{"metadata":{"transaction_key":"deprecated","request_id":"019d8e81-c03c-7701-8446-5f557a5cf61b","sha256":"63a8ccded00da83c5f7ce8f92882dbc4a8bfb82419d8286b4cdd36e79e0ec5e1","created":"2026-04-15T00:19:25.905Z","duration":1876.2479,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":7082,"output_tokens":138},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":7948,"output_tokens":7963},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":7948,"output_tokens":580}},"results":{"channels":[{"alternatives":[{"transcript":"Hi, Ross. I'm so sorry. I don't know what happened. Yeah. That's okay. I could hear music, and then it just kinda went dead. I thought maybe no. It's honestly okay. It's not a problem at all. The last thing we were kinda talking about was looking at maybe moving into that estimate product, and you sort of you're okay with me maybe looking at that for you and updating the advice to reflect that? Yep. Yep. Beautiful. Well, what I'll do is I yeah. Absolutely. Mhmm. Yeah. Absolutely. Not a problem at all. So what I'll do is I'll do the research. Yeah. Yep. Yep. That's okay. Not a problem at all. I'll do the research to make sure it's gonna work. I can update the advice to reflect. We can come back in about two weeks, go through the advice document together so you can see that, then you get the option of taking on the recommendations there. And then we can still touch base in about three months. We can still sort of follow-up to see how things are looking and what the you know, how they're tracking and just sort of keep updated. Does that sound okay with you? Yeah. Beautiful. Beautiful. So I'll go back and update that. I'll look at maneuvering you down into that balanced growth environment there, reducing your risk level, and I'll have a look at the estimate product for you as well. I'll only make the recommendation if there's gonna be a benefit to you and making sure I'm tracking and looking at what the consequences are because your super fund still has to account for taxation. It still does a tax return every year just like you do in your own name. So your super fund does have to pay CGT. So we'll definitely have a look and see what that does. With the, I'll also look at the other thing is with the SMA product, it does tend to work out better in a different fund. If I was to recommend you move to another fund, which might be cheaper, saving you on fees to be able to really get the benefit of that estimate product. Do you have any issues with that? Are you comfortable with me making that recommendation as well if that works out to benefit you? Yeah. Yeah. I don't Yeah. No. That's absolutely fine. If I find it's not gonna work and the estimate is probably not gonna work for you and the, you know, maneuvering of sleep, it doesn't work. I can always just look at and I did a research on all the options anyway. But I'll also just look at maneuvering the risk in your current portfolio, maybe swapping some investments out and looking at the CGT consequences for that as well. And I'll work out the best way what's gonna be, a, put you in a good position, reduce your risk level, hopefully save you in fees, but also making sure we're not gonna, you know, have to cement too much in the way of tax consequences for you. Is that okay? Yep. Beautiful. I'll do all that research and have a look at things. While you're not working, it can sometimes work out a bit more beneficial to maneuver the super fund. If we find something cheaper that's gonna work better for you, sometimes it just works a little bit easy because we can make all those changes, but you don't sort of have contributions to have to maneuver around. So it can also work out in a benefit to be doing that now as well if it if it comes down to the research shows a positive result for you. But I'll do all the different research options. I'll look at what's gonna work out for you, and then we'll come back and we'll go through the advice together, and then you can let me know whether you'll have to take the advice or not. Does that sound alright? Yep. Beautiful. And you're happy to retain the insurances as they are at the moment. No no changes to make there. We'll kinda review that down the track. Is that right? Yep. Beautiful. Excellent. Lovely. And just with the what we sort of spoke about earlier with regard to the super and the the permanent incapacity claiming, you don't wanna kinda do that at the moment. I mean, even if you did try to claim incapacity and it was approved, it just makes the the funds available. You don't have to take them out in any way, shape, or form. Did you wanna maybe look at trying for that, or is it something you maybe wanna talk about down the track or we reevaluate later on? No. No. Perfect. That's not a problem. Yeah. That's okay. Yeah. Yes. Yep. That is correct. Yeah. Yes. Yes. That's right. Yeah. Sort of like yeah. No. That's absolutely fine. So at the moment, having a look at the where the claim was, you have what's called an ADL definition, which is activities of daily living. So in order to claim on that policy, you need to be able to receive assistance with two of the five activities of daily living, things like bathing, eating, dressing, you know, getting in and out of bed. You sort of need help. Need to show you need help with those things. Okay. Yes, ma'am. Okay. Okay. Do you so you still you said that because I think let me look at the file here, and it did say that you were due to have surgery recently. So are you needing assistance with two of those five aspects, like dressing? Do you does your wife physically have to help you with those aspects, like dressing or feeding or bathing or how's everything? Yep. Right. Right. Okay. No. That's alright. Yeah. Yep. Yep. That's okay. What I can do if you like is I can contact the insurer and speak to the claims department and find out what they would actually need as evidence, whether it's like a letter. Because I know to claim on this, you do need to have medical support from two doctors. One of those being a specialist as well as one can be, like, your local GP. But I can find out and ask them clients in the claims department for them to specify exactly what it is that they're needing for you to be able to try and claim on that again. I know with the toenails, as much as that is needing assistance, they don't technically consider that, like, an everyday activity of daily living. It's more just the main things like bathing, dressing, feeding, getting in and out of the shower and the bath, toileting, and things like that. So the big things. But if you like, I can contact my team. Like, we can contact the claims department from Nios. We can talk to them about exactly what they would need with regard to the ADL definition, and then we can always come back and try to reassess that with you. Does that sound like something you'd be comfortable with me doing? Yeah? Yeah. Beautiful. That way you don't have to go through that whole claims process again until we know we're able to do so. But it gives you a bit of clarity around how to claim on that TBD. If you are not able to go back to work and you do need assistance, we do wanna try and claim, but we don't want you to keep claiming and be given a decline every time. It's not great for yourself. So I'll go back and do a bit of it is. It is. Yeah. So we'll I'll go back, and I'll find out from the claims team what they exactly want, what they need, what kind of evidence they're gonna ask for, and then we can, you know, come back to you and let you know what we're gonna need so you can keep working with your doctors. Because do you go back to the doctor very on a regular basis to have things looked at? How often do you see your doctors? Yep. Yep. Okay. Yep. Yep. Okay. No. Not a problem at all. Well, I'll go back and switch to the claims team. Yeah. Yes. Yep. Yep. Yep. That's okay. Not a problem at all. And you're in December. Okay. Perfect. And the doctors are basically saying you're not gonna be able to go back to landscaping. They they you're gonna have to find something else. Is that right? Yep. Yep. Okay. And you're on workers' compensation at the moment. Is that right? Yep. How much are you sort of receiving from that on a regular basis? What's the amount you're sort of receiving there currently? 1,200 per week. And is your wife worth Oh, wow. And do you know how long that's expected to continue for Get receiving those funds? Okay. Okay. Yep. Okay. Beautiful. That was an injury that happened at work then, so you should be on workers' compensation. Yep. Okay. Well, if they do happen to give you a settlement, give me a call. Let me know because we can definitely help provide some advice on what to do with the funds to, you know, provide benefit for you. Okay? Yeah. Yeah. Absolutely. Not a problem. And so with your wife, is she working at the moment as well? Or yes. Beautiful. And how are you sort of finding expenses? Are you guys okay covering expenses? Is money a little bit tight at the moment? Are you managing to put much away in savings? Or yep. Okay. Yep. Yep. No worries. And no saving. Okay. Yeah. Oh, no. I'm sorry. Yeah. Yep. Oh, wow. So you are? Oh, that's a shame. And so are you still going to Mexico for that holiday? Or Yeah. Wow. Wow. That's awesome. Well, I hope you have a really good time. It's giving you something to look forward to, which is important for the moment. So beautiful. Yeah. Absolutely. Perfect. Well, I'll go back. I'll do a bit of research there for you. I'll look at reducing your risk level. I'll have a look at your super fund you're in now versus anything else, the SMA product versus maybe just altering some of the investments in here for you. I'll also get my team to go back and speak to claims team. We'll have a look at what we need in order to, you know, be able to claim on that ADL definition. We can come back and do catches in the meantime, and we'll maybe update this advice for you for the moment and then do regular catch ups moving forward. Does that sound okay? Have I touched on everything that you sort of wanted to? Is there anything further you wanted to ask me relate in relation to any of those things? Yeah. Yeah. Beautiful. Beautiful. I just also wanted to update any of your assets and liabilities as well just sort of making sure that our records are updated from last time. I can see here that your sorry. Your car, you had a a vehicle with a value of about 3,000. What kind of car do you guys have? Yep. Perfect. What sort of cars are they? Yep. Okay. Perfect. Yep. Perfect. And what sort of value would you put on the camera, do you think? That's right. Beautiful. Do you have loans on any of those vehicles, or are they owned completely outright? Beautiful. Excellent. You did have understandable. You did have about 6,000 in savings. You don't have that anymore. You sort of mentioned you don't have any savings at the moment. Okay. Yep. Yep. That's okay. You'll at least enjoy your time while you're there, and that's important. Those memories are important. So let's see. Beautiful. Lovely. Other assets I do like to note down are things like your contents insurance. Do you guys have contents insurance on your on your house or on your contents there, and what's the value would you put on your contents, do you think? Yeah. No. That's okay. Not a problem at all. And you mentioned that you're renting no. That's okay. And how much are you renting the property for at the moment? $4.50. Is that per week? Yep. Okay. Beautiful. Is there any other assets or anything else of value that you would wanna note on here at all? Nope. That's okay. Beautiful. And the other thing I do like to touch base on is the estate planning aspects as well. So have you guys got a will, a valid will? Have you talked about doing a will or a power of attorney or anything like that? Okay. Yep. It's not something you guys have talked about doing recently. Right. That's right. Yeah. It is definitely one of those things we do like to touch base on. Having a will and a valid power of attorney for yourself and your wife is really important. Just making sure with your sleep, we tend to have and with your life insurance, we tend to have beneficiary nominations applied. But everything outside of that, like your home and contents, your cars, your savings accounts, you know, any family ailments that you might have, all those things aren't incorporated into that sort of into the beneficiary side of things. So having a will done up with a solicitor is really important. You can also do it cheaper by having, like, a will kit set up, or you can do it through, you know, the government with the with the help of your state trustees. But having a valid will in place just means that in the event that something happens to one or both of you, that all of your, you know, assets can be pulled together and directed to where you want them to go. So without having your will in place, everything kinda has to go through probate, which for your family can be a costly and lengthy process. So it is definitely really important to have a will done up. If you wanted to, we could always send through an email after the call just with some information on a local school so that we can refer you to. It has a costing of what they charge to do, Will, just to kinda start the conversation. Would you like me to organize that for you, Ross? Yeah. Beautiful. I'll get that emailed enough for you shortly. You alright? Absolutely. Yes. Yeah. You can do. Essentially, you can have your will set up so that you can direct certain assets to certain people. With that kind of scenario where you're sort of picking what you want. My grandmother honestly did that when she was moving into a nursing home, and she kind of just set it up in a book with her executor. And she got while she was still alive, she got everyone to come around and basically pick what they wanted, and they just had it kind of noted that this is what they wanted on her passing, and that was kind of entered into the will into the will. It was like a book it came with. Yeah. So that absolutely can happen, but it is something you wanna kinda talk to your family members about before you pass away, letting you know, working at what they do and or don't want so you can kind of have it noted in the will. This is what this person's gonna get. Oh, okay. Oh, he probably doesn't know yet. Probably doesn't know just yet. Yeah. Alternatively, yeah, alternatively, another way of the structuring is that everything kinda just gets sold off, liquidated, and then the money can just be spread across. Another good aspect is because your kids are still quite young, they're you how many kids do you have? Just two and they're both 18? Both young? Yeah. Yeah. So be okay. Yeah. Perfect. So another way of sort of looking at it is because one of your kids is they're both 18, so still technically your financial dependent. Having things, you could have the money put into trust for them in the event of something happening, have the money go into trust and distributed to them, you know, at a later date when they turn 18 or 21 or 30 or whatever you kind of just choose or decide. Or you can have it sort of set up so it distributes income to them at, you know, certain points of time. So having a will join up by solicitor allows you a lot more structure around what you want to happen, how you want it to be paid. You can have, you know, trust set up. Some money can be be distributed to children in certain assets. It just gives you a lot more control over what you want to happen to all of your assets and things. Does that help? Does that answer your question? Yeah. Yep. Perfect. But I'll send through the email after the call for you just so you have that information there around the solicitor's details, the cost of setting up a will, because it is something to maybe have a chat about with your wife and work out what your wishes are, and also a power of attorney. So another really big important asset is having a power of attorney in place. So in the event that you're unable to make decisions on your own, whether that be financial or whether that be, you know, medical decisions that someone knows what you want to happen and that you've got someone appointed to follow the direction that you've outlaid. So having a power of attorney yes. Sorry. Yeah. That's a really good question. So we've actually helped you set up your beneficiary nomination on your super and your life insurance, which note here that your wife is a 100% beneficiary. And that means if you were to pass away, your super and your life proceeds can be paid directly to her, but that's very different. It it does only with your super and your life cover. It doesn't cover anything that's not your life insurance or your superannuation. So everything outside of those two things is encompassed into a will. And apart yeah. Yep. Yep. That's No. No. So the beneficiary nominations for super only covers your super balance, which can be paid to your wife and your life insurance proceeds, which again get paid to your wife. They're covered by the beneficiary nominations that you have set up already, and they're correct as per your wishes. Everything outside of super is your home, your contents, your cars, your savings accounts, anything that's out, you know, in your home, on your bank accounts, those are all separate, and those are estate assets, whereas your super and your life cover are not. Sorry. So power of attorney is completely separate again. A power of attorney is you nominating an attorney to make decisions in the event that you're unable to whilst you're still living. So a power of attorney, if you, say, have a car accident and you're in, you know, a medical coma or you're having surgery and you can't make those decisions for you, a power of attorney can be placed in force, and it's a legal document set up by a solicitor, and that person has direction to make wishes for you. They can decide what surgery you're gonna have, whether they get you have surgery or not, you know, if if you're in a medical coma. No. They don't. No. No. It's all kinda gotta be set up whilst you have capacity to do so. The power of attorney and will all needs to be done whilst you have mental and physical capacity to make those decisions. It would go into probate. Essentially, your wife would still be able to live in the house and do all the bits and pieces. It wouldn't be a problem, but it would go in everything would have to go through probate, which essentially means that it goes through a court process, and the judge decides what happens to all of your assets in accordance with local or, you know, state legislation. Majority of the time, it all passes directly to your wife. That's normally how we all want it to go, but there are certain circumstances where we want something different to maybe go to a mother or brother or sister or a cousin or just someone we wanna look after or we wanna bequest something to, maybe to a charity that we like or something. So, normally, all this goes direct to your wife, but there are instances where somebody can come up, make a claim, and a judge says, hey. Yeah. You're entitled to a claim on this. I'm gonna give you this much money or this is gonna go to you. So it's just that it can. It can. Yeah. It's always that can be the hardest time for a family going through that probate process. It is lengthy and can be quite costly to the estate as well. So it is something to definitely consider. Yeah. Yep. Wow. Yeah. That's exactly right. Absolutely. Absolutely. And with a power of attorney that goes into place whilst you're still living, a power of attorney is null and void once you pass away, and that's when the will comes into play as well as your beneficiary nominations. So long as you have a will set up, a power of attorney, and your beneficiaries, then you've generally covered all of your bases. There are instances where, you know, nothing is ever a 100% locked in. People can always come out and make a claim. However, having the power of attorney that notes your wishes, having a will that's structured to, you know, make sure your wishes are adhered to, and your beneficiary nominations on your super and your life cover, having all those things in place gives everyone direction as to what you wanted to happen. So the the idea is that people should follow that direction. Okay? Yeah. It's a lot, isn't it? Yeah. No. That's okay. That's what we're here for. You're welcome to ask any question you like. Okay. All good. That's okay. I just want to double check. I've got your wife, Adriana, as your next of kin on our file. That's still all correct. You're happy to keep that as it is? Yep. Beautiful. Lovely. Lovely. Beautiful. Is there any other goals I know sort of working forward looking at super reducing a bit of risk there for you? All going well. When are you sort of hoping to be able to retire? Are you sort of looking at 60, or do you think if if and when you go back to work, if you find something you're comfortable doing that you might be able to work a bit longer? What's your sort of goal age at the moment for retirement? Well, at the moment, you can retire at 60 if you want. Yeah. Yeah. Yeah. 67 is the age if eligible to apply for the age pension through Centrelink. Under the current legislation, if you retire at the age of 60, you can access your super tax free. Yeah. As long as you can. Yeah. That's okay. You're still really young. That's okay. You're still really young. When we look at the advice, we currently only look at the next ten years because anything beyond that, there's too many factors that could change in your life. So we'll look at the next ten years with regards to the advice and then keep altering and updating it and doing cat tests with you. You've got your holiday coming up in October, which is fantastic. Is there anything else goal wise that you're looking to achieve in the next one, two, three, five years, or are you sort of just hoping to find some sort of work and get back into things, or what's your thoughts? Yep. That's okay. Not a problem at all. Yeah. Yeah. Absolutely. Not an issue at all. Well, I'll send out an email after the call for you just with a bit of a follow-up on what we've gone through, what I'm gonna look at just to kinda give you a bit of a recap because we've touched on a lot of different areas. I'm also gonna send through the lawyer's information for you guys so you can have a bit of a look at the costing and everything there. I'm also just gonna send you an annual review pack to you as well. It's got your ongoing service agreement for the next twelve months there with that 1.65. It's also got the financial services guide in there for you, which outlines everything about who we are, what we do. The lovely photo of me and my licensing details in there for you as well because I'm a full licensed adviser, and my registration number through Aftik is 1304394. And it's also got your portfolio report for you to have a look at. I've got a few other little documents there for you to sort of view. When that comes through to your email, if you can just sign and return for me, that would be fabulous, and I'll do some additional research and update this advice for you. And I'll go back and make sure I speak to the claims department and see what we can do about that PPD so we can get a guide on when we might be able to claiming on that PPD cover for you. How does that sound? Yep. Beautiful. Have I missed anything? Is there anything else that you kind of wanted me to touch on or any other questions at all? Yep. Beautiful. Beautiful. If there's anything else, Russ, let me know. You'll also have my direct email, so you can shoot me an email back if you need anything. And I'll get stuck into this research for you, and I'll get the plan together. I would like to maybe book you in for sort of two weeks to have that advice presented. Is that okay? Beautiful. So that brings us up to where are we at? The fifteenth today. That brings us up to the April 29. Did you want kinda this time in the morning on a Wednesday? Does that suit you better? Or yes. Yeah. Absolutely. And did you want the same time, 09:00 in the morning? Yes. Beautiful. So I'll make it the thirtieth, which is the the April 30 at 9AM, and I'll have that advice document ready to go. I'll do the research in the meantime, and we'll go through that together. Okay? My pleasure, Ross. It's been a pleasure chatting to you today. I'll get all everything sorted, and, yeah, we'll make sure we do catch ups and see how things are going and see how the markets will go for us over the next few months. Beautiful. Thank you so much for your time. I hope you have a lovely day. Thank you. I'll talk to you soon. Appreciate it. Thanks. Bye.","confidence":0.99779725,"words":[{"word":"hi","start":2.6399999,"end":2.96,"confidence":0.8816959,"punctuated_word":"Hi,","sentiment":"neutral","sentiment_score":-0.014461117796599863},{"word":"ross","start":2.96,"end":3.28,"confidence":0.9540343,"punctuated_word":"Ross.","sentiment":"neutral","sentiment_score":-0.028990786522626877},{"word":"i'm","start":3.28,"end":3.4399998,"confidence":0.9998962,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.1709718108177185},{"word":"so","start":3.4399998,"end":3.6799998,"confidence":0.9948613,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.2339109033346176},{"word":"sorry","start":3.6799998,"end":3.9199998,"confidence":0.9991464,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.3171025514602661},{"word":"i","start":3.9199998,"end":4.0,"confidence":0.9758458,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3184508979320526},{"word":"don't","start":4.0,"end":4.16,"confidence":0.99438584,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.3017289340496063},{"word":"know","start":4.16,"end":4.3199997,"confidence":0.99753547,"punctuated_word":"know","sentiment":"negative","sentiment_score":-0.34067291021347046},{"word":"what","start":4.3199997,"end":4.48,"confidence":0.9997203,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.3154876232147217},{"word":"happened","start":4.48,"end":4.98,"confidence":0.9994115,"punctuated_word":"happened.","sentiment":"neutral","sentiment_score":-0.25732797384262085},{"word":"yeah","start":8.88,"end":9.38,"confidence":0.993999,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05990827828645706},{"word":"that's","start":9.44,"end":9.76,"confidence":0.99770755,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.09562750905752182},{"word":"okay","start":9.76,"end":10.16,"confidence":0.9996473,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.011621683835983276},{"word":"i","start":10.16,"end":10.32,"confidence":0.9995066,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09444370865821838},{"word":"could","start":10.32,"end":10.48,"confidence":0.7519445,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.10540299862623216},{"word":"hear","start":10.48,"end":10.719999,"confidence":0.9985221,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":-0.1397206336259842},{"word":"music","start":10.719999,"end":11.04,"confidence":0.87954664,"punctuated_word":"music,","sentiment":"neutral","sentiment_score":-0.12770920991897583},{"word":"and","start":11.04,"end":11.2,"confidence":0.99968624,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1230086237192154},{"word":"then","start":11.2,"end":11.36,"confidence":0.9959865,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.10135526210069656},{"word":"it","start":11.36,"end":11.5199995,"confidence":0.7937169,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2353668212890625},{"word":"just","start":11.5199995,"end":11.759999,"confidence":0.9680692,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.25403955578804016},{"word":"kinda","start":11.759999,"end":12.0,"confidence":0.97287965,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.32617002725601196},{"word":"went","start":12.0,"end":12.32,"confidence":0.99190825,"punctuated_word":"went","sentiment":"negative","sentiment_score":-0.34842854738235474},{"word":"dead","start":12.32,"end":12.82,"confidence":0.9518126,"punctuated_word":"dead.","sentiment":"neutral","sentiment_score":-0.30129170417785645},{"word":"i","start":13.12,"end":13.2,"confidence":0.29450452,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1479068249464035},{"word":"thought","start":13.2,"end":13.44,"confidence":0.61289513,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.1349887251853943},{"word":"maybe","start":13.44,"end":13.679999,"confidence":0.7682322,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.20596632361412048},{"word":"no","start":15.424999,"end":15.745,"confidence":0.98372227,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.01159583404660225},{"word":"it's","start":15.745,"end":15.905,"confidence":0.99468374,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1621166467666626},{"word":"honestly","start":15.905,"end":16.385,"confidence":0.9754808,"punctuated_word":"honestly","sentiment":"neutral","sentiment_score":0.12486694008111954},{"word":"okay","start":16.385,"end":16.705,"confidence":0.9967327,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.262455016374588},{"word":"it's","start":16.705,"end":16.865,"confidence":0.99937856,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.41602739691734314},{"word":"not","start":16.865,"end":17.105,"confidence":0.9998778,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.3811749219894409},{"word":"a","start":17.105,"end":17.185,"confidence":0.99867284,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.368920624256134},{"word":"problem","start":17.185,"end":17.505,"confidence":0.9999633,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.39350488781929016},{"word":"at","start":17.505,"end":17.664999,"confidence":0.9995363,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.45401009917259216},{"word":"all","start":17.664999,"end":18.164999,"confidence":0.9998939,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.34252089262008667},{"word":"the","start":18.385,"end":18.625,"confidence":0.73037213,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.11578570306301116},{"word":"last","start":18.625,"end":18.785,"confidence":0.99997556,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.002249777317047119},{"word":"thing","start":18.785,"end":19.025,"confidence":0.9996544,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.043585725128650665},{"word":"we","start":19.025,"end":19.185,"confidence":0.9985464,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.01737932115793228},{"word":"were","start":19.185,"end":19.345,"confidence":0.998007,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.002309657633304596},{"word":"kinda","start":19.345,"end":19.664999,"confidence":0.84184617,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.009490026161074638},{"word":"talking","start":19.664999,"end":19.904999,"confidence":0.99679714,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.00004808604717254639},{"word":"about","start":19.904999,"end":20.224998,"confidence":0.9936985,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.0014364346861839294},{"word":"was","start":20.224998,"end":20.465,"confidence":0.9989808,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.000990498811006546},{"word":"looking","start":20.465,"end":20.785,"confidence":0.99842584,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.012487616389989851},{"word":"at","start":20.785,"end":20.945,"confidence":0.9977156,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.004755157977342606},{"word":"maybe","start":20.945,"end":21.445,"confidence":0.944522,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.007345952093601227},{"word":"moving","start":21.505,"end":21.824999,"confidence":0.9697583,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":-0.0022290758788585663},{"word":"into","start":21.824999,"end":22.064999,"confidence":0.9482671,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.031344495713710785},{"word":"that","start":22.064999,"end":22.305,"confidence":0.5151525,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.019502483308315277},{"word":"estimate","start":22.305,"end":22.705,"confidence":0.5582898,"punctuated_word":"estimate","sentiment":"neutral","sentiment_score":0.018350914120674133},{"word":"product","start":22.705,"end":23.105,"confidence":0.7800275,"punctuated_word":"product,","sentiment":"neutral","sentiment_score":0.00898096151649952},{"word":"and","start":23.105,"end":23.585,"confidence":0.99364763,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.013196244835853577},{"word":"you","start":23.585,"end":23.825,"confidence":0.9989849,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.002788819372653961},{"word":"sort","start":23.825,"end":24.064999,"confidence":0.9840793,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.02697521075606346},{"word":"of","start":24.064999,"end":24.304998,"confidence":0.9976043,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.044075820595026016},{"word":"you're","start":24.544998,"end":24.865,"confidence":0.99796987,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.04697111248970032},{"word":"okay","start":24.865,"end":25.105,"confidence":0.9997861,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.07941146194934845},{"word":"with","start":25.105,"end":25.265,"confidence":0.99957544,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09152966737747192},{"word":"me","start":25.265,"end":25.505,"confidence":0.9965245,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0696348026394844},{"word":"maybe","start":25.505,"end":25.824999,"confidence":0.92209834,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.08165597915649414},{"word":"looking","start":25.824999,"end":26.064999,"confidence":0.99792755,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.09208245575428008},{"word":"at","start":26.064999,"end":26.224998,"confidence":0.9994566,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.13085423409938812},{"word":"that","start":26.224998,"end":26.384998,"confidence":0.9998228,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10754922032356262},{"word":"for","start":26.384998,"end":26.544998,"confidence":0.99962854,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11836591362953186},{"word":"you","start":26.544998,"end":26.704998,"confidence":0.99986994,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04332338273525238},{"word":"and","start":26.704998,"end":26.945,"confidence":0.9794812,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.057099584490060806},{"word":"updating","start":26.945,"end":27.345,"confidence":0.9927371,"punctuated_word":"updating","sentiment":"neutral","sentiment_score":0.0771445780992508},{"word":"the","start":27.345,"end":27.505,"confidence":0.6218941,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08028528094291687},{"word":"advice","start":27.505,"end":27.824999,"confidence":0.94916344,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.09121741354465485},{"word":"to","start":27.824999,"end":27.985,"confidence":0.97104,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04654144123196602},{"word":"reflect","start":27.985,"end":28.384998,"confidence":0.999516,"punctuated_word":"reflect","sentiment":"neutral","sentiment_score":0.08432765305042267},{"word":"that","start":28.384998,"end":28.884998,"confidence":0.9758588,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.037119362503290176},{"word":"yep","start":30.130001,"end":30.53,"confidence":0.90064025,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14105771481990814},{"word":"yep","start":30.53,"end":30.77,"confidence":0.96570504,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.242557629942894},{"word":"beautiful","start":30.77,"end":31.17,"confidence":0.9996239,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.588733434677124},{"word":"well","start":31.17,"end":31.41,"confidence":0.9794495,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.34615564346313477},{"word":"what","start":31.41,"end":31.57,"confidence":0.9991616,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.3154858648777008},{"word":"i'll","start":31.57,"end":31.73,"confidence":0.99220026,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.24251773953437805},{"word":"do","start":31.73,"end":31.89,"confidence":0.99943084,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.19941990077495575},{"word":"is","start":31.89,"end":32.05,"confidence":0.9973851,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.24102455377578735},{"word":"i","start":32.05,"end":32.21,"confidence":0.98453736,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.27501022815704346},{"word":"yeah","start":34.05,"end":34.55,"confidence":0.9914012,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.2111116647720337},{"word":"absolutely","start":34.93,"end":35.43,"confidence":0.9982139,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.2268550395965576},{"word":"mhmm","start":38.93,"end":39.43,"confidence":0.9713324,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.011988136917352676},{"word":"yeah","start":41.665,"end":42.165,"confidence":0.98859406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09120596945285796},{"word":"absolutely","start":42.225002,"end":42.725002,"confidence":0.9975476,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.19685795903205872},{"word":"not","start":43.105003,"end":43.345,"confidence":0.99795306,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.26276206970214844},{"word":"a","start":43.345,"end":43.505,"confidence":0.9992555,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16027173399925232},{"word":"problem","start":43.505,"end":43.825,"confidence":0.999713,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.17393459379673004},{"word":"at","start":43.825,"end":43.985,"confidence":0.99678767,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.20291677117347717},{"word":"all","start":43.985,"end":44.385002,"confidence":0.9863567,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.23320315778255463},{"word":"so","start":44.385002,"end":44.545002,"confidence":0.39969802,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12498006224632265},{"word":"what","start":44.545002,"end":44.705,"confidence":0.9961754,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.10558962821960448},{"word":"i'll","start":44.705,"end":44.865,"confidence":0.9178625,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1200944036245346},{"word":"do","start":44.865,"end":44.945,"confidence":0.9992643,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10732413083314896},{"word":"is","start":44.945,"end":45.105003,"confidence":0.99856585,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1008903756737709},{"word":"i'll","start":45.105003,"end":45.265,"confidence":0.97171104,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.10557984560728072},{"word":"do","start":45.265,"end":45.425003,"confidence":0.9976351,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06842460483312607},{"word":"the","start":45.425003,"end":45.745003,"confidence":0.9810012,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07798244059085846},{"word":"research","start":45.745003,"end":46.245003,"confidence":0.96862125,"punctuated_word":"research.","sentiment":"neutral","sentiment_score":0.024115201085805893},{"word":"yeah","start":50.065002,"end":50.565002,"confidence":0.83574426,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07823030650615692},{"word":"yep","start":52.705,"end":53.04,"confidence":0.8710414,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05925685912370682},{"word":"yep","start":59.84,"end":60.16,"confidence":0.9641671,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15728197991847992},{"word":"that's","start":60.16,"end":60.48,"confidence":0.98833907,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.24137189984321591},{"word":"okay","start":60.48,"end":60.98,"confidence":0.9995342,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.2531373202800751},{"word":"not","start":61.04,"end":61.2,"confidence":0.99956495,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.3644722104072571},{"word":"a","start":61.2,"end":61.36,"confidence":0.9998292,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2716373801231384},{"word":"problem","start":61.36,"end":61.68,"confidence":0.99992347,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.24963119626045227},{"word":"at","start":61.68,"end":61.84,"confidence":0.99963105,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.27585312724113464},{"word":"all","start":61.84,"end":62.0,"confidence":0.9998175,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.31783178448677063},{"word":"i'll","start":62.0,"end":62.24,"confidence":0.9959391,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.25547298789024353},{"word":"do","start":62.24,"end":62.4,"confidence":0.9994435,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.24684299528598783},{"word":"the","start":62.4,"end":62.56,"confidence":0.9992706,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2526905834674835},{"word":"research","start":62.56,"end":63.04,"confidence":0.99942434,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.18249978125095367},{"word":"to","start":63.04,"end":63.2,"confidence":0.99977845,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1972823590040207},{"word":"make","start":63.2,"end":63.36,"confidence":0.99990296,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2142525017261505},{"word":"sure","start":63.36,"end":63.52,"confidence":0.9998834,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.22980695962905884},{"word":"it's","start":63.52,"end":63.760002,"confidence":0.9998683,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.22195899486541748},{"word":"gonna","start":63.760002,"end":64.26,"confidence":0.99884784,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.2638850212097168},{"word":"work","start":64.56,"end":64.96,"confidence":0.8762742,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.15978240966796875},{"word":"i","start":64.96,"end":65.04,"confidence":0.9998609,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19458802044391632},{"word":"can","start":65.04,"end":65.28,"confidence":0.9974353,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17923754453659058},{"word":"update","start":65.28,"end":65.6,"confidence":0.99435824,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.18643783032894137},{"word":"the","start":65.6,"end":65.68,"confidence":0.9988739,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18505603075027463},{"word":"advice","start":65.68,"end":66.16,"confidence":0.97871304,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.1788249313831329},{"word":"to","start":66.16,"end":66.24,"confidence":0.99394,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17246535420417786},{"word":"reflect","start":66.24,"end":66.74,"confidence":0.9876169,"punctuated_word":"reflect.","sentiment":"neutral","sentiment_score":0.187132328748703},{"word":"we","start":67.2,"end":67.36,"confidence":0.9091043,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.17733442783355713},{"word":"can","start":67.36,"end":67.520004,"confidence":0.9999293,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1814933270215988},{"word":"come","start":67.520004,"end":67.76,"confidence":0.9998994,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.18054258823394775},{"word":"back","start":67.76,"end":68.175,"confidence":0.99990404,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.1456698626279831},{"word":"in","start":68.175,"end":68.415,"confidence":0.999907,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1264502853155136},{"word":"about","start":68.415,"end":68.65501,"confidence":0.99971455,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12763945758342743},{"word":"two","start":68.65501,"end":68.815,"confidence":0.9995882,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.14935711026191711},{"word":"weeks","start":68.815,"end":69.315,"confidence":0.8028603,"punctuated_word":"weeks,","sentiment":"neutral","sentiment_score":0.12875673174858093},{"word":"go","start":69.375,"end":69.615005,"confidence":0.96663886,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.17271776497364044},{"word":"through","start":69.615005,"end":69.775,"confidence":0.9831218,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.18904274702072144},{"word":"the","start":69.775,"end":69.935005,"confidence":0.9993272,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17425104975700378},{"word":"advice","start":69.935005,"end":70.255005,"confidence":0.9884533,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.1295742243528366},{"word":"document","start":70.255005,"end":70.65501,"confidence":0.7578612,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.13774043321609497},{"word":"together","start":70.65501,"end":71.055,"confidence":0.9771036,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.16962914168834686},{"word":"so","start":71.055,"end":71.215004,"confidence":0.9159404,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.19708523154258728},{"word":"you","start":71.215004,"end":71.375,"confidence":0.99876815,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19031769037246704},{"word":"can","start":71.375,"end":71.615005,"confidence":0.99910873,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.18958023190498352},{"word":"see","start":71.615005,"end":71.775,"confidence":0.9991258,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.2235981971025467},{"word":"that","start":71.775,"end":72.095,"confidence":0.8855274,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.17289867997169495},{"word":"then","start":72.095,"end":72.33501,"confidence":0.9992913,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.20002718269824984},{"word":"you","start":72.33501,"end":72.415,"confidence":0.9998567,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19025588035583496},{"word":"get","start":72.415,"end":72.535,"confidence":0.99859506,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.16007065773010254},{"word":"the","start":72.535,"end":72.65501,"confidence":0.99973935,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1646672636270523},{"word":"option","start":72.65501,"end":73.055,"confidence":0.99865866,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.1484004259109497},{"word":"of","start":73.055,"end":73.135,"confidence":0.99064016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14120620489120483},{"word":"taking","start":73.135,"end":73.455,"confidence":0.99911803,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.14215034246444702},{"word":"on","start":73.455,"end":73.535,"confidence":0.9457786,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.149160698056221},{"word":"the","start":73.535,"end":73.695,"confidence":0.9994217,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16488678753376007},{"word":"recommendations","start":73.695,"end":74.195,"confidence":0.99010336,"punctuated_word":"recommendations","sentiment":"neutral","sentiment_score":0.17554040253162384},{"word":"there","start":74.815,"end":75.215004,"confidence":0.90842533,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.1329837143421173},{"word":"and","start":75.215004,"end":75.295006,"confidence":0.96538424,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1361166089773178},{"word":"then","start":75.295006,"end":75.455,"confidence":0.99971026,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.12781280279159546},{"word":"we","start":75.455,"end":75.615005,"confidence":0.9983335,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1397985965013504},{"word":"can","start":75.615005,"end":75.775,"confidence":0.99982846,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14590710401535034},{"word":"still","start":75.775,"end":76.015,"confidence":0.9995838,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.1656416803598404},{"word":"touch","start":76.015,"end":76.255005,"confidence":0.9997787,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.1060519590973854},{"word":"base","start":76.255005,"end":76.415,"confidence":0.992902,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.13035179674625397},{"word":"in","start":76.415,"end":76.655,"confidence":0.9088611,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09055905044078828},{"word":"about","start":76.655,"end":76.895004,"confidence":0.99920756,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08525695651769638},{"word":"three","start":76.895004,"end":77.135,"confidence":0.9998056,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.08345986902713776},{"word":"months","start":77.135,"end":77.455,"confidence":0.9864782,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.11035583168268204},{"word":"we","start":77.455,"end":77.615005,"confidence":0.99937564,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.14435724914073944},{"word":"can","start":77.615005,"end":77.775,"confidence":0.9999244,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14031967520713806},{"word":"still","start":77.775,"end":78.095,"confidence":0.9997943,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.1449318379163742},{"word":"sort","start":78.095,"end":78.255005,"confidence":0.9927845,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.13478811085224152},{"word":"of","start":78.255005,"end":78.33501,"confidence":0.96598136,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15417549014091492},{"word":"follow-up","start":78.33501,"end":78.735,"confidence":0.99973017,"punctuated_word":"follow-up","sentiment":"neutral","sentiment_score":0.118047796189785},{"word":"to","start":78.735,"end":78.895004,"confidence":0.99247205,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1257203370332718},{"word":"see","start":78.895004,"end":79.055,"confidence":0.9999175,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.16387900710105896},{"word":"how","start":79.055,"end":79.215004,"confidence":0.99934834,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.16031692922115326},{"word":"things","start":79.215004,"end":79.455,"confidence":0.99981445,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.18980860710144043},{"word":"are","start":79.455,"end":79.615005,"confidence":0.99909806,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.19841957092285156},{"word":"looking","start":79.615005,"end":80.115005,"confidence":0.99985313,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.23315025866031647},{"word":"and","start":80.575005,"end":80.735,"confidence":0.8746934,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16092349588871002},{"word":"what","start":80.735,"end":80.975006,"confidence":0.9989104,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.18419504165649417},{"word":"the","start":80.975006,"end":81.055,"confidence":0.8073711,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15454953908920288},{"word":"you","start":81.135,"end":81.295006,"confidence":0.99962294,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13689999282360077},{"word":"know","start":81.295006,"end":81.66,"confidence":0.9681506,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.13779783248901367},{"word":"how","start":81.740005,"end":81.98,"confidence":0.99961394,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.15035074949264526},{"word":"they're","start":81.98,"end":82.14001,"confidence":0.9973917,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.1600988656282425},{"word":"tracking","start":82.14001,"end":82.64001,"confidence":0.99989545,"punctuated_word":"tracking","sentiment":"neutral","sentiment_score":0.15369504690170288},{"word":"and","start":82.700005,"end":82.94,"confidence":0.80077934,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1365455538034439},{"word":"just","start":82.94,"end":83.18,"confidence":0.93349683,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13137316703796387},{"word":"sort","start":83.18,"end":83.340004,"confidence":0.99823076,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0973573997616768},{"word":"of","start":83.340004,"end":83.5,"confidence":0.9994281,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13265447318553925},{"word":"keep","start":83.5,"end":83.740005,"confidence":0.99964285,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.1628166288137436},{"word":"updated","start":83.740005,"end":84.22,"confidence":0.9964012,"punctuated_word":"updated.","sentiment":"neutral","sentiment_score":0.14319433271884918},{"word":"does","start":84.22,"end":84.380005,"confidence":0.99805,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.1662326157093048},{"word":"that","start":84.380005,"end":84.54,"confidence":0.99990034,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2379552572965622},{"word":"sound","start":84.54,"end":84.86,"confidence":0.999655,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.18625280261039737},{"word":"okay","start":84.86,"end":85.100006,"confidence":0.99970526,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.2129831314086914},{"word":"with","start":85.100006,"end":85.340004,"confidence":0.8140189,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1316692680120468},{"word":"you","start":85.340004,"end":85.840004,"confidence":0.999869,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.12455993890762328},{"word":"yeah","start":87.100006,"end":87.58,"confidence":0.80326676,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.30160361528396606},{"word":"beautiful","start":87.58,"end":88.08,"confidence":0.99861956,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6558427810668945},{"word":"beautiful","start":88.380005,"end":88.880005,"confidence":0.99983907,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6218833327293396},{"word":"so","start":89.100006,"end":89.340004,"confidence":0.9993808,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3678858280181885},{"word":"i'll","start":89.340004,"end":89.5,"confidence":0.9998816,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.3579352796077728},{"word":"go","start":89.5,"end":89.66,"confidence":0.9999248,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.3568820357322693},{"word":"back","start":89.66,"end":89.9,"confidence":0.9998783,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.3905038237571716},{"word":"and","start":89.9,"end":90.060005,"confidence":0.99912626,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22878524661064148},{"word":"update","start":90.060005,"end":90.46001,"confidence":0.9998858,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.2651274800300598},{"word":"that","start":90.46001,"end":90.700005,"confidence":0.99944323,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.2865529954433441},{"word":"i'll","start":90.700005,"end":90.86,"confidence":0.9999183,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.22442838549613953},{"word":"look","start":90.86,"end":91.020004,"confidence":0.9997273,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.254395067691803},{"word":"at","start":91.020004,"end":91.26,"confidence":0.9782171,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.29607972502708435},{"word":"maneuvering","start":91.26,"end":91.66,"confidence":0.98232746,"punctuated_word":"maneuvering","sentiment":"positive","sentiment_score":0.33618053793907166},{"word":"you","start":91.66,"end":91.9,"confidence":0.9985672,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.329288512468338},{"word":"down","start":91.9,"end":92.060005,"confidence":0.999587,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.3799065053462982},{"word":"into","start":92.060005,"end":92.3,"confidence":0.9984413,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.3662293255329132},{"word":"that","start":92.3,"end":92.54,"confidence":0.9981553,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3995952904224396},{"word":"balanced","start":92.54,"end":92.86,"confidence":0.83408284,"punctuated_word":"balanced","sentiment":"positive","sentiment_score":0.3398551642894745},{"word":"growth","start":92.86,"end":93.26,"confidence":0.9908216,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.33017438650131226},{"word":"environment","start":93.26,"end":93.76,"confidence":0.9987445,"punctuated_word":"environment","sentiment":"positive","sentiment_score":0.5006770491600037},{"word":"there","start":93.9,"end":94.4,"confidence":0.9530858,"punctuated_word":"there,","sentiment":"positive","sentiment_score":0.34759610891342163},{"word":"reducing","start":94.825005,"end":95.305,"confidence":0.99895394,"punctuated_word":"reducing","sentiment":"neutral","sentiment_score":0.3262707591056824},{"word":"your","start":95.305,"end":95.465004,"confidence":0.84381706,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.35126250982284546},{"word":"risk","start":95.465004,"end":95.705,"confidence":0.9999368,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.09596404433250429},{"word":"level","start":95.705,"end":96.105,"confidence":0.94000924,"punctuated_word":"level,","sentiment":"neutral","sentiment_score":0.2519952654838562},{"word":"and","start":96.105,"end":96.265,"confidence":0.9994017,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.301824688911438},{"word":"i'll","start":96.265,"end":96.425,"confidence":0.9999056,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2932192087173462},{"word":"have","start":96.425,"end":96.58501,"confidence":0.99984336,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2823275327682495},{"word":"a","start":96.58501,"end":96.665,"confidence":0.9980046,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2941393256187439},{"word":"look","start":96.665,"end":96.90501,"confidence":0.99993217,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.25423017144203186},{"word":"at","start":96.90501,"end":97.40501,"confidence":0.999703,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3350070118904114},{"word":"the","start":97.465004,"end":97.625,"confidence":0.8958948,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3497656285762787},{"word":"estimate","start":97.625,"end":98.125,"confidence":0.4955968,"punctuated_word":"estimate","sentiment":"neutral","sentiment_score":0.30515676736831665},{"word":"product","start":98.185005,"end":98.58501,"confidence":0.7774999,"punctuated_word":"product","sentiment":"positive","sentiment_score":0.34667134284973145},{"word":"for","start":98.58501,"end":98.745,"confidence":0.9995782,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.33365368843078613},{"word":"you","start":98.745,"end":98.90501,"confidence":0.9998356,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.35155293345451355},{"word":"as","start":98.90501,"end":99.065,"confidence":0.9999516,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.3142598569393158},{"word":"well","start":99.065,"end":99.565,"confidence":0.99983025,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.043178968131542206},{"word":"i'll","start":100.105,"end":100.345,"confidence":0.9745097,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.16352443397045135},{"word":"only","start":100.345,"end":100.58501,"confidence":0.9966331,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.22536206245422363},{"word":"make","start":100.58501,"end":100.745,"confidence":0.99747986,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2204113006591797},{"word":"the","start":100.745,"end":100.90501,"confidence":0.9843795,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22919294238090515},{"word":"recommendation","start":100.90501,"end":101.40501,"confidence":0.99933136,"punctuated_word":"recommendation","sentiment":"neutral","sentiment_score":0.23664139211177823},{"word":"if","start":101.545006,"end":101.705,"confidence":0.9958889,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2648455500602722},{"word":"there's","start":101.705,"end":101.945,"confidence":0.9887841,"punctuated_word":"there's","sentiment":"positive","sentiment_score":0.4031558036804199},{"word":"gonna","start":101.945,"end":102.185005,"confidence":0.9911767,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.448560893535614},{"word":"be","start":102.185005,"end":102.345,"confidence":0.99803525,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.47227877378463745},{"word":"a","start":102.345,"end":102.425,"confidence":0.99857247,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4659343957901001},{"word":"benefit","start":102.425,"end":102.925,"confidence":0.999912,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.41765645146369934},{"word":"to","start":102.985,"end":103.145004,"confidence":0.9989967,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.41438546776771545},{"word":"you","start":103.145004,"end":103.645004,"confidence":0.9998846,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4188607335090637},{"word":"and","start":105.065,"end":105.465004,"confidence":0.7173471,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.305233359336853},{"word":"making","start":105.465004,"end":105.785,"confidence":0.9982009,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.2925533652305603},{"word":"sure","start":105.785,"end":106.185005,"confidence":0.99985206,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.27266377210617065},{"word":"i'm","start":106.185005,"end":106.345,"confidence":0.9401343,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.33950600028038025},{"word":"tracking","start":106.345,"end":106.745,"confidence":0.6289067,"punctuated_word":"tracking","sentiment":"positive","sentiment_score":0.3928137719631195},{"word":"and","start":106.745,"end":106.825005,"confidence":0.98706853,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.25708112120628357},{"word":"looking","start":106.825005,"end":107.145004,"confidence":0.9986816,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.28317445516586304},{"word":"at","start":107.145004,"end":107.225006,"confidence":0.9131069,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.25809282064437866},{"word":"what","start":107.225006,"end":107.305,"confidence":0.9995653,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.24497617781162265},{"word":"the","start":107.305,"end":107.545006,"confidence":0.9985605,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19492670893669128},{"word":"consequences","start":107.545006,"end":108.045006,"confidence":0.45036304,"punctuated_word":"consequences","sentiment":"neutral","sentiment_score":0.14526645839214325},{"word":"are","start":108.745,"end":108.905,"confidence":0.9966305,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.13855761289596558},{"word":"because","start":108.905,"end":109.145004,"confidence":0.7517589,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.08511798083782196},{"word":"your","start":109.145004,"end":109.385,"confidence":0.9920866,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08515163511037827},{"word":"super","start":109.385,"end":109.705,"confidence":0.8191976,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.09940003603696825},{"word":"fund","start":109.705,"end":109.945,"confidence":0.62576175,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.08255983144044876},{"word":"still","start":109.945,"end":110.105,"confidence":0.996411,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.054572172462940216},{"word":"has","start":110.105,"end":110.4,"confidence":0.9992187,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.0289682075381279},{"word":"to","start":110.4,"end":110.560005,"confidence":0.94432235,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05003736913204193},{"word":"account","start":110.560005,"end":110.8,"confidence":0.9988955,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.0596165768802166},{"word":"for","start":110.8,"end":110.96,"confidence":0.9657421,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.043322302401065826},{"word":"taxation","start":110.96,"end":111.46,"confidence":0.9947537,"punctuated_word":"taxation.","sentiment":"neutral","sentiment_score":0.06747330725193024},{"word":"it","start":111.92,"end":112.16,"confidence":0.9991672,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.0666360855102539},{"word":"still","start":112.16,"end":112.4,"confidence":0.9968837,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.0520550049841404},{"word":"does","start":112.4,"end":112.72,"confidence":0.9991621,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.07715435326099396},{"word":"a","start":112.72,"end":112.96,"confidence":0.99937123,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07862889766693115},{"word":"tax","start":112.96,"end":113.200005,"confidence":0.99975044,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.09196238219738008},{"word":"return","start":113.200005,"end":113.68,"confidence":0.99951756,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.0914238765835762},{"word":"every","start":113.68,"end":113.92,"confidence":0.9993622,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.03995151072740555},{"word":"year","start":113.92,"end":114.24,"confidence":0.9998074,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.05048387497663498},{"word":"just","start":114.24,"end":114.48,"confidence":0.8895504,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07387139648199081},{"word":"like","start":114.48,"end":114.72,"confidence":0.9984365,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.08160793781280518},{"word":"you","start":114.72,"end":114.880005,"confidence":0.9991492,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10926524549722672},{"word":"do","start":114.880005,"end":115.04,"confidence":0.980164,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10262110084295271},{"word":"in","start":115.04,"end":115.200005,"confidence":0.9966871,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09613411128520966},{"word":"your","start":115.200005,"end":115.36,"confidence":0.9994999,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11219049245119096},{"word":"own","start":115.36,"end":115.520004,"confidence":0.99229336,"punctuated_word":"own","sentiment":"neutral","sentiment_score":0.08698603510856628},{"word":"name","start":115.520004,"end":116.020004,"confidence":0.89845634,"punctuated_word":"name.","sentiment":"neutral","sentiment_score":0.062490470707416534},{"word":"so","start":116.48,"end":116.72,"confidence":0.7067128,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08075826615095139},{"word":"your","start":116.72,"end":117.04,"confidence":0.9853116,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11557721346616744},{"word":"super","start":117.04,"end":117.28,"confidence":0.9889948,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.15340563654899597},{"word":"fund","start":117.28,"end":117.6,"confidence":0.9870449,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.11305223405361176},{"word":"does","start":117.6,"end":117.840004,"confidence":0.996977,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.07788122445344925},{"word":"have","start":117.840004,"end":117.92,"confidence":0.99877924,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10370728373527528},{"word":"to","start":117.92,"end":118.08,"confidence":0.9970091,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06821805238723755},{"word":"pay","start":118.08,"end":118.32,"confidence":0.98921484,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.07275718450546265},{"word":"cgt","start":118.32,"end":118.82,"confidence":0.8150633,"punctuated_word":"CGT.","sentiment":"neutral","sentiment_score":0.07052202522754669},{"word":"so","start":118.96,"end":119.12,"confidence":0.99814403,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13027751445770264},{"word":"we'll","start":119.12,"end":119.28,"confidence":0.9996923,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.20504721999168396},{"word":"definitely","start":119.28,"end":119.68,"confidence":0.99932086,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.24625712633132937},{"word":"have","start":119.68,"end":119.840004,"confidence":0.9994097,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.26512405276298523},{"word":"a","start":119.840004,"end":119.92,"confidence":0.99150413,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.279612272977829},{"word":"look","start":119.92,"end":120.08,"confidence":0.9999653,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.22202004492282867},{"word":"and","start":120.08,"end":120.240005,"confidence":0.9989316,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3037407696247101},{"word":"see","start":120.240005,"end":120.4,"confidence":0.9998192,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.34606432914733887},{"word":"what","start":120.4,"end":120.64,"confidence":0.9998281,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.30359572172164917},{"word":"that","start":120.64,"end":120.880005,"confidence":0.9995815,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24052508175373075},{"word":"does","start":120.880005,"end":121.380005,"confidence":0.9980607,"punctuated_word":"does.","sentiment":"neutral","sentiment_score":0.16008460521697998},{"word":"with","start":122.32,"end":122.8,"confidence":0.9587852,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.2592177987098694},{"word":"the","start":122.8,"end":123.3,"confidence":0.6969298,"punctuated_word":"the,","sentiment":"neutral","sentiment_score":0.19669964909553528},{"word":"i'll","start":124.355,"end":124.595,"confidence":0.9992175,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.25938236713409424},{"word":"also","start":124.595,"end":124.995,"confidence":0.9992987,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.2054225653409958},{"word":"look","start":124.995,"end":125.155,"confidence":0.9997018,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.17641709744930267},{"word":"at","start":125.155,"end":125.655,"confidence":0.9984547,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.23284384608268735},{"word":"the","start":126.915,"end":127.075,"confidence":0.9962387,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2001110464334488},{"word":"other","start":127.075,"end":127.235,"confidence":0.9990606,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.1838178187608719},{"word":"thing","start":127.235,"end":127.475,"confidence":0.99963725,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.23108702898025513},{"word":"is","start":127.475,"end":127.635,"confidence":0.9993185,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1847826391458511},{"word":"with","start":127.635,"end":127.875,"confidence":0.8885614,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2067638039588928},{"word":"the","start":127.875,"end":128.035,"confidence":0.9950759,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27996933460235596},{"word":"sma","start":128.035,"end":128.435,"confidence":0.9346957,"punctuated_word":"SMA","sentiment":"neutral","sentiment_score":0.2198847234249115},{"word":"product","start":128.435,"end":128.755,"confidence":0.988384,"punctuated_word":"product,","sentiment":"neutral","sentiment_score":0.25388938188552856},{"word":"it","start":128.755,"end":128.915,"confidence":0.99894506,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.38277435302734375},{"word":"does","start":128.915,"end":129.155,"confidence":0.99869823,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.28942397236824036},{"word":"tend","start":129.155,"end":129.395,"confidence":0.98989666,"punctuated_word":"tend","sentiment":"positive","sentiment_score":0.34727591276168823},{"word":"to","start":129.395,"end":129.475,"confidence":0.99732023,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.27521103620529175},{"word":"work","start":129.475,"end":129.635,"confidence":0.99846303,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.30558353662490845},{"word":"out","start":129.635,"end":129.875,"confidence":0.99515367,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.27143537998199463},{"word":"better","start":129.875,"end":130.195,"confidence":0.9976119,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.21153871715068817},{"word":"in","start":130.195,"end":130.695,"confidence":0.9985222,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.27107352018356323},{"word":"a","start":130.755,"end":130.915,"confidence":0.99286664,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2588350772857666},{"word":"different","start":130.915,"end":131.315,"confidence":0.99946636,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.13798771798610687},{"word":"fund","start":131.315,"end":131.635,"confidence":0.99445665,"punctuated_word":"fund.","sentiment":"neutral","sentiment_score":0.1298959106206894},{"word":"if","start":131.635,"end":131.875,"confidence":0.9988148,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.27433958649635315},{"word":"i","start":131.875,"end":132.035,"confidence":0.9986506,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.23985762894153595},{"word":"was","start":132.035,"end":132.275,"confidence":0.9981585,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.2313021868467331},{"word":"to","start":132.275,"end":132.435,"confidence":0.99899083,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2964416742324829},{"word":"recommend","start":132.435,"end":132.935,"confidence":0.9996294,"punctuated_word":"recommend","sentiment":"neutral","sentiment_score":0.2919403612613678},{"word":"you","start":133.155,"end":133.395,"confidence":0.97873265,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2972874641418457},{"word":"move","start":133.395,"end":133.635,"confidence":0.9916398,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.1896125078201294},{"word":"to","start":133.635,"end":133.875,"confidence":0.99669856,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14804574847221377},{"word":"another","start":133.875,"end":134.275,"confidence":0.9990139,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.14550811052322388},{"word":"fund","start":134.275,"end":134.595,"confidence":0.8427032,"punctuated_word":"fund,","sentiment":"neutral","sentiment_score":0.22204925119876864},{"word":"which","start":134.595,"end":134.835,"confidence":0.9991062,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.2881300747394562},{"word":"might","start":134.835,"end":134.995,"confidence":0.99778324,"punctuated_word":"might","sentiment":"positive","sentiment_score":0.3497796952724457},{"word":"be","start":134.995,"end":135.235,"confidence":0.9969915,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.3533768951892853},{"word":"cheaper","start":135.235,"end":135.635,"confidence":0.83507717,"punctuated_word":"cheaper,","sentiment":"positive","sentiment_score":0.35329654812812805},{"word":"saving","start":135.635,"end":136.035,"confidence":0.9930708,"punctuated_word":"saving","sentiment":"positive","sentiment_score":0.43777939677238464},{"word":"you","start":136.035,"end":136.195,"confidence":0.9911542,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4053477346897125},{"word":"on","start":136.195,"end":136.355,"confidence":0.9814363,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.412623792886734},{"word":"fees","start":136.355,"end":136.755,"confidence":0.9809373,"punctuated_word":"fees","sentiment":"positive","sentiment_score":0.3926721215248108},{"word":"to","start":136.755,"end":136.915,"confidence":0.95431066,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.35201337933540344},{"word":"be","start":136.915,"end":136.995,"confidence":0.98103505,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.401054322719574},{"word":"able","start":136.995,"end":137.235,"confidence":0.9858118,"punctuated_word":"able","sentiment":"positive","sentiment_score":0.45723289251327515},{"word":"to","start":137.235,"end":137.395,"confidence":0.9757505,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3832185268402099},{"word":"really","start":137.395,"end":137.635,"confidence":0.95348334,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.41197165846824646},{"word":"get","start":137.635,"end":137.795,"confidence":0.8527005,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.4376896917819977},{"word":"the","start":137.795,"end":137.875,"confidence":0.72472936,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4365280568599701},{"word":"benefit","start":137.875,"end":138.27,"confidence":0.90639013,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.4323652982711792},{"word":"of","start":138.27,"end":138.51001,"confidence":0.9947554,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3606322705745697},{"word":"that","start":138.51001,"end":138.67,"confidence":0.5482581,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3031696677207947},{"word":"estimate","start":138.67,"end":139.15001,"confidence":0.41097477,"punctuated_word":"estimate","sentiment":"neutral","sentiment_score":0.3043256103992462},{"word":"product","start":139.15001,"end":139.65001,"confidence":0.9330882,"punctuated_word":"product.","sentiment":"neutral","sentiment_score":0.22032693028450012},{"word":"do","start":139.87001,"end":140.11,"confidence":0.9982114,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.09452924132347108},{"word":"you","start":140.11,"end":140.27,"confidence":0.9999043,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11635208129882812},{"word":"have","start":140.27,"end":140.51001,"confidence":0.9998771,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06576146185398102},{"word":"any","start":140.51001,"end":140.75,"confidence":0.99966586,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.06388775259256363},{"word":"issues","start":140.75,"end":141.07,"confidence":0.999808,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":0.05428056046366691},{"word":"with","start":141.07,"end":141.23001,"confidence":0.9988417,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0666719526052475},{"word":"that","start":141.23001,"end":141.39,"confidence":0.991676,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.11193810403347015},{"word":"are","start":141.39,"end":141.55,"confidence":0.99524903,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.10821767896413804},{"word":"you","start":141.55,"end":141.71,"confidence":0.99930704,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.138835147023201},{"word":"comfortable","start":141.71,"end":142.19,"confidence":0.99879944,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.10545782744884492},{"word":"with","start":142.19,"end":142.43001,"confidence":0.9981306,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2319379597902298},{"word":"me","start":142.43001,"end":142.83,"confidence":0.93368894,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.3187830150127411},{"word":"making","start":142.83,"end":143.07,"confidence":0.8919887,"punctuated_word":"making","sentiment":"positive","sentiment_score":0.33633968234062195},{"word":"that","start":143.07,"end":143.31,"confidence":0.97774804,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4535081684589386},{"word":"recommendation","start":143.31,"end":143.81,"confidence":0.9996277,"punctuated_word":"recommendation","sentiment":"positive","sentiment_score":0.3584873676300049},{"word":"as","start":143.95,"end":144.11,"confidence":0.99943763,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.37605905532836914},{"word":"well","start":144.11,"end":144.35,"confidence":0.9998696,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.37862974405288696},{"word":"if","start":144.35,"end":144.59,"confidence":0.86139745,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.46627524495124817},{"word":"that","start":144.59,"end":144.75,"confidence":0.999897,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4868002533912658},{"word":"works","start":144.75,"end":144.99,"confidence":0.99749964,"punctuated_word":"works","sentiment":"positive","sentiment_score":0.4292960464954376},{"word":"out","start":144.99,"end":145.23001,"confidence":0.9923901,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.4733257591724396},{"word":"to","start":145.23001,"end":145.39,"confidence":0.9990159,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3012049198150635},{"word":"benefit","start":145.39,"end":145.71,"confidence":0.99967694,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.2977878749370575},{"word":"you","start":145.71,"end":146.21,"confidence":0.9989128,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.1571720540523529},{"word":"yeah","start":148.19,"end":148.67,"confidence":0.74179536,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05486338585615158},{"word":"yeah","start":148.67,"end":149.17,"confidence":0.8946172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04532022774219513},{"word":"i","start":149.95,"end":150.19,"confidence":0.44348532,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0860343873500824},{"word":"don't","start":150.19,"end":150.675,"confidence":0.9319158,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.0544314906001091},{"word":"yeah","start":154.355,"end":154.675,"confidence":0.96144533,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02358148992061615},{"word":"no","start":154.675,"end":154.835,"confidence":0.9706049,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10000885277986526},{"word":"that's","start":154.835,"end":155.155,"confidence":0.9991312,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.03302392363548279},{"word":"absolutely","start":155.155,"end":155.655,"confidence":0.9993405,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":-0.008928447961807251},{"word":"fine","start":155.715,"end":156.215,"confidence":0.9997924,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":-0.016277320683002472},{"word":"if","start":156.27501,"end":156.515,"confidence":0.9917413,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.1382795423269272},{"word":"i","start":156.515,"end":156.675,"confidence":0.9972548,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21663182973861697},{"word":"find","start":156.675,"end":156.91501,"confidence":0.9996619,"punctuated_word":"find","sentiment":"neutral","sentiment_score":-0.2067652940750122},{"word":"it's","start":156.91501,"end":157.155,"confidence":0.98870546,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2439915835857391},{"word":"not","start":157.155,"end":157.315,"confidence":0.99976355,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.34881725907325745},{"word":"gonna","start":157.315,"end":157.475,"confidence":0.99309266,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.2815016508102417},{"word":"work","start":157.475,"end":157.715,"confidence":0.9990207,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.2957712411880493},{"word":"and","start":157.715,"end":157.875,"confidence":0.5433646,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2663654088973999},{"word":"the","start":157.875,"end":158.035,"confidence":0.99811554,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.35446175932884216},{"word":"estimate","start":158.035,"end":158.355,"confidence":0.6058272,"punctuated_word":"estimate","sentiment":"negative","sentiment_score":-0.38408976793289185},{"word":"is","start":158.355,"end":158.515,"confidence":0.65379184,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.26127341389656067},{"word":"probably","start":158.515,"end":158.755,"confidence":0.99670655,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.31562691926956177},{"word":"not","start":158.755,"end":158.91501,"confidence":0.9989556,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.31588438153266907},{"word":"gonna","start":158.91501,"end":159.235,"confidence":0.9932327,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.21170860528945923},{"word":"work","start":159.235,"end":159.475,"confidence":0.99848276,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.1887967437505722},{"word":"for","start":159.475,"end":159.63501,"confidence":0.99891627,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.23796986043453217},{"word":"you","start":159.63501,"end":159.795,"confidence":0.9996841,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.27982595562934875},{"word":"and","start":159.795,"end":160.035,"confidence":0.6361487,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.3265235722064972},{"word":"the","start":160.035,"end":160.195,"confidence":0.90696186,"punctuated_word":"the,","sentiment":"neutral","sentiment_score":-0.27551352977752686},{"word":"you","start":160.195,"end":160.355,"confidence":0.99954236,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1958094537258148},{"word":"know","start":160.355,"end":160.595,"confidence":0.9994801,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.2408900111913681},{"word":"maneuvering","start":160.595,"end":161.075,"confidence":0.99908555,"punctuated_word":"maneuvering","sentiment":"neutral","sentiment_score":-0.3072802424430847},{"word":"of","start":161.075,"end":161.235,"confidence":0.42496234,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4061830341815949},{"word":"sleep","start":161.235,"end":161.395,"confidence":0.6052223,"punctuated_word":"sleep,","sentiment":"negative","sentiment_score":-0.3625441789627075},{"word":"it","start":161.395,"end":161.475,"confidence":0.98752815,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3766136169433594},{"word":"doesn't","start":161.475,"end":161.795,"confidence":0.9997404,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.30341601371765137},{"word":"work","start":161.795,"end":162.035,"confidence":0.9135386,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":-0.29132646322250366},{"word":"i","start":162.035,"end":162.115,"confidence":0.9994893,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12234779447317123},{"word":"can","start":162.115,"end":162.355,"confidence":0.99955875,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.02136477828025818},{"word":"always","start":162.355,"end":162.675,"confidence":0.99757904,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.02700726687908173},{"word":"just","start":162.675,"end":162.91501,"confidence":0.99934286,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05525517463684082},{"word":"look","start":162.91501,"end":163.075,"confidence":0.9994999,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.08564552664756775},{"word":"at","start":163.075,"end":163.235,"confidence":0.9997415,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04409906268119812},{"word":"and","start":163.315,"end":163.55501,"confidence":0.99916244,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.007700763642787933},{"word":"i","start":163.55501,"end":163.63501,"confidence":0.9996618,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02663983404636383},{"word":"did","start":163.63501,"end":163.875,"confidence":0.9434636,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.029596254229545593},{"word":"a","start":163.875,"end":163.955,"confidence":0.8833225,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03304363042116165},{"word":"research","start":163.955,"end":164.355,"confidence":0.9479212,"punctuated_word":"research","sentiment":"neutral","sentiment_score":-0.00917169451713562},{"word":"on","start":164.355,"end":164.515,"confidence":0.83533424,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0005946755409240723},{"word":"all","start":164.515,"end":164.675,"confidence":0.9996923,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.009532667696475984},{"word":"the","start":164.675,"end":164.835,"confidence":0.9979722,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02980109304189682},{"word":"options","start":164.835,"end":165.235,"confidence":0.999778,"punctuated_word":"options","sentiment":"neutral","sentiment_score":-0.04343227297067642},{"word":"anyway","start":165.235,"end":165.735,"confidence":0.79394937,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":-0.040803518146276474},{"word":"but","start":166.23001,"end":166.39,"confidence":0.97971904,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.010348975658416748},{"word":"i'll","start":166.39,"end":166.47,"confidence":0.99885726,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.04002605378627777},{"word":"also","start":166.47,"end":166.87001,"confidence":0.9989473,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.0036589205265045166},{"word":"just","start":166.87001,"end":167.03,"confidence":0.99949765,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.050182923674583435},{"word":"look","start":167.03,"end":167.27,"confidence":0.9994023,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.05193127691745758},{"word":"at","start":167.27,"end":167.43001,"confidence":0.9987997,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0435921847820282},{"word":"maneuvering","start":167.43001,"end":167.91,"confidence":0.9993824,"punctuated_word":"maneuvering","sentiment":"neutral","sentiment_score":0.047159064561128616},{"word":"the","start":167.91,"end":167.99,"confidence":0.9661787,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.008410871028900146},{"word":"risk","start":167.99,"end":168.23001,"confidence":0.9950092,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.0382956936955452},{"word":"in","start":168.23001,"end":168.39,"confidence":0.9989422,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03648608922958374},{"word":"your","start":168.39,"end":168.55,"confidence":0.99992,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.021981939673423767},{"word":"current","start":168.55,"end":168.95001,"confidence":0.99896646,"punctuated_word":"current","sentiment":"neutral","sentiment_score":-0.012929022312164308},{"word":"portfolio","start":168.95001,"end":169.45001,"confidence":0.94407064,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":-0.007697172462940216},{"word":"maybe","start":169.59001,"end":169.91,"confidence":0.99069744,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.03510342538356781},{"word":"swapping","start":169.91,"end":170.23001,"confidence":0.9961093,"punctuated_word":"swapping","sentiment":"neutral","sentiment_score":0.04018937796354294},{"word":"some","start":170.23001,"end":170.47,"confidence":0.9976859,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.030231349170207977},{"word":"investments","start":170.47,"end":170.95001,"confidence":0.95796466,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.003679893910884857},{"word":"out","start":170.95001,"end":171.19,"confidence":0.724923,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.06882601231336594},{"word":"and","start":171.19,"end":171.27,"confidence":0.7592876,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07778911292552948},{"word":"looking","start":171.27,"end":171.59001,"confidence":0.9684077,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.08549804985523224},{"word":"at","start":171.59001,"end":171.67001,"confidence":0.5515481,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1028297170996666},{"word":"the","start":171.67001,"end":171.75,"confidence":0.94411075,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0806732326745987},{"word":"cgt","start":171.75,"end":172.25,"confidence":0.8070893,"punctuated_word":"CGT","sentiment":"neutral","sentiment_score":0.05168896168470383},{"word":"consequences","start":172.39,"end":172.89,"confidence":0.99552923,"punctuated_word":"consequences","sentiment":"neutral","sentiment_score":0.043205276131629944},{"word":"for","start":173.11,"end":173.27,"confidence":0.9852895,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09701283276081084},{"word":"that","start":173.27,"end":173.51001,"confidence":0.99990916,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06181962043046951},{"word":"as","start":173.51001,"end":173.59001,"confidence":0.9999174,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1192888468503952},{"word":"well","start":173.59001,"end":174.09001,"confidence":0.8841822,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.08432537317276001},{"word":"and","start":174.47,"end":174.63,"confidence":0.96366715,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1307632029056549},{"word":"i'll","start":174.63,"end":174.87001,"confidence":0.9996127,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.21860449016094208},{"word":"work","start":174.87001,"end":175.11,"confidence":0.99918705,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.2799605429172516},{"word":"out","start":175.11,"end":175.27,"confidence":0.8750858,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.2410830557346344},{"word":"the","start":175.27,"end":175.43001,"confidence":0.999453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.254354864358902},{"word":"best","start":175.43001,"end":175.75,"confidence":0.99986994,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.2138233482837677},{"word":"way","start":175.75,"end":176.07,"confidence":0.9997079,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.31403037905693054},{"word":"what's","start":176.07,"end":176.31,"confidence":0.83369464,"punctuated_word":"what's","sentiment":"positive","sentiment_score":0.3483498692512512},{"word":"gonna","start":176.31,"end":176.63,"confidence":0.9859028,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.3480161726474762},{"word":"be","start":176.63,"end":177.13,"confidence":0.8956696,"punctuated_word":"be,","sentiment":"positive","sentiment_score":0.37304848432540894},{"word":"a","start":177.35,"end":177.67,"confidence":0.99027,"punctuated_word":"a,","sentiment":"positive","sentiment_score":0.3451231122016907},{"word":"put","start":177.67,"end":177.91,"confidence":0.99512345,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.4032436013221741},{"word":"you","start":177.91,"end":177.99,"confidence":0.99971515,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4569637477397918},{"word":"in","start":177.99,"end":178.15001,"confidence":0.99755764,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.5034804344177246},{"word":"a","start":178.15001,"end":178.31,"confidence":0.99889165,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4002631902694702},{"word":"good","start":178.31,"end":178.47,"confidence":0.99893004,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.3915645182132721},{"word":"position","start":178.47,"end":178.97,"confidence":0.99502265,"punctuated_word":"position,","sentiment":"positive","sentiment_score":0.42189985513687134},{"word":"reduce","start":179.51001,"end":179.83,"confidence":0.9990232,"punctuated_word":"reduce","sentiment":"neutral","sentiment_score":0.2639687657356262},{"word":"your","start":179.83,"end":180.07,"confidence":0.998417,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.32587939500808716},{"word":"risk","start":180.07,"end":180.31,"confidence":0.999926,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.032113730907440186},{"word":"level","start":180.31,"end":180.81,"confidence":0.99452084,"punctuated_word":"level,","sentiment":"neutral","sentiment_score":0.27736157178878784},{"word":"hopefully","start":181.30501,"end":181.545,"confidence":0.99909735,"punctuated_word":"hopefully","sentiment":"positive","sentiment_score":0.38563382625579834},{"word":"save","start":181.545,"end":181.945,"confidence":0.6430331,"punctuated_word":"save","sentiment":"neutral","sentiment_score":0.3163718283176422},{"word":"you","start":181.945,"end":182.105,"confidence":0.99819094,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3664664030075073},{"word":"in","start":182.105,"end":182.345,"confidence":0.97559255,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.299888551235199},{"word":"fees","start":182.345,"end":182.845,"confidence":0.7048684,"punctuated_word":"fees,","sentiment":"neutral","sentiment_score":0.2512490749359131},{"word":"but","start":182.905,"end":183.065,"confidence":0.88570786,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.24296177923679352},{"word":"also","start":183.065,"end":183.38501,"confidence":0.84826064,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.18536686897277832},{"word":"making","start":183.38501,"end":183.705,"confidence":0.96505505,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.07918298989534378},{"word":"sure","start":183.705,"end":183.865,"confidence":0.999785,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.06394985318183899},{"word":"we're","start":183.865,"end":184.105,"confidence":0.9995887,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.07249827682971954},{"word":"not","start":184.105,"end":184.265,"confidence":0.99986434,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.042648330330848694},{"word":"gonna","start":184.265,"end":184.585,"confidence":0.98955417,"punctuated_word":"gonna,","sentiment":"neutral","sentiment_score":0.012686516158282757},{"word":"you","start":184.585,"end":184.66501,"confidence":0.9996923,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07029551267623901},{"word":"know","start":184.66501,"end":184.825,"confidence":0.99905396,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.05138896405696869},{"word":"have","start":184.825,"end":184.985,"confidence":0.9990476,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.043577417731285095},{"word":"to","start":184.985,"end":185.145,"confidence":0.99723464,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.17780975997447968},{"word":"cement","start":185.145,"end":185.545,"confidence":0.7318308,"punctuated_word":"cement","sentiment":"neutral","sentiment_score":-0.24648162722587583},{"word":"too","start":185.545,"end":185.705,"confidence":0.99833775,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.17671501636505127},{"word":"much","start":185.705,"end":185.945,"confidence":0.99989533,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.19188949465751648},{"word":"in","start":185.945,"end":186.02501,"confidence":0.97795093,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2128477692604065},{"word":"the","start":186.02501,"end":186.105,"confidence":0.9587913,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13822372257709503},{"word":"way","start":186.105,"end":186.265,"confidence":0.9994886,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.05571737885475159},{"word":"of","start":186.265,"end":186.425,"confidence":0.9986565,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.17216752469539642},{"word":"tax","start":186.425,"end":186.825,"confidence":0.99122214,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.11096040904521942},{"word":"consequences","start":186.825,"end":187.325,"confidence":0.99948055,"punctuated_word":"consequences","sentiment":"neutral","sentiment_score":-0.14753302931785583},{"word":"for","start":187.465,"end":187.625,"confidence":0.99965405,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.010052666068077087},{"word":"you","start":187.625,"end":188.02501,"confidence":0.9958368,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.0156935453414917},{"word":"is","start":188.02501,"end":188.185,"confidence":0.9994666,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.10964128375053406},{"word":"that","start":188.185,"end":188.425,"confidence":0.9996656,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14657312631607056},{"word":"okay","start":188.425,"end":188.925,"confidence":0.9996314,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.07349836826324463},{"word":"yep","start":189.225,"end":189.725,"confidence":0.84891933,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2706218361854553},{"word":"beautiful","start":190.505,"end":191.005,"confidence":0.99809414,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5732098817825317},{"word":"i'll","start":192.345,"end":192.505,"confidence":0.99936986,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.47466930747032166},{"word":"do","start":192.505,"end":192.825,"confidence":0.9998884,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4684827923774719},{"word":"all","start":192.825,"end":192.985,"confidence":0.99971586,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.549835741519928},{"word":"that","start":192.985,"end":193.11,"confidence":0.9986413,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5129397511482239},{"word":"research","start":193.19,"end":193.51,"confidence":0.9991935,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.3179752826690674},{"word":"and","start":193.51,"end":193.59,"confidence":0.99673116,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.29425495862960815},{"word":"have","start":193.59,"end":193.75,"confidence":0.9998605,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.34110990166664124},{"word":"a","start":193.75,"end":193.83,"confidence":0.9996309,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3340151309967041},{"word":"look","start":193.83,"end":194.07,"confidence":0.9999274,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.27084609866142273},{"word":"at","start":194.07,"end":194.15,"confidence":0.9991634,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.36952123045921326},{"word":"things","start":194.15,"end":194.65,"confidence":0.9986786,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.2649384140968323},{"word":"while","start":195.03,"end":195.27,"confidence":0.84041715,"punctuated_word":"While","sentiment":"neutral","sentiment_score":0.05298265069723129},{"word":"you're","start":195.27,"end":195.59,"confidence":0.9995166,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.04438885301351547},{"word":"not","start":195.59,"end":195.83,"confidence":0.9999069,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07522788643836975},{"word":"working","start":195.83,"end":196.31,"confidence":0.9979094,"punctuated_word":"working,","sentiment":"neutral","sentiment_score":0.004321187734603882},{"word":"it","start":196.31,"end":196.47,"confidence":0.99965465,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0874791294336319},{"word":"can","start":196.47,"end":196.79,"confidence":0.9999466,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12807154655456543},{"word":"sometimes","start":196.79,"end":197.27,"confidence":0.9988661,"punctuated_word":"sometimes","sentiment":"neutral","sentiment_score":0.1327221542596817},{"word":"work","start":197.27,"end":197.51,"confidence":0.9995894,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.17290157079696655},{"word":"out","start":197.51,"end":197.59,"confidence":0.9970457,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.25895193219184875},{"word":"a","start":197.59,"end":197.75,"confidence":0.9997584,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18369966745376587},{"word":"bit","start":197.75,"end":197.91,"confidence":0.99973434,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.15088890492916107},{"word":"more","start":197.91,"end":198.15,"confidence":0.99978346,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.08052019774913788},{"word":"beneficial","start":198.15,"end":198.65,"confidence":0.99981266,"punctuated_word":"beneficial","sentiment":"neutral","sentiment_score":0.18803216516971588},{"word":"to","start":198.87,"end":199.37,"confidence":0.99957734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15432943403720856},{"word":"maneuver","start":199.91,"end":200.31,"confidence":0.9913657,"punctuated_word":"maneuver","sentiment":"neutral","sentiment_score":0.15966062247753143},{"word":"the","start":200.31,"end":200.47,"confidence":0.99208105,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13841797411441803},{"word":"super","start":200.47,"end":200.87,"confidence":0.86433697,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.07235179841518402},{"word":"fund","start":200.87,"end":201.37,"confidence":0.45087734,"punctuated_word":"fund.","sentiment":"neutral","sentiment_score":0.1473800241947174},{"word":"if","start":201.51,"end":201.75,"confidence":0.9930988,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.25903192162513733},{"word":"we","start":201.75,"end":201.91,"confidence":0.9997311,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.31671208143234253},{"word":"find","start":201.91,"end":202.15,"confidence":0.9995859,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.29977697134017944},{"word":"something","start":202.15,"end":202.47,"confidence":0.9997533,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.2409856915473938},{"word":"cheaper","start":202.47,"end":202.79,"confidence":0.84795153,"punctuated_word":"cheaper","sentiment":"neutral","sentiment_score":0.29507049918174744},{"word":"that's","start":202.79,"end":203.03,"confidence":0.86939716,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.3331644535064697},{"word":"gonna","start":203.03,"end":203.27,"confidence":0.98168534,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.34355980157852173},{"word":"work","start":203.27,"end":203.43,"confidence":0.99934536,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.32844534516334534},{"word":"better","start":203.43,"end":203.83,"confidence":0.9994771,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.21465164422988892},{"word":"for","start":203.83,"end":203.99,"confidence":0.99969757,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3698948621749878},{"word":"you","start":203.99,"end":204.47,"confidence":0.9309583,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.32029300928115845},{"word":"sometimes","start":204.47,"end":204.87,"confidence":0.99892527,"punctuated_word":"sometimes","sentiment":"positive","sentiment_score":0.40001440048217773},{"word":"it","start":204.87,"end":204.95,"confidence":0.941856,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.30381929874420166},{"word":"just","start":204.95,"end":205.185,"confidence":0.9856253,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.29850658774375916},{"word":"works","start":205.185,"end":205.345,"confidence":0.9843365,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.3262341022491455},{"word":"a","start":205.345,"end":205.425,"confidence":0.9982779,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.37439820170402527},{"word":"little","start":205.425,"end":205.58499,"confidence":0.9997631,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.2862696349620819},{"word":"bit","start":205.58499,"end":205.665,"confidence":0.99875355,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.32040804624557495},{"word":"easy","start":205.665,"end":206.065,"confidence":0.867567,"punctuated_word":"easy","sentiment":"positive","sentiment_score":0.3872214555740357},{"word":"because","start":206.065,"end":206.385,"confidence":0.9024426,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.2429238110780716},{"word":"we","start":206.385,"end":206.465,"confidence":0.9995912,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.3732074499130249},{"word":"can","start":206.465,"end":206.545,"confidence":0.9996006,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3732417225837707},{"word":"make","start":206.545,"end":206.785,"confidence":0.99974567,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.3869616985321045},{"word":"all","start":206.785,"end":206.94499,"confidence":0.9994393,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.3943619728088379},{"word":"those","start":206.94499,"end":207.185,"confidence":0.9990952,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.3873196840286255},{"word":"changes","start":207.185,"end":207.665,"confidence":0.9863757,"punctuated_word":"changes,","sentiment":"neutral","sentiment_score":0.3028939962387085},{"word":"but","start":207.665,"end":207.825,"confidence":0.99956006,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.2502594292163849},{"word":"you","start":207.825,"end":207.905,"confidence":0.9998442,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1997485458850861},{"word":"don't","start":207.905,"end":208.145,"confidence":0.99975026,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.14173850417137146},{"word":"sort","start":208.145,"end":208.385,"confidence":0.9758859,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.00811128318309784},{"word":"of","start":208.385,"end":208.465,"confidence":0.5392262,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07455138862133026},{"word":"have","start":208.465,"end":208.705,"confidence":0.9992987,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.044727668166160583},{"word":"contributions","start":208.705,"end":209.205,"confidence":0.9959032,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":-0.09659893810749054},{"word":"to","start":209.505,"end":209.905,"confidence":0.9609865,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07575701177120209},{"word":"have","start":209.905,"end":210.145,"confidence":0.96360064,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07090095430612564},{"word":"to","start":210.145,"end":210.305,"confidence":0.9636953,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08908995985984802},{"word":"maneuver","start":210.305,"end":210.785,"confidence":0.99898916,"punctuated_word":"maneuver","sentiment":"neutral","sentiment_score":0.08439730107784271},{"word":"around","start":210.785,"end":211.285,"confidence":0.96702015,"punctuated_word":"around.","sentiment":"neutral","sentiment_score":0.01352266501635313},{"word":"so","start":211.665,"end":211.905,"confidence":0.8325724,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.43870988488197327},{"word":"it","start":211.905,"end":212.065,"confidence":0.9814948,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4687628448009491},{"word":"can","start":212.065,"end":212.22499,"confidence":0.99937195,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.429791659116745},{"word":"also","start":212.22499,"end":212.545,"confidence":0.9993411,"punctuated_word":"also","sentiment":"positive","sentiment_score":0.3983486890792846},{"word":"work","start":212.545,"end":212.705,"confidence":0.99907565,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.541847288608551},{"word":"out","start":212.705,"end":212.86499,"confidence":0.9954367,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.5248124599456787},{"word":"in","start":212.86499,"end":213.025,"confidence":0.71587336,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.47674158215522766},{"word":"a","start":213.025,"end":213.105,"confidence":0.73091656,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4391414821147918},{"word":"benefit","start":213.105,"end":213.605,"confidence":0.784861,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.4670387804508209},{"word":"to","start":213.665,"end":213.825,"confidence":0.9954567,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.506935179233551},{"word":"be","start":213.825,"end":213.985,"confidence":0.9980921,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.5218397378921509},{"word":"doing","start":213.985,"end":214.22499,"confidence":0.9997987,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.5654630064964294},{"word":"that","start":214.22499,"end":214.465,"confidence":0.9996092,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5756823420524597},{"word":"now","start":214.465,"end":214.705,"confidence":0.9996989,"punctuated_word":"now","sentiment":"positive","sentiment_score":0.5734450817108154},{"word":"as","start":214.705,"end":214.86499,"confidence":0.99187475,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.5607746839523315},{"word":"well","start":214.86499,"end":215.185,"confidence":0.9998504,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.5630333423614502},{"word":"if","start":215.185,"end":215.265,"confidence":0.7166141,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.5390260219573975},{"word":"it","start":215.265,"end":215.765,"confidence":0.9895467,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.47277891635894775},{"word":"if","start":215.985,"end":216.22499,"confidence":0.8777449,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4669843316078186},{"word":"it","start":216.22499,"end":216.465,"confidence":0.99918395,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5326331853866577},{"word":"comes","start":216.465,"end":216.705,"confidence":0.99914634,"punctuated_word":"comes","sentiment":"positive","sentiment_score":0.4679935574531555},{"word":"down","start":216.705,"end":216.94499,"confidence":0.9995272,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.4030940532684326},{"word":"to","start":216.94499,"end":217.105,"confidence":0.98130333,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4530057907104492},{"word":"the","start":217.105,"end":217.185,"confidence":0.9817436,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.41552847623825073},{"word":"research","start":217.185,"end":217.685,"confidence":0.9472716,"punctuated_word":"research","sentiment":"positive","sentiment_score":0.5175383687019348},{"word":"shows","start":217.745,"end":218.065,"confidence":0.4386829,"punctuated_word":"shows","sentiment":"positive","sentiment_score":0.4960278570652008},{"word":"a","start":218.065,"end":218.145,"confidence":0.95518214,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5280779600143433},{"word":"positive","start":218.145,"end":218.625,"confidence":0.9999213,"punctuated_word":"positive","sentiment":"positive","sentiment_score":0.6507495045661926},{"word":"result","start":218.625,"end":218.97,"confidence":0.99553853,"punctuated_word":"result","sentiment":"positive","sentiment_score":0.5943768620491028},{"word":"for","start":218.97,"end":219.05,"confidence":0.9998579,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5582248568534851},{"word":"you","start":219.05,"end":219.21,"confidence":0.95307314,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4672904908657074},{"word":"but","start":219.21,"end":219.45,"confidence":0.9980096,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.24543313682079315},{"word":"i'll","start":219.45,"end":219.77,"confidence":0.98695314,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1880260556936264},{"word":"do","start":219.77,"end":220.01,"confidence":0.9940268,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.21466787159442904},{"word":"all","start":220.01,"end":220.25,"confidence":0.9996718,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.23387831449508667},{"word":"the","start":220.25,"end":220.41,"confidence":0.9985896,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1913394033908844},{"word":"different","start":220.41,"end":220.81,"confidence":0.9994978,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.16426555812358856},{"word":"research","start":220.81,"end":221.29001,"confidence":0.9995981,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.16617731750011444},{"word":"options","start":221.29001,"end":221.79001,"confidence":0.96988297,"punctuated_word":"options.","sentiment":"neutral","sentiment_score":0.14375323057174683},{"word":"i'll","start":222.01,"end":222.17,"confidence":0.9998715,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1829640120267868},{"word":"look","start":222.17,"end":222.33,"confidence":0.99991214,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1675756275653839},{"word":"at","start":222.33,"end":222.49,"confidence":0.9962249,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1944803297519684},{"word":"what's","start":222.49,"end":222.73,"confidence":0.9995842,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.2571297287940979},{"word":"gonna","start":222.73,"end":222.97,"confidence":0.99650973,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.2434934675693512},{"word":"work","start":222.97,"end":223.21,"confidence":0.9990953,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.26726284623146057},{"word":"out","start":223.21,"end":223.37,"confidence":0.9992729,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.2783873379230499},{"word":"for","start":223.37,"end":223.45,"confidence":0.9978678,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2518947720527649},{"word":"you","start":223.45,"end":223.77,"confidence":0.9628948,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.20971646904945376},{"word":"and","start":223.77,"end":223.93001,"confidence":0.99829787,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16884911060333252},{"word":"then","start":223.93001,"end":224.09,"confidence":0.99986076,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.16279783844947815},{"word":"we'll","start":224.09,"end":224.33,"confidence":0.99971116,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.16676270961761477},{"word":"come","start":224.33,"end":224.49,"confidence":0.99956924,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.16576993465423584},{"word":"back","start":224.49,"end":224.73,"confidence":0.9998037,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.1845647096633911},{"word":"and","start":224.73,"end":224.97,"confidence":0.69951487,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16136033833026886},{"word":"we'll","start":224.97,"end":225.37,"confidence":0.9931483,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.19302859902381897},{"word":"go","start":225.37,"end":225.45,"confidence":0.7110077,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.2081884741783142},{"word":"through","start":225.45,"end":225.69,"confidence":0.5187332,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2544674873352051},{"word":"the","start":225.69,"end":225.85,"confidence":0.9716403,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21726922690868375},{"word":"advice","start":225.85,"end":226.33,"confidence":0.9890808,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.18168847262859344},{"word":"together","start":226.33,"end":226.83,"confidence":0.75456285,"punctuated_word":"together,","sentiment":"neutral","sentiment_score":0.15716448426246643},{"word":"and","start":226.97,"end":227.21,"confidence":0.99242264,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1525880992412567},{"word":"then","start":227.21,"end":227.37,"confidence":0.9999255,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.17595359683036804},{"word":"you","start":227.37,"end":227.53,"confidence":0.9998516,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1450802981853485},{"word":"can","start":227.53,"end":227.69,"confidence":0.9998814,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1470823734998703},{"word":"let","start":227.69,"end":227.85,"confidence":0.9999485,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.15652592480182648},{"word":"me","start":227.85,"end":228.01,"confidence":0.99894565,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1780298799276352},{"word":"know","start":228.01,"end":228.17,"confidence":0.99992454,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.19267480075359344},{"word":"whether","start":228.17,"end":228.41,"confidence":0.99947864,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.1226581335067749},{"word":"you'll","start":228.41,"end":228.65,"confidence":0.9397823,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.10820719599723816},{"word":"have","start":228.65,"end":228.81,"confidence":0.98415345,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10100437700748444},{"word":"to","start":228.81,"end":228.97,"confidence":0.99248695,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07153956592082977},{"word":"take","start":228.97,"end":229.21,"confidence":0.99772733,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.08580343425273895},{"word":"the","start":229.21,"end":229.37,"confidence":0.98588264,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12934501469135284},{"word":"advice","start":229.37,"end":229.77,"confidence":0.99891305,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.12001695483922958},{"word":"or","start":229.77,"end":229.93001,"confidence":0.99559927,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08104607462882996},{"word":"not","start":229.93001,"end":230.17,"confidence":0.99975526,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":0.0589749813079834},{"word":"does","start":230.17,"end":230.33,"confidence":0.9979195,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.07648976147174835},{"word":"that","start":230.33,"end":230.57,"confidence":0.99988866,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13507995009422302},{"word":"sound","start":230.57,"end":230.89,"confidence":0.99534565,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.08875802904367447},{"word":"alright","start":230.89,"end":231.39,"confidence":0.9888643,"punctuated_word":"alright?","sentiment":"neutral","sentiment_score":0.096281498670578},{"word":"yep","start":232.515,"end":232.995,"confidence":0.7229934,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.42504608631134033},{"word":"beautiful","start":232.995,"end":233.495,"confidence":0.9952823,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.739578366279602},{"word":"and","start":234.11499,"end":234.275,"confidence":0.9907907,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.604915976524353},{"word":"you're","start":234.275,"end":234.435,"confidence":0.9974121,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.6709920167922974},{"word":"happy","start":234.435,"end":234.83499,"confidence":0.9999498,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.6863515377044678},{"word":"to","start":234.83499,"end":234.995,"confidence":0.99941444,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6810779571533203},{"word":"retain","start":234.995,"end":235.47499,"confidence":0.9978557,"punctuated_word":"retain","sentiment":"positive","sentiment_score":0.5869553685188293},{"word":"the","start":235.47499,"end":235.795,"confidence":0.9907075,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5249105095863342},{"word":"insurances","start":235.795,"end":236.295,"confidence":0.9863783,"punctuated_word":"insurances","sentiment":"positive","sentiment_score":0.6350534558296204},{"word":"as","start":236.355,"end":236.515,"confidence":0.9994123,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.5971473455429077},{"word":"they","start":236.515,"end":236.67499,"confidence":0.9995365,"punctuated_word":"they","sentiment":"positive","sentiment_score":0.5326474905014038},{"word":"are","start":236.67499,"end":236.915,"confidence":0.9989172,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.487520694732666},{"word":"at","start":236.915,"end":236.995,"confidence":0.9876583,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.5047135353088379},{"word":"the","start":236.995,"end":237.075,"confidence":0.99916184,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.502672553062439},{"word":"moment","start":237.075,"end":237.555,"confidence":0.90969443,"punctuated_word":"moment.","sentiment":"positive","sentiment_score":0.47847118973731995},{"word":"no","start":237.555,"end":237.795,"confidence":0.99925286,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.14305666089057922},{"word":"no","start":237.795,"end":238.03499,"confidence":0.9892231,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.08864618837833405},{"word":"changes","start":238.03499,"end":238.435,"confidence":0.9993476,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.06232096999883652},{"word":"to","start":238.435,"end":238.59499,"confidence":0.9988238,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12906937301158905},{"word":"make","start":238.59499,"end":238.83499,"confidence":0.99931264,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.0972265750169754},{"word":"there","start":238.83499,"end":239.075,"confidence":0.984738,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.203633114695549},{"word":"we'll","start":239.075,"end":239.39499,"confidence":0.9974264,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.30486220121383667},{"word":"kinda","start":239.39499,"end":239.715,"confidence":0.805578,"punctuated_word":"kinda","sentiment":"positive","sentiment_score":0.334558367729187},{"word":"review","start":239.715,"end":240.03499,"confidence":0.9995522,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.25318020582199097},{"word":"that","start":240.03499,"end":240.275,"confidence":0.9968353,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3477378487586975},{"word":"down","start":240.275,"end":240.435,"confidence":0.9996897,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.27941203117370605},{"word":"the","start":240.435,"end":240.59499,"confidence":0.9967614,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3175325095653534},{"word":"track","start":240.59499,"end":240.83499,"confidence":0.9970976,"punctuated_word":"track.","sentiment":"neutral","sentiment_score":0.2909297049045563},{"word":"is","start":240.83499,"end":240.995,"confidence":0.9997067,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.2223238050937653},{"word":"that","start":240.995,"end":241.155,"confidence":0.9999597,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.22717894613742828},{"word":"right","start":241.155,"end":241.655,"confidence":0.9998613,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.23134616017341617},{"word":"yep","start":242.915,"end":243.31499,"confidence":0.95766073,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2797764837741852},{"word":"beautiful","start":243.31499,"end":243.81499,"confidence":0.9995752,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6672848463058472},{"word":"excellent","start":244.03499,"end":244.53499,"confidence":0.99914205,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.7519480586051941},{"word":"lovely","start":245.34001,"end":245.84001,"confidence":0.99954724,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.681855320930481},{"word":"and","start":246.3,"end":246.62001,"confidence":0.7078942,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.258124440908432},{"word":"just","start":246.62001,"end":246.94,"confidence":0.996687,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1339847296476364},{"word":"with","start":246.94,"end":247.18001,"confidence":0.88272136,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03786524012684822},{"word":"the","start":247.18001,"end":247.66,"confidence":0.98615813,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02155374735593796},{"word":"what","start":247.82,"end":247.98001,"confidence":0.999158,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.015465766191482544},{"word":"we","start":247.98001,"end":248.22,"confidence":0.9987413,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.02199466899037361},{"word":"sort","start":248.22,"end":248.38,"confidence":0.9934384,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.0335334911942482},{"word":"of","start":248.38,"end":248.46,"confidence":0.96253467,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03717316314578056},{"word":"spoke","start":248.46,"end":248.70001,"confidence":0.99834144,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":-0.007247492671012878},{"word":"about","start":248.70001,"end":248.94,"confidence":0.9973471,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.010157741606235504},{"word":"earlier","start":248.94,"end":249.26001,"confidence":0.9282681,"punctuated_word":"earlier","sentiment":"neutral","sentiment_score":-0.004732158035039902},{"word":"with","start":249.26001,"end":249.5,"confidence":0.97557473,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.0027678869664669037},{"word":"regard","start":249.5,"end":249.74,"confidence":0.9292826,"punctuated_word":"regard","sentiment":"neutral","sentiment_score":-0.0031363293528556824},{"word":"to","start":249.74,"end":249.90001,"confidence":0.99948126,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.010950151830911636},{"word":"the","start":249.90001,"end":250.14,"confidence":0.99108255,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.008378632366657257},{"word":"super","start":250.14,"end":250.62001,"confidence":0.9669134,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.02292613312602043},{"word":"and","start":250.62001,"end":250.86,"confidence":0.98754627,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.023196347057819366},{"word":"the","start":250.86,"end":251.34001,"confidence":0.9991856,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02091817930340767},{"word":"the","start":251.34001,"end":251.58,"confidence":0.98652995,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.012376751750707626},{"word":"permanent","start":251.58,"end":251.98001,"confidence":0.9725752,"punctuated_word":"permanent","sentiment":"neutral","sentiment_score":-0.04382507503032684},{"word":"incapacity","start":251.98001,"end":252.48001,"confidence":0.7711842,"punctuated_word":"incapacity","sentiment":"neutral","sentiment_score":-0.06198876351118088},{"word":"claiming","start":252.70001,"end":253.1,"confidence":0.9744607,"punctuated_word":"claiming,","sentiment":"neutral","sentiment_score":-0.0654989704489708},{"word":"you","start":253.1,"end":253.34001,"confidence":0.99924856,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13748127222061157},{"word":"don't","start":253.34001,"end":253.5,"confidence":0.99994004,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1178603619337082},{"word":"wanna","start":253.5,"end":253.82,"confidence":0.98371917,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.1305733323097229},{"word":"kinda","start":253.82,"end":254.14,"confidence":0.8800824,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.1156233847141266},{"word":"do","start":254.14,"end":254.3,"confidence":0.99857175,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.161185160279274},{"word":"that","start":254.3,"end":254.54001,"confidence":0.99978215,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07658873498439789},{"word":"at","start":254.54001,"end":254.62001,"confidence":0.99792993,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.09957218170166016},{"word":"the","start":254.62001,"end":254.78,"confidence":0.99937797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.060788676142692566},{"word":"moment","start":254.78,"end":255.18001,"confidence":0.9984103,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.03662970662117005},{"word":"i","start":255.18001,"end":255.26001,"confidence":0.9997129,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02541263774037361},{"word":"mean","start":255.26001,"end":255.66,"confidence":0.9994433,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.023882564157247543},{"word":"even","start":255.66,"end":255.90001,"confidence":0.9939055,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.019080154597759247},{"word":"if","start":255.90001,"end":256.06,"confidence":0.9991856,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.004359550774097443},{"word":"you","start":256.06,"end":256.22,"confidence":0.968031,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.031530484557151794},{"word":"did","start":256.22,"end":256.46,"confidence":0.9993358,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.0052597373723983765},{"word":"try","start":256.46,"end":256.62,"confidence":0.99932456,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.04659423232078552},{"word":"to","start":256.62,"end":256.7,"confidence":0.9919647,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03346829116344452},{"word":"claim","start":256.7,"end":257.02002,"confidence":0.9781391,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.006954267621040344},{"word":"incapacity","start":257.02002,"end":257.52002,"confidence":0.9880583,"punctuated_word":"incapacity","sentiment":"neutral","sentiment_score":-0.013950967229902744},{"word":"and","start":257.74,"end":257.98,"confidence":0.9120621,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02515142410993576},{"word":"it","start":257.98,"end":258.06,"confidence":0.9998549,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.039930038154125214},{"word":"was","start":258.06,"end":258.38,"confidence":0.99975866,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.05767698585987091},{"word":"approved","start":258.38,"end":258.78,"confidence":0.9988238,"punctuated_word":"approved,","sentiment":"neutral","sentiment_score":0.030946681275963783},{"word":"it","start":258.78,"end":259.02002,"confidence":0.9992373,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06974764168262482},{"word":"just","start":259.02002,"end":259.34,"confidence":0.9974921,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07375344634056091},{"word":"makes","start":259.34,"end":259.74,"confidence":0.99517256,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.06060344725847244},{"word":"the","start":259.74,"end":260.24,"confidence":0.9232694,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0665016621351242},{"word":"the","start":260.42502,"end":260.665,"confidence":0.99925643,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0851239562034607},{"word":"funds","start":260.665,"end":261.14502,"confidence":0.9986286,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.0744805857539177},{"word":"available","start":261.14502,"end":261.64502,"confidence":0.99679744,"punctuated_word":"available.","sentiment":"neutral","sentiment_score":0.09659482538700104},{"word":"you","start":261.945,"end":262.105,"confidence":0.999629,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.03635255619883537},{"word":"don't","start":262.105,"end":262.42502,"confidence":0.9999418,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.04378810524940491},{"word":"have","start":262.42502,"end":262.58502,"confidence":0.9997478,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04617916792631149},{"word":"to","start":262.58502,"end":262.74503,"confidence":0.9975975,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.005527302622795105},{"word":"take","start":262.74503,"end":262.98502,"confidence":0.9993387,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.04999776929616928},{"word":"them","start":262.98502,"end":263.225,"confidence":0.9996424,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.03398507833480835},{"word":"out","start":263.225,"end":263.46503,"confidence":0.9997143,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.03728051483631134},{"word":"in","start":263.46503,"end":263.545,"confidence":0.99859136,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03335186094045639},{"word":"any","start":263.545,"end":263.785,"confidence":0.9961282,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.004472479224205017},{"word":"way","start":263.785,"end":264.105,"confidence":0.9745419,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":-0.023435555398464203},{"word":"shape","start":264.105,"end":264.42502,"confidence":0.9458525,"punctuated_word":"shape,","sentiment":"neutral","sentiment_score":0.005496785044670105},{"word":"or","start":264.42502,"end":264.505,"confidence":0.99892396,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.025056801736354828},{"word":"form","start":264.505,"end":265.005,"confidence":0.99958193,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":-0.02043161727488041},{"word":"did","start":265.385,"end":265.625,"confidence":0.5029977,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":-0.020960602909326553},{"word":"you","start":265.625,"end":265.86502,"confidence":0.9998969,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.021647483110427856},{"word":"wanna","start":265.86502,"end":266.105,"confidence":0.9864444,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.007848389446735382},{"word":"maybe","start":266.105,"end":266.42502,"confidence":0.9786401,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.016435924917459488},{"word":"look","start":266.42502,"end":266.665,"confidence":0.99015677,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.02673642709851265},{"word":"at","start":266.665,"end":266.825,"confidence":0.997675,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.035335466265678406},{"word":"trying","start":266.825,"end":267.065,"confidence":0.99257314,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.020818961784243584},{"word":"for","start":267.065,"end":267.14502,"confidence":0.95361274,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.031440190970897675},{"word":"that","start":267.14502,"end":267.385,"confidence":0.89454013,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.0062523502856493},{"word":"or","start":267.385,"end":267.46503,"confidence":0.9998492,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.01417585089802742},{"word":"is","start":267.46503,"end":267.625,"confidence":0.95446926,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0013873539865016935},{"word":"it","start":267.625,"end":267.70502,"confidence":0.74755734,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.00801185891032219},{"word":"something","start":267.70502,"end":268.02502,"confidence":0.9990325,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.01950729265809059},{"word":"you","start":268.02502,"end":268.18503,"confidence":0.99501306,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.024155259132385257},{"word":"maybe","start":268.18503,"end":268.42502,"confidence":0.98913527,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.007889412343502045},{"word":"wanna","start":268.42502,"end":268.665,"confidence":0.9757992,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.0048625897616147995},{"word":"talk","start":268.665,"end":268.825,"confidence":0.99819547,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.0008851438760757446},{"word":"about","start":268.825,"end":269.065,"confidence":0.9994974,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.006043236702680588},{"word":"down","start":269.065,"end":269.30502,"confidence":0.9981249,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.01887865737080574},{"word":"the","start":269.30502,"end":269.46503,"confidence":0.9970126,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.016037367284297943},{"word":"track","start":269.46503,"end":269.625,"confidence":0.996627,"punctuated_word":"track","sentiment":"neutral","sentiment_score":0.005048036575317383},{"word":"or","start":269.625,"end":269.785,"confidence":0.60769135,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0205768384039402},{"word":"we","start":269.785,"end":270.02502,"confidence":0.93525785,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.008850306272506714},{"word":"reevaluate","start":270.02502,"end":270.52502,"confidence":0.9458643,"punctuated_word":"reevaluate","sentiment":"neutral","sentiment_score":-0.022548671811819077},{"word":"later","start":270.825,"end":271.14502,"confidence":0.9930901,"punctuated_word":"later","sentiment":"neutral","sentiment_score":-0.009278740733861923},{"word":"on","start":271.14502,"end":271.64502,"confidence":0.99855983,"punctuated_word":"on?","sentiment":"neutral","sentiment_score":-0.019778691232204437},{"word":"no","start":275.4,"end":275.63998,"confidence":0.88519514,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1300193816423416},{"word":"no","start":275.63998,"end":275.96,"confidence":0.94935143,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08411554247140884},{"word":"perfect","start":275.96,"end":276.46,"confidence":0.99670756,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.0934588834643364},{"word":"that's","start":276.52,"end":276.84,"confidence":0.8611936,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.12544189393520355},{"word":"not","start":276.84,"end":277.16,"confidence":0.99890935,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.06812058389186859},{"word":"a","start":277.16,"end":277.24,"confidence":0.99895346,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.018316742032766346},{"word":"problem","start":277.24,"end":277.63998,"confidence":0.9999058,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.06056169793009758},{"word":"yeah","start":277.63998,"end":277.8,"confidence":0.9771713,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04651123657822609},{"word":"that's","start":277.8,"end":278.12,"confidence":0.99934274,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.04494651407003403},{"word":"okay","start":278.12,"end":278.62,"confidence":0.9996916,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.058928653597831726},{"word":"yeah","start":282.76,"end":283.26,"confidence":0.99027586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.013462296687066557},{"word":"yes","start":292.695,"end":293.195,"confidence":0.99121916,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.09920762479305267},{"word":"yep","start":297.91,"end":298.41,"confidence":0.80737925,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.057498298585414886},{"word":"that","start":302.63,"end":302.95,"confidence":0.98001087,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.0584406778216362},{"word":"is","start":302.95,"end":303.27,"confidence":0.9997993,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.049357686191797256},{"word":"correct","start":303.27,"end":303.77,"confidence":0.99975336,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":-0.054689161479473114},{"word":"yeah","start":304.07,"end":304.57,"confidence":0.9967096,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03822392225265503},{"word":"yes","start":304.63,"end":305.13,"confidence":0.87389135,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.033392973244190216},{"word":"yes","start":305.27,"end":305.77,"confidence":0.9956931,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.04727669432759285},{"word":"that's","start":307.11,"end":307.43,"confidence":0.9555685,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.0015677760820835829},{"word":"right","start":307.43,"end":307.59,"confidence":0.99508125,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.006398828700184822},{"word":"yeah","start":307.59,"end":307.91,"confidence":0.8501495,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01063990779221058},{"word":"sort","start":307.91,"end":308.23,"confidence":0.77565056,"punctuated_word":"Sort","sentiment":"neutral","sentiment_score":-0.05375703424215317},{"word":"of","start":308.23,"end":308.31,"confidence":0.99480325,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04615970328450203},{"word":"like","start":308.31,"end":308.655,"confidence":0.8149605,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.05513409525156021},{"word":"yeah","start":309.215,"end":309.455,"confidence":0.99628365,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.03812989965081215},{"word":"no","start":309.455,"end":309.615,"confidence":0.99638104,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1360650658607483},{"word":"that's","start":309.615,"end":309.935,"confidence":0.99833167,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.03797531872987747},{"word":"absolutely","start":309.935,"end":310.415,"confidence":0.82972485,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":-0.003812536597251892},{"word":"fine","start":310.415,"end":310.915,"confidence":0.9998541,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":-0.04621981829404831},{"word":"so","start":311.135,"end":311.375,"confidence":0.84401995,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.020793233066797256},{"word":"at","start":311.375,"end":311.455,"confidence":0.9597338,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.02454950660467148},{"word":"the","start":311.455,"end":311.615,"confidence":0.999653,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01872216910123825},{"word":"moment","start":311.615,"end":312.01498,"confidence":0.968248,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.01406354270875454},{"word":"having","start":312.01498,"end":312.335,"confidence":0.9991221,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.031192831695079803},{"word":"a","start":312.335,"end":312.415,"confidence":0.9982351,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03444673866033554},{"word":"look","start":312.415,"end":312.575,"confidence":0.99990475,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.04693310707807541},{"word":"at","start":312.575,"end":312.735,"confidence":0.9941204,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.05958527699112892},{"word":"the","start":312.735,"end":312.815,"confidence":0.92799264,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03921844810247421},{"word":"where","start":312.895,"end":313.135,"confidence":0.9975364,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.027528217062354088},{"word":"the","start":313.135,"end":313.215,"confidence":0.9992106,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.038601674139499664},{"word":"claim","start":313.215,"end":313.455,"confidence":0.9983095,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.043884098529815674},{"word":"was","start":313.455,"end":313.955,"confidence":0.99012184,"punctuated_word":"was,","sentiment":"neutral","sentiment_score":-0.046354204416275024},{"word":"you","start":314.335,"end":314.495,"confidence":0.98060316,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03697236627340317},{"word":"have","start":314.495,"end":314.655,"confidence":0.9995055,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.03030853532254696},{"word":"what's","start":314.655,"end":314.895,"confidence":0.9968215,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.030908262357115746},{"word":"called","start":314.895,"end":315.135,"confidence":0.9959038,"punctuated_word":"called","sentiment":"neutral","sentiment_score":-0.03828129917383194},{"word":"an","start":315.135,"end":315.295,"confidence":0.99497813,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.030957546085119247},{"word":"adl","start":315.295,"end":315.795,"confidence":0.98762316,"punctuated_word":"ADL","sentiment":"neutral","sentiment_score":-0.03727293759584427},{"word":"definition","start":315.855,"end":316.335,"confidence":0.9761454,"punctuated_word":"definition,","sentiment":"neutral","sentiment_score":-0.03987213596701622},{"word":"which","start":316.335,"end":316.575,"confidence":0.99992216,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.01590951532125473},{"word":"is","start":316.575,"end":316.975,"confidence":0.99991226,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.01934029720723629},{"word":"activities","start":316.975,"end":317.475,"confidence":0.9465768,"punctuated_word":"activities","sentiment":"neutral","sentiment_score":-0.024701666086912155},{"word":"of","start":317.695,"end":317.855,"confidence":0.9545357,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02221328765153885},{"word":"daily","start":317.855,"end":318.175,"confidence":0.99989474,"punctuated_word":"daily","sentiment":"neutral","sentiment_score":-0.009836457669734957},{"word":"living","start":318.175,"end":318.495,"confidence":0.9983836,"punctuated_word":"living.","sentiment":"neutral","sentiment_score":-0.04886174574494362},{"word":"so","start":318.495,"end":318.735,"confidence":0.9996493,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.021753937005996704},{"word":"in","start":318.735,"end":318.895,"confidence":0.9601332,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.013455517590045927},{"word":"order","start":318.895,"end":319.135,"confidence":0.99888724,"punctuated_word":"order","sentiment":"neutral","sentiment_score":-0.012053243815898895},{"word":"to","start":319.135,"end":319.29498,"confidence":0.99114406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05702942982316017},{"word":"claim","start":319.29498,"end":319.615,"confidence":0.9961278,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.19748765230178833},{"word":"on","start":319.615,"end":319.775,"confidence":0.99879646,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.15940646827220917},{"word":"that","start":319.775,"end":320.01498,"confidence":0.9882017,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1398134082555771},{"word":"policy","start":320.01498,"end":320.51498,"confidence":0.99962217,"punctuated_word":"policy,","sentiment":"neutral","sentiment_score":0.15894156694412231},{"word":"you","start":320.78,"end":320.94,"confidence":0.9996822,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.028350643813610077},{"word":"need","start":320.94,"end":321.18002,"confidence":0.99979156,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.04090032726526261},{"word":"to","start":321.18002,"end":321.34003,"confidence":0.99958307,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05844096094369888},{"word":"be","start":321.34003,"end":321.5,"confidence":0.999366,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.09272617846727373},{"word":"able","start":321.5,"end":321.82,"confidence":0.99963474,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.19512657821178436},{"word":"to","start":321.82,"end":322.22,"confidence":0.9985077,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18868084251880649},{"word":"receive","start":322.22,"end":322.62003,"confidence":0.9990761,"punctuated_word":"receive","sentiment":"neutral","sentiment_score":0.19595307111740112},{"word":"assistance","start":322.62003,"end":323.12003,"confidence":0.9960626,"punctuated_word":"assistance","sentiment":"neutral","sentiment_score":0.1555512249469757},{"word":"with","start":323.18002,"end":323.42,"confidence":0.99930406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1728275865316391},{"word":"two","start":323.42,"end":323.66,"confidence":0.99910307,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.182537242770195},{"word":"of","start":323.66,"end":323.90002,"confidence":0.9973469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17797529697418213},{"word":"the","start":323.90002,"end":323.98,"confidence":0.97028965,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.128785640001297},{"word":"five","start":323.98,"end":324.38,"confidence":0.9990971,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.11553315073251724},{"word":"activities","start":324.38,"end":324.86002,"confidence":0.9964432,"punctuated_word":"activities","sentiment":"neutral","sentiment_score":0.21785762906074524},{"word":"of","start":324.86002,"end":324.94,"confidence":0.9437916,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13156361877918243},{"word":"daily","start":324.94,"end":325.26,"confidence":0.99954695,"punctuated_word":"daily","sentiment":"neutral","sentiment_score":0.12733492255210876},{"word":"living","start":325.26,"end":325.58002,"confidence":0.7474195,"punctuated_word":"living,","sentiment":"neutral","sentiment_score":0.13833676278591156},{"word":"things","start":325.58002,"end":325.82,"confidence":0.7524796,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.13453444838523865},{"word":"like","start":325.82,"end":326.14,"confidence":0.9805401,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.11542204022407532},{"word":"bathing","start":326.14,"end":326.54,"confidence":0.9979645,"punctuated_word":"bathing,","sentiment":"neutral","sentiment_score":0.15106385946273804},{"word":"eating","start":326.54,"end":326.94,"confidence":0.9960674,"punctuated_word":"eating,","sentiment":"neutral","sentiment_score":0.18040379881858823},{"word":"dressing","start":326.94,"end":327.44,"confidence":0.9822042,"punctuated_word":"dressing,","sentiment":"neutral","sentiment_score":0.10416248440742493},{"word":"you","start":328.7,"end":328.86002,"confidence":0.8413677,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05330714583396912},{"word":"know","start":328.86002,"end":329.34003,"confidence":0.9995964,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.09653189033269882},{"word":"getting","start":329.34003,"end":329.66,"confidence":0.9996681,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.1030355840921402},{"word":"in","start":329.66,"end":329.82,"confidence":0.9984956,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1490098237991333},{"word":"and","start":329.82,"end":329.98,"confidence":0.9928352,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06653303653001785},{"word":"out","start":329.98,"end":330.14,"confidence":0.9998553,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1431059688329697},{"word":"of","start":330.14,"end":330.30002,"confidence":0.9982419,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.100800983607769},{"word":"bed","start":330.30002,"end":330.80002,"confidence":0.96524215,"punctuated_word":"bed.","sentiment":"neutral","sentiment_score":0.0900837779045105},{"word":"you","start":331.26,"end":331.42,"confidence":0.95129764,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.07084085047245026},{"word":"sort","start":331.42,"end":331.66,"confidence":0.99885166,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.05045854300260544},{"word":"of","start":331.66,"end":331.82,"confidence":0.999154,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08747707307338715},{"word":"need","start":331.82,"end":332.14,"confidence":0.9983612,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.06295783817768097},{"word":"help","start":332.14,"end":332.64,"confidence":0.67445153,"punctuated_word":"help.","sentiment":"neutral","sentiment_score":0.09472410380840302},{"word":"need","start":332.875,"end":333.115,"confidence":0.9566278,"punctuated_word":"Need","sentiment":"neutral","sentiment_score":0.06797600537538528},{"word":"to","start":333.115,"end":333.195,"confidence":0.97859234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07467725872993469},{"word":"show","start":333.195,"end":333.435,"confidence":0.9972242,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.07163043320178986},{"word":"you","start":333.435,"end":333.595,"confidence":0.9737707,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0790199339389801},{"word":"need","start":333.595,"end":333.755,"confidence":0.99513346,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.07733085751533508},{"word":"help","start":333.755,"end":333.995,"confidence":0.9986082,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.08328760415315628},{"word":"with","start":333.995,"end":334.155,"confidence":0.99859244,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14355884492397308},{"word":"those","start":334.155,"end":334.395,"confidence":0.99811614,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.08428958803415298},{"word":"things","start":334.395,"end":334.895,"confidence":0.9922286,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.07412560284137726},{"word":"okay","start":335.275,"end":335.775,"confidence":0.99051714,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.01003081351518631},{"word":"yes","start":340.395,"end":340.715,"confidence":0.78817844,"punctuated_word":"Yes,","sentiment":"neutral","sentiment_score":0.04246331751346588},{"word":"ma'am","start":340.715,"end":341.215,"confidence":0.913522,"punctuated_word":"ma'am.","sentiment":"neutral","sentiment_score":0.009482549503445624},{"word":"okay","start":342.235,"end":342.735,"confidence":0.9986234,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.09307152032852171},{"word":"okay","start":347.93002,"end":348.43002,"confidence":0.99681705,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.06545550376176834},{"word":"do","start":348.57,"end":348.81,"confidence":0.99824107,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.046290382742881775},{"word":"you","start":348.81,"end":349.31,"confidence":0.99994063,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04160265624523163},{"word":"so","start":350.09,"end":350.33002,"confidence":0.9779025,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.0571359246969223},{"word":"you","start":350.33002,"end":350.57,"confidence":0.99888235,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05971012264490128},{"word":"still","start":350.57,"end":350.89,"confidence":0.97760576,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.0755358636379242},{"word":"you","start":351.05002,"end":351.21002,"confidence":0.9986284,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04361939430236816},{"word":"said","start":351.21002,"end":351.45,"confidence":0.9986319,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.017059847712516785},{"word":"that","start":351.45,"end":351.61002,"confidence":0.4807385,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.047007933259010315},{"word":"because","start":351.69,"end":351.93002,"confidence":0.99515486,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.04271892458200455},{"word":"i","start":351.93002,"end":352.01,"confidence":0.97662145,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04572062939405441},{"word":"think","start":352.01,"end":352.13,"confidence":0.99847716,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.02603575959801674},{"word":"let","start":352.25,"end":352.49002,"confidence":0.89219177,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.003027491271495819},{"word":"me","start":352.49002,"end":352.65002,"confidence":0.99923694,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.01661285012960434},{"word":"look","start":352.65002,"end":352.81,"confidence":0.99853873,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.008739061653614044},{"word":"at","start":352.81,"end":352.97,"confidence":0.997658,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.022404558956623077},{"word":"the","start":352.97,"end":353.13,"confidence":0.998965,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.016829073429107666},{"word":"file","start":353.13,"end":353.37,"confidence":0.99970275,"punctuated_word":"file","sentiment":"neutral","sentiment_score":-0.0139646977186203},{"word":"here","start":353.37,"end":353.61002,"confidence":0.8059049,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.024053679779171944},{"word":"and","start":353.61002,"end":353.85,"confidence":0.99972683,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.024575643241405487},{"word":"it","start":353.85,"end":354.01,"confidence":0.9972519,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.011880964040756226},{"word":"did","start":354.01,"end":354.17,"confidence":0.99627656,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.004818737506866455},{"word":"say","start":354.17,"end":354.33002,"confidence":0.98829204,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.007168624550104141},{"word":"that","start":354.33002,"end":354.41,"confidence":0.9994667,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.024571172893047333},{"word":"you","start":354.41,"end":354.57,"confidence":0.9998171,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.020672529935836792},{"word":"were","start":354.57,"end":354.73,"confidence":0.93626684,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.03497230261564255},{"word":"due","start":354.73,"end":354.89,"confidence":0.99655175,"punctuated_word":"due","sentiment":"neutral","sentiment_score":-0.02503439784049988},{"word":"to","start":354.89,"end":355.05002,"confidence":0.99892515,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01907913014292717},{"word":"have","start":355.05002,"end":355.21002,"confidence":0.9991997,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.007252492010593414},{"word":"surgery","start":355.21002,"end":355.71002,"confidence":0.99838734,"punctuated_word":"surgery","sentiment":"neutral","sentiment_score":-0.01947139203548431},{"word":"recently","start":355.77002,"end":356.27002,"confidence":0.9967357,"punctuated_word":"recently.","sentiment":"neutral","sentiment_score":0.0019884295761585236},{"word":"so","start":356.33002,"end":356.65002,"confidence":0.99479216,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.019268490374088287},{"word":"are","start":356.65002,"end":356.81,"confidence":0.9994318,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.012174166738986967},{"word":"you","start":356.81,"end":357.29,"confidence":0.99990714,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04730107635259628},{"word":"needing","start":357.29,"end":357.77002,"confidence":0.9997528,"punctuated_word":"needing","sentiment":"neutral","sentiment_score":0.045869629830121994},{"word":"assistance","start":357.77002,"end":358.27002,"confidence":0.9993771,"punctuated_word":"assistance","sentiment":"neutral","sentiment_score":0.0420064702630043},{"word":"with","start":358.33002,"end":358.57,"confidence":0.9992403,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07213374227285385},{"word":"two","start":358.57,"end":358.81,"confidence":0.9995235,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.064531110227108},{"word":"of","start":358.81,"end":358.89,"confidence":0.9999163,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04560504108667374},{"word":"those","start":358.89,"end":359.265,"confidence":0.9998888,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.037642352283000946},{"word":"five","start":359.58502,"end":359.74503,"confidence":0.99976355,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.06014619022607803},{"word":"aspects","start":359.74503,"end":360.24503,"confidence":0.796206,"punctuated_word":"aspects,","sentiment":"neutral","sentiment_score":0.036880310624837875},{"word":"like","start":360.30502,"end":360.70502,"confidence":0.9998198,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.013078443706035614},{"word":"dressing","start":360.70502,"end":361.20502,"confidence":0.87546843,"punctuated_word":"dressing?","sentiment":"neutral","sentiment_score":-0.001172792166471481},{"word":"do","start":361.825,"end":362.065,"confidence":0.77008873,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.05004550516605377},{"word":"you","start":362.065,"end":362.14502,"confidence":0.63880175,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.021424446254968643},{"word":"does","start":362.30502,"end":362.46503,"confidence":0.69142973,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.03354628011584282},{"word":"your","start":362.46503,"end":362.625,"confidence":0.99685836,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.04205942153930664},{"word":"wife","start":362.625,"end":363.02502,"confidence":0.9991135,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.011754870414733888},{"word":"physically","start":363.02502,"end":363.505,"confidence":0.9620911,"punctuated_word":"physically","sentiment":"neutral","sentiment_score":-0.007444813847541809},{"word":"have","start":363.505,"end":363.665,"confidence":0.9918937,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.016131192445755005},{"word":"to","start":363.665,"end":363.825,"confidence":0.9997905,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.015297986567020416},{"word":"help","start":363.825,"end":364.065,"confidence":0.99979,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.03504522144794464},{"word":"you","start":364.065,"end":364.30502,"confidence":0.99941635,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07195582985877991},{"word":"with","start":364.30502,"end":364.545,"confidence":0.99987125,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.091799795627594},{"word":"those","start":364.545,"end":364.785,"confidence":0.9996126,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.05018322169780731},{"word":"aspects","start":364.785,"end":365.285,"confidence":0.9369445,"punctuated_word":"aspects,","sentiment":"neutral","sentiment_score":0.038969215005636215},{"word":"like","start":365.345,"end":365.58502,"confidence":0.9999225,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.019442275166511536},{"word":"dressing","start":365.58502,"end":365.98502,"confidence":0.9922631,"punctuated_word":"dressing","sentiment":"neutral","sentiment_score":0.007167793810367584},{"word":"or","start":365.98502,"end":366.225,"confidence":0.8914144,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.01573576033115387},{"word":"feeding","start":366.225,"end":366.70502,"confidence":0.98040444,"punctuated_word":"feeding","sentiment":"neutral","sentiment_score":0.017529569566249847},{"word":"or","start":366.70502,"end":367.02502,"confidence":0.9873488,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0166713148355484},{"word":"bathing","start":367.02502,"end":367.52502,"confidence":0.69722223,"punctuated_word":"bathing","sentiment":"neutral","sentiment_score":0.002192918211221695},{"word":"or","start":367.90503,"end":368.225,"confidence":0.41204005,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0293421670794487},{"word":"how's","start":368.225,"end":368.545,"confidence":0.82470345,"punctuated_word":"how's","sentiment":"neutral","sentiment_score":0.01631874218583107},{"word":"everything","start":368.545,"end":369.045,"confidence":0.96690834,"punctuated_word":"everything?","sentiment":"neutral","sentiment_score":0.0035932473838329315},{"word":"yep","start":377.68,"end":378.18,"confidence":0.95969135,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.17462554574012756},{"word":"right","start":381.28,"end":381.78,"confidence":0.9712825,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.2757030725479126},{"word":"right","start":387.93503,"end":388.43503,"confidence":0.99873453,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.27334386110305786},{"word":"okay","start":395.87,"end":396.37,"confidence":0.87862223,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.12871083617210388},{"word":"no","start":396.51,"end":396.75,"confidence":0.9895239,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2178354561328888},{"word":"that's","start":396.75,"end":396.99,"confidence":0.9995284,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.16248618066310885},{"word":"alright","start":396.99,"end":397.49,"confidence":0.99716043,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":-0.1823100298643112},{"word":"yeah","start":409.08502,"end":409.58502,"confidence":0.9440892,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07789234817028046},{"word":"yep","start":409.885,"end":410.385,"confidence":0.9605671,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.05873095989227295},{"word":"yep","start":415.80502,"end":416.125,"confidence":0.9837054,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07048990577459335},{"word":"that's","start":416.125,"end":416.36502,"confidence":0.997946,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.17047163844108582},{"word":"okay","start":416.36502,"end":416.765,"confidence":0.99981815,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.19166246056556704},{"word":"what","start":416.765,"end":416.92502,"confidence":0.9997576,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.11469298601150511},{"word":"i","start":416.92502,"end":417.08502,"confidence":0.9999213,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0656692385673523},{"word":"can","start":417.08502,"end":417.24503,"confidence":0.9999465,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.06852474808692932},{"word":"do","start":417.24503,"end":417.48502,"confidence":0.9998846,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06405225396156311},{"word":"if","start":417.48502,"end":417.64502,"confidence":0.5585221,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10920541733503342},{"word":"you","start":417.64502,"end":417.80502,"confidence":0.9998994,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021926119923591617},{"word":"like","start":417.80502,"end":418.125,"confidence":0.9895425,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0477980375289917},{"word":"is","start":418.125,"end":418.445,"confidence":0.9569116,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07180415093898773},{"word":"i","start":418.445,"end":418.605,"confidence":0.99175245,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09707455337047576},{"word":"can","start":418.605,"end":418.845,"confidence":0.9998516,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.0694069042801857},{"word":"contact","start":418.845,"end":419.345,"confidence":0.9997577,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":-0.02700494229793549},{"word":"the","start":419.405,"end":419.565,"confidence":0.9997849,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02737757563591003},{"word":"insurer","start":419.565,"end":419.96503,"confidence":0.98823136,"punctuated_word":"insurer","sentiment":"neutral","sentiment_score":0.018216341733932495},{"word":"and","start":419.96503,"end":420.20502,"confidence":0.9940128,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04423932731151581},{"word":"speak","start":420.20502,"end":420.445,"confidence":0.99885416,"punctuated_word":"speak","sentiment":"neutral","sentiment_score":-0.005764007568359375},{"word":"to","start":420.445,"end":420.52502,"confidence":0.9988249,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.038346320390701294},{"word":"the","start":420.52502,"end":420.685,"confidence":0.9992556,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.010321900248527529},{"word":"claims","start":420.685,"end":421.005,"confidence":0.9834673,"punctuated_word":"claims","sentiment":"neutral","sentiment_score":-0.037209272384643555},{"word":"department","start":421.005,"end":421.505,"confidence":0.9991916,"punctuated_word":"department","sentiment":"neutral","sentiment_score":-0.04341587424278259},{"word":"and","start":421.64502,"end":421.96503,"confidence":0.9869221,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05889365077018738},{"word":"find","start":421.96503,"end":422.285,"confidence":0.99982953,"punctuated_word":"find","sentiment":"neutral","sentiment_score":-0.0032258331775665283},{"word":"out","start":422.285,"end":422.73,"confidence":0.99936587,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.00987987220287323},{"word":"what","start":422.97,"end":423.21002,"confidence":0.9998869,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0114172101020813},{"word":"they","start":423.21002,"end":423.45,"confidence":0.9999218,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.002155005931854248},{"word":"would","start":423.45,"end":423.69,"confidence":0.999908,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.005499720573425293},{"word":"actually","start":423.69,"end":424.17,"confidence":0.999464,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.006258875131607056},{"word":"need","start":424.17,"end":424.41,"confidence":0.9996288,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.05715551972389221},{"word":"as","start":424.41,"end":424.65002,"confidence":0.99967885,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.02089029550552368},{"word":"evidence","start":424.65002,"end":425.05002,"confidence":0.89386225,"punctuated_word":"evidence,","sentiment":"neutral","sentiment_score":-0.023274816572666168},{"word":"whether","start":425.05002,"end":425.37003,"confidence":0.99974304,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.021100223064422607},{"word":"it's","start":425.37003,"end":425.53,"confidence":0.9998512,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.03223905339837074},{"word":"like","start":425.53,"end":425.77002,"confidence":0.5008669,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.044049493968486786},{"word":"a","start":425.77002,"end":425.93002,"confidence":0.9871783,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03940781205892563},{"word":"letter","start":425.93002,"end":426.25,"confidence":0.7393257,"punctuated_word":"letter.","sentiment":"neutral","sentiment_score":-0.02571726217865944},{"word":"because","start":426.25,"end":426.57,"confidence":0.98591113,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.022446267306804657},{"word":"i","start":426.57,"end":426.65002,"confidence":0.71459574,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.016987591981887817},{"word":"know","start":426.65002,"end":427.13,"confidence":0.99777055,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.014617666602134705},{"word":"to","start":427.13,"end":427.29,"confidence":0.76622105,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0460294634103775},{"word":"claim","start":427.29,"end":427.53,"confidence":0.99845576,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.0234893262386322},{"word":"on","start":427.53,"end":427.69,"confidence":0.99833566,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01964615285396576},{"word":"this","start":427.69,"end":427.93002,"confidence":0.9900112,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":-0.08401693403720856},{"word":"you","start":427.93002,"end":428.09,"confidence":0.99900335,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11223545670509338},{"word":"do","start":428.09,"end":428.25,"confidence":0.9994367,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.09392914921045303},{"word":"need","start":428.25,"end":428.49002,"confidence":0.99923015,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.0928904265165329},{"word":"to","start":428.49002,"end":428.65002,"confidence":0.99973243,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1438797116279602},{"word":"have","start":428.65002,"end":428.97,"confidence":0.9999752,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.14562858641147614},{"word":"medical","start":428.97,"end":429.47,"confidence":0.8194749,"punctuated_word":"medical","sentiment":"neutral","sentiment_score":-0.19368132948875427},{"word":"support","start":430.17,"end":430.57,"confidence":0.99938095,"punctuated_word":"support","sentiment":"neutral","sentiment_score":-0.059420570731163025},{"word":"from","start":430.57,"end":430.81,"confidence":0.99942255,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.1144036054611206},{"word":"two","start":430.81,"end":431.05002,"confidence":0.8232791,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.07681728899478912},{"word":"doctors","start":431.05002,"end":431.37,"confidence":0.8054322,"punctuated_word":"doctors.","sentiment":"neutral","sentiment_score":-0.062857486307621},{"word":"one","start":431.37,"end":431.61002,"confidence":0.9991062,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.009216062724590302},{"word":"of","start":431.61002,"end":431.69,"confidence":0.9997576,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.027493230998516083},{"word":"those","start":431.69,"end":431.93002,"confidence":0.9989054,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.01261167973279953},{"word":"being","start":431.93002,"end":432.17,"confidence":0.9253699,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.0006473436951637268},{"word":"a","start":432.17,"end":432.33002,"confidence":0.99176896,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0055184438824653625},{"word":"specialist","start":432.33002,"end":432.83002,"confidence":0.99728,"punctuated_word":"specialist","sentiment":"neutral","sentiment_score":0.007457733154296875},{"word":"as","start":432.89,"end":433.05002,"confidence":0.7037088,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03788276016712189},{"word":"well","start":433.05002,"end":433.29,"confidence":0.9996985,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.025489285588264465},{"word":"as","start":433.29,"end":433.37,"confidence":0.9946721,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03750597685575485},{"word":"one","start":433.37,"end":433.61002,"confidence":0.99867284,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.016081340610980988},{"word":"can","start":433.61002,"end":433.77002,"confidence":0.9943357,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08341440558433533},{"word":"be","start":433.77002,"end":433.93002,"confidence":0.8908502,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":0.0029428787529468536},{"word":"like","start":433.93002,"end":434.09,"confidence":0.9963413,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.01277320832014084},{"word":"your","start":434.09,"end":434.33002,"confidence":0.9851011,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0032120347023010254},{"word":"local","start":434.33002,"end":434.73,"confidence":0.99948466,"punctuated_word":"local","sentiment":"neutral","sentiment_score":0.028735049068927765},{"word":"gp","start":434.73,"end":435.23,"confidence":0.9611901,"punctuated_word":"GP.","sentiment":"neutral","sentiment_score":0.02133464813232422},{"word":"but","start":435.845,"end":436.005,"confidence":0.994869,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.09457343071699142},{"word":"i","start":436.005,"end":436.165,"confidence":0.9997633,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14665475487709043},{"word":"can","start":436.165,"end":436.485,"confidence":0.9967908,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10247687995433807},{"word":"find","start":436.485,"end":436.725,"confidence":0.9995111,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.029198989272117615},{"word":"out","start":436.725,"end":436.965,"confidence":0.87734187,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.03105825185775757},{"word":"and","start":436.965,"end":437.365,"confidence":0.98974913,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05969870090484619},{"word":"ask","start":437.365,"end":437.60498,"confidence":0.9797723,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.07027041912078857},{"word":"them","start":437.60498,"end":437.76498,"confidence":0.26397294,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.038240306079387665},{"word":"clients","start":437.76498,"end":438.165,"confidence":0.7700676,"punctuated_word":"clients","sentiment":"neutral","sentiment_score":0.012326881289482117},{"word":"in","start":438.165,"end":438.245,"confidence":0.6328572,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05359582602977753},{"word":"the","start":438.245,"end":438.405,"confidence":0.99935645,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.027608677744865417},{"word":"claims","start":438.405,"end":438.805,"confidence":0.9923069,"punctuated_word":"claims","sentiment":"neutral","sentiment_score":-0.04604640603065491},{"word":"department","start":438.805,"end":439.305,"confidence":0.99918145,"punctuated_word":"department","sentiment":"neutral","sentiment_score":0.013279631733894348},{"word":"for","start":439.365,"end":439.445,"confidence":0.9944022,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07928682863712311},{"word":"them","start":439.445,"end":439.60498,"confidence":0.99985313,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.010133743286132812},{"word":"to","start":439.60498,"end":439.76498,"confidence":0.99893326,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01610177755355835},{"word":"specify","start":439.76498,"end":440.26498,"confidence":0.99210924,"punctuated_word":"specify","sentiment":"neutral","sentiment_score":-0.008575767278671265},{"word":"exactly","start":440.405,"end":440.88498,"confidence":0.9992908,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.011004269123077393},{"word":"what","start":440.88498,"end":441.04498,"confidence":0.9999125,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.055038660764694214},{"word":"it","start":441.04498,"end":441.205,"confidence":0.9976184,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0583651065826416},{"word":"is","start":441.205,"end":441.365,"confidence":0.9999479,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.08579714596271515},{"word":"that","start":441.365,"end":441.525,"confidence":0.99754274,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.05528099834918976},{"word":"they're","start":441.525,"end":441.76498,"confidence":0.9992589,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.07254792749881744},{"word":"needing","start":441.76498,"end":442.165,"confidence":0.9994967,"punctuated_word":"needing","sentiment":"neutral","sentiment_score":-0.100810706615448},{"word":"for","start":442.165,"end":442.405,"confidence":0.99939525,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.08228880167007446},{"word":"you","start":442.405,"end":442.645,"confidence":0.999215,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.012971192598342896},{"word":"to","start":442.645,"end":442.88498,"confidence":0.999466,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02166213095188141},{"word":"be","start":442.88498,"end":443.125,"confidence":0.99960047,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.016635790467262268},{"word":"able","start":443.125,"end":443.445,"confidence":0.99993026,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.08504883199930191},{"word":"to","start":443.445,"end":443.525,"confidence":0.9969373,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0011630803346633911},{"word":"try","start":443.525,"end":443.76498,"confidence":0.99957913,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.04614381492137909},{"word":"and","start":443.76498,"end":443.925,"confidence":0.9988526,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02588143944740295},{"word":"claim","start":443.925,"end":444.16498,"confidence":0.99871767,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.039361268281936646},{"word":"on","start":444.16498,"end":444.32498,"confidence":0.73897064,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.001830756664276123},{"word":"that","start":444.32498,"end":444.565,"confidence":0.7580032,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.026241540908813477},{"word":"again","start":444.565,"end":445.065,"confidence":0.99898595,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.08425646275281906},{"word":"i","start":445.525,"end":445.685,"confidence":0.9827892,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04658843204379082},{"word":"know","start":445.685,"end":446.185,"confidence":0.9993254,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.04205518960952759},{"word":"with","start":446.245,"end":446.485,"confidence":0.9926071,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.043777041137218475},{"word":"the","start":446.485,"end":446.725,"confidence":0.9989556,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04981011152267456},{"word":"toenails","start":446.725,"end":447.225,"confidence":0.9713712,"punctuated_word":"toenails,","sentiment":"neutral","sentiment_score":-0.0672430619597435},{"word":"as","start":447.525,"end":447.685,"confidence":0.99971896,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.04712868109345436},{"word":"much","start":447.685,"end":447.925,"confidence":0.99971527,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.05668868124485016},{"word":"as","start":447.925,"end":448.005,"confidence":0.9974247,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.023271940648555756},{"word":"that","start":448.005,"end":448.245,"confidence":0.78184384,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04403926059603691},{"word":"is","start":448.245,"end":448.485,"confidence":0.9927005,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.04599011689424515},{"word":"needing","start":448.485,"end":448.88498,"confidence":0.9384274,"punctuated_word":"needing","sentiment":"neutral","sentiment_score":-0.04359152913093567},{"word":"assistance","start":448.88498,"end":449.38498,"confidence":0.9981806,"punctuated_word":"assistance,","sentiment":"neutral","sentiment_score":-0.05448393523693085},{"word":"they","start":449.78998,"end":450.14996,"confidence":0.99851304,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.09915821999311449},{"word":"don't","start":450.14996,"end":450.50998,"confidence":0.9981271,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09184139221906662},{"word":"technically","start":450.50998,"end":450.90997,"confidence":0.97850204,"punctuated_word":"technically","sentiment":"neutral","sentiment_score":-0.100698783993721},{"word":"consider","start":450.90997,"end":451.38998,"confidence":0.992829,"punctuated_word":"consider","sentiment":"neutral","sentiment_score":-0.09055653214454652},{"word":"that","start":451.38998,"end":451.55,"confidence":0.78473544,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.11018231511116028},{"word":"like","start":451.55,"end":451.78998,"confidence":0.99234056,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.08856594562530518},{"word":"an","start":451.78998,"end":451.94998,"confidence":0.9940708,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.056440532207489014},{"word":"everyday","start":451.94998,"end":452.44998,"confidence":0.9746314,"punctuated_word":"everyday","sentiment":"neutral","sentiment_score":-0.07827163487672806},{"word":"activity","start":452.66998,"end":453.06998,"confidence":0.9985071,"punctuated_word":"activity","sentiment":"neutral","sentiment_score":-0.03664672002196312},{"word":"of","start":453.06998,"end":453.31,"confidence":0.9997211,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0768037736415863},{"word":"daily","start":453.31,"end":453.62997,"confidence":0.9998821,"punctuated_word":"daily","sentiment":"neutral","sentiment_score":-0.07080571353435516},{"word":"living","start":453.62997,"end":454.12997,"confidence":0.9989628,"punctuated_word":"living.","sentiment":"neutral","sentiment_score":-0.0862346813082695},{"word":"it's","start":455.06998,"end":455.38998,"confidence":0.92647904,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.0486224889755249},{"word":"more","start":455.38998,"end":455.55,"confidence":0.99971527,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.036922991275787354},{"word":"just","start":455.55,"end":455.78998,"confidence":0.9981504,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03749285265803337},{"word":"the","start":455.78998,"end":455.94998,"confidence":0.99870205,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.028686117380857468},{"word":"main","start":455.94998,"end":456.19,"confidence":0.9996326,"punctuated_word":"main","sentiment":"neutral","sentiment_score":-0.01809867098927498},{"word":"things","start":456.19,"end":456.50998,"confidence":0.9980806,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.003055315464735031},{"word":"like","start":456.50998,"end":456.83,"confidence":0.69572973,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.009539518505334854},{"word":"bathing","start":456.83,"end":457.33,"confidence":0.9982194,"punctuated_word":"bathing,","sentiment":"neutral","sentiment_score":-0.00380913051776588},{"word":"dressing","start":457.38998,"end":457.88998,"confidence":0.9995142,"punctuated_word":"dressing,","sentiment":"neutral","sentiment_score":0.007131660357117653},{"word":"feeding","start":458.27,"end":458.77,"confidence":0.99546707,"punctuated_word":"feeding,","sentiment":"neutral","sentiment_score":0.013136683031916618},{"word":"getting","start":459.15,"end":459.47,"confidence":0.9998683,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.008988715708255768},{"word":"in","start":459.47,"end":459.62997,"confidence":0.98445606,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05407356843352318},{"word":"and","start":459.62997,"end":459.78998,"confidence":0.9977895,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.007253676652908325},{"word":"out","start":459.78998,"end":459.94998,"confidence":0.9998553,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.045545097440481186},{"word":"of","start":459.94998,"end":460.03,"confidence":0.9984091,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01736849546432495},{"word":"the","start":460.03,"end":460.27,"confidence":0.9978483,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01299162209033966},{"word":"shower","start":460.27,"end":460.59,"confidence":0.9997905,"punctuated_word":"shower","sentiment":"neutral","sentiment_score":-0.0021019168198108673},{"word":"and","start":460.59,"end":460.83,"confidence":0.7059619,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02883990108966827},{"word":"the","start":460.83,"end":460.99,"confidence":0.9983804,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.003171689808368683},{"word":"bath","start":460.99,"end":461.47,"confidence":0.8635813,"punctuated_word":"bath,","sentiment":"neutral","sentiment_score":-0.006438311189413071},{"word":"toileting","start":461.47,"end":461.94998,"confidence":0.9649422,"punctuated_word":"toileting,","sentiment":"neutral","sentiment_score":-0.04139989987015724},{"word":"and","start":461.94998,"end":462.11,"confidence":0.99974173,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.033831872045993805},{"word":"things","start":462.11,"end":462.50998,"confidence":0.99974686,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.02518215775489807},{"word":"like","start":462.50998,"end":462.75,"confidence":0.9996513,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.01389990746974945},{"word":"that","start":462.75,"end":463.25,"confidence":0.8807285,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.00970330275595188},{"word":"so","start":464.515,"end":464.755,"confidence":0.86370796,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0006879493594169617},{"word":"the","start":464.755,"end":464.83502,"confidence":0.97652173,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.000677499920129776},{"word":"big","start":464.83502,"end":465.075,"confidence":0.9994342,"punctuated_word":"big","sentiment":"neutral","sentiment_score":0.034137044101953506},{"word":"things","start":465.075,"end":465.39502,"confidence":0.96200466,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.023428963497281075},{"word":"but","start":465.39502,"end":465.55502,"confidence":0.9994485,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.015890799462795258},{"word":"if","start":465.55502,"end":465.795,"confidence":0.98489165,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.018138762563467022},{"word":"you","start":465.795,"end":465.875,"confidence":0.9995054,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.004519984126091003},{"word":"like","start":465.875,"end":466.195,"confidence":0.9686923,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.02927861362695694},{"word":"i","start":466.195,"end":466.27502,"confidence":0.99980146,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06930901110172272},{"word":"can","start":466.27502,"end":466.515,"confidence":0.9998233,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05470021441578865},{"word":"contact","start":466.515,"end":466.99503,"confidence":0.9993979,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.02984356135129929},{"word":"my","start":466.99503,"end":467.075,"confidence":0.97212964,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.0819791853427887},{"word":"team","start":467.075,"end":467.39502,"confidence":0.7580588,"punctuated_word":"team.","sentiment":"neutral","sentiment_score":0.063555508852005},{"word":"like","start":467.39502,"end":467.635,"confidence":0.8269761,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.09446343779563904},{"word":"we","start":467.635,"end":467.795,"confidence":0.99490345,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10901059210300446},{"word":"can","start":467.795,"end":467.95502,"confidence":0.9995745,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1063886433839798},{"word":"contact","start":467.95502,"end":468.27502,"confidence":0.99968696,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.055448099970817566},{"word":"the","start":468.27502,"end":468.435,"confidence":0.9986345,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08659403771162033},{"word":"claims","start":468.435,"end":468.755,"confidence":0.979715,"punctuated_word":"claims","sentiment":"neutral","sentiment_score":0.05406656488776207},{"word":"department","start":468.755,"end":469.23502,"confidence":0.9628421,"punctuated_word":"department","sentiment":"neutral","sentiment_score":0.0817849338054657},{"word":"from","start":469.23502,"end":469.315,"confidence":0.7938752,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.11663595587015152},{"word":"nios","start":469.315,"end":469.715,"confidence":0.55725527,"punctuated_word":"Nios.","sentiment":"neutral","sentiment_score":0.07301504909992218},{"word":"we","start":469.715,"end":469.795,"confidence":0.99237025,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.11472491919994354},{"word":"can","start":469.795,"end":469.95502,"confidence":0.99928063,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12336650490760805},{"word":"talk","start":469.95502,"end":470.195,"confidence":0.9988865,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.11047625541687012},{"word":"to","start":470.195,"end":470.355,"confidence":0.97720045,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1166563630104065},{"word":"them","start":470.355,"end":470.515,"confidence":0.99522156,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.09743869304656982},{"word":"about","start":470.515,"end":470.755,"confidence":0.99647,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08177348971366882},{"word":"exactly","start":470.755,"end":471.155,"confidence":0.9992132,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.12025658786296844},{"word":"what","start":471.155,"end":471.39502,"confidence":0.99850404,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0953124538064003},{"word":"they","start":471.39502,"end":471.635,"confidence":0.83337396,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.05886364355683327},{"word":"would","start":471.635,"end":471.875,"confidence":0.99673057,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.06996893137693405},{"word":"need","start":471.875,"end":472.27502,"confidence":0.99750984,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.03346075862646103},{"word":"with","start":472.27502,"end":472.595,"confidence":0.9991301,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.05134424567222595},{"word":"regard","start":472.595,"end":473.095,"confidence":0.957857,"punctuated_word":"regard","sentiment":"neutral","sentiment_score":0.057023726403713226},{"word":"to","start":473.39502,"end":473.55502,"confidence":0.9990989,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07325398921966553},{"word":"the","start":473.55502,"end":473.715,"confidence":0.9992612,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0306084081530571},{"word":"adl","start":473.715,"end":474.195,"confidence":0.9440679,"punctuated_word":"ADL","sentiment":"neutral","sentiment_score":0.009850872680544851},{"word":"definition","start":474.195,"end":474.695,"confidence":0.84088755,"punctuated_word":"definition,","sentiment":"neutral","sentiment_score":0.04875726252794266},{"word":"and","start":475.23502,"end":475.39502,"confidence":0.892524,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12373533844947816},{"word":"then","start":475.39502,"end":475.55502,"confidence":0.99985015,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1417824923992157},{"word":"we","start":475.55502,"end":475.715,"confidence":0.99973196,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0903235673904419},{"word":"can","start":475.715,"end":475.875,"confidence":0.9998511,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14119116961956024},{"word":"always","start":475.875,"end":476.195,"confidence":0.99978465,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.16757169365882874},{"word":"come","start":476.195,"end":476.355,"confidence":0.9998258,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.1136324107646942},{"word":"back","start":476.355,"end":476.515,"confidence":0.9998816,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.14653563499450684},{"word":"and","start":476.515,"end":476.755,"confidence":0.9982774,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08172911405563354},{"word":"try","start":476.755,"end":476.915,"confidence":0.9979007,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.14437660574913025},{"word":"to","start":476.915,"end":476.995,"confidence":0.99868447,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14686357975006104},{"word":"reassess","start":476.995,"end":477.495,"confidence":0.99935836,"punctuated_word":"reassess","sentiment":"neutral","sentiment_score":0.08716809004545212},{"word":"that","start":477.55502,"end":477.715,"confidence":0.99968076,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1519661396741867},{"word":"with","start":477.715,"end":477.875,"confidence":0.9996278,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1237998753786087},{"word":"you","start":477.875,"end":478.11502,"confidence":0.999794,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.11059878766536713},{"word":"does","start":478.11502,"end":478.27502,"confidence":0.99838805,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.08553463965654373},{"word":"that","start":478.27502,"end":478.435,"confidence":0.9997003,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1568273901939392},{"word":"sound","start":478.435,"end":478.67502,"confidence":0.99939334,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.09940653294324876},{"word":"like","start":478.67502,"end":478.83502,"confidence":0.98888177,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.12190525978803636},{"word":"something","start":478.83502,"end":479.075,"confidence":0.9988164,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.09068725258111954},{"word":"you'd","start":479.075,"end":479.315,"confidence":0.9993659,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.09953320026397704},{"word":"be","start":479.315,"end":479.52,"confidence":0.9996946,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.10248999297618866},{"word":"comfortable","start":479.68,"end":479.84,"confidence":0.9998247,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.05622946843504906},{"word":"with","start":479.84,"end":480.0,"confidence":0.99971896,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08735454082489014},{"word":"me","start":480.0,"end":480.24,"confidence":0.9992592,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.09645320475101472},{"word":"doing","start":480.24,"end":480.74,"confidence":0.99960726,"punctuated_word":"doing?","sentiment":"neutral","sentiment_score":0.07305631041526794},{"word":"yeah","start":482.16,"end":482.63998,"confidence":0.8649701,"punctuated_word":"Yeah?","sentiment":"neutral","sentiment_score":0.12625275552272797},{"word":"yeah","start":482.63998,"end":482.96,"confidence":0.8370803,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.40719443559646606},{"word":"beautiful","start":482.96,"end":483.46,"confidence":0.9993578,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6844737529754639},{"word":"that","start":483.59998,"end":483.75998,"confidence":0.999474,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.4834083914756775},{"word":"way","start":483.75998,"end":484.0,"confidence":0.9998802,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.4500406086444855},{"word":"you","start":484.0,"end":484.16,"confidence":0.54926586,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.504846453666687},{"word":"don't","start":484.16,"end":484.47998,"confidence":0.9999377,"punctuated_word":"don't","sentiment":"positive","sentiment_score":0.4684650599956513},{"word":"have","start":484.47998,"end":484.72,"confidence":0.99984837,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3641542196273804},{"word":"to","start":484.72,"end":484.8,"confidence":0.99857473,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.34969449043273926},{"word":"go","start":484.8,"end":485.03998,"confidence":0.9998753,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.28857073187828064},{"word":"through","start":485.03998,"end":485.28,"confidence":0.99984014,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2871145009994507},{"word":"that","start":485.28,"end":485.52,"confidence":0.9905585,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4366634786128998},{"word":"whole","start":485.52,"end":485.75998,"confidence":0.99988234,"punctuated_word":"whole","sentiment":"positive","sentiment_score":0.362546980381012},{"word":"claims","start":485.75998,"end":486.24,"confidence":0.9479101,"punctuated_word":"claims","sentiment":"neutral","sentiment_score":0.2813590466976166},{"word":"process","start":486.24,"end":486.72,"confidence":0.99890697,"punctuated_word":"process","sentiment":"positive","sentiment_score":0.3721666932106018},{"word":"again","start":486.72,"end":487.22,"confidence":0.99872226,"punctuated_word":"again","sentiment":"positive","sentiment_score":0.39118537306785583},{"word":"until","start":487.28,"end":487.68,"confidence":0.99615675,"punctuated_word":"until","sentiment":"positive","sentiment_score":0.3577771484851837},{"word":"we","start":487.68,"end":487.84,"confidence":0.99980325,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.3206520676612854},{"word":"know","start":487.84,"end":488.15997,"confidence":0.99963117,"punctuated_word":"know","sentiment":"positive","sentiment_score":0.3534816801548004},{"word":"we're","start":488.15997,"end":488.4,"confidence":0.97514516,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.41749629378318787},{"word":"able","start":488.4,"end":488.8,"confidence":0.99971884,"punctuated_word":"able","sentiment":"positive","sentiment_score":0.392650306224823},{"word":"to","start":488.8,"end":488.96,"confidence":0.99954116,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.47406506538391113},{"word":"do","start":488.96,"end":489.19998,"confidence":0.99990463,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4408881664276123},{"word":"so","start":489.19998,"end":489.69998,"confidence":0.83944356,"punctuated_word":"so.","sentiment":"positive","sentiment_score":0.4385264217853546},{"word":"but","start":489.91998,"end":490.15997,"confidence":0.63243794,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.3260188400745392},{"word":"it","start":490.15997,"end":490.31998,"confidence":0.99942917,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2798575460910797},{"word":"gives","start":490.31998,"end":490.63998,"confidence":0.999731,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.19345562160015103},{"word":"you","start":490.63998,"end":490.8,"confidence":0.71474993,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24042922258377075},{"word":"a","start":490.8,"end":490.87997,"confidence":0.9922333,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23393121361732483},{"word":"bit","start":490.87997,"end":491.03998,"confidence":0.9955361,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.23641842603683472},{"word":"of","start":491.03998,"end":491.19998,"confidence":0.99509513,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.29076969623565674},{"word":"clarity","start":491.19998,"end":491.68,"confidence":0.9996778,"punctuated_word":"clarity","sentiment":"neutral","sentiment_score":0.332099974155426},{"word":"around","start":491.68,"end":492.15997,"confidence":0.9992318,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.303452730178833},{"word":"how","start":492.15997,"end":492.4,"confidence":0.97787684,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.21121779084205627},{"word":"to","start":492.4,"end":492.56,"confidence":0.99723,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2458762228488922},{"word":"claim","start":492.56,"end":492.96,"confidence":0.9976599,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.24652835726737976},{"word":"on","start":492.96,"end":493.03998,"confidence":0.8276844,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.3083384037017822},{"word":"that","start":493.03998,"end":493.19998,"confidence":0.9929859,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.33357885479927063},{"word":"tbd","start":493.19998,"end":493.69998,"confidence":0.6614851,"punctuated_word":"TBD.","sentiment":"neutral","sentiment_score":0.20337852835655212},{"word":"if","start":495.19498,"end":495.435,"confidence":0.99519473,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.07450880855321884},{"word":"you","start":495.435,"end":495.675,"confidence":0.9999318,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1244165301322937},{"word":"are","start":495.675,"end":495.835,"confidence":0.9992976,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.08312932401895523},{"word":"not","start":495.835,"end":495.995,"confidence":0.9994789,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.13431107997894287},{"word":"able","start":495.995,"end":496.235,"confidence":0.9996137,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.14662060141563416},{"word":"to","start":496.235,"end":496.31497,"confidence":0.99948823,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16252999007701874},{"word":"go","start":496.31497,"end":496.555,"confidence":0.97343314,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.15251563489437103},{"word":"back","start":496.555,"end":496.63498,"confidence":0.9590352,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.06855607032775879},{"word":"to","start":496.63498,"end":496.79498,"confidence":0.99853086,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07451814413070679},{"word":"work","start":496.79498,"end":497.03497,"confidence":0.9960567,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.07878866791725159},{"word":"and","start":497.03497,"end":497.19498,"confidence":0.48392758,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.023875318467617035},{"word":"you","start":497.19498,"end":497.35498,"confidence":0.9986053,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03639303147792816},{"word":"do","start":497.35498,"end":497.59497,"confidence":0.9996425,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06617723405361176},{"word":"need","start":497.59497,"end":497.835,"confidence":0.9995278,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.00041826069355010986},{"word":"assistance","start":497.835,"end":498.31497,"confidence":0.9953234,"punctuated_word":"assistance,","sentiment":"neutral","sentiment_score":-0.010567490011453629},{"word":"we","start":498.31497,"end":498.555,"confidence":0.99749786,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.020897284150123596},{"word":"do","start":498.555,"end":498.715,"confidence":0.9996766,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.014742642641067503},{"word":"wanna","start":498.715,"end":499.03497,"confidence":0.9719642,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.05161237716674805},{"word":"try","start":499.03497,"end":499.35498,"confidence":0.9981201,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.02184766530990601},{"word":"and","start":499.35498,"end":499.51498,"confidence":0.9977731,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03382277488708496},{"word":"claim","start":499.51498,"end":499.835,"confidence":0.9554218,"punctuated_word":"claim,","sentiment":"neutral","sentiment_score":0.05996955186128616},{"word":"but","start":499.835,"end":499.995,"confidence":0.99970394,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.036928802728652954},{"word":"we","start":499.995,"end":500.155,"confidence":0.99973947,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.20496273040771484},{"word":"don't","start":500.155,"end":500.395,"confidence":0.99992365,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.26102158427238464},{"word":"want","start":500.395,"end":500.555,"confidence":0.99907625,"punctuated_word":"want","sentiment":"negative","sentiment_score":-0.3625313937664032},{"word":"you","start":500.555,"end":500.79498,"confidence":0.9995834,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.3859848976135254},{"word":"to","start":500.79498,"end":500.875,"confidence":0.99887234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.3113780617713928},{"word":"keep","start":500.875,"end":501.19498,"confidence":0.9996288,"punctuated_word":"keep","sentiment":"negative","sentiment_score":-0.6183080077171326},{"word":"claiming","start":501.19498,"end":501.59497,"confidence":0.9817359,"punctuated_word":"claiming","sentiment":"negative","sentiment_score":-0.4359304010868073},{"word":"and","start":501.59497,"end":501.75497,"confidence":0.99051595,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.49349263310432434},{"word":"be","start":501.75497,"end":502.25497,"confidence":0.9910114,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.4833504557609558},{"word":"given","start":502.63498,"end":502.955,"confidence":0.9392232,"punctuated_word":"given","sentiment":"negative","sentiment_score":-0.6666602492332458},{"word":"a","start":502.955,"end":503.115,"confidence":0.99269146,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.4348834455013275},{"word":"decline","start":503.115,"end":503.59497,"confidence":0.9992594,"punctuated_word":"decline","sentiment":"negative","sentiment_score":-0.4185250699520111},{"word":"every","start":503.59497,"end":503.91498,"confidence":0.9989666,"punctuated_word":"every","sentiment":"negative","sentiment_score":-0.4712622463703155},{"word":"time","start":503.91498,"end":504.155,"confidence":0.94695014,"punctuated_word":"time.","sentiment":"negative","sentiment_score":-0.47090524435043335},{"word":"it's","start":504.155,"end":504.395,"confidence":0.99939615,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.7049128413200378},{"word":"not","start":504.395,"end":504.715,"confidence":0.99980634,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.7418550848960876},{"word":"great","start":504.715,"end":505.03497,"confidence":0.99072635,"punctuated_word":"great","sentiment":"negative","sentiment_score":-0.6241930723190308},{"word":"for","start":505.03497,"end":505.275,"confidence":0.9934342,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.67708420753479},{"word":"yourself","start":505.275,"end":505.775,"confidence":0.9602288,"punctuated_word":"yourself.","sentiment":"negative","sentiment_score":-0.6097626686096191},{"word":"so","start":506.79498,"end":506.955,"confidence":0.9805822,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1624954640865326},{"word":"i'll","start":506.955,"end":507.19498,"confidence":0.99717414,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.118795745074749},{"word":"go","start":507.19498,"end":507.435,"confidence":0.99976915,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.05558663234114647},{"word":"back","start":507.435,"end":507.59497,"confidence":0.99957436,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.19803467392921448},{"word":"and","start":507.59497,"end":507.835,"confidence":0.989085,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.18248668313026428},{"word":"do","start":507.835,"end":507.995,"confidence":0.9994618,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.22883464395999908},{"word":"a","start":507.995,"end":508.07498,"confidence":0.99850744,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.20310325920581815},{"word":"bit","start":508.07498,"end":508.235,"confidence":0.9988103,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.1856493502855301},{"word":"of","start":508.235,"end":508.735,"confidence":0.99623775,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2695778012275696},{"word":"it","start":509.72998,"end":509.88998,"confidence":0.99277544,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.11830046772956848},{"word":"is","start":509.88998,"end":510.37,"confidence":0.9746729,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.10800134390592576},{"word":"it","start":510.37,"end":510.61,"confidence":0.9961118,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.0684240385890007},{"word":"is","start":510.61,"end":511.11,"confidence":0.99720716,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.05254197865724563},{"word":"yeah","start":511.16998,"end":511.66998,"confidence":0.99810594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011958293616771698},{"word":"so","start":512.29,"end":512.52997,"confidence":0.96499366,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.020752735435962677},{"word":"we'll","start":512.52997,"end":512.77,"confidence":0.9908537,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":-0.008847914636135101},{"word":"i'll","start":512.85,"end":513.01,"confidence":0.9999283,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.009199674241244791},{"word":"go","start":513.01,"end":513.17,"confidence":0.99964035,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.017221227288246155},{"word":"back","start":513.17,"end":513.41,"confidence":0.84375906,"punctuated_word":"back,","sentiment":"neutral","sentiment_score":0.017002884298563004},{"word":"and","start":513.41,"end":513.49,"confidence":0.99977535,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05481400340795517},{"word":"i'll","start":513.49,"end":513.64996,"confidence":0.99993575,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.05175870284438133},{"word":"find","start":513.64996,"end":513.89,"confidence":0.99902844,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.05138888210058212},{"word":"out","start":513.89,"end":513.97,"confidence":0.94611967,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.06391468644142151},{"word":"from","start":513.97,"end":514.13,"confidence":0.8816013,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.0793355405330658},{"word":"the","start":514.13,"end":514.20996,"confidence":0.99164987,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03991056978702545},{"word":"claims","start":514.20996,"end":514.61,"confidence":0.95872545,"punctuated_word":"claims","sentiment":"neutral","sentiment_score":-0.0019929707050323486},{"word":"team","start":514.61,"end":514.77,"confidence":0.9986993,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.012272849678993223},{"word":"what","start":514.77,"end":514.93,"confidence":0.9964366,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0742209255695343},{"word":"they","start":514.93,"end":515.17,"confidence":0.99731845,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.013716742396354675},{"word":"exactly","start":515.17,"end":515.64996,"confidence":0.9978047,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.05454510450363159},{"word":"want","start":515.64996,"end":515.97,"confidence":0.99823475,"punctuated_word":"want,","sentiment":"neutral","sentiment_score":-0.0026050880551338196},{"word":"what","start":515.97,"end":516.13,"confidence":0.9999136,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.01876319944858551},{"word":"they","start":516.13,"end":516.37,"confidence":0.99981016,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.031891465187072754},{"word":"need","start":516.37,"end":516.52997,"confidence":0.99695826,"punctuated_word":"need,","sentiment":"neutral","sentiment_score":-0.01235254853963852},{"word":"what","start":516.52997,"end":516.77,"confidence":0.9996489,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.02691708505153656},{"word":"kind","start":516.77,"end":516.93,"confidence":0.65972847,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.06809142976999283},{"word":"of","start":516.93,"end":517.01,"confidence":0.99822146,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06339620053768158},{"word":"evidence","start":517.01,"end":517.49,"confidence":0.99599224,"punctuated_word":"evidence","sentiment":"neutral","sentiment_score":-0.06139740347862244},{"word":"they're","start":517.49,"end":517.73,"confidence":0.99657434,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.0013085728278383613},{"word":"gonna","start":517.73,"end":517.97,"confidence":0.9961389,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.00020658224821090696},{"word":"ask","start":517.97,"end":518.20996,"confidence":0.9980032,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.007315829396247864},{"word":"for","start":518.20996,"end":518.70996,"confidence":0.7593622,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":0.013105768710374832},{"word":"and","start":519.17,"end":519.41,"confidence":0.9605893,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.111044779419899},{"word":"then","start":519.41,"end":519.57,"confidence":0.9991241,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.12149310111999512},{"word":"we","start":519.57,"end":519.81,"confidence":0.9979553,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0878290981054306},{"word":"can","start":519.81,"end":520.13,"confidence":0.9979111,"punctuated_word":"can,","sentiment":"neutral","sentiment_score":0.10835327208042143},{"word":"you","start":520.13,"end":520.29,"confidence":0.9956535,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0764937624335289},{"word":"know","start":520.29,"end":520.61,"confidence":0.998966,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.08169949054718018},{"word":"come","start":520.61,"end":520.77,"confidence":0.9979074,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.15393322706222534},{"word":"back","start":520.77,"end":521.145,"confidence":0.9962197,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.12703478336334229},{"word":"to","start":521.145,"end":521.305,"confidence":0.7995668,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0798143520951271},{"word":"you","start":521.305,"end":521.385,"confidence":0.9922954,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1127900928258896},{"word":"and","start":521.385,"end":521.54504,"confidence":0.9805047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1565241664648056},{"word":"let","start":521.54504,"end":521.585,"confidence":0.9996344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.12934502959251404},{"word":"you","start":521.585,"end":521.625,"confidence":0.9987679,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12681648135185242},{"word":"know","start":521.625,"end":522.025,"confidence":0.9998764,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.1445729434490204},{"word":"what","start":522.025,"end":522.10504,"confidence":0.99958843,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.09759214520454408},{"word":"we're","start":522.10504,"end":522.34503,"confidence":0.999601,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.0870663970708847},{"word":"gonna","start":522.34503,"end":522.585,"confidence":0.9984005,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1000845953822136},{"word":"need","start":522.585,"end":522.825,"confidence":0.9993383,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.06535757333040237},{"word":"so","start":522.825,"end":522.98505,"confidence":0.8421198,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.09258849918842316},{"word":"you","start":522.98505,"end":523.145,"confidence":0.99932516,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15382497012615204},{"word":"can","start":523.145,"end":523.305,"confidence":0.9993783,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12948650121688843},{"word":"keep","start":523.305,"end":523.54504,"confidence":0.9996885,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.26333457231521606},{"word":"working","start":523.54504,"end":523.865,"confidence":0.9997243,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.17889322340488434},{"word":"with","start":523.865,"end":524.10504,"confidence":0.9995474,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1670452505350113},{"word":"your","start":524.10504,"end":524.265,"confidence":0.987806,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09245459735393524},{"word":"doctors","start":524.265,"end":524.585,"confidence":0.94499075,"punctuated_word":"doctors.","sentiment":"neutral","sentiment_score":0.03826620429754257},{"word":"because","start":524.585,"end":524.825,"confidence":0.9813665,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.00018799304962158203},{"word":"do","start":524.825,"end":524.98505,"confidence":0.811468,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.00735858827829361},{"word":"you","start":524.98505,"end":525.145,"confidence":0.9991862,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.008685164153575897},{"word":"go","start":525.145,"end":525.305,"confidence":0.998966,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.004552565515041351},{"word":"back","start":525.305,"end":525.465,"confidence":0.99937564,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.007861226797103882},{"word":"to","start":525.465,"end":525.625,"confidence":0.99770665,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0018243193626403809},{"word":"the","start":525.625,"end":525.78503,"confidence":0.99887675,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0059536173939704895},{"word":"doctor","start":525.78503,"end":526.10504,"confidence":0.99766564,"punctuated_word":"doctor","sentiment":"neutral","sentiment_score":-0.0521678663790226},{"word":"very","start":526.10504,"end":526.34503,"confidence":0.72373974,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.02149004489183426},{"word":"on","start":526.505,"end":526.66504,"confidence":0.9937878,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.004490062594413757},{"word":"a","start":526.66504,"end":526.825,"confidence":0.99902296,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.005158267915248871},{"word":"regular","start":526.825,"end":527.22504,"confidence":0.9998518,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.0106063112616539},{"word":"basis","start":527.22504,"end":527.625,"confidence":0.9995882,"punctuated_word":"basis","sentiment":"neutral","sentiment_score":0.019048161804676056},{"word":"to","start":527.625,"end":527.78503,"confidence":0.9951147,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.001678675413131714},{"word":"have","start":527.78503,"end":527.945,"confidence":0.93799734,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.021235305815935135},{"word":"things","start":527.945,"end":528.265,"confidence":0.98267233,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.017916187644004822},{"word":"looked","start":528.265,"end":528.585,"confidence":0.91712976,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":0.017695557326078415},{"word":"at","start":528.585,"end":528.745,"confidence":0.9730875,"punctuated_word":"at?","sentiment":"neutral","sentiment_score":-0.008236099034547806},{"word":"how","start":528.745,"end":528.98505,"confidence":0.99921095,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.010711969807744026},{"word":"often","start":528.98505,"end":529.305,"confidence":0.99979264,"punctuated_word":"often","sentiment":"neutral","sentiment_score":-0.0125400573015213},{"word":"do","start":529.305,"end":529.465,"confidence":0.9989091,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.027961041778326035},{"word":"you","start":529.465,"end":529.625,"confidence":0.99913186,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.019314467906951904},{"word":"see","start":529.625,"end":529.865,"confidence":0.9910945,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.011522121727466583},{"word":"your","start":529.865,"end":530.025,"confidence":0.99939704,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.01470080390572548},{"word":"doctors","start":530.025,"end":530.525,"confidence":0.9901105,"punctuated_word":"doctors?","sentiment":"neutral","sentiment_score":-0.003384627401828766},{"word":"yep","start":533.72,"end":534.22,"confidence":0.9099413,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07871644198894501},{"word":"yep","start":542.68,"end":543.18,"confidence":0.9939301,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09053458273410796},{"word":"okay","start":551.89496,"end":552.39496,"confidence":0.99836504,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.023400478065013885},{"word":"yep","start":558.79,"end":559.29,"confidence":0.7761842,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.052969545125961304},{"word":"yep","start":566.55,"end":566.79,"confidence":0.9555049,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06386557966470718},{"word":"okay","start":566.79,"end":567.27,"confidence":0.9672568,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0845637321472168},{"word":"no","start":567.27,"end":567.51,"confidence":0.98979974,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.1181652769446373},{"word":"not","start":567.51,"end":567.67,"confidence":0.9966323,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.23971480131149292},{"word":"a","start":567.67,"end":567.83,"confidence":0.99911886,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17672744393348694},{"word":"problem","start":567.83,"end":568.15,"confidence":0.99984515,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.16452017426490784},{"word":"at","start":568.15,"end":568.23,"confidence":0.9948106,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.17076492309570312},{"word":"all","start":568.23,"end":568.39,"confidence":0.9994326,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.2433837354183197},{"word":"well","start":568.39,"end":568.55,"confidence":0.9510064,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.033515505492687225},{"word":"i'll","start":568.55,"end":568.71,"confidence":0.99981034,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.005456298589706421},{"word":"go","start":568.71,"end":568.87,"confidence":0.9985555,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.013038881123065948},{"word":"back","start":568.87,"end":569.03,"confidence":0.99938774,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.02067113295197487},{"word":"and","start":569.03,"end":569.19,"confidence":0.9604,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.028593387454748154},{"word":"switch","start":569.19,"end":569.43,"confidence":0.62851775,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":-0.013135286048054697},{"word":"to","start":569.43,"end":569.51,"confidence":0.9556965,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.012249007821083069},{"word":"the","start":569.51,"end":569.67,"confidence":0.9396099,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01046719215810299},{"word":"claims","start":569.67,"end":570.07,"confidence":0.87418014,"punctuated_word":"claims","sentiment":"neutral","sentiment_score":-0.014798901975154877},{"word":"team","start":570.07,"end":570.57,"confidence":0.9990235,"punctuated_word":"team.","sentiment":"neutral","sentiment_score":-0.02275274321436882},{"word":"yeah","start":570.71,"end":571.21,"confidence":0.86674714,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0236542709171772},{"word":"yes","start":573.52496,"end":574.02496,"confidence":0.89593387,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.022650618106126785},{"word":"yep","start":581.285,"end":581.785,"confidence":0.9533056,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.04144691675901413},{"word":"yep","start":587.3,"end":587.7,"confidence":0.9867611,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.015545664355158806},{"word":"yep","start":587.7,"end":588.1,"confidence":0.9954497,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.052616965025663376},{"word":"that's","start":588.1,"end":588.34,"confidence":0.9962987,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.15098577737808228},{"word":"okay","start":588.34,"end":588.84,"confidence":0.99941266,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.13428430259227753},{"word":"not","start":589.06,"end":589.3,"confidence":0.9965174,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.14345687627792358},{"word":"a","start":589.3,"end":589.38,"confidence":0.99925894,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0413745753467083},{"word":"problem","start":589.38,"end":589.7,"confidence":0.99978846,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.07009637355804443},{"word":"at","start":589.7,"end":589.86,"confidence":0.99904245,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.053870730102062225},{"word":"all","start":589.86,"end":589.94,"confidence":0.9887914,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.021050628274679184},{"word":"and","start":589.94,"end":590.1,"confidence":0.9917212,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.016635015606880188},{"word":"you're","start":590.1,"end":590.6,"confidence":0.94197625,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.01147308386862278},{"word":"in","start":592.1,"end":592.34,"confidence":0.98798823,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.014331065118312836},{"word":"december","start":592.34,"end":592.84,"confidence":0.9937135,"punctuated_word":"December.","sentiment":"neutral","sentiment_score":-0.0030236225575208664},{"word":"okay","start":592.98,"end":593.48,"confidence":0.9995215,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2509610652923584},{"word":"perfect","start":594.1,"end":594.6,"confidence":0.9954265,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3404947817325592},{"word":"and","start":596.515,"end":596.755,"confidence":0.9974324,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.02307111024856567},{"word":"the","start":596.755,"end":596.91504,"confidence":0.99957436,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13020220398902893},{"word":"doctors","start":596.91504,"end":597.23505,"confidence":0.9946296,"punctuated_word":"doctors","sentiment":"neutral","sentiment_score":-0.20591287314891815},{"word":"are","start":597.23505,"end":597.315,"confidence":0.998607,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1845833659172058},{"word":"basically","start":597.315,"end":597.715,"confidence":0.9865567,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.16351236402988434},{"word":"saying","start":597.715,"end":597.955,"confidence":0.9988458,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":-0.16941547393798828},{"word":"you're","start":597.955,"end":598.115,"confidence":0.9882576,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.2450551837682724},{"word":"not","start":598.115,"end":598.275,"confidence":0.9999044,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.26960575580596924},{"word":"gonna","start":598.275,"end":598.515,"confidence":0.98683006,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.2801000773906708},{"word":"be","start":598.515,"end":598.59503,"confidence":0.9985543,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.24811537563800812},{"word":"able","start":598.59503,"end":598.715,"confidence":0.9828384,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.24476835131645203},{"word":"to","start":598.715,"end":598.835,"confidence":0.9983039,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.30629488825798035},{"word":"go","start":598.835,"end":598.995,"confidence":0.80859935,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.30114492774009705},{"word":"back","start":598.995,"end":599.155,"confidence":0.99567163,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.1151028499007225},{"word":"to","start":599.155,"end":599.315,"confidence":0.99953437,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1910051256418228},{"word":"landscaping","start":599.315,"end":599.815,"confidence":0.79540396,"punctuated_word":"landscaping.","sentiment":"neutral","sentiment_score":-0.18076957762241364},{"word":"they","start":599.955,"end":600.115,"confidence":0.3856827,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.31270506978034973},{"word":"they","start":600.115,"end":600.435,"confidence":0.41941175,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.31106653809547424},{"word":"you're","start":600.755,"end":600.91504,"confidence":0.99597836,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.3043126165866852},{"word":"gonna","start":600.91504,"end":601.155,"confidence":0.9975841,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.27938181161880493},{"word":"have","start":601.155,"end":601.395,"confidence":0.99916923,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.25995197892189026},{"word":"to","start":601.395,"end":601.47504,"confidence":0.9992493,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2534620761871338},{"word":"find","start":601.47504,"end":601.715,"confidence":0.999706,"punctuated_word":"find","sentiment":"neutral","sentiment_score":-0.262094110250473},{"word":"something","start":601.715,"end":602.03503,"confidence":0.9994973,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.1956321597099304},{"word":"else","start":602.03503,"end":602.35504,"confidence":0.99817604,"punctuated_word":"else.","sentiment":"neutral","sentiment_score":-0.2040015161037445},{"word":"is","start":602.35504,"end":602.515,"confidence":0.9997726,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.0558914951980114},{"word":"that","start":602.515,"end":602.755,"confidence":0.99995613,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.059469498693943024},{"word":"right","start":602.755,"end":603.255,"confidence":0.99987394,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":-0.027825787663459774},{"word":"yep","start":603.875,"end":604.375,"confidence":0.9883712,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.012203380465507507},{"word":"yep","start":605.555,"end":606.055,"confidence":0.8201596,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.005320226773619652},{"word":"okay","start":607.315,"end":607.815,"confidence":0.9989573,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.004324307665228844},{"word":"and","start":608.24,"end":608.48,"confidence":0.99903464,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.013553038239479063},{"word":"you're","start":608.48,"end":608.63995,"confidence":0.98555577,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.008444700390100479},{"word":"on","start":608.63995,"end":608.8,"confidence":0.9833159,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.015689212828874588},{"word":"workers'","start":608.8,"end":609.3,"confidence":0.7489298,"punctuated_word":"workers'","sentiment":"neutral","sentiment_score":-0.027358725666999817},{"word":"compensation","start":609.36,"end":609.86,"confidence":0.9998499,"punctuated_word":"compensation","sentiment":"neutral","sentiment_score":-0.031135082244873047},{"word":"at","start":609.92,"end":610.0,"confidence":0.9992692,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.01662418618798256},{"word":"the","start":610.0,"end":610.16,"confidence":0.9995264,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.013949856162071228},{"word":"moment","start":610.16,"end":610.48,"confidence":0.99339086,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.013819068670272827},{"word":"is","start":610.48,"end":610.72,"confidence":0.9998915,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.009042693302035332},{"word":"that","start":610.72,"end":610.87994,"confidence":0.99997735,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.012597531080245972},{"word":"right","start":610.87994,"end":611.37994,"confidence":0.9998924,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.006339075043797493},{"word":"yep","start":612.72,"end":613.22,"confidence":0.94307804,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01842944137752056},{"word":"how","start":613.27997,"end":613.51996,"confidence":0.76149166,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.0024985000491142273},{"word":"much","start":613.51996,"end":613.75995,"confidence":0.99982136,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.006406113505363464},{"word":"are","start":613.75995,"end":613.83997,"confidence":0.87410206,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0010575540363788605},{"word":"you","start":613.83997,"end":614.0,"confidence":0.9989519,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.007563892751932144},{"word":"sort","start":614.0,"end":614.31995,"confidence":0.9867513,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.008152518421411514},{"word":"of","start":614.31995,"end":614.8,"confidence":0.99924684,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.010466378182172775},{"word":"receiving","start":614.8,"end":615.27997,"confidence":0.9991487,"punctuated_word":"receiving","sentiment":"neutral","sentiment_score":0.01271725445985794},{"word":"from","start":615.27997,"end":615.51996,"confidence":0.99977857,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.01816500723361969},{"word":"that","start":615.51996,"end":615.75995,"confidence":0.9981851,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03026331588625908},{"word":"on","start":615.75995,"end":615.92,"confidence":0.99776125,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02570658177137375},{"word":"a","start":615.92,"end":616.0,"confidence":0.99970275,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02692079171538353},{"word":"regular","start":616.0,"end":616.39996,"confidence":0.9999807,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.024724476039409637},{"word":"basis","start":616.39996,"end":616.89996,"confidence":0.99771494,"punctuated_word":"basis?","sentiment":"neutral","sentiment_score":0.02276933752000332},{"word":"what's","start":616.95996,"end":617.27997,"confidence":0.9986646,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":-0.0008923920686356723},{"word":"the","start":617.27997,"end":617.51996,"confidence":0.9979284,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0048811472952365875},{"word":"amount","start":617.51996,"end":617.83997,"confidence":0.99351585,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.0008289627730846405},{"word":"you're","start":617.83997,"end":618.0,"confidence":0.99178785,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.001044807955622673},{"word":"sort","start":618.0,"end":618.24,"confidence":0.99507767,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.0004102513194084167},{"word":"of","start":618.24,"end":618.39996,"confidence":0.9916013,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.004889708012342453},{"word":"receiving","start":618.39996,"end":618.8,"confidence":0.9993967,"punctuated_word":"receiving","sentiment":"neutral","sentiment_score":-0.007146213203668594},{"word":"there","start":618.8,"end":619.04,"confidence":0.991134,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.007345255464315414},{"word":"currently","start":619.04,"end":619.54,"confidence":0.99564904,"punctuated_word":"currently?","sentiment":"neutral","sentiment_score":-0.014706932008266447},{"word":"1,200","start":623.055,"end":624.175,"confidence":0.9936,"punctuated_word":"1,200","sentiment":"neutral","sentiment_score":-0.005885530263185501},{"word":"per","start":624.175,"end":624.495,"confidence":0.99979836,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.010497979819774628},{"word":"week","start":624.495,"end":624.995,"confidence":0.980008,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":-0.01021299697458744},{"word":"and","start":625.295,"end":625.455,"confidence":0.7472539,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.012944141402840614},{"word":"is","start":625.455,"end":625.535,"confidence":0.9952571,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.023499522358179092},{"word":"your","start":625.535,"end":625.77496,"confidence":0.9970642,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.038916245102882385},{"word":"wife","start":625.77496,"end":626.095,"confidence":0.9945035,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.04993753880262375},{"word":"worth","start":626.095,"end":626.33496,"confidence":0.8657645,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":-0.044682200998067856},{"word":"oh","start":630.33496,"end":630.415,"confidence":0.88355273,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.0011797025799751282},{"word":"wow","start":630.415,"end":630.915,"confidence":0.9776306,"punctuated_word":"wow.","sentiment":"neutral","sentiment_score":0.01157831773161888},{"word":"and","start":631.77496,"end":632.095,"confidence":0.99836844,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.011905789375305176},{"word":"do","start":632.095,"end":632.255,"confidence":0.9995777,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.02588227204978466},{"word":"you","start":632.255,"end":632.33496,"confidence":0.9997968,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02840026654303074},{"word":"know","start":632.33496,"end":632.575,"confidence":0.9995228,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.02605778351426125},{"word":"how","start":632.575,"end":632.735,"confidence":0.99942976,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.032753996551036835},{"word":"long","start":632.735,"end":632.975,"confidence":0.99993527,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.030664723366498947},{"word":"that's","start":632.975,"end":633.375,"confidence":0.9989302,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.03598172590136528},{"word":"expected","start":633.375,"end":633.875,"confidence":0.99989307,"punctuated_word":"expected","sentiment":"neutral","sentiment_score":-0.052038729190826416},{"word":"to","start":633.935,"end":634.095,"confidence":0.9997166,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05375996604561806},{"word":"continue","start":634.095,"end":634.595,"confidence":0.99972385,"punctuated_word":"continue","sentiment":"neutral","sentiment_score":-0.04353129118680954},{"word":"for","start":635.055,"end":635.555,"confidence":0.99726844,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.020036790519952778},{"word":"get","start":635.98,"end":636.1,"confidence":0.90845364,"punctuated_word":"Get","sentiment":"neutral","sentiment_score":-0.024049730971455578},{"word":"receiving","start":636.22003,"end":636.7,"confidence":0.5074123,"punctuated_word":"receiving","sentiment":"neutral","sentiment_score":-0.02305469661951065},{"word":"those","start":636.7,"end":636.94,"confidence":0.96727496,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.0268307626247406},{"word":"funds","start":636.94,"end":637.44,"confidence":0.90257996,"punctuated_word":"funds?","sentiment":"neutral","sentiment_score":-0.03010675497353077},{"word":"okay","start":643.26,"end":643.76,"confidence":0.99174774,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.0346599780023098},{"word":"okay","start":644.14,"end":644.64,"confidence":0.98729646,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.034285545349121094},{"word":"yep","start":644.78,"end":645.28,"confidence":0.97953415,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.03857509046792984},{"word":"okay","start":656.47504,"end":656.97504,"confidence":0.9817076,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06085631996393204},{"word":"beautiful","start":657.03503,"end":657.515,"confidence":0.98650634,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.29831311106681824},{"word":"that","start":657.515,"end":657.755,"confidence":0.94282085,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.019758746027946472},{"word":"was","start":657.755,"end":657.995,"confidence":0.9995677,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.20327602326869965},{"word":"an","start":657.995,"end":658.155,"confidence":0.9994905,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.17890086770057678},{"word":"injury","start":658.155,"end":658.47504,"confidence":0.9977749,"punctuated_word":"injury","sentiment":"neutral","sentiment_score":-0.18227693438529968},{"word":"that","start":658.47504,"end":658.635,"confidence":0.99972326,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11045944690704346},{"word":"happened","start":658.635,"end":659.03503,"confidence":0.99965453,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":-0.17311599850654602},{"word":"at","start":659.03503,"end":659.11505,"confidence":0.9988411,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.25393301248550415},{"word":"work","start":659.11505,"end":659.435,"confidence":0.99883896,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.2162029445171356},{"word":"then","start":659.435,"end":659.67505,"confidence":0.6813975,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.11666877567768096},{"word":"so","start":659.67505,"end":659.835,"confidence":0.96044004,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.027859270572662354},{"word":"you","start":659.835,"end":659.995,"confidence":0.90879,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0433788076043129},{"word":"should","start":659.995,"end":660.155,"confidence":0.5143865,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.07200810313224792},{"word":"be","start":660.155,"end":660.315,"confidence":0.99090147,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.12403656542301178},{"word":"on","start":660.315,"end":660.47504,"confidence":0.9936127,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.11036007106304167},{"word":"workers'","start":660.47504,"end":660.875,"confidence":0.7293396,"punctuated_word":"workers'","sentiment":"neutral","sentiment_score":-0.04146796464920044},{"word":"compensation","start":660.875,"end":661.375,"confidence":0.9273344,"punctuated_word":"compensation.","sentiment":"neutral","sentiment_score":-0.04403088241815567},{"word":"yep","start":661.59503,"end":662.09503,"confidence":0.94650745,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.015337513759732246},{"word":"okay","start":662.155,"end":662.655,"confidence":0.95018446,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.014013966545462608},{"word":"well","start":664.13,"end":664.37,"confidence":0.7711415,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.008693819865584373},{"word":"if","start":664.37,"end":664.52997,"confidence":0.99768996,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.007677823305130005},{"word":"they","start":664.52997,"end":664.61,"confidence":0.66259414,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.04502881318330765},{"word":"do","start":664.61,"end":664.85,"confidence":0.99939525,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.02387591451406479},{"word":"happen","start":664.85,"end":665.08997,"confidence":0.99893636,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":-0.010436385869979858},{"word":"to","start":665.08997,"end":665.17,"confidence":0.9981584,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.004089638590812683},{"word":"give","start":665.17,"end":665.32996,"confidence":0.9997559,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.03745773434638977},{"word":"you","start":665.32996,"end":665.49,"confidence":0.99983346,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03275151550769806},{"word":"a","start":665.49,"end":665.56995,"confidence":0.9993082,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01923399791121483},{"word":"settlement","start":665.56995,"end":666.05,"confidence":0.99685764,"punctuated_word":"settlement,","sentiment":"neutral","sentiment_score":-0.03319360688328743},{"word":"give","start":666.05,"end":666.20996,"confidence":0.99970764,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.03136991709470749},{"word":"me","start":666.20996,"end":666.37,"confidence":0.99986243,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.011101119220256804},{"word":"a","start":666.37,"end":666.44995,"confidence":0.9977496,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01974827796220779},{"word":"call","start":666.44995,"end":666.69,"confidence":0.92090833,"punctuated_word":"call.","sentiment":"neutral","sentiment_score":-0.05317334085702896},{"word":"let","start":666.69,"end":666.85,"confidence":0.9998273,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.20697997510433197},{"word":"me","start":666.85,"end":666.93,"confidence":0.9997967,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13730068504810333},{"word":"know","start":666.93,"end":667.08997,"confidence":0.9999063,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.15282684564590454},{"word":"because","start":667.08997,"end":667.32996,"confidence":0.85009503,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.14326006174087524},{"word":"we","start":667.32996,"end":667.41,"confidence":0.9982799,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.22120718657970428},{"word":"can","start":667.41,"end":667.64996,"confidence":0.9996437,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.26865851879119873},{"word":"definitely","start":667.64996,"end":667.97,"confidence":0.99928397,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.47128206491470337},{"word":"help","start":667.97,"end":668.20996,"confidence":0.99812144,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.3499448299407959},{"word":"provide","start":668.20996,"end":668.52997,"confidence":0.99474335,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.316072553396225},{"word":"some","start":668.52997,"end":668.76996,"confidence":0.9986607,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.3045714795589447},{"word":"advice","start":668.76996,"end":669.17,"confidence":0.9884526,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.3344416916370392},{"word":"on","start":669.17,"end":669.32996,"confidence":0.995823,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.32237252593040466},{"word":"what","start":669.32996,"end":669.49,"confidence":0.9997793,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.3114388585090637},{"word":"to","start":669.49,"end":669.64996,"confidence":0.99931633,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3213520050048828},{"word":"do","start":669.64996,"end":669.73,"confidence":0.999863,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.24876610934734344},{"word":"with","start":669.73,"end":669.88995,"confidence":0.99969614,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.24922819435596463},{"word":"the","start":669.88995,"end":670.05,"confidence":0.99846375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25636565685272217},{"word":"funds","start":670.05,"end":670.44995,"confidence":0.99741167,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.2273244857788086},{"word":"to","start":670.44995,"end":670.69,"confidence":0.98355937,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.23228061199188232},{"word":"you","start":670.69,"end":670.85,"confidence":0.9891924,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.35803452134132385},{"word":"know","start":670.85,"end":671.00995,"confidence":0.99991953,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2823384404182434},{"word":"provide","start":671.00995,"end":671.49,"confidence":0.9993455,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.27199339866638184},{"word":"benefit","start":671.49,"end":671.99,"confidence":0.91797644,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.33521994948387146},{"word":"for","start":672.05,"end":672.29,"confidence":0.9997341,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.28748852014541626},{"word":"you","start":672.29,"end":672.69,"confidence":0.99956274,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.28824812173843384},{"word":"okay","start":672.69,"end":673.19,"confidence":0.86201453,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.12969307601451874},{"word":"yeah","start":673.88995,"end":674.38995,"confidence":0.89380115,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03489355742931366},{"word":"yeah","start":675.825,"end":676.225,"confidence":0.9972612,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15477338433265686},{"word":"absolutely","start":676.225,"end":676.725,"confidence":0.9977797,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.3554314970970154},{"word":"not","start":677.505,"end":677.745,"confidence":0.9993826,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.32880738377571106},{"word":"a","start":677.745,"end":677.90497,"confidence":0.9998229,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21372438967227936},{"word":"problem","start":677.90497,"end":678.40497,"confidence":0.9989924,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.29279303550720215},{"word":"and","start":679.425,"end":679.925,"confidence":0.858517,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.12400761991739272},{"word":"so","start":681.105,"end":681.345,"confidence":0.6815265,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.07442115247249603},{"word":"with","start":681.345,"end":681.505,"confidence":0.98231,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03860077261924744},{"word":"your","start":681.505,"end":681.665,"confidence":0.9975618,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04289528727531433},{"word":"wife","start":681.665,"end":681.90497,"confidence":0.9947692,"punctuated_word":"wife,","sentiment":"neutral","sentiment_score":0.03505360335111618},{"word":"is","start":681.90497,"end":682.065,"confidence":0.9956499,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.014365372247993946},{"word":"she","start":682.065,"end":682.305,"confidence":0.99919826,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.023302951827645305},{"word":"working","start":682.305,"end":682.625,"confidence":0.9996245,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.017796993255615234},{"word":"at","start":682.625,"end":682.705,"confidence":0.9987871,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.01653759554028511},{"word":"the","start":682.705,"end":682.865,"confidence":0.99968886,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05719508230686188},{"word":"moment","start":682.865,"end":683.265,"confidence":0.9995727,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.04627556353807449},{"word":"as","start":683.265,"end":683.425,"confidence":0.99967015,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.041538409888744354},{"word":"well","start":683.425,"end":683.745,"confidence":0.89793295,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.03675466030836105},{"word":"or","start":683.745,"end":684.245,"confidence":0.98971575,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.03919123113155365},{"word":"yes","start":685.505,"end":685.825,"confidence":0.72264147,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.1348954439163208},{"word":"beautiful","start":685.825,"end":686.325,"confidence":0.99959373,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5296072959899902},{"word":"and","start":687.28,"end":687.36,"confidence":0.9916255,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15674135088920593},{"word":"how","start":687.36,"end":687.6,"confidence":0.9988152,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.07505015283823013},{"word":"are","start":687.6,"end":687.76,"confidence":0.8349999,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.06968150287866592},{"word":"you","start":687.76,"end":687.84,"confidence":0.9990852,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09890684485435486},{"word":"sort","start":687.84,"end":688.0,"confidence":0.9805664,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.13567720353603363},{"word":"of","start":688.0,"end":688.16003,"confidence":0.9412074,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09996896982192992},{"word":"finding","start":688.16003,"end":688.64,"confidence":0.9694927,"punctuated_word":"finding","sentiment":"neutral","sentiment_score":0.06315571069717407},{"word":"expenses","start":688.64,"end":689.12,"confidence":0.9471334,"punctuated_word":"expenses?","sentiment":"neutral","sentiment_score":0.06093047186732292},{"word":"are","start":689.12,"end":689.28,"confidence":0.98984045,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.00914273038506508},{"word":"you","start":689.28,"end":689.44,"confidence":0.998315,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.014013176783919334},{"word":"guys","start":689.44,"end":689.76,"confidence":0.9987073,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.020514093339443207},{"word":"okay","start":689.76,"end":690.08,"confidence":0.9918997,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.003608129918575287},{"word":"covering","start":690.08,"end":690.56,"confidence":0.9865932,"punctuated_word":"covering","sentiment":"neutral","sentiment_score":0.01016760803759098},{"word":"expenses","start":690.56,"end":691.06,"confidence":0.9516316,"punctuated_word":"expenses?","sentiment":"neutral","sentiment_score":0.02652488276362419},{"word":"is","start":691.12,"end":691.28,"confidence":0.9885002,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.028518587350845337},{"word":"money","start":691.28,"end":691.6,"confidence":0.9968748,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.04896663501858711},{"word":"a","start":691.6,"end":691.68,"confidence":0.99767476,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03731249645352363},{"word":"little","start":691.68,"end":691.84,"confidence":0.9999285,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.04753679037094116},{"word":"bit","start":691.84,"end":692.0,"confidence":0.99869126,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.05581425502896309},{"word":"tight","start":692.0,"end":692.24,"confidence":0.8076272,"punctuated_word":"tight","sentiment":"neutral","sentiment_score":-0.06348668038845062},{"word":"at","start":692.24,"end":692.32,"confidence":0.9991598,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.09663163870573044},{"word":"the","start":692.32,"end":692.4,"confidence":0.9985732,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03378244861960411},{"word":"moment","start":692.4,"end":692.72003,"confidence":0.95892566,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":-0.026197709143161777},{"word":"are","start":692.72003,"end":692.88,"confidence":0.99262625,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.027414893731474876},{"word":"you","start":692.88,"end":692.96,"confidence":0.99961036,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02889251336455345},{"word":"managing","start":692.96,"end":693.2,"confidence":0.97454417,"punctuated_word":"managing","sentiment":"neutral","sentiment_score":-0.06063072010874748},{"word":"to","start":693.2,"end":693.44,"confidence":0.9801452,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.042741257697343826},{"word":"put","start":693.44,"end":693.68,"confidence":0.9974032,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.046302687376737595},{"word":"much","start":693.68,"end":693.92,"confidence":0.9882884,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.045938000082969666},{"word":"away","start":693.92,"end":694.16003,"confidence":0.90985805,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.03727249428629875},{"word":"in","start":694.16003,"end":694.4,"confidence":0.9782261,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.043950218707323074},{"word":"savings","start":694.4,"end":694.9,"confidence":0.9343288,"punctuated_word":"savings?","sentiment":"neutral","sentiment_score":-0.03604539856314659},{"word":"or","start":695.04,"end":695.28,"confidence":0.9981268,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.01776321418583393},{"word":"yep","start":698.4,"end":698.895,"confidence":0.9376666,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":-0.03178941085934639},{"word":"okay","start":702.41504,"end":702.91504,"confidence":0.9968535,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.03874684125185013},{"word":"yep","start":705.375,"end":705.775,"confidence":0.99033797,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.005161073990166187},{"word":"yep","start":705.775,"end":706.275,"confidence":0.9885199,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.012034288607537746},{"word":"no","start":706.575,"end":706.815,"confidence":0.9689454,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.008655253797769547},{"word":"worries","start":706.815,"end":707.315,"confidence":0.96457666,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":-0.01798848621547222},{"word":"and","start":709.055,"end":709.555,"confidence":0.8076872,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.03932224214076996},{"word":"no","start":710.495,"end":710.815,"confidence":0.67417043,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.06698468327522278},{"word":"saving","start":710.815,"end":711.315,"confidence":0.8317208,"punctuated_word":"saving.","sentiment":"neutral","sentiment_score":-0.06671831011772156},{"word":"okay","start":711.935,"end":712.435,"confidence":0.9973053,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.024612803012132645},{"word":"yeah","start":718.98,"end":719.48,"confidence":0.9952074,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05817889794707298},{"word":"oh","start":722.42,"end":722.89996,"confidence":0.97508943,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.05783473327755928},{"word":"no","start":722.89996,"end":723.3,"confidence":0.9960575,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.10242991149425508},{"word":"i'm","start":723.3,"end":723.54,"confidence":0.9059135,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.11502613872289658},{"word":"sorry","start":723.54,"end":724.04,"confidence":0.9989729,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.15627168118953705},{"word":"yeah","start":724.26,"end":724.76,"confidence":0.9951782,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04248802363872528},{"word":"yep","start":725.495,"end":725.995,"confidence":0.940219,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.01575009524822235},{"word":"oh","start":735.815,"end":736.215,"confidence":0.9064442,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.028504036366939545},{"word":"wow","start":736.215,"end":736.715,"confidence":0.99706626,"punctuated_word":"wow.","sentiment":"neutral","sentiment_score":-0.03634709119796753},{"word":"so","start":737.175,"end":737.415,"confidence":0.83860123,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04196232184767723},{"word":"you","start":737.415,"end":737.65497,"confidence":0.9953193,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07490315288305283},{"word":"are","start":737.65497,"end":738.15497,"confidence":0.8212763,"punctuated_word":"are?","sentiment":"neutral","sentiment_score":-0.08767683804035187},{"word":"oh","start":740.03,"end":740.11005,"confidence":0.894863,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.29691141843795776},{"word":"that's","start":740.11005,"end":740.51,"confidence":0.99796575,"punctuated_word":"that's","sentiment":"negative","sentiment_score":-0.4747391641139984},{"word":"a","start":740.51,"end":740.75,"confidence":0.99002004,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.5215712785720825},{"word":"shame","start":740.75,"end":741.25,"confidence":0.9844036,"punctuated_word":"shame.","sentiment":"negative","sentiment_score":-0.45540592074394226},{"word":"and","start":741.39,"end":741.79004,"confidence":0.99869764,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.1963027715682983},{"word":"so","start":741.79004,"end":742.29004,"confidence":0.958968,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.1328621804714203},{"word":"are","start":742.67004,"end":742.83,"confidence":0.74699986,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.013518724590539932},{"word":"you","start":742.83,"end":743.15,"confidence":0.9996939,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.004204774275422096},{"word":"still","start":743.15,"end":743.47003,"confidence":0.99322224,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.0091872438788414},{"word":"going","start":743.47003,"end":743.79004,"confidence":0.9997931,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.006558585911989212},{"word":"to","start":743.79004,"end":743.95,"confidence":0.99857974,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.014924976974725723},{"word":"mexico","start":743.95,"end":744.45,"confidence":0.99968576,"punctuated_word":"Mexico","sentiment":"neutral","sentiment_score":-0.009878024458885191},{"word":"for","start":744.59,"end":744.75,"confidence":0.99865013,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.005071982741355896},{"word":"that","start":744.75,"end":744.91003,"confidence":0.9803632,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.00893385335803032},{"word":"holiday","start":744.91003,"end":745.41003,"confidence":0.9240064,"punctuated_word":"holiday?","sentiment":"neutral","sentiment_score":-0.001705188304185867},{"word":"or","start":745.55005,"end":746.05005,"confidence":0.9715713,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.005972161889076233},{"word":"yeah","start":754.125,"end":754.285,"confidence":0.944878,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04924596846103668},{"word":"wow","start":754.285,"end":754.785,"confidence":0.89939284,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":0.07377073168754578},{"word":"wow","start":764.3,"end":764.8,"confidence":0.88934684,"punctuated_word":"Wow.","sentiment":"positive","sentiment_score":0.4220409393310547},{"word":"that's","start":767.1,"end":767.58,"confidence":0.99766755,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.6288595199584961},{"word":"awesome","start":767.58,"end":768.06,"confidence":0.99988294,"punctuated_word":"awesome.","sentiment":"positive","sentiment_score":0.6485520601272583},{"word":"well","start":768.06,"end":768.3,"confidence":0.99958575,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.5716553926467896},{"word":"i","start":768.3,"end":768.38,"confidence":0.999928,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.682226836681366},{"word":"hope","start":768.38,"end":768.62,"confidence":0.99994683,"punctuated_word":"hope","sentiment":"positive","sentiment_score":0.7205635905265808},{"word":"you","start":768.62,"end":768.77997,"confidence":0.99985397,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6963902115821838},{"word":"have","start":768.77997,"end":769.01996,"confidence":0.99976677,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.664604902267456},{"word":"a","start":769.01996,"end":769.18,"confidence":0.9997582,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6320010423660278},{"word":"really","start":769.18,"end":769.42,"confidence":0.9999578,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.6296340227127075},{"word":"good","start":769.42,"end":769.74,"confidence":0.9997999,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5912936329841614},{"word":"time","start":769.74,"end":770.22,"confidence":0.8379649,"punctuated_word":"time.","sentiment":"positive","sentiment_score":0.676660418510437},{"word":"it's","start":770.22,"end":770.72,"confidence":0.9372226,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.6234637498855591},{"word":"giving","start":770.86,"end":771.1,"confidence":0.9941884,"punctuated_word":"giving","sentiment":"positive","sentiment_score":0.6158512830734253},{"word":"you","start":771.1,"end":771.33997,"confidence":0.99861014,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6428077220916748},{"word":"something","start":771.33997,"end":771.74,"confidence":0.99966,"punctuated_word":"something","sentiment":"positive","sentiment_score":0.6030958890914917},{"word":"to","start":771.74,"end":771.82,"confidence":0.99978584,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6096723079681396},{"word":"look","start":771.82,"end":772.06,"confidence":0.9998877,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.6062647700309753},{"word":"forward","start":772.06,"end":772.38,"confidence":0.9997844,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.6161240339279175},{"word":"to","start":772.38,"end":772.54,"confidence":0.9311315,"punctuated_word":"to,","sentiment":"positive","sentiment_score":0.5949441194534302},{"word":"which","start":772.54,"end":772.77997,"confidence":0.9999136,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.5423948764801025},{"word":"is","start":772.77997,"end":773.01996,"confidence":0.9998671,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4686599969863891},{"word":"important","start":773.01996,"end":773.5,"confidence":0.99987984,"punctuated_word":"important","sentiment":"positive","sentiment_score":0.4132741391658783},{"word":"for","start":773.5,"end":773.74,"confidence":0.9987055,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4807426035404206},{"word":"the","start":773.74,"end":773.89996,"confidence":0.9997172,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4425202012062073},{"word":"moment","start":773.89996,"end":774.39996,"confidence":0.96274954,"punctuated_word":"moment.","sentiment":"positive","sentiment_score":0.4203305244445801},{"word":"so","start":774.45996,"end":774.95996,"confidence":0.9719359,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.28292208909988403},{"word":"beautiful","start":776.255,"end":776.755,"confidence":0.99238145,"punctuated_word":"beautiful.","sentiment":"positive","sentiment_score":0.603819727897644},{"word":"yeah","start":777.295,"end":777.775,"confidence":0.97620535,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.4018443822860718},{"word":"absolutely","start":777.775,"end":778.275,"confidence":0.98153114,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.5438612699508667},{"word":"perfect","start":779.455,"end":779.855,"confidence":0.8862548,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5776459574699402},{"word":"well","start":779.855,"end":780.09503,"confidence":0.99551827,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.2425590455532074},{"word":"i'll","start":780.09503,"end":780.175,"confidence":0.9996404,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2193516343832016},{"word":"go","start":780.175,"end":780.415,"confidence":0.9995326,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.19617924094200137},{"word":"back","start":780.415,"end":780.735,"confidence":0.9959183,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":0.19408941268920896},{"word":"i'll","start":780.735,"end":780.895,"confidence":0.9999167,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1789167821407318},{"word":"do","start":780.895,"end":781.055,"confidence":0.9996125,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.19844786822795868},{"word":"a","start":781.055,"end":781.135,"confidence":0.99959034,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20323669910430908},{"word":"bit","start":781.135,"end":781.295,"confidence":0.99881315,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.18267753720283508},{"word":"of","start":781.295,"end":781.455,"confidence":0.9996092,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17646688222885132},{"word":"research","start":781.455,"end":781.775,"confidence":0.9924678,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.20657849311828613},{"word":"there","start":781.775,"end":782.015,"confidence":0.96685946,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2254401594400406},{"word":"for","start":782.015,"end":782.175,"confidence":0.99977165,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23663833737373352},{"word":"you","start":782.175,"end":782.335,"confidence":0.99960136,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2230687290430069},{"word":"i'll","start":782.335,"end":782.495,"confidence":0.9989026,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.17102980613708496},{"word":"look","start":782.495,"end":782.655,"confidence":0.9993912,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.16457271575927734},{"word":"at","start":782.655,"end":782.815,"confidence":0.9755402,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1825633943080902},{"word":"reducing","start":782.815,"end":783.215,"confidence":0.99244434,"punctuated_word":"reducing","sentiment":"neutral","sentiment_score":0.1737700253725052},{"word":"your","start":783.215,"end":783.375,"confidence":0.979505,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.16942383348941803},{"word":"risk","start":783.375,"end":783.615,"confidence":0.97215605,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.06678126752376556},{"word":"level","start":783.615,"end":783.855,"confidence":0.9863614,"punctuated_word":"level.","sentiment":"neutral","sentiment_score":0.003238579723984003},{"word":"i'll","start":783.855,"end":784.09503,"confidence":0.9992517,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06103266030550003},{"word":"have","start":784.09503,"end":784.255,"confidence":0.9997656,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06513059139251709},{"word":"a","start":784.255,"end":784.335,"confidence":0.9977118,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07296745479106903},{"word":"look","start":784.335,"end":784.575,"confidence":0.9998801,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.04797996953129768},{"word":"at","start":784.575,"end":784.735,"confidence":0.9991722,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08734584599733353},{"word":"your","start":784.735,"end":784.895,"confidence":0.96546334,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09449326992034912},{"word":"super","start":784.895,"end":785.215,"confidence":0.6952627,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.08302879333496094},{"word":"fund","start":785.215,"end":785.455,"confidence":0.9077771,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.06406103819608688},{"word":"you're","start":785.455,"end":785.615,"confidence":0.96741724,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.06281379610300064},{"word":"in","start":785.615,"end":785.855,"confidence":0.9951192,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04215636104345322},{"word":"now","start":785.855,"end":786.09503,"confidence":0.999316,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.05925137922167778},{"word":"versus","start":786.09503,"end":786.495,"confidence":0.9743077,"punctuated_word":"versus","sentiment":"neutral","sentiment_score":0.07730071246623993},{"word":"anything","start":786.495,"end":786.895,"confidence":0.99921286,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.0562659427523613},{"word":"else","start":786.895,"end":787.215,"confidence":0.8817537,"punctuated_word":"else,","sentiment":"neutral","sentiment_score":0.04720551520586014},{"word":"the","start":787.215,"end":787.455,"confidence":0.9840628,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05948064476251602},{"word":"sma","start":787.455,"end":787.855,"confidence":0.67927665,"punctuated_word":"SMA","sentiment":"neutral","sentiment_score":0.033044323325157166},{"word":"product","start":787.855,"end":788.335,"confidence":0.9079801,"punctuated_word":"product","sentiment":"neutral","sentiment_score":0.04057971015572548},{"word":"versus","start":788.335,"end":788.735,"confidence":0.958482,"punctuated_word":"versus","sentiment":"neutral","sentiment_score":0.056297026574611664},{"word":"maybe","start":788.735,"end":789.055,"confidence":0.98217565,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.03384076803922653},{"word":"just","start":789.055,"end":789.375,"confidence":0.9944273,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.055291593074798584},{"word":"altering","start":789.375,"end":789.695,"confidence":0.96305877,"punctuated_word":"altering","sentiment":"neutral","sentiment_score":0.06281235814094543},{"word":"some","start":789.695,"end":789.935,"confidence":0.96072084,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.06709560006856918},{"word":"of","start":789.935,"end":790.015,"confidence":0.94344866,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0756239965558052},{"word":"the","start":790.015,"end":790.175,"confidence":0.8673755,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09250467270612717},{"word":"investments","start":790.175,"end":790.53,"confidence":0.84317416,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.024188436567783356},{"word":"in","start":790.69,"end":790.93005,"confidence":0.98489165,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07358407974243164},{"word":"here","start":790.93005,"end":791.43005,"confidence":0.9988864,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.09882044792175292},{"word":"for","start":791.81006,"end":791.89,"confidence":0.99948514,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12291762232780457},{"word":"you","start":791.89,"end":792.37006,"confidence":0.9472513,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.08247561752796173},{"word":"i'll","start":792.37006,"end":792.53,"confidence":0.7856605,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06963902711868286},{"word":"also","start":792.53,"end":792.69,"confidence":0.99242204,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.05781377851963043},{"word":"get","start":792.69,"end":792.93005,"confidence":0.99804,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.06988769769668579},{"word":"my","start":792.93005,"end":793.09,"confidence":0.99894947,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.07463900744915009},{"word":"team","start":793.09,"end":793.33,"confidence":0.99226695,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.04688897728919983},{"word":"to","start":793.33,"end":793.49005,"confidence":0.9992508,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.099281907081604},{"word":"go","start":793.49005,"end":793.65,"confidence":0.99921227,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.08851165324449539},{"word":"back","start":793.65,"end":793.81006,"confidence":0.9996588,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.07328551262617111},{"word":"and","start":793.81006,"end":793.97003,"confidence":0.9944108,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06079590320587158},{"word":"speak","start":793.97003,"end":794.21,"confidence":0.94861585,"punctuated_word":"speak","sentiment":"neutral","sentiment_score":0.05792000889778137},{"word":"to","start":794.21,"end":794.37006,"confidence":0.9458878,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08198212087154388},{"word":"claims","start":794.37006,"end":794.69,"confidence":0.567424,"punctuated_word":"claims","sentiment":"neutral","sentiment_score":0.033765360713005066},{"word":"team","start":794.69,"end":795.01,"confidence":0.99395245,"punctuated_word":"team.","sentiment":"neutral","sentiment_score":0.047985002398490906},{"word":"we'll","start":795.01,"end":795.17004,"confidence":0.99953914,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.07209786027669907},{"word":"have","start":795.17004,"end":795.29004,"confidence":0.9997831,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08209279179573059},{"word":"a","start":795.29004,"end":795.41003,"confidence":0.99461573,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08875305950641632},{"word":"look","start":795.41003,"end":795.65,"confidence":0.9999628,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07090920954942703},{"word":"at","start":795.65,"end":795.73004,"confidence":0.99621445,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09805534780025482},{"word":"what","start":795.73004,"end":795.89,"confidence":0.9998878,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0918838381767273},{"word":"we","start":795.89,"end":796.05005,"confidence":0.99980074,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07602912932634354},{"word":"need","start":796.05005,"end":796.37006,"confidence":0.999153,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.05422007292509079},{"word":"in","start":796.37006,"end":796.53,"confidence":0.9991949,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06146673113107681},{"word":"order","start":796.53,"end":796.77,"confidence":0.99990857,"punctuated_word":"order","sentiment":"neutral","sentiment_score":0.07544995099306107},{"word":"to","start":796.77,"end":797.27,"confidence":0.98778737,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.07882057130336761},{"word":"you","start":797.73004,"end":797.89,"confidence":0.9680838,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0880085825920105},{"word":"know","start":797.89,"end":798.39,"confidence":0.9997648,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.07865926623344421},{"word":"be","start":798.53,"end":798.69,"confidence":0.9934813,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0946226716041565},{"word":"able","start":798.69,"end":798.85004,"confidence":0.9830221,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.09760215878486632},{"word":"to","start":798.85004,"end":798.93005,"confidence":0.98405355,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11011604219675064},{"word":"claim","start":798.93005,"end":799.25,"confidence":0.9980426,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.0721856951713562},{"word":"on","start":799.25,"end":799.41003,"confidence":0.99942255,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07720313966274261},{"word":"that","start":799.41003,"end":799.65,"confidence":0.9502135,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11266963183879852},{"word":"adl","start":799.65,"end":800.13,"confidence":0.9917041,"punctuated_word":"ADL","sentiment":"neutral","sentiment_score":0.050239451229572296},{"word":"definition","start":800.13,"end":800.63,"confidence":0.9964062,"punctuated_word":"definition.","sentiment":"neutral","sentiment_score":0.06644183397293091},{"word":"we","start":801.17004,"end":801.33,"confidence":0.98987925,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.07980725169181824},{"word":"can","start":801.33,"end":801.57,"confidence":0.999892,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.09333424270153046},{"word":"come","start":801.57,"end":801.73004,"confidence":0.9998179,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.07760603725910187},{"word":"back","start":801.73004,"end":801.97003,"confidence":0.99973005,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.060370784252882},{"word":"and","start":801.97003,"end":802.13,"confidence":0.96996874,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0758838877081871},{"word":"do","start":802.13,"end":802.29004,"confidence":0.98746324,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0974067449569702},{"word":"catches","start":802.29004,"end":802.77,"confidence":0.19306964,"punctuated_word":"catches","sentiment":"neutral","sentiment_score":0.08277763426303864},{"word":"in","start":802.77,"end":802.93005,"confidence":0.9853676,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08885259926319122},{"word":"the","start":802.93005,"end":803.09,"confidence":0.99963987,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09072523564100266},{"word":"meantime","start":803.09,"end":803.59,"confidence":0.9367988,"punctuated_word":"meantime,","sentiment":"neutral","sentiment_score":0.0932539701461792},{"word":"and","start":804.055,"end":804.29504,"confidence":0.99581003,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11673663556575777},{"word":"we'll","start":804.29504,"end":804.375,"confidence":0.9958402,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.10589541494846344},{"word":"maybe","start":804.375,"end":804.875,"confidence":0.96195894,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.13573358952999115},{"word":"update","start":805.015,"end":805.41504,"confidence":0.5715398,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.10885161906480788},{"word":"this","start":805.41504,"end":805.73505,"confidence":0.99606425,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.15249761939048767},{"word":"advice","start":805.73505,"end":806.135,"confidence":0.98214877,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.07954537868499756},{"word":"for","start":806.135,"end":806.375,"confidence":0.9995616,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13554459810256958},{"word":"you","start":806.375,"end":806.53503,"confidence":0.99981433,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1252053827047348},{"word":"for","start":806.53503,"end":806.695,"confidence":0.99010336,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12364022433757782},{"word":"the","start":806.695,"end":806.935,"confidence":0.99974877,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1222868263721466},{"word":"moment","start":806.935,"end":807.435,"confidence":0.99935097,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.11247500777244568},{"word":"and","start":807.575,"end":807.73505,"confidence":0.6726788,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10472690314054488},{"word":"then","start":807.73505,"end":807.97504,"confidence":0.9995603,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1103515923023224},{"word":"do","start":807.97504,"end":808.215,"confidence":0.9071492,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1449034959077835},{"word":"regular","start":808.215,"end":808.695,"confidence":0.99936885,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.12538950145244598},{"word":"catch","start":808.695,"end":808.935,"confidence":0.9843018,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.09489677846431732},{"word":"ups","start":808.935,"end":809.255,"confidence":0.9776904,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":0.07338614761829376},{"word":"moving","start":809.255,"end":809.73505,"confidence":0.9974826,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.11115138977766036},{"word":"forward","start":809.73505,"end":810.23505,"confidence":0.9989644,"punctuated_word":"forward.","sentiment":"neutral","sentiment_score":0.10802818834781648},{"word":"does","start":810.615,"end":810.775,"confidence":0.9832601,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.10104142129421234},{"word":"that","start":810.775,"end":811.015,"confidence":0.99994504,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10954483598470688},{"word":"sound","start":811.015,"end":811.335,"confidence":0.999546,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.07128553092479706},{"word":"okay","start":811.335,"end":811.655,"confidence":0.9987789,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.0673636645078659},{"word":"have","start":811.655,"end":811.895,"confidence":0.9982887,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.013987827114760876},{"word":"i","start":811.895,"end":812.055,"confidence":0.9994655,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.027041073888540268},{"word":"touched","start":812.055,"end":812.375,"confidence":0.9968299,"punctuated_word":"touched","sentiment":"neutral","sentiment_score":0.02261630073189735},{"word":"on","start":812.375,"end":812.53503,"confidence":0.99967504,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.029761549085378647},{"word":"everything","start":812.53503,"end":813.03503,"confidence":0.9997397,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.020548027008771896},{"word":"that","start":813.09503,"end":813.255,"confidence":0.99933285,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01513286493718624},{"word":"you","start":813.255,"end":813.41504,"confidence":0.99982554,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.011301161721348764},{"word":"sort","start":813.41504,"end":813.655,"confidence":0.95933354,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.024631191045045853},{"word":"of","start":813.655,"end":813.73505,"confidence":0.9991209,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02668299898505211},{"word":"wanted","start":813.73505,"end":814.055,"confidence":0.99938285,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.02371467649936676},{"word":"to","start":814.055,"end":814.215,"confidence":0.9422159,"punctuated_word":"to?","sentiment":"neutral","sentiment_score":0.03363991156220436},{"word":"is","start":814.215,"end":814.375,"confidence":0.9272671,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.016204288229346275},{"word":"there","start":814.375,"end":814.53503,"confidence":0.9995441,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.01781414821743965},{"word":"anything","start":814.53503,"end":815.015,"confidence":0.9934684,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.016047609969973564},{"word":"further","start":815.015,"end":815.41504,"confidence":0.9292273,"punctuated_word":"further","sentiment":"neutral","sentiment_score":0.004701509140431881},{"word":"you","start":815.41504,"end":815.575,"confidence":0.97196096,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.006351159885525703},{"word":"wanted","start":815.575,"end":815.97504,"confidence":0.9371634,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.003769372589886189},{"word":"to","start":815.97504,"end":816.135,"confidence":0.9969969,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.007581709884107113},{"word":"ask","start":816.135,"end":816.29504,"confidence":0.99818987,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.010111887007951736},{"word":"me","start":816.29504,"end":816.455,"confidence":0.9973941,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.012518145143985748},{"word":"relate","start":816.455,"end":816.775,"confidence":0.6155479,"punctuated_word":"relate","sentiment":"neutral","sentiment_score":0.003690719604492187},{"word":"in","start":816.85504,"end":817.09503,"confidence":0.99774444,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0072408318519592285},{"word":"relation","start":817.09503,"end":817.495,"confidence":0.99848664,"punctuated_word":"relation","sentiment":"neutral","sentiment_score":0.015896445140242577},{"word":"to","start":817.495,"end":817.655,"confidence":0.9995284,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.015441621653735638},{"word":"any","start":817.655,"end":817.895,"confidence":0.9997384,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.01577657461166382},{"word":"of","start":817.895,"end":817.97504,"confidence":0.99953187,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0094009917229414},{"word":"those","start":817.97504,"end":818.29504,"confidence":0.99912184,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.011460062116384506},{"word":"things","start":818.29504,"end":818.79504,"confidence":0.99687016,"punctuated_word":"things?","sentiment":"neutral","sentiment_score":0.02372582070529461},{"word":"yeah","start":821.24,"end":821.74,"confidence":0.83175206,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11122751235961914},{"word":"yeah","start":822.36,"end":822.76,"confidence":0.99682736,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.24951638281345367},{"word":"beautiful","start":822.76,"end":823.26,"confidence":0.9982003,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5557434558868408},{"word":"beautiful","start":823.48,"end":823.98,"confidence":0.99984884,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5162690877914429},{"word":"i","start":825.0,"end":825.24,"confidence":0.5494593,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.31110909581184387},{"word":"just","start":825.24,"end":825.48,"confidence":0.99742126,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2694469392299652},{"word":"also","start":825.48,"end":825.8,"confidence":0.98256415,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.23525995016098025},{"word":"wanted","start":825.8,"end":826.12,"confidence":0.9984849,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.22421672940254211},{"word":"to","start":826.12,"end":826.28,"confidence":0.99786985,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.259494811296463},{"word":"update","start":826.28,"end":826.68,"confidence":0.99991965,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.2336912751197815},{"word":"any","start":826.68,"end":826.84,"confidence":0.9996512,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.17996515333652496},{"word":"of","start":826.84,"end":826.92,"confidence":0.99982905,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18050460517406464},{"word":"your","start":826.92,"end":827.16,"confidence":0.99147546,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.16990529000759125},{"word":"assets","start":827.16,"end":827.48,"confidence":0.9971232,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.1336924433708191},{"word":"and","start":827.48,"end":827.64,"confidence":0.9906504,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15022195875644684},{"word":"liabilities","start":827.64,"end":828.14,"confidence":0.9989305,"punctuated_word":"liabilities","sentiment":"neutral","sentiment_score":0.08834165334701538},{"word":"as","start":828.2,"end":828.36,"confidence":0.99942845,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1689586192369461},{"word":"well","start":828.36,"end":828.6,"confidence":0.99991643,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.1916365772485733},{"word":"just","start":828.6,"end":828.84,"confidence":0.5564722,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.21493929624557495},{"word":"sort","start":828.84,"end":829.0,"confidence":0.801799,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.18853870034217832},{"word":"of","start":829.0,"end":829.16,"confidence":0.823005,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1941845566034317},{"word":"making","start":829.16,"end":829.4,"confidence":0.9994066,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.132125586271286},{"word":"sure","start":829.4,"end":829.72,"confidence":0.9996074,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.16126182675361633},{"word":"that","start":829.72,"end":829.96,"confidence":0.9995871,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19163930416107175},{"word":"our","start":829.96,"end":830.12,"confidence":0.9936221,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.15031538903713226},{"word":"records","start":830.12,"end":830.6,"confidence":0.99956864,"punctuated_word":"records","sentiment":"neutral","sentiment_score":0.10575763881206512},{"word":"are","start":830.6,"end":830.84,"confidence":0.9889176,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.17420892417430878},{"word":"updated","start":830.84,"end":831.32,"confidence":0.9996505,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.14421160519123075},{"word":"from","start":831.32,"end":831.56,"confidence":0.9997981,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.13473160564899445},{"word":"last","start":831.56,"end":831.88,"confidence":0.9990428,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.12042462825775146},{"word":"time","start":831.88,"end":832.38,"confidence":0.99939156,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.10706542432308196},{"word":"i","start":833.635,"end":833.875,"confidence":0.96313286,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.017693858593702316},{"word":"can","start":833.875,"end":834.275,"confidence":0.9998129,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.024255286902189255},{"word":"see","start":834.275,"end":834.675,"confidence":0.9995797,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.01376931369304657},{"word":"here","start":834.675,"end":835.155,"confidence":0.9976941,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.022067496553063393},{"word":"that","start":835.155,"end":835.655,"confidence":0.9997241,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0020121969282627106},{"word":"your","start":835.875,"end":836.195,"confidence":0.959579,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.022755714133381844},{"word":"sorry","start":836.35504,"end":836.85504,"confidence":0.9391118,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.033900607377290726},{"word":"your","start":837.555,"end":837.79504,"confidence":0.96813625,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":-0.03165484964847565},{"word":"car","start":837.79504,"end":838.195,"confidence":0.9199914,"punctuated_word":"car,","sentiment":"neutral","sentiment_score":-0.03271720930933952},{"word":"you","start":838.195,"end":838.35504,"confidence":0.9997416,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04060181602835655},{"word":"had","start":838.35504,"end":838.59503,"confidence":0.99855024,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.04959370940923691},{"word":"a","start":838.59503,"end":838.835,"confidence":0.99959344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.023263417184352875},{"word":"a","start":838.835,"end":838.91504,"confidence":0.7509018,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01781274564564228},{"word":"vehicle","start":838.91504,"end":839.235,"confidence":0.9998155,"punctuated_word":"vehicle","sentiment":"neutral","sentiment_score":-0.011582458391785622},{"word":"with","start":839.235,"end":839.395,"confidence":0.9994854,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.022876085713505745},{"word":"a","start":839.395,"end":839.555,"confidence":0.9008363,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.018929798156023026},{"word":"value","start":839.555,"end":839.955,"confidence":0.9861108,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.01666991412639618},{"word":"of","start":839.955,"end":840.03503,"confidence":0.8398868,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0032005906105041504},{"word":"about","start":840.03503,"end":840.275,"confidence":0.84847504,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.009764125570654867},{"word":"3,000","start":840.275,"end":841.075,"confidence":0.98638165,"punctuated_word":"3,000.","sentiment":"neutral","sentiment_score":-0.015351025387644768},{"word":"what","start":841.075,"end":841.315,"confidence":0.9634398,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.012681891210377216},{"word":"kind","start":841.315,"end":841.47504,"confidence":0.81260324,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.014646566472947598},{"word":"of","start":841.47504,"end":841.635,"confidence":0.99735224,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.00842183455824852},{"word":"car","start":841.635,"end":841.79504,"confidence":0.9977196,"punctuated_word":"car","sentiment":"neutral","sentiment_score":-0.0058325063437223434},{"word":"do","start":841.79504,"end":841.955,"confidence":0.9952289,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.008877510204911232},{"word":"you","start":841.955,"end":842.115,"confidence":0.9993735,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.002907868474721909},{"word":"guys","start":842.115,"end":842.435,"confidence":0.99902403,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.01070702075958252},{"word":"have","start":842.435,"end":842.935,"confidence":0.9997326,"punctuated_word":"have?","sentiment":"neutral","sentiment_score":-0.005867202300578356},{"word":"yep","start":845.89,"end":846.37006,"confidence":0.7648242,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0726197361946106},{"word":"perfect","start":846.37006,"end":846.87006,"confidence":0.99850476,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.1743030995130539},{"word":"what","start":847.17004,"end":847.33,"confidence":0.94485193,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.02832774817943573},{"word":"sort","start":847.33,"end":847.49005,"confidence":0.862712,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.03220811113715172},{"word":"of","start":847.49005,"end":847.65,"confidence":0.9872269,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.038401536643505096},{"word":"cars","start":847.65,"end":847.97003,"confidence":0.963216,"punctuated_word":"cars","sentiment":"neutral","sentiment_score":0.02999446727335453},{"word":"are","start":847.97003,"end":848.13,"confidence":0.8980908,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.036457158625125885},{"word":"they","start":848.13,"end":848.63,"confidence":0.99899757,"punctuated_word":"they?","sentiment":"neutral","sentiment_score":0.036771491169929504},{"word":"yep","start":853.41003,"end":853.91003,"confidence":0.9794189,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03425420820713043},{"word":"okay","start":859.185,"end":859.665,"confidence":0.9818782,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0967625305056572},{"word":"perfect","start":859.665,"end":860.165,"confidence":0.9994434,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.18598610162734985},{"word":"yep","start":863.825,"end":864.325,"confidence":0.9735359,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06343597173690796},{"word":"perfect","start":864.46497,"end":864.96497,"confidence":0.9988163,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.1686055064201355},{"word":"and","start":865.825,"end":866.065,"confidence":0.7636111,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.034467779099941254},{"word":"what","start":866.065,"end":866.225,"confidence":0.99439174,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0238331388682127},{"word":"sort","start":866.225,"end":866.385,"confidence":0.79101986,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.03696639835834503},{"word":"of","start":866.385,"end":866.545,"confidence":0.98828596,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03283379226922989},{"word":"value","start":866.545,"end":866.865,"confidence":0.9841271,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.02787883393466473},{"word":"would","start":866.865,"end":867.02496,"confidence":0.9968566,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.03189178556203842},{"word":"you","start":867.02496,"end":867.105,"confidence":0.9995578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02072870172560215},{"word":"put","start":867.105,"end":867.26495,"confidence":0.9999124,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.013684503734111786},{"word":"on","start":867.26495,"end":867.425,"confidence":0.99867487,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.022178398445248604},{"word":"the","start":867.425,"end":867.58496,"confidence":0.9975696,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.030978145077824593},{"word":"camera","start":867.58496,"end":867.90497,"confidence":0.6438863,"punctuated_word":"camera,","sentiment":"neutral","sentiment_score":0.0382530614733696},{"word":"do","start":867.90497,"end":868.065,"confidence":0.9969422,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0253229271620512},{"word":"you","start":868.065,"end":868.225,"confidence":0.9959961,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02543928474187851},{"word":"think","start":868.225,"end":868.725,"confidence":0.99921614,"punctuated_word":"think?","sentiment":"neutral","sentiment_score":0.01667865738272667},{"word":"that's","start":872.0,"end":872.32,"confidence":0.99408305,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.04730026051402092},{"word":"right","start":872.32,"end":872.72,"confidence":0.69634473,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.07349734008312225},{"word":"beautiful","start":872.72,"end":873.22,"confidence":0.9983655,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.1984873116016388},{"word":"do","start":873.27997,"end":873.44,"confidence":0.9997205,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.013602016493678091},{"word":"you","start":873.44,"end":873.51996,"confidence":0.99981135,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0349748358130455},{"word":"have","start":873.51996,"end":873.76,"confidence":0.99991703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.029613839462399483},{"word":"loans","start":873.76,"end":874.08,"confidence":0.992151,"punctuated_word":"loans","sentiment":"neutral","sentiment_score":0.05464168265461922},{"word":"on","start":874.08,"end":874.32,"confidence":0.9995515,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0302717424929142},{"word":"any","start":874.32,"end":874.56,"confidence":0.9998343,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.027909770607948303},{"word":"of","start":874.56,"end":874.64,"confidence":0.99971586,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-2.5406479835510254e-6},{"word":"those","start":874.64,"end":874.95996,"confidence":0.9996352,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.0074096377938985825},{"word":"vehicles","start":874.95996,"end":875.36,"confidence":0.8911222,"punctuated_word":"vehicles,","sentiment":"neutral","sentiment_score":0.005744130350649357},{"word":"or","start":875.36,"end":875.6,"confidence":0.9997731,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.00469498336315155},{"word":"are","start":875.6,"end":875.76,"confidence":0.5463179,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.007282562553882599},{"word":"they","start":875.76,"end":875.92,"confidence":0.9995022,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.01783047802746296},{"word":"owned","start":875.92,"end":876.16,"confidence":0.89198,"punctuated_word":"owned","sentiment":"neutral","sentiment_score":-0.004766035825014114},{"word":"completely","start":876.16,"end":876.66,"confidence":0.99888724,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":-0.0062323324382305145},{"word":"outright","start":876.72,"end":877.22,"confidence":0.9958694,"punctuated_word":"outright?","sentiment":"neutral","sentiment_score":0.003284147009253502},{"word":"beautiful","start":879.6,"end":880.1,"confidence":0.9991187,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4221019148826599},{"word":"excellent","start":880.16,"end":880.66,"confidence":0.9997246,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.48344770073890686},{"word":"you","start":881.51996,"end":881.68,"confidence":0.9418806,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.0901855006814003},{"word":"did","start":881.68,"end":881.92,"confidence":0.9995084,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.0943351686000824},{"word":"have","start":881.92,"end":882.42,"confidence":0.9985549,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0913066416978836},{"word":"understandable","start":883.005,"end":883.505,"confidence":0.976284,"punctuated_word":"understandable.","sentiment":"neutral","sentiment_score":0.10456761717796326},{"word":"you","start":885.16504,"end":885.405,"confidence":0.9485312,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.03274618834257126},{"word":"did","start":885.405,"end":885.565,"confidence":0.99983394,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.05874336510896683},{"word":"have","start":885.565,"end":885.885,"confidence":0.99992096,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03199959546327591},{"word":"about","start":885.885,"end":886.205,"confidence":0.993946,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.026020139455795288},{"word":"6,000","start":886.205,"end":886.765,"confidence":0.998699,"punctuated_word":"6,000","sentiment":"neutral","sentiment_score":0.032582223415374756},{"word":"in","start":886.765,"end":887.005,"confidence":0.9759242,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.024778194725513455},{"word":"savings","start":887.005,"end":887.48505,"confidence":0.9963654,"punctuated_word":"savings.","sentiment":"neutral","sentiment_score":0.011952277272939682},{"word":"you","start":887.48505,"end":887.645,"confidence":0.9991186,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.1048976182937622},{"word":"don't","start":887.645,"end":887.885,"confidence":0.9999583,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.08799247443675995},{"word":"have","start":887.885,"end":887.965,"confidence":0.9999032,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0556630901992321},{"word":"that","start":887.965,"end":888.205,"confidence":0.9997851,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1035902127623558},{"word":"anymore","start":888.205,"end":888.525,"confidence":0.93835646,"punctuated_word":"anymore.","sentiment":"neutral","sentiment_score":-0.12033413350582124},{"word":"you","start":888.525,"end":888.685,"confidence":0.99932754,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.12103170156478882},{"word":"sort","start":888.685,"end":888.84503,"confidence":0.9927898,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.10680210590362547},{"word":"of","start":888.84503,"end":889.005,"confidence":0.98449576,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09440524876117706},{"word":"mentioned","start":889.005,"end":889.325,"confidence":0.9976998,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":-0.08119602501392365},{"word":"you","start":889.325,"end":889.48505,"confidence":0.98636776,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11033665388822556},{"word":"don't","start":889.48505,"end":889.72504,"confidence":0.9998268,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1094641014933586},{"word":"have","start":889.72504,"end":889.885,"confidence":0.9979234,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09563040733337402},{"word":"any","start":889.885,"end":890.125,"confidence":0.9915576,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.09301476180553436},{"word":"savings","start":890.125,"end":890.525,"confidence":0.9990294,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":-0.11905349791049956},{"word":"at","start":890.525,"end":890.685,"confidence":0.99972206,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2043980062007904},{"word":"the","start":890.685,"end":890.84503,"confidence":0.9995603,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15123090147972107},{"word":"moment","start":890.84503,"end":891.34503,"confidence":0.9359975,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.12381774187088011},{"word":"okay","start":894.94,"end":895.44,"confidence":0.9965377,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.003985738381743431},{"word":"yep","start":898.45996,"end":898.86,"confidence":0.93927765,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08957372605800629},{"word":"yep","start":898.86,"end":899.25995,"confidence":0.9967214,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13661536574363708},{"word":"that's","start":899.25995,"end":899.57996,"confidence":0.999288,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2744750380516052},{"word":"okay","start":899.57996,"end":900.07996,"confidence":0.9996073,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.324753999710083},{"word":"you'll","start":900.13995,"end":900.54,"confidence":0.99909174,"punctuated_word":"You'll","sentiment":"positive","sentiment_score":0.3814072608947754},{"word":"at","start":900.54,"end":900.62,"confidence":0.98760146,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3728288114070892},{"word":"least","start":900.62,"end":900.86,"confidence":0.9997334,"punctuated_word":"least","sentiment":"positive","sentiment_score":0.3757459819316864},{"word":"enjoy","start":900.86,"end":901.25995,"confidence":0.99981946,"punctuated_word":"enjoy","sentiment":"positive","sentiment_score":0.4746975004673004},{"word":"your","start":901.25995,"end":901.5,"confidence":0.99970883,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4951342046260834},{"word":"time","start":901.5,"end":901.82,"confidence":0.99900514,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.5657440423965454},{"word":"while","start":901.82,"end":902.06,"confidence":0.9995751,"punctuated_word":"while","sentiment":"positive","sentiment_score":0.4107498526573181},{"word":"you're","start":902.06,"end":902.22,"confidence":0.9996511,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.44760021567344666},{"word":"there","start":902.22,"end":902.45996,"confidence":0.9649359,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.331363320350647},{"word":"and","start":902.45996,"end":902.62,"confidence":0.9998229,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3786616623401642},{"word":"that's","start":902.62,"end":902.94,"confidence":0.9997406,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.3786035478115082},{"word":"important","start":902.94,"end":903.33997,"confidence":0.9956023,"punctuated_word":"important.","sentiment":"positive","sentiment_score":0.33651018142700195},{"word":"those","start":903.33997,"end":903.57996,"confidence":0.998317,"punctuated_word":"Those","sentiment":"neutral","sentiment_score":0.28685930371284485},{"word":"memories","start":903.57996,"end":904.06,"confidence":0.99979836,"punctuated_word":"memories","sentiment":"positive","sentiment_score":0.3394297957420349},{"word":"are","start":904.06,"end":904.22,"confidence":0.9991542,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.26983723044395447},{"word":"important","start":904.22,"end":904.72,"confidence":0.7970829,"punctuated_word":"important.","sentiment":"neutral","sentiment_score":0.2184101790189743},{"word":"so","start":904.77997,"end":905.27997,"confidence":0.97939885,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12915784120559692},{"word":"let's","start":907.42,"end":907.74,"confidence":0.69790703,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":0.1105041652917862},{"word":"see","start":907.74,"end":907.89996,"confidence":0.78824973,"punctuated_word":"see.","sentiment":"neutral","sentiment_score":0.14316034317016602},{"word":"beautiful","start":907.89996,"end":908.39996,"confidence":0.95247424,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4947029948234558},{"word":"lovely","start":910.625,"end":911.125,"confidence":0.9992452,"punctuated_word":"Lovely.","sentiment":"neutral","sentiment_score":0.09346606582403184},{"word":"other","start":911.66504,"end":911.905,"confidence":0.93171483,"punctuated_word":"Other","sentiment":"neutral","sentiment_score":0.1437494456768036},{"word":"assets","start":911.905,"end":912.305,"confidence":0.96485883,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.07677238434553146},{"word":"i","start":912.305,"end":912.465,"confidence":0.6845974,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12349987030029295},{"word":"do","start":912.465,"end":912.625,"confidence":0.8059799,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1498997062444687},{"word":"like","start":912.625,"end":912.865,"confidence":0.9968659,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.13326098024845123},{"word":"to","start":912.865,"end":912.945,"confidence":0.99803084,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1118038445711136},{"word":"note","start":912.945,"end":913.10504,"confidence":0.9799197,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.13639532029628754},{"word":"down","start":913.10504,"end":913.34503,"confidence":0.9927089,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.21165567636489868},{"word":"are","start":913.34503,"end":913.425,"confidence":0.92986256,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.16039448976516724},{"word":"things","start":913.425,"end":913.66504,"confidence":0.9928039,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.15236978232860565},{"word":"like","start":913.66504,"end":913.905,"confidence":0.96174806,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.12297876179218292},{"word":"your","start":913.905,"end":914.065,"confidence":0.96750444,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11436237394809724},{"word":"contents","start":914.065,"end":914.565,"confidence":0.82008094,"punctuated_word":"contents","sentiment":"neutral","sentiment_score":0.06439591944217682},{"word":"insurance","start":914.705,"end":915.205,"confidence":0.99710435,"punctuated_word":"insurance.","sentiment":"neutral","sentiment_score":0.06923595070838928},{"word":"do","start":915.265,"end":915.505,"confidence":0.99952376,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.024566112086176872},{"word":"you","start":915.505,"end":915.585,"confidence":0.9994747,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03274551033973694},{"word":"guys","start":915.585,"end":915.825,"confidence":0.9995684,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.05263789743185043},{"word":"have","start":915.825,"end":916.065,"confidence":0.99992716,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.01912001706659794},{"word":"contents","start":916.065,"end":916.465,"confidence":0.975514,"punctuated_word":"contents","sentiment":"neutral","sentiment_score":0.011387482285499573},{"word":"insurance","start":916.465,"end":916.865,"confidence":0.9971131,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.01549844816327095},{"word":"on","start":916.865,"end":917.025,"confidence":0.999757,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02047782950103283},{"word":"your","start":917.025,"end":917.425,"confidence":0.99936086,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03646652027964592},{"word":"on","start":917.425,"end":917.66504,"confidence":0.99892694,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05103696882724762},{"word":"your","start":917.66504,"end":917.985,"confidence":0.9998499,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06221837550401688},{"word":"house","start":917.985,"end":918.465,"confidence":0.9882811,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.08910492807626724},{"word":"or","start":918.465,"end":918.705,"confidence":0.9350514,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.057675983756780624},{"word":"on","start":918.705,"end":918.78503,"confidence":0.9625291,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04167354851961136},{"word":"your","start":918.78503,"end":919.025,"confidence":0.99973136,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06150288134813309},{"word":"contents","start":919.025,"end":919.425,"confidence":0.9493992,"punctuated_word":"contents","sentiment":"neutral","sentiment_score":0.047760579735040665},{"word":"there","start":919.425,"end":919.66504,"confidence":0.73268425,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.0573088675737381},{"word":"and","start":919.66504,"end":919.905,"confidence":0.999426,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05736144632101059},{"word":"what's","start":919.905,"end":920.145,"confidence":0.962132,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.04498858377337456},{"word":"the","start":920.145,"end":920.305,"confidence":0.99783224,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.042479321360588074},{"word":"value","start":920.305,"end":920.78503,"confidence":0.99873203,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.0573408268392086},{"word":"would","start":920.78503,"end":920.945,"confidence":0.9872437,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.05611945316195488},{"word":"you","start":920.945,"end":921.10504,"confidence":0.99959666,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.044456202536821365},{"word":"put","start":921.10504,"end":921.265,"confidence":0.9998485,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.033717554062604904},{"word":"on","start":921.265,"end":921.425,"confidence":0.9839475,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03570764139294624},{"word":"your","start":921.425,"end":921.585,"confidence":0.99921095,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02682064101099968},{"word":"contents","start":921.585,"end":921.985,"confidence":0.861479,"punctuated_word":"contents,","sentiment":"neutral","sentiment_score":0.040407709777355194},{"word":"do","start":921.985,"end":922.145,"confidence":0.9980107,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.013691749423742294},{"word":"you","start":922.145,"end":922.22504,"confidence":0.99972075,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.034596409648656845},{"word":"think","start":922.22504,"end":922.72504,"confidence":0.9991235,"punctuated_word":"think?","sentiment":"neutral","sentiment_score":0.011534955352544785},{"word":"yeah","start":932.39996,"end":932.88,"confidence":0.6664219,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.049732692539691925},{"word":"no","start":932.88,"end":933.12,"confidence":0.82937574,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.04573146998882294},{"word":"that's","start":933.12,"end":933.44,"confidence":0.9974314,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.15036247670650482},{"word":"okay","start":933.44,"end":933.76,"confidence":0.99938583,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.17284336686134338},{"word":"not","start":933.76,"end":934.0,"confidence":0.99911827,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.2913917899131775},{"word":"a","start":934.0,"end":934.08,"confidence":0.99965703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.27043813467025757},{"word":"problem","start":934.08,"end":934.39996,"confidence":0.99993205,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.2949197590351105},{"word":"at","start":934.39996,"end":934.48,"confidence":0.9997241,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.3182174563407898},{"word":"all","start":934.48,"end":934.72,"confidence":0.9884506,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.3224731981754303},{"word":"and","start":934.72,"end":934.88,"confidence":0.9992761,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.17101651430130005},{"word":"you","start":934.88,"end":935.04,"confidence":0.9997707,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1051587238907814},{"word":"mentioned","start":935.04,"end":935.36,"confidence":0.9962759,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":0.1028294563293457},{"word":"that","start":935.36,"end":935.51996,"confidence":0.9995826,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10090184211730956},{"word":"you're","start":935.51996,"end":935.76,"confidence":0.9951029,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.13594436645507812},{"word":"renting","start":935.76,"end":936.16,"confidence":0.99989676,"punctuated_word":"renting","sentiment":"neutral","sentiment_score":0.0252244733273983},{"word":"no","start":936.745,"end":936.98505,"confidence":0.994933,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":0.06274085491895676},{"word":"that's","start":936.98505,"end":937.22504,"confidence":0.99933684,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1383635252714157},{"word":"okay","start":937.22504,"end":937.72504,"confidence":0.9991417,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.12861312925815582},{"word":"and","start":938.42505,"end":938.66504,"confidence":0.8255925,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04517628252506256},{"word":"how","start":938.66504,"end":938.825,"confidence":0.9990459,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.03182448074221611},{"word":"much","start":938.825,"end":939.065,"confidence":0.99954283,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.049290597438812256},{"word":"are","start":939.065,"end":939.22504,"confidence":0.9861871,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.05317813158035278},{"word":"you","start":939.22504,"end":939.385,"confidence":0.9990984,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06359731405973434},{"word":"renting","start":939.385,"end":939.705,"confidence":0.9982132,"punctuated_word":"renting","sentiment":"neutral","sentiment_score":0.08091376721858978},{"word":"the","start":939.705,"end":939.86505,"confidence":0.99540836,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05523516982793808},{"word":"property","start":939.86505,"end":940.265,"confidence":0.999681,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.08504456281661987},{"word":"for","start":940.265,"end":940.505,"confidence":0.9970337,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.043489083647727966},{"word":"at","start":940.505,"end":940.585,"confidence":0.99182844,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.031305328011512756},{"word":"the","start":940.585,"end":940.745,"confidence":0.9989518,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0564865805208683},{"word":"moment","start":940.745,"end":941.245,"confidence":0.9995692,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.0420970544219017},{"word":"$4.50","start":943.945,"end":944.505,"confidence":0.9376503,"punctuated_word":"$4.50.","sentiment":"neutral","sentiment_score":0.0158346239477396},{"word":"is","start":944.505,"end":944.66504,"confidence":0.9916967,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.017994217574596405},{"word":"that","start":944.66504,"end":944.905,"confidence":0.99834573,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02118016965687275},{"word":"per","start":944.905,"end":945.145,"confidence":0.9967026,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.026043999940156937},{"word":"week","start":945.145,"end":945.645,"confidence":0.9973026,"punctuated_word":"week?","sentiment":"neutral","sentiment_score":0.0349041149020195},{"word":"yep","start":947.305,"end":947.625,"confidence":0.98003757,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14892303943634033},{"word":"okay","start":947.625,"end":948.10504,"confidence":0.9934891,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.24843719601631165},{"word":"beautiful","start":948.10504,"end":948.6,"confidence":0.994685,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6504244804382324},{"word":"is","start":948.68,"end":948.92,"confidence":0.99961686,"punctuated_word":"Is","sentiment":"positive","sentiment_score":0.399541974067688},{"word":"there","start":948.92,"end":949.07996,"confidence":0.9998846,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.3146563768386841},{"word":"any","start":949.07996,"end":949.39996,"confidence":0.9989943,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.33233413100242615},{"word":"other","start":949.39996,"end":949.63995,"confidence":0.99838054,"punctuated_word":"other","sentiment":"positive","sentiment_score":0.3737001717090606},{"word":"assets","start":949.63995,"end":950.04,"confidence":0.92379934,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.301165372133255},{"word":"or","start":950.04,"end":950.19995,"confidence":0.99338335,"punctuated_word":"or","sentiment":"positive","sentiment_score":0.3590829074382782},{"word":"anything","start":950.19995,"end":950.51996,"confidence":0.9997521,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.3057146370410919},{"word":"else","start":950.51996,"end":950.75995,"confidence":0.999228,"punctuated_word":"else","sentiment":"positive","sentiment_score":0.4525174796581268},{"word":"of","start":950.75995,"end":950.92,"confidence":0.77586824,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.3199142515659332},{"word":"value","start":950.92,"end":951.24,"confidence":0.99848086,"punctuated_word":"value","sentiment":"positive","sentiment_score":0.3731141984462738},{"word":"that","start":951.24,"end":951.39996,"confidence":0.99426985,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2583789825439453},{"word":"you","start":951.39996,"end":951.56,"confidence":0.99981636,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.32085585594177246},{"word":"would","start":951.56,"end":951.8,"confidence":0.99966633,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.3497023582458496},{"word":"wanna","start":951.8,"end":952.12,"confidence":0.95050687,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.34189456701278687},{"word":"note","start":952.12,"end":952.36,"confidence":0.9881632,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.2985759377479553},{"word":"on","start":952.36,"end":952.51996,"confidence":0.99967265,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.28582659363746643},{"word":"here","start":952.51996,"end":952.75995,"confidence":0.99971694,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.29489392042160034},{"word":"at","start":952.75995,"end":952.92,"confidence":0.9993569,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2518332004547119},{"word":"all","start":952.92,"end":953.42,"confidence":0.99942285,"punctuated_word":"all?","sentiment":"neutral","sentiment_score":0.23067547380924225},{"word":"nope","start":957.31995,"end":957.81995,"confidence":0.88320875,"punctuated_word":"Nope.","sentiment":"neutral","sentiment_score":0.017743360251188278},{"word":"that's","start":958.04,"end":958.36,"confidence":0.99807554,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1575402021408081},{"word":"okay","start":958.36,"end":958.86,"confidence":0.978437,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.2910277843475342},{"word":"beautiful","start":959.31995,"end":959.81995,"confidence":0.99920404,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5559914708137512},{"word":"and","start":960.44,"end":960.6,"confidence":0.68858874,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2578372061252594},{"word":"the","start":960.6,"end":960.75995,"confidence":0.9995875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25351646542549133},{"word":"other","start":960.75995,"end":960.92,"confidence":0.9986866,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.25743013620376587},{"word":"thing","start":960.92,"end":961.16,"confidence":0.99933714,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.243960440158844},{"word":"i","start":961.16,"end":961.24,"confidence":0.9978034,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19619491696357727},{"word":"do","start":961.24,"end":961.39996,"confidence":0.98515517,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2266158163547516},{"word":"like","start":961.39996,"end":961.56,"confidence":0.9962173,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1942172348499298},{"word":"to","start":961.56,"end":961.63995,"confidence":0.9679557,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16344819962978363},{"word":"touch","start":961.63995,"end":961.95996,"confidence":0.99901664,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.1651727259159088},{"word":"base","start":961.95996,"end":962.27997,"confidence":0.99744177,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.18535740673542023},{"word":"on","start":962.27997,"end":962.44,"confidence":0.99893504,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1871027946472168},{"word":"is","start":962.44,"end":962.895,"confidence":0.99824834,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.19645559787750244},{"word":"the","start":963.215,"end":963.455,"confidence":0.99967134,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2212449312210083},{"word":"estate","start":963.455,"end":963.85504,"confidence":0.99500185,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.21805405616760257},{"word":"planning","start":963.85504,"end":964.335,"confidence":0.99977916,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.23704200983047485},{"word":"aspects","start":964.335,"end":964.835,"confidence":0.9647271,"punctuated_word":"aspects","sentiment":"neutral","sentiment_score":0.19822698831558228},{"word":"as","start":964.895,"end":965.055,"confidence":0.99989843,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.187974214553833},{"word":"well","start":965.055,"end":965.53503,"confidence":0.9986077,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.16270795464515686},{"word":"so","start":965.53503,"end":966.03503,"confidence":0.9984249,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05667978525161743},{"word":"have","start":966.41504,"end":966.575,"confidence":0.98380196,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05806165933609009},{"word":"you","start":966.575,"end":966.73505,"confidence":0.9995876,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05912273749709129},{"word":"guys","start":966.73505,"end":967.055,"confidence":0.9990165,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.08950912207365036},{"word":"got","start":967.055,"end":967.375,"confidence":0.9995479,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.06334458291530609},{"word":"a","start":967.375,"end":967.53503,"confidence":0.999582,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06717415899038315},{"word":"will","start":967.53503,"end":967.935,"confidence":0.8512764,"punctuated_word":"will,","sentiment":"neutral","sentiment_score":0.0466180257499218},{"word":"a","start":967.935,"end":968.015,"confidence":0.9978339,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.026621967554092407},{"word":"valid","start":968.015,"end":968.335,"confidence":0.9996331,"punctuated_word":"valid","sentiment":"neutral","sentiment_score":0.04889502376317978},{"word":"will","start":968.335,"end":968.575,"confidence":0.96783125,"punctuated_word":"will?","sentiment":"neutral","sentiment_score":0.03989541903138161},{"word":"have","start":968.575,"end":968.815,"confidence":0.9994106,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.01598159223794937},{"word":"you","start":968.815,"end":968.895,"confidence":0.99706334,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03347218409180641},{"word":"talked","start":968.895,"end":969.215,"confidence":0.99953175,"punctuated_word":"talked","sentiment":"neutral","sentiment_score":0.02856115810573101},{"word":"about","start":969.215,"end":969.455,"confidence":0.99939287,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.028946001082658768},{"word":"doing","start":969.455,"end":969.775,"confidence":0.99969053,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.01670805737376213},{"word":"a","start":969.775,"end":969.85504,"confidence":0.94322646,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.026686327531933784},{"word":"will","start":969.85504,"end":970.255,"confidence":0.99983585,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.03234466537833214},{"word":"or","start":970.255,"end":970.375,"confidence":0.86478263,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.012595079839229584},{"word":"a","start":970.375,"end":970.495,"confidence":0.47853875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.024705780670046806},{"word":"power","start":970.495,"end":970.73505,"confidence":0.9654978,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.04747362434864044},{"word":"of","start":970.73505,"end":970.815,"confidence":0.97554475,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03795631974935531},{"word":"attorney","start":970.815,"end":971.215,"confidence":0.99980897,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.01656769961118698},{"word":"or","start":971.215,"end":971.375,"confidence":0.98712695,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.020129039883613583},{"word":"anything","start":971.375,"end":971.695,"confidence":0.99983585,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.031627874821424484},{"word":"like","start":971.695,"end":971.935,"confidence":0.99963677,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.00116073340177536},{"word":"that","start":971.935,"end":972.435,"confidence":0.9994096,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.015318620949983597},{"word":"okay","start":977.70996,"end":978.19,"confidence":0.9924758,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0032502133399248123},{"word":"yep","start":978.19,"end":978.69,"confidence":0.99705386,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03716437518596649},{"word":"it's","start":979.14996,"end":979.23,"confidence":0.869996,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.011073506437242033},{"word":"not","start":979.23,"end":979.47,"confidence":0.9985208,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.00400397926568985},{"word":"something","start":979.47,"end":979.79,"confidence":0.9987489,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.002165563404560089},{"word":"you","start":979.79,"end":979.94995,"confidence":0.9385817,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.019100967794656754},{"word":"guys","start":979.94995,"end":980.19,"confidence":0.9994906,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.011479303240776062},{"word":"have","start":980.19,"end":980.35,"confidence":0.99696296,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.014887556433677672},{"word":"talked","start":980.35,"end":980.67,"confidence":0.9994791,"punctuated_word":"talked","sentiment":"neutral","sentiment_score":0.003472801297903061},{"word":"about","start":980.67,"end":980.99,"confidence":0.9996433,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.014488041400909424},{"word":"doing","start":980.99,"end":981.31,"confidence":0.99957937,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.019594252109527588},{"word":"recently","start":981.31,"end":981.81,"confidence":0.77816355,"punctuated_word":"recently.","sentiment":"neutral","sentiment_score":-0.016913006082177162},{"word":"right","start":984.82996,"end":985.23,"confidence":0.6469771,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.008024366572499275},{"word":"that's","start":985.23,"end":985.55,"confidence":0.9523618,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.07545994222164154},{"word":"right","start":985.55,"end":986.05,"confidence":0.67060536,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.10597845911979677},{"word":"yeah","start":986.26996,"end":986.75,"confidence":0.9922447,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16086912155151367},{"word":"it","start":986.75,"end":986.91,"confidence":0.9970849,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.18727660179138184},{"word":"is","start":986.91,"end":987.06995,"confidence":0.99811256,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2001189291477203},{"word":"definitely","start":987.06995,"end":987.38995,"confidence":0.98260075,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.24664801359176636},{"word":"one","start":987.38995,"end":987.55,"confidence":0.99916875,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.20603561401367188},{"word":"of","start":987.55,"end":987.62994,"confidence":0.9995091,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18876726925373075},{"word":"those","start":987.62994,"end":987.79,"confidence":0.9381394,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.25329551100730896},{"word":"things","start":987.79,"end":988.02997,"confidence":0.9990734,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.2477918267250061},{"word":"we","start":988.02997,"end":988.19,"confidence":0.9678343,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2213120013475418},{"word":"do","start":988.19,"end":988.35,"confidence":0.9967548,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.21773001551628113},{"word":"like","start":988.35,"end":988.50995,"confidence":0.9875693,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2517721652984619},{"word":"to","start":988.50995,"end":988.58997,"confidence":0.97038627,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.217241570353508},{"word":"touch","start":988.58997,"end":988.785,"confidence":0.68639284,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.1298542320728302},{"word":"base","start":988.785,"end":989.105,"confidence":0.9824238,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.17558063566684723},{"word":"on","start":989.105,"end":989.26495,"confidence":0.8056438,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.17305175960063934},{"word":"having","start":989.26495,"end":989.665,"confidence":0.99942845,"punctuated_word":"Having","sentiment":"neutral","sentiment_score":0.2031017243862152},{"word":"a","start":989.665,"end":989.745,"confidence":0.9945058,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17591941356658936},{"word":"will","start":989.745,"end":990.065,"confidence":0.99751425,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.17820140719413757},{"word":"and","start":990.065,"end":990.225,"confidence":0.99675804,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1537410020828247},{"word":"a","start":990.225,"end":990.305,"confidence":0.99161196,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1526447236537933},{"word":"valid","start":990.305,"end":990.625,"confidence":0.9973247,"punctuated_word":"valid","sentiment":"neutral","sentiment_score":0.0985049307346344},{"word":"power","start":990.625,"end":990.865,"confidence":0.996394,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.12125041335821152},{"word":"of","start":990.865,"end":991.02496,"confidence":0.9974093,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13770461082458496},{"word":"attorney","start":991.02496,"end":991.425,"confidence":0.9952596,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.0902867242693901},{"word":"for","start":991.425,"end":991.665,"confidence":0.99438757,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15122100710868835},{"word":"yourself","start":991.665,"end":991.985,"confidence":0.99756795,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.24285051226615903},{"word":"and","start":991.985,"end":992.225,"confidence":0.9772307,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.220283642411232},{"word":"your","start":992.225,"end":992.38495,"confidence":0.99949384,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.24417489767074585},{"word":"wife","start":992.38495,"end":992.625,"confidence":0.97680014,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.18243975937366488},{"word":"is","start":992.625,"end":992.785,"confidence":0.9992949,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2820073366165161},{"word":"really","start":992.785,"end":993.105,"confidence":0.9998375,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.30932772159576416},{"word":"important","start":993.105,"end":993.605,"confidence":0.95293283,"punctuated_word":"important.","sentiment":"neutral","sentiment_score":0.23936757445335388},{"word":"just","start":994.14496,"end":994.305,"confidence":0.5621369,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.2221109569072723},{"word":"making","start":994.305,"end":994.625,"confidence":0.99990904,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.20554828643798828},{"word":"sure","start":994.625,"end":994.865,"confidence":0.99947375,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2187747061252594},{"word":"with","start":994.865,"end":995.105,"confidence":0.89199317,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.25484567880630493},{"word":"your","start":995.105,"end":995.26495,"confidence":0.9770675,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2238093465566635},{"word":"sleep","start":995.26495,"end":995.58496,"confidence":0.6621426,"punctuated_word":"sleep,","sentiment":"neutral","sentiment_score":0.21581150591373444},{"word":"we","start":995.58496,"end":995.745,"confidence":0.9751949,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.24672077596187592},{"word":"tend","start":995.745,"end":996.065,"confidence":0.99508226,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":0.22370606660842896},{"word":"to","start":996.065,"end":996.14496,"confidence":0.999003,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2000940442085266},{"word":"have","start":996.14496,"end":996.38495,"confidence":0.9999049,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2058948874473572},{"word":"and","start":996.545,"end":996.70496,"confidence":0.9977849,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17425604164600372},{"word":"with","start":996.70496,"end":996.865,"confidence":0.99964786,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.20782680809497833},{"word":"your","start":996.865,"end":997.02496,"confidence":0.9977075,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1840672343969345},{"word":"life","start":997.02496,"end":997.26495,"confidence":0.9955031,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.17807205021381378},{"word":"insurance","start":997.26495,"end":997.665,"confidence":0.9887229,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":0.19033195078372955},{"word":"we","start":997.665,"end":997.745,"confidence":0.9988889,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2175213098526001},{"word":"tend","start":997.745,"end":997.985,"confidence":0.99887365,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":0.1900681108236313},{"word":"to","start":997.985,"end":998.065,"confidence":0.9984603,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21074551343917847},{"word":"have","start":998.065,"end":998.38495,"confidence":0.99994564,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16627883911132812},{"word":"beneficiary","start":998.38495,"end":998.88495,"confidence":0.99340385,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.14538681507110596},{"word":"nominations","start":999.02496,"end":999.52496,"confidence":0.99951315,"punctuated_word":"nominations","sentiment":"neutral","sentiment_score":0.16219249367713928},{"word":"applied","start":999.82495,"end":1000.32495,"confidence":0.95283866,"punctuated_word":"applied.","sentiment":"neutral","sentiment_score":0.15597355365753174},{"word":"but","start":1000.70496,"end":1000.94495,"confidence":0.9922227,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.15860304236412048},{"word":"everything","start":1000.94495,"end":1001.425,"confidence":0.99949217,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.1312641203403473},{"word":"outside","start":1001.425,"end":1001.90497,"confidence":0.9970054,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":0.1372513771057129},{"word":"of","start":1001.90497,"end":1001.985,"confidence":0.99945205,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0717373862862587},{"word":"that","start":1001.985,"end":1002.225,"confidence":0.9461896,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.11846865713596344},{"word":"like","start":1002.225,"end":1002.46497,"confidence":0.999841,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.10415160655975342},{"word":"your","start":1002.46497,"end":1002.625,"confidence":0.9203706,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1130390539765358},{"word":"home","start":1002.625,"end":1002.94495,"confidence":0.9987961,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.1070982664823532},{"word":"and","start":1002.94495,"end":1003.105,"confidence":0.775563,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1123533695936203},{"word":"contents","start":1003.105,"end":1003.605,"confidence":0.89801776,"punctuated_word":"contents,","sentiment":"neutral","sentiment_score":0.10929323732852936},{"word":"your","start":1003.745,"end":1003.98,"confidence":0.9788246,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15261876583099365},{"word":"cars","start":1004.22,"end":1004.62,"confidence":0.98574376,"punctuated_word":"cars,","sentiment":"neutral","sentiment_score":0.12958720326423645},{"word":"your","start":1004.62,"end":1005.01996,"confidence":0.99749666,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14286211133003235},{"word":"savings","start":1005.01996,"end":1005.5,"confidence":0.9975211,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.07946839183568954},{"word":"accounts","start":1005.5,"end":1006.0,"confidence":0.94046164,"punctuated_word":"accounts,","sentiment":"neutral","sentiment_score":0.11503688246011734},{"word":"you","start":1006.69995,"end":1006.77997,"confidence":0.93415654,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14540766179561615},{"word":"know","start":1006.77997,"end":1007.01996,"confidence":0.99974084,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.13112494349479675},{"word":"any","start":1007.01996,"end":1007.26,"confidence":0.9994733,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.11942729353904724},{"word":"family","start":1007.26,"end":1007.66,"confidence":0.99840206,"punctuated_word":"family","sentiment":"neutral","sentiment_score":0.0738389641046524},{"word":"ailments","start":1007.66,"end":1007.98,"confidence":0.27418736,"punctuated_word":"ailments","sentiment":"neutral","sentiment_score":0.12479589879512788},{"word":"that","start":1007.98,"end":1008.22,"confidence":0.9990798,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12932974100112915},{"word":"you","start":1008.22,"end":1008.3,"confidence":0.9996524,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1041533350944519},{"word":"might","start":1008.3,"end":1008.54,"confidence":0.99985826,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.06571926921606064},{"word":"have","start":1008.54,"end":1008.86,"confidence":0.9704187,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.10057796537876128},{"word":"all","start":1008.86,"end":1009.1,"confidence":0.9959066,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07237185537815094},{"word":"those","start":1009.1,"end":1009.26,"confidence":0.72600704,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.07299143821001053},{"word":"things","start":1009.26,"end":1009.66,"confidence":0.9995246,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.12075287848711014},{"word":"aren't","start":1009.66,"end":1010.16,"confidence":0.9086317,"punctuated_word":"aren't","sentiment":"neutral","sentiment_score":0.08492634445428848},{"word":"incorporated","start":1010.3,"end":1010.8,"confidence":0.9986512,"punctuated_word":"incorporated","sentiment":"neutral","sentiment_score":0.07797279953956604},{"word":"into","start":1010.86,"end":1011.18,"confidence":0.99450547,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.03507018834352493},{"word":"that","start":1011.18,"end":1011.42,"confidence":0.99855155,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1118394285440445},{"word":"sort","start":1011.42,"end":1011.66,"confidence":0.9745789,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.08752976357936859},{"word":"of","start":1011.66,"end":1011.82,"confidence":0.99941576,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10821012407541276},{"word":"into","start":1011.98,"end":1012.22,"confidence":0.9966176,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.0833718404173851},{"word":"the","start":1012.22,"end":1012.45996,"confidence":0.998958,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11383802443742752},{"word":"beneficiary","start":1012.45996,"end":1012.95996,"confidence":0.9883537,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.11079971492290495},{"word":"side","start":1013.1,"end":1013.26,"confidence":0.99805605,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.20535123348236084},{"word":"of","start":1013.26,"end":1013.42,"confidence":0.9984988,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14529180526733398},{"word":"things","start":1013.42,"end":1013.66,"confidence":0.96310127,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.13260799646377563},{"word":"so","start":1013.66,"end":1013.82,"confidence":0.93319476,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.17687034606933594},{"word":"having","start":1013.82,"end":1014.32,"confidence":0.9994802,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.2693837881088257},{"word":"a","start":1014.38,"end":1014.54,"confidence":0.9921525,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24429289996623993},{"word":"will","start":1014.54,"end":1014.77997,"confidence":0.91683185,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.2421429753303528},{"word":"done","start":1014.77997,"end":1015.01996,"confidence":0.9559722,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.26736918091773987},{"word":"up","start":1015.01996,"end":1015.18,"confidence":0.9611364,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.32146501541137695},{"word":"with","start":1015.18,"end":1015.33997,"confidence":0.9983103,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.28504452109336853},{"word":"a","start":1015.33997,"end":1015.42,"confidence":0.63734746,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2143486738204956},{"word":"solicitor","start":1015.42,"end":1015.92,"confidence":0.9980591,"punctuated_word":"solicitor","sentiment":"neutral","sentiment_score":0.18386587500572205},{"word":"is","start":1016.06,"end":1016.22,"confidence":0.97970927,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2812492847442627},{"word":"really","start":1016.22,"end":1016.54,"confidence":0.99956304,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.32568955421447754},{"word":"important","start":1016.54,"end":1017.04,"confidence":0.999454,"punctuated_word":"important.","sentiment":"neutral","sentiment_score":0.26727184653282166},{"word":"you","start":1017.365,"end":1017.52496,"confidence":0.9998216,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.24781963229179385},{"word":"can","start":1017.52496,"end":1017.685,"confidence":0.9996983,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2567083239555359},{"word":"also","start":1017.685,"end":1018.00494,"confidence":0.9994462,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.24064695835113523},{"word":"do","start":1018.00494,"end":1018.245,"confidence":0.99980825,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.27278146147727966},{"word":"it","start":1018.245,"end":1018.40497,"confidence":0.99090225,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24090109765529633},{"word":"cheaper","start":1018.40497,"end":1018.805,"confidence":0.9960722,"punctuated_word":"cheaper","sentiment":"neutral","sentiment_score":0.27335163950920105},{"word":"by","start":1018.805,"end":1018.96497,"confidence":0.9984149,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.2651468515396118},{"word":"having","start":1018.96497,"end":1019.285,"confidence":0.9814468,"punctuated_word":"having,","sentiment":"neutral","sentiment_score":0.2316040545701981},{"word":"like","start":1019.285,"end":1019.44495,"confidence":0.9991102,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.22503554821014404},{"word":"a","start":1019.44495,"end":1019.605,"confidence":0.99920124,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24960416555404663},{"word":"will","start":1019.605,"end":1019.845,"confidence":0.99034333,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.20874789357185364},{"word":"kit","start":1019.845,"end":1020.165,"confidence":0.96595097,"punctuated_word":"kit","sentiment":"neutral","sentiment_score":0.23741918802261353},{"word":"set","start":1020.165,"end":1020.32495,"confidence":0.93055665,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.24643602967262268},{"word":"up","start":1020.32495,"end":1020.64496,"confidence":0.811781,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.19096991419792175},{"word":"or","start":1020.64496,"end":1020.805,"confidence":0.99818593,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.22832393646240232},{"word":"you","start":1020.805,"end":1020.88495,"confidence":0.9458171,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23121902346611023},{"word":"can","start":1020.88495,"end":1021.045,"confidence":0.99979144,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.23647861182689667},{"word":"do","start":1021.045,"end":1021.20496,"confidence":0.99980706,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2136346846818924},{"word":"it","start":1021.20496,"end":1021.44495,"confidence":0.9996996,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.200297549366951},{"word":"through","start":1021.44495,"end":1021.845,"confidence":0.9983922,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.17346598207950592},{"word":"you","start":1021.845,"end":1022.00494,"confidence":0.99895585,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1868072748184204},{"word":"know","start":1022.00494,"end":1022.50494,"confidence":0.9998831,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2049819529056549},{"word":"the","start":1022.64496,"end":1022.805,"confidence":0.56599957,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18809956312179563},{"word":"government","start":1022.805,"end":1023.285,"confidence":0.99965525,"punctuated_word":"government","sentiment":"neutral","sentiment_score":0.22639165818691256},{"word":"with","start":1023.285,"end":1023.44495,"confidence":0.99141055,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1896544098854065},{"word":"the","start":1023.44495,"end":1023.685,"confidence":0.9948008,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17018595337867737},{"word":"with","start":1023.685,"end":1023.845,"confidence":0.99857414,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.17786727845668793},{"word":"the","start":1023.845,"end":1024.005,"confidence":0.9998196,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2021479606628418},{"word":"help","start":1024.005,"end":1024.245,"confidence":0.9978567,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.22644545137882233},{"word":"of","start":1024.245,"end":1024.325,"confidence":0.9993241,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22579488158226013},{"word":"your","start":1024.325,"end":1024.8049,"confidence":0.9989901,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19044598937034607},{"word":"state","start":1024.8049,"end":1025.125,"confidence":0.91614586,"punctuated_word":"state","sentiment":"neutral","sentiment_score":0.20992286503314972},{"word":"trustees","start":1025.125,"end":1025.625,"confidence":0.949318,"punctuated_word":"trustees.","sentiment":"neutral","sentiment_score":0.1875547468662262},{"word":"but","start":1026.405,"end":1026.645,"confidence":0.9182907,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.23736491799354553},{"word":"having","start":1026.645,"end":1026.885,"confidence":0.99980336,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.1856023669242859},{"word":"a","start":1026.885,"end":1027.0449,"confidence":0.9995345,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14018982648849487},{"word":"valid","start":1027.0449,"end":1027.445,"confidence":0.9990528,"punctuated_word":"valid","sentiment":"neutral","sentiment_score":0.10168102383613586},{"word":"will","start":1027.445,"end":1027.605,"confidence":0.99834704,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.14526256918907166},{"word":"in","start":1027.605,"end":1027.765,"confidence":0.9990139,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16323482990264893},{"word":"place","start":1027.765,"end":1028.005,"confidence":0.9992311,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.23561567068099976},{"word":"just","start":1028.005,"end":1028.245,"confidence":0.93407094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.19865889847278595},{"word":"means","start":1028.245,"end":1028.485,"confidence":0.9964683,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.18104207515716553},{"word":"that","start":1028.485,"end":1028.645,"confidence":0.99944395,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.157754585146904},{"word":"in","start":1028.645,"end":1028.8049,"confidence":0.9900844,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16592735052108765},{"word":"the","start":1028.8049,"end":1028.885,"confidence":0.9990927,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20248180627822876},{"word":"event","start":1028.885,"end":1029.205,"confidence":0.9980964,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.2216794788837433},{"word":"that","start":1029.205,"end":1029.365,"confidence":0.9610095,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2252461463212967},{"word":"something","start":1029.365,"end":1029.765,"confidence":0.9916797,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.20418742299079895},{"word":"happens","start":1029.765,"end":1030.1649,"confidence":0.99854964,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":0.15628233551979065},{"word":"to","start":1030.1649,"end":1030.325,"confidence":0.99149305,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14900943636894226},{"word":"one","start":1030.325,"end":1030.565,"confidence":0.99672997,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.14496088027954102},{"word":"or","start":1030.565,"end":1030.725,"confidence":0.99467343,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.2023605704307556},{"word":"both","start":1030.725,"end":1031.0449,"confidence":0.9998123,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.17004209756851196},{"word":"of","start":1031.0449,"end":1031.205,"confidence":0.9994831,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22601592540740967},{"word":"you","start":1031.205,"end":1031.705,"confidence":0.93799883,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.25198519229888916},{"word":"that","start":1032.3201,"end":1032.48,"confidence":0.99415153,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.245914027094841},{"word":"all","start":1032.48,"end":1032.72,"confidence":0.9998363,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.24978482723236084},{"word":"of","start":1032.72,"end":1032.88,"confidence":0.9999201,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2953176200389862},{"word":"your","start":1032.88,"end":1033.38,"confidence":0.9973613,"punctuated_word":"your,","sentiment":"neutral","sentiment_score":0.21470996737480164},{"word":"you","start":1033.4401,"end":1033.6,"confidence":0.9995864,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2289474606513977},{"word":"know","start":1033.6,"end":1033.92,"confidence":0.9998145,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2781312167644501},{"word":"assets","start":1033.92,"end":1034.3201,"confidence":0.9978381,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.2287453860044479},{"word":"can","start":1034.3201,"end":1034.4,"confidence":0.9982132,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.26658210158348083},{"word":"be","start":1034.4,"end":1034.64,"confidence":0.9993445,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.303331196308136},{"word":"pulled","start":1034.64,"end":1034.88,"confidence":0.9909183,"punctuated_word":"pulled","sentiment":"neutral","sentiment_score":0.31012362241744995},{"word":"together","start":1034.88,"end":1035.28,"confidence":0.99971,"punctuated_word":"together","sentiment":"positive","sentiment_score":0.3346134126186371},{"word":"and","start":1035.28,"end":1035.4401,"confidence":0.99943215,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3083164691925049},{"word":"directed","start":1035.4401,"end":1035.92,"confidence":0.99882954,"punctuated_word":"directed","sentiment":"neutral","sentiment_score":0.27217787504196167},{"word":"to","start":1035.92,"end":1036.0,"confidence":0.99956185,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3161022365093231},{"word":"where","start":1036.0,"end":1036.24,"confidence":0.9993899,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.30657535791397095},{"word":"you","start":1036.24,"end":1036.4,"confidence":0.99967504,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2956145405769348},{"word":"want","start":1036.4,"end":1036.64,"confidence":0.99977595,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.2582193911075592},{"word":"them","start":1036.64,"end":1036.88,"confidence":0.9997993,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.3041558265686035},{"word":"to","start":1036.88,"end":1036.96,"confidence":0.99895835,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2257298231124878},{"word":"go","start":1036.96,"end":1037.28,"confidence":0.9973423,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.07567737251520157},{"word":"so","start":1037.28,"end":1037.52,"confidence":0.9992879,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.00039628148078918457},{"word":"without","start":1037.52,"end":1037.92,"confidence":0.9767418,"punctuated_word":"without","sentiment":"neutral","sentiment_score":-0.021996449679136276},{"word":"having","start":1037.92,"end":1038.24,"confidence":0.9997578,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.10083690285682678},{"word":"your","start":1038.24,"end":1038.4,"confidence":0.67875546,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.08667899668216705},{"word":"will","start":1038.4,"end":1038.64,"confidence":0.9960691,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.08229488134384155},{"word":"in","start":1038.64,"end":1038.8,"confidence":0.999084,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08610974997282028},{"word":"place","start":1038.8,"end":1039.2,"confidence":0.99870014,"punctuated_word":"place,","sentiment":"neutral","sentiment_score":-0.10472685098648073},{"word":"everything","start":1039.2,"end":1039.68,"confidence":0.9997427,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.11599862575531006},{"word":"kinda","start":1039.68,"end":1039.92,"confidence":0.9738366,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.09708532691001892},{"word":"has","start":1039.92,"end":1040.16,"confidence":0.9610669,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.12134580314159392},{"word":"to","start":1040.16,"end":1040.24,"confidence":0.99941397,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12690451741218567},{"word":"go","start":1040.24,"end":1040.48,"confidence":0.9990483,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.14421416819095612},{"word":"through","start":1040.48,"end":1040.72,"confidence":0.9985506,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.1711953580379486},{"word":"probate","start":1040.72,"end":1041.22,"confidence":0.9919157,"punctuated_word":"probate,","sentiment":"neutral","sentiment_score":-0.14762721955776217},{"word":"which","start":1041.52,"end":1041.76,"confidence":0.9998677,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.1618126779794693},{"word":"for","start":1041.76,"end":1041.92,"confidence":0.7413663,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.15358488261699677},{"word":"your","start":1041.92,"end":1042.16,"confidence":0.97049373,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.17425763607025146},{"word":"family","start":1042.16,"end":1042.56,"confidence":0.9993814,"punctuated_word":"family","sentiment":"neutral","sentiment_score":-0.18133273720741272},{"word":"can","start":1042.56,"end":1042.72,"confidence":0.9180974,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.14510175585746765},{"word":"be","start":1042.72,"end":1042.96,"confidence":0.9996153,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.13834114372730255},{"word":"a","start":1042.96,"end":1043.04,"confidence":0.9933837,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1659940779209137},{"word":"costly","start":1043.04,"end":1043.52,"confidence":0.56457573,"punctuated_word":"costly","sentiment":"neutral","sentiment_score":-0.23362213373184204},{"word":"and","start":1043.52,"end":1043.6,"confidence":0.907011,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.3083915710449219},{"word":"lengthy","start":1043.6,"end":1044.08,"confidence":0.99033874,"punctuated_word":"lengthy","sentiment":"negative","sentiment_score":-0.35081779956817627},{"word":"process","start":1044.08,"end":1044.58,"confidence":0.98983943,"punctuated_word":"process.","sentiment":"neutral","sentiment_score":-0.2056602239608765},{"word":"so","start":1045.3551,"end":1045.515,"confidence":0.97008395,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04478888958692551},{"word":"it","start":1045.515,"end":1045.5951,"confidence":0.99620914,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.021617472171783447},{"word":"is","start":1045.5951,"end":1045.8351,"confidence":0.9978776,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.007987692952156067},{"word":"definitely","start":1045.8351,"end":1046.155,"confidence":0.9994592,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.05321751534938812},{"word":"really","start":1046.155,"end":1046.4751,"confidence":0.98690563,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.03819519281387329},{"word":"important","start":1046.4751,"end":1046.795,"confidence":0.9997757,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.04491637647151947},{"word":"to","start":1046.795,"end":1046.9551,"confidence":0.99976796,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.100327268242836},{"word":"have","start":1046.9551,"end":1047.1951,"confidence":0.9998921,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14817731082439425},{"word":"a","start":1047.1951,"end":1047.3551,"confidence":0.99757594,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16091734170913696},{"word":"will","start":1047.3551,"end":1047.755,"confidence":0.9699257,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.17502668499946594},{"word":"done","start":1047.755,"end":1047.995,"confidence":0.96573025,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.1488453447818756},{"word":"up","start":1047.995,"end":1048.495,"confidence":0.9079906,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.15828590095043182},{"word":"if","start":1048.635,"end":1048.875,"confidence":0.94498986,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.08389723300933838},{"word":"you","start":1048.875,"end":1049.035,"confidence":0.99849427,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07622595131397247},{"word":"wanted","start":1049.035,"end":1049.3551,"confidence":0.99931014,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.07194405794143677},{"word":"to","start":1049.3551,"end":1049.5951,"confidence":0.99840903,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.07437396794557571},{"word":"we","start":1049.5951,"end":1049.755,"confidence":0.9995704,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07633406668901443},{"word":"could","start":1049.755,"end":1049.995,"confidence":0.9984078,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.08799857646226883},{"word":"always","start":1049.995,"end":1050.3151,"confidence":0.99915266,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.091170534491539},{"word":"send","start":1050.3151,"end":1050.555,"confidence":0.9991234,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.06895419955253601},{"word":"through","start":1050.555,"end":1050.7151,"confidence":0.7494991,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0530293732881546},{"word":"an","start":1050.7151,"end":1050.9551,"confidence":0.99941766,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.07610507309436798},{"word":"email","start":1050.9551,"end":1051.435,"confidence":0.99992454,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.08745001256465912},{"word":"after","start":1051.435,"end":1051.675,"confidence":0.9985453,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.05757167190313339},{"word":"the","start":1051.675,"end":1051.8351,"confidence":0.99881005,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06899520754814148},{"word":"call","start":1051.8351,"end":1052.3151,"confidence":0.9999509,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.056909359991550446},{"word":"just","start":1052.3151,"end":1052.555,"confidence":0.89621323,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10340961813926695},{"word":"with","start":1052.555,"end":1052.795,"confidence":0.68424606,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09831583499908449},{"word":"some","start":1052.795,"end":1052.9551,"confidence":0.9991327,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.06289499998092651},{"word":"information","start":1052.9551,"end":1053.4551,"confidence":0.99977463,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.07290643453598022},{"word":"on","start":1053.515,"end":1053.675,"confidence":0.99982136,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06461433321237564},{"word":"a","start":1053.675,"end":1053.755,"confidence":0.81031364,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06846350431442261},{"word":"local","start":1053.755,"end":1054.0751,"confidence":0.9997204,"punctuated_word":"local","sentiment":"neutral","sentiment_score":0.04360531270503998},{"word":"school","start":1054.0751,"end":1054.3151,"confidence":0.7036622,"punctuated_word":"school","sentiment":"neutral","sentiment_score":0.051376648247241974},{"word":"so","start":1054.3151,"end":1054.4751,"confidence":0.90149593,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.09893517941236496},{"word":"that","start":1054.4751,"end":1054.635,"confidence":0.9919916,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13091376423835754},{"word":"we","start":1054.635,"end":1054.795,"confidence":0.99588674,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10353848338127136},{"word":"can","start":1054.795,"end":1055.035,"confidence":0.99973136,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12298358231782912},{"word":"refer","start":1055.035,"end":1055.3551,"confidence":0.99297863,"punctuated_word":"refer","sentiment":"neutral","sentiment_score":0.052212655544281006},{"word":"you","start":1055.3551,"end":1055.515,"confidence":0.99923,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1380222737789154},{"word":"to","start":1055.515,"end":1055.755,"confidence":0.98277,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.09483792632818222},{"word":"it","start":1055.755,"end":1055.915,"confidence":0.99618137,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.06573796272277832},{"word":"has","start":1055.915,"end":1056.0751,"confidence":0.99932504,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.049495212733745575},{"word":"a","start":1056.0751,"end":1056.235,"confidence":0.98942786,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04370624199509621},{"word":"costing","start":1056.235,"end":1056.635,"confidence":0.99743205,"punctuated_word":"costing","sentiment":"neutral","sentiment_score":0.036575693637132645},{"word":"of","start":1056.635,"end":1056.795,"confidence":0.99950874,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04673905670642853},{"word":"what","start":1056.795,"end":1057.1951,"confidence":0.9993013,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.03822184354066849},{"word":"they","start":1057.1951,"end":1057.435,"confidence":0.84149635,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.025394456461071968},{"word":"charge","start":1057.435,"end":1057.8351,"confidence":0.9133113,"punctuated_word":"charge","sentiment":"neutral","sentiment_score":0.0314197912812233},{"word":"to","start":1057.8351,"end":1057.995,"confidence":0.99571097,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02610917203128338},{"word":"do","start":1057.995,"end":1058.235,"confidence":0.7068906,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.03270396590232849},{"word":"will","start":1058.235,"end":1058.4751,"confidence":0.6910207,"punctuated_word":"Will,","sentiment":"neutral","sentiment_score":0.05324950069189072},{"word":"just","start":1058.4751,"end":1058.7151,"confidence":0.97853047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05399986356496811},{"word":"to","start":1058.7151,"end":1058.875,"confidence":0.9970118,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06855471432209015},{"word":"kinda","start":1058.875,"end":1059.275,"confidence":0.8387912,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.10807695239782332},{"word":"start","start":1059.275,"end":1059.54,"confidence":0.9914575,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.05720502883195877},{"word":"the","start":1059.62,"end":1059.78,"confidence":0.9922415,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08869804441928864},{"word":"conversation","start":1059.78,"end":1060.28,"confidence":0.998312,"punctuated_word":"conversation.","sentiment":"neutral","sentiment_score":0.057404231280088425},{"word":"would","start":1060.5,"end":1060.66,"confidence":0.9996823,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.06738139688968658},{"word":"you","start":1060.66,"end":1060.8201,"confidence":0.9997002,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06894532591104507},{"word":"like","start":1060.8201,"end":1060.98,"confidence":0.9998037,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.07209303230047226},{"word":"me","start":1060.98,"end":1061.14,"confidence":0.9992723,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.08426188677549362},{"word":"to","start":1061.14,"end":1061.3,"confidence":0.99924797,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08881571143865585},{"word":"organize","start":1061.3,"end":1061.78,"confidence":0.9997583,"punctuated_word":"organize","sentiment":"neutral","sentiment_score":0.07513812184333801},{"word":"that","start":1061.78,"end":1061.9401,"confidence":0.9981217,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11231733113527298},{"word":"for","start":1061.9401,"end":1062.1001,"confidence":0.9996443,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11227518320083618},{"word":"you","start":1062.1001,"end":1062.26,"confidence":0.9729502,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.06493861228227615},{"word":"ross","start":1062.26,"end":1062.76,"confidence":0.8980092,"punctuated_word":"Ross?","sentiment":"neutral","sentiment_score":0.05868109315633774},{"word":"yeah","start":1065.14,"end":1065.4601,"confidence":0.98789084,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2681550979614258},{"word":"beautiful","start":1065.4601,"end":1065.9601,"confidence":0.99986124,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6884359121322632},{"word":"i'll","start":1066.02,"end":1066.18,"confidence":0.999595,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.528618574142456},{"word":"get","start":1066.18,"end":1066.3401,"confidence":0.9998196,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.562840461730957},{"word":"that","start":1066.3401,"end":1066.5801,"confidence":0.9994252,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5491877198219299},{"word":"emailed","start":1066.5801,"end":1066.98,"confidence":0.89434266,"punctuated_word":"emailed","sentiment":"positive","sentiment_score":0.4856415390968323},{"word":"enough","start":1066.98,"end":1067.2201,"confidence":0.52625084,"punctuated_word":"enough","sentiment":"positive","sentiment_score":0.4726910889148712},{"word":"for","start":1067.2201,"end":1067.38,"confidence":0.9988588,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4487484395503998},{"word":"you","start":1067.38,"end":1067.54,"confidence":0.99929404,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4761967658996582},{"word":"shortly","start":1067.54,"end":1067.9401,"confidence":0.99926007,"punctuated_word":"shortly.","sentiment":"positive","sentiment_score":0.4614820778369904},{"word":"you","start":1067.9401,"end":1068.1001,"confidence":0.92512155,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.14862987399101257},{"word":"alright","start":1068.1001,"end":1068.6001,"confidence":0.95337486,"punctuated_word":"alright?","sentiment":"neutral","sentiment_score":0.1102222055196762},{"word":"absolutely","start":1070.18,"end":1070.68,"confidence":0.99703956,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.1966893374919891},{"word":"yes","start":1076.755,"end":1077.255,"confidence":0.9961505,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06231837347149849},{"word":"yeah","start":1098.225,"end":1098.625,"confidence":0.85532475,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05533977597951889},{"word":"you","start":1098.625,"end":1098.865,"confidence":0.99525213,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.035258304327726364},{"word":"can","start":1098.865,"end":1099.1849,"confidence":0.999905,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.054559409618377686},{"word":"do","start":1099.1849,"end":1099.6849,"confidence":0.996607,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.04764470458030701},{"word":"essentially","start":1100.465,"end":1100.945,"confidence":0.8514273,"punctuated_word":"Essentially,","sentiment":"neutral","sentiment_score":0.04409470409154892},{"word":"you","start":1100.945,"end":1101.105,"confidence":0.9997793,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06386470794677734},{"word":"can","start":1101.105,"end":1101.265,"confidence":0.998214,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07241901755332947},{"word":"have","start":1101.265,"end":1101.505,"confidence":0.9998808,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07121869921684265},{"word":"your","start":1101.505,"end":1101.6649,"confidence":0.99529064,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04674320295453072},{"word":"will","start":1101.6649,"end":1101.9049,"confidence":0.97138983,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.05912938714027405},{"word":"set","start":1101.9049,"end":1102.145,"confidence":0.9909961,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.08847196400165558},{"word":"up","start":1102.145,"end":1102.465,"confidence":0.9996991,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07149580866098404},{"word":"so","start":1102.465,"end":1102.7849,"confidence":0.9909731,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.05964824929833412},{"word":"that","start":1102.7849,"end":1103.105,"confidence":0.99989915,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07185506075620651},{"word":"you","start":1103.105,"end":1103.345,"confidence":0.99988604,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.061232272535562515},{"word":"can","start":1103.345,"end":1103.6649,"confidence":0.9997062,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07116028666496277},{"word":"direct","start":1103.6649,"end":1104.145,"confidence":0.9997956,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":0.06826364994049072},{"word":"certain","start":1104.145,"end":1104.5449,"confidence":0.99814594,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":0.04661937803030014},{"word":"assets","start":1104.5449,"end":1104.945,"confidence":0.998659,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.05913486331701279},{"word":"to","start":1104.945,"end":1105.1849,"confidence":0.97670674,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05230062082409859},{"word":"certain","start":1105.1849,"end":1105.6649,"confidence":0.99827826,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":0.043000005185604095},{"word":"people","start":1105.6649,"end":1106.1649,"confidence":0.8516041,"punctuated_word":"people.","sentiment":"neutral","sentiment_score":0.05474179610610008},{"word":"with","start":1106.945,"end":1107.345,"confidence":0.9622709,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.028687257319688797},{"word":"that","start":1107.345,"end":1107.585,"confidence":0.9998709,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04462756961584091},{"word":"kind","start":1107.585,"end":1107.825,"confidence":0.9964173,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.03295845910906792},{"word":"of","start":1107.825,"end":1108.3049,"confidence":0.9997894,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05121493339538574},{"word":"scenario","start":1108.3049,"end":1108.8049,"confidence":0.7962955,"punctuated_word":"scenario","sentiment":"neutral","sentiment_score":0.046457067131996155},{"word":"where","start":1108.865,"end":1109.0249,"confidence":0.96628803,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.03841571509838104},{"word":"you're","start":1109.0249,"end":1109.265,"confidence":0.8056444,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.04516083002090454},{"word":"sort","start":1109.265,"end":1109.4249,"confidence":0.99899465,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.033001333475112915},{"word":"of","start":1109.4249,"end":1109.79,"confidence":0.99933845,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.052878618240356445},{"word":"picking","start":1110.11,"end":1110.3501,"confidence":0.9952251,"punctuated_word":"picking","sentiment":"neutral","sentiment_score":0.021689973771572113},{"word":"what","start":1110.3501,"end":1110.67,"confidence":0.9994715,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.03853941708803177},{"word":"you","start":1110.67,"end":1110.91,"confidence":0.9998454,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.029733002185821533},{"word":"want","start":1110.91,"end":1111.41,"confidence":0.8539115,"punctuated_word":"want.","sentiment":"neutral","sentiment_score":0.025797739624977112},{"word":"my","start":1111.79,"end":1112.03,"confidence":0.8580586,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.01700642704963684},{"word":"grandmother","start":1112.03,"end":1112.53,"confidence":0.99969804,"punctuated_word":"grandmother","sentiment":"neutral","sentiment_score":-0.008891478180885315},{"word":"honestly","start":1112.75,"end":1113.15,"confidence":0.87886083,"punctuated_word":"honestly","sentiment":"neutral","sentiment_score":-0.017512984573841095},{"word":"did","start":1113.15,"end":1113.4701,"confidence":0.99819946,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.014438241720199583},{"word":"that","start":1113.4701,"end":1113.79,"confidence":0.9997247,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0033022016286849976},{"word":"when","start":1113.79,"end":1113.9501,"confidence":0.9997806,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.02261337637901306},{"word":"she","start":1113.9501,"end":1114.11,"confidence":0.99969053,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.01140166074037552},{"word":"was","start":1114.11,"end":1114.27,"confidence":0.9992411,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.027224209159612656},{"word":"moving","start":1114.27,"end":1114.5901,"confidence":0.99976045,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":-0.009965568780899048},{"word":"into","start":1114.5901,"end":1114.8301,"confidence":0.99726653,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.010022871196269987},{"word":"a","start":1114.8301,"end":1114.99,"confidence":0.99771947,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.00883467122912407},{"word":"nursing","start":1114.99,"end":1115.39,"confidence":0.9998611,"punctuated_word":"nursing","sentiment":"neutral","sentiment_score":-0.031038980931043625},{"word":"home","start":1115.39,"end":1115.89,"confidence":0.92445123,"punctuated_word":"home,","sentiment":"neutral","sentiment_score":-0.011498907580971718},{"word":"and","start":1116.03,"end":1116.27,"confidence":0.9990477,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.00230465829372406},{"word":"she","start":1116.27,"end":1116.51,"confidence":0.99988115,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.008442800492048264},{"word":"kind","start":1116.51,"end":1116.8301,"confidence":0.96414554,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.008110299706459045},{"word":"of","start":1116.8301,"end":1116.99,"confidence":0.9992575,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.00046961382031440735},{"word":"just","start":1116.99,"end":1117.23,"confidence":0.99733955,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.009354829788208008},{"word":"set","start":1117.23,"end":1117.39,"confidence":0.98861027,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.001720033586025238},{"word":"it","start":1117.39,"end":1117.55,"confidence":0.690751,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.020907141268253326},{"word":"up","start":1117.55,"end":1117.79,"confidence":0.99963295,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.016087550669908524},{"word":"in","start":1117.79,"end":1118.11,"confidence":0.94683737,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.004594139754772186},{"word":"a","start":1118.11,"end":1118.3501,"confidence":0.9985519,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.005080275237560272},{"word":"book","start":1118.3501,"end":1118.8501,"confidence":0.999027,"punctuated_word":"book","sentiment":"neutral","sentiment_score":-0.013697929680347444},{"word":"with","start":1118.99,"end":1119.4701,"confidence":0.99983776,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.001506894826889038},{"word":"her","start":1119.4701,"end":1119.87,"confidence":0.99961925,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.015285849571228027},{"word":"executor","start":1119.87,"end":1120.37,"confidence":0.95464224,"punctuated_word":"executor.","sentiment":"neutral","sentiment_score":0.006103598978370428},{"word":"and","start":1121.0701,"end":1121.55,"confidence":0.9979297,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.015983808785676956},{"word":"she","start":1121.55,"end":1121.7101,"confidence":0.99513453,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.0066228099167346954},{"word":"got","start":1121.7101,"end":1121.8701,"confidence":0.9994916,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.002296775579452514},{"word":"while","start":1122.03,"end":1122.27,"confidence":0.9970643,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.018994368612766262},{"word":"she","start":1122.27,"end":1122.43,"confidence":0.9990709,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.0001392066478729248},{"word":"was","start":1122.43,"end":1122.67,"confidence":0.9987488,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.01899680867791176},{"word":"still","start":1122.67,"end":1122.91,"confidence":0.9967135,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.01608564704656601},{"word":"alive","start":1122.91,"end":1123.39,"confidence":0.99758065,"punctuated_word":"alive,","sentiment":"neutral","sentiment_score":-0.0016792882233858109},{"word":"she","start":1123.39,"end":1123.63,"confidence":0.99967825,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.009722329676151276},{"word":"got","start":1123.63,"end":1123.79,"confidence":0.99923646,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.028099536895751953},{"word":"everyone","start":1123.79,"end":1124.265,"confidence":0.9994373,"punctuated_word":"everyone","sentiment":"neutral","sentiment_score":-0.01712813973426819},{"word":"to","start":1124.265,"end":1124.425,"confidence":0.9582914,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.016287215054035187},{"word":"come","start":1124.425,"end":1124.585,"confidence":0.9992588,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.020923100411891937},{"word":"around","start":1124.585,"end":1125.085,"confidence":0.5684113,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.03954579681158066},{"word":"and","start":1125.225,"end":1125.465,"confidence":0.9764607,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.00277092307806015},{"word":"basically","start":1125.465,"end":1125.965,"confidence":0.9001621,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.006401568651199341},{"word":"pick","start":1126.025,"end":1126.265,"confidence":0.63591355,"punctuated_word":"pick","sentiment":"neutral","sentiment_score":-0.0064954981207847595},{"word":"what","start":1126.265,"end":1126.505,"confidence":0.99950254,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.010858327150344849},{"word":"they","start":1126.505,"end":1126.665,"confidence":0.9996773,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.003724798560142517},{"word":"wanted","start":1126.665,"end":1126.985,"confidence":0.83254814,"punctuated_word":"wanted,","sentiment":"neutral","sentiment_score":0.0003654137253761291},{"word":"and","start":1126.985,"end":1127.145,"confidence":0.9970933,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.010142378509044647},{"word":"they","start":1127.145,"end":1127.305,"confidence":0.99602497,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.0034502223134040833},{"word":"just","start":1127.305,"end":1127.465,"confidence":0.9991743,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.006279271095991135},{"word":"had","start":1127.465,"end":1127.625,"confidence":0.9576154,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.004564646631479263},{"word":"it","start":1127.625,"end":1127.705,"confidence":0.9033725,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0036112889647483826},{"word":"kind","start":1127.705,"end":1128.025,"confidence":0.98406965,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.0007153674960136414},{"word":"of","start":1128.025,"end":1128.185,"confidence":0.9993587,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.012240812182426453},{"word":"noted","start":1128.185,"end":1128.505,"confidence":0.9972402,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":-0.013816773891448976},{"word":"that","start":1128.505,"end":1128.745,"confidence":0.99885035,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.002762511372566223},{"word":"this","start":1128.745,"end":1128.985,"confidence":0.99912995,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.018088161945343018},{"word":"is","start":1128.985,"end":1129.0651,"confidence":0.994659,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.012743398547172546},{"word":"what","start":1129.0651,"end":1129.225,"confidence":0.99971527,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.015304259955883026},{"word":"they","start":1129.225,"end":1129.465,"confidence":0.99926,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.0019680485129356384},{"word":"wanted","start":1129.465,"end":1129.965,"confidence":0.9995732,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.01931469887495041},{"word":"on","start":1130.265,"end":1130.585,"confidence":0.99944395,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.030659303069114685},{"word":"her","start":1130.585,"end":1130.8251,"confidence":0.9990538,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.03481946885585785},{"word":"passing","start":1130.8251,"end":1131.3251,"confidence":0.82108176,"punctuated_word":"passing,","sentiment":"neutral","sentiment_score":0.004088412970304489},{"word":"and","start":1131.705,"end":1131.9451,"confidence":0.9992449,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0294862762093544},{"word":"that","start":1131.9451,"end":1132.105,"confidence":0.9998995,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03315318375825882},{"word":"was","start":1132.105,"end":1132.345,"confidence":0.99914765,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.004093382507562637},{"word":"kind","start":1132.345,"end":1132.665,"confidence":0.99474007,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.01323377713561058},{"word":"of","start":1132.665,"end":1132.8251,"confidence":0.9995142,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02406490594148636},{"word":"entered","start":1132.8251,"end":1133.145,"confidence":0.9665078,"punctuated_word":"entered","sentiment":"neutral","sentiment_score":-0.018692128360271457},{"word":"into","start":1133.145,"end":1133.465,"confidence":0.99926966,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.000933609902858734},{"word":"the","start":1133.465,"end":1133.625,"confidence":0.9989826,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007100068032741547},{"word":"will","start":1133.625,"end":1134.125,"confidence":0.9931657,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.023457631468772888},{"word":"into","start":1135.0651,"end":1135.385,"confidence":0.7010436,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.03532255440950394},{"word":"the","start":1135.385,"end":1135.465,"confidence":0.99909914,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.021661587059497833},{"word":"will","start":1135.465,"end":1135.965,"confidence":0.99663556,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":0.018394526094198227},{"word":"it","start":1136.105,"end":1136.185,"confidence":0.96456903,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.006861686706542969},{"word":"was","start":1136.185,"end":1136.425,"confidence":0.99941885,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.004280220717191696},{"word":"like","start":1136.425,"end":1136.585,"confidence":0.90074164,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.026678601279854774},{"word":"a","start":1136.585,"end":1136.665,"confidence":0.9946167,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01870541088283062},{"word":"book","start":1136.665,"end":1136.905,"confidence":0.9911608,"punctuated_word":"book","sentiment":"neutral","sentiment_score":-0.002080485224723816},{"word":"it","start":1136.905,"end":1137.0651,"confidence":0.39254984,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.021175876259803772},{"word":"came","start":1137.0651,"end":1137.305,"confidence":0.9997843,"punctuated_word":"came","sentiment":"neutral","sentiment_score":0.01977534219622612},{"word":"with","start":1137.305,"end":1137.6,"confidence":0.9883287,"punctuated_word":"with.","sentiment":"neutral","sentiment_score":0.011590862646698952},{"word":"yeah","start":1137.84,"end":1138.34,"confidence":0.9694796,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00983651727437973},{"word":"so","start":1138.72,"end":1138.88,"confidence":0.99885035,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.01357802003622055},{"word":"that","start":1138.88,"end":1139.12,"confidence":0.92558867,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.004864394664764404},{"word":"absolutely","start":1139.12,"end":1139.62,"confidence":0.56244034,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":-0.03290583938360214},{"word":"can","start":1139.6799,"end":1140.16,"confidence":0.9998248,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.00441693514585495},{"word":"happen","start":1140.16,"end":1140.66,"confidence":0.9322932,"punctuated_word":"happen,","sentiment":"neutral","sentiment_score":0.00349307432770729},{"word":"but","start":1141.0399,"end":1141.12,"confidence":0.97183067,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0005702599883079529},{"word":"it","start":1141.12,"end":1141.28,"confidence":0.99942845,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.007226929068565369},{"word":"is","start":1141.28,"end":1141.44,"confidence":0.99938226,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.028926074504852295},{"word":"something","start":1141.44,"end":1141.6799,"confidence":0.9997911,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.005686156451702118},{"word":"you","start":1141.6799,"end":1142.08,"confidence":0.9984432,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01765388995409012},{"word":"wanna","start":1142.08,"end":1142.4,"confidence":0.5422045,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.01100623980164528},{"word":"kinda","start":1142.4,"end":1142.64,"confidence":0.87374145,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.028628163039684296},{"word":"talk","start":1142.64,"end":1142.88,"confidence":0.99785525,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.01513245701789856},{"word":"to","start":1142.88,"end":1143.0399,"confidence":0.9994609,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.016160205006599426},{"word":"your","start":1143.0399,"end":1143.28,"confidence":0.9996063,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.011774390935897827},{"word":"family","start":1143.28,"end":1143.6,"confidence":0.99993205,"punctuated_word":"family","sentiment":"neutral","sentiment_score":0.030224725604057312},{"word":"members","start":1143.6,"end":1144.0,"confidence":0.99965656,"punctuated_word":"members","sentiment":"neutral","sentiment_score":0.03116936981678009},{"word":"about","start":1144.0,"end":1144.48,"confidence":0.99951994,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04405861347913742},{"word":"before","start":1144.48,"end":1144.88,"confidence":0.9994874,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.02674592286348343},{"word":"you","start":1144.88,"end":1145.12,"confidence":0.9991412,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04630529135465622},{"word":"pass","start":1145.12,"end":1145.36,"confidence":0.9938046,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.059296004474163055},{"word":"away","start":1145.36,"end":1145.86,"confidence":0.718678,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":0.01348605379462242},{"word":"letting","start":1146.24,"end":1146.5599,"confidence":0.91059816,"punctuated_word":"letting","sentiment":"neutral","sentiment_score":0.0324244499206543},{"word":"you","start":1146.72,"end":1146.7999,"confidence":0.9726442,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.015410542488098145},{"word":"know","start":1146.7999,"end":1146.96,"confidence":0.9812733,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.030848756432533264},{"word":"working","start":1146.96,"end":1147.28,"confidence":0.9939322,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.031908392906188965},{"word":"at","start":1147.28,"end":1147.44,"confidence":0.56231785,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.014575988054275513},{"word":"what","start":1147.44,"end":1147.6,"confidence":0.9994168,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.02968291938304901},{"word":"they","start":1147.6,"end":1147.76,"confidence":0.99960965,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.021161407232284542},{"word":"do","start":1147.76,"end":1147.9199,"confidence":0.99884856,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.022597722709178925},{"word":"and","start":1147.9199,"end":1148.16,"confidence":0.9783458,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.017477132380008698},{"word":"or","start":1148.16,"end":1148.32,"confidence":0.9543009,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.005238041281700134},{"word":"don't","start":1148.32,"end":1148.64,"confidence":0.99985504,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.028038397431373596},{"word":"want","start":1148.64,"end":1148.96,"confidence":0.99946827,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.06139520928263664},{"word":"so","start":1148.96,"end":1149.2,"confidence":0.66433066,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.014288827776908876},{"word":"you","start":1149.2,"end":1149.36,"confidence":0.9997502,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.008884698152542114},{"word":"can","start":1149.36,"end":1149.6,"confidence":0.9994209,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.0017490386962890625},{"word":"kind","start":1149.6,"end":1149.76,"confidence":0.995518,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.02840478718280792},{"word":"of","start":1149.76,"end":1150.125,"confidence":0.9988158,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.021353378891944885},{"word":"have","start":1150.525,"end":1150.685,"confidence":0.998696,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.009371921420097353},{"word":"it","start":1150.685,"end":1150.845,"confidence":0.9977785,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02928922325372696},{"word":"noted","start":1150.845,"end":1151.165,"confidence":0.99294597,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":-0.00951753556728363},{"word":"in","start":1151.165,"end":1151.405,"confidence":0.9991321,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.010198988020420074},{"word":"the","start":1151.405,"end":1151.565,"confidence":0.9973117,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.016535133123397827},{"word":"will","start":1151.565,"end":1152.045,"confidence":0.67316747,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":-0.002981271594762802},{"word":"this","start":1152.045,"end":1152.285,"confidence":0.99912053,"punctuated_word":"This","sentiment":"neutral","sentiment_score":-0.03364497795701027},{"word":"is","start":1152.285,"end":1152.365,"confidence":0.99869233,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.03702995926141739},{"word":"what","start":1152.365,"end":1152.605,"confidence":0.9998362,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.02528988942503929},{"word":"this","start":1152.605,"end":1152.845,"confidence":0.9986228,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.10982945561408997},{"word":"person's","start":1152.845,"end":1153.245,"confidence":0.94542557,"punctuated_word":"person's","sentiment":"neutral","sentiment_score":-0.11259546130895616},{"word":"gonna","start":1153.245,"end":1153.565,"confidence":0.9969023,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.12544213235378265},{"word":"get","start":1153.565,"end":1154.065,"confidence":0.99261147,"punctuated_word":"get.","sentiment":"neutral","sentiment_score":-0.11279016733169556},{"word":"oh","start":1155.085,"end":1155.405,"confidence":0.9922736,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.13057275116443634},{"word":"okay","start":1155.405,"end":1155.905,"confidence":0.9995051,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.15636003017425537},{"word":"oh","start":1157.325,"end":1157.565,"confidence":0.86018085,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.24725496768951416},{"word":"he","start":1157.565,"end":1157.725,"confidence":0.9895223,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.25613677501678467},{"word":"probably","start":1157.725,"end":1158.045,"confidence":0.99910307,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.3296373188495636},{"word":"doesn't","start":1158.045,"end":1158.285,"confidence":0.9997754,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.22320696711540225},{"word":"know","start":1158.285,"end":1158.525,"confidence":0.9978435,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1655433028936386},{"word":"yet","start":1158.525,"end":1159.025,"confidence":0.9585225,"punctuated_word":"yet.","sentiment":"neutral","sentiment_score":-0.1370830237865448},{"word":"probably","start":1159.885,"end":1160.285,"confidence":0.96121687,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.14873069524765015},{"word":"doesn't","start":1160.285,"end":1160.525,"confidence":0.9725406,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.14771190285682678},{"word":"know","start":1160.525,"end":1160.765,"confidence":0.4913802,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.21575213968753815},{"word":"just","start":1160.765,"end":1161.005,"confidence":0.8069587,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.20857785642147064},{"word":"yet","start":1161.005,"end":1161.325,"confidence":0.99914396,"punctuated_word":"yet.","sentiment":"neutral","sentiment_score":-0.16546085476875305},{"word":"yeah","start":1161.325,"end":1161.825,"confidence":0.99731076,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03902731090784073},{"word":"alternatively","start":1162.285,"end":1162.785,"confidence":0.54886377,"punctuated_word":"Alternatively,","sentiment":"neutral","sentiment_score":-0.1435486376285553},{"word":"yeah","start":1165.65,"end":1165.73,"confidence":0.83900535,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.07261306047439575},{"word":"alternatively","start":1165.73,"end":1166.23,"confidence":0.94511724,"punctuated_word":"alternatively,","sentiment":"neutral","sentiment_score":-0.07163377851247787},{"word":"another","start":1166.37,"end":1166.61,"confidence":0.99838877,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.07230184972286224},{"word":"way","start":1166.61,"end":1166.85,"confidence":0.9997366,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.028021574020385746},{"word":"of","start":1166.85,"end":1167.01,"confidence":0.99071246,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05897035449743271},{"word":"the","start":1167.01,"end":1167.1699,"confidence":0.4735597,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04139117896556854},{"word":"structuring","start":1167.1699,"end":1167.65,"confidence":0.97739184,"punctuated_word":"structuring","sentiment":"neutral","sentiment_score":-0.038635361939668655},{"word":"is","start":1167.65,"end":1167.89,"confidence":0.91394484,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.01572396606206894},{"word":"that","start":1167.89,"end":1168.0499,"confidence":0.9847675,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.017816759645938873},{"word":"everything","start":1168.0499,"end":1168.45,"confidence":0.99856853,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.10045293718576433},{"word":"kinda","start":1168.45,"end":1168.77,"confidence":0.93520045,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.052099570631980896},{"word":"just","start":1168.77,"end":1168.9299,"confidence":0.9952153,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.058622099459171295},{"word":"gets","start":1168.9299,"end":1169.25,"confidence":0.963769,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":-0.11592637747526167},{"word":"sold","start":1169.25,"end":1169.49,"confidence":0.99859923,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":-0.03728224337100983},{"word":"off","start":1169.49,"end":1169.99,"confidence":0.9532994,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":-0.1284118294715881},{"word":"liquidated","start":1170.0499,"end":1170.5499,"confidence":0.99201745,"punctuated_word":"liquidated,","sentiment":"neutral","sentiment_score":-0.11046048253774644},{"word":"and","start":1171.1699,"end":1171.25,"confidence":0.9020696,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03008750081062317},{"word":"then","start":1171.25,"end":1171.49,"confidence":0.99887604,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.04903532564640045},{"word":"the","start":1171.49,"end":1171.65,"confidence":0.9989612,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00697016716003418},{"word":"money","start":1171.65,"end":1171.89,"confidence":0.99993634,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.03658676892518997},{"word":"can","start":1171.89,"end":1172.13,"confidence":0.9996439,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.031811028718948364},{"word":"just","start":1172.13,"end":1172.37,"confidence":0.96736217,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.030979417264461517},{"word":"be","start":1172.37,"end":1172.53,"confidence":0.9728731,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.016181737184524536},{"word":"spread","start":1172.53,"end":1172.85,"confidence":0.9546362,"punctuated_word":"spread","sentiment":"neutral","sentiment_score":0.034625448286533356},{"word":"across","start":1172.85,"end":1173.35,"confidence":0.99852055,"punctuated_word":"across.","sentiment":"neutral","sentiment_score":0.004377448931336403},{"word":"another","start":1174.0499,"end":1174.45,"confidence":0.9636227,"punctuated_word":"Another","sentiment":"neutral","sentiment_score":0.16050978004932404},{"word":"good","start":1174.45,"end":1174.61,"confidence":0.99956506,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5048004984855652},{"word":"aspect","start":1174.61,"end":1175.09,"confidence":0.9982418,"punctuated_word":"aspect","sentiment":"positive","sentiment_score":0.5452070236206055},{"word":"is","start":1175.09,"end":1175.4099,"confidence":0.9995783,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5478416681289673},{"word":"because","start":1175.4099,"end":1175.73,"confidence":0.7905117,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.44765782356262207},{"word":"your","start":1175.73,"end":1175.89,"confidence":0.9982685,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.49072569608688354},{"word":"kids","start":1175.89,"end":1176.21,"confidence":0.99944514,"punctuated_word":"kids","sentiment":"positive","sentiment_score":0.5100462436676025},{"word":"are","start":1176.21,"end":1176.37,"confidence":0.9989342,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.48087337613105774},{"word":"still","start":1176.37,"end":1176.69,"confidence":0.99859935,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.5210358500480652},{"word":"quite","start":1176.69,"end":1177.01,"confidence":0.9994312,"punctuated_word":"quite","sentiment":"positive","sentiment_score":0.3504304885864258},{"word":"young","start":1177.01,"end":1177.51,"confidence":0.9419917,"punctuated_word":"young,","sentiment":"neutral","sentiment_score":0.31846368312835693},{"word":"they're","start":1177.8099,"end":1178.205,"confidence":0.7842536,"punctuated_word":"they're","sentiment":"positive","sentiment_score":0.35474175214767456},{"word":"you","start":1178.2849,"end":1178.365,"confidence":0.98949814,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31563225388526917},{"word":"how","start":1178.605,"end":1178.6849,"confidence":0.9978523,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.23447762429714203},{"word":"many","start":1178.6849,"end":1178.9249,"confidence":0.9989784,"punctuated_word":"many","sentiment":"neutral","sentiment_score":0.14459866285324097},{"word":"kids","start":1178.9249,"end":1179.245,"confidence":0.99934596,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":0.17993983626365662},{"word":"do","start":1179.245,"end":1179.4049,"confidence":0.9987727,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.17521004378795624},{"word":"you","start":1179.4049,"end":1179.565,"confidence":0.99909353,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2758525013923645},{"word":"have","start":1179.565,"end":1180.065,"confidence":0.99828184,"punctuated_word":"have?","sentiment":"neutral","sentiment_score":0.254116028547287},{"word":"just","start":1181.485,"end":1181.725,"confidence":0.8922426,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.03647856414318085},{"word":"two","start":1181.725,"end":1181.885,"confidence":0.96036094,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.06524776667356491},{"word":"and","start":1181.965,"end":1182.125,"confidence":0.9992392,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03619536757469177},{"word":"they're","start":1182.125,"end":1182.365,"confidence":0.99886847,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.07717796415090561},{"word":"both","start":1182.365,"end":1182.5249,"confidence":0.9963606,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.09329470992088318},{"word":"18","start":1182.5249,"end":1183.265,"confidence":0.8793286,"punctuated_word":"18?","sentiment":"neutral","sentiment_score":0.09047958254814148},{"word":"both","start":1183.4049,"end":1183.6449,"confidence":0.9007173,"punctuated_word":"Both","sentiment":"neutral","sentiment_score":0.04836373031139374},{"word":"young","start":1183.6449,"end":1184.1449,"confidence":0.99036217,"punctuated_word":"young?","sentiment":"neutral","sentiment_score":0.07902944087982178},{"word":"yeah","start":1185.005,"end":1185.485,"confidence":0.98474026,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1152861937880516},{"word":"yeah","start":1185.485,"end":1185.8049,"confidence":0.86636794,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07227666676044464},{"word":"so","start":1185.8049,"end":1186.0449,"confidence":0.943782,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06300649046897888},{"word":"be","start":1186.0449,"end":1186.445,"confidence":0.34495914,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.10984888672828674},{"word":"okay","start":1187.565,"end":1188.0449,"confidence":0.9841605,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.20865990221500397},{"word":"yeah","start":1188.0449,"end":1188.365,"confidence":0.9991617,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.33066481351852417},{"word":"perfect","start":1188.365,"end":1188.865,"confidence":0.9991592,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5637180805206299},{"word":"so","start":1189.565,"end":1189.725,"confidence":0.88453954,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.28453394770622253},{"word":"another","start":1189.725,"end":1190.0449,"confidence":0.99607,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.21199524402618408},{"word":"way","start":1190.0449,"end":1190.2849,"confidence":0.9979905,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.19069913029670715},{"word":"of","start":1190.2849,"end":1190.445,"confidence":0.8993119,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2176270037889481},{"word":"sort","start":1190.445,"end":1190.605,"confidence":0.99107087,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2480406016111374},{"word":"of","start":1190.605,"end":1190.6849,"confidence":0.89158815,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23204752802848816},{"word":"looking","start":1190.6849,"end":1190.9249,"confidence":0.9980842,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.1627241224050522},{"word":"at","start":1190.9249,"end":1191.085,"confidence":0.9854876,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.17530730366706848},{"word":"it","start":1191.085,"end":1191.1649,"confidence":0.9741832,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.19602863490581512},{"word":"is","start":1191.1649,"end":1191.51,"confidence":0.93822116,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.17802846431732178},{"word":"because","start":1191.51,"end":1191.75,"confidence":0.854402,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.14477454125881195},{"word":"one","start":1191.75,"end":1191.8301,"confidence":0.9921388,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.16896198689937592},{"word":"of","start":1191.8301,"end":1191.91,"confidence":0.99887854,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1974221169948578},{"word":"your","start":1191.91,"end":1191.99,"confidence":0.9902361,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19005441665649417},{"word":"kids","start":1191.99,"end":1192.39,"confidence":0.9940745,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":0.18062658607959747},{"word":"is","start":1192.39,"end":1192.47,"confidence":0.90724444,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.19698964059352875},{"word":"they're","start":1192.55,"end":1192.79,"confidence":0.9609964,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.18767738342285156},{"word":"both","start":1192.79,"end":1193.03,"confidence":0.9928651,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.20482012629508972},{"word":"18","start":1193.03,"end":1193.59,"confidence":0.9154264,"punctuated_word":"18,","sentiment":"neutral","sentiment_score":0.1467660665512085},{"word":"so","start":1193.59,"end":1193.75,"confidence":0.98927504,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.118441641330719},{"word":"still","start":1193.75,"end":1193.99,"confidence":0.9014366,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.19840365648269653},{"word":"technically","start":1193.99,"end":1194.47,"confidence":0.85311264,"punctuated_word":"technically","sentiment":"neutral","sentiment_score":0.1462305635213852},{"word":"your","start":1194.47,"end":1194.63,"confidence":0.7047768,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1995244175195694},{"word":"financial","start":1194.63,"end":1195.13,"confidence":0.99795014,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.12670902907848358},{"word":"dependent","start":1195.1901,"end":1195.6901,"confidence":0.4864868,"punctuated_word":"dependent.","sentiment":"neutral","sentiment_score":0.14569593966007233},{"word":"having","start":1196.63,"end":1197.03,"confidence":0.9738514,"punctuated_word":"Having","sentiment":"neutral","sentiment_score":0.15308073163032532},{"word":"things","start":1197.03,"end":1197.35,"confidence":0.74615955,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.17933577299118042},{"word":"you","start":1197.35,"end":1197.43,"confidence":0.9874402,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2540276050567627},{"word":"could","start":1197.43,"end":1197.67,"confidence":0.9709175,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.23288759589195251},{"word":"have","start":1197.67,"end":1197.83,"confidence":0.99979836,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2287464439868927},{"word":"the","start":1197.83,"end":1197.99,"confidence":0.99585944,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22609403729438785},{"word":"money","start":1197.99,"end":1198.23,"confidence":0.9999722,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.1449928730726242},{"word":"put","start":1198.23,"end":1198.47,"confidence":0.9988128,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.22618600726127625},{"word":"into","start":1198.47,"end":1198.87,"confidence":0.91656256,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.1841797381639481},{"word":"trust","start":1198.87,"end":1199.1901,"confidence":0.95136815,"punctuated_word":"trust","sentiment":"neutral","sentiment_score":0.18272852897644043},{"word":"for","start":1199.1901,"end":1199.43,"confidence":0.99946064,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.21873125433921817},{"word":"them","start":1199.43,"end":1199.75,"confidence":0.9999038,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.25231558084487915},{"word":"in","start":1199.75,"end":1199.91,"confidence":0.96372265,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2136109471321106},{"word":"the","start":1199.91,"end":1200.0701,"confidence":0.99933547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25341281294822693},{"word":"event","start":1200.0701,"end":1200.31,"confidence":0.9994118,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.17034077644348145},{"word":"of","start":1200.31,"end":1200.47,"confidence":0.97332835,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1602712720632553},{"word":"something","start":1200.47,"end":1200.79,"confidence":0.9995241,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.16248556971549988},{"word":"happening","start":1200.79,"end":1201.29,"confidence":0.84248304,"punctuated_word":"happening,","sentiment":"neutral","sentiment_score":0.18904736638069153},{"word":"have","start":1201.75,"end":1201.91,"confidence":0.98363644,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.24630436301231384},{"word":"the","start":1201.91,"end":1202.0701,"confidence":0.999231,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2003587931394577},{"word":"money","start":1202.0701,"end":1202.31,"confidence":0.9999764,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.1700514256954193},{"word":"go","start":1202.31,"end":1202.55,"confidence":0.9921687,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.25066661834716797},{"word":"into","start":1202.55,"end":1202.87,"confidence":0.98460037,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.16272254288196564},{"word":"trust","start":1202.87,"end":1203.27,"confidence":0.9961475,"punctuated_word":"trust","sentiment":"neutral","sentiment_score":0.17449535429477692},{"word":"and","start":1203.27,"end":1203.43,"confidence":0.9447712,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2711661458015442},{"word":"distributed","start":1203.43,"end":1203.93,"confidence":0.5140308,"punctuated_word":"distributed","sentiment":"neutral","sentiment_score":0.21699334681034088},{"word":"to","start":1203.99,"end":1204.0701,"confidence":0.99079037,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24959200620651245},{"word":"them","start":1204.0701,"end":1204.31,"confidence":0.9858614,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.23827067017555237},{"word":"you","start":1204.31,"end":1204.47,"confidence":0.9992975,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18805861473083496},{"word":"know","start":1204.47,"end":1204.63,"confidence":0.99950016,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2142307162284851},{"word":"at","start":1204.63,"end":1204.79,"confidence":0.99936527,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.22020776569843292},{"word":"a","start":1204.79,"end":1204.95,"confidence":0.9976667,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23829138278961184},{"word":"later","start":1204.95,"end":1205.1901,"confidence":0.9756045,"punctuated_word":"later","sentiment":"neutral","sentiment_score":0.19497255980968475},{"word":"date","start":1205.1901,"end":1205.43,"confidence":0.9893496,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.1983324438333511},{"word":"when","start":1205.43,"end":1205.59,"confidence":0.9673283,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.2068867385387421},{"word":"they","start":1205.59,"end":1205.75,"confidence":0.99023414,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.16446928679943085},{"word":"turn","start":1205.75,"end":1205.99,"confidence":0.957384,"punctuated_word":"turn","sentiment":"neutral","sentiment_score":0.13826289772987366},{"word":"18","start":1205.99,"end":1206.31,"confidence":0.9992204,"punctuated_word":"18","sentiment":"neutral","sentiment_score":0.131059467792511},{"word":"or","start":1206.31,"end":1206.525,"confidence":0.91258776,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.16260918974876404},{"word":"21","start":1206.525,"end":1207.005,"confidence":0.99950445,"punctuated_word":"21","sentiment":"neutral","sentiment_score":0.1646777242422104},{"word":"or","start":1207.005,"end":1207.165,"confidence":0.99640757,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.15894433856010437},{"word":"30","start":1207.165,"end":1207.485,"confidence":0.9993685,"punctuated_word":"30","sentiment":"neutral","sentiment_score":0.20110662281513217},{"word":"or","start":1207.485,"end":1207.645,"confidence":0.97771925,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.19345849752426147},{"word":"whatever","start":1207.645,"end":1208.045,"confidence":0.9994221,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.17623277008533478},{"word":"you","start":1208.045,"end":1208.2051,"confidence":0.8827338,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15484371781349182},{"word":"kind","start":1208.2051,"end":1208.4451,"confidence":0.98044246,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1187918558716774},{"word":"of","start":1208.4451,"end":1208.605,"confidence":0.99968004,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16683200001716614},{"word":"just","start":1208.605,"end":1208.845,"confidence":0.98990446,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.18656280636787417},{"word":"choose","start":1208.845,"end":1209.165,"confidence":0.9988123,"punctuated_word":"choose","sentiment":"neutral","sentiment_score":0.1412762999534607},{"word":"or","start":1209.165,"end":1209.3251,"confidence":0.9990584,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.16730274260044098},{"word":"decide","start":1209.3251,"end":1209.8251,"confidence":0.74431294,"punctuated_word":"decide.","sentiment":"neutral","sentiment_score":0.15269362926483154},{"word":"or","start":1210.685,"end":1210.925,"confidence":0.73188883,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.2169423550367355},{"word":"you","start":1210.925,"end":1211.0851,"confidence":0.9997011,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1871929168701172},{"word":"can","start":1211.0851,"end":1211.3251,"confidence":0.99980897,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.16200663149356842},{"word":"have","start":1211.3251,"end":1211.485,"confidence":0.99976736,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.23444336652755737},{"word":"it","start":1211.485,"end":1211.645,"confidence":0.94664496,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2125454992055893},{"word":"sort","start":1211.645,"end":1211.885,"confidence":0.986967,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.15389588475227356},{"word":"of","start":1211.885,"end":1211.965,"confidence":0.93336606,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.24014905095100403},{"word":"set","start":1211.965,"end":1212.2051,"confidence":0.9749767,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.1777805536985397},{"word":"up","start":1212.2051,"end":1212.4451,"confidence":0.9996927,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1794823557138443},{"word":"so","start":1212.4451,"end":1212.765,"confidence":0.7936884,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.23690100014209747},{"word":"it","start":1212.765,"end":1213.005,"confidence":0.9902451,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.28272709250450134},{"word":"distributes","start":1213.005,"end":1213.505,"confidence":0.9869524,"punctuated_word":"distributes","sentiment":"neutral","sentiment_score":0.24788044393062592},{"word":"income","start":1213.5651,"end":1214.045,"confidence":0.95115834,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.2632392346858978},{"word":"to","start":1214.045,"end":1214.125,"confidence":0.9987488,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3159489631652832},{"word":"them","start":1214.125,"end":1214.365,"confidence":0.997247,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.28699997067451477},{"word":"at","start":1214.365,"end":1214.865,"confidence":0.80391324,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":0.26702672243118286},{"word":"you","start":1215.005,"end":1215.165,"confidence":0.9867399,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2435033023357391},{"word":"know","start":1215.165,"end":1215.405,"confidence":0.99976265,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2563663125038147},{"word":"certain","start":1215.405,"end":1215.725,"confidence":0.9051604,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":0.2718857228755951},{"word":"points","start":1215.725,"end":1215.965,"confidence":0.86762106,"punctuated_word":"points","sentiment":"neutral","sentiment_score":0.20663347840309143},{"word":"of","start":1215.965,"end":1216.2051,"confidence":0.85206187,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.29350924491882324},{"word":"time","start":1216.2051,"end":1216.525,"confidence":0.9842923,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.27319127321243286},{"word":"so","start":1216.525,"end":1216.925,"confidence":0.9985378,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.27970147132873535},{"word":"having","start":1216.925,"end":1217.165,"confidence":0.9977071,"punctuated_word":"having","sentiment":"positive","sentiment_score":0.3519458472728729},{"word":"a","start":1217.165,"end":1217.3251,"confidence":0.9227528,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.37696611881256104},{"word":"will","start":1217.3251,"end":1217.5651,"confidence":0.76776075,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.3813784122467041},{"word":"join","start":1217.5651,"end":1217.805,"confidence":0.28940347,"punctuated_word":"join","sentiment":"positive","sentiment_score":0.3986885249614715},{"word":"up","start":1217.805,"end":1217.965,"confidence":0.6464118,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.4778095483779907},{"word":"by","start":1217.965,"end":1218.045,"confidence":0.86205703,"punctuated_word":"by","sentiment":"positive","sentiment_score":0.39888447523117065},{"word":"solicitor","start":1218.045,"end":1218.545,"confidence":0.80606943,"punctuated_word":"solicitor","sentiment":"positive","sentiment_score":0.34181442856788635},{"word":"allows","start":1218.765,"end":1219.165,"confidence":0.8894509,"punctuated_word":"allows","sentiment":"neutral","sentiment_score":0.29131871461868286},{"word":"you","start":1219.165,"end":1219.405,"confidence":0.99959165,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3772504925727844},{"word":"a","start":1219.405,"end":1219.5651,"confidence":0.99945945,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4121207594871521},{"word":"lot","start":1219.5651,"end":1219.885,"confidence":0.9999411,"punctuated_word":"lot","sentiment":"positive","sentiment_score":0.4104934632778168},{"word":"more","start":1219.885,"end":1220.34,"confidence":0.9997956,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.40406012535095215},{"word":"structure","start":1220.58,"end":1220.9,"confidence":0.9994974,"punctuated_word":"structure","sentiment":"positive","sentiment_score":0.373974084854126},{"word":"around","start":1220.9,"end":1221.2999,"confidence":0.9998368,"punctuated_word":"around","sentiment":"positive","sentiment_score":0.5119050741195679},{"word":"what","start":1221.2999,"end":1221.5399,"confidence":0.99936503,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.4575839042663574},{"word":"you","start":1221.5399,"end":1221.7799,"confidence":0.9996829,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4215323030948639},{"word":"want","start":1221.7799,"end":1222.02,"confidence":0.99922216,"punctuated_word":"want","sentiment":"positive","sentiment_score":0.38139572739601135},{"word":"to","start":1222.02,"end":1222.1,"confidence":0.9982931,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4108372926712036},{"word":"happen","start":1222.1,"end":1222.5,"confidence":0.9925211,"punctuated_word":"happen,","sentiment":"positive","sentiment_score":0.3635777831077576},{"word":"how","start":1222.5,"end":1222.6599,"confidence":0.99949205,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.3771089911460877},{"word":"you","start":1222.6599,"end":1222.9,"confidence":0.9997235,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3460465967655182},{"word":"want","start":1222.9,"end":1223.0599,"confidence":0.97567946,"punctuated_word":"want","sentiment":"positive","sentiment_score":0.34139934182167053},{"word":"it","start":1223.0599,"end":1223.22,"confidence":0.9882063,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3636239767074585},{"word":"to","start":1223.22,"end":1223.2999,"confidence":0.99652475,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2928563952445984},{"word":"be","start":1223.2999,"end":1223.46,"confidence":0.9967853,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2583729028701782},{"word":"paid","start":1223.46,"end":1223.7,"confidence":0.9898484,"punctuated_word":"paid.","sentiment":"neutral","sentiment_score":0.2733512222766876},{"word":"you","start":1223.7,"end":1223.86,"confidence":0.99714124,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.3568907380104065},{"word":"can","start":1223.86,"end":1224.1,"confidence":0.9999192,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.35823091864585876},{"word":"have","start":1224.1,"end":1224.5,"confidence":0.996312,"punctuated_word":"have,","sentiment":"positive","sentiment_score":0.3503834009170532},{"word":"you","start":1224.5,"end":1224.74,"confidence":0.9996768,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24421757459640503},{"word":"know","start":1224.74,"end":1225.0599,"confidence":0.9997757,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.3162468671798706},{"word":"trust","start":1225.0599,"end":1225.38,"confidence":0.9831597,"punctuated_word":"trust","sentiment":"positive","sentiment_score":0.3518349826335907},{"word":"set","start":1225.38,"end":1225.62,"confidence":0.9252905,"punctuated_word":"set","sentiment":"positive","sentiment_score":0.3916776180267334},{"word":"up","start":1225.62,"end":1225.86,"confidence":0.84873337,"punctuated_word":"up.","sentiment":"positive","sentiment_score":0.36190420389175415},{"word":"some","start":1225.86,"end":1226.02,"confidence":0.76655686,"punctuated_word":"Some","sentiment":"positive","sentiment_score":0.3440113663673401},{"word":"money","start":1226.02,"end":1226.34,"confidence":0.9995055,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.3528704345226288},{"word":"can","start":1226.34,"end":1226.5,"confidence":0.9948243,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.36240333318710327},{"word":"be","start":1226.5,"end":1226.82,"confidence":0.81906754,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4043502509593963},{"word":"be","start":1226.82,"end":1227.0599,"confidence":0.50715727,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4150346517562866},{"word":"distributed","start":1227.0599,"end":1227.5599,"confidence":0.9924798,"punctuated_word":"distributed","sentiment":"positive","sentiment_score":0.3505735695362091},{"word":"to","start":1227.62,"end":1227.86,"confidence":0.9987213,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.46833595633506775},{"word":"children","start":1227.86,"end":1228.34,"confidence":0.90900546,"punctuated_word":"children","sentiment":"positive","sentiment_score":0.3560234308242798},{"word":"in","start":1228.34,"end":1228.58,"confidence":0.9007319,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.4351886808872223},{"word":"certain","start":1228.58,"end":1228.98,"confidence":0.9978617,"punctuated_word":"certain","sentiment":"positive","sentiment_score":0.3983827233314514},{"word":"assets","start":1228.98,"end":1229.48,"confidence":0.977633,"punctuated_word":"assets.","sentiment":"positive","sentiment_score":0.3457430601119995},{"word":"it","start":1229.7799,"end":1230.02,"confidence":0.70716184,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.42511019110679626},{"word":"just","start":1230.02,"end":1230.1799,"confidence":0.9961468,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.43651872873306274},{"word":"gives","start":1230.1799,"end":1230.4199,"confidence":0.9991062,"punctuated_word":"gives","sentiment":"positive","sentiment_score":0.41315412521362305},{"word":"you","start":1230.4199,"end":1230.58,"confidence":0.99985814,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5132153630256653},{"word":"a","start":1230.58,"end":1230.6599,"confidence":0.9995838,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4951988458633423},{"word":"lot","start":1230.6599,"end":1230.9,"confidence":0.9999267,"punctuated_word":"lot","sentiment":"positive","sentiment_score":0.46708944439888},{"word":"more","start":1230.9,"end":1231.14,"confidence":0.99968374,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.4205324649810791},{"word":"control","start":1231.14,"end":1231.62,"confidence":0.9996569,"punctuated_word":"control","sentiment":"positive","sentiment_score":0.3956190347671509},{"word":"over","start":1231.62,"end":1232.02,"confidence":0.9946871,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.4930076599121094},{"word":"what","start":1232.02,"end":1232.1799,"confidence":0.99935013,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.440686970949173},{"word":"you","start":1232.1799,"end":1232.4199,"confidence":0.99976677,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4033783376216888},{"word":"want","start":1232.4199,"end":1232.6599,"confidence":0.9990814,"punctuated_word":"want","sentiment":"positive","sentiment_score":0.3967179358005524},{"word":"to","start":1232.6599,"end":1232.82,"confidence":0.9980415,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.42293405532836914},{"word":"happen","start":1232.82,"end":1233.14,"confidence":0.99876803,"punctuated_word":"happen","sentiment":"positive","sentiment_score":0.3382597267627716},{"word":"to","start":1233.14,"end":1233.64,"confidence":0.9990163,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3791263997554779},{"word":"all","start":1233.725,"end":1233.885,"confidence":0.9999541,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.40896862745285034},{"word":"of","start":1233.885,"end":1234.045,"confidence":0.99976367,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3971398174762726},{"word":"your","start":1234.045,"end":1234.285,"confidence":0.999495,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3377479314804077},{"word":"assets","start":1234.285,"end":1234.685,"confidence":0.9949956,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.22941455245018005},{"word":"and","start":1234.685,"end":1234.925,"confidence":0.9958163,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.38150402903556824},{"word":"things","start":1234.925,"end":1235.165,"confidence":0.9992624,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.2914738357067108},{"word":"does","start":1235.165,"end":1235.3251,"confidence":0.99124485,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.19369468092918396},{"word":"that","start":1235.3251,"end":1235.485,"confidence":0.99969304,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24557137489318848},{"word":"help","start":1235.485,"end":1235.645,"confidence":0.9159433,"punctuated_word":"help?","sentiment":"neutral","sentiment_score":0.18074911832809448},{"word":"does","start":1235.645,"end":1235.805,"confidence":0.992853,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.05220802873373032},{"word":"that","start":1235.805,"end":1235.965,"confidence":0.99938416,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09292475879192352},{"word":"answer","start":1235.965,"end":1236.2051,"confidence":0.99881834,"punctuated_word":"answer","sentiment":"neutral","sentiment_score":0.04500092566013336},{"word":"your","start":1236.2051,"end":1236.365,"confidence":0.9984957,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.01516788825392723},{"word":"question","start":1236.365,"end":1236.865,"confidence":0.9984486,"punctuated_word":"question?","sentiment":"neutral","sentiment_score":0.0646890252828598},{"word":"yeah","start":1237.885,"end":1238.285,"confidence":0.9796424,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15554851293563843},{"word":"yep","start":1238.285,"end":1238.685,"confidence":0.901566,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2695290446281433},{"word":"perfect","start":1238.685,"end":1239.185,"confidence":0.998933,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.42379266023635864},{"word":"but","start":1239.5651,"end":1239.805,"confidence":0.87337375,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.21138295531272888},{"word":"i'll","start":1239.805,"end":1239.965,"confidence":0.9997194,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.15520961582660675},{"word":"send","start":1239.965,"end":1240.125,"confidence":0.99778384,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.1837654709815979},{"word":"through","start":1240.125,"end":1240.365,"confidence":0.9838217,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.12239718437194824},{"word":"the","start":1240.365,"end":1240.525,"confidence":0.99868804,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09965036809444427},{"word":"email","start":1240.525,"end":1240.925,"confidence":0.99985635,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.11286839842796326},{"word":"after","start":1240.925,"end":1241.245,"confidence":0.9733627,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.12174001336097716},{"word":"the","start":1241.245,"end":1241.3251,"confidence":0.9734135,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12275798618793488},{"word":"call","start":1241.3251,"end":1241.5651,"confidence":0.99971133,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.1307050883769989},{"word":"for","start":1241.5651,"end":1241.725,"confidence":0.999368,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1450716257095337},{"word":"you","start":1241.725,"end":1241.965,"confidence":0.99964607,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15053103864192963},{"word":"just","start":1241.965,"end":1242.125,"confidence":0.9106688,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.18004639446735382},{"word":"so","start":1242.125,"end":1242.285,"confidence":0.973462,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.13975778222084043},{"word":"you","start":1242.285,"end":1242.4451,"confidence":0.9987797,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15506058931350708},{"word":"have","start":1242.4451,"end":1242.9451,"confidence":0.99949133,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17601653933525083},{"word":"that","start":1243.3251,"end":1243.5651,"confidence":0.9775753,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1737927496433258},{"word":"information","start":1243.5651,"end":1244.0651,"confidence":0.99960667,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.12492185086011888},{"word":"there","start":1244.365,"end":1244.765,"confidence":0.99885046,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.16082292795181274},{"word":"around","start":1244.765,"end":1245.265,"confidence":0.9985769,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.188615083694458},{"word":"the","start":1245.485,"end":1245.985,"confidence":0.99847525,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10799741744995116},{"word":"solicitor's","start":1246.045,"end":1246.545,"confidence":0.6984264,"punctuated_word":"solicitor's","sentiment":"neutral","sentiment_score":0.10092851519584656},{"word":"details","start":1246.605,"end":1247.105,"confidence":0.9941931,"punctuated_word":"details,","sentiment":"neutral","sentiment_score":0.11849845945835114},{"word":"the","start":1247.165,"end":1247.3251,"confidence":0.9998179,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13728424906730652},{"word":"cost","start":1247.3251,"end":1247.5651,"confidence":0.9904557,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":0.09025274962186812},{"word":"of","start":1247.5651,"end":1247.725,"confidence":0.9731444,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.104820616543293},{"word":"setting","start":1247.725,"end":1247.965,"confidence":0.99946934,"punctuated_word":"setting","sentiment":"neutral","sentiment_score":0.0964685082435608},{"word":"up","start":1247.965,"end":1248.21,"confidence":0.99364686,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.11191201955080032},{"word":"a","start":1248.21,"end":1248.2899,"confidence":0.8117878,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1319945752620697},{"word":"will","start":1248.2899,"end":1248.45,"confidence":0.7071656,"punctuated_word":"will,","sentiment":"neutral","sentiment_score":0.16761742532253265},{"word":"because","start":1248.45,"end":1248.57,"confidence":0.99494743,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.13249173760414124},{"word":"it","start":1248.57,"end":1248.69,"confidence":0.80049384,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.21445442736148831},{"word":"is","start":1248.69,"end":1248.9299,"confidence":0.99614644,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.15828832983970642},{"word":"something","start":1248.9299,"end":1249.1699,"confidence":0.99959785,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.18715110421180725},{"word":"to","start":1249.1699,"end":1249.33,"confidence":0.99919707,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15274134278297424},{"word":"maybe","start":1249.33,"end":1249.6499,"confidence":0.98926336,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.13731060922145844},{"word":"have","start":1249.6499,"end":1249.8099,"confidence":0.9993498,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1375449001789093},{"word":"a","start":1249.8099,"end":1249.89,"confidence":0.99868315,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14782312512397766},{"word":"chat","start":1249.89,"end":1250.0499,"confidence":0.9992994,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.21100619435310364},{"word":"about","start":1250.0499,"end":1250.2899,"confidence":0.99456054,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1829392910003662},{"word":"with","start":1250.2899,"end":1250.45,"confidence":0.9970489,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.19085237383842468},{"word":"your","start":1250.45,"end":1250.61,"confidence":0.99555546,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17984071373939514},{"word":"wife","start":1250.61,"end":1250.85,"confidence":0.99978036,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.22177869081497192},{"word":"and","start":1250.85,"end":1251.01,"confidence":0.9733427,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.24496856331825256},{"word":"work","start":1251.01,"end":1251.1699,"confidence":0.9892536,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.19938792288303375},{"word":"out","start":1251.1699,"end":1251.4099,"confidence":0.98896015,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.218257337808609},{"word":"what","start":1251.4099,"end":1251.57,"confidence":0.99930906,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.300115168094635},{"word":"your","start":1251.57,"end":1251.73,"confidence":0.99774617,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2404605746269226},{"word":"wishes","start":1251.73,"end":1252.13,"confidence":0.99800473,"punctuated_word":"wishes","sentiment":"neutral","sentiment_score":0.19762203097343445},{"word":"are","start":1252.13,"end":1252.63,"confidence":0.8567381,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.1743457019329071},{"word":"and","start":1253.09,"end":1253.25,"confidence":0.9973335,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1433815360069275},{"word":"also","start":1253.25,"end":1253.57,"confidence":0.6957054,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.12411504983901978},{"word":"a","start":1253.57,"end":1253.6499,"confidence":0.94410545,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12944120168685913},{"word":"power","start":1253.6499,"end":1253.89,"confidence":0.9969349,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.11761467158794404},{"word":"of","start":1253.89,"end":1253.97,"confidence":0.995263,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0815761461853981},{"word":"attorney","start":1253.97,"end":1254.37,"confidence":0.9914717,"punctuated_word":"attorney.","sentiment":"neutral","sentiment_score":0.0786486268043518},{"word":"so","start":1254.37,"end":1254.61,"confidence":0.9997242,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12816180288791656},{"word":"another","start":1254.61,"end":1254.9299,"confidence":0.99959856,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.1078493669629097},{"word":"really","start":1254.9299,"end":1255.09,"confidence":0.9997378,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.10815763473510742},{"word":"big","start":1255.09,"end":1255.33,"confidence":0.9986652,"punctuated_word":"big","sentiment":"neutral","sentiment_score":0.12860175967216492},{"word":"important","start":1255.33,"end":1255.73,"confidence":0.95133364,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.1370561718940735},{"word":"asset","start":1255.73,"end":1256.13,"confidence":0.5098506,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":0.1993263214826584},{"word":"is","start":1256.13,"end":1256.2899,"confidence":0.9983583,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16676591336727142},{"word":"having","start":1256.2899,"end":1256.5299,"confidence":0.9997905,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.19305160641670227},{"word":"a","start":1256.5299,"end":1256.69,"confidence":0.9953551,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1542467176914215},{"word":"power","start":1256.69,"end":1256.9299,"confidence":0.9994493,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.13217565417289734},{"word":"of","start":1256.9299,"end":1257.01,"confidence":0.9930958,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10244279354810716},{"word":"attorney","start":1257.01,"end":1257.4099,"confidence":0.99989426,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.065627321600914},{"word":"in","start":1257.4099,"end":1257.57,"confidence":0.9996123,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12386693060398102},{"word":"place","start":1257.57,"end":1257.89,"confidence":0.9922695,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":0.15105697512626648},{"word":"so","start":1257.89,"end":1258.2899,"confidence":0.9989793,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13756661117076874},{"word":"in","start":1258.2899,"end":1258.45,"confidence":0.9967334,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.098320871591568},{"word":"the","start":1258.45,"end":1258.61,"confidence":0.99988616,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09129922837018968},{"word":"event","start":1258.61,"end":1258.9299,"confidence":0.99802315,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.08145421743392944},{"word":"that","start":1258.9299,"end":1259.09,"confidence":0.99981815,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08416883647441864},{"word":"you're","start":1259.09,"end":1259.33,"confidence":0.9989824,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.07741556316614151},{"word":"unable","start":1259.33,"end":1259.73,"confidence":0.99975747,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.006186697632074356},{"word":"to","start":1259.73,"end":1259.89,"confidence":0.99937147,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02259884774684906},{"word":"make","start":1259.89,"end":1260.13,"confidence":0.9998983,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.012684643268585203},{"word":"decisions","start":1260.13,"end":1260.63,"confidence":0.99820817,"punctuated_word":"decisions","sentiment":"neutral","sentiment_score":-0.050918176770210266},{"word":"on","start":1260.69,"end":1260.77,"confidence":0.9998281,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.030990898609161377},{"word":"your","start":1260.77,"end":1260.9299,"confidence":0.99981433,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.030843541026115417},{"word":"own","start":1260.9299,"end":1261.1699,"confidence":0.99361354,"punctuated_word":"own,","sentiment":"neutral","sentiment_score":-0.0194685198366642},{"word":"whether","start":1261.1699,"end":1261.49,"confidence":0.9997956,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.07349228858947754},{"word":"that","start":1261.49,"end":1261.73,"confidence":0.9998579,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06594498455524445},{"word":"be","start":1261.73,"end":1262.0499,"confidence":0.89862454,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03629876673221588},{"word":"financial","start":1262.0499,"end":1262.5499,"confidence":0.99907076,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.021573737263679504},{"word":"or","start":1262.69,"end":1262.9299,"confidence":0.98265785,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.023276694118976593},{"word":"whether","start":1262.9299,"end":1263.25,"confidence":0.999923,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.06237924098968506},{"word":"that","start":1263.25,"end":1263.49,"confidence":0.99986064,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0688917264342308},{"word":"be","start":1263.49,"end":1263.945,"confidence":0.9789611,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":0.07737789303064346},{"word":"you","start":1264.825,"end":1264.9049,"confidence":0.9848128,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02128949761390686},{"word":"know","start":1264.9049,"end":1265.4049,"confidence":0.99956506,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.05462930351495743},{"word":"medical","start":1265.625,"end":1266.105,"confidence":0.99973696,"punctuated_word":"medical","sentiment":"neutral","sentiment_score":0.049776069819927216},{"word":"decisions","start":1266.105,"end":1266.605,"confidence":0.9945886,"punctuated_word":"decisions","sentiment":"neutral","sentiment_score":0.020365118980407715},{"word":"that","start":1266.6649,"end":1266.9049,"confidence":0.87125367,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13819041848182678},{"word":"someone","start":1266.9049,"end":1267.225,"confidence":0.99974674,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":0.05918846279382706},{"word":"knows","start":1267.225,"end":1267.5449,"confidence":0.9993875,"punctuated_word":"knows","sentiment":"neutral","sentiment_score":0.05025610327720642},{"word":"what","start":1267.5449,"end":1267.7849,"confidence":0.9996147,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.09183074533939362},{"word":"you","start":1267.7849,"end":1267.945,"confidence":0.9995141,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10780719667673112},{"word":"want","start":1267.945,"end":1268.1849,"confidence":0.9971933,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.13080358505249023},{"word":"to","start":1268.1849,"end":1268.4249,"confidence":0.9991008,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12550407648086548},{"word":"happen","start":1268.4249,"end":1268.9249,"confidence":0.99929464,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":0.13806556165218353},{"word":"and","start":1269.3049,"end":1269.5449,"confidence":0.5206026,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1810690462589264},{"word":"that","start":1269.5449,"end":1269.705,"confidence":0.9996069,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19997036457061768},{"word":"you've","start":1269.705,"end":1269.945,"confidence":0.99985635,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.1904188096523285},{"word":"got","start":1269.945,"end":1270.2649,"confidence":0.99965835,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.19173309206962583},{"word":"someone","start":1270.2649,"end":1270.745,"confidence":0.99980503,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":0.15965929627418518},{"word":"appointed","start":1270.745,"end":1271.225,"confidence":0.99559057,"punctuated_word":"appointed","sentiment":"neutral","sentiment_score":0.15823408961296082},{"word":"to","start":1271.225,"end":1271.3849,"confidence":0.99950063,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15865719318389893},{"word":"follow","start":1271.3849,"end":1271.705,"confidence":0.99965525,"punctuated_word":"follow","sentiment":"neutral","sentiment_score":0.15013176202774048},{"word":"the","start":1271.705,"end":1271.865,"confidence":0.99649423,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21361291408538816},{"word":"direction","start":1271.865,"end":1272.2649,"confidence":0.99954385,"punctuated_word":"direction","sentiment":"neutral","sentiment_score":0.15084144473075867},{"word":"that","start":1272.2649,"end":1272.4249,"confidence":0.9995413,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18359631299972537},{"word":"you've","start":1272.4249,"end":1272.825,"confidence":0.99954057,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.15644066035747528},{"word":"outlaid","start":1272.825,"end":1273.325,"confidence":0.9562902,"punctuated_word":"outlaid.","sentiment":"neutral","sentiment_score":0.10497679561376572},{"word":"so","start":1274.105,"end":1274.2649,"confidence":0.98075885,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09500062465667725},{"word":"having","start":1274.2649,"end":1274.585,"confidence":0.9992525,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.09174682945013046},{"word":"a","start":1274.585,"end":1274.6649,"confidence":0.99500436,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0994330793619156},{"word":"power","start":1274.6649,"end":1274.9049,"confidence":0.959385,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.1100647896528244},{"word":"of","start":1274.9049,"end":1275.065,"confidence":0.99538165,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09915688633918762},{"word":"attorney","start":1275.065,"end":1275.465,"confidence":0.99913293,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.05683007091283798},{"word":"yes","start":1275.705,"end":1276.0249,"confidence":0.7524879,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.07714749872684479},{"word":"sorry","start":1276.0249,"end":1276.5249,"confidence":0.9860219,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.032977111637592316},{"word":"yeah","start":1294.545,"end":1294.9451,"confidence":0.89510715,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1551046520471573},{"word":"that's","start":1294.9451,"end":1295.265,"confidence":0.9930312,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3379819989204407},{"word":"a","start":1295.265,"end":1295.425,"confidence":0.9997396,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4291934967041016},{"word":"really","start":1295.425,"end":1295.665,"confidence":0.99987006,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.491302490234375},{"word":"good","start":1295.665,"end":1295.8251,"confidence":0.9998913,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5476811528205872},{"word":"question","start":1295.8251,"end":1296.305,"confidence":0.99819183,"punctuated_word":"question.","sentiment":"positive","sentiment_score":0.590908408164978},{"word":"so","start":1296.305,"end":1296.7051,"confidence":0.9988147,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.370562344789505},{"word":"we've","start":1296.7051,"end":1296.9451,"confidence":0.99334353,"punctuated_word":"we've","sentiment":"positive","sentiment_score":0.4137485027313232},{"word":"actually","start":1296.9451,"end":1297.265,"confidence":0.9990308,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.37853890657424927},{"word":"helped","start":1297.265,"end":1297.505,"confidence":0.9510441,"punctuated_word":"helped","sentiment":"positive","sentiment_score":0.4396016597747803},{"word":"you","start":1297.505,"end":1297.5851,"confidence":0.9803387,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4788748025894165},{"word":"set","start":1297.5851,"end":1297.8251,"confidence":0.91761243,"punctuated_word":"set","sentiment":"positive","sentiment_score":0.3863723576068878},{"word":"up","start":1297.8251,"end":1297.905,"confidence":0.8946506,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.3700735569000244},{"word":"your","start":1297.905,"end":1298.145,"confidence":0.99904865,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.44590580463409424},{"word":"beneficiary","start":1298.145,"end":1298.645,"confidence":0.9990138,"punctuated_word":"beneficiary","sentiment":"positive","sentiment_score":0.4332937002182007},{"word":"nomination","start":1298.785,"end":1299.285,"confidence":0.99959916,"punctuated_word":"nomination","sentiment":"positive","sentiment_score":0.38199448585510254},{"word":"on","start":1299.3451,"end":1299.505,"confidence":0.99968255,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.37644433975219727},{"word":"your","start":1299.505,"end":1299.745,"confidence":0.9994873,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.35035350918769836},{"word":"super","start":1299.745,"end":1300.0651,"confidence":0.9407427,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.34948602318763733},{"word":"and","start":1300.0651,"end":1300.2251,"confidence":0.95205337,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.25834476947784424},{"word":"your","start":1300.2251,"end":1300.385,"confidence":0.9992337,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.27727699279785156},{"word":"life","start":1300.385,"end":1300.625,"confidence":0.9988416,"punctuated_word":"life","sentiment":"positive","sentiment_score":0.3669345676898956},{"word":"insurance","start":1300.625,"end":1301.1051,"confidence":0.95568156,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":0.28727543354034424},{"word":"which","start":1301.1051,"end":1301.265,"confidence":0.99975616,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.28529295325279236},{"word":"note","start":1301.265,"end":1301.58,"confidence":0.5440739,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.1953878253698349},{"word":"here","start":1301.58,"end":1301.98,"confidence":0.9233109,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.23140482604503632},{"word":"that","start":1301.98,"end":1302.22,"confidence":0.99832267,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2435944378376007},{"word":"your","start":1302.22,"end":1302.5399,"confidence":0.697073,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2185615450143814},{"word":"wife","start":1302.5399,"end":1302.86,"confidence":0.9982508,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.2568013668060303},{"word":"is","start":1302.86,"end":1303.26,"confidence":0.999574,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2547597587108612},{"word":"a","start":1303.26,"end":1303.5,"confidence":0.99755585,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2732700705528259},{"word":"100%","start":1303.5,"end":1304.14,"confidence":0.9994416,"punctuated_word":"100%","sentiment":"neutral","sentiment_score":0.3229701817035675},{"word":"beneficiary","start":1304.14,"end":1304.64,"confidence":0.8833219,"punctuated_word":"beneficiary.","sentiment":"neutral","sentiment_score":0.32206225395202637},{"word":"and","start":1305.1,"end":1305.34,"confidence":0.99791855,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2339552789926529},{"word":"that","start":1305.34,"end":1305.5,"confidence":0.9998684,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19773803651332855},{"word":"means","start":1305.5,"end":1305.82,"confidence":0.9999056,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.07034774124622345},{"word":"if","start":1305.82,"end":1306.0599,"confidence":0.97393465,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08480004966259003},{"word":"you","start":1306.0599,"end":1306.22,"confidence":0.9982577,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010115139186382294},{"word":"were","start":1306.22,"end":1306.46,"confidence":0.93829525,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.010374054312705994},{"word":"to","start":1306.46,"end":1306.5399,"confidence":0.9982811,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03987438231706619},{"word":"pass","start":1306.5399,"end":1306.86,"confidence":0.99445313,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.10960977524518968},{"word":"away","start":1306.86,"end":1307.34,"confidence":0.9923399,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":-0.01878044381737709},{"word":"your","start":1307.34,"end":1307.58,"confidence":0.99491274,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.050474174320697784},{"word":"super","start":1307.58,"end":1307.8999,"confidence":0.9962255,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1246517449617386},{"word":"and","start":1307.8999,"end":1308.14,"confidence":0.9881566,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05043216049671173},{"word":"your","start":1308.14,"end":1308.2999,"confidence":0.99824995,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10767751187086104},{"word":"life","start":1308.2999,"end":1308.62,"confidence":0.992879,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.15765489637851715},{"word":"proceeds","start":1308.62,"end":1309.12,"confidence":0.9749347,"punctuated_word":"proceeds","sentiment":"neutral","sentiment_score":0.22834661602973935},{"word":"can","start":1309.1799,"end":1309.4199,"confidence":0.9989724,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.09332112967967988},{"word":"be","start":1309.4199,"end":1309.58,"confidence":0.9992316,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.094375878572464},{"word":"paid","start":1309.58,"end":1309.82,"confidence":0.99966884,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.09329938143491744},{"word":"directly","start":1309.82,"end":1310.2999,"confidence":0.99978846,"punctuated_word":"directly","sentiment":"neutral","sentiment_score":0.06643243879079819},{"word":"to","start":1310.2999,"end":1310.5399,"confidence":0.999741,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0799354836344719},{"word":"her","start":1310.5399,"end":1311.0399,"confidence":0.82004213,"punctuated_word":"her,","sentiment":"neutral","sentiment_score":0.0893389880657196},{"word":"but","start":1312.22,"end":1312.46,"confidence":0.9395881,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.05693421885371208},{"word":"that's","start":1312.46,"end":1312.7799,"confidence":0.9998404,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.05219627544283867},{"word":"very","start":1312.7799,"end":1313.1,"confidence":0.99859184,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.07492398470640182},{"word":"different","start":1313.1,"end":1313.6,"confidence":0.9967139,"punctuated_word":"different.","sentiment":"neutral","sentiment_score":-0.12955479323863983},{"word":"it","start":1315.635,"end":1315.7949,"confidence":0.99652904,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.03963574767112732},{"word":"it","start":1315.7949,"end":1315.875,"confidence":0.7784254,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.009416863322257996},{"word":"does","start":1315.875,"end":1316.2749,"confidence":0.9988722,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.0796809121966362},{"word":"only","start":1316.2749,"end":1316.595,"confidence":0.9766642,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.11301837861537932},{"word":"with","start":1316.595,"end":1316.755,"confidence":0.9998561,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.045571811497211456},{"word":"your","start":1316.755,"end":1316.9149,"confidence":0.99950755,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.025545582175254825},{"word":"super","start":1316.9149,"end":1317.235,"confidence":0.95746386,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.02532327175140381},{"word":"and","start":1317.235,"end":1317.3949,"confidence":0.51547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05039437115192413},{"word":"your","start":1317.3949,"end":1317.5549,"confidence":0.99879503,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05105479061603546},{"word":"life","start":1317.5549,"end":1317.7949,"confidence":0.9900711,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.06383311748504639},{"word":"cover","start":1317.7949,"end":1318.195,"confidence":0.9970416,"punctuated_word":"cover.","sentiment":"neutral","sentiment_score":-0.030183184891939163},{"word":"it","start":1318.195,"end":1318.355,"confidence":0.9994419,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.07066701352596283},{"word":"doesn't","start":1318.355,"end":1318.755,"confidence":0.9999094,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.11252176016569138},{"word":"cover","start":1318.755,"end":1319.075,"confidence":0.9998816,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.10317257046699524},{"word":"anything","start":1319.075,"end":1319.5549,"confidence":0.9996797,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.18759359419345856},{"word":"that's","start":1319.5549,"end":1319.875,"confidence":0.99930274,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.18384861946105957},{"word":"not","start":1319.875,"end":1320.115,"confidence":0.9999162,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.17259347438812256},{"word":"your","start":1320.115,"end":1320.4349,"confidence":0.9996977,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.24307015538215637},{"word":"life","start":1320.4349,"end":1320.755,"confidence":0.99972886,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.21076254546642303},{"word":"insurance","start":1320.755,"end":1321.255,"confidence":0.99986553,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.13331647217273712},{"word":"or","start":1321.315,"end":1321.475,"confidence":0.9976914,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.25147128105163574},{"word":"your","start":1321.475,"end":1321.715,"confidence":0.9994443,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.23175546526908877},{"word":"superannuation","start":1321.715,"end":1322.215,"confidence":0.9612338,"punctuated_word":"superannuation.","sentiment":"neutral","sentiment_score":-0.1231427937746048},{"word":"so","start":1322.595,"end":1322.835,"confidence":0.9466334,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.01597011089324951},{"word":"everything","start":1322.835,"end":1323.315,"confidence":0.99841356,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.02287060022354126},{"word":"outside","start":1323.315,"end":1323.815,"confidence":0.99878067,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":-0.06466910243034363},{"word":"of","start":1323.875,"end":1324.115,"confidence":0.9994281,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.006483837962150574},{"word":"those","start":1324.115,"end":1324.4349,"confidence":0.9997943,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.023133352398872375},{"word":"two","start":1324.4349,"end":1324.6749,"confidence":0.99881786,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.017652198672294617},{"word":"things","start":1324.6749,"end":1325.1749,"confidence":0.99983776,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.055797889828681946},{"word":"is","start":1325.235,"end":1325.5549,"confidence":0.998298,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04099203646183014},{"word":"encompassed","start":1325.5549,"end":1326.0349,"confidence":0.9475857,"punctuated_word":"encompassed","sentiment":"neutral","sentiment_score":0.09106670320034028},{"word":"into","start":1326.0349,"end":1326.4349,"confidence":0.9991099,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.04727296531200409},{"word":"a","start":1326.4349,"end":1326.515,"confidence":0.993606,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06264989078044891},{"word":"will","start":1326.515,"end":1327.015,"confidence":0.781389,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":0.03588138520717621},{"word":"and","start":1327.475,"end":1327.715,"confidence":0.9291815,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.01226523146033287},{"word":"apart","start":1327.715,"end":1328.115,"confidence":0.62243277,"punctuated_word":"apart","sentiment":"neutral","sentiment_score":-0.004524402320384979},{"word":"yeah","start":1328.6749,"end":1329.1749,"confidence":0.9807916,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.006708594039082527},{"word":"yep","start":1331.6499,"end":1332.1499,"confidence":0.98738664,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.012750796042382715},{"word":"yep","start":1332.37,"end":1332.69,"confidence":0.993536,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0021822676062583923},{"word":"that's","start":1332.69,"end":1332.9299,"confidence":0.7212435,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.18540947139263153},{"word":"no","start":1333.97,"end":1334.2899,"confidence":0.7994535,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1787491738796234},{"word":"no","start":1334.2899,"end":1334.61,"confidence":0.99886566,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13824473321437836},{"word":"so","start":1334.61,"end":1334.85,"confidence":0.97307646,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0935548096895218},{"word":"the","start":1334.85,"end":1335.01,"confidence":0.99850637,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08108048141002655},{"word":"beneficiary","start":1335.01,"end":1335.51,"confidence":0.99868244,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":-0.06755401939153671},{"word":"nominations","start":1335.57,"end":1336.0499,"confidence":0.4982315,"punctuated_word":"nominations","sentiment":"neutral","sentiment_score":0.010875754058361052},{"word":"for","start":1336.0499,"end":1336.2899,"confidence":0.83440286,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.01731318235397339},{"word":"super","start":1336.2899,"end":1336.69,"confidence":0.9358603,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.0006300061941146851},{"word":"only","start":1336.69,"end":1336.9299,"confidence":0.9959997,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.07373270392417908},{"word":"covers","start":1336.9299,"end":1337.33,"confidence":0.9984658,"punctuated_word":"covers","sentiment":"neutral","sentiment_score":0.0015969052910804749},{"word":"your","start":1337.33,"end":1337.57,"confidence":0.99941504,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.022998861968517303},{"word":"super","start":1337.57,"end":1337.97,"confidence":0.99570316,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.03421958535909653},{"word":"balance","start":1337.97,"end":1338.45,"confidence":0.953122,"punctuated_word":"balance,","sentiment":"neutral","sentiment_score":-0.012242041528224943},{"word":"which","start":1338.45,"end":1338.61,"confidence":0.99988127,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.0031598880887031555},{"word":"can","start":1338.61,"end":1338.85,"confidence":0.9998419,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.02378123253583908},{"word":"be","start":1338.85,"end":1339.01,"confidence":0.9994405,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.009665511548519136},{"word":"paid","start":1339.01,"end":1339.25,"confidence":0.9997023,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.008705303072929382},{"word":"to","start":1339.25,"end":1339.4099,"confidence":0.99904877,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.012491174042224884},{"word":"your","start":1339.4099,"end":1339.6499,"confidence":0.9996898,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.009495683014392853},{"word":"wife","start":1339.6499,"end":1340.13,"confidence":0.99909973,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.007642939686775208},{"word":"and","start":1340.13,"end":1340.5299,"confidence":0.84157825,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.005279175937175751},{"word":"your","start":1340.5299,"end":1340.7699,"confidence":0.99966383,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0005147680640220642},{"word":"life","start":1340.7699,"end":1341.09,"confidence":0.9994974,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.03963932394981384},{"word":"insurance","start":1341.09,"end":1341.59,"confidence":0.99962926,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.002392694354057312},{"word":"proceeds","start":1341.775,"end":1342.095,"confidence":0.97174287,"punctuated_word":"proceeds,","sentiment":"neutral","sentiment_score":0.048488497734069824},{"word":"which","start":1342.095,"end":1342.415,"confidence":0.99982136,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.07574602961540222},{"word":"again","start":1342.415,"end":1342.655,"confidence":0.84841496,"punctuated_word":"again","sentiment":"neutral","sentiment_score":0.03022962436079979},{"word":"get","start":1342.655,"end":1342.895,"confidence":0.95547867,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.07485472410917282},{"word":"paid","start":1342.895,"end":1343.135,"confidence":0.9997378,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.04636901617050171},{"word":"to","start":1343.135,"end":1343.295,"confidence":0.99170494,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.057036466896533966},{"word":"your","start":1343.295,"end":1343.375,"confidence":0.9985598,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04297445714473725},{"word":"wife","start":1343.375,"end":1343.615,"confidence":0.9360254,"punctuated_word":"wife.","sentiment":"neutral","sentiment_score":0.024000007659196857},{"word":"they're","start":1343.615,"end":1343.855,"confidence":0.995318,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.0836581438779831},{"word":"covered","start":1343.855,"end":1344.175,"confidence":0.9997887,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":0.10719841718673706},{"word":"by","start":1344.175,"end":1344.335,"confidence":0.9996388,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.0775466114282608},{"word":"the","start":1344.335,"end":1344.575,"confidence":0.99953115,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06524838507175446},{"word":"beneficiary","start":1344.575,"end":1345.075,"confidence":0.9983266,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.14437337219715118},{"word":"nominations","start":1345.295,"end":1345.795,"confidence":0.86522907,"punctuated_word":"nominations","sentiment":"neutral","sentiment_score":0.11480431258678436},{"word":"that","start":1346.655,"end":1346.815,"confidence":0.5758569,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.38835668563842773},{"word":"you","start":1346.815,"end":1347.0549,"confidence":0.9998903,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.34434956312179565},{"word":"have","start":1347.0549,"end":1347.295,"confidence":0.99977714,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.31340381503105164},{"word":"set","start":1347.295,"end":1347.535,"confidence":0.9979571,"punctuated_word":"set","sentiment":"positive","sentiment_score":0.3976603150367737},{"word":"up","start":1347.535,"end":1347.695,"confidence":0.99957544,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.3907698392868042},{"word":"already","start":1347.695,"end":1348.095,"confidence":0.96646124,"punctuated_word":"already,","sentiment":"positive","sentiment_score":0.3784743547439575},{"word":"and","start":1348.095,"end":1348.335,"confidence":0.9989736,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.33236414194107056},{"word":"they're","start":1348.335,"end":1348.575,"confidence":0.99743605,"punctuated_word":"they're","sentiment":"positive","sentiment_score":0.4164021909236908},{"word":"correct","start":1348.575,"end":1348.975,"confidence":0.9998288,"punctuated_word":"correct","sentiment":"positive","sentiment_score":0.49015119671821594},{"word":"as","start":1348.975,"end":1349.215,"confidence":0.9802541,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.5492263436317444},{"word":"per","start":1349.215,"end":1349.375,"confidence":0.8240002,"punctuated_word":"per","sentiment":"positive","sentiment_score":0.4747527241706848},{"word":"your","start":1349.375,"end":1349.535,"confidence":0.999597,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5081552863121033},{"word":"wishes","start":1349.535,"end":1350.035,"confidence":0.9955454,"punctuated_word":"wishes.","sentiment":"positive","sentiment_score":0.34171146154403687},{"word":"everything","start":1350.655,"end":1351.135,"confidence":0.97331613,"punctuated_word":"Everything","sentiment":"neutral","sentiment_score":0.04455363750457764},{"word":"outside","start":1351.135,"end":1351.635,"confidence":0.9966138,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":-0.009156614542007446},{"word":"of","start":1351.695,"end":1351.855,"confidence":0.9024557,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02202843874692917},{"word":"super","start":1351.855,"end":1352.095,"confidence":0.2350945,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.04713276028633118},{"word":"is","start":1352.095,"end":1352.175,"confidence":0.54264414,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0033599361777305603},{"word":"your","start":1352.175,"end":1352.415,"confidence":0.9511173,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.030274763703346252},{"word":"home","start":1352.415,"end":1352.655,"confidence":0.9971882,"punctuated_word":"home,","sentiment":"neutral","sentiment_score":0.006635293364524841},{"word":"your","start":1352.655,"end":1352.975,"confidence":0.9964126,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0013297200202941897},{"word":"contents","start":1352.975,"end":1353.455,"confidence":0.98962235,"punctuated_word":"contents,","sentiment":"neutral","sentiment_score":0.06662149727344513},{"word":"your","start":1353.455,"end":1353.615,"confidence":0.9997272,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.029733680188655853},{"word":"cars","start":1353.615,"end":1354.015,"confidence":0.9094219,"punctuated_word":"cars,","sentiment":"neutral","sentiment_score":0.016658712178468704},{"word":"your","start":1354.015,"end":1354.175,"confidence":0.9993388,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.008573606610298157},{"word":"savings","start":1354.175,"end":1354.675,"confidence":0.99791294,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.013141080737113953},{"word":"accounts","start":1354.735,"end":1355.235,"confidence":0.87490815,"punctuated_word":"accounts,","sentiment":"neutral","sentiment_score":-0.011441528797149658},{"word":"anything","start":1355.295,"end":1355.695,"confidence":0.9996562,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.006878107786178589},{"word":"that's","start":1355.695,"end":1356.09,"confidence":0.99254453,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.014163939282298088},{"word":"out","start":1356.57,"end":1356.89,"confidence":0.79879594,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":-0.0032292790710926056},{"word":"you","start":1356.89,"end":1357.0499,"confidence":0.91333634,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0030187666416168213},{"word":"know","start":1357.0499,"end":1357.21,"confidence":0.9953476,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.00967486947774887},{"word":"in","start":1357.21,"end":1357.37,"confidence":0.999316,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.017499640583992004},{"word":"your","start":1357.37,"end":1357.61,"confidence":0.9990345,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.050338685512542725},{"word":"home","start":1357.61,"end":1358.11,"confidence":0.9427507,"punctuated_word":"home,","sentiment":"neutral","sentiment_score":0.013511735945940018},{"word":"on","start":1358.73,"end":1358.89,"confidence":0.9488019,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.003964953124523163},{"word":"your","start":1358.89,"end":1359.21,"confidence":0.9998216,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.013667091727256777},{"word":"bank","start":1359.21,"end":1359.5299,"confidence":0.9996464,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.04116760939359665},{"word":"accounts","start":1359.5299,"end":1360.0299,"confidence":0.7718878,"punctuated_word":"accounts,","sentiment":"neutral","sentiment_score":-0.026800312101840973},{"word":"those","start":1360.4099,"end":1360.65,"confidence":0.99947613,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.014323249459266664},{"word":"are","start":1360.65,"end":1360.89,"confidence":0.9996295,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.03392702341079712},{"word":"all","start":1360.89,"end":1361.2899,"confidence":0.9993887,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.004689671099185944},{"word":"separate","start":1361.2899,"end":1361.77,"confidence":0.8851415,"punctuated_word":"separate,","sentiment":"neutral","sentiment_score":-0.04643986001610756},{"word":"and","start":1361.77,"end":1362.01,"confidence":0.99944514,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.041466884315013885},{"word":"those","start":1362.01,"end":1362.4099,"confidence":0.9997131,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.029201678931713104},{"word":"are","start":1362.4099,"end":1362.8099,"confidence":0.99933964,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.043532080948352814},{"word":"estate","start":1362.8099,"end":1363.2899,"confidence":0.7123449,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":-0.045861274003982544},{"word":"assets","start":1363.2899,"end":1363.69,"confidence":0.84346807,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":-0.021864328533411023},{"word":"whereas","start":1363.69,"end":1364.09,"confidence":0.99888855,"punctuated_word":"whereas","sentiment":"neutral","sentiment_score":-0.016988089308142662},{"word":"your","start":1364.09,"end":1364.49,"confidence":0.9875307,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.14996352791786194},{"word":"super","start":1364.49,"end":1364.8099,"confidence":0.9485545,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.19290898740291595},{"word":"and","start":1364.8099,"end":1364.97,"confidence":0.9945846,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12423480302095412},{"word":"your","start":1364.97,"end":1365.21,"confidence":0.9994961,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.133565291762352},{"word":"life","start":1365.21,"end":1365.45,"confidence":0.93019426,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.14679044485092163},{"word":"cover","start":1365.45,"end":1365.85,"confidence":0.99884653,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.11716260015964508},{"word":"are","start":1365.85,"end":1366.01,"confidence":0.9981932,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.07986772060394287},{"word":"not","start":1366.01,"end":1366.49,"confidence":0.934941,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.08455440402030945},{"word":"sorry","start":1366.49,"end":1366.99,"confidence":0.98914146,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.15108206868171692},{"word":"so","start":1373.3049,"end":1373.465,"confidence":0.6347227,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.10571907460689545},{"word":"power","start":1373.465,"end":1373.785,"confidence":0.5814798,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.17066249251365662},{"word":"of","start":1373.785,"end":1373.865,"confidence":0.99180365,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.11968833953142166},{"word":"attorney","start":1373.865,"end":1374.265,"confidence":0.9996431,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":-0.16131511330604553},{"word":"is","start":1374.265,"end":1374.505,"confidence":0.99888545,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.1141051948070526},{"word":"completely","start":1374.505,"end":1375.005,"confidence":0.9995018,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":-0.13877272605895996},{"word":"separate","start":1375.065,"end":1375.385,"confidence":0.9992623,"punctuated_word":"separate","sentiment":"neutral","sentiment_score":-0.20040448009967804},{"word":"again","start":1375.385,"end":1375.705,"confidence":0.9576169,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.10708290338516235},{"word":"a","start":1375.705,"end":1375.865,"confidence":0.9533661,"punctuated_word":"A","sentiment":"neutral","sentiment_score":-0.0904966965317726},{"word":"power","start":1375.865,"end":1376.105,"confidence":0.9991449,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.10475601255893709},{"word":"of","start":1376.105,"end":1376.265,"confidence":0.99797004,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06719985604286194},{"word":"attorney","start":1376.265,"end":1376.765,"confidence":0.99985373,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":-0.10919206589460372},{"word":"is","start":1377.5449,"end":1377.705,"confidence":0.7721581,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.059755101799964905},{"word":"you","start":1377.705,"end":1377.945,"confidence":0.9980697,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.015911832451820374},{"word":"nominating","start":1377.945,"end":1378.445,"confidence":0.9993812,"punctuated_word":"nominating","sentiment":"neutral","sentiment_score":0.0036884299479424953},{"word":"an","start":1378.665,"end":1378.825,"confidence":0.99961686,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.06902293860912323},{"word":"attorney","start":1378.825,"end":1379.325,"confidence":0.9999095,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":-0.0949292704463005},{"word":"to","start":1379.465,"end":1379.625,"confidence":0.99974805,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04015907645225525},{"word":"make","start":1379.625,"end":1380.025,"confidence":0.9999696,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.04797673225402832},{"word":"decisions","start":1380.025,"end":1380.525,"confidence":0.99411654,"punctuated_word":"decisions","sentiment":"neutral","sentiment_score":-0.035377487540245056},{"word":"in","start":1380.665,"end":1380.825,"confidence":0.99962735,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.04719732701778412},{"word":"the","start":1380.825,"end":1380.985,"confidence":0.99955195,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03489010035991669},{"word":"event","start":1380.985,"end":1381.3049,"confidence":0.9989874,"punctuated_word":"event","sentiment":"neutral","sentiment_score":-0.08181627094745636},{"word":"that","start":1381.3049,"end":1381.465,"confidence":0.9991543,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.048507072031497955},{"word":"you're","start":1381.465,"end":1381.705,"confidence":0.99736047,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.0816739946603775},{"word":"unable","start":1381.705,"end":1382.105,"confidence":0.9996061,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.13518747687339783},{"word":"to","start":1382.105,"end":1382.505,"confidence":0.99967504,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08856942504644394},{"word":"whilst","start":1382.505,"end":1382.825,"confidence":0.93014383,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":-0.06500554084777832},{"word":"you're","start":1382.825,"end":1383.15,"confidence":0.9995233,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.07500236481428146},{"word":"still","start":1383.15,"end":1383.39,"confidence":0.99991703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.060500212013721466},{"word":"living","start":1383.39,"end":1383.63,"confidence":0.99616516,"punctuated_word":"living.","sentiment":"neutral","sentiment_score":-0.0558229386806488},{"word":"so","start":1383.63,"end":1384.03,"confidence":0.9998166,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02201519161462784},{"word":"a","start":1384.03,"end":1384.11,"confidence":0.9693039,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02267761528491974},{"word":"power","start":1384.11,"end":1384.43,"confidence":0.9975829,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.025395631790161133},{"word":"of","start":1384.43,"end":1384.51,"confidence":0.9902687,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.024601459503173828},{"word":"attorney","start":1384.51,"end":1384.99,"confidence":0.9135292,"punctuated_word":"attorney,","sentiment":"neutral","sentiment_score":0.008499447256326675},{"word":"if","start":1384.99,"end":1385.0701,"confidence":0.9995969,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.00003965944051742554},{"word":"you","start":1385.0701,"end":1385.31,"confidence":0.7210409,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.031970083713531494},{"word":"say","start":1385.31,"end":1385.55,"confidence":0.9903573,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.01565297693014145},{"word":"have","start":1385.55,"end":1385.79,"confidence":0.99407214,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1527915894985199},{"word":"a","start":1385.79,"end":1385.9501,"confidence":0.99910456,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1344165802001953},{"word":"car","start":1385.9501,"end":1386.27,"confidence":0.99981683,"punctuated_word":"car","sentiment":"neutral","sentiment_score":-0.1357809156179428},{"word":"accident","start":1386.27,"end":1386.77,"confidence":0.9995115,"punctuated_word":"accident","sentiment":"neutral","sentiment_score":-0.09944145381450652},{"word":"and","start":1387.15,"end":1387.31,"confidence":0.8720472,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12806187570095062},{"word":"you're","start":1387.31,"end":1387.55,"confidence":0.9996504,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.1842379570007324},{"word":"in","start":1387.55,"end":1387.9501,"confidence":0.97685814,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.15432849526405334},{"word":"you","start":1387.9501,"end":1388.03,"confidence":0.9941299,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.14748114347457886},{"word":"know","start":1388.03,"end":1388.27,"confidence":0.9998554,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.13213035464286804},{"word":"a","start":1388.27,"end":1388.43,"confidence":0.99952173,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2081107497215271},{"word":"medical","start":1388.43,"end":1388.91,"confidence":0.9996227,"punctuated_word":"medical","sentiment":"neutral","sentiment_score":-0.17989544570446014},{"word":"coma","start":1388.91,"end":1389.39,"confidence":0.96319103,"punctuated_word":"coma","sentiment":"neutral","sentiment_score":-0.1784752905368805},{"word":"or","start":1389.39,"end":1389.63,"confidence":0.9358429,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.14109192788600922},{"word":"you're","start":1389.63,"end":1389.87,"confidence":0.998229,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.15056771039962769},{"word":"having","start":1389.87,"end":1390.27,"confidence":0.99993706,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.19376395642757416},{"word":"surgery","start":1390.27,"end":1390.75,"confidence":0.9986482,"punctuated_word":"surgery","sentiment":"neutral","sentiment_score":-0.1094871461391449},{"word":"and","start":1390.75,"end":1390.91,"confidence":0.91857564,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10944949090480804},{"word":"you","start":1390.91,"end":1391.15,"confidence":0.9998872,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18979957699775696},{"word":"can't","start":1391.15,"end":1391.47,"confidence":0.9992963,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.13430672883987427},{"word":"make","start":1391.47,"end":1391.79,"confidence":0.99987173,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.17772921919822693},{"word":"those","start":1391.79,"end":1392.03,"confidence":0.99916255,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.17508214712142944},{"word":"decisions","start":1392.03,"end":1392.53,"confidence":0.99677247,"punctuated_word":"decisions","sentiment":"neutral","sentiment_score":-0.15201407670974731},{"word":"for","start":1392.67,"end":1392.91,"confidence":0.99960035,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.16594257950782776},{"word":"you","start":1392.91,"end":1393.41,"confidence":0.9955927,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.1136668622493744},{"word":"a","start":1393.55,"end":1393.7101,"confidence":0.9981731,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06326095759868622},{"word":"power","start":1393.7101,"end":1393.9501,"confidence":0.9997383,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.0443136990070343},{"word":"of","start":1393.9501,"end":1394.11,"confidence":0.9981438,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.020978301763534542},{"word":"attorney","start":1394.11,"end":1394.59,"confidence":0.99994993,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":-0.055092111229896545},{"word":"can","start":1394.59,"end":1394.8301,"confidence":0.9998035,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.017489325255155563},{"word":"be","start":1394.8301,"end":1395.0701,"confidence":0.99935645,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0025157779455184937},{"word":"placed","start":1395.0701,"end":1395.47,"confidence":0.9988237,"punctuated_word":"placed","sentiment":"neutral","sentiment_score":-0.014848843216896055},{"word":"in","start":1395.47,"end":1395.7101,"confidence":0.84136164,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.004818283021450043},{"word":"force","start":1395.7101,"end":1396.1901,"confidence":0.8044927,"punctuated_word":"force,","sentiment":"neutral","sentiment_score":0.006027348339557648},{"word":"and","start":1396.1901,"end":1396.35,"confidence":0.9987913,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.018760502338409424},{"word":"it's","start":1396.35,"end":1396.725,"confidence":0.9514937,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.025041695684194565},{"word":"a","start":1396.8049,"end":1396.965,"confidence":0.9937178,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03054637648165226},{"word":"legal","start":1396.965,"end":1397.285,"confidence":0.9985545,"punctuated_word":"legal","sentiment":"neutral","sentiment_score":0.03092051297426224},{"word":"document","start":1397.285,"end":1397.765,"confidence":0.97487676,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.021131455898284912},{"word":"set","start":1397.765,"end":1397.9249,"confidence":0.98205584,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.04207369312644005},{"word":"up","start":1397.9249,"end":1398.1649,"confidence":0.9993247,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.047796376049518585},{"word":"by","start":1398.1649,"end":1398.405,"confidence":0.9983284,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.030300747603178024},{"word":"a","start":1398.405,"end":1398.645,"confidence":0.9912452,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.022623173892498016},{"word":"solicitor","start":1398.645,"end":1399.145,"confidence":0.75058615,"punctuated_word":"solicitor,","sentiment":"neutral","sentiment_score":0.03079727478325367},{"word":"and","start":1399.525,"end":1399.845,"confidence":0.99919766,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03503674268722534},{"word":"that","start":1399.845,"end":1400.085,"confidence":0.99989223,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04520495608448982},{"word":"person","start":1400.085,"end":1400.565,"confidence":0.9998758,"punctuated_word":"person","sentiment":"neutral","sentiment_score":0.1093725860118866},{"word":"has","start":1400.565,"end":1400.885,"confidence":0.9998758,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.08488978445529938},{"word":"direction","start":1400.885,"end":1401.385,"confidence":0.9939376,"punctuated_word":"direction","sentiment":"neutral","sentiment_score":0.0762774869799614},{"word":"to","start":1401.445,"end":1401.605,"confidence":0.99967897,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0769943967461586},{"word":"make","start":1401.605,"end":1401.845,"confidence":0.99987125,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1077767014503479},{"word":"wishes","start":1401.845,"end":1402.325,"confidence":0.99984014,"punctuated_word":"wishes","sentiment":"neutral","sentiment_score":0.12557311356067655},{"word":"for","start":1402.325,"end":1402.485,"confidence":0.99974924,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09710312634706496},{"word":"you","start":1402.485,"end":1402.8049,"confidence":0.99491477,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.02056332305073738},{"word":"they","start":1402.8049,"end":1402.885,"confidence":0.9997801,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.03171087056398392},{"word":"can","start":1402.885,"end":1403.205,"confidence":0.99968195,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03372621536254883},{"word":"decide","start":1403.205,"end":1403.705,"confidence":0.9999045,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":-0.004110328853130341},{"word":"what","start":1403.9249,"end":1404.1649,"confidence":0.99944156,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.008771747350692749},{"word":"surgery","start":1404.1649,"end":1404.645,"confidence":0.9989962,"punctuated_word":"surgery","sentiment":"neutral","sentiment_score":-0.01994718238711357},{"word":"you're","start":1404.645,"end":1404.885,"confidence":0.9978722,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.023433005437254906},{"word":"gonna","start":1404.885,"end":1405.205,"confidence":0.67164123,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.014545481652021408},{"word":"have","start":1405.205,"end":1405.525,"confidence":0.9825549,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":-0.026576165109872815},{"word":"whether","start":1405.525,"end":1405.845,"confidence":0.99970204,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.007534891366958618},{"word":"they","start":1405.845,"end":1406.005,"confidence":0.74017566,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.03374302014708519},{"word":"get","start":1406.005,"end":1406.085,"confidence":0.8470918,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.03121930360794067},{"word":"you","start":1406.1649,"end":1406.405,"confidence":0.9990441,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.046867601573467255},{"word":"have","start":1406.405,"end":1406.645,"confidence":0.99707687,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0494985394179821},{"word":"surgery","start":1406.645,"end":1407.0449,"confidence":0.9985306,"punctuated_word":"surgery","sentiment":"neutral","sentiment_score":-0.03124394081532955},{"word":"or","start":1407.0449,"end":1407.205,"confidence":0.9993242,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.010704673826694489},{"word":"not","start":1407.205,"end":1407.525,"confidence":0.8086587,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.038329243659973145},{"word":"you","start":1407.525,"end":1407.6849,"confidence":0.99338925,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02773599699139595},{"word":"know","start":1407.6849,"end":1407.9249,"confidence":0.99791855,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.029113871976733208},{"word":"if","start":1407.9249,"end":1408.245,"confidence":0.99861586,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.029374487698078156},{"word":"if","start":1408.245,"end":1408.485,"confidence":0.99471164,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.029085759073495865},{"word":"you're","start":1408.485,"end":1408.645,"confidence":0.99941075,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.03237557038664818},{"word":"in","start":1408.645,"end":1408.8049,"confidence":0.9974753,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.04472636803984642},{"word":"a","start":1408.8049,"end":1408.965,"confidence":0.9987276,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.055202700197696686},{"word":"medical","start":1408.965,"end":1409.365,"confidence":0.9997621,"punctuated_word":"medical","sentiment":"neutral","sentiment_score":-0.07106465101242065},{"word":"coma","start":1409.365,"end":1409.865,"confidence":0.9181664,"punctuated_word":"coma.","sentiment":"neutral","sentiment_score":-0.10197103023529051},{"word":"no","start":1416.8099,"end":1417.0499,"confidence":0.93771136,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2273927927017212},{"word":"they","start":1417.0499,"end":1417.2899,"confidence":0.9972184,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.19261015951633453},{"word":"don't","start":1417.2899,"end":1417.7699,"confidence":0.9996691,"punctuated_word":"don't.","sentiment":"neutral","sentiment_score":-0.16940662264823914},{"word":"no","start":1417.7699,"end":1418.1699,"confidence":0.9995365,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.24699823558330536},{"word":"no","start":1418.1699,"end":1418.6699,"confidence":0.9986932,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2210460603237152},{"word":"it's","start":1418.73,"end":1418.97,"confidence":0.99674845,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.09359048306941986},{"word":"all","start":1418.97,"end":1419.13,"confidence":0.998531,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.08141006529331207},{"word":"kinda","start":1419.13,"end":1419.37,"confidence":0.87415296,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.11474781483411788},{"word":"gotta","start":1419.37,"end":1419.61,"confidence":0.87960166,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.15858079493045807},{"word":"be","start":1419.61,"end":1419.7699,"confidence":0.9948673,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.14394746720790863},{"word":"set","start":1419.7699,"end":1419.9299,"confidence":0.99581677,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.1463424563407898},{"word":"up","start":1419.9299,"end":1420.01,"confidence":0.9992163,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.1204025000333786},{"word":"whilst","start":1420.01,"end":1420.33,"confidence":0.9923195,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":-0.1008315309882164},{"word":"you","start":1420.33,"end":1420.49,"confidence":0.9996495,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.110480435192585},{"word":"have","start":1420.49,"end":1420.73,"confidence":0.9997712,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.10180556774139404},{"word":"capacity","start":1420.73,"end":1421.23,"confidence":0.99876416,"punctuated_word":"capacity","sentiment":"neutral","sentiment_score":-0.15372905135154724},{"word":"to","start":1421.37,"end":1421.5299,"confidence":0.9997429,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13391287624835968},{"word":"do","start":1421.5299,"end":1421.7699,"confidence":0.99857676,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.11655841767787932},{"word":"so","start":1421.7699,"end":1422.09,"confidence":0.96075404,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":-0.12552225589752197},{"word":"the","start":1422.09,"end":1422.1699,"confidence":0.9961862,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.06741965562105179},{"word":"power","start":1422.1699,"end":1422.4099,"confidence":0.99825734,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.058010563254356384},{"word":"of","start":1422.4099,"end":1422.57,"confidence":0.9961766,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03840060532093048},{"word":"attorney","start":1422.57,"end":1422.89,"confidence":0.9995952,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":-0.06614552438259125},{"word":"and","start":1422.89,"end":1423.0499,"confidence":0.98452985,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05273449420928955},{"word":"will","start":1423.0499,"end":1423.37,"confidence":0.98116106,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.06507328152656555},{"word":"all","start":1423.37,"end":1423.5299,"confidence":0.96987736,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.04656708240509033},{"word":"needs","start":1423.5299,"end":1423.7699,"confidence":0.98482704,"punctuated_word":"needs","sentiment":"neutral","sentiment_score":-0.03964604437351227},{"word":"to","start":1423.7699,"end":1423.85,"confidence":0.9992818,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05665937811136246},{"word":"be","start":1423.85,"end":1424.01,"confidence":0.99962866,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06409837305545807},{"word":"done","start":1424.01,"end":1424.25,"confidence":0.99944645,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.09361471235752106},{"word":"whilst","start":1424.25,"end":1424.57,"confidence":0.9752186,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":-0.05719101428985596},{"word":"you","start":1424.57,"end":1424.6499,"confidence":0.99969256,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09292977303266524},{"word":"have","start":1424.6499,"end":1425.075,"confidence":0.99977976,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09920692443847656},{"word":"mental","start":1425.5549,"end":1425.7949,"confidence":0.9991049,"punctuated_word":"mental","sentiment":"neutral","sentiment_score":-0.08648581802845001},{"word":"and","start":1425.7949,"end":1426.115,"confidence":0.99946994,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14954140782356262},{"word":"physical","start":1426.115,"end":1426.615,"confidence":0.99983287,"punctuated_word":"physical","sentiment":"neutral","sentiment_score":-0.17076818645000458},{"word":"capacity","start":1426.6749,"end":1427.1749,"confidence":0.9997614,"punctuated_word":"capacity","sentiment":"neutral","sentiment_score":-0.14063718914985657},{"word":"to","start":1427.315,"end":1427.3949,"confidence":0.99962115,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12450139224529266},{"word":"make","start":1427.3949,"end":1427.635,"confidence":0.99980706,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.1200939118862152},{"word":"those","start":1427.635,"end":1427.955,"confidence":0.9989405,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.12663760781288147},{"word":"decisions","start":1427.955,"end":1428.455,"confidence":0.9857552,"punctuated_word":"decisions.","sentiment":"neutral","sentiment_score":-0.13932833075523376},{"word":"it","start":1432.835,"end":1433.075,"confidence":0.99277496,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.2332538664340973},{"word":"would","start":1433.075,"end":1433.315,"confidence":0.9998709,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.24761882424354553},{"word":"go","start":1433.315,"end":1433.475,"confidence":0.99982506,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.27759867906570435},{"word":"into","start":1433.475,"end":1433.955,"confidence":0.99879384,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.3248170018196106},{"word":"probate","start":1433.955,"end":1434.455,"confidence":0.94403905,"punctuated_word":"probate.","sentiment":"neutral","sentiment_score":-0.19564220309257507},{"word":"essentially","start":1435.315,"end":1435.815,"confidence":0.9582001,"punctuated_word":"Essentially,","sentiment":"neutral","sentiment_score":-0.14521485567092896},{"word":"your","start":1436.2749,"end":1436.5149,"confidence":0.7071004,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.20561635494232175},{"word":"wife","start":1436.5149,"end":1436.755,"confidence":0.98545986,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.17694789171218872},{"word":"would","start":1436.755,"end":1436.9149,"confidence":0.99961925,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.10960724204778673},{"word":"still","start":1436.9149,"end":1437.075,"confidence":0.9997068,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.09038695693016052},{"word":"be","start":1437.075,"end":1437.235,"confidence":0.9996351,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.11896373331546783},{"word":"able","start":1437.235,"end":1437.3949,"confidence":0.9873302,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.09352711588144302},{"word":"to","start":1437.3949,"end":1437.475,"confidence":0.9987067,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06169113516807556},{"word":"live","start":1437.475,"end":1437.635,"confidence":0.99830186,"punctuated_word":"live","sentiment":"neutral","sentiment_score":-0.07839760929346085},{"word":"in","start":1437.635,"end":1437.715,"confidence":0.9996803,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.046623557806015015},{"word":"the","start":1437.715,"end":1437.7949,"confidence":0.99052167,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07160015404224396},{"word":"house","start":1437.7949,"end":1438.0349,"confidence":0.99983466,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.05233878642320633},{"word":"and","start":1438.0349,"end":1438.195,"confidence":0.99147415,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08158056437969208},{"word":"do","start":1438.195,"end":1438.355,"confidence":0.99990606,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.09892850369215012},{"word":"all","start":1438.355,"end":1438.4349,"confidence":0.99955183,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.08260557800531387},{"word":"the","start":1438.4349,"end":1438.5149,"confidence":0.98732066,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09618061780929564},{"word":"bits","start":1438.5149,"end":1438.755,"confidence":0.99841154,"punctuated_word":"bits","sentiment":"neutral","sentiment_score":-0.1016017645597458},{"word":"and","start":1438.755,"end":1438.835,"confidence":0.99743,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08305864036083221},{"word":"pieces","start":1438.835,"end":1439.1549,"confidence":0.94528055,"punctuated_word":"pieces.","sentiment":"neutral","sentiment_score":-0.1113174483180046},{"word":"it","start":1439.1549,"end":1439.235,"confidence":0.93073887,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.07389155775308609},{"word":"wouldn't","start":1439.235,"end":1439.475,"confidence":0.9995601,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.05910772085189819},{"word":"be","start":1439.475,"end":1439.635,"confidence":0.9996487,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.09728922694921494},{"word":"a","start":1439.635,"end":1439.715,"confidence":0.9982235,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13987794518470764},{"word":"problem","start":1439.715,"end":1440.215,"confidence":0.78227675,"punctuated_word":"problem,","sentiment":"neutral","sentiment_score":-0.1274470090866089},{"word":"but","start":1440.8,"end":1441.12,"confidence":0.96670055,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0645206868648529},{"word":"it","start":1441.12,"end":1441.28,"confidence":0.999005,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1476527452468872},{"word":"would","start":1441.28,"end":1441.44,"confidence":0.9831131,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.12612001597881317},{"word":"go","start":1441.44,"end":1441.6799,"confidence":0.99894994,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.14346560835838318},{"word":"in","start":1441.6799,"end":1441.84,"confidence":0.43654788,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.13967403769493103},{"word":"everything","start":1442.0,"end":1442.32,"confidence":0.9666987,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.1308237910270691},{"word":"would","start":1442.32,"end":1442.5599,"confidence":0.9998099,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.12548011541366577},{"word":"have","start":1442.5599,"end":1442.6799,"confidence":0.9993892,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.107282355427742},{"word":"to","start":1442.6799,"end":1442.8,"confidence":0.99907035,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10350939631462096},{"word":"go","start":1442.8,"end":1443.04,"confidence":0.9996438,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.11943959444761276},{"word":"through","start":1443.04,"end":1443.36,"confidence":0.9956162,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.09757274389266968},{"word":"probate","start":1443.36,"end":1443.76,"confidence":0.9813549,"punctuated_word":"probate,","sentiment":"neutral","sentiment_score":-0.1097741425037384},{"word":"which","start":1443.76,"end":1444.0,"confidence":0.99989974,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.08143441379070282},{"word":"essentially","start":1444.0,"end":1444.48,"confidence":0.99305093,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":-0.04531881585717201},{"word":"means","start":1444.48,"end":1444.96,"confidence":0.9985366,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.05713141709566116},{"word":"that","start":1444.96,"end":1445.36,"confidence":0.9997278,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03553386032581329},{"word":"it","start":1445.36,"end":1445.52,"confidence":0.99740714,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05308474600315094},{"word":"goes","start":1445.52,"end":1445.76,"confidence":0.99265105,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":-0.07311394810676575},{"word":"through","start":1445.76,"end":1445.92,"confidence":0.63010687,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.06144839897751808},{"word":"a","start":1445.92,"end":1446.08,"confidence":0.9946226,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06289186328649521},{"word":"court","start":1446.08,"end":1446.4,"confidence":0.99334747,"punctuated_word":"court","sentiment":"neutral","sentiment_score":-0.0969066321849823},{"word":"process","start":1446.4,"end":1446.9,"confidence":0.81493366,"punctuated_word":"process,","sentiment":"neutral","sentiment_score":-0.0625816285610199},{"word":"and","start":1447.36,"end":1447.6,"confidence":0.9043548,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.037163980305194855},{"word":"the","start":1447.6,"end":1447.76,"confidence":0.8117506,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03783336281776428},{"word":"judge","start":1447.76,"end":1448.16,"confidence":0.999445,"punctuated_word":"judge","sentiment":"neutral","sentiment_score":-0.09996555745601654},{"word":"decides","start":1448.16,"end":1448.64,"confidence":0.9977703,"punctuated_word":"decides","sentiment":"neutral","sentiment_score":-0.06051315367221832},{"word":"what","start":1448.64,"end":1448.88,"confidence":0.99969316,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.07597889751195908},{"word":"happens","start":1448.88,"end":1449.38,"confidence":0.99041146,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":-0.09301073849201202},{"word":"to","start":1449.52,"end":1449.76,"confidence":0.9954984,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09931598603725432},{"word":"all","start":1449.76,"end":1450.0,"confidence":0.9996136,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.053779710084199905},{"word":"of","start":1450.0,"end":1450.24,"confidence":0.99980444,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07630659639835358},{"word":"your","start":1450.24,"end":1450.64,"confidence":0.9997359,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.08450265973806381},{"word":"assets","start":1450.64,"end":1451.14,"confidence":0.9945857,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.12706859409809113},{"word":"in","start":1451.76,"end":1451.92,"confidence":0.91208667,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.044821061193943024},{"word":"accordance","start":1451.92,"end":1452.4,"confidence":0.9984061,"punctuated_word":"accordance","sentiment":"neutral","sentiment_score":-0.026387937366962433},{"word":"with","start":1452.4,"end":1452.825,"confidence":0.9960044,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.00046109408140182495},{"word":"local","start":1453.465,"end":1453.945,"confidence":0.95901734,"punctuated_word":"local","sentiment":"neutral","sentiment_score":-0.03182031586766243},{"word":"or","start":1453.945,"end":1454.105,"confidence":0.79410434,"punctuated_word":"or,","sentiment":"neutral","sentiment_score":-0.06903823465108871},{"word":"you","start":1454.105,"end":1454.2649,"confidence":0.9529292,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0650193989276886},{"word":"know","start":1454.2649,"end":1454.505,"confidence":0.99977577,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.06842393428087234},{"word":"state","start":1454.505,"end":1454.825,"confidence":0.99852365,"punctuated_word":"state","sentiment":"neutral","sentiment_score":-0.05374005436897278},{"word":"legislation","start":1454.825,"end":1455.325,"confidence":0.9966676,"punctuated_word":"legislation.","sentiment":"neutral","sentiment_score":-0.06072928011417389},{"word":"majority","start":1455.945,"end":1456.4249,"confidence":0.99912304,"punctuated_word":"Majority","sentiment":"neutral","sentiment_score":-0.0012814980000257492},{"word":"of","start":1456.4249,"end":1456.505,"confidence":0.99993217,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.009005606174468994},{"word":"the","start":1456.505,"end":1456.6649,"confidence":0.99964225,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01923215016722679},{"word":"time","start":1456.6649,"end":1456.9049,"confidence":0.98425317,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.017863431945443153},{"word":"it","start":1456.9049,"end":1457.1449,"confidence":0.9997969,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03170981630682945},{"word":"all","start":1457.1449,"end":1457.3049,"confidence":0.99784684,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.020159676671028137},{"word":"passes","start":1457.3049,"end":1457.7849,"confidence":0.99395704,"punctuated_word":"passes","sentiment":"neutral","sentiment_score":-0.028934665024280548},{"word":"directly","start":1457.7849,"end":1458.2649,"confidence":0.99943155,"punctuated_word":"directly","sentiment":"neutral","sentiment_score":-0.018482327461242676},{"word":"to","start":1458.2649,"end":1458.4249,"confidence":0.9991584,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.010923974215984344},{"word":"your","start":1458.4249,"end":1458.6649,"confidence":0.9997123,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.013356097042560576},{"word":"wife","start":1458.6649,"end":1459.1649,"confidence":0.9919145,"punctuated_word":"wife.","sentiment":"neutral","sentiment_score":-0.003760002553462982},{"word":"that's","start":1459.225,"end":1459.5449,"confidence":0.99971414,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.016302675008773804},{"word":"normally","start":1459.5449,"end":1459.945,"confidence":0.99815613,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":-0.034393563866615295},{"word":"how","start":1459.945,"end":1460.1849,"confidence":0.99971837,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.06408459693193436},{"word":"we","start":1460.1849,"end":1460.345,"confidence":0.99955887,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.06327217817306519},{"word":"all","start":1460.345,"end":1460.585,"confidence":0.9940295,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.07863438129425049},{"word":"want","start":1460.585,"end":1460.825,"confidence":0.8651574,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.05449228733778},{"word":"it","start":1460.825,"end":1460.985,"confidence":0.9958754,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09042468667030334},{"word":"to","start":1460.985,"end":1461.065,"confidence":0.9987004,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08780749142169952},{"word":"go","start":1461.065,"end":1461.5449,"confidence":0.82680786,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":-0.05162198841571808},{"word":"but","start":1461.5449,"end":1461.7849,"confidence":0.9992956,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06306886672973633},{"word":"there","start":1461.7849,"end":1461.945,"confidence":0.99986124,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.066515251994133},{"word":"are","start":1461.945,"end":1462.105,"confidence":0.99948716,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.12124253064393996},{"word":"certain","start":1462.105,"end":1462.505,"confidence":0.9977125,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":-0.13509118556976318},{"word":"circumstances","start":1462.505,"end":1463.005,"confidence":0.9993042,"punctuated_word":"circumstances","sentiment":"neutral","sentiment_score":-0.107172891497612},{"word":"where","start":1463.225,"end":1463.465,"confidence":0.9987301,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.1158556193113327},{"word":"we","start":1463.465,"end":1463.625,"confidence":0.9998072,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0983373075723648},{"word":"want","start":1463.625,"end":1463.865,"confidence":0.999629,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.10889756679534912},{"word":"something","start":1463.865,"end":1464.2649,"confidence":0.99957424,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.12294331938028336},{"word":"different","start":1464.2649,"end":1464.585,"confidence":0.9993073,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.10032828152179718},{"word":"to","start":1464.585,"end":1464.745,"confidence":0.98511326,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06862738728523254},{"word":"maybe","start":1464.745,"end":1465.065,"confidence":0.98891056,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.06658914685249329},{"word":"go","start":1465.065,"end":1465.225,"confidence":0.999102,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.041901715099811554},{"word":"to","start":1465.225,"end":1465.385,"confidence":0.9989454,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03279004991054535},{"word":"a","start":1465.385,"end":1465.465,"confidence":0.9993932,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03568840026855469},{"word":"mother","start":1465.465,"end":1465.7849,"confidence":0.99981874,"punctuated_word":"mother","sentiment":"neutral","sentiment_score":-0.050730593502521515},{"word":"or","start":1465.7849,"end":1465.945,"confidence":0.53931713,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.031831808388233185},{"word":"brother","start":1465.945,"end":1466.345,"confidence":0.9420255,"punctuated_word":"brother","sentiment":"neutral","sentiment_score":-0.07481226325035095},{"word":"or","start":1466.345,"end":1466.4249,"confidence":0.9031648,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03223106265068054},{"word":"sister","start":1466.4249,"end":1466.825,"confidence":0.96161103,"punctuated_word":"sister","sentiment":"neutral","sentiment_score":-0.057970065623521805},{"word":"or","start":1466.825,"end":1466.9049,"confidence":0.98727787,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.011175386607646942},{"word":"a","start":1466.9049,"end":1466.985,"confidence":0.68993026,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03296137973666191},{"word":"cousin","start":1466.985,"end":1467.36,"confidence":0.99619377,"punctuated_word":"cousin","sentiment":"neutral","sentiment_score":-0.02512691169977188},{"word":"or","start":1467.36,"end":1467.52,"confidence":0.9844956,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.01581086963415146},{"word":"just","start":1467.52,"end":1467.6799,"confidence":0.9062162,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.02439849078655243},{"word":"someone","start":1467.6799,"end":1467.84,"confidence":0.99935895,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.003876186907291413},{"word":"we","start":1467.84,"end":1468.08,"confidence":0.9986524,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.010933972895145416},{"word":"wanna","start":1468.08,"end":1468.32,"confidence":0.99162406,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.0016607120633125303},{"word":"look","start":1468.32,"end":1468.5599,"confidence":0.9985292,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.024884849786758423},{"word":"after","start":1468.5599,"end":1468.7999,"confidence":0.9888719,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.027695275843143463},{"word":"or","start":1468.7999,"end":1468.9199,"confidence":0.76611125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0191921666264534},{"word":"we","start":1468.9199,"end":1469.04,"confidence":0.55250263,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.026027917861938477},{"word":"wanna","start":1469.04,"end":1469.36,"confidence":0.9851044,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.011542174965143204},{"word":"bequest","start":1469.36,"end":1469.84,"confidence":0.7627682,"punctuated_word":"bequest","sentiment":"neutral","sentiment_score":-0.02070597931742668},{"word":"something","start":1469.84,"end":1470.34,"confidence":0.9981773,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.01829836517572403},{"word":"to","start":1470.48,"end":1470.96,"confidence":0.7750179,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.02197452262043953},{"word":"maybe","start":1471.36,"end":1471.6799,"confidence":0.999253,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.01519148051738739},{"word":"to","start":1471.6799,"end":1471.84,"confidence":0.9749262,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.016148127615451813},{"word":"a","start":1471.84,"end":1472.0,"confidence":0.99514055,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.003495585173368454},{"word":"charity","start":1472.0,"end":1472.4,"confidence":0.99984634,"punctuated_word":"charity","sentiment":"neutral","sentiment_score":-0.00770258903503418},{"word":"that","start":1472.4,"end":1472.64,"confidence":0.99953127,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02484080195426941},{"word":"we","start":1472.64,"end":1472.7999,"confidence":0.9984285,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.01790570467710495},{"word":"like","start":1472.7999,"end":1473.12,"confidence":0.9970733,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.000827297568321228},{"word":"or","start":1473.12,"end":1473.28,"confidence":0.9959222,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.047179218381643295},{"word":"something","start":1473.28,"end":1473.76,"confidence":0.9964775,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":-0.07375019788742065},{"word":"so","start":1473.76,"end":1474.26,"confidence":0.85025185,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.113638773560524},{"word":"normally","start":1474.48,"end":1474.88,"confidence":0.9991833,"punctuated_word":"normally,","sentiment":"neutral","sentiment_score":-0.12685318291187286},{"word":"all","start":1474.88,"end":1475.04,"confidence":0.7257407,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.15726140141487122},{"word":"this","start":1475.04,"end":1475.28,"confidence":0.77279234,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.2190888524055481},{"word":"goes","start":1475.28,"end":1475.52,"confidence":0.9976178,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":-0.11332423239946364},{"word":"direct","start":1475.52,"end":1475.84,"confidence":0.53816026,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":-0.17565637826919556},{"word":"to","start":1475.84,"end":1475.92,"confidence":0.98998815,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1621926724910736},{"word":"your","start":1475.92,"end":1476.08,"confidence":0.99726784,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.18282583355903623},{"word":"wife","start":1476.08,"end":1476.4,"confidence":0.9761193,"punctuated_word":"wife,","sentiment":"neutral","sentiment_score":-0.12185591459274292},{"word":"but","start":1476.4,"end":1476.64,"confidence":0.998816,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.15089130401611328},{"word":"there","start":1476.64,"end":1476.7999,"confidence":0.9998627,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.2015245407819748},{"word":"are","start":1476.7999,"end":1477.04,"confidence":0.99907506,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.17835794389247894},{"word":"instances","start":1477.04,"end":1477.54,"confidence":0.9996221,"punctuated_word":"instances","sentiment":"neutral","sentiment_score":-0.1997110545635223},{"word":"where","start":1477.6,"end":1477.92,"confidence":0.99942625,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.2149074375629425},{"word":"somebody","start":1477.92,"end":1478.24,"confidence":0.99971765,"punctuated_word":"somebody","sentiment":"negative","sentiment_score":-0.3346361517906189},{"word":"can","start":1478.24,"end":1478.48,"confidence":0.9962489,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.24421951174736023},{"word":"come","start":1478.48,"end":1478.64,"confidence":0.9437287,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.2794899046421051},{"word":"up","start":1478.64,"end":1478.88,"confidence":0.6160877,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":-0.2821657061576843},{"word":"make","start":1478.88,"end":1479.04,"confidence":0.9993742,"punctuated_word":"make","sentiment":"negative","sentiment_score":-0.33784469962120056},{"word":"a","start":1479.04,"end":1479.2,"confidence":0.9959473,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.305930495262146},{"word":"claim","start":1479.2,"end":1479.44,"confidence":0.9225458,"punctuated_word":"claim,","sentiment":"neutral","sentiment_score":-0.3049080967903137},{"word":"and","start":1479.44,"end":1479.6,"confidence":0.9991774,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.28419482707977295},{"word":"a","start":1479.6,"end":1479.6799,"confidence":0.69587517,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3222728967666626},{"word":"judge","start":1479.6799,"end":1480.005,"confidence":0.9998486,"punctuated_word":"judge","sentiment":"negative","sentiment_score":-0.3976295590400696},{"word":"says","start":1480.005,"end":1480.245,"confidence":0.8492395,"punctuated_word":"says,","sentiment":"neutral","sentiment_score":-0.21010953187942505},{"word":"hey","start":1480.245,"end":1480.405,"confidence":0.9756398,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":-0.22565345466136932},{"word":"yeah","start":1480.405,"end":1480.805,"confidence":0.9815592,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.18737447261810303},{"word":"you're","start":1480.805,"end":1481.125,"confidence":0.9991579,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.2608155608177185},{"word":"entitled","start":1481.125,"end":1481.525,"confidence":0.9992337,"punctuated_word":"entitled","sentiment":"neutral","sentiment_score":-0.2136736810207367},{"word":"to","start":1481.525,"end":1481.685,"confidence":0.9969831,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2458210438489914},{"word":"a","start":1481.685,"end":1481.845,"confidence":0.55060107,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2977006733417511},{"word":"claim","start":1481.845,"end":1482.165,"confidence":0.9997857,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.21176159381866455},{"word":"on","start":1482.165,"end":1482.325,"confidence":0.99982613,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.2744150161743164},{"word":"this","start":1482.325,"end":1482.5651,"confidence":0.98861676,"punctuated_word":"this.","sentiment":"neutral","sentiment_score":-0.3301280438899994},{"word":"i'm","start":1482.5651,"end":1482.725,"confidence":0.9998724,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.602746844291687},{"word":"gonna","start":1482.725,"end":1482.965,"confidence":0.99616647,"punctuated_word":"gonna","sentiment":"negative","sentiment_score":-0.6130372881889343},{"word":"give","start":1482.965,"end":1483.125,"confidence":0.99883956,"punctuated_word":"give","sentiment":"negative","sentiment_score":-0.6455399394035339},{"word":"you","start":1483.125,"end":1483.365,"confidence":0.99940765,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.6290715336799622},{"word":"this","start":1483.365,"end":1483.525,"confidence":0.99759763,"punctuated_word":"this","sentiment":"negative","sentiment_score":-0.5875029563903809},{"word":"much","start":1483.525,"end":1483.765,"confidence":0.9950649,"punctuated_word":"much","sentiment":"negative","sentiment_score":-0.5066495537757874},{"word":"money","start":1483.765,"end":1484.085,"confidence":0.9998241,"punctuated_word":"money","sentiment":"negative","sentiment_score":-0.4571912884712219},{"word":"or","start":1484.085,"end":1484.245,"confidence":0.6721714,"punctuated_word":"or","sentiment":"negative","sentiment_score":-0.5598253607749939},{"word":"this","start":1484.245,"end":1484.745,"confidence":0.994879,"punctuated_word":"this","sentiment":"negative","sentiment_score":-0.6203091740608215},{"word":"is","start":1484.885,"end":1485.045,"confidence":0.841343,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.556881308555603},{"word":"gonna","start":1485.045,"end":1485.285,"confidence":0.99824,"punctuated_word":"gonna","sentiment":"negative","sentiment_score":-0.5206111669540405},{"word":"go","start":1485.285,"end":1485.525,"confidence":0.9909793,"punctuated_word":"go","sentiment":"negative","sentiment_score":-0.4225858151912689},{"word":"to","start":1485.525,"end":1485.685,"confidence":0.99825126,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.44751423597335815},{"word":"you","start":1485.685,"end":1486.085,"confidence":0.95920825,"punctuated_word":"you.","sentiment":"negative","sentiment_score":-0.46905404329299927},{"word":"so","start":1486.085,"end":1486.585,"confidence":0.99699116,"punctuated_word":"So","sentiment":"negative","sentiment_score":-0.4834183156490326},{"word":"it's","start":1486.605,"end":1487.105,"confidence":0.5397773,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.6793758869171143},{"word":"just","start":1487.125,"end":1487.445,"confidence":0.9379033,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.7721194624900818},{"word":"that","start":1487.445,"end":1487.945,"confidence":0.52482,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.6861149072647095},{"word":"it","start":1488.885,"end":1488.965,"confidence":0.9962847,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11584171652793884},{"word":"can","start":1488.965,"end":1489.445,"confidence":0.7926384,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.13046270608901978},{"word":"it","start":1489.445,"end":1489.765,"confidence":0.99311525,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.13700781762599945},{"word":"can","start":1489.765,"end":1490.085,"confidence":0.9002255,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.08593259751796722},{"word":"yeah","start":1490.085,"end":1490.585,"confidence":0.9991565,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.013578617945313454},{"word":"it's","start":1490.645,"end":1490.885,"confidence":0.9886353,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.07808110862970352},{"word":"always","start":1490.885,"end":1491.285,"confidence":0.9972754,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.07886596769094467},{"word":"that","start":1491.445,"end":1491.605,"confidence":0.9945128,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.13097819685935974},{"word":"can","start":1491.605,"end":1491.765,"confidence":0.9990602,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.17100374400615692},{"word":"be","start":1491.765,"end":1491.925,"confidence":0.99958867,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.17747686803340912},{"word":"the","start":1491.925,"end":1492.085,"confidence":0.9992888,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19965243339538577},{"word":"hardest","start":1492.085,"end":1492.5651,"confidence":0.99939704,"punctuated_word":"hardest","sentiment":"neutral","sentiment_score":-0.2442722320556641},{"word":"time","start":1492.5651,"end":1492.805,"confidence":0.9990644,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.22219425439834595},{"word":"for","start":1492.805,"end":1492.965,"confidence":0.9990631,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.2180245816707611},{"word":"a","start":1492.965,"end":1493.045,"confidence":0.9928282,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.18292413651943207},{"word":"family","start":1493.045,"end":1493.525,"confidence":0.9997855,"punctuated_word":"family","sentiment":"neutral","sentiment_score":-0.17820514738559723},{"word":"going","start":1493.525,"end":1493.765,"confidence":0.9553837,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.22201800346374512},{"word":"through","start":1493.765,"end":1493.925,"confidence":0.99913067,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.23247148096561432},{"word":"that","start":1493.925,"end":1494.165,"confidence":0.9986865,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.19517335295677185},{"word":"probate","start":1494.165,"end":1494.645,"confidence":0.99704355,"punctuated_word":"probate","sentiment":"neutral","sentiment_score":-0.1698291003704071},{"word":"process","start":1494.645,"end":1495.045,"confidence":0.9958881,"punctuated_word":"process.","sentiment":"neutral","sentiment_score":-0.21013468503952024},{"word":"it","start":1495.045,"end":1495.35,"confidence":0.9828721,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.22693529725074768},{"word":"is","start":1495.4299,"end":1495.51,"confidence":0.98620725,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.21217218041419983},{"word":"lengthy","start":1495.51,"end":1495.83,"confidence":0.9984641,"punctuated_word":"lengthy","sentiment":"neutral","sentiment_score":-0.25669750571250916},{"word":"and","start":1495.83,"end":1496.07,"confidence":0.99362683,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.27558350563049316},{"word":"can","start":1496.07,"end":1496.23,"confidence":0.99925154,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.24884939193725583},{"word":"be","start":1496.23,"end":1496.39,"confidence":0.9997279,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.24116121232509613},{"word":"quite","start":1496.39,"end":1496.63,"confidence":0.999721,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.29114657640457153},{"word":"costly","start":1496.63,"end":1497.11,"confidence":0.9996774,"punctuated_word":"costly","sentiment":"neutral","sentiment_score":-0.21618402004241943},{"word":"to","start":1497.11,"end":1497.19,"confidence":0.97117615,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2656676769256592},{"word":"the","start":1497.19,"end":1497.35,"confidence":0.9935371,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.25520792603492737},{"word":"estate","start":1497.35,"end":1497.75,"confidence":0.9853409,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":-0.26094627380371094},{"word":"as","start":1497.75,"end":1497.91,"confidence":0.9998447,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.17420393228530884},{"word":"well","start":1497.91,"end":1498.41,"confidence":0.7842144,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.1945537030696869},{"word":"so","start":1499.11,"end":1499.35,"confidence":0.6505841,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04643020778894424},{"word":"it","start":1499.35,"end":1499.4299,"confidence":0.9831708,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.030805474147200584},{"word":"is","start":1499.4299,"end":1499.6699,"confidence":0.9995184,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02652505226433277},{"word":"something","start":1499.6699,"end":1500.07,"confidence":0.9995671,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.003804087638854981},{"word":"to","start":1500.07,"end":1500.23,"confidence":0.99652064,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.013924621045589449},{"word":"definitely","start":1500.23,"end":1500.63,"confidence":0.9952997,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.018874142318964005},{"word":"consider","start":1500.63,"end":1501.13,"confidence":0.9986776,"punctuated_word":"consider.","sentiment":"neutral","sentiment_score":0.019785989075899124},{"word":"yeah","start":1512.485,"end":1512.985,"confidence":0.9778713,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01879126951098442},{"word":"yep","start":1523.38,"end":1523.88,"confidence":0.88716066,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.07204118371009827},{"word":"wow","start":1526.18,"end":1526.68,"confidence":0.81980896,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":-0.08121994882822037},{"word":"yeah","start":1529.38,"end":1529.88,"confidence":0.99372977,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1293759047985077},{"word":"that's","start":1531.14,"end":1531.46,"confidence":0.9857187,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.1930445283651352},{"word":"exactly","start":1531.46,"end":1531.96,"confidence":0.9994603,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":-0.1921968013048172},{"word":"right","start":1532.1,"end":1532.6,"confidence":0.9995717,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.3013184070587158},{"word":"absolutely","start":1533.615,"end":1534.115,"confidence":0.9960945,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.08903390169143677},{"word":"absolutely","start":1534.495,"end":1534.995,"confidence":0.99957657,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.11904574185609818},{"word":"and","start":1535.295,"end":1535.4551,"confidence":0.9973418,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05613623559474945},{"word":"with","start":1535.4551,"end":1535.6951,"confidence":0.97803944,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.025295980274677277},{"word":"a","start":1535.6951,"end":1535.775,"confidence":0.7566439,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.005100999027490616},{"word":"power","start":1535.775,"end":1536.015,"confidence":0.9598933,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.01604873687028885},{"word":"of","start":1536.015,"end":1536.175,"confidence":0.9937953,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0060638561844825745},{"word":"attorney","start":1536.175,"end":1536.5751,"confidence":0.999642,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":-0.032634757459163666},{"word":"that","start":1536.5751,"end":1536.8151,"confidence":0.574079,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.008133076131343842},{"word":"goes","start":1536.8151,"end":1537.055,"confidence":0.99943036,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.00772567093372345},{"word":"into","start":1537.055,"end":1537.295,"confidence":0.97134465,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.04874332621693611},{"word":"place","start":1537.295,"end":1537.615,"confidence":0.8901382,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.08769164979457855},{"word":"whilst","start":1537.615,"end":1538.015,"confidence":0.54335606,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":0.059731047600507736},{"word":"you're","start":1538.015,"end":1538.175,"confidence":0.9931869,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.02625548839569092},{"word":"still","start":1538.175,"end":1538.655,"confidence":0.99932134,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.03017563372850418},{"word":"living","start":1538.655,"end":1539.155,"confidence":0.7775899,"punctuated_word":"living,","sentiment":"neutral","sentiment_score":0.02342000976204872},{"word":"a","start":1539.4551,"end":1539.535,"confidence":0.9220215,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08656586706638336},{"word":"power","start":1539.535,"end":1539.775,"confidence":0.9929923,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.13111385703086853},{"word":"of","start":1539.775,"end":1539.935,"confidence":0.998271,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12467201799154282},{"word":"attorney","start":1539.935,"end":1540.3351,"confidence":0.99977344,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":-0.147024005651474},{"word":"is","start":1540.3351,"end":1540.495,"confidence":0.9867688,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.10300920158624648},{"word":"null","start":1540.495,"end":1540.735,"confidence":0.98379344,"punctuated_word":"null","sentiment":"neutral","sentiment_score":-0.12570954859256744},{"word":"and","start":1540.735,"end":1540.895,"confidence":0.9942861,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.13240912556648254},{"word":"void","start":1540.895,"end":1541.375,"confidence":0.99990773,"punctuated_word":"void","sentiment":"neutral","sentiment_score":-0.18502455949783325},{"word":"once","start":1541.375,"end":1541.6951,"confidence":0.9944788,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.13884598016738892},{"word":"you","start":1541.6951,"end":1541.935,"confidence":0.9996631,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.14023526012897491},{"word":"pass","start":1541.935,"end":1542.175,"confidence":0.9591708,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.14114925265312195},{"word":"away","start":1542.175,"end":1542.5751,"confidence":0.96839046,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":-0.0610307939350605},{"word":"and","start":1542.5751,"end":1542.735,"confidence":0.9997402,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0170232355594635},{"word":"that's","start":1542.735,"end":1543.055,"confidence":0.99983287,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.02467256784439087},{"word":"when","start":1543.055,"end":1543.295,"confidence":0.9995976,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.038938406854867935},{"word":"the","start":1543.295,"end":1543.4551,"confidence":0.9979512,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02044658362865448},{"word":"will","start":1543.4551,"end":1543.775,"confidence":0.99354243,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.02948054671287537},{"word":"comes","start":1543.775,"end":1544.095,"confidence":0.99809974,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.055476561188697815},{"word":"into","start":1544.095,"end":1544.415,"confidence":0.99277484,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.05478286370635033},{"word":"play","start":1544.415,"end":1544.655,"confidence":0.9980052,"punctuated_word":"play","sentiment":"neutral","sentiment_score":0.061989642679691315},{"word":"as","start":1544.655,"end":1544.895,"confidence":0.7671234,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04627871885895729},{"word":"well","start":1544.895,"end":1545.055,"confidence":0.99610645,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.050078071653842926},{"word":"as","start":1545.055,"end":1545.135,"confidence":0.9848,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04202156513929367},{"word":"your","start":1545.135,"end":1545.295,"confidence":0.9975573,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03429719805717468},{"word":"beneficiary","start":1545.295,"end":1545.795,"confidence":0.9989103,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.02639138698577881},{"word":"nominations","start":1546.015,"end":1546.515,"confidence":0.7686436,"punctuated_word":"nominations.","sentiment":"neutral","sentiment_score":-0.010741492733359337},{"word":"so","start":1546.8151,"end":1547.28,"confidence":0.9987325,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04770100861787796},{"word":"long","start":1547.36,"end":1547.6,"confidence":0.9998159,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.07563000917434692},{"word":"as","start":1547.6,"end":1547.68,"confidence":0.99558204,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.062469370663166046},{"word":"you","start":1547.68,"end":1547.76,"confidence":0.99955755,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08211980760097504},{"word":"have","start":1547.76,"end":1548.16,"confidence":0.9997191,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09647619724273682},{"word":"a","start":1548.16,"end":1548.3201,"confidence":0.99559766,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1222073957324028},{"word":"will","start":1548.3201,"end":1548.64,"confidence":0.9996711,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.08742871880531311},{"word":"set","start":1548.64,"end":1548.8,"confidence":0.9739923,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.09327054023742676},{"word":"up","start":1548.8,"end":1549.12,"confidence":0.9689959,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.1062336564064026},{"word":"a","start":1549.12,"end":1549.28,"confidence":0.9977704,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.114594966173172},{"word":"power","start":1549.28,"end":1549.52,"confidence":0.9785048,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.11336243897676468},{"word":"of","start":1549.52,"end":1549.68,"confidence":0.997029,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09268145263195038},{"word":"attorney","start":1549.68,"end":1550.16,"confidence":0.96283644,"punctuated_word":"attorney,","sentiment":"neutral","sentiment_score":0.08293741196393967},{"word":"and","start":1550.16,"end":1550.4,"confidence":0.9997794,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11096619069576263},{"word":"your","start":1550.4,"end":1550.64,"confidence":0.9988895,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09533035755157472},{"word":"beneficiaries","start":1550.64,"end":1551.14,"confidence":0.9940254,"punctuated_word":"beneficiaries,","sentiment":"neutral","sentiment_score":0.1212807148694992},{"word":"then","start":1551.76,"end":1552.0,"confidence":0.99944943,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.12637057900428772},{"word":"you've","start":1552.0,"end":1552.24,"confidence":0.99765015,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.09918680042028429},{"word":"generally","start":1552.24,"end":1552.56,"confidence":0.9972904,"punctuated_word":"generally","sentiment":"neutral","sentiment_score":0.12566149234771729},{"word":"covered","start":1552.56,"end":1552.9601,"confidence":0.9995782,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":0.107331782579422},{"word":"all","start":1552.9601,"end":1553.12,"confidence":0.9997228,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.10926664620637894},{"word":"of","start":1553.12,"end":1553.28,"confidence":0.9992663,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09903283417224884},{"word":"your","start":1553.28,"end":1553.4401,"confidence":0.99957854,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08798617124557495},{"word":"bases","start":1553.4401,"end":1553.9401,"confidence":0.9873599,"punctuated_word":"bases.","sentiment":"neutral","sentiment_score":0.07599584758281708},{"word":"there","start":1554.9601,"end":1555.2001,"confidence":0.58727485,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.03769605606794357},{"word":"are","start":1555.2001,"end":1555.4401,"confidence":0.99989676,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.038595717400312424},{"word":"instances","start":1555.4401,"end":1555.9401,"confidence":0.9995302,"punctuated_word":"instances","sentiment":"neutral","sentiment_score":0.05113618448376656},{"word":"where","start":1556.16,"end":1556.48,"confidence":0.9871659,"punctuated_word":"where,","sentiment":"neutral","sentiment_score":0.045431070029735565},{"word":"you","start":1556.48,"end":1556.56,"confidence":0.9996799,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04133827984333038},{"word":"know","start":1556.56,"end":1556.8,"confidence":0.999804,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.029488399624824524},{"word":"nothing","start":1556.8,"end":1557.2001,"confidence":0.9998704,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.0012541338801383972},{"word":"is","start":1557.2001,"end":1557.4401,"confidence":0.99940455,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.00772915780544281},{"word":"ever","start":1557.4401,"end":1557.92,"confidence":0.9992951,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.05485983192920685},{"word":"a","start":1557.92,"end":1558.16,"confidence":0.98969144,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.009843051433563232},{"word":"100%","start":1558.16,"end":1559.06,"confidence":0.9989847,"punctuated_word":"100%","sentiment":"neutral","sentiment_score":-0.0020346567034721375},{"word":"locked","start":1559.6951,"end":1559.935,"confidence":0.9903499,"punctuated_word":"locked","sentiment":"neutral","sentiment_score":-0.02094890922307968},{"word":"in","start":1559.935,"end":1560.415,"confidence":0.8794834,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":-0.0043283142149448395},{"word":"people","start":1560.415,"end":1560.735,"confidence":0.99064976,"punctuated_word":"People","sentiment":"neutral","sentiment_score":0.0437510684132576},{"word":"can","start":1560.735,"end":1560.895,"confidence":0.9995658,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04174533486366272},{"word":"always","start":1560.895,"end":1561.135,"confidence":0.9997682,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.04835177958011627},{"word":"come","start":1561.135,"end":1561.375,"confidence":0.9998745,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.03052942454814911},{"word":"out","start":1561.375,"end":1561.535,"confidence":0.98998475,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.031009472906589508},{"word":"and","start":1561.535,"end":1561.6951,"confidence":0.9988199,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.011715762317180634},{"word":"make","start":1561.6951,"end":1561.935,"confidence":0.9998791,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.013909168541431429},{"word":"a","start":1561.935,"end":1562.0951,"confidence":0.99737227,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.018581032752990723},{"word":"claim","start":1562.0951,"end":1562.495,"confidence":0.9881635,"punctuated_word":"claim.","sentiment":"neutral","sentiment_score":0.029954809695482257},{"word":"however","start":1562.495,"end":1562.895,"confidence":0.9994646,"punctuated_word":"However,","sentiment":"neutral","sentiment_score":0.07621641457080841},{"word":"having","start":1562.895,"end":1563.135,"confidence":0.99977845,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.09135807305574416},{"word":"the","start":1563.135,"end":1563.295,"confidence":0.61433244,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08350232988595963},{"word":"power","start":1563.295,"end":1563.535,"confidence":0.99385554,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.12491793185472488},{"word":"of","start":1563.535,"end":1563.6951,"confidence":0.99563944,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1019267812371254},{"word":"attorney","start":1563.6951,"end":1564.0951,"confidence":0.9993048,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.09059657901525496},{"word":"that","start":1564.0951,"end":1564.175,"confidence":0.92899394,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13340140879154205},{"word":"notes","start":1564.175,"end":1564.495,"confidence":0.5511371,"punctuated_word":"notes","sentiment":"neutral","sentiment_score":0.09823239594697952},{"word":"your","start":1564.495,"end":1564.655,"confidence":0.9972479,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11608313024044035},{"word":"wishes","start":1564.655,"end":1565.135,"confidence":0.98588717,"punctuated_word":"wishes,","sentiment":"neutral","sentiment_score":0.1123058944940567},{"word":"having","start":1565.135,"end":1565.375,"confidence":0.9997658,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.1284063756465912},{"word":"a","start":1565.375,"end":1565.535,"confidence":0.9934755,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10922667384147644},{"word":"will","start":1565.535,"end":1566.035,"confidence":0.99662054,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1276760995388031},{"word":"that's","start":1566.255,"end":1566.655,"confidence":0.92967737,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.12242035567760468},{"word":"structured","start":1566.655,"end":1567.055,"confidence":0.9990238,"punctuated_word":"structured","sentiment":"neutral","sentiment_score":0.1512867659330368},{"word":"to","start":1567.055,"end":1567.375,"confidence":0.99410844,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.1391100287437439},{"word":"you","start":1567.375,"end":1567.4551,"confidence":0.99980456,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12370054423809052},{"word":"know","start":1567.4551,"end":1567.6951,"confidence":0.99990547,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.13833989202976227},{"word":"make","start":1567.6951,"end":1567.935,"confidence":0.99876815,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.14712072908878326},{"word":"sure","start":1567.935,"end":1568.175,"confidence":0.9991203,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.14154741168022156},{"word":"your","start":1568.175,"end":1568.415,"confidence":0.9983285,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14134719967842102},{"word":"wishes","start":1568.415,"end":1568.735,"confidence":0.99943286,"punctuated_word":"wishes","sentiment":"neutral","sentiment_score":0.1705983728170395},{"word":"are","start":1568.735,"end":1568.9751,"confidence":0.99479973,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1567675620317459},{"word":"adhered","start":1568.9751,"end":1569.295,"confidence":0.992376,"punctuated_word":"adhered","sentiment":"neutral","sentiment_score":0.16433855891227722},{"word":"to","start":1569.295,"end":1569.4551,"confidence":0.86911297,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.19622841477394104},{"word":"and","start":1569.4551,"end":1569.615,"confidence":0.981639,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1979757845401764},{"word":"your","start":1569.615,"end":1569.8551,"confidence":0.9948068,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1511620432138443},{"word":"beneficiary","start":1569.8551,"end":1570.3551,"confidence":0.998538,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.1662253737449646},{"word":"nominations","start":1570.5751,"end":1571.0751,"confidence":0.9987412,"punctuated_word":"nominations","sentiment":"neutral","sentiment_score":0.14703254401683807},{"word":"on","start":1571.2151,"end":1571.375,"confidence":0.9968714,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.16895881295204165},{"word":"your","start":1571.375,"end":1571.615,"confidence":0.99917954,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15091775357723236},{"word":"super","start":1571.615,"end":1571.935,"confidence":0.82820004,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2112322747707367},{"word":"and","start":1571.935,"end":1572.0951,"confidence":0.9672711,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1848674714565277},{"word":"your","start":1572.0951,"end":1572.255,"confidence":0.9977266,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13851331174373627},{"word":"life","start":1572.255,"end":1572.495,"confidence":0.99643207,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.1430492103099823},{"word":"cover","start":1572.495,"end":1572.995,"confidence":0.8518054,"punctuated_word":"cover,","sentiment":"neutral","sentiment_score":0.16091376543045044},{"word":"having","start":1573.3,"end":1573.62,"confidence":0.9993543,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.21604034304618835},{"word":"all","start":1573.62,"end":1573.86,"confidence":0.99990463,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.18305370211601257},{"word":"those","start":1573.86,"end":1574.02,"confidence":0.9562748,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.207929790019989},{"word":"things","start":1574.02,"end":1574.34,"confidence":0.99868625,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.22309379279613495},{"word":"in","start":1574.34,"end":1574.5,"confidence":0.99945027,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2208881676197052},{"word":"place","start":1574.5,"end":1574.98,"confidence":0.9995627,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.26505911350250244},{"word":"gives","start":1574.98,"end":1575.38,"confidence":0.86428726,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.18172693252563477},{"word":"everyone","start":1575.38,"end":1575.86,"confidence":0.9984231,"punctuated_word":"everyone","sentiment":"neutral","sentiment_score":0.2306097149848938},{"word":"direction","start":1575.86,"end":1576.36,"confidence":0.947818,"punctuated_word":"direction","sentiment":"neutral","sentiment_score":0.2368452548980713},{"word":"as","start":1576.42,"end":1576.66,"confidence":0.99919194,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.25324031710624695},{"word":"to","start":1576.66,"end":1576.8201,"confidence":0.99828255,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26853933930397034},{"word":"what","start":1576.8201,"end":1577.06,"confidence":0.99952507,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.33968499302864075},{"word":"you","start":1577.06,"end":1577.38,"confidence":0.999663,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2260739654302597},{"word":"wanted","start":1577.38,"end":1577.86,"confidence":0.73031586,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.22209355235099792},{"word":"to","start":1577.86,"end":1578.02,"confidence":0.99711215,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.186137855052948},{"word":"happen","start":1578.02,"end":1578.52,"confidence":0.98933,"punctuated_word":"happen.","sentiment":"neutral","sentiment_score":0.1943078488111496},{"word":"so","start":1578.58,"end":1578.9,"confidence":0.9994167,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1389603614807129},{"word":"the","start":1578.9,"end":1579.38,"confidence":0.9986947,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1756436675786972},{"word":"the","start":1579.38,"end":1579.7001,"confidence":0.9955813,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.168840229511261},{"word":"idea","start":1579.7001,"end":1580.1,"confidence":0.9942742,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.1545725166797638},{"word":"is","start":1580.1,"end":1580.34,"confidence":0.9846935,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.15042349696159363},{"word":"that","start":1580.34,"end":1580.58,"confidence":0.9992205,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1550530195236206},{"word":"people","start":1580.58,"end":1580.98,"confidence":0.9983272,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.18575111031532288},{"word":"should","start":1580.98,"end":1581.48,"confidence":0.9996687,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.09729854017496108},{"word":"follow","start":1582.02,"end":1582.34,"confidence":0.815736,"punctuated_word":"follow","sentiment":"neutral","sentiment_score":0.11349351704120636},{"word":"that","start":1582.34,"end":1582.58,"confidence":0.999466,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13488057255744934},{"word":"direction","start":1582.58,"end":1583.08,"confidence":0.99927235,"punctuated_word":"direction.","sentiment":"neutral","sentiment_score":0.08193109929561615},{"word":"okay","start":1583.46,"end":1583.96,"confidence":0.84341687,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.05198207125067711},{"word":"yeah","start":1585.475,"end":1585.975,"confidence":0.98859,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.018180113285779953},{"word":"it's","start":1586.8351,"end":1587.0751,"confidence":0.99591994,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.016680313274264336},{"word":"a","start":1587.0751,"end":1587.235,"confidence":0.99945194,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.028181573376059532},{"word":"lot","start":1587.235,"end":1587.475,"confidence":0.89517367,"punctuated_word":"lot,","sentiment":"neutral","sentiment_score":-0.06229656562209129},{"word":"isn't","start":1587.475,"end":1587.975,"confidence":0.9995183,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":-0.05441245809197426},{"word":"it","start":1591.7151,"end":1592.035,"confidence":0.9990727,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.1141451746225357},{"word":"yeah","start":1592.035,"end":1592.535,"confidence":0.9937273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.058313749730587006},{"word":"no","start":1593.155,"end":1593.475,"confidence":0.9816989,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13716229796409607},{"word":"that's","start":1593.475,"end":1593.795,"confidence":0.99415994,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.08463631570339203},{"word":"okay","start":1593.795,"end":1594.1951,"confidence":0.99100053,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.012108132243156431},{"word":"that's","start":1594.1951,"end":1594.435,"confidence":0.999354,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.13208609819412231},{"word":"what","start":1594.435,"end":1594.595,"confidence":0.8672409,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.122331902384758},{"word":"we're","start":1594.595,"end":1594.755,"confidence":0.9993856,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.1876987665891647},{"word":"here","start":1594.755,"end":1594.995,"confidence":0.99890363,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.16603070497512817},{"word":"for","start":1594.995,"end":1595.235,"confidence":0.9983147,"punctuated_word":"for.","sentiment":"neutral","sentiment_score":0.1113787442445755},{"word":"you're","start":1595.235,"end":1595.395,"confidence":0.99916255,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.24577949941158295},{"word":"welcome","start":1595.395,"end":1595.795,"confidence":0.9997212,"punctuated_word":"welcome","sentiment":"positive","sentiment_score":0.3738758862018585},{"word":"to","start":1595.795,"end":1595.875,"confidence":0.9992843,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.29890748858451843},{"word":"ask","start":1595.875,"end":1596.1951,"confidence":0.9996424,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.2539865970611572},{"word":"any","start":1596.1951,"end":1596.435,"confidence":0.9994318,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.24908868968486783},{"word":"question","start":1596.435,"end":1596.915,"confidence":0.9944349,"punctuated_word":"question","sentiment":"neutral","sentiment_score":0.21696943044662476},{"word":"you","start":1596.915,"end":1597.155,"confidence":0.99896,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17020466923713684},{"word":"like","start":1597.155,"end":1597.655,"confidence":0.99763566,"punctuated_word":"like.","sentiment":"neutral","sentiment_score":0.1835046112537384},{"word":"okay","start":1597.795,"end":1598.295,"confidence":0.74494517,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2608609199523926},{"word":"all","start":1599.7101,"end":1599.87,"confidence":0.8982505,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.4516102373600006},{"word":"good","start":1599.87,"end":1600.3501,"confidence":0.99901223,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4089992344379425},{"word":"that's","start":1600.3501,"end":1600.5901,"confidence":0.9828681,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.33249324560165405},{"word":"okay","start":1600.5901,"end":1601.0901,"confidence":0.99967366,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.3086509108543396},{"word":"i","start":1601.63,"end":1601.79,"confidence":0.620713,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.22241628170013428},{"word":"just","start":1601.79,"end":1602.03,"confidence":0.99911696,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.20838971436023712},{"word":"want","start":1602.03,"end":1602.1901,"confidence":0.6863422,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.1874469369649887},{"word":"to","start":1602.1901,"end":1602.27,"confidence":0.9990761,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21030168235301971},{"word":"double","start":1602.27,"end":1602.5901,"confidence":0.9998524,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.18526138365268707},{"word":"check","start":1602.5901,"end":1602.8301,"confidence":0.98418784,"punctuated_word":"check.","sentiment":"neutral","sentiment_score":0.2059716284275055},{"word":"i've","start":1602.8301,"end":1603.0701,"confidence":0.9996934,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.20229928195476532},{"word":"got","start":1603.0701,"end":1603.2301,"confidence":0.9998872,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1992340087890625},{"word":"your","start":1603.2301,"end":1603.39,"confidence":0.99925643,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17322689294815063},{"word":"wife","start":1603.39,"end":1603.89,"confidence":0.9591371,"punctuated_word":"wife,","sentiment":"neutral","sentiment_score":0.22627206146717072},{"word":"adriana","start":1604.03,"end":1604.53,"confidence":0.88590574,"punctuated_word":"Adriana,","sentiment":"neutral","sentiment_score":0.25553515553474426},{"word":"as","start":1604.67,"end":1604.8301,"confidence":0.99953365,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2328664064407349},{"word":"your","start":1604.8301,"end":1605.0701,"confidence":0.9939547,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1910315454006195},{"word":"next","start":1605.0701,"end":1605.31,"confidence":0.99614114,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.24757570028305056},{"word":"of","start":1605.31,"end":1605.4701,"confidence":0.9728212,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22811533510684967},{"word":"kin","start":1605.4701,"end":1605.79,"confidence":0.99937785,"punctuated_word":"kin","sentiment":"neutral","sentiment_score":0.1923142671585083},{"word":"on","start":1605.79,"end":1605.9501,"confidence":0.98548245,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2407245635986328},{"word":"our","start":1605.9501,"end":1606.11,"confidence":0.99278,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.24877284467220304},{"word":"file","start":1606.11,"end":1606.43,"confidence":0.9818008,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":0.25688907504081726},{"word":"that's","start":1606.43,"end":1606.67,"confidence":0.95773065,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4147357344627381},{"word":"still","start":1606.67,"end":1606.91,"confidence":0.99667466,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.3840741813182831},{"word":"all","start":1606.91,"end":1607.15,"confidence":0.9276098,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.39697766304016113},{"word":"correct","start":1607.15,"end":1607.4701,"confidence":0.9219023,"punctuated_word":"correct.","sentiment":"positive","sentiment_score":0.39754119515419006},{"word":"you're","start":1607.4701,"end":1607.63,"confidence":0.9799389,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.47395059466362},{"word":"happy","start":1607.63,"end":1607.87,"confidence":0.9997588,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5019590854644775},{"word":"to","start":1607.87,"end":1608.03,"confidence":0.9985146,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.43634456396102905},{"word":"keep","start":1608.03,"end":1608.27,"confidence":0.9948862,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.4340854585170746},{"word":"that","start":1608.27,"end":1608.51,"confidence":0.99896765,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4356582462787628},{"word":"as","start":1608.51,"end":1608.75,"confidence":0.9995814,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.5011909604072571},{"word":"it","start":1608.75,"end":1608.8301,"confidence":0.9968071,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4297432005405426},{"word":"is","start":1608.8301,"end":1609.3301,"confidence":0.85474956,"punctuated_word":"is?","sentiment":"positive","sentiment_score":0.3982001543045044},{"word":"yep","start":1610.3501,"end":1610.8301,"confidence":0.9784883,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06734572350978851},{"word":"beautiful","start":1610.8301,"end":1611.3301,"confidence":0.99928856,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.7181328535079956},{"word":"lovely","start":1612.965,"end":1613.465,"confidence":0.99825835,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.8143472075462341},{"word":"lovely","start":1613.605,"end":1614.105,"confidence":0.99814194,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.7947273254394531},{"word":"beautiful","start":1614.965,"end":1615.465,"confidence":0.8057495,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.7479060888290405},{"word":"is","start":1615.845,"end":1616.005,"confidence":0.9079412,"punctuated_word":"Is","sentiment":"positive","sentiment_score":0.3731031119823456},{"word":"there","start":1616.005,"end":1616.165,"confidence":0.9999019,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.24811823666095736},{"word":"any","start":1616.165,"end":1616.485,"confidence":0.9993709,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.2728765904903412},{"word":"other","start":1616.485,"end":1616.645,"confidence":0.999718,"punctuated_word":"other","sentiment":"positive","sentiment_score":0.3584360182285309},{"word":"goals","start":1616.645,"end":1617.125,"confidence":0.9794496,"punctuated_word":"goals","sentiment":"positive","sentiment_score":0.3551602065563202},{"word":"i","start":1617.125,"end":1617.285,"confidence":0.50599265,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.24819844961166385},{"word":"know","start":1617.285,"end":1617.525,"confidence":0.7512538,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.3207513988018036},{"word":"sort","start":1617.525,"end":1617.685,"confidence":0.8907577,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.3278139531612396},{"word":"of","start":1617.685,"end":1617.925,"confidence":0.99768066,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3600720465183258},{"word":"working","start":1617.925,"end":1618.165,"confidence":0.9708428,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.3824797570705414},{"word":"forward","start":1618.165,"end":1618.5651,"confidence":0.74628305,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.4871864318847656},{"word":"looking","start":1618.5651,"end":1618.805,"confidence":0.86354285,"punctuated_word":"looking","sentiment":"positive","sentiment_score":0.45379638671875},{"word":"at","start":1618.805,"end":1618.965,"confidence":0.9760808,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.4801090955734253},{"word":"super","start":1618.965,"end":1619.465,"confidence":0.9312651,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.5577164888381958},{"word":"reducing","start":1619.525,"end":1619.925,"confidence":0.52020824,"punctuated_word":"reducing","sentiment":"positive","sentiment_score":0.36989474296569824},{"word":"a","start":1619.925,"end":1620.005,"confidence":0.99386793,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.47814497351646423},{"word":"bit","start":1620.005,"end":1620.245,"confidence":0.9995958,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.44035154581069946},{"word":"of","start":1620.245,"end":1620.3251,"confidence":0.9956542,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4502704441547394},{"word":"risk","start":1620.3251,"end":1620.5651,"confidence":0.96555114,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.2715757191181183},{"word":"there","start":1620.5651,"end":1620.805,"confidence":0.86323553,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.3324684798717499},{"word":"for","start":1620.805,"end":1621.125,"confidence":0.9984479,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.33334365487098694},{"word":"you","start":1621.125,"end":1621.625,"confidence":0.735874,"punctuated_word":"you?","sentiment":"positive","sentiment_score":0.3359384834766388},{"word":"all","start":1622.405,"end":1622.645,"confidence":0.9891083,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.4664755165576935},{"word":"going","start":1622.645,"end":1623.045,"confidence":0.99936265,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.41372808814048767},{"word":"well","start":1623.045,"end":1623.545,"confidence":0.82274663,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.30634796619415283},{"word":"when","start":1624.005,"end":1624.245,"confidence":0.98485595,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.04945278540253639},{"word":"are","start":1624.245,"end":1624.3251,"confidence":0.99359655,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.03388572484254837},{"word":"you","start":1624.3251,"end":1624.5651,"confidence":0.9991217,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.059864334762096405},{"word":"sort","start":1624.5651,"end":1624.725,"confidence":0.99451125,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.146651953458786},{"word":"of","start":1624.725,"end":1624.885,"confidence":0.7674074,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1127970889210701},{"word":"hoping","start":1624.885,"end":1625.365,"confidence":0.99899393,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.10958878695964812},{"word":"to","start":1625.365,"end":1625.525,"confidence":0.9993687,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11197908222675323},{"word":"be","start":1625.525,"end":1625.685,"confidence":0.99972755,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1232202723622322},{"word":"able","start":1625.685,"end":1625.925,"confidence":0.9995987,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.14339226484298706},{"word":"to","start":1625.925,"end":1626.165,"confidence":0.997929,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10018298029899596},{"word":"retire","start":1626.165,"end":1626.645,"confidence":0.9965179,"punctuated_word":"retire?","sentiment":"neutral","sentiment_score":0.09670275449752808},{"word":"are","start":1626.645,"end":1626.725,"confidence":0.9935993,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.009362129494547844},{"word":"you","start":1626.725,"end":1626.965,"confidence":0.99934155,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.045973390340805054},{"word":"sort","start":1626.965,"end":1627.205,"confidence":0.9898887,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04256395250558853},{"word":"of","start":1627.205,"end":1627.285,"confidence":0.94533086,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03967317193746567},{"word":"looking","start":1627.285,"end":1627.605,"confidence":0.99887735,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.044513851404190063},{"word":"at","start":1627.605,"end":1627.74,"confidence":0.9353931,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02661791257560253},{"word":"60","start":1627.98,"end":1628.48,"confidence":0.8268056,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":0.056929975748062134},{"word":"or","start":1628.78,"end":1629.26,"confidence":0.9992336,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.02206210605800152},{"word":"do","start":1629.26,"end":1629.42,"confidence":0.98645264,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.020845089107751846},{"word":"you","start":1629.42,"end":1629.5,"confidence":0.9997532,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05959269404411316},{"word":"think","start":1629.5,"end":1630.0,"confidence":0.9998672,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.05690712481737137},{"word":"if","start":1630.3,"end":1630.46,"confidence":0.69278187,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07037271559238434},{"word":"if","start":1630.46,"end":1630.54,"confidence":0.7196101,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08384960889816284},{"word":"and","start":1630.54,"end":1630.78,"confidence":0.91800374,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05247238650918007},{"word":"when","start":1630.78,"end":1630.94,"confidence":0.9996413,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.04103342443704605},{"word":"you","start":1630.94,"end":1631.02,"confidence":0.99922645,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09374874830245972},{"word":"go","start":1631.02,"end":1631.1799,"confidence":0.9482315,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.0695197731256485},{"word":"back","start":1631.1799,"end":1631.42,"confidence":0.99940526,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.10625344514846802},{"word":"to","start":1631.42,"end":1631.5,"confidence":0.99840146,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05579952895641327},{"word":"work","start":1631.5,"end":1631.74,"confidence":0.9617387,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.06613858044147491},{"word":"if","start":1631.74,"end":1631.9,"confidence":0.9775218,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09500015527009964},{"word":"you","start":1631.9,"end":1631.98,"confidence":0.99948394,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12646740674972534},{"word":"find","start":1631.98,"end":1632.22,"confidence":0.9973653,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.08684515208005905},{"word":"something","start":1632.22,"end":1632.54,"confidence":0.99935263,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.09548602998256683},{"word":"you're","start":1632.54,"end":1632.78,"confidence":0.9924774,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.12066677212715148},{"word":"comfortable","start":1632.78,"end":1633.26,"confidence":0.9983026,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.07896816730499268},{"word":"doing","start":1633.26,"end":1633.5,"confidence":0.9951704,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.10019154846668243},{"word":"that","start":1633.5,"end":1633.66,"confidence":0.8586998,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15871691703796387},{"word":"you","start":1633.66,"end":1633.82,"confidence":0.99482876,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14604772627353668},{"word":"might","start":1633.82,"end":1634.0599,"confidence":0.9998317,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.12532952427864075},{"word":"be","start":1634.0599,"end":1634.22,"confidence":0.9976071,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.10267411172389984},{"word":"able","start":1634.22,"end":1634.3,"confidence":0.9277302,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.13533048331737518},{"word":"to","start":1634.3,"end":1634.38,"confidence":0.9921211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0954502671957016},{"word":"work","start":1634.38,"end":1634.62,"confidence":0.99944454,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.0992588996887207},{"word":"a","start":1634.62,"end":1634.7,"confidence":0.99864775,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08291701227426529},{"word":"bit","start":1634.7,"end":1635.1799,"confidence":0.9993013,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.0744284838438034},{"word":"longer","start":1635.1799,"end":1635.5,"confidence":0.8055701,"punctuated_word":"longer?","sentiment":"neutral","sentiment_score":0.05860197544097901},{"word":"what's","start":1635.5,"end":1635.82,"confidence":0.99681634,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":0.01346015464514494},{"word":"your","start":1635.82,"end":1636.0599,"confidence":0.9699485,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.014554731547832487},{"word":"sort","start":1636.0599,"end":1636.22,"confidence":0.9846948,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.024814926087856293},{"word":"of","start":1636.22,"end":1636.38,"confidence":0.9594047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.024781694635748863},{"word":"goal","start":1636.38,"end":1636.62,"confidence":0.9956572,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.03234920650720596},{"word":"age","start":1636.62,"end":1636.86,"confidence":0.9431829,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.030455410480499268},{"word":"at","start":1636.86,"end":1637.02,"confidence":0.99623907,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02222602441906929},{"word":"the","start":1637.02,"end":1637.1,"confidence":0.9990232,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04827439412474632},{"word":"moment","start":1637.1,"end":1637.5,"confidence":0.99993086,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.03810170292854309},{"word":"for","start":1637.5,"end":1637.82,"confidence":0.99537706,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.034494783729314804},{"word":"retirement","start":1637.82,"end":1638.32,"confidence":0.9993248,"punctuated_word":"retirement?","sentiment":"neutral","sentiment_score":0.03407716378569603},{"word":"well","start":1643.515,"end":1643.835,"confidence":0.785027,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.03596242517232895},{"word":"at","start":1643.835,"end":1643.995,"confidence":0.9995763,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.036091916263103485},{"word":"the","start":1643.995,"end":1644.155,"confidence":0.9995963,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04527166858315468},{"word":"moment","start":1644.155,"end":1644.655,"confidence":0.9939008,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.03065716102719307},{"word":"you","start":1644.875,"end":1645.035,"confidence":0.99959487,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.037517569959163666},{"word":"can","start":1645.035,"end":1645.275,"confidence":0.98987025,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04799407720565796},{"word":"retire","start":1645.275,"end":1645.755,"confidence":0.9761856,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.024617521092295647},{"word":"at","start":1645.755,"end":1645.835,"confidence":0.9963308,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02963801473379135},{"word":"60","start":1645.835,"end":1646.3151,"confidence":0.99754095,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.03901112079620361},{"word":"if","start":1646.3151,"end":1646.475,"confidence":0.95537466,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07086165994405746},{"word":"you","start":1646.475,"end":1646.555,"confidence":0.99975246,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06523110717535019},{"word":"want","start":1646.555,"end":1647.055,"confidence":0.996017,"punctuated_word":"want.","sentiment":"neutral","sentiment_score":0.037508297711610794},{"word":"yeah","start":1648.795,"end":1649.115,"confidence":0.98701084,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05623045563697815},{"word":"yeah","start":1649.115,"end":1649.435,"confidence":0.7946665,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.060591328889131546},{"word":"yeah","start":1649.435,"end":1649.755,"confidence":0.95327246,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06302589923143387},{"word":"67","start":1649.755,"end":1650.395,"confidence":0.98546934,"punctuated_word":"67","sentiment":"neutral","sentiment_score":0.06820011138916016},{"word":"is","start":1650.395,"end":1650.475,"confidence":0.6453816,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.026003949344158173},{"word":"the","start":1650.475,"end":1650.635,"confidence":0.9966144,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03989997133612633},{"word":"age","start":1650.635,"end":1650.875,"confidence":0.9979825,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.04005865752696991},{"word":"if","start":1650.875,"end":1651.035,"confidence":0.8720227,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06739741563796997},{"word":"eligible","start":1651.035,"end":1651.515,"confidence":0.9971246,"punctuated_word":"eligible","sentiment":"neutral","sentiment_score":0.05385541915893555},{"word":"to","start":1651.515,"end":1651.675,"confidence":0.99661094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07611139118671417},{"word":"apply","start":1651.675,"end":1651.995,"confidence":0.9997204,"punctuated_word":"apply","sentiment":"neutral","sentiment_score":0.04878788068890571},{"word":"for","start":1651.995,"end":1652.155,"confidence":0.9965036,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0865238606929779},{"word":"the","start":1652.155,"end":1652.3151,"confidence":0.99894243,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07878835499286652},{"word":"age","start":1652.3151,"end":1652.475,"confidence":0.8250716,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.05236794799566269},{"word":"pension","start":1652.475,"end":1652.955,"confidence":0.9984785,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":0.08134782314300537},{"word":"through","start":1652.955,"end":1653.115,"confidence":0.98962605,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.06565820425748825},{"word":"centrelink","start":1653.115,"end":1653.615,"confidence":0.9895808,"punctuated_word":"Centrelink.","sentiment":"neutral","sentiment_score":0.08926717936992645},{"word":"under","start":1654.6101,"end":1654.77,"confidence":0.99286824,"punctuated_word":"Under","sentiment":"neutral","sentiment_score":0.0914422795176506},{"word":"the","start":1654.77,"end":1654.93,"confidence":0.99928856,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08062002062797546},{"word":"current","start":1654.93,"end":1655.25,"confidence":0.99927086,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.061256151646375656},{"word":"legislation","start":1655.25,"end":1655.75,"confidence":0.9953451,"punctuated_word":"legislation,","sentiment":"neutral","sentiment_score":0.07915675640106201},{"word":"if","start":1655.89,"end":1656.05,"confidence":0.99906915,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1003836914896965},{"word":"you","start":1656.05,"end":1656.29,"confidence":0.99991906,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0912853628396988},{"word":"retire","start":1656.29,"end":1656.79,"confidence":0.9989988,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.0431402213871479},{"word":"at","start":1656.8501,"end":1657.0901,"confidence":0.99933475,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05241680517792702},{"word":"the","start":1657.0901,"end":1657.17,"confidence":0.99894565,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09388499706983566},{"word":"age","start":1657.17,"end":1657.41,"confidence":0.9986085,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.04782130569219589},{"word":"of","start":1657.41,"end":1657.5701,"confidence":0.99804294,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0804300606250763},{"word":"60","start":1657.5701,"end":1658.05,"confidence":0.9909358,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":0.11310423910617828},{"word":"you","start":1658.05,"end":1658.13,"confidence":0.9998734,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12902380526065826},{"word":"can","start":1658.13,"end":1658.29,"confidence":0.99981445,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10772101581096648},{"word":"access","start":1658.29,"end":1658.6101,"confidence":0.9992919,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.08669950067996979},{"word":"your","start":1658.6101,"end":1658.93,"confidence":0.9742063,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.133735790848732},{"word":"super","start":1658.93,"end":1659.3301,"confidence":0.9377151,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.13462114334106445},{"word":"tax","start":1659.3301,"end":1659.5701,"confidence":0.9743337,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.22118519246578217},{"word":"free","start":1659.5701,"end":1660.0701,"confidence":0.96329176,"punctuated_word":"free.","sentiment":"neutral","sentiment_score":0.09618309140205385},{"word":"yeah","start":1662.2101,"end":1662.7101,"confidence":0.99114954,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1089799553155899},{"word":"as","start":1666.13,"end":1666.37,"confidence":0.5610369,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.1099969521164894},{"word":"long","start":1666.37,"end":1666.53,"confidence":0.9994172,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.0986080765724182},{"word":"as","start":1666.53,"end":1666.6901,"confidence":0.9982628,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11178610473871232},{"word":"you","start":1666.6901,"end":1666.77,"confidence":0.9919287,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16712374985218048},{"word":"can","start":1666.77,"end":1667.01,"confidence":0.9969193,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.11861877143383026},{"word":"yeah","start":1667.01,"end":1667.25,"confidence":0.7579929,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09290988743305206},{"word":"that's","start":1667.25,"end":1667.49,"confidence":0.9993046,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.10464924573898315},{"word":"okay","start":1667.49,"end":1667.89,"confidence":0.9997479,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.11244043707847597},{"word":"you're","start":1667.89,"end":1668.05,"confidence":0.9994552,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.08231610804796219},{"word":"still","start":1668.05,"end":1668.29,"confidence":0.99976176,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.14468470215797424},{"word":"really","start":1668.29,"end":1668.6101,"confidence":0.99973315,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.16616596281528473},{"word":"young","start":1668.6101,"end":1669.1101,"confidence":0.9995626,"punctuated_word":"young.","sentiment":"neutral","sentiment_score":-0.16422972083091736},{"word":"that's","start":1669.815,"end":1670.0549,"confidence":0.99245435,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.029095225036144257},{"word":"okay","start":1670.0549,"end":1670.5549,"confidence":0.9995364,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.018443290144205093},{"word":"you're","start":1670.615,"end":1670.855,"confidence":0.9988321,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.020057160407304764},{"word":"still","start":1670.855,"end":1671.095,"confidence":0.99703157,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.018765166401863095},{"word":"really","start":1671.095,"end":1671.255,"confidence":0.99955684,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.046050772070884705},{"word":"young","start":1671.255,"end":1671.575,"confidence":0.99711037,"punctuated_word":"young.","sentiment":"neutral","sentiment_score":-0.026113860309123993},{"word":"when","start":1671.575,"end":1671.815,"confidence":0.9991602,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.0032279863953590393},{"word":"we","start":1671.815,"end":1671.895,"confidence":0.9998529,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.030284851789474487},{"word":"look","start":1671.895,"end":1672.0549,"confidence":0.99963796,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.01683340221643448},{"word":"at","start":1672.0549,"end":1672.215,"confidence":0.9997701,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.00730472058057785},{"word":"the","start":1672.215,"end":1672.375,"confidence":0.9998084,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02634197473526001},{"word":"advice","start":1672.375,"end":1672.695,"confidence":0.99400437,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":0.028306633234024048},{"word":"we","start":1672.695,"end":1672.9349,"confidence":0.9997507,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.036361172795295715},{"word":"currently","start":1672.9349,"end":1673.255,"confidence":0.9965035,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.012663200497627258},{"word":"only","start":1673.255,"end":1673.495,"confidence":0.999265,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.008558753877878189},{"word":"look","start":1673.495,"end":1673.6549,"confidence":0.9995204,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.012086167931556702},{"word":"at","start":1673.6549,"end":1673.735,"confidence":0.9992582,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.0006338357925415039},{"word":"the","start":1673.735,"end":1673.815,"confidence":0.9998301,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.008535519242286682},{"word":"next","start":1673.815,"end":1674.135,"confidence":0.9994698,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.017009809613227844},{"word":"ten","start":1674.135,"end":1674.2949,"confidence":0.99976736,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.006993621587753296},{"word":"years","start":1674.2949,"end":1674.615,"confidence":0.99977046,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.006149739027023315},{"word":"because","start":1674.615,"end":1674.9349,"confidence":0.69455254,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.00317363440990448},{"word":"anything","start":1674.9349,"end":1675.335,"confidence":0.9995505,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.02695487439632416},{"word":"beyond","start":1675.335,"end":1675.6549,"confidence":0.9996798,"punctuated_word":"beyond","sentiment":"neutral","sentiment_score":-0.03480132669210434},{"word":"that","start":1675.6549,"end":1675.815,"confidence":0.93533266,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.020476296544075012},{"word":"there's","start":1675.815,"end":1676.0549,"confidence":0.99702513,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.024495257064700127},{"word":"too","start":1676.0549,"end":1676.215,"confidence":0.99781466,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.0040979161858558655},{"word":"many","start":1676.215,"end":1676.5349,"confidence":0.99978656,"punctuated_word":"many","sentiment":"neutral","sentiment_score":-0.002103917300701142},{"word":"factors","start":1676.5349,"end":1676.855,"confidence":0.9991781,"punctuated_word":"factors","sentiment":"neutral","sentiment_score":-0.034437164664268494},{"word":"that","start":1676.855,"end":1677.095,"confidence":0.995379,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.053222715854644775},{"word":"could","start":1677.095,"end":1677.255,"confidence":0.99981433,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.048614583909511566},{"word":"change","start":1677.255,"end":1677.495,"confidence":0.9997596,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.0772397518157959},{"word":"in","start":1677.495,"end":1677.6549,"confidence":0.998376,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07798651605844498},{"word":"your","start":1677.6549,"end":1677.895,"confidence":0.999602,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.03994698077440262},{"word":"life","start":1677.895,"end":1678.135,"confidence":0.9418527,"punctuated_word":"life.","sentiment":"neutral","sentiment_score":-0.050844598561525345},{"word":"so","start":1678.135,"end":1678.5349,"confidence":0.9997162,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08781683444976807},{"word":"we'll","start":1678.5349,"end":1678.7749,"confidence":0.9986143,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.17829513549804688},{"word":"look","start":1678.7749,"end":1678.9349,"confidence":0.9998628,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.16066323220729828},{"word":"at","start":1678.9349,"end":1679.095,"confidence":0.9997346,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14097151160240173},{"word":"the","start":1679.095,"end":1679.1749,"confidence":0.99976844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17117978632450104},{"word":"next","start":1679.1749,"end":1679.4149,"confidence":0.9985927,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.1479787826538086},{"word":"ten","start":1679.4149,"end":1679.575,"confidence":0.99985635,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.13976646959781647},{"word":"years","start":1679.575,"end":1679.815,"confidence":0.99936634,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.13778361678123474},{"word":"with","start":1679.815,"end":1680.0549,"confidence":0.95119286,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.15688668191432953},{"word":"regards","start":1680.0549,"end":1680.375,"confidence":0.74853873,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.14798660576343536},{"word":"to","start":1680.375,"end":1680.5349,"confidence":0.9647606,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23715506494045255},{"word":"the","start":1680.5349,"end":1680.615,"confidence":0.96187365,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2133399099111557},{"word":"advice","start":1680.615,"end":1681.015,"confidence":0.9951214,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.1833222657442093},{"word":"and","start":1681.015,"end":1681.095,"confidence":0.74772817,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1548157036304474},{"word":"then","start":1681.095,"end":1681.335,"confidence":0.99952924,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.16504953801631927},{"word":"keep","start":1681.335,"end":1681.575,"confidence":0.9996928,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.22870121896266937},{"word":"altering","start":1681.575,"end":1681.895,"confidence":0.99799734,"punctuated_word":"altering","sentiment":"neutral","sentiment_score":0.23713168501853943},{"word":"and","start":1681.895,"end":1682.135,"confidence":0.88179076,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21458472311496735},{"word":"updating","start":1682.135,"end":1682.5349,"confidence":0.99935144,"punctuated_word":"updating","sentiment":"neutral","sentiment_score":0.18569985032081604},{"word":"it","start":1682.5349,"end":1682.615,"confidence":0.9254711,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2487890273332596},{"word":"and","start":1682.615,"end":1682.855,"confidence":0.9732564,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20481859147548676},{"word":"doing","start":1682.855,"end":1683.1749,"confidence":0.9975957,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.2659399211406708},{"word":"cat","start":1683.1749,"end":1683.335,"confidence":0.4327726,"punctuated_word":"cat","sentiment":"neutral","sentiment_score":0.2149515450000763},{"word":"tests","start":1683.335,"end":1683.6549,"confidence":0.4721565,"punctuated_word":"tests","sentiment":"neutral","sentiment_score":0.267404168844223},{"word":"with","start":1683.6549,"end":1683.895,"confidence":0.9997185,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.24126984179019928},{"word":"you","start":1683.895,"end":1684.35,"confidence":0.9995865,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2457258254289627},{"word":"you've","start":1684.75,"end":1684.91,"confidence":0.9953653,"punctuated_word":"You've","sentiment":"positive","sentiment_score":0.5892399549484253},{"word":"got","start":1684.91,"end":1685.07,"confidence":0.99992764,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.629085898399353},{"word":"your","start":1685.07,"end":1685.39,"confidence":0.9979063,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6818324327468872},{"word":"holiday","start":1685.39,"end":1685.71,"confidence":0.99955577,"punctuated_word":"holiday","sentiment":"positive","sentiment_score":0.7322492003440857},{"word":"coming","start":1685.71,"end":1686.03,"confidence":0.9998901,"punctuated_word":"coming","sentiment":"positive","sentiment_score":0.7442660331726074},{"word":"up","start":1686.03,"end":1686.19,"confidence":0.99908435,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.7384354472160339},{"word":"in","start":1686.19,"end":1686.35,"confidence":0.99726737,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.6027877926826477},{"word":"october","start":1686.35,"end":1686.83,"confidence":0.9766259,"punctuated_word":"October,","sentiment":"positive","sentiment_score":0.6027459502220154},{"word":"which","start":1686.83,"end":1686.99,"confidence":0.9998673,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.7249471545219421},{"word":"is","start":1686.99,"end":1687.23,"confidence":0.9966876,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.7350969314575195},{"word":"fantastic","start":1687.23,"end":1687.73,"confidence":0.9997067,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.7143767476081848},{"word":"is","start":1687.87,"end":1688.11,"confidence":0.99925786,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.2222289443016052},{"word":"there","start":1688.11,"end":1688.35,"confidence":0.9998086,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.20850174129009247},{"word":"anything","start":1688.35,"end":1688.6699,"confidence":0.9996736,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.2954977750778198},{"word":"else","start":1688.6699,"end":1689.15,"confidence":0.999701,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.3050011396408081},{"word":"goal","start":1689.15,"end":1689.39,"confidence":0.767284,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.2643519639968872},{"word":"wise","start":1689.39,"end":1689.71,"confidence":0.9759413,"punctuated_word":"wise","sentiment":"neutral","sentiment_score":0.24523253738880155},{"word":"that","start":1689.71,"end":1689.87,"confidence":0.9966286,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14603152871131897},{"word":"you're","start":1689.87,"end":1690.11,"confidence":0.99960804,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1486198902130127},{"word":"looking","start":1690.11,"end":1690.4299,"confidence":0.99980754,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.19530481100082395},{"word":"to","start":1690.4299,"end":1690.59,"confidence":0.9985176,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2237381935119629},{"word":"achieve","start":1690.59,"end":1690.91,"confidence":0.9997812,"punctuated_word":"achieve","sentiment":"neutral","sentiment_score":0.2727063298225403},{"word":"in","start":1690.91,"end":1691.07,"confidence":0.99899775,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1606406569480896},{"word":"the","start":1691.07,"end":1691.15,"confidence":0.9997894,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17025326192378998},{"word":"next","start":1691.15,"end":1691.47,"confidence":0.99959177,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.1825542151927948},{"word":"one","start":1691.47,"end":1691.7899,"confidence":0.98661536,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.13149940967559814},{"word":"two","start":1691.7899,"end":1692.11,"confidence":0.9984956,"punctuated_word":"two,","sentiment":"neutral","sentiment_score":0.1458836793899536},{"word":"three","start":1692.11,"end":1692.4299,"confidence":0.9961983,"punctuated_word":"three,","sentiment":"neutral","sentiment_score":0.09237466007471085},{"word":"five","start":1692.4299,"end":1692.6699,"confidence":0.9997787,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.09889549762010574},{"word":"years","start":1692.6699,"end":1692.99,"confidence":0.862926,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.08828623592853546},{"word":"or","start":1692.99,"end":1693.23,"confidence":0.9993918,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05314159765839577},{"word":"are","start":1693.23,"end":1693.3099,"confidence":0.5558298,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.033410102128982544},{"word":"you","start":1693.3099,"end":1693.47,"confidence":0.99942005,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0629306435585022},{"word":"sort","start":1693.47,"end":1693.71,"confidence":0.9751081,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.043198470026254654},{"word":"of","start":1693.71,"end":1693.87,"confidence":0.7799529,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04751439765095711},{"word":"just","start":1693.87,"end":1694.35,"confidence":0.999081,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04457414895296097},{"word":"hoping","start":1694.35,"end":1694.75,"confidence":0.99715626,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.0483306385576725},{"word":"to","start":1694.75,"end":1694.91,"confidence":0.99953616,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09195378422737122},{"word":"find","start":1694.91,"end":1695.15,"confidence":0.999608,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.09951579570770264},{"word":"some","start":1695.15,"end":1695.39,"confidence":0.9991441,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.09417155385017396},{"word":"sort","start":1695.39,"end":1695.5499,"confidence":0.99806887,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.06829017400741577},{"word":"of","start":1695.5499,"end":1695.7899,"confidence":0.995688,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08865562081336975},{"word":"work","start":1695.7899,"end":1696.03,"confidence":0.99926287,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.09812092781066896},{"word":"and","start":1696.03,"end":1696.27,"confidence":0.9952159,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09107345342636108},{"word":"get","start":1696.27,"end":1696.51,"confidence":0.99986315,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.16629192233085632},{"word":"back","start":1696.51,"end":1696.6699,"confidence":0.9998541,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.22491969168186188},{"word":"into","start":1696.6699,"end":1697.15,"confidence":0.9878215,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.1660010814666748},{"word":"things","start":1697.15,"end":1697.47,"confidence":0.6735858,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.1352587789297104},{"word":"or","start":1697.47,"end":1697.63,"confidence":0.99819934,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.09698572754859924},{"word":"what's","start":1697.63,"end":1697.87,"confidence":0.8790123,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.06444568186998367},{"word":"your","start":1697.87,"end":1698.11,"confidence":0.9936917,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03489583730697632},{"word":"thoughts","start":1698.11,"end":1698.61,"confidence":0.76664627,"punctuated_word":"thoughts?","sentiment":"neutral","sentiment_score":0.04891177639365196},{"word":"yep","start":1702.225,"end":1702.705,"confidence":0.98918176,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.028822239488363263},{"word":"that's","start":1702.705,"end":1702.945,"confidence":0.99961305,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.08641286939382553},{"word":"okay","start":1702.945,"end":1703.445,"confidence":0.9995011,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.12485739588737488},{"word":"not","start":1703.825,"end":1704.065,"confidence":0.9918418,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.26202064752578735},{"word":"a","start":1704.065,"end":1704.225,"confidence":0.99966776,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13892334699630737},{"word":"problem","start":1704.225,"end":1704.625,"confidence":0.99991703,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.14533105492591858},{"word":"at","start":1704.625,"end":1704.7849,"confidence":0.99930525,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2078450173139572},{"word":"all","start":1704.7849,"end":1705.2849,"confidence":0.9995538,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.23708507418632507},{"word":"yeah","start":1705.985,"end":1706.485,"confidence":0.72671604,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09115616977214812},{"word":"yeah","start":1707.2649,"end":1707.7649,"confidence":0.7827858,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15658998489379883},{"word":"absolutely","start":1707.825,"end":1708.325,"confidence":0.9293795,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.29665398597717285},{"word":"not","start":1708.465,"end":1708.705,"confidence":0.99524987,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.31015488505363464},{"word":"an","start":1708.705,"end":1708.865,"confidence":0.9995976,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.09071778506040572},{"word":"issue","start":1708.865,"end":1709.1849,"confidence":0.9998933,"punctuated_word":"issue","sentiment":"neutral","sentiment_score":0.04113297164440155},{"word":"at","start":1709.1849,"end":1709.345,"confidence":0.9998105,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2757381796836853},{"word":"all","start":1709.345,"end":1709.6649,"confidence":0.99977016,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.033491186797618866},{"word":"well","start":1709.6649,"end":1709.9049,"confidence":0.9893447,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.09093093872070312},{"word":"i'll","start":1709.9049,"end":1710.065,"confidence":0.99982107,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.12639790773391724},{"word":"send","start":1710.065,"end":1710.3049,"confidence":0.9995016,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.13804447650909424},{"word":"out","start":1710.3049,"end":1710.465,"confidence":0.9701885,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.16599823534488678},{"word":"an","start":1710.465,"end":1710.705,"confidence":0.99958605,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.11731868982315063},{"word":"email","start":1710.705,"end":1711.0249,"confidence":0.99982077,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.10878036916255952},{"word":"after","start":1711.0249,"end":1711.2649,"confidence":0.9983156,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.08990095555782318},{"word":"the","start":1711.2649,"end":1711.4249,"confidence":0.9990213,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09191806614398956},{"word":"call","start":1711.4249,"end":1711.585,"confidence":0.99971443,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.08679370582103729},{"word":"for","start":1711.585,"end":1711.825,"confidence":0.9997224,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10240577906370164},{"word":"you","start":1711.825,"end":1712.065,"confidence":0.9998871,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08995901793241501},{"word":"just","start":1712.065,"end":1712.3049,"confidence":0.9843636,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09941116720438004},{"word":"with","start":1712.3049,"end":1712.465,"confidence":0.8252027,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09733275324106216},{"word":"a","start":1712.465,"end":1712.5449,"confidence":0.9992514,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09212645143270493},{"word":"bit","start":1712.5449,"end":1712.705,"confidence":0.99991775,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07943764328956604},{"word":"of","start":1712.705,"end":1712.865,"confidence":0.9998561,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08335049450397491},{"word":"a","start":1712.865,"end":1713.0249,"confidence":0.9991297,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09331734478473663},{"word":"follow-up","start":1713.0249,"end":1713.505,"confidence":0.99978495,"punctuated_word":"follow-up","sentiment":"neutral","sentiment_score":0.07188112288713455},{"word":"on","start":1713.505,"end":1714.005,"confidence":0.9990671,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.10470682382583618},{"word":"what","start":1714.13,"end":1714.2101,"confidence":0.99972576,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1282794028520584},{"word":"we've","start":1714.2101,"end":1714.4501,"confidence":0.99931526,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.09052710980176926},{"word":"gone","start":1714.4501,"end":1714.77,"confidence":0.99859995,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.11107137799263},{"word":"through","start":1714.77,"end":1715.01,"confidence":0.9871309,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.10727500915527344},{"word":"what","start":1715.01,"end":1715.17,"confidence":0.99985635,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.11907557398080826},{"word":"i'm","start":1715.17,"end":1715.3301,"confidence":0.9999406,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.08520003408193588},{"word":"gonna","start":1715.3301,"end":1715.5701,"confidence":0.9943982,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.09469781070947648},{"word":"look","start":1715.5701,"end":1715.7301,"confidence":0.9993894,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.08668944239616394},{"word":"at","start":1715.7301,"end":1715.89,"confidence":0.99876606,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08360925316810608},{"word":"just","start":1715.89,"end":1716.13,"confidence":0.8417148,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09713625907897948},{"word":"to","start":1716.13,"end":1716.2101,"confidence":0.9990134,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09668967127799988},{"word":"kinda","start":1716.2101,"end":1716.4501,"confidence":0.9370315,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.09138795733451845},{"word":"give","start":1716.4501,"end":1716.6101,"confidence":0.9979786,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.09713668376207352},{"word":"you","start":1716.6101,"end":1716.6901,"confidence":0.99971515,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12946447730064392},{"word":"a","start":1716.6901,"end":1716.77,"confidence":0.99890935,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11127117276191711},{"word":"bit","start":1716.77,"end":1717.01,"confidence":0.99988484,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09108782559633256},{"word":"of","start":1717.01,"end":1717.0901,"confidence":0.99971396,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10752182453870772},{"word":"a","start":1717.0901,"end":1717.25,"confidence":0.9983211,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09488454461097716},{"word":"recap","start":1717.25,"end":1717.65,"confidence":0.99962497,"punctuated_word":"recap","sentiment":"neutral","sentiment_score":0.09569677710533142},{"word":"because","start":1717.65,"end":1717.89,"confidence":0.7491324,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.09237031638622284},{"word":"we've","start":1717.89,"end":1718.05,"confidence":0.8898909,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.1060044765472412},{"word":"touched","start":1718.05,"end":1718.29,"confidence":0.9916352,"punctuated_word":"touched","sentiment":"neutral","sentiment_score":0.07747901976108551},{"word":"on","start":1718.29,"end":1718.53,"confidence":0.99765414,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.10907336324453354},{"word":"a","start":1718.53,"end":1718.6101,"confidence":0.9993579,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09944450110197069},{"word":"lot","start":1718.6101,"end":1718.77,"confidence":0.9996736,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.09256164729595184},{"word":"of","start":1718.77,"end":1718.8501,"confidence":0.99932635,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08663536608219147},{"word":"different","start":1718.8501,"end":1719.25,"confidence":0.9998006,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.06444251537322998},{"word":"areas","start":1719.25,"end":1719.75,"confidence":0.99951404,"punctuated_word":"areas.","sentiment":"neutral","sentiment_score":0.07023689895868301},{"word":"i'm","start":1720.4501,"end":1720.6901,"confidence":0.8326404,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.08686616271734238},{"word":"also","start":1720.6901,"end":1721.01,"confidence":0.9876814,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.055014368146657944},{"word":"gonna","start":1721.01,"end":1721.25,"confidence":0.99786276,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.09930607676506042},{"word":"send","start":1721.25,"end":1721.5701,"confidence":0.99804366,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.08445318788290024},{"word":"through","start":1721.5701,"end":1721.81,"confidence":0.9957541,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.08570201694965363},{"word":"the","start":1721.81,"end":1722.05,"confidence":0.9963685,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08267959207296371},{"word":"lawyer's","start":1722.05,"end":1722.53,"confidence":0.9731529,"punctuated_word":"lawyer's","sentiment":"neutral","sentiment_score":0.05842515081167221},{"word":"information","start":1722.53,"end":1723.03,"confidence":0.9998832,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.0782150849699974},{"word":"for","start":1723.17,"end":1723.3301,"confidence":0.99983644,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09832937270402908},{"word":"you","start":1723.3301,"end":1723.49,"confidence":0.9996761,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10393598675727844},{"word":"guys","start":1723.49,"end":1723.7301,"confidence":0.9913822,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.09366309642791748},{"word":"so","start":1723.7301,"end":1723.89,"confidence":0.8404657,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1113942414522171},{"word":"you","start":1723.89,"end":1723.9701,"confidence":0.999729,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13379716873168945},{"word":"can","start":1723.9701,"end":1724.2101,"confidence":0.99989474,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12345397472381592},{"word":"have","start":1724.2101,"end":1724.29,"confidence":0.9996196,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13090664148330688},{"word":"a","start":1724.29,"end":1724.37,"confidence":0.99959487,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1437242031097412},{"word":"bit","start":1724.37,"end":1724.53,"confidence":0.99970007,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1143457219004631},{"word":"of","start":1724.53,"end":1724.6901,"confidence":0.999498,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13097825646400452},{"word":"a","start":1724.6901,"end":1724.77,"confidence":0.9973424,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11796149611473083},{"word":"look","start":1724.77,"end":1724.93,"confidence":0.999889,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.10586466640233994},{"word":"at","start":1724.93,"end":1725.17,"confidence":0.99793893,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11587934195995332},{"word":"the","start":1725.17,"end":1725.25,"confidence":0.9979085,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09251299500465392},{"word":"costing","start":1725.25,"end":1725.65,"confidence":0.99242896,"punctuated_word":"costing","sentiment":"neutral","sentiment_score":0.05586539953947067},{"word":"and","start":1725.65,"end":1725.89,"confidence":0.9990119,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09034506976604462},{"word":"everything","start":1725.89,"end":1726.37,"confidence":0.99990714,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.08582805097103119},{"word":"there","start":1726.37,"end":1726.815,"confidence":0.99617815,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.0981857255101204},{"word":"i'm","start":1727.0549,"end":1727.2949,"confidence":0.9925849,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.08460213243961334},{"word":"also","start":1727.2949,"end":1727.5349,"confidence":0.97941935,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.0894690528512001},{"word":"just","start":1727.5349,"end":1727.7749,"confidence":0.99831665,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1501374989748001},{"word":"gonna","start":1727.7749,"end":1727.9349,"confidence":0.99744654,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1645369529724121},{"word":"send","start":1727.9349,"end":1728.095,"confidence":0.98917013,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.15796427428722382},{"word":"you","start":1728.095,"end":1728.2549,"confidence":0.5441851,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1510942280292511},{"word":"an","start":1728.2549,"end":1728.4149,"confidence":0.9968202,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.136957049369812},{"word":"annual","start":1728.4149,"end":1728.6549,"confidence":0.97869885,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.12381917238235474},{"word":"review","start":1728.6549,"end":1729.0549,"confidence":0.99954945,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.09574946761131288},{"word":"pack","start":1729.0549,"end":1729.375,"confidence":0.9623985,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.14819204807281494},{"word":"to","start":1729.375,"end":1729.455,"confidence":0.99473673,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15543906390666962},{"word":"you","start":1729.455,"end":1729.695,"confidence":0.9997563,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14736966788768768},{"word":"as","start":1729.695,"end":1729.855,"confidence":0.9999112,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10771988332271576},{"word":"well","start":1729.855,"end":1730.1749,"confidence":0.99943244,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.10938450694084167},{"word":"it's","start":1730.1749,"end":1730.4149,"confidence":0.9992542,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.12939807772636414},{"word":"got","start":1730.4149,"end":1730.575,"confidence":0.99983525,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.14355695247650146},{"word":"your","start":1730.575,"end":1730.815,"confidence":0.9994892,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11580473929643632},{"word":"ongoing","start":1730.815,"end":1731.2949,"confidence":0.99966514,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.09418568760156631},{"word":"service","start":1731.2949,"end":1731.615,"confidence":0.999022,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.08901561051607132},{"word":"agreement","start":1731.615,"end":1732.095,"confidence":0.9997557,"punctuated_word":"agreement","sentiment":"neutral","sentiment_score":0.08581029623746872},{"word":"for","start":1732.095,"end":1732.1749,"confidence":0.9990971,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10302987694740295},{"word":"the","start":1732.1749,"end":1732.335,"confidence":0.9998258,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09738270938396454},{"word":"next","start":1732.335,"end":1732.575,"confidence":0.9994272,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.07311775535345078},{"word":"twelve","start":1732.575,"end":1732.8949,"confidence":0.99953914,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.07084908336400986},{"word":"months","start":1732.8949,"end":1733.215,"confidence":0.99870133,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.07536355406045914},{"word":"there","start":1733.215,"end":1733.375,"confidence":0.9822322,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.10602934658527374},{"word":"with","start":1733.375,"end":1733.615,"confidence":0.99553454,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11211740225553513},{"word":"that","start":1733.615,"end":1733.7749,"confidence":0.9967181,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13369005918502808},{"word":"1.65","start":1733.7749,"end":1735.235,"confidence":0.990228,"punctuated_word":"1.65.","sentiment":"neutral","sentiment_score":0.08173762261867523},{"word":"it's","start":1735.695,"end":1735.9349,"confidence":0.9845127,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.11119436472654344},{"word":"also","start":1735.9349,"end":1736.1749,"confidence":0.9994454,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.07467380166053772},{"word":"got","start":1736.1749,"end":1736.335,"confidence":0.99818194,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.12601549923419952},{"word":"the","start":1736.335,"end":1736.575,"confidence":0.9938199,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11207662522792816},{"word":"financial","start":1736.575,"end":1737.0549,"confidence":0.99852306,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.0953431874513626},{"word":"services","start":1737.0549,"end":1737.5549,"confidence":0.9968554,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.06572210043668747},{"word":"guide","start":1737.615,"end":1737.9349,"confidence":0.99346256,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.10128463804721832},{"word":"in","start":1737.9349,"end":1738.095,"confidence":0.99982905,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13557903468608856},{"word":"there","start":1738.095,"end":1738.2549,"confidence":0.99950075,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.14985895156860352},{"word":"for","start":1738.2549,"end":1738.495,"confidence":0.99966896,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1540234237909317},{"word":"you","start":1738.495,"end":1738.6549,"confidence":0.8930414,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.1331503689289093},{"word":"which","start":1738.6549,"end":1738.815,"confidence":0.9997954,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.1578357070684433},{"word":"outlines","start":1738.815,"end":1739.215,"confidence":0.9908943,"punctuated_word":"outlines","sentiment":"neutral","sentiment_score":0.1394699215888977},{"word":"everything","start":1739.215,"end":1739.615,"confidence":0.998781,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.1337072104215622},{"word":"about","start":1739.615,"end":1739.855,"confidence":0.90100557,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.11774836480617525},{"word":"who","start":1739.855,"end":1740.095,"confidence":0.9994442,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.0864005833864212},{"word":"we","start":1740.095,"end":1740.1749,"confidence":0.9993594,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10413310676813126},{"word":"are","start":1740.1749,"end":1740.4149,"confidence":0.99364024,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.12231972813606262},{"word":"what","start":1740.4149,"end":1740.6549,"confidence":0.9997048,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1527671366930008},{"word":"we","start":1740.6549,"end":1740.815,"confidence":0.99985325,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11454485356807707},{"word":"do","start":1740.815,"end":1741.315,"confidence":0.9155674,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.1524261236190796},{"word":"the","start":1741.46,"end":1741.62,"confidence":0.52073133,"punctuated_word":"The","sentiment":"positive","sentiment_score":0.4338918328285218},{"word":"lovely","start":1741.62,"end":1741.86,"confidence":0.9992582,"punctuated_word":"lovely","sentiment":"positive","sentiment_score":0.5414078235626221},{"word":"photo","start":1741.86,"end":1742.26,"confidence":0.9977913,"punctuated_word":"photo","sentiment":"positive","sentiment_score":0.5136440396308899},{"word":"of","start":1742.26,"end":1742.42,"confidence":0.8737355,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.43179851770401},{"word":"me","start":1742.42,"end":1742.66,"confidence":0.99871635,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.4081999063491822},{"word":"and","start":1742.66,"end":1742.9,"confidence":0.98458016,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4758166968822479},{"word":"my","start":1742.9,"end":1743.06,"confidence":0.99965036,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.4544077515602112},{"word":"licensing","start":1743.06,"end":1743.56,"confidence":0.99821365,"punctuated_word":"licensing","sentiment":"neutral","sentiment_score":0.30611345171928406},{"word":"details","start":1743.62,"end":1744.02,"confidence":0.99873644,"punctuated_word":"details","sentiment":"positive","sentiment_score":0.43569689989089966},{"word":"in","start":1744.02,"end":1744.1,"confidence":0.65958446,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3932335078716278},{"word":"there","start":1744.1,"end":1744.26,"confidence":0.98264486,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.43840351700782776},{"word":"for","start":1744.26,"end":1744.42,"confidence":0.9978563,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4157126843929291},{"word":"you","start":1744.42,"end":1744.58,"confidence":0.9950565,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.44523921608924866},{"word":"as","start":1744.58,"end":1744.66,"confidence":0.99260676,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3505334258079529},{"word":"well","start":1744.66,"end":1744.82,"confidence":0.99983585,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.3749358654022217},{"word":"because","start":1744.82,"end":1745.06,"confidence":0.6392087,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.3203967213630676},{"word":"i'm","start":1745.06,"end":1745.22,"confidence":0.9996334,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.2604775130748749},{"word":"a","start":1745.22,"end":1745.38,"confidence":0.99900985,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.26874029636383057},{"word":"full","start":1745.38,"end":1745.54,"confidence":0.9988403,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.3128381669521332},{"word":"licensed","start":1745.54,"end":1746.02,"confidence":0.69095606,"punctuated_word":"licensed","sentiment":"neutral","sentiment_score":0.22749678790569303},{"word":"adviser","start":1746.02,"end":1746.52,"confidence":0.89035344,"punctuated_word":"adviser,","sentiment":"neutral","sentiment_score":0.22191807627677915},{"word":"and","start":1746.74,"end":1746.98,"confidence":0.99926525,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2214348316192627},{"word":"my","start":1746.98,"end":1747.14,"confidence":0.9992899,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.21619582176208496},{"word":"registration","start":1747.14,"end":1747.64,"confidence":0.99991524,"punctuated_word":"registration","sentiment":"neutral","sentiment_score":0.20211227238178253},{"word":"number","start":1747.78,"end":1748.1,"confidence":0.9991592,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.22204986214637756},{"word":"through","start":1748.1,"end":1748.26,"confidence":0.961089,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.20529189705848697},{"word":"aftik","start":1748.26,"end":1748.66,"confidence":0.48097512,"punctuated_word":"Aftik","sentiment":"neutral","sentiment_score":0.2163046896457672},{"word":"is","start":1748.66,"end":1748.82,"confidence":0.9977881,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2652512192726135},{"word":"1304394","start":1748.82,"end":1751.0,"confidence":0.9968733,"punctuated_word":"1304394.","sentiment":"neutral","sentiment_score":0.2325071394443512},{"word":"and","start":1752.02,"end":1752.18,"confidence":0.76057684,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.18333587050437927},{"word":"it's","start":1752.18,"end":1752.42,"confidence":0.99614036,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.16528302431106567},{"word":"also","start":1752.42,"end":1752.82,"confidence":0.9985744,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.1226269230246544},{"word":"got","start":1752.82,"end":1753.32,"confidence":0.9981597,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.19225625693798065},{"word":"your","start":1753.62,"end":1753.78,"confidence":0.86280644,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17489247024059296},{"word":"portfolio","start":1753.78,"end":1754.28,"confidence":0.996959,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.10909879207611084},{"word":"report","start":1754.42,"end":1754.745,"confidence":0.7318727,"punctuated_word":"report","sentiment":"neutral","sentiment_score":0.22009305655956268},{"word":"for","start":1754.825,"end":1754.905,"confidence":0.998664,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.18534177541732788},{"word":"you","start":1754.905,"end":1755.065,"confidence":0.9997571,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19299447536468503},{"word":"to","start":1755.065,"end":1755.145,"confidence":0.99922705,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18739131093025208},{"word":"have","start":1755.145,"end":1755.225,"confidence":0.9997774,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17996129393577576},{"word":"a","start":1755.225,"end":1755.385,"confidence":0.99931955,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1940278112888336},{"word":"look","start":1755.385,"end":1755.705,"confidence":0.9999373,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.17120909690856934},{"word":"at","start":1755.705,"end":1756.025,"confidence":0.9988531,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.21013085544109344},{"word":"i've","start":1756.025,"end":1756.1849,"confidence":0.9998442,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.2033451795578003},{"word":"got","start":1756.1849,"end":1756.345,"confidence":0.9999176,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.21004262566566467},{"word":"a","start":1756.345,"end":1756.425,"confidence":0.99934953,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19840660691261292},{"word":"few","start":1756.425,"end":1756.585,"confidence":0.9999726,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.1374124139547348},{"word":"other","start":1756.585,"end":1756.825,"confidence":0.9984617,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.1582791656255722},{"word":"little","start":1756.825,"end":1757.145,"confidence":0.9994313,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.19961829483509064},{"word":"documents","start":1757.145,"end":1757.645,"confidence":0.9995546,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.1389123499393463},{"word":"there","start":1757.705,"end":1757.945,"confidence":0.9980708,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.20608791708946228},{"word":"for","start":1757.945,"end":1758.105,"confidence":0.9996557,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1902897208929062},{"word":"you","start":1758.105,"end":1758.265,"confidence":0.9997241,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18190406262874603},{"word":"to","start":1758.265,"end":1758.505,"confidence":0.993123,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16249673068523407},{"word":"sort","start":1758.505,"end":1758.745,"confidence":0.97485185,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.16556251049041748},{"word":"of","start":1758.745,"end":1758.905,"confidence":0.9794071,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1316712498664856},{"word":"view","start":1758.905,"end":1759.405,"confidence":0.9742096,"punctuated_word":"view.","sentiment":"neutral","sentiment_score":0.1731048822402954},{"word":"when","start":1759.625,"end":1759.865,"confidence":0.9798631,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.2830697298049927},{"word":"that","start":1759.865,"end":1760.025,"confidence":0.9999217,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.30477917194366455},{"word":"comes","start":1760.025,"end":1760.265,"confidence":0.99915683,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.23908847570419312},{"word":"through","start":1760.265,"end":1760.425,"confidence":0.9946287,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2502051889896393},{"word":"to","start":1760.425,"end":1760.585,"confidence":0.9846809,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.31370601058006287},{"word":"your","start":1760.585,"end":1760.745,"confidence":0.9834899,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.27716389298439026},{"word":"email","start":1760.745,"end":1761.145,"confidence":0.99287474,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.28747743368148804},{"word":"if","start":1761.145,"end":1761.305,"confidence":0.9898517,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.3700183928012848},{"word":"you","start":1761.305,"end":1761.385,"confidence":0.99798155,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3364849388599396},{"word":"can","start":1761.385,"end":1761.625,"confidence":0.9983102,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3203878104686737},{"word":"just","start":1761.625,"end":1761.865,"confidence":0.9745311,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3585684597492218},{"word":"sign","start":1761.865,"end":1762.025,"confidence":0.99335057,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.2917890250682831},{"word":"and","start":1762.025,"end":1762.265,"confidence":0.8381165,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.25628530979156494},{"word":"return","start":1762.265,"end":1762.765,"confidence":0.95282483,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.3912439942359924},{"word":"for","start":1763.145,"end":1763.305,"confidence":0.5209963,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3610604703426361},{"word":"me","start":1763.305,"end":1763.465,"confidence":0.98661053,"punctuated_word":"me,","sentiment":"positive","sentiment_score":0.3578113913536072},{"word":"that","start":1763.465,"end":1763.625,"confidence":0.99967706,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5782262682914734},{"word":"would","start":1763.625,"end":1763.865,"confidence":0.9994879,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.6094024181365967},{"word":"be","start":1763.865,"end":1764.025,"confidence":0.999433,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.5709498524665833},{"word":"fabulous","start":1764.025,"end":1764.525,"confidence":0.86954653,"punctuated_word":"fabulous,","sentiment":"positive","sentiment_score":0.6121231317520142},{"word":"and","start":1764.665,"end":1764.905,"confidence":0.9995253,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5348382592201233},{"word":"i'll","start":1764.905,"end":1765.065,"confidence":0.99929917,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.4711773991584778},{"word":"do","start":1765.065,"end":1765.305,"confidence":0.99964,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.5241472125053406},{"word":"some","start":1765.305,"end":1765.545,"confidence":0.9997458,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.4789574444293976},{"word":"additional","start":1765.545,"end":1766.045,"confidence":0.9996228,"punctuated_word":"additional","sentiment":"positive","sentiment_score":0.34366506338119507},{"word":"research","start":1766.105,"end":1766.505,"confidence":0.9993113,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.3180411756038666},{"word":"and","start":1766.505,"end":1766.745,"confidence":0.9977901,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3041878044605255},{"word":"update","start":1766.745,"end":1767.065,"confidence":0.99989915,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.31692618131637573},{"word":"this","start":1767.065,"end":1767.305,"confidence":0.99813396,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.40302902460098267},{"word":"advice","start":1767.305,"end":1767.805,"confidence":0.9900697,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.2720032334327698},{"word":"for","start":1767.865,"end":1768.105,"confidence":0.999813,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.37123674154281616},{"word":"you","start":1768.105,"end":1768.53,"confidence":0.98522025,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.25349146127700806},{"word":"and","start":1768.77,"end":1768.93,"confidence":0.999574,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1291532665491104},{"word":"i'll","start":1768.93,"end":1769.01,"confidence":0.9999448,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.13971072435379028},{"word":"go","start":1769.01,"end":1769.25,"confidence":0.99995875,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1615966260433197},{"word":"back","start":1769.25,"end":1769.49,"confidence":0.99986863,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.15129230916500092},{"word":"and","start":1769.49,"end":1769.65,"confidence":0.99635565,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1198342964053154},{"word":"make","start":1769.65,"end":1769.81,"confidence":0.99935156,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.16339358687400818},{"word":"sure","start":1769.81,"end":1769.97,"confidence":0.99963355,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.1654578298330307},{"word":"i","start":1769.97,"end":1770.05,"confidence":0.98562664,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16225597262382507},{"word":"speak","start":1770.05,"end":1770.2101,"confidence":0.99283594,"punctuated_word":"speak","sentiment":"neutral","sentiment_score":0.09405262768268584},{"word":"to","start":1770.2101,"end":1770.37,"confidence":0.99505335,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12882520258426666},{"word":"the","start":1770.37,"end":1770.53,"confidence":0.9992874,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09391656517982484},{"word":"claims","start":1770.53,"end":1770.85,"confidence":0.99091804,"punctuated_word":"claims","sentiment":"neutral","sentiment_score":0.05882120504975319},{"word":"department","start":1770.85,"end":1771.25,"confidence":0.99841714,"punctuated_word":"department","sentiment":"neutral","sentiment_score":0.05470789968967438},{"word":"and","start":1771.25,"end":1771.41,"confidence":0.7263706,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09547165036201476},{"word":"see","start":1771.41,"end":1771.5701,"confidence":0.9994553,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.14552423357963562},{"word":"what","start":1771.5701,"end":1771.73,"confidence":0.9998448,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.13689124584197998},{"word":"we","start":1771.73,"end":1771.81,"confidence":0.99975425,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12280209362506866},{"word":"can","start":1771.81,"end":1771.97,"confidence":0.99978966,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1368766874074936},{"word":"do","start":1771.97,"end":1772.2101,"confidence":0.99979764,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1536462903022766},{"word":"about","start":1772.2101,"end":1772.37,"confidence":0.9994911,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.15257948637008667},{"word":"that","start":1772.37,"end":1772.6901,"confidence":0.9995419,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17220157384872437},{"word":"ppd","start":1772.6901,"end":1773.1901,"confidence":0.77070445,"punctuated_word":"PPD","sentiment":"neutral","sentiment_score":0.07745546102523804},{"word":"so","start":1773.41,"end":1773.65,"confidence":0.9158639,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.141956627368927},{"word":"we","start":1773.65,"end":1773.81,"confidence":0.99964106,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1551208794116974},{"word":"can","start":1773.81,"end":1773.97,"confidence":0.99984777,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17198991775512695},{"word":"get","start":1773.97,"end":1774.13,"confidence":0.9997054,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.16791020333766937},{"word":"a","start":1774.13,"end":1774.2101,"confidence":0.9992229,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.146493062376976},{"word":"guide","start":1774.2101,"end":1774.4501,"confidence":0.99724823,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.12367913872003557},{"word":"on","start":1774.4501,"end":1774.61,"confidence":0.99522215,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13292083144187927},{"word":"when","start":1774.61,"end":1774.85,"confidence":0.998676,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.13913673162460327},{"word":"we","start":1774.85,"end":1775.01,"confidence":0.9995285,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11469335854053496},{"word":"might","start":1775.01,"end":1775.17,"confidence":0.99990904,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.09931731969118118},{"word":"be","start":1775.17,"end":1775.3301,"confidence":0.99814534,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1473977416753769},{"word":"able","start":1775.3301,"end":1775.5701,"confidence":0.9565584,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.13521838188171387},{"word":"to","start":1775.5701,"end":1775.73,"confidence":0.99545777,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1541557013988495},{"word":"claiming","start":1775.73,"end":1776.23,"confidence":0.6290857,"punctuated_word":"claiming","sentiment":"neutral","sentiment_score":0.1254105567932129},{"word":"on","start":1776.29,"end":1776.4501,"confidence":0.9993672,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.12226000428199768},{"word":"that","start":1776.4501,"end":1776.61,"confidence":0.99954826,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16216157376766205},{"word":"ppd","start":1776.61,"end":1777.11,"confidence":0.99121237,"punctuated_word":"PPD","sentiment":"neutral","sentiment_score":0.05349013954401016},{"word":"cover","start":1777.3301,"end":1777.73,"confidence":0.99875927,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.10100382566452026},{"word":"for","start":1777.73,"end":1777.89,"confidence":0.99951386,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15966691076755524},{"word":"you","start":1777.89,"end":1778.29,"confidence":0.9994333,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.09249887615442276},{"word":"how","start":1778.29,"end":1778.53,"confidence":0.99728394,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.11651859432458878},{"word":"does","start":1778.53,"end":1778.77,"confidence":0.9997712,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.11449984461069108},{"word":"that","start":1778.77,"end":1779.01,"confidence":0.9998852,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19828173518180847},{"word":"sound","start":1779.01,"end":1779.51,"confidence":0.9996589,"punctuated_word":"sound?","sentiment":"neutral","sentiment_score":0.14884305000305176},{"word":"yep","start":1781.1051,"end":1781.5851,"confidence":0.8468363,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2773936986923218},{"word":"beautiful","start":1781.5851,"end":1782.0851,"confidence":0.9985039,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.42440998554229736},{"word":"have","start":1782.2251,"end":1782.4651,"confidence":0.9984237,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.16197440028190613},{"word":"i","start":1782.4651,"end":1782.625,"confidence":0.99993443,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1484694480895996},{"word":"missed","start":1782.625,"end":1782.9451,"confidence":0.999485,"punctuated_word":"missed","sentiment":"neutral","sentiment_score":0.06601161509752274},{"word":"anything","start":1782.9451,"end":1783.3451,"confidence":0.9961581,"punctuated_word":"anything?","sentiment":"neutral","sentiment_score":0.1070391833782196},{"word":"is","start":1783.3451,"end":1783.505,"confidence":0.9974739,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.06162405386567116},{"word":"there","start":1783.505,"end":1783.665,"confidence":0.99986935,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07755256444215775},{"word":"anything","start":1783.665,"end":1783.985,"confidence":0.99962807,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.08612401783466339},{"word":"else","start":1783.985,"end":1784.2251,"confidence":0.99972683,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.06336416304111481},{"word":"that","start":1784.2251,"end":1784.385,"confidence":0.997436,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06599442660808563},{"word":"you","start":1784.385,"end":1784.625,"confidence":0.9999056,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04922523349523544},{"word":"kind","start":1784.625,"end":1784.785,"confidence":0.9620024,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.06899487972259521},{"word":"of","start":1784.785,"end":1784.865,"confidence":0.9993963,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08799481391906738},{"word":"wanted","start":1784.865,"end":1785.1051,"confidence":0.99379337,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.08617116510868073},{"word":"me","start":1785.1051,"end":1785.3451,"confidence":0.999238,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0710177943110466},{"word":"to","start":1785.3451,"end":1785.505,"confidence":0.9946629,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08161193877458572},{"word":"touch","start":1785.505,"end":1785.8251,"confidence":0.9993105,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.07185189425945282},{"word":"on","start":1785.8251,"end":1786.145,"confidence":0.9994449,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0907999873161316},{"word":"or","start":1786.145,"end":1786.305,"confidence":0.8844151,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08678261935710907},{"word":"any","start":1786.305,"end":1786.545,"confidence":0.9998715,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.0796499028801918},{"word":"other","start":1786.545,"end":1786.785,"confidence":0.9985702,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.04406316950917244},{"word":"questions","start":1786.785,"end":1787.285,"confidence":0.99909544,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.050385210663080215},{"word":"at","start":1787.3451,"end":1787.425,"confidence":0.995275,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06611314415931702},{"word":"all","start":1787.425,"end":1787.925,"confidence":0.9732775,"punctuated_word":"all?","sentiment":"neutral","sentiment_score":0.04996374249458313},{"word":"yep","start":1790.145,"end":1790.645,"confidence":0.9794619,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18952450156211853},{"word":"beautiful","start":1790.7051,"end":1791.2051,"confidence":0.98475134,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.44173502922058105},{"word":"beautiful","start":1791.265,"end":1791.745,"confidence":0.9993851,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4359789192676544},{"word":"if","start":1791.745,"end":1791.905,"confidence":0.7200249,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.29782620072364807},{"word":"there's","start":1791.905,"end":1792.0651,"confidence":0.99963945,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.2226780652999878},{"word":"anything","start":1792.0651,"end":1792.385,"confidence":0.99960357,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.2387422472238541},{"word":"else","start":1792.385,"end":1792.625,"confidence":0.990326,"punctuated_word":"else,","sentiment":"neutral","sentiment_score":0.20289990305900577},{"word":"russ","start":1792.625,"end":1792.865,"confidence":0.83814484,"punctuated_word":"Russ,","sentiment":"neutral","sentiment_score":0.2146656364202499},{"word":"let","start":1792.865,"end":1793.1051,"confidence":0.99980253,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.2606962025165558},{"word":"me","start":1793.1051,"end":1793.185,"confidence":0.9998697,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.2218473255634308},{"word":"know","start":1793.185,"end":1793.425,"confidence":0.99937737,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.2404479682445526},{"word":"you'll","start":1793.425,"end":1793.745,"confidence":0.99689746,"punctuated_word":"You'll","sentiment":"neutral","sentiment_score":0.2262583374977112},{"word":"also","start":1793.745,"end":1793.985,"confidence":0.9997415,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.21857087314128876},{"word":"have","start":1793.985,"end":1794.145,"confidence":0.9998423,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.23741738498210907},{"word":"my","start":1794.145,"end":1794.385,"confidence":0.9998443,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.21790412068367004},{"word":"direct","start":1794.385,"end":1794.7051,"confidence":0.99897313,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":0.20838645100593567},{"word":"email","start":1794.7051,"end":1795.025,"confidence":0.7915913,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.2363538146018982},{"word":"so","start":1795.025,"end":1795.185,"confidence":0.99898225,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.27628543972969055},{"word":"you","start":1795.185,"end":1795.265,"confidence":0.99917513,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.30327603220939636},{"word":"can","start":1795.265,"end":1795.505,"confidence":0.999603,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2742864787578583},{"word":"shoot","start":1795.505,"end":1795.745,"confidence":0.9995177,"punctuated_word":"shoot","sentiment":"neutral","sentiment_score":0.23943784832954407},{"word":"me","start":1795.745,"end":1795.8251,"confidence":0.9991885,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.26228994131088257},{"word":"an","start":1795.8251,"end":1795.985,"confidence":0.9863803,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2624569535255432},{"word":"email","start":1795.985,"end":1796.2251,"confidence":0.99853516,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.206412672996521},{"word":"back","start":1796.2251,"end":1796.52,"confidence":0.99712616,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.23066194355487823},{"word":"if","start":1796.52,"end":1796.68,"confidence":0.9742483,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.3060123920440674},{"word":"you","start":1796.68,"end":1796.76,"confidence":0.997459,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.27197378873825073},{"word":"need","start":1796.76,"end":1796.92,"confidence":0.99980825,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.22847765684127808},{"word":"anything","start":1796.92,"end":1797.42,"confidence":0.79696476,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":0.25612586736679077},{"word":"and","start":1798.04,"end":1798.28,"confidence":0.99883085,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2603883743286133},{"word":"i'll","start":1798.28,"end":1798.4401,"confidence":0.9999239,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2793574333190918},{"word":"get","start":1798.4401,"end":1798.6,"confidence":0.9994504,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.32095229625701904},{"word":"stuck","start":1798.6,"end":1798.84,"confidence":0.9115072,"punctuated_word":"stuck","sentiment":"neutral","sentiment_score":0.297769159078598},{"word":"into","start":1798.84,"end":1799.0801,"confidence":0.9972045,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.2954687476158142},{"word":"this","start":1799.0801,"end":1799.4,"confidence":0.99964285,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.34622010588645935},{"word":"research","start":1799.4,"end":1799.8,"confidence":0.9949039,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.28398871421813965},{"word":"for","start":1799.8,"end":1800.04,"confidence":0.9997967,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.34824588894844055},{"word":"you","start":1800.04,"end":1800.2001,"confidence":0.9639883,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.31705713272094727},{"word":"and","start":1800.2001,"end":1800.36,"confidence":0.9998833,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.34465715289115906},{"word":"i'll","start":1800.36,"end":1800.68,"confidence":0.9998849,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.34186089038848877},{"word":"get","start":1800.68,"end":1800.84,"confidence":0.9993198,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.3574789762496948},{"word":"the","start":1800.84,"end":1801.0801,"confidence":0.7586178,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.285748153924942},{"word":"plan","start":1801.0801,"end":1801.3201,"confidence":0.9958169,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":0.33067992329597473},{"word":"together","start":1801.3201,"end":1801.8201,"confidence":0.9996791,"punctuated_word":"together.","sentiment":"neutral","sentiment_score":0.3099926710128784},{"word":"i","start":1802.52,"end":1802.68,"confidence":0.99931645,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2562623620033264},{"word":"would","start":1802.68,"end":1802.92,"confidence":0.99992836,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.2766134738922119},{"word":"like","start":1802.92,"end":1803.0801,"confidence":0.99661714,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.30915892124176025},{"word":"to","start":1803.0801,"end":1803.24,"confidence":0.9995555,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3080950081348419},{"word":"maybe","start":1803.24,"end":1803.56,"confidence":0.9856448,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.2933935821056366},{"word":"book","start":1803.56,"end":1803.72,"confidence":0.9997743,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.318198561668396},{"word":"you","start":1803.72,"end":1803.96,"confidence":0.99942374,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3178814947605133},{"word":"in","start":1803.96,"end":1804.12,"confidence":0.9875859,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.3003091812133789},{"word":"for","start":1804.12,"end":1804.36,"confidence":0.97170514,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2719695568084717},{"word":"sort","start":1804.36,"end":1804.52,"confidence":0.919721,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.19797943532466888},{"word":"of","start":1804.52,"end":1804.76,"confidence":0.9978644,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2934122383594513},{"word":"two","start":1804.76,"end":1804.92,"confidence":0.99893063,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.26137208938598633},{"word":"weeks","start":1804.92,"end":1805.24,"confidence":0.9995059,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.24981455504894257},{"word":"to","start":1805.24,"end":1805.4,"confidence":0.9990631,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.30005431175231934},{"word":"have","start":1805.4,"end":1805.56,"confidence":0.9999559,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.33127361536026},{"word":"that","start":1805.56,"end":1805.8,"confidence":0.9993942,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3811960518360138},{"word":"advice","start":1805.8,"end":1806.28,"confidence":0.98741686,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.3146754801273346},{"word":"presented","start":1806.28,"end":1806.78,"confidence":0.99847317,"punctuated_word":"presented.","sentiment":"neutral","sentiment_score":0.25955426692962646},{"word":"is","start":1806.84,"end":1807.0,"confidence":0.999902,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.23209311068058017},{"word":"that","start":1807.0,"end":1807.24,"confidence":0.9999131,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2481575459241867},{"word":"okay","start":1807.24,"end":1807.74,"confidence":0.99976707,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.19881948828697205},{"word":"beautiful","start":1809.8151,"end":1810.3151,"confidence":0.9975629,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.420162171125412},{"word":"so","start":1810.535,"end":1810.855,"confidence":0.99420786,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.20431792736053467},{"word":"that","start":1810.855,"end":1811.0951,"confidence":0.9997279,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2101604789495468},{"word":"brings","start":1811.0951,"end":1811.415,"confidence":0.9990069,"punctuated_word":"brings","sentiment":"neutral","sentiment_score":0.165146604180336},{"word":"us","start":1811.415,"end":1811.735,"confidence":0.99808747,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.21516036987304688},{"word":"up","start":1811.735,"end":1811.975,"confidence":0.9992861,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.22392450273036957},{"word":"to","start":1811.975,"end":1812.2151,"confidence":0.99871385,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1682763546705246},{"word":"where","start":1812.295,"end":1812.4551,"confidence":0.9820042,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.11732205748558044},{"word":"are","start":1812.4551,"end":1812.535,"confidence":0.95526487,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.12814399600028992},{"word":"we","start":1812.535,"end":1812.6951,"confidence":0.9877608,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17017054557800293},{"word":"at","start":1812.6951,"end":1812.935,"confidence":0.6371389,"punctuated_word":"at?","sentiment":"neutral","sentiment_score":0.1788782775402069},{"word":"the","start":1812.935,"end":1813.0951,"confidence":0.99193877,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.038293372839689255},{"word":"fifteenth","start":1813.0951,"end":1813.5751,"confidence":0.9966712,"punctuated_word":"fifteenth","sentiment":"neutral","sentiment_score":0.05637851357460022},{"word":"today","start":1813.5751,"end":1813.895,"confidence":0.9030534,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":0.04733458161354065},{"word":"that","start":1813.895,"end":1814.055,"confidence":0.99955195,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.03806906938552856},{"word":"brings","start":1814.055,"end":1814.375,"confidence":0.99831176,"punctuated_word":"brings","sentiment":"neutral","sentiment_score":0.024061348289251328},{"word":"us","start":1814.375,"end":1814.535,"confidence":0.9963961,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.04319460690021515},{"word":"up","start":1814.535,"end":1814.615,"confidence":0.9982558,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.03856608644127846},{"word":"to","start":1814.615,"end":1814.775,"confidence":0.99830496,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02991153672337532},{"word":"the","start":1814.775,"end":1815.015,"confidence":0.9993036,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0296153724193573},{"word":"april","start":1815.015,"end":1815.665,"confidence":0.9995493,"punctuated_word":"April","sentiment":"neutral","sentiment_score":0.04272641986608505},{"word":"29","start":1815.665,"end":1816.3151,"confidence":0.9995493,"punctuated_word":"29.","sentiment":"neutral","sentiment_score":0.03874185308814049},{"word":"did","start":1816.855,"end":1817.0951,"confidence":0.5440576,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":-0.008956104516983032},{"word":"you","start":1817.0951,"end":1817.255,"confidence":0.9997948,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.011467093601822851},{"word":"want","start":1817.255,"end":1817.5751,"confidence":0.96300286,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.005150236189365387},{"word":"kinda","start":1817.5751,"end":1817.895,"confidence":0.6581413,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.02079145237803459},{"word":"this","start":1817.895,"end":1818.135,"confidence":0.9890316,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.0236702524125576},{"word":"time","start":1818.135,"end":1818.375,"confidence":0.99950564,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.017231013625860214},{"word":"in","start":1818.375,"end":1818.535,"confidence":0.99888855,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.022157657891511917},{"word":"the","start":1818.535,"end":1818.6951,"confidence":0.99964404,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03499089181423187},{"word":"morning","start":1818.6951,"end":1819.175,"confidence":0.99992776,"punctuated_word":"morning","sentiment":"neutral","sentiment_score":0.015209157019853592},{"word":"on","start":1819.175,"end":1819.3351,"confidence":0.88270456,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.024005111306905743},{"word":"a","start":1819.3351,"end":1819.495,"confidence":0.9974819,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.033730264753103256},{"word":"wednesday","start":1819.495,"end":1819.995,"confidence":0.9179394,"punctuated_word":"Wednesday?","sentiment":"neutral","sentiment_score":0.008523194119334221},{"word":"does","start":1820.055,"end":1820.2151,"confidence":0.9943974,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":-0.008238550275564194},{"word":"that","start":1820.2151,"end":1820.4551,"confidence":0.9997546,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03375589847564697},{"word":"suit","start":1820.4551,"end":1820.615,"confidence":0.96422064,"punctuated_word":"suit","sentiment":"neutral","sentiment_score":0.03224048390984535},{"word":"you","start":1820.615,"end":1820.855,"confidence":0.99920565,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.009560532867908478},{"word":"better","start":1820.855,"end":1821.175,"confidence":0.9388715,"punctuated_word":"better?","sentiment":"neutral","sentiment_score":-0.017094247043132782},{"word":"or","start":1821.175,"end":1821.675,"confidence":0.95955735,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.05683154612779617},{"word":"yes","start":1828.17,"end":1828.67,"confidence":0.9910222,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.0007031681016087532},{"word":"yeah","start":1830.4901,"end":1830.81,"confidence":0.9973098,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09221889823675156},{"word":"absolutely","start":1830.81,"end":1831.31,"confidence":0.99919593,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.16186876595020294},{"word":"and","start":1831.37,"end":1831.6101,"confidence":0.99918383,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.045595671981573105},{"word":"did","start":1831.6101,"end":1831.77,"confidence":0.9823245,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.0291343554854393},{"word":"you","start":1831.77,"end":1831.93,"confidence":0.9994085,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04789329320192337},{"word":"want","start":1831.93,"end":1832.0901,"confidence":0.9972727,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.03916779905557632},{"word":"the","start":1832.0901,"end":1832.25,"confidence":0.99779725,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05305635556578636},{"word":"same","start":1832.25,"end":1832.41,"confidence":0.9998336,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.04995318502187729},{"word":"time","start":1832.41,"end":1832.7301,"confidence":0.86401236,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.024602584540843964},{"word":"09:00","start":1832.7301,"end":1833.2101,"confidence":0.9998013,"punctuated_word":"09:00","sentiment":"neutral","sentiment_score":0.039152756333351135},{"word":"in","start":1833.2101,"end":1833.37,"confidence":0.9938187,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.030501119792461395},{"word":"the","start":1833.37,"end":1833.53,"confidence":0.9995402,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04716330766677856},{"word":"morning","start":1833.53,"end":1834.03,"confidence":0.99851185,"punctuated_word":"morning?","sentiment":"neutral","sentiment_score":0.039399515837430954},{"word":"yes","start":1835.385,"end":1835.785,"confidence":0.8544899,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.19798508286476135},{"word":"beautiful","start":1835.785,"end":1836.285,"confidence":0.99977267,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6123155355453491},{"word":"so","start":1836.3451,"end":1836.665,"confidence":0.99943167,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2969939112663269},{"word":"i'll","start":1836.665,"end":1836.7451,"confidence":0.99972665,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.28601333498954773},{"word":"make","start":1836.7451,"end":1836.9851,"confidence":0.99989533,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.3203360140323639},{"word":"it","start":1836.9851,"end":1837.145,"confidence":0.99904853,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.23807205259799957},{"word":"the","start":1837.145,"end":1837.385,"confidence":0.99788135,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14594781398773193},{"word":"thirtieth","start":1837.385,"end":1837.8651,"confidence":0.98677766,"punctuated_word":"thirtieth,","sentiment":"neutral","sentiment_score":0.14812898635864258},{"word":"which","start":1837.8651,"end":1838.1051,"confidence":0.99989164,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.17799179255962372},{"word":"is","start":1838.1051,"end":1838.3451,"confidence":0.99940395,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.17130854725837708},{"word":"the","start":1838.3451,"end":1838.8451,"confidence":0.9905434,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14095035195350647},{"word":"the","start":1839.0651,"end":1839.2251,"confidence":0.7922586,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11392658948898315},{"word":"april","start":1839.2251,"end":1839.7852,"confidence":0.99888563,"punctuated_word":"April","sentiment":"neutral","sentiment_score":0.1355554163455963},{"word":"30","start":1839.7852,"end":1840.3452,"confidence":0.99888563,"punctuated_word":"30","sentiment":"neutral","sentiment_score":0.16846318542957306},{"word":"at","start":1840.3451,"end":1840.505,"confidence":0.988336,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.13285161554813385},{"word":"9am","start":1840.505,"end":1841.4651,"confidence":0.9871397,"punctuated_word":"9AM,","sentiment":"neutral","sentiment_score":0.18556122481822968},{"word":"and","start":1841.4651,"end":1841.7051,"confidence":0.999635,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22765421867370603},{"word":"i'll","start":1841.7051,"end":1841.9451,"confidence":0.99989897,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2974308729171753},{"word":"have","start":1841.9451,"end":1842.1051,"confidence":0.99975663,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.43858134746551514},{"word":"that","start":1842.1051,"end":1842.505,"confidence":0.9996717,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4241921007633209},{"word":"advice","start":1842.505,"end":1842.9851,"confidence":0.8819251,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.3611573576927185},{"word":"document","start":1842.9851,"end":1843.4651,"confidence":0.99903834,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.3262552320957184},{"word":"ready","start":1843.4651,"end":1843.7051,"confidence":0.99961346,"punctuated_word":"ready","sentiment":"positive","sentiment_score":0.402290940284729},{"word":"to","start":1843.7051,"end":1843.8651,"confidence":0.99935263,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.41001757979393005},{"word":"go","start":1843.8651,"end":1844.1051,"confidence":0.8802356,"punctuated_word":"go.","sentiment":"positive","sentiment_score":0.3832566738128662},{"word":"i'll","start":1844.1051,"end":1844.265,"confidence":0.9931235,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.25755736231803894},{"word":"do","start":1844.265,"end":1844.3451,"confidence":0.9963825,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2549760639667511},{"word":"the","start":1844.3451,"end":1844.505,"confidence":0.9989517,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27511507272720337},{"word":"research","start":1844.505,"end":1844.905,"confidence":0.9861457,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.21270489692687988},{"word":"in","start":1844.905,"end":1845.0651,"confidence":0.99617994,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1504642218351364},{"word":"the","start":1845.0651,"end":1845.145,"confidence":0.99975103,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22230477631092072},{"word":"meantime","start":1845.145,"end":1845.645,"confidence":0.9687633,"punctuated_word":"meantime,","sentiment":"neutral","sentiment_score":0.1735459864139557},{"word":"and","start":1846.185,"end":1846.3451,"confidence":0.7806757,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1881454885005951},{"word":"we'll","start":1846.3451,"end":1846.5851,"confidence":0.9990644,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.225703164935112},{"word":"go","start":1846.5851,"end":1846.7451,"confidence":0.9994624,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.26776784658432007},{"word":"through","start":1846.7451,"end":1846.905,"confidence":0.93148494,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.31892120838165283},{"word":"that","start":1846.905,"end":1847.2251,"confidence":0.99947804,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.32029712200164795},{"word":"together","start":1847.2251,"end":1847.7251,"confidence":0.9996485,"punctuated_word":"together.","sentiment":"neutral","sentiment_score":0.2273537814617157},{"word":"okay","start":1847.9451,"end":1848.4451,"confidence":0.97782063,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.13871100544929504},{"word":"my","start":1850.6,"end":1850.84,"confidence":0.9356528,"punctuated_word":"My","sentiment":"positive","sentiment_score":0.7837790250778198},{"word":"pleasure","start":1850.84,"end":1851.1599,"confidence":0.9960549,"punctuated_word":"pleasure,","sentiment":"positive","sentiment_score":0.8249147534370422},{"word":"ross","start":1851.1599,"end":1851.48,"confidence":0.9870552,"punctuated_word":"Ross.","sentiment":"positive","sentiment_score":0.804049015045166},{"word":"it's","start":1851.48,"end":1851.5599,"confidence":0.99824,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.8746873736381531},{"word":"been","start":1851.5599,"end":1851.7999,"confidence":0.99955887,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.8881639838218689},{"word":"a","start":1851.7999,"end":1851.96,"confidence":0.99907744,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.8913904428482056},{"word":"pleasure","start":1851.96,"end":1852.36,"confidence":0.9997601,"punctuated_word":"pleasure","sentiment":"positive","sentiment_score":0.9043484330177308},{"word":"chatting","start":1852.36,"end":1852.6799,"confidence":0.9995364,"punctuated_word":"chatting","sentiment":"positive","sentiment_score":0.9428332448005676},{"word":"to","start":1852.6799,"end":1852.84,"confidence":0.9988931,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.9028435945510864},{"word":"you","start":1852.84,"end":1853.08,"confidence":0.99978834,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8486754894256592},{"word":"today","start":1853.08,"end":1853.5599,"confidence":0.9996282,"punctuated_word":"today.","sentiment":"positive","sentiment_score":0.8682452440261841},{"word":"i'll","start":1853.5599,"end":1853.72,"confidence":0.9997724,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.6672641038894653},{"word":"get","start":1853.72,"end":1853.96,"confidence":0.99971133,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.6571665406227112},{"word":"all","start":1853.96,"end":1854.12,"confidence":0.7637382,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.6346168518066406},{"word":"everything","start":1854.12,"end":1854.52,"confidence":0.70129263,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.6345043778419495},{"word":"sorted","start":1854.52,"end":1855.02,"confidence":0.7854816,"punctuated_word":"sorted,","sentiment":"positive","sentiment_score":0.6546677947044373},{"word":"and","start":1855.48,"end":1855.7999,"confidence":0.8960374,"punctuated_word":"and,","sentiment":"positive","sentiment_score":0.44043418765068054},{"word":"yeah","start":1855.7999,"end":1856.2999,"confidence":0.87207514,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.4888006448745727},{"word":"we'll","start":1856.6,"end":1856.84,"confidence":0.99676645,"punctuated_word":"we'll","sentiment":"positive","sentiment_score":0.5801340937614441},{"word":"make","start":1856.84,"end":1857.0,"confidence":0.9995913,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.5527336001396179},{"word":"sure","start":1857.0,"end":1857.1599,"confidence":0.9996158,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.567072868347168},{"word":"we","start":1857.1599,"end":1857.24,"confidence":0.9977629,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.5857148170471191},{"word":"do","start":1857.24,"end":1857.48,"confidence":0.9855297,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.5623273849487305},{"word":"catch","start":1857.48,"end":1857.64,"confidence":0.98403335,"punctuated_word":"catch","sentiment":"positive","sentiment_score":0.6256413459777832},{"word":"ups","start":1857.64,"end":1857.88,"confidence":0.5152348,"punctuated_word":"ups","sentiment":"positive","sentiment_score":0.5501554608345032},{"word":"and","start":1857.88,"end":1858.12,"confidence":0.8330014,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5538556575775146},{"word":"see","start":1858.12,"end":1858.2799,"confidence":0.999747,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.5295442342758179},{"word":"how","start":1858.2799,"end":1858.44,"confidence":0.999741,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.4893051981925965},{"word":"things","start":1858.44,"end":1858.6799,"confidence":0.99959594,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.5212644338607788},{"word":"are","start":1858.6799,"end":1858.76,"confidence":0.99929774,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.5998741388320923},{"word":"going","start":1858.76,"end":1859.08,"confidence":0.9995989,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.6715224981307983},{"word":"and","start":1859.08,"end":1859.58,"confidence":0.94765127,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5319528579711914},{"word":"see","start":1859.7999,"end":1859.96,"confidence":0.98292327,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.5578429102897644},{"word":"how","start":1859.96,"end":1860.12,"confidence":0.99828535,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.5013297200202942},{"word":"the","start":1860.12,"end":1860.2799,"confidence":0.99383026,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5426989197731018},{"word":"markets","start":1860.2799,"end":1860.6799,"confidence":0.71124786,"punctuated_word":"markets","sentiment":"positive","sentiment_score":0.4723801910877228},{"word":"will","start":1860.6799,"end":1860.9199,"confidence":0.53195804,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.5666869282722473},{"word":"go","start":1860.9199,"end":1861.08,"confidence":0.9724789,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.6255982518196106},{"word":"for","start":1861.08,"end":1861.32,"confidence":0.7608758,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5511898994445801},{"word":"us","start":1861.32,"end":1861.4,"confidence":0.9809778,"punctuated_word":"us","sentiment":"positive","sentiment_score":0.5977106094360352},{"word":"over","start":1861.4,"end":1861.64,"confidence":0.987867,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.5521063208580017},{"word":"the","start":1861.64,"end":1861.7999,"confidence":0.9973115,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5508110523223877},{"word":"next","start":1861.7999,"end":1862.0399,"confidence":0.9997726,"punctuated_word":"next","sentiment":"positive","sentiment_score":0.5077998638153076},{"word":"few","start":1862.0399,"end":1862.2,"confidence":0.99422365,"punctuated_word":"few","sentiment":"positive","sentiment_score":0.4530074894428253},{"word":"months","start":1862.2,"end":1862.7,"confidence":0.999587,"punctuated_word":"months.","sentiment":"positive","sentiment_score":0.471622109413147},{"word":"beautiful","start":1864.595,"end":1865.075,"confidence":0.99933946,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.8427881002426147},{"word":"thank","start":1865.075,"end":1865.395,"confidence":0.9993193,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.8274750113487244},{"word":"you","start":1865.395,"end":1865.475,"confidence":0.9997882,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8662065863609314},{"word":"so","start":1865.475,"end":1865.635,"confidence":0.9994861,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.8621845841407776},{"word":"much","start":1865.635,"end":1865.875,"confidence":0.99995756,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.8874253034591675},{"word":"for","start":1865.875,"end":1866.0349,"confidence":0.9875222,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.8619405627250671},{"word":"your","start":1866.0349,"end":1866.115,"confidence":0.99553335,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.8748655915260315},{"word":"time","start":1866.115,"end":1866.355,"confidence":0.99962115,"punctuated_word":"time.","sentiment":"positive","sentiment_score":0.8723620176315308},{"word":"i","start":1866.355,"end":1866.515,"confidence":0.99975055,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.8378385901451111},{"word":"hope","start":1866.515,"end":1866.755,"confidence":0.9999548,"punctuated_word":"hope","sentiment":"positive","sentiment_score":0.8382983803749084},{"word":"you","start":1866.755,"end":1866.9149,"confidence":0.9998853,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8107718229293823},{"word":"have","start":1866.9149,"end":1867.075,"confidence":0.9999387,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.7999945878982544},{"word":"a","start":1867.075,"end":1867.235,"confidence":0.9996432,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.8076567053794861},{"word":"lovely","start":1867.235,"end":1867.5549,"confidence":0.9999553,"punctuated_word":"lovely","sentiment":"positive","sentiment_score":0.8412551879882812},{"word":"day","start":1867.5549,"end":1868.0549,"confidence":0.99967575,"punctuated_word":"day.","sentiment":"positive","sentiment_score":0.8257220387458801},{"word":"thank","start":1869.955,"end":1870.2749,"confidence":0.9933395,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6358904838562012},{"word":"you","start":1870.2749,"end":1870.595,"confidence":0.91027975,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.677261233329773},{"word":"i'll","start":1870.595,"end":1870.835,"confidence":0.96574605,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.5181424617767334},{"word":"talk","start":1870.835,"end":1871.075,"confidence":0.99810445,"punctuated_word":"talk","sentiment":"positive","sentiment_score":0.6193008422851562},{"word":"to","start":1871.075,"end":1871.1549,"confidence":0.99376196,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5806524157524109},{"word":"you","start":1871.1549,"end":1871.315,"confidence":0.9988728,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5152295827865601},{"word":"soon","start":1871.315,"end":1871.715,"confidence":0.9979278,"punctuated_word":"soon.","sentiment":"positive","sentiment_score":0.4852361679077149},{"word":"appreciate","start":1871.715,"end":1872.215,"confidence":0.98113996,"punctuated_word":"Appreciate","sentiment":"positive","sentiment_score":0.7309180498123169},{"word":"it","start":1872.2749,"end":1872.7749,"confidence":0.99981666,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.72396320104599},{"word":"thanks","start":1873.875,"end":1874.355,"confidence":0.9903772,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.5751422643661499},{"word":"bye","start":1874.355,"end":1874.855,"confidence":0.9964014,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.09145379811525343}],"paragraphs":{"transcript":"\nHi, Ross. I'm so sorry. I don't know what happened. Yeah. That's okay.\n\nI could hear music, and then it just kinda went dead. I thought maybe no. It's honestly okay. It's not a problem at all. The last thing we were kinda talking about was looking at maybe moving into that estimate product, and you sort of you're okay with me maybe looking at that for you and updating the advice to reflect that?\n\nYep. Yep. Beautiful. Well, what I'll do is I yeah. Absolutely.\n\nMhmm. Yeah. Absolutely. Not a problem at all. So what I'll do is I'll do the research.\n\nYeah. Yep. Yep. That's okay. Not a problem at all.\n\nI'll do the research to make sure it's gonna work. I can update the advice to reflect. We can come back in about two weeks, go through the advice document together so you can see that, then you get the option of taking on the recommendations there. And then we can still touch base in about three months. We can still sort of follow-up to see how things are looking and what the you know, how they're tracking and just sort of keep updated.\n\nDoes that sound okay with you? Yeah. Beautiful. Beautiful. So I'll go back and update that.\n\nI'll look at maneuvering you down into that balanced growth environment there, reducing your risk level, and I'll have a look at the estimate product for you as well. I'll only make the recommendation if there's gonna be a benefit to you and making sure I'm tracking and looking at what the consequences are because your super fund still has to account for taxation. It still does a tax return every year just like you do in your own name. So your super fund does have to pay CGT. So we'll definitely have a look and see what that does.\n\nWith the, I'll also look at the other thing is with the SMA product, it does tend to work out better in a different fund. If I was to recommend you move to another fund, which might be cheaper, saving you on fees to be able to really get the benefit of that estimate product. Do you have any issues with that? Are you comfortable with me making that recommendation as well if that works out to benefit you? Yeah.\n\nYeah. I don't Yeah. No. That's absolutely fine. If I find it's not gonna work and the estimate is probably not gonna work for you and the, you know, maneuvering of sleep, it doesn't work.\n\nI can always just look at and I did a research on all the options anyway. But I'll also just look at maneuvering the risk in your current portfolio, maybe swapping some investments out and looking at the CGT consequences for that as well. And I'll work out the best way what's gonna be, a, put you in a good position, reduce your risk level, hopefully save you in fees, but also making sure we're not gonna, you know, have to cement too much in the way of tax consequences for you. Is that okay? Yep.\n\nBeautiful. I'll do all that research and have a look at things. While you're not working, it can sometimes work out a bit more beneficial to maneuver the super fund. If we find something cheaper that's gonna work better for you, sometimes it just works a little bit easy because we can make all those changes, but you don't sort of have contributions to have to maneuver around. So it can also work out in a benefit to be doing that now as well if it if it comes down to the research shows a positive result for you.\n\nBut I'll do all the different research options. I'll look at what's gonna work out for you, and then we'll come back and we'll go through the advice together, and then you can let me know whether you'll have to take the advice or not. Does that sound alright? Yep. Beautiful.\n\nAnd you're happy to retain the insurances as they are at the moment. No no changes to make there. We'll kinda review that down the track. Is that right? Yep.\n\nBeautiful. Excellent. Lovely. And just with the what we sort of spoke about earlier with regard to the super and the the permanent incapacity claiming, you don't wanna kinda do that at the moment. I mean, even if you did try to claim incapacity and it was approved, it just makes the the funds available.\n\nYou don't have to take them out in any way, shape, or form. Did you wanna maybe look at trying for that, or is it something you maybe wanna talk about down the track or we reevaluate later on? No. No. Perfect.\n\nThat's not a problem. Yeah. That's okay. Yeah. Yes.\n\nYep. That is correct. Yeah. Yes. Yes.\n\nThat's right. Yeah. Sort of like yeah. No. That's absolutely fine.\n\nSo at the moment, having a look at the where the claim was, you have what's called an ADL definition, which is activities of daily living. So in order to claim on that policy, you need to be able to receive assistance with two of the five activities of daily living, things like bathing, eating, dressing, you know, getting in and out of bed. You sort of need help. Need to show you need help with those things. Okay.\n\nYes, ma'am. Okay. Okay. Do you so you still you said that because I think let me look at the file here, and it did say that you were due to have surgery recently. So are you needing assistance with two of those five aspects, like dressing?\n\nDo you does your wife physically have to help you with those aspects, like dressing or feeding or bathing or how's everything? Yep. Right. Right. Okay.\n\nNo. That's alright. Yeah. Yep. Yep.\n\nThat's okay. What I can do if you like is I can contact the insurer and speak to the claims department and find out what they would actually need as evidence, whether it's like a letter. Because I know to claim on this, you do need to have medical support from two doctors. One of those being a specialist as well as one can be, like, your local GP. But I can find out and ask them clients in the claims department for them to specify exactly what it is that they're needing for you to be able to try and claim on that again.\n\nI know with the toenails, as much as that is needing assistance, they don't technically consider that, like, an everyday activity of daily living. It's more just the main things like bathing, dressing, feeding, getting in and out of the shower and the bath, toileting, and things like that. So the big things. But if you like, I can contact my team. Like, we can contact the claims department from Nios.\n\nWe can talk to them about exactly what they would need with regard to the ADL definition, and then we can always come back and try to reassess that with you. Does that sound like something you'd be comfortable with me doing? Yeah? Yeah. Beautiful.\n\nThat way you don't have to go through that whole claims process again until we know we're able to do so. But it gives you a bit of clarity around how to claim on that TBD. If you are not able to go back to work and you do need assistance, we do wanna try and claim, but we don't want you to keep claiming and be given a decline every time. It's not great for yourself. So I'll go back and do a bit of it is.\n\nIt is. Yeah. So we'll I'll go back, and I'll find out from the claims team what they exactly want, what they need, what kind of evidence they're gonna ask for, and then we can, you know, come back to you and let you know what we're gonna need so you can keep working with your doctors. Because do you go back to the doctor very on a regular basis to have things looked at? How often do you see your doctors?\n\nYep. Yep. Okay. Yep. Yep.\n\nOkay. No. Not a problem at all. Well, I'll go back and switch to the claims team. Yeah.\n\nYes. Yep. Yep. Yep. That's okay.\n\nNot a problem at all. And you're in December. Okay. Perfect. And the doctors are basically saying you're not gonna be able to go back to landscaping.\n\nThey they you're gonna have to find something else. Is that right? Yep. Yep. Okay.\n\nAnd you're on workers' compensation at the moment. Is that right? Yep. How much are you sort of receiving from that on a regular basis? What's the amount you're sort of receiving there currently?\n\n1,200 per week. And is your wife worth Oh, wow. And do you know how long that's expected to continue for Get receiving those funds? Okay. Okay.\n\nYep. Okay. Beautiful. That was an injury that happened at work then, so you should be on workers' compensation. Yep.\n\nOkay. Well, if they do happen to give you a settlement, give me a call. Let me know because we can definitely help provide some advice on what to do with the funds to, you know, provide benefit for you. Okay? Yeah.\n\nYeah. Absolutely. Not a problem. And so with your wife, is she working at the moment as well? Or yes.\n\nBeautiful. And how are you sort of finding expenses? Are you guys okay covering expenses? Is money a little bit tight at the moment? Are you managing to put much away in savings?\n\nOr yep. Okay. Yep. Yep. No worries.\n\nAnd no saving. Okay. Yeah. Oh, no. I'm sorry.\n\nYeah. Yep. Oh, wow. So you are? Oh, that's a shame.\n\nAnd so are you still going to Mexico for that holiday? Or Yeah. Wow. Wow. That's awesome.\n\nWell, I hope you have a really good time. It's giving you something to look forward to, which is important for the moment. So beautiful. Yeah. Absolutely.\n\nPerfect. Well, I'll go back. I'll do a bit of research there for you. I'll look at reducing your risk level. I'll have a look at your super fund you're in now versus anything else, the SMA product versus maybe just altering some of the investments in here for you.\n\nI'll also get my team to go back and speak to claims team. We'll have a look at what we need in order to, you know, be able to claim on that ADL definition. We can come back and do catches in the meantime, and we'll maybe update this advice for you for the moment and then do regular catch ups moving forward. Does that sound okay? Have I touched on everything that you sort of wanted to?\n\nIs there anything further you wanted to ask me relate in relation to any of those things? Yeah. Yeah. Beautiful. Beautiful.\n\nI just also wanted to update any of your assets and liabilities as well just sort of making sure that our records are updated from last time. I can see here that your sorry. Your car, you had a a vehicle with a value of about 3,000. What kind of car do you guys have? Yep.\n\nPerfect. What sort of cars are they? Yep. Okay. Perfect.\n\nYep. Perfect. And what sort of value would you put on the camera, do you think? That's right. Beautiful.\n\nDo you have loans on any of those vehicles, or are they owned completely outright? Beautiful. Excellent. You did have understandable. You did have about 6,000 in savings.\n\nYou don't have that anymore. You sort of mentioned you don't have any savings at the moment. Okay. Yep. Yep.\n\nThat's okay. You'll at least enjoy your time while you're there, and that's important. Those memories are important. So let's see. Beautiful.\n\nLovely. Other assets I do like to note down are things like your contents insurance. Do you guys have contents insurance on your on your house or on your contents there, and what's the value would you put on your contents, do you think? Yeah. No.\n\nThat's okay. Not a problem at all. And you mentioned that you're renting no. That's okay. And how much are you renting the property for at the moment?\n\n$4.50. Is that per week? Yep. Okay. Beautiful.\n\nIs there any other assets or anything else of value that you would wanna note on here at all? Nope. That's okay. Beautiful. And the other thing I do like to touch base on is the estate planning aspects as well.\n\nSo have you guys got a will, a valid will? Have you talked about doing a will or a power of attorney or anything like that? Okay. Yep. It's not something you guys have talked about doing recently.\n\nRight. That's right. Yeah. It is definitely one of those things we do like to touch base on. Having a will and a valid power of attorney for yourself and your wife is really important.\n\nJust making sure with your sleep, we tend to have and with your life insurance, we tend to have beneficiary nominations applied. But everything outside of that, like your home and contents, your cars, your savings accounts, you know, any family ailments that you might have, all those things aren't incorporated into that sort of into the beneficiary side of things. So having a will done up with a solicitor is really important. You can also do it cheaper by having, like, a will kit set up, or you can do it through, you know, the government with the with the help of your state trustees. But having a valid will in place just means that in the event that something happens to one or both of you, that all of your, you know, assets can be pulled together and directed to where you want them to go.\n\nSo without having your will in place, everything kinda has to go through probate, which for your family can be a costly and lengthy process. So it is definitely really important to have a will done up. If you wanted to, we could always send through an email after the call just with some information on a local school so that we can refer you to. It has a costing of what they charge to do, Will, just to kinda start the conversation. Would you like me to organize that for you, Ross?\n\nYeah. Beautiful. I'll get that emailed enough for you shortly. You alright? Absolutely.\n\nYes. Yeah. You can do. Essentially, you can have your will set up so that you can direct certain assets to certain people. With that kind of scenario where you're sort of picking what you want.\n\nMy grandmother honestly did that when she was moving into a nursing home, and she kind of just set it up in a book with her executor. And she got while she was still alive, she got everyone to come around and basically pick what they wanted, and they just had it kind of noted that this is what they wanted on her passing, and that was kind of entered into the will into the will. It was like a book it came with. Yeah. So that absolutely can happen, but it is something you wanna kinda talk to your family members about before you pass away, letting you know, working at what they do and or don't want so you can kind of have it noted in the will.\n\nThis is what this person's gonna get. Oh, okay. Oh, he probably doesn't know yet. Probably doesn't know just yet. Yeah.\n\nAlternatively, yeah, alternatively, another way of the structuring is that everything kinda just gets sold off, liquidated, and then the money can just be spread across. Another good aspect is because your kids are still quite young, they're you how many kids do you have? Just two and they're both 18? Both young? Yeah.\n\nYeah. So be okay. Yeah. Perfect. So another way of sort of looking at it is because one of your kids is they're both 18, so still technically your financial dependent.\n\nHaving things, you could have the money put into trust for them in the event of something happening, have the money go into trust and distributed to them, you know, at a later date when they turn 18 or 21 or 30 or whatever you kind of just choose or decide. Or you can have it sort of set up so it distributes income to them at, you know, certain points of time. So having a will join up by solicitor allows you a lot more structure around what you want to happen, how you want it to be paid. You can have, you know, trust set up. Some money can be be distributed to children in certain assets.\n\nIt just gives you a lot more control over what you want to happen to all of your assets and things. Does that help? Does that answer your question? Yeah. Yep.\n\nPerfect. But I'll send through the email after the call for you just so you have that information there around the solicitor's details, the cost of setting up a will, because it is something to maybe have a chat about with your wife and work out what your wishes are, and also a power of attorney. So another really big important asset is having a power of attorney in place. So in the event that you're unable to make decisions on your own, whether that be financial or whether that be, you know, medical decisions that someone knows what you want to happen and that you've got someone appointed to follow the direction that you've outlaid. So having a power of attorney yes.\n\nSorry. Yeah. That's a really good question. So we've actually helped you set up your beneficiary nomination on your super and your life insurance, which note here that your wife is a 100% beneficiary. And that means if you were to pass away, your super and your life proceeds can be paid directly to her, but that's very different.\n\nIt it does only with your super and your life cover. It doesn't cover anything that's not your life insurance or your superannuation. So everything outside of those two things is encompassed into a will. And apart yeah. Yep.\n\nYep. That's No. No. So the beneficiary nominations for super only covers your super balance, which can be paid to your wife and your life insurance proceeds, which again get paid to your wife. They're covered by the beneficiary nominations that you have set up already, and they're correct as per your wishes.\n\nEverything outside of super is your home, your contents, your cars, your savings accounts, anything that's out, you know, in your home, on your bank accounts, those are all separate, and those are estate assets, whereas your super and your life cover are not. Sorry. So power of attorney is completely separate again. A power of attorney is you nominating an attorney to make decisions in the event that you're unable to whilst you're still living. So a power of attorney, if you, say, have a car accident and you're in, you know, a medical coma or you're having surgery and you can't make those decisions for you, a power of attorney can be placed in force, and it's a legal document set up by a solicitor, and that person has direction to make wishes for you.\n\nThey can decide what surgery you're gonna have, whether they get you have surgery or not, you know, if if you're in a medical coma. No. They don't. No. No.\n\nIt's all kinda gotta be set up whilst you have capacity to do so. The power of attorney and will all needs to be done whilst you have mental and physical capacity to make those decisions. It would go into probate. Essentially, your wife would still be able to live in the house and do all the bits and pieces. It wouldn't be a problem, but it would go in everything would have to go through probate, which essentially means that it goes through a court process, and the judge decides what happens to all of your assets in accordance with local or, you know, state legislation.\n\nMajority of the time, it all passes directly to your wife. That's normally how we all want it to go, but there are certain circumstances where we want something different to maybe go to a mother or brother or sister or a cousin or just someone we wanna look after or we wanna bequest something to, maybe to a charity that we like or something. So, normally, all this goes direct to your wife, but there are instances where somebody can come up, make a claim, and a judge says, hey. Yeah. You're entitled to a claim on this.\n\nI'm gonna give you this much money or this is gonna go to you. So it's just that it can. It can. Yeah. It's always that can be the hardest time for a family going through that probate process.\n\nIt is lengthy and can be quite costly to the estate as well. So it is something to definitely consider. Yeah. Yep. Wow.\n\nYeah. That's exactly right. Absolutely. Absolutely. And with a power of attorney that goes into place whilst you're still living, a power of attorney is null and void once you pass away, and that's when the will comes into play as well as your beneficiary nominations.\n\nSo long as you have a will set up, a power of attorney, and your beneficiaries, then you've generally covered all of your bases. There are instances where, you know, nothing is ever a 100% locked in. People can always come out and make a claim. However, having the power of attorney that notes your wishes, having a will that's structured to, you know, make sure your wishes are adhered to, and your beneficiary nominations on your super and your life cover, having all those things in place gives everyone direction as to what you wanted to happen. So the the idea is that people should follow that direction.\n\nOkay? Yeah. It's a lot, isn't it? Yeah. No.\n\nThat's okay. That's what we're here for. You're welcome to ask any question you like. Okay. All good.\n\nThat's okay. I just want to double check. I've got your wife, Adriana, as your next of kin on our file. That's still all correct. You're happy to keep that as it is?\n\nYep. Beautiful. Lovely. Lovely. Beautiful.\n\nIs there any other goals I know sort of working forward looking at super reducing a bit of risk there for you? All going well. When are you sort of hoping to be able to retire? Are you sort of looking at 60, or do you think if if and when you go back to work, if you find something you're comfortable doing that you might be able to work a bit longer? What's your sort of goal age at the moment for retirement?\n\nWell, at the moment, you can retire at 60 if you want. Yeah. Yeah. Yeah. 67 is the age if eligible to apply for the age pension through Centrelink.\n\nUnder the current legislation, if you retire at the age of 60, you can access your super tax free. Yeah. As long as you can. Yeah. That's okay.\n\nYou're still really young. That's okay. You're still really young. When we look at the advice, we currently only look at the next ten years because anything beyond that, there's too many factors that could change in your life. So we'll look at the next ten years with regards to the advice and then keep altering and updating it and doing cat tests with you.\n\nYou've got your holiday coming up in October, which is fantastic. Is there anything else goal wise that you're looking to achieve in the next one, two, three, five years, or are you sort of just hoping to find some sort of work and get back into things, or what's your thoughts? Yep. That's okay. Not a problem at all.\n\nYeah. Yeah. Absolutely. Not an issue at all. Well, I'll send out an email after the call for you just with a bit of a follow-up on what we've gone through, what I'm gonna look at just to kinda give you a bit of a recap because we've touched on a lot of different areas.\n\nI'm also gonna send through the lawyer's information for you guys so you can have a bit of a look at the costing and everything there. I'm also just gonna send you an annual review pack to you as well. It's got your ongoing service agreement for the next twelve months there with that 1.65. It's also got the financial services guide in there for you, which outlines everything about who we are, what we do. The lovely photo of me and my licensing details in there for you as well because I'm a full licensed adviser, and my registration number through Aftik is 1304394.\n\nAnd it's also got your portfolio report for you to have a look at. I've got a few other little documents there for you to sort of view. When that comes through to your email, if you can just sign and return for me, that would be fabulous, and I'll do some additional research and update this advice for you. And I'll go back and make sure I speak to the claims department and see what we can do about that PPD so we can get a guide on when we might be able to claiming on that PPD cover for you. How does that sound?\n\nYep. Beautiful. Have I missed anything? Is there anything else that you kind of wanted me to touch on or any other questions at all? Yep.\n\nBeautiful. Beautiful. If there's anything else, Russ, let me know. You'll also have my direct email, so you can shoot me an email back if you need anything. And I'll get stuck into this research for you, and I'll get the plan together.\n\nI would like to maybe book you in for sort of two weeks to have that advice presented. Is that okay? Beautiful. So that brings us up to where are we at? The fifteenth today.\n\nThat brings us up to the April 29. Did you want kinda this time in the morning on a Wednesday? Does that suit you better? Or yes. Yeah.\n\nAbsolutely. And did you want the same time, 09:00 in the morning? Yes. Beautiful. So I'll make it the thirtieth, which is the the April 30 at 9AM, and I'll have that advice document ready to go.\n\nI'll do the research in the meantime, and we'll go through that together. Okay? My pleasure, Ross. It's been a pleasure chatting to you today. I'll get all everything sorted, and, yeah, we'll make sure we do catch ups and see how things are going and see how the markets will go for us over the next few months.\n\nBeautiful. Thank you so much for your time. I hope you have a lovely day. Thank you. I'll talk to you soon.\n\nAppreciate it. Thanks. Bye.","paragraphs":[{"sentences":[{"text":"Hi, Ross.","start":2.6399999,"end":3.28,"sentiment":"neutral","sentiment_score":-0.02172595215961337},{"text":"I'm so sorry.","start":3.28,"end":3.9199998,"sentiment":"neutral","sentiment_score":-0.24066175520420074},{"text":"I don't know what happened.","start":3.9199998,"end":4.98,"sentiment":"neutral","sentiment_score":-0.3067336678504944},{"text":"Yeah.","start":8.88,"end":9.38,"sentiment":"neutral","sentiment_score":-0.05990827828645706},{"text":"That's okay.","start":9.44,"end":10.16,"sentiment":"neutral","sentiment_score":-0.05362459644675255}],"sentiment":"neutral","sentiment_score":-0.18971253695109716,"num_words":13,"start":2.6399999,"end":10.16},{"sentences":[{"text":"I could hear music, and then it just kinda went dead.","start":10.16,"end":12.82,"sentiment":"neutral","sentiment_score":-0.19608519023114984},{"text":"I thought maybe no.","start":13.12,"end":15.745,"sentiment":"neutral","sentiment_score":-0.12511442694813013},{"text":"It's honestly okay.","start":15.745,"end":16.705,"sentiment":"neutral","sentiment_score":0.18314620107412338},{"text":"It's not a problem at all.","start":16.705,"end":18.164999,"sentiment":"positive","sentiment_score":0.39269313712914783},{"text":"The last thing we were kinda talking about was looking at maybe moving into that estimate product, and you sort of you're okay with me maybe looking at that for you and updating the advice to reflect that?","start":18.385,"end":28.884998,"sentiment":"neutral","sentiment_score":0.044320336788108476}],"sentiment":"neutral","sentiment_score":0.03116734554210017,"num_words":62,"start":10.16,"end":28.884998},{"sentences":[{"text":"Yep.","start":30.130001,"end":30.53,"sentiment":"neutral","sentiment_score":0.14105771481990814},{"text":"Yep.","start":30.53,"end":30.77,"sentiment":"neutral","sentiment_score":0.242557629942894},{"text":"Beautiful.","start":30.77,"end":31.17,"sentiment":"positive","sentiment_score":0.588733434677124},{"text":"Well, what I'll do is I yeah.","start":31.17,"end":34.55,"sentiment":"neutral","sentiment_score":0.26153222790786196},{"text":"Absolutely.","start":34.93,"end":35.43,"sentiment":"neutral","sentiment_score":0.2268550395965576}],"sentiment":"neutral","sentiment_score":0.27544812858104706,"num_words":11,"start":30.130001,"end":35.43},{"sentences":[{"text":"Mhmm.","start":38.93,"end":39.43,"sentiment":"neutral","sentiment_score":0.011988136917352676},{"text":"Yeah.","start":41.665,"end":42.165,"sentiment":"neutral","sentiment_score":0.09120596945285796},{"text":"Absolutely.","start":42.225002,"end":42.725002,"sentiment":"neutral","sentiment_score":0.19685795903205872},{"text":"Not a problem at all.","start":43.105003,"end":44.385002,"sentiment":"neutral","sentiment_score":0.20661766529083253},{"text":"So what I'll do is I'll do the research.","start":44.385002,"end":46.245003,"sentiment":"neutral","sentiment_score":0.09277563252382809}],"sentiment":"neutral","sentiment_score":0.12753653438652263,"num_words":17,"start":38.93,"end":46.245003},{"sentences":[{"text":"Yeah.","start":50.065002,"end":50.565002,"sentiment":"neutral","sentiment_score":0.07823030650615692},{"text":"Yep.","start":52.705,"end":53.04,"sentiment":"neutral","sentiment_score":0.05925685912370682},{"text":"Yep.","start":59.84,"end":60.16,"sentiment":"neutral","sentiment_score":0.15728197991847992},{"text":"That's okay.","start":60.16,"end":60.98,"sentiment":"neutral","sentiment_score":0.2472546100616455},{"text":"Not a problem at all.","start":61.04,"end":62.0,"sentiment":"neutral","sentiment_score":0.29588513970375063}],"sentiment":"neutral","sentiment_score":0.22687040641903877,"num_words":10,"start":50.065002,"end":62.0},{"sentences":[{"text":"I'll do the research to make sure it's gonna work.","start":62.0,"end":64.96,"sentiment":"neutral","sentiment_score":0.22244745939970018},{"text":"I can update the advice to reflect.","start":64.96,"end":66.74,"sentiment":"neutral","sentiment_score":0.1833917200565338},{"text":"We can come back in about two weeks, go through the advice document together so you can see that, then you get the option of taking on the recommendations there.","start":67.2,"end":75.215004,"sentiment":"neutral","sentiment_score":0.1644342914223671},{"text":"And then we can still touch base in about three months.","start":75.215004,"end":77.455,"sentiment":"neutral","sentiment_score":0.12011929601430893},{"text":"We can still sort of follow-up to see how things are looking and what the you know, how they're tracking and just sort of keep updated.","start":77.455,"end":84.22,"sentiment":"neutral","sentiment_score":0.15193719187608132}],"sentiment":"neutral","sentiment_score":0.16324910264284836,"num_words":84,"start":62.0,"end":84.22},{"sentences":[{"text":"Does that sound okay with you?","start":84.22,"end":85.840004,"sentiment":"neutral","sentiment_score":0.17660883565743765},{"text":"Yeah.","start":87.100006,"end":87.58,"sentiment":"neutral","sentiment_score":0.30160361528396606},{"text":"Beautiful.","start":87.58,"end":88.08,"sentiment":"positive","sentiment_score":0.6558427810668945},{"text":"Beautiful.","start":88.380005,"end":88.880005,"sentiment":"positive","sentiment_score":0.6218833327293396},{"text":"So I'll go back and update that.","start":89.100006,"end":90.700005,"sentiment":"neutral","sentiment_score":0.32195324131420683}],"sentiment":"neutral","sentiment_score":0.3057909645140171,"num_words":16,"start":84.22,"end":90.700005},{"sentences":[{"text":"I'll look at maneuvering you down into that balanced growth environment there, reducing your risk level, and I'll have a look at the estimate product for you as well.","start":90.700005,"end":99.565,"sentiment":"neutral","sentiment_score":0.3080995090562722},{"text":"I'll only make the recommendation if there's gonna be a benefit to you and making sure I'm tracking and looking at what the consequences are because your super fund still has to account for taxation.","start":100.105,"end":111.46,"sentiment":"neutral","sentiment_score":0.23319643554942948},{"text":"It still does a tax return every year just like you do in your own name.","start":111.92,"end":116.020004,"sentiment":"neutral","sentiment_score":0.07959142350591719},{"text":"So your super fund does have to pay CGT.","start":116.48,"end":118.82,"sentiment":"neutral","sentiment_score":0.09509768005874422},{"text":"So we'll definitely have a look and see what that does.","start":118.96,"end":121.380005,"sentiment":"neutral","sentiment_score":0.24566806717352432}],"sentiment":"neutral","sentiment_score":0.21928451642394065,"num_words":100,"start":90.700005,"end":121.380005},{"sentences":[{"text":"With the, I'll also look at the other thing is with the SMA product, it does tend to work out better in a different fund.","start":122.32,"end":131.635,"sentiment":"neutral","sentiment_score":0.23885296940803527},{"text":"If I was to recommend you move to another fund, which might be cheaper, saving you on fees to be able to really get the benefit of that estimate product.","start":131.635,"end":139.65001,"sentiment":"neutral","sentiment_score":0.3276639694968859},{"text":"Do you have any issues with that?","start":139.87001,"end":141.39,"sentiment":"neutral","sentiment_score":0.08191730773874692},{"text":"Are you comfortable with me making that recommendation as well if that works out to benefit you?","start":141.39,"end":146.21,"sentiment":"neutral","sentiment_score":0.31871281169793186},{"text":"Yeah.","start":148.19,"end":148.67,"sentiment":"neutral","sentiment_score":0.05486338585615158}],"sentiment":"neutral","sentiment_score":0.273095570737496,"num_words":80,"start":122.32,"end":148.67},{"sentences":[{"text":"Yeah.","start":148.67,"end":149.17,"sentiment":"neutral","sentiment_score":0.04532022774219513},{"text":"I don't Yeah.","start":149.95,"end":154.675,"sentiment":"neutral","sentiment_score":-0.05468245595693588},{"text":"No.","start":154.675,"end":154.835,"sentiment":"neutral","sentiment_score":-0.10000885277986526},{"text":"That's absolutely fine.","start":154.835,"end":156.215,"sentiment":"neutral","sentiment_score":0.0026060516635576883},{"text":"If I find it's not gonna work and the estimate is probably not gonna work for you and the, you know, maneuvering of sleep, it doesn't work.","start":156.27501,"end":162.035,"sentiment":"neutral","sentiment_score":-0.282735604930807}],"sentiment":"neutral","sentiment_score":-0.22413654774427413,"num_words":35,"start":148.67,"end":162.035},{"sentences":[{"text":"I can always just look at and I did a research on all the options anyway.","start":162.035,"end":165.735,"sentiment":"neutral","sentiment_score":-0.024275702191516757},{"text":"But I'll also just look at maneuvering the risk in your current portfolio, maybe swapping some investments out and looking at the CGT consequences for that as well.","start":166.23001,"end":174.09001,"sentiment":"neutral","sentiment_score":0.03974155695842845},{"text":"And I'll work out the best way what's gonna be, a, put you in a good position, reduce your risk level, hopefully save you in fees, but also making sure we're not gonna, you know, have to cement too much in the way of tax consequences for you.","start":174.47,"end":188.02501,"sentiment":"neutral","sentiment_score":0.14711566927144304},{"text":"Is that okay?","start":188.02501,"end":188.925,"sentiment":"neutral","sentiment_score":0.10990425944328308},{"text":"Yep.","start":189.225,"end":189.725,"sentiment":"neutral","sentiment_score":0.2706218361854553}],"sentiment":"neutral","sentiment_score":0.08735665728454478,"num_words":96,"start":162.035,"end":189.725},{"sentences":[{"text":"Beautiful.","start":190.505,"end":191.005,"sentiment":"positive","sentiment_score":0.5732098817825317},{"text":"I'll do all that research and have a look at things.","start":192.345,"end":194.65,"sentiment":"positive","sentiment_score":0.38168987360867584},{"text":"While you're not working, it can sometimes work out a bit more beneficial to maneuver the super fund.","start":195.03,"end":201.37,"sentiment":"neutral","sentiment_score":0.11565955148802863},{"text":"If we find something cheaper that's gonna work better for you, sometimes it just works a little bit easy because we can make all those changes, but you don't sort of have contributions to have to maneuver around.","start":201.51,"end":211.285,"sentiment":"neutral","sentiment_score":0.248304582029385},{"text":"So it can also work out in a benefit to be doing that now as well if it if it comes down to the research shows a positive result for you.","start":211.665,"end":219.21,"sentiment":"positive","sentiment_score":0.5037322025145253}],"sentiment":"neutral","sentiment_score":0.3222721496295899,"num_words":99,"start":190.505,"end":219.21},{"sentences":[{"text":"But I'll do all the different research options.","start":219.21,"end":221.79001,"sentiment":"neutral","sentiment_score":0.19344261102378368},{"text":"I'll look at what's gonna work out for you, and then we'll come back and we'll go through the advice together, and then you can let me know whether you'll have to take the advice or not.","start":222.01,"end":230.17,"sentiment":"neutral","sentiment_score":0.1703066670814076},{"text":"Does that sound alright?","start":230.17,"end":231.39,"sentiment":"neutral","sentiment_score":0.09915230982005596},{"text":"Yep.","start":232.515,"end":232.995,"sentiment":"positive","sentiment_score":0.42504608631134033},{"text":"Beautiful.","start":232.995,"end":233.495,"sentiment":"positive","sentiment_score":0.739578366279602}],"sentiment":"neutral","sentiment_score":0.18451218160928465,"num_words":51,"start":219.21,"end":233.495},{"sentences":[{"text":"And you're happy to retain the insurances as they are at the moment.","start":234.11499,"end":237.555,"sentiment":"positive","sentiment_score":0.5764176639226767},{"text":"No no changes to make there.","start":237.555,"end":239.075,"sentiment":"neutral","sentiment_score":0.12065881366531055},{"text":"We'll kinda review that down the track.","start":239.075,"end":240.83499,"sentiment":"neutral","sentiment_score":0.30403040988104685},{"text":"Is that right?","start":240.83499,"end":241.655,"sentiment":"neutral","sentiment_score":0.2269496371348699},{"text":"Yep.","start":242.915,"end":243.31499,"sentiment":"neutral","sentiment_score":0.2797764837741852}],"sentiment":"positive","sentiment_score":0.37687402591109276,"num_words":30,"start":234.11499,"end":243.31499},{"sentences":[{"text":"Beautiful.","start":243.31499,"end":243.81499,"sentiment":"positive","sentiment_score":0.6672848463058472},{"text":"Excellent.","start":244.03499,"end":244.53499,"sentiment":"positive","sentiment_score":0.7519480586051941},{"text":"Lovely.","start":245.34001,"end":245.84001,"sentiment":"positive","sentiment_score":0.681855320930481},{"text":"And just with the what we sort of spoke about earlier with regard to the super and the the permanent incapacity claiming, you don't wanna kinda do that at the moment.","start":246.3,"end":255.18001,"sentiment":"neutral","sentiment_score":-0.02808796362050118},{"text":"I mean, even if you did try to claim incapacity and it was approved, it just makes the the funds available.","start":255.18001,"end":261.64502,"sentiment":"neutral","sentiment_score":0.02238180031556459}],"sentiment":"neutral","sentiment_score":0.030915984731506217,"num_words":55,"start":243.31499,"end":261.64502},{"sentences":[{"text":"You don't have to take them out in any way, shape, or form.","start":261.945,"end":265.005,"sentiment":"neutral","sentiment_score":-0.006974443076894834},{"text":"Did you wanna maybe look at trying for that, or is it something you maybe wanna talk about down the track or we reevaluate later on?","start":265.385,"end":271.64502,"sentiment":"neutral","sentiment_score":-0.011036129883275582},{"text":"No.","start":275.4,"end":275.63998,"sentiment":"neutral","sentiment_score":-0.1300193816423416},{"text":"No.","start":275.63998,"end":275.96,"sentiment":"neutral","sentiment_score":-0.08411554247140884},{"text":"Perfect.","start":275.96,"end":276.46,"sentiment":"neutral","sentiment_score":0.0934588834643364}],"sentiment":"neutral","sentiment_score":-0.011863885181290763,"num_words":42,"start":261.945,"end":276.46},{"sentences":[{"text":"That's not a problem.","start":276.52,"end":277.63998,"sentiment":"neutral","sentiment_score":0.06811022944748402},{"text":"Yeah.","start":277.63998,"end":277.8,"sentiment":"neutral","sentiment_score":0.04651123657822609},{"text":"That's okay.","start":277.8,"end":278.62,"sentiment":"neutral","sentiment_score":0.05193758383393288},{"text":"Yeah.","start":282.76,"end":283.26,"sentiment":"neutral","sentiment_score":-0.013462296687066557},{"text":"Yes.","start":292.695,"end":293.195,"sentiment":"neutral","sentiment_score":-0.09920762479305267}],"sentiment":"neutral","sentiment_score":0.034461933395100966,"num_words":9,"start":276.52,"end":293.195},{"sentences":[{"text":"Yep.","start":297.91,"end":298.41,"sentiment":"neutral","sentiment_score":-0.057498298585414886},{"text":"That is correct.","start":302.63,"end":303.77,"sentiment":"neutral","sentiment_score":-0.05416250849763552},{"text":"Yeah.","start":304.07,"end":304.57,"sentiment":"neutral","sentiment_score":-0.03822392225265503},{"text":"Yes.","start":304.63,"end":305.13,"sentiment":"neutral","sentiment_score":-0.033392973244190216},{"text":"Yes.","start":305.27,"end":305.77,"sentiment":"neutral","sentiment_score":-0.04727669432759285}],"sentiment":"neutral","sentiment_score":-0.04841134484325137,"num_words":7,"start":297.91,"end":305.77},{"sentences":[{"text":"That's right.","start":307.11,"end":307.59,"sentiment":"neutral","sentiment_score":0.0024155263090506196},{"text":"Yeah.","start":307.59,"end":307.91,"sentiment":"neutral","sentiment_score":-0.01063990779221058},{"text":"Sort of like yeah.","start":307.91,"end":309.455,"sentiment":"neutral","sentiment_score":-0.04829518310725689},{"text":"No.","start":309.455,"end":309.615,"sentiment":"neutral","sentiment_score":-0.1360650658607483},{"text":"That's absolutely fine.","start":309.615,"end":310.915,"sentiment":"neutral","sentiment_score":-0.029335891207059223}],"sentiment":"neutral","sentiment_score":-0.03846021155318753,"num_words":11,"start":307.11,"end":310.915},{"sentences":[{"text":"So at the moment, having a look at the where the claim was, you have what's called an ADL definition, which is activities of daily living.","start":311.135,"end":318.495,"sentiment":"neutral","sentiment_score":-0.03197342694665377},{"text":"So in order to claim on that policy, you need to be able to receive assistance with two of the five activities of daily living, things like bathing, eating, dressing, you know, getting in and out of bed.","start":318.495,"end":330.80002,"sentiment":"neutral","sentiment_score":0.12032398042318068},{"text":"You sort of need help.","start":331.26,"end":332.64,"sentiment":"neutral","sentiment_score":0.07329168170690536},{"text":"Need to show you need help with those things.","start":332.875,"end":334.895,"sentiment":"neutral","sentiment_score":0.08398845874600941},{"text":"Okay.","start":335.275,"end":335.775,"sentiment":"neutral","sentiment_score":0.01003081351518631}],"sentiment":"neutral","sentiment_score":0.06168844944597045,"num_words":79,"start":311.135,"end":335.775},{"sentences":[{"text":"Yes, ma'am.","start":340.395,"end":341.215,"sentiment":"neutral","sentiment_score":0.025972933508455753},{"text":"Okay.","start":342.235,"end":342.735,"sentiment":"neutral","sentiment_score":-0.09307152032852171},{"text":"Okay.","start":347.93002,"end":348.43002,"sentiment":"neutral","sentiment_score":-0.06545550376176834},{"text":"Do you so you still you said that because I think let me look at the file here, and it did say that you were due to have surgery recently.","start":348.57,"end":356.27002,"sentiment":"neutral","sentiment_score":-0.021509218402206896},{"text":"So are you needing assistance with two of those five aspects, like dressing?","start":356.33002,"end":361.20502,"sentiment":"neutral","sentiment_score":0.03811263321683957}],"sentiment":"neutral","sentiment_score":-0.005455180368524917,"num_words":47,"start":340.395,"end":361.20502},{"sentences":[{"text":"Do you does your wife physically have to help you with those aspects, like dressing or feeding or bathing or how's everything?","start":361.825,"end":369.045,"sentiment":"neutral","sentiment_score":0.00992011617530476},{"text":"Yep.","start":377.68,"end":378.18,"sentiment":"neutral","sentiment_score":-0.17462554574012756},{"text":"Right.","start":381.28,"end":381.78,"sentiment":"neutral","sentiment_score":-0.2757030725479126},{"text":"Right.","start":387.93503,"end":388.43503,"sentiment":"neutral","sentiment_score":-0.27334386110305786},{"text":"Okay.","start":395.87,"end":396.37,"sentiment":"neutral","sentiment_score":-0.12871083617210388}],"sentiment":"neutral","sentiment_score":-0.02439002921948066,"num_words":26,"start":361.825,"end":396.37},{"sentences":[{"text":"No.","start":396.51,"end":396.75,"sentiment":"neutral","sentiment_score":-0.2178354561328888},{"text":"That's alright.","start":396.75,"end":397.49,"sentiment":"neutral","sentiment_score":-0.17239810526371002},{"text":"Yeah.","start":409.08502,"end":409.58502,"sentiment":"neutral","sentiment_score":-0.07789234817028046},{"text":"Yep.","start":409.885,"end":410.385,"sentiment":"neutral","sentiment_score":-0.05873095989227295},{"text":"Yep.","start":415.80502,"end":416.125,"sentiment":"neutral","sentiment_score":0.07048990577459335}],"sentiment":"neutral","sentiment_score":-0.10479417815804482,"num_words":6,"start":396.51,"end":416.125},{"sentences":[{"text":"That's okay.","start":416.125,"end":416.765,"sentiment":"neutral","sentiment_score":0.18106704950332642},{"text":"What I can do if you like is I can contact the insurer and speak to the claims department and find out what they would actually need as evidence, whether it's like a letter.","start":416.765,"end":426.25,"sentiment":"neutral","sentiment_score":0.01475059854633668},{"text":"Because I know to claim on this, you do need to have medical support from two doctors.","start":426.25,"end":431.37,"sentiment":"neutral","sentiment_score":-0.07505872714168885},{"text":"One of those being a specialist as well as one can be, like, your local GP.","start":431.37,"end":435.23,"sentiment":"neutral","sentiment_score":0.02007994963787496},{"text":"But I can find out and ask them clients in the claims department for them to specify exactly what it is that they're needing for you to be able to try and claim on that again.","start":435.845,"end":445.065,"sentiment":"neutral","sentiment_score":0.00647278047270245}],"sentiment":"neutral","sentiment_score":0.0013519559942540668,"num_words":105,"start":416.125,"end":445.065},{"sentences":[{"text":"I know with the toenails, as much as that is needing assistance, they don't technically consider that, like, an everyday activity of daily living.","start":445.525,"end":454.12997,"sentiment":"neutral","sentiment_score":-0.0646197594081362},{"text":"It's more just the main things like bathing, dressing, feeding, getting in and out of the shower and the bath, toileting, and things like that.","start":455.06998,"end":463.25,"sentiment":"neutral","sentiment_score":-0.007454394726082682},{"text":"So the big things.","start":464.515,"end":465.39502,"sentiment":"neutral","sentiment_score":0.014388889539986849},{"text":"But if you like, I can contact my team.","start":465.39502,"end":467.39502,"sentiment":"neutral","sentiment_score":0.04080173787143496},{"text":"Like, we can contact the claims department from Nios.","start":467.39502,"end":469.715,"sentiment":"neutral","sentiment_score":0.08637859051426251}],"sentiment":"neutral","sentiment_score":-0.007535994088959316,"num_words":71,"start":445.525,"end":469.715},{"sentences":[{"text":"We can talk to them about exactly what they would need with regard to the ADL definition, and then we can always come back and try to reassess that with you.","start":469.715,"end":478.11502,"sentiment":"neutral","sentiment_score":0.09885198725087027},{"text":"Does that sound like something you'd be comfortable with me doing?","start":478.11502,"end":480.74,"sentiment":"neutral","sentiment_score":0.09722525389357047},{"text":"Yeah?","start":482.16,"end":482.63998,"sentiment":"neutral","sentiment_score":0.12625275552272797},{"text":"Yeah.","start":482.63998,"end":482.96,"sentiment":"positive","sentiment_score":0.40719443559646606},{"text":"Beautiful.","start":482.96,"end":483.46,"sentiment":"positive","sentiment_score":0.6844737529754639}],"sentiment":"neutral","sentiment_score":0.1189291187044647,"num_words":45,"start":469.715,"end":483.46},{"sentences":[{"text":"That way you don't have to go through that whole claims process again until we know we're able to do so.","start":483.59998,"end":489.69998,"sentiment":"positive","sentiment_score":0.39217872279030935},{"text":"But it gives you a bit of clarity around how to claim on that TBD.","start":489.91998,"end":493.69998,"sentiment":"neutral","sentiment_score":0.2656900952259699},{"text":"If you are not able to go back to work and you do need assistance, we do wanna try and claim, but we don't want you to keep claiming and be given a decline every time.","start":495.19498,"end":504.155,"sentiment":"neutral","sentiment_score":-0.1936131100066834},{"text":"It's not great for yourself.","start":504.155,"end":505.775,"sentiment":"negative","sentiment_score":-0.6715615749359131},{"text":"So I'll go back and do a bit of it is.","start":506.79498,"end":510.37,"sentiment":"neutral","sentiment_score":-0.16644236953421074}],"sentiment":"neutral","sentiment_score":0.0007086216726086354,"num_words":88,"start":483.59998,"end":510.37},{"sentences":[{"text":"It is.","start":510.37,"end":511.11,"sentiment":"neutral","sentiment_score":-0.06048300862312317},{"text":"Yeah.","start":511.16998,"end":511.66998,"sentiment":"neutral","sentiment_score":-0.011958293616771698},{"text":"So we'll I'll go back, and I'll find out from the claims team what they exactly want, what they need, what kind of evidence they're gonna ask for, and then we can, you know, come back to you and let you know what we're gonna need so you can keep working with your doctors.","start":512.29,"end":524.585,"sentiment":"neutral","sentiment_score":0.06327246366870692},{"text":"Because do you go back to the doctor very on a regular basis to have things looked at?","start":524.585,"end":528.745,"sentiment":"neutral","sentiment_score":-0.00003161488307846917},{"text":"How often do you see your doctors?","start":528.745,"end":530.525,"sentiment":"neutral","sentiment_score":-0.01430501283279487}],"sentiment":"neutral","sentiment_score":0.038818104506368044,"num_words":82,"start":510.37,"end":530.525},{"sentences":[{"text":"Yep.","start":533.72,"end":534.22,"sentiment":"neutral","sentiment_score":0.07871644198894501},{"text":"Yep.","start":542.68,"end":543.18,"sentiment":"neutral","sentiment_score":0.09053458273410796},{"text":"Okay.","start":551.89496,"end":552.39496,"sentiment":"neutral","sentiment_score":-0.023400478065013885},{"text":"Yep.","start":558.79,"end":559.29,"sentiment":"neutral","sentiment_score":0.052969545125961304},{"text":"Yep.","start":566.55,"end":566.79,"sentiment":"neutral","sentiment_score":0.06386557966470718}],"sentiment":"neutral","sentiment_score":0.052537134289741515,"num_words":5,"start":533.72,"end":566.79},{"sentences":[{"text":"Okay.","start":566.79,"end":567.27,"sentiment":"neutral","sentiment_score":0.0845637321472168},{"text":"No.","start":567.27,"end":567.51,"sentiment":"neutral","sentiment_score":0.1181652769446373},{"text":"Not a problem at all.","start":567.51,"end":568.39,"sentiment":"neutral","sentiment_score":0.19902221560478212},{"text":"Well, I'll go back and switch to the claims team.","start":568.39,"end":570.57,"sentiment":"neutral","sentiment_score":-0.009673472866415978},{"text":"Yeah.","start":570.71,"end":571.21,"sentiment":"neutral","sentiment_score":-0.0236542709171772}],"sentiment":"neutral","sentiment_score":0.059858393751912646,"num_words":18,"start":566.79,"end":571.21},{"sentences":[{"text":"Yes.","start":573.52496,"end":574.02496,"sentiment":"neutral","sentiment_score":-0.022650618106126785},{"text":"Yep.","start":581.285,"end":581.785,"sentiment":"neutral","sentiment_score":-0.04144691675901413},{"text":"Yep.","start":587.3,"end":587.7,"sentiment":"neutral","sentiment_score":0.015545664355158806},{"text":"Yep.","start":587.7,"end":588.1,"sentiment":"neutral","sentiment_score":0.052616965025663376},{"text":"That's okay.","start":588.1,"end":588.84,"sentiment":"neutral","sentiment_score":0.1426350399851799}],"sentiment":"neutral","sentiment_score":0.04822252908100685,"num_words":6,"start":573.52496,"end":588.84},{"sentences":[{"text":"Not a problem at all.","start":589.06,"end":589.94,"sentiment":"neutral","sentiment_score":0.03600129336118698},{"text":"And you're in December.","start":589.94,"end":592.84,"sentiment":"neutral","sentiment_score":-0.011365696787834167},{"text":"Okay.","start":592.98,"end":593.48,"sentiment":"neutral","sentiment_score":0.2509610652923584},{"text":"Perfect.","start":594.1,"end":594.6,"sentiment":"positive","sentiment_score":0.3404947817325592},{"text":"And the doctors are basically saying you're not gonna be able to go back to landscaping.","start":596.515,"end":599.815,"sentiment":"neutral","sentiment_score":-0.203666219022125}],"sentiment":"neutral","sentiment_score":-0.09380222139535127,"num_words":27,"start":589.06,"end":599.815},{"sentences":[{"text":"They they you're gonna have to find something else.","start":599.955,"end":602.35504,"sentiment":"neutral","sentiment_score":-0.2647342085838318},{"text":"Is that right?","start":602.35504,"end":603.255,"sentiment":"neutral","sentiment_score":-0.04772892718513807},{"text":"Yep.","start":603.875,"end":604.375,"sentiment":"neutral","sentiment_score":-0.012203380465507507},{"text":"Yep.","start":605.555,"end":606.055,"sentiment":"neutral","sentiment_score":-0.005320226773619652},{"text":"Okay.","start":607.315,"end":607.815,"sentiment":"neutral","sentiment_score":-0.004324307665228844}],"sentiment":"neutral","sentiment_score":-0.1698428382476171,"num_words":15,"start":599.955,"end":607.815},{"sentences":[{"text":"And you're on workers' compensation at the moment.","start":608.24,"end":610.48,"sentiment":"neutral","sentiment_score":-0.0175717337988317},{"text":"Is that right?","start":610.48,"end":611.37994,"sentiment":"neutral","sentiment_score":0.009326433142026266},{"text":"Yep.","start":612.72,"end":613.22,"sentiment":"neutral","sentiment_score":0.01842944137752056},{"text":"How much are you sort of receiving from that on a regular basis?","start":613.27997,"end":616.89996,"sentiment":"neutral","sentiment_score":0.015185517044021534},{"text":"What's the amount you're sort of receiving there currently?","start":616.95996,"end":619.54,"sentiment":"neutral","sentiment_score":-0.003412036503302968}],"sentiment":"neutral","sentiment_score":0.00213347833692644,"num_words":34,"start":608.24,"end":619.54},{"sentences":[{"text":"1,200 per week.","start":623.055,"end":624.995,"sentiment":"neutral","sentiment_score":-0.008865502352515856},{"text":"And is your wife worth Oh, wow.","start":625.295,"end":630.915,"sentiment":"neutral","sentiment_score":-0.022797290501849993},{"text":"And do you know how long that's expected to continue for Get receiving those funds?","start":631.77496,"end":637.44,"sentiment":"neutral","sentiment_score":-0.03100368529558182},{"text":"Okay.","start":643.26,"end":643.76,"sentiment":"neutral","sentiment_score":-0.0346599780023098},{"text":"Okay.","start":644.14,"end":644.64,"sentiment":"neutral","sentiment_score":-0.034285545349121094}],"sentiment":"neutral","sentiment_score":-0.026673271976135397,"num_words":27,"start":623.055,"end":644.64},{"sentences":[{"text":"Yep.","start":644.78,"end":645.28,"sentiment":"neutral","sentiment_score":-0.03857509046792984},{"text":"Okay.","start":656.47504,"end":656.97504,"sentiment":"neutral","sentiment_score":0.06085631996393204},{"text":"Beautiful.","start":657.03503,"end":657.515,"sentiment":"neutral","sentiment_score":0.29831311106681824},{"text":"That was an injury that happened at work then, so you should be on workers' compensation.","start":657.515,"end":661.375,"sentiment":"neutral","sentiment_score":-0.1198584008961916},{"text":"Yep.","start":661.59503,"end":662.09503,"sentiment":"neutral","sentiment_score":0.015337513759732246}],"sentiment":"neutral","sentiment_score":-0.07909012800082564,"num_words":20,"start":644.78,"end":662.09503},{"sentences":[{"text":"Okay.","start":662.155,"end":662.655,"sentiment":"neutral","sentiment_score":0.014013966545462608},{"text":"Well, if they do happen to give you a settlement, give me a call.","start":664.13,"end":666.69,"sentiment":"neutral","sentiment_score":-0.017796965182891915},{"text":"Let me know because we can definitely help provide some advice on what to do with the funds to, you know, provide benefit for you.","start":666.69,"end":672.69,"sentiment":"neutral","sentiment_score":0.27595989167690277},{"text":"Okay?","start":672.69,"end":673.19,"sentiment":"neutral","sentiment_score":0.12969307601451874},{"text":"Yeah.","start":673.88995,"end":674.38995,"sentiment":"neutral","sentiment_score":0.03489355742931366}],"sentiment":"neutral","sentiment_score":0.1625819137940804,"num_words":42,"start":662.155,"end":674.38995},{"sentences":[{"text":"Yeah.","start":675.825,"end":676.225,"sentiment":"neutral","sentiment_score":0.15477338433265686},{"text":"Absolutely.","start":676.225,"end":676.725,"sentiment":"positive","sentiment_score":0.3554314970970154},{"text":"Not a problem.","start":677.505,"end":678.40497,"sentiment":"neutral","sentiment_score":0.2784416029850642},{"text":"And so with your wife, is she working at the moment as well?","start":679.425,"end":683.745,"sentiment":"neutral","sentiment_score":0.043749620349934466},{"text":"Or yes.","start":683.745,"end":685.825,"sentiment":"neutral","sentiment_score":0.08704333752393723}],"sentiment":"neutral","sentiment_score":0.10441807149909436,"num_words":20,"start":675.825,"end":685.825},{"sentences":[{"text":"Beautiful.","start":685.825,"end":686.325,"sentiment":"positive","sentiment_score":0.5296072959899902},{"text":"And how are you sort of finding expenses?","start":687.28,"end":689.12,"sentiment":"neutral","sentiment_score":0.09501402592286468},{"text":"Are you guys okay covering expenses?","start":689.12,"end":691.06,"sentiment":"neutral","sentiment_score":0.013995103538036346},{"text":"Is money a little bit tight at the moment?","start":691.12,"end":692.72003,"sentiment":"neutral","sentiment_score":-0.04869413789775637},{"text":"Are you managing to put much away in savings?","start":692.72003,"end":694.9,"sentiment":"neutral","sentiment_score":-0.04102090932428837}],"sentiment":"neutral","sentiment_score":0.01715923332129464,"num_words":33,"start":685.825,"end":694.9},{"sentences":[{"text":"Or yep.","start":695.04,"end":698.895,"sentiment":"neutral","sentiment_score":-0.02477631252259016},{"text":"Okay.","start":702.41504,"end":702.91504,"sentiment":"neutral","sentiment_score":-0.03874684125185013},{"text":"Yep.","start":705.375,"end":705.775,"sentiment":"neutral","sentiment_score":0.005161073990166187},{"text":"Yep.","start":705.775,"end":706.275,"sentiment":"neutral","sentiment_score":0.012034288607537746},{"text":"No worries.","start":706.575,"end":707.315,"sentiment":"neutral","sentiment_score":-0.004666616208851337}],"sentiment":"neutral","sentiment_score":-0.011491048016718455,"num_words":7,"start":695.04,"end":707.315},{"sentences":[{"text":"And no saving.","start":709.055,"end":711.315,"sentiment":"neutral","sentiment_score":-0.0576750785112381},{"text":"Okay.","start":711.935,"end":712.435,"sentiment":"neutral","sentiment_score":-0.024612803012132645},{"text":"Yeah.","start":718.98,"end":719.48,"sentiment":"neutral","sentiment_score":-0.05817889794707298},{"text":"Oh, no.","start":722.42,"end":723.3,"sentiment":"neutral","sentiment_score":-0.08013232238590717},{"text":"I'm sorry.","start":723.3,"end":724.04,"sentiment":"neutral","sentiment_score":-0.1356489099562168}],"sentiment":"neutral","sentiment_score":-0.07637548901968533,"num_words":9,"start":709.055,"end":724.04},{"sentences":[{"text":"Yeah.","start":724.26,"end":724.76,"sentiment":"neutral","sentiment_score":-0.04248802363872528},{"text":"Yep.","start":725.495,"end":725.995,"sentiment":"neutral","sentiment_score":-0.01575009524822235},{"text":"Oh, wow.","start":735.815,"end":736.715,"sentiment":"neutral","sentiment_score":-0.03242556378245354},{"text":"So you are?","start":737.175,"end":738.15497,"sentiment":"neutral","sentiment_score":-0.06818077092369397},{"text":"Oh, that's a shame.","start":740.03,"end":741.25,"sentiment":"negative","sentiment_score":-0.43715694546699524}],"sentiment":"neutral","sentiment_score":-0.18875084919008342,"num_words":11,"start":724.26,"end":741.25},{"sentences":[{"text":"And so are you still going to Mexico for that holiday?","start":741.39,"end":745.41003,"sentiment":"neutral","sentiment_score":-0.035727667368271133},{"text":"Or Yeah.","start":745.55005,"end":754.285,"sentiment":"neutral","sentiment_score":0.027609065175056458},{"text":"Wow.","start":754.285,"end":754.785,"sentiment":"neutral","sentiment_score":0.07377073168754578},{"text":"Wow.","start":764.3,"end":764.8,"sentiment":"positive","sentiment_score":0.4220409393310547},{"text":"That's awesome.","start":767.1,"end":768.06,"sentiment":"positive","sentiment_score":0.6387057900428772}],"sentiment":"neutral","sentiment_score":0.0844374729649109,"num_words":17,"start":741.39,"end":768.06},{"sentences":[{"text":"Well, I hope you have a really good time.","start":768.06,"end":770.22,"sentiment":"positive","sentiment_score":0.6516700055864122},{"text":"It's giving you something to look forward to, which is important for the moment.","start":770.22,"end":774.39996,"sentiment":"positive","sentiment_score":0.5485818726675851},{"text":"So beautiful.","start":774.45996,"end":776.755,"sentiment":"positive","sentiment_score":0.44337090849876404},{"text":"Yeah.","start":777.295,"end":777.775,"sentiment":"positive","sentiment_score":0.4018443822860718},{"text":"Absolutely.","start":777.775,"end":778.275,"sentiment":"positive","sentiment_score":0.5438612699508667}],"sentiment":"positive","sentiment_score":0.5695416198836433,"num_words":27,"start":768.06,"end":778.275},{"sentences":[{"text":"Perfect.","start":779.455,"end":779.855,"sentiment":"positive","sentiment_score":0.5776459574699402},{"text":"Well, I'll go back.","start":779.855,"end":780.735,"sentiment":"neutral","sentiment_score":0.21304483339190483},{"text":"I'll do a bit of research there for you.","start":780.735,"end":782.335,"sentiment":"neutral","sentiment_score":0.20349683198663923},{"text":"I'll look at reducing your risk level.","start":782.335,"end":783.855,"sentiment":"neutral","sentiment_score":0.11397386960951346},{"text":"I'll have a look at your super fund you're in now versus anything else, the SMA product versus maybe just altering some of the investments in here for you.","start":783.855,"end":792.37006,"sentiment":"neutral","sentiment_score":0.06550311130182497}],"sentiment":"neutral","sentiment_score":0.11917408187873661,"num_words":50,"start":779.455,"end":792.37006},{"sentences":[{"text":"I'll also get my team to go back and speak to claims team.","start":792.37006,"end":795.01,"sentiment":"neutral","sentiment_score":0.06633815054710095},{"text":"We'll have a look at what we need in order to, you know, be able to claim on that ADL definition.","start":795.01,"end":800.63,"sentiment":"neutral","sentiment_score":0.08083462076527732},{"text":"We can come back and do catches in the meantime, and we'll maybe update this advice for you for the moment and then do regular catch ups moving forward.","start":801.17004,"end":810.23505,"sentiment":"neutral","sentiment_score":0.10452636832307124},{"text":"Does that sound okay?","start":810.615,"end":811.655,"sentiment":"neutral","sentiment_score":0.08730886317789555},{"text":"Have I touched on everything that you sort of wanted to?","start":811.655,"end":814.215,"sentiment":"neutral","sentiment_score":0.022641598416323013}],"sentiment":"neutral","sentiment_score":0.0793523167928633,"num_words":78,"start":792.37006,"end":814.215},{"sentences":[{"text":"Is there anything further you wanted to ask me relate in relation to any of those things?","start":814.215,"end":818.79504,"sentiment":"neutral","sentiment_score":0.011631346910315402},{"text":"Yeah.","start":821.24,"end":821.74,"sentiment":"neutral","sentiment_score":0.11122751235961914},{"text":"Yeah.","start":822.36,"end":822.76,"sentiment":"neutral","sentiment_score":0.24951638281345367},{"text":"Beautiful.","start":822.76,"end":823.26,"sentiment":"positive","sentiment_score":0.5557434558868408},{"text":"Beautiful.","start":823.48,"end":823.98,"sentiment":"positive","sentiment_score":0.5162690877914429}],"sentiment":"neutral","sentiment_score":0.07764234934889135,"num_words":21,"start":814.215,"end":823.98},{"sentences":[{"text":"I just also wanted to update any of your assets and liabilities as well just sort of making sure that our records are updated from last time.","start":825.0,"end":832.38,"sentiment":"neutral","sentiment_score":0.17836479953041784},{"text":"I can see here that your sorry.","start":833.635,"end":836.85504,"sentiment":"neutral","sentiment_score":0.0027310624718666077},{"text":"Your car, you had a a vehicle with a value of about 3,000.","start":837.555,"end":841.075,"sentiment":"neutral","sentiment_score":-0.02261674962937832},{"text":"What kind of car do you guys have?","start":841.075,"end":842.935,"sentiment":"neutral","sentiment_score":-0.008742800040636212},{"text":"Yep.","start":845.89,"end":846.37006,"sentiment":"neutral","sentiment_score":0.0726197361946106}],"sentiment":"neutral","sentiment_score":0.08113618955914197,"num_words":56,"start":825.0,"end":846.37006},{"sentences":[{"text":"Perfect.","start":846.37006,"end":846.87006,"sentiment":"neutral","sentiment_score":0.1743030995130539},{"text":"What sort of cars are they?","start":847.17004,"end":848.63,"sentiment":"neutral","sentiment_score":0.033693418838083744},{"text":"Yep.","start":853.41003,"end":853.91003,"sentiment":"neutral","sentiment_score":0.03425420820713043},{"text":"Okay.","start":859.185,"end":859.665,"sentiment":"neutral","sentiment_score":0.0967625305056572},{"text":"Perfect.","start":859.665,"end":860.165,"sentiment":"neutral","sentiment_score":0.18598610162734985}],"sentiment":"neutral","sentiment_score":0.06934664528816939,"num_words":10,"start":846.37006,"end":860.165},{"sentences":[{"text":"Yep.","start":863.825,"end":864.325,"sentiment":"neutral","sentiment_score":0.06343597173690796},{"text":"Perfect.","start":864.46497,"end":864.96497,"sentiment":"neutral","sentiment_score":0.1686055064201355},{"text":"And what sort of value would you put on the camera, do you think?","start":865.825,"end":868.725,"sentiment":"neutral","sentiment_score":0.02722395770251751},{"text":"That's right.","start":872.0,"end":872.72,"sentiment":"neutral","sentiment_score":0.06039880029857159},{"text":"Beautiful.","start":872.72,"end":873.22,"sentiment":"neutral","sentiment_score":0.1984873116016388}],"sentiment":"neutral","sentiment_score":0.04907693674689845,"num_words":19,"start":863.825,"end":873.22},{"sentences":[{"text":"Do you have loans on any of those vehicles, or are they owned completely outright?","start":873.27997,"end":877.22,"sentiment":"neutral","sentiment_score":0.01445793006569147},{"text":"Beautiful.","start":879.6,"end":880.1,"sentiment":"positive","sentiment_score":0.4221019148826599},{"text":"Excellent.","start":880.16,"end":880.66,"sentiment":"positive","sentiment_score":0.48344770073890686},{"text":"You did have understandable.","start":881.51996,"end":883.505,"sentiment":"neutral","sentiment_score":0.09509873203933239},{"text":"You did have about 6,000 in savings.","start":885.16504,"end":887.48505,"sentiment":"neutral","sentiment_score":0.03126028339777674}],"sentiment":"neutral","sentiment_score":0.06148698137673948,"num_words":28,"start":873.27997,"end":887.48505},{"sentences":[{"text":"You don't have that anymore.","start":887.48505,"end":888.525,"sentiment":"neutral","sentiment_score":-0.09449550583958626},{"text":"You sort of mentioned you don't have any savings at the moment.","start":888.525,"end":891.34503,"sentiment":"neutral","sentiment_score":-0.11753176276882489},{"text":"Okay.","start":894.94,"end":895.44,"sentiment":"neutral","sentiment_score":-0.003985738381743431},{"text":"Yep.","start":898.45996,"end":898.86,"sentiment":"neutral","sentiment_score":0.08957372605800629},{"text":"Yep.","start":898.86,"end":899.25995,"sentiment":"neutral","sentiment_score":0.13661536574363708}],"sentiment":"neutral","sentiment_score":-0.0830327664501965,"num_words":20,"start":887.48505,"end":899.25995},{"sentences":[{"text":"That's okay.","start":899.25995,"end":900.07996,"sentiment":"neutral","sentiment_score":0.2996145188808441},{"text":"You'll at least enjoy your time while you're there, and that's important.","start":900.13995,"end":903.33997,"sentiment":"positive","sentiment_score":0.4124205484986305},{"text":"Those memories are important.","start":903.33997,"end":904.72,"sentiment":"neutral","sentiment_score":0.27863412722945213},{"text":"So let's see.","start":904.77997,"end":907.89996,"sentiment":"neutral","sentiment_score":0.12760744988918304},{"text":"Beautiful.","start":907.89996,"end":908.39996,"sentiment":"positive","sentiment_score":0.4947029948234558}],"sentiment":"positive","sentiment_score":0.342742612416094,"num_words":22,"start":899.25995,"end":908.39996},{"sentences":[{"text":"Lovely.","start":910.625,"end":911.125,"sentiment":"neutral","sentiment_score":0.09346606582403184},{"text":"Other assets I do like to note down are things like your contents insurance.","start":911.66504,"end":915.205,"sentiment":"neutral","sentiment_score":0.12648389328803336},{"text":"Do you guys have contents insurance on your on your house or on your contents there, and what's the value would you put on your contents, do you think?","start":915.265,"end":922.72504,"sentiment":"neutral","sentiment_score":0.04070360155711914},{"text":"Yeah.","start":932.39996,"end":932.88,"sentiment":"neutral","sentiment_score":0.049732692539691925},{"text":"No.","start":932.88,"end":933.12,"sentiment":"neutral","sentiment_score":0.04573146998882294}],"sentiment":"neutral","sentiment_score":0.06826324303351018,"num_words":46,"start":910.625,"end":933.12},{"sentences":[{"text":"That's okay.","start":933.12,"end":933.76,"sentiment":"neutral","sentiment_score":0.1616029217839241},{"text":"Not a problem at all.","start":933.76,"end":934.72,"sentiment":"neutral","sentiment_score":0.2994880676269531},{"text":"And you mentioned that you're renting no.","start":934.72,"end":936.98505,"sentiment":"neutral","sentiment_score":0.10054517590573855},{"text":"That's okay.","start":936.98505,"end":937.72504,"sentiment":"neutral","sentiment_score":0.13348832726478577},{"text":"And how much are you renting the property for at the moment?","start":938.42505,"end":941.245,"sentiment":"neutral","sentiment_score":0.05313652940094471}],"sentiment":"neutral","sentiment_score":0.122467050727989,"num_words":28,"start":933.12,"end":941.245},{"sentences":[{"text":"$4.50.","start":943.945,"end":944.505,"sentiment":"neutral","sentiment_score":0.0158346239477396},{"text":"Is that per week?","start":944.505,"end":945.645,"sentiment":"neutral","sentiment_score":0.025030625518411398},{"text":"Yep.","start":947.305,"end":947.625,"sentiment":"neutral","sentiment_score":0.14892303943634033},{"text":"Okay.","start":947.625,"end":948.10504,"sentiment":"neutral","sentiment_score":0.24843719601631165},{"text":"Beautiful.","start":948.10504,"end":948.6,"sentiment":"positive","sentiment_score":0.6504244804382324}],"sentiment":"neutral","sentiment_score":0.1454677302390337,"num_words":8,"start":943.945,"end":948.6},{"sentences":[{"text":"Is there any other assets or anything else of value that you would wanna note on here at all?","start":948.68,"end":953.42,"sentiment":"neutral","sentiment_score":0.32444096787979726},{"text":"Nope.","start":957.31995,"end":957.81995,"sentiment":"neutral","sentiment_score":0.017743360251188278},{"text":"That's okay.","start":958.04,"end":958.86,"sentiment":"neutral","sentiment_score":0.22428399324417114},{"text":"Beautiful.","start":959.31995,"end":959.81995,"sentiment":"positive","sentiment_score":0.5559914708137512},{"text":"And the other thing I do like to touch base on is the estate planning aspects as well.","start":960.44,"end":965.53503,"sentiment":"neutral","sentiment_score":0.20847550531228384}],"sentiment":"neutral","sentiment_score":0.2668107390948912,"num_words":41,"start":948.68,"end":965.53503},{"sentences":[{"text":"So have you guys got a will, a valid will?","start":965.53503,"end":968.575,"sentiment":"neutral","sentiment_score":0.0555922482162714},{"text":"Have you talked about doing a will or a power of attorney or anything like that?","start":968.575,"end":972.435,"sentiment":"neutral","sentiment_score":0.02424458076711744},{"text":"Okay.","start":977.70996,"end":978.19,"sentiment":"neutral","sentiment_score":0.0032502133399248123},{"text":"Yep.","start":978.19,"end":978.69,"sentiment":"neutral","sentiment_score":0.03716437518596649},{"text":"It's not something you guys have talked about doing recently.","start":979.14996,"end":981.81,"sentiment":"neutral","sentiment_score":-0.008375523518770933}],"sentiment":"neutral","sentiment_score":0.023697240204599342,"num_words":38,"start":965.53503,"end":981.81},{"sentences":[{"text":"Right.","start":984.82996,"end":985.23,"sentiment":"neutral","sentiment_score":-0.008024366572499275},{"text":"That's right.","start":985.23,"end":986.05,"sentiment":"neutral","sentiment_score":0.09071920067071915},{"text":"Yeah.","start":986.26996,"end":986.75,"sentiment":"neutral","sentiment_score":0.16086912155151367},{"text":"It is definitely one of those things we do like to touch base on.","start":986.75,"end":989.26495,"sentiment":"neutral","sentiment_score":0.20831972467047827},{"text":"Having a will and a valid power of attorney for yourself and your wife is really important.","start":989.26495,"end":993.605,"sentiment":"neutral","sentiment_score":0.18723690597450032}],"sentiment":"neutral","sentiment_score":0.1838224772363901,"num_words":35,"start":984.82996,"end":993.605},{"sentences":[{"text":"Just making sure with your sleep, we tend to have and with your life insurance, we tend to have beneficiary nominations applied.","start":994.14496,"end":1000.32495,"sentiment":"neutral","sentiment_score":0.20000168071551758},{"text":"But everything outside of that, like your home and contents, your cars, your savings accounts, you know, any family ailments that you might have, all those things aren't incorporated into that sort of into the beneficiary side of things.","start":1000.70496,"end":1013.66,"sentiment":"neutral","sentiment_score":0.1112854866645275},{"text":"So having a will done up with a solicitor is really important.","start":1013.66,"end":1017.04,"sentiment":"neutral","sentiment_score":0.2565828301012516},{"text":"You can also do it cheaper by having, like, a will kit set up, or you can do it through, you know, the government with the with the help of your state trustees.","start":1017.365,"end":1025.625,"sentiment":"neutral","sentiment_score":0.21990583430637012},{"text":"But having a valid will in place just means that in the event that something happens to one or both of you, that all of your, you know, assets can be pulled together and directed to where you want them to go.","start":1026.405,"end":1037.28,"sentiment":"neutral","sentiment_score":0.22346083660210883}],"sentiment":"neutral","sentiment_score":0.19230684179913354,"num_words":148,"start":994.14496,"end":1037.28},{"sentences":[{"text":"So without having your will in place, everything kinda has to go through probate, which for your family can be a costly and lengthy process.","start":1037.28,"end":1044.58,"sentiment":"neutral","sentiment_score":-0.1450214083492756},{"text":"So it is definitely really important to have a will done up.","start":1045.3551,"end":1048.495,"sentiment":"neutral","sentiment_score":0.08306248548130195},{"text":"If you wanted to, we could always send through an email after the call just with some information on a local school so that we can refer you to.","start":1048.635,"end":1055.755,"sentiment":"neutral","sentiment_score":0.08062033920452513},{"text":"It has a costing of what they charge to do, Will, just to kinda start the conversation.","start":1055.755,"end":1060.28,"sentiment":"neutral","sentiment_score":0.051958337207050884},{"text":"Would you like me to organize that for you, Ross?","start":1060.5,"end":1062.76,"sentiment":"neutral","sentiment_score":0.08048476949334145}],"sentiment":"neutral","sentiment_score":0.015025203026110125,"num_words":93,"start":1037.28,"end":1062.76},{"sentences":[{"text":"Yeah.","start":1065.14,"end":1065.4601,"sentiment":"neutral","sentiment_score":0.2681550979614258},{"text":"Beautiful.","start":1065.4601,"end":1065.9601,"sentiment":"positive","sentiment_score":0.6884359121322632},{"text":"I'll get that emailed enough for you shortly.","start":1066.02,"end":1067.9401,"sentiment":"positive","sentiment_score":0.49817583337426186},{"text":"You alright?","start":1067.9401,"end":1068.6001,"sentiment":"neutral","sentiment_score":0.1294260397553444},{"text":"Absolutely.","start":1070.18,"end":1070.68,"sentiment":"neutral","sentiment_score":0.1966893374919891}],"sentiment":"positive","sentiment_score":0.41519531493003553,"num_words":13,"start":1065.14,"end":1070.68},{"sentences":[{"text":"Yes.","start":1076.755,"end":1077.255,"sentiment":"neutral","sentiment_score":0.06231837347149849},{"text":"Yeah.","start":1098.225,"end":1098.625,"sentiment":"neutral","sentiment_score":0.05533977597951889},{"text":"You can do.","start":1098.625,"end":1099.6849,"sentiment":"neutral","sentiment_score":0.04582080617547035},{"text":"Essentially, you can have your will set up so that you can direct certain assets to certain people.","start":1100.465,"end":1106.1649,"sentiment":"neutral","sentiment_score":0.061410759679145284},{"text":"With that kind of scenario where you're sort of picking what you want.","start":1106.945,"end":1111.41,"sentiment":"neutral","sentiment_score":0.03762783969824131}],"sentiment":"neutral","sentiment_score":0.051379893285532795,"num_words":36,"start":1076.755,"end":1111.41},{"sentences":[{"text":"My grandmother honestly did that when she was moving into a nursing home, and she kind of just set it up in a book with her executor.","start":1111.79,"end":1120.37,"sentiment":"neutral","sentiment_score":-0.007120503336881046},{"text":"And she got while she was still alive, she got everyone to come around and basically pick what they wanted, and they just had it kind of noted that this is what they wanted on her passing, and that was kind of entered into the will into the will.","start":1121.0701,"end":1135.965,"sentiment":"neutral","sentiment_score":-0.0013212030563427477},{"text":"It was like a book it came with.","start":1136.105,"end":1137.6,"sentiment":"neutral","sentiment_score":0.013373439433053136},{"text":"Yeah.","start":1137.84,"end":1138.34,"sentiment":"neutral","sentiment_score":0.00983651727437973},{"text":"So that absolutely can happen, but it is something you wanna kinda talk to your family members about before you pass away, letting you know, working at what they do and or don't want so you can kind of have it noted in the will.","start":1138.72,"end":1152.045,"sentiment":"neutral","sentiment_score":0.0005832830237017737}],"sentiment":"neutral","sentiment_score":-0.0008763136234707557,"num_words":130,"start":1111.79,"end":1152.045},{"sentences":[{"text":"This is what this person's gonna get.","start":1152.045,"end":1154.065,"sentiment":"neutral","sentiment_score":-0.07951743475028447},{"text":"Oh, okay.","start":1155.085,"end":1155.905,"sentiment":"neutral","sentiment_score":-0.14346639066934586},{"text":"Oh, he probably doesn't know yet.","start":1157.325,"end":1159.025,"sentiment":"neutral","sentiment_score":-0.22647705922524133},{"text":"Probably doesn't know just yet.","start":1159.885,"end":1161.325,"sentiment":"neutral","sentiment_score":-0.17724668979644775},{"text":"Yeah.","start":1161.325,"end":1161.825,"sentiment":"neutral","sentiment_score":-0.03902731090784073}],"sentiment":"neutral","sentiment_score":-0.14893704475391478,"num_words":21,"start":1152.045,"end":1161.825},{"sentences":[{"text":"Alternatively, yeah, alternatively, another way of the structuring is that everything kinda just gets sold off, liquidated, and then the money can just be spread across.","start":1162.285,"end":1173.35,"sentiment":"neutral","sentiment_score":-0.04063868300559429},{"text":"Another good aspect is because your kids are still quite young, they're you how many kids do you have?","start":1174.0499,"end":1180.065,"sentiment":"positive","sentiment_score":0.35853478077210876},{"text":"Just two and they're both 18?","start":1181.485,"end":1183.265,"sentiment":"neutral","sentiment_score":0.06647899250189464},{"text":"Both young?","start":1183.4049,"end":1184.1449,"sentiment":"neutral","sentiment_score":0.06369658559560776},{"text":"Yeah.","start":1185.005,"end":1185.485,"sentiment":"neutral","sentiment_score":0.1152861937880516}],"sentiment":"neutral","sentiment_score":0.11846497030583797,"num_words":54,"start":1162.285,"end":1185.485},{"sentences":[{"text":"Yeah.","start":1185.485,"end":1185.8049,"sentiment":"neutral","sentiment_score":0.07227666676044464},{"text":"So be okay.","start":1185.8049,"end":1188.0449,"sentiment":"neutral","sentiment_score":0.12717175980408987},{"text":"Yeah.","start":1188.0449,"end":1188.365,"sentiment":"neutral","sentiment_score":0.33066481351852417},{"text":"Perfect.","start":1188.365,"end":1188.865,"sentiment":"positive","sentiment_score":0.5637180805206299},{"text":"So another way of sort of looking at it is because one of your kids is they're both 18, so still technically your financial dependent.","start":1189.565,"end":1195.6901,"sentiment":"neutral","sentiment_score":0.18600520372390747}],"sentiment":"neutral","sentiment_score":0.19349370752611467,"num_words":31,"start":1185.485,"end":1195.6901},{"sentences":[{"text":"Having things, you could have the money put into trust for them in the event of something happening, have the money go into trust and distributed to them, you know, at a later date when they turn 18 or 21 or 30 or whatever you kind of just choose or decide.","start":1196.63,"end":1209.8251,"sentiment":"neutral","sentiment_score":0.19320000488968456},{"text":"Or you can have it sort of set up so it distributes income to them at, you know, certain points of time.","start":1210.685,"end":1216.525,"sentiment":"neutral","sentiment_score":0.23682960800149225},{"text":"So having a will join up by solicitor allows you a lot more structure around what you want to happen, how you want it to be paid.","start":1216.525,"end":1223.7,"sentiment":"positive","sentiment_score":0.373185110312921},{"text":"You can have, you know, trust set up.","start":1223.7,"end":1225.86,"sentiment":"positive","sentiment_score":0.34142328798770905},{"text":"Some money can be be distributed to children in certain assets.","start":1225.86,"end":1229.48,"sentiment":"positive","sentiment_score":0.38481067798354407}],"sentiment":"neutral","sentiment_score":0.2697794400468594,"num_words":119,"start":1196.63,"end":1229.48},{"sentences":[{"text":"It just gives you a lot more control over what you want to happen to all of your assets and things.","start":1229.7799,"end":1235.165,"sentiment":"positive","sentiment_score":0.4041332418010348},{"text":"Does that help?","start":1235.165,"end":1235.645,"sentiment":"neutral","sentiment_score":0.2066717247168223},{"text":"Does that answer your question?","start":1235.645,"end":1236.865,"sentiment":"neutral","sentiment_score":0.05399812534451485},{"text":"Yeah.","start":1237.885,"end":1238.285,"sentiment":"neutral","sentiment_score":0.15554851293563843},{"text":"Yep.","start":1238.285,"end":1238.685,"sentiment":"neutral","sentiment_score":0.2695290446281433}],"sentiment":"neutral","sentiment_score":0.31618972375027593,"num_words":31,"start":1229.7799,"end":1238.685},{"sentences":[{"text":"Perfect.","start":1238.685,"end":1239.185,"sentiment":"positive","sentiment_score":0.42379266023635864},{"text":"But I'll send through the email after the call for you just so you have that information there around the solicitor's details, the cost of setting up a will, because it is something to maybe have a chat about with your wife and work out what your wishes are, and also a power of attorney.","start":1239.5651,"end":1254.37,"sentiment":"neutral","sentiment_score":0.155037192187526},{"text":"So another really big important asset is having a power of attorney in place.","start":1254.37,"end":1257.89,"sentiment":"neutral","sentiment_score":0.1355990692973137},{"text":"So in the event that you're unable to make decisions on your own, whether that be financial or whether that be, you know, medical decisions that someone knows what you want to happen and that you've got someone appointed to follow the direction that you've outlaid.","start":1257.89,"end":1273.325,"sentiment":"neutral","sentiment_score":0.08955873986301215},{"text":"So having a power of attorney yes.","start":1274.105,"end":1276.0249,"sentiment":"neutral","sentiment_score":0.08991139701434545}],"sentiment":"neutral","sentiment_score":0.1268155041748915,"num_words":123,"start":1238.685,"end":1276.0249},{"sentences":[{"text":"Sorry.","start":1276.0249,"end":1276.5249,"sentiment":"neutral","sentiment_score":-0.032977111637592316},{"text":"Yeah.","start":1294.545,"end":1294.9451,"sentiment":"neutral","sentiment_score":0.1551046520471573},{"text":"That's a really good question.","start":1294.9451,"end":1296.305,"sentiment":"positive","sentiment_score":0.4794135093688965},{"text":"So we've actually helped you set up your beneficiary nomination on your super and your life insurance, which note here that your wife is a 100% beneficiary.","start":1296.305,"end":1304.64,"sentiment":"neutral","sentiment_score":0.33219211024266704},{"text":"And that means if you were to pass away, your super and your life proceeds can be paid directly to her, but that's very different.","start":1305.1,"end":1313.6,"sentiment":"neutral","sentiment_score":0.062356388419866564}],"sentiment":"neutral","sentiment_score":0.22114053854750373,"num_words":59,"start":1276.0249,"end":1313.6},{"sentences":[{"text":"It it does only with your super and your life cover.","start":1315.635,"end":1318.195,"sentiment":"neutral","sentiment_score":-0.04219797829335386},{"text":"It doesn't cover anything that's not your life insurance or your superannuation.","start":1318.195,"end":1322.215,"sentiment":"neutral","sentiment_score":-0.16865964544316134},{"text":"So everything outside of those two things is encompassed into a will.","start":1322.595,"end":1327.015,"sentiment":"neutral","sentiment_score":0.028511182715495426},{"text":"And apart yeah.","start":1327.475,"end":1329.1749,"sentiment":"neutral","sentiment_score":0.0048164743930101395},{"text":"Yep.","start":1331.6499,"end":1332.1499,"sentiment":"neutral","sentiment_score":0.012750796042382715}],"sentiment":"neutral","sentiment_score":-0.05432715627531975,"num_words":39,"start":1315.635,"end":1332.1499},{"sentences":[{"text":"Yep.","start":1332.37,"end":1332.69,"sentiment":"neutral","sentiment_score":-0.0021822676062583923},{"text":"That's No.","start":1332.69,"end":1334.2899,"sentiment":"neutral","sentiment_score":-0.18207932263612747},{"text":"No.","start":1334.2899,"end":1334.61,"sentiment":"neutral","sentiment_score":-0.13824473321437836},{"text":"So the beneficiary nominations for super only covers your super balance, which can be paid to your wife and your life insurance proceeds, which again get paid to your wife.","start":1334.61,"end":1343.615,"sentiment":"neutral","sentiment_score":0.0014163228372732802},{"text":"They're covered by the beneficiary nominations that you have set up already, and they're correct as per your wishes.","start":1343.615,"end":1350.035,"sentiment":"neutral","sentiment_score":0.31150564002363307}],"sentiment":"neutral","sentiment_score":0.10295304149951574,"num_words":53,"start":1332.37,"end":1350.035},{"sentences":[{"text":"Everything outside of super is your home, your contents, your cars, your savings accounts, anything that's out, you know, in your home, on your bank accounts, those are all separate, and those are estate assets, whereas your super and your life cover are not.","start":1350.655,"end":1366.49,"sentiment":"neutral","sentiment_score":-0.023429710248654537},{"text":"Sorry.","start":1366.49,"end":1366.99,"sentiment":"neutral","sentiment_score":-0.15108206868171692},{"text":"So power of attorney is completely separate again.","start":1373.3049,"end":1375.705,"sentiment":"neutral","sentiment_score":-0.13971879053860903},{"text":"A power of attorney is you nominating an attorney to make decisions in the event that you're unable to whilst you're still living.","start":1375.705,"end":1383.63,"sentiment":"neutral","sentiment_score":-0.0654461462577076},{"text":"So a power of attorney, if you, say, have a car accident and you're in, you know, a medical coma or you're having surgery and you can't make those decisions for you, a power of attorney can be placed in force, and it's a legal document set up by a solicitor, and that person has direction to make wishes for you.","start":1383.63,"end":1402.8049,"sentiment":"neutral","sentiment_score":-0.044611748979717}],"sentiment":"neutral","sentiment_score":-0.04763735544249198,"num_words":137,"start":1350.655,"end":1402.8049},{"sentences":[{"text":"They can decide what surgery you're gonna have, whether they get you have surgery or not, you know, if if you're in a medical coma.","start":1402.8049,"end":1409.865,"sentiment":"neutral","sentiment_score":-0.0274667476862669},{"text":"No.","start":1416.8099,"end":1417.0499,"sentiment":"neutral","sentiment_score":-0.2273927927017212},{"text":"They don't.","start":1417.0499,"end":1417.7699,"sentiment":"neutral","sentiment_score":-0.18100839108228683},{"text":"No.","start":1417.7699,"end":1418.1699,"sentiment":"neutral","sentiment_score":-0.24699823558330536},{"text":"No.","start":1418.1699,"end":1418.6699,"sentiment":"neutral","sentiment_score":-0.2210460603237152}],"sentiment":"neutral","sentiment_score":-0.058137418764332933,"num_words":30,"start":1402.8049,"end":1418.6699},{"sentences":[{"text":"It's all kinda gotta be set up whilst you have capacity to do so.","start":1418.73,"end":1422.09,"sentiment":"neutral","sentiment_score":-0.12156155120049204},{"text":"The power of attorney and will all needs to be done whilst you have mental and physical capacity to make those decisions.","start":1422.09,"end":1428.455,"sentiment":"neutral","sentiment_score":-0.08889505775137381},{"text":"It would go into probate.","start":1432.835,"end":1434.455,"sentiment":"neutral","sentiment_score":-0.2557861149311066},{"text":"Essentially, your wife would still be able to live in the house and do all the bits and pieces.","start":1435.315,"end":1439.1549,"sentiment":"neutral","sentiment_score":-0.10032571107149124},{"text":"It wouldn't be a problem, but it would go in everything would have to go through probate, which essentially means that it goes through a court process, and the judge decides what happens to all of your assets in accordance with local or, you know, state legislation.","start":1439.1549,"end":1455.325,"sentiment":"neutral","sentiment_score":-0.08100708035078455}],"sentiment":"neutral","sentiment_score":-0.09953275559661544,"num_words":107,"start":1418.73,"end":1455.325},{"sentences":[{"text":"Majority of the time, it all passes directly to your wife.","start":1455.945,"end":1459.1649,"sentiment":"neutral","sentiment_score":-0.015882658687504856},{"text":"That's normally how we all want it to go, but there are certain circumstances where we want something different to maybe go to a mother or brother or sister or a cousin or just someone we wanna look after or we wanna bequest something to, maybe to a charity that we like or something.","start":1459.225,"end":1473.76,"sentiment":"neutral","sentiment_score":-0.04492183547053072},{"text":"So, normally, all this goes direct to your wife, but there are instances where somebody can come up, make a claim, and a judge says, hey.","start":1473.76,"end":1480.405,"sentiment":"neutral","sentiment_score":-0.2248901676100034},{"text":"Yeah.","start":1480.405,"end":1480.805,"sentiment":"neutral","sentiment_score":-0.18737447261810303},{"text":"You're entitled to a claim on this.","start":1480.805,"end":1482.5651,"sentiment":"neutral","sentiment_score":-0.26204508755888256}],"sentiment":"neutral","sentiment_score":-0.10575073539759174,"num_words":99,"start":1455.945,"end":1482.5651},{"sentences":[{"text":"I'm gonna give you this much money or this is gonna go to you.","start":1482.5651,"end":1486.085,"sentiment":"negative","sentiment_score":-0.5456086077860424},{"text":"So it's just that it can.","start":1486.085,"end":1489.445,"sentiment":"negative","sentiment_score":-0.3957873582839966},{"text":"It can.","start":1489.445,"end":1490.085,"sentiment":"neutral","sentiment_score":0.11147020757198334},{"text":"Yeah.","start":1490.085,"end":1490.585,"sentiment":"neutral","sentiment_score":-0.013578617945313454},{"text":"It's always that can be the hardest time for a family going through that probate process.","start":1490.645,"end":1495.045,"sentiment":"neutral","sentiment_score":-0.18195658084005117}],"sentiment":"neutral","sentiment_score":-0.3260304655115574,"num_words":39,"start":1482.5651,"end":1495.045},{"sentences":[{"text":"It is lengthy and can be quite costly to the estate as well.","start":1495.045,"end":1498.41,"sentiment":"neutral","sentiment_score":-0.2399468616797374},{"text":"So it is something to definitely consider.","start":1499.11,"end":1501.13,"sentiment":"neutral","sentiment_score":-0.00785429562841143},{"text":"Yeah.","start":1512.485,"end":1512.985,"sentiment":"neutral","sentiment_score":-0.01879126951098442},{"text":"Yep.","start":1523.38,"end":1523.88,"sentiment":"neutral","sentiment_score":-0.07204118371009827},{"text":"Wow.","start":1526.18,"end":1526.68,"sentiment":"neutral","sentiment_score":-0.08121994882822037}],"sentiment":"neutral","sentiment_score":-0.14549311622977257,"num_words":23,"start":1495.045,"end":1526.68},{"sentences":[{"text":"Yeah.","start":1529.38,"end":1529.88,"sentiment":"neutral","sentiment_score":-0.1293759047985077},{"text":"That's exactly right.","start":1531.14,"end":1532.6,"sentiment":"neutral","sentiment_score":-0.22885324557622275},{"text":"Absolutely.","start":1533.615,"end":1534.115,"sentiment":"neutral","sentiment_score":0.08903390169143677},{"text":"Absolutely.","start":1534.495,"end":1534.995,"sentiment":"neutral","sentiment_score":0.11904574185609818},{"text":"And with a power of attorney that goes into place whilst you're still living, a power of attorney is null and void once you pass away, and that's when the will comes into play as well as your beneficiary nominations.","start":1535.295,"end":1546.515,"sentiment":"neutral","sentiment_score":-0.018418812146410345}],"sentiment":"neutral","sentiment_score":-0.029230619213827278,"num_words":46,"start":1529.38,"end":1546.515},{"sentences":[{"text":"So long as you have a will set up, a power of attorney, and your beneficiaries, then you've generally covered all of your bases.","start":1546.8151,"end":1553.9401,"sentiment":"neutral","sentiment_score":0.09731343295425177},{"text":"There are instances where, you know, nothing is ever a 100% locked in.","start":1554.9601,"end":1560.415,"sentiment":"neutral","sentiment_score":0.02060504859456649},{"text":"People can always come out and make a claim.","start":1560.415,"end":1562.495,"sentiment":"neutral","sentiment_score":0.029949761513206694},{"text":"However, having the power of attorney that notes your wishes, having a will that's structured to, you know, make sure your wishes are adhered to, and your beneficiary nominations on your super and your life cover, having all those things in place gives everyone direction as to what you wanted to happen.","start":1562.495,"end":1578.52,"sentiment":"neutral","sentiment_score":0.1665928644629625},{"text":"So the the idea is that people should follow that direction.","start":1578.58,"end":1583.08,"sentiment":"neutral","sentiment_score":0.141531648283655}],"sentiment":"neutral","sentiment_score":0.12011571522426168,"num_words":109,"start":1546.8151,"end":1583.08},{"sentences":[{"text":"Okay?","start":1583.46,"end":1583.96,"sentiment":"neutral","sentiment_score":0.05198207125067711},{"text":"Yeah.","start":1585.475,"end":1585.975,"sentiment":"neutral","sentiment_score":0.018180113285779953},{"text":"It's a lot, isn't it?","start":1586.8351,"end":1592.035,"sentiment":"neutral","sentiment_score":-0.055143216997385024},{"text":"Yeah.","start":1592.035,"end":1592.535,"sentiment":"neutral","sentiment_score":-0.058313749730587006},{"text":"No.","start":1593.155,"end":1593.475,"sentiment":"neutral","sentiment_score":-0.13716229796409607}],"sentiment":"neutral","sentiment_score":-0.04455888312723902,"num_words":9,"start":1583.46,"end":1593.475},{"sentences":[{"text":"That's okay.","start":1593.475,"end":1594.1951,"sentiment":"neutral","sentiment_score":-0.04837222397327423},{"text":"That's what we're here for.","start":1594.1951,"end":1595.235,"sentiment":"neutral","sentiment_score":0.14390524327754975},{"text":"You're welcome to ask any question you like.","start":1595.235,"end":1597.655,"sentiment":"neutral","sentiment_score":0.24903960898518562},{"text":"Okay.","start":1597.795,"end":1598.295,"sentiment":"neutral","sentiment_score":0.2608609199523926},{"text":"All good.","start":1599.7101,"end":1600.3501,"sentiment":"positive","sentiment_score":0.43030473589897156}],"sentiment":"neutral","sentiment_score":0.20758716844850117,"num_words":18,"start":1593.475,"end":1600.3501},{"sentences":[{"text":"That's okay.","start":1600.3501,"end":1601.0901,"sentiment":"neutral","sentiment_score":0.3205720782279968},{"text":"I just want to double check.","start":1601.63,"end":1602.8301,"sentiment":"neutral","sentiment_score":0.20329793790976206},{"text":"I've got your wife, Adriana, as your next of kin on our file.","start":1602.8301,"end":1606.43,"sentiment":"neutral","sentiment_score":0.22268131833810073},{"text":"That's still all correct.","start":1606.43,"end":1607.4701,"sentiment":"positive","sentiment_score":0.3983321934938431},{"text":"You're happy to keep that as it is?","start":1607.4701,"end":1609.3301,"sentiment":"positive","sentiment_score":0.4513915330171585}],"sentiment":"neutral","sentiment_score":0.3018257563764399,"num_words":33,"start":1600.3501,"end":1609.3301},{"sentences":[{"text":"Yep.","start":1610.3501,"end":1610.8301,"sentiment":"neutral","sentiment_score":0.06734572350978851},{"text":"Beautiful.","start":1610.8301,"end":1611.3301,"sentiment":"positive","sentiment_score":0.7181328535079956},{"text":"Lovely.","start":1612.965,"end":1613.465,"sentiment":"positive","sentiment_score":0.8143472075462341},{"text":"Lovely.","start":1613.605,"end":1614.105,"sentiment":"positive","sentiment_score":0.7947273254394531},{"text":"Beautiful.","start":1614.965,"end":1615.465,"sentiment":"positive","sentiment_score":0.7479060888290405}],"sentiment":"positive","sentiment_score":0.6284918397665024,"num_words":5,"start":1610.3501,"end":1615.465},{"sentences":[{"text":"Is there any other goals I know sort of working forward looking at super reducing a bit of risk there for you?","start":1615.845,"end":1621.625,"sentiment":"positive","sentiment_score":0.37444573708555917},{"text":"All going well.","start":1622.405,"end":1623.545,"sentiment":"positive","sentiment_score":0.39551719029744464},{"text":"When are you sort of hoping to be able to retire?","start":1624.005,"end":1626.645,"sentiment":"neutral","sentiment_score":0.09888345714319836},{"text":"Are you sort of looking at 60, or do you think if if and when you go back to work, if you find something you're comfortable doing that you might be able to work a bit longer?","start":1626.645,"end":1635.5,"sentiment":"neutral","sentiment_score":0.07693541195948382},{"text":"What's your sort of goal age at the moment for retirement?","start":1635.5,"end":1638.32,"sentiment":"neutral","sentiment_score":0.028871835717423397}],"sentiment":"neutral","sentiment_score":0.1628128125088378,"num_words":84,"start":1615.845,"end":1638.32},{"sentences":[{"text":"Well, at the moment, you can retire at 60 if you want.","start":1643.515,"end":1647.055,"sentiment":"neutral","sentiment_score":0.0416968783053259},{"text":"Yeah.","start":1648.795,"end":1649.115,"sentiment":"neutral","sentiment_score":0.05623045563697815},{"text":"Yeah.","start":1649.115,"end":1649.435,"sentiment":"neutral","sentiment_score":0.060591328889131546},{"text":"Yeah.","start":1649.435,"end":1649.755,"sentiment":"neutral","sentiment_score":0.06302589923143387},{"text":"67 is the age if eligible to apply for the age pension through Centrelink.","start":1649.755,"end":1653.615,"sentiment":"neutral","sentiment_score":0.06244772619434765}],"sentiment":"neutral","sentiment_score":0.053602703108355916,"num_words":29,"start":1643.515,"end":1653.615},{"sentences":[{"text":"Under the current legislation, if you retire at the age of 60, you can access your super tax free.","start":1654.6101,"end":1660.0701,"sentiment":"neutral","sentiment_score":0.09705849638894985},{"text":"Yeah.","start":1662.2101,"end":1662.7101,"sentiment":"neutral","sentiment_score":0.1089799553155899},{"text":"As long as you can.","start":1666.13,"end":1667.01,"sentiment":"neutral","sentiment_score":0.12122673094272614},{"text":"Yeah.","start":1667.01,"end":1667.25,"sentiment":"neutral","sentiment_score":0.09290988743305206},{"text":"That's okay.","start":1667.25,"end":1667.89,"sentiment":"neutral","sentiment_score":0.10854484140872955}],"sentiment":"neutral","sentiment_score":0.10247230755963496,"num_words":28,"start":1654.6101,"end":1667.89},{"sentences":[{"text":"You're still really young.","start":1667.89,"end":1669.1101,"sentiment":"neutral","sentiment_score":-0.13934912346303463},{"text":"That's okay.","start":1669.815,"end":1670.5549,"sentiment":"neutral","sentiment_score":-0.005325967445969582},{"text":"You're still really young.","start":1670.615,"end":1671.575,"sentiment":"neutral","sentiment_score":-0.02774673979729414},{"text":"When we look at the advice, we currently only look at the next ten years because anything beyond that, there's too many factors that could change in your life.","start":1671.575,"end":1678.135,"sentiment":"neutral","sentiment_score":-0.009426274112072485},{"text":"So we'll look at the next ten years with regards to the advice and then keep altering and updating it and doing cat tests with you.","start":1678.135,"end":1684.35,"sentiment":"neutral","sentiment_score":0.19146259759481138}],"sentiment":"neutral","sentiment_score":0.061932772312026756,"num_words":65,"start":1667.89,"end":1684.35},{"sentences":[{"text":"You've got your holiday coming up in October, which is fantastic.","start":1684.75,"end":1687.73,"sentiment":"positive","sentiment_score":0.6813694130290638},{"text":"Is there anything else goal wise that you're looking to achieve in the next one, two, three, five years, or are you sort of just hoping to find some sort of work and get back into things, or what's your thoughts?","start":1687.87,"end":1698.61,"sentiment":"neutral","sentiment_score":0.13415107994181355},{"text":"Yep.","start":1702.225,"end":1702.705,"sentiment":"neutral","sentiment_score":0.028822239488363263},{"text":"That's okay.","start":1702.705,"end":1703.445,"sentiment":"neutral","sentiment_score":0.1056351326406002},{"text":"Not a problem at all.","start":1703.825,"end":1705.2849,"sentiment":"neutral","sentiment_score":0.1982410281896591}],"sentiment":"neutral","sentiment_score":0.23710925777753195,"num_words":60,"start":1684.75,"end":1705.2849},{"sentences":[{"text":"Yeah.","start":1705.985,"end":1706.485,"sentiment":"neutral","sentiment_score":0.09115616977214812},{"text":"Yeah.","start":1707.2649,"end":1707.7649,"sentiment":"neutral","sentiment_score":0.15658998489379883},{"text":"Absolutely.","start":1707.825,"end":1708.325,"sentiment":"neutral","sentiment_score":0.29665398597717285},{"text":"Not an issue at all.","start":1708.465,"end":1709.6649,"sentiment":"neutral","sentiment_score":0.13685052692890168},{"text":"Well, I'll send out an email after the call for you just with a bit of a follow-up on what we've gone through, what I'm gonna look at just to kinda give you a bit of a recap because we've touched on a lot of different areas.","start":1709.6649,"end":1719.75,"sentiment":"neutral","sentiment_score":0.098871537345521}],"sentiment":"neutral","sentiment_score":0.10682936419140208,"num_words":55,"start":1705.985,"end":1719.75},{"sentences":[{"text":"I'm also gonna send through the lawyer's information for you guys so you can have a bit of a look at the costing and everything there.","start":1720.4501,"end":1726.815,"sentiment":"neutral","sentiment_score":0.09913973266688678},{"text":"I'm also just gonna send you an annual review pack to you as well.","start":1727.0549,"end":1730.1749,"sentiment":"neutral","sentiment_score":0.13017392850347928},{"text":"It's got your ongoing service agreement for the next twelve months there with that 1.65.","start":1730.1749,"end":1735.235,"sentiment":"neutral","sentiment_score":0.10073925157388051},{"text":"It's also got the financial services guide in there for you, which outlines everything about who we are, what we do.","start":1735.695,"end":1741.315,"sentiment":"neutral","sentiment_score":0.1209654634197553},{"text":"The lovely photo of me and my licensing details in there for you as well because I'm a full licensed adviser, and my registration number through Aftik is 1304394.","start":1741.46,"end":1751.0,"sentiment":"positive","sentiment_score":0.3383465666195442}],"sentiment":"neutral","sentiment_score":0.17393792367407254,"num_words":105,"start":1720.4501,"end":1751.0},{"sentences":[{"text":"And it's also got your portfolio report for you to have a look at.","start":1752.02,"end":1756.025,"sentiment":"neutral","sentiment_score":0.1777602152100631},{"text":"I've got a few other little documents there for you to sort of view.","start":1756.025,"end":1759.405,"sentiment":"neutral","sentiment_score":0.17550955074174063},{"text":"When that comes through to your email, if you can just sign and return for me, that would be fabulous, and I'll do some additional research and update this advice for you.","start":1759.625,"end":1768.53,"sentiment":"positive","sentiment_score":0.3737981989979744},{"text":"And I'll go back and make sure I speak to the claims department and see what we can do about that PPD so we can get a guide on when we might be able to claiming on that PPD cover for you.","start":1768.77,"end":1778.29,"sentiment":"neutral","sentiment_score":0.13007020515700182},{"text":"How does that sound?","start":1778.29,"end":1779.51,"sentiment":"neutral","sentiment_score":0.14453580603003502}],"sentiment":"neutral","sentiment_score":0.21649444275447782,"num_words":106,"start":1752.02,"end":1779.51},{"sentences":[{"text":"Yep.","start":1781.1051,"end":1781.5851,"sentiment":"neutral","sentiment_score":0.2773936986923218},{"text":"Beautiful.","start":1781.5851,"end":1782.0851,"sentiment":"positive","sentiment_score":0.42440998554229736},{"text":"Have I missed anything?","start":1782.2251,"end":1783.3451,"sentiment":"neutral","sentiment_score":0.12087366171181202},{"text":"Is there anything else that you kind of wanted me to touch on or any other questions at all?","start":1783.3451,"end":1787.925,"sentiment":"neutral","sentiment_score":0.070488669566418},{"text":"Yep.","start":1790.145,"end":1790.645,"sentiment":"neutral","sentiment_score":0.18952450156211853}],"sentiment":"neutral","sentiment_score":0.10438875209253567,"num_words":26,"start":1781.1051,"end":1790.645},{"sentences":[{"text":"Beautiful.","start":1790.7051,"end":1791.2051,"sentiment":"positive","sentiment_score":0.44173502922058105},{"text":"Beautiful.","start":1791.265,"end":1791.745,"sentiment":"positive","sentiment_score":0.4359789192676544},{"text":"If there's anything else, Russ, let me know.","start":1791.745,"end":1793.425,"sentiment":"neutral","sentiment_score":0.2374754436314106},{"text":"You'll also have my direct email, so you can shoot me an email back if you need anything.","start":1793.425,"end":1797.42,"sentiment":"neutral","sentiment_score":0.24792155540651745},{"text":"And I'll get stuck into this research for you, and I'll get the plan together.","start":1798.04,"end":1801.8201,"sentiment":"neutral","sentiment_score":0.31465770800908405}],"sentiment":"neutral","sentiment_score":0.2781388631393743,"num_words":43,"start":1790.7051,"end":1801.8201},{"sentences":[{"text":"I would like to maybe book you in for sort of two weeks to have that advice presented.","start":1802.52,"end":1806.78,"sentiment":"neutral","sentiment_score":0.29117856588628555},{"text":"Is that okay?","start":1806.84,"end":1807.74,"sentiment":"neutral","sentiment_score":0.22635671496391296},{"text":"Beautiful.","start":1809.8151,"end":1810.3151,"sentiment":"positive","sentiment_score":0.420162171125412},{"text":"So that brings us up to where are we at?","start":1810.535,"end":1812.935,"sentiment":"neutral","sentiment_score":0.17815011143684387},{"text":"The fifteenth today.","start":1812.935,"end":1813.895,"sentiment":"neutral","sentiment_score":0.04733548934261004}],"sentiment":"neutral","sentiment_score":0.23611297383904456,"num_words":35,"start":1802.52,"end":1813.895},{"sentences":[{"text":"That brings us up to the April 29.","start":1813.895,"end":1816.3151,"sentiment":"neutral","sentiment_score":0.03561078663915396},{"text":"Did you want kinda this time in the morning on a Wednesday?","start":1816.855,"end":1819.995,"sentiment":"neutral","sentiment_score":0.01733085171629985},{"text":"Does that suit you better?","start":1820.055,"end":1821.175,"sentiment":"neutral","sentiment_score":0.010044823586940765},{"text":"Or yes.","start":1821.175,"end":1828.67,"sentiment":"neutral","sentiment_score":-0.02806418901309371},{"text":"Yeah.","start":1830.4901,"end":1830.81,"sentiment":"neutral","sentiment_score":0.09221889823675156}],"sentiment":"neutral","sentiment_score":0.020684683994789208,"num_words":28,"start":1813.895,"end":1830.81},{"sentences":[{"text":"Absolutely.","start":1830.81,"end":1831.31,"sentiment":"neutral","sentiment_score":0.16186876595020294},{"text":"And did you want the same time, 09:00 in the morning?","start":1831.37,"end":1834.03,"sentiment":"neutral","sentiment_score":0.04051090404391289},{"text":"Yes.","start":1835.385,"end":1835.785,"sentiment":"neutral","sentiment_score":0.19798508286476135},{"text":"Beautiful.","start":1835.785,"end":1836.285,"sentiment":"positive","sentiment_score":0.6123155355453491},{"text":"So I'll make it the thirtieth, which is the the April 30 at 9AM, and I'll have that advice document ready to go.","start":1836.3451,"end":1844.1051,"sentiment":"neutral","sentiment_score":0.2579537895710572}],"sentiment":"neutral","sentiment_score":0.198668283485883,"num_words":37,"start":1830.81,"end":1844.1051},{"sentences":[{"text":"I'll do the research in the meantime, and we'll go through that together.","start":1844.1051,"end":1847.7251,"sentiment":"neutral","sentiment_score":0.23806592248953307},{"text":"Okay?","start":1847.9451,"end":1848.4451,"sentiment":"neutral","sentiment_score":0.13871100544929504},{"text":"My pleasure, Ross.","start":1850.6,"end":1851.48,"sentiment":"positive","sentiment_score":0.8042475978533427},{"text":"It's been a pleasure chatting to you today.","start":1851.48,"end":1853.5599,"sentiment":"positive","sentiment_score":0.890148475766182},{"text":"I'll get all everything sorted, and, yeah, we'll make sure we do catch ups and see how things are going and see how the markets will go for us over the next few months.","start":1853.5599,"end":1862.7,"sentiment":"positive","sentiment_score":0.5602746281553718}],"sentiment":"positive","sentiment_score":0.5392684060133109,"num_words":59,"start":1844.1051,"end":1862.7},{"sentences":[{"text":"Beautiful.","start":1864.595,"end":1865.075,"sentiment":"positive","sentiment_score":0.8427881002426147},{"text":"Thank you so much for your time.","start":1865.075,"end":1866.355,"sentiment":"positive","sentiment_score":0.8646370938846043},{"text":"I hope you have a lovely day.","start":1866.355,"end":1868.0549,"sentiment":"positive","sentiment_score":0.8230767590659005},{"text":"Thank you.","start":1869.955,"end":1870.595,"sentiment":"positive","sentiment_score":0.6565758585929871},{"text":"I'll talk to you soon.","start":1870.595,"end":1871.715,"sentiment":"positive","sentiment_score":0.5437122941017151}],"sentiment":"positive","sentiment_score":0.7585681026632135,"num_words":22,"start":1864.595,"end":1871.715},{"sentences":[{"text":"Appreciate it.","start":1871.715,"end":1872.7749,"sentiment":"positive","sentiment_score":0.7274406254291534},{"text":"Thanks.","start":1873.875,"end":1874.355,"sentiment":"positive","sentiment_score":0.5751422643661499},{"text":"Bye.","start":1874.355,"end":1874.855,"sentiment":"neutral","sentiment_score":-0.09145379811525343}],"sentiment":"positive","sentiment_score":0.48464242927730083,"num_words":4,"start":1871.715,"end":1874.855}]}}]},{"alternatives":[{"transcript":"Hello? No. I know. Why? I was always talking for a while and right. Okay. Yeah. Yeah. We can we can give it a go and see how it goes, like, and over the next I don't know. When the next call's three another three months, we'll see what it's done and any difference. Or, obviously, this would probably take a longer time to to get a real understanding of how it actually worked, or I suppose you probably need, like, a six or twelve month period for it to to show a real estimate of how good it is. Yeah. It does. Oh, yes. Yeah. As long as the quality doesn't the quality of the quality of the sun doesn't go down. Yep. Yeah. Yeah. Definitely. Yeah. No. I would not touch that at all. So yeah. The the only thing I would I was wondering about is the TDP that I have. Alright? That's obviously not working for for me at the moment. But the thing is, if I was to change it to something else, because my injury has already happened, it would never cover this injury. Yeah. So it's pointless changing it. Yeah. That was just the question. Well, at that point, I did. I and I do, but I would have gone, well, I had to have surgery because there was an option for surgery. But now I've had the surgery, I still have those problems. Well, I need help with, say, manicuring. Like, I can't cut my own toadails. I can't put socks on. I can't really wash my feet. So they're the only things that I'm incapable of doing at the moment. But they didn't specify whether that was good enough or not. They just said, well, there's an option for surgery. So I don't know if I should go through all that whole process again, whether that would that would pass or not. Yep. Yes. Definitely. Yeah. It's a lot of it's a lot of paperwork as well. Well, I see the GP every month, once a month. And at the moment with the the surgeon specialist, he's he's on a six month review. So I had a a post op, and then I'm due for another another one in June. I see him again in June, and then I I'm not sure if it's another six month after that I'll see him again. But I've got hydrotherapy. I've got physio. Yeah. So I'm doing all that at the moment as well. So the other the other thing we sort of need to ask them is if if this all happens after I think they said the the recovery period by twelve months. So I I don't know if anything can happen until after that twelve months anyway. Because I I've had the surgery in December. Yeah. That's just a given now. It's yeah. Yep. 1,200 a week. I was getting about 1,500, but now I'm down to 12. Yeah. Supposed to continue in until there's a I I get a job or there's a settlement. So, apparently, they can't they can't stop paying me unless I can be reskilled and into a job. Yeah. Yeah. No. Yeah. That's what I need as well. Okay. Yes. Well, that's the thing. We're we're surviving. Yeah. There's no savings at the moment. There hasn't been savings since I finished work, really. So we were because my wife's from Mexico, so we're going to we were originally going to Mexico every couple of years, and now that's sort of on hold. So we've actually I got a redundancy payout from work as well, and we're gonna just use that now to get tickets to go to Mexico because we're just stuck. I've got nothing to look forward to at the moment. So Alright. Alright. Yeah. We've we've got tickets, and they had a big red sale on events with Qantas, so we've got them pretty much half price. So so we're going October to Mexico and do four weeks there and then start again. Yes. Mentality. No. It's all pretty good. Let's see how it goes. We got two cars. I got a Toyota Camry, like, 2000 model and a 2015 Nissan X Trail. And that's that's probably worth about 14,000, I think. Yeah. Still about 3. They're all owned. They have no debts. Oh, we got we got 10 left at the moment, but that'll be that'll be spent in Mexico. Yeah. I'd say between 100, 150. We don't have any insurance on them. Run on trust. $4.50. Yes. No. No. I no. I don't have a will. Not really, but probably should. Yes, please. Can I ask a quick question? With my will and and all all my assets, is there is there a clause in there where you can do like a it sounds stupid, but it picks a pick situation where you say everybody has one turn at picking what they want. So somebody picks what they want, and then the next person picks what they want and so forth. Yeah. Right. Oh, it's only between my wife and two kids. But one of them is five, so he wouldn't work. He'd be picking all the wrong things. No. He'd just be picking my soccer balls. Yeah. Right. Just two. Yep. Yep. Oh, one 15 and one five. Yeah. Yeah. So in in my I thought when I originally set up all this, like, years ago when I first come with you, I thought, I don't know if you guys helped me appoint my wife as the power of attorney, or she's just the the receiver of anything of of the money if I if I pass. Yep. But that doesn't do anything with the assets or anything. Okay. So all all of my, like, say, my savings and whatnot, that's not included. Yeah. Right. Yeah. Fine time. And if I was to so if I was to appoint a power of attorney, would they have control as to what happens with them? Yep. Yep. And if I didn't have a will if I didn't have a will at that point, would they have the power to create my will? No. Okay. So what so what would happen with all my things if I was to go tomorrow with no will? Right. Okay. Yep. Yep. Yeah. And upsets the rest of the family. Because I my my auntie actually had a power of attorney to her her husband who was her ex husband by the time she passed. And he was taking things from the house, and they pretty much took everything before her sisters, like my mom and and her sister couldn't get hold of them. So, yeah, I understand. If you don't if you don't do it properly, things things can go bad. Yes. Yeah. Not a problem. Very clear. At least I understand what what it is now. I never really asked the question. Thank you very much. Yep. At the moment, she's very nice to me. Well, 60 what is it? 67? Oh, really? Alright. I'll probably still go as long as I can. I don't wanna be stuck at home. Yep. Yeah. I'm just I can't really plan on anything besides trying to get to work. It's priority one at the moment. Yep. Beautiful. No. I think that's about it. Yeah. For sure. Wednesday. Today is Wednesday, ain't it? If possible, we'll go Thursday. Yes, please. Thank you very much. Awesome. Same with yourself. See you.","confidence":0.9951521,"words":[{"word":"hello","start":0.0,"end":0.5,"confidence":0.79924995,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.004583317786455154},{"word":"no","start":5.04,"end":5.3599997,"confidence":0.9196025,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.210776224732399},{"word":"i","start":5.3599997,"end":5.44,"confidence":0.28886414,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17832691967487335},{"word":"know","start":5.44,"end":5.8399997,"confidence":0.29358733,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.1790989488363266},{"word":"why","start":5.8399997,"end":6.04,"confidence":0.62808156,"punctuated_word":"Why?","sentiment":"neutral","sentiment_score":-0.14033442735671997},{"word":"i","start":6.04,"end":6.24,"confidence":0.8915308,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14378200471401217},{"word":"was","start":6.24,"end":6.48,"confidence":0.86205506,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.1148672178387642},{"word":"always","start":6.48,"end":6.8799996,"confidence":0.40389654,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.1032266765832901},{"word":"talking","start":6.8799996,"end":7.2,"confidence":0.98809993,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.10561338067054749},{"word":"for","start":7.2,"end":7.3599997,"confidence":0.9962165,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.09535188227891922},{"word":"a","start":7.3599997,"end":7.44,"confidence":0.9914589,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09778932482004166},{"word":"while","start":7.44,"end":7.68,"confidence":0.9976406,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.09662333130836488},{"word":"and","start":7.68,"end":8.18,"confidence":0.39387435,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05171078443527222},{"word":"right","start":13.599999,"end":14.0,"confidence":0.9648299,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.11134147644042967},{"word":"okay","start":14.0,"end":14.5,"confidence":0.99903256,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.014948006719350817},{"word":"yeah","start":23.805,"end":24.305,"confidence":0.94649667,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026699557900428772},{"word":"yeah","start":29.005001,"end":29.505001,"confidence":0.9443301,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1011177897453308},{"word":"we","start":31.26,"end":31.42,"confidence":0.98328775,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.27301639318466187},{"word":"can","start":31.42,"end":31.66,"confidence":0.91466576,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.27341338992118835},{"word":"we","start":31.66,"end":31.82,"confidence":0.99030125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.19662261009216309},{"word":"can","start":31.82,"end":32.06,"confidence":0.99982965,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2574046552181244},{"word":"give","start":32.06,"end":32.22,"confidence":0.9994832,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.3033974766731262},{"word":"it","start":32.22,"end":32.3,"confidence":0.9996263,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.22437188029289248},{"word":"a","start":32.3,"end":32.38,"confidence":0.998547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.25692319869995117},{"word":"go","start":32.38,"end":32.54,"confidence":0.99963236,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.26687362790107727},{"word":"and","start":32.54,"end":32.78,"confidence":0.9928328,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.295777827501297},{"word":"see","start":32.78,"end":32.94,"confidence":0.99988854,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.2925203740596771},{"word":"how","start":32.94,"end":33.1,"confidence":0.9999,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.24808351695537567},{"word":"it","start":33.1,"end":33.18,"confidence":0.9998005,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24056057631969452},{"word":"goes","start":33.18,"end":33.68,"confidence":0.8191628,"punctuated_word":"goes,","sentiment":"neutral","sentiment_score":0.27880072593688965},{"word":"like","start":33.739998,"end":34.239998,"confidence":0.70771515,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.19871532917022705},{"word":"and","start":34.94,"end":35.18,"confidence":0.75944537,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06549650430679321},{"word":"over","start":35.18,"end":35.42,"confidence":0.96356535,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.08109374344348907},{"word":"the","start":35.42,"end":35.579998,"confidence":0.99970776,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04397154971957207},{"word":"next","start":35.579998,"end":35.82,"confidence":0.999801,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.030613888055086136},{"word":"i","start":35.94,"end":36.059998,"confidence":0.4934631,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.009997434914112093},{"word":"don't","start":36.059998,"end":36.14,"confidence":0.9927567,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.04136823117733002},{"word":"know","start":36.14,"end":36.3,"confidence":0.75051606,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.04725395143032074},{"word":"when","start":36.3,"end":36.38,"confidence":0.98466915,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.003182973712682724},{"word":"the","start":36.38,"end":36.54,"confidence":0.99631053,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0024647600948810577},{"word":"next","start":36.54,"end":36.78,"confidence":0.99811894,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.0016070380806922913},{"word":"call's","start":36.78,"end":37.02,"confidence":0.6118885,"punctuated_word":"call's","sentiment":"neutral","sentiment_score":-0.005271940492093563},{"word":"three","start":37.02,"end":37.26,"confidence":0.5462574,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.0020748190581798553},{"word":"another","start":37.34,"end":37.66,"confidence":0.99044156,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.0027544982731342316},{"word":"three","start":37.66,"end":37.82,"confidence":0.9987663,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.0006268694996833801},{"word":"months","start":37.82,"end":38.14,"confidence":0.76922774,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.03235179930925369},{"word":"we'll","start":38.14,"end":38.54,"confidence":0.93820953,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.042912207543849945},{"word":"see","start":38.54,"end":38.7,"confidence":0.9693834,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.033413663506507874},{"word":"what","start":38.7,"end":38.94,"confidence":0.99840385,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.020276300609111782},{"word":"it's","start":38.94,"end":39.18,"confidence":0.9951607,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.011339215561747553},{"word":"done","start":39.18,"end":39.42,"confidence":0.9992969,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.012610621750354769},{"word":"and","start":39.42,"end":39.92,"confidence":0.82584935,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.00515398383140564},{"word":"any","start":40.3,"end":40.62,"confidence":0.993968,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.006923846900463104},{"word":"difference","start":40.62,"end":41.02,"confidence":0.6853122,"punctuated_word":"difference.","sentiment":"neutral","sentiment_score":-0.012935098260641098},{"word":"or","start":41.02,"end":41.52,"confidence":0.6467799,"punctuated_word":"Or,","sentiment":"neutral","sentiment_score":0.040099501609802246},{"word":"obviously","start":44.665,"end":45.145,"confidence":0.9974085,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.09306582808494568},{"word":"this","start":45.145,"end":45.385,"confidence":0.9920968,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.07875041663646698},{"word":"would","start":45.385,"end":45.545,"confidence":0.9160438,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.09184546768665314},{"word":"probably","start":45.545,"end":45.864998,"confidence":0.99891245,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.06972433626651764},{"word":"take","start":45.864998,"end":46.025,"confidence":0.9997671,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.030031193047761917},{"word":"a","start":46.025,"end":46.105,"confidence":0.999315,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.012207899242639542},{"word":"longer","start":46.105,"end":46.505,"confidence":0.99853885,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":-0.014592170715332031},{"word":"time","start":46.505,"end":46.825,"confidence":0.9994912,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.016432099044322968},{"word":"to","start":46.825,"end":47.225,"confidence":0.9998307,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.011668585240840912},{"word":"to","start":47.225,"end":47.385,"confidence":0.94861144,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02503209561109543},{"word":"get","start":47.385,"end":47.545,"confidence":0.9998386,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.023835785686969757},{"word":"a","start":47.545,"end":47.704998,"confidence":0.99983025,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.018604416400194168},{"word":"real","start":47.704998,"end":48.204998,"confidence":0.9998474,"punctuated_word":"real","sentiment":"neutral","sentiment_score":0.0367652103304863},{"word":"understanding","start":49.225,"end":49.725,"confidence":0.8921476,"punctuated_word":"understanding","sentiment":"neutral","sentiment_score":0.02636107802391052},{"word":"of","start":49.785,"end":50.105,"confidence":0.99968946,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02231837809085846},{"word":"how","start":50.105,"end":50.345,"confidence":0.99905366,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.06676831841468811},{"word":"it","start":50.345,"end":50.585,"confidence":0.99785453,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10661543905735016},{"word":"actually","start":50.585,"end":51.085,"confidence":0.99624324,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.0882042944431305},{"word":"worked","start":51.225,"end":51.545,"confidence":0.7548555,"punctuated_word":"worked,","sentiment":"neutral","sentiment_score":0.0941401794552803},{"word":"or","start":51.545,"end":51.785,"confidence":0.99853873,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0770830512046814},{"word":"i","start":51.785,"end":51.945,"confidence":0.8068693,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06759364157915115},{"word":"suppose","start":51.945,"end":52.184998,"confidence":0.982236,"punctuated_word":"suppose","sentiment":"neutral","sentiment_score":0.07114730775356293},{"word":"you","start":52.184998,"end":52.265,"confidence":0.45469126,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07275243103504181},{"word":"probably","start":52.265,"end":52.505,"confidence":0.9416755,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.061154719442129135},{"word":"need","start":52.505,"end":52.745,"confidence":0.914219,"punctuated_word":"need,","sentiment":"neutral","sentiment_score":0.04858952388167381},{"word":"like","start":52.745,"end":52.905,"confidence":0.9989841,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.061673328280448914},{"word":"a","start":52.905,"end":53.065,"confidence":0.990476,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08785249292850494},{"word":"six","start":53.065,"end":53.225,"confidence":0.9998166,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.0787828117609024},{"word":"or","start":53.225,"end":53.385,"confidence":0.97980505,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.028782010078430176},{"word":"twelve","start":53.385,"end":53.625,"confidence":0.99907327,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.053273387253284454},{"word":"month","start":53.625,"end":53.945,"confidence":0.9979214,"punctuated_word":"month","sentiment":"neutral","sentiment_score":0.048263855278491974},{"word":"period","start":53.945,"end":54.265,"confidence":0.9998323,"punctuated_word":"period","sentiment":"neutral","sentiment_score":0.06489835679531097},{"word":"for","start":54.265,"end":54.385,"confidence":0.9977175,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06695480644702911},{"word":"it","start":54.385,"end":54.504997,"confidence":0.9768314,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06178189441561699},{"word":"to","start":54.504997,"end":55.004997,"confidence":0.99638355,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07385438680648804},{"word":"to","start":56.585,"end":56.745,"confidence":0.8761907,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08339104801416397},{"word":"show","start":56.745,"end":56.985,"confidence":0.99878424,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.0965224951505661},{"word":"a","start":56.985,"end":57.065,"confidence":0.99839646,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1368222534656525},{"word":"real","start":57.065,"end":57.565,"confidence":0.9999293,"punctuated_word":"real","sentiment":"neutral","sentiment_score":0.16332606971263883},{"word":"estimate","start":57.705,"end":58.184998,"confidence":0.9983259,"punctuated_word":"estimate","sentiment":"neutral","sentiment_score":0.17131949961185455},{"word":"of","start":58.184998,"end":58.59,"confidence":0.9982071,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1978241205215454},{"word":"how","start":58.59,"end":58.91,"confidence":0.99982363,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.1610908955335617},{"word":"good","start":58.91,"end":59.07,"confidence":0.99894625,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.1692672222852707},{"word":"it","start":59.07,"end":59.57,"confidence":0.9995128,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.20044463872909543},{"word":"is","start":63.87,"end":64.369995,"confidence":0.94898534,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.23038816452026367},{"word":"yeah","start":85.744995,"end":85.985,"confidence":0.97503656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15198521316051483},{"word":"it","start":85.985,"end":86.145,"confidence":0.91162163,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.21059834957122803},{"word":"does","start":86.145,"end":86.645,"confidence":0.98967004,"punctuated_word":"does.","sentiment":"neutral","sentiment_score":0.20275789499282837},{"word":"oh","start":147.06,"end":147.22,"confidence":0.900421,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.081880122423172},{"word":"yes","start":147.22,"end":147.72,"confidence":0.8222629,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.08003499358892441},{"word":"yeah","start":148.5,"end":149.0,"confidence":0.7020018,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0536130890250206},{"word":"as","start":149.22,"end":149.38,"confidence":0.975688,"punctuated_word":"As","sentiment":"neutral","sentiment_score":-0.01883362978696823},{"word":"long","start":149.38,"end":149.62,"confidence":0.99174577,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.03304993361234665},{"word":"as","start":149.62,"end":149.7,"confidence":0.9978447,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.00240529328584671},{"word":"the","start":149.7,"end":149.86,"confidence":0.99616456,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04845938831567764},{"word":"quality","start":149.86,"end":150.26,"confidence":0.99857986,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":-0.13438794016838074},{"word":"doesn't","start":150.26,"end":150.76,"confidence":0.99872226,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.04960642382502556},{"word":"the","start":151.22,"end":151.38,"confidence":0.9811849,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07448644191026688},{"word":"quality","start":151.38,"end":151.78,"confidence":0.99626887,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":-0.12771379947662354},{"word":"of","start":151.78,"end":151.86,"confidence":0.9195555,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0704781636595726},{"word":"the","start":151.86,"end":151.94,"confidence":0.5782127,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.045941174030303955},{"word":"quality","start":151.94,"end":152.34,"confidence":0.90251654,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":-0.0887739285826683},{"word":"of","start":152.34,"end":152.5,"confidence":0.9779798,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05263892561197281},{"word":"the","start":152.5,"end":152.58,"confidence":0.9966625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.030195824801921844},{"word":"sun","start":152.58,"end":152.9,"confidence":0.6040542,"punctuated_word":"sun","sentiment":"neutral","sentiment_score":0.019062690436840057},{"word":"doesn't","start":152.9,"end":153.22,"confidence":0.99959147,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.05400124192237854},{"word":"go","start":153.22,"end":153.46,"confidence":0.9993605,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.0768207311630249},{"word":"down","start":153.46,"end":153.96,"confidence":0.9853308,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":-0.07989075779914856},{"word":"yep","start":188.43001,"end":188.93001,"confidence":0.97218096,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10247118771076202},{"word":"yeah","start":189.15001,"end":189.65001,"confidence":0.890329,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16593149304389954},{"word":"yeah","start":231.515,"end":231.83499,"confidence":0.95546806,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20785917341709137},{"word":"definitely","start":231.83499,"end":232.33499,"confidence":0.9951521,"punctuated_word":"Definitely.","sentiment":"positive","sentiment_score":0.3947153091430664},{"word":"yeah","start":241.96,"end":242.46,"confidence":0.89048755,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1954580843448639},{"word":"no","start":271.94998,"end":272.35,"confidence":0.9472693,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2205018401145935},{"word":"i","start":272.35,"end":272.51,"confidence":0.9553959,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.24550993740558624},{"word":"would","start":272.51,"end":272.91,"confidence":0.9979723,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.21809904277324677},{"word":"not","start":272.91,"end":273.31,"confidence":0.9961159,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.23164597153663635},{"word":"touch","start":273.31,"end":273.55,"confidence":0.99732333,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":-0.2090900242328644},{"word":"that","start":273.55,"end":273.79,"confidence":0.9974598,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.3089717924594879},{"word":"at","start":273.79,"end":273.94998,"confidence":0.99882394,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.3705348670482635},{"word":"all","start":273.94998,"end":274.44998,"confidence":0.97789204,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.23726391792297363},{"word":"so","start":275.975,"end":276.175,"confidence":0.9068716,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03355676308274269},{"word":"yeah","start":276.375,"end":276.875,"confidence":0.99767375,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.0685921162366867},{"word":"the","start":277.655,"end":278.135,"confidence":0.69488406,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.030340323224663734},{"word":"the","start":278.135,"end":278.215,"confidence":0.9829212,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.019673872739076614},{"word":"only","start":278.215,"end":278.45502,"confidence":0.99546105,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.003555610775947571},{"word":"thing","start":278.45502,"end":278.855,"confidence":0.99937075,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.013255197554826736},{"word":"i","start":278.855,"end":278.935,"confidence":0.99899083,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01602436788380146},{"word":"would","start":278.935,"end":279.135,"confidence":0.99065,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.01806226745247841},{"word":"i","start":279.33502,"end":279.495,"confidence":0.99387264,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.015379110351204872},{"word":"was","start":279.495,"end":279.995,"confidence":0.9993273,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.02579672448337078},{"word":"wondering","start":280.375,"end":280.855,"confidence":0.9991973,"punctuated_word":"wondering","sentiment":"neutral","sentiment_score":-0.009842107072472572},{"word":"about","start":280.855,"end":281.17502,"confidence":0.99931574,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.022152282297611237},{"word":"is","start":281.17502,"end":281.67502,"confidence":0.99825495,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.0112508712336421},{"word":"the","start":283.815,"end":284.315,"confidence":0.93954414,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.033630333840847015},{"word":"tdp","start":284.61502,"end":285.11502,"confidence":0.9869756,"punctuated_word":"TDP","sentiment":"neutral","sentiment_score":-0.04128488153219223},{"word":"that","start":285.255,"end":285.495,"confidence":0.9997869,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03990088030695915},{"word":"i","start":285.495,"end":285.655,"confidence":0.9999223,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0271846204996109},{"word":"have","start":285.655,"end":286.155,"confidence":0.9445027,"punctuated_word":"have.","sentiment":"neutral","sentiment_score":-0.028445087373256683},{"word":"alright","start":286.695,"end":287.195,"confidence":0.6196085,"punctuated_word":"Alright?","sentiment":"neutral","sentiment_score":-0.02152700535953045},{"word":"that's","start":287.575,"end":287.815,"confidence":0.8173307,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.24300965666770935},{"word":"obviously","start":287.815,"end":288.315,"confidence":0.9800598,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.288230836391449},{"word":"not","start":288.61502,"end":289.05,"confidence":0.99910444,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.3102857768535614},{"word":"working","start":290.09,"end":290.59,"confidence":0.99959785,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.2290278822183609},{"word":"for","start":290.65,"end":291.15,"confidence":0.9995734,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.22549866139888763},{"word":"for","start":292.00998,"end":292.25,"confidence":0.9378647,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.20952250063419345},{"word":"me","start":292.25,"end":292.49,"confidence":0.9998535,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.21482372283935547},{"word":"at","start":292.49,"end":292.56998,"confidence":0.99940133,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.23798993229866028},{"word":"the","start":292.56998,"end":292.72998,"confidence":0.99961394,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.23746834695339203},{"word":"moment","start":292.72998,"end":293.22998,"confidence":0.97034335,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.09984903782606123},{"word":"but","start":293.77,"end":293.93,"confidence":0.9886423,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.06634053587913513},{"word":"the","start":293.93,"end":294.09,"confidence":0.9994555,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06937900930643082},{"word":"thing","start":294.09,"end":294.33,"confidence":0.9998772,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.06583230197429657},{"word":"is","start":294.33,"end":294.83,"confidence":0.8262112,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.07389368116855621},{"word":"if","start":294.97,"end":295.12997,"confidence":0.99914503,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.08332014083862305},{"word":"i","start":295.12997,"end":295.28998,"confidence":0.99956554,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09683747589588164},{"word":"was","start":295.28998,"end":295.53,"confidence":0.98051214,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.0965605527162552},{"word":"to","start":295.53,"end":295.61,"confidence":0.9985446,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09323889762163162},{"word":"change","start":295.61,"end":295.93,"confidence":0.999938,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.10309253633022308},{"word":"it","start":295.93,"end":296.25,"confidence":0.9997272,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.08133220672607422},{"word":"to","start":296.25,"end":296.40997,"confidence":0.9992017,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07171112298965454},{"word":"something","start":296.40997,"end":296.72998,"confidence":0.99994516,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.06344000995159149},{"word":"else","start":296.72998,"end":297.22998,"confidence":0.8383833,"punctuated_word":"else,","sentiment":"neutral","sentiment_score":-0.07203610241413116},{"word":"because","start":298.72998,"end":299.12997,"confidence":0.9753362,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.13766410946846008},{"word":"my","start":299.12997,"end":299.28998,"confidence":0.99988806,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.18934929370880127},{"word":"injury","start":299.28998,"end":299.61,"confidence":0.5940081,"punctuated_word":"injury","sentiment":"neutral","sentiment_score":-0.1974537968635559},{"word":"has","start":299.61,"end":299.69,"confidence":0.6585857,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.2087465077638626},{"word":"already","start":299.69,"end":300.00998,"confidence":0.9999672,"punctuated_word":"already","sentiment":"neutral","sentiment_score":-0.24970375001430511},{"word":"happened","start":300.00998,"end":300.33,"confidence":0.9862388,"punctuated_word":"happened,","sentiment":"neutral","sentiment_score":-0.2055707573890686},{"word":"it","start":300.33,"end":300.40997,"confidence":0.9959131,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2573717534542084},{"word":"would","start":300.40997,"end":300.56998,"confidence":0.99987304,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.1666194498538971},{"word":"never","start":300.56998,"end":300.88998,"confidence":0.99965596,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.17438946664333344},{"word":"cover","start":300.88998,"end":301.12997,"confidence":0.9996051,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.18467707931995392},{"word":"this","start":301.12997,"end":301.37,"confidence":0.9997631,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.20974072813987732},{"word":"injury","start":301.37,"end":301.87,"confidence":0.996132,"punctuated_word":"injury.","sentiment":"neutral","sentiment_score":-0.17875336110591888},{"word":"yeah","start":304.225,"end":304.70502,"confidence":0.99718034,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03473697230219841},{"word":"so","start":304.70502,"end":304.945,"confidence":0.9558052,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.11076337099075316},{"word":"it's","start":304.945,"end":305.185,"confidence":0.9982799,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.18686126172542572},{"word":"pointless","start":305.185,"end":305.665,"confidence":0.9995328,"punctuated_word":"pointless","sentiment":"neutral","sentiment_score":-0.204764187335968},{"word":"changing","start":305.665,"end":305.98502,"confidence":0.99945825,"punctuated_word":"changing","sentiment":"neutral","sentiment_score":-0.064678855240345},{"word":"it","start":305.98502,"end":306.225,"confidence":0.9978749,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.07091517746448517},{"word":"yeah","start":306.225,"end":306.725,"confidence":0.97584844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.005270058289170265},{"word":"that","start":307.265,"end":307.505,"confidence":0.8333225,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.009246418252587318},{"word":"was","start":307.505,"end":307.665,"confidence":0.9994599,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.006835125386714935},{"word":"just","start":307.665,"end":307.905,"confidence":0.99950767,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.020708316937088966},{"word":"the","start":307.905,"end":308.065,"confidence":0.66029257,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.029326871037483215},{"word":"question","start":308.065,"end":308.565,"confidence":0.9993851,"punctuated_word":"question.","sentiment":"neutral","sentiment_score":-0.032383572310209274},{"word":"well","start":332.28,"end":332.76,"confidence":0.99509287,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.05452756956219673},{"word":"at","start":332.76,"end":332.91998,"confidence":0.99947137,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.003087341785430908},{"word":"that","start":332.91998,"end":333.08,"confidence":0.9997029,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08249694108963013},{"word":"point","start":333.08,"end":333.4,"confidence":0.955467,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":0.07535351812839508},{"word":"i","start":333.4,"end":333.63998,"confidence":0.99900395,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05547180771827698},{"word":"did","start":333.63998,"end":334.095,"confidence":0.97571766,"punctuated_word":"did.","sentiment":"neutral","sentiment_score":0.10713646560907364},{"word":"i","start":335.215,"end":335.695,"confidence":0.9727974,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.020125247538089752},{"word":"and","start":336.015,"end":336.255,"confidence":0.99871075,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.023496128618717194},{"word":"i","start":336.255,"end":336.495,"confidence":0.99936575,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01533372700214386},{"word":"do","start":336.495,"end":336.815,"confidence":0.84238255,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":-0.0023710280656814575},{"word":"but","start":336.815,"end":337.315,"confidence":0.99956495,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.049174487590789795},{"word":"i","start":337.455,"end":337.615,"confidence":0.3640586,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.213391974568367},{"word":"would","start":337.615,"end":337.775,"confidence":0.59473956,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.2249809205532074},{"word":"have","start":337.775,"end":337.935,"confidence":0.661208,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.22090700268745425},{"word":"gone","start":337.935,"end":338.175,"confidence":0.7990346,"punctuated_word":"gone,","sentiment":"neutral","sentiment_score":-0.22386348247528076},{"word":"well","start":338.175,"end":338.335,"confidence":0.98747575,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.23667150735855105},{"word":"i","start":338.335,"end":338.495,"confidence":0.998054,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.25240516662597656},{"word":"had","start":338.495,"end":338.655,"confidence":0.99239445,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.26086026430130005},{"word":"to","start":338.655,"end":338.73502,"confidence":0.99934405,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.28726598620414734},{"word":"have","start":338.73502,"end":338.895,"confidence":0.99901164,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.24463336169719696},{"word":"surgery","start":338.895,"end":339.395,"confidence":0.998544,"punctuated_word":"surgery","sentiment":"neutral","sentiment_score":-0.17277337610721588},{"word":"because","start":339.615,"end":340.015,"confidence":0.7690404,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.17680791020393372},{"word":"there","start":340.015,"end":340.095,"confidence":0.9786733,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.1133030503988266},{"word":"was","start":340.095,"end":340.255,"confidence":0.99971503,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.12030051648616792},{"word":"an","start":340.255,"end":340.415,"confidence":0.9985305,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.05043819546699524},{"word":"option","start":340.415,"end":340.73502,"confidence":0.9986534,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.005958691239356995},{"word":"for","start":340.73502,"end":340.895,"confidence":0.9230758,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.01982610672712326},{"word":"surgery","start":340.895,"end":341.395,"confidence":0.9877603,"punctuated_word":"surgery.","sentiment":"neutral","sentiment_score":-0.047085605561733246},{"word":"but","start":343.775,"end":344.275,"confidence":0.9088348,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.1987344920635223},{"word":"now","start":344.495,"end":344.735,"confidence":0.9796021,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.31878817081451416},{"word":"i've","start":344.735,"end":344.895,"confidence":0.98207796,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.3105180263519287},{"word":"had","start":344.895,"end":345.055,"confidence":0.99983704,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.22802896797657013},{"word":"the","start":345.055,"end":345.215,"confidence":0.9986929,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.37005746364593506},{"word":"surgery","start":345.215,"end":345.695,"confidence":0.77534735,"punctuated_word":"surgery,","sentiment":"neutral","sentiment_score":-0.30368897318840027},{"word":"i","start":345.695,"end":345.775,"confidence":0.9658343,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.5004329681396484},{"word":"still","start":345.775,"end":346.095,"confidence":0.9994759,"punctuated_word":"still","sentiment":"negative","sentiment_score":-0.4830530881881714},{"word":"have","start":346.095,"end":346.255,"confidence":0.99932206,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.45382383465766907},{"word":"those","start":346.255,"end":346.495,"confidence":0.99991405,"punctuated_word":"those","sentiment":"negative","sentiment_score":-0.41841867566108704},{"word":"problems","start":346.495,"end":346.995,"confidence":0.99823976,"punctuated_word":"problems.","sentiment":"negative","sentiment_score":-0.4262297749519348},{"word":"well","start":369.965,"end":370.465,"confidence":0.9926111,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.056186698377132416},{"word":"i","start":372.04498,"end":372.205,"confidence":0.8628832,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1073307767510414},{"word":"need","start":372.205,"end":372.525,"confidence":0.99930274,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.07953044027090073},{"word":"help","start":372.525,"end":373.025,"confidence":0.9996716,"punctuated_word":"help","sentiment":"neutral","sentiment_score":-0.05037008970975876},{"word":"with","start":373.965,"end":374.465,"confidence":0.7728474,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":-0.07642114162445068},{"word":"say","start":374.925,"end":375.425,"confidence":0.9641681,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.08863714337348938},{"word":"manicuring","start":375.72498,"end":376.22498,"confidence":0.94852066,"punctuated_word":"manicuring.","sentiment":"neutral","sentiment_score":-0.06159260123968125},{"word":"like","start":378.21,"end":378.45,"confidence":0.98846954,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.2635224461555481},{"word":"i","start":378.45,"end":378.69,"confidence":0.9998543,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3933822512626648},{"word":"can't","start":378.69,"end":379.09,"confidence":0.9997233,"punctuated_word":"can't","sentiment":"negative","sentiment_score":-0.36737316846847534},{"word":"cut","start":379.09,"end":379.49,"confidence":0.99695706,"punctuated_word":"cut","sentiment":"negative","sentiment_score":-0.3497987985610962},{"word":"my","start":379.49,"end":379.65,"confidence":0.9777925,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.4638856053352356},{"word":"own","start":379.65,"end":379.81,"confidence":0.8920962,"punctuated_word":"own","sentiment":"negative","sentiment_score":-0.5068258047103882},{"word":"toadails","start":379.81,"end":380.31,"confidence":0.7714251,"punctuated_word":"toadails.","sentiment":"neutral","sentiment_score":-0.31126517057418823},{"word":"i","start":382.21,"end":382.53,"confidence":0.96108794,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4357432723045349},{"word":"can't","start":382.53,"end":382.85,"confidence":0.9997877,"punctuated_word":"can't","sentiment":"negative","sentiment_score":-0.389698714017868},{"word":"put","start":382.85,"end":383.17,"confidence":0.99983037,"punctuated_word":"put","sentiment":"negative","sentiment_score":-0.38417235016822815},{"word":"socks","start":383.17,"end":383.49,"confidence":0.99682695,"punctuated_word":"socks","sentiment":"negative","sentiment_score":-0.3864935338497162},{"word":"on","start":383.49,"end":383.99,"confidence":0.9961592,"punctuated_word":"on.","sentiment":"negative","sentiment_score":-0.4015169143676758},{"word":"i","start":385.57,"end":385.73,"confidence":0.98940897,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4424041509628296},{"word":"can't","start":385.73,"end":385.89,"confidence":0.9998841,"punctuated_word":"can't","sentiment":"negative","sentiment_score":-0.4125998914241791},{"word":"really","start":385.89,"end":386.21,"confidence":0.99986064,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.3955860733985901},{"word":"wash","start":386.21,"end":386.45,"confidence":0.9965252,"punctuated_word":"wash","sentiment":"negative","sentiment_score":-0.4019572138786316},{"word":"my","start":386.45,"end":386.61,"confidence":0.9998597,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.5107731223106384},{"word":"feet","start":386.61,"end":387.11,"confidence":0.96364737,"punctuated_word":"feet.","sentiment":"negative","sentiment_score":-0.35996878147125244},{"word":"so","start":389.09,"end":389.59,"confidence":0.99762183,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.3022962510585785},{"word":"they're","start":389.81,"end":390.13,"confidence":0.9955624,"punctuated_word":"they're","sentiment":"negative","sentiment_score":-0.4117538630962372},{"word":"the","start":390.13,"end":390.21,"confidence":0.9992329,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.458199143409729},{"word":"only","start":390.21,"end":390.53,"confidence":0.99971837,"punctuated_word":"only","sentiment":"negative","sentiment_score":-0.49240076541900635},{"word":"things","start":390.53,"end":391.03,"confidence":0.99256,"punctuated_word":"things","sentiment":"negative","sentiment_score":-0.46713244915008545},{"word":"that","start":392.935,"end":393.17502,"confidence":0.9986034,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.49437183141708374},{"word":"i'm","start":393.17502,"end":393.575,"confidence":0.92570317,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.5353155732154846},{"word":"incapable","start":393.575,"end":394.075,"confidence":0.8110879,"punctuated_word":"incapable","sentiment":"negative","sentiment_score":-0.5757065415382385},{"word":"of","start":394.135,"end":394.215,"confidence":0.9986072,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4719148874282837},{"word":"doing","start":394.215,"end":394.45502,"confidence":0.99988496,"punctuated_word":"doing","sentiment":"negative","sentiment_score":-0.46163663268089294},{"word":"at","start":394.45502,"end":394.535,"confidence":0.9988782,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.5304958820343018},{"word":"the","start":394.535,"end":394.615,"confidence":0.99968195,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.4216415584087372},{"word":"moment","start":394.615,"end":395.115,"confidence":0.8026772,"punctuated_word":"moment.","sentiment":"negative","sentiment_score":-0.3733200132846832},{"word":"but","start":396.855,"end":397.335,"confidence":0.9909485,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.199185848236084},{"word":"they","start":397.335,"end":397.655,"confidence":0.99819994,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.3177453577518463},{"word":"didn't","start":397.655,"end":398.055,"confidence":0.99998015,"punctuated_word":"didn't","sentiment":"negative","sentiment_score":-0.33980387449264526},{"word":"specify","start":398.055,"end":398.535,"confidence":0.9998617,"punctuated_word":"specify","sentiment":"negative","sentiment_score":-0.3802817761898041},{"word":"whether","start":398.535,"end":398.935,"confidence":0.9994209,"punctuated_word":"whether","sentiment":"negative","sentiment_score":-0.34893688559532166},{"word":"that","start":398.935,"end":399.095,"confidence":0.999803,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3556953966617584},{"word":"was","start":399.095,"end":399.595,"confidence":0.99988186,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.33585646748542786},{"word":"good","start":399.655,"end":399.815,"confidence":0.6683873,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.2907094657421112},{"word":"enough","start":399.815,"end":400.215,"confidence":0.99992037,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":-0.299405038356781},{"word":"or","start":400.215,"end":400.375,"confidence":0.9991032,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.28277936577796936},{"word":"not","start":400.375,"end":400.695,"confidence":0.9699477,"punctuated_word":"not.","sentiment":"negative","sentiment_score":-0.35034120082855225},{"word":"they","start":400.695,"end":400.935,"confidence":0.99960786,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.29243654012680054},{"word":"just","start":400.935,"end":401.175,"confidence":0.9995198,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.26896271109580994},{"word":"said","start":401.175,"end":401.675,"confidence":0.9093062,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.24843883514404297},{"word":"well","start":403.575,"end":403.815,"confidence":0.963124,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.3037881851196289},{"word":"there's","start":403.815,"end":404.055,"confidence":0.99852836,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.2915716767311096},{"word":"an","start":404.055,"end":404.215,"confidence":0.99118,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.22992053627967832},{"word":"option","start":404.215,"end":404.535,"confidence":0.9128394,"punctuated_word":"option","sentiment":"neutral","sentiment_score":-0.2149619162082672},{"word":"for","start":404.535,"end":404.695,"confidence":0.9830241,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.2820255160331726},{"word":"surgery","start":404.695,"end":405.095,"confidence":0.9723015,"punctuated_word":"surgery.","sentiment":"neutral","sentiment_score":-0.2253768891096115},{"word":"so","start":405.095,"end":405.255,"confidence":0.99958855,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.2970812916755676},{"word":"i","start":405.255,"end":405.335,"confidence":0.99920136,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.43842682242393494},{"word":"don't","start":405.335,"end":405.495,"confidence":0.999717,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.3283519148826599},{"word":"know","start":405.495,"end":405.655,"confidence":0.9992637,"punctuated_word":"know","sentiment":"negative","sentiment_score":-0.4054647386074066},{"word":"if","start":405.655,"end":405.815,"confidence":0.9993325,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.4309658408164978},{"word":"i","start":405.815,"end":405.895,"confidence":0.999741,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4447535872459411},{"word":"should","start":405.895,"end":406.135,"confidence":0.9997832,"punctuated_word":"should","sentiment":"negative","sentiment_score":-0.38361066579818726},{"word":"go","start":406.135,"end":406.295,"confidence":0.99964964,"punctuated_word":"go","sentiment":"negative","sentiment_score":-0.40987932682037354},{"word":"through","start":406.295,"end":406.535,"confidence":0.99979717,"punctuated_word":"through","sentiment":"negative","sentiment_score":-0.42728936672210693},{"word":"all","start":406.535,"end":406.775,"confidence":0.99908733,"punctuated_word":"all","sentiment":"negative","sentiment_score":-0.4014872908592224},{"word":"that","start":406.775,"end":406.935,"confidence":0.98097163,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2985611855983734},{"word":"whole","start":406.935,"end":407.255,"confidence":0.99991405,"punctuated_word":"whole","sentiment":"negative","sentiment_score":-0.36502644419670105},{"word":"process","start":407.255,"end":407.73502,"confidence":0.99988675,"punctuated_word":"process","sentiment":"neutral","sentiment_score":-0.32933318614959717},{"word":"again","start":407.73502,"end":408.23502,"confidence":0.78926075,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":-0.28567373752593994},{"word":"whether","start":409.79,"end":410.27002,"confidence":0.99911326,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.0909898281097412},{"word":"that","start":410.27002,"end":410.43002,"confidence":0.99873847,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.025497622787952423},{"word":"would","start":410.43002,"end":410.93002,"confidence":0.9987685,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.060678496956825256},{"word":"that","start":413.07,"end":413.31,"confidence":0.76495785,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03319414705038071},{"word":"would","start":413.31,"end":413.81,"confidence":0.99959034,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.06338003277778625},{"word":"pass","start":414.27002,"end":414.67,"confidence":0.99828076,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.04129844903945923},{"word":"or","start":414.67,"end":414.91,"confidence":0.99896955,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0846133753657341},{"word":"not","start":414.91,"end":415.41,"confidence":0.9936758,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.12784504890441897},{"word":"yep","start":463.63998,"end":464.13998,"confidence":0.95240355,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03602830320596695},{"word":"yes","start":481.855,"end":482.335,"confidence":0.8985456,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11337128281593324},{"word":"definitely","start":482.335,"end":482.835,"confidence":0.96734065,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.26639947295188904},{"word":"yeah","start":506.53998,"end":507.03998,"confidence":0.6135947,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.17800197005271912},{"word":"it's","start":507.23502,"end":507.39502,"confidence":0.8264233,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.17762362957000732},{"word":"a","start":507.39502,"end":507.475,"confidence":0.9959453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1813314259052277},{"word":"lot","start":507.475,"end":507.55502,"confidence":0.9959372,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.25244560837745667},{"word":"of","start":507.55502,"end":507.795,"confidence":0.8922425,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.25562241673469543},{"word":"it's","start":507.795,"end":508.035,"confidence":0.98612136,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2479718178510666},{"word":"a","start":508.035,"end":508.27502,"confidence":0.9995535,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2204710841178894},{"word":"lot","start":508.27502,"end":508.355,"confidence":0.9995454,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.24336199462413788},{"word":"of","start":508.355,"end":508.515,"confidence":0.9982381,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.30221080780029297},{"word":"paperwork","start":508.515,"end":508.99503,"confidence":0.99582505,"punctuated_word":"paperwork","sentiment":"neutral","sentiment_score":-0.2806739807128906},{"word":"as","start":508.99503,"end":509.23502,"confidence":0.998376,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.23172122240066528},{"word":"well","start":509.23502,"end":509.73502,"confidence":0.99890506,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.19732481241226196},{"word":"well","start":530.63,"end":530.87,"confidence":0.9435941,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.022872459143400192},{"word":"i","start":530.87,"end":530.95,"confidence":0.99646735,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0466795489192009},{"word":"see","start":530.95,"end":531.19,"confidence":0.79493266,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.02996007353067398},{"word":"the","start":531.19,"end":531.35,"confidence":0.98797244,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.034991346299648285},{"word":"gp","start":531.35,"end":531.85,"confidence":0.97630036,"punctuated_word":"GP","sentiment":"neutral","sentiment_score":0.044129520654678345},{"word":"every","start":531.99,"end":532.47,"confidence":0.9965604,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.04188639670610428},{"word":"month","start":532.47,"end":532.97,"confidence":0.8706877,"punctuated_word":"month,","sentiment":"neutral","sentiment_score":0.04917645826935768},{"word":"once","start":533.02997,"end":533.35,"confidence":0.9993266,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.05406276881694794},{"word":"a","start":533.35,"end":533.51,"confidence":0.99960166,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.034523651003837585},{"word":"month","start":533.51,"end":533.895,"confidence":0.84679914,"punctuated_word":"month.","sentiment":"neutral","sentiment_score":0.04495836794376373},{"word":"and","start":534.375,"end":534.875,"confidence":0.99902034,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0560755729675293},{"word":"at","start":536.055,"end":536.29504,"confidence":0.8364502,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05498046800494194},{"word":"the","start":536.29504,"end":536.455,"confidence":0.99976116,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06636708229780197},{"word":"moment","start":536.455,"end":536.775,"confidence":0.9999087,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.05099601671099663},{"word":"with","start":536.775,"end":537.015,"confidence":0.6313896,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07543963938951492},{"word":"the","start":537.015,"end":537.41504,"confidence":0.99967706,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06010514870285988},{"word":"the","start":537.41504,"end":537.575,"confidence":0.78934973,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.044284697622060776},{"word":"surgeon","start":537.575,"end":538.055,"confidence":0.99449784,"punctuated_word":"surgeon","sentiment":"neutral","sentiment_score":0.024852704256772995},{"word":"specialist","start":538.055,"end":538.555,"confidence":0.9564729,"punctuated_word":"specialist,","sentiment":"neutral","sentiment_score":0.04921896755695343},{"word":"he's","start":538.775,"end":539.275,"confidence":0.784193,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.053790852427482605},{"word":"he's","start":539.97504,"end":540.135,"confidence":0.90744174,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.040592193603515625},{"word":"on","start":540.135,"end":540.375,"confidence":0.998681,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.036514587700366974},{"word":"a","start":540.375,"end":540.615,"confidence":0.99895406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05678857862949371},{"word":"six","start":540.615,"end":540.935,"confidence":0.9984843,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.03090789914131165},{"word":"month","start":540.935,"end":541.41504,"confidence":0.9992679,"punctuated_word":"month","sentiment":"neutral","sentiment_score":0.043850600719451904},{"word":"review","start":541.41504,"end":541.91504,"confidence":0.9639446,"punctuated_word":"review.","sentiment":"neutral","sentiment_score":0.05650790780782699},{"word":"so","start":542.615,"end":542.85504,"confidence":0.99878067,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07856923341751099},{"word":"i","start":542.85504,"end":542.935,"confidence":0.9992355,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.032847821712493896},{"word":"had","start":542.935,"end":543.17505,"confidence":0.99960023,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.04433459788560867},{"word":"a","start":543.17505,"end":543.41504,"confidence":0.99858,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.015991438180208206},{"word":"a","start":543.41504,"end":543.495,"confidence":0.9011862,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.005287323147058487},{"word":"post","start":543.495,"end":543.815,"confidence":0.99897146,"punctuated_word":"post","sentiment":"neutral","sentiment_score":-0.01188977062702179},{"word":"op","start":543.815,"end":543.97504,"confidence":0.822643,"punctuated_word":"op,","sentiment":"neutral","sentiment_score":0.004801452159881592},{"word":"and","start":543.97504,"end":544.135,"confidence":0.9988933,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.003030724823474884},{"word":"then","start":544.135,"end":544.635,"confidence":0.9904608,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.006035648286342621},{"word":"i'm","start":546.74,"end":546.82,"confidence":0.98847306,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.02473019063472748},{"word":"due","start":546.82,"end":547.06,"confidence":0.99212897,"punctuated_word":"due","sentiment":"neutral","sentiment_score":-0.05093478411436081},{"word":"for","start":547.06,"end":547.22,"confidence":0.9983577,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.02990134060382843},{"word":"another","start":547.22,"end":547.72,"confidence":0.9997224,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.041585080325603485},{"word":"another","start":548.89996,"end":549.38,"confidence":0.98390085,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.01156558096408844},{"word":"one","start":549.38,"end":549.88,"confidence":0.99945897,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.009342007339000702},{"word":"in","start":550.18,"end":550.66,"confidence":0.9995447,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02617951482534409},{"word":"june","start":550.66,"end":551.16,"confidence":0.9985213,"punctuated_word":"June.","sentiment":"neutral","sentiment_score":0.029828166589140892},{"word":"i","start":552.02,"end":552.26,"confidence":0.9966658,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.00928555428981781},{"word":"see","start":552.26,"end":552.42,"confidence":0.701427,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.012869950383901596},{"word":"him","start":552.42,"end":552.5,"confidence":0.9618009,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.016816068440675735},{"word":"again","start":552.5,"end":552.82,"confidence":0.9987704,"punctuated_word":"again","sentiment":"neutral","sentiment_score":-0.003681756556034088},{"word":"in","start":552.82,"end":552.89996,"confidence":0.99709046,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.011773806065320969},{"word":"june","start":552.89996,"end":553.14,"confidence":0.95807326,"punctuated_word":"June,","sentiment":"neutral","sentiment_score":0.009193922393023968},{"word":"and","start":553.14,"end":553.38,"confidence":0.99968517,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.006917595863342285},{"word":"then","start":553.38,"end":553.54,"confidence":0.9972572,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.009838109835982324},{"word":"i","start":553.54,"end":553.7,"confidence":0.99358916,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02423294074833393},{"word":"i'm","start":553.86,"end":553.94,"confidence":0.99959373,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.05908897519111633},{"word":"not","start":553.94,"end":554.18,"confidence":0.995155,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07398469001054764},{"word":"sure","start":554.18,"end":554.42,"confidence":0.9996742,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.07177358865737915},{"word":"if","start":554.42,"end":554.5,"confidence":0.9907058,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05097299814224243},{"word":"it's","start":554.5,"end":555.0,"confidence":0.9991962,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.035697124898433685},{"word":"another","start":555.22,"end":555.72,"confidence":0.8615621,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.041840799152851105},{"word":"six","start":555.86,"end":556.18,"confidence":0.87812144,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.0397883765399456},{"word":"month","start":556.18,"end":556.5,"confidence":0.62776256,"punctuated_word":"month","sentiment":"neutral","sentiment_score":-0.027112727984786034},{"word":"after","start":556.5,"end":556.82,"confidence":0.991787,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.03720101714134216},{"word":"that","start":556.82,"end":557.06,"confidence":0.9995437,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.027638595551252365},{"word":"i'll","start":557.06,"end":557.22,"confidence":0.653067,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.01296284794807434},{"word":"see","start":557.22,"end":557.46,"confidence":0.99439347,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.01735788770020008},{"word":"him","start":557.46,"end":557.62,"confidence":0.99634165,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.005787324160337448},{"word":"again","start":557.62,"end":558.12,"confidence":0.9520633,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.005449126474559307},{"word":"but","start":558.5,"end":558.74,"confidence":0.99608105,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.025416946038603783},{"word":"i've","start":558.74,"end":558.89996,"confidence":0.997223,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.03972717747092247},{"word":"got","start":558.89996,"end":559.22,"confidence":0.9986713,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.08032853901386261},{"word":"hydrotherapy","start":559.22,"end":559.72,"confidence":0.95390236,"punctuated_word":"hydrotherapy.","sentiment":"neutral","sentiment_score":0.08612807095050812},{"word":"i've","start":560.73505,"end":560.895,"confidence":0.98664236,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.07245290279388428},{"word":"got","start":560.895,"end":561.135,"confidence":0.9993481,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.06563518941402435},{"word":"physio","start":561.135,"end":561.635,"confidence":0.99320126,"punctuated_word":"physio.","sentiment":"neutral","sentiment_score":0.08101066946983337},{"word":"yeah","start":563.93506,"end":564.335,"confidence":0.8693758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08682598918676376},{"word":"so","start":564.335,"end":564.575,"confidence":0.9971079,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07653431594371796},{"word":"i'm","start":564.575,"end":564.73505,"confidence":0.9992986,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.07835845649242401},{"word":"doing","start":564.73505,"end":564.97504,"confidence":0.9997831,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.06086096912622452},{"word":"all","start":564.97504,"end":565.135,"confidence":0.9997887,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.05248590186238289},{"word":"that","start":565.135,"end":565.29504,"confidence":0.9962668,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.057314760982990265},{"word":"at","start":565.29504,"end":565.375,"confidence":0.9976417,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.043052591383457184},{"word":"the","start":565.375,"end":565.455,"confidence":0.9987631,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05916670709848404},{"word":"moment","start":565.455,"end":565.775,"confidence":0.99987745,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.0600176602602005},{"word":"as","start":565.775,"end":565.93506,"confidence":0.99966407,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10571716725826263},{"word":"well","start":565.93506,"end":566.43506,"confidence":0.9998863,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.06810958683490753},{"word":"so","start":568.815,"end":569.215,"confidence":0.9965934,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.01656471937894821},{"word":"the","start":569.215,"end":569.375,"confidence":0.99794525,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.011373359709978104},{"word":"other","start":569.375,"end":569.61505,"confidence":0.9907961,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.035991888493299484},{"word":"the","start":569.61505,"end":569.775,"confidence":0.98572356,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.014689834788441658},{"word":"other","start":569.775,"end":569.93506,"confidence":0.9994424,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.020201584324240685},{"word":"thing","start":569.93506,"end":570.255,"confidence":0.98562914,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.022444261237978935},{"word":"we","start":570.255,"end":570.41504,"confidence":0.9377149,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.014721687883138657},{"word":"sort","start":570.41504,"end":570.655,"confidence":0.9953733,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.022056980058550835},{"word":"of","start":570.655,"end":570.73505,"confidence":0.8179789,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01536150462925434},{"word":"need","start":570.73505,"end":571.23505,"confidence":0.9985524,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.027639705687761307},{"word":"to","start":571.375,"end":571.61505,"confidence":0.9946843,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.031594567000865936},{"word":"ask","start":571.61505,"end":571.85504,"confidence":0.99724764,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":-0.029672250151634216},{"word":"them","start":571.85504,"end":572.015,"confidence":0.9936381,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.05886276066303253},{"word":"is","start":572.015,"end":572.515,"confidence":0.9992187,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.04532044380903244},{"word":"if","start":572.815,"end":573.21,"confidence":0.84846836,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04768414422869682},{"word":"if","start":573.29004,"end":573.61005,"confidence":0.998611,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04646097868680954},{"word":"this","start":573.61005,"end":573.69,"confidence":0.99951196,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.06070493906736374},{"word":"all","start":573.69,"end":573.93,"confidence":0.99952114,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.059298984706401825},{"word":"happens","start":573.93,"end":574.43,"confidence":0.87959343,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":-0.06610514223575592},{"word":"after","start":574.97003,"end":575.47003,"confidence":0.99935395,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.03977467119693756},{"word":"i","start":577.53,"end":577.77,"confidence":0.9966852,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.046731527894735336},{"word":"think","start":577.77,"end":578.01,"confidence":0.9996082,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.03740205615758896},{"word":"they","start":578.01,"end":578.17004,"confidence":0.99474335,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.07082626223564148},{"word":"said","start":578.17004,"end":578.41003,"confidence":0.99922526,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.0732765793800354},{"word":"the","start":578.41003,"end":578.57,"confidence":0.92485726,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07700806111097336},{"word":"the","start":578.57,"end":578.73004,"confidence":0.8264619,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0739426463842392},{"word":"recovery","start":578.73004,"end":579.13,"confidence":0.9988605,"punctuated_word":"recovery","sentiment":"neutral","sentiment_score":-0.07702119648456573},{"word":"period","start":579.13,"end":579.45,"confidence":0.9998491,"punctuated_word":"period","sentiment":"neutral","sentiment_score":-0.0786202996969223},{"word":"by","start":579.45,"end":579.69,"confidence":0.48431814,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.08009831607341766},{"word":"twelve","start":579.69,"end":580.01,"confidence":0.999079,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.10927622020244598},{"word":"months","start":580.01,"end":580.51,"confidence":0.9420801,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":-0.08483906090259552},{"word":"so","start":583.13,"end":583.37,"confidence":0.9972584,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.10773906856775284},{"word":"i","start":583.37,"end":583.61005,"confidence":0.9980648,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13756488263607025},{"word":"i","start":583.61005,"end":583.77,"confidence":0.89063114,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16935890913009644},{"word":"don't","start":583.77,"end":583.93,"confidence":0.99894845,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.15678399801254272},{"word":"know","start":583.93,"end":584.17004,"confidence":0.99952745,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.22374016046524048},{"word":"if","start":584.17004,"end":584.33,"confidence":0.9992811,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.24779942631721497},{"word":"anything","start":584.33,"end":584.73004,"confidence":0.9998265,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.2386687994003296},{"word":"can","start":584.73004,"end":584.89,"confidence":0.99570256,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.20357543230056763},{"word":"happen","start":584.89,"end":585.21,"confidence":0.99926907,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":-0.1910637468099594},{"word":"until","start":585.21,"end":585.61005,"confidence":0.4567841,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.1905541867017746},{"word":"after","start":585.61005,"end":585.85004,"confidence":0.9993831,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.14948482811450958},{"word":"that","start":585.85004,"end":586.01,"confidence":0.99932206,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.153917133808136},{"word":"twelve","start":586.01,"end":586.33,"confidence":0.9998097,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.16287413239479065},{"word":"months","start":586.33,"end":586.65,"confidence":0.9996191,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.14556273818016052},{"word":"anyway","start":586.65,"end":587.15,"confidence":0.7436095,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":-0.12898242473602295},{"word":"because","start":589.45496,"end":589.69495,"confidence":0.80547947,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.022019818425178528},{"word":"i","start":589.69495,"end":589.77496,"confidence":0.99414814,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.029666978865861893},{"word":"i've","start":589.855,"end":590.095,"confidence":0.9668442,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.017527379095554352},{"word":"had","start":590.095,"end":590.175,"confidence":0.9984347,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.027401547878980637},{"word":"the","start":590.175,"end":590.415,"confidence":0.7474523,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03288925439119339},{"word":"surgery","start":590.415,"end":590.735,"confidence":0.99934644,"punctuated_word":"surgery","sentiment":"neutral","sentiment_score":-0.013922680169343948},{"word":"in","start":590.735,"end":590.89496,"confidence":0.99738485,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0239876601845026},{"word":"december","start":590.89496,"end":591.39496,"confidence":0.9964453,"punctuated_word":"December.","sentiment":"neutral","sentiment_score":-0.022929854691028595},{"word":"yeah","start":602.7,"end":603.18,"confidence":0.9803125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05095065012574196},{"word":"that's","start":603.18,"end":603.68,"confidence":0.9715171,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.0458836555480957},{"word":"just","start":603.82,"end":604.06,"confidence":0.9691041,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.030794035643339157},{"word":"a","start":604.06,"end":604.22003,"confidence":0.8015136,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.004565169103443623},{"word":"given","start":604.22003,"end":604.54004,"confidence":0.98571163,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.0026918966323137283},{"word":"now","start":604.54004,"end":604.86,"confidence":0.97498834,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.00455712154507637},{"word":"it's","start":604.86,"end":605.36,"confidence":0.9695581,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.0006034051766619086},{"word":"yeah","start":605.9,"end":606.4,"confidence":0.93374294,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.003224927932024002},{"word":"yep","start":611.5,"end":612.0,"confidence":0.6832498,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.015877263620495796},{"word":"1,200","start":620.395,"end":621.755,"confidence":0.97927487,"punctuated_word":"1,200","sentiment":"neutral","sentiment_score":-0.005197176244109869},{"word":"a","start":621.755,"end":621.915,"confidence":0.9996189,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.010226184502243996},{"word":"week","start":621.915,"end":622.415,"confidence":0.99939847,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":-0.010210911743342876},{"word":"i","start":625.115,"end":625.275,"confidence":0.9913953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.010463740676641464},{"word":"was","start":625.275,"end":625.595,"confidence":0.9966474,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.008971039205789566},{"word":"getting","start":625.595,"end":625.835,"confidence":0.99951124,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.041488125920295715},{"word":"about","start":625.835,"end":626.235,"confidence":0.9958364,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.042138662189245224},{"word":"1,500","start":626.235,"end":627.115,"confidence":0.9975412,"punctuated_word":"1,500,","sentiment":"neutral","sentiment_score":-0.02830494754016399},{"word":"but","start":627.115,"end":627.275,"confidence":0.9998975,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.036427900195121765},{"word":"now","start":627.275,"end":627.435,"confidence":0.9979219,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.09521451592445374},{"word":"i'm","start":627.435,"end":627.835,"confidence":0.99576235,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.058373600244522095},{"word":"down","start":627.835,"end":628.075,"confidence":0.99906224,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.03635933995246887},{"word":"to","start":628.075,"end":628.575,"confidence":0.9993267,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04353374242782593},{"word":"12","start":628.635,"end":629.135,"confidence":0.99041104,"punctuated_word":"12.","sentiment":"neutral","sentiment_score":-0.04586916044354439},{"word":"yeah","start":629.275,"end":629.775,"confidence":0.819818,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.002467961050570011},{"word":"supposed","start":637.87006,"end":638.27,"confidence":0.81255984,"punctuated_word":"Supposed","sentiment":"neutral","sentiment_score":-0.05966772884130478},{"word":"to","start":638.27,"end":638.43005,"confidence":0.99973327,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07620792090892792},{"word":"continue","start":638.43005,"end":638.93005,"confidence":0.9986161,"punctuated_word":"continue","sentiment":"neutral","sentiment_score":-0.0605248287320137},{"word":"in","start":638.99005,"end":639.23004,"confidence":0.73395544,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07542002946138382},{"word":"until","start":639.31006,"end":639.81006,"confidence":0.9994004,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.08135099709033966},{"word":"there's","start":639.95,"end":640.27,"confidence":0.9512929,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.08172424882650375},{"word":"a","start":640.27,"end":640.35004,"confidence":0.69107944,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0788634717464447},{"word":"i","start":641.31006,"end":641.39,"confidence":0.9564426,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09698545932769775},{"word":"i","start":641.39,"end":641.47003,"confidence":0.5272589,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11045240610837936},{"word":"get","start":641.47003,"end":641.71,"confidence":0.90802634,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.11117678880691528},{"word":"a","start":641.71,"end":641.87006,"confidence":0.9990662,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09395700693130492},{"word":"job","start":641.87006,"end":642.11005,"confidence":0.9998945,"punctuated_word":"job","sentiment":"neutral","sentiment_score":-0.12101106345653534},{"word":"or","start":642.11005,"end":642.43005,"confidence":0.789635,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.09112776815891266},{"word":"there's","start":642.43005,"end":642.67004,"confidence":0.9995183,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.0827423706650734},{"word":"a","start":642.67004,"end":642.83,"confidence":0.9997507,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07866823673248291},{"word":"settlement","start":642.83,"end":643.33,"confidence":0.9078563,"punctuated_word":"settlement.","sentiment":"neutral","sentiment_score":-0.09164686501026154},{"word":"so","start":646.625,"end":646.945,"confidence":0.8361269,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.13281869888305664},{"word":"apparently","start":646.945,"end":647.425,"confidence":0.9985359,"punctuated_word":"apparently,","sentiment":"neutral","sentiment_score":-0.20842528343200684},{"word":"they","start":647.425,"end":647.58496,"confidence":0.9997472,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.31000977754592896},{"word":"can't","start":647.58496,"end":648.08496,"confidence":0.9998914,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.27720189094543457},{"word":"they","start":648.385,"end":648.625,"confidence":0.9889558,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.3705325722694397},{"word":"can't","start":648.625,"end":648.945,"confidence":0.9998885,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.3226698935031891},{"word":"stop","start":648.945,"end":649.185,"confidence":0.9997738,"punctuated_word":"stop","sentiment":"negative","sentiment_score":-0.34829843044281006},{"word":"paying","start":649.185,"end":649.345,"confidence":0.9997811,"punctuated_word":"paying","sentiment":"negative","sentiment_score":-0.3499033451080322},{"word":"me","start":649.345,"end":649.58496,"confidence":0.99983466,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.3100000023841858},{"word":"unless","start":649.58496,"end":650.08496,"confidence":0.9870989,"punctuated_word":"unless","sentiment":"negative","sentiment_score":-0.3560413718223572},{"word":"i","start":651.82495,"end":651.985,"confidence":0.83648276,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2685990333557129},{"word":"can","start":651.985,"end":652.225,"confidence":0.9998627,"punctuated_word":"can","sentiment":"negative","sentiment_score":-0.37325286865234375},{"word":"be","start":652.225,"end":652.725,"confidence":0.9984224,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.3838576078414917},{"word":"reskilled","start":654.14496,"end":654.64496,"confidence":0.9275662,"punctuated_word":"reskilled","sentiment":"neutral","sentiment_score":-0.2609787583351135},{"word":"and","start":654.70496,"end":654.945,"confidence":0.77637696,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.3346765339374542},{"word":"into","start":654.945,"end":655.26495,"confidence":0.968531,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.24124982953071591},{"word":"a","start":655.26495,"end":655.345,"confidence":0.9996729,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15494120121002197},{"word":"job","start":655.345,"end":655.845,"confidence":0.98832387,"punctuated_word":"job.","sentiment":"neutral","sentiment_score":-0.1645059883594513},{"word":"yeah","start":660.385,"end":660.78,"confidence":0.97550577,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.039339400827884674},{"word":"yeah","start":672.7,"end":673.18005,"confidence":0.9238161,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.034253284335136414},{"word":"no","start":673.18005,"end":673.68005,"confidence":0.833817,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.00030434317886829376},{"word":"yeah","start":673.74005,"end":674.14,"confidence":0.9974694,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.014040016569197178},{"word":"that's","start":674.14,"end":674.30005,"confidence":0.99855125,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.10528577864170074},{"word":"what","start":674.30005,"end":674.46,"confidence":0.9973757,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.07805782556533813},{"word":"i","start":674.46,"end":674.62006,"confidence":0.99967086,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10478197038173676},{"word":"need","start":674.62006,"end":674.86005,"confidence":0.99457633,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.07711316645145416},{"word":"as","start":674.86005,"end":675.02,"confidence":0.99951255,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06920564919710159},{"word":"well","start":675.02,"end":675.52,"confidence":0.99905664,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.0691860094666481},{"word":"okay","start":681.10504,"end":681.60504,"confidence":0.7747781,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.060527026653289795},{"word":"yes","start":684.385,"end":684.885,"confidence":0.9984754,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08654767274856567},{"word":"well","start":695.12,"end":695.36,"confidence":0.76309586,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.00949271209537983},{"word":"that's","start":695.36,"end":695.60004,"confidence":0.999566,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.01373505499213934},{"word":"the","start":695.60004,"end":695.76,"confidence":0.99562585,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.028653673827648163},{"word":"thing","start":695.76,"end":696.08,"confidence":0.9568666,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.03260187804698944},{"word":"we're","start":696.08,"end":696.58,"confidence":0.93463326,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.05921288579702377},{"word":"we're","start":696.8,"end":697.04,"confidence":0.8116973,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.046201497316360474},{"word":"surviving","start":697.04,"end":697.54,"confidence":0.9730505,"punctuated_word":"surviving.","sentiment":"neutral","sentiment_score":0.05961283296346664},{"word":"yeah","start":699.76,"end":700.0,"confidence":0.94924355,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05846606567502022},{"word":"there's","start":700.0,"end":700.24,"confidence":0.9988407,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.13432906568050385},{"word":"no","start":700.24,"end":700.4,"confidence":0.999632,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.20906224846839905},{"word":"savings","start":700.4,"end":700.88,"confidence":0.9987675,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":-0.27876609563827515},{"word":"at","start":700.88,"end":701.04,"confidence":0.9998642,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2799651622772217},{"word":"the","start":701.04,"end":701.12,"confidence":0.9997503,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.26756927371025085},{"word":"moment","start":701.12,"end":701.62,"confidence":0.9920546,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.21627365052700043},{"word":"there","start":701.815,"end":702.05505,"confidence":0.85834724,"punctuated_word":"There","sentiment":"neutral","sentiment_score":-0.1714966595172882},{"word":"hasn't","start":702.05505,"end":702.3351,"confidence":0.9650805,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.09972570836544035},{"word":"been","start":702.3351,"end":702.61505,"confidence":0.998307,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.07964260131120682},{"word":"savings","start":702.61505,"end":703.015,"confidence":0.8246524,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":-0.05737200379371643},{"word":"since","start":703.015,"end":703.41504,"confidence":0.9996283,"punctuated_word":"since","sentiment":"neutral","sentiment_score":-0.07713203877210617},{"word":"i","start":703.41504,"end":703.655,"confidence":0.9970476,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04530315101146698},{"word":"finished","start":703.655,"end":703.97504,"confidence":0.9216783,"punctuated_word":"finished","sentiment":"neutral","sentiment_score":-0.057281430810689926},{"word":"work","start":703.97504,"end":704.215,"confidence":0.8759706,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.03620077669620514},{"word":"really","start":704.215,"end":704.715,"confidence":0.99790764,"punctuated_word":"really.","sentiment":"neutral","sentiment_score":-0.03768162056803703},{"word":"so","start":711.575,"end":711.895,"confidence":0.9856582,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.026648303493857384},{"word":"we","start":711.895,"end":712.05505,"confidence":0.99861,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.030602168291807175},{"word":"were","start":712.05505,"end":712.55505,"confidence":0.99760497,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.028906524181365967},{"word":"because","start":713.015,"end":713.255,"confidence":0.99403054,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.032547447830438614},{"word":"my","start":713.255,"end":713.41504,"confidence":0.9987771,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.015924924984574318},{"word":"wife's","start":713.41504,"end":713.655,"confidence":0.9833849,"punctuated_word":"wife's","sentiment":"neutral","sentiment_score":-0.023238396272063255},{"word":"from","start":713.655,"end":713.895,"confidence":0.99824417,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.03199559822678566},{"word":"mexico","start":713.895,"end":714.29504,"confidence":0.91262484,"punctuated_word":"Mexico,","sentiment":"neutral","sentiment_score":-0.028798086568713188},{"word":"so","start":714.29504,"end":714.53503,"confidence":0.9997731,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.01943619549274445},{"word":"we're","start":714.53503,"end":714.695,"confidence":0.9986857,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.025397907942533493},{"word":"going","start":714.695,"end":715.015,"confidence":0.99985754,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.026316845789551735},{"word":"to","start":715.015,"end":715.09503,"confidence":0.9995419,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02379569038748741},{"word":"we","start":715.91003,"end":716.07,"confidence":0.99949086,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0332011952996254},{"word":"were","start":716.07,"end":716.15,"confidence":0.984107,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.04682522267103195},{"word":"originally","start":716.15,"end":716.23004,"confidence":0.9997181,"punctuated_word":"originally","sentiment":"neutral","sentiment_score":-0.034966714680194855},{"word":"going","start":716.23004,"end":716.73004,"confidence":0.99985945,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.03365567326545715},{"word":"to","start":717.03,"end":717.11005,"confidence":0.9986187,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.031286172568798065},{"word":"mexico","start":717.11005,"end":717.51,"confidence":0.98751485,"punctuated_word":"Mexico","sentiment":"neutral","sentiment_score":-0.04476018249988556},{"word":"every","start":717.51,"end":717.67004,"confidence":0.9970759,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.03273611515760422},{"word":"couple","start":717.67004,"end":717.99,"confidence":0.99954504,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.04480968043208122},{"word":"of","start":717.99,"end":718.07,"confidence":0.9697929,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03729886561632157},{"word":"years","start":718.07,"end":718.57,"confidence":0.795552,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.02624935656785965},{"word":"and","start":719.27,"end":719.77,"confidence":0.9995024,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07459338009357452},{"word":"now","start":719.91003,"end":720.31,"confidence":0.9968454,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.10093632340431212},{"word":"that's","start":720.31,"end":720.63,"confidence":0.99506164,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.13520000874996185},{"word":"sort","start":720.63,"end":720.79004,"confidence":0.9988016,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.13779202103614807},{"word":"of","start":720.79004,"end":720.95,"confidence":0.9995894,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.18083690106868744},{"word":"on","start":720.95,"end":721.19,"confidence":0.99950635,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.1981250047683716},{"word":"hold","start":721.19,"end":721.69,"confidence":0.9893153,"punctuated_word":"hold.","sentiment":"neutral","sentiment_score":-0.1553567498922348},{"word":"so","start":721.83,"end":722.31,"confidence":0.9979679,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07167141139507294},{"word":"we've","start":722.31,"end":722.63,"confidence":0.9971422,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.05723872408270836},{"word":"actually","start":722.63,"end":722.95,"confidence":0.9960232,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.06808264553546906},{"word":"i","start":723.83,"end":723.99,"confidence":0.9990422,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15708059072494507},{"word":"got","start":723.99,"end":724.15,"confidence":0.76230407,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.14591751992702484},{"word":"a","start":724.15,"end":724.23004,"confidence":0.9912106,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11967389285564424},{"word":"redundancy","start":724.23004,"end":724.73004,"confidence":0.9989687,"punctuated_word":"redundancy","sentiment":"neutral","sentiment_score":-0.0925147980451584},{"word":"payout","start":725.03,"end":725.51,"confidence":0.9558164,"punctuated_word":"payout","sentiment":"neutral","sentiment_score":-0.030472606420516968},{"word":"from","start":725.51,"end":725.83,"confidence":0.99937385,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.031032519415020943},{"word":"work","start":725.83,"end":726.07,"confidence":0.99917406,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.018927011638879776},{"word":"as","start":726.07,"end":726.23004,"confidence":0.9998535,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.014960099011659622},{"word":"well","start":726.23004,"end":726.73004,"confidence":0.8309505,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.009852424263954164},{"word":"and","start":729.005,"end":729.505,"confidence":0.9981147,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.01621459797024727},{"word":"we're","start":730.125,"end":730.625,"confidence":0.6295984,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.023865174502134323},{"word":"gonna","start":730.685,"end":731.085,"confidence":0.6596876,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.009121537208557127},{"word":"just","start":731.085,"end":731.48505,"confidence":0.9484283,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.013032812625169754},{"word":"use","start":731.48505,"end":731.72504,"confidence":0.99609655,"punctuated_word":"use","sentiment":"neutral","sentiment_score":0.00670982152223587},{"word":"that","start":731.72504,"end":731.965,"confidence":0.9997689,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02221003547310829},{"word":"now","start":731.965,"end":732.205,"confidence":0.99984574,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.025747083127498627},{"word":"to","start":732.205,"end":732.28503,"confidence":0.99974316,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.022193796932697296},{"word":"get","start":732.28503,"end":732.525,"confidence":0.9998834,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.037856221199035645},{"word":"tickets","start":732.525,"end":732.84503,"confidence":0.997884,"punctuated_word":"tickets","sentiment":"neutral","sentiment_score":-0.03096090629696846},{"word":"to","start":732.84503,"end":732.92505,"confidence":0.99892163,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07395681738853455},{"word":"go","start":732.92505,"end":733.085,"confidence":0.9968773,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.07142175734043121},{"word":"to","start":733.085,"end":733.24506,"confidence":0.99644417,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07938623428344727},{"word":"mexico","start":733.24506,"end":733.72504,"confidence":0.9999207,"punctuated_word":"Mexico","sentiment":"neutral","sentiment_score":-0.08065678924322128},{"word":"because","start":733.72504,"end":733.965,"confidence":0.91210634,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.12299981713294984},{"word":"we're","start":733.965,"end":734.205,"confidence":0.99316,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.18747413158416748},{"word":"just","start":734.205,"end":734.60504,"confidence":0.9993216,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.16071681678295135},{"word":"stuck","start":734.60504,"end":735.10504,"confidence":0.99925554,"punctuated_word":"stuck.","sentiment":"neutral","sentiment_score":-0.11108800023794174},{"word":"i've","start":736.84503,"end":737.085,"confidence":0.9973633,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.03249829262495041},{"word":"got","start":737.085,"end":737.24506,"confidence":0.99988973,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.01931835152208805},{"word":"nothing","start":737.24506,"end":737.48505,"confidence":0.99995756,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.1008152887225151},{"word":"to","start":737.48505,"end":737.645,"confidence":0.99990785,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08028589189052582},{"word":"look","start":737.645,"end":737.885,"confidence":0.9999505,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.05717886984348297},{"word":"forward","start":737.885,"end":738.205,"confidence":0.9999435,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":-0.10767657309770584},{"word":"to","start":738.205,"end":738.36505,"confidence":0.9992798,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09521691501140594},{"word":"at","start":738.36505,"end":738.525,"confidence":0.9994267,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.08409345895051956},{"word":"the","start":738.525,"end":738.60504,"confidence":0.9996216,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0776006355881691},{"word":"moment","start":738.60504,"end":739.10504,"confidence":0.9804903,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.07217125594615936},{"word":"so","start":739.325,"end":739.80505,"confidence":0.7126253,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.13108623027801514},{"word":"alright","start":742.125,"end":742.60504,"confidence":0.84384215,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":-0.053861185908317566},{"word":"alright","start":742.60504,"end":743.04,"confidence":0.7528823,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":-0.00683409720659256},{"word":"yeah","start":745.68,"end":746.16,"confidence":0.96040124,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.017366964370012283},{"word":"we've","start":746.16,"end":746.66,"confidence":0.70973873,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.03732449188828468},{"word":"we've","start":746.72,"end":746.88,"confidence":0.6726693,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.05027873069047928},{"word":"got","start":746.88,"end":747.04,"confidence":0.98621714,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.061915770173072815},{"word":"tickets","start":747.04,"end":747.44,"confidence":0.67721426,"punctuated_word":"tickets,","sentiment":"neutral","sentiment_score":0.04992141202092171},{"word":"and","start":747.44,"end":747.51996,"confidence":0.7282413,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05024664103984833},{"word":"they","start":747.51996,"end":747.68,"confidence":0.87246394,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.05540556460618973},{"word":"had","start":747.68,"end":747.92,"confidence":0.9293385,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.08517155051231384},{"word":"a","start":747.92,"end":748.0,"confidence":0.9835805,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07083532214164734},{"word":"big","start":748.0,"end":748.24,"confidence":0.99722856,"punctuated_word":"big","sentiment":"neutral","sentiment_score":0.09977742284536362},{"word":"red","start":748.24,"end":748.56,"confidence":0.93339837,"punctuated_word":"red","sentiment":"neutral","sentiment_score":0.06398391723632812},{"word":"sale","start":748.56,"end":749.06,"confidence":0.94715214,"punctuated_word":"sale","sentiment":"neutral","sentiment_score":0.09343540668487547},{"word":"on","start":749.27997,"end":749.77997,"confidence":0.89210594,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0651618018746376},{"word":"events","start":749.83997,"end":750.33997,"confidence":0.97603625,"punctuated_word":"events","sentiment":"neutral","sentiment_score":0.0693967193365097},{"word":"with","start":750.39996,"end":750.89996,"confidence":0.99947876,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0805768072605133},{"word":"qantas","start":751.12,"end":751.6,"confidence":0.8662524,"punctuated_word":"Qantas,","sentiment":"neutral","sentiment_score":0.08356558531522751},{"word":"so","start":751.6,"end":751.75995,"confidence":0.985761,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.07327038794755936},{"word":"we've","start":751.75995,"end":751.92,"confidence":0.85635453,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.08287549018859863},{"word":"got","start":751.92,"end":752.07996,"confidence":0.98809,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.10406553745269775},{"word":"them","start":752.07996,"end":752.24,"confidence":0.97615355,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.08615319430828094},{"word":"pretty","start":752.24,"end":752.48,"confidence":0.99795014,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.07739540934562683},{"word":"much","start":752.48,"end":752.72,"confidence":0.99851936,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.0951613187789917},{"word":"half","start":752.72,"end":752.88,"confidence":0.9606183,"punctuated_word":"half","sentiment":"neutral","sentiment_score":0.08395979553461075},{"word":"price","start":752.88,"end":753.38,"confidence":0.9790673,"punctuated_word":"price.","sentiment":"neutral","sentiment_score":0.04150092974305153},{"word":"so","start":755.04,"end":755.19995,"confidence":0.89145845,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05575894936919212},{"word":"so","start":755.19995,"end":755.44,"confidence":0.3664078,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.06292661279439926},{"word":"we're","start":755.44,"end":755.835,"confidence":0.9512994,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.078863225877285},{"word":"going","start":756.79504,"end":757.03503,"confidence":0.90833706,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.09412039071321487},{"word":"october","start":757.03503,"end":757.53503,"confidence":0.8629251,"punctuated_word":"October","sentiment":"neutral","sentiment_score":0.10974837839603424},{"word":"to","start":757.835,"end":758.335,"confidence":0.99852246,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08904853463172913},{"word":"mexico","start":759.35504,"end":759.85504,"confidence":0.81435215,"punctuated_word":"Mexico","sentiment":"neutral","sentiment_score":0.10568049550056458},{"word":"and","start":759.91504,"end":760.315,"confidence":0.70378065,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0954497531056404},{"word":"do","start":760.315,"end":760.555,"confidence":0.6037214,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07090906798839569},{"word":"four","start":760.555,"end":760.715,"confidence":0.9727171,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.0831296518445015},{"word":"weeks","start":760.715,"end":760.955,"confidence":0.9992244,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.0655619278550148},{"word":"there","start":760.955,"end":761.455,"confidence":0.99886,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.09307494014501572},{"word":"and","start":762.395,"end":762.635,"confidence":0.7987353,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0600004643201828},{"word":"then","start":762.635,"end":762.79504,"confidence":0.53429043,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06158669292926788},{"word":"start","start":762.79504,"end":763.03503,"confidence":0.9975599,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.0682610496878624},{"word":"again","start":763.03503,"end":763.53503,"confidence":0.99257636,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":0.07351949065923691},{"word":"yes","start":774.67,"end":775.17,"confidence":0.73091394,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.3275880217552185},{"word":"mentality","start":775.87,"end":776.37,"confidence":0.9294047,"punctuated_word":"Mentality.","sentiment":"positive","sentiment_score":0.43226200342178345},{"word":"no","start":819.145,"end":819.385,"confidence":0.8969979,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0992259755730629},{"word":"it's","start":819.385,"end":819.705,"confidence":0.9846938,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.07717656344175339},{"word":"all","start":819.705,"end":819.945,"confidence":0.9111937,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.16788408160209656},{"word":"pretty","start":819.945,"end":820.185,"confidence":0.9990841,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.14929471909999847},{"word":"good","start":820.185,"end":820.685,"confidence":0.8805881,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.1311214417219162},{"word":"let's","start":820.825,"end":821.065,"confidence":0.8478887,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.09900850057601927},{"word":"see","start":821.065,"end":821.305,"confidence":0.99425197,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.08876918256282806},{"word":"how","start":821.305,"end":821.465,"confidence":0.99718153,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.10608075559139252},{"word":"it","start":821.465,"end":821.54504,"confidence":0.99780196,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11615099757909776},{"word":"goes","start":821.54504,"end":822.04504,"confidence":0.99732715,"punctuated_word":"goes.","sentiment":"neutral","sentiment_score":0.1314374953508377},{"word":"we","start":844.145,"end":844.22504,"confidence":0.8439686,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.004505576565861702},{"word":"got","start":844.22504,"end":844.465,"confidence":0.606148,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.001648603938519955},{"word":"two","start":844.465,"end":844.625,"confidence":0.9986339,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.0009399959817528724},{"word":"cars","start":844.625,"end":845.125,"confidence":0.9916587,"punctuated_word":"cars.","sentiment":"neutral","sentiment_score":0.00862314272671938},{"word":"i","start":849.10504,"end":849.34503,"confidence":0.513832,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.013742750510573387},{"word":"got","start":849.34503,"end":849.505,"confidence":0.9387542,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.01662595383822918},{"word":"a","start":849.505,"end":849.74506,"confidence":0.99856657,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02009166404604912},{"word":"toyota","start":849.74506,"end":850.24506,"confidence":0.9977176,"punctuated_word":"Toyota","sentiment":"neutral","sentiment_score":0.026760129258036613},{"word":"camry","start":850.705,"end":851.185,"confidence":0.99107194,"punctuated_word":"Camry,","sentiment":"neutral","sentiment_score":0.029224416241049767},{"word":"like","start":851.185,"end":851.505,"confidence":0.981425,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.029004935175180435},{"word":"2000","start":851.505,"end":852.16504,"confidence":0.999699,"punctuated_word":"2000","sentiment":"neutral","sentiment_score":0.04602178558707237},{"word":"model","start":852.22504,"end":852.72504,"confidence":0.99872893,"punctuated_word":"model","sentiment":"neutral","sentiment_score":0.032309431582689285},{"word":"and","start":853.585,"end":854.085,"confidence":0.8089838,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02100442349910736},{"word":"a","start":854.30505,"end":854.80505,"confidence":0.9963981,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.036487411707639694},{"word":"2015","start":855.48,"end":856.45996,"confidence":0.9994925,"punctuated_word":"2015","sentiment":"neutral","sentiment_score":0.0463748537003994},{"word":"nissan","start":857.32,"end":857.72,"confidence":0.9511758,"punctuated_word":"Nissan","sentiment":"neutral","sentiment_score":0.03870328515768051},{"word":"x","start":857.72,"end":857.88,"confidence":0.84781146,"punctuated_word":"X","sentiment":"neutral","sentiment_score":0.043668024241924286},{"word":"trail","start":857.88,"end":858.38,"confidence":0.7999619,"punctuated_word":"Trail.","sentiment":"neutral","sentiment_score":0.03392459452152252},{"word":"and","start":859.0,"end":859.16,"confidence":0.99114907,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.025300640612840652},{"word":"that's","start":859.16,"end":859.56,"confidence":0.9989693,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.0470535010099411},{"word":"that's","start":859.56,"end":859.72,"confidence":0.99105316,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.15486757457256317},{"word":"probably","start":859.72,"end":860.12,"confidence":0.9996513,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.07662888616323471},{"word":"worth","start":860.12,"end":860.44,"confidence":0.99850816,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.06412134319543839},{"word":"about","start":860.44,"end":860.94,"confidence":0.9967913,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05533871799707413},{"word":"14,000","start":861.48,"end":862.6,"confidence":0.99342096,"punctuated_word":"14,000,","sentiment":"neutral","sentiment_score":0.07264406979084015},{"word":"i","start":862.6,"end":862.68,"confidence":0.9994979,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05551166459918022},{"word":"think","start":862.68,"end":863.18,"confidence":0.99803436,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":0.053899623453617096},{"word":"yeah","start":869.79504,"end":870.195,"confidence":0.8145932,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0038326126523315902},{"word":"still","start":870.195,"end":870.515,"confidence":0.52563685,"punctuated_word":"Still","sentiment":"neutral","sentiment_score":-0.0006809467449784279},{"word":"about","start":870.515,"end":870.835,"confidence":0.9503125,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0007805963978171349},{"word":"3","start":870.835,"end":871.335,"confidence":0.9903544,"punctuated_word":"3.","sentiment":"neutral","sentiment_score":0.011557931080460548},{"word":"they're","start":877.715,"end":878.03503,"confidence":0.9520112,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.011550633236765862},{"word":"all","start":878.03503,"end":878.195,"confidence":0.82271034,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.032486625015735626},{"word":"owned","start":878.195,"end":878.695,"confidence":0.7828743,"punctuated_word":"owned.","sentiment":"neutral","sentiment_score":0.05249182879924774},{"word":"they","start":880.91504,"end":881.075,"confidence":0.5625503,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.2718261778354645},{"word":"have","start":881.075,"end":881.315,"confidence":0.99549794,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2005808800458908},{"word":"no","start":881.315,"end":881.47504,"confidence":0.996151,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.13805879652500153},{"word":"debts","start":881.47504,"end":881.76,"confidence":0.9855185,"punctuated_word":"debts.","sentiment":"neutral","sentiment_score":0.1144261360168457},{"word":"oh","start":891.44,"end":891.60004,"confidence":0.8242092,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.01984269358217716},{"word":"we","start":891.60004,"end":891.76,"confidence":0.9991142,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.028750751167535785},{"word":"got","start":891.76,"end":892.26,"confidence":0.94600976,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.04530834406614304},{"word":"we","start":892.4,"end":892.56,"confidence":0.9811275,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.02414566650986671},{"word":"got","start":892.56,"end":893.04004,"confidence":0.9253342,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.027752209454774857},{"word":"10","start":893.04004,"end":893.28,"confidence":0.9986129,"punctuated_word":"10","sentiment":"neutral","sentiment_score":-0.013199936598539352},{"word":"left","start":893.28,"end":893.60004,"confidence":0.99801195,"punctuated_word":"left","sentiment":"neutral","sentiment_score":-0.020919587463140488},{"word":"at","start":893.60004,"end":893.68,"confidence":0.9997191,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.03843945264816284},{"word":"the","start":893.68,"end":893.76,"confidence":0.99980265,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.021569643169641495},{"word":"moment","start":893.76,"end":894.16003,"confidence":0.99308217,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.01353948563337326},{"word":"but","start":894.16003,"end":894.4,"confidence":0.99845517,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.015521150082349775},{"word":"that'll","start":894.4,"end":894.56,"confidence":0.9896513,"punctuated_word":"that'll","sentiment":"neutral","sentiment_score":-0.010510055348277092},{"word":"be","start":894.56,"end":895.06,"confidence":0.9989674,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.008051183074712753},{"word":"that'll","start":896.115,"end":896.435,"confidence":0.99957013,"punctuated_word":"that'll","sentiment":"neutral","sentiment_score":0.0006007751217111945},{"word":"be","start":896.435,"end":896.755,"confidence":0.99950135,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.008208844810724258},{"word":"spent","start":896.755,"end":897.075,"confidence":0.9236496,"punctuated_word":"spent","sentiment":"neutral","sentiment_score":0.011007659137248991},{"word":"in","start":897.075,"end":897.235,"confidence":0.9976222,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.015444956719875336},{"word":"mexico","start":897.235,"end":897.735,"confidence":0.7685244,"punctuated_word":"Mexico.","sentiment":"neutral","sentiment_score":0.006005680188536644},{"word":"yeah","start":905.795,"end":906.295,"confidence":0.99239874,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12574580311775208},{"word":"i'd","start":924.895,"end":925.21497,"confidence":0.93416226,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.011233918368816376},{"word":"say","start":925.21497,"end":925.695,"confidence":0.9810891,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.005354974418878555},{"word":"between","start":925.695,"end":925.855,"confidence":0.89065117,"punctuated_word":"between","sentiment":"neutral","sentiment_score":-0.007138106971979141},{"word":"100","start":925.855,"end":926.495,"confidence":0.7182696,"punctuated_word":"100,","sentiment":"neutral","sentiment_score":0.003383253701031208},{"word":"150","start":926.495,"end":927.475,"confidence":0.8679491,"punctuated_word":"150.","sentiment":"neutral","sentiment_score":0.003948969766497612},{"word":"we","start":930.65497,"end":930.895,"confidence":0.9473044,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.08019758015871048},{"word":"don't","start":930.895,"end":931.055,"confidence":0.99995005,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.06639835983514786},{"word":"have","start":931.055,"end":931.21497,"confidence":0.9999336,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06323539465665817},{"word":"any","start":931.21497,"end":931.455,"confidence":0.9992512,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.07843965291976929},{"word":"insurance","start":931.455,"end":931.855,"confidence":0.9959337,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.12147187441587448},{"word":"on","start":931.855,"end":931.935,"confidence":0.9977164,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.13039854168891907},{"word":"them","start":931.935,"end":932.435,"confidence":0.92882484,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":-0.07750926911830902},{"word":"run","start":935.135,"end":935.375,"confidence":0.39957732,"punctuated_word":"Run","sentiment":"neutral","sentiment_score":0.13055072724819183},{"word":"on","start":935.375,"end":935.535,"confidence":0.98732835,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11213777959346773},{"word":"trust","start":935.535,"end":936.035,"confidence":0.9695043,"punctuated_word":"trust.","sentiment":"neutral","sentiment_score":0.11608469486236572},{"word":"$4.50","start":942.04004,"end":942.94,"confidence":0.7790062,"punctuated_word":"$4.50.","sentiment":"neutral","sentiment_score":0.015341263264417648},{"word":"yes","start":946.36,"end":946.86,"confidence":0.9908211,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.10373522341251372},{"word":"no","start":956.205,"end":956.705,"confidence":0.8488489,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.026218697428703308},{"word":"no","start":956.765,"end":957.265,"confidence":0.9192326,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.005607541650533676},{"word":"i","start":974.46,"end":974.78,"confidence":0.73019487,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15616603195667267},{"word":"no","start":975.42004,"end":975.66003,"confidence":0.99594676,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.1532648503780365},{"word":"i","start":975.66003,"end":975.82,"confidence":0.998934,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1513339877128601},{"word":"don't","start":975.82,"end":976.06,"confidence":0.9999483,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1145305335521698},{"word":"have","start":976.06,"end":976.3,"confidence":0.99951565,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1338106393814087},{"word":"a","start":976.3,"end":976.46,"confidence":0.99902606,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14244747161865234},{"word":"will","start":976.46,"end":976.96,"confidence":0.97705376,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":-0.17887383699417114},{"word":"not","start":983.215,"end":983.455,"confidence":0.7483401,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.06454417109489441},{"word":"really","start":983.455,"end":983.85504,"confidence":0.9814017,"punctuated_word":"really,","sentiment":"neutral","sentiment_score":-0.04680167883634567},{"word":"but","start":983.85504,"end":984.35504,"confidence":0.99960846,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03775705769658089},{"word":"probably","start":984.655,"end":985.135,"confidence":0.91856,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.03850555047392845},{"word":"should","start":985.135,"end":985.635,"confidence":0.99504685,"punctuated_word":"should.","sentiment":"neutral","sentiment_score":0.021176455542445183},{"word":"yes","start":1064.01,"end":1064.25,"confidence":0.76979727,"punctuated_word":"Yes,","sentiment":"neutral","sentiment_score":0.10975643992424013},{"word":"please","start":1064.25,"end":1064.75,"confidence":0.9967586,"punctuated_word":"please.","sentiment":"neutral","sentiment_score":0.10408230125904085},{"word":"can","start":1068.5249,"end":1068.6849,"confidence":0.37852708,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.0757409930229187},{"word":"i","start":1068.6849,"end":1068.845,"confidence":0.9975916,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08359616994857788},{"word":"ask","start":1068.845,"end":1068.9249,"confidence":0.9862343,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.06907542794942856},{"word":"a","start":1068.9249,"end":1069.005,"confidence":0.91919667,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05863114818930626},{"word":"quick","start":1069.005,"end":1069.245,"confidence":0.9981882,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.07277665287256241},{"word":"question","start":1069.245,"end":1069.745,"confidence":0.9795619,"punctuated_word":"question?","sentiment":"neutral","sentiment_score":0.09812325984239578},{"word":"with","start":1072.365,"end":1072.6849,"confidence":0.92888963,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.05682934075593949},{"word":"my","start":1072.6849,"end":1072.9249,"confidence":0.8362775,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.052152156829833984},{"word":"will","start":1072.9249,"end":1073.1649,"confidence":0.9582855,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.13158831000328064},{"word":"and","start":1073.1649,"end":1073.6649,"confidence":0.99080336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06857891380786896},{"word":"and","start":1074.2849,"end":1074.445,"confidence":0.5338912,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08040176331996918},{"word":"all","start":1074.445,"end":1074.945,"confidence":0.9910158,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.10303904861211775},{"word":"all","start":1075.085,"end":1075.4049,"confidence":0.9888843,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.0916493684053421},{"word":"my","start":1075.4049,"end":1075.725,"confidence":0.99559194,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.07065063714981079},{"word":"assets","start":1075.725,"end":1076.225,"confidence":0.99197805,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":0.08206412941217422},{"word":"is","start":1076.845,"end":1077.085,"confidence":0.9987203,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02348148450255394},{"word":"there","start":1077.085,"end":1077.585,"confidence":0.99688417,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.03678155690431595},{"word":"is","start":1078.125,"end":1078.2849,"confidence":0.9819225,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02111116424202919},{"word":"there","start":1078.2849,"end":1078.7849,"confidence":0.99928826,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.03578542545437813},{"word":"a","start":1078.845,"end":1079.005,"confidence":0.99615896,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02166140079498291},{"word":"clause","start":1079.005,"end":1079.325,"confidence":0.9851559,"punctuated_word":"clause","sentiment":"neutral","sentiment_score":0.009645909070968628},{"word":"in","start":1079.325,"end":1079.485,"confidence":0.9997063,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0032477937638759613},{"word":"there","start":1079.485,"end":1079.725,"confidence":0.9995596,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.022141072899103165},{"word":"where","start":1079.725,"end":1079.885,"confidence":0.99677086,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.004474624991416931},{"word":"you","start":1079.885,"end":1079.965,"confidence":0.9996346,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.012470562011003494},{"word":"can","start":1079.965,"end":1080.125,"confidence":0.8626045,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.020006902515888218},{"word":"do","start":1080.125,"end":1080.365,"confidence":0.99504894,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.01402663066983223},{"word":"like","start":1080.365,"end":1080.605,"confidence":0.51455015,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.006182290613651276},{"word":"a","start":1080.605,"end":1080.855,"confidence":0.8494175,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.025175509974360463},{"word":"it","start":1082.57,"end":1082.73,"confidence":0.9609973,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.013218916952610016},{"word":"sounds","start":1082.73,"end":1082.97,"confidence":0.99049395,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":-0.033962711691856384},{"word":"stupid","start":1082.97,"end":1083.29,"confidence":0.94529355,"punctuated_word":"stupid,","sentiment":"neutral","sentiment_score":-0.03583814948797226},{"word":"but","start":1083.29,"end":1083.45,"confidence":0.98709977,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.007197439670562744},{"word":"it","start":1083.45,"end":1083.61,"confidence":0.4978754,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0018978416919708252},{"word":"picks","start":1083.61,"end":1083.9299,"confidence":0.89195096,"punctuated_word":"picks","sentiment":"neutral","sentiment_score":-0.011114533990621569},{"word":"a","start":1083.9299,"end":1084.01,"confidence":0.86529773,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.010761801153421402},{"word":"pick","start":1084.01,"end":1084.41,"confidence":0.9429523,"punctuated_word":"pick","sentiment":"neutral","sentiment_score":-0.00993519276380539},{"word":"situation","start":1084.41,"end":1084.91,"confidence":0.99474066,"punctuated_word":"situation","sentiment":"neutral","sentiment_score":-0.017934106290340424},{"word":"where","start":1084.97,"end":1085.47,"confidence":0.9387389,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.005242094397544861},{"word":"you","start":1087.37,"end":1087.61,"confidence":0.9228403,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.008363790810108185},{"word":"say","start":1087.61,"end":1088.11,"confidence":0.9891768,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.028067827224731445},{"word":"everybody","start":1089.21,"end":1089.69,"confidence":0.9052132,"punctuated_word":"everybody","sentiment":"neutral","sentiment_score":0.025686025619506836},{"word":"has","start":1089.69,"end":1090.01,"confidence":0.9998921,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.009228624403476717},{"word":"one","start":1090.01,"end":1090.33,"confidence":0.9995704,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.01654643565416336},{"word":"turn","start":1090.33,"end":1090.8099,"confidence":0.9967043,"punctuated_word":"turn","sentiment":"neutral","sentiment_score":-0.01268906146287918},{"word":"at","start":1090.8099,"end":1090.97,"confidence":0.9975737,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.02672038972377777},{"word":"picking","start":1090.97,"end":1091.29,"confidence":0.99969494,"punctuated_word":"picking","sentiment":"neutral","sentiment_score":-0.0010380372405052185},{"word":"what","start":1091.29,"end":1091.53,"confidence":0.99961567,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.004602663218975067},{"word":"they","start":1091.53,"end":1091.69,"confidence":0.99981123,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.013509184122085571},{"word":"want","start":1091.69,"end":1092.19,"confidence":0.8422018,"punctuated_word":"want.","sentiment":"neutral","sentiment_score":0.001495111733675003},{"word":"so","start":1093.53,"end":1094.01,"confidence":0.9978703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.013113252818584442},{"word":"somebody","start":1094.01,"end":1094.33,"confidence":0.9848059,"punctuated_word":"somebody","sentiment":"neutral","sentiment_score":0.012925535440444946},{"word":"picks","start":1094.33,"end":1094.57,"confidence":0.99838877,"punctuated_word":"picks","sentiment":"neutral","sentiment_score":-0.0029751211404800415},{"word":"what","start":1094.57,"end":1094.8099,"confidence":0.9997073,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.006652839481830597},{"word":"they","start":1094.8099,"end":1094.89,"confidence":0.9985197,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.004195831716060638},{"word":"want","start":1094.89,"end":1095.05,"confidence":0.7507521,"punctuated_word":"want,","sentiment":"neutral","sentiment_score":0.01806058920919895},{"word":"and","start":1095.05,"end":1095.21,"confidence":0.9989786,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02030303329229355},{"word":"then","start":1095.21,"end":1095.37,"confidence":0.9967758,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.02852427214384079},{"word":"the","start":1095.37,"end":1095.53,"confidence":0.9926842,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01174630969762802},{"word":"next","start":1095.53,"end":1095.77,"confidence":0.9997861,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.024346139281988144},{"word":"person","start":1095.77,"end":1096.09,"confidence":0.9998215,"punctuated_word":"person","sentiment":"neutral","sentiment_score":-0.0093797966837883},{"word":"picks","start":1096.09,"end":1096.25,"confidence":0.9971187,"punctuated_word":"picks","sentiment":"neutral","sentiment_score":-0.01242665946483612},{"word":"what","start":1096.25,"end":1096.41,"confidence":0.9987276,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.010879453271627426},{"word":"they","start":1096.41,"end":1096.57,"confidence":0.9994111,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.020742028951644897},{"word":"want","start":1096.57,"end":1096.97,"confidence":0.99971133,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.006735909730195999},{"word":"and","start":1096.97,"end":1097.13,"confidence":0.7882951,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.001292608678340912},{"word":"so","start":1097.13,"end":1097.29,"confidence":0.99928564,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.008356094360351562},{"word":"forth","start":1097.29,"end":1097.715,"confidence":0.9657128,"punctuated_word":"forth.","sentiment":"neutral","sentiment_score":0.01290847174823284},{"word":"yeah","start":1136.555,"end":1136.795,"confidence":0.7610137,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02437029592692852},{"word":"right","start":1136.795,"end":1137.295,"confidence":0.99760246,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.023150289431214333},{"word":"oh","start":1152.42,"end":1152.5,"confidence":0.6759235,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.061952728778123856},{"word":"it's","start":1152.5,"end":1152.66,"confidence":0.98369277,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.0876975804567337},{"word":"only","start":1152.66,"end":1152.9,"confidence":0.98038656,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.1622854769229889},{"word":"between","start":1152.9,"end":1153.3,"confidence":0.9989827,"punctuated_word":"between","sentiment":"neutral","sentiment_score":-0.1117824986577034},{"word":"my","start":1153.3,"end":1153.46,"confidence":0.99916196,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1362726241350174},{"word":"wife","start":1153.46,"end":1153.7,"confidence":0.9998074,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.11526941508054732},{"word":"and","start":1153.7,"end":1153.86,"confidence":0.99891317,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0869196206331253},{"word":"two","start":1153.86,"end":1154.02,"confidence":0.9995969,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.12184195965528488},{"word":"kids","start":1154.02,"end":1154.52,"confidence":0.8749713,"punctuated_word":"kids.","sentiment":"neutral","sentiment_score":-0.08164222538471222},{"word":"but","start":1154.9651,"end":1155.125,"confidence":0.5352243,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.11213735491037367},{"word":"one","start":1155.125,"end":1155.2051,"confidence":0.9986487,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.16361761093139648},{"word":"of","start":1155.2051,"end":1155.285,"confidence":0.9993293,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12192267924547195},{"word":"them","start":1155.285,"end":1155.405,"confidence":0.9879045,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.12329226732254028},{"word":"is","start":1155.405,"end":1155.525,"confidence":0.7997037,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.1765853464603424},{"word":"five","start":1155.525,"end":1155.925,"confidence":0.95083416,"punctuated_word":"five,","sentiment":"neutral","sentiment_score":-0.15102970600128174},{"word":"so","start":1155.925,"end":1156.0851,"confidence":0.9992367,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.1615452617406845},{"word":"he","start":1156.0851,"end":1156.245,"confidence":0.7894526,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.19889074563980105},{"word":"wouldn't","start":1156.245,"end":1156.4851,"confidence":0.9994581,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.20955917239189148},{"word":"work","start":1156.4851,"end":1156.9651,"confidence":0.7963164,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":-0.20127642154693604},{"word":"he'd","start":1156.9651,"end":1157.2051,"confidence":0.98924124,"punctuated_word":"He'd","sentiment":"neutral","sentiment_score":-0.12953124940395355},{"word":"be","start":1157.2051,"end":1157.3651,"confidence":0.9924561,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.15472564101219177},{"word":"picking","start":1157.3651,"end":1157.685,"confidence":0.99848926,"punctuated_word":"picking","sentiment":"neutral","sentiment_score":-0.3061692416667938},{"word":"all","start":1157.685,"end":1157.8451,"confidence":0.9992781,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.27697402238845825},{"word":"the","start":1157.8451,"end":1157.925,"confidence":0.99903536,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.30263572931289673},{"word":"wrong","start":1157.925,"end":1158.245,"confidence":0.9999403,"punctuated_word":"wrong","sentiment":"neutral","sentiment_score":-0.2139742076396942},{"word":"things","start":1158.245,"end":1158.745,"confidence":0.999195,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":-0.2142623066902161},{"word":"no","start":1161.685,"end":1162.0851,"confidence":0.8127147,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.13283923268318176},{"word":"he'd","start":1162.0851,"end":1162.3251,"confidence":0.74534434,"punctuated_word":"He'd","sentiment":"neutral","sentiment_score":-0.14006325602531433},{"word":"just","start":1162.3251,"end":1162.4851,"confidence":0.93923223,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08818259835243225},{"word":"be","start":1162.4851,"end":1162.645,"confidence":0.7437256,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06630698591470718},{"word":"picking","start":1162.645,"end":1162.9651,"confidence":0.99784625,"punctuated_word":"picking","sentiment":"neutral","sentiment_score":-0.09164798259735107},{"word":"my","start":1162.9651,"end":1163.125,"confidence":0.9854283,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.107619546353817},{"word":"soccer","start":1163.125,"end":1163.3651,"confidence":0.999005,"punctuated_word":"soccer","sentiment":"neutral","sentiment_score":-0.09347344934940338},{"word":"balls","start":1163.3651,"end":1163.8651,"confidence":0.9967091,"punctuated_word":"balls.","sentiment":"neutral","sentiment_score":-0.06448414921760559},{"word":"yeah","start":1174.02,"end":1174.26,"confidence":0.98665714,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08799900114536285},{"word":"right","start":1174.26,"end":1174.76,"confidence":0.98305666,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.25420135259628296},{"word":"just","start":1180.5,"end":1180.74,"confidence":0.41275126,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.0629286840558052},{"word":"two","start":1180.74,"end":1181.24,"confidence":0.9671556,"punctuated_word":"two.","sentiment":"neutral","sentiment_score":0.07178289443254471},{"word":"yep","start":1184.125,"end":1184.605,"confidence":0.93909585,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11893625557422638},{"word":"yep","start":1184.605,"end":1185.105,"confidence":0.9702908,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12062393873929976},{"word":"oh","start":1185.405,"end":1185.5651,"confidence":0.8809628,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.08282889425754547},{"word":"one","start":1185.5651,"end":1185.885,"confidence":0.99819535,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.06390701234340668},{"word":"15","start":1185.885,"end":1186.365,"confidence":0.9183941,"punctuated_word":"15","sentiment":"neutral","sentiment_score":0.10467787086963654},{"word":"and","start":1186.365,"end":1186.525,"confidence":0.79535717,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08701321482658386},{"word":"one","start":1186.525,"end":1186.765,"confidence":0.99920017,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.105426125228405},{"word":"five","start":1186.765,"end":1187.265,"confidence":0.99773085,"punctuated_word":"five.","sentiment":"neutral","sentiment_score":0.12083183228969574},{"word":"yeah","start":1236.86,"end":1237.18,"confidence":0.9897915,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09712445735931396},{"word":"yeah","start":1237.18,"end":1237.68,"confidence":0.9585296,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11528412997722626},{"word":"so","start":1274.135,"end":1274.635,"confidence":0.9893881,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0802762359380722},{"word":"in","start":1275.415,"end":1275.895,"confidence":0.7703437,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.018572062253952023},{"word":"in","start":1275.895,"end":1276.215,"confidence":0.8421156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.019674252718687057},{"word":"my","start":1276.215,"end":1276.715,"confidence":0.97595334,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.024145856499671936},{"word":"i","start":1277.415,"end":1277.575,"confidence":0.99922514,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02732139080762863},{"word":"thought","start":1277.575,"end":1277.735,"confidence":0.98269653,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.05211351811885834},{"word":"when","start":1277.735,"end":1277.975,"confidence":0.99363315,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.07444985955953598},{"word":"i","start":1277.975,"end":1278.135,"confidence":0.99898666,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06523047387599945},{"word":"originally","start":1278.135,"end":1278.635,"confidence":0.999757,"punctuated_word":"originally","sentiment":"neutral","sentiment_score":-0.0810425728559494},{"word":"set","start":1278.695,"end":1278.935,"confidence":0.997068,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.05373353511095047},{"word":"up","start":1278.935,"end":1279.095,"confidence":0.99984586,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.03554461896419525},{"word":"all","start":1279.095,"end":1279.255,"confidence":0.99963725,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.03335191681981087},{"word":"this","start":1279.255,"end":1279.68,"confidence":0.93428373,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":-0.02409320138394833},{"word":"like","start":1279.76,"end":1279.92,"confidence":0.93370974,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.021489912644028664},{"word":"years","start":1279.92,"end":1280.16,"confidence":0.99762124,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.008785247802734375},{"word":"ago","start":1280.16,"end":1280.4,"confidence":0.99955493,"punctuated_word":"ago","sentiment":"neutral","sentiment_score":-0.009565930813550947},{"word":"when","start":1280.4,"end":1280.56,"confidence":0.90883636,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.022232338786125183},{"word":"i","start":1280.56,"end":1280.64,"confidence":0.99131167,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.008909754455089569},{"word":"first","start":1280.64,"end":1280.88,"confidence":0.9996458,"punctuated_word":"first","sentiment":"neutral","sentiment_score":-0.02177112177014351},{"word":"come","start":1280.88,"end":1281.04,"confidence":0.6804829,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.02767954021692276},{"word":"with","start":1281.04,"end":1281.2001,"confidence":0.9710055,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.004106059670448303},{"word":"you","start":1281.2001,"end":1281.28,"confidence":0.9362207,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.003433588892221451},{"word":"i","start":1281.28,"end":1281.3601,"confidence":0.97561294,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03625185787677765},{"word":"thought","start":1281.3601,"end":1281.8601,"confidence":0.6244639,"punctuated_word":"thought,","sentiment":"neutral","sentiment_score":-0.055850401520729065},{"word":"i","start":1284.0801,"end":1284.2401,"confidence":0.80786794,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10456885397434236},{"word":"don't","start":1284.2401,"end":1284.4801,"confidence":0.99674904,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10589486360549928},{"word":"know","start":1284.4801,"end":1284.56,"confidence":0.9980161,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.12807828187942505},{"word":"if","start":1284.56,"end":1284.7201,"confidence":0.9954201,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.20460236072540283},{"word":"you","start":1284.7201,"end":1284.9601,"confidence":0.9997038,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15182054042816162},{"word":"guys","start":1284.9601,"end":1285.4401,"confidence":0.9998672,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.12706978619098663},{"word":"helped","start":1285.4401,"end":1285.76,"confidence":0.971623,"punctuated_word":"helped","sentiment":"neutral","sentiment_score":-0.09760527312755583},{"word":"me","start":1285.76,"end":1286.0,"confidence":0.99895465,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.094915471971035},{"word":"appoint","start":1286.0,"end":1286.3201,"confidence":0.98461884,"punctuated_word":"appoint","sentiment":"neutral","sentiment_score":-0.08862393349409103},{"word":"my","start":1286.3201,"end":1286.4801,"confidence":0.99840754,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.0960925668478012},{"word":"wife","start":1286.4801,"end":1286.8,"confidence":0.99974626,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.1124572902917862},{"word":"as","start":1286.8,"end":1287.04,"confidence":0.99426913,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.09992193430662157},{"word":"the","start":1287.04,"end":1287.12,"confidence":0.9838769,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10728129744529724},{"word":"power","start":1287.12,"end":1287.3601,"confidence":0.91847837,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.08026152104139328},{"word":"of","start":1287.3601,"end":1287.4401,"confidence":0.9882775,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08750426769256592},{"word":"attorney","start":1287.4401,"end":1287.8401,"confidence":0.75482345,"punctuated_word":"attorney,","sentiment":"neutral","sentiment_score":-0.0937836617231369},{"word":"or","start":1287.8401,"end":1288.0801,"confidence":0.9995584,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1287425309419632},{"word":"she's","start":1288.0801,"end":1288.4,"confidence":0.9791162,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.14722353219985962},{"word":"just","start":1288.4,"end":1288.9,"confidence":0.9995402,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.11829276382923126},{"word":"the","start":1288.9601,"end":1289.4601,"confidence":0.99180967,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14577031135559082},{"word":"the","start":1289.76,"end":1289.92,"confidence":0.87558264,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14866462349891665},{"word":"receiver","start":1289.92,"end":1290.4,"confidence":0.99870384,"punctuated_word":"receiver","sentiment":"neutral","sentiment_score":-0.19640754163265228},{"word":"of","start":1290.4,"end":1290.56,"confidence":0.99952924,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1567022055387497},{"word":"anything","start":1290.56,"end":1291.06,"confidence":0.99596006,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.10777760297060011},{"word":"of","start":1291.28,"end":1291.4401,"confidence":0.9956,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.17738232016563416},{"word":"of","start":1291.4401,"end":1291.6001,"confidence":0.8648621,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1859743446111679},{"word":"the","start":1291.6001,"end":1291.68,"confidence":0.9995542,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18796557188034055},{"word":"money","start":1291.68,"end":1292.0,"confidence":0.9998952,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.13467460870742798},{"word":"if","start":1292.0,"end":1292.2401,"confidence":0.981437,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.19539380073547363},{"word":"i","start":1292.2401,"end":1292.7401,"confidence":0.99878186,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1787988841533661},{"word":"if","start":1293.3601,"end":1293.6001,"confidence":0.94829637,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.205954909324646},{"word":"i","start":1293.6001,"end":1293.8401,"confidence":0.9994723,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.205438494682312},{"word":"pass","start":1293.8401,"end":1294.3401,"confidence":0.916735,"punctuated_word":"pass.","sentiment":"neutral","sentiment_score":-0.19387418031692505},{"word":"yep","start":1305.405,"end":1305.905,"confidence":0.9465593,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13810411095619202},{"word":"but","start":1312.63,"end":1312.79,"confidence":0.9831843,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.008417613804340363},{"word":"that","start":1312.79,"end":1312.9501,"confidence":0.9983236,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06852953881025314},{"word":"doesn't","start":1312.9501,"end":1313.4501,"confidence":0.9997081,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.10168243944644928},{"word":"do","start":1313.51,"end":1313.75,"confidence":0.99933916,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.14712651073932648},{"word":"anything","start":1313.75,"end":1314.0701,"confidence":0.9992606,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.12142598628997804},{"word":"with","start":1314.0701,"end":1314.15,"confidence":0.9992895,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.19281171262264252},{"word":"the","start":1314.15,"end":1314.31,"confidence":0.997186,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15969295799732208},{"word":"assets","start":1314.31,"end":1314.63,"confidence":0.9903054,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.1734800934791565},{"word":"or","start":1314.63,"end":1314.79,"confidence":0.98848164,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.16397304832935333},{"word":"anything","start":1314.79,"end":1315.29,"confidence":0.7847466,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":-0.12372543662786484},{"word":"okay","start":1327.625,"end":1328.1051,"confidence":0.7815898,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.011433400213718414},{"word":"so","start":1328.1051,"end":1328.3451,"confidence":0.9964545,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.005021911114454269},{"word":"all","start":1328.3451,"end":1328.745,"confidence":0.9507817,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.011172890663146973},{"word":"all","start":1328.745,"end":1328.9851,"confidence":0.8903055,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.014080919325351717},{"word":"of","start":1328.9851,"end":1329.2251,"confidence":0.99928635,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.008181732147932053},{"word":"my","start":1329.2251,"end":1329.7251,"confidence":0.9344853,"punctuated_word":"my,","sentiment":"neutral","sentiment_score":-0.005454406142234802},{"word":"like","start":1329.9451,"end":1330.265,"confidence":0.57265174,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.01788095198571682},{"word":"say","start":1330.265,"end":1330.505,"confidence":0.7215694,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.011947179213166235},{"word":"my","start":1330.505,"end":1330.8251,"confidence":0.99718815,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.004937134683132172},{"word":"savings","start":1330.8251,"end":1331.2251,"confidence":0.99915767,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":-0.006485737860202789},{"word":"and","start":1331.2251,"end":1331.385,"confidence":0.99621177,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.011565685272216795},{"word":"whatnot","start":1331.385,"end":1331.885,"confidence":0.9684386,"punctuated_word":"whatnot,","sentiment":"neutral","sentiment_score":-0.0028491183184087276},{"word":"that's","start":1332.425,"end":1332.745,"confidence":0.9996834,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.02790607511997223},{"word":"not","start":1332.745,"end":1332.9851,"confidence":0.9998735,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1625298410654068},{"word":"included","start":1332.9851,"end":1333.4851,"confidence":0.79675794,"punctuated_word":"included.","sentiment":"neutral","sentiment_score":-0.16713300347328186},{"word":"yeah","start":1335.0651,"end":1335.385,"confidence":0.7695949,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04198681190609932},{"word":"right","start":1335.385,"end":1335.885,"confidence":0.9947115,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.00003094598650932312},{"word":"yeah","start":1346.11,"end":1346.4299,"confidence":0.95829165,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1908955425024033},{"word":"fine","start":1346.4299,"end":1346.75,"confidence":0.30458158,"punctuated_word":"Fine","sentiment":"positive","sentiment_score":0.48471736907958984},{"word":"time","start":1346.75,"end":1347.25,"confidence":0.77899957,"punctuated_word":"time.","sentiment":"positive","sentiment_score":0.4196292757987976},{"word":"and","start":1363.925,"end":1364.245,"confidence":0.9895766,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.061524271965026855},{"word":"if","start":1364.245,"end":1364.405,"confidence":0.9976937,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.13718195259571075},{"word":"i","start":1364.405,"end":1364.485,"confidence":0.99937505,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1349412500858307},{"word":"was","start":1364.485,"end":1364.7251,"confidence":0.99847966,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.16470937430858612},{"word":"to","start":1364.7251,"end":1365.045,"confidence":0.9982874,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1652163714170456},{"word":"so","start":1367.285,"end":1367.4451,"confidence":0.98533773,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.16061173379421234},{"word":"if","start":1367.4451,"end":1367.605,"confidence":0.9956345,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.18546238541603088},{"word":"i","start":1367.605,"end":1367.685,"confidence":0.9979672,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17631009221076965},{"word":"was","start":1367.685,"end":1367.8451,"confidence":0.98189914,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.23280006647109985},{"word":"to","start":1367.8451,"end":1368.0851,"confidence":0.933142,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.19641229510307312},{"word":"appoint","start":1368.0851,"end":1368.5851,"confidence":0.998552,"punctuated_word":"appoint","sentiment":"neutral","sentiment_score":-0.1500592678785324},{"word":"a","start":1368.645,"end":1368.885,"confidence":0.99883026,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.16281768679618835},{"word":"power","start":1368.885,"end":1369.125,"confidence":0.9684008,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.19659924507141113},{"word":"of","start":1369.125,"end":1369.365,"confidence":0.99578166,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1772918403148651},{"word":"attorney","start":1369.365,"end":1369.865,"confidence":0.9972279,"punctuated_word":"attorney,","sentiment":"neutral","sentiment_score":-0.19238309562206268},{"word":"would","start":1369.925,"end":1370.0851,"confidence":0.9991062,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.20123925805091855},{"word":"they","start":1370.0851,"end":1370.405,"confidence":0.99926883,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.17480987310409546},{"word":"have","start":1370.405,"end":1370.645,"confidence":0.9997619,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.17885249853134155},{"word":"control","start":1370.645,"end":1371.125,"confidence":0.99935883,"punctuated_word":"control","sentiment":"neutral","sentiment_score":-0.25925877690315247},{"word":"as","start":1371.125,"end":1371.285,"confidence":0.99437416,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.1936357617378235},{"word":"to","start":1371.285,"end":1371.365,"confidence":0.99966097,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.17499464750289917},{"word":"what","start":1371.365,"end":1371.63,"confidence":0.9997147,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.19932888448238373},{"word":"happens","start":1371.63,"end":1372.03,"confidence":0.9989858,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":-0.18622854351997375},{"word":"with","start":1372.03,"end":1372.11,"confidence":0.99957913,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.189278706908226},{"word":"them","start":1372.11,"end":1372.61,"confidence":0.9989885,"punctuated_word":"them?","sentiment":"neutral","sentiment_score":-0.1498909741640091},{"word":"yep","start":1384.75,"end":1385.25,"confidence":0.65693927,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03859185427427292},{"word":"yep","start":1385.47,"end":1385.865,"confidence":0.93734926,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.06989258527755737},{"word":"and","start":1408.48,"end":1408.7999,"confidence":0.5427851,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.023748021572828293},{"word":"if","start":1408.7999,"end":1409.04,"confidence":0.99856794,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05149157345294952},{"word":"i","start":1409.04,"end":1409.2,"confidence":0.9995091,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08389019966125488},{"word":"didn't","start":1409.2,"end":1409.52,"confidence":0.9999043,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.08100081980228424},{"word":"have","start":1409.52,"end":1409.76,"confidence":0.9998723,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.03897269815206528},{"word":"a","start":1409.76,"end":1409.92,"confidence":0.999223,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05445390939712525},{"word":"will","start":1409.92,"end":1410.32,"confidence":0.9598165,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.0490821972489357},{"word":"if","start":1410.32,"end":1410.5599,"confidence":0.9562567,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0424003079533577},{"word":"i","start":1410.5599,"end":1410.64,"confidence":0.9997172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05303528904914856},{"word":"didn't","start":1410.64,"end":1410.88,"confidence":0.9999676,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.03673636168241501},{"word":"have","start":1410.88,"end":1411.04,"confidence":0.99979144,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.04427017644047737},{"word":"a","start":1411.04,"end":1411.12,"confidence":0.99919885,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.050773732364177704},{"word":"will","start":1411.12,"end":1411.36,"confidence":0.9986771,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.06649652868509293},{"word":"at","start":1411.36,"end":1411.52,"confidence":0.9960311,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.058396629989147186},{"word":"that","start":1411.52,"end":1411.6799,"confidence":0.9995797,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03378470987081528},{"word":"point","start":1411.6799,"end":1412.0,"confidence":0.9989172,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":-0.030151359736919403},{"word":"would","start":1412.0,"end":1412.4,"confidence":0.9994904,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.029265979304909703},{"word":"they","start":1412.4,"end":1412.9,"confidence":0.99894303,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.02591622993350029},{"word":"have","start":1413.28,"end":1413.52,"confidence":0.88639724,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.04232628643512726},{"word":"the","start":1413.52,"end":1413.76,"confidence":0.9996412,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04863888770341873},{"word":"power","start":1413.76,"end":1414.24,"confidence":0.9998379,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.04517185688018799},{"word":"to","start":1414.24,"end":1414.72,"confidence":0.999811,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05822458863258362},{"word":"create","start":1414.72,"end":1415.2,"confidence":0.9998902,"punctuated_word":"create","sentiment":"neutral","sentiment_score":-0.06216638162732124},{"word":"my","start":1415.2,"end":1415.44,"confidence":0.99956554,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.05902824550867081},{"word":"will","start":1415.44,"end":1415.94,"confidence":0.9913573,"punctuated_word":"will?","sentiment":"neutral","sentiment_score":-0.06778676807880402},{"word":"no","start":1417.875,"end":1418.375,"confidence":0.95570266,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.25615233182907104},{"word":"okay","start":1418.515,"end":1419.015,"confidence":0.9953676,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.120314322412014},{"word":"so","start":1419.0751,"end":1419.3151,"confidence":0.99585766,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08249090611934662},{"word":"what","start":1419.3151,"end":1419.8151,"confidence":0.9921715,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.1375216543674469},{"word":"so","start":1428.5951,"end":1428.8351,"confidence":0.89231503,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.07788917422294617},{"word":"what","start":1428.8351,"end":1429.0751,"confidence":0.9990476,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.15139608085155487},{"word":"would","start":1429.0751,"end":1429.2351,"confidence":0.99900097,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.13224627077579498},{"word":"happen","start":1429.2351,"end":1429.555,"confidence":0.99965274,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":-0.12452535331249236},{"word":"with","start":1429.555,"end":1429.7151,"confidence":0.99970347,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.16039419174194336},{"word":"all","start":1429.7151,"end":1429.875,"confidence":0.9999286,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.17937767505645752},{"word":"my","start":1429.875,"end":1430.035,"confidence":0.99553996,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.20594634115695953},{"word":"things","start":1430.035,"end":1430.3551,"confidence":0.9997459,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.18279628455638883},{"word":"if","start":1430.3551,"end":1430.5951,"confidence":0.9982792,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1519964635372162},{"word":"i","start":1430.5951,"end":1430.675,"confidence":0.99020946,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1617359071969986},{"word":"was","start":1430.675,"end":1430.8351,"confidence":0.9973484,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.13761882483959198},{"word":"to","start":1430.8351,"end":1430.915,"confidence":0.99952793,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15544243156909943},{"word":"go","start":1430.915,"end":1431.155,"confidence":0.9999391,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.13064560294151306},{"word":"tomorrow","start":1431.155,"end":1431.555,"confidence":0.99911743,"punctuated_word":"tomorrow","sentiment":"neutral","sentiment_score":-0.10973742604255676},{"word":"with","start":1431.555,"end":1431.795,"confidence":0.9995035,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.20403331518173215},{"word":"no","start":1431.795,"end":1431.9551,"confidence":0.9965474,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.22192229330539703},{"word":"will","start":1431.9551,"end":1432.41,"confidence":0.99898076,"punctuated_word":"will?","sentiment":"neutral","sentiment_score":-0.18718263506889343},{"word":"right","start":1456.075,"end":1456.5549,"confidence":0.9421049,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.0021263733506202698},{"word":"okay","start":1456.5549,"end":1457.0549,"confidence":0.8878708,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.013413004577159882},{"word":"yep","start":1459.355,"end":1459.855,"confidence":0.9865477,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0405239537358284},{"word":"yep","start":1461.835,"end":1462.26,"confidence":0.99784386,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.08876534551382065},{"word":"yeah","start":1486.245,"end":1486.725,"confidence":0.72201705,"punctuated_word":"Yeah.","sentiment":"negative","sentiment_score":-0.6028298139572144},{"word":"and","start":1486.725,"end":1486.965,"confidence":0.6066833,"punctuated_word":"And","sentiment":"negative","sentiment_score":-0.7060670256614685},{"word":"upsets","start":1486.965,"end":1487.365,"confidence":0.9011965,"punctuated_word":"upsets","sentiment":"negative","sentiment_score":-0.7584359645843506},{"word":"the","start":1487.365,"end":1487.445,"confidence":0.9975846,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.7922877073287964},{"word":"rest","start":1487.445,"end":1487.605,"confidence":0.99986565,"punctuated_word":"rest","sentiment":"negative","sentiment_score":-0.8171892166137695},{"word":"of","start":1487.605,"end":1487.6849,"confidence":0.99958843,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.7244141697883606},{"word":"the","start":1487.6849,"end":1487.845,"confidence":0.99435776,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.7373905181884766},{"word":"family","start":1487.845,"end":1488.345,"confidence":0.9453312,"punctuated_word":"family.","sentiment":"negative","sentiment_score":-0.4181680679321289},{"word":"because","start":1499.5801,"end":1499.9,"confidence":0.8760425,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.02711828052997589},{"word":"i","start":1499.9,"end":1500.06,"confidence":0.9917108,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0038703717291355137},{"word":"my","start":1500.4601,"end":1500.7001,"confidence":0.9598904,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.023356255143880844},{"word":"my","start":1500.7001,"end":1500.86,"confidence":0.9968079,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.012136135250329971},{"word":"auntie","start":1500.86,"end":1501.3401,"confidence":0.98350763,"punctuated_word":"auntie","sentiment":"neutral","sentiment_score":0.009163253009319304},{"word":"actually","start":1501.3401,"end":1501.66,"confidence":0.98138416,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.00807875394821167},{"word":"had","start":1501.66,"end":1502.16,"confidence":0.9987797,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.006678774952888489},{"word":"a","start":1504.06,"end":1504.3,"confidence":0.8856043,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.002833937294781208},{"word":"power","start":1504.3,"end":1504.54,"confidence":0.6797739,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.0006780587136745453},{"word":"of","start":1504.54,"end":1504.78,"confidence":0.98758286,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.003343544900417328},{"word":"attorney","start":1504.78,"end":1505.28,"confidence":0.99295145,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":-0.011568810790777206},{"word":"to","start":1505.3401,"end":1505.5801,"confidence":0.9923649,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.001109093427658081},{"word":"her","start":1505.5801,"end":1506.0801,"confidence":0.8890518,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.018230080604553223},{"word":"her","start":1507.575,"end":1508.055,"confidence":0.91583526,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.01989632286131382},{"word":"husband","start":1508.055,"end":1508.375,"confidence":0.963644,"punctuated_word":"husband","sentiment":"neutral","sentiment_score":-0.011458955705165865},{"word":"who","start":1508.375,"end":1508.775,"confidence":0.8269957,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.006692655384540558},{"word":"was","start":1508.775,"end":1509.095,"confidence":0.94702446,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.02604903280735016},{"word":"her","start":1509.095,"end":1509.415,"confidence":0.9938771,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.04671218991279602},{"word":"ex","start":1509.415,"end":1509.655,"confidence":0.9988558,"punctuated_word":"ex","sentiment":"neutral","sentiment_score":-0.06898156553506851},{"word":"husband","start":1509.655,"end":1510.155,"confidence":0.9970392,"punctuated_word":"husband","sentiment":"neutral","sentiment_score":-0.037127722054719925},{"word":"by","start":1510.535,"end":1510.775,"confidence":0.995462,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.04059210419654846},{"word":"the","start":1510.775,"end":1510.935,"confidence":0.9997589,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05161794647574425},{"word":"time","start":1510.935,"end":1511.175,"confidence":0.98666406,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.05757864564657211},{"word":"she","start":1511.175,"end":1511.415,"confidence":0.9922735,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.04382854700088501},{"word":"passed","start":1511.415,"end":1511.915,"confidence":0.92848766,"punctuated_word":"passed.","sentiment":"neutral","sentiment_score":-0.041241228580474854},{"word":"and","start":1513.095,"end":1513.495,"confidence":0.99754095,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.030040033161640167},{"word":"he","start":1513.495,"end":1513.735,"confidence":0.99591184,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.0372798815369606},{"word":"was","start":1513.735,"end":1514.135,"confidence":0.9999218,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.06382692605257034},{"word":"taking","start":1514.135,"end":1514.635,"confidence":0.9985966,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.09380540251731873},{"word":"things","start":1514.695,"end":1515.095,"confidence":0.9988599,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.09613294899463654},{"word":"from","start":1515.095,"end":1515.415,"confidence":0.9998722,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.08694219589233398},{"word":"the","start":1515.415,"end":1515.575,"confidence":0.99891996,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07244144380092621},{"word":"house","start":1515.575,"end":1515.975,"confidence":0.88064337,"punctuated_word":"house,","sentiment":"neutral","sentiment_score":-0.05375471711158752},{"word":"and","start":1515.975,"end":1516.215,"confidence":0.98970723,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.059316277503967285},{"word":"they","start":1516.215,"end":1516.455,"confidence":0.6413137,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.08922789245843887},{"word":"pretty","start":1516.455,"end":1516.695,"confidence":0.9953069,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.10760072618722916},{"word":"much","start":1516.695,"end":1516.855,"confidence":0.99977833,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.09978654980659483},{"word":"took","start":1516.855,"end":1517.095,"confidence":0.9997824,"punctuated_word":"took","sentiment":"neutral","sentiment_score":-0.08624760806560516},{"word":"everything","start":1517.095,"end":1517.495,"confidence":0.9997745,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.07682721316814423},{"word":"before","start":1517.495,"end":1517.995,"confidence":0.99874544,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.10397515445947648},{"word":"her","start":1519.815,"end":1519.975,"confidence":0.89184797,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.10808207094669342},{"word":"sisters","start":1519.975,"end":1520.455,"confidence":0.7641176,"punctuated_word":"sisters,","sentiment":"neutral","sentiment_score":-0.1018347144126892},{"word":"like","start":1520.455,"end":1520.695,"confidence":0.96773183,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1011226624250412},{"word":"my","start":1520.695,"end":1520.855,"confidence":0.8184557,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.07999573647975922},{"word":"mom","start":1520.855,"end":1521.095,"confidence":0.9708948,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":-0.07792714238166809},{"word":"and","start":1521.095,"end":1521.595,"confidence":0.8980302,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08462723344564438},{"word":"and","start":1521.76,"end":1522.0,"confidence":0.998519,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09772604703903198},{"word":"her","start":1522.0,"end":1522.08,"confidence":0.9995515,"punctuated_word":"her","sentiment":"neutral","sentiment_score":-0.07571475952863693},{"word":"sister","start":1522.08,"end":1522.58,"confidence":0.99969673,"punctuated_word":"sister","sentiment":"neutral","sentiment_score":-0.07502488791942596},{"word":"couldn't","start":1524.08,"end":1524.4,"confidence":0.7918834,"punctuated_word":"couldn't","sentiment":"neutral","sentiment_score":-0.0994463562965393},{"word":"get","start":1524.4,"end":1524.5599,"confidence":0.99986756,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.11240576952695848},{"word":"hold","start":1524.5599,"end":1524.7999,"confidence":0.7117556,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.0732489675283432},{"word":"of","start":1524.7999,"end":1524.96,"confidence":0.9987301,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07981576025485992},{"word":"them","start":1524.96,"end":1525.2,"confidence":0.9756572,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":-0.09263940900564194},{"word":"so","start":1525.2,"end":1525.6799,"confidence":0.87984717,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.029017914086580276},{"word":"yeah","start":1525.6799,"end":1526.0,"confidence":0.9911661,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.028244663029909137},{"word":"i","start":1526.0,"end":1526.16,"confidence":0.9928738,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.026251640170812607},{"word":"understand","start":1526.16,"end":1526.66,"confidence":0.94039893,"punctuated_word":"understand.","sentiment":"neutral","sentiment_score":-0.04213930666446686},{"word":"if","start":1527.6,"end":1527.84,"confidence":0.9935735,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.13489916920661926},{"word":"you","start":1527.84,"end":1527.9199,"confidence":0.98769486,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1345575451850891},{"word":"don't","start":1527.9199,"end":1528.4199,"confidence":0.9877988,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.12524092197418213},{"word":"if","start":1529.28,"end":1529.36,"confidence":0.6848285,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1084505170583725},{"word":"you","start":1529.36,"end":1529.52,"confidence":0.8833344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10598625242710114},{"word":"don't","start":1529.52,"end":1529.76,"confidence":0.9981476,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.19531679153442383},{"word":"do","start":1529.76,"end":1529.84,"confidence":0.9985354,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.21411654353141785},{"word":"it","start":1529.84,"end":1529.9199,"confidence":0.99462754,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.202459916472435},{"word":"properly","start":1529.9199,"end":1530.4199,"confidence":0.9874725,"punctuated_word":"properly,","sentiment":"neutral","sentiment_score":-0.16091036796569824},{"word":"things","start":1531.6,"end":1531.9199,"confidence":0.6511093,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.24974271655082703},{"word":"things","start":1531.9199,"end":1532.24,"confidence":0.8094335,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.26804035902023315},{"word":"can","start":1532.24,"end":1532.4,"confidence":0.98227364,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.265408456325531},{"word":"go","start":1532.4,"end":1532.5599,"confidence":0.998396,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.2816007137298584},{"word":"bad","start":1532.5599,"end":1533.0599,"confidence":0.9703901,"punctuated_word":"bad.","sentiment":"neutral","sentiment_score":-0.260952353477478},{"word":"yes","start":1547.105,"end":1547.605,"confidence":0.86604035,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08294831216335297},{"word":"yeah","start":1584.46,"end":1584.96,"confidence":0.7679957,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02093784511089325},{"word":"not","start":1585.74,"end":1585.98,"confidence":0.57360077,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.055743105709552765},{"word":"a","start":1585.98,"end":1586.06,"confidence":0.9982621,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.00986512377858162},{"word":"problem","start":1586.06,"end":1586.56,"confidence":0.99740887,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.033110104501247406},{"word":"very","start":1586.78,"end":1587.1,"confidence":0.95535475,"punctuated_word":"Very","sentiment":"neutral","sentiment_score":-0.005137749016284943},{"word":"clear","start":1587.1,"end":1587.6,"confidence":0.9968557,"punctuated_word":"clear.","sentiment":"neutral","sentiment_score":-0.03107373043894768},{"word":"at","start":1589.34,"end":1589.5,"confidence":0.48674363,"punctuated_word":"At","sentiment":"neutral","sentiment_score":-0.0885867178440094},{"word":"least","start":1589.5,"end":1589.74,"confidence":0.99849343,"punctuated_word":"least","sentiment":"neutral","sentiment_score":-0.18429553508758545},{"word":"i","start":1589.74,"end":1589.82,"confidence":0.93524075,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16742222011089325},{"word":"understand","start":1589.82,"end":1590.3,"confidence":0.979018,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":-0.21306289732456207},{"word":"what","start":1590.3,"end":1590.62,"confidence":0.9991732,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.2284108400344849},{"word":"what","start":1590.62,"end":1590.78,"confidence":0.99434775,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.2353332042694092},{"word":"it","start":1590.78,"end":1590.94,"confidence":0.9491157,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.17931456863880155},{"word":"is","start":1590.94,"end":1591.18,"confidence":0.99917763,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.20502543449401855},{"word":"now","start":1591.18,"end":1591.5,"confidence":0.9963175,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.1533161997795105},{"word":"i","start":1591.5,"end":1591.58,"confidence":0.995906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15142379701137543},{"word":"never","start":1591.58,"end":1591.9,"confidence":0.97836655,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.1487271785736084},{"word":"really","start":1591.9,"end":1592.06,"confidence":0.9994393,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.04673850163817406},{"word":"asked","start":1592.06,"end":1592.3,"confidence":0.9862673,"punctuated_word":"asked","sentiment":"neutral","sentiment_score":-0.05928542837500572},{"word":"the","start":1592.3,"end":1592.38,"confidence":0.9857583,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08296161890029907},{"word":"question","start":1592.38,"end":1592.88,"confidence":0.99843323,"punctuated_word":"question.","sentiment":"neutral","sentiment_score":-0.06984937936067581},{"word":"thank","start":1599.0951,"end":1599.255,"confidence":0.93590236,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.4897671937942505},{"word":"you","start":1599.255,"end":1599.415,"confidence":0.99989223,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4380738437175751},{"word":"very","start":1599.415,"end":1599.655,"confidence":0.9998229,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.4799049496650696},{"word":"much","start":1599.655,"end":1600.155,"confidence":0.9998776,"punctuated_word":"much.","sentiment":"positive","sentiment_score":0.4374033212661743},{"word":"yep","start":1609.415,"end":1609.915,"confidence":0.99397284,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09622853249311449},{"word":"at","start":1610.5499,"end":1610.71,"confidence":0.99758434,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.2826359272003174},{"word":"the","start":1610.71,"end":1610.7899,"confidence":0.9996464,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24760136008262632},{"word":"moment","start":1610.7899,"end":1611.19,"confidence":0.98078066,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.3000730574131012},{"word":"she's","start":1611.19,"end":1611.5099,"confidence":0.9937227,"punctuated_word":"she's","sentiment":"positive","sentiment_score":0.8408020734786987},{"word":"very","start":1611.5099,"end":1611.6699,"confidence":0.5100008,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.8897531032562256},{"word":"nice","start":1611.6699,"end":1611.9099,"confidence":0.9995129,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.919453501701355},{"word":"to","start":1611.9099,"end":1612.1599,"confidence":0.99303025,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.891508162021637},{"word":"me","start":1612.1599,"end":1612.6599,"confidence":0.9985146,"punctuated_word":"me.","sentiment":"positive","sentiment_score":0.7991256713867188},{"word":"well","start":1639.66,"end":1640.0599,"confidence":0.9365171,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.010634034872055054},{"word":"60","start":1640.0599,"end":1640.38,"confidence":0.9947542,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.02923290804028511},{"word":"what","start":1640.62,"end":1640.86,"confidence":0.9942517,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.009468117728829384},{"word":"is","start":1640.86,"end":1640.94,"confidence":0.998669,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0057966262102127075},{"word":"it","start":1640.94,"end":1641.1799,"confidence":0.8869973,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.01578160934150219},{"word":"67","start":1641.1799,"end":1642.08,"confidence":0.87612665,"punctuated_word":"67?","sentiment":"neutral","sentiment_score":0.02010374143719673},{"word":"oh","start":1647.5,"end":1647.82,"confidence":0.49726215,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.037841036915779114},{"word":"really","start":1647.82,"end":1648.32,"confidence":0.99240386,"punctuated_word":"really?","sentiment":"neutral","sentiment_score":0.03643754869699478},{"word":"alright","start":1660.955,"end":1661.455,"confidence":0.88027644,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.08390631526708603},{"word":"i'll","start":1663.915,"end":1664.155,"confidence":0.8391783,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1267285943031311},{"word":"probably","start":1664.155,"end":1664.5549,"confidence":0.9993606,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.13706353306770325},{"word":"still","start":1664.5549,"end":1664.715,"confidence":0.9994429,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.0803404301404953},{"word":"go","start":1664.715,"end":1664.875,"confidence":0.99955565,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1144680380821228},{"word":"as","start":1664.875,"end":1664.955,"confidence":0.9990809,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11858541518449783},{"word":"long","start":1664.955,"end":1665.195,"confidence":0.99985504,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.12684626877307892},{"word":"as","start":1665.195,"end":1665.355,"confidence":0.9996679,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08761481940746307},{"word":"i","start":1665.355,"end":1665.4349,"confidence":0.99940526,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13835370540618896},{"word":"can","start":1665.4349,"end":1665.81,"confidence":0.99164915,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.10797181725502014},{"word":"i","start":1667.81,"end":1667.9701,"confidence":0.9965366,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0009631142020225524},{"word":"don't","start":1667.9701,"end":1668.13,"confidence":0.9977434,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.12163901329040527},{"word":"wanna","start":1668.13,"end":1668.29,"confidence":0.8787245,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.15375331044197085},{"word":"be","start":1668.29,"end":1668.4501,"confidence":0.996657,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.17638763785362244},{"word":"stuck","start":1668.4501,"end":1668.6901,"confidence":0.9994199,"punctuated_word":"stuck","sentiment":"neutral","sentiment_score":-0.17061784863471985},{"word":"at","start":1668.6901,"end":1668.77,"confidence":0.998863,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.0997900739312172},{"word":"home","start":1668.77,"end":1669.27,"confidence":0.99739826,"punctuated_word":"home.","sentiment":"neutral","sentiment_score":-0.06801585853099823},{"word":"yep","start":1678.53,"end":1679.03,"confidence":0.9858146,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14275503158569336},{"word":"yeah","start":1698.22,"end":1698.38,"confidence":0.7638122,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04805266857147217},{"word":"i'm","start":1698.38,"end":1698.62,"confidence":0.9971434,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.12246236205101012},{"word":"just","start":1698.62,"end":1698.78,"confidence":0.9998568,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.10545779764652252},{"word":"i","start":1698.94,"end":1699.1,"confidence":0.9995326,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2259742021560669},{"word":"can't","start":1699.1,"end":1699.34,"confidence":0.9996944,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.2345057725906372},{"word":"really","start":1699.34,"end":1699.58,"confidence":0.9995142,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.21389079093933103},{"word":"plan","start":1699.58,"end":1699.82,"confidence":0.99884844,"punctuated_word":"plan","sentiment":"negative","sentiment_score":-0.342918336391449},{"word":"on","start":1699.82,"end":1699.98,"confidence":0.9995759,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.35350194573402405},{"word":"anything","start":1699.98,"end":1700.38,"confidence":0.9992799,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.28735843300819397},{"word":"besides","start":1700.38,"end":1700.86,"confidence":0.99554116,"punctuated_word":"besides","sentiment":"neutral","sentiment_score":-0.2536214292049408},{"word":"trying","start":1700.86,"end":1701.1,"confidence":0.99896777,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.2438888847827911},{"word":"to","start":1701.1,"end":1701.18,"confidence":0.9993868,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.28416913747787476},{"word":"get","start":1701.18,"end":1701.34,"confidence":0.9996051,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.2816195487976074},{"word":"to","start":1701.34,"end":1701.42,"confidence":0.9408672,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.28618940711021423},{"word":"work","start":1701.42,"end":1701.92,"confidence":0.9918155,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":-0.2302134335041046},{"word":"it's","start":1705.5,"end":1705.58,"confidence":0.8105782,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1957785189151764},{"word":"priority","start":1705.58,"end":1706.06,"confidence":0.9858832,"punctuated_word":"priority","sentiment":"neutral","sentiment_score":0.224809929728508},{"word":"one","start":1706.06,"end":1706.22,"confidence":0.9977875,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.02528066188097},{"word":"at","start":1706.22,"end":1706.38,"confidence":0.99513596,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.049557220190763474},{"word":"the","start":1706.38,"end":1706.46,"confidence":0.9998318,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08181534707546234},{"word":"moment","start":1706.46,"end":1706.96,"confidence":0.99928474,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.0849122554063797},{"word":"yep","start":1727.23,"end":1727.73,"confidence":0.9822564,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10892623662948608},{"word":"beautiful","start":1779.83,"end":1780.33,"confidence":0.9851525,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4461170434951782},{"word":"no","start":1788.4349,"end":1788.595,"confidence":0.9018632,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.047412872314453125},{"word":"i","start":1788.595,"end":1788.6749,"confidence":0.99504787,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07025441527366638},{"word":"think","start":1788.6749,"end":1788.915,"confidence":0.9982455,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.04944508522748947},{"word":"that's","start":1788.915,"end":1789.075,"confidence":0.99839365,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.05574270337820053},{"word":"about","start":1789.075,"end":1789.395,"confidence":0.39009592,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.06763464212417603},{"word":"it","start":1789.395,"end":1789.895,"confidence":0.9787817,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.004841633141040802},{"word":"yeah","start":1808.01,"end":1808.49,"confidence":0.9813135,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1584951877593994},{"word":"for","start":1808.49,"end":1808.73,"confidence":0.56561357,"punctuated_word":"For","sentiment":"neutral","sentiment_score":0.19487306475639343},{"word":"sure","start":1808.73,"end":1809.23,"confidence":0.9988055,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":0.23039495944976807},{"word":"wednesday","start":1823.255,"end":1823.755,"confidence":0.88405156,"punctuated_word":"Wednesday.","sentiment":"neutral","sentiment_score":-0.0449606329202652},{"word":"today","start":1826.41,"end":1826.5701,"confidence":0.35224816,"punctuated_word":"Today","sentiment":"neutral","sentiment_score":-0.08972437679767609},{"word":"is","start":1826.5701,"end":1826.73,"confidence":0.72777385,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.06942439079284668},{"word":"wednesday","start":1826.73,"end":1827.13,"confidence":0.8375616,"punctuated_word":"Wednesday,","sentiment":"neutral","sentiment_score":-0.11616583913564682},{"word":"ain't","start":1827.13,"end":1827.37,"confidence":0.7887238,"punctuated_word":"ain't","sentiment":"neutral","sentiment_score":-0.20721697807312012},{"word":"it","start":1827.37,"end":1827.87,"confidence":0.9966606,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.057973504066467285},{"word":"if","start":1828.33,"end":1828.5701,"confidence":0.94962656,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.029296301305294037},{"word":"possible","start":1828.5701,"end":1829.05,"confidence":0.96987426,"punctuated_word":"possible,","sentiment":"neutral","sentiment_score":0.02802080661058426},{"word":"we'll","start":1829.05,"end":1829.13,"confidence":0.4351356,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.05223075672984123},{"word":"go","start":1829.13,"end":1829.29,"confidence":0.42948934,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.05440795421600342},{"word":"thursday","start":1829.29,"end":1829.79,"confidence":0.9343711,"punctuated_word":"Thursday.","sentiment":"neutral","sentiment_score":0.02827259711921215},{"word":"yes","start":1834.25,"end":1834.5701,"confidence":0.9973534,"punctuated_word":"Yes,","sentiment":"neutral","sentiment_score":0.06899765133857727},{"word":"please","start":1834.5701,"end":1835.0701,"confidence":0.99905694,"punctuated_word":"please.","sentiment":"neutral","sentiment_score":0.08279705047607422},{"word":"thank","start":1848.735,"end":1848.975,"confidence":0.605487,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7467527985572815},{"word":"you","start":1848.975,"end":1849.215,"confidence":0.9998338,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7694295048713684},{"word":"very","start":1849.215,"end":1849.455,"confidence":0.999542,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.7457915544509888},{"word":"much","start":1849.455,"end":1849.955,"confidence":0.99961555,"punctuated_word":"much.","sentiment":"positive","sentiment_score":0.7219257950782776},{"word":"awesome","start":1863.18,"end":1863.68,"confidence":0.9571948,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.8295884132385254},{"word":"same","start":1868.643,"end":1868.803,"confidence":0.55939764,"punctuated_word":"Same","sentiment":"positive","sentiment_score":0.5470937490463257},{"word":"with","start":1868.803,"end":1868.8829,"confidence":0.9465294,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.6725428104400635},{"word":"yourself","start":1868.8829,"end":1869.3829,"confidence":0.9832921,"punctuated_word":"yourself.","sentiment":"positive","sentiment_score":0.6888425350189209},{"word":"see","start":1872.963,"end":1873.203,"confidence":0.57218146,"punctuated_word":"See","sentiment":"positive","sentiment_score":0.47157078981399536},{"word":"you","start":1873.203,"end":1873.703,"confidence":0.96730965,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5644469857215881}],"paragraphs":{"transcript":"\nHello? No. I know. Why? I was always talking for a while and right.\n\nOkay. Yeah. Yeah. We can we can give it a go and see how it goes, like, and over the next I don't know. When the next call's three another three months, we'll see what it's done and any difference.\n\nOr, obviously, this would probably take a longer time to to get a real understanding of how it actually worked, or I suppose you probably need, like, a six or twelve month period for it to to show a real estimate of how good it is. Yeah. It does. Oh, yes. Yeah.\n\nAs long as the quality doesn't the quality of the quality of the sun doesn't go down. Yep. Yeah. Yeah. Definitely.\n\nYeah. No. I would not touch that at all. So yeah. The the only thing I would I was wondering about is the TDP that I have.\n\nAlright? That's obviously not working for for me at the moment. But the thing is, if I was to change it to something else, because my injury has already happened, it would never cover this injury. Yeah. So it's pointless changing it.\n\nYeah. That was just the question. Well, at that point, I did. I and I do, but I would have gone, well, I had to have surgery because there was an option for surgery. But now I've had the surgery, I still have those problems.\n\nWell, I need help with, say, manicuring. Like, I can't cut my own toadails. I can't put socks on. I can't really wash my feet. So they're the only things that I'm incapable of doing at the moment.\n\nBut they didn't specify whether that was good enough or not. They just said, well, there's an option for surgery. So I don't know if I should go through all that whole process again, whether that would that would pass or not. Yep. Yes.\n\nDefinitely. Yeah. It's a lot of it's a lot of paperwork as well. Well, I see the GP every month, once a month. And at the moment with the the surgeon specialist, he's he's on a six month review.\n\nSo I had a a post op, and then I'm due for another another one in June. I see him again in June, and then I I'm not sure if it's another six month after that I'll see him again. But I've got hydrotherapy. I've got physio. Yeah.\n\nSo I'm doing all that at the moment as well. So the other the other thing we sort of need to ask them is if if this all happens after I think they said the the recovery period by twelve months. So I I don't know if anything can happen until after that twelve months anyway. Because I I've had the surgery in December. Yeah.\n\nThat's just a given now. It's yeah. Yep. 1,200 a week. I was getting about 1,500, but now I'm down to 12.\n\nYeah. Supposed to continue in until there's a I I get a job or there's a settlement. So, apparently, they can't they can't stop paying me unless I can be reskilled and into a job. Yeah. Yeah.\n\nNo. Yeah. That's what I need as well. Okay. Yes.\n\nWell, that's the thing. We're we're surviving. Yeah. There's no savings at the moment. There hasn't been savings since I finished work, really.\n\nSo we were because my wife's from Mexico, so we're going to we were originally going to Mexico every couple of years, and now that's sort of on hold. So we've actually I got a redundancy payout from work as well, and we're gonna just use that now to get tickets to go to Mexico because we're just stuck. I've got nothing to look forward to at the moment. So Alright. Alright.\n\nYeah. We've we've got tickets, and they had a big red sale on events with Qantas, so we've got them pretty much half price. So so we're going October to Mexico and do four weeks there and then start again. Yes. Mentality.\n\nNo. It's all pretty good. Let's see how it goes. We got two cars. I got a Toyota Camry, like, 2000 model and a 2015 Nissan X Trail.\n\nAnd that's that's probably worth about 14,000, I think. Yeah. Still about 3. They're all owned. They have no debts.\n\nOh, we got we got 10 left at the moment, but that'll be that'll be spent in Mexico. Yeah. I'd say between 100, 150. We don't have any insurance on them. Run on trust.\n\n$4.50. Yes. No. No. I no.\n\nI don't have a will. Not really, but probably should. Yes, please. Can I ask a quick question? With my will and and all all my assets, is there is there a clause in there where you can do like a it sounds stupid, but it picks a pick situation where you say everybody has one turn at picking what they want.\n\nSo somebody picks what they want, and then the next person picks what they want and so forth. Yeah. Right. Oh, it's only between my wife and two kids. But one of them is five, so he wouldn't work.\n\nHe'd be picking all the wrong things. No. He'd just be picking my soccer balls. Yeah. Right.\n\nJust two. Yep. Yep. Oh, one 15 and one five. Yeah.\n\nYeah. So in in my I thought when I originally set up all this, like, years ago when I first come with you, I thought, I don't know if you guys helped me appoint my wife as the power of attorney, or she's just the the receiver of anything of of the money if I if I pass. Yep. But that doesn't do anything with the assets or anything. Okay.\n\nSo all all of my, like, say, my savings and whatnot, that's not included. Yeah. Right. Yeah. Fine time.\n\nAnd if I was to so if I was to appoint a power of attorney, would they have control as to what happens with them? Yep. Yep. And if I didn't have a will if I didn't have a will at that point, would they have the power to create my will? No.\n\nOkay. So what so what would happen with all my things if I was to go tomorrow with no will? Right. Okay. Yep.\n\nYep. Yeah. And upsets the rest of the family. Because I my my auntie actually had a power of attorney to her her husband who was her ex husband by the time she passed. And he was taking things from the house, and they pretty much took everything before her sisters, like my mom and and her sister couldn't get hold of them.\n\nSo, yeah, I understand. If you don't if you don't do it properly, things things can go bad. Yes. Yeah. Not a problem.\n\nVery clear. At least I understand what what it is now. I never really asked the question. Thank you very much. Yep.\n\nAt the moment, she's very nice to me. Well, 60 what is it? 67? Oh, really? Alright.\n\nI'll probably still go as long as I can. I don't wanna be stuck at home. Yep. Yeah. I'm just I can't really plan on anything besides trying to get to work.\n\nIt's priority one at the moment. Yep. Beautiful. No. I think that's about it.\n\nYeah. For sure. Wednesday. Today is Wednesday, ain't it? If possible, we'll go Thursday.\n\nYes, please. Thank you very much. Awesome. Same with yourself. See you.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.0,"end":0.5,"sentiment":"neutral","sentiment_score":0.004583317786455154},{"text":"No.","start":5.04,"end":5.3599997,"sentiment":"neutral","sentiment_score":-0.210776224732399},{"text":"I know.","start":5.3599997,"end":5.8399997,"sentiment":"neutral","sentiment_score":-0.17871293425559998},{"text":"Why?","start":5.8399997,"end":6.04,"sentiment":"neutral","sentiment_score":-0.14033442735671997},{"text":"I was always talking for a while and right.","start":6.04,"end":14.0,"sentiment":"neutral","sentiment_score":-0.10225623100996017}],"sentiment":"neutral","sentiment_score":-0.11601852013596467,"num_words":14,"start":0.0,"end":14.0},{"sentences":[{"text":"Okay.","start":14.0,"end":14.5,"sentiment":"neutral","sentiment_score":-0.014948006719350817},{"text":"Yeah.","start":23.805,"end":24.305,"sentiment":"neutral","sentiment_score":0.026699557900428772},{"text":"Yeah.","start":29.005001,"end":29.505001,"sentiment":"neutral","sentiment_score":0.1011177897453308},{"text":"We can we can give it a go and see how it goes, like, and over the next I don't know.","start":31.26,"end":36.3,"sentiment":"neutral","sentiment_score":0.1775732214252154},{"text":"When the next call's three another three months, we'll see what it's done and any difference.","start":36.3,"end":41.02,"sentiment":"neutral","sentiment_score":0.004606285074260086}],"sentiment":"neutral","sentiment_score":0.09789018880110234,"num_words":40,"start":14.0,"end":41.02},{"sentences":[{"text":"Or, obviously, this would probably take a longer time to to get a real understanding of how it actually worked, or I suppose you probably need, like, a six or twelve month period for it to to show a real estimate of how good it is.","start":41.02,"end":64.369995,"sentiment":"neutral","sentiment_score":0.07503564850143764},{"text":"Yeah.","start":85.744995,"end":85.985,"sentiment":"neutral","sentiment_score":0.15198521316051483},{"text":"It does.","start":85.985,"end":86.645,"sentiment":"neutral","sentiment_score":0.2066781222820282},{"text":"Oh, yes.","start":147.06,"end":147.72,"sentiment":"neutral","sentiment_score":0.0809575580060482},{"text":"Yeah.","start":148.5,"end":149.0,"sentiment":"neutral","sentiment_score":0.0536130890250206}],"sentiment":"neutral","sentiment_score":0.08139441334284268,"num_words":52,"start":41.02,"end":149.0},{"sentences":[{"text":"As long as the quality doesn't the quality of the quality of the sun doesn't go down.","start":149.22,"end":153.96,"sentiment":"neutral","sentiment_score":-0.05669472476138788},{"text":"Yep.","start":188.43001,"end":188.93001,"sentiment":"neutral","sentiment_score":0.10247118771076202},{"text":"Yeah.","start":189.15001,"end":189.65001,"sentiment":"neutral","sentiment_score":0.16593149304389954},{"text":"Yeah.","start":231.515,"end":231.83499,"sentiment":"neutral","sentiment_score":0.20785917341709137},{"text":"Definitely.","start":231.83499,"end":232.33499,"sentiment":"positive","sentiment_score":0.3947153091430664}],"sentiment":"neutral","sentiment_score":-0.004420626553751174,"num_words":21,"start":149.22,"end":232.33499},{"sentences":[{"text":"Yeah.","start":241.96,"end":242.46,"sentiment":"neutral","sentiment_score":0.1954580843448639},{"text":"No.","start":271.94998,"end":272.35,"sentiment":"neutral","sentiment_score":-0.2205018401145935},{"text":"I would not touch that at all.","start":272.35,"end":274.44998,"sentiment":"neutral","sentiment_score":-0.260159364768437},{"text":"So yeah.","start":275.975,"end":276.875,"sentiment":"neutral","sentiment_score":0.0510744396597147},{"text":"The the only thing I would I was wondering about is the TDP that I have.","start":277.655,"end":286.155,"sentiment":"neutral","sentiment_score":-0.015984384168405086}],"sentiment":"neutral","sentiment_score":-0.07406520653792002,"num_words":27,"start":241.96,"end":286.155},{"sentences":[{"text":"Alright?","start":286.695,"end":287.195,"sentiment":"neutral","sentiment_score":-0.02152700535953045},{"text":"That's obviously not working for for me at the moment.","start":287.575,"end":293.22998,"sentiment":"neutral","sentiment_score":-0.22957063540816308},{"text":"But the thing is, if I was to change it to something else, because my injury has already happened, it would never cover this injury.","start":293.77,"end":301.87,"sentiment":"neutral","sentiment_score":-0.1358821851015091},{"text":"Yeah.","start":304.225,"end":304.70502,"sentiment":"neutral","sentiment_score":-0.03473697230219841},{"text":"So it's pointless changing it.","start":304.70502,"end":306.225,"sentiment":"neutral","sentiment_score":-0.12759657055139542}],"sentiment":"neutral","sentiment_score":-0.15207161457233487,"num_words":42,"start":286.695,"end":306.225},{"sentences":[{"text":"Yeah.","start":306.225,"end":306.725,"sentiment":"neutral","sentiment_score":-0.005270058289170265},{"text":"That was just the question.","start":307.265,"end":308.565,"sentiment":"neutral","sentiment_score":-0.016001493483781815},{"text":"Well, at that point, I did.","start":332.28,"end":334.095,"sentiment":"neutral","sentiment_score":0.06301227398216724},{"text":"I and I do, but I would have gone, well, I had to have surgery because there was an option for surgery.","start":335.215,"end":341.395,"sentiment":"neutral","sentiment_score":-0.13500256159088828},{"text":"But now I've had the surgery, I still have those problems.","start":343.775,"end":346.995,"sentiment":"negative","sentiment_score":-0.3647067668763074}],"sentiment":"neutral","sentiment_score":-0.1486452149434222,"num_words":45,"start":306.225,"end":346.995},{"sentences":[{"text":"Well, I need help with, say, manicuring.","start":369.965,"end":376.22498,"sentiment":"neutral","sentiment_score":-0.07429555590663638},{"text":"Like, I can't cut my own toadails.","start":378.21,"end":380.31,"sentiment":"negative","sentiment_score":-0.3794361778667995},{"text":"I can't put socks on.","start":382.21,"end":383.99,"sentiment":"negative","sentiment_score":-0.3995249569416046},{"text":"I can't really wash my feet.","start":385.57,"end":387.11,"sentiment":"negative","sentiment_score":-0.4205482055743535},{"text":"So they're the only things that I'm incapable of doing at the moment.","start":389.09,"end":395.115,"sentiment":"negative","sentiment_score":-0.46124503016471863}],"sentiment":"negative","sentiment_score":-0.36034793543972465,"num_words":38,"start":369.965,"end":395.115},{"sentences":[{"text":"But they didn't specify whether that was good enough or not.","start":396.855,"end":400.695,"sentiment":"neutral","sentiment_score":-0.3182491524653001},{"text":"They just said, well, there's an option for surgery.","start":400.695,"end":405.095,"sentiment":"neutral","sentiment_score":-0.2619425339831246},{"text":"So I don't know if I should go through all that whole process again, whether that would that would pass or not.","start":405.095,"end":415.41,"sentiment":"neutral","sentiment_score":-0.26242738183249126},{"text":"Yep.","start":463.63998,"end":464.13998,"sentiment":"neutral","sentiment_score":0.03602830320596695},{"text":"Yes.","start":481.855,"end":482.335,"sentiment":"neutral","sentiment_score":0.11337128281593324}],"sentiment":"neutral","sentiment_score":-0.2609596885740757,"num_words":44,"start":396.855,"end":482.335},{"sentences":[{"text":"Definitely.","start":482.335,"end":482.835,"sentiment":"neutral","sentiment_score":0.26639947295188904},{"text":"Yeah.","start":506.53998,"end":507.03998,"sentiment":"neutral","sentiment_score":-0.17800197005271912},{"text":"It's a lot of it's a lot of paperwork as well.","start":507.23502,"end":509.73502,"sentiment":"neutral","sentiment_score":-0.23552352731878107},{"text":"Well, I see the GP every month, once a month.","start":530.63,"end":533.895,"sentiment":"neutral","sentiment_score":0.04032405912876129},{"text":"And at the moment with the the surgeon specialist, he's he's on a six month review.","start":534.375,"end":541.91504,"sentiment":"neutral","sentiment_score":0.05007955734618008}],"sentiment":"neutral","sentiment_score":-0.033278148430280194,"num_words":39,"start":482.335,"end":541.91504},{"sentences":[{"text":"So I had a a post op, and then I'm due for another another one in June.","start":542.615,"end":551.16,"sentiment":"neutral","sentiment_score":0.003971084404517622},{"text":"I see him again in June, and then I I'm not sure if it's another six month after that I'll see him again.","start":552.02,"end":558.12,"sentiment":"neutral","sentiment_score":-0.022186450012352154},{"text":"But I've got hydrotherapy.","start":558.5,"end":559.72,"sentiment":"neutral","sentiment_score":0.057900183368474245},{"text":"I've got physio.","start":560.73505,"end":561.635,"sentiment":"neutral","sentiment_score":0.07303292055924733},{"text":"Yeah.","start":563.93506,"end":564.335,"sentiment":"neutral","sentiment_score":0.08682598918676376}],"sentiment":"neutral","sentiment_score":0.001973866019397974,"num_words":48,"start":542.615,"end":564.335},{"sentences":[{"text":"So I'm doing all that at the moment as well.","start":564.335,"end":566.43506,"sentiment":"neutral","sentiment_score":0.06616181172430516},{"text":"So the other the other thing we sort of need to ask them is if if this all happens after I think they said the the recovery period by twelve months.","start":568.815,"end":580.51,"sentiment":"neutral","sentiment_score":-0.04824408498262205},{"text":"So I I don't know if anything can happen until after that twelve months anyway.","start":583.13,"end":587.15,"sentiment":"neutral","sentiment_score":-0.17384465783834457},{"text":"Because I I've had the surgery in December.","start":589.45496,"end":591.39496,"sentiment":"neutral","sentiment_score":-0.01828819210641086},{"text":"Yeah.","start":602.7,"end":603.18,"sentiment":"neutral","sentiment_score":-0.05095065012574196}],"sentiment":"neutral","sentiment_score":-0.055982685719545074,"num_words":65,"start":564.335,"end":603.18},{"sentences":[{"text":"That's just a given now.","start":603.18,"end":604.86,"sentiment":"neutral","sentiment_score":-0.017698375694453716},{"text":"It's yeah.","start":604.86,"end":606.4,"sentiment":"neutral","sentiment_score":-0.0019141665543429554},{"text":"Yep.","start":611.5,"end":612.0,"sentiment":"neutral","sentiment_score":0.015877263620495796},{"text":"1,200 a week.","start":620.395,"end":622.415,"sentiment":"neutral","sentiment_score":-0.00854475749656558},{"text":"I was getting about 1,500, but now I'm down to 12.","start":625.115,"end":629.135,"sentiment":"neutral","sentiment_score":-0.04064952497455207}],"sentiment":"neutral","sentiment_score":-0.02496463614410128,"num_words":22,"start":603.18,"end":629.135},{"sentences":[{"text":"Yeah.","start":629.275,"end":629.775,"sentiment":"neutral","sentiment_score":-0.002467961050570011},{"text":"Supposed to continue in until there's a I I get a job or there's a settlement.","start":637.87006,"end":643.33,"sentiment":"neutral","sentiment_score":-0.0869704494252801},{"text":"So, apparently, they can't they can't stop paying me unless I can be reskilled and into a job.","start":646.625,"end":655.845,"sentiment":"neutral","sentiment_score":-0.28710906041993034},{"text":"Yeah.","start":660.385,"end":660.78,"sentiment":"neutral","sentiment_score":-0.039339400827884674},{"text":"Yeah.","start":672.7,"end":673.18005,"sentiment":"neutral","sentiment_score":0.034253284335136414}],"sentiment":"neutral","sentiment_score":-0.17748768529477152,"num_words":37,"start":629.275,"end":673.18005},{"sentences":[{"text":"No.","start":673.18005,"end":673.68005,"sentiment":"neutral","sentiment_score":0.00030434317886829376},{"text":"Yeah.","start":673.74005,"end":674.14,"sentiment":"neutral","sentiment_score":0.014040016569197178},{"text":"That's what I need as well.","start":674.14,"end":675.52,"sentiment":"neutral","sentiment_score":0.08393839995066325},{"text":"Okay.","start":681.10504,"end":681.60504,"sentiment":"neutral","sentiment_score":0.060527026653289795},{"text":"Yes.","start":684.385,"end":684.885,"sentiment":"neutral","sentiment_score":0.08654767274856567}],"sentiment":"neutral","sentiment_score":0.06650494588539005,"num_words":10,"start":673.18005,"end":684.885},{"sentences":[{"text":"Well, that's the thing.","start":695.12,"end":696.08,"sentiment":"neutral","sentiment_score":-0.004819890717044473},{"text":"We're we're surviving.","start":696.08,"end":697.54,"sentiment":"neutral","sentiment_score":0.055009072025616966},{"text":"Yeah.","start":699.76,"end":700.0,"sentiment":"neutral","sentiment_score":-0.05846606567502022},{"text":"There's no savings at the moment.","start":700.0,"end":701.62,"sentiment":"neutral","sentiment_score":-0.2309942493836085},{"text":"There hasn't been savings since I finished work, really.","start":701.815,"end":704.715,"sentiment":"neutral","sentiment_score":-0.07353733231623967}],"sentiment":"neutral","sentiment_score":-0.08523999563539805,"num_words":23,"start":695.12,"end":704.715},{"sentences":[{"text":"So we were because my wife's from Mexico, so we're going to we were originally going to Mexico every couple of years, and now that's sort of on hold.","start":711.575,"end":721.69,"sentiment":"neutral","sentiment_score":-0.0573185399046232},{"text":"So we've actually I got a redundancy payout from work as well, and we're gonna just use that now to get tickets to go to Mexico because we're just stuck.","start":721.83,"end":735.10504,"sentiment":"neutral","sentiment_score":-0.06332056503742933},{"text":"I've got nothing to look forward to at the moment.","start":736.84503,"end":739.10504,"sentiment":"neutral","sentiment_score":-0.07268555331975221},{"text":"So Alright.","start":739.325,"end":742.60504,"sentiment":"neutral","sentiment_score":-0.09247370809316635},{"text":"Alright.","start":742.60504,"end":743.04,"sentiment":"neutral","sentiment_score":-0.00683409720659256}],"sentiment":"neutral","sentiment_score":-0.062229050763158336,"num_words":72,"start":711.575,"end":743.04},{"sentences":[{"text":"Yeah.","start":745.68,"end":746.16,"sentiment":"neutral","sentiment_score":0.017366964370012283},{"text":"We've we've got tickets, and they had a big red sale on events with Qantas, so we've got them pretty much half price.","start":746.16,"end":753.38,"sentiment":"neutral","sentiment_score":0.07223387856198393},{"text":"So so we're going October to Mexico and do four weeks there and then start again.","start":755.04,"end":763.53503,"sentiment":"neutral","sentiment_score":0.07922747661359608},{"text":"Yes.","start":774.67,"end":775.17,"sentiment":"neutral","sentiment_score":0.3275880217552185},{"text":"Mentality.","start":775.87,"end":776.37,"sentiment":"positive","sentiment_score":0.43226200342178345}],"sentiment":"neutral","sentiment_score":0.08824371005452815,"num_words":42,"start":745.68,"end":776.37},{"sentences":[{"text":"No.","start":819.145,"end":819.385,"sentiment":"neutral","sentiment_score":-0.0992259755730629},{"text":"It's all pretty good.","start":819.385,"end":820.685,"sentiment":"neutral","sentiment_score":0.13136920146644115},{"text":"Let's see how it goes.","start":820.825,"end":822.04504,"sentiment":"neutral","sentiment_score":0.10828938633203507},{"text":"We got two cars.","start":844.145,"end":845.125,"sentiment":"neutral","sentiment_score":0.0003822415601462126},{"text":"I got a Toyota Camry, like, 2000 model and a 2015 Nissan X Trail.","start":849.10504,"end":858.38,"sentiment":"neutral","sentiment_score":0.030995975647653853}],"sentiment":"neutral","sentiment_score":0.05011322811645057,"num_words":28,"start":819.145,"end":858.38},{"sentences":[{"text":"And that's that's probably worth about 14,000, I think.","start":859.0,"end":863.18,"sentiment":"neutral","sentiment_score":0.06726289126608107},{"text":"Yeah.","start":869.79504,"end":870.195,"sentiment":"neutral","sentiment_score":0.0038326126523315902},{"text":"Still about 3.","start":870.195,"end":871.335,"sentiment":"neutral","sentiment_score":0.003885860244433085},{"text":"They're all owned.","start":877.715,"end":878.695,"sentiment":"neutral","sentiment_score":0.032176362350583076},{"text":"They have no debts.","start":880.91504,"end":881.76,"sentiment":"neutral","sentiment_score":0.18122299760580063}],"sentiment":"neutral","sentiment_score":0.07211386461276562,"num_words":20,"start":859.0,"end":881.76},{"sentences":[{"text":"Oh, we got we got 10 left at the moment, but that'll be that'll be spent in Mexico.","start":891.44,"end":897.735,"sentiment":"neutral","sentiment_score":-0.01631054699343319},{"text":"Yeah.","start":905.795,"end":906.295,"sentiment":"neutral","sentiment_score":0.12574580311775208},{"text":"I'd say between 100, 150.","start":924.895,"end":927.475,"sentiment":"neutral","sentiment_score":-0.0011369654908776282},{"text":"We don't have any insurance on them.","start":930.65497,"end":932.435,"sentiment":"neutral","sentiment_score":-0.08823581039905548},{"text":"Run on trust.","start":935.135,"end":936.035,"sentiment":"neutral","sentiment_score":0.1195910672346751}],"sentiment":"neutral","sentiment_score":-0.012717833567876369,"num_words":34,"start":891.44,"end":936.035},{"sentences":[{"text":"$4.50.","start":942.04004,"end":942.94,"sentiment":"neutral","sentiment_score":0.015341263264417648},{"text":"Yes.","start":946.36,"end":946.86,"sentiment":"neutral","sentiment_score":0.10373522341251372},{"text":"No.","start":956.205,"end":956.705,"sentiment":"neutral","sentiment_score":-0.026218697428703308},{"text":"No.","start":956.765,"end":957.265,"sentiment":"neutral","sentiment_score":-0.005607541650533676},{"text":"I no.","start":974.46,"end":975.66003,"sentiment":"neutral","sentiment_score":-0.15471544116735458}],"sentiment":"neutral","sentiment_score":-0.037030105789502464,"num_words":6,"start":942.04004,"end":975.66003},{"sentences":[{"text":"I don't have a will.","start":975.66003,"end":976.96,"sentiment":"neutral","sentiment_score":-0.14419929385185243},{"text":"Not really, but probably should.","start":983.215,"end":985.635,"sentiment":"neutral","sentiment_score":-0.033286400511860846},{"text":"Yes, please.","start":1064.01,"end":1064.75,"sentiment":"neutral","sentiment_score":0.10691937059164049},{"text":"Can I ask a quick question?","start":1068.5249,"end":1069.745,"sentiment":"neutral","sentiment_score":0.07632394197086494},{"text":"With my will and and all all my assets, is there is there a clause in there where you can do like a it sounds stupid, but it picks a pick situation where you say everybody has one turn at picking what they want.","start":1072.365,"end":1092.19,"sentiment":"neutral","sentiment_score":0.021228146612305532}],"sentiment":"neutral","sentiment_score":0.011586973744053994,"num_words":62,"start":975.66003,"end":1092.19},{"sentences":[{"text":"So somebody picks what they want, and then the next person picks what they want and so forth.","start":1093.53,"end":1097.715,"sentiment":"neutral","sentiment_score":0.005049685844116741},{"text":"Yeah.","start":1136.555,"end":1136.795,"sentiment":"neutral","sentiment_score":0.02437029592692852},{"text":"Right.","start":1136.795,"end":1137.295,"sentiment":"neutral","sentiment_score":0.023150289431214333},{"text":"Oh, it's only between my wife and two kids.","start":1152.42,"end":1154.52,"sentiment":"neutral","sentiment_score":-0.10729601441158189},{"text":"But one of them is five, so he wouldn't work.","start":1154.9651,"end":1156.9651,"sentiment":"neutral","sentiment_score":-0.16198565661907197}],"sentiment":"neutral","sentiment_score":-0.06274630167545417,"num_words":39,"start":1093.53,"end":1156.9651},{"sentences":[{"text":"He'd be picking all the wrong things.","start":1156.9651,"end":1158.745,"sentiment":"neutral","sentiment_score":-0.2283246283020292},{"text":"No.","start":1161.685,"end":1162.0851,"sentiment":"neutral","sentiment_score":-0.13283923268318176},{"text":"He'd just be picking my soccer balls.","start":1162.0851,"end":1163.8651,"sentiment":"neutral","sentiment_score":-0.09311113825866155},{"text":"Yeah.","start":1174.02,"end":1174.26,"sentiment":"neutral","sentiment_score":0.08799900114536285},{"text":"Right.","start":1174.26,"end":1174.76,"sentiment":"neutral","sentiment_score":0.25420135259628296}],"sentiment":"neutral","sentiment_score":-0.1200405438156689,"num_words":17,"start":1156.9651,"end":1174.76},{"sentences":[{"text":"Just two.","start":1180.5,"end":1181.24,"sentiment":"neutral","sentiment_score":0.06735578924417496},{"text":"Yep.","start":1184.125,"end":1184.605,"sentiment":"neutral","sentiment_score":0.11893625557422638},{"text":"Yep.","start":1184.605,"end":1185.105,"sentiment":"neutral","sentiment_score":0.12062393873929976},{"text":"Oh, one 15 and one five.","start":1185.405,"end":1187.265,"sentiment":"neutral","sentiment_score":0.09411415830254555},{"text":"Yeah.","start":1236.86,"end":1237.18,"sentiment":"neutral","sentiment_score":0.09712445735931396}],"sentiment":"neutral","sentiment_score":0.09418919817967848,"num_words":11,"start":1180.5,"end":1237.18},{"sentences":[{"text":"Yeah.","start":1237.18,"end":1237.68,"sentiment":"neutral","sentiment_score":0.11528412997722626},{"text":"So in in my I thought when I originally set up all this, like, years ago when I first come with you, I thought, I don't know if you guys helped me appoint my wife as the power of attorney, or she's just the the receiver of anything of of the money if I if I pass.","start":1274.135,"end":1294.3401,"sentiment":"neutral","sentiment_score":-0.0899308434311758},{"text":"Yep.","start":1305.405,"end":1305.905,"sentiment":"neutral","sentiment_score":0.13810411095619202},{"text":"But that doesn't do anything with the assets or anything.","start":1312.63,"end":1315.29,"sentiment":"neutral","sentiment_score":-0.12608653381466867},{"text":"Okay.","start":1327.625,"end":1328.1051,"sentiment":"neutral","sentiment_score":0.011433400213718414}],"sentiment":"neutral","sentiment_score":-0.08745859675109387,"num_words":70,"start":1237.18,"end":1328.1051},{"sentences":[{"text":"So all all of my, like, say, my savings and whatnot, that's not included.","start":1328.1051,"end":1333.4851,"sentiment":"neutral","sentiment_score":-0.031948022644168565},{"text":"Yeah.","start":1335.0651,"end":1335.385,"sentiment":"neutral","sentiment_score":-0.04198681190609932},{"text":"Right.","start":1335.385,"end":1335.885,"sentiment":"neutral","sentiment_score":0.00003094598650932312},{"text":"Yeah.","start":1346.11,"end":1346.4299,"sentiment":"neutral","sentiment_score":0.1908955425024033},{"text":"Fine time.","start":1346.4299,"end":1347.25,"sentiment":"positive","sentiment_score":0.4521733224391937}],"sentiment":"neutral","sentiment_score":0.03189547391804425,"num_words":19,"start":1328.1051,"end":1347.25},{"sentences":[{"text":"And if I was to so if I was to appoint a power of attorney, would they have control as to what happens with them?","start":1363.925,"end":1372.61,"sentiment":"neutral","sentiment_score":-0.17607355415821074},{"text":"Yep.","start":1384.75,"end":1385.25,"sentiment":"neutral","sentiment_score":0.03859185427427292},{"text":"Yep.","start":1385.47,"end":1385.865,"sentiment":"neutral","sentiment_score":-0.06989258527755737},{"text":"And if I didn't have a will if I didn't have a will at that point, would they have the power to create my will?","start":1408.48,"end":1415.94,"sentiment":"neutral","sentiment_score":-0.04948838956654072},{"text":"No.","start":1417.875,"end":1418.375,"sentiment":"neutral","sentiment_score":-0.25615233182907104}],"sentiment":"neutral","sentiment_score":-0.1118207859613423,"num_words":53,"start":1363.925,"end":1418.375},{"sentences":[{"text":"Okay.","start":1418.515,"end":1419.015,"sentiment":"neutral","sentiment_score":-0.120314322412014},{"text":"So what so what would happen with all my things if I was to go tomorrow with no will?","start":1419.0751,"end":1432.41,"sentiment":"neutral","sentiment_score":-0.15236309641285947},{"text":"Right.","start":1456.075,"end":1456.5549,"sentiment":"neutral","sentiment_score":-0.0021263733506202698},{"text":"Okay.","start":1456.5549,"end":1457.0549,"sentiment":"neutral","sentiment_score":-0.013413004577159882},{"text":"Yep.","start":1459.355,"end":1459.855,"sentiment":"neutral","sentiment_score":-0.0405239537358284}],"sentiment":"neutral","sentiment_score":-0.13353376025738922,"num_words":23,"start":1418.515,"end":1459.855},{"sentences":[{"text":"Yep.","start":1461.835,"end":1462.26,"sentiment":"neutral","sentiment_score":-0.08876534551382065},{"text":"Yeah.","start":1486.245,"end":1486.725,"sentiment":"negative","sentiment_score":-0.6028298139572144},{"text":"And upsets the rest of the family.","start":1486.725,"end":1488.345,"sentiment":"negative","sentiment_score":-0.7077075242996216},{"text":"Because I my my auntie actually had a power of attorney to her her husband who was her ex husband by the time she passed.","start":1499.5801,"end":1511.915,"sentiment":"neutral","sentiment_score":-0.018835966698825358},{"text":"And he was taking things from the house, and they pretty much took everything before her sisters, like my mom and and her sister couldn't get hold of them.","start":1513.095,"end":1525.2,"sentiment":"neutral","sentiment_score":-0.08333849958304701}],"sentiment":"neutral","sentiment_score":-0.13544862674519656,"num_words":63,"start":1461.835,"end":1525.2},{"sentences":[{"text":"So, yeah, I understand.","start":1525.2,"end":1526.66,"sentiment":"neutral","sentiment_score":-0.03141338098794222},{"text":"If you don't if you don't do it properly, things things can go bad.","start":1527.6,"end":1533.0599,"sentiment":"neutral","sentiment_score":-0.19340590174709046},{"text":"Yes.","start":1547.105,"end":1547.605,"sentiment":"neutral","sentiment_score":0.08294831216335297},{"text":"Yeah.","start":1584.46,"end":1584.96,"sentiment":"neutral","sentiment_score":0.02093784511089325},{"text":"Not a problem.","start":1585.74,"end":1586.56,"sentiment":"neutral","sentiment_score":0.02632936214407285}],"sentiment":"neutral","sentiment_score":-0.11523747411759003,"num_words":23,"start":1525.2,"end":1586.56},{"sentences":[{"text":"Very clear.","start":1586.78,"end":1587.6,"sentiment":"neutral","sentiment_score":-0.01810573972761631},{"text":"At least I understand what what it is now.","start":1589.34,"end":1591.5,"sentiment":"neutral","sentiment_score":-0.18386306862036386},{"text":"I never really asked the question.","start":1591.5,"end":1592.88,"sentiment":"neutral","sentiment_score":-0.09316431730985641},{"text":"Thank you very much.","start":1599.0951,"end":1600.155,"sentiment":"positive","sentiment_score":0.46128732711076736},{"text":"Yep.","start":1609.415,"end":1609.915,"sentiment":"neutral","sentiment_score":0.09622853249311449}],"sentiment":"neutral","sentiment_score":-0.014026689089157364,"num_words":22,"start":1586.78,"end":1609.915},{"sentences":[{"text":"At the moment, she's very nice to me.","start":1610.5499,"end":1612.6599,"sentiment":"positive","sentiment_score":0.646369107067585},{"text":"Well, 60 what is it?","start":1639.66,"end":1641.1799,"sentiment":"neutral","sentiment_score":0.01418265923857689},{"text":"67?","start":1641.1799,"end":1642.08,"sentiment":"neutral","sentiment_score":0.02010374143719673},{"text":"Oh, really?","start":1647.5,"end":1648.32,"sentiment":"neutral","sentiment_score":0.03713929280638695},{"text":"Alright.","start":1660.955,"end":1661.455,"sentiment":"neutral","sentiment_score":0.08390631526708603}],"sentiment":"neutral","sentiment_score":0.3188326350029777,"num_words":17,"start":1610.5499,"end":1661.455},{"sentences":[{"text":"I'll probably still go as long as I can.","start":1663.915,"end":1665.81,"sentiment":"neutral","sentiment_score":0.11533029129107793},{"text":"I don't wanna be stuck at home.","start":1667.81,"end":1669.27,"sentiment":"neutral","sentiment_score":-0.1130238366978509},{"text":"Yep.","start":1678.53,"end":1679.03,"sentiment":"neutral","sentiment_score":0.14275503158569336},{"text":"Yeah.","start":1698.22,"end":1698.38,"sentiment":"neutral","sentiment_score":-0.04805266857147217},{"text":"I'm just I can't really plan on anything besides trying to get to work.","start":1698.38,"end":1701.92,"sentiment":"neutral","sentiment_score":-0.247555105813912}],"sentiment":"neutral","sentiment_score":-0.0976332298014313,"num_words":32,"start":1663.915,"end":1701.92},{"sentences":[{"text":"It's priority one at the moment.","start":1705.5,"end":1706.96,"sentiment":"neutral","sentiment_score":0.11035898886620998},{"text":"Yep.","start":1727.23,"end":1727.73,"sentiment":"neutral","sentiment_score":0.10892623662948608},{"text":"Beautiful.","start":1779.83,"end":1780.33,"sentiment":"positive","sentiment_score":0.4461170434951782},{"text":"No.","start":1788.4349,"end":1788.595,"sentiment":"neutral","sentiment_score":-0.047412872314453125},{"text":"I think that's about it.","start":1788.595,"end":1789.895,"sentiment":"neutral","sentiment_score":-0.04764704257249832}],"sentiment":"neutral","sentiment_score":0.06653922343892711,"num_words":14,"start":1705.5,"end":1789.895},{"sentences":[{"text":"Yeah.","start":1808.01,"end":1808.49,"sentiment":"neutral","sentiment_score":0.1584951877593994},{"text":"For sure.","start":1808.49,"end":1809.23,"sentiment":"neutral","sentiment_score":0.21263401210308075},{"text":"Wednesday.","start":1823.255,"end":1823.755,"sentiment":"neutral","sentiment_score":-0.0449606329202652},{"text":"Today is Wednesday, ain't it?","start":1826.41,"end":1827.87,"sentiment":"neutral","sentiment_score":-0.1081010177731514},{"text":"If possible, we'll go Thursday.","start":1828.33,"end":1829.79,"sentiment":"neutral","sentiment_score":0.03844568319618702}],"sentiment":"neutral","sentiment_score":0.013608993297176701,"num_words":14,"start":1808.01,"end":1829.79},{"sentences":[{"text":"Yes, please.","start":1834.25,"end":1835.0701,"sentiment":"neutral","sentiment_score":0.07589735090732574},{"text":"Thank you very much.","start":1848.735,"end":1849.955,"sentiment":"positive","sentiment_score":0.7459749132394791},{"text":"Awesome.","start":1863.18,"end":1863.68,"sentiment":"positive","sentiment_score":0.8295884132385254},{"text":"Same with yourself.","start":1868.643,"end":1869.3829,"sentiment":"positive","sentiment_score":0.6361596981684366},{"text":"See you.","start":1872.963,"end":1873.703,"sentiment":"positive","sentiment_score":0.5180088877677917}],"sentiment":"positive","sentiment_score":0.5758149698376656,"num_words":12,"start":1834.25,"end":1873.703}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello?\n\nChannel 0: Hi, Ross. I'm so sorry. I don't know what happened.\n\nChannel 1: No. I know. Why? I was always talking for a while and\n\nChannel 0: Yeah. That's okay. I could hear music, and then it just kinda went dead. I thought maybe\n\nChannel 1: right. Okay.\n\nChannel 0: no. It's honestly okay. It's not a problem at all. The last thing we were kinda talking about was looking at maybe moving into that estimate product, and you\n\nChannel 1: Yeah.\n\nChannel 0: sort of you're okay with me maybe looking at that for you and updating the advice to reflect that?\n\nChannel 1: Yeah.\n\nChannel 0: Yep. Yep. Beautiful. Well,\n\nChannel 1: We\n\nChannel 0: what\n\nChannel 1: can\n\nChannel 0: I'll\n\nChannel 1: we\n\nChannel 0: do\n\nChannel 1: can\n\nChannel 0: is I\n\nChannel 1: give it a go and see how it goes, like,\n\nChannel 0: yeah. Absolutely.\n\nChannel 1: and over the next I don't know. When the next call's three another three months, we'll see what\n\nChannel 0: Mhmm.\n\nChannel 1: it's done and any difference. Or,\n\nChannel 0: Yeah. Absolutely. Not a problem at all. So what\n\nChannel 1: obviously,\n\nChannel 0: I'll do is I'll\n\nChannel 1: this\n\nChannel 0: do\n\nChannel 1: would\n\nChannel 0: the\n\nChannel 1: probably\n\nChannel 0: research.\n\nChannel 1: take a longer time to to get a real understanding of\n\nChannel 0: Yeah.\n\nChannel 1: how it actually worked, or I suppose you probably need,\n\nChannel 0: Yep.\n\nChannel 1: like, a six or twelve month period for it to to show a real estimate of how good it\n\nChannel 0: Yep. That's okay. Not a problem at all. I'll do the research to make sure it's gonna\n\nChannel 1: is.\n\nChannel 0: work. I can update the advice to reflect. We can come back in about two weeks, go through the advice document together so you can see that, then you get the option of taking on the recommendations there. And then we can still touch base in about three months. We can still sort of follow-up to see how things are looking and what the you know, how they're tracking and just sort of keep updated.\n\nDoes that sound okay with you?\n\nChannel 1: Yeah. It does.\n\nChannel 0: Yeah. Beautiful. Beautiful. So I'll go back and update that. I'll look at maneuvering you down into that balanced growth environment there, reducing your risk level, and I'll have a look at the estimate product for you as well.\n\nI'll only make the recommendation if there's gonna be a benefit to you and making sure I'm tracking and looking at what the consequences are because your super fund still has to account for taxation. It still does a tax return every year just like you do in your own name. So your super fund does have to pay CGT. So we'll definitely have a look and see what that does. With the, I'll also look at the other thing is with the SMA product, it does tend to work out better in a different fund.\n\nIf I was to recommend you move to another fund, which might be cheaper, saving you on fees to be able to really get the benefit of that estimate product. Do you have any issues with that? Are you comfortable with me making that recommendation as well if that works out to benefit you?\n\nChannel 1: Oh, yes.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: As long as the quality\n\nChannel 0: I don't\n\nChannel 1: doesn't the quality of the quality of the sun doesn't go down.\n\nChannel 0: Yeah. No. That's absolutely fine. If I find it's not gonna work and the estimate is probably not gonna work for you and the, you know, maneuvering of sleep, it doesn't work. I can always just look at and I did a research on all the options anyway.\n\nBut I'll also just look at maneuvering the risk in your current portfolio, maybe swapping some investments out and looking at the CGT consequences for that as well. And I'll work out the best way what's gonna be, a, put you in a good position, reduce your risk level, hopefully save you in fees, but also making sure we're not gonna, you know, have to cement too much in the way of tax consequences for you. Is that okay?\n\nChannel 1: Yep. Yeah.\n\nChannel 0: Yep. Beautiful. I'll do all that research and have a look at things. While you're not working, it can sometimes work out a bit more beneficial to maneuver the super fund. If we find something cheaper that's gonna work better for you, sometimes it just works a little bit easy because we can make all those changes, but you don't sort of have contributions to have to maneuver around.\n\nSo it can also work out in a benefit to be doing that now as well if it if it comes down to the research shows a positive result for you. But I'll do all the different research options. I'll look at what's gonna work out for you, and then we'll come back and we'll go through the advice together, and then you can let me know whether you'll have to take the advice or not. Does that sound alright?\n\nChannel 1: Yeah. Definitely.\n\nChannel 0: Yep. Beautiful. And you're happy to retain the insurances as they are at the moment. No no changes to make there. We'll kinda review that down the track.\n\nIs that right?\n\nChannel 1: Yeah.\n\nChannel 0: Yep. Beautiful. Excellent. Lovely. And just with the what we sort of spoke about earlier with regard to the super and the the permanent incapacity claiming, you don't wanna kinda do that at the moment.\n\nI mean, even if you did try to claim incapacity and it was approved, it just makes the the funds available. You don't have to take them out in any way, shape, or form. Did you wanna maybe look at trying for that, or is it something you maybe wanna talk about down the track or we reevaluate later on?\n\nChannel 1: No. I would not touch that at all.\n\nChannel 0: No. No. Perfect.\n\nChannel 1: So yeah.\n\nChannel 0: That's not a problem. Yeah.\n\nChannel 1: The\n\nChannel 0: That's okay.\n\nChannel 1: the only thing I would I was wondering about is\n\nChannel 0: Yeah.\n\nChannel 1: the TDP that I have. Alright? That's obviously not working for for me at the\n\nChannel 0: Yes.\n\nChannel 1: moment. But the thing is, if I was to change it to something else,\n\nChannel 0: Yep.\n\nChannel 1: because my injury has already happened, it would never cover this injury.\n\nChannel 0: That is correct. Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: Yes.\n\nChannel 1: So it's pointless\n\nChannel 0: Yes.\n\nChannel 1: changing it. Yeah.\n\nChannel 0: That's\n\nChannel 1: That\n\nChannel 0: right.\n\nChannel 1: was\n\nChannel 0: Yeah.\n\nChannel 1: just the\n\nChannel 0: Sort\n\nChannel 1: question.\n\nChannel 0: of like yeah. No. That's absolutely fine. So at the moment, having a look at the where the claim was, you have what's called an ADL definition, which is activities of daily living. So in order to claim on that policy, you need to be able to receive assistance with two of the five activities of daily living, things like bathing, eating, dressing, you know, getting in and out of bed.\n\nYou sort of need help.\n\nChannel 1: Well, at\n\nChannel 0: Need\n\nChannel 1: that point,\n\nChannel 0: to show\n\nChannel 1: I\n\nChannel 0: you need\n\nChannel 1: did.\n\nChannel 0: help with those things.\n\nChannel 1: I\n\nChannel 0: Okay.\n\nChannel 1: and I do, but I would have gone, well, I had to have surgery because there was an\n\nChannel 0: Yes,\n\nChannel 1: option\n\nChannel 0: ma'am.\n\nChannel 1: for surgery.\n\nChannel 0: Okay.\n\nChannel 1: But now I've had the surgery, I still have those problems.\n\nChannel 0: Okay. Do you so you still you said that because I think let me look at the file here, and it did say that you were due to have surgery recently. So are you needing assistance with two of those five aspects, like dressing? Do you does your wife physically have to help you with those aspects, like dressing or feeding or bathing or how's everything?\n\nChannel 1: Well, I need help with, say, manicuring.\n\nChannel 0: Yep.\n\nChannel 1: Like, I can't cut my own toadails.\n\nChannel 0: Right.\n\nChannel 1: I can't put socks on. I can't really wash my feet.\n\nChannel 0: Right.\n\nChannel 1: So they're the only things that I'm incapable of doing at the moment.\n\nChannel 0: Okay. No. That's\n\nChannel 1: But\n\nChannel 0: alright.\n\nChannel 1: they didn't specify whether that was good enough or not. They just said, well, there's an option for surgery. So I don't know if I should go through all that whole process again,\n\nChannel 0: Yeah.\n\nChannel 1: whether\n\nChannel 0: Yep.\n\nChannel 1: that would that would pass or not.\n\nChannel 0: Yep. That's okay. What I can do if you like is I can contact the insurer and speak to the claims department and find out what they would actually need as evidence, whether it's like a letter. Because I know to claim on this, you do need to have medical support from two doctors. One of those being a specialist as well as one can be, like, your local GP.\n\nBut I can find out and ask them clients in the claims department for them to specify exactly what it is that they're needing for you to be able to try and claim on that again. I know with the toenails, as much as that is needing assistance, they don't technically consider that, like, an everyday activity of daily living. It's more just the main things like bathing, dressing, feeding, getting in and out of the shower and the bath, toileting, and things like that.\n\nChannel 1: Yep.\n\nChannel 0: So the big things. But if you like, I can contact my team. Like, we can contact the claims department from Nios. We can talk to them about exactly what they would need with regard to the ADL definition, and then we can always come back and try to reassess that with you. Does that sound like something you'd be comfortable with me doing?\n\nChannel 1: Yes.\n\nChannel 0: Yeah?\n\nChannel 1: Definitely.\n\nChannel 0: Yeah. Beautiful. That way you don't have to go through that whole claims process again until we know we're able to do so. But it gives you a bit of clarity around how to claim on that TBD. If you are not able to go back to work and you do need assistance, we do wanna try and claim, but we don't want you to keep claiming and be given a decline every time.\n\nIt's not great for yourself.\n\nChannel 1: Yeah.\n\nChannel 0: So I'll go\n\nChannel 1: It's a\n\nChannel 0: back\n\nChannel 1: lot of\n\nChannel 0: and\n\nChannel 1: it's\n\nChannel 0: do a\n\nChannel 1: a\n\nChannel 0: bit of\n\nChannel 1: lot of paperwork as well.\n\nChannel 0: it is. It is. Yeah. So we'll I'll go back, and I'll find out from the claims team what they exactly want, what they need, what kind of evidence they're gonna ask for, and then we can, you know, come back to you and let you know what we're gonna need so you can keep working with your doctors. Because do you go back to the doctor very on a regular basis to have things looked at?\n\nHow often do you see your doctors?\n\nChannel 1: Well, I see the GP every month, once a month.\n\nChannel 0: Yep.\n\nChannel 1: And at the moment with the the surgeon specialist, he's he's on a six month review. So\n\nChannel 0: Yep.\n\nChannel 1: I had a a post op, and then I'm due for another another one in June.\n\nChannel 0: Okay.\n\nChannel 1: I see him again in June, and then I I'm not sure if it's another six month after that I'll see him again. But I've\n\nChannel 0: Yep.\n\nChannel 1: got hydrotherapy. I've got physio. Yeah. So I'm doing all that at the moment as well.\n\nChannel 0: Yep. Okay. No. Not a problem at all. Well, I'll go\n\nChannel 1: So\n\nChannel 0: back and switch\n\nChannel 1: the other\n\nChannel 0: to the\n\nChannel 1: the\n\nChannel 0: claims\n\nChannel 1: other thing\n\nChannel 0: team.\n\nChannel 1: we sort of\n\nChannel 0: Yeah.\n\nChannel 1: need to ask them is if if\n\nChannel 0: Yes.\n\nChannel 1: this all happens after I think they said the the recovery period by twelve months.\n\nChannel 0: Yep.\n\nChannel 1: So I I don't know if anything can happen until after that twelve months anyway.\n\nChannel 0: Yep. Yep. That's okay. Not a problem\n\nChannel 1: Because I\n\nChannel 0: at\n\nChannel 1: I've\n\nChannel 0: all. And\n\nChannel 1: had\n\nChannel 0: you're\n\nChannel 1: the surgery in December.\n\nChannel 0: in December. Okay. Perfect. And the doctors are basically saying you're not gonna be able to go back to landscaping. They they you're gonna have to find something else.\n\nIs that\n\nChannel 1: Yeah.\n\nChannel 0: right?\n\nChannel 1: That's just\n\nChannel 0: Yep.\n\nChannel 1: a given now. It's\n\nChannel 0: Yep.\n\nChannel 1: yeah.\n\nChannel 0: Okay. And you're on workers' compensation at the moment. Is that right?\n\nChannel 1: Yep.\n\nChannel 0: Yep. How much are you sort of receiving from that on a regular basis? What's the amount you're sort of receiving there currently?\n\nChannel 1: 1,200 a week.\n\nChannel 0: 1,200 per week.\n\nChannel 1: I was\n\nChannel 0: And is your\n\nChannel 1: getting\n\nChannel 0: wife\n\nChannel 1: about\n\nChannel 0: worth\n\nChannel 1: 1,500, but now I'm down to 12. Yeah.\n\nChannel 0: Oh, wow. And do you know how long that's expected to continue for Get receiving those funds?\n\nChannel 1: Supposed to continue in until there's a I I get a job or there's a settlement.\n\nChannel 0: Okay. Okay. Yep.\n\nChannel 1: So, apparently, they can't they can't stop paying me unless I can be reskilled and into a job.\n\nChannel 0: Okay. Beautiful. That was an injury that happened at work then, so you should be on\n\nChannel 1: Yeah.\n\nChannel 0: workers' compensation. Yep. Okay. Well, if they do happen to give you a settlement, give me a call. Let me know because we can definitely help provide some advice on what to do with the funds to, you know, provide benefit for you.\n\nOkay?\n\nChannel 1: Yeah. No. Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: That's what I need as well.\n\nChannel 0: Yeah. Absolutely. Not a problem. And so\n\nChannel 1: Okay.\n\nChannel 0: with your wife, is she working at the moment as well? Or\n\nChannel 1: Yes.\n\nChannel 0: yes. Beautiful. And how are you sort of finding expenses? Are you guys okay covering expenses? Is money a little bit tight at the moment?\n\nAre you managing to put much away in savings? Or\n\nChannel 1: Well, that's the thing. We're we're surviving.\n\nChannel 0: yep.\n\nChannel 1: Yeah. There's no savings at the moment. There hasn't been\n\nChannel 0: Okay.\n\nChannel 1: savings since I finished work, really.\n\nChannel 0: Yep. Yep. No worries. And no saving.\n\nChannel 1: So we\n\nChannel 0: Okay.\n\nChannel 1: were because my wife's from Mexico, so we're going to we were originally going to Mexico every couple of years,\n\nChannel 0: Yeah.\n\nChannel 1: and now that's sort of on hold. So we've\n\nChannel 0: Oh,\n\nChannel 1: actually\n\nChannel 0: no. I'm sorry.\n\nChannel 1: I got a redundancy\n\nChannel 0: Yeah.\n\nChannel 1: payout\n\nChannel 0: Yep.\n\nChannel 1: from work as well, and we're gonna just use that now to get tickets to go to Mexico because we're just stuck.\n\nChannel 0: Oh, wow.\n\nChannel 1: I've got\n\nChannel 0: So\n\nChannel 1: nothing\n\nChannel 0: you\n\nChannel 1: to look\n\nChannel 0: are?\n\nChannel 1: forward to at the moment. So\n\nChannel 0: Oh, that's a shame. And so\n\nChannel 1: Alright. Alright.\n\nChannel 0: are you still going to Mexico for that holiday? Or\n\nChannel 1: Yeah. We've we've got tickets, and they had a big red sale on events with Qantas, so we've got them pretty much half price.\n\nChannel 0: Yeah. Wow.\n\nChannel 1: So so we're going October to Mexico and do four weeks there and then start again.\n\nChannel 0: Wow. That's awesome. Well, I hope you have a really good time. It's giving you something to look forward to, which is important for the moment. So\n\nChannel 1: Yes. Mentality.\n\nChannel 0: beautiful. Yeah. Absolutely. Perfect. Well, I'll go back.\n\nI'll do a bit of research there for you. I'll look at reducing your risk level. I'll have a look at your super fund you're in now versus anything else, the SMA product versus maybe just altering some of the investments in here for you. I'll also get my team to go back and speak to claims team. We'll have a look at what we need in order to, you know, be able to claim on that ADL definition.\n\nWe can come back and do catches in the meantime, and we'll maybe update this advice for you for the moment and then do regular catch ups moving forward. Does that sound okay? Have I touched on everything that you sort of wanted to? Is there anything further you wanted to ask me relate in relation to any of those things?\n\nChannel 1: No. It's all pretty good. Let's see\n\nChannel 0: Yeah.\n\nChannel 1: how it goes.\n\nChannel 0: Yeah. Beautiful. Beautiful. I just also wanted to update any of your assets and liabilities as well just sort of making sure that our records are updated from last time. I can see here that your sorry.\n\nYour car, you had a a vehicle with a value of about 3,000. What kind of car do you guys have?\n\nChannel 1: We got two cars.\n\nChannel 0: Yep. Perfect. What sort of cars are they?\n\nChannel 1: I got a Toyota Camry, like, 2000 model\n\nChannel 0: Yep.\n\nChannel 1: and a 2015 Nissan X Trail. And that's\n\nChannel 0: Okay.\n\nChannel 1: that's\n\nChannel 0: Perfect.\n\nChannel 1: probably worth about 14,000, I think.\n\nChannel 0: Yep. Perfect. And what sort of value would you put on the camera, do you think?\n\nChannel 1: Yeah. Still about 3.\n\nChannel 0: That's right. Beautiful. Do you have loans on any of those vehicles, or are they owned completely outright?\n\nChannel 1: They're all owned.\n\nChannel 0: Beautiful. Excellent.\n\nChannel 1: They have no debts.\n\nChannel 0: You did have understandable. You did have about 6,000 in savings. You don't have that anymore. You sort of mentioned you don't have any savings at the moment.\n\nChannel 1: Oh, we got we got 10 left at the moment, but that'll be\n\nChannel 0: Okay.\n\nChannel 1: that'll be spent in Mexico.\n\nChannel 0: Yep. Yep. That's okay. You'll at least enjoy your time while you're there, and that's important. Those memories are important.\n\nSo\n\nChannel 1: Yeah.\n\nChannel 0: let's see. Beautiful. Lovely. Other assets I do like to note down are things like your contents insurance. Do you guys have contents insurance on your on your house or on your contents there, and what's the value would you put on your contents, do you think?\n\nChannel 1: I'd say between 100, 150. We don't have any insurance on them.\n\nChannel 0: Yeah. No. That's okay. Not a problem at all. And you mentioned\n\nChannel 1: Run\n\nChannel 0: that\n\nChannel 1: on\n\nChannel 0: you're\n\nChannel 1: trust.\n\nChannel 0: renting no. That's okay. And how much are you renting the property for at the moment?\n\nChannel 1: $4.50.\n\nChannel 0: $4.50. Is that per week?\n\nChannel 1: Yes.\n\nChannel 0: Yep. Okay. Beautiful. Is there any other assets or anything else of value that you would wanna note on here at all?\n\nChannel 1: No. No.\n\nChannel 0: Nope. That's okay. Beautiful. And the other thing I do like to touch base on is the estate planning aspects as well. So have you guys got a will, a valid will?\n\nHave you talked about doing a will or a power of attorney or anything like that?\n\nChannel 1: I no. I don't have a will.\n\nChannel 0: Okay. Yep. It's not something you guys have talked about doing recently.\n\nChannel 1: Not really, but probably\n\nChannel 0: Right.\n\nChannel 1: should.\n\nChannel 0: That's right. Yeah. It is definitely one of those things we do like to touch base on. Having a will and a valid power of attorney for yourself and your wife is really important. Just making sure with your sleep, we tend to have and with your life insurance, we tend to have beneficiary nominations applied.\n\nBut everything outside of that, like your home and contents, your cars, your savings accounts, you know, any family ailments that you might have, all those things aren't incorporated into that sort of into the beneficiary side of things. So having a will done up with a solicitor is really important. You can also do it cheaper by having, like, a will kit set up, or you can do it through, you know, the government with the with the help of your state trustees. But having a valid will in place just means that in the event that something happens to one or both of you, that all of your, you know, assets can be pulled together and directed to where you want them to go. So without having your will in place, everything kinda has to go through probate, which for your family can be a costly and lengthy process.\n\nSo it is definitely really important to have a will done up. If you wanted to, we could always send through an email after the call just with some information on a local school so that we can refer you to. It has a costing of what they charge to do, Will, just to kinda start the conversation. Would you like me to organize that for you, Ross?\n\nChannel 1: Yes, please.\n\nChannel 0: Yeah. Beautiful. I'll get that emailed enough for you shortly. You alright?\n\nChannel 1: Can I ask a quick question?\n\nChannel 0: Absolutely.\n\nChannel 1: With my will and and all all my assets,\n\nChannel 0: Yes.\n\nChannel 1: is there is there a clause in there where you can do like a it sounds stupid, but it picks a pick situation where you say everybody has one turn at picking what they want. So somebody picks what they want, and then the next person picks what they want and so forth.\n\nChannel 0: Yeah. You can do. Essentially, you can have your will set up so that you can direct certain assets to certain people. With that kind of scenario where you're sort of picking what you want. My grandmother honestly did that when she was moving into a nursing home, and she kind of just set it up in a book with her executor.\n\nAnd she got while she was still alive, she got everyone to come around and basically pick what they wanted, and they just had it kind of noted that this is what they wanted on her passing, and that was kind of entered into the will into the will. It was like\n\nChannel 1: Yeah.\n\nChannel 0: a book\n\nChannel 1: Right.\n\nChannel 0: it came with. Yeah. So that absolutely can happen, but it is something you wanna kinda talk to your family members about before you pass away, letting you know, working at what they do and or don't want so you can kind of have it noted in the will. This is what\n\nChannel 1: Oh, it's\n\nChannel 0: this\n\nChannel 1: only\n\nChannel 0: person's\n\nChannel 1: between\n\nChannel 0: gonna\n\nChannel 1: my wife\n\nChannel 0: get.\n\nChannel 1: and two kids. But\n\nChannel 0: Oh,\n\nChannel 1: one of them is\n\nChannel 0: okay.\n\nChannel 1: five, so he wouldn't work. He'd be\n\nChannel 0: Oh,\n\nChannel 1: picking\n\nChannel 0: he\n\nChannel 1: all\n\nChannel 0: probably\n\nChannel 1: the wrong\n\nChannel 0: doesn't\n\nChannel 1: things.\n\nChannel 0: know yet. Probably doesn't know just yet. Yeah.\n\nChannel 1: No. He'd\n\nChannel 0: Alternatively,\n\nChannel 1: just be picking my soccer balls.\n\nChannel 0: yeah, alternatively, another way of the structuring is that everything kinda just gets sold off, liquidated, and then the money can just be spread across.\n\nChannel 1: Yeah.\n\nChannel 0: Another\n\nChannel 1: Right.\n\nChannel 0: good aspect is because your kids are still quite young, they're you how many kids do you have?\n\nChannel 1: Just two.\n\nChannel 0: Just two and they're both 18? Both young?\n\nChannel 1: Yep. Yep.\n\nChannel 0: Yeah.\n\nChannel 1: Oh,\n\nChannel 0: Yeah.\n\nChannel 1: one\n\nChannel 0: So\n\nChannel 1: 15\n\nChannel 0: be\n\nChannel 1: and one five.\n\nChannel 0: okay. Yeah. Perfect. So another way of sort of looking at it is because one of your kids is they're both 18, so still technically your financial dependent. Having things, you could have the money put into trust for them in the event of something happening, have the money go into trust and distributed to them, you know, at a later date when they turn 18 or 21 or 30 or whatever you kind of just choose or decide.\n\nOr you can have it sort of set up so it distributes income to them at, you know, certain points of time. So having a will join up by solicitor allows you a lot more structure around what you want to happen, how you want it to be paid. You can have, you know, trust set up. Some money can be be distributed to children in certain assets. It just gives you a lot more control over what you want to happen to all of your assets and things.\n\nDoes that help? Does that answer your question?\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: Yeah. Yep. Perfect. But I'll send through the email after the call for you just so you have that information there around the solicitor's details, the cost of setting up a will, because it is something to maybe have a chat about with your wife and work out what your wishes are, and also a power of attorney. So another really big important asset is having a power of attorney in place.\n\nSo in the event that you're unable to make decisions on your own, whether that be financial or whether that be, you know, medical decisions that someone knows what you want to happen and that you've got someone appointed to follow the direction that you've outlaid. So\n\nChannel 1: So\n\nChannel 0: having a power of attorney\n\nChannel 1: in\n\nChannel 0: yes.\n\nChannel 1: in\n\nChannel 0: Sorry.\n\nChannel 1: my I thought when I originally set up all this, like, years ago when I first come with you, I thought, I don't know if you guys helped me appoint my wife as the power of attorney, or she's just the the receiver of anything of of the money if I if I pass.\n\nChannel 0: Yeah. That's a really good question. So we've actually helped you set up your beneficiary nomination on your super and your life insurance, which note here that your wife is a 100% beneficiary. And that\n\nChannel 1: Yep.\n\nChannel 0: means if you were to pass away, your super and your life proceeds can be paid directly to her, but that's\n\nChannel 1: But\n\nChannel 0: very\n\nChannel 1: that doesn't\n\nChannel 0: different.\n\nChannel 1: do anything with the assets or anything.\n\nChannel 0: It it does only with your super and your life cover. It doesn't cover anything that's not your life insurance or your superannuation. So everything outside of those two things is encompassed into a will. And\n\nChannel 1: Okay.\n\nChannel 0: apart\n\nChannel 1: So all\n\nChannel 0: yeah.\n\nChannel 1: all of my, like, say, my savings and whatnot,\n\nChannel 0: Yep. Yep.\n\nChannel 1: that's\n\nChannel 0: That's\n\nChannel 1: not included.\n\nChannel 0: No. No. So the beneficiary\n\nChannel 1: Yeah. Right.\n\nChannel 0: nominations for super only covers your super balance, which can be paid to your wife and your life insurance proceeds, which again get paid to your wife. They're covered by the beneficiary nominations\n\nChannel 1: Yeah. Fine\n\nChannel 0: that\n\nChannel 1: time.\n\nChannel 0: you have set up already, and they're correct as per your wishes. Everything outside of super is your home, your contents, your cars, your savings accounts, anything that's out, you know, in your home, on your bank accounts, those are all separate, and those are estate assets, whereas\n\nChannel 1: And\n\nChannel 0: your\n\nChannel 1: if I was\n\nChannel 0: super\n\nChannel 1: to\n\nChannel 0: and your life cover are not. Sorry.\n\nChannel 1: so if I was to appoint a power of attorney, would they have control as to what happens with them?\n\nChannel 0: So power of attorney is completely separate again. A power of attorney is you nominating an attorney to make decisions in the event that you're unable to whilst you're still living. So a power of attorney,\n\nChannel 1: Yep.\n\nChannel 0: if you, say,\n\nChannel 1: Yep.\n\nChannel 0: have a car accident and you're in, you know, a medical coma or you're having surgery and you can't make those decisions for you, a power of attorney can be placed in force, and it's a legal document set up by a solicitor, and that person has direction to make wishes for you. They can decide what surgery you're gonna have, whether they get you have surgery or not, you know, if if\n\nChannel 1: And\n\nChannel 0: you're in\n\nChannel 1: if\n\nChannel 0: a medical\n\nChannel 1: I didn't\n\nChannel 0: coma.\n\nChannel 1: have a will if I didn't have a will at that point, would they have the power to create my will?\n\nChannel 0: No. They don't. No.\n\nChannel 1: No.\n\nChannel 0: No.\n\nChannel 1: Okay.\n\nChannel 0: It's all\n\nChannel 1: So\n\nChannel 0: kinda\n\nChannel 1: what\n\nChannel 0: gotta be set up whilst you have capacity to do so. The power of attorney and will all needs to be done whilst you have mental and physical capacity to make those decisions.\n\nChannel 1: so what would happen with all my things if I was to go tomorrow with no will?\n\nChannel 0: It would go into probate. Essentially, your wife would still be able to live in the house and do all the bits and pieces. It wouldn't be a problem, but it would go in everything would have to go through probate, which essentially means that it goes through a court process, and the judge decides what happens to all of your assets in accordance with local or, you know, state legislation. Majority\n\nChannel 1: Right.\n\nChannel 0: of the\n\nChannel 1: Okay.\n\nChannel 0: time, it all passes directly to your wife. That's\n\nChannel 1: Yep.\n\nChannel 0: normally how we all want it to go, but there\n\nChannel 1: Yep.\n\nChannel 0: are certain circumstances where we want something different to maybe go to a mother or brother or sister or a cousin or just someone we wanna look after or we wanna bequest something to, maybe to a charity that we like or something. So, normally, all this goes direct to your wife, but there are instances where somebody can come up, make a claim, and a judge says, hey. Yeah. You're entitled to a claim on this. I'm gonna give you this much money or this is gonna go to you.\n\nSo\n\nChannel 1: Yeah.\n\nChannel 0: it's\n\nChannel 1: And upsets\n\nChannel 0: just\n\nChannel 1: the rest\n\nChannel 0: that\n\nChannel 1: of the family.\n\nChannel 0: it can. It can. Yeah. It's always that can be the hardest time for a family going through that probate process. It is lengthy and can be quite costly to the estate as well.\n\nSo it is\n\nChannel 1: Because\n\nChannel 0: something\n\nChannel 1: I\n\nChannel 0: to definitely\n\nChannel 1: my\n\nChannel 0: consider.\n\nChannel 1: my auntie actually had a power of attorney to her her husband who was her ex husband by the time she passed.\n\nChannel 0: Yeah.\n\nChannel 1: And he was taking things from the house, and they pretty much took everything before her sisters, like my mom and and her sister\n\nChannel 0: Yep.\n\nChannel 1: couldn't get hold of them. So, yeah, I understand.\n\nChannel 0: Wow.\n\nChannel 1: If you don't if you\n\nChannel 0: Yeah.\n\nChannel 1: don't do it properly,\n\nChannel 0: That's exactly\n\nChannel 1: things things\n\nChannel 0: right.\n\nChannel 1: can go bad.\n\nChannel 0: Absolutely. Absolutely. And with a power of attorney that goes into place whilst you're still living, a power of attorney is null and void once you pass away, and that's when the will comes into play as well as your beneficiary nominations. So\n\nChannel 1: Yes.\n\nChannel 0: long as you have a will set up, a power of attorney, and your beneficiaries, then you've generally covered all of your bases. There are instances where, you know, nothing is ever a 100% locked in. People can always come out and make a claim. However, having the power of attorney that notes your wishes, having a will that's structured to, you know, make sure your wishes are adhered to, and your beneficiary nominations on your super and your life cover, having all those things in place gives everyone direction as to what you wanted to happen. So the the idea is that people should follow that direction.\n\nOkay?\n\nChannel 1: Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: Not a problem. Very\n\nChannel 0: It's a\n\nChannel 1: clear.\n\nChannel 0: lot, isn't\n\nChannel 1: At least I understand what what it is now. I never\n\nChannel 0: it?\n\nChannel 1: really\n\nChannel 0: Yeah.\n\nChannel 1: asked the question.\n\nChannel 0: No. That's okay. That's what we're here for. You're welcome to ask any question you like. Okay.\n\nChannel 1: Thank you very much.\n\nChannel 0: All good. That's okay. I just want to double check. I've got your wife, Adriana, as your next of kin on our file. That's still all correct.\n\nYou're happy to keep that as it is?\n\nChannel 1: Yep.\n\nChannel 0: Yep.\n\nChannel 1: At the moment,\n\nChannel 0: Beautiful.\n\nChannel 1: she's very nice to me.\n\nChannel 0: Lovely. Lovely. Beautiful. Is there any other goals I know sort of working forward looking at super reducing a bit of risk there for you? All going well.\n\nWhen are you sort of hoping to be able to retire? Are you sort of looking at 60, or do you think if if and when you go back to work, if you find something you're comfortable doing that you might be able to work a bit longer? What's your sort of goal age at the moment for retirement?\n\nChannel 1: Well, 60 what is it? 67?\n\nChannel 0: Well, at the moment, you can retire at 60 if you want.\n\nChannel 1: Oh, really?\n\nChannel 0: Yeah. Yeah. Yeah. 67 is the age if eligible to apply for the age pension through Centrelink. Under the current legislation, if you retire at the age of 60, you can access your super tax free.\n\nChannel 1: Alright.\n\nChannel 0: Yeah.\n\nChannel 1: I'll probably still go as long as I can.\n\nChannel 0: As long as you can. Yeah. That's okay.\n\nChannel 1: I\n\nChannel 0: You're\n\nChannel 1: don't\n\nChannel 0: still\n\nChannel 1: wanna be\n\nChannel 0: really\n\nChannel 1: stuck\n\nChannel 0: young.\n\nChannel 1: at home.\n\nChannel 0: That's okay. You're still really young. When we look at the advice, we currently only look at the next ten years because anything beyond that, there's too many factors that could change in your life. So\n\nChannel 1: Yep.\n\nChannel 0: we'll look at the next ten years with regards to the advice and then keep altering and updating it and doing cat tests with you. You've got your holiday coming up in October, which is fantastic. Is there anything else goal wise that you're looking to achieve in the next one, two, three, five years, or are you sort of just hoping to find some sort of work and get back into things, or what's your thoughts?\n\nChannel 1: Yeah. I'm just I can't really plan on anything besides trying to get to work.\n\nChannel 0: Yep. That's okay. Not a problem at all.\n\nChannel 1: It's priority\n\nChannel 0: Yeah.\n\nChannel 1: one at the moment.\n\nChannel 0: Yeah. Absolutely. Not an issue at all. Well, I'll send out an email after the call for you just with a bit of a follow-up on what we've gone through, what I'm gonna look at just to kinda give you a bit of a recap because we've touched on a lot of different areas. I'm also gonna send through the lawyer's information for you guys so you can have a bit of a look at the costing and everything there.\n\nI'm\n\nChannel 1: Yep.\n\nChannel 0: also just gonna send you an annual review pack to you as well. It's got your ongoing service agreement for the next twelve months there with that 1.65. It's also got the financial services guide in there for you, which outlines everything about who we are, what we do. The lovely photo of me and my licensing details in there for you as well because I'm a full licensed adviser, and my registration number through Aftik is 1304394. And it's also got your portfolio report for you to have a look at.\n\nI've got a few other little documents there for you to sort of view. When that comes through to your email, if you can just sign and return for me, that would be fabulous, and I'll do some additional research and update this advice for you. And I'll go back and make sure I speak to the claims department and see what we can do about that PPD so we can get a guide on when we might be able to claiming on that PPD cover for you. How does that sound?\n\nChannel 1: Beautiful.\n\nChannel 0: Yep. Beautiful. Have I missed anything? Is there anything else that you kind of wanted me to touch on or any other questions at all?\n\nChannel 1: No. I think that's about it.\n\nChannel 0: Yep. Beautiful. Beautiful. If there's anything else, Russ, let me know. You'll also have my direct email, so you can shoot me an email back if you need anything.\n\nAnd I'll get stuck into this research for you, and I'll get the plan together. I would like to maybe book you in for sort of two weeks to have that advice presented. Is that okay?\n\nChannel 1: Yeah. For sure.\n\nChannel 0: Beautiful. So that brings us up to where are we at? The fifteenth today. That brings us up to the April 29. Did you want kinda this time in the morning on a Wednesday?\n\nDoes that suit you better? Or\n\nChannel 1: Wednesday. Today is Wednesday, ain't it?\n\nChannel 0: yes.\n\nChannel 1: If possible, we'll go Thursday.\n\nChannel 0: Yeah. Absolutely. And did you want the same time, 09:00 in the morning?\n\nChannel 1: Yes, please.\n\nChannel 0: Yes. Beautiful. So I'll make it the thirtieth, which is the the April 30 at 9AM, and I'll have that advice document ready to go. I'll do the research in the meantime, and we'll go through that together. Okay?\n\nChannel 1: Thank you very much.\n\nChannel 0: My pleasure, Ross. It's been a pleasure chatting to you today. I'll get all everything sorted, and, yeah, we'll make sure we do catch ups and see how things are going and see how the markets will go for us over the next few months.\n\nChannel 1: Awesome.\n\nChannel 0: Beautiful. Thank you so much for your time. I hope you have a lovely day.\n\nChannel 1: Same with yourself.\n\nChannel 0: Thank you. I'll talk to you soon. Appreciate it.\n\nChannel 1: See you.\n\nChannel 0: Thanks. Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.0,"end":0.5,"sentiment":"neutral","sentiment_score":0.004583317786455154}],"sentiment":"neutral","sentiment_score":0.004583317786455154,"channel":1,"num_words":1,"start":0.0,"end":0.5},{"sentences":[{"text":"Hi, Ross.","start":2.6399999,"end":3.28,"sentiment":"neutral","sentiment_score":-0.02172595215961337},{"text":"I'm so sorry.","start":3.28,"end":3.9199998,"sentiment":"neutral","sentiment_score":-0.24066175520420074},{"text":"I don't know what happened.","start":3.9199998,"end":4.98,"sentiment":"neutral","sentiment_score":-0.3067336678504944}],"sentiment":"neutral","sentiment_score":-0.2299105509184301,"channel":0,"num_words":10,"start":2.6399999,"end":4.98},{"sentences":[{"text":"No.","start":5.04,"end":5.3599997,"sentiment":"neutral","sentiment_score":-0.210776224732399},{"text":"I know.","start":5.3599997,"end":5.8399997,"sentiment":"neutral","sentiment_score":-0.17871293425559998},{"text":"Why?","start":5.8399997,"end":6.04,"sentiment":"neutral","sentiment_score":-0.14033442735671997},{"text":"I was always talking for a while and","start":6.04,"end":8.18,"sentiment":"neutral","sentiment_score":-0.10112057533115149}],"sentiment":"neutral","sentiment_score":-0.1264584269374609,"channel":1,"num_words":12,"start":5.04,"end":8.18},{"sentences":[{"text":"Yeah.","start":8.88,"end":9.38,"sentiment":"neutral","sentiment_score":-0.05990827828645706},{"text":"That's okay.","start":9.44,"end":10.16,"sentiment":"neutral","sentiment_score":-0.05362459644675255},{"text":"I could hear music, and then it just kinda went dead.","start":10.16,"end":12.82,"sentiment":"neutral","sentiment_score":-0.19608519023114984},{"text":"I thought maybe","start":13.12,"end":13.679999,"sentiment":"neutral","sentiment_score":-0.1629539579153061}],"sentiment":"neutral","sentiment_score":-0.16546802573344288,"channel":0,"num_words":17,"start":8.88,"end":13.679999},{"sentences":[{"text":"right.","start":13.599999,"end":14.0,"sentiment":"neutral","sentiment_score":-0.11134147644042967},{"text":"Okay.","start":14.0,"end":14.5,"sentiment":"neutral","sentiment_score":-0.014948006719350817}],"sentiment":"neutral","sentiment_score":-0.06314474157989025,"channel":1,"num_words":2,"start":13.599999,"end":14.5},{"sentences":[{"text":"no.","start":15.424999,"end":15.745,"sentiment":"neutral","sentiment_score":-0.01159583404660225},{"text":"It's honestly okay.","start":15.745,"end":16.705,"sentiment":"neutral","sentiment_score":0.18314620107412338},{"text":"It's not a problem at all.","start":16.705,"end":18.164999,"sentiment":"positive","sentiment_score":0.39269313712914783},{"text":"The last thing we were kinda talking about was looking at maybe moving into that estimate product, and you","start":18.385,"end":23.825,"sentiment":"neutral","sentiment_score":0.014632011714734529}],"sentiment":"neutral","sentiment_score":0.10937964877691762,"channel":0,"num_words":29,"start":15.424999,"end":23.825},{"sentences":[{"text":"Yeah.","start":23.805,"end":24.305,"sentiment":"neutral","sentiment_score":0.026699557900428772}],"sentiment":"neutral","sentiment_score":0.026699557900428772,"channel":1,"num_words":1,"start":23.805,"end":24.305},{"sentences":[{"text":"sort of you're okay with me maybe looking at that for you and updating the advice to reflect that?","start":23.825,"end":28.884998,"sentiment":"neutral","sentiment_score":0.07400866186148242}],"sentiment":"neutral","sentiment_score":0.07400866186148242,"channel":0,"num_words":19,"start":23.825,"end":28.884998},{"sentences":[{"text":"Yeah.","start":29.005001,"end":29.505001,"sentiment":"neutral","sentiment_score":0.1011177897453308}],"sentiment":"neutral","sentiment_score":0.1011177897453308,"channel":1,"num_words":1,"start":29.005001,"end":29.505001},{"sentences":[{"text":"Yep.","start":30.130001,"end":30.53,"sentiment":"neutral","sentiment_score":0.14105771481990814},{"text":"Yep.","start":30.53,"end":30.77,"sentiment":"neutral","sentiment_score":0.242557629942894},{"text":"Beautiful.","start":30.77,"end":31.17,"sentiment":"positive","sentiment_score":0.588733434677124},{"text":"Well,","start":31.17,"end":31.41,"sentiment":"positive","sentiment_score":0.34615564346313477}],"sentiment":"neutral","sentiment_score":0.32962610572576523,"channel":0,"num_words":4,"start":30.130001,"end":31.41},{"sentences":[{"text":"We","start":31.26,"end":31.42,"sentiment":"neutral","sentiment_score":0.27301639318466187}],"sentiment":"neutral","sentiment_score":0.27301639318466187,"channel":1,"num_words":1,"start":31.26,"end":31.42},{"sentences":[{"text":"what","start":31.41,"end":31.57,"sentiment":"neutral","sentiment_score":0.3154858648777008}],"sentiment":"neutral","sentiment_score":0.3154858648777008,"channel":0,"num_words":1,"start":31.41,"end":31.57},{"sentences":[{"text":"can","start":31.42,"end":31.66,"sentiment":"neutral","sentiment_score":0.27341338992118835}],"sentiment":"neutral","sentiment_score":0.27341338992118835,"channel":1,"num_words":1,"start":31.42,"end":31.66},{"sentences":[{"text":"I'll","start":31.57,"end":31.73,"sentiment":"neutral","sentiment_score":0.24251773953437805}],"sentiment":"neutral","sentiment_score":0.24251773953437805,"channel":0,"num_words":1,"start":31.57,"end":31.73},{"sentences":[{"text":"we","start":31.66,"end":31.82,"sentiment":"neutral","sentiment_score":0.19662261009216309}],"sentiment":"neutral","sentiment_score":0.19662261009216309,"channel":1,"num_words":1,"start":31.66,"end":31.82},{"sentences":[{"text":"do","start":31.73,"end":31.89,"sentiment":"neutral","sentiment_score":0.19941990077495575}],"sentiment":"neutral","sentiment_score":0.19941990077495575,"channel":0,"num_words":1,"start":31.73,"end":31.89},{"sentences":[{"text":"can","start":31.82,"end":32.06,"sentiment":"neutral","sentiment_score":0.2574046552181244}],"sentiment":"neutral","sentiment_score":0.2574046552181244,"channel":1,"num_words":1,"start":31.82,"end":32.06},{"sentences":[{"text":"is I","start":31.89,"end":32.21,"sentiment":"neutral","sentiment_score":0.2580173909664154}],"sentiment":"neutral","sentiment_score":0.2580173909664154,"channel":0,"num_words":2,"start":31.89,"end":32.21},{"sentences":[{"text":"give it a go and see how it goes, like,","start":32.06,"end":34.239998,"sentiment":"neutral","sentiment_score":0.26060245335102084}],"sentiment":"neutral","sentiment_score":0.26060245335102084,"channel":1,"num_words":10,"start":32.06,"end":34.239998},{"sentences":[{"text":"yeah.","start":34.05,"end":34.55,"sentiment":"neutral","sentiment_score":0.2111116647720337},{"text":"Absolutely.","start":34.93,"end":35.43,"sentiment":"neutral","sentiment_score":0.2268550395965576}],"sentiment":"neutral","sentiment_score":0.21898335218429565,"channel":0,"num_words":2,"start":34.05,"end":35.43},{"sentences":[{"text":"and over the next I don't know.","start":34.94,"end":36.3,"sentiment":"neutral","sentiment_score":0.017508009714739665},{"text":"When the next call's three another three months, we'll see what","start":36.3,"end":38.94,"sentiment":"neutral","sentiment_score":0.01115121159025214}],"sentiment":"neutral","sentiment_score":0.013623299749775065,"channel":1,"num_words":18,"start":34.94,"end":38.94},{"sentences":[{"text":"Mhmm.","start":38.93,"end":39.43,"sentiment":"neutral","sentiment_score":0.011988136917352676}],"sentiment":"neutral","sentiment_score":0.011988136917352676,"channel":0,"num_words":1,"start":38.93,"end":39.43},{"sentences":[{"text":"it's done and any difference.","start":38.94,"end":41.02,"sentiment":"neutral","sentiment_score":-0.009792553260922432},{"text":"Or,","start":41.02,"end":41.52,"sentiment":"neutral","sentiment_score":0.040099501609802246}],"sentiment":"neutral","sentiment_score":-0.001477210782468319,"channel":1,"num_words":6,"start":38.94,"end":41.52},{"sentences":[{"text":"Yeah.","start":41.665,"end":42.165,"sentiment":"neutral","sentiment_score":0.09120596945285796},{"text":"Absolutely.","start":42.225002,"end":42.725002,"sentiment":"neutral","sentiment_score":0.19685795903205872},{"text":"Not a problem at all.","start":43.105003,"end":44.385002,"sentiment":"neutral","sentiment_score":0.20661766529083253},{"text":"So what","start":44.385002,"end":44.705,"sentiment":"neutral","sentiment_score":0.11528484523296356}],"sentiment":"neutral","sentiment_score":0.17241354948944515,"channel":0,"num_words":9,"start":41.665,"end":44.705},{"sentences":[{"text":"obviously,","start":44.665,"end":45.145,"sentiment":"neutral","sentiment_score":0.09306582808494568}],"sentiment":"neutral","sentiment_score":0.09306582808494568,"channel":1,"num_words":1,"start":44.665,"end":45.145},{"sentences":[{"text":"I'll do is I'll","start":44.705,"end":45.265,"sentiment":"neutral","sentiment_score":0.1084721889346838}],"sentiment":"neutral","sentiment_score":0.1084721889346838,"channel":0,"num_words":4,"start":44.705,"end":45.265},{"sentences":[{"text":"this","start":45.145,"end":45.385,"sentiment":"neutral","sentiment_score":0.07875041663646698}],"sentiment":"neutral","sentiment_score":0.07875041663646698,"channel":1,"num_words":1,"start":45.145,"end":45.385},{"sentences":[{"text":"do","start":45.265,"end":45.425003,"sentiment":"neutral","sentiment_score":0.06842460483312607}],"sentiment":"neutral","sentiment_score":0.06842460483312607,"channel":0,"num_words":1,"start":45.265,"end":45.425003},{"sentences":[{"text":"would","start":45.385,"end":45.545,"sentiment":"neutral","sentiment_score":0.09184546768665314}],"sentiment":"neutral","sentiment_score":0.09184546768665314,"channel":1,"num_words":1,"start":45.385,"end":45.545},{"sentences":[{"text":"the","start":45.425003,"end":45.745003,"sentiment":"neutral","sentiment_score":0.07798244059085846}],"sentiment":"neutral","sentiment_score":0.07798244059085846,"channel":0,"num_words":1,"start":45.425003,"end":45.745003},{"sentences":[{"text":"probably","start":45.545,"end":45.864998,"sentiment":"neutral","sentiment_score":0.06972433626651764}],"sentiment":"neutral","sentiment_score":0.06972433626651764,"channel":1,"num_words":1,"start":45.545,"end":45.864998},{"sentences":[{"text":"research.","start":45.745003,"end":46.245003,"sentiment":"neutral","sentiment_score":0.024115201085805893}],"sentiment":"neutral","sentiment_score":0.024115201085805893,"channel":0,"num_words":1,"start":45.745003,"end":46.245003},{"sentences":[{"text":"take a longer time to to get a real understanding of","start":45.864998,"end":50.105,"sentiment":"neutral","sentiment_score":0.007962876084175978}],"sentiment":"neutral","sentiment_score":0.007962876084175978,"channel":1,"num_words":11,"start":45.864998,"end":50.105},{"sentences":[{"text":"Yeah.","start":50.065002,"end":50.565002,"sentiment":"neutral","sentiment_score":0.07823030650615692}],"sentiment":"neutral","sentiment_score":0.07823030650615692,"channel":0,"num_words":1,"start":50.065002,"end":50.565002},{"sentences":[{"text":"how it actually worked, or I suppose you probably need,","start":50.105,"end":52.745,"sentiment":"neutral","sentiment_score":0.07540489062666893}],"sentiment":"neutral","sentiment_score":0.07540489062666893,"channel":1,"num_words":10,"start":50.105,"end":52.745},{"sentences":[{"text":"Yep.","start":52.705,"end":53.04,"sentiment":"neutral","sentiment_score":0.05925685912370682}],"sentiment":"neutral","sentiment_score":0.05925685912370682,"channel":0,"num_words":1,"start":52.705,"end":53.04},{"sentences":[{"text":"like, a six or twelve month period for it to to show a real estimate of how good it","start":52.745,"end":59.57,"sentiment":"neutral","sentiment_score":0.10558555647730827}],"sentiment":"neutral","sentiment_score":0.10558555647730827,"channel":1,"num_words":19,"start":52.745,"end":59.57},{"sentences":[{"text":"Yep.","start":59.84,"end":60.16,"sentiment":"neutral","sentiment_score":0.15728197991847992},{"text":"That's okay.","start":60.16,"end":60.98,"sentiment":"neutral","sentiment_score":0.2472546100616455},{"text":"Not a problem at all.","start":61.04,"end":62.0,"sentiment":"neutral","sentiment_score":0.29588513970375063},{"text":"I'll do the research to make sure it's gonna","start":62.0,"end":64.26,"sentiment":"neutral","sentiment_score":0.22941024270322588}],"sentiment":"neutral","sentiment_score":0.2468181813464445,"channel":0,"num_words":17,"start":59.84,"end":64.26},{"sentences":[{"text":"is.","start":63.87,"end":64.369995,"sentiment":"neutral","sentiment_score":0.23038816452026367}],"sentiment":"neutral","sentiment_score":0.23038816452026367,"channel":1,"num_words":1,"start":63.87,"end":64.369995},{"sentences":[{"text":"work.","start":64.56,"end":64.96,"sentiment":"neutral","sentiment_score":0.15978240966796875},{"text":"I can update the advice to reflect.","start":64.96,"end":66.74,"sentiment":"neutral","sentiment_score":0.1833917200565338},{"text":"We can come back in about two weeks, go through the advice document together so you can see that, then you get the option of taking on the recommendations there.","start":67.2,"end":75.215004,"sentiment":"neutral","sentiment_score":0.1644342914223671},{"text":"And then we can still touch base in about three months.","start":75.215004,"end":77.455,"sentiment":"neutral","sentiment_score":0.12011929601430893},{"text":"We can still sort of follow-up to see how things are looking and what the you know, how they're tracking and just sort of keep updated.","start":77.455,"end":84.22,"sentiment":"neutral","sentiment_score":0.15193719187608132}],"sentiment":"neutral","sentiment_score":0.15530976583560308,"channel":0,"num_words":75,"start":64.56,"end":84.22},{"sentences":[{"text":"Does that sound okay with you?","start":84.22,"end":85.840004,"sentiment":"neutral","sentiment_score":0.17660883565743765}],"sentiment":"neutral","sentiment_score":0.17660883565743765,"channel":0,"num_words":6,"start":84.22,"end":85.840004},{"sentences":[{"text":"Yeah.","start":85.744995,"end":85.985,"sentiment":"neutral","sentiment_score":0.15198521316051483},{"text":"It does.","start":85.985,"end":86.645,"sentiment":"neutral","sentiment_score":0.2066781222820282}],"sentiment":"neutral","sentiment_score":0.18844715257485709,"channel":1,"num_words":3,"start":85.744995,"end":86.645},{"sentences":[{"text":"Yeah.","start":87.100006,"end":87.58,"sentiment":"neutral","sentiment_score":0.30160361528396606},{"text":"Beautiful.","start":87.58,"end":88.08,"sentiment":"positive","sentiment_score":0.6558427810668945},{"text":"Beautiful.","start":88.380005,"end":88.880005,"sentiment":"positive","sentiment_score":0.6218833327293396},{"text":"So I'll go back and update that.","start":89.100006,"end":90.700005,"sentiment":"neutral","sentiment_score":0.32195324131420683},{"text":"I'll look at maneuvering you down into that balanced growth environment there, reducing your risk level, and I'll have a look at the estimate product for you as well.","start":90.700005,"end":99.565,"sentiment":"neutral","sentiment_score":0.3080995090562722}],"sentiment":"neutral","sentiment_score":0.327381748228501,"channel":0,"num_words":39,"start":87.100006,"end":99.565},{"sentences":[{"text":"I'll only make the recommendation if there's gonna be a benefit to you and making sure I'm tracking and looking at what the consequences are because your super fund still has to account for taxation.","start":100.105,"end":111.46,"sentiment":"neutral","sentiment_score":0.23319643554942948},{"text":"It still does a tax return every year just like you do in your own name.","start":111.92,"end":116.020004,"sentiment":"neutral","sentiment_score":0.07959142350591719},{"text":"So your super fund does have to pay CGT.","start":116.48,"end":118.82,"sentiment":"neutral","sentiment_score":0.09509768005874422},{"text":"So we'll definitely have a look and see what that does.","start":118.96,"end":121.380005,"sentiment":"neutral","sentiment_score":0.24566806717352432},{"text":"With the, I'll also look at the other thing is with the SMA product, it does tend to work out better in a different fund.","start":122.32,"end":131.635,"sentiment":"neutral","sentiment_score":0.23885296940803527}],"sentiment":"neutral","sentiment_score":0.19755093869753182,"channel":0,"num_words":96,"start":100.105,"end":131.635},{"sentences":[{"text":"If I was to recommend you move to another fund, which might be cheaper, saving you on fees to be able to really get the benefit of that estimate product.","start":131.635,"end":139.65001,"sentiment":"neutral","sentiment_score":0.3276639694968859},{"text":"Do you have any issues with that?","start":139.87001,"end":141.39,"sentiment":"neutral","sentiment_score":0.08191730773874692},{"text":"Are you comfortable with me making that recommendation as well if that works out to benefit you?","start":141.39,"end":146.21,"sentiment":"neutral","sentiment_score":0.31871281169793186}],"sentiment":"neutral","sentiment_score":0.2929899636656046,"channel":0,"num_words":54,"start":131.635,"end":146.21},{"sentences":[{"text":"Oh, yes.","start":147.06,"end":147.72,"sentiment":"neutral","sentiment_score":0.0809575580060482}],"sentiment":"neutral","sentiment_score":0.0809575580060482,"channel":1,"num_words":2,"start":147.06,"end":147.72},{"sentences":[{"text":"Yeah.","start":148.19,"end":148.67,"sentiment":"neutral","sentiment_score":0.05486338585615158}],"sentiment":"neutral","sentiment_score":0.05486338585615158,"channel":0,"num_words":1,"start":148.19,"end":148.67},{"sentences":[{"text":"Yeah.","start":148.5,"end":149.0,"sentiment":"neutral","sentiment_score":0.0536130890250206}],"sentiment":"neutral","sentiment_score":0.0536130890250206,"channel":1,"num_words":1,"start":148.5,"end":149.0},{"sentences":[{"text":"Yeah.","start":148.67,"end":149.17,"sentiment":"neutral","sentiment_score":0.04532022774219513}],"sentiment":"neutral","sentiment_score":0.04532022774219513,"channel":0,"num_words":1,"start":148.67,"end":149.17},{"sentences":[{"text":"As long as the quality","start":149.22,"end":150.26,"sentiment":"neutral","sentiment_score":-0.04646511971950531}],"sentiment":"neutral","sentiment_score":-0.04646511971950531,"channel":1,"num_words":5,"start":149.22,"end":150.26},{"sentences":[{"text":"I don't","start":149.95,"end":150.675,"sentiment":"neutral","sentiment_score":-0.07023293897509575}],"sentiment":"neutral","sentiment_score":-0.07023293897509575,"channel":0,"num_words":2,"start":149.95,"end":150.675},{"sentences":[{"text":"doesn't the quality of the quality of the sun doesn't go down.","start":150.26,"end":153.96,"sentiment":"neutral","sentiment_score":-0.06095706019550562}],"sentiment":"neutral","sentiment_score":-0.06095706019550562,"channel":1,"num_words":12,"start":150.26,"end":153.96},{"sentences":[{"text":"Yeah.","start":154.355,"end":154.675,"sentiment":"neutral","sentiment_score":-0.02358148992061615},{"text":"No.","start":154.675,"end":154.835,"sentiment":"neutral","sentiment_score":-0.10000885277986526},{"text":"That's absolutely fine.","start":154.835,"end":156.215,"sentiment":"neutral","sentiment_score":0.0026060516635576883},{"text":"If I find it's not gonna work and the estimate is probably not gonna work for you and the, you know, maneuvering of sleep, it doesn't work.","start":156.27501,"end":162.035,"sentiment":"neutral","sentiment_score":-0.282735604930807},{"text":"I can always just look at and I did a research on all the options anyway.","start":162.035,"end":165.735,"sentiment":"neutral","sentiment_score":-0.024275702191516757}],"sentiment":"neutral","sentiment_score":-0.16954259908137223,"channel":0,"num_words":48,"start":154.355,"end":165.735},{"sentences":[{"text":"But I'll also just look at maneuvering the risk in your current portfolio, maybe swapping some investments out and looking at the CGT consequences for that as well.","start":166.23001,"end":174.09001,"sentiment":"neutral","sentiment_score":0.03974155695842845},{"text":"And I'll work out the best way what's gonna be, a, put you in a good position, reduce your risk level, hopefully save you in fees, but also making sure we're not gonna, you know, have to cement too much in the way of tax consequences for you.","start":174.47,"end":188.02501,"sentiment":"neutral","sentiment_score":0.14711566927144304},{"text":"Is that okay?","start":188.02501,"end":188.925,"sentiment":"neutral","sentiment_score":0.10990425944328308}],"sentiment":"neutral","sentiment_score":0.10764593035690015,"channel":0,"num_words":79,"start":166.23001,"end":188.925},{"sentences":[{"text":"Yep.","start":188.43001,"end":188.93001,"sentiment":"neutral","sentiment_score":0.10247118771076202},{"text":"Yeah.","start":189.15001,"end":189.65001,"sentiment":"neutral","sentiment_score":0.16593149304389954}],"sentiment":"neutral","sentiment_score":0.13420134037733078,"channel":1,"num_words":2,"start":188.43001,"end":189.65001},{"sentences":[{"text":"Yep.","start":189.225,"end":189.725,"sentiment":"neutral","sentiment_score":0.2706218361854553},{"text":"Beautiful.","start":190.505,"end":191.005,"sentiment":"positive","sentiment_score":0.5732098817825317},{"text":"I'll do all that research and have a look at things.","start":192.345,"end":194.65,"sentiment":"positive","sentiment_score":0.38168987360867584},{"text":"While you're not working, it can sometimes work out a bit more beneficial to maneuver the super fund.","start":195.03,"end":201.37,"sentiment":"neutral","sentiment_score":0.11565955148802863},{"text":"If we find something cheaper that's gonna work better for you, sometimes it just works a little bit easy because we can make all those changes, but you don't sort of have contributions to have to maneuver around.","start":201.51,"end":211.285,"sentiment":"neutral","sentiment_score":0.248304582029385}],"sentiment":"neutral","sentiment_score":0.2399980633560082,"channel":0,"num_words":69,"start":189.225,"end":211.285},{"sentences":[{"text":"So it can also work out in a benefit to be doing that now as well if it if it comes down to the research shows a positive result for you.","start":211.665,"end":219.21,"sentiment":"positive","sentiment_score":0.5037322025145253},{"text":"But I'll do all the different research options.","start":219.21,"end":221.79001,"sentiment":"neutral","sentiment_score":0.19344261102378368},{"text":"I'll look at what's gonna work out for you, and then we'll come back and we'll go through the advice together, and then you can let me know whether you'll have to take the advice or not.","start":222.01,"end":230.17,"sentiment":"neutral","sentiment_score":0.1703066670814076},{"text":"Does that sound alright?","start":230.17,"end":231.39,"sentiment":"neutral","sentiment_score":0.09915230982005596}],"sentiment":"neutral","sentiment_score":0.29826493859291076,"channel":0,"num_words":80,"start":211.665,"end":231.39},{"sentences":[{"text":"Yeah.","start":231.515,"end":231.83499,"sentiment":"neutral","sentiment_score":0.20785917341709137},{"text":"Definitely.","start":231.83499,"end":232.33499,"sentiment":"positive","sentiment_score":0.3947153091430664}],"sentiment":"neutral","sentiment_score":0.3012872412800789,"channel":1,"num_words":2,"start":231.515,"end":232.33499},{"sentences":[{"text":"Yep.","start":232.515,"end":232.995,"sentiment":"positive","sentiment_score":0.42504608631134033},{"text":"Beautiful.","start":232.995,"end":233.495,"sentiment":"positive","sentiment_score":0.739578366279602},{"text":"And you're happy to retain the insurances as they are at the moment.","start":234.11499,"end":237.555,"sentiment":"positive","sentiment_score":0.5764176639226767},{"text":"No no changes to make there.","start":237.555,"end":239.075,"sentiment":"neutral","sentiment_score":0.12065881366531055},{"text":"We'll kinda review that down the track.","start":239.075,"end":240.83499,"sentiment":"neutral","sentiment_score":0.30403040988104685}],"sentiment":"positive","sentiment_score":0.41107927981231895,"channel":0,"num_words":28,"start":232.515,"end":240.83499},{"sentences":[{"text":"Is that right?","start":240.83499,"end":241.655,"sentiment":"neutral","sentiment_score":0.2269496371348699}],"sentiment":"neutral","sentiment_score":0.2269496371348699,"channel":0,"num_words":3,"start":240.83499,"end":241.655},{"sentences":[{"text":"Yeah.","start":241.96,"end":242.46,"sentiment":"neutral","sentiment_score":0.1954580843448639}],"sentiment":"neutral","sentiment_score":0.1954580843448639,"channel":1,"num_words":1,"start":241.96,"end":242.46},{"sentences":[{"text":"Yep.","start":242.915,"end":243.31499,"sentiment":"neutral","sentiment_score":0.2797764837741852},{"text":"Beautiful.","start":243.31499,"end":243.81499,"sentiment":"positive","sentiment_score":0.6672848463058472},{"text":"Excellent.","start":244.03499,"end":244.53499,"sentiment":"positive","sentiment_score":0.7519480586051941},{"text":"Lovely.","start":245.34001,"end":245.84001,"sentiment":"positive","sentiment_score":0.681855320930481},{"text":"And just with the what we sort of spoke about earlier with regard to the super and the the permanent incapacity claiming, you don't wanna kinda do that at the moment.","start":246.3,"end":255.18001,"sentiment":"neutral","sentiment_score":-0.02808796362050118}],"sentiment":"neutral","sentiment_score":0.04314679535371917,"channel":0,"num_words":35,"start":242.915,"end":255.18001},{"sentences":[{"text":"I mean, even if you did try to claim incapacity and it was approved, it just makes the the funds available.","start":255.18001,"end":261.64502,"sentiment":"neutral","sentiment_score":0.02238180031556459},{"text":"You don't have to take them out in any way, shape, or form.","start":261.945,"end":265.005,"sentiment":"neutral","sentiment_score":-0.006974443076894834},{"text":"Did you wanna maybe look at trying for that, or is it something you maybe wanna talk about down the track or we reevaluate later on?","start":265.385,"end":271.64502,"sentiment":"neutral","sentiment_score":-0.011036129883275582}],"sentiment":"neutral","sentiment_score":0.0015401778277009726,"channel":0,"num_words":60,"start":255.18001,"end":271.64502},{"sentences":[{"text":"No.","start":271.94998,"end":272.35,"sentiment":"neutral","sentiment_score":-0.2205018401145935},{"text":"I would not touch that at all.","start":272.35,"end":274.44998,"sentiment":"neutral","sentiment_score":-0.260159364768437}],"sentiment":"neutral","sentiment_score":-0.25520217418670654,"channel":1,"num_words":8,"start":271.94998,"end":274.44998},{"sentences":[{"text":"No.","start":275.4,"end":275.63998,"sentiment":"neutral","sentiment_score":-0.1300193816423416},{"text":"No.","start":275.63998,"end":275.96,"sentiment":"neutral","sentiment_score":-0.08411554247140884},{"text":"Perfect.","start":275.96,"end":276.46,"sentiment":"neutral","sentiment_score":0.0934588834643364}],"sentiment":"neutral","sentiment_score":-0.04022534688313802,"channel":0,"num_words":3,"start":275.4,"end":276.46},{"sentences":[{"text":"So yeah.","start":275.975,"end":276.875,"sentiment":"neutral","sentiment_score":0.0510744396597147}],"sentiment":"neutral","sentiment_score":0.0510744396597147,"channel":1,"num_words":2,"start":275.975,"end":276.875},{"sentences":[{"text":"That's not a problem.","start":276.52,"end":277.63998,"sentiment":"neutral","sentiment_score":0.06811022944748402},{"text":"Yeah.","start":277.63998,"end":277.8,"sentiment":"neutral","sentiment_score":0.04651123657822609}],"sentiment":"neutral","sentiment_score":0.06379043087363243,"channel":0,"num_words":5,"start":276.52,"end":277.8},{"sentences":[{"text":"The","start":277.655,"end":278.135,"sentiment":"neutral","sentiment_score":0.030340323224663734}],"sentiment":"neutral","sentiment_score":0.030340323224663734,"channel":1,"num_words":1,"start":277.655,"end":278.135},{"sentences":[{"text":"That's okay.","start":277.8,"end":278.62,"sentiment":"neutral","sentiment_score":0.05193758383393288}],"sentiment":"neutral","sentiment_score":0.05193758383393288,"channel":0,"num_words":2,"start":277.8,"end":278.62},{"sentences":[{"text":"the only thing I would I was wondering about is","start":278.135,"end":281.67502,"sentiment":"neutral","sentiment_score":-0.011564466636627913}],"sentiment":"neutral","sentiment_score":-0.011564466636627913,"channel":1,"num_words":10,"start":278.135,"end":281.67502},{"sentences":[{"text":"Yeah.","start":282.76,"end":283.26,"sentiment":"neutral","sentiment_score":-0.013462296687066557}],"sentiment":"neutral","sentiment_score":-0.013462296687066557,"channel":0,"num_words":1,"start":282.76,"end":283.26},{"sentences":[{"text":"the TDP that I have.","start":283.815,"end":286.155,"sentiment":"neutral","sentiment_score":-0.0340891607105732},{"text":"Alright?","start":286.695,"end":287.195,"sentiment":"neutral","sentiment_score":-0.02152700535953045},{"text":"That's obviously not working for for me at the","start":287.575,"end":292.72998,"sentiment":"neutral","sentiment_score":-0.24398414625061882}],"sentiment":"neutral","sentiment_score":-0.15918867501119774,"channel":1,"num_words":15,"start":283.815,"end":292.72998},{"sentences":[{"text":"Yes.","start":292.695,"end":293.195,"sentiment":"neutral","sentiment_score":-0.09920762479305267}],"sentiment":"neutral","sentiment_score":-0.09920762479305267,"channel":0,"num_words":1,"start":292.695,"end":293.195},{"sentences":[{"text":"moment.","start":292.72998,"end":293.22998,"sentiment":"neutral","sentiment_score":-0.09984903782606123},{"text":"But the thing is, if I was to change it to something else,","start":293.77,"end":297.22998,"sentiment":"neutral","sentiment_score":-0.07977035183172959}],"sentiment":"neutral","sentiment_score":-0.08120454368846756,"channel":1,"num_words":14,"start":292.72998,"end":297.22998},{"sentences":[{"text":"Yep.","start":297.91,"end":298.41,"sentiment":"neutral","sentiment_score":-0.057498298585414886}],"sentiment":"neutral","sentiment_score":-0.057498298585414886,"channel":0,"num_words":1,"start":297.91,"end":298.41},{"sentences":[{"text":"because my injury has already happened, it would never cover this injury.","start":298.72998,"end":301.87,"sentiment":"neutral","sentiment_score":-0.19667000447710356}],"sentiment":"neutral","sentiment_score":-0.19667000447710356,"channel":1,"num_words":12,"start":298.72998,"end":301.87},{"sentences":[{"text":"That is correct.","start":302.63,"end":303.77,"sentiment":"neutral","sentiment_score":-0.05416250849763552},{"text":"Yeah.","start":304.07,"end":304.57,"sentiment":"neutral","sentiment_score":-0.03822392225265503}],"sentiment":"neutral","sentiment_score":-0.0501778619363904,"channel":0,"num_words":4,"start":302.63,"end":304.57},{"sentences":[{"text":"Yeah.","start":304.225,"end":304.70502,"sentiment":"neutral","sentiment_score":-0.03473697230219841}],"sentiment":"neutral","sentiment_score":-0.03473697230219841,"channel":1,"num_words":1,"start":304.225,"end":304.70502},{"sentences":[{"text":"Yes.","start":304.63,"end":305.13,"sentiment":"neutral","sentiment_score":-0.033392973244190216}],"sentiment":"neutral","sentiment_score":-0.033392973244190216,"channel":0,"num_words":1,"start":304.63,"end":305.13},{"sentences":[{"text":"So it's pointless","start":304.70502,"end":305.665,"sentiment":"neutral","sentiment_score":-0.1674629400173823}],"sentiment":"neutral","sentiment_score":-0.1674629400173823,"channel":1,"num_words":3,"start":304.70502,"end":305.665},{"sentences":[{"text":"Yes.","start":305.27,"end":305.77,"sentiment":"neutral","sentiment_score":-0.04727669432759285}],"sentiment":"neutral","sentiment_score":-0.04727669432759285,"channel":0,"num_words":1,"start":305.27,"end":305.77},{"sentences":[{"text":"changing it.","start":305.665,"end":306.225,"sentiment":"neutral","sentiment_score":-0.06779701635241508},{"text":"Yeah.","start":306.225,"end":306.725,"sentiment":"neutral","sentiment_score":-0.005270058289170265}],"sentiment":"neutral","sentiment_score":-0.046954696998000145,"channel":1,"num_words":3,"start":305.665,"end":306.725},{"sentences":[{"text":"That's","start":307.11,"end":307.43,"sentiment":"neutral","sentiment_score":-0.0015677760820835829}],"sentiment":"neutral","sentiment_score":-0.0015677760820835829,"channel":0,"num_words":1,"start":307.11,"end":307.43},{"sentences":[{"text":"That","start":307.265,"end":307.505,"sentiment":"neutral","sentiment_score":0.009246418252587318}],"sentiment":"neutral","sentiment_score":0.009246418252587318,"channel":1,"num_words":1,"start":307.265,"end":307.505},{"sentences":[{"text":"right.","start":307.43,"end":307.59,"sentiment":"neutral","sentiment_score":0.006398828700184822}],"sentiment":"neutral","sentiment_score":0.006398828700184822,"channel":0,"num_words":1,"start":307.43,"end":307.59},{"sentences":[{"text":"was","start":307.505,"end":307.665,"sentiment":"neutral","sentiment_score":-0.006835125386714935}],"sentiment":"neutral","sentiment_score":-0.006835125386714935,"channel":1,"num_words":1,"start":307.505,"end":307.665},{"sentences":[{"text":"Yeah.","start":307.59,"end":307.91,"sentiment":"neutral","sentiment_score":-0.01063990779221058}],"sentiment":"neutral","sentiment_score":-0.01063990779221058,"channel":0,"num_words":1,"start":307.59,"end":307.91},{"sentences":[{"text":"just the","start":307.665,"end":308.065,"sentiment":"neutral","sentiment_score":-0.02501759398728609}],"sentiment":"neutral","sentiment_score":-0.02501759398728609,"channel":1,"num_words":2,"start":307.665,"end":308.065},{"sentences":[{"text":"Sort","start":307.91,"end":308.23,"sentiment":"neutral","sentiment_score":-0.05375703424215317}],"sentiment":"neutral","sentiment_score":-0.05375703424215317,"channel":0,"num_words":1,"start":307.91,"end":308.23},{"sentences":[{"text":"question.","start":308.065,"end":308.565,"sentiment":"neutral","sentiment_score":-0.032383572310209274}],"sentiment":"neutral","sentiment_score":-0.032383572310209274,"channel":1,"num_words":1,"start":308.065,"end":308.565},{"sentences":[{"text":"of like yeah.","start":308.23,"end":309.455,"sentiment":"neutral","sentiment_score":-0.046474566062291466},{"text":"No.","start":309.455,"end":309.615,"sentiment":"neutral","sentiment_score":-0.1360650658607483},{"text":"That's absolutely fine.","start":309.615,"end":310.915,"sentiment":"neutral","sentiment_score":-0.029335891207059223},{"text":"So at the moment, having a look at the where the claim was, you have what's called an ADL definition, which is activities of daily living.","start":311.135,"end":318.495,"sentiment":"neutral","sentiment_score":-0.03197342694665377},{"text":"So in order to claim on that policy, you need to be able to receive assistance with two of the five activities of daily living, things like bathing, eating, dressing, you know, getting in and out of bed.","start":318.495,"end":330.80002,"sentiment":"neutral","sentiment_score":0.12032398042318068}],"sentiment":"neutral","sentiment_score":0.0475705030675925,"channel":0,"num_words":71,"start":308.23,"end":330.80002},{"sentences":[{"text":"You sort of need help.","start":331.26,"end":332.64,"sentiment":"neutral","sentiment_score":0.07329168170690536}],"sentiment":"neutral","sentiment_score":0.07329168170690536,"channel":0,"num_words":5,"start":331.26,"end":332.64},{"sentences":[{"text":"Well, at","start":332.28,"end":332.91998,"sentiment":"neutral","sentiment_score":0.02880745567381382}],"sentiment":"neutral","sentiment_score":0.02880745567381382,"channel":1,"num_words":2,"start":332.28,"end":332.91998},{"sentences":[{"text":"Need","start":332.875,"end":333.115,"sentiment":"neutral","sentiment_score":0.06797600537538528}],"sentiment":"neutral","sentiment_score":0.06797600537538528,"channel":0,"num_words":1,"start":332.875,"end":333.115},{"sentences":[{"text":"that point,","start":332.91998,"end":333.4,"sentiment":"neutral","sentiment_score":0.0789252296090126}],"sentiment":"neutral","sentiment_score":0.0789252296090126,"channel":1,"num_words":2,"start":332.91998,"end":333.4},{"sentences":[{"text":"to show","start":333.115,"end":333.435,"sentiment":"neutral","sentiment_score":0.07315384596586227}],"sentiment":"neutral","sentiment_score":0.07315384596586227,"channel":0,"num_words":2,"start":333.115,"end":333.435},{"sentences":[{"text":"I","start":333.4,"end":333.63998,"sentiment":"neutral","sentiment_score":0.05547180771827698}],"sentiment":"neutral","sentiment_score":0.05547180771827698,"channel":1,"num_words":1,"start":333.4,"end":333.63998},{"sentences":[{"text":"you need","start":333.435,"end":333.755,"sentiment":"neutral","sentiment_score":0.07817539572715759}],"sentiment":"neutral","sentiment_score":0.07817539572715759,"channel":0,"num_words":2,"start":333.435,"end":333.755},{"sentences":[{"text":"did.","start":333.63998,"end":334.095,"sentiment":"neutral","sentiment_score":0.10713646560907364}],"sentiment":"neutral","sentiment_score":0.10713646560907364,"channel":1,"num_words":1,"start":333.63998,"end":334.095},{"sentences":[{"text":"help with those things.","start":333.755,"end":334.895,"sentiment":"neutral","sentiment_score":0.0963154099881649}],"sentiment":"neutral","sentiment_score":0.0963154099881649,"channel":0,"num_words":4,"start":333.755,"end":334.895},{"sentences":[{"text":"I","start":335.215,"end":335.695,"sentiment":"neutral","sentiment_score":-0.020125247538089752}],"sentiment":"neutral","sentiment_score":-0.020125247538089752,"channel":1,"num_words":1,"start":335.215,"end":335.695},{"sentences":[{"text":"Okay.","start":335.275,"end":335.775,"sentiment":"neutral","sentiment_score":0.01003081351518631}],"sentiment":"neutral","sentiment_score":0.01003081351518631,"channel":0,"num_words":1,"start":335.275,"end":335.775},{"sentences":[{"text":"and I do, but I would have gone, well, I had to have surgery because there was an","start":336.015,"end":340.415,"sentiment":"neutral","sentiment_score":-0.16049878257844183}],"sentiment":"neutral","sentiment_score":-0.16049878257844183,"channel":1,"num_words":18,"start":336.015,"end":340.415},{"sentences":[{"text":"Yes,","start":340.395,"end":340.715,"sentiment":"neutral","sentiment_score":0.04246331751346588}],"sentiment":"neutral","sentiment_score":0.04246331751346588,"channel":0,"num_words":1,"start":340.395,"end":340.715},{"sentences":[{"text":"option","start":340.415,"end":340.73502,"sentiment":"neutral","sentiment_score":0.005958691239356995}],"sentiment":"neutral","sentiment_score":0.005958691239356995,"channel":1,"num_words":1,"start":340.415,"end":340.73502},{"sentences":[{"text":"ma'am.","start":340.715,"end":341.215,"sentiment":"neutral","sentiment_score":0.009482549503445624}],"sentiment":"neutral","sentiment_score":0.009482549503445624,"channel":0,"num_words":1,"start":340.715,"end":341.215},{"sentences":[{"text":"for surgery.","start":340.73502,"end":341.395,"sentiment":"neutral","sentiment_score":-0.03345585614442825}],"sentiment":"neutral","sentiment_score":-0.03345585614442825,"channel":1,"num_words":2,"start":340.73502,"end":341.395},{"sentences":[{"text":"Okay.","start":342.235,"end":342.735,"sentiment":"neutral","sentiment_score":-0.09307152032852171}],"sentiment":"neutral","sentiment_score":-0.09307152032852171,"channel":0,"num_words":1,"start":342.235,"end":342.735},{"sentences":[{"text":"But now I've had the surgery, I still have those problems.","start":343.775,"end":346.995,"sentiment":"negative","sentiment_score":-0.3647067668763074}],"sentiment":"negative","sentiment_score":-0.3647067668763074,"channel":1,"num_words":11,"start":343.775,"end":346.995},{"sentences":[{"text":"Okay.","start":347.93002,"end":348.43002,"sentiment":"neutral","sentiment_score":-0.06545550376176834},{"text":"Do you so you still you said that because I think let me look at the file here, and it did say that you were due to have surgery recently.","start":348.57,"end":356.27002,"sentiment":"neutral","sentiment_score":-0.021509218402206896},{"text":"So are you needing assistance with two of those five aspects, like dressing?","start":356.33002,"end":361.20502,"sentiment":"neutral","sentiment_score":0.03811263321683957},{"text":"Do you does your wife physically have to help you with those aspects, like dressing or feeding or bathing or how's everything?","start":361.825,"end":369.045,"sentiment":"neutral","sentiment_score":0.00992011617530476}],"sentiment":"neutral","sentiment_score":0.00004507169466127049,"channel":0,"num_words":66,"start":347.93002,"end":369.045},{"sentences":[{"text":"Well, I need help with, say, manicuring.","start":369.965,"end":376.22498,"sentiment":"neutral","sentiment_score":-0.07429555590663638}],"sentiment":"neutral","sentiment_score":-0.07429555590663638,"channel":1,"num_words":7,"start":369.965,"end":376.22498},{"sentences":[{"text":"Yep.","start":377.68,"end":378.18,"sentiment":"neutral","sentiment_score":-0.17462554574012756}],"sentiment":"neutral","sentiment_score":-0.17462554574012756,"channel":0,"num_words":1,"start":377.68,"end":378.18},{"sentences":[{"text":"Like, I can't cut my own toadails.","start":378.21,"end":380.31,"sentiment":"negative","sentiment_score":-0.3794361778667995}],"sentiment":"negative","sentiment_score":-0.3794361778667995,"channel":1,"num_words":7,"start":378.21,"end":380.31},{"sentences":[{"text":"Right.","start":381.28,"end":381.78,"sentiment":"neutral","sentiment_score":-0.2757030725479126}],"sentiment":"neutral","sentiment_score":-0.2757030725479126,"channel":0,"num_words":1,"start":381.28,"end":381.78},{"sentences":[{"text":"I can't put socks on.","start":382.21,"end":383.99,"sentiment":"negative","sentiment_score":-0.3995249569416046},{"text":"I can't really wash my feet.","start":385.57,"end":387.11,"sentiment":"negative","sentiment_score":-0.4205482055743535}],"sentiment":"negative","sentiment_score":-0.4109921834685586,"channel":1,"num_words":11,"start":382.21,"end":387.11},{"sentences":[{"text":"Right.","start":387.93503,"end":388.43503,"sentiment":"neutral","sentiment_score":-0.27334386110305786}],"sentiment":"neutral","sentiment_score":-0.27334386110305786,"channel":0,"num_words":1,"start":387.93503,"end":388.43503},{"sentences":[{"text":"So they're the only things that I'm incapable of doing at the moment.","start":389.09,"end":395.115,"sentiment":"negative","sentiment_score":-0.46124503016471863}],"sentiment":"negative","sentiment_score":-0.46124503016471863,"channel":1,"num_words":13,"start":389.09,"end":395.115},{"sentences":[{"text":"Okay.","start":395.87,"end":396.37,"sentiment":"neutral","sentiment_score":-0.12871083617210388},{"text":"No.","start":396.51,"end":396.75,"sentiment":"neutral","sentiment_score":-0.2178354561328888},{"text":"That's","start":396.75,"end":396.99,"sentiment":"neutral","sentiment_score":-0.16248618066310885}],"sentiment":"neutral","sentiment_score":-0.16967749098936716,"channel":0,"num_words":3,"start":395.87,"end":396.99},{"sentences":[{"text":"But","start":396.855,"end":397.335,"sentiment":"neutral","sentiment_score":-0.199185848236084}],"sentiment":"neutral","sentiment_score":-0.199185848236084,"channel":1,"num_words":1,"start":396.855,"end":397.335},{"sentences":[{"text":"alright.","start":396.99,"end":397.49,"sentiment":"neutral","sentiment_score":-0.1823100298643112}],"sentiment":"neutral","sentiment_score":-0.1823100298643112,"channel":0,"num_words":1,"start":396.99,"end":397.49},{"sentences":[{"text":"they didn't specify whether that was good enough or not.","start":397.335,"end":400.695,"sentiment":"neutral","sentiment_score":-0.3301554828882217},{"text":"They just said, well, there's an option for surgery.","start":400.695,"end":405.095,"sentiment":"neutral","sentiment_score":-0.2619425339831246},{"text":"So I don't know if I should go through all that whole process again,","start":405.095,"end":408.23502,"sentiment":"negative","sentiment_score":-0.3747075285230364}],"sentiment":"neutral","sentiment_score":-0.3304528192137227,"channel":1,"num_words":33,"start":397.335,"end":408.23502},{"sentences":[{"text":"Yeah.","start":409.08502,"end":409.58502,"sentiment":"neutral","sentiment_score":-0.07789234817028046}],"sentiment":"neutral","sentiment_score":-0.07789234817028046,"channel":0,"num_words":1,"start":409.08502,"end":409.58502},{"sentences":[{"text":"whether","start":409.79,"end":410.27002,"sentiment":"neutral","sentiment_score":-0.0909898281097412}],"sentiment":"neutral","sentiment_score":-0.0909898281097412,"channel":1,"num_words":1,"start":409.79,"end":410.27002},{"sentences":[{"text":"Yep.","start":409.885,"end":410.385,"sentiment":"neutral","sentiment_score":-0.05873095989227295}],"sentiment":"neutral","sentiment_score":-0.05873095989227295,"channel":0,"num_words":1,"start":409.885,"end":410.385},{"sentences":[{"text":"that would that would pass or not.","start":410.27002,"end":415.41,"sentiment":"neutral","sentiment_score":-0.06235816755465099}],"sentiment":"neutral","sentiment_score":-0.06235816755465099,"channel":1,"num_words":7,"start":410.27002,"end":415.41},{"sentences":[{"text":"Yep.","start":415.80502,"end":416.125,"sentiment":"neutral","sentiment_score":0.07048990577459335},{"text":"That's okay.","start":416.125,"end":416.765,"sentiment":"neutral","sentiment_score":0.18106704950332642},{"text":"What I can do if you like is I can contact the insurer and speak to the claims department and find out what they would actually need as evidence, whether it's like a letter.","start":416.765,"end":426.25,"sentiment":"neutral","sentiment_score":0.01475059854633668},{"text":"Because I know to claim on this, you do need to have medical support from two doctors.","start":426.25,"end":431.37,"sentiment":"neutral","sentiment_score":-0.07505872714168885},{"text":"One of those being a specialist as well as one can be, like, your local GP.","start":431.37,"end":435.23,"sentiment":"neutral","sentiment_score":0.02007994963787496}],"sentiment":"neutral","sentiment_score":-0.00029392588351454056,"channel":0,"num_words":70,"start":415.80502,"end":435.23},{"sentences":[{"text":"But I can find out and ask them clients in the claims department for them to specify exactly what it is that they're needing for you to be able to try and claim on that again.","start":435.845,"end":445.065,"sentiment":"neutral","sentiment_score":0.00647278047270245},{"text":"I know with the toenails, as much as that is needing assistance, they don't technically consider that, like, an everyday activity of daily living.","start":445.525,"end":454.12997,"sentiment":"neutral","sentiment_score":-0.0646197594081362},{"text":"It's more just the main things like bathing, dressing, feeding, getting in and out of the shower and the bath, toileting, and things like that.","start":455.06998,"end":463.25,"sentiment":"neutral","sentiment_score":-0.007454394726082682}],"sentiment":"neutral","sentiment_score":-0.017696635258000564,"channel":0,"num_words":85,"start":435.845,"end":463.25},{"sentences":[{"text":"Yep.","start":463.63998,"end":464.13998,"sentiment":"neutral","sentiment_score":0.03602830320596695}],"sentiment":"neutral","sentiment_score":0.03602830320596695,"channel":1,"num_words":1,"start":463.63998,"end":464.13998},{"sentences":[{"text":"So the big things.","start":464.515,"end":465.39502,"sentiment":"neutral","sentiment_score":0.014388889539986849},{"text":"But if you like, I can contact my team.","start":465.39502,"end":467.39502,"sentiment":"neutral","sentiment_score":0.04080173787143496},{"text":"Like, we can contact the claims department from Nios.","start":467.39502,"end":469.715,"sentiment":"neutral","sentiment_score":0.08637859051426251},{"text":"We can talk to them about exactly what they would need with regard to the ADL definition, and then we can always come back and try to reassess that with you.","start":469.715,"end":478.11502,"sentiment":"neutral","sentiment_score":0.09885198725087027},{"text":"Does that sound like something you'd be comfortable with me doing?","start":478.11502,"end":480.74,"sentiment":"neutral","sentiment_score":0.09722525389357047}],"sentiment":"neutral","sentiment_score":0.0833760611130856,"channel":0,"num_words":64,"start":464.515,"end":480.74},{"sentences":[{"text":"Yes.","start":481.855,"end":482.335,"sentiment":"neutral","sentiment_score":0.11337128281593324}],"sentiment":"neutral","sentiment_score":0.11337128281593324,"channel":1,"num_words":1,"start":481.855,"end":482.335},{"sentences":[{"text":"Yeah?","start":482.16,"end":482.63998,"sentiment":"neutral","sentiment_score":0.12625275552272797}],"sentiment":"neutral","sentiment_score":0.12625275552272797,"channel":0,"num_words":1,"start":482.16,"end":482.63998},{"sentences":[{"text":"Definitely.","start":482.335,"end":482.835,"sentiment":"neutral","sentiment_score":0.26639947295188904}],"sentiment":"neutral","sentiment_score":0.26639947295188904,"channel":1,"num_words":1,"start":482.335,"end":482.835},{"sentences":[{"text":"Yeah.","start":482.63998,"end":482.96,"sentiment":"positive","sentiment_score":0.40719443559646606},{"text":"Beautiful.","start":482.96,"end":483.46,"sentiment":"positive","sentiment_score":0.6844737529754639},{"text":"That way you don't have to go through that whole claims process again until we know we're able to do so.","start":483.59998,"end":489.69998,"sentiment":"positive","sentiment_score":0.39217872279030935},{"text":"But it gives you a bit of clarity around how to claim on that TBD.","start":489.91998,"end":493.69998,"sentiment":"neutral","sentiment_score":0.2656900952259699},{"text":"If you are not able to go back to work and you do need assistance, we do wanna try and claim, but we don't want you to keep claiming and be given a decline every time.","start":495.19498,"end":504.155,"sentiment":"neutral","sentiment_score":-0.1936131100066834}],"sentiment":"neutral","sentiment_score":0.08571217345023477,"channel":0,"num_words":74,"start":482.63998,"end":504.155},{"sentences":[{"text":"It's not great for yourself.","start":504.155,"end":505.775,"sentiment":"negative","sentiment_score":-0.6715615749359131}],"sentiment":"negative","sentiment_score":-0.6715615749359131,"channel":0,"num_words":5,"start":504.155,"end":505.775},{"sentences":[{"text":"Yeah.","start":506.53998,"end":507.03998,"sentiment":"neutral","sentiment_score":-0.17800197005271912}],"sentiment":"neutral","sentiment_score":-0.17800197005271912,"channel":1,"num_words":1,"start":506.53998,"end":507.03998},{"sentences":[{"text":"So I'll go","start":506.79498,"end":507.435,"sentiment":"neutral","sentiment_score":-0.11229261383414268}],"sentiment":"neutral","sentiment_score":-0.11229261383414268,"channel":0,"num_words":3,"start":506.79498,"end":507.435},{"sentences":[{"text":"It's a","start":507.23502,"end":507.475,"sentiment":"neutral","sentiment_score":-0.1794775277376175}],"sentiment":"neutral","sentiment_score":-0.1794775277376175,"channel":1,"num_words":2,"start":507.23502,"end":507.475},{"sentences":[{"text":"back","start":507.435,"end":507.59497,"sentiment":"neutral","sentiment_score":-0.19803467392921448}],"sentiment":"neutral","sentiment_score":-0.19803467392921448,"channel":0,"num_words":1,"start":507.435,"end":507.59497},{"sentences":[{"text":"lot of","start":507.475,"end":507.795,"sentiment":"neutral","sentiment_score":-0.25403401255607605}],"sentiment":"neutral","sentiment_score":-0.25403401255607605,"channel":1,"num_words":2,"start":507.475,"end":507.795},{"sentences":[{"text":"and","start":507.59497,"end":507.835,"sentiment":"neutral","sentiment_score":-0.18248668313026428}],"sentiment":"neutral","sentiment_score":-0.18248668313026428,"channel":0,"num_words":1,"start":507.59497,"end":507.835},{"sentences":[{"text":"it's","start":507.795,"end":508.035,"sentiment":"neutral","sentiment_score":-0.2479718178510666}],"sentiment":"neutral","sentiment_score":-0.2479718178510666,"channel":1,"num_words":1,"start":507.795,"end":508.035},{"sentences":[{"text":"do a","start":507.835,"end":508.07498,"sentiment":"neutral","sentiment_score":-0.21596895158290863}],"sentiment":"neutral","sentiment_score":-0.21596895158290863,"channel":0,"num_words":2,"start":507.835,"end":508.07498},{"sentences":[{"text":"a","start":508.035,"end":508.27502,"sentiment":"neutral","sentiment_score":-0.2204710841178894}],"sentiment":"neutral","sentiment_score":-0.2204710841178894,"channel":1,"num_words":1,"start":508.035,"end":508.27502},{"sentences":[{"text":"bit of","start":508.07498,"end":508.735,"sentiment":"neutral","sentiment_score":-0.22761357575654984}],"sentiment":"neutral","sentiment_score":-0.22761357575654984,"channel":0,"num_words":2,"start":508.07498,"end":508.735},{"sentences":[{"text":"lot of paperwork as well.","start":508.27502,"end":509.73502,"sentiment":"neutral","sentiment_score":-0.25105856359004974}],"sentiment":"neutral","sentiment_score":-0.25105856359004974,"channel":1,"num_words":5,"start":508.27502,"end":509.73502},{"sentences":[{"text":"it is.","start":509.72998,"end":510.37,"sentiment":"neutral","sentiment_score":-0.11315090581774712},{"text":"It is.","start":510.37,"end":511.11,"sentiment":"neutral","sentiment_score":-0.06048300862312317},{"text":"Yeah.","start":511.16998,"end":511.66998,"sentiment":"neutral","sentiment_score":-0.011958293616771698},{"text":"So we'll I'll go back, and I'll find out from the claims team what they exactly want, what they need, what kind of evidence they're gonna ask for, and then we can, you know, come back to you and let you know what we're gonna need so you can keep working with your doctors.","start":512.29,"end":524.585,"sentiment":"neutral","sentiment_score":0.06327246366870692},{"text":"Because do you go back to the doctor very on a regular basis to have things looked at?","start":524.585,"end":528.745,"sentiment":"neutral","sentiment_score":-0.00003161488307846917}],"sentiment":"neutral","sentiment_score":0.03970023178852272,"channel":0,"num_words":77,"start":509.72998,"end":528.745},{"sentences":[{"text":"How often do you see your doctors?","start":528.745,"end":530.525,"sentiment":"neutral","sentiment_score":-0.01430501283279487}],"sentiment":"neutral","sentiment_score":-0.01430501283279487,"channel":0,"num_words":7,"start":528.745,"end":530.525},{"sentences":[{"text":"Well, I see the GP every month, once a month.","start":530.63,"end":533.895,"sentiment":"neutral","sentiment_score":0.04032405912876129}],"sentiment":"neutral","sentiment_score":0.04032405912876129,"channel":1,"num_words":10,"start":530.63,"end":533.895},{"sentences":[{"text":"Yep.","start":533.72,"end":534.22,"sentiment":"neutral","sentiment_score":0.07871644198894501}],"sentiment":"neutral","sentiment_score":0.07871644198894501,"channel":0,"num_words":1,"start":533.72,"end":534.22},{"sentences":[{"text":"And at the moment with the the surgeon specialist, he's he's on a six month review.","start":534.375,"end":541.91504,"sentiment":"neutral","sentiment_score":0.05007955734618008},{"text":"So","start":542.615,"end":542.85504,"sentiment":"neutral","sentiment_score":0.07856923341751099}],"sentiment":"neutral","sentiment_score":0.05175542064449366,"channel":1,"num_words":17,"start":534.375,"end":542.85504},{"sentences":[{"text":"Yep.","start":542.68,"end":543.18,"sentiment":"neutral","sentiment_score":0.09053458273410796}],"sentiment":"neutral","sentiment_score":0.09053458273410796,"channel":0,"num_words":1,"start":542.68,"end":543.18},{"sentences":[{"text":"I had a a post op, and then I'm due for another another one in June.","start":542.85504,"end":551.16,"sentiment":"neutral","sentiment_score":-0.0006912999087944627}],"sentiment":"neutral","sentiment_score":-0.0006912999087944627,"channel":1,"num_words":16,"start":542.85504,"end":551.16},{"sentences":[{"text":"Okay.","start":551.89496,"end":552.39496,"sentiment":"neutral","sentiment_score":-0.023400478065013885}],"sentiment":"neutral","sentiment_score":-0.023400478065013885,"channel":0,"num_words":1,"start":551.89496,"end":552.39496},{"sentences":[{"text":"I see him again in June, and then I I'm not sure if it's another six month after that I'll see him again.","start":552.02,"end":558.12,"sentiment":"neutral","sentiment_score":-0.022186450012352154},{"text":"But I've","start":558.5,"end":558.89996,"sentiment":"neutral","sentiment_score":0.032572061754763126}],"sentiment":"neutral","sentiment_score":-0.017805769070982934,"channel":1,"num_words":25,"start":552.02,"end":558.89996},{"sentences":[{"text":"Yep.","start":558.79,"end":559.29,"sentiment":"neutral","sentiment_score":0.052969545125961304}],"sentiment":"neutral","sentiment_score":0.052969545125961304,"channel":0,"num_words":1,"start":558.79,"end":559.29},{"sentences":[{"text":"got hydrotherapy.","start":558.89996,"end":559.72,"sentiment":"neutral","sentiment_score":0.08322830498218536},{"text":"I've got physio.","start":560.73505,"end":561.635,"sentiment":"neutral","sentiment_score":0.07303292055924733},{"text":"Yeah.","start":563.93506,"end":564.335,"sentiment":"neutral","sentiment_score":0.08682598918676376},{"text":"So I'm doing all that at the moment as well.","start":564.335,"end":566.43506,"sentiment":"neutral","sentiment_score":0.06616181172430516}],"sentiment":"neutral","sentiment_score":0.0708749673794955,"channel":1,"num_words":16,"start":558.89996,"end":566.43506},{"sentences":[{"text":"Yep.","start":566.55,"end":566.79,"sentiment":"neutral","sentiment_score":0.06386557966470718},{"text":"Okay.","start":566.79,"end":567.27,"sentiment":"neutral","sentiment_score":0.0845637321472168},{"text":"No.","start":567.27,"end":567.51,"sentiment":"neutral","sentiment_score":0.1181652769446373},{"text":"Not a problem at all.","start":567.51,"end":568.39,"sentiment":"neutral","sentiment_score":0.19902221560478212},{"text":"Well, I'll go","start":568.39,"end":568.87,"sentiment":"neutral","sentiment_score":0.008644307653109232}],"sentiment":"neutral","sentiment_score":0.11705805361270905,"channel":0,"num_words":11,"start":566.55,"end":568.87},{"sentences":[{"text":"So","start":568.815,"end":569.215,"sentiment":"neutral","sentiment_score":-0.01656471937894821}],"sentiment":"neutral","sentiment_score":-0.01656471937894821,"channel":1,"num_words":1,"start":568.815,"end":569.215},{"sentences":[{"text":"back and switch","start":568.87,"end":569.43,"sentiment":"neutral","sentiment_score":-0.020799935484925907}],"sentiment":"neutral","sentiment_score":-0.020799935484925907,"channel":0,"num_words":3,"start":568.87,"end":569.43},{"sentences":[{"text":"the other","start":569.215,"end":569.61505,"sentiment":"neutral","sentiment_score":-0.023682624101638794}],"sentiment":"neutral","sentiment_score":-0.023682624101638794,"channel":1,"num_words":2,"start":569.215,"end":569.61505},{"sentences":[{"text":"to the","start":569.43,"end":569.67,"sentiment":"neutral","sentiment_score":-0.011358099989593029}],"sentiment":"neutral","sentiment_score":-0.011358099989593029,"channel":0,"num_words":2,"start":569.43,"end":569.67},{"sentences":[{"text":"the","start":569.61505,"end":569.775,"sentiment":"neutral","sentiment_score":-0.014689834788441658}],"sentiment":"neutral","sentiment_score":-0.014689834788441658,"channel":1,"num_words":1,"start":569.61505,"end":569.775},{"sentences":[{"text":"claims","start":569.67,"end":570.07,"sentiment":"neutral","sentiment_score":-0.014798901975154877}],"sentiment":"neutral","sentiment_score":-0.014798901975154877,"channel":0,"num_words":1,"start":569.67,"end":570.07},{"sentences":[{"text":"other thing","start":569.775,"end":570.255,"sentiment":"neutral","sentiment_score":-0.02132292278110981}],"sentiment":"neutral","sentiment_score":-0.02132292278110981,"channel":1,"num_words":2,"start":569.775,"end":570.255},{"sentences":[{"text":"team.","start":570.07,"end":570.57,"sentiment":"neutral","sentiment_score":-0.02275274321436882}],"sentiment":"neutral","sentiment_score":-0.02275274321436882,"channel":0,"num_words":1,"start":570.07,"end":570.57},{"sentences":[{"text":"we sort of","start":570.255,"end":570.73505,"sentiment":"neutral","sentiment_score":-0.017380057523647945}],"sentiment":"neutral","sentiment_score":-0.017380057523647945,"channel":1,"num_words":3,"start":570.255,"end":570.73505},{"sentences":[{"text":"Yeah.","start":570.71,"end":571.21,"sentiment":"neutral","sentiment_score":-0.0236542709171772}],"sentiment":"neutral","sentiment_score":-0.0236542709171772,"channel":0,"num_words":1,"start":570.71,"end":571.21},{"sentences":[{"text":"need to ask them is if if","start":570.73505,"end":573.61005,"sentiment":"neutral","sentiment_score":-0.04103355003254754}],"sentiment":"neutral","sentiment_score":-0.04103355003254754,"channel":1,"num_words":7,"start":570.73505,"end":573.61005},{"sentences":[{"text":"Yes.","start":573.52496,"end":574.02496,"sentiment":"neutral","sentiment_score":-0.022650618106126785}],"sentiment":"neutral","sentiment_score":-0.022650618106126785,"channel":0,"num_words":1,"start":573.52496,"end":574.02496},{"sentences":[{"text":"this all happens after I think they said the the recovery period by twelve months.","start":573.61005,"end":580.51,"sentiment":"neutral","sentiment_score":-0.06899506424864134}],"sentiment":"neutral","sentiment_score":-0.06899506424864134,"channel":1,"num_words":15,"start":573.61005,"end":580.51},{"sentences":[{"text":"Yep.","start":581.285,"end":581.785,"sentiment":"neutral","sentiment_score":-0.04144691675901413}],"sentiment":"neutral","sentiment_score":-0.04144691675901413,"channel":0,"num_words":1,"start":581.285,"end":581.785},{"sentences":[{"text":"So I I don't know if anything can happen until after that twelve months anyway.","start":583.13,"end":587.15,"sentiment":"neutral","sentiment_score":-0.17384465783834457}],"sentiment":"neutral","sentiment_score":-0.17384465783834457,"channel":1,"num_words":15,"start":583.13,"end":587.15},{"sentences":[{"text":"Yep.","start":587.3,"end":587.7,"sentiment":"neutral","sentiment_score":0.015545664355158806},{"text":"Yep.","start":587.7,"end":588.1,"sentiment":"neutral","sentiment_score":0.052616965025663376},{"text":"That's okay.","start":588.1,"end":588.84,"sentiment":"neutral","sentiment_score":0.1426350399851799},{"text":"Not a problem","start":589.06,"end":589.7,"sentiment":"neutral","sentiment_score":0.08497594172755878}],"sentiment":"neutral","sentiment_score":0.08690864779055119,"channel":0,"num_words":7,"start":587.3,"end":589.7},{"sentences":[{"text":"Because I","start":589.45496,"end":589.77496,"sentiment":"neutral","sentiment_score":-0.0038235802203416824}],"sentiment":"neutral","sentiment_score":-0.0038235802203416824,"channel":1,"num_words":2,"start":589.45496,"end":589.77496},{"sentences":[{"text":"at","start":589.7,"end":589.86,"sentiment":"neutral","sentiment_score":-0.053870730102062225}],"sentiment":"neutral","sentiment_score":-0.053870730102062225,"channel":0,"num_words":1,"start":589.7,"end":589.86},{"sentences":[{"text":"I've","start":589.855,"end":590.095,"sentiment":"neutral","sentiment_score":-0.017527379095554352}],"sentiment":"neutral","sentiment_score":-0.017527379095554352,"channel":1,"num_words":1,"start":589.855,"end":590.095},{"sentences":[{"text":"all.","start":589.86,"end":589.94,"sentiment":"neutral","sentiment_score":-0.021050628274679184},{"text":"And","start":589.94,"end":590.1,"sentiment":"neutral","sentiment_score":-0.016635015606880188}],"sentiment":"neutral","sentiment_score":-0.018842821940779686,"channel":0,"num_words":2,"start":589.86,"end":590.1},{"sentences":[{"text":"had","start":590.095,"end":590.175,"sentiment":"neutral","sentiment_score":-0.027401547878980637}],"sentiment":"neutral","sentiment_score":-0.027401547878980637,"channel":1,"num_words":1,"start":590.095,"end":590.175},{"sentences":[{"text":"you're","start":590.1,"end":590.6,"sentiment":"neutral","sentiment_score":-0.01147308386862278}],"sentiment":"neutral","sentiment_score":-0.01147308386862278,"channel":0,"num_words":1,"start":590.1,"end":590.6},{"sentences":[{"text":"the surgery in December.","start":590.175,"end":591.39496,"sentiment":"neutral","sentiment_score":-0.023432362359017134}],"sentiment":"neutral","sentiment_score":-0.023432362359017134,"channel":1,"num_words":4,"start":590.175,"end":591.39496},{"sentences":[{"text":"in December.","start":592.1,"end":592.84,"sentiment":"neutral","sentiment_score":-0.008677343837916851},{"text":"Okay.","start":592.98,"end":593.48,"sentiment":"neutral","sentiment_score":0.2509610652923584},{"text":"Perfect.","start":594.1,"end":594.6,"sentiment":"positive","sentiment_score":0.3404947817325592},{"text":"And the doctors are basically saying you're not gonna be able to go back to landscaping.","start":596.515,"end":599.815,"sentiment":"neutral","sentiment_score":-0.203666219022125},{"text":"They they you're gonna have to find something else.","start":599.955,"end":602.35504,"sentiment":"neutral","sentiment_score":-0.2647342085838318}],"sentiment":"neutral","sentiment_score":-0.17472986973308283,"channel":0,"num_words":29,"start":592.1,"end":602.35504},{"sentences":[{"text":"Is that","start":602.35504,"end":602.755,"sentiment":"neutral","sentiment_score":-0.05768049694597721}],"sentiment":"neutral","sentiment_score":-0.05768049694597721,"channel":0,"num_words":2,"start":602.35504,"end":602.755},{"sentences":[{"text":"Yeah.","start":602.7,"end":603.18,"sentiment":"neutral","sentiment_score":-0.05095065012574196}],"sentiment":"neutral","sentiment_score":-0.05095065012574196,"channel":1,"num_words":1,"start":602.7,"end":603.18},{"sentences":[{"text":"right?","start":602.755,"end":603.255,"sentiment":"neutral","sentiment_score":-0.027825787663459774}],"sentiment":"neutral","sentiment_score":-0.027825787663459774,"channel":0,"num_words":1,"start":602.755,"end":603.255},{"sentences":[{"text":"That's just","start":603.18,"end":604.06,"sentiment":"neutral","sentiment_score":-0.03833884559571743}],"sentiment":"neutral","sentiment_score":-0.03833884559571743,"channel":1,"num_words":2,"start":603.18,"end":604.06},{"sentences":[{"text":"Yep.","start":603.875,"end":604.375,"sentiment":"neutral","sentiment_score":-0.012203380465507507}],"sentiment":"neutral","sentiment_score":-0.012203380465507507,"channel":0,"num_words":1,"start":603.875,"end":604.375},{"sentences":[{"text":"a given now.","start":604.06,"end":604.86,"sentiment":"neutral","sentiment_score":-0.003938062426944573},{"text":"It's","start":604.86,"end":605.36,"sentiment":"neutral","sentiment_score":-0.0006034051766619086}],"sentiment":"neutral","sentiment_score":-0.0031043981143739074,"channel":1,"num_words":4,"start":604.06,"end":605.36},{"sentences":[{"text":"Yep.","start":605.555,"end":606.055,"sentiment":"neutral","sentiment_score":-0.005320226773619652}],"sentiment":"neutral","sentiment_score":-0.005320226773619652,"channel":0,"num_words":1,"start":605.555,"end":606.055},{"sentences":[{"text":"yeah.","start":605.9,"end":606.4,"sentiment":"neutral","sentiment_score":-0.003224927932024002}],"sentiment":"neutral","sentiment_score":-0.003224927932024002,"channel":1,"num_words":1,"start":605.9,"end":606.4},{"sentences":[{"text":"Okay.","start":607.315,"end":607.815,"sentiment":"neutral","sentiment_score":-0.004324307665228844},{"text":"And you're on workers' compensation at the moment.","start":608.24,"end":610.48,"sentiment":"neutral","sentiment_score":-0.0175717337988317},{"text":"Is that right?","start":610.48,"end":611.37994,"sentiment":"neutral","sentiment_score":0.009326433142026266}],"sentiment":"neutral","sentiment_score":-0.009743239885816971,"channel":0,"num_words":12,"start":607.315,"end":611.37994},{"sentences":[{"text":"Yep.","start":611.5,"end":612.0,"sentiment":"neutral","sentiment_score":0.015877263620495796}],"sentiment":"neutral","sentiment_score":0.015877263620495796,"channel":1,"num_words":1,"start":611.5,"end":612.0},{"sentences":[{"text":"Yep.","start":612.72,"end":613.22,"sentiment":"neutral","sentiment_score":0.01842944137752056},{"text":"How much are you sort of receiving from that on a regular basis?","start":613.27997,"end":616.89996,"sentiment":"neutral","sentiment_score":0.015185517044021534},{"text":"What's the amount you're sort of receiving there currently?","start":616.95996,"end":619.54,"sentiment":"neutral","sentiment_score":-0.003412036503302968}],"sentiment":"neutral","sentiment_score":0.00804925367043799,"channel":0,"num_words":23,"start":612.72,"end":619.54},{"sentences":[{"text":"1,200 a week.","start":620.395,"end":622.415,"sentiment":"neutral","sentiment_score":-0.00854475749656558}],"sentiment":"neutral","sentiment_score":-0.00854475749656558,"channel":1,"num_words":3,"start":620.395,"end":622.415},{"sentences":[{"text":"1,200 per week.","start":623.055,"end":624.995,"sentiment":"neutral","sentiment_score":-0.008865502352515856}],"sentiment":"neutral","sentiment_score":-0.008865502352515856,"channel":0,"num_words":3,"start":623.055,"end":624.995},{"sentences":[{"text":"I was","start":625.115,"end":625.595,"sentiment":"neutral","sentiment_score":-0.009717389941215515}],"sentiment":"neutral","sentiment_score":-0.009717389941215515,"channel":1,"num_words":2,"start":625.115,"end":625.595},{"sentences":[{"text":"And is your","start":625.295,"end":625.77496,"sentiment":"neutral","sentiment_score":-0.025119969621300697}],"sentiment":"neutral","sentiment_score":-0.025119969621300697,"channel":0,"num_words":3,"start":625.295,"end":625.77496},{"sentences":[{"text":"getting","start":625.595,"end":625.835,"sentiment":"neutral","sentiment_score":-0.041488125920295715}],"sentiment":"neutral","sentiment_score":-0.041488125920295715,"channel":1,"num_words":1,"start":625.595,"end":625.835},{"sentences":[{"text":"wife","start":625.77496,"end":626.095,"sentiment":"neutral","sentiment_score":-0.04993753880262375}],"sentiment":"neutral","sentiment_score":-0.04993753880262375,"channel":0,"num_words":1,"start":625.77496,"end":626.095},{"sentences":[{"text":"about","start":625.835,"end":626.235,"sentiment":"neutral","sentiment_score":-0.042138662189245224}],"sentiment":"neutral","sentiment_score":-0.042138662189245224,"channel":1,"num_words":1,"start":625.835,"end":626.235},{"sentences":[{"text":"worth","start":626.095,"end":626.33496,"sentiment":"neutral","sentiment_score":-0.044682200998067856}],"sentiment":"neutral","sentiment_score":-0.044682200998067856,"channel":0,"num_words":1,"start":626.095,"end":626.33496},{"sentences":[{"text":"1,500, but now I'm down to 12.","start":626.235,"end":629.135,"sentiment":"neutral","sentiment_score":-0.04915474381830011},{"text":"Yeah.","start":629.275,"end":629.775,"sentiment":"neutral","sentiment_score":-0.002467961050570011}],"sentiment":"neutral","sentiment_score":-0.04331889597233385,"channel":1,"num_words":8,"start":626.235,"end":629.775},{"sentences":[{"text":"Oh, wow.","start":630.33496,"end":630.915,"sentiment":"neutral","sentiment_score":0.005199307575821876},{"text":"And do you know how long that's expected to continue for Get receiving those funds?","start":631.77496,"end":637.44,"sentiment":"neutral","sentiment_score":-0.03100368529558182}],"sentiment":"neutral","sentiment_score":-0.02674450966365197,"channel":0,"num_words":17,"start":630.33496,"end":637.44},{"sentences":[{"text":"Supposed to continue in until there's a I I get a job or there's a settlement.","start":637.87006,"end":643.33,"sentiment":"neutral","sentiment_score":-0.0869704494252801}],"sentiment":"neutral","sentiment_score":-0.0869704494252801,"channel":1,"num_words":16,"start":637.87006,"end":643.33},{"sentences":[{"text":"Okay.","start":643.26,"end":643.76,"sentiment":"neutral","sentiment_score":-0.0346599780023098},{"text":"Okay.","start":644.14,"end":644.64,"sentiment":"neutral","sentiment_score":-0.034285545349121094},{"text":"Yep.","start":644.78,"end":645.28,"sentiment":"neutral","sentiment_score":-0.03857509046792984}],"sentiment":"neutral","sentiment_score":-0.035840204606453575,"channel":0,"num_words":3,"start":643.26,"end":645.28},{"sentences":[{"text":"So, apparently, they can't they can't stop paying me unless I can be reskilled and into a job.","start":646.625,"end":655.845,"sentiment":"neutral","sentiment_score":-0.28710906041993034}],"sentiment":"neutral","sentiment_score":-0.28710906041993034,"channel":1,"num_words":18,"start":646.625,"end":655.845},{"sentences":[{"text":"Okay.","start":656.47504,"end":656.97504,"sentiment":"neutral","sentiment_score":0.06085631996393204},{"text":"Beautiful.","start":657.03503,"end":657.515,"sentiment":"neutral","sentiment_score":0.29831311106681824},{"text":"That was an injury that happened at work then, so you should be on","start":657.515,"end":660.47504,"sentiment":"neutral","sentiment_score":-0.1308739690908364}],"sentiment":"neutral","sentiment_score":-0.09206663351505995,"channel":0,"num_words":16,"start":656.47504,"end":660.47504},{"sentences":[{"text":"Yeah.","start":660.385,"end":660.78,"sentiment":"neutral","sentiment_score":-0.039339400827884674}],"sentiment":"neutral","sentiment_score":-0.039339400827884674,"channel":1,"num_words":1,"start":660.385,"end":660.78},{"sentences":[{"text":"workers' compensation.","start":660.47504,"end":661.375,"sentiment":"neutral","sentiment_score":-0.042749423533678055},{"text":"Yep.","start":661.59503,"end":662.09503,"sentiment":"neutral","sentiment_score":0.015337513759732246},{"text":"Okay.","start":662.155,"end":662.655,"sentiment":"neutral","sentiment_score":0.014013966545462608},{"text":"Well, if they do happen to give you a settlement, give me a call.","start":664.13,"end":666.69,"sentiment":"neutral","sentiment_score":-0.017796965182891915},{"text":"Let me know because we can definitely help provide some advice on what to do with the funds to, you know, provide benefit for you.","start":666.69,"end":672.69,"sentiment":"neutral","sentiment_score":0.27595989167690277}],"sentiment":"neutral","sentiment_score":0.15334168401395165,"channel":0,"num_words":43,"start":660.47504,"end":672.69},{"sentences":[{"text":"Okay?","start":672.69,"end":673.19,"sentiment":"neutral","sentiment_score":0.12969307601451874}],"sentiment":"neutral","sentiment_score":0.12969307601451874,"channel":0,"num_words":1,"start":672.69,"end":673.19},{"sentences":[{"text":"Yeah.","start":672.7,"end":673.18005,"sentiment":"neutral","sentiment_score":0.034253284335136414},{"text":"No.","start":673.18005,"end":673.68005,"sentiment":"neutral","sentiment_score":0.00030434317886829376},{"text":"Yeah.","start":673.74005,"end":674.14,"sentiment":"neutral","sentiment_score":0.014040016569197178}],"sentiment":"neutral","sentiment_score":0.016199214694400627,"channel":1,"num_words":3,"start":672.7,"end":674.14},{"sentences":[{"text":"Yeah.","start":673.88995,"end":674.38995,"sentiment":"neutral","sentiment_score":0.03489355742931366}],"sentiment":"neutral","sentiment_score":0.03489355742931366,"channel":0,"num_words":1,"start":673.88995,"end":674.38995},{"sentences":[{"text":"That's what I need as well.","start":674.14,"end":675.52,"sentiment":"neutral","sentiment_score":0.08393839995066325}],"sentiment":"neutral","sentiment_score":0.08393839995066325,"channel":1,"num_words":6,"start":674.14,"end":675.52},{"sentences":[{"text":"Yeah.","start":675.825,"end":676.225,"sentiment":"neutral","sentiment_score":0.15477338433265686},{"text":"Absolutely.","start":676.225,"end":676.725,"sentiment":"positive","sentiment_score":0.3554314970970154},{"text":"Not a problem.","start":677.505,"end":678.40497,"sentiment":"neutral","sentiment_score":0.2784416029850642},{"text":"And so","start":679.425,"end":681.345,"sentiment":"neutral","sentiment_score":0.09921438619494438}],"sentiment":"neutral","sentiment_score":0.22056549468210765,"channel":0,"num_words":7,"start":675.825,"end":681.345},{"sentences":[{"text":"Okay.","start":681.10504,"end":681.60504,"sentiment":"neutral","sentiment_score":0.060527026653289795}],"sentiment":"neutral","sentiment_score":0.060527026653289795,"channel":1,"num_words":1,"start":681.10504,"end":681.60504},{"sentences":[{"text":"with your wife, is she working at the moment as well?","start":681.345,"end":683.745,"sentiment":"neutral","sentiment_score":0.03366511746902357},{"text":"Or","start":683.745,"end":684.245,"sentiment":"neutral","sentiment_score":0.03919123113155365}],"sentiment":"neutral","sentiment_score":0.03412562694090108,"channel":0,"num_words":12,"start":681.345,"end":684.245},{"sentences":[{"text":"Yes.","start":684.385,"end":684.885,"sentiment":"neutral","sentiment_score":0.08654767274856567}],"sentiment":"neutral","sentiment_score":0.08654767274856567,"channel":1,"num_words":1,"start":684.385,"end":684.885},{"sentences":[{"text":"yes.","start":685.505,"end":685.825,"sentiment":"neutral","sentiment_score":0.1348954439163208},{"text":"Beautiful.","start":685.825,"end":686.325,"sentiment":"positive","sentiment_score":0.5296072959899902},{"text":"And how are you sort of finding expenses?","start":687.28,"end":689.12,"sentiment":"neutral","sentiment_score":0.09501402592286468},{"text":"Are you guys okay covering expenses?","start":689.12,"end":691.06,"sentiment":"neutral","sentiment_score":0.013995103538036346},{"text":"Is money a little bit tight at the moment?","start":691.12,"end":692.72003,"sentiment":"neutral","sentiment_score":-0.04869413789775637}],"sentiment":"neutral","sentiment_score":0.04281353309750557,"channel":0,"num_words":25,"start":685.505,"end":692.72003},{"sentences":[{"text":"Are you managing to put much away in savings?","start":692.72003,"end":694.9,"sentiment":"neutral","sentiment_score":-0.04102090932428837},{"text":"Or","start":695.04,"end":695.28,"sentiment":"neutral","sentiment_score":-0.01776321418583393}],"sentiment":"neutral","sentiment_score":-0.038695139810442924,"channel":0,"num_words":10,"start":692.72003,"end":695.28},{"sentences":[{"text":"Well, that's the thing.","start":695.12,"end":696.08,"sentiment":"neutral","sentiment_score":-0.004819890717044473},{"text":"We're we're surviving.","start":696.08,"end":697.54,"sentiment":"neutral","sentiment_score":0.055009072025616966}],"sentiment":"neutral","sentiment_score":0.020821093315524713,"channel":1,"num_words":7,"start":695.12,"end":697.54},{"sentences":[{"text":"yep.","start":698.4,"end":698.895,"sentiment":"neutral","sentiment_score":-0.03178941085934639}],"sentiment":"neutral","sentiment_score":-0.03178941085934639,"channel":0,"num_words":1,"start":698.4,"end":698.895},{"sentences":[{"text":"Yeah.","start":699.76,"end":700.0,"sentiment":"neutral","sentiment_score":-0.05846606567502022},{"text":"There's no savings at the moment.","start":700.0,"end":701.62,"sentiment":"neutral","sentiment_score":-0.2309942493836085},{"text":"There hasn't been","start":701.815,"end":702.61505,"sentiment":"neutral","sentiment_score":-0.1169549897313118}],"sentiment":"neutral","sentiment_score":-0.17952965311706065,"channel":1,"num_words":10,"start":699.76,"end":702.61505},{"sentences":[{"text":"Okay.","start":702.41504,"end":702.91504,"sentiment":"neutral","sentiment_score":-0.03874684125185013}],"sentiment":"neutral","sentiment_score":-0.03874684125185013,"channel":0,"num_words":1,"start":702.41504,"end":702.91504},{"sentences":[{"text":"savings since I finished work, really.","start":702.61505,"end":704.715,"sentiment":"neutral","sentiment_score":-0.05182850360870361}],"sentiment":"neutral","sentiment_score":-0.05182850360870361,"channel":1,"num_words":6,"start":702.61505,"end":704.715},{"sentences":[{"text":"Yep.","start":705.375,"end":705.775,"sentiment":"neutral","sentiment_score":0.005161073990166187},{"text":"Yep.","start":705.775,"end":706.275,"sentiment":"neutral","sentiment_score":0.012034288607537746},{"text":"No worries.","start":706.575,"end":707.315,"sentiment":"neutral","sentiment_score":-0.004666616208851337},{"text":"And no saving.","start":709.055,"end":711.315,"sentiment":"neutral","sentiment_score":-0.0576750785112381}],"sentiment":"neutral","sentiment_score":-0.023594729336244718,"channel":0,"num_words":7,"start":705.375,"end":711.315},{"sentences":[{"text":"So we","start":711.575,"end":712.05505,"sentiment":"neutral","sentiment_score":-0.02862523589283228}],"sentiment":"neutral","sentiment_score":-0.02862523589283228,"channel":1,"num_words":2,"start":711.575,"end":712.05505},{"sentences":[{"text":"Okay.","start":711.935,"end":712.435,"sentiment":"neutral","sentiment_score":-0.024612803012132645}],"sentiment":"neutral","sentiment_score":-0.024612803012132645,"channel":0,"num_words":1,"start":711.935,"end":712.435},{"sentences":[{"text":"were because my wife's from Mexico, so we're going to we were originally going to Mexico every couple of years,","start":712.05505,"end":718.57,"sentiment":"neutral","sentiment_score":-0.031107339821755887}],"sentiment":"neutral","sentiment_score":-0.031107339821755887,"channel":1,"num_words":20,"start":712.05505,"end":718.57},{"sentences":[{"text":"Yeah.","start":718.98,"end":719.48,"sentiment":"neutral","sentiment_score":-0.05817889794707298}],"sentiment":"neutral","sentiment_score":-0.05817889794707298,"channel":0,"num_words":1,"start":718.98,"end":719.48},{"sentences":[{"text":"and now that's sort of on hold.","start":719.27,"end":721.69,"sentiment":"neutral","sentiment_score":-0.1404057698590415},{"text":"So we've","start":721.83,"end":722.63,"sentiment":"neutral","sentiment_score":-0.06445506773889065}],"sentiment":"neutral","sentiment_score":-0.12352783605456352,"channel":1,"num_words":9,"start":719.27,"end":722.63},{"sentences":[{"text":"Oh,","start":722.42,"end":722.89996,"sentiment":"neutral","sentiment_score":-0.05783473327755928}],"sentiment":"neutral","sentiment_score":-0.05783473327755928,"channel":0,"num_words":1,"start":722.42,"end":722.89996},{"sentences":[{"text":"actually","start":722.63,"end":722.95,"sentiment":"neutral","sentiment_score":-0.06808264553546906}],"sentiment":"neutral","sentiment_score":-0.06808264553546906,"channel":1,"num_words":1,"start":722.63,"end":722.95},{"sentences":[{"text":"no.","start":722.89996,"end":723.3,"sentiment":"neutral","sentiment_score":-0.10242991149425508},{"text":"I'm sorry.","start":723.3,"end":724.04,"sentiment":"neutral","sentiment_score":-0.1356489099562168}],"sentiment":"neutral","sentiment_score":-0.12457591046889623,"channel":0,"num_words":3,"start":722.89996,"end":724.04},{"sentences":[{"text":"I got a redundancy","start":723.83,"end":724.73004,"sentiment":"neutral","sentiment_score":-0.12879670038819313}],"sentiment":"neutral","sentiment_score":-0.12879670038819313,"channel":1,"num_words":4,"start":723.83,"end":724.73004},{"sentences":[{"text":"Yeah.","start":724.26,"end":724.76,"sentiment":"neutral","sentiment_score":-0.04248802363872528}],"sentiment":"neutral","sentiment_score":-0.04248802363872528,"channel":0,"num_words":1,"start":724.26,"end":724.76},{"sentences":[{"text":"payout","start":725.03,"end":725.51,"sentiment":"neutral","sentiment_score":-0.030472606420516968}],"sentiment":"neutral","sentiment_score":-0.030472606420516968,"channel":1,"num_words":1,"start":725.03,"end":725.51},{"sentences":[{"text":"Yep.","start":725.495,"end":725.995,"sentiment":"neutral","sentiment_score":-0.01575009524822235}],"sentiment":"neutral","sentiment_score":-0.01575009524822235,"channel":0,"num_words":1,"start":725.495,"end":725.995},{"sentences":[{"text":"from work as well, and we're gonna just use that now to get tickets to go to Mexico because we're just stuck.","start":725.51,"end":735.10504,"sentiment":"neutral","sentiment_score":-0.052589307369833645}],"sentiment":"neutral","sentiment_score":-0.052589307369833645,"channel":1,"num_words":22,"start":725.51,"end":735.10504},{"sentences":[{"text":"Oh, wow.","start":735.815,"end":736.715,"sentiment":"neutral","sentiment_score":-0.03242556378245354}],"sentiment":"neutral","sentiment_score":-0.03242556378245354,"channel":0,"num_words":2,"start":735.815,"end":736.715},{"sentences":[{"text":"I've got","start":736.84503,"end":737.24506,"sentiment":"neutral","sentiment_score":-0.02590832207351923}],"sentiment":"neutral","sentiment_score":-0.02590832207351923,"channel":1,"num_words":2,"start":736.84503,"end":737.24506},{"sentences":[{"text":"So","start":737.175,"end":737.415,"sentiment":"neutral","sentiment_score":-0.04196232184767723}],"sentiment":"neutral","sentiment_score":-0.04196232184767723,"channel":0,"num_words":1,"start":737.175,"end":737.415},{"sentences":[{"text":"nothing","start":737.24506,"end":737.48505,"sentiment":"neutral","sentiment_score":-0.1008152887225151}],"sentiment":"neutral","sentiment_score":-0.1008152887225151,"channel":1,"num_words":1,"start":737.24506,"end":737.48505},{"sentences":[{"text":"you","start":737.415,"end":737.65497,"sentiment":"neutral","sentiment_score":-0.07490315288305283}],"sentiment":"neutral","sentiment_score":-0.07490315288305283,"channel":0,"num_words":1,"start":737.415,"end":737.65497},{"sentences":[{"text":"to look","start":737.48505,"end":737.885,"sentiment":"neutral","sentiment_score":-0.0687323808670044}],"sentiment":"neutral","sentiment_score":-0.0687323808670044,"channel":1,"num_words":2,"start":737.48505,"end":737.885},{"sentences":[{"text":"are?","start":737.65497,"end":738.15497,"sentiment":"neutral","sentiment_score":-0.08767683804035187}],"sentiment":"neutral","sentiment_score":-0.08767683804035187,"channel":0,"num_words":1,"start":737.65497,"end":738.15497},{"sentences":[{"text":"forward to at the moment.","start":737.885,"end":739.10504,"sentiment":"neutral","sentiment_score":-0.08735176771879197},{"text":"So","start":739.325,"end":739.80505,"sentiment":"neutral","sentiment_score":-0.13108623027801514}],"sentiment":"neutral","sentiment_score":-0.09464084481199582,"channel":1,"num_words":6,"start":737.885,"end":739.80505},{"sentences":[{"text":"Oh, that's a shame.","start":740.03,"end":741.25,"sentiment":"negative","sentiment_score":-0.43715694546699524},{"text":"And so","start":741.39,"end":742.29004,"sentiment":"neutral","sentiment_score":-0.16458247601985931}],"sentiment":"negative","sentiment_score":-0.3462987889846166,"channel":0,"num_words":6,"start":740.03,"end":742.29004},{"sentences":[{"text":"Alright.","start":742.125,"end":742.60504,"sentiment":"neutral","sentiment_score":-0.053861185908317566},{"text":"Alright.","start":742.60504,"end":743.04,"sentiment":"neutral","sentiment_score":-0.00683409720659256}],"sentiment":"neutral","sentiment_score":-0.030347641557455063,"channel":1,"num_words":2,"start":742.125,"end":743.04},{"sentences":[{"text":"are you still going to Mexico for that holiday?","start":742.67004,"end":745.41003,"sentiment":"neutral","sentiment_score":-0.007093265445695983},{"text":"Or","start":745.55005,"end":746.05005,"sentiment":"neutral","sentiment_score":0.005972161889076233}],"sentiment":"neutral","sentiment_score":-0.005786722712218762,"channel":0,"num_words":10,"start":742.67004,"end":746.05005},{"sentences":[{"text":"Yeah.","start":745.68,"end":746.16,"sentiment":"neutral","sentiment_score":0.017366964370012283},{"text":"We've we've got tickets, and they had a big red sale on events with Qantas, so we've got them pretty much half price.","start":746.16,"end":753.38,"sentiment":"neutral","sentiment_score":0.07223387856198393}],"sentiment":"neutral","sentiment_score":0.06994775713731845,"channel":1,"num_words":24,"start":745.68,"end":753.38},{"sentences":[{"text":"Yeah.","start":754.125,"end":754.285,"sentiment":"neutral","sentiment_score":0.04924596846103668},{"text":"Wow.","start":754.285,"end":754.785,"sentiment":"neutral","sentiment_score":0.07377073168754578}],"sentiment":"neutral","sentiment_score":0.06150835007429123,"channel":0,"num_words":2,"start":754.125,"end":754.785},{"sentences":[{"text":"So so we're going October to Mexico and do four weeks there and then start again.","start":755.04,"end":763.53503,"sentiment":"neutral","sentiment_score":0.07922747661359608}],"sentiment":"neutral","sentiment_score":0.07922747661359608,"channel":1,"num_words":16,"start":755.04,"end":763.53503},{"sentences":[{"text":"Wow.","start":764.3,"end":764.8,"sentiment":"positive","sentiment_score":0.4220409393310547},{"text":"That's awesome.","start":767.1,"end":768.06,"sentiment":"positive","sentiment_score":0.6387057900428772},{"text":"Well, I hope you have a really good time.","start":768.06,"end":770.22,"sentiment":"positive","sentiment_score":0.6516700055864122},{"text":"It's giving you something to look forward to, which is important for the moment.","start":770.22,"end":774.39996,"sentiment":"positive","sentiment_score":0.5485818726675851},{"text":"So","start":774.45996,"end":774.95996,"sentiment":"neutral","sentiment_score":0.28292208909988403}],"sentiment":"positive","sentiment_score":0.5750944768940961,"channel":0,"num_words":27,"start":764.3,"end":774.95996},{"sentences":[{"text":"Yes.","start":774.67,"end":775.17,"sentiment":"neutral","sentiment_score":0.3275880217552185},{"text":"Mentality.","start":775.87,"end":776.37,"sentiment":"positive","sentiment_score":0.43226200342178345}],"sentiment":"positive","sentiment_score":0.379925012588501,"channel":1,"num_words":2,"start":774.67,"end":776.37},{"sentences":[{"text":"beautiful.","start":776.255,"end":776.755,"sentiment":"positive","sentiment_score":0.603819727897644},{"text":"Yeah.","start":777.295,"end":777.775,"sentiment":"positive","sentiment_score":0.4018443822860718},{"text":"Absolutely.","start":777.775,"end":778.275,"sentiment":"positive","sentiment_score":0.5438612699508667},{"text":"Perfect.","start":779.455,"end":779.855,"sentiment":"positive","sentiment_score":0.5776459574699402},{"text":"Well, I'll go back.","start":779.855,"end":780.735,"sentiment":"neutral","sentiment_score":0.21304483339190483}],"sentiment":"positive","sentiment_score":0.37241883389651775,"channel":0,"num_words":8,"start":776.255,"end":780.735},{"sentences":[{"text":"I'll do a bit of research there for you.","start":780.735,"end":782.335,"sentiment":"neutral","sentiment_score":0.20349683198663923},{"text":"I'll look at reducing your risk level.","start":782.335,"end":783.855,"sentiment":"neutral","sentiment_score":0.11397386960951346},{"text":"I'll have a look at your super fund you're in now versus anything else, the SMA product versus maybe just altering some of the investments in here for you.","start":783.855,"end":792.37006,"sentiment":"neutral","sentiment_score":0.06550311130182497},{"text":"I'll also get my team to go back and speak to claims team.","start":792.37006,"end":795.01,"sentiment":"neutral","sentiment_score":0.06633815054710095},{"text":"We'll have a look at what we need in order to, you know, be able to claim on that ADL definition.","start":795.01,"end":800.63,"sentiment":"neutral","sentiment_score":0.08083462076527732}],"sentiment":"neutral","sentiment_score":0.0897316683048406,"channel":0,"num_words":79,"start":780.735,"end":800.63},{"sentences":[{"text":"We can come back and do catches in the meantime, and we'll maybe update this advice for you for the moment and then do regular catch ups moving forward.","start":801.17004,"end":810.23505,"sentiment":"neutral","sentiment_score":0.10452636832307124},{"text":"Does that sound okay?","start":810.615,"end":811.655,"sentiment":"neutral","sentiment_score":0.08730886317789555},{"text":"Have I touched on everything that you sort of wanted to?","start":811.655,"end":814.215,"sentiment":"neutral","sentiment_score":0.022641598416323013},{"text":"Is there anything further you wanted to ask me relate in relation to any of those things?","start":814.215,"end":818.79504,"sentiment":"neutral","sentiment_score":0.011631346910315402}],"sentiment":"neutral","sentiment_score":0.06274246908418957,"channel":0,"num_words":61,"start":801.17004,"end":818.79504},{"sentences":[{"text":"No.","start":819.145,"end":819.385,"sentiment":"neutral","sentiment_score":-0.0992259755730629},{"text":"It's all pretty good.","start":819.385,"end":820.685,"sentiment":"neutral","sentiment_score":0.13136920146644115},{"text":"Let's see","start":820.825,"end":821.305,"sentiment":"neutral","sentiment_score":0.09388884156942368}],"sentiment":"neutral","sentiment_score":0.08771835906164986,"channel":1,"num_words":7,"start":819.145,"end":821.305},{"sentences":[{"text":"Yeah.","start":821.24,"end":821.74,"sentiment":"neutral","sentiment_score":0.11122751235961914}],"sentiment":"neutral","sentiment_score":0.11122751235961914,"channel":0,"num_words":1,"start":821.24,"end":821.74},{"sentences":[{"text":"how it goes.","start":821.305,"end":822.04504,"sentiment":"neutral","sentiment_score":0.11788974950710933}],"sentiment":"neutral","sentiment_score":0.11788974950710933,"channel":1,"num_words":3,"start":821.305,"end":822.04504},{"sentences":[{"text":"Yeah.","start":822.36,"end":822.76,"sentiment":"neutral","sentiment_score":0.24951638281345367},{"text":"Beautiful.","start":822.76,"end":823.26,"sentiment":"positive","sentiment_score":0.5557434558868408},{"text":"Beautiful.","start":823.48,"end":823.98,"sentiment":"positive","sentiment_score":0.5162690877914429},{"text":"I just also wanted to update any of your assets and liabilities as well just sort of making sure that our records are updated from last time.","start":825.0,"end":832.38,"sentiment":"neutral","sentiment_score":0.17836479953041784},{"text":"I can see here that your sorry.","start":833.635,"end":836.85504,"sentiment":"neutral","sentiment_score":0.0027310624718666077}],"sentiment":"neutral","sentiment_score":0.1663917824625969,"channel":0,"num_words":37,"start":822.36,"end":836.85504},{"sentences":[{"text":"Your car, you had a a vehicle with a value of about 3,000.","start":837.555,"end":841.075,"sentiment":"neutral","sentiment_score":-0.02261674962937832},{"text":"What kind of car do you guys have?","start":841.075,"end":842.935,"sentiment":"neutral","sentiment_score":-0.008742800040636212}],"sentiment":"neutral","sentiment_score":-0.017331435500333708,"channel":0,"num_words":21,"start":837.555,"end":842.935},{"sentences":[{"text":"We got two cars.","start":844.145,"end":845.125,"sentiment":"neutral","sentiment_score":0.0003822415601462126}],"sentiment":"neutral","sentiment_score":0.0003822415601462126,"channel":1,"num_words":4,"start":844.145,"end":845.125},{"sentences":[{"text":"Yep.","start":845.89,"end":846.37006,"sentiment":"neutral","sentiment_score":0.0726197361946106},{"text":"Perfect.","start":846.37006,"end":846.87006,"sentiment":"neutral","sentiment_score":0.1743030995130539},{"text":"What sort of cars are they?","start":847.17004,"end":848.63,"sentiment":"neutral","sentiment_score":0.033693418838083744}],"sentiment":"neutral","sentiment_score":0.05613541859202087,"channel":0,"num_words":8,"start":845.89,"end":848.63},{"sentences":[{"text":"I got a Toyota Camry, like, 2000 model","start":849.10504,"end":852.72504,"sentiment":"neutral","sentiment_score":0.02672263327986002}],"sentiment":"neutral","sentiment_score":0.02672263327986002,"channel":1,"num_words":8,"start":849.10504,"end":852.72504},{"sentences":[{"text":"Yep.","start":853.41003,"end":853.91003,"sentiment":"neutral","sentiment_score":0.03425420820713043}],"sentiment":"neutral","sentiment_score":0.03425420820713043,"channel":0,"num_words":1,"start":853.41003,"end":853.91003},{"sentences":[{"text":"and a 2015 Nissan X Trail.","start":853.585,"end":858.38,"sentiment":"neutral","sentiment_score":0.03669376547137896},{"text":"And that's","start":859.0,"end":859.56,"sentiment":"neutral","sentiment_score":0.03617707081139088}],"sentiment":"neutral","sentiment_score":0.03656459180638194,"channel":1,"num_words":8,"start":853.585,"end":859.56},{"sentences":[{"text":"Okay.","start":859.185,"end":859.665,"sentiment":"neutral","sentiment_score":0.0967625305056572}],"sentiment":"neutral","sentiment_score":0.0967625305056572,"channel":0,"num_words":1,"start":859.185,"end":859.665},{"sentences":[{"text":"that's","start":859.56,"end":859.72,"sentiment":"neutral","sentiment_score":0.15486757457256317}],"sentiment":"neutral","sentiment_score":0.15486757457256317,"channel":1,"num_words":1,"start":859.56,"end":859.72},{"sentences":[{"text":"Perfect.","start":859.665,"end":860.165,"sentiment":"neutral","sentiment_score":0.18598610162734985}],"sentiment":"neutral","sentiment_score":0.18598610162734985,"channel":0,"num_words":1,"start":859.665,"end":860.165},{"sentences":[{"text":"probably worth about 14,000, I think.","start":859.72,"end":863.18,"sentiment":"neutral","sentiment_score":0.06302405086656411}],"sentiment":"neutral","sentiment_score":0.06302405086656411,"channel":1,"num_words":6,"start":859.72,"end":863.18},{"sentences":[{"text":"Yep.","start":863.825,"end":864.325,"sentiment":"neutral","sentiment_score":0.06343597173690796},{"text":"Perfect.","start":864.46497,"end":864.96497,"sentiment":"neutral","sentiment_score":0.1686055064201355},{"text":"And what sort of value would you put on the camera, do you think?","start":865.825,"end":868.725,"sentiment":"neutral","sentiment_score":0.02722395770251751}],"sentiment":"neutral","sentiment_score":0.03832355537451804,"channel":0,"num_words":16,"start":863.825,"end":868.725},{"sentences":[{"text":"Yeah.","start":869.79504,"end":870.195,"sentiment":"neutral","sentiment_score":0.0038326126523315902},{"text":"Still about 3.","start":870.195,"end":871.335,"sentiment":"neutral","sentiment_score":0.003885860244433085}],"sentiment":"neutral","sentiment_score":0.0038725483464077115,"channel":1,"num_words":4,"start":869.79504,"end":871.335},{"sentences":[{"text":"That's right.","start":872.0,"end":872.72,"sentiment":"neutral","sentiment_score":0.06039880029857159},{"text":"Beautiful.","start":872.72,"end":873.22,"sentiment":"neutral","sentiment_score":0.1984873116016388},{"text":"Do you have loans on any of those vehicles, or are they owned completely outright?","start":873.27997,"end":877.22,"sentiment":"neutral","sentiment_score":0.01445793006569147}],"sentiment":"neutral","sentiment_score":0.029786325732453003,"channel":0,"num_words":18,"start":872.0,"end":877.22},{"sentences":[{"text":"They're all owned.","start":877.715,"end":878.695,"sentiment":"neutral","sentiment_score":0.032176362350583076}],"sentiment":"neutral","sentiment_score":0.032176362350583076,"channel":1,"num_words":3,"start":877.715,"end":878.695},{"sentences":[{"text":"Beautiful.","start":879.6,"end":880.1,"sentiment":"positive","sentiment_score":0.4221019148826599},{"text":"Excellent.","start":880.16,"end":880.66,"sentiment":"positive","sentiment_score":0.48344770073890686}],"sentiment":"positive","sentiment_score":0.4527748078107834,"channel":0,"num_words":2,"start":879.6,"end":880.66},{"sentences":[{"text":"They have no debts.","start":880.91504,"end":881.76,"sentiment":"neutral","sentiment_score":0.18122299760580063}],"sentiment":"neutral","sentiment_score":0.18122299760580063,"channel":1,"num_words":4,"start":880.91504,"end":881.76},{"sentences":[{"text":"You did have understandable.","start":881.51996,"end":883.505,"sentiment":"neutral","sentiment_score":0.09509873203933239},{"text":"You did have about 6,000 in savings.","start":885.16504,"end":887.48505,"sentiment":"neutral","sentiment_score":0.03126028339777674},{"text":"You don't have that anymore.","start":887.48505,"end":888.525,"sentiment":"neutral","sentiment_score":-0.09449550583958626},{"text":"You sort of mentioned you don't have any savings at the moment.","start":888.525,"end":891.34503,"sentiment":"neutral","sentiment_score":-0.11753176276882489}],"sentiment":"neutral","sentiment_score":-0.045844348945787976,"channel":0,"num_words":28,"start":881.51996,"end":891.34503},{"sentences":[{"text":"Oh, we got we got 10 left at the moment, but that'll be","start":891.44,"end":895.06,"sentiment":"neutral","sentiment_score":-0.02211924298451497}],"sentiment":"neutral","sentiment_score":-0.02211924298451497,"channel":1,"num_words":13,"start":891.44,"end":895.06},{"sentences":[{"text":"Okay.","start":894.94,"end":895.44,"sentiment":"neutral","sentiment_score":-0.003985738381743431}],"sentiment":"neutral","sentiment_score":-0.003985738381743431,"channel":0,"num_words":1,"start":894.94,"end":895.44},{"sentences":[{"text":"that'll be spent in Mexico.","start":896.115,"end":897.735,"sentiment":"neutral","sentiment_score":-0.0012079374166205528}],"sentiment":"neutral","sentiment_score":-0.0012079374166205528,"channel":1,"num_words":5,"start":896.115,"end":897.735},{"sentences":[{"text":"Yep.","start":898.45996,"end":898.86,"sentiment":"neutral","sentiment_score":0.08957372605800629},{"text":"Yep.","start":898.86,"end":899.25995,"sentiment":"neutral","sentiment_score":0.13661536574363708},{"text":"That's okay.","start":899.25995,"end":900.07996,"sentiment":"neutral","sentiment_score":0.2996145188808441},{"text":"You'll at least enjoy your time while you're there, and that's important.","start":900.13995,"end":903.33997,"sentiment":"positive","sentiment_score":0.4124205484986305},{"text":"Those memories are important.","start":903.33997,"end":904.72,"sentiment":"neutral","sentiment_score":0.27863412722945213}],"sentiment":"positive","sentiment_score":0.34445006102323533,"channel":0,"num_words":20,"start":898.45996,"end":904.72},{"sentences":[{"text":"So","start":904.77997,"end":905.27997,"sentiment":"neutral","sentiment_score":0.12915784120559692}],"sentiment":"neutral","sentiment_score":0.12915784120559692,"channel":0,"num_words":1,"start":904.77997,"end":905.27997},{"sentences":[{"text":"Yeah.","start":905.795,"end":906.295,"sentiment":"neutral","sentiment_score":0.12574580311775208}],"sentiment":"neutral","sentiment_score":0.12574580311775208,"channel":1,"num_words":1,"start":905.795,"end":906.295},{"sentences":[{"text":"let's see.","start":907.42,"end":907.89996,"sentiment":"neutral","sentiment_score":0.1268322542309761},{"text":"Beautiful.","start":907.89996,"end":908.39996,"sentiment":"positive","sentiment_score":0.4947029948234558},{"text":"Lovely.","start":910.625,"end":911.125,"sentiment":"neutral","sentiment_score":0.09346606582403184},{"text":"Other assets I do like to note down are things like your contents insurance.","start":911.66504,"end":915.205,"sentiment":"neutral","sentiment_score":0.12648389328803336},{"text":"Do you guys have contents insurance on your on your house or on your contents there, and what's the value would you put on your contents, do you think?","start":915.265,"end":922.72504,"sentiment":"neutral","sentiment_score":0.04070360155711914}],"sentiment":"neutral","sentiment_score":0.08070239404890131,"channel":0,"num_words":47,"start":907.42,"end":922.72504},{"sentences":[{"text":"I'd say between 100, 150.","start":924.895,"end":927.475,"sentiment":"neutral","sentiment_score":-0.0011369654908776282},{"text":"We don't have any insurance on them.","start":930.65497,"end":932.435,"sentiment":"neutral","sentiment_score":-0.08823581039905548}],"sentiment":"neutral","sentiment_score":-0.05194462502064804,"channel":1,"num_words":12,"start":924.895,"end":932.435},{"sentences":[{"text":"Yeah.","start":932.39996,"end":932.88,"sentiment":"neutral","sentiment_score":0.049732692539691925},{"text":"No.","start":932.88,"end":933.12,"sentiment":"neutral","sentiment_score":0.04573146998882294},{"text":"That's okay.","start":933.12,"end":933.76,"sentiment":"neutral","sentiment_score":0.1616029217839241},{"text":"Not a problem at all.","start":933.76,"end":934.72,"sentiment":"neutral","sentiment_score":0.2994880676269531},{"text":"And you mentioned","start":934.72,"end":935.36,"sentiment":"neutral","sentiment_score":0.12633489817380905}],"sentiment":"neutral","sentiment_score":0.191259586562713,"channel":0,"num_words":12,"start":932.39996,"end":935.36},{"sentences":[{"text":"Run","start":935.135,"end":935.375,"sentiment":"neutral","sentiment_score":0.13055072724819183}],"sentiment":"neutral","sentiment_score":0.13055072724819183,"channel":1,"num_words":1,"start":935.135,"end":935.375},{"sentences":[{"text":"that","start":935.36,"end":935.51996,"sentiment":"neutral","sentiment_score":0.10090184211730956}],"sentiment":"neutral","sentiment_score":0.10090184211730956,"channel":0,"num_words":1,"start":935.36,"end":935.51996},{"sentences":[{"text":"on","start":935.375,"end":935.535,"sentiment":"neutral","sentiment_score":0.11213777959346773}],"sentiment":"neutral","sentiment_score":0.11213777959346773,"channel":1,"num_words":1,"start":935.375,"end":935.535},{"sentences":[{"text":"you're","start":935.51996,"end":935.76,"sentiment":"neutral","sentiment_score":0.13594436645507812}],"sentiment":"neutral","sentiment_score":0.13594436645507812,"channel":0,"num_words":1,"start":935.51996,"end":935.76},{"sentences":[{"text":"trust.","start":935.535,"end":936.035,"sentiment":"neutral","sentiment_score":0.11608469486236572}],"sentiment":"neutral","sentiment_score":0.11608469486236572,"channel":1,"num_words":1,"start":935.535,"end":936.035},{"sentences":[{"text":"renting no.","start":935.76,"end":936.98505,"sentiment":"neutral","sentiment_score":0.04398266412317753},{"text":"That's okay.","start":936.98505,"end":937.72504,"sentiment":"neutral","sentiment_score":0.13348832726478577},{"text":"And how much are you renting the property for at the moment?","start":938.42505,"end":941.245,"sentiment":"neutral","sentiment_score":0.05313652940094471}],"sentiment":"neutral","sentiment_score":0.062036270974203944,"channel":0,"num_words":16,"start":935.76,"end":941.245},{"sentences":[{"text":"$4.50.","start":942.04004,"end":942.94,"sentiment":"neutral","sentiment_score":0.015341263264417648}],"sentiment":"neutral","sentiment_score":0.015341263264417648,"channel":1,"num_words":1,"start":942.04004,"end":942.94},{"sentences":[{"text":"$4.50.","start":943.945,"end":944.505,"sentiment":"neutral","sentiment_score":0.0158346239477396},{"text":"Is that per week?","start":944.505,"end":945.645,"sentiment":"neutral","sentiment_score":0.025030625518411398}],"sentiment":"neutral","sentiment_score":0.023191425204277038,"channel":0,"num_words":5,"start":943.945,"end":945.645},{"sentences":[{"text":"Yes.","start":946.36,"end":946.86,"sentiment":"neutral","sentiment_score":0.10373522341251372}],"sentiment":"neutral","sentiment_score":0.10373522341251372,"channel":1,"num_words":1,"start":946.36,"end":946.86},{"sentences":[{"text":"Yep.","start":947.305,"end":947.625,"sentiment":"neutral","sentiment_score":0.14892303943634033},{"text":"Okay.","start":947.625,"end":948.10504,"sentiment":"neutral","sentiment_score":0.24843719601631165},{"text":"Beautiful.","start":948.10504,"end":948.6,"sentiment":"positive","sentiment_score":0.6504244804382324},{"text":"Is there any other assets or anything else of value that you would wanna note on here at all?","start":948.68,"end":953.42,"sentiment":"neutral","sentiment_score":0.32444096787979726}],"sentiment":"neutral","sentiment_score":0.32782559570941056,"channel":0,"num_words":22,"start":947.305,"end":953.42},{"sentences":[{"text":"No.","start":956.205,"end":956.705,"sentiment":"neutral","sentiment_score":-0.026218697428703308},{"text":"No.","start":956.765,"end":957.265,"sentiment":"neutral","sentiment_score":-0.005607541650533676}],"sentiment":"neutral","sentiment_score":-0.015913119539618492,"channel":1,"num_words":2,"start":956.205,"end":957.265},{"sentences":[{"text":"Nope.","start":957.31995,"end":957.81995,"sentiment":"neutral","sentiment_score":0.017743360251188278},{"text":"That's okay.","start":958.04,"end":958.86,"sentiment":"neutral","sentiment_score":0.22428399324417114},{"text":"Beautiful.","start":959.31995,"end":959.81995,"sentiment":"positive","sentiment_score":0.5559914708137512},{"text":"And the other thing I do like to touch base on is the estate planning aspects as well.","start":960.44,"end":965.53503,"sentiment":"neutral","sentiment_score":0.20847550531228384},{"text":"So have you guys got a will, a valid will?","start":965.53503,"end":968.575,"sentiment":"neutral","sentiment_score":0.0555922482162714}],"sentiment":"neutral","sentiment_score":0.16658701235428452,"channel":0,"num_words":32,"start":957.31995,"end":968.575},{"sentences":[{"text":"Have you talked about doing a will or a power of attorney or anything like that?","start":968.575,"end":972.435,"sentiment":"neutral","sentiment_score":0.02424458076711744}],"sentiment":"neutral","sentiment_score":0.02424458076711744,"channel":0,"num_words":16,"start":968.575,"end":972.435},{"sentences":[{"text":"I no.","start":974.46,"end":975.66003,"sentiment":"neutral","sentiment_score":-0.15471544116735458},{"text":"I don't have a will.","start":975.66003,"end":976.96,"sentiment":"neutral","sentiment_score":-0.14419929385185243}],"sentiment":"neutral","sentiment_score":-0.14720390737056732,"channel":1,"num_words":7,"start":974.46,"end":976.96},{"sentences":[{"text":"Okay.","start":977.70996,"end":978.19,"sentiment":"neutral","sentiment_score":0.0032502133399248123},{"text":"Yep.","start":978.19,"end":978.69,"sentiment":"neutral","sentiment_score":0.03716437518596649},{"text":"It's not something you guys have talked about doing recently.","start":979.14996,"end":981.81,"sentiment":"neutral","sentiment_score":-0.008375523518770933}],"sentiment":"neutral","sentiment_score":-0.003611720555151502,"channel":0,"num_words":12,"start":977.70996,"end":981.81},{"sentences":[{"text":"Not really, but probably","start":983.215,"end":985.135,"sentiment":"neutral","sentiment_score":-0.046902114525437355}],"sentiment":"neutral","sentiment_score":-0.046902114525437355,"channel":1,"num_words":4,"start":983.215,"end":985.135},{"sentences":[{"text":"Right.","start":984.82996,"end":985.23,"sentiment":"neutral","sentiment_score":-0.008024366572499275}],"sentiment":"neutral","sentiment_score":-0.008024366572499275,"channel":0,"num_words":1,"start":984.82996,"end":985.23},{"sentences":[{"text":"should.","start":985.135,"end":985.635,"sentiment":"neutral","sentiment_score":0.021176455542445183}],"sentiment":"neutral","sentiment_score":0.021176455542445183,"channel":1,"num_words":1,"start":985.135,"end":985.635},{"sentences":[{"text":"That's right.","start":985.23,"end":986.05,"sentiment":"neutral","sentiment_score":0.09071920067071915},{"text":"Yeah.","start":986.26996,"end":986.75,"sentiment":"neutral","sentiment_score":0.16086912155151367},{"text":"It is definitely one of those things we do like to touch base on.","start":986.75,"end":989.26495,"sentiment":"neutral","sentiment_score":0.20831972467047827},{"text":"Having a will and a valid power of attorney for yourself and your wife is really important.","start":989.26495,"end":993.605,"sentiment":"neutral","sentiment_score":0.18723690597450032},{"text":"Just making sure with your sleep, we tend to have and with your life insurance, we tend to have beneficiary nominations applied.","start":994.14496,"end":1000.32495,"sentiment":"neutral","sentiment_score":0.20000168071551758}],"sentiment":"neutral","sentiment_score":0.19360442938549177,"channel":0,"num_words":56,"start":985.23,"end":1000.32495},{"sentences":[{"text":"But everything outside of that, like your home and contents, your cars, your savings accounts, you know, any family ailments that you might have, all those things aren't incorporated into that sort of into the beneficiary side of things.","start":1000.70496,"end":1013.66,"sentiment":"neutral","sentiment_score":0.1112854866645275},{"text":"So having a will done up with a solicitor is really important.","start":1013.66,"end":1017.04,"sentiment":"neutral","sentiment_score":0.2565828301012516},{"text":"You can also do it cheaper by having, like, a will kit set up, or you can do it through, you know, the government with the with the help of your state trustees.","start":1017.365,"end":1025.625,"sentiment":"neutral","sentiment_score":0.21990583430637012},{"text":"But having a valid will in place just means that in the event that something happens to one or both of you, that all of your, you know, assets can be pulled together and directed to where you want them to go.","start":1026.405,"end":1037.28,"sentiment":"neutral","sentiment_score":0.22346083660210883},{"text":"So without having your will in place, everything kinda has to go through probate, which for your family can be a costly and lengthy process.","start":1037.28,"end":1044.58,"sentiment":"neutral","sentiment_score":-0.1450214083492756}],"sentiment":"neutral","sentiment_score":0.135336691402639,"channel":0,"num_words":151,"start":1000.70496,"end":1044.58},{"sentences":[{"text":"So it is definitely really important to have a will done up.","start":1045.3551,"end":1048.495,"sentiment":"neutral","sentiment_score":0.08306248548130195},{"text":"If you wanted to, we could always send through an email after the call just with some information on a local school so that we can refer you to.","start":1048.635,"end":1055.755,"sentiment":"neutral","sentiment_score":0.08062033920452513},{"text":"It has a costing of what they charge to do, Will, just to kinda start the conversation.","start":1055.755,"end":1060.28,"sentiment":"neutral","sentiment_score":0.051958337207050884},{"text":"Would you like me to organize that for you, Ross?","start":1060.5,"end":1062.76,"sentiment":"neutral","sentiment_score":0.08048476949334145}],"sentiment":"neutral","sentiment_score":0.07386586897294312,"channel":0,"num_words":68,"start":1045.3551,"end":1062.76},{"sentences":[{"text":"Yes, please.","start":1064.01,"end":1064.75,"sentiment":"neutral","sentiment_score":0.10691937059164049}],"sentiment":"neutral","sentiment_score":0.10691937059164049,"channel":1,"num_words":2,"start":1064.01,"end":1064.75},{"sentences":[{"text":"Yeah.","start":1065.14,"end":1065.4601,"sentiment":"neutral","sentiment_score":0.2681550979614258},{"text":"Beautiful.","start":1065.4601,"end":1065.9601,"sentiment":"positive","sentiment_score":0.6884359121322632},{"text":"I'll get that emailed enough for you shortly.","start":1066.02,"end":1067.9401,"sentiment":"positive","sentiment_score":0.49817583337426186},{"text":"You alright?","start":1067.9401,"end":1068.6001,"sentiment":"neutral","sentiment_score":0.1294260397553444}],"sentiment":"positive","sentiment_score":0.43340414638320607,"channel":0,"num_words":12,"start":1065.14,"end":1068.6001},{"sentences":[{"text":"Can I ask a quick question?","start":1068.5249,"end":1069.745,"sentiment":"neutral","sentiment_score":0.07632394197086494}],"sentiment":"neutral","sentiment_score":0.07632394197086494,"channel":1,"num_words":6,"start":1068.5249,"end":1069.745},{"sentences":[{"text":"Absolutely.","start":1070.18,"end":1070.68,"sentiment":"neutral","sentiment_score":0.1966893374919891}],"sentiment":"neutral","sentiment_score":0.1966893374919891,"channel":0,"num_words":1,"start":1070.18,"end":1070.68},{"sentences":[{"text":"With my will and and all all my assets,","start":1072.365,"end":1076.225,"sentiment":"neutral","sentiment_score":0.08188374092181523}],"sentiment":"neutral","sentiment_score":0.08188374092181523,"channel":1,"num_words":9,"start":1072.365,"end":1076.225},{"sentences":[{"text":"Yes.","start":1076.755,"end":1077.255,"sentiment":"neutral","sentiment_score":0.06231837347149849}],"sentiment":"neutral","sentiment_score":0.06231837347149849,"channel":0,"num_words":1,"start":1076.755,"end":1077.255},{"sentences":[{"text":"is there is there a clause in there where you can do like a it sounds stupid, but it picks a pick situation where you say everybody has one turn at picking what they want.","start":1076.845,"end":1092.19,"sentiment":"neutral","sentiment_score":0.005630993789860181},{"text":"So somebody picks what they want, and then the next person picks what they want and so forth.","start":1093.53,"end":1097.715,"sentiment":"neutral","sentiment_score":0.005049685844116741}],"sentiment":"neutral","sentiment_score":0.005433568449796371,"channel":1,"num_words":53,"start":1076.845,"end":1097.715},{"sentences":[{"text":"Yeah.","start":1098.225,"end":1098.625,"sentiment":"neutral","sentiment_score":0.05533977597951889},{"text":"You can do.","start":1098.625,"end":1099.6849,"sentiment":"neutral","sentiment_score":0.04582080617547035},{"text":"Essentially, you can have your will set up so that you can direct certain assets to certain people.","start":1100.465,"end":1106.1649,"sentiment":"neutral","sentiment_score":0.061410759679145284},{"text":"With that kind of scenario where you're sort of picking what you want.","start":1106.945,"end":1111.41,"sentiment":"neutral","sentiment_score":0.03762783969824131},{"text":"My grandmother honestly did that when she was moving into a nursing home, and she kind of just set it up in a book with her executor.","start":1111.79,"end":1120.37,"sentiment":"neutral","sentiment_score":-0.007120503336881046}],"sentiment":"neutral","sentiment_score":0.02572748701148216,"channel":0,"num_words":62,"start":1098.225,"end":1120.37},{"sentences":[{"text":"And she got while she was still alive, she got everyone to come around and basically pick what they wanted, and they just had it kind of noted that this is what they wanted on her passing, and that was kind of entered into the will into the will.","start":1121.0701,"end":1135.965,"sentiment":"neutral","sentiment_score":-0.0013212030563427477},{"text":"It was like","start":1136.105,"end":1136.585,"sentiment":"neutral","sentiment_score":0.012606836234529814}],"sentiment":"neutral","sentiment_score":-0.0005176623280231769,"channel":0,"num_words":52,"start":1121.0701,"end":1136.585},{"sentences":[{"text":"Yeah.","start":1136.555,"end":1136.795,"sentiment":"neutral","sentiment_score":0.02437029592692852}],"sentiment":"neutral","sentiment_score":0.02437029592692852,"channel":1,"num_words":1,"start":1136.555,"end":1136.795},{"sentences":[{"text":"a book","start":1136.585,"end":1136.905,"sentiment":"neutral","sentiment_score":0.008312462829053402}],"sentiment":"neutral","sentiment_score":0.008312462829053402,"channel":0,"num_words":2,"start":1136.585,"end":1136.905},{"sentences":[{"text":"Right.","start":1136.795,"end":1137.295,"sentiment":"neutral","sentiment_score":0.023150289431214333}],"sentiment":"neutral","sentiment_score":0.023150289431214333,"channel":1,"num_words":1,"start":1136.795,"end":1137.295},{"sentences":[{"text":"it came with.","start":1136.905,"end":1137.6,"sentiment":"neutral","sentiment_score":0.017514027034242947},{"text":"Yeah.","start":1137.84,"end":1138.34,"sentiment":"neutral","sentiment_score":0.00983651727437973},{"text":"So that absolutely can happen, but it is something you wanna kinda talk to your family members about before you pass away, letting you know, working at what they do and or don't want so you can kind of have it noted in the will.","start":1138.72,"end":1152.045,"sentiment":"neutral","sentiment_score":0.0005832830237017737},{"text":"This is what","start":1152.045,"end":1152.605,"sentiment":"neutral","sentiment_score":-0.03198827554782232}],"sentiment":"neutral","sentiment_score":-0.00014112484999574148,"channel":0,"num_words":52,"start":1136.905,"end":1152.605},{"sentences":[{"text":"Oh, it's","start":1152.42,"end":1152.66,"sentiment":"neutral","sentiment_score":-0.07482515461742878}],"sentiment":"neutral","sentiment_score":-0.07482515461742878,"channel":1,"num_words":2,"start":1152.42,"end":1152.66},{"sentences":[{"text":"this","start":1152.605,"end":1152.845,"sentiment":"neutral","sentiment_score":-0.10982945561408997}],"sentiment":"neutral","sentiment_score":-0.10982945561408997,"channel":0,"num_words":1,"start":1152.605,"end":1152.845},{"sentences":[{"text":"only","start":1152.66,"end":1152.9,"sentiment":"neutral","sentiment_score":-0.1622854769229889}],"sentiment":"neutral","sentiment_score":-0.1622854769229889,"channel":1,"num_words":1,"start":1152.66,"end":1152.9},{"sentences":[{"text":"person's","start":1152.845,"end":1153.245,"sentiment":"neutral","sentiment_score":-0.11259546130895616}],"sentiment":"neutral","sentiment_score":-0.11259546130895616,"channel":0,"num_words":1,"start":1152.845,"end":1153.245},{"sentences":[{"text":"between","start":1152.9,"end":1153.3,"sentiment":"neutral","sentiment_score":-0.1117824986577034}],"sentiment":"neutral","sentiment_score":-0.1117824986577034,"channel":1,"num_words":1,"start":1152.9,"end":1153.3},{"sentences":[{"text":"gonna","start":1153.245,"end":1153.565,"sentiment":"neutral","sentiment_score":-0.12544213235378265}],"sentiment":"neutral","sentiment_score":-0.12544213235378265,"channel":0,"num_words":1,"start":1153.245,"end":1153.565},{"sentences":[{"text":"my wife","start":1153.3,"end":1153.7,"sentiment":"neutral","sentiment_score":-0.12577101960778236}],"sentiment":"neutral","sentiment_score":-0.12577101960778236,"channel":1,"num_words":2,"start":1153.3,"end":1153.7},{"sentences":[{"text":"get.","start":1153.565,"end":1154.065,"sentiment":"neutral","sentiment_score":-0.11279016733169556}],"sentiment":"neutral","sentiment_score":-0.11279016733169556,"channel":0,"num_words":1,"start":1153.565,"end":1154.065},{"sentences":[{"text":"and two kids.","start":1153.7,"end":1154.52,"sentiment":"neutral","sentiment_score":-0.09680126855770747},{"text":"But","start":1154.9651,"end":1155.125,"sentiment":"neutral","sentiment_score":-0.11213735491037367}],"sentiment":"neutral","sentiment_score":-0.10063529014587402,"channel":1,"num_words":4,"start":1153.7,"end":1155.125},{"sentences":[{"text":"Oh,","start":1155.085,"end":1155.405,"sentiment":"neutral","sentiment_score":-0.13057275116443634}],"sentiment":"neutral","sentiment_score":-0.13057275116443634,"channel":0,"num_words":1,"start":1155.085,"end":1155.405},{"sentences":[{"text":"one of them is","start":1155.125,"end":1155.525,"sentiment":"neutral","sentiment_score":-0.14635447598993778}],"sentiment":"neutral","sentiment_score":-0.14635447598993778,"channel":1,"num_words":4,"start":1155.125,"end":1155.525},{"sentences":[{"text":"okay.","start":1155.405,"end":1155.905,"sentiment":"neutral","sentiment_score":-0.15636003017425537}],"sentiment":"neutral","sentiment_score":-0.15636003017425537,"channel":0,"num_words":1,"start":1155.405,"end":1155.905},{"sentences":[{"text":"five, so he wouldn't work.","start":1155.525,"end":1156.9651,"sentiment":"neutral","sentiment_score":-0.18446026146411895},{"text":"He'd be","start":1156.9651,"end":1157.3651,"sentiment":"neutral","sentiment_score":-0.14212844520807266}],"sentiment":"neutral","sentiment_score":-0.1723654568195343,"channel":1,"num_words":7,"start":1155.525,"end":1157.3651},{"sentences":[{"text":"Oh,","start":1157.325,"end":1157.565,"sentiment":"neutral","sentiment_score":-0.24725496768951416}],"sentiment":"neutral","sentiment_score":-0.24725496768951416,"channel":0,"num_words":1,"start":1157.325,"end":1157.565},{"sentences":[{"text":"picking","start":1157.3651,"end":1157.685,"sentiment":"neutral","sentiment_score":-0.3061692416667938}],"sentiment":"neutral","sentiment_score":-0.3061692416667938,"channel":1,"num_words":1,"start":1157.3651,"end":1157.685},{"sentences":[{"text":"he","start":1157.565,"end":1157.725,"sentiment":"neutral","sentiment_score":-0.25613677501678467}],"sentiment":"neutral","sentiment_score":-0.25613677501678467,"channel":0,"num_words":1,"start":1157.565,"end":1157.725},{"sentences":[{"text":"all","start":1157.685,"end":1157.8451,"sentiment":"neutral","sentiment_score":-0.27697402238845825}],"sentiment":"neutral","sentiment_score":-0.27697402238845825,"channel":1,"num_words":1,"start":1157.685,"end":1157.8451},{"sentences":[{"text":"probably","start":1157.725,"end":1158.045,"sentiment":"neutral","sentiment_score":-0.3296373188495636}],"sentiment":"neutral","sentiment_score":-0.3296373188495636,"channel":0,"num_words":1,"start":1157.725,"end":1158.045},{"sentences":[{"text":"the wrong","start":1157.8451,"end":1158.245,"sentiment":"neutral","sentiment_score":-0.25830496847629547}],"sentiment":"neutral","sentiment_score":-0.25830496847629547,"channel":1,"num_words":2,"start":1157.8451,"end":1158.245},{"sentences":[{"text":"doesn't","start":1158.045,"end":1158.285,"sentiment":"neutral","sentiment_score":-0.22320696711540225}],"sentiment":"neutral","sentiment_score":-0.22320696711540225,"channel":0,"num_words":1,"start":1158.045,"end":1158.285},{"sentences":[{"text":"things.","start":1158.245,"end":1158.745,"sentiment":"neutral","sentiment_score":-0.2142623066902161}],"sentiment":"neutral","sentiment_score":-0.2142623066902161,"channel":1,"num_words":1,"start":1158.245,"end":1158.745},{"sentences":[{"text":"know yet.","start":1158.285,"end":1159.025,"sentiment":"neutral","sentiment_score":-0.1513131633400917},{"text":"Probably doesn't know just yet.","start":1159.885,"end":1161.325,"sentiment":"neutral","sentiment_score":-0.17724668979644775},{"text":"Yeah.","start":1161.325,"end":1161.825,"sentiment":"neutral","sentiment_score":-0.03902731090784073}],"sentiment":"neutral","sentiment_score":-0.15348588582128286,"channel":0,"num_words":8,"start":1158.285,"end":1161.825},{"sentences":[{"text":"No.","start":1161.685,"end":1162.0851,"sentiment":"neutral","sentiment_score":-0.13283923268318176},{"text":"He'd","start":1162.0851,"end":1162.3251,"sentiment":"neutral","sentiment_score":-0.14006325602531433}],"sentiment":"neutral","sentiment_score":-0.13645124435424805,"channel":1,"num_words":2,"start":1161.685,"end":1162.3251},{"sentences":[{"text":"Alternatively,","start":1162.285,"end":1162.785,"sentiment":"neutral","sentiment_score":-0.1435486376285553}],"sentiment":"neutral","sentiment_score":-0.1435486376285553,"channel":0,"num_words":1,"start":1162.285,"end":1162.785},{"sentences":[{"text":"just be picking my soccer balls.","start":1162.3251,"end":1163.8651,"sentiment":"neutral","sentiment_score":-0.08528578529755275}],"sentiment":"neutral","sentiment_score":-0.08528578529755275,"channel":1,"num_words":6,"start":1162.3251,"end":1163.8651},{"sentences":[{"text":"yeah, alternatively, another way of the structuring is that everything kinda just gets sold off, liquidated, and then the money can just be spread across.","start":1165.65,"end":1173.35,"sentiment":"neutral","sentiment_score":-0.03652228482067585}],"sentiment":"neutral","sentiment_score":-0.03652228482067585,"channel":0,"num_words":25,"start":1165.65,"end":1173.35},{"sentences":[{"text":"Yeah.","start":1174.02,"end":1174.26,"sentiment":"neutral","sentiment_score":0.08799900114536285}],"sentiment":"neutral","sentiment_score":0.08799900114536285,"channel":1,"num_words":1,"start":1174.02,"end":1174.26},{"sentences":[{"text":"Another","start":1174.0499,"end":1174.45,"sentiment":"neutral","sentiment_score":0.16050978004932404}],"sentiment":"neutral","sentiment_score":0.16050978004932404,"channel":0,"num_words":1,"start":1174.0499,"end":1174.45},{"sentences":[{"text":"Right.","start":1174.26,"end":1174.76,"sentiment":"neutral","sentiment_score":0.25420135259628296}],"sentiment":"neutral","sentiment_score":0.25420135259628296,"channel":1,"num_words":1,"start":1174.26,"end":1174.76},{"sentences":[{"text":"good aspect is because your kids are still quite young, they're you how many kids do you have?","start":1174.45,"end":1180.065,"sentiment":"positive","sentiment_score":0.3695361697011524}],"sentiment":"positive","sentiment_score":0.3695361697011524,"channel":0,"num_words":18,"start":1174.45,"end":1180.065},{"sentences":[{"text":"Just two.","start":1180.5,"end":1181.24,"sentiment":"neutral","sentiment_score":0.06735578924417496}],"sentiment":"neutral","sentiment_score":0.06735578924417496,"channel":1,"num_words":2,"start":1180.5,"end":1181.24},{"sentences":[{"text":"Just two and they're both 18?","start":1181.485,"end":1183.265,"sentiment":"neutral","sentiment_score":0.06647899250189464},{"text":"Both young?","start":1183.4049,"end":1184.1449,"sentiment":"neutral","sentiment_score":0.06369658559560776}],"sentiment":"neutral","sentiment_score":0.06578339077532291,"channel":0,"num_words":8,"start":1181.485,"end":1184.1449},{"sentences":[{"text":"Yep.","start":1184.125,"end":1184.605,"sentiment":"neutral","sentiment_score":0.11893625557422638},{"text":"Yep.","start":1184.605,"end":1185.105,"sentiment":"neutral","sentiment_score":0.12062393873929976}],"sentiment":"neutral","sentiment_score":0.11978009715676308,"channel":1,"num_words":2,"start":1184.125,"end":1185.105},{"sentences":[{"text":"Yeah.","start":1185.005,"end":1185.485,"sentiment":"neutral","sentiment_score":0.1152861937880516}],"sentiment":"neutral","sentiment_score":0.1152861937880516,"channel":0,"num_words":1,"start":1185.005,"end":1185.485},{"sentences":[{"text":"Oh,","start":1185.405,"end":1185.5651,"sentiment":"neutral","sentiment_score":0.08282889425754547}],"sentiment":"neutral","sentiment_score":0.08282889425754547,"channel":1,"num_words":1,"start":1185.405,"end":1185.5651},{"sentences":[{"text":"Yeah.","start":1185.485,"end":1185.8049,"sentiment":"neutral","sentiment_score":0.07227666676044464}],"sentiment":"neutral","sentiment_score":0.07227666676044464,"channel":0,"num_words":1,"start":1185.485,"end":1185.8049},{"sentences":[{"text":"one","start":1185.5651,"end":1185.885,"sentiment":"neutral","sentiment_score":0.06390701234340668}],"sentiment":"neutral","sentiment_score":0.06390701234340668,"channel":1,"num_words":1,"start":1185.5651,"end":1185.885},{"sentences":[{"text":"So","start":1185.8049,"end":1186.0449,"sentiment":"neutral","sentiment_score":0.06300649046897888}],"sentiment":"neutral","sentiment_score":0.06300649046897888,"channel":0,"num_words":1,"start":1185.8049,"end":1186.0449},{"sentences":[{"text":"15","start":1185.885,"end":1186.365,"sentiment":"neutral","sentiment_score":0.10467787086963654}],"sentiment":"neutral","sentiment_score":0.10467787086963654,"channel":1,"num_words":1,"start":1185.885,"end":1186.365},{"sentences":[{"text":"be","start":1186.0449,"end":1186.445,"sentiment":"neutral","sentiment_score":0.10984888672828674}],"sentiment":"neutral","sentiment_score":0.10984888672828674,"channel":0,"num_words":1,"start":1186.0449,"end":1186.445},{"sentences":[{"text":"and one five.","start":1186.365,"end":1187.265,"sentiment":"neutral","sentiment_score":0.10442372411489487}],"sentiment":"neutral","sentiment_score":0.10442372411489487,"channel":1,"num_words":3,"start":1186.365,"end":1187.265},{"sentences":[{"text":"okay.","start":1187.565,"end":1188.0449,"sentiment":"neutral","sentiment_score":0.20865990221500397},{"text":"Yeah.","start":1188.0449,"end":1188.365,"sentiment":"neutral","sentiment_score":0.33066481351852417},{"text":"Perfect.","start":1188.365,"end":1188.865,"sentiment":"positive","sentiment_score":0.5637180805206299},{"text":"So another way of sort of looking at it is because one of your kids is they're both 18, so still technically your financial dependent.","start":1189.565,"end":1195.6901,"sentiment":"neutral","sentiment_score":0.18600520372390747},{"text":"Having things, you could have the money put into trust for them in the event of something happening, have the money go into trust and distributed to them, you know, at a later date when they turn 18 or 21 or 30 or whatever you kind of just choose or decide.","start":1196.63,"end":1209.8251,"sentiment":"neutral","sentiment_score":0.19320000488968456}],"sentiment":"neutral","sentiment_score":0.19754902707247796,"channel":0,"num_words":79,"start":1187.565,"end":1209.8251},{"sentences":[{"text":"Or you can have it sort of set up so it distributes income to them at, you know, certain points of time.","start":1210.685,"end":1216.525,"sentiment":"neutral","sentiment_score":0.23682960800149225},{"text":"So having a will join up by solicitor allows you a lot more structure around what you want to happen, how you want it to be paid.","start":1216.525,"end":1223.7,"sentiment":"positive","sentiment_score":0.373185110312921},{"text":"You can have, you know, trust set up.","start":1223.7,"end":1225.86,"sentiment":"positive","sentiment_score":0.34142328798770905},{"text":"Some money can be be distributed to children in certain assets.","start":1225.86,"end":1229.48,"sentiment":"positive","sentiment_score":0.38481067798354407},{"text":"It just gives you a lot more control over what you want to happen to all of your assets and things.","start":1229.7799,"end":1235.165,"sentiment":"positive","sentiment_score":0.4041332418010348}],"sentiment":"positive","sentiment_score":0.3453634965620684,"channel":0,"num_words":89,"start":1210.685,"end":1235.165},{"sentences":[{"text":"Does that help?","start":1235.165,"end":1235.645,"sentiment":"neutral","sentiment_score":0.2066717247168223},{"text":"Does that answer your question?","start":1235.645,"end":1236.865,"sentiment":"neutral","sentiment_score":0.05399812534451485}],"sentiment":"neutral","sentiment_score":0.11125072510913014,"channel":0,"num_words":8,"start":1235.165,"end":1236.865},{"sentences":[{"text":"Yeah.","start":1236.86,"end":1237.18,"sentiment":"neutral","sentiment_score":0.09712445735931396},{"text":"Yeah.","start":1237.18,"end":1237.68,"sentiment":"neutral","sentiment_score":0.11528412997722626}],"sentiment":"neutral","sentiment_score":0.10620429366827011,"channel":1,"num_words":2,"start":1236.86,"end":1237.68},{"sentences":[{"text":"Yeah.","start":1237.885,"end":1238.285,"sentiment":"neutral","sentiment_score":0.15554851293563843},{"text":"Yep.","start":1238.285,"end":1238.685,"sentiment":"neutral","sentiment_score":0.2695290446281433},{"text":"Perfect.","start":1238.685,"end":1239.185,"sentiment":"positive","sentiment_score":0.42379266023635864},{"text":"But I'll send through the email after the call for you just so you have that information there around the solicitor's details, the cost of setting up a will, because it is something to maybe have a chat about with your wife and work out what your wishes are, and also a power of attorney.","start":1239.5651,"end":1254.37,"sentiment":"neutral","sentiment_score":0.155037192187526},{"text":"So another really big important asset is having a power of attorney in place.","start":1254.37,"end":1257.89,"sentiment":"neutral","sentiment_score":0.1355990692973137}],"sentiment":"neutral","sentiment_score":0.1565875383093953,"channel":0,"num_words":72,"start":1237.885,"end":1257.89},{"sentences":[{"text":"So in the event that you're unable to make decisions on your own, whether that be financial or whether that be, you know, medical decisions that someone knows what you want to happen and that you've got someone appointed to follow the direction that you've outlaid.","start":1257.89,"end":1273.325,"sentiment":"neutral","sentiment_score":0.08955873986301215},{"text":"So","start":1274.105,"end":1274.2649,"sentiment":"neutral","sentiment_score":0.09500062465667725}],"sentiment":"neutral","sentiment_score":0.08967452464585608,"channel":0,"num_words":47,"start":1257.89,"end":1274.2649},{"sentences":[{"text":"So","start":1274.135,"end":1274.635,"sentiment":"neutral","sentiment_score":0.0802762359380722}],"sentiment":"neutral","sentiment_score":0.0802762359380722,"channel":1,"num_words":1,"start":1274.135,"end":1274.635},{"sentences":[{"text":"having a power of attorney","start":1274.2649,"end":1275.465,"sentiment":"neutral","sentiment_score":0.09144633114337922}],"sentiment":"neutral","sentiment_score":0.09144633114337922,"channel":0,"num_words":5,"start":1274.2649,"end":1275.465},{"sentences":[{"text":"in","start":1275.415,"end":1275.895,"sentiment":"neutral","sentiment_score":0.018572062253952023}],"sentiment":"neutral","sentiment_score":0.018572062253952023,"channel":1,"num_words":1,"start":1275.415,"end":1275.895},{"sentences":[{"text":"yes.","start":1275.705,"end":1276.0249,"sentiment":"neutral","sentiment_score":0.07714749872684479}],"sentiment":"neutral","sentiment_score":0.07714749872684479,"channel":0,"num_words":1,"start":1275.705,"end":1276.0249},{"sentences":[{"text":"in","start":1275.895,"end":1276.215,"sentiment":"neutral","sentiment_score":-0.019674252718687057}],"sentiment":"neutral","sentiment_score":-0.019674252718687057,"channel":1,"num_words":1,"start":1275.895,"end":1276.215},{"sentences":[{"text":"Sorry.","start":1276.0249,"end":1276.5249,"sentiment":"neutral","sentiment_score":-0.032977111637592316}],"sentiment":"neutral","sentiment_score":-0.032977111637592316,"channel":0,"num_words":1,"start":1276.0249,"end":1276.5249},{"sentences":[{"text":"my I thought when I originally set up all this, like, years ago when I first come with you, I thought, I don't know if you guys helped me appoint my wife as the power of attorney, or she's just the the receiver of anything of of the money if I if I pass.","start":1276.215,"end":1294.3401,"sentiment":"neutral","sentiment_score":-0.09639318742685848}],"sentiment":"neutral","sentiment_score":-0.09639318742685848,"channel":1,"num_words":54,"start":1276.215,"end":1294.3401},{"sentences":[{"text":"Yeah.","start":1294.545,"end":1294.9451,"sentiment":"neutral","sentiment_score":0.1551046520471573},{"text":"That's a really good question.","start":1294.9451,"end":1296.305,"sentiment":"positive","sentiment_score":0.4794135093688965},{"text":"So we've actually helped you set up your beneficiary nomination on your super and your life insurance, which note here that your wife is a 100% beneficiary.","start":1296.305,"end":1304.64,"sentiment":"neutral","sentiment_score":0.33219211024266704},{"text":"And that","start":1305.1,"end":1305.5,"sentiment":"neutral","sentiment_score":0.21584665775299072}],"sentiment":"positive","sentiment_score":0.3415157854557037,"channel":0,"num_words":35,"start":1294.545,"end":1305.5},{"sentences":[{"text":"Yep.","start":1305.405,"end":1305.905,"sentiment":"neutral","sentiment_score":0.13810411095619202}],"sentiment":"neutral","sentiment_score":0.13810411095619202,"channel":1,"num_words":1,"start":1305.405,"end":1305.905},{"sentences":[{"text":"means if you were to pass away, your super and your life proceeds can be paid directly to her, but that's","start":1305.5,"end":1312.7799,"sentiment":"neutral","sentiment_score":0.06341405585408211}],"sentiment":"neutral","sentiment_score":0.06341405585408211,"channel":0,"num_words":21,"start":1305.5,"end":1312.7799},{"sentences":[{"text":"But","start":1312.63,"end":1312.79,"sentiment":"neutral","sentiment_score":-0.008417613804340363}],"sentiment":"neutral","sentiment_score":-0.008417613804340363,"channel":1,"num_words":1,"start":1312.63,"end":1312.79},{"sentences":[{"text":"very","start":1312.7799,"end":1313.1,"sentiment":"neutral","sentiment_score":-0.07492398470640182}],"sentiment":"neutral","sentiment_score":-0.07492398470640182,"channel":0,"num_words":1,"start":1312.7799,"end":1313.1},{"sentences":[{"text":"that doesn't","start":1312.79,"end":1313.4501,"sentiment":"neutral","sentiment_score":-0.08510598912835121}],"sentiment":"neutral","sentiment_score":-0.08510598912835121,"channel":1,"num_words":2,"start":1312.79,"end":1313.4501},{"sentences":[{"text":"different.","start":1313.1,"end":1313.6,"sentiment":"neutral","sentiment_score":-0.12955479323863983}],"sentiment":"neutral","sentiment_score":-0.12955479323863983,"channel":0,"num_words":1,"start":1313.1,"end":1313.6},{"sentences":[{"text":"do anything with the assets or anything.","start":1313.51,"end":1315.29,"sentiment":"neutral","sentiment_score":-0.1546051065836634}],"sentiment":"neutral","sentiment_score":-0.1546051065836634,"channel":1,"num_words":7,"start":1313.51,"end":1315.29},{"sentences":[{"text":"It it does only with your super and your life cover.","start":1315.635,"end":1318.195,"sentiment":"neutral","sentiment_score":-0.04219797829335386},{"text":"It doesn't cover anything that's not your life insurance or your superannuation.","start":1318.195,"end":1322.215,"sentiment":"neutral","sentiment_score":-0.16865964544316134},{"text":"So everything outside of those two things is encompassed into a will.","start":1322.595,"end":1327.015,"sentiment":"neutral","sentiment_score":0.028511182715495426},{"text":"And","start":1327.475,"end":1327.715,"sentiment":"neutral","sentiment_score":0.01226523146033287}],"sentiment":"neutral","sentiment_score":-0.05926928006940418,"channel":0,"num_words":36,"start":1315.635,"end":1327.715},{"sentences":[{"text":"Okay.","start":1327.625,"end":1328.1051,"sentiment":"neutral","sentiment_score":0.011433400213718414}],"sentiment":"neutral","sentiment_score":0.011433400213718414,"channel":1,"num_words":1,"start":1327.625,"end":1328.1051},{"sentences":[{"text":"apart","start":1327.715,"end":1328.115,"sentiment":"neutral","sentiment_score":-0.004524402320384979}],"sentiment":"neutral","sentiment_score":-0.004524402320384979,"channel":0,"num_words":1,"start":1327.715,"end":1328.115},{"sentences":[{"text":"So all","start":1328.1051,"end":1328.745,"sentiment":"neutral","sentiment_score":-0.008097400888800621}],"sentiment":"neutral","sentiment_score":-0.008097400888800621,"channel":1,"num_words":2,"start":1328.1051,"end":1328.745},{"sentences":[{"text":"yeah.","start":1328.6749,"end":1329.1749,"sentiment":"neutral","sentiment_score":0.006708594039082527}],"sentiment":"neutral","sentiment_score":0.006708594039082527,"channel":0,"num_words":1,"start":1328.6749,"end":1329.1749},{"sentences":[{"text":"all of my, like, say, my savings and whatnot,","start":1328.745,"end":1331.885,"sentiment":"neutral","sentiment_score":-0.008167621731344197}],"sentiment":"neutral","sentiment_score":-0.008167621731344197,"channel":1,"num_words":9,"start":1328.745,"end":1331.885},{"sentences":[{"text":"Yep.","start":1331.6499,"end":1332.1499,"sentiment":"neutral","sentiment_score":0.012750796042382715},{"text":"Yep.","start":1332.37,"end":1332.69,"sentiment":"neutral","sentiment_score":-0.0021822676062583923}],"sentiment":"neutral","sentiment_score":0.0052842642180621615,"channel":0,"num_words":2,"start":1331.6499,"end":1332.69},{"sentences":[{"text":"that's","start":1332.425,"end":1332.745,"sentiment":"neutral","sentiment_score":-0.02790607511997223}],"sentiment":"neutral","sentiment_score":-0.02790607511997223,"channel":1,"num_words":1,"start":1332.425,"end":1332.745},{"sentences":[{"text":"That's","start":1332.69,"end":1332.9299,"sentiment":"neutral","sentiment_score":-0.18540947139263153}],"sentiment":"neutral","sentiment_score":-0.18540947139263153,"channel":0,"num_words":1,"start":1332.69,"end":1332.9299},{"sentences":[{"text":"not included.","start":1332.745,"end":1333.4851,"sentiment":"neutral","sentiment_score":-0.16483142226934433}],"sentiment":"neutral","sentiment_score":-0.16483142226934433,"channel":1,"num_words":2,"start":1332.745,"end":1333.4851},{"sentences":[{"text":"No.","start":1333.97,"end":1334.2899,"sentiment":"neutral","sentiment_score":-0.1787491738796234},{"text":"No.","start":1334.2899,"end":1334.61,"sentiment":"neutral","sentiment_score":-0.13824473321437836},{"text":"So the beneficiary","start":1334.61,"end":1335.51,"sentiment":"neutral","sentiment_score":-0.08072977016369502}],"sentiment":"neutral","sentiment_score":-0.11183664351701736,"channel":0,"num_words":5,"start":1333.97,"end":1335.51},{"sentences":[{"text":"Yeah.","start":1335.0651,"end":1335.385,"sentiment":"neutral","sentiment_score":-0.04198681190609932},{"text":"Right.","start":1335.385,"end":1335.885,"sentiment":"neutral","sentiment_score":0.00003094598650932312}],"sentiment":"neutral","sentiment_score":-0.020977932959794998,"channel":1,"num_words":2,"start":1335.0651,"end":1335.885},{"sentences":[{"text":"nominations for super only covers your super balance, which can be paid to your wife and your life insurance proceeds, which again get paid to your wife.","start":1335.57,"end":1343.615,"sentiment":"neutral","sentiment_score":0.010543666504047535},{"text":"They're covered by the beneficiary nominations","start":1343.615,"end":1345.795,"sentiment":"neutral","sentiment_score":0.09880487372477849}],"sentiment":"neutral","sentiment_score":0.02659115872599862,"channel":0,"num_words":33,"start":1335.57,"end":1345.795},{"sentences":[{"text":"Yeah.","start":1346.11,"end":1346.4299,"sentiment":"neutral","sentiment_score":0.1908955425024033},{"text":"Fine","start":1346.4299,"end":1346.75,"sentiment":"positive","sentiment_score":0.48471736907958984}],"sentiment":"positive","sentiment_score":0.33780645579099655,"channel":1,"num_words":2,"start":1346.11,"end":1346.75},{"sentences":[{"text":"that","start":1346.655,"end":1346.815,"sentiment":"positive","sentiment_score":0.38835668563842773}],"sentiment":"positive","sentiment_score":0.38835668563842773,"channel":0,"num_words":1,"start":1346.655,"end":1346.815},{"sentences":[{"text":"time.","start":1346.75,"end":1347.25,"sentiment":"positive","sentiment_score":0.4196292757987976}],"sentiment":"positive","sentiment_score":0.4196292757987976,"channel":1,"num_words":1,"start":1346.75,"end":1347.25},{"sentences":[{"text":"you have set up already, and they're correct as per your wishes.","start":1346.815,"end":1350.035,"sentiment":"positive","sentiment_score":0.4114517693718274},{"text":"Everything outside of super is your home, your contents, your cars, your savings accounts, anything that's out, you know, in your home, on your bank accounts, those are all separate, and those are estate assets, whereas","start":1350.655,"end":1364.09,"sentiment":"neutral","sentiment_score":-0.00005165197783046289}],"sentiment":"neutral","sentiment_score":0.10282420335958402,"channel":0,"num_words":48,"start":1346.815,"end":1364.09},{"sentences":[{"text":"And","start":1363.925,"end":1364.245,"sentiment":"neutral","sentiment_score":-0.061524271965026855}],"sentiment":"neutral","sentiment_score":-0.061524271965026855,"channel":1,"num_words":1,"start":1363.925,"end":1364.245},{"sentences":[{"text":"your","start":1364.09,"end":1364.49,"sentiment":"neutral","sentiment_score":-0.14996352791786194}],"sentiment":"neutral","sentiment_score":-0.14996352791786194,"channel":0,"num_words":1,"start":1364.09,"end":1364.49},{"sentences":[{"text":"if I was","start":1364.245,"end":1364.7251,"sentiment":"neutral","sentiment_score":-0.1456108589967092}],"sentiment":"neutral","sentiment_score":-0.1456108589967092,"channel":1,"num_words":3,"start":1364.245,"end":1364.7251},{"sentences":[{"text":"super","start":1364.49,"end":1364.8099,"sentiment":"neutral","sentiment_score":-0.19290898740291595}],"sentiment":"neutral","sentiment_score":-0.19290898740291595,"channel":0,"num_words":1,"start":1364.49,"end":1364.8099},{"sentences":[{"text":"to","start":1364.7251,"end":1365.045,"sentiment":"neutral","sentiment_score":-0.1652163714170456}],"sentiment":"neutral","sentiment_score":-0.1652163714170456,"channel":1,"num_words":1,"start":1364.7251,"end":1365.045},{"sentences":[{"text":"and your life cover are not.","start":1364.8099,"end":1366.49,"sentiment":"neutral","sentiment_score":-0.11436254406968753},{"text":"Sorry.","start":1366.49,"end":1366.99,"sentiment":"neutral","sentiment_score":-0.15108206868171692}],"sentiment":"neutral","sentiment_score":-0.11960819044283458,"channel":0,"num_words":7,"start":1364.8099,"end":1366.99},{"sentences":[{"text":"so if I was to appoint a power of attorney, would they have control as to what happens with them?","start":1367.285,"end":1372.61,"sentiment":"neutral","sentiment_score":-0.18691328167915344}],"sentiment":"neutral","sentiment_score":-0.18691328167915344,"channel":1,"num_words":20,"start":1367.285,"end":1372.61},{"sentences":[{"text":"So power of attorney is completely separate again.","start":1373.3049,"end":1375.705,"sentiment":"neutral","sentiment_score":-0.13971879053860903},{"text":"A power of attorney is you nominating an attorney to make decisions in the event that you're unable to whilst you're still living.","start":1375.705,"end":1383.63,"sentiment":"neutral","sentiment_score":-0.0654461462577076},{"text":"So a power of attorney,","start":1383.63,"end":1384.99,"sentiment":"neutral","sentiment_score":0.020637869089841842}],"sentiment":"neutral","sentiment_score":-0.06999506507741494,"channel":0,"num_words":36,"start":1373.3049,"end":1384.99},{"sentences":[{"text":"Yep.","start":1384.75,"end":1385.25,"sentiment":"neutral","sentiment_score":0.03859185427427292}],"sentiment":"neutral","sentiment_score":0.03859185427427292,"channel":1,"num_words":1,"start":1384.75,"end":1385.25},{"sentences":[{"text":"if you, say,","start":1384.99,"end":1385.55,"sentiment":"neutral","sentiment_score":-0.015861133734385174}],"sentiment":"neutral","sentiment_score":-0.015861133734385174,"channel":0,"num_words":3,"start":1384.99,"end":1385.55},{"sentences":[{"text":"Yep.","start":1385.47,"end":1385.865,"sentiment":"neutral","sentiment_score":-0.06989258527755737}],"sentiment":"neutral","sentiment_score":-0.06989258527755737,"channel":1,"num_words":1,"start":1385.47,"end":1385.865},{"sentences":[{"text":"have a car accident and you're in, you know, a medical coma or you're having surgery and you can't make those decisions for you, a power of attorney can be placed in force, and it's a legal document set up by a solicitor, and that person has direction to make wishes for you.","start":1385.55,"end":1402.8049,"sentiment":"neutral","sentiment_score":-0.0523947666416753},{"text":"They can decide what surgery you're gonna have, whether they get you have surgery or not, you know, if if","start":1402.8049,"end":1408.485,"sentiment":"neutral","sentiment_score":-0.019066418614238502}],"sentiment":"neutral","sentiment_score":-0.043263712387583024,"channel":0,"num_words":73,"start":1385.55,"end":1408.485},{"sentences":[{"text":"And","start":1408.48,"end":1408.7999,"sentiment":"neutral","sentiment_score":-0.023748021572828293}],"sentiment":"neutral","sentiment_score":-0.023748021572828293,"channel":1,"num_words":1,"start":1408.48,"end":1408.7999},{"sentences":[{"text":"you're in","start":1408.485,"end":1408.8049,"sentiment":"neutral","sentiment_score":-0.0385509692132473}],"sentiment":"neutral","sentiment_score":-0.0385509692132473,"channel":0,"num_words":2,"start":1408.485,"end":1408.8049},{"sentences":[{"text":"if","start":1408.7999,"end":1409.04,"sentiment":"neutral","sentiment_score":-0.05149157345294952}],"sentiment":"neutral","sentiment_score":-0.05149157345294952,"channel":1,"num_words":1,"start":1408.7999,"end":1409.04},{"sentences":[{"text":"a medical","start":1408.8049,"end":1409.365,"sentiment":"neutral","sentiment_score":-0.06313367560505867}],"sentiment":"neutral","sentiment_score":-0.06313367560505867,"channel":0,"num_words":2,"start":1408.8049,"end":1409.365},{"sentences":[{"text":"I didn't","start":1409.04,"end":1409.52,"sentiment":"neutral","sentiment_score":-0.08244550973176956}],"sentiment":"neutral","sentiment_score":-0.08244550973176956,"channel":1,"num_words":2,"start":1409.04,"end":1409.52},{"sentences":[{"text":"coma.","start":1409.365,"end":1409.865,"sentiment":"neutral","sentiment_score":-0.10197103023529051}],"sentiment":"neutral","sentiment_score":-0.10197103023529051,"channel":0,"num_words":1,"start":1409.365,"end":1409.865},{"sentences":[{"text":"have a will if I didn't have a will at that point, would they have the power to create my will?","start":1409.52,"end":1415.94,"sentiment":"neutral","sentiment_score":-0.04747995831781909}],"sentiment":"neutral","sentiment_score":-0.04747995831781909,"channel":1,"num_words":21,"start":1409.52,"end":1415.94},{"sentences":[{"text":"No.","start":1416.8099,"end":1417.0499,"sentiment":"neutral","sentiment_score":-0.2273927927017212},{"text":"They don't.","start":1417.0499,"end":1417.7699,"sentiment":"neutral","sentiment_score":-0.18100839108228683},{"text":"No.","start":1417.7699,"end":1418.1699,"sentiment":"neutral","sentiment_score":-0.24699823558330536}],"sentiment":"neutral","sentiment_score":-0.20910195261240005,"channel":0,"num_words":4,"start":1416.8099,"end":1418.1699},{"sentences":[{"text":"No.","start":1417.875,"end":1418.375,"sentiment":"neutral","sentiment_score":-0.25615233182907104}],"sentiment":"neutral","sentiment_score":-0.25615233182907104,"channel":1,"num_words":1,"start":1417.875,"end":1418.375},{"sentences":[{"text":"No.","start":1418.1699,"end":1418.6699,"sentiment":"neutral","sentiment_score":-0.2210460603237152}],"sentiment":"neutral","sentiment_score":-0.2210460603237152,"channel":0,"num_words":1,"start":1418.1699,"end":1418.6699},{"sentences":[{"text":"Okay.","start":1418.515,"end":1419.015,"sentiment":"neutral","sentiment_score":-0.120314322412014}],"sentiment":"neutral","sentiment_score":-0.120314322412014,"channel":1,"num_words":1,"start":1418.515,"end":1419.015},{"sentences":[{"text":"It's all","start":1418.73,"end":1419.13,"sentiment":"neutral","sentiment_score":-0.08750027418136597}],"sentiment":"neutral","sentiment_score":-0.08750027418136597,"channel":0,"num_words":2,"start":1418.73,"end":1419.13},{"sentences":[{"text":"So","start":1419.0751,"end":1419.3151,"sentiment":"neutral","sentiment_score":-0.08249090611934662}],"sentiment":"neutral","sentiment_score":-0.08249090611934662,"channel":1,"num_words":1,"start":1419.0751,"end":1419.3151},{"sentences":[{"text":"kinda","start":1419.13,"end":1419.37,"sentiment":"neutral","sentiment_score":-0.11474781483411788}],"sentiment":"neutral","sentiment_score":-0.11474781483411788,"channel":0,"num_words":1,"start":1419.13,"end":1419.37},{"sentences":[{"text":"what","start":1419.3151,"end":1419.8151,"sentiment":"neutral","sentiment_score":-0.1375216543674469}],"sentiment":"neutral","sentiment_score":-0.1375216543674469,"channel":1,"num_words":1,"start":1419.3151,"end":1419.8151},{"sentences":[{"text":"gotta be set up whilst you have capacity to do so.","start":1419.37,"end":1422.09,"sentiment":"neutral","sentiment_score":-0.12837394123727625},{"text":"The power of attorney and will all needs to be done whilst you have mental and physical capacity to make those decisions.","start":1422.09,"end":1428.455,"sentiment":"neutral","sentiment_score":-0.08889505775137381}],"sentiment":"neutral","sentiment_score":-0.10205468558000796,"channel":0,"num_words":33,"start":1419.37,"end":1428.455},{"sentences":[{"text":"so what would happen with all my things if I was to go tomorrow with no will?","start":1428.5951,"end":1432.41,"sentiment":"neutral","sentiment_score":-0.15734625125632568}],"sentiment":"neutral","sentiment_score":-0.15734625125632568,"channel":1,"num_words":17,"start":1428.5951,"end":1432.41},{"sentences":[{"text":"It would go into probate.","start":1432.835,"end":1434.455,"sentiment":"neutral","sentiment_score":-0.2557861149311066},{"text":"Essentially, your wife would still be able to live in the house and do all the bits and pieces.","start":1435.315,"end":1439.1549,"sentiment":"neutral","sentiment_score":-0.10032571107149124},{"text":"It wouldn't be a problem, but it would go in everything would have to go through probate, which essentially means that it goes through a court process, and the judge decides what happens to all of your assets in accordance with local or, you know, state legislation.","start":1439.1549,"end":1455.325,"sentiment":"neutral","sentiment_score":-0.08100708035078455},{"text":"Majority","start":1455.945,"end":1456.4249,"sentiment":"neutral","sentiment_score":-0.0012814980000257492}],"sentiment":"neutral","sentiment_score":-0.09713518554862174,"channel":0,"num_words":72,"start":1432.835,"end":1456.4249},{"sentences":[{"text":"Right.","start":1456.075,"end":1456.5549,"sentiment":"neutral","sentiment_score":-0.0021263733506202698}],"sentiment":"neutral","sentiment_score":-0.0021263733506202698,"channel":1,"num_words":1,"start":1456.075,"end":1456.5549},{"sentences":[{"text":"of the","start":1456.4249,"end":1456.6649,"sentiment":"neutral","sentiment_score":-0.014118878170847893}],"sentiment":"neutral","sentiment_score":-0.014118878170847893,"channel":0,"num_words":2,"start":1456.4249,"end":1456.6649},{"sentences":[{"text":"Okay.","start":1456.5549,"end":1457.0549,"sentiment":"neutral","sentiment_score":-0.013413004577159882}],"sentiment":"neutral","sentiment_score":-0.013413004577159882,"channel":1,"num_words":1,"start":1456.5549,"end":1457.0549},{"sentences":[{"text":"time, it all passes directly to your wife.","start":1456.6649,"end":1459.1649,"sentiment":"neutral","sentiment_score":-0.018148748902603984},{"text":"That's","start":1459.225,"end":1459.5449,"sentiment":"neutral","sentiment_score":-0.016302675008773804}],"sentiment":"neutral","sentiment_score":-0.017943629581067298,"channel":0,"num_words":9,"start":1456.6649,"end":1459.5449},{"sentences":[{"text":"Yep.","start":1459.355,"end":1459.855,"sentiment":"neutral","sentiment_score":-0.0405239537358284}],"sentiment":"neutral","sentiment_score":-0.0405239537358284,"channel":1,"num_words":1,"start":1459.355,"end":1459.855},{"sentences":[{"text":"normally how we all want it to go, but there","start":1459.5449,"end":1461.945,"sentiment":"neutral","sentiment_score":-0.06543152928352355}],"sentiment":"neutral","sentiment_score":-0.06543152928352355,"channel":0,"num_words":10,"start":1459.5449,"end":1461.945},{"sentences":[{"text":"Yep.","start":1461.835,"end":1462.26,"sentiment":"neutral","sentiment_score":-0.08876534551382065}],"sentiment":"neutral","sentiment_score":-0.08876534551382065,"channel":1,"num_words":1,"start":1461.835,"end":1462.26},{"sentences":[{"text":"are certain circumstances where we want something different to maybe go to a mother or brother or sister or a cousin or just someone we wanna look after or we wanna bequest something to, maybe to a charity that we like or something.","start":1461.945,"end":1473.76,"sentiment":"neutral","sentiment_score":-0.04081770110615464},{"text":"So, normally, all this goes direct to your wife, but there are instances where somebody can come up, make a claim, and a judge says, hey.","start":1473.76,"end":1480.405,"sentiment":"neutral","sentiment_score":-0.2248901676100034},{"text":"Yeah.","start":1480.405,"end":1480.805,"sentiment":"neutral","sentiment_score":-0.18737447261810303},{"text":"You're entitled to a claim on this.","start":1480.805,"end":1482.5651,"sentiment":"neutral","sentiment_score":-0.26204508755888256},{"text":"I'm gonna give you this much money or this is gonna go to you.","start":1482.5651,"end":1486.085,"sentiment":"negative","sentiment_score":-0.5456086077860424}],"sentiment":"neutral","sentiment_score":-0.1896979791204353,"channel":0,"num_words":91,"start":1461.945,"end":1486.085},{"sentences":[{"text":"So","start":1486.085,"end":1486.585,"sentiment":"negative","sentiment_score":-0.4834183156490326}],"sentiment":"negative","sentiment_score":-0.4834183156490326,"channel":0,"num_words":1,"start":1486.085,"end":1486.585},{"sentences":[{"text":"Yeah.","start":1486.245,"end":1486.725,"sentiment":"negative","sentiment_score":-0.6028298139572144}],"sentiment":"negative","sentiment_score":-0.6028298139572144,"channel":1,"num_words":1,"start":1486.245,"end":1486.725},{"sentences":[{"text":"it's","start":1486.605,"end":1487.105,"sentiment":"negative","sentiment_score":-0.6793758869171143}],"sentiment":"negative","sentiment_score":-0.6793758869171143,"channel":0,"num_words":1,"start":1486.605,"end":1487.105},{"sentences":[{"text":"And upsets","start":1486.725,"end":1487.365,"sentiment":"negative","sentiment_score":-0.7322514951229095}],"sentiment":"negative","sentiment_score":-0.7322514951229095,"channel":1,"num_words":2,"start":1486.725,"end":1487.365},{"sentences":[{"text":"just","start":1487.125,"end":1487.445,"sentiment":"negative","sentiment_score":-0.7721194624900818}],"sentiment":"negative","sentiment_score":-0.7721194624900818,"channel":0,"num_words":1,"start":1487.125,"end":1487.445},{"sentences":[{"text":"the rest","start":1487.365,"end":1487.605,"sentiment":"negative","sentiment_score":-0.804738461971283}],"sentiment":"negative","sentiment_score":-0.804738461971283,"channel":1,"num_words":2,"start":1487.365,"end":1487.605},{"sentences":[{"text":"that","start":1487.445,"end":1487.945,"sentiment":"negative","sentiment_score":-0.6861149072647095}],"sentiment":"negative","sentiment_score":-0.6861149072647095,"channel":0,"num_words":1,"start":1487.445,"end":1487.945},{"sentences":[{"text":"of the family.","start":1487.605,"end":1488.345,"sentiment":"negative","sentiment_score":-0.6266575853029887}],"sentiment":"negative","sentiment_score":-0.6266575853029887,"channel":1,"num_words":3,"start":1487.605,"end":1488.345},{"sentences":[{"text":"it can.","start":1488.885,"end":1489.445,"sentiment":"neutral","sentiment_score":0.12315221130847931},{"text":"It can.","start":1489.445,"end":1490.085,"sentiment":"neutral","sentiment_score":0.11147020757198334},{"text":"Yeah.","start":1490.085,"end":1490.585,"sentiment":"neutral","sentiment_score":-0.013578617945313454},{"text":"It's always that can be the hardest time for a family going through that probate process.","start":1490.645,"end":1495.045,"sentiment":"neutral","sentiment_score":-0.18195658084005117},{"text":"It is lengthy and can be quite costly to the estate as well.","start":1495.045,"end":1498.41,"sentiment":"neutral","sentiment_score":-0.2399468616797374}],"sentiment":"neutral","sentiment_score":-0.16396906692534685,"channel":0,"num_words":34,"start":1488.885,"end":1498.41},{"sentences":[{"text":"So it is","start":1499.11,"end":1499.6699,"sentiment":"neutral","sentiment_score":-0.0345869114001592}],"sentiment":"neutral","sentiment_score":-0.0345869114001592,"channel":0,"num_words":3,"start":1499.11,"end":1499.6699},{"sentences":[{"text":"Because","start":1499.5801,"end":1499.9,"sentiment":"neutral","sentiment_score":-0.02711828052997589}],"sentiment":"neutral","sentiment_score":-0.02711828052997589,"channel":1,"num_words":1,"start":1499.5801,"end":1499.9},{"sentences":[{"text":"something","start":1499.6699,"end":1500.07,"sentiment":"neutral","sentiment_score":-0.003804087638854981}],"sentiment":"neutral","sentiment_score":-0.003804087638854981,"channel":0,"num_words":1,"start":1499.6699,"end":1500.07},{"sentences":[{"text":"I","start":1499.9,"end":1500.06,"sentiment":"neutral","sentiment_score":-0.0038703717291355137}],"sentiment":"neutral","sentiment_score":-0.0038703717291355137,"channel":1,"num_words":1,"start":1499.9,"end":1500.06},{"sentences":[{"text":"to definitely","start":1500.07,"end":1500.63,"sentiment":"neutral","sentiment_score":0.016399381682276726}],"sentiment":"neutral","sentiment_score":0.016399381682276726,"channel":0,"num_words":2,"start":1500.07,"end":1500.63},{"sentences":[{"text":"my","start":1500.4601,"end":1500.7001,"sentiment":"neutral","sentiment_score":0.023356255143880844}],"sentiment":"neutral","sentiment_score":0.023356255143880844,"channel":1,"num_words":1,"start":1500.4601,"end":1500.7001},{"sentences":[{"text":"consider.","start":1500.63,"end":1501.13,"sentiment":"neutral","sentiment_score":0.019785989075899124}],"sentiment":"neutral","sentiment_score":0.019785989075899124,"channel":0,"num_words":1,"start":1500.63,"end":1501.13},{"sentences":[{"text":"my auntie actually had a power of attorney to her her husband who was her ex husband by the time she passed.","start":1500.7001,"end":1511.915,"sentiment":"neutral","sentiment_score":-0.021057580470700155}],"sentiment":"neutral","sentiment_score":-0.021057580470700155,"channel":1,"num_words":22,"start":1500.7001,"end":1511.915},{"sentences":[{"text":"Yeah.","start":1512.485,"end":1512.985,"sentiment":"neutral","sentiment_score":-0.01879126951098442}],"sentiment":"neutral","sentiment_score":-0.01879126951098442,"channel":0,"num_words":1,"start":1512.485,"end":1512.985},{"sentences":[{"text":"And he was taking things from the house, and they pretty much took everything before her sisters, like my mom and and her sister","start":1513.095,"end":1522.58,"sentiment":"neutral","sentiment_score":-0.08163584272066753}],"sentiment":"neutral","sentiment_score":-0.08163584272066753,"channel":1,"num_words":24,"start":1513.095,"end":1522.58},{"sentences":[{"text":"Yep.","start":1523.38,"end":1523.88,"sentiment":"neutral","sentiment_score":-0.07204118371009827}],"sentiment":"neutral","sentiment_score":-0.07204118371009827,"channel":0,"num_words":1,"start":1523.38,"end":1523.88},{"sentences":[{"text":"couldn't get hold of them.","start":1524.08,"end":1525.2,"sentiment":"neutral","sentiment_score":-0.09151125252246857},{"text":"So, yeah, I understand.","start":1525.2,"end":1526.66,"sentiment":"neutral","sentiment_score":-0.03141338098794222}],"sentiment":"neutral","sentiment_score":-0.06480108739601241,"channel":1,"num_words":9,"start":1524.08,"end":1526.66},{"sentences":[{"text":"Wow.","start":1526.18,"end":1526.68,"sentiment":"neutral","sentiment_score":-0.08121994882822037}],"sentiment":"neutral","sentiment_score":-0.08121994882822037,"channel":0,"num_words":1,"start":1526.18,"end":1526.68},{"sentences":[{"text":"If you don't if you","start":1527.6,"end":1529.52,"sentiment":"neutral","sentiment_score":-0.12182688117027282}],"sentiment":"neutral","sentiment_score":-0.12182688117027282,"channel":1,"num_words":5,"start":1527.6,"end":1529.52},{"sentences":[{"text":"Yeah.","start":1529.38,"end":1529.88,"sentiment":"neutral","sentiment_score":-0.1293759047985077}],"sentiment":"neutral","sentiment_score":-0.1293759047985077,"channel":0,"num_words":1,"start":1529.38,"end":1529.88},{"sentences":[{"text":"don't do it properly,","start":1529.52,"end":1530.4199,"sentiment":"neutral","sentiment_score":-0.19320090487599373}],"sentiment":"neutral","sentiment_score":-0.19320090487599373,"channel":1,"num_words":4,"start":1529.52,"end":1530.4199},{"sentences":[{"text":"That's exactly","start":1531.14,"end":1531.96,"sentiment":"neutral","sentiment_score":-0.1926206648349762}],"sentiment":"neutral","sentiment_score":-0.1926206648349762,"channel":0,"num_words":2,"start":1531.14,"end":1531.96},{"sentences":[{"text":"things things","start":1531.6,"end":1532.24,"sentiment":"neutral","sentiment_score":-0.2588915377855301}],"sentiment":"neutral","sentiment_score":-0.2588915377855301,"channel":1,"num_words":2,"start":1531.6,"end":1532.24},{"sentences":[{"text":"right.","start":1532.1,"end":1532.6,"sentiment":"neutral","sentiment_score":-0.3013184070587158}],"sentiment":"neutral","sentiment_score":-0.3013184070587158,"channel":0,"num_words":1,"start":1532.1,"end":1532.6},{"sentences":[{"text":"can go bad.","start":1532.24,"end":1533.0599,"sentiment":"neutral","sentiment_score":-0.2693205078442891}],"sentiment":"neutral","sentiment_score":-0.2693205078442891,"channel":1,"num_words":3,"start":1532.24,"end":1533.0599},{"sentences":[{"text":"Absolutely.","start":1533.615,"end":1534.115,"sentiment":"neutral","sentiment_score":0.08903390169143677},{"text":"Absolutely.","start":1534.495,"end":1534.995,"sentiment":"neutral","sentiment_score":0.11904574185609818},{"text":"And with a power of attorney that goes into place whilst you're still living, a power of attorney is null and void once you pass away, and that's when the will comes into play as well as your beneficiary nominations.","start":1535.295,"end":1546.515,"sentiment":"neutral","sentiment_score":-0.018418812146410345},{"text":"So","start":1546.8151,"end":1547.28,"sentiment":"neutral","sentiment_score":0.04770100861787796}],"sentiment":"neutral","sentiment_score":-0.011185391481186068,"channel":0,"num_words":43,"start":1533.615,"end":1547.28},{"sentences":[{"text":"Yes.","start":1547.105,"end":1547.605,"sentiment":"neutral","sentiment_score":0.08294831216335297}],"sentiment":"neutral","sentiment_score":0.08294831216335297,"channel":1,"num_words":1,"start":1547.105,"end":1547.605},{"sentences":[{"text":"long as you have a will set up, a power of attorney, and your beneficiaries, then you've generally covered all of your bases.","start":1547.36,"end":1553.9401,"sentiment":"neutral","sentiment_score":0.0994704948819202},{"text":"There are instances where, you know, nothing is ever a 100% locked in.","start":1554.9601,"end":1560.415,"sentiment":"neutral","sentiment_score":0.02060504859456649},{"text":"People can always come out and make a claim.","start":1560.415,"end":1562.495,"sentiment":"neutral","sentiment_score":0.029949761513206694},{"text":"However, having the power of attorney that notes your wishes, having a will that's structured to, you know, make sure your wishes are adhered to, and your beneficiary nominations on your super and your life cover, having all those things in place gives everyone direction as to what you wanted to happen.","start":1562.495,"end":1578.52,"sentiment":"neutral","sentiment_score":0.1665928644629625},{"text":"So the the idea is that people should follow that direction.","start":1578.58,"end":1583.08,"sentiment":"neutral","sentiment_score":0.141531648283655}],"sentiment":"neutral","sentiment_score":0.12078622176691338,"channel":0,"num_words":108,"start":1547.36,"end":1583.08},{"sentences":[{"text":"Okay?","start":1583.46,"end":1583.96,"sentiment":"neutral","sentiment_score":0.05198207125067711}],"sentiment":"neutral","sentiment_score":0.05198207125067711,"channel":0,"num_words":1,"start":1583.46,"end":1583.96},{"sentences":[{"text":"Yeah.","start":1584.46,"end":1584.96,"sentiment":"neutral","sentiment_score":0.02093784511089325}],"sentiment":"neutral","sentiment_score":0.02093784511089325,"channel":1,"num_words":1,"start":1584.46,"end":1584.96},{"sentences":[{"text":"Yeah.","start":1585.475,"end":1585.975,"sentiment":"neutral","sentiment_score":0.018180113285779953}],"sentiment":"neutral","sentiment_score":0.018180113285779953,"channel":0,"num_words":1,"start":1585.475,"end":1585.975},{"sentences":[{"text":"Not a problem.","start":1585.74,"end":1586.56,"sentiment":"neutral","sentiment_score":0.02632936214407285},{"text":"Very","start":1586.78,"end":1587.1,"sentiment":"neutral","sentiment_score":-0.005137749016284943}],"sentiment":"neutral","sentiment_score":0.018462584353983402,"channel":1,"num_words":4,"start":1585.74,"end":1587.1},{"sentences":[{"text":"It's a","start":1586.8351,"end":1587.235,"sentiment":"neutral","sentiment_score":-0.022430943325161934}],"sentiment":"neutral","sentiment_score":-0.022430943325161934,"channel":0,"num_words":2,"start":1586.8351,"end":1587.235},{"sentences":[{"text":"clear.","start":1587.1,"end":1587.6,"sentiment":"neutral","sentiment_score":-0.03107373043894768}],"sentiment":"neutral","sentiment_score":-0.03107373043894768,"channel":1,"num_words":1,"start":1587.1,"end":1587.6},{"sentences":[{"text":"lot, isn't","start":1587.235,"end":1587.975,"sentiment":"neutral","sentiment_score":-0.058354511857032776}],"sentiment":"neutral","sentiment_score":-0.058354511857032776,"channel":0,"num_words":2,"start":1587.235,"end":1587.975},{"sentences":[{"text":"At least I understand what what it is now.","start":1589.34,"end":1591.5,"sentiment":"neutral","sentiment_score":-0.18386306862036386},{"text":"I never","start":1591.5,"end":1591.9,"sentiment":"neutral","sentiment_score":-0.1500754877924919}],"sentiment":"neutral","sentiment_score":-0.17771987210620532,"channel":1,"num_words":11,"start":1589.34,"end":1591.9},{"sentences":[{"text":"it?","start":1591.7151,"end":1592.035,"sentiment":"neutral","sentiment_score":-0.1141451746225357}],"sentiment":"neutral","sentiment_score":-0.1141451746225357,"channel":0,"num_words":1,"start":1591.7151,"end":1592.035},{"sentences":[{"text":"really","start":1591.9,"end":1592.06,"sentiment":"neutral","sentiment_score":-0.04673850163817406}],"sentiment":"neutral","sentiment_score":-0.04673850163817406,"channel":1,"num_words":1,"start":1591.9,"end":1592.06},{"sentences":[{"text":"Yeah.","start":1592.035,"end":1592.535,"sentiment":"neutral","sentiment_score":-0.058313749730587006}],"sentiment":"neutral","sentiment_score":-0.058313749730587006,"channel":0,"num_words":1,"start":1592.035,"end":1592.535},{"sentences":[{"text":"asked the question.","start":1592.06,"end":1592.88,"sentiment":"neutral","sentiment_score":-0.0706988088786602}],"sentiment":"neutral","sentiment_score":-0.0706988088786602,"channel":1,"num_words":3,"start":1592.06,"end":1592.88},{"sentences":[{"text":"No.","start":1593.155,"end":1593.475,"sentiment":"neutral","sentiment_score":-0.13716229796409607},{"text":"That's okay.","start":1593.475,"end":1594.1951,"sentiment":"neutral","sentiment_score":-0.04837222397327423},{"text":"That's what we're here for.","start":1594.1951,"end":1595.235,"sentiment":"neutral","sentiment_score":0.14390524327754975},{"text":"You're welcome to ask any question you like.","start":1595.235,"end":1597.655,"sentiment":"neutral","sentiment_score":0.24903960898518562},{"text":"Okay.","start":1597.795,"end":1598.295,"sentiment":"neutral","sentiment_score":0.2608609199523926}],"sentiment":"neutral","sentiment_score":0.1611057213124107,"channel":0,"num_words":17,"start":1593.155,"end":1598.295},{"sentences":[{"text":"Thank you very much.","start":1599.0951,"end":1600.155,"sentiment":"positive","sentiment_score":0.46128732711076736}],"sentiment":"positive","sentiment_score":0.46128732711076736,"channel":1,"num_words":4,"start":1599.0951,"end":1600.155},{"sentences":[{"text":"All good.","start":1599.7101,"end":1600.3501,"sentiment":"positive","sentiment_score":0.43030473589897156},{"text":"That's okay.","start":1600.3501,"end":1601.0901,"sentiment":"neutral","sentiment_score":0.3205720782279968},{"text":"I just want to double check.","start":1601.63,"end":1602.8301,"sentiment":"neutral","sentiment_score":0.20329793790976206},{"text":"I've got your wife, Adriana, as your next of kin on our file.","start":1602.8301,"end":1606.43,"sentiment":"neutral","sentiment_score":0.22268131833810073},{"text":"That's still all correct.","start":1606.43,"end":1607.4701,"sentiment":"positive","sentiment_score":0.3983321934938431}],"sentiment":"neutral","sentiment_score":0.2670269321512293,"channel":0,"num_words":27,"start":1599.7101,"end":1607.4701},{"sentences":[{"text":"You're happy to keep that as it is?","start":1607.4701,"end":1609.3301,"sentiment":"positive","sentiment_score":0.4513915330171585}],"sentiment":"positive","sentiment_score":0.4513915330171585,"channel":0,"num_words":8,"start":1607.4701,"end":1609.3301},{"sentences":[{"text":"Yep.","start":1609.415,"end":1609.915,"sentiment":"neutral","sentiment_score":0.09622853249311449}],"sentiment":"neutral","sentiment_score":0.09622853249311449,"channel":1,"num_words":1,"start":1609.415,"end":1609.915},{"sentences":[{"text":"Yep.","start":1610.3501,"end":1610.8301,"sentiment":"neutral","sentiment_score":0.06734572350978851}],"sentiment":"neutral","sentiment_score":0.06734572350978851,"channel":0,"num_words":1,"start":1610.3501,"end":1610.8301},{"sentences":[{"text":"At the moment,","start":1610.5499,"end":1611.19,"sentiment":"neutral","sentiment_score":0.27677011489868164}],"sentiment":"neutral","sentiment_score":0.27677011489868164,"channel":1,"num_words":3,"start":1610.5499,"end":1611.19},{"sentences":[{"text":"Beautiful.","start":1610.8301,"end":1611.3301,"sentiment":"positive","sentiment_score":0.7181328535079956}],"sentiment":"positive","sentiment_score":0.7181328535079956,"channel":0,"num_words":1,"start":1610.8301,"end":1611.3301},{"sentences":[{"text":"she's very nice to me.","start":1611.19,"end":1612.6599,"sentiment":"positive","sentiment_score":0.868128502368927}],"sentiment":"positive","sentiment_score":0.868128502368927,"channel":1,"num_words":5,"start":1611.19,"end":1612.6599},{"sentences":[{"text":"Lovely.","start":1612.965,"end":1613.465,"sentiment":"positive","sentiment_score":0.8143472075462341},{"text":"Lovely.","start":1613.605,"end":1614.105,"sentiment":"positive","sentiment_score":0.7947273254394531},{"text":"Beautiful.","start":1614.965,"end":1615.465,"sentiment":"positive","sentiment_score":0.7479060888290405},{"text":"Is there any other goals I know sort of working forward looking at super reducing a bit of risk there for you?","start":1615.845,"end":1621.625,"sentiment":"positive","sentiment_score":0.37444573708555917},{"text":"All going well.","start":1622.405,"end":1623.545,"sentiment":"positive","sentiment_score":0.39551719029744464}],"sentiment":"positive","sentiment_score":0.4207620860210487,"channel":0,"num_words":28,"start":1612.965,"end":1623.545},{"sentences":[{"text":"When are you sort of hoping to be able to retire?","start":1624.005,"end":1626.645,"sentiment":"neutral","sentiment_score":0.09888345714319836},{"text":"Are you sort of looking at 60, or do you think if if and when you go back to work, if you find something you're comfortable doing that you might be able to work a bit longer?","start":1626.645,"end":1635.5,"sentiment":"neutral","sentiment_score":0.07693541195948382},{"text":"What's your sort of goal age at the moment for retirement?","start":1635.5,"end":1638.32,"sentiment":"neutral","sentiment_score":0.028871835717423397}],"sentiment":"neutral","sentiment_score":0.07206641464352102,"channel":0,"num_words":59,"start":1624.005,"end":1638.32},{"sentences":[{"text":"Well, 60 what is it?","start":1639.66,"end":1641.1799,"sentiment":"neutral","sentiment_score":0.01418265923857689},{"text":"67?","start":1641.1799,"end":1642.08,"sentiment":"neutral","sentiment_score":0.02010374143719673}],"sentiment":"neutral","sentiment_score":0.015169506271680197,"channel":1,"num_words":6,"start":1639.66,"end":1642.08},{"sentences":[{"text":"Well, at the moment, you can retire at 60 if you want.","start":1643.515,"end":1647.055,"sentiment":"neutral","sentiment_score":0.0416968783053259}],"sentiment":"neutral","sentiment_score":0.0416968783053259,"channel":0,"num_words":12,"start":1643.515,"end":1647.055},{"sentences":[{"text":"Oh, really?","start":1647.5,"end":1648.32,"sentiment":"neutral","sentiment_score":0.03713929280638695}],"sentiment":"neutral","sentiment_score":0.03713929280638695,"channel":1,"num_words":2,"start":1647.5,"end":1648.32},{"sentences":[{"text":"Yeah.","start":1648.795,"end":1649.115,"sentiment":"neutral","sentiment_score":0.05623045563697815},{"text":"Yeah.","start":1649.115,"end":1649.435,"sentiment":"neutral","sentiment_score":0.060591328889131546},{"text":"Yeah.","start":1649.435,"end":1649.755,"sentiment":"neutral","sentiment_score":0.06302589923143387},{"text":"67 is the age if eligible to apply for the age pension through Centrelink.","start":1649.755,"end":1653.615,"sentiment":"neutral","sentiment_score":0.06244772619434765},{"text":"Under the current legislation, if you retire at the age of 60, you can access your super tax free.","start":1654.6101,"end":1660.0701,"sentiment":"neutral","sentiment_score":0.09705849638894985}],"sentiment":"neutral","sentiment_score":0.08050631338523494,"channel":0,"num_words":36,"start":1648.795,"end":1660.0701},{"sentences":[{"text":"Alright.","start":1660.955,"end":1661.455,"sentiment":"neutral","sentiment_score":0.08390631526708603}],"sentiment":"neutral","sentiment_score":0.08390631526708603,"channel":1,"num_words":1,"start":1660.955,"end":1661.455},{"sentences":[{"text":"Yeah.","start":1662.2101,"end":1662.7101,"sentiment":"neutral","sentiment_score":0.1089799553155899}],"sentiment":"neutral","sentiment_score":0.1089799553155899,"channel":0,"num_words":1,"start":1662.2101,"end":1662.7101},{"sentences":[{"text":"I'll probably still go as long as I can.","start":1663.915,"end":1665.81,"sentiment":"neutral","sentiment_score":0.11533029129107793}],"sentiment":"neutral","sentiment_score":0.11533029129107793,"channel":1,"num_words":9,"start":1663.915,"end":1665.81},{"sentences":[{"text":"As long as you can.","start":1666.13,"end":1667.01,"sentiment":"neutral","sentiment_score":0.12122673094272614},{"text":"Yeah.","start":1667.01,"end":1667.25,"sentiment":"neutral","sentiment_score":0.09290988743305206},{"text":"That's okay.","start":1667.25,"end":1667.89,"sentiment":"neutral","sentiment_score":0.10854484140872955}],"sentiment":"neutral","sentiment_score":0.11451665312051773,"channel":0,"num_words":8,"start":1666.13,"end":1667.89},{"sentences":[{"text":"I","start":1667.81,"end":1667.9701,"sentiment":"neutral","sentiment_score":-0.0009631142020225524}],"sentiment":"neutral","sentiment_score":-0.0009631142020225524,"channel":1,"num_words":1,"start":1667.81,"end":1667.9701},{"sentences":[{"text":"You're","start":1667.89,"end":1668.05,"sentiment":"neutral","sentiment_score":-0.08231610804796219}],"sentiment":"neutral","sentiment_score":-0.08231610804796219,"channel":0,"num_words":1,"start":1667.89,"end":1668.05},{"sentences":[{"text":"don't","start":1667.9701,"end":1668.13,"sentiment":"neutral","sentiment_score":-0.12163901329040527}],"sentiment":"neutral","sentiment_score":-0.12163901329040527,"channel":1,"num_words":1,"start":1667.9701,"end":1668.13},{"sentences":[{"text":"still","start":1668.05,"end":1668.29,"sentiment":"neutral","sentiment_score":-0.14468470215797424}],"sentiment":"neutral","sentiment_score":-0.14468470215797424,"channel":0,"num_words":1,"start":1668.05,"end":1668.29},{"sentences":[{"text":"wanna be","start":1668.13,"end":1668.4501,"sentiment":"neutral","sentiment_score":-0.16507047414779663}],"sentiment":"neutral","sentiment_score":-0.16507047414779663,"channel":1,"num_words":2,"start":1668.13,"end":1668.4501},{"sentences":[{"text":"really","start":1668.29,"end":1668.6101,"sentiment":"neutral","sentiment_score":-0.16616596281528473}],"sentiment":"neutral","sentiment_score":-0.16616596281528473,"channel":0,"num_words":1,"start":1668.29,"end":1668.6101},{"sentences":[{"text":"stuck","start":1668.4501,"end":1668.6901,"sentiment":"neutral","sentiment_score":-0.17061784863471985}],"sentiment":"neutral","sentiment_score":-0.17061784863471985,"channel":1,"num_words":1,"start":1668.4501,"end":1668.6901},{"sentences":[{"text":"young.","start":1668.6101,"end":1669.1101,"sentiment":"neutral","sentiment_score":-0.16422972083091736}],"sentiment":"neutral","sentiment_score":-0.16422972083091736,"channel":0,"num_words":1,"start":1668.6101,"end":1669.1101},{"sentences":[{"text":"at home.","start":1668.6901,"end":1669.27,"sentiment":"neutral","sentiment_score":-0.08390296623110771}],"sentiment":"neutral","sentiment_score":-0.08390296623110771,"channel":1,"num_words":2,"start":1668.6901,"end":1669.27},{"sentences":[{"text":"That's okay.","start":1669.815,"end":1670.5549,"sentiment":"neutral","sentiment_score":-0.005325967445969582},{"text":"You're still really young.","start":1670.615,"end":1671.575,"sentiment":"neutral","sentiment_score":-0.02774673979729414},{"text":"When we look at the advice, we currently only look at the next ten years because anything beyond that, there's too many factors that could change in your life.","start":1671.575,"end":1678.135,"sentiment":"neutral","sentiment_score":-0.009426274112072485},{"text":"So","start":1678.135,"end":1678.5349,"sentiment":"neutral","sentiment_score":0.08781683444976807}],"sentiment":"neutral","sentiment_score":-0.008532889135595825,"channel":0,"num_words":36,"start":1669.815,"end":1678.5349},{"sentences":[{"text":"Yep.","start":1678.53,"end":1679.03,"sentiment":"neutral","sentiment_score":0.14275503158569336}],"sentiment":"neutral","sentiment_score":0.14275503158569336,"channel":1,"num_words":1,"start":1678.53,"end":1679.03},{"sentences":[{"text":"we'll look at the next ten years with regards to the advice and then keep altering and updating it and doing cat tests with you.","start":1678.5349,"end":1684.35,"sentiment":"neutral","sentiment_score":0.1956084281206131},{"text":"You've got your holiday coming up in October, which is fantastic.","start":1684.75,"end":1687.73,"sentiment":"positive","sentiment_score":0.6813694130290638},{"text":"Is there anything else goal wise that you're looking to achieve in the next one, two, three, five years, or are you sort of just hoping to find some sort of work and get back into things, or what's your thoughts?","start":1687.87,"end":1698.61,"sentiment":"neutral","sentiment_score":0.13415107994181355}],"sentiment":"neutral","sentiment_score":0.23227881199934267,"channel":0,"num_words":77,"start":1678.5349,"end":1698.61},{"sentences":[{"text":"Yeah.","start":1698.22,"end":1698.38,"sentiment":"neutral","sentiment_score":-0.04805266857147217},{"text":"I'm just I can't really plan on anything besides trying to get to work.","start":1698.38,"end":1701.92,"sentiment":"neutral","sentiment_score":-0.247555105813912}],"sentiment":"neutral","sentiment_score":-0.23425494333108265,"channel":1,"num_words":15,"start":1698.22,"end":1701.92},{"sentences":[{"text":"Yep.","start":1702.225,"end":1702.705,"sentiment":"neutral","sentiment_score":0.028822239488363263},{"text":"That's okay.","start":1702.705,"end":1703.445,"sentiment":"neutral","sentiment_score":0.1056351326406002},{"text":"Not a problem at all.","start":1703.825,"end":1705.2849,"sentiment":"neutral","sentiment_score":0.1982410281896591}],"sentiment":"neutral","sentiment_score":0.1539122057147324,"channel":0,"num_words":8,"start":1702.225,"end":1705.2849},{"sentences":[{"text":"It's priority","start":1705.5,"end":1706.06,"sentiment":"neutral","sentiment_score":0.2102942243218422}],"sentiment":"neutral","sentiment_score":0.2102942243218422,"channel":1,"num_words":2,"start":1705.5,"end":1706.06},{"sentences":[{"text":"Yeah.","start":1705.985,"end":1706.485,"sentiment":"neutral","sentiment_score":0.09115616977214812}],"sentiment":"neutral","sentiment_score":0.09115616977214812,"channel":0,"num_words":1,"start":1705.985,"end":1706.485},{"sentences":[{"text":"one at the moment.","start":1706.06,"end":1706.96,"sentiment":"neutral","sentiment_score":0.06039137113839388}],"sentiment":"neutral","sentiment_score":0.06039137113839388,"channel":1,"num_words":4,"start":1706.06,"end":1706.96},{"sentences":[{"text":"Yeah.","start":1707.2649,"end":1707.7649,"sentiment":"neutral","sentiment_score":0.15658998489379883},{"text":"Absolutely.","start":1707.825,"end":1708.325,"sentiment":"neutral","sentiment_score":0.29665398597717285},{"text":"Not an issue at all.","start":1708.465,"end":1709.6649,"sentiment":"neutral","sentiment_score":0.13685052692890168},{"text":"Well, I'll send out an email after the call for you just with a bit of a follow-up on what we've gone through, what I'm gonna look at just to kinda give you a bit of a recap because we've touched on a lot of different areas.","start":1709.6649,"end":1719.75,"sentiment":"neutral","sentiment_score":0.098871537345521},{"text":"I'm also gonna send through the lawyer's information for you guys so you can have a bit of a look at the costing and everything there.","start":1720.4501,"end":1726.815,"sentiment":"neutral","sentiment_score":0.09913973266688678}],"sentiment":"neutral","sentiment_score":0.10452614887617528,"channel":0,"num_words":80,"start":1707.2649,"end":1726.815},{"sentences":[{"text":"I'm","start":1727.0549,"end":1727.2949,"sentiment":"neutral","sentiment_score":0.08460213243961334}],"sentiment":"neutral","sentiment_score":0.08460213243961334,"channel":0,"num_words":1,"start":1727.0549,"end":1727.2949},{"sentences":[{"text":"Yep.","start":1727.23,"end":1727.73,"sentiment":"neutral","sentiment_score":0.10892623662948608}],"sentiment":"neutral","sentiment_score":0.10892623662948608,"channel":1,"num_words":1,"start":1727.23,"end":1727.73},{"sentences":[{"text":"also just gonna send you an annual review pack to you as well.","start":1727.2949,"end":1730.1749,"sentiment":"neutral","sentiment_score":0.13367945127762282},{"text":"It's got your ongoing service agreement for the next twelve months there with that 1.65.","start":1730.1749,"end":1735.235,"sentiment":"neutral","sentiment_score":0.10073925157388051},{"text":"It's also got the financial services guide in there for you, which outlines everything about who we are, what we do.","start":1735.695,"end":1741.315,"sentiment":"neutral","sentiment_score":0.1209654634197553},{"text":"The lovely photo of me and my licensing details in there for you as well because I'm a full licensed adviser, and my registration number through Aftik is 1304394.","start":1741.46,"end":1751.0,"sentiment":"positive","sentiment_score":0.3383465666195442},{"text":"And it's also got your portfolio report for you to have a look at.","start":1752.02,"end":1756.025,"sentiment":"neutral","sentiment_score":0.1777602152100631}],"sentiment":"neutral","sentiment_score":0.19662923714065034,"channel":0,"num_words":92,"start":1727.2949,"end":1756.025},{"sentences":[{"text":"I've got a few other little documents there for you to sort of view.","start":1756.025,"end":1759.405,"sentiment":"neutral","sentiment_score":0.17550955074174063},{"text":"When that comes through to your email, if you can just sign and return for me, that would be fabulous, and I'll do some additional research and update this advice for you.","start":1759.625,"end":1768.53,"sentiment":"positive","sentiment_score":0.3737981989979744},{"text":"And I'll go back and make sure I speak to the claims department and see what we can do about that PPD so we can get a guide on when we might be able to claiming on that PPD cover for you.","start":1768.77,"end":1778.29,"sentiment":"neutral","sentiment_score":0.13007020515700182},{"text":"How does that sound?","start":1778.29,"end":1779.51,"sentiment":"neutral","sentiment_score":0.14453580603003502}],"sentiment":"neutral","sentiment_score":0.2223887817286279,"channel":0,"num_words":92,"start":1756.025,"end":1779.51},{"sentences":[{"text":"Beautiful.","start":1779.83,"end":1780.33,"sentiment":"positive","sentiment_score":0.4461170434951782}],"sentiment":"positive","sentiment_score":0.4461170434951782,"channel":1,"num_words":1,"start":1779.83,"end":1780.33},{"sentences":[{"text":"Yep.","start":1781.1051,"end":1781.5851,"sentiment":"neutral","sentiment_score":0.2773936986923218},{"text":"Beautiful.","start":1781.5851,"end":1782.0851,"sentiment":"positive","sentiment_score":0.42440998554229736},{"text":"Have I missed anything?","start":1782.2251,"end":1783.3451,"sentiment":"neutral","sentiment_score":0.12087366171181202},{"text":"Is there anything else that you kind of wanted me to touch on or any other questions at all?","start":1783.3451,"end":1787.925,"sentiment":"neutral","sentiment_score":0.070488669566418}],"sentiment":"neutral","sentiment_score":0.10098332211375237,"channel":0,"num_words":25,"start":1781.1051,"end":1787.925},{"sentences":[{"text":"No.","start":1788.4349,"end":1788.595,"sentiment":"neutral","sentiment_score":-0.047412872314453125},{"text":"I think that's about it.","start":1788.595,"end":1789.895,"sentiment":"neutral","sentiment_score":-0.04764704257249832}],"sentiment":"neutral","sentiment_score":-0.047608014196157455,"channel":1,"num_words":6,"start":1788.4349,"end":1789.895},{"sentences":[{"text":"Yep.","start":1790.145,"end":1790.645,"sentiment":"neutral","sentiment_score":0.18952450156211853},{"text":"Beautiful.","start":1790.7051,"end":1791.2051,"sentiment":"positive","sentiment_score":0.44173502922058105},{"text":"Beautiful.","start":1791.265,"end":1791.745,"sentiment":"positive","sentiment_score":0.4359789192676544},{"text":"If there's anything else, Russ, let me know.","start":1791.745,"end":1793.425,"sentiment":"neutral","sentiment_score":0.2374754436314106},{"text":"You'll also have my direct email, so you can shoot me an email back if you need anything.","start":1793.425,"end":1797.42,"sentiment":"neutral","sentiment_score":0.24792155540651745}],"sentiment":"neutral","sentiment_score":0.2561941378075501,"channel":0,"num_words":29,"start":1790.145,"end":1797.42},{"sentences":[{"text":"And I'll get stuck into this research for you, and I'll get the plan together.","start":1798.04,"end":1801.8201,"sentiment":"neutral","sentiment_score":0.31465770800908405},{"text":"I would like to maybe book you in for sort of two weeks to have that advice presented.","start":1802.52,"end":1806.78,"sentiment":"neutral","sentiment_score":0.29117856588628555},{"text":"Is that okay?","start":1806.84,"end":1807.74,"sentiment":"neutral","sentiment_score":0.22635671496391296}],"sentiment":"neutral","sentiment_score":0.29555972086058724,"channel":0,"num_words":36,"start":1798.04,"end":1807.74},{"sentences":[{"text":"Yeah.","start":1808.01,"end":1808.49,"sentiment":"neutral","sentiment_score":0.1584951877593994},{"text":"For sure.","start":1808.49,"end":1809.23,"sentiment":"neutral","sentiment_score":0.21263401210308075}],"sentiment":"neutral","sentiment_score":0.19458773732185364,"channel":1,"num_words":3,"start":1808.01,"end":1809.23},{"sentences":[{"text":"Beautiful.","start":1809.8151,"end":1810.3151,"sentiment":"positive","sentiment_score":0.420162171125412},{"text":"So that brings us up to where are we at?","start":1810.535,"end":1812.935,"sentiment":"neutral","sentiment_score":0.17815011143684387},{"text":"The fifteenth today.","start":1812.935,"end":1813.895,"sentiment":"neutral","sentiment_score":0.04733548934261004},{"text":"That brings us up to the April 29.","start":1813.895,"end":1816.3151,"sentiment":"neutral","sentiment_score":0.03561078663915396},{"text":"Did you want kinda this time in the morning on a Wednesday?","start":1816.855,"end":1819.995,"sentiment":"neutral","sentiment_score":0.01733085171629985}],"sentiment":"neutral","sentiment_score":0.08342724315383855,"channel":0,"num_words":34,"start":1809.8151,"end":1819.995},{"sentences":[{"text":"Does that suit you better?","start":1820.055,"end":1821.175,"sentiment":"neutral","sentiment_score":0.010044823586940765},{"text":"Or","start":1821.175,"end":1821.675,"sentiment":"neutral","sentiment_score":-0.05683154612779617}],"sentiment":"neutral","sentiment_score":-0.0011012380321820576,"channel":0,"num_words":6,"start":1820.055,"end":1821.675},{"sentences":[{"text":"Wednesday.","start":1823.255,"end":1823.755,"sentiment":"neutral","sentiment_score":-0.0449606329202652},{"text":"Today is Wednesday, ain't it?","start":1826.41,"end":1827.87,"sentiment":"neutral","sentiment_score":-0.1081010177731514}],"sentiment":"neutral","sentiment_score":-0.09757762029767036,"channel":1,"num_words":6,"start":1823.255,"end":1827.87},{"sentences":[{"text":"yes.","start":1828.17,"end":1828.67,"sentiment":"neutral","sentiment_score":0.0007031681016087532}],"sentiment":"neutral","sentiment_score":0.0007031681016087532,"channel":0,"num_words":1,"start":1828.17,"end":1828.67},{"sentences":[{"text":"If possible, we'll go Thursday.","start":1828.33,"end":1829.79,"sentiment":"neutral","sentiment_score":0.03844568319618702}],"sentiment":"neutral","sentiment_score":0.03844568319618702,"channel":1,"num_words":5,"start":1828.33,"end":1829.79},{"sentences":[{"text":"Yeah.","start":1830.4901,"end":1830.81,"sentiment":"neutral","sentiment_score":0.09221889823675156},{"text":"Absolutely.","start":1830.81,"end":1831.31,"sentiment":"neutral","sentiment_score":0.16186876595020294},{"text":"And did you want the same time, 09:00 in the morning?","start":1831.37,"end":1834.03,"sentiment":"neutral","sentiment_score":0.04051090404391289}],"sentiment":"neutral","sentiment_score":0.05382366220538433,"channel":0,"num_words":13,"start":1830.4901,"end":1834.03},{"sentences":[{"text":"Yes, please.","start":1834.25,"end":1835.0701,"sentiment":"neutral","sentiment_score":0.07589735090732574}],"sentiment":"neutral","sentiment_score":0.07589735090732574,"channel":1,"num_words":2,"start":1834.25,"end":1835.0701},{"sentences":[{"text":"Yes.","start":1835.385,"end":1835.785,"sentiment":"neutral","sentiment_score":0.19798508286476135},{"text":"Beautiful.","start":1835.785,"end":1836.285,"sentiment":"positive","sentiment_score":0.6123155355453491},{"text":"So I'll make it the thirtieth, which is the the April 30 at 9AM, and I'll have that advice document ready to go.","start":1836.3451,"end":1844.1051,"sentiment":"neutral","sentiment_score":0.2579537895710572},{"text":"I'll do the research in the meantime, and we'll go through that together.","start":1844.1051,"end":1847.7251,"sentiment":"neutral","sentiment_score":0.23806592248953307},{"text":"Okay?","start":1847.9451,"end":1848.4451,"sentiment":"neutral","sentiment_score":0.13871100544929504}],"sentiment":"neutral","sentiment_score":0.25581553272711927,"channel":0,"num_words":39,"start":1835.385,"end":1848.4451},{"sentences":[{"text":"Thank you very much.","start":1848.735,"end":1849.955,"sentiment":"positive","sentiment_score":0.7459749132394791}],"sentiment":"positive","sentiment_score":0.7459749132394791,"channel":1,"num_words":4,"start":1848.735,"end":1849.955},{"sentences":[{"text":"My pleasure, Ross.","start":1850.6,"end":1851.48,"sentiment":"positive","sentiment_score":0.8042475978533427},{"text":"It's been a pleasure chatting to you today.","start":1851.48,"end":1853.5599,"sentiment":"positive","sentiment_score":0.890148475766182},{"text":"I'll get all everything sorted, and, yeah, we'll make sure we do catch ups and see how things are going and see how the markets will go for us over the next few months.","start":1853.5599,"end":1862.7,"sentiment":"positive","sentiment_score":0.5602746281553718}],"sentiment":"positive","sentiment_score":0.6351837323771583,"channel":0,"num_words":45,"start":1850.6,"end":1862.7},{"sentences":[{"text":"Awesome.","start":1863.18,"end":1863.68,"sentiment":"positive","sentiment_score":0.8295884132385254}],"sentiment":"positive","sentiment_score":0.8295884132385254,"channel":1,"num_words":1,"start":1863.18,"end":1863.68},{"sentences":[{"text":"Beautiful.","start":1864.595,"end":1865.075,"sentiment":"positive","sentiment_score":0.8427881002426147},{"text":"Thank you so much for your time.","start":1865.075,"end":1866.355,"sentiment":"positive","sentiment_score":0.8646370938846043},{"text":"I hope you have a lovely day.","start":1866.355,"end":1868.0549,"sentiment":"positive","sentiment_score":0.8230767590659005}],"sentiment":"positive","sentiment_score":0.8437856713930766,"channel":0,"num_words":15,"start":1864.595,"end":1868.0549},{"sentences":[{"text":"Same with yourself.","start":1868.643,"end":1869.3829,"sentiment":"positive","sentiment_score":0.6361596981684366}],"sentiment":"positive","sentiment_score":0.6361596981684366,"channel":1,"num_words":3,"start":1868.643,"end":1869.3829},{"sentences":[{"text":"Thank you.","start":1869.955,"end":1870.595,"sentiment":"positive","sentiment_score":0.6565758585929871},{"text":"I'll talk to you soon.","start":1870.595,"end":1871.715,"sentiment":"positive","sentiment_score":0.5437122941017151},{"text":"Appreciate it.","start":1871.715,"end":1872.7749,"sentiment":"positive","sentiment_score":0.7274406254291534}],"sentiment":"positive","sentiment_score":0.6096216042836508,"channel":0,"num_words":9,"start":1869.955,"end":1872.7749},{"sentences":[{"text":"See you.","start":1872.963,"end":1873.703,"sentiment":"positive","sentiment_score":0.5180088877677917}],"sentiment":"positive","sentiment_score":0.5180088877677917,"channel":1,"num_words":2,"start":1872.963,"end":1873.703},{"sentences":[{"text":"Thanks.","start":1873.875,"end":1874.355,"sentiment":"positive","sentiment_score":0.5751422643661499},{"text":"Bye.","start":1874.355,"end":1874.855,"sentiment":"neutral","sentiment_score":-0.09145379811525343}],"sentiment":"neutral","sentiment_score":0.24184423312544823,"channel":0,"num_words":2,"start":1873.875,"end":1874.855}]},"summary":{"result":"success","short":"The agent discusses the customer's potential move to a new product and reassures them about the risks and benefits of the new product. They also discuss the importance of maneuvering the super fund and finding a doctor for claims. The agent emphasizes the need for a will and power of attorney for estate planning and provides information on setting up a will and power of attorney. The legal process for probation can be lengthy, but it is important to set up a will and have a will set up while the beneficiary is still living. The agent provides the customer with information on their retirement goals and annual review pack, and will follow up with them to provide a plan for their retirement."},"intents":{"segments":[{"text":"The last thing we were kinda talking about was looking at maybe moving into that estimate product, and you Yeah. sort of you're okay with me maybe looking at that for you and updating the advice to reflect that? Yeah.","start_word":52,"end_word":91,"intents":[{"intent":"Update advice and analyze estimate","confidence_score":0.002474296}]},{"text":"I'll only make the recommendation if there's gonna be a benefit to you and making sure I'm tracking and looking at what the consequences are because your super fund still has to account for taxation. It still does a tax return every year just like you do in your own name.","start_word":346,"end_word":396,"intents":[{"intent":"Make a recommendation","confidence_score":0.017487647}]},{"text":"Did you wanna maybe look at trying for that, or is it something you maybe wanna talk about down the track or we reevaluate later on?","start_word":900,"end_word":925,"intents":[{"intent":"Reevaluate claims","confidence_score":0.0020543686}]},{"text":"So in order to claim on that policy, you need to be able to receive assistance with two of the five activities of daily living, things like bathing, eating, dressing, you know, getting in and out of bed.","start_word":1057,"end_word":1094,"intents":[{"intent":"Claim policy","confidence_score":0.74945825}]},{"text":"So in order to claim on that policy, you need to be able to receive assistance with two of the five activities of daily living, things like bathing, eating, dressing, you know, getting in and out of bed. You sort of need help.","start_word":1057,"end_word":1099,"intents":[{"intent":"Receive assistance","confidence_score":0.059695758}]},{"text":"and I do, but I would have gone, well, I had to have surgery because there was an Yes, option ma'am. for surgery.","start_word":1116,"end_word":1138,"intents":[{"intent":"Discuss surgery options","confidence_score":0.09264437}]},{"text":"What I can do if you like is I can contact the insurer and speak to the claims department and find out what they would actually need as evidence, whether it's like a letter.","start_word":1309,"end_word":1342,"intents":[{"intent":"Identify evidence requirement","confidence_score":0.00017774524}]},{"text":"Because I know to claim on this, you do need to have medical support from two doctors. One of those being a specialist as well as one can be, like, your local GP. But I can find out and ask them clients in the claims department for them to specify exactly what it is that they're needing for you to be able to try and claim on that again.","start_word":1343,"end_word":1411,"intents":[{"intent":"Seek medical support","confidence_score":0.008076202}]},{"text":"Well, I'll go So back and switch the other to the the claims other thing team. we sort of Yeah.","start_word":1809,"end_word":1828,"intents":[{"intent":"Propose rescheduling","confidence_score":0.00012046306}]},{"text":"this all happens after I think they said the the recovery period by twelve months.","start_word":1837,"end_word":1851,"intents":[{"intent":"Discuss recovery period","confidence_score":0.00904298}]},{"text":"That's okay. Not a problem Because I at I've all. And had you're the surgery in December. in December. Okay. Perfect. And the doctors are basically saying you're not gonna be able to go back to landscaping. They they you're gonna have to find something else. Is that Yeah. right?","start_word":1870,"end_word":1919,"intents":[{"intent":"Confirm understanding","confidence_score":0.02371746}]},{"text":"How much are you sort of receiving from that on a regular basis? What's the amount you're sort of receiving there currently? 1,200 a week.","start_word":1943,"end_word":1967,"intents":[{"intent":"Confirm amount received","confidence_score":0.023788564}]},{"text":"So, apparently, they can't they can't stop paying me unless I can be reskilled and into a job. Okay.","start_word":2024,"end_word":2042,"intents":[{"intent":"Express concern about pay","confidence_score":0.001462989}]},{"text":"Let me know because we can definitely help provide some advice on what to do with the funds to, you know, provide benefit for you. Okay? Yeah.","start_word":2078,"end_word":2104,"intents":[{"intent":"Provide advice","confidence_score":0.6580894}]},{"text":"And how are you sort of finding expenses? Are you guys okay covering expenses?","start_word":2136,"end_word":2149,"intents":[{"intent":"Find expenses","confidence_score":0.857987}]},{"text":"were because my wife's from Mexico, so we're going to we were originally going to Mexico every couple of years, Yeah.","start_word":2204,"end_word":2224,"intents":[{"intent":"Find and organize travel plans","confidence_score":0.00034488333}]},{"text":"are you still going to Mexico for that holiday? Or Yeah. We've we've got tickets, and they had a big red sale on events with Qantas, so we've got them pretty much half price. Yeah. Wow. So so we're going October to Mexico and do four weeks there and then start again. Wow.","start_word":2292,"end_word":2344,"intents":[{"intent":"Set travel plans","confidence_score":0.0005652291}]},{"text":"I'll do a bit of research there for you. I'll look at reducing your risk level.","start_word":2381,"end_word":2396,"intents":[{"intent":"Reduce risk level","confidence_score":0.44808373}]},{"text":"Other assets I do like to note down are things like your contents insurance. Do you guys have contents insurance on your on your house or on your contents there, and what's the value would you put on your contents, do you think?","start_word":2749,"end_word":2791,"intents":[{"intent":"Note down assets","confidence_score":0.16913648}]},{"text":"Do you guys have contents insurance on your on your house or on your contents there, and what's the value would you put on your contents, do you think?","start_word":2762,"end_word":2790,"intents":[{"intent":"Consider value for contents","confidence_score":0.00013017925}]},{"text":"And the other thing I do like to touch base on is the estate planning aspects as well.","start_word":2871,"end_word":2888,"intents":[{"intent":"Discuss estate planning aspects","confidence_score":0.049625836}]},{"text":"So have you guys got a will, a valid will? Have you talked about doing a will or a power of attorney or anything like that?","start_word":2889,"end_word":2914,"intents":[{"intent":"Consider valid will","confidence_score":0.25247666}]},{"text":"Have you talked about doing a will or a power of attorney or anything like that?","start_word":2899,"end_word":2914,"intents":[{"intent":"Discuss will and power of attorney","confidence_score":0.046084356}]},{"text":"You can also do it cheaper by having, like, a will kit set up, or you can do it through, you know, the government with the with the help of your state trustees.","start_word":3047,"end_word":3079,"intents":[{"intent":"Consider will kit setup","confidence_score":0.037457418},{"intent":"Discuss will kit","confidence_score":0.0051789344}]},{"text":"So another way of sort of looking at it is because one of your kids is they're both 18, so still technically your financial dependent. Having things, you could have the money put into trust for them in the event of something happening, have the money go into trust and distributed to them, you know, at a later date when they turn 18 or 21 or 30 or whatever you kind of just choose or decide.","start_word":3593,"end_word":3668,"intents":[{"intent":"Solicit trust and details","confidence_score":4.1361357e-8}]},{"text":"Does that answer your question? Yeah. Yeah. Yeah. Yep. Perfect. But I'll send through the email after the call for you just so you have that information there around the solicitor's details, the cost of setting up a will, because it is something to maybe have a chat about with your wife and work out what your wishes are, and also a power of attorney.","start_word":3761,"end_word":3825,"intents":[{"intent":"Discuss and clarify wishes","confidence_score":0.000112172165}]},{"text":"But I'll send through the email after the call for you just so you have that information there around the solicitor's details, the cost of setting up a will, because it is something to maybe have a chat about with your wife and work out what your wishes are, and also a power of attorney.","start_word":3771,"end_word":3825,"intents":[{"intent":"Set up will","confidence_score":0.14364381}]},{"text":"So another really big important asset is having a power of attorney in place. So in the event that you're unable to make decisions on your own, whether that be financial or whether that be, you know, medical decisions that someone knows what you want to happen and that you've got someone appointed to follow the direction that you've outlaid. So So having a power of attorney in yes. in Sorry.","start_word":3826,"end_word":3896,"intents":[{"intent":"Share assets and power of attorney","confidence_score":0.000096258926},{"intent":"Obtain power of attorney","confidence_score":0.04556966}]},{"text":"have a car accident and you're in, you know, a medical coma or you're having surgery and you can't make those decisions for you, a power of attorney can be placed in force, and it's a legal document set up by a solicitor, and that person has direction to make wishes for you.","start_word":4244,"end_word":4296,"intents":[{"intent":"Make decisions","confidence_score":0.29523107},{"intent":"Set up power of attorney","confidence_score":0.23497216},{"intent":"Obtain power of attorney","confidence_score":0.023241999}]},{"text":"have a will if I didn't have a will at that point, would they have the power to create my will?","start_word":4325,"end_word":4345,"intents":[{"intent":"Create will","confidence_score":0.72718394}]},{"text":"It would go into probate. Essentially, your wife would still be able to live in the house and do all the bits and pieces. It wouldn't be a problem, but it would go in everything would have to go through probate, which essentially means that it goes through a court process, and the judge decides what happens to all of your assets in accordance with local or, you know, state legislation. Majority Right.","start_word":4408,"end_word":4480,"intents":[{"intent":"Pass through probate","confidence_score":0.02723663}]},{"text":"So, normally, all this goes direct to your wife, but there are instances where somebody can come up, make a claim, and a judge says, hey. Yeah. You're entitled to a claim on this. I'm gonna give you this much money or this is gonna go to you. So Yeah.","start_word":4548,"end_word":4597,"intents":[{"intent":"Make a claim","confidence_score":0.63310844}]},{"text":"And with a power of attorney that goes into place whilst you're still living, a power of attorney is null and void once you pass away, and that's when the will comes into play as well as your beneficiary nominations. So Yes.","start_word":4730,"end_word":4771,"intents":[{"intent":"Ensure power of attorney protection and guidance","confidence_score":2.7346255e-7}]},{"text":"When are you sort of hoping to be able to retire? Are you sort of looking at 60, or do you think if if and when you go back to work, if you find something you're comfortable doing that you might be able to work a bit longer?","start_word":5004,"end_word":5051,"intents":[{"intent":"Discuss retirement goals","confidence_score":0.05361673}]},{"text":"Well, I'll send out an email after the call for you just with a bit of a follow-up on what we've gone through, what I'm gonna look at just to kinda give you a bit of a recap because we've touched on a lot of different areas.","start_word":5301,"end_word":5347,"intents":[{"intent":"Provide recap","confidence_score":0.18008505},{"intent":"Send newsletter","confidence_score":0.00014444458}]},{"text":"I'm also gonna send through the lawyer's information for you guys so you can have a bit of a look at the costing and everything there. I'm Yep.","start_word":5347,"end_word":5374,"intents":[{"intent":"Provide information","confidence_score":0.07139554}]},{"text":"also just gonna send you an annual review pack to you as well.","start_word":5375,"end_word":5387,"intents":[{"intent":"Send annual review pack","confidence_score":0.72738737}]},{"text":"When that comes through to your email, if you can just sign and return for me, that would be fabulous, and I'll do some additional research and update this advice for you. And I'll go back and make sure I speak to the claims department and see what we can do about that PPD so we can get a guide on when we might be able to claiming on that PPD cover for you. How does that sound? Beautiful.","start_word":5481,"end_word":5559,"intents":[{"intent":"Update advice","confidence_score":0.15418892}]},{"text":"And I'll go back and make sure I speak to the claims department and see what we can do about that PPD so we can get a guide on when we might be able to claiming on that PPD cover for you. How does that sound?","start_word":5513,"end_word":5558,"intents":[{"intent":"Speak to claim department","confidence_score":0.013273436}]},{"text":"If there's anything else, Russ, let me know. You'll also have my direct email, so you can shoot me an email back if you need anything. And I'll get stuck into this research for you, and I'll get the plan together. I would like to maybe book you in for sort of two weeks to have that advice presented. Is that okay?","start_word":5594,"end_word":5655,"intents":[{"intent":"Offer advice","confidence_score":0.01188184}]},{"text":"I would like to maybe book you in for sort of two weeks to have that advice presented. Is that okay? Yeah.","start_word":5635,"end_word":5656,"intents":[{"intent":"Book meeting","confidence_score":0.012734464}]}]},"sentiments":{"segments":[{"text":"Hello? Hi, Ross. I'm so sorry. I don't know what happened. No. I know. Why? I was always talking for a while and Yeah. That's okay. I could hear music, and then it just kinda went dead. I thought maybe right. Okay. no. It's honestly okay.","start_word":0,"end_word":45,"sentiment":"neutral","sentiment_score":-0.12457332760095596},{"text":"It's not a problem at all.","start_word":46,"end_word":51,"sentiment":"positive","sentiment_score":0.3899655044078827},{"text":"The last thing we were kinda talking about was looking at maybe moving into that estimate product, and you Yeah. sort of you're okay with me maybe looking at that for you and updating the advice to reflect that? Yeah. Yep. Yep.","start_word":52,"end_word":93,"sentiment":"neutral","sentiment_score":0.061135586351156235},{"text":"Beautiful.","start_word":94,"end_word":94,"sentiment":"positive","sentiment_score":0.588733434677124},{"text":"Well, We what can I'll we do can is I give it a go and see how it goes, like, yeah. Absolutely. and over the next I don't know. When the next call's three another three months, we'll see what Mhmm. it's done and any difference. Or, Yeah. Absolutely. Not a problem at all. So what obviously, I'll do is I'll this do would the probably research. take a longer time to to get a real understanding of Yeah. how it actually worked, or I suppose you probably need, Yep. like, a six or twelve month period for it to to show a real estimate of how good it Yep. That's okay. Not a problem at all. I'll do the research to make sure it's gonna is. work. I can update the advice to reflect. We can come back in about two weeks, go through the advice document together so you can see that, then you get the option of taking on the recommendations there. And then we can still touch base in about three months. We can still sort of follow-up to see how things are looking and what the you know, how they're tracking and just sort of keep updated. Does that sound okay with you? Yeah. It does. Yeah.","start_word":95,"end_word":306,"sentiment":"neutral","sentiment_score":0.13702765107154846},{"text":"Beautiful. Beautiful.","start_word":307,"end_word":308,"sentiment":"positive","sentiment_score":0.6388630867004395},{"text":"So I'll go back and update that. I'll look at maneuvering you down into that balanced growth environment there, reducing your risk level, and I'll have a look at the estimate product for you as well. I'll only make the recommendation if there's gonna be a benefit to you and making sure I'm tracking and looking at what the consequences are because your super fund still has to account for taxation. It still does a tax return every year just like you do in your own name. So your super fund does have to pay CGT. So we'll definitely have a look and see what that does. With the, I'll also look at the other thing is with the SMA product, it does tend to work out better in a different fund. If I was to recommend you move to another fund, which might be cheaper, saving you on fees to be able to really get the benefit of that estimate product. Do you have any issues with that? Are you comfortable with me making that recommendation as well if that works out to benefit you? Oh, yes. Yeah. Yeah. Yeah. As long as the quality I don't doesn't the quality of the quality of the sun doesn't go down. Yeah. No. That's absolutely fine. If I find it's not gonna work and the estimate is probably not gonna work for you and the, you know, maneuvering of sleep, it doesn't work. I can always just look at and I did a research on all the options anyway. But I'll also just look at maneuvering the risk in your current portfolio, maybe swapping some investments out and looking at the CGT consequences for that as well. And I'll work out the best way what's gonna be, a, put you in a good position, reduce your risk level, hopefully save you in fees, but also making sure we're not gonna, you know, have to cement too much in the way of tax consequences for you. Is that okay? Yep. Yeah. Yep.","start_word":309,"end_word":648,"sentiment":"neutral","sentiment_score":0.13364552855491638},{"text":"Beautiful. I'll do all that research and have a look at things.","start_word":649,"end_word":660,"sentiment":"positive","sentiment_score":0.4054882824420929},{"text":"While you're not working, it can sometimes work out a bit more beneficial to maneuver the super fund. If we find something cheaper that's gonna work better for you, sometimes it just works a little bit easy because we can make all those changes, but you don't sort of have contributions to have to maneuver around.","start_word":661,"end_word":716,"sentiment":"neutral","sentiment_score":0.2060728669166565},{"text":"So it can also work out in a benefit to be doing that now as well if it if it comes down to the research shows a positive result for you.","start_word":717,"end_word":747,"sentiment":"positive","sentiment_score":0.5015616416931152},{"text":"But I'll do all the different research options. I'll look at what's gonna work out for you, and then we'll come back and we'll go through the advice together, and then you can let me know whether you'll have to take the advice or not. Does that sound alright? Yeah.","start_word":748,"end_word":797,"sentiment":"neutral","sentiment_score":0.16941596567630768},{"text":"Definitely. Yep. Beautiful. And you're happy to retain the insurances as they are at the moment.","start_word":798,"end_word":813,"sentiment":"positive","sentiment_score":0.5554951429367065},{"text":"No no changes to make there. We'll kinda review that down the track. Is that right? Yeah. Yep.","start_word":814,"end_word":831,"sentiment":"neutral","sentiment_score":0.23770630359649655},{"text":"Beautiful. Excellent. Lovely.","start_word":832,"end_word":834,"sentiment":"positive","sentiment_score":0.7003628015518188},{"text":"And just with the what we sort of spoke about earlier with regard to the super and the the permanent incapacity claiming, you don't wanna kinda do that at the moment. I mean, even if you did try to claim incapacity and it was approved, it just makes the the funds available. You don't have to take them out in any way, shape, or form. Did you wanna maybe look at trying for that, or is it something you maybe wanna talk about down the track or we reevaluate later on? No. I would not touch that at all. No. No. Perfect. So yeah. That's not a problem. Yeah. The That's okay. the only thing I would I was wondering about is Yeah. the TDP that I have. Alright? That's obviously not working for for me at the Yes. moment. But the thing is, if I was to change it to something else, Yep. because my injury has already happened, it would never cover this injury. That is correct. Yeah. Yeah. Yes. So it's pointless Yes. changing it. Yeah. That's That right. was Yeah. just the Sort question. of like yeah. No. That's absolutely fine. So at the moment, having a look at the where the claim was, you have what's called an ADL definition, which is activities of daily living. So in order to claim on that policy, you need to be able to receive assistance with two of the five activities of daily living, things like bathing, eating, dressing, you know, getting in and out of bed. You sort of need help. Well, at Need that point, to show I you need did. help with those things. I Okay. and I do, but I would have gone, well, I had to have surgery because there was an Yes, option ma'am. for surgery. Okay.","start_word":835,"end_word":1139,"sentiment":"neutral","sentiment_score":-0.023640725993719258},{"text":"But now I've had the surgery, I still have those problems.","start_word":1140,"end_word":1150,"sentiment":"negative","sentiment_score":-0.35751527547836304},{"text":"Okay. Do you so you still you said that because I think let me look at the file here, and it did say that you were due to have surgery recently. So are you needing assistance with two of those five aspects, like dressing? Do you does your wife physically have to help you with those aspects, like dressing or feeding or bathing or how's everything? Well, I need help with, say, manicuring. Yep.","start_word":1151,"end_word":1224,"sentiment":"neutral","sentiment_score":-0.014273514971137049},{"text":"Like, I can't cut my own toadails.","start_word":1225,"end_word":1231,"sentiment":"negative","sentiment_score":-0.3473765254020691},{"text":"Right.","start_word":1232,"end_word":1232,"sentiment":"neutral","sentiment_score":-0.2757030725479126},{"text":"I can't put socks on. I can't really wash my feet.","start_word":1233,"end_word":1243,"sentiment":"negative","sentiment_score":-0.4051174521446228},{"text":"Right.","start_word":1244,"end_word":1244,"sentiment":"neutral","sentiment_score":-0.27334386110305786},{"text":"So they're the only things that I'm incapable of doing at the moment.","start_word":1245,"end_word":1257,"sentiment":"negative","sentiment_score":-0.45909133553504944},{"text":"Okay. No. That's But alright. they didn't specify whether that was good enough or not. They just said, well, there's an option for surgery.","start_word":1258,"end_word":1281,"sentiment":"neutral","sentiment_score":-0.2625368535518646},{"text":"So I don't know if I should go through all that whole process again, Yeah.","start_word":1282,"end_word":1296,"sentiment":"negative","sentiment_score":-0.3387517035007477},{"text":"whether Yep. that would that would pass or not. Yep. That's okay. What I can do if you like is I can contact the insurer and speak to the claims department and find out what they would actually need as evidence, whether it's like a letter. Because I know to claim on this, you do need to have medical support from two doctors. One of those being a specialist as well as one can be, like, your local GP. But I can find out and ask them clients in the claims department for them to specify exactly what it is that they're needing for you to be able to try and claim on that again. I know with the toenails, as much as that is needing assistance, they don't technically consider that, like, an everyday activity of daily living. It's more just the main things like bathing, dressing, feeding, getting in and out of the shower and the bath, toileting, and things like that. Yep. So the big things. But if you like, I can contact my team. Like, we can contact the claims department from Nios. We can talk to them about exactly what they would need with regard to the ADL definition, and then we can always come back and try to reassess that with you. Does that sound like something you'd be comfortable with me doing? Yes. Yeah? Definitely.","start_word":1297,"end_word":1528,"sentiment":"neutral","sentiment_score":0.01547679273915429},{"text":"Yeah. Beautiful. That way you don't have to go through that whole claims process again until we know we're able to do so.","start_word":1529,"end_word":1551,"sentiment":"positive","sentiment_score":0.4200705885887146},{"text":"But it gives you a bit of clarity around how to claim on that TBD. If you are not able to go back to work and you do need assistance, we do wanna try and claim, but we don't want you to keep claiming and be given a decline every time.","start_word":1552,"end_word":1602,"sentiment":"neutral","sentiment_score":-0.06751429289579391},{"text":"It's not great for yourself.","start_word":1603,"end_word":1607,"sentiment":"negative","sentiment_score":-0.6721744537353516},{"text":"Yeah. So I'll go It's a back lot of and it's do a a bit of lot of paperwork as well. it is. It is. Yeah. So we'll I'll go back, and I'll find out from the claims team what they exactly want, what they need, what kind of evidence they're gonna ask for, and then we can, you know, come back to you and let you know what we're gonna need so you can keep working with your doctors. Because do you go back to the doctor very on a regular basis to have things looked at? How often do you see your doctors? Well, I see the GP every month, once a month. Yep. And at the moment with the the surgeon specialist, he's he's on a six month review. So Yep. I had a a post op, and then I'm due for another another one in June. Okay. I see him again in June, and then I I'm not sure if it's another six month after that I'll see him again. But I've Yep. got hydrotherapy. I've got physio. Yeah. So I'm doing all that at the moment as well. Yep. Okay. No. Not a problem at all. Well, I'll go So back and switch the other to the the claims other thing team. we sort of Yeah. need to ask them is if if Yes. this all happens after I think they said the the recovery period by twelve months. Yep. So I I don't know if anything can happen until after that twelve months anyway. Yep. Yep. That's okay. Not a problem Because I at I've all. And had you're the surgery in December. in December. Okay.","start_word":1608,"end_word":1889,"sentiment":"neutral","sentiment_score":-0.0024538331480155177},{"text":"Perfect.","start_word":1890,"end_word":1890,"sentiment":"positive","sentiment_score":0.3404947817325592},{"text":"And the doctors are basically saying you're not gonna be able to go back to landscaping. They they you're gonna have to find something else. Is that Yeah. right? That's just Yep. a given now. It's Yep. yeah. Okay. And you're on workers' compensation at the moment. Is that right? Yep. Yep. How much are you sort of receiving from that on a regular basis? What's the amount you're sort of receiving there currently? 1,200 a week. 1,200 per week. I was And is your getting wife about worth 1,500, but now I'm down to 12. Yeah. Oh, wow. And do you know how long that's expected to continue for Get receiving those funds? Supposed to continue in until there's a I I get a job or there's a settlement. Okay. Okay. Yep. So, apparently, they can't they can't stop paying me unless I can be reskilled and into a job. Okay. Beautiful. That was an injury that happened at work then, so you should be on Yeah. workers' compensation. Yep. Okay. Well, if they do happen to give you a settlement, give me a call. Let me know because we can definitely help provide some advice on what to do with the funds to, you know, provide benefit for you. Okay? Yeah. No. Yeah. Yeah. That's what I need as well. Yeah.","start_word":1891,"end_word":2113,"sentiment":"neutral","sentiment_score":-0.034750436587184},{"text":"Absolutely.","start_word":2114,"end_word":2114,"sentiment":"positive","sentiment_score":0.3554314970970154},{"text":"Not a problem. And so Okay. with your wife, is she working at the moment as well? Or Yes. yes.","start_word":2115,"end_word":2134,"sentiment":"neutral","sentiment_score":0.0957602560520172},{"text":"Beautiful.","start_word":2135,"end_word":2135,"sentiment":"positive","sentiment_score":0.5296072959899902},{"text":"And how are you sort of finding expenses? Are you guys okay covering expenses? Is money a little bit tight at the moment? Are you managing to put much away in savings? Or Well, that's the thing. We're we're surviving. yep. Yeah. There's no savings at the moment. There hasn't been Okay. savings since I finished work, really. Yep. Yep. No worries. And no saving. So we Okay. were because my wife's from Mexico, so we're going to we were originally going to Mexico every couple of years, Yeah. and now that's sort of on hold. So we've Oh, actually no. I'm sorry. I got a redundancy Yeah. payout Yep. from work as well, and we're gonna just use that now to get tickets to go to Mexico because we're just stuck. Oh, wow. I've got So nothing you to look are? forward to at the moment.","start_word":2136,"end_word":2282,"sentiment":"neutral","sentiment_score":-0.048574864864349365},{"text":"So Oh, that's a shame.","start_word":2283,"end_word":2287,"sentiment":"negative","sentiment_score":-0.4103080928325653},{"text":"And so Alright. Alright. are you still going to Mexico for that holiday? Or Yeah. We've we've got tickets, and they had a big red sale on events with Qantas, so we've got them pretty much half price. Yeah. Wow. So so we're going October to Mexico and do four weeks there and then start again.","start_word":2288,"end_word":2343,"sentiment":"neutral","sentiment_score":0.04634607955813408},{"text":"Wow. That's awesome. Well, I hope you have a really good time. It's giving you something to look forward to, which is important for the moment.","start_word":2344,"end_word":2369,"sentiment":"positive","sentiment_score":0.5869043469429016},{"text":"So Yes.","start_word":2370,"end_word":2371,"sentiment":"neutral","sentiment_score":0.31269940733909607},{"text":"Mentality. beautiful. Yeah. Absolutely. Perfect.","start_word":2372,"end_word":2376,"sentiment":"positive","sentiment_score":0.5046480298042297},{"text":"Well, I'll go back. I'll do a bit of research there for you. I'll look at reducing your risk level. I'll have a look at your super fund you're in now versus anything else, the SMA product versus maybe just altering some of the investments in here for you. I'll also get my team to go back and speak to claims team. We'll have a look at what we need in order to, you know, be able to claim on that ADL definition. We can come back and do catches in the meantime, and we'll maybe update this advice for you for the moment and then do regular catch ups moving forward. Does that sound okay? Have I touched on everything that you sort of wanted to? Is there anything further you wanted to ask me relate in relation to any of those things? No. It's all pretty good. Let's see Yeah. how it goes. Yeah.","start_word":2377,"end_word":2532,"sentiment":"neutral","sentiment_score":0.08559869115169232},{"text":"Beautiful. Beautiful.","start_word":2533,"end_word":2534,"sentiment":"positive","sentiment_score":0.5360062718391418},{"text":"I just also wanted to update any of your assets and liabilities as well just sort of making sure that our records are updated from last time. I can see here that your sorry. Your car, you had a a vehicle with a value of about 3,000. What kind of car do you guys have? We got two cars. Yep. Perfect. What sort of cars are they? I got a Toyota Camry, like, 2000 model Yep. and a 2015 Nissan X Trail. And that's Okay. that's Perfect. probably worth about 14,000, I think. Yep. Perfect. And what sort of value would you put on the camera, do you think? Yeah. Still about 3. That's right. Beautiful. Do you have loans on any of those vehicles, or are they owned completely outright? They're all owned.","start_word":2535,"end_word":2668,"sentiment":"neutral","sentiment_score":0.054026030004024506},{"text":"Beautiful. Excellent.","start_word":2669,"end_word":2670,"sentiment":"positive","sentiment_score":0.4527748227119446},{"text":"They have no debts. You did have understandable. You did have about 6,000 in savings. You don't have that anymore. You sort of mentioned you don't have any savings at the moment. Oh, we got we got 10 left at the moment, but that'll be Okay. that'll be spent in Mexico. Yep. Yep. That's okay.","start_word":2671,"end_word":2725,"sentiment":"neutral","sentiment_score":0.013261598534882069},{"text":"You'll at least enjoy your time while you're there, and that's important.","start_word":2726,"end_word":2737,"sentiment":"positive","sentiment_score":0.40160709619522095},{"text":"Those memories are important. So Yeah. let's see.","start_word":2738,"end_word":2745,"sentiment":"neutral","sentiment_score":0.18702062964439392},{"text":"Beautiful. Lovely.","start_word":2746,"end_word":2747,"sentiment":"positive","sentiment_score":0.4943665564060211},{"text":"Other assets I do like to note down are things like your contents insurance. Do you guys have contents insurance on your on your house or on your contents there, and what's the value would you put on your contents, do you think? I'd say between 100, 150. We don't have any insurance on them. Yeah. No. That's okay. Not a problem at all. And you mentioned Run that on you're trust. renting no. That's okay. And how much are you renting the property for at the moment? $4.50. $4.50. Is that per week? Yes. Yep. Okay.","start_word":2748,"end_word":2844,"sentiment":"neutral","sentiment_score":0.07111762464046478},{"text":"Beautiful.","start_word":2845,"end_word":2845,"sentiment":"positive","sentiment_score":0.6504244804382324},{"text":"Is there any other assets or anything else of value that you would wanna note on here at all? No. No. Nope. That's okay.","start_word":2846,"end_word":2869,"sentiment":"neutral","sentiment_score":0.2406101226806641},{"text":"Beautiful.","start_word":2870,"end_word":2870,"sentiment":"positive","sentiment_score":0.5559914708137512},{"text":"And the other thing I do like to touch base on is the estate planning aspects as well. So have you guys got a will, a valid will? Have you talked about doing a will or a power of attorney or anything like that? I no. I don't have a will. Okay. Yep. It's not something you guys have talked about doing recently. Not really, but probably Right. should. That's right. Yeah. It is definitely one of those things we do like to touch base on. Having a will and a valid power of attorney for yourself and your wife is really important. Just making sure with your sleep, we tend to have and with your life insurance, we tend to have beneficiary nominations applied. But everything outside of that, like your home and contents, your cars, your savings accounts, you know, any family ailments that you might have, all those things aren't incorporated into that sort of into the beneficiary side of things. So having a will done up with a solicitor is really important. You can also do it cheaper by having, like, a will kit set up, or you can do it through, you know, the government with the with the help of your state trustees. But having a valid will in place just means that in the event that something happens to one or both of you, that all of your, you know, assets can be pulled together and directed to where you want them to go. So without having your will in place, everything kinda has to go through probate, which for your family can be a costly and lengthy process. So it is definitely really important to have a will done up. If you wanted to, we could always send through an email after the call just with some information on a local school so that we can refer you to. It has a costing of what they charge to do, Will, just to kinda start the conversation. Would you like me to organize that for you, Ross? Yes, please. Yeah.","start_word":2871,"end_word":3217,"sentiment":"neutral","sentiment_score":0.11000378253824084},{"text":"Beautiful. I'll get that emailed enough for you shortly.","start_word":3218,"end_word":3226,"sentiment":"positive","sentiment_score":0.5234854221343994},{"text":"You alright? Can I ask a quick question? Absolutely. With my will and and all all my assets, Yes. is there is there a clause in there where you can do like a it sounds stupid, but it picks a pick situation where you say everybody has one turn at picking what they want. So somebody picks what they want, and then the next person picks what they want and so forth. Yeah. You can do. Essentially, you can have your will set up so that you can direct certain assets to certain people. With that kind of scenario where you're sort of picking what you want. My grandmother honestly did that when she was moving into a nursing home, and she kind of just set it up in a book with her executor. And she got while she was still alive, she got everyone to come around and basically pick what they wanted, and they just had it kind of noted that this is what they wanted on her passing, and that was kind of entered into the will into the will. It was like Yeah. a book Right. it came with. Yeah. So that absolutely can happen, but it is something you wanna kinda talk to your family members about before you pass away, letting you know, working at what they do and or don't want so you can kind of have it noted in the will. This is what Oh, it's this only person's between gonna my wife get. and two kids. But Oh, one of them okay. is five, so he wouldn't work. He'd be Oh, picking he all probably the wrong doesn't things. know yet. Probably doesn't know just yet. Yeah. No. He'd Alternatively, just be picking my soccer balls. yeah, alternatively, another way of the structuring is that everything kinda just gets sold off, liquidated, and then the money can just be spread across. Yeah. Another Right.","start_word":3227,"end_word":3549,"sentiment":"neutral","sentiment_score":-0.02128585870882306},{"text":"good aspect is because your kids are still quite young, they're you how many kids do you have?","start_word":3550,"end_word":3567,"sentiment":"positive","sentiment_score":0.36062338948249817},{"text":"Just two. Just two and they're both 18? Both young? Yep. Yep. Yeah. Oh, Yeah. one So 15 be and one five. okay. Yeah.","start_word":3568,"end_word":3591,"sentiment":"neutral","sentiment_score":0.10693034529685974},{"text":"Perfect.","start_word":3592,"end_word":3592,"sentiment":"positive","sentiment_score":0.5637180805206299},{"text":"So another way of sort of looking at it is because one of your kids is they're both 18, so still technically your financial dependent. Having things, you could have the money put into trust for them in the event of something happening, have the money go into trust and distributed to them, you know, at a later date when they turn 18 or 21 or 30 or whatever you kind of just choose or decide. Or you can have it sort of set up so it distributes income to them at, you know, certain points of time.","start_word":3593,"end_word":3690,"sentiment":"neutral","sentiment_score":0.20217899978160855},{"text":"So having a will join up by solicitor allows you a lot more structure around what you want to happen, how you want it to be paid. You can have, you know, trust set up. Some money can be be distributed to children in certain assets. It just gives you a lot more control over what you want to happen to all of your assets and things.","start_word":3691,"end_word":3757,"sentiment":"positive","sentiment_score":0.3781047761440277},{"text":"Does that help? Does that answer your question? Yeah. Yeah. Yeah. Yep.","start_word":3758,"end_word":3769,"sentiment":"neutral","sentiment_score":0.14104975759983063},{"text":"Perfect.","start_word":3770,"end_word":3770,"sentiment":"positive","sentiment_score":0.42379266023635864},{"text":"But I'll send through the email after the call for you just so you have that information there around the solicitor's details, the cost of setting up a will, because it is something to maybe have a chat about with your wife and work out what your wishes are, and also a power of attorney. So another really big important asset is having a power of attorney in place. So in the event that you're unable to make decisions on your own, whether that be financial or whether that be, you know, medical decisions that someone knows what you want to happen and that you've got someone appointed to follow the direction that you've outlaid. So So having a power of attorney in yes. in Sorry. my I thought when I originally set up all this, like, years ago when I first come with you, I thought, I don't know if you guys helped me appoint my wife as the power of attorney, or she's just the the receiver of anything of of the money if I if I pass. Yeah.","start_word":3771,"end_word":3951,"sentiment":"neutral","sentiment_score":0.054133638451441875},{"text":"That's a really good question. So we've actually helped you set up your beneficiary nomination on your super and your life insurance, which note here that your wife is a 100% beneficiary.","start_word":3952,"end_word":3983,"sentiment":"positive","sentiment_score":0.3603030145168304},{"text":"And that Yep. means if you were to pass away, your super and your life proceeds can be paid directly to her, but that's But very that doesn't different. do anything with the assets or anything. It it does only with your super and your life cover. It doesn't cover anything that's not your life insurance or your superannuation. So everything outside of those two things is encompassed into a will. And Okay. apart So all yeah. all of my, like, say, my savings and whatnot, Yep. Yep. that's That's not included. No. No. So the beneficiary Yeah. Right. nominations for super only covers your super balance, which can be paid to your wife and your life insurance proceeds, which again get paid to your wife. They're covered by the beneficiary nominations Yeah.","start_word":3984,"end_word":4116,"sentiment":"neutral","sentiment_score":-0.016815660521388054},{"text":"Fine that time. you have set up already, and they're correct as per your wishes.","start_word":4117,"end_word":4131,"sentiment":"positive","sentiment_score":0.41013723611831665},{"text":"Everything outside of super is your home, your contents, your cars, your savings accounts, anything that's out, you know, in your home, on your bank accounts, those are all separate, and those are estate assets, whereas And your if I was super to and your life cover are not. Sorry. so if I was to appoint a power of attorney, would they have control as to what happens with them? So power of attorney is completely separate again. A power of attorney is you nominating an attorney to make decisions in the event that you're unable to whilst you're still living. So a power of attorney, Yep. if you, say, Yep. have a car accident and you're in, you know, a medical coma or you're having surgery and you can't make those decisions for you, a power of attorney can be placed in force, and it's a legal document set up by a solicitor, and that person has direction to make wishes for you. They can decide what surgery you're gonna have, whether they get you have surgery or not, you know, if if And you're in if a medical I didn't coma. have a will if I didn't have a will at that point, would they have the power to create my will? No. They don't. No. No. No. Okay. It's all So kinda what gotta be set up whilst you have capacity to do so. The power of attorney and will all needs to be done whilst you have mental and physical capacity to make those decisions. so what would happen with all my things if I was to go tomorrow with no will? It would go into probate. Essentially, your wife would still be able to live in the house and do all the bits and pieces. It wouldn't be a problem, but it would go in everything would have to go through probate, which essentially means that it goes through a court process, and the judge decides what happens to all of your assets in accordance with local or, you know, state legislation. Majority Right. of the Okay. time, it all passes directly to your wife. That's Yep. normally how we all want it to go, but there Yep. are certain circumstances where we want something different to maybe go to a mother or brother or sister or a cousin or just someone we wanna look after or we wanna bequest something to, maybe to a charity that we like or something. So, normally, all this goes direct to your wife, but there are instances where somebody can come up, make a claim, and a judge says, hey. Yeah. You're entitled to a claim on this.","start_word":4132,"end_word":4581,"sentiment":"neutral","sentiment_score":-0.08619046633442243},{"text":"I'm gonna give you this much money or this is gonna go to you. So Yeah. it's And upsets just the that rest of the family.","start_word":4582,"end_word":4607,"sentiment":"negative","sentiment_score":-0.6157702207565308},{"text":"it can. It can. Yeah. It's always that can be the hardest time for a family going through that probate process. It is lengthy and can be quite costly to the estate as well. So it is Because something I to definitely my consider. my auntie actually had a power of attorney to her her husband who was her ex husband by the time she passed. Yeah. And he was taking things from the house, and they pretty much took everything before her sisters, like my mom and and her sister Yep. couldn't get hold of them. So, yeah, I understand. Wow. If you don't if you Yeah. don't do it properly, That's exactly things things right. can go bad. Absolutely. Absolutely. And with a power of attorney that goes into place whilst you're still living, a power of attorney is null and void once you pass away, and that's when the will comes into play as well as your beneficiary nominations. So Yes. long as you have a will set up, a power of attorney, and your beneficiaries, then you've generally covered all of your bases. There are instances where, you know, nothing is ever a 100% locked in. People can always come out and make a claim. However, having the power of attorney that notes your wishes, having a will that's structured to, you know, make sure your wishes are adhered to, and your beneficiary nominations on your super and your life cover, having all those things in place gives everyone direction as to what you wanted to happen. So the the idea is that people should follow that direction. Okay? Yeah. Yeah. Not a problem. Very It's a clear. lot, isn't At least I understand what what it is now. I never it? really Yeah. asked the question. No. That's okay. That's what we're here for. You're welcome to ask any question you like. Okay.","start_word":4608,"end_word":4925,"sentiment":"neutral","sentiment_score":0.0014548978069797158},{"text":"Thank you very much. All good.","start_word":4926,"end_word":4931,"sentiment":"positive","sentiment_score":0.44402015209198},{"text":"That's okay. I just want to double check. I've got your wife, Adriana, as your next of kin on our file.","start_word":4932,"end_word":4952,"sentiment":"neutral","sentiment_score":0.23520444333553311},{"text":"That's still all correct. You're happy to keep that as it is?","start_word":4953,"end_word":4964,"sentiment":"positive","sentiment_score":0.4320874810218811},{"text":"Yep. Yep.","start_word":4965,"end_word":4966,"sentiment":"neutral","sentiment_score":0.08935307711362839},{"text":"At the moment, Beautiful. she's very nice to me. Lovely. Lovely. Beautiful. Is there any other goals I know sort of working forward looking at super reducing a bit of risk there for you? All going well.","start_word":4967,"end_word":5003,"sentiment":"positive","sentiment_score":0.5077953934669495},{"text":"When are you sort of hoping to be able to retire? Are you sort of looking at 60, or do you think if if and when you go back to work, if you find something you're comfortable doing that you might be able to work a bit longer? What's your sort of goal age at the moment for retirement? Well, 60 what is it? 67? Well, at the moment, you can retire at 60 if you want. Oh, really? Yeah. Yeah. Yeah. 67 is the age if eligible to apply for the age pension through Centrelink. Under the current legislation, if you retire at the age of 60, you can access your super tax free. Alright. Yeah. I'll probably still go as long as I can. As long as you can. Yeah. That's okay. I You're don't still wanna really be stuck young. at home. That's okay. You're still really young. When we look at the advice, we currently only look at the next ten years because anything beyond that, there's too many factors that could change in your life. So Yep. we'll look at the next ten years with regards to the advice and then keep altering and updating it and doing cat tests with you.","start_word":5004,"end_word":5210,"sentiment":"neutral","sentiment_score":0.061362847685813904},{"text":"You've got your holiday coming up in October, which is fantastic.","start_word":5211,"end_word":5221,"sentiment":"positive","sentiment_score":0.6660444736480713},{"text":"Is there anything else goal wise that you're looking to achieve in the next one, two, three, five years, or are you sort of just hoping to find some sort of work and get back into things, or what's your thoughts? Yeah. I'm just I can't really plan on anything besides trying to get to work. Yep. That's okay. Not a problem at all. It's priority Yeah. one at the moment. Yeah. Absolutely. Not an issue at all. Well, I'll send out an email after the call for you just with a bit of a follow-up on what we've gone through, what I'm gonna look at just to kinda give you a bit of a recap because we've touched on a lot of different areas. I'm also gonna send through the lawyer's information for you guys so you can have a bit of a look at the costing and everything there. I'm Yep. also just gonna send you an annual review pack to you as well. It's got your ongoing service agreement for the next twelve months there with that 1.65. It's also got the financial services guide in there for you, which outlines everything about who we are, what we do. The lovely photo of me and my licensing details in there for you as well because I'm a full licensed adviser, and my registration number through Aftik is 1304394. And it's also got your portfolio report for you to have a look at. I've got a few other little documents there for you to sort of view.","start_word":5222,"end_word":5480,"sentiment":"neutral","sentiment_score":0.12466578645825846},{"text":"When that comes through to your email, if you can just sign and return for me, that would be fabulous, and I'll do some additional research and update this advice for you.","start_word":5481,"end_word":5512,"sentiment":"positive","sentiment_score":0.37909790873527527},{"text":"And I'll go back and make sure I speak to the claims department and see what we can do about that PPD so we can get a guide on when we might be able to claiming on that PPD cover for you. How does that sound?","start_word":5513,"end_word":5558,"sentiment":"neutral","sentiment_score":0.12908950448036194},{"text":"Beautiful.","start_word":5559,"end_word":5559,"sentiment":"positive","sentiment_score":0.4461170434951782},{"text":"Yep.","start_word":5560,"end_word":5560,"sentiment":"neutral","sentiment_score":0.2773936986923218},{"text":"Beautiful.","start_word":5561,"end_word":5561,"sentiment":"positive","sentiment_score":0.42440998554229736},{"text":"Have I missed anything? Is there anything else that you kind of wanted me to touch on or any other questions at all? No. I think that's about it. Yep.","start_word":5562,"end_word":5591,"sentiment":"neutral","sentiment_score":0.0556480847299099},{"text":"Beautiful. Beautiful.","start_word":5592,"end_word":5593,"sentiment":"positive","sentiment_score":0.43885695934295654},{"text":"If there's anything else, Russ, let me know. You'll also have my direct email, so you can shoot me an email back if you need anything. And I'll get stuck into this research for you, and I'll get the plan together. I would like to maybe book you in for sort of two weeks to have that advice presented. Is that okay? Yeah. For sure.","start_word":5594,"end_word":5658,"sentiment":"neutral","sentiment_score":0.264987051486969},{"text":"Beautiful.","start_word":5659,"end_word":5659,"sentiment":"positive","sentiment_score":0.420162171125412},{"text":"So that brings us up to where are we at? The fifteenth today. That brings us up to the April 29. Did you want kinda this time in the morning on a Wednesday? Does that suit you better? Or Wednesday. Today is Wednesday, ain't it? yes. If possible, we'll go Thursday. Yeah. Absolutely. And did you want the same time, 09:00 in the morning? Yes, please. Yes.","start_word":5660,"end_word":5726,"sentiment":"neutral","sentiment_score":0.03831965156566741},{"text":"Beautiful.","start_word":5727,"end_word":5727,"sentiment":"positive","sentiment_score":0.6123155355453491},{"text":"So I'll make it the thirtieth, which is the the April 30 at 9AM, and I'll have that advice document ready to go. I'll do the research in the meantime, and we'll go through that together. Okay?","start_word":5728,"end_word":5764,"sentiment":"neutral","sentiment_score":0.2397530972957611},{"text":"Thank you very much. My pleasure, Ross. It's been a pleasure chatting to you today. I'll get all everything sorted, and, yeah, we'll make sure we do catch ups and see how things are going and see how the markets will go for us over the next few months. Awesome. Beautiful. Thank you so much for your time. I hope you have a lovely day. Same with yourself. Thank you. I'll talk to you soon. Appreciate it. See you. Thanks. Bye.","start_word":5765,"end_word":5845,"sentiment":"positive","sentiment_score":0.6729484796524048}],"average":{"sentiment":"neutral","sentiment_score":0.06784028107536419}}}}