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Oh, I love it when that happens. And we're coming into Easter, so it's gonna start cooling down. Of course it is. But you know what? Even better in my book. Well, I think that's even better because then you get hot chocolate, and you get Easter chocolate, and you get thick blankets and movies. So that's in my book. That's perfect. That's an Easter weekend. Right? Nothing better than it. And they should be as well. They should be coming and pampering you. How many years did you raise them for? They they should be coming on. They'll be on uni break soon, so I doubt it does. Anyway, how can I assist? I know that you had a couple of questions that you wanted to speak about regarding, like, your investments in Super, and and Jack booked you in to speak with myself this afternoon. So what questions or or what did you sort of, I guess, wanna know? Yep. Okay. Make a call. Yeah. No. No. Perfect. So, look, overall, the account's like, couple of your investments are are down. Yeah. The the right so it's supporting it. Honestly, I would I would recommend to hold right now, and that's purely and simply because the market does go down, but it also comes back up. And unless realistically, unless you're looking to cash out all of it or some of it anytime soon, you're not gonna solidify any of the loss or gain. It's gonna keep doing what it does, and the longer it stays invested, the better it is for you because you get dividends paid, which then get reinvested. There's, you know, money that's made within the account as it continues cycling through. You know, majority of the time. And and I guess Yeah. Like, honestly, it's it's something that we would we we we hold on. And I just I guess, probably now is a great time to ask, are your intentions with retirement changed? Are you sort of putting along with everything, or are you looking to, you know, retire or access the funds anytime soon? Oh, I like it. Yep. Yeah. No. That's fair. So why? So because you you know that like, I'm assuming you're talking about JobSeeker. JobSeeker is, like, 26,000, 29,000 off the top of my head. I should know that number better. Per year. A little comfortable with that, doesn't it? Yeah. Yep. Plus the hobby that you you do. I like that. Alright. Perfect. Well, if you're if you're absolutely comfortable with that and you're just out there living your best life with your hobby and and accessing Centrelink, if there's anything that you need Centrelink wise or you run into any issues when you're doing the application, give me a call. I'm happy to sit on the phone while you do the application, I know they can be an absolute pain to do. But they're pretty intuitive. Yeah. Yes. Yeah. You're not talking about them. Yeah. Yeah. Absolutely. No. No. That's yes. Yeah. Yeah. You just gotta do it on some of that savings a little bit, pop it into little hidey holes, and go from there. Yeah. Yes. Yes. They do. They wanna know where everything's going. Correct. Under the mattress as it were. I know. I know. They're an absolute pain at the moment, aren't they? Right? If they just if they just, yep, if they just had the single single tax level, it'd be fine. But, no, they like to overcomplicate things. Absolutely. So we're sitting at $7.07 20 in total at the moment. Yeah. Or just $50.50 dollars shy at $7.20. Absolutely. And if there's any questions that you do have that you wanna touch base on, feel free to flick an email through. We'll just pick up the phone and give us a call, and I'm more than happy to to answer them as we roll through. But I know that you said with to Jack that you're happy to just for us to give you a call annually and or yearly and and touch base with you then. So yeah. Yeah. Reach out. Absolutely. Absolutely. Yep. We just hold. Just hold at the moment, and we don't make drastic, you know, moves. Perfect. Well, I'll let you go, John. 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John. Larissa from OQ Financial. How are you going? Good. Sorry about the fall.\n\nNot sure what happened. I could hear you perfectly. Yep. I know. Yes.\n\nNo. Definitely. How's your morning been? Oh, I love it when that happens. And we're coming into Easter, so it's gonna start cooling down.\n\nOf course it is. But you know what? Even better in my book. Well, I think that's even better because then you get hot chocolate, and you get Easter chocolate, and you get thick blankets and movies. So that's in my book.\n\nThat's perfect. That's an Easter weekend. Right? Nothing better than it. And they should be as well.\n\nThey should be coming and pampering you. How many years did you raise them for? They they should be coming on. They'll be on uni break soon, so I doubt it does. Anyway, how can I assist?\n\nI know that you had a couple of questions that you wanted to speak about regarding, like, your investments in Super, and and Jack booked you in to speak with myself this afternoon. So what questions or or what did you sort of, I guess, wanna know? Yep. Okay. Make a call.\n\nYeah. No. No. Perfect. So, look, overall, the account's like, couple of your investments are are down.\n\nYeah. The the right so it's supporting it. Honestly, I would I would recommend to hold right now, and that's purely and simply because the market does go down, but it also comes back up. And unless realistically, unless you're looking to cash out all of it or some of it anytime soon, you're not gonna solidify any of the loss or gain. It's gonna keep doing what it does, and the longer it stays invested, the better it is for you because you get dividends paid, which then get reinvested.\n\nThere's, you know, money that's made within the account as it continues cycling through. You know, majority of the time. And and I guess Yeah. Like, honestly, it's it's something that we would we we we hold on. And I just I guess, probably now is a great time to ask, are your intentions with retirement changed?\n\nAre you sort of putting along with everything, or are you looking to, you know, retire or access the funds anytime soon? Oh, I like it. Yep. Yeah. No.\n\nThat's fair. So why? So because you you know that like, I'm assuming you're talking about JobSeeker. JobSeeker is, like, 26,000, 29,000 off the top of my head. I should know that number better.\n\nPer year. A little comfortable with that, doesn't it? Yeah. Yep. Plus the hobby that you you do.\n\nI like that. Alright. Perfect. Well, if you're if you're absolutely comfortable with that and you're just out there living your best life with your hobby and and accessing Centrelink, if there's anything that you need Centrelink wise or you run into any issues when you're doing the application, give me a call. I'm happy to sit on the phone while you do the application, I know they can be an absolute pain to do.\n\nBut they're pretty intuitive. Yeah. Yes. Yeah. You're not talking about them.\n\nYeah. Yeah. Absolutely. No. No.\n\nThat's yes. Yeah. Yeah. You just gotta do it on some of that savings a little bit, pop it into little hidey holes, and go from there. Yeah.\n\nYes. Yes. They do. They wanna know where everything's going. Correct.\n\nUnder the mattress as it were. I know. I know. They're an absolute pain at the moment, aren't they? Right?\n\nIf they just if they just, yep, if they just had the single single tax level, it'd be fine. But, no, they like to overcomplicate things. Absolutely. So we're sitting at $7.07 20 in total at the moment. Yeah.\n\nOr just $50.50 dollars shy at $7.20. Absolutely. And if there's any questions that you do have that you wanna touch base on, feel free to flick an email through. We'll just pick up the phone and give us a call, and I'm more than happy to to answer them as we roll through. But I know that you said with to Jack that you're happy to just for us to give you a call annually and or yearly and and touch base with you then.\n\nSo yeah. Yeah. Reach out. Absolutely. Absolutely.\n\nYep. We just hold. Just hold at the moment, and we don't make drastic, you know, moves. Perfect. Well, I'll let you go, John.\n\nYou have a lovely day.","paragraphs":[{"sentences":[{"text":"Hi, John.","start":3.04,"end":3.84,"sentiment":"neutral","sentiment_score":0.10034356638789177},{"text":"Larissa from OQ Financial.","start":3.84,"end":5.2799997,"sentiment":"neutral","sentiment_score":0.1340003851801157},{"text":"How are you going?","start":5.2799997,"end":6.18,"sentiment":"neutral","sentiment_score":0.19795003905892372},{"text":"Good.","start":8.24,"end":8.639999,"sentiment":"neutral","sentiment_score":0.18418943881988523},{"text":"Sorry about the fall.","start":8.639999,"end":9.599999,"sentiment":"neutral","sentiment_score":-0.14831889979541302}],"sentiment":"neutral","sentiment_score":0.07462684462467829,"num_words":15,"start":3.04,"end":9.599999},{"sentences":[{"text":"Not sure what happened.","start":9.599999,"end":10.4,"sentiment":"neutral","sentiment_score":-0.21397376060485837},{"text":"I could hear you perfectly.","start":10.4,"end":11.46,"sentiment":"neutral","sentiment_score":-0.02643866389989853},{"text":"Yep.","start":13.754999,"end":14.254999,"sentiment":"neutral","sentiment_score":-0.05653136968612671},{"text":"I know.","start":15.155,"end":17.055,"sentiment":"neutral","sentiment_score":-0.20785483717918396},{"text":"Yes.","start":21.994999,"end":22.474998,"sentiment":"neutral","sentiment_score":0.00575797725468874}],"sentiment":"neutral","sentiment_score":-0.1118901099006717,"num_words":13,"start":9.599999,"end":22.474998},{"sentences":[{"text":"No.","start":22.474998,"end":22.715,"sentiment":"neutral","sentiment_score":0.0029208511114120483},{"text":"Definitely.","start":22.715,"end":23.215,"sentiment":"neutral","sentiment_score":0.05400616675615311},{"text":"How's your morning been?","start":23.515,"end":24.895,"sentiment":"neutral","sentiment_score":0.0788013432174921},{"text":"Oh, I love it when that happens.","start":29.43,"end":31.11,"sentiment":"positive","sentiment_score":0.5716587901115417},{"text":"And we're coming into Easter, so it's gonna start cooling down.","start":31.11,"end":35.85,"sentiment":"positive","sentiment_score":0.35126213052056054}],"sentiment":"positive","sentiment_score":0.34323447321852046,"num_words":24,"start":22.474998,"end":35.85},{"sentences":[{"text":"Of course it is.","start":42.165,"end":42.885,"sentiment":"neutral","sentiment_score":0.031897537875920534},{"text":"But you know what?","start":42.885,"end":43.864998,"sentiment":"neutral","sentiment_score":0.011914522387087345},{"text":"Even better in my book.","start":44.324997,"end":45.704998,"sentiment":"neutral","sentiment_score":0.07313174456357956},{"text":"Well, I think that's even better because then you get hot chocolate, and you get Easter chocolate, and you get thick blankets and movies.","start":46.885,"end":54.77,"sentiment":"neutral","sentiment_score":0.27173285869260627},{"text":"So that's in my book.","start":55.31,"end":57.41,"sentiment":"neutral","sentiment_score":0.08877604305744172}],"sentiment":"neutral","sentiment_score":0.17872323304237353,"num_words":42,"start":42.165,"end":57.41},{"sentences":[{"text":"That's perfect.","start":57.63,"end":58.45,"sentiment":"positive","sentiment_score":0.63463094830513},{"text":"That's an Easter weekend.","start":59.309998,"end":60.53,"sentiment":"positive","sentiment_score":0.5037173330783844},{"text":"Right?","start":62.03,"end":62.53,"sentiment":"neutral","sentiment_score":0.24381524324417111},{"text":"Nothing better than it.","start":63.71,"end":65.09,"sentiment":"neutral","sentiment_score":0.1711537092924118},{"text":"And they should be as well.","start":68.204994,"end":69.825,"sentiment":"neutral","sentiment_score":0.3026589925090472}],"sentiment":"positive","sentiment_score":0.35461854496422934,"num_words":17,"start":57.63,"end":69.825},{"sentences":[{"text":"They should be coming and pampering you.","start":71.405,"end":73.265,"sentiment":"positive","sentiment_score":0.33612322381564547},{"text":"How many years did you raise them for?","start":73.564995,"end":75.405,"sentiment":"neutral","sentiment_score":0.015897214994765818},{"text":"They they should be coming on.","start":75.405,"end":76.865,"sentiment":"neutral","sentiment_score":0.012129844166338444},{"text":"They'll be on uni break soon, so I doubt it does.","start":82.95,"end":86.409996,"sentiment":"neutral","sentiment_score":-0.11653653870929372},{"text":"Anyway, how can I assist?","start":91.35,"end":93.67,"sentiment":"neutral","sentiment_score":0.063535425812006}],"sentiment":"neutral","sentiment_score":0.042934987970904726,"num_words":37,"start":71.405,"end":93.67},{"sentences":[{"text":"I know that you had a couple of questions that you wanted to speak about regarding, like, your investments in Super, and and Jack booked you in to speak with myself this afternoon.","start":93.67,"end":103.075005,"sentiment":"neutral","sentiment_score":0.051485754888166084},{"text":"So what questions or or what did you sort of, I guess, wanna know?","start":103.535,"end":106.83501,"sentiment":"neutral","sentiment_score":0.006794479808637074},{"text":"Yep.","start":128.715,"end":129.215,"sentiment":"neutral","sentiment_score":-0.015711316838860512},{"text":"Okay.","start":133.035,"end":133.535,"sentiment":"neutral","sentiment_score":-0.04321909323334694},{"text":"Make a call.","start":138.64,"end":139.45999,"sentiment":"neutral","sentiment_score":-0.012853960196177164}],"sentiment":"neutral","sentiment_score":0.03262808342249347,"num_words":52,"start":93.67,"end":139.45999},{"sentences":[{"text":"Yeah.","start":143.28,"end":143.78,"sentiment":"neutral","sentiment_score":-0.013183650560677052},{"text":"No.","start":143.84,"end":144.0,"sentiment":"neutral","sentiment_score":-0.1441878080368042},{"text":"No.","start":144.0,"end":144.4,"sentiment":"neutral","sentiment_score":-0.15936551988124847},{"text":"Perfect.","start":144.4,"end":144.9,"sentiment":"neutral","sentiment_score":0.0374608039855957},{"text":"So, look, overall, the account's like, couple of your investments are are down.","start":145.36,"end":151.515,"sentiment":"neutral","sentiment_score":-0.16241906783901727}],"sentiment":"neutral","sentiment_score":-0.14063082684707992,"num_words":17,"start":143.28,"end":151.515},{"sentences":[{"text":"Yeah.","start":162.55,"end":163.05,"sentiment":"neutral","sentiment_score":0.0542314276099205},{"text":"The the right so it's supporting it.","start":163.43,"end":166.97,"sentiment":"neutral","sentiment_score":0.11068925101842199},{"text":"Honestly, I would I would recommend to hold right now, and that's purely and simply because the market does go down, but it also comes back up.","start":168.31,"end":176.65001,"sentiment":"neutral","sentiment_score":0.07074918839390631},{"text":"And unless realistically, unless you're looking to cash out all of it or some of it anytime soon, you're not gonna solidify any of the loss or gain.","start":178.415,"end":188.035,"sentiment":"neutral","sentiment_score":-0.23981477692723274},{"text":"It's gonna keep doing what it does, and the longer it stays invested, the better it is for you because you get dividends paid, which then get reinvested.","start":188.495,"end":198.38,"sentiment":"neutral","sentiment_score":0.3086573901985373}],"sentiment":"neutral","sentiment_score":0.051284367505174414,"num_words":91,"start":162.55,"end":198.38},{"sentences":[{"text":"There's, you know, money that's made within the account as it continues cycling through.","start":199.0,"end":204.3,"sentiment":"neutral","sentiment_score":0.16924352198839188},{"text":"You know, majority of the time.","start":205.995,"end":207.595,"sentiment":"neutral","sentiment_score":0.13248477379480997},{"text":"And and I guess Yeah.","start":207.595,"end":222.97,"sentiment":"neutral","sentiment_score":0.09338920786976815},{"text":"Like, honestly, it's it's something that we would we we we hold on.","start":222.97,"end":226.81,"sentiment":"neutral","sentiment_score":0.1221845900783172},{"text":"And I just I guess, probably now is a great time to ask, are your intentions with retirement changed?","start":226.81,"end":232.10501,"sentiment":"neutral","sentiment_score":0.26399261661266027}],"sentiment":"neutral","sentiment_score":0.17957058555462904,"num_words":57,"start":199.0,"end":232.10501},{"sentences":[{"text":"Are you sort of putting along with everything, or are you looking to, you know, retire or access the funds anytime soon?","start":232.24501,"end":239.785,"sentiment":"neutral","sentiment_score":0.10768924196335403},{"text":"Oh, I like it.","start":247.38,"end":248.52,"sentiment":"neutral","sentiment_score":-0.1199665442109108},{"text":"Yep.","start":251.14,"end":251.64,"sentiment":"neutral","sentiment_score":0.05144209787249565},{"text":"Yeah.","start":256.18,"end":256.58002,"sentiment":"neutral","sentiment_score":-0.009870709851384165},{"text":"No.","start":256.58002,"end":256.66,"sentiment":"neutral","sentiment_score":-0.1636960804462433}],"sentiment":"neutral","sentiment_score":0.060936981169828056,"num_words":29,"start":232.24501,"end":256.66},{"sentences":[{"text":"That's fair.","start":256.66,"end":257.46,"sentiment":"neutral","sentiment_score":-0.26502572000026703},{"text":"So why?","start":257.46,"end":261.295,"sentiment":"neutral","sentiment_score":-0.08631702791899443},{"text":"So because you you know that like, I'm assuming you're talking about JobSeeker.","start":261.295,"end":265.555,"sentiment":"neutral","sentiment_score":0.007447887641879229},{"text":"JobSeeker is, like, 26,000, 29,000 off the top of my head.","start":266.015,"end":272.94,"sentiment":"neutral","sentiment_score":0.019523272968151352},{"text":"I should know that number better.","start":272.94,"end":274.40002,"sentiment":"neutral","sentiment_score":0.0673229992389679}],"sentiment":"neutral","sentiment_score":0.000377383576158215,"num_words":34,"start":256.66,"end":274.40002},{"sentences":[{"text":"Per year.","start":274.78,"end":275.34,"sentiment":"neutral","sentiment_score":0.05397532880306244},{"text":"A little comfortable with that, doesn't it?","start":275.34,"end":277.28,"sentiment":"neutral","sentiment_score":0.05329291043537004},{"text":"Yeah.","start":278.22,"end":278.72,"sentiment":"neutral","sentiment_score":0.07260577380657196},{"text":"Yep.","start":288.79498,"end":289.29498,"sentiment":"neutral","sentiment_score":0.2573552131652832},{"text":"Plus the hobby that you you do.","start":289.435,"end":291.375,"sentiment":"positive","sentiment_score":0.3931147498743875}],"sentiment":"neutral","sentiment_score":0.1979314037081268,"num_words":18,"start":274.78,"end":291.375},{"sentences":[{"text":"I like that.","start":291.675,"end":292.57498,"sentiment":"positive","sentiment_score":0.5461877584457397},{"text":"Alright.","start":295.835,"end":296.235,"sentiment":"neutral","sentiment_score":0.08017434924840927},{"text":"Perfect.","start":296.235,"end":296.635,"sentiment":"positive","sentiment_score":0.4058349132537842},{"text":"Well, if you're if you're absolutely comfortable with that and you're just out there living your best life with your hobby and and accessing Centrelink, if there's anything that you need Centrelink wise or you run into any issues when you're doing the application, give me a call.","start":296.635,"end":310.75,"sentiment":"neutral","sentiment_score":0.2565804775804281},{"text":"I'm happy to sit on the phone while you do the application, I know they can be an absolute pain to do.","start":310.75,"end":316.595,"sentiment":"neutral","sentiment_score":0.23957453353796154}],"sentiment":"neutral","sentiment_score":0.26281433599380155,"num_words":75,"start":291.675,"end":316.595},{"sentences":[{"text":"But they're pretty intuitive.","start":317.135,"end":319.235,"sentiment":"neutral","sentiment_score":0.2015825528651476},{"text":"Yeah.","start":322.415,"end":322.915,"sentiment":"neutral","sentiment_score":0.11167357861995696},{"text":"Yes.","start":327.67,"end":327.91,"sentiment":"neutral","sentiment_score":0.020564213395118713},{"text":"Yeah.","start":327.91,"end":328.31,"sentiment":"neutral","sentiment_score":0.013126748614013197},{"text":"You're not talking about them.","start":328.31,"end":329.77002,"sentiment":"neutral","sentiment_score":-0.0736741729080677}],"sentiment":"neutral","sentiment_score":0.04861032396244506,"num_words":12,"start":317.135,"end":329.77002},{"sentences":[{"text":"Yeah.","start":335.27002,"end":335.77002,"sentiment":"neutral","sentiment_score":-0.01729290559887886},{"text":"Yeah.","start":346.58502,"end":347.08502,"sentiment":"neutral","sentiment_score":-0.01416265405714512},{"text":"Absolutely.","start":348.825,"end":349.325,"sentiment":"neutral","sentiment_score":0.0703926533460617},{"text":"No.","start":354.16998,"end":354.66998,"sentiment":"neutral","sentiment_score":-0.23226425051689148},{"text":"No.","start":354.88998,"end":355.21,"sentiment":"neutral","sentiment_score":-0.23209181427955627}],"sentiment":"neutral","sentiment_score":-0.08508379422128201,"num_words":5,"start":335.27002,"end":355.21},{"sentences":[{"text":"That's yes.","start":355.21,"end":359.06998,"sentiment":"neutral","sentiment_score":-0.14780291728675365},{"text":"Yeah.","start":359.21,"end":359.44998,"sentiment":"neutral","sentiment_score":0.013705877587199213},{"text":"Yeah.","start":359.44998,"end":359.69,"sentiment":"neutral","sentiment_score":0.028242265805602074},{"text":"You just gotta do it on some of that savings a little bit, pop it into little hidey holes, and go from there.","start":359.69,"end":365.15,"sentiment":"neutral","sentiment_score":0.0251108571563078},{"text":"Yeah.","start":369.45502,"end":369.95502,"sentiment":"neutral","sentiment_score":-0.010049140080809591}],"sentiment":"neutral","sentiment_score":0.011208674404770136,"num_words":28,"start":355.21,"end":369.95502},{"sentences":[{"text":"Yes.","start":371.615,"end":372.115,"sentiment":"neutral","sentiment_score":0.02103301882743835},{"text":"Yes.","start":372.415,"end":372.73502,"sentiment":"neutral","sentiment_score":0.01647390052676201},{"text":"They do.","start":372.73502,"end":373.375,"sentiment":"neutral","sentiment_score":-0.027905920520424843},{"text":"They wanna know where everything's going.","start":373.375,"end":375.23502,"sentiment":"neutral","sentiment_score":-0.09199920731286208},{"text":"Correct.","start":375.935,"end":376.435,"sentiment":"neutral","sentiment_score":0.008816959336400032}],"sentiment":"neutral","sentiment_score":-0.05104392783885652,"num_words":11,"start":371.615,"end":376.435},{"sentences":[{"text":"Under the mattress as it were.","start":376.73502,"end":378.355,"sentiment":"negative","sentiment_score":-0.35818712910016376},{"text":"I know.","start":382.61,"end":383.27,"sentiment":"neutral","sentiment_score":-0.11875201389193535},{"text":"I know.","start":386.61,"end":387.43,"sentiment":"neutral","sentiment_score":-0.10729748010635376},{"text":"They're an absolute pain at the moment, aren't they?","start":387.88998,"end":390.15,"sentiment":"negative","sentiment_score":-0.3602063548233774},{"text":"Right?","start":402.70502,"end":403.185,"sentiment":"neutral","sentiment_score":0.04814457148313522}],"sentiment":"neutral","sentiment_score":-0.2897467192262411,"num_words":20,"start":376.73502,"end":403.185},{"sentences":[{"text":"If they just if they just, yep, if they just had the single single tax level, it'd be fine.","start":403.185,"end":408.78998,"sentiment":"neutral","sentiment_score":-0.10602522366925289},{"text":"But, no, they like to overcomplicate things.","start":409.72998,"end":411.83,"sentiment":"negative","sentiment_score":-0.44935173647744314},{"text":"Absolutely.","start":436.75,"end":437.25,"sentiment":"neutral","sentiment_score":0.12514236569404602},{"text":"So we're sitting at $7.07 20 in total at the moment.","start":441.78998,"end":446.37,"sentiment":"neutral","sentiment_score":0.028746332549913364},{"text":"Yeah.","start":447.335,"end":447.655,"sentiment":"neutral","sentiment_score":0.041667744517326355}],"sentiment":"neutral","sentiment_score":-0.11992106761019199,"num_words":39,"start":403.185,"end":447.655},{"sentences":[{"text":"Or just $50.50 dollars shy at $7.20.","start":447.655,"end":452.475,"sentiment":"neutral","sentiment_score":0.04413078725337982},{"text":"Absolutely.","start":459.68,"end":460.18,"sentiment":"positive","sentiment_score":0.394905149936676},{"text":"And if there's any questions that you do have that you wanna touch base on, feel free to flick an email through.","start":460.24,"end":465.52,"sentiment":"neutral","sentiment_score":0.251157900149172},{"text":"We'll just pick up the phone and give us a call, and I'm more than happy to to answer them as we roll through.","start":465.52,"end":470.8,"sentiment":"positive","sentiment_score":0.36273549993832904},{"text":"But I know that you said with to Jack that you're happy to just for us to give you a call annually and or yearly and and touch base with you then.","start":470.8,"end":479.355,"sentiment":"neutral","sentiment_score":0.16169518395327032}],"sentiment":"neutral","sentiment_score":0.2338278180118217,"num_words":86,"start":447.655,"end":479.355},{"sentences":[{"text":"So yeah.","start":479.355,"end":481.375,"sentiment":"neutral","sentiment_score":-0.026947831735014915},{"text":"Yeah.","start":485.195,"end":485.695,"sentiment":"neutral","sentiment_score":-0.02544291689991951},{"text":"Reach out.","start":485.755,"end":486.655,"sentiment":"neutral","sentiment_score":-0.059080686420202255},{"text":"Absolutely.","start":486.72,"end":487.22,"sentiment":"neutral","sentiment_score":0.05818147212266922},{"text":"Absolutely.","start":489.52,"end":490.02,"sentiment":"neutral","sentiment_score":0.03355196490883827}],"sentiment":"neutral","sentiment_score":-0.015109502311263765,"num_words":7,"start":479.355,"end":490.02},{"sentences":[{"text":"Yep.","start":496.4,"end":496.72,"sentiment":"neutral","sentiment_score":0.059417903423309326},{"text":"We just hold.","start":496.72,"end":497.62,"sentiment":"neutral","sentiment_score":0.03203058739503225},{"text":"Just hold at the moment, and we don't make drastic, you know, moves.","start":497.76,"end":500.66,"sentiment":"neutral","sentiment_score":0.02307879523589061},{"text":"Perfect.","start":504.845,"end":505.325,"sentiment":"neutral","sentiment_score":0.12523026764392853},{"text":"Well, I'll let you go, John.","start":505.325,"end":506.445,"sentiment":"positive","sentiment_score":0.3863500691950321}],"sentiment":"neutral","sentiment_score":0.12078602860371272,"num_words":24,"start":496.4,"end":506.445},{"sentences":[{"text":"You have a lovely day.","start":506.445,"end":507.665,"sentiment":"positive","sentiment_score":0.8071065425872803}],"sentiment":"positive","sentiment_score":0.8071065425872803,"num_words":5,"start":506.445,"end":507.665}]}}]},{"alternatives":[{"transcript":"Hello? Not too bad. And yourself? Oh, could you? Hey. There's nothing coming through soon. So I thought, oh, shit. I might go outside and shit. And then I thought, oh, I think she's gonna ring back. Not too bad. Nice sunny morning, so it's been good. Yes. And I'm and I reckon it's gonna rain over the weekend just to top it all off. All down where I am anyway. All that? Oh, you do? Sounds good. I just need the kids to come on Pampers so I don't have to do nothing. Oh, that's right. Oh, exactly. But for some reason, Uni seems to take a bit more precedent. Right. What sort of security have I got across me super or have I got too much gamble, do you think? How's it running? Are we losing? You know, that's all because I was don't know whether to put me whole super into a safe mode. Basic to take place risk as possible or but I didn't know where I was all traveling, so I thought there's only one way to find out and what your phone thinks. It fluctuates you. I understand that. Yep. So what would you right. So move beautiful. Okay. Yes. That's all I basically really wanted to find out was how it was sitting up. Everything that was going, is it still moving forward, or do we go to look at it? But that's why I've got you guys for the give me the advice, so I'll follow your advice and see how we go. I'm not planning to. I'm trying to I'm gonna plan on becoming one of these dull budget bumps and get some of your taxes back, I'm being thinking. Still part along how I'm going, but just get some investment from elsewhere to live with. Because I don't need much to live at the moment. So Yeah. And that'll pay all my household. That'll pay all my household bills for the year. Plus what I'd earn on the side anyway that no one knows about because I don't owe money. Exactly. Exactly. No worries. Well Yeah. Well, I've got it all put through to me fine. I've been seeing them, creating account. Got the app on me fine where I'll go to lodge and apply through there. But I just thought I'd like to have got past. Yeah. I've been done that. Now I'm just making a few things scarce and getting 12 now I'm twelve months over when I finished work. Well, then they don't really look at your money what's left to live on. So but, yeah, I've I've lived it. I've made it disappear for quite a while. So yeah. Little bit more to get out of the accounts. Oh, they say you just don't wanna sit in there. That's why they want you all on electronic and no cash so they can track every cent. But while there's cash, they can't. Oh, yeah. If they don't rob enough office as much as they don't rob enough office near. If we do any good with our money, we tax them from here to there and back again. Oh, they have it'd be a lot it'd be a lot well, financially benefit if we didn't have to worry about that. If we only had to worry about the 10% tax, and that was it. The GST that's exactly right. I suppose I don't get the 80¢ out of everyone's dollar in the end if they don't tax, I don't get the 10%. Oh, no. That's right. Okay. Well, I'll go over with you. It was a nice, simple, short one. Yeah. I just wanted to find out what what are we sitting at 750 roughly, are we, on their back count balance? Seven 20. Right. Yeah. Yeah. Not a problem. I was just just touching base so you know how we're going. Yeah. That's I'm happy with that. Just if anything happens drastically within the account, yeah, it just need to know what's going on. So whether we need to move or whatever. But yeah. No. Okay. If you recommend live with these, I will. Okay. Beautiful. No worries. I'll talk to you later. You too, darling. 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Not too bad. And yourself? Oh, could you? Hey.\n\nThere's nothing coming through soon. So I thought, oh, shit. I might go outside and shit. And then I thought, oh, I think she's gonna ring back. Not too bad.\n\nNice sunny morning, so it's been good. Yes. And I'm and I reckon it's gonna rain over the weekend just to top it all off. All down where I am anyway. All that?\n\nOh, you do? Sounds good. I just need the kids to come on Pampers so I don't have to do nothing. Oh, that's right. Oh, exactly.\n\nBut for some reason, Uni seems to take a bit more precedent. Right. What sort of security have I got across me super or have I got too much gamble, do you think? How's it running? Are we losing?\n\nYou know, that's all because I was don't know whether to put me whole super into a safe mode. Basic to take place risk as possible or but I didn't know where I was all traveling, so I thought there's only one way to find out and what your phone thinks. It fluctuates you. I understand that. Yep.\n\nSo what would you right. So move beautiful. Okay. Yes. That's all I basically really wanted to find out was how it was sitting up.\n\nEverything that was going, is it still moving forward, or do we go to look at it? But that's why I've got you guys for the give me the advice, so I'll follow your advice and see how we go. I'm not planning to. I'm trying to I'm gonna plan on becoming one of these dull budget bumps and get some of your taxes back, I'm being thinking. Still part along how I'm going, but just get some investment from elsewhere to live with.\n\nBecause I don't need much to live at the moment. So Yeah. And that'll pay all my household. That'll pay all my household bills for the year. Plus what I'd earn on the side anyway that no one knows about because I don't owe money.\n\nExactly. Exactly. No worries. Well Yeah. Well, I've got it all put through to me fine.\n\nI've been seeing them, creating account. Got the app on me fine where I'll go to lodge and apply through there. But I just thought I'd like to have got past. Yeah. I've been done that.\n\nNow I'm just making a few things scarce and getting 12 now I'm twelve months over when I finished work. Well, then they don't really look at your money what's left to live on. So but, yeah, I've I've lived it. I've made it disappear for quite a while. So yeah.\n\nLittle bit more to get out of the accounts. Oh, they say you just don't wanna sit in there. That's why they want you all on electronic and no cash so they can track every cent. But while there's cash, they can't. Oh, yeah.\n\nIf they don't rob enough office as much as they don't rob enough office near. If we do any good with our money, we tax them from here to there and back again. Oh, they have it'd be a lot it'd be a lot well, financially benefit if we didn't have to worry about that. If we only had to worry about the 10% tax, and that was it. The GST that's exactly right.\n\nI suppose I don't get the 80¢ out of everyone's dollar in the end if they don't tax, I don't get the 10%. Oh, no. That's right. Okay. Well, I'll go over with you.\n\nIt was a nice, simple, short one. Yeah. I just wanted to find out what what are we sitting at 750 roughly, are we, on their back count balance? Seven 20. Right.\n\nYeah. Yeah. Not a problem. I was just just touching base so you know how we're going. Yeah.\n\nThat's I'm happy with that. Just if anything happens drastically within the account, yeah, it just need to know what's going on. So whether we need to move or whatever. But yeah. No.\n\nOkay. If you recommend live with these, I will. Okay. Beautiful. No worries.\n\nI'll talk to you later. You too, darling. Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":1.8399999,"end":2.34,"sentiment":"neutral","sentiment_score":0.02704343944787979},{"text":"Not too bad.","start":6.3199997,"end":7.2,"sentiment":"neutral","sentiment_score":0.12488287190596263},{"text":"And yourself?","start":7.2,"end":7.7799997,"sentiment":"neutral","sentiment_score":0.07737219333648682},{"text":"Oh, could you?","start":12.4,"end":13.215,"sentiment":"neutral","sentiment_score":0.008883976998428503},{"text":"Hey.","start":13.295,"end":13.615,"sentiment":"neutral","sentiment_score":-0.01797887124121189}],"sentiment":"neutral","sentiment_score":0.056510950159281495,"num_words":10,"start":1.8399999,"end":13.615},{"sentences":[{"text":"There's nothing coming through soon.","start":13.615,"end":15.914999,"sentiment":"neutral","sentiment_score":-0.19831707924604416},{"text":"So I thought, oh, shit.","start":16.175,"end":17.055,"sentiment":"neutral","sentiment_score":-0.22593632340431213},{"text":"I might go outside and shit.","start":17.055,"end":18.595001,"sentiment":"neutral","sentiment_score":-0.24050011485815048},{"text":"And then I thought, oh, I think she's gonna ring back.","start":18.735,"end":21.155,"sentiment":"neutral","sentiment_score":-0.09241141717542302},{"text":"Not too bad.","start":25.615,"end":26.335,"sentiment":"neutral","sentiment_score":0.2803105115890503}],"sentiment":"neutral","sentiment_score":-0.12466205855210623,"num_words":30,"start":13.615,"end":26.335},{"sentences":[{"text":"Nice sunny morning, so it's been good.","start":26.335,"end":28.275,"sentiment":"positive","sentiment_score":0.5910150153296334},{"text":"Yes.","start":36.86,"end":37.18,"sentiment":"neutral","sentiment_score":0.11558154225349426},{"text":"And I'm and I reckon it's gonna rain over the weekend just to top it all off.","start":37.18,"end":41.28,"sentiment":"neutral","sentiment_score":0.11202090869055074},{"text":"All down where I am anyway.","start":43.865,"end":47.05833,"sentiment":"neutral","sentiment_score":0.04014440284421047},{"text":"All that?","start":47.211666,"end":48.364998,"sentiment":"neutral","sentiment_score":0.2057092934846878}],"sentiment":"neutral","sentiment_score":0.20634324549499786,"num_words":33,"start":26.335,"end":48.364998},{"sentences":[{"text":"Oh, you do?","start":55.785,"end":56.684998,"sentiment":"neutral","sentiment_score":0.06747360279162724},{"text":"Sounds good.","start":59.899998,"end":60.8,"sentiment":"positive","sentiment_score":0.3693234473466873},{"text":"I just need the kids to come on Pampers so I don't have to do nothing.","start":63.42,"end":66.799995,"sentiment":"neutral","sentiment_score":0.19244002923369408},{"text":"Oh, that's right.","start":73.755,"end":74.815,"sentiment":"neutral","sentiment_score":0.02911564956108729},{"text":"Oh, exactly.","start":75.595,"end":76.735,"sentiment":"neutral","sentiment_score":0.011823236010968685}],"sentiment":"neutral","sentiment_score":0.1588885227504831,"num_words":26,"start":55.785,"end":76.735},{"sentences":[{"text":"But for some reason, Uni seems to take a bit more precedent.","start":77.355,"end":80.735,"sentiment":"neutral","sentiment_score":-0.11673635492722194},{"text":"Right.","start":107.705,"end":108.025,"sentiment":"neutral","sentiment_score":0.010497410781681538},{"text":"What sort of security have I got across me super or have I got too much gamble, do you think?","start":108.025,"end":118.13,"sentiment":"neutral","sentiment_score":-0.07623544223606586},{"text":"How's it running?","start":118.13,"end":119.11,"sentiment":"neutral","sentiment_score":-0.10193343957265218},{"text":"Are we losing?","start":119.73,"end":120.87,"sentiment":"neutral","sentiment_score":-0.21942678093910217}],"sentiment":"neutral","sentiment_score":-0.09946482960516825,"num_words":39,"start":77.355,"end":120.87},{"sentences":[{"text":"You know, that's all because I was don't know whether to put me whole super into a safe mode.","start":121.65,"end":126.39,"sentiment":"neutral","sentiment_score":-0.1652174299876941},{"text":"Basic to take place risk as possible or but I didn't know where I was all traveling, so I thought there's only one way to find out and what your phone thinks.","start":127.17,"end":140.065,"sentiment":"neutral","sentiment_score":-0.02702165540540591},{"text":"It fluctuates you.","start":159.85501,"end":160.735,"sentiment":"neutral","sentiment_score":-0.22893679638703665},{"text":"I understand that.","start":160.735,"end":161.615,"sentiment":"neutral","sentiment_score":-0.11186178276936214},{"text":"Yep.","start":161.615,"end":162.115,"sentiment":"neutral","sentiment_score":0.02314026467502117}],"sentiment":"neutral","sentiment_score":-0.08625999337126469,"num_words":58,"start":121.65,"end":162.115},{"sentences":[{"text":"So what would you right.","start":163.77501,"end":168.095,"sentiment":"neutral","sentiment_score":0.08031800463795662},{"text":"So move beautiful.","start":168.095,"end":175.25,"sentiment":"neutral","sentiment_score":0.13129772245883942},{"text":"Okay.","start":185.055,"end":185.555,"sentiment":"neutral","sentiment_score":-0.0879325270652771},{"text":"Yes.","start":194.175,"end":194.675,"sentiment":"neutral","sentiment_score":0.20999985933303833},{"text":"That's all I basically really wanted to find out was how it was sitting up.","start":206.37,"end":210.93,"sentiment":"neutral","sentiment_score":0.11762114365895589}],"sentiment":"neutral","sentiment_score":0.10727470710873604,"num_words":25,"start":163.77501,"end":210.93},{"sentences":[{"text":"Everything that was going, is it still moving forward, or do we go to look at it?","start":210.93,"end":215.395,"sentiment":"neutral","sentiment_score":0.09746632987962049},{"text":"But that's why I've got you guys for the give me the advice, so I'll follow your advice and see how we go.","start":215.395,"end":221.255,"sentiment":"positive","sentiment_score":0.3483994518933089},{"text":"I'm not planning to.","start":240.58,"end":241.94,"sentiment":"neutral","sentiment_score":-0.28198519721627235},{"text":"I'm trying to I'm gonna plan on becoming one of these dull budget bumps and get some of your taxes back, I'm being thinking.","start":241.94,"end":248.555,"sentiment":"neutral","sentiment_score":-0.26892971713095903},{"text":"Still part along how I'm going, but just get some investment from elsewhere to live with.","start":249.97499,"end":254.39499,"sentiment":"neutral","sentiment_score":0.02819167310371995}],"sentiment":"neutral","sentiment_score":0.03022533060894126,"num_words":84,"start":210.93,"end":254.39499},{"sentences":[{"text":"Because I don't need much to live at the moment.","start":256.29498,"end":258.54,"sentiment":"neutral","sentiment_score":-0.17669810131192207},{"text":"So Yeah.","start":258.54,"end":272.88,"sentiment":"neutral","sentiment_score":-0.010667342692613602},{"text":"And that'll pay all my household.","start":274.765,"end":276.385,"sentiment":"neutral","sentiment_score":0.08209077020486195},{"text":"That'll pay all my household bills for the year.","start":277.565,"end":279.64502,"sentiment":"neutral","sentiment_score":0.09292135346266958},{"text":"Plus what I'd earn on the side anyway that no one knows about because I don't owe money.","start":279.64502,"end":283.58502,"sentiment":"neutral","sentiment_score":0.07324844991995229}],"sentiment":"neutral","sentiment_score":0.01908873783217536,"num_words":45,"start":256.29498,"end":283.58502},{"sentences":[{"text":"Exactly.","start":286.685,"end":287.185,"sentiment":"neutral","sentiment_score":0.20930103957653048},{"text":"Exactly.","start":293.49,"end":293.99,"sentiment":"neutral","sentiment_score":0.21155688166618347},{"text":"No worries.","start":295.81,"end":296.53,"sentiment":"neutral","sentiment_score":0.13651898503303528},{"text":"Well Yeah.","start":296.53,"end":315.99503,"sentiment":"neutral","sentiment_score":0.16203344613313675},{"text":"Well, I've got it all put through to me fine.","start":315.99503,"end":318.66,"sentiment":"neutral","sentiment_score":0.1727824481204152}],"sentiment":"neutral","sentiment_score":0.17161170404870063,"num_words":16,"start":286.685,"end":318.66},{"sentences":[{"text":"I've been seeing them, creating account.","start":318.66,"end":320.68,"sentiment":"neutral","sentiment_score":0.19033869355916977},{"text":"Got the app on me fine where I'll go to lodge and apply through there.","start":322.1,"end":326.28,"sentiment":"neutral","sentiment_score":0.14585129668315253},{"text":"But I just thought I'd like to have got past.","start":327.22,"end":329.325,"sentiment":"neutral","sentiment_score":-0.030899662896990775},{"text":"Yeah.","start":330.36502,"end":330.765,"sentiment":"neutral","sentiment_score":0.020090997219085693},{"text":"I've been done that.","start":330.765,"end":332.605,"sentiment":"neutral","sentiment_score":0.016034209169447422}],"sentiment":"neutral","sentiment_score":0.0862509115702576,"num_words":36,"start":318.66,"end":332.605},{"sentences":[{"text":"Now I'm just making a few things scarce and getting 12 now I'm twelve months over when I finished work.","start":332.605,"end":339.96503,"sentiment":"neutral","sentiment_score":-0.03568525202572346},{"text":"Well, then they don't really look at your money what's left to live on.","start":339.96503,"end":344.765,"sentiment":"neutral","sentiment_score":-0.14595807450158255},{"text":"So but, yeah, I've I've lived it.","start":344.765,"end":349.93,"sentiment":"neutral","sentiment_score":0.05093091752912317},{"text":"I've made it disappear for quite a while.","start":350.15,"end":351.91,"sentiment":"negative","sentiment_score":-0.38483135029673576},{"text":"So yeah.","start":351.91,"end":354.31,"sentiment":"neutral","sentiment_score":-0.10598123073577881}],"sentiment":"neutral","sentiment_score":-0.11159244950349424,"num_words":51,"start":332.605,"end":354.31},{"sentences":[{"text":"Little bit more to get out of the accounts.","start":354.31,"end":356.49,"sentiment":"neutral","sentiment_score":-0.23852916061878204},{"text":"Oh, they say you just don't wanna sit in there.","start":363.995,"end":365.755,"sentiment":"neutral","sentiment_score":-0.02644868865609169},{"text":"That's why they want you all on electronic and no cash so they can track every cent.","start":365.755,"end":370.255,"sentiment":"neutral","sentiment_score":0.01846357177504722},{"text":"But while there's cash, they can't.","start":372.475,"end":374.335,"sentiment":"neutral","sentiment_score":-0.058866871831317745},{"text":"Oh, yeah.","start":376.07,"end":376.55,"sentiment":"neutral","sentiment_score":-0.05473462864756584}],"sentiment":"neutral","sentiment_score":-0.058182706823572516,"num_words":44,"start":354.31,"end":376.55},{"sentences":[{"text":"If they don't rob enough office as much as they don't rob enough office near.","start":376.55,"end":380.97,"sentiment":"neutral","sentiment_score":-0.2791141703724861},{"text":"If we do any good with our money, we tax them from here to there and back again.","start":381.51,"end":385.45,"sentiment":"neutral","sentiment_score":-0.14129091136985356},{"text":"Oh, they have it'd be a lot it'd be a lot well, financially benefit if we didn't have to worry about that.","start":390.905,"end":396.605,"sentiment":"positive","sentiment_score":0.453879483721473},{"text":"If we only had to worry about the 10% tax, and that was it.","start":396.745,"end":399.965,"sentiment":"neutral","sentiment_score":0.24391438279833114},{"text":"The GST that's exactly right.","start":402.51,"end":410.93002,"sentiment":"neutral","sentiment_score":-0.14713920056819915}],"sentiment":"neutral","sentiment_score":0.0801960140265323,"num_words":74,"start":376.55,"end":410.93002},{"sentences":[{"text":"I suppose I don't get the 80¢ out of everyone's dollar in the end if they don't tax, I don't get the 10%.","start":412.43002,"end":419.055,"sentiment":"neutral","sentiment_score":-0.28331179036335513},{"text":"Oh, no.","start":429.435,"end":429.835,"sentiment":"neutral","sentiment_score":-0.13378481566905975},{"text":"That's right.","start":429.835,"end":430.655,"sentiment":"neutral","sentiment_score":-0.0385599322617054},{"text":"Okay.","start":432.13998,"end":432.53998,"sentiment":"neutral","sentiment_score":0.09242242574691772},{"text":"Well, I'll go over with you.","start":432.53998,"end":433.58,"sentiment":"neutral","sentiment_score":0.2731624369819959}],"sentiment":"neutral","sentiment_score":-0.14685308594595303,"num_words":34,"start":412.43002,"end":433.58},{"sentences":[{"text":"It was a nice, simple, short one.","start":433.58,"end":435.28,"sentiment":"positive","sentiment_score":0.6560746261051723},{"text":"Yeah.","start":436.13998,"end":436.25998,"sentiment":"neutral","sentiment_score":0.18140380084514615},{"text":"I just wanted to find out what what are we sitting at 750 roughly, are we, on their back count balance?","start":436.25998,"end":443.12,"sentiment":"neutral","sentiment_score":0.07040502902652536},{"text":"Seven 20.","start":445.435,"end":446.255,"sentiment":"neutral","sentiment_score":0.0342074166983366},{"text":"Right.","start":447.035,"end":447.195,"sentiment":"neutral","sentiment_score":0.05562462657690048}],"sentiment":"neutral","sentiment_score":0.1992647266597487,"num_words":32,"start":433.58,"end":447.195},{"sentences":[{"text":"Yeah.","start":447.195,"end":447.695,"sentiment":"neutral","sentiment_score":0.0478963702917099},{"text":"Yeah.","start":450.555,"end":451.055,"sentiment":"neutral","sentiment_score":0.04514501988887787},{"text":"Not a problem.","start":453.675,"end":454.875,"sentiment":"neutral","sentiment_score":0.32122331857681274},{"text":"I was just just touching base so you know how we're going.","start":454.875,"end":458.095,"sentiment":"positive","sentiment_score":0.3375052163998286},{"text":"Yeah.","start":477.735,"end":477.97498,"sentiment":"neutral","sentiment_score":0.11919227242469788}],"sentiment":"neutral","sentiment_score":0.29033145639631486,"num_words":18,"start":447.195,"end":477.97498},{"sentences":[{"text":"That's I'm happy with that.","start":477.97498,"end":479.675,"sentiment":"neutral","sentiment_score":0.1570377193391323},{"text":"Just if anything happens drastically within the account, yeah, it just need to know what's going on.","start":480.53497,"end":485.09497,"sentiment":"neutral","sentiment_score":-0.06526464530650307},{"text":"So whether we need to move or whatever.","start":485.09497,"end":486.875,"sentiment":"neutral","sentiment_score":-0.04585108067840338},{"text":"But yeah.","start":491.52,"end":492.16,"sentiment":"neutral","sentiment_score":-0.014248905703425407},{"text":"No.","start":492.16,"end":492.48,"sentiment":"neutral","sentiment_score":-0.10147491097450256}],"sentiment":"neutral","sentiment_score":-0.024881567918893063,"num_words":33,"start":477.97498,"end":492.48},{"sentences":[{"text":"Okay.","start":492.48,"end":492.8,"sentiment":"neutral","sentiment_score":-0.04594479501247406},{"text":"If you recommend live with these, I will.","start":492.8,"end":494.98,"sentiment":"neutral","sentiment_score":0.013619462493807077},{"text":"Okay.","start":498.08002,"end":498.58002,"sentiment":"neutral","sentiment_score":0.03491400182247162},{"text":"Beautiful.","start":501.68,"end":502.18,"sentiment":"positive","sentiment_score":0.42738884687423706},{"text":"No worries.","start":502.32,"end":502.905,"sentiment":"neutral","sentiment_score":0.29164639115333557}],"sentiment":"neutral","sentiment_score":0.08527742584164326,"num_words":13,"start":492.48,"end":502.905},{"sentences":[{"text":"I'll talk to you later.","start":504.745,"end":505.965,"sentiment":"neutral","sentiment_score":0.1797766000032425},{"text":"You too, darling.","start":507.945,"end":508.825,"sentiment":"positive","sentiment_score":0.7022468249003092},{"text":"Bye.","start":508.825,"end":509.325,"sentiment":"neutral","sentiment_score":-0.11688338965177536}],"sentiment":"neutral","sentiment_score":0.3209711205628183,"num_words":9,"start":504.745,"end":509.325}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello?\n\nChannel 0: Hi, John. Larissa from OQ Financial. How are you going?\n\nChannel 1: Not too bad. And yourself?\n\nChannel 0: Good. Sorry about the fall. Not sure what happened. I could hear you perfectly.\n\nChannel 1: Oh, could you? Hey. There's\n\nChannel 0: Yep.\n\nChannel 1: nothing coming through\n\nChannel 0: I\n\nChannel 1: soon. So I thought,\n\nChannel 0: know.\n\nChannel 1: oh, shit. I might go outside and shit. And then I thought, oh, I think she's gonna ring back.\n\nChannel 0: Yes. No. Definitely. How's your morning been?\n\nChannel 1: Not too bad. Nice sunny morning, so it's been good.\n\nChannel 0: Oh, I love it when that happens. And we're coming into Easter, so it's gonna start cooling down.\n\nChannel 1: Yes. And I'm and I reckon it's gonna rain over the weekend just to top it all off.\n\nChannel 0: Of course it is. But you know what?\n\nChannel 1: All down\n\nChannel 0: Even better\n\nChannel 1: where\n\nChannel 0: in my book.\n\nChannel 1: I am anyway.\n\nChannel 0: Well, I\n\nChannel 1: All\n\nChannel 0: think that's even\n\nChannel 1: that?\n\nChannel 0: better because then you get hot chocolate, and you get Easter chocolate, and you get thick blankets and movies. So that's\n\nChannel 1: Oh, you do?\n\nChannel 0: in my book. That's perfect. That's an Easter\n\nChannel 1: Sounds\n\nChannel 0: weekend.\n\nChannel 1: good.\n\nChannel 0: Right?\n\nChannel 1: I just\n\nChannel 0: Nothing\n\nChannel 1: need\n\nChannel 0: better\n\nChannel 1: the kids\n\nChannel 0: than\n\nChannel 1: to\n\nChannel 0: it.\n\nChannel 1: come on Pampers so I don't have to do nothing.\n\nChannel 0: And they should be as well. They should be coming and pampering you. How\n\nChannel 1: Oh,\n\nChannel 0: many\n\nChannel 1: that's\n\nChannel 0: years did\n\nChannel 1: right.\n\nChannel 0: you raise them for? They\n\nChannel 1: Oh,\n\nChannel 0: they should be coming\n\nChannel 1: exactly.\n\nChannel 0: on.\n\nChannel 1: But for some reason, Uni seems to take a bit more precedent.\n\nChannel 0: They'll be on uni break soon, so I doubt it does. Anyway, how can I assist? I know that you had a couple of questions that you wanted to speak about regarding, like, your investments in Super, and and Jack booked you in to speak with myself this afternoon. So what questions or or what did you sort of, I guess, wanna know?\n\nChannel 1: Right. What sort of security have I got across me super or have I got too much gamble, do you think? How's it running? Are we losing? You know, that's all because I was don't know whether to put me whole super into a safe mode.\n\nBasic to take place\n\nChannel 0: Yep.\n\nChannel 1: risk as possible or but I didn't know\n\nChannel 0: Okay.\n\nChannel 1: where I was all traveling, so I thought there's only one way to find out and what\n\nChannel 0: Make\n\nChannel 1: your\n\nChannel 0: a call.\n\nChannel 1: phone thinks.\n\nChannel 0: Yeah. No. No. Perfect. So, look, overall, the account's like, couple of your investments are are down.\n\nChannel 1: It fluctuates you. I understand that. Yep.\n\nChannel 0: Yeah. The\n\nChannel 1: So what would\n\nChannel 0: the right\n\nChannel 1: you\n\nChannel 0: so it's supporting it.\n\nChannel 1: right. So\n\nChannel 0: Honestly,\n\nChannel 1: move\n\nChannel 0: I would I would recommend to hold right now, and that's purely and simply because the market does go\n\nChannel 1: beautiful.\n\nChannel 0: down, but it also comes back up. And unless realistically, unless you're looking to cash out all of it or some of it anytime soon, you're not gonna\n\nChannel 1: Okay.\n\nChannel 0: solidify any of the loss or gain. It's gonna keep doing what it does, and the longer it stays invested, the better it is for you\n\nChannel 1: Yes.\n\nChannel 0: because you get dividends paid, which then get reinvested. There's, you know, money that's made within the account as it continues cycling through. You\n\nChannel 1: That's\n\nChannel 0: know,\n\nChannel 1: all I\n\nChannel 0: majority\n\nChannel 1: basically\n\nChannel 0: of the\n\nChannel 1: really\n\nChannel 0: time. And and\n\nChannel 1: wanted\n\nChannel 0: I guess\n\nChannel 1: to find out was how it was sitting up. Everything that was going, is it still moving forward, or do we go to look at it? But that's why I've got you guys for the give me the advice, so I'll follow your advice and see how we go.\n\nChannel 0: Yeah. Like, honestly, it's it's something that we would we we we hold on. And I just I guess, probably now is a great time to ask, are your intentions with retirement changed? Are you sort of putting along with everything, or are you looking to, you know, retire or access the funds anytime soon?\n\nChannel 1: I'm not planning to. I'm trying to I'm gonna plan on becoming one of these dull budget bumps and get some of your taxes back,\n\nChannel 0: Oh,\n\nChannel 1: I'm\n\nChannel 0: I\n\nChannel 1: being\n\nChannel 0: like it.\n\nChannel 1: thinking. Still part along how I'm going,\n\nChannel 0: Yep.\n\nChannel 1: but just get some investment from elsewhere to live with.\n\nChannel 0: Yeah.\n\nChannel 1: Because\n\nChannel 0: No.\n\nChannel 1: I\n\nChannel 0: That's\n\nChannel 1: don't need\n\nChannel 0: fair.\n\nChannel 1: much to\n\nChannel 0: So\n\nChannel 1: live at the moment. So\n\nChannel 0: why? So because you you know that like, I'm assuming you're talking about JobSeeker. JobSeeker is, like, 26,000, 29,000 off the\n\nChannel 1: Yeah.\n\nChannel 0: top of my head. I should know that number better.\n\nChannel 1: And\n\nChannel 0: Per\n\nChannel 1: that'll\n\nChannel 0: year.\n\nChannel 1: pay\n\nChannel 0: A little\n\nChannel 1: all\n\nChannel 0: comfortable\n\nChannel 1: my household.\n\nChannel 0: with that, doesn't it?\n\nChannel 1: That'll pay all\n\nChannel 0: Yeah.\n\nChannel 1: my household bills for the year. Plus what I'd earn on the side anyway that no one knows about because I don't owe money. Exactly.\n\nChannel 0: Yep. Plus the hobby that you you do. I like that.\n\nChannel 1: Exactly. No\n\nChannel 0: Alright.\n\nChannel 1: worries.\n\nChannel 0: Perfect.\n\nChannel 1: Well\n\nChannel 0: Well, if you're if you're absolutely comfortable with that and you're just out there living your best life with your hobby and and accessing Centrelink, if there's anything that you need Centrelink wise or you run into any issues when you're doing the application, give me a call. I'm happy to sit on the phone while you do the application, I know they can be an absolute pain\n\nChannel 1: Yeah.\n\nChannel 0: to\n\nChannel 1: Well,\n\nChannel 0: do.\n\nChannel 1: I've got it all\n\nChannel 0: But they're\n\nChannel 1: put through to me fine.\n\nChannel 0: pretty\n\nChannel 1: I've\n\nChannel 0: intuitive.\n\nChannel 1: been seeing them, creating account. Got the\n\nChannel 0: Yeah.\n\nChannel 1: app on me fine where I'll go to lodge and apply through there. But I just\n\nChannel 0: Yes.\n\nChannel 1: thought\n\nChannel 0: Yeah.\n\nChannel 1: I'd like\n\nChannel 0: You're\n\nChannel 1: to\n\nChannel 0: not\n\nChannel 1: have\n\nChannel 0: talking\n\nChannel 1: got\n\nChannel 0: about\n\nChannel 1: past.\n\nChannel 0: them.\n\nChannel 1: Yeah. I've been done that. Now I'm just making a few things\n\nChannel 0: Yeah.\n\nChannel 1: scarce and getting 12 now I'm twelve months over when I finished work. Well, then they don't really look at your money what's left to live on. So\n\nChannel 0: Yeah.\n\nChannel 1: but, yeah, I've\n\nChannel 0: Absolutely.\n\nChannel 1: I've lived it. I've made it disappear for quite a while. So yeah.\n\nChannel 0: No.\n\nChannel 1: Little bit more\n\nChannel 0: No.\n\nChannel 1: to get\n\nChannel 0: That's\n\nChannel 1: out of the accounts.\n\nChannel 0: yes. Yeah. Yeah. You just gotta do it on some of that savings a little bit, pop it into little hidey holes,\n\nChannel 1: Oh,\n\nChannel 0: and\n\nChannel 1: they\n\nChannel 0: go\n\nChannel 1: say\n\nChannel 0: from\n\nChannel 1: you just\n\nChannel 0: there.\n\nChannel 1: don't wanna sit in there. That's why they want you all on electronic and no cash so they can track every\n\nChannel 0: Yeah.\n\nChannel 1: cent.\n\nChannel 0: Yes. Yes.\n\nChannel 1: But while\n\nChannel 0: They\n\nChannel 1: there's\n\nChannel 0: do.\n\nChannel 1: cash,\n\nChannel 0: They wanna\n\nChannel 1: they can't.\n\nChannel 0: know where everything's going. Correct.\n\nChannel 1: Oh, yeah. If they\n\nChannel 0: Under\n\nChannel 1: don't\n\nChannel 0: the mattress\n\nChannel 1: rob enough\n\nChannel 0: as it\n\nChannel 1: office\n\nChannel 0: were.\n\nChannel 1: as much as they don't rob enough office near. If we do any good with our money,\n\nChannel 0: I know.\n\nChannel 1: we tax them from here to there and back again.\n\nChannel 0: I know. They're an absolute pain at the moment, aren't they?\n\nChannel 1: Oh, they have it'd be a lot it'd be a lot well, financially benefit if we didn't have to worry about that. If we only had to worry about the 10% tax, and that was it. The GST\n\nChannel 0: Right? If they just if they just, yep, if they just had the single single tax level, it'd be fine.\n\nChannel 1: that's\n\nChannel 0: But,\n\nChannel 1: exactly\n\nChannel 0: no, they like\n\nChannel 1: right.\n\nChannel 0: to overcomplicate things.\n\nChannel 1: I suppose I don't get the 80¢ out of everyone's dollar in the end if they don't tax, I don't get the 10%. Oh, no. That's right. Okay. Well, I'll go over with you.\n\nIt was a nice, simple, short one. Yeah. I just wanted\n\nChannel 0: Absolutely.\n\nChannel 1: to find out what what are we sitting at 750 roughly, are we,\n\nChannel 0: So\n\nChannel 1: on their\n\nChannel 0: we're\n\nChannel 1: back\n\nChannel 0: sitting\n\nChannel 1: count\n\nChannel 0: at\n\nChannel 1: balance?\n\nChannel 0: $7.07 20 in total\n\nChannel 1: Seven\n\nChannel 0: at\n\nChannel 1: 20.\n\nChannel 0: the moment.\n\nChannel 1: Right. Yeah.\n\nChannel 0: Yeah. Or just $50.50 dollars shy\n\nChannel 1: Yeah.\n\nChannel 0: at $7.20.\n\nChannel 1: Not a problem. I was just just touching base so you know how we're going.\n\nChannel 0: Absolutely. And if there's any questions that you do have that you wanna touch base on, feel free to flick an email through. We'll just pick up the phone and give us a call, and I'm more than happy to to answer them as we roll through. But I know that you said with to Jack that you're happy to just for us to give you a call annually and or yearly and\n\nChannel 1: Yeah. That's\n\nChannel 0: and touch\n\nChannel 1: I'm\n\nChannel 0: base\n\nChannel 1: happy\n\nChannel 0: with you\n\nChannel 1: with\n\nChannel 0: then.\n\nChannel 1: that.\n\nChannel 0: So\n\nChannel 1: Just if\n\nChannel 0: yeah.\n\nChannel 1: anything happens drastically within the account, yeah, it just need to know what's going on. So\n\nChannel 0: Yeah.\n\nChannel 1: whether we need\n\nChannel 0: Reach\n\nChannel 1: to move\n\nChannel 0: out.\n\nChannel 1: or whatever.\n\nChannel 0: Absolutely. Absolutely.\n\nChannel 1: But yeah. No. Okay. If you recommend live with these, I will.\n\nChannel 0: Yep. We just hold. Just hold\n\nChannel 1: Okay.\n\nChannel 0: at the moment, and we don't make drastic, you know, moves.\n\nChannel 1: Beautiful. No worries. I'll\n\nChannel 0: Perfect.\n\nChannel 1: talk to you\n\nChannel 0: Well,\n\nChannel 1: later.\n\nChannel 0: I'll let you go, John. You have a lovely day.\n\nChannel 1: You too, darling. Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":1.8399999,"end":2.34,"sentiment":"neutral","sentiment_score":0.02704343944787979}],"sentiment":"neutral","sentiment_score":0.02704343944787979,"channel":1,"num_words":1,"start":1.8399999,"end":2.34},{"sentences":[{"text":"Hi, John.","start":3.04,"end":3.84,"sentiment":"neutral","sentiment_score":0.10034356638789177},{"text":"Larissa from OQ Financial.","start":3.84,"end":5.2799997,"sentiment":"neutral","sentiment_score":0.1340003851801157},{"text":"How are you going?","start":5.2799997,"end":6.18,"sentiment":"neutral","sentiment_score":0.19795003905892372}],"sentiment":"neutral","sentiment_score":0.15284888297319413,"channel":0,"num_words":10,"start":3.04,"end":6.18},{"sentences":[{"text":"Not too bad.","start":6.3199997,"end":7.2,"sentiment":"neutral","sentiment_score":0.12488287190596263},{"text":"And 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better","start":44.324997,"end":44.885,"sentiment":"neutral","sentiment_score":0.0658892635256052}],"sentiment":"neutral","sentiment_score":0.0658892635256052,"channel":0,"num_words":2,"start":44.324997,"end":44.885},{"sentences":[{"text":"where","start":44.59833,"end":45.09833,"sentiment":"neutral","sentiment_score":0.039460424333810806}],"sentiment":"neutral","sentiment_score":0.039460424333810806,"channel":1,"num_words":1,"start":44.59833,"end":45.09833},{"sentences":[{"text":"in my book.","start":44.885,"end":45.704998,"sentiment":"neutral","sentiment_score":0.07796006525556247}],"sentiment":"neutral","sentiment_score":0.07796006525556247,"channel":0,"num_words":3,"start":44.885,"end":45.704998},{"sentences":[{"text":"I am anyway.","start":45.251667,"end":47.05833,"sentiment":"neutral","sentiment_score":0.051295485347509384}],"sentiment":"neutral","sentiment_score":0.051295485347509384,"channel":1,"num_words":3,"start":45.251667,"end":47.05833},{"sentences":[{"text":"Well, I","start":46.885,"end":47.285,"sentiment":"neutral","sentiment_score":0.13710680603981018}],"sentiment":"neutral","sentiment_score":0.13710680603981018,"channel":0,"num_words":2,"start":46.885,"end":47.285},{"sentences":[{"text":"All","start":47.211666,"end":47.711666,"sentiment":"neutral","sentiment_score":0.1988920420408249}],"sentiment":"neutral","sentiment_score":0.1988920420408249,"channel":1,"num_words":1,"start":47.211666,"end":47.711666},{"sentences":[{"text":"think that's even","start":47.285,"end":48.004997,"sentiment":"neutral","sentiment_score":0.20185435314973196}],"sentiment":"neutral","sentiment_score":0.20185435314973196,"channel":0,"num_words":3,"start":47.285,"end":48.004997},{"sentences":[{"text":"that?","start":47.864998,"end":48.364998,"sentiment":"neutral","sentiment_score":0.21252654492855072}],"sentiment":"neutral","sentiment_score":0.21252654492855072,"channel":1,"num_words":1,"start":47.864998,"end":48.364998},{"sentences":[{"text":"better because then you get hot chocolate, and you get Easter chocolate, and you get thick blankets and movies.","start":48.004997,"end":54.77,"sentiment":"neutral","sentiment_score":0.29693747037335444},{"text":"So that's","start":55.31,"end":56.13,"sentiment":"neutral","sentiment_score":0.10042009130120277}],"sentiment":"neutral","sentiment_score":0.27822152950934004,"channel":0,"num_words":21,"start":48.004997,"end":56.13},{"sentences":[{"text":"Oh, you do?","start":55.785,"end":56.684998,"sentiment":"neutral","sentiment_score":0.06747360279162724}],"sentiment":"neutral","sentiment_score":0.06747360279162724,"channel":1,"num_words":3,"start":55.785,"end":56.684998},{"sentences":[{"text":"in my book.","start":56.51,"end":57.41,"sentiment":"neutral","sentiment_score":0.08101334422826767},{"text":"That's perfect.","start":57.63,"end":58.45,"sentiment":"positive","sentiment_score":0.63463094830513},{"text":"That's an 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will.","start":492.8,"end":494.98,"sentiment":"neutral","sentiment_score":0.013619462493807077}],"sentiment":"neutral","sentiment_score":-0.005580151453614235,"channel":1,"num_words":12,"start":491.52,"end":494.98},{"sentences":[{"text":"Yep.","start":496.4,"end":496.72,"sentiment":"neutral","sentiment_score":0.059417903423309326},{"text":"We just hold.","start":496.72,"end":497.62,"sentiment":"neutral","sentiment_score":0.03203058739503225},{"text":"Just hold","start":497.76,"end":498.16,"sentiment":"neutral","sentiment_score":0.00485149584710598}],"sentiment":"neutral","sentiment_score":0.027535442883769672,"channel":0,"num_words":6,"start":496.4,"end":498.16},{"sentences":[{"text":"Okay.","start":498.08002,"end":498.58002,"sentiment":"neutral","sentiment_score":0.03491400182247162}],"sentiment":"neutral","sentiment_score":0.03491400182247162,"channel":1,"num_words":1,"start":498.08002,"end":498.58002},{"sentences":[{"text":"at the moment, and we don't make drastic, you know, moves.","start":498.16,"end":500.66,"sentiment":"neutral","sentiment_score":0.026392849670215088}],"sentiment":"neutral","sentiment_score":0.026392849670215088,"channel":0,"num_words":11,"start":498.16,"end":500.66},{"sentences":[{"text":"Beautiful.","start":501.68,"end":502.18,"sentiment":"positive","sentiment_score":0.42738884687423706},{"text":"No worries.","start":502.32,"end":502.905,"sentiment":"neutral","sentiment_score":0.29164639115333557},{"text":"I'll","start":504.745,"end":504.905,"sentiment":"neutral","sentiment_score":0.32379692792892456}],"sentiment":"positive","sentiment_score":0.3336196392774582,"channel":1,"num_words":4,"start":501.68,"end":504.905},{"sentences":[{"text":"Perfect.","start":504.845,"end":505.325,"sentiment":"neutral","sentiment_score":0.12523026764392853}],"sentiment":"neutral","sentiment_score":0.12523026764392853,"channel":0,"num_words":1,"start":504.845,"end":505.325},{"sentences":[{"text":"talk to you","start":504.905,"end":505.465,"sentiment":"neutral","sentiment_score":0.12297745545705159}],"sentiment":"neutral","sentiment_score":0.12297745545705159,"channel":1,"num_words":3,"start":504.905,"end":505.465},{"sentences":[{"text":"Well,","start":505.325,"end":505.565,"sentiment":"neutral","sentiment_score":0.11819737404584885}],"sentiment":"neutral","sentiment_score":0.11819737404584885,"channel":0,"num_words":1,"start":505.325,"end":505.565},{"sentences":[{"text":"later.","start":505.465,"end":505.965,"sentiment":"neutral","sentiment_score":0.20615370571613312}],"sentiment":"neutral","sentiment_score":0.20615370571613312,"channel":1,"num_words":1,"start":505.465,"end":505.965},{"sentences":[{"text":"I'll let you go, John.","start":505.565,"end":506.445,"sentiment":"positive","sentiment_score":0.4399806082248688},{"text":"You have a lovely day.","start":506.445,"end":507.665,"sentiment":"positive","sentiment_score":0.8071065425872803}],"sentiment":"positive","sentiment_score":0.6235435754060745,"channel":0,"num_words":10,"start":505.565,"end":507.665},{"sentences":[{"text":"You too, darling.","start":507.945,"end":508.825,"sentiment":"positive","sentiment_score":0.7022468249003092},{"text":"Bye.","start":508.825,"end":509.325,"sentiment":"neutral","sentiment_score":-0.11688338965177536}],"sentiment":"positive","sentiment_score":0.4974642712622881,"channel":1,"num_words":4,"start":507.945,"end":509.325}]},"summary":{"result":"success","short":"John expresses his desire to avoid putting his kids in a safe mode due to potential risks, and Larissa suggests holding until retirement is complete. He also mentions his retirement plans and suggests living at the moment. The speakers discuss his income and expenses, including bills and savings, and the agent offers assistance with the application process and suggests using electronic payment. They also discuss tax regulations and the possibility of moving out of an account. The conversation ends pleasantly with plans to answer any questions and a request for the agent to provide information on tax regulations."},"intents":{"segments":[{"text":"I know that you had a couple of questions that you wanted to speak about regarding, like, your investments in Super, and and Jack booked you in to speak with myself this afternoon.","start_word":259,"end_word":291,"intents":[{"intent":"Assist with investments","confidence_score":0.1981761}]},{"text":"What sort of security have I got across me super or have I got too much gamble, do you think?","start_word":307,"end_word":326,"intents":[{"intent":"Assess risk/scheduling","confidence_score":4.578775e-7}]},{"text":"Oh, they have it'd be a lot it'd be a lot well, financially benefit if we didn't have to worry about that. If we only had to worry about the 10% tax, and that was it. The GST Right?","start_word":1126,"end_word":1164,"intents":[{"intent":"Identify financial benefits","confidence_score":0.0025000118}]},{"text":"to find out what what are we sitting at 750 roughly, are we, So on their we're back sitting count at balance? $7.","start_word":1240,"end_word":1262,"intents":[{"intent":"Update account status","confidence_score":0.0051659523}]}]},"sentiments":{"segments":[{"text":"Hello? Hi, John. Larissa from OQ Financial. How are you going? Not too bad. And yourself? Good. Sorry about the fall. Not sure what happened. I could hear you perfectly. Oh, could you? Hey. There's Yep. nothing coming through I soon. So I thought, know. oh, shit. I might go outside and shit. And then I thought, oh, I think she's gonna ring back. Yes. No. Definitely. How's your morning been? Not too bad.","start_word":0,"end_word":73,"sentiment":"neutral","sentiment_score":-0.04846291244029999},{"text":"Nice sunny morning, so it's been good. Oh, I love it when that happens. And we're coming into Easter, so it's gonna start cooling down.","start_word":74,"end_word":98,"sentiment":"positive","sentiment_score":0.4714602530002594},{"text":"Yes. And I'm and I reckon it's gonna rain over the weekend just to top it all off. Of course it is. But you know what? All down Even better where in my book. I am anyway. Well, I All think that's even that? better because then you get hot chocolate, and you get Easter chocolate, and you get thick blankets and movies. So that's Oh, you do? in my book.","start_word":99,"end_word":169,"sentiment":"neutral","sentiment_score":0.1417343020439148},{"text":"That's perfect. That's an Easter Sounds weekend. good.","start_word":170,"end_word":177,"sentiment":"positive","sentiment_score":0.5192632079124451},{"text":"Right? I just Nothing need better the kids than to it. come on Pampers so I don't have to do nothing. And they should be as well. They should be coming and pampering you. How Oh, many that's years did right. you raise them for? They Oh, they should be coming exactly. on. But for some reason, Uni seems to take a bit more precedent. They'll be on uni break soon, so I doubt it does. Anyway, how can I assist? I know that you had a couple of questions that you wanted to speak about regarding, like, your investments in Super, and and Jack booked you in to speak with myself this afternoon. So what questions or or what did you sort of, I guess, wanna know? Right. What sort of security have I got across me super or have I got too much gamble, do you think? How's it running? Are we losing? You know, that's all because I was don't know whether to put me whole super into a safe mode. Basic to take place Yep. risk as possible or but I didn't know Okay. where I was all traveling, so I thought there's only one way to find out and what Make your a call. phone thinks. Yeah. No. No. Perfect. So, look, overall, the account's like, couple of your investments are are down. It fluctuates you. I understand that. Yep. Yeah. The So what would the right you so it's supporting it. right. So Honestly, move I would I would recommend to hold right now, and that's purely and simply because the market does go beautiful. down, but it also comes back up.","start_word":178,"end_word":455,"sentiment":"neutral","sentiment_score":0.0026265037038343416},{"text":"And unless realistically, unless you're looking to cash out all of it or some of it anytime soon, you're not gonna Okay.","start_word":456,"end_word":477,"sentiment":"negative","sentiment_score":-0.34060391783714294},{"text":"solidify any of the loss or gain. It's gonna keep doing what it does, and the longer it stays invested, the better it is for you Yes. because you get dividends paid, which then get reinvested. There's, you know, money that's made within the account as it continues cycling through. You That's know, all I majority basically of the really time. And and wanted I guess to find out was how it was sitting up. Everything that was going, is it still moving forward, or do we go to look at it?","start_word":478,"end_word":569,"sentiment":"neutral","sentiment_score":0.17954644560813904},{"text":"But that's why I've got you guys for the give me the advice, so I'll follow your advice and see how we go.","start_word":570,"end_word":592,"sentiment":"positive","sentiment_score":0.33424699306488037},{"text":"Yeah. Like, honestly, it's it's something that we would we we we hold on. And I just I guess, probably now is a great time to ask, are your intentions with retirement changed? Are you sort of putting along with everything, or are you looking to, you know, retire or access the funds anytime soon? I'm not planning to. I'm trying to I'm gonna plan on becoming one of these dull budget bumps and get some of your taxes back, Oh, I'm I being like it. thinking. Still part along how I'm going, Yep. but just get some investment from elsewhere to live with. Yeah. Because No. I That's don't need fair. much to So live at the moment. So why? So because you you know that like, I'm assuming you're talking about JobSeeker. JobSeeker is, like, 26,000, 29,000 off the top Yeah. of my head. I should know that number better. And Per that'll year. pay A little all comfortable my household. with that, doesn't it? That'll pay all Yeah. my household bills for the year. Plus what I'd earn on the side anyway that no one knows about because I don't owe money. Exactly. Yep.","start_word":593,"end_word":789,"sentiment":"neutral","sentiment_score":0.013231323625381828},{"text":"Plus the hobby that you you do. I like that.","start_word":790,"end_word":799,"sentiment":"positive","sentiment_score":0.4386420249938965},{"text":"Exactly. No Alright. worries.","start_word":800,"end_word":803,"sentiment":"neutral","sentiment_score":0.14566943049430847},{"text":"Perfect.","start_word":804,"end_word":804,"sentiment":"positive","sentiment_score":0.4058349132537842},{"text":"Well Well, if you're if you're absolutely comfortable with that and you're just out there living your best life with your hobby and and accessing Centrelink, if there's anything that you need Centrelink wise or you run into any issues when you're doing the application, give me a call. I'm happy to sit on the phone while you do the application, I know they can be an absolute pain Yeah. to Well, do. I've got it all But they're put through to me fine. pretty I've intuitive. been seeing them, creating account. Got the Yeah. app on me fine where I'll go to lodge and apply through there. But I just Yes. thought Yeah. I'd like You're to not have talking got about past. them. Yeah. I've been done that. Now I'm just making a few things Yeah. scarce and getting 12 now I'm twelve months over when I finished work. Well, then they don't really look at your money what's left to live on. So Yeah. but, yeah, I've Absolutely. I've lived it.","start_word":805,"end_word":978,"sentiment":"neutral","sentiment_score":0.12221767203132997},{"text":"I've made it disappear for quite a while.","start_word":979,"end_word":986,"sentiment":"negative","sentiment_score":-0.37404704093933105},{"text":"So yeah. No. Little bit more No. to get That's out of the accounts. yes. Yeah. Yeah. You just gotta do it on some of that savings a little bit, pop it into little hidey holes, Oh, and they go say from you just there. don't wanna sit in there. That's why they want you all on electronic and no cash so they can track every Yeah. cent. Yes. Yes. But while They there's do. cash, They wanna they can't. know where everything's going. Correct. Oh, yeah.","start_word":987,"end_word":1073,"sentiment":"neutral","sentiment_score":-0.04518251493573189},{"text":"If they Under don't the mattress rob enough as it office were.","start_word":1074,"end_word":1085,"sentiment":"negative","sentiment_score":-0.3337338864803314},{"text":"as much as they don't rob enough office near. If we do any good with our money, I know. we tax them from here to there and back again. I know. They're an absolute pain at the moment, aren't they?","start_word":1086,"end_word":1125,"sentiment":"neutral","sentiment_score":-0.20680375397205353},{"text":"Oh, they have it'd be a lot it'd be a lot well, financially benefit if we didn't have to worry about that.","start_word":1126,"end_word":1147,"sentiment":"positive","sentiment_score":0.4530099332332611},{"text":"If we only had to worry about the 10% tax, and that was it. The GST Right? If they just if they just, yep, if they just had the single single tax level, it'd be fine.","start_word":1148,"end_word":1183,"sentiment":"neutral","sentiment_score":0.04639393567211098},{"text":"that's But, exactly no, they like right. to overcomplicate things.","start_word":1184,"end_word":1193,"sentiment":"negative","sentiment_score":-0.3978695869445801},{"text":"I suppose I don't get the 80<unk> out of everyone's dollar in the end if they don't tax, I don't get the 10%. Oh, no. That's right. Okay. Well, I'll go over with you.","start_word":1194,"end_word":1228,"sentiment":"neutral","sentiment_score":-0.14204266667366028},{"text":"It was a nice, simple, short one.","start_word":1229,"end_word":1235,"sentiment":"positive","sentiment_score":0.6432701349258423},{"text":"Yeah. I just wanted Absolutely. to find out what what are we sitting at 750 roughly, are we, So on their we're back sitting count at balance? $7.07 20 in total Seven at 20. the moment. Right. Yeah. Yeah. Or just $50.50 dollars shy Yeah. at $7.20. Not a problem.","start_word":1236,"end_word":1285,"sentiment":"neutral","sentiment_score":0.07590433955192566},{"text":"I was just just touching base so you know how we're going. Absolutely.","start_word":1286,"end_word":1298,"sentiment":"positive","sentiment_score":0.34691834449768066},{"text":"And if there's any questions that you do have that you wanna touch base on, feel free to flick an email through.","start_word":1299,"end_word":1320,"sentiment":"neutral","sentiment_score":0.25722336769104004},{"text":"We'll just pick up the phone and give us a call, and I'm more than happy to to answer them as we roll through.","start_word":1321,"end_word":1344,"sentiment":"positive","sentiment_score":0.3572954833507538},{"text":"But I know that you said with to Jack that you're happy to just for us to give you a call annually and or yearly and Yeah. That's and touch I'm base happy with you with then. that. So Just if yeah. anything happens drastically within the account, yeah, it just need to know what's going on. So Yeah. whether we need Reach to move out. or whatever. Absolutely. Absolutely. But yeah. No. Okay. If you recommend live with these, I will. Yep. We just hold. Just hold Okay. at the moment, and we don't make drastic, you know, moves.","start_word":1345,"end_word":1444,"sentiment":"neutral","sentiment_score":0.04634663462638855},{"text":"Beautiful.","start_word":1445,"end_word":1445,"sentiment":"positive","sentiment_score":0.42738884687423706},{"text":"No worries.","start_word":1446,"end_word":1447,"sentiment":"neutral","sentiment_score":0.29747867584228516},{"text":"I'll Perfect.","start_word":1448,"end_word":1449,"sentiment":"positive","sentiment_score":0.3655852079391479},{"text":"talk to you Well, later.","start_word":1449,"end_word":1453,"sentiment":"neutral","sentiment_score":0.14537638425827026},{"text":"I'll let you go, John. You have a lovely day. You too, darling. Bye.","start_word":1454,"end_word":1467,"sentiment":"positive","sentiment_score":0.5995750427246094}],"average":{"sentiment":"neutral","sentiment_score":0.0630834739626819}}}}