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So as soon as you set up, do with work on yeah. Yeah. Yes. Yeah. It's very special. Yeah. And it's the first grandchild on both sides, both me and my husband. So it's it's a lot a lot of excitement, but it's very it's very good. Yeah. Yeah. Yeah. So, yeah, as soon as you said we'll work on something together as much as I would love it, it would mean that I would probably hand it over to Dana when I go on maternity leave. So it probably makes more sense for you guys to work with her from the start and everything. But like I said, I will kind of have a bit of a meeting with her before you guys have that catch up, just kind of everything we discussed today. And then you guys can work together with her on some some joint strategies, reassessing superannuation, insurances, and everything. And and yeah. But, otherwise, it was very lovely to speak to you today, Matthew. Thank you so much for your time, and I will let you know when that document gets reissued to you as well. Yes. Exactly. I will check with the team as well to check if that post came back. And if not, I will get the team to email you those documents just for your AIA because your hub twenty four has Wendy nominated already to get that sorted, because that is something we definitely do wanna get sorted for you as well. Witness and stuff? Yes. Which is frustrating. Okay. Yes. And it can be no. It can be anyone as long as it's not either you or Wendy. It it can be someone else, but, yes, it's it's something to think about. But I'll I'll have a chat to the team and see if it came back recently. If not, they will email that through you. So then that way, when you do complete it, this will be the last time if you scan it and send it back, then we have it in an email so that we can make sure it doesn't get lost in the post. Yes. We can definitely look at that. Yes. And especially because that will be part of what we would want to do, especially if we're working on joint strategies because I'll tell Dana about the Benelon investment, potentially family linking, reassessing things for you. But then because we do wanna work on, okay, can you retire at 64 when Wendy turns 60 on the income that you guys both desire or not. So having those projections will give a good indication, but then also showing, well, okay. If you do decide to increase salary sacrifice to that $300, will that strengthen your chance of being able to achieve it? So having those kind of updated projections of where you guys are both currently sitting and where you are projected to be will be very beneficial for both of you, and especially for us through to kind of see everything together. So definitely like, I need to do that. Yes. Yes. Yes. Yes. Yes. Yeah. Yeah. Yes. Yeah. And I will let Dana know as well with that project about but it is something that we would typically do anyway, but I will just kind of flag that that is something we definitely want to do. But if there is anything else that you need before we speak to Dana or after, you're more than welcome to still give me a call. Like I said, I'll still be here for two months. But, otherwise, I will convey everything to Dana, and you'll be in very capable hands on that joint strategy. Yes. Yes. Yes. Yes. Let me know if you need do you need the login ID number, or do you have it? Okay. Okay. Reset. Correct. Yes. If if you have an issue, sorry, just give us a call, and we can always talk you through it. But yeah. Otherwise, leave it with me. I will check with the team with the document, get those AIA forms sorted. We'll have a chat to Dana. And, otherwise, she will give you both a call on Thursday, July 16 at 04:00. But if you need to change it, you just let us know. Yep. It's up to you. Normally, we set it, like, two hours before the appointment, but we can set it a week before. It depends on when you want the reminder. Yep. At four PM. Yes. It's up to you. It's up to you guys. Whether you want yeah. Do you want phone? Do you want Teams? That's okay. You can you can chat with Wendy. If we haven't heard from you, Dana will most likely give you a call. If you decide that you would prefer Teams, just let us know at least maybe, like, a day before so that we can then set up that link and send it through to you. Yeah. Yeah. Yeah. No problem at all. Well, thank you so much, Matthew. And, yeah, leave this with me, and I will get it all sorted for you. Yeah. Right. We'll do as best as I can. Beautiful. Thank you so much, Matthew. We'll speak soon. Alright. 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worries. I was like, I think you guys are talking, so I don't think you just hung up on me. But, yes, it's the first one. So I'm very excited. And and yeah.\n\nSo as soon as you set up, do with work on yeah. Yeah. Yes. Yeah. It's very special.\n\nYeah. And it's the first grandchild on both sides, both me and my husband. So it's it's a lot a lot of excitement, but it's very it's very good. Yeah. Yeah.\n\nYeah. So, yeah, as soon as you said we'll work on something together as much as I would love it, it would mean that I would probably hand it over to Dana when I go on maternity leave. So it probably makes more sense for you guys to work with her from the start and everything. But like I said, I will kind of have a bit of a meeting with her before you guys have that catch up, just kind of everything we discussed today. And then you guys can work together with her on some some joint strategies, reassessing superannuation, insurances, and everything.\n\nAnd and yeah. But, otherwise, it was very lovely to speak to you today, Matthew. Thank you so much for your time, and I will let you know when that document gets reissued to you as well. Yes. Exactly.\n\nI will check with the team as well to check if that post came back. And if not, I will get the team to email you those documents just for your AIA because your hub twenty four has Wendy nominated already to get that sorted, because that is something we definitely do wanna get sorted for you as well. Witness and stuff? Yes. Which is frustrating.\n\nOkay. Yes. And it can be no. It can be anyone as long as it's not either you or Wendy. It it can be someone else, but, yes, it's it's something to think about.\n\nBut I'll I'll have a chat to the team and see if it came back recently. If not, they will email that through you. So then that way, when you do complete it, this will be the last time if you scan it and send it back, then we have it in an email so that we can make sure it doesn't get lost in the post. Yes. We can definitely look at that.\n\nYes. And especially because that will be part of what we would want to do, especially if we're working on joint strategies because I'll tell Dana about the Benelon investment, potentially family linking, reassessing things for you. But then because we do wanna work on, okay, can you retire at 64 when Wendy turns 60 on the income that you guys both desire or not. So having those projections will give a good indication, but then also showing, well, okay. If you do decide to increase salary sacrifice to that $300, will that strengthen your chance of being able to achieve it?\n\nSo having those kind of updated projections of where you guys are both currently sitting and where you are projected to be will be very beneficial for both of you, and especially for us through to kind of see everything together. So definitely like, I need to do that. Yes. Yes. Yes.\n\nYes. Yes. Yeah. Yeah. Yes.\n\nYeah. And I will let Dana know as well with that project about but it is something that we would typically do anyway, but I will just kind of flag that that is something we definitely want to do. But if there is anything else that you need before we speak to Dana or after, you're more than welcome to still give me a call. Like I said, I'll still be here for two months. But, otherwise, I will convey everything to Dana, and you'll be in very capable hands on that joint strategy.\n\nYes. Yes. Yes. Yes. Let me know if you need do you need the login ID number, or do you have it?\n\nOkay. Okay. Reset. Correct. Yes.\n\nIf if you have an issue, sorry, just give us a call, and we can always talk you through it. But yeah. Otherwise, leave it with me. I will check with the team with the document, get those AIA forms sorted. We'll have a chat to Dana.\n\nAnd, otherwise, she will give you both a call on Thursday, July 16 at 04:00. But if you need to change it, you just let us know. Yep. It's up to you. Normally, we set it, like, two hours before the appointment, but we can set it a week before.\n\nIt depends on when you want the reminder. Yep. At four PM. Yes. It's up to you.\n\nIt's up to you guys. Whether you want yeah. Do you want phone? Do you want Teams? That's okay.\n\nYou can you can chat with Wendy. If we haven't heard from you, Dana will most likely give you a call. If you decide that you would prefer Teams, just let us know at least maybe, like, a day before so that we can then set up that link and send it through to you. Yeah. Yeah.\n\nYeah. No problem at all. Well, thank you so much, Matthew. And, yeah, leave this with me, and I will get it all sorted for you. Yeah.\n\nRight. We'll do as best as I can. Beautiful. Thank you so much, Matthew. We'll speak soon.\n\nAlright. Bye.","paragraphs":[{"sentences":[{"text":"No worries.","start":3.04,"end":3.84,"sentiment":"neutral","sentiment_score":-0.025317873805761337},{"text":"I was like, I think you guys are talking, so I don't think you just hung up on me.","start":3.84,"end":7.54,"sentiment":"neutral","sentiment_score":-0.08578858642201674},{"text":"But, yes, it's the first one.","start":9.28,"end":10.639999,"sentiment":"neutral","sentiment_score":0.292543297012647},{"text":"So I'm very excited.","start":10.639999,"end":11.78,"sentiment":"positive","sentiment_score":0.6423414424061775},{"text":"And and yeah.","start":12.96,"end":14.504999,"sentiment":"neutral","sentiment_score":0.19308264056841531}],"sentiment":"neutral","sentiment_score":0.09480160540517639,"num_words":34,"start":3.04,"end":14.504999},{"sentences":[{"text":"So as soon as you set up, do with work on 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so much for your time, and I will let you know when that document gets reissued to you as well.","start":90.11,"end":98.025,"sentiment":"positive","sentiment_score":0.38102164187214593},{"text":"Yes.","start":111.4,"end":111.9,"sentiment":"neutral","sentiment_score":0.07776390016078949},{"text":"Exactly.","start":111.96,"end":112.46,"sentiment":"neutral","sentiment_score":0.1318667232990265}],"sentiment":"positive","sentiment_score":0.4519710373133421,"num_words":39,"start":85.95,"end":112.46},{"sentences":[{"text":"I will check with the team as well to check if that post came back.","start":112.6,"end":116.94,"sentiment":"neutral","sentiment_score":0.13924862494071324},{"text":"And if not, I will get the team to email you those documents just for your AIA because your hub twenty four has Wendy nominated already to get that sorted, because that is something we definitely do wanna get sorted for you as 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Wendy.","start":157.655,"end":160.875,"sentiment":"neutral","sentiment_score":-0.08836627350403713},{"text":"It it can be someone else, but, yes, it's it's something to think about.","start":162.05501,"end":166.12999,"sentiment":"neutral","sentiment_score":-0.06051287134843213}],"sentiment":"neutral","sentiment_score":-0.07756614038611159,"num_words":34,"start":145.16,"end":166.12999},{"sentences":[{"text":"But I'll I'll have a chat to the team and see if it came back recently.","start":166.12999,"end":169.11,"sentiment":"neutral","sentiment_score":0.0313957774778828},{"text":"If not, they will email that through you.","start":169.65,"end":171.89,"sentiment":"neutral","sentiment_score":0.06333670439198613},{"text":"So then that way, when you do complete it, this will be the last time if you scan it and send it back, then we have it in an email so that we can make sure it doesn't get lost in the post.","start":171.89,"end":182.245,"sentiment":"neutral","sentiment_score":0.07075742389573607},{"text":"Yes.","start":192.0,"end":192.5,"sentiment":"neutral","sentiment_score":0.051069825887680054},{"text":"We can definitely look at that.","start":193.12,"end":194.72,"sentiment":"neutral","sentiment_score":0.14607469737529755}],"sentiment":"neutral","sentiment_score":0.06728531503294771,"num_words":74,"start":166.12999,"end":194.72},{"sentences":[{"text":"Yes.","start":194.72,"end":195.22,"sentiment":"neutral","sentiment_score":0.27255311608314514},{"text":"And especially because that will be part of what we would want to do, especially if we're working on joint strategies because I'll tell Dana about the Benelon investment, potentially family linking, reassessing things for you.","start":195.84,"end":209.145,"sentiment":"neutral","sentiment_score":0.2867313085330857},{"text":"But then because we do wanna work on, okay, can you retire at 64 when Wendy turns 60 on the income that you guys both desire or not.","start":209.145,"end":220.11,"sentiment":"neutral","sentiment_score":0.16172670147248677},{"text":"So having those projections will give a good indication, but then also showing, well, okay.","start":220.11,"end":226.03,"sentiment":"neutral","sentiment_score":0.3327112456162771},{"text":"If you do decide to increase salary sacrifice to that $300, will that strengthen your chance of being able to achieve it?","start":226.03,"end":234.045,"sentiment":"positive","sentiment_score":0.35689993744546716}],"sentiment":"neutral","sentiment_score":0.2741734820838068,"num_words":102,"start":194.72,"end":234.045},{"sentences":[{"text":"So having those kind of updated projections of where you guys are both currently sitting and where you are projected to be will be very beneficial for both of you, and especially for us through to kind of see everything together.","start":234.285,"end":247.265,"sentiment":"positive","sentiment_score":0.4804455376252895},{"text":"So definitely like, I need to do 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I will let Dana know as well with that project about but it is something that we would typically do anyway, but I will just kind of flag that that is something we definitely want to do.","start":294.135,"end":304.08,"sentiment":"neutral","sentiment_score":0.2598268954377425},{"text":"But if there is anything else that you need before we speak to Dana or after, you're more than welcome to still give me a call.","start":304.37997,"end":311.34,"sentiment":"neutral","sentiment_score":0.25110416343578923},{"text":"Like I said, I'll still be here for two months.","start":311.34,"end":313.245,"sentiment":"neutral","sentiment_score":0.17601296603679656},{"text":"But, otherwise, I will convey everything to Dana, and you'll be in very capable hands on that joint strategy.","start":313.245,"end":322.065,"sentiment":"positive","sentiment_score":0.4717067487929997}],"sentiment":"neutral","sentiment_score":0.29131895826852067,"num_words":94,"start":293.895,"end":322.065},{"sentences":[{"text":"Yes.","start":333.66,"end":334.16,"sentiment":"neutral","sentiment_score":0.03929431736469269},{"text":"Yes.","start":344.955,"end":345.455,"sentiment":"neutral","sentiment_score":0.0434236153960228},{"text":"Yes.","start":349.035,"end":349.535,"sentiment":"neutral","sentiment_score":-0.01570267230272293},{"text":"Yes.","start":353.12003,"end":353.62003,"sentiment":"neutral","sentiment_score":0.06301765888929367},{"text":"Let me know if you need do you need the login ID number, or do you have it?","start":353.92,"end":358.42,"sentiment":"neutral","sentiment_score":0.027913529839780595}],"sentiment":"neutral","sentiment_score":0.028748929839242588,"num_words":22,"start":333.66,"end":358.42},{"sentences":[{"text":"Okay.","start":360.08002,"end":360.58002,"sentiment":"neutral","sentiment_score":-0.004961507394909859},{"text":"Okay.","start":369.135,"end":369.635,"sentiment":"neutral","sentiment_score":0.01642947643995285},{"text":"Reset.","start":374.19,"end":374.69,"sentiment":"neutral","sentiment_score":0.04060240834951401},{"text":"Correct.","start":374.75,"end":375.25,"sentiment":"neutral","sentiment_score":0.22313714027404785},{"text":"Yes.","start":375.95,"end":376.45,"sentiment":"neutral","sentiment_score":0.1828606128692627}],"sentiment":"neutral","sentiment_score":0.09161362610757351,"num_words":5,"start":360.08002,"end":376.45},{"sentences":[{"text":"If if you have an issue, sorry, just give us a call, and we can always talk you through it.","start":376.67,"end":380.77002,"sentiment":"neutral","sentiment_score":0.0414672845043242},{"text":"But yeah.","start":381.87003,"end":382.43002,"sentiment":"neutral","sentiment_score":0.06384508684277534},{"text":"Otherwise, leave it with me.","start":382.43002,"end":383.55002,"sentiment":"neutral","sentiment_score":0.05788503810763359},{"text":"I will check with the team with the document, get those AIA forms sorted.","start":383.55002,"end":387.57,"sentiment":"neutral","sentiment_score":0.08501490205526352},{"text":"We'll have a chat to Dana.","start":387.885,"end":389.42502,"sentiment":"neutral","sentiment_score":0.14493650694688162}],"sentiment":"neutral","sentiment_score":0.07034656861202514,"num_words":47,"start":376.67,"end":389.42502},{"sentences":[{"text":"And, otherwise, she will give you both a call on Thursday, July 16 at 04:00.","start":389.725,"end":396.785,"sentiment":"neutral","sentiment_score":0.0194132457797726},{"text":"But if you need to change it, you just let us know.","start":396.845,"end":399.265,"sentiment":"neutral","sentiment_score":0.00013519683852791816},{"text":"Yep.","start":400.54,"end":401.04,"sentiment":"neutral","sentiment_score":0.068412646651268},{"text":"It's up to you.","start":410.22,"end":410.94,"sentiment":"neutral","sentiment_score":0.04083832446485758},{"text":"Normally, we set it, like, two hours before the appointment, but we can set it a week before.","start":410.94,"end":415.12,"sentiment":"neutral","sentiment_score":0.01790759205404255}],"sentiment":"neutral","sentiment_score":0.016938473004847764,"num_words":50,"start":389.725,"end":415.12},{"sentences":[{"text":"It depends on when you want the reminder.","start":415.66498,"end":417.44498,"sentiment":"neutral","sentiment_score":0.009837577119469643},{"text":"Yep.","start":424.94498,"end":425.44498,"sentiment":"neutral","sentiment_score":0.012218820862472056},{"text":"At four PM.","start":425.50497,"end":426.565,"sentiment":"neutral","sentiment_score":0.007950216842194399},{"text":"Yes.","start":427.68,"end":428.18,"sentiment":"neutral","sentiment_score":0.04911942034959793},{"text":"It's up to you.","start":436.72,"end":437.78,"sentiment":"neutral","sentiment_score":0.016160593135282397}],"sentiment":"neutral","sentiment_score":0.0134430518373847,"num_words":17,"start":415.66498,"end":437.78},{"sentences":[{"text":"It's up to you guys.","start":438.24,"end":439.455,"sentiment":"neutral","sentiment_score":0.01764400042593479},{"text":"Whether you want yeah.","start":440.095,"end":442.01498,"sentiment":"neutral","sentiment_score":0.012609921861439943},{"text":"Do you want phone?","start":442.01498,"end":443.055,"sentiment":"neutral","sentiment_score":0.004737452138215303},{"text":"Do you want Teams?","start":443.055,"end":444.51498,"sentiment":"neutral","sentiment_score":0.0009474641410633922},{"text":"That's okay.","start":449.775,"end":450.495,"sentiment":"neutral","sentiment_score":-0.01132113579660654}],"sentiment":"neutral","sentiment_score":0.007303004373649233,"num_words":19,"start":438.24,"end":450.495},{"sentences":[{"text":"You can you can chat with Wendy.","start":450.495,"end":452.59497,"sentiment":"neutral","sentiment_score":0.03443518706730434},{"text":"If we haven't heard from you, Dana will most likely give you a call.","start":452.87,"end":457.05002,"sentiment":"neutral","sentiment_score":0.01463970189381923},{"text":"If you decide that you would prefer Teams, just let us know at least maybe, like, a day before so that we can then set up that link and send it through to you.","start":458.07,"end":466.905,"sentiment":"neutral","sentiment_score":0.05597727356807274},{"text":"Yeah.","start":468.425,"end":468.925,"sentiment":"neutral","sentiment_score":-0.05182818695902824},{"text":"Yeah.","start":474.185,"end":474.685,"sentiment":"neutral","sentiment_score":0.10467402637004852}],"sentiment":"neutral","sentiment_score":0.042141671521229704,"num_words":57,"start":450.495,"end":474.685},{"sentences":[{"text":"Yeah.","start":475.54498,"end":476.04498,"sentiment":"neutral","sentiment_score":0.2008274495601654},{"text":"No problem at all.","start":476.985,"end":477.785,"sentiment":"neutral","sentiment_score":0.27946874499320984},{"text":"Well, thank you so much, Matthew.","start":477.785,"end":479.245,"sentiment":"positive","sentiment_score":0.4823501755793889},{"text":"And, yeah, leave this with me, and I will get it all sorted for you.","start":479.465,"end":482.88,"sentiment":"positive","sentiment_score":0.3355541447798411},{"text":"Yeah.","start":485.36002,"end":485.86002,"sentiment":"neutral","sentiment_score":0.2590886950492859}],"sentiment":"positive","sentiment_score":0.35204460554652744,"num_words":27,"start":475.54498,"end":485.86002},{"sentences":[{"text":"Right.","start":486.16,"end":486.66,"sentiment":"neutral","sentiment_score":0.29731157422065735},{"text":"We'll do as best as I can.","start":488.0,"end":489.62,"sentiment":"positive","sentiment_score":0.39606086696897236},{"text":"Beautiful.","start":492.4,"end":492.80002,"sentiment":"positive","sentiment_score":0.6674251556396484},{"text":"Thank you so much, Matthew.","start":492.80002,"end":493.92,"sentiment":"positive","sentiment_score":0.6139451026916504},{"text":"We'll speak soon.","start":493.92,"end":494.9,"sentiment":"neutral","sentiment_score":0.17564005653063455}],"sentiment":"positive","sentiment_score":0.4314004989231334,"num_words":17,"start":486.16,"end":494.9},{"sentences":[{"text":"Alright.","start":496.47293,"end":496.95294,"sentiment":"neutral","sentiment_score":0.12660622596740723},{"text":"Bye.","start":496.95294,"end":497.45294,"sentiment":"neutral","sentiment_score":0.10166507959365843}],"sentiment":"neutral","sentiment_score":0.11413565278053284,"num_words":2,"start":496.47293,"end":497.45294}]}}]},{"alternatives":[{"transcript":"Sorry? I'm not sure if that was me. Yeah. Yeah. Yeah. You can't you don't get it back. It's so it's so good. It's so good, the first one. Yeah. You could it's it's all for the first time. It's like anything in life. It's just like yeah. Not not that the second or third or whatever is any you just it's yeah. You say it's it's it's yeah. It's it's so exciting when yeah. So all good. Yeah. Yeah. Oh, okay. Yeah. Yeah. Yeah. That's what that's what obviously, we had the first grandchild on-site too. Yeah. So yeah. And the the on on my side. So yeah. So but not on both sides. But yeah. But fun and games. Yep. Yeah. Yeah. Yeah. Yeah. Yeah. Yep. You too. No problem. And the what about the the insurance? Well, just checking on that. The just like yeah. Because I I'm not having it in Wendy's as a beneficiary. Yeah. Because I fill out the form I have to get, like, what you call it, the yeah. Witness and all that on the yeah. So yeah. And I I think I've done it before too, so I don't know what's going on. So yeah. And then I think I might have got and then I'm not sure if you did one direct or not. But yeah. Because it because it was a witness one, I was it sorta it's weird because you've done you think it's easy to get a witness, but you always think about it the long times to get get them to do it. And you don't wanna ask anyone sometimes to yeah. Yeah. Yeah. Yep. Yep. The other question I was gonna ask, like, I think sometimes you got I'm not sure. You give, like, a projected what what you will be getting when you retire, like, at at the right ongoing. Yeah. Yeah. Yeah. Because unfortunately yeah. I definitely want that. Yeah. They talk because yeah. Because at the moment, like, when he's got all the positive chat about the time zone. But, yeah, no no one knows about our debt. Yeah. And and and it's not so much it's more or less about, like, if you don't know our debt, then have it, like yeah. Unless you can add the debt in, like, and and no one knows, like, if we haven't talked together, we don't know about my super, and her super is tracking really well. So yeah. Because her's her's probably ahead of the time because usually, people in there, like, she's just ten fifty, like, in in that age group, they're actually you're normally behind the male because so yeah. So yeah. So so in saying that, yeah, we we've got to add it together. So yeah. So all good. Yep. Yep. Yep. I think I because I don't because I'm not proactive, I don't and I should be because super but I sorta, you know, let let things go. To log in to hub, I think I just because I found because I only just found it because I was looking into my past emails. I've just got a you have, like, a might be a a login number, and then you just ask for your a reset number. I think I've reset before, but I I just couldn't find it until just before. So, yeah, I want to do that. So yeah. So do you so I think I'd scanned it just before because I was trying I wasn't going through Hub to find it, and I was or thinking, like, you know, you're sort of not tracking them properly. But, yeah, I think I have got that, and then I think I saw something where it said put that in and then hit the reset password. So it should be pretty good. Yeah. Right. Yeah. Yeah. Right. Yeah. Yeah. And will you send a will someone send a, like, a, like, an email reminder straight up now or or some sort of just a full back meeting? Okay. Yeah. Right here. I'll yeah. Right here. I'll oh, okay. So what it was the July 16, and it was at 04:00, wasn't it? Yep. Right. Yeah. And that will be would that be a a team's fund or what how was that? How would you yeah. Okay. So we could yeah. Anybody else that we can I'm not a 100% sure. So yeah. Yeah. Yeah. Yeah. Yeah. Just not a 100% sure what Wendy what the education news, what she whether she uses Teams or not, where yeah. Well, I'm up on it. So yeah. 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I'm not sure if that was me. Yeah. Yeah. Yeah.\n\nYou can't you don't get it back. It's so it's so good. It's so good, the first one. Yeah. You could it's it's all for the first time.\n\nIt's like anything in life. It's just like yeah. Not not that the second or third or whatever is any you just it's yeah. You say it's it's it's yeah. It's it's so exciting when yeah.\n\nSo all good. Yeah. Yeah. Oh, okay. Yeah.\n\nYeah. Yeah. That's what that's what obviously, we had the first grandchild on-site too. Yeah. So yeah.\n\nAnd the the on on my side. So yeah. So but not on both sides. But yeah. But fun and games.\n\nYep. Yeah. Yeah. Yeah. Yeah.\n\nYeah. Yep. You too. No problem. And the what about the the insurance?\n\nWell, just checking on that. The just like yeah. Because I I'm not having it in Wendy's as a beneficiary. Yeah. Because I fill out the form I have to get, like, what you call it, the yeah.\n\nWitness and all that on the yeah. So yeah. And I I think I've done it before too, so I don't know what's going on. So yeah. And then I think I might have got and then I'm not sure if you did one direct or not.\n\nBut yeah. Because it because it was a witness one, I was it sorta it's weird because you've done you think it's easy to get a witness, but you always think about it the long times to get get them to do it. And you don't wanna ask anyone sometimes to yeah. Yeah. Yeah.\n\nYep. Yep. The other question I was gonna ask, like, I think sometimes you got I'm not sure. You give, like, a projected what what you will be getting when you retire, like, at at the right ongoing. Yeah.\n\nYeah. Yeah. Because unfortunately yeah. I definitely want that. Yeah.\n\nThey talk because yeah. Because at the moment, like, when he's got all the positive chat about the time zone. But, yeah, no no one knows about our debt. Yeah. And and and it's not so much it's more or less about, like, if you don't know our debt, then have it, like yeah.\n\nUnless you can add the debt in, like, and and no one knows, like, if we haven't talked together, we don't know about my super, and her super is tracking really well. So yeah. Because her's her's probably ahead of the time because usually, people in there, like, she's just ten fifty, like, in in that age group, they're actually you're normally behind the male because so yeah. So yeah. So so in saying that, yeah, we we've got to add it together.\n\nSo yeah. So all good. Yep. Yep. Yep.\n\nI think I because I don't because I'm not proactive, I don't and I should be because super but I sorta, you know, let let things go. To log in to hub, I think I just because I found because I only just found it because I was looking into my past emails. I've just got a you have, like, a might be a a login number, and then you just ask for your a reset number. I think I've reset before, but I I just couldn't find it until just before. So, yeah, I want to do that.\n\nSo yeah. So do you so I think I'd scanned it just before because I was trying I wasn't going through Hub to find it, and I was or thinking, like, you know, you're sort of not tracking them properly. But, yeah, I think I have got that, and then I think I saw something where it said put that in and then hit the reset password. So it should be pretty good. Yeah.\n\nRight. Yeah. Yeah. Right. Yeah.\n\nYeah. And will you send a will someone send a, like, a, like, an email reminder straight up now or or some sort of just a full back meeting? Okay. Yeah. Right here.\n\nI'll yeah. Right here. I'll oh, okay. So what it was the July 16, and it was at 04:00, wasn't it? Yep.\n\nRight. Yeah. And that will be would that be a a team's fund or what how was that? How would you yeah. Okay.\n\nSo we could yeah. Anybody else that we can I'm not a 100% sure. So yeah. Yeah. Yeah.\n\nYeah. Yeah. 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too.","start":90.77,"end":91.509995,"sentiment":"positive","sentiment_score":0.6141760945320129},{"text":"No problem.","start":92.13,"end":92.71,"sentiment":"neutral","sentiment_score":0.2845184653997421},{"text":"And the what about the the insurance?","start":98.695,"end":102.075,"sentiment":"neutral","sentiment_score":0.02604974141078336}],"sentiment":"neutral","sentiment_score":0.210343856507769,"num_words":13,"start":84.61,"end":102.075},{"sentences":[{"text":"Well, just checking on that.","start":102.134995,"end":103.415,"sentiment":"neutral","sentiment_score":0.02034659031778574},{"text":"The just like yeah.","start":103.415,"end":105.735,"sentiment":"neutral","sentiment_score":-0.02260089060291648},{"text":"Because I I'm not having it in Wendy's as a beneficiary.","start":105.735,"end":111.07,"sentiment":"neutral","sentiment_score":-0.04650841196152297},{"text":"Yeah.","start":129.235,"end":129.475,"sentiment":"neutral","sentiment_score":0.049153707921504974},{"text":"Because I fill out the form I have to get, like, what you call it, the yeah.","start":129.475,"end":134.915,"sentiment":"neutral","sentiment_score":0.011195130235351184}],"sentiment":"neutral","sentiment_score":-0.006862953170447757,"num_words":38,"start":102.134995,"end":134.915},{"sentences":[{"text":"Witness and all that on the yeah.","start":134.915,"end":136.275,"sentiment":"neutral","sentiment_score":-0.0008653604558535985},{"text":"So yeah.","start":136.275,"end":136.83499,"sentiment":"neutral","sentiment_score":0.0003325878642499447},{"text":"And I I think I've done it before too, so I don't know what's going on.","start":136.83499,"end":139.955,"sentiment":"neutral","sentiment_score":-0.06852836022153497},{"text":"So yeah.","start":139.955,"end":140.49,"sentiment":"neutral","sentiment_score":-0.04275743290781975},{"text":"And then I think I might have got and then I'm not sure if you did one direct or not.","start":140.65001,"end":144.25,"sentiment":"neutral","sentiment_score":-0.2566777475178242}],"sentiment":"neutral","sentiment_score":-0.13448757291870547,"num_words":47,"start":134.915,"end":144.25},{"sentences":[{"text":"But yeah.","start":144.25,"end":144.81,"sentiment":"neutral","sentiment_score":-0.1091846227645874},{"text":"Because it because it was a witness one, I was it sorta it's weird because you've done you think it's easy to get a witness, but you always think about it the long times to get get them to do it.","start":144.81,"end":154.485,"sentiment":"neutral","sentiment_score":-0.12255280392199028},{"text":"And you don't wanna ask anyone sometimes to yeah.","start":154.485,"end":161.845,"sentiment":"neutral","sentiment_score":-0.07111918636494213},{"text":"Yeah.","start":161.845,"end":162.345,"sentiment":"neutral","sentiment_score":-0.0334598608314991},{"text":"Yeah.","start":169.8,"end":170.3,"sentiment":"neutral","sentiment_score":0.03554174304008484}],"sentiment":"neutral","sentiment_score":-0.1089078703964198,"num_words":54,"start":144.25,"end":170.3},{"sentences":[{"text":"Yep.","start":179.56001,"end":180.06001,"sentiment":"neutral","sentiment_score":0.08188216388225555},{"text":"Yep.","start":182.76001,"end":183.26001,"sentiment":"neutral","sentiment_score":0.027349870651960373},{"text":"The other question I was gonna ask, like, I think sometimes you got I'm not sure.","start":183.32,"end":187.615,"sentiment":"neutral","sentiment_score":-0.0026957588852383196},{"text":"You give, like, a projected what what you will be getting when you retire, like, at at the right ongoing.","start":187.615,"end":193.955,"sentiment":"neutral","sentiment_score":0.02010716930963099},{"text":"Yeah.","start":247.27501,"end":247.675,"sentiment":"neutral","sentiment_score":0.12945011258125305}],"sentiment":"neutral","sentiment_score":0.01532547156780194,"num_words":39,"start":179.56001,"end":247.675},{"sentences":[{"text":"Yeah.","start":247.675,"end":247.995,"sentiment":"neutral","sentiment_score":0.1060943603515625},{"text":"Yeah.","start":247.995,"end":248.235,"sentiment":"neutral","sentiment_score":0.07412146031856537},{"text":"Because unfortunately yeah.","start":248.235,"end":250.235,"sentiment":"neutral","sentiment_score":-0.047328454752763115},{"text":"I definitely want that.","start":250.235,"end":251.115,"sentiment":"neutral","sentiment_score":-0.02547614276409149},{"text":"Yeah.","start":251.115,"end":251.435,"sentiment":"neutral","sentiment_score":0.08601792901754379}],"sentiment":"neutral","sentiment_score":0.0022343814373016356,"num_words":10,"start":247.675,"end":251.435},{"sentences":[{"text":"They talk because yeah.","start":251.435,"end":252.315,"sentiment":"neutral","sentiment_score":0.054954223334789276},{"text":"Because at the moment, like, when he's got all the positive chat about the time zone.","start":252.315,"end":256.34998,"sentiment":"neutral","sentiment_score":0.07092564867343754},{"text":"But, yeah, no no one knows about our debt.","start":257.29,"end":259.63,"sentiment":"neutral","sentiment_score":-0.17046596192651325},{"text":"Yeah.","start":260.41,"end":260.88998,"sentiment":"neutral","sentiment_score":-0.02085249498486519},{"text":"And and and it's not so much it's more or less about, like, if you don't know our debt, then have it, like yeah.","start":260.88998,"end":266.73,"sentiment":"neutral","sentiment_score":-0.09402911318466067}],"sentiment":"neutral","sentiment_score":-0.04550217771557746,"num_words":54,"start":251.435,"end":266.73},{"sentences":[{"text":"Unless you can add the debt in, like, and and no one knows, like, if we haven't talked together, we don't know about my super, and her super is tracking really well.","start":266.73,"end":274.99503,"sentiment":"neutral","sentiment_score":-0.009181981207802892},{"text":"So yeah.","start":274.99503,"end":275.71503,"sentiment":"neutral","sentiment_score":0.06852827593684196},{"text":"Because her's her's probably ahead of the time because usually, people in there, like, she's just ten fifty, like, in in that age group, they're actually you're normally behind the male because so yeah.","start":275.71503,"end":287.99,"sentiment":"neutral","sentiment_score":-0.001093530936700785},{"text":"So yeah.","start":287.99,"end":288.71,"sentiment":"neutral","sentiment_score":0.02694736048579216},{"text":"So so in saying that, yeah, we we've got to add it together.","start":288.71,"end":291.61,"sentiment":"neutral","sentiment_score":0.08107006607147363}],"sentiment":"neutral","sentiment_score":0.011010345557553088,"num_words":83,"start":266.73,"end":291.61},{"sentences":[{"text":"So yeah.","start":291.99,"end":292.55,"sentiment":"neutral","sentiment_score":0.04580390825867653},{"text":"So all good.","start":292.55,"end":293.61,"sentiment":"positive","sentiment_score":0.3567079355319341},{"text":"Yep.","start":293.66998,"end":294.16998,"sentiment":"positive","sentiment_score":0.3383951783180237},{"text":"Yep.","start":304.08502,"end":304.405,"sentiment":"neutral","sentiment_score":0.18204240500926971},{"text":"Yep.","start":304.405,"end":304.905,"sentiment":"neutral","sentiment_score":0.1908513307571411}],"sentiment":"neutral","sentiment_score":0.23412756714969873,"num_words":8,"start":291.99,"end":304.905},{"sentences":[{"text":"I think I because I don't because I'm not proactive, I don't and I should be because super but I sorta, you know, let let things go.","start":322.035,"end":330.05502,"sentiment":"neutral","sentiment_score":-0.06514497032320057},{"text":"To log in to hub, I think I just because I found because I only just found it because I was looking into my past emails.","start":331.075,"end":338.72,"sentiment":"neutral","sentiment_score":0.014482652553572105},{"text":"I've just got a you have, like, a might be a a login number, and then you just ask for your a reset number.","start":338.72,"end":347.12,"sentiment":"neutral","sentiment_score":0.010886855889111757},{"text":"I think I've reset before, but I I just couldn't find it until just before.","start":347.12,"end":350.56,"sentiment":"neutral","sentiment_score":-0.038183272381623584},{"text":"So, yeah, I want to do that.","start":350.56,"end":352.08,"sentiment":"neutral","sentiment_score":0.04513914670263018}],"sentiment":"neutral","sentiment_score":-0.01391773484647274,"num_words":99,"start":322.035,"end":352.08},{"sentences":[{"text":"So yeah.","start":352.08,"end":352.81998,"sentiment":"neutral","sentiment_score":0.051965467631816864},{"text":"So do you so I think I'd scanned it just before because I was trying I wasn't going through Hub to find it, and I was or thinking, like, you know, you're sort of not tracking them properly.","start":353.655,"end":366.855,"sentiment":"neutral","sentiment_score":-0.03005700961588637},{"text":"But, yeah, I think I have got that, and then I think I saw something where it said put that in and then hit the reset password.","start":366.855,"end":374.18,"sentiment":"neutral","sentiment_score":0.003623894657249804},{"text":"So it should be pretty good.","start":374.18,"end":375.64,"sentiment":"neutral","sentiment_score":0.22793534398078918},{"text":"Yeah.","start":375.7,"end":376.1,"sentiment":"neutral","sentiment_score":0.1895756721496582}],"sentiment":"neutral","sentiment_score":0.008335100832974186,"num_words":74,"start":352.08,"end":376.1},{"sentences":[{"text":"Right.","start":376.1,"end":376.42,"sentiment":"neutral","sentiment_score":0.1476583182811737},{"text":"Yeah.","start":376.42,"end":376.92,"sentiment":"neutral","sentiment_score":0.09547486901283264},{"text":"Yeah.","start":381.06,"end":381.30002,"sentiment":"neutral","sentiment_score":0.07458808273077011},{"text":"Right.","start":381.30002,"end":381.62,"sentiment":"neutral","sentiment_score":0.07602688670158386},{"text":"Yeah.","start":381.62,"end":382.12,"sentiment":"neutral","sentiment_score":0.07133178412914276}],"sentiment":"neutral","sentiment_score":0.09301598817110061,"num_words":5,"start":376.1,"end":382.12},{"sentences":[{"text":"Yeah.","start":399.47,"end":399.87,"sentiment":"neutral","sentiment_score":0.05807100236415863},{"text":"And will you send a will someone send a, like, a, like, an email reminder straight up now or or some sort of just a full back meeting?","start":399.87,"end":409.485,"sentiment":"neutral","sentiment_score":0.05313855915197304},{"text":"Okay.","start":414.04498,"end":414.54498,"sentiment":"neutral","sentiment_score":0.01602490060031414},{"text":"Yeah.","start":415.645,"end":415.965,"sentiment":"neutral","sentiment_score":0.008102333173155785},{"text":"Right here.","start":415.965,"end":416.405,"sentiment":"neutral","sentiment_score":0.014564349316060543}],"sentiment":"neutral","sentiment_score":0.04846080578863621,"num_words":33,"start":399.47,"end":416.405},{"sentences":[{"text":"I'll yeah.","start":416.405,"end":418.205,"sentiment":"neutral","sentiment_score":0.017438526265323162},{"text":"Right here.","start":418.205,"end":418.60498,"sentiment":"neutral","sentiment_score":0.0176366176456213},{"text":"I'll oh, okay.","start":418.60498,"end":421.50497,"sentiment":"neutral","sentiment_score":0.02281658040980498},{"text":"So what it was the July 16, and it was at 04:00, wasn't it?","start":421.805,"end":427.28,"sentiment":"neutral","sentiment_score":0.009849940659478307},{"text":"Yep.","start":427.28,"end":427.6,"sentiment":"neutral","sentiment_score":0.02878931909799576}],"sentiment":"neutral","sentiment_score":0.013876750790090724,"num_words":22,"start":416.405,"end":427.6},{"sentences":[{"text":"Right.","start":427.6,"end":427.84,"sentiment":"neutral","sentiment_score":0.0431058406829834},{"text":"Yeah.","start":427.84,"end":428.34,"sentiment":"neutral","sentiment_score":0.04692937433719635},{"text":"And that will be would that be a a team's fund or what how was that?","start":428.4,"end":437.12,"sentiment":"neutral","sentiment_score":0.03199505328666419},{"text":"How would you yeah.","start":437.12,"end":438.325,"sentiment":"neutral","sentiment_score":0.01561174332164228},{"text":"Okay.","start":438.325,"end":438.725,"sentiment":"neutral","sentiment_score":0.024004224687814713}],"sentiment":"neutral","sentiment_score":0.02993075067744307,"num_words":23,"start":427.6,"end":438.725},{"sentences":[{"text":"So we could yeah.","start":438.725,"end":439.925,"sentiment":"neutral","sentiment_score":0.020459776744246483},{"text":"Anybody else that we can I'm not a 100% sure.","start":439.925,"end":450.165,"sentiment":"neutral","sentiment_score":-0.03530590897426009},{"text":"So yeah.","start":450.165,"end":450.84,"sentiment":"neutral","sentiment_score":0.030194577760994434},{"text":"Yeah.","start":452.76,"end":452.84,"sentiment":"neutral","sentiment_score":0.0346476286649704},{"text":"Yeah.","start":452.84,"end":453.34,"sentiment":"neutral","sentiment_score":0.03196074068546295}],"sentiment":"neutral","sentiment_score":-0.008012358771844042,"num_words":18,"start":438.725,"end":453.34},{"sentences":[{"text":"Yeah.","start":458.36,"end":458.86,"sentiment":"neutral","sentiment_score":0.022152435034513474},{"text":"Yeah.","start":467.085,"end":467.405,"sentiment":"neutral","sentiment_score":-0.013890079222619534},{"text":"Just not a 100% sure what Wendy what the education news, what she whether she uses Teams or not, where yeah.","start":467.405,"end":473.26498,"sentiment":"neutral","sentiment_score":-0.03289082029923087},{"text":"Well, I'm up on it.","start":473.325,"end":474.205,"sentiment":"neutral","sentiment_score":0.047960896790027616},{"text":"So yeah.","start":474.205,"end":474.76498,"sentiment":"neutral","sentiment_score":0.1566036120057106}],"sentiment":"neutral","sentiment_score":-0.004314438750346501,"num_words":30,"start":458.36,"end":474.76498},{"sentences":[{"text":"All good.","start":474.76498,"end":475.405,"sentiment":"neutral","sentiment_score":0.308010458946228},{"text":"Right there.","start":475.405,"end":475.805,"sentiment":"neutral","sentiment_score":0.22896962612867355},{"text":"Thanks for that.","start":475.805,"end":476.785,"sentiment":"positive","sentiment_score":0.5103679994742075},{"text":"Yep.","start":483.1,"end":483.42,"sentiment":"neutral","sentiment_score":0.30538472533226013},{"text":"Enjoy your sleep the next two months.","start":483.42,"end":485.28,"sentiment":"positive","sentiment_score":0.40787558470453533}],"sentiment":"positive","sentiment_score":0.38437186578909555,"num_words":15,"start":474.76498,"end":485.28},{"sentences":[{"text":"Yep.","start":490.12292,"end":490.52295,"sentiment":"neutral","sentiment_score":0.19673636555671692},{"text":"Righty.","start":490.52295,"end":491.02295,"sentiment":"neutral","sentiment_score":0.31863436102867126},{"text":"Good luck.","start":491.08295,"end":491.74295,"sentiment":"positive","sentiment_score":0.5484675168991089},{"text":"Right.","start":495.08295,"end":495.48294,"sentiment":"neutral","sentiment_score":0.3134748935699463},{"text":"I'll see you.","start":495.48294,"end":495.88293,"sentiment":"positive","sentiment_score":0.3420319656531016}],"sentiment":"positive","sentiment_score":0.36898456886410713,"num_words":8,"start":490.12292,"end":495.88293},{"sentences":[{"text":"Bye.","start":495.88293,"end":496.38293,"sentiment":"neutral","sentiment_score":0.16602526605129242},{"text":"Bye.","start":497.80295,"end":498.30295,"sentiment":"neutral","sentiment_score":-0.09734797477722168}],"sentiment":"neutral","sentiment_score":0.03433864563703537,"num_words":2,"start":495.88293,"end":498.30295}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Sorry? I'm not sure if that was\n\nChannel 0: No worries. I was like, I think you guys are talking,\n\nChannel 1: me.\n\nChannel 0: so I don't think you just hung up on me.\n\nChannel 1: Yeah.\n\nChannel 0: But, yes, it's the first one. So I'm very excited.\n\nChannel 1: Yeah.\n\nChannel 0: And and yeah. So as\n\nChannel 1: Yeah.\n\nChannel 0: soon\n\nChannel 1: You can't\n\nChannel 0: as you set\n\nChannel 1: you don't\n\nChannel 0: up,\n\nChannel 1: get\n\nChannel 0: do with\n\nChannel 1: it back.\n\nChannel 0: work\n\nChannel 1: It's\n\nChannel 0: on\n\nChannel 1: so it's so good. It's so good, the\n\nChannel 0: yeah.\n\nChannel 1: first one. Yeah. You\n\nChannel 0: Yeah.\n\nChannel 1: could it's it's all for the first time. It's like anything in life. It's just like\n\nChannel 0: Yes.\n\nChannel 1: yeah. Not not that the second or third or whatever is any you just\n\nChannel 0: Yeah.\n\nChannel 1: it's yeah. You say it's it's it's yeah. It's it's so exciting when yeah.\n\nChannel 0: It's\n\nChannel 1: So\n\nChannel 0: very\n\nChannel 1: all\n\nChannel 0: special.\n\nChannel 1: good. Yeah.\n\nChannel 0: Yeah. And\n\nChannel 1: Yeah.\n\nChannel 0: it's the first grandchild on both sides, both me and my husband. So it's it's\n\nChannel 1: Oh,\n\nChannel 0: a\n\nChannel 1: okay.\n\nChannel 0: lot a lot of excitement,\n\nChannel 1: Yeah. Yeah. Yeah. That's what\n\nChannel 0: but it's\n\nChannel 1: that's\n\nChannel 0: very\n\nChannel 1: what\n\nChannel 0: it's very\n\nChannel 1: obviously,\n\nChannel 0: good.\n\nChannel 1: we had the first grandchild on-site too. Yeah. So\n\nChannel 0: Yeah.\n\nChannel 1: yeah. And the the on on my side. So yeah. So but not on both sides. But yeah.\n\nBut fun and games.\n\nChannel 0: Yeah.\n\nChannel 1: Yep.\n\nChannel 0: Yeah. So, yeah, as soon as you said we'll work on something together as much as I would love it, it would mean that I would probably hand it over to Dana when I go on maternity leave. So it probably\n\nChannel 1: Yeah.\n\nChannel 0: makes more sense\n\nChannel 1: Yeah.\n\nChannel 0: for you guys to work with her from the start\n\nChannel 1: Yeah.\n\nChannel 0: and everything. But like I said, I will kind of have a bit of a meeting with her before you guys have that catch up, just kind\n\nChannel 1: Yeah.\n\nChannel 0: of everything we discussed today. And then you guys can work together with her on some some joint strategies, reassessing superannuation, insurances, and everything.\n\nChannel 1: Yeah.\n\nChannel 0: And and yeah. But, otherwise, it was very lovely to speak to you today, Matthew. Thank you\n\nChannel 1: Yep.\n\nChannel 0: so much\n\nChannel 1: You\n\nChannel 0: for your\n\nChannel 1: too.\n\nChannel 0: time, and\n\nChannel 1: No problem.\n\nChannel 0: I will let you know when that document gets reissued to you as well.\n\nChannel 1: And the what about the the insurance? Well, just checking on that. The just like yeah. Because I I'm not having it in Wendy's as a beneficiary.\n\nChannel 0: Yes. Exactly. I will check with the team as well to check if that post came back. And if not, I will get the team to email you those documents just for your AIA because your hub twenty four has Wendy nominated already to get that sorted, because that is something we definitely do wanna get sorted for\n\nChannel 1: Yeah.\n\nChannel 0: you\n\nChannel 1: Because\n\nChannel 0: as\n\nChannel 1: I\n\nChannel 0: well.\n\nChannel 1: fill out the form I have to get, like, what you call it, the\n\nChannel 0: Witness and stuff?\n\nChannel 1: yeah. Witness and all that on\n\nChannel 0: Yes.\n\nChannel 1: the yeah. So yeah. And I I think I've done it before too, so I don't know what's going on. So yeah.\n\nChannel 0: Which\n\nChannel 1: And\n\nChannel 0: is\n\nChannel 1: then I think\n\nChannel 0: frustrating.\n\nChannel 1: I might have got and then I'm not sure if you did one direct or not. But yeah. Because\n\nChannel 0: Okay.\n\nChannel 1: it because it was a witness one, I was it sorta it's weird because you've done you think it's easy to get a witness, but you always think about it the long times to get get\n\nChannel 0: Yes.\n\nChannel 1: them to do it. And you don't wanna ask\n\nChannel 0: And it can be\n\nChannel 1: anyone sometimes to\n\nChannel 0: no. It can be anyone as long as it's not either you or Wendy.\n\nChannel 1: yeah. Yeah.\n\nChannel 0: It it can be someone else, but, yes, it's it's something to think about. But I'll I'll have a chat to the team and see if it came back recently. If\n\nChannel 1: Yeah.\n\nChannel 0: not, they will email that through you. So then that way, when you do complete it, this will be the last time if you scan it and send it back, then we have it in an email\n\nChannel 1: Yep.\n\nChannel 0: so that we can make sure it doesn't get lost in the post.\n\nChannel 1: Yep. The other question I was gonna ask, like, I think sometimes you got I'm not sure. You give, like, a projected what what you will be getting when you retire,\n\nChannel 0: Yes.\n\nChannel 1: like, at at the\n\nChannel 0: We\n\nChannel 1: right\n\nChannel 0: can\n\nChannel 1: ongoing.\n\nChannel 0: definitely look at that. Yes. And especially because that will be part of what we would want to do, especially if we're working on joint strategies because I'll tell Dana about the Benelon investment, potentially family linking, reassessing things for you. But then because we do wanna work on, okay, can you retire at 64 when Wendy turns 60 on the income that you guys both desire or not. So having those projections will give a good indication, but then also showing, well, okay.\n\nIf you do decide to increase salary sacrifice to that $300, will that strengthen your chance of being able to achieve it? So having those kind of updated projections of where you guys are both currently sitting and where you are projected to be will be very beneficial for both of you, and especially for us through to kind of see everything together.\n\nChannel 1: Yeah. Yeah. Yeah.\n\nChannel 0: So\n\nChannel 1: Because unfortunately yeah. I definitely want that. Yeah. They talk\n\nChannel 0: definitely\n\nChannel 1: because yeah. Because at the moment, like, when he's got all the positive chat about the time zone. But, yeah, no no one\n\nChannel 0: like,\n\nChannel 1: knows\n\nChannel 0: I need\n\nChannel 1: about\n\nChannel 0: to do\n\nChannel 1: our\n\nChannel 0: that.\n\nChannel 1: debt. Yeah. And\n\nChannel 0: Yes.\n\nChannel 1: and and it's not so much it's more or less about, like, if you don't know our debt, then have it, like yeah. Unless\n\nChannel 0: Yes.\n\nChannel 1: you can add the debt in, like, and and no one knows, like,\n\nChannel 0: Yes.\n\nChannel 1: if we haven't talked together, we don't know about\n\nChannel 0: Yes.\n\nChannel 1: my super, and her super\n\nChannel 0: Yes.\n\nChannel 1: is tracking really well. So yeah.\n\nChannel 0: Yeah.\n\nChannel 1: Because her's her's probably ahead of the time because usually, people in there, like, she's just ten fifty, like, in in that age group, they're actually you're normally behind the male because so yeah. So yeah. So so in saying that, yeah, we we've got to add it together. So\n\nChannel 0: Yeah.\n\nChannel 1: yeah. So all\n\nChannel 0: Yes.\n\nChannel 1: good. Yep.\n\nChannel 0: Yeah. And I will let Dana know as well with that project about but it is something that we would typically do anyway, but I will just kind of flag that that is something we definitely want to do.\n\nChannel 1: Yep.\n\nChannel 0: But\n\nChannel 1: Yep.\n\nChannel 0: if there is anything else that you need before we speak to Dana or after, you're more than welcome to still give me a call. Like I said, I'll still be here for two months. But, otherwise, I will convey everything to Dana, and you'll be in very capable hands on that joint strategy.\n\nChannel 1: I think I because I don't because I'm not proactive, I don't and I should be because super but I sorta, you know, let let things go. To log in to hub, I think\n\nChannel 0: Yes.\n\nChannel 1: I just because I found because I only just found it because I was looking into my past emails. I've just got a you have, like, a might be a a login number, and then you\n\nChannel 0: Yes.\n\nChannel 1: just ask for your a reset number. I think I've reset before, but I I just couldn't\n\nChannel 0: Yes.\n\nChannel 1: find it until just before. So, yeah, I want to do that. So yeah.\n\nChannel 0: Yes.\n\nChannel 1: So do\n\nChannel 0: Let\n\nChannel 1: you\n\nChannel 0: me\n\nChannel 1: so\n\nChannel 0: know if you need do you need the login ID number, or do you have it?\n\nChannel 1: I think I'd scanned it just before because\n\nChannel 0: Okay.\n\nChannel 1: I was trying I wasn't going through Hub to find it, and I was or thinking, like, you know, you're sort of not tracking them properly. But, yeah, I think I have got that, and then I think I\n\nChannel 0: Okay.\n\nChannel 1: saw something where it said put that in and then hit the reset password. So\n\nChannel 0: Reset.\n\nChannel 1: it should be\n\nChannel 0: Correct.\n\nChannel 1: pretty good. Yeah.\n\nChannel 0: Yes.\n\nChannel 1: Right. Yeah.\n\nChannel 0: If if you have an issue, sorry, just give us a call, and we can always talk you through it.\n\nChannel 1: Yeah. Right. Yeah.\n\nChannel 0: But yeah. Otherwise, leave it with me. I will check with the team with the document, get those AIA forms sorted. We'll have a chat to Dana. And, otherwise, she will give you both a call on Thursday, July 16 at 04:00.\n\nBut if you need to change it, you just let us know.\n\nChannel 1: Yeah. And will you send\n\nChannel 0: Yep.\n\nChannel 1: a will someone send a, like, a, like, an email reminder straight up now or or some sort of just a full back meeting?\n\nChannel 0: It's up to you. Normally, we set it, like, two hours before the appointment, but we can set it\n\nChannel 1: Okay.\n\nChannel 0: a week before.\n\nChannel 1: Yeah.\n\nChannel 0: It depends\n\nChannel 1: Right here.\n\nChannel 0: on when\n\nChannel 1: I'll\n\nChannel 0: you want the reminder.\n\nChannel 1: yeah. Right here. I'll oh, okay. So what it was the July 16,\n\nChannel 0: Yep.\n\nChannel 1: and\n\nChannel 0: At\n\nChannel 1: it\n\nChannel 0: four\n\nChannel 1: was\n\nChannel 0: PM.\n\nChannel 1: at 04:00, wasn't it? Yep. Right.\n\nChannel 0: Yes.\n\nChannel 1: Yeah. And that will be would that be a a team's fund or what how was\n\nChannel 0: It's\n\nChannel 1: that?\n\nChannel 0: up\n\nChannel 1: How\n\nChannel 0: to\n\nChannel 1: would\n\nChannel 0: you.\n\nChannel 1: you yeah.\n\nChannel 0: It's\n\nChannel 1: Okay.\n\nChannel 0: up to\n\nChannel 1: So\n\nChannel 0: you\n\nChannel 1: we\n\nChannel 0: guys.\n\nChannel 1: could yeah. Anybody\n\nChannel 0: Whether\n\nChannel 1: else\n\nChannel 0: you\n\nChannel 1: that we\n\nChannel 0: want\n\nChannel 1: can\n\nChannel 0: yeah. Do you want phone? Do you want Teams?\n\nChannel 1: I'm not a 100% sure.\n\nChannel 0: That's okay.\n\nChannel 1: So yeah.\n\nChannel 0: You can you can chat with Wendy.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: If we haven't heard from you, Dana will most likely give you a call. If you\n\nChannel 1: Yeah.\n\nChannel 0: decide that you would prefer Teams, just let us know at least maybe, like, a day before so that we can then set up that link and send it through to you.\n\nChannel 1: Yeah. Just not a 100% sure\n\nChannel 0: Yeah.\n\nChannel 1: what Wendy what the education news, what she whether she uses Teams or not, where yeah. Well, I'm up on it.\n\nChannel 0: Yeah.\n\nChannel 1: So yeah. All good. Right\n\nChannel 0: Yeah.\n\nChannel 1: there. Thanks for that.\n\nChannel 0: No problem at all. Well, thank you so much, Matthew. And, yeah, leave this with me, and I will get it all sorted for you.\n\nChannel 1: Yep. Enjoy your sleep the next two months.\n\nChannel 0: Yeah. Right. We'll do as best as I can.\n\nChannel 1: Yep. Righty. Good luck.\n\nChannel 0: Beautiful. Thank you so much, Matthew. We'll speak soon.\n\nChannel 1: Right. I'll see you. Bye.\n\nChannel 0: Alright. Bye.\n\nChannel 1: Bye.","paragraphs":[{"sentences":[{"text":"Sorry?","start":0.16,"end":0.65999997,"sentiment":"neutral","sentiment_score":-0.06221380457282066},{"text":"I'm not sure if that was","start":0.79999995,"end":1.9399999,"sentiment":"neutral","sentiment_score":-0.07994771127899487}],"sentiment":"neutral","sentiment_score":-0.07741429603525571,"channel":1,"num_words":7,"start":0.16,"end":1.9399999},{"sentences":[{"text":"No worries.","start":3.04,"end":3.84,"sentiment":"neutral","sentiment_score":-0.025317873805761337},{"text":"I was like, I think you guys are 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And the what about the the insurance?","start_word":343,"end_word":363,"intents":[{"intent":"Review documents","confidence_score":0.00008261353}]},{"text":"I will check with the team as well to check if that post came back. And if not, I will get the team to email you those documents just for your AIA because your hub twenty four has Wendy nominated already to get that sorted, because that is something we definitely do wanna get sorted for Yeah.","start_word":386,"end_word":442,"intents":[{"intent":"Check request","confidence_score":0.00034527358},{"intent":"Email documents","confidence_score":0.2557857}]},{"text":"You give, like, a projected what what you will be getting when you retire, Yes.","start_word":690,"end_word":704,"intents":[{"intent":"Provide projected retirement goals","confidence_score":0.000012999884}]},{"text":"And, otherwise, she will give you both a call on Thursday, July 16 at 04:00. But if you need to change it, you just let us know. 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You Yeah.","start_word":75,"end_word":77,"sentiment":"neutral","sentiment_score":0.23252466320991516},{"text":"could it's it's all for the first time.","start_word":78,"end_word":85,"sentiment":"positive","sentiment_score":0.35130366683006287},{"text":"It's like anything in life. It's just like Yes. yeah. Not not that the second or third or whatever is any you just Yeah. it's yeah. You say it's it's it's yeah.","start_word":86,"end_word":117,"sentiment":"neutral","sentiment_score":0.17869149148464203},{"text":"It's it's so exciting when yeah. It's So very all special. good.","start_word":118,"end_word":129,"sentiment":"positive","sentiment_score":0.59703129529953},{"text":"Yeah. Yeah. And Yeah. it's the first grandchild on both sides, both me and my husband. So it's it's Oh, a okay. lot a lot of excitement, Yeah. Yeah. Yeah. That's what but it's that's very what it's very obviously, good. we had the first grandchild on-site too. Yeah. So Yeah. yeah. And the the on on my side. So yeah. So but not on both sides. But yeah. But fun and games. Yeah. Yep. Yeah. So, yeah, as soon as you said we'll work on something together as much as I would love it, it would mean that I would probably hand it over to Dana when I go on maternity leave. So it probably Yeah. makes more sense Yeah. for you guys to work with her from the start Yeah. and everything. But like I said, I will kind of have a bit of a meeting with her before you guys have that catch up, just kind Yeah. of everything we discussed today. And then you guys can work together with her on some some joint strategies, reassessing superannuation, insurances, and everything. Yeah. And and yeah.","start_word":130,"end_word":317,"sentiment":"neutral","sentiment_score":0.11678806692361832},{"text":"But, otherwise, it was very lovely to speak to you today, Matthew. Thank you Yep. so much You for your too.","start_word":318,"end_word":338,"sentiment":"positive","sentiment_score":0.69120192527771},{"text":"time, and No problem. I will let you know when that document gets reissued to you as well. And the what about the the insurance? Well, just checking on that. The just like yeah. Because I I'm not having it in Wendy's as a beneficiary. Yes. Exactly. I will check with the team as well to check if that post came back. And if not, I will get the team to email you those documents just for your AIA because your hub twenty four has Wendy nominated already to get that sorted, because that is something we definitely do wanna get sorted for Yeah. you Because as I well. fill out the form I have to get, like, what you call it, the Witness and stuff? yeah. Witness and all that on Yes. the yeah. So yeah. And I I think I've done it before too, so I don't know what's going on. So yeah. Which And is then I think frustrating. I might have got and then I'm not sure if you did one direct or not. But yeah. Because Okay. it because it was a witness one, I was it sorta it's weird because you've done you think it's easy to get a witness, but you always think about it the long times to get get Yes. them to do it. And you don't wanna ask And it can be anyone sometimes to no. It can be anyone as long as it's not either you or Wendy. yeah. Yeah. It it can be someone else, but, yes, it's it's something to think about. But I'll I'll have a chat to the team and see if it came back recently. If Yeah. not, they will email that through you. So then that way, when you do complete it, this will be the last time if you scan it and send it back, then we have it in an email Yep. so that we can make sure it doesn't get lost in the post. Yep. The other question I was gonna ask, like, I think sometimes you got I'm not sure. You give, like, a projected what what you will be getting when you retire, Yes. like, at at the We right can ongoing. definitely look at that. Yes. And especially because that will be part of what we would want to do, especially if we're working on joint strategies because I'll tell Dana about the Benelon investment, potentially family linking, reassessing things for you. But then because we do wanna work on, okay, can you retire at 64 when Wendy turns 60 on the income that you guys both desire or not. So having those projections will give a good indication, but then also showing, well, okay.","start_word":339,"end_word":796,"sentiment":"neutral","sentiment_score":0.05143444626246412},{"text":"If you do decide to increase salary sacrifice to that $300, will that strengthen your chance of being able to achieve it? So having those kind of updated projections of where you guys are both currently sitting and where you are projected to be will be very beneficial for both of you, and especially for us through to kind of see everything together.","start_word":797,"end_word":859,"sentiment":"positive","sentiment_score":0.4331236183643341},{"text":"Yeah. Yeah. Yeah. So Because unfortunately yeah. I definitely want that. Yeah. They talk definitely because yeah. Because at the moment, like, when he's got all the positive chat about the time zone. But, yeah, no no one like, knows I need about to do our that. debt. Yeah. And Yes. and and it's not so much it's more or less about, like, if you don't know our debt, then have it, like yeah. Unless Yes. you can add the debt in, like, and and no one knows, like, Yes. if we haven't talked together, we don't know about Yes. my super, and her super Yes. is tracking really well. So yeah. Yeah. Because her's her's probably ahead of the time because usually, people in there, like, she's just ten fifty, like, in in that age group, they're actually you're normally behind the male because so yeah. So yeah. So so in saying that, yeah, we we've got to add it together. So Yeah. yeah. So all Yes.","start_word":860,"end_word":1027,"sentiment":"neutral","sentiment_score":-0.0075673951068893075},{"text":"good. Yep.","start_word":1028,"end_word":1029,"sentiment":"positive","sentiment_score":0.4749264717102051},{"text":"Yeah. And I will let Dana know as well with that project about but it is something that we would typically do anyway, but I will just kind of flag that that is something we definitely want to do. Yep. But Yep. if there is anything else that you need before we speak to Dana or after, you're more than welcome to still give me a call. Like I said, I'll still be here for two months.","start_word":1030,"end_word":1106,"sentiment":"neutral","sentiment_score":0.24402755498886108},{"text":"But, otherwise, I will convey everything to Dana, and you'll be in very capable hands on that joint strategy.","start_word":1107,"end_word":1125,"sentiment":"positive","sentiment_score":0.46345189213752747},{"text":"I think I because I don't because I'm not proactive, I don't and I should be because super but I sorta, you know, let let things go. To log in to hub, I think Yes. I just because I found because I only just found it because I was looking into my past emails. I've just got a you have, like, a might be a a login number, and then you Yes. just ask for your a reset number. I think I've reset before, but I I just couldn't Yes. find it until just before. So, yeah, I want to do that. So yeah. Yes. So do Let you me so know if you need do you need the login ID number, or do you have it? I think I'd scanned it just before because Okay. I was trying I wasn't going through Hub to find it, and I was or thinking, like, you know, you're sort of not tracking them properly. But, yeah, I think I have got that, and then I think I Okay. saw something where it said put that in and then hit the reset password. So Reset. it should be Correct.","start_word":1126,"end_word":1321,"sentiment":"neutral","sentiment_score":-0.007100211922079325},{"text":"pretty good.","start_word":1322,"end_word":1323,"sentiment":"positive","sentiment_score":0.4737691581249237},{"text":"Yeah. Yes. Right. Yeah. If if you have an issue, sorry, just give us a call, and we can always talk you through it. Yeah. Right. Yeah. But yeah. Otherwise, leave it with me. I will check with the team with the document, get those AIA forms sorted. We'll have a chat to Dana. And, otherwise, she will give you both a call on Thursday, July 16 at 04:00. But if you need to change it, you just let us know. Yeah. And will you send Yep. a will someone send a, like, a, like, an email reminder straight up now or or some sort of just a full back meeting? It's up to you. Normally, we set it, like, two hours before the appointment, but we can set it Okay. a week before. Yeah. It depends Right here. on when I'll you want the reminder. yeah. Right here. I'll oh, okay. So what it was the July 16, Yep. and At it four was PM. at 04:00, wasn't it? Yep. Right. Yes. Yeah. And that will be would that be a a team's fund or what how It's was up that? to How you. would you yeah. It's Okay. up to So you we guys. could yeah. Anybody Whether else you that we want can yeah. Do you want phone? Do you want Teams? I'm not a 100% sure. That's okay. So yeah. You can you can chat with Wendy. Yeah. Yeah. If we haven't heard from you, Dana will most likely give you a call. If you Yeah. decide that you would prefer Teams, just let us know at least maybe, like, a day before so that we can then set up that link and send it through to you. Yeah. Just not a 100% sure Yeah. what Wendy what the education news, what she whether she uses Teams or not, where yeah. Well, I'm up on it. Yeah. So yeah. All good. Right Yeah. there.","start_word":1324,"end_word":1651,"sentiment":"neutral","sentiment_score":0.03553536601319182},{"text":"Thanks for that.","start_word":1652,"end_word":1654,"sentiment":"positive","sentiment_score":0.4944244623184204},{"text":"No problem at all.","start_word":1655,"end_word":1658,"sentiment":"neutral","sentiment_score":0.2799355685710907},{"text":"Well, thank you so much, Matthew. And, yeah, leave this with me, and I will get it all sorted for you.","start_word":1659,"end_word":1679,"sentiment":"positive","sentiment_score":0.3790569603443146},{"text":"Yep.","start_word":1680,"end_word":1680,"sentiment":"neutral","sentiment_score":0.30538472533226013},{"text":"Enjoy your sleep the next two months.","start_word":1681,"end_word":1687,"sentiment":"positive","sentiment_score":0.40997201204299927},{"text":"Yeah. Right.","start_word":1688,"end_word":1689,"sentiment":"neutral","sentiment_score":0.2782001495361328},{"text":"We'll do as best as I can.","start_word":1690,"end_word":1696,"sentiment":"positive","sentiment_score":0.38623371720314026},{"text":"Yep. Righty.","start_word":1697,"end_word":1698,"sentiment":"neutral","sentiment_score":0.2576853930950165},{"text":"Good luck. Beautiful. Thank you so much, Matthew.","start_word":1699,"end_word":1706,"sentiment":"positive","sentiment_score":0.640577495098114},{"text":"We'll speak soon. Right. I'll see you. Bye. Alright. Bye. Bye.","start_word":1707,"end_word":1717,"sentiment":"neutral","sentiment_score":0.19340336322784424}],"average":{"sentiment":"neutral","sentiment_score":0.10450155099299524}}}}