{"metadata":{"transaction_key":"deprecated","request_id":"019fb55f-2cf6-71c2-9709-5fd6fa7d1925","sha256":"c69b22f25fa7d07b59a12531d78de59d9cb8de3a79234c1d158cb3f0459740e7","created":"2026-07-30T23:32:23.522Z","duration":1206.4319,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":5143,"output_tokens":110},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":5761,"output_tokens":5773},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":5761,"output_tokens":390}},"results":{"channels":[{"alternatives":[{"transcript":"Good morning. Natalie. Tommy here from. Happy Friday. I'm doing fantastic. I'm just wondering if I've put you at a good time after the school drop off. No worries. I'm doing fantastic. It's been an absolutely brilliant week. How about you? I know. Right? I'm still I don't know if I mentioned last week, but my my three year old still has a broken leg, said he's home with me. Yep. So, again, if you hear any oh, he's it's nothing's stopping. He's got a red cast on, which is, of course, very far, and so he's wanting to run on it. And I'm just like, mate, you still got a few weeks. Just chillax. Yep. Yep. Awesome. Now I won't take up too much of your time today, but I'm just gonna pop through your annual review pack so you've got it in the background for when you get a chance. Now just need to confirm date of birth and address for security. Perfect. Perfect. Perfect. And are you okay for the call to be recorded? Amazing. Now what I wanted to go through today was just give you a bit of an update on how the super tracking, quick little touch point on the insurances, and just update a couple of quick details with you if that's alright? Awesome. So I'll jump into the details just briefly while I've got you. So all the address and everything is the same. Hotmail address is still okay. Still doing the bar work. Yep. Income changed much. I think we had you at about 20,000. Yep. Amazing. I'll update that one. And with the assets, we had the home, two cars, a caravan, a boat, and three motorbikes. Okay. Fantastic. Yep. Yep. Boys and the toys. I think I had the combined value to those about 138,000. What do you think would be reasonable for the full collection? Yeah. Awesome. Now because you're in Vicky Point, I'll just do a quick updated evaluation of the home there. What about the just quickly the mortgage, what you've got left owing on that one? I think we had amazing. Okay. I had $2.63, so that's a really good chunk off. Ah, cool. Okay. That helps. And I can see all your super accounts are still linked up, so you guys are getting that fee linking discount, which is really good. Just quickly, I don't know if you're comfortable with this. I know you're a hairdresser, but we had some savings and some Bitcoin valued at about 26,000 combined. I was just wanting to split them today if you could. Yeah. Just the values of savings versus Bitcoin. Yep. Yes. Okay. Yeah. So I can just yeah. I can cancel that out and just have the mortgage value instead. Thank you. Okay. Perfect. That makes perfect sense. Alrighty. Got that all done. Correct. Correct. So you could pop possibly pull out a $100 and bump it right back up. Beautiful. And I just checked online. I think the property has gone from that 1.3 to 1.5. Perfect. Perfect. So I'll go for that as a bit of a conservative estimate. Just quickly on estate planning, did you guys get a will put in place? No. Here's your yearly reminder. Yeah. Yeah. I get you. That's a tough one. Yeah. No. That's fair enough. Yeah. In a couple of years' time, it will be. Yep. Amazing. The beneficiaries are all in place, so that's all good. That covers the life insurance and the super. And then the other thing too is just powers of attorney. So so, like, if you're in hospital, being able to act on your behalf is a lot quicker with one of those. Yeah. Pretty much. It it just skips all of the process of going to corporate probate or anything like that. It just makes it a lot quicker. I know spouses are usually preferred for doctors, but beautiful. Yeah. Okay. So used to it. Now I've got some just quickly on the insurance side of things. So we had to transfer it over $250 worth of life and CPT from the previous fund. It's still under $700 a year, so nice and cheap there, but it's a 0.25 of a mill. Pretty much cleared out that mortgage now. My main question was, are you wanting me like, do I need to look for quotes for income protection for yourself or just focus on freight? Yes. Yeah. And if we did do a policy, it's only up to 70%. So the maximum you could be getting after tax is 345. Not worth the premiums. And there's no trauma insurance for for heart attack, stroke, and cancer. So I was just gonna leave the the life and CBD alone unless you wanted me to alter that at all. Yeah. And it's the same for total disability. Perfect. Perfect. Now when it comes to the super side of things, so I was having a look at your original projections when you came on board. We were kind of aiming for you to go from 93 to a 147,000 over five years. We're halfway through that. You're at $1.21, and you're projecting roughly to about a 150. It's been a bit of a lower year this year because the war in Iran kind of dropped the stock market for a little bit, but still tracking pretty well. Now it went down. I'll show you exactly what happened to the account. So it went from do do do do do two secs. So it went from $1.20 down to $1.00 9 and then back up to $1.22. So still up for the year. It's not in the negative, which it happens every now and then. But, basically, the main hit was some Australian shares and EBN shares. Everything else is up pretty strong. Gold, international shares, all up double digits, but looking pretty good. You are in high growth, of course, so trying to get high long term returns. Not yeah. So usually because you got 90% growth assets, it's gonna go up and down like a roller coaster. The more you build your balance up, the bigger it's gonna look. So when you've got 500,000, it's gonna be going up and down $50 a year rather than $12 a year. And then when you get closer to retirement? Probably not. I mean, you're at a low tax bracket where you're not gonna get much benefit out of it. And one of the things that you can do too is, like, just paying off the mortgage has a huge instant help. Craig's probably more so because of his income. And then once the mortgage is paid off, we can look at maybe doing some other investing or into super after that, but it may even be, like, non tax deductible at that point because if you're not gonna get much of a tax deduction, it's almost my point. Yeah. We've still got you guys yeah. Go for it. I'm just looking at the retirement age. So 67 is the age pension at the moment. So you need at least a decade. Yep. Yep. So he wants 60 instead. And even so so fifteen years as a minimum, 22 as a maximum, high growth, you need at least a decade. So in the last decade is when we tend to reduce the risk level. Cool. Anything else focused for you guys besides the mortgage and the super of the next few years? It's just possible figures wise that the government just banned it. Yeah. Yeah. So I know. I know. I've just had this conversation the last month. The August 10 is when everyone's loan is gonna be approved and everything's gonna be set up and everything. It usually takes about eight weeks. So everyone's rushing through the door, and after that, only commercial property can be done through Super. Yes. It's not been a fun time. Yeah. And the thing is they sprung it on us because no. I would love to. It's like set up some truck funds and companies and sell everything and move it. It takes, like, eight weeks. I have had those phone calls. I had someone yesterday saying, I'm going overseas. Can you move everything in seven days? I said, oh, no. But they they strung it on us. They it was gonna be a slow burn. They did a deal with the brain to get the negative gearing capital gains tax across, and then all of a sudden, everyone's got five weeks and it's over. Yep. Out of nowhere. Absolutely. So yeah. We might look at commercial property down the line, but, again, my main thing is just make sure the portfolio is still doing its thing. With the investments, I'm gonna put a flag on two here. Ben Long's had a bit of a drop, so I'm gonna keep an eye on that one for you. And if that doesn't improve, we're gonna replace it. With the Indian shares, I'm not too concerned. That's more of a long term thing. Like, as manufacturing goes from China to India, it's kind of a, you know, five, ten, fifteen year thing. So I'll watch it, but it's not as much of a concern as the other one. Cool. So did you want me to plug in for another catch up before the end of the year or just go for that annual review next year? Yep. Yep. Give us a buzzer. Perfect. I'll keep an eye on everything. And, look, if we have that next conversation and that one option hasn't improved, I'll have already done some research on some alternatives. And then if we need to switch it around, I'll update your strategy. Let me have a look. See, that should be pretty soon. Yeah. He is due as well, so I've gotta get him booked in. So, man, just give him a heads up that Michelle is gonna reach out to book him in. Awesome. Because I think there's Yeah. Okay. Cool. So I might have to tweak a few things to get it going a little bit quicker for him. Yep. Easy done. I'll dive into that in-depth with him. Now the documents that I've sent through to you, so there's the super reports, the insurance reports, updated services guide with us, updated service agreement. You guys are still on the 1.1% partner's discount with us. And I was talking to Barton, they're gonna look at some discounts for people above 200,000 next year as well, just doing a bit of a tier fee structure. Any question? 4 45. One twenty two. Yeah. And I think no. I think just what's been going on recently, there's probably a few changes I'm looking to make with him, especially if he wants to go a bit quicker with it. So definitely wanna just take that time with him. And, yeah, his account looks really good. Contribution's look great. But probably a few changes to look at. Yeah. Yeah. Yeah. Yeah. Pretty much. So you always wanna start off with that industry fund for the first maybe 50 to $80. It's not worth paying extra fees to get that extra couple of percent if it's just gonna eat it away. But once you have the bigger balances, the fees go down. If you ever have any questions about his super, I'm happy to have a chat complimentary as always, but the host bus is a good one. Normally, I would say yes, but not at the moment because he he kinda just needs to build that first base up. And then once he has that solid income, you know, approaching 6 figures, you wanna get the double, like, the tax deduction plus the growth. And you only need to do five to ten years of that kind of thing. So as long as he stays in something that's really good, like high growth at an early age, that'll accelerate it rather than just leaving it in the default. Yeah. Have a look at their returns. They've only got about 13 options in there, and just there's a performance table on the website, and it will show you all the short and long term, and you can kinda see which one he's in and what the other ones are. Cool. Yeah. And that little bit of extra growth in the first years builds it up, and then he doesn't have to worry so much about catching up in later years. Cool. No worries. Thank you for catching me on the Friday and especially your hair appointment. Last thing is I know. And it's always in and out of the shops and the kids and everything. So, look, thank you, Natalie, for your time. I appreciate it. Last document, there is a tax file number opt in form. We're just trying to avoid some cybersecurity risks at the moment, holding tax law numbers in all the different systems. So we just want clients, if they're comfortable, just to hold on to the one form. Awesome. Any questions? It's in the pack to sign along with the service agreement. So just as long as you can read through and make sure you're comfortable with that. Appreciate that. Anything else I can do for you before you have your weekend? Thanks, man. And just give Craig a heads up. We'll be reaching out soon. Cheers. Bye.","confidence":0.99560547,"words":[{"word":"good","start":1.92,"end":2.1599998,"confidence":1.0,"punctuated_word":"Good","sentiment":"neutral","sentiment_score":0.2713581919670105},{"word":"morning","start":2.1599998,"end":2.48,"confidence":0.8305664,"punctuated_word":"morning.","sentiment":"neutral","sentiment_score":0.21053889393806455},{"word":"natalie","start":2.48,"end":2.8799999,"confidence":0.85595703,"punctuated_word":"Natalie.","sentiment":"neutral","sentiment_score":0.1328204870223999},{"word":"tommy","start":2.8799999,"end":3.1999998,"confidence":0.3864746,"punctuated_word":"Tommy","sentiment":"neutral","sentiment_score":0.12001321464776991},{"word":"here","start":3.1999998,"end":3.36,"confidence":0.99609375,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.16012997925281525},{"word":"from","start":3.36,"end":3.86,"confidence":0.6328125,"punctuated_word":"from.","sentiment":"neutral","sentiment_score":0.13600847125053406},{"word":"happy","start":3.9199998,"end":4.24,"confidence":0.90722656,"punctuated_word":"Happy","sentiment":"positive","sentiment_score":0.4251194894313812},{"word":"friday","start":4.24,"end":4.74,"confidence":1.0,"punctuated_word":"Friday.","sentiment":"neutral","sentiment_score":0.3095438480377197},{"word":"i'm","start":6.48,"end":6.7999997,"confidence":0.9980469,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.5769941806793213},{"word":"doing","start":6.7999997,"end":7.2,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.7001857757568359},{"word":"fantastic","start":7.2,"end":7.7,"confidence":1.0,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.6860684156417847},{"word":"i'm","start":7.8399997,"end":8.08,"confidence":0.9970703,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.357314795255661},{"word":"just","start":8.08,"end":8.32,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.34879812598228455},{"word":"wondering","start":8.32,"end":8.639999,"confidence":1.0,"punctuated_word":"wondering","sentiment":"neutral","sentiment_score":0.01561882346868515},{"word":"if","start":8.639999,"end":9.12,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.017553694546222687},{"word":"i've","start":9.12,"end":9.28,"confidence":0.87841797,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.025211280211806297},{"word":"put","start":9.28,"end":9.44,"confidence":0.31152344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.00966762099415064},{"word":"you","start":9.44,"end":9.5199995,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01888306625187397},{"word":"at","start":9.5199995,"end":9.679999,"confidence":0.50927734,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.027173466980457302},{"word":"a","start":9.679999,"end":9.76,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05609741806983948},{"word":"good","start":9.76,"end":9.92,"confidence":0.99902344,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.04876100271940231},{"word":"time","start":9.92,"end":10.16,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.04270153120160103},{"word":"after","start":10.16,"end":10.4,"confidence":0.9941406,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.02061186172068119},{"word":"the","start":10.4,"end":10.559999,"confidence":0.96533203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.010584630072116852},{"word":"school","start":10.559999,"end":10.8,"confidence":0.99609375,"punctuated_word":"school","sentiment":"neutral","sentiment_score":-0.01843704655766487},{"word":"drop","start":10.8,"end":11.04,"confidence":0.9941406,"punctuated_word":"drop","sentiment":"neutral","sentiment_score":-0.004287861753255129},{"word":"off","start":11.04,"end":11.54,"confidence":0.95458984,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":-0.007352343294769525},{"word":"no","start":17.575,"end":17.815,"confidence":0.95703125,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.1165655106306076},{"word":"worries","start":17.815,"end":18.315,"confidence":0.9980469,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.18164904415607452},{"word":"i'm","start":18.695,"end":18.935,"confidence":0.9890137,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4200325608253479},{"word":"doing","start":18.935,"end":19.335,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.5140125155448914},{"word":"fantastic","start":19.335,"end":19.815,"confidence":1.0,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.675460934638977},{"word":"it's","start":19.815,"end":19.895,"confidence":1.0,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.6918538808822632},{"word":"been","start":19.895,"end":20.135,"confidence":1.0,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.6586532592773438},{"word":"an","start":20.135,"end":20.215,"confidence":0.9873047,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.6761946082115173},{"word":"absolutely","start":20.215,"end":20.615,"confidence":0.9921875,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.6511776447296143},{"word":"brilliant","start":20.615,"end":20.935,"confidence":1.0,"punctuated_word":"brilliant","sentiment":"positive","sentiment_score":0.6896460056304932},{"word":"week","start":20.935,"end":21.175,"confidence":0.9995117,"punctuated_word":"week.","sentiment":"positive","sentiment_score":0.5867882966995239},{"word":"how","start":21.175,"end":21.335,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.15332946181297302},{"word":"about","start":21.335,"end":21.575,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.15988481044769287},{"word":"you","start":21.575,"end":22.075,"confidence":0.86938477,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.20319753885269165},{"word":"i","start":25.61,"end":25.85,"confidence":0.9770508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.012889768928289412},{"word":"know","start":25.85,"end":26.01,"confidence":0.9875488,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.029880188405513763},{"word":"right","start":26.01,"end":26.49,"confidence":0.99560547,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":0.01545761525630951},{"word":"i'm","start":26.49,"end":26.650002,"confidence":0.8312988,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.03292079642415047},{"word":"still","start":26.650002,"end":26.810001,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.035042904317379},{"word":"i","start":26.890001,"end":27.050001,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09265722334384918},{"word":"don't","start":27.050001,"end":27.130001,"confidence":0.9519043,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.08401481807231903},{"word":"know","start":27.130001,"end":27.210001,"confidence":0.99609375,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.10661998391151428},{"word":"if","start":27.210001,"end":27.29,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.09037518501281738},{"word":"i","start":27.29,"end":27.45,"confidence":0.98095703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08093555271625519},{"word":"mentioned","start":27.45,"end":27.77,"confidence":0.9941406,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":-0.03807419165968895},{"word":"last","start":27.77,"end":28.01,"confidence":0.9970703,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.05039418861269951},{"word":"week","start":28.01,"end":28.25,"confidence":0.99316406,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":-0.05580522865056992},{"word":"but","start":28.25,"end":28.490002,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06035992503166199},{"word":"my","start":28.490002,"end":28.73,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.11098070442676544},{"word":"my","start":28.73,"end":28.810001,"confidence":0.9086914,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.10383954644203186},{"word":"three","start":28.810001,"end":29.050001,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.11261733621358871},{"word":"year","start":29.050001,"end":29.130001,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.1082715019583702},{"word":"old","start":29.130001,"end":29.37,"confidence":1.0,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.105280764400959},{"word":"still","start":29.37,"end":29.61,"confidence":0.9970703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.11898086965084076},{"word":"has","start":29.61,"end":29.77,"confidence":0.9243164,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.1469384878873825},{"word":"a","start":29.77,"end":29.85,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1427825540304184},{"word":"broken","start":29.85,"end":30.17,"confidence":1.0,"punctuated_word":"broken","sentiment":"neutral","sentiment_score":-0.11799892783164978},{"word":"leg","start":30.17,"end":30.41,"confidence":0.7307129,"punctuated_word":"leg,","sentiment":"neutral","sentiment_score":-0.11400480568408966},{"word":"said","start":30.41,"end":30.57,"confidence":0.48535156,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.06272420287132263},{"word":"he's","start":30.57,"end":30.810001,"confidence":0.9765625,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.02914809249341488},{"word":"home","start":30.810001,"end":30.970001,"confidence":0.9941406,"punctuated_word":"home","sentiment":"neutral","sentiment_score":-0.023101922124624252},{"word":"with","start":30.970001,"end":31.210001,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.0136637594550848},{"word":"me","start":31.210001,"end":31.710001,"confidence":1.0,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.012663447298109531},{"word":"yep","start":32.010002,"end":32.510002,"confidence":0.8630371,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.006033192854374647},{"word":"so","start":33.05,"end":33.29,"confidence":0.9304199,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.006429008208215237},{"word":"again","start":33.29,"end":33.61,"confidence":1.0,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":-0.003531849477440119},{"word":"if","start":33.61,"end":33.73,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.02300320565700531},{"word":"you","start":33.73,"end":33.85,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.045811641961336136},{"word":"hear","start":33.85,"end":34.17,"confidence":0.9951172,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":-0.05869924649596214},{"word":"any","start":34.17,"end":34.67,"confidence":0.9970703,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.04215522110462189},{"word":"oh","start":35.61,"end":35.77,"confidence":0.984375,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.04263664782047272},{"word":"he's","start":35.77,"end":36.27,"confidence":0.9736328,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.07108007371425629},{"word":"it's","start":36.65,"end":36.81,"confidence":0.60180664,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.07756873220205307},{"word":"nothing's","start":36.89,"end":37.370003,"confidence":0.9169922,"punctuated_word":"nothing's","sentiment":"neutral","sentiment_score":-0.08806419372558594},{"word":"stopping","start":37.370003,"end":37.870003,"confidence":0.99365234,"punctuated_word":"stopping.","sentiment":"neutral","sentiment_score":-0.07245335727930069},{"word":"he's","start":37.93,"end":38.33,"confidence":0.9975586,"punctuated_word":"He's","sentiment":"neutral","sentiment_score":-0.03385318070650101},{"word":"got","start":38.33,"end":38.49,"confidence":0.9038086,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.020918186753988263},{"word":"a","start":38.49,"end":38.65,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08229757845401764},{"word":"red","start":38.65,"end":38.89,"confidence":0.9873047,"punctuated_word":"red","sentiment":"neutral","sentiment_score":-0.0974237397313118},{"word":"cast","start":38.89,"end":39.13,"confidence":0.5410156,"punctuated_word":"cast","sentiment":"neutral","sentiment_score":-0.12010103464126588},{"word":"on","start":39.13,"end":39.370003,"confidence":0.9428711,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.03403124213218689},{"word":"which","start":39.370003,"end":39.53,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.03475211560726166},{"word":"is","start":39.53,"end":39.77,"confidence":0.9091797,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.03244062513113022},{"word":"of","start":39.77,"end":39.93,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03462321311235428},{"word":"course","start":39.93,"end":40.25,"confidence":0.9995117,"punctuated_word":"course,","sentiment":"neutral","sentiment_score":-0.02269740030169487},{"word":"very","start":40.25,"end":40.57,"confidence":0.9980469,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.03628161549568176},{"word":"far","start":40.57,"end":41.025,"confidence":0.55737305,"punctuated_word":"far,","sentiment":"neutral","sentiment_score":-0.030694862827658653},{"word":"and","start":41.825,"end":41.985,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.023801086470484737},{"word":"so","start":41.985,"end":42.225002,"confidence":0.99609375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.02258356101810932},{"word":"he's","start":42.225002,"end":42.385002,"confidence":0.97924805,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.026972696185112},{"word":"wanting","start":42.385002,"end":42.705,"confidence":0.9941406,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.04102113842964173},{"word":"to","start":42.705,"end":42.785,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.029236486181616783},{"word":"run","start":42.785,"end":42.945,"confidence":0.8881836,"punctuated_word":"run","sentiment":"neutral","sentiment_score":-0.029359564185142517},{"word":"on","start":42.945,"end":43.025,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.03636058047413826},{"word":"it","start":43.025,"end":43.265003,"confidence":0.9760742,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.0392349474132061},{"word":"and","start":43.265003,"end":43.345,"confidence":0.9482422,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.02302800677716732},{"word":"i'm","start":43.345,"end":43.425003,"confidence":0.94018555,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.02683534286916256},{"word":"just","start":43.425003,"end":43.585003,"confidence":0.9633789,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.024870669469237328},{"word":"like","start":43.585003,"end":43.745003,"confidence":0.97436523,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.015751061961054802},{"word":"mate","start":43.745003,"end":43.905003,"confidence":0.9321289,"punctuated_word":"mate,","sentiment":"neutral","sentiment_score":-0.03172166645526886},{"word":"you","start":43.905003,"end":44.065002,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.035808779299259186},{"word":"still","start":44.065002,"end":44.225002,"confidence":0.72509766,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.04603875055909157},{"word":"got","start":44.225002,"end":44.465,"confidence":0.96435547,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.04875090718269348},{"word":"a","start":44.465,"end":44.545002,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03828931227326393},{"word":"few","start":44.545002,"end":44.705,"confidence":0.99902344,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.03991377353668213},{"word":"weeks","start":44.705,"end":45.185,"confidence":0.9355469,"punctuated_word":"weeks.","sentiment":"neutral","sentiment_score":-0.03863239288330078},{"word":"just","start":45.185,"end":45.585003,"confidence":0.9760742,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.004978632554411888},{"word":"chillax","start":45.585003,"end":46.085003,"confidence":0.9267578,"punctuated_word":"chillax.","sentiment":"neutral","sentiment_score":-0.0005061021074652672},{"word":"yep","start":51.025,"end":51.425003,"confidence":0.9421387,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01778891496360302},{"word":"yep","start":51.425003,"end":51.925003,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01869275234639645},{"word":"awesome","start":52.545002,"end":53.045002,"confidence":0.99902344,"punctuated_word":"Awesome.","sentiment":"neutral","sentiment_score":0.1058356910943985},{"word":"now","start":53.79,"end":54.030003,"confidence":0.99316406,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.02722637541592121},{"word":"i","start":54.030003,"end":54.190002,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.009138233959674835},{"word":"won't","start":54.190002,"end":54.350002,"confidence":0.9975586,"punctuated_word":"won't","sentiment":"neutral","sentiment_score":-0.002882858272641897},{"word":"take","start":54.350002,"end":54.59,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.02149565890431404},{"word":"up","start":54.59,"end":54.75,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.022788088768720627},{"word":"too","start":54.75,"end":54.91,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.026224851608276367},{"word":"much","start":54.91,"end":55.03,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.019977521151304245},{"word":"of","start":55.03,"end":55.15,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.034776803106069565},{"word":"your","start":55.15,"end":55.31,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.004073865711688995},{"word":"time","start":55.31,"end":55.550003,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.007386103272438049},{"word":"today","start":55.550003,"end":55.79,"confidence":0.99316406,"punctuated_word":"today,","sentiment":"neutral","sentiment_score":0.00588981993496418},{"word":"but","start":55.79,"end":55.95,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.01463114470243454},{"word":"i'm","start":55.95,"end":56.11,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.02706065773963928},{"word":"just","start":56.11,"end":56.350002,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03174715116620064},{"word":"gonna","start":56.350002,"end":56.59,"confidence":0.94140625,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.03601604700088501},{"word":"pop","start":56.59,"end":56.83,"confidence":0.98535156,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.04448038712143898},{"word":"through","start":56.83,"end":57.15,"confidence":0.984375,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.059280846267938614},{"word":"your","start":57.15,"end":57.39,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05658980086445808},{"word":"annual","start":57.39,"end":57.710003,"confidence":0.9980469,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.03961806744337082},{"word":"review","start":57.710003,"end":58.030003,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.025896284729242325},{"word":"pack","start":58.030003,"end":58.190002,"confidence":0.9165039,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.027362972497940063},{"word":"so","start":58.190002,"end":58.43,"confidence":0.9375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.0470011830329895},{"word":"you've","start":58.43,"end":58.670002,"confidence":0.98950195,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.05144687741994858},{"word":"got","start":58.670002,"end":58.83,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.05571215599775314},{"word":"it","start":58.83,"end":58.99,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03555779904127121},{"word":"in","start":58.99,"end":59.07,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03840405493974686},{"word":"the","start":59.07,"end":59.230003,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.032463446259498596},{"word":"background","start":59.230003,"end":59.730003,"confidence":1.0,"punctuated_word":"background","sentiment":"neutral","sentiment_score":0.024096697568893433},{"word":"for","start":59.79,"end":60.030003,"confidence":0.9873047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.014228373765945436},{"word":"when","start":60.030003,"end":60.190002,"confidence":0.9970703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.024051770567893985},{"word":"you","start":60.190002,"end":60.350002,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021695781499147415},{"word":"get","start":60.350002,"end":60.510002,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.01908910647034645},{"word":"a","start":60.510002,"end":60.670002,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.018726741895079613},{"word":"chance","start":60.670002,"end":61.170002,"confidence":0.99853516,"punctuated_word":"chance.","sentiment":"neutral","sentiment_score":0.015469498932361605},{"word":"now","start":61.79,"end":62.29,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.01964641734957695},{"word":"just","start":62.43,"end":62.670002,"confidence":0.9506836,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02055046334862709},{"word":"need","start":62.670002,"end":62.83,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.02139778435230255},{"word":"to","start":62.83,"end":62.99,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.017193503677845},{"word":"confirm","start":62.99,"end":63.39,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.017321262508630753},{"word":"date","start":63.39,"end":63.63,"confidence":0.9941406,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.023221425712108612},{"word":"of","start":63.63,"end":63.71,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.013896864838898182},{"word":"birth","start":63.71,"end":63.95,"confidence":1.0,"punctuated_word":"birth","sentiment":"neutral","sentiment_score":0.02557675912976265},{"word":"and","start":63.95,"end":64.11,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02652648091316223},{"word":"address","start":64.11,"end":64.590004,"confidence":0.98535156,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.017500989139080048},{"word":"for","start":64.590004,"end":64.83,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.014273321256041529},{"word":"security","start":64.83,"end":65.33,"confidence":0.99560547,"punctuated_word":"security.","sentiment":"neutral","sentiment_score":0.016470199450850487},{"word":"perfect","start":71.475,"end":71.875,"confidence":0.99609375,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.26215189695358276},{"word":"perfect","start":71.875,"end":72.195,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.27088868618011475},{"word":"perfect","start":72.195,"end":72.515,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.228101909160614},{"word":"and","start":72.515,"end":72.755,"confidence":0.99316406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0729990005493164},{"word":"are","start":72.755,"end":72.835,"confidence":0.58203125,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.05197705328464508},{"word":"you","start":72.835,"end":72.994995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06191711127758026},{"word":"okay","start":72.994995,"end":73.155,"confidence":0.9970703,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.05455579236149788},{"word":"for","start":73.155,"end":73.314995,"confidence":0.9902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06718555092811584},{"word":"the","start":73.314995,"end":73.475,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07199236750602722},{"word":"call","start":73.475,"end":73.715,"confidence":0.9506836,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.048676371574401855},{"word":"to","start":73.715,"end":73.795,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04398056864738464},{"word":"be","start":73.795,"end":73.955,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05426015704870224},{"word":"recorded","start":73.955,"end":74.455,"confidence":0.9941406,"punctuated_word":"recorded?","sentiment":"neutral","sentiment_score":0.065334752202034},{"word":"amazing","start":76.115,"end":76.615,"confidence":0.99560547,"punctuated_word":"Amazing.","sentiment":"neutral","sentiment_score":0.1225239560008049},{"word":"now","start":76.755,"end":77.075,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.051177624613046646},{"word":"what","start":77.075,"end":77.235,"confidence":0.9790039,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.030981576070189476},{"word":"i","start":77.235,"end":77.315,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0629168152809143},{"word":"wanted","start":77.315,"end":77.555,"confidence":0.9790039,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.05519915372133255},{"word":"to","start":77.555,"end":77.634995,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05266323685646057},{"word":"go","start":77.634995,"end":77.795,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.06693507730960846},{"word":"through","start":77.795,"end":77.955,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.052673060446977615},{"word":"today","start":77.955,"end":78.195,"confidence":1.0,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.0511985644698143},{"word":"was","start":78.195,"end":78.435,"confidence":0.91748047,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.05328036844730377},{"word":"just","start":78.435,"end":78.595,"confidence":0.9741211,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.062119338661432266},{"word":"give","start":78.595,"end":78.755,"confidence":0.94140625,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.059255193918943405},{"word":"you","start":78.755,"end":78.835,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06402793526649475},{"word":"a","start":78.835,"end":78.915,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06991856545209885},{"word":"bit","start":78.915,"end":78.994995,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07945819944143295},{"word":"of","start":78.994995,"end":79.155,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08349812775850296},{"word":"an","start":79.155,"end":79.235,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.08853194117546082},{"word":"update","start":79.235,"end":79.555,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.08600828051567078},{"word":"on","start":79.555,"end":79.715,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08377470076084137},{"word":"how","start":79.715,"end":79.875,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.06810319423675537},{"word":"the","start":79.875,"end":80.034996,"confidence":0.8911133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1023586243391037},{"word":"super","start":80.034996,"end":80.515,"confidence":0.42700195,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.11002565175294876},{"word":"tracking","start":80.515,"end":81.015,"confidence":0.51916504,"punctuated_word":"tracking,","sentiment":"neutral","sentiment_score":0.09538942575454712},{"word":"quick","start":81.71,"end":82.03,"confidence":0.7348633,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.0846782922744751},{"word":"little","start":82.03,"end":82.270004,"confidence":0.95166016,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1061229407787323},{"word":"touch","start":82.270004,"end":82.43,"confidence":0.99902344,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.0730862021446228},{"word":"point","start":82.43,"end":82.67,"confidence":0.67285156,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.07775990664958954},{"word":"on","start":82.67,"end":82.83,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1085437908768654},{"word":"the","start":82.83,"end":82.99,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0974857062101364},{"word":"insurances","start":82.99,"end":83.47,"confidence":0.82666016,"punctuated_word":"insurances,","sentiment":"neutral","sentiment_score":0.06828474253416061},{"word":"and","start":83.47,"end":83.630005,"confidence":0.9892578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06994782388210297},{"word":"just","start":83.630005,"end":83.79,"confidence":0.9116211,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09946004301309586},{"word":"update","start":83.79,"end":84.19,"confidence":0.97998047,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.07062175124883652},{"word":"a","start":84.19,"end":84.270004,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1269761174917221},{"word":"couple","start":84.270004,"end":84.51,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.07812200486660004},{"word":"of","start":84.51,"end":84.590004,"confidence":0.68652344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10743215680122375},{"word":"quick","start":84.590004,"end":84.91,"confidence":0.99902344,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.07624177634716034},{"word":"details","start":84.91,"end":85.23,"confidence":1.0,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.06758324056863785},{"word":"with","start":85.23,"end":85.39,"confidence":0.9941406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08849526196718216},{"word":"you","start":85.39,"end":85.55,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11563214659690856},{"word":"if","start":85.55,"end":85.71,"confidence":0.515625,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.11197403073310852},{"word":"that's","start":85.71,"end":85.87,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.07344415783882141},{"word":"alright","start":85.87,"end":86.37,"confidence":0.74780273,"punctuated_word":"alright?","sentiment":"neutral","sentiment_score":0.10215902328491212},{"word":"awesome","start":87.950005,"end":88.43,"confidence":0.9160156,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.631580650806427},{"word":"so","start":88.43,"end":88.93,"confidence":1.0,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.3937280178070069},{"word":"i'll","start":89.47,"end":89.97,"confidence":0.97094727,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.3742337226867676},{"word":"jump","start":90.19,"end":90.43,"confidence":0.93847656,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.2036602646112442},{"word":"into","start":90.43,"end":90.67,"confidence":0.9951172,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.24160577356815335},{"word":"the","start":90.67,"end":90.75,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2430744469165802},{"word":"details","start":90.75,"end":91.23,"confidence":0.99609375,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.19606783986091617},{"word":"just","start":91.23,"end":91.47,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.26174601912498474},{"word":"briefly","start":91.47,"end":91.87,"confidence":1.0,"punctuated_word":"briefly","sentiment":"neutral","sentiment_score":0.24851536750793457},{"word":"while","start":91.87,"end":92.03,"confidence":0.99902344,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.2472033649682999},{"word":"i've","start":92.03,"end":92.19,"confidence":0.9975586,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.22793690860271457},{"word":"got","start":92.19,"end":92.51,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.2563455104827881},{"word":"you","start":92.51,"end":92.990005,"confidence":0.9980469,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.24757060408592224},{"word":"so","start":92.990005,"end":93.490005,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05260714888572693},{"word":"all","start":93.995,"end":94.15501,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.10945165157318117},{"word":"the","start":94.15501,"end":94.395004,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09753118455410004},{"word":"address","start":94.395004,"end":94.635,"confidence":0.9819336,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.04864088445901871},{"word":"and","start":94.635,"end":94.795006,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07746243476867676},{"word":"everything","start":94.795006,"end":95.115005,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.0991172045469284},{"word":"is","start":95.115005,"end":95.275,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14489290118217468},{"word":"the","start":95.275,"end":95.355,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16790466010570526},{"word":"same","start":95.355,"end":95.675,"confidence":0.9472656,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":0.17167627811431885},{"word":"hotmail","start":95.675,"end":96.175,"confidence":0.9628906,"punctuated_word":"Hotmail","sentiment":"neutral","sentiment_score":0.13098755478858948},{"word":"address","start":96.235,"end":96.555,"confidence":0.99609375,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.09937040507793428},{"word":"is","start":96.555,"end":96.635,"confidence":0.98095703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1703667789697647},{"word":"still","start":96.635,"end":96.875,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.1622946709394455},{"word":"okay","start":96.875,"end":97.375,"confidence":0.97143555,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.16655679047107697},{"word":"still","start":98.395004,"end":98.795006,"confidence":0.8198242,"punctuated_word":"Still","sentiment":"neutral","sentiment_score":0.07851605117321014},{"word":"doing","start":98.795006,"end":99.035,"confidence":0.99609375,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.08518090844154358},{"word":"the","start":99.035,"end":99.275,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10494162887334824},{"word":"bar","start":99.275,"end":99.515,"confidence":0.8964844,"punctuated_word":"bar","sentiment":"neutral","sentiment_score":0.09973205626010896},{"word":"work","start":99.515,"end":100.015,"confidence":0.98706055,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.1151607632637024},{"word":"yep","start":101.595,"end":102.095,"confidence":0.99316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06495874375104904},{"word":"income","start":102.315,"end":102.815,"confidence":0.9892578,"punctuated_word":"Income","sentiment":"neutral","sentiment_score":0.07408001273870468},{"word":"changed","start":102.955,"end":103.195,"confidence":0.69384766,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.04112518951296806},{"word":"much","start":103.195,"end":103.435005,"confidence":0.9489746,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":0.01600055769085884},{"word":"i","start":103.435005,"end":103.515,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.00902307778596878},{"word":"think","start":103.515,"end":103.675,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.009483791887760162},{"word":"we","start":103.675,"end":103.755005,"confidence":0.9560547,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03156931325793266},{"word":"had","start":103.755005,"end":103.915,"confidence":0.99316406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.03684666380286217},{"word":"you","start":103.915,"end":104.075005,"confidence":0.74658203,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.041702527552843094},{"word":"at","start":104.075005,"end":104.235,"confidence":0.7207031,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04937945306301117},{"word":"about","start":104.235,"end":104.395004,"confidence":0.9902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.03764202818274498},{"word":"20,000","start":104.395004,"end":105.215004,"confidence":0.99975586,"punctuated_word":"20,000.","sentiment":"neutral","sentiment_score":0.05214523524045944},{"word":"yep","start":110.61,"end":111.090004,"confidence":0.9975586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2833254933357239},{"word":"amazing","start":111.090004,"end":111.590004,"confidence":1.0,"punctuated_word":"Amazing.","sentiment":"positive","sentiment_score":0.5959717631340027},{"word":"i'll","start":112.05,"end":112.37,"confidence":0.9394531,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.430152028799057},{"word":"update","start":112.37,"end":112.87,"confidence":0.99902344,"punctuated_word":"update","sentiment":"positive","sentiment_score":0.4911797046661377},{"word":"that","start":112.93,"end":113.090004,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5421358346939087},{"word":"one","start":113.090004,"end":113.590004,"confidence":0.98217773,"punctuated_word":"one.","sentiment":"positive","sentiment_score":0.37709009647369385},{"word":"and","start":113.81,"end":114.31,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.13442929089069366},{"word":"with","start":114.450005,"end":114.69,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1813065409660339},{"word":"the","start":114.69,"end":114.85,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15458419919013977},{"word":"assets","start":114.85,"end":115.25,"confidence":0.98657227,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":0.1597749888896942},{"word":"we","start":115.25,"end":115.49,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1582818180322647},{"word":"had","start":115.49,"end":115.73,"confidence":0.87841797,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.20254988968372345},{"word":"the","start":115.73,"end":115.89,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15387362241744995},{"word":"home","start":115.89,"end":116.39,"confidence":0.9836426,"punctuated_word":"home,","sentiment":"neutral","sentiment_score":0.16916602849960327},{"word":"two","start":118.130005,"end":118.45,"confidence":0.88671875,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.16281166672706604},{"word":"cars","start":118.45,"end":118.95,"confidence":0.9995117,"punctuated_word":"cars,","sentiment":"neutral","sentiment_score":0.09971420466899872},{"word":"a","start":119.41,"end":119.49,"confidence":0.59033203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13005152344703674},{"word":"caravan","start":119.49,"end":119.99,"confidence":0.99658203,"punctuated_word":"caravan,","sentiment":"neutral","sentiment_score":0.11908531934022903},{"word":"a","start":120.53,"end":120.69,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1500607430934906},{"word":"boat","start":120.69,"end":121.01,"confidence":0.98999023,"punctuated_word":"boat,","sentiment":"neutral","sentiment_score":0.12535056471824646},{"word":"and","start":121.01,"end":121.25,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13997291028499603},{"word":"three","start":121.25,"end":121.57,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.14677290618419647},{"word":"motorbikes","start":121.57,"end":122.07,"confidence":0.97802734,"punctuated_word":"motorbikes.","sentiment":"neutral","sentiment_score":0.13692456483840942},{"word":"okay","start":135.645,"end":136.125,"confidence":0.99365234,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.37800484895706177},{"word":"fantastic","start":136.125,"end":136.625,"confidence":1.0,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.5897265672683716},{"word":"yep","start":141.56999,"end":141.81,"confidence":0.92456055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.038580454885959625},{"word":"yep","start":141.81,"end":142.12999,"confidence":0.83740234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04041047394275665},{"word":"boys","start":142.12999,"end":142.45,"confidence":0.90283203,"punctuated_word":"Boys","sentiment":"neutral","sentiment_score":0.02485698089003563},{"word":"and","start":142.45,"end":142.61,"confidence":0.90283203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.033744215965270996},{"word":"the","start":142.61,"end":142.76999,"confidence":0.9277344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05277883261442184},{"word":"toys","start":142.76999,"end":143.26999,"confidence":0.8618164,"punctuated_word":"toys.","sentiment":"neutral","sentiment_score":0.04807421565055847},{"word":"i","start":143.81,"end":143.97,"confidence":0.92089844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03988717868924141},{"word":"think","start":143.97,"end":144.20999,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.042105115950107574},{"word":"i","start":144.20999,"end":144.29,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0489177368581295},{"word":"had","start":144.29,"end":144.53,"confidence":0.8769531,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.03303442895412445},{"word":"the","start":144.53,"end":144.61,"confidence":0.6669922,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.047373414039611816},{"word":"combined","start":144.61,"end":145.01,"confidence":0.98291016,"punctuated_word":"combined","sentiment":"neutral","sentiment_score":0.06888306885957718},{"word":"value","start":145.01,"end":145.32999,"confidence":0.9819336,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.0636349469423294},{"word":"to","start":145.32999,"end":145.40999,"confidence":0.72216797,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0734793096780777},{"word":"those","start":145.40999,"end":145.65,"confidence":0.9667969,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.08540065586566925},{"word":"about","start":145.65,"end":145.89,"confidence":0.8076172,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05482226237654686},{"word":"138,000","start":145.89,"end":147.40999,"confidence":0.97786456,"punctuated_word":"138,000.","sentiment":"neutral","sentiment_score":0.06012088060379028},{"word":"what","start":147.40999,"end":147.56999,"confidence":0.9980469,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.02965793013572693},{"word":"do","start":147.56999,"end":147.65,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.015523344278335571},{"word":"you","start":147.65,"end":147.73,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03293728083372116},{"word":"think","start":147.73,"end":147.89,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.012980028986930847},{"word":"would","start":147.89,"end":148.04999,"confidence":0.98291016,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.06327930092811584},{"word":"be","start":148.04999,"end":148.20999,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06300884485244751},{"word":"reasonable","start":148.20999,"end":148.68999,"confidence":1.0,"punctuated_word":"reasonable","sentiment":"neutral","sentiment_score":0.0749652236700058},{"word":"for","start":148.68999,"end":148.84999,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07144656032323837},{"word":"the","start":148.84999,"end":148.93,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08000943064689636},{"word":"full","start":148.93,"end":149.17,"confidence":0.99902344,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.12815047800540924},{"word":"collection","start":149.17,"end":149.67,"confidence":0.99902344,"punctuated_word":"collection?","sentiment":"neutral","sentiment_score":0.05940157175064087},{"word":"yeah","start":153.865,"end":154.365,"confidence":0.9794922,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01842648722231388},{"word":"awesome","start":168.66,"end":169.16,"confidence":0.7585449,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.3770541250705719},{"word":"now","start":169.78,"end":170.02,"confidence":0.82666016,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.15762004256248474},{"word":"because","start":170.02,"end":170.34001,"confidence":0.9760742,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.11530155688524246},{"word":"you're","start":170.34001,"end":170.58,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1329309493303299},{"word":"in","start":170.58,"end":170.82,"confidence":0.89746094,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14888812601566315},{"word":"vicky","start":170.82,"end":171.22,"confidence":0.892334,"punctuated_word":"Vicky","sentiment":"neutral","sentiment_score":0.11026829481124878},{"word":"point","start":171.22,"end":171.62001,"confidence":0.9008789,"punctuated_word":"Point,","sentiment":"neutral","sentiment_score":0.15209516882896423},{"word":"i'll","start":171.62001,"end":171.86,"confidence":0.99853516,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.13985686004161835},{"word":"just","start":171.86,"end":172.1,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1223524659872055},{"word":"do","start":172.1,"end":172.26001,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10389325022697447},{"word":"a","start":172.26001,"end":172.34001,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1267722249031067},{"word":"quick","start":172.34001,"end":172.74,"confidence":1.0,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.13128527998924255},{"word":"updated","start":172.74,"end":173.22,"confidence":0.6166992,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.11634331941604614},{"word":"evaluation","start":173.22,"end":173.72,"confidence":0.7397461,"punctuated_word":"evaluation","sentiment":"neutral","sentiment_score":0.15804414451122284},{"word":"of","start":174.26001,"end":174.5,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12257479131221773},{"word":"the","start":174.5,"end":175.0,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15293735265731812},{"word":"home","start":175.94,"end":176.26001,"confidence":0.51464844,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.14107149839401245},{"word":"there","start":176.26001,"end":176.76001,"confidence":1.0,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.10463723540306091},{"word":"what","start":177.06,"end":177.22,"confidence":0.9790039,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.007513092830777168},{"word":"about","start":177.22,"end":177.54001,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.005211867392063141},{"word":"the","start":177.54001,"end":177.62001,"confidence":0.9819336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02093500643968582},{"word":"just","start":177.70001,"end":177.86,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.014103647321462631},{"word":"quickly","start":177.86,"end":178.26001,"confidence":0.9941406,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.03934653103351593},{"word":"the","start":178.26001,"end":178.42,"confidence":0.7060547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01461660861968994},{"word":"mortgage","start":178.42,"end":178.92,"confidence":0.84887695,"punctuated_word":"mortgage,","sentiment":"neutral","sentiment_score":0.016842948272824287},{"word":"what","start":179.015,"end":179.175,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.008175287395715714},{"word":"you've","start":179.175,"end":179.33499,"confidence":0.99194336,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.019207147881388664},{"word":"got","start":179.33499,"end":179.415,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.015015002340078354},{"word":"left","start":179.415,"end":179.815,"confidence":0.99316406,"punctuated_word":"left","sentiment":"neutral","sentiment_score":0.012075994163751602},{"word":"owing","start":179.815,"end":180.135,"confidence":0.62890625,"punctuated_word":"owing","sentiment":"neutral","sentiment_score":0.023294290527701374},{"word":"on","start":180.135,"end":180.295,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03247642144560814},{"word":"that","start":180.295,"end":180.455,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.052091632038354874},{"word":"one","start":180.455,"end":180.955,"confidence":0.9675293,"punctuated_word":"one?","sentiment":"neutral","sentiment_score":0.02157137170433998},{"word":"i","start":183.575,"end":183.735,"confidence":0.68603516,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.019165582954883575},{"word":"think","start":183.735,"end":183.97499,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.010649023577570915},{"word":"we","start":183.97499,"end":184.215,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04677491635084152},{"word":"had","start":184.215,"end":184.715,"confidence":0.9760742,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.07660823315382004},{"word":"amazing","start":186.455,"end":186.955,"confidence":0.99853516,"punctuated_word":"amazing.","sentiment":"neutral","sentiment_score":0.29694804549217224},{"word":"okay","start":187.015,"end":187.175,"confidence":1.0,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07682637870311737},{"word":"i","start":187.175,"end":187.33499,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.037184905260801315},{"word":"had","start":187.33499,"end":187.495,"confidence":0.9892578,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.05806364864110947},{"word":"$2.63","start":187.495,"end":188.295,"confidence":0.9707031,"punctuated_word":"$2.63,","sentiment":"neutral","sentiment_score":0.04546447843313217},{"word":"so","start":188.295,"end":188.455,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.056950561702251434},{"word":"that's","start":188.455,"end":188.61499,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06482016295194626},{"word":"a","start":188.61499,"end":188.69499,"confidence":0.8496094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07631681859493256},{"word":"really","start":188.69499,"end":189.015,"confidence":0.99121094,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.06671427190303802},{"word":"good","start":189.015,"end":189.175,"confidence":0.99902344,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.22329075634479523},{"word":"chunk","start":189.175,"end":189.495,"confidence":0.99902344,"punctuated_word":"chunk","sentiment":"neutral","sentiment_score":0.1350463628768921},{"word":"off","start":189.495,"end":189.995,"confidence":0.94677734,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":0.1710967719554901},{"word":"ah","start":192.855,"end":193.015,"confidence":0.73217773,"punctuated_word":"Ah,","sentiment":"neutral","sentiment_score":0.22544318437576297},{"word":"cool","start":193.015,"end":193.33499,"confidence":0.99902344,"punctuated_word":"cool.","sentiment":"neutral","sentiment_score":0.23023098707199097},{"word":"okay","start":193.33499,"end":193.655,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.11482584476470949},{"word":"that","start":193.655,"end":193.895,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.19314216077327728},{"word":"helps","start":193.895,"end":194.31,"confidence":0.98217773,"punctuated_word":"helps.","sentiment":"neutral","sentiment_score":0.018259810283780094},{"word":"and","start":195.19,"end":195.34999,"confidence":0.92333984,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.4620075821876526},{"word":"i","start":195.34999,"end":195.51,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5510345697402954},{"word":"can","start":195.51,"end":195.67,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.5353293418884277},{"word":"see","start":195.67,"end":195.91,"confidence":0.9658203,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.6640005111694336},{"word":"all","start":195.91,"end":196.06999,"confidence":0.9980469,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.673147976398468},{"word":"your","start":196.06999,"end":196.31,"confidence":0.9790039,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.7335802912712097},{"word":"super","start":196.31,"end":196.55,"confidence":0.8798828,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.7257212400436401},{"word":"accounts","start":196.55,"end":196.87,"confidence":0.97802734,"punctuated_word":"accounts","sentiment":"positive","sentiment_score":0.6594461798667908},{"word":"are","start":196.87,"end":196.95,"confidence":0.91748047,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.7089163661003113},{"word":"still","start":196.95,"end":197.19,"confidence":0.99316406,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.6978203058242798},{"word":"linked","start":197.19,"end":197.43,"confidence":0.99316406,"punctuated_word":"linked","sentiment":"positive","sentiment_score":0.6498445272445679},{"word":"up","start":197.43,"end":197.59,"confidence":0.76342773,"punctuated_word":"up,","sentiment":"positive","sentiment_score":0.6538823843002319},{"word":"so","start":197.59,"end":197.75,"confidence":0.98828125,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5876626968383789},{"word":"you","start":197.75,"end":197.83,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8046656847000122},{"word":"guys","start":197.83,"end":198.06999,"confidence":0.9980469,"punctuated_word":"guys","sentiment":"positive","sentiment_score":0.7716798782348633},{"word":"are","start":198.06999,"end":198.15,"confidence":0.9667969,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.7351935505867004},{"word":"getting","start":198.15,"end":198.47,"confidence":1.0,"punctuated_word":"getting","sentiment":"positive","sentiment_score":0.8007875084877014},{"word":"that","start":198.47,"end":198.79,"confidence":0.94970703,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.8021529912948608},{"word":"fee","start":198.79,"end":199.03,"confidence":0.9448242,"punctuated_word":"fee","sentiment":"positive","sentiment_score":0.8345575332641602},{"word":"linking","start":199.03,"end":199.34999,"confidence":0.97509766,"punctuated_word":"linking","sentiment":"positive","sentiment_score":0.7539738416671753},{"word":"discount","start":199.34999,"end":199.75,"confidence":0.98168945,"punctuated_word":"discount,","sentiment":"positive","sentiment_score":0.7444244027137756},{"word":"which","start":199.75,"end":199.91,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.813385009765625},{"word":"is","start":199.91,"end":200.06999,"confidence":0.9980469,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.8313904404640198},{"word":"really","start":200.06999,"end":200.39,"confidence":0.9941406,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.8254520893096924},{"word":"good","start":200.39,"end":200.89,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.70664381980896},{"word":"just","start":202.31,"end":202.55,"confidence":0.7626953,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.30103081464767456},{"word":"quickly","start":202.55,"end":202.87,"confidence":0.9082031,"punctuated_word":"quickly,","sentiment":"neutral","sentiment_score":0.13429448008537292},{"word":"i","start":202.87,"end":203.03,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05271696299314499},{"word":"don't","start":203.03,"end":203.11,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.0027596107684075832},{"word":"know","start":203.11,"end":203.27,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.059653110802173615},{"word":"if","start":203.27,"end":203.43,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05127235874533653},{"word":"you're","start":203.43,"end":203.51,"confidence":0.9926758,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.046202369034290314},{"word":"comfortable","start":203.51,"end":203.83,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.03689030557870865},{"word":"with","start":203.83,"end":203.98999,"confidence":0.9770508,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.017148911952972412},{"word":"this","start":203.98999,"end":204.15,"confidence":0.9489746,"punctuated_word":"this.","sentiment":"neutral","sentiment_score":0.011131124570965769},{"word":"i","start":204.15,"end":204.31,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0054499246180057526},{"word":"know","start":204.31,"end":204.47,"confidence":0.94970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.00013159215450286865},{"word":"you're","start":204.47,"end":204.70999,"confidence":0.9980469,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.010557557456195354},{"word":"a","start":204.70999,"end":204.79,"confidence":0.9316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0091502508148551},{"word":"hairdresser","start":204.79,"end":205.29,"confidence":0.9779297,"punctuated_word":"hairdresser,","sentiment":"neutral","sentiment_score":0.002265813760459423},{"word":"but","start":205.67,"end":205.91,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.024452775716781616},{"word":"we","start":205.91,"end":206.15,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.056905392557382584},{"word":"had","start":206.15,"end":206.55,"confidence":0.99316406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.05591756850481033},{"word":"some","start":206.55,"end":207.03,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.07080870866775513},{"word":"savings","start":207.03,"end":207.53,"confidence":0.9819336,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.05668167024850845},{"word":"and","start":207.67,"end":207.83,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04089195281267166},{"word":"some","start":207.83,"end":208.15,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.04347020387649536},{"word":"bitcoin","start":208.15,"end":208.65,"confidence":0.90625,"punctuated_word":"Bitcoin","sentiment":"neutral","sentiment_score":0.026988498866558075},{"word":"valued","start":208.95,"end":209.27,"confidence":0.9111328,"punctuated_word":"valued","sentiment":"neutral","sentiment_score":0.041320495307445526},{"word":"at","start":209.27,"end":209.43,"confidence":0.9716797,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03406394273042679},{"word":"about","start":209.43,"end":209.715,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.03960557654500008},{"word":"26,000","start":209.795,"end":210.775,"confidence":0.9996745,"punctuated_word":"26,000","sentiment":"neutral","sentiment_score":0.029857322573661804},{"word":"combined","start":210.915,"end":211.415,"confidence":0.9851074,"punctuated_word":"combined.","sentiment":"neutral","sentiment_score":0.029669566079974174},{"word":"i","start":211.635,"end":211.795,"confidence":0.9614258,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.039926059544086456},{"word":"was","start":211.795,"end":212.035,"confidence":0.98095703,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.02621490508317947},{"word":"just","start":212.035,"end":212.275,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04086490720510483},{"word":"wanting","start":212.275,"end":212.595,"confidence":0.9863281,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.026801029220223427},{"word":"to","start":212.595,"end":212.75499,"confidence":0.91015625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04736899584531784},{"word":"split","start":212.75499,"end":213.075,"confidence":0.99902344,"punctuated_word":"split","sentiment":"neutral","sentiment_score":0.035727232694625854},{"word":"them","start":213.075,"end":213.315,"confidence":0.99316406,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.04221271723508835},{"word":"today","start":213.315,"end":213.635,"confidence":0.9980469,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.04065325856208801},{"word":"if","start":213.635,"end":213.875,"confidence":0.546875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04299653321504593},{"word":"you","start":213.875,"end":213.955,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04328043758869171},{"word":"could","start":213.955,"end":214.455,"confidence":0.9909668,"punctuated_word":"could.","sentiment":"neutral","sentiment_score":0.0234844908118248},{"word":"yeah","start":216.995,"end":217.315,"confidence":0.9736328,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00902688130736351},{"word":"just","start":217.315,"end":217.555,"confidence":0.98535156,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.0001039896160364151},{"word":"the","start":217.555,"end":217.715,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0007440317422151566},{"word":"values","start":217.715,"end":218.035,"confidence":0.96972656,"punctuated_word":"values","sentiment":"neutral","sentiment_score":-0.0020028017461299896},{"word":"of","start":218.035,"end":218.275,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.00047304667532444},{"word":"savings","start":218.275,"end":218.675,"confidence":0.9951172,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":-0.007445909082889557},{"word":"versus","start":218.675,"end":219.075,"confidence":0.97509766,"punctuated_word":"versus","sentiment":"neutral","sentiment_score":-0.005046912468969822},{"word":"bitcoin","start":219.075,"end":219.575,"confidence":0.9904785,"punctuated_word":"Bitcoin.","sentiment":"neutral","sentiment_score":-0.007119873538613319},{"word":"yep","start":223.075,"end":223.47,"confidence":0.9321289,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.016529029235243797},{"word":"yes","start":230.35,"end":230.85,"confidence":0.94799805,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0147876413539052},{"word":"okay","start":230.91,"end":231.41,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.007218524813652039},{"word":"yeah","start":254.23001,"end":254.47,"confidence":0.86743164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.009717884473502636},{"word":"so","start":254.47,"end":254.55,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.008554527536034584},{"word":"i","start":254.55,"end":254.79001,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.014891180209815502},{"word":"can","start":254.79001,"end":254.95001,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.02651714533567429},{"word":"just","start":254.95001,"end":255.45001,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.02814187109470367},{"word":"yeah","start":256.07,"end":256.39,"confidence":0.99560547,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.04455127567052841},{"word":"i","start":256.39,"end":256.47,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08269213885068893},{"word":"can","start":256.47,"end":256.71002,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.09177437424659728},{"word":"cancel","start":256.71002,"end":257.11002,"confidence":1.0,"punctuated_word":"cancel","sentiment":"neutral","sentiment_score":-0.10677114129066469},{"word":"that","start":257.11002,"end":257.27002,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10433357954025269},{"word":"out","start":257.27002,"end":257.51,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.10127674043178558},{"word":"and","start":257.51,"end":257.59,"confidence":0.98095703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09991376101970673},{"word":"just","start":257.59,"end":257.83002,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.07371149212121964},{"word":"have","start":257.83002,"end":258.07,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.07293479889631271},{"word":"the","start":258.07,"end":258.15,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04805601388216019},{"word":"mortgage","start":258.15,"end":258.63,"confidence":0.9980469,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":-0.07051856815814972},{"word":"value","start":258.63,"end":258.95,"confidence":0.9970703,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.03855742886662483},{"word":"instead","start":258.95,"end":259.45,"confidence":0.954834,"punctuated_word":"instead.","sentiment":"neutral","sentiment_score":-0.03845864161849022},{"word":"thank","start":267.67,"end":267.99002,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"neutral","sentiment_score":0.2775475084781647},{"word":"you","start":267.99002,"end":268.365,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.227980837225914},{"word":"okay","start":312.26,"end":312.76,"confidence":0.8330078,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.016959093511104584},{"word":"perfect","start":314.02,"end":314.52,"confidence":0.99658203,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2764761447906494},{"word":"that","start":314.74,"end":314.97998,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.2190193235874176},{"word":"makes","start":314.97998,"end":315.38,"confidence":0.99902344,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.1928633153438568},{"word":"perfect","start":315.38,"end":315.78,"confidence":1.0,"punctuated_word":"perfect","sentiment":"neutral","sentiment_score":0.23137180507183075},{"word":"sense","start":315.78,"end":316.28,"confidence":1.0,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.2015382945537567},{"word":"alrighty","start":318.02,"end":318.52,"confidence":0.99869794,"punctuated_word":"Alrighty.","sentiment":"neutral","sentiment_score":0.1000739187002182},{"word":"got","start":319.06,"end":319.3,"confidence":0.9941406,"punctuated_word":"Got","sentiment":"neutral","sentiment_score":0.0964728817343712},{"word":"that","start":319.3,"end":319.54,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1093004122376442},{"word":"all","start":319.54,"end":319.69998,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.11316712200641632},{"word":"done","start":319.69998,"end":320.19998,"confidence":0.99658203,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":0.09057438373565674},{"word":"correct","start":324.905,"end":325.305,"confidence":0.98339844,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.04626996070146561},{"word":"correct","start":325.305,"end":325.705,"confidence":1.0,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.05194580554962158},{"word":"so","start":325.705,"end":325.945,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0332975760102272},{"word":"you","start":325.945,"end":326.10498,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.044122301042079926},{"word":"could","start":326.10498,"end":326.425,"confidence":0.9980469,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.052515659481287},{"word":"pop","start":326.425,"end":326.54498,"confidence":0.71484375,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.06529638171195984},{"word":"possibly","start":326.665,"end":326.985,"confidence":0.99902344,"punctuated_word":"possibly","sentiment":"neutral","sentiment_score":0.027998309582471848},{"word":"pull","start":326.985,"end":327.145,"confidence":0.9921875,"punctuated_word":"pull","sentiment":"neutral","sentiment_score":0.06967133283615112},{"word":"out","start":327.145,"end":327.305,"confidence":0.984375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.04175511375069618},{"word":"a","start":327.305,"end":327.465,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04576796293258667},{"word":"$100","start":327.465,"end":327.945,"confidence":0.99902344,"punctuated_word":"$100","sentiment":"neutral","sentiment_score":0.07611067593097687},{"word":"and","start":327.945,"end":328.10498,"confidence":0.94140625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.044921282678842545},{"word":"bump","start":328.10498,"end":328.345,"confidence":0.78515625,"punctuated_word":"bump","sentiment":"neutral","sentiment_score":0.07702871412038803},{"word":"it","start":328.345,"end":328.505,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07938241213560104},{"word":"right","start":328.505,"end":328.665,"confidence":0.99609375,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.08322975039482117},{"word":"back","start":328.665,"end":328.905,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.055619098246097565},{"word":"up","start":328.905,"end":329.405,"confidence":0.99853516,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.06200417131185531},{"word":"beautiful","start":331.305,"end":331.785,"confidence":0.99609375,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4122579097747803},{"word":"and","start":331.785,"end":332.025,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.22696691751480105},{"word":"i","start":332.025,"end":332.185,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1750917136669159},{"word":"just","start":332.185,"end":332.425,"confidence":0.51416016,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.20055840909481049},{"word":"checked","start":332.425,"end":332.665,"confidence":0.9980469,"punctuated_word":"checked","sentiment":"neutral","sentiment_score":0.22386641800403595},{"word":"online","start":332.665,"end":333.145,"confidence":0.90234375,"punctuated_word":"online.","sentiment":"neutral","sentiment_score":0.20245222747325897},{"word":"i","start":333.145,"end":333.225,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08760292828083038},{"word":"think","start":333.225,"end":333.465,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.08933063596487045},{"word":"the","start":333.465,"end":333.785,"confidence":0.91015625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10089614987373352},{"word":"property","start":333.785,"end":334.10498,"confidence":0.98828125,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.11372969299554823},{"word":"has","start":334.10498,"end":334.26498,"confidence":0.78125,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.07205267250537872},{"word":"gone","start":334.26498,"end":334.425,"confidence":1.0,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.11321629583835602},{"word":"from","start":334.425,"end":334.585,"confidence":0.98828125,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.1178198978304863},{"word":"that","start":334.585,"end":334.745,"confidence":0.7915039,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11914189904928207},{"word":"1.3","start":334.745,"end":335.385,"confidence":0.99902344,"punctuated_word":"1.3","sentiment":"neutral","sentiment_score":0.11196109652519226},{"word":"to","start":335.385,"end":335.465,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09500820189714432},{"word":"1.5","start":335.465,"end":336.27,"confidence":0.97298175,"punctuated_word":"1.5.","sentiment":"neutral","sentiment_score":0.12321904301643372},{"word":"perfect","start":343.78998,"end":344.27,"confidence":0.9946289,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.35527658462524414},{"word":"perfect","start":344.27,"end":344.59,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2854347825050354},{"word":"so","start":344.59,"end":344.75,"confidence":0.9707031,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0912027508020401},{"word":"i'll","start":344.75,"end":344.90997,"confidence":0.9970703,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.10342830419540404},{"word":"go","start":344.90997,"end":345.06998,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.11429047584533691},{"word":"for","start":345.06998,"end":345.31,"confidence":0.9589844,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09259583801031113},{"word":"that","start":345.31,"end":345.47,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11332841217517851},{"word":"as","start":345.47,"end":345.55,"confidence":0.96240234,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09214802831411362},{"word":"a","start":345.55,"end":345.62997,"confidence":0.984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1012147068977356},{"word":"bit","start":345.62997,"end":345.78998,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.11652063578367232},{"word":"of","start":345.78998,"end":345.87,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12292780727148056},{"word":"a","start":345.87,"end":345.94998,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09630393981933594},{"word":"conservative","start":345.94998,"end":346.44998,"confidence":0.89501953,"punctuated_word":"conservative","sentiment":"neutral","sentiment_score":0.08639515936374664},{"word":"estimate","start":346.50998,"end":347.00998,"confidence":0.9970703,"punctuated_word":"estimate.","sentiment":"neutral","sentiment_score":0.0949653685092926},{"word":"just","start":348.03,"end":348.27,"confidence":0.77685547,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.06296071410179138},{"word":"quickly","start":348.27,"end":348.66998,"confidence":0.9980469,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.06485314667224884},{"word":"on","start":348.66998,"end":348.83,"confidence":0.9350586,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04301970452070236},{"word":"estate","start":348.83,"end":349.15,"confidence":0.56591797,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.06441483646631241},{"word":"planning","start":349.15,"end":349.55,"confidence":0.9289551,"punctuated_word":"planning,","sentiment":"neutral","sentiment_score":0.03158663958311081},{"word":"did","start":349.55,"end":349.71,"confidence":0.98291016,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.002526514232158661},{"word":"you","start":349.71,"end":349.78998,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02363218367099762},{"word":"guys","start":349.78998,"end":350.03,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.028658516705036163},{"word":"get","start":350.03,"end":350.27,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.01403740793466568},{"word":"a","start":350.27,"end":350.43,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02974886819720268},{"word":"will","start":350.43,"end":350.75,"confidence":0.9863281,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.04292944446206093},{"word":"put","start":350.75,"end":350.99,"confidence":0.98535156,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.024498941376805305},{"word":"in","start":350.99,"end":351.15,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02636132203042507},{"word":"place","start":351.15,"end":351.495,"confidence":0.99560547,"punctuated_word":"place?","sentiment":"neutral","sentiment_score":0.02065582759678364},{"word":"no","start":354.695,"end":355.01498,"confidence":0.65234375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05681607127189636},{"word":"here's","start":355.01498,"end":355.335,"confidence":0.9621582,"punctuated_word":"Here's","sentiment":"neutral","sentiment_score":0.0316690169274807},{"word":"your","start":355.335,"end":355.57498,"confidence":0.9902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.026889411732554436},{"word":"yearly","start":355.57498,"end":355.975,"confidence":0.67089844,"punctuated_word":"yearly","sentiment":"neutral","sentiment_score":0.030691925436258316},{"word":"reminder","start":355.975,"end":356.475,"confidence":0.99560547,"punctuated_word":"reminder.","sentiment":"neutral","sentiment_score":0.023558354005217552},{"word":"yeah","start":373.75,"end":374.23,"confidence":0.8898926,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04073253273963928},{"word":"yeah","start":374.23,"end":374.55002,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01112077571451664},{"word":"i","start":374.55002,"end":374.63,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0043753162026405334},{"word":"get","start":374.63,"end":374.87,"confidence":0.88183594,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.005535936914384365},{"word":"you","start":374.87,"end":375.11002,"confidence":0.97753906,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.020976752042770382},{"word":"that's","start":375.11002,"end":375.35,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.10064488649368286},{"word":"a","start":375.35,"end":375.51,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.16645780205726624},{"word":"tough","start":375.51,"end":375.75,"confidence":1.0,"punctuated_word":"tough","sentiment":"neutral","sentiment_score":-0.22779622673988345},{"word":"one","start":375.75,"end":376.125,"confidence":0.99902344,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.21252354979515076},{"word":"yeah","start":393.42,"end":393.92,"confidence":0.9260254,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.15372735261917114},{"word":"no","start":401.58002,"end":401.82,"confidence":0.9797363,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.3941522240638733},{"word":"that's","start":401.82,"end":402.14,"confidence":0.9941406,"punctuated_word":"That's","sentiment":"negative","sentiment_score":-0.35106492042541504},{"word":"fair","start":402.14,"end":402.46002,"confidence":0.9970703,"punctuated_word":"fair","sentiment":"neutral","sentiment_score":-0.31271374225616455},{"word":"enough","start":402.46002,"end":402.825,"confidence":0.95751953,"punctuated_word":"enough.","sentiment":"neutral","sentiment_score":-0.2635916471481323},{"word":"yeah","start":417.28998,"end":417.53,"confidence":0.7770996,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0269115399569273},{"word":"in","start":417.53,"end":417.69,"confidence":0.9951172,"punctuated_word":"In","sentiment":"neutral","sentiment_score":-0.060194484889507294},{"word":"a","start":417.69,"end":417.77,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09973421692848206},{"word":"couple","start":417.77,"end":418.09,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.13003593683242798},{"word":"of","start":418.09,"end":418.16998,"confidence":0.66748047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10532164573669434},{"word":"years'","start":418.16998,"end":418.41,"confidence":0.8144531,"punctuated_word":"years'","sentiment":"neutral","sentiment_score":-0.15815496444702148},{"word":"time","start":418.41,"end":418.65,"confidence":0.97094727,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.12040569633245468},{"word":"it","start":418.65,"end":418.81,"confidence":0.54248047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.11525006592273712},{"word":"will","start":418.81,"end":418.97,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.12324175983667374},{"word":"be","start":418.97,"end":419.47,"confidence":0.9970703,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":-0.108554869890213},{"word":"yep","start":423.61,"end":423.93,"confidence":0.8095703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2238364219665527},{"word":"amazing","start":423.93,"end":424.43,"confidence":0.99560547,"punctuated_word":"Amazing.","sentiment":"positive","sentiment_score":0.44646406173706055},{"word":"the","start":424.65,"end":424.88998,"confidence":0.8833008,"punctuated_word":"The","sentiment":"positive","sentiment_score":0.4388798177242279},{"word":"beneficiaries","start":424.88998,"end":425.38998,"confidence":0.99609375,"punctuated_word":"beneficiaries","sentiment":"positive","sentiment_score":0.4070582389831543},{"word":"are","start":425.44998,"end":425.61,"confidence":0.9980469,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.41893818974494934},{"word":"all","start":425.61,"end":425.77,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.47191011905670166},{"word":"in","start":425.77,"end":425.93,"confidence":0.99902344,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3927824199199677},{"word":"place","start":425.93,"end":426.16998,"confidence":0.8562012,"punctuated_word":"place,","sentiment":"positive","sentiment_score":0.4554751217365265},{"word":"so","start":426.16998,"end":426.33,"confidence":0.80908203,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.3857293128967285},{"word":"that's","start":426.33,"end":426.56998,"confidence":0.97631836,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.4385398328304291},{"word":"all","start":426.56998,"end":426.81,"confidence":0.9580078,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.45502370595932007},{"word":"good","start":426.81,"end":427.31,"confidence":0.9970703,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.34324151277542114},{"word":"that","start":427.61,"end":427.84998,"confidence":0.9921875,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.15541531145572662},{"word":"covers","start":427.84998,"end":428.25,"confidence":0.99902344,"punctuated_word":"covers","sentiment":"neutral","sentiment_score":0.14324980974197388},{"word":"the","start":428.25,"end":428.33,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15807338058948517},{"word":"life","start":428.33,"end":428.56998,"confidence":1.0,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.1675834357738495},{"word":"insurance","start":428.56998,"end":429.05,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.14174902439117432},{"word":"and","start":429.05,"end":429.21,"confidence":0.7519531,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13224101066589355},{"word":"the","start":429.21,"end":429.44998,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14598532021045685},{"word":"super","start":429.44998,"end":429.94998,"confidence":0.951416,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.1561150848865509},{"word":"and","start":430.56998,"end":430.72998,"confidence":0.9873047,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08981602638959885},{"word":"then","start":430.72998,"end":430.97,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.09250306338071825},{"word":"the","start":430.97,"end":431.13,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08701780438423157},{"word":"other","start":431.13,"end":431.37,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.08271700888872147},{"word":"thing","start":431.37,"end":431.53,"confidence":0.9980469,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.07980022579431534},{"word":"too","start":431.53,"end":431.77,"confidence":0.98291016,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.059297166764736176},{"word":"is","start":431.77,"end":431.84998,"confidence":0.9404297,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05918896570801735},{"word":"just","start":431.84998,"end":432.09,"confidence":0.99121094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06871674209833145},{"word":"powers","start":432.09,"end":432.41,"confidence":0.8925781,"punctuated_word":"powers","sentiment":"neutral","sentiment_score":0.0960908830165863},{"word":"of","start":432.41,"end":432.65,"confidence":0.97314453,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0620025098323822},{"word":"attorney","start":432.65,"end":433.15,"confidence":0.9682617,"punctuated_word":"attorney.","sentiment":"neutral","sentiment_score":0.06814975291490555},{"word":"so","start":433.235,"end":433.395,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07688727974891663},{"word":"so","start":433.395,"end":433.635,"confidence":0.9277344,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.07010956108570099},{"word":"like","start":433.635,"end":433.795,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.078326016664505},{"word":"if","start":433.795,"end":433.955,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06845365464687347},{"word":"you're","start":433.955,"end":434.115,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.058822378516197205},{"word":"in","start":434.115,"end":434.275,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0400644913315773},{"word":"hospital","start":434.275,"end":434.775,"confidence":0.9506836,"punctuated_word":"hospital,","sentiment":"neutral","sentiment_score":0.05482102185487747},{"word":"being","start":435.155,"end":435.315,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.08163972198963165},{"word":"able","start":435.315,"end":435.635,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.10027945041656494},{"word":"to","start":435.635,"end":435.715,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09578658640384674},{"word":"act","start":435.715,"end":435.955,"confidence":0.99902344,"punctuated_word":"act","sentiment":"neutral","sentiment_score":0.1255391389131546},{"word":"on","start":435.955,"end":436.115,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13922283053398132},{"word":"your","start":436.115,"end":436.355,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1238621547818184},{"word":"behalf","start":436.355,"end":436.855,"confidence":1.0,"punctuated_word":"behalf","sentiment":"neutral","sentiment_score":0.1511652171611786},{"word":"is","start":436.995,"end":437.395,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08048752695322037},{"word":"a","start":437.395,"end":437.475,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10946445167064668},{"word":"lot","start":437.475,"end":437.635,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.09843500703573228},{"word":"quicker","start":437.635,"end":438.035,"confidence":1.0,"punctuated_word":"quicker","sentiment":"neutral","sentiment_score":0.10343541204929352},{"word":"with","start":438.035,"end":438.195,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06794234365224838},{"word":"one","start":438.195,"end":438.315,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.06190219148993492},{"word":"of","start":438.315,"end":438.435,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10590872168540956},{"word":"those","start":438.435,"end":438.935,"confidence":0.94091797,"punctuated_word":"those.","sentiment":"neutral","sentiment_score":0.04567647725343704},{"word":"yeah","start":443.635,"end":443.955,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.008212443441152573},{"word":"pretty","start":443.955,"end":444.195,"confidence":1.0,"punctuated_word":"Pretty","sentiment":"neutral","sentiment_score":0.012764696031808851},{"word":"much","start":444.195,"end":444.695,"confidence":0.9995117,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":0.010220777243375778},{"word":"it","start":445.63,"end":445.75,"confidence":0.9873047,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.006535109132528305},{"word":"it","start":445.75,"end":445.87,"confidence":0.6533203,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.012566745281219482},{"word":"just","start":445.87,"end":446.03,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.005670223385095596},{"word":"skips","start":446.03,"end":446.35,"confidence":0.9692383,"punctuated_word":"skips","sentiment":"neutral","sentiment_score":-0.0016318988054990768},{"word":"all","start":446.35,"end":446.51,"confidence":0.9951172,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.02585534006357193},{"word":"of","start":446.51,"end":446.59,"confidence":0.82177734,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03452523797750473},{"word":"the","start":446.59,"end":446.75,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02623924240469933},{"word":"process","start":446.75,"end":447.15,"confidence":0.9819336,"punctuated_word":"process","sentiment":"neutral","sentiment_score":-0.04364917427301407},{"word":"of","start":447.15,"end":447.23,"confidence":0.97265625,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05917811021208763},{"word":"going","start":447.23,"end":447.47,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.06261470913887024},{"word":"to","start":447.47,"end":447.63,"confidence":0.98828125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.041857004165649414},{"word":"corporate","start":447.63,"end":447.95,"confidence":0.5131836,"punctuated_word":"corporate","sentiment":"neutral","sentiment_score":-0.03287627175450325},{"word":"probate","start":447.95,"end":448.27,"confidence":0.7758789,"punctuated_word":"probate","sentiment":"neutral","sentiment_score":-0.022738778963685036},{"word":"or","start":448.27,"end":448.43,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.024435438215732574},{"word":"anything","start":448.43,"end":448.75,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.028301529586315155},{"word":"like","start":448.75,"end":448.99,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.034828171133995056},{"word":"that","start":448.99,"end":449.39,"confidence":0.9980469,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.011604882776737211},{"word":"it","start":449.39,"end":449.55,"confidence":0.9980469,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.07152673602104187},{"word":"just","start":449.55,"end":449.79,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0839536190032959},{"word":"makes","start":449.79,"end":449.95,"confidence":0.99902344,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.12348555028438568},{"word":"it","start":449.95,"end":450.03003,"confidence":0.9838867,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17198047041893005},{"word":"a","start":450.03003,"end":450.11002,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2551720440387726},{"word":"lot","start":450.11002,"end":450.35,"confidence":0.9980469,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.24426375329494476},{"word":"quicker","start":450.35,"end":450.67,"confidence":1.0,"punctuated_word":"quicker.","sentiment":"neutral","sentiment_score":0.1848455965518951},{"word":"i","start":450.67,"end":450.83,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06123533844947815},{"word":"know","start":450.83,"end":451.07,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.07489720731973648},{"word":"spouses","start":451.07,"end":451.47,"confidence":0.9091797,"punctuated_word":"spouses","sentiment":"neutral","sentiment_score":0.08791396021842957},{"word":"are","start":451.47,"end":451.63,"confidence":0.9892578,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.07088945806026459},{"word":"usually","start":451.63,"end":451.95,"confidence":1.0,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.08143238723278046},{"word":"preferred","start":451.95,"end":452.45,"confidence":0.9951172,"punctuated_word":"preferred","sentiment":"neutral","sentiment_score":0.06549444794654846},{"word":"for","start":452.51,"end":452.75,"confidence":0.5239258,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1275027096271515},{"word":"doctors","start":452.75,"end":453.15,"confidence":0.90722656,"punctuated_word":"doctors,","sentiment":"neutral","sentiment_score":0.10174815356731416},{"word":"but","start":453.15,"end":453.39,"confidence":0.9951172,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.30450451374053955},{"word":"beautiful","start":453.47,"end":453.97,"confidence":0.6633301,"punctuated_word":"beautiful.","sentiment":"positive","sentiment_score":0.388334184885025},{"word":"yeah","start":460.085,"end":460.405,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.016225162893533707},{"word":"okay","start":460.405,"end":460.805,"confidence":0.8083496,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.0182022862136364},{"word":"so","start":460.805,"end":461.045,"confidence":0.75634766,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0034797918051481247},{"word":"used","start":461.045,"end":461.285,"confidence":0.47680664,"punctuated_word":"used","sentiment":"neutral","sentiment_score":0.0054220110177993774},{"word":"to","start":461.285,"end":461.365,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.020771346986293793},{"word":"it","start":461.365,"end":461.865,"confidence":0.9980469,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.007765487767755985},{"word":"now","start":463.605,"end":464.085,"confidence":0.9316406,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.001150336116552353},{"word":"i've","start":464.085,"end":464.325,"confidence":0.99902344,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.009485511109232904},{"word":"got","start":464.325,"end":464.64502,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.0108274407684803},{"word":"some","start":464.64502,"end":465.045,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.019971558824181557},{"word":"just","start":465.365,"end":465.605,"confidence":0.8071289,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03218936547636986},{"word":"quickly","start":465.605,"end":465.845,"confidence":0.85058594,"punctuated_word":"quickly","sentiment":"neutral","sentiment_score":0.0020488910377025604},{"word":"on","start":465.845,"end":465.92502,"confidence":0.984375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.016431767493486404},{"word":"the","start":465.92502,"end":466.085,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.014593228697776794},{"word":"insurance","start":466.085,"end":466.48502,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.006859481334686279},{"word":"side","start":466.48502,"end":466.64502,"confidence":0.9980469,"punctuated_word":"side","sentiment":"neutral","sentiment_score":-0.02244650572538376},{"word":"of","start":466.64502,"end":466.805,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.006000880151987076},{"word":"things","start":466.805,"end":467.125,"confidence":0.8469238,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":-0.014986922964453695},{"word":"so","start":467.125,"end":467.365,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.018728991970419884},{"word":"we","start":467.365,"end":467.525,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.010712716728448868},{"word":"had","start":467.525,"end":467.845,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.011109445244073868},{"word":"to","start":467.845,"end":468.345,"confidence":0.9790039,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.00003994256258010864},{"word":"transfer","start":468.405,"end":468.805,"confidence":0.90234375,"punctuated_word":"transfer","sentiment":"neutral","sentiment_score":0.008749943226575851},{"word":"it","start":468.805,"end":468.885,"confidence":0.5932617,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0012339912354946136},{"word":"over","start":468.885,"end":469.285,"confidence":0.9980469,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.012061730027198792},{"word":"$250","start":469.285,"end":470.405,"confidence":0.97784424,"punctuated_word":"$250","sentiment":"neutral","sentiment_score":0.007574144750833511},{"word":"worth","start":470.405,"end":470.64502,"confidence":0.98095703,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.01198410615324974},{"word":"of","start":470.64502,"end":470.805,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0076740458607673645},{"word":"life","start":470.805,"end":471.045,"confidence":0.8647461,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.016297854483127594},{"word":"and","start":471.045,"end":471.285,"confidence":0.6870117,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.019168226048350338},{"word":"cpt","start":471.285,"end":471.785,"confidence":0.5715332,"punctuated_word":"CPT","sentiment":"neutral","sentiment_score":0.010757241398096085},{"word":"from","start":472.5,"end":473.0,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.015049315989017488},{"word":"the","start":473.53998,"end":473.78,"confidence":0.86035156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.010183509439229963},{"word":"previous","start":473.78,"end":474.18,"confidence":1.0,"punctuated_word":"previous","sentiment":"neutral","sentiment_score":-0.011747114360332487},{"word":"fund","start":474.18,"end":474.68,"confidence":0.7644043,"punctuated_word":"fund.","sentiment":"neutral","sentiment_score":-0.01384778507053852},{"word":"it's","start":474.9,"end":475.13998,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.006884630769491196},{"word":"still","start":475.13998,"end":475.37997,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.011886119842529295},{"word":"under","start":475.37997,"end":475.62,"confidence":0.99609375,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.05398102477192879},{"word":"$700","start":475.62,"end":476.34,"confidence":0.9992676,"punctuated_word":"$700","sentiment":"neutral","sentiment_score":0.05674031004309654},{"word":"a","start":476.34,"end":476.41998,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05454584211111069},{"word":"year","start":476.41998,"end":476.66,"confidence":0.92529297,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.03919466957449913},{"word":"so","start":476.66,"end":476.9,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.06580131500959396},{"word":"nice","start":476.9,"end":477.13998,"confidence":0.9941406,"punctuated_word":"nice","sentiment":"neutral","sentiment_score":0.2662334442138672},{"word":"and","start":477.13998,"end":477.3,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21278078854084015},{"word":"cheap","start":477.3,"end":477.62,"confidence":1.0,"punctuated_word":"cheap","sentiment":"neutral","sentiment_score":0.1761467158794403},{"word":"there","start":477.62,"end":477.94,"confidence":0.9387207,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.06858392059803009},{"word":"but","start":477.94,"end":478.09998,"confidence":0.9902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.00842689722776413},{"word":"it's","start":478.09998,"end":478.25998,"confidence":0.9875488,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.027938585728406903},{"word":"a","start":478.25998,"end":478.41998,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.004506879486143589},{"word":"0.25","start":478.41998,"end":478.74,"confidence":1.0,"punctuated_word":"0.25","sentiment":"neutral","sentiment_score":0.005896010436117649},{"word":"of","start":478.74,"end":478.81998,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0031238235533237457},{"word":"a","start":478.81998,"end":478.97998,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.005381257273256779},{"word":"mill","start":478.97998,"end":479.47998,"confidence":0.7753906,"punctuated_word":"mill.","sentiment":"neutral","sentiment_score":0.00012176483869552612},{"word":"pretty","start":480.34,"end":480.65997,"confidence":0.95166016,"punctuated_word":"Pretty","sentiment":"neutral","sentiment_score":0.07017320394515991},{"word":"much","start":480.65997,"end":480.9,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.06855091452598572},{"word":"cleared","start":480.9,"end":481.3,"confidence":0.7558594,"punctuated_word":"cleared","sentiment":"neutral","sentiment_score":0.05366852879524231},{"word":"out","start":481.3,"end":481.46,"confidence":0.9658203,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.01103181391954422},{"word":"that","start":481.46,"end":481.62,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.004525117576122284},{"word":"mortgage","start":481.62,"end":482.09998,"confidence":1.0,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":-0.030905090272426605},{"word":"now","start":482.09998,"end":482.59998,"confidence":0.9995117,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.015063811093568802},{"word":"my","start":483.22,"end":483.46,"confidence":0.96777344,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.03108641505241394},{"word":"main","start":483.46,"end":483.78,"confidence":1.0,"punctuated_word":"main","sentiment":"neutral","sentiment_score":-0.02298634499311447},{"word":"question","start":483.78,"end":484.28,"confidence":1.0,"punctuated_word":"question","sentiment":"neutral","sentiment_score":-0.007184021174907684},{"word":"was","start":484.34,"end":484.81998,"confidence":0.87768555,"punctuated_word":"was,","sentiment":"neutral","sentiment_score":-0.029892336577177048},{"word":"are","start":484.81998,"end":484.97998,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.045833274722099304},{"word":"you","start":484.97998,"end":485.22,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.044439323246479034},{"word":"wanting","start":485.22,"end":485.53998,"confidence":0.97314453,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.04555195942521095},{"word":"me","start":485.53998,"end":485.69998,"confidence":0.99121094,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.036600153893232346},{"word":"like","start":485.78,"end":486.045,"confidence":0.9880371,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.043058574199676514},{"word":"do","start":486.285,"end":486.40503,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.062083229422569275},{"word":"i","start":486.40503,"end":486.52502,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05177517235279083},{"word":"need","start":486.52502,"end":486.765,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.05664001777768135},{"word":"to","start":486.765,"end":486.92502,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04447231814265251},{"word":"look","start":486.92502,"end":487.08502,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.06301388144493103},{"word":"for","start":487.08502,"end":487.24503,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.07110795378684998},{"word":"quotes","start":487.24503,"end":487.565,"confidence":0.94921875,"punctuated_word":"quotes","sentiment":"neutral","sentiment_score":-0.044589631259441376},{"word":"for","start":487.565,"end":487.64502,"confidence":0.97802734,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04708654806017876},{"word":"income","start":487.64502,"end":488.045,"confidence":0.9970703,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.07342365384101868},{"word":"protection","start":488.045,"end":488.52502,"confidence":0.9760742,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.038543444126844406},{"word":"for","start":488.52502,"end":488.605,"confidence":0.9741211,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.058764778077602386},{"word":"yourself","start":488.605,"end":489.005,"confidence":0.9970703,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":-0.061435312032699585},{"word":"or","start":489.005,"end":489.24503,"confidence":0.8154297,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.07248477637767792},{"word":"just","start":489.24503,"end":489.405,"confidence":0.9921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0852917730808258},{"word":"focus","start":489.405,"end":489.80502,"confidence":0.9536133,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":-0.07174300402402878},{"word":"on","start":489.80502,"end":490.125,"confidence":0.9921875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.04210326448082924},{"word":"freight","start":490.125,"end":490.625,"confidence":0.8913574,"punctuated_word":"freight?","sentiment":"neutral","sentiment_score":-0.04027394950389862},{"word":"yes","start":502.09998,"end":502.59998,"confidence":0.6936035,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.09340052306652068},{"word":"yeah","start":518.295,"end":518.535,"confidence":0.859375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.033962443470954895},{"word":"and","start":518.535,"end":518.775,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.04189061373472214},{"word":"if","start":518.775,"end":518.935,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04959845542907715},{"word":"we","start":518.935,"end":519.09503,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04669284075498581},{"word":"did","start":519.09503,"end":519.335,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.033262018114328384},{"word":"do","start":519.335,"end":519.495,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.03699345141649246},{"word":"a","start":519.495,"end":519.655,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.034219950437545776},{"word":"policy","start":519.655,"end":520.135,"confidence":0.99853516,"punctuated_word":"policy,","sentiment":"neutral","sentiment_score":-0.03331499546766281},{"word":"it's","start":520.135,"end":520.375,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.047485124319791794},{"word":"only","start":520.375,"end":520.615,"confidence":0.9980469,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.06515368074178696},{"word":"up","start":520.615,"end":520.775,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.027394384145736694},{"word":"to","start":520.775,"end":520.935,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04033892601728439},{"word":"70%","start":520.935,"end":521.815,"confidence":0.96533203,"punctuated_word":"70%.","sentiment":"neutral","sentiment_score":-0.01636124588549137},{"word":"so","start":521.815,"end":522.055,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.017680762335658073},{"word":"the","start":522.055,"end":522.295,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01033349521458149},{"word":"maximum","start":522.295,"end":522.695,"confidence":0.9980469,"punctuated_word":"maximum","sentiment":"neutral","sentiment_score":-0.002338208258152008},{"word":"you","start":522.695,"end":522.855,"confidence":0.69628906,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0023725777864456177},{"word":"could","start":522.855,"end":523.015,"confidence":0.58496094,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.017427805811166763},{"word":"be","start":523.015,"end":523.09503,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.016398664563894272},{"word":"getting","start":523.09503,"end":523.415,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.009596608579158785},{"word":"after","start":523.415,"end":523.655,"confidence":0.91503906,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.02097948268055916},{"word":"tax","start":523.655,"end":523.975,"confidence":0.64160156,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.03212576359510422},{"word":"is","start":523.975,"end":524.135,"confidence":0.94921875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.05573461949825287},{"word":"345","start":524.135,"end":525.59503,"confidence":0.8405762,"punctuated_word":"345.","sentiment":"neutral","sentiment_score":-0.022137723863124847},{"word":"not","start":528.455,"end":528.695,"confidence":0.91503906,"punctuated_word":"Not","sentiment":"negative","sentiment_score":-0.4852064251899719},{"word":"worth","start":528.695,"end":528.935,"confidence":0.98828125,"punctuated_word":"worth","sentiment":"negative","sentiment_score":-0.5583226680755615},{"word":"the","start":528.935,"end":529.09503,"confidence":0.99609375,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.5538928508758545},{"word":"premiums","start":529.09503,"end":529.59503,"confidence":0.80249023,"punctuated_word":"premiums.","sentiment":"negative","sentiment_score":-0.5298773646354675},{"word":"and","start":529.895,"end":530.055,"confidence":0.8730469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.18424314260482788},{"word":"there's","start":530.055,"end":530.295,"confidence":0.98999023,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.1896018087863922},{"word":"no","start":530.295,"end":530.455,"confidence":0.9506836,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.19041471183300016},{"word":"trauma","start":530.455,"end":530.935,"confidence":0.99902344,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.20549100637435913},{"word":"insurance","start":530.935,"end":531.435,"confidence":0.99902344,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.1977759450674057},{"word":"for","start":531.67,"end":531.91003,"confidence":0.7495117,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.1352235972881317},{"word":"for","start":531.91003,"end":532.39,"confidence":0.94970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.21855053305625916},{"word":"heart","start":532.39,"end":532.63,"confidence":0.9614258,"punctuated_word":"heart","sentiment":"neutral","sentiment_score":-0.1960987001657486},{"word":"attack","start":532.63,"end":533.03,"confidence":0.93603516,"punctuated_word":"attack,","sentiment":"neutral","sentiment_score":-0.20662692189216617},{"word":"stroke","start":533.03,"end":533.27,"confidence":0.9655762,"punctuated_word":"stroke,","sentiment":"neutral","sentiment_score":-0.22392019629478457},{"word":"and","start":533.27,"end":533.43,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.25419315695762634},{"word":"cancer","start":533.43,"end":533.93,"confidence":0.99194336,"punctuated_word":"cancer.","sentiment":"neutral","sentiment_score":-0.2475469410419464},{"word":"so","start":534.63,"end":534.95,"confidence":0.9526367,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.2503875195980072},{"word":"i","start":534.95,"end":535.03,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.31150203943252563},{"word":"was","start":535.03,"end":535.19,"confidence":0.9951172,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.33529502153396606},{"word":"just","start":535.19,"end":535.35004,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2993680238723755},{"word":"gonna","start":535.35004,"end":535.59,"confidence":0.8935547,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.30670589208602905},{"word":"leave","start":535.59,"end":535.83,"confidence":0.9980469,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.307140052318573},{"word":"the","start":535.83,"end":536.15,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.26913321018218994},{"word":"the","start":536.15,"end":536.23,"confidence":0.96972656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.23390698432922363},{"word":"life","start":536.23,"end":536.39,"confidence":0.8105469,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.14724725484848022},{"word":"and","start":536.39,"end":536.55,"confidence":0.7734375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.20402920246124268},{"word":"cbd","start":536.55,"end":537.05,"confidence":0.5527344,"punctuated_word":"CBD","sentiment":"neutral","sentiment_score":-0.11085638403892516},{"word":"alone","start":537.11,"end":537.35004,"confidence":0.9951172,"punctuated_word":"alone","sentiment":"neutral","sentiment_score":-0.31114184856414795},{"word":"unless","start":537.35004,"end":537.59,"confidence":0.6401367,"punctuated_word":"unless","sentiment":"neutral","sentiment_score":-0.2805022895336151},{"word":"you","start":537.59,"end":537.75,"confidence":1.0,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.3919751048088074},{"word":"wanted","start":537.75,"end":537.99,"confidence":0.5732422,"punctuated_word":"wanted","sentiment":"negative","sentiment_score":-0.3414156436920166},{"word":"me","start":537.99,"end":538.15,"confidence":0.99316406,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.30152177810668945},{"word":"to","start":538.15,"end":538.31,"confidence":0.99902344,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.34284675121307373},{"word":"alter","start":538.31,"end":538.55,"confidence":0.98291016,"punctuated_word":"alter","sentiment":"neutral","sentiment_score":-0.2522449791431427},{"word":"that","start":538.55,"end":538.71,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2675291895866394},{"word":"at","start":538.71,"end":538.87,"confidence":0.99121094,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.34992286562919617},{"word":"all","start":538.87,"end":539.37,"confidence":0.9797363,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.2678934931755066},{"word":"yeah","start":547.09503,"end":547.335,"confidence":0.9223633,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07716639339923859},{"word":"and","start":547.335,"end":547.575,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.022966764867305756},{"word":"it's","start":547.575,"end":547.73505,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.010779867880046368},{"word":"the","start":547.73505,"end":547.895,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014205878600478172},{"word":"same","start":547.895,"end":548.135,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.02096712589263916},{"word":"for","start":548.135,"end":548.375,"confidence":0.99121094,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.002202894538640976},{"word":"total","start":548.375,"end":548.695,"confidence":0.99609375,"punctuated_word":"total","sentiment":"neutral","sentiment_score":-0.016860999166965485},{"word":"disability","start":548.695,"end":549.195,"confidence":0.9970703,"punctuated_word":"disability.","sentiment":"neutral","sentiment_score":0.009856769815087318},{"word":"perfect","start":552.215,"end":552.715,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.35365384817123413},{"word":"perfect","start":556.695,"end":557.195,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6060060262680054},{"word":"now","start":557.895,"end":558.215,"confidence":0.77978516,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.16122421622276306},{"word":"when","start":558.215,"end":558.375,"confidence":0.9921875,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.11486077308654784},{"word":"it","start":558.375,"end":558.53503,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10244178771972656},{"word":"comes","start":558.53503,"end":558.775,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.08472558110952377},{"word":"to","start":558.775,"end":558.85504,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08602708578109741},{"word":"the","start":558.85504,"end":559.015,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09192461520433426},{"word":"super","start":559.015,"end":559.335,"confidence":0.9199219,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1339915543794632},{"word":"side","start":559.335,"end":559.495,"confidence":0.984375,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.11998724192380904},{"word":"of","start":559.495,"end":559.655,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1146109104156494},{"word":"things","start":559.655,"end":559.97504,"confidence":0.8469238,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.14165981113910675},{"word":"so","start":559.97504,"end":560.37,"confidence":0.94628906,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08396172523498535},{"word":"i","start":560.52997,"end":560.69,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08326710760593414},{"word":"was","start":560.69,"end":560.77,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.0543169304728508},{"word":"having","start":560.77,"end":560.93,"confidence":0.99902344,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.05687665939331055},{"word":"a","start":560.93,"end":561.08997,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08016052842140198},{"word":"look","start":561.08997,"end":561.25,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0740106925368309},{"word":"at","start":561.25,"end":561.41,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08912953734397888},{"word":"your","start":561.41,"end":561.57,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07451314479112625},{"word":"original","start":561.57,"end":562.07,"confidence":0.99902344,"punctuated_word":"original","sentiment":"neutral","sentiment_score":0.0643586665391922},{"word":"projections","start":562.21,"end":562.69,"confidence":0.9970703,"punctuated_word":"projections","sentiment":"neutral","sentiment_score":0.07967954128980637},{"word":"when","start":562.69,"end":562.93,"confidence":0.9863281,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.07363667339086533},{"word":"you","start":562.93,"end":563.08997,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10518398880958556},{"word":"came","start":563.08997,"end":563.33,"confidence":1.0,"punctuated_word":"came","sentiment":"neutral","sentiment_score":0.10942356288433076},{"word":"on","start":563.33,"end":563.57,"confidence":0.7685547,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13052542507648468},{"word":"board","start":563.57,"end":564.07,"confidence":0.96850586,"punctuated_word":"board.","sentiment":"neutral","sentiment_score":0.09256963431835176},{"word":"we","start":564.52997,"end":564.77,"confidence":0.92089844,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.07591685652732849},{"word":"were","start":564.77,"end":565.01,"confidence":0.99609375,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.0504080206155777},{"word":"kind","start":565.01,"end":565.17,"confidence":0.9941406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.08680163323879242},{"word":"of","start":565.17,"end":565.33,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09422106295824052},{"word":"aiming","start":565.33,"end":565.65,"confidence":1.0,"punctuated_word":"aiming","sentiment":"neutral","sentiment_score":0.11049407720565796},{"word":"for","start":565.65,"end":565.81,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.11411218345165253},{"word":"you","start":565.81,"end":565.89,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11416752636432648},{"word":"to","start":565.89,"end":565.97,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11251770704984664},{"word":"go","start":565.97,"end":566.13,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.12989506125450134},{"word":"from","start":566.13,"end":566.37,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.12964484095573425},{"word":"93","start":566.37,"end":566.93,"confidence":1.0,"punctuated_word":"93","sentiment":"neutral","sentiment_score":0.11881592869758606},{"word":"to","start":566.93,"end":567.17,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08476714044809341},{"word":"a","start":567.17,"end":567.25,"confidence":0.73876953,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10233360528945924},{"word":"147,000","start":567.25,"end":568.95,"confidence":0.9962891,"punctuated_word":"147,000","sentiment":"neutral","sentiment_score":0.08814308792352676},{"word":"over","start":569.01,"end":569.25,"confidence":0.9902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.0945880115032196},{"word":"five","start":569.25,"end":569.57,"confidence":0.9951172,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.06953132897615433},{"word":"years","start":569.57,"end":570.07,"confidence":0.9941406,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.07757546007633209},{"word":"we're","start":570.61,"end":571.01,"confidence":0.98339844,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.07766895741224289},{"word":"halfway","start":571.01,"end":571.51,"confidence":0.99902344,"punctuated_word":"halfway","sentiment":"neutral","sentiment_score":0.09320738166570663},{"word":"through","start":571.65,"end":571.89,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.10087691992521286},{"word":"that","start":571.89,"end":572.05,"confidence":0.92626953,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.07213127613067627},{"word":"you're","start":572.05,"end":572.29,"confidence":0.9995117,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.08338113129138947},{"word":"at","start":572.29,"end":572.45,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0709305852651596},{"word":"$1.21","start":572.45,"end":573.525,"confidence":0.98999023,"punctuated_word":"$1.21,","sentiment":"neutral","sentiment_score":0.0893569141626358},{"word":"and","start":573.92505,"end":574.085,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06504132598638535},{"word":"you're","start":574.085,"end":574.405,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.07247539609670639},{"word":"projecting","start":574.405,"end":574.80505,"confidence":0.99609375,"punctuated_word":"projecting","sentiment":"neutral","sentiment_score":0.07141359150409698},{"word":"roughly","start":574.80505,"end":575.125,"confidence":0.9980469,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":0.0700966864824295},{"word":"to","start":575.125,"end":575.205,"confidence":0.9301758,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07338979840278625},{"word":"about","start":575.205,"end":575.445,"confidence":0.98828125,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.054882291704416275},{"word":"a","start":575.445,"end":575.525,"confidence":0.9404297,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05269906669855118},{"word":"150","start":575.525,"end":576.505,"confidence":0.9333496,"punctuated_word":"150.","sentiment":"neutral","sentiment_score":0.03672065585851669},{"word":"it's","start":578.72504,"end":578.965,"confidence":0.98291016,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.08437322080135345},{"word":"been","start":578.965,"end":579.125,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.11658840626478197},{"word":"a","start":579.125,"end":579.205,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1538185179233551},{"word":"bit","start":579.205,"end":579.36505,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.16794025897979736},{"word":"of","start":579.36505,"end":579.44507,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.19777803122997284},{"word":"a","start":579.44507,"end":579.525,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.19593080878257751},{"word":"lower","start":579.525,"end":579.84503,"confidence":0.99902344,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":-0.22700488567352295},{"word":"year","start":579.84503,"end":580.085,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.2718501091003418},{"word":"this","start":580.085,"end":580.325,"confidence":0.9921875,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.23242300748825073},{"word":"year","start":580.325,"end":580.48505,"confidence":0.99902344,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.23068001866340637},{"word":"because","start":580.48505,"end":580.885,"confidence":0.92578125,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.18107010424137115},{"word":"the","start":580.885,"end":581.125,"confidence":0.9589844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2648487091064453},{"word":"war","start":581.125,"end":581.28503,"confidence":0.984375,"punctuated_word":"war","sentiment":"neutral","sentiment_score":-0.28034693002700806},{"word":"in","start":581.28503,"end":581.445,"confidence":0.5991211,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2799721360206604},{"word":"iran","start":581.445,"end":581.84503,"confidence":0.9941406,"punctuated_word":"Iran","sentiment":"neutral","sentiment_score":-0.2339504212141037},{"word":"kind","start":581.84503,"end":582.085,"confidence":0.9741211,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.19046971201896667},{"word":"of","start":582.085,"end":582.16504,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2353787422180176},{"word":"dropped","start":582.16504,"end":582.405,"confidence":0.9770508,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.2187142968177795},{"word":"the","start":582.405,"end":582.48505,"confidence":0.73291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0481632724404335},{"word":"stock","start":582.48505,"end":582.72504,"confidence":0.9790039,"punctuated_word":"stock","sentiment":"neutral","sentiment_score":-0.05351310223340988},{"word":"market","start":582.72504,"end":582.965,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.030647696927189827},{"word":"for","start":582.965,"end":583.205,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0321316234767437},{"word":"a","start":583.205,"end":583.28503,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03095751628279686},{"word":"little","start":583.28503,"end":583.525,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.021128766238689423},{"word":"bit","start":583.525,"end":584.025,"confidence":0.9538574,"punctuated_word":"bit,","sentiment":"neutral","sentiment_score":-0.026957117021083832},{"word":"but","start":584.16504,"end":584.66504,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.05526245012879371},{"word":"still","start":585.04504,"end":585.36505,"confidence":0.97802734,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.2872283458709717},{"word":"tracking","start":585.36505,"end":585.86505,"confidence":1.0,"punctuated_word":"tracking","sentiment":"neutral","sentiment_score":-0.32257476449012756},{"word":"pretty","start":585.92505,"end":586.16504,"confidence":1.0,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.21173569560050964},{"word":"well","start":586.16504,"end":586.59,"confidence":0.9980469,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.2943744659423828},{"word":"now","start":587.47003,"end":587.63,"confidence":0.3088379,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.23737432062625885},{"word":"it","start":587.63,"end":587.71,"confidence":0.98095703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2664264738559723},{"word":"went","start":587.71,"end":587.87006,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.2142566442489624},{"word":"down","start":587.87006,"end":588.27,"confidence":0.8383789,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":-0.18040841817855835},{"word":"i'll","start":588.27,"end":588.51,"confidence":0.91796875,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.08516072481870651},{"word":"show","start":588.51,"end":588.67004,"confidence":0.99902344,"punctuated_word":"show","sentiment":"neutral","sentiment_score":-0.07461985945701599},{"word":"you","start":588.67004,"end":588.91003,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0764746218919754},{"word":"exactly","start":588.91003,"end":589.23004,"confidence":0.99902344,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":-0.0611744225025177},{"word":"what","start":589.23004,"end":589.47003,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.08625476807355881},{"word":"happened","start":589.47003,"end":589.79004,"confidence":0.9838867,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":-0.09464682638645172},{"word":"to","start":589.79004,"end":589.95,"confidence":0.9741211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0583619587123394},{"word":"the","start":589.95,"end":590.11005,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07073738425970078},{"word":"account","start":590.11005,"end":590.51,"confidence":0.9597168,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":-0.07680180668830872},{"word":"so","start":590.51,"end":590.75,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.009659770876169205},{"word":"it","start":590.75,"end":590.83,"confidence":0.97998047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.01680644229054451},{"word":"went","start":590.83,"end":591.15,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.02131333202123642},{"word":"from","start":591.15,"end":591.65,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.02806612104177475},{"word":"do","start":592.43005,"end":592.67004,"confidence":0.4645996,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.01097642257809639},{"word":"do","start":592.67004,"end":592.75,"confidence":0.9111328,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.008507423102855682},{"word":"do","start":592.75,"end":592.91003,"confidence":0.9863281,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.01206466555595398},{"word":"do","start":592.91003,"end":593.31,"confidence":0.94384766,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.006781153380870819},{"word":"do","start":593.31,"end":593.47003,"confidence":0.43139648,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.012181356549263},{"word":"two","start":593.47003,"end":593.55005,"confidence":0.32714844,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.022219058126211166},{"word":"secs","start":593.55005,"end":594.05005,"confidence":0.98063153,"punctuated_word":"secs.","sentiment":"neutral","sentiment_score":-0.03285421058535576},{"word":"so","start":594.35004,"end":594.51,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.006831903010606766},{"word":"it","start":594.51,"end":594.59,"confidence":0.9863281,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.011033155024051666},{"word":"went","start":594.59,"end":594.91003,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.008208438754081726},{"word":"from","start":594.91003,"end":595.41003,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.018762502819299694},{"word":"$1.20","start":595.55005,"end":596.19,"confidence":0.9995117,"punctuated_word":"$1.20","sentiment":"neutral","sentiment_score":-0.028514042496681213},{"word":"down","start":596.19,"end":596.43005,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.012253712862730026},{"word":"to","start":596.43005,"end":596.67004,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.027622800320386887},{"word":"$1.00","start":596.67004,"end":597.07,"confidence":0.99902344,"punctuated_word":"$1.00","sentiment":"neutral","sentiment_score":-0.015446918085217476},{"word":"9","start":597.07,"end":597.23004,"confidence":1.0,"punctuated_word":"9","sentiment":"neutral","sentiment_score":-0.01617811620235443},{"word":"and","start":597.23004,"end":597.31,"confidence":0.96875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.016770925372838974},{"word":"then","start":597.31,"end":597.55005,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.009822901338338852},{"word":"back","start":597.55005,"end":597.71,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.014824260026216509},{"word":"up","start":597.71,"end":597.87006,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.004272092133760452},{"word":"to","start":597.87006,"end":598.03,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.007164750248193741},{"word":"$1.22","start":598.03,"end":598.875,"confidence":0.9957886,"punctuated_word":"$1.22.","sentiment":"neutral","sentiment_score":-0.013293600641191006},{"word":"so","start":600.955,"end":601.435,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2261433303356171},{"word":"still","start":601.435,"end":601.595,"confidence":0.7167969,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.258952260017395},{"word":"up","start":601.595,"end":601.755,"confidence":0.9921875,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.25410589575767517},{"word":"for","start":601.755,"end":601.915,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.27716660499572754},{"word":"the","start":601.915,"end":602.075,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27271151542663574},{"word":"year","start":602.075,"end":602.315,"confidence":0.8161621,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.2341116368770599},{"word":"it's","start":602.315,"end":602.475,"confidence":0.9904785,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1284308135509491},{"word":"not","start":602.475,"end":602.635,"confidence":0.92333984,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.07309237122535706},{"word":"in","start":602.635,"end":602.795,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.02001881971955299},{"word":"the","start":602.795,"end":602.875,"confidence":0.9550781,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0012838803231716156},{"word":"negative","start":602.875,"end":603.375,"confidence":0.9909668,"punctuated_word":"negative,","sentiment":"neutral","sentiment_score":-0.00035171210765838623},{"word":"which","start":603.675,"end":604.175,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.00017726421356201172},{"word":"it","start":604.235,"end":604.475,"confidence":0.80908203,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0020973756909370422},{"word":"happens","start":604.475,"end":604.875,"confidence":0.99609375,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":0.0192074216902256},{"word":"every","start":604.875,"end":605.035,"confidence":1.0,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.031524788588285446},{"word":"now","start":605.035,"end":605.195,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.020418327301740646},{"word":"and","start":605.195,"end":605.355,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.002817433327436447},{"word":"then","start":605.355,"end":605.855,"confidence":0.939209,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.015769509598612785},{"word":"but","start":607.755,"end":608.255,"confidence":0.77612305,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.031038794666528705},{"word":"basically","start":608.875,"end":609.275,"confidence":0.9995117,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.037864506244659424},{"word":"the","start":609.275,"end":609.435,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05687939375638962},{"word":"main","start":609.435,"end":609.675,"confidence":1.0,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.0945676416158676},{"word":"hit","start":609.675,"end":609.915,"confidence":1.0,"punctuated_word":"hit","sentiment":"neutral","sentiment_score":0.04860839247703552},{"word":"was","start":609.915,"end":610.395,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.06167151406407356},{"word":"some","start":610.395,"end":610.715,"confidence":0.92822266,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.04374740272760391},{"word":"australian","start":610.715,"end":611.195,"confidence":0.99902344,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.05933352932333946},{"word":"shares","start":611.195,"end":611.515,"confidence":0.7836914,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":0.03015385940670967},{"word":"and","start":611.515,"end":611.675,"confidence":0.8881836,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02765180543065071},{"word":"ebn","start":611.675,"end":612.155,"confidence":0.4862671,"punctuated_word":"EBN","sentiment":"neutral","sentiment_score":0.03214718773961067},{"word":"shares","start":612.155,"end":612.54,"confidence":0.8955078,"punctuated_word":"shares.","sentiment":"neutral","sentiment_score":0.026452690362930294},{"word":"everything","start":612.86,"end":613.18,"confidence":1.0,"punctuated_word":"Everything","sentiment":"neutral","sentiment_score":0.1443163901567459},{"word":"else","start":613.18,"end":613.5,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.15779775381088257},{"word":"is","start":613.5,"end":613.66,"confidence":0.96777344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13691341876983645},{"word":"up","start":613.66,"end":613.82,"confidence":0.9951172,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.20242278277873993},{"word":"pretty","start":613.82,"end":614.22,"confidence":0.9951172,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.20237991213798523},{"word":"strong","start":614.22,"end":614.72,"confidence":0.82592773,"punctuated_word":"strong.","sentiment":"neutral","sentiment_score":0.1785779595375061},{"word":"gold","start":614.77997,"end":615.27997,"confidence":0.7487793,"punctuated_word":"Gold,","sentiment":"neutral","sentiment_score":0.13319799304008484},{"word":"international","start":615.98,"end":616.48,"confidence":0.9941406,"punctuated_word":"international","sentiment":"neutral","sentiment_score":0.09063070267438889},{"word":"shares","start":616.54,"end":616.94,"confidence":0.70092773,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.08116696774959564},{"word":"all","start":616.94,"end":617.18,"confidence":0.9838867,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.10960286110639572},{"word":"up","start":617.18,"end":617.33997,"confidence":0.9892578,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.08015193045139313},{"word":"double","start":617.33997,"end":617.66,"confidence":0.9980469,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.10162577778100967},{"word":"digits","start":617.66,"end":618.13995,"confidence":0.859375,"punctuated_word":"digits,","sentiment":"neutral","sentiment_score":0.0826902687549591},{"word":"but","start":618.13995,"end":618.45996,"confidence":0.96972656,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.05339599400758743},{"word":"looking","start":618.45996,"end":618.77997,"confidence":0.99121094,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.26282596588134766},{"word":"pretty","start":618.77997,"end":619.01996,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.5500521659851074},{"word":"good","start":619.01996,"end":619.51996,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4631537199020386},{"word":"you","start":620.62,"end":620.86,"confidence":0.88720703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.2995249629020691},{"word":"are","start":620.86,"end":621.1,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.234222948551178},{"word":"in","start":621.1,"end":621.5,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.25377005338668823},{"word":"high","start":621.5,"end":621.74,"confidence":0.984375,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.28586316108703613},{"word":"growth","start":621.74,"end":622.06,"confidence":0.67407227,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.3127323389053345},{"word":"of","start":622.06,"end":622.22,"confidence":0.8959961,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23583188652992249},{"word":"course","start":622.22,"end":622.62,"confidence":0.95092773,"punctuated_word":"course,","sentiment":"neutral","sentiment_score":0.22542822360992432},{"word":"so","start":622.62,"end":623.01996,"confidence":0.9951172,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.232547789812088},{"word":"trying","start":623.01996,"end":623.25995,"confidence":0.98828125,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.27479055523872375},{"word":"to","start":623.25995,"end":623.42,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26349976658821106},{"word":"get","start":623.42,"end":623.57996,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.24566638469696045},{"word":"high","start":623.57996,"end":623.82,"confidence":0.99609375,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.248292475938797},{"word":"long","start":623.82,"end":624.06,"confidence":0.96875,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.30960631370544434},{"word":"term","start":624.06,"end":624.3,"confidence":0.9980469,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.29044419527053833},{"word":"returns","start":624.3,"end":624.8,"confidence":0.7910156,"punctuated_word":"returns.","sentiment":"neutral","sentiment_score":0.27359074354171753},{"word":"not","start":626.3,"end":626.8,"confidence":0.7114258,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.04227049648761749},{"word":"yeah","start":628.955,"end":629.35504,"confidence":0.95825195,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.016736190766096115},{"word":"so","start":629.35504,"end":629.675,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.014125753194093704},{"word":"usually","start":629.675,"end":630.155,"confidence":0.60595703,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.0013693422079086304},{"word":"because","start":630.315,"end":630.555,"confidence":0.99902344,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.00929751992225647},{"word":"you","start":630.555,"end":630.635,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.016295604407787323},{"word":"got","start":630.635,"end":630.875,"confidence":0.7182617,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.04914449155330658},{"word":"90%","start":630.875,"end":631.515,"confidence":0.9975586,"punctuated_word":"90%","sentiment":"neutral","sentiment_score":0.07887887954711914},{"word":"growth","start":631.515,"end":631.835,"confidence":0.7314453,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.08235745131969452},{"word":"assets","start":631.835,"end":632.23505,"confidence":0.7541504,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":0.04343896359205246},{"word":"it's","start":632.23505,"end":632.395,"confidence":0.98535156,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.01251729391515255},{"word":"gonna","start":632.395,"end":632.635,"confidence":0.90527344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.008404254913330078},{"word":"go","start":632.635,"end":632.715,"confidence":0.99316406,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.019629761576652527},{"word":"up","start":632.715,"end":632.875,"confidence":0.96777344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.0022443830966949463},{"word":"and","start":632.875,"end":632.955,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07848399877548218},{"word":"down","start":632.955,"end":633.115,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.03177005052566528},{"word":"like","start":633.115,"end":633.275,"confidence":0.94970703,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.05065080523490906},{"word":"a","start":633.275,"end":633.435,"confidence":0.9560547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06237490475177765},{"word":"roller","start":633.435,"end":633.675,"confidence":0.99902344,"punctuated_word":"roller","sentiment":"neutral","sentiment_score":0.001048974692821503},{"word":"coaster","start":633.675,"end":634.175,"confidence":0.845459,"punctuated_word":"coaster.","sentiment":"neutral","sentiment_score":-0.033244788646698},{"word":"the","start":635.91504,"end":636.155,"confidence":0.9790039,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.06286172568798065},{"word":"more","start":636.155,"end":636.315,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.06464540213346481},{"word":"you","start":636.315,"end":636.555,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06811463832855225},{"word":"build","start":636.555,"end":636.79504,"confidence":0.9980469,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.11718878149986268},{"word":"your","start":636.79504,"end":636.955,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0851815789937973},{"word":"balance","start":636.955,"end":637.275,"confidence":0.99902344,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.0737503170967102},{"word":"up","start":637.275,"end":637.435,"confidence":0.9941406,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.09771017730236052},{"word":"the","start":637.435,"end":637.59503,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12395599484443665},{"word":"bigger","start":637.59503,"end":637.835,"confidence":0.99609375,"punctuated_word":"bigger","sentiment":"neutral","sentiment_score":0.14085106551647186},{"word":"it's","start":637.835,"end":638.075,"confidence":0.9382324,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.13735847175121307},{"word":"gonna","start":638.075,"end":638.315,"confidence":0.98828125,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.12586939334869385},{"word":"look","start":638.315,"end":638.635,"confidence":0.99316406,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.0860198363661766},{"word":"so","start":638.635,"end":638.79504,"confidence":0.9526367,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08624356985092163},{"word":"when","start":638.79504,"end":638.955,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.07354655116796494},{"word":"you've","start":638.955,"end":639.195,"confidence":0.9406738,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.0822875127196312},{"word":"got","start":639.195,"end":639.35504,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.09307819604873656},{"word":"500,000","start":639.35504,"end":640.155,"confidence":0.9869792,"punctuated_word":"500,000,","sentiment":"neutral","sentiment_score":0.11148389428853989},{"word":"it's","start":640.155,"end":640.315,"confidence":0.97631836,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.10207651555538176},{"word":"gonna","start":640.315,"end":640.635,"confidence":0.9863281,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.12314435839653017},{"word":"be","start":640.635,"end":640.715,"confidence":0.9921875,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.12628713250160217},{"word":"going","start":640.715,"end":640.955,"confidence":0.9980469,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.173304945230484},{"word":"up","start":640.955,"end":641.03503,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.1386742889881134},{"word":"and","start":641.03503,"end":641.115,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07703879475593567},{"word":"down","start":641.115,"end":641.35504,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.11770302802324296},{"word":"$50","start":641.35504,"end":642.075,"confidence":0.9445801,"punctuated_word":"$50","sentiment":"neutral","sentiment_score":0.10851746797561646},{"word":"a","start":642.075,"end":642.155,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0743020623922348},{"word":"year","start":642.155,"end":642.51,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.07512996345758438},{"word":"rather","start":642.67,"end":642.99,"confidence":1.0,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":0.01211266964673996},{"word":"than","start":642.99,"end":643.23,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.02538125216960907},{"word":"$12","start":643.23,"end":643.67004,"confidence":0.99658203,"punctuated_word":"$12","sentiment":"neutral","sentiment_score":0.051842134445905685},{"word":"a","start":643.67004,"end":643.87,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0324312224984169},{"word":"year","start":643.87,"end":644.37,"confidence":0.97680664,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.03511194884777069},{"word":"and","start":646.35004,"end":646.59,"confidence":0.86621094,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.017388533800840378},{"word":"then","start":646.59,"end":646.67,"confidence":0.9970703,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.01718851551413536},{"word":"when","start":646.67,"end":646.83,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.01087204460054636},{"word":"you","start":646.83,"end":646.99,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.004656269680708647},{"word":"get","start":646.99,"end":647.15,"confidence":0.99609375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.004518616944551468},{"word":"closer","start":647.15,"end":647.47003,"confidence":0.94189453,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.008648563176393509},{"word":"to","start":647.47003,"end":647.63,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.013552727177739143},{"word":"retirement","start":647.63,"end":648.13,"confidence":0.720459,"punctuated_word":"retirement?","sentiment":"neutral","sentiment_score":0.030424242839217183},{"word":"probably","start":656.345,"end":656.82495,"confidence":0.95703125,"punctuated_word":"Probably","sentiment":"negative","sentiment_score":-0.4290755093097687},{"word":"not","start":656.82495,"end":657.14496,"confidence":0.99853516,"punctuated_word":"not.","sentiment":"negative","sentiment_score":-0.3861936330795288},{"word":"i","start":657.14496,"end":657.305,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2505970001220703},{"word":"mean","start":657.305,"end":657.46497,"confidence":0.99902344,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.24842607975006104},{"word":"you're","start":657.46497,"end":657.70496,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.2246383875608444},{"word":"at","start":657.70496,"end":657.94495,"confidence":0.9873047,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.13176079094409943},{"word":"a","start":657.94495,"end":658.105,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0581839419901371},{"word":"low","start":658.105,"end":658.345,"confidence":0.921875,"punctuated_word":"low","sentiment":"neutral","sentiment_score":-0.09574288874864578},{"word":"tax","start":658.345,"end":658.665,"confidence":0.99902344,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.10645797848701476},{"word":"bracket","start":658.665,"end":658.985,"confidence":0.99902344,"punctuated_word":"bracket","sentiment":"neutral","sentiment_score":-0.12731827795505524},{"word":"where","start":658.985,"end":659.14496,"confidence":0.98095703,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.08943398296833038},{"word":"you're","start":659.14496,"end":659.225,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.13364487886428833},{"word":"not","start":659.225,"end":659.38495,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1350003480911255},{"word":"gonna","start":659.38495,"end":659.625,"confidence":0.7792969,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.23102961480617523},{"word":"get","start":659.625,"end":659.785,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.038707002997398376},{"word":"much","start":659.785,"end":660.02496,"confidence":0.98535156,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.048660531640052795},{"word":"benefit","start":660.02496,"end":660.425,"confidence":0.98291016,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":-0.061172083020210266},{"word":"out","start":660.425,"end":660.58496,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1342768520116806},{"word":"of","start":660.58496,"end":660.745,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03291572630405426},{"word":"it","start":660.745,"end":661.245,"confidence":0.93603516,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.11601446568965912},{"word":"and","start":662.665,"end":662.90497,"confidence":0.95166016,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.14488542079925537},{"word":"one","start":662.90497,"end":663.065,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.20332586765289307},{"word":"of","start":663.065,"end":663.225,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.24265095591545105},{"word":"the","start":663.225,"end":663.305,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23941777646541595},{"word":"things","start":663.305,"end":663.46497,"confidence":0.99902344,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.345424622297287},{"word":"that","start":663.46497,"end":663.625,"confidence":0.98291016,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.30103087425231934},{"word":"you","start":663.625,"end":663.70496,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31107476353645325},{"word":"can","start":663.70496,"end":663.865,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24342398345470428},{"word":"do","start":663.865,"end":664.105,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.25215452909469604},{"word":"too","start":664.105,"end":664.345,"confidence":0.9873047,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.29113784432411194},{"word":"is","start":664.345,"end":664.50494,"confidence":0.9482422,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.2115708291530609},{"word":"like","start":664.50494,"end":665.00494,"confidence":0.9736328,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.2125561684370041},{"word":"just","start":665.625,"end":665.94495,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.26053768396377563},{"word":"paying","start":665.94495,"end":666.185,"confidence":0.99902344,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.2301044464111328},{"word":"off","start":666.185,"end":666.345,"confidence":1.0,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.19043777883052823},{"word":"the","start":666.345,"end":666.50494,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2561931312084198},{"word":"mortgage","start":666.50494,"end":666.985,"confidence":1.0,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.1994861662387848},{"word":"has","start":666.985,"end":667.225,"confidence":0.9873047,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.17263846099376678},{"word":"a","start":667.225,"end":667.305,"confidence":0.9819336,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1290941834449768},{"word":"huge","start":667.305,"end":667.70496,"confidence":1.0,"punctuated_word":"huge","sentiment":"positive","sentiment_score":0.7391021251678467},{"word":"instant","start":667.70496,"end":668.105,"confidence":0.83251953,"punctuated_word":"instant","sentiment":"positive","sentiment_score":0.6915280818939209},{"word":"help","start":668.105,"end":668.52,"confidence":0.96533203,"punctuated_word":"help.","sentiment":"positive","sentiment_score":0.6585273742675781},{"word":"craig's","start":671.24,"end":671.64,"confidence":0.9248047,"punctuated_word":"Craig's","sentiment":"neutral","sentiment_score":0.11771732568740843},{"word":"probably","start":671.64,"end":671.96,"confidence":0.96875,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.01327449083328247},{"word":"more","start":671.96,"end":672.2,"confidence":0.99609375,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.013285361230373384},{"word":"so","start":672.2,"end":672.36005,"confidence":0.984375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.02364403009414673},{"word":"because","start":672.36005,"end":672.68,"confidence":0.9472656,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.06067144125699997},{"word":"of","start":672.68,"end":672.76,"confidence":0.9873047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06134568154811859},{"word":"his","start":672.76,"end":673.0,"confidence":0.9770508,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.0216081365942955},{"word":"income","start":673.0,"end":673.5,"confidence":0.9794922,"punctuated_word":"income.","sentiment":"neutral","sentiment_score":0.09271705150604248},{"word":"and","start":675.32,"end":675.48004,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06721200048923492},{"word":"then","start":675.48004,"end":675.72003,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.07406992465257645},{"word":"once","start":675.72003,"end":675.96,"confidence":0.9980469,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.0983758494257927},{"word":"the","start":675.96,"end":676.04004,"confidence":0.9658203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07572583109140396},{"word":"mortgage","start":676.04004,"end":676.44,"confidence":0.9902344,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.09016666561365128},{"word":"is","start":676.44,"end":676.52,"confidence":0.96533203,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08407512307167053},{"word":"paid","start":676.52,"end":676.68,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.0986856445670128},{"word":"off","start":676.68,"end":676.84,"confidence":0.9951172,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":0.0921892523765564},{"word":"we","start":676.84,"end":677.0,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1201399341225624},{"word":"can","start":677.0,"end":677.16003,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12547491490840912},{"word":"look","start":677.16003,"end":677.32,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.08732675760984421},{"word":"at","start":677.32,"end":677.48004,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11076066642999648},{"word":"maybe","start":677.48004,"end":677.72003,"confidence":0.9970703,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.12535360455513},{"word":"doing","start":677.72003,"end":677.96,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.1384373903274536},{"word":"some","start":677.96,"end":678.12,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.12676993012428284},{"word":"other","start":678.12,"end":678.44,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.1157907098531723},{"word":"investing","start":678.44,"end":678.94,"confidence":0.99902344,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.1606600284576416},{"word":"or","start":679.08,"end":679.32,"confidence":0.9941406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1774284988641739},{"word":"into","start":679.32,"end":679.64,"confidence":0.3918457,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.17285585403442383},{"word":"super","start":679.64,"end":679.96,"confidence":0.87060547,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2676088511943817},{"word":"after","start":679.96,"end":680.36005,"confidence":0.984375,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.12462849915027618},{"word":"that","start":680.36005,"end":680.86005,"confidence":0.8444824,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.1294984668493271},{"word":"but","start":681.16003,"end":681.645,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.1087755337357521},{"word":"it","start":681.72504,"end":681.965,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.12809675931930542},{"word":"may","start":681.965,"end":682.04504,"confidence":0.9921875,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.11024706810712814},{"word":"even","start":682.04504,"end":682.28503,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.15329831838607788},{"word":"be","start":682.28503,"end":682.525,"confidence":0.88964844,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":0.11244018375873566},{"word":"like","start":682.525,"end":682.84503,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.08958038687705994},{"word":"non","start":682.84503,"end":683.16504,"confidence":0.67822266,"punctuated_word":"non","sentiment":"neutral","sentiment_score":0.18339376151561737},{"word":"tax","start":683.16504,"end":683.48505,"confidence":0.97314453,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.07631801068782806},{"word":"deductible","start":683.48505,"end":683.965,"confidence":0.9921875,"punctuated_word":"deductible","sentiment":"neutral","sentiment_score":0.17846354842185974},{"word":"at","start":683.965,"end":684.205,"confidence":0.9951172,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09570338577032088},{"word":"that","start":684.205,"end":684.365,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10506154596805573},{"word":"point","start":684.365,"end":684.765,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.06700994819402695},{"word":"because","start":684.765,"end":685.16504,"confidence":0.40795898,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.07849045097827911},{"word":"if","start":685.16504,"end":685.325,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1439802199602127},{"word":"you're","start":685.325,"end":685.48505,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1356082558631897},{"word":"not","start":685.48505,"end":685.645,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.04000033438205719},{"word":"gonna","start":685.645,"end":685.805,"confidence":0.8173828,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.04455891251564026},{"word":"get","start":685.805,"end":686.04504,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.05653142929077149},{"word":"much","start":686.04504,"end":686.205,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.08049546182155609},{"word":"of","start":686.205,"end":686.28503,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.057155102491378784},{"word":"a","start":686.28503,"end":686.365,"confidence":0.984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.023596979677677155},{"word":"tax","start":686.365,"end":686.60504,"confidence":0.99902344,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.03907705843448639},{"word":"deduction","start":686.60504,"end":687.005,"confidence":0.9199219,"punctuated_word":"deduction,","sentiment":"neutral","sentiment_score":0.07879544049501419},{"word":"it's","start":687.005,"end":687.16504,"confidence":0.8078613,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.08550089597702026},{"word":"almost","start":687.16504,"end":687.48505,"confidence":0.97998047,"punctuated_word":"almost","sentiment":"neutral","sentiment_score":0.04265468567609787},{"word":"my","start":687.48505,"end":687.72504,"confidence":0.43237305,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.02887677401304245},{"word":"point","start":687.72504,"end":688.22504,"confidence":0.99658203,"punctuated_word":"point.","sentiment":"neutral","sentiment_score":0.015114549547433851},{"word":"yeah","start":690.365,"end":690.865,"confidence":0.9157715,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0671560987830162},{"word":"we've","start":691.48505,"end":691.72504,"confidence":0.8913574,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.03823329135775566},{"word":"still","start":691.72504,"end":691.965,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.02083364501595497},{"word":"got","start":691.965,"end":692.125,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.02614344283938408},{"word":"you","start":692.125,"end":692.365,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.027790959924459457},{"word":"guys","start":692.365,"end":692.765,"confidence":0.99902344,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.030535485595464703},{"word":"yeah","start":693.005,"end":693.245,"confidence":0.9667969,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.029955890029668808},{"word":"go","start":693.245,"end":693.48505,"confidence":0.9921875,"punctuated_word":"Go","sentiment":"neutral","sentiment_score":-0.0609734021127224},{"word":"for","start":693.48505,"end":693.75,"confidence":0.9838867,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.06917677819728851},{"word":"it","start":696.23,"end":696.39,"confidence":0.967041,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.00827476941049099},{"word":"i'm","start":696.39,"end":696.55,"confidence":0.89624023,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.01897318661212921},{"word":"just","start":696.55,"end":696.71,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0322372242808342},{"word":"looking","start":696.71,"end":696.95,"confidence":0.99902344,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.015773765742778778},{"word":"at","start":696.95,"end":697.11,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.028826400637626648},{"word":"the","start":697.11,"end":697.27,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.022656019777059555},{"word":"retirement","start":697.27,"end":697.75,"confidence":1.0,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":-0.001266270875930786},{"word":"age","start":697.75,"end":698.07,"confidence":0.8156738,"punctuated_word":"age.","sentiment":"neutral","sentiment_score":-0.031708329916000366},{"word":"so","start":698.07,"end":698.47,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.020336423069238663},{"word":"67","start":698.47,"end":699.11,"confidence":0.9802246,"punctuated_word":"67","sentiment":"neutral","sentiment_score":0.01084992103278637},{"word":"is","start":699.11,"end":699.27,"confidence":0.9506836,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.027363616973161697},{"word":"the","start":699.27,"end":699.35,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02510005608201027},{"word":"age","start":699.35,"end":699.59,"confidence":0.9760742,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.0009175017476081848},{"word":"pension","start":699.59,"end":699.91,"confidence":0.98828125,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":-0.017966188490390778},{"word":"at","start":699.91,"end":700.07,"confidence":0.9951172,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.047698650509119034},{"word":"the","start":700.07,"end":700.15,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.033236950635910034},{"word":"moment","start":700.15,"end":700.65,"confidence":0.84399414,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.02189783751964569},{"word":"so","start":700.87,"end":701.37,"confidence":0.9902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.007581114768981934},{"word":"you","start":701.43,"end":701.59,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.014523617923259737},{"word":"need","start":701.59,"end":701.83,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.02903607487678528},{"word":"at","start":701.83,"end":701.91,"confidence":0.9951172,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.05308569222688675},{"word":"least","start":701.91,"end":702.15,"confidence":1.0,"punctuated_word":"least","sentiment":"neutral","sentiment_score":-0.04514141380786896},{"word":"a","start":702.15,"end":702.31,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.015337754040956495},{"word":"decade","start":702.31,"end":702.81,"confidence":0.9748535,"punctuated_word":"decade.","sentiment":"neutral","sentiment_score":0.00003285147249698639},{"word":"yep","start":703.91,"end":704.31,"confidence":0.8823242,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.034286193549633026},{"word":"yep","start":704.31,"end":704.63,"confidence":0.99194336,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.034509919583797455},{"word":"so","start":704.63,"end":704.95,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.018815133720636368},{"word":"he","start":704.95,"end":705.03,"confidence":0.9970703,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.021567806601524353},{"word":"wants","start":705.03,"end":705.43,"confidence":0.9892578,"punctuated_word":"wants","sentiment":"neutral","sentiment_score":0.01994476467370987},{"word":"60","start":705.43,"end":705.93,"confidence":0.8852539,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.07595562934875488},{"word":"instead","start":706.23,"end":706.73,"confidence":0.9482422,"punctuated_word":"instead.","sentiment":"neutral","sentiment_score":0.007379807531833649},{"word":"and","start":709.425,"end":709.665,"confidence":0.97509766,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04486770182847977},{"word":"even","start":709.665,"end":710.065,"confidence":0.9951172,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.030308205634355545},{"word":"so","start":710.065,"end":710.385,"confidence":0.9921875,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.02771885320544243},{"word":"so","start":710.385,"end":710.865,"confidence":0.48120117,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.03864862397313118},{"word":"fifteen","start":710.865,"end":711.345,"confidence":0.9902344,"punctuated_word":"fifteen","sentiment":"neutral","sentiment_score":0.06763924658298492},{"word":"years","start":711.345,"end":711.845,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.05976147577166557},{"word":"as","start":711.985,"end":712.225,"confidence":0.96533203,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06873487681150436},{"word":"a","start":712.225,"end":712.305,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07917720079421997},{"word":"minimum","start":712.305,"end":712.805,"confidence":0.94555664,"punctuated_word":"minimum,","sentiment":"neutral","sentiment_score":0.06151951476931572},{"word":"22","start":712.945,"end":713.425,"confidence":0.9995117,"punctuated_word":"22","sentiment":"neutral","sentiment_score":0.1159057468175888},{"word":"as","start":713.425,"end":713.585,"confidence":0.8510742,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06167931482195854},{"word":"a","start":713.585,"end":713.665,"confidence":0.8251953,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08023889362812042},{"word":"maximum","start":713.665,"end":714.165,"confidence":0.78027344,"punctuated_word":"maximum,","sentiment":"neutral","sentiment_score":0.13618183135986328},{"word":"high","start":714.305,"end":714.545,"confidence":0.9863281,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.15440194308757782},{"word":"growth","start":714.545,"end":714.785,"confidence":0.748291,"punctuated_word":"growth,","sentiment":"neutral","sentiment_score":0.11010770499706268},{"word":"you","start":714.785,"end":714.945,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05209661275148392},{"word":"need","start":714.945,"end":715.105,"confidence":0.9980469,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.054917022585868835},{"word":"at","start":715.105,"end":715.185,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03455743193626404},{"word":"least","start":715.185,"end":715.425,"confidence":1.0,"punctuated_word":"least","sentiment":"neutral","sentiment_score":0.006556913256645203},{"word":"a","start":715.425,"end":715.585,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09660835564136504},{"word":"decade","start":715.585,"end":716.085,"confidence":0.9797363,"punctuated_word":"decade.","sentiment":"neutral","sentiment_score":0.07429396361112595},{"word":"so","start":716.145,"end":716.385,"confidence":0.99121094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0454077422618866},{"word":"in","start":716.385,"end":716.545,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04148324579000473},{"word":"the","start":716.545,"end":716.705,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.052383191883563995},{"word":"last","start":716.705,"end":717.025,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.06140872836112976},{"word":"decade","start":717.025,"end":717.345,"confidence":1.0,"punctuated_word":"decade","sentiment":"neutral","sentiment_score":0.058468908071517944},{"word":"is","start":717.345,"end":717.425,"confidence":0.98828125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07257580012083054},{"word":"when","start":717.425,"end":717.665,"confidence":0.9951172,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.08681303262710571},{"word":"we","start":717.665,"end":717.825,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11959823966026306},{"word":"tend","start":717.825,"end":718.065,"confidence":0.99316406,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":0.1457609236240387},{"word":"to","start":718.065,"end":718.145,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09193027764558792},{"word":"reduce","start":718.145,"end":718.545,"confidence":1.0,"punctuated_word":"reduce","sentiment":"neutral","sentiment_score":0.07230725884437561},{"word":"the","start":718.545,"end":718.705,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011623114347457886},{"word":"risk","start":718.705,"end":718.945,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.05660557746887207},{"word":"level","start":718.945,"end":719.445,"confidence":0.9970703,"punctuated_word":"level.","sentiment":"neutral","sentiment_score":0.009803012013435364},{"word":"cool","start":722.45996,"end":722.95996,"confidence":0.89624023,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.1927982866764069},{"word":"anything","start":723.66,"end":724.06,"confidence":0.9667969,"punctuated_word":"Anything","sentiment":"neutral","sentiment_score":0.13952726125717163},{"word":"else","start":724.06,"end":724.3,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.15618856251239777},{"word":"focused","start":724.3,"end":724.62,"confidence":0.82714844,"punctuated_word":"focused","sentiment":"neutral","sentiment_score":0.11856867372989656},{"word":"for","start":724.62,"end":724.77997,"confidence":0.96777344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1220562681555748},{"word":"you","start":724.77997,"end":724.94,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11520422995090485},{"word":"guys","start":724.94,"end":725.26,"confidence":0.99316406,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.1508026421070099},{"word":"besides","start":725.26,"end":725.57996,"confidence":0.98535156,"punctuated_word":"besides","sentiment":"neutral","sentiment_score":0.10778746008872986},{"word":"the","start":725.57996,"end":725.82,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16001710295677185},{"word":"mortgage","start":725.82,"end":726.13995,"confidence":0.9980469,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.14087305963039398},{"word":"and","start":726.13995,"end":726.3,"confidence":0.9165039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1712600588798523},{"word":"the","start":726.3,"end":726.45996,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19740095734596252},{"word":"super","start":726.45996,"end":726.77997,"confidence":0.73828125,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.21158653497695923},{"word":"of","start":726.77997,"end":726.86,"confidence":0.39013672,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1594626158475876},{"word":"the","start":726.86,"end":727.01996,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1347193866968155},{"word":"next","start":727.01996,"end":727.26,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.13715048134326935},{"word":"few","start":727.26,"end":727.42,"confidence":0.98828125,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.14846795797348022},{"word":"years","start":727.42,"end":727.92,"confidence":0.99072266,"punctuated_word":"years?","sentiment":"neutral","sentiment_score":0.13494502007961273},{"word":"it's","start":738.875,"end":739.375,"confidence":0.779541,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.17381224036216736},{"word":"just","start":739.515,"end":739.915,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.14386086165905},{"word":"possible","start":739.915,"end":740.415,"confidence":0.99902344,"punctuated_word":"possible","sentiment":"neutral","sentiment_score":-0.24956420063972473},{"word":"figures","start":740.475,"end":740.875,"confidence":0.90234375,"punctuated_word":"figures","sentiment":"neutral","sentiment_score":-0.20463508367538452},{"word":"wise","start":740.875,"end":741.115,"confidence":0.95703125,"punctuated_word":"wise","sentiment":"neutral","sentiment_score":-0.23620739579200745},{"word":"that","start":741.115,"end":741.355,"confidence":0.4885254,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2400885969400406},{"word":"the","start":741.355,"end":741.435,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2751973867416382},{"word":"government","start":741.435,"end":741.915,"confidence":0.98535156,"punctuated_word":"government","sentiment":"neutral","sentiment_score":-0.2430653870105743},{"word":"just","start":741.915,"end":742.075,"confidence":0.49194336,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.337069034576416},{"word":"banned","start":742.075,"end":742.395,"confidence":0.99609375,"punctuated_word":"banned","sentiment":"neutral","sentiment_score":-0.2825314402580261},{"word":"it","start":742.395,"end":742.895,"confidence":0.9970703,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.1722192019224167},{"word":"yeah","start":745.035,"end":745.535,"confidence":0.9050293,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.25202086567878723},{"word":"yeah","start":745.915,"end":746.315,"confidence":0.86572266,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.2909582853317261},{"word":"so","start":746.315,"end":746.815,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.27971115708351135},{"word":"i","start":748.58997,"end":748.82996,"confidence":0.7192383,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21752849221229553},{"word":"know","start":748.82996,"end":749.06995,"confidence":0.9716797,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.19262073934078217},{"word":"i","start":749.06995,"end":749.31,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14765936136245728},{"word":"know","start":749.31,"end":749.55,"confidence":0.99902344,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.15987956523895264},{"word":"i've","start":749.55,"end":749.79,"confidence":0.89575195,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.11174704134464264},{"word":"just","start":749.79,"end":750.02997,"confidence":0.9902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1117393523454666},{"word":"had","start":750.02997,"end":750.11,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.12758728861808777},{"word":"this","start":750.11,"end":750.35,"confidence":0.61279297,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.10118909925222395},{"word":"conversation","start":750.35,"end":750.85,"confidence":0.9614258,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":-0.20342963933944705},{"word":"the","start":750.91,"end":751.06995,"confidence":0.4975586,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1314028948545456},{"word":"last","start":751.06995,"end":751.38995,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.14033842086791992},{"word":"month","start":751.38995,"end":751.88995,"confidence":0.9951172,"punctuated_word":"month.","sentiment":"neutral","sentiment_score":-0.0826982706785202},{"word":"the","start":753.06995,"end":753.31,"confidence":0.9160156,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.001522541046142578},{"word":"august","start":753.31,"end":753.75,"confidence":1.0,"punctuated_word":"August","sentiment":"neutral","sentiment_score":0.005741134285926819},{"word":"10","start":753.75,"end":754.19,"confidence":1.0,"punctuated_word":"10","sentiment":"neutral","sentiment_score":0.02257201075553894},{"word":"is","start":754.19,"end":754.43,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02086508274078369},{"word":"when","start":754.43,"end":754.75,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.017630409449338913},{"word":"everyone's","start":754.75,"end":755.25,"confidence":0.87768555,"punctuated_word":"everyone's","sentiment":"neutral","sentiment_score":-0.02340228483080864},{"word":"loan","start":755.38995,"end":755.70996,"confidence":0.7685547,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":-0.02399282343685627},{"word":"is","start":755.70996,"end":755.79,"confidence":0.91748047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.012978201732039452},{"word":"gonna","start":755.79,"end":756.02997,"confidence":0.8491211,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.009155139327049255},{"word":"be","start":756.02997,"end":756.19,"confidence":0.9902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.009969159960746763},{"word":"approved","start":756.19,"end":756.58997,"confidence":0.99902344,"punctuated_word":"approved","sentiment":"neutral","sentiment_score":-0.003084532916545868},{"word":"and","start":756.58997,"end":756.75,"confidence":0.78222656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.017317350953817368},{"word":"everything's","start":756.75,"end":757.14996,"confidence":0.92529297,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":0.007348260842263699},{"word":"gonna","start":757.14996,"end":757.38995,"confidence":0.94921875,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.012775402516126633},{"word":"be","start":757.38995,"end":757.47,"confidence":0.9921875,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.00214327871799469},{"word":"set","start":757.47,"end":757.70996,"confidence":0.9941406,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.011862512677907944},{"word":"up","start":757.70996,"end":757.79,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.0023198965936899185},{"word":"and","start":757.79,"end":757.94995,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.006953539326786995},{"word":"everything","start":757.94995,"end":758.44995,"confidence":0.7824707,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":-0.0054281484335660934},{"word":"it","start":758.91,"end":758.99,"confidence":0.62158203,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.026340654119849205},{"word":"usually","start":758.99,"end":759.47,"confidence":0.99902344,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":-0.017349373549222946},{"word":"takes","start":759.47,"end":759.70996,"confidence":0.99902344,"punctuated_word":"takes","sentiment":"neutral","sentiment_score":-0.007960883900523186},{"word":"about","start":759.70996,"end":760.02997,"confidence":0.9941406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.008259162306785583},{"word":"eight","start":760.02997,"end":760.19,"confidence":0.99902344,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":-0.010776355862617493},{"word":"weeks","start":760.19,"end":760.50995,"confidence":0.88256836,"punctuated_word":"weeks.","sentiment":"neutral","sentiment_score":-0.00823095254600048},{"word":"so","start":760.50995,"end":760.965,"confidence":0.9892578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.003963897004723549},{"word":"everyone's","start":761.205,"end":761.60504,"confidence":0.9904785,"punctuated_word":"everyone's","sentiment":"neutral","sentiment_score":0.008155600167810917},{"word":"rushing","start":761.60504,"end":762.10504,"confidence":1.0,"punctuated_word":"rushing","sentiment":"neutral","sentiment_score":0.00415126234292984},{"word":"through","start":762.16504,"end":762.405,"confidence":0.99609375,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.009607568383216858},{"word":"the","start":762.405,"end":762.565,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.013118591159582138},{"word":"door","start":762.565,"end":762.885,"confidence":0.86938477,"punctuated_word":"door,","sentiment":"neutral","sentiment_score":0.0029929932206869125},{"word":"and","start":762.885,"end":763.125,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0024369340389966965},{"word":"after","start":763.125,"end":763.525,"confidence":0.9980469,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.005177721381187439},{"word":"that","start":763.525,"end":763.84503,"confidence":0.9645996,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.008984329178929329},{"word":"only","start":763.84503,"end":764.325,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.0026458296924829483},{"word":"commercial","start":764.325,"end":764.825,"confidence":0.9902344,"punctuated_word":"commercial","sentiment":"neutral","sentiment_score":0.012019027024507524},{"word":"property","start":764.885,"end":765.28503,"confidence":0.9921875,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.00906156562268734},{"word":"can","start":765.28503,"end":765.445,"confidence":0.9892578,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.015187233686447144},{"word":"be","start":765.445,"end":765.60504,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.013007549569010736},{"word":"done","start":765.60504,"end":765.92505,"confidence":0.9970703,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.010821620002388954},{"word":"through","start":765.92505,"end":766.24506,"confidence":0.81640625,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0042366329580545425},{"word":"super","start":766.24506,"end":766.74506,"confidence":0.6550293,"punctuated_word":"Super.","sentiment":"neutral","sentiment_score":0.008634030818939209},{"word":"yes","start":768.885,"end":769.28503,"confidence":0.9802246,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.005348585546016693},{"word":"it's","start":769.28503,"end":769.525,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.440084308385849},{"word":"not","start":769.525,"end":769.685,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.45963254570961},{"word":"been","start":769.685,"end":769.92505,"confidence":1.0,"punctuated_word":"been","sentiment":"negative","sentiment_score":-0.379984974861145},{"word":"a","start":769.92505,"end":770.005,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.30672115087509155},{"word":"fun","start":770.005,"end":770.325,"confidence":1.0,"punctuated_word":"fun","sentiment":"neutral","sentiment_score":-0.3206518888473511},{"word":"time","start":770.325,"end":770.825,"confidence":0.99902344,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.26732224225997925},{"word":"yeah","start":773.685,"end":774.15,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"negative","sentiment_score":-0.4091022312641144},{"word":"and","start":775.11005,"end":775.35004,"confidence":0.96777344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.01803659275174141},{"word":"the","start":775.35004,"end":775.51,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01951869390904903},{"word":"thing","start":775.51,"end":775.67004,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.011610940098762512},{"word":"is","start":775.67004,"end":775.83,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.011553149670362473},{"word":"they","start":775.83,"end":776.07,"confidence":0.7973633,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.019666938111186028},{"word":"sprung","start":776.07,"end":776.31,"confidence":0.9873047,"punctuated_word":"sprung","sentiment":"neutral","sentiment_score":-0.02493263967335224},{"word":"it","start":776.31,"end":776.47003,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03290160745382309},{"word":"on","start":776.47003,"end":776.63,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.027793416753411293},{"word":"us","start":776.63,"end":776.79004,"confidence":0.99316406,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.01742841675877571},{"word":"because","start":776.79004,"end":777.29004,"confidence":0.93603516,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.018622417002916336},{"word":"no","start":778.95,"end":779.45,"confidence":0.9692383,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.14202292263507843},{"word":"i","start":779.91003,"end":779.99005,"confidence":0.9111328,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10520899295806883},{"word":"would","start":779.99005,"end":780.23004,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.07584890723228455},{"word":"love","start":780.23004,"end":780.47003,"confidence":1.0,"punctuated_word":"love","sentiment":"neutral","sentiment_score":-0.07495720684528351},{"word":"to","start":780.47003,"end":780.97003,"confidence":0.861084,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":-0.05484955757856369},{"word":"it's","start":783.11005,"end":783.35004,"confidence":0.9946289,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.02152838185429573},{"word":"like","start":783.35004,"end":783.75,"confidence":0.83203125,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.02128836140036583},{"word":"set","start":783.75,"end":783.99005,"confidence":0.69433594,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.022810783237218857},{"word":"up","start":783.99005,"end":784.15,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.02615097537636757},{"word":"some","start":784.15,"end":784.39,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.014739317819476128},{"word":"truck","start":784.39,"end":784.71,"confidence":0.6533203,"punctuated_word":"truck","sentiment":"neutral","sentiment_score":0.017817746847867966},{"word":"funds","start":784.71,"end":784.95,"confidence":0.8100586,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":0.02586442418396473},{"word":"and","start":784.95,"end":785.19,"confidence":0.69628906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01952663436532021},{"word":"companies","start":785.19,"end":785.69,"confidence":0.94921875,"punctuated_word":"companies","sentiment":"neutral","sentiment_score":0.015817664563655853},{"word":"and","start":785.75,"end":785.99005,"confidence":0.9589844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01947348192334175},{"word":"sell","start":785.99005,"end":786.31,"confidence":0.99902344,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":0.00802319124341011},{"word":"everything","start":786.31,"end":786.63,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.02662244811654091},{"word":"and","start":786.63,"end":786.79004,"confidence":0.9873047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.017821284011006355},{"word":"move","start":786.79004,"end":786.95,"confidence":0.99121094,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.01440516859292984},{"word":"it","start":786.95,"end":787.11005,"confidence":0.95654297,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.01797286421060562},{"word":"it","start":787.11005,"end":787.27,"confidence":0.99902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.0063005611300468445},{"word":"takes","start":787.27,"end":787.51,"confidence":0.89038086,"punctuated_word":"takes,","sentiment":"neutral","sentiment_score":-0.010786311700940132},{"word":"like","start":787.51,"end":787.67004,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.01520145870745182},{"word":"eight","start":787.67004,"end":787.91003,"confidence":1.0,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":-0.015794625505805016},{"word":"weeks","start":787.91003,"end":788.265,"confidence":0.9995117,"punctuated_word":"weeks.","sentiment":"neutral","sentiment_score":-0.005753509700298309},{"word":"i","start":789.625,"end":789.78503,"confidence":0.984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08846570551395416},{"word":"have","start":789.78503,"end":790.025,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.07296507805585861},{"word":"had","start":790.025,"end":790.265,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.07745730876922607},{"word":"those","start":790.265,"end":790.425,"confidence":0.9980469,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.0627211183309555},{"word":"phone","start":790.425,"end":790.66504,"confidence":0.9970703,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":-0.07322533428668976},{"word":"calls","start":790.66504,"end":790.905,"confidence":0.9692383,"punctuated_word":"calls.","sentiment":"neutral","sentiment_score":-0.05617522448301315},{"word":"i","start":790.905,"end":790.985,"confidence":0.8798828,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.052976399660110474},{"word":"had","start":790.985,"end":791.065,"confidence":0.88671875,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.0515589565038681},{"word":"someone","start":791.065,"end":791.385,"confidence":0.99121094,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.05124527961015701},{"word":"yesterday","start":791.385,"end":791.625,"confidence":0.9921875,"punctuated_word":"yesterday","sentiment":"neutral","sentiment_score":-0.045200977474451065},{"word":"saying","start":791.625,"end":791.865,"confidence":0.6081543,"punctuated_word":"saying,","sentiment":"neutral","sentiment_score":-0.04048192501068115},{"word":"i'm","start":791.865,"end":791.945,"confidence":0.9904785,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.03310021013021469},{"word":"going","start":791.945,"end":792.10504,"confidence":0.99609375,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.03941208496689797},{"word":"overseas","start":792.10504,"end":792.585,"confidence":0.9238281,"punctuated_word":"overseas.","sentiment":"neutral","sentiment_score":-0.02762509696185589},{"word":"can","start":792.585,"end":792.745,"confidence":0.9951172,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":-0.024572527036070824},{"word":"you","start":792.745,"end":792.825,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.023811105638742447},{"word":"move","start":792.825,"end":793.065,"confidence":0.99902344,"punctuated_word":"move","sentiment":"neutral","sentiment_score":-0.012717340141534804},{"word":"everything","start":793.065,"end":793.385,"confidence":0.99609375,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.014243628829717636},{"word":"in","start":793.385,"end":793.54504,"confidence":0.9863281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.006707550957798958},{"word":"seven","start":793.54504,"end":793.865,"confidence":0.9892578,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":-0.015916921198368073},{"word":"days","start":793.865,"end":794.10504,"confidence":0.9746094,"punctuated_word":"days?","sentiment":"neutral","sentiment_score":-0.016462715342640877},{"word":"i","start":794.10504,"end":794.185,"confidence":0.6118164,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.038024112582206726},{"word":"said","start":794.185,"end":794.585,"confidence":0.9748535,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.016125619411468506},{"word":"oh","start":794.585,"end":794.825,"confidence":0.8654785,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.04622858762741089},{"word":"no","start":794.825,"end":795.325,"confidence":0.9326172,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.1413576751947403},{"word":"but","start":797.54504,"end":798.04504,"confidence":0.9941406,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.07742629945278168},{"word":"they","start":798.10504,"end":798.34503,"confidence":0.9550781,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.18591491878032684},{"word":"they","start":798.34503,"end":798.505,"confidence":0.98828125,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.21338224411010745},{"word":"strung","start":798.505,"end":798.825,"confidence":0.7861328,"punctuated_word":"strung","sentiment":"neutral","sentiment_score":-0.186848983168602},{"word":"it","start":798.825,"end":798.985,"confidence":0.8540039,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2367313057184219},{"word":"on","start":798.985,"end":799.145,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.2140502780675888},{"word":"us","start":799.145,"end":799.385,"confidence":0.9223633,"punctuated_word":"us.","sentiment":"neutral","sentiment_score":-0.18170149624347687},{"word":"they","start":799.385,"end":799.705,"confidence":0.9951172,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.11256948858499528},{"word":"it","start":800.025,"end":800.185,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.04122826084494591},{"word":"was","start":800.185,"end":800.425,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.2370881587266922},{"word":"gonna","start":800.425,"end":800.66504,"confidence":0.94628906,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.26230931282043457},{"word":"be","start":800.66504,"end":800.745,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.21439209580421448},{"word":"a","start":800.745,"end":800.905,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2534525394439697},{"word":"slow","start":800.905,"end":801.145,"confidence":0.984375,"punctuated_word":"slow","sentiment":"neutral","sentiment_score":-0.28431999683380127},{"word":"burn","start":801.145,"end":801.465,"confidence":0.99609375,"punctuated_word":"burn.","sentiment":"neutral","sentiment_score":-0.25654593110084534},{"word":"they","start":801.465,"end":801.625,"confidence":0.99902344,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.18538782000541687},{"word":"did","start":801.625,"end":801.78503,"confidence":0.8432617,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.1942485868930817},{"word":"a","start":801.78503,"end":801.945,"confidence":0.984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.19602914154529572},{"word":"deal","start":801.945,"end":802.10504,"confidence":0.99902344,"punctuated_word":"deal","sentiment":"neutral","sentiment_score":-0.19093582034111023},{"word":"with","start":802.10504,"end":802.265,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2055907696485519},{"word":"the","start":802.265,"end":802.425,"confidence":0.75927734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.184648334980011},{"word":"brain","start":802.425,"end":802.825,"confidence":0.4309082,"punctuated_word":"brain","sentiment":"neutral","sentiment_score":-0.165054053068161},{"word":"to","start":802.825,"end":802.985,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14954791963100433},{"word":"get","start":802.985,"end":803.145,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.13358144462108612},{"word":"the","start":803.145,"end":803.55,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12572963535785675},{"word":"negative","start":803.70996,"end":804.02997,"confidence":0.9980469,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.09861160069704056},{"word":"gearing","start":804.02997,"end":804.52997,"confidence":0.9902344,"punctuated_word":"gearing","sentiment":"neutral","sentiment_score":-0.13420245051383972},{"word":"capital","start":804.75,"end":805.23,"confidence":0.7939453,"punctuated_word":"capital","sentiment":"neutral","sentiment_score":-0.17422303557395935},{"word":"gains","start":805.23,"end":805.47,"confidence":0.9667969,"punctuated_word":"gains","sentiment":"neutral","sentiment_score":-0.14447927474975586},{"word":"tax","start":805.47,"end":805.79,"confidence":0.99121094,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.13376495242118835},{"word":"across","start":805.79,"end":806.11,"confidence":0.8378906,"punctuated_word":"across,","sentiment":"neutral","sentiment_score":-0.13218775391578674},{"word":"and","start":806.11,"end":806.26996,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12264179438352583},{"word":"then","start":806.26996,"end":806.51,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.10201272368431091},{"word":"all","start":806.51,"end":806.67,"confidence":0.9716797,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.1771957278251648},{"word":"of","start":806.67,"end":806.75,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1801447868347168},{"word":"a","start":806.75,"end":806.83,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1743740737438202},{"word":"sudden","start":806.83,"end":807.33,"confidence":0.94677734,"punctuated_word":"sudden,","sentiment":"neutral","sentiment_score":-0.19833365082740784},{"word":"everyone's","start":807.39,"end":807.79,"confidence":0.97875977,"punctuated_word":"everyone's","sentiment":"neutral","sentiment_score":-0.20804576575756073},{"word":"got","start":807.79,"end":808.02997,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.2077496498823166},{"word":"five","start":808.02997,"end":808.19,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.20369122922420504},{"word":"weeks","start":808.19,"end":808.51,"confidence":0.9980469,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":-0.1937204152345657},{"word":"and","start":808.51,"end":808.67,"confidence":0.70996094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15903638303279877},{"word":"it's","start":808.67,"end":808.83,"confidence":0.9748535,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2165980041027069},{"word":"over","start":808.83,"end":809.33,"confidence":0.98657227,"punctuated_word":"over.","sentiment":"neutral","sentiment_score":-0.21248362958431244},{"word":"yep","start":811.39,"end":811.89,"confidence":0.80737305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.22884854674339297},{"word":"out","start":812.02997,"end":812.19,"confidence":0.9760742,"punctuated_word":"Out","sentiment":"negative","sentiment_score":-0.4956433176994324},{"word":"of","start":812.19,"end":812.35,"confidence":1.0,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.47917231917381287},{"word":"nowhere","start":812.35,"end":812.85,"confidence":0.9951172,"punctuated_word":"nowhere.","sentiment":"negative","sentiment_score":-0.49406152963638306},{"word":"absolutely","start":815.07,"end":815.57,"confidence":0.9851074,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.02441488206386566},{"word":"so","start":815.70996,"end":816.20996,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.030613437294960025},{"word":"yeah","start":818.015,"end":818.515,"confidence":0.9628906,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.004518849775195122},{"word":"we","start":819.215,"end":819.375,"confidence":0.83447266,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.005593854933977127},{"word":"might","start":819.375,"end":819.53503,"confidence":0.99902344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.020223405212163925},{"word":"look","start":819.53503,"end":819.695,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.0016237497329711914},{"word":"at","start":819.695,"end":819.855,"confidence":0.9921875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.0036600492894649506},{"word":"commercial","start":819.855,"end":820.255,"confidence":0.9970703,"punctuated_word":"commercial","sentiment":"neutral","sentiment_score":0.01558656245470047},{"word":"property","start":820.255,"end":820.495,"confidence":0.9448242,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.009231865406036375},{"word":"down","start":820.495,"end":820.735,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.014505445957183838},{"word":"the","start":820.735,"end":820.815,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00806211307644844},{"word":"line","start":820.815,"end":821.135,"confidence":0.8400879,"punctuated_word":"line,","sentiment":"neutral","sentiment_score":0.008953150361776352},{"word":"but","start":821.135,"end":821.375,"confidence":0.8881836,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.009526772424578668},{"word":"again","start":821.375,"end":821.875,"confidence":0.99902344,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.005503237247467041},{"word":"my","start":822.255,"end":822.495,"confidence":0.8574219,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.03876510262489319},{"word":"main","start":822.495,"end":822.655,"confidence":0.91748047,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.06500381976366043},{"word":"thing","start":822.655,"end":822.895,"confidence":0.99121094,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.05986291542649269},{"word":"is","start":822.895,"end":823.055,"confidence":0.99121094,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04857297241687775},{"word":"just","start":823.055,"end":823.215,"confidence":0.92333984,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.049808185547590256},{"word":"make","start":823.215,"end":823.375,"confidence":0.84765625,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.02791070193052292},{"word":"sure","start":823.375,"end":823.615,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.04012668877840042},{"word":"the","start":823.615,"end":823.695,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04610688611865043},{"word":"portfolio","start":823.695,"end":824.175,"confidence":0.9951172,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.014885656535625458},{"word":"is","start":824.175,"end":824.335,"confidence":0.86328125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.048640426248312},{"word":"still","start":824.335,"end":824.575,"confidence":0.9819336,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.05288708955049515},{"word":"doing","start":824.575,"end":824.815,"confidence":0.9970703,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.059427957981824875},{"word":"its","start":824.815,"end":825.055,"confidence":0.9707031,"punctuated_word":"its","sentiment":"neutral","sentiment_score":0.07686437666416168},{"word":"thing","start":825.055,"end":825.555,"confidence":0.99609375,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.05857493728399277},{"word":"with","start":827.375,"end":827.615,"confidence":0.97314453,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.04595136642456055},{"word":"the","start":827.615,"end":827.775,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03688959404826164},{"word":"investments","start":827.775,"end":828.255,"confidence":0.9902344,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":0.013951009139418602},{"word":"i'm","start":828.255,"end":828.415,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.033657051622867584},{"word":"gonna","start":828.415,"end":828.655,"confidence":0.91503906,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.036597151309251785},{"word":"put","start":828.655,"end":828.895,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.03458811715245247},{"word":"a","start":828.895,"end":828.975,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.039612963795661926},{"word":"flag","start":828.975,"end":829.375,"confidence":1.0,"punctuated_word":"flag","sentiment":"neutral","sentiment_score":0.029329266399145126},{"word":"on","start":829.375,"end":829.615,"confidence":0.92578125,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03257250040769577},{"word":"two","start":829.615,"end":829.855,"confidence":0.65283203,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.02100709453225136},{"word":"here","start":829.855,"end":830.31,"confidence":0.9914551,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.02379101701080799},{"word":"ben","start":830.47,"end":830.71,"confidence":0.5698242,"punctuated_word":"Ben","sentiment":"neutral","sentiment_score":-0.0077190101146698},{"word":"long's","start":830.71,"end":830.79,"confidence":0.44067383,"punctuated_word":"Long's","sentiment":"neutral","sentiment_score":-0.03155701234936714},{"word":"had","start":830.79,"end":830.99,"confidence":0.9980469,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.07923803478479385},{"word":"a","start":830.99,"end":831.19,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07318641245365143},{"word":"bit","start":831.19,"end":831.35,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.06660405546426773},{"word":"of","start":831.35,"end":831.51,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08534866571426392},{"word":"a","start":831.51,"end":831.59,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10663233697414398},{"word":"drop","start":831.59,"end":831.83,"confidence":0.9489746,"punctuated_word":"drop,","sentiment":"neutral","sentiment_score":-0.07450050115585327},{"word":"so","start":831.83,"end":832.07,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.04167621210217476},{"word":"i'm","start":832.07,"end":832.15,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.005856417119503021},{"word":"gonna","start":832.15,"end":832.39,"confidence":0.94921875,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.01907292008399963},{"word":"keep","start":832.39,"end":832.55,"confidence":0.9980469,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.0063828229904174805},{"word":"an","start":832.55,"end":832.71,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.013273648917675018},{"word":"eye","start":832.71,"end":832.87,"confidence":1.0,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":-0.004331875592470169},{"word":"on","start":832.87,"end":833.02997,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0014869123697280884},{"word":"that","start":833.02997,"end":833.19,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01808483526110649},{"word":"one","start":833.19,"end":833.43,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.017048761248588562},{"word":"for","start":833.43,"end":833.51,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.012788303196430206},{"word":"you","start":833.51,"end":833.75,"confidence":0.9506836,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.006687993183732033},{"word":"and","start":833.75,"end":833.91,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.01477278769016266},{"word":"if","start":833.91,"end":834.15,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.02659858576953411},{"word":"that","start":834.15,"end":834.31,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.12998569011688232},{"word":"doesn't","start":834.31,"end":834.63,"confidence":0.99902344,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.187039777636528},{"word":"improve","start":834.63,"end":834.95,"confidence":0.9995117,"punctuated_word":"improve,","sentiment":"neutral","sentiment_score":-0.2253139466047287},{"word":"we're","start":834.95,"end":835.11,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.22500693798065183},{"word":"gonna","start":835.11,"end":835.43,"confidence":0.9667969,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.1682473123073578},{"word":"replace","start":835.43,"end":835.83,"confidence":0.9980469,"punctuated_word":"replace","sentiment":"neutral","sentiment_score":-0.15490469336509705},{"word":"it","start":835.83,"end":836.33,"confidence":0.9995117,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.09149258583784103},{"word":"with","start":837.83,"end":838.07,"confidence":0.9980469,"punctuated_word":"With","sentiment":"neutral","sentiment_score":-0.021152302622795105},{"word":"the","start":838.07,"end":838.23,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03365067392587662},{"word":"indian","start":838.23,"end":838.73,"confidence":1.0,"punctuated_word":"Indian","sentiment":"neutral","sentiment_score":-0.04177933186292648},{"word":"shares","start":838.79,"end":839.11,"confidence":0.99560547,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":-0.042505599558353424},{"word":"i'm","start":839.11,"end":839.27,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.0812310054898262},{"word":"not","start":839.27,"end":839.43,"confidence":0.9970703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07156392931938171},{"word":"too","start":839.43,"end":839.59,"confidence":0.9980469,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.12227651476860046},{"word":"concerned","start":839.59,"end":839.99,"confidence":0.9663086,"punctuated_word":"concerned.","sentiment":"neutral","sentiment_score":-0.094027079641819},{"word":"that's","start":839.99,"end":840.23,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.007165891584008932},{"word":"more","start":840.23,"end":840.39,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.023797333240509033},{"word":"of","start":840.39,"end":840.47,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0015969127416610718},{"word":"a","start":840.47,"end":840.63,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05100797861814499},{"word":"long","start":840.63,"end":840.79,"confidence":0.9980469,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.03973285108804703},{"word":"term","start":840.79,"end":841.02997,"confidence":0.9951172,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.07049139589071274},{"word":"thing","start":841.02997,"end":841.35,"confidence":0.96875,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.029794996604323387},{"word":"like","start":841.35,"end":841.59,"confidence":0.9536133,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.0204053558409214},{"word":"as","start":841.59,"end":841.75,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03854766488075256},{"word":"manufacturing","start":841.75,"end":842.25,"confidence":0.9941406,"punctuated_word":"manufacturing","sentiment":"neutral","sentiment_score":0.034729763865470886},{"word":"goes","start":842.39,"end":842.63,"confidence":1.0,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.017499972134828568},{"word":"from","start":842.63,"end":842.87,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.023228846490383148},{"word":"china","start":842.87,"end":843.19,"confidence":1.0,"punctuated_word":"China","sentiment":"neutral","sentiment_score":0.056086353957653046},{"word":"to","start":843.19,"end":843.27,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.044338859617710114},{"word":"india","start":843.27,"end":843.59,"confidence":0.98950195,"punctuated_word":"India,","sentiment":"neutral","sentiment_score":0.02769223041832447},{"word":"it's","start":843.59,"end":843.75,"confidence":0.9645996,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.0073266951367259026},{"word":"kind","start":843.75,"end":843.99,"confidence":0.9980469,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.02655224502086639},{"word":"of","start":843.99,"end":844.07,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.022849448025226593},{"word":"a","start":844.07,"end":844.31,"confidence":0.9482422,"punctuated_word":"a,","sentiment":"neutral","sentiment_score":0.04127394780516625},{"word":"you","start":844.31,"end":844.47,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.018495190888643265},{"word":"know","start":844.47,"end":844.71,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.03441190719604492},{"word":"five","start":844.71,"end":844.95,"confidence":0.9824219,"punctuated_word":"five,","sentiment":"neutral","sentiment_score":0.043220166116952896},{"word":"ten","start":844.95,"end":845.27,"confidence":0.95996094,"punctuated_word":"ten,","sentiment":"neutral","sentiment_score":0.05775969475507736},{"word":"fifteen","start":845.27,"end":845.67,"confidence":0.93847656,"punctuated_word":"fifteen","sentiment":"neutral","sentiment_score":0.05638336390256882},{"word":"year","start":845.67,"end":845.91,"confidence":0.9941406,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.06330203264951706},{"word":"thing","start":845.91,"end":846.285,"confidence":0.9885254,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.04093161225318909},{"word":"so","start":846.52496,"end":846.925,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07737693190574646},{"word":"i'll","start":846.925,"end":847.165,"confidence":0.99560547,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06032812595367432},{"word":"watch","start":847.165,"end":847.40497,"confidence":0.9970703,"punctuated_word":"watch","sentiment":"neutral","sentiment_score":0.08094151318073273},{"word":"it","start":847.40497,"end":847.64496,"confidence":0.9946289,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.05275680869817734},{"word":"but","start":847.64496,"end":847.96497,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.050027064979076385},{"word":"it's","start":847.96497,"end":848.125,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.0066310144029557705},{"word":"not","start":848.125,"end":848.365,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.008834287524223328},{"word":"as","start":848.365,"end":848.52496,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.028129376471042633},{"word":"much","start":848.52496,"end":848.685,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.072696752846241},{"word":"of","start":848.685,"end":848.845,"confidence":0.7055664,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08057644963264465},{"word":"a","start":848.845,"end":848.925,"confidence":0.95703125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.045238930732011795},{"word":"concern","start":848.925,"end":849.32495,"confidence":0.9980469,"punctuated_word":"concern","sentiment":"neutral","sentiment_score":-0.012428045272827148},{"word":"as","start":849.32495,"end":849.485,"confidence":0.92578125,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03496691584587097},{"word":"the","start":849.485,"end":849.565,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.062087878584861755},{"word":"other","start":849.565,"end":849.805,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.03935045748949051},{"word":"one","start":849.805,"end":850.305,"confidence":0.9848633,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.05981776490807533},{"word":"cool","start":852.685,"end":853.165,"confidence":0.94433594,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.35158997774124146},{"word":"so","start":853.165,"end":853.665,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10455124825239182},{"word":"did","start":854.045,"end":854.285,"confidence":0.8886719,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.06555245816707611},{"word":"you","start":854.285,"end":854.44495,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09245603531599043},{"word":"want","start":854.44495,"end":854.52496,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.0606829971075058},{"word":"me","start":854.52496,"end":854.76495,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.08374814689159393},{"word":"to","start":854.76495,"end":854.925,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07273285835981369},{"word":"plug","start":854.925,"end":855.165,"confidence":0.99902344,"punctuated_word":"plug","sentiment":"neutral","sentiment_score":0.044953424483537674},{"word":"in","start":855.165,"end":855.485,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05650387704372406},{"word":"for","start":855.485,"end":855.725,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06352149695158005},{"word":"another","start":855.725,"end":856.125,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.09884626418352128},{"word":"catch","start":856.125,"end":856.365,"confidence":0.9980469,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.11898204684257507},{"word":"up","start":856.365,"end":856.605,"confidence":0.9970703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.08743267506361008},{"word":"before","start":856.605,"end":856.845,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.0769059881567955},{"word":"the","start":856.845,"end":857.00494,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09063409268856049},{"word":"end","start":857.00494,"end":857.165,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.06820842623710632},{"word":"of","start":857.165,"end":857.245,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08536707609891891},{"word":"the","start":857.245,"end":857.40497,"confidence":0.8671875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08310724049806595},{"word":"year","start":857.40497,"end":857.725,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.05856117233633995},{"word":"or","start":857.725,"end":857.88495,"confidence":0.7583008,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05607137456536293},{"word":"just","start":857.88495,"end":858.20496,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0417325422167778},{"word":"go","start":858.20496,"end":858.44495,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.04885110259056091},{"word":"for","start":858.44495,"end":858.605,"confidence":0.88134766,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06259260326623917},{"word":"that","start":858.605,"end":858.76495,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06143741309642792},{"word":"annual","start":858.76495,"end":859.165,"confidence":0.99902344,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.04041288420557976},{"word":"review","start":859.165,"end":859.64496,"confidence":0.9921875,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.060239680111408234},{"word":"next","start":859.64496,"end":859.96497,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.045607954263687134},{"word":"year","start":859.96497,"end":860.37,"confidence":0.99853516,"punctuated_word":"year?","sentiment":"neutral","sentiment_score":-0.019645579159259796},{"word":"yep","start":863.41,"end":863.91,"confidence":0.953125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1802872270345688},{"word":"yep","start":867.25,"end":867.73,"confidence":0.9802246,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.05220318585634232},{"word":"give","start":867.73,"end":867.89,"confidence":0.97265625,"punctuated_word":"Give","sentiment":"neutral","sentiment_score":-0.07558783888816833},{"word":"us","start":867.89,"end":868.05,"confidence":0.9790039,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.07906053215265274},{"word":"a","start":868.05,"end":868.13,"confidence":0.9614258,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10501182824373244},{"word":"buzzer","start":868.13,"end":868.63,"confidence":0.930013,"punctuated_word":"buzzer.","sentiment":"neutral","sentiment_score":-0.0675758644938469},{"word":"perfect","start":870.93,"end":871.43,"confidence":0.98999023,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4370233118534088},{"word":"i'll","start":871.73,"end":871.97,"confidence":0.8676758,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.259115993976593},{"word":"keep","start":871.97,"end":872.21,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.2848115563392639},{"word":"an","start":872.21,"end":872.37,"confidence":0.9970703,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.3195952773094177},{"word":"eye","start":872.37,"end":872.45,"confidence":1.0,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":0.3234005868434906},{"word":"on","start":872.45,"end":872.52997,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.29757481813430786},{"word":"everything","start":872.52997,"end":873.01,"confidence":0.6798096,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.2605689764022827},{"word":"and","start":873.01,"end":873.17,"confidence":0.77612305,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.11529967188835144},{"word":"look","start":873.17,"end":873.41,"confidence":0.9941406,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.11087635159492493},{"word":"if","start":873.41,"end":873.65,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.11188572645187378},{"word":"we","start":873.65,"end":873.89,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0737961083650589},{"word":"have","start":873.89,"end":874.13,"confidence":0.99121094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08572657406330109},{"word":"that","start":874.13,"end":874.21,"confidence":0.96240234,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1204778328537941},{"word":"next","start":874.21,"end":874.45,"confidence":0.9980469,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.04770131781697273},{"word":"conversation","start":874.45,"end":874.95,"confidence":0.9951172,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.08655058592557907},{"word":"and","start":875.49,"end":875.57,"confidence":0.9453125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05457836389541626},{"word":"that","start":875.57,"end":875.73,"confidence":0.9526367,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.058903295546770096},{"word":"one","start":875.73,"end":875.97,"confidence":0.95703125,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.03913744539022446},{"word":"option","start":875.97,"end":876.225,"confidence":0.74658203,"punctuated_word":"option","sentiment":"neutral","sentiment_score":-0.023399218916893005},{"word":"hasn't","start":876.46497,"end":876.70496,"confidence":0.9758301,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.028710540384054184},{"word":"improved","start":876.70496,"end":877.20496,"confidence":0.99365234,"punctuated_word":"improved,","sentiment":"neutral","sentiment_score":-0.016829773783683777},{"word":"i'll","start":877.26495,"end":877.505,"confidence":0.96972656,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.05704463645815849},{"word":"have","start":877.505,"end":877.665,"confidence":0.9951172,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.046275652945041656},{"word":"already","start":877.665,"end":877.985,"confidence":0.99902344,"punctuated_word":"already","sentiment":"neutral","sentiment_score":0.08887016773223877},{"word":"done","start":877.985,"end":878.225,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.020830221474170685},{"word":"some","start":878.225,"end":878.38495,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.049200162291526794},{"word":"research","start":878.38495,"end":878.785,"confidence":1.0,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.05976910889148712},{"word":"on","start":878.785,"end":878.94495,"confidence":0.98828125,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.022282086312770844},{"word":"some","start":878.94495,"end":879.26495,"confidence":0.9970703,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.027730457484722137},{"word":"alternatives","start":879.26495,"end":879.76495,"confidence":0.8625488,"punctuated_word":"alternatives.","sentiment":"neutral","sentiment_score":0.029527533799409863},{"word":"and","start":880.065,"end":880.225,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.11007523536682128},{"word":"then","start":880.225,"end":880.38495,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08124249428510666},{"word":"if","start":880.38495,"end":880.46497,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08625876158475876},{"word":"we","start":880.46497,"end":880.625,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07292702794075012},{"word":"need","start":880.625,"end":880.785,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.07071667909622192},{"word":"to","start":880.785,"end":880.865,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05022582411766052},{"word":"switch","start":880.865,"end":881.185,"confidence":1.0,"punctuated_word":"switch","sentiment":"neutral","sentiment_score":0.03355616331100464},{"word":"it","start":881.185,"end":881.345,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.025193259119987488},{"word":"around","start":881.345,"end":881.845,"confidence":0.99902344,"punctuated_word":"around,","sentiment":"neutral","sentiment_score":0.06785210967063904},{"word":"i'll","start":881.985,"end":882.14496,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.10409199446439744},{"word":"update","start":882.14496,"end":882.46497,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.0935472846031189},{"word":"your","start":882.46497,"end":882.70496,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10062794387340546},{"word":"strategy","start":882.70496,"end":883.20496,"confidence":0.9951172,"punctuated_word":"strategy.","sentiment":"neutral","sentiment_score":0.07390528172254562},{"word":"let","start":891.49,"end":891.73004,"confidence":0.58447266,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.03449377790093422},{"word":"me","start":891.73004,"end":892.05,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.03899252414703369},{"word":"have","start":892.05,"end":892.37,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.033021230250597},{"word":"a","start":892.37,"end":892.53,"confidence":0.96875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.035309188067913055},{"word":"look","start":892.53,"end":892.85004,"confidence":0.8227539,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.0317566804587841},{"word":"see","start":892.85004,"end":893.01,"confidence":0.7661133,"punctuated_word":"See,","sentiment":"neutral","sentiment_score":0.060367174446582794},{"word":"that","start":893.01,"end":893.25,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07353588938713074},{"word":"should","start":893.25,"end":893.49,"confidence":0.99902344,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.09513142704963684},{"word":"be","start":893.49,"end":893.65,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03693948313593864},{"word":"pretty","start":893.65,"end":894.15,"confidence":0.99902344,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.05828468129038811},{"word":"soon","start":894.29004,"end":894.79004,"confidence":0.98168945,"punctuated_word":"soon.","sentiment":"neutral","sentiment_score":0.030374985188245773},{"word":"yeah","start":898.85004,"end":899.33,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02472815476357937},{"word":"he","start":899.33,"end":899.57,"confidence":0.99609375,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.02825862541794777},{"word":"is","start":899.57,"end":899.81,"confidence":0.9863281,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02801235392689705},{"word":"due","start":899.81,"end":900.05,"confidence":0.9970703,"punctuated_word":"due","sentiment":"neutral","sentiment_score":0.04283253103494644},{"word":"as","start":900.05,"end":900.13,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04577525705099106},{"word":"well","start":900.13,"end":900.37,"confidence":0.95825195,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.04813921079039574},{"word":"so","start":900.37,"end":900.53,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.04394088312983513},{"word":"i've","start":900.53,"end":900.61005,"confidence":0.86206055,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.037597380578517914},{"word":"gotta","start":900.61005,"end":900.93,"confidence":0.7998047,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":0.030043823644518852},{"word":"get","start":900.93,"end":901.09,"confidence":0.99609375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.025749187916517258},{"word":"him","start":901.09,"end":901.25,"confidence":0.9951172,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.03944292291998863},{"word":"booked","start":901.25,"end":901.49,"confidence":0.9980469,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.03736328333616257},{"word":"in","start":901.49,"end":901.99,"confidence":0.9946289,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.015993107110261917},{"word":"so","start":904.005,"end":904.16504,"confidence":0.73791504,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.06045142188668251},{"word":"man","start":904.16504,"end":904.325,"confidence":0.81347656,"punctuated_word":"man,","sentiment":"neutral","sentiment_score":0.04778242111206055},{"word":"just","start":904.325,"end":904.485,"confidence":0.98095703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03324829041957855},{"word":"give","start":904.485,"end":904.645,"confidence":0.99609375,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.07596732676029205},{"word":"him","start":904.645,"end":904.805,"confidence":0.9741211,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.08065909147262573},{"word":"a","start":904.805,"end":904.965,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09499119222164154},{"word":"heads","start":904.965,"end":905.125,"confidence":0.9980469,"punctuated_word":"heads","sentiment":"neutral","sentiment_score":0.098096564412117},{"word":"up","start":905.125,"end":905.28503,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.112409308552742},{"word":"that","start":905.28503,"end":905.78503,"confidence":0.9790039,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13586345314979553},{"word":"michelle","start":906.005,"end":906.485,"confidence":0.9194336,"punctuated_word":"Michelle","sentiment":"neutral","sentiment_score":0.09826982021331788},{"word":"is","start":906.485,"end":906.565,"confidence":0.55371094,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0981072336435318},{"word":"gonna","start":906.565,"end":906.885,"confidence":0.9921875,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1019708439707756},{"word":"reach","start":906.885,"end":907.125,"confidence":0.9741211,"punctuated_word":"reach","sentiment":"neutral","sentiment_score":0.1011541485786438},{"word":"out","start":907.125,"end":907.28503,"confidence":0.8491211,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.08388721197843552},{"word":"to","start":907.28503,"end":907.445,"confidence":0.93408203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09805652499198914},{"word":"book","start":907.445,"end":907.60504,"confidence":0.9604492,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.11980920284986496},{"word":"him","start":907.60504,"end":908.10504,"confidence":0.9506836,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.1074673980474472},{"word":"in","start":908.485,"end":908.985,"confidence":0.9921875,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.07961021363735199},{"word":"awesome","start":910.645,"end":911.04504,"confidence":0.9897461,"punctuated_word":"Awesome.","sentiment":"neutral","sentiment_score":0.18003219366073608},{"word":"because","start":911.04504,"end":911.205,"confidence":0.98291016,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.01734916865825653},{"word":"i","start":911.205,"end":911.28503,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01747759059071541},{"word":"think","start":911.28503,"end":911.525,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.03302730247378349},{"word":"there's","start":911.525,"end":911.765,"confidence":0.88012695,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.03660103306174278},{"word":"yeah","start":917.52997,"end":917.85,"confidence":0.89086914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.028345640748739243},{"word":"okay","start":917.85,"end":918.17,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06455942988395691},{"word":"cool","start":918.17,"end":918.49,"confidence":0.9995117,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.11074298620224},{"word":"so","start":918.49,"end":918.65,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03609266132116318},{"word":"i","start":918.65,"end":918.81,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04230985417962074},{"word":"might","start":918.81,"end":918.97,"confidence":0.9980469,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.05115767195820808},{"word":"have","start":918.97,"end":919.21,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05370636284351349},{"word":"to","start":919.21,"end":919.37,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.056944381445646286},{"word":"tweak","start":919.37,"end":919.61,"confidence":0.99902344,"punctuated_word":"tweak","sentiment":"neutral","sentiment_score":0.052754949778318405},{"word":"a","start":919.61,"end":919.77,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03091077134013176},{"word":"few","start":919.77,"end":920.01,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.03506355732679367},{"word":"things","start":920.01,"end":920.25,"confidence":0.90283203,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.05041122063994408},{"word":"to","start":920.25,"end":920.41,"confidence":0.9760742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05277850106358528},{"word":"get","start":920.41,"end":920.57,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.056368034332990646},{"word":"it","start":920.57,"end":920.65,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.062303315848112106},{"word":"going","start":920.65,"end":920.89,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.02835666760802269},{"word":"a","start":920.89,"end":920.97,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.012205203995108604},{"word":"little","start":920.97,"end":921.13,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.01735123246908188},{"word":"bit","start":921.13,"end":921.29,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.00778328999876976},{"word":"quicker","start":921.29,"end":921.52997,"confidence":0.95410156,"punctuated_word":"quicker","sentiment":"neutral","sentiment_score":0.026789626106619835},{"word":"for","start":921.52997,"end":921.93,"confidence":0.9707031,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.008765988051891327},{"word":"him","start":921.93,"end":922.43,"confidence":0.9267578,"punctuated_word":"him.","sentiment":"neutral","sentiment_score":0.01583629846572876},{"word":"yep","start":928.73,"end":929.21,"confidence":0.9362793,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.26707905530929565},{"word":"easy","start":929.21,"end":929.52997,"confidence":0.8388672,"punctuated_word":"Easy","sentiment":"positive","sentiment_score":0.47911977767944336},{"word":"done","start":929.52997,"end":929.77,"confidence":0.9863281,"punctuated_word":"done.","sentiment":"positive","sentiment_score":0.3953583538532257},{"word":"i'll","start":929.77,"end":929.93,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2655195891857147},{"word":"dive","start":929.93,"end":930.17,"confidence":0.9980469,"punctuated_word":"dive","sentiment":"neutral","sentiment_score":0.21743988990783691},{"word":"into","start":930.17,"end":930.41,"confidence":0.99902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.1911676526069641},{"word":"that","start":930.41,"end":930.57,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2634357213973999},{"word":"in-depth","start":930.57,"end":931.05,"confidence":0.9996745,"punctuated_word":"in-depth","sentiment":"neutral","sentiment_score":0.19396355748176575},{"word":"with","start":931.05,"end":931.21,"confidence":0.9506836,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2160820364952087},{"word":"him","start":931.21,"end":931.71,"confidence":1.0,"punctuated_word":"him.","sentiment":"neutral","sentiment_score":0.21511387825012207},{"word":"now","start":932.57495,"end":933.07495,"confidence":0.9970703,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.16659356653690338},{"word":"the","start":933.375,"end":933.45496,"confidence":0.97998047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10845480114221571},{"word":"documents","start":933.45496,"end":933.935,"confidence":0.9892578,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.09931165724992752},{"word":"that","start":933.935,"end":934.01495,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12493286281824112},{"word":"i've","start":934.01495,"end":934.175,"confidence":0.7651367,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.13650371134281158},{"word":"sent","start":934.175,"end":934.415,"confidence":0.9980469,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.11054743826389311},{"word":"through","start":934.415,"end":934.57495,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1858201026916504},{"word":"to","start":934.57495,"end":934.735,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18733949959278107},{"word":"you","start":934.735,"end":934.89496,"confidence":0.8635254,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.17162585258483887},{"word":"so","start":934.89496,"end":935.055,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1303885579109192},{"word":"there's","start":935.055,"end":935.535,"confidence":0.99853516,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.10755948722362518},{"word":"the","start":935.535,"end":935.615,"confidence":0.7973633,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09845195710659028},{"word":"super","start":935.615,"end":936.095,"confidence":0.80371094,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1054363027215004},{"word":"reports","start":936.095,"end":936.595,"confidence":0.92285156,"punctuated_word":"reports,","sentiment":"neutral","sentiment_score":0.10337106138467787},{"word":"the","start":936.975,"end":937.13495,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06428709626197815},{"word":"insurance","start":937.13495,"end":937.63495,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.05714590102434158},{"word":"reports","start":937.77496,"end":938.27496,"confidence":0.9711914,"punctuated_word":"reports,","sentiment":"neutral","sentiment_score":0.06128154695034027},{"word":"updated","start":938.815,"end":939.21497,"confidence":0.9970703,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.06867722421884537},{"word":"services","start":939.21497,"end":939.71497,"confidence":0.99902344,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.06876496970653534},{"word":"guide","start":939.77496,"end":940.095,"confidence":0.4555664,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.09638191759586334},{"word":"with","start":940.095,"end":940.33496,"confidence":0.9873047,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.10781536996364594},{"word":"us","start":940.33496,"end":940.815,"confidence":0.9995117,"punctuated_word":"us,","sentiment":"neutral","sentiment_score":0.09636184573173524},{"word":"updated","start":940.815,"end":941.295,"confidence":0.99902344,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.09309055656194688},{"word":"service","start":941.295,"end":941.77496,"confidence":0.9970703,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.08091944456100464},{"word":"agreement","start":941.77496,"end":942.27496,"confidence":0.9165039,"punctuated_word":"agreement.","sentiment":"neutral","sentiment_score":0.11367001384496687},{"word":"you","start":943.13495,"end":943.295,"confidence":0.9550781,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.10682956874370576},{"word":"guys","start":943.295,"end":943.535,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.1655176281929016},{"word":"are","start":943.535,"end":943.695,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1470487117767334},{"word":"still","start":943.695,"end":944.01495,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.12778131663799286},{"word":"on","start":944.01495,"end":944.175,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.147584468126297},{"word":"the","start":944.175,"end":944.33496,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1473095864057541},{"word":"1.1%","start":944.33496,"end":945.555,"confidence":1.0,"punctuated_word":"1.1%","sentiment":"neutral","sentiment_score":0.1361226588487625},{"word":"partner's","start":945.77496,"end":946.175,"confidence":0.826416,"punctuated_word":"partner's","sentiment":"neutral","sentiment_score":0.14917048811912537},{"word":"discount","start":946.175,"end":946.65497,"confidence":1.0,"punctuated_word":"discount","sentiment":"neutral","sentiment_score":0.13185879588127136},{"word":"with","start":946.65497,"end":946.815,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1329433172941208},{"word":"us","start":946.815,"end":947.1,"confidence":0.8076172,"punctuated_word":"us.","sentiment":"neutral","sentiment_score":0.12441064417362212},{"word":"and","start":948.22,"end":948.45996,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.12600839138031006},{"word":"i","start":948.45996,"end":948.62,"confidence":0.8803711,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10478349030017851},{"word":"was","start":948.62,"end":948.77997,"confidence":0.984375,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.0998416543006897},{"word":"talking","start":948.77997,"end":949.01996,"confidence":0.9941406,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.12401845306158066},{"word":"to","start":949.01996,"end":949.18,"confidence":0.7763672,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14268063008785248},{"word":"barton","start":949.18,"end":949.66,"confidence":0.47021484,"punctuated_word":"Barton,","sentiment":"neutral","sentiment_score":0.0751093253493309},{"word":"they're","start":949.66,"end":949.89996,"confidence":0.8417969,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.1229059249162674},{"word":"gonna","start":949.89996,"end":950.22,"confidence":0.8769531,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.13854117691516876},{"word":"look","start":950.22,"end":950.38,"confidence":0.9941406,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.12127606570720673},{"word":"at","start":950.38,"end":950.54,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11727652698755264},{"word":"some","start":950.54,"end":951.04,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1105242371559143},{"word":"discounts","start":951.25995,"end":951.74,"confidence":0.99121094,"punctuated_word":"discounts","sentiment":"neutral","sentiment_score":0.10014894604682922},{"word":"for","start":951.74,"end":951.89996,"confidence":0.9667969,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09643356502056122},{"word":"people","start":951.89996,"end":952.13995,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.11710312962532043},{"word":"above","start":952.13995,"end":952.45996,"confidence":0.98291016,"punctuated_word":"above","sentiment":"neutral","sentiment_score":0.11206962913274764},{"word":"200,000","start":952.45996,"end":953.42,"confidence":1.0,"punctuated_word":"200,000","sentiment":"neutral","sentiment_score":0.10364410281181335},{"word":"next","start":953.42,"end":953.66,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.0903058722615242},{"word":"year","start":953.66,"end":953.89996,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.12558205425739288},{"word":"as","start":953.89996,"end":954.06,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11390811949968338},{"word":"well","start":954.06,"end":954.56,"confidence":0.7751465,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.08271102607250214},{"word":"just","start":954.86,"end":955.1,"confidence":0.6196289,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1548437774181366},{"word":"doing","start":955.1,"end":955.33997,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.10767313092947006},{"word":"a","start":955.33997,"end":955.42,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14384454488754272},{"word":"bit","start":955.42,"end":955.57996,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.16584134101867676},{"word":"of","start":955.57996,"end":955.66,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.21028082072734833},{"word":"a","start":955.66,"end":955.74,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16472816467285156},{"word":"tier","start":955.74,"end":956.06,"confidence":0.8251953,"punctuated_word":"tier","sentiment":"neutral","sentiment_score":0.12497370690107346},{"word":"fee","start":956.06,"end":956.3,"confidence":0.70703125,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.14687354862689972},{"word":"structure","start":956.3,"end":956.8,"confidence":0.9995117,"punctuated_word":"structure.","sentiment":"neutral","sentiment_score":0.14666776359081268},{"word":"any","start":959.33997,"end":959.66,"confidence":0.5,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.02736627496778965},{"word":"question","start":959.66,"end":960.16,"confidence":0.69140625,"punctuated_word":"question?","sentiment":"neutral","sentiment_score":0.02372481115162373},{"word":"4","start":966.375,"end":966.695,"confidence":0.88671875,"punctuated_word":"4","sentiment":"neutral","sentiment_score":0.008253308944404125},{"word":"45","start":966.695,"end":967.515,"confidence":0.9779053,"punctuated_word":"45.","sentiment":"neutral","sentiment_score":0.014258340001106262},{"word":"one","start":972.055,"end":972.375,"confidence":0.7446289,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.0063325888477265835},{"word":"twenty","start":972.375,"end":972.695,"confidence":1.0,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.01139291189610958},{"word":"two","start":972.695,"end":973.08,"confidence":0.99902344,"punctuated_word":"two.","sentiment":"neutral","sentiment_score":0.03310897946357727},{"word":"yeah","start":981.64,"end":982.14,"confidence":0.9707031,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.046370796859264374},{"word":"and","start":982.2,"end":982.68,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.03174644708633423},{"word":"i","start":982.68,"end":982.84,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.055222220718860626},{"word":"think","start":982.84,"end":983.34,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.06519445031881332},{"word":"no","start":984.44,"end":984.68,"confidence":0.99609375,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.08973412215709686},{"word":"i","start":984.68,"end":984.84,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09429851174354552},{"word":"think","start":984.84,"end":985.16003,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.07085275650024414},{"word":"just","start":985.16003,"end":985.4,"confidence":0.78759766,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08855117857456207},{"word":"what's","start":985.4,"end":985.64,"confidence":0.9880371,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.07590504735708237},{"word":"been","start":985.64,"end":985.88,"confidence":0.9970703,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.06741868704557419},{"word":"going","start":985.88,"end":986.04004,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.05504898726940155},{"word":"on","start":986.04004,"end":986.28,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0461786687374115},{"word":"recently","start":986.28,"end":986.68,"confidence":0.95581055,"punctuated_word":"recently,","sentiment":"neutral","sentiment_score":-0.03636523336172104},{"word":"there's","start":986.68,"end":986.92004,"confidence":1.0,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.03595598042011261},{"word":"probably","start":986.92004,"end":987.16003,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.009090237319469452},{"word":"a","start":987.16003,"end":987.24,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03686452656984329},{"word":"few","start":987.24,"end":987.4,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.02812652289867401},{"word":"changes","start":987.4,"end":987.88,"confidence":0.99902344,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.017716310918331146},{"word":"i'm","start":987.88,"end":988.04004,"confidence":0.97631836,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.015525619499385355},{"word":"looking","start":988.04004,"end":988.2,"confidence":0.9941406,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.0017738714814186096},{"word":"to","start":988.2,"end":988.425,"confidence":0.52978516,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.024211347103118896},{"word":"make","start":988.505,"end":988.58496,"confidence":0.921875,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.027336373925209045},{"word":"with","start":988.58496,"end":988.825,"confidence":0.9375,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.010468274354934692},{"word":"him","start":988.825,"end":988.90497,"confidence":0.90722656,"punctuated_word":"him,","sentiment":"neutral","sentiment_score":0.019396761432290077},{"word":"especially","start":988.90497,"end":989.305,"confidence":1.0,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.007751308381557465},{"word":"if","start":989.305,"end":989.385,"confidence":0.99121094,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.005849577486515045},{"word":"he","start":989.385,"end":989.46497,"confidence":0.9301758,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.018390405923128128},{"word":"wants","start":989.46497,"end":989.705,"confidence":0.9921875,"punctuated_word":"wants","sentiment":"neutral","sentiment_score":-0.007318593561649323},{"word":"to","start":989.705,"end":989.785,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.016249559819698334},{"word":"go","start":989.785,"end":989.865,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.029284708201885223},{"word":"a","start":989.865,"end":989.945,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.005941711366176605},{"word":"bit","start":989.945,"end":990.185,"confidence":0.99609375,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.011339597404003143},{"word":"quicker","start":990.185,"end":990.425,"confidence":1.0,"punctuated_word":"quicker","sentiment":"neutral","sentiment_score":0.05176464840769768},{"word":"with","start":990.425,"end":990.745,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.02237801253795624},{"word":"it","start":990.745,"end":991.14496,"confidence":0.96069336,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.01412566564977169},{"word":"so","start":991.14496,"end":991.545,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0788586288690567},{"word":"definitely","start":991.545,"end":991.945,"confidence":0.9316406,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.16017472743988037},{"word":"wanna","start":991.945,"end":992.265,"confidence":0.72314453,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.15175941586494446},{"word":"just","start":992.265,"end":992.425,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.17037925124168396},{"word":"take","start":992.425,"end":992.665,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.17527952790260315},{"word":"that","start":992.665,"end":992.825,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20793895423412323},{"word":"time","start":992.825,"end":993.065,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.18809692561626432},{"word":"with","start":993.065,"end":993.225,"confidence":0.96777344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.22451573610305783},{"word":"him","start":993.225,"end":993.725,"confidence":0.81689453,"punctuated_word":"him.","sentiment":"neutral","sentiment_score":0.14792993664741516},{"word":"and","start":993.785,"end":994.02496,"confidence":0.8745117,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.2398304343223572},{"word":"yeah","start":994.02496,"end":994.265,"confidence":0.99658203,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.3290887475013733},{"word":"his","start":994.265,"end":994.425,"confidence":0.83203125,"punctuated_word":"his","sentiment":"positive","sentiment_score":0.4042236804962158},{"word":"account","start":994.425,"end":994.665,"confidence":0.99609375,"punctuated_word":"account","sentiment":"positive","sentiment_score":0.3839535415172577},{"word":"looks","start":994.665,"end":994.90497,"confidence":0.9716797,"punctuated_word":"looks","sentiment":"positive","sentiment_score":0.4669579863548279},{"word":"really","start":994.90497,"end":995.14496,"confidence":0.9873047,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.4359133243560791},{"word":"good","start":995.14496,"end":995.545,"confidence":0.79248047,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3849972486495972},{"word":"contribution's","start":995.545,"end":996.045,"confidence":0.649821,"punctuated_word":"Contribution's","sentiment":"positive","sentiment_score":0.4297184944152832},{"word":"look","start":996.185,"end":996.425,"confidence":0.27441406,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.4728043675422669},{"word":"great","start":996.425,"end":996.925,"confidence":0.68896484,"punctuated_word":"great.","sentiment":"neutral","sentiment_score":0.32762980461120605},{"word":"but","start":998.58496,"end":998.825,"confidence":0.9838867,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.029105443507432938},{"word":"probably","start":998.825,"end":999.14496,"confidence":0.9448242,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.005190744996070862},{"word":"a","start":999.14496,"end":999.305,"confidence":0.9838867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0091998353600502},{"word":"few","start":999.305,"end":999.46497,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.01007019355893135},{"word":"changes","start":999.46497,"end":999.865,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.006049022078514099},{"word":"to","start":999.865,"end":1000.02496,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.012477274984121324},{"word":"look","start":1000.02496,"end":1000.185,"confidence":0.99316406,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.00382072851061821},{"word":"at","start":1000.185,"end":1000.685,"confidence":0.99121094,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.02658605575561523},{"word":"yeah","start":1005.39,"end":1005.89,"confidence":0.9880371,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03969060257077217},{"word":"yeah","start":1016.645,"end":1016.885,"confidence":0.9223633,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013832677155733109},{"word":"yeah","start":1016.885,"end":1017.385,"confidence":0.99072266,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03633458912372589},{"word":"yeah","start":1032.6599,"end":1033.14,"confidence":0.8742676,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02739403210580349},{"word":"pretty","start":1033.14,"end":1033.46,"confidence":0.99609375,"punctuated_word":"Pretty","sentiment":"neutral","sentiment_score":0.05252852290868759},{"word":"much","start":1033.46,"end":1033.7799,"confidence":0.9951172,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":0.03240707516670227},{"word":"so","start":1033.7799,"end":1034.26,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03148704022169113},{"word":"you","start":1034.26,"end":1034.5,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.029792219400405884},{"word":"always","start":1034.5,"end":1034.74,"confidence":0.99902344,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.046385783702135086},{"word":"wanna","start":1034.74,"end":1034.98,"confidence":0.64404297,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.06752226501703262},{"word":"start","start":1034.98,"end":1035.22,"confidence":0.9980469,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.05766914039850235},{"word":"off","start":1035.22,"end":1035.38,"confidence":0.99609375,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.039420925080776215},{"word":"with","start":1035.38,"end":1035.5399,"confidence":0.8569336,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.05701955780386925},{"word":"that","start":1035.5399,"end":1035.7799,"confidence":0.97802734,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08724440634250641},{"word":"industry","start":1035.7799,"end":1036.1799,"confidence":0.9980469,"punctuated_word":"industry","sentiment":"neutral","sentiment_score":0.07497674226760864},{"word":"fund","start":1036.1799,"end":1036.4199,"confidence":0.69873047,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.06783313304185867},{"word":"for","start":1036.4199,"end":1036.58,"confidence":0.9604492,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.059531476348638535},{"word":"the","start":1036.58,"end":1036.74,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.051640670746564865},{"word":"first","start":1036.74,"end":1036.98,"confidence":0.99902344,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.03237117454409599},{"word":"maybe","start":1036.98,"end":1037.38,"confidence":0.6899414,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.037125445902347565},{"word":"50","start":1037.38,"end":1037.7,"confidence":0.9941406,"punctuated_word":"50","sentiment":"neutral","sentiment_score":0.03477088734507561},{"word":"to","start":1037.7,"end":1037.86,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.024116745218634605},{"word":"$80","start":1037.86,"end":1038.6,"confidence":0.99243164,"punctuated_word":"$80.","sentiment":"neutral","sentiment_score":0.031427498906850815},{"word":"it's","start":1040.1,"end":1040.34,"confidence":0.9604492,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.11992060393095016},{"word":"not","start":1040.34,"end":1040.5,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.21491071581840515},{"word":"worth","start":1040.5,"end":1040.74,"confidence":1.0,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":-0.3117310106754303},{"word":"paying","start":1040.74,"end":1041.0599,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.2765384018421173},{"word":"extra","start":1041.0599,"end":1041.2999,"confidence":1.0,"punctuated_word":"extra","sentiment":"negative","sentiment_score":-0.3637748062610626},{"word":"fees","start":1041.2999,"end":1041.5399,"confidence":0.9716797,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":-0.2915089726448059},{"word":"to","start":1041.5399,"end":1041.7,"confidence":0.87890625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.23852019011974335},{"word":"get","start":1041.7,"end":1041.86,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.24137163162231445},{"word":"that","start":1041.86,"end":1042.0199,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.24696744978427887},{"word":"extra","start":1042.0199,"end":1042.26,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":-0.1828785538673401},{"word":"couple","start":1042.26,"end":1042.5,"confidence":0.9951172,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.14839567244052887},{"word":"of","start":1042.5,"end":1042.6599,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.16877932846546173},{"word":"percent","start":1042.6599,"end":1042.98,"confidence":0.99316406,"punctuated_word":"percent","sentiment":"neutral","sentiment_score":-0.1637643277645111},{"word":"if","start":1042.98,"end":1043.22,"confidence":0.86279297,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.17350292205810547},{"word":"it's","start":1043.22,"end":1043.2999,"confidence":0.892334,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.2235907018184662},{"word":"just","start":1043.2999,"end":1043.46,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2507210969924927},{"word":"gonna","start":1043.46,"end":1043.7799,"confidence":0.98291016,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.25384461879730225},{"word":"eat","start":1043.7799,"end":1043.94,"confidence":0.97998047,"punctuated_word":"eat","sentiment":"neutral","sentiment_score":-0.25974729657173157},{"word":"it","start":1043.94,"end":1044.1,"confidence":0.68847656,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2626240849494934},{"word":"away","start":1044.1,"end":1044.555,"confidence":0.7980957,"punctuated_word":"away.","sentiment":"neutral","sentiment_score":-0.2450558841228485},{"word":"but","start":1044.635,"end":1044.7151,"confidence":0.9267578,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.06138690561056137},{"word":"once","start":1044.7151,"end":1044.875,"confidence":0.99902344,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.054131876677274704},{"word":"you","start":1044.875,"end":1044.9551,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.034727875143289566},{"word":"have","start":1044.9551,"end":1045.035,"confidence":0.66015625,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.04573377966880798},{"word":"the","start":1045.035,"end":1045.1951,"confidence":0.73095703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03913668170571327},{"word":"bigger","start":1045.1951,"end":1045.5951,"confidence":0.8833008,"punctuated_word":"bigger","sentiment":"neutral","sentiment_score":-0.013177372515201569},{"word":"balances","start":1045.5951,"end":1045.995,"confidence":0.92163086,"punctuated_word":"balances,","sentiment":"neutral","sentiment_score":-0.04949416220188141},{"word":"the","start":1045.995,"end":1046.155,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07662840187549591},{"word":"fees","start":1046.155,"end":1046.4751,"confidence":0.7963867,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":-0.06177143007516861},{"word":"go","start":1046.4751,"end":1046.7151,"confidence":0.98291016,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.057715628296136856},{"word":"down","start":1046.7151,"end":1047.2151,"confidence":1.0,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":-0.0692717581987381},{"word":"if","start":1050.7151,"end":1050.875,"confidence":0.82470703,"punctuated_word":"If","sentiment":"positive","sentiment_score":0.4903863668441773},{"word":"you","start":1050.875,"end":1051.035,"confidence":0.9951172,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.38814273476600647},{"word":"ever","start":1051.035,"end":1051.1951,"confidence":0.7324219,"punctuated_word":"ever","sentiment":"positive","sentiment_score":0.484942764043808},{"word":"have","start":1051.1951,"end":1051.3551,"confidence":0.6489258,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3996902108192444},{"word":"any","start":1051.3551,"end":1051.515,"confidence":0.9951172,"punctuated_word":"any","sentiment":"positive","sentiment_score":0.394173264503479},{"word":"questions","start":1051.515,"end":1051.915,"confidence":1.0,"punctuated_word":"questions","sentiment":"positive","sentiment_score":0.3562721908092499},{"word":"about","start":1051.915,"end":1052.155,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2440846562385559},{"word":"his","start":1052.155,"end":1052.655,"confidence":0.99316406,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.2888821065425873},{"word":"super","start":1052.875,"end":1053.275,"confidence":0.6793213,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.33170562982559204},{"word":"i'm","start":1053.275,"end":1053.515,"confidence":0.99316406,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4729008078575134},{"word":"happy","start":1053.515,"end":1053.8351,"confidence":0.890625,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5305761694908142},{"word":"to","start":1053.8351,"end":1053.915,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5552329421043396},{"word":"have","start":1053.915,"end":1054.0751,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.31376463174819946},{"word":"a","start":1054.0751,"end":1054.2351,"confidence":0.9970703,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3552408814430237},{"word":"chat","start":1054.2351,"end":1054.555,"confidence":1.0,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.27702754735946655},{"word":"complimentary","start":1054.555,"end":1055.055,"confidence":0.640625,"punctuated_word":"complimentary","sentiment":"neutral","sentiment_score":0.2820248603820801},{"word":"as","start":1055.515,"end":1055.755,"confidence":0.8701172,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11281152814626694},{"word":"always","start":1055.755,"end":1056.255,"confidence":0.8388672,"punctuated_word":"always,","sentiment":"neutral","sentiment_score":0.23770007491111755},{"word":"but","start":1057.515,"end":1057.8351,"confidence":0.94921875,"punctuated_word":"but","sentiment":"positive","sentiment_score":0.44471418857574463},{"word":"the","start":1057.8351,"end":1057.995,"confidence":0.9951172,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5645537972450256},{"word":"host","start":1057.995,"end":1058.2351,"confidence":0.9550781,"punctuated_word":"host","sentiment":"positive","sentiment_score":0.5430660843849182},{"word":"bus","start":1058.2351,"end":1058.4751,"confidence":0.32617188,"punctuated_word":"bus","sentiment":"positive","sentiment_score":0.5805101990699768},{"word":"is","start":1058.4751,"end":1058.555,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5794064402580261},{"word":"a","start":1058.555,"end":1058.7151,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5351549386978149},{"word":"good","start":1058.7151,"end":1058.875,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4316517114639282},{"word":"one","start":1058.875,"end":1059.12,"confidence":0.9975586,"punctuated_word":"one.","sentiment":"positive","sentiment_score":0.39372318983078},{"word":"normally","start":1079.6951,"end":1080.175,"confidence":0.8244629,"punctuated_word":"Normally,","sentiment":"neutral","sentiment_score":-0.03832821547985077},{"word":"i","start":1080.175,"end":1080.255,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03491099551320076},{"word":"would","start":1080.255,"end":1080.415,"confidence":0.67089844,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.03419823572039604},{"word":"say","start":1080.415,"end":1080.575,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.02158421277999878},{"word":"yes","start":1080.575,"end":1080.895,"confidence":0.954834,"punctuated_word":"yes,","sentiment":"neutral","sentiment_score":-0.04342877119779587},{"word":"but","start":1080.895,"end":1081.215,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.04535594210028648},{"word":"not","start":1081.215,"end":1081.375,"confidence":0.9941406,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07673701643943787},{"word":"at","start":1081.375,"end":1081.455,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.08125849068164825},{"word":"the","start":1081.455,"end":1081.615,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04499281942844391},{"word":"moment","start":1081.615,"end":1082.015,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":-0.047959648072719574},{"word":"because","start":1082.015,"end":1082.515,"confidence":0.7631836,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.03212276101112366},{"word":"he","start":1082.575,"end":1082.895,"confidence":0.99902344,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.04401063919067383},{"word":"he","start":1082.895,"end":1083.055,"confidence":0.99121094,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.013305943459272385},{"word":"kinda","start":1083.055,"end":1083.375,"confidence":0.78759766,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.009131092578172684},{"word":"just","start":1083.375,"end":1083.535,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.025986239314079285},{"word":"needs","start":1083.535,"end":1083.775,"confidence":0.9951172,"punctuated_word":"needs","sentiment":"neutral","sentiment_score":0.04374120384454727},{"word":"to","start":1083.775,"end":1083.855,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06238801032304764},{"word":"build","start":1083.855,"end":1084.095,"confidence":1.0,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.06419962644577026},{"word":"that","start":1084.095,"end":1084.335,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10111071169376372},{"word":"first","start":1084.335,"end":1084.575,"confidence":0.9892578,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.04324035346508026},{"word":"base","start":1084.575,"end":1084.8151,"confidence":0.83203125,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.07254327833652496},{"word":"up","start":1084.8151,"end":1085.13,"confidence":0.90893555,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.020888544619083405},{"word":"and","start":1085.45,"end":1085.81,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03209463879466057},{"word":"then","start":1085.81,"end":1086.17,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.055237919092178345},{"word":"once","start":1086.17,"end":1086.65,"confidence":0.9970703,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.05804477259516716},{"word":"he","start":1086.65,"end":1087.05,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.08066888153553009},{"word":"has","start":1087.05,"end":1087.37,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.07886610925197601},{"word":"that","start":1087.37,"end":1087.6901,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1273089349269867},{"word":"solid","start":1087.6901,"end":1088.17,"confidence":0.9316406,"punctuated_word":"solid","sentiment":"neutral","sentiment_score":0.08475272357463837},{"word":"income","start":1088.17,"end":1088.65,"confidence":0.9770508,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":0.1326916217803955},{"word":"you","start":1088.65,"end":1088.89,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0917460024356842},{"word":"know","start":1088.89,"end":1089.21,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.09927631914615632},{"word":"approaching","start":1089.21,"end":1089.71,"confidence":0.99902344,"punctuated_word":"approaching","sentiment":"neutral","sentiment_score":0.0814516693353653},{"word":"6","start":1089.77,"end":1090.01,"confidence":0.9951172,"punctuated_word":"6","sentiment":"neutral","sentiment_score":0.10058977454900742},{"word":"figures","start":1090.01,"end":1090.51,"confidence":0.9975586,"punctuated_word":"figures,","sentiment":"neutral","sentiment_score":0.13239331543445587},{"word":"you","start":1090.89,"end":1091.05,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10496730357408524},{"word":"wanna","start":1091.05,"end":1091.29,"confidence":0.7963867,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.11358344554901124},{"word":"get","start":1091.29,"end":1091.45,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.12746068835258484},{"word":"the","start":1091.45,"end":1091.61,"confidence":0.96240234,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14129766821861267},{"word":"double","start":1091.61,"end":1091.93,"confidence":0.77685547,"punctuated_word":"double,","sentiment":"neutral","sentiment_score":0.13901221752166748},{"word":"like","start":1091.93,"end":1092.17,"confidence":0.94750977,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.15828990936279297},{"word":"the","start":1092.17,"end":1092.33,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18892940878868103},{"word":"tax","start":1092.33,"end":1092.57,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.207365944981575},{"word":"deduction","start":1092.57,"end":1093.07,"confidence":0.921875,"punctuated_word":"deduction","sentiment":"neutral","sentiment_score":0.14483031630516052},{"word":"plus","start":1093.13,"end":1093.37,"confidence":0.9326172,"punctuated_word":"plus","sentiment":"neutral","sentiment_score":0.13618426024913788},{"word":"the","start":1093.37,"end":1093.53,"confidence":0.9560547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10886125266551971},{"word":"growth","start":1093.53,"end":1094.03,"confidence":0.7702637,"punctuated_word":"growth.","sentiment":"neutral","sentiment_score":0.11993344873189926},{"word":"and","start":1094.97,"end":1095.37,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.16741618514060974},{"word":"you","start":1095.37,"end":1095.61,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1714792251586914},{"word":"only","start":1095.61,"end":1095.85,"confidence":0.9980469,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.17325574159622192},{"word":"need","start":1095.85,"end":1096.01,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.15498419106006622},{"word":"to","start":1096.01,"end":1096.17,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16006985306739807},{"word":"do","start":1096.17,"end":1096.33,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1709073781967163},{"word":"five","start":1096.33,"end":1096.57,"confidence":0.9941406,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.14188402891159058},{"word":"to","start":1096.57,"end":1096.65,"confidence":0.97509766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13043074309825897},{"word":"ten","start":1096.65,"end":1096.89,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.14694949984550476},{"word":"years","start":1096.89,"end":1097.13,"confidence":0.98095703,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.14139100909233093},{"word":"of","start":1097.13,"end":1097.29,"confidence":0.9716797,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17154018580913544},{"word":"that","start":1097.29,"end":1097.45,"confidence":0.58984375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21069663763046265},{"word":"kind","start":1097.45,"end":1097.6901,"confidence":0.94384766,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.18209828436374664},{"word":"of","start":1097.6901,"end":1097.85,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1627831906080246},{"word":"thing","start":1097.85,"end":1098.09,"confidence":0.98706055,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.20175454020500183},{"word":"so","start":1098.09,"end":1098.59,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13396166265010834},{"word":"as","start":1099.175,"end":1099.335,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.18696188926696777},{"word":"long","start":1099.335,"end":1099.575,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.21812276542186737},{"word":"as","start":1099.575,"end":1099.735,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2368430346250534},{"word":"he","start":1099.735,"end":1099.895,"confidence":0.9165039,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.25909852981567383},{"word":"stays","start":1099.895,"end":1100.215,"confidence":0.98828125,"punctuated_word":"stays","sentiment":"neutral","sentiment_score":0.21815532445907593},{"word":"in","start":1100.215,"end":1100.375,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.22341689467430115},{"word":"something","start":1100.375,"end":1100.615,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.20475897192955017},{"word":"that's","start":1100.615,"end":1100.9349,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2411652505397797},{"word":"really","start":1100.9349,"end":1101.255,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.3233785927295685},{"word":"good","start":1101.255,"end":1101.575,"confidence":0.8820801,"punctuated_word":"good,","sentiment":"neutral","sentiment_score":0.29629749059677124},{"word":"like","start":1101.575,"end":1101.815,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.27078938484191895},{"word":"high","start":1101.815,"end":1102.135,"confidence":0.7011719,"punctuated_word":"high","sentiment":"positive","sentiment_score":0.34511807560920715},{"word":"growth","start":1102.135,"end":1102.635,"confidence":0.9980469,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.4558768570423126},{"word":"at","start":1102.695,"end":1102.9349,"confidence":0.8730469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.3051830530166626},{"word":"an","start":1102.9349,"end":1103.095,"confidence":0.9951172,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.3297721743583679},{"word":"early","start":1103.095,"end":1103.415,"confidence":1.0,"punctuated_word":"early","sentiment":"neutral","sentiment_score":0.2846600115299225},{"word":"age","start":1103.415,"end":1103.915,"confidence":0.99609375,"punctuated_word":"age,","sentiment":"neutral","sentiment_score":0.24392016232013705},{"word":"that'll","start":1104.135,"end":1104.635,"confidence":0.9921875,"punctuated_word":"that'll","sentiment":"neutral","sentiment_score":0.27176886796951294},{"word":"accelerate","start":1105.015,"end":1105.495,"confidence":1.0,"punctuated_word":"accelerate","sentiment":"positive","sentiment_score":0.3585621416568756},{"word":"it","start":1105.495,"end":1105.815,"confidence":0.9970703,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3473253846168518},{"word":"rather","start":1105.815,"end":1106.135,"confidence":0.95410156,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":0.20786547660827637},{"word":"than","start":1106.135,"end":1106.295,"confidence":0.99902344,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.1453271061182022},{"word":"just","start":1106.295,"end":1106.535,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1900003552436829},{"word":"leaving","start":1106.535,"end":1106.775,"confidence":0.9951172,"punctuated_word":"leaving","sentiment":"neutral","sentiment_score":0.14800085127353668},{"word":"it","start":1106.775,"end":1106.9349,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.21805088222026825},{"word":"in","start":1106.9349,"end":1107.095,"confidence":0.95703125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14486128091812134},{"word":"the","start":1107.095,"end":1107.255,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18672077357769012},{"word":"default","start":1107.255,"end":1107.755,"confidence":0.9794922,"punctuated_word":"default.","sentiment":"neutral","sentiment_score":0.18120814859867096},{"word":"yeah","start":1114.7201,"end":1115.12,"confidence":0.84936523,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11961166560649872},{"word":"have","start":1115.12,"end":1115.24,"confidence":0.96533203,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.08573870360851288},{"word":"a","start":1115.24,"end":1115.36,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10661665350198746},{"word":"look","start":1115.36,"end":1115.6,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07629606872797012},{"word":"at","start":1115.6,"end":1115.68,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11231032013893127},{"word":"their","start":1115.68,"end":1115.92,"confidence":0.97509766,"punctuated_word":"their","sentiment":"neutral","sentiment_score":0.07696740329265594},{"word":"returns","start":1115.92,"end":1116.24,"confidence":0.9641113,"punctuated_word":"returns.","sentiment":"neutral","sentiment_score":0.10806871950626372},{"word":"they've","start":1116.24,"end":1116.4,"confidence":0.9975586,"punctuated_word":"They've","sentiment":"neutral","sentiment_score":0.09034286439418791},{"word":"only","start":1116.4,"end":1116.64,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.06691396236419678},{"word":"got","start":1116.64,"end":1116.88,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.10166148096323012},{"word":"about","start":1116.88,"end":1117.12,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08063866198062897},{"word":"13","start":1117.12,"end":1117.52,"confidence":0.9941406,"punctuated_word":"13","sentiment":"neutral","sentiment_score":0.06815288960933685},{"word":"options","start":1117.52,"end":1117.92,"confidence":0.9838867,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.05567874014377594},{"word":"in","start":1117.92,"end":1118.0801,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08692260831594467},{"word":"there","start":1118.0801,"end":1118.24,"confidence":0.7186279,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.08834239840507507},{"word":"and","start":1118.24,"end":1118.48,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07173115015029907},{"word":"just","start":1118.48,"end":1118.88,"confidence":0.6323242,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07263603806495667},{"word":"there's","start":1118.9601,"end":1119.28,"confidence":0.99902344,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.09960567951202393},{"word":"a","start":1119.28,"end":1119.4401,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14309322834014893},{"word":"performance","start":1119.4401,"end":1119.9401,"confidence":0.99902344,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.10431118309497832},{"word":"table","start":1120.0,"end":1120.24,"confidence":0.9941406,"punctuated_word":"table","sentiment":"neutral","sentiment_score":0.1359999179840088},{"word":"on","start":1120.24,"end":1120.48,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1473613083362579},{"word":"the","start":1120.48,"end":1120.56,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13340644538402557},{"word":"website","start":1120.56,"end":1121.06,"confidence":0.9157715,"punctuated_word":"website,","sentiment":"neutral","sentiment_score":0.11711449921131134},{"word":"and","start":1121.12,"end":1121.36,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12241050601005554},{"word":"it","start":1121.36,"end":1121.52,"confidence":0.984375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16217565536499023},{"word":"will","start":1121.52,"end":1121.68,"confidence":0.984375,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.12038788199424744},{"word":"show","start":1121.68,"end":1121.92,"confidence":1.0,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.13574430346488953},{"word":"you","start":1121.92,"end":1122.0801,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1451774835586548},{"word":"all","start":1122.0801,"end":1122.24,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1362801492214203},{"word":"the","start":1122.24,"end":1122.48,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13586504757404327},{"word":"short","start":1122.48,"end":1122.8,"confidence":1.0,"punctuated_word":"short","sentiment":"neutral","sentiment_score":0.11861947923898696},{"word":"and","start":1122.8,"end":1122.9601,"confidence":0.94189453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08725334703922272},{"word":"long","start":1122.9601,"end":1123.2001,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.1253361701965332},{"word":"term","start":1123.2001,"end":1123.4401,"confidence":0.8276367,"punctuated_word":"term,","sentiment":"neutral","sentiment_score":0.14277558028697968},{"word":"and","start":1123.4401,"end":1123.6,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13520467281341553},{"word":"you","start":1123.6,"end":1123.68,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1358087807893753},{"word":"can","start":1123.68,"end":1123.92,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13873524963855743},{"word":"kinda","start":1123.92,"end":1124.16,"confidence":0.64990234,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.11352628469467164},{"word":"see","start":1124.16,"end":1124.3201,"confidence":0.99316406,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.09175792336463928},{"word":"which","start":1124.3201,"end":1124.56,"confidence":0.99902344,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.09326322376728058},{"word":"one","start":1124.56,"end":1124.7201,"confidence":0.9873047,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.07798373699188232},{"word":"he's","start":1124.7201,"end":1124.9601,"confidence":0.9655762,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.06703223288059235},{"word":"in","start":1124.9601,"end":1125.12,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.054786428809165955},{"word":"and","start":1125.12,"end":1125.2001,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08243373781442642},{"word":"what","start":1125.2001,"end":1125.4401,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.08888543397188187},{"word":"the","start":1125.4401,"end":1125.52,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07825525104999542},{"word":"other","start":1125.52,"end":1125.68,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.08198492228984833},{"word":"ones","start":1125.68,"end":1126.0,"confidence":0.9902344,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":0.0811871737241745},{"word":"are","start":1126.0,"end":1126.215,"confidence":0.904541,"punctuated_word":"are.","sentiment":"neutral","sentiment_score":0.0659017413854599},{"word":"cool","start":1130.455,"end":1130.955,"confidence":0.87060547,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.2410447895526886},{"word":"yeah","start":1132.455,"end":1132.9349,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2225150763988495},{"word":"and","start":1132.9349,"end":1133.095,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.23471778631210327},{"word":"that","start":1133.095,"end":1133.335,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3571438193321228},{"word":"little","start":1133.335,"end":1133.495,"confidence":0.9716797,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.329142689704895},{"word":"bit","start":1133.495,"end":1133.6549,"confidence":1.0,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.3578907251358032},{"word":"of","start":1133.6549,"end":1133.735,"confidence":0.76708984,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3501843810081482},{"word":"extra","start":1133.735,"end":1134.0549,"confidence":1.0,"punctuated_word":"extra","sentiment":"positive","sentiment_score":0.4131489098072052},{"word":"growth","start":1134.0549,"end":1134.215,"confidence":0.9970703,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.4110041558742523},{"word":"in","start":1134.215,"end":1134.375,"confidence":0.7792969,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.40328773856163025},{"word":"the","start":1134.375,"end":1134.5349,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3677791655063629},{"word":"first","start":1134.5349,"end":1134.775,"confidence":0.99902344,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.2876708507537842},{"word":"years","start":1134.775,"end":1135.1749,"confidence":0.5175781,"punctuated_word":"years","sentiment":"positive","sentiment_score":0.35954079031944275},{"word":"builds","start":1135.1749,"end":1135.4149,"confidence":0.8769531,"punctuated_word":"builds","sentiment":"positive","sentiment_score":0.42829227447509766},{"word":"it","start":1135.4149,"end":1135.575,"confidence":0.99609375,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.417362242937088},{"word":"up","start":1135.575,"end":1135.6549,"confidence":0.9458008,"punctuated_word":"up,","sentiment":"positive","sentiment_score":0.3766801357269287},{"word":"and","start":1135.6549,"end":1135.815,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.28649404644966125},{"word":"then","start":1135.815,"end":1135.975,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2960023880004883},{"word":"he","start":1135.975,"end":1136.0549,"confidence":0.99902344,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.3256266713142395},{"word":"doesn't","start":1136.0549,"end":1136.2949,"confidence":0.9995117,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.26086723804473877},{"word":"have","start":1136.2949,"end":1136.455,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.27045509219169617},{"word":"to","start":1136.455,"end":1136.615,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22906558215618136},{"word":"worry","start":1136.615,"end":1136.855,"confidence":1.0,"punctuated_word":"worry","sentiment":"neutral","sentiment_score":0.20478206872940063},{"word":"so","start":1136.855,"end":1137.015,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.25699853897094727},{"word":"much","start":1137.015,"end":1137.255,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.2019849568605423},{"word":"about","start":1137.255,"end":1137.495,"confidence":0.99609375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.19962802529335025},{"word":"catching","start":1137.495,"end":1137.895,"confidence":1.0,"punctuated_word":"catching","sentiment":"neutral","sentiment_score":0.229349821805954},{"word":"up","start":1137.895,"end":1137.975,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.20125682651996613},{"word":"in","start":1137.975,"end":1138.215,"confidence":0.9580078,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2235691100358963},{"word":"later","start":1138.215,"end":1138.5349,"confidence":0.69433594,"punctuated_word":"later","sentiment":"neutral","sentiment_score":0.2276767939329147},{"word":"years","start":1138.5349,"end":1138.86,"confidence":0.9885254,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.25505775213241577},{"word":"cool","start":1138.86,"end":1139.36,"confidence":0.9055176,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4340800642967224},{"word":"no","start":1144.54,"end":1144.78,"confidence":0.95166016,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.25421085953712463},{"word":"worries","start":1144.78,"end":1145.02,"confidence":0.9951172,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.24408462643623352},{"word":"thank","start":1145.02,"end":1145.26,"confidence":1.0,"punctuated_word":"Thank","sentiment":"neutral","sentiment_score":0.27591168880462646},{"word":"you","start":1145.26,"end":1145.34,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.344637393951416},{"word":"for","start":1145.34,"end":1145.5,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3877998292446137},{"word":"catching","start":1145.5,"end":1145.82,"confidence":1.0,"punctuated_word":"catching","sentiment":"neutral","sentiment_score":0.2396735846996307},{"word":"me","start":1145.82,"end":1145.98,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.24004679918289185},{"word":"on","start":1145.98,"end":1146.14,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.30846354365348816},{"word":"the","start":1146.14,"end":1146.22,"confidence":0.93847656,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.34840330481529236},{"word":"friday","start":1146.22,"end":1146.62,"confidence":1.0,"punctuated_word":"Friday","sentiment":"positive","sentiment_score":0.4243544042110443},{"word":"and","start":1146.62,"end":1147.12,"confidence":0.7817383,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2543322741985321},{"word":"especially","start":1147.58,"end":1148.0599,"confidence":0.5810547,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.184478223323822},{"word":"your","start":1148.0599,"end":1148.14,"confidence":0.35913086,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2596486210823059},{"word":"hair","start":1148.14,"end":1148.2999,"confidence":0.9921875,"punctuated_word":"hair","sentiment":"neutral","sentiment_score":0.17868822813034058},{"word":"appointment","start":1148.2999,"end":1148.7999,"confidence":0.99902344,"punctuated_word":"appointment.","sentiment":"neutral","sentiment_score":0.2207135558128357},{"word":"last","start":1150.2999,"end":1150.62,"confidence":0.8852539,"punctuated_word":"Last","sentiment":"neutral","sentiment_score":0.0051397234201431274},{"word":"thing","start":1150.62,"end":1150.94,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.027091410011053085},{"word":"is","start":1150.94,"end":1151.44,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.01861746795475483},{"word":"i","start":1152.855,"end":1153.175,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.015957312658429146},{"word":"know","start":1153.175,"end":1153.495,"confidence":0.81518555,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.00805905181914568},{"word":"and","start":1153.495,"end":1153.5751,"confidence":0.9863281,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.008306233212351799},{"word":"it's","start":1153.5751,"end":1153.8151,"confidence":0.9970703,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.01229812018573284},{"word":"always","start":1153.8151,"end":1154.055,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.020123526453971863},{"word":"in","start":1154.055,"end":1154.2151,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.021142596378922462},{"word":"and","start":1154.2151,"end":1154.295,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01772342622280121},{"word":"out","start":1154.295,"end":1154.375,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.03375747799873352},{"word":"of","start":1154.375,"end":1154.4551,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04274138808250427},{"word":"the","start":1154.4551,"end":1154.615,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03904867172241211},{"word":"shops","start":1154.615,"end":1154.855,"confidence":0.84228516,"punctuated_word":"shops","sentiment":"neutral","sentiment_score":0.03434155881404877},{"word":"and","start":1154.855,"end":1154.935,"confidence":0.81396484,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0321844145655632},{"word":"the","start":1154.935,"end":1155.095,"confidence":0.39257812,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0421588271856308},{"word":"kids","start":1155.095,"end":1155.415,"confidence":0.95166016,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":0.06157135218381882},{"word":"and","start":1155.415,"end":1155.5751,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03813133388757706},{"word":"everything","start":1155.5751,"end":1155.895,"confidence":0.89819336,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.0905027836561203},{"word":"so","start":1155.895,"end":1156.055,"confidence":0.6895752,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.05248907208442688},{"word":"look","start":1156.055,"end":1156.375,"confidence":0.9133301,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.04845826327800751},{"word":"thank","start":1156.375,"end":1156.535,"confidence":0.99902344,"punctuated_word":"thank","sentiment":"neutral","sentiment_score":0.3187137842178345},{"word":"you","start":1156.535,"end":1156.6951,"confidence":0.9628906,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.3533151149749756},{"word":"natalie","start":1156.6951,"end":1157.095,"confidence":0.9855957,"punctuated_word":"Natalie,","sentiment":"neutral","sentiment_score":0.15397123992443085},{"word":"for","start":1157.095,"end":1157.255,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.22731848061084747},{"word":"your","start":1157.255,"end":1157.415,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.19419389963150024},{"word":"time","start":1157.415,"end":1157.735,"confidence":0.9995117,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.23164565861225128},{"word":"i","start":1157.735,"end":1157.8151,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3671494424343109},{"word":"appreciate","start":1157.8151,"end":1158.135,"confidence":1.0,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.3879128098487854},{"word":"it","start":1158.135,"end":1158.635,"confidence":1.0,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.31153637170791626},{"word":"last","start":1160.535,"end":1160.775,"confidence":0.98535156,"punctuated_word":"Last","sentiment":"neutral","sentiment_score":0.03442125767469406},{"word":"document","start":1160.775,"end":1161.255,"confidence":0.939209,"punctuated_word":"document,","sentiment":"neutral","sentiment_score":0.03653943911194801},{"word":"there","start":1161.255,"end":1161.415,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.039353147149086},{"word":"is","start":1161.415,"end":1161.5751,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0350000225007534},{"word":"a","start":1161.5751,"end":1161.735,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04042669385671616},{"word":"tax","start":1161.735,"end":1161.975,"confidence":0.98291016,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.06527701020240784},{"word":"file","start":1161.975,"end":1162.2151,"confidence":0.89208984,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.047549910843372345},{"word":"number","start":1162.2151,"end":1162.535,"confidence":1.0,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.044859662652015686},{"word":"opt","start":1162.535,"end":1162.775,"confidence":0.98535156,"punctuated_word":"opt","sentiment":"neutral","sentiment_score":0.059979312121868134},{"word":"in","start":1162.775,"end":1163.095,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06685743480920792},{"word":"form","start":1163.095,"end":1163.5751,"confidence":0.99560547,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":0.06946771591901779},{"word":"we're","start":1163.5751,"end":1163.8151,"confidence":1.0,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.01785535365343094},{"word":"just","start":1163.8151,"end":1164.055,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.025020450353622437},{"word":"trying","start":1164.055,"end":1164.295,"confidence":1.0,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.0005611106753349304},{"word":"to","start":1164.295,"end":1164.4551,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.007506262511014938},{"word":"avoid","start":1164.4551,"end":1164.775,"confidence":1.0,"punctuated_word":"avoid","sentiment":"neutral","sentiment_score":0.0045152269303798676},{"word":"some","start":1164.775,"end":1165.015,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.02983850985765457},{"word":"cybersecurity","start":1165.015,"end":1165.515,"confidence":0.89453125,"punctuated_word":"cybersecurity","sentiment":"neutral","sentiment_score":0.007055953145027161},{"word":"risks","start":1165.895,"end":1166.22,"confidence":0.87890625,"punctuated_word":"risks","sentiment":"neutral","sentiment_score":-0.047025732696056366},{"word":"at","start":1166.22,"end":1166.46,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.017533473670482635},{"word":"the","start":1166.46,"end":1166.5399,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0035258084535598755},{"word":"moment","start":1166.5399,"end":1166.86,"confidence":0.8469238,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.0010052993893623352},{"word":"holding","start":1166.86,"end":1167.34,"confidence":0.49316406,"punctuated_word":"holding","sentiment":"neutral","sentiment_score":0.01947391778230667},{"word":"tax","start":1167.34,"end":1167.58,"confidence":0.94628906,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.054757010191679},{"word":"law","start":1167.58,"end":1167.82,"confidence":0.21691895,"punctuated_word":"law","sentiment":"neutral","sentiment_score":0.028154324740171432},{"word":"numbers","start":1167.82,"end":1168.0599,"confidence":1.0,"punctuated_word":"numbers","sentiment":"neutral","sentiment_score":0.026490099728107452},{"word":"in","start":1168.0599,"end":1168.22,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02046329528093338},{"word":"all","start":1168.22,"end":1168.2999,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.0655071809887886},{"word":"the","start":1168.2999,"end":1168.46,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.031138932332396507},{"word":"different","start":1168.46,"end":1168.78,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.03038967028260231},{"word":"systems","start":1168.78,"end":1169.28,"confidence":0.89453125,"punctuated_word":"systems.","sentiment":"neutral","sentiment_score":0.03690105676651001},{"word":"so","start":1169.5,"end":1169.74,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03838411718606949},{"word":"we","start":1169.74,"end":1169.9,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.02981315180659294},{"word":"just","start":1169.9,"end":1170.0599,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.059077367186546326},{"word":"want","start":1170.0599,"end":1170.38,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.05388194322586059},{"word":"clients","start":1170.38,"end":1170.7,"confidence":0.8354492,"punctuated_word":"clients,","sentiment":"neutral","sentiment_score":0.08018527179956436},{"word":"if","start":1170.7,"end":1170.86,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09346882253885268},{"word":"they're","start":1170.86,"end":1171.02,"confidence":0.99853516,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.07812978327274323},{"word":"comfortable","start":1171.02,"end":1171.52,"confidence":0.982666,"punctuated_word":"comfortable,","sentiment":"neutral","sentiment_score":0.07570487260818481},{"word":"just","start":1171.58,"end":1171.74,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08545611053705215},{"word":"to","start":1171.74,"end":1171.82,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07640551030635834},{"word":"hold","start":1171.82,"end":1172.0599,"confidence":0.99609375,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":0.06523152440786362},{"word":"on","start":1172.0599,"end":1172.2999,"confidence":0.9350586,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05473386123776436},{"word":"to","start":1172.2999,"end":1172.38,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07474648207426071},{"word":"the","start":1172.38,"end":1172.5399,"confidence":0.9086914,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07106998562812805},{"word":"one","start":1172.5399,"end":1172.78,"confidence":0.9970703,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.07766809314489365},{"word":"form","start":1172.78,"end":1173.28,"confidence":0.9951172,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":0.05902935937047005},{"word":"awesome","start":1176.62,"end":1177.02,"confidence":0.9785156,"punctuated_word":"Awesome.","sentiment":"neutral","sentiment_score":0.10391110181808472},{"word":"any","start":1177.02,"end":1177.26,"confidence":0.99902344,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.062174465507268906},{"word":"questions","start":1177.26,"end":1177.76,"confidence":0.9897461,"punctuated_word":"questions?","sentiment":"neutral","sentiment_score":0.07191036641597748},{"word":"it's","start":1178.62,"end":1178.86,"confidence":0.8808594,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.04040098190307617},{"word":"in","start":1178.86,"end":1179.02,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.059632815420627594},{"word":"the","start":1179.02,"end":1179.26,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0778597816824913},{"word":"pack","start":1179.26,"end":1179.5,"confidence":0.78125,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.07695581018924713},{"word":"to","start":1179.5,"end":1179.6599,"confidence":0.97314453,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.059321120381355286},{"word":"sign","start":1179.6599,"end":1179.9,"confidence":1.0,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.05752018466591835},{"word":"along","start":1179.9,"end":1180.14,"confidence":0.9980469,"punctuated_word":"along","sentiment":"neutral","sentiment_score":0.0786932185292244},{"word":"with","start":1180.14,"end":1180.2999,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0942785069346428},{"word":"the","start":1180.2999,"end":1180.46,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09746843576431274},{"word":"service","start":1180.46,"end":1180.86,"confidence":0.9980469,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.07800792157649994},{"word":"agreement","start":1180.86,"end":1181.36,"confidence":0.7819824,"punctuated_word":"agreement.","sentiment":"neutral","sentiment_score":0.0818404108285904},{"word":"so","start":1181.415,"end":1181.5751,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08573456108570099},{"word":"just","start":1181.5751,"end":1181.8151,"confidence":0.9921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.17280781269073486},{"word":"as","start":1181.8151,"end":1181.895,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12771758437156677},{"word":"long","start":1181.895,"end":1182.135,"confidence":0.99902344,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.1821337789297104},{"word":"as","start":1182.135,"end":1182.295,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.20379000902175903},{"word":"you","start":1182.295,"end":1182.4551,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2344222217798233},{"word":"can","start":1182.4551,"end":1182.6951,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.22953130304813385},{"word":"read","start":1182.6951,"end":1182.935,"confidence":0.9580078,"punctuated_word":"read","sentiment":"neutral","sentiment_score":0.21280479431152344},{"word":"through","start":1182.935,"end":1183.0951,"confidence":0.9902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.21599671244621277},{"word":"and","start":1183.0951,"end":1183.255,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1668846756219864},{"word":"make","start":1183.255,"end":1183.3351,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1775282919406891},{"word":"sure","start":1183.3351,"end":1183.655,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.20223784446716309},{"word":"you're","start":1183.655,"end":1183.735,"confidence":0.66174316,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.21642307937145233},{"word":"comfortable","start":1183.735,"end":1184.135,"confidence":0.8774414,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.23862886428833008},{"word":"with","start":1184.135,"end":1184.535,"confidence":0.90771484,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2448302060365677},{"word":"that","start":1184.535,"end":1185.035,"confidence":0.96435547,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.25252437591552734},{"word":"appreciate","start":1188.935,"end":1189.415,"confidence":0.96516925,"punctuated_word":"Appreciate","sentiment":"positive","sentiment_score":0.5434479117393494},{"word":"that","start":1189.415,"end":1189.735,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.4572111368179322},{"word":"anything","start":1189.735,"end":1190.055,"confidence":1.0,"punctuated_word":"Anything","sentiment":"neutral","sentiment_score":0.27585369348526},{"word":"else","start":1190.055,"end":1190.2151,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.20630480349063873},{"word":"i","start":1190.2151,"end":1190.295,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1584455817937851},{"word":"can","start":1190.295,"end":1190.4551,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.19382651150226593},{"word":"do","start":1190.4551,"end":1190.615,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2323753833770752},{"word":"for","start":1190.615,"end":1190.775,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2303733080625534},{"word":"you","start":1190.775,"end":1190.855,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20506370067596436},{"word":"before","start":1190.855,"end":1191.0951,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.1968829482793808},{"word":"you","start":1191.0951,"end":1191.255,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1856432855129242},{"word":"have","start":1191.255,"end":1191.3351,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.21876271069049835},{"word":"your","start":1191.3351,"end":1191.5751,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21921171247959137},{"word":"weekend","start":1191.5751,"end":1192.0751,"confidence":0.99853516,"punctuated_word":"weekend?","sentiment":"neutral","sentiment_score":0.19613957405090332},{"word":"thanks","start":1195.67,"end":1195.9901,"confidence":0.8383789,"punctuated_word":"Thanks,","sentiment":"positive","sentiment_score":0.46111494302749634},{"word":"man","start":1195.9901,"end":1196.2301,"confidence":0.5994873,"punctuated_word":"man.","sentiment":"neutral","sentiment_score":0.13891862332820892},{"word":"and","start":1196.2301,"end":1196.4701,"confidence":0.9838867,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.25473982095718384},{"word":"just","start":1196.4701,"end":1196.7101,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.3221047818660736},{"word":"give","start":1196.7101,"end":1196.9501,"confidence":0.99316406,"punctuated_word":"give","sentiment":"positive","sentiment_score":0.44792261719703674},{"word":"craig","start":1196.9501,"end":1197.27,"confidence":0.99121094,"punctuated_word":"Craig","sentiment":"neutral","sentiment_score":0.10379644483327866},{"word":"a","start":1197.27,"end":1197.3501,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12006314098834991},{"word":"heads","start":1197.3501,"end":1197.51,"confidence":0.99609375,"punctuated_word":"heads","sentiment":"neutral","sentiment_score":0.16415928304195404},{"word":"up","start":1197.51,"end":1197.67,"confidence":0.9213867,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.1384572684764862},{"word":"we'll","start":1197.67,"end":1197.91,"confidence":0.99902344,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.07807812094688416},{"word":"be","start":1197.91,"end":1197.9901,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0989823192358017},{"word":"reaching","start":1197.9901,"end":1198.31,"confidence":1.0,"punctuated_word":"reaching","sentiment":"neutral","sentiment_score":0.1163301318883896},{"word":"out","start":1198.31,"end":1198.55,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.10638019442558289},{"word":"soon","start":1198.55,"end":1199.05,"confidence":0.951416,"punctuated_word":"soon.","sentiment":"neutral","sentiment_score":0.05814313516020775},{"word":"cheers","start":1201.8301,"end":1202.2301,"confidence":0.96207684,"punctuated_word":"Cheers.","sentiment":"positive","sentiment_score":0.6706174612045288},{"word":"bye","start":1202.2301,"end":1202.7301,"confidence":0.99658203,"punctuated_word":"Bye.","sentiment":"positive","sentiment_score":0.4054813086986542}],"paragraphs":{"transcript":"\nGood morning. Natalie. Tommy here from. Happy Friday. I'm doing fantastic.\n\nI'm just wondering if I've put you at a good time after the school drop off. No worries. I'm doing fantastic. It's been an absolutely brilliant week. How about you?\n\nI know. Right? I'm still I don't know if I mentioned last week, but my my three year old still has a broken leg, said he's home with me. Yep. So, again, if you hear any oh, he's it's nothing's stopping.\n\nHe's got a red cast on, which is, of course, very far, and so he's wanting to run on it. And I'm just like, mate, you still got a few weeks. Just chillax. Yep. Yep.\n\nAwesome. Now I won't take up too much of your time today, but I'm just gonna pop through your annual review pack so you've got it in the background for when you get a chance. Now just need to confirm date of birth and address for security. Perfect. Perfect.\n\nPerfect. And are you okay for the call to be recorded? Amazing. Now what I wanted to go through today was just give you a bit of an update on how the super tracking, quick little touch point on the insurances, and just update a couple of quick details with you if that's alright? Awesome.\n\nSo I'll jump into the details just briefly while I've got you. So all the address and everything is the same. Hotmail address is still okay. Still doing the bar work. Yep.\n\nIncome changed much. I think we had you at about 20,000. Yep. Amazing. I'll update that one.\n\nAnd with the assets, we had the home, two cars, a caravan, a boat, and three motorbikes. Okay. Fantastic. Yep. Yep.\n\nBoys and the toys. I think I had the combined value to those about 138,000. What do you think would be reasonable for the full collection? Yeah. Awesome.\n\nNow because you're in Vicky Point, I'll just do a quick updated evaluation of the home there. What about the just quickly the mortgage, what you've got left owing on that one? I think we had amazing. Okay. I had $2.63, so that's a really good chunk off.\n\nAh, cool. Okay. That helps. And I can see all your super accounts are still linked up, so you guys are getting that fee linking discount, which is really good. Just quickly, I don't know if you're comfortable with this.\n\nI know you're a hairdresser, but we had some savings and some Bitcoin valued at about 26,000 combined. I was just wanting to split them today if you could. Yeah. Just the values of savings versus Bitcoin. Yep.\n\nYes. Okay. Yeah. So I can just yeah. I can cancel that out and just have the mortgage value instead.\n\nThank you. Okay. Perfect. That makes perfect sense. Alrighty.\n\nGot that all done. Correct. Correct. So you could pop possibly pull out a $100 and bump it right back up. Beautiful.\n\nAnd I just checked online. I think the property has gone from that 1.3 to 1.5. Perfect. Perfect. So I'll go for that as a bit of a conservative estimate.\n\nJust quickly on estate planning, did you guys get a will put in place? No. Here's your yearly reminder. Yeah. Yeah.\n\nI get you. That's a tough one. Yeah. No. That's fair enough.\n\nYeah. In a couple of years' time, it will be. Yep. Amazing. The beneficiaries are all in place, so that's all good.\n\nThat covers the life insurance and the super. And then the other thing too is just powers of attorney. So so, like, if you're in hospital, being able to act on your behalf is a lot quicker with one of those. Yeah. Pretty much.\n\nIt it just skips all of the process of going to corporate probate or anything like that. It just makes it a lot quicker. I know spouses are usually preferred for doctors, but beautiful. Yeah. Okay.\n\nSo used to it. Now I've got some just quickly on the insurance side of things. So we had to transfer it over $250 worth of life and CPT from the previous fund. It's still under $700 a year, so nice and cheap there, but it's a 0.25 of a mill. Pretty much cleared out that mortgage now.\n\nMy main question was, are you wanting me like, do I need to look for quotes for income protection for yourself or just focus on freight? Yes. Yeah. And if we did do a policy, it's only up to 70%. So the maximum you could be getting after tax is 345.\n\nNot worth the premiums. And there's no trauma insurance for for heart attack, stroke, and cancer. So I was just gonna leave the the life and CBD alone unless you wanted me to alter that at all. Yeah. And it's the same for total disability.\n\nPerfect. Perfect. Now when it comes to the super side of things, so I was having a look at your original projections when you came on board. We were kind of aiming for you to go from 93 to a 147,000 over five years. We're halfway through that.\n\nYou're at $1.21, and you're projecting roughly to about a 150. It's been a bit of a lower year this year because the war in Iran kind of dropped the stock market for a little bit, but still tracking pretty well. Now it went down. I'll show you exactly what happened to the account. So it went from do do do do do two secs.\n\nSo it went from $1.20 down to $1.00 9 and then back up to $1.22. So still up for the year. It's not in the negative, which it happens every now and then. But, basically, the main hit was some Australian shares and EBN shares. Everything else is up pretty strong.\n\nGold, international shares, all up double digits, but looking pretty good. You are in high growth, of course, so trying to get high long term returns. Not yeah. So usually because you got 90% growth assets, it's gonna go up and down like a roller coaster. The more you build your balance up, the bigger it's gonna look.\n\nSo when you've got 500,000, it's gonna be going up and down $50 a year rather than $12 a year. And then when you get closer to retirement? Probably not. I mean, you're at a low tax bracket where you're not gonna get much benefit out of it. And one of the things that you can do too is, like, just paying off the mortgage has a huge instant help.\n\nCraig's probably more so because of his income. And then once the mortgage is paid off, we can look at maybe doing some other investing or into super after that, but it may even be, like, non tax deductible at that point because if you're not gonna get much of a tax deduction, it's almost my point. Yeah. We've still got you guys yeah. Go for it.\n\nI'm just looking at the retirement age. So 67 is the age pension at the moment. So you need at least a decade. Yep. Yep.\n\nSo he wants 60 instead. And even so so fifteen years as a minimum, 22 as a maximum, high growth, you need at least a decade. So in the last decade is when we tend to reduce the risk level. Cool. Anything else focused for you guys besides the mortgage and the super of the next few years?\n\nIt's just possible figures wise that the government just banned it. Yeah. Yeah. So I know. I know.\n\nI've just had this conversation the last month. The August 10 is when everyone's loan is gonna be approved and everything's gonna be set up and everything. It usually takes about eight weeks. So everyone's rushing through the door, and after that, only commercial property can be done through Super. Yes.\n\nIt's not been a fun time. Yeah. And the thing is they sprung it on us because no. I would love to. It's like set up some truck funds and companies and sell everything and move it.\n\nIt takes, like, eight weeks. I have had those phone calls. I had someone yesterday saying, I'm going overseas. Can you move everything in seven days? I said, oh, no.\n\nBut they they strung it on us. They it was gonna be a slow burn. They did a deal with the brain to get the negative gearing capital gains tax across, and then all of a sudden, everyone's got five weeks and it's over. Yep. Out of nowhere.\n\nAbsolutely. So yeah. We might look at commercial property down the line, but, again, my main thing is just make sure the portfolio is still doing its thing. With the investments, I'm gonna put a flag on two here. Ben Long's had a bit of a drop, so I'm gonna keep an eye on that one for you.\n\nAnd if that doesn't improve, we're gonna replace it. With the Indian shares, I'm not too concerned. That's more of a long term thing. Like, as manufacturing goes from China to India, it's kind of a, you know, five, ten, fifteen year thing. So I'll watch it, but it's not as much of a concern as the other one.\n\nCool. So did you want me to plug in for another catch up before the end of the year or just go for that annual review next year? Yep. Yep. Give us a buzzer.\n\nPerfect. I'll keep an eye on everything. And, look, if we have that next conversation and that one option hasn't improved, I'll have already done some research on some alternatives. And then if we need to switch it around, I'll update your strategy. Let me have a look.\n\nSee, that should be pretty soon. Yeah. He is due as well, so I've gotta get him booked in. So, man, just give him a heads up that Michelle is gonna reach out to book him in. Awesome.\n\nBecause I think there's Yeah. Okay. Cool. So I might have to tweak a few things to get it going a little bit quicker for him. Yep.\n\nEasy done. I'll dive into that in-depth with him. Now the documents that I've sent through to you, so there's the super reports, the insurance reports, updated services guide with us, updated service agreement. You guys are still on the 1.1% partner's discount with us. And I was talking to Barton, they're gonna look at some discounts for people above 200,000 next year as well, just doing a bit of a tier fee structure.\n\nAny question? 4 45. One twenty two. Yeah. And I think no.\n\nI think just what's been going on recently, there's probably a few changes I'm looking to make with him, especially if he wants to go a bit quicker with it. So definitely wanna just take that time with him. And, yeah, his account looks really good. Contribution's look great. But probably a few changes to look at.\n\nYeah. Yeah. Yeah. Yeah. Pretty much.\n\nSo you always wanna start off with that industry fund for the first maybe 50 to $80. It's not worth paying extra fees to get that extra couple of percent if it's just gonna eat it away. But once you have the bigger balances, the fees go down. If you ever have any questions about his super, I'm happy to have a chat complimentary as always, but the host bus is a good one. Normally, I would say yes, but not at the moment because he he kinda just needs to build that first base up.\n\nAnd then once he has that solid income, you know, approaching 6 figures, you wanna get the double, like, the tax deduction plus the growth. And you only need to do five to ten years of that kind of thing. So as long as he stays in something that's really good, like high growth at an early age, that'll accelerate it rather than just leaving it in the default. Yeah. Have a look at their returns.\n\nThey've only got about 13 options in there, and just there's a performance table on the website, and it will show you all the short and long term, and you can kinda see which one he's in and what the other ones are. Cool. Yeah. And that little bit of extra growth in the first years builds it up, and then he doesn't have to worry so much about catching up in later years. Cool.\n\nNo worries. Thank you for catching me on the Friday and especially your hair appointment. Last thing is I know. And it's always in and out of the shops and the kids and everything. So, look, thank you, Natalie, for your time.\n\nI appreciate it. Last document, there is a tax file number opt in form. We're just trying to avoid some cybersecurity risks at the moment, holding tax law numbers in all the different systems. So we just want clients, if they're comfortable, just to hold on to the one form. Awesome.\n\nAny questions? It's in the pack to sign along with the service agreement. So just as long as you can read through and make sure you're comfortable with that. Appreciate that. Anything else I can do for you before you have your weekend?\n\nThanks, man. And just give Craig a heads up. We'll be reaching out soon. Cheers. Bye.","paragraphs":[{"sentences":[{"text":"Good morning.","start":1.92,"end":2.48,"sentiment":"neutral","sentiment_score":0.24094854295253754},{"text":"Natalie.","start":2.48,"end":2.8799999,"sentiment":"neutral","sentiment_score":0.1328204870223999},{"text":"Tommy here from.","start":2.8799999,"end":3.86,"sentiment":"neutral","sentiment_score":0.13871722171703973},{"text":"Happy Friday.","start":3.9199998,"end":4.74,"sentiment":"positive","sentiment_score":0.3673316687345505},{"text":"I'm doing fantastic.","start":6.48,"end":7.7,"sentiment":"positive","sentiment_score":0.6544161240259806}],"sentiment":"positive","sentiment_score":0.3389800861477852,"num_words":11,"start":1.92,"end":7.7},{"sentences":[{"text":"I'm just wondering if I've put you at a good time after the school drop off.","start":7.8399997,"end":11.54,"sentiment":"neutral","sentiment_score":0.056656692642718554},{"text":"No worries.","start":17.575,"end":18.315,"sentiment":"neutral","sentiment_score":0.14910727739334106},{"text":"I'm doing fantastic.","start":18.695,"end":19.815,"sentiment":"positive","sentiment_score":0.5365020036697388},{"text":"It's been an absolutely brilliant week.","start":19.815,"end":21.175,"sentiment":"positive","sentiment_score":0.6590522825717926},{"text":"How about you?","start":21.175,"end":22.075,"sentiment":"neutral","sentiment_score":0.17213727037111917}],"sentiment":"neutral","sentiment_score":0.2428317718207836,"num_words":30,"start":7.8399997,"end":22.075},{"sentences":[{"text":"I know.","start":25.61,"end":26.01,"sentiment":"neutral","sentiment_score":0.02138497866690159},{"text":"Right?","start":26.01,"end":26.49,"sentiment":"neutral","sentiment_score":0.01545761525630951},{"text":"I'm still I don't know if I mentioned last week, but my my three year old still has a broken leg, said he's home with me.","start":26.49,"end":31.710001,"sentiment":"neutral","sentiment_score":-0.0788537277123676},{"text":"Yep.","start":32.010002,"end":32.510002,"sentiment":"neutral","sentiment_score":0.006033192854374647},{"text":"So, again, if you hear any oh, he's it's nothing's stopping.","start":33.05,"end":37.870003,"sentiment":"neutral","sentiment_score":-0.048312107058749956}],"sentiment":"neutral","sentiment_score":-0.06139925201764194,"num_words":41,"start":25.61,"end":37.870003},{"sentences":[{"text":"He's got a red cast on, which is, of course, very far, and so he's wanting to run on it.","start":37.93,"end":43.265003,"sentiment":"neutral","sentiment_score":-0.041434242762625216},{"text":"And I'm just like, mate, you still got a few weeks.","start":43.265003,"end":45.185,"sentiment":"neutral","sentiment_score":-0.033603696660561996},{"text":"Just chillax.","start":45.185,"end":46.085003,"sentiment":"neutral","sentiment_score":-0.0027423673309385777},{"text":"Yep.","start":51.025,"end":51.425003,"sentiment":"neutral","sentiment_score":0.01778891496360302},{"text":"Yep.","start":51.425003,"end":51.925003,"sentiment":"neutral","sentiment_score":0.01869275234639645}],"sentiment":"neutral","sentiment_score":-0.033352245310587544,"num_words":35,"start":37.93,"end":51.925003},{"sentences":[{"text":"Awesome.","start":52.545002,"end":53.045002,"sentiment":"neutral","sentiment_score":0.1058356910943985},{"text":"Now I won't take up too much of your time today, but I'm just gonna pop through your annual review pack so you've got it in the background for when you get a chance.","start":53.79,"end":61.170002,"sentiment":"neutral","sentiment_score":0.019508103689397958},{"text":"Now just need to confirm date of birth and address for security.","start":61.79,"end":65.33,"sentiment":"neutral","sentiment_score":0.019464622639740508},{"text":"Perfect.","start":71.475,"end":71.875,"sentiment":"neutral","sentiment_score":0.26215189695358276},{"text":"Perfect.","start":71.875,"end":72.195,"sentiment":"neutral","sentiment_score":0.27088868618011475}],"sentiment":"neutral","sentiment_score":0.03134137288458189,"num_words":49,"start":52.545002,"end":72.195},{"sentences":[{"text":"Perfect.","start":72.195,"end":72.515,"sentiment":"neutral","sentiment_score":0.228101909160614},{"text":"And are you okay for the call to be recorded?","start":72.515,"end":74.455,"sentiment":"neutral","sentiment_score":0.05928787253797054},{"text":"Amazing.","start":76.115,"end":76.615,"sentiment":"neutral","sentiment_score":0.1225239560008049},{"text":"Now what I wanted to go through today was just give you a bit of an update on how the super tracking, quick little touch point on the insurances, and just update a couple of quick details with you if that's alright?","start":76.755,"end":86.37,"sentiment":"neutral","sentiment_score":0.0793701374371137},{"text":"Awesome.","start":87.950005,"end":88.43,"sentiment":"positive","sentiment_score":0.631580650806427}],"sentiment":"neutral","sentiment_score":0.0892478366128423,"num_words":55,"start":72.195,"end":88.43},{"sentences":[{"text":"So I'll jump into the details just briefly while I've got you.","start":88.43,"end":92.990005,"sentiment":"neutral","sentiment_score":0.26180732001860935},{"text":"So all the address and everything is the same.","start":92.990005,"end":95.675,"sentiment":"neutral","sentiment_score":0.10769826090998119},{"text":"Hotmail address is still okay.","start":95.675,"end":97.375,"sentiment":"neutral","sentiment_score":0.14591524004936218},{"text":"Still doing the bar work.","start":98.395004,"end":100.015,"sentiment":"neutral","sentiment_score":0.09670628160238266},{"text":"Yep.","start":101.595,"end":102.095,"sentiment":"neutral","sentiment_score":0.06495874375104904}],"sentiment":"neutral","sentiment_score":0.16840745438821614,"num_words":32,"start":88.43,"end":102.095},{"sentences":[{"text":"Income changed much.","start":102.315,"end":103.435005,"sentiment":"neutral","sentiment_score":0.04373525331417719},{"text":"I think we had you at about 20,000.","start":103.435005,"end":105.215004,"sentiment":"neutral","sentiment_score":0.03347401134669781},{"text":"Yep.","start":110.61,"end":111.090004,"sentiment":"neutral","sentiment_score":0.2833254933357239},{"text":"Amazing.","start":111.090004,"end":111.590004,"sentiment":"positive","sentiment_score":0.5959717631340027},{"text":"I'll update that one.","start":112.05,"end":113.590004,"sentiment":"positive","sentiment_score":0.4601394161581993}],"sentiment":"neutral","sentiment_score":0.18346192775403752,"num_words":17,"start":102.315,"end":113.590004},{"sentences":[{"text":"And with the assets, we had the home, two cars, a caravan, a boat, and three motorbikes.","start":113.81,"end":122.07,"sentiment":"neutral","sentiment_score":0.14851239893366308},{"text":"Okay.","start":135.645,"end":136.125,"sentiment":"positive","sentiment_score":0.37800484895706177},{"text":"Fantastic.","start":136.125,"end":136.625,"sentiment":"positive","sentiment_score":0.5897265672683716},{"text":"Yep.","start":141.56999,"end":141.81,"sentiment":"neutral","sentiment_score":0.038580454885959625},{"text":"Yep.","start":141.81,"end":142.12999,"sentiment":"neutral","sentiment_score":0.04041047394275665}],"sentiment":"neutral","sentiment_score":0.17006824413935342,"num_words":21,"start":113.81,"end":142.12999},{"sentences":[{"text":"Boys and the toys.","start":142.12999,"end":143.26999,"sentiment":"neutral","sentiment_score":0.039863561280071735},{"text":"I think I had the combined value to those about 138,000.","start":143.81,"end":147.40999,"sentiment":"neutral","sentiment_score":0.056150818074291405},{"text":"What do you think would be reasonable for the full collection?","start":147.40999,"end":149.67,"sentiment":"neutral","sentiment_score":0.057396363128315316},{"text":"Yeah.","start":153.865,"end":154.365,"sentiment":"neutral","sentiment_score":0.01842648722231388},{"text":"Awesome.","start":168.66,"end":169.16,"sentiment":"positive","sentiment_score":0.3770541250705719}],"sentiment":"neutral","sentiment_score":0.0644269232372088,"num_words":28,"start":142.12999,"end":169.16},{"sentences":[{"text":"Now because you're in Vicky Point, I'll just do a quick updated evaluation of the home there.","start":169.78,"end":176.76001,"sentiment":"neutral","sentiment_score":0.13158073889858582},{"text":"What about the just quickly the mortgage, what you've got left owing on that one?","start":177.06,"end":180.955,"sentiment":"neutral","sentiment_score":0.020165123293797174},{"text":"I think we had amazing.","start":183.575,"end":186.955,"sentiment":"neutral","sentiment_score":0.09002916030585766},{"text":"Okay.","start":187.015,"end":187.175,"sentiment":"neutral","sentiment_score":0.07682637870311737},{"text":"I had $2.63, so that's a really good chunk off.","start":187.175,"end":189.995,"sentiment":"neutral","sentiment_score":0.09349487386643887}],"sentiment":"neutral","sentiment_score":0.08335979853291065,"num_words":48,"start":169.78,"end":189.995},{"sentences":[{"text":"Ah, cool.","start":192.855,"end":193.33499,"sentiment":"neutral","sentiment_score":0.22783708572387695},{"text":"Okay.","start":193.33499,"end":193.655,"sentiment":"neutral","sentiment_score":0.11482584476470949},{"text":"That helps.","start":193.655,"end":194.31,"sentiment":"neutral","sentiment_score":0.10570098552852869},{"text":"And I can see all your super accounts are still linked up, so you guys are getting that fee linking discount, which is really good.","start":195.19,"end":200.89,"sentiment":"positive","sentiment_score":0.7090680289268494},{"text":"Just quickly, I don't know if you're comfortable with this.","start":202.31,"end":204.15,"sentiment":"neutral","sentiment_score":0.028524671541526915}],"sentiment":"positive","sentiment_score":0.4698462356464006,"num_words":40,"start":192.855,"end":204.15},{"sentences":[{"text":"I know you're a hairdresser, but we had some savings and some Bitcoin valued at about 26,000 combined.","start":204.15,"end":211.415,"sentiment":"neutral","sentiment_score":0.0315160535586377},{"text":"I was just wanting to split them today if you could.","start":211.635,"end":214.455,"sentiment":"neutral","sentiment_score":0.03723005154593424},{"text":"Yeah.","start":216.995,"end":217.315,"sentiment":"neutral","sentiment_score":0.00902688130736351},{"text":"Just the values of savings versus Bitcoin.","start":217.315,"end":219.575,"sentiment":"neutral","sentiment_score":-0.0028992041147180964},{"text":"Yep.","start":223.075,"end":223.47,"sentiment":"neutral","sentiment_score":-0.016529029235243797}],"sentiment":"neutral","sentiment_score":0.024974288271838112,"num_words":38,"start":204.15,"end":223.47},{"sentences":[{"text":"Yes.","start":230.35,"end":230.85,"sentiment":"neutral","sentiment_score":0.0147876413539052},{"text":"Okay.","start":230.91,"end":231.41,"sentiment":"neutral","sentiment_score":0.007218524813652039},{"text":"Yeah.","start":254.23001,"end":254.47,"sentiment":"neutral","sentiment_score":-0.009717884473502636},{"text":"So I can just yeah.","start":254.47,"end":256.39,"sentiment":"neutral","sentiment_score":-0.02453119996935129},{"text":"I can cancel that out and just have the mortgage value instead.","start":256.39,"end":259.45,"sentiment":"neutral","sentiment_score":-0.07741655657688777}],"sentiment":"neutral","sentiment_score":-0.05196831985376775,"num_words":20,"start":230.35,"end":259.45},{"sentences":[{"text":"Thank you.","start":267.67,"end":268.365,"sentiment":"neutral","sentiment_score":0.25276417285203934},{"text":"Okay.","start":312.26,"end":312.76,"sentiment":"neutral","sentiment_score":0.016959093511104584},{"text":"Perfect.","start":314.02,"end":314.52,"sentiment":"neutral","sentiment_score":0.2764761447906494},{"text":"That makes perfect sense.","start":314.74,"end":316.28,"sentiment":"neutral","sentiment_score":0.21119818463921547},{"text":"Alrighty.","start":318.02,"end":318.52,"sentiment":"neutral","sentiment_score":0.1000739187002182}],"sentiment":"neutral","sentiment_score":0.1937589156958792,"num_words":9,"start":267.67,"end":318.52},{"sentences":[{"text":"Got that all done.","start":319.06,"end":320.19998,"sentiment":"neutral","sentiment_score":0.10237869992852211},{"text":"Correct.","start":324.905,"end":325.305,"sentiment":"neutral","sentiment_score":0.04626996070146561},{"text":"Correct.","start":325.305,"end":325.705,"sentiment":"neutral","sentiment_score":0.05194580554962158},{"text":"So you could pop possibly pull out a $100 and bump it right back up.","start":325.705,"end":329.405,"sentiment":"neutral","sentiment_score":0.05724804947773616},{"text":"Beautiful.","start":331.305,"end":331.785,"sentiment":"positive","sentiment_score":0.4122579097747803}],"sentiment":"neutral","sentiment_score":0.08085041899572719,"num_words":22,"start":319.06,"end":331.785},{"sentences":[{"text":"And I just checked online.","start":331.785,"end":333.145,"sentiment":"neutral","sentiment_score":0.20578713715076447},{"text":"I think the property has gone from that 1.3 to 1.5.","start":333.145,"end":336.27,"sentiment":"neutral","sentiment_score":0.10399804670702327},{"text":"Perfect.","start":343.78998,"end":344.27,"sentiment":"positive","sentiment_score":0.35527658462524414},{"text":"Perfect.","start":344.27,"end":344.59,"sentiment":"neutral","sentiment_score":0.2854347825050354},{"text":"So I'll go for that as a bit of a conservative estimate.","start":344.59,"end":347.00998,"sentiment":"neutral","sentiment_score":0.10211011891563733}],"sentiment":"neutral","sentiment_score":0.13463156645496685,"num_words":30,"start":331.785,"end":347.00998},{"sentences":[{"text":"Just quickly on estate planning, did you guys get a will put in place?","start":348.03,"end":351.495,"sentiment":"neutral","sentiment_score":0.03391650279185602},{"text":"No.","start":354.695,"end":355.01498,"sentiment":"neutral","sentiment_score":-0.05681607127189636},{"text":"Here's your yearly reminder.","start":355.01498,"end":356.475,"sentiment":"neutral","sentiment_score":0.02820217702537775},{"text":"Yeah.","start":373.75,"end":374.23,"sentiment":"neutral","sentiment_score":0.04073253273963928},{"text":"Yeah.","start":374.23,"end":374.55002,"sentiment":"neutral","sentiment_score":0.01112077571451664}],"sentiment":"neutral","sentiment_score":0.02774652306522642,"num_words":21,"start":348.03,"end":374.55002},{"sentences":[{"text":"I get you.","start":374.55002,"end":375.11002,"sentiment":"neutral","sentiment_score":-0.01029600171993176},{"text":"That's a tough one.","start":375.11002,"end":376.125,"sentiment":"neutral","sentiment_score":-0.17685561627149582},{"text":"Yeah.","start":393.42,"end":393.92,"sentiment":"neutral","sentiment_score":-0.15372735261917114},{"text":"No.","start":401.58002,"end":401.82,"sentiment":"negative","sentiment_score":-0.3941522240638733},{"text":"That's fair enough.","start":401.82,"end":402.825,"sentiment":"neutral","sentiment_score":-0.309123436609904}],"sentiment":"neutral","sentiment_score":-0.18446336306321123,"num_words":12,"start":374.55002,"end":402.825},{"sentences":[{"text":"Yeah.","start":417.28998,"end":417.53,"sentiment":"neutral","sentiment_score":-0.0269115399569273},{"text":"In a couple of years' time, it will be.","start":417.53,"end":419.47,"sentiment":"neutral","sentiment_score":-0.11343262675735685},{"text":"Yep.","start":423.61,"end":423.93,"sentiment":"neutral","sentiment_score":0.2238364219665527},{"text":"Amazing.","start":423.93,"end":424.43,"sentiment":"positive","sentiment_score":0.44646406173706055},{"text":"The beneficiaries are all in place, so that's all good.","start":424.65,"end":427.31,"sentiment":"positive","sentiment_score":0.4207578271627426}],"sentiment":"neutral","sentiment_score":0.17409425338899548,"num_words":22,"start":417.28998,"end":427.31},{"sentences":[{"text":"That covers the life insurance and the super.","start":427.61,"end":429.94998,"sentiment":"neutral","sentiment_score":0.15005154721438885},{"text":"And then the other thing too is just powers of attorney.","start":430.56998,"end":433.15,"sentiment":"neutral","sentiment_score":0.07684546810659496},{"text":"So so, like, if you're in hospital, being able to act on your behalf is a lot quicker with one of those.","start":433.235,"end":438.935,"sentiment":"neutral","sentiment_score":0.08810143799267033},{"text":"Yeah.","start":443.635,"end":443.955,"sentiment":"neutral","sentiment_score":0.008212443441152573},{"text":"Pretty much.","start":443.955,"end":444.695,"sentiment":"neutral","sentiment_score":0.011492736637592316}],"sentiment":"neutral","sentiment_score":0.09125322907824408,"num_words":44,"start":427.61,"end":444.695},{"sentences":[{"text":"It it just skips all of the process of going to corporate probate or anything like that.","start":445.63,"end":449.39,"sentiment":"neutral","sentiment_score":-0.025033159510177726},{"text":"It just makes it a lot quicker.","start":449.39,"end":450.67,"sentiment":"neutral","sentiment_score":0.162175395659038},{"text":"I know spouses are usually preferred for doctors, but beautiful.","start":450.67,"end":453.97,"sentiment":"neutral","sentiment_score":0.13639523610472679},{"text":"Yeah.","start":460.085,"end":460.405,"sentiment":"neutral","sentiment_score":0.016225162893533707},{"text":"Okay.","start":460.405,"end":460.805,"sentiment":"neutral","sentiment_score":0.0182022862136364}],"sentiment":"neutral","sentiment_score":0.05855677411374119,"num_words":36,"start":445.63,"end":460.805},{"sentences":[{"text":"So used to it.","start":460.805,"end":461.865,"sentiment":"neutral","sentiment_score":0.00935965939424932},{"text":"Now I've got some just quickly on the insurance side of things.","start":463.605,"end":467.125,"sentiment":"neutral","sentiment_score":-0.012741175635407368},{"text":"So we had to transfer it over $250 worth of life and CPT from the previous fund.","start":467.125,"end":474.68,"sentiment":"neutral","sentiment_score":-0.0013193585635984642},{"text":"It's still under $700 a year, so nice and cheap there, but it's a 0.25 of a mill.","start":474.9,"end":479.47998,"sentiment":"neutral","sentiment_score":0.053856617408908077},{"text":"Pretty much cleared out that mortgage now.","start":480.34,"end":482.59998,"sentiment":"neutral","sentiment_score":0.02615115206156458}],"sentiment":"neutral","sentiment_score":0.017492976071762627,"num_words":58,"start":460.805,"end":482.59998},{"sentences":[{"text":"My main question was, are you wanting me like, do I need to look for quotes for income protection for yourself or just focus on freight?","start":483.22,"end":490.625,"sentiment":"neutral","sentiment_score":-0.04967173504141661},{"text":"Yes.","start":502.09998,"end":502.59998,"sentiment":"neutral","sentiment_score":-0.09340052306652068},{"text":"Yeah.","start":518.295,"end":518.535,"sentiment":"neutral","sentiment_score":-0.033962443470954895},{"text":"And if we did do a policy, it's only up to 70%.","start":518.535,"end":521.815,"sentiment":"neutral","sentiment_score":-0.03939214053874215},{"text":"So the maximum you could be getting after tax is 345.","start":521.815,"end":525.59503,"sentiment":"neutral","sentiment_score":-0.018398232419382442}],"sentiment":"neutral","sentiment_score":-0.04105714354298863,"num_words":51,"start":483.22,"end":525.59503},{"sentences":[{"text":"Not worth the premiums.","start":528.455,"end":529.59503,"sentiment":"negative","sentiment_score":-0.5318248271942139},{"text":"And there's no trauma insurance for for heart attack, stroke, and cancer.","start":529.895,"end":533.93,"sentiment":"neutral","sentiment_score":-0.204140555113554},{"text":"So I was just gonna leave the the life and CBD alone unless you wanted me to alter that at all.","start":534.63,"end":539.37,"sentiment":"neutral","sentiment_score":-0.2801221680073511},{"text":"Yeah.","start":547.09503,"end":547.335,"sentiment":"neutral","sentiment_score":-0.07716639339923859},{"text":"And it's the same for total disability.","start":547.335,"end":549.195,"sentiment":"neutral","sentiment_score":0.00915975748960461}],"sentiment":"neutral","sentiment_score":-0.2327244353170196,"num_words":45,"start":528.455,"end":549.195},{"sentences":[{"text":"Perfect.","start":552.215,"end":552.715,"sentiment":"positive","sentiment_score":0.35365384817123413},{"text":"Perfect.","start":556.695,"end":557.195,"sentiment":"positive","sentiment_score":0.6060060262680054},{"text":"Now when it comes to the super side of things, so I was having a look at your original projections when you came on board.","start":557.895,"end":564.07,"sentiment":"neutral","sentiment_score":0.09612269580364227},{"text":"We were kind of aiming for you to go from 93 to a 147,000 over five years.","start":564.52997,"end":570.07,"sentiment":"neutral","sentiment_score":0.09729020779623705},{"text":"We're halfway through that.","start":570.61,"end":572.05,"sentiment":"neutral","sentiment_score":0.08597113378345966}],"sentiment":"neutral","sentiment_score":0.11167802785833676,"num_words":48,"start":552.215,"end":572.05},{"sentences":[{"text":"You're at $1.21, and you're projecting roughly to about a 150.","start":572.05,"end":576.505,"sentiment":"neutral","sentiment_score":0.06730794940482486},{"text":"It's been a bit of a lower year this year because the war in Iran kind of dropped the stock market for a little bit, but still tracking pretty well.","start":578.72504,"end":586.59,"sentiment":"neutral","sentiment_score":-0.17259377110749483},{"text":"Now it went down.","start":587.47003,"end":588.27,"sentiment":"neutral","sentiment_score":-0.22461646422743797},{"text":"I'll show you exactly what happened to the account.","start":588.27,"end":590.51,"sentiment":"neutral","sentiment_score":-0.07602581919895278},{"text":"So it went from do do do do do two secs.","start":590.51,"end":594.05005,"sentiment":"neutral","sentiment_score":-0.0164936323734847}],"sentiment":"neutral","sentiment_score":-0.09540852116277584,"num_words":65,"start":572.05,"end":594.05005},{"sentences":[{"text":"So it went from $1.20 down to $1.00 9 and then back up to $1.22.","start":594.35004,"end":598.875,"sentiment":"neutral","sentiment_score":-0.012586141936480999},{"text":"So still up for the year.","start":600.955,"end":602.315,"sentiment":"neutral","sentiment_score":0.25386520723501843},{"text":"It's not in the negative, which it happens every now and then.","start":602.315,"end":605.855,"sentiment":"neutral","sentiment_score":0.022627197050799925},{"text":"But, basically, the main hit was some Australian shares and EBN shares.","start":607.755,"end":612.54,"sentiment":"neutral","sentiment_score":0.04584305981794993},{"text":"Everything else is up pretty strong.","start":612.86,"end":614.72,"sentiment":"neutral","sentiment_score":0.17040136953194937}],"sentiment":"neutral","sentiment_score":0.0623225571368547,"num_words":51,"start":594.35004,"end":614.72},{"sentences":[{"text":"Gold, international shares, all up double digits, but looking pretty good.","start":614.77997,"end":619.51996,"sentiment":"neutral","sentiment_score":0.18259039521217346},{"text":"You are in high growth, of course, so trying to get high long term returns.","start":620.62,"end":624.8,"sentiment":"neutral","sentiment_score":0.26572078665097554},{"text":"Not yeah.","start":626.3,"end":629.35504,"sentiment":"neutral","sentiment_score":-0.029503343626856804},{"text":"So usually because you got 90% growth assets, it's gonna go up and down like a roller coaster.","start":629.35504,"end":634.175,"sentiment":"neutral","sentiment_score":0.001716267421013779},{"text":"The more you build your balance up, the bigger it's gonna look.","start":635.91504,"end":638.635,"sentiment":"neutral","sentiment_score":0.09862561523914337}],"sentiment":"neutral","sentiment_score":0.12327068372918613,"num_words":58,"start":614.77997,"end":638.635},{"sentences":[{"text":"So when you've got 500,000, it's gonna be going up and down $50 a year rather than $12 a year.","start":638.635,"end":644.37,"sentiment":"neutral","sentiment_score":0.08598487544804811},{"text":"And then when you get closer to retirement?","start":646.35004,"end":648.13,"sentiment":"neutral","sentiment_score":0.01227653498062864},{"text":"Probably not.","start":656.345,"end":657.14496,"sentiment":"negative","sentiment_score":-0.40763457119464874},{"text":"I mean, you're at a low tax bracket where you're not gonna get much benefit out of it.","start":657.14496,"end":661.245,"sentiment":"neutral","sentiment_score":-0.11085706266264121},{"text":"And one of the things that you can do too is, like, just paying off the mortgage has a huge instant help.","start":662.665,"end":668.52,"sentiment":"neutral","sentiment_score":0.2966501394456083}],"sentiment":"neutral","sentiment_score":0.07905023694703621,"num_words":70,"start":638.635,"end":668.52},{"sentences":[{"text":"Craig's probably more so because of his income.","start":671.24,"end":673.5,"sentiment":"neutral","sentiment_score":0.04721431713551283},{"text":"And then once the mortgage is paid off, we can look at maybe doing some other investing or into super after that, but it may even be, like, non tax deductible at that point because if you're not gonna get much of a tax deduction, it's almost my point.","start":675.32,"end":688.22504,"sentiment":"neutral","sentiment_score":0.10152786612814786},{"text":"Yeah.","start":690.365,"end":690.865,"sentiment":"neutral","sentiment_score":0.0671560987830162},{"text":"We've still got you guys yeah.","start":691.48505,"end":693.245,"sentiment":"neutral","sentiment_score":0.02891545246044795},{"text":"Go for it.","start":693.245,"end":696.39,"sentiment":"neutral","sentiment_score":-0.04614164990683397}],"sentiment":"neutral","sentiment_score":0.08141498270430672,"num_words":67,"start":671.24,"end":696.39},{"sentences":[{"text":"I'm just looking at the retirement age.","start":696.39,"end":698.07,"sentiment":"neutral","sentiment_score":-0.02163445683462279},{"text":"So 67 is the age pension at the moment.","start":698.07,"end":700.65,"sentiment":"neutral","sentiment_score":-0.020407478221588664},{"text":"So you need at least a decade.","start":700.87,"end":702.81,"sentiment":"neutral","sentiment_score":-0.01914247258433274},{"text":"Yep.","start":703.91,"end":704.31,"sentiment":"neutral","sentiment_score":0.034286193549633026},{"text":"Yep.","start":704.31,"end":704.63,"sentiment":"neutral","sentiment_score":0.034509919583797455}],"sentiment":"neutral","sentiment_score":-0.016012387871742247,"num_words":25,"start":696.39,"end":704.63},{"sentences":[{"text":"So he wants 60 instead.","start":704.63,"end":706.73,"sentiment":"neutral","sentiment_score":0.028732628375291825},{"text":"And even so so fifteen years as a minimum, 22 as a maximum, high growth, you need at least a decade.","start":709.425,"end":716.085,"sentiment":"neutral","sentiment_score":0.06932959208885829},{"text":"So in the last decade is when we tend to reduce the risk level.","start":716.145,"end":719.445,"sentiment":"neutral","sentiment_score":0.05806842127016613},{"text":"Cool.","start":722.45996,"end":722.95996,"sentiment":"neutral","sentiment_score":0.1927982866764069},{"text":"Anything else focused for you guys besides the mortgage and the super of the next few years?","start":723.66,"end":727.92,"sentiment":"neutral","sentiment_score":0.1474128396195524}],"sentiment":"neutral","sentiment_score":0.08812687989195873,"num_words":58,"start":704.63,"end":727.92},{"sentences":[{"text":"It's just possible figures wise that the government just banned it.","start":738.875,"end":742.895,"sentiment":"neutral","sentiment_score":-0.23256825723431326},{"text":"Yeah.","start":745.035,"end":745.535,"sentiment":"neutral","sentiment_score":-0.25202086567878723},{"text":"Yeah.","start":745.915,"end":746.315,"sentiment":"neutral","sentiment_score":-0.2909582853317261},{"text":"So I know.","start":746.315,"end":749.06995,"sentiment":"neutral","sentiment_score":-0.229953462878863},{"text":"I know.","start":749.06995,"end":749.55,"sentiment":"neutral","sentiment_score":-0.15376946330070496}],"sentiment":"neutral","sentiment_score":-0.22770162754588658,"num_words":18,"start":738.875,"end":749.55},{"sentences":[{"text":"I've just had this conversation the last month.","start":749.55,"end":751.88995,"sentiment":"neutral","sentiment_score":-0.12626650091260672},{"text":"The August 10 is when everyone's loan is gonna be approved and everything's gonna be set up and everything.","start":753.06995,"end":758.44995,"sentiment":"neutral","sentiment_score":-0.0022241790337782156},{"text":"It usually takes about eight weeks.","start":758.91,"end":760.50995,"sentiment":"neutral","sentiment_score":-0.013152897047499815},{"text":"So everyone's rushing through the door, and after that, only commercial property can be done through Super.","start":760.50995,"end":766.74506,"sentiment":"neutral","sentiment_score":0.0054550525348852665},{"text":"Yes.","start":768.885,"end":769.28503,"sentiment":"neutral","sentiment_score":-0.005348585546016693}],"sentiment":"neutral","sentiment_score":-0.020469048699619723,"num_words":51,"start":749.55,"end":769.28503},{"sentences":[{"text":"It's not been a fun time.","start":769.28503,"end":770.825,"sentiment":"negative","sentiment_score":-0.36239951848983765},{"text":"Yeah.","start":773.685,"end":774.15,"sentiment":"negative","sentiment_score":-0.4091022312641144},{"text":"And the thing is they sprung it on us because no.","start":775.11005,"end":779.45,"sentiment":"neutral","sentiment_score":-0.031280703165314415},{"text":"I would love to.","start":779.91003,"end":780.97003,"sentiment":"neutral","sentiment_score":-0.07771616615355015},{"text":"It's like set up some truck funds and companies and sell everything and move it.","start":783.11005,"end":787.11005,"sentiment":"neutral","sentiment_score":0.01932418184975783}],"sentiment":"neutral","sentiment_score":-0.07969159496998465,"num_words":37,"start":769.28503,"end":787.11005},{"sentences":[{"text":"It takes, like, eight weeks.","start":787.11005,"end":788.265,"sentiment":"neutral","sentiment_score":-0.010767293348908424},{"text":"I have had those phone calls.","start":789.625,"end":790.905,"sentiment":"neutral","sentiment_score":-0.07183496157328288},{"text":"I had someone yesterday saying, I'm going overseas.","start":790.905,"end":792.585,"sentiment":"neutral","sentiment_score":-0.042700116289779544},{"text":"Can you move everything in seven days?","start":792.585,"end":794.10504,"sentiment":"neutral","sentiment_score":-0.01634739844926766},{"text":"I said, oh, no.","start":794.10504,"end":795.325,"sentiment":"neutral","sentiment_score":-0.060433998703956604}],"sentiment":"neutral","sentiment_score":-0.03942049834877252,"num_words":30,"start":787.11005,"end":795.325},{"sentences":[{"text":"But they they strung it on us.","start":797.54504,"end":799.385,"sentiment":"neutral","sentiment_score":-0.18515078936304366},{"text":"They it was gonna be a slow burn.","start":799.385,"end":801.465,"sentiment":"neutral","sentiment_score":-0.20773822301998734},{"text":"They did a deal with the brain to get the negative gearing capital gains tax across, and then all of a sudden, everyone's got five weeks and it's over.","start":801.465,"end":809.33,"sentiment":"neutral","sentiment_score":-0.16911208372691583},{"text":"Yep.","start":811.39,"end":811.89,"sentiment":"neutral","sentiment_score":-0.22884854674339297},{"text":"Out of nowhere.","start":812.02997,"end":812.85,"sentiment":"negative","sentiment_score":-0.4896257221698761}],"sentiment":"neutral","sentiment_score":-0.19916536356322467,"num_words":48,"start":797.54504,"end":812.85},{"sentences":[{"text":"Absolutely.","start":815.07,"end":815.57,"sentiment":"neutral","sentiment_score":0.02441488206386566},{"text":"So yeah.","start":815.70996,"end":818.515,"sentiment":"neutral","sentiment_score":-0.013047293759882452},{"text":"We might look at commercial property down the line, but, again, my main thing is just make sure the portfolio is still doing its thing.","start":819.215,"end":825.555,"sentiment":"neutral","sentiment_score":0.031173612996935843},{"text":"With the investments, I'm gonna put a flag on two here.","start":827.375,"end":830.31,"sentiment":"neutral","sentiment_score":0.03163155744021589},{"text":"Ben Long's had a bit of a drop, so I'm gonna keep an eye on that one for you.","start":830.47,"end":833.75,"sentiment":"neutral","sentiment_score":-0.029144983248491036}],"sentiment":"neutral","sentiment_score":0.00985953568256107,"num_words":58,"start":815.07,"end":833.75},{"sentences":[{"text":"And if that doesn't improve, we're gonna replace it.","start":833.75,"end":836.33,"sentiment":"neutral","sentiment_score":-0.1359291463676426},{"text":"With the Indian shares, I'm not too concerned.","start":837.83,"end":839.99,"sentiment":"neutral","sentiment_score":-0.06352330464869738},{"text":"That's more of a long term thing.","start":839.99,"end":841.35,"sentiment":"neutral","sentiment_score":0.02263815494786416},{"text":"Like, as manufacturing goes from China to India, it's kind of a, you know, five, ten, fifteen year thing.","start":841.35,"end":846.285,"sentiment":"neutral","sentiment_score":0.03552817636610646},{"text":"So I'll watch it, but it's not as much of a concern as the other one.","start":846.52496,"end":850.305,"sentiment":"neutral","sentiment_score":0.016444912791484967}],"sentiment":"neutral","sentiment_score":-0.01076148668209375,"num_words":59,"start":833.75,"end":850.305},{"sentences":[{"text":"Cool.","start":852.685,"end":853.165,"sentiment":"positive","sentiment_score":0.35158997774124146},{"text":"So did you want me to plug in for another catch up before the end of the year or just go for that annual review next year?","start":853.165,"end":860.37,"sentiment":"neutral","sentiment_score":0.06366042930770803},{"text":"Yep.","start":863.41,"end":863.91,"sentiment":"neutral","sentiment_score":0.1802872270345688},{"text":"Yep.","start":867.25,"end":867.73,"sentiment":"neutral","sentiment_score":-0.05220318585634232},{"text":"Give us a buzzer.","start":867.73,"end":868.63,"sentiment":"neutral","sentiment_score":-0.0818090159446001}],"sentiment":"neutral","sentiment_score":0.0550373396014466,"num_words":34,"start":852.685,"end":868.63},{"sentences":[{"text":"Perfect.","start":870.93,"end":871.43,"sentiment":"positive","sentiment_score":0.4370233118534088},{"text":"I'll keep an eye on everything.","start":871.73,"end":873.01,"sentiment":"neutral","sentiment_score":0.29084453483422595},{"text":"And, look, if we have that next conversation and that one option hasn't improved, I'll have already done some research on some alternatives.","start":873.01,"end":879.76495,"sentiment":"neutral","sentiment_score":0.05380538122161575},{"text":"And then if we need to switch it around, I'll update your strategy.","start":880.065,"end":883.20496,"sentiment":"neutral","sentiment_score":0.07463231224280137},{"text":"Let me have a look.","start":891.49,"end":892.85004,"sentiment":"neutral","sentiment_score":0.034714680165052414}],"sentiment":"neutral","sentiment_score":0.09507099476953347,"num_words":48,"start":870.93,"end":892.85004},{"sentences":[{"text":"See, that should be pretty soon.","start":892.85004,"end":894.79004,"sentiment":"neutral","sentiment_score":0.059105606749653816},{"text":"Yeah.","start":898.85004,"end":899.33,"sentiment":"neutral","sentiment_score":0.02472815476357937},{"text":"He is due as well, so I've gotta get him booked in.","start":899.33,"end":901.99,"sentiment":"neutral","sentiment_score":0.03526238057141503},{"text":"So, man, just give him a heads up that Michelle is gonna reach out to book him in.","start":904.005,"end":908.985,"sentiment":"neutral","sentiment_score":0.09043342599438296},{"text":"Awesome.","start":910.645,"end":911.04504,"sentiment":"neutral","sentiment_score":0.18003219366073608}],"sentiment":"neutral","sentiment_score":0.06869326904416084,"num_words":38,"start":892.85004,"end":911.04504},{"sentences":[{"text":"Because I think there's Yeah.","start":911.04504,"end":917.85,"sentiment":"neutral","sentiment_score":-0.008282223343849182},{"text":"Okay.","start":917.85,"end":918.17,"sentiment":"neutral","sentiment_score":0.06455942988395691},{"text":"Cool.","start":918.17,"end":918.49,"sentiment":"neutral","sentiment_score":0.11074298620224},{"text":"So I might have to tweak a few things to get it going a little bit quicker for him.","start":918.49,"end":922.43,"sentiment":"neutral","sentiment_score":0.03673103098806582},{"text":"Yep.","start":928.73,"end":929.21,"sentiment":"neutral","sentiment_score":0.26707905530929565}],"sentiment":"neutral","sentiment_score":0.040698516424055454,"num_words":27,"start":911.04504,"end":929.21},{"sentences":[{"text":"Easy done.","start":929.21,"end":929.77,"sentiment":"positive","sentiment_score":0.43723906576633453},{"text":"I'll dive into that in-depth with him.","start":929.77,"end":931.71,"sentiment":"neutral","sentiment_score":0.22324604647500174},{"text":"Now the documents that I've sent through to you, so there's the super reports, the insurance reports, updated services guide with us, updated service agreement.","start":932.57495,"end":942.27496,"sentiment":"neutral","sentiment_score":0.10978930979967118},{"text":"You guys are still on the 1.1% partner's discount with us.","start":943.13495,"end":947.1,"sentiment":"neutral","sentiment_score":0.13787065310911698},{"text":"And I was talking to Barton, they're gonna look at some discounts for people above 200,000 next year as well, just doing a bit of a tier fee structure.","start":948.22,"end":956.8,"sentiment":"neutral","sentiment_score":0.12381376274700823}],"sentiment":"neutral","sentiment_score":0.1390420203474728,"num_words":74,"start":929.21,"end":956.8},{"sentences":[{"text":"Any question?","start":959.33997,"end":960.16,"sentiment":"neutral","sentiment_score":0.025545543059706688},{"text":"4 45.","start":966.375,"end":967.515,"sentiment":"neutral","sentiment_score":0.011255824472755194},{"text":"One twenty two.","start":972.055,"end":973.08,"sentiment":"neutral","sentiment_score":0.01694482673580448},{"text":"Yeah.","start":981.64,"end":982.14,"sentiment":"neutral","sentiment_score":0.046370796859264374},{"text":"And I think no.","start":982.2,"end":984.68,"sentiment":"neutral","sentiment_score":-0.06047431007027626}],"sentiment":"neutral","sentiment_score":-0.0059241023457919555,"num_words":12,"start":959.33997,"end":984.68},{"sentences":[{"text":"I think just what's been going on recently, there's probably a few changes I'm looking to make with him, especially if he wants to go a bit quicker with it.","start":984.68,"end":991.14496,"sentiment":"neutral","sentiment_score":-0.015111112936089436},{"text":"So definitely wanna just take that time with him.","start":991.14496,"end":993.725,"sentiment":"neutral","sentiment_score":0.1672147893243366},{"text":"And, yeah, his account looks really good.","start":993.785,"end":995.545,"sentiment":"positive","sentiment_score":0.37785213759967257},{"text":"Contribution's look great.","start":995.545,"end":996.925,"sentiment":"positive","sentiment_score":0.410050888856252},{"text":"But probably a few changes to look at.","start":998.58496,"end":1000.685,"sentiment":"neutral","sentiment_score":0.008737911470234394}],"sentiment":"neutral","sentiment_score":0.08766001118183658,"num_words":57,"start":984.68,"end":1000.685},{"sentences":[{"text":"Yeah.","start":1005.39,"end":1005.89,"sentiment":"neutral","sentiment_score":-0.03969060257077217},{"text":"Yeah.","start":1016.645,"end":1016.885,"sentiment":"neutral","sentiment_score":0.013832677155733109},{"text":"Yeah.","start":1016.885,"end":1017.385,"sentiment":"neutral","sentiment_score":0.03633458912372589},{"text":"Yeah.","start":1032.6599,"end":1033.14,"sentiment":"neutral","sentiment_score":0.02739403210580349},{"text":"Pretty much.","start":1033.14,"end":1033.7799,"sentiment":"neutral","sentiment_score":0.04246779903769493}],"sentiment":"neutral","sentiment_score":0.020467715648313362,"num_words":6,"start":1005.39,"end":1033.7799},{"sentences":[{"text":"So you always wanna start off with that industry fund for the first maybe 50 to $80.","start":1033.7799,"end":1038.6,"sentiment":"neutral","sentiment_score":0.04884324189932907},{"text":"It's not worth paying extra fees to get that extra couple of percent if it's just gonna eat it away.","start":1040.1,"end":1044.555,"sentiment":"neutral","sentiment_score":-0.2319074135273695},{"text":"But once you have the bigger balances, the fees go down.","start":1044.635,"end":1047.2151,"sentiment":"neutral","sentiment_score":-0.05119780654256994},{"text":"If you ever have any questions about his super, I'm happy to have a chat complimentary as always, but the host bus is a good one.","start":1050.7151,"end":1059.12,"sentiment":"positive","sentiment_score":0.4072438429754514},{"text":"Normally, I would say yes, but not at the moment because he he kinda just needs to build that first base up.","start":1079.6951,"end":1085.13,"sentiment":"neutral","sentiment_score":-0.004016033797101541}],"sentiment":"neutral","sentiment_score":0.06384373066248372,"num_words":96,"start":1033.7799,"end":1085.13},{"sentences":[{"text":"And then once he has that solid income, you know, approaching 6 figures, you wanna get the double, like, the tax deduction plus the growth.","start":1085.45,"end":1094.03,"sentiment":"neutral","sentiment_score":0.11383354187011718},{"text":"And you only need to do five to ten years of that kind of thing.","start":1094.97,"end":1098.09,"sentiment":"neutral","sentiment_score":0.16584271291891733},{"text":"So as long as he stays in something that's really good, like high growth at an early age, that'll accelerate it rather than just leaving it in the default.","start":1098.09,"end":1107.755,"sentiment":"neutral","sentiment_score":0.247488668766515},{"text":"Yeah.","start":1114.7201,"end":1115.12,"sentiment":"neutral","sentiment_score":0.11961166560649872},{"text":"Have a look at their returns.","start":1115.12,"end":1116.24,"sentiment":"neutral","sentiment_score":0.0943329781293869}],"sentiment":"neutral","sentiment_score":0.17363500222563744,"num_words":76,"start":1085.45,"end":1116.24},{"sentences":[{"text":"They've only got about 13 options in there, and just there's a performance table on the website, and it will show you all the short and long term, and you can kinda see which one he's in and what the other ones are.","start":1116.24,"end":1126.215,"sentiment":"neutral","sentiment_score":0.10424849893464598},{"text":"Cool.","start":1130.455,"end":1130.955,"sentiment":"neutral","sentiment_score":0.2410447895526886},{"text":"Yeah.","start":1132.455,"end":1132.9349,"sentiment":"neutral","sentiment_score":0.2225150763988495},{"text":"And that little bit of extra growth in the first years builds it up, and then he doesn't have to worry so much about catching up in later years.","start":1132.9349,"end":1138.86,"sentiment":"neutral","sentiment_score":0.3021607095825261},{"text":"Cool.","start":1138.86,"end":1139.36,"sentiment":"positive","sentiment_score":0.4340800642967224}],"sentiment":"neutral","sentiment_score":0.18857314616441725,"num_words":75,"start":1116.24,"end":1139.36},{"sentences":[{"text":"No worries.","start":1144.54,"end":1145.02,"sentiment":"neutral","sentiment_score":0.24914774298667908},{"text":"Thank you for catching me on the Friday and especially your hair appointment.","start":1145.02,"end":1148.7999,"sentiment":"neutral","sentiment_score":0.2820885731623723},{"text":"Last thing is I know.","start":1150.2999,"end":1153.495,"sentiment":"neutral","sentiment_score":-0.00969348307698965},{"text":"And it's always in and out of the shops and the kids and everything.","start":1153.495,"end":1155.895,"sentiment":"neutral","sentiment_score":0.0352879793250135},{"text":"So, look, thank you, Natalie, for your time.","start":1155.895,"end":1157.735,"sentiment":"neutral","sentiment_score":0.1975131891667843}],"sentiment":"neutral","sentiment_score":0.14740754156151697,"num_words":42,"start":1144.54,"end":1157.735},{"sentences":[{"text":"I appreciate it.","start":1157.735,"end":1158.635,"sentiment":"positive","sentiment_score":0.35553287466367084},{"text":"Last document, there is a tax file number opt in form.","start":1160.535,"end":1163.5751,"sentiment":"neutral","sentiment_score":0.04906650971282612},{"text":"We're just trying to avoid some cybersecurity risks at the moment, holding tax law numbers in all the different systems.","start":1163.5751,"end":1169.28,"sentiment":"neutral","sentiment_score":0.013445005659013987},{"text":"So we just want clients, if they're comfortable, just to hold on to the one form.","start":1169.5,"end":1173.28,"sentiment":"neutral","sentiment_score":0.06706164102070034},{"text":"Awesome.","start":1176.62,"end":1177.02,"sentiment":"neutral","sentiment_score":0.10391110181808472}],"sentiment":"neutral","sentiment_score":0.05984564121885627,"num_words":51,"start":1157.735,"end":1177.02},{"sentences":[{"text":"Any questions?","start":1177.02,"end":1177.76,"sentiment":"neutral","sentiment_score":0.06704241596162319},{"text":"It's in the pack to sign along with the service agreement.","start":1178.62,"end":1181.36,"sentiment":"neutral","sentiment_score":0.07290719889781692},{"text":"So just as long as you can read through and make sure you're comfortable with that.","start":1181.415,"end":1185.035,"sentiment":"neutral","sentiment_score":0.1977497572079301},{"text":"Appreciate that.","start":1188.935,"end":1189.735,"sentiment":"positive","sentiment_score":0.5003295242786407},{"text":"Anything else I can do for you before you have your weekend?","start":1189.735,"end":1192.0751,"sentiment":"neutral","sentiment_score":0.20990693445007005}],"sentiment":"neutral","sentiment_score":0.17720005574614503,"num_words":43,"start":1177.02,"end":1192.0751},{"sentences":[{"text":"Thanks, man.","start":1195.67,"end":1196.2301,"sentiment":"neutral","sentiment_score":0.30001678317785263},{"text":"And just give Craig a heads up.","start":1196.2301,"end":1197.67,"sentiment":"neutral","sentiment_score":0.2216061939086233},{"text":"We'll be reaching out soon.","start":1197.67,"end":1199.05,"sentiment":"neutral","sentiment_score":0.09158278033137321},{"text":"Cheers.","start":1201.8301,"end":1202.2301,"sentiment":"positive","sentiment_score":0.6706174612045288},{"text":"Bye.","start":1202.2301,"end":1202.7301,"sentiment":"positive","sentiment_score":0.4054813086986542}],"sentiment":"neutral","sentiment_score":0.23033059970475733,"num_words":16,"start":1195.67,"end":1202.7301}]}}]},{"alternatives":[{"transcript":"Hello? Hey. How are you? That's good. Yes. No. That's fine. Just let me tell my hairdresser that I'm just gonna be taking this call. I'm just taking this call, but you can stop me, but I'm just gonna take this call. Sorry. How are you? Oh, wonderful. Look. It's Friday, so it can't be much better. Yep. Broke his leg. Yes. Yes. Okay. How's he coping with all that? Yeah. Of course. He's always away. Yep. Yep. Of course. Yes. Yes. Yes. Yes. I get it. I've got a 15 year old boy being there and do done that. Oh, dear. Yes. Yep. Yep. Yep. Yep. 16 To The 10th 8174 A Bunker Road, Victoria Point, Queensland 4165. Yes. Yep. Yep. Yep. Yep. Yep. Yep. Yep. Yes. I think it's about 26,000 this year. Yep. Yep. Yep. Okay. We've got the house, two cars, caravan, the boat, and one, two, three, four, five motorbikes. Because look. And they're they're not mine. They're just boys and their boys. Right? Yes. For the boat, the caravan, and the bike? Yeah. Probably, probably still around about the same. It's just it's like it says hang on. Let me see. $40.80. Yeah. Look. It will probably be around about the same. Mhmm. Mhmm. About a 100 and 80, I think it is. Yeah. Yeah. Craig Craig got a little bit of inheritance. Yeah. Yep. Yes. Listen. Look. I Bitcoin's next to nothing now. I would take that out. Savings is more just our redraw. So yeah. Probably about but then that thing obviously then comes off the mortgage. Right? Because then I'm like, obviously, our redraw, that's why our mortgage is what it's at because of our redraw. Does that make sense? Yeah. So I just have the mortgage value instead. So I think oh, hang on. Just let me have a look. Hang on. Hello? So not including the redraw. Like, if I didn't have the redraw, it would be about $2.80. Does that make sense? Okay. Yep. Because, obviously, if we if we take if we take that money out of the redraw, then just bumps up our mortgage. Yeah. Yeah. But that's that's exactly right. Yep. You you can come again. Yeah. That would probably be about right. I actually haven't looked for a long time. Yeah. Yeah. Yep. No. And I we thought you know what? We've we've yeah. Thank you. Please keep reminding me because we talk about it all the time. And, you know, our biggest thing and the only reason we haven't done it is because of the kids, and we don't have someone that we can go, right, if something happened to us tomorrow, we would be happy for our kids to be left with them. You know, like, we've we've obviously got my parents, but they're at an age we can't put them down as being, you know, for guardian for the kids. And there's just yeah. It Craig will do his brother, and I don't agree with it. And yeah. It's just it's so hard. But we that's our excuse that we haven't done a will yet, and it's terrible. We've been together, like, twenty six years, and with all our assets, we should have a fucking willing life. So I do need I do need to do it. And, look, it's and it's getting to the point. Our son's like, he's nearly 16, so we kind of just keep going. Well, you know, he, you know, he could be responsible of Charlotte if something happens to us in the next ten years, but he's not responsible right now, obviously. It is so hard. That's right. But look, we yes. We need to get it done, and we do. Yep. Yep. Yes. Yes. So that would just be either either myself or Craig. Right? Like, we would just have each other as power of attorney? Yeah. Yeah. Yeah. Yeah. Yeah. Yeah. Yes. Yep. Yep. Yeah. Cool. Yeah. No. I'm power of attorney and enduring guardian on mom and dad. So Yeah. Yep. Mhmm. Mhmm. Yep. Yep. Yes. I think just income protection more focused on Craig. I I I don't feel like I need income protection. I mean, I I I feel if anything was to happen to me and Craig had to be a full time carer, what he would get as benefits, I suppose, would cover what I would be getting as a wage anyway. Does that make sense? Yeah. Yeah. No. No. Not worth it for me, I don't think. No. Yep. No. So but if so I've I've got life insurance, don't I? So what what's what's my life insurance? That $2.50? Yep. Yeah. No. Yeah. I think that's fine because that would that would cover the mortgage. That's, like, the main priority, really. Yep. Yep. Yep. Yep. Mhmm. Cool. K. Yep. Yep. Did I lose much? Yeah. Okay. So, yeah, not too bad. Yep. Yep. Yep. Mhmm. Yep. Yeah. Cool. Cool. Yep. And keep it like that, do you think? Still at my age? Yep. Yeah. Okay. Yep. Yep. Yep. Yep. Yep. Yep. And do you do you do you recommend that I should start, like, salary sacrificing into my super? Okay. Yeah. Okay. Yeah. Yep. Yep. Yep. Yeah. Will you pay extra? Yep. Okay. Yep. Yeah. Okay. Yeah. Okay. Yep. Yep. Yep. And No. You're right, sir. Yeah. Craig reckons he's retiring soon. Yeah. He wants 60. Yep. Yep. Yeah. Okay. Yeah. Right. Okay. Look. I've always wanted to look into buying investment property and, like, through our super. Is that, like, is that possible with what we've got or not? Oh, actually, what fuck is sorry. Such pricks, man. Really? Yeah. Really? That's oh, god. I wish I knew that before. Yeah. That's crap. That's such a shame. Anyway, can you get me a loan through before the August 10? No. Of course not. No. I know. Yeah. Okay. Alright. Yeah. Right. Yeah. Yeah. No. That yeah. No. That's fine. Yeah. Wow. Yeah. Anyway okay. Yeah. Really? Yep. Yep. Yep. Really? That's terrible. Yeah. Wow. Okay. I will I'll get that thought out of my head then. Yeah. Yep. Yep. Yep. Yep. Okay. Yep. Yep. Yep. Yep. Cool. No. Just the annual review. I trust you. Look. If anything, huge changes and I win millions on the lotto, I'll let you know. But, no, we're not we're not moving fast anywhere. Yep. Yeah. Cool. Yeah. Cool. No. That's fine. And when's Craig due for his update, like, his review? Do you know? Yeah. I think it's around around the same time as me. If he hasn't already done that, I don't think he has. Mhmm. Yeah. Cool. Alright. Just give him a call. He can yeah. Yeah. Cool. Yeah. Alright. Because, yeah, he'll probably wanna talk to you more about retirement age and stuff. He's he's dead set wanting to retire at 60. Yeah. Yeah. Yeah. Yeah. Have a have a chat to him and and obviously see, you know, whatever you recommend. We take your guys' recommendation. So okay. Yeah. Cool. Mhmm. Mhmm. Okay. Thank you. Okay. Cool. Yeah. Cool. Awesome. Can you tell me what Craig's got in his super at the moment? Because I know he's gonna ask me. I know he's gonna say, when as soon as I talk to you. Okay. 445. Cool. Awesome. Thank you. And what was I? 1 okay. Cool. Wonderful. Yeah. He's he's he's did really well that first couple of years with you guys. He did so well. I'm sure he still is. But mhmm. Yep. Yep. Yep. Yep. Cool. Yeah. Cool. Awesome. And just one more question while I've got you. And I I feel like I may have asked you before. My son's he's working, and his employer pays his super. I couldn't tell you what's in it. It's probably, you know, not a lot, maybe maybe a thousand. But is it just best just to keep rolling on with him just I think he just I think I signed him up to host plus. Just I mean, he's only 15, nearly 16. So is it best just to keep him rolling on with that until he's got a certain amount into his account and then push him over to you guys? Yep. Yep. Yes. Okay. Cool. Yeah. Alright. Sweet. Awesome. Yep. Yeah. Cool. Okay. Cool. Yep. Awesome. Yeah. Cool. Alright. Awesome. And is it is it worth him I mean, look, he he's he's so good with his money. And if he if he thinks that, you know, something's gonna work for him, he you know, he'd be happy to do it. Is it worth him at this age putting extra money into his super because he doesn't have kind of mortgage things like that to pay down on or not. Yeah. Okay. Yep. Yep. Yeah. Cool. Yeah. Cool. Yes. Okay. Cool. So we so I'll look into his super. So I should make sure he's on a high growth. Mhmm. Yep. Yeah. Cool. Okay. Alright. I'll look into it. See if I can set him up right from the start. Yeah. Awesome. Okay. Yeah. That's right. Yeah. Okay. Cool. Awesome. Thank you so much. No. Not a problem. Yeah. No. It's the only time I get stopped. Yeah. That's right. Yeah. That's right. That's right. That's right. Mhmm. Mhmm. Yep. Okay. Cool. So what do I need to do with that? Okay. Cool. Yep. Cool. I'll do all that when I get home. I'll jump on my laptop. Awesome. That's it. Thank you. Appreciate it. Thanks, mate. Yeah. I will. Yeah. I will. Awesome. Thank you. Thanks, mate. Bye. Sorry. I had to try","confidence":0.99121094,"words":[{"word":"hello","start":0.16,"end":0.65999997,"confidence":0.79907227,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.027975469827651978},{"word":"hey","start":4.88,"end":5.2,"confidence":0.92163086,"punctuated_word":"Hey.","sentiment":"neutral","sentiment_score":0.2409834861755371},{"word":"how","start":5.2,"end":5.3599997,"confidence":0.99902344,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.2659406363964081},{"word":"are","start":5.3599997,"end":5.52,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2349148541688919},{"word":"you","start":5.52,"end":6.02,"confidence":0.9995117,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.2320071756839752},{"word":"that's","start":7.9199996,"end":8.24,"confidence":0.9135742,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.40047526359558105},{"word":"good","start":8.24,"end":8.74,"confidence":0.9921875,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.2859867215156555},{"word":"yes","start":9.599999,"end":10.08,"confidence":0.9909668,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.05198587477207184},{"word":"no","start":10.08,"end":10.4,"confidence":0.99560547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.00862085074186325},{"word":"that's","start":10.4,"end":10.639999,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.012939155101776125},{"word":"fine","start":10.639999,"end":10.88,"confidence":0.9995117,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":-0.0049500190652906895},{"word":"just","start":10.88,"end":11.04,"confidence":1.0,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.0149435643106699},{"word":"let","start":11.04,"end":11.2,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.021537043154239655},{"word":"me","start":11.2,"end":11.36,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.01592913456261158},{"word":"tell","start":11.36,"end":11.5199995,"confidence":0.99902344,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":-0.007465725764632225},{"word":"my","start":11.5199995,"end":11.679999,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.01126708835363388},{"word":"hairdresser","start":11.679999,"end":12.16,"confidence":0.9902344,"punctuated_word":"hairdresser","sentiment":"neutral","sentiment_score":-0.007510127034038305},{"word":"that","start":12.16,"end":12.32,"confidence":0.93359375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.017857735976576805},{"word":"i'm","start":12.32,"end":12.48,"confidence":0.9946289,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.020420128479599953},{"word":"just","start":12.48,"end":12.639999,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.022633451968431473},{"word":"gonna","start":12.639999,"end":12.88,"confidence":0.9970703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.02122839167714119},{"word":"be","start":12.88,"end":13.04,"confidence":0.9951172,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.019304553046822548},{"word":"taking","start":13.04,"end":13.36,"confidence":0.9980469,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.026356618851423264},{"word":"this","start":13.36,"end":13.599999,"confidence":0.97509766,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.027983589097857475},{"word":"call","start":13.599999,"end":13.759999,"confidence":0.99853516,"punctuated_word":"call.","sentiment":"neutral","sentiment_score":-0.021812064573168755},{"word":"i'm","start":13.759999,"end":13.92,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.02795952558517456},{"word":"just","start":13.92,"end":14.08,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.031626515090465546},{"word":"taking","start":14.08,"end":14.32,"confidence":0.99609375,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.02673294208943844},{"word":"this","start":14.32,"end":14.559999,"confidence":0.99609375,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.02881971374154091},{"word":"call","start":14.559999,"end":14.639999,"confidence":0.85009766,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":-0.03781607002019882},{"word":"but","start":14.639999,"end":14.799999,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0397346056997776},{"word":"you","start":14.799999,"end":14.96,"confidence":0.97509766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06507983058691025},{"word":"can","start":14.96,"end":15.12,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.0596935972571373},{"word":"stop","start":15.12,"end":15.36,"confidence":0.8984375,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":-0.039440371096134186},{"word":"me","start":15.36,"end":15.645,"confidence":0.7492676,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":-0.053976960480213165},{"word":"but","start":15.645,"end":15.725,"confidence":0.97509766,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.04707351326942444},{"word":"i'm","start":15.725,"end":15.805,"confidence":0.7988281,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.046940878033638},{"word":"just","start":15.805,"end":15.965,"confidence":0.9223633,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.042335305362939835},{"word":"gonna","start":15.965,"end":16.045,"confidence":0.99316406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.033644381910562515},{"word":"take","start":16.045,"end":16.125,"confidence":0.94189453,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.02861002646386623},{"word":"this","start":16.125,"end":16.365,"confidence":0.8774414,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.029609380289912224},{"word":"call","start":16.365,"end":16.865,"confidence":0.99902344,"punctuated_word":"call.","sentiment":"neutral","sentiment_score":-0.019900210201740265},{"word":"sorry","start":16.925001,"end":17.325,"confidence":0.9946289,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":0.006357079371809959},{"word":"how","start":17.325,"end":17.485,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.037597764283418655},{"word":"are","start":17.485,"end":17.565,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.028756584972143173},{"word":"you","start":17.565,"end":18.065,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.034500427544116974},{"word":"oh","start":21.485,"end":21.725,"confidence":0.9538574,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.1566251814365387},{"word":"wonderful","start":21.725,"end":22.225,"confidence":0.9995117,"punctuated_word":"wonderful.","sentiment":"neutral","sentiment_score":0.3248857259750366},{"word":"look","start":22.285,"end":22.525,"confidence":0.76000977,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.18224354088306427},{"word":"it's","start":22.525,"end":22.765,"confidence":0.99853516,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.1035338044166565},{"word":"friday","start":22.765,"end":23.165,"confidence":0.91796875,"punctuated_word":"Friday,","sentiment":"neutral","sentiment_score":0.06226089596748352},{"word":"so","start":23.165,"end":23.405,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.043518293648958206},{"word":"it","start":23.405,"end":23.485,"confidence":0.6274414,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05471221357584},{"word":"can't","start":23.485,"end":23.725,"confidence":0.9995117,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":0.08931021392345428},{"word":"be","start":23.725,"end":23.965,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.10773787647485732},{"word":"much","start":23.965,"end":24.205,"confidence":0.9980469,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.09763551503419876},{"word":"better","start":24.205,"end":24.705,"confidence":1.0,"punctuated_word":"better.","sentiment":"neutral","sentiment_score":0.09255227446556091},{"word":"yep","start":26.765,"end":27.265,"confidence":0.9785156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.025231942534446716},{"word":"broke","start":29.89,"end":30.13,"confidence":0.99609375,"punctuated_word":"Broke","sentiment":"neutral","sentiment_score":-0.11915815621614456},{"word":"his","start":30.13,"end":30.449999,"confidence":0.9951172,"punctuated_word":"his","sentiment":"neutral","sentiment_score":-0.12128522247076036},{"word":"leg","start":30.449999,"end":30.849998,"confidence":0.9916992,"punctuated_word":"leg.","sentiment":"neutral","sentiment_score":-0.08167335391044617},{"word":"yes","start":30.849998,"end":31.349998,"confidence":0.9880371,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.006159965880215168},{"word":"yes","start":31.65,"end":32.15,"confidence":0.99365234,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.010716784745454788},{"word":"okay","start":33.01,"end":33.41,"confidence":0.66955566,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.0014675231650471687},{"word":"how's","start":33.41,"end":33.649998,"confidence":0.82250977,"punctuated_word":"How's","sentiment":"neutral","sentiment_score":-0.017327947542071342},{"word":"he","start":33.649998,"end":33.809998,"confidence":0.86572266,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.03363560885190964},{"word":"coping","start":33.809998,"end":34.21,"confidence":0.48339844,"punctuated_word":"coping","sentiment":"neutral","sentiment_score":-0.03812386840581894},{"word":"with","start":34.21,"end":34.37,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.055147137492895126},{"word":"all","start":34.37,"end":34.53,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.03239784389734268},{"word":"that","start":34.53,"end":35.03,"confidence":0.99560547,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.04212969169020653},{"word":"yeah","start":37.809998,"end":38.05,"confidence":0.98828125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02234332635998726},{"word":"of","start":38.05,"end":38.21,"confidence":0.9951172,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":-0.028794221580028537},{"word":"course","start":38.21,"end":38.449997,"confidence":0.9970703,"punctuated_word":"course.","sentiment":"neutral","sentiment_score":-0.023412246257066727},{"word":"he's","start":38.449997,"end":38.69,"confidence":0.87475586,"punctuated_word":"He's","sentiment":"neutral","sentiment_score":-0.06533496826887131},{"word":"always","start":38.69,"end":39.01,"confidence":0.8461914,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.08142700791358948},{"word":"away","start":39.01,"end":39.51,"confidence":0.95703125,"punctuated_word":"away.","sentiment":"neutral","sentiment_score":-0.092562697827816},{"word":"yep","start":41.09,"end":41.489998,"confidence":0.92041016,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.017700329422950745},{"word":"yep","start":41.489998,"end":41.989998,"confidence":0.9890137,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.013656078837811949},{"word":"of","start":43.635,"end":43.875,"confidence":0.9951172,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":-0.02364066056907177},{"word":"course","start":43.875,"end":44.375,"confidence":1.0,"punctuated_word":"course.","sentiment":"neutral","sentiment_score":-0.0318620428442955},{"word":"yes","start":45.235,"end":45.715,"confidence":0.97802734,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.003860503435134888},{"word":"yes","start":45.715,"end":46.215,"confidence":0.9970703,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.012417311780154703},{"word":"yes","start":46.355,"end":46.754997,"confidence":0.9995117,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.015582690946757792},{"word":"yes","start":46.754997,"end":47.235,"confidence":0.9951172,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.02168339118361473},{"word":"i","start":47.235,"end":47.395,"confidence":0.97802734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.018602479249238968},{"word":"get","start":47.395,"end":47.555,"confidence":0.98828125,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.02694110944867134},{"word":"it","start":47.555,"end":47.715,"confidence":0.9567871,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.014959931373596191},{"word":"i've","start":47.715,"end":47.875,"confidence":0.9970703,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.0042619346641004086},{"word":"got","start":47.875,"end":48.035,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.013615626841783524},{"word":"a","start":48.035,"end":48.195,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.00776329543441534},{"word":"15","start":48.195,"end":48.515,"confidence":0.9980469,"punctuated_word":"15","sentiment":"neutral","sentiment_score":-0.005927983671426773},{"word":"year","start":48.515,"end":48.675,"confidence":0.99902344,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.007153619080781937},{"word":"old","start":48.675,"end":48.835,"confidence":1.0,"punctuated_word":"old","sentiment":"neutral","sentiment_score":-0.004918992519378662},{"word":"boy","start":48.835,"end":49.155,"confidence":0.99902344,"punctuated_word":"boy","sentiment":"neutral","sentiment_score":-0.007637660950422287},{"word":"being","start":49.155,"end":49.315,"confidence":0.49365234,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.014001987874507904},{"word":"there","start":49.315,"end":49.475,"confidence":0.9526367,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.015940332785248756},{"word":"and","start":49.475,"end":49.555,"confidence":0.3269043,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.00983995571732521},{"word":"do","start":49.555,"end":49.795,"confidence":0.67822266,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0010451674461364746},{"word":"done","start":49.875,"end":50.035,"confidence":0.984375,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.005511358380317688},{"word":"that","start":50.035,"end":50.535,"confidence":0.9995117,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.0032832175493240356},{"word":"oh","start":52.195,"end":52.274998,"confidence":0.7878418,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.0366094745695591},{"word":"dear","start":52.274998,"end":52.774998,"confidence":0.9790039,"punctuated_word":"dear.","sentiment":"neutral","sentiment_score":0.055237505584955215},{"word":"yes","start":53.635,"end":54.135,"confidence":0.97143555,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04903007298707962},{"word":"yep","start":55.475,"end":55.975,"confidence":0.98999023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.000032485775591339916},{"word":"yep","start":60.01,"end":60.51,"confidence":0.99194336,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.016707956790924072},{"word":"yep","start":60.969997,"end":61.469997,"confidence":0.9951172,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01989833638072014},{"word":"yep","start":64.49,"end":64.99,"confidence":0.9838867,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.014137699268758295},{"word":"16","start":65.53,"end":66.009995,"confidence":0.5776367,"punctuated_word":"16","sentiment":"neutral","sentiment_score":0.008611359633505344},{"word":"to","start":66.009995,"end":66.17,"confidence":0.8618164,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.007952907122671604},{"word":"the","start":66.17,"end":66.25,"confidence":0.99316406,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.009649351239204408},{"word":"10th","start":66.25,"end":66.57,"confidence":0.9921875,"punctuated_word":"10th","sentiment":"neutral","sentiment_score":0.016127843409776688},{"word":"8174","start":66.57,"end":67.61,"confidence":0.95532227,"punctuated_word":"8174","sentiment":"neutral","sentiment_score":0.012505254708230495},{"word":"a","start":67.61,"end":67.85,"confidence":0.8457031,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.016623254865407944},{"word":"bunker","start":67.85,"end":68.17,"confidence":0.98095703,"punctuated_word":"Bunker","sentiment":"neutral","sentiment_score":0.016250766813755035},{"word":"road","start":68.17,"end":68.409996,"confidence":0.9562988,"punctuated_word":"Road,","sentiment":"neutral","sentiment_score":0.01652664691209793},{"word":"victoria","start":68.409996,"end":68.81,"confidence":0.9970703,"punctuated_word":"Victoria","sentiment":"neutral","sentiment_score":0.02761997282505035},{"word":"point","start":68.81,"end":69.13,"confidence":0.9655762,"punctuated_word":"Point,","sentiment":"neutral","sentiment_score":0.01540498249232769},{"word":"queensland","start":69.13,"end":69.61,"confidence":0.9980469,"punctuated_word":"Queensland","sentiment":"neutral","sentiment_score":0.024175502359867096},{"word":"4165","start":69.61,"end":70.515,"confidence":0.9781494,"punctuated_word":"4165.","sentiment":"neutral","sentiment_score":0.021473459899425507},{"word":"yes","start":74.675,"end":75.175,"confidence":0.89404297,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11983541399240494},{"word":"yep","start":81.315,"end":81.815,"confidence":0.97802734,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08454655110836029},{"word":"yep","start":85.93,"end":86.43,"confidence":0.9746094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2871741056442261},{"word":"yep","start":90.009995,"end":90.509995,"confidence":0.94018555,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.27540236711502075},{"word":"yep","start":92.97,"end":93.47,"confidence":0.98291016,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07605345547199249},{"word":"yep","start":94.925,"end":95.425,"confidence":0.7578125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09923525899648666},{"word":"yep","start":96.88,"end":97.13,"confidence":0.85058594,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07376725226640701},{"word":"yep","start":97.13,"end":97.63,"confidence":0.79003906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08332625776529312},{"word":"yes","start":100.329994,"end":100.695,"confidence":0.98217773,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0891476720571518},{"word":"i","start":106.695,"end":106.854996,"confidence":0.8935547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02166721597313881},{"word":"think","start":106.854996,"end":107.354996,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.03243892639875412},{"word":"it's","start":107.655,"end":107.735,"confidence":0.8515625,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.06327588856220245},{"word":"about","start":107.735,"end":108.215,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.03759678453207016},{"word":"26,000","start":108.215,"end":109.255,"confidence":1.0,"punctuated_word":"26,000","sentiment":"neutral","sentiment_score":0.06071246787905693},{"word":"this","start":109.255,"end":109.415,"confidence":0.9243164,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.04040225222706795},{"word":"year","start":109.415,"end":109.915,"confidence":0.9995117,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.0777808278799057},{"word":"yep","start":116.64,"end":117.14,"confidence":0.8066406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19984816014766693},{"word":"yep","start":119.28,"end":119.78,"confidence":0.99658203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12758195400238037},{"word":"yep","start":122.64,"end":123.14,"confidence":0.9802246,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07140632718801498},{"word":"okay","start":123.52,"end":123.92,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08469238877296448},{"word":"we've","start":123.92,"end":124.16,"confidence":1.0,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.08911453932523727},{"word":"got","start":124.16,"end":124.66,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.08628566563129425},{"word":"the","start":125.2,"end":125.44,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08654235303401947},{"word":"house","start":125.44,"end":125.94,"confidence":0.9499512,"punctuated_word":"house,","sentiment":"neutral","sentiment_score":0.08272860944271088},{"word":"two","start":126.08,"end":126.32,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.09019505977630617},{"word":"cars","start":126.32,"end":126.82,"confidence":0.9921875,"punctuated_word":"cars,","sentiment":"neutral","sentiment_score":0.07223215699195862},{"word":"caravan","start":126.96,"end":127.46,"confidence":0.94091797,"punctuated_word":"caravan,","sentiment":"neutral","sentiment_score":0.09954765439033508},{"word":"the","start":128.335,"end":128.655,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13503770530223846},{"word":"boat","start":128.655,"end":129.155,"confidence":0.95336914,"punctuated_word":"boat,","sentiment":"neutral","sentiment_score":0.11388304829597472},{"word":"and","start":129.935,"end":130.435,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10955013334751128},{"word":"one","start":131.295,"end":131.795,"confidence":0.8613281,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.11271477490663528},{"word":"two","start":131.855,"end":132.355,"confidence":0.99902344,"punctuated_word":"two,","sentiment":"neutral","sentiment_score":0.1000567227602005},{"word":"three","start":132.575,"end":133.075,"confidence":0.99853516,"punctuated_word":"three,","sentiment":"neutral","sentiment_score":0.09946786612272264},{"word":"four","start":133.295,"end":133.775,"confidence":0.99658203,"punctuated_word":"four,","sentiment":"neutral","sentiment_score":0.1017412096261978},{"word":"five","start":133.775,"end":134.095,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.12880583107471466},{"word":"motorbikes","start":134.095,"end":134.595,"confidence":0.9412842,"punctuated_word":"motorbikes.","sentiment":"neutral","sentiment_score":0.11187082529067992},{"word":"because","start":136.495,"end":136.995,"confidence":0.97314453,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.29040470719337463},{"word":"look","start":137.375,"end":137.775,"confidence":0.89575195,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.3180476427078247},{"word":"and","start":137.775,"end":138.015,"confidence":0.9902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1532920002937317},{"word":"they're","start":138.015,"end":138.255,"confidence":0.7297363,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.10453251004219057},{"word":"they're","start":138.255,"end":138.495,"confidence":0.83813477,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.04846666380763054},{"word":"not","start":138.495,"end":138.655,"confidence":0.9941406,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.05209627002477646},{"word":"mine","start":138.655,"end":138.895,"confidence":0.9421387,"punctuated_word":"mine.","sentiment":"neutral","sentiment_score":0.05669466778635979},{"word":"they're","start":138.895,"end":139.135,"confidence":0.99121094,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.0689552053809166},{"word":"just","start":139.135,"end":139.375,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08815588057041168},{"word":"boys","start":139.375,"end":139.615,"confidence":0.9560547,"punctuated_word":"boys","sentiment":"neutral","sentiment_score":0.053215086460113525},{"word":"and","start":139.615,"end":139.695,"confidence":0.93603516,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.060418788343667984},{"word":"their","start":139.695,"end":139.935,"confidence":0.79296875,"punctuated_word":"their","sentiment":"neutral","sentiment_score":0.07981067895889282},{"word":"boys","start":139.935,"end":140.255,"confidence":0.8828125,"punctuated_word":"boys.","sentiment":"neutral","sentiment_score":0.0826304629445076},{"word":"right","start":140.255,"end":140.64,"confidence":0.99902344,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":0.08135178685188293},{"word":"yes","start":143.2,"end":143.7,"confidence":0.9016113,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04912243038415909},{"word":"for","start":150.24,"end":150.74,"confidence":0.921875,"punctuated_word":"For","sentiment":"neutral","sentiment_score":0.009861091151833534},{"word":"the","start":150.95999,"end":151.2,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01539875753223896},{"word":"boat","start":151.2,"end":151.52,"confidence":0.7758789,"punctuated_word":"boat,","sentiment":"neutral","sentiment_score":0.01893451064825058},{"word":"the","start":151.52,"end":151.68,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02550828829407692},{"word":"caravan","start":151.68,"end":152.16,"confidence":0.73461914,"punctuated_word":"caravan,","sentiment":"neutral","sentiment_score":0.02360415831208229},{"word":"and","start":152.16,"end":152.24,"confidence":0.9580078,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03474103659391403},{"word":"the","start":152.24,"end":152.4,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04986967891454697},{"word":"bike","start":152.4,"end":152.655,"confidence":0.70703125,"punctuated_word":"bike?","sentiment":"neutral","sentiment_score":0.037920381873846054},{"word":"yeah","start":155.295,"end":155.615,"confidence":0.94970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00785279180854559},{"word":"probably","start":155.615,"end":156.095,"confidence":0.37219238,"punctuated_word":"Probably,","sentiment":"neutral","sentiment_score":-0.012423476204276083},{"word":"probably","start":156.095,"end":156.575,"confidence":0.7441406,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.02851204201579094},{"word":"still","start":156.575,"end":156.895,"confidence":0.68408203,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.032538171857595444},{"word":"around","start":156.895,"end":157.215,"confidence":0.80908203,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.007514730095863342},{"word":"about","start":157.215,"end":157.535,"confidence":0.984375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.02370399236679077},{"word":"the","start":157.535,"end":157.615,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02449267730116844},{"word":"same","start":157.615,"end":157.855,"confidence":0.98095703,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":-0.015111906453967094},{"word":"it's","start":157.855,"end":158.095,"confidence":0.9758301,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.01985691115260124},{"word":"just","start":158.095,"end":158.495,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.003457367420196533},{"word":"it's","start":158.575,"end":158.735,"confidence":0.82055664,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.015039099380373957},{"word":"like","start":158.735,"end":158.895,"confidence":0.74902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.001995507627725601},{"word":"it","start":158.895,"end":159.055,"confidence":0.86572266,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.005778763443231583},{"word":"says","start":159.055,"end":159.555,"confidence":0.23620605,"punctuated_word":"says","sentiment":"neutral","sentiment_score":-0.003200352191925049},{"word":"hang","start":160.495,"end":160.735,"confidence":0.9589844,"punctuated_word":"hang","sentiment":"neutral","sentiment_score":-0.02432785741984844},{"word":"on","start":160.735,"end":160.895,"confidence":0.9926758,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.02185511589050293},{"word":"let","start":160.895,"end":160.975,"confidence":1.0,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":-0.009837426245212557},{"word":"me","start":160.975,"end":161.215,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.000987086445093155},{"word":"see","start":161.215,"end":161.715,"confidence":0.9309082,"punctuated_word":"see.","sentiment":"neutral","sentiment_score":-0.0011288607493042946},{"word":"$40.80","start":162.33499,"end":164.035,"confidence":0.85650635,"punctuated_word":"$40.80.","sentiment":"neutral","sentiment_score":0.0067380513064563274},{"word":"yeah","start":165.055,"end":165.455,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026663273572921753},{"word":"look","start":165.455,"end":165.69499,"confidence":0.6053467,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.037076763808727264},{"word":"it","start":165.69499,"end":165.855,"confidence":0.98535156,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.02808672934770584},{"word":"will","start":165.855,"end":166.015,"confidence":0.68603516,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.05053345859050751},{"word":"probably","start":166.015,"end":166.33499,"confidence":0.9941406,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.04505410790443421},{"word":"be","start":166.33499,"end":166.575,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03113730251789093},{"word":"around","start":166.575,"end":166.815,"confidence":0.9560547,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.04151412472128868},{"word":"about","start":166.815,"end":167.055,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.033298660069704056},{"word":"the","start":167.055,"end":167.215,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.023463081568479534},{"word":"same","start":167.215,"end":167.715,"confidence":0.9975586,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":0.08870825916528702},{"word":"mhmm","start":172.06,"end":172.56,"confidence":0.9835205,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.08440661430358887},{"word":"mhmm","start":176.94,"end":177.44,"confidence":0.95910645,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.03249584510922432},{"word":"about","start":183.80501,"end":184.045,"confidence":0.9863281,"punctuated_word":"About","sentiment":"neutral","sentiment_score":0.008809538558125496},{"word":"a","start":184.045,"end":184.125,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.052711620926856995},{"word":"100","start":184.125,"end":184.365,"confidence":1.0,"punctuated_word":"100","sentiment":"neutral","sentiment_score":0.051698870956897736},{"word":"and","start":184.365,"end":184.52501,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0627644956111908},{"word":"80","start":184.52501,"end":184.925,"confidence":0.95092773,"punctuated_word":"80,","sentiment":"neutral","sentiment_score":0.08284077048301697},{"word":"i","start":184.925,"end":185.085,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13821780681610107},{"word":"think","start":185.085,"end":185.24501,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.1141960546374321},{"word":"it","start":185.24501,"end":185.405,"confidence":0.9580078,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15009722113609314},{"word":"is","start":185.405,"end":185.905,"confidence":0.99658203,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.10796953737735748},{"word":"yeah","start":187.405,"end":187.905,"confidence":0.7758789,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05124619975686073},{"word":"yeah","start":188.925,"end":189.405,"confidence":0.8796387,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.088144950568676},{"word":"craig","start":189.405,"end":189.88501,"confidence":0.9111328,"punctuated_word":"Craig","sentiment":"neutral","sentiment_score":0.16924282908439636},{"word":"craig","start":189.88501,"end":190.205,"confidence":0.9980469,"punctuated_word":"Craig","sentiment":"neutral","sentiment_score":0.08722852915525436},{"word":"got","start":190.205,"end":190.32501,"confidence":0.99121094,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.15379327535629272},{"word":"a","start":190.32501,"end":190.445,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08742976188659668},{"word":"little","start":190.445,"end":190.685,"confidence":0.99902344,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.07388211786746979},{"word":"bit","start":190.685,"end":190.765,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.06851165741682053},{"word":"of","start":190.765,"end":190.925,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08171696960926056},{"word":"inheritance","start":190.925,"end":191.425,"confidence":0.9921875,"punctuated_word":"inheritance.","sentiment":"neutral","sentiment_score":0.1168479323387146},{"word":"yeah","start":193.565,"end":194.065,"confidence":0.72839355,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13026204705238342},{"word":"yep","start":202.47,"end":202.97,"confidence":0.8911133,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.22069494426250455},{"word":"yes","start":205.51001,"end":206.01001,"confidence":0.9838867,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0402742400765419},{"word":"listen","start":215.235,"end":215.735,"confidence":0.53930664,"punctuated_word":"Listen.","sentiment":"neutral","sentiment_score":0.010179011151194572},{"word":"look","start":219.63501,"end":220.115,"confidence":0.7597656,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":-0.008560581132769585},{"word":"i","start":220.115,"end":220.195,"confidence":0.61572266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02656777761876583},{"word":"bitcoin's","start":220.43501,"end":220.93501,"confidence":0.81762695,"punctuated_word":"Bitcoin's","sentiment":"neutral","sentiment_score":-0.03165954351425171},{"word":"next","start":220.99501,"end":221.315,"confidence":0.9941406,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.040943220257759094},{"word":"to","start":221.315,"end":221.475,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04137573018670082},{"word":"nothing","start":221.475,"end":221.79501,"confidence":1.0,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.08430083096027374},{"word":"now","start":221.79501,"end":222.29501,"confidence":0.99609375,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.04408612847328186},{"word":"i","start":222.99501,"end":223.07501,"confidence":0.8330078,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.024178238585591316},{"word":"would","start":223.07501,"end":223.395,"confidence":0.98535156,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.043956633657217026},{"word":"take","start":223.395,"end":223.63501,"confidence":0.97509766,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.03662741184234619},{"word":"that","start":223.63501,"end":223.79501,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.033620432019233704},{"word":"out","start":223.79501,"end":224.29501,"confidence":0.9975586,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.02713620290160179},{"word":"savings","start":226.5,"end":226.98,"confidence":0.6660156,"punctuated_word":"Savings","sentiment":"neutral","sentiment_score":-0.051322609186172485},{"word":"is","start":226.98,"end":227.22,"confidence":0.9741211,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.025722194463014603},{"word":"more","start":227.22,"end":227.45999,"confidence":0.9838867,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.03510689362883568},{"word":"just","start":227.45999,"end":227.7,"confidence":0.70654297,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03209041431546211},{"word":"our","start":227.7,"end":228.09999,"confidence":0.8256836,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.019646979868412014},{"word":"redraw","start":228.09999,"end":228.59999,"confidence":0.9510091,"punctuated_word":"redraw.","sentiment":"neutral","sentiment_score":-0.006600514519959688},{"word":"so","start":232.01999,"end":232.51999,"confidence":0.9614258,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0016668923199176788},{"word":"yeah","start":236.26,"end":236.76,"confidence":0.97314453,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.0044123390689492226},{"word":"probably","start":239.85501,"end":240.35501,"confidence":0.97802734,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.012603897601366045},{"word":"about","start":240.68167,"end":241.18167,"confidence":0.94384766,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.024851571768522263},{"word":"but","start":242.335,"end":242.575,"confidence":0.97314453,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.022731726989150047},{"word":"then","start":242.575,"end":242.815,"confidence":0.9941406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.014946050941944122},{"word":"that","start":242.815,"end":242.975,"confidence":0.9482422,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.022446241229772568},{"word":"thing","start":242.975,"end":243.215,"confidence":0.8232422,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.03304428607225418},{"word":"obviously","start":243.215,"end":243.615,"confidence":0.6767578,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.03276847302913666},{"word":"then","start":243.615,"end":243.85501,"confidence":0.9633789,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.020615238696336743},{"word":"comes","start":243.85501,"end":244.095,"confidence":0.9980469,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":-0.0225218515843153},{"word":"off","start":244.095,"end":244.255,"confidence":0.9863281,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.027865713462233543},{"word":"the","start":244.255,"end":244.41501,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02343127503991127},{"word":"mortgage","start":244.41501,"end":244.815,"confidence":0.95336914,"punctuated_word":"mortgage.","sentiment":"neutral","sentiment_score":-0.03248399868607521},{"word":"right","start":244.815,"end":245.13501,"confidence":0.9995117,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":-0.0020357435569167137},{"word":"because","start":245.13501,"end":245.63501,"confidence":0.9970703,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.014543367549777033},{"word":"then","start":246.255,"end":246.49501,"confidence":0.6777344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.004368819296360016},{"word":"i'm","start":246.49501,"end":246.575,"confidence":0.76831055,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.013297520577907562},{"word":"like","start":246.735,"end":246.895,"confidence":0.98657227,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.007049772888422012},{"word":"obviously","start":246.895,"end":247.395,"confidence":0.96533203,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.009860115125775335},{"word":"our","start":247.77501,"end":248.175,"confidence":0.76416016,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.015187393873929976},{"word":"redraw","start":248.175,"end":248.675,"confidence":0.82161456,"punctuated_word":"redraw,","sentiment":"neutral","sentiment_score":-0.00396556593477726},{"word":"that's","start":250.175,"end":250.49501,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.005271412432193756},{"word":"why","start":250.49501,"end":250.815,"confidence":0.9980469,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.0033892765641212463},{"word":"our","start":250.815,"end":251.215,"confidence":0.9951172,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.001603011041879654},{"word":"mortgage","start":251.215,"end":251.615,"confidence":0.8730469,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":-0.01839470863342285},{"word":"is","start":251.615,"end":252.115,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02213555946946144},{"word":"what","start":252.34,"end":252.5,"confidence":0.8911133,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.01766076125204563},{"word":"it's","start":252.5,"end":253.0,"confidence":0.97924805,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.006820706184953451},{"word":"at","start":253.37999,"end":253.54,"confidence":0.9902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.013441354036331177},{"word":"because","start":253.54,"end":253.93999,"confidence":0.6171875,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.004976997151970863},{"word":"of","start":253.93999,"end":254.09999,"confidence":0.98095703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.004210958257317543},{"word":"our","start":254.09999,"end":254.26,"confidence":0.96777344,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.012418817728757858},{"word":"redraw","start":254.26,"end":254.57999,"confidence":0.9508464,"punctuated_word":"redraw.","sentiment":"neutral","sentiment_score":-0.01810309663414955},{"word":"does","start":254.57999,"end":254.73999,"confidence":0.9970703,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":-0.022380227223038673},{"word":"that","start":254.73999,"end":254.81999,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.008104227483272552},{"word":"make","start":254.81999,"end":255.06,"confidence":0.97509766,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.017942585051059723},{"word":"sense","start":255.06,"end":255.56,"confidence":1.0,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":-0.03878811001777649},{"word":"yeah","start":259.78,"end":260.02,"confidence":0.7687988,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.006350348703563213},{"word":"so","start":260.02,"end":260.18,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.007094118744134903},{"word":"i","start":260.18,"end":260.25998,"confidence":0.40307617,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.003057315945625305},{"word":"just","start":260.25998,"end":260.5,"confidence":0.9921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.012137573212385178},{"word":"have","start":260.5,"end":260.66,"confidence":0.9116211,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.008300799876451492},{"word":"the","start":260.66,"end":260.82,"confidence":0.9790039,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015617387369275091},{"word":"mortgage","start":260.82,"end":261.22,"confidence":1.0,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.007094185799360275},{"word":"value","start":261.22,"end":261.53998,"confidence":0.9951172,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.004133429378271103},{"word":"instead","start":261.53998,"end":262.03998,"confidence":0.92700195,"punctuated_word":"instead.","sentiment":"neutral","sentiment_score":0.00773581862449646},{"word":"so","start":262.18,"end":262.5,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03382791578769684},{"word":"i","start":262.5,"end":262.58,"confidence":0.9863281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.033395424485206604},{"word":"think","start":262.58,"end":263.08,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.027221495285630223},{"word":"oh","start":264.58,"end":264.74,"confidence":0.8544922,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.0351431705057621},{"word":"hang","start":264.74,"end":264.9,"confidence":0.99902344,"punctuated_word":"hang","sentiment":"neutral","sentiment_score":0.010767973959445952},{"word":"on","start":264.9,"end":265.06,"confidence":0.9890137,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.019543420523405075},{"word":"just","start":265.06,"end":265.22,"confidence":0.984375,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.04911557212471962},{"word":"let","start":265.22,"end":265.38,"confidence":0.9970703,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.054920949041843414},{"word":"me","start":265.38,"end":265.53998,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.05997341871261597},{"word":"have","start":265.53998,"end":265.69998,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05496852099895477},{"word":"a","start":265.69998,"end":265.78,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06335844099521637},{"word":"look","start":265.78,"end":266.02,"confidence":0.9995117,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.04480403661727905},{"word":"hang","start":266.02,"end":266.18,"confidence":0.9980469,"punctuated_word":"Hang","sentiment":"neutral","sentiment_score":0.025962093845009804},{"word":"on","start":266.18,"end":266.68,"confidence":0.9970703,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.0642445906996727},{"word":"hello","start":281.105,"end":281.58,"confidence":0.7468262,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.03949441760778427},{"word":"so","start":299.995,"end":300.475,"confidence":0.5336914,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.001203315332531929},{"word":"not","start":300.475,"end":300.795,"confidence":0.9614258,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.0020060092210769653},{"word":"including","start":300.795,"end":301.295,"confidence":1.0,"punctuated_word":"including","sentiment":"neutral","sentiment_score":0.010948844254016876},{"word":"the","start":302.075,"end":302.395,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01584613136947155},{"word":"redraw","start":302.395,"end":302.875,"confidence":0.9160156,"punctuated_word":"redraw.","sentiment":"neutral","sentiment_score":-0.02683819830417633},{"word":"like","start":302.875,"end":303.035,"confidence":0.9824219,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.02150038816034794},{"word":"if","start":303.035,"end":303.195,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.014430942013859749},{"word":"i","start":303.195,"end":303.275,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02060539089143276},{"word":"didn't","start":303.275,"end":303.595,"confidence":0.9995117,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.021027985960245132},{"word":"have","start":303.595,"end":303.755,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.021036546677351},{"word":"the","start":303.755,"end":303.995,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01574542745947838},{"word":"redraw","start":303.995,"end":304.475,"confidence":0.9930013,"punctuated_word":"redraw,","sentiment":"neutral","sentiment_score":-0.009154697880148888},{"word":"it","start":304.475,"end":304.635,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.012214813381433489},{"word":"would","start":304.635,"end":304.875,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.007928509265184402},{"word":"be","start":304.875,"end":305.375,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0003732368350028992},{"word":"about","start":309.61,"end":309.93,"confidence":0.99609375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.00538230687379837},{"word":"$2.80","start":309.93,"end":310.67,"confidence":0.9968262,"punctuated_word":"$2.80.","sentiment":"neutral","sentiment_score":-0.009601091966032982},{"word":"does","start":312.97,"end":313.13,"confidence":0.9667969,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.01886807568371296},{"word":"that","start":313.13,"end":313.29,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03205788880586624},{"word":"make","start":313.29,"end":313.53,"confidence":0.9658203,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.020324859768152237},{"word":"sense","start":313.53,"end":314.03,"confidence":0.9995117,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.0355307012796402},{"word":"okay","start":316.17,"end":316.67,"confidence":0.73046875,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09332539141178132},{"word":"yep","start":317.93,"end":318.43,"confidence":0.6392822,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08296146243810654},{"word":"because","start":319.05,"end":319.45,"confidence":0.8293457,"punctuated_word":"Because,","sentiment":"neutral","sentiment_score":0.05465848371386528},{"word":"obviously","start":319.45,"end":319.77,"confidence":0.9980469,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.08935593068599701},{"word":"if","start":319.77,"end":319.93,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04402598738670349},{"word":"we","start":319.93,"end":320.17,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04850344732403755},{"word":"if","start":320.17,"end":320.33,"confidence":0.9902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04592214524745941},{"word":"we","start":320.33,"end":320.57,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.041682686656713486},{"word":"take","start":320.57,"end":320.81,"confidence":0.9941406,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.03724301606416702},{"word":"if","start":320.81,"end":320.97,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03690793365240097},{"word":"we","start":320.97,"end":321.13,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03316779434680939},{"word":"take","start":321.13,"end":321.37,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.0235130712389946},{"word":"that","start":321.37,"end":321.53,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.020499058067798615},{"word":"money","start":321.53,"end":321.69,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.009543165564537048},{"word":"out","start":321.69,"end":321.85,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.00983814150094986},{"word":"of","start":321.85,"end":321.93,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.022199124097824097},{"word":"the","start":321.93,"end":322.09,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03633037954568863},{"word":"redraw","start":322.09,"end":322.41,"confidence":0.9329427,"punctuated_word":"redraw,","sentiment":"neutral","sentiment_score":0.03816824406385422},{"word":"then","start":322.41,"end":322.65,"confidence":0.5996094,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.048019926995038986},{"word":"just","start":322.65,"end":322.81,"confidence":0.5576172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02399551123380661},{"word":"bumps","start":322.81,"end":323.13,"confidence":0.9326172,"punctuated_word":"bumps","sentiment":"neutral","sentiment_score":0.0262006688863039},{"word":"up","start":323.13,"end":323.21,"confidence":0.9760742,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.028817757964134216},{"word":"our","start":323.21,"end":323.37,"confidence":0.98828125,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.020192965865135193},{"word":"mortgage","start":323.37,"end":323.87,"confidence":0.9975586,"punctuated_word":"mortgage.","sentiment":"neutral","sentiment_score":0.015821360051631927},{"word":"yeah","start":325.66498,"end":325.905,"confidence":0.8886719,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03879999369382858},{"word":"yeah","start":325.905,"end":326.405,"confidence":0.8688965,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04507867991924286},{"word":"but","start":326.465,"end":326.965,"confidence":0.42138672,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.04593504220247269},{"word":"that's","start":328.145,"end":328.645,"confidence":0.7397461,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06888558715581894},{"word":"that's","start":328.865,"end":329.185,"confidence":0.99316406,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.059096693992614746},{"word":"exactly","start":329.185,"end":329.66498,"confidence":0.9980469,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.13883455097675323},{"word":"right","start":329.66498,"end":329.905,"confidence":1.0,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.13889768719673157},{"word":"yep","start":329.905,"end":330.405,"confidence":0.88842773,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2180527150630951},{"word":"you","start":337.425,"end":337.54498,"confidence":0.5410156,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.1292598396539688},{"word":"you","start":337.54498,"end":337.66498,"confidence":0.53125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1287529170513153},{"word":"can","start":337.66498,"end":337.905,"confidence":0.99609375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.09846846014261246},{"word":"come","start":337.905,"end":338.06497,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.11509362608194353},{"word":"again","start":338.06497,"end":338.56497,"confidence":0.9980469,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":0.10507304221391678},{"word":"yeah","start":339.64,"end":339.88,"confidence":0.9797363,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05663791298866272},{"word":"that","start":339.88,"end":339.96002,"confidence":0.99902344,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.06564700603485107},{"word":"would","start":339.96002,"end":340.2,"confidence":0.99121094,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.04053796827793121},{"word":"probably","start":340.2,"end":340.52002,"confidence":0.99609375,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.032846808433532715},{"word":"be","start":340.52002,"end":340.68002,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.018506083637475967},{"word":"about","start":340.68002,"end":340.92,"confidence":0.99316406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.018725328147411343},{"word":"right","start":340.92,"end":341.16,"confidence":0.9951172,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.034925639629364014},{"word":"i","start":341.16,"end":341.24002,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.016278542578220367},{"word":"actually","start":341.24002,"end":341.48,"confidence":0.98828125,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.03629911318421364},{"word":"haven't","start":341.48,"end":341.72,"confidence":0.99902344,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.01869436353445053},{"word":"looked","start":341.72,"end":341.96002,"confidence":0.99121094,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":-0.02015993744134903},{"word":"for","start":341.96002,"end":342.12003,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.05759003385901451},{"word":"a","start":342.12003,"end":342.2,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04546405375003815},{"word":"long","start":342.2,"end":342.44,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.05427176132798195},{"word":"time","start":342.44,"end":342.94,"confidence":0.98950195,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.012085320428013802},{"word":"yeah","start":344.52002,"end":345.02002,"confidence":0.91064453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11314228177070618},{"word":"yeah","start":345.88,"end":346.38,"confidence":0.76049805,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.062398917973041534},{"word":"yep","start":347.08002,"end":347.58002,"confidence":0.88549805,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0710165798664093},{"word":"no","start":351.88,"end":352.38,"confidence":0.91186523,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11576804518699646},{"word":"and","start":354.6,"end":354.84,"confidence":0.92089844,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.09103605896234512},{"word":"i","start":354.84,"end":355.0,"confidence":0.97998047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02446121722459793},{"word":"we","start":355.22748,"end":355.455,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.036042626947164536},{"word":"thought","start":355.53497,"end":355.615,"confidence":0.51660156,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":0.025353172793984413},{"word":"you","start":355.69498,"end":355.85498,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.018118325620889664},{"word":"know","start":355.85498,"end":355.935,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.017165549099445343},{"word":"what","start":355.935,"end":356.25497,"confidence":0.96899414,"punctuated_word":"what?","sentiment":"neutral","sentiment_score":0.013506842777132988},{"word":"we've","start":356.25497,"end":356.57498,"confidence":0.9819336,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.058119580149650574},{"word":"we've","start":356.57498,"end":356.895,"confidence":0.99560547,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.08760377019643784},{"word":"yeah","start":356.97498,"end":357.215,"confidence":0.9655762,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.19458618760108948},{"word":"thank","start":357.215,"end":357.455,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5878874063491821},{"word":"you","start":357.455,"end":357.69498,"confidence":0.83032227,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5672106742858887},{"word":"please","start":357.69498,"end":358.19498,"confidence":0.9980469,"punctuated_word":"Please","sentiment":"positive","sentiment_score":0.4380387663841248},{"word":"keep","start":358.25497,"end":358.655,"confidence":0.4267578,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.3605343997478485},{"word":"reminding","start":358.655,"end":359.13498,"confidence":0.99609375,"punctuated_word":"reminding","sentiment":"positive","sentiment_score":0.4416182339191437},{"word":"me","start":359.13498,"end":359.375,"confidence":0.99902344,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.5392545461654663},{"word":"because","start":359.375,"end":359.85498,"confidence":0.8432617,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.3841072618961334},{"word":"we","start":359.85498,"end":360.095,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4675632119178772},{"word":"talk","start":360.095,"end":360.335,"confidence":0.9819336,"punctuated_word":"talk","sentiment":"positive","sentiment_score":0.39259809255599976},{"word":"about","start":360.335,"end":360.57498,"confidence":1.0,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.4115723669528961},{"word":"it","start":360.57498,"end":360.655,"confidence":0.9902344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4635187089443207},{"word":"all","start":360.655,"end":360.895,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.3438873887062073},{"word":"the","start":360.895,"end":361.055,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.33255866169929504},{"word":"time","start":361.055,"end":361.29498,"confidence":0.8833008,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.2927427291870117},{"word":"and","start":361.29498,"end":361.53497,"confidence":0.9785156,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.23304343223571777},{"word":"you","start":361.53497,"end":361.615,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2094607055187225},{"word":"know","start":361.615,"end":361.85498,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.243435338139534},{"word":"our","start":361.85498,"end":361.935,"confidence":0.87353516,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.23656217753887177},{"word":"biggest","start":361.935,"end":362.25497,"confidence":0.9970703,"punctuated_word":"biggest","sentiment":"neutral","sentiment_score":0.23866967856884003},{"word":"thing","start":362.25497,"end":362.495,"confidence":0.9951172,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.2671445608139038},{"word":"and","start":362.495,"end":362.57498,"confidence":0.8173828,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13911157846450806},{"word":"the","start":362.57498,"end":362.735,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11441809684038162},{"word":"only","start":362.735,"end":362.97498,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.041898585855960846},{"word":"reason","start":362.97498,"end":363.29498,"confidence":1.0,"punctuated_word":"reason","sentiment":"neutral","sentiment_score":0.045716919004917145},{"word":"we","start":363.29498,"end":363.455,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09685833752155304},{"word":"haven't","start":363.455,"end":363.69498,"confidence":1.0,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":0.05238157510757446},{"word":"done","start":363.69498,"end":363.935,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.0333678275346756},{"word":"it","start":363.935,"end":364.41498,"confidence":0.9902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1026126742362976},{"word":"is","start":364.41498,"end":364.57498,"confidence":0.98291016,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06838687509298325},{"word":"because","start":364.57498,"end":364.81497,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.031884610652923584},{"word":"of","start":364.81497,"end":364.97498,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.013725429773330688},{"word":"the","start":364.97498,"end":365.13498,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03191758692264557},{"word":"kids","start":365.13498,"end":365.615,"confidence":0.8195801,"punctuated_word":"kids,","sentiment":"neutral","sentiment_score":0.041534192860126495},{"word":"and","start":365.615,"end":365.775,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06561508774757385},{"word":"we","start":365.775,"end":366.01498,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08514945209026337},{"word":"don't","start":366.01498,"end":366.335,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.044691022485494614},{"word":"have","start":366.335,"end":366.57498,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05355903506278992},{"word":"someone","start":366.57498,"end":366.895,"confidence":1.0,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.07057420909404755},{"word":"that","start":366.895,"end":367.13498,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.035063788294792175},{"word":"we","start":367.13498,"end":367.215,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.012652277946472168},{"word":"can","start":367.215,"end":367.375,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.052655935287475586},{"word":"go","start":367.375,"end":367.85498,"confidence":0.85839844,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":0.0518355518579483},{"word":"right","start":367.85498,"end":368.09497,"confidence":0.7451172,"punctuated_word":"right,","sentiment":"neutral","sentiment_score":0.17489959299564362},{"word":"if","start":368.09497,"end":368.25497,"confidence":0.9941406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.18415620923042297},{"word":"something","start":368.25497,"end":368.57498,"confidence":0.9980469,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.22011028230190277},{"word":"happened","start":368.57498,"end":368.895,"confidence":0.78027344,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":0.14145439863204956},{"word":"to","start":368.895,"end":368.97498,"confidence":0.9819336,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1909784972667694},{"word":"us","start":368.97498,"end":369.215,"confidence":0.99609375,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.23549798130989075},{"word":"tomorrow","start":369.215,"end":369.715,"confidence":0.8059082,"punctuated_word":"tomorrow,","sentiment":"neutral","sentiment_score":0.26698943972587585},{"word":"we","start":370.41498,"end":370.57498,"confidence":0.41235352,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.3336578607559204},{"word":"would","start":370.57498,"end":370.655,"confidence":0.47485352,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.36527019739151},{"word":"be","start":370.655,"end":370.81497,"confidence":0.92822266,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.27149173617362976},{"word":"happy","start":370.81497,"end":371.07,"confidence":0.87353516,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.2093620598316193},{"word":"for","start":371.07,"end":371.23,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2467063069343567},{"word":"our","start":371.23,"end":371.39,"confidence":0.99902344,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.1262020319700241},{"word":"kids","start":371.39,"end":371.55002,"confidence":0.99902344,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":0.21022334694862368},{"word":"to","start":371.55002,"end":371.75,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.28312167525291443},{"word":"be","start":371.75,"end":371.95,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1724434792995453},{"word":"left","start":371.95,"end":372.11002,"confidence":0.9741211,"punctuated_word":"left","sentiment":"neutral","sentiment_score":0.17942054569721222},{"word":"with","start":372.11002,"end":372.61002,"confidence":0.98828125,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06392979621887207},{"word":"them","start":374.59,"end":374.67,"confidence":0.97216797,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":-0.005873405374586582},{"word":"you","start":374.67,"end":374.91,"confidence":0.9921875,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.016162950545549393},{"word":"know","start":374.91,"end":375.15,"confidence":0.83154297,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.02329503744840622},{"word":"like","start":375.15,"end":375.65,"confidence":0.8820801,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1121196448802948},{"word":"we've","start":375.71002,"end":375.95,"confidence":0.9851074,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.2098204493522644},{"word":"we've","start":375.95,"end":376.19,"confidence":0.99902344,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.1417749524116516},{"word":"obviously","start":376.19,"end":376.59,"confidence":0.9863281,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.08884233236312866},{"word":"got","start":376.59,"end":376.83002,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.14803694188594818},{"word":"my","start":376.83002,"end":377.07,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.16101154685020447},{"word":"parents","start":377.07,"end":377.57,"confidence":0.92626953,"punctuated_word":"parents,","sentiment":"neutral","sentiment_score":-0.13741886615753174},{"word":"but","start":378.67,"end":378.99002,"confidence":0.71484375,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.10040046274662018},{"word":"they're","start":378.99002,"end":379.39,"confidence":0.9621582,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.15694595873355863},{"word":"at","start":379.39,"end":379.47,"confidence":0.82666016,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.17939066886901855},{"word":"an","start":379.47,"end":379.71002,"confidence":0.9921875,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.15158458054065704},{"word":"age","start":379.71002,"end":379.95,"confidence":0.9980469,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.20441922545433044},{"word":"we","start":379.95,"end":380.11002,"confidence":0.28686523,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.17969952523708344},{"word":"can't","start":380.11002,"end":380.51,"confidence":0.99902344,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.21526393294334412},{"word":"put","start":380.51,"end":380.75,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.2851073443889618},{"word":"them","start":380.75,"end":381.07,"confidence":0.99902344,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.23219981789588928},{"word":"down","start":381.07,"end":381.47,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.17306561768054962},{"word":"as","start":381.47,"end":381.97,"confidence":0.99609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.1424061954021454},{"word":"being","start":382.11002,"end":382.35,"confidence":0.97021484,"punctuated_word":"being,","sentiment":"neutral","sentiment_score":-0.15368196368217468},{"word":"you","start":382.35,"end":382.67,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.16186584532260895},{"word":"know","start":382.67,"end":382.99002,"confidence":0.99560547,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.1771603226661682},{"word":"for","start":382.99002,"end":383.15,"confidence":0.88134766,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.1956573575735092},{"word":"guardian","start":383.15,"end":383.63,"confidence":0.4794922,"punctuated_word":"guardian","sentiment":"neutral","sentiment_score":-0.1493142694234848},{"word":"for","start":383.63,"end":383.79,"confidence":0.8935547,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.17820532619953156},{"word":"the","start":383.79,"end":383.87,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1370181441307068},{"word":"kids","start":383.87,"end":384.27002,"confidence":0.8847656,"punctuated_word":"kids.","sentiment":"neutral","sentiment_score":-0.12036418914794922},{"word":"and","start":384.27002,"end":384.51,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.12032456696033478},{"word":"there's","start":384.51,"end":384.75,"confidence":0.95581055,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.13637030124664307},{"word":"just","start":384.75,"end":384.99002,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1288706362247467},{"word":"yeah","start":385.47,"end":385.87,"confidence":0.95996094,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.11679209768772124},{"word":"it","start":385.87,"end":386.03,"confidence":0.87060547,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.19779977202415464},{"word":"craig","start":386.785,"end":386.945,"confidence":0.9819336,"punctuated_word":"Craig","sentiment":"neutral","sentiment_score":-0.19056005775928497},{"word":"will","start":386.945,"end":387.105,"confidence":0.5859375,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.24070186913013455},{"word":"do","start":387.105,"end":387.345,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.23192466795444489},{"word":"his","start":387.345,"end":387.505,"confidence":0.984375,"punctuated_word":"his","sentiment":"neutral","sentiment_score":-0.1921075284481049},{"word":"brother","start":387.505,"end":387.745,"confidence":0.8388672,"punctuated_word":"brother,","sentiment":"neutral","sentiment_score":-0.1963273137807846},{"word":"and","start":387.745,"end":387.905,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.16917286813259125},{"word":"i","start":387.905,"end":387.985,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.22630278766155243},{"word":"don't","start":387.985,"end":388.225,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.23695838451385495},{"word":"agree","start":388.225,"end":388.465,"confidence":1.0,"punctuated_word":"agree","sentiment":"neutral","sentiment_score":-0.2536799907684326},{"word":"with","start":388.465,"end":388.625,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2048860341310501},{"word":"it","start":388.625,"end":388.865,"confidence":0.8503418,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.2010604441165924},{"word":"and","start":388.865,"end":388.945,"confidence":0.99316406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.15826232731342316},{"word":"yeah","start":389.985,"end":390.385,"confidence":0.99316406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.13649912178516388},{"word":"it's","start":390.385,"end":390.625,"confidence":0.9941406,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.16865190863609314},{"word":"just","start":390.625,"end":390.785,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.15830479562282562},{"word":"it's","start":390.865,"end":391.105,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.21981075406074524},{"word":"so","start":391.105,"end":391.345,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.2269032597541809},{"word":"hard","start":391.345,"end":391.845,"confidence":0.9387207,"punctuated_word":"hard.","sentiment":"neutral","sentiment_score":-0.20510756969451904},{"word":"but","start":392.545,"end":392.785,"confidence":0.88671875,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.1230303794145584},{"word":"we","start":392.785,"end":392.945,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.13261428475379944},{"word":"that's","start":393.025,"end":393.345,"confidence":0.9772949,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.11984530091285706},{"word":"our","start":393.345,"end":393.505,"confidence":0.9970703,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.10835199058055878},{"word":"excuse","start":393.505,"end":393.905,"confidence":0.9951172,"punctuated_word":"excuse","sentiment":"neutral","sentiment_score":-0.26181450486183167},{"word":"that","start":393.905,"end":394.065,"confidence":0.9375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2710212767124176},{"word":"we","start":394.065,"end":394.225,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.2791619300842285},{"word":"haven't","start":394.225,"end":394.465,"confidence":1.0,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.31051093339920044},{"word":"done","start":394.465,"end":394.625,"confidence":0.9970703,"punctuated_word":"done","sentiment":"negative","sentiment_score":-0.35885947942733765},{"word":"a","start":394.625,"end":394.785,"confidence":0.96240234,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.25842320919036865},{"word":"will","start":394.785,"end":395.025,"confidence":0.99316406,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.22567614912986755},{"word":"yet","start":395.025,"end":395.185,"confidence":0.87524414,"punctuated_word":"yet,","sentiment":"neutral","sentiment_score":-0.2763739228248596},{"word":"and","start":395.185,"end":395.345,"confidence":1.0,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.34166958928108215},{"word":"it's","start":395.345,"end":395.505,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.4619080424308777},{"word":"terrible","start":395.505,"end":395.825,"confidence":1.0,"punctuated_word":"terrible.","sentiment":"negative","sentiment_score":-0.4854592084884643},{"word":"we've","start":395.825,"end":396.065,"confidence":0.9995117,"punctuated_word":"We've","sentiment":"negative","sentiment_score":-0.4260425269603729},{"word":"been","start":396.065,"end":396.225,"confidence":0.9980469,"punctuated_word":"been","sentiment":"negative","sentiment_score":-0.4182390868663788},{"word":"together","start":396.225,"end":396.625,"confidence":0.9333496,"punctuated_word":"together,","sentiment":"negative","sentiment_score":-0.45213621854782104},{"word":"like","start":396.625,"end":396.785,"confidence":0.9980469,"punctuated_word":"like,","sentiment":"negative","sentiment_score":-0.39813268184661865},{"word":"twenty","start":396.785,"end":397.105,"confidence":1.0,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":-0.3254258334636688},{"word":"six","start":397.105,"end":397.265,"confidence":0.99902344,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.31481677293777466},{"word":"years","start":397.265,"end":397.505,"confidence":0.78027344,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.2854783535003662},{"word":"and","start":397.505,"end":397.665,"confidence":1.0,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.3333011269569397},{"word":"with","start":397.665,"end":397.825,"confidence":0.96875,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.35194316506385803},{"word":"all","start":397.825,"end":397.985,"confidence":0.9980469,"punctuated_word":"all","sentiment":"negative","sentiment_score":-0.34311550855636597},{"word":"our","start":397.985,"end":398.065,"confidence":0.87158203,"punctuated_word":"our","sentiment":"negative","sentiment_score":-0.3887465000152588},{"word":"assets","start":398.065,"end":398.385,"confidence":0.9423828,"punctuated_word":"assets,","sentiment":"negative","sentiment_score":-0.3925486207008362},{"word":"we","start":398.385,"end":398.545,"confidence":1.0,"punctuated_word":"we","sentiment":"negative","sentiment_score":-0.4863528311252594},{"word":"should","start":398.545,"end":398.785,"confidence":0.99902344,"punctuated_word":"should","sentiment":"negative","sentiment_score":-0.6720471382141113},{"word":"have","start":398.785,"end":398.945,"confidence":0.9941406,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.5292261838912964},{"word":"a","start":398.945,"end":399.025,"confidence":0.96533203,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.47328078746795654},{"word":"fucking","start":399.025,"end":399.345,"confidence":0.99902344,"punctuated_word":"fucking","sentiment":"negative","sentiment_score":-0.5516015291213989},{"word":"willing","start":399.345,"end":399.745,"confidence":0.8691406,"punctuated_word":"willing","sentiment":"negative","sentiment_score":-0.606037974357605},{"word":"life","start":399.745,"end":400.245,"confidence":0.6990967,"punctuated_word":"life.","sentiment":"negative","sentiment_score":-0.5170940160751343},{"word":"so","start":401.54,"end":401.86002,"confidence":0.9770508,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.23158827424049375},{"word":"i","start":401.86002,"end":401.94,"confidence":0.9970703,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4054489135742187},{"word":"do","start":401.94,"end":402.18002,"confidence":0.9902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.25131964683532715},{"word":"need","start":402.18002,"end":402.34,"confidence":0.85546875,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.28234854340553284},{"word":"i","start":402.34,"end":402.5,"confidence":0.9863281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.30427584052085876},{"word":"do","start":402.5,"end":402.66,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.19637392461299896},{"word":"need","start":402.66,"end":402.82,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.2134048044681549},{"word":"to","start":402.82,"end":402.98,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.24484695494174957},{"word":"do","start":402.98,"end":403.14,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.23616933822631836},{"word":"it","start":403.14,"end":403.30002,"confidence":0.95874023,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.18297988176345825},{"word":"and","start":403.30002,"end":403.46002,"confidence":0.7097168,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.11116231977939606},{"word":"look","start":403.46002,"end":403.7,"confidence":0.96313477,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":-0.1181509643793106},{"word":"it's","start":403.7,"end":403.86002,"confidence":0.88964844,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.11515460908412932},{"word":"and","start":404.02002,"end":404.18002,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1276514083147049},{"word":"it's","start":404.18002,"end":404.34,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1478784680366516},{"word":"getting","start":404.34,"end":404.66,"confidence":0.99902344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.1835143566131592},{"word":"to","start":404.66,"end":404.74002,"confidence":0.86279297,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15117573738098145},{"word":"the","start":404.74002,"end":404.82,"confidence":0.6699219,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14455467462539673},{"word":"point","start":404.82,"end":405.06,"confidence":0.7519531,"punctuated_word":"point.","sentiment":"neutral","sentiment_score":-0.12919558584690094},{"word":"our","start":405.06,"end":405.22,"confidence":0.9863281,"punctuated_word":"Our","sentiment":"neutral","sentiment_score":-0.2124963402748108},{"word":"son's","start":405.22,"end":405.72,"confidence":0.81103516,"punctuated_word":"son's","sentiment":"neutral","sentiment_score":-0.2067691534757614},{"word":"like","start":405.86002,"end":406.1,"confidence":0.84228516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.18526022136211395},{"word":"he's","start":406.1,"end":406.34,"confidence":0.99853516,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.17017501592636108},{"word":"nearly","start":406.34,"end":406.74002,"confidence":0.99609375,"punctuated_word":"nearly","sentiment":"neutral","sentiment_score":-0.1306227743625641},{"word":"16","start":406.74002,"end":407.14,"confidence":0.7963867,"punctuated_word":"16,","sentiment":"neutral","sentiment_score":-0.1287175714969635},{"word":"so","start":407.14,"end":407.38,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.11170089244842528},{"word":"we","start":407.38,"end":407.46002,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.14746448397636414},{"word":"kind","start":407.46002,"end":407.7,"confidence":0.84228516,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.15214884281158447},{"word":"of","start":407.7,"end":407.78,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1901094913482666},{"word":"just","start":407.78,"end":407.94,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.16714909672737122},{"word":"keep","start":407.94,"end":408.18002,"confidence":0.9970703,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.14863328635692596},{"word":"going","start":408.18002,"end":408.42,"confidence":0.73876953,"punctuated_word":"going.","sentiment":"neutral","sentiment_score":-0.12900882959365845},{"word":"well","start":408.42,"end":408.58002,"confidence":0.8820801,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.11311563104391098},{"word":"you","start":408.58002,"end":408.74002,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12509138882160187},{"word":"know","start":408.74002,"end":409.24002,"confidence":0.95043945,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.11230979859828948},{"word":"he","start":409.30002,"end":409.54,"confidence":0.7062988,"punctuated_word":"he,","sentiment":"neutral","sentiment_score":-0.13169799745082855},{"word":"you","start":409.54,"end":409.62,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0962006375193596},{"word":"know","start":409.62,"end":410.02002,"confidence":0.9633789,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0957537293434143},{"word":"he","start":410.02002,"end":410.18002,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.11499495804309844},{"word":"could","start":410.18002,"end":410.34,"confidence":0.99902344,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.13654309511184692},{"word":"be","start":410.34,"end":410.58002,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.12619076669216156},{"word":"responsible","start":410.58002,"end":411.08002,"confidence":0.9980469,"punctuated_word":"responsible","sentiment":"neutral","sentiment_score":-0.1445583701133728},{"word":"of","start":411.14,"end":411.22,"confidence":0.4506836,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.17033404111862183},{"word":"charlotte","start":411.22,"end":411.62,"confidence":0.9980469,"punctuated_word":"Charlotte","sentiment":"neutral","sentiment_score":-0.19095855951309204},{"word":"if","start":411.62,"end":411.94,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.15032407641410828},{"word":"something","start":411.94,"end":412.26,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.13801415264606476},{"word":"happens","start":412.26,"end":412.5,"confidence":0.9980469,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":-0.12792199850082395},{"word":"to","start":412.5,"end":412.66,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13202834129333496},{"word":"us","start":412.66,"end":412.82,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.17905151844024658},{"word":"in","start":412.82,"end":412.98,"confidence":0.98291016,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1457059681415558},{"word":"the","start":412.98,"end":413.06,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17056255042552948},{"word":"next","start":413.06,"end":413.30002,"confidence":0.9980469,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.1621565818786621},{"word":"ten","start":413.30002,"end":413.54,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.14124968647956848},{"word":"years","start":413.54,"end":413.78,"confidence":0.86865234,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.11631783097982408},{"word":"but","start":413.78,"end":414.02002,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.09899957478046416},{"word":"he's","start":414.02002,"end":414.26,"confidence":1.0,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.16494329273700714},{"word":"not","start":414.26,"end":414.5,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.15817803144454956},{"word":"responsible","start":414.5,"end":415.0,"confidence":1.0,"punctuated_word":"responsible","sentiment":"neutral","sentiment_score":-0.18004581332206726},{"word":"right","start":415.30002,"end":415.54,"confidence":0.97265625,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.22966492176055908},{"word":"now","start":415.54,"end":415.86002,"confidence":0.9707031,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.18470630049705505},{"word":"obviously","start":415.86002,"end":416.36002,"confidence":0.9995117,"punctuated_word":"obviously.","sentiment":"neutral","sentiment_score":-0.12073852121829988},{"word":"it","start":417.445,"end":417.525,"confidence":0.95166016,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.022055037319660187},{"word":"is","start":417.525,"end":417.925,"confidence":0.67822266,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02640720084309578},{"word":"so","start":417.925,"end":418.245,"confidence":0.921875,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.08811323344707489},{"word":"hard","start":418.245,"end":418.745,"confidence":0.7102051,"punctuated_word":"hard.","sentiment":"neutral","sentiment_score":-0.13330644369125366},{"word":"that's","start":419.365,"end":419.685,"confidence":0.9499512,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.0296347476541996},{"word":"right","start":419.685,"end":420.005,"confidence":0.93066406,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.00570373609662056},{"word":"but","start":420.005,"end":420.245,"confidence":0.9970703,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0007401406764984131},{"word":"look","start":420.245,"end":420.48502,"confidence":0.6386719,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.01739245094358921},{"word":"we","start":420.48502,"end":420.645,"confidence":0.9116211,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.031232282519340515},{"word":"yes","start":420.725,"end":420.965,"confidence":0.9580078,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.05288601666688919},{"word":"we","start":420.965,"end":421.125,"confidence":0.99609375,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.0019686222076416016},{"word":"need","start":421.125,"end":421.365,"confidence":0.9951172,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.016408175230026245},{"word":"to","start":421.365,"end":421.445,"confidence":0.9760742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.005394652485847473},{"word":"get","start":421.445,"end":421.605,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.02841581404209137},{"word":"it","start":421.605,"end":421.685,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.017998188734054565},{"word":"done","start":421.685,"end":422.005,"confidence":0.682251,"punctuated_word":"done,","sentiment":"neutral","sentiment_score":0.030249524861574173},{"word":"and","start":422.005,"end":422.165,"confidence":0.8408203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05815725773572922},{"word":"we","start":422.165,"end":422.48502,"confidence":0.9038086,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04470996558666229},{"word":"do","start":422.48502,"end":422.98502,"confidence":0.9772949,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.04700620099902153},{"word":"yep","start":427.445,"end":427.945,"confidence":0.99365234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15922340750694275},{"word":"yep","start":430.085,"end":430.5,"confidence":0.99316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08744361996650696},{"word":"yes","start":435.14,"end":435.64,"confidence":0.96875,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09700075536966324},{"word":"yes","start":436.74,"end":437.14,"confidence":0.9680176,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.12076574563980104},{"word":"so","start":437.14,"end":437.38,"confidence":0.9941406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09690316021442412},{"word":"that","start":437.38,"end":437.54,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0957677885890007},{"word":"would","start":437.54,"end":437.7,"confidence":0.9941406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.09687096625566484},{"word":"just","start":437.7,"end":437.94,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12171986699104308},{"word":"be","start":437.94,"end":438.18,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06437359750270844},{"word":"either","start":438.18,"end":438.58,"confidence":0.9838867,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.1003064587712288},{"word":"either","start":438.58,"end":439.06,"confidence":0.9819336,"punctuated_word":"either","sentiment":"neutral","sentiment_score":-0.012064307928085327},{"word":"myself","start":439.06,"end":439.56,"confidence":0.8701172,"punctuated_word":"myself","sentiment":"neutral","sentiment_score":0.0034155603498220444},{"word":"or","start":439.7,"end":439.94,"confidence":0.99121094,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.004554746672511101},{"word":"craig","start":439.94,"end":440.26,"confidence":0.9831543,"punctuated_word":"Craig.","sentiment":"neutral","sentiment_score":-0.0021023331210017204},{"word":"right","start":440.26,"end":440.58,"confidence":0.99853516,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":0.002022747416049242},{"word":"like","start":440.58,"end":440.74,"confidence":0.9626465,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.0005721338093280792},{"word":"we","start":440.74,"end":440.9,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.008244745433330536},{"word":"would","start":440.9,"end":441.06,"confidence":0.9951172,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.006018075160682201},{"word":"just","start":441.06,"end":441.22,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.008066597394645214},{"word":"have","start":441.22,"end":441.38,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.008728005923330784},{"word":"each","start":441.38,"end":441.54,"confidence":1.0,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.0024547241628170013},{"word":"other","start":441.54,"end":441.78,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.003199031576514244},{"word":"as","start":441.78,"end":441.94,"confidence":0.91015625,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.00582481361925602},{"word":"power","start":441.94,"end":442.18,"confidence":0.96777344,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.014176473021507263},{"word":"of","start":442.18,"end":442.34,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.011553045362234116},{"word":"attorney","start":442.34,"end":442.84,"confidence":0.7614746,"punctuated_word":"attorney?","sentiment":"neutral","sentiment_score":0.0032323114573955536},{"word":"yeah","start":444.715,"end":445.035,"confidence":0.7675781,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011454851366579533},{"word":"yeah","start":445.035,"end":445.535,"confidence":0.71899414,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013682708144187927},{"word":"yeah","start":449.195,"end":449.595,"confidence":0.6925049,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06542772054672241},{"word":"yeah","start":449.595,"end":449.835,"confidence":0.85546875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10509312152862547},{"word":"yeah","start":449.835,"end":450.335,"confidence":0.86865234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17035742104053497},{"word":"yeah","start":450.875,"end":451.375,"confidence":0.7351074,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0808015689253807},{"word":"yes","start":452.395,"end":452.875,"confidence":0.8046875,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.10421690344810486},{"word":"yep","start":452.875,"end":453.375,"confidence":0.72216797,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18263420462608335},{"word":"yep","start":453.755,"end":454.255,"confidence":0.7437744,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17735084891319275},{"word":"yeah","start":454.555,"end":454.795,"confidence":0.97314453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.24664035439491272},{"word":"cool","start":454.795,"end":455.115,"confidence":0.99365234,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.26287707686424255},{"word":"yeah","start":455.115,"end":455.355,"confidence":0.95410156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0837855115532875},{"word":"no","start":455.355,"end":455.515,"confidence":0.96118164,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.007958337664604187},{"word":"i'm","start":455.515,"end":455.755,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.016405662521719933},{"word":"power","start":455.755,"end":455.995,"confidence":0.9819336,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.03962307050824165},{"word":"of","start":455.995,"end":456.155,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02011578530073166},{"word":"attorney","start":456.155,"end":456.555,"confidence":1.0,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.0015211999416351318},{"word":"and","start":456.555,"end":456.955,"confidence":0.95947266,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.00935901328921318},{"word":"enduring","start":456.955,"end":457.355,"confidence":0.61279297,"punctuated_word":"enduring","sentiment":"neutral","sentiment_score":0.03310323506593704},{"word":"guardian","start":457.355,"end":457.755,"confidence":0.9980469,"punctuated_word":"guardian","sentiment":"neutral","sentiment_score":0.02193432115018368},{"word":"on","start":457.755,"end":457.915,"confidence":0.7402344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.005986161530017853},{"word":"mom","start":457.915,"end":458.075,"confidence":0.9326172,"punctuated_word":"mom","sentiment":"neutral","sentiment_score":0.004377827048301697},{"word":"and","start":458.075,"end":458.235,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.030710995197296143},{"word":"dad","start":458.235,"end":458.49,"confidence":0.8781738,"punctuated_word":"dad.","sentiment":"neutral","sentiment_score":0.02061397396028042},{"word":"so","start":458.49,"end":458.99,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.005944525822997093},{"word":"yeah","start":460.72998,"end":461.22998,"confidence":0.7182617,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011906478554010391},{"word":"yep","start":461.77,"end":462.27,"confidence":0.71154785,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01912572793662548},{"word":"mhmm","start":467.28998,"end":467.78998,"confidence":0.90893555,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.015308542177081108},{"word":"mhmm","start":472.155,"end":472.655,"confidence":0.9719238,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.001752583310008049},{"word":"yep","start":478.155,"end":478.655,"confidence":0.9914551,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.005716027691960335},{"word":"yep","start":479.355,"end":479.855,"confidence":0.7729492,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03698921203613281},{"word":"yes","start":482.715,"end":483.215,"confidence":0.99853516,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.017065854743123055},{"word":"i","start":491.00998,"end":491.16998,"confidence":0.890625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13827790319919586},{"word":"think","start":491.16998,"end":491.41,"confidence":0.9560547,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.11813297867774963},{"word":"just","start":491.41,"end":491.81,"confidence":0.96972656,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.11225495487451552},{"word":"income","start":491.81,"end":492.21,"confidence":0.98535156,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.12847352027893066},{"word":"protection","start":492.21,"end":492.71,"confidence":0.9951172,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.09112195670604706},{"word":"more","start":492.77,"end":493.00998,"confidence":0.68652344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.15505169332027435},{"word":"focused","start":493.00998,"end":493.41,"confidence":0.81396484,"punctuated_word":"focused","sentiment":"neutral","sentiment_score":-0.17053253948688507},{"word":"on","start":493.41,"end":493.65,"confidence":0.9741211,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.1347566395998001},{"word":"craig","start":493.65,"end":494.15,"confidence":0.82714844,"punctuated_word":"Craig.","sentiment":"neutral","sentiment_score":-0.12445665150880814},{"word":"i","start":495.72998,"end":495.88998,"confidence":0.88720703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3177853226661682},{"word":"i","start":495.88998,"end":496.38998,"confidence":0.60253906,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.42398524284362793},{"word":"i","start":497.49,"end":497.65,"confidence":0.8095703,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.46271800994873047},{"word":"don't","start":497.65,"end":498.13,"confidence":0.79589844,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.37827402353286743},{"word":"feel","start":498.13,"end":498.44998,"confidence":0.9580078,"punctuated_word":"feel","sentiment":"negative","sentiment_score":-0.3962692618370056},{"word":"like","start":498.44998,"end":498.84998,"confidence":0.7114258,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.4046087265014648},{"word":"i","start":498.84998,"end":499.00998,"confidence":0.49414062,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.41041621565818787},{"word":"need","start":499.00998,"end":499.25,"confidence":0.8730469,"punctuated_word":"need","sentiment":"negative","sentiment_score":-0.4135740399360657},{"word":"income","start":499.25,"end":499.49,"confidence":0.9526367,"punctuated_word":"income","sentiment":"negative","sentiment_score":-0.4112197160720825},{"word":"protection","start":499.49,"end":499.935,"confidence":0.8564453,"punctuated_word":"protection.","sentiment":"negative","sentiment_score":-0.3512154817581177},{"word":"i","start":500.895,"end":500.975,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18483489751815796},{"word":"mean","start":500.975,"end":501.475,"confidence":0.9904785,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.12188952416181564},{"word":"i","start":502.575,"end":502.895,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13850197196006775},{"word":"i","start":502.895,"end":503.215,"confidence":0.95703125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1486993283033371},{"word":"i","start":503.215,"end":503.375,"confidence":0.95410156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15196767449378967},{"word":"feel","start":503.375,"end":503.775,"confidence":0.9970703,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.1227765828371048},{"word":"if","start":503.775,"end":503.935,"confidence":0.9589844,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.08137954026460648},{"word":"anything","start":503.935,"end":504.335,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.09321539849042892},{"word":"was","start":504.335,"end":504.495,"confidence":0.9951172,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.15928860008716583},{"word":"to","start":504.495,"end":504.735,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1409802287817001},{"word":"happen","start":504.735,"end":505.055,"confidence":0.99902344,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":-0.1429138332605362},{"word":"to","start":505.055,"end":505.135,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.156978577375412},{"word":"me","start":505.135,"end":505.535,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.12972883880138397},{"word":"and","start":505.535,"end":505.935,"confidence":0.88720703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12297238409519196},{"word":"craig","start":505.935,"end":506.415,"confidence":0.9951172,"punctuated_word":"Craig","sentiment":"neutral","sentiment_score":-0.11897285282611848},{"word":"had","start":506.415,"end":506.655,"confidence":0.9770508,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.16818706691265106},{"word":"to","start":506.655,"end":506.815,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14225611090660095},{"word":"be","start":506.815,"end":507.315,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1291613727807999},{"word":"a","start":507.695,"end":507.855,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08221027255058289},{"word":"full","start":507.855,"end":508.175,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":-0.04090193659067154},{"word":"time","start":508.175,"end":508.495,"confidence":0.9970703,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.04046941548585892},{"word":"carer","start":508.495,"end":508.995,"confidence":0.9864909,"punctuated_word":"carer,","sentiment":"neutral","sentiment_score":-0.09012486040592194},{"word":"what","start":509.695,"end":510.01498,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0981549322605133},{"word":"he","start":510.01498,"end":510.175,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.08286210894584656},{"word":"would","start":510.175,"end":510.495,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.06034941226243973},{"word":"get","start":510.495,"end":510.735,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.03858785331249237},{"word":"as","start":510.735,"end":511.215,"confidence":0.9741211,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.04143470525741577},{"word":"benefits","start":511.215,"end":511.695,"confidence":0.9289551,"punctuated_word":"benefits,","sentiment":"neutral","sentiment_score":-0.06552070379257202},{"word":"i","start":511.695,"end":511.95,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0513756200671196},{"word":"suppose","start":511.95,"end":512.19,"confidence":0.9785156,"punctuated_word":"suppose,","sentiment":"neutral","sentiment_score":-0.06549084931612015},{"word":"would","start":512.19,"end":512.43,"confidence":0.9741211,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.06770043075084686},{"word":"cover","start":512.43,"end":512.75,"confidence":0.99902344,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.03695274144411087},{"word":"what","start":512.75,"end":512.99,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.07586251199245453},{"word":"i","start":512.99,"end":513.15,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09359557181596756},{"word":"would","start":513.15,"end":513.31,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.07403159141540527},{"word":"be","start":513.31,"end":513.81,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.07746034115552902},{"word":"getting","start":515.63,"end":515.95,"confidence":0.8803711,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.07760968059301376},{"word":"as","start":515.95,"end":516.19,"confidence":0.9863281,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.05257454514503479},{"word":"a","start":516.19,"end":516.27,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09915243089199066},{"word":"wage","start":516.27,"end":516.51,"confidence":0.98828125,"punctuated_word":"wage","sentiment":"neutral","sentiment_score":-0.10017699748277664},{"word":"anyway","start":516.51,"end":517.01,"confidence":0.9272461,"punctuated_word":"anyway.","sentiment":"neutral","sentiment_score":-0.1322518140077591},{"word":"does","start":517.63,"end":517.87,"confidence":0.9111328,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":-0.025674842298030853},{"word":"that","start":517.87,"end":517.95,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.007106959819793701},{"word":"make","start":517.95,"end":518.19,"confidence":0.8881836,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.019451797008514404},{"word":"sense","start":518.19,"end":518.69,"confidence":0.99902344,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":-0.05493415892124176},{"word":"yeah","start":522.11,"end":522.61,"confidence":0.9741211,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.007437165826559067},{"word":"yeah","start":525.31,"end":525.63,"confidence":0.9785156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.11344117671251296},{"word":"no","start":525.63,"end":526.11,"confidence":0.81030273,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.39729779958724976},{"word":"no","start":526.11,"end":526.61,"confidence":0.91967773,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.5249671936035156},{"word":"not","start":526.83,"end":527.07,"confidence":0.87353516,"punctuated_word":"Not","sentiment":"negative","sentiment_score":-0.7113739252090454},{"word":"worth","start":527.07,"end":527.31,"confidence":0.984375,"punctuated_word":"worth","sentiment":"negative","sentiment_score":-0.6101383566856384},{"word":"it","start":527.31,"end":527.475,"confidence":0.9472656,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.5617679953575134},{"word":"for","start":527.475,"end":527.55493,"confidence":0.92578125,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.6254382729530334},{"word":"me","start":527.55493,"end":527.63495,"confidence":0.79003906,"punctuated_word":"me,","sentiment":"negative","sentiment_score":-0.5725152492523193},{"word":"i","start":527.63495,"end":527.875,"confidence":0.9980469,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.5716995000839233},{"word":"don't","start":527.875,"end":528.375,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.4982653856277466},{"word":"think","start":529.83496,"end":530.33496,"confidence":0.9975586,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":-0.27363938093185425},{"word":"no","start":531.795,"end":532.295,"confidence":0.9416504,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2348847389221191},{"word":"yep","start":539.235,"end":539.39496,"confidence":0.80566406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.06636818498373032},{"word":"no","start":539.39496,"end":539.71497,"confidence":0.967041,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1648338884115219},{"word":"so","start":539.71497,"end":539.95496,"confidence":0.87597656,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.12549085915088654},{"word":"but","start":540.035,"end":540.27496,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.12963463366031647},{"word":"if","start":540.27496,"end":540.435,"confidence":0.7470703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.16993501782417297},{"word":"so","start":540.675,"end":540.995,"confidence":0.99609375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.1802319139242172},{"word":"i've","start":540.995,"end":541.235,"confidence":0.97143555,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.18117694556713104},{"word":"i've","start":541.235,"end":541.475,"confidence":0.9980469,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.17599128186702728},{"word":"got","start":541.475,"end":541.71497,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.21319173276424408},{"word":"life","start":541.71497,"end":541.95496,"confidence":0.99902344,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.20304027199745175},{"word":"insurance","start":541.95496,"end":542.45496,"confidence":0.81762695,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":-0.18963375687599185},{"word":"don't","start":542.51495,"end":542.755,"confidence":0.95825195,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1470935046672821},{"word":"i","start":542.755,"end":542.915,"confidence":0.9885254,"punctuated_word":"I?","sentiment":"neutral","sentiment_score":-0.154607355594635},{"word":"so","start":542.915,"end":543.21,"confidence":0.95703125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.16104865074157715},{"word":"what","start":543.29004,"end":543.45,"confidence":0.9580078,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.18205180764198303},{"word":"what's","start":543.53,"end":543.85004,"confidence":0.99902344,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.15831445157527924},{"word":"what's","start":543.85004,"end":544.33,"confidence":0.7685547,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.15191644430160522},{"word":"my","start":544.33,"end":544.49005,"confidence":0.99609375,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.17858046293258667},{"word":"life","start":544.49005,"end":544.73004,"confidence":0.99609375,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.18522870540618896},{"word":"insurance","start":544.73004,"end":545.13,"confidence":0.7988281,"punctuated_word":"insurance?","sentiment":"neutral","sentiment_score":-0.1178569495677948},{"word":"that","start":545.13,"end":545.37,"confidence":0.8886719,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.10288327187299728},{"word":"$2.50","start":545.37,"end":546.11005,"confidence":0.8062744,"punctuated_word":"$2.50?","sentiment":"neutral","sentiment_score":-0.07412385940551758},{"word":"yep","start":549.45,"end":549.85004,"confidence":0.7675781,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07240346074104309},{"word":"yeah","start":549.85004,"end":550.09,"confidence":0.97680664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05250553414225578},{"word":"no","start":550.09,"end":550.33,"confidence":0.9892578,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.026074018329381943},{"word":"yeah","start":550.33,"end":550.49005,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10537740588188171},{"word":"i","start":550.49005,"end":550.57,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19374340772628784},{"word":"think","start":550.57,"end":550.81,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.2012704759836197},{"word":"that's","start":550.81,"end":550.97003,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.28126493096351624},{"word":"fine","start":550.97003,"end":551.21,"confidence":1.0,"punctuated_word":"fine","sentiment":"neutral","sentiment_score":0.29667606949806213},{"word":"because","start":551.21,"end":551.45,"confidence":0.45239258,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.2807784378528595},{"word":"that","start":551.45,"end":551.61005,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3276652693748474},{"word":"would","start":551.61005,"end":551.85004,"confidence":0.98095703,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.3138163685798645},{"word":"that","start":551.85004,"end":552.01,"confidence":0.48632812,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3118525743484497},{"word":"would","start":552.01,"end":552.17004,"confidence":0.7988281,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.27721667289733887},{"word":"cover","start":552.17004,"end":552.49005,"confidence":0.99902344,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.2471439391374588},{"word":"the","start":552.49005,"end":552.57,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2169143110513687},{"word":"mortgage","start":552.57,"end":553.05005,"confidence":0.9885254,"punctuated_word":"mortgage.","sentiment":"neutral","sentiment_score":0.3233649432659149},{"word":"that's","start":553.05005,"end":553.37,"confidence":0.9057617,"punctuated_word":"That's,","sentiment":"neutral","sentiment_score":0.2718632221221924},{"word":"like","start":553.37,"end":553.61005,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.30296239256858826},{"word":"the","start":553.61005,"end":553.85004,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.28864288330078125},{"word":"main","start":553.85004,"end":554.09,"confidence":1.0,"punctuated_word":"main","sentiment":"positive","sentiment_score":0.41721928119659424},{"word":"priority","start":554.09,"end":554.59,"confidence":0.7961426,"punctuated_word":"priority,","sentiment":"positive","sentiment_score":0.3346823453903198},{"word":"really","start":554.65,"end":555.15,"confidence":1.0,"punctuated_word":"really.","sentiment":"positive","sentiment_score":0.38473188877105713},{"word":"yep","start":556.89,"end":557.39,"confidence":0.8317871,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2929542660713196},{"word":"yep","start":569.605,"end":569.845,"confidence":0.77075195,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07910794019699097},{"word":"yep","start":569.845,"end":570.33,"confidence":0.83154297,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06993713229894638},{"word":"yep","start":573.61005,"end":574.11005,"confidence":0.9875488,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06537753343582153},{"word":"mhmm","start":576.57,"end":577.07,"confidence":0.99609375,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.0049210162833333015},{"word":"cool","start":582.25,"end":582.65,"confidence":0.9946289,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":-0.10102133452892303},{"word":"k","start":582.65,"end":583.15,"confidence":0.82592773,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":-0.04100736975669861},{"word":"yep","start":583.29004,"end":583.69,"confidence":0.98291016,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.02838689647614956},{"word":"yep","start":583.69,"end":584.19,"confidence":0.9926758,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.02971844002604485},{"word":"did","start":584.685,"end":584.765,"confidence":0.9707031,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":-0.12319476157426834},{"word":"i","start":584.765,"end":584.925,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.22869086265563965},{"word":"lose","start":584.925,"end":585.425,"confidence":0.9980469,"punctuated_word":"lose","sentiment":"neutral","sentiment_score":-0.23196275532245636},{"word":"much","start":588.525,"end":589.025,"confidence":0.99316406,"punctuated_word":"much?","sentiment":"neutral","sentiment_score":-0.06580786406993866},{"word":"yeah","start":599.08,"end":599.32,"confidence":0.97753906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04210302233695984},{"word":"okay","start":599.32,"end":599.8,"confidence":0.9875488,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05387398973107338},{"word":"so","start":599.8,"end":600.27997,"confidence":0.6821289,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.0816945731639862},{"word":"yeah","start":600.27997,"end":600.52,"confidence":0.82470703,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.13827314972877502},{"word":"not","start":600.52,"end":600.76,"confidence":0.99121094,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.20907968282699585},{"word":"too","start":600.76,"end":600.92,"confidence":0.99609375,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.12595298886299133},{"word":"bad","start":600.92,"end":601.42,"confidence":1.0,"punctuated_word":"bad.","sentiment":"neutral","sentiment_score":0.15016314387321472},{"word":"yep","start":602.52,"end":603.02,"confidence":0.9807129,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0202324241399765},{"word":"yep","start":603.48,"end":603.98,"confidence":0.8483887,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.003181940643116832},{"word":"yep","start":605.64,"end":606.14,"confidence":0.8833008,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03144440799951553},{"word":"mhmm","start":612.68,"end":613.18,"confidence":0.87731934,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.06881967931985855},{"word":"yep","start":615.775,"end":616.275,"confidence":0.9550781,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0852547436952591},{"word":"yeah","start":618.255,"end":618.655,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09894059598445892},{"word":"cool","start":618.655,"end":619.155,"confidence":0.99853516,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4566982984542846},{"word":"cool","start":619.53503,"end":620.03503,"confidence":0.99902344,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.4175894856452942},{"word":"yep","start":624.815,"end":625.135,"confidence":0.9394531,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0713539645075798},{"word":"and","start":625.135,"end":625.61505,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03567429259419441},{"word":"keep","start":625.61505,"end":625.775,"confidence":0.97265625,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.035591237246990204},{"word":"it","start":625.775,"end":625.935,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.027757931500673298},{"word":"like","start":625.935,"end":626.17505,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.05507490411400795},{"word":"that","start":626.17505,"end":626.335,"confidence":0.9057617,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.030493732541799545},{"word":"do","start":626.335,"end":626.49506,"confidence":0.9760742,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0768958181142807},{"word":"you","start":626.49506,"end":626.575,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05542142689228058},{"word":"think","start":626.575,"end":626.895,"confidence":0.7753906,"punctuated_word":"think?","sentiment":"neutral","sentiment_score":-0.07072581350803375},{"word":"still","start":626.895,"end":627.135,"confidence":0.98535156,"punctuated_word":"Still","sentiment":"neutral","sentiment_score":-0.08388634771108627},{"word":"at","start":627.135,"end":627.215,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.09332234412431716},{"word":"my","start":627.215,"end":627.455,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.08410951495170593},{"word":"age","start":627.455,"end":627.78,"confidence":0.94628906,"punctuated_word":"age?","sentiment":"neutral","sentiment_score":-0.03237093985080719},{"word":"yep","start":629.7,"end":630.2,"confidence":0.9260254,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0011402865638956428},{"word":"yeah","start":633.94,"end":634.34,"confidence":0.98535156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05277438461780548},{"word":"okay","start":634.34,"end":634.66003,"confidence":0.99316406,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07476399093866348},{"word":"yep","start":634.66003,"end":635.16003,"confidence":0.9433594,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07765239477157593},{"word":"yep","start":638.74005,"end":639.24005,"confidence":0.9875488,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07303312420845032},{"word":"yep","start":642.5,"end":642.915,"confidence":0.9379883,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03741886466741562},{"word":"yep","start":644.035,"end":644.355,"confidence":0.9177246,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04957965016365051},{"word":"yep","start":644.355,"end":644.855,"confidence":0.9189453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02968447655439377},{"word":"yep","start":646.035,"end":646.535,"confidence":0.92529297,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0692475289106369},{"word":"and","start":646.83496,"end":647.15497,"confidence":0.81591797,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0003416091203689575},{"word":"do","start":647.15497,"end":647.315,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0014190301299095154},{"word":"you","start":647.315,"end":647.555,"confidence":0.9506836,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01806634292006493},{"word":"do","start":647.555,"end":647.795,"confidence":0.9941406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.014431744813919067},{"word":"you","start":647.795,"end":648.035,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00011948496103286745},{"word":"do","start":648.035,"end":648.535,"confidence":0.47851562,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.010398674756288528},{"word":"you","start":648.595,"end":648.83496,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.020394861698150635},{"word":"recommend","start":648.83496,"end":649.33496,"confidence":0.9970703,"punctuated_word":"recommend","sentiment":"neutral","sentiment_score":0.04342839866876602},{"word":"that","start":650.035,"end":650.27496,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02441243827342987},{"word":"i","start":650.27496,"end":650.435,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04254147410392761},{"word":"should","start":650.435,"end":650.755,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.0266558900475502},{"word":"start","start":650.755,"end":651.235,"confidence":0.85913086,"punctuated_word":"start,","sentiment":"neutral","sentiment_score":0.030291207134723663},{"word":"like","start":651.235,"end":651.735,"confidence":0.99316406,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.03504014387726784},{"word":"salary","start":652.195,"end":652.675,"confidence":0.984375,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":0.039015382528305054},{"word":"sacrificing","start":652.675,"end":653.175,"confidence":0.9970703,"punctuated_word":"sacrificing","sentiment":"neutral","sentiment_score":0.012294508516788484},{"word":"into","start":653.235,"end":653.475,"confidence":0.99121094,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.039850957691669464},{"word":"my","start":653.475,"end":653.71497,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.019250258803367615},{"word":"super","start":653.71497,"end":654.21497,"confidence":0.9394531,"punctuated_word":"super?","sentiment":"neutral","sentiment_score":0.07098261266946793},{"word":"okay","start":657.51,"end":658.01,"confidence":0.9519043,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.12592220306396484},{"word":"yeah","start":661.02997,"end":661.19,"confidence":0.9885254,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13337281346321106},{"word":"okay","start":661.19,"end":661.69,"confidence":0.99609375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.15506140887737274},{"word":"yeah","start":667.26996,"end":667.755,"confidence":0.95410156,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.5010488033294678},{"word":"yep","start":668.715,"end":669.03503,"confidence":0.9848633,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3236009478569031},{"word":"yep","start":669.03503,"end":669.53503,"confidence":0.94262695,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.21504071354866028},{"word":"yep","start":670.315,"end":670.635,"confidence":0.76293945,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16887295246124268},{"word":"yeah","start":670.635,"end":671.03503,"confidence":0.81884766,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13641202449798584},{"word":"will","start":671.03503,"end":671.275,"confidence":0.5473633,"punctuated_word":"Will","sentiment":"neutral","sentiment_score":0.0848890021443367},{"word":"you","start":671.275,"end":671.355,"confidence":0.9589844,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08798086643218994},{"word":"pay","start":671.355,"end":671.59503,"confidence":0.99609375,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.08194556832313538},{"word":"extra","start":671.59503,"end":672.09503,"confidence":0.98876953,"punctuated_word":"extra?","sentiment":"neutral","sentiment_score":0.06954143196344376},{"word":"yep","start":673.755,"end":674.255,"confidence":0.9663086,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10366743803024292},{"word":"okay","start":675.755,"end":676.255,"confidence":0.8967285,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06873008608818054},{"word":"yep","start":681.03503,"end":681.42,"confidence":0.9567871,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16685597598552704},{"word":"yeah","start":685.01996,"end":685.33997,"confidence":0.9812012,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11812511831521988},{"word":"okay","start":685.33997,"end":685.83997,"confidence":0.97265625,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.12474612146615982},{"word":"yeah","start":688.22,"end":688.45996,"confidence":0.9523926,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06624430418014526},{"word":"okay","start":688.45996,"end":688.77997,"confidence":0.9108887,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.054492607712745667},{"word":"yep","start":688.77997,"end":688.94,"confidence":0.9904785,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05532359331846237},{"word":"yep","start":688.94,"end":689.44,"confidence":0.986084,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0616106390953064},{"word":"yep","start":689.98,"end":690.48,"confidence":0.97631836,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06624110043048859},{"word":"and","start":691.01996,"end":691.51996,"confidence":0.8691406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05227615684270859},{"word":"no","start":693.74,"end":693.89996,"confidence":0.8552246,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12569397687911987},{"word":"you're","start":693.89996,"end":694.13995,"confidence":0.9831543,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.05796036124229431},{"word":"right","start":694.13995,"end":694.38,"confidence":0.83447266,"punctuated_word":"right,","sentiment":"neutral","sentiment_score":-0.02533578872680664},{"word":"sir","start":694.38,"end":694.88,"confidence":0.9094238,"punctuated_word":"sir.","sentiment":"neutral","sentiment_score":0.0016299586277455091},{"word":"yeah","start":700.475,"end":700.795,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013487175107002258},{"word":"craig","start":700.795,"end":701.115,"confidence":0.97314453,"punctuated_word":"Craig","sentiment":"neutral","sentiment_score":0.012267086654901505},{"word":"reckons","start":701.115,"end":701.435,"confidence":0.98291016,"punctuated_word":"reckons","sentiment":"neutral","sentiment_score":-0.011798370629549026},{"word":"he's","start":701.435,"end":701.595,"confidence":0.8659668,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.013678394258022308},{"word":"retiring","start":701.595,"end":702.095,"confidence":0.9970703,"punctuated_word":"retiring","sentiment":"neutral","sentiment_score":0.007326230406761169},{"word":"soon","start":702.15497,"end":702.65497,"confidence":0.99658203,"punctuated_word":"soon.","sentiment":"neutral","sentiment_score":0.003684904426336289},{"word":"yeah","start":706.235,"end":706.635,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05256105214357376},{"word":"he","start":706.635,"end":706.875,"confidence":0.9980469,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.052665431052446365},{"word":"wants","start":706.875,"end":707.115,"confidence":0.8100586,"punctuated_word":"wants","sentiment":"neutral","sentiment_score":0.04840521514415741},{"word":"60","start":707.115,"end":707.615,"confidence":0.9711914,"punctuated_word":"60.","sentiment":"neutral","sentiment_score":0.07291126251220703},{"word":"yep","start":713.25,"end":713.75,"confidence":0.93530273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06594014167785645},{"word":"yep","start":714.45,"end":714.95,"confidence":0.9440918,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08746154606342316},{"word":"yeah","start":716.13,"end":716.45,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05505456030368805},{"word":"okay","start":716.45,"end":716.95,"confidence":0.9946289,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06245888024568558},{"word":"yeah","start":719.49,"end":719.81,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07944220304489136},{"word":"right","start":719.81,"end":720.05,"confidence":0.9995117,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.08988138288259506},{"word":"okay","start":720.05,"end":720.55,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.12358219921588898},{"word":"look","start":729.34503,"end":729.585,"confidence":0.7980957,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.05148204416036606},{"word":"i've","start":729.585,"end":729.825,"confidence":0.99902344,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.03563617169857025},{"word":"always","start":729.825,"end":730.22504,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.04410521313548088},{"word":"wanted","start":730.22504,"end":730.54504,"confidence":0.99902344,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.060643017292022705},{"word":"to","start":730.54504,"end":730.625,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07374264299869537},{"word":"look","start":730.625,"end":730.78503,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07251228392124176},{"word":"into","start":730.78503,"end":731.025,"confidence":0.9892578,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.1462419480085373},{"word":"buying","start":731.025,"end":731.265,"confidence":0.98535156,"punctuated_word":"buying","sentiment":"neutral","sentiment_score":0.14738035202026367},{"word":"investment","start":731.265,"end":731.765,"confidence":0.6669922,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.09464939683675766},{"word":"property","start":731.825,"end":732.325,"confidence":0.52978516,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.13799715042114258},{"word":"and","start":732.385,"end":732.705,"confidence":0.69555664,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.09069617092609406},{"word":"like","start":732.705,"end":733.025,"confidence":0.99609375,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.07670697569847107},{"word":"through","start":733.025,"end":733.18506,"confidence":0.94189453,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.10127675533294678},{"word":"our","start":733.18506,"end":733.42505,"confidence":0.96777344,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.091047003865242},{"word":"super","start":733.42505,"end":733.905,"confidence":0.8967285,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.1411331743001938},{"word":"is","start":733.905,"end":734.065,"confidence":0.9980469,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.027258794754743576},{"word":"that","start":734.065,"end":734.30505,"confidence":0.8479004,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.021725289523601532},{"word":"like","start":734.30505,"end":734.625,"confidence":0.9921875,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.01490737497806549},{"word":"is","start":734.625,"end":734.705,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.026502780616283417},{"word":"that","start":734.705,"end":735.03,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05658803880214691},{"word":"possible","start":735.19,"end":735.51,"confidence":1.0,"punctuated_word":"possible","sentiment":"neutral","sentiment_score":-0.0520230308175087},{"word":"with","start":735.51,"end":735.75,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.014558501541614532},{"word":"what","start":735.75,"end":735.99005,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.03002094477415085},{"word":"we've","start":735.99005,"end":736.15,"confidence":0.99902344,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.002357959747314453},{"word":"got","start":736.15,"end":736.55005,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.019860662519931793},{"word":"or","start":736.55005,"end":736.71,"confidence":0.9760742,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.02663017436861992},{"word":"not","start":736.71,"end":737.21,"confidence":0.9970703,"punctuated_word":"not?","sentiment":"neutral","sentiment_score":-0.026552358642220497},{"word":"oh","start":742.95,"end":743.45,"confidence":0.92822266,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.1707928031682968},{"word":"actually","start":743.91003,"end":744.41003,"confidence":0.8171387,"punctuated_word":"actually,","sentiment":"neutral","sentiment_score":-0.1638437658548355},{"word":"what","start":745.59,"end":745.91003,"confidence":0.9375,"punctuated_word":"what","sentiment":"negative","sentiment_score":-0.500343918800354},{"word":"fuck","start":745.91003,"end":746.23004,"confidence":0.48657227,"punctuated_word":"fuck","sentiment":"negative","sentiment_score":-0.5098955035209656},{"word":"is","start":746.23004,"end":746.39,"confidence":0.5361328,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.24893493950366977},{"word":"sorry","start":746.63,"end":747.13,"confidence":0.99609375,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.2767297029495239},{"word":"such","start":750.165,"end":750.665,"confidence":0.8442383,"punctuated_word":"Such","sentiment":"neutral","sentiment_score":-0.10244256258010864},{"word":"pricks","start":754.08496,"end":754.58496,"confidence":0.84065753,"punctuated_word":"pricks,","sentiment":"neutral","sentiment_score":-0.05575291067361832},{"word":"man","start":757.765,"end":758.265,"confidence":0.98999023,"punctuated_word":"man.","sentiment":"neutral","sentiment_score":-0.02364889532327652},{"word":"really","start":758.40497,"end":758.90497,"confidence":0.97875977,"punctuated_word":"Really?","sentiment":"neutral","sentiment_score":-0.007285727187991142},{"word":"yeah","start":763.285,"end":763.785,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01233902294188738},{"word":"really","start":766.57996,"end":767.07996,"confidence":0.9719238,"punctuated_word":"Really?","sentiment":"neutral","sentiment_score":0.005288866348564625},{"word":"that's","start":768.5,"end":768.82,"confidence":0.6209717,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.006049748510122299},{"word":"oh","start":769.06,"end":769.22,"confidence":0.6937256,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.1938779354095459},{"word":"god","start":769.22,"end":769.38,"confidence":0.9304199,"punctuated_word":"god.","sentiment":"neutral","sentiment_score":-0.30001792311668396},{"word":"i","start":769.38,"end":769.54,"confidence":0.99902344,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.47012752294540405},{"word":"wish","start":769.54,"end":769.77997,"confidence":0.99609375,"punctuated_word":"wish","sentiment":"negative","sentiment_score":-0.4084725081920624},{"word":"i","start":769.77997,"end":769.86,"confidence":0.99902344,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.40323251485824585},{"word":"knew","start":769.86,"end":770.1,"confidence":0.9980469,"punctuated_word":"knew","sentiment":"neutral","sentiment_score":-0.24949945509433744},{"word":"that","start":770.1,"end":770.33997,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.30838173627853394},{"word":"before","start":770.33997,"end":770.83997,"confidence":1.0,"punctuated_word":"before.","sentiment":"neutral","sentiment_score":-0.15008527040481567},{"word":"yeah","start":770.98,"end":771.3,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.3303406536579132},{"word":"that's","start":771.3,"end":771.7,"confidence":1.0,"punctuated_word":"That's","sentiment":"negative","sentiment_score":-0.6697049140930176},{"word":"crap","start":771.7,"end":772.2,"confidence":0.9995117,"punctuated_word":"crap.","sentiment":"negative","sentiment_score":-0.6850540041923523},{"word":"that's","start":773.06,"end":773.3,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"negative","sentiment_score":-0.6588778495788574},{"word":"such","start":773.3,"end":773.54,"confidence":1.0,"punctuated_word":"such","sentiment":"negative","sentiment_score":-0.6683590412139893},{"word":"a","start":773.54,"end":773.7,"confidence":1.0,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.5886107087135315},{"word":"shame","start":773.7,"end":774.01996,"confidence":0.97753906,"punctuated_word":"shame.","sentiment":"negative","sentiment_score":-0.34857237339019775},{"word":"anyway","start":774.01996,"end":774.51996,"confidence":0.97998047,"punctuated_word":"Anyway,","sentiment":"neutral","sentiment_score":-0.04236727952957153},{"word":"can","start":775.3,"end":775.45996,"confidence":0.9921875,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.01743558794260025},{"word":"you","start":775.45996,"end":775.62,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.013484399765729904},{"word":"get","start":775.62,"end":775.77997,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.01567981205880642},{"word":"me","start":775.77997,"end":775.86,"confidence":0.99609375,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.01261045690625906},{"word":"a","start":775.86,"end":775.94,"confidence":0.6665039,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.026102453470230103},{"word":"loan","start":775.94,"end":776.18,"confidence":0.8569336,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":-0.03814320266246796},{"word":"through","start":776.18,"end":776.42,"confidence":0.97509766,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.025765500962734222},{"word":"before","start":776.42,"end":776.66,"confidence":0.99609375,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.033933721482753754},{"word":"the","start":776.66,"end":776.82,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.020459944382309914},{"word":"august","start":776.82,"end":777.27,"confidence":0.9991862,"punctuated_word":"August","sentiment":"neutral","sentiment_score":-0.013969412073493004},{"word":"10","start":777.27,"end":777.72,"confidence":0.9991862,"punctuated_word":"10?","sentiment":"neutral","sentiment_score":-0.023072723299264908},{"word":"no","start":779.77496,"end":780.27496,"confidence":0.9667969,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.15705274045467377},{"word":"of","start":780.33496,"end":780.495,"confidence":0.9838867,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":-0.05122934281826019},{"word":"course","start":780.495,"end":780.735,"confidence":1.0,"punctuated_word":"course","sentiment":"neutral","sentiment_score":-0.06452850997447968},{"word":"not","start":780.735,"end":780.975,"confidence":0.88623047,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.045929182320833206},{"word":"no","start":780.975,"end":781.135,"confidence":0.9538574,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07384967058897018},{"word":"i","start":781.135,"end":781.295,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06351029872894287},{"word":"know","start":781.295,"end":781.795,"confidence":1.0,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.04413601383566856},{"word":"yeah","start":782.495,"end":782.815,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0015026703476905825},{"word":"okay","start":782.815,"end":783.21497,"confidence":0.99316406,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.02149832621216774},{"word":"alright","start":783.21497,"end":783.71497,"confidence":0.95825195,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.034119945019483566},{"word":"yeah","start":786.01495,"end":786.33496,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.022982219234108925},{"word":"right","start":786.33496,"end":786.83496,"confidence":0.8654785,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.033791352063417435},{"word":"yeah","start":788.255,"end":788.495,"confidence":0.99121094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0018111485987901688},{"word":"yeah","start":788.495,"end":788.65497,"confidence":0.9145508,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.014738569967448711},{"word":"no","start":788.65497,"end":788.89496,"confidence":0.92089844,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07281646877527237},{"word":"that","start":788.89496,"end":788.975,"confidence":0.90283203,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.05150324106216431},{"word":"yeah","start":789.055,"end":789.295,"confidence":0.97924805,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.04289688169956207},{"word":"no","start":789.295,"end":789.535,"confidence":0.93066406,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10727360099554062},{"word":"that's","start":789.535,"end":789.93,"confidence":0.8625488,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.08222728967666626},{"word":"fine","start":794.01,"end":794.49,"confidence":0.99560547,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.004033748991787434},{"word":"yeah","start":794.49,"end":794.73,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.025133538991212845},{"word":"wow","start":794.73,"end":795.23,"confidence":0.88623047,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":-0.09574616700410844},{"word":"yeah","start":795.45,"end":795.95,"confidence":0.9890137,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0814201682806015},{"word":"anyway","start":797.13,"end":797.52997,"confidence":0.9951172,"punctuated_word":"Anyway","sentiment":"neutral","sentiment_score":-0.08747802674770355},{"word":"okay","start":797.69,"end":798.19,"confidence":0.9980469,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.10015411674976347},{"word":"yeah","start":799.69,"end":800.08997,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06170244887471199},{"word":"really","start":800.08997,"end":800.58997,"confidence":0.78564453,"punctuated_word":"Really?","sentiment":"neutral","sentiment_score":-0.08851000666618347},{"word":"yep","start":803.29,"end":803.79,"confidence":0.9838867,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.1182970404624939},{"word":"yep","start":805.045,"end":805.545,"confidence":0.99609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.12117622792720796},{"word":"yep","start":806.40497,"end":806.90497,"confidence":0.99853516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.12626829743385315},{"word":"really","start":809.285,"end":809.785,"confidence":0.98339844,"punctuated_word":"Really?","sentiment":"neutral","sentiment_score":-0.13677507638931274},{"word":"that's","start":811.445,"end":811.845,"confidence":0.9926758,"punctuated_word":"That's","sentiment":"negative","sentiment_score":-0.5975621938705444},{"word":"terrible","start":811.845,"end":812.345,"confidence":1.0,"punctuated_word":"terrible.","sentiment":"negative","sentiment_score":-0.6294053792953491},{"word":"yeah","start":812.885,"end":813.285,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.14662641286849976},{"word":"wow","start":813.285,"end":813.785,"confidence":0.99853516,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":-0.05907336995005608},{"word":"okay","start":814.565,"end":814.96497,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.022226206958293915},{"word":"i","start":814.96497,"end":815.125,"confidence":0.6821289,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0013129934668540957},{"word":"will","start":815.125,"end":815.205,"confidence":0.609375,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.007521472871303558},{"word":"i'll","start":815.285,"end":815.365,"confidence":0.9902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.012751325964927672},{"word":"get","start":815.365,"end":815.52496,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.003105953335762024},{"word":"that","start":815.52496,"end":815.765,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01323189213871956},{"word":"thought","start":815.765,"end":816.005,"confidence":0.453125,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.011855360120534897},{"word":"out","start":816.005,"end":816.08496,"confidence":0.9951172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.032186008989810944},{"word":"of","start":816.08496,"end":816.165,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01692792773246765},{"word":"my","start":816.165,"end":816.325,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.022609692066907883},{"word":"head","start":816.325,"end":816.565,"confidence":0.9980469,"punctuated_word":"head","sentiment":"neutral","sentiment_score":-0.04506686702370643},{"word":"then","start":816.565,"end":817.065,"confidence":0.984375,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":-0.01174785941839218},{"word":"yeah","start":821.52997,"end":822.02997,"confidence":0.7714844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.024785581976175308},{"word":"yep","start":824.17,"end":824.49,"confidence":0.76831055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0311460942029953},{"word":"yep","start":824.49,"end":824.64996,"confidence":0.9499512,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02787354402244091},{"word":"yep","start":824.64996,"end":825.14996,"confidence":0.97753906,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.037150025367736816},{"word":"yep","start":825.69,"end":826.19,"confidence":0.98535156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.046095654368400574},{"word":"okay","start":834.065,"end":834.565,"confidence":0.8647461,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.044515375047922134},{"word":"yep","start":836.225,"end":836.725,"confidence":0.99316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0041017718613147736},{"word":"yep","start":841.665,"end":842.165,"confidence":0.99609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.053503792732954025},{"word":"yep","start":846.39,"end":846.89,"confidence":0.8605957,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0784938707947731},{"word":"yep","start":850.39,"end":850.87,"confidence":0.98291016,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19325804710388184},{"word":"cool","start":850.87,"end":851.37,"confidence":0.9970703,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.42670008540153503},{"word":"no","start":859.59,"end":859.83,"confidence":0.85668945,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.027089470997452736},{"word":"just","start":859.83,"end":859.99005,"confidence":0.49267578,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":-0.03284994512796402},{"word":"the","start":859.99005,"end":860.15,"confidence":0.40966797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0017240066081285477},{"word":"annual","start":860.15,"end":860.47003,"confidence":0.9980469,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.01130305416882038},{"word":"review","start":860.47003,"end":860.87,"confidence":0.9807129,"punctuated_word":"review.","sentiment":"neutral","sentiment_score":0.060315534472465515},{"word":"i","start":860.87,"end":861.03,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.24919942021369937},{"word":"trust","start":861.03,"end":861.35004,"confidence":0.99902344,"punctuated_word":"trust","sentiment":"neutral","sentiment_score":0.24187245965003967},{"word":"you","start":861.35004,"end":861.85004,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2128451019525528},{"word":"look","start":861.995,"end":862.235,"confidence":0.7142334,"punctuated_word":"Look.","sentiment":"neutral","sentiment_score":0.14337101578712463},{"word":"if","start":862.235,"end":862.735,"confidence":0.9921875,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.13314031064510343},{"word":"anything","start":863.115,"end":863.27496,"confidence":0.7364502,"punctuated_word":"anything,","sentiment":"neutral","sentiment_score":0.10752039402723312},{"word":"huge","start":863.27496,"end":863.675,"confidence":0.93359375,"punctuated_word":"huge","sentiment":"neutral","sentiment_score":0.20753049850463867},{"word":"changes","start":863.675,"end":864.07495,"confidence":0.99609375,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.2154717743396759},{"word":"and","start":864.07495,"end":864.315,"confidence":0.69677734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1577943116426468},{"word":"i","start":864.315,"end":864.39496,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.23828408122062683},{"word":"win","start":864.39496,"end":864.63495,"confidence":0.96435547,"punctuated_word":"win","sentiment":"neutral","sentiment_score":0.2870894968509674},{"word":"millions","start":864.63495,"end":864.95496,"confidence":0.9980469,"punctuated_word":"millions","sentiment":"positive","sentiment_score":0.33547547459602356},{"word":"on","start":864.95496,"end":865.115,"confidence":0.69921875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.29060497879981995},{"word":"the","start":865.115,"end":865.195,"confidence":0.64501953,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24677181243896484},{"word":"lotto","start":865.195,"end":865.51495,"confidence":0.8959961,"punctuated_word":"lotto,","sentiment":"neutral","sentiment_score":0.23185241222381592},{"word":"i'll","start":865.51495,"end":865.675,"confidence":0.99853516,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.14947447180747986},{"word":"let","start":865.675,"end":865.83496,"confidence":0.99902344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.17160475254058838},{"word":"you","start":865.83496,"end":865.915,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13776370882987976},{"word":"know","start":865.915,"end":866.15497,"confidence":0.7392578,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.1405036747455597},{"word":"but","start":866.15497,"end":866.555,"confidence":0.72351074,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.024377994239330292},{"word":"no","start":866.555,"end":866.875,"confidence":0.7597656,"punctuated_word":"no,","sentiment":"neutral","sentiment_score":-0.08376716822385788},{"word":"we're","start":866.875,"end":867.115,"confidence":0.9008789,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.0610000304877758},{"word":"not","start":867.115,"end":867.355,"confidence":0.9970703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.08305203914642334},{"word":"we're","start":867.355,"end":867.595,"confidence":0.9770508,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.038707055151462555},{"word":"not","start":867.595,"end":867.83496,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.05619747191667557},{"word":"moving","start":867.83496,"end":868.33496,"confidence":0.99902344,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":-0.09308117628097534},{"word":"fast","start":868.475,"end":868.795,"confidence":0.9892578,"punctuated_word":"fast","sentiment":"neutral","sentiment_score":0.024837244302034375},{"word":"anywhere","start":868.795,"end":869.295,"confidence":0.97265625,"punctuated_word":"anywhere.","sentiment":"neutral","sentiment_score":0.04053423926234245},{"word":"yep","start":875.85,"end":876.35,"confidence":0.89624023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.013129277154803276},{"word":"yeah","start":879.93,"end":880.17,"confidence":0.9951172,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07788342982530594},{"word":"cool","start":880.17,"end":880.67,"confidence":0.99902344,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.15312767028808594},{"word":"yeah","start":883.37,"end":883.69,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07996948063373566},{"word":"cool","start":883.69,"end":884.01,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.10082092136144638},{"word":"no","start":884.01,"end":884.25,"confidence":0.9675293,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.005674369633197784},{"word":"that's","start":884.25,"end":884.49,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.05919335037469864},{"word":"fine","start":884.49,"end":884.73,"confidence":0.9980469,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.00868808664381504},{"word":"and","start":884.73,"end":884.89,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.007747936993837357},{"word":"when's","start":884.89,"end":885.29,"confidence":0.8588867,"punctuated_word":"when's","sentiment":"neutral","sentiment_score":0.032505180686712265},{"word":"craig","start":885.29,"end":885.61,"confidence":0.55371094,"punctuated_word":"Craig","sentiment":"neutral","sentiment_score":0.038118403404951096},{"word":"due","start":885.61,"end":885.85,"confidence":0.9790039,"punctuated_word":"due","sentiment":"neutral","sentiment_score":0.042531952261924744},{"word":"for","start":885.85,"end":886.01,"confidence":0.9863281,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.028658658266067505},{"word":"his","start":886.01,"end":886.49,"confidence":0.99902344,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.02958868443965912},{"word":"update","start":886.49,"end":886.99,"confidence":0.743042,"punctuated_word":"update,","sentiment":"neutral","sentiment_score":0.04740818217396736},{"word":"like","start":887.13,"end":887.37,"confidence":0.7993164,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.035143837332725525},{"word":"his","start":887.37,"end":887.87,"confidence":0.9838867,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.026320330798625943},{"word":"review","start":889.395,"end":889.895,"confidence":0.84106445,"punctuated_word":"review?","sentiment":"neutral","sentiment_score":0.026549382135272023},{"word":"do","start":890.35504,"end":890.43506,"confidence":0.9770508,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.004179421812295914},{"word":"you","start":890.43506,"end":890.515,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.009435486048460008},{"word":"know","start":890.515,"end":891.015,"confidence":0.9975586,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.02194153517484665},{"word":"yeah","start":894.755,"end":894.91504,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01392909325659275},{"word":"i","start":894.91504,"end":895.075,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.007690783590078354},{"word":"think","start":895.075,"end":895.315,"confidence":0.9941406,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.011334497481584547},{"word":"it's","start":895.315,"end":895.555,"confidence":0.9880371,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.015351366251707075},{"word":"around","start":895.555,"end":896.03503,"confidence":0.99902344,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.0024554580450057983},{"word":"around","start":896.03503,"end":896.35504,"confidence":0.9970703,"punctuated_word":"around","sentiment":"neutral","sentiment_score":5.025416612625122e-6},{"word":"the","start":896.35504,"end":896.515,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00945141538977623},{"word":"same","start":896.515,"end":896.755,"confidence":0.99902344,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.002584371715784073},{"word":"time","start":896.755,"end":896.91504,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.00031244754791259766},{"word":"as","start":896.91504,"end":897.075,"confidence":0.9902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.0215759240090847},{"word":"me","start":897.075,"end":897.23505,"confidence":0.8647461,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.022780774161219597},{"word":"if","start":897.23505,"end":897.315,"confidence":0.5595703,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.04793674498796463},{"word":"he","start":897.315,"end":897.395,"confidence":0.99316406,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.0430278442800045},{"word":"hasn't","start":897.395,"end":897.635,"confidence":0.9890137,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.04677346348762512},{"word":"already","start":897.635,"end":897.955,"confidence":0.9980469,"punctuated_word":"already","sentiment":"neutral","sentiment_score":-0.06670993566513062},{"word":"done","start":897.955,"end":898.115,"confidence":0.95166016,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.04853586107492447},{"word":"that","start":898.115,"end":898.195,"confidence":0.6151123,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.07083834707736969},{"word":"i","start":898.195,"end":898.275,"confidence":0.9633789,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1397327035665512},{"word":"don't","start":898.275,"end":898.435,"confidence":0.9609375,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09333749860525133},{"word":"think","start":898.435,"end":898.675,"confidence":0.9863281,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.07069715857505798},{"word":"he","start":898.675,"end":898.835,"confidence":0.99609375,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.068110391497612},{"word":"has","start":898.835,"end":899.335,"confidence":0.9880371,"punctuated_word":"has.","sentiment":"neutral","sentiment_score":-0.04379813373088837},{"word":"mhmm","start":901.395,"end":901.895,"confidence":0.98461914,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.018753573298454285},{"word":"yeah","start":901.955,"end":902.275,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08575268089771271},{"word":"cool","start":902.275,"end":902.67,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.1541297435760498},{"word":"alright","start":903.14996,"end":903.38995,"confidence":0.99609375,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.11159943044185638},{"word":"just","start":903.38995,"end":903.63,"confidence":0.98828125,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.10351986438035964},{"word":"give","start":903.63,"end":903.79,"confidence":0.9902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.0818839818239212},{"word":"him","start":903.79,"end":903.95,"confidence":0.984375,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.09212973713874816},{"word":"a","start":903.95,"end":904.02997,"confidence":0.984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0740244910120964},{"word":"call","start":904.02997,"end":904.35,"confidence":0.97924805,"punctuated_word":"call.","sentiment":"neutral","sentiment_score":0.06659132242202759},{"word":"he","start":904.35,"end":904.43,"confidence":0.96435547,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.05402927845716477},{"word":"can","start":904.43,"end":904.93,"confidence":0.95703125,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07743282616138458},{"word":"yeah","start":905.63,"end":906.13,"confidence":0.79052734,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.11722485721111298},{"word":"yeah","start":908.11,"end":908.43,"confidence":0.9604492,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09109871089458466},{"word":"cool","start":908.43,"end":908.82996,"confidence":0.9980469,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.1721428632736206},{"word":"yeah","start":908.82996,"end":909.07,"confidence":0.8232422,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08732286095619202},{"word":"alright","start":909.07,"end":909.57,"confidence":0.9970703,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.09598402678966522},{"word":"because","start":909.63,"end":909.87,"confidence":0.79589844,"punctuated_word":"Because,","sentiment":"neutral","sentiment_score":0.07132476568222046},{"word":"yeah","start":909.87,"end":910.02997,"confidence":0.99560547,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.09218677878379822},{"word":"he'll","start":910.02997,"end":910.35,"confidence":0.9941406,"punctuated_word":"he'll","sentiment":"neutral","sentiment_score":0.14233756065368652},{"word":"probably","start":910.35,"end":910.67,"confidence":0.9980469,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.20537149906158447},{"word":"wanna","start":910.67,"end":910.99,"confidence":0.97802734,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.0546131506562233},{"word":"talk","start":910.99,"end":911.23,"confidence":0.9951172,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.06128793954849243},{"word":"to","start":911.23,"end":911.38995,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02005605399608612},{"word":"you","start":911.38995,"end":911.55,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03305547684431076},{"word":"more","start":911.55,"end":911.79,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.03339248523116112},{"word":"about","start":911.79,"end":912.11,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.03672392293810845},{"word":"retirement","start":912.11,"end":912.61,"confidence":0.99316406,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":-0.0061187222599983215},{"word":"age","start":912.75,"end":912.91,"confidence":0.68652344,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.043433330953121185},{"word":"and","start":912.91,"end":913.07,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.052839670330286026},{"word":"stuff","start":913.07,"end":913.38995,"confidence":0.99365234,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":-0.03594496101140976},{"word":"he's","start":913.38995,"end":913.79,"confidence":0.9980469,"punctuated_word":"He's","sentiment":"neutral","sentiment_score":-0.054529182612895966},{"word":"he's","start":913.79,"end":914.11,"confidence":0.99121094,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.07849109172821045},{"word":"dead","start":914.11,"end":914.43,"confidence":0.9921875,"punctuated_word":"dead","sentiment":"neutral","sentiment_score":-0.095663882791996},{"word":"set","start":914.43,"end":914.58997,"confidence":0.9760742,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.10381634533405304},{"word":"wanting","start":914.58997,"end":914.82996,"confidence":0.95947266,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.08796091377735138},{"word":"to","start":914.82996,"end":914.99,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.046578481793403625},{"word":"retire","start":914.99,"end":915.38995,"confidence":0.99902344,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":-0.03301665931940079},{"word":"at","start":915.38995,"end":915.55,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.046222470700740814},{"word":"60","start":915.55,"end":916.05,"confidence":0.9501953,"punctuated_word":"60.","sentiment":"neutral","sentiment_score":-0.024614349007606503},{"word":"yeah","start":920.585,"end":920.985,"confidence":0.89697266,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.030196070671081543},{"word":"yeah","start":920.985,"end":921.305,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026780404150485992},{"word":"yeah","start":921.305,"end":921.705,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02217958867549896},{"word":"yeah","start":921.705,"end":922.025,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.010126367211341858},{"word":"have","start":922.025,"end":922.265,"confidence":0.9550781,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.04562084376811981},{"word":"a","start":922.265,"end":922.345,"confidence":0.5932617,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.052139654755592346},{"word":"have","start":922.345,"end":922.585,"confidence":0.9892578,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.047952909022569656},{"word":"a","start":922.585,"end":922.665,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05686032399535179},{"word":"chat","start":922.665,"end":922.825,"confidence":1.0,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.09219221770763396},{"word":"to","start":922.825,"end":922.985,"confidence":0.88964844,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09374874085187912},{"word":"him","start":922.985,"end":923.225,"confidence":0.9536133,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.0686945766210556},{"word":"and","start":923.225,"end":923.385,"confidence":0.86621094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06456177681684494},{"word":"and","start":923.385,"end":923.625,"confidence":0.96875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07152027636766434},{"word":"obviously","start":923.625,"end":924.025,"confidence":0.6508789,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.07927205413579941},{"word":"see","start":924.025,"end":924.265,"confidence":0.8774414,"punctuated_word":"see,","sentiment":"neutral","sentiment_score":0.07651913166046143},{"word":"you","start":924.265,"end":924.345,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07108265161514282},{"word":"know","start":924.345,"end":924.585,"confidence":0.9951172,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.10134153813123704},{"word":"whatever","start":924.585,"end":924.985,"confidence":0.9838867,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.11458795517683028},{"word":"you","start":924.985,"end":925.145,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08114354312419891},{"word":"recommend","start":925.145,"end":925.625,"confidence":0.7680664,"punctuated_word":"recommend.","sentiment":"neutral","sentiment_score":0.07002640515565872},{"word":"we","start":925.625,"end":925.785,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.064529187977314},{"word":"take","start":925.785,"end":925.945,"confidence":0.95410156,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.09848389029502869},{"word":"your","start":925.945,"end":926.185,"confidence":0.9526367,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10021262615919112},{"word":"guys'","start":926.185,"end":926.505,"confidence":0.8156738,"punctuated_word":"guys'","sentiment":"neutral","sentiment_score":0.09457778930664062},{"word":"recommendation","start":926.505,"end":927.005,"confidence":0.67529297,"punctuated_word":"recommendation.","sentiment":"neutral","sentiment_score":0.11902275681495668},{"word":"so","start":927.305,"end":927.465,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.15118686854839325},{"word":"okay","start":929.465,"end":929.965,"confidence":0.9379883,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.41706156730651855},{"word":"yeah","start":931.52,"end":931.76,"confidence":0.7861328,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.25808054208755493},{"word":"cool","start":931.76,"end":932.26,"confidence":0.99658203,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.3898465633392334},{"word":"mhmm","start":936.64,"end":937.14,"confidence":0.90527344,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.06567296385765076},{"word":"mhmm","start":938.4,"end":938.9,"confidence":0.97753906,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.07450909912586212},{"word":"okay","start":947.335,"end":947.655,"confidence":0.84350586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1940077841281891},{"word":"thank","start":947.655,"end":947.895,"confidence":0.9902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.4473794102668762},{"word":"you","start":947.895,"end":948.395,"confidence":0.99902344,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.31294363737106323},{"word":"okay","start":954.53503,"end":954.935,"confidence":0.98339844,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.10863390564918518},{"word":"cool","start":954.935,"end":955.435,"confidence":0.9995117,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.2137259840965271},{"word":"yeah","start":957.015,"end":957.335,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17663268744945526},{"word":"cool","start":957.335,"end":957.81,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.2905966639518738},{"word":"awesome","start":957.89,"end":958.21,"confidence":0.9970703,"punctuated_word":"Awesome.","sentiment":"neutral","sentiment_score":0.2891359329223633},{"word":"can","start":958.21,"end":958.29,"confidence":0.9980469,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.1114637851715088},{"word":"you","start":958.29,"end":958.45,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09824995696544649},{"word":"tell","start":958.45,"end":958.69,"confidence":1.0,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":0.081685371696949},{"word":"me","start":958.69,"end":958.77,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.09056566655635834},{"word":"what","start":958.77,"end":959.01,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.07768267393112183},{"word":"craig's","start":959.01,"end":959.33,"confidence":0.8166504,"punctuated_word":"Craig's","sentiment":"neutral","sentiment_score":0.0448029562830925},{"word":"got","start":959.33,"end":959.49,"confidence":0.9536133,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.040763966739177704},{"word":"in","start":959.49,"end":959.65,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.008428889326751232},{"word":"his","start":959.65,"end":959.81,"confidence":0.9902344,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.014673183672130108},{"word":"super","start":959.81,"end":960.13,"confidence":0.3137207,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.002303304150700569},{"word":"at","start":960.13,"end":960.29,"confidence":0.9760742,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.008605286478996277},{"word":"the","start":960.29,"end":960.37,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0030113644897937775},{"word":"moment","start":960.37,"end":960.87,"confidence":0.9555664,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.014982880093157291},{"word":"because","start":960.93,"end":961.25,"confidence":0.90771484,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.013386908918619156},{"word":"i","start":961.25,"end":961.33,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.013200823217630386},{"word":"know","start":961.33,"end":961.41,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.020325718447566032},{"word":"he's","start":961.41,"end":961.57,"confidence":0.9980469,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.008353822864592075},{"word":"gonna","start":961.57,"end":961.81,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.0016294103115797045},{"word":"ask","start":961.81,"end":961.97,"confidence":0.9970703,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.01260235160589218},{"word":"me","start":961.97,"end":962.13,"confidence":0.9560547,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.010248532518744469},{"word":"i","start":962.13,"end":962.29,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.007465751841664314},{"word":"know","start":962.29,"end":962.37,"confidence":0.99609375,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.002023249864578247},{"word":"he's","start":962.37,"end":962.52997,"confidence":0.9975586,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.007888936437666416},{"word":"gonna","start":962.52997,"end":962.77,"confidence":0.99902344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.017288826406002045},{"word":"say","start":962.77,"end":963.09,"confidence":0.66430664,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.03724660351872444},{"word":"when","start":963.09,"end":963.25,"confidence":0.57421875,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.03554563224315643},{"word":"as","start":963.25,"end":963.41,"confidence":0.4736328,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.028500696644186977},{"word":"soon","start":963.41,"end":963.65,"confidence":1.0,"punctuated_word":"soon","sentiment":"neutral","sentiment_score":0.032956238836050034},{"word":"as","start":963.65,"end":963.81,"confidence":0.9902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.017681289464235306},{"word":"i","start":963.81,"end":963.89,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.020779665559530255},{"word":"talk","start":963.89,"end":964.13,"confidence":0.96240234,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.02640923857688904},{"word":"to","start":964.13,"end":964.29,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.018148574978113174},{"word":"you","start":964.29,"end":964.79,"confidence":0.9667969,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.013474181294441223},{"word":"okay","start":966.69,"end":967.19,"confidence":0.67163086,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.012507328763604164},{"word":"445","start":967.57,"end":968.37,"confidence":0.92423505,"punctuated_word":"445.","sentiment":"neutral","sentiment_score":0.031681448221206665},{"word":"cool","start":968.37,"end":968.52997,"confidence":0.99902344,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.23334355652332303},{"word":"awesome","start":968.52997,"end":968.93,"confidence":1.0,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.36138466000556946},{"word":"thank","start":968.93,"end":969.17,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.4006536900997162},{"word":"you","start":969.17,"end":969.41,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.3294735550880432},{"word":"and","start":969.41,"end":969.57,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07340671867132187},{"word":"what","start":969.57,"end":969.73,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.055278412997722626},{"word":"was","start":969.73,"end":969.97,"confidence":0.9980469,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.07458354532718658},{"word":"i","start":969.97,"end":970.21,"confidence":0.56591797,"punctuated_word":"I?","sentiment":"neutral","sentiment_score":0.06276261806488037},{"word":"1","start":970.21,"end":970.71,"confidence":0.99121094,"punctuated_word":"1","sentiment":"neutral","sentiment_score":0.00840264093130827},{"word":"okay","start":973.175,"end":973.495,"confidence":0.99658203,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.11398667097091676},{"word":"cool","start":973.495,"end":973.995,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.3057974576950073},{"word":"wonderful","start":974.535,"end":975.035,"confidence":1.0,"punctuated_word":"Wonderful.","sentiment":"positive","sentiment_score":0.4388185143470764},{"word":"yeah","start":975.255,"end":975.495,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.23510980606079104},{"word":"he's","start":975.495,"end":975.895,"confidence":0.9868164,"punctuated_word":"He's","sentiment":"neutral","sentiment_score":0.2180031985044479},{"word":"he's","start":975.895,"end":976.295,"confidence":0.9885254,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.1826658844947815},{"word":"he's","start":976.295,"end":976.615,"confidence":0.9785156,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.19810236990451813},{"word":"did","start":976.615,"end":976.935,"confidence":0.93603516,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.29649364948272705},{"word":"really","start":976.935,"end":977.095,"confidence":0.99902344,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.33774638175964355},{"word":"well","start":977.095,"end":977.335,"confidence":0.99902344,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.404399037361145},{"word":"that","start":977.335,"end":977.575,"confidence":0.83935547,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.34978151321411133},{"word":"first","start":977.575,"end":977.815,"confidence":0.99902344,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.2626243829727173},{"word":"couple","start":977.815,"end":978.055,"confidence":0.99902344,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.21042181551456451},{"word":"of","start":978.055,"end":978.215,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.24674956500530243},{"word":"years","start":978.215,"end":978.455,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.2673889100551605},{"word":"with","start":978.455,"end":978.615,"confidence":0.9863281,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.3577289879322052},{"word":"you","start":978.615,"end":978.775,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.36912107467651367},{"word":"guys","start":978.775,"end":979.095,"confidence":0.97436523,"punctuated_word":"guys.","sentiment":"neutral","sentiment_score":0.26539093255996704},{"word":"he","start":979.095,"end":979.255,"confidence":1.0,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.2916521430015564},{"word":"did","start":979.255,"end":979.575,"confidence":0.9970703,"punctuated_word":"did","sentiment":"positive","sentiment_score":0.36258113384246826},{"word":"so","start":979.575,"end":979.815,"confidence":0.9980469,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.34778326749801636},{"word":"well","start":979.815,"end":980.315,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.30167722702026367},{"word":"i'm","start":981.335,"end":981.575,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.05117882043123245},{"word":"sure","start":981.575,"end":981.735,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.0647660493850708},{"word":"he","start":981.735,"end":981.975,"confidence":0.98291016,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.01921273022890091},{"word":"still","start":981.975,"end":982.135,"confidence":0.9770508,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.00956127792596817},{"word":"is","start":982.135,"end":982.375,"confidence":0.7161865,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.0013041924685239792},{"word":"but","start":982.375,"end":982.875,"confidence":0.94628906,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.037104856222867966},{"word":"mhmm","start":990.8,"end":991.04,"confidence":0.98950195,"punctuated_word":"mhmm.","sentiment":"neutral","sentiment_score":0.03265339881181717},{"word":"yep","start":991.04,"end":991.36,"confidence":0.90771484,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06883165240287781},{"word":"yep","start":991.36,"end":991.86,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11335846036672592},{"word":"yep","start":993.68,"end":994.18,"confidence":0.859375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20069900155067444},{"word":"yep","start":997.04,"end":997.51996,"confidence":0.95581055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1104973554611206},{"word":"cool","start":997.51996,"end":997.875,"confidence":0.9921875,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.127921000123024},{"word":"yeah","start":1000.675,"end":1000.915,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08972024917602539},{"word":"cool","start":1000.915,"end":1001.155,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.19308751821517944},{"word":"awesome","start":1001.155,"end":1001.655,"confidence":1.0,"punctuated_word":"Awesome.","sentiment":"neutral","sentiment_score":0.19284173846244812},{"word":"and","start":1001.875,"end":1002.035,"confidence":0.6464844,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05736430361866951},{"word":"just","start":1002.035,"end":1002.275,"confidence":0.97998047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03802407160401344},{"word":"one","start":1002.275,"end":1002.435,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.03612574934959411},{"word":"more","start":1002.435,"end":1002.675,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.033168427646160126},{"word":"question","start":1002.675,"end":1003.155,"confidence":1.0,"punctuated_word":"question","sentiment":"neutral","sentiment_score":0.03964940458536148},{"word":"while","start":1003.155,"end":1003.395,"confidence":0.9370117,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.012766972184181212},{"word":"i've","start":1003.395,"end":1003.555,"confidence":0.98999023,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.01366742979735136},{"word":"got","start":1003.555,"end":1003.715,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.03547930344939232},{"word":"you","start":1003.715,"end":1003.955,"confidence":0.7351074,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.02875804901123047},{"word":"and","start":1003.955,"end":1004.195,"confidence":0.98291016,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0066086165606975555},{"word":"i","start":1004.195,"end":1004.435,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02766151912510395},{"word":"i","start":1004.435,"end":1004.675,"confidence":0.73291016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03260337561368942},{"word":"feel","start":1004.675,"end":1004.915,"confidence":0.9970703,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.03367098048329353},{"word":"like","start":1004.915,"end":1005.075,"confidence":0.97265625,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.03839675337076187},{"word":"i","start":1005.075,"end":1005.155,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.027499530464410785},{"word":"may","start":1005.155,"end":1005.315,"confidence":0.61621094,"punctuated_word":"may","sentiment":"neutral","sentiment_score":-0.03420083597302437},{"word":"have","start":1005.315,"end":1005.475,"confidence":0.9633789,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.02920545265078545},{"word":"asked","start":1005.475,"end":1005.635,"confidence":0.99121094,"punctuated_word":"asked","sentiment":"neutral","sentiment_score":-0.046665675938129425},{"word":"you","start":1005.635,"end":1005.795,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.042098987847566605},{"word":"before","start":1005.795,"end":1006.115,"confidence":0.88427734,"punctuated_word":"before.","sentiment":"neutral","sentiment_score":-0.045634202659130096},{"word":"my","start":1006.115,"end":1006.355,"confidence":0.99902344,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.05956873297691345},{"word":"son's","start":1006.355,"end":1006.675,"confidence":0.91186523,"punctuated_word":"son's","sentiment":"neutral","sentiment_score":-0.05243892595171928},{"word":"he's","start":1006.755,"end":1007.075,"confidence":0.99609375,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.0500299260020256},{"word":"working","start":1007.075,"end":1007.575,"confidence":0.79248047,"punctuated_word":"working,","sentiment":"neutral","sentiment_score":-0.03513336181640625},{"word":"and","start":1007.795,"end":1007.955,"confidence":0.93847656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04185497760772705},{"word":"his","start":1007.955,"end":1008.275,"confidence":0.9790039,"punctuated_word":"his","sentiment":"neutral","sentiment_score":-0.06179598346352577},{"word":"employer","start":1008.275,"end":1008.755,"confidence":0.99902344,"punctuated_word":"employer","sentiment":"neutral","sentiment_score":-0.04283316060900688},{"word":"pays","start":1008.755,"end":1009.075,"confidence":0.9892578,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":-0.04726649448275566},{"word":"his","start":1009.075,"end":1009.315,"confidence":0.9951172,"punctuated_word":"his","sentiment":"neutral","sentiment_score":-0.050595007836818695},{"word":"super","start":1009.315,"end":1009.815,"confidence":0.9633789,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":-0.03541259467601776},{"word":"i","start":1009.95,"end":1010.11,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1062205657362938},{"word":"couldn't","start":1010.11,"end":1010.35004,"confidence":0.9995117,"punctuated_word":"couldn't","sentiment":"neutral","sentiment_score":-0.11170854419469832},{"word":"tell","start":1010.35004,"end":1010.39,"confidence":0.99609375,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":-0.09343601763248444},{"word":"you","start":1010.39,"end":1010.43,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08859927207231522},{"word":"what's","start":1010.43,"end":1010.61,"confidence":0.984375,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.08177367597818375},{"word":"in","start":1010.61,"end":1010.79004,"confidence":0.9863281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08691850304603577},{"word":"it","start":1010.79004,"end":1010.97003,"confidence":0.951416,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.08552064001560211},{"word":"it's","start":1010.97003,"end":1011.15,"confidence":0.76586914,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.10790729522705078},{"word":"probably","start":1011.15,"end":1011.47003,"confidence":0.9824219,"punctuated_word":"probably,","sentiment":"neutral","sentiment_score":-0.08374814689159393},{"word":"you","start":1011.47003,"end":1011.63,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10128273069858552},{"word":"know","start":1011.63,"end":1012.03,"confidence":0.99853516,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0983837991952896},{"word":"not","start":1012.03,"end":1012.27,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.08612355589866638},{"word":"a","start":1012.27,"end":1012.35004,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10320357233285904},{"word":"lot","start":1012.35004,"end":1012.51,"confidence":0.7507324,"punctuated_word":"lot,","sentiment":"neutral","sentiment_score":-0.09548784792423248},{"word":"maybe","start":1012.51,"end":1013.01,"confidence":1.0,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.0885455310344696},{"word":"maybe","start":1013.55,"end":1013.95,"confidence":0.5830078,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.07623906433582306},{"word":"a","start":1013.95,"end":1014.11,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0724518746137619},{"word":"thousand","start":1014.11,"end":1014.61,"confidence":0.9904785,"punctuated_word":"thousand.","sentiment":"neutral","sentiment_score":-0.03921796754002571},{"word":"but","start":1015.31,"end":1015.47003,"confidence":0.5019531,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.003798402845859528},{"word":"is","start":1015.47003,"end":1015.71,"confidence":0.99316406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.011758903041481972},{"word":"it","start":1015.71,"end":1015.87,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0018031392246484756},{"word":"just","start":1015.87,"end":1016.03,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.01377427764236927},{"word":"best","start":1016.03,"end":1016.27,"confidence":0.97998047,"punctuated_word":"best","sentiment":"neutral","sentiment_score":-0.008856303989887238},{"word":"just","start":1016.27,"end":1016.51,"confidence":0.9892578,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.00567115843296051},{"word":"to","start":1016.51,"end":1016.67,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.009176453575491903},{"word":"keep","start":1016.67,"end":1016.99,"confidence":1.0,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.02104407548904419},{"word":"rolling","start":1016.99,"end":1017.39,"confidence":1.0,"punctuated_word":"rolling","sentiment":"neutral","sentiment_score":0.06406332552433014},{"word":"on","start":1017.39,"end":1017.55,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07430025935173035},{"word":"with","start":1017.55,"end":1017.79004,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06103949248790741},{"word":"him","start":1017.79004,"end":1018.29004,"confidence":1.0,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.08005198836326599},{"word":"just","start":1018.51,"end":1018.75,"confidence":0.50634766,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.057476725429296494},{"word":"i","start":1018.91003,"end":1018.99,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.045031219720840454},{"word":"think","start":1018.99,"end":1019.23004,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.04900406301021576},{"word":"he","start":1019.23004,"end":1019.39,"confidence":0.9580078,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.07004757225513458},{"word":"just","start":1019.39,"end":1019.51,"confidence":0.87890625,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05154535546898842},{"word":"i","start":1019.63,"end":1019.79004,"confidence":0.58251953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03752017021179199},{"word":"think","start":1019.79004,"end":1020.11,"confidence":0.9614258,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.03469717875123024},{"word":"i","start":1020.11,"end":1020.27,"confidence":0.9301758,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0664539560675621},{"word":"signed","start":1020.27,"end":1020.51,"confidence":0.59375,"punctuated_word":"signed","sentiment":"neutral","sentiment_score":0.05956205725669861},{"word":"him","start":1020.51,"end":1020.67,"confidence":0.9941406,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.0939558893442154},{"word":"up","start":1020.67,"end":1020.83,"confidence":0.9863281,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.06606761366128922},{"word":"to","start":1020.83,"end":1020.99,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07683267444372177},{"word":"host","start":1020.99,"end":1021.31,"confidence":0.50390625,"punctuated_word":"host","sentiment":"neutral","sentiment_score":0.06271957606077194},{"word":"plus","start":1021.31,"end":1021.81,"confidence":0.71606445,"punctuated_word":"plus.","sentiment":"neutral","sentiment_score":0.04231896623969078},{"word":"just","start":1022.43,"end":1022.67,"confidence":0.9667969,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.03410696983337402},{"word":"i","start":1022.865,"end":1023.02496,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03263239562511444},{"word":"mean","start":1023.02496,"end":1023.185,"confidence":0.9848633,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.04355042427778244},{"word":"he's","start":1023.185,"end":1023.685,"confidence":0.99365234,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.05248038470745087},{"word":"only","start":1024.065,"end":1024.145,"confidence":0.98291016,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.04485197737812996},{"word":"15","start":1024.145,"end":1024.625,"confidence":0.8881836,"punctuated_word":"15,","sentiment":"neutral","sentiment_score":0.03807017579674721},{"word":"nearly","start":1024.625,"end":1024.945,"confidence":0.98828125,"punctuated_word":"nearly","sentiment":"neutral","sentiment_score":0.027714358642697334},{"word":"16","start":1024.945,"end":1025.425,"confidence":0.89990234,"punctuated_word":"16.","sentiment":"neutral","sentiment_score":0.04000771418213844},{"word":"so","start":1025.425,"end":1025.585,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02255222760140896},{"word":"is","start":1025.585,"end":1025.665,"confidence":0.85595703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.032457057386636734},{"word":"it","start":1025.665,"end":1025.745,"confidence":0.9760742,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04033270850777626},{"word":"best","start":1025.745,"end":1025.985,"confidence":0.99609375,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.05125483125448227},{"word":"just","start":1025.985,"end":1026.225,"confidence":0.98828125,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08957754820585251},{"word":"to","start":1026.225,"end":1026.3049,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07867206633090973},{"word":"keep","start":1026.3049,"end":1026.545,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.08676598221063614},{"word":"him","start":1026.545,"end":1026.785,"confidence":0.99902344,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.10752364248037338},{"word":"rolling","start":1026.785,"end":1027.105,"confidence":1.0,"punctuated_word":"rolling","sentiment":"neutral","sentiment_score":0.10252125561237337},{"word":"on","start":1027.105,"end":1027.1849,"confidence":0.9941406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11745450645685196},{"word":"with","start":1027.1849,"end":1027.345,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11237620562314989},{"word":"that","start":1027.345,"end":1027.585,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11712811142206192},{"word":"until","start":1027.585,"end":1027.905,"confidence":0.9941406,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.10225581377744676},{"word":"he's","start":1027.905,"end":1028.065,"confidence":0.9916992,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.09171162545681},{"word":"got","start":1028.065,"end":1028.385,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.09290432184934616},{"word":"a","start":1028.385,"end":1028.545,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09437088668346404},{"word":"certain","start":1028.545,"end":1028.785,"confidence":1.0,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":0.10945040732622148},{"word":"amount","start":1028.785,"end":1029.105,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.08955194801092148},{"word":"into","start":1029.105,"end":1029.345,"confidence":0.97314453,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.07209967076778412},{"word":"his","start":1029.345,"end":1029.505,"confidence":0.99121094,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.06879191100597382},{"word":"account","start":1029.505,"end":1029.825,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.07906720787286758},{"word":"and","start":1029.825,"end":1029.985,"confidence":0.7753906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0743565484881401},{"word":"then","start":1029.985,"end":1030.225,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0625164806842804},{"word":"push","start":1030.225,"end":1030.385,"confidence":0.9633789,"punctuated_word":"push","sentiment":"neutral","sentiment_score":0.08398018032312393},{"word":"him","start":1030.385,"end":1030.545,"confidence":0.9902344,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.07556050270795822},{"word":"over","start":1030.545,"end":1030.865,"confidence":0.9970703,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.08096753805875778},{"word":"to","start":1030.865,"end":1030.945,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04809487238526344},{"word":"you","start":1030.945,"end":1031.105,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05206520855426788},{"word":"guys","start":1031.105,"end":1031.605,"confidence":0.97436523,"punctuated_word":"guys?","sentiment":"neutral","sentiment_score":0.04294805973768234},{"word":"yep","start":1034.065,"end":1034.565,"confidence":0.8833008,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05675617605447769},{"word":"yep","start":1038.6799,"end":1039.1799,"confidence":0.982666,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.02813964337110519},{"word":"yes","start":1041.8799,"end":1042.3799,"confidence":0.81152344,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.11671526730060576},{"word":"okay","start":1047.32,"end":1047.6399,"confidence":0.9909668,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.09395505487918854},{"word":"cool","start":1047.6399,"end":1048.0399,"confidence":0.99902344,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.17453838884830475},{"word":"yeah","start":1048.0399,"end":1048.2799,"confidence":0.7392578,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12418738007545473},{"word":"alright","start":1048.2799,"end":1048.755,"confidence":0.9951172,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.22553110122680664},{"word":"sweet","start":1049.635,"end":1050.035,"confidence":0.9880371,"punctuated_word":"Sweet.","sentiment":"positive","sentiment_score":0.3813174366950989},{"word":"awesome","start":1050.035,"end":1050.535,"confidence":0.9995117,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.5755522847175598},{"word":"yep","start":1053.875,"end":1054.375,"confidence":0.9885254,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.36988914012908936},{"word":"yeah","start":1054.675,"end":1054.995,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17381295561790466},{"word":"cool","start":1054.995,"end":1055.495,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.27668821811676025},{"word":"okay","start":1055.635,"end":1056.035,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1709611713886261},{"word":"cool","start":1056.035,"end":1056.435,"confidence":0.99902344,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.26095032691955566},{"word":"yep","start":1056.435,"end":1056.835,"confidence":0.98535156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.29760313034057617},{"word":"awesome","start":1056.835,"end":1057.335,"confidence":1.0,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.5137227773666382},{"word":"yeah","start":1059.3151,"end":1059.635,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2990666925907135},{"word":"cool","start":1059.635,"end":1059.955,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.41595208644866943},{"word":"alright","start":1059.955,"end":1060.275,"confidence":0.99902344,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.40447884798049927},{"word":"awesome","start":1060.275,"end":1060.755,"confidence":1.0,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.547321081161499},{"word":"and","start":1060.755,"end":1060.915,"confidence":0.99902344,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.40043696761131287},{"word":"is","start":1060.915,"end":1061.075,"confidence":0.99316406,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3496234714984894},{"word":"it","start":1061.075,"end":1061.235,"confidence":0.9838867,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4265748858451843},{"word":"is","start":1061.235,"end":1061.395,"confidence":0.9902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3876341879367829},{"word":"it","start":1061.395,"end":1061.555,"confidence":0.99902344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.406034380197525},{"word":"worth","start":1061.555,"end":1062.055,"confidence":0.91748047,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.2840192914009094},{"word":"him","start":1062.435,"end":1062.675,"confidence":0.99609375,"punctuated_word":"him","sentiment":"positive","sentiment_score":0.3594509959220886},{"word":"i","start":1063.2101,"end":1063.29,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.3072040379047394},{"word":"mean","start":1063.29,"end":1063.41,"confidence":0.97314453,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.31709349155426025},{"word":"look","start":1063.41,"end":1063.53,"confidence":0.7702637,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.28319382667541504},{"word":"he","start":1063.53,"end":1063.77,"confidence":0.99902344,"punctuated_word":"he","sentiment":"positive","sentiment_score":0.3369356393814087},{"word":"he's","start":1064.01,"end":1064.49,"confidence":1.0,"punctuated_word":"he's","sentiment":"positive","sentiment_score":0.4006281793117523},{"word":"he's","start":1064.49,"end":1064.99,"confidence":0.9995117,"punctuated_word":"he's","sentiment":"positive","sentiment_score":0.5120659470558167},{"word":"so","start":1065.05,"end":1065.37,"confidence":0.99609375,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5222190618515015},{"word":"good","start":1065.37,"end":1065.6101,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.530838668346405},{"word":"with","start":1065.6101,"end":1065.6901,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5672863721847534},{"word":"his","start":1065.6901,"end":1065.93,"confidence":0.99902344,"punctuated_word":"his","sentiment":"positive","sentiment_score":0.5335677266120911},{"word":"money","start":1065.93,"end":1066.17,"confidence":0.7702637,"punctuated_word":"money.","sentiment":"positive","sentiment_score":0.48447638750076294},{"word":"and","start":1066.17,"end":1066.41,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.31669488549232483},{"word":"if","start":1066.41,"end":1066.5701,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2896290421485901},{"word":"he","start":1066.5701,"end":1066.89,"confidence":0.99902344,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.3060532212257385},{"word":"if","start":1066.89,"end":1067.13,"confidence":0.9921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.30526846647262573},{"word":"he","start":1067.13,"end":1067.37,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.2827471196651459},{"word":"thinks","start":1067.37,"end":1067.77,"confidence":0.9970703,"punctuated_word":"thinks","sentiment":"neutral","sentiment_score":0.286401629447937},{"word":"that","start":1067.77,"end":1068.17,"confidence":0.99658203,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.27212661504745483},{"word":"you","start":1068.17,"end":1068.3301,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24786163866519928},{"word":"know","start":1068.3301,"end":1068.65,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2902815043926239},{"word":"something's","start":1068.65,"end":1069.05,"confidence":0.95458984,"punctuated_word":"something's","sentiment":"positive","sentiment_score":0.3912385702133178},{"word":"gonna","start":1069.05,"end":1069.29,"confidence":0.9980469,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.45929232239723206},{"word":"work","start":1069.29,"end":1069.53,"confidence":0.9980469,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.4230278134346008},{"word":"for","start":1069.53,"end":1069.6901,"confidence":0.99609375,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3608341515064239},{"word":"him","start":1069.6901,"end":1069.8501,"confidence":0.9748535,"punctuated_word":"him,","sentiment":"positive","sentiment_score":0.3960293531417846},{"word":"he","start":1069.8501,"end":1070.01,"confidence":0.9921875,"punctuated_word":"he","sentiment":"positive","sentiment_score":0.40663883090019226},{"word":"you","start":1070.0901,"end":1070.17,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.32188141345977783},{"word":"know","start":1070.17,"end":1070.41,"confidence":0.9926758,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.3769388198852539},{"word":"he'd","start":1070.41,"end":1070.65,"confidence":0.765625,"punctuated_word":"he'd","sentiment":"positive","sentiment_score":0.45801228284835815},{"word":"be","start":1070.65,"end":1070.7301,"confidence":0.94921875,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4596331715583801},{"word":"happy","start":1070.7301,"end":1070.9701,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.47693225741386414},{"word":"to","start":1070.9701,"end":1071.05,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.47850561141967773},{"word":"do","start":1071.05,"end":1071.2101,"confidence":0.9951172,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4725140333175659},{"word":"it","start":1071.2101,"end":1071.37,"confidence":0.9003906,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.37946587800979614},{"word":"is","start":1071.37,"end":1071.53,"confidence":0.99609375,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.10205970704555511},{"word":"it","start":1071.53,"end":1071.6101,"confidence":0.984375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17072023451328278},{"word":"worth","start":1071.6101,"end":1071.8501,"confidence":0.9941406,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.09140869230031969},{"word":"him","start":1071.8501,"end":1072.0901,"confidence":0.99609375,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.13536521792411804},{"word":"at","start":1072.0901,"end":1072.25,"confidence":0.9291992,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09918731451034546},{"word":"this","start":1072.25,"end":1072.41,"confidence":0.9892578,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.11400385200977324},{"word":"age","start":1072.41,"end":1072.7301,"confidence":0.87890625,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.06955541670322418},{"word":"putting","start":1072.7301,"end":1073.13,"confidence":0.9589844,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.1288226991891861},{"word":"extra","start":1073.13,"end":1073.4501,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.06099295616149902},{"word":"money","start":1073.4501,"end":1073.77,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.15326592326164246},{"word":"into","start":1073.77,"end":1074.0901,"confidence":0.9980469,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.10338249057531355},{"word":"his","start":1074.0901,"end":1074.25,"confidence":0.9970703,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.12506741285324097},{"word":"super","start":1074.25,"end":1074.7301,"confidence":0.94384766,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.25967228412628174},{"word":"because","start":1074.7301,"end":1075.05,"confidence":0.5854492,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.1026647761464119},{"word":"he","start":1075.05,"end":1075.2101,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.0911165326833725},{"word":"doesn't","start":1075.2101,"end":1075.53,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.03944499045610428},{"word":"have","start":1075.53,"end":1075.6901,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.051863156259059906},{"word":"kind","start":1075.6901,"end":1075.93,"confidence":0.9277344,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.02154068648815155},{"word":"of","start":1075.93,"end":1076.01,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.037934109568595886},{"word":"mortgage","start":1076.01,"end":1076.49,"confidence":0.5385742,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":-0.04994963854551315},{"word":"things","start":1076.49,"end":1076.7301,"confidence":0.9428711,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.030062004923820496},{"word":"like","start":1076.7301,"end":1076.81,"confidence":0.99609375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.0433536097407341},{"word":"that","start":1076.81,"end":1077.05,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.025757543742656708},{"word":"to","start":1077.05,"end":1077.13,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03142926096916199},{"word":"pay","start":1077.13,"end":1077.29,"confidence":0.9970703,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.020691074430942535},{"word":"down","start":1077.29,"end":1077.53,"confidence":0.9980469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.02635197341442108},{"word":"on","start":1077.53,"end":1077.975,"confidence":0.99609375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.00852145254611969},{"word":"or","start":1077.975,"end":1078.455,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.008915089070796967},{"word":"not","start":1078.455,"end":1078.955,"confidence":0.8659668,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.003681059926748276},{"word":"yeah","start":1085.1749,"end":1085.495,"confidence":0.94091797,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03444918617606163},{"word":"okay","start":1085.495,"end":1085.995,"confidence":0.99609375,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.038414545357227325},{"word":"yep","start":1089.1749,"end":1089.6749,"confidence":0.87646484,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08030904829502106},{"word":"yep","start":1090.695,"end":1091.16,"confidence":0.8977051,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08920838683843613},{"word":"yeah","start":1094.04,"end":1094.4401,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13777785003185272},{"word":"cool","start":1094.4401,"end":1094.9401,"confidence":0.99658203,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.24380037188529968},{"word":"yeah","start":1098.28,"end":1098.6,"confidence":0.9633789,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1803106963634491},{"word":"cool","start":1098.6,"end":1099.1,"confidence":0.9995117,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.26631635427474976},{"word":"yes","start":1104.04,"end":1104.375,"confidence":0.9995117,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.23784244060516355},{"word":"okay","start":1107.975,"end":1108.215,"confidence":0.99365234,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.17923995852470398},{"word":"cool","start":1108.215,"end":1108.535,"confidence":0.99853516,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.2102048546075821},{"word":"so","start":1108.535,"end":1108.775,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1251731663942337},{"word":"we","start":1108.775,"end":1108.935,"confidence":0.83203125,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10666407644748688},{"word":"so","start":1109.175,"end":1109.335,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1075236201286316},{"word":"i'll","start":1109.335,"end":1109.495,"confidence":0.9980469,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.13762569427490234},{"word":"look","start":1109.495,"end":1109.735,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1104118674993515},{"word":"into","start":1109.735,"end":1109.975,"confidence":0.9838867,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.09637969732284546},{"word":"his","start":1109.975,"end":1110.295,"confidence":0.9760742,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.10211181640625},{"word":"super","start":1110.295,"end":1110.615,"confidence":0.8144531,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.073143869638443},{"word":"so","start":1110.615,"end":1111.115,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13765957951545715},{"word":"i","start":1111.175,"end":1111.415,"confidence":0.97998047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16603049635887146},{"word":"should","start":1111.415,"end":1111.655,"confidence":0.5336914,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.231753334403038},{"word":"make","start":1111.655,"end":1111.815,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.12773968279361725},{"word":"sure","start":1111.815,"end":1112.055,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.18268457055091855},{"word":"he's","start":1112.055,"end":1112.215,"confidence":0.9946289,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":0.17718206346035004},{"word":"on","start":1112.215,"end":1112.375,"confidence":0.9863281,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.17845436930656433},{"word":"a","start":1112.375,"end":1112.535,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21213039755821228},{"word":"high","start":1112.535,"end":1112.775,"confidence":0.9970703,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.17887115478515625},{"word":"growth","start":1112.775,"end":1113.275,"confidence":0.94873047,"punctuated_word":"growth.","sentiment":"neutral","sentiment_score":0.19456198811531067},{"word":"mhmm","start":1118.615,"end":1119.03,"confidence":0.9908447,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.0728398859500885},{"word":"yep","start":1125.99,"end":1126.47,"confidence":0.9975586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05382084473967552},{"word":"yeah","start":1126.47,"end":1126.79,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.19587132334709167},{"word":"cool","start":1126.79,"end":1127.11,"confidence":0.9995117,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.33598095178604126},{"word":"okay","start":1127.11,"end":1127.5901,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.22831350564956665},{"word":"alright","start":1127.5901,"end":1127.99,"confidence":0.97924805,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.24304024875164032},{"word":"i'll","start":1127.99,"end":1128.15,"confidence":0.9980469,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.20833127200603485},{"word":"look","start":1128.15,"end":1128.31,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1912133991718292},{"word":"into","start":1128.31,"end":1128.55,"confidence":0.9941406,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.19504061341285703},{"word":"it","start":1128.55,"end":1128.87,"confidence":0.8796387,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.20975223183631897},{"word":"see","start":1128.87,"end":1129.11,"confidence":0.4177246,"punctuated_word":"See","sentiment":"neutral","sentiment_score":0.15869362652301788},{"word":"if","start":1129.11,"end":1129.1901,"confidence":0.9741211,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2050994336605072},{"word":"i","start":1129.1901,"end":1129.27,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2238584905862808},{"word":"can","start":1129.27,"end":1129.43,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2437855750322342},{"word":"set","start":1129.43,"end":1129.5901,"confidence":0.9921875,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.26267918944358826},{"word":"him","start":1129.5901,"end":1129.75,"confidence":0.984375,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.2510410249233246},{"word":"up","start":1129.75,"end":1129.91,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.27124544978141785},{"word":"right","start":1129.91,"end":1130.15,"confidence":0.9970703,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.29077479243278503},{"word":"from","start":1130.15,"end":1130.31,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.28173720836639404},{"word":"the","start":1130.31,"end":1130.55,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26953810453414917},{"word":"start","start":1130.55,"end":1131.05,"confidence":0.8652344,"punctuated_word":"start.","sentiment":"neutral","sentiment_score":0.20985662937164307},{"word":"yeah","start":1133.055,"end":1133.555,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2608288824558258},{"word":"awesome","start":1138.735,"end":1138.895,"confidence":0.99609375,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.5539600849151611},{"word":"okay","start":1138.895,"end":1139.135,"confidence":0.73828125,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2594866156578064},{"word":"yeah","start":1139.135,"end":1139.375,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.24507078528404236},{"word":"that's","start":1139.375,"end":1139.615,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.23986351490020752},{"word":"right","start":1139.615,"end":1139.935,"confidence":0.9970703,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.238231360912323},{"word":"yeah","start":1139.935,"end":1140.435,"confidence":0.98657227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2198118269443512},{"word":"okay","start":1140.975,"end":1141.295,"confidence":0.9807129,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2958870530128479},{"word":"cool","start":1141.295,"end":1141.615,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"positive","sentiment_score":0.46521615982055664},{"word":"awesome","start":1141.615,"end":1142.015,"confidence":1.0,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.5819393396377563},{"word":"thank","start":1142.015,"end":1142.335,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6786187887191772},{"word":"you","start":1142.335,"end":1142.575,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.724311888217926},{"word":"so","start":1142.575,"end":1142.8151,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7208651304244995},{"word":"much","start":1142.8151,"end":1143.27,"confidence":1.0,"punctuated_word":"much.","sentiment":"positive","sentiment_score":0.6087245345115662},{"word":"no","start":1146.79,"end":1146.9501,"confidence":0.93408203,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.13408514857292175},{"word":"not","start":1146.9501,"end":1147.1901,"confidence":0.98828125,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.17503483593463898},{"word":"a","start":1147.1901,"end":1147.35,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18497589230537417},{"word":"problem","start":1147.35,"end":1147.85,"confidence":1.0,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.17977604269981384},{"word":"yeah","start":1148.87,"end":1149.27,"confidence":0.9682617,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0708463042974472},{"word":"no","start":1149.27,"end":1149.59,"confidence":0.9641113,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.042991116642951965},{"word":"it's","start":1149.59,"end":1149.75,"confidence":0.7861328,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03464123606681824},{"word":"the","start":1149.75,"end":1149.99,"confidence":0.30444336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02127605117857456},{"word":"only","start":1149.99,"end":1150.15,"confidence":0.96435547,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.007402587682008743},{"word":"time","start":1150.15,"end":1150.39,"confidence":0.99609375,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.03710115700960159},{"word":"i","start":1150.39,"end":1150.47,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.007024899125099182},{"word":"get","start":1150.47,"end":1150.79,"confidence":0.9921875,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.009649477899074554},{"word":"stopped","start":1150.79,"end":1151.29,"confidence":0.70861816,"punctuated_word":"stopped.","sentiment":"neutral","sentiment_score":-0.018675588071346283},{"word":"yeah","start":1155.1901,"end":1155.43,"confidence":0.97875977,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04662729799747467},{"word":"that's","start":1155.43,"end":1155.67,"confidence":0.99609375,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.081828773021698},{"word":"right","start":1155.67,"end":1156.0701,"confidence":0.99902344,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.08736148476600647},{"word":"yeah","start":1156.0701,"end":1156.23,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11660170555114746},{"word":"that's","start":1156.23,"end":1156.55,"confidence":0.99609375,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.21656093001365664},{"word":"right","start":1156.55,"end":1157.05,"confidence":0.99902344,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.31367987394332886},{"word":"that's","start":1157.27,"end":1157.59,"confidence":0.99609375,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.14690981805324554},{"word":"right","start":1157.59,"end":1158.09,"confidence":0.99658203,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.2494312524795532},{"word":"that's","start":1158.39,"end":1158.64,"confidence":0.99316406,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.177627295255661},{"word":"right","start":1158.64,"end":1159.035,"confidence":0.99194336,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.16019552946090698},{"word":"mhmm","start":1163.995,"end":1164.495,"confidence":0.9935303,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.011541812680661678},{"word":"mhmm","start":1167.115,"end":1167.615,"confidence":0.9840088,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.02243928983807564},{"word":"yep","start":1169.355,"end":1169.855,"confidence":0.9980469,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05494865030050278},{"word":"okay","start":1173.755,"end":1174.155,"confidence":0.99658203,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.11695390939712524},{"word":"cool","start":1174.155,"end":1174.56,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.14300884306430817},{"word":"so","start":1175.6001,"end":1175.8401,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05644093453884125},{"word":"what","start":1175.8401,"end":1176.0,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05809503793716431},{"word":"do","start":1176.0,"end":1176.16,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06034108251333237},{"word":"i","start":1176.16,"end":1176.2401,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10199230909347534},{"word":"need","start":1176.2401,"end":1176.4,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.11749812215566637},{"word":"to","start":1176.4,"end":1176.56,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09731818735599518},{"word":"do","start":1176.56,"end":1176.7201,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07327380776405334},{"word":"with","start":1176.7201,"end":1176.88,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0772700384259224},{"word":"that","start":1176.88,"end":1177.38,"confidence":1.0,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.08954856544733047},{"word":"okay","start":1181.4401,"end":1181.76,"confidence":0.9946289,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.14898079633712769},{"word":"cool","start":1181.76,"end":1182.26,"confidence":0.9995117,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.2052603214979172},{"word":"yep","start":1184.64,"end":1184.9601,"confidence":0.9970703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2100847214460373},{"word":"cool","start":1184.9601,"end":1185.2001,"confidence":1.0,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.33218252658843994},{"word":"i'll","start":1185.2001,"end":1185.3601,"confidence":0.99853516,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2918285131454468},{"word":"do","start":1185.3601,"end":1185.52,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.33538299798965454},{"word":"all","start":1185.52,"end":1185.6001,"confidence":0.9980469,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.406254917383194},{"word":"that","start":1185.6001,"end":1185.76,"confidence":0.99609375,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3953738808631897},{"word":"when","start":1185.76,"end":1185.92,"confidence":0.9863281,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.32400745153427124},{"word":"i","start":1185.92,"end":1186.0,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.30056971311569214},{"word":"get","start":1186.0,"end":1186.16,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.23618529736995697},{"word":"home","start":1186.16,"end":1186.4,"confidence":0.9921875,"punctuated_word":"home.","sentiment":"neutral","sentiment_score":0.2645612955093384},{"word":"i'll","start":1186.4,"end":1186.4801,"confidence":0.9951172,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.24690020084381104},{"word":"jump","start":1186.4801,"end":1186.7201,"confidence":0.9970703,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.31547215580940247},{"word":"on","start":1186.7201,"end":1186.88,"confidence":0.9902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.27787545323371887},{"word":"my","start":1186.88,"end":1187.04,"confidence":0.9970703,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.2989145517349243},{"word":"laptop","start":1187.04,"end":1187.415,"confidence":0.99658203,"punctuated_word":"laptop.","sentiment":"neutral","sentiment_score":0.2845441997051239},{"word":"awesome","start":1189.9751,"end":1190.4751,"confidence":0.9663086,"punctuated_word":"Awesome.","sentiment":"neutral","sentiment_score":0.31569498777389526},{"word":"that's","start":1192.055,"end":1192.375,"confidence":0.8828125,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.13677489757537842},{"word":"it","start":1192.375,"end":1192.615,"confidence":0.99853516,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.18981626629829407},{"word":"thank","start":1192.615,"end":1192.855,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.4879363477230072},{"word":"you","start":1192.855,"end":1193.355,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.39801040291786194},{"word":"appreciate","start":1193.5751,"end":1194.055,"confidence":0.9980469,"punctuated_word":"Appreciate","sentiment":"positive","sentiment_score":0.5687899589538574},{"word":"it","start":1194.055,"end":1194.555,"confidence":1.0,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.4798199534416199},{"word":"thanks","start":1196.535,"end":1196.855,"confidence":0.7277832,"punctuated_word":"Thanks,","sentiment":"positive","sentiment_score":0.53108811378479},{"word":"mate","start":1196.855,"end":1197.355,"confidence":0.9428711,"punctuated_word":"mate.","sentiment":"positive","sentiment_score":0.44089993834495544},{"word":"yeah","start":1197.9751,"end":1198.2151,"confidence":0.96240234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04791417717933655},{"word":"i","start":1198.2151,"end":1198.375,"confidence":0.9248047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05377771705389023},{"word":"will","start":1198.375,"end":1198.6951,"confidence":0.99853516,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":0.03830572962760925},{"word":"yeah","start":1198.6951,"end":1198.935,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0881262943148613},{"word":"i","start":1198.935,"end":1199.015,"confidence":0.94628906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12821319699287417},{"word":"will","start":1199.015,"end":1199.3351,"confidence":1.0,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":0.1015639305114746},{"word":"awesome","start":1199.3351,"end":1199.735,"confidence":1.0,"punctuated_word":"Awesome.","sentiment":"positive","sentiment_score":0.7854869365692139},{"word":"thank","start":1199.735,"end":1199.9751,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.8091026544570923},{"word":"you","start":1199.9751,"end":1200.4751,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.7906823754310608},{"word":"thanks","start":1202.295,"end":1202.6951,"confidence":0.9921875,"punctuated_word":"Thanks,","sentiment":"positive","sentiment_score":0.6894375085830688},{"word":"mate","start":1202.6951,"end":1203.015,"confidence":0.9951172,"punctuated_word":"mate.","sentiment":"positive","sentiment_score":0.6475344896316528},{"word":"bye","start":1203.015,"end":1203.387,"confidence":0.9980469,"punctuated_word":"Bye.","sentiment":"positive","sentiment_score":0.3854777216911316},{"word":"sorry","start":1205.387,"end":1205.867,"confidence":0.9296875,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.17388123273849487},{"word":"i","start":1205.867,"end":1205.947,"confidence":0.93603516,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.32600530982017517},{"word":"had","start":1205.947,"end":1206.1069,"confidence":0.8222656,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.27281516790390015},{"word":"to","start":1206.1069,"end":1206.2694,"confidence":0.98291016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.3174477219581604},{"word":"try","start":1206.2694,"end":1206.4319,"confidence":0.8310547,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.12565122544765472}],"paragraphs":{"transcript":"\nHello? Hey. How are you? That's good. Yes.\n\nNo. That's fine. Just let me tell my hairdresser that I'm just gonna be taking this call. I'm just taking this call, but you can stop me, but I'm just gonna take this call. Sorry.\n\nHow are you? Oh, wonderful. Look. It's Friday, so it can't be much better. Yep.\n\nBroke his leg. Yes. Yes. Okay. How's he coping with all that?\n\nYeah. Of course. He's always away. Yep. Yep.\n\nOf course. Yes. Yes. Yes. Yes.\n\nI get it. I've got a 15 year old boy being there and do done that. Oh, dear. Yes. Yep.\n\nYep. Yep. Yep. 16 To The 10th 8174 A Bunker Road, Victoria Point, Queensland 4165. Yes.\n\nYep. Yep. Yep. Yep. Yep.\n\nYep. Yep. Yes. I think it's about 26,000 this year. Yep.\n\nYep. Yep. Okay. We've got the house, two cars, caravan, the boat, and one, two, three, four, five motorbikes. Because look.\n\nAnd they're they're not mine. They're just boys and their boys. Right? Yes. For the boat, the caravan, and the bike?\n\nYeah. Probably, probably still around about the same. It's just it's like it says hang on. Let me see. $40.80.\n\nYeah. Look. It will probably be around about the same. Mhmm. Mhmm.\n\nAbout a 100 and 80, I think it is. Yeah. Yeah. Craig Craig got a little bit of inheritance. Yeah.\n\nYep. Yes. Listen. Look. I Bitcoin's next to nothing now.\n\nI would take that out. Savings is more just our redraw. So yeah. Probably about but then that thing obviously then comes off the mortgage. Right?\n\nBecause then I'm like, obviously, our redraw, that's why our mortgage is what it's at because of our redraw. Does that make sense? Yeah. So I just have the mortgage value instead. So I think oh, hang on.\n\nJust let me have a look. Hang on. Hello? So not including the redraw. Like, if I didn't have the redraw, it would be about $2.80.\n\nDoes that make sense? Okay. Yep. Because, obviously, if we if we take if we take that money out of the redraw, then just bumps up our mortgage. Yeah.\n\nYeah. But that's that's exactly right. Yep. You you can come again. Yeah.\n\nThat would probably be about right. I actually haven't looked for a long time. Yeah. Yeah. Yep.\n\nNo. And I we thought you know what? We've we've yeah. Thank you. Please keep reminding me because we talk about it all the time.\n\nAnd, you know, our biggest thing and the only reason we haven't done it is because of the kids, and we don't have someone that we can go, right, if something happened to us tomorrow, we would be happy for our kids to be left with them. You know, like, we've we've obviously got my parents, but they're at an age we can't put them down as being, you know, for guardian for the kids. And there's just yeah. It Craig will do his brother, and I don't agree with it. And yeah.\n\nIt's just it's so hard. But we that's our excuse that we haven't done a will yet, and it's terrible. We've been together, like, twenty six years, and with all our assets, we should have a fucking willing life. So I do need I do need to do it. And, look, it's and it's getting to the point.\n\nOur son's like, he's nearly 16, so we kind of just keep going. Well, you know, he, you know, he could be responsible of Charlotte if something happens to us in the next ten years, but he's not responsible right now, obviously. It is so hard. That's right. But look, we yes.\n\nWe need to get it done, and we do. Yep. Yep. Yes. Yes.\n\nSo that would just be either either myself or Craig. Right? Like, we would just have each other as power of attorney? Yeah. Yeah.\n\nYeah. Yeah. Yeah. Yeah. Yes.\n\nYep. Yep. Yeah. Cool. Yeah.\n\nNo. I'm power of attorney and enduring guardian on mom and dad. So Yeah. Yep. Mhmm.\n\nMhmm. Yep. Yep. Yes. I think just income protection more focused on Craig.\n\nI I I don't feel like I need income protection. I mean, I I I feel if anything was to happen to me and Craig had to be a full time carer, what he would get as benefits, I suppose, would cover what I would be getting as a wage anyway. Does that make sense? Yeah. Yeah.\n\nNo. No. Not worth it for me, I don't think. No. Yep.\n\nNo. So but if so I've I've got life insurance, don't I? So what what's what's my life insurance? That $2.50? Yep.\n\nYeah. No. Yeah. I think that's fine because that would that would cover the mortgage. That's, like, the main priority, really.\n\nYep. Yep. Yep. Yep. Mhmm.\n\nCool. K. Yep. Yep. Did I lose much?\n\nYeah. Okay. So, yeah, not too bad. Yep. Yep.\n\nYep. Mhmm. Yep. Yeah. Cool.\n\nCool. Yep. And keep it like that, do you think? Still at my age? Yep.\n\nYeah. Okay. Yep. Yep. Yep.\n\nYep. Yep. Yep. And do you do you do you recommend that I should start, like, salary sacrificing into my super? Okay.\n\nYeah. Okay. Yeah. Yep. Yep.\n\nYep. Yeah. Will you pay extra? Yep. Okay.\n\nYep. Yeah. Okay. Yeah. Okay.\n\nYep. Yep. Yep. And No. You're right, sir.\n\nYeah. Craig reckons he's retiring soon. Yeah. He wants 60. Yep.\n\nYep. Yeah. Okay. Yeah. Right.\n\nOkay. Look. I've always wanted to look into buying investment property and, like, through our super. Is that, like, is that possible with what we've got or not? Oh, actually, what fuck is sorry.\n\nSuch pricks, man. Really? Yeah. Really? That's oh, god.\n\nI wish I knew that before. Yeah. That's crap. That's such a shame. Anyway, can you get me a loan through before the August 10?\n\nNo. Of course not. No. I know. Yeah.\n\nOkay. Alright. Yeah. Right. Yeah.\n\nYeah. No. That yeah. No. That's fine.\n\nYeah. Wow. Yeah. Anyway okay. Yeah.\n\nReally? Yep. Yep. Yep. Really?\n\nThat's terrible. Yeah. Wow. Okay. I will I'll get that thought out of my head then.\n\nYeah. Yep. Yep. Yep. Yep.\n\nOkay. Yep. Yep. Yep. Yep.\n\nCool. No. Just the annual review. I trust you. Look.\n\nIf anything, huge changes and I win millions on the lotto, I'll let you know. But, no, we're not we're not moving fast anywhere. Yep. Yeah. Cool.\n\nYeah. Cool. No. That's fine. And when's Craig due for his update, like, his review?\n\nDo you know? Yeah. I think it's around around the same time as me. If he hasn't already done that, I don't think he has. Mhmm.\n\nYeah. Cool. Alright. Just give him a call. He can yeah.\n\nYeah. Cool. Yeah. Alright. Because, yeah, he'll probably wanna talk to you more about retirement age and stuff.\n\nHe's he's dead set wanting to retire at 60. Yeah. Yeah. Yeah. Yeah.\n\nHave a have a chat to him and and obviously see, you know, whatever you recommend. We take your guys' recommendation. So okay. Yeah. Cool.\n\nMhmm. Mhmm. Okay. Thank you. Okay.\n\nCool. Yeah. Cool. Awesome. Can you tell me what Craig's got in his super at the moment?\n\nBecause I know he's gonna ask me. I know he's gonna say, when as soon as I talk to you. Okay. 445. Cool.\n\nAwesome. Thank you. And what was I? 1 okay. Cool.\n\nWonderful. Yeah. He's he's he's did really well that first couple of years with you guys. He did so well. I'm sure he still is.\n\nBut mhmm. Yep. Yep. Yep. Yep.\n\nCool. Yeah. Cool. Awesome. And just one more question while I've got you.\n\nAnd I I feel like I may have asked you before. My son's he's working, and his employer pays his super. I couldn't tell you what's in it. It's probably, you know, not a lot, maybe maybe a thousand. But is it just best just to keep rolling on with him just I think he just I think I signed him up to host plus.\n\nJust I mean, he's only 15, nearly 16. So is it best just to keep him rolling on with that until he's got a certain amount into his account and then push him over to you guys? Yep. Yep. Yes.\n\nOkay. Cool. Yeah. Alright. Sweet.\n\nAwesome. Yep. Yeah. Cool. Okay.\n\nCool. Yep. Awesome. Yeah. Cool.\n\nAlright. Awesome. And is it is it worth him I mean, look, he he's he's so good with his money. And if he if he thinks that, you know, something's gonna work for him, he you know, he'd be happy to do it. Is it worth him at this age putting extra money into his super because he doesn't have kind of mortgage things like that to pay down on or not.\n\nYeah. Okay. Yep. Yep. Yeah.\n\nCool. Yeah. Cool. Yes. Okay.\n\nCool. So we so I'll look into his super. So I should make sure he's on a high growth. Mhmm. Yep.\n\nYeah. Cool. Okay. Alright. I'll look into it.\n\nSee if I can set him up right from the start. Yeah. Awesome. Okay. Yeah.\n\nThat's right. Yeah. Okay. Cool. Awesome.\n\nThank you so much. No. Not a problem. Yeah. No.\n\nIt's the only time I get stopped. Yeah. That's right. Yeah. That's right.\n\nThat's right. That's right. Mhmm. Mhmm. Yep.\n\nOkay. Cool. So what do I need to do with that? Okay. Cool.\n\nYep. Cool. I'll do all that when I get home. I'll jump on my laptop. Awesome.\n\nThat's it. Thank you. Appreciate it. Thanks, mate. Yeah.\n\nI will. Yeah. I will. Awesome. Thank you.\n\nThanks, mate. Bye. Sorry. I had to try","paragraphs":[{"sentences":[{"text":"Hello?","start":0.16,"end":0.65999997,"sentiment":"neutral","sentiment_score":0.027975469827651978},{"text":"Hey.","start":4.88,"end":5.2,"sentiment":"neutral","sentiment_score":0.2409834861755371},{"text":"How are you?","start":5.2,"end":6.02,"sentiment":"neutral","sentiment_score":0.24428755541642508},{"text":"That's good.","start":7.9199996,"end":8.74,"sentiment":"positive","sentiment_score":0.3432309925556183},{"text":"Yes.","start":9.599999,"end":10.08,"sentiment":"neutral","sentiment_score":0.05198587477207184}],"sentiment":"neutral","sentiment_score":0.2175336852669716,"num_words":8,"start":0.16,"end":10.08},{"sentences":[{"text":"No.","start":10.08,"end":10.4,"sentiment":"neutral","sentiment_score":-0.00862085074186325},{"text":"That's fine.","start":10.4,"end":10.88,"sentiment":"neutral","sentiment_score":-0.008944587083533406},{"text":"Just let me tell my hairdresser that I'm just gonna be taking this call.","start":10.88,"end":13.759999,"sentiment":"neutral","sentiment_score":-0.018303515489346216},{"text":"I'm just taking this call, but you can stop me, but I'm just gonna take this call.","start":13.759999,"end":16.865,"sentiment":"neutral","sentiment_score":-0.038764342775239664},{"text":"Sorry.","start":16.925001,"end":17.325,"sentiment":"neutral","sentiment_score":0.006357079371809959}],"sentiment":"neutral","sentiment_score":-0.02672559970191547,"num_words":35,"start":10.08,"end":17.325},{"sentences":[{"text":"How are you?","start":17.325,"end":18.065,"sentiment":"neutral","sentiment_score":0.033618258933226265},{"text":"Oh, wonderful.","start":21.485,"end":22.225,"sentiment":"neutral","sentiment_score":0.24075545370578766},{"text":"Look.","start":22.285,"end":22.525,"sentiment":"neutral","sentiment_score":0.18224354088306427},{"text":"It's Friday, so it can't be much better.","start":22.525,"end":24.705,"sentiment":"neutral","sentiment_score":0.08140763593837619},{"text":"Yep.","start":26.765,"end":27.265,"sentiment":"neutral","sentiment_score":-0.025231942534446716}],"sentiment":"neutral","sentiment_score":0.09270922467112541,"num_words":15,"start":17.325,"end":27.265},{"sentences":[{"text":"Broke his leg.","start":29.89,"end":30.849998,"sentiment":"neutral","sentiment_score":-0.10737224419911702},{"text":"Yes.","start":30.849998,"end":31.349998,"sentiment":"neutral","sentiment_score":-0.006159965880215168},{"text":"Yes.","start":31.65,"end":32.15,"sentiment":"neutral","sentiment_score":0.010716784745454788},{"text":"Okay.","start":33.01,"end":33.41,"sentiment":"neutral","sentiment_score":-0.0014675231650471687},{"text":"How's he coping with all that?","start":33.41,"end":35.03,"sentiment":"neutral","sentiment_score":-0.03646034964670738}],"sentiment":"neutral","sentiment_score":-0.04481579456478357,"num_words":12,"start":29.89,"end":35.03},{"sentences":[{"text":"Yeah.","start":37.809998,"end":38.05,"sentiment":"neutral","sentiment_score":-0.02234332635998726},{"text":"Of course.","start":38.05,"end":38.449997,"sentiment":"neutral","sentiment_score":-0.02610323391854763},{"text":"He's always away.","start":38.449997,"end":39.51,"sentiment":"neutral","sentiment_score":-0.07977489133675893},{"text":"Yep.","start":41.09,"end":41.489998,"sentiment":"neutral","sentiment_score":-0.017700329422950745},{"text":"Yep.","start":41.489998,"end":41.989998,"sentiment":"neutral","sentiment_score":-0.013656078837811949}],"sentiment":"neutral","sentiment_score":-0.04315385955851525,"num_words":8,"start":37.809998,"end":41.989998},{"sentences":[{"text":"Of course.","start":43.635,"end":44.375,"sentiment":"neutral","sentiment_score":-0.027751351706683636},{"text":"Yes.","start":45.235,"end":45.715,"sentiment":"neutral","sentiment_score":0.003860503435134888},{"text":"Yes.","start":45.715,"end":46.215,"sentiment":"neutral","sentiment_score":0.012417311780154703},{"text":"Yes.","start":46.355,"end":46.754997,"sentiment":"neutral","sentiment_score":0.015582690946757792},{"text":"Yes.","start":46.754997,"end":47.235,"sentiment":"neutral","sentiment_score":0.02168339118361473}],"sentiment":"neutral","sentiment_score":-0.00032646767795085907,"num_words":6,"start":43.635,"end":47.235},{"sentences":[{"text":"I get it.","start":47.235,"end":47.715,"sentiment":"neutral","sentiment_score":0.0201678400238355},{"text":"I've got a 15 year old boy being there and do done that.","start":47.715,"end":50.535,"sentiment":"neutral","sentiment_score":-0.0077616256088591535},{"text":"Oh, dear.","start":52.195,"end":52.774998,"sentiment":"neutral","sentiment_score":0.045923490077257156},{"text":"Yes.","start":53.635,"end":54.135,"sentiment":"neutral","sentiment_score":0.04903007298707962},{"text":"Yep.","start":55.475,"end":55.975,"sentiment":"neutral","sentiment_score":-0.000032485775591339916}],"sentiment":"neutral","sentiment_score":0.005022347726117005,"num_words":20,"start":47.235,"end":55.975},{"sentences":[{"text":"Yep.","start":60.01,"end":60.51,"sentiment":"neutral","sentiment_score":0.016707956790924072},{"text":"Yep.","start":60.969997,"end":61.469997,"sentiment":"neutral","sentiment_score":0.01989833638072014},{"text":"Yep.","start":64.49,"end":64.99,"sentiment":"neutral","sentiment_score":0.014137699268758295},{"text":"16 To The 10th 8174 A Bunker Road, Victoria Point, Queensland 4165.","start":65.53,"end":70.515,"sentiment":"neutral","sentiment_score":0.01607677519011001},{"text":"Yes.","start":74.675,"end":75.175,"sentiment":"neutral","sentiment_score":0.11983541399240494}],"sentiment":"neutral","sentiment_score":0.02271879429463297,"num_words":16,"start":60.01,"end":75.175},{"sentences":[{"text":"Yep.","start":81.315,"end":81.815,"sentiment":"neutral","sentiment_score":0.08454655110836029},{"text":"Yep.","start":85.93,"end":86.43,"sentiment":"neutral","sentiment_score":0.2871741056442261},{"text":"Yep.","start":90.009995,"end":90.509995,"sentiment":"neutral","sentiment_score":0.27540236711502075},{"text":"Yep.","start":92.97,"end":93.47,"sentiment":"neutral","sentiment_score":0.07605345547199249},{"text":"Yep.","start":94.925,"end":95.425,"sentiment":"neutral","sentiment_score":0.09923525899648666}],"sentiment":"neutral","sentiment_score":0.16448234766721725,"num_words":5,"start":81.315,"end":95.425},{"sentences":[{"text":"Yep.","start":96.88,"end":97.13,"sentiment":"neutral","sentiment_score":0.07376725226640701},{"text":"Yep.","start":97.13,"end":97.63,"sentiment":"neutral","sentiment_score":0.08332625776529312},{"text":"Yes.","start":100.329994,"end":100.695,"sentiment":"neutral","sentiment_score":0.0891476720571518},{"text":"I think it's about 26,000 this year.","start":106.695,"end":109.915,"sentiment":"neutral","sentiment_score":0.04769633763602802},{"text":"Yep.","start":116.64,"end":117.14,"sentiment":"neutral","sentiment_score":0.19984816014766693}],"sentiment":"neutral","sentiment_score":0.07090579142624681,"num_words":11,"start":96.88,"end":117.14},{"sentences":[{"text":"Yep.","start":119.28,"end":119.78,"sentiment":"neutral","sentiment_score":0.12758195400238037},{"text":"Yep.","start":122.64,"end":123.14,"sentiment":"neutral","sentiment_score":0.07140632718801498},{"text":"Okay.","start":123.52,"end":123.92,"sentiment":"neutral","sentiment_score":0.08469238877296448},{"text":"We've got the house, two cars, caravan, the boat, and one, two, three, four, five motorbikes.","start":123.92,"end":134.595,"sentiment":"neutral","sentiment_score":0.10123588470742106},{"text":"Because look.","start":136.495,"end":137.775,"sentiment":"neutral","sentiment_score":0.30422617495059967}],"sentiment":"neutral","sentiment_score":0.11961462738968077,"num_words":21,"start":119.28,"end":137.775},{"sentences":[{"text":"And they're they're not mine.","start":137.775,"end":138.895,"sentiment":"neutral","sentiment_score":0.0830164223909378},{"text":"They're just boys and their boys.","start":138.895,"end":140.255,"sentiment":"neutral","sentiment_score":0.07219768377641837},{"text":"Right?","start":140.255,"end":140.64,"sentiment":"neutral","sentiment_score":0.08135178685188293},{"text":"Yes.","start":143.2,"end":143.7,"sentiment":"neutral","sentiment_score":0.04912243038415909},{"text":"For the boat, the caravan, and the bike?","start":150.24,"end":152.655,"sentiment":"neutral","sentiment_score":0.026979737915098667}],"sentiment":"neutral","sentiment_score":0.05688477786523955,"num_words":21,"start":137.775,"end":152.655},{"sentences":[{"text":"Yeah.","start":155.295,"end":155.615,"sentiment":"neutral","sentiment_score":0.00785279180854559},{"text":"Probably, probably still around about the same.","start":155.615,"end":157.855,"sentiment":"neutral","sentiment_score":-0.020613856613636017},{"text":"It's just it's like it says hang on.","start":157.855,"end":160.895,"sentiment":"neutral","sentiment_score":-0.011439994908869267},{"text":"Let me see.","start":160.895,"end":161.715,"sentiment":"neutral","sentiment_score":-0.003984457813203336},{"text":"$40.80.","start":162.33499,"end":164.035,"sentiment":"neutral","sentiment_score":0.0067380513064563274}],"sentiment":"neutral","sentiment_score":-0.011658974294550716,"num_words":20,"start":155.295,"end":164.035},{"sentences":[{"text":"Yeah.","start":165.055,"end":165.455,"sentiment":"neutral","sentiment_score":0.026663273572921753},{"text":"Look.","start":165.455,"end":165.69499,"sentiment":"neutral","sentiment_score":0.037076763808727264},{"text":"It will probably be around about the same.","start":165.69499,"end":167.715,"sentiment":"neutral","sentiment_score":0.04272446548566222},{"text":"Mhmm.","start":172.06,"end":172.56,"sentiment":"neutral","sentiment_score":0.08440661430358887},{"text":"Mhmm.","start":176.94,"end":177.44,"sentiment":"neutral","sentiment_score":0.03249584510922432}],"sentiment":"neutral","sentiment_score":0.043536518389979996,"num_words":12,"start":165.055,"end":177.44},{"sentences":[{"text":"About a 100 and 80, I think it is.","start":183.80501,"end":185.905,"sentiment":"neutral","sentiment_score":0.08547843516700798},{"text":"Yeah.","start":187.405,"end":187.905,"sentiment":"neutral","sentiment_score":0.05124619975686073},{"text":"Yeah.","start":188.925,"end":189.405,"sentiment":"neutral","sentiment_score":0.088144950568676},{"text":"Craig Craig got a little bit of inheritance.","start":189.405,"end":191.425,"sentiment":"neutral","sentiment_score":0.1048316340893507},{"text":"Yeah.","start":193.565,"end":194.065,"sentiment":"neutral","sentiment_score":0.13026204705238342}],"sentiment":"neutral","sentiment_score":0.09388060932978988,"num_words":20,"start":183.80501,"end":194.065},{"sentences":[{"text":"Yep.","start":202.47,"end":202.97,"sentiment":"neutral","sentiment_score":0.22069494426250455},{"text":"Yes.","start":205.51001,"end":206.01001,"sentiment":"neutral","sentiment_score":0.0402742400765419},{"text":"Listen.","start":215.235,"end":215.735,"sentiment":"neutral","sentiment_score":0.010179011151194572},{"text":"Look.","start":219.63501,"end":220.115,"sentiment":"neutral","sentiment_score":-0.008560581132769585},{"text":"I Bitcoin's next to nothing now.","start":220.115,"end":222.29501,"sentiment":"neutral","sentiment_score":-0.04482220516850551}],"sentiment":"neutral","sentiment_score":-0.0006345616653561592,"num_words":10,"start":202.47,"end":222.29501},{"sentences":[{"text":"I would take that out.","start":222.99501,"end":224.29501,"sentiment":"neutral","sentiment_score":-0.03310378380119801},{"text":"Savings is more just our redraw.","start":226.5,"end":228.59999,"sentiment":"neutral","sentiment_score":-0.028414934330309432},{"text":"So yeah.","start":232.01999,"end":236.76,"sentiment":"neutral","sentiment_score":0.0030396156944334507},{"text":"Probably about but then that thing obviously then comes off the mortgage.","start":239.85501,"end":244.815,"sentiment":"neutral","sentiment_score":-0.024192527091751497},{"text":"Right?","start":244.815,"end":245.13501,"sentiment":"neutral","sentiment_score":-0.0020357435569167137}],"sentiment":"neutral","sentiment_score":-0.023933667779112093,"num_words":26,"start":222.99501,"end":245.13501},{"sentences":[{"text":"Because then I'm like, obviously, our redraw, that's why our mortgage is what it's at because of our redraw.","start":245.13501,"end":254.57999,"sentiment":"neutral","sentiment_score":-0.009272200766166574},{"text":"Does that make sense?","start":254.57999,"end":255.56,"sentiment":"neutral","sentiment_score":-0.02180378744378686},{"text":"Yeah.","start":259.78,"end":260.02,"sentiment":"neutral","sentiment_score":0.006350348703563213},{"text":"So I just have the mortgage value instead.","start":260.02,"end":262.03998,"sentiment":"neutral","sentiment_score":0.008146328618749976},{"text":"So I think oh, hang on.","start":262.18,"end":265.06,"sentiment":"neutral","sentiment_score":0.02664990009119113}],"sentiment":"neutral","sentiment_score":-0.0008412259508316454,"num_words":38,"start":245.13501,"end":265.06},{"sentences":[{"text":"Just let me have a look.","start":265.06,"end":266.02,"sentiment":"neutral","sentiment_score":0.0545234897484382},{"text":"Hang on.","start":266.02,"end":266.68,"sentiment":"neutral","sentiment_score":0.04510334227234125},{"text":"Hello?","start":281.105,"end":281.58,"sentiment":"neutral","sentiment_score":0.03949441760778427},{"text":"So not including the redraw.","start":299.995,"end":302.875,"sentiment":"neutral","sentiment_score":-0.0069889619946479796},{"text":"Like, if I didn't have the redraw, it would be about $2.80.","start":302.875,"end":310.67,"sentiment":"neutral","sentiment_score":-0.013250111447026333}],"sentiment":"neutral","sentiment_score":0.010111380511751542,"num_words":26,"start":265.06,"end":310.67},{"sentences":[{"text":"Does that make sense?","start":312.97,"end":314.03,"sentiment":"neutral","sentiment_score":0.02669538138434291},{"text":"Okay.","start":316.17,"end":316.67,"sentiment":"neutral","sentiment_score":0.09332539141178132},{"text":"Yep.","start":317.93,"end":318.43,"sentiment":"neutral","sentiment_score":0.08296146243810654},{"text":"Because, obviously, if we if we take if we take that money out of the redraw, then just bumps up our mortgage.","start":319.05,"end":323.87,"sentiment":"neutral","sentiment_score":0.03430030909790234},{"text":"Yeah.","start":325.66498,"end":325.905,"sentiment":"neutral","sentiment_score":0.03879999369382858}],"sentiment":"neutral","sentiment_score":0.0371198335598255,"num_words":29,"start":312.97,"end":325.905},{"sentences":[{"text":"Yeah.","start":325.905,"end":326.405,"sentiment":"neutral","sentiment_score":0.04507867991924286},{"text":"But that's that's exactly right.","start":326.465,"end":329.905,"sentiment":"neutral","sentiment_score":0.09032991230487823},{"text":"Yep.","start":329.905,"end":330.405,"sentiment":"neutral","sentiment_score":0.2180527150630951},{"text":"You you can come again.","start":337.425,"end":338.56497,"sentiment":"neutral","sentiment_score":0.11532957702875138},{"text":"Yeah.","start":339.64,"end":339.88,"sentiment":"neutral","sentiment_score":0.05663791298866272}],"sentiment":"neutral","sentiment_score":0.1036974426645499,"num_words":13,"start":325.905,"end":339.88},{"sentences":[{"text":"That would probably be about right.","start":339.88,"end":341.16,"sentiment":"neutral","sentiment_score":0.035198139026761055},{"text":"I actually haven't looked for a long time.","start":341.16,"end":342.94,"sentiment":"neutral","sentiment_score":-0.029584060655906796},{"text":"Yeah.","start":344.52002,"end":345.02002,"sentiment":"neutral","sentiment_score":0.11314228177070618},{"text":"Yeah.","start":345.88,"end":346.38,"sentiment":"neutral","sentiment_score":0.062398917973041534},{"text":"Yep.","start":347.08002,"end":347.58002,"sentiment":"neutral","sentiment_score":0.0710165798664093}],"sentiment":"neutral","sentiment_score":0.013004360501380527,"num_words":17,"start":339.88,"end":347.58002},{"sentences":[{"text":"No.","start":351.88,"end":352.38,"sentiment":"neutral","sentiment_score":-0.11576804518699646},{"text":"And I we thought you know what?","start":354.6,"end":356.25497,"sentiment":"neutral","sentiment_score":0.006230239357267108},{"text":"We've we've yeah.","start":356.25497,"end":357.215,"sentiment":"neutral","sentiment_score":0.1134365126490593},{"text":"Thank you.","start":357.215,"end":357.69498,"sentiment":"positive","sentiment_score":0.5775490403175354},{"text":"Please keep reminding me because we talk about it all the time.","start":357.69498,"end":361.29498,"sentiment":"positive","sentiment_score":0.4056661973396937}],"sentiment":"neutral","sentiment_score":0.25164982467889785,"num_words":25,"start":351.88,"end":361.29498},{"sentences":[{"text":"And, you know, our biggest thing and the only reason we haven't done it is because of the kids, and we don't have someone that we can go, right, if something happened to us tomorrow, we would be happy for our kids to be left with them.","start":361.29498,"end":374.67,"sentiment":"neutral","sentiment_score":0.13120329877401285},{"text":"You know, like, we've we've obviously got my parents, but they're at an age we can't put them down as being, you know, for guardian for the kids.","start":374.67,"end":384.27002,"sentiment":"neutral","sentiment_score":-0.15472262392618827},{"text":"And there's just yeah.","start":384.27002,"end":385.87,"sentiment":"neutral","sentiment_score":-0.12558940052986145},{"text":"It Craig will do his brother, and I don't agree with it.","start":385.87,"end":388.865,"sentiment":"neutral","sentiment_score":-0.21179014320174852},{"text":"And yeah.","start":388.865,"end":390.385,"sentiment":"neutral","sentiment_score":-0.14738072454929352}],"sentiment":"neutral","sentiment_score":-0.01617504513111486,"num_words":93,"start":361.29498,"end":390.385},{"sentences":[{"text":"It's just it's so hard.","start":390.385,"end":391.845,"sentiment":"neutral","sentiment_score":-0.1957556575536728},{"text":"But we that's our excuse that we haven't done a will yet, and it's terrible.","start":392.545,"end":395.825,"sentiment":"neutral","sentiment_score":-0.26764801343282063},{"text":"We've been together, like, twenty six years, and with all our assets, we should have a fucking willing life.","start":395.825,"end":400.245,"sentiment":"negative","sentiment_score":-0.4350298345088959},{"text":"So I do need I do need to do it.","start":401.54,"end":403.30002,"sentiment":"neutral","sentiment_score":-0.25487561225891114},{"text":"And, look, it's and it's getting to the point.","start":403.30002,"end":405.06,"sentiment":"neutral","sentiment_score":-0.13649312489562565}],"sentiment":"neutral","sentiment_score":-0.29372861364792135,"num_words":58,"start":390.385,"end":405.06},{"sentences":[{"text":"Our son's like, he's nearly 16, so we kind of just keep going.","start":405.06,"end":408.42,"sentiment":"neutral","sentiment_score":-0.16001969232009008},{"text":"Well, you know, he, you know, he could be responsible of Charlotte if something happens to us in the next ten years, but he's not responsible right now, obviously.","start":408.42,"end":416.36002,"sentiment":"neutral","sentiment_score":-0.14339165980445928},{"text":"It is so hard.","start":417.445,"end":418.745,"sentiment":"neutral","sentiment_score":-0.06747047882527113},{"text":"That's right.","start":419.365,"end":420.005,"sentiment":"neutral","sentiment_score":-0.01196550577878952},{"text":"But look, we yes.","start":420.005,"end":420.965,"sentiment":"neutral","sentiment_score":0.025192652363330126}],"sentiment":"neutral","sentiment_score":-0.12368570099799679,"num_words":52,"start":405.06,"end":420.965},{"sentences":[{"text":"We need to get it done, and we do.","start":420.965,"end":422.98502,"sentiment":"neutral","sentiment_score":0.021497419310940638},{"text":"Yep.","start":427.445,"end":427.945,"sentiment":"neutral","sentiment_score":0.15922340750694275},{"text":"Yep.","start":430.085,"end":430.5,"sentiment":"neutral","sentiment_score":0.08744361996650696},{"text":"Yes.","start":435.14,"end":435.64,"sentiment":"neutral","sentiment_score":0.09700075536966324},{"text":"Yes.","start":436.74,"end":437.14,"sentiment":"neutral","sentiment_score":0.12076574563980104}],"sentiment":"neutral","sentiment_score":0.05060848479087536,"num_words":13,"start":420.965,"end":437.14},{"sentences":[{"text":"So that would just be either either myself or Craig.","start":437.14,"end":440.26,"sentiment":"neutral","sentiment_score":0.056063601095229385},{"text":"Right?","start":440.26,"end":440.58,"sentiment":"neutral","sentiment_score":0.002022747416049242},{"text":"Like, we would just have each other as power of attorney?","start":440.58,"end":442.84,"sentiment":"neutral","sentiment_score":0.006551814265549183},{"text":"Yeah.","start":444.715,"end":445.035,"sentiment":"neutral","sentiment_score":0.011454851366579533},{"text":"Yeah.","start":445.035,"end":445.535,"sentiment":"neutral","sentiment_score":0.013682708144187927}],"sentiment":"neutral","sentiment_score":0.02749442811667298,"num_words":24,"start":437.14,"end":445.535},{"sentences":[{"text":"Yeah.","start":449.195,"end":449.595,"sentiment":"neutral","sentiment_score":0.06542772054672241},{"text":"Yeah.","start":449.595,"end":449.835,"sentiment":"neutral","sentiment_score":0.10509312152862547},{"text":"Yeah.","start":449.835,"end":450.335,"sentiment":"neutral","sentiment_score":0.17035742104053497},{"text":"Yeah.","start":450.875,"end":451.375,"sentiment":"neutral","sentiment_score":0.0808015689253807},{"text":"Yes.","start":452.395,"end":452.875,"sentiment":"neutral","sentiment_score":0.10421690344810486}],"sentiment":"neutral","sentiment_score":0.10517934709787369,"num_words":5,"start":449.195,"end":452.875},{"sentences":[{"text":"Yep.","start":452.875,"end":453.375,"sentiment":"neutral","sentiment_score":0.18263420462608335},{"text":"Yep.","start":453.755,"end":454.255,"sentiment":"neutral","sentiment_score":0.17735084891319275},{"text":"Yeah.","start":454.555,"end":454.795,"sentiment":"neutral","sentiment_score":0.24664035439491272},{"text":"Cool.","start":454.795,"end":455.115,"sentiment":"neutral","sentiment_score":0.26287707686424255},{"text":"Yeah.","start":455.115,"end":455.355,"sentiment":"neutral","sentiment_score":0.0837855115532875}],"sentiment":"neutral","sentiment_score":0.19065759927034379,"num_words":5,"start":452.875,"end":455.355},{"sentences":[{"text":"No.","start":455.355,"end":455.515,"sentiment":"neutral","sentiment_score":0.007958337664604187},{"text":"I'm power of attorney and enduring guardian on mom and dad.","start":455.515,"end":458.49,"sentiment":"neutral","sentiment_score":0.018522840501232582},{"text":"So Yeah.","start":458.49,"end":461.22998,"sentiment":"neutral","sentiment_score":0.008925502188503742},{"text":"Yep.","start":461.77,"end":462.27,"sentiment":"neutral","sentiment_score":0.01912572793662548},{"text":"Mhmm.","start":467.28998,"end":467.78998,"sentiment":"neutral","sentiment_score":-0.015308542177081108}],"sentiment":"neutral","sentiment_score":0.014586110832169652,"num_words":16,"start":455.355,"end":467.78998},{"sentences":[{"text":"Mhmm.","start":472.155,"end":472.655,"sentiment":"neutral","sentiment_score":-0.001752583310008049},{"text":"Yep.","start":478.155,"end":478.655,"sentiment":"neutral","sentiment_score":-0.005716027691960335},{"text":"Yep.","start":479.355,"end":479.855,"sentiment":"neutral","sentiment_score":0.03698921203613281},{"text":"Yes.","start":482.715,"end":483.215,"sentiment":"neutral","sentiment_score":0.017065854743123055},{"text":"I think just income protection more focused on Craig.","start":491.00998,"end":494.15,"sentiment":"neutral","sentiment_score":-0.13033987085024515}],"sentiment":"neutral","sentiment_score":-0.08665172168268608,"num_words":13,"start":472.155,"end":494.15},{"sentences":[{"text":"I I I don't feel like I need income protection.","start":495.72998,"end":499.935,"sentiment":"negative","sentiment_score":-0.3970066040754318},{"text":"I mean, I I I feel if anything was to happen to me and Craig had to be a full time carer, what he would get as benefits, I suppose, would cover what I would be getting as a wage anyway.","start":500.895,"end":517.01,"sentiment":"neutral","sentiment_score":-0.09998917343412958},{"text":"Does that make sense?","start":517.63,"end":518.69,"sentiment":"neutral","sentiment_score":-0.02679193951189518},{"text":"Yeah.","start":522.11,"end":522.61,"sentiment":"neutral","sentiment_score":-0.007437165826559067},{"text":"Yeah.","start":525.31,"end":525.63,"sentiment":"neutral","sentiment_score":-0.11344117671251296}],"sentiment":"neutral","sentiment_score":-0.14557312723053129,"num_words":57,"start":495.72998,"end":525.63},{"sentences":[{"text":"No.","start":525.63,"end":526.11,"sentiment":"negative","sentiment_score":-0.39729779958724976},{"text":"No.","start":526.11,"end":526.61,"sentiment":"negative","sentiment_score":-0.5249671936035156},{"text":"Not worth it for me, I don't think.","start":526.83,"end":530.33496,"sentiment":"negative","sentiment_score":-0.5531047582626343},{"text":"No.","start":531.795,"end":532.295,"sentiment":"neutral","sentiment_score":-0.2348847389221191},{"text":"Yep.","start":539.235,"end":539.39496,"sentiment":"neutral","sentiment_score":-0.06636818498373032}],"sentiment":"negative","sentiment_score":-0.47069633193314075,"num_words":12,"start":525.63,"end":539.39496},{"sentences":[{"text":"No.","start":539.39496,"end":539.71497,"sentiment":"neutral","sentiment_score":-0.1648338884115219},{"text":"So but if so I've I've got life insurance, don't I?","start":539.71497,"end":542.915,"sentiment":"neutral","sentiment_score":-0.17000247944485058},{"text":"So what what's what's my life insurance?","start":542.915,"end":545.13,"sentiment":"neutral","sentiment_score":-0.1621424960238593},{"text":"That $2.50?","start":545.13,"end":546.11005,"sentiment":"neutral","sentiment_score":-0.08850356563925743},{"text":"Yep.","start":549.45,"end":549.85004,"sentiment":"neutral","sentiment_score":0.07240346074104309}],"sentiment":"neutral","sentiment_score":-0.14883919568224388,"num_words":22,"start":539.39496,"end":549.85004},{"sentences":[{"text":"Yeah.","start":549.85004,"end":550.09,"sentiment":"neutral","sentiment_score":0.05250553414225578},{"text":"No.","start":550.09,"end":550.33,"sentiment":"neutral","sentiment_score":0.026074018329381943},{"text":"Yeah.","start":550.33,"end":550.49005,"sentiment":"neutral","sentiment_score":0.10537740588188171},{"text":"I think that's fine because that would that would cover the mortgage.","start":550.49005,"end":553.05005,"sentiment":"neutral","sentiment_score":0.2726422833899657},{"text":"That's, like, the main priority, really.","start":553.05005,"end":555.15,"sentiment":"positive","sentiment_score":0.3333503355582555}],"sentiment":"neutral","sentiment_score":0.25979839868488763,"num_words":21,"start":549.85004,"end":555.15},{"sentences":[{"text":"Yep.","start":556.89,"end":557.39,"sentiment":"neutral","sentiment_score":0.2929542660713196},{"text":"Yep.","start":569.605,"end":569.845,"sentiment":"neutral","sentiment_score":0.07910794019699097},{"text":"Yep.","start":569.845,"end":570.33,"sentiment":"neutral","sentiment_score":0.06993713229894638},{"text":"Yep.","start":573.61005,"end":574.11005,"sentiment":"neutral","sentiment_score":0.06537753343582153},{"text":"Mhmm.","start":576.57,"end":577.07,"sentiment":"neutral","sentiment_score":-0.0049210162833333015}],"sentiment":"neutral","sentiment_score":0.10049117114394904,"num_words":5,"start":556.89,"end":577.07},{"sentences":[{"text":"Cool.","start":582.25,"end":582.65,"sentiment":"neutral","sentiment_score":-0.10102133452892303},{"text":"K.","start":582.65,"end":583.15,"sentiment":"neutral","sentiment_score":-0.04100736975669861},{"text":"Yep.","start":583.29004,"end":583.69,"sentiment":"neutral","sentiment_score":-0.02838689647614956},{"text":"Yep.","start":583.69,"end":584.19,"sentiment":"neutral","sentiment_score":-0.02971844002604485},{"text":"Did I lose much?","start":584.685,"end":589.025,"sentiment":"neutral","sentiment_score":-0.16241406090557575}],"sentiment":"neutral","sentiment_score":-0.10622378555126488,"num_words":8,"start":582.25,"end":589.025},{"sentences":[{"text":"Yeah.","start":599.08,"end":599.32,"sentiment":"neutral","sentiment_score":0.04210302233695984},{"text":"Okay.","start":599.32,"end":599.8,"sentiment":"neutral","sentiment_score":0.05387398973107338},{"text":"So, yeah, not too bad.","start":599.8,"end":601.42,"sentiment":"neutral","sentiment_score":0.14103270769119264},{"text":"Yep.","start":602.52,"end":603.02,"sentiment":"neutral","sentiment_score":0.0202324241399765},{"text":"Yep.","start":603.48,"end":603.98,"sentiment":"neutral","sentiment_score":0.003181940643116832}],"sentiment":"neutral","sentiment_score":0.09161721281189886,"num_words":9,"start":599.08,"end":603.98},{"sentences":[{"text":"Yep.","start":605.64,"end":606.14,"sentiment":"neutral","sentiment_score":0.03144440799951553},{"text":"Mhmm.","start":612.68,"end":613.18,"sentiment":"neutral","sentiment_score":0.06881967931985855},{"text":"Yep.","start":615.775,"end":616.275,"sentiment":"neutral","sentiment_score":0.0852547436952591},{"text":"Yeah.","start":618.255,"end":618.655,"sentiment":"neutral","sentiment_score":0.09894059598445892},{"text":"Cool.","start":618.655,"end":619.155,"sentiment":"positive","sentiment_score":0.4566982984542846}],"sentiment":"neutral","sentiment_score":0.14823154509067535,"num_words":5,"start":605.64,"end":619.155},{"sentences":[{"text":"Cool.","start":619.53503,"end":620.03503,"sentiment":"positive","sentiment_score":0.4175894856452942},{"text":"Yep.","start":624.815,"end":625.135,"sentiment":"neutral","sentiment_score":0.0713539645075798},{"text":"And keep it like that, do you think?","start":625.135,"end":626.895,"sentiment":"neutral","sentiment_score":-0.0023063700646162033},{"text":"Still at my age?","start":626.895,"end":627.78,"sentiment":"neutral","sentiment_score":-0.07342228665947914},{"text":"Yep.","start":629.7,"end":630.2,"sentiment":"neutral","sentiment_score":-0.0011402865638956428}],"sentiment":"neutral","sentiment_score":0.011710870428942144,"num_words":15,"start":619.53503,"end":630.2},{"sentences":[{"text":"Yeah.","start":633.94,"end":634.34,"sentiment":"neutral","sentiment_score":0.05277438461780548},{"text":"Okay.","start":634.34,"end":634.66003,"sentiment":"neutral","sentiment_score":0.07476399093866348},{"text":"Yep.","start":634.66003,"end":635.16003,"sentiment":"neutral","sentiment_score":0.07765239477157593},{"text":"Yep.","start":638.74005,"end":639.24005,"sentiment":"neutral","sentiment_score":0.07303312420845032},{"text":"Yep.","start":642.5,"end":642.915,"sentiment":"neutral","sentiment_score":0.03741886466741562}],"sentiment":"neutral","sentiment_score":0.06312855184078217,"num_words":5,"start":633.94,"end":642.915},{"sentences":[{"text":"Yep.","start":644.035,"end":644.355,"sentiment":"neutral","sentiment_score":0.04957965016365051},{"text":"Yep.","start":644.355,"end":644.855,"sentiment":"neutral","sentiment_score":0.02968447655439377},{"text":"Yep.","start":646.035,"end":646.535,"sentiment":"neutral","sentiment_score":0.0692475289106369},{"text":"And do you do you do you recommend that I should start, like, salary sacrificing into my super?","start":646.83496,"end":654.21497,"sentiment":"neutral","sentiment_score":0.024745207900802296},{"text":"Okay.","start":657.51,"end":658.01,"sentiment":"neutral","sentiment_score":-0.12592220306396484}],"sentiment":"neutral","sentiment_score":0.021272872489961712,"num_words":22,"start":644.035,"end":658.01},{"sentences":[{"text":"Yeah.","start":661.02997,"end":661.19,"sentiment":"neutral","sentiment_score":0.13337281346321106},{"text":"Okay.","start":661.19,"end":661.69,"sentiment":"neutral","sentiment_score":0.15506140887737274},{"text":"Yeah.","start":667.26996,"end":667.755,"sentiment":"positive","sentiment_score":0.5010488033294678},{"text":"Yep.","start":668.715,"end":669.03503,"sentiment":"neutral","sentiment_score":0.3236009478569031},{"text":"Yep.","start":669.03503,"end":669.53503,"sentiment":"neutral","sentiment_score":0.21504071354866028}],"sentiment":"neutral","sentiment_score":0.265624937415123,"num_words":5,"start":661.02997,"end":669.53503},{"sentences":[{"text":"Yep.","start":670.315,"end":670.635,"sentiment":"neutral","sentiment_score":0.16887295246124268},{"text":"Yeah.","start":670.635,"end":671.03503,"sentiment":"neutral","sentiment_score":0.13641202449798584},{"text":"Will you pay extra?","start":671.03503,"end":672.09503,"sentiment":"neutral","sentiment_score":0.08108921721577644},{"text":"Yep.","start":673.755,"end":674.255,"sentiment":"neutral","sentiment_score":0.10366743803024292},{"text":"Okay.","start":675.755,"end":676.255,"sentiment":"neutral","sentiment_score":0.06873008608818054}],"sentiment":"neutral","sentiment_score":0.10025492124259472,"num_words":8,"start":670.315,"end":676.255},{"sentences":[{"text":"Yep.","start":681.03503,"end":681.42,"sentiment":"neutral","sentiment_score":0.16685597598552704},{"text":"Yeah.","start":685.01996,"end":685.33997,"sentiment":"neutral","sentiment_score":0.11812511831521988},{"text":"Okay.","start":685.33997,"end":685.83997,"sentiment":"neutral","sentiment_score":0.12474612146615982},{"text":"Yeah.","start":688.22,"end":688.45996,"sentiment":"neutral","sentiment_score":0.06624430418014526},{"text":"Okay.","start":688.45996,"end":688.77997,"sentiment":"neutral","sentiment_score":0.054492607712745667}],"sentiment":"neutral","sentiment_score":0.10609282553195953,"num_words":5,"start":681.03503,"end":688.77997},{"sentences":[{"text":"Yep.","start":688.77997,"end":688.94,"sentiment":"neutral","sentiment_score":0.05532359331846237},{"text":"Yep.","start":688.94,"end":689.44,"sentiment":"neutral","sentiment_score":0.0616106390953064},{"text":"Yep.","start":689.98,"end":690.48,"sentiment":"neutral","sentiment_score":0.06624110043048859},{"text":"And No.","start":691.01996,"end":693.89996,"sentiment":"neutral","sentiment_score":-0.03670891001820564},{"text":"You're right, sir.","start":693.89996,"end":694.88,"sentiment":"neutral","sentiment_score":-0.027222063780451815}],"sentiment":"neutral","sentiment_score":0.0035114151833113283,"num_words":8,"start":688.77997,"end":694.88},{"sentences":[{"text":"Yeah.","start":700.475,"end":700.795,"sentiment":"neutral","sentiment_score":0.013487175107002258},{"text":"Craig reckons he's retiring soon.","start":700.795,"end":702.65497,"sentiment":"neutral","sentiment_score":-0.0004397086799144744},{"text":"Yeah.","start":706.235,"end":706.635,"sentiment":"neutral","sentiment_score":0.05256105214357376},{"text":"He wants 60.","start":706.635,"end":707.615,"sentiment":"neutral","sentiment_score":0.0579939695696036},{"text":"Yep.","start":713.25,"end":713.75,"sentiment":"neutral","sentiment_score":0.06594014167785645}],"sentiment":"neutral","sentiment_score":0.027615612203424626,"num_words":11,"start":700.475,"end":713.75},{"sentences":[{"text":"Yep.","start":714.45,"end":714.95,"sentiment":"neutral","sentiment_score":0.08746154606342316},{"text":"Yeah.","start":716.13,"end":716.45,"sentiment":"neutral","sentiment_score":0.05505456030368805},{"text":"Okay.","start":716.45,"end":716.95,"sentiment":"neutral","sentiment_score":0.06245888024568558},{"text":"Yeah.","start":719.49,"end":719.81,"sentiment":"neutral","sentiment_score":0.07944220304489136},{"text":"Right.","start":719.81,"end":720.05,"sentiment":"neutral","sentiment_score":0.08988138288259506}],"sentiment":"neutral","sentiment_score":0.07485971450805665,"num_words":5,"start":714.45,"end":720.05},{"sentences":[{"text":"Okay.","start":720.05,"end":720.55,"sentiment":"neutral","sentiment_score":0.12358219921588898},{"text":"Look.","start":729.34503,"end":729.585,"sentiment":"neutral","sentiment_score":0.05148204416036606},{"text":"I've always wanted to look into buying investment property and, like, through our super.","start":729.585,"end":733.905,"sentiment":"neutral","sentiment_score":0.09384058974683285},{"text":"Is that, like, is that possible with what we've got or not?","start":733.905,"end":737.21,"sentiment":"neutral","sentiment_score":0.0012249976086119811},{"text":"Oh, actually, what fuck is sorry.","start":742.95,"end":747.13,"sentiment":"neutral","sentiment_score":-0.3117567722996076}],"sentiment":"neutral","sentiment_score":-0.01079435772536432,"num_words":34,"start":720.05,"end":747.13},{"sentences":[{"text":"Such pricks, man.","start":750.165,"end":758.265,"sentiment":"neutral","sentiment_score":-0.060614789525667824},{"text":"Really?","start":758.40497,"end":758.90497,"sentiment":"neutral","sentiment_score":-0.007285727187991142},{"text":"Yeah.","start":763.285,"end":763.785,"sentiment":"neutral","sentiment_score":0.01233902294188738},{"text":"Really?","start":766.57996,"end":767.07996,"sentiment":"neutral","sentiment_score":0.005288866348564625},{"text":"That's oh, god.","start":768.5,"end":769.38,"sentiment":"neutral","sentiment_score":-0.16664853567878404}],"sentiment":"neutral","sentiment_score":-0.07460531261232164,"num_words":9,"start":750.165,"end":769.38},{"sentences":[{"text":"I wish I knew that before.","start":769.38,"end":770.83997,"sentiment":"neutral","sentiment_score":-0.33163316796223324},{"text":"Yeah.","start":770.98,"end":771.3,"sentiment":"neutral","sentiment_score":-0.3303406536579132},{"text":"That's crap.","start":771.3,"end":772.2,"sentiment":"negative","sentiment_score":-0.6773794591426849},{"text":"That's such a shame.","start":773.06,"end":774.01996,"sentiment":"negative","sentiment_score":-0.566104993224144},{"text":"Anyway, can you get me a loan through before the August 10?","start":774.01996,"end":777.72,"sentiment":"neutral","sentiment_score":-0.023585374544685084}],"sentiment":"neutral","sentiment_score":-0.24889372188597916,"num_words":25,"start":769.38,"end":777.72},{"sentences":[{"text":"No.","start":779.77496,"end":780.27496,"sentiment":"neutral","sentiment_score":-0.15705274045467377},{"text":"Of course not.","start":780.33496,"end":780.975,"sentiment":"neutral","sentiment_score":-0.053895678371191025},{"text":"No.","start":780.975,"end":781.135,"sentiment":"neutral","sentiment_score":-0.07384967058897018},{"text":"I know.","start":781.135,"end":781.795,"sentiment":"neutral","sentiment_score":-0.05382315628230572},{"text":"Yeah.","start":782.495,"end":782.815,"sentiment":"neutral","sentiment_score":-0.0015026703476905825}],"sentiment":"neutral","sentiment_score":-0.06271730363368988,"num_words":8,"start":779.77496,"end":782.815},{"sentences":[{"text":"Okay.","start":782.815,"end":783.21497,"sentiment":"neutral","sentiment_score":0.02149832621216774},{"text":"Alright.","start":783.21497,"end":783.71497,"sentiment":"neutral","sentiment_score":0.034119945019483566},{"text":"Yeah.","start":786.01495,"end":786.33496,"sentiment":"neutral","sentiment_score":0.022982219234108925},{"text":"Right.","start":786.33496,"end":786.83496,"sentiment":"neutral","sentiment_score":0.033791352063417435},{"text":"Yeah.","start":788.255,"end":788.495,"sentiment":"neutral","sentiment_score":0.0018111485987901688}],"sentiment":"neutral","sentiment_score":0.02284059822559357,"num_words":5,"start":782.815,"end":788.495},{"sentences":[{"text":"Yeah.","start":788.495,"end":788.65497,"sentiment":"neutral","sentiment_score":-0.014738569967448711},{"text":"No.","start":788.65497,"end":788.89496,"sentiment":"neutral","sentiment_score":-0.07281646877527237},{"text":"That yeah.","start":788.89496,"end":789.295,"sentiment":"neutral","sentiment_score":-0.04720006138086319},{"text":"No.","start":789.295,"end":789.535,"sentiment":"neutral","sentiment_score":-0.10727360099554062},{"text":"That's fine.","start":789.535,"end":794.49,"sentiment":"neutral","sentiment_score":-0.03909677034243941}],"sentiment":"neutral","sentiment_score":-0.05248890045498099,"num_words":7,"start":788.495,"end":794.49},{"sentences":[{"text":"Yeah.","start":794.49,"end":794.73,"sentiment":"neutral","sentiment_score":-0.025133538991212845},{"text":"Wow.","start":794.73,"end":795.23,"sentiment":"neutral","sentiment_score":-0.09574616700410844},{"text":"Yeah.","start":795.45,"end":795.95,"sentiment":"neutral","sentiment_score":-0.0814201682806015},{"text":"Anyway okay.","start":797.13,"end":798.19,"sentiment":"neutral","sentiment_score":-0.09381607174873352},{"text":"Yeah.","start":799.69,"end":800.08997,"sentiment":"neutral","sentiment_score":-0.06170244887471199}],"sentiment":"neutral","sentiment_score":-0.07527241110801697,"num_words":6,"start":794.49,"end":800.08997},{"sentences":[{"text":"Really?","start":800.08997,"end":800.58997,"sentiment":"neutral","sentiment_score":-0.08851000666618347},{"text":"Yep.","start":803.29,"end":803.79,"sentiment":"neutral","sentiment_score":-0.1182970404624939},{"text":"Yep.","start":805.045,"end":805.545,"sentiment":"neutral","sentiment_score":-0.12117622792720796},{"text":"Yep.","start":806.40497,"end":806.90497,"sentiment":"neutral","sentiment_score":-0.12626829743385315},{"text":"Really?","start":809.285,"end":809.785,"sentiment":"neutral","sentiment_score":-0.13677507638931274}],"sentiment":"neutral","sentiment_score":-0.11820532977581025,"num_words":5,"start":800.08997,"end":809.785},{"sentences":[{"text":"That's terrible.","start":811.445,"end":812.345,"sentiment":"negative","sentiment_score":-0.6134837865829468},{"text":"Yeah.","start":812.885,"end":813.285,"sentiment":"neutral","sentiment_score":-0.14662641286849976},{"text":"Wow.","start":813.285,"end":813.785,"sentiment":"neutral","sentiment_score":-0.05907336995005608},{"text":"Okay.","start":814.565,"end":814.96497,"sentiment":"neutral","sentiment_score":-0.022226206958293915},{"text":"I will I'll get that thought out of my head then.","start":814.96497,"end":817.065,"sentiment":"neutral","sentiment_score":-0.009554187682541933}],"sentiment":"neutral","sentiment_score":-0.09749935171566904,"num_words":16,"start":811.445,"end":817.065},{"sentences":[{"text":"Yeah.","start":821.52997,"end":822.02997,"sentiment":"neutral","sentiment_score":0.024785581976175308},{"text":"Yep.","start":824.17,"end":824.49,"sentiment":"neutral","sentiment_score":0.0311460942029953},{"text":"Yep.","start":824.49,"end":824.64996,"sentiment":"neutral","sentiment_score":0.02787354402244091},{"text":"Yep.","start":824.64996,"end":825.14996,"sentiment":"neutral","sentiment_score":0.037150025367736816},{"text":"Yep.","start":825.69,"end":826.19,"sentiment":"neutral","sentiment_score":0.046095654368400574}],"sentiment":"neutral","sentiment_score":0.03341017998754978,"num_words":5,"start":821.52997,"end":826.19},{"sentences":[{"text":"Okay.","start":834.065,"end":834.565,"sentiment":"neutral","sentiment_score":-0.044515375047922134},{"text":"Yep.","start":836.225,"end":836.725,"sentiment":"neutral","sentiment_score":-0.0041017718613147736},{"text":"Yep.","start":841.665,"end":842.165,"sentiment":"neutral","sentiment_score":0.053503792732954025},{"text":"Yep.","start":846.39,"end":846.89,"sentiment":"neutral","sentiment_score":0.0784938707947731},{"text":"Yep.","start":850.39,"end":850.87,"sentiment":"neutral","sentiment_score":0.19325804710388184}],"sentiment":"neutral","sentiment_score":0.055327712744474414,"num_words":5,"start":834.065,"end":850.87},{"sentences":[{"text":"Cool.","start":850.87,"end":851.37,"sentiment":"positive","sentiment_score":0.42670008540153503},{"text":"No.","start":859.59,"end":859.83,"sentiment":"neutral","sentiment_score":-0.027089470997452736},{"text":"Just the annual review.","start":859.83,"end":860.87,"sentiment":"neutral","sentiment_score":0.010123162530362606},{"text":"I trust you.","start":860.87,"end":861.85004,"sentiment":"neutral","sentiment_score":0.23463899393876395},{"text":"Look.","start":861.995,"end":862.235,"sentiment":"neutral","sentiment_score":0.14337101578712463}],"sentiment":"neutral","sentiment_score":0.1287391262128949,"num_words":10,"start":850.87,"end":862.235},{"sentences":[{"text":"If anything, huge changes and I win millions on the lotto, I'll let you know.","start":862.235,"end":866.15497,"sentiment":"neutral","sentiment_score":0.20339214354753493},{"text":"But, no, we're not we're not moving fast anywhere.","start":866.15497,"end":869.295,"sentiment":"neutral","sentiment_score":-0.04164571687579155},{"text":"Yep.","start":875.85,"end":876.35,"sentiment":"neutral","sentiment_score":0.013129277154803276},{"text":"Yeah.","start":879.93,"end":880.17,"sentiment":"neutral","sentiment_score":0.07788342982530594},{"text":"Cool.","start":880.17,"end":880.67,"sentiment":"neutral","sentiment_score":0.15312767028808594}],"sentiment":"neutral","sentiment_score":0.10815596587404057,"num_words":27,"start":862.235,"end":880.67},{"sentences":[{"text":"Yeah.","start":883.37,"end":883.69,"sentiment":"neutral","sentiment_score":0.07996948063373566},{"text":"Cool.","start":883.69,"end":884.01,"sentiment":"neutral","sentiment_score":0.10082092136144638},{"text":"No.","start":884.01,"end":884.25,"sentiment":"neutral","sentiment_score":0.005674369633197784},{"text":"That's fine.","start":884.25,"end":884.73,"sentiment":"neutral","sentiment_score":0.03394071850925684},{"text":"And when's Craig due for his update, like, his review?","start":884.73,"end":889.895,"sentiment":"neutral","sentiment_score":0.02990766745060682}],"sentiment":"neutral","sentiment_score":0.03689485887686412,"num_words":15,"start":883.37,"end":889.895},{"sentences":[{"text":"Do you know?","start":890.35504,"end":891.015,"sentiment":"neutral","sentiment_score":0.01185214767853419},{"text":"Yeah.","start":894.755,"end":894.91504,"sentiment":"neutral","sentiment_score":0.01392909325659275},{"text":"I think it's around around the same time as me.","start":894.91504,"end":897.23505,"sentiment":"neutral","sentiment_score":-0.0087738374248147},{"text":"If he hasn't already done that, I don't think he has.","start":897.23505,"end":899.335,"sentiment":"neutral","sentiment_score":-0.06722709841348908},{"text":"Mhmm.","start":901.395,"end":901.895,"sentiment":"neutral","sentiment_score":0.018753573298454285}],"sentiment":"neutral","sentiment_score":-0.02919220566176451,"num_words":26,"start":890.35504,"end":901.895},{"sentences":[{"text":"Yeah.","start":901.955,"end":902.275,"sentiment":"neutral","sentiment_score":0.08575268089771271},{"text":"Cool.","start":902.275,"end":902.67,"sentiment":"neutral","sentiment_score":0.1541297435760498},{"text":"Alright.","start":903.14996,"end":903.38995,"sentiment":"neutral","sentiment_score":0.11159943044185638},{"text":"Just give him a call.","start":903.38995,"end":904.35,"sentiment":"neutral","sentiment_score":0.0836298793554306},{"text":"He can yeah.","start":904.35,"end":906.13,"sentiment":"neutral","sentiment_score":0.08289565394322078}],"sentiment":"neutral","sentiment_score":0.09257438304749402,"num_words":11,"start":901.955,"end":906.13},{"sentences":[{"text":"Yeah.","start":908.11,"end":908.43,"sentiment":"neutral","sentiment_score":0.09109871089458466},{"text":"Cool.","start":908.43,"end":908.82996,"sentiment":"neutral","sentiment_score":0.1721428632736206},{"text":"Yeah.","start":908.82996,"end":909.07,"sentiment":"neutral","sentiment_score":0.08732286095619202},{"text":"Alright.","start":909.07,"end":909.57,"sentiment":"neutral","sentiment_score":0.09598402678966522},{"text":"Because, yeah, he'll probably wanna talk to you more about retirement age and stuff.","start":909.63,"end":913.38995,"sentiment":"neutral","sentiment_score":0.02611121934439455}],"sentiment":"neutral","sentiment_score":0.0451169740408659,"num_words":18,"start":908.11,"end":913.38995},{"sentences":[{"text":"He's he's dead set wanting to retire at 60.","start":913.38995,"end":916.05,"sentiment":"neutral","sentiment_score":-0.06343259745173985},{"text":"Yeah.","start":920.585,"end":920.985,"sentiment":"neutral","sentiment_score":0.030196070671081543},{"text":"Yeah.","start":920.985,"end":921.305,"sentiment":"neutral","sentiment_score":0.026780404150485992},{"text":"Yeah.","start":921.305,"end":921.705,"sentiment":"neutral","sentiment_score":0.02217958867549896},{"text":"Yeah.","start":921.705,"end":922.025,"sentiment":"neutral","sentiment_score":0.010126367211341858}],"sentiment":"neutral","sentiment_score":-0.03704699587363463,"num_words":13,"start":913.38995,"end":922.025},{"sentences":[{"text":"Have a have a chat to him and and obviously see, you know, whatever you recommend.","start":922.025,"end":925.625,"sentiment":"neutral","sentiment_score":0.07420403743162751},{"text":"We take your guys' recommendation.","start":925.625,"end":927.005,"sentiment":"neutral","sentiment_score":0.09536525011062622},{"text":"So okay.","start":927.305,"end":929.965,"sentiment":"neutral","sentiment_score":0.2841242179274559},{"text":"Yeah.","start":931.52,"end":931.76,"sentiment":"neutral","sentiment_score":0.25808054208755493},{"text":"Cool.","start":931.76,"end":932.26,"sentiment":"positive","sentiment_score":0.3898465633392334}],"sentiment":"neutral","sentiment_score":0.11521065562963485,"num_words":25,"start":922.025,"end":932.26},{"sentences":[{"text":"Mhmm.","start":936.64,"end":937.14,"sentiment":"neutral","sentiment_score":0.06567296385765076},{"text":"Mhmm.","start":938.4,"end":938.9,"sentiment":"neutral","sentiment_score":0.07450909912586212},{"text":"Okay.","start":947.335,"end":947.655,"sentiment":"neutral","sentiment_score":0.1940077841281891},{"text":"Thank you.","start":947.655,"end":948.395,"sentiment":"positive","sentiment_score":0.3801615238189697},{"text":"Okay.","start":954.53503,"end":954.935,"sentiment":"neutral","sentiment_score":0.10863390564918518}],"sentiment":"neutral","sentiment_score":0.20052446673313776,"num_words":6,"start":936.64,"end":954.935},{"sentences":[{"text":"Cool.","start":954.935,"end":955.435,"sentiment":"neutral","sentiment_score":0.2137259840965271},{"text":"Yeah.","start":957.015,"end":957.335,"sentiment":"neutral","sentiment_score":0.17663268744945526},{"text":"Cool.","start":957.335,"end":957.81,"sentiment":"neutral","sentiment_score":0.2905966639518738},{"text":"Awesome.","start":957.89,"end":958.21,"sentiment":"neutral","sentiment_score":0.2891359329223633},{"text":"Can you tell me what Craig's got in his super at the moment?","start":958.21,"end":960.87,"sentiment":"neutral","sentiment_score":0.04415276797058491}],"sentiment":"neutral","sentiment_score":0.09082807364928372,"num_words":17,"start":954.935,"end":960.87},{"sentences":[{"text":"Because I know he's gonna ask me.","start":960.93,"end":962.13,"sentiment":"neutral","sentiment_score":-0.004398139858884471},{"text":"I know he's gonna say, when as soon as I talk to you.","start":962.13,"end":964.79,"sentiment":"neutral","sentiment_score":0.018956221711750213},{"text":"Okay.","start":966.69,"end":967.19,"sentiment":"neutral","sentiment_score":0.012507328763604164},{"text":"445.","start":967.57,"end":968.37,"sentiment":"neutral","sentiment_score":0.031681448221206665},{"text":"Cool.","start":968.37,"end":968.52997,"sentiment":"neutral","sentiment_score":0.23334355652332303}],"sentiment":"neutral","sentiment_score":0.021442445076030235,"num_words":23,"start":960.93,"end":968.52997},{"sentences":[{"text":"Awesome.","start":968.52997,"end":968.93,"sentiment":"positive","sentiment_score":0.36138466000556946},{"text":"Thank you.","start":968.93,"end":969.41,"sentiment":"positive","sentiment_score":0.3650636225938797},{"text":"And what was I?","start":969.41,"end":970.21,"sentiment":"neutral","sentiment_score":0.06650782376527786},{"text":"1 okay.","start":970.21,"end":973.495,"sentiment":"neutral","sentiment_score":0.061194655951112516},{"text":"Cool.","start":973.495,"end":973.995,"sentiment":"neutral","sentiment_score":0.3057974576950073}],"sentiment":"neutral","sentiment_score":0.17857299698516726,"num_words":10,"start":968.52997,"end":973.995},{"sentences":[{"text":"Wonderful.","start":974.535,"end":975.035,"sentiment":"positive","sentiment_score":0.4388185143470764},{"text":"Yeah.","start":975.255,"end":975.495,"sentiment":"neutral","sentiment_score":0.23510980606079104},{"text":"He's he's he's did really well that first couple of years with you guys.","start":975.495,"end":979.095,"sentiment":"neutral","sentiment_score":0.28332983595984323},{"text":"He did so well.","start":979.095,"end":980.315,"sentiment":"neutral","sentiment_score":0.32592344284057617},{"text":"I'm sure he still is.","start":981.335,"end":982.375,"sentiment":"neutral","sentiment_score":0.029204614087939264}],"sentiment":"neutral","sentiment_score":0.24361051462590694,"num_words":25,"start":974.535,"end":982.375},{"sentences":[{"text":"But mhmm.","start":982.375,"end":991.04,"sentiment":"neutral","sentiment_score":-0.0022257287055253983},{"text":"Yep.","start":991.04,"end":991.36,"sentiment":"neutral","sentiment_score":0.06883165240287781},{"text":"Yep.","start":991.36,"end":991.86,"sentiment":"neutral","sentiment_score":0.11335846036672592},{"text":"Yep.","start":993.68,"end":994.18,"sentiment":"neutral","sentiment_score":0.20069900155067444},{"text":"Yep.","start":997.04,"end":997.51996,"sentiment":"neutral","sentiment_score":0.1104973554611206}],"sentiment":"neutral","sentiment_score":0.08148916872839133,"num_words":6,"start":982.375,"end":997.51996},{"sentences":[{"text":"Cool.","start":997.51996,"end":997.875,"sentiment":"neutral","sentiment_score":0.127921000123024},{"text":"Yeah.","start":1000.675,"end":1000.915,"sentiment":"neutral","sentiment_score":0.08972024917602539},{"text":"Cool.","start":1000.915,"end":1001.155,"sentiment":"neutral","sentiment_score":0.19308751821517944},{"text":"Awesome.","start":1001.155,"end":1001.655,"sentiment":"neutral","sentiment_score":0.19284173846244812},{"text":"And just one more question while I've got you.","start":1001.875,"end":1003.955,"sentiment":"neutral","sentiment_score":0.032778190138439335}],"sentiment":"neutral","sentiment_score":0.06912109363251008,"num_words":13,"start":997.51996,"end":1003.955},{"sentences":[{"text":"And I I feel like I may have asked you before.","start":1003.955,"end":1006.115,"sentiment":"neutral","sentiment_score":-0.03311326642605392},{"text":"My son's he's working, and his employer pays his super.","start":1006.115,"end":1009.815,"sentiment":"neutral","sentiment_score":-0.047692916542291644},{"text":"I couldn't tell you what's in it.","start":1009.95,"end":1010.97003,"sentiment":"neutral","sentiment_score":-0.09345388838223048},{"text":"It's probably, you know, not a lot, maybe maybe a thousand.","start":1010.97003,"end":1014.61,"sentiment":"neutral","sentiment_score":-0.08659921688112346},{"text":"But is it just best just to keep rolling on with him just I think he just I think I signed him up to host plus.","start":1015.31,"end":1021.81,"sentiment":"neutral","sentiment_score":0.04186879786161276}],"sentiment":"neutral","sentiment_score":-0.020913153170393065,"num_words":65,"start":1003.955,"end":1021.81},{"sentences":[{"text":"Just I mean, he's only 15, nearly 16.","start":1022.43,"end":1025.425,"sentiment":"neutral","sentiment_score":0.03917680005542934},{"text":"So is it best just to keep him rolling on with that until he's got a certain amount into his account and then push him over to you guys?","start":1025.425,"end":1031.605,"sentiment":"neutral","sentiment_score":0.07859687333733871},{"text":"Yep.","start":1034.065,"end":1034.565,"sentiment":"neutral","sentiment_score":0.05675617605447769},{"text":"Yep.","start":1038.6799,"end":1039.1799,"sentiment":"neutral","sentiment_score":-0.02813964337110519},{"text":"Yes.","start":1041.8799,"end":1042.3799,"sentiment":"neutral","sentiment_score":-0.11671526730060576}],"sentiment":"neutral","sentiment_score":0.0626156248152256,"num_words":40,"start":1022.43,"end":1042.3799},{"sentences":[{"text":"Okay.","start":1047.32,"end":1047.6399,"sentiment":"neutral","sentiment_score":0.09395505487918854},{"text":"Cool.","start":1047.6399,"end":1048.0399,"sentiment":"neutral","sentiment_score":0.17453838884830475},{"text":"Yeah.","start":1048.0399,"end":1048.2799,"sentiment":"neutral","sentiment_score":0.12418738007545473},{"text":"Alright.","start":1048.2799,"end":1048.755,"sentiment":"neutral","sentiment_score":0.22553110122680664},{"text":"Sweet.","start":1049.635,"end":1050.035,"sentiment":"positive","sentiment_score":0.3813174366950989}],"sentiment":"neutral","sentiment_score":0.1999058723449707,"num_words":5,"start":1047.32,"end":1050.035},{"sentences":[{"text":"Awesome.","start":1050.035,"end":1050.535,"sentiment":"positive","sentiment_score":0.5755522847175598},{"text":"Yep.","start":1053.875,"end":1054.375,"sentiment":"positive","sentiment_score":0.36988914012908936},{"text":"Yeah.","start":1054.675,"end":1054.995,"sentiment":"neutral","sentiment_score":0.17381295561790466},{"text":"Cool.","start":1054.995,"end":1055.495,"sentiment":"neutral","sentiment_score":0.27668821811676025},{"text":"Okay.","start":1055.635,"end":1056.035,"sentiment":"neutral","sentiment_score":0.1709611713886261}],"sentiment":"neutral","sentiment_score":0.313380753993988,"num_words":5,"start":1050.035,"end":1056.035},{"sentences":[{"text":"Cool.","start":1056.035,"end":1056.435,"sentiment":"neutral","sentiment_score":0.26095032691955566},{"text":"Yep.","start":1056.435,"end":1056.835,"sentiment":"neutral","sentiment_score":0.29760313034057617},{"text":"Awesome.","start":1056.835,"end":1057.335,"sentiment":"positive","sentiment_score":0.5137227773666382},{"text":"Yeah.","start":1059.3151,"end":1059.635,"sentiment":"neutral","sentiment_score":0.2990666925907135},{"text":"Cool.","start":1059.635,"end":1059.955,"sentiment":"positive","sentiment_score":0.41595208644866943}],"sentiment":"positive","sentiment_score":0.3574590027332306,"num_words":5,"start":1056.035,"end":1059.955},{"sentences":[{"text":"Alright.","start":1059.955,"end":1060.275,"sentiment":"positive","sentiment_score":0.40447884798049927},{"text":"Awesome.","start":1060.275,"end":1060.755,"sentiment":"positive","sentiment_score":0.547321081161499},{"text":"And is it is it worth him I mean, look, he he's he's so good with his money.","start":1060.755,"end":1066.17,"sentiment":"positive","sentiment_score":0.4116268621550666},{"text":"And if he if he thinks that, you know, something's gonna work for him, he you know, he'd be happy to do it.","start":1066.17,"end":1071.37,"sentiment":"positive","sentiment_score":0.3677395057419072},{"text":"Is it worth him at this age putting extra money into his super because he doesn't have kind of mortgage things like that to pay down on or not.","start":1071.37,"end":1078.955,"sentiment":"neutral","sentiment_score":0.05963787141031232}],"sentiment":"neutral","sentiment_score":0.2576193104291128,"num_words":72,"start":1059.955,"end":1078.955},{"sentences":[{"text":"Yeah.","start":1085.1749,"end":1085.495,"sentiment":"neutral","sentiment_score":0.03444918617606163},{"text":"Okay.","start":1085.495,"end":1085.995,"sentiment":"neutral","sentiment_score":0.038414545357227325},{"text":"Yep.","start":1089.1749,"end":1089.6749,"sentiment":"neutral","sentiment_score":0.08030904829502106},{"text":"Yep.","start":1090.695,"end":1091.16,"sentiment":"neutral","sentiment_score":0.08920838683843613},{"text":"Yeah.","start":1094.04,"end":1094.4401,"sentiment":"neutral","sentiment_score":0.13777785003185272}],"sentiment":"neutral","sentiment_score":0.07603180333971978,"num_words":5,"start":1085.1749,"end":1094.4401},{"sentences":[{"text":"Cool.","start":1094.4401,"end":1094.9401,"sentiment":"neutral","sentiment_score":0.24380037188529968},{"text":"Yeah.","start":1098.28,"end":1098.6,"sentiment":"neutral","sentiment_score":0.1803106963634491},{"text":"Cool.","start":1098.6,"end":1099.1,"sentiment":"neutral","sentiment_score":0.26631635427474976},{"text":"Yes.","start":1104.04,"end":1104.375,"sentiment":"neutral","sentiment_score":0.23784244060516355},{"text":"Okay.","start":1107.975,"end":1108.215,"sentiment":"neutral","sentiment_score":0.17923995852470398}],"sentiment":"neutral","sentiment_score":0.2215019643306732,"num_words":5,"start":1094.4401,"end":1108.215},{"sentences":[{"text":"Cool.","start":1108.215,"end":1108.535,"sentiment":"neutral","sentiment_score":0.2102048546075821},{"text":"So we so I'll look into his super.","start":1108.535,"end":1110.615,"sentiment":"neutral","sentiment_score":0.10737922601401806},{"text":"So I should make sure he's on a high growth.","start":1110.615,"end":1113.275,"sentiment":"neutral","sentiment_score":0.1787067636847496},{"text":"Mhmm.","start":1118.615,"end":1119.03,"sentiment":"neutral","sentiment_score":0.0728398859500885},{"text":"Yep.","start":1125.99,"end":1126.47,"sentiment":"neutral","sentiment_score":0.05382084473967552}],"sentiment":"neutral","sentiment_score":0.14204604905985652,"num_words":21,"start":1108.215,"end":1126.47},{"sentences":[{"text":"Yeah.","start":1126.47,"end":1126.79,"sentiment":"neutral","sentiment_score":0.19587132334709167},{"text":"Cool.","start":1126.79,"end":1127.11,"sentiment":"positive","sentiment_score":0.33598095178604126},{"text":"Okay.","start":1127.11,"end":1127.5901,"sentiment":"neutral","sentiment_score":0.22831350564956665},{"text":"Alright.","start":1127.5901,"end":1127.99,"sentiment":"neutral","sentiment_score":0.24304024875164032},{"text":"I'll look into it.","start":1127.99,"end":1128.87,"sentiment":"neutral","sentiment_score":0.20108437910676003}],"sentiment":"neutral","sentiment_score":0.2259429432451725,"num_words":8,"start":1126.47,"end":1128.87},{"sentences":[{"text":"See if I can set him up right from the start.","start":1128.87,"end":1131.05,"sentiment":"neutral","sentiment_score":0.24257359315048566},{"text":"Yeah.","start":1133.055,"end":1133.555,"sentiment":"neutral","sentiment_score":0.2608288824558258},{"text":"Awesome.","start":1138.735,"end":1138.895,"sentiment":"positive","sentiment_score":0.5539600849151611},{"text":"Okay.","start":1138.895,"end":1139.135,"sentiment":"neutral","sentiment_score":0.2594866156578064},{"text":"Yeah.","start":1139.135,"end":1139.375,"sentiment":"neutral","sentiment_score":0.24507078528404236}],"sentiment":"neutral","sentiment_score":0.2658437261978785,"num_words":15,"start":1128.87,"end":1139.375},{"sentences":[{"text":"That's right.","start":1139.375,"end":1139.935,"sentiment":"neutral","sentiment_score":0.23904743790626526},{"text":"Yeah.","start":1139.935,"end":1140.435,"sentiment":"neutral","sentiment_score":0.2198118269443512},{"text":"Okay.","start":1140.975,"end":1141.295,"sentiment":"neutral","sentiment_score":0.2958870530128479},{"text":"Cool.","start":1141.295,"end":1141.615,"sentiment":"positive","sentiment_score":0.46521615982055664},{"text":"Awesome.","start":1141.615,"end":1142.015,"sentiment":"positive","sentiment_score":0.5819393396377563}],"sentiment":"positive","sentiment_score":0.34015820920467377,"num_words":6,"start":1139.375,"end":1142.015},{"sentences":[{"text":"Thank you so much.","start":1142.015,"end":1143.27,"sentiment":"positive","sentiment_score":0.6831300854682922},{"text":"No.","start":1146.79,"end":1146.9501,"sentiment":"neutral","sentiment_score":0.13408514857292175},{"text":"Not a problem.","start":1146.9501,"end":1147.85,"sentiment":"neutral","sentiment_score":0.17992892364660898},{"text":"Yeah.","start":1148.87,"end":1149.27,"sentiment":"neutral","sentiment_score":0.0708463042974472},{"text":"No.","start":1149.27,"end":1149.59,"sentiment":"neutral","sentiment_score":0.042991116642951965}],"sentiment":"positive","sentiment_score":0.3520229682326317,"num_words":10,"start":1142.015,"end":1149.59},{"sentences":[{"text":"It's the only time I get stopped.","start":1149.59,"end":1151.29,"sentiment":"neutral","sentiment_score":0.009295866691640444},{"text":"Yeah.","start":1155.1901,"end":1155.43,"sentiment":"neutral","sentiment_score":0.04662729799747467},{"text":"That's right.","start":1155.43,"end":1156.0701,"sentiment":"neutral","sentiment_score":0.08459512889385223},{"text":"Yeah.","start":1156.0701,"end":1156.23,"sentiment":"neutral","sentiment_score":0.11660170555114746},{"text":"That's right.","start":1156.23,"end":1157.05,"sentiment":"neutral","sentiment_score":0.26512040197849274}],"sentiment":"neutral","sentiment_score":0.07136393324113809,"num_words":13,"start":1149.59,"end":1157.05},{"sentences":[{"text":"That's right.","start":1157.27,"end":1158.09,"sentiment":"neutral","sentiment_score":0.19817053526639938},{"text":"That's right.","start":1158.39,"end":1159.035,"sentiment":"neutral","sentiment_score":0.168911412358284},{"text":"Mhmm.","start":1163.995,"end":1164.495,"sentiment":"neutral","sentiment_score":0.011541812680661678},{"text":"Mhmm.","start":1167.115,"end":1167.615,"sentiment":"neutral","sentiment_score":0.02243928983807564},{"text":"Yep.","start":1169.355,"end":1169.855,"sentiment":"neutral","sentiment_score":0.05494865030050278}],"sentiment":"neutral","sentiment_score":0.11758480686694384,"num_words":7,"start":1157.27,"end":1169.855},{"sentences":[{"text":"Okay.","start":1173.755,"end":1174.155,"sentiment":"neutral","sentiment_score":0.11695390939712524},{"text":"Cool.","start":1174.155,"end":1174.56,"sentiment":"neutral","sentiment_score":0.14300884306430817},{"text":"So what do I need to do with that?","start":1175.6001,"end":1177.38,"sentiment":"neutral","sentiment_score":0.08130867613686456},{"text":"Okay.","start":1181.4401,"end":1181.76,"sentiment":"neutral","sentiment_score":0.14898079633712769},{"text":"Cool.","start":1181.76,"end":1182.26,"sentiment":"neutral","sentiment_score":0.2052603214979172}],"sentiment":"neutral","sentiment_score":0.1035370735021738,"num_words":13,"start":1173.755,"end":1182.26},{"sentences":[{"text":"Yep.","start":1184.64,"end":1184.9601,"sentiment":"neutral","sentiment_score":0.2100847214460373},{"text":"Cool.","start":1184.9601,"end":1185.2001,"sentiment":"neutral","sentiment_score":0.33218252658843994},{"text":"I'll do all that when I get home.","start":1185.2001,"end":1186.4,"sentiment":"neutral","sentiment_score":0.31927050836384296},{"text":"I'll jump on my laptop.","start":1186.4,"end":1187.415,"sentiment":"neutral","sentiment_score":0.2847413122653961},{"text":"Awesome.","start":1189.9751,"end":1190.4751,"sentiment":"neutral","sentiment_score":0.31569498777389526}],"sentiment":"neutral","sentiment_score":0.30223955400288105,"num_words":16,"start":1184.64,"end":1190.4751},{"sentences":[{"text":"That's it.","start":1192.055,"end":1192.615,"sentiment":"neutral","sentiment_score":0.16329558193683624},{"text":"Thank you.","start":1192.615,"end":1193.355,"sentiment":"positive","sentiment_score":0.44297337532043457},{"text":"Appreciate it.","start":1193.5751,"end":1194.555,"sentiment":"positive","sentiment_score":0.5243049561977386},{"text":"Thanks, mate.","start":1196.535,"end":1197.355,"sentiment":"positive","sentiment_score":0.48599402606487274},{"text":"Yeah.","start":1197.9751,"end":1198.2151,"sentiment":"neutral","sentiment_score":0.04791417717933655}],"sentiment":"positive","sentiment_score":0.3645611173576779,"num_words":9,"start":1192.055,"end":1198.2151},{"sentences":[{"text":"I will.","start":1198.2151,"end":1198.6951,"sentiment":"neutral","sentiment_score":0.04604172334074974},{"text":"Yeah.","start":1198.6951,"end":1198.935,"sentiment":"neutral","sentiment_score":0.0881262943148613},{"text":"I will.","start":1198.935,"end":1199.3351,"sentiment":"neutral","sentiment_score":0.11488856375217438},{"text":"Awesome.","start":1199.3351,"end":1199.735,"sentiment":"positive","sentiment_score":0.7854869365692139},{"text":"Thank you.","start":1199.735,"end":1200.4751,"sentiment":"positive","sentiment_score":0.7998925149440765}],"sentiment":"positive","sentiment_score":0.34940735436975956,"num_words":8,"start":1198.2151,"end":1200.4751},{"sentences":[{"text":"Thanks, mate.","start":1202.295,"end":1203.015,"sentiment":"positive","sentiment_score":0.6684859991073608},{"text":"Bye.","start":1203.015,"end":1203.387,"sentiment":"positive","sentiment_score":0.3854777216911316},{"text":"Sorry.","start":1205.387,"end":1205.867,"sentiment":"neutral","sentiment_score":-0.17388123273849487},{"text":"I had to try","start":1205.867,"end":1206.4319,"sentiment":"neutral","sentiment_score":-0.2604798562824726}],"sentiment":"neutral","sentiment_score":0.0633311327546835,"num_words":8,"start":1202.295,"end":1206.4319}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello?\n\nChannel 0: Good morning. Natalie. Tommy here from. Happy Friday.\n\nChannel 1: Hey. How are you?\n\nChannel 0: I'm doing fantastic. I'm\n\nChannel 1: That's\n\nChannel 0: just\n\nChannel 1: good.\n\nChannel 0: wondering if I've put you at\n\nChannel 1: Yes.\n\nChannel 0: a good time\n\nChannel 1: No.\n\nChannel 0: after\n\nChannel 1: That's\n\nChannel 0: the school\n\nChannel 1: fine.\n\nChannel 0: drop\n\nChannel 1: Just let\n\nChannel 0: off.\n\nChannel 1: me tell my hairdresser that I'm just gonna be taking this call. I'm just taking this call, but you can stop me, but I'm just gonna take this call. Sorry. How are you?\n\nChannel 0: No worries. I'm doing fantastic. It's been an absolutely brilliant week. How about\n\nChannel 1: Oh,\n\nChannel 0: you?\n\nChannel 1: wonderful. Look. It's Friday, so it can't be much better.\n\nChannel 0: I know. Right? I'm still\n\nChannel 1: Yep.\n\nChannel 0: I don't know if I mentioned last week, but my my three year old still has a broken\n\nChannel 1: Broke his\n\nChannel 0: leg, said\n\nChannel 1: leg.\n\nChannel 0: he's home\n\nChannel 1: Yes.\n\nChannel 0: with me.\n\nChannel 1: Yes.\n\nChannel 0: Yep.\n\nChannel 1: Okay.\n\nChannel 0: So, again,\n\nChannel 1: How's\n\nChannel 0: if\n\nChannel 1: he\n\nChannel 0: you\n\nChannel 1: coping\n\nChannel 0: hear any\n\nChannel 1: with all that?\n\nChannel 0: oh, he's it's nothing's stopping.\n\nChannel 1: Yeah.\n\nChannel 0: He's\n\nChannel 1: Of course.\n\nChannel 0: got\n\nChannel 1: He's\n\nChannel 0: a red\n\nChannel 1: always\n\nChannel 0: cast\n\nChannel 1: away.\n\nChannel 0: on, which is, of course, very far,\n\nChannel 1: Yep. Yep.\n\nChannel 0: and so he's wanting to run on it. And I'm just like,\n\nChannel 1: Of\n\nChannel 0: mate,\n\nChannel 1: course.\n\nChannel 0: you still got a few weeks. Just\n\nChannel 1: Yes.\n\nChannel 0: chillax.\n\nChannel 1: Yes. Yes. Yes. I get it. I've got a 15 year old boy being there and do done that.\n\nChannel 0: Yep. Yep.\n\nChannel 1: Oh, dear.\n\nChannel 0: Awesome.\n\nChannel 1: Yes.\n\nChannel 0: Now I won't take up too much of your time\n\nChannel 1: Yep.\n\nChannel 0: today, but I'm just gonna pop through your annual review pack so you've got it in the background for\n\nChannel 1: Yep.\n\nChannel 0: when you get a chance.\n\nChannel 1: Yep.\n\nChannel 0: Now just need to confirm date of birth and address\n\nChannel 1: Yep.\n\nChannel 0: for security.\n\nChannel 1: 16 To The 10th 8174 A Bunker Road, Victoria Point, Queensland 4165.\n\nChannel 0: Perfect. Perfect. Perfect. And are you okay for the call to be recorded?\n\nChannel 1: Yes.\n\nChannel 0: Amazing. Now what I wanted to go through today was just give you a bit of an update on how the super tracking,\n\nChannel 1: Yep.\n\nChannel 0: quick little touch point on the insurances, and just update a couple of quick details with you if that's alright?\n\nChannel 1: Yep.\n\nChannel 0: Awesome. So I'll\n\nChannel 1: Yep.\n\nChannel 0: jump into the details just briefly while I've got you.\n\nChannel 1: Yep.\n\nChannel 0: So all the address and everything\n\nChannel 1: Yep.\n\nChannel 0: is the same. Hotmail address is still okay.\n\nChannel 1: Yep. Yep.\n\nChannel 0: Still doing the bar work.\n\nChannel 1: Yes.\n\nChannel 0: Yep. Income changed much. I think we had you at about 20,000.\n\nChannel 1: I think it's about 26,000 this year.\n\nChannel 0: Yep. Amazing. I'll update that one. And with the assets, we had the home,\n\nChannel 1: Yep.\n\nChannel 0: two cars,\n\nChannel 1: Yep.\n\nChannel 0: a caravan, a boat, and three motorbikes.\n\nChannel 1: Yep. Okay. We've got the house, two cars, caravan, the boat, and one, two, three, four, five motorbikes.\n\nChannel 0: Okay. Fantastic.\n\nChannel 1: Because look. And they're they're not mine. They're just boys and their boys. Right?\n\nChannel 0: Yep. Yep. Boys and the toys.\n\nChannel 1: Yes.\n\nChannel 0: I think I had the combined value to those about 138,000. What do you think would be reasonable for the full collection?\n\nChannel 1: For the boat, the caravan, and the bike?\n\nChannel 0: Yeah.\n\nChannel 1: Yeah. Probably, probably still around about the same. It's just it's like it says hang on. Let me see. $40.80.\n\nYeah. Look. It will probably be around about the same.\n\nChannel 0: Awesome. Now because you're in Vicky Point, I'll just\n\nChannel 1: Mhmm.\n\nChannel 0: do a quick updated evaluation of the home there.\n\nChannel 1: Mhmm.\n\nChannel 0: What about the just quickly the mortgage, what you've got left owing on that one? I think\n\nChannel 1: About\n\nChannel 0: we\n\nChannel 1: a 100\n\nChannel 0: had\n\nChannel 1: and 80, I think it is.\n\nChannel 0: amazing. Okay. I had\n\nChannel 1: Yeah.\n\nChannel 0: $2.63, so that's a really\n\nChannel 1: Yeah.\n\nChannel 0: good chunk\n\nChannel 1: Craig\n\nChannel 0: off.\n\nChannel 1: Craig got a little bit of inheritance.\n\nChannel 0: Ah, cool. Okay.\n\nChannel 1: Yeah.\n\nChannel 0: That helps. And I can see all your super accounts are still linked up, so you guys are getting that fee linking discount, which is really good. Just\n\nChannel 1: Yep.\n\nChannel 0: quickly, I don't know if you're comfortable with this. I know you're a hairdresser,\n\nChannel 1: Yes.\n\nChannel 0: but we had some savings and some Bitcoin valued at about 26,000 combined. I was just wanting to split them today if you could.\n\nChannel 1: Listen.\n\nChannel 0: Yeah. Just the values of savings versus Bitcoin.\n\nChannel 1: Look. I Bitcoin's next to nothing now. I\n\nChannel 0: Yep.\n\nChannel 1: would take that out. Savings is more just our redraw.\n\nChannel 0: Yes. Okay.\n\nChannel 1: So yeah. Probably about but then that thing obviously then comes off the mortgage. Right? Because then I'm like, obviously, our redraw, that's why our mortgage is what it's at because of our\n\nChannel 0: Yeah.\n\nChannel 1: redraw.\n\nChannel 0: So I\n\nChannel 1: Does that\n\nChannel 0: can\n\nChannel 1: make\n\nChannel 0: just\n\nChannel 1: sense?\n\nChannel 0: yeah. I can cancel that out and just have the mortgage value instead.\n\nChannel 1: Yeah. So I just have the mortgage value instead. So I think oh, hang on. Just let me have a look. Hang on.\n\nChannel 0: Thank you.\n\nChannel 1: Hello? So not including the redraw. Like, if I didn't have the redraw, it would be about $2.80.\n\nChannel 0: Okay.\n\nChannel 1: Does that make sense?\n\nChannel 0: Perfect. That makes perfect sense.\n\nChannel 1: Okay. Yep.\n\nChannel 0: Alrighty.\n\nChannel 1: Because,\n\nChannel 0: Got that\n\nChannel 1: obviously,\n\nChannel 0: all done.\n\nChannel 1: if we if we take if we take that money out of the redraw, then just bumps up our mortgage.\n\nChannel 0: Correct. Correct.\n\nChannel 1: Yeah.\n\nChannel 0: So\n\nChannel 1: Yeah.\n\nChannel 0: you could pop\n\nChannel 1: But\n\nChannel 0: possibly pull out a $100 and bump\n\nChannel 1: that's\n\nChannel 0: it right back\n\nChannel 1: that's\n\nChannel 0: up.\n\nChannel 1: exactly right. Yep.\n\nChannel 0: Beautiful. And I just checked online. I think the property has gone from that 1.3 to 1.5.\n\nChannel 1: You you can come again. Yeah. That would probably be about right. I actually haven't looked for a long time.\n\nChannel 0: Perfect. Perfect.\n\nChannel 1: Yeah.\n\nChannel 0: So I'll go for that as a bit of a\n\nChannel 1: Yeah.\n\nChannel 0: conservative estimate.\n\nChannel 1: Yep.\n\nChannel 0: Just quickly on estate planning, did you guys get a will put in place?\n\nChannel 1: No. And\n\nChannel 0: No.\n\nChannel 1: I\n\nChannel 0: Here's\n\nChannel 1: we\n\nChannel 0: your\n\nChannel 1: thought\n\nChannel 0: yearly\n\nChannel 1: you know what?\n\nChannel 0: reminder.\n\nChannel 1: We've we've yeah. Thank you. Please keep reminding me because we talk about it all the time. And, you know, our biggest thing and the only reason we haven't done it is because of the kids, and we don't have someone that we can go, right, if something happened to us tomorrow, we would be happy for our kids to be left with\n\nChannel 0: Yeah. Yeah. I\n\nChannel 1: them.\n\nChannel 0: get\n\nChannel 1: You\n\nChannel 0: you.\n\nChannel 1: know,\n\nChannel 0: That's\n\nChannel 1: like,\n\nChannel 0: a tough\n\nChannel 1: we've\n\nChannel 0: one.\n\nChannel 1: we've obviously got my parents, but they're at an age we can't put them down as being, you know, for guardian for the kids. And there's just yeah. It Craig will do his brother, and I don't agree with it. And yeah. It's just it's so hard.\n\nBut we that's our\n\nChannel 0: Yeah.\n\nChannel 1: excuse that we haven't done a will yet, and it's terrible. We've been together, like, twenty six years, and with all our assets, we should have a fucking willing life. So\n\nChannel 0: No. That's\n\nChannel 1: I do\n\nChannel 0: fair\n\nChannel 1: need I\n\nChannel 0: enough.\n\nChannel 1: do need to do it. And, look, it's and it's getting to the point. Our son's like, he's nearly 16, so we kind of just keep going. Well, you know, he, you know, he could be responsible of Charlotte if something happens to us in the next ten years, but he's not responsible right now, obviously.\n\nChannel 0: Yeah.\n\nChannel 1: It is\n\nChannel 0: In a couple\n\nChannel 1: so\n\nChannel 0: of years'\n\nChannel 1: hard.\n\nChannel 0: time, it will be.\n\nChannel 1: That's right. But look, we yes. We need to get it done, and we do.\n\nChannel 0: Yep. Amazing. The beneficiaries are all in place, so that's all good.\n\nChannel 1: Yep.\n\nChannel 0: That covers the life insurance and the super.\n\nChannel 1: Yep.\n\nChannel 0: And then the other thing too is just powers of attorney. So so, like, if you're in hospital,\n\nChannel 1: Yes.\n\nChannel 0: being able to act on your behalf\n\nChannel 1: Yes.\n\nChannel 0: is\n\nChannel 1: So that\n\nChannel 0: a lot\n\nChannel 1: would\n\nChannel 0: quicker\n\nChannel 1: just be\n\nChannel 0: with\n\nChannel 1: either\n\nChannel 0: one of those.\n\nChannel 1: either myself or Craig. Right? Like, we would just have each other as power of attorney?\n\nChannel 0: Yeah. Pretty much.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: It it just skips all of the process of going to corporate probate or anything like that.\n\nChannel 1: Yeah.\n\nChannel 0: It just\n\nChannel 1: Yeah.\n\nChannel 0: makes\n\nChannel 1: Yeah.\n\nChannel 0: it a lot quicker. I know\n\nChannel 1: Yeah.\n\nChannel 0: spouses are usually preferred\n\nChannel 1: Yes.\n\nChannel 0: for doctors,\n\nChannel 1: Yep.\n\nChannel 0: but beautiful.\n\nChannel 1: Yep. Yeah. Cool. Yeah. No.\n\nI'm power of attorney and enduring guardian on mom and dad. So\n\nChannel 0: Yeah. Okay.\n\nChannel 1: Yeah.\n\nChannel 0: So used to it.\n\nChannel 1: Yep.\n\nChannel 0: Now I've got some just quickly on the insurance side of things. So\n\nChannel 1: Mhmm.\n\nChannel 0: we had to transfer it over $250 worth of life and CPT\n\nChannel 1: Mhmm.\n\nChannel 0: from the previous fund. It's still under $700 a year, so nice and cheap there, but it's\n\nChannel 1: Yep.\n\nChannel 0: a 0.25 of a mill.\n\nChannel 1: Yep.\n\nChannel 0: Pretty much cleared out that mortgage now.\n\nChannel 1: Yes.\n\nChannel 0: My main question was, are you wanting me like, do I need to look for quotes for income protection for yourself or just focus on freight?\n\nChannel 1: I think just income protection more focused on Craig. I I I don't feel like I need income protection. I mean,\n\nChannel 0: Yes.\n\nChannel 1: I I I feel if anything was to happen to me and Craig had to be a full time carer, what he would get as benefits, I suppose, would cover what I would be getting as a wage anyway. Does that make sense?\n\nChannel 0: Yeah. And if we did do a policy, it's only up to 70%. So the\n\nChannel 1: Yeah.\n\nChannel 0: maximum you could be getting after tax is 345.\n\nChannel 1: Yeah. No. No. Not worth it for me, I don't\n\nChannel 0: Not worth the premiums.\n\nChannel 1: think.\n\nChannel 0: And there's no trauma insurance for\n\nChannel 1: No.\n\nChannel 0: for heart attack, stroke, and cancer. So I was just gonna leave the the life and CBD alone unless you wanted me to alter that at all.\n\nChannel 1: Yep. No. So but if so I've I've got life insurance, don't I? So what what's what's my life insurance? That $2.50?\n\nChannel 0: Yeah. And it's the same for total disability.\n\nChannel 1: Yep. Yeah. No. Yeah. I think that's fine because that would that would cover\n\nChannel 0: Perfect.\n\nChannel 1: the mortgage. That's, like, the main priority, really.\n\nChannel 0: Perfect.\n\nChannel 1: Yep.\n\nChannel 0: Now when it comes to the super side of things, so I was having a look at your original projections when you came on board. We were kind of aiming for you to go from 93 to a 147,000 over five years.\n\nChannel 1: Yep. Yep.\n\nChannel 0: We're halfway through that. You're at $1.21,\n\nChannel 1: Yep.\n\nChannel 0: and you're projecting roughly to about a 150.\n\nChannel 1: Mhmm.\n\nChannel 0: It's been a bit of a lower year this year because the war in Iran kind of dropped\n\nChannel 1: Cool.\n\nChannel 0: the stock\n\nChannel 1: K.\n\nChannel 0: market for a little\n\nChannel 1: Yep.\n\nChannel 0: bit,\n\nChannel 1: Yep.\n\nChannel 0: but\n\nChannel 1: Did I lose\n\nChannel 0: still tracking pretty well. Now it went down. I'll show\n\nChannel 1: much?\n\nChannel 0: you exactly what happened to the account. So it went from do do do do do two secs. So it went from $1.20 down to $1.00 9 and then back up to $1.22.\n\nChannel 1: Yeah. Okay. So, yeah, not too bad.\n\nChannel 0: So still up for the year. It's not\n\nChannel 1: Yep.\n\nChannel 0: in the negative,\n\nChannel 1: Yep.\n\nChannel 0: which it happens every now and then.\n\nChannel 1: Yep.\n\nChannel 0: But, basically, the main hit was some Australian shares and EBN shares.\n\nChannel 1: Mhmm.\n\nChannel 0: Everything else is up pretty strong. Gold,\n\nChannel 1: Yep.\n\nChannel 0: international shares, all up double digits, but\n\nChannel 1: Yeah.\n\nChannel 0: looking\n\nChannel 1: Cool.\n\nChannel 0: pretty good.\n\nChannel 1: Cool.\n\nChannel 0: You are in high growth, of course, so trying to get high long term returns.\n\nChannel 1: Yep. And keep it like that,\n\nChannel 0: Not\n\nChannel 1: do you think? Still at my age?\n\nChannel 0: yeah. So usually\n\nChannel 1: Yep.\n\nChannel 0: because you got 90% growth assets, it's gonna go up and down like a roller coaster.\n\nChannel 1: Yeah. Okay. Yep.\n\nChannel 0: The more you build your balance up, the bigger it's gonna look. So\n\nChannel 1: Yep.\n\nChannel 0: when you've got 500,000, it's gonna be going up and down $50 a year\n\nChannel 1: Yep.\n\nChannel 0: rather than $12 a year.\n\nChannel 1: Yep. Yep. Yep.\n\nChannel 0: And then when you\n\nChannel 1: And\n\nChannel 0: get closer\n\nChannel 1: do you\n\nChannel 0: to\n\nChannel 1: do\n\nChannel 0: retirement?\n\nChannel 1: you do you recommend that I should start, like, salary sacrificing into my super?\n\nChannel 0: Probably not. I mean, you're\n\nChannel 1: Okay.\n\nChannel 0: at a low tax bracket where you're not gonna get much benefit out of it.\n\nChannel 1: Yeah. Okay.\n\nChannel 0: And one of the things that you can do too is, like, just paying off the mortgage has a\n\nChannel 1: Yeah.\n\nChannel 0: huge instant help.\n\nChannel 1: Yep. Yep. Yep. Yeah. Will\n\nChannel 0: Craig's\n\nChannel 1: you pay extra?\n\nChannel 0: probably more so because of his income.\n\nChannel 1: Yep.\n\nChannel 0: And then once\n\nChannel 1: Okay.\n\nChannel 0: the mortgage is paid off, we can look at maybe doing some other investing or into super after that,\n\nChannel 1: Yep.\n\nChannel 0: but it may even be, like, non tax deductible at that point because\n\nChannel 1: Yeah.\n\nChannel 0: if you're\n\nChannel 1: Okay.\n\nChannel 0: not gonna get much of a tax deduction, it's almost my point.\n\nChannel 1: Yeah. Okay. Yep. Yep. Yep.\n\nChannel 0: Yeah.\n\nChannel 1: And\n\nChannel 0: We've still got you guys yeah. Go for\n\nChannel 1: No. You're right, sir.\n\nChannel 0: it. I'm just looking at the retirement age. So 67 is the age pension at the moment.\n\nChannel 1: Yeah. Craig\n\nChannel 0: So\n\nChannel 1: reckons\n\nChannel 0: you\n\nChannel 1: he's\n\nChannel 0: need\n\nChannel 1: retiring\n\nChannel 0: at least a\n\nChannel 1: soon.\n\nChannel 0: decade. Yep. Yep. So he wants 60 instead.\n\nChannel 1: Yeah. He wants 60.\n\nChannel 0: And even so so fifteen years as a minimum, 22\n\nChannel 1: Yep.\n\nChannel 0: as a maximum, high\n\nChannel 1: Yep.\n\nChannel 0: growth, you need at least a decade.\n\nChannel 1: Yeah.\n\nChannel 0: So in\n\nChannel 1: Okay.\n\nChannel 0: the last decade is when we tend to reduce the risk level.\n\nChannel 1: Yeah. Right. Okay.\n\nChannel 0: Cool. Anything else focused for you guys besides the mortgage and the super of the next few years?\n\nChannel 1: Look. I've always wanted to look into buying investment property and, like, through our super. Is that, like, is that possible with what we've got or not?\n\nChannel 0: It's just possible figures wise that the government just banned it.\n\nChannel 1: Oh, actually,\n\nChannel 0: Yeah.\n\nChannel 1: what fuck\n\nChannel 0: Yeah.\n\nChannel 1: is\n\nChannel 0: So\n\nChannel 1: sorry.\n\nChannel 0: I know. I know. I've just had this\n\nChannel 1: Such\n\nChannel 0: conversation the last month. The August 10\n\nChannel 1: pricks,\n\nChannel 0: is when everyone's loan is gonna be approved and everything's gonna be set up\n\nChannel 1: man.\n\nChannel 0: and everything.\n\nChannel 1: Really?\n\nChannel 0: It usually takes about eight weeks. So everyone's rushing through the door, and after\n\nChannel 1: Yeah.\n\nChannel 0: that, only commercial property can be done through Super.\n\nChannel 1: Really? That's\n\nChannel 0: Yes.\n\nChannel 1: oh, god.\n\nChannel 0: It's\n\nChannel 1: I\n\nChannel 0: not\n\nChannel 1: wish\n\nChannel 0: been\n\nChannel 1: I knew\n\nChannel 0: a fun\n\nChannel 1: that\n\nChannel 0: time.\n\nChannel 1: before. Yeah. That's crap. That's such a\n\nChannel 0: Yeah.\n\nChannel 1: shame. Anyway,\n\nChannel 0: And\n\nChannel 1: can\n\nChannel 0: the\n\nChannel 1: you\n\nChannel 0: thing\n\nChannel 1: get\n\nChannel 0: is\n\nChannel 1: me\n\nChannel 0: they\n\nChannel 1: a loan\n\nChannel 0: sprung\n\nChannel 1: through\n\nChannel 0: it\n\nChannel 1: before\n\nChannel 0: on us\n\nChannel 1: the\n\nChannel 0: because\n\nChannel 1: August 10?\n\nChannel 0: no.\n\nChannel 1: No.\n\nChannel 0: I would love\n\nChannel 1: Of\n\nChannel 0: to.\n\nChannel 1: course not. No. I know. Yeah. Okay.\n\nChannel 0: It's\n\nChannel 1: Alright.\n\nChannel 0: like set up some truck funds and companies and sell\n\nChannel 1: Yeah.\n\nChannel 0: everything\n\nChannel 1: Right.\n\nChannel 0: and move it. It takes, like, eight weeks.\n\nChannel 1: Yeah. Yeah. No. That yeah. No.\n\nThat's\n\nChannel 0: I have had those phone calls. I had someone yesterday saying, I'm going overseas. Can you move everything in seven days?\n\nChannel 1: fine.\n\nChannel 0: I said,\n\nChannel 1: Yeah.\n\nChannel 0: oh,\n\nChannel 1: Wow.\n\nChannel 0: no.\n\nChannel 1: Yeah. Anyway\n\nChannel 0: But\n\nChannel 1: okay.\n\nChannel 0: they they strung it on us. They\n\nChannel 1: Yeah.\n\nChannel 0: it\n\nChannel 1: Really?\n\nChannel 0: was gonna be a slow burn. They did a deal with the brain to get the\n\nChannel 1: Yep.\n\nChannel 0: negative gearing capital\n\nChannel 1: Yep.\n\nChannel 0: gains tax across, and then\n\nChannel 1: Yep.\n\nChannel 0: all of a sudden, everyone's got five weeks and it's over.\n\nChannel 1: Really?\n\nChannel 0: Yep.\n\nChannel 1: That's terrible.\n\nChannel 0: Out of nowhere.\n\nChannel 1: Yeah. Wow. Okay. I\n\nChannel 0: Absolutely.\n\nChannel 1: will I'll get that\n\nChannel 0: So\n\nChannel 1: thought out of my head then.\n\nChannel 0: yeah. We might look at commercial property down the line, but, again,\n\nChannel 1: Yeah.\n\nChannel 0: my main thing is just make sure the portfolio\n\nChannel 1: Yep.\n\nChannel 0: is still\n\nChannel 1: Yep.\n\nChannel 0: doing\n\nChannel 1: Yep.\n\nChannel 0: its thing.\n\nChannel 1: Yep.\n\nChannel 0: With the investments, I'm gonna put a flag on two here. Ben Long's had a bit of a drop, so I'm gonna keep an eye on that one for you. And if\n\nChannel 1: Okay.\n\nChannel 0: that doesn't improve, we're gonna replace it.\n\nChannel 1: Yep.\n\nChannel 0: With the Indian shares, I'm not too concerned. That's more of a long term thing. Like, as\n\nChannel 1: Yep.\n\nChannel 0: manufacturing goes from China to India, it's kind of a, you know, five, ten, fifteen year thing.\n\nChannel 1: Yep.\n\nChannel 0: So I'll watch it, but it's not as much of a concern as the other one.\n\nChannel 1: Yep. Cool.\n\nChannel 0: Cool. So did you want me to plug in for another catch up before the end of the year or just go for that annual review\n\nChannel 1: No.\n\nChannel 0: next\n\nChannel 1: Just\n\nChannel 0: year?\n\nChannel 1: the annual review. I trust you. Look. If anything, huge\n\nChannel 0: Yep.\n\nChannel 1: changes and I win millions on the lotto, I'll let you know. But, no, we're not\n\nChannel 0: Yep.\n\nChannel 1: we're not\n\nChannel 0: Give\n\nChannel 1: moving\n\nChannel 0: us a buzzer.\n\nChannel 1: fast anywhere.\n\nChannel 0: Perfect. I'll keep an eye on everything. And, look, if we have that next conversation and that one\n\nChannel 1: Yep.\n\nChannel 0: option hasn't improved, I'll have already done some research on some alternatives.\n\nChannel 1: Yeah.\n\nChannel 0: And\n\nChannel 1: Cool.\n\nChannel 0: then if we need to switch it around, I'll update your strategy.\n\nChannel 1: Yeah. Cool. No. That's fine. And when's Craig due for his update, like, his review?\n\nDo you know?\n\nChannel 0: Let me have a look. See, that should be pretty soon.\n\nChannel 1: Yeah. I think it's around around the same time as me. If he hasn't already done that, I don't think he has.\n\nChannel 0: Yeah. He is due as well, so I've gotta get him booked\n\nChannel 1: Mhmm.\n\nChannel 0: in.\n\nChannel 1: Yeah. Cool. Alright. Just give him a\n\nChannel 0: So,\n\nChannel 1: call.\n\nChannel 0: man, just\n\nChannel 1: He can\n\nChannel 0: give him a heads up that\n\nChannel 1: yeah.\n\nChannel 0: Michelle is gonna reach out to book him\n\nChannel 1: Yeah. Cool.\n\nChannel 0: in.\n\nChannel 1: Yeah. Alright. Because, yeah, he'll probably\n\nChannel 0: Awesome.\n\nChannel 1: wanna talk\n\nChannel 0: Because I\n\nChannel 1: to\n\nChannel 0: think\n\nChannel 1: you\n\nChannel 0: there's\n\nChannel 1: more about retirement age and stuff. He's he's dead set wanting to retire at 60.\n\nChannel 0: Yeah. Okay. Cool. So I might have to tweak a few things to get it\n\nChannel 1: Yeah.\n\nChannel 0: going a little\n\nChannel 1: Yeah.\n\nChannel 0: bit quicker\n\nChannel 1: Yeah.\n\nChannel 0: for\n\nChannel 1: Yeah.\n\nChannel 0: him.\n\nChannel 1: Have a have a chat to him and and obviously see, you know, whatever you recommend. We take your guys' recommendation. So\n\nChannel 0: Yep. Easy\n\nChannel 1: okay.\n\nChannel 0: done. I'll dive into that in-depth with him.\n\nChannel 1: Yeah. Cool.\n\nChannel 0: Now the documents that I've sent through to you, so there's the super reports,\n\nChannel 1: Mhmm.\n\nChannel 0: the insurance reports,\n\nChannel 1: Mhmm.\n\nChannel 0: updated services guide with us, updated service agreement. You guys are still on the 1.1% partner's discount with us.\n\nChannel 1: Okay. Thank you.\n\nChannel 0: And I was talking to Barton, they're gonna look at some discounts for people above 200,000 next year as well,\n\nChannel 1: Okay.\n\nChannel 0: just\n\nChannel 1: Cool.\n\nChannel 0: doing a bit of a tier fee structure.\n\nChannel 1: Yeah. Cool. Awesome. Can you tell me what Craig's got\n\nChannel 0: Any\n\nChannel 1: in his\n\nChannel 0: question?\n\nChannel 1: super at the moment? Because I know he's gonna ask me. I know he's gonna say, when as soon as I talk to you.\n\nChannel 0: 4\n\nChannel 1: Okay.\n\nChannel 0: 45.\n\nChannel 1: 445. Cool. Awesome. Thank you. And what was I?\n\n1\n\nChannel 0: One twenty two.\n\nChannel 1: okay. Cool. Wonderful. Yeah. He's he's he's did really well that first couple of years with you guys.\n\nHe did so well. I'm sure\n\nChannel 0: Yeah.\n\nChannel 1: he still is.\n\nChannel 0: And\n\nChannel 1: But\n\nChannel 0: I think no. I think just what's been going on recently, there's probably a few changes I'm looking to make with him, especially if he wants to go a bit quicker with it.\n\nChannel 1: mhmm. Yep.\n\nChannel 0: So\n\nChannel 1: Yep.\n\nChannel 0: definitely wanna just take that time with him.\n\nChannel 1: Yep.\n\nChannel 0: And, yeah, his account looks really good. Contribution's look great.\n\nChannel 1: Yep. Cool.\n\nChannel 0: But probably a few changes to look at.\n\nChannel 1: Yeah. Cool. Awesome. And just one more question while I've got you. And I I feel like I may have\n\nChannel 0: Yeah.\n\nChannel 1: asked you before. My son's he's working, and his employer pays his super. I couldn't tell you what's in it. It's probably, you know, not a lot, maybe maybe a thousand. But is it just best just to\n\nChannel 0: Yeah.\n\nChannel 1: keep\n\nChannel 0: Yeah.\n\nChannel 1: rolling on with him just I think he just I think I signed him up to host plus. Just I mean, he's only 15, nearly 16. So is it best just to keep him rolling on with that until he's got a certain amount into his account and then push him over to you guys?\n\nChannel 0: Yeah. Pretty much. So\n\nChannel 1: Yep.\n\nChannel 0: you always wanna start off with that industry fund for the first maybe 50 to $80.\n\nChannel 1: Yep.\n\nChannel 0: It's not worth paying extra fees to get that\n\nChannel 1: Yes.\n\nChannel 0: extra couple of percent if it's just gonna eat it away. But once you have the bigger balances, the fees go down.\n\nChannel 1: Okay. Cool. Yeah. Alright. Sweet.\n\nAwesome.\n\nChannel 0: If you ever have any questions about his super, I'm happy to\n\nChannel 1: Yep.\n\nChannel 0: have a chat complimentary\n\nChannel 1: Yeah. Cool.\n\nChannel 0: as\n\nChannel 1: Okay.\n\nChannel 0: always,\n\nChannel 1: Cool. Yep. Awesome.\n\nChannel 0: but the host bus is a good one.\n\nChannel 1: Yeah. Cool. Alright. Awesome. And is it is it worth him I mean, look, he he's he's so good with his money.\n\nAnd if he if he thinks that, you know, something's gonna work for him, he you know, he'd be happy to do it. Is it worth him at this age putting extra money into his super because he doesn't have kind of mortgage things like that to pay down on or not.\n\nChannel 0: Normally, I would say yes, but not at the moment because he he kinda just needs to build that first base up.\n\nChannel 1: Yeah.\n\nChannel 0: And\n\nChannel 1: Okay.\n\nChannel 0: then once he has that solid income, you know,\n\nChannel 1: Yep.\n\nChannel 0: approaching 6 figures,\n\nChannel 1: Yep.\n\nChannel 0: you wanna get the double, like, the tax deduction plus the growth.\n\nChannel 1: Yeah. Cool.\n\nChannel 0: And you only need to do five to ten years of that kind of thing. So\n\nChannel 1: Yeah. Cool.\n\nChannel 0: as long as he stays in something that's really good, like high growth at an early age,\n\nChannel 1: Yes.\n\nChannel 0: that'll accelerate it rather than just leaving it in the default.\n\nChannel 1: Okay. Cool. So we so I'll look into his super. So I should make sure he's on a high growth.\n\nChannel 0: Yeah. Have a look at their returns. They've only got about 13 options in there, and just\n\nChannel 1: Mhmm.\n\nChannel 0: there's a performance table on the website, and it will show you all the short and long term, and you can kinda see which one he's in and what the other ones\n\nChannel 1: Yep.\n\nChannel 0: are.\n\nChannel 1: Yeah. Cool. Okay. Alright. I'll look into it.\n\nSee if I can set him up right from the\n\nChannel 0: Cool.\n\nChannel 1: start.\n\nChannel 0: Yeah. And\n\nChannel 1: Yeah.\n\nChannel 0: that little bit of extra growth in the first years builds it up, and then he doesn't have to worry so much about catching up in later years.\n\nChannel 1: Awesome.\n\nChannel 0: Cool.\n\nChannel 1: Okay. Yeah. That's right. Yeah. Okay.\n\nCool. Awesome. Thank you so much.\n\nChannel 0: No worries. Thank you for catching me on the Friday and\n\nChannel 1: No. Not a problem.\n\nChannel 0: especially your hair appointment.\n\nChannel 1: Yeah. No. It's the only time\n\nChannel 0: Last\n\nChannel 1: I get\n\nChannel 0: thing\n\nChannel 1: stopped.\n\nChannel 0: is I know. And it's always in and out of the shops and the kids\n\nChannel 1: Yeah.\n\nChannel 0: and\n\nChannel 1: That's\n\nChannel 0: everything.\n\nChannel 1: right.\n\nChannel 0: So, look,\n\nChannel 1: Yeah. That's\n\nChannel 0: thank you,\n\nChannel 1: right.\n\nChannel 0: Natalie, for your\n\nChannel 1: That's\n\nChannel 0: time.\n\nChannel 1: right.\n\nChannel 0: I appreciate it.\n\nChannel 1: That's right.\n\nChannel 0: Last document, there is a tax file number opt in form. We're just\n\nChannel 1: Mhmm.\n\nChannel 0: trying to avoid some cybersecurity risks at the moment, holding\n\nChannel 1: Mhmm.\n\nChannel 0: tax law numbers in all the different systems.\n\nChannel 1: Yep.\n\nChannel 0: So we just want clients, if they're comfortable, just to hold on to the one form.\n\nChannel 1: Okay. Cool. So what do I need to do\n\nChannel 0: Awesome.\n\nChannel 1: with that?\n\nChannel 0: Any questions? It's in the pack to sign along with the service agreement. So\n\nChannel 1: Okay.\n\nChannel 0: just\n\nChannel 1: Cool.\n\nChannel 0: as long as you can read through and make sure you're comfortable with that.\n\nChannel 1: Yep. Cool. I'll do all that when I get home. I'll jump on my laptop.\n\nChannel 0: Appreciate that. Anything\n\nChannel 1: Awesome.\n\nChannel 0: else I can do for you before you have your weekend?\n\nChannel 1: That's it. Thank you. Appreciate it.\n\nChannel 0: Thanks, man. And just\n\nChannel 1: Thanks,\n\nChannel 0: give\n\nChannel 1: mate.\n\nChannel 0: Craig a heads up. We'll be\n\nChannel 1: Yeah.\n\nChannel 0: reaching\n\nChannel 1: I\n\nChannel 0: out\n\nChannel 1: will.\n\nChannel 0: soon.\n\nChannel 1: Yeah. I will. Awesome. Thank you.\n\nChannel 0: Cheers. Bye.\n\nChannel 1: Thanks, mate. Bye. Sorry. I had to try","paragraphs":[{"sentences":[{"text":"Hello?","start":0.16,"end":0.65999997,"sentiment":"neutral","sentiment_score":0.027975469827651978}],"sentiment":"neutral","sentiment_score":0.027975469827651978,"channel":1,"num_words":1,"start":0.16,"end":0.65999997},{"sentences":[{"text":"Good morning.","start":1.92,"end":2.48,"sentiment":"neutral","sentiment_score":0.24094854295253754},{"text":"Natalie.","start":2.48,"end":2.8799999,"sentiment":"neutral","sentiment_score":0.1328204870223999},{"text":"Tommy here from.","start":2.8799999,"end":3.86,"sentiment":"neutral","sentiment_score":0.13871722171703973},{"text":"Happy Friday.","start":3.9199998,"end":4.74,"sentiment":"positive","sentiment_score":0.3673316687345505}],"sentiment":"neutral","sentiment_score":0.2206915719434619,"channel":0,"num_words":8,"start":1.92,"end":4.74},{"sentences":[{"text":"Hey.","start":4.88,"end":5.2,"sentiment":"neutral","sentiment_score":0.2409834861755371},{"text":"How are you?","start":5.2,"end":6.02,"sentiment":"neutral","sentiment_score":0.24428755541642508}],"sentiment":"neutral","sentiment_score":0.24346153810620308,"channel":1,"num_words":4,"start":4.88,"end":6.02},{"sentences":[{"text":"I'm doing fantastic.","start":6.48,"end":7.7,"sentiment":"positive","sentiment_score":0.6544161240259806},{"text":"I'm","start":7.8399997,"end":8.08,"sentiment":"positive","sentiment_score":0.357314795255661}],"sentiment":"positive","sentiment_score":0.5801407918334007,"channel":0,"num_words":4,"start":6.48,"end":8.08},{"sentences":[{"text":"That's","start":7.9199996,"end":8.24,"sentiment":"positive","sentiment_score":0.40047526359558105}],"sentiment":"positive","sentiment_score":0.40047526359558105,"channel":1,"num_words":1,"start":7.9199996,"end":8.24},{"sentences":[{"text":"just","start":8.08,"end":8.32,"sentiment":"positive","sentiment_score":0.34879812598228455}],"sentiment":"positive","sentiment_score":0.34879812598228455,"channel":0,"num_words":1,"start":8.08,"end":8.32},{"sentences":[{"text":"good.","start":8.24,"end":8.74,"sentiment":"neutral","sentiment_score":0.2859867215156555}],"sentiment":"neutral","sentiment_score":0.2859867215156555,"channel":1,"num_words":1,"start":8.24,"end":8.74},{"sentences":[{"text":"wondering if I've put you at","start":8.32,"end":9.679999,"sentiment":"neutral","sentiment_score":0.019017992075532675}],"sentiment":"neutral","sentiment_score":0.019017992075532675,"channel":0,"num_words":6,"start":8.32,"end":9.679999},{"sentences":[{"text":"Yes.","start":9.599999,"end":10.08,"sentiment":"neutral","sentiment_score":0.05198587477207184}],"sentiment":"neutral","sentiment_score":0.05198587477207184,"channel":1,"num_words":1,"start":9.599999,"end":10.08},{"sentences":[{"text":"a good time","start":9.679999,"end":10.16,"sentiment":"neutral","sentiment_score":0.04918665066361427}],"sentiment":"neutral","sentiment_score":0.04918665066361427,"channel":0,"num_words":3,"start":9.679999,"end":10.16},{"sentences":[{"text":"No.","start":10.08,"end":10.4,"sentiment":"neutral","sentiment_score":-0.00862085074186325}],"sentiment":"neutral","sentiment_score":-0.00862085074186325,"channel":1,"num_words":1,"start":10.08,"end":10.4},{"sentences":[{"text":"after","start":10.16,"end":10.4,"sentiment":"neutral","sentiment_score":-0.02061186172068119}],"sentiment":"neutral","sentiment_score":-0.02061186172068119,"channel":0,"num_words":1,"start":10.16,"end":10.4},{"sentences":[{"text":"That's","start":10.4,"end":10.639999,"sentiment":"neutral","sentiment_score":-0.012939155101776125}],"sentiment":"neutral","sentiment_score":-0.012939155101776125,"channel":1,"num_words":1,"start":10.4,"end":10.639999},{"sentences":[{"text":"the school","start":10.4,"end":10.8,"sentiment":"neutral","sentiment_score":-0.014510838314890862}],"sentiment":"neutral","sentiment_score":-0.014510838314890862,"channel":0,"num_words":2,"start":10.4,"end":10.8},{"sentences":[{"text":"fine.","start":10.639999,"end":10.88,"sentiment":"neutral","sentiment_score":-0.0049500190652906895}],"sentiment":"neutral","sentiment_score":-0.0049500190652906895,"channel":1,"num_words":1,"start":10.639999,"end":10.88},{"sentences":[{"text":"drop","start":10.8,"end":11.04,"sentiment":"neutral","sentiment_score":-0.004287861753255129}],"sentiment":"neutral","sentiment_score":-0.004287861753255129,"channel":0,"num_words":1,"start":10.8,"end":11.04},{"sentences":[{"text":"Just let","start":10.88,"end":11.2,"sentiment":"neutral","sentiment_score":-0.018240303732454777}],"sentiment":"neutral","sentiment_score":-0.018240303732454777,"channel":1,"num_words":2,"start":10.88,"end":11.2},{"sentences":[{"text":"off.","start":11.04,"end":11.54,"sentiment":"neutral","sentiment_score":-0.007352343294769525}],"sentiment":"neutral","sentiment_score":-0.007352343294769525,"channel":0,"num_words":1,"start":11.04,"end":11.54},{"sentences":[{"text":"me tell my hairdresser that I'm just gonna be taking this call.","start":11.2,"end":13.759999,"sentiment":"neutral","sentiment_score":-0.018314050782161456},{"text":"I'm just taking this call, but you can stop me, but I'm just gonna take this call.","start":13.759999,"end":16.865,"sentiment":"neutral","sentiment_score":-0.038764342775239664},{"text":"Sorry.","start":16.925001,"end":17.325,"sentiment":"neutral","sentiment_score":0.006357079371809959},{"text":"How are you?","start":17.325,"end":18.065,"sentiment":"neutral","sentiment_score":0.033618258933226265}],"sentiment":"neutral","sentiment_score":-0.023380320617985544,"channel":1,"num_words":33,"start":11.2,"end":18.065},{"sentences":[{"text":"No worries.","start":17.575,"end":18.315,"sentiment":"neutral","sentiment_score":0.14910727739334106},{"text":"I'm doing fantastic.","start":18.695,"end":19.815,"sentiment":"positive","sentiment_score":0.5365020036697388},{"text":"It's been an absolutely brilliant week.","start":19.815,"end":21.175,"sentiment":"positive","sentiment_score":0.6590522825717926},{"text":"How about","start":21.175,"end":21.575,"sentiment":"neutral","sentiment_score":0.15660713613033295}],"sentiment":"positive","sentiment_score":0.47501911796056306,"channel":0,"num_words":13,"start":17.575,"end":21.575},{"sentences":[{"text":"Oh,","start":21.485,"end":21.725,"sentiment":"neutral","sentiment_score":0.1566251814365387}],"sentiment":"neutral","sentiment_score":0.1566251814365387,"channel":1,"num_words":1,"start":21.485,"end":21.725},{"sentences":[{"text":"you?","start":21.575,"end":22.075,"sentiment":"neutral","sentiment_score":0.20319753885269165}],"sentiment":"neutral","sentiment_score":0.20319753885269165,"channel":0,"num_words":1,"start":21.575,"end":22.075},{"sentences":[{"text":"wonderful.","start":21.725,"end":22.225,"sentiment":"neutral","sentiment_score":0.3248857259750366},{"text":"Look.","start":22.285,"end":22.525,"sentiment":"neutral","sentiment_score":0.18224354088306427},{"text":"It's Friday, so it can't be much better.","start":22.525,"end":24.705,"sentiment":"neutral","sentiment_score":0.08140763593837619}],"sentiment":"neutral","sentiment_score":0.11583903543651104,"channel":1,"num_words":10,"start":21.725,"end":24.705},{"sentences":[{"text":"I know.","start":25.61,"end":26.01,"sentiment":"neutral","sentiment_score":0.02138497866690159},{"text":"Right?","start":26.01,"end":26.49,"sentiment":"neutral","sentiment_score":0.01545761525630951},{"text":"I'm still","start":26.49,"end":26.810001,"sentiment":"neutral","sentiment_score":-0.03398185037076473}],"sentiment":"neutral","sentiment_score":-0.0019472256302833558,"channel":0,"num_words":5,"start":25.61,"end":26.810001},{"sentences":[{"text":"Yep.","start":26.765,"end":27.265,"sentiment":"neutral","sentiment_score":-0.025231942534446716}],"sentiment":"neutral","sentiment_score":-0.025231942534446716,"channel":1,"num_words":1,"start":26.765,"end":27.265},{"sentences":[{"text":"I don't know if I mentioned last week, but my my three year old still has a broken","start":26.890001,"end":30.17,"sentiment":"neutral","sentiment_score":-0.09594038832518789}],"sentiment":"neutral","sentiment_score":-0.09594038832518789,"channel":0,"num_words":18,"start":26.890001,"end":30.17},{"sentences":[{"text":"Broke his","start":29.89,"end":30.449999,"sentiment":"neutral","sentiment_score":-0.12022168934345245}],"sentiment":"neutral","sentiment_score":-0.12022168934345245,"channel":1,"num_words":2,"start":29.89,"end":30.449999},{"sentences":[{"text":"leg, said","start":30.17,"end":30.57,"sentiment":"neutral","sentiment_score":-0.08836450427770615}],"sentiment":"neutral","sentiment_score":-0.08836450427770615,"channel":0,"num_words":2,"start":30.17,"end":30.57},{"sentences":[{"text":"leg.","start":30.449999,"end":30.849998,"sentiment":"neutral","sentiment_score":-0.08167335391044617}],"sentiment":"neutral","sentiment_score":-0.08167335391044617,"channel":1,"num_words":1,"start":30.449999,"end":30.849998},{"sentences":[{"text":"he's home","start":30.57,"end":30.970001,"sentiment":"neutral","sentiment_score":-0.026125007309019566}],"sentiment":"neutral","sentiment_score":-0.026125007309019566,"channel":0,"num_words":2,"start":30.57,"end":30.970001},{"sentences":[{"text":"Yes.","start":30.849998,"end":31.349998,"sentiment":"neutral","sentiment_score":-0.006159965880215168}],"sentiment":"neutral","sentiment_score":-0.006159965880215168,"channel":1,"num_words":1,"start":30.849998,"end":31.349998},{"sentences":[{"text":"with me.","start":30.970001,"end":31.710001,"sentiment":"neutral","sentiment_score":-0.013163603376597166}],"sentiment":"neutral","sentiment_score":-0.013163603376597166,"channel":0,"num_words":2,"start":30.970001,"end":31.710001},{"sentences":[{"text":"Yes.","start":31.65,"end":32.15,"sentiment":"neutral","sentiment_score":0.010716784745454788}],"sentiment":"neutral","sentiment_score":0.010716784745454788,"channel":1,"num_words":1,"start":31.65,"end":32.15},{"sentences":[{"text":"Yep.","start":32.010002,"end":32.510002,"sentiment":"neutral","sentiment_score":0.006033192854374647}],"sentiment":"neutral","sentiment_score":0.006033192854374647,"channel":0,"num_words":1,"start":32.010002,"end":32.510002},{"sentences":[{"text":"Okay.","start":33.01,"end":33.41,"sentiment":"neutral","sentiment_score":-0.0014675231650471687}],"sentiment":"neutral","sentiment_score":-0.0014675231650471687,"channel":1,"num_words":1,"start":33.01,"end":33.41},{"sentences":[{"text":"So, again,","start":33.05,"end":33.61,"sentiment":"neutral","sentiment_score":-0.004980428842827678}],"sentiment":"neutral","sentiment_score":-0.004980428842827678,"channel":0,"num_words":2,"start":33.05,"end":33.61},{"sentences":[{"text":"How's","start":33.41,"end":33.649998,"sentiment":"neutral","sentiment_score":-0.017327947542071342}],"sentiment":"neutral","sentiment_score":-0.017327947542071342,"channel":1,"num_words":1,"start":33.41,"end":33.649998},{"sentences":[{"text":"if","start":33.61,"end":33.73,"sentiment":"neutral","sentiment_score":-0.02300320565700531}],"sentiment":"neutral","sentiment_score":-0.02300320565700531,"channel":0,"num_words":1,"start":33.61,"end":33.73},{"sentences":[{"text":"he","start":33.649998,"end":33.809998,"sentiment":"neutral","sentiment_score":-0.03363560885190964}],"sentiment":"neutral","sentiment_score":-0.03363560885190964,"channel":1,"num_words":1,"start":33.649998,"end":33.809998},{"sentences":[{"text":"you","start":33.73,"end":33.85,"sentiment":"neutral","sentiment_score":-0.045811641961336136}],"sentiment":"neutral","sentiment_score":-0.045811641961336136,"channel":0,"num_words":1,"start":33.73,"end":33.85},{"sentences":[{"text":"coping","start":33.809998,"end":34.21,"sentiment":"neutral","sentiment_score":-0.03812386840581894}],"sentiment":"neutral","sentiment_score":-0.03812386840581894,"channel":1,"num_words":1,"start":33.809998,"end":34.21},{"sentences":[{"text":"hear any","start":33.85,"end":34.67,"sentiment":"neutral","sentiment_score":-0.050427233800292015}],"sentiment":"neutral","sentiment_score":-0.050427233800292015,"channel":0,"num_words":2,"start":33.85,"end":34.67},{"sentences":[{"text":"with all that?","start":34.21,"end":35.03,"sentiment":"neutral","sentiment_score":-0.04322489102681478}],"sentiment":"neutral","sentiment_score":-0.04322489102681478,"channel":1,"num_words":3,"start":34.21,"end":35.03},{"sentences":[{"text":"oh, he's it's nothing's stopping.","start":35.61,"end":37.870003,"sentiment":"neutral","sentiment_score":-0.07036060094833374}],"sentiment":"neutral","sentiment_score":-0.07036060094833374,"channel":0,"num_words":5,"start":35.61,"end":37.870003},{"sentences":[{"text":"Yeah.","start":37.809998,"end":38.05,"sentiment":"neutral","sentiment_score":-0.02234332635998726}],"sentiment":"neutral","sentiment_score":-0.02234332635998726,"channel":1,"num_words":1,"start":37.809998,"end":38.05},{"sentences":[{"text":"He's","start":37.93,"end":38.33,"sentiment":"neutral","sentiment_score":-0.03385318070650101}],"sentiment":"neutral","sentiment_score":-0.03385318070650101,"channel":0,"num_words":1,"start":37.93,"end":38.33},{"sentences":[{"text":"Of course.","start":38.05,"end":38.449997,"sentiment":"neutral","sentiment_score":-0.02610323391854763}],"sentiment":"neutral","sentiment_score":-0.02610323391854763,"channel":1,"num_words":2,"start":38.05,"end":38.449997},{"sentences":[{"text":"got","start":38.33,"end":38.49,"sentiment":"neutral","sentiment_score":-0.020918186753988263}],"sentiment":"neutral","sentiment_score":-0.020918186753988263,"channel":0,"num_words":1,"start":38.33,"end":38.49},{"sentences":[{"text":"He's","start":38.449997,"end":38.69,"sentiment":"neutral","sentiment_score":-0.06533496826887131}],"sentiment":"neutral","sentiment_score":-0.06533496826887131,"channel":1,"num_words":1,"start":38.449997,"end":38.69},{"sentences":[{"text":"a red","start":38.49,"end":38.89,"sentiment":"neutral","sentiment_score":-0.08986065909266472}],"sentiment":"neutral","sentiment_score":-0.08986065909266472,"channel":0,"num_words":2,"start":38.49,"end":38.89},{"sentences":[{"text":"always","start":38.69,"end":39.01,"sentiment":"neutral","sentiment_score":-0.08142700791358948}],"sentiment":"neutral","sentiment_score":-0.08142700791358948,"channel":1,"num_words":1,"start":38.69,"end":39.01},{"sentences":[{"text":"cast","start":38.89,"end":39.13,"sentiment":"neutral","sentiment_score":-0.12010103464126588}],"sentiment":"neutral","sentiment_score":-0.12010103464126588,"channel":0,"num_words":1,"start":38.89,"end":39.13},{"sentences":[{"text":"away.","start":39.01,"end":39.51,"sentiment":"neutral","sentiment_score":-0.092562697827816}],"sentiment":"neutral","sentiment_score":-0.092562697827816,"channel":1,"num_words":1,"start":39.01,"end":39.51},{"sentences":[{"text":"on, which is, of course, very far,","start":39.13,"end":41.025,"sentiment":"neutral","sentiment_score":-0.03221729637256691}],"sentiment":"neutral","sentiment_score":-0.03221729637256691,"channel":0,"num_words":7,"start":39.13,"end":41.025},{"sentences":[{"text":"Yep.","start":41.09,"end":41.489998,"sentiment":"neutral","sentiment_score":-0.017700329422950745},{"text":"Yep.","start":41.489998,"end":41.989998,"sentiment":"neutral","sentiment_score":-0.013656078837811949}],"sentiment":"neutral","sentiment_score":-0.015678204130381346,"channel":1,"num_words":2,"start":41.09,"end":41.989998},{"sentences":[{"text":"and so he's wanting to run on it.","start":41.825,"end":43.265003,"sentiment":"neutral","sentiment_score":-0.03107125754468143},{"text":"And I'm just like,","start":43.265003,"end":43.745003,"sentiment":"neutral","sentiment_score":-0.022621270269155502}],"sentiment":"neutral","sentiment_score":-0.02825459511950612,"channel":0,"num_words":12,"start":41.825,"end":43.745003},{"sentences":[{"text":"Of","start":43.635,"end":43.875,"sentiment":"neutral","sentiment_score":-0.02364066056907177}],"sentiment":"neutral","sentiment_score":-0.02364066056907177,"channel":1,"num_words":1,"start":43.635,"end":43.875},{"sentences":[{"text":"mate,","start":43.745003,"end":43.905003,"sentiment":"neutral","sentiment_score":-0.03172166645526886}],"sentiment":"neutral","sentiment_score":-0.03172166645526886,"channel":0,"num_words":1,"start":43.745003,"end":43.905003},{"sentences":[{"text":"course.","start":43.875,"end":44.375,"sentiment":"neutral","sentiment_score":-0.0318620428442955}],"sentiment":"neutral","sentiment_score":-0.0318620428442955,"channel":1,"num_words":1,"start":43.875,"end":44.375},{"sentences":[{"text":"you still got a few weeks.","start":43.905003,"end":45.185,"sentiment":"neutral","sentiment_score":-0.04123898595571518},{"text":"Just","start":45.185,"end":45.585003,"sentiment":"neutral","sentiment_score":-0.004978632554411888}],"sentiment":"neutral","sentiment_score":-0.03605893546981471,"channel":0,"num_words":7,"start":43.905003,"end":45.585003},{"sentences":[{"text":"Yes.","start":45.235,"end":45.715,"sentiment":"neutral","sentiment_score":0.003860503435134888}],"sentiment":"neutral","sentiment_score":0.003860503435134888,"channel":1,"num_words":1,"start":45.235,"end":45.715},{"sentences":[{"text":"chillax.","start":45.585003,"end":46.085003,"sentiment":"neutral","sentiment_score":-0.0005061021074652672}],"sentiment":"neutral","sentiment_score":-0.0005061021074652672,"channel":0,"num_words":1,"start":45.585003,"end":46.085003},{"sentences":[{"text":"Yes.","start":45.715,"end":46.215,"sentiment":"neutral","sentiment_score":0.012417311780154703},{"text":"Yes.","start":46.355,"end":46.754997,"sentiment":"neutral","sentiment_score":0.015582690946757792},{"text":"Yes.","start":46.754997,"end":47.235,"sentiment":"neutral","sentiment_score":0.02168339118361473},{"text":"I get it.","start":47.235,"end":47.715,"sentiment":"neutral","sentiment_score":0.0201678400238355},{"text":"I've got a 15 year old boy being there and do done that.","start":47.715,"end":50.535,"sentiment":"neutral","sentiment_score":-0.0077616256088591535}],"sentiment":"neutral","sentiment_score":0.00048872531930867,"channel":1,"num_words":19,"start":45.715,"end":50.535},{"sentences":[{"text":"Yep.","start":51.025,"end":51.425003,"sentiment":"neutral","sentiment_score":0.01778891496360302},{"text":"Yep.","start":51.425003,"end":51.925003,"sentiment":"neutral","sentiment_score":0.01869275234639645}],"sentiment":"neutral","sentiment_score":0.018240833654999733,"channel":0,"num_words":2,"start":51.025,"end":51.925003},{"sentences":[{"text":"Oh, dear.","start":52.195,"end":52.774998,"sentiment":"neutral","sentiment_score":0.045923490077257156}],"sentiment":"neutral","sentiment_score":0.045923490077257156,"channel":1,"num_words":2,"start":52.195,"end":52.774998},{"sentences":[{"text":"Awesome.","start":52.545002,"end":53.045002,"sentiment":"neutral","sentiment_score":0.1058356910943985}],"sentiment":"neutral","sentiment_score":0.1058356910943985,"channel":0,"num_words":1,"start":52.545002,"end":53.045002},{"sentences":[{"text":"Yes.","start":53.635,"end":54.135,"sentiment":"neutral","sentiment_score":0.04903007298707962}],"sentiment":"neutral","sentiment_score":0.04903007298707962,"channel":1,"num_words":1,"start":53.635,"end":54.135},{"sentences":[{"text":"Now I won't take up too much of your time","start":53.79,"end":55.550003,"sentiment":"neutral","sentiment_score":-0.010324114141985774}],"sentiment":"neutral","sentiment_score":-0.010324114141985774,"channel":0,"num_words":10,"start":53.79,"end":55.550003},{"sentences":[{"text":"Yep.","start":55.475,"end":55.975,"sentiment":"neutral","sentiment_score":-0.000032485775591339916}],"sentiment":"neutral","sentiment_score":-0.000032485775591339916,"channel":1,"num_words":1,"start":55.475,"end":55.975},{"sentences":[{"text":"today, but I'm just gonna pop through your annual review pack so you've got it in the background for","start":55.550003,"end":60.030003,"sentiment":"neutral","sentiment_score":0.03513072460497681}],"sentiment":"neutral","sentiment_score":0.03513072460497681,"channel":0,"num_words":19,"start":55.550003,"end":60.030003},{"sentences":[{"text":"Yep.","start":60.01,"end":60.51,"sentiment":"neutral","sentiment_score":0.016707956790924072}],"sentiment":"neutral","sentiment_score":0.016707956790924072,"channel":1,"num_words":1,"start":60.01,"end":60.51},{"sentences":[{"text":"when you get a chance.","start":60.030003,"end":61.170002,"sentiment":"neutral","sentiment_score":0.019806579872965812}],"sentiment":"neutral","sentiment_score":0.019806579872965812,"channel":0,"num_words":5,"start":60.030003,"end":61.170002},{"sentences":[{"text":"Yep.","start":60.969997,"end":61.469997,"sentiment":"neutral","sentiment_score":0.01989833638072014}],"sentiment":"neutral","sentiment_score":0.01989833638072014,"channel":1,"num_words":1,"start":60.969997,"end":61.469997},{"sentences":[{"text":"Now just need to confirm date of birth and address","start":61.79,"end":64.590004,"sentiment":"neutral","sentiment_score":0.020283195096999405}],"sentiment":"neutral","sentiment_score":0.020283195096999405,"channel":0,"num_words":10,"start":61.79,"end":64.590004},{"sentences":[{"text":"Yep.","start":64.49,"end":64.99,"sentiment":"neutral","sentiment_score":0.014137699268758295}],"sentiment":"neutral","sentiment_score":0.014137699268758295,"channel":1,"num_words":1,"start":64.49,"end":64.99},{"sentences":[{"text":"for security.","start":64.590004,"end":65.33,"sentiment":"neutral","sentiment_score":0.015371760353446007}],"sentiment":"neutral","sentiment_score":0.015371760353446007,"channel":0,"num_words":2,"start":64.590004,"end":65.33},{"sentences":[{"text":"16 To The 10th 8174 A Bunker Road, Victoria Point, Queensland 4165.","start":65.53,"end":70.515,"sentiment":"neutral","sentiment_score":0.01607677519011001}],"sentiment":"neutral","sentiment_score":0.01607677519011001,"channel":1,"num_words":12,"start":65.53,"end":70.515},{"sentences":[{"text":"Perfect.","start":71.475,"end":71.875,"sentiment":"neutral","sentiment_score":0.26215189695358276},{"text":"Perfect.","start":71.875,"end":72.195,"sentiment":"neutral","sentiment_score":0.27088868618011475},{"text":"Perfect.","start":72.195,"end":72.515,"sentiment":"neutral","sentiment_score":0.228101909160614},{"text":"And are you okay for the call to be recorded?","start":72.515,"end":74.455,"sentiment":"neutral","sentiment_score":0.05928787253797054}],"sentiment":"neutral","sentiment_score":0.10415547828261669,"channel":0,"num_words":13,"start":71.475,"end":74.455},{"sentences":[{"text":"Yes.","start":74.675,"end":75.175,"sentiment":"neutral","sentiment_score":0.11983541399240494}],"sentiment":"neutral","sentiment_score":0.11983541399240494,"channel":1,"num_words":1,"start":74.675,"end":75.175},{"sentences":[{"text":"Amazing.","start":76.115,"end":76.615,"sentiment":"neutral","sentiment_score":0.1225239560008049},{"text":"Now what I wanted to go through today was just give you a bit of an update on how the super tracking,","start":76.755,"end":81.015,"sentiment":"neutral","sentiment_score":0.06952248437499459}],"sentiment":"neutral","sentiment_score":0.07182689618481242,"channel":0,"num_words":23,"start":76.115,"end":81.015},{"sentences":[{"text":"Yep.","start":81.315,"end":81.815,"sentiment":"neutral","sentiment_score":0.08454655110836029}],"sentiment":"neutral","sentiment_score":0.08454655110836029,"channel":1,"num_words":1,"start":81.315,"end":81.815},{"sentences":[{"text":"quick little touch point on the insurances, and just update a couple of quick details with you if that's alright?","start":81.71,"end":86.37,"sentiment":"neutral","sentiment_score":0.09020255580544471}],"sentiment":"neutral","sentiment_score":0.09020255580544471,"channel":0,"num_words":20,"start":81.71,"end":86.37},{"sentences":[{"text":"Yep.","start":85.93,"end":86.43,"sentiment":"neutral","sentiment_score":0.2871741056442261}],"sentiment":"neutral","sentiment_score":0.2871741056442261,"channel":1,"num_words":1,"start":85.93,"end":86.43},{"sentences":[{"text":"Awesome.","start":87.950005,"end":88.43,"sentiment":"positive","sentiment_score":0.631580650806427},{"text":"So I'll","start":88.43,"end":89.97,"sentiment":"positive","sentiment_score":0.3839808702468872}],"sentiment":"positive","sentiment_score":0.46651413043340045,"channel":0,"num_words":3,"start":87.950005,"end":89.97},{"sentences":[{"text":"Yep.","start":90.009995,"end":90.509995,"sentiment":"neutral","sentiment_score":0.27540236711502075}],"sentiment":"neutral","sentiment_score":0.27540236711502075,"channel":1,"num_words":1,"start":90.009995,"end":90.509995},{"sentences":[{"text":"jump into the details just briefly while I've got you.","start":90.19,"end":92.990005,"sentiment":"neutral","sentiment_score":0.23737260997295379}],"sentiment":"neutral","sentiment_score":0.23737260997295379,"channel":0,"num_words":10,"start":90.19,"end":92.990005},{"sentences":[{"text":"Yep.","start":92.97,"end":93.47,"sentiment":"neutral","sentiment_score":0.07605345547199249}],"sentiment":"neutral","sentiment_score":0.07605345547199249,"channel":1,"num_words":1,"start":92.97,"end":93.47},{"sentences":[{"text":"So all the address and everything","start":92.990005,"end":95.115005,"sentiment":"neutral","sentiment_score":0.08080175146460533}],"sentiment":"neutral","sentiment_score":0.08080175146460533,"channel":0,"num_words":6,"start":92.990005,"end":95.115005},{"sentences":[{"text":"Yep.","start":94.925,"end":95.425,"sentiment":"neutral","sentiment_score":0.09923525899648666}],"sentiment":"neutral","sentiment_score":0.09923525899648666,"channel":1,"num_words":1,"start":94.925,"end":95.425},{"sentences":[{"text":"is the same.","start":95.115005,"end":95.675,"sentiment":"neutral","sentiment_score":0.16149127980073294},{"text":"Hotmail address is still okay.","start":95.675,"end":97.375,"sentiment":"neutral","sentiment_score":0.14591524004936218}],"sentiment":"neutral","sentiment_score":0.1517562549561262,"channel":0,"num_words":8,"start":95.115005,"end":97.375},{"sentences":[{"text":"Yep.","start":96.88,"end":97.13,"sentiment":"neutral","sentiment_score":0.07376725226640701},{"text":"Yep.","start":97.13,"end":97.63,"sentiment":"neutral","sentiment_score":0.08332625776529312}],"sentiment":"neutral","sentiment_score":0.07854675501585007,"channel":1,"num_words":2,"start":96.88,"end":97.63},{"sentences":[{"text":"Still doing the bar work.","start":98.395004,"end":100.015,"sentiment":"neutral","sentiment_score":0.09670628160238266}],"sentiment":"neutral","sentiment_score":0.09670628160238266,"channel":0,"num_words":5,"start":98.395004,"end":100.015},{"sentences":[{"text":"Yes.","start":100.329994,"end":100.695,"sentiment":"neutral","sentiment_score":0.0891476720571518}],"sentiment":"neutral","sentiment_score":0.0891476720571518,"channel":1,"num_words":1,"start":100.329994,"end":100.695},{"sentences":[{"text":"Yep.","start":101.595,"end":102.095,"sentiment":"neutral","sentiment_score":0.06495874375104904},{"text":"Income changed much.","start":102.315,"end":103.435005,"sentiment":"neutral","sentiment_score":0.04373525331417719},{"text":"I think we had you at about 20,000.","start":103.435005,"end":105.215004,"sentiment":"neutral","sentiment_score":0.03347401134669781}],"sentiment":"neutral","sentiment_score":0.03866304953893026,"channel":0,"num_words":12,"start":101.595,"end":105.215004},{"sentences":[{"text":"I think it's about 26,000 this year.","start":106.695,"end":109.915,"sentiment":"neutral","sentiment_score":0.04769633763602802}],"sentiment":"neutral","sentiment_score":0.04769633763602802,"channel":1,"num_words":7,"start":106.695,"end":109.915},{"sentences":[{"text":"Yep.","start":110.61,"end":111.090004,"sentiment":"neutral","sentiment_score":0.2833254933357239},{"text":"Amazing.","start":111.090004,"end":111.590004,"sentiment":"positive","sentiment_score":0.5959717631340027},{"text":"I'll update that one.","start":112.05,"end":113.590004,"sentiment":"positive","sentiment_score":0.4601394161581993},{"text":"And with the assets, we had the home,","start":113.81,"end":116.39,"sentiment":"neutral","sentiment_score":0.16424579732120037}],"sentiment":"neutral","sentiment_score":0.2881300928337233,"channel":0,"num_words":14,"start":110.61,"end":116.39},{"sentences":[{"text":"Yep.","start":116.64,"end":117.14,"sentiment":"neutral","sentiment_score":0.19984816014766693}],"sentiment":"neutral","sentiment_score":0.19984816014766693,"channel":1,"num_words":1,"start":116.64,"end":117.14},{"sentences":[{"text":"two cars,","start":118.130005,"end":118.95,"sentiment":"neutral","sentiment_score":0.13126293569803238}],"sentiment":"neutral","sentiment_score":0.13126293569803238,"channel":0,"num_words":2,"start":118.130005,"end":118.95},{"sentences":[{"text":"Yep.","start":119.28,"end":119.78,"sentiment":"neutral","sentiment_score":0.12758195400238037}],"sentiment":"neutral","sentiment_score":0.12758195400238037,"channel":1,"num_words":1,"start":119.28,"end":119.78},{"sentences":[{"text":"a caravan, a boat, and three motorbikes.","start":119.41,"end":122.07,"sentiment":"neutral","sentiment_score":0.13545979027237212}],"sentiment":"neutral","sentiment_score":0.13545979027237212,"channel":0,"num_words":7,"start":119.41,"end":122.07},{"sentences":[{"text":"Yep.","start":122.64,"end":123.14,"sentiment":"neutral","sentiment_score":0.07140632718801498},{"text":"Okay.","start":123.52,"end":123.92,"sentiment":"neutral","sentiment_score":0.08469238877296448},{"text":"We've got the house, two cars, caravan, the boat, and one, two, three, four, five motorbikes.","start":123.92,"end":134.595,"sentiment":"neutral","sentiment_score":0.10123588470742106}],"sentiment":"neutral","sentiment_score":0.09865960395998424,"channel":1,"num_words":18,"start":122.64,"end":134.595},{"sentences":[{"text":"Okay.","start":135.645,"end":136.125,"sentiment":"positive","sentiment_score":0.37800484895706177},{"text":"Fantastic.","start":136.125,"end":136.625,"sentiment":"positive","sentiment_score":0.5897265672683716}],"sentiment":"positive","sentiment_score":0.4838657081127167,"channel":0,"num_words":2,"start":135.645,"end":136.625},{"sentences":[{"text":"Because look.","start":136.495,"end":137.775,"sentiment":"neutral","sentiment_score":0.30422617495059967},{"text":"And they're they're not mine.","start":137.775,"end":138.895,"sentiment":"neutral","sentiment_score":0.0830164223909378},{"text":"They're just boys and their boys.","start":138.895,"end":140.255,"sentiment":"neutral","sentiment_score":0.07219768377641837},{"text":"Right?","start":140.255,"end":140.64,"sentiment":"neutral","sentiment_score":0.08135178685188293}],"sentiment":"neutral","sentiment_score":0.10986231081187725,"channel":1,"num_words":14,"start":136.495,"end":140.64},{"sentences":[{"text":"Yep.","start":141.56999,"end":141.81,"sentiment":"neutral","sentiment_score":0.038580454885959625},{"text":"Yep.","start":141.81,"end":142.12999,"sentiment":"neutral","sentiment_score":0.04041047394275665},{"text":"Boys and the toys.","start":142.12999,"end":143.26999,"sentiment":"neutral","sentiment_score":0.039863561280071735}],"sentiment":"neutral","sentiment_score":0.03974086232483387,"channel":0,"num_words":6,"start":141.56999,"end":143.26999},{"sentences":[{"text":"Yes.","start":143.2,"end":143.7,"sentiment":"neutral","sentiment_score":0.04912243038415909}],"sentiment":"neutral","sentiment_score":0.04912243038415909,"channel":1,"num_words":1,"start":143.2,"end":143.7},{"sentences":[{"text":"I think I had the combined value to those about 138,000.","start":143.81,"end":147.40999,"sentiment":"neutral","sentiment_score":0.056150818074291405},{"text":"What do you think would be reasonable for the full collection?","start":147.40999,"end":149.67,"sentiment":"neutral","sentiment_score":0.057396363128315316}],"sentiment":"neutral","sentiment_score":0.05677359060130336,"channel":0,"num_words":22,"start":143.81,"end":149.67},{"sentences":[{"text":"For the boat, the caravan, and the bike?","start":150.24,"end":152.655,"sentiment":"neutral","sentiment_score":0.026979737915098667}],"sentiment":"neutral","sentiment_score":0.026979737915098667,"channel":1,"num_words":8,"start":150.24,"end":152.655},{"sentences":[{"text":"Yeah.","start":153.865,"end":154.365,"sentiment":"neutral","sentiment_score":0.01842648722231388}],"sentiment":"neutral","sentiment_score":0.01842648722231388,"channel":0,"num_words":1,"start":153.865,"end":154.365},{"sentences":[{"text":"Yeah.","start":155.295,"end":155.615,"sentiment":"neutral","sentiment_score":0.00785279180854559},{"text":"Probably, probably still around about the same.","start":155.615,"end":157.855,"sentiment":"neutral","sentiment_score":-0.020613856613636017},{"text":"It's just it's like it says hang on.","start":157.855,"end":160.895,"sentiment":"neutral","sentiment_score":-0.011439994908869267},{"text":"Let me see.","start":160.895,"end":161.715,"sentiment":"neutral","sentiment_score":-0.003984457813203336},{"text":"$40.80.","start":162.33499,"end":164.035,"sentiment":"neutral","sentiment_score":0.0067380513064563274}],"sentiment":"neutral","sentiment_score":-0.011658974294550716,"channel":1,"num_words":20,"start":155.295,"end":164.035},{"sentences":[{"text":"Yeah.","start":165.055,"end":165.455,"sentiment":"neutral","sentiment_score":0.026663273572921753},{"text":"Look.","start":165.455,"end":165.69499,"sentiment":"neutral","sentiment_score":0.037076763808727264},{"text":"It will probably be around about the same.","start":165.69499,"end":167.715,"sentiment":"neutral","sentiment_score":0.04272446548566222}],"sentiment":"neutral","sentiment_score":0.040553576126694676,"channel":1,"num_words":10,"start":165.055,"end":167.715},{"sentences":[{"text":"Awesome.","start":168.66,"end":169.16,"sentiment":"positive","sentiment_score":0.3770541250705719},{"text":"Now because you're in Vicky Point, I'll just","start":169.78,"end":172.1,"sentiment":"neutral","sentiment_score":0.13491418305784464}],"sentiment":"neutral","sentiment_score":0.1618186210592588,"channel":0,"num_words":9,"start":168.66,"end":172.1},{"sentences":[{"text":"Mhmm.","start":172.06,"end":172.56,"sentiment":"neutral","sentiment_score":0.08440661430358887}],"sentiment":"neutral","sentiment_score":0.08440661430358887,"channel":1,"num_words":1,"start":172.06,"end":172.56},{"sentences":[{"text":"do a quick updated evaluation of the home there.","start":172.1,"end":176.76001,"sentiment":"neutral","sentiment_score":0.1286176774236891}],"sentiment":"neutral","sentiment_score":0.1286176774236891,"channel":0,"num_words":9,"start":172.1,"end":176.76001},{"sentences":[{"text":"Mhmm.","start":176.94,"end":177.44,"sentiment":"neutral","sentiment_score":0.03249584510922432}],"sentiment":"neutral","sentiment_score":0.03249584510922432,"channel":1,"num_words":1,"start":176.94,"end":177.44},{"sentences":[{"text":"What about the just quickly the mortgage, what you've got left owing on that one?","start":177.06,"end":180.955,"sentiment":"neutral","sentiment_score":0.020165123293797174},{"text":"I think","start":183.575,"end":183.97499,"sentiment":"neutral","sentiment_score":0.014907303266227245}],"sentiment":"neutral","sentiment_score":0.019546556231730124,"channel":0,"num_words":17,"start":177.06,"end":183.97499},{"sentences":[{"text":"About","start":183.80501,"end":184.045,"sentiment":"neutral","sentiment_score":0.008809538558125496}],"sentiment":"neutral","sentiment_score":0.008809538558125496,"channel":1,"num_words":1,"start":183.80501,"end":184.045},{"sentences":[{"text":"we","start":183.97499,"end":184.215,"sentiment":"neutral","sentiment_score":0.04677491635084152}],"sentiment":"neutral","sentiment_score":0.04677491635084152,"channel":0,"num_words":1,"start":183.97499,"end":184.215},{"sentences":[{"text":"a 100","start":184.045,"end":184.365,"sentiment":"neutral","sentiment_score":0.052205245941877365}],"sentiment":"neutral","sentiment_score":0.052205245941877365,"channel":1,"num_words":2,"start":184.045,"end":184.365},{"sentences":[{"text":"had","start":184.215,"end":184.715,"sentiment":"neutral","sentiment_score":0.07660823315382004}],"sentiment":"neutral","sentiment_score":0.07660823315382004,"channel":0,"num_words":1,"start":184.215,"end":184.715},{"sentences":[{"text":"and 80, I think it is.","start":184.365,"end":185.905,"sentiment":"neutral","sentiment_score":0.10934764767686526}],"sentiment":"neutral","sentiment_score":0.10934764767686526,"channel":1,"num_words":6,"start":184.365,"end":185.905},{"sentences":[{"text":"amazing.","start":186.455,"end":186.955,"sentiment":"neutral","sentiment_score":0.29694804549217224},{"text":"Okay.","start":187.015,"end":187.175,"sentiment":"neutral","sentiment_score":0.07682637870311737},{"text":"I had","start":187.175,"end":187.495,"sentiment":"neutral","sentiment_score":0.04762427695095539}],"sentiment":"neutral","sentiment_score":0.1172557445243001,"channel":0,"num_words":4,"start":186.455,"end":187.495},{"sentences":[{"text":"Yeah.","start":187.405,"end":187.905,"sentiment":"neutral","sentiment_score":0.05124619975686073}],"sentiment":"neutral","sentiment_score":0.05124619975686073,"channel":1,"num_words":1,"start":187.405,"end":187.905},{"sentences":[{"text":"$2.63, so that's a really","start":187.495,"end":189.015,"sentiment":"neutral","sentiment_score":0.06205325871706009}],"sentiment":"neutral","sentiment_score":0.06205325871706009,"channel":0,"num_words":5,"start":187.495,"end":189.015},{"sentences":[{"text":"Yeah.","start":188.925,"end":189.405,"sentiment":"neutral","sentiment_score":0.088144950568676}],"sentiment":"neutral","sentiment_score":0.088144950568676,"channel":1,"num_words":1,"start":188.925,"end":189.405},{"sentences":[{"text":"good chunk","start":189.015,"end":189.495,"sentiment":"neutral","sentiment_score":0.17916855961084366}],"sentiment":"neutral","sentiment_score":0.17916855961084366,"channel":0,"num_words":2,"start":189.015,"end":189.495},{"sentences":[{"text":"Craig","start":189.405,"end":189.88501,"sentiment":"neutral","sentiment_score":0.16924282908439636}],"sentiment":"neutral","sentiment_score":0.16924282908439636,"channel":1,"num_words":1,"start":189.405,"end":189.88501},{"sentences":[{"text":"off.","start":189.495,"end":189.995,"sentiment":"neutral","sentiment_score":0.1710967719554901}],"sentiment":"neutral","sentiment_score":0.1710967719554901,"channel":0,"num_words":1,"start":189.495,"end":189.995},{"sentences":[{"text":"Craig got a little bit of inheritance.","start":189.88501,"end":191.425,"sentiment":"neutral","sentiment_score":0.09563003480434418}],"sentiment":"neutral","sentiment_score":0.09563003480434418,"channel":1,"num_words":7,"start":189.88501,"end":191.425},{"sentences":[{"text":"Ah, cool.","start":192.855,"end":193.33499,"sentiment":"neutral","sentiment_score":0.22783708572387695},{"text":"Okay.","start":193.33499,"end":193.655,"sentiment":"neutral","sentiment_score":0.11482584476470949}],"sentiment":"neutral","sentiment_score":0.19016667207082114,"channel":0,"num_words":3,"start":192.855,"end":193.655},{"sentences":[{"text":"Yeah.","start":193.565,"end":194.065,"sentiment":"neutral","sentiment_score":0.13026204705238342}],"sentiment":"neutral","sentiment_score":0.13026204705238342,"channel":1,"num_words":1,"start":193.565,"end":194.065},{"sentences":[{"text":"That helps.","start":193.655,"end":194.31,"sentiment":"neutral","sentiment_score":0.10570098552852869},{"text":"And I can see all your super accounts are still linked up, so you guys are getting that fee linking discount, which is really good.","start":195.19,"end":200.89,"sentiment":"positive","sentiment_score":0.7090680289268494},{"text":"Just","start":202.31,"end":202.55,"sentiment":"neutral","sentiment_score":0.30103081464767456}],"sentiment":"positive","sentiment_score":0.6513976253169987,"channel":0,"num_words":28,"start":193.655,"end":202.55},{"sentences":[{"text":"Yep.","start":202.47,"end":202.97,"sentiment":"neutral","sentiment_score":0.22069494426250455}],"sentiment":"neutral","sentiment_score":0.22069494426250455,"channel":1,"num_words":1,"start":202.47,"end":202.97},{"sentences":[{"text":"quickly, I don't know if you're comfortable with this.","start":202.55,"end":204.15,"sentiment":"neutral","sentiment_score":-0.0017537888036006028},{"text":"I know you're a hairdresser,","start":204.15,"end":205.29,"sentiment":"neutral","sentiment_score":0.0033310579136013986}],"sentiment":"neutral","sentiment_score":0.00006222788111439786,"channel":0,"num_words":14,"start":202.55,"end":205.29},{"sentences":[{"text":"Yes.","start":205.51001,"end":206.01001,"sentiment":"neutral","sentiment_score":0.0402742400765419}],"sentiment":"neutral","sentiment_score":0.0402742400765419,"channel":1,"num_words":1,"start":205.51001,"end":206.01001},{"sentences":[{"text":"but we had some savings and some Bitcoin valued at about 26,000 combined.","start":205.67,"end":211.415,"sentiment":"neutral","sentiment_score":0.042356436499036275},{"text":"I was just wanting to split them today if you could.","start":211.635,"end":214.455,"sentiment":"neutral","sentiment_score":0.03723005154593424}],"sentiment":"neutral","sentiment_score":0.04000684339553118,"channel":0,"num_words":24,"start":205.67,"end":214.455},{"sentences":[{"text":"Listen.","start":215.235,"end":215.735,"sentiment":"neutral","sentiment_score":0.010179011151194572}],"sentiment":"neutral","sentiment_score":0.010179011151194572,"channel":1,"num_words":1,"start":215.235,"end":215.735},{"sentences":[{"text":"Yeah.","start":216.995,"end":217.315,"sentiment":"neutral","sentiment_score":0.00902688130736351},{"text":"Just the values of savings versus Bitcoin.","start":217.315,"end":219.575,"sentiment":"neutral","sentiment_score":-0.0028992041147180964}],"sentiment":"neutral","sentiment_score":-0.0014084434369578958,"channel":0,"num_words":8,"start":216.995,"end":219.575},{"sentences":[{"text":"Look.","start":219.63501,"end":220.115,"sentiment":"neutral","sentiment_score":-0.008560581132769585},{"text":"I Bitcoin's next to nothing now.","start":220.115,"end":222.29501,"sentiment":"neutral","sentiment_score":-0.04482220516850551},{"text":"I","start":222.99501,"end":223.07501,"sentiment":"neutral","sentiment_score":-0.024178238585591316}],"sentiment":"neutral","sentiment_score":-0.037709006341174245,"channel":1,"num_words":8,"start":219.63501,"end":223.07501},{"sentences":[{"text":"Yep.","start":223.075,"end":223.47,"sentiment":"neutral","sentiment_score":-0.016529029235243797}],"sentiment":"neutral","sentiment_score":-0.016529029235243797,"channel":0,"num_words":1,"start":223.075,"end":223.47},{"sentences":[{"text":"would take that out.","start":223.07501,"end":224.29501,"sentiment":"neutral","sentiment_score":-0.03533517010509968},{"text":"Savings is more just our redraw.","start":226.5,"end":228.59999,"sentiment":"neutral","sentiment_score":-0.028414934330309432}],"sentiment":"neutral","sentiment_score":-0.03118302864022553,"channel":1,"num_words":10,"start":223.07501,"end":228.59999},{"sentences":[{"text":"Yes.","start":230.35,"end":230.85,"sentiment":"neutral","sentiment_score":0.0147876413539052},{"text":"Okay.","start":230.91,"end":231.41,"sentiment":"neutral","sentiment_score":0.007218524813652039}],"sentiment":"neutral","sentiment_score":0.01100308308377862,"channel":0,"num_words":2,"start":230.35,"end":231.41},{"sentences":[{"text":"So yeah.","start":232.01999,"end":236.76,"sentiment":"neutral","sentiment_score":0.0030396156944334507},{"text":"Probably about but then that thing obviously then comes off the mortgage.","start":239.85501,"end":244.815,"sentiment":"neutral","sentiment_score":-0.024192527091751497},{"text":"Right?","start":244.815,"end":245.13501,"sentiment":"neutral","sentiment_score":-0.0020357435569167137},{"text":"Because then I'm like, obviously, our redraw, that's why our mortgage is what it's at because of our","start":245.13501,"end":254.26,"sentiment":"neutral","sentiment_score":-0.00878159544016752}],"sentiment":"neutral","sentiment_score":-0.013464713793699488,"channel":1,"num_words":33,"start":232.01999,"end":254.26},{"sentences":[{"text":"Yeah.","start":254.23001,"end":254.47,"sentiment":"neutral","sentiment_score":-0.009717884473502636}],"sentiment":"neutral","sentiment_score":-0.009717884473502636,"channel":0,"num_words":1,"start":254.23001,"end":254.47},{"sentences":[{"text":"redraw.","start":254.26,"end":254.57999,"sentiment":"neutral","sentiment_score":-0.01810309663414955}],"sentiment":"neutral","sentiment_score":-0.01810309663414955,"channel":1,"num_words":1,"start":254.26,"end":254.57999},{"sentences":[{"text":"So I","start":254.47,"end":254.79001,"sentiment":"neutral","sentiment_score":-0.011722853872925043}],"sentiment":"neutral","sentiment_score":-0.011722853872925043,"channel":0,"num_words":2,"start":254.47,"end":254.79001},{"sentences":[{"text":"Does that","start":254.57999,"end":254.81999,"sentiment":"neutral","sentiment_score":-0.015242227353155613}],"sentiment":"neutral","sentiment_score":-0.015242227353155613,"channel":1,"num_words":2,"start":254.57999,"end":254.81999},{"sentences":[{"text":"can","start":254.79001,"end":254.95001,"sentiment":"neutral","sentiment_score":-0.02651714533567429}],"sentiment":"neutral","sentiment_score":-0.02651714533567429,"channel":0,"num_words":1,"start":254.79001,"end":254.95001},{"sentences":[{"text":"make","start":254.81999,"end":255.06,"sentiment":"neutral","sentiment_score":-0.017942585051059723}],"sentiment":"neutral","sentiment_score":-0.017942585051059723,"channel":1,"num_words":1,"start":254.81999,"end":255.06},{"sentences":[{"text":"just","start":254.95001,"end":255.45001,"sentiment":"neutral","sentiment_score":-0.02814187109470367}],"sentiment":"neutral","sentiment_score":-0.02814187109470367,"channel":0,"num_words":1,"start":254.95001,"end":255.45001},{"sentences":[{"text":"sense?","start":255.06,"end":255.56,"sentiment":"neutral","sentiment_score":-0.03878811001777649}],"sentiment":"neutral","sentiment_score":-0.03878811001777649,"channel":1,"num_words":1,"start":255.06,"end":255.56},{"sentences":[{"text":"yeah.","start":256.07,"end":256.39,"sentiment":"neutral","sentiment_score":-0.04455127567052841},{"text":"I can cancel that out and just have the mortgage value instead.","start":256.39,"end":259.45,"sentiment":"neutral","sentiment_score":-0.07741655657688777}],"sentiment":"neutral","sentiment_score":-0.07488845804562935,"channel":0,"num_words":13,"start":256.07,"end":259.45},{"sentences":[{"text":"Yeah.","start":259.78,"end":260.02,"sentiment":"neutral","sentiment_score":0.006350348703563213},{"text":"So I just have the mortgage value instead.","start":260.02,"end":262.03998,"sentiment":"neutral","sentiment_score":0.008146328618749976},{"text":"So I think oh, hang on.","start":262.18,"end":265.06,"sentiment":"neutral","sentiment_score":0.02664990009119113},{"text":"Just let me have a look.","start":265.06,"end":266.02,"sentiment":"neutral","sentiment_score":0.0545234897484382},{"text":"Hang on.","start":266.02,"end":266.68,"sentiment":"neutral","sentiment_score":0.04510334227234125}],"sentiment":"neutral","sentiment_score":0.028207304401566154,"channel":1,"num_words":23,"start":259.78,"end":266.68},{"sentences":[{"text":"Thank you.","start":267.67,"end":268.365,"sentiment":"neutral","sentiment_score":0.25276417285203934}],"sentiment":"neutral","sentiment_score":0.25276417285203934,"channel":0,"num_words":2,"start":267.67,"end":268.365},{"sentences":[{"text":"Hello?","start":281.105,"end":281.58,"sentiment":"neutral","sentiment_score":0.03949441760778427},{"text":"So not including the redraw.","start":299.995,"end":302.875,"sentiment":"neutral","sentiment_score":-0.0069889619946479796},{"text":"Like, if I didn't have the redraw, it would be about $2.80.","start":302.875,"end":310.67,"sentiment":"neutral","sentiment_score":-0.013250111447026333}],"sentiment":"neutral","sentiment_score":-0.008580651651653979,"channel":1,"num_words":18,"start":281.105,"end":310.67},{"sentences":[{"text":"Okay.","start":312.26,"end":312.76,"sentiment":"neutral","sentiment_score":0.016959093511104584}],"sentiment":"neutral","sentiment_score":0.016959093511104584,"channel":0,"num_words":1,"start":312.26,"end":312.76},{"sentences":[{"text":"Does that make sense?","start":312.97,"end":314.03,"sentiment":"neutral","sentiment_score":0.02669538138434291}],"sentiment":"neutral","sentiment_score":0.02669538138434291,"channel":1,"num_words":4,"start":312.97,"end":314.03},{"sentences":[{"text":"Perfect.","start":314.02,"end":314.52,"sentiment":"neutral","sentiment_score":0.2764761447906494},{"text":"That makes perfect sense.","start":314.74,"end":316.28,"sentiment":"neutral","sentiment_score":0.21119818463921547}],"sentiment":"neutral","sentiment_score":0.22425377666950225,"channel":0,"num_words":5,"start":314.02,"end":316.28},{"sentences":[{"text":"Okay.","start":316.17,"end":316.67,"sentiment":"neutral","sentiment_score":0.09332539141178132},{"text":"Yep.","start":317.93,"end":318.43,"sentiment":"neutral","sentiment_score":0.08296146243810654}],"sentiment":"neutral","sentiment_score":0.08814342692494392,"channel":1,"num_words":2,"start":316.17,"end":318.43},{"sentences":[{"text":"Alrighty.","start":318.02,"end":318.52,"sentiment":"neutral","sentiment_score":0.1000739187002182}],"sentiment":"neutral","sentiment_score":0.1000739187002182,"channel":0,"num_words":1,"start":318.02,"end":318.52},{"sentences":[{"text":"Because,","start":319.05,"end":319.45,"sentiment":"neutral","sentiment_score":0.05465848371386528}],"sentiment":"neutral","sentiment_score":0.05465848371386528,"channel":1,"num_words":1,"start":319.05,"end":319.45},{"sentences":[{"text":"Got that","start":319.06,"end":319.54,"sentiment":"neutral","sentiment_score":0.10288664698600769}],"sentiment":"neutral","sentiment_score":0.10288664698600769,"channel":0,"num_words":2,"start":319.06,"end":319.54},{"sentences":[{"text":"obviously,","start":319.45,"end":319.77,"sentiment":"neutral","sentiment_score":0.08935593068599701}],"sentiment":"neutral","sentiment_score":0.08935593068599701,"channel":1,"num_words":1,"start":319.45,"end":319.77},{"sentences":[{"text":"all done.","start":319.54,"end":320.19998,"sentiment":"neutral","sentiment_score":0.10187075287103653}],"sentiment":"neutral","sentiment_score":0.10187075287103653,"channel":0,"num_words":2,"start":319.54,"end":320.19998},{"sentences":[{"text":"if we if we take if we take that money out of the redraw, then just bumps up our mortgage.","start":319.77,"end":323.87,"sentiment":"neutral","sentiment_score":0.030529619287699462}],"sentiment":"neutral","sentiment_score":0.030529619287699462,"channel":1,"num_words":20,"start":319.77,"end":323.87},{"sentences":[{"text":"Correct.","start":324.905,"end":325.305,"sentiment":"neutral","sentiment_score":0.04626996070146561},{"text":"Correct.","start":325.305,"end":325.705,"sentiment":"neutral","sentiment_score":0.05194580554962158}],"sentiment":"neutral","sentiment_score":0.049107883125543594,"channel":0,"num_words":2,"start":324.905,"end":325.705},{"sentences":[{"text":"Yeah.","start":325.66498,"end":325.905,"sentiment":"neutral","sentiment_score":0.03879999369382858}],"sentiment":"neutral","sentiment_score":0.03879999369382858,"channel":1,"num_words":1,"start":325.66498,"end":325.905},{"sentences":[{"text":"So","start":325.705,"end":325.945,"sentiment":"neutral","sentiment_score":0.0332975760102272}],"sentiment":"neutral","sentiment_score":0.0332975760102272,"channel":0,"num_words":1,"start":325.705,"end":325.945},{"sentences":[{"text":"Yeah.","start":325.905,"end":326.405,"sentiment":"neutral","sentiment_score":0.04507867991924286}],"sentiment":"neutral","sentiment_score":0.04507867991924286,"channel":1,"num_words":1,"start":325.905,"end":326.405},{"sentences":[{"text":"you could pop","start":325.945,"end":326.54498,"sentiment":"neutral","sentiment_score":0.05397811407844225}],"sentiment":"neutral","sentiment_score":0.05397811407844225,"channel":0,"num_words":3,"start":325.945,"end":326.54498},{"sentences":[{"text":"But","start":326.465,"end":326.965,"sentiment":"neutral","sentiment_score":0.04593504220247269}],"sentiment":"neutral","sentiment_score":0.04593504220247269,"channel":1,"num_words":1,"start":326.465,"end":326.965},{"sentences":[{"text":"possibly pull out a $100 and bump","start":326.665,"end":328.345,"sentiment":"neutral","sentiment_score":0.05475048454744475}],"sentiment":"neutral","sentiment_score":0.05475048454744475,"channel":0,"num_words":7,"start":326.665,"end":328.345},{"sentences":[{"text":"that's","start":328.145,"end":328.645,"sentiment":"neutral","sentiment_score":0.06888558715581894}],"sentiment":"neutral","sentiment_score":0.06888558715581894,"channel":1,"num_words":1,"start":328.145,"end":328.645},{"sentences":[{"text":"it right back","start":328.345,"end":328.905,"sentiment":"neutral","sentiment_score":0.07274375359217326}],"sentiment":"neutral","sentiment_score":0.07274375359217326,"channel":0,"num_words":3,"start":328.345,"end":328.905},{"sentences":[{"text":"that's","start":328.865,"end":329.185,"sentiment":"neutral","sentiment_score":0.059096693992614746}],"sentiment":"neutral","sentiment_score":0.059096693992614746,"channel":1,"num_words":1,"start":328.865,"end":329.185},{"sentences":[{"text":"up.","start":328.905,"end":329.405,"sentiment":"neutral","sentiment_score":0.06200417131185531}],"sentiment":"neutral","sentiment_score":0.06200417131185531,"channel":0,"num_words":1,"start":328.905,"end":329.405},{"sentences":[{"text":"exactly right.","start":329.185,"end":329.905,"sentiment":"neutral","sentiment_score":0.1388661190867424},{"text":"Yep.","start":329.905,"end":330.405,"sentiment":"neutral","sentiment_score":0.2180527150630951}],"sentiment":"neutral","sentiment_score":0.16526165107885996,"channel":1,"num_words":3,"start":329.185,"end":330.405},{"sentences":[{"text":"Beautiful.","start":331.305,"end":331.785,"sentiment":"positive","sentiment_score":0.4122579097747803},{"text":"And I just checked online.","start":331.785,"end":333.145,"sentiment":"neutral","sentiment_score":0.20578713715076447},{"text":"I think the property has gone from that 1.3 to 1.5.","start":333.145,"end":336.27,"sentiment":"neutral","sentiment_score":0.10399804670702327}],"sentiment":"neutral","sentiment_score":0.15206894760622697,"channel":0,"num_words":17,"start":331.305,"end":336.27},{"sentences":[{"text":"You you can come again.","start":337.425,"end":338.56497,"sentiment":"neutral","sentiment_score":0.11532957702875138},{"text":"Yeah.","start":339.64,"end":339.88,"sentiment":"neutral","sentiment_score":0.05663791298866272},{"text":"That would probably be about right.","start":339.88,"end":341.16,"sentiment":"neutral","sentiment_score":0.035198139026761055},{"text":"I actually haven't looked for a long time.","start":341.16,"end":342.94,"sentiment":"neutral","sentiment_score":-0.029584060655906796}],"sentiment":"neutral","sentiment_score":0.030390107352286578,"channel":1,"num_words":20,"start":337.425,"end":342.94},{"sentences":[{"text":"Perfect.","start":343.78998,"end":344.27,"sentiment":"positive","sentiment_score":0.35527658462524414},{"text":"Perfect.","start":344.27,"end":344.59,"sentiment":"neutral","sentiment_score":0.2854347825050354}],"sentiment":"neutral","sentiment_score":0.32035568356513977,"channel":0,"num_words":2,"start":343.78998,"end":344.59},{"sentences":[{"text":"Yeah.","start":344.52002,"end":345.02002,"sentiment":"neutral","sentiment_score":0.11314228177070618}],"sentiment":"neutral","sentiment_score":0.11314228177070618,"channel":1,"num_words":1,"start":344.52002,"end":345.02002},{"sentences":[{"text":"So I'll go for that as a bit of a","start":344.59,"end":345.94998,"sentiment":"neutral","sentiment_score":0.10439608991146088}],"sentiment":"neutral","sentiment_score":0.10439608991146088,"channel":0,"num_words":10,"start":344.59,"end":345.94998},{"sentences":[{"text":"Yeah.","start":345.88,"end":346.38,"sentiment":"neutral","sentiment_score":0.062398917973041534}],"sentiment":"neutral","sentiment_score":0.062398917973041534,"channel":1,"num_words":1,"start":345.88,"end":346.38},{"sentences":[{"text":"conservative estimate.","start":345.94998,"end":347.00998,"sentiment":"neutral","sentiment_score":0.09068026393651962}],"sentiment":"neutral","sentiment_score":0.09068026393651962,"channel":0,"num_words":2,"start":345.94998,"end":347.00998},{"sentences":[{"text":"Yep.","start":347.08002,"end":347.58002,"sentiment":"neutral","sentiment_score":0.0710165798664093}],"sentiment":"neutral","sentiment_score":0.0710165798664093,"channel":1,"num_words":1,"start":347.08002,"end":347.58002},{"sentences":[{"text":"Just quickly on estate planning, did you guys get a will put in place?","start":348.03,"end":351.495,"sentiment":"neutral","sentiment_score":0.03391650279185602}],"sentiment":"neutral","sentiment_score":0.03391650279185602,"channel":0,"num_words":14,"start":348.03,"end":351.495},{"sentences":[{"text":"No.","start":351.88,"end":352.38,"sentiment":"neutral","sentiment_score":-0.11576804518699646},{"text":"And","start":354.6,"end":354.84,"sentiment":"neutral","sentiment_score":-0.09103605896234512}],"sentiment":"neutral","sentiment_score":-0.10340205207467079,"channel":1,"num_words":2,"start":351.88,"end":354.84},{"sentences":[{"text":"No.","start":354.695,"end":355.01498,"sentiment":"neutral","sentiment_score":-0.05681607127189636}],"sentiment":"neutral","sentiment_score":-0.05681607127189636,"channel":0,"num_words":1,"start":354.695,"end":355.01498},{"sentences":[{"text":"I","start":354.84,"end":355.0,"sentiment":"neutral","sentiment_score":0.02446121722459793}],"sentiment":"neutral","sentiment_score":0.02446121722459793,"channel":1,"num_words":1,"start":354.84,"end":355.0},{"sentences":[{"text":"Here's","start":355.01498,"end":355.335,"sentiment":"neutral","sentiment_score":0.0316690169274807}],"sentiment":"neutral","sentiment_score":0.0316690169274807,"channel":0,"num_words":1,"start":355.01498,"end":355.335},{"sentences":[{"text":"we","start":355.22748,"end":355.455,"sentiment":"neutral","sentiment_score":0.036042626947164536}],"sentiment":"neutral","sentiment_score":0.036042626947164536,"channel":1,"num_words":1,"start":355.22748,"end":355.455},{"sentences":[{"text":"your","start":355.335,"end":355.57498,"sentiment":"neutral","sentiment_score":0.026889411732554436}],"sentiment":"neutral","sentiment_score":0.026889411732554436,"channel":0,"num_words":1,"start":355.335,"end":355.57498},{"sentences":[{"text":"thought","start":355.53497,"end":355.615,"sentiment":"neutral","sentiment_score":0.025353172793984413}],"sentiment":"neutral","sentiment_score":0.025353172793984413,"channel":1,"num_words":1,"start":355.53497,"end":355.615},{"sentences":[{"text":"yearly","start":355.57498,"end":355.975,"sentiment":"neutral","sentiment_score":0.030691925436258316}],"sentiment":"neutral","sentiment_score":0.030691925436258316,"channel":0,"num_words":1,"start":355.57498,"end":355.975},{"sentences":[{"text":"you know what?","start":355.69498,"end":356.25497,"sentiment":"neutral","sentiment_score":0.016263572499155998}],"sentiment":"neutral","sentiment_score":0.016263572499155998,"channel":1,"num_words":3,"start":355.69498,"end":356.25497},{"sentences":[{"text":"reminder.","start":355.975,"end":356.475,"sentiment":"neutral","sentiment_score":0.023558354005217552}],"sentiment":"neutral","sentiment_score":0.023558354005217552,"channel":0,"num_words":1,"start":355.975,"end":356.475},{"sentences":[{"text":"We've we've yeah.","start":356.25497,"end":357.215,"sentiment":"neutral","sentiment_score":0.1134365126490593},{"text":"Thank you.","start":357.215,"end":357.69498,"sentiment":"positive","sentiment_score":0.5775490403175354},{"text":"Please keep reminding me because we talk about it all the time.","start":357.69498,"end":361.29498,"sentiment":"positive","sentiment_score":0.4056661973396937},{"text":"And, you know, our biggest thing and the only reason we haven't done it is because of the kids, and we don't have someone that we can go, right, if something happened to us tomorrow, we would be happy for our kids to be left with","start":361.29498,"end":372.61002,"sentiment":"neutral","sentiment_score":0.13418322712506936}],"sentiment":"neutral","sentiment_score":0.1989814354668534,"channel":1,"num_words":63,"start":356.25497,"end":372.61002},{"sentences":[{"text":"Yeah.","start":373.75,"end":374.23,"sentiment":"neutral","sentiment_score":0.04073253273963928},{"text":"Yeah.","start":374.23,"end":374.55002,"sentiment":"neutral","sentiment_score":0.01112077571451664},{"text":"I","start":374.55002,"end":374.63,"sentiment":"neutral","sentiment_score":-0.0043753162026405334}],"sentiment":"neutral","sentiment_score":0.015825997417171795,"channel":0,"num_words":3,"start":373.75,"end":374.63},{"sentences":[{"text":"them.","start":374.59,"end":374.67,"sentiment":"neutral","sentiment_score":-0.005873405374586582}],"sentiment":"neutral","sentiment_score":-0.005873405374586582,"channel":1,"num_words":1,"start":374.59,"end":374.67},{"sentences":[{"text":"get","start":374.63,"end":374.87,"sentiment":"neutral","sentiment_score":-0.005535936914384365}],"sentiment":"neutral","sentiment_score":-0.005535936914384365,"channel":0,"num_words":1,"start":374.63,"end":374.87},{"sentences":[{"text":"You","start":374.67,"end":374.91,"sentiment":"neutral","sentiment_score":-0.016162950545549393}],"sentiment":"neutral","sentiment_score":-0.016162950545549393,"channel":1,"num_words":1,"start":374.67,"end":374.91},{"sentences":[{"text":"you.","start":374.87,"end":375.11002,"sentiment":"neutral","sentiment_score":-0.020976752042770382}],"sentiment":"neutral","sentiment_score":-0.020976752042770382,"channel":0,"num_words":1,"start":374.87,"end":375.11002},{"sentences":[{"text":"know,","start":374.91,"end":375.15,"sentiment":"neutral","sentiment_score":-0.02329503744840622}],"sentiment":"neutral","sentiment_score":-0.02329503744840622,"channel":1,"num_words":1,"start":374.91,"end":375.15},{"sentences":[{"text":"That's","start":375.11002,"end":375.35,"sentiment":"neutral","sentiment_score":-0.10064488649368286}],"sentiment":"neutral","sentiment_score":-0.10064488649368286,"channel":0,"num_words":1,"start":375.11002,"end":375.35},{"sentences":[{"text":"like,","start":375.15,"end":375.65,"sentiment":"neutral","sentiment_score":-0.1121196448802948}],"sentiment":"neutral","sentiment_score":-0.1121196448802948,"channel":1,"num_words":1,"start":375.15,"end":375.65},{"sentences":[{"text":"a tough","start":375.35,"end":375.75,"sentiment":"neutral","sentiment_score":-0.19712701439857483}],"sentiment":"neutral","sentiment_score":-0.19712701439857483,"channel":0,"num_words":2,"start":375.35,"end":375.75},{"sentences":[{"text":"we've","start":375.71002,"end":375.95,"sentiment":"neutral","sentiment_score":-0.2098204493522644}],"sentiment":"neutral","sentiment_score":-0.2098204493522644,"channel":1,"num_words":1,"start":375.71002,"end":375.95},{"sentences":[{"text":"one.","start":375.75,"end":376.125,"sentiment":"neutral","sentiment_score":-0.21252354979515076}],"sentiment":"neutral","sentiment_score":-0.21252354979515076,"channel":0,"num_words":1,"start":375.75,"end":376.125},{"sentences":[{"text":"we've obviously got my parents, but they're at an age we can't put them down as being, you know, for guardian for the kids.","start":375.95,"end":384.27002,"sentiment":"neutral","sentiment_score":-0.16545147448778152},{"text":"And there's just yeah.","start":384.27002,"end":385.87,"sentiment":"neutral","sentiment_score":-0.12558940052986145},{"text":"It Craig will do his brother, and I don't agree with it.","start":385.87,"end":388.865,"sentiment":"neutral","sentiment_score":-0.21179014320174852},{"text":"And yeah.","start":388.865,"end":390.385,"sentiment":"neutral","sentiment_score":-0.14738072454929352},{"text":"It's just it's so hard.","start":390.385,"end":391.845,"sentiment":"neutral","sentiment_score":-0.1957556575536728}],"sentiment":"neutral","sentiment_score":-0.17634498819391778,"channel":1,"num_words":47,"start":375.95,"end":391.845},{"sentences":[{"text":"But we that's our","start":392.545,"end":393.505,"sentiment":"neutral","sentiment_score":-0.12096048891544342}],"sentiment":"neutral","sentiment_score":-0.12096048891544342,"channel":1,"num_words":4,"start":392.545,"end":393.505},{"sentences":[{"text":"Yeah.","start":393.42,"end":393.92,"sentiment":"neutral","sentiment_score":-0.15372735261917114}],"sentiment":"neutral","sentiment_score":-0.15372735261917114,"channel":0,"num_words":1,"start":393.42,"end":393.92},{"sentences":[{"text":"excuse that we haven't done a will yet, and it's terrible.","start":393.505,"end":395.825,"sentiment":"neutral","sentiment_score":-0.32098893143913965},{"text":"We've been together, like, twenty six years, and with all our assets, we should have a fucking willing life.","start":395.825,"end":400.245,"sentiment":"negative","sentiment_score":-0.4350298345088959},{"text":"So","start":401.54,"end":401.86002,"sentiment":"neutral","sentiment_score":-0.23158827424049375}],"sentiment":"negative","sentiment_score":-0.38800107663677585,"channel":1,"num_words":31,"start":393.505,"end":401.86002},{"sentences":[{"text":"No.","start":401.58002,"end":401.82,"sentiment":"negative","sentiment_score":-0.3941522240638733},{"text":"That's","start":401.82,"end":402.14,"sentiment":"negative","sentiment_score":-0.35106492042541504}],"sentiment":"negative","sentiment_score":-0.37260857224464417,"channel":0,"num_words":2,"start":401.58002,"end":402.14},{"sentences":[{"text":"I do","start":401.86002,"end":402.18002,"sentiment":"neutral","sentiment_score":-0.32838428020477295}],"sentiment":"neutral","sentiment_score":-0.32838428020477295,"channel":1,"num_words":2,"start":401.86002,"end":402.18002},{"sentences":[{"text":"fair","start":402.14,"end":402.46002,"sentiment":"neutral","sentiment_score":-0.31271374225616455}],"sentiment":"neutral","sentiment_score":-0.31271374225616455,"channel":0,"num_words":1,"start":402.14,"end":402.46002},{"sentences":[{"text":"need I","start":402.18002,"end":402.5,"sentiment":"neutral","sentiment_score":-0.2933121919631958}],"sentiment":"neutral","sentiment_score":-0.2933121919631958,"channel":1,"num_words":2,"start":402.18002,"end":402.5},{"sentences":[{"text":"enough.","start":402.46002,"end":402.825,"sentiment":"neutral","sentiment_score":-0.2635916471481323}],"sentiment":"neutral","sentiment_score":-0.2635916471481323,"channel":0,"num_words":1,"start":402.46002,"end":402.825},{"sentences":[{"text":"do need to do it.","start":402.5,"end":403.30002,"sentiment":"neutral","sentiment_score":-0.21475498080253602},{"text":"And, look, it's and it's getting to the point.","start":403.30002,"end":405.06,"sentiment":"neutral","sentiment_score":-0.13649312489562565},{"text":"Our son's like, he's nearly 16, so we kind of just keep going.","start":405.06,"end":408.42,"sentiment":"neutral","sentiment_score":-0.16001969232009008},{"text":"Well, you know, he, you know, he could be responsible of Charlotte if something happens to us in the next ten years, but he's not responsible right now, obviously.","start":408.42,"end":416.36002,"sentiment":"neutral","sentiment_score":-0.14339165980445928}],"sentiment":"neutral","sentiment_score":-0.15251477076006786,"channel":1,"num_words":56,"start":402.5,"end":416.36002},{"sentences":[{"text":"Yeah.","start":417.28998,"end":417.53,"sentiment":"neutral","sentiment_score":-0.0269115399569273}],"sentiment":"neutral","sentiment_score":-0.0269115399569273,"channel":0,"num_words":1,"start":417.28998,"end":417.53},{"sentences":[{"text":"It is","start":417.445,"end":417.925,"sentiment":"neutral","sentiment_score":-0.024231119081377983}],"sentiment":"neutral","sentiment_score":-0.024231119081377983,"channel":1,"num_words":2,"start":417.445,"end":417.925},{"sentences":[{"text":"In a couple","start":417.53,"end":418.09,"sentiment":"neutral","sentiment_score":-0.09665487955013911}],"sentiment":"neutral","sentiment_score":-0.09665487955013911,"channel":0,"num_words":3,"start":417.53,"end":418.09},{"sentences":[{"text":"so","start":417.925,"end":418.245,"sentiment":"neutral","sentiment_score":-0.08811323344707489}],"sentiment":"neutral","sentiment_score":-0.08811323344707489,"channel":1,"num_words":1,"start":417.925,"end":418.245},{"sentences":[{"text":"of years'","start":418.09,"end":418.41,"sentiment":"neutral","sentiment_score":-0.1317383050918579}],"sentiment":"neutral","sentiment_score":-0.1317383050918579,"channel":0,"num_words":2,"start":418.09,"end":418.41},{"sentences":[{"text":"hard.","start":418.245,"end":418.745,"sentiment":"neutral","sentiment_score":-0.13330644369125366}],"sentiment":"neutral","sentiment_score":-0.13330644369125366,"channel":1,"num_words":1,"start":418.245,"end":418.745},{"sentences":[{"text":"time, it will be.","start":418.41,"end":419.47,"sentiment":"neutral","sentiment_score":-0.11686309799551964}],"sentiment":"neutral","sentiment_score":-0.11686309799551964,"channel":0,"num_words":4,"start":418.41,"end":419.47},{"sentences":[{"text":"That's right.","start":419.365,"end":420.005,"sentiment":"neutral","sentiment_score":-0.01196550577878952},{"text":"But look, we yes.","start":420.005,"end":420.965,"sentiment":"neutral","sentiment_score":0.025192652363330126},{"text":"We need to get it done, and we do.","start":420.965,"end":422.98502,"sentiment":"neutral","sentiment_score":0.021497419310940638}],"sentiment":"neutral","sentiment_score":0.01802109144628048,"channel":1,"num_words":15,"start":419.365,"end":422.98502},{"sentences":[{"text":"Yep.","start":423.61,"end":423.93,"sentiment":"neutral","sentiment_score":0.2238364219665527},{"text":"Amazing.","start":423.93,"end":424.43,"sentiment":"positive","sentiment_score":0.44646406173706055},{"text":"The beneficiaries are all in place, so that's all good.","start":424.65,"end":427.31,"sentiment":"positive","sentiment_score":0.4207578271627426}],"sentiment":"positive","sentiment_score":0.40648989627758664,"channel":0,"num_words":12,"start":423.61,"end":427.31},{"sentences":[{"text":"Yep.","start":427.445,"end":427.945,"sentiment":"neutral","sentiment_score":0.15922340750694275}],"sentiment":"neutral","sentiment_score":0.15922340750694275,"channel":1,"num_words":1,"start":427.445,"end":427.945},{"sentences":[{"text":"That covers the life insurance and the super.","start":427.61,"end":429.94998,"sentiment":"neutral","sentiment_score":0.15005154721438885}],"sentiment":"neutral","sentiment_score":0.15005154721438885,"channel":0,"num_words":8,"start":427.61,"end":429.94998},{"sentences":[{"text":"Yep.","start":430.085,"end":430.5,"sentiment":"neutral","sentiment_score":0.08744361996650696}],"sentiment":"neutral","sentiment_score":0.08744361996650696,"channel":1,"num_words":1,"start":430.085,"end":430.5},{"sentences":[{"text":"And then the other thing too is just powers of attorney.","start":430.56998,"end":433.15,"sentiment":"neutral","sentiment_score":0.07684546810659496},{"text":"So so, like, if you're in hospital,","start":433.235,"end":434.775,"sentiment":"neutral","sentiment_score":0.06392634340694972}],"sentiment":"neutral","sentiment_score":0.07182136405673292,"channel":0,"num_words":18,"start":430.56998,"end":434.775},{"sentences":[{"text":"Yes.","start":435.14,"end":435.64,"sentiment":"neutral","sentiment_score":0.09700075536966324}],"sentiment":"neutral","sentiment_score":0.09700075536966324,"channel":1,"num_words":1,"start":435.14,"end":435.64},{"sentences":[{"text":"being able to act on your behalf","start":435.155,"end":436.855,"sentiment":"neutral","sentiment_score":0.11678501431431089}],"sentiment":"neutral","sentiment_score":0.11678501431431089,"channel":0,"num_words":7,"start":435.155,"end":436.855},{"sentences":[{"text":"Yes.","start":436.74,"end":437.14,"sentiment":"neutral","sentiment_score":0.12076574563980104}],"sentiment":"neutral","sentiment_score":0.12076574563980104,"channel":1,"num_words":1,"start":436.74,"end":437.14},{"sentences":[{"text":"is","start":436.995,"end":437.395,"sentiment":"neutral","sentiment_score":0.08048752695322037}],"sentiment":"neutral","sentiment_score":0.08048752695322037,"channel":0,"num_words":1,"start":436.995,"end":437.395},{"sentences":[{"text":"So that","start":437.14,"end":437.54,"sentiment":"neutral","sentiment_score":0.09633547440171242}],"sentiment":"neutral","sentiment_score":0.09633547440171242,"channel":1,"num_words":2,"start":437.14,"end":437.54},{"sentences":[{"text":"a lot","start":437.395,"end":437.635,"sentiment":"neutral","sentiment_score":0.10394972935318948}],"sentiment":"neutral","sentiment_score":0.10394972935318948,"channel":0,"num_words":2,"start":437.395,"end":437.635},{"sentences":[{"text":"would","start":437.54,"end":437.7,"sentiment":"neutral","sentiment_score":0.09687096625566484}],"sentiment":"neutral","sentiment_score":0.09687096625566484,"channel":1,"num_words":1,"start":437.54,"end":437.7},{"sentences":[{"text":"quicker","start":437.635,"end":438.035,"sentiment":"neutral","sentiment_score":0.10343541204929352}],"sentiment":"neutral","sentiment_score":0.10343541204929352,"channel":0,"num_words":1,"start":437.635,"end":438.035},{"sentences":[{"text":"just be","start":437.7,"end":438.18,"sentiment":"neutral","sentiment_score":0.09304673224687576}],"sentiment":"neutral","sentiment_score":0.09304673224687576,"channel":1,"num_words":2,"start":437.7,"end":438.18},{"sentences":[{"text":"with","start":438.035,"end":438.195,"sentiment":"neutral","sentiment_score":0.06794234365224838}],"sentiment":"neutral","sentiment_score":0.06794234365224838,"channel":0,"num_words":1,"start":438.035,"end":438.195},{"sentences":[{"text":"either","start":438.18,"end":438.58,"sentiment":"neutral","sentiment_score":0.1003064587712288}],"sentiment":"neutral","sentiment_score":0.1003064587712288,"channel":1,"num_words":1,"start":438.18,"end":438.58},{"sentences":[{"text":"one of those.","start":438.195,"end":438.935,"sentiment":"neutral","sentiment_score":0.0711624634762605}],"sentiment":"neutral","sentiment_score":0.0711624634762605,"channel":0,"num_words":3,"start":438.195,"end":438.935},{"sentences":[{"text":"either myself or Craig.","start":438.58,"end":440.26,"sentiment":"neutral","sentiment_score":-0.003826456842944026},{"text":"Right?","start":440.26,"end":440.58,"sentiment":"neutral","sentiment_score":0.002022747416049242},{"text":"Like, we would just have each other as power of attorney?","start":440.58,"end":442.84,"sentiment":"neutral","sentiment_score":0.006551814265549183}],"sentiment":"neutral","sentiment_score":0.0036741798103321344,"channel":1,"num_words":16,"start":438.58,"end":442.84},{"sentences":[{"text":"Yeah.","start":443.635,"end":443.955,"sentiment":"neutral","sentiment_score":0.008212443441152573},{"text":"Pretty much.","start":443.955,"end":444.695,"sentiment":"neutral","sentiment_score":0.011492736637592316}],"sentiment":"neutral","sentiment_score":0.010399305572112402,"channel":0,"num_words":3,"start":443.635,"end":444.695},{"sentences":[{"text":"Yeah.","start":444.715,"end":445.035,"sentiment":"neutral","sentiment_score":0.011454851366579533},{"text":"Yeah.","start":445.035,"end":445.535,"sentiment":"neutral","sentiment_score":0.013682708144187927}],"sentiment":"neutral","sentiment_score":0.01256877975538373,"channel":1,"num_words":2,"start":444.715,"end":445.535},{"sentences":[{"text":"It it just skips all of the process of going to corporate probate or anything like that.","start":445.63,"end":449.39,"sentiment":"neutral","sentiment_score":-0.025033159510177726}],"sentiment":"neutral","sentiment_score":-0.025033159510177726,"channel":0,"num_words":17,"start":445.63,"end":449.39},{"sentences":[{"text":"Yeah.","start":449.195,"end":449.595,"sentiment":"neutral","sentiment_score":0.06542772054672241}],"sentiment":"neutral","sentiment_score":0.06542772054672241,"channel":1,"num_words":1,"start":449.195,"end":449.595},{"sentences":[{"text":"It just","start":449.39,"end":449.79,"sentiment":"neutral","sentiment_score":0.07774017751216888}],"sentiment":"neutral","sentiment_score":0.07774017751216888,"channel":0,"num_words":2,"start":449.39,"end":449.79},{"sentences":[{"text":"Yeah.","start":449.595,"end":449.835,"sentiment":"neutral","sentiment_score":0.10509312152862547}],"sentiment":"neutral","sentiment_score":0.10509312152862547,"channel":1,"num_words":1,"start":449.595,"end":449.835},{"sentences":[{"text":"makes","start":449.79,"end":449.95,"sentiment":"neutral","sentiment_score":0.12348555028438568}],"sentiment":"neutral","sentiment_score":0.12348555028438568,"channel":0,"num_words":1,"start":449.79,"end":449.95},{"sentences":[{"text":"Yeah.","start":449.835,"end":450.335,"sentiment":"neutral","sentiment_score":0.17035742104053497}],"sentiment":"neutral","sentiment_score":0.17035742104053497,"channel":1,"num_words":1,"start":449.835,"end":450.335},{"sentences":[{"text":"it a lot quicker.","start":449.95,"end":450.67,"sentiment":"neutral","sentiment_score":0.21406546607613564},{"text":"I know","start":450.67,"end":451.07,"sentiment":"neutral","sentiment_score":0.06806627288460732}],"sentiment":"neutral","sentiment_score":0.1653990683456262,"channel":0,"num_words":6,"start":449.95,"end":451.07},{"sentences":[{"text":"Yeah.","start":450.875,"end":451.375,"sentiment":"neutral","sentiment_score":0.0808015689253807}],"sentiment":"neutral","sentiment_score":0.0808015689253807,"channel":1,"num_words":1,"start":450.875,"end":451.375},{"sentences":[{"text":"spouses are usually preferred","start":451.07,"end":452.45,"sentiment":"neutral","sentiment_score":0.07643256336450577}],"sentiment":"neutral","sentiment_score":0.07643256336450577,"channel":0,"num_words":4,"start":451.07,"end":452.45},{"sentences":[{"text":"Yes.","start":452.395,"end":452.875,"sentiment":"neutral","sentiment_score":0.10421690344810486}],"sentiment":"neutral","sentiment_score":0.10421690344810486,"channel":1,"num_words":1,"start":452.395,"end":452.875},{"sentences":[{"text":"for doctors,","start":452.51,"end":453.15,"sentiment":"neutral","sentiment_score":0.11462543159723282}],"sentiment":"neutral","sentiment_score":0.11462543159723282,"channel":0,"num_words":2,"start":452.51,"end":453.15},{"sentences":[{"text":"Yep.","start":452.875,"end":453.375,"sentiment":"neutral","sentiment_score":0.18263420462608335}],"sentiment":"neutral","sentiment_score":0.18263420462608335,"channel":1,"num_words":1,"start":452.875,"end":453.375},{"sentences":[{"text":"but beautiful.","start":453.15,"end":453.97,"sentiment":"positive","sentiment_score":0.3464193493127823}],"sentiment":"positive","sentiment_score":0.3464193493127823,"channel":0,"num_words":2,"start":453.15,"end":453.97},{"sentences":[{"text":"Yep.","start":453.755,"end":454.255,"sentiment":"neutral","sentiment_score":0.17735084891319275},{"text":"Yeah.","start":454.555,"end":454.795,"sentiment":"neutral","sentiment_score":0.24664035439491272},{"text":"Cool.","start":454.795,"end":455.115,"sentiment":"neutral","sentiment_score":0.26287707686424255},{"text":"Yeah.","start":455.115,"end":455.355,"sentiment":"neutral","sentiment_score":0.0837855115532875},{"text":"No.","start":455.355,"end":455.515,"sentiment":"neutral","sentiment_score":0.007958337664604187}],"sentiment":"neutral","sentiment_score":0.15572242587804794,"channel":1,"num_words":5,"start":453.755,"end":455.515},{"sentences":[{"text":"I'm power of attorney and enduring guardian on mom and dad.","start":455.515,"end":458.49,"sentiment":"neutral","sentiment_score":0.018522840501232582},{"text":"So","start":458.49,"end":458.99,"sentiment":"neutral","sentiment_score":0.005944525822997093}],"sentiment":"neutral","sentiment_score":0.017474647611379623,"channel":1,"num_words":12,"start":455.515,"end":458.99},{"sentences":[{"text":"Yeah.","start":460.085,"end":460.405,"sentiment":"neutral","sentiment_score":0.016225162893533707},{"text":"Okay.","start":460.405,"end":460.805,"sentiment":"neutral","sentiment_score":0.0182022862136364}],"sentiment":"neutral","sentiment_score":0.017213724553585052,"channel":0,"num_words":2,"start":460.085,"end":460.805},{"sentences":[{"text":"Yeah.","start":460.72998,"end":461.22998,"sentiment":"neutral","sentiment_score":0.011906478554010391}],"sentiment":"neutral","sentiment_score":0.011906478554010391,"channel":1,"num_words":1,"start":460.72998,"end":461.22998},{"sentences":[{"text":"So used to it.","start":460.805,"end":461.865,"sentiment":"neutral","sentiment_score":0.00935965939424932}],"sentiment":"neutral","sentiment_score":0.00935965939424932,"channel":0,"num_words":4,"start":460.805,"end":461.865},{"sentences":[{"text":"Yep.","start":461.77,"end":462.27,"sentiment":"neutral","sentiment_score":0.01912572793662548}],"sentiment":"neutral","sentiment_score":0.01912572793662548,"channel":1,"num_words":1,"start":461.77,"end":462.27},{"sentences":[{"text":"Now I've got some just quickly on the insurance side of things.","start":463.605,"end":467.125,"sentiment":"neutral","sentiment_score":-0.012741175635407368},{"text":"So","start":467.125,"end":467.365,"sentiment":"neutral","sentiment_score":-0.018728991970419884}],"sentiment":"neutral","sentiment_score":-0.013201776891946793,"channel":0,"num_words":13,"start":463.605,"end":467.365},{"sentences":[{"text":"Mhmm.","start":467.28998,"end":467.78998,"sentiment":"neutral","sentiment_score":-0.015308542177081108}],"sentiment":"neutral","sentiment_score":-0.015308542177081108,"channel":1,"num_words":1,"start":467.28998,"end":467.78998},{"sentences":[{"text":"we had to transfer it over $250 worth of life and CPT","start":467.365,"end":471.785,"sentiment":"neutral","sentiment_score":0.003927301770697038}],"sentiment":"neutral","sentiment_score":0.003927301770697038,"channel":0,"num_words":12,"start":467.365,"end":471.785},{"sentences":[{"text":"Mhmm.","start":472.155,"end":472.655,"sentiment":"neutral","sentiment_score":-0.001752583310008049}],"sentiment":"neutral","sentiment_score":-0.001752583310008049,"channel":1,"num_words":1,"start":472.155,"end":472.655},{"sentences":[{"text":"from the previous fund.","start":472.5,"end":474.68,"sentiment":"neutral","sentiment_score":-0.012706931214779615},{"text":"It's still under $700 a year, so nice and cheap there, but it's","start":474.9,"end":478.25998,"sentiment":"neutral","sentiment_score":0.07510871526140434}],"sentiment":"neutral","sentiment_score":0.054446210208184576,"channel":0,"num_words":17,"start":472.5,"end":478.25998},{"sentences":[{"text":"Yep.","start":478.155,"end":478.655,"sentiment":"neutral","sentiment_score":-0.005716027691960335}],"sentiment":"neutral","sentiment_score":-0.005716027691960335,"channel":1,"num_words":1,"start":478.155,"end":478.655},{"sentences":[{"text":"a 0.25 of a mill.","start":478.25998,"end":479.47998,"sentiment":"neutral","sentiment_score":-0.0013988370075821877}],"sentiment":"neutral","sentiment_score":-0.0013988370075821877,"channel":0,"num_words":5,"start":478.25998,"end":479.47998},{"sentences":[{"text":"Yep.","start":479.355,"end":479.855,"sentiment":"neutral","sentiment_score":0.03698921203613281}],"sentiment":"neutral","sentiment_score":0.03698921203613281,"channel":1,"num_words":1,"start":479.355,"end":479.855},{"sentences":[{"text":"Pretty much cleared out that mortgage now.","start":480.34,"end":482.59998,"sentiment":"neutral","sentiment_score":0.02615115206156458}],"sentiment":"neutral","sentiment_score":0.02615115206156458,"channel":0,"num_words":7,"start":480.34,"end":482.59998},{"sentences":[{"text":"Yes.","start":482.715,"end":483.215,"sentiment":"neutral","sentiment_score":0.017065854743123055}],"sentiment":"neutral","sentiment_score":0.017065854743123055,"channel":1,"num_words":1,"start":482.715,"end":483.215},{"sentences":[{"text":"My main question was, are you wanting me like, do I need to look for quotes for income protection for yourself or just focus on freight?","start":483.22,"end":490.625,"sentiment":"neutral","sentiment_score":-0.04967173504141661}],"sentiment":"neutral","sentiment_score":-0.04967173504141661,"channel":0,"num_words":26,"start":483.22,"end":490.625},{"sentences":[{"text":"I think just income protection more focused on Craig.","start":491.00998,"end":494.15,"sentiment":"neutral","sentiment_score":-0.13033987085024515},{"text":"I I I don't feel like I need income protection.","start":495.72998,"end":499.935,"sentiment":"negative","sentiment_score":-0.3970066040754318},{"text":"I mean,","start":500.895,"end":501.475,"sentiment":"neutral","sentiment_score":-0.1533622108399868}],"sentiment":"neutral","sentiment_score":-0.2595166333374523,"channel":1,"num_words":21,"start":491.00998,"end":501.475},{"sentences":[{"text":"Yes.","start":502.09998,"end":502.59998,"sentiment":"neutral","sentiment_score":-0.09340052306652068}],"sentiment":"neutral","sentiment_score":-0.09340052306652068,"channel":0,"num_words":1,"start":502.09998,"end":502.59998},{"sentences":[{"text":"I I I feel if anything was to happen to me and Craig had to be a full time carer, what he would get as benefits, I suppose, would cover what I would be getting as a wage anyway.","start":502.575,"end":517.01,"sentiment":"neutral","sentiment_score":-0.09725209459280357},{"text":"Does that make sense?","start":517.63,"end":518.69,"sentiment":"neutral","sentiment_score":-0.02679193951189518}],"sentiment":"neutral","sentiment_score":-0.09069766156202139,"channel":1,"num_words":43,"start":502.575,"end":518.69},{"sentences":[{"text":"Yeah.","start":518.295,"end":518.535,"sentiment":"neutral","sentiment_score":-0.033962443470954895},{"text":"And if we did do a policy, it's only up to 70%.","start":518.535,"end":521.815,"sentiment":"neutral","sentiment_score":-0.03939214053874215},{"text":"So the","start":521.815,"end":522.295,"sentiment":"neutral","sentiment_score":-0.014007128775119781}],"sentiment":"neutral","sentiment_score":-0.035645492499073346,"channel":0,"num_words":15,"start":518.295,"end":522.295},{"sentences":[{"text":"Yeah.","start":522.11,"end":522.61,"sentiment":"neutral","sentiment_score":-0.007437165826559067}],"sentiment":"neutral","sentiment_score":-0.007437165826559067,"channel":1,"num_words":1,"start":522.11,"end":522.61},{"sentences":[{"text":"maximum you could be getting after tax is 345.","start":522.295,"end":525.59503,"sentiment":"neutral","sentiment_score":-0.019374033229218587}],"sentiment":"neutral","sentiment_score":-0.019374033229218587,"channel":0,"num_words":9,"start":522.295,"end":525.59503},{"sentences":[{"text":"Yeah.","start":525.31,"end":525.63,"sentiment":"neutral","sentiment_score":-0.11344117671251296},{"text":"No.","start":525.63,"end":526.11,"sentiment":"negative","sentiment_score":-0.39729779958724976},{"text":"No.","start":526.11,"end":526.61,"sentiment":"negative","sentiment_score":-0.5249671936035156},{"text":"Not worth it for me, I don't","start":526.83,"end":528.375,"sentiment":"negative","sentiment_score":-0.5930283835956028}],"sentiment":"negative","sentiment_score":-0.5186904855072498,"channel":1,"num_words":10,"start":525.31,"end":528.375},{"sentences":[{"text":"Not worth the premiums.","start":528.455,"end":529.59503,"sentiment":"negative","sentiment_score":-0.5318248271942139}],"sentiment":"negative","sentiment_score":-0.5318248271942139,"channel":0,"num_words":4,"start":528.455,"end":529.59503},{"sentences":[{"text":"think.","start":529.83496,"end":530.33496,"sentiment":"neutral","sentiment_score":-0.27363938093185425}],"sentiment":"neutral","sentiment_score":-0.27363938093185425,"channel":1,"num_words":1,"start":529.83496,"end":530.33496},{"sentences":[{"text":"And there's no trauma insurance for","start":529.895,"end":531.91003,"sentiment":"neutral","sentiment_score":-0.1837917019923528}],"sentiment":"neutral","sentiment_score":-0.1837917019923528,"channel":0,"num_words":6,"start":529.895,"end":531.91003},{"sentences":[{"text":"No.","start":531.795,"end":532.295,"sentiment":"neutral","sentiment_score":-0.2348847389221191}],"sentiment":"neutral","sentiment_score":-0.2348847389221191,"channel":1,"num_words":1,"start":531.795,"end":532.295},{"sentences":[{"text":"for heart attack, stroke, and cancer.","start":531.91003,"end":533.93,"sentiment":"neutral","sentiment_score":-0.2244894082347552},{"text":"So I was just gonna leave the the life and CBD alone unless you wanted me to alter that at all.","start":534.63,"end":539.37,"sentiment":"neutral","sentiment_score":-0.2801221680073511}],"sentiment":"neutral","sentiment_score":-0.2677593325023298,"channel":0,"num_words":27,"start":531.91003,"end":539.37},{"sentences":[{"text":"Yep.","start":539.235,"end":539.39496,"sentiment":"neutral","sentiment_score":-0.06636818498373032},{"text":"No.","start":539.39496,"end":539.71497,"sentiment":"neutral","sentiment_score":-0.1648338884115219},{"text":"So but if so I've I've got life insurance, don't I?","start":539.71497,"end":542.915,"sentiment":"neutral","sentiment_score":-0.17000247944485058},{"text":"So what what's what's my life insurance?","start":542.915,"end":545.13,"sentiment":"neutral","sentiment_score":-0.1621424960238593},{"text":"That $2.50?","start":545.13,"end":546.11005,"sentiment":"neutral","sentiment_score":-0.08850356563925743}],"sentiment":"neutral","sentiment_score":-0.15514699776064267,"channel":1,"num_words":22,"start":539.235,"end":546.11005},{"sentences":[{"text":"Yeah.","start":547.09503,"end":547.335,"sentiment":"neutral","sentiment_score":-0.07716639339923859},{"text":"And it's the same for total disability.","start":547.335,"end":549.195,"sentiment":"neutral","sentiment_score":0.00915975748960461}],"sentiment":"neutral","sentiment_score":-0.0016310113715007901,"channel":0,"num_words":8,"start":547.09503,"end":549.195},{"sentences":[{"text":"Yep.","start":549.45,"end":549.85004,"sentiment":"neutral","sentiment_score":0.07240346074104309},{"text":"Yeah.","start":549.85004,"end":550.09,"sentiment":"neutral","sentiment_score":0.05250553414225578},{"text":"No.","start":550.09,"end":550.33,"sentiment":"neutral","sentiment_score":0.026074018329381943},{"text":"Yeah.","start":550.33,"end":550.49005,"sentiment":"neutral","sentiment_score":0.10537740588188171},{"text":"I think that's fine because that would that would cover","start":550.49005,"end":552.49005,"sentiment":"neutral","sentiment_score":0.27314281463623047}],"sentiment":"neutral","sentiment_score":0.2134134689612048,"channel":1,"num_words":14,"start":549.45,"end":552.49005},{"sentences":[{"text":"Perfect.","start":552.215,"end":552.715,"sentiment":"positive","sentiment_score":0.35365384817123413}],"sentiment":"positive","sentiment_score":0.35365384817123413,"channel":0,"num_words":1,"start":552.215,"end":552.715},{"sentences":[{"text":"the mortgage.","start":552.49005,"end":553.05005,"sentiment":"neutral","sentiment_score":0.2701396271586418},{"text":"That's, like, the main priority, really.","start":553.05005,"end":555.15,"sentiment":"positive","sentiment_score":0.3333503355582555}],"sentiment":"neutral","sentiment_score":0.3175476584583521,"channel":1,"num_words":8,"start":552.49005,"end":555.15},{"sentences":[{"text":"Perfect.","start":556.695,"end":557.195,"sentiment":"positive","sentiment_score":0.6060060262680054}],"sentiment":"positive","sentiment_score":0.6060060262680054,"channel":0,"num_words":1,"start":556.695,"end":557.195},{"sentences":[{"text":"Yep.","start":556.89,"end":557.39,"sentiment":"neutral","sentiment_score":0.2929542660713196}],"sentiment":"neutral","sentiment_score":0.2929542660713196,"channel":1,"num_words":1,"start":556.89,"end":557.39},{"sentences":[{"text":"Now when it comes to the super side of things, so I was having a look at your original projections when you came on board.","start":557.895,"end":564.07,"sentiment":"neutral","sentiment_score":0.09612269580364227},{"text":"We were kind of aiming for you to go from 93 to a 147,000 over five years.","start":564.52997,"end":570.07,"sentiment":"neutral","sentiment_score":0.09729020779623705}],"sentiment":"neutral","sentiment_score":0.0965952601815973,"channel":0,"num_words":42,"start":557.895,"end":570.07},{"sentences":[{"text":"Yep.","start":569.605,"end":569.845,"sentiment":"neutral","sentiment_score":0.07910794019699097},{"text":"Yep.","start":569.845,"end":570.33,"sentiment":"neutral","sentiment_score":0.06993713229894638}],"sentiment":"neutral","sentiment_score":0.07452253624796867,"channel":1,"num_words":2,"start":569.605,"end":570.33},{"sentences":[{"text":"We're halfway through that.","start":570.61,"end":572.05,"sentiment":"neutral","sentiment_score":0.08597113378345966},{"text":"You're at $1.21,","start":572.05,"end":573.525,"sentiment":"neutral","sentiment_score":0.08122287690639496}],"sentiment":"neutral","sentiment_score":0.08393616655043193,"channel":0,"num_words":7,"start":570.61,"end":573.525},{"sentences":[{"text":"Yep.","start":573.61005,"end":574.11005,"sentiment":"neutral","sentiment_score":0.06537753343582153}],"sentiment":"neutral","sentiment_score":0.06537753343582153,"channel":1,"num_words":1,"start":573.61005,"end":574.11005},{"sentences":[{"text":"and you're projecting roughly to about a 150.","start":573.92505,"end":576.505,"sentiment":"neutral","sentiment_score":0.06208985159173608}],"sentiment":"neutral","sentiment_score":0.06208985159173608,"channel":0,"num_words":8,"start":573.92505,"end":576.505},{"sentences":[{"text":"Mhmm.","start":576.57,"end":577.07,"sentiment":"neutral","sentiment_score":-0.0049210162833333015}],"sentiment":"neutral","sentiment_score":-0.0049210162833333015,"channel":1,"num_words":1,"start":576.57,"end":577.07},{"sentences":[{"text":"It's been a bit of a lower year this year because the war in Iran kind of dropped","start":578.72504,"end":582.405,"sentiment":"neutral","sentiment_score":-0.20906323980953959}],"sentiment":"neutral","sentiment_score":-0.20906323980953959,"channel":0,"num_words":18,"start":578.72504,"end":582.405},{"sentences":[{"text":"Cool.","start":582.25,"end":582.65,"sentiment":"neutral","sentiment_score":-0.10102133452892303}],"sentiment":"neutral","sentiment_score":-0.10102133452892303,"channel":1,"num_words":1,"start":582.25,"end":582.65},{"sentences":[{"text":"the stock","start":582.405,"end":582.72504,"sentiment":"neutral","sentiment_score":-0.05083818733692169}],"sentiment":"neutral","sentiment_score":-0.05083818733692169,"channel":0,"num_words":2,"start":582.405,"end":582.72504},{"sentences":[{"text":"K.","start":582.65,"end":583.15,"sentiment":"neutral","sentiment_score":-0.04100736975669861}],"sentiment":"neutral","sentiment_score":-0.04100736975669861,"channel":1,"num_words":1,"start":582.65,"end":583.15},{"sentences":[{"text":"market for a little","start":582.72504,"end":583.525,"sentiment":"neutral","sentiment_score":-0.028716400731354952}],"sentiment":"neutral","sentiment_score":-0.028716400731354952,"channel":0,"num_words":4,"start":582.72504,"end":583.525},{"sentences":[{"text":"Yep.","start":583.29004,"end":583.69,"sentiment":"neutral","sentiment_score":-0.02838689647614956}],"sentiment":"neutral","sentiment_score":-0.02838689647614956,"channel":1,"num_words":1,"start":583.29004,"end":583.69},{"sentences":[{"text":"bit,","start":583.525,"end":584.025,"sentiment":"neutral","sentiment_score":-0.026957117021083832}],"sentiment":"neutral","sentiment_score":-0.026957117021083832,"channel":0,"num_words":1,"start":583.525,"end":584.025},{"sentences":[{"text":"Yep.","start":583.69,"end":584.19,"sentiment":"neutral","sentiment_score":-0.02971844002604485}],"sentiment":"neutral","sentiment_score":-0.02971844002604485,"channel":1,"num_words":1,"start":583.69,"end":584.19},{"sentences":[{"text":"but","start":584.16504,"end":584.66504,"sentiment":"neutral","sentiment_score":-0.05526245012879371}],"sentiment":"neutral","sentiment_score":-0.05526245012879371,"channel":0,"num_words":1,"start":584.16504,"end":584.66504},{"sentences":[{"text":"Did I lose","start":584.685,"end":585.425,"sentiment":"neutral","sentiment_score":-0.19461612651745477}],"sentiment":"neutral","sentiment_score":-0.19461612651745477,"channel":1,"num_words":3,"start":584.685,"end":585.425},{"sentences":[{"text":"still tracking pretty well.","start":585.04504,"end":586.59,"sentiment":"neutral","sentiment_score":-0.2789783179759979},{"text":"Now it went down.","start":587.47003,"end":588.27,"sentiment":"neutral","sentiment_score":-0.22461646422743797},{"text":"I'll show","start":588.27,"end":588.67004,"sentiment":"neutral","sentiment_score":-0.07989029213786125}],"sentiment":"neutral","sentiment_score":-0.2174159713089466,"channel":0,"num_words":10,"start":585.04504,"end":588.67004},{"sentences":[{"text":"much?","start":588.525,"end":589.025,"sentiment":"neutral","sentiment_score":-0.06580786406993866}],"sentiment":"neutral","sentiment_score":-0.06580786406993866,"channel":1,"num_words":1,"start":588.525,"end":589.025},{"sentences":[{"text":"you exactly what happened to the account.","start":588.67004,"end":590.51,"sentiment":"neutral","sentiment_score":-0.07492168407355036},{"text":"So it went from do do do do do two secs.","start":590.51,"end":594.05005,"sentiment":"neutral","sentiment_score":-0.0164936323734847},{"text":"So it went from $1.20 down to $1.00 9 and then back up to $1.22.","start":594.35004,"end":598.875,"sentiment":"neutral","sentiment_score":-0.012586141936480999}],"sentiment":"neutral","sentiment_score":-0.027111329505163612,"channel":0,"num_words":33,"start":588.67004,"end":598.875},{"sentences":[{"text":"Yeah.","start":599.08,"end":599.32,"sentiment":"neutral","sentiment_score":0.04210302233695984},{"text":"Okay.","start":599.32,"end":599.8,"sentiment":"neutral","sentiment_score":0.05387398973107338},{"text":"So, yeah, not too bad.","start":599.8,"end":601.42,"sentiment":"neutral","sentiment_score":0.14103270769119264}],"sentiment":"neutral","sentiment_score":0.11444865007485662,"channel":1,"num_words":7,"start":599.08,"end":601.42},{"sentences":[{"text":"So still up for the year.","start":600.955,"end":602.315,"sentiment":"neutral","sentiment_score":0.25386520723501843},{"text":"It's not","start":602.315,"end":602.635,"sentiment":"neutral","sentiment_score":0.10076159238815308}],"sentiment":"neutral","sentiment_score":0.21558930352330208,"channel":0,"num_words":8,"start":600.955,"end":602.635},{"sentences":[{"text":"Yep.","start":602.52,"end":603.02,"sentiment":"neutral","sentiment_score":0.0202324241399765}],"sentiment":"neutral","sentiment_score":0.0202324241399765,"channel":1,"num_words":1,"start":602.52,"end":603.02},{"sentences":[{"text":"in the negative,","start":602.635,"end":603.375,"sentiment":"neutral","sentiment_score":-0.007218137383460998}],"sentiment":"neutral","sentiment_score":-0.007218137383460998,"channel":0,"num_words":3,"start":602.635,"end":603.375},{"sentences":[{"text":"Yep.","start":603.48,"end":603.98,"sentiment":"neutral","sentiment_score":0.003181940643116832}],"sentiment":"neutral","sentiment_score":0.003181940643116832,"channel":1,"num_words":1,"start":603.48,"end":603.98},{"sentences":[{"text":"which it happens every now and then.","start":603.675,"end":605.855,"sentiment":"neutral","sentiment_score":0.013093941711953707}],"sentiment":"neutral","sentiment_score":0.013093941711953707,"channel":0,"num_words":7,"start":603.675,"end":605.855},{"sentences":[{"text":"Yep.","start":605.64,"end":606.14,"sentiment":"neutral","sentiment_score":0.03144440799951553}],"sentiment":"neutral","sentiment_score":0.03144440799951553,"channel":1,"num_words":1,"start":605.64,"end":606.14},{"sentences":[{"text":"But, basically, the main hit was some Australian shares and EBN shares.","start":607.755,"end":612.54,"sentiment":"neutral","sentiment_score":0.04584305981794993}],"sentiment":"neutral","sentiment_score":0.04584305981794993,"channel":0,"num_words":12,"start":607.755,"end":612.54},{"sentences":[{"text":"Mhmm.","start":612.68,"end":613.18,"sentiment":"neutral","sentiment_score":0.06881967931985855}],"sentiment":"neutral","sentiment_score":0.06881967931985855,"channel":1,"num_words":1,"start":612.68,"end":613.18},{"sentences":[{"text":"Everything else is up pretty strong.","start":612.86,"end":614.72,"sentiment":"neutral","sentiment_score":0.17040136953194937},{"text":"Gold,","start":614.77997,"end":615.27997,"sentiment":"neutral","sentiment_score":0.13319799304008484}],"sentiment":"neutral","sentiment_score":0.165086601461683,"channel":0,"num_words":7,"start":612.86,"end":615.27997},{"sentences":[{"text":"Yep.","start":615.775,"end":616.275,"sentiment":"neutral","sentiment_score":0.0852547436952591}],"sentiment":"neutral","sentiment_score":0.0852547436952591,"channel":1,"num_words":1,"start":615.775,"end":616.275},{"sentences":[{"text":"international shares, all up double digits, but","start":615.98,"end":618.45996,"sentiment":"neutral","sentiment_score":0.08560921464647565}],"sentiment":"neutral","sentiment_score":0.08560921464647565,"channel":0,"num_words":7,"start":615.98,"end":618.45996},{"sentences":[{"text":"Yeah.","start":618.255,"end":618.655,"sentiment":"neutral","sentiment_score":0.09894059598445892}],"sentiment":"neutral","sentiment_score":0.09894059598445892,"channel":1,"num_words":1,"start":618.255,"end":618.655},{"sentences":[{"text":"looking","start":618.45996,"end":618.77997,"sentiment":"neutral","sentiment_score":0.26282596588134766}],"sentiment":"neutral","sentiment_score":0.26282596588134766,"channel":0,"num_words":1,"start":618.45996,"end":618.77997},{"sentences":[{"text":"Cool.","start":618.655,"end":619.155,"sentiment":"positive","sentiment_score":0.4566982984542846}],"sentiment":"positive","sentiment_score":0.4566982984542846,"channel":1,"num_words":1,"start":618.655,"end":619.155},{"sentences":[{"text":"pretty good.","start":618.77997,"end":619.51996,"sentiment":"positive","sentiment_score":0.506602942943573}],"sentiment":"positive","sentiment_score":0.506602942943573,"channel":0,"num_words":2,"start":618.77997,"end":619.51996},{"sentences":[{"text":"Cool.","start":619.53503,"end":620.03503,"sentiment":"positive","sentiment_score":0.4175894856452942}],"sentiment":"positive","sentiment_score":0.4175894856452942,"channel":1,"num_words":1,"start":619.53503,"end":620.03503},{"sentences":[{"text":"You are in high growth, of course, so trying to get high long term returns.","start":620.62,"end":624.8,"sentiment":"neutral","sentiment_score":0.26572078665097554}],"sentiment":"neutral","sentiment_score":0.26572078665097554,"channel":0,"num_words":15,"start":620.62,"end":624.8},{"sentences":[{"text":"Yep.","start":624.815,"end":625.135,"sentiment":"neutral","sentiment_score":0.0713539645075798},{"text":"And keep it like that,","start":625.135,"end":626.335,"sentiment":"neutral","sentiment_score":0.036918419599533084}],"sentiment":"neutral","sentiment_score":0.042657677084207535,"channel":1,"num_words":6,"start":624.815,"end":626.335},{"sentences":[{"text":"Not","start":626.3,"end":626.8,"sentiment":"neutral","sentiment_score":-0.04227049648761749}],"sentiment":"neutral","sentiment_score":-0.04227049648761749,"channel":0,"num_words":1,"start":626.3,"end":626.8},{"sentences":[{"text":"do you think?","start":626.335,"end":626.895,"sentiment":"neutral","sentiment_score":-0.067681019504865},{"text":"Still at my age?","start":626.895,"end":627.78,"sentiment":"neutral","sentiment_score":-0.07342228665947914}],"sentiment":"neutral","sentiment_score":-0.07096174359321594,"channel":1,"num_words":7,"start":626.335,"end":627.78},{"sentences":[{"text":"yeah.","start":628.955,"end":629.35504,"sentiment":"neutral","sentiment_score":-0.016736190766096115},{"text":"So usually","start":629.35504,"end":630.155,"sentiment":"neutral","sentiment_score":-0.006378205493092537}],"sentiment":"neutral","sentiment_score":-0.009830867250760397,"channel":0,"num_words":3,"start":628.955,"end":630.155},{"sentences":[{"text":"Yep.","start":629.7,"end":630.2,"sentiment":"neutral","sentiment_score":-0.0011402865638956428}],"sentiment":"neutral","sentiment_score":-0.0011402865638956428,"channel":1,"num_words":1,"start":629.7,"end":630.2},{"sentences":[{"text":"because you got 90% growth assets, it's gonna go up and down like a roller coaster.","start":630.315,"end":634.175,"sentiment":"neutral","sentiment_score":0.0027280765352770686}],"sentiment":"neutral","sentiment_score":0.0027280765352770686,"channel":0,"num_words":16,"start":630.315,"end":634.175},{"sentences":[{"text":"Yeah.","start":633.94,"end":634.34,"sentiment":"neutral","sentiment_score":0.05277438461780548},{"text":"Okay.","start":634.34,"end":634.66003,"sentiment":"neutral","sentiment_score":0.07476399093866348},{"text":"Yep.","start":634.66003,"end":635.16003,"sentiment":"neutral","sentiment_score":0.07765239477157593}],"sentiment":"neutral","sentiment_score":0.06839692344268163,"channel":1,"num_words":3,"start":633.94,"end":635.16003},{"sentences":[{"text":"The more you build your balance up, the bigger it's gonna look.","start":635.91504,"end":638.635,"sentiment":"neutral","sentiment_score":0.09862561523914337},{"text":"So","start":638.635,"end":638.79504,"sentiment":"neutral","sentiment_score":0.08624356985092163}],"sentiment":"neutral","sentiment_score":0.09767315020928016,"channel":0,"num_words":13,"start":635.91504,"end":638.79504},{"sentences":[{"text":"Yep.","start":638.74005,"end":639.24005,"sentiment":"neutral","sentiment_score":0.07303312420845032}],"sentiment":"neutral","sentiment_score":0.07303312420845032,"channel":1,"num_words":1,"start":638.74005,"end":639.24005},{"sentences":[{"text":"when you've got 500,000, it's gonna be going up and down $50 a year","start":638.79504,"end":642.51,"sentiment":"neutral","sentiment_score":0.10546962225011416}],"sentiment":"neutral","sentiment_score":0.10546962225011416,"channel":0,"num_words":14,"start":638.79504,"end":642.51},{"sentences":[{"text":"Yep.","start":642.5,"end":642.915,"sentiment":"neutral","sentiment_score":0.03741886466741562}],"sentiment":"neutral","sentiment_score":0.03741886466741562,"channel":1,"num_words":1,"start":642.5,"end":642.915},{"sentences":[{"text":"rather than $12 a year.","start":642.67,"end":644.37,"sentiment":"neutral","sentiment_score":0.03137584552168846}],"sentiment":"neutral","sentiment_score":0.03137584552168846,"channel":0,"num_words":5,"start":642.67,"end":644.37},{"sentences":[{"text":"Yep.","start":644.035,"end":644.355,"sentiment":"neutral","sentiment_score":0.04957965016365051},{"text":"Yep.","start":644.355,"end":644.855,"sentiment":"neutral","sentiment_score":0.02968447655439377},{"text":"Yep.","start":646.035,"end":646.535,"sentiment":"neutral","sentiment_score":0.0692475289106369}],"sentiment":"neutral","sentiment_score":0.049503885209560394,"channel":1,"num_words":3,"start":644.035,"end":646.535},{"sentences":[{"text":"And then when you","start":646.35004,"end":646.99,"sentiment":"neutral","sentiment_score":0.012526340899057686}],"sentiment":"neutral","sentiment_score":0.012526340899057686,"channel":0,"num_words":4,"start":646.35004,"end":646.99},{"sentences":[{"text":"And","start":646.83496,"end":647.15497,"sentiment":"neutral","sentiment_score":-0.0003416091203689575}],"sentiment":"neutral","sentiment_score":-0.0003416091203689575,"channel":1,"num_words":1,"start":646.83496,"end":647.15497},{"sentences":[{"text":"get closer","start":646.99,"end":647.47003,"sentiment":"neutral","sentiment_score":0.0020649731159210205}],"sentiment":"neutral","sentiment_score":0.0020649731159210205,"channel":0,"num_words":2,"start":646.99,"end":647.47003},{"sentences":[{"text":"do you","start":647.15497,"end":647.555,"sentiment":"neutral","sentiment_score":0.008323656395077707}],"sentiment":"neutral","sentiment_score":0.008323656395077707,"channel":1,"num_words":2,"start":647.15497,"end":647.555},{"sentences":[{"text":"to","start":647.47003,"end":647.63,"sentiment":"neutral","sentiment_score":0.013552727177739143}],"sentiment":"neutral","sentiment_score":0.013552727177739143,"channel":0,"num_words":1,"start":647.47003,"end":647.63},{"sentences":[{"text":"do","start":647.555,"end":647.795,"sentiment":"neutral","sentiment_score":0.014431744813919067}],"sentiment":"neutral","sentiment_score":0.014431744813919067,"channel":1,"num_words":1,"start":647.555,"end":647.795},{"sentences":[{"text":"retirement?","start":647.63,"end":648.13,"sentiment":"neutral","sentiment_score":0.030424242839217183}],"sentiment":"neutral","sentiment_score":0.030424242839217183,"channel":0,"num_words":1,"start":647.63,"end":648.13},{"sentences":[{"text":"you do you recommend that I should start, like, salary sacrificing into my super?","start":647.795,"end":654.21497,"sentiment":"neutral","sentiment_score":0.029619735266481127}],"sentiment":"neutral","sentiment_score":0.029619735266481127,"channel":1,"num_words":14,"start":647.795,"end":654.21497},{"sentences":[{"text":"Probably not.","start":656.345,"end":657.14496,"sentiment":"negative","sentiment_score":-0.40763457119464874},{"text":"I mean, you're","start":657.14496,"end":657.70496,"sentiment":"neutral","sentiment_score":-0.24122048914432526}],"sentiment":"neutral","sentiment_score":-0.30778612196445465,"channel":0,"num_words":5,"start":656.345,"end":657.70496},{"sentences":[{"text":"Okay.","start":657.51,"end":658.01,"sentiment":"neutral","sentiment_score":-0.12592220306396484}],"sentiment":"neutral","sentiment_score":-0.12592220306396484,"channel":1,"num_words":1,"start":657.51,"end":658.01},{"sentences":[{"text":"at a low tax bracket where you're not gonna get much benefit out of it.","start":657.70496,"end":661.245,"sentiment":"neutral","sentiment_score":-0.0847843773663044}],"sentiment":"neutral","sentiment_score":-0.0847843773663044,"channel":0,"num_words":15,"start":657.70496,"end":661.245},{"sentences":[{"text":"Yeah.","start":661.02997,"end":661.19,"sentiment":"neutral","sentiment_score":0.13337281346321106},{"text":"Okay.","start":661.19,"end":661.69,"sentiment":"neutral","sentiment_score":0.15506140887737274}],"sentiment":"neutral","sentiment_score":0.1442171111702919,"channel":1,"num_words":2,"start":661.02997,"end":661.69},{"sentences":[{"text":"And one of the things that you can do too is, like, just paying off the mortgage has a","start":662.665,"end":667.305,"sentiment":"neutral","sentiment_score":0.23353397297231773}],"sentiment":"neutral","sentiment_score":0.23353397297231773,"channel":0,"num_words":19,"start":662.665,"end":667.305},{"sentences":[{"text":"Yeah.","start":667.26996,"end":667.755,"sentiment":"positive","sentiment_score":0.5010488033294678}],"sentiment":"positive","sentiment_score":0.5010488033294678,"channel":1,"num_words":1,"start":667.26996,"end":667.755},{"sentences":[{"text":"huge instant help.","start":667.305,"end":668.52,"sentiment":"positive","sentiment_score":0.6963858604431152}],"sentiment":"positive","sentiment_score":0.6963858604431152,"channel":0,"num_words":3,"start":667.305,"end":668.52},{"sentences":[{"text":"Yep.","start":668.715,"end":669.03503,"sentiment":"neutral","sentiment_score":0.3236009478569031},{"text":"Yep.","start":669.03503,"end":669.53503,"sentiment":"neutral","sentiment_score":0.21504071354866028},{"text":"Yep.","start":670.315,"end":670.635,"sentiment":"neutral","sentiment_score":0.16887295246124268},{"text":"Yeah.","start":670.635,"end":671.03503,"sentiment":"neutral","sentiment_score":0.13641202449798584},{"text":"Will","start":671.03503,"end":671.275,"sentiment":"neutral","sentiment_score":0.0848890021443367}],"sentiment":"neutral","sentiment_score":0.18576312810182571,"channel":1,"num_words":5,"start":668.715,"end":671.275},{"sentences":[{"text":"Craig's","start":671.24,"end":671.64,"sentiment":"neutral","sentiment_score":0.11771732568740843}],"sentiment":"neutral","sentiment_score":0.11771732568740843,"channel":0,"num_words":1,"start":671.24,"end":671.64},{"sentences":[{"text":"you pay extra?","start":671.275,"end":672.09503,"sentiment":"neutral","sentiment_score":0.07982262223958969}],"sentiment":"neutral","sentiment_score":0.07982262223958969,"channel":1,"num_words":3,"start":671.275,"end":672.09503},{"sentences":[{"text":"probably more so because of his income.","start":671.64,"end":673.5,"sentiment":"neutral","sentiment_score":0.03714245877095631}],"sentiment":"neutral","sentiment_score":0.03714245877095631,"channel":0,"num_words":7,"start":671.64,"end":673.5},{"sentences":[{"text":"Yep.","start":673.755,"end":674.255,"sentiment":"neutral","sentiment_score":0.10366743803024292}],"sentiment":"neutral","sentiment_score":0.10366743803024292,"channel":1,"num_words":1,"start":673.755,"end":674.255},{"sentences":[{"text":"And then once","start":675.32,"end":675.96,"sentiment":"neutral","sentiment_score":0.07988592485586803}],"sentiment":"neutral","sentiment_score":0.07988592485586803,"channel":0,"num_words":3,"start":675.32,"end":675.96},{"sentences":[{"text":"Okay.","start":675.755,"end":676.255,"sentiment":"neutral","sentiment_score":0.06873008608818054}],"sentiment":"neutral","sentiment_score":0.06873008608818054,"channel":1,"num_words":1,"start":675.755,"end":676.255},{"sentences":[{"text":"the mortgage is paid off, we can look at maybe doing some other investing or into super after that,","start":675.96,"end":680.86005,"sentiment":"neutral","sentiment_score":0.1275566643790195}],"sentiment":"neutral","sentiment_score":0.1275566643790195,"channel":0,"num_words":19,"start":675.96,"end":680.86005},{"sentences":[{"text":"Yep.","start":681.03503,"end":681.42,"sentiment":"neutral","sentiment_score":0.16685597598552704}],"sentiment":"neutral","sentiment_score":0.16685597598552704,"channel":1,"num_words":1,"start":681.03503,"end":681.42},{"sentences":[{"text":"but it may even be, like, non tax deductible at that point because","start":681.16003,"end":685.16504,"sentiment":"neutral","sentiment_score":0.11437530013231131}],"sentiment":"neutral","sentiment_score":0.11437530013231131,"channel":0,"num_words":13,"start":681.16003,"end":685.16504},{"sentences":[{"text":"Yeah.","start":685.01996,"end":685.33997,"sentiment":"neutral","sentiment_score":0.11812511831521988}],"sentiment":"neutral","sentiment_score":0.11812511831521988,"channel":1,"num_words":1,"start":685.01996,"end":685.33997},{"sentences":[{"text":"if you're","start":685.16504,"end":685.48505,"sentiment":"neutral","sentiment_score":0.1397942379117012}],"sentiment":"neutral","sentiment_score":0.1397942379117012,"channel":0,"num_words":2,"start":685.16504,"end":685.48505},{"sentences":[{"text":"Okay.","start":685.33997,"end":685.83997,"sentiment":"neutral","sentiment_score":0.12474612146615982}],"sentiment":"neutral","sentiment_score":0.12474612146615982,"channel":1,"num_words":1,"start":685.33997,"end":685.83997},{"sentences":[{"text":"not gonna get much of a tax deduction, it's almost my point.","start":685.48505,"end":688.22504,"sentiment":"neutral","sentiment_score":0.045430305413901806}],"sentiment":"neutral","sentiment_score":0.045430305413901806,"channel":0,"num_words":12,"start":685.48505,"end":688.22504},{"sentences":[{"text":"Yeah.","start":688.22,"end":688.45996,"sentiment":"neutral","sentiment_score":0.06624430418014526},{"text":"Okay.","start":688.45996,"end":688.77997,"sentiment":"neutral","sentiment_score":0.054492607712745667},{"text":"Yep.","start":688.77997,"end":688.94,"sentiment":"neutral","sentiment_score":0.05532359331846237},{"text":"Yep.","start":688.94,"end":689.44,"sentiment":"neutral","sentiment_score":0.0616106390953064},{"text":"Yep.","start":689.98,"end":690.48,"sentiment":"neutral","sentiment_score":0.06624110043048859}],"sentiment":"neutral","sentiment_score":0.06078244894742966,"channel":1,"num_words":5,"start":688.22,"end":690.48},{"sentences":[{"text":"Yeah.","start":690.365,"end":690.865,"sentiment":"neutral","sentiment_score":0.0671560987830162}],"sentiment":"neutral","sentiment_score":0.0671560987830162,"channel":0,"num_words":1,"start":690.365,"end":690.865},{"sentences":[{"text":"And","start":691.01996,"end":691.51996,"sentiment":"neutral","sentiment_score":0.05227615684270859}],"sentiment":"neutral","sentiment_score":0.05227615684270859,"channel":1,"num_words":1,"start":691.01996,"end":691.51996},{"sentences":[{"text":"We've still got you guys yeah.","start":691.48505,"end":693.245,"sentiment":"neutral","sentiment_score":0.02891545246044795},{"text":"Go for","start":693.245,"end":693.75,"sentiment":"neutral","sentiment_score":-0.06507509015500546}],"sentiment":"neutral","sentiment_score":0.005417816806584597,"channel":0,"num_words":8,"start":691.48505,"end":693.75},{"sentences":[{"text":"No.","start":693.74,"end":693.89996,"sentiment":"neutral","sentiment_score":-0.12569397687911987},{"text":"You're right, sir.","start":693.89996,"end":694.88,"sentiment":"neutral","sentiment_score":-0.027222063780451815}],"sentiment":"neutral","sentiment_score":-0.05184004205511883,"channel":1,"num_words":4,"start":693.74,"end":694.88},{"sentences":[{"text":"it.","start":696.23,"end":696.39,"sentiment":"neutral","sentiment_score":-0.00827476941049099},{"text":"I'm just looking at the retirement age.","start":696.39,"end":698.07,"sentiment":"neutral","sentiment_score":-0.02163445683462279},{"text":"So 67 is the age pension at the moment.","start":698.07,"end":700.65,"sentiment":"neutral","sentiment_score":-0.020407478221588664}],"sentiment":"neutral","sentiment_score":-0.02019901595571462,"channel":0,"num_words":17,"start":696.23,"end":700.65},{"sentences":[{"text":"Yeah.","start":700.475,"end":700.795,"sentiment":"neutral","sentiment_score":0.013487175107002258},{"text":"Craig","start":700.795,"end":701.115,"sentiment":"neutral","sentiment_score":0.012267086654901505}],"sentiment":"neutral","sentiment_score":0.012877130880951881,"channel":1,"num_words":2,"start":700.475,"end":701.115},{"sentences":[{"text":"So","start":700.87,"end":701.37,"sentiment":"neutral","sentiment_score":-0.007581114768981934}],"sentiment":"neutral","sentiment_score":-0.007581114768981934,"channel":0,"num_words":1,"start":700.87,"end":701.37},{"sentences":[{"text":"reckons","start":701.115,"end":701.435,"sentiment":"neutral","sentiment_score":-0.011798370629549026}],"sentiment":"neutral","sentiment_score":-0.011798370629549026,"channel":1,"num_words":1,"start":701.115,"end":701.435},{"sentences":[{"text":"you","start":701.43,"end":701.59,"sentiment":"neutral","sentiment_score":-0.014523617923259737}],"sentiment":"neutral","sentiment_score":-0.014523617923259737,"channel":0,"num_words":1,"start":701.43,"end":701.59},{"sentences":[{"text":"he's","start":701.435,"end":701.595,"sentiment":"neutral","sentiment_score":-0.013678394258022308}],"sentiment":"neutral","sentiment_score":-0.013678394258022308,"channel":1,"num_words":1,"start":701.435,"end":701.595},{"sentences":[{"text":"need","start":701.59,"end":701.83,"sentiment":"neutral","sentiment_score":-0.02903607487678528}],"sentiment":"neutral","sentiment_score":-0.02903607487678528,"channel":0,"num_words":1,"start":701.59,"end":701.83},{"sentences":[{"text":"retiring","start":701.595,"end":702.095,"sentiment":"neutral","sentiment_score":0.007326230406761169}],"sentiment":"neutral","sentiment_score":0.007326230406761169,"channel":1,"num_words":1,"start":701.595,"end":702.095},{"sentences":[{"text":"at least a","start":701.83,"end":702.31,"sentiment":"neutral","sentiment_score":-0.02762978399793307}],"sentiment":"neutral","sentiment_score":-0.02762978399793307,"channel":0,"num_words":3,"start":701.83,"end":702.31},{"sentences":[{"text":"soon.","start":702.15497,"end":702.65497,"sentiment":"neutral","sentiment_score":0.003684904426336289}],"sentiment":"neutral","sentiment_score":0.003684904426336289,"channel":1,"num_words":1,"start":702.15497,"end":702.65497},{"sentences":[{"text":"decade.","start":702.31,"end":702.81,"sentiment":"neutral","sentiment_score":0.00003285147249698639},{"text":"Yep.","start":703.91,"end":704.31,"sentiment":"neutral","sentiment_score":0.034286193549633026},{"text":"Yep.","start":704.31,"end":704.63,"sentiment":"neutral","sentiment_score":0.034509919583797455},{"text":"So he wants 60 instead.","start":704.63,"end":706.73,"sentiment":"neutral","sentiment_score":0.028732628375291825}],"sentiment":"neutral","sentiment_score":0.026561513310298324,"channel":0,"num_words":8,"start":702.31,"end":706.73},{"sentences":[{"text":"Yeah.","start":706.235,"end":706.635,"sentiment":"neutral","sentiment_score":0.05256105214357376},{"text":"He wants 60.","start":706.635,"end":707.615,"sentiment":"neutral","sentiment_score":0.0579939695696036}],"sentiment":"neutral","sentiment_score":0.05663574021309614,"channel":1,"num_words":4,"start":706.235,"end":707.615},{"sentences":[{"text":"And even so so fifteen years as a minimum, 22","start":709.425,"end":713.425,"sentiment":"neutral","sentiment_score":0.059428144618868826}],"sentiment":"neutral","sentiment_score":0.059428144618868826,"channel":0,"num_words":10,"start":709.425,"end":713.425},{"sentences":[{"text":"Yep.","start":713.25,"end":713.75,"sentiment":"neutral","sentiment_score":0.06594014167785645}],"sentiment":"neutral","sentiment_score":0.06594014167785645,"channel":1,"num_words":1,"start":713.25,"end":713.75},{"sentences":[{"text":"as a maximum, high","start":713.425,"end":714.545,"sentiment":"neutral","sentiment_score":0.10812549572438002}],"sentiment":"neutral","sentiment_score":0.10812549572438002,"channel":0,"num_words":4,"start":713.425,"end":714.545},{"sentences":[{"text":"Yep.","start":714.45,"end":714.95,"sentiment":"neutral","sentiment_score":0.08746154606342316}],"sentiment":"neutral","sentiment_score":0.08746154606342316,"channel":1,"num_words":1,"start":714.45,"end":714.95},{"sentences":[{"text":"growth, you need at least a decade.","start":714.545,"end":716.085,"sentiment":"neutral","sentiment_score":0.06130542925425938}],"sentiment":"neutral","sentiment_score":0.06130542925425938,"channel":0,"num_words":7,"start":714.545,"end":716.085},{"sentences":[{"text":"Yeah.","start":716.13,"end":716.45,"sentiment":"neutral","sentiment_score":0.05505456030368805}],"sentiment":"neutral","sentiment_score":0.05505456030368805,"channel":1,"num_words":1,"start":716.13,"end":716.45},{"sentences":[{"text":"So in","start":716.145,"end":716.545,"sentiment":"neutral","sentiment_score":0.04344549402594566}],"sentiment":"neutral","sentiment_score":0.04344549402594566,"channel":0,"num_words":2,"start":716.145,"end":716.545},{"sentences":[{"text":"Okay.","start":716.45,"end":716.95,"sentiment":"neutral","sentiment_score":0.06245888024568558}],"sentiment":"neutral","sentiment_score":0.06245888024568558,"channel":1,"num_words":1,"start":716.45,"end":716.95},{"sentences":[{"text":"the last decade is when we tend to reduce the risk level.","start":716.545,"end":719.445,"sentiment":"neutral","sentiment_score":0.06050557581086954}],"sentiment":"neutral","sentiment_score":0.06050557581086954,"channel":0,"num_words":12,"start":716.545,"end":719.445},{"sentences":[{"text":"Yeah.","start":719.49,"end":719.81,"sentiment":"neutral","sentiment_score":0.07944220304489136},{"text":"Right.","start":719.81,"end":720.05,"sentiment":"neutral","sentiment_score":0.08988138288259506},{"text":"Okay.","start":720.05,"end":720.55,"sentiment":"neutral","sentiment_score":0.12358219921588898}],"sentiment":"neutral","sentiment_score":0.09763526171445847,"channel":1,"num_words":3,"start":719.49,"end":720.55},{"sentences":[{"text":"Cool.","start":722.45996,"end":722.95996,"sentiment":"neutral","sentiment_score":0.1927982866764069},{"text":"Anything else focused for you guys besides the mortgage and the super of the next few years?","start":723.66,"end":727.92,"sentiment":"neutral","sentiment_score":0.1474128396195524}],"sentiment":"neutral","sentiment_score":0.14993425334493318,"channel":0,"num_words":18,"start":722.45996,"end":727.92},{"sentences":[{"text":"Look.","start":729.34503,"end":729.585,"sentiment":"neutral","sentiment_score":0.05148204416036606},{"text":"I've always wanted to look into buying investment property and, like, through our super.","start":729.585,"end":733.905,"sentiment":"neutral","sentiment_score":0.09384058974683285},{"text":"Is that, like, is that possible with what we've got or not?","start":733.905,"end":737.21,"sentiment":"neutral","sentiment_score":0.0012249976086119811}],"sentiment":"neutral","sentiment_score":0.051109269330347026,"channel":1,"num_words":27,"start":729.34503,"end":737.21},{"sentences":[{"text":"It's just possible figures wise that the government just banned it.","start":738.875,"end":742.895,"sentiment":"neutral","sentiment_score":-0.23256825723431326}],"sentiment":"neutral","sentiment_score":-0.23256825723431326,"channel":0,"num_words":11,"start":738.875,"end":742.895},{"sentences":[{"text":"Oh, actually,","start":742.95,"end":744.41003,"sentiment":"neutral","sentiment_score":-0.16731828451156616}],"sentiment":"neutral","sentiment_score":-0.16731828451156616,"channel":1,"num_words":2,"start":742.95,"end":744.41003},{"sentences":[{"text":"Yeah.","start":745.035,"end":745.535,"sentiment":"neutral","sentiment_score":-0.25202086567878723}],"sentiment":"neutral","sentiment_score":-0.25202086567878723,"channel":0,"num_words":1,"start":745.035,"end":745.535},{"sentences":[{"text":"what fuck","start":745.59,"end":746.23004,"sentiment":"negative","sentiment_score":-0.5051197111606598}],"sentiment":"negative","sentiment_score":-0.5051197111606598,"channel":1,"num_words":2,"start":745.59,"end":746.23004},{"sentences":[{"text":"Yeah.","start":745.915,"end":746.315,"sentiment":"neutral","sentiment_score":-0.2909582853317261}],"sentiment":"neutral","sentiment_score":-0.2909582853317261,"channel":0,"num_words":1,"start":745.915,"end":746.315},{"sentences":[{"text":"is","start":746.23004,"end":746.39,"sentiment":"neutral","sentiment_score":-0.24893493950366977}],"sentiment":"neutral","sentiment_score":-0.24893493950366977,"channel":1,"num_words":1,"start":746.23004,"end":746.39},{"sentences":[{"text":"So","start":746.315,"end":746.815,"sentiment":"neutral","sentiment_score":-0.27971115708351135}],"sentiment":"neutral","sentiment_score":-0.27971115708351135,"channel":0,"num_words":1,"start":746.315,"end":746.815},{"sentences":[{"text":"sorry.","start":746.63,"end":747.13,"sentiment":"neutral","sentiment_score":-0.2767297029495239}],"sentiment":"neutral","sentiment_score":-0.2767297029495239,"channel":1,"num_words":1,"start":746.63,"end":747.13},{"sentences":[{"text":"I know.","start":748.58997,"end":749.06995,"sentiment":"neutral","sentiment_score":-0.20507461577653885},{"text":"I know.","start":749.06995,"end":749.55,"sentiment":"neutral","sentiment_score":-0.15376946330070496},{"text":"I've just had this","start":749.55,"end":750.35,"sentiment":"neutral","sentiment_score":-0.11306569539010525}],"sentiment":"neutral","sentiment_score":-0.14624386746436357,"channel":0,"num_words":8,"start":748.58997,"end":750.35},{"sentences":[{"text":"Such","start":750.165,"end":750.665,"sentiment":"neutral","sentiment_score":-0.10244256258010864}],"sentiment":"neutral","sentiment_score":-0.10244256258010864,"channel":1,"num_words":1,"start":750.165,"end":750.665},{"sentences":[{"text":"conversation the last month.","start":750.35,"end":751.88995,"sentiment":"neutral","sentiment_score":-0.13946730643510818},{"text":"The August 10","start":753.06995,"end":754.19,"sentiment":"neutral","sentiment_score":0.008930201331774393}],"sentiment":"neutral","sentiment_score":-0.07586837453501565,"channel":0,"num_words":7,"start":750.35,"end":754.19},{"sentences":[{"text":"pricks,","start":754.08496,"end":754.58496,"sentiment":"neutral","sentiment_score":-0.05575291067361832}],"sentiment":"neutral","sentiment_score":-0.05575291067361832,"channel":1,"num_words":1,"start":754.08496,"end":754.58496},{"sentences":[{"text":"is when everyone's loan is gonna be approved and everything's gonna be set up","start":754.19,"end":757.79,"sentiment":"neutral","sentiment_score":-0.004047736991196871}],"sentiment":"neutral","sentiment_score":-0.004047736991196871,"channel":0,"num_words":14,"start":754.19,"end":757.79},{"sentences":[{"text":"man.","start":757.765,"end":758.265,"sentiment":"neutral","sentiment_score":-0.02364889532327652}],"sentiment":"neutral","sentiment_score":-0.02364889532327652,"channel":1,"num_words":1,"start":757.765,"end":758.265},{"sentences":[{"text":"and everything.","start":757.79,"end":758.44995,"sentiment":"neutral","sentiment_score":-0.006190843880176544}],"sentiment":"neutral","sentiment_score":-0.006190843880176544,"channel":0,"num_words":2,"start":757.79,"end":758.44995},{"sentences":[{"text":"Really?","start":758.40497,"end":758.90497,"sentiment":"neutral","sentiment_score":-0.007285727187991142}],"sentiment":"neutral","sentiment_score":-0.007285727187991142,"channel":1,"num_words":1,"start":758.40497,"end":758.90497},{"sentences":[{"text":"It usually takes about eight weeks.","start":758.91,"end":760.50995,"sentiment":"neutral","sentiment_score":-0.013152897047499815},{"text":"So everyone's rushing through the door, and after","start":760.50995,"end":763.525,"sentiment":"neutral","sentiment_score":0.0010172593174502254}],"sentiment":"neutral","sentiment_score":-0.005055664838956935,"channel":0,"num_words":14,"start":758.91,"end":763.525},{"sentences":[{"text":"Yeah.","start":763.285,"end":763.785,"sentiment":"neutral","sentiment_score":0.01233902294188738}],"sentiment":"neutral","sentiment_score":0.01233902294188738,"channel":1,"num_words":1,"start":763.285,"end":763.785},{"sentences":[{"text":"that, only commercial property can be done through Super.","start":763.525,"end":766.74506,"sentiment":"neutral","sentiment_score":0.009399757617049746}],"sentiment":"neutral","sentiment_score":0.009399757617049746,"channel":0,"num_words":9,"start":763.525,"end":766.74506},{"sentences":[{"text":"Really?","start":766.57996,"end":767.07996,"sentiment":"neutral","sentiment_score":0.005288866348564625},{"text":"That's","start":768.5,"end":768.82,"sentiment":"neutral","sentiment_score":-0.006049748510122299}],"sentiment":"neutral","sentiment_score":-0.0003804410807788372,"channel":1,"num_words":2,"start":766.57996,"end":768.82},{"sentences":[{"text":"Yes.","start":768.885,"end":769.28503,"sentiment":"neutral","sentiment_score":-0.005348585546016693}],"sentiment":"neutral","sentiment_score":-0.005348585546016693,"channel":0,"num_words":1,"start":768.885,"end":769.28503},{"sentences":[{"text":"oh, god.","start":769.06,"end":769.38,"sentiment":"neutral","sentiment_score":-0.24694792926311493}],"sentiment":"neutral","sentiment_score":-0.24694792926311493,"channel":1,"num_words":2,"start":769.06,"end":769.38},{"sentences":[{"text":"It's","start":769.28503,"end":769.525,"sentiment":"negative","sentiment_score":-0.440084308385849}],"sentiment":"negative","sentiment_score":-0.440084308385849,"channel":0,"num_words":1,"start":769.28503,"end":769.525},{"sentences":[{"text":"I","start":769.38,"end":769.54,"sentiment":"negative","sentiment_score":-0.47012752294540405}],"sentiment":"negative","sentiment_score":-0.47012752294540405,"channel":1,"num_words":1,"start":769.38,"end":769.54},{"sentences":[{"text":"not","start":769.525,"end":769.685,"sentiment":"negative","sentiment_score":-0.45963254570961}],"sentiment":"negative","sentiment_score":-0.45963254570961,"channel":0,"num_words":1,"start":769.525,"end":769.685},{"sentences":[{"text":"wish","start":769.54,"end":769.77997,"sentiment":"negative","sentiment_score":-0.4084725081920624}],"sentiment":"negative","sentiment_score":-0.4084725081920624,"channel":1,"num_words":1,"start":769.54,"end":769.77997},{"sentences":[{"text":"been","start":769.685,"end":769.92505,"sentiment":"negative","sentiment_score":-0.379984974861145}],"sentiment":"negative","sentiment_score":-0.379984974861145,"channel":0,"num_words":1,"start":769.685,"end":769.92505},{"sentences":[{"text":"I knew","start":769.77997,"end":770.1,"sentiment":"neutral","sentiment_score":-0.32636598497629166}],"sentiment":"neutral","sentiment_score":-0.32636598497629166,"channel":1,"num_words":2,"start":769.77997,"end":770.1},{"sentences":[{"text":"a fun","start":769.92505,"end":770.325,"sentiment":"neutral","sentiment_score":-0.3136865198612213}],"sentiment":"neutral","sentiment_score":-0.3136865198612213,"channel":0,"num_words":2,"start":769.92505,"end":770.325},{"sentences":[{"text":"that","start":770.1,"end":770.33997,"sentiment":"neutral","sentiment_score":-0.30838173627853394}],"sentiment":"neutral","sentiment_score":-0.30838173627853394,"channel":1,"num_words":1,"start":770.1,"end":770.33997},{"sentences":[{"text":"time.","start":770.325,"end":770.825,"sentiment":"neutral","sentiment_score":-0.26732224225997925}],"sentiment":"neutral","sentiment_score":-0.26732224225997925,"channel":0,"num_words":1,"start":770.325,"end":770.825},{"sentences":[{"text":"before.","start":770.33997,"end":770.83997,"sentiment":"neutral","sentiment_score":-0.15008527040481567},{"text":"Yeah.","start":770.98,"end":771.3,"sentiment":"neutral","sentiment_score":-0.3303406536579132},{"text":"That's crap.","start":771.3,"end":772.2,"sentiment":"negative","sentiment_score":-0.6773794591426849},{"text":"That's such a","start":773.06,"end":773.7,"sentiment":"negative","sentiment_score":-0.6386158665021261}],"sentiment":"negative","sentiment_score":-0.5358617774077824,"channel":1,"num_words":7,"start":770.33997,"end":773.7},{"sentences":[{"text":"Yeah.","start":773.685,"end":774.15,"sentiment":"negative","sentiment_score":-0.4091022312641144}],"sentiment":"negative","sentiment_score":-0.4091022312641144,"channel":0,"num_words":1,"start":773.685,"end":774.15},{"sentences":[{"text":"shame.","start":773.7,"end":774.01996,"sentiment":"negative","sentiment_score":-0.34857237339019775},{"text":"Anyway,","start":774.01996,"end":774.51996,"sentiment":"neutral","sentiment_score":-0.04236727952957153}],"sentiment":"neutral","sentiment_score":-0.19546982645988464,"channel":1,"num_words":2,"start":773.7,"end":774.51996},{"sentences":[{"text":"And","start":775.11005,"end":775.35004,"sentiment":"neutral","sentiment_score":-0.01803659275174141}],"sentiment":"neutral","sentiment_score":-0.01803659275174141,"channel":0,"num_words":1,"start":775.11005,"end":775.35004},{"sentences":[{"text":"can","start":775.3,"end":775.45996,"sentiment":"neutral","sentiment_score":-0.01743558794260025}],"sentiment":"neutral","sentiment_score":-0.01743558794260025,"channel":1,"num_words":1,"start":775.3,"end":775.45996},{"sentences":[{"text":"the","start":775.35004,"end":775.51,"sentiment":"neutral","sentiment_score":-0.01951869390904903}],"sentiment":"neutral","sentiment_score":-0.01951869390904903,"channel":0,"num_words":1,"start":775.35004,"end":775.51},{"sentences":[{"text":"you","start":775.45996,"end":775.62,"sentiment":"neutral","sentiment_score":-0.013484399765729904}],"sentiment":"neutral","sentiment_score":-0.013484399765729904,"channel":1,"num_words":1,"start":775.45996,"end":775.62},{"sentences":[{"text":"thing","start":775.51,"end":775.67004,"sentiment":"neutral","sentiment_score":-0.011610940098762512}],"sentiment":"neutral","sentiment_score":-0.011610940098762512,"channel":0,"num_words":1,"start":775.51,"end":775.67004},{"sentences":[{"text":"get","start":775.62,"end":775.77997,"sentiment":"neutral","sentiment_score":-0.01567981205880642}],"sentiment":"neutral","sentiment_score":-0.01567981205880642,"channel":1,"num_words":1,"start":775.62,"end":775.77997},{"sentences":[{"text":"is","start":775.67004,"end":775.83,"sentiment":"neutral","sentiment_score":-0.011553149670362473}],"sentiment":"neutral","sentiment_score":-0.011553149670362473,"channel":0,"num_words":1,"start":775.67004,"end":775.83},{"sentences":[{"text":"me","start":775.77997,"end":775.86,"sentiment":"neutral","sentiment_score":-0.01261045690625906}],"sentiment":"neutral","sentiment_score":-0.01261045690625906,"channel":1,"num_words":1,"start":775.77997,"end":775.86},{"sentences":[{"text":"they","start":775.83,"end":776.07,"sentiment":"neutral","sentiment_score":-0.019666938111186028}],"sentiment":"neutral","sentiment_score":-0.019666938111186028,"channel":0,"num_words":1,"start":775.83,"end":776.07},{"sentences":[{"text":"a loan","start":775.86,"end":776.18,"sentiment":"neutral","sentiment_score":-0.03212282806634903}],"sentiment":"neutral","sentiment_score":-0.03212282806634903,"channel":1,"num_words":2,"start":775.86,"end":776.18},{"sentences":[{"text":"sprung","start":776.07,"end":776.31,"sentiment":"neutral","sentiment_score":-0.02493263967335224}],"sentiment":"neutral","sentiment_score":-0.02493263967335224,"channel":0,"num_words":1,"start":776.07,"end":776.31},{"sentences":[{"text":"through","start":776.18,"end":776.42,"sentiment":"neutral","sentiment_score":-0.025765500962734222}],"sentiment":"neutral","sentiment_score":-0.025765500962734222,"channel":1,"num_words":1,"start":776.18,"end":776.42},{"sentences":[{"text":"it","start":776.31,"end":776.47003,"sentiment":"neutral","sentiment_score":-0.03290160745382309}],"sentiment":"neutral","sentiment_score":-0.03290160745382309,"channel":0,"num_words":1,"start":776.31,"end":776.47003},{"sentences":[{"text":"before","start":776.42,"end":776.66,"sentiment":"neutral","sentiment_score":-0.033933721482753754}],"sentiment":"neutral","sentiment_score":-0.033933721482753754,"channel":1,"num_words":1,"start":776.42,"end":776.66},{"sentences":[{"text":"on us","start":776.47003,"end":776.79004,"sentiment":"neutral","sentiment_score":-0.022610916756093502}],"sentiment":"neutral","sentiment_score":-0.022610916756093502,"channel":0,"num_words":2,"start":776.47003,"end":776.79004},{"sentences":[{"text":"the","start":776.66,"end":776.82,"sentiment":"neutral","sentiment_score":-0.020459944382309914}],"sentiment":"neutral","sentiment_score":-0.020459944382309914,"channel":1,"num_words":1,"start":776.66,"end":776.82},{"sentences":[{"text":"because","start":776.79004,"end":777.29004,"sentiment":"neutral","sentiment_score":-0.018622417002916336}],"sentiment":"neutral","sentiment_score":-0.018622417002916336,"channel":0,"num_words":1,"start":776.79004,"end":777.29004},{"sentences":[{"text":"August 10?","start":776.82,"end":777.72,"sentiment":"neutral","sentiment_score":-0.018521067686378956}],"sentiment":"neutral","sentiment_score":-0.018521067686378956,"channel":1,"num_words":2,"start":776.82,"end":777.72},{"sentences":[{"text":"no.","start":778.95,"end":779.45,"sentiment":"neutral","sentiment_score":-0.14202292263507843}],"sentiment":"neutral","sentiment_score":-0.14202292263507843,"channel":0,"num_words":1,"start":778.95,"end":779.45},{"sentences":[{"text":"No.","start":779.77496,"end":780.27496,"sentiment":"neutral","sentiment_score":-0.15705274045467377}],"sentiment":"neutral","sentiment_score":-0.15705274045467377,"channel":1,"num_words":1,"start":779.77496,"end":780.27496},{"sentences":[{"text":"I would love","start":779.91003,"end":780.47003,"sentiment":"neutral","sentiment_score":-0.08533836901187897}],"sentiment":"neutral","sentiment_score":-0.08533836901187897,"channel":0,"num_words":3,"start":779.91003,"end":780.47003},{"sentences":[{"text":"Of","start":780.33496,"end":780.495,"sentiment":"neutral","sentiment_score":-0.05122934281826019}],"sentiment":"neutral","sentiment_score":-0.05122934281826019,"channel":1,"num_words":1,"start":780.33496,"end":780.495},{"sentences":[{"text":"to.","start":780.47003,"end":780.97003,"sentiment":"neutral","sentiment_score":-0.05484955757856369}],"sentiment":"neutral","sentiment_score":-0.05484955757856369,"channel":0,"num_words":1,"start":780.47003,"end":780.97003},{"sentences":[{"text":"course not.","start":780.495,"end":780.975,"sentiment":"neutral","sentiment_score":-0.05522884614765644},{"text":"No.","start":780.975,"end":781.135,"sentiment":"neutral","sentiment_score":-0.07384967058897018},{"text":"I know.","start":781.135,"end":781.795,"sentiment":"neutral","sentiment_score":-0.05382315628230572},{"text":"Yeah.","start":782.495,"end":782.815,"sentiment":"neutral","sentiment_score":-0.0015026703476905825},{"text":"Okay.","start":782.815,"end":783.21497,"sentiment":"neutral","sentiment_score":0.02149832621216774}],"sentiment":"neutral","sentiment_score":-0.03885114565491676,"channel":1,"num_words":7,"start":780.495,"end":783.21497},{"sentences":[{"text":"It's","start":783.11005,"end":783.35004,"sentiment":"neutral","sentiment_score":0.02152838185429573}],"sentiment":"neutral","sentiment_score":0.02152838185429573,"channel":0,"num_words":1,"start":783.11005,"end":783.35004},{"sentences":[{"text":"Alright.","start":783.21497,"end":783.71497,"sentiment":"neutral","sentiment_score":0.034119945019483566}],"sentiment":"neutral","sentiment_score":0.034119945019483566,"channel":1,"num_words":1,"start":783.21497,"end":783.71497},{"sentences":[{"text":"like set up some truck funds and companies and sell","start":783.35004,"end":786.31,"sentiment":"neutral","sentiment_score":0.0191512580960989}],"sentiment":"neutral","sentiment_score":0.0191512580960989,"channel":0,"num_words":10,"start":783.35004,"end":786.31},{"sentences":[{"text":"Yeah.","start":786.01495,"end":786.33496,"sentiment":"neutral","sentiment_score":0.022982219234108925}],"sentiment":"neutral","sentiment_score":0.022982219234108925,"channel":1,"num_words":1,"start":786.01495,"end":786.33496},{"sentences":[{"text":"everything","start":786.31,"end":786.63,"sentiment":"neutral","sentiment_score":0.02662244811654091}],"sentiment":"neutral","sentiment_score":0.02662244811654091,"channel":0,"num_words":1,"start":786.31,"end":786.63},{"sentences":[{"text":"Right.","start":786.33496,"end":786.83496,"sentiment":"neutral","sentiment_score":0.033791352063417435}],"sentiment":"neutral","sentiment_score":0.033791352063417435,"channel":1,"num_words":1,"start":786.33496,"end":786.83496},{"sentences":[{"text":"and move it.","start":786.63,"end":787.11005,"sentiment":"neutral","sentiment_score":0.01673310560484727},{"text":"It takes, like, eight weeks.","start":787.11005,"end":788.265,"sentiment":"neutral","sentiment_score":-0.010767293348908424}],"sentiment":"neutral","sentiment_score":-0.00045464374125003815,"channel":0,"num_words":8,"start":786.63,"end":788.265},{"sentences":[{"text":"Yeah.","start":788.255,"end":788.495,"sentiment":"neutral","sentiment_score":0.0018111485987901688},{"text":"Yeah.","start":788.495,"end":788.65497,"sentiment":"neutral","sentiment_score":-0.014738569967448711},{"text":"No.","start":788.65497,"end":788.89496,"sentiment":"neutral","sentiment_score":-0.07281646877527237},{"text":"That yeah.","start":788.89496,"end":789.295,"sentiment":"neutral","sentiment_score":-0.04720006138086319},{"text":"No.","start":789.295,"end":789.535,"sentiment":"neutral","sentiment_score":-0.10727360099554062}],"sentiment":"neutral","sentiment_score":-0.04790293565019965,"channel":1,"num_words":6,"start":788.255,"end":789.535},{"sentences":[{"text":"That's","start":789.535,"end":789.93,"sentiment":"neutral","sentiment_score":-0.08222728967666626}],"sentiment":"neutral","sentiment_score":-0.08222728967666626,"channel":1,"num_words":1,"start":789.535,"end":789.93},{"sentences":[{"text":"I have had those phone calls.","start":789.625,"end":790.905,"sentiment":"neutral","sentiment_score":-0.07183496157328288},{"text":"I had someone yesterday saying, I'm going overseas.","start":790.905,"end":792.585,"sentiment":"neutral","sentiment_score":-0.042700116289779544},{"text":"Can you move everything in seven days?","start":792.585,"end":794.10504,"sentiment":"neutral","sentiment_score":-0.01634739844926766}],"sentiment":"neutral","sentiment_score":-0.042240118519181295,"channel":0,"num_words":21,"start":789.625,"end":794.10504},{"sentences":[{"text":"fine.","start":794.01,"end":794.49,"sentiment":"neutral","sentiment_score":0.004033748991787434}],"sentiment":"neutral","sentiment_score":0.004033748991787434,"channel":1,"num_words":1,"start":794.01,"end":794.49},{"sentences":[{"text":"I said,","start":794.10504,"end":794.585,"sentiment":"neutral","sentiment_score":-0.027074865996837616}],"sentiment":"neutral","sentiment_score":-0.027074865996837616,"channel":0,"num_words":2,"start":794.10504,"end":794.585},{"sentences":[{"text":"Yeah.","start":794.49,"end":794.73,"sentiment":"neutral","sentiment_score":-0.025133538991212845}],"sentiment":"neutral","sentiment_score":-0.025133538991212845,"channel":1,"num_words":1,"start":794.49,"end":794.73},{"sentences":[{"text":"oh,","start":794.585,"end":794.825,"sentiment":"neutral","sentiment_score":-0.04622858762741089}],"sentiment":"neutral","sentiment_score":-0.04622858762741089,"channel":0,"num_words":1,"start":794.585,"end":794.825},{"sentences":[{"text":"Wow.","start":794.73,"end":795.23,"sentiment":"neutral","sentiment_score":-0.09574616700410844}],"sentiment":"neutral","sentiment_score":-0.09574616700410844,"channel":1,"num_words":1,"start":794.73,"end":795.23},{"sentences":[{"text":"no.","start":794.825,"end":795.325,"sentiment":"neutral","sentiment_score":-0.1413576751947403}],"sentiment":"neutral","sentiment_score":-0.1413576751947403,"channel":0,"num_words":1,"start":794.825,"end":795.325},{"sentences":[{"text":"Yeah.","start":795.45,"end":795.95,"sentiment":"neutral","sentiment_score":-0.0814201682806015},{"text":"Anyway","start":797.13,"end":797.52997,"sentiment":"neutral","sentiment_score":-0.08747802674770355}],"sentiment":"neutral","sentiment_score":-0.08444909751415253,"channel":1,"num_words":2,"start":795.45,"end":797.52997},{"sentences":[{"text":"But","start":797.54504,"end":798.04504,"sentiment":"neutral","sentiment_score":-0.07742629945278168}],"sentiment":"neutral","sentiment_score":-0.07742629945278168,"channel":0,"num_words":1,"start":797.54504,"end":798.04504},{"sentences":[{"text":"okay.","start":797.69,"end":798.19,"sentiment":"neutral","sentiment_score":-0.10015411674976347}],"sentiment":"neutral","sentiment_score":-0.10015411674976347,"channel":1,"num_words":1,"start":797.69,"end":798.19},{"sentences":[{"text":"they they strung it on us.","start":798.10504,"end":799.385,"sentiment":"neutral","sentiment_score":-0.20310487101475397},{"text":"They","start":799.385,"end":799.705,"sentiment":"neutral","sentiment_score":-0.11256948858499528}],"sentiment":"neutral","sentiment_score":-0.19017124495335988,"channel":0,"num_words":7,"start":798.10504,"end":799.705},{"sentences":[{"text":"Yeah.","start":799.69,"end":800.08997,"sentiment":"neutral","sentiment_score":-0.06170244887471199}],"sentiment":"neutral","sentiment_score":-0.06170244887471199,"channel":1,"num_words":1,"start":799.69,"end":800.08997},{"sentences":[{"text":"it","start":800.025,"end":800.185,"sentiment":"neutral","sentiment_score":-0.04122826084494591}],"sentiment":"neutral","sentiment_score":-0.04122826084494591,"channel":0,"num_words":1,"start":800.025,"end":800.185},{"sentences":[{"text":"Really?","start":800.08997,"end":800.58997,"sentiment":"neutral","sentiment_score":-0.08851000666618347}],"sentiment":"neutral","sentiment_score":-0.08851000666618347,"channel":1,"num_words":1,"start":800.08997,"end":800.58997},{"sentences":[{"text":"was gonna be a slow burn.","start":800.185,"end":801.465,"sentiment":"neutral","sentiment_score":-0.2513513391216596},{"text":"They did a deal with the brain to get the","start":801.465,"end":803.55,"sentiment":"neutral","sentiment_score":-0.17307535260915757}],"sentiment":"neutral","sentiment_score":-0.20242884755134583,"channel":0,"num_words":16,"start":800.185,"end":803.55},{"sentences":[{"text":"Yep.","start":803.29,"end":803.79,"sentiment":"neutral","sentiment_score":-0.1182970404624939}],"sentiment":"neutral","sentiment_score":-0.1182970404624939,"channel":1,"num_words":1,"start":803.29,"end":803.79},{"sentences":[{"text":"negative gearing capital","start":803.70996,"end":805.23,"sentiment":"neutral","sentiment_score":-0.13567902892827988}],"sentiment":"neutral","sentiment_score":-0.13567902892827988,"channel":0,"num_words":3,"start":803.70996,"end":805.23},{"sentences":[{"text":"Yep.","start":805.045,"end":805.545,"sentiment":"neutral","sentiment_score":-0.12117622792720796}],"sentiment":"neutral","sentiment_score":-0.12117622792720796,"channel":1,"num_words":1,"start":805.045,"end":805.545},{"sentences":[{"text":"gains tax across, and then","start":805.23,"end":806.51,"sentiment":"neutral","sentiment_score":-0.12701729983091353}],"sentiment":"neutral","sentiment_score":-0.12701729983091353,"channel":0,"num_words":5,"start":805.23,"end":806.51},{"sentences":[{"text":"Yep.","start":806.40497,"end":806.90497,"sentiment":"neutral","sentiment_score":-0.12626829743385315}],"sentiment":"neutral","sentiment_score":-0.12626829743385315,"channel":1,"num_words":1,"start":806.40497,"end":806.90497},{"sentences":[{"text":"all of a sudden, everyone's got five weeks and it's over.","start":806.51,"end":809.33,"sentiment":"neutral","sentiment_score":-0.19376121054996143}],"sentiment":"neutral","sentiment_score":-0.19376121054996143,"channel":0,"num_words":11,"start":806.51,"end":809.33},{"sentences":[{"text":"Really?","start":809.285,"end":809.785,"sentiment":"neutral","sentiment_score":-0.13677507638931274}],"sentiment":"neutral","sentiment_score":-0.13677507638931274,"channel":1,"num_words":1,"start":809.285,"end":809.785},{"sentences":[{"text":"Yep.","start":811.39,"end":811.89,"sentiment":"neutral","sentiment_score":-0.22884854674339297}],"sentiment":"neutral","sentiment_score":-0.22884854674339297,"channel":0,"num_words":1,"start":811.39,"end":811.89},{"sentences":[{"text":"That's terrible.","start":811.445,"end":812.345,"sentiment":"negative","sentiment_score":-0.6134837865829468}],"sentiment":"negative","sentiment_score":-0.6134837865829468,"channel":1,"num_words":2,"start":811.445,"end":812.345},{"sentences":[{"text":"Out of nowhere.","start":812.02997,"end":812.85,"sentiment":"negative","sentiment_score":-0.4896257221698761}],"sentiment":"negative","sentiment_score":-0.4896257221698761,"channel":0,"num_words":3,"start":812.02997,"end":812.85},{"sentences":[{"text":"Yeah.","start":812.885,"end":813.285,"sentiment":"neutral","sentiment_score":-0.14662641286849976},{"text":"Wow.","start":813.285,"end":813.785,"sentiment":"neutral","sentiment_score":-0.05907336995005608},{"text":"Okay.","start":814.565,"end":814.96497,"sentiment":"neutral","sentiment_score":-0.022226206958293915},{"text":"I","start":814.96497,"end":815.125,"sentiment":"neutral","sentiment_score":-0.0013129934668540957}],"sentiment":"neutral","sentiment_score":-0.05730974581092596,"channel":1,"num_words":4,"start":812.885,"end":815.125},{"sentences":[{"text":"Absolutely.","start":815.07,"end":815.57,"sentiment":"neutral","sentiment_score":0.02441488206386566}],"sentiment":"neutral","sentiment_score":0.02441488206386566,"channel":0,"num_words":1,"start":815.07,"end":815.57},{"sentences":[{"text":"will I'll get that","start":815.125,"end":815.765,"sentiment":"neutral","sentiment_score":0.009152661077678204}],"sentiment":"neutral","sentiment_score":0.009152661077678204,"channel":1,"num_words":4,"start":815.125,"end":815.765},{"sentences":[{"text":"So","start":815.70996,"end":816.20996,"sentiment":"neutral","sentiment_score":-0.030613437294960025}],"sentiment":"neutral","sentiment_score":-0.030613437294960025,"channel":0,"num_words":1,"start":815.70996,"end":816.20996},{"sentences":[{"text":"thought out of my head then.","start":815.765,"end":817.065,"sentiment":"neutral","sentiment_score":-0.023398952558636665}],"sentiment":"neutral","sentiment_score":-0.023398952558636665,"channel":1,"num_words":6,"start":815.765,"end":817.065},{"sentences":[{"text":"yeah.","start":818.015,"end":818.515,"sentiment":"neutral","sentiment_score":0.004518849775195122},{"text":"We might look at commercial property down the line, but, again,","start":819.215,"end":821.875,"sentiment":"neutral","sentiment_score":0.008354782550172373}],"sentiment":"neutral","sentiment_score":0.008035121485590935,"channel":0,"num_words":12,"start":818.015,"end":821.875},{"sentences":[{"text":"Yeah.","start":821.52997,"end":822.02997,"sentiment":"neutral","sentiment_score":0.024785581976175308}],"sentiment":"neutral","sentiment_score":0.024785581976175308,"channel":1,"num_words":1,"start":821.52997,"end":822.02997},{"sentences":[{"text":"my main thing is just make sure the portfolio","start":822.255,"end":824.175,"sentiment":"neutral","sentiment_score":0.04344921434919039}],"sentiment":"neutral","sentiment_score":0.04344921434919039,"channel":0,"num_words":9,"start":822.255,"end":824.175},{"sentences":[{"text":"Yep.","start":824.17,"end":824.49,"sentiment":"neutral","sentiment_score":0.0311460942029953}],"sentiment":"neutral","sentiment_score":0.0311460942029953,"channel":1,"num_words":1,"start":824.17,"end":824.49},{"sentences":[{"text":"is still","start":824.175,"end":824.575,"sentiment":"neutral","sentiment_score":0.05076375789940357}],"sentiment":"neutral","sentiment_score":0.05076375789940357,"channel":0,"num_words":2,"start":824.175,"end":824.575},{"sentences":[{"text":"Yep.","start":824.49,"end":824.64996,"sentiment":"neutral","sentiment_score":0.02787354402244091}],"sentiment":"neutral","sentiment_score":0.02787354402244091,"channel":1,"num_words":1,"start":824.49,"end":824.64996},{"sentences":[{"text":"doing","start":824.575,"end":824.815,"sentiment":"neutral","sentiment_score":0.059427957981824875}],"sentiment":"neutral","sentiment_score":0.059427957981824875,"channel":0,"num_words":1,"start":824.575,"end":824.815},{"sentences":[{"text":"Yep.","start":824.64996,"end":825.14996,"sentiment":"neutral","sentiment_score":0.037150025367736816}],"sentiment":"neutral","sentiment_score":0.037150025367736816,"channel":1,"num_words":1,"start":824.64996,"end":825.14996},{"sentences":[{"text":"its thing.","start":824.815,"end":825.555,"sentiment":"neutral","sentiment_score":0.06771965697407722}],"sentiment":"neutral","sentiment_score":0.06771965697407722,"channel":0,"num_words":2,"start":824.815,"end":825.555},{"sentences":[{"text":"Yep.","start":825.69,"end":826.19,"sentiment":"neutral","sentiment_score":0.046095654368400574}],"sentiment":"neutral","sentiment_score":0.046095654368400574,"channel":1,"num_words":1,"start":825.69,"end":826.19},{"sentences":[{"text":"With the investments, I'm gonna put a flag on two here.","start":827.375,"end":830.31,"sentiment":"neutral","sentiment_score":0.03163155744021589},{"text":"Ben Long's had a bit of a drop, so I'm gonna keep an eye on that one for you.","start":830.47,"end":833.75,"sentiment":"neutral","sentiment_score":-0.029144983248491036},{"text":"And if","start":833.75,"end":834.15,"sentiment":"neutral","sentiment_score":-0.020685686729848385}],"sentiment":"neutral","sentiment_score":-0.007724341354332864,"channel":0,"num_words":32,"start":827.375,"end":834.15},{"sentences":[{"text":"Okay.","start":834.065,"end":834.565,"sentiment":"neutral","sentiment_score":-0.044515375047922134}],"sentiment":"neutral","sentiment_score":-0.044515375047922134,"channel":1,"num_words":1,"start":834.065,"end":834.565},{"sentences":[{"text":"that doesn't improve, we're gonna replace it.","start":834.15,"end":836.33,"sentiment":"neutral","sentiment_score":-0.1688558491212981}],"sentiment":"neutral","sentiment_score":-0.1688558491212981,"channel":0,"num_words":7,"start":834.15,"end":836.33},{"sentences":[{"text":"Yep.","start":836.225,"end":836.725,"sentiment":"neutral","sentiment_score":-0.0041017718613147736}],"sentiment":"neutral","sentiment_score":-0.0041017718613147736,"channel":1,"num_words":1,"start":836.225,"end":836.725},{"sentences":[{"text":"With the Indian shares, I'm not too concerned.","start":837.83,"end":839.99,"sentiment":"neutral","sentiment_score":-0.06352330464869738},{"text":"That's more of a long term thing.","start":839.99,"end":841.35,"sentiment":"neutral","sentiment_score":0.02263815494786416},{"text":"Like, as","start":841.35,"end":841.75,"sentiment":"neutral","sentiment_score":0.029476510360836976}],"sentiment":"neutral","sentiment_score":-0.01710390187252094,"channel":0,"num_words":17,"start":837.83,"end":841.75},{"sentences":[{"text":"Yep.","start":841.665,"end":842.165,"sentiment":"neutral","sentiment_score":0.053503792732954025}],"sentiment":"neutral","sentiment_score":0.053503792732954025,"channel":1,"num_words":1,"start":841.665,"end":842.165},{"sentences":[{"text":"manufacturing goes from China to India, it's kind of a, you know, five, ten, fifteen year thing.","start":841.75,"end":846.285,"sentiment":"neutral","sentiment_score":0.03624013707260875}],"sentiment":"neutral","sentiment_score":0.03624013707260875,"channel":0,"num_words":17,"start":841.75,"end":846.285},{"sentences":[{"text":"Yep.","start":846.39,"end":846.89,"sentiment":"neutral","sentiment_score":0.0784938707947731}],"sentiment":"neutral","sentiment_score":0.0784938707947731,"channel":1,"num_words":1,"start":846.39,"end":846.89},{"sentences":[{"text":"So I'll watch it, but it's not as much of a concern as the other one.","start":846.52496,"end":850.305,"sentiment":"neutral","sentiment_score":0.016444912791484967}],"sentiment":"neutral","sentiment_score":0.016444912791484967,"channel":0,"num_words":16,"start":846.52496,"end":850.305},{"sentences":[{"text":"Yep.","start":850.39,"end":850.87,"sentiment":"neutral","sentiment_score":0.19325804710388184},{"text":"Cool.","start":850.87,"end":851.37,"sentiment":"positive","sentiment_score":0.42670008540153503}],"sentiment":"neutral","sentiment_score":0.30997906625270844,"channel":1,"num_words":2,"start":850.39,"end":851.37},{"sentences":[{"text":"Cool.","start":852.685,"end":853.165,"sentiment":"positive","sentiment_score":0.35158997774124146},{"text":"So did you want me to plug in for another catch up before the end of the year or just go for that annual review","start":853.165,"end":859.64496,"sentiment":"neutral","sentiment_score":0.07136340498924255}],"sentiment":"neutral","sentiment_score":0.08214135009508866,"channel":0,"num_words":26,"start":852.685,"end":859.64496},{"sentences":[{"text":"No.","start":859.59,"end":859.83,"sentiment":"neutral","sentiment_score":-0.027089470997452736}],"sentiment":"neutral","sentiment_score":-0.027089470997452736,"channel":1,"num_words":1,"start":859.59,"end":859.83},{"sentences":[{"text":"next","start":859.64496,"end":859.96497,"sentiment":"neutral","sentiment_score":-0.045607954263687134}],"sentiment":"neutral","sentiment_score":-0.045607954263687134,"channel":0,"num_words":1,"start":859.64496,"end":859.96497},{"sentences":[{"text":"Just","start":859.83,"end":859.99005,"sentiment":"neutral","sentiment_score":-0.03284994512796402}],"sentiment":"neutral","sentiment_score":-0.03284994512796402,"channel":1,"num_words":1,"start":859.83,"end":859.99005},{"sentences":[{"text":"year?","start":859.96497,"end":860.37,"sentiment":"neutral","sentiment_score":-0.019645579159259796}],"sentiment":"neutral","sentiment_score":-0.019645579159259796,"channel":0,"num_words":1,"start":859.96497,"end":860.37},{"sentences":[{"text":"the annual review.","start":859.99005,"end":860.87,"sentiment":"neutral","sentiment_score":0.024447531749804814},{"text":"I trust you.","start":860.87,"end":861.85004,"sentiment":"neutral","sentiment_score":0.23463899393876395},{"text":"Look.","start":861.995,"end":862.235,"sentiment":"neutral","sentiment_score":0.14337101578712463},{"text":"If anything, huge","start":862.235,"end":863.675,"sentiment":"neutral","sentiment_score":0.14939706772565842}],"sentiment":"neutral","sentiment_score":0.1368821796029806,"channel":1,"num_words":10,"start":859.99005,"end":863.675},{"sentences":[{"text":"Yep.","start":863.41,"end":863.91,"sentiment":"neutral","sentiment_score":0.1802872270345688}],"sentiment":"neutral","sentiment_score":0.1802872270345688,"channel":0,"num_words":1,"start":863.41,"end":863.91},{"sentences":[{"text":"changes and I win millions on the lotto, I'll let you know.","start":863.675,"end":866.15497,"sentiment":"neutral","sentiment_score":0.21689091250300407},{"text":"But, no, we're not","start":866.15497,"end":867.355,"sentiment":"neutral","sentiment_score":-0.06304930802434683}],"sentiment":"neutral","sentiment_score":0.14690585737116635,"channel":1,"num_words":16,"start":863.675,"end":867.355},{"sentences":[{"text":"Yep.","start":867.25,"end":867.73,"sentiment":"neutral","sentiment_score":-0.05220318585634232}],"sentiment":"neutral","sentiment_score":-0.05220318585634232,"channel":0,"num_words":1,"start":867.25,"end":867.73},{"sentences":[{"text":"we're not","start":867.355,"end":867.83496,"sentiment":"neutral","sentiment_score":-0.04745226353406906}],"sentiment":"neutral","sentiment_score":-0.04745226353406906,"channel":1,"num_words":2,"start":867.355,"end":867.83496},{"sentences":[{"text":"Give","start":867.73,"end":867.89,"sentiment":"neutral","sentiment_score":-0.07558783888816833}],"sentiment":"neutral","sentiment_score":-0.07558783888816833,"channel":0,"num_words":1,"start":867.73,"end":867.89},{"sentences":[{"text":"moving","start":867.83496,"end":868.33496,"sentiment":"neutral","sentiment_score":-0.09308117628097534}],"sentiment":"neutral","sentiment_score":-0.09308117628097534,"channel":1,"num_words":1,"start":867.83496,"end":868.33496},{"sentences":[{"text":"us a buzzer.","start":867.89,"end":868.63,"sentiment":"neutral","sentiment_score":-0.08388274163007736}],"sentiment":"neutral","sentiment_score":-0.08388274163007736,"channel":0,"num_words":3,"start":867.89,"end":868.63},{"sentences":[{"text":"fast anywhere.","start":868.475,"end":869.295,"sentiment":"neutral","sentiment_score":0.032685741782188416}],"sentiment":"neutral","sentiment_score":0.032685741782188416,"channel":1,"num_words":2,"start":868.475,"end":869.295},{"sentences":[{"text":"Perfect.","start":870.93,"end":871.43,"sentiment":"positive","sentiment_score":0.4370233118534088},{"text":"I'll keep an eye on everything.","start":871.73,"end":873.01,"sentiment":"neutral","sentiment_score":0.29084453483422595},{"text":"And, look, if we have that next conversation and that one","start":873.01,"end":875.97,"sentiment":"neutral","sentiment_score":0.08226666125384244}],"sentiment":"neutral","sentiment_score":0.1715013219250573,"channel":0,"num_words":18,"start":870.93,"end":875.97},{"sentences":[{"text":"Yep.","start":875.85,"end":876.35,"sentiment":"neutral","sentiment_score":0.013129277154803276}],"sentiment":"neutral","sentiment_score":0.013129277154803276,"channel":1,"num_words":1,"start":875.85,"end":876.35},{"sentences":[{"text":"option hasn't improved, I'll have already done some research on some alternatives.","start":875.97,"end":879.76495,"sentiment":"neutral","sentiment_score":0.02771587452540795}],"sentiment":"neutral","sentiment_score":0.02771587452540795,"channel":0,"num_words":12,"start":875.97,"end":879.76495},{"sentences":[{"text":"Yeah.","start":879.93,"end":880.17,"sentiment":"neutral","sentiment_score":0.07788342982530594}],"sentiment":"neutral","sentiment_score":0.07788342982530594,"channel":1,"num_words":1,"start":879.93,"end":880.17},{"sentences":[{"text":"And","start":880.065,"end":880.225,"sentiment":"neutral","sentiment_score":0.11007523536682128}],"sentiment":"neutral","sentiment_score":0.11007523536682128,"channel":0,"num_words":1,"start":880.065,"end":880.225},{"sentences":[{"text":"Cool.","start":880.17,"end":880.67,"sentiment":"neutral","sentiment_score":0.15312767028808594}],"sentiment":"neutral","sentiment_score":0.15312767028808594,"channel":1,"num_words":1,"start":880.17,"end":880.67},{"sentences":[{"text":"then if we need to switch it around, I'll update your strategy.","start":880.225,"end":883.20496,"sentiment":"neutral","sentiment_score":0.07167873531579971}],"sentiment":"neutral","sentiment_score":0.07167873531579971,"channel":0,"num_words":12,"start":880.225,"end":883.20496},{"sentences":[{"text":"Yeah.","start":883.37,"end":883.69,"sentiment":"neutral","sentiment_score":0.07996948063373566},{"text":"Cool.","start":883.69,"end":884.01,"sentiment":"neutral","sentiment_score":0.10082092136144638},{"text":"No.","start":884.01,"end":884.25,"sentiment":"neutral","sentiment_score":0.005674369633197784},{"text":"That's fine.","start":884.25,"end":884.73,"sentiment":"neutral","sentiment_score":0.03394071850925684},{"text":"And when's Craig due for his update, like, his review?","start":884.73,"end":889.895,"sentiment":"neutral","sentiment_score":0.02990766745060682}],"sentiment":"neutral","sentiment_score":0.03689485887686412,"channel":1,"num_words":15,"start":883.37,"end":889.895},{"sentences":[{"text":"Do you know?","start":890.35504,"end":891.015,"sentiment":"neutral","sentiment_score":0.01185214767853419}],"sentiment":"neutral","sentiment_score":0.01185214767853419,"channel":1,"num_words":3,"start":890.35504,"end":891.015},{"sentences":[{"text":"Let me have a look.","start":891.49,"end":892.85004,"sentiment":"neutral","sentiment_score":0.034714680165052414},{"text":"See, that should be pretty soon.","start":892.85004,"end":894.79004,"sentiment":"neutral","sentiment_score":0.059105606749653816}],"sentiment":"neutral","sentiment_score":0.04801882193847136,"channel":0,"num_words":11,"start":891.49,"end":894.79004},{"sentences":[{"text":"Yeah.","start":894.755,"end":894.91504,"sentiment":"neutral","sentiment_score":0.01392909325659275},{"text":"I think it's around around the same time as me.","start":894.91504,"end":897.23505,"sentiment":"neutral","sentiment_score":-0.0087738374248147},{"text":"If he hasn't already done that, I don't think he has.","start":897.23505,"end":899.335,"sentiment":"neutral","sentiment_score":-0.06722709841348908}],"sentiment":"neutral","sentiment_score":-0.036968516524542465,"channel":1,"num_words":22,"start":894.755,"end":899.335},{"sentences":[{"text":"Yeah.","start":898.85004,"end":899.33,"sentiment":"neutral","sentiment_score":0.02472815476357937},{"text":"He is due as well, so I've gotta get him booked","start":899.33,"end":901.49,"sentiment":"neutral","sentiment_score":0.03701413270424713}],"sentiment":"neutral","sentiment_score":0.03599030120919148,"channel":0,"num_words":12,"start":898.85004,"end":901.49},{"sentences":[{"text":"Mhmm.","start":901.395,"end":901.895,"sentiment":"neutral","sentiment_score":0.018753573298454285}],"sentiment":"neutral","sentiment_score":0.018753573298454285,"channel":1,"num_words":1,"start":901.395,"end":901.895},{"sentences":[{"text":"in.","start":901.49,"end":901.99,"sentiment":"neutral","sentiment_score":0.015993107110261917}],"sentiment":"neutral","sentiment_score":0.015993107110261917,"channel":0,"num_words":1,"start":901.49,"end":901.99},{"sentences":[{"text":"Yeah.","start":901.955,"end":902.275,"sentiment":"neutral","sentiment_score":0.08575268089771271},{"text":"Cool.","start":902.275,"end":902.67,"sentiment":"neutral","sentiment_score":0.1541297435760498},{"text":"Alright.","start":903.14996,"end":903.38995,"sentiment":"neutral","sentiment_score":0.11159943044185638},{"text":"Just give him a","start":903.38995,"end":904.02997,"sentiment":"neutral","sentiment_score":0.08788951858878136}],"sentiment":"neutral","sentiment_score":0.10043427561010633,"channel":1,"num_words":7,"start":901.955,"end":904.02997},{"sentences":[{"text":"So,","start":904.005,"end":904.16504,"sentiment":"neutral","sentiment_score":0.06045142188668251}],"sentiment":"neutral","sentiment_score":0.06045142188668251,"channel":0,"num_words":1,"start":904.005,"end":904.16504},{"sentences":[{"text":"call.","start":904.02997,"end":904.35,"sentiment":"neutral","sentiment_score":0.06659132242202759}],"sentiment":"neutral","sentiment_score":0.06659132242202759,"channel":1,"num_words":1,"start":904.02997,"end":904.35},{"sentences":[{"text":"man, just","start":904.16504,"end":904.485,"sentiment":"neutral","sentiment_score":0.04051535576581955}],"sentiment":"neutral","sentiment_score":0.04051535576581955,"channel":0,"num_words":2,"start":904.16504,"end":904.485},{"sentences":[{"text":"He can","start":904.35,"end":904.93,"sentiment":"neutral","sentiment_score":0.06573105230927467}],"sentiment":"neutral","sentiment_score":0.06573105230927467,"channel":1,"num_words":2,"start":904.35,"end":904.93},{"sentences":[{"text":"give him a heads up that","start":904.485,"end":905.78503,"sentiment":"neutral","sentiment_score":0.09966448942820232}],"sentiment":"neutral","sentiment_score":0.09966448942820232,"channel":0,"num_words":6,"start":904.485,"end":905.78503},{"sentences":[{"text":"yeah.","start":905.63,"end":906.13,"sentiment":"neutral","sentiment_score":0.11722485721111298}],"sentiment":"neutral","sentiment_score":0.11722485721111298,"channel":1,"num_words":1,"start":905.63,"end":906.13},{"sentences":[{"text":"Michelle is gonna reach out to book him","start":906.005,"end":908.10504,"sentiment":"neutral","sentiment_score":0.10109029803425074}],"sentiment":"neutral","sentiment_score":0.10109029803425074,"channel":0,"num_words":8,"start":906.005,"end":908.10504},{"sentences":[{"text":"Yeah.","start":908.11,"end":908.43,"sentiment":"neutral","sentiment_score":0.09109871089458466},{"text":"Cool.","start":908.43,"end":908.82996,"sentiment":"neutral","sentiment_score":0.1721428632736206}],"sentiment":"neutral","sentiment_score":0.13162078708410263,"channel":1,"num_words":2,"start":908.11,"end":908.82996},{"sentences":[{"text":"in.","start":908.485,"end":908.985,"sentiment":"neutral","sentiment_score":0.07961021363735199}],"sentiment":"neutral","sentiment_score":0.07961021363735199,"channel":0,"num_words":1,"start":908.485,"end":908.985},{"sentences":[{"text":"Yeah.","start":908.82996,"end":909.07,"sentiment":"neutral","sentiment_score":0.08732286095619202},{"text":"Alright.","start":909.07,"end":909.57,"sentiment":"neutral","sentiment_score":0.09598402678966522},{"text":"Because, yeah, he'll probably","start":909.63,"end":910.67,"sentiment":"neutral","sentiment_score":0.12780515104532242}],"sentiment":"neutral","sentiment_score":0.11575458198785782,"channel":1,"num_words":6,"start":908.82996,"end":910.67},{"sentences":[{"text":"Awesome.","start":910.645,"end":911.04504,"sentiment":"neutral","sentiment_score":0.18003219366073608}],"sentiment":"neutral","sentiment_score":0.18003219366073608,"channel":0,"num_words":1,"start":910.645,"end":911.04504},{"sentences":[{"text":"wanna talk","start":910.67,"end":911.23,"sentiment":"neutral","sentiment_score":0.057950545102357864}],"sentiment":"neutral","sentiment_score":0.057950545102357864,"channel":1,"num_words":2,"start":910.67,"end":911.23},{"sentences":[{"text":"Because I","start":911.04504,"end":911.28503,"sentiment":"neutral","sentiment_score":-0.00006421096622943878}],"sentiment":"neutral","sentiment_score":-0.00006421096622943878,"channel":0,"num_words":2,"start":911.04504,"end":911.28503},{"sentences":[{"text":"to","start":911.23,"end":911.38995,"sentiment":"neutral","sentiment_score":-0.02005605399608612}],"sentiment":"neutral","sentiment_score":-0.02005605399608612,"channel":1,"num_words":1,"start":911.23,"end":911.38995},{"sentences":[{"text":"think","start":911.28503,"end":911.525,"sentiment":"neutral","sentiment_score":-0.03302730247378349}],"sentiment":"neutral","sentiment_score":-0.03302730247378349,"channel":0,"num_words":1,"start":911.28503,"end":911.525},{"sentences":[{"text":"you","start":911.38995,"end":911.55,"sentiment":"neutral","sentiment_score":-0.03305547684431076}],"sentiment":"neutral","sentiment_score":-0.03305547684431076,"channel":1,"num_words":1,"start":911.38995,"end":911.55},{"sentences":[{"text":"there's","start":911.525,"end":911.765,"sentiment":"neutral","sentiment_score":-0.03660103306174278}],"sentiment":"neutral","sentiment_score":-0.03660103306174278,"channel":0,"num_words":1,"start":911.525,"end":911.765},{"sentences":[{"text":"more about retirement age and stuff.","start":911.55,"end":913.38995,"sentiment":"neutral","sentiment_score":-0.03474218212068081},{"text":"He's he's dead set wanting to retire at 60.","start":913.38995,"end":916.05,"sentiment":"neutral","sentiment_score":-0.06343259745173985}],"sentiment":"neutral","sentiment_score":-0.05195643131931623,"channel":1,"num_words":15,"start":911.55,"end":916.05},{"sentences":[{"text":"Yeah.","start":917.52997,"end":917.85,"sentiment":"neutral","sentiment_score":0.028345640748739243},{"text":"Okay.","start":917.85,"end":918.17,"sentiment":"neutral","sentiment_score":0.06455942988395691},{"text":"Cool.","start":918.17,"end":918.49,"sentiment":"neutral","sentiment_score":0.11074298620224},{"text":"So I might have to tweak a few things to get it","start":918.49,"end":920.65,"sentiment":"neutral","sentiment_score":0.048400106839835644}],"sentiment":"neutral","sentiment_score":0.05229662259419759,"channel":0,"num_words":15,"start":917.52997,"end":920.65},{"sentences":[{"text":"Yeah.","start":920.585,"end":920.985,"sentiment":"neutral","sentiment_score":0.030196070671081543}],"sentiment":"neutral","sentiment_score":0.030196070671081543,"channel":1,"num_words":1,"start":920.585,"end":920.985},{"sentences":[{"text":"going a little","start":920.65,"end":921.13,"sentiment":"neutral","sentiment_score":0.019304368024071056}],"sentiment":"neutral","sentiment_score":0.019304368024071056,"channel":0,"num_words":3,"start":920.65,"end":921.13},{"sentences":[{"text":"Yeah.","start":920.985,"end":921.305,"sentiment":"neutral","sentiment_score":0.026780404150485992}],"sentiment":"neutral","sentiment_score":0.026780404150485992,"channel":1,"num_words":1,"start":920.985,"end":921.305},{"sentences":[{"text":"bit quicker","start":921.13,"end":921.52997,"sentiment":"neutral","sentiment_score":0.017286458052694798}],"sentiment":"neutral","sentiment_score":0.017286458052694798,"channel":0,"num_words":2,"start":921.13,"end":921.52997},{"sentences":[{"text":"Yeah.","start":921.305,"end":921.705,"sentiment":"neutral","sentiment_score":0.02217958867549896}],"sentiment":"neutral","sentiment_score":0.02217958867549896,"channel":1,"num_words":1,"start":921.305,"end":921.705},{"sentences":[{"text":"for","start":921.52997,"end":921.93,"sentiment":"neutral","sentiment_score":0.008765988051891327}],"sentiment":"neutral","sentiment_score":0.008765988051891327,"channel":0,"num_words":1,"start":921.52997,"end":921.93},{"sentences":[{"text":"Yeah.","start":921.705,"end":922.025,"sentiment":"neutral","sentiment_score":0.010126367211341858}],"sentiment":"neutral","sentiment_score":0.010126367211341858,"channel":1,"num_words":1,"start":921.705,"end":922.025},{"sentences":[{"text":"him.","start":921.93,"end":922.43,"sentiment":"neutral","sentiment_score":0.01583629846572876}],"sentiment":"neutral","sentiment_score":0.01583629846572876,"channel":0,"num_words":1,"start":921.93,"end":922.43},{"sentences":[{"text":"Have a have a chat to him and and obviously see, you know, whatever you recommend.","start":922.025,"end":925.625,"sentiment":"neutral","sentiment_score":0.07420403743162751},{"text":"We take your guys' recommendation.","start":925.625,"end":927.005,"sentiment":"neutral","sentiment_score":0.09536525011062622},{"text":"So","start":927.305,"end":927.465,"sentiment":"neutral","sentiment_score":0.15118686854839325}],"sentiment":"neutral","sentiment_score":0.08251262354579839,"channel":1,"num_words":22,"start":922.025,"end":927.465},{"sentences":[{"text":"Yep.","start":928.73,"end":929.21,"sentiment":"neutral","sentiment_score":0.26707905530929565},{"text":"Easy","start":929.21,"end":929.52997,"sentiment":"positive","sentiment_score":0.47911977767944336}],"sentiment":"positive","sentiment_score":0.3730994164943695,"channel":0,"num_words":2,"start":928.73,"end":929.52997},{"sentences":[{"text":"okay.","start":929.465,"end":929.965,"sentiment":"positive","sentiment_score":0.41706156730651855}],"sentiment":"positive","sentiment_score":0.41706156730651855,"channel":1,"num_words":1,"start":929.465,"end":929.965},{"sentences":[{"text":"done.","start":929.52997,"end":929.77,"sentiment":"positive","sentiment_score":0.3953583538532257},{"text":"I'll dive into that in-depth with him.","start":929.77,"end":931.71,"sentiment":"neutral","sentiment_score":0.22324604647500174}],"sentiment":"neutral","sentiment_score":0.24476008489727974,"channel":0,"num_words":8,"start":929.52997,"end":931.71},{"sentences":[{"text":"Yeah.","start":931.52,"end":931.76,"sentiment":"neutral","sentiment_score":0.25808054208755493},{"text":"Cool.","start":931.76,"end":932.26,"sentiment":"positive","sentiment_score":0.3898465633392334}],"sentiment":"neutral","sentiment_score":0.32396355271339417,"channel":1,"num_words":2,"start":931.52,"end":932.26},{"sentences":[{"text":"Now the documents that I've sent through to you, so there's the super reports,","start":932.57495,"end":936.595,"sentiment":"neutral","sentiment_score":0.13116691846932685}],"sentiment":"neutral","sentiment_score":0.13116691846932685,"channel":0,"num_words":14,"start":932.57495,"end":936.595},{"sentences":[{"text":"Mhmm.","start":936.64,"end":937.14,"sentiment":"neutral","sentiment_score":0.06567296385765076}],"sentiment":"neutral","sentiment_score":0.06567296385765076,"channel":1,"num_words":1,"start":936.64,"end":937.14},{"sentences":[{"text":"the insurance reports,","start":936.975,"end":938.27496,"sentiment":"neutral","sentiment_score":0.060904848078886666}],"sentiment":"neutral","sentiment_score":0.060904848078886666,"channel":0,"num_words":3,"start":936.975,"end":938.27496},{"sentences":[{"text":"Mhmm.","start":938.4,"end":938.9,"sentiment":"neutral","sentiment_score":0.07450909912586212}],"sentiment":"neutral","sentiment_score":0.07450909912586212,"channel":1,"num_words":1,"start":938.4,"end":938.9},{"sentences":[{"text":"updated services guide with us, updated service agreement.","start":938.815,"end":942.27496,"sentiment":"neutral","sentiment_score":0.09071016777306795},{"text":"You guys are still on the 1.1% partner's discount with us.","start":943.13495,"end":947.1,"sentiment":"neutral","sentiment_score":0.13787065310911698}],"sentiment":"neutral","sentiment_score":0.11801360665183318,"channel":0,"num_words":19,"start":938.815,"end":947.1},{"sentences":[{"text":"Okay.","start":947.335,"end":947.655,"sentiment":"neutral","sentiment_score":0.1940077841281891},{"text":"Thank you.","start":947.655,"end":948.395,"sentiment":"positive","sentiment_score":0.3801615238189697}],"sentiment":"neutral","sentiment_score":0.31811027725537616,"channel":1,"num_words":3,"start":947.335,"end":948.395},{"sentences":[{"text":"And I was talking to Barton, they're gonna look at some discounts for people above 200,000 next year as well,","start":948.22,"end":954.56,"sentiment":"neutral","sentiment_score":0.11124361604452133}],"sentiment":"neutral","sentiment_score":0.11124361604452133,"channel":0,"num_words":20,"start":948.22,"end":954.56},{"sentences":[{"text":"Okay.","start":954.53503,"end":954.935,"sentiment":"neutral","sentiment_score":0.10863390564918518}],"sentiment":"neutral","sentiment_score":0.10863390564918518,"channel":1,"num_words":1,"start":954.53503,"end":954.935},{"sentences":[{"text":"just","start":954.86,"end":955.1,"sentiment":"neutral","sentiment_score":0.1548437774181366}],"sentiment":"neutral","sentiment_score":0.1548437774181366,"channel":0,"num_words":1,"start":954.86,"end":955.1},{"sentences":[{"text":"Cool.","start":954.935,"end":955.435,"sentiment":"neutral","sentiment_score":0.2137259840965271}],"sentiment":"neutral","sentiment_score":0.2137259840965271,"channel":1,"num_words":1,"start":954.935,"end":955.435},{"sentences":[{"text":"doing a bit of a tier fee structure.","start":955.1,"end":956.8,"sentiment":"neutral","sentiment_score":0.1513603776693344}],"sentiment":"neutral","sentiment_score":0.1513603776693344,"channel":0,"num_words":8,"start":955.1,"end":956.8},{"sentences":[{"text":"Yeah.","start":957.015,"end":957.335,"sentiment":"neutral","sentiment_score":0.17663268744945526},{"text":"Cool.","start":957.335,"end":957.81,"sentiment":"neutral","sentiment_score":0.2905966639518738},{"text":"Awesome.","start":957.89,"end":958.21,"sentiment":"neutral","sentiment_score":0.2891359329223633},{"text":"Can you tell me what Craig's got","start":958.21,"end":959.49,"sentiment":"neutral","sentiment_score":0.07788776819195066}],"sentiment":"neutral","sentiment_score":0.1301579661667347,"channel":1,"num_words":10,"start":957.015,"end":959.49},{"sentences":[{"text":"Any","start":959.33997,"end":959.66,"sentiment":"neutral","sentiment_score":0.02736627496778965}],"sentiment":"neutral","sentiment_score":0.02736627496778965,"channel":0,"num_words":1,"start":959.33997,"end":959.66},{"sentences":[{"text":"in his","start":959.49,"end":959.81,"sentiment":"neutral","sentiment_score":0.01155103649944067}],"sentiment":"neutral","sentiment_score":0.01155103649944067,"channel":1,"num_words":2,"start":959.49,"end":959.81},{"sentences":[{"text":"question?","start":959.66,"end":960.16,"sentiment":"neutral","sentiment_score":0.02372481115162373}],"sentiment":"neutral","sentiment_score":0.02372481115162373,"channel":0,"num_words":1,"start":959.66,"end":960.16},{"sentences":[{"text":"super at the moment?","start":959.81,"end":960.87,"sentiment":"neutral","sentiment_score":0.0014173833187669516},{"text":"Because I know he's gonna ask me.","start":960.93,"end":962.13,"sentiment":"neutral","sentiment_score":-0.004398139858884471},{"text":"I know he's gonna say, when as soon as I talk to you.","start":962.13,"end":964.79,"sentiment":"neutral","sentiment_score":0.018956221711750213}],"sentiment":"neutral","sentiment_score":0.00922139318815122,"channel":1,"num_words":24,"start":959.81,"end":964.79},{"sentences":[{"text":"4","start":966.375,"end":966.695,"sentiment":"neutral","sentiment_score":0.008253308944404125}],"sentiment":"neutral","sentiment_score":0.008253308944404125,"channel":0,"num_words":1,"start":966.375,"end":966.695},{"sentences":[{"text":"Okay.","start":966.69,"end":967.19,"sentiment":"neutral","sentiment_score":0.012507328763604164}],"sentiment":"neutral","sentiment_score":0.012507328763604164,"channel":1,"num_words":1,"start":966.69,"end":967.19},{"sentences":[{"text":"45.","start":966.695,"end":967.515,"sentiment":"neutral","sentiment_score":0.014258340001106262}],"sentiment":"neutral","sentiment_score":0.014258340001106262,"channel":0,"num_words":1,"start":966.695,"end":967.515},{"sentences":[{"text":"445.","start":967.57,"end":968.37,"sentiment":"neutral","sentiment_score":0.031681448221206665},{"text":"Cool.","start":968.37,"end":968.52997,"sentiment":"neutral","sentiment_score":0.23334355652332303},{"text":"Awesome.","start":968.52997,"end":968.93,"sentiment":"positive","sentiment_score":0.36138466000556946},{"text":"Thank you.","start":968.93,"end":969.41,"sentiment":"positive","sentiment_score":0.3650636225938797},{"text":"And what was I?","start":969.41,"end":970.21,"sentiment":"neutral","sentiment_score":0.06650782376527786}],"sentiment":"neutral","sentiment_score":0.18028535611099666,"channel":1,"num_words":9,"start":967.57,"end":970.21},{"sentences":[{"text":"1","start":970.21,"end":970.71,"sentiment":"neutral","sentiment_score":0.00840264093130827}],"sentiment":"neutral","sentiment_score":0.00840264093130827,"channel":1,"num_words":1,"start":970.21,"end":970.71},{"sentences":[{"text":"One twenty two.","start":972.055,"end":973.08,"sentiment":"neutral","sentiment_score":0.01694482673580448}],"sentiment":"neutral","sentiment_score":0.01694482673580448,"channel":0,"num_words":3,"start":972.055,"end":973.08},{"sentences":[{"text":"okay.","start":973.175,"end":973.495,"sentiment":"neutral","sentiment_score":0.11398667097091676},{"text":"Cool.","start":973.495,"end":973.995,"sentiment":"neutral","sentiment_score":0.3057974576950073},{"text":"Wonderful.","start":974.535,"end":975.035,"sentiment":"positive","sentiment_score":0.4388185143470764},{"text":"Yeah.","start":975.255,"end":975.495,"sentiment":"neutral","sentiment_score":0.23510980606079104},{"text":"He's he's he's did really well that first couple of years with you guys.","start":975.495,"end":979.095,"sentiment":"neutral","sentiment_score":0.28332983595984323}],"sentiment":"neutral","sentiment_score":0.28112945291731095,"channel":1,"num_words":18,"start":973.175,"end":979.095},{"sentences":[{"text":"He did so well.","start":979.095,"end":980.315,"sentiment":"neutral","sentiment_score":0.32592344284057617},{"text":"I'm sure","start":981.335,"end":981.735,"sentiment":"neutral","sentiment_score":0.05797243490815163}],"sentiment":"neutral","sentiment_score":0.23660644019643465,"channel":1,"num_words":6,"start":979.095,"end":981.735},{"sentences":[{"text":"Yeah.","start":981.64,"end":982.14,"sentiment":"neutral","sentiment_score":0.046370796859264374}],"sentiment":"neutral","sentiment_score":0.046370796859264374,"channel":0,"num_words":1,"start":981.64,"end":982.14},{"sentences":[{"text":"he still is.","start":981.735,"end":982.375,"sentiment":"neutral","sentiment_score":0.010026066874464354}],"sentiment":"neutral","sentiment_score":0.010026066874464354,"channel":1,"num_words":3,"start":981.735,"end":982.375},{"sentences":[{"text":"And","start":982.2,"end":982.68,"sentiment":"neutral","sentiment_score":-0.03174644708633423}],"sentiment":"neutral","sentiment_score":-0.03174644708633423,"channel":0,"num_words":1,"start":982.2,"end":982.68},{"sentences":[{"text":"But","start":982.375,"end":982.875,"sentiment":"neutral","sentiment_score":-0.037104856222867966}],"sentiment":"neutral","sentiment_score":-0.037104856222867966,"channel":1,"num_words":1,"start":982.375,"end":982.875},{"sentences":[{"text":"I think no.","start":982.68,"end":984.68,"sentiment":"neutral","sentiment_score":-0.07005026439825694},{"text":"I think just what's been going on recently, there's probably a few changes I'm looking to make with him, especially if he wants to go a bit quicker with it.","start":984.68,"end":991.14496,"sentiment":"neutral","sentiment_score":-0.015111112936089436}],"sentiment":"neutral","sentiment_score":-0.020105581250831936,"channel":0,"num_words":33,"start":982.68,"end":991.14496},{"sentences":[{"text":"mhmm.","start":990.8,"end":991.04,"sentiment":"neutral","sentiment_score":0.03265339881181717},{"text":"Yep.","start":991.04,"end":991.36,"sentiment":"neutral","sentiment_score":0.06883165240287781}],"sentiment":"neutral","sentiment_score":0.05074252560734749,"channel":1,"num_words":2,"start":990.8,"end":991.36},{"sentences":[{"text":"So","start":991.14496,"end":991.545,"sentiment":"neutral","sentiment_score":0.0788586288690567}],"sentiment":"neutral","sentiment_score":0.0788586288690567,"channel":0,"num_words":1,"start":991.14496,"end":991.545},{"sentences":[{"text":"Yep.","start":991.36,"end":991.86,"sentiment":"neutral","sentiment_score":0.11335846036672592}],"sentiment":"neutral","sentiment_score":0.11335846036672592,"channel":1,"num_words":1,"start":991.36,"end":991.86},{"sentences":[{"text":"definitely wanna just take that time with him.","start":991.545,"end":993.725,"sentiment":"neutral","sentiment_score":0.17825930938124657}],"sentiment":"neutral","sentiment_score":0.17825930938124657,"channel":0,"num_words":8,"start":991.545,"end":993.725},{"sentences":[{"text":"Yep.","start":993.68,"end":994.18,"sentiment":"neutral","sentiment_score":0.20069900155067444}],"sentiment":"neutral","sentiment_score":0.20069900155067444,"channel":1,"num_words":1,"start":993.68,"end":994.18},{"sentences":[{"text":"And, yeah, his account looks really good.","start":993.785,"end":995.545,"sentiment":"positive","sentiment_score":0.37785213759967257},{"text":"Contribution's look great.","start":995.545,"end":996.925,"sentiment":"positive","sentiment_score":0.410050888856252}],"sentiment":"positive","sentiment_score":0.3875117629766464,"channel":0,"num_words":10,"start":993.785,"end":996.925},{"sentences":[{"text":"Yep.","start":997.04,"end":997.51996,"sentiment":"neutral","sentiment_score":0.1104973554611206},{"text":"Cool.","start":997.51996,"end":997.875,"sentiment":"neutral","sentiment_score":0.127921000123024}],"sentiment":"neutral","sentiment_score":0.1192091777920723,"channel":1,"num_words":2,"start":997.04,"end":997.875},{"sentences":[{"text":"But probably a few changes to look at.","start":998.58496,"end":1000.685,"sentiment":"neutral","sentiment_score":0.008737911470234394}],"sentiment":"neutral","sentiment_score":0.008737911470234394,"channel":0,"num_words":8,"start":998.58496,"end":1000.685},{"sentences":[{"text":"Yeah.","start":1000.675,"end":1000.915,"sentiment":"neutral","sentiment_score":0.08972024917602539},{"text":"Cool.","start":1000.915,"end":1001.155,"sentiment":"neutral","sentiment_score":0.19308751821517944},{"text":"Awesome.","start":1001.155,"end":1001.655,"sentiment":"neutral","sentiment_score":0.19284173846244812},{"text":"And just one more question while I've got you.","start":1001.875,"end":1003.955,"sentiment":"neutral","sentiment_score":0.032778190138439335},{"text":"And I I feel like I may have","start":1003.955,"end":1005.475,"sentiment":"neutral","sentiment_score":-0.028730883030220866}],"sentiment":"neutral","sentiment_score":0.027040307642892003,"channel":1,"num_words":20,"start":1000.675,"end":1005.475},{"sentences":[{"text":"Yeah.","start":1005.39,"end":1005.89,"sentiment":"neutral","sentiment_score":-0.03969060257077217}],"sentiment":"neutral","sentiment_score":-0.03969060257077217,"channel":0,"num_words":1,"start":1005.39,"end":1005.89},{"sentences":[{"text":"asked you before.","start":1005.475,"end":1006.115,"sentiment":"neutral","sentiment_score":-0.044799622148275375},{"text":"My son's he's working, and his employer pays his super.","start":1006.115,"end":1009.815,"sentiment":"neutral","sentiment_score":-0.047692916542291644},{"text":"I couldn't tell you what's in it.","start":1009.95,"end":1010.97003,"sentiment":"neutral","sentiment_score":-0.09345388838223048},{"text":"It's probably, you know, not a lot, maybe maybe a thousand.","start":1010.97003,"end":1014.61,"sentiment":"neutral","sentiment_score":-0.08659921688112346},{"text":"But is it just best just to","start":1015.31,"end":1016.67,"sentiment":"neutral","sentiment_score":-0.003591916390827724}],"sentiment":"neutral","sentiment_score":-0.05903263292030284,"channel":1,"num_words":38,"start":1005.475,"end":1016.67},{"sentences":[{"text":"Yeah.","start":1016.645,"end":1016.885,"sentiment":"neutral","sentiment_score":0.013832677155733109}],"sentiment":"neutral","sentiment_score":0.013832677155733109,"channel":0,"num_words":1,"start":1016.645,"end":1016.885},{"sentences":[{"text":"keep","start":1016.67,"end":1016.99,"sentiment":"neutral","sentiment_score":0.02104407548904419}],"sentiment":"neutral","sentiment_score":0.02104407548904419,"channel":1,"num_words":1,"start":1016.67,"end":1016.99},{"sentences":[{"text":"Yeah.","start":1016.885,"end":1017.385,"sentiment":"neutral","sentiment_score":0.03633458912372589}],"sentiment":"neutral","sentiment_score":0.03633458912372589,"channel":0,"num_words":1,"start":1016.885,"end":1017.385},{"sentences":[{"text":"rolling on with him just I think he just I think I signed him up to host plus.","start":1016.99,"end":1021.81,"sentiment":"neutral","sentiment_score":0.06070489353603787},{"text":"Just I mean, he's only 15, nearly 16.","start":1022.43,"end":1025.425,"sentiment":"neutral","sentiment_score":0.03917680005542934},{"text":"So is it best just to keep him rolling on with that until he's got a certain amount into his account and then push him over to you guys?","start":1025.425,"end":1031.605,"sentiment":"neutral","sentiment_score":0.07859687333733871}],"sentiment":"neutral","sentiment_score":0.06700748747045343,"channel":1,"num_words":55,"start":1016.99,"end":1031.605},{"sentences":[{"text":"Yeah.","start":1032.6599,"end":1033.14,"sentiment":"neutral","sentiment_score":0.02739403210580349},{"text":"Pretty much.","start":1033.14,"end":1033.7799,"sentiment":"neutral","sentiment_score":0.04246779903769493},{"text":"So","start":1033.7799,"end":1034.26,"sentiment":"neutral","sentiment_score":0.03148704022169113}],"sentiment":"neutral","sentiment_score":0.03595416760072112,"channel":0,"num_words":4,"start":1032.6599,"end":1034.26},{"sentences":[{"text":"Yep.","start":1034.065,"end":1034.565,"sentiment":"neutral","sentiment_score":0.05675617605447769}],"sentiment":"neutral","sentiment_score":0.05675617605447769,"channel":1,"num_words":1,"start":1034.065,"end":1034.565},{"sentences":[{"text":"you always wanna start off with that industry fund for the first maybe 50 to $80.","start":1034.26,"end":1038.6,"sentiment":"neutral","sentiment_score":0.049928004504181445}],"sentiment":"neutral","sentiment_score":0.049928004504181445,"channel":0,"num_words":16,"start":1034.26,"end":1038.6},{"sentences":[{"text":"Yep.","start":1038.6799,"end":1039.1799,"sentiment":"neutral","sentiment_score":-0.02813964337110519}],"sentiment":"neutral","sentiment_score":-0.02813964337110519,"channel":1,"num_words":1,"start":1038.6799,"end":1039.1799},{"sentences":[{"text":"It's not worth paying extra fees to get that","start":1040.1,"end":1042.0199,"sentiment":"neutral","sentiment_score":-0.2561381980776787}],"sentiment":"neutral","sentiment_score":-0.2561381980776787,"channel":0,"num_words":9,"start":1040.1,"end":1042.0199},{"sentences":[{"text":"Yes.","start":1041.8799,"end":1042.3799,"sentiment":"neutral","sentiment_score":-0.11671526730060576}],"sentiment":"neutral","sentiment_score":-0.11671526730060576,"channel":1,"num_words":1,"start":1041.8799,"end":1042.3799},{"sentences":[{"text":"extra couple of percent if it's just gonna eat it away.","start":1042.0199,"end":1044.555,"sentiment":"neutral","sentiment_score":-0.21208222616802563},{"text":"But once you have the bigger balances, the fees go down.","start":1044.635,"end":1047.2151,"sentiment":"neutral","sentiment_score":-0.05119780654256994}],"sentiment":"neutral","sentiment_score":-0.1316400163552978,"channel":0,"num_words":22,"start":1042.0199,"end":1047.2151},{"sentences":[{"text":"Okay.","start":1047.32,"end":1047.6399,"sentiment":"neutral","sentiment_score":0.09395505487918854},{"text":"Cool.","start":1047.6399,"end":1048.0399,"sentiment":"neutral","sentiment_score":0.17453838884830475},{"text":"Yeah.","start":1048.0399,"end":1048.2799,"sentiment":"neutral","sentiment_score":0.12418738007545473},{"text":"Alright.","start":1048.2799,"end":1048.755,"sentiment":"neutral","sentiment_score":0.22553110122680664},{"text":"Sweet.","start":1049.635,"end":1050.035,"sentiment":"positive","sentiment_score":0.3813174366950989}],"sentiment":"neutral","sentiment_score":0.1999058723449707,"channel":1,"num_words":5,"start":1047.32,"end":1050.035},{"sentences":[{"text":"Awesome.","start":1050.035,"end":1050.535,"sentiment":"positive","sentiment_score":0.5755522847175598}],"sentiment":"positive","sentiment_score":0.5755522847175598,"channel":1,"num_words":1,"start":1050.035,"end":1050.535},{"sentences":[{"text":"If you ever have any questions about his super, I'm happy to","start":1050.7151,"end":1053.915,"sentiment":"positive","sentiment_score":0.41141582032044727}],"sentiment":"positive","sentiment_score":0.41141582032044727,"channel":0,"num_words":12,"start":1050.7151,"end":1053.915},{"sentences":[{"text":"Yep.","start":1053.875,"end":1054.375,"sentiment":"positive","sentiment_score":0.36988914012908936}],"sentiment":"positive","sentiment_score":0.36988914012908936,"channel":1,"num_words":1,"start":1053.875,"end":1054.375},{"sentences":[{"text":"have a chat complimentary","start":1053.915,"end":1055.055,"sentiment":"neutral","sentiment_score":0.30701448023319244}],"sentiment":"neutral","sentiment_score":0.30701448023319244,"channel":0,"num_words":4,"start":1053.915,"end":1055.055},{"sentences":[{"text":"Yeah.","start":1054.675,"end":1054.995,"sentiment":"neutral","sentiment_score":0.17381295561790466},{"text":"Cool.","start":1054.995,"end":1055.495,"sentiment":"neutral","sentiment_score":0.27668821811676025}],"sentiment":"neutral","sentiment_score":0.22525058686733246,"channel":1,"num_words":2,"start":1054.675,"end":1055.495},{"sentences":[{"text":"as","start":1055.515,"end":1055.755,"sentiment":"neutral","sentiment_score":0.11281152814626694}],"sentiment":"neutral","sentiment_score":0.11281152814626694,"channel":0,"num_words":1,"start":1055.515,"end":1055.755},{"sentences":[{"text":"Okay.","start":1055.635,"end":1056.035,"sentiment":"neutral","sentiment_score":0.1709611713886261}],"sentiment":"neutral","sentiment_score":0.1709611713886261,"channel":1,"num_words":1,"start":1055.635,"end":1056.035},{"sentences":[{"text":"always,","start":1055.755,"end":1056.255,"sentiment":"neutral","sentiment_score":0.23770007491111755}],"sentiment":"neutral","sentiment_score":0.23770007491111755,"channel":0,"num_words":1,"start":1055.755,"end":1056.255},{"sentences":[{"text":"Cool.","start":1056.035,"end":1056.435,"sentiment":"neutral","sentiment_score":0.26095032691955566},{"text":"Yep.","start":1056.435,"end":1056.835,"sentiment":"neutral","sentiment_score":0.29760313034057617},{"text":"Awesome.","start":1056.835,"end":1057.335,"sentiment":"positive","sentiment_score":0.5137227773666382}],"sentiment":"positive","sentiment_score":0.35742541154225665,"channel":1,"num_words":3,"start":1056.035,"end":1057.335},{"sentences":[{"text":"but the host bus is a good one.","start":1057.515,"end":1059.12,"sentiment":"positive","sentiment_score":0.5090975686907768}],"sentiment":"positive","sentiment_score":0.5090975686907768,"channel":0,"num_words":8,"start":1057.515,"end":1059.12},{"sentences":[{"text":"Yeah.","start":1059.3151,"end":1059.635,"sentiment":"neutral","sentiment_score":0.2990666925907135},{"text":"Cool.","start":1059.635,"end":1059.955,"sentiment":"positive","sentiment_score":0.41595208644866943},{"text":"Alright.","start":1059.955,"end":1060.275,"sentiment":"positive","sentiment_score":0.40447884798049927},{"text":"Awesome.","start":1060.275,"end":1060.755,"sentiment":"positive","sentiment_score":0.547321081161499},{"text":"And is it is it worth him I mean, look, he he's he's so good with his money.","start":1060.755,"end":1066.17,"sentiment":"positive","sentiment_score":0.4116268621550666}],"sentiment":"positive","sentiment_score":0.41255010122602637,"channel":1,"num_words":22,"start":1059.3151,"end":1066.17},{"sentences":[{"text":"And if he if he thinks that, you know, something's gonna work for him, he you know, he'd be happy to do it.","start":1066.17,"end":1071.37,"sentiment":"positive","sentiment_score":0.3677395057419072},{"text":"Is it worth him at this age putting extra money into his super because he doesn't have kind of mortgage things like that to pay down on or not.","start":1071.37,"end":1078.955,"sentiment":"neutral","sentiment_score":0.05963787141031232}],"sentiment":"neutral","sentiment_score":0.19591359428774852,"channel":1,"num_words":52,"start":1066.17,"end":1078.955},{"sentences":[{"text":"Normally, I would say yes, but not at the moment because he he kinda just needs to build that first base up.","start":1079.6951,"end":1085.13,"sentiment":"neutral","sentiment_score":-0.004016033797101541}],"sentiment":"neutral","sentiment_score":-0.004016033797101541,"channel":0,"num_words":22,"start":1079.6951,"end":1085.13},{"sentences":[{"text":"Yeah.","start":1085.1749,"end":1085.495,"sentiment":"neutral","sentiment_score":0.03444918617606163}],"sentiment":"neutral","sentiment_score":0.03444918617606163,"channel":1,"num_words":1,"start":1085.1749,"end":1085.495},{"sentences":[{"text":"And","start":1085.45,"end":1085.81,"sentiment":"neutral","sentiment_score":0.03209463879466057}],"sentiment":"neutral","sentiment_score":0.03209463879466057,"channel":0,"num_words":1,"start":1085.45,"end":1085.81},{"sentences":[{"text":"Okay.","start":1085.495,"end":1085.995,"sentiment":"neutral","sentiment_score":0.038414545357227325}],"sentiment":"neutral","sentiment_score":0.038414545357227325,"channel":1,"num_words":1,"start":1085.495,"end":1085.995},{"sentences":[{"text":"then once he has that solid income, you know,","start":1085.81,"end":1089.21,"sentiment":"neutral","sentiment_score":0.08984369825985697}],"sentiment":"neutral","sentiment_score":0.08984369825985697,"channel":0,"num_words":9,"start":1085.81,"end":1089.21},{"sentences":[{"text":"Yep.","start":1089.1749,"end":1089.6749,"sentiment":"neutral","sentiment_score":0.08030904829502106}],"sentiment":"neutral","sentiment_score":0.08030904829502106,"channel":1,"num_words":1,"start":1089.1749,"end":1089.6749},{"sentences":[{"text":"approaching 6 figures,","start":1089.21,"end":1090.51,"sentiment":"neutral","sentiment_score":0.10481158643960953}],"sentiment":"neutral","sentiment_score":0.10481158643960953,"channel":0,"num_words":3,"start":1089.21,"end":1090.51},{"sentences":[{"text":"Yep.","start":1090.695,"end":1091.16,"sentiment":"neutral","sentiment_score":0.08920838683843613}],"sentiment":"neutral","sentiment_score":0.08920838683843613,"channel":1,"num_words":1,"start":1090.695,"end":1091.16},{"sentences":[{"text":"you wanna get the double, like, the tax deduction plus the growth.","start":1090.89,"end":1094.03,"sentiment":"neutral","sentiment_score":0.1408929886917273}],"sentiment":"neutral","sentiment_score":0.1408929886917273,"channel":0,"num_words":12,"start":1090.89,"end":1094.03},{"sentences":[{"text":"Yeah.","start":1094.04,"end":1094.4401,"sentiment":"neutral","sentiment_score":0.13777785003185272},{"text":"Cool.","start":1094.4401,"end":1094.9401,"sentiment":"neutral","sentiment_score":0.24380037188529968}],"sentiment":"neutral","sentiment_score":0.1907891109585762,"channel":1,"num_words":2,"start":1094.04,"end":1094.9401},{"sentences":[{"text":"And you only need to do five to ten years of that kind of thing.","start":1094.97,"end":1098.09,"sentiment":"neutral","sentiment_score":0.16584271291891733},{"text":"So","start":1098.09,"end":1098.59,"sentiment":"neutral","sentiment_score":0.13396166265010834}],"sentiment":"neutral","sentiment_score":0.16385014727711678,"channel":0,"num_words":16,"start":1094.97,"end":1098.59},{"sentences":[{"text":"Yeah.","start":1098.28,"end":1098.6,"sentiment":"neutral","sentiment_score":0.1803106963634491},{"text":"Cool.","start":1098.6,"end":1099.1,"sentiment":"neutral","sentiment_score":0.26631635427474976}],"sentiment":"neutral","sentiment_score":0.22331352531909943,"channel":1,"num_words":2,"start":1098.28,"end":1099.1},{"sentences":[{"text":"as long as he stays in something that's really good, like high growth at an early age,","start":1099.175,"end":1103.915,"sentiment":"neutral","sentiment_score":0.2731481448692434}],"sentiment":"neutral","sentiment_score":0.2731481448692434,"channel":0,"num_words":17,"start":1099.175,"end":1103.915},{"sentences":[{"text":"Yes.","start":1104.04,"end":1104.375,"sentiment":"neutral","sentiment_score":0.23784244060516355}],"sentiment":"neutral","sentiment_score":0.23784244060516355,"channel":1,"num_words":1,"start":1104.04,"end":1104.375},{"sentences":[{"text":"that'll accelerate it rather than just leaving it in the default.","start":1104.135,"end":1107.755,"sentiment":"neutral","sentiment_score":0.21815375170924448}],"sentiment":"neutral","sentiment_score":0.21815375170924448,"channel":0,"num_words":11,"start":1104.135,"end":1107.755},{"sentences":[{"text":"Okay.","start":1107.975,"end":1108.215,"sentiment":"neutral","sentiment_score":0.17923995852470398},{"text":"Cool.","start":1108.215,"end":1108.535,"sentiment":"neutral","sentiment_score":0.2102048546075821},{"text":"So we so I'll look into his super.","start":1108.535,"end":1110.615,"sentiment":"neutral","sentiment_score":0.10737922601401806},{"text":"So I should make sure he's on a high growth.","start":1110.615,"end":1113.275,"sentiment":"neutral","sentiment_score":0.1787067636847496}],"sentiment":"neutral","sentiment_score":0.15177731290459634,"channel":1,"num_words":20,"start":1107.975,"end":1113.275},{"sentences":[{"text":"Yeah.","start":1114.7201,"end":1115.12,"sentiment":"neutral","sentiment_score":0.11961166560649872},{"text":"Have a look at their returns.","start":1115.12,"end":1116.24,"sentiment":"neutral","sentiment_score":0.0943329781293869},{"text":"They've only got about 13 options in there, and just","start":1116.24,"end":1118.88,"sentiment":"neutral","sentiment_score":0.0783020794391632}],"sentiment":"neutral","sentiment_score":0.08639001933967366,"channel":0,"num_words":17,"start":1114.7201,"end":1118.88},{"sentences":[{"text":"Mhmm.","start":1118.615,"end":1119.03,"sentiment":"neutral","sentiment_score":0.0728398859500885}],"sentiment":"neutral","sentiment_score":0.0728398859500885,"channel":1,"num_words":1,"start":1118.615,"end":1119.03},{"sentences":[{"text":"there's a performance table on the website, and it will show you all the short and long term, and you can kinda see which one he's in and what the other ones","start":1118.9601,"end":1126.0,"sentiment":"neutral","sentiment_score":0.11355509120039642}],"sentiment":"neutral","sentiment_score":0.11355509120039642,"channel":0,"num_words":32,"start":1118.9601,"end":1126.0},{"sentences":[{"text":"Yep.","start":1125.99,"end":1126.47,"sentiment":"neutral","sentiment_score":0.05382084473967552}],"sentiment":"neutral","sentiment_score":0.05382084473967552,"channel":1,"num_words":1,"start":1125.99,"end":1126.47},{"sentences":[{"text":"are.","start":1126.0,"end":1126.215,"sentiment":"neutral","sentiment_score":0.0659017413854599}],"sentiment":"neutral","sentiment_score":0.0659017413854599,"channel":0,"num_words":1,"start":1126.0,"end":1126.215},{"sentences":[{"text":"Yeah.","start":1126.47,"end":1126.79,"sentiment":"neutral","sentiment_score":0.19587132334709167},{"text":"Cool.","start":1126.79,"end":1127.11,"sentiment":"positive","sentiment_score":0.33598095178604126},{"text":"Okay.","start":1127.11,"end":1127.5901,"sentiment":"neutral","sentiment_score":0.22831350564956665},{"text":"Alright.","start":1127.5901,"end":1127.99,"sentiment":"neutral","sentiment_score":0.24304024875164032},{"text":"I'll look into it.","start":1127.99,"end":1128.87,"sentiment":"neutral","sentiment_score":0.20108437910676003}],"sentiment":"neutral","sentiment_score":0.2259429432451725,"channel":1,"num_words":8,"start":1126.47,"end":1128.87},{"sentences":[{"text":"See if I can set him up right from the","start":1128.87,"end":1130.55,"sentiment":"neutral","sentiment_score":0.2458452895283699}],"sentiment":"neutral","sentiment_score":0.2458452895283699,"channel":1,"num_words":10,"start":1128.87,"end":1130.55},{"sentences":[{"text":"Cool.","start":1130.455,"end":1130.955,"sentiment":"neutral","sentiment_score":0.2410447895526886}],"sentiment":"neutral","sentiment_score":0.2410447895526886,"channel":0,"num_words":1,"start":1130.455,"end":1130.955},{"sentences":[{"text":"start.","start":1130.55,"end":1131.05,"sentiment":"neutral","sentiment_score":0.20985662937164307}],"sentiment":"neutral","sentiment_score":0.20985662937164307,"channel":1,"num_words":1,"start":1130.55,"end":1131.05},{"sentences":[{"text":"Yeah.","start":1132.455,"end":1132.9349,"sentiment":"neutral","sentiment_score":0.2225150763988495},{"text":"And","start":1132.9349,"end":1133.095,"sentiment":"neutral","sentiment_score":0.23471778631210327}],"sentiment":"neutral","sentiment_score":0.22861643135547638,"channel":0,"num_words":2,"start":1132.455,"end":1133.095},{"sentences":[{"text":"Yeah.","start":1133.055,"end":1133.555,"sentiment":"neutral","sentiment_score":0.2608288824558258}],"sentiment":"neutral","sentiment_score":0.2608288824558258,"channel":1,"num_words":1,"start":1133.055,"end":1133.555},{"sentences":[{"text":"that little bit of extra growth in the first years builds it up, and then he doesn't have to worry so much about catching up in later years.","start":1133.095,"end":1138.86,"sentiment":"neutral","sentiment_score":0.3045693854136126}],"sentiment":"neutral","sentiment_score":0.3045693854136126,"channel":0,"num_words":28,"start":1133.095,"end":1138.86},{"sentences":[{"text":"Awesome.","start":1138.735,"end":1138.895,"sentiment":"positive","sentiment_score":0.5539600849151611}],"sentiment":"positive","sentiment_score":0.5539600849151611,"channel":1,"num_words":1,"start":1138.735,"end":1138.895},{"sentences":[{"text":"Cool.","start":1138.86,"end":1139.36,"sentiment":"positive","sentiment_score":0.4340800642967224}],"sentiment":"positive","sentiment_score":0.4340800642967224,"channel":0,"num_words":1,"start":1138.86,"end":1139.36},{"sentences":[{"text":"Okay.","start":1138.895,"end":1139.135,"sentiment":"neutral","sentiment_score":0.2594866156578064},{"text":"Yeah.","start":1139.135,"end":1139.375,"sentiment":"neutral","sentiment_score":0.24507078528404236},{"text":"That's right.","start":1139.375,"end":1139.935,"sentiment":"neutral","sentiment_score":0.23904743790626526},{"text":"Yeah.","start":1139.935,"end":1140.435,"sentiment":"neutral","sentiment_score":0.2198118269443512},{"text":"Okay.","start":1140.975,"end":1141.295,"sentiment":"neutral","sentiment_score":0.2958870530128479}],"sentiment":"neutral","sentiment_score":0.24972519278526306,"channel":1,"num_words":6,"start":1138.895,"end":1141.295},{"sentences":[{"text":"Cool.","start":1141.295,"end":1141.615,"sentiment":"positive","sentiment_score":0.46521615982055664},{"text":"Awesome.","start":1141.615,"end":1142.015,"sentiment":"positive","sentiment_score":0.5819393396377563},{"text":"Thank you so much.","start":1142.015,"end":1143.27,"sentiment":"positive","sentiment_score":0.6831300854682922}],"sentiment":"positive","sentiment_score":0.629945973555247,"channel":1,"num_words":6,"start":1141.295,"end":1143.27},{"sentences":[{"text":"No worries.","start":1144.54,"end":1145.02,"sentiment":"neutral","sentiment_score":0.24914774298667908},{"text":"Thank you for catching me on the Friday and","start":1145.02,"end":1147.12,"sentiment":"neutral","sentiment_score":0.31373586919572616}],"sentiment":"neutral","sentiment_score":0.301992573521354,"channel":0,"num_words":11,"start":1144.54,"end":1147.12},{"sentences":[{"text":"No.","start":1146.79,"end":1146.9501,"sentiment":"neutral","sentiment_score":0.13408514857292175},{"text":"Not a problem.","start":1146.9501,"end":1147.85,"sentiment":"neutral","sentiment_score":0.17992892364660898}],"sentiment":"neutral","sentiment_score":0.16846797987818718,"channel":1,"num_words":4,"start":1146.79,"end":1147.85},{"sentences":[{"text":"especially your hair appointment.","start":1147.58,"end":1148.7999,"sentiment":"neutral","sentiment_score":0.21088215708732605}],"sentiment":"neutral","sentiment_score":0.21088215708732605,"channel":0,"num_words":4,"start":1147.58,"end":1148.7999},{"sentences":[{"text":"Yeah.","start":1148.87,"end":1149.27,"sentiment":"neutral","sentiment_score":0.0708463042974472},{"text":"No.","start":1149.27,"end":1149.59,"sentiment":"neutral","sentiment_score":0.042991116642951965},{"text":"It's the only time","start":1149.59,"end":1150.39,"sentiment":"neutral","sentiment_score":0.025105257984250784}],"sentiment":"neutral","sentiment_score":0.035709742146233715,"channel":1,"num_words":6,"start":1148.87,"end":1150.39},{"sentences":[{"text":"Last","start":1150.2999,"end":1150.62,"sentiment":"neutral","sentiment_score":0.0051397234201431274}],"sentiment":"neutral","sentiment_score":0.0051397234201431274,"channel":0,"num_words":1,"start":1150.2999,"end":1150.62},{"sentences":[{"text":"I get","start":1150.39,"end":1150.79,"sentiment":"neutral","sentiment_score":-0.008337188512086868}],"sentiment":"neutral","sentiment_score":-0.008337188512086868,"channel":1,"num_words":2,"start":1150.39,"end":1150.79},{"sentences":[{"text":"thing","start":1150.62,"end":1150.94,"sentiment":"neutral","sentiment_score":-0.027091410011053085}],"sentiment":"neutral","sentiment_score":-0.027091410011053085,"channel":0,"num_words":1,"start":1150.62,"end":1150.94},{"sentences":[{"text":"stopped.","start":1150.79,"end":1151.29,"sentiment":"neutral","sentiment_score":-0.018675588071346283}],"sentiment":"neutral","sentiment_score":-0.018675588071346283,"channel":1,"num_words":1,"start":1150.79,"end":1151.29},{"sentences":[{"text":"is I know.","start":1150.94,"end":1153.495,"sentiment":"neutral","sentiment_score":-0.008838576264679432},{"text":"And it's always in and out of the shops and the kids","start":1153.495,"end":1155.415,"sentiment":"neutral","sentiment_score":0.03044979941720764}],"sentiment":"neutral","sentiment_score":0.022592124280830225,"channel":0,"num_words":15,"start":1150.94,"end":1155.415},{"sentences":[{"text":"Yeah.","start":1155.1901,"end":1155.43,"sentiment":"neutral","sentiment_score":0.04662729799747467}],"sentiment":"neutral","sentiment_score":0.04662729799747467,"channel":1,"num_words":1,"start":1155.1901,"end":1155.43},{"sentences":[{"text":"and","start":1155.415,"end":1155.5751,"sentiment":"neutral","sentiment_score":0.03813133388757706}],"sentiment":"neutral","sentiment_score":0.03813133388757706,"channel":0,"num_words":1,"start":1155.415,"end":1155.5751},{"sentences":[{"text":"That's","start":1155.43,"end":1155.67,"sentiment":"neutral","sentiment_score":0.081828773021698}],"sentiment":"neutral","sentiment_score":0.081828773021698,"channel":1,"num_words":1,"start":1155.43,"end":1155.67},{"sentences":[{"text":"everything.","start":1155.5751,"end":1155.895,"sentiment":"neutral","sentiment_score":0.0905027836561203}],"sentiment":"neutral","sentiment_score":0.0905027836561203,"channel":0,"num_words":1,"start":1155.5751,"end":1155.895},{"sentences":[{"text":"right.","start":1155.67,"end":1156.0701,"sentiment":"neutral","sentiment_score":0.08736148476600647}],"sentiment":"neutral","sentiment_score":0.08736148476600647,"channel":1,"num_words":1,"start":1155.67,"end":1156.0701},{"sentences":[{"text":"So, look,","start":1155.895,"end":1156.375,"sentiment":"neutral","sentiment_score":0.050473667681217194}],"sentiment":"neutral","sentiment_score":0.050473667681217194,"channel":0,"num_words":2,"start":1155.895,"end":1156.375},{"sentences":[{"text":"Yeah.","start":1156.0701,"end":1156.23,"sentiment":"neutral","sentiment_score":0.11660170555114746},{"text":"That's","start":1156.23,"end":1156.55,"sentiment":"neutral","sentiment_score":0.21656093001365664}],"sentiment":"neutral","sentiment_score":0.16658131778240204,"channel":1,"num_words":2,"start":1156.0701,"end":1156.55},{"sentences":[{"text":"thank you,","start":1156.375,"end":1156.6951,"sentiment":"positive","sentiment_score":0.33601444959640503}],"sentiment":"positive","sentiment_score":0.33601444959640503,"channel":0,"num_words":2,"start":1156.375,"end":1156.6951},{"sentences":[{"text":"right.","start":1156.55,"end":1157.05,"sentiment":"neutral","sentiment_score":0.31367987394332886}],"sentiment":"neutral","sentiment_score":0.31367987394332886,"channel":1,"num_words":1,"start":1156.55,"end":1157.05},{"sentences":[{"text":"Natalie, for your","start":1156.6951,"end":1157.415,"sentiment":"neutral","sentiment_score":0.19182787338892618}],"sentiment":"neutral","sentiment_score":0.19182787338892618,"channel":0,"num_words":3,"start":1156.6951,"end":1157.415},{"sentences":[{"text":"That's","start":1157.27,"end":1157.59,"sentiment":"neutral","sentiment_score":0.14690981805324554}],"sentiment":"neutral","sentiment_score":0.14690981805324554,"channel":1,"num_words":1,"start":1157.27,"end":1157.59},{"sentences":[{"text":"time.","start":1157.415,"end":1157.735,"sentiment":"neutral","sentiment_score":0.23164565861225128}],"sentiment":"neutral","sentiment_score":0.23164565861225128,"channel":0,"num_words":1,"start":1157.415,"end":1157.735},{"sentences":[{"text":"right.","start":1157.59,"end":1158.09,"sentiment":"neutral","sentiment_score":0.2494312524795532}],"sentiment":"neutral","sentiment_score":0.2494312524795532,"channel":1,"num_words":1,"start":1157.59,"end":1158.09},{"sentences":[{"text":"I appreciate it.","start":1157.735,"end":1158.635,"sentiment":"positive","sentiment_score":0.35553287466367084}],"sentiment":"positive","sentiment_score":0.35553287466367084,"channel":0,"num_words":3,"start":1157.735,"end":1158.635},{"sentences":[{"text":"That's right.","start":1158.39,"end":1159.035,"sentiment":"neutral","sentiment_score":0.168911412358284}],"sentiment":"neutral","sentiment_score":0.168911412358284,"channel":1,"num_words":2,"start":1158.39,"end":1159.035},{"sentences":[{"text":"Last document, there is a tax file number opt in form.","start":1160.535,"end":1163.5751,"sentiment":"neutral","sentiment_score":0.04906650971282612},{"text":"We're just","start":1163.5751,"end":1164.055,"sentiment":"neutral","sentiment_score":0.021437902003526688}],"sentiment":"neutral","sentiment_score":0.044815954680626206,"channel":0,"num_words":13,"start":1160.535,"end":1164.055},{"sentences":[{"text":"Mhmm.","start":1163.995,"end":1164.495,"sentiment":"neutral","sentiment_score":0.011541812680661678}],"sentiment":"neutral","sentiment_score":0.011541812680661678,"channel":1,"num_words":1,"start":1163.995,"end":1164.495},{"sentences":[{"text":"trying to avoid some cybersecurity risks at the moment, holding","start":1164.055,"end":1167.34,"sentiment":"neutral","sentiment_score":-0.006777726113796234}],"sentiment":"neutral","sentiment_score":-0.006777726113796234,"channel":0,"num_words":10,"start":1164.055,"end":1167.34},{"sentences":[{"text":"Mhmm.","start":1167.115,"end":1167.615,"sentiment":"neutral","sentiment_score":0.02243928983807564}],"sentiment":"neutral","sentiment_score":0.02243928983807564,"channel":1,"num_words":1,"start":1167.115,"end":1167.615},{"sentences":[{"text":"tax law numbers in all the different systems.","start":1167.34,"end":1169.28,"sentiment":"neutral","sentiment_score":0.03672519628889859}],"sentiment":"neutral","sentiment_score":0.03672519628889859,"channel":0,"num_words":8,"start":1167.34,"end":1169.28},{"sentences":[{"text":"Yep.","start":1169.355,"end":1169.855,"sentiment":"neutral","sentiment_score":0.05494865030050278}],"sentiment":"neutral","sentiment_score":0.05494865030050278,"channel":1,"num_words":1,"start":1169.355,"end":1169.855},{"sentences":[{"text":"So we just want clients, if they're comfortable, just to hold on to the one form.","start":1169.5,"end":1173.28,"sentiment":"neutral","sentiment_score":0.06706164102070034}],"sentiment":"neutral","sentiment_score":0.06706164102070034,"channel":0,"num_words":16,"start":1169.5,"end":1173.28},{"sentences":[{"text":"Okay.","start":1173.755,"end":1174.155,"sentiment":"neutral","sentiment_score":0.11695390939712524},{"text":"Cool.","start":1174.155,"end":1174.56,"sentiment":"neutral","sentiment_score":0.14300884306430817},{"text":"So what do I need to do","start":1175.6001,"end":1176.7201,"sentiment":"neutral","sentiment_score":0.0807084973369326}],"sentiment":"neutral","sentiment_score":0.09165802597999573,"channel":1,"num_words":9,"start":1173.755,"end":1176.7201},{"sentences":[{"text":"Awesome.","start":1176.62,"end":1177.02,"sentiment":"neutral","sentiment_score":0.10391110181808472}],"sentiment":"neutral","sentiment_score":0.10391110181808472,"channel":0,"num_words":1,"start":1176.62,"end":1177.02},{"sentences":[{"text":"with that?","start":1176.7201,"end":1177.38,"sentiment":"neutral","sentiment_score":0.08340930193662643}],"sentiment":"neutral","sentiment_score":0.08340930193662643,"channel":1,"num_words":2,"start":1176.7201,"end":1177.38},{"sentences":[{"text":"Any questions?","start":1177.02,"end":1177.76,"sentiment":"neutral","sentiment_score":0.06704241596162319},{"text":"It's in the pack to sign along with the service agreement.","start":1178.62,"end":1181.36,"sentiment":"neutral","sentiment_score":0.07290719889781692},{"text":"So","start":1181.415,"end":1181.5751,"sentiment":"neutral","sentiment_score":0.08573456108570099}],"sentiment":"neutral","sentiment_score":0.0729856129203524,"channel":0,"num_words":14,"start":1177.02,"end":1181.5751},{"sentences":[{"text":"Okay.","start":1181.4401,"end":1181.76,"sentiment":"neutral","sentiment_score":0.14898079633712769}],"sentiment":"neutral","sentiment_score":0.14898079633712769,"channel":1,"num_words":1,"start":1181.4401,"end":1181.76},{"sentences":[{"text":"just","start":1181.5751,"end":1181.8151,"sentiment":"neutral","sentiment_score":0.17280781269073486}],"sentiment":"neutral","sentiment_score":0.17280781269073486,"channel":0,"num_words":1,"start":1181.5751,"end":1181.8151},{"sentences":[{"text":"Cool.","start":1181.76,"end":1182.26,"sentiment":"neutral","sentiment_score":0.2052603214979172}],"sentiment":"neutral","sentiment_score":0.2052603214979172,"channel":1,"num_words":1,"start":1181.76,"end":1182.26},{"sentences":[{"text":"as long as you can read through and make sure you're comfortable with that.","start":1181.8151,"end":1185.035,"sentiment":"neutral","sentiment_score":0.2075324101107461}],"sentiment":"neutral","sentiment_score":0.2075324101107461,"channel":0,"num_words":14,"start":1181.8151,"end":1185.035},{"sentences":[{"text":"Yep.","start":1184.64,"end":1184.9601,"sentiment":"neutral","sentiment_score":0.2100847214460373},{"text":"Cool.","start":1184.9601,"end":1185.2001,"sentiment":"neutral","sentiment_score":0.33218252658843994},{"text":"I'll do all that when I get home.","start":1185.2001,"end":1186.4,"sentiment":"neutral","sentiment_score":0.31927050836384296},{"text":"I'll jump on my laptop.","start":1186.4,"end":1187.415,"sentiment":"neutral","sentiment_score":0.2847413122653961}],"sentiment":"neutral","sentiment_score":0.30134252508481346,"channel":1,"num_words":15,"start":1184.64,"end":1187.415},{"sentences":[{"text":"Appreciate that.","start":1188.935,"end":1189.735,"sentiment":"positive","sentiment_score":0.5003295242786407},{"text":"Anything","start":1189.735,"end":1190.055,"sentiment":"neutral","sentiment_score":0.27585369348526}],"sentiment":"positive","sentiment_score":0.42550424734751385,"channel":0,"num_words":3,"start":1188.935,"end":1190.055},{"sentences":[{"text":"Awesome.","start":1189.9751,"end":1190.4751,"sentiment":"neutral","sentiment_score":0.31569498777389526}],"sentiment":"neutral","sentiment_score":0.31569498777389526,"channel":1,"num_words":1,"start":1189.9751,"end":1190.4751},{"sentences":[{"text":"else I can do for you before you have your weekend?","start":1190.055,"end":1192.0751,"sentiment":"neutral","sentiment_score":0.20391177453778006}],"sentiment":"neutral","sentiment_score":0.20391177453778006,"channel":0,"num_words":11,"start":1190.055,"end":1192.0751},{"sentences":[{"text":"That's it.","start":1192.055,"end":1192.615,"sentiment":"neutral","sentiment_score":0.16329558193683624},{"text":"Thank you.","start":1192.615,"end":1193.355,"sentiment":"positive","sentiment_score":0.44297337532043457},{"text":"Appreciate it.","start":1193.5751,"end":1194.555,"sentiment":"positive","sentiment_score":0.5243049561977386}],"sentiment":"positive","sentiment_score":0.3768579711516698,"channel":1,"num_words":6,"start":1192.055,"end":1194.555},{"sentences":[{"text":"Thanks, man.","start":1195.67,"end":1196.2301,"sentiment":"neutral","sentiment_score":0.30001678317785263},{"text":"And just","start":1196.2301,"end":1196.7101,"sentiment":"neutral","sentiment_score":0.2884223014116287}],"sentiment":"neutral","sentiment_score":0.2942195422947407,"channel":0,"num_words":4,"start":1195.67,"end":1196.7101},{"sentences":[{"text":"Thanks,","start":1196.535,"end":1196.855,"sentiment":"positive","sentiment_score":0.53108811378479}],"sentiment":"positive","sentiment_score":0.53108811378479,"channel":1,"num_words":1,"start":1196.535,"end":1196.855},{"sentences":[{"text":"give","start":1196.7101,"end":1196.9501,"sentiment":"positive","sentiment_score":0.44792261719703674}],"sentiment":"positive","sentiment_score":0.44792261719703674,"channel":0,"num_words":1,"start":1196.7101,"end":1196.9501},{"sentences":[{"text":"mate.","start":1196.855,"end":1197.355,"sentiment":"positive","sentiment_score":0.44089993834495544}],"sentiment":"positive","sentiment_score":0.44089993834495544,"channel":1,"num_words":1,"start":1196.855,"end":1197.355},{"sentences":[{"text":"Craig a heads up.","start":1196.9501,"end":1197.67,"sentiment":"neutral","sentiment_score":0.1316190343350172},{"text":"We'll be","start":1197.67,"end":1197.9901,"sentiment":"neutral","sentiment_score":0.08853022009134293}],"sentiment":"neutral","sentiment_score":0.11725609625379245,"channel":0,"num_words":6,"start":1196.9501,"end":1197.9901},{"sentences":[{"text":"Yeah.","start":1197.9751,"end":1198.2151,"sentiment":"neutral","sentiment_score":0.04791417717933655}],"sentiment":"neutral","sentiment_score":0.04791417717933655,"channel":1,"num_words":1,"start":1197.9751,"end":1198.2151},{"sentences":[{"text":"reaching","start":1197.9901,"end":1198.31,"sentiment":"neutral","sentiment_score":0.1163301318883896}],"sentiment":"neutral","sentiment_score":0.1163301318883896,"channel":0,"num_words":1,"start":1197.9901,"end":1198.31},{"sentences":[{"text":"I","start":1198.2151,"end":1198.375,"sentiment":"neutral","sentiment_score":0.05377771705389023}],"sentiment":"neutral","sentiment_score":0.05377771705389023,"channel":1,"num_words":1,"start":1198.2151,"end":1198.375},{"sentences":[{"text":"out","start":1198.31,"end":1198.55,"sentiment":"neutral","sentiment_score":0.10638019442558289}],"sentiment":"neutral","sentiment_score":0.10638019442558289,"channel":0,"num_words":1,"start":1198.31,"end":1198.55},{"sentences":[{"text":"will.","start":1198.375,"end":1198.6951,"sentiment":"neutral","sentiment_score":0.03830572962760925}],"sentiment":"neutral","sentiment_score":0.03830572962760925,"channel":1,"num_words":1,"start":1198.375,"end":1198.6951},{"sentences":[{"text":"soon.","start":1198.55,"end":1199.05,"sentiment":"neutral","sentiment_score":0.05814313516020775}],"sentiment":"neutral","sentiment_score":0.05814313516020775,"channel":0,"num_words":1,"start":1198.55,"end":1199.05},{"sentences":[{"text":"Yeah.","start":1198.6951,"end":1198.935,"sentiment":"neutral","sentiment_score":0.0881262943148613},{"text":"I will.","start":1198.935,"end":1199.3351,"sentiment":"neutral","sentiment_score":0.11488856375217438},{"text":"Awesome.","start":1199.3351,"end":1199.735,"sentiment":"positive","sentiment_score":0.7854869365692139},{"text":"Thank you.","start":1199.735,"end":1200.4751,"sentiment":"positive","sentiment_score":0.7998925149440765}],"sentiment":"positive","sentiment_score":0.4505292313794295,"channel":1,"num_words":6,"start":1198.6951,"end":1200.4751},{"sentences":[{"text":"Cheers.","start":1201.8301,"end":1202.2301,"sentiment":"positive","sentiment_score":0.6706174612045288},{"text":"Bye.","start":1202.2301,"end":1202.7301,"sentiment":"positive","sentiment_score":0.4054813086986542}],"sentiment":"positive","sentiment_score":0.5380493849515915,"channel":0,"num_words":2,"start":1201.8301,"end":1202.7301},{"sentences":[{"text":"Thanks, mate.","start":1202.295,"end":1203.015,"sentiment":"positive","sentiment_score":0.6684859991073608},{"text":"Bye.","start":1203.015,"end":1203.387,"sentiment":"positive","sentiment_score":0.3854777216911316},{"text":"Sorry.","start":1205.387,"end":1205.867,"sentiment":"neutral","sentiment_score":-0.17388123273849487},{"text":"I had to try","start":1205.867,"end":1206.4319,"sentiment":"neutral","sentiment_score":-0.2604798562824726}],"sentiment":"neutral","sentiment_score":0.0633311327546835,"channel":1,"num_words":8,"start":1202.295,"end":1206.4319}]},"summary":{"result":"success","short":"In a call with Tommy, Natalie receives updates on her recent financial news and home assets. They discuss the possibility of a redraw and a new mortgage value. The speakers also touch on life insurance and estate planning, but note that retirement is not possible until at least 30 years. They discuss retirement plans, income protection needs, and the process of transferring life insurance. The conversation also touches on investment property and the importance of high growth for new hire. The speakers provide information on tax files and tax scores, and thank the caller for their time."},"intents":{"segments":[{"text":"let me tell my hairdresser that I'm just gonna be taking this call. I'm just taking this call, but you can stop me, but I'm just gonna take this call. Sorry.","start_word":39,"end_word":69,"intents":[{"intent":"Provide update on call","confidence_score":0.00016522876}]},{"text":"I'm doing fantastic. It's been an absolutely brilliant week.","start_word":75,"end_word":83,"intents":[{"intent":"Express gratitude","confidence_score":0.13125129}]},{"text":"Now just need to confirm date of birth and address Yep. for security. 16 To The 10th 8174 A Bunker Road, Victoria Point, Queensland 4165. Perfect.","start_word":258,"end_word":283,"intents":[{"intent":"Confirm personal information","confidence_score":0.00035513638}]},{"text":"Now what I wanted to go through today was just give you a bit of an update on how the super tracking, Yep. quick little touch point on the insurances, and just update a couple of quick details with you if that's alright? Yep.","start_word":299,"end_word":342,"intents":[{"intent":"Update insurance details","confidence_score":0.062393352}]},{"text":"but we had some savings and some Bitcoin valued at about 26,000 combined. I was just wanting to split them today if you could. Listen.","start_word":644,"end_word":668,"intents":[{"intent":"Split savings and bitcoin","confidence_score":0.1686632}]},{"text":"I can cancel that out and just have the mortgage value instead. Yeah.","start_word":742,"end_word":754,"intents":[{"intent":"Cancel redraw","confidence_score":0.562341},{"intent":"Increase mortgage value","confidence_score":0.046479847}]},{"text":"So I just have the mortgage value instead. So I think oh, hang on. Just let me have a look. Hang on. Thank you. Hello? So not including the redraw. Like, if I didn't have the redraw, it would be about $2.80. Okay.","start_word":755,"end_word":797,"intents":[{"intent":"Determine property value","confidence_score":0.0020712782}]},{"text":"Just quickly on estate planning, did you guys get a will put in place? No.","start_word":915,"end_word":929,"intents":[{"intent":"Check estate planning","confidence_score":0.5863256}]},{"text":"I Here's we your thought yearly you know what? reminder.","start_word":933,"end_word":942,"intents":[{"intent":"Provide information","confidence_score":0.013800328}]},{"text":"I Here's we your thought yearly you know what? reminder. We've we've yeah. Thank you. Please keep reminding me because we talk about it all the time.","start_word":933,"end_word":959,"intents":[{"intent":"Remind","confidence_score":0.6665316}]},{"text":"Well, you know, he, you know, he could be responsible of Charlotte if something happens to us in the next ten years, but he's not responsible right now, obviously. Yeah.","start_word":1137,"end_word":1166,"intents":[{"intent":"Manage and resolve will","confidence_score":5.295558e-8}]},{"text":"The beneficiaries are all in place, so that's all good. Yep.","start_word":1197,"end_word":1207,"intents":[{"intent":"Coordinate with beneficiaries","confidence_score":0.0011303615}]},{"text":"we had to transfer it over $250 worth of life and CPT Mhmm. from the previous fund. It's still under $700 a year, so nice and cheap there, but it's Yep. a 0.25 of a mill. Yep.","start_word":1358,"end_word":1394,"intents":[{"intent":"Transfer funds","confidence_score":0.0064166384}]},{"text":"My main question was, are you wanting me like, do I need to look for quotes for income protection for yourself or just focus on freight?","start_word":1403,"end_word":1428,"intents":[{"intent":"Look for quotes","confidence_score":0.11977273}]},{"text":"I I I feel if anything was to happen to me and Craig had to be a full time carer, what he would get as benefits, I suppose, would cover what I would be getting as a wage anyway. Does that make sense? Yeah.","start_word":1451,"end_word":1494,"intents":[{"intent":"Discuss benefits coverage","confidence_score":0.0026764655}]},{"text":"And if we did do a policy, it's only up to 70%. So the Yeah. maximum you could be getting after tax is 345. Yeah.","start_word":1495,"end_word":1519,"intents":[{"intent":"Explain policy policy","confidence_score":0.00011830771}]},{"text":"Now when it comes to the super side of things, so I was having a look at your original projections when you came on board. We were kind of aiming for you to go from 93 to a 147,000 over five years. Yep.","start_word":1623,"end_word":1665,"intents":[{"intent":"Analyze projections","confidence_score":0.0012746806},{"intent":"Discuss savings","confidence_score":0.0007590636}]},{"text":"market for a little Yep.","start_word":1706,"end_word":1710,"intents":[{"intent":"Discuss stock market","confidence_score":0.003534741}]},{"text":"I'll show much? you exactly what happened to the account. So it went from do do do do do two secs. So it went from $1.20 down to $1.00 9 and then back up to $1.22. Yeah.","start_word":1725,"end_word":1761,"intents":[{"intent":"Show tracking progress","confidence_score":0.00077708013}]},{"text":"You are in high growth, of course, so trying to get high long term returns. Yep.","start_word":1823,"end_word":1838,"intents":[{"intent":"Acknowledge growth and debt growth","confidence_score":1.3497782e-8}]},{"text":"The more you build your balance up, the bigger it's gonna look. So Yep. when you've got 500,000, it's gonna be going up and down $50 a year Yep. rather than $12 a year.","start_word":1875,"end_word":1908,"intents":[{"intent":"Assess balance","confidence_score":0.0005051865}]},{"text":"And then when you And get closer do you to do retirement? you do you recommend that I should start, like, salary sacrificing into my super? Probably not.","start_word":1912,"end_word":1939,"intents":[{"intent":"Discuss retirement options","confidence_score":0.07424204}]},{"text":"With the Indian shares, I'm not too concerned. That's more of a long term thing. Like, as Yep. manufacturing goes from China to India, it's kind of a, you know, five, ten, fifteen year thing. Yep.","start_word":2547,"end_word":2582,"intents":[{"intent":"Review financial data","confidence_score":0.0000019325587}]},{"text":"And I was talking to Barton, they're gonna look at some discounts for people above 200,000 next year as well, Okay.","start_word":2941,"end_word":2961,"intents":[{"intent":"Discuss discounts with craig","confidence_score":0.16540731}]},{"text":"doing a bit of a tier fee structure. Yeah. Cool.","start_word":2964,"end_word":2973,"intents":[{"intent":"Discuss tier fee structure","confidence_score":0.18940721}]},{"text":"Can you tell me what Craig's got Any in his question? super at the moment?","start_word":2975,"end_word":2989,"intents":[{"intent":"Discuss craig's question","confidence_score":0.21017247}]},{"text":"I think just what's been going on recently, there's probably a few changes I'm looking to make with him, especially if he wants to go a bit quicker with it. mhmm.","start_word":3059,"end_word":3089,"intents":[{"intent":"Discuss account changes","confidence_score":0.009476419}]},{"text":"rolling on with him just I think he just I think I signed him up to host plus. Just I mean, he's only 15, nearly 16. So is it best just to keep him rolling on with that until he's got a certain amount into his account and then push him over to you guys? Yeah.","start_word":3184,"end_word":3239,"intents":[{"intent":"Keep him rolling on","confidence_score":0.0012995971}]},{"text":"you always wanna start off with that industry fund for the first maybe 50 to $80. Yep.","start_word":3244,"end_word":3260,"intents":[{"intent":"Start industry fund","confidence_score":0.9363875}]},{"text":"Is it worth him at this age putting extra money into his super because he doesn't have kind of mortgage things like that to pay down on or not.","start_word":3377,"end_word":3405,"intents":[{"intent":"Determine worth and reach for super","confidence_score":1.6397726e-8}]},{"text":"So we so I'll look into his super.","start_word":3508,"end_word":3515,"intents":[{"intent":"Look into super","confidence_score":0.061494976}]},{"text":"Have a look at their returns. They've only got about 13 options in there, and just Mhmm. there's a performance table on the website, and it will show you all the short and long term, and you can kinda see which one he's in and what the other ones Yep. are. Yeah.","start_word":3527,"end_word":3578,"intents":[{"intent":"Check returns","confidence_score":0.09434677}]},{"text":"I'll look into it. See if I can set him up right from the Cool. start.","start_word":3582,"end_word":3597,"intents":[{"intent":"Set up hair appointment","confidence_score":0.37700942}]},{"text":"Last document, there is a tax file number opt in form. We're just Mhmm. trying to avoid some cybersecurity risks at the moment, holding Mhmm. tax law numbers in all the different systems. Yep.","start_word":3711,"end_word":3744,"intents":[{"intent":"Get assistance with tax files","confidence_score":0.00007027236}]}]},"sentiments":{"segments":[{"text":"Hello? Good morning. Natalie. Tommy here from.","start_word":0,"end_word":6,"sentiment":"neutral","sentiment_score":0.1423807442188263},{"text":"Happy Friday.","start_word":7,"end_word":8,"sentiment":"positive","sentiment_score":0.34806907176971436},{"text":"Hey. How are you?","start_word":9,"end_word":12,"sentiment":"neutral","sentiment_score":0.2411394715309143},{"text":"I'm doing fantastic. I'm That's just good.","start_word":13,"end_word":19,"sentiment":"positive","sentiment_score":0.4664964973926544},{"text":"wondering if I've put you at Yes. a good time No. after the That's school fine. drop Just off. let me tell my hairdresser that I'm just gonna be taking this call. I'm just taking this call, but you can stop me, but I'm just gonna take this call. Sorry. How are you? No worries.","start_word":20,"end_word":74,"sentiment":"neutral","sentiment_score":-0.003978309221565723},{"text":"I'm doing fantastic. It's been an absolutely brilliant week.","start_word":75,"end_word":83,"sentiment":"positive","sentiment_score":0.6033228039741516},{"text":"How about Oh, you? wonderful. Look. It's Friday, so it can't be much better. I know. Right? I'm still Yep. I don't know if I mentioned last week, but my my three year old still has a broken Broke his leg, said leg. he's home Yes. with me. Yes. Yep. Okay. So, again, How's if he you coping hear any with all that? oh, he's it's nothing's stopping. Yeah. He's Of course. got He's a red always cast away. on, which is, of course, very far, Yep. Yep. and so he's wanting to run on it. And I'm just like, Of mate, course. you still got a few weeks. Just Yes. chillax. Yes. Yes. Yes. I get it. I've got a 15 year old boy being there and do done that. Yep. Yep. Oh, dear. Awesome. Yes. Now I won't take up too much of your time Yep. today, but I'm just gonna pop through your annual review pack so you've got it in the background for Yep. when you get a chance. Yep. Now just need to confirm date of birth and address Yep. for security. 16 To The 10th 8174 A Bunker Road, Victoria Point, Queensland 4165. Perfect. Perfect. Perfect. And are you okay for the call to be recorded? Yes. Amazing. Now what I wanted to go through today was just give you a bit of an update on how the super tracking, Yep. quick little touch point on the insurances, and just update a couple of quick details with you if that's alright? Yep.","start_word":84,"end_word":341,"sentiment":"neutral","sentiment_score":0.018092980990980483},{"text":"Awesome. So I'll Yep.","start_word":342,"end_word":345,"sentiment":"positive","sentiment_score":0.4006441533565521},{"text":"jump into the details just briefly while I've got you. Yep. So all the address and everything Yep. is the same. Hotmail address is still okay. Yep. Yep. Still doing the bar work. Yes. Yep. Income changed much. I think we had you at about 20,000. I think it's about 26,000 this year. Yep.","start_word":346,"end_word":399,"sentiment":"neutral","sentiment_score":0.11336353421211244},{"text":"Amazing. I'll update that one.","start_word":400,"end_word":404,"sentiment":"positive","sentiment_score":0.4744328558444977},{"text":"And with the assets, we had the home, Yep. two cars, Yep. a caravan, a boat, and three motorbikes. Yep. Okay. We've got the house, two cars, caravan, the boat, and one, two, three, four, five motorbikes.","start_word":405,"end_word":441,"sentiment":"neutral","sentiment_score":0.12194879353046416},{"text":"Okay. Fantastic.","start_word":442,"end_word":443,"sentiment":"positive","sentiment_score":0.4838657081127167},{"text":"Because look. And they're they're not mine. They're just boys and their boys. Right? Yep. Yep. Boys and the toys. Yes. I think I had the combined value to those about 138,000. What do you think would be reasonable for the full collection? For the boat, the caravan, and the bike? Yeah. Yeah. Probably, probably still around about the same. It's just it's like it says hang on. Let me see. $40.80. Yeah. Look. It will probably be around about the same.","start_word":444,"end_word":525,"sentiment":"neutral","sentiment_score":0.04169752448797226},{"text":"Awesome.","start_word":526,"end_word":526,"sentiment":"positive","sentiment_score":0.3770541250705719},{"text":"Now because you're in Vicky Point, I'll just Mhmm. do a quick updated evaluation of the home there. Mhmm. What about the just quickly the mortgage, what you've got left owing on that one? I think About we a 100 had and 80, I think it is. amazing. Okay. I had Yeah. $2.63, so that's a really Yeah. good chunk Craig off. Craig got a little bit of inheritance. Ah, cool. Okay. Yeah. That helps.","start_word":527,"end_word":601,"sentiment":"neutral","sentiment_score":0.09339214116334917},{"text":"And I can see all your super accounts are still linked up, so you guys are getting that fee linking discount, which is really good.","start_word":602,"end_word":626,"sentiment":"positive","sentiment_score":0.7082732915878296},{"text":"Just Yep. quickly, I don't know if you're comfortable with this. I know you're a hairdresser, Yes. but we had some savings and some Bitcoin valued at about 26,000 combined. I was just wanting to split them today if you could. Listen. Yeah. Just the values of savings versus Bitcoin. Look. I Bitcoin's next to nothing now. I Yep. would take that out. Savings is more just our redraw. Yes. Okay. So yeah. Probably about but then that thing obviously then comes off the mortgage. Right? Because then I'm like, obviously, our redraw, that's why our mortgage is what it's at because of our Yeah. redraw. So I Does that can make just sense? yeah. I can cancel that out and just have the mortgage value instead. Yeah. So I just have the mortgage value instead. So I think oh, hang on. Just let me have a look. Hang on. Thank you. Hello? So not including the redraw. Like, if I didn't have the redraw, it would be about $2.80. Okay. Does that make sense? Perfect. That makes perfect sense. Okay. Yep. Alrighty. Because, Got that obviously, all done. if we if we take if we take that money out of the redraw, then just bumps up our mortgage. Correct. Correct. Yeah. So Yeah. you could pop But possibly pull out a $100 and bump that's it right back that's up. exactly right. Yep.","start_word":627,"end_word":860,"sentiment":"neutral","sentiment_score":0.022585157305002213},{"text":"Beautiful.","start_word":861,"end_word":861,"sentiment":"positive","sentiment_score":0.4122579097747803},{"text":"And I just checked online. I think the property has gone from that 1.3 to 1.5. You you can come again. Yeah. That would probably be about right. I actually haven't looked for a long time.","start_word":862,"end_word":897,"sentiment":"neutral","sentiment_score":0.07075581699609756},{"text":"Perfect.","start_word":898,"end_word":898,"sentiment":"positive","sentiment_score":0.35527658462524414},{"text":"Perfect. Yeah. So I'll go for that as a bit of a Yeah. conservative estimate. Yep. Just quickly on estate planning, did you guys get a will put in place? No. And No. I Here's we your thought yearly you know what? reminder. We've we've yeah.","start_word":899,"end_word":944,"sentiment":"neutral","sentiment_score":0.05783810677087825},{"text":"Thank you. Please keep reminding me because we talk about it all the time.","start_word":945,"end_word":958,"sentiment":"positive","sentiment_score":0.4308626055717468},{"text":"And, you know, our biggest thing and the only reason we haven't done it is because of the kids, and we don't have someone that we can go, right, if something happened to us tomorrow, we would be happy for our kids to be left with Yeah. Yeah. I them. get You you. know, That's like, a tough we've one. we've obviously got my parents, but they're at an age we can't put them down as being, you know, for guardian for the kids. And there's just yeah. It Craig will do his brother, and I don't agree with it. And yeah. It's just it's so hard. But we that's our Yeah.","start_word":959,"end_word":1070,"sentiment":"neutral","sentiment_score":-0.049774378538131714},{"text":"excuse that we haven't done a will yet, and it's terrible. We've been together, like, twenty six years, and with all our assets, we should have a fucking willing life. So No.","start_word":1071,"end_word":1102,"sentiment":"negative","sentiment_score":-0.3984135389328003},{"text":"That's I do fair need I enough. do need to do it. And, look, it's and it's getting to the point. Our son's like, he's nearly 16, so we kind of just keep going. Well, you know, he, you know, he could be responsible of Charlotte if something happens to us in the next ten years, but he's not responsible right now, obviously. Yeah. It is In a couple so of years' hard. time, it will be. That's right. But look, we yes. We need to get it done, and we do. Yep.","start_word":1103,"end_word":1195,"sentiment":"neutral","sentiment_score":-0.12014211714267732},{"text":"Amazing. The beneficiaries are all in place, so that's all good.","start_word":1196,"end_word":1206,"sentiment":"positive","sentiment_score":0.42351892590522766},{"text":"Yep. That covers the life insurance and the super. Yep. And then the other thing too is just powers of attorney. So so, like, if you're in hospital, Yes. being able to act on your behalf Yes. is So that a lot would quicker just be with either one of those. either myself or Craig. Right? Like, we would just have each other as power of attorney? Yeah. Pretty much. Yeah. Yeah. It it just skips all of the process of going to corporate probate or anything like that. Yeah. It just Yeah. makes Yeah. it a lot quicker. I know Yeah. spouses are usually preferred Yes. for doctors, Yep.","start_word":1207,"end_word":1316,"sentiment":"neutral","sentiment_score":0.07010889009318569},{"text":"but beautiful.","start_word":1317,"end_word":1318,"sentiment":"positive","sentiment_score":0.3603909909725189},{"text":"Yep. Yeah. Cool. Yeah. No. I'm power of attorney and enduring guardian on mom and dad. So Yeah. Okay. Yeah. So used to it. Yep. Now I've got some just quickly on the insurance side of things. So Mhmm. we had to transfer it over $250 worth of life and CPT Mhmm. from the previous fund. It's still under $700 a year, so nice and cheap there, but it's Yep. a 0.25 of a mill. Yep. Pretty much cleared out that mortgage now. Yes. My main question was, are you wanting me like, do I need to look for quotes for income protection for yourself or just focus on freight? I think just income protection more focused on Craig.","start_word":1319,"end_word":1437,"sentiment":"neutral","sentiment_score":0.004445142578333616},{"text":"I I I don't feel like I need income protection.","start_word":1438,"end_word":1447,"sentiment":"negative","sentiment_score":-0.3906022608280182},{"text":"I mean, Yes. I I I feel if anything was to happen to me and Craig had to be a full time carer, what he would get as benefits, I suppose, would cover what I would be getting as a wage anyway. Does that make sense? Yeah. And if we did do a policy, it's only up to 70%. So the Yeah. maximum you could be getting after tax is 345. Yeah.","start_word":1448,"end_word":1519,"sentiment":"neutral","sentiment_score":-0.06965235620737076},{"text":"No. No. Not worth it for me, I don't Not worth the premiums.","start_word":1520,"end_word":1532,"sentiment":"negative","sentiment_score":-0.5375914573669434},{"text":"think. And there's no trauma insurance for No. for heart attack, stroke, and cancer. So I was just gonna leave the the life and CBD alone unless you wanted me to alter that at all. Yep. No. So but if so I've I've got life insurance, don't I? So what what's what's my life insurance? That $2.50? Yeah. And it's the same for total disability. Yep. Yeah. No. Yeah. I think that's fine because that would that would cover Perfect. the mortgage. That's, like, the main priority, really.","start_word":1533,"end_word":1620,"sentiment":"neutral","sentiment_score":-0.06351970779624852},{"text":"Perfect.","start_word":1621,"end_word":1621,"sentiment":"positive","sentiment_score":0.6060060262680054},{"text":"Yep. Now when it comes to the super side of things, so I was having a look at your original projections when you came on board. We were kind of aiming for you to go from 93 to a 147,000 over five years. Yep. Yep. We're halfway through that. You're at $1.21, Yep. and you're projecting roughly to about a 150. Mhmm. It's been a bit of a lower year this year because the war in Iran kind of dropped Cool. the stock K. market for a little Yep. bit, Yep. but Did I lose still tracking pretty well. Now it went down. I'll show much? you exactly what happened to the account. So it went from do do do do do two secs. So it went from $1.20 down to $1.00 9 and then back up to $1.22. Yeah. Okay. So, yeah, not too bad. So still up for the year. It's not Yep. in the negative, Yep. which it happens every now and then. Yep. But, basically, the main hit was some Australian shares and EBN shares. Mhmm. Everything else is up pretty strong. Gold, Yep. international shares, all up double digits, but Yeah.","start_word":1622,"end_word":1817,"sentiment":"neutral","sentiment_score":0.02180365100502968},{"text":"looking Cool. pretty good. Cool.","start_word":1818,"end_word":1822,"sentiment":"positive","sentiment_score":0.4359701275825501},{"text":"You are in high growth, of course, so trying to get high long term returns. Yep. And keep it like that, Not do you think? Still at my age? yeah. So usually Yep. because you got 90% growth assets, it's gonna go up and down like a roller coaster. Yeah. Okay. Yep. The more you build your balance up, the bigger it's gonna look. So Yep. when you've got 500,000, it's gonna be going up and down $50 a year Yep. rather than $12 a year. Yep. Yep. Yep. And then when you And get closer do you to do retirement? you do you recommend that I should start, like, salary sacrificing into my super?","start_word":1823,"end_word":1937,"sentiment":"neutral","sentiment_score":0.06374709282232367},{"text":"Probably not.","start_word":1938,"end_word":1939,"sentiment":"negative","sentiment_score":-0.4076345562934875},{"text":"I mean, you're Okay. at a low tax bracket where you're not gonna get much benefit out of it. Yeah. Okay. And one of the things that you can do too is, like, just paying off the mortgage has a Yeah.","start_word":1940,"end_word":1980,"sentiment":"neutral","sentiment_score":0.05271143838763237},{"text":"huge instant help.","start_word":1981,"end_word":1983,"sentiment":"positive","sentiment_score":0.686921238899231},{"text":"Yep. Yep. Yep. Yeah. Will Craig's you pay extra? probably more so because of his income. Yep. And then once Okay. the mortgage is paid off, we can look at maybe doing some other investing or into super after that, Yep. but it may even be, like, non tax deductible at that point because Yeah. if you're Okay. not gonna get much of a tax deduction, it's almost my point. Yeah. Okay. Yep. Yep. Yep. Yeah. And We've still got you guys yeah. Go for No. You're right, sir. it. I'm just looking at the retirement age. So 67 is the age pension at the moment. Yeah. Craig So reckons you he's need retiring at least a soon. decade. Yep. Yep. So he wants 60 instead. Yeah. He wants 60. And even so so fifteen years as a minimum, 22 Yep. as a maximum, high Yep. growth, you need at least a decade. Yeah. So in Okay. the last decade is when we tend to reduce the risk level. Yeah. Right. Okay. Cool. Anything else focused for you guys besides the mortgage and the super of the next few years? Look. I've always wanted to look into buying investment property and, like, through our super. Is that, like, is that possible with what we've got or not? It's just possible figures wise that the government just banned it. Oh, actually, Yeah.","start_word":1984,"end_word":2214,"sentiment":"neutral","sentiment_score":0.04969098046422005},{"text":"what fuck Yeah.","start_word":2215,"end_word":2217,"sentiment":"negative","sentiment_score":-0.435324490070343},{"text":"is So sorry. I know. I know. I've just had this Such conversation the last month. The August 10 pricks, is when everyone's loan is gonna be approved and everything's gonna be set up man. and everything. Really? It usually takes about eight weeks. So everyone's rushing through the door, and after Yeah. that, only commercial property can be done through Super. Really? That's Yes. oh, god.","start_word":2218,"end_word":2284,"sentiment":"neutral","sentiment_score":-0.05715641813046897},{"text":"It's I not wish been I knew a fun that time.","start_word":2285,"end_word":2295,"sentiment":"negative","sentiment_score":-0.36455488204956055},{"text":"before. Yeah.","start_word":2296,"end_word":2297,"sentiment":"neutral","sentiment_score":-0.24021296203136444},{"text":"That's crap. That's such a Yeah. shame.","start_word":2298,"end_word":2304,"sentiment":"negative","sentiment_score":-0.5811191201210022},{"text":"Anyway, And can the you thing get is me they a loan sprung through it before on us the because August 10? no. No. I would love Of to. course not. No. I know. Yeah. Okay. It's Alright. like set up some truck funds and companies and sell Yeah. everything Right. and move it. It takes, like, eight weeks. Yeah. Yeah. No. That yeah. No. That's I have had those phone calls. I had someone yesterday saying, I'm going overseas. Can you move everything in seven days? fine. I said, Yeah. oh, Wow. no. Yeah. Anyway But okay. they they strung it on us. They Yeah. it Really? was gonna be a slow burn. They did a deal with the brain to get the Yep. negative gearing capital Yep. gains tax across, and then Yep. all of a sudden, everyone's got five weeks and it's over. Really? Yep.","start_word":2305,"end_word":2452,"sentiment":"neutral","sentiment_score":-0.0817134827375412},{"text":"That's terrible. Out of nowhere.","start_word":2453,"end_word":2457,"sentiment":"negative","sentiment_score":-0.5571595430374146},{"text":"Yeah. Wow. Okay. I Absolutely. will I'll get that So thought out of my head then. yeah. We might look at commercial property down the line, but, again, Yeah. my main thing is just make sure the portfolio Yep. is still Yep. doing Yep. its thing. Yep. With the investments, I'm gonna put a flag on two here. Ben Long's had a bit of a drop, so I'm gonna keep an eye on that one for you. And if Okay. that doesn't improve, we're gonna replace it. Yep. With the Indian shares, I'm not too concerned. That's more of a long term thing. Like, as Yep. manufacturing goes from China to India, it's kind of a, you know, five, ten, fifteen year thing. Yep. So I'll watch it, but it's not as much of a concern as the other one. Yep.","start_word":2458,"end_word":2598,"sentiment":"neutral","sentiment_score":-0.0016020299562959806},{"text":"Cool. Cool.","start_word":2599,"end_word":2600,"sentiment":"positive","sentiment_score":0.38914501667022705},{"text":"So did you want me to plug in for another catch up before the end of the year or just go for that annual review No. next Just year? the annual review. I trust you. Look. If anything, huge Yep. changes and I win millions on the lotto, I'll let you know. But, no, we're not Yep. we're not Give moving us a buzzer. fast anywhere.","start_word":2601,"end_word":2666,"sentiment":"neutral","sentiment_score":0.06797686964273453},{"text":"Perfect.","start_word":2667,"end_word":2667,"sentiment":"positive","sentiment_score":0.4370233118534088},{"text":"I'll keep an eye on everything. And, look, if we have that next conversation and that one Yep. option hasn't improved, I'll have already done some research on some alternatives. Yeah. And Cool. then if we need to switch it around, I'll update your strategy. Yeah. Cool. No. That's fine. And when's Craig due for his update, like, his review? Do you know? Let me have a look. See, that should be pretty soon. Yeah. I think it's around around the same time as me. If he hasn't already done that, I don't think he has. Yeah. He is due as well, so I've gotta get him booked Mhmm. in. Yeah. Cool. Alright. Just give him a So, call. man, just He can give him a heads up that yeah. Michelle is gonna reach out to book him Yeah. Cool. in. Yeah. Alright. Because, yeah, he'll probably Awesome. wanna talk Because I to think you there's more about retirement age and stuff. He's he's dead set wanting to retire at 60. Yeah. Okay. Cool. So I might have to tweak a few things to get it Yeah. going a little Yeah. bit quicker Yeah. for Yeah. him. Have a have a chat to him and and obviously see, you know, whatever you recommend. We take your guys' recommendation. So Yep.","start_word":2668,"end_word":2887,"sentiment":"neutral","sentiment_score":0.05057793544097381},{"text":"Easy okay. done.","start_word":2888,"end_word":2890,"sentiment":"positive","sentiment_score":0.4207919239997864},{"text":"I'll dive into that in-depth with him. Yeah.","start_word":2891,"end_word":2898,"sentiment":"neutral","sentiment_score":0.22949740290641785},{"text":"Cool.","start_word":2899,"end_word":2899,"sentiment":"positive","sentiment_score":0.3898465633392334},{"text":"Now the documents that I've sent through to you, so there's the super reports, Mhmm. the insurance reports, Mhmm. updated services guide with us, updated service agreement. You guys are still on the 1.1% partner's discount with us. Okay.","start_word":2900,"end_word":2938,"sentiment":"neutral","sentiment_score":0.11531126499176024},{"text":"Thank you.","start_word":2939,"end_word":2940,"sentiment":"positive","sentiment_score":0.3577556014060974},{"text":"And I was talking to Barton, they're gonna look at some discounts for people above 200,000 next year as well, Okay. just Cool. doing a bit of a tier fee structure. Yeah. Cool. Awesome. Can you tell me what Craig's got Any in his question? super at the moment? Because I know he's gonna ask me. I know he's gonna say, when as soon as I talk to you. 4 Okay. 45. 445. Cool.","start_word":2941,"end_word":3014,"sentiment":"neutral","sentiment_score":0.07923732697963715},{"text":"Awesome. Thank you.","start_word":3015,"end_word":3017,"sentiment":"positive","sentiment_score":0.35647401213645935},{"text":"And what was I? 1 One twenty two. okay. Cool.","start_word":3018,"end_word":3027,"sentiment":"neutral","sentiment_score":0.0900505930185318},{"text":"Wonderful.","start_word":3028,"end_word":3028,"sentiment":"positive","sentiment_score":0.4388185143470764},{"text":"Yeah. He's he's he's did really well that first couple of years with you guys. He did so well. I'm sure Yeah. he still is. And But I think no. I think just what's been going on recently, there's probably a few changes I'm looking to make with him, especially if he wants to go a bit quicker with it. mhmm. Yep. So Yep. definitely wanna just take that time with him. Yep.","start_word":3029,"end_word":3101,"sentiment":"neutral","sentiment_score":0.08926989883184433},{"text":"And, yeah, his account looks really good. Contribution's look great.","start_word":3102,"end_word":3111,"sentiment":"positive","sentiment_score":0.3791658580303192},{"text":"Yep. Cool. But probably a few changes to look at. Yeah. Cool. Awesome. And just one more question while I've got you. And I I feel like I may have Yeah. asked you before. My son's he's working, and his employer pays his super. I couldn't tell you what's in it. It's probably, you know, not a lot, maybe maybe a thousand. But is it just best just to Yeah. keep Yeah. rolling on with him just I think he just I think I signed him up to host plus. Just I mean, he's only 15, nearly 16. So is it best just to keep him rolling on with that until he's got a certain amount into his account and then push him over to you guys? Yeah. Pretty much. So Yep. you always wanna start off with that industry fund for the first maybe 50 to $80. Yep. It's not worth paying extra fees to get that Yes. extra couple of percent if it's just gonna eat it away. But once you have the bigger balances, the fees go down. Okay. Cool. Yeah. Alright.","start_word":3112,"end_word":3296,"sentiment":"neutral","sentiment_score":-0.007676055646309554},{"text":"Sweet. Awesome. If you ever have any questions about his super, I'm happy to Yep.","start_word":3297,"end_word":3311,"sentiment":"positive","sentiment_score":0.4199047088623047},{"text":"have a chat complimentary Yeah. Cool. as Okay. always, Cool. Yep.","start_word":3312,"end_word":3322,"sentiment":"neutral","sentiment_score":0.25416556000709534},{"text":"Awesome. but the host bus is a good one.","start_word":3323,"end_word":3331,"sentiment":"positive","sentiment_score":0.5024253726005554},{"text":"Yeah.","start_word":3332,"end_word":3332,"sentiment":"neutral","sentiment_score":0.2990666925907135},{"text":"Cool. Alright. Awesome. And is it is it worth him I mean, look, he he's he's so good with his money. And if he if he thinks that, you know, something's gonna work for him, he you know, he'd be happy to do it.","start_word":3333,"end_word":3376,"sentiment":"positive","sentiment_score":0.3916592597961426},{"text":"Is it worth him at this age putting extra money into his super because he doesn't have kind of mortgage things like that to pay down on or not. Normally, I would say yes, but not at the moment because he he kinda just needs to build that first base up. Yeah. And Okay. then once he has that solid income, you know, Yep. approaching 6 figures, Yep. you wanna get the double, like, the tax deduction plus the growth. Yeah. Cool. And you only need to do five to ten years of that kind of thing. So Yeah. Cool. as long as he stays in something that's really good, like high growth at an early age, Yes. that'll accelerate it rather than just leaving it in the default. Okay. Cool. So we so I'll look into his super. So I should make sure he's on a high growth. Yeah. Have a look at their returns. They've only got about 13 options in there, and just Mhmm. there's a performance table on the website, and it will show you all the short and long term, and you can kinda see which one he's in and what the other ones Yep. are. Yeah.","start_word":3377,"end_word":3578,"sentiment":"neutral","sentiment_score":0.11961045536664452},{"text":"Cool.","start_word":3579,"end_word":3579,"sentiment":"positive","sentiment_score":0.33598095178604126},{"text":"Okay. Alright. I'll look into it. See if I can set him up right from the Cool. start. Yeah. And Yeah. that little bit of extra growth in the first years builds it up, and then he doesn't have to worry so much about catching up in later years.","start_word":3580,"end_word":3628,"sentiment":"neutral","sentiment_score":0.2669644355773926},{"text":"Awesome. Cool.","start_word":3629,"end_word":3630,"sentiment":"positive","sentiment_score":0.4940200746059418},{"text":"Okay. Yeah. That's right. Yeah. Okay.","start_word":3631,"end_word":3636,"sentiment":"neutral","sentiment_score":0.24896663427352905},{"text":"Cool. Awesome. Thank you so much.","start_word":3637,"end_word":3642,"sentiment":"positive","sentiment_score":0.6039506793022156},{"text":"No worries. Thank you for catching me on the Friday and No. Not a problem. especially your hair appointment. Yeah. No. It's the only time Last I get thing stopped. is I know. And it's always in and out of the shops and the kids Yeah. and That's everything. right. So, look, Yeah. That's thank you, right. Natalie, for your That's time. right.","start_word":3643,"end_word":3705,"sentiment":"neutral","sentiment_score":0.13125520944595337},{"text":"I appreciate it.","start_word":3706,"end_word":3708,"sentiment":"positive","sentiment_score":0.3445337414741516},{"text":"That's right. Last document, there is a tax file number opt in form. We're just Mhmm. trying to avoid some cybersecurity risks at the moment, holding Mhmm. tax law numbers in all the different systems. Yep. So we just want clients, if they're comfortable, just to hold on to the one form. Okay. Cool. So what do I need to do Awesome. with that? Any questions? It's in the pack to sign along with the service agreement. So Okay. just Cool. as long as you can read through and make sure you're comfortable with that. Yep. Cool. I'll do all that when I get home. I'll jump on my laptop.","start_word":3709,"end_word":3818,"sentiment":"neutral","sentiment_score":0.11471117287874222},{"text":"Appreciate that.","start_word":3819,"end_word":3820,"sentiment":"positive","sentiment_score":0.5089532136917114},{"text":"Anything Awesome. else I can do for you before you have your weekend? That's it.","start_word":3821,"end_word":3835,"sentiment":"neutral","sentiment_score":0.20681850612163544},{"text":"Thank you. Appreciate it. Thanks, man. And just Thanks, give mate.","start_word":3836,"end_word":3846,"sentiment":"positive","sentiment_score":0.45557490262118255},{"text":"Craig a heads up. We'll be Yeah. reaching I out will. soon. Yeah. I will.","start_word":3847,"end_word":3861,"sentiment":"neutral","sentiment_score":0.09129254519939424},{"text":"Awesome. Thank you. Cheers. Bye. Thanks, mate. Bye.","start_word":3862,"end_word":3869,"sentiment":"positive","sentiment_score":0.6140867471694946},{"text":"Sorry. I had to try","start_word":3870,"end_word":3874,"sentiment":"neutral","sentiment_score":-0.2655388414859772}],"average":{"sentiment":"neutral","sentiment_score":0.05044392847259062}}}}