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And now is a better time for you to complete the interview there? Perfect. Now, Tazana, we'll be sending out a few documents here there as well just for you to be able to review. Now I know in regards to your current account, because I don't think we've spoken previously there that you are retaining a fund as well. And just to be able to jump in and discuss those details, if I could just pass you through to secure that name, date of birth, and current address, we can get get the ball rolling. Yep. Address yep. Six six B, was it, or 6 D, was it, sir? B. Yep. Yeah. Perfect. And then just your date of birth there, if you don't mind, Tasman. Brilliant. Thank you. Now we'll be sending out some documents there just for you to better review. It will be through ODiSign. I know you've previously used, like, DocuSign. And then with this one here, we'll have attached a few documents there for you to be able to review. Some of the attachments, and they will just be the updated OPU's financial services guide, the Oakview services guide, the performance of the last twelve months, your Vanguard index charts to have a look and see how the market have tracked over time, and then also just a summary of the the super insurance position there and your two accounts. This will just be going to tasmine3@peraniathotmail.com. So if I butchered that just a little bit oh, perfect. That will be with you there shortly. Just while that's coming through there as well, Tazmin, I will just confirm a few other details there. So I know you were engaged the last time you spoke to Oakview there. Have you managed to to tie the knot in that time frame? Okay. No. More than understandable. And then in regards to that, I have here you've got, like, sort of two children that are older now that you don't have to care for, so they're no longer dependent. Is that correct? Yep. Perfect. And then as far as your occupation there, Tasmin, are you still doing the truck driver work? Yep. And as far as your job description, has that changed too much? Like a more a local truck driver still? Yep. Not doing any hazardous sorta jobs. Not are you operating forklifts at the moment? Yep. And then as far as, like, the the roll there, do you do any office work? Is that a 100% in the the trucks and, you know, in the the floor? Not a problem. And then apart from, like, your forklift ticket and your truck, like, are you, like, a HR license? Are you, like, just a regular truck driver's license? MC or AMR? Yep. And apart from, like, your EMR license and your forklift license, do you have any other sort of tickets or anything related to you or qualifications related to your role? Perfect. And we don't have the list of your employee name. So if you've provided this recently, they've just updated the workbook, so some of this stuff hasn't pulled across properly. But if you mind me asking what the name of your employer actually is? That you contract to? Yeah. And Roley, is that like r o l e c, Roley? Perfect. Yep. And then so you've asked me if you probably provided this previously as well there. But how long have you been truck driving now there for, Tasman? How many years before that? Sorry. Cut out a little bit. Five. Thirty. And then with your gross income, do you know exactly sort of what you're earning per annum at the moment there, Tesman? Yep. And with that, you're doing the thirty eight hour week? Yep. And do you know roughly sort of what you're spending per, like, Weco versus what you're trying to put into savings at the moment? Yep. Yep. And do you know roughly how much you have in the holidays one versus, like, your couple savings account? So four 100 times 36 is around 14,400. Does that sound about right and what you got in savings at the moment? And is that the couple's savings account, or is that the holiday account? Yep. And do you know roughly sort of what you'd have in your holiday account as well? Yep. And I've got the car here worth around 15,000. Is that still the same car that you own? Yep. And do you have anything going on that one? Okay. And so how much of that was finance? Yep. So you'd probably have around the sort of 42 mark left, 40 sort of one ish. Yep. You're gonna call up to see if we could sort of look at financing, things like that. Was that sorry, Tasman. 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Desmond. It's Carl calling back from. Is now a better time for you? Yeah. It's a little muffled, but I can still hear you alright.\n\nOkay. Not a problem there, Taz. And now is a better time for you to complete the interview there? Perfect. Now, Tazana, we'll be sending out a few documents here there as well just for you to be able to review.\n\nNow I know in regards to your current account, because I don't think we've spoken previously there that you are retaining a fund as well. And just to be able to jump in and discuss those details, if I could just pass you through to secure that name, date of birth, and current address, we can get get the ball rolling. Yep. Address yep. Six six B, was it, or 6 D, was it, sir?\n\nB. Yep. Yeah. Perfect. And then just your date of birth there, if you don't mind, Tasman.\n\nBrilliant. Thank you. Now we'll be sending out some documents there just for you to better review. It will be through ODiSign. I know you've previously used, like, DocuSign.\n\nAnd then with this one here, we'll have attached a few documents there for you to be able to review. Some of the attachments, and they will just be the updated OPU's financial services guide, the Oakview services guide, the performance of the last twelve months, your Vanguard index charts to have a look and see how the market have tracked over time, and then also just a summary of the the super insurance position there and your two accounts. This will just be going to tasmine3@peraniathotmail.com. So if I butchered that just a little bit oh, perfect. That will be with you there shortly.\n\nJust while that's coming through there as well, Tazmin, I will just confirm a few other details there. So I know you were engaged the last time you spoke to Oakview there. Have you managed to to tie the knot in that time frame? Okay. No.\n\nMore than understandable. And then in regards to that, I have here you've got, like, sort of two children that are older now that you don't have to care for, so they're no longer dependent. Is that correct? Yep. Perfect.\n\nAnd then as far as your occupation there, Tasmin, are you still doing the truck driver work? Yep. And as far as your job description, has that changed too much? Like a more a local truck driver still? Yep.\n\nNot doing any hazardous sorta jobs. Not are you operating forklifts at the moment? Yep. And then as far as, like, the the roll there, do you do any office work? Is that a 100% in the the trucks and, you know, in the the floor?\n\nNot a problem. And then apart from, like, your forklift ticket and your truck, like, are you, like, a HR license? Are you, like, just a regular truck driver's license? MC or AMR? Yep.\n\nAnd apart from, like, your EMR license and your forklift license, do you have any other sort of tickets or anything related to you or qualifications related to your role? Perfect. And we don't have the list of your employee name. So if you've provided this recently, they've just updated the workbook, so some of this stuff hasn't pulled across properly. But if you mind me asking what the name of your employer actually is?\n\nThat you contract to? Yeah. And Roley, is that like r o l e c, Roley? Perfect. Yep.\n\nAnd then so you've asked me if you probably provided this previously as well there. But how long have you been truck driving now there for, Tasman? How many years before that? Sorry. Cut out a little bit.\n\nFive. Thirty. And then with your gross income, do you know exactly sort of what you're earning per annum at the moment there, Tesman? Yep. And with that, you're doing the thirty eight hour week?\n\nYep. And do you know roughly sort of what you're spending per, like, Weco versus what you're trying to put into savings at the moment? Yep. Yep. And do you know roughly how much you have in the holidays one versus, like, your couple savings account?\n\nSo four 100 times 36 is around 14,400. Does that sound about right and what you got in savings at the moment? And is that the couple's savings account, or is that the holiday account? Yep. And do you know roughly sort of what you'd have in your holiday account as well?\n\nYep. And I've got the car here worth around 15,000. Is that still the same car that you own? Yep. And do you have anything going on that one?\n\nOkay. And so how much of that was finance? Yep. So you'd probably have around the sort of 42 mark left, 40 sort of one ish. Yep.\n\nYou're gonna call up to see if we could sort of look at financing, things like that. Was that sorry, Tasman. It cut out just a little bit.","paragraphs":[{"sentences":[{"text":"Hey, Desmond.","start":3.52,"end":4.16,"sentiment":"neutral","sentiment_score":0.21621471643447876},{"text":"It's Carl calling back from.","start":4.16,"end":5.52,"sentiment":"neutral","sentiment_score":0.19009324610233308},{"text":"Is now a better time for you?","start":5.52,"end":6.98,"sentiment":"neutral","sentiment_score":0.3187283107212612},{"text":"Yeah.","start":11.92,"end":12.16,"sentiment":"neutral","sentiment_score":-0.0270804725587368},{"text":"It's a little muffled, but I can still hear you alright.","start":12.16,"end":14.58,"sentiment":"neutral","sentiment_score":-0.12137134542519395}],"sentiment":"neutral","sentiment_score":0.08660879100744541,"num_words":26,"start":3.52,"end":14.58},{"sentences":[{"text":"Okay.","start":18.744999,"end":19.064999,"sentiment":"neutral","sentiment_score":0.061862099915742874},{"text":"Not a problem there, Taz.","start":19.064999,"end":20.105,"sentiment":"neutral","sentiment_score":0.20813445150852203},{"text":"And now is a better time for you to complete the interview there?","start":20.105,"end":23.164999,"sentiment":"neutral","sentiment_score":0.2910911842034413},{"text":"Perfect.","start":25.224998,"end":25.724998,"sentiment":"positive","sentiment_score":0.6371327638626099},{"text":"Now, Tazana, we'll be sending out a few documents here there as well just for you to be able to review.","start":27.145,"end":32.129997,"sentiment":"positive","sentiment_score":0.4086740967773256}],"sentiment":"positive","sentiment_score":0.34404898898267167,"num_words":41,"start":18.744999,"end":32.129997},{"sentences":[{"text":"Now I know in regards to your current account, because I don't think we've spoken previously there that you are retaining a fund as well.","start":32.51,"end":40.91,"sentiment":"neutral","sentiment_score":0.17626458823680877},{"text":"And just to be able to jump in and discuss those details, if I could just pass you through to secure that name, date of birth, and current address, we can get get the ball rolling.","start":40.91,"end":47.955,"sentiment":"positive","sentiment_score":0.33499106102519566},{"text":"Yep.","start":54.095,"end":54.48,"sentiment":"neutral","sentiment_score":0.03186536580324173},{"text":"Address yep.","start":57.68,"end":59.059998,"sentiment":"neutral","sentiment_score":0.023050228133797646},{"text":"Six six B, was it, or 6 D, was it, sir?","start":61.92,"end":64.74,"sentiment":"neutral","sentiment_score":0.022872950627722523}],"sentiment":"neutral","sentiment_score":0.22394481575737396,"num_words":75,"start":32.51,"end":64.74},{"sentences":[{"text":"B.","start":66.815,"end":66.975006,"sentiment":"neutral","sentiment_score":0.00014803558588027954},{"text":"Yep.","start":66.975006,"end":67.475006,"sentiment":"neutral","sentiment_score":0.020226329565048214},{"text":"Yeah.","start":68.015,"end":68.335,"sentiment":"neutral","sentiment_score":0.09578622877597807},{"text":"Perfect.","start":68.335,"end":68.835,"sentiment":"neutral","sentiment_score":0.23797568678855896},{"text":"And then just your date of birth there, if you don't mind, Tasman.","start":69.375,"end":72.035,"sentiment":"neutral","sentiment_score":0.10143057085000552}],"sentiment":"neutral","sentiment_score":0.09839610010385513,"num_words":17,"start":66.815,"end":72.035},{"sentences":[{"text":"Brilliant.","start":77.215004,"end":77.695,"sentiment":"positive","sentiment_score":0.46596482396125793},{"text":"Thank you.","start":77.695,"end":78.33501,"sentiment":"positive","sentiment_score":0.5035105794668198},{"text":"Now we'll be sending out some documents there just for you to better review.","start":78.33501,"end":81.590004,"sentiment":"neutral","sentiment_score":0.22237437218427658},{"text":"It will be through ODiSign.","start":81.590004,"end":82.73,"sentiment":"neutral","sentiment_score":0.1260072410106659},{"text":"I know you've previously used, like, DocuSign.","start":82.95,"end":84.89,"sentiment":"neutral","sentiment_score":0.09065250200884682}],"sentiment":"neutral","sentiment_score":0.20175279008931127,"num_words":29,"start":77.215004,"end":84.89},{"sentences":[{"text":"And then with this one here, we'll have attached a few documents there for you to be able to review.","start":86.31,"end":90.73,"sentiment":"neutral","sentiment_score":0.16650095395743847},{"text":"Some of the attachments, and they will just be the updated OPU's financial services guide, the Oakview services guide, the performance of the last twelve months, your Vanguard index charts to have a look and see how the market have tracked over time, and then also just a summary of the the super insurance position there and your two accounts.","start":91.03,"end":107.685,"sentiment":"neutral","sentiment_score":0.12996381819248198},{"text":"This will just be going to tasmine3@peraniathotmail.com.","start":108.19,"end":112.75,"sentiment":"neutral","sentiment_score":0.05139754393271038},{"text":"So if I butchered that just a little bit oh, perfect.","start":112.75,"end":118.29,"sentiment":"neutral","sentiment_score":-0.026058231565085323},{"text":"That will be with you there shortly.","start":119.31,"end":121.01,"sentiment":"positive","sentiment_score":0.504691345351083}],"sentiment":"neutral","sentiment_score":0.14032218903303145,"num_words":105,"start":86.31,"end":121.01},{"sentences":[{"text":"Just while that's coming through there as well, Tazmin, I will just confirm a few other details there.","start":121.39,"end":125.435,"sentiment":"neutral","sentiment_score":0.12536398569742838},{"text":"So I know you were engaged the last time you spoke to Oakview there.","start":125.435,"end":128.555,"sentiment":"neutral","sentiment_score":0.039454237424901555},{"text":"Have you managed to to tie the knot in that time frame?","start":128.555,"end":131.135,"sentiment":"neutral","sentiment_score":0.034961334274460874},{"text":"Okay.","start":136.48999,"end":136.98999,"sentiment":"neutral","sentiment_score":-0.05537000298500061},{"text":"No.","start":146.73,"end":146.89,"sentiment":"neutral","sentiment_score":-0.2147311270236969}],"sentiment":"neutral","sentiment_score":0.06431186843015578,"num_words":46,"start":121.39,"end":146.89},{"sentences":[{"text":"More than understandable.","start":146.89,"end":147.87,"sentiment":"neutral","sentiment_score":-0.23684747517108917},{"text":"And then in regards to that, I have here you've got, like, sort of two children that are older now that you don't have to care for, so they're no longer dependent.","start":149.41501,"end":156.855,"sentiment":"neutral","sentiment_score":-0.03785491726011969},{"text":"Is that correct?","start":156.855,"end":157.675,"sentiment":"neutral","sentiment_score":0.020318834731976192},{"text":"Yep.","start":160.295,"end":160.77,"sentiment":"neutral","sentiment_score":0.1854756325483322},{"text":"Perfect.","start":162.69,"end":163.19,"sentiment":"positive","sentiment_score":0.4146273136138916}],"sentiment":"neutral","sentiment_score":-0.031521008186973634,"num_words":40,"start":146.89,"end":163.19},{"sentences":[{"text":"And then as far as your occupation there, Tasmin, are you still doing the truck driver work?","start":164.53,"end":168.07,"sentiment":"neutral","sentiment_score":0.06841181415845365},{"text":"Yep.","start":169.89,"end":170.21,"sentiment":"neutral","sentiment_score":0.04201262816786766},{"text":"And as far as your job description, has that changed too much?","start":170.21,"end":173.09,"sentiment":"neutral","sentiment_score":-0.009485092169294754},{"text":"Like a more a local truck driver still?","start":173.09,"end":175.485,"sentiment":"neutral","sentiment_score":-0.013715312583371997},{"text":"Yep.","start":179.965,"end":180.205,"sentiment":"neutral","sentiment_score":-0.016736190766096115}],"sentiment":"neutral","sentiment_score":0.024736760805050533,"num_words":39,"start":164.53,"end":180.205},{"sentences":[{"text":"Not doing any hazardous sorta jobs.","start":180.205,"end":182.605,"sentiment":"neutral","sentiment_score":-0.18219518413146338},{"text":"Not are you operating forklifts at the moment?","start":182.605,"end":184.865,"sentiment":"neutral","sentiment_score":-0.11241227481514215},{"text":"Yep.","start":198.06,"end":198.56,"sentiment":"neutral","sentiment_score":0.034226998686790466},{"text":"And then as far as, like, the the roll there, do you do any office work?","start":200.235,"end":204.155,"sentiment":"neutral","sentiment_score":0.011419821646995842},{"text":"Is that a 100% in the the trucks and, you know, in the the floor?","start":204.155,"end":207.855,"sentiment":"neutral","sentiment_score":0.025639366979400318}],"sentiment":"neutral","sentiment_score":-0.030237709860438885,"num_words":46,"start":180.205,"end":207.855},{"sentences":[{"text":"Not a problem.","start":212.41,"end":213.23,"sentiment":"neutral","sentiment_score":0.09934515506029129},{"text":"And then apart from, like, your forklift ticket and your truck, like, are you, like, a HR license?","start":214.17,"end":218.17,"sentiment":"neutral","sentiment_score":0.014943059947755601},{"text":"Are you, like, just a regular truck driver's license?","start":218.17,"end":220.75,"sentiment":"neutral","sentiment_score":0.0033451331158479056},{"text":"MC or AMR?","start":221.29,"end":223.31,"sentiment":"neutral","sentiment_score":0.011604362788299719},{"text":"Yep.","start":226.985,"end":227.22499,"sentiment":"neutral","sentiment_score":0.03468814492225647}],"sentiment":"neutral","sentiment_score":0.01960641104618416,"num_words":34,"start":212.41,"end":227.22499},{"sentences":[{"text":"And apart from, like, your EMR license and your forklift license, do you have any other sort of tickets or anything related to you or qualifications related to your role?","start":227.22499,"end":236.7,"sentiment":"neutral","sentiment_score":0.017480932362377643},{"text":"Perfect.","start":244.94,"end":245.44,"sentiment":"neutral","sentiment_score":0.016775093972682953},{"text":"And we don't have the list of your employee name.","start":246.06,"end":248.22,"sentiment":"neutral","sentiment_score":-0.1832124948501587},{"text":"So if you've provided this recently, they've just updated the workbook, so some of this stuff hasn't pulled across properly.","start":248.22,"end":253.075,"sentiment":"neutral","sentiment_score":-0.051139458734542134},{"text":"But if you mind me asking what the name of your employer actually is?","start":253.075,"end":255.975,"sentiment":"neutral","sentiment_score":-0.03446007213954415}],"sentiment":"neutral","sentiment_score":-0.037282027577360474,"num_words":75,"start":227.22499,"end":255.975},{"sentences":[{"text":"That you contract to?","start":295.28,"end":296.74,"sentiment":"neutral","sentiment_score":-0.006470574531704187},{"text":"Yeah.","start":316.43,"end":316.93,"sentiment":"neutral","sentiment_score":0.008760057389736176},{"text":"And Roley, is that like r o l e c, Roley?","start":318.03,"end":321.41,"sentiment":"neutral","sentiment_score":0.008366809311238203},{"text":"Perfect.","start":330.92502,"end":331.42502,"sentiment":"positive","sentiment_score":0.43471333384513855},{"text":"Yep.","start":339.42,"end":339.92,"sentiment":"neutral","sentiment_score":0.16792277991771698}],"sentiment":"neutral","sentiment_score":0.03764159863607751,"num_words":18,"start":295.28,"end":339.92},{"sentences":[{"text":"And then so you've asked me if you probably provided this previously as well there.","start":339.98,"end":343.98,"sentiment":"neutral","sentiment_score":0.0458248200515906},{"text":"But how long have you been truck driving now there for, Tasman?","start":343.98,"end":346.72,"sentiment":"neutral","sentiment_score":-0.00863246883576115},{"text":"How many years before that?","start":353.515,"end":354.475,"sentiment":"neutral","sentiment_score":-0.025636694580316543},{"text":"Sorry.","start":354.475,"end":354.71503,"sentiment":"neutral","sentiment_score":-0.0928240418434143},{"text":"Cut out a little bit.","start":354.71503,"end":355.77502,"sentiment":"neutral","sentiment_score":-0.08497360497713088}],"sentiment":"neutral","sentiment_score":-0.0016340227601559538,"num_words":38,"start":339.98,"end":355.77502},{"sentences":[{"text":"Five.","start":357.83502,"end":358.33502,"sentiment":"neutral","sentiment_score":-0.00981464609503746},{"text":"Thirty.","start":360.475,"end":360.975,"sentiment":"neutral","sentiment_score":-0.013794956728816032},{"text":"And then with your gross income, do you know exactly sort of what you're earning per annum at the moment there, Tesman?","start":362.51,"end":367.41,"sentiment":"neutral","sentiment_score":-0.026691291057928043},{"text":"Yep.","start":378.04498,"end":378.445,"sentiment":"neutral","sentiment_score":-0.019960885867476463},{"text":"And with that, you're doing the thirty eight hour week?","start":378.445,"end":381.26498,"sentiment":"neutral","sentiment_score":-0.016546009061858057}],"sentiment":"neutral","sentiment_score":-0.02274968521669507,"num_words":35,"start":357.83502,"end":381.26498},{"sentences":[{"text":"Yep.","start":383.485,"end":383.985,"sentiment":"neutral","sentiment_score":0.022519638761878017},{"text":"And do you know roughly sort of what you're spending per, like, Weco versus what you're trying to put into savings at the 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couple's savings account, or is that the holiday account?","start":471.225,"end":474.525,"sentiment":"neutral","sentiment_score":0.0725807988872895},{"text":"Yep.","start":478.505,"end":478.82498,"sentiment":"neutral","sentiment_score":0.17426159977912903},{"text":"And do you know roughly sort of what you'd have in your holiday account as well?","start":478.82498,"end":482.04498,"sentiment":"neutral","sentiment_score":0.07390174246393144}],"sentiment":"neutral","sentiment_score":0.053254248950487144,"num_words":52,"start":462.49002,"end":482.04498},{"sentences":[{"text":"Yep.","start":492.44,"end":492.94,"sentiment":"neutral","sentiment_score":0.061359748244285583},{"text":"And I've got the car here worth around 15,000.","start":493.0,"end":495.48,"sentiment":"neutral","sentiment_score":0.05275721475481987},{"text":"Is that still the same car that you 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Yeah. I just walked in the door, sir. You can hear me okay? Yep. So it's the Tasman Marta Parini? What what's the other details? 6 B. 60 Rowan Place, Preston, Sydney. No. 6 B. That that Letter B. The highest of the month. 1969. Yeah. Yeah. Yep. No. No. No. No potatoes. No. She's she's been working years, I think. No. She's still getting that. I mean, I've got that. We're preparing to take holidays at this stage. We we go away on holidays. That's correct. Yeah. They're in the thirties. Yeah. That's correct. I've been there for ten years. Same same place. I thought I wouldn't help out or be like myself. But yeah. Yeah. I think we do a forklift. I was in way housing before I went got on the trucks. Yeah. Yeah. 100%. No. On the floor. Change solution transport. But it's a quite a weird one. So I drive for. So the the company we use both the boss and myself work for is, Rawlet Rawlet. We only drive for Rawlet, but he owns the trucks. So the Transport Solution is in is is under him. The main part is is with the main the main the main company. Yeah. He did. He yeah. That's a better way of saying. He he's contracted to to wallet. Yeah. He he main meaning that we're only locked in. We can't talk for anyone else. Again, he's got the the wallet. So That company to you is another it's five before that. I think it's the address of 53. I lost So I just got a new car. It's a first new car that I bought in my house. So saving me a lot more time for that, which hasn't really a lot. So we do a a couple of savings. I have matched in two parts. One to do the holidays, extra spaces, and the one to go to the savings. But that's a couple's one. Apart from that. Okay. I mean, you're seeing seeing what's in that that woman's car. Well, that's a if we put in 200 a week, that's 400 times was it 36? What's that? 400 times 36. What's your what's your calculation? What? Yeah. That sounds good. Alright. That's the savings. I had a couple of savings. That's $1.50. Maybe about But $7. No. The one I just bought for a new one, it's $4,044,000. Oh, yeah. I've only just got it last November. America's oh, all of it. Well, it was only 1.99 interest. I've I've got I kinda locked out on that. You know what I mean? Let's see. Yes. I think you're yeah. You're right about it. And was that four months? One, two, three, four, six, eight. Yeah. You're probably close. Close. I was actually I was actually gonna call and see if what how how I could get the bed and think if you do it on that speed of it, but I just went and hit them. I can get it anyway on my own. Yeah. Yeah. That's what I was I was going to I was thinking about it, and that's now how how it works. I'm gonna switch it over. Where's my finger? I didn't need to know if that's even better or not. 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buddy. Yeah. I just walked in the door, sir. You can hear me okay? Yep.\n\nSo it's the Tasman Marta Parini? What what's the other details? 6 B. 60 Rowan Place, Preston, Sydney. No.\n\n6 B. That that Letter B. The highest of the month. 1969. Yeah.\n\nYeah. Yep. No. No. No.\n\nNo potatoes. No. She's she's been working years, I think. No. She's still getting that.\n\nI mean, I've got that. We're preparing to take holidays at this stage. We we go away on holidays. That's correct. Yeah.\n\nThey're in the thirties. Yeah. That's correct. I've been there for ten years. Same same place.\n\nI thought I wouldn't help out or be like myself. But yeah. Yeah. I think we do a forklift. I was in way housing before I went got on the trucks.\n\nYeah. Yeah. 100%. No. On the floor.\n\nChange solution transport. But it's a quite a weird one. So I drive for. So the the company we use both the boss and myself work for is, Rawlet Rawlet. We only drive for Rawlet, but he owns the trucks.\n\nSo the Transport Solution is in is is under him. The main part is is with the main the main the main company. Yeah. He did. He yeah.\n\nThat's a better way of saying. He he's contracted to to wallet. Yeah. He he main meaning that we're only locked in. We can't talk for anyone else.\n\nAgain, he's got the the wallet. So That company to you is another it's five before that. I think it's the address of 53. I lost So I just got a new car. It's a first new car that I bought in my house.\n\nSo saving me a lot more time for that, which hasn't really a lot. So we do a a couple of savings. I have matched in two parts. One to do the holidays, extra spaces, and the one to go to the savings. But that's a couple's one.\n\nApart from that. Okay. I mean, you're seeing seeing what's in that that woman's car. Well, that's a if we put in 200 a week, that's 400 times was it 36? What's that?\n\n400 times 36. What's your what's your calculation? What? Yeah. That sounds good.\n\nAlright. That's the savings. I had a couple of savings. That's $1.50. Maybe about But $7.\n\nNo. The one I just bought for a new one, it's $4,044,000. Oh, yeah. I've only just got it last November. America's oh, all of it.\n\nWell, it was only 1.99 interest. I've I've got I kinda locked out on that. You know what I mean? Let's see. Yes.\n\nI think you're yeah. You're right about it. And was that four months? One, two, three, four, six, eight. Yeah.\n\nYou're probably close. Close. I was actually I was actually gonna call and see if what how how I could get the bed and think if you do it on that speed of it, but I just went and hit them. I can get it anyway on my own. Yeah.\n\nYeah. That's what I was I was going to I was thinking about it, and that's now how how it works. I'm gonna switch it over. Where's my finger? 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go away on holidays.","start":144.18001,"end":145.8,"sentiment":"neutral","sentiment_score":-0.12569485108057657},{"text":"That's correct.","start":157.915,"end":158.395,"sentiment":"neutral","sentiment_score":0.0750555656850338},{"text":"Yeah.","start":158.395,"end":158.635,"sentiment":"neutral","sentiment_score":0.05703048408031464}],"sentiment":"neutral","sentiment_score":-0.12756505236029625,"num_words":22,"start":138.925,"end":158.635},{"sentences":[{"text":"They're in the thirties.","start":158.635,"end":159.615,"sentiment":"neutral","sentiment_score":0.04589510802179575},{"text":"Yeah.","start":168.315,"end":168.555,"sentiment":"neutral","sentiment_score":0.05621551722288132},{"text":"That's correct.","start":168.555,"end":169.375,"sentiment":"neutral","sentiment_score":0.0938628800213337},{"text":"I've been there for ten years.","start":175.99,"end":177.61,"sentiment":"neutral","sentiment_score":-0.01578086397300164},{"text":"Same same 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trucks.","start":193.015,"end":195.755,"sentiment":"neutral","sentiment_score":-0.01627152195821206}],"sentiment":"neutral","sentiment_score":-0.09804832349501309,"num_words":31,"start":185.655,"end":195.755},{"sentences":[{"text":"Yeah.","start":208.81999,"end":209.06,"sentiment":"neutral","sentiment_score":0.034971337765455246},{"text":"Yeah.","start":209.06,"end":209.3,"sentiment":"neutral","sentiment_score":0.04300425946712494},{"text":"100%.","start":209.3,"end":209.86,"sentiment":"neutral","sentiment_score":0.043514788150787354},{"text":"No.","start":209.86,"end":210.09999,"sentiment":"neutral","sentiment_score":0.0147525267675519},{"text":"On the floor.","start":210.09999,"end":210.84,"sentiment":"neutral","sentiment_score":0.013955998544891676}],"sentiment":"neutral","sentiment_score":0.025444415397942066,"num_words":7,"start":208.81999,"end":210.84},{"sentences":[{"text":"Change solution transport.","start":259.62,"end":261.24,"sentiment":"neutral","sentiment_score":-0.04671370734771093},{"text":"But it's a quite a weird one.","start":262.34,"end":266.205,"sentiment":"neutral","sentiment_score":-0.22336196899414062},{"text":"So I drive for.","start":268.76498,"end":270.54498,"sentiment":"neutral","sentiment_score":-0.06628431286662817},{"text":"So the the company we use both the boss and myself work for is, Rawlet Rawlet.","start":270.76498,"end":276.625,"sentiment":"neutral","sentiment_score":-0.016404587135184556},{"text":"We only drive for Rawlet, but he owns the trucks.","start":277.72498,"end":281.34497,"sentiment":"neutral","sentiment_score":-0.01342617506161332}],"sentiment":"neutral","sentiment_score":-0.0591386825311929,"num_words":40,"start":259.62,"end":281.34497},{"sentences":[{"text":"So the Transport Solution is in is is under him.","start":282.74,"end":287.96,"sentiment":"neutral","sentiment_score":0.007219500001519918},{"text":"The main part is is with the main the main the main company.","start":288.25998,"end":294.6,"sentiment":"neutral","sentiment_score":-0.004460669910678497},{"text":"Yeah.","start":297.51498,"end":297.915,"sentiment":"neutral","sentiment_score":0.005373667925596237},{"text":"He did.","start":297.915,"end":298.235,"sentiment":"neutral","sentiment_score":-0.0020247558131814003},{"text":"He yeah.","start":298.235,"end":298.63498,"sentiment":"neutral","sentiment_score":-0.032472122460603714}],"sentiment":"neutral","sentiment_score":-0.001764778480199831,"num_words":28,"start":282.74,"end":298.63498},{"sentences":[{"text":"That's a better way of saying.","start":298.63498,"end":299.935,"sentiment":"neutral","sentiment_score":-0.0633815520753463},{"text":"He he's contracted to to wallet.","start":300.555,"end":302.975,"sentiment":"neutral","sentiment_score":-0.038607423193752766},{"text":"Yeah.","start":304.475,"end":304.84833,"sentiment":"neutral","sentiment_score":-0.027587734162807465},{"text":"He he main meaning that we're only locked in.","start":304.84833,"end":307.675,"sentiment":"neutral","sentiment_score":-0.08644496276974678},{"text":"We can't talk for anyone else.","start":307.675,"end":309.035,"sentiment":"neutral","sentiment_score":-0.19852179288864136}],"sentiment":"neutral","sentiment_score":-0.09316632171560611,"num_words":28,"start":298.63498,"end":309.035},{"sentences":[{"text":"Again, he's got the the wallet.","start":309.035,"end":310.555,"sentiment":"neutral","sentiment_score":-0.045838977520664535},{"text":"So That company to you is another it's five before that.","start":310.555,"end":352.65997,"sentiment":"neutral","sentiment_score":-0.029822627421129833},{"text":"I think it's the address of 53.","start":370.8,"end":372.9,"sentiment":"neutral","sentiment_score":-0.03382283608828272},{"text":"I lost So I just got a new car.","start":375.84,"end":396.88998,"sentiment":"neutral","sentiment_score":0.03250830123821894},{"text":"It's a first new car that I bought in my house.","start":396.94998,"end":400.49,"sentiment":"neutral","sentiment_score":0.14712181010029532}],"sentiment":"neutral","sentiment_score":0.024342545519836924,"num_words":44,"start":309.035,"end":400.49},{"sentences":[{"text":"So saving me a lot more time for that, which hasn't really a lot.","start":404.265,"end":409.565,"sentiment":"neutral","sentiment_score":0.038880902741636546},{"text":"So we do a a couple of savings.","start":412.98502,"end":415.565,"sentiment":"neutral","sentiment_score":0.15823235921561718},{"text":"I have matched in two parts.","start":419.25998,"end":420.78,"sentiment":"neutral","sentiment_score":0.12038181597987811},{"text":"One to do the holidays, extra spaces, and the one to go to the savings.","start":420.78,"end":425.91998,"sentiment":"neutral","sentiment_score":0.1067554866274198},{"text":"But that's a couple's one.","start":426.06,"end":427.52,"sentiment":"neutral","sentiment_score":0.055025412887334826}],"sentiment":"neutral","sentiment_score":0.09185295357989769,"num_words":48,"start":404.265,"end":427.52},{"sentences":[{"text":"Apart from that.","start":429.65997,"end":430.63998,"sentiment":"neutral","sentiment_score":-0.005304801277816296},{"text":"Okay.","start":434.905,"end":435.405,"sentiment":"neutral","sentiment_score":0.014144540764391422},{"text":"I mean, you're seeing seeing what's in that that woman's car.","start":435.465,"end":438.845,"sentiment":"neutral","sentiment_score":-0.009487650161397389},{"text":"Well, that's a if we put in 200 a week, that's 400 times was it 36?","start":443.465,"end":451.44998,"sentiment":"neutral","sentiment_score":-0.01584779313998297},{"text":"What's that?","start":452.71,"end":453.61,"sentiment":"neutral","sentiment_score":-0.022140047512948513}],"sentiment":"neutral","sentiment_score":-0.012241781821516766,"num_words":33,"start":429.65997,"end":453.61},{"sentences":[{"text":"400 times 36.","start":454.78998,"end":456.49,"sentiment":"neutral","sentiment_score":-0.005632085104783376},{"text":"What's your what's your calculation?","start":459.625,"end":461.405,"sentiment":"neutral","sentiment_score":-0.00845267651602626},{"text":"What?","start":461.945,"end":462.445,"sentiment":"neutral","sentiment_score":-0.005539875477552414},{"text":"Yeah.","start":469.38498,"end":469.625,"sentiment":"neutral","sentiment_score":0.29207533597946167},{"text":"That sounds good.","start":469.625,"end":470.26498,"sentiment":"positive","sentiment_score":0.5354225734869639}],"sentiment":"neutral","sentiment_score":0.14104950331294766,"num_words":13,"start":454.78998,"end":470.26498},{"sentences":[{"text":"Alright.","start":470.26498,"end":470.76498,"sentiment":"neutral","sentiment_score":0.2498595416545868},{"text":"That's the savings.","start":474.99,"end":476.05002,"sentiment":"neutral","sentiment_score":0.1124917392929395},{"text":"I had a couple of savings.","start":476.75,"end":478.05002,"sentiment":"neutral","sentiment_score":0.13851215193669},{"text":"That's $1.50.","start":484.51,"end":485.57,"sentiment":"neutral","sentiment_score":0.011234970763325691},{"text":"Maybe about But $7.","start":488.10498,"end":490.845,"sentiment":"neutral","sentiment_score":0.004853708436712623}],"sentiment":"neutral","sentiment_score":0.09126827790169045,"num_words":16,"start":470.26498,"end":490.845},{"sentences":[{"text":"No.","start":497.94498,"end":498.26498,"sentiment":"neutral","sentiment_score":-0.09378384798765182},{"text":"The one I just bought for a new one, it's $4,044,000.","start":498.26498,"end":502.56998,"sentiment":"neutral","sentiment_score":-0.07907239889556711},{"text":"Oh, yeah.","start":506.15,"end":506.62997,"sentiment":"neutral","sentiment_score":-0.016187110915780067},{"text":"I've only just got it last November.","start":506.62997,"end":508.33,"sentiment":"neutral","sentiment_score":-0.03238667707358088},{"text":"America's oh, all of 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yeah.","start":540.20496,"end":541.08496,"sentiment":"neutral","sentiment_score":0.011054044007323682},{"text":"You're right about it.","start":541.08496,"end":542.46497,"sentiment":"neutral","sentiment_score":0.011650576256215572},{"text":"And was that four months?","start":542.605,"end":543.90497,"sentiment":"neutral","sentiment_score":-0.009092927537858486},{"text":"One, two, three, four, six, eight.","start":545.40497,"end":547.745,"sentiment":"neutral","sentiment_score":-0.008875891876717409},{"text":"Yeah.","start":550.125,"end":550.365,"sentiment":"neutral","sentiment_score":0.003684787079691887}],"sentiment":"neutral","sentiment_score":-0.00021083604078739882,"num_words":20,"start":540.20496,"end":550.365},{"sentences":[{"text":"You're probably close.","start":550.365,"end":551.58496,"sentiment":"neutral","sentiment_score":-0.039992074171702065},{"text":"Close.","start":551.725,"end":552.225,"sentiment":"neutral","sentiment_score":-0.02878636494278908},{"text":"I was actually I was actually gonna call and see if what how how I could get the bed and think if you do it on that speed of it, but I just went and hit them.","start":553.42,"end":563.36,"sentiment":"neutral","sentiment_score":-0.03642665715636434},{"text":"I can get it anyway on my own.","start":563.5,"end":565.19995,"sentiment":"neutral","sentiment_score":0.005262868013232946},{"text":"Yeah.","start":571.365,"end":571.865,"sentiment":"neutral","sentiment_score":-0.05633816868066788}],"sentiment":"neutral","sentiment_score":-0.0302156825363636,"num_words":50,"start":550.365,"end":571.865},{"sentences":[{"text":"Yeah.","start":572.165,"end":572.485,"sentiment":"neutral","sentiment_score":0.029529279097914696},{"text":"That's what I was I was going to I was thinking about it, and that's now how how it works.","start":572.485,"end":578.025,"sentiment":"neutral","sentiment_score":0.05014114575460553},{"text":"I'm gonna switch it over.","start":578.245,"end":579.625,"sentiment":"neutral","sentiment_score":-0.14606358706951142},{"text":"Where's my finger?","start":580.325,"end":581.465,"sentiment":"neutral","sentiment_score":-0.16682017842928568},{"text":"I didn't need to know if that's even better or not.","start":585.1469,"end":587.56696,"sentiment":"neutral","sentiment_score":-0.20333133502440018}],"sentiment":"neutral","sentiment_score":-0.06087677404284477,"num_words":40,"start":572.165,"end":587.56696},{"sentences":[{"text":"This is","start":589.06696,"end":589.75195,"sentiment":"neutral","sentiment_score":-0.12791993468999863}],"sentiment":"neutral","sentiment_score":-0.12791993468999863,"num_words":2,"start":589.06696,"end":589.75195}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hey, buddy.\n\nChannel 0: Hey, Desmond. It's Carl calling back from. Is now a better time for you?\n\nChannel 1: Yeah. I just walked in the door, sir. You can hear me okay?\n\nChannel 0: Yeah. It's a little muffled, but I can still hear you alright. Okay. Not a problem there, Taz. And now is a better time for you to complete the interview there?\n\nPerfect. Now, Tazana, we'll be sending out a few documents here there as well just for you to be able to review. Now I know in regards to your current account, because I don't think we've spoken previously there that you are retaining a fund as well. And just to be able to jump in and discuss those details, if I could just pass you through to secure that name, date of birth, and current address, we can get get the ball rolling.\n\nChannel 1: Yep. So it's the Tasman Marta Parini?\n\nChannel 0: Yep.\n\nChannel 1: What what's the other details? 6\n\nChannel 0: Address\n\nChannel 1: B.\n\nChannel 0: yep.\n\nChannel 1: 60 Rowan Place, Preston,\n\nChannel 0: Six\n\nChannel 1: Sydney.\n\nChannel 0: six B, was it, or 6 D, was it, sir?\n\nChannel 1: No. 6 B. That that\n\nChannel 0: B. Yep.\n\nChannel 1: Letter B.\n\nChannel 0: Yeah. Perfect. And then just your date of birth there, if you don't mind, Tasman.\n\nChannel 1: The highest of the month. 1969.\n\nChannel 0: Brilliant. Thank you. Now we'll be sending out some documents there just for you to better review. It will be through ODiSign. I know you've previously used, like, DocuSign.\n\nChannel 1: Yeah. Yeah. Yep.\n\nChannel 0: And then with this one here, we'll have attached a few documents there for you to be able to review. Some of the attachments, and they will just be the updated OPU's financial services guide, the Oakview services guide, the performance of the last twelve months, your Vanguard index charts to have a look and see how the market have tracked over time, and then also just a summary of the the super insurance position there and your two accounts. This will just be going to tasmine3@peraniathotmail.com. So if I butchered that just a little bit\n\nChannel 1: No. No. No. No potatoes.\n\nChannel 0: oh, perfect. That will be with you there shortly. Just while that's coming through there as well, Tazmin, I will just confirm a few other details there. So I know you were engaged the last time you spoke to Oakview there. Have you managed to to tie the knot in that time frame?\n\nChannel 1: No. She's she's been working years, I think.\n\nChannel 0: Okay.\n\nChannel 1: No. She's still getting that. I mean, I've got that. We're preparing to take holidays at this stage. We we go away on holidays.\n\nChannel 0: No. More than understandable. And then in regards to that, I have here you've got, like, sort of two children that are older now that you don't have to care for, so they're no longer dependent. Is that correct?\n\nChannel 1: That's correct. Yeah. They're in the thirties.\n\nChannel 0: Yep. Perfect. And then as far as your occupation there, Tasmin, are you still doing the truck driver work?\n\nChannel 1: Yeah. That's correct.\n\nChannel 0: Yep. And as far as your job description, has that changed too much? Like a more a local truck driver still?\n\nChannel 1: I've been there for ten years. Same same place.\n\nChannel 0: Yep. Not doing any hazardous sorta jobs. Not are you operating forklifts at the moment?\n\nChannel 1: I thought I wouldn't help out or be like myself. But yeah. Yeah. I think we do a forklift. I was in way housing before I went got on the trucks.\n\nChannel 0: Yep. And then as far as, like, the the roll there, do you do any office work? Is that a 100% in the the trucks and, you know, in the the floor?\n\nChannel 1: Yeah. Yeah. 100%. No. On the floor.\n\nChannel 0: Not a problem. And then apart from, like, your forklift ticket and your truck, like, are you, like, a HR license? Are you, like, just a regular truck driver's license? MC or AMR? Yep.\n\nAnd apart from, like, your EMR license and your forklift license, do you have any other sort of tickets or anything related to you or qualifications related to your role? Perfect. And we don't have the list of your employee name. So if you've provided this recently, they've just updated the workbook, so some of this stuff hasn't pulled across properly. But if you mind me asking what the name of your employer actually is?\n\nChannel 1: Change solution transport. But it's a quite a weird one. So I drive for. So the the company we use both the boss and myself work for is, Rawlet Rawlet. We only drive for Rawlet, but he owns the trucks.\n\nSo the Transport Solution is in is is under him. The main part is is with the main the main the main company.\n\nChannel 0: That you contract to?\n\nChannel 1: Yeah. He did. He yeah. That's a better way of saying. He he's contracted to to wallet.\n\nYeah. He he main meaning that we're only locked in. We can't talk for anyone else. Again, he's got the the wallet. So\n\nChannel 0: Yeah. And Roley, is that like r o l e c, Roley? Perfect. Yep. And then so you've asked me if you probably provided this previously as well there.\n\nBut how long have you been truck driving now there for, Tasman?\n\nChannel 1: That company to you is another it's five before that.\n\nChannel 0: How many years before that? Sorry. Cut out a little bit. Five. Thirty.\n\nAnd then with your gross income, do you know exactly sort of what you're earning per annum at the moment there, Tesman?\n\nChannel 1: I think it's the address of 53. I lost\n\nChannel 0: Yep. And with that, you're doing the thirty eight hour week? Yep. And do you know roughly sort of what you're spending per, like, Weco versus what you're trying to put into savings at the moment?\n\nChannel 1: So I just got a new car. It's a first new car that I bought in my house. So saving me a lot more time for that, which hasn't really a lot. So we do a a couple of savings.\n\nChannel 0: Yep.\n\nChannel 1: I have matched in two parts. One to do the holidays, extra spaces, and the one to go to the savings. But that's a couple's one.\n\nChannel 0: Yep. And do you know roughly\n\nChannel 1: Apart\n\nChannel 0: how much\n\nChannel 1: from\n\nChannel 0: you\n\nChannel 1: that.\n\nChannel 0: have in the holidays one versus, like, your couple savings account?\n\nChannel 1: Okay. I mean, you're seeing seeing what's in that that woman's car. Well, that's a if we put in 200 a week, that's 400 times was it 36? What's that? 400 times 36.\n\nWhat's your what's your calculation? What?\n\nChannel 0: So four 100 times 36 is around 14,400. Does that sound about right and what you got in savings at the moment?\n\nChannel 1: Yeah. That sounds good. Alright.\n\nChannel 0: And is that the couple's savings account, or is that the holiday account?\n\nChannel 1: That's the savings. I had a couple of savings.\n\nChannel 0: Yep. And do you know roughly sort of what you'd have in your holiday account as well?\n\nChannel 1: That's $1.50. Maybe about But $7.\n\nChannel 0: Yep. And I've got the car here worth around 15,000. Is that still the same car that you own?\n\nChannel 1: No. The one I just bought for a new one, it's $4,044,000.\n\nChannel 0: Yep. And do you have anything going on that one?\n\nChannel 1: Oh, yeah. I've only just got it last November.\n\nChannel 0: Okay. And so how\n\nChannel 1: America's\n\nChannel 0: much of that was finance?\n\nChannel 1: oh, all of it.\n\nChannel 0: Yep. So you'd probably have around the sort of 42 mark left, 40 sort of one ish.\n\nChannel 1: Well, it was only 1.99 interest. I've I've got I kinda locked out on that. You know what I mean? Let's see. Yes.\n\nI think you're yeah. You're right about it. And was that four months? One, two, three, four, six, eight. Yeah.\n\nYou're probably close. Close.\n\nChannel 0: Yep.\n\nChannel 1: I was actually I was actually gonna call and see if what how how I could get the bed and think if you do it on that speed of it, but I just went and hit them. I can get it anyway on my own.\n\nChannel 0: You're gonna call up to see if we could sort of look at financing, things like that. Was that sorry, Tasman. It cut out just a little\n\nChannel 1: Yeah.\n\nChannel 0: bit.\n\nChannel 1: Yeah. That's what I was I was going to I was thinking about it, and that's now how how it works. I'm gonna switch it over. Where's my finger? I didn't need to know if that's even better or not.\n\nThis is","paragraphs":[{"sentences":[{"text":"Hey, buddy.","start":2.08,"end":2.82,"sentiment":"neutral","sentiment_score":0.18513447791337967}],"sentiment":"neutral","sentiment_score":0.18513447791337967,"channel":1,"num_words":2,"start":2.08,"end":2.82},{"sentences":[{"text":"Hey, Desmond.","start":3.52,"end":4.16,"sentiment":"neutral","sentiment_score":0.21621471643447876},{"text":"It's Carl calling back from.","start":4.16,"end":5.52,"sentiment":"neutral","sentiment_score":0.19009324610233308},{"text":"Is now a better time for you?","start":5.52,"end":6.98,"sentiment":"neutral","sentiment_score":0.3187283107212612}],"sentiment":"neutral","sentiment_score":0.2581424170306751,"channel":0,"num_words":14,"start":3.52,"end":6.98},{"sentences":[{"text":"Yeah.","start":7.2,"end":7.52,"sentiment":"neutral","sentiment_score":0.12266911566257475},{"text":"I just walked in the door, sir.","start":7.52,"end":9.22,"sentiment":"neutral","sentiment_score":0.08920434968812126},{"text":"You can hear me okay?","start":10.16,"end":11.219999,"sentiment":"neutral","sentiment_score":0.01733100861310959}],"sentiment":"neutral","sentiment_score":0.06413496973422858,"channel":1,"num_words":13,"start":7.2,"end":11.219999},{"sentences":[{"text":"Yeah.","start":11.92,"end":12.16,"sentiment":"neutral","sentiment_score":-0.0270804725587368},{"text":"It's a little muffled, but I can still hear you alright.","start":12.16,"end":14.58,"sentiment":"neutral","sentiment_score":-0.12137134542519395},{"text":"Okay.","start":18.744999,"end":19.064999,"sentiment":"neutral","sentiment_score":0.061862099915742874},{"text":"Not a problem there, Taz.","start":19.064999,"end":20.105,"sentiment":"neutral","sentiment_score":0.20813445150852203},{"text":"And now is a better time for you to complete the interview there?","start":20.105,"end":23.164999,"sentiment":"neutral","sentiment_score":0.2910911842034413}],"sentiment":"neutral","sentiment_score":0.11369530580216838,"channel":0,"num_words":31,"start":11.92,"end":23.164999},{"sentences":[{"text":"Perfect.","start":25.224998,"end":25.724998,"sentiment":"positive","sentiment_score":0.6371327638626099},{"text":"Now, Tazana, we'll be sending out a few documents here there as well just for you to be able to review.","start":27.145,"end":32.129997,"sentiment":"positive","sentiment_score":0.4086740967773256},{"text":"Now I know in regards to your current account, because I don't think we've spoken previously there that you are retaining a fund as well.","start":32.51,"end":40.91,"sentiment":"neutral","sentiment_score":0.17626458823680877},{"text":"And just to be able to jump in and discuss those details, if I could just pass you through to secure that name, date of birth, and current address, we can get get the ball rolling.","start":40.91,"end":47.955,"sentiment":"positive","sentiment_score":0.33499106102519566}],"sentiment":"neutral","sentiment_score":0.3094648397471531,"channel":0,"num_words":83,"start":25.224998,"end":47.955},{"sentences":[{"text":"Yep.","start":48.925003,"end":49.425003,"sentiment":"neutral","sentiment_score":0.12403156608343124},{"text":"So it's the Tasman Marta Parini?","start":50.205,"end":54.46,"sentiment":"neutral","sentiment_score":0.06377871955434482}],"sentiment":"neutral","sentiment_score":0.07238626905850001,"channel":1,"num_words":7,"start":48.925003,"end":54.46},{"sentences":[{"text":"Yep.","start":54.095,"end":54.48,"sentiment":"neutral","sentiment_score":0.03186536580324173}],"sentiment":"neutral","sentiment_score":0.03186536580324173,"channel":0,"num_words":1,"start":54.095,"end":54.48},{"sentences":[{"text":"What what's the other details?","start":55.52,"end":56.82,"sentiment":"neutral","sentiment_score":0.028976981341838837},{"text":"6","start":57.600002,"end":57.920002,"sentiment":"neutral","sentiment_score":0.012840606272220612}],"sentiment":"neutral","sentiment_score":0.026287585496902466,"channel":1,"num_words":6,"start":55.52,"end":57.920002},{"sentences":[{"text":"Address","start":57.68,"end":58.16,"sentiment":"neutral","sentiment_score":0.020937103778123856}],"sentiment":"neutral","sentiment_score":0.020937103778123856,"channel":0,"num_words":1,"start":57.68,"end":58.16},{"sentences":[{"text":"B.","start":57.920002,"end":58.420002,"sentiment":"neutral","sentiment_score":0.02006840705871582}],"sentiment":"neutral","sentiment_score":0.02006840705871582,"channel":1,"num_words":1,"start":57.920002,"end":58.420002},{"sentences":[{"text":"yep.","start":58.559998,"end":59.059998,"sentiment":"neutral","sentiment_score":0.025163352489471436}],"sentiment":"neutral","sentiment_score":0.025163352489471436,"channel":0,"num_words":1,"start":58.559998,"end":59.059998},{"sentences":[{"text":"60 Rowan Place, Preston,","start":59.04,"end":61.460003,"sentiment":"neutral","sentiment_score":0.02760202344506979}],"sentiment":"neutral","sentiment_score":0.02760202344506979,"channel":1,"num_words":4,"start":59.04,"end":61.460003},{"sentences":[{"text":"Six","start":61.92,"end":62.32,"sentiment":"neutral","sentiment_score":0.02321706712245941}],"sentiment":"neutral","sentiment_score":0.02321706712245941,"channel":0,"num_words":1,"start":61.92,"end":62.32},{"sentences":[{"text":"Sydney.","start":62.32,"end":62.82,"sentiment":"neutral","sentiment_score":0.03079263865947723}],"sentiment":"neutral","sentiment_score":0.03079263865947723,"channel":1,"num_words":1,"start":62.32,"end":62.82},{"sentences":[{"text":"six B, was it, or 6 D, was it, sir?","start":62.32,"end":64.74,"sentiment":"neutral","sentiment_score":0.022838538978248835}],"sentiment":"neutral","sentiment_score":0.022838538978248835,"channel":0,"num_words":10,"start":62.32,"end":64.74},{"sentences":[{"text":"No.","start":65.12,"end":65.520004,"sentiment":"neutral","sentiment_score":-0.014952890574932098},{"text":"6 B.","start":65.520004,"end":66.26,"sentiment":"neutral","sentiment_score":-0.005760582629591227},{"text":"That that","start":66.475006,"end":67.035,"sentiment":"neutral","sentiment_score":0.0030329683795571327}],"sentiment":"neutral","sentiment_score":-0.004081623815000057,"channel":1,"num_words":5,"start":65.12,"end":67.035},{"sentences":[{"text":"B.","start":66.815,"end":66.975006,"sentiment":"neutral","sentiment_score":0.00014803558588027954},{"text":"Yep.","start":66.975006,"end":67.475006,"sentiment":"neutral","sentiment_score":0.020226329565048214}],"sentiment":"neutral","sentiment_score":0.010187182575464247,"channel":0,"num_words":2,"start":66.815,"end":67.475006},{"sentences":[{"text":"Letter B.","start":67.035,"end":67.775,"sentiment":"neutral","sentiment_score":0.022550328634679317}],"sentiment":"neutral","sentiment_score":0.022550328634679317,"channel":1,"num_words":2,"start":67.035,"end":67.775},{"sentences":[{"text":"Yeah.","start":68.015,"end":68.335,"sentiment":"neutral","sentiment_score":0.09578622877597807},{"text":"Perfect.","start":68.335,"end":68.835,"sentiment":"neutral","sentiment_score":0.23797568678855896},{"text":"And then just your date of birth there, if you don't mind, Tasman.","start":69.375,"end":72.035,"sentiment":"neutral","sentiment_score":0.10143057085000552}],"sentiment":"neutral","sentiment_score":0.11015728910764058,"channel":0,"num_words":15,"start":68.015,"end":72.035},{"sentences":[{"text":"The highest of the month.","start":72.555,"end":74.335,"sentiment":"neutral","sentiment_score":0.06677226275205612},{"text":"1969.","start":75.355,"end":76.655,"sentiment":"neutral","sentiment_score":0.10559653490781784}],"sentiment":"neutral","sentiment_score":0.0732429747780164,"channel":1,"num_words":6,"start":72.555,"end":76.655},{"sentences":[{"text":"Brilliant.","start":77.215004,"end":77.695,"sentiment":"positive","sentiment_score":0.46596482396125793},{"text":"Thank you.","start":77.695,"end":78.33501,"sentiment":"positive","sentiment_score":0.5035105794668198},{"text":"Now we'll be sending out some documents there just for you to better review.","start":78.33501,"end":81.590004,"sentiment":"neutral","sentiment_score":0.22237437218427658},{"text":"It will be through ODiSign.","start":81.590004,"end":82.73,"sentiment":"neutral","sentiment_score":0.1260072410106659},{"text":"I know you've previously used, like, DocuSign.","start":82.95,"end":84.89,"sentiment":"neutral","sentiment_score":0.09065250200884682}],"sentiment":"neutral","sentiment_score":0.20175279008931127,"channel":0,"num_words":29,"start":77.215004,"end":84.89},{"sentences":[{"text":"Yeah.","start":85.55,"end":85.71,"sentiment":"neutral","sentiment_score":0.10126325488090517},{"text":"Yeah.","start":85.71,"end":85.950005,"sentiment":"neutral","sentiment_score":0.11942292749881744},{"text":"Yep.","start":85.950005,"end":86.450005,"sentiment":"neutral","sentiment_score":0.12346547842025755}],"sentiment":"neutral","sentiment_score":0.11471722026666005,"channel":1,"num_words":3,"start":85.55,"end":86.450005},{"sentences":[{"text":"And then with this one here, we'll have attached a few documents there for you to be able to review.","start":86.31,"end":90.73,"sentiment":"neutral","sentiment_score":0.16650095395743847},{"text":"Some of the attachments, and they will just be the updated OPU's financial services guide, the Oakview services guide, the performance of the last twelve months, your Vanguard index charts to have a look and see how the market have tracked over time, and then also just a summary of the the super insurance position there and your two accounts.","start":91.03,"end":107.685,"sentiment":"neutral","sentiment_score":0.12996381819248198},{"text":"This will just be going to tasmine3@peraniathotmail.com.","start":108.19,"end":112.75,"sentiment":"neutral","sentiment_score":0.05139754393271038},{"text":"So if I butchered that just a little bit","start":112.75,"end":114.93,"sentiment":"neutral","sentiment_score":-0.19300455765591729}],"sentiment":"neutral","sentiment_score":0.10156864540961881,"channel":0,"num_words":96,"start":86.31,"end":114.93},{"sentences":[{"text":"No.","start":115.19,"end":115.350006,"sentiment":"neutral","sentiment_score":-0.25371474027633667},{"text":"No.","start":115.350006,"end":115.83,"sentiment":"negative","sentiment_score":-0.34482401609420776},{"text":"No.","start":115.83,"end":116.15,"sentiment":"negative","sentiment_score":-0.3495379090309143},{"text":"No potatoes.","start":116.15,"end":116.810005,"sentiment":"neutral","sentiment_score":-0.26804862171411514}],"sentiment":"neutral","sentiment_score":-0.2968347817659378,"channel":1,"num_words":5,"start":115.19,"end":116.810005},{"sentences":[{"text":"oh, perfect.","start":117.55,"end":118.29,"sentiment":"positive","sentiment_score":0.7252002358436584},{"text":"That will be with you there shortly.","start":119.31,"end":121.01,"sentiment":"positive","sentiment_score":0.504691345351083},{"text":"Just while that's coming through there as well, Tazmin, I will just confirm a few other details there.","start":121.39,"end":125.435,"sentiment":"neutral","sentiment_score":0.12536398569742838},{"text":"So I know you were engaged the last time you spoke to Oakview there.","start":125.435,"end":128.555,"sentiment":"neutral","sentiment_score":0.039454237424901555},{"text":"Have you managed to to tie the knot in that time frame?","start":128.555,"end":131.135,"sentiment":"neutral","sentiment_score":0.034961334274460874}],"sentiment":"neutral","sentiment_score":0.1549374899422785,"channel":0,"num_words":53,"start":117.55,"end":131.135},{"sentences":[{"text":"No.","start":132.365,"end":132.605,"sentiment":"neutral","sentiment_score":-0.14713826775550842},{"text":"She's she's been working years, I 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correct?","start":156.855,"end":157.675,"sentiment":"neutral","sentiment_score":0.020318834731976192}],"sentiment":"neutral","sentiment_score":-0.05322242052986836,"channel":0,"num_words":39,"start":146.73,"end":157.675},{"sentences":[{"text":"That's correct.","start":157.915,"end":158.395,"sentiment":"neutral","sentiment_score":0.0750555656850338},{"text":"Yeah.","start":158.395,"end":158.635,"sentiment":"neutral","sentiment_score":0.05703048408031464},{"text":"They're in the thirties.","start":158.635,"end":159.615,"sentiment":"neutral","sentiment_score":0.04589510802179575}],"sentiment":"neutral","sentiment_score":0.05581743536250932,"channel":1,"num_words":7,"start":157.915,"end":159.615},{"sentences":[{"text":"Yep.","start":160.295,"end":160.77,"sentiment":"neutral","sentiment_score":0.1854756325483322},{"text":"Perfect.","start":162.69,"end":163.19,"sentiment":"positive","sentiment_score":0.4146273136138916},{"text":"And then as far as your occupation there, Tasmin, are you still 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still?","start":173.09,"end":175.485,"sentiment":"neutral","sentiment_score":-0.013715312583371997}],"sentiment":"neutral","sentiment_score":-0.008644332310983114,"channel":0,"num_words":21,"start":169.89,"end":175.485},{"sentences":[{"text":"I've been there for ten years.","start":175.99,"end":177.61,"sentiment":"neutral","sentiment_score":-0.01578086397300164},{"text":"Same same place.","start":177.83,"end":178.81,"sentiment":"neutral","sentiment_score":-0.008334668974081675}],"sentiment":"neutral","sentiment_score":-0.01329879897336165,"channel":1,"num_words":9,"start":175.99,"end":178.81},{"sentences":[{"text":"Yep.","start":179.965,"end":180.205,"sentiment":"neutral","sentiment_score":-0.016736190766096115},{"text":"Not doing any hazardous sorta jobs.","start":180.205,"end":182.605,"sentiment":"neutral","sentiment_score":-0.18219518413146338},{"text":"Not are you operating forklifts at the 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services and insurance, including their employment history and qualifications for their role. They confirm details about Taz's work experience and income and retirement plans. The representatives discuss Taz's employer and driving for Rawlet Rawlet, and suggest financing options and Taz agrees to look at financing options."},"intents":{"segments":[{"text":"And now is a better time for you to complete the interview there? Perfect.","start_word":47,"end_word":60,"intents":[{"intent":"Complete interview","confidence_score":0.5582752}]},{"text":"Now, Tazana, we'll be sending out a few documents here there as well just for you to be able to review.","start_word":61,"end_word":81,"intents":[{"intent":"Send documents","confidence_score":0.21972086}]},{"text":"Now I know in regards to your current account, because I don't think we've spoken previously there that you are retaining a fund as well. And just to be able to jump in and discuss those details, if I could just pass you through to secure that name, date of birth, and current address, we can get get the ball rolling. Yep.","start_word":82,"end_word":143,"intents":[{"intent":"Explain process","confidence_score":0.00041904705}]},{"text":"Yep.","start_word":143,"end_word":143,"intents":[{"intent":"Provide information","confidence_score":0.004425741}]},{"text":"No. No potatoes.","start_word":336,"end_word":338,"intents":[{"intent":"End conversation","confidence_score":0.0058779824}]},{"text":"So I know you were engaged the last time you spoke to Oakview there. Have you managed to to tie the knot in that time frame?","start_word":366,"end_word":391,"intents":[{"intent":"Confirm engagement details","confidence_score":0.18999508}]},{"text":"She's she's been working years, I think. Okay.","start_word":393,"end_word":400,"intents":[{"intent":"Confirm employment and age","confidence_score":0.0007953162}]},{"text":"And then as far as your occupation there, Tasmin, are you still doing the truck driver work? Yeah.","start_word":473,"end_word":490,"intents":[{"intent":"Verify occupation","confidence_score":0.0049339514}]},{"text":"And then as far as, like, the the roll there, do you do any office work? Is that a 100% in the the trucks and, you know, in the the floor? Yeah.","start_word":570,"end_word":601,"intents":[{"intent":"Determine office work","confidence_score":0.02777236}]},{"text":"And then apart from, like, your forklift ticket and your truck, like, are you, like, a HR license? Are you, like, just a regular truck driver's license? MC or AMR?","start_word":611,"end_word":640,"intents":[{"intent":"Inquire about hr license","confidence_score":0.0050192922}]},{"text":"That's $1.50.","start_word":1150,"end_word":1151,"intents":[{"intent":"Discuss payment options","confidence_score":0.016850322}]},{"text":"And I've got the car here worth around 15,000. Is that still the same car that you own? No.","start_word":1157,"end_word":1175,"intents":[{"intent":"Confirm car value","confidence_score":0.010340642},{"intent":"Clarify car value","confidence_score":0.02474031},{"intent":"Clarify car age","confidence_score":0.0034780647}]},{"text":"No.","start_word":1175,"end_word":1175,"intents":[{"intent":"Confirm car ownership","confidence_score":0.13986188},{"intent":"Confirm car ownership","confidence_score":0.06725335},{"intent":"Confirm car ownership","confidence_score":0.17458245}]},{"text":"The one I just bought for a new one, it's $4,044,000. Yep.","start_word":1176,"end_word":1187,"intents":[{"intent":"Confirm car purchase","confidence_score":0.009289793}]},{"text":"And so how America's much of that was finance?","start_word":1207,"end_word":1215,"intents":[{"intent":"Clarify finance status","confidence_score":0.00027307213}]},{"text":"I was actually I was actually gonna call and see if what how how I could get the bed and think if you do it on that speed of it, but I just went and hit them. I can get it anyway on my own. You're gonna call up to see if we could sort of look at financing, things like that.","start_word":1285,"end_word":1346,"intents":[{"intent":"Discuss financing options","confidence_score":0.2758571}]}]},"sentiments":{"segments":[{"text":"Hey, buddy. Hey, Desmond. It's Carl calling back from. Is now a better time for you? Yeah. I just walked in the door, sir. You can hear me okay? Yeah. It's a little muffled, but I can still hear you alright. Okay. Not a problem there, Taz. And now is a better time for you to complete the interview there?","start_word":0,"end_word":59,"sentiment":"neutral","sentiment_score":0.12633611261844635},{"text":"Perfect. Now, Tazana, we'll be sending out a few documents here there as well just for you to be able to review.","start_word":60,"end_word":81,"sentiment":"positive","sentiment_score":0.4281994700431824},{"text":"Now I know in regards to your current account, because I don't think we've spoken previously there that you are retaining a fund as well. And just to be able to jump in and discuss those details, if I could just pass you through to secure that name, date of birth, and current address, we can get get the ball rolling. Yep. So it's the Tasman Marta Parini? Yep. What what's the other details? 6 Address B. yep. 60 Rowan Place, Preston, Six six Sydney. B, was it, or 6 D, was it, sir? No. 6 B. That that B. Yep. Letter B. Yeah. Perfect. And then just your date of birth there, if you don't mind, Tasman. The highest of the month. 1969.","start_word":82,"end_word":205,"sentiment":"neutral","sentiment_score":0.13904331624507904},{"text":"Brilliant. Thank you.","start_word":206,"end_word":208,"sentiment":"positive","sentiment_score":0.4827360212802887},{"text":"Now we'll be sending out some documents there just for you to better review. It will be through ODiSign. I know you've previously used, like, DocuSign. Yeah. Yeah. Yep. And then with this one here, we'll have attached a few documents there for you to be able to review. Some of the attachments, and they will just be the updated OPU's financial services guide, the Oakview services guide, the performance of the last twelve months, your Vanguard index charts to have a look and see how the market have tracked over time, and then also just a summary of the the super insurance position there and your two accounts. This will just be going to tasmine3@peraniathotmail.com. So if I butchered that just a little bit No.","start_word":209,"end_word":334,"sentiment":"neutral","sentiment_score":0.10271866619586945},{"text":"No. No.","start_word":335,"end_word":336,"sentiment":"negative","sentiment_score":-0.34718096256256104},{"text":"No potatoes.","start_word":337,"end_word":338,"sentiment":"neutral","sentiment_score":-0.30653083324432373},{"text":"oh, perfect. That will be with you there shortly.","start_word":339,"end_word":347,"sentiment":"positive","sentiment_score":0.5834706425666809},{"text":"Just while that's coming through there as well, Tazmin, I will just confirm a few other details there. So I know you were engaged the last time you spoke to Oakview there. Have you managed to to tie the knot in that time frame? No. She's she's been working years, I think. Okay. No. She's still getting that. I mean, I've got that. We're preparing to take holidays at this stage. We we go away on holidays. No. More than understandable. And then in regards to that, I have here you've got, like, sort of two children that are older now that you don't have to care for, so they're no longer dependent. Is that correct? That's correct. Yeah. They're in the thirties. Yep.","start_word":348,"end_word":471,"sentiment":"neutral","sentiment_score":-0.026382572948932648},{"text":"Perfect.","start_word":472,"end_word":472,"sentiment":"positive","sentiment_score":0.4146273136138916},{"text":"And then as far as your occupation there, Tasmin, are you still doing the truck driver work? Yeah. That's correct. Yep. And as far as your job description, has that changed too much? Like a more a local truck driver still? I've been there for ten years. Same same place. Yep. Not doing any hazardous sorta jobs. Not are you operating forklifts at the moment? I thought I wouldn't help out or be like myself. But yeah. Yeah. I think we do a forklift. I was in way housing before I went got on the trucks. Yep. And then as far as, like, the the roll there, do you do any office work? Is that a 100% in the the trucks and, you know, in the the floor? Yeah. Yeah. 100%. No. On the floor. Not a problem. And then apart from, like, your forklift ticket and your truck, like, are you, like, a HR license? Are you, like, just a regular truck driver's license? MC or AMR? Yep. And apart from, like, your EMR license and your forklift license, do you have any other sort of tickets or anything related to you or qualifications related to your role? Perfect. And we don't have the list of your employee name. So if you've provided this recently, they've just updated the workbook, so some of this stuff hasn't pulled across properly. But if you mind me asking what the name of your employer actually is? Change solution transport. But it's a quite a weird one. So I drive for. So the the company we use both the boss and myself work for is, Rawlet Rawlet. We only drive for Rawlet, but he owns the trucks. So the Transport Solution is in is is under him. The main part is is with the main the main the main company. That you contract to? Yeah. He did. He yeah. That's a better way of saying. He he's contracted to to wallet. Yeah. He he main meaning that we're only locked in. We can't talk for anyone else. Again, he's got the the wallet. So Yeah. And Roley, is that like r o l e c, Roley?","start_word":473,"end_word":835,"sentiment":"neutral","sentiment_score":-0.028351014033575688},{"text":"Perfect.","start_word":836,"end_word":836,"sentiment":"positive","sentiment_score":0.43471333384513855},{"text":"Yep. And then so you've asked me if you probably provided this previously as well there. But how long have you been truck driving now there for, Tasman? That company to you is another it's five before that. How many years before that? Sorry. Cut out a little bit. Five. Thirty. And then with your gross income, do you know exactly sort of what you're earning per annum at the moment there, Tesman? I think it's the address of 53. I lost Yep. And with that, you're doing the thirty eight hour week? Yep. And do you know roughly sort of what you're spending per, like, Weco versus what you're trying to put into savings at the moment? So I just got a new car. It's a first new car that I bought in my house. So saving me a lot more time for that, which hasn't really a lot. So we do a a couple of savings. Yep. I have matched in two parts. One to do the holidays, extra spaces, and the one to go to the savings. But that's a couple's one. Yep. And do you know roughly Apart how much from you that. have in the holidays one versus, like, your couple savings account? Okay. I mean, you're seeing seeing what's in that that woman's car. Well, that's a if we put in 200 a week, that's 400 times was it 36? What's that? 400 times 36. What's your what's your calculation? What? So four 100 times 36 is around 14,400. Does that sound about right and what you got in savings at the moment? Yeah.","start_word":837,"end_word":1106,"sentiment":"neutral","sentiment_score":0.01776270088448655},{"text":"That sounds good.","start_word":1107,"end_word":1109,"sentiment":"positive","sentiment_score":0.525273859500885},{"text":"Alright. And is that the couple's savings account, or is that the holiday account? That's the savings. I had a couple of savings. Yep. And do you know roughly sort of what you'd have in your holiday account as well? That's $1.50. Maybe about But $7. Yep. And I've got the car here worth around 15,000. Is that still the same car that you own? No. The one I just bought for a new one, it's $4,044,000. Yep. And do you have anything going on that one? Oh, yeah. I've only just got it last November. Okay. And so how America's much of that was finance? oh, all of it. Yep. So you'd probably have around the sort of 42 mark left, 40 sort of one ish. Well, it was only 1.99 interest. I've I've got I kinda locked out on that. You know what I mean? Let's see. Yes. I think you're yeah. You're right about it. And was that four months? One, two, three, four, six, eight. Yeah. You're probably close. Close. Yep. I was actually I was actually gonna call and see if what how how I could get the bed and think if you do it on that speed of it, but I just went and hit them. I can get it anyway on my own. You're gonna call up to see if we could sort of look at financing, things like that. Was that sorry, Tasman. It cut out just a little Yeah. bit. Yeah. That's what I was I was going to I was thinking about it, and that's now how how it works. I'm gonna switch it over. Where's my finger? I didn't need to know if that's even better or not. This is","start_word":1110,"end_word":1400,"sentiment":"neutral","sentiment_score":-0.024929985423217116}],"average":{"sentiment":"neutral","sentiment_score":0.028516007213332268}}}}