{"metadata":{"transaction_key":"deprecated","request_id":"019dfba1-6cf4-7bc2-bdd1-721b35cf08cc","sha256":"7aedf103e906d3035d177176719d103f214e93a8b95ec81642ba21cb939a95e6","created":"2026-05-06T04:52:37.139Z","duration":2777.76,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":10693,"output_tokens":128},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":11951,"output_tokens":11974},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":11951,"output_tokens":1284}},"results":{"channels":[{"alternatives":[{"transcript":"Hi, Jason. This is Dana from Okey Financial. How are you this afternoon? I'm very well. Thank you. I had you booked in to go through a bit of an annual review for you and look at some updating the adviser for you. Is now still a good time? Yeah. All good. I believe having a look at your file, I've done a bit of a deep dive that you had some surgery recently. How's that going for you? That's all okay or recovered? Yep. Fantastic. I know I had a bit of a look. I know you spoke to my colleague, Samantha, a couple of days ago just sort of having a look. You had a you know, we're not really very happy with the services. I'd love to kinda go through things with you, provide a bit of an update. I've done a really good deep dive of the file, and I can see we were trying to do some advice for you around insurances late last year that, unfortunately, didn't go ahead with the surgery that you were having. But we can have a bit of a chat about it. I've done a really good deep dive into the options. We can talk about what you're after, what your options are, and I can give you a bit of an idea of what that might look like, and then we can look at how to proceed there for you. Is that okay? Yes. Fantastic. Are you off work at the moment, or are you back at work now? Or yep. Beautiful. Well, if anything comes up and you need me to stop, let me know. But I'll try to take up too much time. I'm just making sure I'll be touching all the things that are important there for you as well. Okay? Beautiful. Now I do need to let you know, Jason, moving forward, we do record our calls for quality and training purposes. Are you happy for me to proceed with that? Yep. Lovely. And I just need to do security there with you as well. I am discussing your personal and sensitive information. So I'll just need to confirm your date of birth and address I should have on file for you. Mhmm. Your date of birth. Oh, sorry. Address. My apologies. Okay. Beautiful. Thank you so much for that. So, Jason, first thing, having a bit of a look here. I can give you an update on where your super is. I don't know one of the things where you're frustrated, obviously, super hasn't been performing the way you sort of hoped it has over the past couple of years there. One of the things I have noted in here was that you had a bit of an expectation around the projected outcome of where you should be about now. Is that right? I'd love you to elaborate a bit more just so I can, you know, speak to you about this and stand a bit deeper. Sorry. Yeah. Really? Yeah. Wow. Yeah. Okay. Because I've had a as I said, I had a pretty good deep dive, and I pulled up the advice document back from 2019. And I has noted here in here the projection table, and I'm happy to send this through to you as well. But at the time, I believe you were unemployed, so no contributions had been factored in. And it noted here that in about five years, you were expected to have about 94,030. And we're now almost at that seven year mark, and your super has had a bit of a pullback with what's been happening in the markets currently. But just looking at the updated balance there for you as of today's date. Sorry. My computer is a little bit slow. We're currently seeing it about 105,192 and 71¢. It has been good that you have been receiving contributions over the past couple of years with you doing that FIFO working that you were as well, and contributions there have been about 6,000 over the course from inception to now. I would like to maybe update the advice. I can see one of the investments is underperforming slightly, and I would like to remove that out of there and maybe update your portfolio a little bit. But we would definitely need to maybe look at contributing a bit more to Super as well. I know you're self employed. Is that right? Yeah. Okay. And what's the income life at the moment? Is it fairly steady, or how's that kinda going for you? Yep. Yep. Oh, beautiful. Yes. That's really good to hear. Fantastic. So yeah. No. I can see having a look when I sort of run you through. And after the call, I am gonna get my admin team member, Michelle, to send you through an email which has the the portfolio reports and all the information I'm going through with you. But your balance is at the moment about 105,000, so it is down a little bit on where we would like you to have been and where you were last year. Admittedly, as we sort of look at the annual reviews you've been having from 2020 onwards, your balance has been steadily increasing. So the pullback this year is basically looking at your Australian equities portion of Benelon Australian equities. That investments had a little bit of an an issue there. I know Ben along was placed in your portfolio back in the day to be more of an actively managed fund, but they're not really doing their jobs correctly. They're underperforming a bit against the market. So I wanna go back and maybe remove that out of there. There's no point having funds that are aren't performing and working harder for you, I can replace that. I've got a few other options, but I can replace it with something that's a bit cheaper, maybe more of an act sorry. Maybe more of a passively managed fund that might be a little bit less in fees and might have shown greater performance. Is that something you'd like me to look at for you? Yeah? Please let me know if you have any questions. I'm happy to break things down for you. You're right. Yeah. Yes. Yes. Yes. Yeah. Yeah. Okay. Yeah. Yeah. No. No. Of course. Yeah. No. Well, I can safely tell you, you definitely don't have any AIA insurances in here. The AIA are the underwriter for the group cover that Netwealth do provide to clients. I've as I said, deep dive into this, you definitely don't have any AIA insurances in here. Your insurance is with Neos, and you've got some life and TBD. So at the moment, the life and TBD component you have through Neos is you've got a life of the sum insured of $687,003.34, and you've got some TBD in there. Currently, the TBD is a $137,004.46. And I believe you also got that in the real insurance policy as well, which gives you the life insurance there for a bit over 650,000 as well. 640 to $650,000 of life cover, which you're still paying out of your back pocket. Is that right? The real insurance? Yep. Beautiful. Has the certificate of currency I have here at the moment says it's about 640,000 of life cover. That's probably has that index still gone up a little bit since I would have got that certificate of currency? No. That's okay. That's absolutely fine. But when I sort of have a have a breakdown and look at things so when I go back over the years because we wanna make sure that things are working for you, and I can definitely do some updated advice to assist. I do know back in 2021, your super was over a 100,000, and it was working really well. But then we did obviously see a bit more from the years onwards there. And then back down in 2022 and 2023 I'm just pulling up all the dots there. Sorry. It dropped down to about 82,000 there. And then since then, we've seen a steady gradual climb back up to where we are now at a 105,000. Yeah. At 2024, it went up to 97,000 again, and then we've seen a steady climb back up to a 105,000 now. So, admittedly, this year, with the volatility we are seeing at the moment, that is something that everyone is definitely feeling and facing. I'm not sure what that person had said to you or how they were justifying that, But I do know as an adviser, I've looked at all the industry funds out there over the last few months as well. And even they're declaring, you know, one, two, 4% decreases in their portfolios over the last sort of three to four months with what's happening in The US and Iran as well. So it is something that everyone is facing. With your portfolio directly, having a look at Bennelong, Bennelong, the Australian equities portion is down significantly in your portfolio, and that is also having a bit of an effect. I do wanna remove that out of there for you and look to maybe update the advice to replace that with something. I'd like to give your entire portfolio a bit of an overhaul for you and see if I can find something that is doing a lot better and that has done a lot better in the past and see if we can get it working a bit harder for you. But if you're comfortable with me doing that, I can get that advice done nice and quickly for you. We can look at what's happening with it, and then we can do sort of a bit more catch up on it. It's something that you haven't really been able to do over the last year or so. We've been a bit of a backlog there, but I'll make sure that my team do a bit of a catch up with you every sort of three or six months, whatever your preference is. Is that okay with you? Yeah. Yeah. Yeah. Beautiful. And while I've got you on the call today, Jason, I'll book you back in to go through that advice document so you've got a date for that advice to be provided. That way you've got a bit of an idea of where we're heading. Okay? Yeah. All good. But I'm so sorry that we've let you down a bit over the past few months. It's not anything that I wanna have happen. I've recently as I've been an adviser for a few more years now, I've been able to take on a book of clients. So I've requested to keep you on my book, so I'll be the one you get to talk to on a regular basis for any concerns or issues that you have, and we can work through those together, and I'll make sure my team do those catch ups for you as well. Okay? Oh oh, yeah. Yes. Yes. Yeah. Yeah. Yeah. Understandable. Yeah. Yeah. Yeah. It's the exit strategy they're looking for. Yeah. Yeah. Yeah. No. I can I can safely say I have worked in Lendly before, so I do understand what they are doing there? So when the lenders are looking because you are having a look at things that you're 54 this year. Is that right? Next year. So sorry. I don't ever wanna make you older than you really are. I do apologize. But because you are in your fifties and you are looking to get a home loan, when they sort of look at, you know, whether your capacity to work over the next, you know, twenty to thirty years for a home loan, they're looking for an exit strategy. And the biggest exit strategy the banks are looking for is what do you have in super? What are we able to recuperate back there for you? So it is definitely something. Have you got a mortgage broker that you're talking to? Or yeah. Have have we ever referred you to one of our mortgage brokers? We have a couple of other mortgage brokers that we might be able to refer you through to. They might have some other strategies that they can look at or maybe look at helping you to get a home loan and see if they can do it for you. Would you be open to me referring you through to one of our lovely mortgage brokers to see if there's something that they've got an option that they might have for you? Yeah. How much is yeah. Sorry. Yep. Yes. Yeah. Yes. Right. Yep. Okay. Beautiful. Lovely. Did you want me to hold off on the referral, or would you like to have a chat to the mortgage brokers now and look at, you know, putting a plan in place to kinda get that home for you? Yep. Mhmm. Yeah. Absolutely. Not a problem at all. Now at the moment with you being self employed, you mentioned that your work is going really well, that you're getting a lot more work there. When we look at contributions and part of what's gonna make Super work, when you sort of look at Super and the way investing is, markets will always go ups and downs. You have those those peaks and those troughs and those down times that we are sort of seeing at the moment. One of the ways to take advantage of those ups and downs is to be putting contributions in. I know one of the the notes I have here is that you've been a bit hesitant to put contributions in the super because it has been going, yeah, it has been going a bit up and down there. But, realistically, when you think about super, the super fund's net wealth is the investment vehicle. The underlying investments are whether are where you make that money. And, essentially, the reason you have well, I think we have about nine different investments in here at the moment is that not every investment is gonna go up and down at the same particular time. So when you sort of look at cybersecurity and physical gold, you might find that cybersecurity is having a bit of a downtime, but physical gold has been going up. And that's essentially what we're doing. We're diversifying over different industries, different asset classes, because we know that some investors are gonna do well, other investors might not not do so well at the same time. And the idea is that you're trying to make more uptimes than downtimes. However, we do work on past data, and I can safely say no one knew we were gonna be in this position now with the Iran U US War when we were sort of looking at things about six months ago. So being able to put contributions in the super does make a difference. Having money invested, the market will only do so much. Putting contributions in, even if it's a small amount, you know, fifty to a hundred dollars on a regular weekly or fortnightly basis can make a bit of a difference. But the idea is you're also taking advantage of those market ups and downs. So if you say own CBA and you bought that for so you had a $100, it was $20 per share. When it's $20 per share, you're buying five of those shares for a $100. If then the next day, it goes up to $50 per share and you put another $100, then you're only gonna get two more units of that. If the following day, it takes a really big dip and it goes down to $10 per share, well, then that same $100 is gonna buy you 10 units of CBA. So you're taking advantage of those market ups and downs, essentially, and that's what contributions and receipts are gonna help you to do. Would if I update the advice and have a look at what we can do, I will project out to see where we're sort of tracking for based on what I recommend and what alterations I make for you as well. But projections, they're only a guide as well because markets could definitely change. I do not know what's gonna happen next week. I definitely don't know what's gonna happen next year. But we are sort of looking at past data to predict how markets can react and project based on current circumstances where you could end up over the next five to ten years. Is there a level of contribution that you're comfortable for me to factor into that for you with regards to contributions, or what's your thoughts there? Yeah. Yep. Beautiful. Did you want me to start with something a bit smaller for you? Maybe $50 in a week or a $100 a month, or what's comfortable for you and your position? Yeah. Okay. 100 per week. Beautiful. Excellent. And that would be coming direct out of your bank account into the Superfund. Is that right? Yep. Beautiful. Business account. Beautiful. Not a problem at all. I'll look at a way to structure those contributions for you so that they're being factored in. When they come out of your business account and into the super fund, they're normally directed as a non concessional contribution. But what we can actually do is we can bank those contributions at the end of the financial year, claim a notice of intent, and that essentially means that the contributions you put into super can go back and be a bit of a a tax deduction for you. So it can provide a little bit of a tax benefit as well. Okay? Beautiful. Now with your business, are you set up as a a company, a sole trader? Sole trader. Lovely. Beautiful. Just so I understand all of that. And I think last time we put a call up, well, the last stock fund I have set up here noted that you were expecting to earn around about 60,000 per annum. Is that where your sort of projected income was for the year, or do you think that might have increased? Okay. Do you want me to just leave it at 60,000 just to sort of set it as a base? Or yep. You're right. Yep. Yeah. Absolutely. Not a problem at all. Now the other thing that we were sort of looking at and where we were trying to go, I believe, last year was looking at the insurance side of things. So you've got your life and your CPD at the moment. You don't have any income protection. I believe you also spoke to one of my colleagues a few months back trying to find out whether you had some income protection there. Income protection, it looks like from what I can see, was something we had not ever applied for. It was initially recommended just life and TBD. The TBD component you have is it's a difficult definition. You have what's called ADL. So it is activities of daily living, and that essentially means in order to claim on that definition, you need to be able to not feed yourself, bathe, dress, you know, all those abnormal activities of daily living. There's five of them. You have to be able to not meet two of the five, which can be quite difficult. Having a look back at last year, it looks like we wanted to try and increase your life in TBE to about a million dollars. I've done a quote to have a look at what that might look like. At the moment, the current amount you're paying is, sorry, per year. Your current insurances I've got here, you're paying to sorry. Here it is. 2700 2423. I'm sorry. So that's 2,400 per year for the life and TPD that you have at the moment. If we were to increase that life and TPD sum insured up to a million dollars, that actually increases the premium coming from your super to approximately 6,325. So it increases pretty significantly in the premium there, which if you're not able to contribute enough to cover that, you kind of have to expect your super to make enough growth to cover that and continue growing, which is as you get older, it's gonna become a lot more expensive. Yeah. So thinking about and with your life cover, because you do have that real cover you're paying out of your back pocket as well, realistically, if anything happened to yourself based on your current circumstances, you've currently got 687,000 approximately here, then we've got a 105,000 in super, then you've also got 640,000 there of life cover through real, which realistically pays out 1,222,000 to your wife if anything was to happen. Do you feel like that's sufficient, or would you wanna kind of readjust that? Or yep. Perfect. And with the TPD, I know it's not a lot. I know it's a difficult definition because you have had I believe it's heart surgery. Is that right? Yeah. So if we were to try and get better TBD, which I can definitely do, I can do a pre assessment with the underwriters and see what they say. If there is anything, you would need to go to a new application, which means that they will look at your health. If you have had heart surgery or there's been issues with your heart in the past, then they're gonna exclude that and or put a loading on top of it, which means it makes it more expensive. So with where you'll cover you at the moment with that ADL definition, it's not great. But, you know, if something happens to you and you can't look after yourself, you know, bathe or feed yourself, dress yourself, drive yourself around, then we are still able to claim on that based on your current suit. Yes. Sorry. Yeah. Yeah. Yes. Yeah. Yeah. When the insurances are looking at CTD, you've gotta be able to never do those things again. So, basically, permanently, you need someone helping you dress, drive, you know, feed yourself, things like that. Think about to give you a bit of an idea, I have another client with Parkinson's, and he is at the point where he can't drive, he can't dress himself, he can't even feed himself correctly, and we're going through that TCD process now. I'm claiming on an ADL definition. So it's kind of like because it's permanent incapacity, it's basically saying that I don't have the capacity to dress myself. I need someone's help all the time. I'm not able to shower. I definitely can't drive and never will be able to drive again. And I certainly oh, I need help feeding myself on a regular basis. So as I said, it's a difficult and it's not a great definition, and I do apologize if that's the definition you have. I think sort of back in 2019, it would have been a conversation I would have liked to have had with you to make sure that you're comfortable with that because it's not a normal definition for TBD. It's definitely a lesser definition than what most people can claim on. But if in the event that something was to happen TBD wise, with the level of cover you have, you've got about a hundred and thirty seven thousand four sixty six. So say about a $137.04 $6.06 plus a 105,000 in super there at the moment. So it does pay out about $242,004.06 6 based on the current level of cover you have at the moment. Did you want me to try and look at increasing that, or did you wanna kind of just leave it knowing that the increase would could have more expensive consequences, could have loadings, exclusions, or sorry. Okay. Yep. Yeah. Client. Yeah. Yeah. Yeah. Oh, you did really well. Definitely not an easy time to be going through that, plus you're recovering from surgery and pretty full on surgery at the same time. Yeah. Yeah. Yep. Yep. Mhmm. Yes. Yes. Oh, fantastic. That's excellent. Yeah. Yeah. Yep. That was good. Yeah. No. That's excellent. I'm so glad to hear that you're back at it and recovering nicely. And doing it now is never a bad thing. I mean, waiting until you get older and things get worse, the surgery gets harder, there's more risk of complications, and then the recovery can be harder as well. So doing it now and getting yourself back to work, you definitely got that recovery period whilst you're younger and more virile. So yeah. Perfect. That's excellent. Well, I'll leave the life and TPD as it is, and I'll make sure as part of the advice, I'll note we're retaining that. But I'll also make sure I add in there as much detail about what the product is so you're fully aware of that. Okay? All good. Now the other thing that you did talk to someone about a few months back was income protection. So you don't have any income protection. And, look, I like to be really honest, income protection is extremely expensive the older we get. It is the biggest cost of our insurances. I did draw up a quote of income protection to have a look. So based on $60,000 of income, it means we'd need to cover you for a monthly sum insured of 3,500. And that cost, if you were to have it paid out of your super, is about $3,594 per year. So all up, it does increase the cost by about 2 and a half thousand dollars per year. Did you want me to look at trying to get a fee income protection, or would you rather just be contributing to super and building super? Sorry. Yeah. Yeah. Yeah. Yeah. That's okay. Yeah. No. It's really good. Excellent. So we're not not looking at income protection. We're just gonna keep the insurances we have. We don't want any extra cost there with regard to other insurances. Don't increase the cost in any way. Am I right in noting that? Yes. Beautiful. Now there are I know I don't know if anyone spoke to you last year about other types of cover like trauma or insurances you can pay out of your back pocket. They do obviously affect your out of pocket expenditure, and you've got a lot of that going on at the moment in trying to save your house. Are you wanting to kinda go through what trauma is or any other insurance that can be paid out of your back pocket, or you're happy just to not worry about those right now? No. That's okay. That's absolutely fine. Just wanna make sure I touch all the points and go through everything with you, and I'll make sure this advice document is nice and clear. It outlines the advantages, the disadvantages, what we're doing, how this looks for you. And then we'll do catch ups and regular reviews to make sure that we're keeping you on track, and we can update your circumstances as things change there for you. Okay? All good. Now I can see here your original goal was that you were hoping to access super around about the age of 60. Is that still your goal of retirement, or do you think you're going to want to or might need to work a bit longer? Yes. That's okay. Do you think you'd be probably working through to 65, 67, 70? What's kind of your goal that I should be working for you at the moment? Yep. Seventy years. Beautiful. What I would do, because I don't wanna project out too far, obviously, good long the longer the projections, the better they're gonna look, which is great. But I like to be, you know, honest about everything as well. If I do your projected outcome, I can do where we expect at 60 and then maybe 67. I can also factor in maybe some Centrelink consequences at 60 seven, and then I can do 70 in the appendices for you as well as an option. Does that sound okay? Yep. Perfect. And double checking now, I've got down here beneficiary wise. You've got your wife noted. I've got Georgina. I'm a 100% as your beneficiary on your life and your insurance policy. You're happy with that? Yep. Beautiful. Excellent. And have you guys got a will? Have you ever spoken to a solicitor who had a will drawn up or a power of attorney or anything like that? Yeah. So it's definitely something to sort of look into. If you like after the call, I can email you just some information on a local solicitor that we can refer you through to. Has a bit of a cost on how much it costs to do up a will and a power of attorney and things like that. Just to give yourself and Georgina a bit of a talking point to talk about, you know, what you're after, having those sorts of things drawn up and start that conversation. Does that sound okay? Yep. Beautiful. You'll also then have my direct email. So if anything comes up, Jason, you have any questions about anything, you'll also then be able to contact me personally and make it nice and easy for you. Okay? Fantastic. I'll get that email drawn up. Beautiful. Now I can see here with your beneficiary nomination on your neos, it is valid. There's there's nothing wrong with it. It's completely fine, but it does expire in 2028. So I'm gonna make a note on the file that when it comes close, we're gonna need to update that for you just so it doesn't, you know, completely expire and not be valid anymore. We wanna make sure we keep Georgina as your beneficiary on that life policy there. Okay? Perfect. Thank you. Excellent. Do you have any questions so far? You're welcome to tell me to explain something a bit better or if you have additional questions or no. Beautiful. Beautiful. I know some of this is pretty boring. Not many people like to talk about their super insurances and estate planning, so I'm probably the happiest person who's planning to talk about the most awful things. All good. It does look like we do need to get your updated identification as well. The ID on file has expired. I will, as part of the email, just ask you if you can provide that to me. It is really important when we are updating advice or providing financial advice that we do have updated identification. It's all unfortunately part of the anti money laundering and counterterrorism laws. That essentially means that we have to prove you are who you say you are. I'm sure you're not impersonating anyone, but we just have to tick off all those boxes to protect you and us. Okay? Excellent. All good. Having a look now, as as mentioned before, after the call, I will send through your annual review pack for you, which will have a copy of your performance report there for you to have a look at. It'll have you update the balance and information there for you. It'll also have a certificate of currency there showing you your current insurances that we've gone through as well. I've also got the financial services guide attached, and that financial services guide outlines everything about who we are, what we do, how we do it. It's a lovely picture of me in there for you and also my licensing information so you can see I'm a fully licensed adviser. Okay? Easy. I know you haven't been a 100% satisfied with the services there, but I do wanna make sure things get better there for you. One of the things we do obviously have is the ongoing service agreement. So you you are paying client. You did pay for our services. The ongoing service agreement for the next twelve months will be in there. I do ask that you sign that, return it back, and I will do everything I can to make sure that we improve on our services. If at any point throughout the year you tell me I'm not meeting your expectations and you're done, I will turn it off. Okay? Do you have any concerns about how the fee works, or do you understand? Did you want me to go through the ongoing service fee arrangement with the numbers and things like that? Yes. That's perfect. Well, I'll get you to sign and return it back to keep our services running for you for the next twelve months. Obviously, it's 1.65% per annum, but you'll have my email. If I'm not living up to your expectation there, Jason, you let me know. I would turn them off, and I will help you roll to wherever you would like to go. Okay? All good. I just wanted to go through and update all of your assets as well. So RentWise, last time we were able to catch up last year, I looks like you were paying about $520 per week. Has your rate gone up, or is it still that same? The same? Beautiful. Assets wise, I've got your contents. Rough value there is about 50,000. Does that sound about right? Yep. Beautiful. Now when I do retirement advice, my factor in Centrelink, I do do I do alter the values of those because when you are applying to Centrelink down the track, they essentially want you to apply based on quick sale values or fire sale values. So for content, when I'm looking at Centrelink, I never value anything more than, say, 10,000 for a couple because you wanna get the best Centrelink assessment you can down the track. I've got your here as well. You had a value there of about 18,000. Does that sound right? Yep. Fantastic. And then you also had a new vehicle, it looks like. I don't know what it was. I'm so sorry. But do you have two vehicles? Okay. Yep. Ford Ranger. Beautiful. I believe it said here that you had a loan on that one of about 30,000. Do you still have a loan on that vehicle? No. No. That's okay. I might be in the wrong section. That's easy done. So no loan. Beautiful. Would you value it at about 30,000 or okay. Beautiful. What sort of value would you put on it, do you think? 46,000. Beautiful. And no loan. Easy. It might have just been popped in the wrong column, but that's okay. Easy to sort out. Beautiful. Do you have any other assets or anything else you'd note down? No. That's okay. You mentioned that you are you've got your savings there as well for your house deposit. How much do you have in savings at the moment? Yep. Okay. And you're trying to build that back up to about 60 to a 100,000? Yeah. Yeah. Of course. In the surgery. Yeah. Yep. Yep. Beautiful. And are you putting a certain amount away on a regular basis towards that, or is it just everything you're coming in that you don't need to spend this time going back into that savings file? Yep. Perfect. Money aside. Lovely. How much are you putting aside at the moment? Okay. Perfect. Fantastic. Per week. Excellent. Lovely. And I'll just clarify with the contributions to Super, I'm gonna factor in a $100 per week. Is that comfortable for you? That will be. Yep. Okay. Beautiful. Fantastic. Well, thank you for updating all those details there for me. The only other thing I have here just wanna double check. Now you're technically I've got yourself employed. You're an auto electrician by trade. Is that what you do in your business as well? Yep. Beautiful. Excellent. Everything else looks like it's up to date and relatively good. Over the next couple of years, I've got down here goals wise that you're looking to purchase a property. Is there any other goals that you're hoping to achieve, or are you just focusing on super around that property purchase? Yep. Beautiful. Yep. Excellent. Lovely. And does your sorry. Does your wife work? Is Georgina working as well? Okay. Okay. Beautiful. She's trying to get a job or going back to work. Oh, fantastic. Beautiful. And this comes on to the factoring the retirement side of things as well. Does she have anything in super, or has she had super in the past? Okay. Do you think do you know roughly how much it might be just so I've got something to work on? 11,000? Yes. Beautiful. Lovely. Just so I can sort of factor in the retirement planning aspect because you are, you know, nearly at 54 mark. We are kinda getting closer to years. I'd like to put that into the plan on a limited scope to sort of show you what I'm recommending, how this looks for you, but also where we might be heading moving forward to give you a bit of an outcome. And then we've got something to track for you as well. Okay? Beautiful. Excellent. That sounds fantastic. The only other thing sorry. I should also just double check. Is Georgina older than you, younger than you, same age as you, and does she wanna retire at the same age? Younger? How many years younger? 38. Beautiful. Is she planning on stopping work about the same time as you do for your retirement years, or do you think does she think she'll work a bit longer? Keep working longer. Beautiful. Fantastic. Lovely. Well, thank you so much for that. What I'll do is I'll go back and have a really good look at all the research there for you, and I'll come up with an advice document. I'll book you in. Is two weeks okay to book you in to have that advice document be presented to you? Yep. Beautiful. Is this time of day best fitting you, or is it sort of late afternoon when sort of suits you best? Yep. Beautiful. If I do it sort of two weeks, it's the May 20 on a Wednesday, and I could do exactly 02:00 for you. Would that be okay? Yep. Beautiful. Alright. Excellent. Now, Jason, I also know when we sort of it looks like you've done a couple of risk profiles over the past there as well. With regard to your investment portfolio inside Super, you are invested in more of a growth environment. That essentially means that you'd typically see that 80% of your sector invested in growth assets, so things like Australian shares, international shares, listed property, and commodities, so precious metals like gold and silver there as well. Having a look and going to the questions that I have asked, I mean, this growth sort of portfolio does suit you as you do have about six years before you're wanting to access super based on your goal retirement age. And even if you did kinda get to you know, you decided to retire before 70 and hit sort of 65 or even 67, you still do kind of have that, you know, ten year time horizon there to be in this sort of environment. Do you wanna still see yourself in this growth sort of portfolio with that 80% split of assets? Or did you wanna maybe take a little bit less risk in the market? How do you feel? Yep. Yep. Yep. Yeah. Absolutely. Not a problem at all. I'd like to make sure that I'm giving you enough information as well. So with that growth environment, because with what the volatility we are seeing at the moment, I'd like to make sure everyone is aware we do expect negative years when we are looking at, you know, a five or a ten year time horizon. In this growth sort of portfolio, you can expect negative years sort of one in every five years. We are chasing an average rate of return compounded of about seven to 9%. Anything over 9%, your portfolio is performing really, really well, and you can get those great fifteen, twenty, 25% returns some years. Other years, it might be a little bit less. So this is kind of an average of what we'd sort of hope to be compounding over the longer term for this sort of environment. And it does suit, as I said, someone with a 60 time horizon. So are you comfortable with me looking at that growth portfolio? I'll look at the risk factors, the cost side of things. I'll also take into account CGT con CGT consequences in your super as well because your super does also do a capture turn every year. But are you happy with me looking at all those things? Is there anything I might have missed? Or yes. Absolutely. And I've got you booked in there, so we've got a date to have this deadline sorted for you as well. If anything comes up in the meantime, let me know, and I'll also make sure that I email you shortly if you've got my email there. It'll have the information on the solicitors. It'll also just ask if you can shoot me through your ID as well. Okay? Yeah. Beautiful. All good. Is there anything else that I may have missed or anything else you wanted me to talk about? Or no. That's okay. All good. Beautiful. Well, I'm glad we've been able to touch on those concerns there for you. I'll work at I'm gonna do everything I can to kind of put us back on track here for you. I'll get this advice piece done for you, and we'll have that ready to go in two weeks. We'll look at what we're doing and keep you on track and see if we can help you a bit more. Okay? Thank you so much, Jason. I'll get those emails out to you very shortly. If there's anything you need, please don't ever hesitate to let me know. Thanks. Have a good day. I'll talk soon. Thanks. Bye.","confidence":0.9970703,"words":[{"word":"hi","start":2.3999999,"end":2.72,"confidence":0.99609375,"punctuated_word":"Hi,","sentiment":"neutral","sentiment_score":0.11274313926696776},{"word":"jason","start":2.72,"end":3.12,"confidence":0.99560547,"punctuated_word":"Jason.","sentiment":"neutral","sentiment_score":0.1293298751115799},{"word":"this","start":3.12,"end":3.28,"confidence":0.99902344,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.13552790880203247},{"word":"is","start":3.28,"end":3.4399998,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13768982887268066},{"word":"dana","start":3.4399998,"end":3.6799998,"confidence":0.11206055,"punctuated_word":"Dana","sentiment":"neutral","sentiment_score":0.15510711073875427},{"word":"from","start":3.6799998,"end":3.84,"confidence":0.99316406,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.1852334588766098},{"word":"okey","start":3.84,"end":4.16,"confidence":0.42944336,"punctuated_word":"Okey","sentiment":"neutral","sentiment_score":0.15757083892822266},{"word":"financial","start":4.16,"end":4.66,"confidence":0.9667969,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.13858817517757416},{"word":"how","start":4.7999997,"end":4.96,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.19722244143486023},{"word":"are","start":4.96,"end":5.12,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2067824900150299},{"word":"you","start":5.12,"end":5.2,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22248706221580505},{"word":"this","start":5.2,"end":5.44,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.22318778932094577},{"word":"afternoon","start":5.44,"end":5.94,"confidence":1.0,"punctuated_word":"afternoon?","sentiment":"neutral","sentiment_score":0.1876822859048843},{"word":"i'm","start":7.68,"end":8.0,"confidence":0.9313965,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.5458763837814331},{"word":"very","start":8.0,"end":8.24,"confidence":1.0,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.6032654047012329},{"word":"well","start":8.24,"end":8.559999,"confidence":0.9975586,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.5828884840011597},{"word":"thank","start":8.559999,"end":8.72,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7376614809036255},{"word":"you","start":8.72,"end":8.96,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6627960801124573},{"word":"i","start":8.96,"end":9.12,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.32607436180114746},{"word":"had","start":9.12,"end":9.28,"confidence":0.88964844,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.3728175461292267},{"word":"you","start":9.28,"end":9.36,"confidence":0.8647461,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2331071496009827},{"word":"booked","start":9.36,"end":9.599999,"confidence":0.48754883,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.30245959758758545},{"word":"in","start":9.599999,"end":9.679999,"confidence":0.97509766,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.26698413491249084},{"word":"to","start":9.679999,"end":9.84,"confidence":0.9614258,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18975955247879028},{"word":"go","start":9.84,"end":10.0,"confidence":0.9941406,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.21940578520298004},{"word":"through","start":10.0,"end":10.16,"confidence":0.98291016,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.19421347975730896},{"word":"a","start":10.16,"end":10.32,"confidence":0.5053711,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21756744384765625},{"word":"bit","start":10.32,"end":10.559999,"confidence":0.95947266,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.2089514285326004},{"word":"of","start":10.559999,"end":10.639999,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2392331212759018},{"word":"an","start":10.639999,"end":10.719999,"confidence":0.99121094,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2372293323278427},{"word":"annual","start":10.719999,"end":11.04,"confidence":0.8510742,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.19248780608177185},{"word":"review","start":11.04,"end":11.36,"confidence":0.9970703,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.15864036977291107},{"word":"for","start":11.36,"end":11.5199995,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17806795239448547},{"word":"you","start":11.5199995,"end":11.679999,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15350572764873505},{"word":"and","start":11.679999,"end":11.84,"confidence":0.90625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15015217661857605},{"word":"look","start":11.84,"end":12.0,"confidence":0.89501953,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.16702726483345032},{"word":"at","start":12.0,"end":12.16,"confidence":0.94140625,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.19976384937763217},{"word":"some","start":12.16,"end":12.4,"confidence":0.9873047,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.16932262480258942},{"word":"updating","start":12.4,"end":12.719999,"confidence":0.9716797,"punctuated_word":"updating","sentiment":"neutral","sentiment_score":0.1747204065322876},{"word":"the","start":12.719999,"end":12.96,"confidence":0.80371094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19671843945980072},{"word":"adviser","start":12.96,"end":13.44,"confidence":0.7192383,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.19502055644989016},{"word":"for","start":13.44,"end":13.679999,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17725373804569244},{"word":"you","start":13.679999,"end":13.84,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.15854638814926147},{"word":"is","start":13.84,"end":14.0,"confidence":0.9790039,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.1262739598751068},{"word":"now","start":14.0,"end":14.24,"confidence":0.9941406,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.1257798671722412},{"word":"still","start":14.24,"end":14.4,"confidence":0.9863281,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.12578149139881134},{"word":"a","start":14.4,"end":14.559999,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18493977189064023},{"word":"good","start":14.559999,"end":14.719999,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.16849568486213684},{"word":"time","start":14.719999,"end":15.219999,"confidence":1.0,"punctuated_word":"time?","sentiment":"neutral","sentiment_score":0.17602159082889557},{"word":"yeah","start":16.845,"end":17.165,"confidence":0.95410156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.22926107048988345},{"word":"all","start":17.165,"end":17.405,"confidence":0.9873047,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.418355256319046},{"word":"good","start":17.405,"end":17.885,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3383750319480896},{"word":"i","start":17.885,"end":18.045,"confidence":0.5097656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.23991508781909943},{"word":"believe","start":18.045,"end":18.445,"confidence":1.0,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":0.1862284243106842},{"word":"having","start":18.445,"end":18.685,"confidence":0.7573242,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.2432512193918228},{"word":"a","start":18.685,"end":18.765,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24192892014980316},{"word":"look","start":18.765,"end":19.005001,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.14829038083553314},{"word":"at","start":19.005001,"end":19.085,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.18502722680568695},{"word":"your","start":19.085,"end":19.245,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2144644856452942},{"word":"file","start":19.245,"end":19.485,"confidence":0.7375488,"punctuated_word":"file,","sentiment":"neutral","sentiment_score":0.1792008876800537},{"word":"i've","start":19.485,"end":19.565,"confidence":0.88378906,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.18051177263259888},{"word":"done","start":19.565,"end":19.805,"confidence":0.92822266,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.13540291786193848},{"word":"a","start":19.805,"end":19.885,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1621870398521423},{"word":"bit","start":19.885,"end":20.045,"confidence":0.98535156,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.16171929240226746},{"word":"of","start":20.045,"end":20.205,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19573161005973816},{"word":"a","start":20.205,"end":20.285,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18644461035728457},{"word":"deep","start":20.285,"end":20.525,"confidence":0.9301758,"punctuated_word":"deep","sentiment":"neutral","sentiment_score":0.16061216592788696},{"word":"dive","start":20.525,"end":20.765,"confidence":0.9921875,"punctuated_word":"dive","sentiment":"neutral","sentiment_score":0.15596573054790497},{"word":"that","start":20.765,"end":20.925,"confidence":0.640625,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14959701895713806},{"word":"you","start":20.925,"end":21.085,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11597326397895812},{"word":"had","start":21.085,"end":21.325,"confidence":0.96435547,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.11394494026899338},{"word":"some","start":21.325,"end":21.565,"confidence":0.9707031,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1170772910118103},{"word":"surgery","start":21.565,"end":22.065,"confidence":1.0,"punctuated_word":"surgery","sentiment":"neutral","sentiment_score":0.11994579434394836},{"word":"recently","start":22.205,"end":22.705,"confidence":0.99853516,"punctuated_word":"recently.","sentiment":"neutral","sentiment_score":0.14920973777770996},{"word":"how's","start":22.765,"end":23.085,"confidence":0.9223633,"punctuated_word":"How's","sentiment":"neutral","sentiment_score":0.16258694231510162},{"word":"that","start":23.085,"end":23.325,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1713295727968216},{"word":"going","start":23.325,"end":23.645,"confidence":0.94970703,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.1594119668006897},{"word":"for","start":23.645,"end":23.805,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13474158942699432},{"word":"you","start":23.805,"end":24.305,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.10760120302438736},{"word":"that's","start":26.285,"end":26.525,"confidence":0.99316406,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.13108772039413452},{"word":"all","start":26.525,"end":26.765,"confidence":0.90527344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1225237026810646},{"word":"okay","start":26.765,"end":27.165,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.07159576565027237},{"word":"or","start":27.165,"end":27.404999,"confidence":0.82666016,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05903605371713638},{"word":"recovered","start":27.404999,"end":27.904999,"confidence":0.99560547,"punctuated_word":"recovered?","sentiment":"neutral","sentiment_score":0.07088726758956909},{"word":"yep","start":29.699999,"end":30.179998,"confidence":0.9345703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1365571767091751},{"word":"fantastic","start":30.179998,"end":30.679998,"confidence":0.99853516,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.4147260189056397},{"word":"i","start":31.779999,"end":31.859999,"confidence":0.4555664,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17131562530994415},{"word":"know","start":31.859999,"end":32.18,"confidence":0.97265625,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.18640375137329104},{"word":"i","start":32.18,"end":32.34,"confidence":0.7675781,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09190894663333891},{"word":"had","start":32.34,"end":32.579998,"confidence":0.54589844,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.14119993150234222},{"word":"a","start":32.579998,"end":32.66,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11637358367443083},{"word":"bit","start":32.66,"end":32.739998,"confidence":0.99609375,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.03930767625570297},{"word":"of","start":32.739998,"end":32.82,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0767737552523613},{"word":"a","start":32.82,"end":32.899998,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1045716479420662},{"word":"look","start":32.899998,"end":33.14,"confidence":0.97216797,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.08754473924636841},{"word":"i","start":33.14,"end":33.22,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.002282306551933289},{"word":"know","start":33.22,"end":33.3,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.01458572968840599},{"word":"you","start":33.3,"end":33.46,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.005201227962970734},{"word":"spoke","start":33.46,"end":33.7,"confidence":0.9760742,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":-0.0005420371890068054},{"word":"to","start":33.7,"end":33.78,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.005558129400014877},{"word":"my","start":33.78,"end":33.94,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.012727320194244385},{"word":"colleague","start":33.94,"end":34.34,"confidence":0.7648926,"punctuated_word":"colleague,","sentiment":"neutral","sentiment_score":0.036654241383075714},{"word":"samantha","start":34.34,"end":34.84,"confidence":0.9885254,"punctuated_word":"Samantha,","sentiment":"neutral","sentiment_score":0.0449332669377327},{"word":"a","start":35.46,"end":35.62,"confidence":0.9091797,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.051799312233924866},{"word":"couple","start":35.62,"end":35.94,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.04173571616411209},{"word":"of","start":35.94,"end":36.1,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04936220496892929},{"word":"days","start":36.1,"end":36.42,"confidence":1.0,"punctuated_word":"days","sentiment":"neutral","sentiment_score":0.04095493629574776},{"word":"ago","start":36.42,"end":36.739998,"confidence":0.99902344,"punctuated_word":"ago","sentiment":"neutral","sentiment_score":0.054283615201711655},{"word":"just","start":36.739998,"end":36.98,"confidence":0.3701172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08354778587818146},{"word":"sort","start":36.98,"end":37.22,"confidence":0.9902344,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07128630578517914},{"word":"of","start":37.22,"end":37.3,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07120968401432037},{"word":"having","start":37.3,"end":37.54,"confidence":0.99902344,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.05096982419490814},{"word":"a","start":37.54,"end":37.62,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07934705913066864},{"word":"look","start":37.62,"end":38.12,"confidence":0.97631836,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.03157710283994675},{"word":"you","start":38.899998,"end":39.14,"confidence":0.95166016,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.2054779827594757},{"word":"had","start":39.14,"end":39.3,"confidence":0.48339844,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.11464937776327132},{"word":"a","start":39.3,"end":39.379997,"confidence":0.49145508,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15643930435180664},{"word":"you","start":39.54,"end":39.699997,"confidence":0.85839844,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18714728951454165},{"word":"know","start":39.699997,"end":39.78,"confidence":0.78100586,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.13396905362606049},{"word":"we're","start":39.78,"end":39.94,"confidence":0.6981201,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.2995983362197876},{"word":"not","start":39.94,"end":40.1,"confidence":0.8803711,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.5281550884246826},{"word":"really","start":40.1,"end":40.42,"confidence":0.97314453,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.3892220556735992},{"word":"very","start":40.42,"end":40.579998,"confidence":0.9838867,"punctuated_word":"very","sentiment":"negative","sentiment_score":-0.4721987843513489},{"word":"happy","start":40.579998,"end":40.82,"confidence":1.0,"punctuated_word":"happy","sentiment":"negative","sentiment_score":-0.431532084941864},{"word":"with","start":40.82,"end":41.059998,"confidence":0.99609375,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.3521929979324341},{"word":"the","start":41.059998,"end":41.22,"confidence":0.9980469,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.42036300897598267},{"word":"services","start":41.22,"end":41.62,"confidence":0.97387695,"punctuated_word":"services.","sentiment":"neutral","sentiment_score":-0.30955323576927185},{"word":"i'd","start":41.62,"end":41.699997,"confidence":0.9836426,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.030116988345980644},{"word":"love","start":41.699997,"end":41.86,"confidence":0.9941406,"punctuated_word":"love","sentiment":"neutral","sentiment_score":0.21359816193580627},{"word":"to","start":41.86,"end":42.1,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1314595341682434},{"word":"kinda","start":42.1,"end":42.34,"confidence":0.9199219,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.12080179154872894},{"word":"go","start":42.34,"end":42.579998,"confidence":0.9970703,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.09692845493555068},{"word":"through","start":42.579998,"end":42.739998,"confidence":0.9863281,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2318035364151001},{"word":"things","start":42.739998,"end":43.059998,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.1737494021654129},{"word":"with","start":43.059998,"end":43.22,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.21121972799301147},{"word":"you","start":43.22,"end":43.605,"confidence":0.98168945,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.03551054000854492},{"word":"provide","start":43.765,"end":44.005,"confidence":0.99902344,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.04374302178621292},{"word":"a","start":44.005,"end":44.045,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.028942573815584183},{"word":"bit","start":44.045,"end":44.085,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.022584401071071625},{"word":"of","start":44.085,"end":44.245,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.019386131316423416},{"word":"an","start":44.245,"end":44.485,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.03422844409942627},{"word":"update","start":44.485,"end":44.985,"confidence":0.9995117,"punctuated_word":"update.","sentiment":"neutral","sentiment_score":0.03254510462284088},{"word":"i've","start":45.045,"end":45.285,"confidence":0.79003906,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.059547752141952515},{"word":"done","start":45.285,"end":45.445,"confidence":0.9980469,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.07866254448890686},{"word":"a","start":45.445,"end":45.524998,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.095286563038826},{"word":"really","start":45.524998,"end":45.765,"confidence":0.9941406,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.14093418419361117},{"word":"good","start":45.765,"end":45.925,"confidence":0.9941406,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.18721459805965424},{"word":"deep","start":45.925,"end":46.165,"confidence":0.8647461,"punctuated_word":"deep","sentiment":"neutral","sentiment_score":0.13301946222782135},{"word":"dive","start":46.165,"end":46.405,"confidence":0.99121094,"punctuated_word":"dive","sentiment":"neutral","sentiment_score":0.12738770246505737},{"word":"of","start":46.405,"end":46.485,"confidence":0.6166992,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10481410473585127},{"word":"the","start":46.485,"end":46.645,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0820280909538269},{"word":"file","start":46.645,"end":46.885,"confidence":0.9333496,"punctuated_word":"file,","sentiment":"neutral","sentiment_score":0.07974787056446075},{"word":"and","start":46.885,"end":47.045,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08588367700576782},{"word":"i","start":47.045,"end":47.125,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0383496917784214},{"word":"can","start":47.125,"end":47.285,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05318879336118698},{"word":"see","start":47.285,"end":47.524998,"confidence":0.9086914,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.06234391778707504},{"word":"we","start":47.524998,"end":47.684998,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.02383013442158699},{"word":"were","start":47.684998,"end":48.184998,"confidence":0.99609375,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.00012668222188949585},{"word":"trying","start":48.245,"end":48.485,"confidence":0.99902344,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.0008289292454719543},{"word":"to","start":48.485,"end":48.645,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.027132250368595123},{"word":"do","start":48.645,"end":48.805,"confidence":0.9873047,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.041180677711963654},{"word":"some","start":48.805,"end":48.965,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.033106479793787},{"word":"advice","start":48.965,"end":49.364998,"confidence":0.97998047,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.03562484681606293},{"word":"for","start":49.364998,"end":49.605,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.005180343985557556},{"word":"you","start":49.605,"end":49.845,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00869683176279068},{"word":"around","start":49.845,"end":50.085,"confidence":0.99316406,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.00991249829530716},{"word":"insurances","start":50.085,"end":50.585,"confidence":0.9230957,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.01033351942896843},{"word":"late","start":50.805,"end":51.045,"confidence":0.47680664,"punctuated_word":"late","sentiment":"neutral","sentiment_score":-0.01532658189535141},{"word":"last","start":51.045,"end":51.364998,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.005020849406719208},{"word":"year","start":51.364998,"end":51.864998,"confidence":0.9980469,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.008247412741184235},{"word":"that","start":52.085,"end":52.325,"confidence":0.71118164,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.030217401683330536},{"word":"unfortunately","start":52.325,"end":52.825,"confidence":1.0,"punctuated_word":"unfortunately,","sentiment":"neutral","sentiment_score":-0.1275174468755722},{"word":"didn't","start":53.605,"end":53.925,"confidence":0.99658203,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.09630756080150604},{"word":"go","start":53.925,"end":54.165,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.09388963133096696},{"word":"ahead","start":54.165,"end":54.485,"confidence":1.0,"punctuated_word":"ahead","sentiment":"neutral","sentiment_score":-0.1099570021033287},{"word":"with","start":54.485,"end":54.725,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.09917540103197098},{"word":"the","start":54.725,"end":54.965,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05250222980976105},{"word":"surgery","start":54.965,"end":55.364998,"confidence":1.0,"punctuated_word":"surgery","sentiment":"neutral","sentiment_score":-0.04883462190628052},{"word":"that","start":55.364998,"end":55.525,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03981351852416992},{"word":"you","start":55.525,"end":55.684998,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.056254297494888306},{"word":"were","start":55.684998,"end":55.845,"confidence":0.9658203,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.07879799604415894},{"word":"having","start":55.845,"end":56.345,"confidence":0.9482422,"punctuated_word":"having.","sentiment":"neutral","sentiment_score":-0.015566986054182053},{"word":"but","start":57.03,"end":57.11,"confidence":0.9838867,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.05437615513801575},{"word":"we","start":57.11,"end":57.27,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07272762060165405},{"word":"can","start":57.27,"end":57.43,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10613034665584564},{"word":"have","start":57.43,"end":57.59,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13161852955818176},{"word":"a","start":57.59,"end":57.67,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09636843949556352},{"word":"bit","start":57.67,"end":57.829998,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09615027904510498},{"word":"of","start":57.829998,"end":57.91,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14439260959625244},{"word":"a","start":57.91,"end":57.989998,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1528588831424713},{"word":"chat","start":57.989998,"end":58.23,"confidence":1.0,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.18169265985488892},{"word":"about","start":58.23,"end":58.39,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1563522219657898},{"word":"it","start":58.39,"end":58.55,"confidence":0.96655273,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.1526903212070465},{"word":"i've","start":58.55,"end":58.629997,"confidence":0.9951172,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.15716932713985443},{"word":"done","start":58.629997,"end":58.79,"confidence":0.9941406,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.1433875858783722},{"word":"a","start":58.79,"end":58.87,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16008999943733215},{"word":"really","start":58.87,"end":59.11,"confidence":0.9921875,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.20645257830619812},{"word":"good","start":59.11,"end":59.27,"confidence":0.9873047,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.23614276945590973},{"word":"deep","start":59.27,"end":59.51,"confidence":0.9863281,"punctuated_word":"deep","sentiment":"neutral","sentiment_score":0.18188659846782684},{"word":"dive","start":59.51,"end":59.75,"confidence":0.9892578,"punctuated_word":"dive","sentiment":"neutral","sentiment_score":0.1792206913232803},{"word":"into","start":59.75,"end":59.989998,"confidence":0.99316406,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.18788860738277435},{"word":"the","start":59.989998,"end":60.149998,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1533215492963791},{"word":"options","start":60.149998,"end":60.55,"confidence":0.99316406,"punctuated_word":"options.","sentiment":"neutral","sentiment_score":0.13085882365703583},{"word":"we","start":60.55,"end":60.629997,"confidence":0.9941406,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.1334208995103836},{"word":"can","start":60.629997,"end":60.79,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1340252161026001},{"word":"talk","start":60.79,"end":61.03,"confidence":0.9980469,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.15514090657234192},{"word":"about","start":61.03,"end":61.27,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.15941476821899414},{"word":"what","start":61.27,"end":61.43,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.15638598799705505},{"word":"you're","start":61.43,"end":61.67,"confidence":0.9946289,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1427982896566391},{"word":"after","start":61.67,"end":61.989998,"confidence":0.9970703,"punctuated_word":"after,","sentiment":"neutral","sentiment_score":0.12315211445093156},{"word":"what","start":61.989998,"end":62.149998,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1842641830444336},{"word":"your","start":62.149998,"end":62.309998,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10965056717395782},{"word":"options","start":62.309998,"end":62.71,"confidence":1.0,"punctuated_word":"options","sentiment":"neutral","sentiment_score":0.06793805956840515},{"word":"are","start":62.71,"end":62.87,"confidence":0.92578125,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.13691531121730804},{"word":"and","start":62.87,"end":62.949997,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17082631587982178},{"word":"i","start":62.949997,"end":63.03,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1766362339258194},{"word":"can","start":63.03,"end":63.19,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1782880425453186},{"word":"give","start":63.19,"end":63.35,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.18955126404762268},{"word":"you","start":63.35,"end":63.51,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21983012557029724},{"word":"a","start":63.51,"end":63.59,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20107385516166687},{"word":"bit","start":63.59,"end":63.75,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.19326288998126984},{"word":"of","start":63.75,"end":63.829998,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23765328526496887},{"word":"an","start":63.829998,"end":63.989998,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1757492572069168},{"word":"idea","start":63.989998,"end":64.229996,"confidence":1.0,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.1264718621969223},{"word":"of","start":64.229996,"end":64.31,"confidence":0.97998047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17760342359542847},{"word":"what","start":64.31,"end":64.47,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.14890016615390778},{"word":"that","start":64.47,"end":64.71,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15678492188453674},{"word":"might","start":64.71,"end":64.869995,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.13934272527694702},{"word":"look","start":64.869995,"end":65.19,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.09248003363609314},{"word":"like","start":65.19,"end":65.69,"confidence":0.74975586,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.128497913479805},{"word":"and","start":65.99,"end":66.15,"confidence":0.9716797,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11399709433317184},{"word":"then","start":66.15,"end":66.31,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.09741132706403732},{"word":"we","start":66.31,"end":66.47,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09193972498178482},{"word":"can","start":66.47,"end":66.63,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08003043383359909},{"word":"look","start":66.63,"end":66.79,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06295206397771835},{"word":"at","start":66.79,"end":66.95,"confidence":0.97314453,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07019536942243576},{"word":"how","start":66.95,"end":67.11,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.06309296190738678},{"word":"to","start":67.11,"end":67.19,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08373735845088959},{"word":"proceed","start":67.19,"end":67.67,"confidence":0.9941406,"punctuated_word":"proceed","sentiment":"neutral","sentiment_score":0.08927818387746811},{"word":"there","start":67.67,"end":67.83,"confidence":0.7416992,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1236228048801422},{"word":"for","start":67.83,"end":68.07,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1239732950925827},{"word":"you","start":68.07,"end":68.229996,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.06857031583786011},{"word":"is","start":68.229996,"end":68.39,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.05373412370681763},{"word":"that","start":68.39,"end":68.63,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08159884810447693},{"word":"okay","start":68.63,"end":69.13,"confidence":1.0,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.05874720215797424},{"word":"yes","start":70.975,"end":71.295,"confidence":0.9501953,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.12669293582439425},{"word":"fantastic","start":71.295,"end":71.795,"confidence":0.9904785,"punctuated_word":"Fantastic.","sentiment":"neutral","sentiment_score":0.21032756567001343},{"word":"are","start":72.335,"end":72.575,"confidence":0.96972656,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.00587911531329155},{"word":"you","start":72.575,"end":72.895,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.001700403168797493},{"word":"off","start":72.895,"end":73.135,"confidence":0.9921875,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.007812701165676117},{"word":"work","start":73.135,"end":73.375,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.007099032402038574},{"word":"at","start":73.375,"end":73.534996,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.015608932822942734},{"word":"the","start":73.534996,"end":73.615,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0033143647015094757},{"word":"moment","start":73.615,"end":73.935,"confidence":0.8330078,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.022741541266441345},{"word":"or","start":73.935,"end":74.095,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.017303267493844032},{"word":"are","start":74.095,"end":74.255,"confidence":0.7626953,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.009180089458823204},{"word":"you","start":74.255,"end":74.575,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.006682801991701126},{"word":"back","start":74.575,"end":74.815,"confidence":0.6826172,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.010052071884274484},{"word":"at","start":74.815,"end":74.895,"confidence":0.9770508,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.006774706766009331},{"word":"work","start":74.895,"end":75.215,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.00792171061038971},{"word":"now","start":75.215,"end":75.615,"confidence":0.94921875,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":-0.013646122068166733},{"word":"or","start":75.615,"end":76.115,"confidence":0.9902344,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.01224687322974205},{"word":"yep","start":77.854996,"end":78.255,"confidence":0.8819987,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.02945983968675137},{"word":"beautiful","start":78.255,"end":78.755,"confidence":0.9736328,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.23120257258415225},{"word":"well","start":78.895,"end":79.055,"confidence":0.9916992,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.029742714017629623},{"word":"if","start":79.055,"end":79.215,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.00573744997382164},{"word":"anything","start":79.215,"end":79.615,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.0178225040435791},{"word":"comes","start":79.615,"end":79.854996,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.00299004465341568},{"word":"up","start":79.854996,"end":79.935,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.06780681759119034},{"word":"and","start":79.935,"end":80.095,"confidence":0.9560547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.058722324669361115},{"word":"you","start":80.095,"end":80.255,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06105715036392212},{"word":"need","start":80.255,"end":80.415,"confidence":0.9951172,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.058033570647239685},{"word":"me","start":80.415,"end":80.494995,"confidence":0.9921875,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.02071984112262726},{"word":"to","start":80.494995,"end":80.655,"confidence":0.9658203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06455785036087036},{"word":"stop","start":80.655,"end":80.895,"confidence":0.9128418,"punctuated_word":"stop,","sentiment":"neutral","sentiment_score":-0.02504340186715126},{"word":"let","start":80.895,"end":81.055,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.038955800235271454},{"word":"me","start":81.055,"end":81.215,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.025083646178245544},{"word":"know","start":81.215,"end":81.375,"confidence":0.9211426,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.038832180202007294},{"word":"but","start":81.375,"end":81.615,"confidence":0.7583008,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.05411337316036224},{"word":"i'll","start":81.615,"end":81.695,"confidence":0.75390625,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.0673331618309021},{"word":"try","start":81.695,"end":81.854996,"confidence":0.5307617,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.11103256046772005},{"word":"to","start":81.854996,"end":82.015,"confidence":0.7734375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10033802688121796},{"word":"take","start":82.015,"end":82.255,"confidence":0.9838867,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.12423281371593475},{"word":"up","start":82.255,"end":82.335,"confidence":0.9892578,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.086248479783535},{"word":"too","start":82.335,"end":82.494995,"confidence":0.9970703,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.14083075523376465},{"word":"much","start":82.494995,"end":82.735,"confidence":0.9980469,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.03965899348258972},{"word":"time","start":82.735,"end":82.854996,"confidence":0.3560791,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.059799037873744965},{"word":"i'm","start":82.854996,"end":82.975,"confidence":0.6624756,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.03222871944308281},{"word":"just","start":82.975,"end":83.215,"confidence":0.44262695,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06815291196107864},{"word":"making","start":83.215,"end":83.375,"confidence":0.9873047,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.04242879897356033},{"word":"sure","start":83.375,"end":83.615,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.06725695729255676},{"word":"i'll","start":83.615,"end":83.695,"confidence":0.7492676,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.09232937544584274},{"word":"be","start":83.695,"end":83.775,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0947251096367836},{"word":"touching","start":83.775,"end":84.015,"confidence":0.98535156,"punctuated_word":"touching","sentiment":"neutral","sentiment_score":0.15894347429275513},{"word":"all","start":84.015,"end":84.175,"confidence":0.98828125,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.14760303497314453},{"word":"the","start":84.175,"end":84.255,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.133904367685318},{"word":"things","start":84.255,"end":84.494995,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.12966960668563843},{"word":"that","start":84.494995,"end":84.655,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1132177636027336},{"word":"are","start":84.655,"end":84.815,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1293705701828003},{"word":"important","start":84.815,"end":85.215,"confidence":0.99902344,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.05252312868833542},{"word":"there","start":85.215,"end":85.455,"confidence":0.9921875,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.16383492946624756},{"word":"for","start":85.455,"end":85.615,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10760334879159927},{"word":"you","start":85.615,"end":85.775,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1166091114282608},{"word":"as","start":85.775,"end":85.935,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12971064448356628},{"word":"well","start":85.935,"end":86.31,"confidence":0.99853516,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.06466247141361237},{"word":"okay","start":87.35,"end":87.85,"confidence":0.9926758,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.03319733589887619},{"word":"beautiful","start":87.99,"end":88.49,"confidence":0.9885254,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":-0.01330301072448492},{"word":"now","start":88.63,"end":88.869995,"confidence":0.9951172,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.11383645236492156},{"word":"i","start":88.869995,"end":88.95,"confidence":0.984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09323859959840776},{"word":"do","start":88.95,"end":89.11,"confidence":0.9902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0847155898809433},{"word":"need","start":89.11,"end":89.27,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.09266644716262816},{"word":"to","start":89.27,"end":89.35,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1095556616783142},{"word":"let","start":89.35,"end":89.509995,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.102960966527462},{"word":"you","start":89.509995,"end":89.59,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09701482951641084},{"word":"know","start":89.59,"end":89.829994,"confidence":0.9921875,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.12271863967180252},{"word":"jason","start":89.829994,"end":90.149994,"confidence":0.97558594,"punctuated_word":"Jason,","sentiment":"neutral","sentiment_score":0.13552221655845642},{"word":"moving","start":90.149994,"end":90.39,"confidence":0.9604492,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.1372520476579666},{"word":"forward","start":90.39,"end":90.71,"confidence":0.9404297,"punctuated_word":"forward,","sentiment":"neutral","sentiment_score":0.17352768778800964},{"word":"we","start":90.71,"end":90.79,"confidence":0.99316406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14199870824813843},{"word":"do","start":90.79,"end":90.95,"confidence":0.9301758,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13269735872745514},{"word":"record","start":90.95,"end":91.27,"confidence":0.99902344,"punctuated_word":"record","sentiment":"neutral","sentiment_score":0.09690891206264496},{"word":"our","start":91.27,"end":91.43,"confidence":0.9980469,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.08589480072259903},{"word":"calls","start":91.43,"end":91.67,"confidence":0.9453125,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.10002245754003523},{"word":"for","start":91.67,"end":91.829994,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08936023712158203},{"word":"quality","start":91.829994,"end":92.149994,"confidence":1.0,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":0.08531945943832397},{"word":"and","start":92.149994,"end":92.31,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10661563277244568},{"word":"training","start":92.31,"end":92.71,"confidence":1.0,"punctuated_word":"training","sentiment":"neutral","sentiment_score":0.0878644660115242},{"word":"purposes","start":92.71,"end":93.189995,"confidence":0.9995117,"punctuated_word":"purposes.","sentiment":"neutral","sentiment_score":0.10931889712810516},{"word":"are","start":93.189995,"end":93.43,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.23284108936786652},{"word":"you","start":93.43,"end":93.67,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3816625475883484},{"word":"happy","start":93.67,"end":93.99,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.31107622385025024},{"word":"for","start":93.99,"end":94.149994,"confidence":0.99902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.334677129983902},{"word":"me","start":94.149994,"end":94.31,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.2410452514886856},{"word":"to","start":94.31,"end":94.39,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24597513675689697},{"word":"proceed","start":94.39,"end":94.78999,"confidence":0.9941406,"punctuated_word":"proceed","sentiment":"neutral","sentiment_score":0.26462864875793457},{"word":"with","start":94.78999,"end":94.95,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.34847375750541687},{"word":"that","start":94.95,"end":95.45,"confidence":1.0,"punctuated_word":"that?","sentiment":"positive","sentiment_score":0.3434786796569824},{"word":"yep","start":96.869995,"end":97.189995,"confidence":0.96362305,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.4307597577571869},{"word":"lovely","start":97.189995,"end":97.509995,"confidence":0.9975586,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.6278811097145081},{"word":"and","start":97.509995,"end":97.75,"confidence":0.9970703,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.4083382189273834},{"word":"i","start":97.75,"end":97.909996,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.27661147713661194},{"word":"just","start":97.909996,"end":98.07,"confidence":0.96777344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2422705888748169},{"word":"need","start":98.07,"end":98.229996,"confidence":0.9707031,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.21597670018672943},{"word":"to","start":98.229996,"end":98.31,"confidence":0.80126953,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20822221040725708},{"word":"do","start":98.31,"end":98.549995,"confidence":0.7841797,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.17852456867694855},{"word":"security","start":98.549995,"end":98.95,"confidence":0.9819336,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.09327669441699982},{"word":"there","start":98.95,"end":99.11,"confidence":0.93847656,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1336117535829544},{"word":"with","start":99.11,"end":99.35,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12644387781620026},{"word":"you","start":99.35,"end":99.43,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1539260745048523},{"word":"as","start":99.43,"end":99.59,"confidence":0.9902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1739317774772644},{"word":"well","start":99.59,"end":99.75,"confidence":0.9223633,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.17103612422943115},{"word":"i","start":99.75,"end":99.9075,"confidence":0.95166016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0605977401137352},{"word":"am","start":99.9075,"end":100.065,"confidence":0.9472656,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.0550907701253891},{"word":"discussing","start":100.145004,"end":100.465004,"confidence":0.95703125,"punctuated_word":"discussing","sentiment":"neutral","sentiment_score":0.05594951659440994},{"word":"your","start":100.465004,"end":100.705,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04261747747659683},{"word":"personal","start":100.705,"end":101.105,"confidence":0.9980469,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.06318695098161697},{"word":"and","start":101.105,"end":101.185005,"confidence":0.8076172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.020390085875988007},{"word":"sensitive","start":101.185005,"end":101.665,"confidence":0.9921875,"punctuated_word":"sensitive","sentiment":"neutral","sentiment_score":0.023473870009183884},{"word":"information","start":101.665,"end":102.165,"confidence":0.9597168,"punctuated_word":"information.","sentiment":"neutral","sentiment_score":0.06858552992343903},{"word":"so","start":102.465004,"end":102.705,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07479124516248703},{"word":"i'll","start":102.705,"end":102.785,"confidence":0.7207031,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.09219814836978912},{"word":"just","start":102.785,"end":102.945,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10955837368965148},{"word":"need","start":102.945,"end":103.105,"confidence":0.9506836,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.09438344836235046},{"word":"to","start":103.105,"end":103.185005,"confidence":0.9589844,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08629399538040161},{"word":"confirm","start":103.185005,"end":103.685005,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.07680615782737732},{"word":"your","start":103.745,"end":103.985,"confidence":0.7397461,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05691424757242203},{"word":"date","start":103.985,"end":104.225006,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.06116665154695511},{"word":"of","start":104.225006,"end":104.305,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06092699244618416},{"word":"birth","start":104.305,"end":104.465004,"confidence":1.0,"punctuated_word":"birth","sentiment":"neutral","sentiment_score":0.05271157994866371},{"word":"and","start":104.465004,"end":104.705,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0726543664932251},{"word":"address","start":104.705,"end":105.105,"confidence":1.0,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.06483708322048187},{"word":"i","start":105.105,"end":105.265,"confidence":0.9116211,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1143445149064064},{"word":"should","start":105.265,"end":105.425,"confidence":0.99902344,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.14195238053798676},{"word":"have","start":105.425,"end":105.585,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08357441425323486},{"word":"on","start":105.585,"end":105.825005,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07102730125188828},{"word":"file","start":105.825005,"end":106.145004,"confidence":1.0,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.09039261937141418},{"word":"for","start":106.145004,"end":106.305,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10772091150283812},{"word":"you","start":106.305,"end":106.805,"confidence":0.99658203,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.07448475807905197},{"word":"mhmm","start":111.185005,"end":111.685005,"confidence":0.97998047,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.008727510459721088},{"word":"your","start":114.0,"end":114.16,"confidence":0.92822266,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":-0.0006833681836724281},{"word":"date","start":114.16,"end":114.4,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.004464063793420792},{"word":"of","start":114.4,"end":114.48,"confidence":0.98535156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0012417538091540337},{"word":"birth","start":114.48,"end":114.8,"confidence":0.74780273,"punctuated_word":"birth.","sentiment":"neutral","sentiment_score":0.002512555569410324},{"word":"oh","start":114.8,"end":114.96001,"confidence":0.71398926,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.007818743586540222},{"word":"sorry","start":114.96001,"end":115.200005,"confidence":0.9448242,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.015546882525086405},{"word":"address","start":115.200005,"end":115.700005,"confidence":0.967041,"punctuated_word":"Address.","sentiment":"neutral","sentiment_score":-0.019647711887955666},{"word":"my","start":115.840004,"end":116.0,"confidence":0.7089844,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.05157606676220894},{"word":"apologies","start":116.0,"end":116.5,"confidence":0.9951172,"punctuated_word":"apologies.","sentiment":"neutral","sentiment_score":-0.07346147298812866},{"word":"okay","start":119.200005,"end":119.68,"confidence":0.9941406,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.10332606732845306},{"word":"beautiful","start":119.68,"end":120.18,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4704563021659851},{"word":"thank","start":120.4,"end":120.72,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6115896701812744},{"word":"you","start":120.72,"end":120.96001,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.641019344329834},{"word":"so","start":120.96001,"end":121.200005,"confidence":0.9980469,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5652096271514893},{"word":"much","start":121.200005,"end":121.44,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.6324672698974609},{"word":"for","start":121.44,"end":121.68,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5801065564155579},{"word":"that","start":121.68,"end":122.18,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.562941312789917},{"word":"so","start":122.4,"end":122.64,"confidence":0.9638672,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.25339171290397644},{"word":"jason","start":122.64,"end":123.04,"confidence":0.99609375,"punctuated_word":"Jason,","sentiment":"neutral","sentiment_score":0.15732786059379578},{"word":"first","start":123.04,"end":123.200005,"confidence":0.99121094,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.13717801868915558},{"word":"thing","start":123.200005,"end":123.44,"confidence":0.9719238,"punctuated_word":"thing,","sentiment":"neutral","sentiment_score":0.11755006015300752},{"word":"having","start":123.44,"end":123.68,"confidence":0.99316406,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.08885212987661362},{"word":"a","start":123.68,"end":123.840004,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09593091160058977},{"word":"bit","start":123.840004,"end":124.0,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.10612022131681442},{"word":"of","start":124.0,"end":124.16,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14463737607002258},{"word":"a","start":124.16,"end":124.240005,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14983287453651428},{"word":"look","start":124.240005,"end":124.48,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.14452874660491943},{"word":"here","start":124.48,"end":124.96001,"confidence":0.810791,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.15042772889137268},{"word":"i","start":124.96001,"end":125.04,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10753125697374344},{"word":"can","start":125.04,"end":125.200005,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1089482456445694},{"word":"give","start":125.200005,"end":125.36,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.11396034061908722},{"word":"you","start":125.36,"end":125.44,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0909324437379837},{"word":"an","start":125.44,"end":125.600006,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.0921480655670166},{"word":"update","start":125.600006,"end":125.840004,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.15341365337371826},{"word":"on","start":125.840004,"end":126.0,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06595152616500854},{"word":"where","start":126.0,"end":126.16,"confidence":0.95166016,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.05798516795039177},{"word":"your","start":126.16,"end":126.32,"confidence":0.77685547,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06392837315797806},{"word":"super","start":126.32,"end":126.64,"confidence":0.7163086,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.07606294751167297},{"word":"is","start":126.64,"end":126.8,"confidence":0.720459,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.03251160681247711},{"word":"i","start":126.8,"end":126.880005,"confidence":0.97998047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14462625980377197},{"word":"don't","start":126.880005,"end":127.12,"confidence":0.99316406,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1906975507736206},{"word":"know","start":127.12,"end":127.28,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.21429231762886047},{"word":"one","start":127.28,"end":127.44,"confidence":0.50634766,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.2550817131996155},{"word":"of","start":127.44,"end":127.520004,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.28323787450790405},{"word":"the","start":127.520004,"end":127.68,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2698375880718231},{"word":"things","start":127.68,"end":127.920006,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.20852155983448029},{"word":"where","start":127.920006,"end":128.08,"confidence":0.96533203,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.18279564380645752},{"word":"you're","start":128.08,"end":128.445,"confidence":0.98413086,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.2560560405254364},{"word":"frustrated","start":128.68501,"end":129.085,"confidence":0.8623047,"punctuated_word":"frustrated,","sentiment":"neutral","sentiment_score":-0.23111504316329956},{"word":"obviously","start":129.085,"end":129.585,"confidence":0.79956055,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.32714390754699707},{"word":"super","start":130.125,"end":130.445,"confidence":0.92578125,"punctuated_word":"super","sentiment":"negative","sentiment_score":-0.5080476999282837},{"word":"hasn't","start":130.445,"end":130.845,"confidence":0.98535156,"punctuated_word":"hasn't","sentiment":"negative","sentiment_score":-0.38881605863571167},{"word":"been","start":130.845,"end":131.16501,"confidence":0.99121094,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.3209471106529236},{"word":"performing","start":131.16501,"end":131.645,"confidence":0.9970703,"punctuated_word":"performing","sentiment":"negative","sentiment_score":-0.3413868248462677},{"word":"the","start":131.645,"end":131.80501,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2545050084590912},{"word":"way","start":131.80501,"end":131.96501,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.2871840298175812},{"word":"you","start":131.96501,"end":132.125,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.33072054386138916},{"word":"sort","start":132.125,"end":132.365,"confidence":0.96875,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.3149029314517975},{"word":"of","start":132.365,"end":132.445,"confidence":0.71875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.28316012024879456},{"word":"hoped","start":132.445,"end":132.68501,"confidence":0.73779297,"punctuated_word":"hoped","sentiment":"neutral","sentiment_score":-0.2521460950374603},{"word":"it","start":132.68501,"end":132.845,"confidence":0.9633789,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.28229424357414246},{"word":"has","start":132.845,"end":133.085,"confidence":0.9970703,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.23879151046276093},{"word":"over","start":133.085,"end":133.32501,"confidence":0.99902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.1818818151950836},{"word":"the","start":133.32501,"end":133.40501,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.20907175540924072},{"word":"past","start":133.40501,"end":133.725,"confidence":0.99902344,"punctuated_word":"past","sentiment":"neutral","sentiment_score":-0.16344361007213593},{"word":"couple","start":133.725,"end":133.96501,"confidence":0.99902344,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.2008010298013687},{"word":"of","start":133.96501,"end":134.285,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.18753141164779663},{"word":"years","start":134.285,"end":134.60501,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.20152777433395383},{"word":"there","start":134.60501,"end":135.10501,"confidence":0.9975586,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.2263522744178772},{"word":"one","start":136.04501,"end":136.205,"confidence":0.9658203,"punctuated_word":"One","sentiment":"neutral","sentiment_score":-0.029776714742183685},{"word":"of","start":136.205,"end":136.365,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.033402781933546066},{"word":"the","start":136.365,"end":136.52501,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04642634093761444},{"word":"things","start":136.52501,"end":137.005,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.028315134346485134},{"word":"i","start":137.005,"end":137.24501,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02676871046423912},{"word":"have","start":137.24501,"end":137.565,"confidence":0.80126953,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.023883741348981857},{"word":"noted","start":137.565,"end":137.88501,"confidence":0.99609375,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":-0.021731063723564148},{"word":"in","start":137.88501,"end":138.125,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.021677833050489426},{"word":"here","start":138.125,"end":138.365,"confidence":0.9970703,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.008694328367710114},{"word":"was","start":138.365,"end":138.60501,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.024351816624403},{"word":"that","start":138.60501,"end":139.085,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.011807821691036224},{"word":"you","start":139.085,"end":139.32501,"confidence":0.9350586,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03663576394319534},{"word":"had","start":139.32501,"end":139.565,"confidence":0.5913086,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.05842530354857445},{"word":"a","start":139.565,"end":139.645,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.041467998176813126},{"word":"bit","start":139.645,"end":139.80501,"confidence":0.98535156,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.035203881561756134},{"word":"of","start":139.80501,"end":139.88501,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.050483450293540955},{"word":"an","start":139.88501,"end":140.125,"confidence":0.9873047,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.06094755977392197},{"word":"expectation","start":140.125,"end":140.625,"confidence":1.0,"punctuated_word":"expectation","sentiment":"neutral","sentiment_score":-0.020262934267520905},{"word":"around","start":140.76501,"end":141.085,"confidence":0.99121094,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.021774709224700928},{"word":"the","start":141.085,"end":141.24501,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02612101286649704},{"word":"projected","start":141.24501,"end":141.74501,"confidence":0.9980469,"punctuated_word":"projected","sentiment":"neutral","sentiment_score":0.010695666074752808},{"word":"outcome","start":142.07,"end":142.23001,"confidence":0.9116211,"punctuated_word":"outcome","sentiment":"neutral","sentiment_score":0.02788405120372772},{"word":"of","start":142.23001,"end":142.39,"confidence":0.9863281,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.015348918735980988},{"word":"where","start":142.39,"end":142.47,"confidence":0.88964844,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.019899241626262665},{"word":"you","start":142.47,"end":142.71,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.021022096276283264},{"word":"should","start":142.71,"end":142.95001,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.0435173436999321},{"word":"be","start":142.95001,"end":143.19,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.004061311483383179},{"word":"about","start":143.19,"end":143.51001,"confidence":0.69921875,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.03382035344839096},{"word":"now","start":143.51001,"end":143.83,"confidence":0.99316406,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.035858094692230225},{"word":"is","start":143.83,"end":143.99,"confidence":0.9980469,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.04069367051124573},{"word":"that","start":143.99,"end":144.23001,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04338100180029869},{"word":"right","start":144.23001,"end":144.73001,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.03691614419221878},{"word":"i'd","start":145.03,"end":145.19,"confidence":0.94384766,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.06078610569238663},{"word":"love","start":145.19,"end":145.35,"confidence":0.9980469,"punctuated_word":"love","sentiment":"neutral","sentiment_score":0.08834347128868103},{"word":"you","start":145.35,"end":145.51001,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0541936494410038},{"word":"to","start":145.51001,"end":145.67,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10023672878742218},{"word":"elaborate","start":145.67,"end":146.15001,"confidence":0.9980469,"punctuated_word":"elaborate","sentiment":"neutral","sentiment_score":0.08690360188484192},{"word":"a","start":146.15001,"end":146.23001,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08158937841653824},{"word":"bit","start":146.23001,"end":146.39,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.02631598711013794},{"word":"more","start":146.39,"end":146.55,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.01312459260225296},{"word":"just","start":146.55,"end":146.79001,"confidence":0.9223633,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0165519118309021},{"word":"so","start":146.79001,"end":146.87001,"confidence":0.9790039,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.021475695073604584},{"word":"i","start":146.87001,"end":147.03,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03899470344185829},{"word":"can","start":147.03,"end":147.53,"confidence":0.9824219,"punctuated_word":"can,","sentiment":"neutral","sentiment_score":0.07119539380073547},{"word":"you","start":147.59001,"end":147.67,"confidence":0.92578125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05844604969024658},{"word":"know","start":147.67,"end":147.91,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.04556572437286377},{"word":"speak","start":147.91,"end":148.23001,"confidence":0.9838867,"punctuated_word":"speak","sentiment":"neutral","sentiment_score":0.0812603235244751},{"word":"to","start":148.23001,"end":148.31,"confidence":0.8071289,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07504896074533463},{"word":"you","start":148.31,"end":148.39,"confidence":0.97998047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.059044986963272095},{"word":"about","start":148.39,"end":148.55,"confidence":0.9921875,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08310998231172562},{"word":"this","start":148.55,"end":148.79001,"confidence":0.79541016,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.054654188454151154},{"word":"and","start":148.79001,"end":148.87001,"confidence":0.4350586,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0003502592444419861},{"word":"stand","start":148.87001,"end":149.11,"confidence":0.11407471,"punctuated_word":"stand","sentiment":"neutral","sentiment_score":0.03127641975879669},{"word":"a","start":149.11,"end":149.19,"confidence":0.98291016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04874688759446144},{"word":"bit","start":149.19,"end":149.43001,"confidence":0.9863281,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.004484795033931732},{"word":"deeper","start":149.43001,"end":149.83,"confidence":0.9921875,"punctuated_word":"deeper.","sentiment":"neutral","sentiment_score":0.014120018109679222},{"word":"sorry","start":149.83,"end":150.33,"confidence":0.9980469,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.06459754705429077},{"word":"yeah","start":156.195,"end":156.695,"confidence":0.97265625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.024789759889245033},{"word":"really","start":164.51501,"end":165.01501,"confidence":0.99121094,"punctuated_word":"Really?","sentiment":"neutral","sentiment_score":-0.006762820295989513},{"word":"yeah","start":169.79501,"end":170.29501,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.006987342610955238},{"word":"wow","start":172.26001,"end":172.76001,"confidence":0.9951172,"punctuated_word":"Wow.","sentiment":"neutral","sentiment_score":-0.00040817447006702423},{"word":"yeah","start":174.98,"end":175.48,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0172119177877903},{"word":"okay","start":175.7,"end":176.2,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.02695792354643345},{"word":"because","start":176.5,"end":176.82,"confidence":0.9951172,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.015599410980939863},{"word":"i've","start":176.82,"end":177.06,"confidence":0.99316406,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.03718280419707298},{"word":"had","start":177.06,"end":177.22,"confidence":0.9980469,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.03863735869526863},{"word":"a","start":177.22,"end":177.3,"confidence":0.7402344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04097728431224823},{"word":"as","start":177.46,"end":177.62,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.02462727576494217},{"word":"i","start":177.62,"end":177.7,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0241234190762043},{"word":"said","start":177.7,"end":177.94,"confidence":0.9577637,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.04830887168645859},{"word":"i","start":177.94,"end":178.02,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0647394210100174},{"word":"had","start":178.02,"end":178.18001,"confidence":0.8984375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.07791025936603546},{"word":"a","start":178.18001,"end":178.26001,"confidence":0.92333984,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10690098255872726},{"word":"pretty","start":178.26001,"end":178.5,"confidence":0.73876953,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.13213661313056946},{"word":"good","start":178.5,"end":178.66,"confidence":0.9980469,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.15049010515213013},{"word":"deep","start":178.66,"end":178.74,"confidence":0.44360352,"punctuated_word":"deep","sentiment":"neutral","sentiment_score":0.08522509783506393},{"word":"dive","start":178.74,"end":178.98,"confidence":0.94384766,"punctuated_word":"dive,","sentiment":"neutral","sentiment_score":0.10576380044221878},{"word":"and","start":178.98,"end":179.14,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10482509434223176},{"word":"i","start":179.14,"end":179.22,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1062661036849022},{"word":"pulled","start":179.22,"end":179.46,"confidence":0.5439453,"punctuated_word":"pulled","sentiment":"neutral","sentiment_score":0.12672159075737},{"word":"up","start":179.46,"end":179.54001,"confidence":0.9970703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.09797735512256622},{"word":"the","start":179.54001,"end":179.78,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09215743839740752},{"word":"advice","start":179.78,"end":180.1,"confidence":0.9223633,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.08280201256275177},{"word":"document","start":180.1,"end":180.6,"confidence":0.9892578,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.06285645067691803},{"word":"back","start":180.66,"end":180.82,"confidence":0.9863281,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.059030137956142426},{"word":"from","start":180.82,"end":181.14,"confidence":0.9633789,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.04029929265379906},{"word":"2019","start":181.14,"end":182.36,"confidence":0.9816284,"punctuated_word":"2019.","sentiment":"neutral","sentiment_score":0.06487651914358139},{"word":"and","start":182.98,"end":183.14,"confidence":0.8618164,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05776195228099823},{"word":"i","start":183.14,"end":183.345,"confidence":0.7866211,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1481507271528244},{"word":"has","start":183.345,"end":183.585,"confidence":0.66259766,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.1524403691291809},{"word":"noted","start":183.585,"end":183.825,"confidence":0.98095703,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":0.15955021977424622},{"word":"here","start":183.825,"end":184.145,"confidence":0.4194336,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.22822853922843933},{"word":"in","start":184.145,"end":184.30501,"confidence":0.84472656,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.23980890214443207},{"word":"here","start":184.30501,"end":184.465,"confidence":0.9536133,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.22513754665851593},{"word":"the","start":184.465,"end":184.625,"confidence":0.97509766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2764423191547394},{"word":"projection","start":184.625,"end":185.105,"confidence":0.6352539,"punctuated_word":"projection","sentiment":"neutral","sentiment_score":0.24956421554088593},{"word":"table","start":185.105,"end":185.425,"confidence":0.8288574,"punctuated_word":"table,","sentiment":"neutral","sentiment_score":0.2037990540266037},{"word":"and","start":185.425,"end":185.66501,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2715713381767273},{"word":"i'm","start":185.66501,"end":185.905,"confidence":1.0,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4514554440975189},{"word":"happy","start":185.905,"end":186.145,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.4639081060886383},{"word":"to","start":186.145,"end":186.30501,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.48443570733070374},{"word":"send","start":186.30501,"end":186.545,"confidence":1.0,"punctuated_word":"send","sentiment":"positive","sentiment_score":0.46216249465942383},{"word":"this","start":186.545,"end":186.705,"confidence":0.99609375,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.4746410548686981},{"word":"through","start":186.705,"end":186.945,"confidence":0.99121094,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.4233029186725617},{"word":"to","start":186.945,"end":187.105,"confidence":0.9902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4494009017944336},{"word":"you","start":187.105,"end":187.265,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.32593274116516113},{"word":"as","start":187.265,"end":187.345,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.26672160625457764},{"word":"well","start":187.345,"end":187.845,"confidence":0.97680664,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.13106724619865415},{"word":"but","start":188.145,"end":188.465,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0456862710416317},{"word":"at","start":188.465,"end":188.625,"confidence":0.9291992,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.11756596714258194},{"word":"the","start":188.625,"end":188.865,"confidence":0.87890625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10850322991609572},{"word":"time","start":188.865,"end":189.265,"confidence":0.99658203,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.10298149287700652},{"word":"i","start":189.265,"end":189.425,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16920369863510132},{"word":"believe","start":189.425,"end":189.66501,"confidence":1.0,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":-0.1817978173494339},{"word":"you","start":189.66501,"end":189.825,"confidence":0.9604492,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.20694178342819217},{"word":"were","start":189.825,"end":189.985,"confidence":0.38378906,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.20474854111671448},{"word":"unemployed","start":189.985,"end":190.485,"confidence":0.89746094,"punctuated_word":"unemployed,","sentiment":"neutral","sentiment_score":-0.2200983613729477},{"word":"so","start":190.545,"end":190.785,"confidence":0.9892578,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.13696056604385376},{"word":"no","start":190.785,"end":190.945,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.1705777645111084},{"word":"contributions","start":190.945,"end":191.445,"confidence":0.9980469,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":-0.1718761920928955},{"word":"had","start":191.66501,"end":191.825,"confidence":0.49658203,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.2164874970912933},{"word":"been","start":191.825,"end":192.065,"confidence":0.984375,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.16300669312477112},{"word":"factored","start":192.065,"end":192.465,"confidence":0.98999023,"punctuated_word":"factored","sentiment":"neutral","sentiment_score":-0.11427434533834456},{"word":"in","start":192.465,"end":192.625,"confidence":0.91186523,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":-0.04379147291183472},{"word":"and","start":192.625,"end":192.865,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.016739729791879654},{"word":"it","start":192.865,"end":192.945,"confidence":0.96533203,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.013632318936288357},{"word":"noted","start":192.945,"end":193.265,"confidence":0.76708984,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":0.019197978079319},{"word":"here","start":193.265,"end":193.505,"confidence":0.9716797,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.019227217882871628},{"word":"that","start":193.505,"end":193.66501,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.011479766108095646},{"word":"in","start":193.66501,"end":193.825,"confidence":0.9790039,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.008416049182415009},{"word":"about","start":193.825,"end":194.145,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.010486362501978874},{"word":"five","start":194.145,"end":194.465,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.008051125332713127},{"word":"years","start":194.465,"end":194.785,"confidence":0.9812012,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.007210853509604931},{"word":"you","start":194.785,"end":194.945,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.007735772058367729},{"word":"were","start":194.945,"end":195.185,"confidence":0.99902344,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.0030458420515060425},{"word":"expected","start":195.185,"end":195.585,"confidence":0.99902344,"punctuated_word":"expected","sentiment":"neutral","sentiment_score":0.013199564069509506},{"word":"to","start":195.585,"end":195.66501,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.009273733012378216},{"word":"have","start":195.66501,"end":195.825,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.010451518930494784},{"word":"about","start":195.825,"end":196.145,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.014709052629768848},{"word":"94,030","start":196.145,"end":198.245,"confidence":0.96069336,"punctuated_word":"94,030.","sentiment":"neutral","sentiment_score":0.017796853557229042},{"word":"and","start":199.79,"end":200.03,"confidence":0.76660156,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.002336438745260238},{"word":"we're","start":200.03,"end":200.35,"confidence":0.99365234,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.0513540618121624},{"word":"now","start":200.35,"end":200.67,"confidence":0.9941406,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.0334293432533741},{"word":"almost","start":200.67,"end":200.99,"confidence":0.9902344,"punctuated_word":"almost","sentiment":"neutral","sentiment_score":-0.04312773048877716},{"word":"at","start":200.99,"end":201.23,"confidence":0.5878906,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.06686903536319733},{"word":"that","start":201.23,"end":201.39,"confidence":0.9741211,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.00296860933303833},{"word":"seven","start":201.39,"end":201.71,"confidence":0.99902344,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":-0.014806877821683884},{"word":"year","start":201.71,"end":202.03,"confidence":0.99902344,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.019828833639621735},{"word":"mark","start":202.03,"end":202.53,"confidence":0.9091797,"punctuated_word":"mark,","sentiment":"neutral","sentiment_score":-0.02332455851137638},{"word":"and","start":202.99,"end":203.31,"confidence":0.90625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0837678536772728},{"word":"your","start":203.31,"end":203.55,"confidence":0.8647461,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.17333459854125977},{"word":"super","start":203.55,"end":204.05,"confidence":0.8989258,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.15330380201339722},{"word":"has","start":204.27,"end":204.43,"confidence":0.7607422,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.19547276198863983},{"word":"had","start":204.43,"end":204.67,"confidence":0.984375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.16507631540298462},{"word":"a","start":204.67,"end":204.75,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1706940233707428},{"word":"bit","start":204.75,"end":204.91,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2148725837469101},{"word":"of","start":204.91,"end":204.99,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2221546471118927},{"word":"a","start":204.99,"end":205.07,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.20963269472122192},{"word":"pullback","start":205.07,"end":205.47,"confidence":0.8911133,"punctuated_word":"pullback","sentiment":"neutral","sentiment_score":-0.2748345136642456},{"word":"with","start":205.47,"end":205.63,"confidence":0.8457031,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.33627909421920776},{"word":"what's","start":205.63,"end":205.87,"confidence":0.9995117,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.23798632621765137},{"word":"been","start":205.87,"end":206.11,"confidence":0.9941406,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.24224194884300232},{"word":"happening","start":206.11,"end":206.43,"confidence":0.99902344,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":-0.26591625809669495},{"word":"in","start":206.43,"end":206.59,"confidence":0.9428711,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.15189997851848602},{"word":"the","start":206.59,"end":206.67,"confidence":0.74365234,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1516725718975067},{"word":"markets","start":206.67,"end":207.17,"confidence":0.83984375,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.1398943066596985},{"word":"currently","start":207.39,"end":207.89,"confidence":0.7993164,"punctuated_word":"currently.","sentiment":"neutral","sentiment_score":-0.16545510292053223},{"word":"but","start":208.59,"end":208.83,"confidence":0.95703125,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.021059073507785797},{"word":"just","start":208.83,"end":209.07,"confidence":0.5390625,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.01829693652689457},{"word":"looking","start":209.07,"end":209.39,"confidence":0.52441406,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.019550006836652756},{"word":"at","start":209.39,"end":209.47,"confidence":0.4111328,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02591792494058609},{"word":"the","start":209.47,"end":209.55,"confidence":0.9589844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0572536326944828},{"word":"updated","start":209.55,"end":210.03,"confidence":0.92089844,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.07093169540166855},{"word":"balance","start":210.03,"end":210.43,"confidence":0.9970703,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.023578710854053497},{"word":"there","start":210.43,"end":210.67,"confidence":0.9560547,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.06896020472049713},{"word":"for","start":210.67,"end":210.83,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0811845138669014},{"word":"you","start":210.83,"end":210.99,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08331110328435898},{"word":"as","start":210.99,"end":211.23,"confidence":0.9951172,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10563737154006958},{"word":"of","start":211.23,"end":211.39,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12757466733455658},{"word":"today's","start":211.39,"end":211.87,"confidence":0.99658203,"punctuated_word":"today's","sentiment":"neutral","sentiment_score":0.082548126578331},{"word":"date","start":211.87,"end":212.27,"confidence":0.92700195,"punctuated_word":"date.","sentiment":"neutral","sentiment_score":0.042787209153175354},{"word":"sorry","start":212.27,"end":212.59,"confidence":0.9719238,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.0823289006948471},{"word":"my","start":212.59,"end":212.67,"confidence":0.99902344,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.22136253118515015},{"word":"computer","start":212.67,"end":213.15,"confidence":0.9951172,"punctuated_word":"computer","sentiment":"neutral","sentiment_score":-0.1563466489315033},{"word":"is","start":213.15,"end":213.31,"confidence":0.5810547,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.2835749685764313},{"word":"a","start":213.31,"end":213.39,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2424222230911255},{"word":"little","start":213.39,"end":213.63,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.313595175743103},{"word":"bit","start":213.63,"end":213.79,"confidence":1.0,"punctuated_word":"bit","sentiment":"negative","sentiment_score":-0.34891024231910706},{"word":"slow","start":213.79,"end":214.275,"confidence":0.9975586,"punctuated_word":"slow.","sentiment":"neutral","sentiment_score":-0.28181877732276917},{"word":"we're","start":214.435,"end":214.67499,"confidence":0.9645996,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.10337698459625244},{"word":"currently","start":214.67499,"end":214.995,"confidence":0.9980469,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.10058588534593582},{"word":"seeing","start":214.995,"end":215.235,"confidence":0.9536133,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":-0.061983078718185425},{"word":"it","start":215.235,"end":215.31499,"confidence":0.42993164,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0374935120344162},{"word":"about","start":215.31499,"end":215.555,"confidence":0.73779297,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.02171953022480011},{"word":"105,192","start":215.555,"end":218.03499,"confidence":0.9841797,"punctuated_word":"105,192","sentiment":"neutral","sentiment_score":-0.021161671727895737},{"word":"and","start":218.03499,"end":218.275,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09010116755962372},{"word":"71¢","start":218.275,"end":219.495,"confidence":0.9885254,"punctuated_word":"71¢."},{"word":"it","start":220.275,"end":220.515,"confidence":0.9526367,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.5476962924003601},{"word":"has","start":220.515,"end":220.83499,"confidence":1.0,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.5909473299980164},{"word":"been","start":220.83499,"end":221.155,"confidence":1.0,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.6384079456329346},{"word":"good","start":221.155,"end":221.39499,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6354643106460571},{"word":"that","start":221.39499,"end":221.555,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5976985692977905},{"word":"you","start":221.555,"end":221.715,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5220873355865479},{"word":"have","start":221.715,"end":221.875,"confidence":0.9980469,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.5602176785469055},{"word":"been","start":221.875,"end":222.11499,"confidence":0.9980469,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.5506484508514404},{"word":"receiving","start":222.11499,"end":222.595,"confidence":1.0,"punctuated_word":"receiving","sentiment":"positive","sentiment_score":0.4494548439979553},{"word":"contributions","start":222.595,"end":223.095,"confidence":0.9892578,"punctuated_word":"contributions","sentiment":"positive","sentiment_score":0.5527827143669128},{"word":"over","start":223.155,"end":223.39499,"confidence":0.9980469,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.364675909280777},{"word":"the","start":223.39499,"end":223.47499,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25677409768104553},{"word":"past","start":223.47499,"end":223.715,"confidence":0.99902344,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.1976054310798645},{"word":"couple","start":223.715,"end":224.03499,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.32343024015426636},{"word":"of","start":224.03499,"end":224.11499,"confidence":0.96777344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.261110782623291},{"word":"years","start":224.11499,"end":224.355,"confidence":1.0,"punctuated_word":"years","sentiment":"positive","sentiment_score":0.4930195212364197},{"word":"with","start":224.355,"end":224.515,"confidence":0.9580078,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4664567708969116},{"word":"you","start":224.515,"end":224.75499,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4848730266094208},{"word":"doing","start":224.75499,"end":224.995,"confidence":0.9951172,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.5714632272720337},{"word":"that","start":224.995,"end":225.235,"confidence":0.9970703,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4869431257247925},{"word":"fifo","start":225.235,"end":225.715,"confidence":0.9506836,"punctuated_word":"FIFO","sentiment":"positive","sentiment_score":0.4295509457588196},{"word":"working","start":225.715,"end":226.11499,"confidence":0.94384766,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.5405972599983215},{"word":"that","start":226.11499,"end":226.275,"confidence":0.9941406,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.42947667837142944},{"word":"you","start":226.275,"end":226.435,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.448724627494812},{"word":"were","start":226.435,"end":226.67499,"confidence":0.9873047,"punctuated_word":"were","sentiment":"positive","sentiment_score":0.455085813999176},{"word":"as","start":226.67499,"end":226.83499,"confidence":0.9980469,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.42928194999694824},{"word":"well","start":226.83499,"end":227.33499,"confidence":0.80908203,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.35682645440101624},{"word":"and","start":227.89,"end":228.13,"confidence":0.9707031,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.19874483346939087},{"word":"contributions","start":228.13,"end":228.63,"confidence":0.9970703,"punctuated_word":"contributions","sentiment":"positive","sentiment_score":0.43926891684532166},{"word":"there","start":228.85,"end":229.17,"confidence":0.7055664,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.3939244747161865},{"word":"have","start":229.17,"end":229.33,"confidence":0.9760742,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.38597971200942993},{"word":"been","start":229.33,"end":229.49,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.2685573995113373},{"word":"about","start":229.49,"end":229.81001,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2878131866455078},{"word":"6,000","start":229.81001,"end":230.61,"confidence":1.0,"punctuated_word":"6,000","sentiment":"neutral","sentiment_score":0.2112731635570526},{"word":"over","start":230.61,"end":230.85,"confidence":0.99902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.15543606877326965},{"word":"the","start":230.85,"end":231.01001,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15136055648326874},{"word":"course","start":231.01001,"end":231.33,"confidence":0.9980469,"punctuated_word":"course","sentiment":"neutral","sentiment_score":0.25073567032814026},{"word":"from","start":231.33,"end":231.65001,"confidence":0.99609375,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.3301801383495331},{"word":"inception","start":231.65001,"end":232.15001,"confidence":0.99902344,"punctuated_word":"inception","sentiment":"neutral","sentiment_score":0.27029815316200256},{"word":"to","start":232.21,"end":232.37001,"confidence":0.94921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16922572255134585},{"word":"now","start":232.37001,"end":232.87001,"confidence":0.9812012,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.13770245015621185},{"word":"i","start":234.13,"end":234.37001,"confidence":0.87841797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03348105400800705},{"word":"would","start":234.37001,"end":234.61,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.026934847235679623},{"word":"like","start":234.61,"end":234.77,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.023401308804750443},{"word":"to","start":234.77,"end":234.93001,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06289209425449371},{"word":"maybe","start":234.93001,"end":235.25,"confidence":0.96240234,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.029979661107063293},{"word":"update","start":235.25,"end":235.57,"confidence":0.9980469,"punctuated_word":"update","sentiment":"neutral","sentiment_score":-0.0657888874411583},{"word":"the","start":235.57,"end":235.81,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.058242086321115494},{"word":"advice","start":235.81,"end":236.21,"confidence":0.86572266,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":-0.08094872534275055},{"word":"i","start":236.21,"end":236.37001,"confidence":0.65283203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10250156372785568},{"word":"can","start":236.37001,"end":236.61,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.0982428789138794},{"word":"see","start":236.61,"end":236.93001,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.23966875672340393},{"word":"one","start":236.93001,"end":237.09001,"confidence":0.9951172,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.20085187256336212},{"word":"of","start":237.09001,"end":237.25,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.19706758856773376},{"word":"the","start":237.25,"end":237.41,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.29714226722717285},{"word":"investments","start":237.41,"end":237.91,"confidence":0.9902344,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.33169013261795044},{"word":"is","start":237.97,"end":238.21,"confidence":0.99902344,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.3958032429218292},{"word":"underperforming","start":238.21,"end":238.71,"confidence":0.99072266,"punctuated_word":"underperforming","sentiment":"neutral","sentiment_score":-0.3292936384677887},{"word":"slightly","start":239.09001,"end":239.49,"confidence":0.9379883,"punctuated_word":"slightly,","sentiment":"neutral","sentiment_score":-0.2218939363956451},{"word":"and","start":239.49,"end":239.65001,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.21059654653072357},{"word":"i","start":239.65001,"end":239.73001,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1459934115409851},{"word":"would","start":239.73001,"end":239.97,"confidence":0.9980469,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.18257740139961243},{"word":"like","start":239.97,"end":240.13,"confidence":0.9970703,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.19462430477142337},{"word":"to","start":240.13,"end":240.37001,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.18950968980789185},{"word":"remove","start":240.37001,"end":240.77,"confidence":0.9970703,"punctuated_word":"remove","sentiment":"neutral","sentiment_score":-0.24152222275733948},{"word":"that","start":240.77,"end":241.01001,"confidence":0.96972656,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2051927149295807},{"word":"out","start":241.01001,"end":241.09001,"confidence":0.9873047,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.18807148933410645},{"word":"of","start":241.09001,"end":241.25,"confidence":0.98535156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.18951018154621124},{"word":"there","start":241.25,"end":241.49,"confidence":0.98535156,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.1680648773908615},{"word":"and","start":241.49,"end":241.57,"confidence":0.95703125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1478460133075714},{"word":"maybe","start":241.57,"end":242.07,"confidence":0.96777344,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.06756323575973511},{"word":"update","start":242.195,"end":242.35501,"confidence":0.9194336,"punctuated_word":"update","sentiment":"neutral","sentiment_score":-0.09658598899841309},{"word":"your","start":242.35501,"end":242.595,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.10629111528396606},{"word":"portfolio","start":242.595,"end":243.095,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.1479014754295349},{"word":"a","start":243.235,"end":243.315,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10059557110071182},{"word":"little","start":243.315,"end":243.55501,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.10640712827444077},{"word":"bit","start":243.55501,"end":244.05501,"confidence":0.9736328,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.03035387396812439},{"word":"but","start":244.755,"end":244.91501,"confidence":0.7011719,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.041153434664011},{"word":"we","start":244.91501,"end":245.155,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.015811264514923096},{"word":"would","start":245.155,"end":245.315,"confidence":0.9970703,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.007484093308448792},{"word":"definitely","start":245.315,"end":245.71501,"confidence":0.99609375,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":-0.005828753113746643},{"word":"need","start":245.71501,"end":245.795,"confidence":0.9536133,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.05572368577122688},{"word":"to","start":245.795,"end":245.955,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06587805598974228},{"word":"maybe","start":245.955,"end":246.27501,"confidence":0.96875,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.07781621813774109},{"word":"look","start":246.27501,"end":246.77501,"confidence":0.9951172,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.026575595140457153},{"word":"at","start":246.835,"end":246.91501,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.02065680176019669},{"word":"contributing","start":246.91501,"end":247.41501,"confidence":0.9892578,"punctuated_word":"contributing","sentiment":"neutral","sentiment_score":-0.03923769295215607},{"word":"a","start":247.55501,"end":247.63501,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01177845150232315},{"word":"bit","start":247.63501,"end":247.875,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.05842937156558037},{"word":"more","start":247.875,"end":248.115,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.03083612024784088},{"word":"to","start":248.115,"end":248.27501,"confidence":0.97802734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04398263245820999},{"word":"super","start":248.27501,"end":248.595,"confidence":0.34936523,"punctuated_word":"Super","sentiment":"neutral","sentiment_score":0.00895160436630249},{"word":"as","start":248.595,"end":248.91501,"confidence":0.9921875,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.016514860093593597},{"word":"well","start":248.91501,"end":249.315,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.016304554417729378},{"word":"i","start":249.315,"end":249.475,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0005335584282875061},{"word":"know","start":249.475,"end":249.975,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.0038795359432697296},{"word":"you're","start":250.515,"end":250.835,"confidence":0.9904785,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.0003529315290506929},{"word":"self","start":250.835,"end":251.235,"confidence":0.99316406,"punctuated_word":"self","sentiment":"neutral","sentiment_score":-0.01475474238395691},{"word":"employed","start":251.235,"end":251.63501,"confidence":0.9848633,"punctuated_word":"employed.","sentiment":"neutral","sentiment_score":-0.007392184808850288},{"word":"is","start":251.63501,"end":251.795,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.0003527272492647171},{"word":"that","start":251.795,"end":251.955,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.004995591938495636},{"word":"right","start":251.955,"end":252.455,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.004206348210573196},{"word":"yeah","start":254.115,"end":254.435,"confidence":0.88061523,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03156048804521561},{"word":"okay","start":254.435,"end":254.835,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.01767900586128235},{"word":"and","start":254.835,"end":255.07501,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0200593713670969},{"word":"what's","start":255.07501,"end":255.395,"confidence":0.8449707,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.014563657343387604},{"word":"the","start":255.395,"end":255.63501,"confidence":0.7841797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04237021505832672},{"word":"income","start":255.63501,"end":256.115,"confidence":0.9526367,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.011260733008384705},{"word":"life","start":256.115,"end":256.355,"confidence":0.53271484,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.005656078457832336},{"word":"at","start":256.355,"end":256.515,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.002652868628501892},{"word":"the","start":256.515,"end":256.67502,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0007719993591308594},{"word":"moment","start":256.67502,"end":256.995,"confidence":0.9946289,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.01719062775373459},{"word":"is","start":256.995,"end":257.155,"confidence":0.9951172,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.01774630695581436},{"word":"it","start":257.155,"end":257.315,"confidence":0.97265625,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.025487154722213745},{"word":"fairly","start":257.315,"end":257.67,"confidence":0.9970703,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":0.026237480342388153},{"word":"steady","start":257.67,"end":257.99002,"confidence":0.876709,"punctuated_word":"steady,","sentiment":"neutral","sentiment_score":0.011419747024774551},{"word":"or","start":257.99002,"end":258.15002,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.009771008044481276},{"word":"how's","start":258.15002,"end":258.39,"confidence":0.8066406,"punctuated_word":"how's","sentiment":"neutral","sentiment_score":0.02152041159570217},{"word":"that","start":258.39,"end":258.63,"confidence":0.96435547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02062681689858437},{"word":"kinda","start":258.63,"end":259.03,"confidence":0.9248047,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.03977591544389725},{"word":"going","start":259.03,"end":259.35,"confidence":0.99609375,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.013367976993322372},{"word":"for","start":259.35,"end":259.51,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.006549131125211716},{"word":"you","start":259.51,"end":260.01,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.013971216976642609},{"word":"yep","start":264.71002,"end":265.11002,"confidence":0.81396484,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06785595417022705},{"word":"yep","start":265.11002,"end":265.61002,"confidence":0.9440918,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07426182925701141},{"word":"oh","start":268.15002,"end":268.47,"confidence":0.9638672,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.4882199466228485},{"word":"beautiful","start":268.47,"end":268.97,"confidence":1.0,"punctuated_word":"beautiful.","sentiment":"neutral","sentiment_score":0.24151960015296936},{"word":"yes","start":271.135,"end":271.615,"confidence":0.9914551,"punctuated_word":"Yes.","sentiment":"positive","sentiment_score":0.41774314641952515},{"word":"that's","start":271.615,"end":271.935,"confidence":0.98950195,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5266923308372498},{"word":"really","start":271.935,"end":272.175,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5762724280357361},{"word":"good","start":272.175,"end":272.415,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5622733235359192},{"word":"to","start":272.415,"end":272.57498,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5463388562202454},{"word":"hear","start":272.57498,"end":272.895,"confidence":0.99902344,"punctuated_word":"hear.","sentiment":"positive","sentiment_score":0.5628707408905029},{"word":"fantastic","start":272.895,"end":273.395,"confidence":0.9946289,"punctuated_word":"Fantastic.","sentiment":"neutral","sentiment_score":0.33266592025756836},{"word":"so","start":274.57498,"end":274.65497,"confidence":0.7426758,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.15026171505451202},{"word":"yeah","start":274.735,"end":274.975,"confidence":0.99902344,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.10690216720104218},{"word":"no","start":274.975,"end":275.215,"confidence":0.89160156,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.0302356518805027},{"word":"i","start":275.215,"end":275.29498,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03194993734359741},{"word":"can","start":275.29498,"end":275.455,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.02400844544172287},{"word":"see","start":275.455,"end":275.615,"confidence":0.9770508,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.018905069679021835},{"word":"having","start":275.615,"end":275.935,"confidence":0.45239258,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.01016807183623314},{"word":"a","start":275.935,"end":276.01498,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.041738301515579224},{"word":"look","start":276.01498,"end":276.255,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.05423284322023392},{"word":"when","start":276.255,"end":276.415,"confidence":0.4638672,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.06635072827339172},{"word":"i","start":276.415,"end":276.495,"confidence":0.9863281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0730142742395401},{"word":"sort","start":276.495,"end":276.655,"confidence":0.74658203,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0724707543849945},{"word":"of","start":276.655,"end":276.735,"confidence":0.84765625,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08924610912799835},{"word":"run","start":276.735,"end":276.895,"confidence":0.85595703,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.06437293440103531},{"word":"you","start":276.895,"end":276.975,"confidence":0.41186523,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07267129421234131},{"word":"through","start":276.975,"end":277.29498,"confidence":0.71813965,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":0.02911104261875153},{"word":"and","start":277.29498,"end":277.455,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.021680548787117004},{"word":"after","start":277.455,"end":277.695,"confidence":0.99902344,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.03460797667503357},{"word":"the","start":277.695,"end":277.85498,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.046510085463523865},{"word":"call","start":277.85498,"end":278.01498,"confidence":0.9980469,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.04056703671813011},{"word":"i","start":278.01498,"end":278.175,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06265241652727127},{"word":"am","start":278.175,"end":278.335,"confidence":0.9980469,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.05960959568619728},{"word":"gonna","start":278.335,"end":278.57498,"confidence":0.9970703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.054753243923187256},{"word":"get","start":278.57498,"end":278.735,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.06737716495990753},{"word":"my","start":278.735,"end":278.895,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.08800982683897018},{"word":"admin","start":278.895,"end":279.29498,"confidence":0.99902344,"punctuated_word":"admin","sentiment":"neutral","sentiment_score":0.04635724052786827},{"word":"team","start":279.29498,"end":279.455,"confidence":0.99902344,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.06410953402519226},{"word":"member","start":279.455,"end":279.85498,"confidence":0.8742676,"punctuated_word":"member,","sentiment":"neutral","sentiment_score":0.0843692496418953},{"word":"michelle","start":279.85498,"end":280.175,"confidence":0.98828125,"punctuated_word":"Michelle,","sentiment":"neutral","sentiment_score":0.08831124752759933},{"word":"to","start":280.175,"end":280.335,"confidence":0.98095703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07505877315998077},{"word":"send","start":280.335,"end":280.57498,"confidence":1.0,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.08338125050067902},{"word":"you","start":280.57498,"end":280.735,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06773222982883453},{"word":"through","start":280.735,"end":280.895,"confidence":0.9873047,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.07109978795051575},{"word":"an","start":280.895,"end":281.055,"confidence":0.9970703,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.09227001667022704},{"word":"email","start":281.055,"end":281.375,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.08014976978302002},{"word":"which","start":281.375,"end":281.615,"confidence":0.7241211,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.08220048993825912},{"word":"has","start":281.615,"end":281.935,"confidence":0.99609375,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.07319062948226929},{"word":"the","start":281.935,"end":282.095,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07896211743354797},{"word":"the","start":282.095,"end":282.255,"confidence":0.6425781,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06155335158109665},{"word":"portfolio","start":282.255,"end":282.755,"confidence":0.98828125,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.06160598993301392},{"word":"reports","start":282.895,"end":283.29498,"confidence":0.5522461,"punctuated_word":"reports","sentiment":"neutral","sentiment_score":0.08024556189775467},{"word":"and","start":283.29498,"end":283.455,"confidence":0.8183594,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1257055699825287},{"word":"all","start":283.455,"end":283.695,"confidence":0.9838867,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.08300717175006866},{"word":"the","start":283.695,"end":283.775,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06330689042806625},{"word":"information","start":283.775,"end":284.255,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.046055689454078674},{"word":"i'm","start":284.255,"end":284.415,"confidence":0.982666,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.05662645027041435},{"word":"going","start":284.415,"end":284.655,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.08013859391212463},{"word":"through","start":284.655,"end":284.895,"confidence":0.90478516,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.07120124995708466},{"word":"with","start":284.895,"end":285.135,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.05183102935552597},{"word":"you","start":285.135,"end":285.6,"confidence":0.97216797,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.02645281702280045},{"word":"but","start":286.16,"end":286.48,"confidence":0.9760742,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.10317686945199966},{"word":"your","start":286.48,"end":286.64,"confidence":0.94921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.14731714129447937},{"word":"balance","start":286.64,"end":286.96,"confidence":0.99902344,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":-0.11989663541316986},{"word":"is","start":286.96,"end":287.2,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.17308205366134644},{"word":"at","start":287.2,"end":287.28,"confidence":0.50634766,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.14662407338619232},{"word":"the","start":287.28,"end":287.36002,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17536064982414246},{"word":"moment","start":287.36002,"end":287.68,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":-0.1668200045824051},{"word":"about","start":287.68,"end":287.92,"confidence":0.9902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.11249274015426636},{"word":"105,000","start":287.92,"end":289.2,"confidence":0.95,"punctuated_word":"105,000,","sentiment":"neutral","sentiment_score":-0.1116156205534935},{"word":"so","start":289.2,"end":289.36002,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.17331252992153168},{"word":"it","start":289.36002,"end":289.52002,"confidence":0.98291016,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1413908749818802},{"word":"is","start":289.52002,"end":289.68,"confidence":0.8378906,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.08126839995384216},{"word":"down","start":289.68,"end":289.92,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.1906716525554657},{"word":"a","start":289.92,"end":290.0,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15358895063400269},{"word":"little","start":290.0,"end":290.16,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.1574447602033615},{"word":"bit","start":290.16,"end":290.4,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2060009092092514},{"word":"on","start":290.4,"end":290.48,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.1838001310825348},{"word":"where","start":290.48,"end":290.72,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.1619458943605423},{"word":"we","start":290.72,"end":290.88,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.12979134917259216},{"word":"would","start":290.88,"end":291.04,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.11933844536542892},{"word":"like","start":291.04,"end":291.28,"confidence":0.8461914,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.10239659249782562},{"word":"you","start":291.28,"end":291.44,"confidence":0.7915039,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1447666436433792},{"word":"to","start":291.44,"end":291.6,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14100702106952667},{"word":"have","start":291.6,"end":291.76,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.13902951776981354},{"word":"been","start":291.76,"end":291.92,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.14010389149188995},{"word":"and","start":291.92,"end":292.08002,"confidence":0.6533203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1392137110233307},{"word":"where","start":292.08002,"end":292.32,"confidence":0.9941406,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.13600410521030426},{"word":"you","start":292.32,"end":292.48,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13729804754257202},{"word":"were","start":292.48,"end":292.80002,"confidence":0.9980469,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.12480049580335616},{"word":"last","start":292.80002,"end":293.04,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.1362399160861969},{"word":"year","start":293.04,"end":293.54,"confidence":0.99560547,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.06390868127346039},{"word":"admittedly","start":294.48,"end":294.98,"confidence":0.9944661,"punctuated_word":"Admittedly,","sentiment":"neutral","sentiment_score":-0.0223119854927063},{"word":"as","start":295.04,"end":295.2,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0010311827063560486},{"word":"we","start":295.2,"end":295.44,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.01891091465950012},{"word":"sort","start":295.44,"end":295.6,"confidence":0.99316406,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.01854655146598816},{"word":"of","start":295.6,"end":295.76,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.024601466953754425},{"word":"look","start":295.76,"end":296.0,"confidence":0.9941406,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.016541704535484314},{"word":"at","start":296.0,"end":296.24,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.017205625772476196},{"word":"the","start":296.24,"end":296.56,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.000551275908946991},{"word":"annual","start":296.56,"end":296.88,"confidence":0.9248047,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":-0.010405771434307098},{"word":"reviews","start":296.88,"end":297.28,"confidence":0.6015625,"punctuated_word":"reviews","sentiment":"neutral","sentiment_score":0.011801354587078094},{"word":"you've","start":297.28,"end":297.44,"confidence":0.94873047,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.00021176537848077712},{"word":"been","start":297.44,"end":297.68,"confidence":0.98828125,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.00031770020723342896},{"word":"having","start":297.68,"end":298.08002,"confidence":0.99316406,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.006126105785369873},{"word":"from","start":298.08002,"end":298.48,"confidence":0.9970703,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.05534645542502403},{"word":"2020","start":298.48,"end":299.505,"confidence":0.99576825,"punctuated_word":"2020","sentiment":"neutral","sentiment_score":0.037023261189460754},{"word":"onwards","start":299.505,"end":299.985,"confidence":0.9733887,"punctuated_word":"onwards,","sentiment":"neutral","sentiment_score":0.0077417828142642975},{"word":"your","start":299.985,"end":300.145,"confidence":0.96972656,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.057657599449157715},{"word":"balance","start":300.145,"end":300.465,"confidence":0.9980469,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":-0.025174550712108612},{"word":"has","start":300.465,"end":300.625,"confidence":0.99609375,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.036273613572120667},{"word":"been","start":300.625,"end":300.865,"confidence":0.99609375,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.03712289035320282},{"word":"steadily","start":300.865,"end":301.365,"confidence":1.0,"punctuated_word":"steadily","sentiment":"neutral","sentiment_score":0.020908981561660767},{"word":"increasing","start":301.425,"end":301.925,"confidence":0.97631836,"punctuated_word":"increasing.","sentiment":"neutral","sentiment_score":-0.029811859130859375},{"word":"so","start":302.065,"end":302.565,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05802550166845322},{"word":"the","start":302.945,"end":303.10498,"confidence":0.74316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07998017966747284},{"word":"pullback","start":303.10498,"end":303.60498,"confidence":0.970459,"punctuated_word":"pullback","sentiment":"neutral","sentiment_score":-0.0839805006980896},{"word":"this","start":303.745,"end":303.905,"confidence":0.9980469,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.08497372269630432},{"word":"year","start":303.905,"end":304.305,"confidence":0.9970703,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.03709662705659866},{"word":"is","start":304.305,"end":304.625,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02414121851325035},{"word":"basically","start":304.625,"end":305.025,"confidence":0.9560547,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.05990187078714371},{"word":"looking","start":305.025,"end":305.425,"confidence":0.99609375,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.08758792281150818},{"word":"at","start":305.425,"end":305.665,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04493752494454384},{"word":"your","start":305.665,"end":305.985,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.01246381551027298},{"word":"australian","start":305.985,"end":306.465,"confidence":0.9970703,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":-0.021987885236740112},{"word":"equities","start":306.465,"end":306.865,"confidence":0.84277344,"punctuated_word":"equities","sentiment":"neutral","sentiment_score":-0.02160010114312172},{"word":"portion","start":306.865,"end":307.26498,"confidence":0.8457031,"punctuated_word":"portion","sentiment":"neutral","sentiment_score":-0.03339289128780365},{"word":"of","start":307.26498,"end":307.425,"confidence":0.35180664,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.012837603688240051},{"word":"benelon","start":307.425,"end":307.905,"confidence":0.7058919,"punctuated_word":"Benelon","sentiment":"neutral","sentiment_score":-0.004685413092374802},{"word":"australian","start":307.905,"end":308.305,"confidence":0.80126953,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":-0.04787442460656166},{"word":"equities","start":308.305,"end":308.785,"confidence":0.8432617,"punctuated_word":"equities.","sentiment":"neutral","sentiment_score":-0.021826647222042084},{"word":"that","start":308.785,"end":309.025,"confidence":0.99609375,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.24732288718223572},{"word":"investments","start":309.025,"end":309.525,"confidence":0.6347656,"punctuated_word":"investments","sentiment":"negative","sentiment_score":-0.3837048709392547},{"word":"had","start":309.585,"end":309.745,"confidence":0.78808594,"punctuated_word":"had","sentiment":"negative","sentiment_score":-0.3663283586502075},{"word":"a","start":309.745,"end":309.905,"confidence":1.0,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.36419644951820374},{"word":"little","start":309.905,"end":310.065,"confidence":1.0,"punctuated_word":"little","sentiment":"negative","sentiment_score":-0.33340153098106384},{"word":"bit","start":310.065,"end":310.305,"confidence":1.0,"punctuated_word":"bit","sentiment":"negative","sentiment_score":-0.3615020215511322},{"word":"of","start":310.305,"end":310.465,"confidence":0.99902344,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4157306849956513},{"word":"an","start":310.465,"end":310.865,"confidence":0.80908203,"punctuated_word":"an","sentiment":"negative","sentiment_score":-0.3938080370426178},{"word":"an","start":310.865,"end":311.025,"confidence":0.90527344,"punctuated_word":"an","sentiment":"negative","sentiment_score":-0.3814862668514252},{"word":"issue","start":311.025,"end":311.345,"confidence":1.0,"punctuated_word":"issue","sentiment":"negative","sentiment_score":-0.41017934679985046},{"word":"there","start":311.345,"end":311.845,"confidence":0.99902344,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.32179349660873413},{"word":"i","start":312.25,"end":312.33002,"confidence":0.984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.24586665630340576},{"word":"know","start":312.33002,"end":312.57,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.23826052248477936},{"word":"ben","start":312.57,"end":312.81,"confidence":0.6616211,"punctuated_word":"Ben","sentiment":"neutral","sentiment_score":-0.3235926628112793},{"word":"along","start":312.81,"end":313.13,"confidence":0.34179688,"punctuated_word":"along","sentiment":"negative","sentiment_score":-0.35211580991744995},{"word":"was","start":313.13,"end":313.29,"confidence":0.56689453,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.22073441743850708},{"word":"placed","start":313.29,"end":313.53,"confidence":0.87841797,"punctuated_word":"placed","sentiment":"neutral","sentiment_score":-0.2316359132528305},{"word":"in","start":313.53,"end":313.77002,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2088974416255951},{"word":"your","start":313.77002,"end":314.01,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.18278707563877103},{"word":"portfolio","start":314.01,"end":314.51,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.254225492477417},{"word":"back","start":314.65,"end":314.81,"confidence":0.9980469,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.13571666181087494},{"word":"in","start":314.81,"end":314.97,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.17452865839004517},{"word":"the","start":314.97,"end":315.13,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19696441292762756},{"word":"day","start":315.13,"end":315.37,"confidence":0.99902344,"punctuated_word":"day","sentiment":"neutral","sentiment_score":-0.15839320421218872},{"word":"to","start":315.37,"end":315.53,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14894764125347135},{"word":"be","start":315.53,"end":315.69,"confidence":0.96240234,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1814507246017456},{"word":"more","start":315.69,"end":315.93,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.16285599768161774},{"word":"of","start":315.93,"end":316.01,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.22207896411418915},{"word":"an","start":316.01,"end":316.17,"confidence":0.9921875,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.1710374504327774},{"word":"actively","start":316.17,"end":316.65,"confidence":0.9980469,"punctuated_word":"actively","sentiment":"neutral","sentiment_score":-0.2168532907962799},{"word":"managed","start":316.65,"end":316.97,"confidence":0.98828125,"punctuated_word":"managed","sentiment":"neutral","sentiment_score":-0.2005993574857712},{"word":"fund","start":316.97,"end":317.37,"confidence":0.9248047,"punctuated_word":"fund,","sentiment":"neutral","sentiment_score":-0.1963345408439636},{"word":"but","start":317.37,"end":317.53,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.19704745709896088},{"word":"they're","start":317.53,"end":317.69,"confidence":1.0,"punctuated_word":"they're","sentiment":"negative","sentiment_score":-0.5191223621368408},{"word":"not","start":317.69,"end":317.85,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.5713203549385071},{"word":"really","start":317.85,"end":318.17,"confidence":1.0,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.5595282912254333},{"word":"doing","start":318.17,"end":318.41,"confidence":1.0,"punctuated_word":"doing","sentiment":"negative","sentiment_score":-0.5332351922988892},{"word":"their","start":318.41,"end":318.57,"confidence":0.9970703,"punctuated_word":"their","sentiment":"negative","sentiment_score":-0.6122272610664368},{"word":"jobs","start":318.57,"end":318.89,"confidence":0.78271484,"punctuated_word":"jobs","sentiment":"negative","sentiment_score":-0.5661343336105347},{"word":"correctly","start":318.89,"end":319.37,"confidence":0.9941406,"punctuated_word":"correctly.","sentiment":"negative","sentiment_score":-0.45084676146507263},{"word":"they're","start":319.37,"end":319.61002,"confidence":0.99658203,"punctuated_word":"They're","sentiment":"negative","sentiment_score":-0.6097860336303711},{"word":"underperforming","start":319.61002,"end":320.11002,"confidence":0.9812012,"punctuated_word":"underperforming","sentiment":"negative","sentiment_score":-0.6261012554168701},{"word":"a","start":320.41,"end":320.49,"confidence":0.47143555,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.628389835357666},{"word":"bit","start":320.49,"end":320.65,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"negative","sentiment_score":-0.5962058305740356},{"word":"against","start":320.65,"end":320.97,"confidence":1.0,"punctuated_word":"against","sentiment":"negative","sentiment_score":-0.5478463172912598},{"word":"the","start":320.97,"end":321.13,"confidence":0.9980469,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.6060312390327454},{"word":"market","start":321.13,"end":321.63,"confidence":0.8918457,"punctuated_word":"market.","sentiment":"negative","sentiment_score":-0.5042036771774292},{"word":"so","start":321.69,"end":322.19,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.3051416277885437},{"word":"i","start":322.81,"end":323.05002,"confidence":0.9482422,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.45602384209632874},{"word":"wanna","start":323.05002,"end":323.45,"confidence":0.9472656,"punctuated_word":"wanna","sentiment":"negative","sentiment_score":-0.4822028875350952},{"word":"go","start":323.45,"end":323.69,"confidence":0.99902344,"punctuated_word":"go","sentiment":"negative","sentiment_score":-0.524247407913208},{"word":"back","start":323.69,"end":323.93,"confidence":1.0,"punctuated_word":"back","sentiment":"negative","sentiment_score":-0.5679887533187866},{"word":"and","start":323.93,"end":324.09,"confidence":0.99609375,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.5211796760559082},{"word":"maybe","start":324.09,"end":324.41,"confidence":0.9892578,"punctuated_word":"maybe","sentiment":"negative","sentiment_score":-0.5385797023773193},{"word":"remove","start":324.41,"end":324.81,"confidence":0.9970703,"punctuated_word":"remove","sentiment":"negative","sentiment_score":-0.39260298013687134},{"word":"that","start":324.81,"end":324.97,"confidence":0.98828125,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.4672936797142029},{"word":"out","start":324.97,"end":325.13,"confidence":0.9980469,"punctuated_word":"out","sentiment":"negative","sentiment_score":-0.4677055776119232},{"word":"of","start":325.13,"end":325.29,"confidence":0.9951172,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.47646328806877136},{"word":"there","start":325.29,"end":325.45,"confidence":0.9758301,"punctuated_word":"there.","sentiment":"negative","sentiment_score":-0.42887598276138306},{"word":"there's","start":325.45,"end":325.77002,"confidence":0.99658203,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.3285562992095947},{"word":"no","start":325.77002,"end":325.85,"confidence":0.9941406,"punctuated_word":"no","sentiment":"negative","sentiment_score":-0.3855277895927429},{"word":"point","start":325.85,"end":326.17,"confidence":0.97998047,"punctuated_word":"point","sentiment":"negative","sentiment_score":-0.34400224685668945},{"word":"having","start":326.17,"end":326.67,"confidence":0.7138672,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.33135324716567993},{"word":"funds","start":326.91498,"end":327.235,"confidence":0.9970703,"punctuated_word":"funds","sentiment":"negative","sentiment_score":-0.3870008885860443},{"word":"that","start":327.235,"end":327.315,"confidence":0.99609375,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3580862581729889},{"word":"are","start":327.315,"end":327.475,"confidence":0.5239258,"punctuated_word":"are","sentiment":"negative","sentiment_score":-0.4223022162914276},{"word":"aren't","start":327.475,"end":327.875,"confidence":0.79125977,"punctuated_word":"aren't","sentiment":"neutral","sentiment_score":-0.3332390785217285},{"word":"performing","start":327.875,"end":328.275,"confidence":0.99902344,"punctuated_word":"performing","sentiment":"neutral","sentiment_score":-0.20501697063446045},{"word":"and","start":328.275,"end":328.675,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.3213648200035095},{"word":"working","start":328.675,"end":328.995,"confidence":0.9980469,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.28771185874938965},{"word":"harder","start":328.995,"end":329.395,"confidence":0.9951172,"punctuated_word":"harder","sentiment":"neutral","sentiment_score":-0.24608734250068665},{"word":"for","start":329.395,"end":329.475,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.2377164512872696},{"word":"you","start":329.475,"end":329.975,"confidence":0.81518555,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.26543939113616943},{"word":"i","start":330.435,"end":330.595,"confidence":0.6816406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.021161407232284542},{"word":"can","start":330.595,"end":330.835,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03224565088748932},{"word":"replace","start":330.835,"end":331.235,"confidence":0.99902344,"punctuated_word":"replace","sentiment":"neutral","sentiment_score":-0.05183561146259308},{"word":"that","start":331.235,"end":331.475,"confidence":0.9941406,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.07442206889390945},{"word":"i've","start":331.475,"end":331.63498,"confidence":0.9975586,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.17792204022407532},{"word":"got","start":331.63498,"end":331.79498,"confidence":0.98828125,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.19945865869522095},{"word":"a","start":331.79498,"end":331.875,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19217222929000857},{"word":"few","start":331.875,"end":332.115,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.1578671932220459},{"word":"other","start":332.115,"end":332.35498,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.09284581989049911},{"word":"options","start":332.35498,"end":332.675,"confidence":0.8935547,"punctuated_word":"options,","sentiment":"neutral","sentiment_score":0.07685691863298416},{"word":"but","start":332.675,"end":332.835,"confidence":0.9790039,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.14744830131530762},{"word":"i","start":332.835,"end":332.91498,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12414585798978806},{"word":"can","start":332.91498,"end":333.155,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1557452380657196},{"word":"replace","start":333.155,"end":333.475,"confidence":1.0,"punctuated_word":"replace","sentiment":"neutral","sentiment_score":0.12416598200798036},{"word":"it","start":333.475,"end":333.715,"confidence":0.9873047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15372110903263092},{"word":"with","start":333.715,"end":333.875,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14876452088356018},{"word":"something","start":333.875,"end":334.19498,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.11605451256036758},{"word":"that's","start":334.19498,"end":334.435,"confidence":0.986084,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.20760810375213623},{"word":"a","start":334.435,"end":334.51498,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2090927362442017},{"word":"bit","start":334.51498,"end":334.755,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.17109045386314392},{"word":"cheaper","start":334.755,"end":335.255,"confidence":0.94799805,"punctuated_word":"cheaper,","sentiment":"neutral","sentiment_score":0.18566477298736572},{"word":"maybe","start":335.555,"end":335.875,"confidence":0.9951172,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.1549898087978363},{"word":"more","start":335.875,"end":336.035,"confidence":0.9970703,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.0910598486661911},{"word":"of","start":336.035,"end":336.115,"confidence":0.8183594,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10621438920497894},{"word":"an","start":336.115,"end":336.35498,"confidence":0.9921875,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.07846732437610626},{"word":"act","start":336.35498,"end":336.51498,"confidence":0.5019531,"punctuated_word":"act","sentiment":"neutral","sentiment_score":0.06997296214103699},{"word":"sorry","start":336.835,"end":337.07498,"confidence":0.7844238,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":0.050751205533742905},{"word":"maybe","start":337.07498,"end":337.315,"confidence":0.8442383,"punctuated_word":"Maybe","sentiment":"neutral","sentiment_score":0.1582493036985397},{"word":"more","start":337.315,"end":337.555,"confidence":0.9970703,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.15805670619010925},{"word":"of","start":337.555,"end":337.63498,"confidence":0.9550781,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1777929961681366},{"word":"a","start":337.63498,"end":337.715,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17363804578781128},{"word":"passively","start":337.715,"end":338.19498,"confidence":0.99121094,"punctuated_word":"passively","sentiment":"positive","sentiment_score":0.3484745919704437},{"word":"managed","start":338.19498,"end":338.595,"confidence":0.9448242,"punctuated_word":"managed","sentiment":"neutral","sentiment_score":0.2135421633720398},{"word":"fund","start":338.595,"end":338.91498,"confidence":0.8491211,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":0.21488866209983823},{"word":"that","start":338.91498,"end":339.07498,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.22474852204322815},{"word":"might","start":339.07498,"end":339.235,"confidence":0.99902344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.2613934576511383},{"word":"be","start":339.235,"end":339.395,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.33722662925720215},{"word":"a","start":339.395,"end":339.47498,"confidence":0.9980469,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.335759699344635},{"word":"little","start":339.47498,"end":339.715,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.2561023235321045},{"word":"bit","start":339.715,"end":339.79498,"confidence":0.99316406,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.24223020672798157},{"word":"less","start":339.79498,"end":340.035,"confidence":0.99316406,"punctuated_word":"less","sentiment":"positive","sentiment_score":0.35264673829078674},{"word":"in","start":340.035,"end":340.35,"confidence":0.8105469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.3258413076400757},{"word":"fees","start":340.43,"end":340.59,"confidence":0.9394531,"punctuated_word":"fees","sentiment":"neutral","sentiment_score":0.2578103542327881},{"word":"and","start":340.59,"end":340.71002,"confidence":0.9453125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21798865497112271},{"word":"might","start":340.71002,"end":340.83002,"confidence":0.9970703,"punctuated_word":"might","sentiment":"positive","sentiment_score":0.3570353388786316},{"word":"have","start":340.83002,"end":341.07,"confidence":0.8647461,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.33836624026298523},{"word":"shown","start":341.07,"end":341.39,"confidence":0.9350586,"punctuated_word":"shown","sentiment":"neutral","sentiment_score":0.3260000944137573},{"word":"greater","start":341.39,"end":341.79,"confidence":0.9941406,"punctuated_word":"greater","sentiment":"positive","sentiment_score":0.3693051040172577},{"word":"performance","start":341.79,"end":342.27002,"confidence":0.9916992,"punctuated_word":"performance.","sentiment":"neutral","sentiment_score":0.2878979444503784},{"word":"is","start":342.27002,"end":342.35,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.13375933468341827},{"word":"that","start":342.35,"end":342.59,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1950669288635254},{"word":"something","start":342.59,"end":342.91,"confidence":0.9980469,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.17929281294345856},{"word":"you'd","start":342.91,"end":343.07,"confidence":0.9970703,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.15838110446929932},{"word":"like","start":343.07,"end":343.31,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.10791283845901488},{"word":"me","start":343.31,"end":343.47,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1490735411643982},{"word":"to","start":343.47,"end":343.55002,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.123569093644619},{"word":"look","start":343.55002,"end":343.71,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.10523763298988342},{"word":"at","start":343.71,"end":343.95,"confidence":0.98291016,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14954549074172974},{"word":"for","start":343.95,"end":344.11002,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13193853199481964},{"word":"you","start":344.11002,"end":344.61002,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.108691468834877},{"word":"yeah","start":345.95,"end":346.45,"confidence":0.7783203,"punctuated_word":"Yeah?","sentiment":"neutral","sentiment_score":0.08726078271865845},{"word":"please","start":347.87,"end":348.27002,"confidence":0.96435547,"punctuated_word":"Please","sentiment":"neutral","sentiment_score":0.1549225151538849},{"word":"let","start":348.27002,"end":348.43,"confidence":0.9951172,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.20372359454631803},{"word":"me","start":348.43,"end":348.59,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.20131631195545197},{"word":"know","start":348.59,"end":348.91,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.22615543007850647},{"word":"if","start":348.91,"end":349.07,"confidence":0.94921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2235839068889618},{"word":"you","start":349.07,"end":349.23,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2169644683599472},{"word":"have","start":349.23,"end":349.47,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.23144173622131348},{"word":"any","start":349.47,"end":349.79,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.21723812818527224},{"word":"questions","start":349.79,"end":350.29,"confidence":0.99609375,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":0.2055072486400604},{"word":"i'm","start":350.35,"end":350.75,"confidence":1.0,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4392598569393158},{"word":"happy","start":350.75,"end":351.15,"confidence":0.99316406,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.555079460144043},{"word":"to","start":351.15,"end":351.31,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5805536508560181},{"word":"break","start":351.31,"end":351.55002,"confidence":0.94628906,"punctuated_word":"break","sentiment":"positive","sentiment_score":0.602167546749115},{"word":"things","start":351.55002,"end":351.79,"confidence":0.98828125,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.5507907271385193},{"word":"down","start":351.79,"end":352.03,"confidence":0.99902344,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.6801676750183105},{"word":"for","start":352.03,"end":352.27002,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.655194103717804},{"word":"you","start":352.27002,"end":352.51,"confidence":0.99853516,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.557123064994812},{"word":"you're","start":352.51,"end":352.67,"confidence":0.967041,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.27180391550064087},{"word":"right","start":352.67,"end":353.17,"confidence":0.8562012,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.2323237955570221},{"word":"yeah","start":355.695,"end":356.195,"confidence":0.7512207,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10694533586502077},{"word":"yes","start":363.215,"end":363.715,"confidence":0.9975586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.030915040522813797},{"word":"yes","start":366.495,"end":366.995,"confidence":0.9975586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.035129010677337646},{"word":"yes","start":372.95,"end":373.45,"confidence":0.96850586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.011859592981636524},{"word":"yeah","start":389.155,"end":389.655,"confidence":0.81518555,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03983965516090393},{"word":"yeah","start":393.555,"end":394.055,"confidence":0.9655762,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03930951654911041},{"word":"okay","start":405.59,"end":406.09,"confidence":0.7805176,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.08985498547554016},{"word":"yeah","start":408.31,"end":408.81,"confidence":0.85375977,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.18416760861873627},{"word":"yeah","start":415.495,"end":415.995,"confidence":0.98657227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.16145214438438416},{"word":"no","start":419.335,"end":419.655,"confidence":0.9790039,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.25888893008232117},{"word":"no","start":419.655,"end":419.895,"confidence":0.99853516,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2383899688720703},{"word":"of","start":419.895,"end":420.055,"confidence":0.9980469,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":-0.1860283315181732},{"word":"course","start":420.055,"end":420.555,"confidence":0.9995117,"punctuated_word":"course.","sentiment":"neutral","sentiment_score":-0.17242124676704407},{"word":"yeah","start":425.575,"end":426.075,"confidence":0.8864746,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1744265258312225},{"word":"no","start":428.77,"end":429.09,"confidence":0.9909668,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0910334289073944},{"word":"well","start":429.09,"end":429.25,"confidence":0.99658203,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.17872530221939087},{"word":"i","start":429.25,"end":429.41,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2363530844449997},{"word":"can","start":429.41,"end":429.65,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.11686918139457704},{"word":"safely","start":429.65,"end":429.97,"confidence":0.96533203,"punctuated_word":"safely","sentiment":"neutral","sentiment_score":-0.13862785696983335},{"word":"tell","start":429.97,"end":430.21,"confidence":1.0,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":-0.24398481845855713},{"word":"you","start":430.21,"end":430.45,"confidence":0.8183594,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.32489505410194397},{"word":"you","start":430.45,"end":430.53,"confidence":0.94970703,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.5540557503700256},{"word":"definitely","start":430.53,"end":430.93,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"negative","sentiment_score":-0.5819953083992004},{"word":"don't","start":430.93,"end":431.17,"confidence":1.0,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.4485038220882416},{"word":"have","start":431.17,"end":431.33002,"confidence":1.0,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.4513799250125885},{"word":"any","start":431.33002,"end":431.65,"confidence":0.9970703,"punctuated_word":"any","sentiment":"negative","sentiment_score":-0.45946818590164185},{"word":"aia","start":431.65,"end":432.15,"confidence":0.9975586,"punctuated_word":"AIA","sentiment":"negative","sentiment_score":-0.484264075756073},{"word":"insurances","start":432.29,"end":432.79,"confidence":0.9995117,"punctuated_word":"insurances","sentiment":"negative","sentiment_score":-0.4646416902542114},{"word":"in","start":432.85,"end":433.17,"confidence":0.9951172,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.35844114422798157},{"word":"here","start":433.17,"end":433.49,"confidence":0.8339844,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":-0.27730220556259155},{"word":"the","start":433.49,"end":433.73,"confidence":0.6640625,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.2068159580230713},{"word":"aia","start":433.73,"end":434.23,"confidence":0.9995117,"punctuated_word":"AIA","sentiment":"neutral","sentiment_score":-0.09461425244808196},{"word":"are","start":434.29,"end":434.45,"confidence":0.9838867,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.17413429915905},{"word":"the","start":434.45,"end":434.69,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14178761839866638},{"word":"underwriter","start":434.69,"end":435.19,"confidence":0.9824219,"punctuated_word":"underwriter","sentiment":"neutral","sentiment_score":-0.11632828414440156},{"word":"for","start":435.49,"end":435.97,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.17202360928058624},{"word":"the","start":435.97,"end":436.37,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11697988212108612},{"word":"group","start":436.37,"end":436.69,"confidence":0.99121094,"punctuated_word":"group","sentiment":"neutral","sentiment_score":-0.06397965550422668},{"word":"cover","start":436.69,"end":437.09,"confidence":0.9980469,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.07225847244262695},{"word":"that","start":437.09,"end":437.41,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08347099274396896},{"word":"netwealth","start":437.41,"end":437.91,"confidence":0.9104004,"punctuated_word":"Netwealth","sentiment":"neutral","sentiment_score":-0.0878402441740036},{"word":"do","start":438.13,"end":438.37,"confidence":0.9375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.07553315162658691},{"word":"provide","start":438.37,"end":438.87,"confidence":0.99316406,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":-0.14140576124191284},{"word":"to","start":438.93,"end":439.17,"confidence":0.97509766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07108063995838165},{"word":"clients","start":439.17,"end":439.67,"confidence":0.9970703,"punctuated_word":"clients.","sentiment":"neutral","sentiment_score":-0.12741252779960632},{"word":"i've","start":440.685,"end":440.885,"confidence":0.6557617,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.20138871669769287},{"word":"as","start":441.085,"end":441.245,"confidence":0.9536133,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.1951257288455963},{"word":"i","start":441.245,"end":441.405,"confidence":0.94189453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15677207708358765},{"word":"said","start":441.405,"end":441.645,"confidence":0.8828125,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.10541736334562302},{"word":"deep","start":441.645,"end":441.885,"confidence":0.8676758,"punctuated_word":"deep","sentiment":"neutral","sentiment_score":-0.17180994153022766},{"word":"dive","start":441.885,"end":442.125,"confidence":0.9472656,"punctuated_word":"dive","sentiment":"neutral","sentiment_score":-0.1295149028301239},{"word":"into","start":442.125,"end":442.365,"confidence":0.9921875,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.13851308822631836},{"word":"this","start":442.365,"end":442.525,"confidence":0.8544922,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":-0.1901153177022934},{"word":"you","start":442.525,"end":442.685,"confidence":0.9873047,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.4453189969062805},{"word":"definitely","start":442.685,"end":443.085,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"negative","sentiment_score":-0.40761271119117737},{"word":"don't","start":443.085,"end":443.485,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.29926902055740356},{"word":"have","start":443.485,"end":443.725,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.2764914333820343},{"word":"any","start":443.725,"end":444.04498,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.29680538177490234},{"word":"aia","start":444.04498,"end":444.54498,"confidence":0.9926758,"punctuated_word":"AIA","sentiment":"neutral","sentiment_score":-0.27558189630508423},{"word":"insurances","start":444.605,"end":445.105,"confidence":0.99853516,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.26593923568725586},{"word":"in","start":445.325,"end":445.565,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1971522569656372},{"word":"here","start":445.565,"end":445.885,"confidence":0.9951172,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":-0.14142988622188568},{"word":"your","start":445.885,"end":446.205,"confidence":0.99609375,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":-0.04278060421347618},{"word":"insurance","start":446.205,"end":446.705,"confidence":0.88720703,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.03724290058016777},{"word":"is","start":446.76498,"end":446.925,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.024804800748825073},{"word":"with","start":446.925,"end":447.425,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.04347854480147362},{"word":"neos","start":447.485,"end":447.985,"confidence":0.84228516,"punctuated_word":"Neos,","sentiment":"neutral","sentiment_score":-0.010392855852842333},{"word":"and","start":449.245,"end":449.485,"confidence":0.9589844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.015089623630046844},{"word":"you've","start":449.485,"end":449.725,"confidence":0.9995117,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.02083992026746273},{"word":"got","start":449.725,"end":449.965,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.00977032631635666},{"word":"some","start":449.965,"end":450.205,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.002183128148317337},{"word":"life","start":450.205,"end":450.445,"confidence":0.87841797,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.009393610060214996},{"word":"and","start":450.445,"end":450.685,"confidence":0.90478516,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.011680599302053452},{"word":"tbd","start":450.685,"end":451.185,"confidence":0.9716797,"punctuated_word":"TBD.","sentiment":"neutral","sentiment_score":-0.012623573653399944},{"word":"so","start":451.885,"end":452.125,"confidence":0.99316406,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.011035975068807602},{"word":"at","start":452.125,"end":452.285,"confidence":0.93115234,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.004986010491847992},{"word":"the","start":452.285,"end":452.525,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.012568257749080658},{"word":"moment","start":452.525,"end":453.025,"confidence":0.99902344,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.01223624125123024},{"word":"the","start":453.66,"end":453.82,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.043488018214702606},{"word":"life","start":453.82,"end":454.06,"confidence":0.9970703,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.05009503290057182},{"word":"and","start":454.06,"end":454.22,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.018385738134384155},{"word":"tbd","start":454.22,"end":454.72,"confidence":0.9770508,"punctuated_word":"TBD","sentiment":"neutral","sentiment_score":0.0001852717250585556},{"word":"component","start":454.78,"end":455.18,"confidence":0.9921875,"punctuated_word":"component","sentiment":"neutral","sentiment_score":0.046047139912843704},{"word":"you","start":455.18,"end":455.41998,"confidence":0.98828125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04114852100610733},{"word":"have","start":455.41998,"end":455.74,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03588031604886055},{"word":"through","start":455.74,"end":455.97998,"confidence":0.99121094,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.030438270419836044},{"word":"neos","start":455.97998,"end":456.47998,"confidence":0.8486328,"punctuated_word":"Neos","sentiment":"neutral","sentiment_score":0.04079338163137436},{"word":"is","start":456.53998,"end":456.86,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.058914199471473694},{"word":"you've","start":456.86,"end":457.18,"confidence":0.8859863,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.04773904010653496},{"word":"got","start":457.18,"end":457.41998,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.03429989144206047},{"word":"a","start":457.41998,"end":457.5,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.029862433671951297},{"word":"life","start":457.5,"end":457.82,"confidence":0.9941406,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.0374552458524704},{"word":"of","start":457.82,"end":457.97998,"confidence":0.4736328,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03722395747900009},{"word":"the","start":457.97998,"end":458.06,"confidence":0.9267578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010816499590873718},{"word":"sum","start":458.06,"end":458.22,"confidence":0.8803711,"punctuated_word":"sum","sentiment":"neutral","sentiment_score":0.033736828714609146},{"word":"insured","start":458.22,"end":458.62,"confidence":0.96777344,"punctuated_word":"insured","sentiment":"neutral","sentiment_score":0.01705962046980858},{"word":"of","start":458.62,"end":458.78,"confidence":0.8730469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.016875676810741425},{"word":"$687,003.34","start":458.78,"end":461.68,"confidence":0.98148894,"punctuated_word":"$687,003.34,","sentiment":"neutral","sentiment_score":0.020308058708906177},{"word":"and","start":461.9,"end":462.13998,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03685411810874939},{"word":"you've","start":462.13998,"end":462.38,"confidence":0.9995117,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.02960408292710781},{"word":"got","start":462.38,"end":462.62,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.02413809299468994},{"word":"some","start":462.62,"end":462.94,"confidence":0.9951172,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.01000816375017166},{"word":"tbd","start":462.94,"end":463.44,"confidence":1.0,"punctuated_word":"TBD","sentiment":"neutral","sentiment_score":-0.0006808042526245117},{"word":"in","start":463.5,"end":463.66,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.004552625119686127},{"word":"there","start":463.66,"end":464.16,"confidence":0.99853516,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.002447390928864479},{"word":"currently","start":464.78,"end":465.25998,"confidence":0.97802734,"punctuated_word":"Currently,","sentiment":"neutral","sentiment_score":0.0003084751660935581},{"word":"the","start":465.25998,"end":465.5,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014163665473461153},{"word":"tbd","start":465.5,"end":466.0,"confidence":1.0,"punctuated_word":"TBD","sentiment":"neutral","sentiment_score":0.0004372633993625641},{"word":"is","start":466.38,"end":466.88,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.003732573240995407},{"word":"a","start":467.1,"end":467.34,"confidence":0.97802734,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0024780407547950745},{"word":"$137,004.46","start":467.34,"end":470.195,"confidence":0.9729004,"punctuated_word":"$137,004.46.","sentiment":"neutral","sentiment_score":0.004964558873325586},{"word":"and","start":471.695,"end":472.015,"confidence":0.84765625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08713309466838837},{"word":"i","start":472.015,"end":472.255,"confidence":0.61816406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1021519899368286},{"word":"believe","start":472.255,"end":472.495,"confidence":0.9980469,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":0.1127549558877945},{"word":"you","start":472.495,"end":472.655,"confidence":0.98828125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11884260177612305},{"word":"also","start":472.655,"end":472.975,"confidence":0.9902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.13256868720054626},{"word":"got","start":472.975,"end":473.135,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.13705769181251526},{"word":"that","start":473.135,"end":473.45502,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15206459164619446},{"word":"in","start":473.45502,"end":473.695,"confidence":0.9863281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10730445384979248},{"word":"the","start":473.695,"end":474.095,"confidence":0.9404297,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10367968678474426},{"word":"real","start":474.095,"end":474.415,"confidence":0.97314453,"punctuated_word":"real","sentiment":"neutral","sentiment_score":0.11492361128330232},{"word":"insurance","start":474.415,"end":474.89502,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.09257812798023224},{"word":"policy","start":474.89502,"end":475.295,"confidence":1.0,"punctuated_word":"policy","sentiment":"neutral","sentiment_score":0.13192471861839294},{"word":"as","start":475.295,"end":475.45502,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15988686680793762},{"word":"well","start":475.45502,"end":475.775,"confidence":0.9277344,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.14831691980361938},{"word":"which","start":475.775,"end":475.935,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.12557999789714813},{"word":"gives","start":475.935,"end":476.17502,"confidence":0.99609375,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.09565392881631853},{"word":"you","start":476.17502,"end":476.415,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11319593340158464},{"word":"the","start":476.415,"end":476.575,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11427927017211914},{"word":"life","start":476.575,"end":476.89502,"confidence":0.98828125,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.13563697040081024},{"word":"insurance","start":476.89502,"end":477.295,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.10911184549331664},{"word":"there","start":477.295,"end":477.535,"confidence":0.97509766,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.10566435754299164},{"word":"for","start":477.535,"end":477.615,"confidence":0.99121094,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09216463565826416},{"word":"a","start":477.615,"end":477.695,"confidence":0.9863281,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0886620506644249},{"word":"bit","start":477.695,"end":477.935,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.06473827362060547},{"word":"over","start":477.935,"end":478.17502,"confidence":0.93408203,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.1196550577878952},{"word":"650,000","start":478.17502,"end":479.615,"confidence":0.9982422,"punctuated_word":"650,000","sentiment":"neutral","sentiment_score":0.09220593422651292},{"word":"as","start":479.615,"end":479.775,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10617341846227646},{"word":"well","start":479.775,"end":480.17502,"confidence":0.88500977,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.08592216670513153},{"word":"640","start":480.17502,"end":481.215,"confidence":0.9938965,"punctuated_word":"640","sentiment":"neutral","sentiment_score":0.06125744432210922},{"word":"to","start":481.215,"end":481.375,"confidence":0.7607422,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.046419911086559296},{"word":"$650,000","start":481.375,"end":482.435,"confidence":0.98999023,"punctuated_word":"$650,000","sentiment":"neutral","sentiment_score":0.0860786885023117},{"word":"of","start":482.72,"end":483.04,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07989358901977539},{"word":"life","start":483.04,"end":483.12003,"confidence":0.98291016,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.07458841055631638},{"word":"cover","start":483.12003,"end":483.52002,"confidence":0.9255371,"punctuated_word":"cover,","sentiment":"neutral","sentiment_score":0.07489464432001114},{"word":"which","start":483.52002,"end":483.68002,"confidence":0.9970703,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.08316409587860107},{"word":"you're","start":483.68002,"end":483.92,"confidence":0.9916992,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.027594666928052906},{"word":"still","start":483.92,"end":484.16,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.002504579722881317},{"word":"paying","start":484.16,"end":484.48,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.017435096204280853},{"word":"out","start":484.48,"end":484.64,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.024845324456691745},{"word":"of","start":484.64,"end":484.72,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0042994022369384766},{"word":"your","start":484.72,"end":484.88,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.022164463996887207},{"word":"back","start":484.88,"end":485.12003,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.02062835544347763},{"word":"pocket","start":485.12003,"end":485.44,"confidence":0.99658203,"punctuated_word":"pocket.","sentiment":"neutral","sentiment_score":-0.0030740201473236084},{"word":"is","start":485.44,"end":485.6,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.060544926673173904},{"word":"that","start":485.6,"end":485.84003,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05939744412899017},{"word":"right","start":485.84003,"end":486.34003,"confidence":0.99658203,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.02869516983628273},{"word":"the","start":488.80002,"end":489.12003,"confidence":0.9453125,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.04377605020999909},{"word":"real","start":489.12003,"end":489.36002,"confidence":0.96972656,"punctuated_word":"real","sentiment":"neutral","sentiment_score":-0.043071117252111435},{"word":"insurance","start":489.36002,"end":489.86002,"confidence":0.9819336,"punctuated_word":"insurance?","sentiment":"neutral","sentiment_score":-0.0059134140610694885},{"word":"yep","start":491.76,"end":492.08002,"confidence":0.7648926,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.23569831252098083},{"word":"beautiful","start":492.08002,"end":492.58002,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.49906179308891296},{"word":"has","start":492.72,"end":493.12003,"confidence":0.98828125,"punctuated_word":"Has","sentiment":"neutral","sentiment_score":0.1523151993751526},{"word":"the","start":493.28003,"end":493.76,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13097701966762543},{"word":"certificate","start":493.76,"end":494.16,"confidence":0.46972656,"punctuated_word":"certificate","sentiment":"neutral","sentiment_score":0.1275584101676941},{"word":"of","start":494.16,"end":494.32,"confidence":0.8359375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1467600166797638},{"word":"currency","start":494.32,"end":494.80002,"confidence":0.8251953,"punctuated_word":"currency","sentiment":"neutral","sentiment_score":0.1379372477531433},{"word":"i","start":494.80002,"end":494.96002,"confidence":0.98535156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08969894796609879},{"word":"have","start":494.96002,"end":495.12003,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05824941024184227},{"word":"here","start":495.12003,"end":495.28003,"confidence":0.99902344,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.05752166360616684},{"word":"at","start":495.28003,"end":495.44,"confidence":0.99316406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04862476512789726},{"word":"the","start":495.44,"end":495.52002,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07247481495141983},{"word":"moment","start":495.52002,"end":495.92,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.06265421211719513},{"word":"says","start":495.92,"end":496.08002,"confidence":0.8984375,"punctuated_word":"says","sentiment":"neutral","sentiment_score":0.05763322860002518},{"word":"it's","start":496.08002,"end":496.24002,"confidence":0.8996582,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05150824040174484},{"word":"about","start":496.24002,"end":496.56003,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04871418699622154},{"word":"640,000","start":496.56003,"end":498.285,"confidence":0.99785155,"punctuated_word":"640,000","sentiment":"neutral","sentiment_score":0.06118415296077728},{"word":"of","start":498.285,"end":498.445,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05982859805226326},{"word":"life","start":498.445,"end":498.685,"confidence":0.9873047,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.062323227524757385},{"word":"cover","start":498.685,"end":498.925,"confidence":0.9152832,"punctuated_word":"cover.","sentiment":"neutral","sentiment_score":0.06441844999790192},{"word":"that's","start":498.925,"end":499.245,"confidence":0.99560547,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.03955536335706711},{"word":"probably","start":499.245,"end":499.48502,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.04269782453775406},{"word":"has","start":499.565,"end":499.805,"confidence":0.9902344,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.01838292181491852},{"word":"that","start":499.805,"end":499.965,"confidence":0.7451172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.038448967039585114},{"word":"index","start":499.965,"end":500.365,"confidence":0.84765625,"punctuated_word":"index","sentiment":"neutral","sentiment_score":-0.018605463206768036},{"word":"still","start":500.365,"end":500.525,"confidence":0.96435547,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.02149203419685364},{"word":"gone","start":500.525,"end":500.845,"confidence":0.8125,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.015716999769210815},{"word":"up","start":500.845,"end":501.005,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.02926114946603775},{"word":"a","start":501.005,"end":501.085,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.011877316981554031},{"word":"little","start":501.085,"end":501.245,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.017786435782909393},{"word":"bit","start":501.245,"end":501.405,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03039468824863434},{"word":"since","start":501.405,"end":501.725,"confidence":0.99902344,"punctuated_word":"since","sentiment":"neutral","sentiment_score":-0.014710739254951475},{"word":"i","start":501.725,"end":501.805,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0007351748645305634},{"word":"would","start":501.805,"end":501.965,"confidence":0.9980469,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.005215607583522797},{"word":"have","start":501.965,"end":502.125,"confidence":0.67089844,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.01372465118765831},{"word":"got","start":502.125,"end":502.365,"confidence":0.9921875,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.003363877534866333},{"word":"that","start":502.365,"end":502.605,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.00987243466079235},{"word":"certificate","start":502.605,"end":503.085,"confidence":0.97998047,"punctuated_word":"certificate","sentiment":"neutral","sentiment_score":-0.00708308070898056},{"word":"of","start":503.085,"end":503.165,"confidence":0.95703125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.002390766516327858},{"word":"currency","start":503.165,"end":503.665,"confidence":0.982666,"punctuated_word":"currency?","sentiment":"neutral","sentiment_score":-0.005030139349400997},{"word":"no","start":505.805,"end":506.125,"confidence":0.9946289,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09215178340673448},{"word":"that's","start":506.125,"end":506.445,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.04483819752931595},{"word":"okay","start":506.445,"end":506.765,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.004813618957996368},{"word":"that's","start":506.765,"end":507.005,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.22029289603233335},{"word":"absolutely","start":507.005,"end":507.505,"confidence":0.99902344,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.22831323742866516},{"word":"fine","start":507.565,"end":508.065,"confidence":0.9941406,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.16439667344093323},{"word":"but","start":508.365,"end":508.605,"confidence":0.8203125,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.09987643361091614},{"word":"when","start":508.605,"end":508.765,"confidence":0.99609375,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.03723464161157608},{"word":"i","start":508.765,"end":508.925,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07780835032463074},{"word":"sort","start":508.925,"end":509.085,"confidence":0.98291016,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04755306243896485},{"word":"of","start":509.085,"end":509.245,"confidence":0.6738281,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06985777616500854},{"word":"have","start":509.245,"end":509.405,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.019120976328849792},{"word":"a","start":509.405,"end":509.565,"confidence":0.7919922,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.010547660291194916},{"word":"have","start":509.565,"end":509.805,"confidence":0.99121094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03748367726802826},{"word":"a","start":509.805,"end":509.885,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.025447875261306763},{"word":"breakdown","start":509.885,"end":510.365,"confidence":0.9741211,"punctuated_word":"breakdown","sentiment":"neutral","sentiment_score":0.0496576726436615},{"word":"and","start":510.365,"end":510.525,"confidence":0.9741211,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.013304755091667175},{"word":"look","start":510.525,"end":510.685,"confidence":0.99609375,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.018361583352088928},{"word":"at","start":510.685,"end":510.845,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.016801640391349792},{"word":"things","start":510.845,"end":510.925,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.04948216676712036},{"word":"so","start":511.085,"end":511.245,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.03359343111515045},{"word":"when","start":511.245,"end":511.405,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05592957139015198},{"word":"i","start":511.405,"end":511.565,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.052107810974121094},{"word":"go","start":511.565,"end":511.805,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.04736848920583725},{"word":"back","start":511.805,"end":512.305,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.02279454469680786},{"word":"over","start":512.82996,"end":513.07,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.06970999389886856},{"word":"the","start":513.07,"end":513.14996,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.001059509813785553},{"word":"years","start":513.14996,"end":513.38995,"confidence":0.9970703,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.0432753786444664},{"word":"because","start":513.47,"end":513.70996,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.06240028142929077},{"word":"we","start":513.70996,"end":513.95,"confidence":0.984375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11827999353408812},{"word":"wanna","start":513.95,"end":514.11,"confidence":0.99609375,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.25513723492622375},{"word":"make","start":514.11,"end":514.35,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1351187229156494},{"word":"sure","start":514.35,"end":514.43,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.18453924357891083},{"word":"that","start":514.43,"end":514.58997,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24028514325618744},{"word":"things","start":514.58997,"end":514.91,"confidence":1.0,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.362268328666687},{"word":"are","start":514.91,"end":515.14996,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.22447335720062256},{"word":"working","start":515.14996,"end":515.47,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.2876332700252533},{"word":"for","start":515.47,"end":515.70996,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1690216362476349},{"word":"you","start":515.70996,"end":515.95,"confidence":0.9008789,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.11384040117263794},{"word":"and","start":515.95,"end":516.11,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12843307852745056},{"word":"i","start":516.11,"end":516.19,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2683413028717041},{"word":"can","start":516.19,"end":516.35,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3040439486503601},{"word":"definitely","start":516.35,"end":516.75,"confidence":1.0,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.34305983781814575},{"word":"do","start":516.75,"end":516.91,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2053376138210297},{"word":"some","start":516.91,"end":517.14996,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.20887428522109985},{"word":"updated","start":517.14996,"end":517.63,"confidence":0.9291992,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.2058050036430359},{"word":"advice","start":517.63,"end":518.02997,"confidence":0.9248047,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.2165450155735016},{"word":"to","start":518.02997,"end":518.19,"confidence":0.97509766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2059774398803711},{"word":"assist","start":518.19,"end":518.69,"confidence":0.9604492,"punctuated_word":"assist.","sentiment":"neutral","sentiment_score":0.1899452209472656},{"word":"i","start":519.07,"end":519.31,"confidence":0.41625977,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06425313651561737},{"word":"do","start":519.31,"end":519.47,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09187684208154678},{"word":"know","start":519.47,"end":519.63,"confidence":0.9951172,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.08465142548084259},{"word":"back","start":519.63,"end":519.87,"confidence":0.9394531,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.06974813342094421},{"word":"in","start":519.87,"end":520.11,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03898755460977554},{"word":"2021","start":520.11,"end":520.99,"confidence":0.993571,"punctuated_word":"2021,","sentiment":"neutral","sentiment_score":0.06839870661497116},{"word":"your","start":520.99,"end":521.23,"confidence":0.98535156,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10703027993440628},{"word":"super","start":521.23,"end":521.55,"confidence":0.64501953,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.11949126422405244},{"word":"was","start":521.55,"end":521.87,"confidence":0.98828125,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.03376200050115585},{"word":"over","start":521.87,"end":522.11,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.14954012632369995},{"word":"a","start":522.11,"end":522.26996,"confidence":0.98291016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08198152482509613},{"word":"100,000","start":522.26996,"end":522.99,"confidence":0.9581299,"punctuated_word":"100,000,","sentiment":"neutral","sentiment_score":0.11423424631357192},{"word":"and","start":522.99,"end":523.23,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12183175981044768},{"word":"it","start":523.23,"end":523.31,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.21699509024620056},{"word":"was","start":523.31,"end":523.63,"confidence":0.98095703,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.1437424123287201},{"word":"working","start":523.63,"end":524.02997,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.2677757740020752},{"word":"really","start":524.02997,"end":524.35,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.2133370190858841},{"word":"well","start":524.35,"end":524.85,"confidence":0.8491211,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.11481516063213348},{"word":"but","start":525.23,"end":525.38995,"confidence":0.97509766,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.02449631690979004},{"word":"then","start":525.38995,"end":525.55,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.031660258769989014},{"word":"we","start":525.55,"end":525.70996,"confidence":0.98291016,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0020235851407051086},{"word":"did","start":525.70996,"end":525.95,"confidence":0.98291016,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.012998715043067932},{"word":"obviously","start":525.95,"end":526.35,"confidence":0.9291992,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.015871673822402954},{"word":"see","start":526.35,"end":526.58997,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.010310463607311249},{"word":"a","start":526.58997,"end":526.67,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06330404430627823},{"word":"bit","start":526.67,"end":526.82996,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.046342723071575165},{"word":"more","start":526.82996,"end":527.32996,"confidence":0.99121094,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.06382367014884949},{"word":"from","start":527.745,"end":527.985,"confidence":0.97509766,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.06671517342329025},{"word":"the","start":527.985,"end":528.225,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04913974925875664},{"word":"years","start":528.225,"end":528.545,"confidence":0.9892578,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.0021138712763786316},{"word":"onwards","start":528.545,"end":528.945,"confidence":0.9560547,"punctuated_word":"onwards","sentiment":"neutral","sentiment_score":-0.02870957553386688},{"word":"there","start":528.945,"end":529.34503,"confidence":0.8769531,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.015523368492722511},{"word":"and","start":529.34503,"end":529.585,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.010129522532224655},{"word":"then","start":529.585,"end":529.825,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.005584634840488434},{"word":"back","start":529.825,"end":530.145,"confidence":0.98291016,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.016163144260644913},{"word":"down","start":530.145,"end":530.545,"confidence":0.9970703,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.0033972151577472687},{"word":"in","start":530.545,"end":530.945,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.01731826737523079},{"word":"2022","start":530.945,"end":531.905,"confidence":0.9996745,"punctuated_word":"2022","sentiment":"neutral","sentiment_score":-0.01311664655804634},{"word":"and","start":531.905,"end":532.145,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.018180184066295624},{"word":"2023","start":532.145,"end":533.445,"confidence":0.9996745,"punctuated_word":"2023","sentiment":"neutral","sentiment_score":-0.014646640047430992},{"word":"i'm","start":533.825,"end":534.065,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.021212223917245865},{"word":"just","start":534.065,"end":534.305,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.010382544249296188},{"word":"pulling","start":534.305,"end":534.545,"confidence":0.9951172,"punctuated_word":"pulling","sentiment":"neutral","sentiment_score":-0.0024672038853168488},{"word":"up","start":534.545,"end":534.705,"confidence":0.98291016,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.016615908592939377},{"word":"all","start":534.705,"end":534.865,"confidence":0.86035156,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.020541034638881683},{"word":"the","start":534.865,"end":534.945,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.029197555035352707},{"word":"dots","start":534.945,"end":535.185,"confidence":0.43066406,"punctuated_word":"dots","sentiment":"neutral","sentiment_score":-0.011161886155605316},{"word":"there","start":535.185,"end":535.425,"confidence":0.6804199,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.015826474875211716},{"word":"sorry","start":535.425,"end":535.665,"confidence":0.96606445,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.11252117156982422},{"word":"it","start":535.665,"end":535.825,"confidence":0.99609375,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.13615797460079193},{"word":"dropped","start":535.825,"end":536.065,"confidence":0.9633789,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.11149178445339204},{"word":"down","start":536.065,"end":536.305,"confidence":0.9980469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.09382599592208862},{"word":"to","start":536.305,"end":536.465,"confidence":0.9770508,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.110943503677845},{"word":"about","start":536.465,"end":536.78503,"confidence":0.9892578,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.12230594456195833},{"word":"82,000","start":536.78503,"end":538.245,"confidence":0.9977214,"punctuated_word":"82,000","sentiment":"neutral","sentiment_score":-0.07989473640918732},{"word":"there","start":538.545,"end":539.045,"confidence":0.91503906,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.08758619427680969},{"word":"and","start":539.505,"end":539.745,"confidence":0.98828125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.03593631461262703},{"word":"then","start":539.745,"end":540.065,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.024460483342409137},{"word":"since","start":540.065,"end":540.385,"confidence":0.9760742,"punctuated_word":"since","sentiment":"neutral","sentiment_score":-0.054746031761169434},{"word":"then","start":540.385,"end":540.625,"confidence":0.9562988,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":-0.036803632974624634},{"word":"we've","start":540.625,"end":540.865,"confidence":0.9975586,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.03417479246854782},{"word":"seen","start":540.865,"end":541.105,"confidence":0.9873047,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.016997717320919037},{"word":"a","start":541.105,"end":541.265,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03333105891942978},{"word":"steady","start":541.265,"end":541.745,"confidence":0.9980469,"punctuated_word":"steady","sentiment":"neutral","sentiment_score":-0.041625507175922394},{"word":"gradual","start":541.745,"end":542.245,"confidence":0.9863281,"punctuated_word":"gradual","sentiment":"neutral","sentiment_score":-0.020709961652755737},{"word":"climb","start":542.305,"end":542.625,"confidence":0.9951172,"punctuated_word":"climb","sentiment":"neutral","sentiment_score":-0.03094112873077393},{"word":"back","start":542.625,"end":542.865,"confidence":0.9970703,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.0011119693517684937},{"word":"up","start":542.865,"end":543.03,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.005388855934143066},{"word":"to","start":543.03,"end":543.19,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.037171222269535065},{"word":"where","start":543.19,"end":543.43005,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.003634124994277954},{"word":"we","start":543.43005,"end":543.51,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0448358878493309},{"word":"are","start":543.51,"end":543.83,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.004064150154590607},{"word":"now","start":543.83,"end":544.23004,"confidence":0.99902344,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.030313566327095032},{"word":"at","start":544.23004,"end":544.55005,"confidence":0.98535156,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.008731499314308167},{"word":"a","start":544.55005,"end":544.71,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0006804689764976501},{"word":"105,000","start":544.71,"end":546.41003,"confidence":0.9987793,"punctuated_word":"105,000.","sentiment":"neutral","sentiment_score":0.01385890692472458},{"word":"yeah","start":548.15,"end":548.65,"confidence":0.9094238,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.041789982467889786},{"word":"at","start":548.87006,"end":548.95,"confidence":0.35424805,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.024254843592643734},{"word":"2024","start":548.95,"end":549.51,"confidence":0.9823405,"punctuated_word":"2024,","sentiment":"neutral","sentiment_score":0.03241312503814697},{"word":"it","start":549.51,"end":549.67004,"confidence":0.9902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.016682468354701996},{"word":"went","start":549.67004,"end":549.91003,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.04114050418138504},{"word":"up","start":549.91003,"end":550.07,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07086307555437088},{"word":"to","start":550.07,"end":550.23004,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.045358430594205856},{"word":"97,000","start":550.23004,"end":551.27,"confidence":0.9996745,"punctuated_word":"97,000","sentiment":"neutral","sentiment_score":0.03600764647126198},{"word":"again","start":551.27,"end":551.51,"confidence":0.94384766,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.05562520772218704},{"word":"and","start":551.51,"end":551.67004,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04444114491343498},{"word":"then","start":551.67004,"end":551.83,"confidence":0.9951172,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0497792586684227},{"word":"we've","start":551.83,"end":551.99005,"confidence":0.9897461,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.05678745731711387},{"word":"seen","start":551.99005,"end":552.23004,"confidence":0.9951172,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.08305026590824127},{"word":"a","start":552.23004,"end":552.31006,"confidence":0.75390625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05433499068021774},{"word":"steady","start":552.31006,"end":552.63,"confidence":0.9980469,"punctuated_word":"steady","sentiment":"neutral","sentiment_score":0.05577573925256729},{"word":"climb","start":552.63,"end":552.87006,"confidence":0.99609375,"punctuated_word":"climb","sentiment":"neutral","sentiment_score":0.07541258633136749},{"word":"back","start":552.87006,"end":553.11005,"confidence":0.99609375,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.09384798258543016},{"word":"up","start":553.11005,"end":553.19,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.09111601114273073},{"word":"to","start":553.19,"end":553.35004,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08515681326389313},{"word":"a","start":553.35004,"end":553.51,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06674514710903168},{"word":"105,000","start":553.51,"end":554.63,"confidence":0.99902344,"punctuated_word":"105,000","sentiment":"neutral","sentiment_score":0.0709872841835022},{"word":"now","start":554.63,"end":555.03,"confidence":0.9970703,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.014134015887975693},{"word":"so","start":555.03,"end":555.465,"confidence":0.8251953,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.05426084250211716},{"word":"admittedly","start":555.705,"end":556.185,"confidence":0.99609375,"punctuated_word":"admittedly,","sentiment":"neutral","sentiment_score":-0.10639920085668564},{"word":"this","start":556.185,"end":556.42505,"confidence":0.9892578,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.17755168676376343},{"word":"year","start":556.42505,"end":556.74506,"confidence":0.8713379,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.22354340553283691},{"word":"with","start":556.74506,"end":556.905,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.26531586050987244},{"word":"the","start":556.905,"end":557.145,"confidence":1.0,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3706856966018677},{"word":"volatility","start":557.145,"end":557.645,"confidence":1.0,"punctuated_word":"volatility","sentiment":"negative","sentiment_score":-0.38637223839759827},{"word":"we","start":557.705,"end":557.86505,"confidence":0.8408203,"punctuated_word":"we","sentiment":"negative","sentiment_score":-0.4093804359436035},{"word":"are","start":557.86505,"end":558.025,"confidence":0.9614258,"punctuated_word":"are","sentiment":"negative","sentiment_score":-0.4193666577339173},{"word":"seeing","start":558.025,"end":558.265,"confidence":0.98291016,"punctuated_word":"seeing","sentiment":"negative","sentiment_score":-0.42564332485198975},{"word":"at","start":558.265,"end":558.34503,"confidence":0.9707031,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.41603243350982666},{"word":"the","start":558.34503,"end":558.505,"confidence":0.99902344,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.4217356741428375},{"word":"moment","start":558.505,"end":558.825,"confidence":0.9909668,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.28960323333740234},{"word":"that","start":558.825,"end":558.98505,"confidence":0.99609375,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.4378313422203064},{"word":"is","start":558.98505,"end":559.145,"confidence":0.99609375,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.4055823087692261},{"word":"something","start":559.145,"end":559.385,"confidence":1.0,"punctuated_word":"something","sentiment":"negative","sentiment_score":-0.4097717106342316},{"word":"that","start":559.385,"end":559.625,"confidence":0.99609375,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.35672053694725037},{"word":"everyone","start":559.625,"end":560.025,"confidence":1.0,"punctuated_word":"everyone","sentiment":"negative","sentiment_score":-0.4418398439884186},{"word":"is","start":560.025,"end":560.265,"confidence":0.9970703,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.3619445264339447},{"word":"definitely","start":560.265,"end":560.74506,"confidence":1.0,"punctuated_word":"definitely","sentiment":"negative","sentiment_score":-0.3802993595600128},{"word":"feeling","start":560.74506,"end":561.065,"confidence":0.9980469,"punctuated_word":"feeling","sentiment":"negative","sentiment_score":-0.4128110110759735},{"word":"and","start":561.065,"end":561.22504,"confidence":0.9536133,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.3679884672164917},{"word":"facing","start":561.22504,"end":561.72504,"confidence":0.9926758,"punctuated_word":"facing.","sentiment":"negative","sentiment_score":-0.389748215675354},{"word":"i'm","start":562.505,"end":562.74506,"confidence":0.8105469,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.29685479402542114},{"word":"not","start":562.74506,"end":562.98505,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.2884973883628845},{"word":"sure","start":562.98505,"end":563.385,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.2808568775653839},{"word":"what","start":563.385,"end":563.86505,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.2688344419002533},{"word":"that","start":563.86505,"end":564.185,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.27099236845970154},{"word":"person","start":564.185,"end":564.585,"confidence":1.0,"punctuated_word":"person","sentiment":"neutral","sentiment_score":-0.3198569416999817},{"word":"had","start":564.585,"end":564.825,"confidence":0.78027344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.20354942977428436},{"word":"said","start":564.825,"end":565.065,"confidence":1.0,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.23198895156383512},{"word":"to","start":565.065,"end":565.22504,"confidence":0.96777344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.24066783487796783},{"word":"you","start":565.22504,"end":565.385,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.23858465254306793},{"word":"or","start":565.385,"end":565.625,"confidence":0.97509766,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.23958051204681396},{"word":"how","start":565.625,"end":565.86505,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.2658957242965698},{"word":"they","start":565.86505,"end":566.025,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.24962304532527924},{"word":"were","start":566.025,"end":566.265,"confidence":0.94970703,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.285110741853714},{"word":"justifying","start":566.265,"end":566.765,"confidence":0.9951172,"punctuated_word":"justifying","sentiment":"neutral","sentiment_score":-0.2623109817504883},{"word":"that","start":567.065,"end":567.51,"confidence":0.8041992,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.23402321338653564},{"word":"but","start":567.99,"end":568.07,"confidence":0.96435547,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.031228072941303253},{"word":"i","start":568.07,"end":568.23,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.061347827315330505},{"word":"do","start":568.23,"end":568.47003,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.013273432850837708},{"word":"know","start":568.47003,"end":568.79004,"confidence":0.9980469,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.024858862161636353},{"word":"as","start":568.79004,"end":569.03,"confidence":0.5883789,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.01641678437590599},{"word":"an","start":569.03,"end":569.19,"confidence":0.9970703,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.0026235058903694153},{"word":"adviser","start":569.19,"end":569.59,"confidence":0.91625977,"punctuated_word":"adviser,","sentiment":"neutral","sentiment_score":-0.010226156562566755},{"word":"i've","start":569.59,"end":569.83,"confidence":0.9838867,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.02340756356716156},{"word":"looked","start":569.83,"end":570.07,"confidence":0.9980469,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":0.005146592855453491},{"word":"at","start":570.07,"end":570.23,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.008717052638530731},{"word":"all","start":570.23,"end":570.47003,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.015026483684778214},{"word":"the","start":570.47003,"end":570.63,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.011382773518562315},{"word":"industry","start":570.63,"end":571.03,"confidence":0.9980469,"punctuated_word":"industry","sentiment":"neutral","sentiment_score":-0.01645367592573166},{"word":"funds","start":571.03,"end":571.35004,"confidence":0.9941406,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":-0.06428898870944977},{"word":"out","start":571.35004,"end":571.51,"confidence":0.96777344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.018922917544841766},{"word":"there","start":571.51,"end":571.67,"confidence":0.99609375,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.020526017993688583},{"word":"over","start":571.67,"end":571.83,"confidence":0.99609375,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.002846665680408478},{"word":"the","start":571.83,"end":571.99,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015558544546365738},{"word":"last","start":571.99,"end":572.15,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.01467624306678772},{"word":"few","start":572.15,"end":572.39,"confidence":0.99609375,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.0038721710443496704},{"word":"months","start":572.39,"end":572.71,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.00478062778711319},{"word":"as","start":572.71,"end":572.87,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.021809857338666916},{"word":"well","start":572.87,"end":573.11,"confidence":0.85131836,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.00017484650015830994},{"word":"and","start":573.11,"end":573.27,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.03944128379225731},{"word":"even","start":573.27,"end":573.59,"confidence":0.9921875,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.0917709618806839},{"word":"they're","start":573.59,"end":573.83,"confidence":0.7110596,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.11616085469722748},{"word":"declaring","start":573.83,"end":574.33,"confidence":0.98583984,"punctuated_word":"declaring,","sentiment":"neutral","sentiment_score":-0.13597232103347778},{"word":"you","start":574.95,"end":575.11,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13878072798252106},{"word":"know","start":575.11,"end":575.51,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.11882118880748747},{"word":"one","start":575.51,"end":575.83,"confidence":0.97802734,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":-0.1387074738740921},{"word":"two","start":575.83,"end":576.15,"confidence":0.9975586,"punctuated_word":"two,","sentiment":"neutral","sentiment_score":-0.13369186222553253},{"word":"4%","start":576.15,"end":577.29004,"confidence":0.9923096,"punctuated_word":"4%","sentiment":"neutral","sentiment_score":-0.1482478529214859},{"word":"decreases","start":577.67,"end":578.17,"confidence":0.99316406,"punctuated_word":"decreases","sentiment":"neutral","sentiment_score":-0.2121557593345642},{"word":"in","start":578.23,"end":578.47003,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.26137396693229675},{"word":"their","start":578.47003,"end":578.71,"confidence":0.99316406,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.16793759167194366},{"word":"portfolios","start":578.71,"end":579.21,"confidence":0.98095703,"punctuated_word":"portfolios","sentiment":"neutral","sentiment_score":-0.2985493838787079},{"word":"over","start":580.07,"end":580.31,"confidence":0.97998047,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.1829334944486618},{"word":"the","start":580.31,"end":580.55,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19056659936904907},{"word":"last","start":580.55,"end":580.87,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.10694772005081175},{"word":"sort","start":580.87,"end":581.03,"confidence":0.9375,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.18968796730041504},{"word":"of","start":581.03,"end":581.235,"confidence":0.95166016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.16227927803993225},{"word":"three","start":581.315,"end":581.71497,"confidence":0.9980469,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.1817967593669891},{"word":"to","start":581.71497,"end":581.95496,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20005249977111816},{"word":"four","start":581.95496,"end":582.195,"confidence":1.0,"punctuated_word":"four","sentiment":"neutral","sentiment_score":-0.1605852097272873},{"word":"months","start":582.195,"end":582.435,"confidence":0.99902344,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.1288266479969025},{"word":"with","start":582.435,"end":582.675,"confidence":0.9760742,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.14407649636268616},{"word":"what's","start":582.675,"end":582.915,"confidence":0.9995117,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.15287038683891296},{"word":"happening","start":582.915,"end":583.415,"confidence":1.0,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":-0.1498630940914154},{"word":"in","start":583.71497,"end":583.875,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1471942961215973},{"word":"the","start":583.875,"end":584.115,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.12999728322029114},{"word":"us","start":584.115,"end":584.355,"confidence":1.0,"punctuated_word":"US","sentiment":"neutral","sentiment_score":-0.15653958916664124},{"word":"and","start":584.355,"end":584.595,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2187298089265823},{"word":"iran","start":584.595,"end":584.995,"confidence":0.99316406,"punctuated_word":"Iran","sentiment":"neutral","sentiment_score":-0.17463001608848572},{"word":"as","start":584.995,"end":585.15497,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.17817842960357666},{"word":"well","start":585.15497,"end":585.39496,"confidence":0.9152832,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.14640428125858307},{"word":"so","start":585.39496,"end":585.555,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.11696642637252808},{"word":"it","start":585.555,"end":585.635,"confidence":0.90283203,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.17362560331821442},{"word":"is","start":585.635,"end":585.795,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.18876804411411283},{"word":"something","start":585.795,"end":586.115,"confidence":0.9970703,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.1940721869468689},{"word":"that","start":586.115,"end":586.355,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15094229578971863},{"word":"everyone","start":586.355,"end":586.755,"confidence":1.0,"punctuated_word":"everyone","sentiment":"neutral","sentiment_score":-0.1618047058582306},{"word":"is","start":586.755,"end":586.995,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.18209929764270785},{"word":"facing","start":586.995,"end":587.495,"confidence":0.9926758,"punctuated_word":"facing.","sentiment":"neutral","sentiment_score":-0.17796999216079712},{"word":"with","start":588.515,"end":589.015,"confidence":0.9453125,"punctuated_word":"With","sentiment":"neutral","sentiment_score":-0.187788724899292},{"word":"your","start":589.075,"end":589.39496,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.24759674072265625},{"word":"portfolio","start":589.39496,"end":589.89496,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"negative","sentiment_score":-0.34122729301452637},{"word":"directly","start":590.035,"end":590.535,"confidence":0.9592285,"punctuated_word":"directly,","sentiment":"neutral","sentiment_score":-0.25738683342933655},{"word":"having","start":590.675,"end":590.995,"confidence":0.99902344,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.18808503448963165},{"word":"a","start":590.995,"end":591.075,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.20033514499664307},{"word":"look","start":591.075,"end":591.235,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.10034476220607758},{"word":"at","start":591.235,"end":591.39496,"confidence":0.9863281,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.09559892863035202},{"word":"bennelong","start":591.39496,"end":591.875,"confidence":0.77750653,"punctuated_word":"Bennelong,","sentiment":"neutral","sentiment_score":-0.06593608856201172},{"word":"bennelong","start":591.875,"end":592.375,"confidence":0.9451497,"punctuated_word":"Bennelong,","sentiment":"neutral","sentiment_score":-0.10043350607156754},{"word":"the","start":592.595,"end":592.83496,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17704087495803833},{"word":"australian","start":592.83496,"end":593.315,"confidence":0.98535156,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":-0.13461613655090332},{"word":"equities","start":593.315,"end":593.795,"confidence":0.8178711,"punctuated_word":"equities","sentiment":"neutral","sentiment_score":-0.23873835802078247},{"word":"portion","start":593.795,"end":594.295,"confidence":0.9951172,"punctuated_word":"portion","sentiment":"neutral","sentiment_score":-0.31662654876708984},{"word":"is","start":594.355,"end":594.595,"confidence":0.72802734,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.2967703938484192},{"word":"down","start":594.595,"end":594.87,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.1870386004447937},{"word":"significantly","start":595.19,"end":595.69,"confidence":0.9873047,"punctuated_word":"significantly","sentiment":"neutral","sentiment_score":-0.21528753638267517},{"word":"in","start":595.75,"end":595.83,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.3313121795654297},{"word":"your","start":595.83,"end":596.07,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.30516317486763},{"word":"portfolio","start":596.07,"end":596.55,"confidence":0.9494629,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":-0.30901819467544556},{"word":"and","start":596.55,"end":596.79,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.19765451550483704},{"word":"that","start":596.79,"end":596.95,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2519456148147583},{"word":"is","start":596.95,"end":597.11,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.2774658799171448},{"word":"also","start":597.11,"end":597.43,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.2297801673412323},{"word":"having","start":597.43,"end":597.75,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.1937108337879181},{"word":"a","start":597.75,"end":597.91,"confidence":0.9448242,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.25845980644226074},{"word":"bit","start":597.91,"end":598.07,"confidence":0.8647461,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.20858190953731537},{"word":"of","start":598.07,"end":598.15,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.29275450110435486},{"word":"an","start":598.15,"end":598.31,"confidence":0.984375,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.25911110639572144},{"word":"effect","start":598.31,"end":598.81,"confidence":0.99365234,"punctuated_word":"effect.","sentiment":"neutral","sentiment_score":-0.18106243014335632},{"word":"i","start":599.51,"end":599.67,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12600994110107422},{"word":"do","start":599.67,"end":599.83,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.12324141710996628},{"word":"wanna","start":599.83,"end":600.15,"confidence":0.9760742,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.11615081131458282},{"word":"remove","start":600.15,"end":600.55,"confidence":0.9980469,"punctuated_word":"remove","sentiment":"neutral","sentiment_score":-0.1950266510248184},{"word":"that","start":600.55,"end":600.79,"confidence":0.57910156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.21843686699867249},{"word":"out","start":600.79,"end":600.95,"confidence":0.97314453,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.1680990755558014},{"word":"of","start":600.95,"end":601.02997,"confidence":0.9873047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1780392825603485},{"word":"there","start":601.02997,"end":601.27,"confidence":0.9277344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.17595720291137695},{"word":"for","start":601.27,"end":601.35,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.10224376618862152},{"word":"you","start":601.35,"end":601.58997,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1377476453781128},{"word":"and","start":601.58997,"end":601.75,"confidence":0.89208984,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.18369020521640775},{"word":"look","start":601.75,"end":601.91,"confidence":0.9921875,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.11989541351795197},{"word":"to","start":601.91,"end":601.99,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07252677530050278},{"word":"maybe","start":601.99,"end":602.31,"confidence":0.9536133,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.042514801025390625},{"word":"update","start":602.31,"end":602.63,"confidence":0.98535156,"punctuated_word":"update","sentiment":"neutral","sentiment_score":-0.048910148441791534},{"word":"the","start":602.63,"end":602.79,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06183916330337525},{"word":"advice","start":602.79,"end":603.19,"confidence":0.9013672,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.0839499980211258},{"word":"to","start":603.19,"end":603.43,"confidence":0.50927734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.077049121260643},{"word":"replace","start":603.43,"end":603.75,"confidence":0.9980469,"punctuated_word":"replace","sentiment":"neutral","sentiment_score":-0.09075797349214554},{"word":"that","start":603.75,"end":603.99,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09924871474504472},{"word":"with","start":603.99,"end":604.15,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.07054212689399719},{"word":"something","start":604.15,"end":604.65,"confidence":0.99902344,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":-0.022689612582325935},{"word":"i'd","start":604.79,"end":605.02997,"confidence":0.9970703,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.1052117869257927},{"word":"like","start":605.02997,"end":605.19,"confidence":0.98828125,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.15206649899482727},{"word":"to","start":605.19,"end":605.35,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22200949490070343},{"word":"give","start":605.35,"end":605.51,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.16871514916419983},{"word":"your","start":605.51,"end":605.75,"confidence":0.984375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.23063594102859497},{"word":"entire","start":605.75,"end":606.15,"confidence":1.0,"punctuated_word":"entire","sentiment":"neutral","sentiment_score":0.1793929636478424},{"word":"portfolio","start":606.15,"end":606.65,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.10425562411546709},{"word":"a","start":606.79,"end":606.87,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1919205337762833},{"word":"bit","start":606.87,"end":607.02997,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.18322059512138367},{"word":"of","start":607.02997,"end":607.19,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23589779436588287},{"word":"an","start":607.19,"end":607.43,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1943611204624176},{"word":"overhaul","start":607.43,"end":607.83,"confidence":0.99902344,"punctuated_word":"overhaul","sentiment":"neutral","sentiment_score":0.18961909413337708},{"word":"for","start":607.83,"end":607.99,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1977899670600891},{"word":"you","start":607.99,"end":608.15,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2017412781715393},{"word":"and","start":608.15,"end":608.31,"confidence":0.90625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1698218733072281},{"word":"see","start":608.31,"end":608.47,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.18040627241134644},{"word":"if","start":608.47,"end":608.63,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.21371528506278992},{"word":"i","start":608.63,"end":608.71,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.23698389530181885},{"word":"can","start":608.71,"end":608.95,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.19682425260543823},{"word":"find","start":608.95,"end":609.19,"confidence":1.0,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.20030423998832703},{"word":"something","start":609.19,"end":609.51,"confidence":0.9970703,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.13806575536727905},{"word":"that","start":609.51,"end":609.67,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16291265189647677},{"word":"is","start":609.67,"end":609.91,"confidence":0.9921875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12842513620853424},{"word":"doing","start":609.91,"end":610.23,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.16233578324317932},{"word":"a","start":610.23,"end":610.31,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21317631006240845},{"word":"lot","start":610.31,"end":610.515,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.16907428205013275},{"word":"better","start":610.59503,"end":611.075,"confidence":1.0,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.09453403204679488},{"word":"and","start":611.075,"end":611.315,"confidence":0.8720703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2112291157245636},{"word":"that","start":611.315,"end":611.47504,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19513604044914248},{"word":"has","start":611.47504,"end":611.715,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.1630723476409912},{"word":"done","start":611.715,"end":611.875,"confidence":0.99902344,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.18111586570739743},{"word":"a","start":611.875,"end":611.955,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.198997899889946},{"word":"lot","start":611.955,"end":612.115,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.1573852300643921},{"word":"better","start":612.115,"end":612.35504,"confidence":1.0,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.16447152197360992},{"word":"in","start":612.35504,"end":612.515,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.17478255927562714},{"word":"the","start":612.515,"end":612.675,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13474377989768982},{"word":"past","start":612.675,"end":612.91504,"confidence":1.0,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.2615078091621399},{"word":"and","start":612.91504,"end":613.235,"confidence":0.8198242,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1490895450115204},{"word":"see","start":613.235,"end":613.395,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.22653800249099731},{"word":"if","start":613.395,"end":613.47504,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2620619535446167},{"word":"we","start":613.47504,"end":613.635,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14661069214344025},{"word":"can","start":613.635,"end":613.79504,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.18192467093467712},{"word":"get","start":613.79504,"end":613.955,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.15913715958595276},{"word":"it","start":613.955,"end":614.03503,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15324588119983673},{"word":"working","start":614.03503,"end":614.35504,"confidence":0.9980469,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.10278820991516112},{"word":"a","start":614.35504,"end":614.515,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11719776690006256},{"word":"bit","start":614.515,"end":614.675,"confidence":0.99316406,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.014305740594863892},{"word":"harder","start":614.675,"end":615.075,"confidence":1.0,"punctuated_word":"harder","sentiment":"neutral","sentiment_score":0.017435714602470398},{"word":"for","start":615.075,"end":615.235,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05375610291957855},{"word":"you","start":615.235,"end":615.735,"confidence":0.99365234,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.07832837104797363},{"word":"but","start":616.755,"end":617.075,"confidence":0.68847656,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.09075643867254256},{"word":"if","start":617.075,"end":617.315,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10653334110975266},{"word":"you're","start":617.315,"end":617.555,"confidence":0.97143555,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1175754889845848},{"word":"comfortable","start":617.555,"end":618.03503,"confidence":0.99902344,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.07527410238981247},{"word":"with","start":618.03503,"end":618.195,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14438672363758087},{"word":"me","start":618.195,"end":618.35504,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.16132473945617676},{"word":"doing","start":618.35504,"end":618.59503,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.11999592930078506},{"word":"that","start":618.59503,"end":618.835,"confidence":0.99902344,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.15320739150047302},{"word":"i","start":618.835,"end":618.91504,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.25628671050071716},{"word":"can","start":618.91504,"end":619.155,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.25912001729011536},{"word":"get","start":619.155,"end":619.315,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.3206908404827118},{"word":"that","start":619.315,"end":619.47504,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3067591190338135},{"word":"advice","start":619.47504,"end":619.875,"confidence":0.98535156,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.1733056604862213},{"word":"done","start":619.875,"end":620.115,"confidence":0.96777344,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.26789140701293945},{"word":"nice","start":620.115,"end":620.275,"confidence":0.9589844,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.47979211807250977},{"word":"and","start":620.275,"end":620.515,"confidence":0.99902344,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.38741374015808105},{"word":"quickly","start":620.515,"end":620.995,"confidence":1.0,"punctuated_word":"quickly","sentiment":"positive","sentiment_score":0.3862210214138031},{"word":"for","start":620.995,"end":621.235,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.33337074518203735},{"word":"you","start":621.235,"end":621.47504,"confidence":0.98217773,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.21068042516708377},{"word":"we","start":621.47504,"end":621.635,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.15020334720611572},{"word":"can","start":621.635,"end":621.79504,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1874341666698456},{"word":"look","start":621.79504,"end":622.03503,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1889686584472656},{"word":"at","start":622.03503,"end":622.195,"confidence":0.9550781,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.17799317836761477},{"word":"what's","start":622.195,"end":622.435,"confidence":0.9995117,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.13337232172489166},{"word":"happening","start":622.435,"end":622.835,"confidence":1.0,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":0.11971820890903472},{"word":"with","start":622.835,"end":622.995,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09442424774169922},{"word":"it","start":622.995,"end":623.34,"confidence":0.93725586,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.11318117380142212},{"word":"and","start":623.42004,"end":623.58,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10103847086429596},{"word":"then","start":623.58,"end":623.74005,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.133152574300766},{"word":"we","start":623.74005,"end":623.82,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10563930124044418},{"word":"can","start":623.82,"end":623.98004,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1547435224056244},{"word":"do","start":623.98004,"end":624.22003,"confidence":0.99316406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1578875184059143},{"word":"sort","start":624.22003,"end":624.38,"confidence":0.7944336,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.08437863737344742},{"word":"of","start":624.38,"end":624.54004,"confidence":0.7871094,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11785051971673964},{"word":"a","start":624.54004,"end":624.62006,"confidence":0.9658203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09877288341522215},{"word":"bit","start":624.62006,"end":624.86005,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07054498791694641},{"word":"more","start":624.86005,"end":625.02,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.02278164029121399},{"word":"catch","start":625.02,"end":625.26,"confidence":0.9838867,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.07863480597734451},{"word":"up","start":625.26,"end":625.42004,"confidence":0.88134766,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.04702415317296982},{"word":"on","start":625.42004,"end":625.58,"confidence":0.39575195,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0572950467467308},{"word":"it","start":625.58,"end":625.74005,"confidence":0.86499023,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.063469298183918},{"word":"it's","start":625.74005,"end":625.9,"confidence":0.7626953,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.0389065258204937},{"word":"something","start":625.9,"end":626.22003,"confidence":0.9980469,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.03543486446142197},{"word":"that","start":626.22003,"end":626.54004,"confidence":0.9614258,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05618622153997421},{"word":"you","start":626.54004,"end":626.86005,"confidence":0.4543457,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06605660915374756},{"word":"haven't","start":626.86005,"end":627.10004,"confidence":0.9621582,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.02361547388136387},{"word":"really","start":627.10004,"end":627.34,"confidence":0.9980469,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.036034226417541504},{"word":"been","start":627.34,"end":627.5,"confidence":0.9980469,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.03158518671989441},{"word":"able","start":627.5,"end":627.74005,"confidence":0.9921875,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.0543091744184494},{"word":"to","start":627.74005,"end":627.82,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03991766273975372},{"word":"do","start":627.82,"end":627.98004,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.043198347091674805},{"word":"over","start":627.98004,"end":628.14,"confidence":0.9970703,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.035267315804958344},{"word":"the","start":628.14,"end":628.22003,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03969310969114304},{"word":"last","start":628.22003,"end":628.72003,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.04826384037733078},{"word":"year","start":629.26,"end":629.5,"confidence":0.56640625,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.02596423029899597},{"word":"or","start":629.5,"end":629.66003,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.012095175683498384},{"word":"so","start":629.66003,"end":629.9,"confidence":0.9736328,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":-0.0273372121155262},{"word":"we've","start":629.9,"end":630.14,"confidence":0.814209,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":-0.05847540497779846},{"word":"been","start":630.14,"end":630.30005,"confidence":0.9951172,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.06524085253477097},{"word":"a","start":630.30005,"end":630.38,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.053242675960063934},{"word":"bit","start":630.38,"end":630.54004,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03465422987937927},{"word":"of","start":630.54004,"end":630.7,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07838524878025055},{"word":"a","start":630.7,"end":630.78,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11718028783798218},{"word":"backlog","start":630.78,"end":631.26,"confidence":0.9970703,"punctuated_word":"backlog","sentiment":"neutral","sentiment_score":-0.10684126615524292},{"word":"there","start":631.26,"end":631.58,"confidence":0.9108887,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.0945269912481308},{"word":"but","start":631.58,"end":632.08,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.00045680999755859375},{"word":"i'll","start":632.22003,"end":632.38,"confidence":0.9941406,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.044936101883649826},{"word":"make","start":632.38,"end":632.54004,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.019900314509868625},{"word":"sure","start":632.54004,"end":632.78,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.06425933539867401},{"word":"that","start":632.78,"end":632.94,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.073548823595047},{"word":"my","start":632.94,"end":633.10004,"confidence":0.99121094,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.0800643116235733},{"word":"team","start":633.10004,"end":633.34,"confidence":0.9941406,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.029817715287208557},{"word":"do","start":633.34,"end":633.42004,"confidence":0.99121094,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07244641333818436},{"word":"a","start":633.42004,"end":633.5,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10732397437095642},{"word":"bit","start":633.5,"end":633.66003,"confidence":0.99316406,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09789513051509856},{"word":"of","start":633.66003,"end":633.82,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13814643025398254},{"word":"a","start":633.82,"end":633.9,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09834012389183044},{"word":"catch","start":633.9,"end":634.14,"confidence":1.0,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.034298792481422424},{"word":"up","start":634.14,"end":634.30005,"confidence":0.9941406,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.01925602555274963},{"word":"with","start":634.30005,"end":634.46,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.04540431499481201},{"word":"you","start":634.46,"end":634.62006,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07214567065238953},{"word":"every","start":634.62006,"end":634.94,"confidence":0.9980469,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.08297578990459442},{"word":"sort","start":634.94,"end":635.10004,"confidence":0.9863281,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.04135100543498993},{"word":"of","start":635.10004,"end":635.26,"confidence":0.9838867,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06638296693563461},{"word":"three","start":635.26,"end":635.42004,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.0350620411336422},{"word":"or","start":635.42004,"end":635.58,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05137970671057701},{"word":"six","start":635.58,"end":635.82,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.055083390325307846},{"word":"months","start":635.82,"end":636.06,"confidence":0.9663086,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.0674562007188797},{"word":"whatever","start":636.06,"end":636.46,"confidence":0.9980469,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.12545131146907806},{"word":"your","start":636.46,"end":636.7,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07549960911273956},{"word":"preference","start":636.7,"end":637.18005,"confidence":0.9863281,"punctuated_word":"preference","sentiment":"neutral","sentiment_score":0.04138695076107979},{"word":"is","start":637.18005,"end":637.5,"confidence":1.0,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.03761636093258858},{"word":"is","start":637.5,"end":637.66003,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.09639528393745422},{"word":"that","start":637.66003,"end":637.9,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1124129369854927},{"word":"okay","start":637.9,"end":638.30005,"confidence":1.0,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.07395896315574646},{"word":"with","start":638.30005,"end":638.46,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.030811499804258347},{"word":"you","start":638.46,"end":638.96,"confidence":0.9995117,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.03183507174253464},{"word":"yeah","start":640.275,"end":640.515,"confidence":0.7167969,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1321088671684265},{"word":"yeah","start":640.515,"end":640.755,"confidence":0.9445801,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1919052004814148},{"word":"yeah","start":640.755,"end":641.075,"confidence":0.76586914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.32226043939590454},{"word":"beautiful","start":641.075,"end":641.575,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.537104606628418},{"word":"and","start":642.91504,"end":643.155,"confidence":0.72509766,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.3202269971370697},{"word":"while","start":643.155,"end":643.315,"confidence":0.99316406,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.195882186293602},{"word":"i've","start":643.315,"end":643.47504,"confidence":0.99902344,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.2628193497657776},{"word":"got","start":643.47504,"end":643.635,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.26887083053588867},{"word":"you","start":643.635,"end":643.795,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20548443496227264},{"word":"on","start":643.795,"end":643.875,"confidence":0.99609375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.21653804183006287},{"word":"the","start":643.875,"end":643.955,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20641933381557465},{"word":"call","start":643.955,"end":644.195,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.2688678503036499},{"word":"today","start":644.195,"end":644.515,"confidence":0.9995117,"punctuated_word":"today,","sentiment":"neutral","sentiment_score":0.23323854804039},{"word":"jason","start":644.515,"end":644.91504,"confidence":0.99560547,"punctuated_word":"Jason,","sentiment":"neutral","sentiment_score":0.25418394804000854},{"word":"i'll","start":644.91504,"end":645.075,"confidence":0.9980469,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.20550599694252017},{"word":"book","start":645.075,"end":645.315,"confidence":0.99902344,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.23287174105644223},{"word":"you","start":645.315,"end":645.555,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.233024001121521},{"word":"back","start":645.555,"end":645.795,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.1935587972402573},{"word":"in","start":645.795,"end":646.03503,"confidence":0.99121094,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.21213650703430176},{"word":"to","start":646.03503,"end":646.195,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19959229230880737},{"word":"go","start":646.195,"end":646.435,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.21148540079593656},{"word":"through","start":646.435,"end":646.59503,"confidence":0.9980469,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.24639686942100525},{"word":"that","start":646.59503,"end":646.91504,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.26989462971687317},{"word":"advice","start":646.91504,"end":647.315,"confidence":0.97265625,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.16687637567520142},{"word":"document","start":647.315,"end":647.795,"confidence":0.92578125,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.2155786156654358},{"word":"so","start":647.795,"end":647.955,"confidence":0.7426758,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.20897404849529264},{"word":"you've","start":647.955,"end":648.195,"confidence":0.9995117,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.2210845649242401},{"word":"got","start":648.195,"end":648.35504,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1851978749036789},{"word":"a","start":648.35504,"end":648.515,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18367387354373932},{"word":"date","start":648.515,"end":648.755,"confidence":0.99902344,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.18864062428474423},{"word":"for","start":648.755,"end":648.995,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2209097445011139},{"word":"that","start":648.995,"end":649.235,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.26416832208633423},{"word":"advice","start":649.235,"end":649.635,"confidence":0.9970703,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.20160646736621857},{"word":"to","start":649.635,"end":649.795,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20231248438358307},{"word":"be","start":649.795,"end":649.955,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.19270963966846463},{"word":"provided","start":649.955,"end":650.455,"confidence":0.9658203,"punctuated_word":"provided.","sentiment":"neutral","sentiment_score":0.24183455109596252},{"word":"that","start":650.515,"end":650.675,"confidence":0.99902344,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.15405140817165375},{"word":"way","start":650.675,"end":650.835,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.1899431198835373},{"word":"you've","start":650.835,"end":651.075,"confidence":0.7824707,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.210608571767807},{"word":"got","start":651.075,"end":651.315,"confidence":0.9951172,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.19523967802524567},{"word":"a","start":651.315,"end":651.395,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19150012731552124},{"word":"bit","start":651.395,"end":651.635,"confidence":0.96972656,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.21490630507469177},{"word":"of","start":651.635,"end":651.795,"confidence":0.9448242,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.20365679264068604},{"word":"an","start":651.795,"end":651.955,"confidence":0.890625,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1437277793884277},{"word":"idea","start":651.955,"end":652.275,"confidence":0.99902344,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.1381080597639084},{"word":"of","start":652.275,"end":652.435,"confidence":0.9165039,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11397236585617064},{"word":"where","start":652.435,"end":652.675,"confidence":0.99609375,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.07555360347032547},{"word":"we're","start":652.675,"end":652.835,"confidence":0.9692383,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.12005941569805144},{"word":"heading","start":652.835,"end":653.315,"confidence":0.9975586,"punctuated_word":"heading.","sentiment":"neutral","sentiment_score":0.16058985888957977},{"word":"okay","start":653.315,"end":653.815,"confidence":0.97509766,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.1279817670583725},{"word":"yeah","start":655.06,"end":655.56,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.24761074781417847},{"word":"all","start":655.77997,"end":656.1,"confidence":0.9633789,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.5483807325363159},{"word":"good","start":656.1,"end":656.42,"confidence":0.96850586,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.10547403991222382},{"word":"but","start":656.42,"end":656.57996,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.1941080391407013},{"word":"i'm","start":656.57996,"end":656.74,"confidence":1.0,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.49410220980644226},{"word":"so","start":656.74,"end":656.98,"confidence":0.9970703,"punctuated_word":"so","sentiment":"negative","sentiment_score":-0.5380118489265442},{"word":"sorry","start":656.98,"end":657.22,"confidence":1.0,"punctuated_word":"sorry","sentiment":"negative","sentiment_score":-0.5492504835128784},{"word":"that","start":657.22,"end":657.45996,"confidence":1.0,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.5264790654182434},{"word":"we've","start":657.45996,"end":657.7,"confidence":0.99316406,"punctuated_word":"we've","sentiment":"negative","sentiment_score":-0.5054192543029785},{"word":"let","start":657.7,"end":657.86,"confidence":1.0,"punctuated_word":"let","sentiment":"negative","sentiment_score":-0.5529906153678894},{"word":"you","start":657.86,"end":658.01996,"confidence":1.0,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.5884063243865967},{"word":"down","start":658.01996,"end":658.26,"confidence":1.0,"punctuated_word":"down","sentiment":"negative","sentiment_score":-0.3960707485675812},{"word":"a","start":658.26,"end":658.42,"confidence":0.99316406,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.509523332118988},{"word":"bit","start":658.42,"end":658.57996,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"negative","sentiment_score":-0.4606567919254303},{"word":"over","start":658.57996,"end":658.74,"confidence":0.9941406,"punctuated_word":"over","sentiment":"negative","sentiment_score":-0.4565444588661194},{"word":"the","start":658.74,"end":658.89996,"confidence":0.9941406,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.5565419793128967},{"word":"past","start":658.89996,"end":659.13995,"confidence":0.98828125,"punctuated_word":"past","sentiment":"negative","sentiment_score":-0.46084192395210266},{"word":"few","start":659.13995,"end":659.38,"confidence":0.9970703,"punctuated_word":"few","sentiment":"negative","sentiment_score":-0.5138459801673889},{"word":"months","start":659.38,"end":659.7,"confidence":0.9970703,"punctuated_word":"months.","sentiment":"negative","sentiment_score":-0.4884534776210785},{"word":"it's","start":659.7,"end":659.94,"confidence":0.9875488,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.5819291472434998},{"word":"not","start":659.94,"end":660.18,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.5327314734458923},{"word":"anything","start":660.18,"end":660.57996,"confidence":1.0,"punctuated_word":"anything","sentiment":"negative","sentiment_score":-0.5557857155799866},{"word":"that","start":660.57996,"end":660.74,"confidence":0.52734375,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.5504894256591797},{"word":"i","start":660.74,"end":660.89996,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.6157070994377136},{"word":"wanna","start":660.89996,"end":661.22,"confidence":0.9951172,"punctuated_word":"wanna","sentiment":"negative","sentiment_score":-0.6749800443649292},{"word":"have","start":661.22,"end":661.38,"confidence":1.0,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.6782160401344299},{"word":"happen","start":661.38,"end":661.88,"confidence":0.86035156,"punctuated_word":"happen.","sentiment":"negative","sentiment_score":-0.5394495129585266},{"word":"i've","start":662.42,"end":662.89996,"confidence":0.8005371,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.10203655064105988},{"word":"recently","start":662.89996,"end":663.3,"confidence":0.97509766,"punctuated_word":"recently","sentiment":"neutral","sentiment_score":-0.0240820050239563},{"word":"as","start":663.38,"end":663.54,"confidence":0.99121094,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.031754858791828156},{"word":"i've","start":663.54,"end":663.7,"confidence":0.9926758,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.14722022414207458},{"word":"been","start":663.7,"end":663.77997,"confidence":0.9980469,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.11549106240272522},{"word":"an","start":663.77997,"end":664.01996,"confidence":0.87597656,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1353352963924408},{"word":"adviser","start":664.01996,"end":664.42,"confidence":0.9140625,"punctuated_word":"adviser","sentiment":"neutral","sentiment_score":0.10526454448699953},{"word":"for","start":664.42,"end":664.57996,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1513482630252838},{"word":"a","start":664.57996,"end":664.66,"confidence":0.984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17022399604320526},{"word":"few","start":664.66,"end":664.82,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.1405416578054428},{"word":"more","start":664.82,"end":664.98,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.14046122133731842},{"word":"years","start":664.98,"end":665.22,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.21240350604057312},{"word":"now","start":665.22,"end":665.38,"confidence":0.9814453,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.22426776587963104},{"word":"i've","start":665.38,"end":665.54,"confidence":0.9995117,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.2848449945449829},{"word":"been","start":665.54,"end":665.7,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.330826997756958},{"word":"able","start":665.7,"end":665.94,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.27845415472984314},{"word":"to","start":665.94,"end":666.1,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.26159217953681946},{"word":"take","start":666.1,"end":666.26,"confidence":0.94140625,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.2606794834136963},{"word":"on","start":666.26,"end":666.42,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.24980631470680237},{"word":"a","start":666.42,"end":666.57996,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2120624333620071},{"word":"book","start":666.57996,"end":666.74,"confidence":0.99609375,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.15103566646575928},{"word":"of","start":666.74,"end":666.89996,"confidence":0.98828125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22893178462982175},{"word":"clients","start":666.89996,"end":667.3,"confidence":0.9284668,"punctuated_word":"clients.","sentiment":"neutral","sentiment_score":0.18365618586540225},{"word":"so","start":667.3,"end":667.8,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2151128500699997},{"word":"i've","start":668.055,"end":668.295,"confidence":0.98950195,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.2538098990917206},{"word":"requested","start":668.295,"end":668.775,"confidence":1.0,"punctuated_word":"requested","sentiment":"neutral","sentiment_score":0.3074982464313507},{"word":"to","start":668.775,"end":668.935,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3245660066604614},{"word":"keep","start":668.935,"end":669.175,"confidence":0.9980469,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.3847697079181671},{"word":"you","start":669.175,"end":669.415,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3799183666706085},{"word":"on","start":669.415,"end":669.735,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.33766359090805054},{"word":"my","start":669.735,"end":669.895,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.3266109824180603},{"word":"book","start":669.895,"end":670.135,"confidence":0.60375977,"punctuated_word":"book,","sentiment":"neutral","sentiment_score":0.2662140727043152},{"word":"so","start":670.135,"end":670.375,"confidence":0.9941406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.27208366990089417},{"word":"i'll","start":670.375,"end":670.535,"confidence":1.0,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.34449586272239685},{"word":"be","start":670.535,"end":670.615,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.32651373744010925},{"word":"the","start":670.615,"end":670.775,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27687081694602966},{"word":"one","start":670.775,"end":671.015,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.33313074707984924},{"word":"you","start":671.015,"end":671.09503,"confidence":0.9902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.37388840317726135},{"word":"get","start":671.09503,"end":671.335,"confidence":0.9951172,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.33596450090408325},{"word":"to","start":671.335,"end":671.415,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2552173435688019},{"word":"talk","start":671.415,"end":671.655,"confidence":0.99902344,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.20838943123817444},{"word":"to","start":671.655,"end":671.895,"confidence":0.99609375,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.34741082787513733},{"word":"on","start":671.895,"end":671.975,"confidence":0.68066406,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3466498851776123},{"word":"a","start":671.975,"end":672.135,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.30633068084716797},{"word":"regular","start":672.135,"end":672.535,"confidence":1.0,"punctuated_word":"regular","sentiment":"positive","sentiment_score":0.38121044635772705},{"word":"basis","start":672.535,"end":672.935,"confidence":0.9951172,"punctuated_word":"basis","sentiment":"positive","sentiment_score":0.4289969205856323},{"word":"for","start":672.935,"end":673.09503,"confidence":0.41015625,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.3214132785797119},{"word":"any","start":673.09503,"end":673.415,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.3182069659233093},{"word":"concerns","start":673.415,"end":673.895,"confidence":0.99902344,"punctuated_word":"concerns","sentiment":"neutral","sentiment_score":0.2336030155420303},{"word":"or","start":673.895,"end":674.055,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.2503078281879425},{"word":"issues","start":674.055,"end":674.455,"confidence":0.99902344,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":0.12769213318824768},{"word":"that","start":674.455,"end":674.615,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.321399986743927},{"word":"you","start":674.615,"end":674.775,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3463955223560333},{"word":"have","start":674.775,"end":675.255,"confidence":0.80200195,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.2709689438343048},{"word":"and","start":675.255,"end":675.495,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.33682316541671753},{"word":"we","start":675.495,"end":675.655,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.3647913336753845},{"word":"can","start":675.655,"end":675.815,"confidence":0.99902344,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4086478054523468},{"word":"work","start":675.815,"end":676.055,"confidence":0.9892578,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.34195396304130554},{"word":"through","start":676.055,"end":676.215,"confidence":0.9199219,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.32366007566452026},{"word":"those","start":676.215,"end":676.455,"confidence":0.9980469,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.32275915145874023},{"word":"together","start":676.455,"end":676.855,"confidence":0.78125,"punctuated_word":"together,","sentiment":"positive","sentiment_score":0.35681450366973877},{"word":"and","start":676.855,"end":677.015,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3342081606388092},{"word":"i'll","start":677.015,"end":677.175,"confidence":1.0,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.34102827310562134},{"word":"make","start":677.175,"end":677.335,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2990715503692627},{"word":"sure","start":677.335,"end":677.575,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2810170650482178},{"word":"my","start":677.575,"end":677.735,"confidence":0.9980469,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.35430091619491577},{"word":"team","start":677.735,"end":677.975,"confidence":0.9980469,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.3203408718109131},{"word":"do","start":677.975,"end":678.135,"confidence":0.92333984,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.3065197169780731},{"word":"those","start":678.135,"end":678.455,"confidence":0.9902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.2793102562427521},{"word":"catch","start":678.455,"end":678.615,"confidence":0.984375,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.3044005036354065},{"word":"ups","start":678.615,"end":678.855,"confidence":0.5917969,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":0.2088740766048431},{"word":"for","start":678.855,"end":679.09503,"confidence":0.99902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3395705819129944},{"word":"you","start":679.09503,"end":679.255,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25070852041244507},{"word":"as","start":679.255,"end":679.415,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.3162055015563965},{"word":"well","start":679.415,"end":679.895,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.18918892741203308},{"word":"okay","start":679.895,"end":680.395,"confidence":0.9904785,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.08243343979120255},{"word":"oh","start":681.895,"end":682.395,"confidence":0.6850586,"punctuated_word":"Oh","sentiment":"neutral","sentiment_score":-0.012537181377410889},{"word":"oh","start":682.455,"end":682.955,"confidence":0.6899414,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.010313635692000387},{"word":"yeah","start":683.175,"end":683.675,"confidence":0.9609375,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.038926564157009125},{"word":"yes","start":694.10004,"end":694.60004,"confidence":0.9975586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.18446923792362213},{"word":"yes","start":705.435,"end":705.595,"confidence":0.88964844,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.03917200118303299},{"word":"yeah","start":705.595,"end":706.095,"confidence":0.8781738,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04731973260641098},{"word":"yeah","start":707.915,"end":708.07495,"confidence":0.845459,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.031786125153303146},{"word":"yeah","start":708.07495,"end":708.555,"confidence":0.9086914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.013677051290869713},{"word":"understandable","start":708.555,"end":709.055,"confidence":0.8218587,"punctuated_word":"Understandable.","sentiment":"neutral","sentiment_score":-0.07123466581106186},{"word":"yeah","start":712.35,"end":712.85,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.12256261706352234},{"word":"yeah","start":715.39,"end":715.89,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05657114461064339},{"word":"yeah","start":723.39,"end":723.89,"confidence":0.9812012,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.007102664560079575},{"word":"it's","start":724.245,"end":724.485,"confidence":0.99194336,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.05928369984030723},{"word":"the","start":724.485,"end":724.645,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04502393305301666},{"word":"exit","start":724.645,"end":725.125,"confidence":0.97802734,"punctuated_word":"exit","sentiment":"neutral","sentiment_score":-0.044720686972141266},{"word":"strategy","start":725.125,"end":725.625,"confidence":0.9980469,"punctuated_word":"strategy","sentiment":"neutral","sentiment_score":0.02039282023906708},{"word":"they're","start":725.765,"end":726.005,"confidence":0.984375,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.053585898131132126},{"word":"looking","start":726.005,"end":726.325,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.045227400958538055},{"word":"for","start":726.325,"end":726.805,"confidence":0.9995117,"punctuated_word":"for.","sentiment":"neutral","sentiment_score":-0.049714233726263046},{"word":"yeah","start":726.805,"end":727.305,"confidence":0.9921875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.007469700649380684},{"word":"yeah","start":729.845,"end":730.345,"confidence":0.6534424,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011937329545617104},{"word":"yeah","start":730.805,"end":731.305,"confidence":0.907959,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0031465664505958557},{"word":"no","start":731.605,"end":731.925,"confidence":0.91259766,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12351839989423752},{"word":"i","start":731.925,"end":732.085,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10399605333805084},{"word":"can","start":732.085,"end":732.325,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.04877140372991562},{"word":"i","start":732.325,"end":732.645,"confidence":0.6166992,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04711311310529709},{"word":"can","start":732.645,"end":732.805,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.03458487242460251},{"word":"safely","start":732.805,"end":733.205,"confidence":0.97998047,"punctuated_word":"safely","sentiment":"neutral","sentiment_score":-0.03417108207941055},{"word":"say","start":733.205,"end":733.365,"confidence":0.99316406,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.02518001943826675},{"word":"i","start":733.365,"end":733.445,"confidence":0.875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01133807748556137},{"word":"have","start":733.445,"end":733.605,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05435428395867348},{"word":"worked","start":733.605,"end":733.765,"confidence":0.984375,"punctuated_word":"worked","sentiment":"neutral","sentiment_score":0.03220725804567337},{"word":"in","start":733.765,"end":734.005,"confidence":0.9863281,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03263150155544281},{"word":"lendly","start":734.005,"end":734.325,"confidence":0.944987,"punctuated_word":"Lendly","sentiment":"neutral","sentiment_score":0.01946946047246456},{"word":"before","start":734.325,"end":734.645,"confidence":0.8984375,"punctuated_word":"before,","sentiment":"neutral","sentiment_score":0.04987765848636627},{"word":"so","start":734.645,"end":734.805,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.06100131571292877},{"word":"i","start":734.805,"end":734.885,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09524178504943848},{"word":"do","start":734.885,"end":735.045,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10608606785535812},{"word":"understand","start":735.045,"end":735.525,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.04816308617591858},{"word":"what","start":735.525,"end":735.685,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.02433144301176071},{"word":"they","start":735.685,"end":735.845,"confidence":0.97998047,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.0011174827814102173},{"word":"are","start":735.845,"end":736.005,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.009267307817935944},{"word":"doing","start":736.005,"end":736.245,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.01342827081680298},{"word":"there","start":736.245,"end":736.485,"confidence":0.95751953,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":-0.032421451061964035},{"word":"so","start":736.485,"end":736.645,"confidence":0.98828125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.013933762907981873},{"word":"when","start":736.645,"end":736.805,"confidence":0.98095703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.03195676952600479},{"word":"the","start":736.805,"end":736.96497,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03972599655389786},{"word":"lenders","start":736.96497,"end":737.285,"confidence":0.9951172,"punctuated_word":"lenders","sentiment":"neutral","sentiment_score":-0.04032731056213379},{"word":"are","start":737.285,"end":737.64,"confidence":0.94970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.020768769085407257},{"word":"looking","start":737.64,"end":737.76,"confidence":0.875,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.0022423863410949707},{"word":"because","start":737.88,"end":738.12,"confidence":0.9980469,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.038529522716999054},{"word":"you","start":738.12,"end":738.36,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.049858152866363525},{"word":"are","start":738.36,"end":738.60004,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.03215113282203674},{"word":"having","start":738.60004,"end":738.84,"confidence":0.99902344,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.03962387144565582},{"word":"a","start":738.84,"end":738.92004,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.008602097630500793},{"word":"look","start":738.92004,"end":739.16003,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.01367681473493576},{"word":"at","start":739.16003,"end":739.24,"confidence":0.9873047,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.0045646801590919495},{"word":"things","start":739.24,"end":739.4,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.011444330215454102},{"word":"that","start":739.4,"end":739.56,"confidence":0.5678711,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.002411596477031708},{"word":"you're","start":739.56,"end":739.88,"confidence":0.939209,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.03975370153784752},{"word":"54","start":739.88,"end":740.60004,"confidence":0.98950195,"punctuated_word":"54","sentiment":"neutral","sentiment_score":-0.020689524710178375},{"word":"this","start":740.60004,"end":740.84,"confidence":0.99609375,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.004265516996383667},{"word":"year","start":740.84,"end":741.08,"confidence":0.9453125,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.015916593372821808},{"word":"is","start":741.08,"end":741.24,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.024686045944690704},{"word":"that","start":741.24,"end":741.48004,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02279084175825119},{"word":"right","start":741.48004,"end":741.98004,"confidence":0.9941406,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.0030494891107082367},{"word":"next","start":743.4,"end":743.64,"confidence":0.94140625,"punctuated_word":"Next","sentiment":"neutral","sentiment_score":-0.0009373575448989868},{"word":"year","start":743.64,"end":743.96,"confidence":0.95043945,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.01710730604827404},{"word":"so","start":743.96,"end":744.2,"confidence":0.96972656,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1290905624628067},{"word":"sorry","start":744.2,"end":744.60004,"confidence":0.99365234,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.14856533706188202},{"word":"i","start":744.60004,"end":744.76,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3515125513076782},{"word":"don't","start":744.76,"end":745.08,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2951505780220032},{"word":"ever","start":745.08,"end":745.32,"confidence":0.9980469,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.22193589806556704},{"word":"wanna","start":745.32,"end":745.56,"confidence":0.99316406,"punctuated_word":"wanna","sentiment":"negative","sentiment_score":-0.35834795236587524},{"word":"make","start":745.56,"end":745.72003,"confidence":0.99902344,"punctuated_word":"make","sentiment":"negative","sentiment_score":-0.44662487506866455},{"word":"you","start":745.72003,"end":745.88,"confidence":0.9892578,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.3718542754650116},{"word":"older","start":745.88,"end":746.12,"confidence":0.99121094,"punctuated_word":"older","sentiment":"negative","sentiment_score":-0.3763943314552307},{"word":"than","start":746.12,"end":746.36,"confidence":0.9980469,"punctuated_word":"than","sentiment":"negative","sentiment_score":-0.43620991706848145},{"word":"you","start":746.36,"end":746.44,"confidence":1.0,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.40264931321144104},{"word":"really","start":746.44,"end":746.68,"confidence":0.9140625,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.33672234416007996},{"word":"are","start":746.68,"end":746.84,"confidence":0.93774414,"punctuated_word":"are.","sentiment":"neutral","sentiment_score":-0.27348846197128296},{"word":"i","start":746.84,"end":746.92004,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09929394721984865},{"word":"do","start":746.92004,"end":747.16003,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.06834906339645386},{"word":"apologize","start":747.16003,"end":747.66003,"confidence":0.953125,"punctuated_word":"apologize.","sentiment":"neutral","sentiment_score":-0.2292626351118088},{"word":"but","start":747.72003,"end":747.96,"confidence":0.99121094,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.02560672163963318},{"word":"because","start":747.96,"end":748.28,"confidence":0.99902344,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0012522004544734957},{"word":"you","start":748.28,"end":748.36,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.027550533413887024},{"word":"are","start":748.36,"end":748.60004,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.014004290103912354},{"word":"in","start":748.60004,"end":748.76,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.014154590666294098},{"word":"your","start":748.76,"end":749.08,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.00010824203491210938},{"word":"fifties","start":749.08,"end":749.4,"confidence":0.9970703,"punctuated_word":"fifties","sentiment":"neutral","sentiment_score":-0.015701351687312126},{"word":"and","start":749.4,"end":749.64,"confidence":0.88427734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.01244167611002922},{"word":"you","start":749.64,"end":749.8,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.013185419142246246},{"word":"are","start":749.8,"end":749.96,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.0077715665102005005},{"word":"looking","start":749.96,"end":750.2,"confidence":0.99609375,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.004952393472194672},{"word":"to","start":750.2,"end":750.36,"confidence":0.93359375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.009874064475297928},{"word":"get","start":750.36,"end":750.52,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.01587052270770073},{"word":"a","start":750.52,"end":750.60004,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.013672566041350365},{"word":"home","start":750.60004,"end":750.92004,"confidence":1.0,"punctuated_word":"home","sentiment":"neutral","sentiment_score":-0.009034883230924606},{"word":"loan","start":750.92004,"end":751.16003,"confidence":0.9875488,"punctuated_word":"loan,","sentiment":"neutral","sentiment_score":0.029520705342292786},{"word":"when","start":751.16003,"end":751.4,"confidence":0.99121094,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.01136447861790657},{"word":"they","start":751.4,"end":751.56,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.010130085051059725},{"word":"sort","start":751.56,"end":751.8,"confidence":0.9941406,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.004144657403230667},{"word":"of","start":751.8,"end":751.88,"confidence":0.9873047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.010840896517038344},{"word":"look","start":751.88,"end":752.12,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.01531914621591568},{"word":"at","start":752.12,"end":752.475,"confidence":0.9355469,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":0.017719395458698273},{"word":"you","start":752.475,"end":752.63495,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01272914931178093},{"word":"know","start":752.63495,"end":752.795,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.023495547473430634},{"word":"whether","start":752.795,"end":752.95496,"confidence":0.9921875,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.028864886611700055},{"word":"your","start":752.95496,"end":753.435,"confidence":0.9291992,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.013588596135377884},{"word":"capacity","start":753.435,"end":753.915,"confidence":0.9980469,"punctuated_word":"capacity","sentiment":"neutral","sentiment_score":0.0005258657038211823},{"word":"to","start":753.915,"end":753.995,"confidence":0.47265625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0030262134969234467},{"word":"work","start":753.995,"end":754.315,"confidence":0.99609375,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.0071907006204128265},{"word":"over","start":754.315,"end":754.475,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.009334560483694077},{"word":"the","start":754.475,"end":754.71497,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.007141925394535065},{"word":"next","start":754.71497,"end":754.875,"confidence":0.99560547,"punctuated_word":"next,","sentiment":"neutral","sentiment_score":-0.009460438042879105},{"word":"you","start":754.875,"end":754.95496,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.006796523928642273},{"word":"know","start":754.95496,"end":755.19495,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.014028903096914291},{"word":"twenty","start":755.19495,"end":755.595,"confidence":1.0,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.024502024054527283},{"word":"to","start":755.595,"end":755.675,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.005883701145648956},{"word":"thirty","start":755.675,"end":756.07495,"confidence":1.0,"punctuated_word":"thirty","sentiment":"neutral","sentiment_score":0.01692575216293335},{"word":"years","start":756.07495,"end":756.315,"confidence":1.0,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.02135000005364418},{"word":"for","start":756.315,"end":756.475,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.018999218940734863},{"word":"a","start":756.475,"end":756.555,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.013909976929426192},{"word":"home","start":756.555,"end":756.71497,"confidence":0.9902344,"punctuated_word":"home","sentiment":"neutral","sentiment_score":-0.00901820883154869},{"word":"loan","start":756.71497,"end":756.875,"confidence":0.9328613,"punctuated_word":"loan,","sentiment":"neutral","sentiment_score":0.015203610062599182},{"word":"they're","start":756.875,"end":757.035,"confidence":0.9785156,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.012855040840804575},{"word":"looking","start":757.035,"end":757.355,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.017045579850673676},{"word":"for","start":757.355,"end":757.51495,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03517523780465126},{"word":"an","start":757.51495,"end":757.595,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.02779078483581543},{"word":"exit","start":757.595,"end":757.995,"confidence":0.9980469,"punctuated_word":"exit","sentiment":"neutral","sentiment_score":-0.010760430246591568},{"word":"strategy","start":757.995,"end":758.495,"confidence":0.98706055,"punctuated_word":"strategy.","sentiment":"neutral","sentiment_score":0.011201653629541395},{"word":"and","start":759.035,"end":759.27496,"confidence":0.65234375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02618567831814289},{"word":"the","start":759.27496,"end":759.355,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0399947352707386},{"word":"biggest","start":759.355,"end":759.755,"confidence":1.0,"punctuated_word":"biggest","sentiment":"neutral","sentiment_score":0.10026057064533234},{"word":"exit","start":759.755,"end":760.07495,"confidence":0.9980469,"punctuated_word":"exit","sentiment":"neutral","sentiment_score":0.03623237460851669},{"word":"strategy","start":760.07495,"end":760.555,"confidence":0.9921875,"punctuated_word":"strategy","sentiment":"neutral","sentiment_score":0.10014060139656068},{"word":"the","start":760.555,"end":760.71497,"confidence":0.92578125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06483816355466843},{"word":"banks","start":760.71497,"end":760.95496,"confidence":0.97998047,"punctuated_word":"banks","sentiment":"neutral","sentiment_score":0.07922768592834473},{"word":"are","start":760.95496,"end":761.115,"confidence":0.9790039,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04996492341160774},{"word":"looking","start":761.115,"end":761.355,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.053441472351551056},{"word":"for","start":761.355,"end":761.595,"confidence":0.99121094,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06442849338054657},{"word":"is","start":761.595,"end":761.755,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06426995992660522},{"word":"what","start":761.755,"end":761.915,"confidence":0.7939453,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0669417679309845},{"word":"do","start":761.915,"end":762.15497,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03820882737636566},{"word":"you","start":762.15497,"end":762.235,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06145144999027252},{"word":"have","start":762.235,"end":762.475,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06897556781768799},{"word":"in","start":762.475,"end":762.71497,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04067877680063248},{"word":"super","start":762.71497,"end":763.21497,"confidence":0.4970703,"punctuated_word":"super?","sentiment":"neutral","sentiment_score":0.07782813161611557},{"word":"what","start":763.595,"end":763.83496,"confidence":0.94140625,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.08445131033658981},{"word":"are","start":763.83496,"end":763.995,"confidence":0.99316406,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.05467318370938301},{"word":"we","start":763.995,"end":764.15497,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09392081201076508},{"word":"able","start":764.15497,"end":764.475,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.09641191363334656},{"word":"to","start":764.475,"end":764.63495,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08440133929252625},{"word":"recuperate","start":764.63495,"end":765.13495,"confidence":0.9970703,"punctuated_word":"recuperate","sentiment":"neutral","sentiment_score":0.10228446871042252},{"word":"back","start":765.355,"end":765.595,"confidence":0.99609375,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.07239224016666412},{"word":"there","start":765.595,"end":765.915,"confidence":0.9980469,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07239663600921631},{"word":"for","start":765.915,"end":766.15497,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07472851127386093},{"word":"you","start":766.15497,"end":766.62,"confidence":0.9970703,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.06301407516002655},{"word":"so","start":767.18,"end":767.42,"confidence":0.97265625,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1155950278043747},{"word":"it","start":767.42,"end":767.58,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1473415046930313},{"word":"is","start":767.58,"end":767.82,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1286495178937912},{"word":"definitely","start":767.82,"end":768.3,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.1614633351564407},{"word":"something","start":768.3,"end":768.8,"confidence":0.9650879,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":0.1420571357011795},{"word":"have","start":768.86,"end":769.1,"confidence":0.9863281,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.07018377631902695},{"word":"you","start":769.1,"end":769.26,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08462940901517868},{"word":"got","start":769.26,"end":769.58,"confidence":0.95703125,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.09596417099237442},{"word":"a","start":769.58,"end":769.74,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06452122330665588},{"word":"mortgage","start":769.74,"end":770.22,"confidence":0.9140625,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.06653289496898651},{"word":"broker","start":770.22,"end":770.54,"confidence":0.99609375,"punctuated_word":"broker","sentiment":"neutral","sentiment_score":0.06250219792127609},{"word":"that","start":770.54,"end":770.77997,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04502517357468605},{"word":"you're","start":770.77997,"end":771.02,"confidence":0.9951172,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.04834771156311035},{"word":"talking","start":771.02,"end":771.5,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.05441009998321533},{"word":"to","start":771.5,"end":772.0,"confidence":0.8339844,"punctuated_word":"to?","sentiment":"neutral","sentiment_score":0.04877433180809021},{"word":"or","start":772.14,"end":772.64,"confidence":0.9970703,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.048640258610248566},{"word":"yeah","start":774.86,"end":775.36,"confidence":0.97802734,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.08900925517082214},{"word":"have","start":776.06,"end":776.38,"confidence":0.9013672,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.06322486698627472},{"word":"have","start":776.38,"end":776.62,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07173722237348557},{"word":"we","start":776.62,"end":776.77997,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1076771542429924},{"word":"ever","start":776.77997,"end":777.02,"confidence":0.9980469,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.10707926005125046},{"word":"referred","start":777.02,"end":777.26,"confidence":0.9980469,"punctuated_word":"referred","sentiment":"neutral","sentiment_score":0.09747514128684998},{"word":"you","start":777.26,"end":777.5,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08736530691385269},{"word":"to","start":777.5,"end":777.58,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06746348738670349},{"word":"one","start":777.58,"end":777.74,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.06531867384910583},{"word":"of","start":777.74,"end":777.9,"confidence":0.9604492,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0809449553489685},{"word":"our","start":777.9,"end":778.06,"confidence":0.99609375,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.0799054205417633},{"word":"mortgage","start":778.06,"end":778.38,"confidence":1.0,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.0565534345805645},{"word":"brokers","start":778.38,"end":778.77997,"confidence":0.9946289,"punctuated_word":"brokers?","sentiment":"neutral","sentiment_score":0.0851287692785263},{"word":"we","start":778.77997,"end":779.02,"confidence":0.99902344,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.13842134177684784},{"word":"have","start":779.02,"end":779.18,"confidence":0.98828125,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1606190800666809},{"word":"a","start":779.18,"end":779.26,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16696269810199738},{"word":"couple","start":779.26,"end":779.58,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.15209466218948364},{"word":"of","start":779.58,"end":779.82,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1379954069852829},{"word":"other","start":779.82,"end":780.06,"confidence":0.9970703,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.14253459870815277},{"word":"mortgage","start":780.06,"end":780.46,"confidence":1.0,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.116872176527977},{"word":"brokers","start":780.46,"end":780.86,"confidence":0.99902344,"punctuated_word":"brokers","sentiment":"neutral","sentiment_score":0.11271874606609344},{"word":"that","start":780.86,"end":781.02,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1535855531692505},{"word":"we","start":781.02,"end":781.1,"confidence":0.9921875,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1427045613527298},{"word":"might","start":781.1,"end":781.335,"confidence":0.9838867,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.15703842043876648},{"word":"be","start":781.41504,"end":781.495,"confidence":0.9370117,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.17106564342975616},{"word":"able","start":781.495,"end":781.655,"confidence":0.9941406,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.18808498978614807},{"word":"to","start":781.655,"end":781.73505,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1872489303350449},{"word":"refer","start":781.73505,"end":781.815,"confidence":0.98095703,"punctuated_word":"refer","sentiment":"neutral","sentiment_score":0.1140335500240326},{"word":"you","start":781.815,"end":782.135,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18713228404521945},{"word":"through","start":782.135,"end":782.375,"confidence":0.97265625,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1600053757429123},{"word":"to","start":782.375,"end":782.61505,"confidence":0.91674805,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.14242315292358398},{"word":"they","start":782.61505,"end":782.85504,"confidence":0.9980469,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.14400573074817655},{"word":"might","start":782.85504,"end":783.015,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.14063982665538788},{"word":"have","start":783.015,"end":783.255,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14834906160831451},{"word":"some","start":783.255,"end":783.495,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.1264542043209076},{"word":"other","start":783.495,"end":783.815,"confidence":0.9980469,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.11866290867328644},{"word":"strategies","start":783.815,"end":784.29504,"confidence":0.9980469,"punctuated_word":"strategies","sentiment":"neutral","sentiment_score":0.1628788262605667},{"word":"that","start":784.29504,"end":784.455,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1687132865190506},{"word":"they","start":784.455,"end":784.61505,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.12603089213371277},{"word":"can","start":784.61505,"end":784.775,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10171390324831008},{"word":"look","start":784.775,"end":785.015,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.13809700310230255},{"word":"at","start":785.015,"end":785.515,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11651599407196044},{"word":"or","start":785.575,"end":785.895,"confidence":0.68310547,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.11639980971813202},{"word":"maybe","start":785.895,"end":786.215,"confidence":0.99609375,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.12024100124835968},{"word":"look","start":786.215,"end":786.375,"confidence":0.95410156,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.12305818498134612},{"word":"at","start":786.375,"end":786.53503,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.12053981423377992},{"word":"helping","start":786.53503,"end":786.935,"confidence":0.99902344,"punctuated_word":"helping","sentiment":"neutral","sentiment_score":0.22872579097747803},{"word":"you","start":786.935,"end":787.09503,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.223206490278244},{"word":"to","start":787.09503,"end":787.255,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22599849104881287},{"word":"get","start":787.255,"end":787.41504,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.18307726085186005},{"word":"a","start":787.41504,"end":787.575,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18053027987480164},{"word":"home","start":787.575,"end":787.815,"confidence":1.0,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.13013969361782074},{"word":"loan","start":787.815,"end":788.215,"confidence":0.99902344,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":0.1759328842163086},{"word":"and","start":788.215,"end":788.375,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18225084245204928},{"word":"see","start":788.375,"end":788.695,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.17789088189601898},{"word":"if","start":788.695,"end":788.775,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1668340414762497},{"word":"they","start":788.775,"end":788.935,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.17192605137825012},{"word":"can","start":788.935,"end":789.435,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15326055884361267},{"word":"do","start":789.575,"end":789.815,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.19040904939174652},{"word":"it","start":789.815,"end":789.97504,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.20363298058509827},{"word":"for","start":789.97504,"end":790.135,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1889406442642212},{"word":"you","start":790.135,"end":790.375,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.13864018023014069},{"word":"would","start":790.375,"end":790.53503,"confidence":1.0,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.1628369688987732},{"word":"you","start":790.53503,"end":790.695,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1957104355096817},{"word":"be","start":790.695,"end":790.85504,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2083398848772049},{"word":"open","start":790.85504,"end":791.09503,"confidence":0.99902344,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.1848732978105545},{"word":"to","start":791.09503,"end":791.255,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.23531542718410492},{"word":"me","start":791.255,"end":791.41504,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.22267699241638184},{"word":"referring","start":791.41504,"end":791.815,"confidence":0.9970703,"punctuated_word":"referring","sentiment":"neutral","sentiment_score":0.19644135236740112},{"word":"you","start":791.815,"end":792.055,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2061520218849182},{"word":"through","start":792.055,"end":792.29504,"confidence":0.99609375,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1977890580892563},{"word":"to","start":792.29504,"end":792.455,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1854497343301773},{"word":"one","start":792.455,"end":792.61505,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.18589408695697784},{"word":"of","start":792.61505,"end":792.775,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.20421627163887024},{"word":"our","start":792.775,"end":792.935,"confidence":0.99902344,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.28783151507377625},{"word":"lovely","start":792.935,"end":793.255,"confidence":1.0,"punctuated_word":"lovely","sentiment":"positive","sentiment_score":0.3495030701160431},{"word":"mortgage","start":793.255,"end":793.655,"confidence":1.0,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.2623167335987091},{"word":"brokers","start":793.655,"end":793.97504,"confidence":0.9980469,"punctuated_word":"brokers","sentiment":"neutral","sentiment_score":0.18706555664539337},{"word":"to","start":793.97504,"end":794.135,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2174813747406006},{"word":"see","start":794.135,"end":794.29504,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.2713625133037567},{"word":"if","start":794.29504,"end":794.375,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2479138225317001},{"word":"there's","start":794.375,"end":794.695,"confidence":0.9848633,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.19816049933433533},{"word":"something","start":794.695,"end":794.935,"confidence":0.9941406,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.20500868558883667},{"word":"that","start":794.935,"end":795.09503,"confidence":0.4555664,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23343941569328308},{"word":"they've","start":795.09503,"end":795.335,"confidence":0.88916016,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":0.16845345497131348},{"word":"got","start":795.335,"end":795.575,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1728588491678238},{"word":"an","start":795.575,"end":795.655,"confidence":0.89501953,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1357336938381195},{"word":"option","start":795.655,"end":795.97504,"confidence":0.9790039,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.1162898987531662},{"word":"that","start":795.97504,"end":796.135,"confidence":0.96533203,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1613205224275589},{"word":"they","start":796.135,"end":796.29504,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.118771530687809},{"word":"might","start":796.29504,"end":796.53503,"confidence":0.99902344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.17615018784999847},{"word":"have","start":796.53503,"end":796.695,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17410658299922943},{"word":"for","start":796.695,"end":796.935,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12713947892189026},{"word":"you","start":796.935,"end":797.31,"confidence":0.99609375,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.09549032151699066},{"word":"yeah","start":799.15,"end":799.65,"confidence":0.7697754,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08534237742424011},{"word":"how","start":801.39,"end":801.63,"confidence":0.69091797,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.010734155774116516},{"word":"much","start":801.63,"end":801.95,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.03747774660587311},{"word":"is","start":801.95,"end":802.11,"confidence":0.63134766,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.020311567932367325},{"word":"yeah","start":802.59,"end":802.91,"confidence":0.97631836,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.005636170506477356},{"word":"sorry","start":802.91,"end":803.41,"confidence":0.9863281,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.09004487097263336},{"word":"yep","start":807.23,"end":807.73,"confidence":0.98291016,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.031084632501006126},{"word":"yes","start":811.885,"end":812.385,"confidence":0.9951172,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.02155572734773159},{"word":"yeah","start":814.925,"end":815.425,"confidence":0.92407227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0382397323846817},{"word":"yes","start":819.485,"end":819.985,"confidence":0.9975586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.02541719749569893},{"word":"right","start":828.64,"end":829.14,"confidence":0.81469727,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.0578860342502594},{"word":"yep","start":829.36,"end":829.86,"confidence":0.77197266,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06922782957553864},{"word":"okay","start":836.22504,"end":836.625,"confidence":0.9057617,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.26024293899536133},{"word":"beautiful","start":836.625,"end":837.125,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5478677749633789},{"word":"lovely","start":839.025,"end":839.525,"confidence":0.8786621,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.4700011610984802},{"word":"did","start":839.585,"end":839.74506,"confidence":0.99902344,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.13340070843696594},{"word":"you","start":839.74506,"end":839.905,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13906773924827576},{"word":"want","start":839.905,"end":839.98505,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.09585948288440704},{"word":"me","start":839.98505,"end":840.145,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13309340178966522},{"word":"to","start":840.145,"end":840.30505,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07316911220550537},{"word":"hold","start":840.30505,"end":840.465,"confidence":1.0,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":0.05105843394994736},{"word":"off","start":840.465,"end":840.705,"confidence":0.7265625,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.00413450226187706},{"word":"on","start":840.705,"end":840.78503,"confidence":0.99609375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.027507010847330093},{"word":"the","start":840.78503,"end":840.945,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0712149441242218},{"word":"referral","start":840.945,"end":841.42505,"confidence":0.8581543,"punctuated_word":"referral,","sentiment":"neutral","sentiment_score":0.0516604483127594},{"word":"or","start":841.42505,"end":841.585,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.02509073168039322},{"word":"would","start":841.585,"end":841.74506,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.05558359250426293},{"word":"you","start":841.74506,"end":841.905,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08675338327884674},{"word":"like","start":841.905,"end":842.065,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06549045443534851},{"word":"to","start":842.065,"end":842.145,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07182735204696655},{"word":"have","start":842.145,"end":842.265,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09072770178318024},{"word":"a","start":842.265,"end":842.385,"confidence":0.7495117,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09238996356725691},{"word":"chat","start":842.385,"end":842.625,"confidence":0.96777344,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.16200260818004608},{"word":"to","start":842.625,"end":842.78503,"confidence":0.5961914,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11875040084123611},{"word":"the","start":842.78503,"end":842.86505,"confidence":0.95410156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08993552625179291},{"word":"mortgage","start":842.86505,"end":843.265,"confidence":0.9770508,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.055632058531045914},{"word":"brokers","start":843.265,"end":843.66504,"confidence":0.9892578,"punctuated_word":"brokers","sentiment":"neutral","sentiment_score":0.07875433564186096},{"word":"now","start":843.66504,"end":843.98505,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.12357144057750702},{"word":"and","start":843.98505,"end":844.145,"confidence":0.97802734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07766027748584747},{"word":"look","start":844.145,"end":844.385,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0614779070019722},{"word":"at","start":844.385,"end":844.465,"confidence":0.93310547,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":0.04433877021074295},{"word":"you","start":844.465,"end":844.625,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04599758610129357},{"word":"know","start":844.625,"end":844.86505,"confidence":0.9770508,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.058354560285806656},{"word":"putting","start":844.86505,"end":845.18506,"confidence":0.9980469,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.08141658455133438},{"word":"a","start":845.18506,"end":845.34503,"confidence":0.9633789,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10266084969043732},{"word":"plan","start":845.34503,"end":845.585,"confidence":0.9819336,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":0.10337873548269272},{"word":"in","start":845.585,"end":845.66504,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08945608139038086},{"word":"place","start":845.66504,"end":845.98505,"confidence":0.99609375,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.14490996301174164},{"word":"to","start":845.98505,"end":846.065,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12222924828529358},{"word":"kinda","start":846.065,"end":846.385,"confidence":0.9819336,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.1716141700744629},{"word":"get","start":846.385,"end":846.705,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1112775057554245},{"word":"that","start":846.705,"end":846.86505,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14802846312522888},{"word":"home","start":846.86505,"end":847.265,"confidence":0.99902344,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.1098053827881813},{"word":"for","start":847.265,"end":847.505,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12355107069015504},{"word":"you","start":847.505,"end":848.005,"confidence":0.99902344,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.0804038792848587},{"word":"yep","start":853.02,"end":853.52,"confidence":0.9013672,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0972086787223816},{"word":"mhmm","start":857.10004,"end":857.60004,"confidence":0.99658203,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.00494540948420763},{"word":"yeah","start":858.94,"end":859.34,"confidence":0.9675293,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.016770383343100548},{"word":"absolutely","start":859.34,"end":859.84,"confidence":0.99853516,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.4977206289768219},{"word":"not","start":860.62,"end":860.86,"confidence":1.0,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.5163267850875854},{"word":"a","start":860.86,"end":861.02,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3661021590232849},{"word":"problem","start":861.02,"end":861.34,"confidence":1.0,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.4806230664253235},{"word":"at","start":861.34,"end":861.5,"confidence":1.0,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.495514839887619},{"word":"all","start":861.5,"end":862.0,"confidence":1.0,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.5062207579612732},{"word":"now","start":862.62,"end":862.94,"confidence":0.7368164,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.3941929340362549},{"word":"at","start":862.94,"end":863.10004,"confidence":0.90283203,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.25048354268074036},{"word":"the","start":863.10004,"end":863.26,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25303390622138977},{"word":"moment","start":863.26,"end":863.5,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.29661035537719727},{"word":"with","start":863.5,"end":863.74,"confidence":0.5097656,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2710486650466919},{"word":"you","start":863.74,"end":863.9,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.27864110469818115},{"word":"being","start":863.9,"end":864.14,"confidence":0.9980469,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.26636239886283875},{"word":"self","start":864.14,"end":864.38,"confidence":0.99902344,"punctuated_word":"self","sentiment":"positive","sentiment_score":0.40718743205070496},{"word":"employed","start":864.38,"end":864.78,"confidence":0.9946289,"punctuated_word":"employed,","sentiment":"neutral","sentiment_score":0.23561131954193115},{"word":"you","start":864.78,"end":864.94,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.29785314202308655},{"word":"mentioned","start":864.94,"end":865.26,"confidence":0.73339844,"punctuated_word":"mentioned","sentiment":"positive","sentiment_score":0.40510350465774536},{"word":"that","start":865.26,"end":865.42,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.42017507553100586},{"word":"your","start":865.42,"end":865.66003,"confidence":0.99316406,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.49707502126693726},{"word":"work","start":865.66003,"end":865.9,"confidence":0.99902344,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.5858243703842163},{"word":"is","start":865.9,"end":866.06,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5808790922164917},{"word":"going","start":866.06,"end":866.38,"confidence":0.984375,"punctuated_word":"going","sentiment":"positive","sentiment_score":0.6581016182899475},{"word":"really","start":866.38,"end":866.62,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.6451983451843262},{"word":"well","start":866.62,"end":866.86,"confidence":0.9182129,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.5944091081619263},{"word":"that","start":866.86,"end":867.02,"confidence":0.93359375,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5113014578819275},{"word":"you're","start":867.02,"end":867.18,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.5614036321640015},{"word":"getting","start":867.18,"end":867.5,"confidence":1.0,"punctuated_word":"getting","sentiment":"positive","sentiment_score":0.5632633566856384},{"word":"a","start":867.5,"end":867.58,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.46728384494781494},{"word":"lot","start":867.58,"end":867.795,"confidence":1.0,"punctuated_word":"lot","sentiment":"positive","sentiment_score":0.40201401710510254},{"word":"more","start":867.795,"end":868.035,"confidence":1.0,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.3620609939098358},{"word":"work","start":868.035,"end":868.27496,"confidence":0.9980469,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.38795360922813416},{"word":"there","start":868.27496,"end":868.77496,"confidence":0.98168945,"punctuated_word":"there.","sentiment":"positive","sentiment_score":0.341050922870636},{"word":"when","start":869.075,"end":869.39496,"confidence":0.6640625,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.09969090670347214},{"word":"we","start":869.39496,"end":869.475,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.035499878227710724},{"word":"look","start":869.475,"end":869.71497,"confidence":0.99609375,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07739724218845367},{"word":"at","start":869.71497,"end":869.875,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06787702441215515},{"word":"contributions","start":869.875,"end":870.375,"confidence":1.0,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.12099896371364594},{"word":"and","start":870.435,"end":870.675,"confidence":0.48657227,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.026293521746993065},{"word":"part","start":870.675,"end":870.83496,"confidence":0.9980469,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.07208386063575745},{"word":"of","start":870.83496,"end":870.915,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0442357063293457},{"word":"what's","start":870.915,"end":871.15497,"confidence":0.9975586,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.05952252447605133},{"word":"gonna","start":871.15497,"end":871.39496,"confidence":0.98828125,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.08999469876289368},{"word":"make","start":871.39496,"end":871.71497,"confidence":0.96875,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.0930875688791275},{"word":"super","start":871.71497,"end":871.95496,"confidence":0.72265625,"punctuated_word":"Super","sentiment":"neutral","sentiment_score":0.11014530807733536},{"word":"work","start":871.95496,"end":872.45496,"confidence":0.79907227,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.08665290474891663},{"word":"when","start":872.595,"end":872.755,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.02055487036705017},{"word":"you","start":872.755,"end":872.915,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.009209107607603071},{"word":"sort","start":872.915,"end":873.075,"confidence":0.98535156,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.01645014062523842},{"word":"of","start":873.075,"end":873.235,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.014778479933738708},{"word":"look","start":873.235,"end":873.475,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0008541606366634369},{"word":"at","start":873.475,"end":873.635,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.01004289835691452},{"word":"super","start":873.635,"end":873.875,"confidence":0.9140625,"punctuated_word":"Super","sentiment":"neutral","sentiment_score":-0.0011555366218090055},{"word":"and","start":873.875,"end":874.115,"confidence":0.9790039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.019190512597560883},{"word":"the","start":874.115,"end":874.195,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03081676922738552},{"word":"way","start":874.195,"end":874.435,"confidence":0.9980469,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.03463953360915184},{"word":"investing","start":874.435,"end":874.915,"confidence":0.9921875,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.02917642891407013},{"word":"is","start":874.915,"end":875.235,"confidence":0.9885254,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.02770773321390152},{"word":"markets","start":875.235,"end":875.635,"confidence":0.78808594,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.07488566637039185},{"word":"will","start":875.635,"end":875.795,"confidence":0.80615234,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.020112257450819016},{"word":"always","start":875.795,"end":876.115,"confidence":0.99902344,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.00247347354888916},{"word":"go","start":876.115,"end":876.27496,"confidence":0.56689453,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.030641108751296997},{"word":"ups","start":876.27496,"end":876.51495,"confidence":0.8588867,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":-0.03159273415803909},{"word":"and","start":876.51495,"end":876.675,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.043890874832868576},{"word":"downs","start":876.675,"end":876.995,"confidence":0.98657227,"punctuated_word":"downs.","sentiment":"neutral","sentiment_score":-0.03331432491540909},{"word":"you","start":876.995,"end":877.15497,"confidence":0.94921875,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.028369732201099396},{"word":"have","start":877.15497,"end":877.39496,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.02117113023996353},{"word":"those","start":877.39496,"end":877.875,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.014563735574483871},{"word":"those","start":877.875,"end":878.195,"confidence":0.9941406,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.02265045791864395},{"word":"peaks","start":878.195,"end":878.435,"confidence":0.9941406,"punctuated_word":"peaks","sentiment":"neutral","sentiment_score":-0.030377047136425972},{"word":"and","start":878.435,"end":878.675,"confidence":0.85595703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.023293238133192062},{"word":"those","start":878.675,"end":878.83496,"confidence":0.9980469,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.004531297832727432},{"word":"troughs","start":878.83496,"end":879.15497,"confidence":0.8708496,"punctuated_word":"troughs","sentiment":"neutral","sentiment_score":-0.045605823397636414},{"word":"and","start":879.15497,"end":879.315,"confidence":0.97802734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02076013758778572},{"word":"those","start":879.315,"end":879.555,"confidence":0.9941406,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.02064245566725731},{"word":"down","start":879.555,"end":879.875,"confidence":0.56689453,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.05425810068845749},{"word":"times","start":879.875,"end":880.375,"confidence":0.98095703,"punctuated_word":"times","sentiment":"neutral","sentiment_score":-0.09461017698049544},{"word":"that","start":880.51495,"end":880.675,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04013641178607941},{"word":"we","start":880.675,"end":880.83496,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.060424789786338806},{"word":"are","start":880.83496,"end":880.995,"confidence":0.9951172,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.05483343079686165},{"word":"sort","start":880.995,"end":881.235,"confidence":0.9892578,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.051194511353969574},{"word":"of","start":881.235,"end":881.39496,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.056304916739463806},{"word":"seeing","start":881.39496,"end":881.635,"confidence":0.9970703,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":-0.05405399948358536},{"word":"at","start":881.635,"end":881.795,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.05178382247686386},{"word":"the","start":881.795,"end":881.875,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0046462081372737885},{"word":"moment","start":881.875,"end":882.375,"confidence":0.99902344,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.01767132617533207},{"word":"one","start":882.73,"end":882.89,"confidence":1.0,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.0279964841902256},{"word":"of","start":882.89,"end":882.97003,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0345376692712307},{"word":"the","start":882.97003,"end":883.05,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03743203356862068},{"word":"ways","start":883.05,"end":883.21,"confidence":0.9921875,"punctuated_word":"ways","sentiment":"neutral","sentiment_score":0.05385970696806908},{"word":"to","start":883.21,"end":883.37,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03734366595745087},{"word":"take","start":883.37,"end":883.61,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.10920502245426178},{"word":"advantage","start":883.61,"end":884.09,"confidence":1.0,"punctuated_word":"advantage","sentiment":"neutral","sentiment_score":0.0801822617650032},{"word":"of","start":884.09,"end":884.17,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06443320214748383},{"word":"those","start":884.17,"end":884.41003,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.04451083391904831},{"word":"ups","start":884.41003,"end":884.65,"confidence":0.99902344,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":0.041980940848588943},{"word":"and","start":884.65,"end":884.81,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05842294543981552},{"word":"downs","start":884.81,"end":885.21,"confidence":0.9980469,"punctuated_word":"downs","sentiment":"neutral","sentiment_score":0.06617362797260284},{"word":"is","start":885.21,"end":885.37,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05098767578601837},{"word":"to","start":885.37,"end":885.45,"confidence":0.9375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06660408526659012},{"word":"be","start":885.45,"end":885.61,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.05912388488650322},{"word":"putting","start":885.61,"end":886.01,"confidence":0.9951172,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.03886337950825691},{"word":"contributions","start":886.01,"end":886.51,"confidence":1.0,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.018339436501264572},{"word":"in","start":886.81,"end":887.31,"confidence":1.0,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.03480377793312073},{"word":"i","start":887.77,"end":888.01,"confidence":0.74902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01610705256462097},{"word":"know","start":888.01,"end":888.33,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.01800437644124031},{"word":"one","start":888.33,"end":888.49,"confidence":0.9951172,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.00632394477725029},{"word":"of","start":888.49,"end":888.65,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.004523582756519318},{"word":"the","start":888.65,"end":889.05,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.004135388880968094},{"word":"the","start":889.05,"end":889.29,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00034912675619125366},{"word":"notes","start":889.29,"end":889.61,"confidence":0.99609375,"punctuated_word":"notes","sentiment":"neutral","sentiment_score":-0.01513703167438507},{"word":"i","start":889.61,"end":889.77,"confidence":0.98535156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.00529751181602478},{"word":"have","start":889.77,"end":889.93,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.00016292929649353027},{"word":"here","start":889.93,"end":890.17,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.02842675894498825},{"word":"is","start":890.17,"end":890.25,"confidence":0.97998047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.009138587862253187},{"word":"that","start":890.25,"end":890.33,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.00005747377872467041},{"word":"you've","start":890.33,"end":890.49,"confidence":0.9453125,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.052804134786129},{"word":"been","start":890.49,"end":890.61,"confidence":0.9951172,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.0485636293888092},{"word":"a","start":890.61,"end":890.73,"confidence":0.9658203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07674254477024078},{"word":"bit","start":890.73,"end":890.89,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.0951598584651947},{"word":"hesitant","start":890.89,"end":891.37,"confidence":0.99316406,"punctuated_word":"hesitant","sentiment":"neutral","sentiment_score":-0.12632447481155396},{"word":"to","start":891.37,"end":891.45,"confidence":0.82373047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.18791696429252625},{"word":"put","start":891.45,"end":891.77,"confidence":0.98828125,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.14935877919197085},{"word":"contributions","start":891.77,"end":892.27,"confidence":0.9350586,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":-0.17500373721122742},{"word":"in","start":892.41003,"end":892.57,"confidence":0.61035156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1847316324710846},{"word":"the","start":892.57,"end":892.73,"confidence":0.87597656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.16515761613845825},{"word":"super","start":892.73,"end":893.23,"confidence":0.88427734,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.08980481326580048},{"word":"because","start":893.93,"end":894.25,"confidence":0.8769531,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.07870864123106003},{"word":"it","start":894.25,"end":894.41003,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.06480678915977478},{"word":"has","start":894.41003,"end":894.65,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.07145434617996216},{"word":"been","start":894.65,"end":894.89,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.04959854483604431},{"word":"going","start":894.89,"end":895.37,"confidence":0.8791504,"punctuated_word":"going,","sentiment":"neutral","sentiment_score":-0.016187720000743866},{"word":"yeah","start":895.37,"end":895.61,"confidence":0.7956543,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.01927817240357399},{"word":"it","start":895.61,"end":895.77,"confidence":0.87060547,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.04539499431848526},{"word":"has","start":895.77,"end":895.93,"confidence":0.99902344,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.06637892127037048},{"word":"been","start":895.93,"end":896.09,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.09230369329452516},{"word":"going","start":896.09,"end":896.41003,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.07393445074558258},{"word":"a","start":896.41003,"end":896.49,"confidence":0.93847656,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06652158498764038},{"word":"bit","start":896.49,"end":896.65,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.07674543559551239},{"word":"up","start":896.65,"end":896.81,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.11377882212400436},{"word":"and","start":896.81,"end":896.97003,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12544497847557068},{"word":"down","start":896.97003,"end":897.21,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.09687908738851549},{"word":"there","start":897.21,"end":897.71,"confidence":0.9914551,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.12212371081113815},{"word":"but","start":897.925,"end":898.16504,"confidence":0.9091797,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.03888556361198425},{"word":"realistically","start":898.16504,"end":898.66504,"confidence":1.0,"punctuated_word":"realistically,","sentiment":"neutral","sentiment_score":0.005037504248321056},{"word":"when","start":898.885,"end":899.125,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.021266363561153412},{"word":"you","start":899.125,"end":899.205,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03079202026128769},{"word":"think","start":899.205,"end":899.445,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.04081672430038452},{"word":"about","start":899.445,"end":899.84503,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04232921451330185},{"word":"super","start":899.84503,"end":900.245,"confidence":0.7446289,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.0524267703294754},{"word":"the","start":900.245,"end":900.405,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07345862686634064},{"word":"super","start":900.405,"end":900.72504,"confidence":0.79833984,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.07982905954122543},{"word":"fund's","start":900.72504,"end":901.04504,"confidence":0.63061523,"punctuated_word":"fund's","sentiment":"neutral","sentiment_score":0.056935038417577744},{"word":"net","start":901.04504,"end":901.28503,"confidence":0.95947266,"punctuated_word":"net","sentiment":"neutral","sentiment_score":0.08704271167516708},{"word":"wealth","start":901.28503,"end":901.525,"confidence":0.89501953,"punctuated_word":"wealth","sentiment":"neutral","sentiment_score":0.08120808005332947},{"word":"is","start":901.525,"end":901.685,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0921001434326172},{"word":"the","start":901.685,"end":901.925,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10436397790908812},{"word":"investment","start":901.925,"end":902.405,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.02049066498875618},{"word":"vehicle","start":902.405,"end":902.905,"confidence":0.9921875,"punctuated_word":"vehicle.","sentiment":"neutral","sentiment_score":0.028543908149003983},{"word":"the","start":903.205,"end":903.445,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.04450371488928795},{"word":"underlying","start":903.445,"end":903.945,"confidence":0.99902344,"punctuated_word":"underlying","sentiment":"neutral","sentiment_score":0.04921833798289299},{"word":"investments","start":904.005,"end":904.505,"confidence":0.98828125,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.003764551132917404},{"word":"are","start":904.72504,"end":904.965,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04208460450172424},{"word":"whether","start":904.965,"end":905.465,"confidence":0.58496094,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.0591263473033905},{"word":"are","start":906.005,"end":906.085,"confidence":0.75439453,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.051573507487773895},{"word":"where","start":906.085,"end":906.325,"confidence":0.86621094,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.046481598168611526},{"word":"you","start":906.325,"end":906.565,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.047981344163417816},{"word":"make","start":906.565,"end":906.72504,"confidence":0.9970703,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.016862154006958008},{"word":"that","start":906.72504,"end":907.04504,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.010125383734703064},{"word":"money","start":907.04504,"end":907.445,"confidence":0.9328613,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":0.004825625568628311},{"word":"and","start":907.445,"end":907.765,"confidence":0.951416,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.02698364295065403},{"word":"essentially","start":907.765,"end":908.245,"confidence":1.0,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.02763475850224495},{"word":"the","start":908.245,"end":908.485,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03585420548915863},{"word":"reason","start":908.485,"end":908.885,"confidence":0.9980469,"punctuated_word":"reason","sentiment":"neutral","sentiment_score":0.024693939834833145},{"word":"you","start":908.885,"end":909.04504,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03197531774640083},{"word":"have","start":909.04504,"end":909.365,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.01853453367948532},{"word":"well","start":909.60504,"end":909.765,"confidence":0.9206543,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.031647928059101105},{"word":"i","start":909.765,"end":909.84503,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03436027467250824},{"word":"think","start":909.84503,"end":910.005,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.0351676382124424},{"word":"we","start":910.005,"end":910.16504,"confidence":0.97802734,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03663111850619316},{"word":"have","start":910.16504,"end":910.325,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.023438669741153717},{"word":"about","start":910.325,"end":910.565,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04157111793756485},{"word":"nine","start":910.565,"end":910.72504,"confidence":0.99902344,"punctuated_word":"nine","sentiment":"neutral","sentiment_score":0.030490372329950333},{"word":"different","start":910.72504,"end":911.125,"confidence":0.9873047,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.03448016941547394},{"word":"investments","start":911.125,"end":911.525,"confidence":0.9970703,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.006150919944047928},{"word":"in","start":911.525,"end":911.685,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.028236456215381622},{"word":"here","start":911.685,"end":911.925,"confidence":0.9941406,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.043919071555137634},{"word":"at","start":911.925,"end":912.005,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.035244282335042953},{"word":"the","start":912.005,"end":912.085,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03463292866945267},{"word":"moment","start":912.085,"end":912.54,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.05198611691594124},{"word":"is","start":912.77997,"end":912.94,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04071393981575966},{"word":"that","start":912.94,"end":913.18,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02023932710289955},{"word":"not","start":913.18,"end":913.42,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.014618270099163055},{"word":"every","start":913.42,"end":913.74,"confidence":0.99902344,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.043145500123500824},{"word":"investment","start":913.74,"end":914.06,"confidence":0.9375,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.08445674926042557},{"word":"is","start":914.06,"end":914.13995,"confidence":0.4970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.03211474046111107},{"word":"gonna","start":914.13995,"end":914.38,"confidence":0.9892578,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.03207114338874817},{"word":"go","start":914.38,"end":914.54,"confidence":0.9941406,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.0349540188908577},{"word":"up","start":914.54,"end":914.69995,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.07690288871526718},{"word":"and","start":914.69995,"end":914.94,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05496583133935928},{"word":"down","start":914.94,"end":915.42,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.03308529034256935},{"word":"at","start":915.42,"end":915.57996,"confidence":0.97509766,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.08294054865837097},{"word":"the","start":915.57996,"end":915.66,"confidence":0.8574219,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04881230741739273},{"word":"same","start":915.66,"end":916.06,"confidence":0.99902344,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.038574278354644775},{"word":"particular","start":916.06,"end":916.54,"confidence":0.99902344,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":-0.032758865505456924},{"word":"time","start":916.54,"end":916.86,"confidence":0.9951172,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.03359705209732056},{"word":"so","start":916.86,"end":917.1,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.015014983713626862},{"word":"when","start":917.1,"end":917.33997,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.012152690440416336},{"word":"you","start":917.33997,"end":917.42,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.024193502962589264},{"word":"sort","start":917.42,"end":917.57996,"confidence":0.9819336,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0055380165576934814},{"word":"of","start":917.57996,"end":917.66,"confidence":0.94921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0067389607429504395},{"word":"look","start":917.66,"end":917.89996,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.004428751766681671},{"word":"at","start":917.89996,"end":918.06,"confidence":0.9873047,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0020238161087036133},{"word":"cybersecurity","start":918.06,"end":918.56,"confidence":0.8354492,"punctuated_word":"cybersecurity","sentiment":"neutral","sentiment_score":-0.011149730533361437},{"word":"and","start":919.1,"end":919.33997,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.006692513823509216},{"word":"physical","start":919.33997,"end":919.74,"confidence":0.9951172,"punctuated_word":"physical","sentiment":"neutral","sentiment_score":-0.03124096989631653},{"word":"gold","start":919.74,"end":919.98,"confidence":0.9797363,"punctuated_word":"gold,","sentiment":"neutral","sentiment_score":0.01638696901500225},{"word":"you","start":919.98,"end":920.13995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02906709909439087},{"word":"might","start":920.13995,"end":920.38,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.0023563504219055176},{"word":"find","start":920.38,"end":920.62,"confidence":0.9980469,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.024272635579109192},{"word":"that","start":920.62,"end":920.77997,"confidence":0.91503906,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.010178528726100922},{"word":"cybersecurity","start":920.77997,"end":921.25995,"confidence":0.9819336,"punctuated_word":"cybersecurity","sentiment":"neutral","sentiment_score":-0.02372628077864647},{"word":"is","start":921.25995,"end":921.42,"confidence":0.90722656,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.020768098533153537},{"word":"having","start":921.42,"end":921.57996,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.04280444234609604},{"word":"a","start":921.57996,"end":921.74,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.018064428120851517},{"word":"bit","start":921.74,"end":921.89996,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.04140442609786987},{"word":"of","start":921.89996,"end":922.06,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.032236650586128235},{"word":"a","start":922.06,"end":922.13995,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03990565240383148},{"word":"downtime","start":922.13995,"end":922.62,"confidence":0.9050293,"punctuated_word":"downtime,","sentiment":"neutral","sentiment_score":-0.059493787586688995},{"word":"but","start":922.62,"end":922.86,"confidence":0.97802734,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.030943892896175385},{"word":"physical","start":922.86,"end":923.25995,"confidence":0.9790039,"punctuated_word":"physical","sentiment":"neutral","sentiment_score":-0.05377846211194992},{"word":"gold","start":923.25995,"end":923.5,"confidence":0.9741211,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":-0.025463469326496124},{"word":"has","start":923.5,"end":923.66,"confidence":0.6796875,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.0396907776594162},{"word":"been","start":923.66,"end":923.89996,"confidence":0.9951172,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.01719433069229126},{"word":"going","start":923.89996,"end":924.22,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.013014525175094604},{"word":"up","start":924.22,"end":924.585,"confidence":0.9501953,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.010436102747917175},{"word":"and","start":924.745,"end":924.98505,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04574338719248772},{"word":"that's","start":924.98505,"end":925.145,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.05076618120074272},{"word":"essentially","start":925.145,"end":925.54504,"confidence":0.95703125,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.064674973487854},{"word":"what","start":925.54504,"end":925.78503,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05616026371717453},{"word":"we're","start":925.78503,"end":925.945,"confidence":1.0,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.0923961028456688},{"word":"doing","start":925.945,"end":926.185,"confidence":0.98168945,"punctuated_word":"doing.","sentiment":"neutral","sentiment_score":0.06869582831859589},{"word":"we're","start":926.185,"end":926.505,"confidence":1.0,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.07027357816696167},{"word":"diversifying","start":926.505,"end":927.005,"confidence":1.0,"punctuated_word":"diversifying","sentiment":"neutral","sentiment_score":0.07577423751354218},{"word":"over","start":927.22504,"end":927.54504,"confidence":0.93359375,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.0830095186829567},{"word":"different","start":927.54504,"end":927.945,"confidence":0.9790039,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.0527823269367218},{"word":"industries","start":927.945,"end":928.445,"confidence":0.99365234,"punctuated_word":"industries,","sentiment":"neutral","sentiment_score":0.05020761862397194},{"word":"different","start":928.505,"end":928.825,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.06274216622114182},{"word":"asset","start":928.825,"end":929.22504,"confidence":0.99902344,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":0.027749039232730865},{"word":"classes","start":929.22504,"end":929.72504,"confidence":0.7570801,"punctuated_word":"classes,","sentiment":"neutral","sentiment_score":0.017184093594551086},{"word":"because","start":930.585,"end":930.905,"confidence":0.99902344,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.022960342466831207},{"word":"we","start":930.905,"end":931.065,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.045340534299612045},{"word":"know","start":931.065,"end":931.22504,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.052514538168907166},{"word":"that","start":931.22504,"end":931.465,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06188367307186127},{"word":"some","start":931.465,"end":931.78503,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.0624726340174675},{"word":"investors","start":931.78503,"end":932.185,"confidence":0.8886719,"punctuated_word":"investors","sentiment":"neutral","sentiment_score":-0.008753657341003418},{"word":"are","start":932.185,"end":932.34503,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.005641825497150421},{"word":"gonna","start":932.34503,"end":932.585,"confidence":0.9838867,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.035890016704797745},{"word":"do","start":932.585,"end":932.745,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0537552684545517},{"word":"well","start":932.745,"end":933.065,"confidence":0.83813477,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.06005163490772247},{"word":"other","start":933.065,"end":933.385,"confidence":0.9970703,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.04549016058444977},{"word":"investors","start":933.385,"end":933.86505,"confidence":0.9580078,"punctuated_word":"investors","sentiment":"neutral","sentiment_score":-0.10776086151599884},{"word":"might","start":933.86505,"end":934.10504,"confidence":0.9970703,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.04721014201641083},{"word":"not","start":934.10504,"end":934.505,"confidence":0.9951172,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.0705137699842453},{"word":"not","start":934.505,"end":934.66504,"confidence":0.91015625,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.10682086646556854},{"word":"do","start":934.66504,"end":934.905,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.08933383971452713},{"word":"so","start":934.905,"end":935.065,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.07213485985994339},{"word":"well","start":935.065,"end":935.305,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":-0.031982436776161194},{"word":"at","start":935.305,"end":935.465,"confidence":0.9921875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04031152278184891},{"word":"the","start":935.465,"end":935.54504,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03331667184829712},{"word":"same","start":935.54504,"end":935.78503,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.003623068332672119},{"word":"time","start":935.78503,"end":936.025,"confidence":0.92163086,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.010589297860860825},{"word":"and","start":936.025,"end":936.185,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05912191793322563},{"word":"the","start":936.185,"end":936.42505,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06681620329618454},{"word":"idea","start":936.42505,"end":936.745,"confidence":0.99121094,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.055693574249744415},{"word":"is","start":936.745,"end":936.98505,"confidence":0.94628906,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11342044174671172},{"word":"that","start":936.98505,"end":937.145,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12199801206588744},{"word":"you're","start":937.145,"end":937.385,"confidence":0.9289551,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1321273297071457},{"word":"trying","start":937.385,"end":937.705,"confidence":0.99902344,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.16536152362823486},{"word":"to","start":937.705,"end":937.86505,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13495545089244845},{"word":"make","start":937.86505,"end":938.25,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.09172123670578004},{"word":"more","start":938.73,"end":939.21,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.07656147330999374},{"word":"uptimes","start":939.21,"end":939.71,"confidence":0.7919922,"punctuated_word":"uptimes","sentiment":"neutral","sentiment_score":0.05236263573169708},{"word":"than","start":939.85,"end":940.17,"confidence":0.8925781,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.03967221826314926},{"word":"downtimes","start":940.17,"end":940.67,"confidence":0.83723956,"punctuated_word":"downtimes.","sentiment":"neutral","sentiment_score":0.004879100248217583},{"word":"however","start":941.21,"end":941.61,"confidence":0.9995117,"punctuated_word":"However,","sentiment":"neutral","sentiment_score":0.05429968982934952},{"word":"we","start":941.61,"end":941.77,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08242478966712952},{"word":"do","start":941.77,"end":942.01,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11510040611028673},{"word":"work","start":942.01,"end":942.25,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.09613338112831116},{"word":"on","start":942.25,"end":942.49,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08359619230031967},{"word":"past","start":942.49,"end":942.89,"confidence":0.99609375,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.060655467212200165},{"word":"data","start":942.89,"end":943.39,"confidence":0.9326172,"punctuated_word":"data,","sentiment":"neutral","sentiment_score":0.07572641968727112},{"word":"and","start":943.61,"end":943.85,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09719708561897278},{"word":"i","start":943.85,"end":943.93,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13474193215370178},{"word":"can","start":943.93,"end":944.17,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.116013303399086},{"word":"safely","start":944.17,"end":944.57,"confidence":0.9921875,"punctuated_word":"safely","sentiment":"neutral","sentiment_score":0.10010430961847304},{"word":"say","start":944.57,"end":944.81,"confidence":0.99902344,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.12853795289993286},{"word":"no","start":944.81,"end":945.05,"confidence":0.9116211,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.07216291129589081},{"word":"one","start":945.05,"end":945.53,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.031152769923210144},{"word":"knew","start":945.53,"end":945.77,"confidence":0.99902344,"punctuated_word":"knew","sentiment":"neutral","sentiment_score":0.06281088292598724},{"word":"we","start":945.77,"end":945.93,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03163854777812958},{"word":"were","start":945.93,"end":946.01,"confidence":0.9921875,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.06440412998199463},{"word":"gonna","start":946.01,"end":946.33,"confidence":0.9873047,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.06327293813228607},{"word":"be","start":946.33,"end":946.41,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.08327990770339966},{"word":"in","start":946.41,"end":946.57,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06726153939962387},{"word":"this","start":946.57,"end":946.81,"confidence":0.96777344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.11581885069608688},{"word":"position","start":946.81,"end":947.21,"confidence":0.9980469,"punctuated_word":"position","sentiment":"neutral","sentiment_score":0.05616360157728195},{"word":"now","start":947.21,"end":947.45,"confidence":0.9760742,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.06949887424707413},{"word":"with","start":947.45,"end":947.61,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09141457080841064},{"word":"the","start":947.61,"end":947.93,"confidence":0.95166016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07460260391235352},{"word":"iran","start":947.93,"end":948.33,"confidence":0.83984375,"punctuated_word":"Iran","sentiment":"neutral","sentiment_score":0.041860103607177734},{"word":"u","start":948.33,"end":948.83,"confidence":0.4453125,"punctuated_word":"U","sentiment":"neutral","sentiment_score":0.035232480615377426},{"word":"us","start":948.97,"end":949.37,"confidence":0.9980469,"punctuated_word":"US","sentiment":"neutral","sentiment_score":0.008170142769813538},{"word":"war","start":949.37,"end":949.87,"confidence":0.9506836,"punctuated_word":"War","sentiment":"neutral","sentiment_score":0.05506957694888115},{"word":"when","start":949.93,"end":950.09,"confidence":0.95166016,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05406811833381653},{"word":"we","start":950.09,"end":950.25,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03439190238714218},{"word":"were","start":950.25,"end":950.41,"confidence":0.9951172,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.021988268941640857},{"word":"sort","start":950.41,"end":950.57,"confidence":0.984375,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.10043318569660188},{"word":"of","start":950.57,"end":950.73,"confidence":0.9633789,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10627713054418564},{"word":"looking","start":950.73,"end":950.97,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.08507885038852692},{"word":"at","start":950.97,"end":951.05,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08838240057229996},{"word":"things","start":951.05,"end":951.37,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.10543975234031676},{"word":"about","start":951.37,"end":951.61,"confidence":0.9589844,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.09086239337921144},{"word":"six","start":951.61,"end":951.85,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.06184765696525574},{"word":"months","start":951.85,"end":952.09,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.06086019426584244},{"word":"ago","start":952.09,"end":952.59,"confidence":0.99853516,"punctuated_word":"ago.","sentiment":"neutral","sentiment_score":0.08288043737411499},{"word":"so","start":953.745,"end":953.90497,"confidence":0.9921875,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.36285266280174255},{"word":"being","start":953.90497,"end":954.14496,"confidence":0.9902344,"punctuated_word":"being","sentiment":"positive","sentiment_score":0.4351621866226196},{"word":"able","start":954.14496,"end":954.46497,"confidence":1.0,"punctuated_word":"able","sentiment":"positive","sentiment_score":0.4464265704154968},{"word":"to","start":954.46497,"end":954.545,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5337589383125305},{"word":"put","start":954.545,"end":954.785,"confidence":0.9760742,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.4365981519222259},{"word":"contributions","start":954.785,"end":955.285,"confidence":0.9941406,"punctuated_word":"contributions","sentiment":"positive","sentiment_score":0.4805946946144104},{"word":"in","start":955.345,"end":955.50494,"confidence":0.5522461,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.5663700103759766},{"word":"the","start":955.50494,"end":955.665,"confidence":0.8154297,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.553213357925415},{"word":"super","start":955.665,"end":956.065,"confidence":0.8510742,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.5366971492767334},{"word":"does","start":956.065,"end":956.305,"confidence":0.9892578,"punctuated_word":"does","sentiment":"positive","sentiment_score":0.5750784277915955},{"word":"make","start":956.305,"end":956.46497,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4503462016582489},{"word":"a","start":956.46497,"end":956.625,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4665089249610901},{"word":"difference","start":956.625,"end":957.125,"confidence":0.9682617,"punctuated_word":"difference.","sentiment":"positive","sentiment_score":0.45392853021621704},{"word":"having","start":957.58496,"end":957.90497,"confidence":0.95703125,"punctuated_word":"Having","sentiment":"positive","sentiment_score":0.360018789768219},{"word":"money","start":957.90497,"end":958.305,"confidence":1.0,"punctuated_word":"money","sentiment":"positive","sentiment_score":0.42361748218536377},{"word":"invested","start":958.305,"end":958.805,"confidence":0.8977051,"punctuated_word":"invested,","sentiment":"positive","sentiment_score":0.3712092339992523},{"word":"the","start":958.865,"end":959.02496,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.39417564868927},{"word":"market","start":959.02496,"end":959.425,"confidence":0.66503906,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.32784485816955566},{"word":"will","start":959.425,"end":959.665,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.2679344117641449},{"word":"only","start":959.665,"end":959.985,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.3027641773223877},{"word":"do","start":959.985,"end":960.305,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.23614279925823212},{"word":"so","start":960.305,"end":960.545,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.28048115968704224},{"word":"much","start":960.545,"end":961.045,"confidence":0.76586914,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":0.2746424674987793},{"word":"putting","start":961.26495,"end":961.665,"confidence":0.9863281,"punctuated_word":"Putting","sentiment":"positive","sentiment_score":0.3567259609699249},{"word":"contributions","start":961.665,"end":962.165,"confidence":1.0,"punctuated_word":"contributions","sentiment":"positive","sentiment_score":0.3983122110366822},{"word":"in","start":962.38495,"end":962.625,"confidence":0.78100586,"punctuated_word":"in,","sentiment":"positive","sentiment_score":0.4912912249565125},{"word":"even","start":962.625,"end":962.865,"confidence":0.99902344,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.31783947348594666},{"word":"if","start":962.865,"end":963.02496,"confidence":0.99902344,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.33878886699676514},{"word":"it's","start":963.02496,"end":963.185,"confidence":0.9909668,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.24307158589363095},{"word":"a","start":963.185,"end":963.345,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.273446649312973},{"word":"small","start":963.345,"end":963.58496,"confidence":0.9580078,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.23527799546718595},{"word":"amount","start":963.58496,"end":963.82495,"confidence":0.97265625,"punctuated_word":"amount,","sentiment":"neutral","sentiment_score":0.2892935872077942},{"word":"you","start":963.82495,"end":963.90497,"confidence":0.9838867,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2683464586734772},{"word":"know","start":963.90497,"end":964.14496,"confidence":0.99560547,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.27338114380836487},{"word":"fifty","start":964.14496,"end":964.46497,"confidence":0.97265625,"punctuated_word":"fifty","sentiment":"neutral","sentiment_score":0.31698861718177795},{"word":"to","start":964.46497,"end":964.545,"confidence":0.98095703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2442917674779892},{"word":"a","start":964.545,"end":964.70496,"confidence":0.9770508,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.28858959674835205},{"word":"hundred","start":964.70496,"end":965.02496,"confidence":0.99902344,"punctuated_word":"hundred","sentiment":"neutral","sentiment_score":0.2746536135673523},{"word":"dollars","start":965.02496,"end":965.345,"confidence":1.0,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":0.268470823764801},{"word":"on","start":965.345,"end":965.50494,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.3316931128501892},{"word":"a","start":965.50494,"end":965.76,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3269041180610657},{"word":"regular","start":965.92,"end":966.24,"confidence":1.0,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.3206743597984314},{"word":"weekly","start":966.24,"end":966.72003,"confidence":0.85058594,"punctuated_word":"weekly","sentiment":"neutral","sentiment_score":0.2689540386199951},{"word":"or","start":966.72003,"end":966.88,"confidence":0.9770508,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.3288975656032562},{"word":"fortnightly","start":966.88,"end":967.38,"confidence":0.9980469,"punctuated_word":"fortnightly","sentiment":"neutral","sentiment_score":0.2797292470932007},{"word":"basis","start":967.44,"end":967.84,"confidence":0.99902344,"punctuated_word":"basis","sentiment":"neutral","sentiment_score":0.32521840929985046},{"word":"can","start":967.84,"end":968.08,"confidence":0.7739258,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4203391671180725},{"word":"make","start":968.08,"end":968.32,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4491898715496063},{"word":"a","start":968.32,"end":968.4,"confidence":0.9980469,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3659833073616028},{"word":"bit","start":968.4,"end":968.56,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.3595622777938843},{"word":"of","start":968.56,"end":968.72003,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4188201129436493},{"word":"a","start":968.72003,"end":968.88,"confidence":0.9980469,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4056033492088318},{"word":"difference","start":968.88,"end":969.38,"confidence":0.85253906,"punctuated_word":"difference.","sentiment":"neutral","sentiment_score":0.2874215543270111},{"word":"but","start":969.60004,"end":969.84,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.11771431565284728},{"word":"the","start":969.84,"end":969.92,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.077184297144413},{"word":"idea","start":969.92,"end":970.32,"confidence":0.9819336,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.08187226951122284},{"word":"is","start":970.32,"end":970.48,"confidence":0.9526367,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.018458496779203415},{"word":"you're","start":970.48,"end":970.64,"confidence":0.920166,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.024903615936636925},{"word":"also","start":970.64,"end":970.96,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.017267297953367233},{"word":"taking","start":970.96,"end":971.44,"confidence":0.9741211,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.057333607226610184},{"word":"advantage","start":971.44,"end":971.92,"confidence":0.9980469,"punctuated_word":"advantage","sentiment":"neutral","sentiment_score":0.059908509254455566},{"word":"of","start":971.92,"end":972.08,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0812050849199295},{"word":"those","start":972.08,"end":972.32,"confidence":0.9980469,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.06249813735485077},{"word":"market","start":972.32,"end":972.64,"confidence":0.9892578,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.007562384009361267},{"word":"ups","start":972.64,"end":972.88,"confidence":0.9921875,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":0.011244155466556547},{"word":"and","start":972.88,"end":973.04004,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.008980914950370789},{"word":"downs","start":973.04004,"end":973.44,"confidence":0.96777344,"punctuated_word":"downs.","sentiment":"neutral","sentiment_score":-0.007204005029052496},{"word":"so","start":973.44,"end":973.76,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.023790527135133743},{"word":"if","start":973.76,"end":973.92,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03445371985435486},{"word":"you","start":973.92,"end":974.16003,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03549482300877571},{"word":"say","start":974.16003,"end":974.48,"confidence":0.5776367,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.022552264854311943},{"word":"own","start":974.48,"end":974.96,"confidence":0.5498047,"punctuated_word":"own","sentiment":"neutral","sentiment_score":0.013466697186231611},{"word":"cba","start":974.96,"end":975.46,"confidence":0.8815918,"punctuated_word":"CBA","sentiment":"neutral","sentiment_score":0.023095833137631416},{"word":"and","start":975.52,"end":975.76,"confidence":0.8989258,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.027055557817220688},{"word":"you","start":975.76,"end":976.0,"confidence":0.97998047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02917669154703617},{"word":"bought","start":976.0,"end":976.24,"confidence":0.9970703,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.02393125742673874},{"word":"that","start":976.24,"end":976.56,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02763224020600319},{"word":"for","start":976.56,"end":976.80005,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.01712256669998169},{"word":"so","start":977.04004,"end":977.2,"confidence":0.7133789,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.01884685456752777},{"word":"you","start":977.2,"end":977.36,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02579781971871853},{"word":"had","start":977.36,"end":977.60004,"confidence":0.9838867,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.015834925696253777},{"word":"a","start":977.60004,"end":977.68,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.018218684941530228},{"word":"$100","start":977.68,"end":978.32,"confidence":0.9205322,"punctuated_word":"$100,","sentiment":"neutral","sentiment_score":0.014768251217901708},{"word":"it","start":978.32,"end":978.48,"confidence":0.87597656,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.020379839465022087},{"word":"was","start":978.48,"end":978.64,"confidence":0.9892578,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.002518441528081894},{"word":"$20","start":978.64,"end":979.2,"confidence":0.9995117,"punctuated_word":"$20","sentiment":"neutral","sentiment_score":0.019774938002228737},{"word":"per","start":979.2,"end":979.44,"confidence":0.99902344,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.00774422287940979},{"word":"share","start":979.44,"end":979.94,"confidence":0.96655273,"punctuated_word":"share.","sentiment":"neutral","sentiment_score":-0.0003163265064358711},{"word":"when","start":980.555,"end":980.875,"confidence":0.9819336,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.005567753687500954},{"word":"it's","start":980.875,"end":980.955,"confidence":0.9941406,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.01704946905374527},{"word":"$20","start":980.955,"end":981.515,"confidence":0.99853516,"punctuated_word":"$20","sentiment":"neutral","sentiment_score":0.033913157880306244},{"word":"per","start":981.515,"end":981.755,"confidence":0.99902344,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.027352891862392426},{"word":"share","start":981.755,"end":982.075,"confidence":0.99902344,"punctuated_word":"share,","sentiment":"neutral","sentiment_score":0.03256353363394737},{"word":"you're","start":982.075,"end":982.315,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.036273807287216187},{"word":"buying","start":982.315,"end":982.71497,"confidence":1.0,"punctuated_word":"buying","sentiment":"neutral","sentiment_score":0.03240383416414261},{"word":"five","start":982.71497,"end":982.955,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.024332016706466675},{"word":"of","start":982.955,"end":983.115,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03596297279000282},{"word":"those","start":983.115,"end":983.355,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.03082907199859619},{"word":"shares","start":983.355,"end":983.675,"confidence":0.99316406,"punctuated_word":"shares","sentiment":"neutral","sentiment_score":0.023910339921712875},{"word":"for","start":983.675,"end":983.915,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.021549124270677567},{"word":"a","start":983.915,"end":983.995,"confidence":0.9838867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02155294083058834},{"word":"$100","start":983.995,"end":984.795,"confidence":0.89404297,"punctuated_word":"$100.","sentiment":"neutral","sentiment_score":0.009628907777369022},{"word":"if","start":984.795,"end":984.955,"confidence":0.9980469,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.006423488259315491},{"word":"then","start":984.955,"end":985.115,"confidence":0.91259766,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.0014723502099514008},{"word":"the","start":985.115,"end":985.275,"confidence":0.9091797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.007547564804553986},{"word":"next","start":985.275,"end":985.595,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.033231865614652634},{"word":"day","start":985.595,"end":985.835,"confidence":0.779541,"punctuated_word":"day,","sentiment":"neutral","sentiment_score":-0.008598411455750465},{"word":"it","start":985.835,"end":985.995,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.004839599132537842},{"word":"goes","start":985.995,"end":986.315,"confidence":1.0,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":-0.010864093899726868},{"word":"up","start":986.315,"end":986.475,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.009527187794446943},{"word":"to","start":986.475,"end":986.635,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.014457419514656069},{"word":"$50","start":986.635,"end":987.195,"confidence":0.99902344,"punctuated_word":"$50","sentiment":"neutral","sentiment_score":0.004477161914110184},{"word":"per","start":987.195,"end":987.435,"confidence":0.99902344,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.00011213868856430054},{"word":"share","start":987.435,"end":987.595,"confidence":1.0,"punctuated_word":"share","sentiment":"neutral","sentiment_score":-0.0025008320808410645},{"word":"and","start":987.595,"end":987.755,"confidence":0.6616211,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01042095571756363},{"word":"you","start":987.755,"end":987.835,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02806350216269493},{"word":"put","start":987.835,"end":988.075,"confidence":0.9980469,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.01863645762205124},{"word":"another","start":988.075,"end":988.395,"confidence":0.9980469,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.005429964512586594},{"word":"$100","start":988.395,"end":988.955,"confidence":0.87731934,"punctuated_word":"$100,","sentiment":"neutral","sentiment_score":0.011588092893362044},{"word":"then","start":988.955,"end":989.115,"confidence":0.74853516,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.022179774940013885},{"word":"you're","start":989.115,"end":989.355,"confidence":0.9970703,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.023799007758498192},{"word":"only","start":989.355,"end":989.595,"confidence":0.99902344,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.013200603425502775},{"word":"gonna","start":989.595,"end":989.835,"confidence":0.9951172,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.007697384804487228},{"word":"get","start":989.835,"end":989.995,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.01533939316868782},{"word":"two","start":989.995,"end":990.235,"confidence":0.9970703,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.006572868674993515},{"word":"more","start":990.235,"end":990.475,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.010654322803020476},{"word":"units","start":990.475,"end":990.795,"confidence":1.0,"punctuated_word":"units","sentiment":"neutral","sentiment_score":-0.005269207060337067},{"word":"of","start":990.795,"end":990.955,"confidence":0.98535156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.005691114813089371},{"word":"that","start":990.955,"end":991.455,"confidence":0.99902344,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.0029464978724718094},{"word":"if","start":991.675,"end":991.915,"confidence":0.9970703,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.013181205838918686},{"word":"the","start":991.915,"end":992.075,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04969200491905213},{"word":"following","start":992.075,"end":992.555,"confidence":1.0,"punctuated_word":"following","sentiment":"neutral","sentiment_score":-0.09203435480594636},{"word":"day","start":992.555,"end":992.795,"confidence":0.87939453,"punctuated_word":"day,","sentiment":"neutral","sentiment_score":-0.04255528748035431},{"word":"it","start":992.795,"end":992.955,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.06897617876529694},{"word":"takes","start":992.955,"end":993.275,"confidence":1.0,"punctuated_word":"takes","sentiment":"neutral","sentiment_score":-0.10072926431894302},{"word":"a","start":993.275,"end":993.435,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10637450963258745},{"word":"really","start":993.435,"end":993.675,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.1265360414981842},{"word":"big","start":993.675,"end":993.915,"confidence":1.0,"punctuated_word":"big","sentiment":"neutral","sentiment_score":-0.1441284716129303},{"word":"dip","start":993.915,"end":994.15497,"confidence":0.9951172,"punctuated_word":"dip","sentiment":"neutral","sentiment_score":-0.08362501859664917},{"word":"and","start":994.15497,"end":994.395,"confidence":0.92333984,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07895256578922272},{"word":"it","start":994.395,"end":994.555,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07282704859972},{"word":"goes","start":994.555,"end":994.795,"confidence":0.99902344,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":-0.07458276301622391},{"word":"down","start":994.795,"end":995.035,"confidence":0.98535156,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.0792793408036232},{"word":"to","start":995.035,"end":995.115,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06601947546005249},{"word":"$10","start":995.115,"end":995.64,"confidence":0.99609375,"punctuated_word":"$10","sentiment":"neutral","sentiment_score":-0.036194924265146255},{"word":"per","start":995.64,"end":995.88,"confidence":0.9941406,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.040954381227493286},{"word":"share","start":995.88,"end":996.2,"confidence":0.9309082,"punctuated_word":"share,","sentiment":"neutral","sentiment_score":-0.039973922073841095},{"word":"well","start":996.2,"end":996.52,"confidence":0.717041,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.023538408800959587},{"word":"then","start":996.52,"end":996.68,"confidence":0.9716797,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.001535855233669281},{"word":"that","start":996.68,"end":996.92004,"confidence":0.9892578,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.00047098100185394287},{"word":"same","start":996.92004,"end":997.16003,"confidence":0.98828125,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.02120639756321907},{"word":"$100","start":997.16003,"end":997.8,"confidence":0.9980469,"punctuated_word":"$100","sentiment":"neutral","sentiment_score":0.009119417518377304},{"word":"is","start":997.8,"end":997.96,"confidence":0.9604492,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0028764531016349792},{"word":"gonna","start":997.96,"end":998.2,"confidence":0.99609375,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.0015472956001758575},{"word":"buy","start":998.2,"end":998.44,"confidence":0.9951172,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":0.007021747529506683},{"word":"you","start":998.44,"end":998.60004,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010459315031766891},{"word":"10","start":998.60004,"end":998.84,"confidence":1.0,"punctuated_word":"10","sentiment":"neutral","sentiment_score":0.003903046250343323},{"word":"units","start":998.84,"end":999.24,"confidence":0.9980469,"punctuated_word":"units","sentiment":"neutral","sentiment_score":0.0021465010941028595},{"word":"of","start":999.24,"end":999.48004,"confidence":0.9790039,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.004918687045574188},{"word":"cba","start":999.48004,"end":999.98004,"confidence":0.8616536,"punctuated_word":"CBA.","sentiment":"neutral","sentiment_score":0.0101394634693861},{"word":"so","start":1000.28,"end":1000.44,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06435377150774002},{"word":"you're","start":1000.44,"end":1000.60004,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.09297291934490204},{"word":"taking","start":1000.60004,"end":1001.0,"confidence":1.0,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":0.1657603085041046},{"word":"advantage","start":1001.0,"end":1001.48004,"confidence":0.99902344,"punctuated_word":"advantage","sentiment":"neutral","sentiment_score":0.21446609497070312},{"word":"of","start":1001.48004,"end":1001.64,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2206360548734665},{"word":"those","start":1001.64,"end":1001.88,"confidence":0.99316406,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.16790322959423065},{"word":"market","start":1001.88,"end":1002.28,"confidence":0.9892578,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.11424847692251204},{"word":"ups","start":1002.28,"end":1002.44,"confidence":0.9892578,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":0.09919439256191254},{"word":"and","start":1002.44,"end":1002.68,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1025969609618187},{"word":"downs","start":1002.68,"end":1003.0,"confidence":0.7680664,"punctuated_word":"downs,","sentiment":"neutral","sentiment_score":0.08642693608999252},{"word":"essentially","start":1003.0,"end":1003.48004,"confidence":0.9562988,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.10951908677816392},{"word":"and","start":1003.48004,"end":1003.64,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13901656866073608},{"word":"that's","start":1003.64,"end":1003.88,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.12642791867256165},{"word":"what","start":1003.88,"end":1004.12,"confidence":0.9863281,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.15257485210895538},{"word":"contributions","start":1004.12,"end":1004.62,"confidence":0.9941406,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.11091524362564088},{"word":"and","start":1004.76,"end":1005.0,"confidence":0.7709961,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20221734046936035},{"word":"receipts","start":1005.0,"end":1005.48004,"confidence":0.36987305,"punctuated_word":"receipts","sentiment":"neutral","sentiment_score":0.14888501167297363},{"word":"are","start":1005.48004,"end":1005.64,"confidence":0.6425781,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.18924647569656372},{"word":"gonna","start":1005.64,"end":1005.96,"confidence":0.9770508,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.22567152976989743},{"word":"help","start":1005.96,"end":1006.2,"confidence":0.9970703,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.2183537036180496},{"word":"you","start":1006.2,"end":1006.36,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1764754056930542},{"word":"to","start":1006.36,"end":1006.52,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17075252532958984},{"word":"do","start":1006.52,"end":1007.02,"confidence":0.9995117,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.11904850602149963},{"word":"would","start":1008.52,"end":1008.84,"confidence":0.6953125,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.0851840227842331},{"word":"if","start":1008.92004,"end":1009.155,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.10532015562057497},{"word":"i","start":1009.23505,"end":1009.395,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08228076994419098},{"word":"update","start":1009.395,"end":1009.635,"confidence":0.9980469,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.08949096500873566},{"word":"the","start":1009.635,"end":1009.875,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07848334312438965},{"word":"advice","start":1009.875,"end":1010.275,"confidence":0.96240234,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.06966383755207062},{"word":"and","start":1010.275,"end":1010.35504,"confidence":0.9863281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06287016719579697},{"word":"have","start":1010.35504,"end":1010.59503,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06076982989907265},{"word":"a","start":1010.59503,"end":1010.67505,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0792369395494461},{"word":"look","start":1010.67505,"end":1010.91504,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0674857497215271},{"word":"at","start":1010.91504,"end":1010.99506,"confidence":0.9526367,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0925757884979248},{"word":"what","start":1010.99506,"end":1011.155,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.09520195424556732},{"word":"we","start":1011.155,"end":1011.315,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08777350187301636},{"word":"can","start":1011.315,"end":1011.47504,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.09182176738977432},{"word":"do","start":1011.47504,"end":1011.97504,"confidence":0.7178955,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.10907989740371704},{"word":"i","start":1012.35504,"end":1012.515,"confidence":0.93408203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0879678726196289},{"word":"will","start":1012.515,"end":1012.755,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.07772691547870636},{"word":"project","start":1012.755,"end":1013.155,"confidence":0.9970703,"punctuated_word":"project","sentiment":"neutral","sentiment_score":0.07971902936697006},{"word":"out","start":1013.155,"end":1013.395,"confidence":0.89208984,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.08750826120376587},{"word":"to","start":1013.395,"end":1013.47504,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07643529772758484},{"word":"see","start":1013.47504,"end":1013.635,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.07127973437309265},{"word":"where","start":1013.635,"end":1013.875,"confidence":0.9980469,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.06252390891313553},{"word":"we're","start":1013.875,"end":1014.03503,"confidence":0.9921875,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.07022242993116379},{"word":"sort","start":1014.03503,"end":1014.275,"confidence":0.99121094,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07176779210567474},{"word":"of","start":1014.275,"end":1014.43506,"confidence":0.9428711,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08173093944787979},{"word":"tracking","start":1014.43506,"end":1014.755,"confidence":0.9951172,"punctuated_word":"tracking","sentiment":"neutral","sentiment_score":0.04770167917013168},{"word":"for","start":1014.755,"end":1015.075,"confidence":0.9741211,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05882870778441429},{"word":"based","start":1015.075,"end":1015.315,"confidence":0.9873047,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.07023201882839203},{"word":"on","start":1015.315,"end":1015.47504,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07870206981897354},{"word":"what","start":1015.47504,"end":1015.635,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.09675151109695436},{"word":"i","start":1015.635,"end":1015.79504,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08762124180793762},{"word":"recommend","start":1015.79504,"end":1016.29504,"confidence":0.99316406,"punctuated_word":"recommend","sentiment":"neutral","sentiment_score":0.05941574648022652},{"word":"and","start":1016.35504,"end":1016.515,"confidence":0.9892578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11038574576377869},{"word":"what","start":1016.515,"end":1016.755,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1125577837228775},{"word":"alterations","start":1016.755,"end":1017.255,"confidence":0.9902344,"punctuated_word":"alterations","sentiment":"neutral","sentiment_score":0.06743631511926651},{"word":"i","start":1017.395,"end":1017.55505,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07874709367752075},{"word":"make","start":1017.55505,"end":1017.79504,"confidence":0.97314453,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.10409338027238846},{"word":"for","start":1017.79504,"end":1018.03503,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08896924555301666},{"word":"you","start":1018.03503,"end":1018.195,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06943393498659134},{"word":"as","start":1018.195,"end":1018.35504,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04214398190379143},{"word":"well","start":1018.35504,"end":1018.85504,"confidence":0.92211914,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.03077518194913864},{"word":"but","start":1019.55505,"end":1019.79504,"confidence":0.9863281,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.012280471622943878},{"word":"projections","start":1019.79504,"end":1020.29504,"confidence":0.98950195,"punctuated_word":"projections,","sentiment":"neutral","sentiment_score":-0.023984558880329132},{"word":"they're","start":1021.85,"end":1022.17,"confidence":0.9472656,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.022746315225958824},{"word":"only","start":1022.17,"end":1022.41,"confidence":0.8256836,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.04009545594453811},{"word":"a","start":1022.41,"end":1022.49,"confidence":0.9614258,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.011889856308698654},{"word":"guide","start":1022.49,"end":1022.81,"confidence":1.0,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":-0.02038159966468811},{"word":"as","start":1022.81,"end":1022.97,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.011324994266033173},{"word":"well","start":1022.97,"end":1023.13,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":-0.04779564589262009},{"word":"because","start":1023.13,"end":1023.37,"confidence":0.7319336,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.05484540015459061},{"word":"markets","start":1023.37,"end":1023.76996,"confidence":0.97802734,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.10999681800603868},{"word":"could","start":1023.76996,"end":1024.01,"confidence":0.9980469,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.07575742900371552},{"word":"definitely","start":1024.01,"end":1024.33,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":-0.06303073465824127},{"word":"change","start":1024.33,"end":1024.73,"confidence":0.99853516,"punctuated_word":"change.","sentiment":"neutral","sentiment_score":-0.10974734276533128},{"word":"i","start":1024.73,"end":1024.89,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09519140422344208},{"word":"do","start":1024.89,"end":1025.0499,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.09347643703222276},{"word":"not","start":1025.0499,"end":1025.21,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.13617345690727234},{"word":"know","start":1025.21,"end":1025.37,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.20950914919376373},{"word":"what's","start":1025.37,"end":1025.61,"confidence":1.0,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.19130390882492063},{"word":"gonna","start":1025.61,"end":1025.9299,"confidence":0.9902344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.2403383105993271},{"word":"happen","start":1025.9299,"end":1026.1699,"confidence":1.0,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":-0.1989831030368805},{"word":"next","start":1026.1699,"end":1026.41,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.1699894666671753},{"word":"week","start":1026.41,"end":1026.73,"confidence":0.81933594,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":-0.1414385586977005},{"word":"i","start":1026.73,"end":1026.89,"confidence":0.9550781,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09918051958084106},{"word":"definitely","start":1026.89,"end":1027.21,"confidence":0.99609375,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":-0.11625852435827257},{"word":"don't","start":1027.21,"end":1027.37,"confidence":0.9951172,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10297577828168868},{"word":"know","start":1027.37,"end":1027.53,"confidence":0.9838867,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1395043283700943},{"word":"what's","start":1027.53,"end":1027.77,"confidence":0.99902344,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.11048152297735214},{"word":"gonna","start":1027.77,"end":1028.01,"confidence":0.9921875,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.10624393820762634},{"word":"happen","start":1028.01,"end":1028.33,"confidence":1.0,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":-0.055537767708301544},{"word":"next","start":1028.33,"end":1028.57,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.06288155913352966},{"word":"year","start":1028.57,"end":1029.07,"confidence":0.75512695,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.06863168627023697},{"word":"but","start":1029.13,"end":1029.29,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.03600962832570076},{"word":"we","start":1029.29,"end":1029.45,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0068665482103824615},{"word":"are","start":1029.45,"end":1029.61,"confidence":0.8256836,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.015231013298034668},{"word":"sort","start":1029.61,"end":1029.85,"confidence":0.95703125,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.01523684337735176},{"word":"of","start":1029.85,"end":1029.9299,"confidence":0.8691406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.021305032074451447},{"word":"looking","start":1029.9299,"end":1030.1699,"confidence":0.97998047,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.018847331404685978},{"word":"at","start":1030.1699,"end":1030.41,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.025954704731702805},{"word":"past","start":1030.41,"end":1030.65,"confidence":0.984375,"punctuated_word":"past","sentiment":"neutral","sentiment_score":-0.024818874895572662},{"word":"data","start":1030.65,"end":1030.97,"confidence":0.87890625,"punctuated_word":"data","sentiment":"neutral","sentiment_score":-0.04381643608212471},{"word":"to","start":1030.97,"end":1031.13,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03495992720127106},{"word":"predict","start":1031.13,"end":1031.45,"confidence":0.9951172,"punctuated_word":"predict","sentiment":"neutral","sentiment_score":-0.039490956813097},{"word":"how","start":1031.45,"end":1031.69,"confidence":0.9951172,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.03668316453695297},{"word":"markets","start":1031.69,"end":1032.1699,"confidence":0.97314453,"punctuated_word":"markets","sentiment":"neutral","sentiment_score":-0.041563473641872406},{"word":"can","start":1032.1699,"end":1032.41,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.023393649607896805},{"word":"react","start":1032.41,"end":1032.73,"confidence":0.9970703,"punctuated_word":"react","sentiment":"neutral","sentiment_score":-0.034965720027685165},{"word":"and","start":1032.73,"end":1032.97,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02101980149745941},{"word":"project","start":1032.97,"end":1033.47,"confidence":0.97265625,"punctuated_word":"project","sentiment":"neutral","sentiment_score":-0.04036441072821617},{"word":"based","start":1033.675,"end":1033.995,"confidence":1.0,"punctuated_word":"based","sentiment":"neutral","sentiment_score":-0.01927795633673668},{"word":"on","start":1033.995,"end":1034.0751,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.028791051357984543},{"word":"current","start":1034.0751,"end":1034.5751,"confidence":0.9941406,"punctuated_word":"current","sentiment":"neutral","sentiment_score":-0.05567767471075058},{"word":"circumstances","start":1034.635,"end":1035.135,"confidence":0.99902344,"punctuated_word":"circumstances","sentiment":"neutral","sentiment_score":-0.016754508018493652},{"word":"where","start":1035.435,"end":1035.675,"confidence":0.9116211,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.03236768767237663},{"word":"you","start":1035.675,"end":1035.835,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02626844123005867},{"word":"could","start":1035.835,"end":1036.0751,"confidence":0.9980469,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.030074097216129303},{"word":"end","start":1036.0751,"end":1036.235,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.0268043614923954},{"word":"up","start":1036.235,"end":1036.395,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.03626561164855957},{"word":"over","start":1036.395,"end":1036.555,"confidence":0.99609375,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.03014626726508141},{"word":"the","start":1036.555,"end":1036.715,"confidence":0.98535156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.037184763699769974},{"word":"next","start":1036.715,"end":1036.955,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.050960954278707504},{"word":"five","start":1036.955,"end":1037.1951,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.026328522711992264},{"word":"to","start":1037.1951,"end":1037.355,"confidence":0.9760742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.046809714287519455},{"word":"ten","start":1037.355,"end":1037.515,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.02457999810576439},{"word":"years","start":1037.515,"end":1038.015,"confidence":0.9970703,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":-0.014252953231334686},{"word":"is","start":1038.875,"end":1039.035,"confidence":0.67285156,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.05383245646953583},{"word":"there","start":1039.035,"end":1039.275,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.059331364929676056},{"word":"a","start":1039.275,"end":1039.355,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06977321952581406},{"word":"level","start":1039.355,"end":1039.675,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.05496177822351456},{"word":"of","start":1039.675,"end":1039.915,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06031041592359543},{"word":"contribution","start":1039.915,"end":1040.415,"confidence":1.0,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.07396610826253891},{"word":"that","start":1040.475,"end":1040.635,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08353590965270996},{"word":"you're","start":1040.635,"end":1040.875,"confidence":0.99560547,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.06922243535518646},{"word":"comfortable","start":1040.875,"end":1041.375,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.07202962040901184},{"word":"for","start":1041.435,"end":1041.595,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08009469509124756},{"word":"me","start":1041.595,"end":1041.835,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.07019929587841034},{"word":"to","start":1041.835,"end":1042.0751,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10112934559583664},{"word":"factor","start":1042.0751,"end":1042.395,"confidence":0.91748047,"punctuated_word":"factor","sentiment":"neutral","sentiment_score":0.15263405442237854},{"word":"into","start":1042.395,"end":1042.795,"confidence":0.82958984,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.12310300767421722},{"word":"that","start":1042.795,"end":1043.035,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08826436847448349},{"word":"for","start":1043.035,"end":1043.355,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07528883963823318},{"word":"you","start":1043.355,"end":1043.855,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07770252972841263},{"word":"with","start":1044.0751,"end":1044.395,"confidence":0.9819336,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07200435549020767},{"word":"regards","start":1044.395,"end":1044.875,"confidence":0.7338867,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.06528304517269135},{"word":"to","start":1044.875,"end":1045.1951,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0735221654176712},{"word":"contributions","start":1045.1951,"end":1045.6951,"confidence":0.7961426,"punctuated_word":"contributions,","sentiment":"neutral","sentiment_score":0.07211034744977951},{"word":"or","start":1045.915,"end":1046.155,"confidence":0.98828125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08763745427131653},{"word":"what's","start":1046.155,"end":1046.395,"confidence":0.9975586,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.05922570824623108},{"word":"your","start":1046.395,"end":1046.635,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.031325384974479675},{"word":"thoughts","start":1046.635,"end":1046.955,"confidence":0.96240234,"punctuated_word":"thoughts","sentiment":"neutral","sentiment_score":0.031906597316265106},{"word":"there","start":1046.955,"end":1047.455,"confidence":0.9980469,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":0.03747743368148804},{"word":"yeah","start":1052.92,"end":1053.42,"confidence":0.84814453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.022280767560005188},{"word":"yep","start":1056.8401,"end":1057.3401,"confidence":0.85913086,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1290513575077057},{"word":"beautiful","start":1058.4401,"end":1058.9401,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.3092788755893707},{"word":"did","start":1059.0,"end":1059.16,"confidence":0.9980469,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.08138507604598999},{"word":"you","start":1059.16,"end":1059.3201,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07878260314464569},{"word":"want","start":1059.3201,"end":1059.48,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.0632639229297638},{"word":"me","start":1059.48,"end":1059.64,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.08262979239225388},{"word":"to","start":1059.64,"end":1059.8,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08713973313570023},{"word":"start","start":1059.8,"end":1060.04,"confidence":0.99609375,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.05799529328942299},{"word":"with","start":1060.04,"end":1060.2001,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.04419228434562683},{"word":"something","start":1060.2001,"end":1060.52,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.045325882732868195},{"word":"a","start":1060.52,"end":1060.68,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.058963481336832047},{"word":"bit","start":1060.68,"end":1060.8401,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.0536382831633091},{"word":"smaller","start":1060.8401,"end":1061.3201,"confidence":1.0,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.05412575602531433},{"word":"for","start":1061.3201,"end":1061.48,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.050310540944337845},{"word":"you","start":1061.48,"end":1061.98,"confidence":0.82055664,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.03895619511604309},{"word":"maybe","start":1062.285,"end":1062.6051,"confidence":0.99902344,"punctuated_word":"Maybe","sentiment":"neutral","sentiment_score":0.022295678034424785},{"word":"$50","start":1062.6051,"end":1063.245,"confidence":0.9970703,"punctuated_word":"$50","sentiment":"neutral","sentiment_score":0.04008279740810394},{"word":"in","start":1063.245,"end":1063.405,"confidence":0.86865234,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.027176473289728165},{"word":"a","start":1063.405,"end":1063.485,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03306282311677933},{"word":"week","start":1063.485,"end":1063.7251,"confidence":0.91845703,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.01741969771683216},{"word":"or","start":1063.7251,"end":1064.045,"confidence":0.9086914,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.029286954551935196},{"word":"a","start":1064.045,"end":1064.2051,"confidence":0.9716797,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03188695013523102},{"word":"$100","start":1064.2051,"end":1064.765,"confidence":0.9995117,"punctuated_word":"$100","sentiment":"neutral","sentiment_score":0.04317506030201912},{"word":"a","start":1064.765,"end":1064.8451,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.024951402097940445},{"word":"month","start":1064.8451,"end":1065.245,"confidence":0.71875,"punctuated_word":"month,","sentiment":"neutral","sentiment_score":0.025432368740439415},{"word":"or","start":1065.245,"end":1065.5651,"confidence":0.9941406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.02765713259577751},{"word":"what's","start":1065.5651,"end":1066.045,"confidence":0.9941406,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.020581228658556935},{"word":"comfortable","start":1066.045,"end":1066.545,"confidence":0.9980469,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.06975443661212921},{"word":"for","start":1066.6051,"end":1066.685,"confidence":0.9873047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06690523028373718},{"word":"you","start":1066.685,"end":1066.8451,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06022537499666214},{"word":"and","start":1066.8451,"end":1067.005,"confidence":0.66796875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07193998992443085},{"word":"your","start":1067.005,"end":1067.245,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07693541795015335},{"word":"position","start":1067.245,"end":1067.745,"confidence":0.9758301,"punctuated_word":"position?","sentiment":"neutral","sentiment_score":0.06249931454658508},{"word":"yeah","start":1068.4451,"end":1068.9451,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.027667250484228138},{"word":"okay","start":1072.925,"end":1073.425,"confidence":1.0,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05849678069353104},{"word":"100","start":1074.9,"end":1075.14,"confidence":0.9838867,"punctuated_word":"100","sentiment":"neutral","sentiment_score":0.03891092538833618},{"word":"per","start":1075.14,"end":1075.54,"confidence":1.0,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.05778209865093231},{"word":"week","start":1075.54,"end":1076.04,"confidence":0.986084,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.0934811234474182},{"word":"beautiful","start":1076.42,"end":1076.92,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4964291453361511},{"word":"excellent","start":1078.1,"end":1078.6,"confidence":0.9995117,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5053289532661438},{"word":"and","start":1079.62,"end":1079.86,"confidence":0.7260742,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.25914883613586426},{"word":"that","start":1079.86,"end":1080.02,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21875302493572235},{"word":"would","start":1080.02,"end":1080.18,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.2099449783563614},{"word":"be","start":1080.18,"end":1080.3401,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1110529899597168},{"word":"coming","start":1080.3401,"end":1080.74,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.1304798424243927},{"word":"direct","start":1080.74,"end":1081.06,"confidence":0.8540039,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":0.1530643254518509},{"word":"out","start":1081.06,"end":1081.2201,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.12264485657215118},{"word":"of","start":1081.2201,"end":1081.3,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12206088751554488},{"word":"your","start":1081.3,"end":1081.54,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10112911462783812},{"word":"bank","start":1081.54,"end":1081.86,"confidence":1.0,"punctuated_word":"bank","sentiment":"neutral","sentiment_score":0.1725226789712906},{"word":"account","start":1081.86,"end":1082.36,"confidence":0.92089844,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.10837431252002716},{"word":"into","start":1082.5,"end":1082.8201,"confidence":0.9819336,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.19127818942070007},{"word":"the","start":1082.8201,"end":1083.06,"confidence":0.96875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16433767974376678},{"word":"superfund","start":1083.06,"end":1083.56,"confidence":0.9138997,"punctuated_word":"Superfund.","sentiment":"neutral","sentiment_score":0.15943469107151031},{"word":"is","start":1083.62,"end":1083.78,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.1098995879292488},{"word":"that","start":1083.78,"end":1084.02,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1133003830909729},{"word":"right","start":1084.02,"end":1084.42,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.08908861875534058},{"word":"yep","start":1084.42,"end":1084.92,"confidence":0.9621582,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07809920608997345},{"word":"beautiful","start":1086.02,"end":1086.52,"confidence":0.99853516,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.12701274454593658},{"word":"business","start":1089.025,"end":1089.345,"confidence":0.9506836,"punctuated_word":"Business","sentiment":"neutral","sentiment_score":0.024374008178710938},{"word":"account","start":1089.345,"end":1089.8251,"confidence":0.9890137,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":0.040622904896736145},{"word":"beautiful","start":1089.8251,"end":1090.3251,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6810168027877808},{"word":"not","start":1090.385,"end":1090.625,"confidence":1.0,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.5718232989311218},{"word":"a","start":1090.625,"end":1090.785,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4614417254924774},{"word":"problem","start":1090.785,"end":1091.025,"confidence":0.99902344,"punctuated_word":"problem","sentiment":"positive","sentiment_score":0.3876827955245972},{"word":"at","start":1091.025,"end":1091.185,"confidence":0.9980469,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.39872002601623535},{"word":"all","start":1091.185,"end":1091.685,"confidence":1.0,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.4022231101989746},{"word":"i'll","start":1091.745,"end":1091.985,"confidence":0.9946289,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.25711390376091003},{"word":"look","start":1091.985,"end":1092.145,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.25044143199920654},{"word":"at","start":1092.145,"end":1092.225,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.28126364946365356},{"word":"a","start":1092.225,"end":1092.305,"confidence":0.9614258,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3158591389656067},{"word":"way","start":1092.305,"end":1092.625,"confidence":0.9980469,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.2853516638278961},{"word":"to","start":1092.625,"end":1092.7051,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3157576620578766},{"word":"structure","start":1092.7051,"end":1093.185,"confidence":0.9951172,"punctuated_word":"structure","sentiment":"neutral","sentiment_score":0.2843891978263855},{"word":"those","start":1093.185,"end":1093.345,"confidence":0.96240234,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.3068918287754059},{"word":"contributions","start":1093.345,"end":1093.845,"confidence":0.99902344,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.31215474009513855},{"word":"for","start":1094.0651,"end":1094.225,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.3272177278995514},{"word":"you","start":1094.225,"end":1094.385,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3507068455219269},{"word":"so","start":1094.385,"end":1094.625,"confidence":0.80126953,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.3324111998081207},{"word":"that","start":1094.625,"end":1094.785,"confidence":0.59228516,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.31815505027770996},{"word":"they're","start":1094.785,"end":1094.9451,"confidence":0.97753906,"punctuated_word":"they're","sentiment":"positive","sentiment_score":0.3588566482067108},{"word":"being","start":1094.9451,"end":1095.185,"confidence":0.9941406,"punctuated_word":"being","sentiment":"positive","sentiment_score":0.39759424328804016},{"word":"factored","start":1095.185,"end":1095.665,"confidence":0.9995117,"punctuated_word":"factored","sentiment":"neutral","sentiment_score":0.31294649839401245},{"word":"in","start":1095.665,"end":1096.165,"confidence":0.99365234,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.24070176482200625},{"word":"when","start":1096.7051,"end":1096.9451,"confidence":0.7578125,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.19203868508338928},{"word":"they","start":1096.9451,"end":1097.185,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.2649158835411072},{"word":"come","start":1097.185,"end":1097.425,"confidence":0.99316406,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.19320251047611237},{"word":"out","start":1097.425,"end":1097.665,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.2497880458831787},{"word":"of","start":1097.665,"end":1097.745,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18372491002082825},{"word":"your","start":1097.745,"end":1097.985,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21370910108089447},{"word":"business","start":1097.985,"end":1098.385,"confidence":1.0,"punctuated_word":"business","sentiment":"neutral","sentiment_score":0.1887030303478241},{"word":"account","start":1098.385,"end":1098.7051,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.16809946298599243},{"word":"and","start":1098.7051,"end":1098.9451,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17623817920684814},{"word":"into","start":1098.9451,"end":1099.185,"confidence":0.9921875,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.22179776430130005},{"word":"the","start":1099.185,"end":1099.345,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2601713240146637},{"word":"super","start":1099.345,"end":1099.665,"confidence":0.76464844,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2948756217956543},{"word":"fund","start":1099.665,"end":1099.905,"confidence":0.9272461,"punctuated_word":"fund,","sentiment":"neutral","sentiment_score":0.23267243802547455},{"word":"they're","start":1099.905,"end":1100.0651,"confidence":0.8791504,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.18472692370414737},{"word":"normally","start":1100.0651,"end":1100.385,"confidence":0.9980469,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":0.1832268238067627},{"word":"directed","start":1100.385,"end":1100.865,"confidence":0.98828125,"punctuated_word":"directed","sentiment":"neutral","sentiment_score":0.19313880801200867},{"word":"as","start":1100.865,"end":1101.025,"confidence":0.9770508,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.13909010589122772},{"word":"a","start":1101.025,"end":1101.185,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2346799224615097},{"word":"non","start":1101.185,"end":1101.425,"confidence":0.9970703,"punctuated_word":"non","sentiment":"neutral","sentiment_score":0.18793168663978577},{"word":"concessional","start":1101.425,"end":1101.925,"confidence":0.7504883,"punctuated_word":"concessional","sentiment":"neutral","sentiment_score":0.1398683935403824},{"word":"contribution","start":1102.0651,"end":1102.5651,"confidence":0.80566406,"punctuated_word":"contribution.","sentiment":"neutral","sentiment_score":0.1523277461528778},{"word":"but","start":1103.04,"end":1103.28,"confidence":0.96435547,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.2485775500535965},{"word":"what","start":1103.28,"end":1103.4401,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.29020535945892334},{"word":"we","start":1103.4401,"end":1103.52,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.27441585063934326},{"word":"can","start":1103.52,"end":1103.76,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.31448274850845337},{"word":"actually","start":1103.76,"end":1104.0,"confidence":0.99902344,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.3053934872150421},{"word":"do","start":1104.0,"end":1104.24,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3530937433242798},{"word":"is","start":1104.24,"end":1104.4,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3414376676082611},{"word":"we","start":1104.4,"end":1104.56,"confidence":0.99121094,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.372874915599823},{"word":"can","start":1104.56,"end":1104.8,"confidence":0.99902344,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.396527111530304},{"word":"bank","start":1104.8,"end":1105.04,"confidence":0.97802734,"punctuated_word":"bank","sentiment":"positive","sentiment_score":0.426604300737381},{"word":"those","start":1105.04,"end":1105.36,"confidence":0.9970703,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.32296979427337646},{"word":"contributions","start":1105.36,"end":1105.86,"confidence":0.99902344,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.2662467062473297},{"word":"at","start":1106.0801,"end":1106.3201,"confidence":0.9741211,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.3189297914505005},{"word":"the","start":1106.3201,"end":1106.4,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.41439300775527954},{"word":"end","start":1106.4,"end":1106.56,"confidence":1.0,"punctuated_word":"end","sentiment":"positive","sentiment_score":0.3345509469509125},{"word":"of","start":1106.56,"end":1106.7201,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.376213014125824},{"word":"the","start":1106.7201,"end":1106.9601,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3397240936756134},{"word":"financial","start":1106.9601,"end":1107.4401,"confidence":0.9970703,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.2502061426639557},{"word":"year","start":1107.4401,"end":1107.68,"confidence":0.8063965,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.33177652955055237},{"word":"claim","start":1107.68,"end":1107.92,"confidence":0.99609375,"punctuated_word":"claim","sentiment":"positive","sentiment_score":0.38251474499702454},{"word":"a","start":1107.92,"end":1108.0801,"confidence":0.8574219,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4098899364471435},{"word":"notice","start":1108.0801,"end":1108.4,"confidence":0.9970703,"punctuated_word":"notice","sentiment":"positive","sentiment_score":0.3527161777019501},{"word":"of","start":1108.4,"end":1108.56,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.29107216000556946},{"word":"intent","start":1108.56,"end":1109.06,"confidence":0.8828125,"punctuated_word":"intent,","sentiment":"neutral","sentiment_score":0.12592700123786926},{"word":"and","start":1109.2001,"end":1109.36,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.32538771629333496},{"word":"that","start":1109.36,"end":1109.6001,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2752395570278168},{"word":"essentially","start":1109.6001,"end":1110.0801,"confidence":0.98828125,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.19947493076324463},{"word":"means","start":1110.0801,"end":1110.4,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.227505162358284},{"word":"that","start":1110.4,"end":1110.64,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3360993266105652},{"word":"the","start":1110.64,"end":1110.88,"confidence":0.95947266,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3918684124946594},{"word":"contributions","start":1110.88,"end":1111.38,"confidence":0.90283203,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.2423804402351379},{"word":"you","start":1111.52,"end":1111.68,"confidence":0.9550781,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.36067771911621094},{"word":"put","start":1111.68,"end":1111.92,"confidence":0.7734375,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.359887957572937},{"word":"into","start":1111.92,"end":1112.24,"confidence":0.63671875,"punctuated_word":"into","sentiment":"positive","sentiment_score":0.40610915422439575},{"word":"super","start":1112.24,"end":1112.74,"confidence":0.98828125,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.442473441362381},{"word":"can","start":1112.9601,"end":1113.2001,"confidence":0.99609375,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4188884496688843},{"word":"go","start":1113.2001,"end":1113.36,"confidence":1.0,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.5603699088096619},{"word":"back","start":1113.36,"end":1113.52,"confidence":1.0,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.5786755681037903},{"word":"and","start":1113.52,"end":1113.68,"confidence":0.9980469,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.41861847043037415},{"word":"be","start":1113.68,"end":1113.8401,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4689429700374603},{"word":"a","start":1113.8401,"end":1113.92,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.49645623564720154},{"word":"bit","start":1113.92,"end":1114.0801,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.40592026710510254},{"word":"of","start":1114.0801,"end":1114.24,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4978717863559723},{"word":"a","start":1114.24,"end":1114.48,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5309263467788696},{"word":"a","start":1114.48,"end":1114.64,"confidence":0.9580078,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4983499050140381},{"word":"tax","start":1114.64,"end":1114.9601,"confidence":1.0,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.385637640953064},{"word":"deduction","start":1114.9601,"end":1115.4601,"confidence":0.98535156,"punctuated_word":"deduction","sentiment":"positive","sentiment_score":0.4507509469985962},{"word":"for","start":1115.6001,"end":1115.8401,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4200256466865539},{"word":"you","start":1115.8401,"end":1116.16,"confidence":0.9536133,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.3635890483856201},{"word":"so","start":1116.16,"end":1116.56,"confidence":1.0,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.36882126331329346},{"word":"it","start":1116.56,"end":1116.7201,"confidence":0.9980469,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5153051614761353},{"word":"can","start":1116.7201,"end":1116.9601,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4509580135345459},{"word":"provide","start":1116.9601,"end":1117.28,"confidence":1.0,"punctuated_word":"provide","sentiment":"positive","sentiment_score":0.4498568773269654},{"word":"a","start":1117.28,"end":1117.36,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4549559950828552},{"word":"little","start":1117.36,"end":1117.6001,"confidence":1.0,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.43850159645080566},{"word":"bit","start":1117.6001,"end":1117.76,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.43515005707740784},{"word":"of","start":1117.76,"end":1117.92,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4237852990627289},{"word":"a","start":1117.92,"end":1118.0,"confidence":0.9863281,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4727160930633545},{"word":"tax","start":1118.0,"end":1118.3201,"confidence":0.99902344,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.42780351638793945},{"word":"benefit","start":1118.3201,"end":1118.805,"confidence":0.9970703,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.4421682357788086},{"word":"as","start":1118.805,"end":1119.125,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.38829633593559265},{"word":"well","start":1119.125,"end":1119.625,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.29742929339408875},{"word":"okay","start":1119.8451,"end":1120.3451,"confidence":0.67749023,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.16964668035507202},{"word":"beautiful","start":1121.685,"end":1122.185,"confidence":0.9748535,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5931354761123657},{"word":"now","start":1122.3251,"end":1122.645,"confidence":0.99316406,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.07723945379257202},{"word":"with","start":1122.645,"end":1122.9651,"confidence":0.9902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03808293864130974},{"word":"your","start":1122.9651,"end":1123.285,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04384490475058555},{"word":"business","start":1123.285,"end":1123.785,"confidence":0.9980469,"punctuated_word":"business,","sentiment":"neutral","sentiment_score":0.07262150198221207},{"word":"are","start":1123.925,"end":1124.165,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.01361006312072277},{"word":"you","start":1124.165,"end":1124.4851,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.019279275089502335},{"word":"set","start":1124.4851,"end":1124.7251,"confidence":0.6513672,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.028206558898091316},{"word":"up","start":1124.7251,"end":1124.885,"confidence":0.9970703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.03359919413924217},{"word":"as","start":1124.885,"end":1125.045,"confidence":0.9375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.02661970630288124},{"word":"a","start":1125.045,"end":1125.3651,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03362790495157242},{"word":"a","start":1125.3651,"end":1125.525,"confidence":0.86621094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.035751283168792725},{"word":"company","start":1125.525,"end":1126.005,"confidence":0.8227539,"punctuated_word":"company,","sentiment":"neutral","sentiment_score":0.0329301543533802},{"word":"a","start":1126.005,"end":1126.0851,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.032579079270362854},{"word":"sole","start":1126.0851,"end":1126.405,"confidence":0.94628906,"punctuated_word":"sole","sentiment":"neutral","sentiment_score":0.11728353798389436},{"word":"trader","start":1126.405,"end":1126.905,"confidence":0.9746094,"punctuated_word":"trader?","sentiment":"neutral","sentiment_score":0.047884367406368256},{"word":"sole","start":1129.3651,"end":1129.685,"confidence":0.72216797,"punctuated_word":"Sole","sentiment":"neutral","sentiment_score":0.10477450489997864},{"word":"trader","start":1129.685,"end":1130.185,"confidence":0.94433594,"punctuated_word":"trader.","sentiment":"neutral","sentiment_score":0.10303594172000884},{"word":"lovely","start":1130.3251,"end":1130.8251,"confidence":0.9995117,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.6476401686668396},{"word":"beautiful","start":1131.045,"end":1131.545,"confidence":0.9926758,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6342260837554932},{"word":"just","start":1131.6051,"end":1131.8451,"confidence":0.99316406,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.25388234853744507},{"word":"so","start":1131.8451,"end":1132.005,"confidence":0.9404297,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.11709179729223251},{"word":"i","start":1132.005,"end":1132.165,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1567978411912918},{"word":"understand","start":1132.165,"end":1132.5651,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.17098063230514526},{"word":"all","start":1132.5651,"end":1132.805,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.18077662587165833},{"word":"of","start":1132.805,"end":1132.9651,"confidence":0.98291016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10969968140125276},{"word":"that","start":1132.9651,"end":1133.4,"confidence":0.99365234,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.05410705506801605},{"word":"and","start":1133.8,"end":1133.9601,"confidence":0.9741211,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0014968886971473694},{"word":"i","start":1133.9601,"end":1134.12,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0107303187251091},{"word":"think","start":1134.12,"end":1134.36,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.006856825202703476},{"word":"last","start":1134.36,"end":1134.6,"confidence":0.9863281,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.014411475509405136},{"word":"time","start":1134.6,"end":1134.84,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.03440401330590248},{"word":"we","start":1134.84,"end":1135.0801,"confidence":0.71435547,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0007832981646060944},{"word":"put","start":1135.0801,"end":1135.24,"confidence":0.453125,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.003396563231945038},{"word":"a","start":1135.24,"end":1135.3201,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0002565234899520874},{"word":"call","start":1135.3201,"end":1135.56,"confidence":0.30908203,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.015778515487909317},{"word":"up","start":1135.56,"end":1135.72,"confidence":0.5263672,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.002741726115345955},{"word":"well","start":1135.72,"end":1136.12,"confidence":0.95410156,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.002438817173242569},{"word":"the","start":1136.12,"end":1136.36,"confidence":0.9741211,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00677027553319931},{"word":"last","start":1136.36,"end":1136.6,"confidence":0.99316406,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.014598894864320757},{"word":"stock","start":1136.6,"end":1136.84,"confidence":0.14050293,"punctuated_word":"stock","sentiment":"neutral","sentiment_score":0.022170238196849823},{"word":"fund","start":1136.84,"end":1137.0801,"confidence":0.61083984,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":-0.0033421292901039124},{"word":"i","start":1137.0801,"end":1137.24,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.006756022572517395},{"word":"have","start":1137.24,"end":1137.74,"confidence":0.70458984,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.016986487433314323},{"word":"set","start":1137.8,"end":1138.04,"confidence":0.9902344,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.02996404841542244},{"word":"up","start":1138.04,"end":1138.28,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.029023565351963043},{"word":"here","start":1138.28,"end":1138.52,"confidence":0.8671875,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.0414634644985199},{"word":"noted","start":1138.52,"end":1138.76,"confidence":0.96875,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":0.00953739508986473},{"word":"that","start":1138.76,"end":1138.92,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.00593537837266922},{"word":"you","start":1138.92,"end":1139.16,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.012128394097089767},{"word":"were","start":1139.16,"end":1139.64,"confidence":0.9819336,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.025941472500562668},{"word":"expecting","start":1139.64,"end":1140.12,"confidence":0.99902344,"punctuated_word":"expecting","sentiment":"neutral","sentiment_score":-0.017105937004089355},{"word":"to","start":1140.12,"end":1140.36,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.010095559060573578},{"word":"earn","start":1140.36,"end":1140.68,"confidence":0.9741211,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":-0.004603564739227295},{"word":"around","start":1140.68,"end":1141.0801,"confidence":0.98291016,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.021949000656604767},{"word":"about","start":1141.0801,"end":1141.4,"confidence":0.48706055,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.013571929186582564},{"word":"60,000","start":1141.4,"end":1142.4601,"confidence":0.99658203,"punctuated_word":"60,000","sentiment":"neutral","sentiment_score":0.04590204358100891},{"word":"per","start":1142.6,"end":1142.76,"confidence":0.99902344,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.07043672353029251},{"word":"annum","start":1142.76,"end":1143.26,"confidence":0.99609375,"punctuated_word":"annum.","sentiment":"neutral","sentiment_score":-0.0014712847769260406},{"word":"is","start":1143.64,"end":1143.88,"confidence":0.9790039,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.06129501387476921},{"word":"that","start":1143.88,"end":1144.2001,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03592386096715927},{"word":"where","start":1144.2001,"end":1144.4401,"confidence":0.5439453,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.049112044274806976},{"word":"your","start":1144.4401,"end":1144.6,"confidence":0.6464844,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.04129874333739281},{"word":"sort","start":1144.6,"end":1144.76,"confidence":0.921875,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.02384989708662033},{"word":"of","start":1144.76,"end":1144.92,"confidence":0.9589844,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.037098586559295654},{"word":"projected","start":1144.92,"end":1145.42,"confidence":0.9980469,"punctuated_word":"projected","sentiment":"neutral","sentiment_score":0.004814893007278442},{"word":"income","start":1145.48,"end":1145.88,"confidence":0.99902344,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.025375306606292725},{"word":"was","start":1145.88,"end":1146.12,"confidence":0.5004883,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.049679163843393326},{"word":"for","start":1146.12,"end":1146.28,"confidence":0.77734375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.03780614584684372},{"word":"the","start":1146.28,"end":1146.36,"confidence":0.9135742,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.041821517050266266},{"word":"year","start":1146.36,"end":1146.6,"confidence":0.8774414,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.022711850702762604},{"word":"or","start":1146.6,"end":1146.76,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1118914932012558},{"word":"do","start":1146.76,"end":1146.84,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1212761402130127},{"word":"you","start":1146.84,"end":1146.92,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07747986912727356},{"word":"think","start":1146.92,"end":1147.16,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.17150448262691498},{"word":"that","start":1147.16,"end":1147.3201,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.12933292984962463},{"word":"might","start":1147.3201,"end":1147.56,"confidence":0.99902344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.15218126773834229},{"word":"have","start":1147.56,"end":1147.72,"confidence":0.8857422,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.11707941442728044},{"word":"increased","start":1147.72,"end":1148.22,"confidence":0.99316406,"punctuated_word":"increased?","sentiment":"neutral","sentiment_score":-0.05062946677207947},{"word":"okay","start":1158.6449,"end":1159.1449,"confidence":0.9794922,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.01292210817337036},{"word":"do","start":1159.205,"end":1159.445,"confidence":0.9941406,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.02521820180118084},{"word":"you","start":1159.445,"end":1159.5249,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.024356359615921978},{"word":"want","start":1159.5249,"end":1159.6849,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.03487880527973175},{"word":"me","start":1159.6849,"end":1159.845,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.019621791318058968},{"word":"to","start":1159.845,"end":1160.0049,"confidence":0.52685547,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.021634861826896667},{"word":"just","start":1160.0049,"end":1160.245,"confidence":0.48266602,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.02593638375401497},{"word":"leave","start":1160.245,"end":1160.485,"confidence":0.8886719,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.04017151892185211},{"word":"it","start":1160.485,"end":1160.6449,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.02854212373495102},{"word":"at","start":1160.6449,"end":1160.8049,"confidence":0.97998047,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.026287909597158432},{"word":"60,000","start":1160.8049,"end":1161.625,"confidence":0.9848633,"punctuated_word":"60,000","sentiment":"neutral","sentiment_score":0.012521257624030111},{"word":"just","start":1161.6849,"end":1162.085,"confidence":0.97314453,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.026442211121320724},{"word":"to","start":1162.085,"end":1162.245,"confidence":0.9707031,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.011141285300254822},{"word":"sort","start":1162.245,"end":1162.565,"confidence":0.56640625,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.04353065043687821},{"word":"of","start":1162.565,"end":1162.725,"confidence":0.9086914,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03572177514433861},{"word":"set","start":1162.725,"end":1162.965,"confidence":0.17236328,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.001897536218166351},{"word":"it","start":1162.965,"end":1163.125,"confidence":0.58203125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.004716828465461731},{"word":"as","start":1163.125,"end":1163.2849,"confidence":0.41186523,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.00272989273071289},{"word":"a","start":1163.2849,"end":1163.445,"confidence":0.8989258,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.007342077791690826},{"word":"base","start":1163.445,"end":1163.7649,"confidence":0.7531738,"punctuated_word":"base?","sentiment":"neutral","sentiment_score":-0.010266974568367004},{"word":"or","start":1163.7649,"end":1164.0049,"confidence":0.98828125,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.02326559461653233},{"word":"yep","start":1164.1649,"end":1164.54,"confidence":0.93570966,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":-0.043857987970113754},{"word":"you're","start":1164.54,"end":1164.7001,"confidence":0.98413086,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.05003616213798523},{"word":"right","start":1164.7001,"end":1165.2001,"confidence":0.9406738,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.05005802214145661},{"word":"yep","start":1166.4601,"end":1166.9601,"confidence":0.923584,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0610792301595211},{"word":"yeah","start":1175.26,"end":1175.74,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17137563228607178},{"word":"absolutely","start":1175.74,"end":1176.24,"confidence":0.9980469,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.33936700224876404},{"word":"not","start":1177.18,"end":1177.42,"confidence":1.0,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.40154850482940674},{"word":"a","start":1177.42,"end":1177.5,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1879895031452179},{"word":"problem","start":1177.5,"end":1177.9,"confidence":1.0,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.14127641916275024},{"word":"at","start":1177.9,"end":1178.06,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2890564203262329},{"word":"all","start":1178.06,"end":1178.56,"confidence":1.0,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.2847394645214081},{"word":"now","start":1178.705,"end":1178.865,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.02298559993505478},{"word":"the","start":1178.865,"end":1179.025,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03449081629514694},{"word":"other","start":1179.025,"end":1179.265,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.050034135580062866},{"word":"thing","start":1179.265,"end":1179.505,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.05022954195737839},{"word":"that","start":1179.505,"end":1179.665,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07144047319889069},{"word":"we","start":1179.665,"end":1179.905,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.05599476397037506},{"word":"were","start":1179.905,"end":1180.145,"confidence":0.9560547,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.056778158992528915},{"word":"sort","start":1180.145,"end":1180.305,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.06860010325908661},{"word":"of","start":1180.305,"end":1180.385,"confidence":0.91845703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09397272765636444},{"word":"looking","start":1180.385,"end":1180.705,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.09284860640764236},{"word":"at","start":1180.705,"end":1180.865,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.10424919426441193},{"word":"and","start":1180.865,"end":1180.945,"confidence":0.9560547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10863357782363892},{"word":"where","start":1180.945,"end":1181.185,"confidence":0.9941406,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.13505426049232483},{"word":"we","start":1181.185,"end":1181.265,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.12497587502002716},{"word":"were","start":1181.265,"end":1181.425,"confidence":0.9951172,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.13801628351211548},{"word":"trying","start":1181.425,"end":1181.825,"confidence":1.0,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.09498056769371031},{"word":"to","start":1181.825,"end":1181.985,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10265003889799118},{"word":"go","start":1181.985,"end":1182.465,"confidence":0.9807129,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":-0.05551733449101448},{"word":"i","start":1182.465,"end":1182.625,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03220135718584061},{"word":"believe","start":1182.625,"end":1183.025,"confidence":0.9169922,"punctuated_word":"believe,","sentiment":"neutral","sentiment_score":-0.05881734192371368},{"word":"last","start":1183.025,"end":1183.265,"confidence":0.99316406,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.07506608963012695},{"word":"year","start":1183.265,"end":1183.505,"confidence":0.97998047,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.09864728897809982},{"word":"was","start":1183.505,"end":1183.665,"confidence":0.80908203,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.11147509515285492},{"word":"looking","start":1183.665,"end":1183.905,"confidence":0.96972656,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.12892521917819977},{"word":"at","start":1183.905,"end":1184.065,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1691702902317047},{"word":"the","start":1184.065,"end":1184.225,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14340150356292725},{"word":"insurance","start":1184.225,"end":1184.625,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.1365652084350586},{"word":"side","start":1184.625,"end":1184.785,"confidence":0.99902344,"punctuated_word":"side","sentiment":"neutral","sentiment_score":-0.0865679532289505},{"word":"of","start":1184.785,"end":1184.945,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06374397873878479},{"word":"things","start":1184.945,"end":1185.425,"confidence":0.99121094,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":-0.07871191203594208},{"word":"so","start":1185.425,"end":1185.745,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08613432943820953},{"word":"you've","start":1185.745,"end":1185.985,"confidence":0.99560547,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.0796169638633728},{"word":"got","start":1185.985,"end":1186.145,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.08087249845266342},{"word":"your","start":1186.145,"end":1186.385,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.08642628788948059},{"word":"life","start":1186.385,"end":1186.545,"confidence":0.9277344,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.0694567859172821},{"word":"and","start":1186.545,"end":1186.785,"confidence":0.82910156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0639466866850853},{"word":"your","start":1186.785,"end":1186.865,"confidence":0.9633789,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.09152614325284958},{"word":"cpd","start":1186.865,"end":1187.345,"confidence":0.6405029,"punctuated_word":"CPD","sentiment":"neutral","sentiment_score":-0.0682394951581955},{"word":"at","start":1187.345,"end":1187.425,"confidence":0.98095703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.114408940076828},{"word":"the","start":1187.425,"end":1187.585,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10490822792053224},{"word":"moment","start":1187.585,"end":1187.905,"confidence":0.9890137,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.10755664855241776},{"word":"you","start":1187.905,"end":1188.065,"confidence":0.9980469,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.2143213003873825},{"word":"don't","start":1188.065,"end":1188.305,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.21921055018901825},{"word":"have","start":1188.305,"end":1188.465,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.2333923727273941},{"word":"any","start":1188.465,"end":1188.785,"confidence":0.9941406,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.2896318733692169},{"word":"income","start":1188.785,"end":1189.185,"confidence":0.99902344,"punctuated_word":"income","sentiment":"negative","sentiment_score":-0.45830076932907104},{"word":"protection","start":1189.185,"end":1189.685,"confidence":0.873291,"punctuated_word":"protection.","sentiment":"neutral","sentiment_score":-0.2962198555469513},{"word":"i","start":1189.745,"end":1189.905,"confidence":0.90771484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07283616811037064},{"word":"believe","start":1189.905,"end":1190.145,"confidence":1.0,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":-0.08113197982311249},{"word":"you","start":1190.145,"end":1190.385,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04850688576698303},{"word":"also","start":1190.385,"end":1190.705,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.06035787612199783},{"word":"spoke","start":1190.705,"end":1190.945,"confidence":0.9970703,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":-0.05162397399544716},{"word":"to","start":1190.945,"end":1191.105,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.043422043323516846},{"word":"one","start":1191.105,"end":1191.265,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.03022191673517227},{"word":"of","start":1191.265,"end":1191.345,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04626540094614029},{"word":"my","start":1191.345,"end":1191.505,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.017573438584804535},{"word":"colleagues","start":1191.505,"end":1191.985,"confidence":0.99316406,"punctuated_word":"colleagues","sentiment":"neutral","sentiment_score":-0.035129185765981674},{"word":"a","start":1191.985,"end":1192.065,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.008693689480423927},{"word":"few","start":1192.065,"end":1192.225,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.03455924615263939},{"word":"months","start":1192.225,"end":1192.5,"confidence":0.9902344,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.02798037976026535},{"word":"back","start":1192.5,"end":1192.74,"confidence":0.9980469,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.008906979113817215},{"word":"trying","start":1192.74,"end":1192.86,"confidence":0.85498047,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.037670399993658066},{"word":"to","start":1192.86,"end":1192.98,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.043602753430604935},{"word":"find","start":1192.98,"end":1193.14,"confidence":0.9970703,"punctuated_word":"find","sentiment":"neutral","sentiment_score":-0.05509354546666145},{"word":"out","start":1193.14,"end":1193.22,"confidence":0.9951172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.06332185119390488},{"word":"whether","start":1193.22,"end":1193.54,"confidence":0.9970703,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.080317422747612},{"word":"you","start":1193.54,"end":1193.78,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.040912043303251266},{"word":"had","start":1193.78,"end":1194.02,"confidence":0.5917969,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.10067937523126602},{"word":"some","start":1194.02,"end":1194.18,"confidence":0.9902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.11222636699676514},{"word":"income","start":1194.18,"end":1194.58,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.24772439897060392},{"word":"protection","start":1194.58,"end":1195.08,"confidence":0.9873047,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.11406809836626051},{"word":"there","start":1195.14,"end":1195.64,"confidence":0.98217773,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.10446227341890336},{"word":"income","start":1196.9,"end":1197.3,"confidence":0.57910156,"punctuated_word":"Income","sentiment":"neutral","sentiment_score":-0.0995102971792221},{"word":"protection","start":1197.3,"end":1197.8,"confidence":0.9890137,"punctuated_word":"protection,","sentiment":"neutral","sentiment_score":-0.08840736001729965},{"word":"it","start":1197.86,"end":1198.1,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.10694777965545654},{"word":"looks","start":1198.1,"end":1198.34,"confidence":0.9980469,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":-0.10862615704536438},{"word":"like","start":1198.34,"end":1198.5,"confidence":0.9873047,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.08107925206422806},{"word":"from","start":1198.5,"end":1198.74,"confidence":0.6113281,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.0712212547659874},{"word":"what","start":1198.74,"end":1198.9,"confidence":0.9941406,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.07033241540193558},{"word":"i","start":1198.9,"end":1198.98,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.057466477155685425},{"word":"can","start":1198.98,"end":1199.14,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.03670722991228104},{"word":"see","start":1199.14,"end":1199.3,"confidence":0.70751953,"punctuated_word":"see,","sentiment":"neutral","sentiment_score":-0.05858216807246208},{"word":"was","start":1199.3,"end":1199.46,"confidence":0.9111328,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.07164246588945389},{"word":"something","start":1199.46,"end":1199.86,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.06680990010499954},{"word":"we","start":1199.86,"end":1200.02,"confidence":0.99316406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.12400073558092116},{"word":"had","start":1200.02,"end":1200.42,"confidence":0.89208984,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.14620377123355863},{"word":"not","start":1200.42,"end":1200.74,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.09521295130252838},{"word":"ever","start":1200.74,"end":1201.14,"confidence":1.0,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.10471534729003906},{"word":"applied","start":1201.14,"end":1201.54,"confidence":0.9980469,"punctuated_word":"applied","sentiment":"neutral","sentiment_score":-0.08516868948936462},{"word":"for","start":1201.54,"end":1201.78,"confidence":0.99853516,"punctuated_word":"for.","sentiment":"neutral","sentiment_score":-0.07463322579860687},{"word":"it","start":1201.78,"end":1201.86,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.041029639542102814},{"word":"was","start":1201.86,"end":1202.1,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.044894538819789886},{"word":"initially","start":1202.1,"end":1202.58,"confidence":0.9980469,"punctuated_word":"initially","sentiment":"neutral","sentiment_score":-0.04747343063354492},{"word":"recommended","start":1202.58,"end":1203.08,"confidence":0.99902344,"punctuated_word":"recommended","sentiment":"neutral","sentiment_score":-0.030063003301620483},{"word":"just","start":1203.3,"end":1203.54,"confidence":0.97998047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.02696547657251358},{"word":"life","start":1203.54,"end":1203.86,"confidence":0.78271484,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.02631392702460289},{"word":"and","start":1203.86,"end":1204.1,"confidence":0.88183594,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03244780749082565},{"word":"tbd","start":1204.1,"end":1204.6,"confidence":0.94628906,"punctuated_word":"TBD.","sentiment":"neutral","sentiment_score":-0.02697197161614895},{"word":"the","start":1205.375,"end":1205.535,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.07042274624109268},{"word":"tbd","start":1205.535,"end":1206.035,"confidence":1.0,"punctuated_word":"TBD","sentiment":"neutral","sentiment_score":-0.08268149942159653},{"word":"component","start":1206.255,"end":1206.755,"confidence":0.9980469,"punctuated_word":"component","sentiment":"neutral","sentiment_score":-0.09917977452278136},{"word":"you","start":1206.8151,"end":1206.9751,"confidence":0.98535156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15006297826766968},{"word":"have","start":1206.9751,"end":1207.295,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.10427603125572205},{"word":"is","start":1207.295,"end":1207.375,"confidence":0.7109375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.14163851737976074},{"word":"it's","start":1207.4551,"end":1207.6951,"confidence":0.99316406,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.18156495690345764},{"word":"a","start":1207.6951,"end":1207.8551,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1963786482810974},{"word":"difficult","start":1207.8551,"end":1208.3351,"confidence":1.0,"punctuated_word":"difficult","sentiment":"neutral","sentiment_score":-0.2666811943054199},{"word":"definition","start":1208.3351,"end":1208.8351,"confidence":0.99902344,"punctuated_word":"definition.","sentiment":"neutral","sentiment_score":-0.2886149287223816},{"word":"you","start":1209.6151,"end":1209.8551,"confidence":0.6669922,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.22678567469120023},{"word":"have","start":1209.8551,"end":1210.0951,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1921026706695557},{"word":"what's","start":1210.0951,"end":1210.3351,"confidence":0.99902344,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.1851179450750351},{"word":"called","start":1210.3351,"end":1210.8351,"confidence":1.0,"punctuated_word":"called","sentiment":"neutral","sentiment_score":-0.14191432297229767},{"word":"adl","start":1211.375,"end":1211.875,"confidence":0.8849284,"punctuated_word":"ADL.","sentiment":"neutral","sentiment_score":-0.14646665751934052},{"word":"so","start":1212.015,"end":1212.3351,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1585732102394104},{"word":"it","start":1212.3351,"end":1212.495,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1065564975142479},{"word":"is","start":1212.495,"end":1212.8151,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.11068762838840485},{"word":"activities","start":1212.8151,"end":1213.3151,"confidence":0.9819336,"punctuated_word":"activities","sentiment":"neutral","sentiment_score":-0.10195669531822205},{"word":"of","start":1213.375,"end":1213.6151,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13741657137870789},{"word":"daily","start":1213.6151,"end":1213.935,"confidence":1.0,"punctuated_word":"daily","sentiment":"neutral","sentiment_score":-0.1403564065694809},{"word":"living","start":1213.935,"end":1214.255,"confidence":0.8105469,"punctuated_word":"living,","sentiment":"neutral","sentiment_score":-0.1484970599412918},{"word":"and","start":1214.255,"end":1214.415,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14779101312160492},{"word":"that","start":1214.415,"end":1214.5751,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.13004791736602783},{"word":"essentially","start":1214.5751,"end":1215.0751,"confidence":0.97802734,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":-0.11473572254180908},{"word":"means","start":1215.135,"end":1215.4551,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.10742336511611938},{"word":"in","start":1215.4551,"end":1215.6151,"confidence":0.8276367,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1329643577337265},{"word":"order","start":1215.6151,"end":1215.8551,"confidence":1.0,"punctuated_word":"order","sentiment":"neutral","sentiment_score":-0.13002558052539823},{"word":"to","start":1215.8551,"end":1216.015,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.11219847947359084},{"word":"claim","start":1216.015,"end":1216.415,"confidence":0.99902344,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.04633519798517227},{"word":"on","start":1216.415,"end":1216.5751,"confidence":0.99316406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.09947925060987473},{"word":"that","start":1216.5751,"end":1216.895,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11188983172178268},{"word":"definition","start":1216.895,"end":1217.395,"confidence":0.99609375,"punctuated_word":"definition,","sentiment":"neutral","sentiment_score":-0.1322980523109436},{"word":"you","start":1218.015,"end":1218.175,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.20100684463977816},{"word":"need","start":1218.175,"end":1218.415,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.19820064306259155},{"word":"to","start":1218.415,"end":1218.495,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2062639743089676},{"word":"be","start":1218.495,"end":1218.655,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.23234212398529053},{"word":"able","start":1218.655,"end":1218.9751,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.2050301879644394},{"word":"to","start":1218.9751,"end":1219.135,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2050589025020599},{"word":"not","start":1219.135,"end":1219.56,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.2072601020336151},{"word":"feed","start":1219.8,"end":1220.04,"confidence":0.9667969,"punctuated_word":"feed","sentiment":"neutral","sentiment_score":-0.2793670892715454},{"word":"yourself","start":1220.04,"end":1220.54,"confidence":0.97509766,"punctuated_word":"yourself,","sentiment":"neutral","sentiment_score":-0.2594881057739258},{"word":"bathe","start":1220.8401,"end":1221.3401,"confidence":0.9930013,"punctuated_word":"bathe,","sentiment":"neutral","sentiment_score":-0.2715994715690613},{"word":"dress","start":1221.56,"end":1222.06,"confidence":0.8708496,"punctuated_word":"dress,","sentiment":"neutral","sentiment_score":-0.2503085732460022},{"word":"you","start":1222.28,"end":1222.4401,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.29886913299560547},{"word":"know","start":1222.4401,"end":1222.76,"confidence":0.97314453,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.2486785650253296},{"word":"all","start":1222.76,"end":1222.92,"confidence":0.9941406,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.25089991092681885},{"word":"those","start":1222.92,"end":1223.42,"confidence":0.97802734,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.18030402064323425},{"word":"abnormal","start":1223.56,"end":1224.06,"confidence":0.52441406,"punctuated_word":"abnormal","sentiment":"neutral","sentiment_score":-0.1790553480386734},{"word":"activities","start":1224.2001,"end":1224.68,"confidence":0.9941406,"punctuated_word":"activities","sentiment":"neutral","sentiment_score":-0.1845869421958923},{"word":"of","start":1224.68,"end":1224.8401,"confidence":0.91845703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2214118242263794},{"word":"daily","start":1224.8401,"end":1225.16,"confidence":0.99609375,"punctuated_word":"daily","sentiment":"neutral","sentiment_score":-0.2547437250614166},{"word":"living","start":1225.16,"end":1225.4801,"confidence":0.6859131,"punctuated_word":"living.","sentiment":"neutral","sentiment_score":-0.2714853286743164},{"word":"there's","start":1225.4801,"end":1225.8,"confidence":0.9243164,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.19207021594047544},{"word":"five","start":1225.8,"end":1226.1201,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.13308553397655487},{"word":"of","start":1226.1201,"end":1226.2001,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1950877606868744},{"word":"them","start":1226.2001,"end":1226.4401,"confidence":0.9921875,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":-0.18691816926002505},{"word":"you","start":1226.4401,"end":1226.68,"confidence":0.9970703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.2387356460094452},{"word":"have","start":1226.68,"end":1226.8401,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.22958818078041077},{"word":"to","start":1226.8401,"end":1227.0,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2891937792301178},{"word":"be","start":1227.0,"end":1227.0801,"confidence":0.99902344,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.3590092062950134},{"word":"able","start":1227.0801,"end":1227.2401,"confidence":0.95410156,"punctuated_word":"able","sentiment":"negative","sentiment_score":-0.35121092200279236},{"word":"to","start":1227.2401,"end":1227.3201,"confidence":0.95703125,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3714532554149628},{"word":"not","start":1227.3201,"end":1227.56,"confidence":0.9970703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.3243880271911621},{"word":"meet","start":1227.56,"end":1227.9601,"confidence":0.6933594,"punctuated_word":"meet","sentiment":"neutral","sentiment_score":-0.29209649562835693},{"word":"two","start":1227.9601,"end":1228.1201,"confidence":0.99902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.2568686902523041},{"word":"of","start":1228.1201,"end":1228.28,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2649231255054474},{"word":"the","start":1228.28,"end":1228.4401,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.26093465089797974},{"word":"five","start":1228.4401,"end":1228.8401,"confidence":0.9616699,"punctuated_word":"five,","sentiment":"neutral","sentiment_score":-0.32219016551971436},{"word":"which","start":1228.8401,"end":1229.16,"confidence":1.0,"punctuated_word":"which","sentiment":"negative","sentiment_score":-0.343472957611084},{"word":"can","start":1229.16,"end":1229.3201,"confidence":1.0,"punctuated_word":"can","sentiment":"negative","sentiment_score":-0.37934207916259766},{"word":"be","start":1229.3201,"end":1229.56,"confidence":1.0,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.3655017912387848},{"word":"quite","start":1229.56,"end":1229.88,"confidence":1.0,"punctuated_word":"quite","sentiment":"negative","sentiment_score":-0.45396173000335693},{"word":"difficult","start":1229.88,"end":1230.38,"confidence":1.0,"punctuated_word":"difficult.","sentiment":"neutral","sentiment_score":-0.3115999698638916},{"word":"having","start":1231.56,"end":1231.8,"confidence":0.59375,"punctuated_word":"Having","sentiment":"neutral","sentiment_score":-0.10251423716545104},{"word":"a","start":1231.8,"end":1231.9601,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08381247520446777},{"word":"look","start":1231.9601,"end":1232.2001,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.09358032792806624},{"word":"back","start":1232.2001,"end":1232.4401,"confidence":0.9970703,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.030889764428138733},{"word":"at","start":1232.4401,"end":1232.6001,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04060240834951401},{"word":"last","start":1232.6001,"end":1232.8401,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.005336388945579529},{"word":"year","start":1232.8401,"end":1233.0,"confidence":0.99560547,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.014181911945343018},{"word":"it","start":1233.0,"end":1233.0801,"confidence":0.9589844,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03556942567229271},{"word":"looks","start":1233.0801,"end":1233.3201,"confidence":0.91015625,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.032416731119155884},{"word":"like","start":1233.3201,"end":1233.4801,"confidence":0.9951172,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.02547401934862137},{"word":"we","start":1233.4801,"end":1233.7201,"confidence":0.49853516,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.03782723844051361},{"word":"wanted","start":1233.7201,"end":1233.9601,"confidence":0.95166016,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.034712113440036774},{"word":"to","start":1233.9601,"end":1234.1201,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07863134145736694},{"word":"try","start":1234.1201,"end":1234.28,"confidence":0.99902344,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.06492748856544495},{"word":"and","start":1234.28,"end":1234.4401,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07352696359157562},{"word":"increase","start":1234.4401,"end":1234.8401,"confidence":0.9970703,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":0.10202104598283768},{"word":"your","start":1234.8401,"end":1235.0801,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15248645842075348},{"word":"life","start":1235.0801,"end":1235.355,"confidence":0.9892578,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.1560347080230713},{"word":"in","start":1235.4349,"end":1235.595,"confidence":0.49853516,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15684416890144348},{"word":"tbe","start":1235.595,"end":1236.095,"confidence":0.8339844,"punctuated_word":"TBE","sentiment":"neutral","sentiment_score":0.10353557020425797},{"word":"to","start":1236.155,"end":1236.315,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11658239364624023},{"word":"about","start":1236.315,"end":1236.635,"confidence":0.9941406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0888565331697464},{"word":"a","start":1236.635,"end":1236.715,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1258099377155304},{"word":"million","start":1236.715,"end":1237.195,"confidence":0.9980469,"punctuated_word":"million","sentiment":"neutral","sentiment_score":0.1476718932390213},{"word":"dollars","start":1237.195,"end":1237.695,"confidence":0.99853516,"punctuated_word":"dollars.","sentiment":"neutral","sentiment_score":0.1337980479001999},{"word":"i've","start":1238.235,"end":1238.5549,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.10113372653722764},{"word":"done","start":1238.5549,"end":1238.7949,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.08895129710435867},{"word":"a","start":1238.7949,"end":1238.955,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11209767311811449},{"word":"quote","start":1238.955,"end":1239.4349,"confidence":0.9980469,"punctuated_word":"quote","sentiment":"neutral","sentiment_score":0.07413940876722336},{"word":"to","start":1239.4349,"end":1239.595,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1098773330450058},{"word":"have","start":1239.595,"end":1239.755,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10966955870389938},{"word":"a","start":1239.755,"end":1239.835,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11395935714244844},{"word":"look","start":1239.835,"end":1240.075,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.05166386812925339},{"word":"at","start":1240.075,"end":1240.395,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09301936626434326},{"word":"what","start":1240.395,"end":1240.635,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.10100433230400084},{"word":"that","start":1240.635,"end":1240.875,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.091440387070179},{"word":"might","start":1240.875,"end":1241.115,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.06805910170078278},{"word":"look","start":1241.115,"end":1241.4349,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.03361693024635315},{"word":"like","start":1241.4349,"end":1241.9349,"confidence":0.9995117,"punctuated_word":"like.","sentiment":"neutral","sentiment_score":0.035164881497621536},{"word":"at","start":1242.875,"end":1243.115,"confidence":0.7758789,"punctuated_word":"At","sentiment":"neutral","sentiment_score":-0.09385976195335388},{"word":"the","start":1243.115,"end":1243.275,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10451509058475494},{"word":"moment","start":1243.275,"end":1243.775,"confidence":0.9975586,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.1232089176774025},{"word":"the","start":1243.995,"end":1244.235,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11497139930725098},{"word":"current","start":1244.235,"end":1244.735,"confidence":1.0,"punctuated_word":"current","sentiment":"neutral","sentiment_score":-0.16723106801509857},{"word":"amount","start":1246.075,"end":1246.395,"confidence":0.6694336,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.0826813280582428},{"word":"you're","start":1246.395,"end":1246.7949,"confidence":0.97875977,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.1117118000984192},{"word":"paying","start":1246.7949,"end":1247.2949,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.0986500233411789},{"word":"is","start":1247.515,"end":1248.015,"confidence":0.8425293,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.1260028779506683},{"word":"sorry","start":1248.315,"end":1248.815,"confidence":0.99560547,"punctuated_word":"sorry,","sentiment":"neutral","sentiment_score":-0.16697342693805697},{"word":"per","start":1249.51,"end":1249.83,"confidence":0.9951172,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.09225696325302124},{"word":"year","start":1249.83,"end":1250.33,"confidence":0.95336914,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.13703438639640808},{"word":"your","start":1251.27,"end":1251.59,"confidence":0.9316406,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":-0.1973745822906494},{"word":"current","start":1251.59,"end":1251.99,"confidence":0.9819336,"punctuated_word":"current","sentiment":"neutral","sentiment_score":-0.284344881772995},{"word":"insurances","start":1251.99,"end":1252.49,"confidence":0.81347656,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.14921364188194275},{"word":"i've","start":1252.5499,"end":1252.71,"confidence":0.77905273,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.1552770733833313},{"word":"got","start":1252.71,"end":1253.03,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.15907540917396543},{"word":"here","start":1253.03,"end":1253.35,"confidence":0.9655762,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":-0.12629330158233645},{"word":"you're","start":1253.35,"end":1253.59,"confidence":0.99658203,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.17195063829421997},{"word":"paying","start":1253.59,"end":1254.09,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.1255815327167511},{"word":"to","start":1254.71,"end":1255.21,"confidence":0.53564453,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15719009935855863},{"word":"sorry","start":1255.59,"end":1256.09,"confidence":0.99853516,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.13107582926750183},{"word":"here","start":1257.11,"end":1257.35,"confidence":0.99902344,"punctuated_word":"Here","sentiment":"neutral","sentiment_score":-0.07793121039867401},{"word":"it","start":1257.35,"end":1257.51,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05563336983323097},{"word":"is","start":1257.51,"end":1258.01,"confidence":0.9428711,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.04315310716629028},{"word":"2700","start":1258.95,"end":1261.69,"confidence":0.99401855,"punctuated_word":"2700","sentiment":"neutral","sentiment_score":-0.024494845420122147},{"word":"2423","start":1262.15,"end":1263.83,"confidence":0.9969308,"punctuated_word":"2423.","sentiment":"neutral","sentiment_score":-0.030143510550260544},{"word":"i'm","start":1263.83,"end":1264.07,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.10475242137908936},{"word":"sorry","start":1264.07,"end":1264.545,"confidence":0.9995117,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.11370347440242767},{"word":"so","start":1265.025,"end":1265.1051,"confidence":0.75341797,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04448959976434707},{"word":"that's","start":1265.1051,"end":1265.425,"confidence":0.90063477,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.041202276945114136},{"word":"2,400","start":1265.425,"end":1266.545,"confidence":0.9995117,"punctuated_word":"2,400","sentiment":"neutral","sentiment_score":-0.033503398299217224},{"word":"per","start":1266.545,"end":1266.785,"confidence":0.9980469,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.05519275739789009},{"word":"year","start":1266.785,"end":1266.9451,"confidence":0.99902344,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.04875142499804497},{"word":"for","start":1266.9451,"end":1267.1051,"confidence":0.9902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0475812628865242},{"word":"the","start":1267.1051,"end":1267.265,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02646214514970779},{"word":"life","start":1267.265,"end":1267.505,"confidence":0.9326172,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.009073741734027864},{"word":"and","start":1267.505,"end":1267.665,"confidence":0.91015625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.00966755673289299},{"word":"tpd","start":1267.665,"end":1268.0651,"confidence":0.84106445,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":-0.02031696029007435},{"word":"that","start":1268.0651,"end":1268.2251,"confidence":0.9633789,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.015696607530117035},{"word":"you","start":1268.2251,"end":1268.385,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03764338046312332},{"word":"have","start":1268.385,"end":1268.625,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.029134944081306458},{"word":"at","start":1268.625,"end":1268.7051,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.06414234638214111},{"word":"the","start":1268.7051,"end":1268.785,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.036268994212150574},{"word":"moment","start":1268.785,"end":1269.285,"confidence":0.9921875,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.04408028721809387},{"word":"if","start":1269.665,"end":1269.905,"confidence":0.9902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.048479001969099045},{"word":"we","start":1269.905,"end":1270.145,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.01965789496898651},{"word":"were","start":1270.145,"end":1270.4651,"confidence":0.9667969,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.03174309432506561},{"word":"to","start":1270.4651,"end":1270.625,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.018066830933094025},{"word":"increase","start":1270.625,"end":1271.125,"confidence":1.0,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":0.04103486612439155},{"word":"that","start":1271.185,"end":1271.425,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.019118458032608032},{"word":"life","start":1271.425,"end":1271.665,"confidence":0.9970703,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.0057015568017959595},{"word":"and","start":1271.665,"end":1271.905,"confidence":0.97802734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.004968971014022827},{"word":"tpd","start":1271.905,"end":1272.405,"confidence":0.9970703,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":-0.0035905446857213974},{"word":"sum","start":1272.4651,"end":1272.785,"confidence":0.76123047,"punctuated_word":"sum","sentiment":"neutral","sentiment_score":0.06677530705928802},{"word":"insured","start":1272.785,"end":1273.285,"confidence":0.99316406,"punctuated_word":"insured","sentiment":"neutral","sentiment_score":0.021478179842233654},{"word":"up","start":1273.3451,"end":1273.505,"confidence":0.9951172,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.006842520087957382},{"word":"to","start":1273.505,"end":1273.665,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.002731814980506897},{"word":"a","start":1273.665,"end":1273.745,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.004343656823039055},{"word":"million","start":1273.745,"end":1274.2251,"confidence":0.9970703,"punctuated_word":"million","sentiment":"neutral","sentiment_score":0.007134184241294861},{"word":"dollars","start":1274.2251,"end":1274.7251,"confidence":0.9875488,"punctuated_word":"dollars,","sentiment":"neutral","sentiment_score":0.017854291945695877},{"word":"that","start":1274.9451,"end":1275.1051,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.006625406444072723},{"word":"actually","start":1275.1051,"end":1275.5851,"confidence":0.9970703,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.011212103068828584},{"word":"increases","start":1275.5851,"end":1276.0851,"confidence":0.9941406,"punctuated_word":"increases","sentiment":"neutral","sentiment_score":-0.008020572364330292},{"word":"the","start":1276.145,"end":1276.385,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.019522637128829956},{"word":"premium","start":1276.385,"end":1276.885,"confidence":0.9980469,"punctuated_word":"premium","sentiment":"neutral","sentiment_score":-0.03654242306947708},{"word":"coming","start":1276.9451,"end":1277.265,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.03787139803171158},{"word":"from","start":1277.265,"end":1277.505,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.01959080994129181},{"word":"your","start":1277.505,"end":1277.8251,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0367196723818779},{"word":"super","start":1277.8251,"end":1278.3251,"confidence":0.9667969,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.03829534351825714},{"word":"to","start":1278.7001,"end":1279.02,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.009589992463588716},{"word":"approximately","start":1279.02,"end":1279.52,"confidence":0.9941406,"punctuated_word":"approximately","sentiment":"neutral","sentiment_score":-0.007845498621463776},{"word":"6,325","start":1279.74,"end":1282.3,"confidence":0.99598914,"punctuated_word":"6,325.","sentiment":"neutral","sentiment_score":-0.013596439734101295},{"word":"so","start":1282.3,"end":1282.8,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.019187748432159424},{"word":"it","start":1283.18,"end":1283.42,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.06320035457611084},{"word":"increases","start":1283.42,"end":1283.92,"confidence":0.9941406,"punctuated_word":"increases","sentiment":"neutral","sentiment_score":-0.06102163344621658},{"word":"pretty","start":1284.14,"end":1284.54,"confidence":0.99902344,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.07085175067186356},{"word":"significantly","start":1284.54,"end":1285.04,"confidence":0.99902344,"punctuated_word":"significantly","sentiment":"neutral","sentiment_score":-0.06430087238550186},{"word":"in","start":1285.18,"end":1285.3401,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1229381412267685},{"word":"the","start":1285.3401,"end":1285.5,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08468829095363617},{"word":"premium","start":1285.5,"end":1285.98,"confidence":1.0,"punctuated_word":"premium","sentiment":"neutral","sentiment_score":-0.17522293329238892},{"word":"there","start":1285.98,"end":1286.3,"confidence":0.9609375,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.0595548041164875},{"word":"which","start":1286.3,"end":1286.62,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.058709993958473206},{"word":"if","start":1286.62,"end":1286.78,"confidence":0.7988281,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.5252648591995239},{"word":"you're","start":1286.78,"end":1287.02,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"negative","sentiment_score":-0.5291466116905212},{"word":"not","start":1287.02,"end":1287.26,"confidence":0.9970703,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.6080026626586914},{"word":"able","start":1287.26,"end":1287.5,"confidence":0.99902344,"punctuated_word":"able","sentiment":"negative","sentiment_score":-0.563323974609375},{"word":"to","start":1287.5,"end":1287.66,"confidence":0.99902344,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.5261346101760864},{"word":"contribute","start":1287.66,"end":1288.16,"confidence":0.9980469,"punctuated_word":"contribute","sentiment":"negative","sentiment_score":-0.3989039659500122},{"word":"enough","start":1288.3,"end":1288.7001,"confidence":0.99902344,"punctuated_word":"enough","sentiment":"negative","sentiment_score":-0.4450921416282654},{"word":"to","start":1288.7001,"end":1288.86,"confidence":0.9980469,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4258933365345001},{"word":"cover","start":1288.86,"end":1289.26,"confidence":1.0,"punctuated_word":"cover","sentiment":"negative","sentiment_score":-0.34039536118507385},{"word":"that","start":1289.26,"end":1289.76,"confidence":0.9914551,"punctuated_word":"that,","sentiment":"negative","sentiment_score":-0.47889041900634766},{"word":"you","start":1290.2201,"end":1290.4601,"confidence":0.66748047,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.5864166021347046},{"word":"kind","start":1290.4601,"end":1290.7001,"confidence":0.9770508,"punctuated_word":"kind","sentiment":"negative","sentiment_score":-0.5977193713188171},{"word":"of","start":1290.7001,"end":1290.86,"confidence":0.9980469,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.6729745268821716},{"word":"have","start":1290.86,"end":1291.02,"confidence":1.0,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.6347658038139343},{"word":"to","start":1291.02,"end":1291.26,"confidence":0.99902344,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.665777862071991},{"word":"expect","start":1291.26,"end":1291.66,"confidence":1.0,"punctuated_word":"expect","sentiment":"negative","sentiment_score":-0.6641406416893005},{"word":"your","start":1291.66,"end":1291.9,"confidence":0.97802734,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.7253437638282776},{"word":"super","start":1291.9,"end":1292.3,"confidence":0.9873047,"punctuated_word":"super","sentiment":"negative","sentiment_score":-0.607598602771759},{"word":"to","start":1292.3,"end":1292.4601,"confidence":0.9970703,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.6609500646591187},{"word":"make","start":1292.4601,"end":1292.7001,"confidence":0.99609375,"punctuated_word":"make","sentiment":"negative","sentiment_score":-0.579563558101654},{"word":"enough","start":1292.7001,"end":1293.075,"confidence":0.99902344,"punctuated_word":"enough","sentiment":"negative","sentiment_score":-0.610860288143158},{"word":"growth","start":1293.315,"end":1293.5549,"confidence":0.85498047,"punctuated_word":"growth","sentiment":"negative","sentiment_score":-0.574410080909729},{"word":"to","start":1293.5549,"end":1293.7949,"confidence":0.99316406,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.6450279951095581},{"word":"cover","start":1293.7949,"end":1294.115,"confidence":1.0,"punctuated_word":"cover","sentiment":"negative","sentiment_score":-0.4786488115787506},{"word":"that","start":1294.115,"end":1294.4349,"confidence":0.99902344,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.5514001846313477},{"word":"and","start":1294.4349,"end":1294.755,"confidence":0.99316406,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.5489541292190552},{"word":"continue","start":1294.755,"end":1295.235,"confidence":0.9980469,"punctuated_word":"continue","sentiment":"negative","sentiment_score":-0.5357608199119568},{"word":"growing","start":1295.235,"end":1295.635,"confidence":0.97143555,"punctuated_word":"growing,","sentiment":"negative","sentiment_score":-0.5145305395126343},{"word":"which","start":1295.635,"end":1295.875,"confidence":1.0,"punctuated_word":"which","sentiment":"negative","sentiment_score":-0.43474721908569336},{"word":"is","start":1295.875,"end":1296.355,"confidence":0.9970703,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.4551961421966553},{"word":"as","start":1296.355,"end":1296.595,"confidence":0.41259766,"punctuated_word":"as","sentiment":"negative","sentiment_score":-0.5582090616226196},{"word":"you","start":1296.595,"end":1296.6749,"confidence":0.9873047,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.5977492928504944},{"word":"get","start":1296.6749,"end":1296.995,"confidence":1.0,"punctuated_word":"get","sentiment":"negative","sentiment_score":-0.6172603368759155},{"word":"older","start":1296.995,"end":1297.475,"confidence":0.9802246,"punctuated_word":"older,","sentiment":"negative","sentiment_score":-0.6264926195144653},{"word":"it's","start":1297.475,"end":1297.715,"confidence":0.98657227,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.6908694505691528},{"word":"gonna","start":1297.715,"end":1298.0349,"confidence":0.9892578,"punctuated_word":"gonna","sentiment":"negative","sentiment_score":-0.6850348711013794},{"word":"become","start":1298.0349,"end":1298.355,"confidence":0.99121094,"punctuated_word":"become","sentiment":"negative","sentiment_score":-0.6033244729042053},{"word":"a","start":1298.355,"end":1298.4349,"confidence":1.0,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.6470433473587036},{"word":"lot","start":1298.4349,"end":1298.595,"confidence":1.0,"punctuated_word":"lot","sentiment":"negative","sentiment_score":-0.6642568707466125},{"word":"more","start":1298.595,"end":1298.9149,"confidence":1.0,"punctuated_word":"more","sentiment":"negative","sentiment_score":-0.638745903968811},{"word":"expensive","start":1298.9149,"end":1299.4149,"confidence":0.99902344,"punctuated_word":"expensive.","sentiment":"negative","sentiment_score":-0.5504648089408875},{"word":"yeah","start":1301.5549,"end":1301.955,"confidence":0.8996582,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.12322238832712172},{"word":"so","start":1301.955,"end":1302.2749,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.10273750126361848},{"word":"thinking","start":1302.2749,"end":1302.6749,"confidence":0.99316406,"punctuated_word":"thinking","sentiment":"neutral","sentiment_score":-0.08916375786066055},{"word":"about","start":1302.6749,"end":1302.835,"confidence":0.5214844,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.12655939161777496},{"word":"and","start":1302.9149,"end":1303.075,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04811406880617142},{"word":"with","start":1303.075,"end":1303.235,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.07513777166604996},{"word":"your","start":1303.235,"end":1303.3949,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.10088524967432022},{"word":"life","start":1303.3949,"end":1303.635,"confidence":0.96240234,"punctuated_word":"life","sentiment":"neutral","sentiment_score":-0.09231804311275482},{"word":"cover","start":1303.635,"end":1303.955,"confidence":0.8847656,"punctuated_word":"cover,","sentiment":"neutral","sentiment_score":-0.06255239248275757},{"word":"because","start":1303.955,"end":1304.2749,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.037995368242263794},{"word":"you","start":1304.2749,"end":1304.4349,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0096801295876503},{"word":"do","start":1304.4349,"end":1304.595,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04085742682218552},{"word":"have","start":1304.595,"end":1304.835,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0033705532550811768},{"word":"that","start":1304.835,"end":1304.995,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.015588738024234772},{"word":"real","start":1304.995,"end":1305.235,"confidence":0.99902344,"punctuated_word":"real","sentiment":"neutral","sentiment_score":-0.06352759897708893},{"word":"cover","start":1305.235,"end":1305.5549,"confidence":0.9970703,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.08913154900074005},{"word":"you're","start":1305.5549,"end":1305.715,"confidence":0.9758301,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.031037122011184692},{"word":"paying","start":1305.715,"end":1305.955,"confidence":0.99902344,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.07384337484836578},{"word":"out","start":1305.955,"end":1306.115,"confidence":0.9970703,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.02636155486106873},{"word":"of","start":1306.115,"end":1306.2749,"confidence":0.96875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.041437119245529175},{"word":"your","start":1306.2749,"end":1306.4349,"confidence":0.9838867,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.07090144604444504},{"word":"back","start":1306.4349,"end":1306.6749,"confidence":0.9941406,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.05078558623790741},{"word":"pocket","start":1306.6749,"end":1306.995,"confidence":0.99902344,"punctuated_word":"pocket","sentiment":"neutral","sentiment_score":-0.04200850427150726},{"word":"as","start":1306.995,"end":1307.1549,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.009626492857933044},{"word":"well","start":1307.1549,"end":1307.64,"confidence":0.9123535,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.014994185417890549},{"word":"realistically","start":1308.04,"end":1308.54,"confidence":0.9951172,"punctuated_word":"realistically,","sentiment":"neutral","sentiment_score":-0.07205205410718918},{"word":"if","start":1308.84,"end":1309.08,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0666925460100174},{"word":"anything","start":1309.08,"end":1309.58,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.09813141077756882},{"word":"happened","start":1309.64,"end":1310.04,"confidence":0.7114258,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":-0.13997745513916016},{"word":"to","start":1310.04,"end":1310.54,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12315434217453004},{"word":"yourself","start":1310.6,"end":1311.1,"confidence":0.9941406,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":-0.14610923826694489},{"word":"based","start":1311.24,"end":1311.48,"confidence":0.7441406,"punctuated_word":"based","sentiment":"neutral","sentiment_score":-0.12149414420127869},{"word":"on","start":1311.48,"end":1311.64,"confidence":0.7993164,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.10534809529781342},{"word":"your","start":1311.64,"end":1311.8,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.14202776551246643},{"word":"current","start":1311.8,"end":1312.28,"confidence":0.99902344,"punctuated_word":"current","sentiment":"neutral","sentiment_score":-0.13662943243980408},{"word":"circumstances","start":1312.28,"end":1312.78,"confidence":0.9885254,"punctuated_word":"circumstances,","sentiment":"neutral","sentiment_score":-0.057581376284360886},{"word":"you've","start":1313.64,"end":1313.88,"confidence":0.9790039,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.04014806449413299},{"word":"currently","start":1313.88,"end":1314.2001,"confidence":0.9980469,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.09573080390691756},{"word":"got","start":1314.2001,"end":1314.52,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.06821686774492264},{"word":"687,000","start":1314.52,"end":1316.54,"confidence":0.99820966,"punctuated_word":"687,000","sentiment":"neutral","sentiment_score":-0.021301276981830597},{"word":"approximately","start":1316.68,"end":1317.18,"confidence":0.92822266,"punctuated_word":"approximately","sentiment":"neutral","sentiment_score":-0.013331025838851929},{"word":"here","start":1317.4,"end":1317.9,"confidence":0.8330078,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":-0.010934848338365557},{"word":"then","start":1318.04,"end":1318.28,"confidence":0.9902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.02138124033808708},{"word":"we've","start":1318.28,"end":1318.4401,"confidence":0.9926758,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.008108407258987427},{"word":"got","start":1318.4401,"end":1318.6,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.023094717413187027},{"word":"a","start":1318.6,"end":1318.76,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.021257316693663597},{"word":"105,000","start":1318.76,"end":1319.96,"confidence":0.998291,"punctuated_word":"105,000","sentiment":"neutral","sentiment_score":0.01175789162516594},{"word":"in","start":1319.96,"end":1320.2001,"confidence":0.9038086,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.010042339563369753},{"word":"super","start":1320.2001,"end":1320.7001,"confidence":0.4611206,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.02362159453332424},{"word":"then","start":1320.965,"end":1321.045,"confidence":0.99316406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0383743941783905},{"word":"you've","start":1321.045,"end":1321.285,"confidence":0.93188477,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.013656150549650192},{"word":"also","start":1321.285,"end":1321.605,"confidence":0.9951172,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.008228722959756851},{"word":"got","start":1321.605,"end":1321.845,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.005340270698070526},{"word":"640,000","start":1321.845,"end":1323.4451,"confidence":0.9984375,"punctuated_word":"640,000","sentiment":"neutral","sentiment_score":0.0030930377542972565},{"word":"there","start":1323.4451,"end":1323.845,"confidence":0.89501953,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.003873385488986969},{"word":"of","start":1323.845,"end":1324.085,"confidence":0.86572266,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.006301820278167725},{"word":"life","start":1324.085,"end":1324.405,"confidence":0.92822266,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.020596593618392944},{"word":"cover","start":1324.405,"end":1324.805,"confidence":0.9550781,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.01659248024225235},{"word":"through","start":1324.805,"end":1325.125,"confidence":0.6308594,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.014736708253622057},{"word":"real","start":1325.125,"end":1325.625,"confidence":0.77124023,"punctuated_word":"real,","sentiment":"neutral","sentiment_score":0.022772351279854774},{"word":"which","start":1325.685,"end":1326.005,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.01924671232700348},{"word":"realistically","start":1326.005,"end":1326.505,"confidence":0.9350586,"punctuated_word":"realistically","sentiment":"neutral","sentiment_score":0.016010377556085587},{"word":"pays","start":1326.805,"end":1327.125,"confidence":0.98828125,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":-0.002933889627456665},{"word":"out","start":1327.125,"end":1327.625,"confidence":0.93408203,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.02841152250766754},{"word":"1,222,000","start":1328.165,"end":1330.905,"confidence":0.9849243,"punctuated_word":"1,222,000","sentiment":"neutral","sentiment_score":0.01327925082296133},{"word":"to","start":1331.605,"end":1331.845,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0555734857916832},{"word":"your","start":1331.845,"end":1332.085,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.05046556144952774},{"word":"wife","start":1332.085,"end":1332.325,"confidence":0.9941406,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.06521954387426376},{"word":"if","start":1332.325,"end":1332.5651,"confidence":0.94384766,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.08887359499931335},{"word":"anything","start":1332.5651,"end":1332.965,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.08748602867126465},{"word":"was","start":1332.965,"end":1333.205,"confidence":0.96533203,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.1182924583554268},{"word":"to","start":1333.205,"end":1333.365,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1375865340232849},{"word":"happen","start":1333.365,"end":1333.765,"confidence":0.9980469,"punctuated_word":"happen.","sentiment":"neutral","sentiment_score":-0.14464884996414185},{"word":"do","start":1333.765,"end":1333.925,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.13101014494895935},{"word":"you","start":1333.925,"end":1334.085,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11031012237071992},{"word":"feel","start":1334.085,"end":1334.405,"confidence":0.9980469,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.10717712342739104},{"word":"like","start":1334.405,"end":1334.5651,"confidence":0.61816406,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.12305141240358353},{"word":"that's","start":1334.5651,"end":1334.82,"confidence":0.98291016,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.07262838631868362},{"word":"sufficient","start":1334.98,"end":1335.2999,"confidence":0.90527344,"punctuated_word":"sufficient,","sentiment":"neutral","sentiment_score":-0.11669160425662994},{"word":"or","start":1335.2999,"end":1335.62,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.16264237463474274},{"word":"would","start":1335.62,"end":1335.86,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.1282326579093933},{"word":"you","start":1335.86,"end":1336.0199,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13285669684410095},{"word":"wanna","start":1336.0199,"end":1336.34,"confidence":0.9902344,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.14022329449653623},{"word":"kind","start":1336.34,"end":1336.58,"confidence":0.9448242,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.1692148745059967},{"word":"of","start":1336.58,"end":1336.74,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.20705857872962952},{"word":"readjust","start":1336.74,"end":1337.24,"confidence":0.99902344,"punctuated_word":"readjust","sentiment":"neutral","sentiment_score":-0.1585196554660797},{"word":"that","start":1337.38,"end":1337.7,"confidence":0.9343262,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.06864427030086517},{"word":"or","start":1337.7,"end":1338.2,"confidence":0.99902344,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.025822289288043976},{"word":"yep","start":1340.74,"end":1341.24,"confidence":0.8014323,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.05673176795244217},{"word":"perfect","start":1342.82,"end":1343.32,"confidence":0.95874023,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6226373910903931},{"word":"and","start":1344.1,"end":1344.4199,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1707773208618164},{"word":"with","start":1344.4199,"end":1344.6599,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.06503479182720184},{"word":"the","start":1344.6599,"end":1344.82,"confidence":0.9819336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.054052311927080154},{"word":"tpd","start":1344.82,"end":1345.32,"confidence":0.8717448,"punctuated_word":"TPD,","sentiment":"neutral","sentiment_score":0.046683408319950104},{"word":"i","start":1345.46,"end":1345.62,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04073337092995643},{"word":"know","start":1345.62,"end":1345.7799,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.05145300552248955},{"word":"it's","start":1345.7799,"end":1346.1,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.06971777975559235},{"word":"not","start":1346.1,"end":1346.34,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.09559831023216248},{"word":"a","start":1346.34,"end":1346.4199,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10104180872440338},{"word":"lot","start":1346.4199,"end":1346.74,"confidence":0.9970703,"punctuated_word":"lot.","sentiment":"neutral","sentiment_score":-0.08530624210834503},{"word":"i","start":1346.74,"end":1346.82,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1044228971004486},{"word":"know","start":1346.82,"end":1346.98,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.13403093814849854},{"word":"it's","start":1346.98,"end":1347.22,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.14104947447776794},{"word":"a","start":1347.22,"end":1347.38,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14472272992134094},{"word":"difficult","start":1347.38,"end":1347.88,"confidence":1.0,"punctuated_word":"difficult","sentiment":"neutral","sentiment_score":-0.21157340705394745},{"word":"definition","start":1348.0199,"end":1348.5199,"confidence":1.0,"punctuated_word":"definition","sentiment":"neutral","sentiment_score":-0.3197921812534332},{"word":"because","start":1349.445,"end":1349.765,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.19828955829143524},{"word":"you","start":1349.765,"end":1350.005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1464799791574478},{"word":"have","start":1350.005,"end":1350.245,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.14666849374771118},{"word":"had","start":1350.245,"end":1350.4049,"confidence":0.9970703,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.14033442735671997},{"word":"i","start":1350.485,"end":1350.645,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10695645213127136},{"word":"believe","start":1350.645,"end":1350.885,"confidence":1.0,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":-0.11055690795183182},{"word":"it's","start":1350.885,"end":1351.205,"confidence":0.97753906,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.11639751493930817},{"word":"heart","start":1351.205,"end":1351.525,"confidence":0.9941406,"punctuated_word":"heart","sentiment":"neutral","sentiment_score":-0.19170929491519928},{"word":"surgery","start":1351.525,"end":1352.005,"confidence":0.99658203,"punctuated_word":"surgery.","sentiment":"neutral","sentiment_score":-0.14659841358661652},{"word":"is","start":1352.005,"end":1352.1649,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.037532925605773926},{"word":"that","start":1352.1649,"end":1352.4049,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03540492430329323},{"word":"right","start":1352.4049,"end":1352.9049,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":-0.04770248755812645},{"word":"yeah","start":1354.485,"end":1354.885,"confidence":0.95458984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.007185753434896469},{"word":"so","start":1354.885,"end":1355.125,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.01715797558426857},{"word":"if","start":1355.125,"end":1355.2849,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.007847052067518234},{"word":"we","start":1355.2849,"end":1355.445,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.00018418580293655396},{"word":"were","start":1355.445,"end":1355.6849,"confidence":0.9970703,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.02714930474758148},{"word":"to","start":1355.6849,"end":1355.845,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.028765082359313965},{"word":"try","start":1355.845,"end":1356.085,"confidence":1.0,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.0594758614897728},{"word":"and","start":1356.085,"end":1356.245,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.025920338928699493},{"word":"get","start":1356.245,"end":1356.485,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.054275382310152054},{"word":"better","start":1356.485,"end":1356.8049,"confidence":0.98095703,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.035084836184978485},{"word":"tbd","start":1356.8049,"end":1357.3049,"confidence":0.9121094,"punctuated_word":"TBD,","sentiment":"neutral","sentiment_score":0.029732629656791687},{"word":"which","start":1357.445,"end":1357.6849,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.13397467136383057},{"word":"i","start":1357.6849,"end":1357.845,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17258259654045105},{"word":"can","start":1357.845,"end":1358.085,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24327658116817472},{"word":"definitely","start":1358.085,"end":1358.485,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.2953793704509735},{"word":"do","start":1358.485,"end":1358.725,"confidence":0.78125,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.20184460282325745},{"word":"i","start":1358.725,"end":1358.8049,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15245960652828217},{"word":"can","start":1358.8049,"end":1359.0449,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.15695959329605105},{"word":"do","start":1359.0449,"end":1359.5449,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1424003541469574},{"word":"a","start":1359.765,"end":1360.005,"confidence":0.98095703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1723752319812775},{"word":"pre","start":1360.005,"end":1360.1649,"confidence":0.9243164,"punctuated_word":"pre","sentiment":"neutral","sentiment_score":0.07757492363452911},{"word":"assessment","start":1360.1649,"end":1360.645,"confidence":0.9223633,"punctuated_word":"assessment","sentiment":"neutral","sentiment_score":0.04412037879228592},{"word":"with","start":1360.645,"end":1360.885,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.053550124168396},{"word":"the","start":1360.885,"end":1361.0449,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03633730858564377},{"word":"underwriters","start":1361.0449,"end":1361.5449,"confidence":0.9970703,"punctuated_word":"underwriters","sentiment":"neutral","sentiment_score":0.010247874073684216},{"word":"and","start":1361.6849,"end":1361.845,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03895625099539757},{"word":"see","start":1361.845,"end":1362.1649,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.016389571130275726},{"word":"what","start":1362.1649,"end":1362.4049,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0011396706104278564},{"word":"they","start":1362.4049,"end":1362.9049,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.006887331604957581},{"word":"say","start":1363.01,"end":1363.41,"confidence":0.89282227,"punctuated_word":"say.","sentiment":"neutral","sentiment_score":-0.006891118362545967},{"word":"if","start":1363.41,"end":1363.5701,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.015937868505716324},{"word":"there","start":1363.5701,"end":1363.81,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.02051315456628799},{"word":"is","start":1363.81,"end":1363.9701,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.03227856755256653},{"word":"anything","start":1363.9701,"end":1364.37,"confidence":0.9914551,"punctuated_word":"anything,","sentiment":"neutral","sentiment_score":-0.029993323609232903},{"word":"you","start":1364.37,"end":1364.53,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07250373065471649},{"word":"would","start":1364.53,"end":1364.77,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.07787084579467773},{"word":"need","start":1364.77,"end":1364.93,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.1158708930015564},{"word":"to","start":1364.93,"end":1365.01,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08396598696708679},{"word":"go","start":1365.01,"end":1365.17,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.09157279878854752},{"word":"to","start":1365.17,"end":1365.3301,"confidence":0.6977539,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08538474887609482},{"word":"a","start":1365.3301,"end":1365.4901,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04791527986526489},{"word":"new","start":1365.4901,"end":1365.7301,"confidence":1.0,"punctuated_word":"new","sentiment":"neutral","sentiment_score":-0.04396465048193931},{"word":"application","start":1365.7301,"end":1366.2301,"confidence":0.9724121,"punctuated_word":"application,","sentiment":"neutral","sentiment_score":-0.03825752064585686},{"word":"which","start":1366.6901,"end":1366.93,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.02264292538166046},{"word":"means","start":1366.93,"end":1367.17,"confidence":0.9980469,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.034046150743961334},{"word":"that","start":1367.17,"end":1367.3301,"confidence":0.7685547,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0076927319169044495},{"word":"they","start":1367.3301,"end":1367.41,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.03671115264296532},{"word":"will","start":1367.41,"end":1367.7301,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.03373691439628601},{"word":"look","start":1367.7301,"end":1367.89,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.05217796191573143},{"word":"at","start":1367.89,"end":1368.05,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.0614568404853344},{"word":"your","start":1368.05,"end":1368.2101,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.07015693187713623},{"word":"health","start":1368.2101,"end":1368.7101,"confidence":0.95043945,"punctuated_word":"health.","sentiment":"neutral","sentiment_score":-0.06650316715240479},{"word":"if","start":1368.93,"end":1369.0901,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.09484502673149107},{"word":"you","start":1369.0901,"end":1369.3301,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09317781776189804},{"word":"have","start":1369.3301,"end":1369.5701,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08758958429098129},{"word":"had","start":1369.5701,"end":1369.89,"confidence":0.9951172,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.08330606669187546},{"word":"heart","start":1369.89,"end":1370.2101,"confidence":0.99121094,"punctuated_word":"heart","sentiment":"neutral","sentiment_score":-0.12549394369125366},{"word":"surgery","start":1370.2101,"end":1370.6901,"confidence":1.0,"punctuated_word":"surgery","sentiment":"neutral","sentiment_score":-0.0982690155506134},{"word":"or","start":1370.6901,"end":1370.8501,"confidence":0.96435547,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.12130273878574371},{"word":"there's","start":1370.8501,"end":1371.0901,"confidence":0.9543457,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.10296105593442915},{"word":"been","start":1371.0901,"end":1371.25,"confidence":0.9482422,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.09329556673765182},{"word":"issues","start":1371.25,"end":1371.65,"confidence":0.9951172,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":-0.13173140585422516},{"word":"with","start":1371.65,"end":1371.81,"confidence":0.9941406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.14926892518997192},{"word":"your","start":1371.81,"end":1372.05,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.16025888919830322},{"word":"heart","start":1372.05,"end":1372.29,"confidence":1.0,"punctuated_word":"heart","sentiment":"neutral","sentiment_score":-0.12568308413028717},{"word":"in","start":1372.29,"end":1372.37,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.14446447789669037},{"word":"the","start":1372.37,"end":1372.6101,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09635098278522491},{"word":"past","start":1372.6101,"end":1373.1101,"confidence":0.9975586,"punctuated_word":"past,","sentiment":"neutral","sentiment_score":-0.13048513233661652},{"word":"then","start":1373.25,"end":1373.4901,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.06619342416524887},{"word":"they're","start":1373.4901,"end":1373.65,"confidence":0.953125,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.08016258478164673},{"word":"gonna","start":1373.65,"end":1374.05,"confidence":0.9604492,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.06592486798763275},{"word":"exclude","start":1374.05,"end":1374.55,"confidence":0.9980469,"punctuated_word":"exclude","sentiment":"neutral","sentiment_score":-0.08380997180938721},{"word":"that","start":1374.77,"end":1375.25,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11714190244674684},{"word":"and","start":1375.25,"end":1375.4901,"confidence":0.97314453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08359020948410034},{"word":"or","start":1375.4901,"end":1375.81,"confidence":0.9267578,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.08884543180465698},{"word":"put","start":1375.81,"end":1376.13,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.10404115170240402},{"word":"a","start":1376.13,"end":1376.29,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1061609536409378},{"word":"loading","start":1376.29,"end":1376.77,"confidence":1.0,"punctuated_word":"loading","sentiment":"neutral","sentiment_score":-0.12497255951166152},{"word":"on","start":1376.77,"end":1377.01,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.09538599848747252},{"word":"top","start":1377.01,"end":1377.17,"confidence":1.0,"punctuated_word":"top","sentiment":"neutral","sentiment_score":-0.07408586889505386},{"word":"of","start":1377.17,"end":1377.3301,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09100519120693208},{"word":"it","start":1377.3301,"end":1377.8301,"confidence":0.98706055,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.06933004409074783},{"word":"which","start":1378.505,"end":1378.745,"confidence":0.99609375,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.22975419461727145},{"word":"means","start":1378.745,"end":1379.065,"confidence":0.9921875,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.26331329345703125},{"word":"it","start":1379.065,"end":1379.225,"confidence":0.9428711,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.28535690903663635},{"word":"makes","start":1379.225,"end":1379.465,"confidence":0.99316406,"punctuated_word":"makes","sentiment":"negative","sentiment_score":-0.337080717086792},{"word":"it","start":1379.465,"end":1379.625,"confidence":0.8051758,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.31748196482658386},{"word":"more","start":1379.625,"end":1379.865,"confidence":0.9980469,"punctuated_word":"more","sentiment":"negative","sentiment_score":-0.4173623919486999},{"word":"expensive","start":1379.865,"end":1380.365,"confidence":0.9995117,"punctuated_word":"expensive.","sentiment":"negative","sentiment_score":-0.385737419128418},{"word":"so","start":1380.745,"end":1381.225,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.2627834677696228},{"word":"with","start":1381.225,"end":1381.625,"confidence":0.9790039,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.25598347187042236},{"word":"where","start":1381.625,"end":1381.865,"confidence":0.6826172,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.24462704360485077},{"word":"you'll","start":1381.865,"end":1382.0249,"confidence":0.7832031,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":-0.2055111974477768},{"word":"cover","start":1382.0249,"end":1382.345,"confidence":0.9941406,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.17979121208190918},{"word":"you","start":1382.345,"end":1382.505,"confidence":0.9838867,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15874303877353668},{"word":"at","start":1382.505,"end":1382.625,"confidence":0.5942383,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.20149485766887665},{"word":"the","start":1382.625,"end":1382.745,"confidence":0.96777344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15373757481575012},{"word":"moment","start":1382.745,"end":1383.065,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":-0.1788741797208786},{"word":"with","start":1383.065,"end":1383.3049,"confidence":0.5830078,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2429661899805069},{"word":"that","start":1383.3049,"end":1383.465,"confidence":0.53759766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.23323652148246765},{"word":"adl","start":1383.465,"end":1383.945,"confidence":0.97143555,"punctuated_word":"ADL","sentiment":"neutral","sentiment_score":-0.22312729060649872},{"word":"definition","start":1383.945,"end":1384.445,"confidence":0.9824219,"punctuated_word":"definition,","sentiment":"neutral","sentiment_score":-0.2942221760749817},{"word":"it's","start":1384.505,"end":1384.825,"confidence":0.99658203,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.3931746482849121},{"word":"not","start":1384.825,"end":1385.065,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.3892652094364166},{"word":"great","start":1385.065,"end":1385.565,"confidence":0.9003906,"punctuated_word":"great.","sentiment":"neutral","sentiment_score":-0.29227519035339355},{"word":"but","start":1386.2649,"end":1386.745,"confidence":0.9550781,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.12329347431659698},{"word":"you","start":1386.745,"end":1386.825,"confidence":0.9819336,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05892430990934372},{"word":"know","start":1386.825,"end":1387.065,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0861724242568016},{"word":"if","start":1387.065,"end":1387.225,"confidence":0.9326172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05787781998515129},{"word":"something","start":1387.225,"end":1387.5449,"confidence":0.9980469,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.08252013474702835},{"word":"happens","start":1387.5449,"end":1387.945,"confidence":0.99902344,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":-0.130504310131073},{"word":"to","start":1387.945,"end":1388.105,"confidence":0.94628906,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1403699815273285},{"word":"you","start":1388.105,"end":1388.1849,"confidence":0.9790039,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1588596552610397},{"word":"and","start":1388.1849,"end":1388.345,"confidence":0.921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.13705989718437195},{"word":"you","start":1388.345,"end":1388.505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17591030895709991},{"word":"can't","start":1388.505,"end":1388.745,"confidence":0.9995117,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.18874429166316983},{"word":"look","start":1388.745,"end":1388.985,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.2026192992925644},{"word":"after","start":1388.985,"end":1389.3049,"confidence":0.9970703,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.26290878653526306},{"word":"yourself","start":1389.3049,"end":1389.7849,"confidence":0.99853516,"punctuated_word":"yourself,","sentiment":"neutral","sentiment_score":-0.1368977129459381},{"word":"you","start":1389.7849,"end":1389.865,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09639528393745422},{"word":"know","start":1389.865,"end":1390.1849,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.10847505927085876},{"word":"bathe","start":1390.1849,"end":1390.505,"confidence":0.99853516,"punctuated_word":"bathe","sentiment":"neutral","sentiment_score":-0.08378227800130844},{"word":"or","start":1390.505,"end":1390.6649,"confidence":0.9453125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0960441529750824},{"word":"feed","start":1390.6649,"end":1390.9049,"confidence":0.98535156,"punctuated_word":"feed","sentiment":"neutral","sentiment_score":-0.10038963705301283},{"word":"yourself","start":1390.9049,"end":1391.3849,"confidence":0.9970703,"punctuated_word":"yourself,","sentiment":"neutral","sentiment_score":-0.06787876784801483},{"word":"dress","start":1391.3849,"end":1391.625,"confidence":0.9873047,"punctuated_word":"dress","sentiment":"neutral","sentiment_score":-0.08007083088159561},{"word":"yourself","start":1391.625,"end":1392.105,"confidence":0.99902344,"punctuated_word":"yourself,","sentiment":"neutral","sentiment_score":-0.049286939203739166},{"word":"drive","start":1392.105,"end":1392.4249,"confidence":0.9902344,"punctuated_word":"drive","sentiment":"neutral","sentiment_score":-0.05788710713386536},{"word":"yourself","start":1392.4249,"end":1392.825,"confidence":0.99902344,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":-0.03623046725988388},{"word":"around","start":1392.825,"end":1393.325,"confidence":0.99853516,"punctuated_word":"around,","sentiment":"neutral","sentiment_score":-0.05959218367934227},{"word":"then","start":1393.5499,"end":1393.71,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0010518655180931091},{"word":"we","start":1393.71,"end":1393.95,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.012888982892036438},{"word":"are","start":1393.95,"end":1394.03,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.0028981193900108337},{"word":"still","start":1394.03,"end":1394.35,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.036497339606285095},{"word":"able","start":1394.35,"end":1394.6699,"confidence":0.99902344,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.06013943627476692},{"word":"to","start":1394.6699,"end":1394.75,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02186853438615799},{"word":"claim","start":1394.75,"end":1395.15,"confidence":0.99902344,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.03628489747643471},{"word":"on","start":1395.15,"end":1395.39,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.030578292906284332},{"word":"that","start":1395.39,"end":1395.89,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.00025621429085731506},{"word":"based","start":1396.03,"end":1396.35,"confidence":0.70166016,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.011579595506191254},{"word":"on","start":1396.35,"end":1396.51,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02454592287540436},{"word":"your","start":1396.51,"end":1396.75,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02069954387843609},{"word":"current","start":1396.75,"end":1397.23,"confidence":0.9658203,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.06801609694957733},{"word":"suit","start":1397.23,"end":1397.73,"confidence":0.8515625,"punctuated_word":"suit.","sentiment":"neutral","sentiment_score":0.0335991196334362},{"word":"yes","start":1397.87,"end":1398.19,"confidence":0.76904297,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.002121800556778908},{"word":"sorry","start":1398.19,"end":1398.69,"confidence":1.0,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.058410465717315674},{"word":"yeah","start":1404.35,"end":1404.85,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06814691424369812},{"word":"yeah","start":1415.3351,"end":1415.8351,"confidence":0.9875488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.137658953666687},{"word":"yes","start":1425.4601,"end":1425.9601,"confidence":0.75024414,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.03775574266910553},{"word":"yeah","start":1426.1001,"end":1426.6001,"confidence":0.9086914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04054772108793259},{"word":"yeah","start":1426.9,"end":1427.4,"confidence":0.9641113,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05606606602668762},{"word":"when","start":1427.86,"end":1428.36,"confidence":0.99316406,"punctuated_word":"When","sentiment":"neutral","sentiment_score":-0.10966962575912476},{"word":"the","start":1428.42,"end":1428.5801,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1197863072156906},{"word":"insurances","start":1428.5801,"end":1429.0801,"confidence":0.8925781,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.11007091403007507},{"word":"are","start":1429.14,"end":1429.2201,"confidence":0.9921875,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.12273181974887848},{"word":"looking","start":1429.2201,"end":1429.4601,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.10467538237571716},{"word":"at","start":1429.4601,"end":1429.7001,"confidence":0.9921875,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1341180056333542},{"word":"ctd","start":1429.7001,"end":1430.18,"confidence":0.7624512,"punctuated_word":"CTD,","sentiment":"neutral","sentiment_score":-0.0997081995010376},{"word":"you've","start":1430.18,"end":1430.42,"confidence":0.9995117,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.08259303867816925},{"word":"gotta","start":1430.42,"end":1430.74,"confidence":0.92822266,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.09595344960689545},{"word":"be","start":1430.74,"end":1430.8201,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.10588545352220537},{"word":"able","start":1430.8201,"end":1431.06,"confidence":0.8964844,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.07997438311576843},{"word":"to","start":1431.06,"end":1431.14,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12092815339565276},{"word":"never","start":1431.14,"end":1431.4601,"confidence":0.9980469,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.1516423225402832},{"word":"do","start":1431.4601,"end":1431.7001,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.20675724744796753},{"word":"those","start":1431.7001,"end":1432.18,"confidence":0.9980469,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.15725132822990415},{"word":"things","start":1432.18,"end":1432.68,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.1572365164756775},{"word":"again","start":1433.075,"end":1433.575,"confidence":0.9812012,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.15566763281822205},{"word":"so","start":1433.715,"end":1433.875,"confidence":0.89208984,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.041450705379247665},{"word":"basically","start":1433.875,"end":1434.375,"confidence":1.0,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":-0.03921528533101082},{"word":"permanently","start":1434.835,"end":1435.335,"confidence":0.9577637,"punctuated_word":"permanently,","sentiment":"neutral","sentiment_score":-0.043905239552259445},{"word":"you","start":1436.035,"end":1436.275,"confidence":0.98535156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0578986331820488},{"word":"need","start":1436.275,"end":1436.515,"confidence":0.99609375,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.06388883292675018},{"word":"someone","start":1436.515,"end":1436.835,"confidence":1.0,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.04833655059337616},{"word":"helping","start":1436.835,"end":1437.155,"confidence":0.9980469,"punctuated_word":"helping","sentiment":"neutral","sentiment_score":-0.03814658522605896},{"word":"you","start":1437.155,"end":1437.395,"confidence":0.97265625,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03586381673812866},{"word":"dress","start":1437.395,"end":1437.895,"confidence":0.99560547,"punctuated_word":"dress,","sentiment":"neutral","sentiment_score":-0.03944074362516403},{"word":"drive","start":1438.355,"end":1438.855,"confidence":0.9423828,"punctuated_word":"drive,","sentiment":"neutral","sentiment_score":-0.042115721851587296},{"word":"you","start":1438.915,"end":1439.075,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04545436054468155},{"word":"know","start":1439.075,"end":1439.3151,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.05389438569545746},{"word":"feed","start":1439.3151,"end":1439.555,"confidence":0.96435547,"punctuated_word":"feed","sentiment":"neutral","sentiment_score":-0.06207710504531861},{"word":"yourself","start":1439.555,"end":1440.035,"confidence":0.97265625,"punctuated_word":"yourself,","sentiment":"neutral","sentiment_score":-0.04370313137769699},{"word":"things","start":1440.035,"end":1440.355,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.056107472628355026},{"word":"like","start":1440.355,"end":1440.515,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.07066814601421356},{"word":"that","start":1440.515,"end":1441.015,"confidence":0.9951172,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.06183331087231636},{"word":"think","start":1441.155,"end":1441.475,"confidence":0.9951172,"punctuated_word":"Think","sentiment":"neutral","sentiment_score":-0.0507165864109993},{"word":"about","start":1441.475,"end":1441.635,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.06108980625867843},{"word":"to","start":1442.275,"end":1442.515,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.058457016944885254},{"word":"give","start":1442.515,"end":1442.675,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.05376463383436203},{"word":"you","start":1442.675,"end":1442.835,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05368075892329216},{"word":"a","start":1442.835,"end":1442.995,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04628502577543259},{"word":"bit","start":1442.995,"end":1443.155,"confidence":0.99316406,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03720920905470848},{"word":"of","start":1443.155,"end":1443.235,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03584512323141098},{"word":"an","start":1443.235,"end":1443.395,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.023911483585834503},{"word":"idea","start":1443.395,"end":1443.715,"confidence":0.9790039,"punctuated_word":"idea,","sentiment":"neutral","sentiment_score":-0.027147822082042698},{"word":"i","start":1443.715,"end":1443.875,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04968629777431488},{"word":"have","start":1443.875,"end":1444.035,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05792372673749924},{"word":"another","start":1444.035,"end":1444.435,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.07419663667678833},{"word":"client","start":1444.435,"end":1444.755,"confidence":1.0,"punctuated_word":"client","sentiment":"neutral","sentiment_score":-0.1008799523115158},{"word":"with","start":1444.755,"end":1444.915,"confidence":0.9707031,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.14005610346794128},{"word":"parkinson's","start":1444.915,"end":1445.415,"confidence":0.90625,"punctuated_word":"Parkinson's,","sentiment":"neutral","sentiment_score":-0.10236696898937224},{"word":"and","start":1445.8999,"end":1446.0599,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07235240936279297},{"word":"he","start":1446.0599,"end":1446.22,"confidence":0.99902344,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.11226829886436462},{"word":"is","start":1446.22,"end":1446.2999,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.13598015904426575},{"word":"at","start":1446.2999,"end":1446.4199,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.13983465731143951},{"word":"the","start":1446.4199,"end":1446.5399,"confidence":0.9863281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11663947254419328},{"word":"point","start":1446.5399,"end":1446.86,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.10891973972320557},{"word":"where","start":1446.86,"end":1447.1,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.12401700764894484},{"word":"he","start":1447.1,"end":1447.34,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.1792178899049759},{"word":"can't","start":1447.34,"end":1447.74,"confidence":1.0,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.19393859803676605},{"word":"drive","start":1447.74,"end":1448.1399,"confidence":0.84643555,"punctuated_word":"drive,","sentiment":"neutral","sentiment_score":-0.16455043852329254},{"word":"he","start":1448.1399,"end":1448.38,"confidence":1.0,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.21008719503879547},{"word":"can't","start":1448.38,"end":1448.62,"confidence":1.0,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.22048072516918185},{"word":"dress","start":1448.62,"end":1448.94,"confidence":0.94384766,"punctuated_word":"dress","sentiment":"neutral","sentiment_score":-0.193804070353508},{"word":"himself","start":1448.94,"end":1449.44,"confidence":0.9536133,"punctuated_word":"himself,","sentiment":"neutral","sentiment_score":-0.2131919413805008},{"word":"he","start":1449.5,"end":1449.6599,"confidence":0.99902344,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.22478708624839783},{"word":"can't","start":1449.6599,"end":1449.8999,"confidence":0.9448242,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.22324618697166443},{"word":"even","start":1449.8999,"end":1450.1399,"confidence":0.984375,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.18743190169334412},{"word":"feed","start":1450.1399,"end":1450.46,"confidence":0.8647461,"punctuated_word":"feed","sentiment":"neutral","sentiment_score":-0.17556791007518768},{"word":"himself","start":1450.46,"end":1450.7799,"confidence":0.9980469,"punctuated_word":"himself","sentiment":"neutral","sentiment_score":-0.1633732169866562},{"word":"correctly","start":1450.7799,"end":1451.2599,"confidence":0.9206543,"punctuated_word":"correctly,","sentiment":"neutral","sentiment_score":-0.13497455418109894},{"word":"and","start":1451.2599,"end":1451.4199,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.09475278109312056},{"word":"we're","start":1451.4199,"end":1451.58,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.1323416829109192},{"word":"going","start":1451.58,"end":1451.82,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.15298229455947876},{"word":"through","start":1451.82,"end":1451.98,"confidence":0.85498047,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.13663344085216522},{"word":"that","start":1451.98,"end":1452.22,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10711546242237092},{"word":"tcd","start":1452.22,"end":1452.7,"confidence":0.59350586,"punctuated_word":"TCD","sentiment":"neutral","sentiment_score":-0.08482435345649719},{"word":"process","start":1452.7,"end":1453.2,"confidence":0.98535156,"punctuated_word":"process","sentiment":"neutral","sentiment_score":-0.123345747590065},{"word":"now","start":1453.2599,"end":1453.7599,"confidence":0.7390137,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.07213081419467926},{"word":"i'm","start":1453.82,"end":1454.0599,"confidence":0.8273926,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.1267591118812561},{"word":"claiming","start":1454.0599,"end":1454.5399,"confidence":0.875,"punctuated_word":"claiming","sentiment":"neutral","sentiment_score":-0.11095006763935088},{"word":"on","start":1454.5399,"end":1454.62,"confidence":0.9580078,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.08131183683872223},{"word":"an","start":1454.62,"end":1454.86,"confidence":0.6333008,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.09558072686195374},{"word":"adl","start":1454.86,"end":1455.34,"confidence":0.9238281,"punctuated_word":"ADL","sentiment":"neutral","sentiment_score":-0.13097065687179563},{"word":"definition","start":1455.34,"end":1455.84,"confidence":0.967041,"punctuated_word":"definition.","sentiment":"neutral","sentiment_score":-0.1350223869085312},{"word":"so","start":1456.38,"end":1456.5399,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.15515032410621643},{"word":"it's","start":1456.5399,"end":1456.7799,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.20818445086479187},{"word":"kind","start":1456.7799,"end":1457.1,"confidence":0.9951172,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.17897261679172516},{"word":"of","start":1457.1,"end":1457.2599,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.19046224653720856},{"word":"like","start":1457.2599,"end":1457.7599,"confidence":0.8222656,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1155414879322052},{"word":"because","start":1457.8999,"end":1458.2999,"confidence":0.99316406,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.16231761872768402},{"word":"it's","start":1458.2999,"end":1458.585,"confidence":0.89990234,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.3655098378658294},{"word":"permanent","start":1458.745,"end":1459.065,"confidence":0.890625,"punctuated_word":"permanent","sentiment":"negative","sentiment_score":-0.3792928457260132},{"word":"incapacity","start":1459.065,"end":1459.565,"confidence":0.8828125,"punctuated_word":"incapacity,","sentiment":"negative","sentiment_score":-0.371317595243454},{"word":"it's","start":1459.705,"end":1459.865,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.29984140396118164},{"word":"basically","start":1459.865,"end":1460.265,"confidence":0.9970703,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.21315905451774597},{"word":"saying","start":1460.265,"end":1460.505,"confidence":0.9980469,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":-0.209393247961998},{"word":"that","start":1460.505,"end":1460.745,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2775944769382477},{"word":"i","start":1460.745,"end":1460.9049,"confidence":0.9941406,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.40025559067726135},{"word":"don't","start":1460.9049,"end":1461.145,"confidence":1.0,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.4033697247505188},{"word":"have","start":1461.145,"end":1461.3049,"confidence":1.0,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.4196831285953522},{"word":"the","start":1461.3049,"end":1461.5449,"confidence":1.0,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.46001553535461426},{"word":"capacity","start":1461.5449,"end":1462.0449,"confidence":1.0,"punctuated_word":"capacity","sentiment":"negative","sentiment_score":-0.5011094808578491},{"word":"to","start":1462.105,"end":1462.345,"confidence":1.0,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4820430278778076},{"word":"dress","start":1462.345,"end":1462.585,"confidence":0.9970703,"punctuated_word":"dress","sentiment":"negative","sentiment_score":-0.4110332131385803},{"word":"myself","start":1462.585,"end":1463.065,"confidence":0.9790039,"punctuated_word":"myself.","sentiment":"negative","sentiment_score":-0.3368884325027466},{"word":"i","start":1463.065,"end":1463.145,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2897082567214966},{"word":"need","start":1463.145,"end":1463.385,"confidence":1.0,"punctuated_word":"need","sentiment":"negative","sentiment_score":-0.3421369194984436},{"word":"someone's","start":1463.385,"end":1463.865,"confidence":0.99902344,"punctuated_word":"someone's","sentiment":"neutral","sentiment_score":-0.32370296120643616},{"word":"help","start":1463.865,"end":1464.105,"confidence":0.9970703,"punctuated_word":"help","sentiment":"neutral","sentiment_score":-0.2858927845954895},{"word":"all","start":1464.105,"end":1464.265,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.26675522327423096},{"word":"the","start":1464.265,"end":1464.345,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.27248615026474},{"word":"time","start":1464.345,"end":1464.845,"confidence":0.9941406,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.2428569942712784},{"word":"i'm","start":1465.065,"end":1465.3049,"confidence":1.0,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.3365969657897949},{"word":"not","start":1465.3049,"end":1465.465,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4517162442207336},{"word":"able","start":1465.465,"end":1465.7849,"confidence":1.0,"punctuated_word":"able","sentiment":"negative","sentiment_score":-0.3961167633533478},{"word":"to","start":1465.7849,"end":1466.0249,"confidence":1.0,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4107127785682678},{"word":"shower","start":1466.0249,"end":1466.5249,"confidence":0.99560547,"punctuated_word":"shower.","sentiment":"negative","sentiment_score":-0.3505891263484955},{"word":"i","start":1466.985,"end":1467.145,"confidence":0.9316406,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.45941612124443054},{"word":"definitely","start":1467.145,"end":1467.5449,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"negative","sentiment_score":-0.4949323236942291},{"word":"can't","start":1467.5449,"end":1467.865,"confidence":1.0,"punctuated_word":"can't","sentiment":"negative","sentiment_score":-0.4276901185512543},{"word":"drive","start":1467.865,"end":1468.105,"confidence":0.99902344,"punctuated_word":"drive","sentiment":"negative","sentiment_score":-0.3730832636356354},{"word":"and","start":1468.105,"end":1468.345,"confidence":0.8745117,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.3970305323600769},{"word":"never","start":1468.345,"end":1468.585,"confidence":0.99902344,"punctuated_word":"never","sentiment":"negative","sentiment_score":-0.3875601291656494},{"word":"will","start":1468.585,"end":1468.825,"confidence":0.9951172,"punctuated_word":"will","sentiment":"negative","sentiment_score":-0.40843909978866577},{"word":"be","start":1468.825,"end":1468.9049,"confidence":1.0,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.3591771125793457},{"word":"able","start":1468.9049,"end":1469.145,"confidence":0.9921875,"punctuated_word":"able","sentiment":"negative","sentiment_score":-0.3397805690765381},{"word":"to","start":1469.145,"end":1469.3049,"confidence":0.99121094,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.36234229803085327},{"word":"drive","start":1469.3049,"end":1469.625,"confidence":1.0,"punctuated_word":"drive","sentiment":"neutral","sentiment_score":-0.2908463478088379},{"word":"again","start":1469.625,"end":1470.125,"confidence":0.74902344,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.31964385509490967},{"word":"and","start":1470.4249,"end":1470.585,"confidence":0.9633789,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.15247973799705505},{"word":"i","start":1470.585,"end":1470.745,"confidence":0.984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2120961844921112},{"word":"certainly","start":1470.745,"end":1471.145,"confidence":0.95947266,"punctuated_word":"certainly","sentiment":"neutral","sentiment_score":-0.13676144182682037},{"word":"oh","start":1471.225,"end":1471.385,"confidence":0.8864746,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.13717301189899445},{"word":"i","start":1471.385,"end":1471.465,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19279725849628448},{"word":"need","start":1471.465,"end":1471.865,"confidence":0.9951172,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.21237841248512268},{"word":"help","start":1471.865,"end":1472.1849,"confidence":0.99316406,"punctuated_word":"help","sentiment":"neutral","sentiment_score":-0.19474884867668152},{"word":"feeding","start":1472.1849,"end":1472.585,"confidence":0.9658203,"punctuated_word":"feeding","sentiment":"neutral","sentiment_score":-0.1441400945186615},{"word":"myself","start":1472.585,"end":1472.985,"confidence":1.0,"punctuated_word":"myself","sentiment":"neutral","sentiment_score":-0.1776912808418274},{"word":"on","start":1472.985,"end":1473.145,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.13854210078716278},{"word":"a","start":1473.145,"end":1473.225,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12758420407772064},{"word":"regular","start":1473.225,"end":1473.705,"confidence":1.0,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":-0.1342810094356537},{"word":"basis","start":1473.705,"end":1474.2,"confidence":0.99609375,"punctuated_word":"basis.","sentiment":"neutral","sentiment_score":-0.12381796538829803},{"word":"so","start":1474.9199,"end":1475.1599,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07784494757652283},{"word":"as","start":1475.1599,"end":1475.32,"confidence":0.51220703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.11771126091480257},{"word":"i","start":1475.32,"end":1475.3999,"confidence":0.9770508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1189514547586441},{"word":"said","start":1475.3999,"end":1475.72,"confidence":0.9777832,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.10467268526554108},{"word":"it's","start":1475.72,"end":1475.96,"confidence":0.88012695,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.28733310103416443},{"word":"a","start":1475.96,"end":1476.12,"confidence":0.7651367,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.37851619720458984},{"word":"difficult","start":1476.12,"end":1476.6,"confidence":0.9980469,"punctuated_word":"difficult","sentiment":"negative","sentiment_score":-0.44202300906181335},{"word":"and","start":1476.6,"end":1476.9199,"confidence":0.49804688,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.4016377031803131},{"word":"it's","start":1476.9199,"end":1477.08,"confidence":0.74316406,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.49123209714889526},{"word":"not","start":1477.08,"end":1477.24,"confidence":0.9941406,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4866650104522705},{"word":"a","start":1477.24,"end":1477.3999,"confidence":0.99902344,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.4068307876586914},{"word":"great","start":1477.3999,"end":1477.72,"confidence":1.0,"punctuated_word":"great","sentiment":"negative","sentiment_score":-0.40596047043800354},{"word":"definition","start":1477.72,"end":1478.22,"confidence":0.93237305,"punctuated_word":"definition,","sentiment":"negative","sentiment_score":-0.34390759468078613},{"word":"and","start":1478.2799,"end":1478.44,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.22906671464443207},{"word":"i","start":1478.44,"end":1478.5199,"confidence":1.0,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3623134195804596},{"word":"do","start":1478.5199,"end":1478.76,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.2343132495880127},{"word":"apologize","start":1478.76,"end":1479.24,"confidence":1.0,"punctuated_word":"apologize","sentiment":"neutral","sentiment_score":-0.3084293007850647},{"word":"if","start":1479.24,"end":1479.3999,"confidence":0.6791992,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.2904614806175232},{"word":"that's","start":1479.3999,"end":1479.6399,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.31612396240234375},{"word":"the","start":1479.6399,"end":1479.7999,"confidence":0.96972656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.30395764112472534},{"word":"definition","start":1479.7999,"end":1480.2999,"confidence":1.0,"punctuated_word":"definition","sentiment":"negative","sentiment_score":-0.3851245045661926},{"word":"you","start":1480.36,"end":1480.6,"confidence":0.86865234,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19233934581279755},{"word":"have","start":1480.6,"end":1480.9199,"confidence":0.95825195,"punctuated_word":"have.","sentiment":"neutral","sentiment_score":-0.1878492534160614},{"word":"i","start":1480.9199,"end":1481.08,"confidence":0.9140625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06807520985603333},{"word":"think","start":1481.08,"end":1481.3999,"confidence":0.9902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.00009873509407043456},{"word":"sort","start":1481.3999,"end":1481.6399,"confidence":0.84228516,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.014075130224227904},{"word":"of","start":1481.6399,"end":1481.7999,"confidence":0.97509766,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03453183174133301},{"word":"back","start":1481.7999,"end":1481.96,"confidence":0.99609375,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.02713421732187271},{"word":"in","start":1481.96,"end":1482.12,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.004518046975135803},{"word":"2019","start":1482.12,"end":1483.1799,"confidence":0.9703776,"punctuated_word":"2019,","sentiment":"neutral","sentiment_score":0.029515832662582397},{"word":"it","start":1483.88,"end":1484.12,"confidence":0.96533203,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.017546460032463074},{"word":"would","start":1484.12,"end":1484.2799,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.06090007722377777},{"word":"have","start":1484.2799,"end":1484.36,"confidence":0.8276367,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.011172182857990263},{"word":"been","start":1484.36,"end":1484.6,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.002394832670688629},{"word":"a","start":1484.6,"end":1484.76,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01169450581073761},{"word":"conversation","start":1484.76,"end":1485.26,"confidence":0.99902344,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.029672324657440186},{"word":"i","start":1485.32,"end":1485.3999,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02590370178222656},{"word":"would","start":1485.3999,"end":1485.5599,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.07266407459974289},{"word":"have","start":1485.5599,"end":1485.72,"confidence":0.84228516,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.01866762340068817},{"word":"liked","start":1485.72,"end":1485.96,"confidence":0.94921875,"punctuated_word":"liked","sentiment":"neutral","sentiment_score":0.0973115861415863},{"word":"to","start":1485.96,"end":1486.12,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03515351563692093},{"word":"have","start":1486.12,"end":1486.2,"confidence":0.9921875,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05528184771537781},{"word":"had","start":1486.2,"end":1486.44,"confidence":0.7949219,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.08577580004930496},{"word":"with","start":1486.44,"end":1486.6,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07277757674455643},{"word":"you","start":1486.6,"end":1486.76,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.049477554857730865},{"word":"to","start":1486.76,"end":1486.9199,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.00028233230113983154},{"word":"make","start":1486.9199,"end":1487.1599,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.011082723736763},{"word":"sure","start":1487.1599,"end":1487.48,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.00873139500617981},{"word":"that","start":1487.48,"end":1487.6399,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.004090264439582825},{"word":"you're","start":1487.6399,"end":1487.96,"confidence":0.953125,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.0247606597840786},{"word":"comfortable","start":1487.96,"end":1488.44,"confidence":0.99902344,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.0652541071176529},{"word":"with","start":1488.44,"end":1488.6,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.029175415635108948},{"word":"that","start":1488.6,"end":1489.095,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02976447343826294},{"word":"because","start":1489.575,"end":1489.815,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.0007197558879852295},{"word":"it's","start":1489.815,"end":1489.975,"confidence":0.97753906,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.12254732102155684},{"word":"not","start":1489.975,"end":1490.215,"confidence":0.99316406,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1879357397556305},{"word":"a","start":1490.215,"end":1490.375,"confidence":0.9560547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.17066165804862976},{"word":"normal","start":1490.375,"end":1490.695,"confidence":0.9980469,"punctuated_word":"normal","sentiment":"neutral","sentiment_score":-0.24289493262767792},{"word":"definition","start":1490.695,"end":1491.1749,"confidence":0.99902344,"punctuated_word":"definition","sentiment":"neutral","sentiment_score":-0.2747803032398224},{"word":"for","start":1491.1749,"end":1491.4149,"confidence":0.9863281,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.24548476934432983},{"word":"tbd","start":1491.4149,"end":1491.9149,"confidence":0.8798828,"punctuated_word":"TBD.","sentiment":"neutral","sentiment_score":-0.17484816908836365},{"word":"it's","start":1491.975,"end":1492.215,"confidence":0.99902344,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.2003772258758545},{"word":"definitely","start":1492.215,"end":1492.615,"confidence":0.99902344,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":-0.208572581410408},{"word":"a","start":1492.615,"end":1492.775,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1852724850177765},{"word":"lesser","start":1492.775,"end":1493.1749,"confidence":0.9716797,"punctuated_word":"lesser","sentiment":"neutral","sentiment_score":-0.1981745213270187},{"word":"definition","start":1493.1749,"end":1493.6749,"confidence":0.9980469,"punctuated_word":"definition","sentiment":"neutral","sentiment_score":-0.29014039039611816},{"word":"than","start":1493.815,"end":1494.0549,"confidence":0.9970703,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.164198100566864},{"word":"what","start":1494.0549,"end":1494.375,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.16409900784492493},{"word":"most","start":1494.375,"end":1494.615,"confidence":1.0,"punctuated_word":"most","sentiment":"neutral","sentiment_score":-0.1779395341873169},{"word":"people","start":1494.615,"end":1494.9349,"confidence":0.99609375,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.15956345200538635},{"word":"can","start":1494.9349,"end":1495.095,"confidence":0.9892578,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.1590804010629654},{"word":"claim","start":1495.095,"end":1495.4149,"confidence":0.9980469,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.10025061666965485},{"word":"on","start":1495.4149,"end":1495.9149,"confidence":0.98950195,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.13330960273742676},{"word":"but","start":1495.975,"end":1496.215,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.0020816251635551453},{"word":"if","start":1496.215,"end":1496.375,"confidence":0.98828125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.011920783668756483},{"word":"in","start":1496.375,"end":1496.5349,"confidence":0.9394531,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.054812829941511154},{"word":"the","start":1496.5349,"end":1496.615,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06135564669966698},{"word":"event","start":1496.615,"end":1496.9349,"confidence":0.9980469,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.0887092798948288},{"word":"that","start":1496.9349,"end":1497.095,"confidence":0.98535156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06458881497383118},{"word":"something","start":1497.095,"end":1497.495,"confidence":0.9892578,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.06241685897111893},{"word":"was","start":1497.495,"end":1497.735,"confidence":0.9873047,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.04042644426226616},{"word":"to","start":1497.735,"end":1497.815,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.030068032443523407},{"word":"happen","start":1497.815,"end":1498.215,"confidence":0.99609375,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":0.029406335204839703},{"word":"tbd","start":1498.215,"end":1498.715,"confidence":0.9902344,"punctuated_word":"TBD","sentiment":"neutral","sentiment_score":0.03149419650435448},{"word":"wise","start":1499.015,"end":1499.515,"confidence":0.9655762,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.06949193775653839},{"word":"with","start":1500.375,"end":1500.615,"confidence":0.96435547,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07697635889053345},{"word":"the","start":1500.615,"end":1500.775,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08082669228315353},{"word":"level","start":1500.775,"end":1501.095,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.07320091128349304},{"word":"of","start":1501.095,"end":1501.255,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06583986431360245},{"word":"cover","start":1501.255,"end":1501.495,"confidence":0.9902344,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.03276241570711136},{"word":"you","start":1501.495,"end":1501.735,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11480773240327836},{"word":"have","start":1501.735,"end":1501.895,"confidence":0.9797363,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.11682112514972688},{"word":"you've","start":1501.895,"end":1502.0549,"confidence":0.99365234,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.0858800932765007},{"word":"got","start":1502.0549,"end":1502.2949,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.06233668327331543},{"word":"about","start":1502.2949,"end":1502.5349,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.07527007907629013},{"word":"a","start":1502.5349,"end":1502.615,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07014186680316925},{"word":"hundred","start":1502.615,"end":1503.015,"confidence":0.99902344,"punctuated_word":"hundred","sentiment":"neutral","sentiment_score":0.06779170036315918},{"word":"and","start":1503.015,"end":1503.1749,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03186430409550667},{"word":"thirty","start":1503.1749,"end":1503.495,"confidence":0.99902344,"punctuated_word":"thirty","sentiment":"neutral","sentiment_score":0.07378694415092468},{"word":"seven","start":1503.495,"end":1503.815,"confidence":0.99902344,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.043714120984077454},{"word":"thousand","start":1503.815,"end":1504.315,"confidence":0.99902344,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.05237459763884544},{"word":"four","start":1504.58,"end":1504.82,"confidence":0.9902344,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.048279061913490295},{"word":"sixty","start":1504.82,"end":1505.14,"confidence":0.9941406,"punctuated_word":"sixty","sentiment":"neutral","sentiment_score":0.04645125940442085},{"word":"six","start":1505.14,"end":1505.64,"confidence":0.88183594,"punctuated_word":"six.","sentiment":"neutral","sentiment_score":0.03309909254312515},{"word":"so","start":1505.86,"end":1506.1,"confidence":0.9741211,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04258131235837936},{"word":"say","start":1506.1,"end":1506.34,"confidence":0.48291016,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.05599544197320938},{"word":"about","start":1506.34,"end":1506.58,"confidence":0.93847656,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.06322364509105682},{"word":"a","start":1506.58,"end":1506.66,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05940179526805878},{"word":"$137.04","start":1506.66,"end":1508.98,"confidence":0.9925537,"punctuated_word":"$137.04","sentiment":"neutral","sentiment_score":0.05918634310364723},{"word":"$6.06","start":1508.98,"end":1509.72,"confidence":0.9951172,"punctuated_word":"$6.06","sentiment":"neutral","sentiment_score":0.038108356297016144},{"word":"plus","start":1509.86,"end":1510.1,"confidence":0.7236328,"punctuated_word":"plus","sentiment":"neutral","sentiment_score":0.04878231883049011},{"word":"a","start":1510.1,"end":1510.26,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05798976495862007},{"word":"105,000","start":1510.26,"end":1511.54,"confidence":0.99780273,"punctuated_word":"105,000","sentiment":"neutral","sentiment_score":0.05729356408119202},{"word":"in","start":1511.54,"end":1511.62,"confidence":0.73779297,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0384339913725853},{"word":"super","start":1511.62,"end":1511.94,"confidence":0.23840332,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.09558771550655364},{"word":"there","start":1511.94,"end":1512.18,"confidence":0.7573242,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.060458432883024216},{"word":"at","start":1512.18,"end":1512.26,"confidence":0.99121094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.041580796241760254},{"word":"the","start":1512.26,"end":1512.34,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04651821777224541},{"word":"moment","start":1512.34,"end":1512.74,"confidence":0.9550781,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.06403593719005585},{"word":"so","start":1512.74,"end":1512.9,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14181002974510193},{"word":"it","start":1512.9,"end":1513.06,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1574694663286209},{"word":"does","start":1513.06,"end":1513.3,"confidence":0.99902344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.15867632627487183},{"word":"pay","start":1513.3,"end":1513.46,"confidence":0.9482422,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.08907151222229004},{"word":"out","start":1513.46,"end":1513.7,"confidence":0.9941406,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.088694728910923},{"word":"about","start":1513.7,"end":1513.94,"confidence":0.9741211,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08611150085926056},{"word":"$242,004.06","start":1513.94,"end":1516.58,"confidence":0.99560547,"punctuated_word":"$242,004.06","sentiment":"neutral","sentiment_score":0.085939422249794},{"word":"6","start":1516.58,"end":1517.08,"confidence":0.99609375,"punctuated_word":"6","sentiment":"neutral","sentiment_score":0.04484876990318298},{"word":"based","start":1517.8049,"end":1518.205,"confidence":0.99902344,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.08820755034685135},{"word":"on","start":1518.205,"end":1518.5249,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07951903343200684},{"word":"the","start":1518.5249,"end":1518.7649,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.055918216705322266},{"word":"current","start":1518.7649,"end":1519.1649,"confidence":1.0,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.038407668471336365},{"word":"level","start":1519.1649,"end":1519.485,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.039970412850379944},{"word":"of","start":1519.485,"end":1519.6449,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.014472231268882751},{"word":"cover","start":1519.6449,"end":1519.965,"confidence":0.99121094,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.01941860467195511},{"word":"you","start":1519.965,"end":1520.125,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0233309343457222},{"word":"have","start":1520.125,"end":1520.365,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.006009258329868317},{"word":"at","start":1520.365,"end":1520.5249,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.017765522003173828},{"word":"the","start":1520.5249,"end":1520.605,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.005797520279884338},{"word":"moment","start":1520.605,"end":1521.105,"confidence":0.99560547,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.004804503172636032},{"word":"did","start":1522.365,"end":1522.6849,"confidence":0.99316406,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":-0.06893369555473328},{"word":"you","start":1522.6849,"end":1522.9249,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10423150658607484},{"word":"want","start":1522.9249,"end":1523.1649,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.12317292392253876},{"word":"me","start":1523.1649,"end":1523.325,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.11575210094451904},{"word":"to","start":1523.325,"end":1523.485,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16818119585514069},{"word":"try","start":1523.485,"end":1523.8049,"confidence":1.0,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.2003742903470993},{"word":"and","start":1523.8049,"end":1523.885,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14781880378723145},{"word":"look","start":1523.885,"end":1524.125,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.14804375171661377},{"word":"at","start":1524.125,"end":1524.445,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.16666603088378906},{"word":"increasing","start":1524.445,"end":1524.945,"confidence":0.99902344,"punctuated_word":"increasing","sentiment":"neutral","sentiment_score":-0.10151512920856476},{"word":"that","start":1525.085,"end":1525.4049,"confidence":0.8996582,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.09207309782505035},{"word":"or","start":1525.4049,"end":1525.6449,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1442955583333969},{"word":"did","start":1525.6449,"end":1525.885,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.1600814163684845},{"word":"you","start":1525.885,"end":1526.0449,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1564301699399948},{"word":"wanna","start":1526.0449,"end":1526.365,"confidence":0.96240234,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.1729886531829834},{"word":"kind","start":1526.365,"end":1526.605,"confidence":0.7631836,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.20289012789726257},{"word":"of","start":1526.605,"end":1526.7649,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.20965689420700073},{"word":"just","start":1526.7649,"end":1527.005,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.19759167730808255},{"word":"leave","start":1527.005,"end":1527.1649,"confidence":0.99902344,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.21175768971443176},{"word":"it","start":1527.1649,"end":1527.325,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1745377629995346},{"word":"knowing","start":1527.325,"end":1527.6449,"confidence":0.9892578,"punctuated_word":"knowing","sentiment":"neutral","sentiment_score":-0.2287347316741943},{"word":"that","start":1527.6449,"end":1527.885,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.25926193594932556},{"word":"the","start":1527.885,"end":1528.0449,"confidence":1.0,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3366623818874359},{"word":"increase","start":1528.0449,"end":1528.5249,"confidence":0.9902344,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":-0.3060799837112427},{"word":"would","start":1528.5249,"end":1528.7649,"confidence":0.99902344,"punctuated_word":"would","sentiment":"negative","sentiment_score":-0.365470826625824},{"word":"could","start":1528.9249,"end":1529.245,"confidence":1.0,"punctuated_word":"could","sentiment":"negative","sentiment_score":-0.40350860357284546},{"word":"have","start":1529.245,"end":1529.745,"confidence":1.0,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.3768230378627777},{"word":"more","start":1530.21,"end":1530.45,"confidence":0.6279297,"punctuated_word":"more","sentiment":"negative","sentiment_score":-0.4480346143245697},{"word":"expensive","start":1530.45,"end":1530.95,"confidence":0.99121094,"punctuated_word":"expensive","sentiment":"negative","sentiment_score":-0.4730157554149628},{"word":"consequences","start":1531.09,"end":1531.59,"confidence":0.95703125,"punctuated_word":"consequences,","sentiment":"negative","sentiment_score":-0.35996028780937195},{"word":"could","start":1532.0499,"end":1532.2899,"confidence":0.99902344,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.3317967653274536},{"word":"have","start":1532.2899,"end":1532.53,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.30795925855636597},{"word":"loadings","start":1532.53,"end":1533.03,"confidence":0.7233887,"punctuated_word":"loadings,","sentiment":"neutral","sentiment_score":-0.295460045337677},{"word":"exclusions","start":1533.09,"end":1533.59,"confidence":0.90966797,"punctuated_word":"exclusions,","sentiment":"neutral","sentiment_score":-0.2887697219848633},{"word":"or","start":1533.65,"end":1534.13,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.2676517367362976},{"word":"sorry","start":1534.2899,"end":1534.7899,"confidence":0.7285156,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.27447375655174255},{"word":"okay","start":1537.89,"end":1538.39,"confidence":0.8486328,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.035596780478954315},{"word":"yep","start":1543.865,"end":1544.365,"confidence":0.7348633,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0745958685874939},{"word":"yeah","start":1549.3049,"end":1549.8049,"confidence":0.9592285,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1471461057662964},{"word":"client","start":1554.745,"end":1555.245,"confidence":0.7644043,"punctuated_word":"Client.","sentiment":"neutral","sentiment_score":-0.06566613912582397},{"word":"yeah","start":1555.385,"end":1555.885,"confidence":0.8781738,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03125246986746788},{"word":"yeah","start":1555.9451,"end":1556.4451,"confidence":0.93652344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.010356782004237177},{"word":"yeah","start":1565.73,"end":1566.23,"confidence":0.95751953,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.048185884952545166},{"word":"oh","start":1574.3151,"end":1574.555,"confidence":0.75268555,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.5170372128486633},{"word":"you","start":1574.555,"end":1574.795,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6179696321487427},{"word":"did","start":1574.795,"end":1575.035,"confidence":1.0,"punctuated_word":"did","sentiment":"positive","sentiment_score":0.6736584901809692},{"word":"really","start":1575.035,"end":1575.275,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.6715606451034546},{"word":"well","start":1575.275,"end":1575.775,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.023171838372945786},{"word":"definitely","start":1575.995,"end":1576.395,"confidence":0.99121094,"punctuated_word":"Definitely","sentiment":"negative","sentiment_score":-0.40970033407211304},{"word":"not","start":1576.395,"end":1576.635,"confidence":0.9326172,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4403226971626282},{"word":"an","start":1576.635,"end":1576.795,"confidence":0.9921875,"punctuated_word":"an","sentiment":"negative","sentiment_score":-0.44180411100387573},{"word":"easy","start":1576.795,"end":1577.1151,"confidence":0.9980469,"punctuated_word":"easy","sentiment":"negative","sentiment_score":-0.5243534445762634},{"word":"time","start":1577.1151,"end":1577.3551,"confidence":0.9941406,"punctuated_word":"time","sentiment":"negative","sentiment_score":-0.4152056574821472},{"word":"to","start":1577.3551,"end":1577.435,"confidence":0.9892578,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4061598777770996},{"word":"be","start":1577.435,"end":1577.675,"confidence":0.9970703,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.530900239944458},{"word":"going","start":1577.675,"end":1577.8351,"confidence":1.0,"punctuated_word":"going","sentiment":"negative","sentiment_score":-0.4378331601619721},{"word":"through","start":1577.8351,"end":1578.0751,"confidence":1.0,"punctuated_word":"through","sentiment":"negative","sentiment_score":-0.36278364062309265},{"word":"that","start":1578.0751,"end":1578.395,"confidence":0.77978516,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.29469412565231323},{"word":"plus","start":1578.395,"end":1578.7151,"confidence":0.9970703,"punctuated_word":"plus","sentiment":"neutral","sentiment_score":-0.18584901094436648},{"word":"you're","start":1578.7151,"end":1578.9551,"confidence":0.91503906,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.22069162130355835},{"word":"recovering","start":1578.9551,"end":1579.435,"confidence":1.0,"punctuated_word":"recovering","sentiment":"neutral","sentiment_score":-0.22860564291477203},{"word":"from","start":1579.435,"end":1579.675,"confidence":0.9970703,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.30483466386795044},{"word":"surgery","start":1579.675,"end":1580.0751,"confidence":0.9980469,"punctuated_word":"surgery","sentiment":"neutral","sentiment_score":-0.16707511246204376},{"word":"and","start":1580.0751,"end":1580.5751,"confidence":0.9316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2261619120836258},{"word":"pretty","start":1580.7151,"end":1581.1151,"confidence":0.9980469,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.21510794758796692},{"word":"full","start":1581.1151,"end":1581.275,"confidence":0.9951172,"punctuated_word":"full","sentiment":"neutral","sentiment_score":-0.21987108886241913},{"word":"on","start":1581.275,"end":1581.515,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.20889373123645785},{"word":"surgery","start":1581.515,"end":1581.915,"confidence":0.99902344,"punctuated_word":"surgery","sentiment":"neutral","sentiment_score":-0.0271432027220726},{"word":"at","start":1581.915,"end":1582.0751,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04699816554784775},{"word":"the","start":1582.0751,"end":1582.2351,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.028898635879158977},{"word":"same","start":1582.2351,"end":1582.4751,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.04145845025777817},{"word":"time","start":1582.4751,"end":1582.9751,"confidence":1.0,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.045450374484062195},{"word":"yeah","start":1583.1951,"end":1583.6951,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0010775933042168615},{"word":"yeah","start":1587.15,"end":1587.65,"confidence":0.9880371,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.044399939477443695},{"word":"yep","start":1591.79,"end":1592.29,"confidence":0.8540039,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.04075982794165611},{"word":"yep","start":1599.0701,"end":1599.5701,"confidence":0.9482422,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.011721416376531124},{"word":"mhmm","start":1614.365,"end":1614.5249,"confidence":0.9104004,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.01797414943575859},{"word":"yes","start":1614.5249,"end":1615.0249,"confidence":0.8688965,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0336608812212944},{"word":"yes","start":1615.325,"end":1615.825,"confidence":0.77197266,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.05483723059296608},{"word":"oh","start":1621.46,"end":1621.94,"confidence":0.79711914,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.5294671058654785},{"word":"fantastic","start":1621.94,"end":1622.44,"confidence":0.9980469,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.5279556512832642},{"word":"that's","start":1622.8999,"end":1623.22,"confidence":0.99658203,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4612659811973572},{"word":"excellent","start":1623.22,"end":1623.72,"confidence":0.9995117,"punctuated_word":"excellent.","sentiment":"positive","sentiment_score":0.5271393060684204},{"word":"yeah","start":1629.385,"end":1629.885,"confidence":0.90771484,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0001119738444685936},{"word":"yeah","start":1637.945,"end":1638.445,"confidence":0.9914551,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09972637891769408},{"word":"yep","start":1642.8201,"end":1643.3201,"confidence":0.8330078,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08035348355770111},{"word":"that","start":1643.9401,"end":1644.26,"confidence":0.34204102,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.08522355556488037},{"word":"was","start":1644.26,"end":1644.5,"confidence":0.7792969,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.2911025881767273},{"word":"good","start":1644.5,"end":1645.0,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3411185145378113},{"word":"yeah","start":1649.46,"end":1649.96,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16238510608673096},{"word":"no","start":1650.26,"end":1650.5,"confidence":0.98291016,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.19811905920505524},{"word":"that's","start":1650.5,"end":1650.8201,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4651753902435303},{"word":"excellent","start":1650.8201,"end":1651.3201,"confidence":0.9975586,"punctuated_word":"excellent.","sentiment":"positive","sentiment_score":0.5003846883773804},{"word":"i'm","start":1651.38,"end":1651.54,"confidence":0.99316406,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.6319771409034729},{"word":"so","start":1651.54,"end":1651.7001,"confidence":0.99902344,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6979970932006836},{"word":"glad","start":1651.7001,"end":1652.02,"confidence":0.99902344,"punctuated_word":"glad","sentiment":"positive","sentiment_score":0.7418902516365051},{"word":"to","start":1652.02,"end":1652.1,"confidence":0.9863281,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6915289759635925},{"word":"hear","start":1652.1,"end":1652.18,"confidence":1.0,"punctuated_word":"hear","sentiment":"positive","sentiment_score":0.6956881284713745},{"word":"that","start":1652.18,"end":1652.34,"confidence":0.9086914,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5884864330291748},{"word":"you're","start":1652.34,"end":1652.84,"confidence":0.9824219,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.5857625007629395},{"word":"back","start":1652.9,"end":1653.14,"confidence":0.9970703,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.5940110683441162},{"word":"at","start":1653.14,"end":1653.22,"confidence":0.9980469,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.5030956864356995},{"word":"it","start":1653.22,"end":1653.46,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5723050832748413},{"word":"and","start":1653.46,"end":1653.7001,"confidence":0.984375,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4215238690376282},{"word":"recovering","start":1653.7001,"end":1654.18,"confidence":0.99902344,"punctuated_word":"recovering","sentiment":"positive","sentiment_score":0.52705979347229},{"word":"nicely","start":1654.18,"end":1654.5801,"confidence":0.7397461,"punctuated_word":"nicely.","sentiment":"positive","sentiment_score":0.4880542457103729},{"word":"and","start":1654.5801,"end":1654.74,"confidence":0.9902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.26239511370658875},{"word":"doing","start":1654.74,"end":1655.06,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.21468117833137512},{"word":"it","start":1655.06,"end":1655.22,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2436574101448059},{"word":"now","start":1655.22,"end":1655.46,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.31626585125923157},{"word":"is","start":1655.46,"end":1655.7001,"confidence":0.9453125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.18363133072853088},{"word":"never","start":1655.7001,"end":1655.9401,"confidence":0.99902344,"punctuated_word":"never","sentiment":"neutral","sentiment_score":0.27692174911499023},{"word":"a","start":1655.9401,"end":1656.02,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13019207119941711},{"word":"bad","start":1656.02,"end":1656.375,"confidence":1.0,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":0.18345482647418976},{"word":"thing","start":1656.375,"end":1656.535,"confidence":0.9909668,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.2309630960226059},{"word":"i","start":1656.535,"end":1656.615,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.024715356528759003},{"word":"mean","start":1656.615,"end":1656.855,"confidence":0.9951172,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.017268458381295204},{"word":"waiting","start":1656.855,"end":1657.175,"confidence":1.0,"punctuated_word":"waiting","sentiment":"neutral","sentiment_score":-0.005122542381286621},{"word":"until","start":1657.175,"end":1657.415,"confidence":1.0,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.05683337152004242},{"word":"you","start":1657.415,"end":1657.655,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04784272611141205},{"word":"get","start":1657.655,"end":1657.815,"confidence":0.9951172,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.08810977637767792},{"word":"older","start":1657.815,"end":1658.055,"confidence":0.9921875,"punctuated_word":"older","sentiment":"neutral","sentiment_score":-0.11356991529464722},{"word":"and","start":1658.055,"end":1658.295,"confidence":0.9404297,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.090272419154644},{"word":"things","start":1658.295,"end":1658.535,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.14661186933517456},{"word":"get","start":1658.535,"end":1658.775,"confidence":0.9941406,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.1108214110136032},{"word":"worse","start":1658.775,"end":1659.175,"confidence":0.85668945,"punctuated_word":"worse,","sentiment":"neutral","sentiment_score":-0.12436160445213318},{"word":"the","start":1659.175,"end":1659.335,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.115801140666008},{"word":"surgery","start":1659.335,"end":1659.735,"confidence":1.0,"punctuated_word":"surgery","sentiment":"neutral","sentiment_score":-0.1461203396320343},{"word":"gets","start":1659.735,"end":1660.055,"confidence":0.9951172,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":-0.16295886039733887},{"word":"harder","start":1660.055,"end":1660.555,"confidence":0.8120117,"punctuated_word":"harder,","sentiment":"neutral","sentiment_score":-0.13920675218105316},{"word":"there's","start":1660.695,"end":1660.855,"confidence":0.9980469,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.11347851157188416},{"word":"more","start":1660.855,"end":1661.095,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.10152250528335573},{"word":"risk","start":1661.095,"end":1661.335,"confidence":0.9892578,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.04806841164827347},{"word":"of","start":1661.335,"end":1661.495,"confidence":0.96240234,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.054927125573158264},{"word":"complications","start":1661.495,"end":1661.995,"confidence":0.9355469,"punctuated_word":"complications,","sentiment":"neutral","sentiment_score":-0.09429958462715148},{"word":"and","start":1662.295,"end":1662.455,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06135809049010277},{"word":"then","start":1662.455,"end":1662.695,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.025499887764453888},{"word":"the","start":1662.695,"end":1662.775,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09944043308496477},{"word":"recovery","start":1662.775,"end":1663.275,"confidence":0.99902344,"punctuated_word":"recovery","sentiment":"neutral","sentiment_score":-0.19365303218364716},{"word":"can","start":1663.335,"end":1663.575,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.11420682817697524},{"word":"be","start":1663.575,"end":1663.655,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.10904511064291},{"word":"harder","start":1663.655,"end":1664.055,"confidence":1.0,"punctuated_word":"harder","sentiment":"neutral","sentiment_score":-0.08568454533815384},{"word":"as","start":1664.055,"end":1664.215,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.09267599880695344},{"word":"well","start":1664.215,"end":1664.615,"confidence":0.9951172,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.055089667439460754},{"word":"so","start":1664.615,"end":1665.115,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06698770821094513},{"word":"doing","start":1665.335,"end":1665.575,"confidence":0.9980469,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.1074645146727562},{"word":"it","start":1665.575,"end":1665.815,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1281464397907257},{"word":"now","start":1665.815,"end":1666.215,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.2006354779005051},{"word":"and","start":1666.215,"end":1666.535,"confidence":0.9892578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1726473569869995},{"word":"getting","start":1666.535,"end":1666.855,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.20744624733924863},{"word":"yourself","start":1666.855,"end":1667.255,"confidence":0.99902344,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.27005061507225037},{"word":"back","start":1667.255,"end":1667.415,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.2567797005176544},{"word":"to","start":1667.415,"end":1667.655,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24278804659843445},{"word":"work","start":1667.655,"end":1667.975,"confidence":0.99560547,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.30646055936813354},{"word":"you","start":1667.975,"end":1668.135,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2672010660171509},{"word":"definitely","start":1668.135,"end":1668.535,"confidence":0.86572266,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":0.3303866386413574},{"word":"got","start":1668.535,"end":1668.695,"confidence":0.99121094,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.29181069135665894},{"word":"that","start":1668.695,"end":1668.93,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.27272412180900574},{"word":"recovery","start":1669.0901,"end":1669.41,"confidence":1.0,"punctuated_word":"recovery","sentiment":"neutral","sentiment_score":0.25318577885627747},{"word":"period","start":1669.41,"end":1669.89,"confidence":0.99609375,"punctuated_word":"period","sentiment":"neutral","sentiment_score":0.28285354375839233},{"word":"whilst","start":1669.89,"end":1670.2101,"confidence":0.84472656,"punctuated_word":"whilst","sentiment":"neutral","sentiment_score":0.18663141131401065},{"word":"you're","start":1670.2101,"end":1670.37,"confidence":0.99072266,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.10655371844768524},{"word":"younger","start":1670.37,"end":1670.77,"confidence":0.99902344,"punctuated_word":"younger","sentiment":"neutral","sentiment_score":0.09863530099391936},{"word":"and","start":1670.77,"end":1670.93,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04343061149120331},{"word":"more","start":1670.93,"end":1671.17,"confidence":0.9902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.07796819508075714},{"word":"virile","start":1671.17,"end":1671.67,"confidence":0.97216797,"punctuated_word":"virile.","sentiment":"neutral","sentiment_score":0.08520279824733734},{"word":"so","start":1671.7301,"end":1672.13,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1264248937368393},{"word":"yeah","start":1672.2101,"end":1672.7101,"confidence":0.9980469,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.1547028124332428},{"word":"perfect","start":1673.65,"end":1674.15,"confidence":0.9909668,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5760985016822815},{"word":"that's","start":1674.4501,"end":1674.77,"confidence":0.89575195,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.621113657951355},{"word":"excellent","start":1674.77,"end":1675.27,"confidence":0.9995117,"punctuated_word":"excellent.","sentiment":"positive","sentiment_score":0.6128107309341431},{"word":"well","start":1675.9701,"end":1676.2101,"confidence":0.92211914,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.1694326102733612},{"word":"i'll","start":1676.2101,"end":1676.37,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1545344442129135},{"word":"leave","start":1676.37,"end":1676.6101,"confidence":0.9902344,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.1529119461774826},{"word":"the","start":1676.6101,"end":1676.6901,"confidence":0.9003906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1103682592511177},{"word":"life","start":1676.6901,"end":1676.8501,"confidence":0.5419922,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.11008884757757188},{"word":"and","start":1676.8501,"end":1677.0901,"confidence":0.5078125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17549103498458862},{"word":"tpd","start":1677.0901,"end":1677.5701,"confidence":0.5673828,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":0.11145716905593872},{"word":"as","start":1677.5701,"end":1677.7301,"confidence":0.99316406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.21678780019283295},{"word":"it","start":1677.7301,"end":1677.89,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1041964441537857},{"word":"is","start":1677.89,"end":1678.13,"confidence":0.9638672,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":0.13152366876602173},{"word":"and","start":1678.13,"end":1678.29,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11416514217853546},{"word":"i'll","start":1678.29,"end":1678.4501,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.11736973375082016},{"word":"make","start":1678.4501,"end":1678.6101,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.09550139307975768},{"word":"sure","start":1678.6101,"end":1678.8501,"confidence":0.99609375,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.1005190759897232},{"word":"as","start":1678.8501,"end":1679.01,"confidence":0.47094727,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.16469348967075348},{"word":"part","start":1679.01,"end":1679.17,"confidence":0.95703125,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.1384616196155548},{"word":"of","start":1679.17,"end":1679.3301,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16782723367214203},{"word":"the","start":1679.3301,"end":1679.4901,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14893339574337006},{"word":"advice","start":1679.4901,"end":1679.9701,"confidence":0.9199219,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":0.11409317702054976},{"word":"i'll","start":1679.9701,"end":1680.13,"confidence":0.9926758,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.09101095050573348},{"word":"note","start":1680.13,"end":1680.37,"confidence":0.984375,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.05741652846336365},{"word":"we're","start":1680.37,"end":1680.6901,"confidence":0.98168945,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.07013697922229767},{"word":"retaining","start":1680.6901,"end":1681.17,"confidence":0.9980469,"punctuated_word":"retaining","sentiment":"neutral","sentiment_score":0.07914498448371887},{"word":"that","start":1681.17,"end":1681.665,"confidence":0.86035156,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.005190970376133919},{"word":"but","start":1682.2251,"end":1682.545,"confidence":0.94628906,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.024653736501932144},{"word":"i'll","start":1682.545,"end":1682.865,"confidence":0.96362305,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.017059339210391045},{"word":"also","start":1682.865,"end":1683.265,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.017665710300207138},{"word":"make","start":1683.265,"end":1683.505,"confidence":0.9980469,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.022237148135900497},{"word":"sure","start":1683.505,"end":1684.005,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.01990492269396782},{"word":"i","start":1684.4651,"end":1684.625,"confidence":0.88427734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04019492492079735},{"word":"add","start":1684.625,"end":1684.785,"confidence":0.47753906,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.09082961827516556},{"word":"in","start":1684.785,"end":1684.9451,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06007171794772148},{"word":"there","start":1684.9451,"end":1685.185,"confidence":0.9892578,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.09246502071619034},{"word":"as","start":1685.185,"end":1685.3451,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07138311862945557},{"word":"much","start":1685.3451,"end":1685.665,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.074170783162117},{"word":"detail","start":1685.665,"end":1686.145,"confidence":0.9970703,"punctuated_word":"detail","sentiment":"neutral","sentiment_score":0.0822954848408699},{"word":"about","start":1686.145,"end":1686.385,"confidence":0.9707031,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.07365883886814117},{"word":"what","start":1686.385,"end":1686.625,"confidence":0.9941406,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05168513208627701},{"word":"the","start":1686.625,"end":1686.785,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0525938905775547},{"word":"product","start":1686.785,"end":1687.185,"confidence":0.99609375,"punctuated_word":"product","sentiment":"neutral","sentiment_score":0.039667949080467224},{"word":"is","start":1687.185,"end":1687.685,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04423956573009491},{"word":"so","start":1687.905,"end":1688.145,"confidence":0.8051758,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.059154096990823746},{"word":"you're","start":1688.145,"end":1688.385,"confidence":0.99365234,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.05871002376079559},{"word":"fully","start":1688.385,"end":1688.7051,"confidence":1.0,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":0.0790296196937561},{"word":"aware","start":1688.7051,"end":1689.105,"confidence":0.99902344,"punctuated_word":"aware","sentiment":"neutral","sentiment_score":0.06809201836585999},{"word":"of","start":1689.105,"end":1689.265,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06304861605167389},{"word":"that","start":1689.265,"end":1689.665,"confidence":0.99902344,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.039978183805942535},{"word":"okay","start":1689.665,"end":1690.165,"confidence":0.97680664,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.06685024499893188},{"word":"all","start":1691.265,"end":1691.505,"confidence":0.98291016,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.568713903427124},{"word":"good","start":1691.505,"end":1692.005,"confidence":0.99853516,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.45565587282180786},{"word":"now","start":1692.4651,"end":1692.7051,"confidence":0.9667969,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.062448225915431976},{"word":"the","start":1692.7051,"end":1692.865,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10101063549518584},{"word":"other","start":1692.865,"end":1693.025,"confidence":0.9980469,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.13282254338264465},{"word":"thing","start":1693.025,"end":1693.185,"confidence":0.99609375,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.07509520649909973},{"word":"that","start":1693.185,"end":1693.3451,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1040009707212448},{"word":"you","start":1693.3451,"end":1693.5851,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12579189240932465},{"word":"did","start":1693.5851,"end":1693.745,"confidence":0.9970703,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.09823199361562727},{"word":"talk","start":1693.745,"end":1693.985,"confidence":0.984375,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.10365111380815506},{"word":"to","start":1693.985,"end":1694.0651,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10618573427200316},{"word":"someone","start":1694.0651,"end":1694.4651,"confidence":0.99902344,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.06337076425552368},{"word":"about","start":1694.4651,"end":1694.7051,"confidence":0.9902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.058960333466529846},{"word":"a","start":1694.7051,"end":1694.785,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0725913941860199},{"word":"few","start":1694.785,"end":1694.9451,"confidence":0.9892578,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.06002110615372658},{"word":"months","start":1694.9451,"end":1695.265,"confidence":0.96777344,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.05627046525478363},{"word":"back","start":1695.265,"end":1695.505,"confidence":0.89501953,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.0393238291144371},{"word":"was","start":1695.505,"end":1695.745,"confidence":0.87158203,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.12383856624364852},{"word":"income","start":1695.745,"end":1696.0651,"confidence":0.8041992,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.227178692817688},{"word":"protection","start":1696.0651,"end":1696.47,"confidence":0.814209,"punctuated_word":"protection.","sentiment":"neutral","sentiment_score":-0.1346668303012848},{"word":"so","start":1696.63,"end":1696.87,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.2282424420118332},{"word":"you","start":1696.87,"end":1696.95,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.223599910736084},{"word":"don't","start":1696.95,"end":1697.19,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2602073550224304},{"word":"have","start":1697.19,"end":1697.4299,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.2677472233772278},{"word":"any","start":1697.4299,"end":1697.6699,"confidence":0.99609375,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.29626280069351196},{"word":"income","start":1697.6699,"end":1698.15,"confidence":1.0,"punctuated_word":"income","sentiment":"negative","sentiment_score":-0.3792863190174103},{"word":"protection","start":1698.15,"end":1698.65,"confidence":0.8186035,"punctuated_word":"protection.","sentiment":"neutral","sentiment_score":-0.2519030272960663},{"word":"and","start":1699.35,"end":1699.6699,"confidence":0.64294434,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":-0.19341641664505005},{"word":"look","start":1699.6699,"end":1699.9099,"confidence":0.9406738,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":-0.20755350589752197},{"word":"i","start":1699.9099,"end":1700.07,"confidence":0.9604492,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21636484563350675},{"word":"like","start":1700.07,"end":1700.23,"confidence":0.74316406,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.15088872611522677},{"word":"to","start":1700.23,"end":1700.3099,"confidence":0.8442383,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20182564854621887},{"word":"be","start":1700.3099,"end":1700.47,"confidence":0.99609375,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.21196259558200836},{"word":"really","start":1700.47,"end":1700.71,"confidence":0.9951172,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.22646550834178925},{"word":"honest","start":1700.71,"end":1701.03,"confidence":0.8066406,"punctuated_word":"honest,","sentiment":"neutral","sentiment_score":-0.2178645431995392},{"word":"income","start":1701.03,"end":1701.35,"confidence":0.9550781,"punctuated_word":"income","sentiment":"negative","sentiment_score":-0.37289249897003174},{"word":"protection","start":1701.35,"end":1701.83,"confidence":1.0,"punctuated_word":"protection","sentiment":"negative","sentiment_score":-0.3423578143119812},{"word":"is","start":1701.83,"end":1702.07,"confidence":1.0,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.46152424812316895},{"word":"extremely","start":1702.07,"end":1702.5499,"confidence":1.0,"punctuated_word":"extremely","sentiment":"negative","sentiment_score":-0.5710621476173401},{"word":"expensive","start":1702.5499,"end":1703.0499,"confidence":1.0,"punctuated_word":"expensive","sentiment":"negative","sentiment_score":-0.4131777584552765},{"word":"the","start":1703.11,"end":1703.27,"confidence":0.39111328,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.4781453609466553},{"word":"older","start":1703.27,"end":1703.59,"confidence":0.83251953,"punctuated_word":"older","sentiment":"negative","sentiment_score":-0.5385592579841614},{"word":"we","start":1703.59,"end":1703.75,"confidence":0.9970703,"punctuated_word":"we","sentiment":"negative","sentiment_score":-0.40615180134773254},{"word":"get","start":1703.75,"end":1704.07,"confidence":0.9975586,"punctuated_word":"get.","sentiment":"negative","sentiment_score":-0.49283403158187866},{"word":"it","start":1704.07,"end":1704.23,"confidence":1.0,"punctuated_word":"It","sentiment":"negative","sentiment_score":-0.3760344684123993},{"word":"is","start":1704.23,"end":1704.5499,"confidence":1.0,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.3629430532455444},{"word":"the","start":1704.5499,"end":1704.7899,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3149631917476654},{"word":"biggest","start":1704.7899,"end":1705.19,"confidence":1.0,"punctuated_word":"biggest","sentiment":"neutral","sentiment_score":-0.3165953755378723},{"word":"cost","start":1705.19,"end":1705.51,"confidence":0.9980469,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":-0.22210098803043363},{"word":"of","start":1705.51,"end":1705.6699,"confidence":0.9819336,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.31468895077705383},{"word":"our","start":1705.6699,"end":1705.9099,"confidence":0.9970703,"punctuated_word":"our","sentiment":"negative","sentiment_score":-0.3596150279045105},{"word":"insurances","start":1705.9099,"end":1706.4099,"confidence":0.9967448,"punctuated_word":"insurances.","sentiment":"neutral","sentiment_score":-0.3239743113517761},{"word":"i","start":1706.63,"end":1706.87,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08141277730464935},{"word":"did","start":1706.87,"end":1707.11,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.05681018531322479},{"word":"draw","start":1707.11,"end":1707.35,"confidence":0.8857422,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":-0.06088348105549812},{"word":"up","start":1707.35,"end":1707.51,"confidence":0.98828125,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.10387765616178513},{"word":"a","start":1707.51,"end":1707.6699,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09025761485099792},{"word":"quote","start":1707.6699,"end":1707.99,"confidence":0.9980469,"punctuated_word":"quote","sentiment":"neutral","sentiment_score":-0.06740400940179825},{"word":"of","start":1707.99,"end":1708.15,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07420055568218231},{"word":"income","start":1708.15,"end":1708.47,"confidence":0.99609375,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.08834071457386017},{"word":"protection","start":1708.47,"end":1708.97,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.054100532084703445},{"word":"to","start":1709.11,"end":1709.19,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.023952994495630264},{"word":"have","start":1709.19,"end":1709.35,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.00992707535624504},{"word":"a","start":1709.35,"end":1709.4299,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.036480922251939774},{"word":"look","start":1709.4299,"end":1709.75,"confidence":0.9951172,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":-0.04745957255363464},{"word":"so","start":1709.75,"end":1710.225,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.031119003891944885},{"word":"based","start":1710.385,"end":1710.705,"confidence":1.0,"punctuated_word":"based","sentiment":"neutral","sentiment_score":-0.030801724642515182},{"word":"on","start":1710.705,"end":1710.945,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.041986532509326935},{"word":"$60,000","start":1710.945,"end":1712.065,"confidence":0.9992676,"punctuated_word":"$60,000","sentiment":"neutral","sentiment_score":-0.042778849601745605},{"word":"of","start":1712.065,"end":1712.225,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.058426663279533386},{"word":"income","start":1712.225,"end":1712.725,"confidence":0.9890137,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":-0.0608188658952713},{"word":"it","start":1713.345,"end":1713.585,"confidence":0.7573242,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07669615745544434},{"word":"means","start":1713.585,"end":1713.905,"confidence":0.9970703,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.07655797898769379},{"word":"we'd","start":1713.905,"end":1714.065,"confidence":0.79907227,"punctuated_word":"we'd","sentiment":"neutral","sentiment_score":-0.0877847895026207},{"word":"need","start":1714.065,"end":1714.3049,"confidence":0.9980469,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.07887373864650726},{"word":"to","start":1714.3049,"end":1714.385,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08260834962129593},{"word":"cover","start":1714.385,"end":1714.705,"confidence":0.99902344,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.1057635098695755},{"word":"you","start":1714.705,"end":1714.945,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07702892273664474},{"word":"for","start":1714.945,"end":1715.105,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0912763774394989},{"word":"a","start":1715.105,"end":1715.265,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11102467775344849},{"word":"monthly","start":1715.265,"end":1715.745,"confidence":0.99902344,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":-0.05381685495376587},{"word":"sum","start":1715.745,"end":1715.905,"confidence":0.93603516,"punctuated_word":"sum","sentiment":"neutral","sentiment_score":-0.03671508654952049},{"word":"insured","start":1715.905,"end":1716.385,"confidence":0.8178711,"punctuated_word":"insured","sentiment":"neutral","sentiment_score":-0.05002240091562271},{"word":"of","start":1716.385,"end":1716.5449,"confidence":0.93359375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10335461050271988},{"word":"3,500","start":1716.5449,"end":1718.005,"confidence":0.9380493,"punctuated_word":"3,500.","sentiment":"neutral","sentiment_score":-0.08642937988042831},{"word":"and","start":1718.625,"end":1718.865,"confidence":0.8925781,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.10378128290176392},{"word":"that","start":1718.865,"end":1719.1849,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.12455689907073976},{"word":"cost","start":1719.1849,"end":1719.585,"confidence":0.96484375,"punctuated_word":"cost,","sentiment":"neutral","sentiment_score":-0.14125627279281616},{"word":"if","start":1719.585,"end":1719.745,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1899932324886322},{"word":"you","start":1719.745,"end":1719.905,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13931363821029663},{"word":"were","start":1719.905,"end":1720.065,"confidence":0.8461914,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.16430063545703888},{"word":"to","start":1720.065,"end":1720.145,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16613458096981049},{"word":"have","start":1720.145,"end":1720.385,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.12659500539302826},{"word":"it","start":1720.385,"end":1720.465,"confidence":0.96972656,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.14484332501888275},{"word":"paid","start":1720.465,"end":1720.705,"confidence":0.9838867,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":-0.11287841200828552},{"word":"out","start":1720.705,"end":1720.865,"confidence":0.9921875,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.12575554847717285},{"word":"of","start":1720.865,"end":1721.025,"confidence":0.49658203,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.17247888445854187},{"word":"your","start":1721.025,"end":1721.1849,"confidence":0.9526367,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.1425272524356842},{"word":"super","start":1721.1849,"end":1721.585,"confidence":0.9440918,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":-0.15586380660533905},{"word":"is","start":1721.585,"end":1721.825,"confidence":0.9790039,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.1416892558336258},{"word":"about","start":1721.825,"end":1722.225,"confidence":0.99609375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.14964526891708374},{"word":"$3,594","start":1722.225,"end":1724.785,"confidence":0.9319254,"punctuated_word":"$3,594","sentiment":"neutral","sentiment_score":-0.12704843282699585},{"word":"per","start":1724.785,"end":1725.105,"confidence":0.99902344,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.16891492903232574},{"word":"year","start":1725.105,"end":1725.505,"confidence":0.9890137,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.17800618708133698},{"word":"so","start":1725.505,"end":1726.005,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08137700706720352},{"word":"all","start":1726.3,"end":1726.54,"confidence":0.96777344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.11475169658660889},{"word":"up","start":1726.54,"end":1727.04,"confidence":0.8105469,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":-0.11582335829734802},{"word":"it","start":1727.1,"end":1727.34,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.12602727115154266},{"word":"does","start":1727.34,"end":1727.66,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.12698280811309814},{"word":"increase","start":1727.66,"end":1727.98,"confidence":0.99902344,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":-0.10538344085216522},{"word":"the","start":1727.98,"end":1728.14,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1574944704771042},{"word":"cost","start":1728.14,"end":1728.46,"confidence":0.98535156,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":-0.13685795664787292},{"word":"by","start":1728.46,"end":1728.7001,"confidence":0.9980469,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.10042960196733476},{"word":"about","start":1728.7001,"end":1728.86,"confidence":0.8964844,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.15238094329833984},{"word":"2","start":1728.86,"end":1729.1,"confidence":1.0,"punctuated_word":"2","sentiment":"neutral","sentiment_score":-0.18031004071235657},{"word":"and","start":1729.1,"end":1729.26,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1301935315132141},{"word":"a","start":1729.26,"end":1729.34,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15642285346984863},{"word":"half","start":1729.34,"end":1729.58,"confidence":0.99902344,"punctuated_word":"half","sentiment":"neutral","sentiment_score":-0.09252075850963593},{"word":"thousand","start":1729.58,"end":1729.98,"confidence":1.0,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":-0.0912970006465912},{"word":"dollars","start":1729.98,"end":1730.3,"confidence":0.99902344,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":-0.07018217444419861},{"word":"per","start":1730.3,"end":1730.54,"confidence":0.99902344,"punctuated_word":"per","sentiment":"neutral","sentiment_score":-0.10529398918151855},{"word":"year","start":1730.54,"end":1731.04,"confidence":0.9995117,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.1111675426363945},{"word":"did","start":1731.18,"end":1731.42,"confidence":0.99902344,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":-0.023331644013524055},{"word":"you","start":1731.42,"end":1731.58,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.026088617742061615},{"word":"want","start":1731.58,"end":1731.74,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.027365971356630325},{"word":"me","start":1731.74,"end":1731.8201,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.02116411365568638},{"word":"to","start":1731.8201,"end":1731.9,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03543991595506668},{"word":"look","start":1731.9,"end":1732.14,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.04215662181377411},{"word":"at","start":1732.14,"end":1732.3,"confidence":0.9741211,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.03683343529701233},{"word":"trying","start":1732.3,"end":1732.46,"confidence":0.9589844,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.02383311837911606},{"word":"to","start":1732.46,"end":1732.62,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.028790215030312535},{"word":"get","start":1732.62,"end":1732.86,"confidence":0.9951172,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.03301713988184929},{"word":"a","start":1732.86,"end":1732.9401,"confidence":0.5473633,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03811511769890785},{"word":"fee","start":1732.9401,"end":1733.18,"confidence":0.2939453,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":-0.03109820932149887},{"word":"income","start":1733.18,"end":1733.42,"confidence":0.55126953,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.061090849339962006},{"word":"protection","start":1733.42,"end":1733.9,"confidence":0.888916,"punctuated_word":"protection,","sentiment":"neutral","sentiment_score":-0.03362397849559784},{"word":"or","start":1733.9,"end":1734.06,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.04011968523263931},{"word":"would","start":1734.06,"end":1734.22,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.03394460305571556},{"word":"you","start":1734.22,"end":1734.38,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15299050509929657},{"word":"rather","start":1734.38,"end":1734.78,"confidence":1.0,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":-0.20335954427719116},{"word":"just","start":1734.78,"end":1735.02,"confidence":0.9873047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1817748099565506},{"word":"be","start":1735.02,"end":1735.26,"confidence":0.96533203,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.18413926661014557},{"word":"contributing","start":1735.26,"end":1735.76,"confidence":0.99316406,"punctuated_word":"contributing","sentiment":"neutral","sentiment_score":-0.12692278623580933},{"word":"to","start":1735.8201,"end":1735.98,"confidence":0.9633789,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1606021374464035},{"word":"super","start":1735.98,"end":1736.22,"confidence":0.9248047,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.09750483930110931},{"word":"and","start":1736.22,"end":1736.38,"confidence":0.97314453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11758381873369216},{"word":"building","start":1736.38,"end":1736.78,"confidence":0.99902344,"punctuated_word":"building","sentiment":"neutral","sentiment_score":-0.0763743594288826},{"word":"super","start":1736.78,"end":1737.18,"confidence":0.9880371,"punctuated_word":"super?","sentiment":"neutral","sentiment_score":-0.09398378431797028},{"word":"sorry","start":1737.18,"end":1737.68,"confidence":0.99609375,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.08906900882720947},{"word":"yeah","start":1744.5751,"end":1745.0751,"confidence":0.923584,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05127515643835068},{"word":"yeah","start":1746.975,"end":1747.475,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06557732820510864},{"word":"yeah","start":1748.255,"end":1748.755,"confidence":0.85424805,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.028760898858308792},{"word":"yeah","start":1751.935,"end":1752.435,"confidence":0.9724121,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.004630103707313538},{"word":"that's","start":1754.16,"end":1754.4,"confidence":0.861084,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.013517703860998154},{"word":"okay","start":1754.4,"end":1754.9,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.060837272554636},{"word":"yeah","start":1757.52,"end":1758.02,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.030693138018250465},{"word":"no","start":1758.56,"end":1758.8,"confidence":0.9753418,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.1043831706047058},{"word":"it's","start":1758.8,"end":1759.12,"confidence":0.9030762,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.33678314089775085},{"word":"really","start":1759.12,"end":1759.4401,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.33564358949661255},{"word":"good","start":1759.4401,"end":1759.92,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.3088817894458771},{"word":"excellent","start":1759.92,"end":1760.42,"confidence":1.0,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5455495715141296},{"word":"so","start":1760.4801,"end":1760.7201,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.274167001247406},{"word":"we're","start":1760.7201,"end":1760.88,"confidence":0.99609375,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.2738076150417328},{"word":"not","start":1760.88,"end":1761.12,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.19690993428230288},{"word":"not","start":1761.12,"end":1761.28,"confidence":0.94921875,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.03790853917598725},{"word":"looking","start":1761.28,"end":1761.6001,"confidence":0.98828125,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.0692455917596817},{"word":"at","start":1761.6001,"end":1761.76,"confidence":0.8959961,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05945414304733277},{"word":"income","start":1761.76,"end":1762.0801,"confidence":0.9873047,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.04047074913978577},{"word":"protection","start":1762.0801,"end":1762.4801,"confidence":0.98217773,"punctuated_word":"protection.","sentiment":"neutral","sentiment_score":-0.05613058432936669},{"word":"we're","start":1762.4801,"end":1762.64,"confidence":0.9995117,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.119643472135067},{"word":"just","start":1762.64,"end":1762.8,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1951378583908081},{"word":"gonna","start":1762.8,"end":1763.12,"confidence":0.99902344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.22329038381576535},{"word":"keep","start":1763.12,"end":1763.28,"confidence":0.9980469,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.324428915977478},{"word":"the","start":1763.28,"end":1763.36,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23590075969696045},{"word":"insurances","start":1763.36,"end":1763.8401,"confidence":0.98657227,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.17762117087841034},{"word":"we","start":1763.8401,"end":1764.0801,"confidence":0.9550781,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17608578503131866},{"word":"have","start":1764.0801,"end":1764.3201,"confidence":0.99902344,"punctuated_word":"have.","sentiment":"neutral","sentiment_score":0.16695140302181244},{"word":"we","start":1764.3201,"end":1764.4,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.05261082947254181},{"word":"don't","start":1764.4,"end":1764.64,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.05382664129137993},{"word":"want","start":1764.64,"end":1764.88,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.022804036736488342},{"word":"any","start":1764.88,"end":1765.12,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.007572352886199951},{"word":"extra","start":1765.12,"end":1765.4401,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":-0.18624576926231384},{"word":"cost","start":1765.4401,"end":1765.76,"confidence":0.5883789,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":-0.12297005206346512},{"word":"there","start":1765.76,"end":1766.26,"confidence":0.99316406,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.15804249048233032},{"word":"with","start":1766.355,"end":1766.595,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.1158733144402504},{"word":"regard","start":1766.595,"end":1766.835,"confidence":0.78515625,"punctuated_word":"regard","sentiment":"neutral","sentiment_score":-0.11943624913692474},{"word":"to","start":1766.835,"end":1767.075,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09400079399347304},{"word":"other","start":1767.075,"end":1767.395,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.13938739895820618},{"word":"insurances","start":1767.395,"end":1767.875,"confidence":0.8105469,"punctuated_word":"insurances.","sentiment":"neutral","sentiment_score":-0.05035930126905441},{"word":"don't","start":1767.875,"end":1768.195,"confidence":0.7885742,"punctuated_word":"Don't","sentiment":"neutral","sentiment_score":-0.12298882007598876},{"word":"increase","start":1768.195,"end":1768.595,"confidence":0.52734375,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":-0.23536284267902377},{"word":"the","start":1768.595,"end":1768.6749,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1569761484861374},{"word":"cost","start":1768.6749,"end":1768.995,"confidence":0.73095703,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":-0.22165203094482425},{"word":"in","start":1768.995,"end":1769.075,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.27212026715278625},{"word":"any","start":1769.075,"end":1769.315,"confidence":0.99609375,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.24621714651584625},{"word":"way","start":1769.315,"end":1769.475,"confidence":0.9890137,"punctuated_word":"way.","sentiment":"neutral","sentiment_score":-0.1333998441696167},{"word":"am","start":1769.475,"end":1769.635,"confidence":0.99902344,"punctuated_word":"Am","sentiment":"neutral","sentiment_score":0.0016985423862934113},{"word":"i","start":1769.635,"end":1769.7949,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.000031206756830215454},{"word":"right","start":1769.7949,"end":1770.115,"confidence":0.9951172,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.014468422159552574},{"word":"in","start":1770.115,"end":1770.355,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0003776233643293381},{"word":"noting","start":1770.355,"end":1770.6749,"confidence":0.9707031,"punctuated_word":"noting","sentiment":"neutral","sentiment_score":-0.009294012561440468},{"word":"that","start":1770.6749,"end":1771.1749,"confidence":0.9995117,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.008576536551117897},{"word":"yes","start":1772.595,"end":1772.915,"confidence":0.7631836,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.24611949920654297},{"word":"beautiful","start":1772.915,"end":1773.415,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.48378321528434753},{"word":"now","start":1774.035,"end":1774.355,"confidence":0.78222656,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.10473447293043137},{"word":"there","start":1774.355,"end":1774.595,"confidence":0.9902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.02629433572292328},{"word":"are","start":1774.595,"end":1774.755,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.026062168180942535},{"word":"i","start":1774.915,"end":1775.075,"confidence":0.9394531,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06260693818330765},{"word":"know","start":1775.075,"end":1775.235,"confidence":0.8833008,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.038783907890319824},{"word":"i","start":1775.315,"end":1775.395,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11399348080158234},{"word":"don't","start":1775.395,"end":1775.5549,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.13246086239814758},{"word":"know","start":1775.5549,"end":1775.715,"confidence":0.99121094,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.13784709572792053},{"word":"if","start":1775.715,"end":1775.875,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1090790331363678},{"word":"anyone","start":1775.875,"end":1776.195,"confidence":0.9980469,"punctuated_word":"anyone","sentiment":"neutral","sentiment_score":-0.10187757015228271},{"word":"spoke","start":1776.195,"end":1776.515,"confidence":0.9873047,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":-0.1251072734594345},{"word":"to","start":1776.515,"end":1776.6749,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09408189356327055},{"word":"you","start":1776.6749,"end":1776.755,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07946717739105225},{"word":"last","start":1776.755,"end":1776.995,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.09197424352169035},{"word":"year","start":1776.995,"end":1777.235,"confidence":0.9980469,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.11386575549840929},{"word":"about","start":1777.235,"end":1777.5549,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.12929631769657135},{"word":"other","start":1777.5549,"end":1777.7949,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.1978469043970108},{"word":"types","start":1777.7949,"end":1778.115,"confidence":0.9970703,"punctuated_word":"types","sentiment":"neutral","sentiment_score":-0.19588495790958405},{"word":"of","start":1778.115,"end":1778.275,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.18420518934726715},{"word":"cover","start":1778.275,"end":1778.595,"confidence":0.9892578,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.20213143527507785},{"word":"like","start":1778.595,"end":1778.835,"confidence":0.66308594,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1606040000915527},{"word":"trauma","start":1778.835,"end":1779.335,"confidence":0.9980469,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.16998028755187988},{"word":"or","start":1779.395,"end":1779.635,"confidence":0.9873047,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.16808317601680756},{"word":"insurances","start":1779.635,"end":1780.135,"confidence":0.9343262,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.21573157608509064},{"word":"you","start":1780.275,"end":1780.355,"confidence":0.98095703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19590367376804352},{"word":"can","start":1780.355,"end":1780.515,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.2054869532585144},{"word":"pay","start":1780.515,"end":1780.755,"confidence":0.99902344,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.24337945878505707},{"word":"out","start":1780.755,"end":1780.995,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.2707730233669281},{"word":"of","start":1780.995,"end":1781.075,"confidence":0.99609375,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.3357623517513275},{"word":"your","start":1781.075,"end":1781.235,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.26798349618911743},{"word":"back","start":1781.235,"end":1781.43,"confidence":0.8496094,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.22407546639442444},{"word":"pocket","start":1781.5901,"end":1781.91,"confidence":0.90356445,"punctuated_word":"pocket.","sentiment":"neutral","sentiment_score":-0.2580855190753937},{"word":"they","start":1781.91,"end":1782.2301,"confidence":0.9980469,"punctuated_word":"They","sentiment":"negative","sentiment_score":-0.34899166226387024},{"word":"do","start":1782.2301,"end":1782.4701,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.23404324054718015},{"word":"obviously","start":1782.4701,"end":1782.9701,"confidence":0.8178711,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.23779895901679993},{"word":"affect","start":1783.43,"end":1783.75,"confidence":0.80078125,"punctuated_word":"affect","sentiment":"neutral","sentiment_score":-0.29519888758659363},{"word":"your","start":1783.75,"end":1784.0701,"confidence":0.9941406,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.3907927274703979},{"word":"out","start":1784.0701,"end":1784.2301,"confidence":0.9902344,"punctuated_word":"out","sentiment":"negative","sentiment_score":-0.3559051752090454},{"word":"of","start":1784.2301,"end":1784.31,"confidence":0.9970703,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4497743248939514},{"word":"pocket","start":1784.31,"end":1784.7101,"confidence":0.99902344,"punctuated_word":"pocket","sentiment":"negative","sentiment_score":-0.5437185168266296},{"word":"expenditure","start":1784.7101,"end":1785.1901,"confidence":0.93896484,"punctuated_word":"expenditure,","sentiment":"neutral","sentiment_score":-0.2948340177536011},{"word":"and","start":1785.1901,"end":1785.3501,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2542431950569153},{"word":"you've","start":1785.3501,"end":1785.51,"confidence":0.99560547,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.3149494528770447},{"word":"got","start":1785.51,"end":1785.67,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.3218548893928528},{"word":"a","start":1785.67,"end":1785.75,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.295266330242157},{"word":"lot","start":1785.75,"end":1785.9901,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.20993122458457947},{"word":"of","start":1785.9901,"end":1786.0701,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.26674360036849976},{"word":"that","start":1786.0701,"end":1786.2301,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2653476893901825},{"word":"going","start":1786.2301,"end":1786.4701,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.25431692600250244},{"word":"on","start":1786.4701,"end":1786.63,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.2562543749809265},{"word":"at","start":1786.63,"end":1786.79,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.3055402636528015},{"word":"the","start":1786.79,"end":1786.87,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.29186180233955383},{"word":"moment","start":1786.87,"end":1787.1901,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":-0.25364384055137634},{"word":"in","start":1787.1901,"end":1787.27,"confidence":0.6035156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.25216570496559143},{"word":"trying","start":1787.27,"end":1787.5901,"confidence":0.9873047,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.2559904158115387},{"word":"to","start":1787.5901,"end":1787.67,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2554216980934143},{"word":"save","start":1787.67,"end":1787.91,"confidence":0.82128906,"punctuated_word":"save","sentiment":"neutral","sentiment_score":-0.302824467420578},{"word":"your","start":1787.91,"end":1788.15,"confidence":0.54345703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.21410036087036133},{"word":"house","start":1788.15,"end":1788.65,"confidence":0.98999023,"punctuated_word":"house.","sentiment":"neutral","sentiment_score":-0.2156392931938171},{"word":"are","start":1788.9501,"end":1789.1901,"confidence":0.99316406,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.05812496691942215},{"word":"you","start":1789.1901,"end":1789.3501,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07233749330043793},{"word":"wanting","start":1789.3501,"end":1789.67,"confidence":0.9970703,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.013553433120250702},{"word":"to","start":1789.67,"end":1789.8301,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.019031330943107605},{"word":"kinda","start":1789.8301,"end":1790.0701,"confidence":0.8535156,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.01315997913479805},{"word":"go","start":1790.0701,"end":1790.31,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.03180672228336334},{"word":"through","start":1790.31,"end":1790.63,"confidence":0.9707031,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.07886089384555817},{"word":"what","start":1790.63,"end":1790.9501,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.07096855342388153},{"word":"trauma","start":1790.9501,"end":1791.3501,"confidence":0.99316406,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.09178604185581209},{"word":"is","start":1791.3501,"end":1791.67,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.09491326659917831},{"word":"or","start":1791.67,"end":1791.8301,"confidence":0.9550781,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.11063359677791595},{"word":"any","start":1791.8301,"end":1792.0701,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.03807029873132706},{"word":"other","start":1792.0701,"end":1792.39,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.06194024533033371},{"word":"insurance","start":1792.39,"end":1792.87,"confidence":0.9140625,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.07812584936618805},{"word":"that","start":1792.87,"end":1793.1101,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0027272701263427734},{"word":"can","start":1793.1101,"end":1793.27,"confidence":0.9790039,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.001594945788383484},{"word":"be","start":1793.27,"end":1793.3501,"confidence":0.9902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.019335992634296417},{"word":"paid","start":1793.3501,"end":1793.5901,"confidence":0.99316406,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":-0.01644711196422577},{"word":"out","start":1793.5901,"end":1793.75,"confidence":0.9760742,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.031372249126434326},{"word":"of","start":1793.75,"end":1793.8301,"confidence":0.9550781,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.006784319877624512},{"word":"your","start":1793.8301,"end":1794.165,"confidence":0.92089844,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.050730012357234955},{"word":"back","start":1794.165,"end":1794.405,"confidence":0.68066406,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.009421736001968384},{"word":"pocket","start":1794.405,"end":1794.5651,"confidence":0.7792969,"punctuated_word":"pocket,","sentiment":"neutral","sentiment_score":0.06074231117963791},{"word":"or","start":1794.5651,"end":1794.645,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07516098022460938},{"word":"you're","start":1794.645,"end":1795.045,"confidence":0.9946289,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.09878917783498764},{"word":"happy","start":1795.045,"end":1795.365,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.08311645686626434},{"word":"just","start":1795.365,"end":1795.605,"confidence":0.78271484,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.17557737231254578},{"word":"to","start":1795.605,"end":1795.925,"confidence":0.96240234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07671766728162766},{"word":"not","start":1795.925,"end":1796.165,"confidence":0.9550781,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.024412378668785095},{"word":"worry","start":1796.165,"end":1796.405,"confidence":0.9980469,"punctuated_word":"worry","sentiment":"neutral","sentiment_score":-0.03151366114616394},{"word":"about","start":1796.405,"end":1796.7251,"confidence":0.99609375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.010524511337280272},{"word":"those","start":1796.7251,"end":1796.9651,"confidence":0.99609375,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.11885763704776764},{"word":"right","start":1796.9651,"end":1797.2051,"confidence":1.0,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.08206769824028015},{"word":"now","start":1797.2051,"end":1797.7051,"confidence":0.9013672,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":0.01148475706577301},{"word":"no","start":1800.9651,"end":1801.2051,"confidence":0.9904785,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.06851223111152649},{"word":"that's","start":1801.2051,"end":1801.525,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.1938115954399109},{"word":"okay","start":1801.525,"end":1801.8451,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.2939392328262329},{"word":"that's","start":1801.8451,"end":1802.165,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.589835524559021},{"word":"absolutely","start":1802.165,"end":1802.665,"confidence":1.0,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.621394157409668},{"word":"fine","start":1802.885,"end":1803.385,"confidence":1.0,"punctuated_word":"fine.","sentiment":"positive","sentiment_score":0.555333137512207},{"word":"just","start":1803.685,"end":1803.925,"confidence":0.8852539,"punctuated_word":"Just","sentiment":"positive","sentiment_score":0.41109758615493774},{"word":"wanna","start":1803.925,"end":1804.245,"confidence":0.99609375,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.5243110656738281},{"word":"make","start":1804.245,"end":1804.3251,"confidence":0.99902344,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4461244344711304},{"word":"sure","start":1804.3251,"end":1804.5651,"confidence":1.0,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.4576069414615631},{"word":"i","start":1804.5651,"end":1804.7251,"confidence":0.9970703,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5082631707191467},{"word":"touch","start":1804.7251,"end":1804.9651,"confidence":0.42797852,"punctuated_word":"touch","sentiment":"positive","sentiment_score":0.4263964891433716},{"word":"all","start":1804.9651,"end":1805.2051,"confidence":0.9980469,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.3891003131866455},{"word":"the","start":1805.2051,"end":1805.285,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4046566188335418},{"word":"points","start":1805.285,"end":1805.685,"confidence":0.9951172,"punctuated_word":"points","sentiment":"neutral","sentiment_score":0.25001516938209534},{"word":"and","start":1805.685,"end":1806.005,"confidence":0.984375,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4371623396873474},{"word":"go","start":1806.005,"end":1806.165,"confidence":1.0,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.4777868092060089},{"word":"through","start":1806.165,"end":1806.405,"confidence":0.9941406,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.44552966952323914},{"word":"everything","start":1806.405,"end":1806.805,"confidence":1.0,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.476076066493988},{"word":"with","start":1806.805,"end":1806.9651,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.4727543294429779},{"word":"you","start":1806.9651,"end":1807.045,"confidence":0.9562988,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.4386478662490845},{"word":"and","start":1807.045,"end":1807.285,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4604690968990326},{"word":"i'll","start":1807.285,"end":1807.4451,"confidence":1.0,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.4452085494995117},{"word":"make","start":1807.4451,"end":1807.605,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4455561935901642},{"word":"sure","start":1807.605,"end":1807.765,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.42510560154914856},{"word":"this","start":1807.765,"end":1808.005,"confidence":0.99316406,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.6226523518562317},{"word":"advice","start":1808.005,"end":1808.405,"confidence":0.9838867,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.4288912415504456},{"word":"document","start":1808.405,"end":1808.885,"confidence":1.0,"punctuated_word":"document","sentiment":"positive","sentiment_score":0.46587908267974854},{"word":"is","start":1808.885,"end":1809.125,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5194014310836792},{"word":"nice","start":1809.125,"end":1809.365,"confidence":1.0,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.6064714789390564},{"word":"and","start":1809.365,"end":1809.525,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.59049391746521},{"word":"clear","start":1809.525,"end":1810.025,"confidence":0.9970703,"punctuated_word":"clear.","sentiment":"positive","sentiment_score":0.41059160232543945},{"word":"it","start":1810.19,"end":1810.4299,"confidence":0.99902344,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.4196613430976868},{"word":"outlines","start":1810.4299,"end":1810.75,"confidence":0.9951172,"punctuated_word":"outlines","sentiment":"positive","sentiment_score":0.4367364645004273},{"word":"the","start":1810.75,"end":1811.07,"confidence":0.9980469,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.36477264761924744},{"word":"advantages","start":1811.07,"end":1811.5499,"confidence":0.9172363,"punctuated_word":"advantages,","sentiment":"neutral","sentiment_score":0.3150235414505005},{"word":"the","start":1811.5499,"end":1811.79,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26779481768608093},{"word":"disadvantages","start":1811.79,"end":1812.29,"confidence":0.9921875,"punctuated_word":"disadvantages,","sentiment":"neutral","sentiment_score":0.23042139410972595},{"word":"what","start":1812.51,"end":1812.67,"confidence":0.99902344,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.4244490265846253},{"word":"we're","start":1812.67,"end":1812.91,"confidence":1.0,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.34711551666259766},{"word":"doing","start":1812.91,"end":1813.23,"confidence":0.99902344,"punctuated_word":"doing,","sentiment":"positive","sentiment_score":0.39177826046943665},{"word":"how","start":1813.23,"end":1813.39,"confidence":0.99902344,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.4684635400772095},{"word":"this","start":1813.39,"end":1813.71,"confidence":0.9902344,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.5412818789482117},{"word":"looks","start":1813.71,"end":1813.95,"confidence":0.95166016,"punctuated_word":"looks","sentiment":"positive","sentiment_score":0.4344940483570099},{"word":"for","start":1813.95,"end":1814.11,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4736412465572357},{"word":"you","start":1814.11,"end":1814.61,"confidence":0.81811523,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4382775127887726},{"word":"and","start":1814.83,"end":1814.99,"confidence":0.99902344,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.3667727410793304},{"word":"then","start":1814.99,"end":1815.15,"confidence":1.0,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.3599599599838257},{"word":"we'll","start":1815.15,"end":1815.39,"confidence":0.97509766,"punctuated_word":"we'll","sentiment":"positive","sentiment_score":0.4495740532875061},{"word":"do","start":1815.39,"end":1815.71,"confidence":0.9980469,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.45919299125671387},{"word":"catch","start":1815.71,"end":1815.95,"confidence":0.9223633,"punctuated_word":"catch","sentiment":"positive","sentiment_score":0.39223846793174744},{"word":"ups","start":1815.95,"end":1816.11,"confidence":0.7373047,"punctuated_word":"ups","sentiment":"positive","sentiment_score":0.3789377212524414},{"word":"and","start":1816.11,"end":1816.35,"confidence":0.95703125,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4632617831230163},{"word":"regular","start":1816.35,"end":1816.75,"confidence":0.99902344,"punctuated_word":"regular","sentiment":"positive","sentiment_score":0.41828322410583496},{"word":"reviews","start":1816.75,"end":1817.15,"confidence":0.99121094,"punctuated_word":"reviews","sentiment":"neutral","sentiment_score":0.29571276903152466},{"word":"to","start":1817.15,"end":1817.23,"confidence":0.9970703,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4298321306705475},{"word":"make","start":1817.23,"end":1817.47,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.4210168123245239},{"word":"sure","start":1817.47,"end":1817.63,"confidence":1.0,"punctuated_word":"sure","sentiment":"positive","sentiment_score":0.4210633635520935},{"word":"that","start":1817.63,"end":1817.79,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.47771599888801575},{"word":"we're","start":1817.79,"end":1817.95,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.5425715446472168},{"word":"keeping","start":1817.95,"end":1818.35,"confidence":1.0,"punctuated_word":"keeping","sentiment":"positive","sentiment_score":0.5533285140991211},{"word":"you","start":1818.35,"end":1818.51,"confidence":0.9941406,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5488258004188538},{"word":"on","start":1818.51,"end":1818.75,"confidence":0.99902344,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.5018612742424011},{"word":"track","start":1818.75,"end":1819.07,"confidence":0.87158203,"punctuated_word":"track,","sentiment":"positive","sentiment_score":0.3620108366012573},{"word":"and","start":1819.07,"end":1819.3099,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.39208564162254333},{"word":"we","start":1819.3099,"end":1819.39,"confidence":1.0,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.41585999727249146},{"word":"can","start":1819.39,"end":1819.71,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.48456671833992},{"word":"update","start":1819.71,"end":1820.11,"confidence":1.0,"punctuated_word":"update","sentiment":"positive","sentiment_score":0.39703676104545593},{"word":"your","start":1820.11,"end":1820.4299,"confidence":0.9970703,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3396128714084625},{"word":"circumstances","start":1820.4299,"end":1820.9299,"confidence":0.9970703,"punctuated_word":"circumstances","sentiment":"positive","sentiment_score":0.3886429369449615},{"word":"as","start":1821.23,"end":1821.47,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.4192097187042236},{"word":"things","start":1821.47,"end":1821.87,"confidence":1.0,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.3500902056694031},{"word":"change","start":1821.87,"end":1822.19,"confidence":0.984375,"punctuated_word":"change","sentiment":"positive","sentiment_score":0.3782781660556793},{"word":"there","start":1822.19,"end":1822.51,"confidence":0.9951172,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.37775737047195435},{"word":"for","start":1822.51,"end":1822.75,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3821038603782654},{"word":"you","start":1822.75,"end":1823.23,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.25704360008239746},{"word":"okay","start":1823.23,"end":1823.73,"confidence":0.98950195,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.1764245331287384},{"word":"all","start":1825.365,"end":1825.605,"confidence":0.9838867,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.5548720955848694},{"word":"good","start":1825.605,"end":1826.105,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4471162259578705},{"word":"now","start":1826.805,"end":1827.125,"confidence":0.63623047,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.13932764530181885},{"word":"i","start":1827.125,"end":1827.365,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11846384406089784},{"word":"can","start":1827.365,"end":1827.605,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1559993177652359},{"word":"see","start":1827.605,"end":1827.925,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.11706656962633132},{"word":"here","start":1827.925,"end":1828.425,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.09044274687767027},{"word":"your","start":1828.805,"end":1829.305,"confidence":0.80566406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08089637756347656},{"word":"original","start":1829.525,"end":1830.005,"confidence":0.99902344,"punctuated_word":"original","sentiment":"neutral","sentiment_score":0.05414457246661186},{"word":"goal","start":1830.005,"end":1830.3251,"confidence":1.0,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.07846008241176605},{"word":"was","start":1830.3251,"end":1830.485,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.05516531318426132},{"word":"that","start":1830.485,"end":1830.645,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07601518929004669},{"word":"you","start":1830.645,"end":1830.805,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.057020124047994614},{"word":"were","start":1830.805,"end":1830.9651,"confidence":0.93847656,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.041437141597270966},{"word":"hoping","start":1830.9651,"end":1831.285,"confidence":1.0,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.07491050660610199},{"word":"to","start":1831.285,"end":1831.605,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10336295515298843},{"word":"access","start":1831.605,"end":1832.0851,"confidence":0.99902344,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.13614454865455627},{"word":"super","start":1832.0851,"end":1832.485,"confidence":0.71875,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.19259235262870789},{"word":"around","start":1832.485,"end":1832.805,"confidence":0.9760742,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.10323581099510191},{"word":"about","start":1832.805,"end":1833.125,"confidence":0.7675781,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.10925212502479552},{"word":"the","start":1833.125,"end":1833.285,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10820947587490082},{"word":"age","start":1833.285,"end":1833.525,"confidence":0.9667969,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.08694910258054733},{"word":"of","start":1833.525,"end":1833.765,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0705324113368988},{"word":"60","start":1833.765,"end":1834.265,"confidence":0.9975586,"punctuated_word":"60.","sentiment":"neutral","sentiment_score":0.07419663667678833},{"word":"is","start":1834.3251,"end":1834.485,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.02244218997657299},{"word":"that","start":1834.485,"end":1834.7251,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.025618016719818115},{"word":"still","start":1834.7251,"end":1835.045,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.008797790855169296},{"word":"your","start":1835.045,"end":1835.365,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02509325370192528},{"word":"goal","start":1835.365,"end":1835.605,"confidence":1.0,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.05766839161515236},{"word":"of","start":1835.605,"end":1835.8451,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07281161844730377},{"word":"retirement","start":1835.8451,"end":1836.3451,"confidence":0.89404297,"punctuated_word":"retirement,","sentiment":"neutral","sentiment_score":0.054602086544036865},{"word":"or","start":1836.405,"end":1836.645,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.01642223447561264},{"word":"do","start":1836.645,"end":1836.805,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.007525790482759476},{"word":"you","start":1836.805,"end":1836.885,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.012721966952085497},{"word":"think","start":1836.885,"end":1837.2051,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.007533743977546692},{"word":"you're","start":1837.2051,"end":1837.65,"confidence":0.9921875,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0059320866130292416},{"word":"going","start":1837.81,"end":1838.13,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.006719641387462616},{"word":"to","start":1838.13,"end":1838.29,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.00635315477848053},{"word":"want","start":1838.29,"end":1838.61,"confidence":0.9980469,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.00017248094081878662},{"word":"to","start":1838.61,"end":1838.85,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.004493162035942078},{"word":"or","start":1838.85,"end":1839.3301,"confidence":0.984375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.008185189217329025},{"word":"might","start":1839.3301,"end":1839.5701,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.0015854351222515106},{"word":"need","start":1839.5701,"end":1839.81,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.004888080060482025},{"word":"to","start":1839.81,"end":1839.97,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.008191931992769241},{"word":"work","start":1839.97,"end":1840.2101,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.009759284555912018},{"word":"a","start":1840.2101,"end":1840.37,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02055411227047443},{"word":"bit","start":1840.37,"end":1840.53,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.028811015188694},{"word":"longer","start":1840.53,"end":1841.03,"confidence":0.9995117,"punctuated_word":"longer?","sentiment":"neutral","sentiment_score":-0.010653819888830183},{"word":"yes","start":1844.29,"end":1844.6901,"confidence":0.67370605,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08694873750209808},{"word":"that's","start":1844.6901,"end":1845.01,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.11307559907436372},{"word":"okay","start":1845.01,"end":1845.51,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.13099046051502228},{"word":"do","start":1846.29,"end":1846.4501,"confidence":0.6738281,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.07100970298051834},{"word":"you","start":1846.4501,"end":1846.53,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.059415608644485474},{"word":"think","start":1846.53,"end":1846.85,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.050642725080251694},{"word":"you'd","start":1846.85,"end":1847.01,"confidence":0.96191406,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.05927314981818199},{"word":"be","start":1847.01,"end":1847.17,"confidence":0.9951172,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03298857435584068},{"word":"probably","start":1847.17,"end":1847.5701,"confidence":0.9892578,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.05933216959238053},{"word":"working","start":1847.5701,"end":1847.89,"confidence":0.9970703,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.04878364875912666},{"word":"through","start":1847.89,"end":1848.13,"confidence":0.84472656,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.041796475648880005},{"word":"to","start":1848.13,"end":1848.29,"confidence":0.66503906,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.048474639654159546},{"word":"65","start":1848.29,"end":1849.01,"confidence":0.9946289,"punctuated_word":"65,","sentiment":"neutral","sentiment_score":0.04682484269142151},{"word":"67","start":1849.01,"end":1849.81,"confidence":0.99487305,"punctuated_word":"67,","sentiment":"neutral","sentiment_score":0.05010911822319031},{"word":"70","start":1849.81,"end":1850.29,"confidence":0.9904785,"punctuated_word":"70?","sentiment":"neutral","sentiment_score":0.05855761095881462},{"word":"what's","start":1850.29,"end":1850.655,"confidence":0.99658203,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":0.049792125821113586},{"word":"kind","start":1850.655,"end":1850.8151,"confidence":0.9951172,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.049938544631004333},{"word":"of","start":1850.8151,"end":1850.975,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06814755499362946},{"word":"your","start":1850.975,"end":1851.135,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.034678906202316284},{"word":"goal","start":1851.135,"end":1851.535,"confidence":0.99609375,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.05097004771232605},{"word":"that","start":1851.535,"end":1851.6951,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08663949370384216},{"word":"i","start":1851.6951,"end":1851.855,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08618579059839249},{"word":"should","start":1851.855,"end":1852.095,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.08418858051300049},{"word":"be","start":1852.095,"end":1852.3351,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07103605568408966},{"word":"working","start":1852.3351,"end":1852.735,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.07758364081382751},{"word":"for","start":1852.735,"end":1852.895,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.040865808725357056},{"word":"you","start":1852.895,"end":1853.135,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04808717593550682},{"word":"at","start":1853.135,"end":1853.2151,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02639728412032127},{"word":"the","start":1853.2151,"end":1853.375,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05405648052692413},{"word":"moment","start":1853.375,"end":1853.875,"confidence":0.9995117,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.044661588966846466},{"word":"yep","start":1858.8151,"end":1859.3151,"confidence":0.97216797,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05400187522172928},{"word":"seventy","start":1860.495,"end":1860.975,"confidence":0.9904785,"punctuated_word":"Seventy","sentiment":"neutral","sentiment_score":0.039459601044654846},{"word":"years","start":1860.975,"end":1861.375,"confidence":0.9577637,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.06624794006347656},{"word":"beautiful","start":1861.375,"end":1861.875,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.3762825131416321},{"word":"what","start":1862.255,"end":1862.495,"confidence":0.9980469,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.25276994705200195},{"word":"i","start":1862.495,"end":1862.655,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1477089822292328},{"word":"would","start":1862.655,"end":1862.8151,"confidence":0.63671875,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.1592767983675003},{"word":"do","start":1862.8151,"end":1863.2151,"confidence":0.8210449,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.1952834725379944},{"word":"because","start":1863.2151,"end":1863.535,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.12159837782382964},{"word":"i","start":1863.535,"end":1863.615,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0475405678153038},{"word":"don't","start":1863.615,"end":1863.855,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.05134696885943413},{"word":"wanna","start":1863.855,"end":1864.095,"confidence":0.9716797,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.0368044450879097},{"word":"project","start":1864.095,"end":1864.495,"confidence":0.99902344,"punctuated_word":"project","sentiment":"neutral","sentiment_score":-0.03426923602819443},{"word":"out","start":1864.495,"end":1864.71,"confidence":0.63134766,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.013431601226329803},{"word":"too","start":1864.71,"end":1864.95,"confidence":0.9951172,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.010079346597194672},{"word":"far","start":1864.95,"end":1865.19,"confidence":0.71484375,"punctuated_word":"far,","sentiment":"neutral","sentiment_score":0.07540228962898254},{"word":"obviously","start":1865.19,"end":1865.6699,"confidence":0.94091797,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.12231763452291489},{"word":"good","start":1865.6699,"end":1865.9099,"confidence":0.9707031,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.1517174243927002},{"word":"long","start":1866.5499,"end":1866.95,"confidence":0.29638672,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.2617528438568115},{"word":"the","start":1867.27,"end":1867.4299,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1247810125350952},{"word":"longer","start":1867.4299,"end":1867.75,"confidence":0.99902344,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":0.1570567488670349},{"word":"the","start":1867.75,"end":1867.9099,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15827298164367676},{"word":"projections","start":1867.9099,"end":1868.39,"confidence":0.97094727,"punctuated_word":"projections,","sentiment":"neutral","sentiment_score":0.11118348687887192},{"word":"the","start":1868.39,"end":1868.5499,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09027326852083206},{"word":"better","start":1868.5499,"end":1868.87,"confidence":0.99902344,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.10537225753068924},{"word":"they're","start":1868.87,"end":1869.0299,"confidence":0.9802246,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.16320224106311798},{"word":"gonna","start":1869.0299,"end":1869.27,"confidence":0.9951172,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1900409758090973},{"word":"look","start":1869.27,"end":1869.51,"confidence":0.97314453,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":0.17629596590995789},{"word":"which","start":1869.51,"end":1869.75,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.17336462438106537},{"word":"is","start":1869.75,"end":1869.9099,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.26424914598464966},{"word":"great","start":1869.9099,"end":1870.4099,"confidence":0.7631836,"punctuated_word":"great.","sentiment":"neutral","sentiment_score":0.28910690546035767},{"word":"but","start":1870.47,"end":1870.71,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.12172939628362656},{"word":"i","start":1870.71,"end":1870.87,"confidence":0.9614258,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10377473384141922},{"word":"like","start":1870.87,"end":1871.0299,"confidence":0.5419922,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.13055819272994995},{"word":"to","start":1871.0299,"end":1871.19,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1279102861881256},{"word":"be","start":1871.19,"end":1871.4299,"confidence":0.99902344,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":0.07546267658472061},{"word":"you","start":1871.4299,"end":1871.59,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08609423786401749},{"word":"know","start":1871.59,"end":1871.83,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.13166043162345886},{"word":"honest","start":1871.83,"end":1872.23,"confidence":1.0,"punctuated_word":"honest","sentiment":"neutral","sentiment_score":0.1499098837375641},{"word":"about","start":1872.23,"end":1872.5499,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12635833024978638},{"word":"everything","start":1872.5499,"end":1873.0299,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.15410950779914856},{"word":"as","start":1873.0299,"end":1873.19,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12119626998901369},{"word":"well","start":1873.19,"end":1873.69,"confidence":0.9785156,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.06483336538076401},{"word":"if","start":1873.99,"end":1874.3099,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.09161962568759918},{"word":"i","start":1874.3099,"end":1874.5499,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15160584449768066},{"word":"do","start":1874.5499,"end":1875.0299,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1638486534357071},{"word":"your","start":1875.0299,"end":1875.35,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13367749750614166},{"word":"projected","start":1875.35,"end":1875.85,"confidence":1.0,"punctuated_word":"projected","sentiment":"neutral","sentiment_score":0.17371225357055664},{"word":"outcome","start":1876.07,"end":1876.57,"confidence":0.99853516,"punctuated_word":"outcome,","sentiment":"neutral","sentiment_score":0.2051297128200531},{"word":"i","start":1876.71,"end":1876.87,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2524242699146271},{"word":"can","start":1876.87,"end":1877.11,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24739941954612732},{"word":"do","start":1877.11,"end":1877.51,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2607407867908478},{"word":"where","start":1877.51,"end":1877.83,"confidence":0.8535156,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.31280314922332764},{"word":"we","start":1877.83,"end":1877.99,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2043503969907761},{"word":"expect","start":1877.99,"end":1878.39,"confidence":0.76171875,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":0.17176087200641632},{"word":"at","start":1878.39,"end":1878.675,"confidence":0.5024414,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.17028389871120453},{"word":"60","start":1878.755,"end":1879.155,"confidence":0.9941406,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.19645436108112335},{"word":"and","start":1879.155,"end":1879.395,"confidence":0.87158203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1777535080909729},{"word":"then","start":1879.395,"end":1879.635,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.19103007018566132},{"word":"maybe","start":1879.635,"end":1880.035,"confidence":0.9863281,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.11895886063575745},{"word":"67","start":1880.035,"end":1881.015,"confidence":0.9938965,"punctuated_word":"67.","sentiment":"neutral","sentiment_score":0.16312828660011292},{"word":"i","start":1881.4751,"end":1881.635,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17947356402873993},{"word":"can","start":1881.635,"end":1881.875,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1908235102891922},{"word":"also","start":1881.875,"end":1882.275,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.1742037832736969},{"word":"factor","start":1882.275,"end":1882.5951,"confidence":0.99902344,"punctuated_word":"factor","sentiment":"neutral","sentiment_score":0.1553603857755661},{"word":"in","start":1882.5951,"end":1882.8351,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16166052222251892},{"word":"maybe","start":1882.8351,"end":1883.0751,"confidence":0.96533203,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.15203192830085754},{"word":"some","start":1883.0751,"end":1883.3151,"confidence":0.9770508,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.13670967519283295},{"word":"centrelink","start":1883.3151,"end":1883.8151,"confidence":0.9609375,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":0.14757032692432404},{"word":"consequences","start":1884.035,"end":1884.535,"confidence":0.9838867,"punctuated_word":"consequences","sentiment":"neutral","sentiment_score":0.12043655663728714},{"word":"at","start":1884.755,"end":1884.915,"confidence":0.9116211,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.12458746135234831},{"word":"60","start":1884.915,"end":1885.2351,"confidence":0.99902344,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.10679418593645096},{"word":"seven","start":1885.2351,"end":1885.635,"confidence":0.9482422,"punctuated_word":"seven,","sentiment":"neutral","sentiment_score":0.12520454823970795},{"word":"and","start":1885.635,"end":1885.875,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16325795650482178},{"word":"then","start":1885.875,"end":1886.035,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1735350787639618},{"word":"i","start":1886.035,"end":1886.1951,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1647428423166275},{"word":"can","start":1886.1951,"end":1886.3551,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17205584049224854},{"word":"do","start":1886.3551,"end":1886.5951,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.15237639844417572},{"word":"70","start":1886.5951,"end":1887.0751,"confidence":0.91015625,"punctuated_word":"70","sentiment":"neutral","sentiment_score":0.15429654717445374},{"word":"in","start":1887.0751,"end":1887.2351,"confidence":0.98828125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.170304536819458},{"word":"the","start":1887.2351,"end":1887.4751,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15279582142829895},{"word":"appendices","start":1887.4751,"end":1887.9751,"confidence":0.88183594,"punctuated_word":"appendices","sentiment":"neutral","sentiment_score":0.13363663852214813},{"word":"for","start":1888.1951,"end":1888.3551,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.21280130743980408},{"word":"you","start":1888.3551,"end":1888.5951,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17375770211219788},{"word":"as","start":1888.5951,"end":1888.755,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.20389623939990997},{"word":"well","start":1888.755,"end":1889.0751,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.19811686873435977},{"word":"as","start":1889.0751,"end":1889.3151,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2175237089395523},{"word":"an","start":1889.3151,"end":1889.4751,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.16705450415611267},{"word":"option","start":1889.4751,"end":1889.9551,"confidence":0.9980469,"punctuated_word":"option.","sentiment":"neutral","sentiment_score":0.11496187001466752},{"word":"does","start":1889.9551,"end":1890.115,"confidence":0.99902344,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.1442612111568451},{"word":"that","start":1890.115,"end":1890.3551,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20335716009140015},{"word":"sound","start":1890.3551,"end":1890.5951,"confidence":1.0,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.12193785607814787},{"word":"okay","start":1890.5951,"end":1891.0951,"confidence":1.0,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.12264348566532136},{"word":"yep","start":1892.58,"end":1893.08,"confidence":0.78271484,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20409922301769257},{"word":"perfect","start":1893.38,"end":1893.88,"confidence":0.9946289,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.41955697536468506},{"word":"and","start":1895.0599,"end":1895.5399,"confidence":0.98291016,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.28436386585235596},{"word":"double","start":1895.5399,"end":1895.86,"confidence":0.99902344,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.25224769115448},{"word":"checking","start":1895.86,"end":1896.26,"confidence":1.0,"punctuated_word":"checking","sentiment":"neutral","sentiment_score":0.2551087737083435},{"word":"now","start":1896.26,"end":1896.5,"confidence":0.74072266,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.30540555715560913},{"word":"i've","start":1896.5,"end":1896.74,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.24604938924312592},{"word":"got","start":1896.74,"end":1896.98,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.2144690304994583},{"word":"down","start":1896.98,"end":1897.14,"confidence":0.97509766,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.21321286261081696},{"word":"here","start":1897.14,"end":1897.46,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.20799168944358823},{"word":"beneficiary","start":1897.46,"end":1897.96,"confidence":0.6826172,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.18137194216251373},{"word":"wise","start":1898.34,"end":1898.84,"confidence":0.75927734,"punctuated_word":"wise.","sentiment":"neutral","sentiment_score":0.17105363309383392},{"word":"you've","start":1898.9,"end":1899.22,"confidence":0.99658203,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":0.16062858700752258},{"word":"got","start":1899.22,"end":1899.46,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.15554898977279663},{"word":"your","start":1899.46,"end":1899.7,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12771821022033691},{"word":"wife","start":1899.7,"end":1900.2,"confidence":0.9980469,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":0.19608058035373688},{"word":"noted","start":1900.26,"end":1900.76,"confidence":0.9147949,"punctuated_word":"noted.","sentiment":"neutral","sentiment_score":0.16989049315452576},{"word":"i've","start":1901.2999,"end":1901.7799,"confidence":0.96533203,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.178334578871727},{"word":"got","start":1901.7799,"end":1902.2799,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.15071958303451538},{"word":"georgina","start":1902.5,"end":1903.0,"confidence":0.8351237,"punctuated_word":"Georgina.","sentiment":"neutral","sentiment_score":0.17447257041931152},{"word":"i'm","start":1903.38,"end":1903.7,"confidence":0.90185547,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1797078251838684},{"word":"a","start":1903.7,"end":1903.7799,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18460871279239657},{"word":"100%","start":1903.7799,"end":1904.6799,"confidence":0.9995117,"punctuated_word":"100%","sentiment":"neutral","sentiment_score":0.23925577104091644},{"word":"as","start":1904.935,"end":1905.095,"confidence":0.8984375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2792239189147949},{"word":"your","start":1905.095,"end":1905.255,"confidence":0.85498047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.24237418174743652},{"word":"beneficiary","start":1905.255,"end":1905.755,"confidence":0.99609375,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.2828885316848755},{"word":"on","start":1905.895,"end":1906.055,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.29407599568367004},{"word":"your","start":1906.055,"end":1906.215,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.28379547595977783},{"word":"life","start":1906.215,"end":1906.4551,"confidence":0.984375,"punctuated_word":"life","sentiment":"positive","sentiment_score":0.3419695198535919},{"word":"and","start":1906.4551,"end":1906.6951,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.32697367668151855},{"word":"your","start":1906.6951,"end":1906.935,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.25839146971702576},{"word":"insurance","start":1906.935,"end":1907.415,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.29035475850105286},{"word":"policy","start":1907.415,"end":1907.895,"confidence":0.99560547,"punctuated_word":"policy.","sentiment":"neutral","sentiment_score":0.24681356549263},{"word":"you're","start":1907.895,"end":1908.135,"confidence":0.9926758,"punctuated_word":"You're","sentiment":"positive","sentiment_score":0.35888558626174927},{"word":"happy","start":1908.135,"end":1908.4551,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.3638608455657959},{"word":"with","start":1908.4551,"end":1908.6951,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.3826048672199249},{"word":"that","start":1908.6951,"end":1909.1951,"confidence":0.99560547,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.32279127836227417},{"word":"yep","start":1910.6951,"end":1911.015,"confidence":0.84936523,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1644127517938614},{"word":"beautiful","start":1911.015,"end":1911.515,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.2808491587638855},{"word":"excellent","start":1911.655,"end":1912.155,"confidence":0.9995117,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5301686525344849},{"word":"and","start":1913.255,"end":1913.5751,"confidence":0.81347656,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.14957037568092346},{"word":"have","start":1913.5751,"end":1913.8151,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07905922085046768},{"word":"you","start":1913.8151,"end":1913.975,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07569631189107895},{"word":"guys","start":1913.975,"end":1914.215,"confidence":0.9970703,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.15231214463710785},{"word":"got","start":1914.215,"end":1914.4551,"confidence":0.99121094,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.09666169434785844},{"word":"a","start":1914.4551,"end":1914.535,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09456650167703629},{"word":"will","start":1914.535,"end":1914.775,"confidence":0.93652344,"punctuated_word":"will?","sentiment":"neutral","sentiment_score":0.06588245183229446},{"word":"have","start":1914.775,"end":1915.015,"confidence":1.0,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.02050969935953617},{"word":"you","start":1915.015,"end":1915.255,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.024208083748817444},{"word":"ever","start":1915.255,"end":1915.755,"confidence":0.54541016,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.02851226180791855},{"word":"spoken","start":1915.8151,"end":1916.135,"confidence":0.7651367,"punctuated_word":"spoken","sentiment":"neutral","sentiment_score":0.016490448266267776},{"word":"to","start":1916.135,"end":1916.295,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.034414857625961304},{"word":"a","start":1916.295,"end":1916.4551,"confidence":0.85839844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.025113819167017937},{"word":"solicitor","start":1916.4551,"end":1916.775,"confidence":0.99902344,"punctuated_word":"solicitor","sentiment":"neutral","sentiment_score":0.0497308187186718},{"word":"who","start":1916.775,"end":1916.855,"confidence":0.47680664,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.021592047065496445},{"word":"had","start":1916.855,"end":1917.095,"confidence":0.99316406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.040014393627643585},{"word":"a","start":1917.095,"end":1917.175,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04953473061323166},{"word":"will","start":1917.175,"end":1917.495,"confidence":0.9921875,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.043597735464572906},{"word":"drawn","start":1917.495,"end":1917.735,"confidence":0.97265625,"punctuated_word":"drawn","sentiment":"neutral","sentiment_score":0.029182976111769676},{"word":"up","start":1917.735,"end":1917.975,"confidence":0.9770508,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.027380984276533127},{"word":"or","start":1917.975,"end":1918.215,"confidence":0.86865234,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.02453814260661602},{"word":"a","start":1918.215,"end":1918.295,"confidence":0.7314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03727538883686066},{"word":"power","start":1918.295,"end":1918.4551,"confidence":0.9970703,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.033292099833488464},{"word":"of","start":1918.4551,"end":1918.615,"confidence":0.9614258,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.033074624836444855},{"word":"attorney","start":1918.615,"end":1919.015,"confidence":1.0,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.028489835560321808},{"word":"or","start":1919.015,"end":1919.095,"confidence":0.9921875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.009181290864944458},{"word":"anything","start":1919.095,"end":1919.415,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.014604099094867706},{"word":"like","start":1919.415,"end":1919.5751,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0016803182661533356},{"word":"that","start":1919.5751,"end":1920.0751,"confidence":0.9995117,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.011507139541208744},{"word":"yeah","start":1924.91,"end":1925.41,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.025246376171708107},{"word":"so","start":1926.51,"end":1926.91,"confidence":0.28173828,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0321003794670105},{"word":"it's","start":1926.91,"end":1927.41,"confidence":0.81518555,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.015065799467265606},{"word":"definitely","start":1927.55,"end":1927.87,"confidence":0.984375,"punctuated_word":"definitely","sentiment":"neutral","sentiment_score":-0.006679223850369453},{"word":"something","start":1927.87,"end":1928.19,"confidence":0.9951172,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.0037523265928030014},{"word":"to","start":1928.19,"end":1928.27,"confidence":0.82470703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.013878000900149344},{"word":"sort","start":1928.27,"end":1928.59,"confidence":0.82958984,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.0026625804603099823},{"word":"of","start":1928.59,"end":1928.75,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.00817008689045906},{"word":"look","start":1928.75,"end":1928.99,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.00189829058945179},{"word":"into","start":1928.99,"end":1929.49,"confidence":0.9946289,"punctuated_word":"into.","sentiment":"neutral","sentiment_score":-0.0022396789863705635},{"word":"if","start":1929.71,"end":1929.95,"confidence":0.74316406,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.034398481249809265},{"word":"you","start":1929.95,"end":1930.11,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.028837375342845917},{"word":"like","start":1930.11,"end":1930.35,"confidence":0.91748047,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.026534372940659523},{"word":"after","start":1930.35,"end":1930.59,"confidence":0.5991211,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.04456918314099312},{"word":"the","start":1930.59,"end":1930.75,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04094991832971573},{"word":"call","start":1930.75,"end":1931.07,"confidence":0.99902344,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.0373009517788887},{"word":"i","start":1931.07,"end":1931.23,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05131394788622856},{"word":"can","start":1931.23,"end":1931.55,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.04955052956938744},{"word":"email","start":1931.55,"end":1931.95,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.05019565671682358},{"word":"you","start":1931.95,"end":1932.45,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.035705238580703735},{"word":"just","start":1932.51,"end":1932.75,"confidence":0.97998047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0425867959856987},{"word":"some","start":1932.75,"end":1932.99,"confidence":0.9892578,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.03158010542392731},{"word":"information","start":1932.99,"end":1933.49,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.02697447314858437},{"word":"on","start":1933.55,"end":1933.71,"confidence":0.97998047,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.026637407019734383},{"word":"a","start":1933.71,"end":1933.79,"confidence":0.97998047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.021852513775229458},{"word":"local","start":1933.79,"end":1934.19,"confidence":0.99902344,"punctuated_word":"local","sentiment":"neutral","sentiment_score":0.019848046824336052},{"word":"solicitor","start":1934.19,"end":1934.69,"confidence":0.98095703,"punctuated_word":"solicitor","sentiment":"neutral","sentiment_score":0.02021292969584465},{"word":"that","start":1934.75,"end":1934.91,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05199955403804779},{"word":"we","start":1934.91,"end":1935.07,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0545494481921196},{"word":"can","start":1935.07,"end":1935.23,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.05423771217465401},{"word":"refer","start":1935.23,"end":1935.55,"confidence":0.99902344,"punctuated_word":"refer","sentiment":"neutral","sentiment_score":0.02518114261329174},{"word":"you","start":1935.55,"end":1935.79,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05599791556596756},{"word":"through","start":1935.79,"end":1936.03,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.05310022830963135},{"word":"to","start":1936.03,"end":1936.395,"confidence":0.8791504,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.03236864507198334},{"word":"has","start":1936.475,"end":1936.635,"confidence":0.9770508,"punctuated_word":"Has","sentiment":"neutral","sentiment_score":0.01889609917998314},{"word":"a","start":1936.635,"end":1936.795,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02486807107925415},{"word":"bit","start":1936.795,"end":1936.835,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.030149776488542557},{"word":"of","start":1936.835,"end":1936.875,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03770073130726814},{"word":"a","start":1936.875,"end":1937.035,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.022501539438962936},{"word":"cost","start":1937.035,"end":1937.355,"confidence":0.9970703,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":0.009375343099236488},{"word":"on","start":1937.355,"end":1937.595,"confidence":0.9404297,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.01384291797876358},{"word":"how","start":1937.595,"end":1937.675,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.008178004994988441},{"word":"much","start":1937.675,"end":1937.915,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.00976426713168621},{"word":"it","start":1937.915,"end":1938.0751,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01980167254805565},{"word":"costs","start":1938.0751,"end":1938.3151,"confidence":0.8364258,"punctuated_word":"costs","sentiment":"neutral","sentiment_score":0.012042101472616196},{"word":"to","start":1938.3151,"end":1938.395,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.018717903643846512},{"word":"do","start":1938.395,"end":1938.555,"confidence":0.9506836,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.016172319650650024},{"word":"up","start":1938.555,"end":1938.715,"confidence":0.96972656,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.020808827131986615},{"word":"a","start":1938.715,"end":1938.795,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.023835817351937297},{"word":"will","start":1938.795,"end":1939.035,"confidence":0.9863281,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.022982819005846977},{"word":"and","start":1939.035,"end":1939.1951,"confidence":0.9291992,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.008857868611812592},{"word":"a","start":1939.1951,"end":1939.275,"confidence":0.9482422,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.021920202299952507},{"word":"power","start":1939.275,"end":1939.595,"confidence":0.9970703,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.012505590915679932},{"word":"of","start":1939.595,"end":1939.675,"confidence":0.984375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.020105546340346336},{"word":"attorney","start":1939.675,"end":1940.0751,"confidence":1.0,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.008360542356967926},{"word":"and","start":1940.0751,"end":1940.235,"confidence":0.9658203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02153246663510799},{"word":"things","start":1940.235,"end":1940.555,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.02847476117312908},{"word":"like","start":1940.555,"end":1940.795,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.007896389812231064},{"word":"that","start":1940.795,"end":1941.295,"confidence":0.7495117,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.03561016544699669},{"word":"just","start":1941.435,"end":1941.755,"confidence":0.6201172,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.08914702385663986},{"word":"to","start":1941.755,"end":1941.835,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09904326498508452},{"word":"give","start":1941.835,"end":1942.0751,"confidence":0.99316406,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.1168716847896576},{"word":"yourself","start":1942.0751,"end":1942.475,"confidence":0.9482422,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.1463639885187149},{"word":"and","start":1942.475,"end":1942.635,"confidence":0.92578125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13260574638843536},{"word":"georgina","start":1942.635,"end":1943.135,"confidence":0.9921875,"punctuated_word":"Georgina","sentiment":"neutral","sentiment_score":0.14358291029930115},{"word":"a","start":1943.275,"end":1943.435,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13921761512756348},{"word":"bit","start":1943.435,"end":1943.595,"confidence":0.8496094,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.14788582921028137},{"word":"of","start":1943.595,"end":1943.755,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17673084139823914},{"word":"a","start":1943.755,"end":1943.835,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15928718447685242},{"word":"talking","start":1943.835,"end":1944.3151,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.10112740844488144},{"word":"point","start":1944.3151,"end":1944.635,"confidence":0.9980469,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.10735000669956209},{"word":"to","start":1944.635,"end":1944.795,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14143823087215424},{"word":"talk","start":1944.795,"end":1945.035,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.10367290675640106},{"word":"about","start":1945.035,"end":1945.355,"confidence":0.99365234,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":0.13525526225566864},{"word":"you","start":1945.355,"end":1945.595,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.131707102060318},{"word":"know","start":1945.595,"end":1946.095,"confidence":0.9975586,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.13354650139808655},{"word":"what","start":1946.3151,"end":1946.555,"confidence":0.99316406,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.1500738114118576},{"word":"you're","start":1946.555,"end":1946.795,"confidence":0.4761963,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.11757172644138336},{"word":"after","start":1946.795,"end":1947.295,"confidence":0.74902344,"punctuated_word":"after,","sentiment":"neutral","sentiment_score":0.11332747340202332},{"word":"having","start":1947.515,"end":1947.835,"confidence":0.99902344,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.14812852442264557},{"word":"those","start":1947.835,"end":1948.0751,"confidence":0.9614258,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.09873276948928832},{"word":"sorts","start":1948.0751,"end":1948.3151,"confidence":0.97998047,"punctuated_word":"sorts","sentiment":"neutral","sentiment_score":0.09532971680164336},{"word":"of","start":1948.3151,"end":1948.395,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11987903714179993},{"word":"things","start":1948.395,"end":1948.795,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.11511485278606416},{"word":"drawn","start":1948.795,"end":1949.115,"confidence":0.9819336,"punctuated_word":"drawn","sentiment":"neutral","sentiment_score":0.11379016935825348},{"word":"up","start":1949.115,"end":1949.275,"confidence":0.9873047,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.15698851644992828},{"word":"and","start":1949.275,"end":1949.595,"confidence":0.54052734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14397749304771423},{"word":"start","start":1949.595,"end":1949.915,"confidence":0.984375,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.12113222479820251},{"word":"that","start":1949.915,"end":1950.155,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1665157675743103},{"word":"conversation","start":1950.155,"end":1950.655,"confidence":0.98291016,"punctuated_word":"conversation.","sentiment":"neutral","sentiment_score":0.08590898662805557},{"word":"does","start":1950.795,"end":1950.9551,"confidence":0.9970703,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.08676636964082718},{"word":"that","start":1950.9551,"end":1951.1951,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1337156593799591},{"word":"sound","start":1951.1951,"end":1951.435,"confidence":0.99902344,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.09167791903018951},{"word":"okay","start":1951.435,"end":1951.935,"confidence":1.0,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.09079991281032562},{"word":"yep","start":1953.97,"end":1954.29,"confidence":0.93481445,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.28027260303497314},{"word":"beautiful","start":1954.29,"end":1954.79,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5999967455863953},{"word":"you'll","start":1955.33,"end":1955.57,"confidence":0.7944336,"punctuated_word":"You'll","sentiment":"positive","sentiment_score":0.4042637348175049},{"word":"also","start":1955.57,"end":1955.89,"confidence":1.0,"punctuated_word":"also","sentiment":"positive","sentiment_score":0.3691074550151825},{"word":"then","start":1955.89,"end":1956.13,"confidence":0.99316406,"punctuated_word":"then","sentiment":"positive","sentiment_score":0.3766389489173889},{"word":"have","start":1956.13,"end":1956.37,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.3291187584400177},{"word":"my","start":1956.37,"end":1956.53,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.2670935392379761},{"word":"direct","start":1956.53,"end":1957.01,"confidence":1.0,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":0.24687248468399048},{"word":"email","start":1957.01,"end":1957.51,"confidence":0.9458008,"punctuated_word":"email.","sentiment":"neutral","sentiment_score":0.2171911299228668},{"word":"so","start":1957.65,"end":1957.89,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2340405136346817},{"word":"if","start":1957.89,"end":1958.05,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.3088988661766052},{"word":"anything","start":1958.05,"end":1958.45,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.31384581327438354},{"word":"comes","start":1958.45,"end":1958.69,"confidence":0.99902344,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.23513078689575195},{"word":"up","start":1958.69,"end":1958.93,"confidence":0.9921875,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":0.26950886845588684},{"word":"jason","start":1958.93,"end":1959.25,"confidence":0.95166016,"punctuated_word":"Jason,","sentiment":"positive","sentiment_score":0.3716193735599518},{"word":"you","start":1959.25,"end":1959.41,"confidence":0.77001953,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.37752243876457214},{"word":"have","start":1959.41,"end":1959.57,"confidence":0.9951172,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3428792953491211},{"word":"any","start":1959.57,"end":1959.8099,"confidence":0.9980469,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.31484827399253845},{"word":"questions","start":1959.8099,"end":1960.21,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.284220814704895},{"word":"about","start":1960.21,"end":1960.45,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2885211706161499},{"word":"anything","start":1960.45,"end":1960.95,"confidence":0.98535156,"punctuated_word":"anything,","sentiment":"neutral","sentiment_score":0.28884321451187134},{"word":"you'll","start":1961.09,"end":1961.33,"confidence":0.9641113,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.30417466163635254},{"word":"also","start":1961.33,"end":1961.57,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.29298073053359985},{"word":"then","start":1961.57,"end":1961.73,"confidence":0.99121094,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.28711843490600586},{"word":"be","start":1961.73,"end":1961.89,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.27210065722465515},{"word":"able","start":1961.89,"end":1962.13,"confidence":0.9863281,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.3071681559085846},{"word":"to","start":1962.13,"end":1962.21,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.29282957315444946},{"word":"contact","start":1962.21,"end":1962.71,"confidence":1.0,"punctuated_word":"contact","sentiment":"neutral","sentiment_score":0.21656809747219088},{"word":"me","start":1962.77,"end":1963.09,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.3000756800174713},{"word":"personally","start":1963.09,"end":1963.49,"confidence":0.98535156,"punctuated_word":"personally","sentiment":"positive","sentiment_score":0.33922868967056274},{"word":"and","start":1963.49,"end":1963.65,"confidence":0.49658203,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.33839961886405945},{"word":"make","start":1963.65,"end":1963.8099,"confidence":0.9980469,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.39946094155311584},{"word":"it","start":1963.8099,"end":1963.89,"confidence":0.9970703,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3755035698413849},{"word":"nice","start":1963.89,"end":1964.13,"confidence":0.99609375,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.4145644009113312},{"word":"and","start":1964.13,"end":1964.37,"confidence":0.9970703,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.42855188250541687},{"word":"easy","start":1964.37,"end":1964.69,"confidence":0.99609375,"punctuated_word":"easy","sentiment":"positive","sentiment_score":0.465697318315506},{"word":"for","start":1964.69,"end":1964.85,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4158441424369812},{"word":"you","start":1964.85,"end":1965.17,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.23208075761795044},{"word":"okay","start":1965.17,"end":1965.67,"confidence":0.9941406,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.13790211081504822},{"word":"fantastic","start":1968.0851,"end":1968.5851,"confidence":0.99902344,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.6791353821754456},{"word":"i'll","start":1968.885,"end":1969.125,"confidence":1.0,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.5098723769187927},{"word":"get","start":1969.125,"end":1969.285,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.5164536833763123},{"word":"that","start":1969.285,"end":1969.525,"confidence":0.984375,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5156353712081909},{"word":"email","start":1969.525,"end":1969.925,"confidence":0.9980469,"punctuated_word":"email","sentiment":"positive","sentiment_score":0.464111864566803},{"word":"drawn","start":1969.925,"end":1970.2451,"confidence":0.9248047,"punctuated_word":"drawn","sentiment":"positive","sentiment_score":0.43365031480789185},{"word":"up","start":1970.2451,"end":1970.645,"confidence":0.99121094,"punctuated_word":"up.","sentiment":"positive","sentiment_score":0.3510340452194214},{"word":"beautiful","start":1970.645,"end":1971.145,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4414787292480469},{"word":"now","start":1971.685,"end":1971.8451,"confidence":0.73291016,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2156892567873001},{"word":"i","start":1971.8451,"end":1971.925,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1411839872598648},{"word":"can","start":1971.925,"end":1972.0851,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1639246642589569},{"word":"see","start":1972.0851,"end":1972.3251,"confidence":0.9951172,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.20377729833126068},{"word":"here","start":1972.3251,"end":1972.4851,"confidence":0.9614258,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.16699165105819702},{"word":"with","start":1972.4851,"end":1972.645,"confidence":0.8925781,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.19913576543331143},{"word":"your","start":1972.645,"end":1972.805,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17970238626003265},{"word":"beneficiary","start":1972.805,"end":1973.305,"confidence":0.9892578,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.18685778975486755},{"word":"nomination","start":1973.4451,"end":1973.925,"confidence":0.9980469,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":0.20279908180236816},{"word":"on","start":1973.925,"end":1974.0851,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.22044354677200317},{"word":"your","start":1974.0851,"end":1974.3251,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.178241029381752},{"word":"neos","start":1974.3251,"end":1974.805,"confidence":0.7558594,"punctuated_word":"neos,","sentiment":"neutral","sentiment_score":0.17231285572052002},{"word":"it","start":1974.805,"end":1975.045,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.22984786331653595},{"word":"is","start":1975.045,"end":1975.2051,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1531340777873993},{"word":"valid","start":1975.2051,"end":1975.6051,"confidence":0.95703125,"punctuated_word":"valid.","sentiment":"neutral","sentiment_score":0.16152755916118622},{"word":"there's","start":1975.6051,"end":1975.765,"confidence":0.8222656,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.1550978422164917},{"word":"there's","start":1975.765,"end":1976.005,"confidence":0.8083496,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.16979442536830902},{"word":"nothing","start":1976.005,"end":1976.2451,"confidence":0.9951172,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":0.1359063684940338},{"word":"wrong","start":1976.2451,"end":1976.4851,"confidence":0.99902344,"punctuated_word":"wrong","sentiment":"neutral","sentiment_score":0.0958617627620697},{"word":"with","start":1976.4851,"end":1976.5651,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1468718647956848},{"word":"it","start":1976.5651,"end":1976.7251,"confidence":0.99560547,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.1546929031610489},{"word":"it's","start":1976.7251,"end":1976.885,"confidence":1.0,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.19909094274044037},{"word":"completely","start":1976.885,"end":1977.285,"confidence":0.99902344,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":0.20294249057769775},{"word":"fine","start":1977.285,"end":1977.525,"confidence":0.9802246,"punctuated_word":"fine,","sentiment":"neutral","sentiment_score":0.13312506675720215},{"word":"but","start":1977.525,"end":1977.765,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.10218198597431184},{"word":"it","start":1977.765,"end":1977.8451,"confidence":0.984375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06816700100898743},{"word":"does","start":1977.8451,"end":1978.165,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.03046766296029091},{"word":"expire","start":1978.165,"end":1978.665,"confidence":1.0,"punctuated_word":"expire","sentiment":"neutral","sentiment_score":0.03340663015842438},{"word":"in","start":1979.045,"end":1979.285,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.028193078935146332},{"word":"2028","start":1979.285,"end":1980.165,"confidence":0.9970703,"punctuated_word":"2028.","sentiment":"neutral","sentiment_score":0.04305293783545494},{"word":"so","start":1980.165,"end":1980.3251,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06585963070392609},{"word":"i'm","start":1980.3251,"end":1980.5651,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.07776352763175964},{"word":"gonna","start":1980.5651,"end":1980.885,"confidence":0.99902344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.0823223739862442},{"word":"make","start":1980.885,"end":1981.045,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.0662747323513031},{"word":"a","start":1981.045,"end":1981.2051,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04302889481186867},{"word":"note","start":1981.2051,"end":1981.525,"confidence":1.0,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.032456912100315094},{"word":"on","start":1981.525,"end":1981.685,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04198393598198891},{"word":"the","start":1981.685,"end":1981.925,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04232335463166237},{"word":"file","start":1981.925,"end":1982.425,"confidence":1.0,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.034911349415779114},{"word":"that","start":1983.24,"end":1983.56,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.044733308255672455},{"word":"when","start":1983.56,"end":1983.8,"confidence":0.98291016,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.04014657810330391},{"word":"it","start":1983.8,"end":1983.96,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0573224313557148},{"word":"comes","start":1983.96,"end":1984.28,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.037870436906814575},{"word":"close","start":1984.28,"end":1984.6,"confidence":0.9482422,"punctuated_word":"close,","sentiment":"neutral","sentiment_score":0.050826989114284515},{"word":"we're","start":1984.6,"end":1984.84,"confidence":1.0,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.05922668427228928},{"word":"gonna","start":1984.84,"end":1985.08,"confidence":0.9970703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.07176686823368073},{"word":"need","start":1985.08,"end":1985.3201,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.08636235445737839},{"word":"to","start":1985.3201,"end":1985.48,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07337498664855957},{"word":"update","start":1985.48,"end":1985.96,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.07038514316082001},{"word":"that","start":1985.96,"end":1986.28,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0773889347910881},{"word":"for","start":1986.28,"end":1986.52,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06527692824602127},{"word":"you","start":1986.52,"end":1987.02,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05851675197482109},{"word":"just","start":1988.28,"end":1988.6,"confidence":0.85253906,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.026499545201659203},{"word":"so","start":1988.6,"end":1988.76,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.037018585950136185},{"word":"it","start":1988.76,"end":1988.92,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.041037917137146},{"word":"doesn't","start":1988.92,"end":1989.42,"confidence":0.9980469,"punctuated_word":"doesn't,","sentiment":"neutral","sentiment_score":0.022909142076969147},{"word":"you","start":1989.56,"end":1989.64,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01156194508075714},{"word":"know","start":1989.64,"end":1989.96,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.026276977732777596},{"word":"completely","start":1989.96,"end":1990.46,"confidence":0.99902344,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":-0.007142357528209686},{"word":"expire","start":1990.68,"end":1991.08,"confidence":1.0,"punctuated_word":"expire","sentiment":"neutral","sentiment_score":-0.006279110908508301},{"word":"and","start":1991.08,"end":1991.3201,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.020894017070531845},{"word":"not","start":1991.3201,"end":1991.56,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.061037588864564896},{"word":"be","start":1991.56,"end":1991.72,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.004622485488653183},{"word":"valid","start":1991.72,"end":1992.04,"confidence":1.0,"punctuated_word":"valid","sentiment":"neutral","sentiment_score":-0.022157058119773865},{"word":"anymore","start":1992.04,"end":1992.36,"confidence":0.9941406,"punctuated_word":"anymore.","sentiment":"neutral","sentiment_score":-0.011567119508981705},{"word":"we","start":1992.36,"end":1992.52,"confidence":0.9790039,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.0558122843503952},{"word":"wanna","start":1992.52,"end":1992.84,"confidence":0.99121094,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.07890435308218002},{"word":"make","start":1992.84,"end":1993.0,"confidence":0.9980469,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.052434828132390976},{"word":"sure","start":1993.0,"end":1993.24,"confidence":0.9970703,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.06668931990861893},{"word":"we","start":1993.24,"end":1993.4,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08991707861423492},{"word":"keep","start":1993.4,"end":1993.56,"confidence":0.9970703,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.09425434470176695},{"word":"georgina","start":1993.56,"end":1994.06,"confidence":0.88500977,"punctuated_word":"Georgina","sentiment":"neutral","sentiment_score":0.1185462698340416},{"word":"as","start":1994.12,"end":1994.28,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09990428388118744},{"word":"your","start":1994.28,"end":1994.4401,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08773817867040634},{"word":"beneficiary","start":1994.4401,"end":1994.9401,"confidence":0.99316406,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.09414300322532654},{"word":"on","start":1995.16,"end":1995.24,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.12020397186279295},{"word":"that","start":1995.24,"end":1995.48,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10745780169963837},{"word":"life","start":1995.48,"end":1995.72,"confidence":0.90722656,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.07239549607038498},{"word":"policy","start":1995.72,"end":1996.2,"confidence":0.99902344,"punctuated_word":"policy","sentiment":"neutral","sentiment_score":0.08243395388126373},{"word":"there","start":1996.2,"end":1996.68,"confidence":0.99609375,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.06226876378059387},{"word":"okay","start":1996.68,"end":1997.18,"confidence":0.94140625,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.06472942978143692},{"word":"perfect","start":1998.7949,"end":1999.2949,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.43348097801208496},{"word":"thank","start":1999.515,"end":1999.755,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5985502600669861},{"word":"you","start":1999.755,"end":2000.255,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.45193737745285034},{"word":"excellent","start":2000.395,"end":2000.895,"confidence":1.0,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.38497021794319153},{"word":"do","start":2001.515,"end":2001.6749,"confidence":0.7216797,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.11822916567325592},{"word":"you","start":2001.6749,"end":2001.835,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13372468948364258},{"word":"have","start":2001.835,"end":2002.075,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13903559744358063},{"word":"any","start":2002.075,"end":2002.315,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.1471993327140808},{"word":"questions","start":2002.315,"end":2002.715,"confidence":0.9970703,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.11205490678548811},{"word":"so","start":2002.715,"end":2002.955,"confidence":0.9863281,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08822691440582275},{"word":"far","start":2002.955,"end":2003.2749,"confidence":0.9970703,"punctuated_word":"far?","sentiment":"neutral","sentiment_score":0.05269603058695793},{"word":"you're","start":2003.2749,"end":2003.515,"confidence":0.9995117,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.1038833111524582},{"word":"welcome","start":2003.515,"end":2003.9149,"confidence":0.99902344,"punctuated_word":"welcome","sentiment":"neutral","sentiment_score":0.2275560200214386},{"word":"to","start":2003.9149,"end":2003.995,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06522439420223236},{"word":"tell","start":2003.995,"end":2004.235,"confidence":1.0,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":0.04777870327234268},{"word":"me","start":2004.235,"end":2004.5549,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.07525722682476044},{"word":"to","start":2004.5549,"end":2004.7949,"confidence":0.7363281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07195388525724411},{"word":"explain","start":2004.7949,"end":2005.2749,"confidence":0.9902344,"punctuated_word":"explain","sentiment":"neutral","sentiment_score":0.05538234859704971},{"word":"something","start":2005.2749,"end":2005.595,"confidence":0.6323242,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.05788470432162285},{"word":"a","start":2005.595,"end":2005.6749,"confidence":0.8496094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03010113351047039},{"word":"bit","start":2005.6749,"end":2005.835,"confidence":0.9760742,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.0251225084066391},{"word":"better","start":2005.835,"end":2006.1549,"confidence":1.0,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.002589501440525055},{"word":"or","start":2006.1549,"end":2006.395,"confidence":0.67822266,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05140145868062973},{"word":"if","start":2006.395,"end":2006.5549,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06349900364875793},{"word":"you","start":2006.5549,"end":2006.635,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07153357565402985},{"word":"have","start":2006.635,"end":2006.7949,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07310263067483902},{"word":"additional","start":2006.7949,"end":2007.2949,"confidence":0.99902344,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":0.06048429757356644},{"word":"questions","start":2007.355,"end":2007.855,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.04541816562414169},{"word":"or","start":2007.995,"end":2008.495,"confidence":0.8574219,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.033631499856710434},{"word":"no","start":2008.635,"end":2009.135,"confidence":0.8383789,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.06535907089710236},{"word":"beautiful","start":2011.5,"end":2012.0,"confidence":0.9975586,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.14706818759441376},{"word":"beautiful","start":2012.22,"end":2012.72,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.2174570858478546},{"word":"i","start":2012.78,"end":2012.9401,"confidence":0.7363281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19815491139888763},{"word":"know","start":2012.9401,"end":2013.18,"confidence":0.9970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.2237548232078552},{"word":"some","start":2013.18,"end":2013.42,"confidence":0.80078125,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.29622402787208557},{"word":"of","start":2013.42,"end":2013.5,"confidence":0.94384766,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.30520662665367126},{"word":"this","start":2013.5,"end":2013.74,"confidence":0.9760742,"punctuated_word":"this","sentiment":"negative","sentiment_score":-0.3977888822555542},{"word":"is","start":2013.74,"end":2013.8201,"confidence":0.99316406,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.42439696192741394},{"word":"pretty","start":2013.8201,"end":2013.98,"confidence":0.99902344,"punctuated_word":"pretty","sentiment":"negative","sentiment_score":-0.43891897797584534},{"word":"boring","start":2013.98,"end":2014.3,"confidence":0.9941406,"punctuated_word":"boring.","sentiment":"negative","sentiment_score":-0.3499011993408203},{"word":"not","start":2014.3,"end":2014.46,"confidence":0.9970703,"punctuated_word":"Not","sentiment":"negative","sentiment_score":-0.367060273885727},{"word":"many","start":2014.46,"end":2014.7,"confidence":0.9980469,"punctuated_word":"many","sentiment":"neutral","sentiment_score":-0.31428346037864685},{"word":"people","start":2014.7,"end":2014.86,"confidence":1.0,"punctuated_word":"people","sentiment":"negative","sentiment_score":-0.3498174250125885},{"word":"like","start":2014.86,"end":2015.1,"confidence":0.99121094,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.3538256585597992},{"word":"to","start":2015.1,"end":2015.18,"confidence":0.9980469,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3739205002784729},{"word":"talk","start":2015.18,"end":2015.34,"confidence":1.0,"punctuated_word":"talk","sentiment":"negative","sentiment_score":-0.35102006793022156},{"word":"about","start":2015.34,"end":2015.5,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.2992372512817383},{"word":"their","start":2015.5,"end":2015.74,"confidence":0.45117188,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.32604965567588806},{"word":"super","start":2015.74,"end":2016.06,"confidence":0.9375,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.24646762013435364},{"word":"insurances","start":2016.06,"end":2016.56,"confidence":0.8913574,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.21504154801368713},{"word":"and","start":2016.62,"end":2017.12,"confidence":0.9863281,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.3002719283103943},{"word":"estate","start":2017.18,"end":2017.58,"confidence":0.95703125,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":-0.3244970440864563},{"word":"planning","start":2017.58,"end":2017.98,"confidence":0.8366699,"punctuated_word":"planning,","sentiment":"neutral","sentiment_score":-0.26550689339637756},{"word":"so","start":2017.98,"end":2018.14,"confidence":0.9941406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.25049981474876404},{"word":"i'm","start":2018.14,"end":2018.22,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.3217775225639343},{"word":"probably","start":2018.22,"end":2018.46,"confidence":0.9980469,"punctuated_word":"probably","sentiment":"negative","sentiment_score":-0.3803674280643463},{"word":"the","start":2018.46,"end":2018.62,"confidence":1.0,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3639419674873352},{"word":"happiest","start":2018.62,"end":2018.9401,"confidence":0.99902344,"punctuated_word":"happiest","sentiment":"neutral","sentiment_score":-0.28916895389556885},{"word":"person","start":2018.9401,"end":2019.26,"confidence":0.9980469,"punctuated_word":"person","sentiment":"neutral","sentiment_score":-0.3266868591308594},{"word":"who's","start":2019.26,"end":2019.5,"confidence":0.7519531,"punctuated_word":"who's","sentiment":"neutral","sentiment_score":-0.246261402964592},{"word":"planning","start":2019.5,"end":2019.74,"confidence":0.78759766,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":-0.23494994640350345},{"word":"to","start":2019.74,"end":2019.9,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.28535398840904236},{"word":"talk","start":2019.9,"end":2020.14,"confidence":0.99902344,"punctuated_word":"talk","sentiment":"negative","sentiment_score":-0.33772361278533936},{"word":"about","start":2020.14,"end":2020.46,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.2755693197250366},{"word":"the","start":2020.46,"end":2020.62,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.23275665938854215},{"word":"most","start":2020.62,"end":2020.9401,"confidence":1.0,"punctuated_word":"most","sentiment":"neutral","sentiment_score":-0.3040749728679657},{"word":"awful","start":2020.9401,"end":2021.26,"confidence":1.0,"punctuated_word":"awful","sentiment":"negative","sentiment_score":-0.3555265963077545},{"word":"things","start":2021.26,"end":2021.76,"confidence":0.97314453,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":-0.2810894846916199},{"word":"all","start":2024.715,"end":2025.035,"confidence":0.8535156,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.1796611845493317},{"word":"good","start":2025.035,"end":2025.535,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":-0.010379426181316376},{"word":"it","start":2025.595,"end":2025.835,"confidence":0.75097656,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.015281029045581818},{"word":"does","start":2025.835,"end":2026.0751,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.011999920010566711},{"word":"look","start":2026.0751,"end":2026.3151,"confidence":0.9941406,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.033282309770584106},{"word":"like","start":2026.3151,"end":2026.475,"confidence":0.9980469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.041717950254678726},{"word":"we","start":2026.475,"end":2026.635,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04901688173413277},{"word":"do","start":2026.635,"end":2026.795,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.018612824380397797},{"word":"need","start":2026.795,"end":2027.035,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.03034402057528496},{"word":"to","start":2027.035,"end":2027.115,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.025166846811771393},{"word":"get","start":2027.115,"end":2027.275,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.03774203732609749},{"word":"your","start":2027.275,"end":2027.515,"confidence":0.90625,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.024580717086791992},{"word":"updated","start":2027.515,"end":2027.995,"confidence":0.9941406,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":-0.008184723556041718},{"word":"identification","start":2027.995,"end":2028.495,"confidence":0.99609375,"punctuated_word":"identification","sentiment":"neutral","sentiment_score":-0.033692508935928345},{"word":"as","start":2028.795,"end":2028.955,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.033890023827552795},{"word":"well","start":2028.955,"end":2029.275,"confidence":0.8466797,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.045642755925655365},{"word":"the","start":2029.275,"end":2029.515,"confidence":0.6982422,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.14274542033672333},{"word":"id","start":2029.515,"end":2029.835,"confidence":0.9941406,"punctuated_word":"ID","sentiment":"neutral","sentiment_score":-0.1148148775100708},{"word":"on","start":2029.835,"end":2030.0751,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.1468198597431183},{"word":"file","start":2030.0751,"end":2030.395,"confidence":1.0,"punctuated_word":"file","sentiment":"neutral","sentiment_score":-0.1573513150215149},{"word":"has","start":2030.395,"end":2030.715,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.21773986518383023},{"word":"expired","start":2030.715,"end":2031.215,"confidence":0.9995117,"punctuated_word":"expired.","sentiment":"neutral","sentiment_score":-0.1401662975549698},{"word":"i","start":2032.0751,"end":2032.3151,"confidence":0.9863281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.006049070507287979},{"word":"will","start":2032.3151,"end":2032.8151,"confidence":0.9206543,"punctuated_word":"will,","sentiment":"neutral","sentiment_score":0.009581251069903374},{"word":"as","start":2033.1951,"end":2033.435,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.024873172864317897},{"word":"part","start":2033.435,"end":2033.595,"confidence":0.9980469,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.03257418051362038},{"word":"of","start":2033.595,"end":2033.755,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.049181099981069565},{"word":"the","start":2033.755,"end":2033.915,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04754062741994858},{"word":"email","start":2033.915,"end":2034.235,"confidence":0.9970703,"punctuated_word":"email,","sentiment":"neutral","sentiment_score":0.038117703050374985},{"word":"just","start":2034.235,"end":2034.475,"confidence":0.9892578,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02954932674765587},{"word":"ask","start":2034.475,"end":2034.635,"confidence":0.9921875,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.02678787335753441},{"word":"you","start":2034.635,"end":2034.875,"confidence":0.80078125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021871576085686684},{"word":"if","start":2034.875,"end":2034.955,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03203531354665756},{"word":"you","start":2034.955,"end":2035.035,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.023694736883044243},{"word":"can","start":2035.035,"end":2035.275,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.017760340124368668},{"word":"provide","start":2035.275,"end":2035.595,"confidence":1.0,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.015057362616062164},{"word":"that","start":2035.595,"end":2035.89,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.022735748440027237},{"word":"to","start":2035.89,"end":2036.13,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.025707514956593513},{"word":"me","start":2036.13,"end":2036.63,"confidence":0.9946289,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.025908898562192917},{"word":"it","start":2036.6901,"end":2036.77,"confidence":0.78027344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.04481340944766998},{"word":"is","start":2036.77,"end":2036.93,"confidence":0.9941406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03618261218070984},{"word":"really","start":2036.93,"end":2037.17,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.003971584141254425},{"word":"important","start":2037.17,"end":2037.49,"confidence":1.0,"punctuated_word":"important","sentiment":"neutral","sentiment_score":-0.06266985088586807},{"word":"when","start":2037.49,"end":2037.73,"confidence":0.9760742,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.0058936551213264465},{"word":"we","start":2037.73,"end":2037.81,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.048399459570646286},{"word":"are","start":2037.81,"end":2038.05,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.02658901736140251},{"word":"updating","start":2038.05,"end":2038.4501,"confidence":1.0,"punctuated_word":"updating","sentiment":"neutral","sentiment_score":0.009983375668525696},{"word":"advice","start":2038.4501,"end":2038.85,"confidence":0.92822266,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.015655048191547394},{"word":"or","start":2038.85,"end":2039.01,"confidence":0.984375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.029316551983356476},{"word":"providing","start":2039.01,"end":2039.51,"confidence":1.0,"punctuated_word":"providing","sentiment":"neutral","sentiment_score":-0.04166983440518379},{"word":"financial","start":2039.5701,"end":2040.05,"confidence":0.99902344,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.020656295120716095},{"word":"advice","start":2040.05,"end":2040.55,"confidence":0.9892578,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.03943305090069771},{"word":"that","start":2040.77,"end":2040.93,"confidence":0.94970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03664994239807129},{"word":"we","start":2040.93,"end":2041.09,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.06790919601917267},{"word":"do","start":2041.09,"end":2041.5701,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.03667110204696655},{"word":"have","start":2041.5701,"end":2041.81,"confidence":0.96777344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.02882767841219902},{"word":"updated","start":2041.81,"end":2042.29,"confidence":0.99121094,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":-0.009202428162097933},{"word":"identification","start":2042.29,"end":2042.79,"confidence":0.99365234,"punctuated_word":"identification.","sentiment":"neutral","sentiment_score":-0.048565637320280075},{"word":"it's","start":2043.09,"end":2043.33,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.2904437184333801},{"word":"all","start":2043.33,"end":2043.49,"confidence":0.99609375,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.2607078552246094},{"word":"unfortunately","start":2043.49,"end":2043.99,"confidence":0.6230469,"punctuated_word":"unfortunately","sentiment":"neutral","sentiment_score":-0.2995588183403015},{"word":"part","start":2044.05,"end":2044.29,"confidence":0.96777344,"punctuated_word":"part","sentiment":"negative","sentiment_score":-0.42526236176490784},{"word":"of","start":2044.29,"end":2044.37,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.3215257525444031},{"word":"the","start":2044.37,"end":2044.53,"confidence":0.99121094,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.35216474533081055},{"word":"anti","start":2044.53,"end":2044.77,"confidence":0.97998047,"punctuated_word":"anti","sentiment":"neutral","sentiment_score":-0.3164753317832947},{"word":"money","start":2044.77,"end":2045.09,"confidence":0.9951172,"punctuated_word":"money","sentiment":"negative","sentiment_score":-0.3437628149986267},{"word":"laundering","start":2045.09,"end":2045.5701,"confidence":0.984375,"punctuated_word":"laundering","sentiment":"negative","sentiment_score":-0.4054020643234253},{"word":"and","start":2045.5701,"end":2045.65,"confidence":0.5258789,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.37264111638069153},{"word":"counterterrorism","start":2045.65,"end":2046.15,"confidence":0.6323242,"punctuated_word":"counterterrorism","sentiment":"neutral","sentiment_score":-0.21884785592556},{"word":"laws","start":2046.61,"end":2047.11,"confidence":0.7434082,"punctuated_word":"laws.","sentiment":"neutral","sentiment_score":-0.305174857378006},{"word":"that","start":2047.5701,"end":2047.81,"confidence":0.9921875,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.06378751248121262},{"word":"essentially","start":2047.81,"end":2048.31,"confidence":0.97509766,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":-0.04974370077252388},{"word":"means","start":2048.45,"end":2048.69,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.04985031485557556},{"word":"that","start":2048.69,"end":2048.85,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03280322998762131},{"word":"we","start":2048.85,"end":2049.01,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.040038514882326126},{"word":"have","start":2049.01,"end":2049.25,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05660918727517128},{"word":"to","start":2049.25,"end":2049.41,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06859929859638214},{"word":"prove","start":2049.41,"end":2049.8901,"confidence":0.9941406,"punctuated_word":"prove","sentiment":"neutral","sentiment_score":-0.10034002363681792},{"word":"you","start":2049.8901,"end":2050.05,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06064809113740921},{"word":"are","start":2050.05,"end":2050.29,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.04384558275341987},{"word":"who","start":2050.29,"end":2050.45,"confidence":0.99902344,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.08192852139472961},{"word":"you","start":2050.45,"end":2050.61,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06630196422338486},{"word":"say","start":2050.61,"end":2050.77,"confidence":0.9873047,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.08000282943248749},{"word":"you","start":2050.77,"end":2050.965,"confidence":0.9472656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07829533517360687},{"word":"are","start":2050.965,"end":2051.125,"confidence":0.98706055,"punctuated_word":"are.","sentiment":"neutral","sentiment_score":-0.05756509304046631},{"word":"i'm","start":2051.125,"end":2051.205,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.06365888565778732},{"word":"sure","start":2051.205,"end":2051.445,"confidence":0.99609375,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.05645834654569626},{"word":"you're","start":2051.445,"end":2051.605,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.07610512524843216},{"word":"not","start":2051.605,"end":2052.0051,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1024477407336235},{"word":"impersonating","start":2052.0051,"end":2052.5051,"confidence":0.99902344,"punctuated_word":"impersonating","sentiment":"neutral","sentiment_score":-0.26743578910827637},{"word":"anyone","start":2052.8052,"end":2053.3052,"confidence":0.9770508,"punctuated_word":"anyone,","sentiment":"neutral","sentiment_score":-0.29844731092453003},{"word":"but","start":2053.685,"end":2053.925,"confidence":0.6220703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.21603144705295563},{"word":"we","start":2053.925,"end":2054.0852,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.25703829526901245},{"word":"just","start":2054.0852,"end":2054.3252,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1861286759376526},{"word":"have","start":2054.3252,"end":2054.485,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.17872224748134613},{"word":"to","start":2054.485,"end":2054.645,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.18508899211883545},{"word":"tick","start":2054.645,"end":2054.8052,"confidence":0.9707031,"punctuated_word":"tick","sentiment":"neutral","sentiment_score":-0.1630336493253708},{"word":"off","start":2054.8052,"end":2055.0452,"confidence":0.97802734,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.1286362111568451},{"word":"all","start":2055.0452,"end":2055.205,"confidence":0.9921875,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.1741432398557663},{"word":"those","start":2055.205,"end":2055.445,"confidence":0.97314453,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.1980777233839035},{"word":"boxes","start":2055.445,"end":2055.845,"confidence":0.99902344,"punctuated_word":"boxes","sentiment":"neutral","sentiment_score":-0.20589932799339297},{"word":"to","start":2055.845,"end":2056.0051,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.22797654569149017},{"word":"protect","start":2056.0051,"end":2056.405,"confidence":1.0,"punctuated_word":"protect","sentiment":"neutral","sentiment_score":-0.21640914678573608},{"word":"you","start":2056.405,"end":2056.725,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15262892842292786},{"word":"and","start":2056.725,"end":2056.965,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12128431349992752},{"word":"us","start":2056.965,"end":2057.365,"confidence":0.9975586,"punctuated_word":"us.","sentiment":"neutral","sentiment_score":-0.14651601016521454},{"word":"okay","start":2057.365,"end":2057.865,"confidence":0.8244629,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.009320629760622978},{"word":"excellent","start":2059.605,"end":2060.105,"confidence":0.99609375,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5670024752616882},{"word":"all","start":2060.405,"end":2060.645,"confidence":0.9472656,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.5641011595726013},{"word":"good","start":2060.645,"end":2061.145,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4875820875167846},{"word":"having","start":2062.8052,"end":2063.125,"confidence":0.85546875,"punctuated_word":"Having","sentiment":"neutral","sentiment_score":0.2847405970096588},{"word":"a","start":2063.125,"end":2063.205,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2409045696258545},{"word":"look","start":2063.205,"end":2063.605,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.17446409165859222},{"word":"now","start":2063.605,"end":2064.105,"confidence":0.88720703,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.1895887404680252},{"word":"as","start":2064.54,"end":2064.78,"confidence":0.9921875,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15905265510082245},{"word":"as","start":2064.78,"end":2065.02,"confidence":0.9350586,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1736413538455963},{"word":"mentioned","start":2065.02,"end":2065.4202,"confidence":0.86865234,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":0.1519576460123062},{"word":"before","start":2065.4202,"end":2065.82,"confidence":0.8413086,"punctuated_word":"before,","sentiment":"neutral","sentiment_score":0.1950530856847763},{"word":"after","start":2065.82,"end":2066.06,"confidence":0.9970703,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.17970077693462372},{"word":"the","start":2066.06,"end":2066.1401,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18103179335594177},{"word":"call","start":2066.1401,"end":2066.3801,"confidence":0.99365234,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.17473939061164856},{"word":"i","start":2066.3801,"end":2066.54,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2102227807044983},{"word":"will","start":2066.54,"end":2066.86,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.19493377208709717},{"word":"send","start":2066.86,"end":2067.1,"confidence":0.9970703,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.2332666665315628},{"word":"through","start":2067.1,"end":2067.6,"confidence":0.97314453,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.19322749972343445},{"word":"your","start":2067.9001,"end":2068.1401,"confidence":0.9526367,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.23544326424598697},{"word":"annual","start":2068.1401,"end":2068.3801,"confidence":0.9902344,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.2051015198230743},{"word":"review","start":2068.3801,"end":2068.78,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.14300723373889923},{"word":"pack","start":2068.78,"end":2069.02,"confidence":0.95703125,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.2167060673236847},{"word":"for","start":2069.02,"end":2069.18,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23939235508441925},{"word":"you","start":2069.18,"end":2069.34,"confidence":0.904541,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.21317441761493683},{"word":"which","start":2069.34,"end":2069.58,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.23172776401042935},{"word":"will","start":2069.58,"end":2069.74,"confidence":0.88427734,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.19774560630321503},{"word":"have","start":2069.74,"end":2069.9001,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2462395429611206},{"word":"a","start":2069.9001,"end":2069.98,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.22364690899848935},{"word":"copy","start":2069.98,"end":2070.3801,"confidence":1.0,"punctuated_word":"copy","sentiment":"neutral","sentiment_score":0.2222345769405365},{"word":"of","start":2070.3801,"end":2070.54,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22757713496685028},{"word":"your","start":2070.54,"end":2070.7,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.20963871479034424},{"word":"performance","start":2070.7,"end":2071.2,"confidence":0.9980469,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.19665859639644623},{"word":"report","start":2071.34,"end":2071.6602,"confidence":0.9902344,"punctuated_word":"report","sentiment":"neutral","sentiment_score":0.2704492211341858},{"word":"there","start":2071.6602,"end":2071.9001,"confidence":0.96240234,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2626810073852539},{"word":"for","start":2071.9001,"end":2072.06,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.27045097947120667},{"word":"you","start":2072.06,"end":2072.1401,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2388223558664322},{"word":"to","start":2072.1401,"end":2072.3,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.25098299980163574},{"word":"have","start":2072.3,"end":2072.54,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19468824565410617},{"word":"a","start":2072.54,"end":2072.62,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20615029335021973},{"word":"look","start":2072.62,"end":2072.78,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1420309990644455},{"word":"at","start":2072.78,"end":2073.18,"confidence":0.99365234,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.19841936230659485},{"word":"it'll","start":2073.18,"end":2073.5,"confidence":0.9375,"punctuated_word":"It'll","sentiment":"neutral","sentiment_score":0.2019014209508896},{"word":"have","start":2073.5,"end":2073.6602,"confidence":0.99316406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.21530717611312863},{"word":"you","start":2073.6602,"end":2073.74,"confidence":0.9707031,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2014949917793274},{"word":"update","start":2073.74,"end":2074.06,"confidence":0.67089844,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.17337888479232788},{"word":"the","start":2074.06,"end":2074.22,"confidence":0.85595703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2211097925901413},{"word":"balance","start":2074.22,"end":2074.54,"confidence":0.99609375,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.20613032579421997},{"word":"and","start":2074.54,"end":2074.7,"confidence":0.97265625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2365071326494217},{"word":"information","start":2074.7,"end":2075.18,"confidence":0.9921875,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.19400984048843384},{"word":"there","start":2075.18,"end":2075.4202,"confidence":0.98291016,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.25533851981163025},{"word":"for","start":2075.4202,"end":2075.6602,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.24422749876976013},{"word":"you","start":2075.6602,"end":2075.82,"confidence":0.99902344,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.18459217250347135},{"word":"it'll","start":2075.82,"end":2076.1401,"confidence":0.97558594,"punctuated_word":"It'll","sentiment":"neutral","sentiment_score":0.16855421662330627},{"word":"also","start":2076.1401,"end":2076.3801,"confidence":0.9980469,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.13154274225234985},{"word":"have","start":2076.3801,"end":2076.54,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1517463177442551},{"word":"a","start":2076.54,"end":2076.62,"confidence":0.9760742,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1692691445350647},{"word":"certificate","start":2076.62,"end":2077.12,"confidence":0.9980469,"punctuated_word":"certificate","sentiment":"neutral","sentiment_score":0.16414807736873627},{"word":"of","start":2077.18,"end":2077.34,"confidence":0.9921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19061577320098877},{"word":"currency","start":2077.34,"end":2077.82,"confidence":0.6738281,"punctuated_word":"currency","sentiment":"neutral","sentiment_score":0.1938421130180359},{"word":"there","start":2077.82,"end":2078.06,"confidence":0.88134766,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.20036344230175016},{"word":"showing","start":2078.06,"end":2078.3,"confidence":0.8598633,"punctuated_word":"showing","sentiment":"neutral","sentiment_score":0.1477643847465515},{"word":"you","start":2078.3,"end":2078.54,"confidence":0.9716797,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1562652587890625},{"word":"your","start":2078.54,"end":2079.04,"confidence":0.9863281,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1289752721786499},{"word":"current","start":2079.335,"end":2079.6548,"confidence":0.96777344,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.0964801013469696},{"word":"insurances","start":2079.6548,"end":2080.055,"confidence":0.9748535,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.13864682614803314},{"word":"that","start":2080.055,"end":2080.2148,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.130895733833313},{"word":"we've","start":2080.2148,"end":2080.4548,"confidence":0.99902344,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.1107119545340538},{"word":"gone","start":2080.4548,"end":2080.6948,"confidence":0.99902344,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.10991352796554564},{"word":"through","start":2080.6948,"end":2080.9348,"confidence":0.9770508,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.08226743340492249},{"word":"as","start":2080.9348,"end":2081.095,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11119984090328217},{"word":"well","start":2081.095,"end":2081.595,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.0967424288392067},{"word":"i've","start":2082.055,"end":2082.295,"confidence":0.86987305,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.09407392144203186},{"word":"also","start":2082.295,"end":2082.6948,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.08316618204116821},{"word":"got","start":2082.6948,"end":2082.9348,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1222127303481102},{"word":"the","start":2082.9348,"end":2083.1748,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.100119911134243},{"word":"financial","start":2083.1748,"end":2083.6548,"confidence":0.9980469,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.08933383971452713},{"word":"services","start":2083.6548,"end":2084.1348,"confidence":0.99902344,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.054995015263557434},{"word":"guide","start":2084.1348,"end":2084.535,"confidence":0.89990234,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.08531318604946136},{"word":"attached","start":2084.535,"end":2084.9348,"confidence":0.90600586,"punctuated_word":"attached,","sentiment":"neutral","sentiment_score":0.11682501435279846},{"word":"and","start":2084.9348,"end":2085.1748,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10094579309225082},{"word":"that","start":2085.1748,"end":2085.4949,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11424651741981506},{"word":"financial","start":2085.4949,"end":2085.8948,"confidence":0.9970703,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.07209457457065582},{"word":"services","start":2085.8948,"end":2086.375,"confidence":0.9970703,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.055434588342905045},{"word":"guide","start":2086.375,"end":2086.6948,"confidence":0.9941406,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.09198547154664992},{"word":"outlines","start":2086.6948,"end":2087.1748,"confidence":0.9614258,"punctuated_word":"outlines","sentiment":"neutral","sentiment_score":0.11566689610481262},{"word":"everything","start":2087.1748,"end":2087.575,"confidence":0.9951172,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.09806198626756668},{"word":"about","start":2087.575,"end":2087.8948,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.07943730801343918},{"word":"who","start":2087.8948,"end":2088.055,"confidence":1.0,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.08609510213136673},{"word":"we","start":2088.055,"end":2088.2148,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07427353411912918},{"word":"are","start":2088.2148,"end":2088.535,"confidence":0.99902344,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.11507187783718108},{"word":"what","start":2088.535,"end":2088.6948,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.12006960809230804},{"word":"we","start":2088.6948,"end":2088.855,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09408382326364516},{"word":"do","start":2088.855,"end":2089.1748,"confidence":1.0,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.10786683112382887},{"word":"how","start":2089.1748,"end":2089.335,"confidence":0.98291016,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.10103294998407364},{"word":"we","start":2089.335,"end":2089.4949,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08117472380399704},{"word":"do","start":2089.4949,"end":2089.6548,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08247210085391998},{"word":"it","start":2089.6548,"end":2089.815,"confidence":0.9851074,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.1227770671248436},{"word":"it's","start":2089.815,"end":2089.8948,"confidence":0.8469238,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.3062284588813782},{"word":"a","start":2089.8948,"end":2090.055,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3229067027568817},{"word":"lovely","start":2090.055,"end":2090.375,"confidence":1.0,"punctuated_word":"lovely","sentiment":"positive","sentiment_score":0.43630701303482056},{"word":"picture","start":2090.375,"end":2090.6948,"confidence":1.0,"punctuated_word":"picture","sentiment":"positive","sentiment_score":0.4510970711708069},{"word":"of","start":2090.6948,"end":2090.855,"confidence":0.9941406,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3851056098937988},{"word":"me","start":2090.855,"end":2091.015,"confidence":1.0,"punctuated_word":"me","sentiment":"positive","sentiment_score":0.34278732538223267},{"word":"in","start":2091.015,"end":2091.1748,"confidence":0.99609375,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.35467103123664856},{"word":"there","start":2091.1748,"end":2091.335,"confidence":0.99902344,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.4289174079895019},{"word":"for","start":2091.335,"end":2091.575,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.36256542801856995},{"word":"you","start":2091.575,"end":2092.02,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3765498399734497},{"word":"and","start":2092.1,"end":2092.26,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14239010214805603},{"word":"also","start":2092.26,"end":2092.5,"confidence":0.69921875,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.1471031904220581},{"word":"my","start":2092.5,"end":2092.98,"confidence":0.9760742,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.1801360547542572},{"word":"licensing","start":2092.98,"end":2093.48,"confidence":0.99902344,"punctuated_word":"licensing","sentiment":"neutral","sentiment_score":0.14566650986671448},{"word":"information","start":2093.54,"end":2093.94,"confidence":0.99902344,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.12330280244350432},{"word":"so","start":2093.94,"end":2094.1,"confidence":0.7675781,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.13048389554023743},{"word":"you","start":2094.1,"end":2094.26,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12752915918827057},{"word":"can","start":2094.26,"end":2094.42,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13463707268238068},{"word":"see","start":2094.42,"end":2094.58,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.159992054104805},{"word":"i'm","start":2094.58,"end":2094.74,"confidence":0.9980469,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1668303906917572},{"word":"a","start":2094.74,"end":2094.82,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15835833549499512},{"word":"fully","start":2094.82,"end":2095.1401,"confidence":0.9980469,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":0.16605830192565918},{"word":"licensed","start":2095.1401,"end":2095.6401,"confidence":0.9970703,"punctuated_word":"licensed","sentiment":"neutral","sentiment_score":0.13816025853157043},{"word":"adviser","start":2095.7,"end":2096.2,"confidence":0.99194336,"punctuated_word":"adviser.","sentiment":"neutral","sentiment_score":0.18113167583942413},{"word":"okay","start":2096.66,"end":2097.16,"confidence":0.93408203,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.10832012444734572},{"word":"easy","start":2099.46,"end":2099.96,"confidence":0.84399414,"punctuated_word":"Easy.","sentiment":"neutral","sentiment_score":0.16260434687137604},{"word":"i","start":2100.42,"end":2100.58,"confidence":0.9003906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04242946207523346},{"word":"know","start":2100.58,"end":2100.98,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.03264917433261871},{"word":"you","start":2100.98,"end":2101.22,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00029774010181427},{"word":"haven't","start":2101.22,"end":2101.54,"confidence":1.0,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.05276945233345032},{"word":"been","start":2101.54,"end":2101.7,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.16569526493549347},{"word":"a","start":2101.7,"end":2101.86,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.11798068881034852},{"word":"100%","start":2101.86,"end":2102.5,"confidence":0.99902344,"punctuated_word":"100%","sentiment":"neutral","sentiment_score":-0.05014918744564056},{"word":"satisfied","start":2102.5,"end":2102.9,"confidence":1.0,"punctuated_word":"satisfied","sentiment":"neutral","sentiment_score":-0.0915491133928299},{"word":"with","start":2102.9,"end":2103.06,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03201162815093994},{"word":"the","start":2103.06,"end":2103.22,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06500792503356934},{"word":"services","start":2103.22,"end":2103.62,"confidence":0.9951172,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.013022243976593018},{"word":"there","start":2103.62,"end":2103.86,"confidence":0.99072266,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.020627416670322415},{"word":"but","start":2103.86,"end":2104.02,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.025966286659240723},{"word":"i","start":2104.02,"end":2104.1,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08367691934108734},{"word":"do","start":2104.1,"end":2104.26,"confidence":0.9941406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14132915437221527},{"word":"wanna","start":2104.26,"end":2104.5,"confidence":0.9970703,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.191010057926178},{"word":"make","start":2104.5,"end":2104.66,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.08423744142055511},{"word":"sure","start":2104.66,"end":2104.9,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.12853418290615082},{"word":"things","start":2104.9,"end":2105.1401,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.19807671010494232},{"word":"get","start":2105.1401,"end":2105.3,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.15418799221515656},{"word":"better","start":2105.3,"end":2105.62,"confidence":1.0,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.15015633404254913},{"word":"there","start":2105.62,"end":2105.86,"confidence":0.9970703,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2323489785194397},{"word":"for","start":2105.86,"end":2106.02,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17775586247444153},{"word":"you","start":2106.02,"end":2106.52,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.11658231914043428},{"word":"one","start":2107.005,"end":2107.125,"confidence":0.97509766,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.053033314645290375},{"word":"of","start":2107.125,"end":2107.2449,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04821951314806938},{"word":"the","start":2107.2449,"end":2107.4048,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06551999598741531},{"word":"things","start":2107.4048,"end":2107.645,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.10011421144008636},{"word":"we","start":2107.645,"end":2107.805,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07114695012569427},{"word":"do","start":2107.805,"end":2108.045,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07909342646598816},{"word":"obviously","start":2108.045,"end":2108.365,"confidence":0.84814453,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.03740432858467102},{"word":"have","start":2108.365,"end":2108.605,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06837543845176697},{"word":"is","start":2108.605,"end":2108.765,"confidence":0.9921875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.047080714255571365},{"word":"the","start":2108.765,"end":2108.9248,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06723912060260773},{"word":"ongoing","start":2108.9248,"end":2109.325,"confidence":0.99902344,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.07005992531776428},{"word":"service","start":2109.325,"end":2109.805,"confidence":0.99902344,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.023469477891921997},{"word":"agreement","start":2109.805,"end":2110.285,"confidence":0.9345703,"punctuated_word":"agreement.","sentiment":"neutral","sentiment_score":0.048449017107486725},{"word":"so","start":2110.285,"end":2110.525,"confidence":0.52685547,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03893607854843139},{"word":"you","start":2110.525,"end":2110.765,"confidence":0.94189453,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05473087728023529},{"word":"you","start":2110.765,"end":2111.085,"confidence":0.9199219,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.052956800907850266},{"word":"are","start":2111.085,"end":2111.2449,"confidence":0.99609375,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.06366369128227234},{"word":"paying","start":2111.2449,"end":2111.565,"confidence":0.50146484,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.05746518447995186},{"word":"client","start":2111.565,"end":2111.885,"confidence":0.6496582,"punctuated_word":"client.","sentiment":"neutral","sentiment_score":0.06305651366710663},{"word":"you","start":2111.885,"end":2112.045,"confidence":0.99902344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.02147879078984261},{"word":"did","start":2112.045,"end":2112.285,"confidence":0.72265625,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.00966431200504303},{"word":"pay","start":2112.285,"end":2112.525,"confidence":0.99121094,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.02578713744878769},{"word":"for","start":2112.525,"end":2112.605,"confidence":0.93408203,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.01571926474571228},{"word":"our","start":2112.605,"end":2112.845,"confidence":0.99316406,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.019405357539653775},{"word":"services","start":2112.845,"end":2113.345,"confidence":0.99853516,"punctuated_word":"services.","sentiment":"neutral","sentiment_score":0.043486036360263824},{"word":"the","start":2114.365,"end":2114.605,"confidence":0.9614258,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.05259382724761963},{"word":"ongoing","start":2114.605,"end":2115.005,"confidence":1.0,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.057674869894981384},{"word":"service","start":2115.005,"end":2115.325,"confidence":0.9980469,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.03104407712817192},{"word":"agreement","start":2115.325,"end":2115.7249,"confidence":1.0,"punctuated_word":"agreement","sentiment":"neutral","sentiment_score":0.05772428214550018},{"word":"for","start":2115.7249,"end":2115.885,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07098469138145447},{"word":"the","start":2115.885,"end":2116.045,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07413119077682495},{"word":"next","start":2116.045,"end":2116.285,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.07522059977054596},{"word":"twelve","start":2116.285,"end":2116.605,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.06578134745359421},{"word":"months","start":2116.605,"end":2116.845,"confidence":0.9980469,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.07376015186309814},{"word":"will","start":2116.845,"end":2117.005,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.08112621307373047},{"word":"be","start":2117.005,"end":2117.2449,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.08761940151453018},{"word":"in","start":2117.2449,"end":2117.325,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0664454996585846},{"word":"there","start":2117.325,"end":2117.825,"confidence":1.0,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.07221829891204834},{"word":"i","start":2118.2048,"end":2118.285,"confidence":0.9863281,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08192171156406403},{"word":"do","start":2118.285,"end":2118.525,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0789184644818306},{"word":"ask","start":2118.525,"end":2118.6848,"confidence":0.9902344,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.10331019759178162},{"word":"that","start":2118.6848,"end":2118.845,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05360157787799835},{"word":"you","start":2118.845,"end":2119.005,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09525200724601746},{"word":"sign","start":2119.005,"end":2119.2449,"confidence":0.9863281,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.06913669407367706},{"word":"that","start":2119.2449,"end":2119.5,"confidence":0.79711914,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.08277498185634613},{"word":"return","start":2119.58,"end":2119.82,"confidence":0.99902344,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.12506596744060516},{"word":"it","start":2119.82,"end":2119.9,"confidence":0.9902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0587068572640419},{"word":"back","start":2119.9,"end":2119.98,"confidence":0.98999023,"punctuated_word":"back,","sentiment":"neutral","sentiment_score":0.07260915637016296},{"word":"and","start":2119.98,"end":2120.3,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.125065416097641},{"word":"i","start":2120.3,"end":2120.38,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1880466490983963},{"word":"will","start":2120.38,"end":2120.62,"confidence":0.6513672,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.16260775923728943},{"word":"do","start":2120.62,"end":2120.78,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.19023999571800232},{"word":"everything","start":2120.78,"end":2121.18,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.20955947041511536},{"word":"i","start":2121.18,"end":2121.34,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2125571966171265},{"word":"can","start":2121.34,"end":2121.58,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.223573237657547},{"word":"to","start":2121.58,"end":2121.74,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1987641155719757},{"word":"make","start":2121.74,"end":2121.9,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.15404081344604492},{"word":"sure","start":2121.9,"end":2122.14,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.196916401386261},{"word":"that","start":2122.14,"end":2122.38,"confidence":0.84472656,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18134388327598572},{"word":"we","start":2122.38,"end":2122.62,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16327649354934692},{"word":"improve","start":2122.62,"end":2123.02,"confidence":0.9970703,"punctuated_word":"improve","sentiment":"neutral","sentiment_score":0.16285720467567444},{"word":"on","start":2123.02,"end":2123.18,"confidence":0.9741211,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.22743239998817444},{"word":"our","start":2123.18,"end":2123.42,"confidence":0.99902344,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.14643937349319458},{"word":"services","start":2123.42,"end":2123.92,"confidence":0.99853516,"punctuated_word":"services.","sentiment":"neutral","sentiment_score":0.1387085318565369},{"word":"if","start":2124.3,"end":2124.46,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.12614896893501282},{"word":"at","start":2124.46,"end":2124.62,"confidence":0.9472656,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1920679062604904},{"word":"any","start":2124.62,"end":2124.86,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.181715726852417},{"word":"point","start":2124.86,"end":2125.1,"confidence":0.9980469,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.1549067199230194},{"word":"throughout","start":2125.1,"end":2125.34,"confidence":0.9404297,"punctuated_word":"throughout","sentiment":"neutral","sentiment_score":-0.21384406089782715},{"word":"the","start":2125.34,"end":2125.42,"confidence":0.96875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1725485622882843},{"word":"year","start":2125.42,"end":2125.66,"confidence":0.9921875,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.1370670646429062},{"word":"you","start":2125.66,"end":2125.82,"confidence":0.58935547,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.27326467633247375},{"word":"tell","start":2125.82,"end":2125.98,"confidence":0.9892578,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":-0.20519588887691495},{"word":"me","start":2125.98,"end":2126.14,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.2186262607574463},{"word":"i'm","start":2126.14,"end":2126.3,"confidence":0.98168945,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.2820938527584076},{"word":"not","start":2126.3,"end":2126.46,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.3591825067996979},{"word":"meeting","start":2126.46,"end":2126.78,"confidence":0.99902344,"punctuated_word":"meeting","sentiment":"neutral","sentiment_score":-0.2652171552181244},{"word":"your","start":2126.78,"end":2127.02,"confidence":0.99902344,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.3463263511657715},{"word":"expectations","start":2127.02,"end":2127.52,"confidence":0.99902344,"punctuated_word":"expectations","sentiment":"neutral","sentiment_score":-0.22539107501506803},{"word":"and","start":2127.74,"end":2127.98,"confidence":0.94189453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.3066047728061676},{"word":"you're","start":2127.98,"end":2128.22,"confidence":0.99316406,"punctuated_word":"you're","sentiment":"negative","sentiment_score":-0.33959078788757324},{"word":"done","start":2128.22,"end":2128.62,"confidence":0.99902344,"punctuated_word":"done,","sentiment":"neutral","sentiment_score":-0.31281226873397827},{"word":"i","start":2128.62,"end":2128.78,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.29170727729797363},{"word":"will","start":2128.78,"end":2129.02,"confidence":0.90625,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.20959118008613584},{"word":"turn","start":2129.02,"end":2129.34,"confidence":1.0,"punctuated_word":"turn","sentiment":"neutral","sentiment_score":-0.23517222702503204},{"word":"it","start":2129.34,"end":2129.5,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.30184125900268555},{"word":"off","start":2129.5,"end":2129.9,"confidence":1.0,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":-0.18998146057128903},{"word":"okay","start":2129.9,"end":2130.4,"confidence":0.98999023,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":-0.04283170402050018},{"word":"do","start":2132.14,"end":2132.46,"confidence":0.9526367,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.03343465179204941},{"word":"you","start":2132.46,"end":2132.7,"confidence":0.98095703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03116656467318535},{"word":"have","start":2132.7,"end":2133.1,"confidence":0.80371094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.050900571048259735},{"word":"any","start":2133.1,"end":2133.6,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.04058432579040527},{"word":"concerns","start":2134.405,"end":2134.725,"confidence":0.9970703,"punctuated_word":"concerns","sentiment":"neutral","sentiment_score":-0.07950272411108017},{"word":"about","start":2134.725,"end":2135.0452,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.08262500911951065},{"word":"how","start":2135.0452,"end":2135.205,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.06379277259111404},{"word":"the","start":2135.205,"end":2135.3652,"confidence":0.9243164,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08207426220178604},{"word":"fee","start":2135.3652,"end":2135.7651,"confidence":0.94384766,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":-0.0795568972826004},{"word":"works","start":2135.7651,"end":2136.0852,"confidence":0.7871094,"punctuated_word":"works,","sentiment":"neutral","sentiment_score":-0.0691942572593689},{"word":"or","start":2136.0852,"end":2136.3252,"confidence":0.99121094,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.058741070330142975},{"word":"do","start":2136.3252,"end":2136.485,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.04131263494491577},{"word":"you","start":2136.485,"end":2136.645,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03241293132305145},{"word":"understand","start":2136.645,"end":2137.0452,"confidence":0.7114258,"punctuated_word":"understand?","sentiment":"neutral","sentiment_score":-0.04752269387245178},{"word":"did","start":2137.0452,"end":2137.2852,"confidence":0.5703125,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":-0.06532309204339981},{"word":"you","start":2137.2852,"end":2137.3652,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07783332467079163},{"word":"want","start":2137.3652,"end":2137.5251,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.08303913474082947},{"word":"me","start":2137.5251,"end":2137.685,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.07872673124074936},{"word":"to","start":2137.685,"end":2137.7651,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07883389294147491},{"word":"go","start":2137.7651,"end":2138.0051,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.08912274986505508},{"word":"through","start":2138.0051,"end":2138.245,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.08956704288721085},{"word":"the","start":2138.245,"end":2138.405,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07728678733110428},{"word":"ongoing","start":2138.405,"end":2138.885,"confidence":0.9980469,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":-0.03607437387108803},{"word":"service","start":2138.885,"end":2139.2852,"confidence":0.9770508,"punctuated_word":"service","sentiment":"neutral","sentiment_score":-0.06749884784221649},{"word":"fee","start":2139.2852,"end":2139.5251,"confidence":0.9921875,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":-0.03901180624961853},{"word":"arrangement","start":2139.5251,"end":2140.0251,"confidence":0.94970703,"punctuated_word":"arrangement","sentiment":"neutral","sentiment_score":-0.024754423648118973},{"word":"with","start":2140.165,"end":2140.3252,"confidence":0.8173828,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.050021588802337646},{"word":"the","start":2140.3252,"end":2140.5652,"confidence":0.9838867,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04598254710435867},{"word":"numbers","start":2140.5652,"end":2140.965,"confidence":0.99902344,"punctuated_word":"numbers","sentiment":"neutral","sentiment_score":-0.08342770487070084},{"word":"and","start":2140.965,"end":2141.125,"confidence":0.9838867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06458373367786407},{"word":"things","start":2141.125,"end":2141.3652,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.07220415025949478},{"word":"like","start":2141.3652,"end":2141.6052,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.09200439602136612},{"word":"that","start":2141.6052,"end":2142.1052,"confidence":0.9995117,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.06871761381626129},{"word":"yes","start":2144.405,"end":2144.8052,"confidence":0.74438477,"punctuated_word":"Yes.","sentiment":"positive","sentiment_score":0.5204230546951294},{"word":"that's","start":2144.8052,"end":2145.0452,"confidence":0.8984375,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.797938346862793},{"word":"perfect","start":2145.0452,"end":2145.5251,"confidence":0.9970703,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.7927511930465698},{"word":"well","start":2145.5251,"end":2146.0051,"confidence":0.9758301,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.44481533765792847},{"word":"i'll","start":2146.0051,"end":2146.0852,"confidence":0.9885254,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.37164437770843506},{"word":"get","start":2146.0852,"end":2146.245,"confidence":0.99316406,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.372501015663147},{"word":"you","start":2146.245,"end":2146.405,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3330305516719818},{"word":"to","start":2146.405,"end":2146.485,"confidence":0.9013672,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.32880204916000366},{"word":"sign","start":2146.485,"end":2146.645,"confidence":0.9873047,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.2515953779220581},{"word":"and","start":2146.645,"end":2146.8052,"confidence":0.58935547,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3067684471607208},{"word":"return","start":2146.8052,"end":2147.205,"confidence":0.99902344,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.36092454195022583},{"word":"it","start":2147.205,"end":2147.2852,"confidence":0.8588867,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.33996960520744324},{"word":"back","start":2147.2852,"end":2147.52,"confidence":0.99902344,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.3694712221622467},{"word":"to","start":2147.52,"end":2147.68,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.31547218561172485},{"word":"keep","start":2147.68,"end":2147.92,"confidence":0.99902344,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.38748154044151306},{"word":"our","start":2147.92,"end":2148.0,"confidence":0.984375,"punctuated_word":"our","sentiment":"positive","sentiment_score":0.3627601265907288},{"word":"services","start":2148.0,"end":2148.48,"confidence":0.99316406,"punctuated_word":"services","sentiment":"positive","sentiment_score":0.4327051639556885},{"word":"running","start":2148.48,"end":2148.8801,"confidence":1.0,"punctuated_word":"running","sentiment":"positive","sentiment_score":0.4800252318382263},{"word":"for","start":2148.8801,"end":2149.12,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.36627471446990967},{"word":"you","start":2149.12,"end":2149.2,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3753442466259002},{"word":"for","start":2149.2,"end":2149.28,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2668548822402954},{"word":"the","start":2149.28,"end":2149.36,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23844899237155912},{"word":"next","start":2149.36,"end":2149.6,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.1953114867210388},{"word":"twelve","start":2149.6,"end":2149.84,"confidence":0.99902344,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.2359713613986969},{"word":"months","start":2149.84,"end":2150.08,"confidence":0.9921875,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.1924406886100769},{"word":"obviously","start":2150.08,"end":2150.48,"confidence":0.98706055,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":0.04402382671833038},{"word":"it's","start":2150.48,"end":2150.6401,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05182969570159912},{"word":"1.65%","start":2150.6401,"end":2151.84,"confidence":0.9794922,"punctuated_word":"1.65%","sentiment":"neutral","sentiment_score":0.05554317682981491},{"word":"per","start":2151.84,"end":2152.08,"confidence":0.9199219,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.0447319932281971},{"word":"annum","start":2152.08,"end":2152.4,"confidence":0.9454753,"punctuated_word":"annum,","sentiment":"neutral","sentiment_score":0.04037688672542572},{"word":"but","start":2152.4,"end":2152.8,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.019757017493247982},{"word":"you'll","start":2152.8,"end":2153.04,"confidence":0.9904785,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.036505136638879776},{"word":"have","start":2153.04,"end":2153.2,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04067748785018921},{"word":"my","start":2153.2,"end":2153.44,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.05059582367539406},{"word":"email","start":2153.44,"end":2153.84,"confidence":0.9951172,"punctuated_word":"email.","sentiment":"neutral","sentiment_score":0.032260388135910034},{"word":"if","start":2153.84,"end":2154.0,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":-0.035096704959869385},{"word":"i'm","start":2154.0,"end":2154.16,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.106736958026886},{"word":"not","start":2154.16,"end":2154.4,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.202237531542778},{"word":"living","start":2154.4,"end":2154.72,"confidence":0.9902344,"punctuated_word":"living","sentiment":"neutral","sentiment_score":-0.23338739573955536},{"word":"up","start":2154.72,"end":2154.8801,"confidence":0.9970703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.23434922099113464},{"word":"to","start":2154.8801,"end":2154.96,"confidence":0.9760742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16649453341960907},{"word":"your","start":2154.96,"end":2155.2,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.11841931194067},{"word":"expectation","start":2155.2,"end":2155.7,"confidence":0.82666016,"punctuated_word":"expectation","sentiment":"neutral","sentiment_score":-0.07440240681171417},{"word":"there","start":2155.84,"end":2156.08,"confidence":0.9519043,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.152448832988739},{"word":"jason","start":2156.08,"end":2156.48,"confidence":0.9970703,"punctuated_word":"Jason,","sentiment":"neutral","sentiment_score":-0.004734251648187637},{"word":"you","start":2156.48,"end":2156.72,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03242598846554756},{"word":"let","start":2156.72,"end":2156.96,"confidence":0.93847656,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.04273257404565811},{"word":"me","start":2156.96,"end":2157.04,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.0034197568893432617},{"word":"know","start":2157.04,"end":2157.36,"confidence":0.9592285,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.02400904521346092},{"word":"i","start":2157.36,"end":2157.44,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0716288611292839},{"word":"would","start":2157.44,"end":2157.68,"confidence":0.9580078,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.04189618304371834},{"word":"turn","start":2157.68,"end":2157.92,"confidence":0.9873047,"punctuated_word":"turn","sentiment":"neutral","sentiment_score":-0.08164240419864655},{"word":"them","start":2157.92,"end":2158.08,"confidence":0.99902344,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.09909044206142426},{"word":"off","start":2158.08,"end":2158.24,"confidence":0.91748047,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":-0.025728564709424973},{"word":"and","start":2158.24,"end":2158.4,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.018169648945331573},{"word":"i","start":2158.4,"end":2158.48,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07514100521802902},{"word":"will","start":2158.48,"end":2158.6401,"confidence":0.984375,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.09794794768095016},{"word":"help","start":2158.6401,"end":2158.8,"confidence":1.0,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.08389969915151596},{"word":"you","start":2158.8,"end":2158.96,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08823393285274506},{"word":"roll","start":2158.96,"end":2159.2,"confidence":0.93408203,"punctuated_word":"roll","sentiment":"neutral","sentiment_score":0.10432931780815125},{"word":"to","start":2159.2,"end":2159.36,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07747773826122284},{"word":"wherever","start":2159.36,"end":2159.76,"confidence":0.9980469,"punctuated_word":"wherever","sentiment":"neutral","sentiment_score":0.11352679133415222},{"word":"you","start":2159.76,"end":2159.92,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07024751603603363},{"word":"would","start":2159.92,"end":2160.08,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.07584314048290253},{"word":"like","start":2160.08,"end":2160.32,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.04376835003495216},{"word":"to","start":2160.32,"end":2160.48,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03850283473730087},{"word":"go","start":2160.48,"end":2160.8801,"confidence":0.99902344,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.013858070597052574},{"word":"okay","start":2160.8801,"end":2161.3801,"confidence":0.99658203,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.04884631559252739},{"word":"all","start":2163.315,"end":2163.555,"confidence":0.9428711,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.4135686755180359},{"word":"good","start":2163.555,"end":2164.055,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.374684065580368},{"word":"i","start":2165.075,"end":2165.2349,"confidence":0.68652344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2237599939107895},{"word":"just","start":2165.2349,"end":2165.475,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16572770476341248},{"word":"wanted","start":2165.475,"end":2165.715,"confidence":0.99609375,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.15504306554794312},{"word":"to","start":2165.715,"end":2165.795,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22251787781715393},{"word":"go","start":2165.795,"end":2165.955,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.18303047120571136},{"word":"through","start":2165.955,"end":2166.195,"confidence":0.9086914,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.18312416970729828},{"word":"and","start":2166.195,"end":2166.355,"confidence":0.875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14100392162799835},{"word":"update","start":2166.355,"end":2166.675,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.16277773678302765},{"word":"all","start":2166.675,"end":2166.835,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.20487980544567108},{"word":"of","start":2166.835,"end":2166.9949,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.194655179977417},{"word":"your","start":2166.9949,"end":2167.315,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15876442193984985},{"word":"assets","start":2167.315,"end":2167.715,"confidence":0.96875,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.1448020040988922},{"word":"as","start":2167.715,"end":2167.955,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15463554859161377},{"word":"well","start":2167.955,"end":2168.355,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.10841457545757294},{"word":"so","start":2168.355,"end":2168.755,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03874542564153671},{"word":"rentwise","start":2168.755,"end":2169.255,"confidence":0.8602295,"punctuated_word":"RentWise,","sentiment":"neutral","sentiment_score":0.0387563593685627},{"word":"last","start":2169.635,"end":2169.875,"confidence":0.97509766,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.02022993750870228},{"word":"time","start":2169.875,"end":2170.115,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.03150404989719391},{"word":"we","start":2170.115,"end":2170.435,"confidence":0.8432617,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.033703383058309555},{"word":"were","start":2170.435,"end":2170.595,"confidence":0.99902344,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.028898483142256737},{"word":"able","start":2170.595,"end":2170.915,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.04667294397950173},{"word":"to","start":2170.915,"end":2171.075,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.035883404314517975},{"word":"catch","start":2171.075,"end":2171.315,"confidence":1.0,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.042484499514102936},{"word":"up","start":2171.315,"end":2171.555,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.039241768419742584},{"word":"last","start":2171.555,"end":2171.795,"confidence":0.9980469,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.027596723288297653},{"word":"year","start":2171.795,"end":2172.115,"confidence":0.97924805,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.03603096306324005},{"word":"i","start":2172.115,"end":2172.195,"confidence":0.86865234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.027430793270468712},{"word":"looks","start":2172.355,"end":2172.675,"confidence":0.7783203,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.01135047897696495},{"word":"like","start":2172.675,"end":2172.915,"confidence":0.9970703,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.010670816525816916},{"word":"you","start":2172.915,"end":2172.9949,"confidence":0.9838867,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0071987733244895935},{"word":"were","start":2172.9949,"end":2173.2349,"confidence":0.9760742,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.0030621476471424103},{"word":"paying","start":2173.2349,"end":2173.475,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.007415121421217918},{"word":"about","start":2173.475,"end":2173.875,"confidence":0.9951172,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.015804259106516838},{"word":"$520","start":2173.875,"end":2176.035,"confidence":0.99890137,"punctuated_word":"$520","sentiment":"neutral","sentiment_score":0.03126472607254982},{"word":"per","start":2176.035,"end":2176.275,"confidence":1.0,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.01039610430598259},{"word":"week","start":2176.275,"end":2176.65,"confidence":0.99902344,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.003609204664826393},{"word":"has","start":2176.73,"end":2176.89,"confidence":0.99316406,"punctuated_word":"Has","sentiment":"neutral","sentiment_score":-0.005266563966870308},{"word":"your","start":2176.89,"end":2177.0498,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.010739102959632874},{"word":"rate","start":2177.0498,"end":2177.21,"confidence":0.69628906,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":0.011235151439905168},{"word":"gone","start":2177.21,"end":2177.5298,"confidence":0.97802734,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.014517854899168016},{"word":"up","start":2177.5298,"end":2177.69,"confidence":0.873291,"punctuated_word":"up,","sentiment":"neutral","sentiment_score":-0.016002386808395386},{"word":"or","start":2177.69,"end":2177.8499,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.023523546755313873},{"word":"is","start":2177.8499,"end":2178.01,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.011970680207014084},{"word":"it","start":2178.01,"end":2178.17,"confidence":0.96875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.014102092012763023},{"word":"still","start":2178.17,"end":2178.3298,"confidence":0.9951172,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.11771412938833235},{"word":"that","start":2178.3298,"end":2178.49,"confidence":0.8305664,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10578018426895142},{"word":"same","start":2178.49,"end":2178.99,"confidence":0.8479004,"punctuated_word":"same?","sentiment":"neutral","sentiment_score":-0.06216014176607132},{"word":"the","start":2180.65,"end":2180.89,"confidence":0.7475586,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.001872776076197624},{"word":"same","start":2180.89,"end":2181.2898,"confidence":0.8959961,"punctuated_word":"same?","sentiment":"neutral","sentiment_score":0.036573488265275955},{"word":"beautiful","start":2181.2898,"end":2181.7898,"confidence":0.99902344,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.29474830627441406},{"word":"assets","start":2182.5698,"end":2183.0698,"confidence":0.35424805,"punctuated_word":"Assets","sentiment":"neutral","sentiment_score":0.13810285925865173},{"word":"wise","start":2183.21,"end":2183.71,"confidence":0.98876953,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.1414853185415268},{"word":"i've","start":2184.0898,"end":2184.25,"confidence":0.9970703,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.12651750445365906},{"word":"got","start":2184.25,"end":2184.41,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.09593052417039873},{"word":"your","start":2184.41,"end":2184.73,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10436929762363434},{"word":"contents","start":2184.73,"end":2185.23,"confidence":0.4901123,"punctuated_word":"contents.","sentiment":"neutral","sentiment_score":0.1065162718296051},{"word":"rough","start":2185.69,"end":2185.93,"confidence":0.91748047,"punctuated_word":"Rough","sentiment":"neutral","sentiment_score":0.02225908637046814},{"word":"value","start":2185.93,"end":2186.3298,"confidence":0.97998047,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.044093407690525055},{"word":"there","start":2186.3298,"end":2186.5698,"confidence":0.8964844,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.044890791177749634},{"word":"is","start":2186.5698,"end":2186.73,"confidence":0.6645508,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05677078664302826},{"word":"about","start":2186.73,"end":2187.0498,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.045313455164432526},{"word":"50,000","start":2187.0498,"end":2187.93,"confidence":0.9975586,"punctuated_word":"50,000.","sentiment":"neutral","sentiment_score":0.06566378474235535},{"word":"does","start":2187.93,"end":2188.17,"confidence":0.98828125,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.06937418133020401},{"word":"that","start":2188.17,"end":2188.3298,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11421112716197968},{"word":"sound","start":2188.3298,"end":2188.65,"confidence":0.99902344,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.06691089272499084},{"word":"about","start":2188.65,"end":2188.89,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.042602214962244034},{"word":"right","start":2188.89,"end":2189.39,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.073677659034729},{"word":"yep","start":2190.615,"end":2191.0151,"confidence":0.7836914,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15135103464126587},{"word":"beautiful","start":2191.0151,"end":2191.5151,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.29546159505844116},{"word":"now","start":2191.735,"end":2191.975,"confidence":0.8857422,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.06034395843744278},{"word":"when","start":2191.975,"end":2192.135,"confidence":0.9902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.029748698696494102},{"word":"i","start":2192.135,"end":2192.215,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0459468737244606},{"word":"do","start":2192.215,"end":2192.455,"confidence":0.96875,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06625744700431824},{"word":"retirement","start":2192.455,"end":2192.955,"confidence":0.84472656,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.06561840325593948},{"word":"advice","start":2193.0151,"end":2193.335,"confidence":0.76000977,"punctuated_word":"advice,","sentiment":"neutral","sentiment_score":0.040672823786735535},{"word":"my","start":2193.335,"end":2193.575,"confidence":0.5859375,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.03188423067331314},{"word":"factor","start":2193.575,"end":2193.975,"confidence":0.5161133,"punctuated_word":"factor","sentiment":"neutral","sentiment_score":0.046171583235263824},{"word":"in","start":2193.975,"end":2194.215,"confidence":0.98828125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.054310768842697144},{"word":"centrelink","start":2194.215,"end":2194.715,"confidence":0.9647217,"punctuated_word":"Centrelink,","sentiment":"neutral","sentiment_score":0.0695420503616333},{"word":"i","start":2194.855,"end":2194.935,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0543733686208725},{"word":"do","start":2194.935,"end":2195.175,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06951215863227844},{"word":"do","start":2195.175,"end":2195.675,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04950015991926193},{"word":"i","start":2196.055,"end":2196.215,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.060045432299375534},{"word":"do","start":2196.215,"end":2196.535,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08003676682710648},{"word":"alter","start":2196.535,"end":2196.855,"confidence":0.97802734,"punctuated_word":"alter","sentiment":"neutral","sentiment_score":0.05907332897186279},{"word":"the","start":2196.855,"end":2197.0151,"confidence":0.97265625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03662008047103882},{"word":"values","start":2197.0151,"end":2197.495,"confidence":0.58203125,"punctuated_word":"values","sentiment":"neutral","sentiment_score":0.02946988120675087},{"word":"of","start":2197.495,"end":2197.655,"confidence":0.8798828,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.024409133940935135},{"word":"those","start":2197.655,"end":2197.895,"confidence":0.9873047,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.018041089177131653},{"word":"because","start":2197.895,"end":2198.215,"confidence":0.50146484,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.04222425818443298},{"word":"when","start":2198.215,"end":2198.375,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.03466137871146202},{"word":"you","start":2198.375,"end":2198.535,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04952376335859299},{"word":"are","start":2198.535,"end":2198.695,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.037316277623176575},{"word":"applying","start":2198.695,"end":2199.0151,"confidence":0.99902344,"punctuated_word":"applying","sentiment":"neutral","sentiment_score":0.04459213465452194},{"word":"to","start":2199.0151,"end":2199.175,"confidence":0.55078125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06428828835487366},{"word":"centrelink","start":2199.175,"end":2199.655,"confidence":1.0,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":0.06632165610790253},{"word":"down","start":2199.655,"end":2199.815,"confidence":0.99609375,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.06690620630979538},{"word":"the","start":2199.815,"end":2199.975,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06789921224117279},{"word":"track","start":2199.975,"end":2200.295,"confidence":0.9916992,"punctuated_word":"track,","sentiment":"neutral","sentiment_score":0.05571736767888069},{"word":"they","start":2200.295,"end":2200.455,"confidence":0.95947266,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.037303753197193146},{"word":"essentially","start":2200.455,"end":2200.935,"confidence":0.9667969,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.04936671257019043},{"word":"want","start":2200.935,"end":2201.0151,"confidence":0.9970703,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.04330086708068848},{"word":"you","start":2201.0151,"end":2201.175,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.045963846147060394},{"word":"to","start":2201.175,"end":2201.415,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.044579293578863144},{"word":"apply","start":2201.415,"end":2201.815,"confidence":1.0,"punctuated_word":"apply","sentiment":"neutral","sentiment_score":0.02671833336353302},{"word":"based","start":2201.815,"end":2202.055,"confidence":0.9970703,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.05043774098157883},{"word":"on","start":2202.055,"end":2202.555,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06734666228294373},{"word":"quick","start":2203.37,"end":2203.6902,"confidence":0.9921875,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.07285089790821075},{"word":"sale","start":2203.6902,"end":2204.09,"confidence":0.9350586,"punctuated_word":"sale","sentiment":"neutral","sentiment_score":0.04806996136903763},{"word":"values","start":2204.09,"end":2204.57,"confidence":0.7788086,"punctuated_word":"values","sentiment":"neutral","sentiment_score":0.02895177900791168},{"word":"or","start":2204.57,"end":2204.81,"confidence":0.40161133,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.030099529772996902},{"word":"fire","start":2204.81,"end":2205.21,"confidence":0.9404297,"punctuated_word":"fire","sentiment":"neutral","sentiment_score":0.04037129878997803},{"word":"sale","start":2205.21,"end":2205.45,"confidence":0.9770508,"punctuated_word":"sale","sentiment":"neutral","sentiment_score":0.03416062518954277},{"word":"values","start":2205.45,"end":2205.95,"confidence":0.9423828,"punctuated_word":"values.","sentiment":"neutral","sentiment_score":0.027531655505299568},{"word":"so","start":2206.09,"end":2206.59,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.019498536363244057},{"word":"for","start":2206.73,"end":2207.05,"confidence":0.5498047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0016525499522686005},{"word":"content","start":2207.05,"end":2207.53,"confidence":0.81689453,"punctuated_word":"content,","sentiment":"neutral","sentiment_score":0.009877005591988564},{"word":"when","start":2207.53,"end":2207.77,"confidence":0.99902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.0035286787897348404},{"word":"i'm","start":2207.77,"end":2207.85,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.01688859984278679},{"word":"looking","start":2207.85,"end":2208.1702,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.015509244054555891},{"word":"at","start":2208.1702,"end":2208.33,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.014488883316516876},{"word":"centrelink","start":2208.33,"end":2208.81,"confidence":0.99902344,"punctuated_word":"Centrelink,","sentiment":"neutral","sentiment_score":0.024404820054769516},{"word":"i","start":2208.81,"end":2209.05,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.011891819536685944},{"word":"never","start":2209.05,"end":2209.45,"confidence":0.99902344,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.03523993864655495},{"word":"value","start":2209.45,"end":2209.85,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.024263083934783936},{"word":"anything","start":2209.85,"end":2210.25,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.04281097277998924},{"word":"more","start":2210.25,"end":2210.49,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.06124512478709221},{"word":"than","start":2210.49,"end":2210.73,"confidence":0.9460449,"punctuated_word":"than,","sentiment":"neutral","sentiment_score":-0.03680760785937309},{"word":"say","start":2210.73,"end":2211.23,"confidence":0.99658203,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.014903213828802109},{"word":"10,000","start":2211.37,"end":2212.1702,"confidence":1.0,"punctuated_word":"10,000","sentiment":"neutral","sentiment_score":0.045722343027591705},{"word":"for","start":2212.1702,"end":2212.4102,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.004037320613861084},{"word":"a","start":2212.4102,"end":2212.57,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.006252763792872429},{"word":"couple","start":2212.57,"end":2213.07,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.011314287781715391},{"word":"because","start":2213.77,"end":2214.01,"confidence":0.56347656,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.06316094845533371},{"word":"you","start":2214.01,"end":2214.1702,"confidence":0.97802734,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08241409808397293},{"word":"wanna","start":2214.1702,"end":2214.49,"confidence":0.9863281,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.11868599057197572},{"word":"get","start":2214.49,"end":2214.6501,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.10391196608543396},{"word":"the","start":2214.6501,"end":2214.81,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08830410242080688},{"word":"best","start":2214.81,"end":2215.05,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.0909053236246109},{"word":"centrelink","start":2215.05,"end":2215.55,"confidence":1.0,"punctuated_word":"Centrelink","sentiment":"neutral","sentiment_score":0.14919717609882355},{"word":"assessment","start":2215.9302,"end":2216.4302,"confidence":1.0,"punctuated_word":"assessment","sentiment":"neutral","sentiment_score":0.2129315286874771},{"word":"you","start":2216.57,"end":2216.81,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12865382432937622},{"word":"can","start":2216.81,"end":2217.31,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12768355011940002},{"word":"down","start":2217.965,"end":2218.125,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.13596689701080322},{"word":"the","start":2218.125,"end":2218.445,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09234461188316344},{"word":"track","start":2218.445,"end":2218.945,"confidence":0.9975586,"punctuated_word":"track.","sentiment":"neutral","sentiment_score":0.06961560249328613},{"word":"i've","start":2219.965,"end":2220.285,"confidence":0.86938477,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.08299960196018219},{"word":"got","start":2220.285,"end":2220.445,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.08448825776576996},{"word":"your","start":2220.445,"end":2220.845,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0963573306798935},{"word":"here","start":2220.845,"end":2221.345,"confidence":0.23547363,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.08400057256221771},{"word":"as","start":2221.405,"end":2221.565,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07199931144714355},{"word":"well","start":2221.565,"end":2222.065,"confidence":0.99853516,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.0609082393348217},{"word":"you","start":2222.845,"end":2223.165,"confidence":0.95410156,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.04760871082544327},{"word":"had","start":2223.165,"end":2223.325,"confidence":0.99609375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.046540338546037674},{"word":"a","start":2223.325,"end":2223.485,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04450304061174393},{"word":"value","start":2223.485,"end":2223.965,"confidence":0.9892578,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.050330959260463715},{"word":"there","start":2223.965,"end":2224.205,"confidence":0.9819336,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.039035096764564514},{"word":"of","start":2224.205,"end":2224.445,"confidence":0.6621094,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04557059705257416},{"word":"about","start":2224.445,"end":2224.605,"confidence":0.34960938,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04384107887744904},{"word":"18,000","start":2224.605,"end":2225.485,"confidence":0.99902344,"punctuated_word":"18,000.","sentiment":"neutral","sentiment_score":0.042943645268678665},{"word":"does","start":2225.485,"end":2225.645,"confidence":0.9970703,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.05223056301474571},{"word":"that","start":2225.645,"end":2225.885,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08368079364299774},{"word":"sound","start":2225.885,"end":2226.125,"confidence":1.0,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":0.04230263456702232},{"word":"right","start":2226.125,"end":2226.625,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.03866492584347725},{"word":"yep","start":2227.485,"end":2227.985,"confidence":0.7775879,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1405557543039322},{"word":"fantastic","start":2228.125,"end":2228.625,"confidence":0.99560547,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.36307281255722046},{"word":"and","start":2229.485,"end":2229.645,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1319488286972046},{"word":"then","start":2229.645,"end":2229.885,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.10273413360118866},{"word":"you","start":2229.885,"end":2230.125,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07848566025495529},{"word":"also","start":2230.125,"end":2230.445,"confidence":0.9970703,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.0851285308599472},{"word":"had","start":2230.445,"end":2230.605,"confidence":0.84472656,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.08181573450565338},{"word":"a","start":2230.605,"end":2230.7651,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05437333881855011},{"word":"new","start":2230.7651,"end":2231.0051,"confidence":0.99902344,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.03816338628530502},{"word":"vehicle","start":2231.0051,"end":2231.405,"confidence":0.8125,"punctuated_word":"vehicle,","sentiment":"neutral","sentiment_score":0.04194485396146774},{"word":"it","start":2231.405,"end":2231.565,"confidence":0.98291016,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06287218630313873},{"word":"looks","start":2231.565,"end":2231.885,"confidence":0.99902344,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.04695571959018707},{"word":"like","start":2231.885,"end":2232.385,"confidence":0.9692383,"punctuated_word":"like.","sentiment":"neutral","sentiment_score":0.05719772353768349},{"word":"i","start":2232.47,"end":2232.63,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01876973919570446},{"word":"don't","start":2232.63,"end":2232.7898,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.019899681210517883},{"word":"know","start":2232.7898,"end":2232.95,"confidence":0.9980469,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.008772991597652435},{"word":"what","start":2232.95,"end":2233.2698,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0066290199756622314},{"word":"it","start":2233.2698,"end":2233.3499,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.007834307849407196},{"word":"was","start":2233.3499,"end":2233.5898,"confidence":0.982666,"punctuated_word":"was.","sentiment":"neutral","sentiment_score":-0.01293219719082117},{"word":"i'm","start":2233.5898,"end":2233.8298,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.027606278657913208},{"word":"so","start":2233.8298,"end":2234.0698,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.022159522399306297},{"word":"sorry","start":2234.0698,"end":2234.5698,"confidence":0.9880371,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.02411602810025215},{"word":"but","start":2235.2698,"end":2235.51,"confidence":0.58251953,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.02040182799100876},{"word":"do","start":2235.51,"end":2235.67,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.013926822692155838},{"word":"you","start":2235.67,"end":2235.8298,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.006772726774215698},{"word":"have","start":2235.8298,"end":2235.99,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.01368635520339012},{"word":"two","start":2235.99,"end":2236.23,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.015717366710305214},{"word":"vehicles","start":2236.23,"end":2236.73,"confidence":0.9951172,"punctuated_word":"vehicles?","sentiment":"neutral","sentiment_score":-0.013056807219982147},{"word":"okay","start":2239.2698,"end":2239.7698,"confidence":0.99365234,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.002799583598971367},{"word":"yep","start":2242.71,"end":2243.21,"confidence":0.96069336,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.01969149708747864},{"word":"ford","start":2245.145,"end":2245.545,"confidence":0.9716797,"punctuated_word":"Ford","sentiment":"neutral","sentiment_score":0.01512956339865923},{"word":"ranger","start":2245.545,"end":2246.045,"confidence":0.9836426,"punctuated_word":"Ranger.","sentiment":"neutral","sentiment_score":0.025550007820129395},{"word":"beautiful","start":2246.105,"end":2246.605,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.1825866997241974},{"word":"i","start":2246.905,"end":2247.065,"confidence":0.7583008,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01286311075091362},{"word":"believe","start":2247.065,"end":2247.385,"confidence":0.9819336,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":-0.004851479083299637},{"word":"it","start":2247.385,"end":2247.625,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.010193049907684326},{"word":"said","start":2247.625,"end":2247.865,"confidence":0.96240234,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.01077386736869812},{"word":"here","start":2247.865,"end":2248.105,"confidence":0.9951172,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.02122463285923004},{"word":"that","start":2248.105,"end":2248.265,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.005485851317644119},{"word":"you","start":2248.265,"end":2248.425,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.013763213530182838},{"word":"had","start":2248.425,"end":2248.925,"confidence":0.9873047,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.011952033266425133},{"word":"a","start":2248.9849,"end":2249.2249,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0029049254953861237},{"word":"loan","start":2249.2249,"end":2249.625,"confidence":1.0,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":0.007080242037773132},{"word":"on","start":2249.625,"end":2249.865,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.003046978265047074},{"word":"that","start":2249.865,"end":2250.025,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.008358363062143326},{"word":"one","start":2250.025,"end":2250.265,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.000530637800693512},{"word":"of","start":2250.265,"end":2250.505,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.007777251303195953},{"word":"about","start":2250.505,"end":2250.825,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.002613849937915802},{"word":"30,000","start":2250.825,"end":2251.545,"confidence":0.9995117,"punctuated_word":"30,000.","sentiment":"neutral","sentiment_score":-0.00027749937726184726},{"word":"do","start":2251.545,"end":2251.705,"confidence":1.0,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.03798209875822067},{"word":"you","start":2251.705,"end":2251.865,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.035023558884859085},{"word":"still","start":2251.865,"end":2252.105,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.040516965091228485},{"word":"have","start":2252.105,"end":2252.185,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.03169865533709526},{"word":"a","start":2252.185,"end":2252.265,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.030565369874238968},{"word":"loan","start":2252.265,"end":2252.505,"confidence":1.0,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":-0.03714776039123535},{"word":"on","start":2252.505,"end":2252.585,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.03462700918316841},{"word":"that","start":2252.585,"end":2252.825,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06906571984291077},{"word":"vehicle","start":2252.825,"end":2253.325,"confidence":1.0,"punctuated_word":"vehicle?","sentiment":"neutral","sentiment_score":-0.05759216845035553},{"word":"no","start":2253.865,"end":2254.365,"confidence":0.58935547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.14506083726882937},{"word":"no","start":2255.145,"end":2255.385,"confidence":0.8532715,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11188105493783952},{"word":"that's","start":2255.385,"end":2255.705,"confidence":0.9875488,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.08296392858028412},{"word":"okay","start":2255.705,"end":2256.105,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.07412822544574738},{"word":"i","start":2256.105,"end":2256.345,"confidence":0.8520508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10224353522062302},{"word":"might","start":2256.345,"end":2256.505,"confidence":0.9921875,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.1036667823791504},{"word":"be","start":2256.505,"end":2256.665,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.10867482423782349},{"word":"in","start":2256.665,"end":2256.825,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1629936695098877},{"word":"the","start":2256.825,"end":2256.9849,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1454782485961914},{"word":"wrong","start":2256.9849,"end":2257.305,"confidence":0.99902344,"punctuated_word":"wrong","sentiment":"neutral","sentiment_score":-0.1157347708940506},{"word":"section","start":2257.305,"end":2257.805,"confidence":0.8239746,"punctuated_word":"section.","sentiment":"neutral","sentiment_score":-0.06916938722133636},{"word":"that's","start":2257.865,"end":2258.19,"confidence":0.99365234,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5953118801116943},{"word":"easy","start":2258.3499,"end":2258.67,"confidence":0.984375,"punctuated_word":"easy","sentiment":"positive","sentiment_score":0.6664935350418091},{"word":"done","start":2258.67,"end":2259.15,"confidence":0.90966797,"punctuated_word":"done.","sentiment":"positive","sentiment_score":0.5489574670791626},{"word":"so","start":2259.15,"end":2259.65,"confidence":0.84716797,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06201888620853424},{"word":"no","start":2259.71,"end":2260.03,"confidence":0.6826172,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.03201649710536003},{"word":"loan","start":2260.03,"end":2260.53,"confidence":0.9567871,"punctuated_word":"loan.","sentiment":"neutral","sentiment_score":-0.03579156473278999},{"word":"beautiful","start":2261.8699,"end":2262.3699,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.27714288234710693},{"word":"would","start":2262.43,"end":2262.5898,"confidence":0.9980469,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.08290993422269821},{"word":"you","start":2262.5898,"end":2262.8298,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10461156070232391},{"word":"value","start":2262.8298,"end":2263.15,"confidence":0.99316406,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.0777372419834137},{"word":"it","start":2263.15,"end":2263.31,"confidence":0.5449219,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11525934189558028},{"word":"at","start":2263.31,"end":2263.55,"confidence":0.95166016,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07415127754211426},{"word":"about","start":2263.55,"end":2263.79,"confidence":0.9863281,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.09457790106534958},{"word":"30,000","start":2263.79,"end":2264.51,"confidence":0.9975586,"punctuated_word":"30,000","sentiment":"neutral","sentiment_score":0.05897710099816322},{"word":"or","start":2264.51,"end":2265.01,"confidence":0.56884766,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05857580155134201},{"word":"okay","start":2267.71,"end":2268.21,"confidence":0.98950195,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.18791046738624573},{"word":"beautiful","start":2269.63,"end":2270.13,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4585927128791809},{"word":"what","start":2270.19,"end":2270.3499,"confidence":0.9941406,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.11956500262022018},{"word":"sort","start":2270.3499,"end":2270.51,"confidence":0.5058594,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.12734834849834442},{"word":"of","start":2270.51,"end":2270.67,"confidence":0.984375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13593147695064545},{"word":"value","start":2270.67,"end":2270.91,"confidence":0.97998047,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.14196082949638367},{"word":"would","start":2270.91,"end":2271.0698,"confidence":0.9941406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.10493950545787813},{"word":"you","start":2271.0698,"end":2271.23,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1380944848060608},{"word":"put","start":2271.23,"end":2271.39,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.04828855022788048},{"word":"on","start":2271.39,"end":2271.55,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05446761101484299},{"word":"it","start":2271.55,"end":2271.71,"confidence":0.96191406,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.09311729669570924},{"word":"do","start":2271.71,"end":2271.79,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0577549934387207},{"word":"you","start":2271.79,"end":2271.8699,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10748713463544846},{"word":"think","start":2271.8699,"end":2272.3699,"confidence":1.0,"punctuated_word":"think?","sentiment":"neutral","sentiment_score":0.09657426178455351},{"word":"46,000","start":2274.875,"end":2276.015,"confidence":0.9803874,"punctuated_word":"46,000.","sentiment":"neutral","sentiment_score":0.07763471454381943},{"word":"beautiful","start":2276.075,"end":2276.575,"confidence":0.98950195,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.46765604615211487},{"word":"and","start":2277.355,"end":2277.675,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.23289716243743896},{"word":"no","start":2277.675,"end":2278.075,"confidence":0.99902344,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.14089877903461456},{"word":"loan","start":2278.075,"end":2278.575,"confidence":0.99365234,"punctuated_word":"loan.","sentiment":"neutral","sentiment_score":0.16224655508995056},{"word":"easy","start":2278.635,"end":2279.0352,"confidence":0.99902344,"punctuated_word":"Easy.","sentiment":"neutral","sentiment_score":0.2543025612831116},{"word":"it","start":2279.0352,"end":2279.435,"confidence":0.7211914,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.07770140469074249},{"word":"might","start":2279.435,"end":2279.675,"confidence":0.9970703,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.06068755686283112},{"word":"have","start":2279.675,"end":2279.755,"confidence":0.640625,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0918780118227005},{"word":"just","start":2279.755,"end":2279.9949,"confidence":0.9873047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.14465250074863434},{"word":"been","start":2279.9949,"end":2280.155,"confidence":0.796875,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.13106247782707214},{"word":"popped","start":2280.155,"end":2280.395,"confidence":0.9614258,"punctuated_word":"popped","sentiment":"neutral","sentiment_score":0.13637925684452057},{"word":"in","start":2280.395,"end":2280.555,"confidence":0.60791016,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12124418467283248},{"word":"the","start":2280.555,"end":2280.635,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11074454337358476},{"word":"wrong","start":2280.635,"end":2280.875,"confidence":1.0,"punctuated_word":"wrong","sentiment":"neutral","sentiment_score":0.10277283191680908},{"word":"column","start":2280.875,"end":2281.195,"confidence":0.9746094,"punctuated_word":"column,","sentiment":"neutral","sentiment_score":0.08718158304691315},{"word":"but","start":2281.195,"end":2281.355,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.12145336717367172},{"word":"that's","start":2281.355,"end":2281.595,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.15613684058189392},{"word":"okay","start":2281.595,"end":2282.075,"confidence":0.9980469,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.24531647562980652},{"word":"easy","start":2282.075,"end":2282.395,"confidence":0.99609375,"punctuated_word":"Easy","sentiment":"positive","sentiment_score":0.41737180948257446},{"word":"to","start":2282.395,"end":2282.555,"confidence":0.99609375,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.388328492641449},{"word":"sort","start":2282.555,"end":2282.795,"confidence":0.9838867,"punctuated_word":"sort","sentiment":"positive","sentiment_score":0.35528796911239624},{"word":"out","start":2282.795,"end":2283.115,"confidence":0.84716797,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.30907437205314636},{"word":"beautiful","start":2283.115,"end":2283.615,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4381873309612274},{"word":"do","start":2284.315,"end":2284.555,"confidence":0.8574219,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.1292034238576889},{"word":"you","start":2284.555,"end":2284.715,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06652453541755676},{"word":"have","start":2284.715,"end":2285.115,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07277090847492218},{"word":"any","start":2285.115,"end":2285.435,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.0916031077504158},{"word":"other","start":2285.435,"end":2285.755,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.05902150273323059},{"word":"assets","start":2285.755,"end":2286.155,"confidence":0.9980469,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.06748053431510925},{"word":"or","start":2286.155,"end":2286.315,"confidence":0.984375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07346891611814499},{"word":"anything","start":2286.315,"end":2286.715,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.09435461461544035},{"word":"else","start":2286.715,"end":2286.875,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.0986030250787735},{"word":"you'd","start":2286.875,"end":2287.115,"confidence":0.98535156,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.08344602584838867},{"word":"note","start":2287.115,"end":2287.355,"confidence":0.9658203,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.06705205887556076},{"word":"down","start":2287.355,"end":2287.855,"confidence":0.9748535,"punctuated_word":"down?","sentiment":"neutral","sentiment_score":0.07166911661624908},{"word":"no","start":2291.33,"end":2291.6501,"confidence":0.86328125,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.007960348390042782},{"word":"that's","start":2291.6501,"end":2292.05,"confidence":0.9890137,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.024055099114775658},{"word":"okay","start":2292.05,"end":2292.55,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.027856603264808655},{"word":"you","start":2292.6902,"end":2292.85,"confidence":0.99316406,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.0139999371021986},{"word":"mentioned","start":2292.85,"end":2293.1702,"confidence":0.9892578,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":0.03529975563287735},{"word":"that","start":2293.1702,"end":2293.4102,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.025393754243850708},{"word":"you","start":2293.4102,"end":2293.57,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.021084390580654144},{"word":"are","start":2293.57,"end":2293.73,"confidence":0.83984375,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.023688333109021187},{"word":"you've","start":2293.81,"end":2294.05,"confidence":0.90844727,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.026272814720869064},{"word":"got","start":2294.05,"end":2294.21,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.027422111481428143},{"word":"your","start":2294.21,"end":2294.4502,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.030007515102624893},{"word":"savings","start":2294.4502,"end":2294.85,"confidence":0.9970703,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.006954211741685867},{"word":"there","start":2294.85,"end":2295.09,"confidence":0.7758789,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.02599751204252243},{"word":"as","start":2295.09,"end":2295.25,"confidence":0.89501953,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.02279622852802277},{"word":"well","start":2295.25,"end":2295.4102,"confidence":0.99316406,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.022764213383197784},{"word":"for","start":2295.4102,"end":2295.57,"confidence":0.32226562,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.014382021501660349},{"word":"your","start":2295.57,"end":2295.73,"confidence":0.9707031,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.007134374231100082},{"word":"house","start":2295.73,"end":2295.97,"confidence":0.7607422,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.023745868355035785},{"word":"deposit","start":2295.97,"end":2296.47,"confidence":0.98461914,"punctuated_word":"deposit.","sentiment":"neutral","sentiment_score":0.004086799919605255},{"word":"how","start":2296.61,"end":2296.77,"confidence":0.9370117,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.002792526036500931},{"word":"much","start":2296.77,"end":2296.9302,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.004234436899423599},{"word":"do","start":2296.9302,"end":2297.09,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.011121565476059914},{"word":"you","start":2297.09,"end":2297.1702,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0005308482795953751},{"word":"have","start":2297.1702,"end":2297.33,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.007623001933097839},{"word":"in","start":2297.33,"end":2297.49,"confidence":0.98095703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.014961540699005129},{"word":"savings","start":2297.49,"end":2297.97,"confidence":0.9980469,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":-0.02156977169215679},{"word":"at","start":2297.97,"end":2298.05,"confidence":0.984375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.032190658152103424},{"word":"the","start":2298.05,"end":2298.21,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02122259885072708},{"word":"moment","start":2298.21,"end":2298.71,"confidence":1.0,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":-0.03223809599876404},{"word":"yep","start":2302.2249,"end":2302.7249,"confidence":0.92285156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.00041837929165922105},{"word":"okay","start":2305.185,"end":2305.685,"confidence":0.9838867,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.010201996192336082},{"word":"and","start":2306.145,"end":2306.385,"confidence":0.9951172,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.008512638509273529},{"word":"you're","start":2306.385,"end":2306.785,"confidence":0.9807129,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.006679069250822067},{"word":"trying","start":2306.785,"end":2307.025,"confidence":0.9863281,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.006925642490386963},{"word":"to","start":2307.025,"end":2307.105,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.009376749396324158},{"word":"build","start":2307.105,"end":2307.345,"confidence":0.9970703,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.01624893769621849},{"word":"that","start":2307.345,"end":2307.505,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.021276026964187626},{"word":"back","start":2307.505,"end":2307.665,"confidence":0.9921875,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.018778113648295403},{"word":"up","start":2307.665,"end":2307.825,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.012942764908075333},{"word":"to","start":2307.825,"end":2307.9849,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.014639642089605331},{"word":"about","start":2307.9849,"end":2308.305,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.009302560240030289},{"word":"60","start":2308.305,"end":2308.625,"confidence":0.99316406,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.011268559843301771},{"word":"to","start":2308.625,"end":2308.785,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.011298229917883871},{"word":"a","start":2308.785,"end":2308.865,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.008767172694206238},{"word":"100,000","start":2308.865,"end":2309.765,"confidence":0.9855957,"punctuated_word":"100,000?","sentiment":"neutral","sentiment_score":0.016413263976573944},{"word":"yeah","start":2312.705,"end":2313.205,"confidence":0.7495117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.014184579253196716},{"word":"yeah","start":2316.21,"end":2316.61,"confidence":0.9645996,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.025644876062870026},{"word":"of","start":2316.61,"end":2316.85,"confidence":0.9921875,"punctuated_word":"Of","sentiment":"neutral","sentiment_score":0.019496040418744087},{"word":"course","start":2316.85,"end":2317.09,"confidence":0.935791,"punctuated_word":"course.","sentiment":"neutral","sentiment_score":0.02070840448141098},{"word":"in","start":2317.09,"end":2317.25,"confidence":0.6230469,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.006197717040777206},{"word":"the","start":2317.25,"end":2317.41,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00957796350121498},{"word":"surgery","start":2317.41,"end":2317.91,"confidence":0.951416,"punctuated_word":"surgery.","sentiment":"neutral","sentiment_score":0.008494961075484753},{"word":"yeah","start":2318.05,"end":2318.55,"confidence":0.97753906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.029650568962097168},{"word":"yep","start":2318.77,"end":2319.27,"confidence":0.9069824,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04604546353220939},{"word":"yep","start":2321.25,"end":2321.75,"confidence":0.90283203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04832740128040314},{"word":"beautiful","start":2326.845,"end":2327.325,"confidence":0.8684082,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.29767465591430664},{"word":"and","start":2327.325,"end":2327.4849,"confidence":0.9921875,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08738544583320618},{"word":"are","start":2327.4849,"end":2327.645,"confidence":0.9526367,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.051756005734205246},{"word":"you","start":2327.645,"end":2327.725,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1010284349322319},{"word":"putting","start":2327.725,"end":2328.045,"confidence":0.9951172,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.10811449587345125},{"word":"a","start":2328.045,"end":2328.205,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0969744622707367},{"word":"certain","start":2328.205,"end":2328.525,"confidence":0.9453125,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":0.05095080286264419},{"word":"amount","start":2328.525,"end":2328.845,"confidence":0.9951172,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.06360842287540436},{"word":"away","start":2328.845,"end":2329.165,"confidence":0.9536133,"punctuated_word":"away","sentiment":"neutral","sentiment_score":0.11441771686077118},{"word":"on","start":2329.165,"end":2329.325,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06070999056100845},{"word":"a","start":2329.325,"end":2329.405,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06931197643280029},{"word":"regular","start":2329.405,"end":2329.805,"confidence":1.0,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.04970253631472587},{"word":"basis","start":2329.805,"end":2330.285,"confidence":1.0,"punctuated_word":"basis","sentiment":"neutral","sentiment_score":0.061043109744787216},{"word":"towards","start":2330.285,"end":2330.605,"confidence":0.9941406,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":0.06626367568969727},{"word":"that","start":2330.605,"end":2330.765,"confidence":0.9091797,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.05613904073834419},{"word":"or","start":2330.765,"end":2330.845,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03227482736110687},{"word":"is","start":2330.845,"end":2331.005,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.040541473776102066},{"word":"it","start":2331.005,"end":2331.085,"confidence":0.9873047,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07677222043275833},{"word":"just","start":2331.085,"end":2331.325,"confidence":0.95947266,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.049197085201740265},{"word":"everything","start":2331.325,"end":2331.645,"confidence":0.56103516,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.049963317811489105},{"word":"you're","start":2331.645,"end":2331.965,"confidence":0.92211914,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.053530119359493256},{"word":"coming","start":2331.965,"end":2332.205,"confidence":0.9819336,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.08159670978784561},{"word":"in","start":2332.205,"end":2332.445,"confidence":0.99316406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10543793439865112},{"word":"that","start":2332.445,"end":2332.525,"confidence":0.9892578,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06684833019971848},{"word":"you","start":2332.525,"end":2332.605,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07166772335767746},{"word":"don't","start":2332.605,"end":2332.845,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.0567372664809227},{"word":"need","start":2332.845,"end":2333.005,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.05938021093606949},{"word":"to","start":2333.005,"end":2333.165,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04981619492173195},{"word":"spend","start":2333.165,"end":2333.405,"confidence":0.9902344,"punctuated_word":"spend","sentiment":"neutral","sentiment_score":0.03793063014745712},{"word":"this","start":2333.405,"end":2333.565,"confidence":0.5214844,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.03501862660050392},{"word":"time","start":2333.565,"end":2333.885,"confidence":0.48754883,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.04299585521221161},{"word":"going","start":2333.885,"end":2334.125,"confidence":0.2697754,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.0887380987405777},{"word":"back","start":2334.125,"end":2334.285,"confidence":0.9970703,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.11727728694677352},{"word":"into","start":2334.285,"end":2334.525,"confidence":0.9970703,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.07907227426767349},{"word":"that","start":2334.525,"end":2334.765,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0862850472331047},{"word":"savings","start":2334.765,"end":2335.165,"confidence":0.8935547,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.03295478597283363},{"word":"file","start":2335.165,"end":2335.665,"confidence":0.93896484,"punctuated_word":"file?","sentiment":"neutral","sentiment_score":0.04757171869277954},{"word":"yep","start":2339.6199,"end":2340.1199,"confidence":0.9863281,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1420433223247528},{"word":"perfect","start":2340.18,"end":2340.68,"confidence":0.9980469,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2504429221153259},{"word":"money","start":2341.06,"end":2341.54,"confidence":0.9892578,"punctuated_word":"Money","sentiment":"neutral","sentiment_score":0.12043800950050354},{"word":"aside","start":2341.54,"end":2342.04,"confidence":0.98779297,"punctuated_word":"aside.","sentiment":"neutral","sentiment_score":0.1318695843219757},{"word":"lovely","start":2342.1,"end":2342.5,"confidence":1.0,"punctuated_word":"Lovely.","sentiment":"neutral","sentiment_score":0.18544743955135343},{"word":"how","start":2342.5,"end":2342.66,"confidence":0.9951172,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.04962971806526184},{"word":"much","start":2342.66,"end":2342.82,"confidence":0.99902344,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.07331064343452454},{"word":"are","start":2342.82,"end":2342.9,"confidence":0.87597656,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.05532331019639969},{"word":"you","start":2342.9,"end":2342.98,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0864567831158638},{"word":"putting","start":2342.98,"end":2343.22,"confidence":0.9951172,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.07475630939006805},{"word":"aside","start":2343.22,"end":2343.6199,"confidence":0.98291016,"punctuated_word":"aside","sentiment":"neutral","sentiment_score":0.06030862033367157},{"word":"at","start":2343.6199,"end":2343.78,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0433831512928009},{"word":"the","start":2343.78,"end":2343.8599,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04963041841983795},{"word":"moment","start":2343.8599,"end":2344.3599,"confidence":0.9995117,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.04972049221396446},{"word":"okay","start":2350.5,"end":2350.98,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.16060589253902435},{"word":"perfect","start":2350.98,"end":2351.48,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.34440600872039795},{"word":"fantastic","start":2351.94,"end":2352.44,"confidence":0.984375,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.4098137617111206},{"word":"per","start":2353.285,"end":2353.525,"confidence":0.9614258,"punctuated_word":"Per","sentiment":"neutral","sentiment_score":0.2684701383113861},{"word":"week","start":2353.525,"end":2353.765,"confidence":0.9831543,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.31456249952316284},{"word":"excellent","start":2353.765,"end":2354.265,"confidence":0.99853516,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.46608418226242065},{"word":"lovely","start":2354.405,"end":2354.905,"confidence":0.9995117,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.3929740786552429},{"word":"and","start":2355.285,"end":2355.525,"confidence":0.7089844,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2087884545326233},{"word":"i'll","start":2355.525,"end":2355.685,"confidence":0.99853516,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.21435146033763883},{"word":"just","start":2355.685,"end":2355.845,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1892092078924179},{"word":"clarify","start":2355.845,"end":2356.345,"confidence":0.9819336,"punctuated_word":"clarify","sentiment":"neutral","sentiment_score":0.15601485967636108},{"word":"with","start":2356.405,"end":2356.725,"confidence":0.5004883,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14694172143936157},{"word":"the","start":2356.725,"end":2357.045,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13913239538669586},{"word":"contributions","start":2357.045,"end":2357.545,"confidence":0.94384766,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.1679166853427887},{"word":"to","start":2357.605,"end":2357.845,"confidence":0.89453125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18372444808483124},{"word":"super","start":2357.845,"end":2358.165,"confidence":0.5305176,"punctuated_word":"Super,","sentiment":"neutral","sentiment_score":0.17164745926856995},{"word":"i'm","start":2358.165,"end":2358.325,"confidence":0.9980469,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.14479461312294006},{"word":"gonna","start":2358.325,"end":2358.565,"confidence":0.99609375,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1577921211719513},{"word":"factor","start":2358.565,"end":2358.885,"confidence":0.99316406,"punctuated_word":"factor","sentiment":"neutral","sentiment_score":0.16837619245052338},{"word":"in","start":2358.885,"end":2359.205,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15103325247764587},{"word":"a","start":2359.205,"end":2359.365,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10798457264900208},{"word":"$100","start":2359.365,"end":2360.005,"confidence":0.9995117,"punctuated_word":"$100","sentiment":"neutral","sentiment_score":0.10436638444662094},{"word":"per","start":2360.005,"end":2360.325,"confidence":1.0,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.07715852558612823},{"word":"week","start":2360.325,"end":2360.565,"confidence":0.99853516,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.09701308608055116},{"word":"is","start":2360.565,"end":2360.725,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.08158785849809647},{"word":"that","start":2360.725,"end":2360.965,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11421744525432588},{"word":"comfortable","start":2360.965,"end":2361.465,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.08830075711011887},{"word":"for","start":2361.525,"end":2361.605,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09916344285011292},{"word":"you","start":2361.605,"end":2362.105,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.07947135716676712},{"word":"that","start":2363.845,"end":2364.005,"confidence":0.91748047,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.12808579206466675},{"word":"will","start":2364.005,"end":2364.245,"confidence":0.99121094,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1379077285528183},{"word":"be","start":2364.245,"end":2364.405,"confidence":0.76708984,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":0.1189393699169159},{"word":"yep","start":2364.405,"end":2364.645,"confidence":0.7910156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10714685916900636},{"word":"okay","start":2364.645,"end":2365.125,"confidence":0.9995117,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.2174775004386902},{"word":"beautiful","start":2365.125,"end":2365.625,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4860906600952149},{"word":"fantastic","start":2365.765,"end":2366.265,"confidence":1.0,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.4900190234184265},{"word":"well","start":2366.485,"end":2366.725,"confidence":0.99902344,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.4258476793766022},{"word":"thank","start":2366.725,"end":2366.885,"confidence":1.0,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.5920677185058594},{"word":"you","start":2366.885,"end":2367.045,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5884718894958496},{"word":"for","start":2367.045,"end":2367.205,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6132316589355469},{"word":"updating","start":2367.205,"end":2367.685,"confidence":1.0,"punctuated_word":"updating","sentiment":"positive","sentiment_score":0.5287187099456787},{"word":"all","start":2367.685,"end":2367.845,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.5023357272148132},{"word":"those","start":2367.845,"end":2368.005,"confidence":0.9790039,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.5188525915145874},{"word":"details","start":2368.005,"end":2368.505,"confidence":1.0,"punctuated_word":"details","sentiment":"positive","sentiment_score":0.5492522120475769},{"word":"there","start":2368.565,"end":2368.805,"confidence":0.9892578,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.5654481053352356},{"word":"for","start":2368.805,"end":2368.98,"confidence":0.97265625,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5518933534622192},{"word":"me","start":2369.54,"end":2370.02,"confidence":1.0,"punctuated_word":"me.","sentiment":"positive","sentiment_score":0.4488109648227692},{"word":"the","start":2370.02,"end":2370.26,"confidence":0.70458984,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.12024997174739838},{"word":"only","start":2370.26,"end":2370.5,"confidence":0.99316406,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.07079701125621796},{"word":"other","start":2370.5,"end":2370.66,"confidence":0.7915039,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.07303844392299652},{"word":"thing","start":2370.66,"end":2370.9,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.10420045256614684},{"word":"i","start":2370.9,"end":2370.98,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08461999148130417},{"word":"have","start":2370.98,"end":2371.22,"confidence":0.9116211,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09420260787010191},{"word":"here","start":2371.22,"end":2371.3,"confidence":0.99609375,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.08840480446815491},{"word":"just","start":2371.46,"end":2371.6199,"confidence":0.6665039,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0828450471162796},{"word":"wanna","start":2371.6199,"end":2371.8599,"confidence":0.94140625,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.12800443172454834},{"word":"double","start":2371.8599,"end":2372.18,"confidence":0.9980469,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.11006895452737808},{"word":"check","start":2372.18,"end":2372.42,"confidence":0.8845215,"punctuated_word":"check.","sentiment":"neutral","sentiment_score":0.11550891399383544},{"word":"now","start":2372.42,"end":2372.66,"confidence":0.9770508,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.04856958985328674},{"word":"you're","start":2372.66,"end":2373.14,"confidence":0.96484375,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.04746830463409424},{"word":"technically","start":2373.14,"end":2373.62,"confidence":0.95703125,"punctuated_word":"technically","sentiment":"neutral","sentiment_score":0.04949219524860382},{"word":"i've","start":2374.1,"end":2374.34,"confidence":0.98461914,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.04768341779708862},{"word":"got","start":2374.34,"end":2374.5,"confidence":0.9199219,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.05612927675247192},{"word":"yourself","start":2374.5,"end":2374.9,"confidence":0.4597168,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.05808907002210617},{"word":"employed","start":2374.9,"end":2375.4,"confidence":0.98535156,"punctuated_word":"employed.","sentiment":"neutral","sentiment_score":0.028647249564528465},{"word":"you're","start":2375.46,"end":2375.7,"confidence":0.99853516,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.02236996404826641},{"word":"an","start":2375.7,"end":2375.8599,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.029169179499149323},{"word":"auto","start":2375.8599,"end":2376.26,"confidence":0.99316406,"punctuated_word":"auto","sentiment":"neutral","sentiment_score":0.03186532482504845},{"word":"electrician","start":2376.26,"end":2376.76,"confidence":0.9995117,"punctuated_word":"electrician","sentiment":"neutral","sentiment_score":0.024168597534298897},{"word":"by","start":2376.98,"end":2377.14,"confidence":0.9980469,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.035060372203588486},{"word":"trade","start":2377.14,"end":2377.46,"confidence":0.99609375,"punctuated_word":"trade.","sentiment":"neutral","sentiment_score":0.025944212451577187},{"word":"is","start":2377.46,"end":2377.7,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.019676202908158302},{"word":"that","start":2377.7,"end":2377.8599,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03335167467594147},{"word":"what","start":2377.8599,"end":2378.02,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.014830516651272774},{"word":"you","start":2378.02,"end":2378.18,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01856458000838757},{"word":"do","start":2378.18,"end":2378.34,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.017269261181354523},{"word":"in","start":2378.34,"end":2378.5,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02433265745639801},{"word":"your","start":2378.5,"end":2378.74,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02513044141232967},{"word":"business","start":2378.74,"end":2379.22,"confidence":1.0,"punctuated_word":"business","sentiment":"neutral","sentiment_score":0.01802142709493637},{"word":"as","start":2379.22,"end":2379.38,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03066728077828884},{"word":"well","start":2379.38,"end":2379.78,"confidence":0.9995117,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.03159811347723007},{"word":"yep","start":2379.78,"end":2380.26,"confidence":0.9082031,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06179750710725784},{"word":"beautiful","start":2380.26,"end":2380.76,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6482784748077393},{"word":"excellent","start":2381.675,"end":2382.175,"confidence":1.0,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.7229194641113281},{"word":"everything","start":2382.875,"end":2383.355,"confidence":0.57128906,"punctuated_word":"Everything","sentiment":"positive","sentiment_score":0.6610523462295532},{"word":"else","start":2383.355,"end":2383.675,"confidence":1.0,"punctuated_word":"else","sentiment":"positive","sentiment_score":0.6670125126838684},{"word":"looks","start":2383.675,"end":2383.915,"confidence":0.9941406,"punctuated_word":"looks","sentiment":"positive","sentiment_score":0.6244844794273376},{"word":"like","start":2383.915,"end":2384.155,"confidence":0.9980469,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.6806338429450989},{"word":"it's","start":2384.155,"end":2384.635,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.6449524760246277},{"word":"up","start":2384.635,"end":2384.875,"confidence":1.0,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.5803888440132141},{"word":"to","start":2384.875,"end":2385.035,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.53401780128479},{"word":"date","start":2385.035,"end":2385.435,"confidence":1.0,"punctuated_word":"date","sentiment":"positive","sentiment_score":0.6539621949195862},{"word":"and","start":2385.435,"end":2385.835,"confidence":0.9970703,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6014446020126343},{"word":"relatively","start":2385.835,"end":2386.335,"confidence":1.0,"punctuated_word":"relatively","sentiment":"positive","sentiment_score":0.5886469483375549},{"word":"good","start":2386.395,"end":2386.895,"confidence":0.9433594,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5901519060134888},{"word":"over","start":2387.435,"end":2387.755,"confidence":0.95703125,"punctuated_word":"Over","sentiment":"neutral","sentiment_score":0.1833144575357437},{"word":"the","start":2387.755,"end":2387.915,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23331059515476227},{"word":"next","start":2387.915,"end":2388.155,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.16511650383472443},{"word":"couple","start":2388.155,"end":2388.475,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.14725705981254578},{"word":"of","start":2388.475,"end":2388.635,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.182707279920578},{"word":"years","start":2388.635,"end":2388.875,"confidence":0.9941406,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.12327055633068083},{"word":"i've","start":2388.875,"end":2389.035,"confidence":0.99902344,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.16278982162475586},{"word":"got","start":2389.035,"end":2389.275,"confidence":0.99121094,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.18284884095191956},{"word":"down","start":2389.275,"end":2389.515,"confidence":0.97314453,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.17947134375572205},{"word":"here","start":2389.515,"end":2389.755,"confidence":0.99121094,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.20058833062648773},{"word":"goals","start":2389.755,"end":2390.075,"confidence":0.82666016,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.12970738112926483},{"word":"wise","start":2390.075,"end":2390.315,"confidence":0.95166016,"punctuated_word":"wise","sentiment":"neutral","sentiment_score":0.16642926633358002},{"word":"that","start":2390.315,"end":2390.475,"confidence":0.9536133,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15313491225242615},{"word":"you're","start":2390.475,"end":2390.715,"confidence":0.9970703,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.12559403479099274},{"word":"looking","start":2390.715,"end":2391.035,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.11954795569181442},{"word":"to","start":2391.035,"end":2391.195,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1711122691631317},{"word":"purchase","start":2391.195,"end":2391.675,"confidence":0.99902344,"punctuated_word":"purchase","sentiment":"neutral","sentiment_score":0.1227179914712906},{"word":"a","start":2391.675,"end":2391.755,"confidence":0.9248047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15699607133865356},{"word":"property","start":2391.755,"end":2392.255,"confidence":0.9995117,"punctuated_word":"property.","sentiment":"neutral","sentiment_score":0.1476522833108902},{"word":"is","start":2393.53,"end":2393.77,"confidence":0.9892578,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.07056260108947754},{"word":"there","start":2393.77,"end":2394.25,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.08355116099119186},{"word":"any","start":2394.25,"end":2394.57,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.09032540768384932},{"word":"other","start":2394.57,"end":2394.8901,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.07405605912208557},{"word":"goals","start":2394.8901,"end":2395.1301,"confidence":0.8886719,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.08507879078388214},{"word":"that","start":2395.1301,"end":2395.29,"confidence":0.9741211,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0653008371591568},{"word":"you're","start":2395.29,"end":2395.4502,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0649326890707016},{"word":"hoping","start":2395.4502,"end":2395.85,"confidence":1.0,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.08422482758760452},{"word":"to","start":2395.85,"end":2396.01,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08520303666591644},{"word":"achieve","start":2396.01,"end":2396.33,"confidence":0.89501953,"punctuated_word":"achieve,","sentiment":"neutral","sentiment_score":0.0984414964914322},{"word":"or","start":2396.33,"end":2396.57,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04351958632469177},{"word":"are","start":2396.57,"end":2396.6501,"confidence":0.8574219,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04139451682567597},{"word":"you","start":2396.6501,"end":2396.81,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06521110981702805},{"word":"just","start":2396.81,"end":2397.05,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06161656975746155},{"word":"focusing","start":2397.05,"end":2397.53,"confidence":1.0,"punctuated_word":"focusing","sentiment":"neutral","sentiment_score":0.06944133341312408},{"word":"on","start":2397.53,"end":2397.85,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06025669723749161},{"word":"super","start":2397.85,"end":2398.25,"confidence":0.95166016,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.07727032154798508},{"word":"around","start":2398.25,"end":2398.6501,"confidence":0.9951172,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.06671988219022751},{"word":"that","start":2398.6501,"end":2398.9702,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06853115558624268},{"word":"property","start":2398.9702,"end":2399.4502,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.06268524378538132},{"word":"purchase","start":2399.4502,"end":2399.9502,"confidence":0.9975586,"punctuated_word":"purchase?","sentiment":"neutral","sentiment_score":0.056898731738328934},{"word":"yep","start":2404.25,"end":2404.6501,"confidence":0.9160156,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17268705368041992},{"word":"beautiful","start":2404.6501,"end":2405.1501,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4813327193260193},{"word":"yep","start":2406.795,"end":2407.295,"confidence":0.98291016,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13757970929145813},{"word":"excellent","start":2407.355,"end":2407.855,"confidence":0.8991699,"punctuated_word":"Excellent.","sentiment":"neutral","sentiment_score":0.33168354630470276},{"word":"lovely","start":2408.4749,"end":2408.9749,"confidence":0.6043701,"punctuated_word":"Lovely.","sentiment":"neutral","sentiment_score":0.24355539679527283},{"word":"and","start":2411.115,"end":2411.615,"confidence":0.7949219,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06429608911275864},{"word":"does","start":2411.835,"end":2412.155,"confidence":0.7973633,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.024594303220510483},{"word":"your","start":2412.155,"end":2412.395,"confidence":0.64501953,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.030903035774827003},{"word":"sorry","start":2412.7148,"end":2412.9548,"confidence":0.87646484,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":0.02142179012298584},{"word":"does","start":2412.9548,"end":2413.1948,"confidence":0.9892578,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":-0.0026281196624040604},{"word":"your","start":2413.1948,"end":2413.275,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0028961114585399628},{"word":"wife","start":2413.275,"end":2413.515,"confidence":0.9980469,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.002885766327381134},{"word":"work","start":2413.515,"end":2413.755,"confidence":0.9716797,"punctuated_word":"work?","sentiment":"neutral","sentiment_score":-0.002245756797492504},{"word":"is","start":2413.755,"end":2413.915,"confidence":0.9970703,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.007165553513914347},{"word":"georgina","start":2413.915,"end":2414.415,"confidence":0.9970703,"punctuated_word":"Georgina","sentiment":"neutral","sentiment_score":0.01979546807706356},{"word":"working","start":2414.4749,"end":2414.9548,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.003960302099585533},{"word":"as","start":2414.9548,"end":2415.115,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.016012337058782578},{"word":"well","start":2415.115,"end":2415.615,"confidence":1.0,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.014305799268186092},{"word":"okay","start":2419.6702,"end":2420.1702,"confidence":0.9724121,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.010134989395737648},{"word":"okay","start":2421.99,"end":2422.49,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06709595024585724},{"word":"beautiful","start":2422.55,"end":2423.05,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.15662911534309387},{"word":"she's","start":2423.35,"end":2423.85,"confidence":0.9880371,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":0.03368267044425011},{"word":"trying","start":2423.9102,"end":2424.1501,"confidence":0.8461914,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.027682755142450333},{"word":"to","start":2424.1501,"end":2424.23,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03626039624214173},{"word":"get","start":2424.23,"end":2424.3901,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.028336970135569572},{"word":"a","start":2424.3901,"end":2424.55,"confidence":0.9892578,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02136174589395523},{"word":"job","start":2424.55,"end":2425.05,"confidence":0.99902344,"punctuated_word":"job","sentiment":"neutral","sentiment_score":0.02221011370420456},{"word":"or","start":2425.83,"end":2426.07,"confidence":0.6567383,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.019999437034130096},{"word":"going","start":2426.07,"end":2426.3901,"confidence":0.9790039,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.011700212955474854},{"word":"back","start":2426.3901,"end":2426.4702,"confidence":0.9980469,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.00012974068522453308},{"word":"to","start":2426.4702,"end":2426.6301,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0015383288264274595},{"word":"work","start":2426.6301,"end":2427.1301,"confidence":0.95532227,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.020483536645770073},{"word":"oh","start":2432.2148,"end":2432.295,"confidence":0.79541016,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.38675788044929504},{"word":"fantastic","start":2432.295,"end":2432.795,"confidence":0.99316406,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.46206843852996826},{"word":"beautiful","start":2433.4949,"end":2433.9949,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.3716402649879456},{"word":"and","start":2434.6948,"end":2434.935,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1256205141544342},{"word":"this","start":2434.935,"end":2435.095,"confidence":0.59375,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1140083447098732},{"word":"comes","start":2435.095,"end":2435.335,"confidence":0.33911133,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.12081999331712724},{"word":"on","start":2435.335,"end":2435.4949,"confidence":0.69384766,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13617144525051117},{"word":"to","start":2435.4949,"end":2435.575,"confidence":0.5703125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12437202036380768},{"word":"the","start":2435.575,"end":2435.655,"confidence":0.9760742,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11922921240329742},{"word":"factoring","start":2435.655,"end":2436.135,"confidence":0.9338379,"punctuated_word":"factoring","sentiment":"neutral","sentiment_score":0.09217444062232973},{"word":"the","start":2436.135,"end":2436.295,"confidence":0.5410156,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11513964831829072},{"word":"retirement","start":2436.295,"end":2436.795,"confidence":0.9892578,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.07999211549758911},{"word":"side","start":2436.935,"end":2437.175,"confidence":0.9951172,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.13665811717510223},{"word":"of","start":2437.175,"end":2437.255,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13398921489715576},{"word":"things","start":2437.255,"end":2437.575,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.12902598083019257},{"word":"as","start":2437.575,"end":2437.815,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.107467919588089},{"word":"well","start":2437.815,"end":2438.315,"confidence":0.9785156,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.07591649889945984},{"word":"does","start":2439.255,"end":2439.7349,"confidence":0.8178711,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.0230172760784626},{"word":"she","start":2439.7349,"end":2439.9749,"confidence":1.0,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.02289672940969467},{"word":"have","start":2439.9749,"end":2440.375,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.023180674761533737},{"word":"anything","start":2440.375,"end":2440.775,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.029694970697164536},{"word":"in","start":2440.775,"end":2441.015,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.014601467177271845},{"word":"super","start":2441.015,"end":2441.335,"confidence":0.8425293,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.01817958429455757},{"word":"or","start":2441.335,"end":2441.4949,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0017894916236400604},{"word":"has","start":2441.4949,"end":2441.7349,"confidence":0.99609375,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.004262244328856468},{"word":"she","start":2441.7349,"end":2441.895,"confidence":1.0,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.005486411973834038},{"word":"had","start":2441.895,"end":2442.135,"confidence":0.9970703,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.01083759404718876},{"word":"super","start":2442.135,"end":2442.4548,"confidence":1.0,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.00544637069106102},{"word":"in","start":2442.4548,"end":2442.615,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.004807315766811371},{"word":"the","start":2442.615,"end":2442.6948,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0015774406492710114},{"word":"past","start":2442.6948,"end":2443.1948,"confidence":0.9995117,"punctuated_word":"past?","sentiment":"neutral","sentiment_score":-0.00552412960678339},{"word":"okay","start":2447.99,"end":2448.3901,"confidence":0.96850586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.004070593975484371},{"word":"do","start":2448.3901,"end":2448.6301,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.005492525175213814},{"word":"you","start":2448.6301,"end":2448.79,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0004399530589580536},{"word":"think","start":2448.79,"end":2448.9102,"confidence":0.86279297,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.003880942240357399},{"word":"do","start":2449.03,"end":2449.11,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.003965403884649277},{"word":"you","start":2449.11,"end":2449.27,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0006267484277486801},{"word":"know","start":2449.27,"end":2449.51,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.0012589320540428162},{"word":"roughly","start":2449.51,"end":2449.9102,"confidence":0.9902344,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":-0.006823042407631874},{"word":"how","start":2449.9102,"end":2450.07,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.005169713869690895},{"word":"much","start":2450.07,"end":2450.31,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.009319519624114037},{"word":"it","start":2450.31,"end":2450.47,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.003686288371682167},{"word":"might","start":2450.47,"end":2450.79,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.005961427465081215},{"word":"be","start":2450.79,"end":2451.03,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0012061521410942078},{"word":"just","start":2451.03,"end":2451.27,"confidence":0.8173828,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0017743855714797974},{"word":"so","start":2451.27,"end":2451.43,"confidence":0.99121094,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.0009276196360588074},{"word":"i've","start":2451.43,"end":2451.67,"confidence":0.9975586,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.008675310760736465},{"word":"got","start":2451.67,"end":2451.83,"confidence":0.9892578,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.014194510877132416},{"word":"something","start":2451.83,"end":2452.1501,"confidence":0.9863281,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.01047767885029316},{"word":"to","start":2452.1501,"end":2452.31,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0063826702535152435},{"word":"work","start":2452.31,"end":2452.47,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.004770874977111816},{"word":"on","start":2452.47,"end":2452.97,"confidence":0.9995117,"punctuated_word":"on?","sentiment":"neutral","sentiment_score":-0.000373908318579197},{"word":"11,000","start":2456.31,"end":2457.21,"confidence":0.89575195,"punctuated_word":"11,000?","sentiment":"neutral","sentiment_score":0.0019661844708025455},{"word":"yes","start":2458.255,"end":2458.4949,"confidence":0.83569336,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.13901260495185852},{"word":"beautiful","start":2458.4949,"end":2458.9949,"confidence":0.99902344,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.3654997944831848},{"word":"lovely","start":2459.215,"end":2459.615,"confidence":0.99853516,"punctuated_word":"Lovely.","sentiment":"neutral","sentiment_score":0.32524824142456055},{"word":"just","start":2459.615,"end":2459.775,"confidence":0.9970703,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.14469341933727264},{"word":"so","start":2459.775,"end":2459.855,"confidence":0.97314453,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.09259696304798126},{"word":"i","start":2459.855,"end":2459.935,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12517377734184265},{"word":"can","start":2459.935,"end":2460.095,"confidence":0.99609375,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14670826494693756},{"word":"sort","start":2460.095,"end":2460.255,"confidence":0.9589844,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.13298730552196503},{"word":"of","start":2460.255,"end":2460.335,"confidence":0.93847656,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12724243104457855},{"word":"factor","start":2460.335,"end":2460.655,"confidence":0.9013672,"punctuated_word":"factor","sentiment":"neutral","sentiment_score":0.11367125809192656},{"word":"in","start":2460.655,"end":2460.815,"confidence":0.8881836,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12511615455150604},{"word":"the","start":2460.815,"end":2460.895,"confidence":0.86279297,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1338847577571869},{"word":"retirement","start":2460.895,"end":2461.395,"confidence":0.98828125,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.12162286043167114},{"word":"planning","start":2461.455,"end":2461.935,"confidence":0.9536133,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.14137428998947144},{"word":"aspect","start":2461.935,"end":2462.335,"confidence":0.8305664,"punctuated_word":"aspect","sentiment":"neutral","sentiment_score":0.1343500316143036},{"word":"because","start":2462.335,"end":2462.655,"confidence":0.49316406,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.09177050739526749},{"word":"you","start":2462.655,"end":2462.895,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1295347511768341},{"word":"are","start":2462.895,"end":2463.395,"confidence":0.98999023,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.11879628896713255},{"word":"you","start":2463.695,"end":2463.855,"confidence":0.9667969,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10361618548631668},{"word":"know","start":2463.855,"end":2464.175,"confidence":0.9909668,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.12274128198623656},{"word":"nearly","start":2464.175,"end":2464.4949,"confidence":0.9453125,"punctuated_word":"nearly","sentiment":"neutral","sentiment_score":0.10466163605451584},{"word":"at","start":2464.4949,"end":2464.655,"confidence":0.9506836,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11621776223182678},{"word":"54","start":2464.655,"end":2465.295,"confidence":0.99121094,"punctuated_word":"54","sentiment":"neutral","sentiment_score":0.10804997384548189},{"word":"mark","start":2465.295,"end":2465.695,"confidence":0.64941406,"punctuated_word":"mark.","sentiment":"neutral","sentiment_score":0.08552037179470062},{"word":"we","start":2465.695,"end":2465.935,"confidence":0.9970703,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.04217246547341347},{"word":"are","start":2465.935,"end":2466.095,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.036807432770729065},{"word":"kinda","start":2466.095,"end":2466.415,"confidence":0.92578125,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.047423847019672394},{"word":"getting","start":2466.415,"end":2466.655,"confidence":0.99902344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.020632032305002213},{"word":"closer","start":2466.655,"end":2467.055,"confidence":0.6176758,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.03116024285554886},{"word":"to","start":2467.055,"end":2467.215,"confidence":0.9472656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04663646221160889},{"word":"years","start":2467.215,"end":2467.455,"confidence":0.81811523,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.04342058300971985},{"word":"i'd","start":2467.455,"end":2467.615,"confidence":0.9921875,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.04784137010574341},{"word":"like","start":2467.615,"end":2467.775,"confidence":0.98291016,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.04401184245944023},{"word":"to","start":2467.775,"end":2468.095,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06395267695188522},{"word":"put","start":2468.095,"end":2468.255,"confidence":0.9526367,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.07136642932891846},{"word":"that","start":2468.255,"end":2468.415,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09333901107311247},{"word":"into","start":2468.415,"end":2468.7349,"confidence":0.9980469,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.0750817358493805},{"word":"the","start":2468.7349,"end":2468.815,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0983375757932663},{"word":"plan","start":2468.815,"end":2469.055,"confidence":1.0,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":0.11126964539289474},{"word":"on","start":2469.055,"end":2469.215,"confidence":0.98828125,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.10203700512647627},{"word":"a","start":2469.215,"end":2469.295,"confidence":0.94189453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08965249359607697},{"word":"limited","start":2469.295,"end":2469.775,"confidence":0.99902344,"punctuated_word":"limited","sentiment":"neutral","sentiment_score":0.07592453062534332},{"word":"scope","start":2469.775,"end":2470.015,"confidence":0.984375,"punctuated_word":"scope","sentiment":"neutral","sentiment_score":0.09973253309726716},{"word":"to","start":2470.015,"end":2470.175,"confidence":0.9448242,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08999496698379517},{"word":"sort","start":2470.175,"end":2470.415,"confidence":0.9921875,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.11071468889713287},{"word":"of","start":2470.415,"end":2470.4949,"confidence":0.83984375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10424526035785676},{"word":"show","start":2470.4949,"end":2470.655,"confidence":0.9980469,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.095186248421669},{"word":"you","start":2470.655,"end":2470.815,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14618167281150818},{"word":"what","start":2470.815,"end":2470.9749,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.13959287106990814},{"word":"i'm","start":2470.9749,"end":2471.135,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.1335894763469696},{"word":"recommending","start":2471.135,"end":2471.635,"confidence":0.9946289,"punctuated_word":"recommending,","sentiment":"neutral","sentiment_score":0.14941811561584473},{"word":"how","start":2471.775,"end":2472.015,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.13875353336334229},{"word":"this","start":2472.015,"end":2472.175,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.16906078159809113},{"word":"looks","start":2472.175,"end":2472.4949,"confidence":0.99609375,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.12532129883766174},{"word":"for","start":2472.4949,"end":2472.7349,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12443889677524568},{"word":"you","start":2472.7349,"end":2473.23,"confidence":0.95751953,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.10530193895101549},{"word":"but","start":2473.31,"end":2473.47,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.06511104106903076},{"word":"also","start":2473.47,"end":2473.79,"confidence":0.8671875,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.044955890625715256},{"word":"where","start":2473.79,"end":2474.1099,"confidence":0.9760742,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.022307077422738075},{"word":"we","start":2474.1099,"end":2474.27,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04782992601394653},{"word":"might","start":2474.27,"end":2474.51,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.04883672297000885},{"word":"be","start":2474.51,"end":2474.75,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0612216480076313},{"word":"heading","start":2474.75,"end":2475.07,"confidence":0.9980469,"punctuated_word":"heading","sentiment":"neutral","sentiment_score":0.07729809731245041},{"word":"moving","start":2475.07,"end":2475.31,"confidence":0.9716797,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.08767896890640259},{"word":"forward","start":2475.31,"end":2475.63,"confidence":0.9970703,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":0.1012098789215088},{"word":"to","start":2475.63,"end":2475.79,"confidence":0.97998047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.092879980802536},{"word":"give","start":2475.79,"end":2475.95,"confidence":0.9980469,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.10328200459480286},{"word":"you","start":2475.95,"end":2476.1099,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12019842863082886},{"word":"a","start":2476.1099,"end":2476.19,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12349144369363783},{"word":"bit","start":2476.19,"end":2476.35,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.10970012843608856},{"word":"of","start":2476.35,"end":2476.43,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13498331606388092},{"word":"an","start":2476.43,"end":2476.59,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1250893920660019},{"word":"outcome","start":2476.59,"end":2477.07,"confidence":0.83935547,"punctuated_word":"outcome.","sentiment":"neutral","sentiment_score":0.11228325963020323},{"word":"and","start":2477.07,"end":2477.23,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06386732310056686},{"word":"then","start":2477.23,"end":2477.39,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06922785937786102},{"word":"we've","start":2477.39,"end":2477.55,"confidence":0.99658203,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.08362150192260742},{"word":"got","start":2477.55,"end":2477.79,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.10120940953493118},{"word":"something","start":2477.79,"end":2478.19,"confidence":0.9716797,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.08054756373167038},{"word":"to","start":2478.19,"end":2478.35,"confidence":0.94189453,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07517971098423004},{"word":"track","start":2478.35,"end":2478.67,"confidence":0.9980469,"punctuated_word":"track","sentiment":"neutral","sentiment_score":0.09098725020885468},{"word":"for","start":2478.67,"end":2478.91,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08321474492549896},{"word":"you","start":2478.91,"end":2479.15,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0783626064658165},{"word":"as","start":2479.15,"end":2479.39,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07131032645702362},{"word":"well","start":2479.39,"end":2479.89,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.05461286008358002},{"word":"okay","start":2479.95,"end":2480.45,"confidence":0.89086914,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.0504881888628006},{"word":"beautiful","start":2481.47,"end":2481.97,"confidence":0.99902344,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.32154974341392517},{"word":"excellent","start":2483.79,"end":2484.29,"confidence":0.89697266,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.3766549229621887},{"word":"that","start":2484.51,"end":2484.91,"confidence":1.0,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.4326561689376831},{"word":"sounds","start":2484.91,"end":2485.245,"confidence":0.99121094,"punctuated_word":"sounds","sentiment":"positive","sentiment_score":0.5274399518966675},{"word":"fantastic","start":2485.485,"end":2485.985,"confidence":0.99853516,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.4307795763015747},{"word":"the","start":2486.3652,"end":2486.6052,"confidence":0.8540039,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.0043210797011852264},{"word":"only","start":2486.6052,"end":2486.925,"confidence":1.0,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.048844657838344574},{"word":"other","start":2486.925,"end":2487.165,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.05309629440307617},{"word":"thing","start":2487.165,"end":2487.3252,"confidence":0.9633789,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.05327971279621124},{"word":"sorry","start":2487.485,"end":2487.8052,"confidence":0.9465332,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.08761149644851685},{"word":"i","start":2487.8052,"end":2487.965,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07921895384788513},{"word":"should","start":2487.965,"end":2488.205,"confidence":0.9790039,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.0786980465054512},{"word":"also","start":2488.205,"end":2488.445,"confidence":0.9980469,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.05335724353790283},{"word":"just","start":2488.445,"end":2488.685,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05169512331485748},{"word":"double","start":2488.685,"end":2489.0051,"confidence":1.0,"punctuated_word":"double","sentiment":"neutral","sentiment_score":-0.06956841051578522},{"word":"check","start":2489.0051,"end":2489.5051,"confidence":0.967041,"punctuated_word":"check.","sentiment":"neutral","sentiment_score":-0.04911092296242714},{"word":"is","start":2489.5652,"end":2489.8052,"confidence":0.984375,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.03171356022357941},{"word":"georgina","start":2489.8052,"end":2490.3052,"confidence":0.9885254,"punctuated_word":"Georgina","sentiment":"neutral","sentiment_score":-0.03291092813014984},{"word":"older","start":2490.3652,"end":2490.6052,"confidence":0.9980469,"punctuated_word":"older","sentiment":"neutral","sentiment_score":-0.04152612388134003},{"word":"than","start":2490.6052,"end":2490.8452,"confidence":0.9970703,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.04170515015721321},{"word":"you","start":2490.8452,"end":2491.0852,"confidence":0.9875488,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.04001762345433235},{"word":"younger","start":2491.0852,"end":2491.405,"confidence":0.99902344,"punctuated_word":"younger","sentiment":"neutral","sentiment_score":-0.05130505934357643},{"word":"than","start":2491.405,"end":2491.5652,"confidence":0.9921875,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.044064752757549286},{"word":"you","start":2491.5652,"end":2491.8052,"confidence":0.98999023,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.03826398402452469},{"word":"same","start":2491.8052,"end":2492.125,"confidence":0.984375,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.0394582524895668},{"word":"age","start":2492.125,"end":2492.3652,"confidence":0.9970703,"punctuated_word":"age","sentiment":"neutral","sentiment_score":-0.04241947457194328},{"word":"as","start":2492.3652,"end":2492.445,"confidence":0.9941406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.04095371440052986},{"word":"you","start":2492.445,"end":2492.7651,"confidence":0.7475586,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.03975173085927963},{"word":"and","start":2492.7651,"end":2492.925,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03279617801308632},{"word":"does","start":2492.925,"end":2493.0852,"confidence":0.99316406,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.035279467701911926},{"word":"she","start":2493.0852,"end":2493.245,"confidence":0.74853516,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.030027758330106735},{"word":"wanna","start":2493.245,"end":2493.5652,"confidence":0.98095703,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.08415958285331726},{"word":"retire","start":2493.5652,"end":2493.965,"confidence":0.9980469,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":-0.04670163244009018},{"word":"at","start":2493.965,"end":2494.0452,"confidence":0.6435547,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.06255678832530975},{"word":"the","start":2494.0452,"end":2494.125,"confidence":0.52246094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05658545717597008},{"word":"same","start":2494.125,"end":2494.445,"confidence":0.99902344,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.05415979772806168},{"word":"age","start":2494.445,"end":2494.945,"confidence":0.99609375,"punctuated_word":"age?","sentiment":"neutral","sentiment_score":-0.05359211936593056},{"word":"younger","start":2497.405,"end":2497.905,"confidence":0.83203125,"punctuated_word":"Younger?","sentiment":"neutral","sentiment_score":-0.007016375195235014},{"word":"how","start":2497.965,"end":2498.2852,"confidence":0.9980469,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.006829764693975449},{"word":"many","start":2498.2852,"end":2498.685,"confidence":1.0,"punctuated_word":"many","sentiment":"neutral","sentiment_score":-0.007075798232108355},{"word":"years","start":2498.685,"end":2499.0051,"confidence":0.9941406,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.00920411292463541},{"word":"younger","start":2499.0051,"end":2499.5051,"confidence":0.99902344,"punctuated_word":"younger?","sentiment":"neutral","sentiment_score":-0.007084594573825598},{"word":"38","start":2503.91,"end":2504.63,"confidence":0.94628906,"punctuated_word":"38.","sentiment":"neutral","sentiment_score":0.0047836750745773315},{"word":"beautiful","start":2504.63,"end":2505.11,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.42827945947647095},{"word":"is","start":2505.11,"end":2505.35,"confidence":0.9980469,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.00597190298140049},{"word":"she","start":2505.35,"end":2505.59,"confidence":0.9980469,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.003770973533391953},{"word":"planning","start":2505.59,"end":2505.91,"confidence":1.0,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.0020760148763656616},{"word":"on","start":2505.91,"end":2506.07,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0040072426199913025},{"word":"stopping","start":2506.07,"end":2506.47,"confidence":0.96240234,"punctuated_word":"stopping","sentiment":"neutral","sentiment_score":0.01368236169219017},{"word":"work","start":2506.47,"end":2506.71,"confidence":0.99609375,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.01127517968416214},{"word":"about","start":2506.71,"end":2506.95,"confidence":0.9135742,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.014693895354866982},{"word":"the","start":2506.95,"end":2507.11,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.003540460020303726},{"word":"same","start":2507.11,"end":2507.35,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.004213474690914154},{"word":"time","start":2507.35,"end":2507.59,"confidence":0.9970703,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.005387946963310242},{"word":"as","start":2507.59,"end":2507.83,"confidence":0.99316406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0015338920056819916},{"word":"you","start":2507.83,"end":2507.99,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.007694479078054428},{"word":"do","start":2507.99,"end":2508.23,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0017084889113903046},{"word":"for","start":2508.23,"end":2508.71,"confidence":0.9902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.006196625530719757},{"word":"your","start":2508.71,"end":2509.03,"confidence":0.9741211,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.00282490998506546},{"word":"retirement","start":2509.03,"end":2509.53,"confidence":0.9980469,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.020181499421596527},{"word":"years","start":2509.59,"end":2509.83,"confidence":0.8688965,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.016559187322854996},{"word":"or","start":2509.83,"end":2509.99,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03541812300682068},{"word":"do","start":2509.99,"end":2510.15,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.03434368968009949},{"word":"you","start":2510.15,"end":2510.31,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02945687621831894},{"word":"think","start":2510.31,"end":2510.47,"confidence":0.7705078,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.036313001066446304},{"word":"does","start":2510.55,"end":2510.71,"confidence":0.98535156,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.03381335735321045},{"word":"she","start":2510.71,"end":2510.8699,"confidence":0.99609375,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.014165151864290236},{"word":"think","start":2510.8699,"end":2511.11,"confidence":0.97509766,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.03152434155344963},{"word":"she'll","start":2511.11,"end":2511.27,"confidence":0.99658203,"punctuated_word":"she'll","sentiment":"neutral","sentiment_score":-0.047586627304553986},{"word":"work","start":2511.27,"end":2511.51,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.0382879264652729},{"word":"a","start":2511.51,"end":2511.59,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03730896860361099},{"word":"bit","start":2511.59,"end":2511.83,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.06443288177251816},{"word":"longer","start":2511.83,"end":2512.33,"confidence":0.9995117,"punctuated_word":"longer?","sentiment":"neutral","sentiment_score":-0.034886665642261505},{"word":"keep","start":2514.765,"end":2515.005,"confidence":0.94189453,"punctuated_word":"Keep","sentiment":"neutral","sentiment_score":-0.0251057930290699},{"word":"working","start":2515.005,"end":2515.405,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.014700818806886671},{"word":"longer","start":2515.405,"end":2515.905,"confidence":0.9116211,"punctuated_word":"longer.","sentiment":"neutral","sentiment_score":0.04522855579853058},{"word":"beautiful","start":2515.9648,"end":2516.4648,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.544000506401062},{"word":"fantastic","start":2517.325,"end":2517.825,"confidence":0.9995117,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.7235689163208008},{"word":"lovely","start":2519.165,"end":2519.645,"confidence":1.0,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.6957335472106934},{"word":"well","start":2519.645,"end":2519.885,"confidence":0.99902344,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.5006287097930908},{"word":"thank","start":2519.885,"end":2520.045,"confidence":1.0,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.7255510687828064},{"word":"you","start":2520.045,"end":2520.285,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7201083898544312},{"word":"so","start":2520.285,"end":2520.4448,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6412768959999084},{"word":"much","start":2520.4448,"end":2520.6848,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.7001661062240601},{"word":"for","start":2520.6848,"end":2520.845,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7121050357818604},{"word":"that","start":2520.845,"end":2521.345,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.6701225638389587},{"word":"what","start":2521.805,"end":2522.045,"confidence":0.7714844,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.32370996475219727},{"word":"i'll","start":2522.045,"end":2522.2048,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2604067027568817},{"word":"do","start":2522.2048,"end":2522.365,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.25145262479782104},{"word":"is","start":2522.365,"end":2522.4448,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.20140767097473145},{"word":"i'll","start":2522.4448,"end":2522.605,"confidence":0.9880371,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2301710844039917},{"word":"go","start":2522.605,"end":2522.765,"confidence":0.9873047,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.28874582052230835},{"word":"back","start":2522.765,"end":2523.005,"confidence":0.99902344,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.3422330915927887},{"word":"and","start":2523.005,"end":2523.165,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21001246571540833},{"word":"have","start":2523.165,"end":2523.325,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.24503444135189056},{"word":"a","start":2523.325,"end":2523.405,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.3026449680328369},{"word":"really","start":2523.405,"end":2523.7249,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.3187617361545563},{"word":"good","start":2523.7249,"end":2523.885,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.3435007929801941},{"word":"look","start":2523.885,"end":2524.045,"confidence":0.99902344,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.3539690673351288},{"word":"at","start":2524.045,"end":2524.2048,"confidence":0.9902344,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.36088696122169495},{"word":"all","start":2524.2048,"end":2524.4448,"confidence":0.99902344,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.3756292760372162},{"word":"the","start":2524.4448,"end":2524.605,"confidence":0.93847656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.30380979180336},{"word":"research","start":2524.605,"end":2525.085,"confidence":0.99316406,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.28289303183555603},{"word":"there","start":2525.085,"end":2525.325,"confidence":0.6430664,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2948552072048187},{"word":"for","start":2525.325,"end":2525.565,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.3078771233558655},{"word":"you","start":2525.565,"end":2526.065,"confidence":0.9343262,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.26779648661613464},{"word":"and","start":2527.44,"end":2527.76,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2547031342983246},{"word":"i'll","start":2527.76,"end":2527.92,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.24822640419006348},{"word":"come","start":2527.92,"end":2528.16,"confidence":0.99316406,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.3081376254558563},{"word":"up","start":2528.16,"end":2528.24,"confidence":0.9970703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.2434321939945221},{"word":"with","start":2528.24,"end":2528.4,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.30051136016845703},{"word":"an","start":2528.4,"end":2528.64,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.276272714138031},{"word":"advice","start":2528.64,"end":2528.96,"confidence":0.9326172,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.24314625561237335},{"word":"document","start":2528.96,"end":2529.46,"confidence":0.9921875,"punctuated_word":"document.","sentiment":"neutral","sentiment_score":0.22205248475074768},{"word":"i'll","start":2529.76,"end":2530.16,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.12131734937429428},{"word":"book","start":2530.16,"end":2530.4,"confidence":1.0,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.13033662736415863},{"word":"you","start":2530.4,"end":2530.64,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12651415169239044},{"word":"in","start":2530.64,"end":2531.04,"confidence":0.967041,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.11911530047655106},{"word":"is","start":2531.04,"end":2531.54,"confidence":0.9970703,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.0679655522108078},{"word":"two","start":2531.5999,"end":2531.92,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.08335860073566437},{"word":"weeks","start":2531.92,"end":2532.32,"confidence":0.99902344,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.06634245067834854},{"word":"okay","start":2532.32,"end":2532.64,"confidence":0.9980469,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.08252447098493576},{"word":"to","start":2532.64,"end":2532.8,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08804786950349808},{"word":"book","start":2532.8,"end":2533.04,"confidence":0.99902344,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.11839873343706132},{"word":"you","start":2533.04,"end":2533.2,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09636835753917694},{"word":"in","start":2533.2,"end":2533.3599,"confidence":0.9716797,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12451215088367462},{"word":"to","start":2533.3599,"end":2533.52,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1154910996556282},{"word":"have","start":2533.52,"end":2533.76,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1742382049560547},{"word":"that","start":2533.76,"end":2533.92,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19946715235710144},{"word":"advice","start":2533.92,"end":2534.4,"confidence":0.95410156,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.12327038496732712},{"word":"document","start":2534.4,"end":2534.88,"confidence":0.9951172,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.19425348937511444},{"word":"be","start":2534.88,"end":2535.04,"confidence":0.7714844,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1721910834312439},{"word":"presented","start":2535.04,"end":2535.54,"confidence":0.99609375,"punctuated_word":"presented","sentiment":"neutral","sentiment_score":0.16927924752235413},{"word":"to","start":2535.5999,"end":2535.8398,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14062020182609558},{"word":"you","start":2535.8398,"end":2536.3398,"confidence":0.9995117,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.0905059427022934},{"word":"yep","start":2538.08,"end":2538.48,"confidence":0.94750977,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1641826331615448},{"word":"beautiful","start":2538.48,"end":2538.98,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.361393928527832},{"word":"is","start":2539.1199,"end":2539.44,"confidence":0.9980469,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.06344663351774216},{"word":"this","start":2539.44,"end":2539.755,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.062057897448539734},{"word":"time","start":2539.835,"end":2539.9949,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.0917900875210762},{"word":"of","start":2539.9949,"end":2540.1548,"confidence":0.9453125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0564718022942543},{"word":"day","start":2540.1548,"end":2540.4749,"confidence":0.9951172,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.07864025980234146},{"word":"best","start":2540.4749,"end":2540.875,"confidence":0.99316406,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.06021319702267647},{"word":"fitting","start":2540.875,"end":2541.275,"confidence":0.46972656,"punctuated_word":"fitting","sentiment":"neutral","sentiment_score":0.05771758407354355},{"word":"you","start":2541.275,"end":2541.515,"confidence":0.88427734,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.05731922388076782},{"word":"or","start":2541.515,"end":2541.755,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03123530000448227},{"word":"is","start":2541.755,"end":2541.9949,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.025438938289880753},{"word":"it","start":2541.9949,"end":2542.1548,"confidence":0.984375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.053776368498802185},{"word":"sort","start":2542.1548,"end":2542.3948,"confidence":0.9448242,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.05445386469364166},{"word":"of","start":2542.3948,"end":2542.555,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04021734744310379},{"word":"late","start":2542.555,"end":2542.875,"confidence":0.97314453,"punctuated_word":"late","sentiment":"neutral","sentiment_score":0.03256051987409592},{"word":"afternoon","start":2542.875,"end":2543.375,"confidence":0.99902344,"punctuated_word":"afternoon","sentiment":"neutral","sentiment_score":0.01382345613092184},{"word":"when","start":2543.4348,"end":2543.755,"confidence":0.3947754,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.008377454243600368},{"word":"sort","start":2543.755,"end":2543.9949,"confidence":0.734375,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.001738566905260086},{"word":"of","start":2543.9949,"end":2544.075,"confidence":0.9091797,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.007213585078716278},{"word":"suits","start":2544.075,"end":2544.315,"confidence":0.92333984,"punctuated_word":"suits","sentiment":"neutral","sentiment_score":0.010142470709979534},{"word":"you","start":2544.315,"end":2544.555,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02865520864725113},{"word":"best","start":2544.555,"end":2545.055,"confidence":0.99316406,"punctuated_word":"best?","sentiment":"neutral","sentiment_score":-0.004417135380208492},{"word":"yep","start":2546.875,"end":2547.1948,"confidence":0.953125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1080181896686554},{"word":"beautiful","start":2547.1948,"end":2547.6748,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.2759321928024292},{"word":"if","start":2547.6748,"end":2547.835,"confidence":0.79248047,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.08581477403640747},{"word":"i","start":2547.835,"end":2547.9148,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05364590883255005},{"word":"do","start":2547.9148,"end":2548.1548,"confidence":0.64160156,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.061812929809093475},{"word":"it","start":2548.1548,"end":2548.2349,"confidence":0.3154297,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07296894490718842},{"word":"sort","start":2548.2349,"end":2548.4749,"confidence":0.5253906,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0874113142490387},{"word":"of","start":2548.4749,"end":2548.555,"confidence":0.98828125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0771566852927208},{"word":"two","start":2548.555,"end":2548.7148,"confidence":0.8911133,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.036305151879787445},{"word":"weeks","start":2548.7148,"end":2549.035,"confidence":0.8215332,"punctuated_word":"weeks,","sentiment":"neutral","sentiment_score":0.04492591693997383},{"word":"it's","start":2549.035,"end":2549.515,"confidence":0.67333984,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05595559626817703},{"word":"the","start":2549.515,"end":2549.755,"confidence":0.72314453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05954921990633011},{"word":"may","start":2549.755,"end":2550.2349,"confidence":0.8507487,"punctuated_word":"May","sentiment":"neutral","sentiment_score":0.05476251617074013},{"word":"20","start":2550.2349,"end":2550.7148,"confidence":0.8507487,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.05391240119934082},{"word":"on","start":2550.7148,"end":2550.875,"confidence":0.9951172,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0554795004427433},{"word":"a","start":2550.875,"end":2551.035,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06391827762126923},{"word":"wednesday","start":2551.035,"end":2551.535,"confidence":0.9345703,"punctuated_word":"Wednesday,","sentiment":"neutral","sentiment_score":0.07558104395866394},{"word":"and","start":2551.595,"end":2551.755,"confidence":0.9428711,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06746806204319},{"word":"i","start":2551.755,"end":2551.835,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06168907880783081},{"word":"could","start":2551.835,"end":2552.075,"confidence":0.99902344,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.06350702047348022},{"word":"do","start":2552.075,"end":2552.2349,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04773402214050293},{"word":"exactly","start":2552.2349,"end":2552.7148,"confidence":0.99902344,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.07664258778095245},{"word":"02:00","start":2552.7148,"end":2553.355,"confidence":1.0,"punctuated_word":"02:00","sentiment":"neutral","sentiment_score":0.061038218438625336},{"word":"for","start":2553.355,"end":2553.515,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06549602001905441},{"word":"you","start":2553.515,"end":2553.755,"confidence":0.9785156,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.060953058302402496},{"word":"would","start":2553.755,"end":2553.9148,"confidence":0.9980469,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.0494307316839695},{"word":"that","start":2553.9148,"end":2554.075,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06643097847700119},{"word":"be","start":2554.075,"end":2554.315,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.036963529884815216},{"word":"okay","start":2554.315,"end":2554.815,"confidence":1.0,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.0626496821641922},{"word":"yep","start":2556.0,"end":2556.5,"confidence":0.67700195,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1401616632938385},{"word":"beautiful","start":2556.8,"end":2557.3,"confidence":0.99560547,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.3690757155418396},{"word":"alright","start":2558.48,"end":2558.98,"confidence":0.8364258,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.3042505383491516},{"word":"excellent","start":2559.28,"end":2559.78,"confidence":0.99853516,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.4153617024421692},{"word":"now","start":2560.56,"end":2560.8,"confidence":0.90600586,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":0.11939842998981476},{"word":"jason","start":2560.8,"end":2561.12,"confidence":0.9951172,"punctuated_word":"Jason,","sentiment":"neutral","sentiment_score":0.09337517619132996},{"word":"i","start":2561.12,"end":2561.28,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06357499957084656},{"word":"also","start":2561.28,"end":2561.52,"confidence":0.9941406,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.05351538583636284},{"word":"know","start":2561.52,"end":2561.68,"confidence":0.99121094,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.034642066806554794},{"word":"when","start":2561.68,"end":2561.84,"confidence":0.8569336,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.03331254795193672},{"word":"we","start":2561.84,"end":2562.0,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.044257909059524536},{"word":"sort","start":2562.0,"end":2562.24,"confidence":0.9248047,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.05954642593860626},{"word":"of","start":2562.24,"end":2562.32,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05277854576706886},{"word":"it","start":2562.4001,"end":2562.56,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05823209136724472},{"word":"looks","start":2562.56,"end":2562.72,"confidence":0.9970703,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.06186371669173241},{"word":"like","start":2562.72,"end":2562.8801,"confidence":0.99609375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06876000016927719},{"word":"you've","start":2562.8801,"end":2563.04,"confidence":0.9851074,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.06311848759651184},{"word":"done","start":2563.04,"end":2563.36,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.07013949751853943},{"word":"a","start":2563.36,"end":2563.44,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10450462996959686},{"word":"couple","start":2563.44,"end":2563.76,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.08237765729427338},{"word":"of","start":2563.76,"end":2563.92,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09472250938415527},{"word":"risk","start":2563.92,"end":2564.1602,"confidence":0.97802734,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.0490182526409626},{"word":"profiles","start":2564.1602,"end":2564.6602,"confidence":0.9980469,"punctuated_word":"profiles","sentiment":"neutral","sentiment_score":0.05207102745771408},{"word":"over","start":2564.72,"end":2564.96,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.07457435876131058},{"word":"the","start":2564.96,"end":2565.2,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.057839296758174896},{"word":"past","start":2565.2,"end":2565.44,"confidence":0.9941406,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.07361810654401779},{"word":"there","start":2565.44,"end":2565.76,"confidence":0.9941406,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07879607379436493},{"word":"as","start":2565.76,"end":2565.84,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07033294439315796},{"word":"well","start":2565.84,"end":2566.34,"confidence":0.95458984,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.06403034180402756},{"word":"with","start":2567.2148,"end":2567.535,"confidence":0.9892578,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.024343375116586685},{"word":"regard","start":2567.535,"end":2567.9348,"confidence":0.74316406,"punctuated_word":"regard","sentiment":"neutral","sentiment_score":0.020585596561431885},{"word":"to","start":2567.9348,"end":2568.095,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04173712432384491},{"word":"your","start":2568.095,"end":2568.335,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.050189629197120667},{"word":"investment","start":2568.335,"end":2568.835,"confidence":0.99902344,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.03519647940993309},{"word":"portfolio","start":2568.9749,"end":2569.4749,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.023567993193864822},{"word":"inside","start":2569.535,"end":2570.015,"confidence":0.94970703,"punctuated_word":"inside","sentiment":"neutral","sentiment_score":0.0610085129737854},{"word":"super","start":2570.015,"end":2570.415,"confidence":0.72216797,"punctuated_word":"Super,","sentiment":"neutral","sentiment_score":0.05567871406674385},{"word":"you","start":2570.415,"end":2570.655,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04318776726722717},{"word":"are","start":2570.655,"end":2570.9749,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04155763611197472},{"word":"invested","start":2570.9749,"end":2571.4548,"confidence":0.9970703,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.0496985986828804},{"word":"in","start":2571.4548,"end":2571.6948,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0678635686635971},{"word":"more","start":2571.6948,"end":2571.9348,"confidence":0.99316406,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.03518012911081314},{"word":"of","start":2571.9348,"end":2572.015,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05286121368408203},{"word":"a","start":2572.015,"end":2572.175,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06265687942504883},{"word":"growth","start":2572.175,"end":2572.655,"confidence":0.99609375,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.05330026522278786},{"word":"environment","start":2572.655,"end":2573.155,"confidence":0.93237305,"punctuated_word":"environment.","sentiment":"neutral","sentiment_score":0.05814237147569656},{"word":"that","start":2574.175,"end":2574.415,"confidence":0.98095703,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.05227121710777283},{"word":"essentially","start":2574.415,"end":2574.915,"confidence":0.9892578,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.04472201690077782},{"word":"means","start":2574.9749,"end":2575.295,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.04400671273469925},{"word":"that","start":2575.295,"end":2575.775,"confidence":0.98291016,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05877683684229851},{"word":"you'd","start":2575.775,"end":2576.175,"confidence":0.6296387,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.06710614264011383},{"word":"typically","start":2576.175,"end":2576.655,"confidence":0.49804688,"punctuated_word":"typically","sentiment":"neutral","sentiment_score":0.06760632991790771},{"word":"see","start":2576.655,"end":2576.815,"confidence":0.9863281,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.07331989705562592},{"word":"that","start":2576.815,"end":2577.055,"confidence":0.80908203,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08246424794197083},{"word":"80%","start":2577.055,"end":2577.615,"confidence":0.9995117,"punctuated_word":"80%","sentiment":"neutral","sentiment_score":0.08099773526191711},{"word":"of","start":2577.615,"end":2577.6948,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08587811142206192},{"word":"your","start":2577.6948,"end":2577.855,"confidence":0.61376953,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07229293882846832},{"word":"sector","start":2577.855,"end":2578.335,"confidence":0.26000977,"punctuated_word":"sector","sentiment":"neutral","sentiment_score":0.06293630599975586},{"word":"invested","start":2578.335,"end":2578.7349,"confidence":0.96875,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.07149624824523926},{"word":"in","start":2578.7349,"end":2578.9749,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09602218866348268},{"word":"growth","start":2578.9749,"end":2579.375,"confidence":0.97265625,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.07993917167186737},{"word":"assets","start":2579.375,"end":2579.775,"confidence":0.6862793,"punctuated_word":"assets,","sentiment":"neutral","sentiment_score":0.112084299325943},{"word":"so","start":2579.775,"end":2579.9348,"confidence":0.9667969,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08921745419502258},{"word":"things","start":2579.9348,"end":2580.255,"confidence":0.9980469,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.1014547273516655},{"word":"like","start":2580.255,"end":2580.4949,"confidence":0.99121094,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06145430728793144},{"word":"australian","start":2580.4949,"end":2580.9949,"confidence":0.99609375,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.08641113340854645},{"word":"shares","start":2581.055,"end":2581.4548,"confidence":0.9995117,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.08041705936193466},{"word":"international","start":2581.4548,"end":2581.9548,"confidence":0.99902344,"punctuated_word":"international","sentiment":"neutral","sentiment_score":0.080222949385643},{"word":"shares","start":2582.255,"end":2582.755,"confidence":0.99853516,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.08317102491855621},{"word":"listed","start":2583.15,"end":2583.5498,"confidence":0.9980469,"punctuated_word":"listed","sentiment":"neutral","sentiment_score":0.08885683119297028},{"word":"property","start":2583.5498,"end":2584.0498,"confidence":0.94628906,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":0.07179485261440277},{"word":"and","start":2584.1099,"end":2584.43,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08367682993412018},{"word":"commodities","start":2584.43,"end":2584.93,"confidence":0.713501,"punctuated_word":"commodities,","sentiment":"neutral","sentiment_score":0.08468646556138992},{"word":"so","start":2584.99,"end":2585.23,"confidence":0.8203125,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08476690202951431},{"word":"precious","start":2585.23,"end":2585.5498,"confidence":0.9970703,"punctuated_word":"precious","sentiment":"neutral","sentiment_score":0.07311020791530609},{"word":"metals","start":2585.5498,"end":2585.95,"confidence":0.99121094,"punctuated_word":"metals","sentiment":"neutral","sentiment_score":0.07341049611568451},{"word":"like","start":2585.95,"end":2586.1099,"confidence":0.9140625,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.08015547692775726},{"word":"gold","start":2586.1099,"end":2586.3499,"confidence":0.9980469,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.09499562531709672},{"word":"and","start":2586.3499,"end":2586.51,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06767971068620682},{"word":"silver","start":2586.51,"end":2586.91,"confidence":1.0,"punctuated_word":"silver","sentiment":"neutral","sentiment_score":0.08664902299642563},{"word":"there","start":2586.91,"end":2587.15,"confidence":0.9980469,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07950765639543533},{"word":"as","start":2587.15,"end":2587.3098,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08276630938053131},{"word":"well","start":2587.3098,"end":2587.8098,"confidence":0.9802246,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.07170729339122772},{"word":"having","start":2588.8298,"end":2589.23,"confidence":0.7680664,"punctuated_word":"Having","sentiment":"neutral","sentiment_score":0.07003793120384216},{"word":"a","start":2589.23,"end":2589.39,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05793793499469757},{"word":"look","start":2589.39,"end":2589.63,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06311961263418198},{"word":"and","start":2589.63,"end":2589.7898,"confidence":0.9741211,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08459373563528061},{"word":"going","start":2589.7898,"end":2590.03,"confidence":0.87597656,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.11239972710609436},{"word":"to","start":2590.03,"end":2590.19,"confidence":0.6489258,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10810017585754396},{"word":"the","start":2590.19,"end":2590.3499,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1013542413711548},{"word":"questions","start":2590.3499,"end":2590.75,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.10873215645551682},{"word":"that","start":2590.75,"end":2590.91,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09444496780633926},{"word":"i","start":2590.91,"end":2591.0698,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0903795063495636},{"word":"have","start":2591.0698,"end":2591.47,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09534408152103424},{"word":"asked","start":2591.47,"end":2591.97,"confidence":0.87402344,"punctuated_word":"asked,","sentiment":"neutral","sentiment_score":0.11355538666248322},{"word":"i","start":2592.03,"end":2592.19,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08456871658563614},{"word":"mean","start":2592.19,"end":2592.5898,"confidence":0.99560547,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.10582827776670456},{"word":"this","start":2592.5898,"end":2593.0898,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.15274354815483093},{"word":"growth","start":2593.3098,"end":2593.63,"confidence":0.90478516,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.14056861400604248},{"word":"sort","start":2593.63,"end":2593.8699,"confidence":0.8833008,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.15019068121910095},{"word":"of","start":2593.8699,"end":2593.95,"confidence":0.9770508,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16888538002967834},{"word":"portfolio","start":2593.95,"end":2594.45,"confidence":0.99902344,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.07584819197654724},{"word":"does","start":2594.75,"end":2595.15,"confidence":0.9902344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.16475462913513184},{"word":"suit","start":2595.15,"end":2595.39,"confidence":0.9951172,"punctuated_word":"suit","sentiment":"neutral","sentiment_score":0.13613320887088776},{"word":"you","start":2595.39,"end":2595.885,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1571216583251953},{"word":"as","start":2596.045,"end":2596.205,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.13909287750720978},{"word":"you","start":2596.205,"end":2596.365,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12688429653644562},{"word":"do","start":2596.365,"end":2596.605,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11181657761335372},{"word":"have","start":2596.605,"end":2596.925,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09523388743400574},{"word":"about","start":2596.925,"end":2597.245,"confidence":0.984375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.06811021268367767},{"word":"six","start":2597.245,"end":2597.485,"confidence":0.99609375,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.055205509066581726},{"word":"years","start":2597.485,"end":2597.725,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.03058590367436409},{"word":"before","start":2597.725,"end":2598.045,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.07122834026813507},{"word":"you're","start":2598.045,"end":2598.205,"confidence":0.9951172,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0647270679473877},{"word":"wanting","start":2598.205,"end":2598.525,"confidence":0.9970703,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.07790730148553848},{"word":"to","start":2598.525,"end":2598.685,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07795336842536926},{"word":"access","start":2598.685,"end":2599.085,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.09467636048793791},{"word":"super","start":2599.085,"end":2599.565,"confidence":0.5371094,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.13406038284301758},{"word":"based","start":2599.565,"end":2599.805,"confidence":0.99609375,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.12591759860515594},{"word":"on","start":2599.805,"end":2599.965,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1476975530385971},{"word":"your","start":2599.965,"end":2600.205,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14216601848602295},{"word":"goal","start":2600.205,"end":2600.445,"confidence":0.7495117,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.09390585124492644},{"word":"retirement","start":2600.445,"end":2600.945,"confidence":0.98535156,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.11976652592420578},{"word":"age","start":2601.085,"end":2601.585,"confidence":0.9724121,"punctuated_word":"age.","sentiment":"neutral","sentiment_score":0.07541664689779282},{"word":"and","start":2601.645,"end":2601.885,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07571369409561157},{"word":"even","start":2601.885,"end":2602.125,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.04698175564408302},{"word":"if","start":2602.125,"end":2602.285,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.029703427106142044},{"word":"you","start":2602.285,"end":2602.445,"confidence":0.9921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.051572035998106},{"word":"did","start":2602.445,"end":2602.685,"confidence":0.99609375,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.03226679936051369},{"word":"kinda","start":2602.685,"end":2603.0051,"confidence":0.9243164,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.028021380305290226},{"word":"get","start":2603.0051,"end":2603.325,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0065205395221710205},{"word":"to","start":2603.325,"end":2603.405,"confidence":0.96533203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01912526786327362},{"word":"you","start":2603.485,"end":2603.645,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02784033864736557},{"word":"know","start":2603.645,"end":2604.125,"confidence":0.97143555,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.04281146079301834},{"word":"you","start":2604.125,"end":2604.445,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05228947103023529},{"word":"decided","start":2604.445,"end":2604.845,"confidence":0.7988281,"punctuated_word":"decided","sentiment":"neutral","sentiment_score":0.05512171238660813},{"word":"to","start":2604.845,"end":2605.085,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0450533851981163},{"word":"retire","start":2605.085,"end":2605.405,"confidence":0.9980469,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.02988400310277939},{"word":"before","start":2605.405,"end":2605.885,"confidence":0.9921875,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.025191277265548703},{"word":"70","start":2605.885,"end":2606.205,"confidence":0.7475586,"punctuated_word":"70","sentiment":"neutral","sentiment_score":0.025083065032958984},{"word":"and","start":2606.205,"end":2606.445,"confidence":0.9770508,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02735280618071556},{"word":"hit","start":2606.445,"end":2606.685,"confidence":0.9003906,"punctuated_word":"hit","sentiment":"neutral","sentiment_score":0.03546770289540291},{"word":"sort","start":2606.685,"end":2606.845,"confidence":0.9326172,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.015407223254442217},{"word":"of","start":2606.845,"end":2607.0051,"confidence":0.94628906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.029042087495326996},{"word":"65","start":2607.0051,"end":2607.645,"confidence":0.99853516,"punctuated_word":"65","sentiment":"neutral","sentiment_score":0.05015227198600769},{"word":"or","start":2607.645,"end":2607.805,"confidence":0.9892578,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03046827018260956},{"word":"even","start":2607.805,"end":2608.125,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.04324238374829292},{"word":"67","start":2608.125,"end":2609.025,"confidence":0.99780273,"punctuated_word":"67,","sentiment":"neutral","sentiment_score":0.055270567536354065},{"word":"you","start":2609.77,"end":2609.85,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07896223664283752},{"word":"still","start":2609.85,"end":2610.25,"confidence":0.9970703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.06933814287185669},{"word":"do","start":2610.25,"end":2610.4102,"confidence":0.9921875,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05887439474463463},{"word":"kind","start":2610.4102,"end":2610.6501,"confidence":0.9760742,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.03804580494761467},{"word":"of","start":2610.6501,"end":2610.8901,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.056094009429216385},{"word":"have","start":2610.8901,"end":2611.05,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06098071485757828},{"word":"that","start":2611.05,"end":2611.29,"confidence":0.98217773,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.047440044581890106},{"word":"you","start":2611.29,"end":2611.4502,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03084094077348709},{"word":"know","start":2611.4502,"end":2611.6902,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.02768023312091827},{"word":"ten","start":2611.6902,"end":2611.9302,"confidence":0.9790039,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.025255322456359863},{"word":"year","start":2611.9302,"end":2612.1702,"confidence":0.9863281,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.03775569796562195},{"word":"time","start":2612.1702,"end":2612.4902,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.03954599052667618},{"word":"horizon","start":2612.4902,"end":2612.9902,"confidence":0.9970703,"punctuated_word":"horizon","sentiment":"neutral","sentiment_score":0.02835583873093128},{"word":"there","start":2613.05,"end":2613.29,"confidence":0.97509766,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.014163471758365633},{"word":"to","start":2613.29,"end":2613.4502,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.020357146859169006},{"word":"be","start":2613.4502,"end":2613.61,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.025002941489219666},{"word":"in","start":2613.61,"end":2613.85,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.024338498711586},{"word":"this","start":2613.85,"end":2614.01,"confidence":0.9482422,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.04056384786963463},{"word":"sort","start":2614.01,"end":2614.25,"confidence":0.9951172,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.019948139786720276},{"word":"of","start":2614.25,"end":2614.4102,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04083909839391709},{"word":"environment","start":2614.4102,"end":2614.9102,"confidence":0.99609375,"punctuated_word":"environment.","sentiment":"neutral","sentiment_score":-0.01593468338251114},{"word":"do","start":2615.4502,"end":2615.6902,"confidence":0.9892578,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.02773910015821457},{"word":"you","start":2615.6902,"end":2615.85,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06109124794602394},{"word":"wanna","start":2615.85,"end":2616.1702,"confidence":0.984375,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.08786115050315857},{"word":"still","start":2616.1702,"end":2616.57,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.08398430049419403},{"word":"see","start":2616.57,"end":2617.07,"confidence":0.98828125,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.05722999945282936},{"word":"yourself","start":2617.2102,"end":2617.61,"confidence":0.99902344,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.09569156169891356},{"word":"in","start":2617.61,"end":2617.85,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08693863451480865},{"word":"this","start":2617.85,"end":2618.1702,"confidence":0.9873047,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1286637783050537},{"word":"growth","start":2618.1702,"end":2618.6702,"confidence":0.9604492,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.10571670532226562},{"word":"sort","start":2618.8901,"end":2619.05,"confidence":0.96875,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.08448539674282074},{"word":"of","start":2619.05,"end":2619.29,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13578224182128906},{"word":"portfolio","start":2619.29,"end":2619.79,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.05184349790215492},{"word":"with","start":2620.09,"end":2620.25,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0894491970539093},{"word":"that","start":2620.25,"end":2620.4902,"confidence":0.5317383,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11935867369174956},{"word":"80%","start":2620.4902,"end":2621.31,"confidence":0.9995117,"punctuated_word":"80%","sentiment":"neutral","sentiment_score":0.08218306303024292},{"word":"split","start":2622.375,"end":2622.7751,"confidence":0.9941406,"punctuated_word":"split","sentiment":"neutral","sentiment_score":0.06837247312068939},{"word":"of","start":2622.7751,"end":2623.095,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07908565551042557},{"word":"assets","start":2623.095,"end":2623.495,"confidence":0.6850586,"punctuated_word":"assets?","sentiment":"neutral","sentiment_score":0.05610823631286621},{"word":"or","start":2623.495,"end":2623.655,"confidence":0.734375,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.049657344818115234},{"word":"did","start":2623.655,"end":2623.815,"confidence":0.9980469,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.02092767506837845},{"word":"you","start":2623.815,"end":2623.975,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06574810296297073},{"word":"wanna","start":2623.975,"end":2624.295,"confidence":0.9921875,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.09382177144289015},{"word":"maybe","start":2624.295,"end":2624.615,"confidence":0.96240234,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.0737629383802414},{"word":"take","start":2624.615,"end":2624.7751,"confidence":0.99902344,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.023457244038581848},{"word":"a","start":2624.7751,"end":2624.855,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.042679570615291595},{"word":"little","start":2624.855,"end":2625.095,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.05112302303314209},{"word":"bit","start":2625.095,"end":2625.335,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.016724728047847748},{"word":"less","start":2625.335,"end":2625.575,"confidence":0.9980469,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.01204371452331543},{"word":"risk","start":2625.575,"end":2625.815,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.047766923904418945},{"word":"in","start":2625.815,"end":2625.975,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.00951404869556427},{"word":"the","start":2625.975,"end":2626.215,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015854261815547943},{"word":"market","start":2626.215,"end":2626.615,"confidence":0.99902344,"punctuated_word":"market?","sentiment":"neutral","sentiment_score":0.03215808793902397},{"word":"how","start":2626.615,"end":2626.855,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.07917292416095734},{"word":"do","start":2626.855,"end":2627.0151,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05830205976963043},{"word":"you","start":2627.0151,"end":2627.175,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08672532439231873},{"word":"feel","start":2627.175,"end":2627.675,"confidence":0.9995117,"punctuated_word":"feel?","sentiment":"neutral","sentiment_score":0.06822553277015686},{"word":"yep","start":2631.2551,"end":2631.7551,"confidence":0.86938477,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06994212418794632},{"word":"yep","start":2634.33,"end":2634.83,"confidence":0.97631836,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.021595221012830738},{"word":"yep","start":2637.4502,"end":2637.9502,"confidence":0.93530273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.032146282494068146},{"word":"yeah","start":2638.57,"end":2638.9702,"confidence":0.91137695,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12014111876487732},{"word":"absolutely","start":2638.9702,"end":2639.4702,"confidence":0.99121094,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.25958317518234253},{"word":"not","start":2639.9302,"end":2640.09,"confidence":0.9394531,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.3346114158630371},{"word":"a","start":2640.09,"end":2640.25,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23350881040096283},{"word":"problem","start":2640.25,"end":2640.6501,"confidence":1.0,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.2547839879989624},{"word":"at","start":2640.6501,"end":2640.73,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.24202466011047363},{"word":"all","start":2640.73,"end":2641.23,"confidence":1.0,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.3440808653831482},{"word":"i'd","start":2641.29,"end":2641.53,"confidence":0.5482178,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.2028467357158661},{"word":"like","start":2641.53,"end":2641.6902,"confidence":0.9980469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.18165400624275208},{"word":"to","start":2641.6902,"end":2641.77,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16179774701595306},{"word":"make","start":2641.77,"end":2641.9302,"confidence":0.9770508,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1307283490896225},{"word":"sure","start":2641.9302,"end":2642.09,"confidence":0.99609375,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.16121546924114227},{"word":"that","start":2642.09,"end":2642.25,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15243758261203766},{"word":"i'm","start":2642.25,"end":2642.4102,"confidence":0.7734375,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.18922321498394012},{"word":"giving","start":2642.4102,"end":2642.6501,"confidence":0.9970703,"punctuated_word":"giving","sentiment":"neutral","sentiment_score":0.17173762619495392},{"word":"you","start":2642.6501,"end":2642.81,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2005116641521454},{"word":"enough","start":2642.81,"end":2643.1301,"confidence":0.9980469,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":0.20420515537261963},{"word":"information","start":2643.1301,"end":2643.53,"confidence":0.99902344,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.15998949110507965},{"word":"as","start":2643.53,"end":2643.61,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.19927892088890076},{"word":"well","start":2643.61,"end":2643.77,"confidence":0.9863281,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.20087331533432007},{"word":"so","start":2643.77,"end":2644.01,"confidence":0.9892578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.015188641846179962},{"word":"with","start":2644.01,"end":2644.1702,"confidence":0.96777344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.05999183654785156},{"word":"that","start":2644.1702,"end":2644.33,"confidence":0.8701172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.017146654427051544},{"word":"growth","start":2644.33,"end":2644.6501,"confidence":0.90478516,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.08066426217556},{"word":"environment","start":2644.6501,"end":2645.1501,"confidence":0.95092773,"punctuated_word":"environment,","sentiment":"neutral","sentiment_score":-0.04369353875517845},{"word":"because","start":2645.77,"end":2646.1702,"confidence":0.7236328,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.07248522341251373},{"word":"with","start":2646.1702,"end":2646.33,"confidence":0.79296875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.13198058307170868},{"word":"what","start":2646.33,"end":2646.57,"confidence":0.9091797,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.10811804234981535},{"word":"the","start":2646.57,"end":2646.6501,"confidence":0.91015625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11613025516271593},{"word":"volatility","start":2646.6501,"end":2647.1501,"confidence":0.9291992,"punctuated_word":"volatility","sentiment":"neutral","sentiment_score":-0.12961524724960327},{"word":"we","start":2647.29,"end":2647.4502,"confidence":0.9277344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.16434836387634277},{"word":"are","start":2647.4502,"end":2647.61,"confidence":0.97314453,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.16404417157173157},{"word":"seeing","start":2647.61,"end":2647.9302,"confidence":0.9921875,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":-0.14968374371528623},{"word":"at","start":2647.9302,"end":2648.01,"confidence":0.9536133,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.16983771324157715},{"word":"the","start":2648.01,"end":2648.09,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14959114789962769},{"word":"moment","start":2648.09,"end":2648.49,"confidence":0.98999023,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.10824853181838988},{"word":"i'd","start":2648.49,"end":2648.57,"confidence":0.7949219,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.17011579871177673},{"word":"like","start":2648.57,"end":2648.805,"confidence":0.98095703,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.16203536093235016},{"word":"to","start":2648.805,"end":2649.0898,"confidence":0.9589844,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1230894923210144},{"word":"make","start":2649.0898,"end":2649.375,"confidence":0.90283203,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.13074761629104614},{"word":"sure","start":2649.375,"end":2649.66,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.12207718938589096},{"word":"everyone","start":2649.66,"end":2649.9448,"confidence":0.9892578,"punctuated_word":"everyone","sentiment":"neutral","sentiment_score":-0.133338063955307},{"word":"is","start":2649.9448,"end":2650.23,"confidence":0.9941406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.12149208784103394},{"word":"aware","start":2650.23,"end":2650.515,"confidence":0.99902344,"punctuated_word":"aware","sentiment":"neutral","sentiment_score":-0.15327532589435575},{"word":"we","start":2650.515,"end":2650.8,"confidence":0.46679688,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.15815414488315582},{"word":"do","start":2650.8,"end":2651.085,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.2624342441558838},{"word":"expect","start":2651.085,"end":2651.3699,"confidence":0.99902344,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":-0.2802368402481079},{"word":"negative","start":2651.3699,"end":2651.655,"confidence":1.0,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.29475969076156616},{"word":"years","start":2651.655,"end":2651.94,"confidence":0.9873047,"punctuated_word":"years","sentiment":"negative","sentiment_score":-0.5272216796875},{"word":"when","start":2651.94,"end":2652.2249,"confidence":0.9970703,"punctuated_word":"when","sentiment":"negative","sentiment_score":-0.3537043631076813},{"word":"we","start":2652.2249,"end":2652.51,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.3181595504283905},{"word":"are","start":2652.51,"end":2652.795,"confidence":0.9951172,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.2803763151168823},{"word":"looking","start":2652.795,"end":2653.0798,"confidence":0.984375,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.30601105093955994},{"word":"at","start":2653.0798,"end":2653.365,"confidence":0.6549072,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":-0.2420943379402161},{"word":"you","start":2653.365,"end":2653.65,"confidence":0.98095703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.16367435455322266},{"word":"know","start":2653.65,"end":2653.935,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.17095094919204712},{"word":"a","start":2653.935,"end":2654.22,"confidence":0.8125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2458471655845642},{"word":"five","start":2654.22,"end":2654.505,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.2361818701028824},{"word":"or","start":2654.505,"end":2654.79,"confidence":0.97998047,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.23051276803016665},{"word":"a","start":2654.79,"end":2655.075,"confidence":0.6538086,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.23919600248336792},{"word":"ten","start":2655.075,"end":2655.3599,"confidence":0.99902344,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":-0.25118958950042725},{"word":"year","start":2655.3599,"end":2655.645,"confidence":0.9970703,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.20305407047271729},{"word":"time","start":2655.645,"end":2655.93,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.16598685085773468},{"word":"horizon","start":2655.93,"end":2656.2148,"confidence":0.99560547,"punctuated_word":"horizon.","sentiment":"neutral","sentiment_score":-0.11996239423751832},{"word":"in","start":2656.2148,"end":2656.5,"confidence":0.9970703,"punctuated_word":"In","sentiment":"neutral","sentiment_score":-0.1687791347503662},{"word":"this","start":2656.5,"end":2656.785,"confidence":0.9980469,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.11349935829639436},{"word":"growth","start":2656.785,"end":2657.07,"confidence":0.96435547,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.10618093609809875},{"word":"sort","start":2657.07,"end":2657.355,"confidence":0.4260254,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.18345896899700165},{"word":"of","start":2657.355,"end":2657.64,"confidence":0.99121094,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.15420925617218018},{"word":"portfolio","start":2657.64,"end":2657.925,"confidence":0.99658203,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":-0.17314094305038452},{"word":"you","start":2657.925,"end":2658.21,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18074795603752136},{"word":"can","start":2658.21,"end":2658.4949,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.1650175154209137},{"word":"expect","start":2658.4949,"end":2658.78,"confidence":0.9951172,"punctuated_word":"expect","sentiment":"neutral","sentiment_score":-0.16411101818084717},{"word":"negative","start":2658.78,"end":2659.065,"confidence":0.9770508,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.2362631857395172},{"word":"years","start":2659.065,"end":2659.3499,"confidence":0.8989258,"punctuated_word":"years","sentiment":"negative","sentiment_score":-0.36033254861831665},{"word":"sort","start":2659.3499,"end":2659.635,"confidence":0.3269043,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.2546379268169403},{"word":"of","start":2659.635,"end":2659.92,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.27377063035964966},{"word":"one","start":2659.92,"end":2660.205,"confidence":0.9941406,"punctuated_word":"one","sentiment":"negative","sentiment_score":-0.36505553126335144},{"word":"in","start":2660.205,"end":2660.49,"confidence":0.9526367,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.30329909920692444},{"word":"every","start":2660.49,"end":2660.775,"confidence":0.99902344,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.2506851553916931},{"word":"five","start":2660.775,"end":2661.06,"confidence":0.9980469,"punctuated_word":"five","sentiment":"neutral","sentiment_score":-0.32178837060928345},{"word":"years","start":2661.06,"end":2661.345,"confidence":0.99902344,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":-0.24022221565246585},{"word":"we","start":2661.345,"end":2661.63,"confidence":0.91015625,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.15249890089035034},{"word":"are","start":2661.63,"end":2661.915,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.15752285718917847},{"word":"chasing","start":2661.915,"end":2662.2,"confidence":0.9941406,"punctuated_word":"chasing","sentiment":"neutral","sentiment_score":-0.1592186987400055},{"word":"an","start":2662.2,"end":2662.4849,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.14368325471878052},{"word":"average","start":2662.4849,"end":2662.77,"confidence":1.0,"punctuated_word":"average","sentiment":"neutral","sentiment_score":-0.17071056365966797},{"word":"rate","start":2662.77,"end":2663.055,"confidence":0.9980469,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":-0.028231240808963776},{"word":"of","start":2663.055,"end":2663.34,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.11268670856952669},{"word":"return","start":2663.34,"end":2663.625,"confidence":1.0,"punctuated_word":"return","sentiment":"neutral","sentiment_score":-0.08238180726766586},{"word":"compounded","start":2663.625,"end":2663.91,"confidence":0.9902344,"punctuated_word":"compounded","sentiment":"neutral","sentiment_score":-0.04232950136065483},{"word":"of","start":2663.91,"end":2664.195,"confidence":0.94189453,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.032156795263290405},{"word":"about","start":2664.195,"end":2664.48,"confidence":0.9921875,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.03835882991552353},{"word":"seven","start":2664.56,"end":2664.88,"confidence":0.97998047,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":-0.030189476907253265},{"word":"to","start":2664.88,"end":2664.96,"confidence":0.93359375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08449405431747437},{"word":"9%","start":2664.96,"end":2665.7,"confidence":0.9914551,"punctuated_word":"9%.","sentiment":"neutral","sentiment_score":-0.0796927958726883},{"word":"anything","start":2665.76,"end":2666.16,"confidence":1.0,"punctuated_word":"Anything","sentiment":"neutral","sentiment_score":0.12483450770378111},{"word":"over","start":2666.16,"end":2666.4,"confidence":0.99902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.01695750653743744},{"word":"9%","start":2666.4,"end":2666.96,"confidence":0.958374,"punctuated_word":"9%,","sentiment":"neutral","sentiment_score":0.1298230141401291},{"word":"your","start":2666.96,"end":2667.2,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4234599173069},{"word":"portfolio","start":2667.2,"end":2667.7,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.19319915771484375},{"word":"is","start":2667.76,"end":2667.92,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4546259641647339},{"word":"performing","start":2667.92,"end":2668.42,"confidence":0.99902344,"punctuated_word":"performing","sentiment":"positive","sentiment_score":0.40425825119018555},{"word":"really","start":2668.48,"end":2668.72,"confidence":0.97094727,"punctuated_word":"really,","sentiment":"positive","sentiment_score":0.4639891386032105},{"word":"really","start":2668.72,"end":2668.96,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.4491623342037201},{"word":"well","start":2668.96,"end":2669.46,"confidence":0.84399414,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.34719422459602356},{"word":"and","start":2669.6,"end":2669.76,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2564471364021301},{"word":"you","start":2669.76,"end":2669.92,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28844577074050903},{"word":"can","start":2669.92,"end":2670.16,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3355938494205475},{"word":"get","start":2670.16,"end":2670.4,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.3242967426776886},{"word":"those","start":2670.4,"end":2670.64,"confidence":0.99316406,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.22869643568992615},{"word":"great","start":2670.64,"end":2670.96,"confidence":0.95410156,"punctuated_word":"great","sentiment":"neutral","sentiment_score":0.31946760416030884},{"word":"fifteen","start":2670.96,"end":2671.44,"confidence":0.986084,"punctuated_word":"fifteen,","sentiment":"neutral","sentiment_score":0.32789474725723267},{"word":"twenty","start":2671.44,"end":2671.84,"confidence":0.99902344,"punctuated_word":"twenty,","sentiment":"neutral","sentiment_score":0.2922120690345764},{"word":"25%","start":2671.84,"end":2672.72,"confidence":0.9973958,"punctuated_word":"25%","sentiment":"positive","sentiment_score":0.35035330057144165},{"word":"returns","start":2672.72,"end":2673.1199,"confidence":0.5151367,"punctuated_word":"returns","sentiment":"positive","sentiment_score":0.34810370206832886},{"word":"some","start":2673.1199,"end":2673.3599,"confidence":0.9404297,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.14997777342796326},{"word":"years","start":2673.3599,"end":2673.8599,"confidence":0.9301758,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.08119723200798035},{"word":"other","start":2674.0,"end":2674.24,"confidence":0.99121094,"punctuated_word":"Other","sentiment":"neutral","sentiment_score":-0.035803891718387604},{"word":"years","start":2674.24,"end":2674.48,"confidence":0.96435547,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.028537239879369736},{"word":"it","start":2674.48,"end":2674.64,"confidence":0.9770508,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.010670606046915054},{"word":"might","start":2674.64,"end":2674.8,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.09773483872413637},{"word":"be","start":2674.8,"end":2674.96,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.07954186946153641},{"word":"a","start":2674.96,"end":2675.04,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0908132940530777},{"word":"little","start":2675.04,"end":2675.28,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.09838223457336426},{"word":"bit","start":2675.28,"end":2675.44,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.13118712604045868},{"word":"less","start":2675.44,"end":2675.68,"confidence":0.96191406,"punctuated_word":"less.","sentiment":"neutral","sentiment_score":-0.1220700666308403},{"word":"so","start":2675.68,"end":2675.84,"confidence":0.6855469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05468273535370827},{"word":"this","start":2675.84,"end":2676.0,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.05633525550365448},{"word":"is","start":2676.0,"end":2676.16,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.04421552270650864},{"word":"kind","start":2676.16,"end":2676.4,"confidence":0.99609375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.03383321315050125},{"word":"of","start":2676.4,"end":2676.48,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05125584453344345},{"word":"an","start":2676.48,"end":2676.64,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.0538177490234375},{"word":"average","start":2676.64,"end":2676.96,"confidence":1.0,"punctuated_word":"average","sentiment":"neutral","sentiment_score":-0.04803334176540375},{"word":"of","start":2676.96,"end":2677.1199,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.013298213481903076},{"word":"what","start":2677.1199,"end":2677.2,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.033543944358825684},{"word":"we'd","start":2677.2,"end":2677.52,"confidence":0.7624512,"punctuated_word":"we'd","sentiment":"neutral","sentiment_score":-0.02719014510512352},{"word":"sort","start":2677.52,"end":2677.76,"confidence":0.96875,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.06943262368440628},{"word":"of","start":2677.76,"end":2677.92,"confidence":0.6972656,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05115211009979248},{"word":"hope","start":2677.92,"end":2678.325,"confidence":0.63623047,"punctuated_word":"hope","sentiment":"neutral","sentiment_score":-0.0021642297506332397},{"word":"to","start":2678.325,"end":2678.565,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.016098737716674805},{"word":"be","start":2678.565,"end":2678.805,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.010980568826198578},{"word":"compounding","start":2678.805,"end":2679.305,"confidence":1.0,"punctuated_word":"compounding","sentiment":"neutral","sentiment_score":0.055648624897003174},{"word":"over","start":2679.845,"end":2680.005,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.05135290324687958},{"word":"the","start":2680.005,"end":2680.165,"confidence":0.98095703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.027208678424358368},{"word":"longer","start":2680.165,"end":2680.4849,"confidence":0.9980469,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":-0.005652539432048798},{"word":"term","start":2680.4849,"end":2680.805,"confidence":0.9707031,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.02511751651763916},{"word":"for","start":2680.805,"end":2680.9648,"confidence":0.9707031,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.019322305917739868},{"word":"this","start":2680.9648,"end":2681.125,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.03011201322078705},{"word":"sort","start":2681.125,"end":2681.285,"confidence":0.99902344,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.051122672855854034},{"word":"of","start":2681.285,"end":2681.525,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0493234246969223},{"word":"environment","start":2681.525,"end":2682.025,"confidence":0.8605957,"punctuated_word":"environment.","sentiment":"neutral","sentiment_score":-0.0001394189894199371},{"word":"and","start":2683.685,"end":2684.005,"confidence":0.7988281,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1955575793981552},{"word":"it","start":2684.005,"end":2684.325,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24124549329280853},{"word":"does","start":2684.325,"end":2684.565,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.27286940813064575},{"word":"suit","start":2684.565,"end":2684.805,"confidence":0.9416504,"punctuated_word":"suit,","sentiment":"neutral","sentiment_score":0.17397746443748474},{"word":"as","start":2684.805,"end":2684.9648,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.205092653632164},{"word":"i","start":2684.9648,"end":2685.045,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13359278440475464},{"word":"said","start":2685.045,"end":2685.285,"confidence":0.9819336,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.1799701452255249},{"word":"someone","start":2685.285,"end":2685.525,"confidence":0.9941406,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":0.19020803272724152},{"word":"with","start":2685.525,"end":2685.765,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.14316360652446747},{"word":"a","start":2685.765,"end":2685.845,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05380810797214508},{"word":"60","start":2685.845,"end":2686.2449,"confidence":0.42163086,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.051855914294719696},{"word":"time","start":2686.2449,"end":2686.565,"confidence":0.6425781,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.0684208869934082},{"word":"horizon","start":2686.565,"end":2687.045,"confidence":0.9836426,"punctuated_word":"horizon.","sentiment":"neutral","sentiment_score":0.051625609397888184},{"word":"so","start":2687.045,"end":2687.285,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07915922999382019},{"word":"are","start":2687.285,"end":2687.445,"confidence":0.9707031,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0852675661444664},{"word":"you","start":2687.445,"end":2687.605,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12031522393226624},{"word":"comfortable","start":2687.605,"end":2688.085,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.0931628793478012},{"word":"with","start":2688.085,"end":2688.2449,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1217421144247055},{"word":"me","start":2688.2449,"end":2688.4849,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13057513535022736},{"word":"looking","start":2688.4849,"end":2688.805,"confidence":0.99902344,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.13212256133556366},{"word":"at","start":2688.805,"end":2688.9648,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14565972983837128},{"word":"that","start":2688.9648,"end":2689.2048,"confidence":0.95703125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15247517824172974},{"word":"growth","start":2689.2048,"end":2689.605,"confidence":0.98535156,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.11592236161231996},{"word":"portfolio","start":2689.605,"end":2690.105,"confidence":0.9880371,"punctuated_word":"portfolio?","sentiment":"neutral","sentiment_score":0.12217333167791368},{"word":"i'll","start":2690.2449,"end":2690.4849,"confidence":0.9980469,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.0666888952255249},{"word":"look","start":2690.4849,"end":2690.645,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06351182609796524},{"word":"at","start":2690.645,"end":2690.805,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07631845027208328},{"word":"the","start":2690.805,"end":2690.9648,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06015177071094513},{"word":"risk","start":2690.9648,"end":2691.285,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.013570010662078856},{"word":"factors","start":2691.285,"end":2691.765,"confidence":0.9975586,"punctuated_word":"factors,","sentiment":"neutral","sentiment_score":0.019503504037857056},{"word":"the","start":2691.765,"end":2691.925,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.020205408334732056},{"word":"cost","start":2691.925,"end":2692.2449,"confidence":0.99609375,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":-0.008657582104206085},{"word":"side","start":2692.2449,"end":2692.4849,"confidence":1.0,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.05261912941932678},{"word":"of","start":2692.4849,"end":2692.565,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.005373239517211914},{"word":"things","start":2692.565,"end":2693.065,"confidence":0.99609375,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.02557056769728661},{"word":"i'll","start":2693.21,"end":2693.5298,"confidence":0.99316406,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.04491138085722923},{"word":"also","start":2693.5298,"end":2693.7698,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.03923406824469566},{"word":"take","start":2693.7698,"end":2694.0898,"confidence":0.98095703,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.05044650658965111},{"word":"into","start":2694.0898,"end":2694.3298,"confidence":0.9921875,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.04276613891124725},{"word":"account","start":2694.3298,"end":2694.8098,"confidence":0.9951172,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.03163806349039078},{"word":"cgt","start":2694.8098,"end":2695.3098,"confidence":0.36462402,"punctuated_word":"CGT","sentiment":"neutral","sentiment_score":0.011632535606622696},{"word":"con","start":2695.3699,"end":2695.6099,"confidence":0.4921875,"punctuated_word":"con","sentiment":"neutral","sentiment_score":0.013590801507234572},{"word":"cgt","start":2695.69,"end":2696.19,"confidence":0.9885254,"punctuated_word":"CGT","sentiment":"neutral","sentiment_score":-0.014359217137098312},{"word":"consequences","start":2696.3298,"end":2696.8298,"confidence":0.7348633,"punctuated_word":"consequences","sentiment":"neutral","sentiment_score":0.013419903814792631},{"word":"in","start":2696.89,"end":2696.97,"confidence":0.90283203,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04684537649154663},{"word":"your","start":2696.97,"end":2697.13,"confidence":0.9453125,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.066983662545681},{"word":"super","start":2697.13,"end":2697.45,"confidence":0.8881836,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.07989546656608582},{"word":"as","start":2697.45,"end":2697.5298,"confidence":0.97998047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08027894794940948},{"word":"well","start":2697.5298,"end":2697.7698,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.08811532706022263},{"word":"because","start":2697.7698,"end":2698.0098,"confidence":0.52978516,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.07299473881721497},{"word":"your","start":2698.0098,"end":2698.17,"confidence":0.95410156,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04113072156906128},{"word":"super","start":2698.17,"end":2698.49,"confidence":0.9951172,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.06529062986373901},{"word":"does","start":2698.49,"end":2698.73,"confidence":0.9658203,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.05680898576974869},{"word":"also","start":2698.73,"end":2698.97,"confidence":0.9448242,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.030863896012306213},{"word":"do","start":2698.97,"end":2699.21,"confidence":0.9921875,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03986275941133499},{"word":"a","start":2699.21,"end":2699.2898,"confidence":0.9741211,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05001514405012131},{"word":"capture","start":2699.2898,"end":2699.6099,"confidence":0.40527344,"punctuated_word":"capture","sentiment":"neutral","sentiment_score":0.0421409048140049},{"word":"turn","start":2699.6099,"end":2699.93,"confidence":0.6010742,"punctuated_word":"turn","sentiment":"neutral","sentiment_score":0.037969786673784256},{"word":"every","start":2699.93,"end":2700.17,"confidence":0.95947266,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.02081084251403809},{"word":"year","start":2700.17,"end":2700.65,"confidence":0.7902832,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.03066098503768444},{"word":"but","start":2700.65,"end":2700.89,"confidence":0.99609375,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.07118294388055801},{"word":"are","start":2700.89,"end":2700.97,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1166316568851471},{"word":"you","start":2700.97,"end":2701.21,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17104502022266388},{"word":"happy","start":2701.21,"end":2701.45,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.19755122065544128},{"word":"with","start":2701.45,"end":2701.6099,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.24995529651641848},{"word":"me","start":2701.6099,"end":2701.8499,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1882230043411255},{"word":"looking","start":2701.8499,"end":2702.0898,"confidence":0.99609375,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.24330249428749084},{"word":"at","start":2702.0898,"end":2702.25,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2599731981754303},{"word":"all","start":2702.25,"end":2702.41,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.28703761100769043},{"word":"those","start":2702.41,"end":2702.5698,"confidence":0.9902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.22212465107440948},{"word":"things","start":2702.5698,"end":2702.89,"confidence":0.9980469,"punctuated_word":"things?","sentiment":"neutral","sentiment_score":0.20082172751426697},{"word":"is","start":2702.89,"end":2703.0498,"confidence":0.9951172,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.13073647022247314},{"word":"there","start":2703.0498,"end":2703.21,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.18377861380577087},{"word":"anything","start":2703.21,"end":2703.6099,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.1593261361122131},{"word":"i","start":2703.6099,"end":2703.7698,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.008164457976818085},{"word":"might","start":2703.7698,"end":2703.93,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.035437602549791336},{"word":"have","start":2703.93,"end":2704.17,"confidence":0.92333984,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.02390962466597557},{"word":"missed","start":2704.17,"end":2704.65,"confidence":0.92944336,"punctuated_word":"missed?","sentiment":"neutral","sentiment_score":-0.0128148403018713},{"word":"or","start":2704.65,"end":2704.97,"confidence":0.8959961,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.01609192043542862},{"word":"yes","start":2708.645,"end":2709.145,"confidence":0.8227539,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.24044153094291687},{"word":"absolutely","start":2709.285,"end":2709.785,"confidence":0.99902344,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.351064532995224},{"word":"and","start":2710.085,"end":2710.245,"confidence":0.984375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2996394634246826},{"word":"i've","start":2710.245,"end":2710.405,"confidence":0.9995117,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.3127402365207672},{"word":"got","start":2710.405,"end":2710.645,"confidence":1.0,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.3887830376625061},{"word":"you","start":2710.645,"end":2710.805,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.37447330355644226},{"word":"booked","start":2710.805,"end":2710.965,"confidence":0.99902344,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.3190540075302124},{"word":"in","start":2710.965,"end":2711.125,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.3080020546913147},{"word":"there","start":2711.125,"end":2711.365,"confidence":0.8120117,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.2855461835861206},{"word":"so","start":2711.365,"end":2711.445,"confidence":0.9970703,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.2791244685649872},{"word":"we've","start":2711.445,"end":2711.685,"confidence":0.9995117,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.31754177808761597},{"word":"got","start":2711.685,"end":2711.925,"confidence":0.99609375,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.3201335370540619},{"word":"a","start":2711.925,"end":2712.005,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.31166380643844604},{"word":"date","start":2712.005,"end":2712.245,"confidence":0.98828125,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.2368454337120056},{"word":"to","start":2712.245,"end":2712.405,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.29881492257118225},{"word":"have","start":2712.405,"end":2712.645,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3539350926876068},{"word":"this","start":2712.645,"end":2712.885,"confidence":0.97802734,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.3084214925765991},{"word":"deadline","start":2712.885,"end":2713.385,"confidence":0.9951172,"punctuated_word":"deadline","sentiment":"neutral","sentiment_score":0.1805764138698578},{"word":"sorted","start":2713.445,"end":2713.845,"confidence":0.9941406,"punctuated_word":"sorted","sentiment":"positive","sentiment_score":0.36380302906036377},{"word":"for","start":2713.845,"end":2714.005,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4202391505241394},{"word":"you","start":2714.005,"end":2714.245,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3313565254211426},{"word":"as","start":2714.245,"end":2714.405,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.30303508043289185},{"word":"well","start":2714.405,"end":2714.905,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.24562259018421173},{"word":"if","start":2715.205,"end":2715.445,"confidence":0.76171875,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.14713992178440094},{"word":"anything","start":2715.445,"end":2715.765,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.15044258534908295},{"word":"comes","start":2715.765,"end":2716.005,"confidence":0.99902344,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.1396772861480713},{"word":"up","start":2716.005,"end":2716.165,"confidence":0.9111328,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.13588280975818634},{"word":"in","start":2716.165,"end":2716.325,"confidence":0.9770508,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12202855199575424},{"word":"the","start":2716.325,"end":2716.405,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10761089622974396},{"word":"meantime","start":2716.405,"end":2716.905,"confidence":0.99853516,"punctuated_word":"meantime,","sentiment":"neutral","sentiment_score":0.09913980960845949},{"word":"let","start":2716.965,"end":2717.205,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.14569838345050812},{"word":"me","start":2717.205,"end":2717.365,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1584271937608719},{"word":"know","start":2717.365,"end":2717.865,"confidence":0.8327637,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1639886498451233},{"word":"and","start":2718.005,"end":2718.245,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1351078748703003},{"word":"i'll","start":2718.245,"end":2718.485,"confidence":0.89038086,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1594696342945099},{"word":"also","start":2718.485,"end":2718.885,"confidence":0.9970703,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.11346766352653503},{"word":"make","start":2718.885,"end":2719.125,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1259652078151703},{"word":"sure","start":2719.125,"end":2719.445,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.11871188879013062},{"word":"that","start":2719.445,"end":2719.945,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1548994928598404},{"word":"i","start":2720.005,"end":2720.165,"confidence":0.9707031,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14241446554660797},{"word":"email","start":2720.165,"end":2720.565,"confidence":0.9819336,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.16205120086669922},{"word":"you","start":2720.565,"end":2720.725,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13519486784934998},{"word":"shortly","start":2720.725,"end":2721.125,"confidence":0.99902344,"punctuated_word":"shortly","sentiment":"neutral","sentiment_score":0.13915134966373444},{"word":"if","start":2721.125,"end":2721.285,"confidence":0.6074219,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12080112844705582},{"word":"you've","start":2721.285,"end":2721.445,"confidence":0.94921875,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.10946183651685716},{"word":"got","start":2721.445,"end":2721.605,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1140645667910576},{"word":"my","start":2721.605,"end":2721.845,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.10879520326852798},{"word":"email","start":2721.845,"end":2722.165,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.10070548206567764},{"word":"there","start":2722.165,"end":2722.47,"confidence":0.99316406,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.11942098289728165},{"word":"it'll","start":2722.47,"end":2722.79,"confidence":0.98950195,"punctuated_word":"It'll","sentiment":"neutral","sentiment_score":0.1293254941701889},{"word":"have","start":2722.79,"end":2722.8699,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1164032444357872},{"word":"the","start":2722.8699,"end":2723.1099,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08544816076755524},{"word":"information","start":2723.1099,"end":2723.59,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.07008829712867737},{"word":"on","start":2723.59,"end":2723.75,"confidence":0.99609375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08482807874679565},{"word":"the","start":2723.75,"end":2723.99,"confidence":0.9506836,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09817919880151749},{"word":"solicitors","start":2723.99,"end":2724.49,"confidence":0.9819336,"punctuated_word":"solicitors.","sentiment":"neutral","sentiment_score":0.04904583469033241},{"word":"it'll","start":2724.55,"end":2724.8699,"confidence":0.98999023,"punctuated_word":"It'll","sentiment":"neutral","sentiment_score":0.09165992587804794},{"word":"also","start":2724.8699,"end":2725.1099,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.046609703451395035},{"word":"just","start":2725.1099,"end":2725.3499,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06358751654624939},{"word":"ask","start":2725.3499,"end":2725.59,"confidence":0.99902344,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.0671762079000473},{"word":"if","start":2725.59,"end":2725.67,"confidence":0.8491211,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04512004181742668},{"word":"you","start":2725.67,"end":2725.83,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04893382266163826},{"word":"can","start":2725.83,"end":2726.07,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03687913715839386},{"word":"shoot","start":2726.07,"end":2726.23,"confidence":0.98291016,"punctuated_word":"shoot","sentiment":"neutral","sentiment_score":0.04491280019283295},{"word":"me","start":2726.23,"end":2726.39,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.08522056043148041},{"word":"through","start":2726.39,"end":2726.63,"confidence":0.99902344,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.07012972235679626},{"word":"your","start":2726.63,"end":2726.8699,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05188937112689018},{"word":"id","start":2726.8699,"end":2727.27,"confidence":1.0,"punctuated_word":"ID","sentiment":"neutral","sentiment_score":0.04884866997599602},{"word":"as","start":2727.27,"end":2727.43,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0667617917060852},{"word":"well","start":2727.43,"end":2727.93,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.06125909835100174},{"word":"okay","start":2728.23,"end":2728.73,"confidence":0.9782715,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.04980669915676117},{"word":"yeah","start":2729.67,"end":2730.17,"confidence":0.9194336,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3981138467788696},{"word":"beautiful","start":2730.39,"end":2730.89,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.8005529642105103},{"word":"all","start":2731.91,"end":2732.15,"confidence":0.5546875,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.7842718362808228},{"word":"good","start":2732.15,"end":2732.47,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.7127516865730286},{"word":"is","start":2732.47,"end":2732.71,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.23331192135810852},{"word":"there","start":2732.71,"end":2732.8699,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.19193688035011292},{"word":"anything","start":2732.8699,"end":2733.19,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.1307772397994995},{"word":"else","start":2733.19,"end":2733.43,"confidence":0.99902344,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.11092893779277802},{"word":"that","start":2733.43,"end":2733.59,"confidence":0.4338379,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.022397108376026154},{"word":"i","start":2733.59,"end":2733.75,"confidence":0.9790039,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.011232376098632812},{"word":"may","start":2733.75,"end":2733.91,"confidence":0.84277344,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.02152387797832489},{"word":"have","start":2733.91,"end":2734.07,"confidence":0.97802734,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04030216485261917},{"word":"missed","start":2734.07,"end":2734.31,"confidence":0.9941406,"punctuated_word":"missed","sentiment":"neutral","sentiment_score":0.04987778514623642},{"word":"or","start":2734.31,"end":2734.47,"confidence":0.671875,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.10064203292131424},{"word":"anything","start":2734.47,"end":2734.71,"confidence":0.9980469,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.07062096893787384},{"word":"else","start":2734.71,"end":2734.95,"confidence":0.99902344,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.057527124881744385},{"word":"you","start":2734.95,"end":2735.1099,"confidence":0.9248047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.034138068556785583},{"word":"wanted","start":2735.1099,"end":2735.43,"confidence":0.9707031,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.0029293671250343323},{"word":"me","start":2735.43,"end":2735.67,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.09003113210201263},{"word":"to","start":2735.67,"end":2735.99,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.007509104907512665},{"word":"talk","start":2735.99,"end":2736.23,"confidence":0.9980469,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.08211607486009598},{"word":"about","start":2736.23,"end":2736.63,"confidence":0.90722656,"punctuated_word":"about?","sentiment":"neutral","sentiment_score":0.05259477719664574},{"word":"or","start":2736.63,"end":2737.13,"confidence":0.9819336,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.023772425949573517},{"word":"no","start":2740.685,"end":2741.085,"confidence":0.9719238,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.15761730074882507},{"word":"that's","start":2741.085,"end":2741.485,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.024598656222224236},{"word":"okay","start":2741.485,"end":2741.985,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.06681778281927109},{"word":"all","start":2742.5251,"end":2742.685,"confidence":0.84472656,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.6079030632972717},{"word":"good","start":2742.685,"end":2743.165,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5968543291091919},{"word":"beautiful","start":2743.165,"end":2743.665,"confidence":0.99853516,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6850547790527344},{"word":"well","start":2743.8052,"end":2743.8853,"confidence":0.8688965,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.5890642404556274},{"word":"i'm","start":2743.8853,"end":2743.965,"confidence":0.9975586,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.7581083178520203},{"word":"glad","start":2743.965,"end":2744.2852,"confidence":0.99902344,"punctuated_word":"glad","sentiment":"positive","sentiment_score":0.7801840305328369},{"word":"we've","start":2744.2852,"end":2744.445,"confidence":0.8803711,"punctuated_word":"we've","sentiment":"positive","sentiment_score":0.759253203868866},{"word":"been","start":2744.445,"end":2744.605,"confidence":0.9921875,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.7883535623550415},{"word":"able","start":2744.605,"end":2744.7651,"confidence":0.9980469,"punctuated_word":"able","sentiment":"positive","sentiment_score":0.7938418388366699},{"word":"to","start":2744.7651,"end":2744.925,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.811921238899231},{"word":"touch","start":2744.925,"end":2745.165,"confidence":0.98095703,"punctuated_word":"touch","sentiment":"positive","sentiment_score":0.7492054104804993},{"word":"on","start":2745.165,"end":2745.645,"confidence":0.9970703,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.6343276500701904},{"word":"those","start":2745.645,"end":2745.965,"confidence":0.99609375,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.683655321598053},{"word":"concerns","start":2745.965,"end":2746.445,"confidence":0.99609375,"punctuated_word":"concerns","sentiment":"positive","sentiment_score":0.4843088388442993},{"word":"there","start":2746.445,"end":2746.685,"confidence":0.9667969,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.7296379804611206},{"word":"for","start":2746.685,"end":2746.845,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.724079966545105},{"word":"you","start":2746.845,"end":2747.085,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.7016258239746094},{"word":"i'll","start":2747.085,"end":2747.325,"confidence":0.9868164,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.4400775134563446},{"word":"work","start":2747.325,"end":2747.5652,"confidence":0.9951172,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.41944950819015503},{"word":"at","start":2747.5652,"end":2747.8052,"confidence":0.6323242,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.4603187143802643},{"word":"i'm","start":2747.885,"end":2747.965,"confidence":0.65185547,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.5193883776664734},{"word":"gonna","start":2747.965,"end":2748.205,"confidence":0.9526367,"punctuated_word":"gonna","sentiment":"positive","sentiment_score":0.5802662372589111},{"word":"do","start":2748.205,"end":2748.365,"confidence":0.9980469,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.5389572381973267},{"word":"everything","start":2748.365,"end":2748.685,"confidence":0.9980469,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.46155643463134766},{"word":"i","start":2748.685,"end":2748.7651,"confidence":0.99902344,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5077463388442993},{"word":"can","start":2748.7651,"end":2749.0051,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4572342038154602},{"word":"to","start":2749.0051,"end":2749.085,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5974438786506653},{"word":"kind","start":2749.085,"end":2749.325,"confidence":0.52490234,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.45255589485168457},{"word":"of","start":2749.325,"end":2749.405,"confidence":0.9951172,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6001308560371399},{"word":"put","start":2749.405,"end":2749.5652,"confidence":0.9970703,"punctuated_word":"put","sentiment":"positive","sentiment_score":0.5939493775367737},{"word":"us","start":2749.5652,"end":2749.725,"confidence":0.88134766,"punctuated_word":"us","sentiment":"positive","sentiment_score":0.5389189720153809},{"word":"back","start":2749.725,"end":2749.885,"confidence":1.0,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.6697433590888977},{"word":"on","start":2749.885,"end":2750.125,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.6420447826385498},{"word":"track","start":2750.125,"end":2750.365,"confidence":0.99902344,"punctuated_word":"track","sentiment":"positive","sentiment_score":0.6242808103561401},{"word":"here","start":2750.365,"end":2750.605,"confidence":0.9838867,"punctuated_word":"here","sentiment":"positive","sentiment_score":0.6079649329185486},{"word":"for","start":2750.605,"end":2750.685,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6594815254211426},{"word":"you","start":2750.685,"end":2750.925,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6042112112045288},{"word":"i'll","start":2750.925,"end":2751.085,"confidence":1.0,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.500109851360321},{"word":"get","start":2751.085,"end":2751.245,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.5934851765632629},{"word":"this","start":2751.245,"end":2751.485,"confidence":0.9980469,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.5481595396995544},{"word":"advice","start":2751.485,"end":2751.965,"confidence":0.8720703,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.47961854934692383},{"word":"piece","start":2751.965,"end":2752.205,"confidence":0.9404297,"punctuated_word":"piece","sentiment":"positive","sentiment_score":0.4801868498325348},{"word":"done","start":2752.205,"end":2752.445,"confidence":0.9863281,"punctuated_word":"done","sentiment":"positive","sentiment_score":0.5108894109725952},{"word":"for","start":2752.445,"end":2752.685,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5744182467460632},{"word":"you","start":2752.685,"end":2752.845,"confidence":0.95458984,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.4582977890968323},{"word":"and","start":2752.845,"end":2753.0051,"confidence":0.99902344,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4656229615211487},{"word":"we'll","start":2753.0051,"end":2753.4,"confidence":0.99853516,"punctuated_word":"we'll","sentiment":"positive","sentiment_score":0.49939626455307007},{"word":"have","start":2753.48,"end":2753.64,"confidence":1.0,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.5806544423103333},{"word":"that","start":2753.64,"end":2753.88,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5313199162483215},{"word":"ready","start":2753.88,"end":2754.2,"confidence":1.0,"punctuated_word":"ready","sentiment":"positive","sentiment_score":0.5715363025665283},{"word":"to","start":2754.2,"end":2754.2798,"confidence":0.99609375,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5585634112358093},{"word":"go","start":2754.2798,"end":2754.52,"confidence":0.99902344,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.5313231348991394},{"word":"in","start":2754.52,"end":2754.68,"confidence":0.96777344,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3577381670475006},{"word":"two","start":2754.68,"end":2754.8398,"confidence":0.99902344,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.27149906754493713},{"word":"weeks","start":2754.8398,"end":2755.3398,"confidence":0.99902344,"punctuated_word":"weeks.","sentiment":"positive","sentiment_score":0.35322070121765137},{"word":"we'll","start":2756.0398,"end":2756.2,"confidence":0.8557129,"punctuated_word":"We'll","sentiment":"positive","sentiment_score":0.4270276427268982},{"word":"look","start":2756.2,"end":2756.44,"confidence":1.0,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.45973968505859375},{"word":"at","start":2756.44,"end":2756.52,"confidence":0.9790039,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.4217282235622406},{"word":"what","start":2756.52,"end":2756.68,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.4952625632286072},{"word":"we're","start":2756.68,"end":2756.92,"confidence":0.9980469,"punctuated_word":"we're","sentiment":"positive","sentiment_score":0.4615662097930908},{"word":"doing","start":2756.92,"end":2757.24,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"positive","sentiment_score":0.4886640310287475},{"word":"and","start":2757.24,"end":2757.4,"confidence":0.9506836,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4529914855957031},{"word":"keep","start":2757.4,"end":2757.5598,"confidence":1.0,"punctuated_word":"keep","sentiment":"positive","sentiment_score":0.5484366416931152},{"word":"you","start":2757.5598,"end":2757.72,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6312108635902405},{"word":"on","start":2757.72,"end":2757.96,"confidence":0.99902344,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.6035148501396179},{"word":"track","start":2757.96,"end":2758.2,"confidence":1.0,"punctuated_word":"track","sentiment":"positive","sentiment_score":0.5332307815551758},{"word":"and","start":2758.2,"end":2758.52,"confidence":0.9111328,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.47899773716926575},{"word":"see","start":2758.52,"end":2758.68,"confidence":1.0,"punctuated_word":"see","sentiment":"positive","sentiment_score":0.4469334483146667},{"word":"if","start":2758.68,"end":2758.8398,"confidence":1.0,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.46098512411117554},{"word":"we","start":2758.8398,"end":2758.92,"confidence":0.99902344,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.4300938844680786},{"word":"can","start":2758.92,"end":2759.0798,"confidence":0.99902344,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.47280991077423096},{"word":"help","start":2759.0798,"end":2759.3198,"confidence":1.0,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.4260499179363251},{"word":"you","start":2759.3198,"end":2759.48,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.47416993975639343},{"word":"a","start":2759.48,"end":2759.5598,"confidence":0.9741211,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4124757647514343},{"word":"bit","start":2759.5598,"end":2759.72,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.29472917318344116},{"word":"more","start":2759.72,"end":2760.1199,"confidence":1.0,"punctuated_word":"more.","sentiment":"neutral","sentiment_score":0.3105385899543762},{"word":"okay","start":2760.1199,"end":2760.6199,"confidence":0.9885254,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.1416296660900116},{"word":"thank","start":2762.5999,"end":2762.92,"confidence":0.99316406,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.8170424699783325},{"word":"you","start":2762.92,"end":2763.16,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8690520524978638},{"word":"so","start":2763.16,"end":2763.3198,"confidence":0.9941406,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.8616118431091309},{"word":"much","start":2763.3198,"end":2763.64,"confidence":0.99853516,"punctuated_word":"much,","sentiment":"positive","sentiment_score":0.8514806628227234},{"word":"jason","start":2763.64,"end":2763.96,"confidence":0.9121094,"punctuated_word":"Jason.","sentiment":"positive","sentiment_score":0.8098158836364746},{"word":"i'll","start":2763.96,"end":2764.1199,"confidence":0.9980469,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.48230546712875366},{"word":"get","start":2764.1199,"end":2764.2798,"confidence":1.0,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.5544689297676086},{"word":"those","start":2764.2798,"end":2764.52,"confidence":0.9970703,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.535364031791687},{"word":"emails","start":2764.52,"end":2764.92,"confidence":0.99316406,"punctuated_word":"emails","sentiment":"positive","sentiment_score":0.4856269061565399},{"word":"out","start":2764.92,"end":2765.0798,"confidence":0.90283203,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.5391945242881775},{"word":"to","start":2765.0798,"end":2765.24,"confidence":0.9428711,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5289906859397888},{"word":"you","start":2765.24,"end":2765.4,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5061355233192444},{"word":"very","start":2765.4,"end":2765.64,"confidence":0.99902344,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.5112429261207581},{"word":"shortly","start":2765.64,"end":2766.0398,"confidence":0.99609375,"punctuated_word":"shortly.","sentiment":"positive","sentiment_score":0.5428122282028198},{"word":"if","start":2766.0398,"end":2766.1199,"confidence":0.9873047,"punctuated_word":"If","sentiment":"positive","sentiment_score":0.4105631113052368},{"word":"there's","start":2766.1199,"end":2766.2798,"confidence":0.9970703,"punctuated_word":"there's","sentiment":"positive","sentiment_score":0.367959588766098},{"word":"anything","start":2766.2798,"end":2766.68,"confidence":1.0,"punctuated_word":"anything","sentiment":"positive","sentiment_score":0.351897656917572},{"word":"you","start":2766.68,"end":2766.8398,"confidence":0.9951172,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3705080449581146},{"word":"need","start":2766.8398,"end":2767.0,"confidence":0.9980469,"punctuated_word":"need,","sentiment":"neutral","sentiment_score":0.24995622038841248},{"word":"please","start":2767.0,"end":2767.3198,"confidence":1.0,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.2837330102920532},{"word":"don't","start":2767.3198,"end":2767.5598,"confidence":0.9975586,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.2886470556259155},{"word":"ever","start":2767.5598,"end":2767.72,"confidence":0.9980469,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.28268542885780334},{"word":"hesitate","start":2767.72,"end":2768.2,"confidence":0.99902344,"punctuated_word":"hesitate","sentiment":"neutral","sentiment_score":0.27874624729156494},{"word":"to","start":2768.2,"end":2768.44,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2854037582874298},{"word":"let","start":2768.44,"end":2768.5999,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.30429932475090027},{"word":"me","start":2768.5999,"end":2768.68,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.3070855140686035},{"word":"know","start":2768.68,"end":2769.18,"confidence":0.9995117,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.30677175521850586},{"word":"thanks","start":2771.315,"end":2771.795,"confidence":0.95996094,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.6522758603096008},{"word":"have","start":2771.795,"end":2771.9548,"confidence":1.0,"punctuated_word":"Have","sentiment":"positive","sentiment_score":0.6274707913398743},{"word":"a","start":2771.9548,"end":2772.035,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6562891006469727},{"word":"good","start":2772.035,"end":2772.275,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6229804754257202},{"word":"day","start":2772.275,"end":2772.515,"confidence":0.9995117,"punctuated_word":"day.","sentiment":"positive","sentiment_score":0.616017758846283},{"word":"i'll","start":2772.515,"end":2772.675,"confidence":0.99658203,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.19109103083610535},{"word":"talk","start":2772.675,"end":2772.915,"confidence":1.0,"punctuated_word":"talk","sentiment":"positive","sentiment_score":0.3647954761981964},{"word":"soon","start":2772.915,"end":2773.415,"confidence":0.9980469,"punctuated_word":"soon.","sentiment":"neutral","sentiment_score":0.1404784619808197},{"word":"thanks","start":2774.515,"end":2775.015,"confidence":0.9406738,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.5804886817932129},{"word":"bye","start":2775.075,"end":2775.575,"confidence":0.9916992,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.0952693447470665}],"paragraphs":{"transcript":"\nHi, Jason. This is Dana from Okey Financial. How are you this afternoon? I'm very well. Thank you.\n\nI had you booked in to go through a bit of an annual review for you and look at some updating the adviser for you. Is now still a good time? Yeah. All good. I believe having a look at your file, I've done a bit of a deep dive that you had some surgery recently.\n\nHow's that going for you? That's all okay or recovered? Yep. Fantastic. I know I had a bit of a look.\n\nI know you spoke to my colleague, Samantha, a couple of days ago just sort of having a look. You had a you know, we're not really very happy with the services. I'd love to kinda go through things with you, provide a bit of an update. I've done a really good deep dive of the file, and I can see we were trying to do some advice for you around insurances late last year that, unfortunately, didn't go ahead with the surgery that you were having. But we can have a bit of a chat about it.\n\nI've done a really good deep dive into the options. We can talk about what you're after, what your options are, and I can give you a bit of an idea of what that might look like, and then we can look at how to proceed there for you. Is that okay? Yes. Fantastic.\n\nAre you off work at the moment, or are you back at work now? Or yep. Beautiful. Well, if anything comes up and you need me to stop, let me know. But I'll try to take up too much time.\n\nI'm just making sure I'll be touching all the things that are important there for you as well. Okay? Beautiful. Now I do need to let you know, Jason, moving forward, we do record our calls for quality and training purposes. Are you happy for me to proceed with that?\n\nYep. Lovely. And I just need to do security there with you as well. I am discussing your personal and sensitive information. So I'll just need to confirm your date of birth and address I should have on file for you.\n\nMhmm. Your date of birth. Oh, sorry. Address. My apologies.\n\nOkay. Beautiful. Thank you so much for that. So, Jason, first thing, having a bit of a look here. I can give you an update on where your super is.\n\nI don't know one of the things where you're frustrated, obviously, super hasn't been performing the way you sort of hoped it has over the past couple of years there. One of the things I have noted in here was that you had a bit of an expectation around the projected outcome of where you should be about now. Is that right? I'd love you to elaborate a bit more just so I can, you know, speak to you about this and stand a bit deeper. Sorry.\n\nYeah. Really? Yeah. Wow. Yeah.\n\nOkay. Because I've had a as I said, I had a pretty good deep dive, and I pulled up the advice document back from 2019. And I has noted here in here the projection table, and I'm happy to send this through to you as well. But at the time, I believe you were unemployed, so no contributions had been factored in. And it noted here that in about five years, you were expected to have about 94,030.\n\nAnd we're now almost at that seven year mark, and your super has had a bit of a pullback with what's been happening in the markets currently. But just looking at the updated balance there for you as of today's date. Sorry. My computer is a little bit slow. We're currently seeing it about 105,192 and 71¢.\n\nIt has been good that you have been receiving contributions over the past couple of years with you doing that FIFO working that you were as well, and contributions there have been about 6,000 over the course from inception to now. I would like to maybe update the advice. I can see one of the investments is underperforming slightly, and I would like to remove that out of there and maybe update your portfolio a little bit. But we would definitely need to maybe look at contributing a bit more to Super as well. I know you're self employed.\n\nIs that right? Yeah. Okay. And what's the income life at the moment? Is it fairly steady, or how's that kinda going for you?\n\nYep. Yep. Oh, beautiful. Yes. That's really good to hear.\n\nFantastic. So yeah. No. I can see having a look when I sort of run you through. And after the call, I am gonna get my admin team member, Michelle, to send you through an email which has the the portfolio reports and all the information I'm going through with you.\n\nBut your balance is at the moment about 105,000, so it is down a little bit on where we would like you to have been and where you were last year. Admittedly, as we sort of look at the annual reviews you've been having from 2020 onwards, your balance has been steadily increasing. So the pullback this year is basically looking at your Australian equities portion of Benelon Australian equities. That investments had a little bit of an an issue there. I know Ben along was placed in your portfolio back in the day to be more of an actively managed fund, but they're not really doing their jobs correctly.\n\nThey're underperforming a bit against the market. So I wanna go back and maybe remove that out of there. There's no point having funds that are aren't performing and working harder for you, I can replace that. I've got a few other options, but I can replace it with something that's a bit cheaper, maybe more of an act sorry. Maybe more of a passively managed fund that might be a little bit less in fees and might have shown greater performance.\n\nIs that something you'd like me to look at for you? Yeah? Please let me know if you have any questions. I'm happy to break things down for you. You're right.\n\nYeah. Yes. Yes. Yes. Yeah.\n\nYeah. Okay. Yeah. Yeah. No.\n\nNo. Of course. Yeah. No. Well, I can safely tell you, you definitely don't have any AIA insurances in here.\n\nThe AIA are the underwriter for the group cover that Netwealth do provide to clients. I've as I said, deep dive into this, you definitely don't have any AIA insurances in here. Your insurance is with Neos, and you've got some life and TBD. So at the moment, the life and TBD component you have through Neos is you've got a life of the sum insured of $687,003.34, and you've got some TBD in there. Currently, the TBD is a $137,004.46.\n\nAnd I believe you also got that in the real insurance policy as well, which gives you the life insurance there for a bit over 650,000 as well. 640 to $650,000 of life cover, which you're still paying out of your back pocket. Is that right? The real insurance? Yep.\n\nBeautiful. Has the certificate of currency I have here at the moment says it's about 640,000 of life cover. That's probably has that index still gone up a little bit since I would have got that certificate of currency? No. That's okay.\n\nThat's absolutely fine. But when I sort of have a have a breakdown and look at things so when I go back over the years because we wanna make sure that things are working for you, and I can definitely do some updated advice to assist. I do know back in 2021, your super was over a 100,000, and it was working really well. But then we did obviously see a bit more from the years onwards there. And then back down in 2022 and 2023 I'm just pulling up all the dots there.\n\nSorry. It dropped down to about 82,000 there. And then since then, we've seen a steady gradual climb back up to where we are now at a 105,000. Yeah. At 2024, it went up to 97,000 again, and then we've seen a steady climb back up to a 105,000 now.\n\nSo, admittedly, this year, with the volatility we are seeing at the moment, that is something that everyone is definitely feeling and facing. I'm not sure what that person had said to you or how they were justifying that, But I do know as an adviser, I've looked at all the industry funds out there over the last few months as well. And even they're declaring, you know, one, two, 4% decreases in their portfolios over the last sort of three to four months with what's happening in The US and Iran as well. So it is something that everyone is facing. With your portfolio directly, having a look at Bennelong, Bennelong, the Australian equities portion is down significantly in your portfolio, and that is also having a bit of an effect.\n\nI do wanna remove that out of there for you and look to maybe update the advice to replace that with something. I'd like to give your entire portfolio a bit of an overhaul for you and see if I can find something that is doing a lot better and that has done a lot better in the past and see if we can get it working a bit harder for you. But if you're comfortable with me doing that, I can get that advice done nice and quickly for you. We can look at what's happening with it, and then we can do sort of a bit more catch up on it. It's something that you haven't really been able to do over the last year or so.\n\nWe've been a bit of a backlog there, but I'll make sure that my team do a bit of a catch up with you every sort of three or six months, whatever your preference is. Is that okay with you? Yeah. Yeah. Yeah.\n\nBeautiful. And while I've got you on the call today, Jason, I'll book you back in to go through that advice document so you've got a date for that advice to be provided. That way you've got a bit of an idea of where we're heading. Okay? Yeah.\n\nAll good. But I'm so sorry that we've let you down a bit over the past few months. It's not anything that I wanna have happen. I've recently as I've been an adviser for a few more years now, I've been able to take on a book of clients. So I've requested to keep you on my book, so I'll be the one you get to talk to on a regular basis for any concerns or issues that you have, and we can work through those together, and I'll make sure my team do those catch ups for you as well.\n\nOkay? Oh oh, yeah. Yes. Yes. Yeah.\n\nYeah. Yeah. Understandable. Yeah. Yeah.\n\nYeah. It's the exit strategy they're looking for. Yeah. Yeah. Yeah.\n\nNo. I can I can safely say I have worked in Lendly before, so I do understand what they are doing there? So when the lenders are looking because you are having a look at things that you're 54 this year. Is that right? Next year.\n\nSo sorry. I don't ever wanna make you older than you really are. I do apologize. But because you are in your fifties and you are looking to get a home loan, when they sort of look at, you know, whether your capacity to work over the next, you know, twenty to thirty years for a home loan, they're looking for an exit strategy. And the biggest exit strategy the banks are looking for is what do you have in super?\n\nWhat are we able to recuperate back there for you? So it is definitely something. Have you got a mortgage broker that you're talking to? Or yeah. Have have we ever referred you to one of our mortgage brokers?\n\nWe have a couple of other mortgage brokers that we might be able to refer you through to. They might have some other strategies that they can look at or maybe look at helping you to get a home loan and see if they can do it for you. Would you be open to me referring you through to one of our lovely mortgage brokers to see if there's something that they've got an option that they might have for you? Yeah. How much is yeah.\n\nSorry. Yep. Yes. Yeah. Yes.\n\nRight. Yep. Okay. Beautiful. Lovely.\n\nDid you want me to hold off on the referral, or would you like to have a chat to the mortgage brokers now and look at, you know, putting a plan in place to kinda get that home for you? Yep. Mhmm. Yeah. Absolutely.\n\nNot a problem at all. Now at the moment with you being self employed, you mentioned that your work is going really well, that you're getting a lot more work there. When we look at contributions and part of what's gonna make Super work, when you sort of look at Super and the way investing is, markets will always go ups and downs. You have those those peaks and those troughs and those down times that we are sort of seeing at the moment. One of the ways to take advantage of those ups and downs is to be putting contributions in.\n\nI know one of the the notes I have here is that you've been a bit hesitant to put contributions in the super because it has been going, yeah, it has been going a bit up and down there. But, realistically, when you think about super, the super fund's net wealth is the investment vehicle. The underlying investments are whether are where you make that money. And, essentially, the reason you have well, I think we have about nine different investments in here at the moment is that not every investment is gonna go up and down at the same particular time. So when you sort of look at cybersecurity and physical gold, you might find that cybersecurity is having a bit of a downtime, but physical gold has been going up.\n\nAnd that's essentially what we're doing. We're diversifying over different industries, different asset classes, because we know that some investors are gonna do well, other investors might not not do so well at the same time. And the idea is that you're trying to make more uptimes than downtimes. However, we do work on past data, and I can safely say no one knew we were gonna be in this position now with the Iran U US War when we were sort of looking at things about six months ago. So being able to put contributions in the super does make a difference.\n\nHaving money invested, the market will only do so much. Putting contributions in, even if it's a small amount, you know, fifty to a hundred dollars on a regular weekly or fortnightly basis can make a bit of a difference. But the idea is you're also taking advantage of those market ups and downs. So if you say own CBA and you bought that for so you had a $100, it was $20 per share. When it's $20 per share, you're buying five of those shares for a $100.\n\nIf then the next day, it goes up to $50 per share and you put another $100, then you're only gonna get two more units of that. If the following day, it takes a really big dip and it goes down to $10 per share, well, then that same $100 is gonna buy you 10 units of CBA. So you're taking advantage of those market ups and downs, essentially, and that's what contributions and receipts are gonna help you to do. Would if I update the advice and have a look at what we can do, I will project out to see where we're sort of tracking for based on what I recommend and what alterations I make for you as well. But projections, they're only a guide as well because markets could definitely change.\n\nI do not know what's gonna happen next week. I definitely don't know what's gonna happen next year. But we are sort of looking at past data to predict how markets can react and project based on current circumstances where you could end up over the next five to ten years. Is there a level of contribution that you're comfortable for me to factor into that for you with regards to contributions, or what's your thoughts there? Yeah.\n\nYep. Beautiful. Did you want me to start with something a bit smaller for you? Maybe $50 in a week or a $100 a month, or what's comfortable for you and your position? Yeah.\n\nOkay. 100 per week. Beautiful. Excellent. And that would be coming direct out of your bank account into the Superfund.\n\nIs that right? Yep. Beautiful. Business account. Beautiful.\n\nNot a problem at all. I'll look at a way to structure those contributions for you so that they're being factored in. When they come out of your business account and into the super fund, they're normally directed as a non concessional contribution. But what we can actually do is we can bank those contributions at the end of the financial year, claim a notice of intent, and that essentially means that the contributions you put into super can go back and be a bit of a a tax deduction for you. So it can provide a little bit of a tax benefit as well.\n\nOkay? Beautiful. Now with your business, are you set up as a a company, a sole trader? Sole trader. Lovely.\n\nBeautiful. Just so I understand all of that. And I think last time we put a call up, well, the last stock fund I have set up here noted that you were expecting to earn around about 60,000 per annum. Is that where your sort of projected income was for the year, or do you think that might have increased? Okay.\n\nDo you want me to just leave it at 60,000 just to sort of set it as a base? Or yep. You're right. Yep. Yeah.\n\nAbsolutely. Not a problem at all. Now the other thing that we were sort of looking at and where we were trying to go, I believe, last year was looking at the insurance side of things. So you've got your life and your CPD at the moment. You don't have any income protection.\n\nI believe you also spoke to one of my colleagues a few months back trying to find out whether you had some income protection there. Income protection, it looks like from what I can see, was something we had not ever applied for. It was initially recommended just life and TBD. The TBD component you have is it's a difficult definition. You have what's called ADL.\n\nSo it is activities of daily living, and that essentially means in order to claim on that definition, you need to be able to not feed yourself, bathe, dress, you know, all those abnormal activities of daily living. There's five of them. You have to be able to not meet two of the five, which can be quite difficult. Having a look back at last year, it looks like we wanted to try and increase your life in TBE to about a million dollars. I've done a quote to have a look at what that might look like.\n\nAt the moment, the current amount you're paying is, sorry, per year. Your current insurances I've got here, you're paying to sorry. Here it is. 2700 2423. I'm sorry.\n\nSo that's 2,400 per year for the life and TPD that you have at the moment. If we were to increase that life and TPD sum insured up to a million dollars, that actually increases the premium coming from your super to approximately 6,325. So it increases pretty significantly in the premium there, which if you're not able to contribute enough to cover that, you kind of have to expect your super to make enough growth to cover that and continue growing, which is as you get older, it's gonna become a lot more expensive. Yeah. So thinking about and with your life cover, because you do have that real cover you're paying out of your back pocket as well, realistically, if anything happened to yourself based on your current circumstances, you've currently got 687,000 approximately here, then we've got a 105,000 in super, then you've also got 640,000 there of life cover through real, which realistically pays out 1,222,000 to your wife if anything was to happen.\n\nDo you feel like that's sufficient, or would you wanna kind of readjust that? Or yep. Perfect. And with the TPD, I know it's not a lot. I know it's a difficult definition because you have had I believe it's heart surgery.\n\nIs that right? Yeah. So if we were to try and get better TBD, which I can definitely do, I can do a pre assessment with the underwriters and see what they say. If there is anything, you would need to go to a new application, which means that they will look at your health. If you have had heart surgery or there's been issues with your heart in the past, then they're gonna exclude that and or put a loading on top of it, which means it makes it more expensive.\n\nSo with where you'll cover you at the moment with that ADL definition, it's not great. But, you know, if something happens to you and you can't look after yourself, you know, bathe or feed yourself, dress yourself, drive yourself around, then we are still able to claim on that based on your current suit. Yes. Sorry. Yeah.\n\nYeah. Yes. Yeah. Yeah. When the insurances are looking at CTD, you've gotta be able to never do those things again.\n\nSo, basically, permanently, you need someone helping you dress, drive, you know, feed yourself, things like that. Think about to give you a bit of an idea, I have another client with Parkinson's, and he is at the point where he can't drive, he can't dress himself, he can't even feed himself correctly, and we're going through that TCD process now. I'm claiming on an ADL definition. So it's kind of like because it's permanent incapacity, it's basically saying that I don't have the capacity to dress myself. I need someone's help all the time.\n\nI'm not able to shower. I definitely can't drive and never will be able to drive again. And I certainly oh, I need help feeding myself on a regular basis. So as I said, it's a difficult and it's not a great definition, and I do apologize if that's the definition you have. I think sort of back in 2019, it would have been a conversation I would have liked to have had with you to make sure that you're comfortable with that because it's not a normal definition for TBD.\n\nIt's definitely a lesser definition than what most people can claim on. But if in the event that something was to happen TBD wise, with the level of cover you have, you've got about a hundred and thirty seven thousand four sixty six. So say about a $137.04 $6.06 plus a 105,000 in super there at the moment. So it does pay out about $242,004.06 6 based on the current level of cover you have at the moment. Did you want me to try and look at increasing that, or did you wanna kind of just leave it knowing that the increase would could have more expensive consequences, could have loadings, exclusions, or sorry.\n\nOkay. Yep. Yeah. Client. Yeah.\n\nYeah. Yeah. Oh, you did really well. Definitely not an easy time to be going through that, plus you're recovering from surgery and pretty full on surgery at the same time. Yeah.\n\nYeah. Yep. Yep. Mhmm. Yes.\n\nYes. Oh, fantastic. That's excellent. Yeah. Yeah.\n\nYep. That was good. Yeah. No. That's excellent.\n\nI'm so glad to hear that you're back at it and recovering nicely. And doing it now is never a bad thing. I mean, waiting until you get older and things get worse, the surgery gets harder, there's more risk of complications, and then the recovery can be harder as well. So doing it now and getting yourself back to work, you definitely got that recovery period whilst you're younger and more virile. So yeah.\n\nPerfect. That's excellent. Well, I'll leave the life and TPD as it is, and I'll make sure as part of the advice, I'll note we're retaining that. But I'll also make sure I add in there as much detail about what the product is so you're fully aware of that. Okay?\n\nAll good. Now the other thing that you did talk to someone about a few months back was income protection. So you don't have any income protection. And, look, I like to be really honest, income protection is extremely expensive the older we get. It is the biggest cost of our insurances.\n\nI did draw up a quote of income protection to have a look. So based on $60,000 of income, it means we'd need to cover you for a monthly sum insured of 3,500. And that cost, if you were to have it paid out of your super, is about $3,594 per year. So all up, it does increase the cost by about 2 and a half thousand dollars per year. Did you want me to look at trying to get a fee income protection, or would you rather just be contributing to super and building super?\n\nSorry. Yeah. Yeah. Yeah. Yeah.\n\nThat's okay. Yeah. No. It's really good. Excellent.\n\nSo we're not not looking at income protection. We're just gonna keep the insurances we have. We don't want any extra cost there with regard to other insurances. Don't increase the cost in any way. Am I right in noting that?\n\nYes. Beautiful. Now there are I know I don't know if anyone spoke to you last year about other types of cover like trauma or insurances you can pay out of your back pocket. They do obviously affect your out of pocket expenditure, and you've got a lot of that going on at the moment in trying to save your house. Are you wanting to kinda go through what trauma is or any other insurance that can be paid out of your back pocket, or you're happy just to not worry about those right now?\n\nNo. That's okay. That's absolutely fine. Just wanna make sure I touch all the points and go through everything with you, and I'll make sure this advice document is nice and clear. It outlines the advantages, the disadvantages, what we're doing, how this looks for you.\n\nAnd then we'll do catch ups and regular reviews to make sure that we're keeping you on track, and we can update your circumstances as things change there for you. Okay? All good. Now I can see here your original goal was that you were hoping to access super around about the age of 60. Is that still your goal of retirement, or do you think you're going to want to or might need to work a bit longer?\n\nYes. That's okay. Do you think you'd be probably working through to 65, 67, 70? What's kind of your goal that I should be working for you at the moment? Yep.\n\nSeventy years. Beautiful. What I would do, because I don't wanna project out too far, obviously, good long the longer the projections, the better they're gonna look, which is great. But I like to be, you know, honest about everything as well. If I do your projected outcome, I can do where we expect at 60 and then maybe 67.\n\nI can also factor in maybe some Centrelink consequences at 60 seven, and then I can do 70 in the appendices for you as well as an option. Does that sound okay? Yep. Perfect. And double checking now, I've got down here beneficiary wise.\n\nYou've got your wife noted. I've got Georgina. I'm a 100% as your beneficiary on your life and your insurance policy. You're happy with that? Yep.\n\nBeautiful. Excellent. And have you guys got a will? Have you ever spoken to a solicitor who had a will drawn up or a power of attorney or anything like that? Yeah.\n\nSo it's definitely something to sort of look into. If you like after the call, I can email you just some information on a local solicitor that we can refer you through to. Has a bit of a cost on how much it costs to do up a will and a power of attorney and things like that. Just to give yourself and Georgina a bit of a talking point to talk about, you know, what you're after, having those sorts of things drawn up and start that conversation. Does that sound okay?\n\nYep. Beautiful. You'll also then have my direct email. So if anything comes up, Jason, you have any questions about anything, you'll also then be able to contact me personally and make it nice and easy for you. Okay?\n\nFantastic. I'll get that email drawn up. Beautiful. Now I can see here with your beneficiary nomination on your neos, it is valid. There's there's nothing wrong with it.\n\nIt's completely fine, but it does expire in 2028. So I'm gonna make a note on the file that when it comes close, we're gonna need to update that for you just so it doesn't, you know, completely expire and not be valid anymore. We wanna make sure we keep Georgina as your beneficiary on that life policy there. Okay? Perfect.\n\nThank you. Excellent. Do you have any questions so far? You're welcome to tell me to explain something a bit better or if you have additional questions or no. Beautiful.\n\nBeautiful. I know some of this is pretty boring. Not many people like to talk about their super insurances and estate planning, so I'm probably the happiest person who's planning to talk about the most awful things. All good. It does look like we do need to get your updated identification as well.\n\nThe ID on file has expired. I will, as part of the email, just ask you if you can provide that to me. It is really important when we are updating advice or providing financial advice that we do have updated identification. It's all unfortunately part of the anti money laundering and counterterrorism laws. That essentially means that we have to prove you are who you say you are.\n\nI'm sure you're not impersonating anyone, but we just have to tick off all those boxes to protect you and us. Okay? Excellent. All good. Having a look now, as as mentioned before, after the call, I will send through your annual review pack for you, which will have a copy of your performance report there for you to have a look at.\n\nIt'll have you update the balance and information there for you. It'll also have a certificate of currency there showing you your current insurances that we've gone through as well. I've also got the financial services guide attached, and that financial services guide outlines everything about who we are, what we do, how we do it. It's a lovely picture of me in there for you and also my licensing information so you can see I'm a fully licensed adviser. Okay?\n\nEasy. I know you haven't been a 100% satisfied with the services there, but I do wanna make sure things get better there for you. One of the things we do obviously have is the ongoing service agreement. So you you are paying client. You did pay for our services.\n\nThe ongoing service agreement for the next twelve months will be in there. I do ask that you sign that, return it back, and I will do everything I can to make sure that we improve on our services. If at any point throughout the year you tell me I'm not meeting your expectations and you're done, I will turn it off. Okay? Do you have any concerns about how the fee works, or do you understand?\n\nDid you want me to go through the ongoing service fee arrangement with the numbers and things like that? Yes. That's perfect. Well, I'll get you to sign and return it back to keep our services running for you for the next twelve months. Obviously, it's 1.65% per annum, but you'll have my email.\n\nIf I'm not living up to your expectation there, Jason, you let me know. I would turn them off, and I will help you roll to wherever you would like to go. Okay? All good. I just wanted to go through and update all of your assets as well.\n\nSo RentWise, last time we were able to catch up last year, I looks like you were paying about $520 per week. Has your rate gone up, or is it still that same? The same? Beautiful. Assets wise, I've got your contents.\n\nRough value there is about 50,000. Does that sound about right? Yep. Beautiful. Now when I do retirement advice, my factor in Centrelink, I do do I do alter the values of those because when you are applying to Centrelink down the track, they essentially want you to apply based on quick sale values or fire sale values.\n\nSo for content, when I'm looking at Centrelink, I never value anything more than, say, 10,000 for a couple because you wanna get the best Centrelink assessment you can down the track. I've got your here as well. You had a value there of about 18,000. Does that sound right? Yep.\n\nFantastic. And then you also had a new vehicle, it looks like. I don't know what it was. I'm so sorry. But do you have two vehicles?\n\nOkay. Yep. Ford Ranger. Beautiful. I believe it said here that you had a loan on that one of about 30,000.\n\nDo you still have a loan on that vehicle? No. No. That's okay. I might be in the wrong section.\n\nThat's easy done. So no loan. Beautiful. Would you value it at about 30,000 or okay. Beautiful.\n\nWhat sort of value would you put on it, do you think? 46,000. Beautiful. And no loan. Easy.\n\nIt might have just been popped in the wrong column, but that's okay. Easy to sort out. Beautiful. Do you have any other assets or anything else you'd note down? No.\n\nThat's okay. You mentioned that you are you've got your savings there as well for your house deposit. How much do you have in savings at the moment? Yep. Okay.\n\nAnd you're trying to build that back up to about 60 to a 100,000? Yeah. Yeah. Of course. In the surgery.\n\nYeah. Yep. Yep. Beautiful. And are you putting a certain amount away on a regular basis towards that, or is it just everything you're coming in that you don't need to spend this time going back into that savings file?\n\nYep. Perfect. Money aside. Lovely. How much are you putting aside at the moment?\n\nOkay. Perfect. Fantastic. Per week. Excellent.\n\nLovely. And I'll just clarify with the contributions to Super, I'm gonna factor in a $100 per week. Is that comfortable for you? That will be. Yep.\n\nOkay. Beautiful. Fantastic. Well, thank you for updating all those details there for me. The only other thing I have here just wanna double check.\n\nNow you're technically I've got yourself employed. You're an auto electrician by trade. Is that what you do in your business as well? Yep. Beautiful.\n\nExcellent. Everything else looks like it's up to date and relatively good. Over the next couple of years, I've got down here goals wise that you're looking to purchase a property. Is there any other goals that you're hoping to achieve, or are you just focusing on super around that property purchase? Yep.\n\nBeautiful. Yep. Excellent. Lovely. And does your sorry.\n\nDoes your wife work? Is Georgina working as well? Okay. Okay. Beautiful.\n\nShe's trying to get a job or going back to work. Oh, fantastic. Beautiful. And this comes on to the factoring the retirement side of things as well. Does she have anything in super, or has she had super in the past?\n\nOkay. Do you think do you know roughly how much it might be just so I've got something to work on? 11,000? Yes. Beautiful.\n\nLovely. Just so I can sort of factor in the retirement planning aspect because you are, you know, nearly at 54 mark. We are kinda getting closer to years. I'd like to put that into the plan on a limited scope to sort of show you what I'm recommending, how this looks for you, but also where we might be heading moving forward to give you a bit of an outcome. And then we've got something to track for you as well.\n\nOkay? Beautiful. Excellent. That sounds fantastic. The only other thing sorry.\n\nI should also just double check. Is Georgina older than you, younger than you, same age as you, and does she wanna retire at the same age? Younger? How many years younger? 38.\n\nBeautiful. Is she planning on stopping work about the same time as you do for your retirement years, or do you think does she think she'll work a bit longer? Keep working longer. Beautiful. Fantastic.\n\nLovely. Well, thank you so much for that. What I'll do is I'll go back and have a really good look at all the research there for you, and I'll come up with an advice document. I'll book you in. Is two weeks okay to book you in to have that advice document be presented to you?\n\nYep. Beautiful. Is this time of day best fitting you, or is it sort of late afternoon when sort of suits you best? Yep. Beautiful.\n\nIf I do it sort of two weeks, it's the May 20 on a Wednesday, and I could do exactly 02:00 for you. Would that be okay? Yep. Beautiful. Alright.\n\nExcellent. Now, Jason, I also know when we sort of it looks like you've done a couple of risk profiles over the past there as well. With regard to your investment portfolio inside Super, you are invested in more of a growth environment. That essentially means that you'd typically see that 80% of your sector invested in growth assets, so things like Australian shares, international shares, listed property, and commodities, so precious metals like gold and silver there as well. Having a look and going to the questions that I have asked, I mean, this growth sort of portfolio does suit you as you do have about six years before you're wanting to access super based on your goal retirement age.\n\nAnd even if you did kinda get to you know, you decided to retire before 70 and hit sort of 65 or even 67, you still do kind of have that, you know, ten year time horizon there to be in this sort of environment. Do you wanna still see yourself in this growth sort of portfolio with that 80% split of assets? Or did you wanna maybe take a little bit less risk in the market? How do you feel? Yep.\n\nYep. Yep. Yeah. Absolutely. Not a problem at all.\n\nI'd like to make sure that I'm giving you enough information as well. So with that growth environment, because with what the volatility we are seeing at the moment, I'd like to make sure everyone is aware we do expect negative years when we are looking at, you know, a five or a ten year time horizon. In this growth sort of portfolio, you can expect negative years sort of one in every five years. We are chasing an average rate of return compounded of about seven to 9%. Anything over 9%, your portfolio is performing really, really well, and you can get those great fifteen, twenty, 25% returns some years.\n\nOther years, it might be a little bit less. So this is kind of an average of what we'd sort of hope to be compounding over the longer term for this sort of environment. And it does suit, as I said, someone with a 60 time horizon. So are you comfortable with me looking at that growth portfolio? I'll look at the risk factors, the cost side of things.\n\nI'll also take into account CGT con CGT consequences in your super as well because your super does also do a capture turn every year. But are you happy with me looking at all those things? Is there anything I might have missed? Or yes. Absolutely.\n\nAnd I've got you booked in there, so we've got a date to have this deadline sorted for you as well. If anything comes up in the meantime, let me know, and I'll also make sure that I email you shortly if you've got my email there. It'll have the information on the solicitors. It'll also just ask if you can shoot me through your ID as well. Okay?\n\nYeah. Beautiful. All good. Is there anything else that I may have missed or anything else you wanted me to talk about? Or no.\n\nThat's okay. All good. Beautiful. Well, I'm glad we've been able to touch on those concerns there for you. I'll work at I'm gonna do everything I can to kind of put us back on track here for you.\n\nI'll get this advice piece done for you, and we'll have that ready to go in two weeks. We'll look at what we're doing and keep you on track and see if we can help you a bit more. Okay? Thank you so much, Jason. I'll get those emails out to you very shortly.\n\nIf there's anything you need, please don't ever hesitate to let me know. Thanks. Have a good day. I'll talk soon. Thanks.\n\nBye.","paragraphs":[{"sentences":[{"text":"Hi, Jason.","start":2.3999999,"end":3.12,"sentiment":"neutral","sentiment_score":0.12103650718927383},{"text":"This is Dana from Okey Financial.","start":3.12,"end":4.66,"sentiment":"neutral","sentiment_score":0.151619553565979},{"text":"How are you this afternoon?","start":4.7999997,"end":5.94,"sentiment":"neutral","sentiment_score":0.20747241377830505},{"text":"I'm very well.","start":7.68,"end":8.559999,"sentiment":"positive","sentiment_score":0.5773434241612753},{"text":"Thank you.","start":8.559999,"end":8.96,"sentiment":"positive","sentiment_score":0.7002287805080414}],"sentiment":"neutral","sentiment_score":0.29564667989810306,"num_words":18,"start":2.3999999,"end":8.96},{"sentences":[{"text":"I had you booked in to go through a bit of an annual review for you and look at some updating the adviser for you.","start":8.96,"end":13.84,"sentiment":"neutral","sentiment_score":0.2111612093448639},{"text":"Is now still a good time?","start":13.84,"end":15.219999,"sentiment":"neutral","sentiment_score":0.15121539433797201},{"text":"Yeah.","start":16.845,"end":17.165,"sentiment":"neutral","sentiment_score":0.22926107048988345},{"text":"All good.","start":17.165,"end":17.885,"sentiment":"positive","sentiment_score":0.3783651441335678},{"text":"I believe having a look at your file, I've done a bit of a deep dive that you had some surgery recently.","start":17.885,"end":22.705,"sentiment":"neutral","sentiment_score":0.17011953720992262}],"sentiment":"neutral","sentiment_score":0.19490971030401333,"num_words":56,"start":8.96,"end":22.705},{"sentences":[{"text":"How's that going for you?","start":22.765,"end":24.305,"sentiment":"neutral","sentiment_score":0.1471342548727989},{"text":"That's all okay or recovered?","start":26.285,"end":27.904999,"sentiment":"neutral","sentiment_score":0.09102610200643539},{"text":"Yep.","start":29.699999,"end":30.179998,"sentiment":"neutral","sentiment_score":0.1365571767091751},{"text":"Fantastic.","start":30.179998,"end":30.679998,"sentiment":"positive","sentiment_score":0.4147260189056397},{"text":"I know I had a bit of a look.","start":31.779999,"end":33.14,"sentiment":"neutral","sentiment_score":0.11282218413220511}],"sentiment":"neutral","sentiment_score":0.13130879224765868,"num_words":21,"start":22.765,"end":33.14},{"sentences":[{"text":"I know you spoke to my colleague, Samantha, a couple of days ago just sort of having a look.","start":33.14,"end":38.12,"sentiment":"neutral","sentiment_score":0.038208158784791044},{"text":"You had a you know, we're not really very happy with the services.","start":38.899998,"end":41.62,"sentiment":"neutral","sentiment_score":-0.3077306615618559},{"text":"I'd love to kinda go through things with you, provide a bit of an update.","start":41.62,"end":44.985,"sentiment":"neutral","sentiment_score":0.09510785428186258},{"text":"I've done a really good deep dive of the file, and I can see we were trying to do some advice for you around insurances late last year that, unfortunately, didn't go ahead with the surgery that you were having.","start":45.045,"end":56.345,"sentiment":"neutral","sentiment_score":0.015391302946954965},{"text":"But we can have a bit of a chat about it.","start":57.03,"end":58.55,"sentiment":"neutral","sentiment_score":0.12230527875098315}],"sentiment":"neutral","sentiment_score":0.0011539226017740307,"num_words":98,"start":33.14,"end":58.55},{"sentences":[{"text":"I've done a really good deep dive into the options.","start":58.55,"end":60.55,"sentiment":"neutral","sentiment_score":0.1736418530344963},{"text":"We can talk about what you're after, what your options are, and I can give you a bit of an idea of what that might look like, and then we can look at how to proceed there for you.","start":60.55,"end":68.229996,"sentiment":"neutral","sentiment_score":0.1355092193071659},{"text":"Is that okay?","start":68.229996,"end":69.13,"sentiment":"neutral","sentiment_score":0.0646933913230896},{"text":"Yes.","start":70.975,"end":71.295,"sentiment":"neutral","sentiment_score":0.12669293582439425},{"text":"Fantastic.","start":71.295,"end":71.795,"sentiment":"neutral","sentiment_score":0.21032756567001343}],"sentiment":"neutral","sentiment_score":0.1398588659034835,"num_words":54,"start":58.55,"end":71.795},{"sentences":[{"text":"Are you off work at the moment, or are you back at work now?","start":72.335,"end":75.615,"sentiment":"neutral","sentiment_score":-0.006708367461604732},{"text":"Or yep.","start":75.615,"end":78.255,"sentiment":"neutral","sentiment_score":0.00860648322850466},{"text":"Beautiful.","start":78.255,"end":78.755,"sentiment":"neutral","sentiment_score":0.23120257258415225},{"text":"Well, if anything comes up and you need me to stop, let me know.","start":78.895,"end":81.375,"sentiment":"neutral","sentiment_score":-0.028751419324960028},{"text":"But I'll try to take up too much time.","start":81.375,"end":82.854996,"sentiment":"neutral","sentiment_score":-0.08706524471441905}],"sentiment":"neutral","sentiment_score":-0.025790216960012914,"num_words":40,"start":72.335,"end":82.854996},{"sentences":[{"text":"I'm just making sure I'll be touching all the things that are important there for you as well.","start":82.854996,"end":86.31,"sentiment":"neutral","sentiment_score":0.10248746246927315},{"text":"Okay?","start":87.35,"end":87.85,"sentiment":"neutral","sentiment_score":0.03319733589887619},{"text":"Beautiful.","start":87.99,"end":88.49,"sentiment":"neutral","sentiment_score":-0.01330301072448492},{"text":"Now I do need to let you know, Jason, moving forward, we do record our calls for quality and training purposes.","start":88.63,"end":93.189995,"sentiment":"neutral","sentiment_score":0.10947666991324652},{"text":"Are you happy for me to proceed with that?","start":93.189995,"end":95.45,"sentiment":"neutral","sentiment_score":0.30042871832847595}],"sentiment":"neutral","sentiment_score":0.13735074365511538,"num_words":50,"start":82.854996,"end":95.45},{"sentences":[{"text":"Yep.","start":96.869995,"end":97.189995,"sentiment":"positive","sentiment_score":0.4307597577571869},{"text":"Lovely.","start":97.189995,"end":97.509995,"sentiment":"positive","sentiment_score":0.6278811097145081},{"text":"And I just need to do security there with you as well.","start":97.509995,"end":99.75,"sentiment":"neutral","sentiment_score":0.19851417218645415},{"text":"I am discussing your personal and sensitive information.","start":99.75,"end":102.165,"sentiment":"neutral","sentiment_score":0.04873649263754487},{"text":"So I'll just need to confirm your date of birth and address I should have on file for you.","start":102.465004,"end":106.805,"sentiment":"neutral","sentiment_score":0.08351258894330577}],"sentiment":"neutral","sentiment_score":0.132132733286154,"num_words":41,"start":96.869995,"end":106.805},{"sentences":[{"text":"Mhmm.","start":111.185005,"end":111.685005,"sentiment":"neutral","sentiment_score":0.008727510459721088},{"text":"Your date of birth.","start":114.0,"end":114.8,"sentiment":"neutral","sentiment_score":0.0018837512470781803},{"text":"Oh, sorry.","start":114.8,"end":115.200005,"sentiment":"neutral","sentiment_score":-0.011682813055813313},{"text":"Address.","start":115.200005,"end":115.700005,"sentiment":"neutral","sentiment_score":-0.019647711887955666},{"text":"My apologies.","start":115.840004,"end":116.5,"sentiment":"neutral","sentiment_score":-0.0625187698751688}],"sentiment":"neutral","sentiment_score":-0.015178836230188609,"num_words":10,"start":111.185005,"end":116.5},{"sentences":[{"text":"Okay.","start":119.200005,"end":119.68,"sentiment":"neutral","sentiment_score":0.10332606732845306},{"text":"Beautiful.","start":119.68,"end":120.18,"sentiment":"positive","sentiment_score":0.4704563021659851},{"text":"Thank you so much for that.","start":120.4,"end":122.18,"sentiment":"positive","sentiment_score":0.5988889634609222},{"text":"So, Jason, first thing, having a bit of a look here.","start":122.4,"end":124.96001,"sentiment":"neutral","sentiment_score":0.14052524011243472},{"text":"I can give you an update on where your super is.","start":124.96001,"end":126.8,"sentiment":"neutral","sentiment_score":0.08757942068305882}],"sentiment":"neutral","sentiment_score":0.2225422473003467,"num_words":30,"start":119.200005,"end":126.8},{"sentences":[{"text":"I don't know one of the things where you're frustrated, obviously, super hasn't been performing the way you sort of hoped it has over the past couple of years there.","start":126.8,"end":135.10501,"sentiment":"neutral","sentiment_score":-0.2578972448905309},{"text":"One of the things I have noted in here was that you had a bit of an expectation around the projected outcome of where you should be about now.","start":136.04501,"end":143.83,"sentiment":"neutral","sentiment_score":-0.020601824568263417},{"text":"Is that right?","start":143.83,"end":144.73001,"sentiment":"neutral","sentiment_score":0.040330272167921066},{"text":"I'd love you to elaborate a bit more just so I can, you know, speak to you about this and stand a bit deeper.","start":145.03,"end":149.83,"sentiment":"neutral","sentiment_score":0.05062997069520255},{"text":"Sorry.","start":149.83,"end":150.33,"sentiment":"neutral","sentiment_score":-0.06459754705429077}],"sentiment":"neutral","sentiment_score":-0.08118227233403716,"num_words":87,"start":126.8,"end":150.33},{"sentences":[{"text":"Yeah.","start":156.195,"end":156.695,"sentiment":"neutral","sentiment_score":-0.024789759889245033},{"text":"Really?","start":164.51501,"end":165.01501,"sentiment":"neutral","sentiment_score":-0.006762820295989513},{"text":"Yeah.","start":169.79501,"end":170.29501,"sentiment":"neutral","sentiment_score":-0.006987342610955238},{"text":"Wow.","start":172.26001,"end":172.76001,"sentiment":"neutral","sentiment_score":-0.00040817447006702423},{"text":"Yeah.","start":174.98,"end":175.48,"sentiment":"neutral","sentiment_score":0.0172119177877903}],"sentiment":"neutral","sentiment_score":-0.004347235895693302,"num_words":5,"start":156.195,"end":175.48},{"sentences":[{"text":"Okay.","start":175.7,"end":176.2,"sentiment":"neutral","sentiment_score":0.02695792354643345},{"text":"Because I've had a as I said, I had a pretty good deep dive, and I pulled up the advice document back from 2019.","start":176.5,"end":182.36,"sentiment":"neutral","sentiment_score":0.07460144581273198},{"text":"And I has noted here in here the projection table, and I'm happy to send this through to you as well.","start":182.98,"end":187.845,"sentiment":"neutral","sentiment_score":0.29264206687609357},{"text":"But at the time, I believe you were unemployed, so no contributions had been factored in.","start":188.145,"end":192.625,"sentiment":"neutral","sentiment_score":-0.14840635587461293},{"text":"And it noted here that in about five years, you were expected to have about 94,030.","start":192.625,"end":198.245,"sentiment":"neutral","sentiment_score":0.011915858602151275}],"sentiment":"neutral","sentiment_score":0.07409010347552024,"num_words":78,"start":175.7,"end":198.245},{"sentences":[{"text":"And we're now almost at that seven year mark, and your super has had a bit of a pullback with what's been happening in the markets currently.","start":199.79,"end":207.89,"sentiment":"neutral","sentiment_score":-0.1412049952066607},{"text":"But just looking at the updated balance there for you as of today's date.","start":208.59,"end":212.27,"sentiment":"neutral","sentiment_score":0.056176645016031604},{"text":"Sorry.","start":212.27,"end":212.59,"sentiment":"neutral","sentiment_score":-0.0823289006948471},{"text":"My computer is a little bit slow.","start":212.59,"end":214.275,"sentiment":"neutral","sentiment_score":-0.2640043667384556},{"text":"We're currently seeing it about 105,192 and 71¢.","start":214.435,"end":219.495,"sentiment":"neutral","sentiment_score":-0.06234597574387278}],"sentiment":"neutral","sentiment_score":-0.0963007703290454,"num_words":57,"start":199.79,"end":219.495},{"sentences":[{"text":"It has been good that you have been receiving contributions over the past couple of years with you doing that FIFO working that you were as well, and contributions there have been about 6,000 over the course from inception to now.","start":220.275,"end":232.87001,"sentiment":"positive","sentiment_score":0.397361019035665},{"text":"I would like to maybe update the advice.","start":234.13,"end":236.21,"sentiment":"neutral","sentiment_score":-0.04770858306437731},{"text":"I can see one of the investments is underperforming slightly, and I would like to remove that out of there and maybe update your portfolio a little bit.","start":236.21,"end":244.05501,"sentiment":"neutral","sentiment_score":-0.18333439715206623},{"text":"But we would definitely need to maybe look at contributing a bit more to Super as well.","start":244.755,"end":249.315,"sentiment":"neutral","sentiment_score":-0.02483097233754747},{"text":"I know you're self employed.","start":249.315,"end":251.63501,"sentiment":"neutral","sentiment_score":-0.005382590618683025}],"sentiment":"neutral","sentiment_score":0.10432051023088555,"num_words":99,"start":220.275,"end":251.63501},{"sentences":[{"text":"Is that right?","start":251.63501,"end":252.455,"sentiment":"neutral","sentiment_score":0.0031848891327778497},{"text":"Yeah.","start":254.115,"end":254.435,"sentiment":"neutral","sentiment_score":0.03156048804521561},{"text":"Okay.","start":254.435,"end":254.835,"sentiment":"neutral","sentiment_score":0.01767900586128235},{"text":"And what's the income life at the moment?","start":254.835,"end":256.995,"sentiment":"neutral","sentiment_score":0.012901674257591367},{"text":"Is it fairly steady, or how's that kinda going for you?","start":256.995,"end":260.01,"sentiment":"neutral","sentiment_score":0.018770287829366596}],"sentiment":"neutral","sentiment_score":0.015353363395358125,"num_words":24,"start":251.63501,"end":260.01},{"sentences":[{"text":"Yep.","start":264.71002,"end":265.11002,"sentiment":"neutral","sentiment_score":0.06785595417022705},{"text":"Yep.","start":265.11002,"end":265.61002,"sentiment":"neutral","sentiment_score":0.07426182925701141},{"text":"Oh, beautiful.","start":268.15002,"end":268.97,"sentiment":"positive","sentiment_score":0.36486977338790894},{"text":"Yes.","start":271.135,"end":271.615,"sentiment":"positive","sentiment_score":0.41774314641952515},{"text":"That's really good to hear.","start":271.615,"end":272.895,"sentiment":"positive","sentiment_score":0.5548895359039306}],"sentiment":"positive","sentiment_score":0.4064048156142235,"num_words":10,"start":264.71002,"end":272.895},{"sentences":[{"text":"Fantastic.","start":272.895,"end":273.395,"sentiment":"neutral","sentiment_score":0.33266592025756836},{"text":"So yeah.","start":274.57498,"end":274.975,"sentiment":"neutral","sentiment_score":0.1285819411277771},{"text":"No.","start":274.975,"end":275.215,"sentiment":"neutral","sentiment_score":0.0302356518805027},{"text":"I can see having a look when I sort of run you through.","start":275.215,"end":277.29498,"sentiment":"neutral","sentiment_score":0.04986460048418779},{"text":"And after the call, I am gonna get my admin team member, Michelle, to send you through an email which has the the portfolio reports and all the information I'm going through with you.","start":277.29498,"end":285.6,"sentiment":"neutral","sentiment_score":0.06678501757628777}],"sentiment":"neutral","sentiment_score":0.06939207565258532,"num_words":51,"start":272.895,"end":285.6},{"sentences":[{"text":"But your balance is at the moment about 105,000, so it is down a little bit on where we would like you to have been and where you were last year.","start":286.16,"end":293.54,"sentiment":"neutral","sentiment_score":-0.1406357519088253},{"text":"Admittedly, as we sort of look at the annual reviews you've been having from 2020 onwards, your balance has been steadily increasing.","start":294.48,"end":301.925,"sentiment":"neutral","sentiment_score":-0.004531019000833939},{"text":"So the pullback this year is basically looking at your Australian equities portion of Benelon Australian equities.","start":302.065,"end":308.785,"sentiment":"neutral","sentiment_score":-0.04190389527117505},{"text":"That investments had a little bit of an an issue there.","start":308.785,"end":311.845,"sentiment":"negative","sentiment_score":-0.3617685410109433},{"text":"I know Ben along was placed in your portfolio back in the day to be more of an actively managed fund, but they're not really doing their jobs correctly.","start":312.25,"end":319.37,"sentiment":"neutral","sentiment_score":-0.2908047900117677}],"sentiment":"neutral","sentiment_score":-0.15985954371148678,"num_words":110,"start":286.16,"end":319.37},{"sentences":[{"text":"They're underperforming a bit against the market.","start":319.37,"end":321.63,"sentiment":"negative","sentiment_score":-0.5883663126400539},{"text":"So I wanna go back and maybe remove that out of there.","start":321.69,"end":325.45,"sentiment":"negative","sentiment_score":-0.46902545044819516},{"text":"There's no point having funds that are aren't performing and working harder for you, I can replace that.","start":325.45,"end":331.475,"sentiment":"neutral","sentiment_score":-0.2455407865345478},{"text":"I've got a few other options, but I can replace it with something that's a bit cheaper, maybe more of an act sorry.","start":331.475,"end":337.07498,"sentiment":"neutral","sentiment_score":0.13878608640769255},{"text":"Maybe more of a passively managed fund that might be a little bit less in fees and might have shown greater performance.","start":337.07498,"end":342.27002,"sentiment":"neutral","sentiment_score":0.26977250386368146}],"sentiment":"neutral","sentiment_score":-0.06145766681832511,"num_words":82,"start":319.37,"end":342.27002},{"sentences":[{"text":"Is that something you'd like me to look at for you?","start":342.27002,"end":344.61002,"sentiment":"neutral","sentiment_score":0.14022443443536758},{"text":"Yeah?","start":345.95,"end":346.45,"sentiment":"neutral","sentiment_score":0.08726078271865845},{"text":"Please let me know if you have any questions.","start":347.87,"end":350.29,"sentiment":"neutral","sentiment_score":0.20898370444774628},{"text":"I'm happy to break things down for you.","start":350.35,"end":352.51,"sentiment":"positive","sentiment_score":0.5775420106947422},{"text":"You're right.","start":352.51,"end":353.17,"sentiment":"neutral","sentiment_score":0.2520638555288315}],"sentiment":"neutral","sentiment_score":0.27854989348880704,"num_words":31,"start":342.27002,"end":353.17},{"sentences":[{"text":"Yeah.","start":355.695,"end":356.195,"sentiment":"neutral","sentiment_score":0.10694533586502077},{"text":"Yes.","start":363.215,"end":363.715,"sentiment":"neutral","sentiment_score":0.030915040522813797},{"text":"Yes.","start":366.495,"end":366.995,"sentiment":"neutral","sentiment_score":0.035129010677337646},{"text":"Yes.","start":372.95,"end":373.45,"sentiment":"neutral","sentiment_score":0.011859592981636524},{"text":"Yeah.","start":389.155,"end":389.655,"sentiment":"neutral","sentiment_score":-0.03983965516090393}],"sentiment":"neutral","sentiment_score":0.029001864977180956,"num_words":5,"start":355.695,"end":389.655},{"sentences":[{"text":"Yeah.","start":393.555,"end":394.055,"sentiment":"neutral","sentiment_score":-0.03930951654911041},{"text":"Okay.","start":405.59,"end":406.09,"sentiment":"neutral","sentiment_score":-0.08985498547554016},{"text":"Yeah.","start":408.31,"end":408.81,"sentiment":"neutral","sentiment_score":-0.18416760861873627},{"text":"Yeah.","start":415.495,"end":415.995,"sentiment":"neutral","sentiment_score":-0.16145214438438416},{"text":"No.","start":419.335,"end":419.655,"sentiment":"neutral","sentiment_score":-0.25888893008232117}],"sentiment":"neutral","sentiment_score":-0.14673463702201844,"num_words":5,"start":393.555,"end":419.655},{"sentences":[{"text":"No.","start":419.655,"end":419.895,"sentiment":"neutral","sentiment_score":-0.2383899688720703},{"text":"Of course.","start":419.895,"end":420.555,"sentiment":"neutral","sentiment_score":-0.17922478914260864},{"text":"Yeah.","start":425.575,"end":426.075,"sentiment":"neutral","sentiment_score":-0.1744265258312225},{"text":"No.","start":428.77,"end":429.09,"sentiment":"neutral","sentiment_score":-0.0910334289073944},{"text":"Well, I can safely tell you, you definitely don't have any AIA insurances in here.","start":429.09,"end":433.49,"sentiment":"negative","sentiment_score":-0.3546338270107905}],"sentiment":"neutral","sentiment_score":-0.3090903453528881,"num_words":20,"start":419.655,"end":433.49},{"sentences":[{"text":"The AIA are the underwriter for the group cover that Netwealth do provide to clients.","start":433.49,"end":439.67,"sentiment":"neutral","sentiment_score":-0.1163776899377505},{"text":"I've as I said, deep dive into this, you definitely don't have any AIA insurances in here.","start":440.685,"end":445.885,"sentiment":"neutral","sentiment_score":-0.22907399736783085},{"text":"Your insurance is with Neos, and you've got some life and TBD.","start":445.885,"end":451.185,"sentiment":"neutral","sentiment_score":-0.010477272560819983},{"text":"So at the moment, the life and TBD component you have through Neos is you've got a life of the sum insured of $687,003.34, and you've got some TBD in there.","start":451.885,"end":464.16,"sentiment":"neutral","sentiment_score":0.025436492756970467},{"text":"Currently, the TBD is a $137,004.46.","start":464.78,"end":470.195,"sentiment":"neutral","sentiment_score":0.00227722481940873}],"sentiment":"neutral","sentiment_score":-0.06127723395884796,"num_words":81,"start":433.49,"end":470.195},{"sentences":[{"text":"And I believe you also got that in the real insurance policy as well, which gives you the life insurance there for a bit over 650,000 as well.","start":471.695,"end":480.17502,"sentiment":"neutral","sentiment_score":0.11249399424663611},{"text":"640 to $650,000 of life cover, which you're still paying out of your back pocket.","start":480.17502,"end":485.44,"sentiment":"neutral","sentiment_score":0.03765051737427712},{"text":"Is that right?","start":485.44,"end":486.34003,"sentiment":"neutral","sentiment_score":0.04954584687948227},{"text":"The real insurance?","start":488.80002,"end":489.86002,"sentiment":"neutral","sentiment_score":-0.03092019384106},{"text":"Yep.","start":491.76,"end":492.08002,"sentiment":"neutral","sentiment_score":0.23569831252098083}],"sentiment":"neutral","sentiment_score":0.08012329742312431,"num_words":50,"start":471.695,"end":492.08002},{"sentences":[{"text":"Beautiful.","start":492.08002,"end":492.58002,"sentiment":"positive","sentiment_score":0.49906179308891296},{"text":"Has the certificate of currency I have here at the moment says it's about 640,000 of life cover.","start":492.72,"end":498.925,"sentiment":"neutral","sentiment_score":0.08279898845487171},{"text":"That's probably has that index still gone up a little bit since I would have got that certificate of currency?","start":498.925,"end":503.665,"sentiment":"neutral","sentiment_score":0.004209386790171266},{"text":"No.","start":505.805,"end":506.125,"sentiment":"neutral","sentiment_score":-0.09215178340673448},{"text":"That's okay.","start":506.125,"end":506.765,"sentiment":"neutral","sentiment_score":-0.02482590824365616}],"sentiment":"neutral","sentiment_score":0.045995898123475765,"num_words":42,"start":492.08002,"end":506.765},{"sentences":[{"text":"That's absolutely fine.","start":506.765,"end":508.065,"sentiment":"neutral","sentiment_score":0.20433426896731058},{"text":"But when I sort of have a have a breakdown and look at things so when I go back over the years because we wanna make sure that things are working for you, and I can definitely do some updated advice to assist.","start":508.365,"end":518.69,"sentiment":"neutral","sentiment_score":0.12304684173229129},{"text":"I do know back in 2021, your super was over a 100,000, and it was working really well.","start":519.07,"end":524.85,"sentiment":"neutral","sentiment_score":0.11680291427506341},{"text":"But then we did obviously see a bit more from the years onwards there.","start":525.23,"end":529.34503,"sentiment":"neutral","sentiment_score":-0.029073982765632018},{"text":"And then back down in 2022 and 2023 I'm just pulling up all the dots there.","start":529.34503,"end":535.425,"sentiment":"neutral","sentiment_score":-0.013423238531686366}],"sentiment":"neutral","sentiment_score":0.07856023279910392,"num_words":94,"start":506.765,"end":535.425},{"sentences":[{"text":"Sorry.","start":535.425,"end":535.665,"sentiment":"neutral","sentiment_score":-0.11252117156982422},{"text":"It dropped down to about 82,000 there.","start":535.665,"end":539.045,"sentiment":"neutral","sentiment_score":-0.10602944770029613},{"text":"And then since then, we've seen a steady gradual climb back up to where we are now at a 105,000.","start":539.505,"end":546.41003,"sentiment":"neutral","sentiment_score":-0.022521926462650298},{"text":"Yeah.","start":548.15,"end":548.65,"sentiment":"neutral","sentiment_score":0.041789982467889786},{"text":"At 2024, it went up to 97,000 again, and then we've seen a steady climb back up to a 105,000 now.","start":548.87006,"end":555.03,"sentiment":"neutral","sentiment_score":0.05542447613108726}],"sentiment":"neutral","sentiment_score":-0.001989237070083618,"num_words":50,"start":535.425,"end":555.03},{"sentences":[{"text":"So, admittedly, this year, with the volatility we are seeing at the moment, that is something that everyone is definitely feeling and facing.","start":555.03,"end":561.72504,"sentiment":"negative","sentiment_score":-0.34480121796545776},{"text":"I'm not sure what that person had said to you or how they were justifying that, But I do know as an adviser, I've looked at all the industry funds out there over the last few months as well.","start":562.505,"end":573.11,"sentiment":"neutral","sentiment_score":-0.111609237602888},{"text":"And even they're declaring, you know, one, two, 4% decreases in their portfolios over the last sort of three to four months with what's happening in The US and Iran as well.","start":573.11,"end":585.39496,"sentiment":"neutral","sentiment_score":-0.15949284646194428},{"text":"So it is something that everyone is facing.","start":585.39496,"end":587.495,"sentiment":"neutral","sentiment_score":-0.1682810690253973},{"text":"With your portfolio directly, having a look at Bennelong, Bennelong, the Australian equities portion is down significantly in your portfolio, and that is also having a bit of an effect.","start":588.515,"end":598.81,"sentiment":"neutral","sentiment_score":-0.22156239400307337}],"sentiment":"neutral","sentiment_score":-0.1922733313545133,"num_words":132,"start":555.03,"end":598.81},{"sentences":[{"text":"I do wanna remove that out of there for you and look to maybe update the advice to replace that with something.","start":599.51,"end":604.65,"sentiment":"neutral","sentiment_score":-0.11429848699745807},{"text":"I'd like to give your entire portfolio a bit of an overhaul for you and see if I can find something that is doing a lot better and that has done a lot better in the past and see if we can get it working a bit harder for you.","start":604.79,"end":615.735,"sentiment":"neutral","sentiment_score":0.16599336221814157},{"text":"But if you're comfortable with me doing that, I can get that advice done nice and quickly for you.","start":616.755,"end":621.47504,"sentiment":"neutral","sentiment_score":0.22897820841324956},{"text":"We can look at what's happening with it, and then we can do sort of a bit more catch up on it.","start":621.47504,"end":625.74005,"sentiment":"neutral","sentiment_score":0.1117503937672485},{"text":"It's something that you haven't really been able to do over the last year or so.","start":625.74005,"end":629.9,"sentiment":"neutral","sentiment_score":-0.013793545891530812}],"sentiment":"neutral","sentiment_score":0.09591859911185827,"num_words":129,"start":599.51,"end":629.9},{"sentences":[{"text":"We've been a bit of a backlog there, but I'll make sure that my team do a bit of a catch up with you every sort of three or six months, whatever your preference is.","start":629.9,"end":637.5,"sentiment":"neutral","sentiment_score":0.030526429840496607},{"text":"Is that okay with you?","start":637.5,"end":638.96,"sentiment":"neutral","sentiment_score":0.06908275112509728},{"text":"Yeah.","start":640.275,"end":640.515,"sentiment":"neutral","sentiment_score":0.1321088671684265},{"text":"Yeah.","start":640.515,"end":640.755,"sentiment":"neutral","sentiment_score":0.1919052004814148},{"text":"Yeah.","start":640.755,"end":641.075,"sentiment":"neutral","sentiment_score":0.32226043939590454}],"sentiment":"neutral","sentiment_score":0.047909611792758454,"num_words":43,"start":629.9,"end":641.075},{"sentences":[{"text":"Beautiful.","start":641.075,"end":641.575,"sentiment":"positive","sentiment_score":0.537104606628418},{"text":"And while I've got you on the call today, Jason, I'll book you back in to go through that advice document so you've got a date for that advice to be provided.","start":642.91504,"end":650.455,"sentiment":"neutral","sentiment_score":0.2228301544673741},{"text":"That way you've got a bit of an idea of where we're heading.","start":650.515,"end":653.315,"sentiment":"neutral","sentiment_score":0.16245516045735434},{"text":"Okay?","start":653.315,"end":653.815,"sentiment":"neutral","sentiment_score":0.1279817670583725},{"text":"Yeah.","start":655.06,"end":655.56,"sentiment":"neutral","sentiment_score":0.24761074781417847}],"sentiment":"neutral","sentiment_score":0.21156623230005303,"num_words":48,"start":641.075,"end":655.56},{"sentences":[{"text":"All good.","start":655.77997,"end":656.42,"sentiment":"neutral","sentiment_score":0.32692738622426987},{"text":"But I'm so sorry that we've let you down a bit over the past few months.","start":656.42,"end":659.7,"sentiment":"negative","sentiment_score":-0.48695290833711624},{"text":"It's not anything that I wanna have happen.","start":659.7,"end":661.88,"sentiment":"negative","sentiment_score":-0.5911610573530197},{"text":"I've recently as I've been an adviser for a few more years now, I've been able to take on a book of clients.","start":662.42,"end":667.3,"sentiment":"neutral","sentiment_score":0.16913408850846084},{"text":"So I've requested to keep you on my book, so I'll be the one you get to talk to on a regular basis for any concerns or issues that you have, and we can work through those together, and I'll make sure my team do those catch ups for you as well.","start":667.3,"end":679.895,"sentiment":"neutral","sentiment_score":0.3096826844490491}],"sentiment":"neutral","sentiment_score":0.0804643901710463,"num_words":101,"start":655.77997,"end":679.895},{"sentences":[{"text":"Okay?","start":679.895,"end":680.395,"sentiment":"neutral","sentiment_score":0.08243343979120255},{"text":"Oh oh, yeah.","start":681.895,"end":683.675,"sentiment":"neutral","sentiment_score":-0.0205924604088068},{"text":"Yes.","start":694.10004,"end":694.60004,"sentiment":"neutral","sentiment_score":-0.18446923792362213},{"text":"Yes.","start":705.435,"end":705.595,"sentiment":"neutral","sentiment_score":-0.03917200118303299},{"text":"Yeah.","start":705.595,"end":706.095,"sentiment":"neutral","sentiment_score":-0.04731973260641098}],"sentiment":"neutral","sentiment_score":-0.035757844735469134,"num_words":7,"start":679.895,"end":706.095},{"sentences":[{"text":"Yeah.","start":707.915,"end":708.07495,"sentiment":"neutral","sentiment_score":-0.031786125153303146},{"text":"Yeah.","start":708.07495,"end":708.555,"sentiment":"neutral","sentiment_score":-0.013677051290869713},{"text":"Understandable.","start":708.555,"end":709.055,"sentiment":"neutral","sentiment_score":-0.07123466581106186},{"text":"Yeah.","start":712.35,"end":712.85,"sentiment":"neutral","sentiment_score":-0.12256261706352234},{"text":"Yeah.","start":715.39,"end":715.89,"sentiment":"neutral","sentiment_score":-0.05657114461064339}],"sentiment":"neutral","sentiment_score":-0.05916632078588009,"num_words":5,"start":707.915,"end":715.89},{"sentences":[{"text":"Yeah.","start":723.39,"end":723.89,"sentiment":"neutral","sentiment_score":0.007102664560079575},{"text":"It's the exit strategy they're looking for.","start":724.245,"end":726.805,"sentiment":"neutral","sentiment_score":-0.009792538093669074},{"text":"Yeah.","start":726.805,"end":727.305,"sentiment":"neutral","sentiment_score":-0.007469700649380684},{"text":"Yeah.","start":729.845,"end":730.345,"sentiment":"neutral","sentiment_score":-0.011937329545617104},{"text":"Yeah.","start":730.805,"end":731.305,"sentiment":"neutral","sentiment_score":0.0031465664505958557}],"sentiment":"neutral","sentiment_score":-0.007064142349091443,"num_words":11,"start":723.39,"end":731.305},{"sentences":[{"text":"No.","start":731.605,"end":731.925,"sentiment":"neutral","sentiment_score":-0.12351839989423752},{"text":"I can I can safely say I have worked in Lendly before, so I do understand what they are doing there?","start":731.925,"end":736.485,"sentiment":"neutral","sentiment_score":0.00735821956325145},{"text":"So when the lenders are looking because you are having a look at things that you're 54 this year.","start":736.485,"end":741.08,"sentiment":"neutral","sentiment_score":0.008215816201348054},{"text":"Is that right?","start":741.08,"end":741.98004,"sentiment":"neutral","sentiment_score":0.016842125604550045},{"text":"Next year.","start":743.4,"end":743.96,"sentiment":"neutral","sentiment_score":0.008084974251687527}],"sentiment":"neutral","sentiment_score":0.005517414001666982,"num_words":46,"start":731.605,"end":743.96},{"sentences":[{"text":"So sorry.","start":743.96,"end":744.60004,"sentiment":"neutral","sentiment_score":-0.13882794976234436},{"text":"I don't ever wanna make you older than you really are.","start":744.60004,"end":746.84,"sentiment":"negative","sentiment_score":-0.3518991361964833},{"text":"I do apologize.","start":746.84,"end":747.66003,"sentiment":"neutral","sentiment_score":-0.13230188190937042},{"text":"But because you are in your fifties and you are looking to get a home loan, when they sort of look at, you know, whether your capacity to work over the next, you know, twenty to thirty years for a home loan, they're looking for an exit strategy.","start":747.72003,"end":758.495,"sentiment":"neutral","sentiment_score":0.009461943506418416},{"text":"And the biggest exit strategy the banks are looking for is what do you have in super?","start":759.035,"end":763.21497,"sentiment":"neutral","sentiment_score":0.060768775313216096}],"sentiment":"neutral","sentiment_score":-0.03775567376273282,"num_words":81,"start":743.96,"end":763.21497},{"sentences":[{"text":"What are we able to recuperate back there for you?","start":763.595,"end":766.62,"sentiment":"neutral","sentiment_score":0.07986744903028012},{"text":"So it is definitely something.","start":767.18,"end":768.8,"sentiment":"neutral","sentiment_score":0.1390213042497635},{"text":"Have you got a mortgage broker that you're talking to?","start":768.86,"end":772.0,"sentiment":"neutral","sentiment_score":0.06408909894526005},{"text":"Or yeah.","start":772.14,"end":775.36,"sentiment":"neutral","sentiment_score":0.06882475689053535},{"text":"Have have we ever referred you to one of our mortgage brokers?","start":776.06,"end":778.77997,"sentiment":"neutral","sentiment_score":0.08082280773669481}],"sentiment":"neutral","sentiment_score":0.08313321045193917,"num_words":39,"start":763.595,"end":778.77997},{"sentences":[{"text":"We have a couple of other mortgage brokers that we might be able to refer you through to.","start":778.77997,"end":782.61505,"sentiment":"neutral","sentiment_score":0.1517522873149978},{"text":"They might have some other strategies that they can look at or maybe look at helping you to get a home loan and see if they can do it for you.","start":782.61505,"end":790.375,"sentiment":"neutral","sentiment_score":0.15786117964213894},{"text":"Would you be open to me referring you through to one of our lovely mortgage brokers to see if there's something that they've got an option that they might have for you?","start":790.375,"end":797.31,"sentiment":"neutral","sentiment_score":0.19662791374139488},{"text":"Yeah.","start":799.15,"end":799.65,"sentiment":"neutral","sentiment_score":0.08534237742424011},{"text":"How much is yeah.","start":801.39,"end":802.91,"sentiment":"neutral","sentiment_score":0.005566040985286236}],"sentiment":"neutral","sentiment_score":0.16308066885658476,"num_words":86,"start":778.77997,"end":802.91},{"sentences":[{"text":"Sorry.","start":802.91,"end":803.41,"sentiment":"neutral","sentiment_score":-0.09004487097263336},{"text":"Yep.","start":807.23,"end":807.73,"sentiment":"neutral","sentiment_score":0.031084632501006126},{"text":"Yes.","start":811.885,"end":812.385,"sentiment":"neutral","sentiment_score":0.02155572734773159},{"text":"Yeah.","start":814.925,"end":815.425,"sentiment":"neutral","sentiment_score":-0.0382397323846817},{"text":"Yes.","start":819.485,"end":819.985,"sentiment":"neutral","sentiment_score":-0.02541719749569893}],"sentiment":"neutral","sentiment_score":-0.020212288200855254,"num_words":5,"start":802.91,"end":819.985},{"sentences":[{"text":"Right.","start":828.64,"end":829.14,"sentiment":"neutral","sentiment_score":0.0578860342502594},{"text":"Yep.","start":829.36,"end":829.86,"sentiment":"neutral","sentiment_score":0.06922782957553864},{"text":"Okay.","start":836.22504,"end":836.625,"sentiment":"neutral","sentiment_score":0.26024293899536133},{"text":"Beautiful.","start":836.625,"end":837.125,"sentiment":"positive","sentiment_score":0.5478677749633789},{"text":"Lovely.","start":839.025,"end":839.525,"sentiment":"positive","sentiment_score":0.4700011610984802}],"sentiment":"neutral","sentiment_score":0.2810451477766037,"num_words":5,"start":828.64,"end":839.525},{"sentences":[{"text":"Did you want me to hold off on the referral, or would you like to have a chat to the mortgage brokers now and look at, you know, putting a plan in place to kinda get that home for you?","start":839.585,"end":848.005,"sentiment":"neutral","sentiment_score":0.08933090921491385},{"text":"Yep.","start":853.02,"end":853.52,"sentiment":"neutral","sentiment_score":0.0972086787223816},{"text":"Mhmm.","start":857.10004,"end":857.60004,"sentiment":"neutral","sentiment_score":0.00494540948420763},{"text":"Yeah.","start":858.94,"end":859.34,"sentiment":"neutral","sentiment_score":0.016770383343100548},{"text":"Absolutely.","start":859.34,"end":859.84,"sentiment":"positive","sentiment_score":0.4977206289768219}],"sentiment":"neutral","sentiment_score":0.09522457884370604,"num_words":44,"start":839.585,"end":859.84},{"sentences":[{"text":"Not a problem at all.","start":860.62,"end":862.0,"sentiment":"positive","sentiment_score":0.4729575216770172},{"text":"Now at the moment with you being self employed, you mentioned that your work is going really well, that you're getting a lot more work there.","start":862.62,"end":868.77496,"sentiment":"positive","sentiment_score":0.42054318350095016},{"text":"When we look at contributions and part of what's gonna make Super work, when you sort of look at Super and the way investing is, markets will always go ups and downs.","start":869.075,"end":876.995,"sentiment":"neutral","sentiment_score":0.029335905332118273},{"text":"You have those those peaks and those troughs and those down times that we are sort of seeing at the moment.","start":876.995,"end":882.375,"sentiment":"neutral","sentiment_score":-0.03507333798777489},{"text":"One of the ways to take advantage of those ups and downs is to be putting contributions in.","start":882.73,"end":887.31,"sentiment":"neutral","sentiment_score":0.05137781302134196}],"sentiment":"neutral","sentiment_score":0.1414305871242986,"num_words":102,"start":860.62,"end":887.31},{"sentences":[{"text":"I know one of the the notes I have here is that you've been a bit hesitant to put contributions in the super because it has been going, yeah, it has been going a bit up and down there.","start":887.77,"end":897.71,"sentiment":"neutral","sentiment_score":-0.06526407933770081},{"text":"But, realistically, when you think about super, the super fund's net wealth is the investment vehicle.","start":897.925,"end":902.905,"sentiment":"neutral","sentiment_score":0.048609702789690346},{"text":"The underlying investments are whether are where you make that money.","start":903.205,"end":907.445,"sentiment":"neutral","sentiment_score":0.03354709697040645},{"text":"And, essentially, the reason you have well, I think we have about nine different investments in here at the moment is that not every investment is gonna go up and down at the same particular time.","start":907.445,"end":916.86,"sentiment":"neutral","sentiment_score":0.0014330345826844375},{"text":"So when you sort of look at cybersecurity and physical gold, you might find that cybersecurity is having a bit of a downtime, but physical gold has been going up.","start":916.86,"end":924.585,"sentiment":"neutral","sentiment_score":-0.010474248540898163}],"sentiment":"neutral","sentiment_score":-0.012584575712963036,"num_words":132,"start":887.77,"end":924.585},{"sentences":[{"text":"And that's essentially what we're doing.","start":924.745,"end":926.185,"sentiment":"neutral","sentiment_score":0.06307278946042061},{"text":"We're diversifying over different industries, different asset classes, because we know that some investors are gonna do well, other investors might not not do so well at the same time.","start":926.185,"end":936.025,"sentiment":"neutral","sentiment_score":0.006452349573373794},{"text":"And the idea is that you're trying to make more uptimes than downtimes.","start":936.025,"end":940.67,"sentiment":"neutral","sentiment_score":0.08574547059834003},{"text":"However, we do work on past data, and I can safely say no one knew we were gonna be in this position now with the Iran U US War when we were sort of looking at things about six months ago.","start":941.21,"end":952.59,"sentiment":"neutral","sentiment_score":0.07465501593016996},{"text":"So being able to put contributions in the super does make a difference.","start":953.745,"end":957.125,"sentiment":"positive","sentiment_score":0.48442583129956174}],"sentiment":"neutral","sentiment_score":0.10723388157061582,"num_words":103,"start":924.745,"end":957.125},{"sentences":[{"text":"Having money invested, the market will only do so much.","start":957.58496,"end":961.045,"sentiment":"neutral","sentiment_score":0.3238831028342247},{"text":"Putting contributions in, even if it's a small amount, you know, fifty to a hundred dollars on a regular weekly or fortnightly basis can make a bit of a difference.","start":961.26495,"end":969.38,"sentiment":"neutral","sentiment_score":0.3255920022726059},{"text":"But the idea is you're also taking advantage of those market ups and downs.","start":969.60004,"end":973.44,"sentiment":"neutral","sentiment_score":0.04292623223071652},{"text":"So if you say own CBA and you bought that for so you had a $100, it was $20 per share.","start":973.44,"end":979.94,"sentiment":"neutral","sentiment_score":0.01982394987273784},{"text":"When it's $20 per share, you're buying five of those shares for a $100.","start":980.555,"end":984.795,"sentiment":"neutral","sentiment_score":0.02520641584747604}],"sentiment":"neutral","sentiment_score":0.1615365294038496,"num_words":89,"start":957.58496,"end":984.795},{"sentences":[{"text":"If then the next day, it goes up to $50 per share and you put another $100, then you're only gonna get two more units of that.","start":984.795,"end":991.455,"sentiment":"neutral","sentiment_score":0.001740372912199409},{"text":"If the following day, it takes a really big dip and it goes down to $10 per share, well, then that same $100 is gonna buy you 10 units of CBA.","start":991.675,"end":999.98004,"sentiment":"neutral","sentiment_score":-0.0423673904470859},{"text":"So you're taking advantage of those market ups and downs, essentially, and that's what contributions and receipts are gonna help you to do.","start":1000.28,"end":1007.02,"sentiment":"neutral","sentiment_score":0.14859405710645343},{"text":"Would if I update the advice and have a look at what we can do, I will project out to see where we're sort of tracking for based on what I recommend and what alterations I make for you as well.","start":1008.52,"end":1018.85504,"sentiment":"neutral","sentiment_score":0.07872967094909854},{"text":"But projections, they're only a guide as well because markets could definitely change.","start":1019.55505,"end":1024.73,"sentiment":"neutral","sentiment_score":-0.04456274454983381}],"sentiment":"neutral","sentiment_score":0.035554556355432226,"num_words":135,"start":984.795,"end":1024.73},{"sentences":[{"text":"I do not know what's gonna happen next week.","start":1024.73,"end":1026.73,"sentiment":"neutral","sentiment_score":-0.16404486613141167},{"text":"I definitely don't know what's gonna happen next year.","start":1026.73,"end":1029.07,"sentiment":"neutral","sentiment_score":-0.09574395832088259},{"text":"But we are sort of looking at past data to predict how markets can react and project based on current circumstances where you could end up over the next five to ten years.","start":1029.13,"end":1038.015,"sentiment":"neutral","sentiment_score":-0.029790063021760998},{"text":"Is there a level of contribution that you're comfortable for me to factor into that for you with regards to contributions, or what's your thoughts there?","start":1038.875,"end":1047.455,"sentiment":"neutral","sentiment_score":0.07291815143365127},{"text":"Yeah.","start":1052.92,"end":1053.42,"sentiment":"neutral","sentiment_score":0.022280767560005188}],"sentiment":"neutral","sentiment_score":-0.017987420448125936,"num_words":78,"start":1024.73,"end":1053.42},{"sentences":[{"text":"Yep.","start":1056.8401,"end":1057.3401,"sentiment":"neutral","sentiment_score":0.1290513575077057},{"text":"Beautiful.","start":1058.4401,"end":1058.9401,"sentiment":"neutral","sentiment_score":0.3092788755893707},{"text":"Did you want me to start with something a bit smaller for you?","start":1059.0,"end":1061.98,"sentiment":"neutral","sentiment_score":0.061285295738623694},{"text":"Maybe $50 in a week or a $100 a month, or what's comfortable for you and your position?","start":1062.285,"end":1067.745,"sentiment":"neutral","sentiment_score":0.04173712949785921},{"text":"Yeah.","start":1068.4451,"end":1068.9451,"sentiment":"neutral","sentiment_score":0.027667250484228138}],"sentiment":"neutral","sentiment_score":0.05923454879837878,"num_words":34,"start":1056.8401,"end":1068.9451},{"sentences":[{"text":"Okay.","start":1072.925,"end":1073.425,"sentiment":"neutral","sentiment_score":0.05849678069353104},{"text":"100 per week.","start":1074.9,"end":1076.04,"sentiment":"neutral","sentiment_score":0.06339138249556224},{"text":"Beautiful.","start":1076.42,"end":1076.92,"sentiment":"positive","sentiment_score":0.4964291453361511},{"text":"Excellent.","start":1078.1,"end":1078.6,"sentiment":"positive","sentiment_score":0.5053289532661438},{"text":"And that would be coming direct out of your bank account into the Superfund.","start":1079.62,"end":1083.56,"sentiment":"neutral","sentiment_score":0.15887331483619554}],"sentiment":"neutral","sentiment_score":0.1737327717244625,"num_words":20,"start":1072.925,"end":1083.56},{"sentences":[{"text":"Is that right?","start":1083.62,"end":1084.42,"sentiment":"neutral","sentiment_score":0.1040961965918541},{"text":"Yep.","start":1084.42,"end":1084.92,"sentiment":"neutral","sentiment_score":0.07809920608997345},{"text":"Beautiful.","start":1086.02,"end":1086.52,"sentiment":"neutral","sentiment_score":0.12701274454593658},{"text":"Business account.","start":1089.025,"end":1089.8251,"sentiment":"neutral","sentiment_score":0.03249845653772354},{"text":"Beautiful.","start":1089.8251,"end":1090.3251,"sentiment":"positive","sentiment_score":0.6810168027877808}],"sentiment":"neutral","sentiment_score":0.15792678203433752,"num_words":8,"start":1083.62,"end":1090.3251},{"sentences":[{"text":"Not a problem at all.","start":1090.385,"end":1091.685,"sentiment":"positive","sentiment_score":0.4443781912326813},{"text":"I'll look at a way to structure those contributions for you so that they're being factored in.","start":1091.745,"end":1096.165,"sentiment":"neutral","sentiment_score":0.30869489382295046},{"text":"When they come out of your business account and into the super fund, they're normally directed as a non concessional contribution.","start":1096.7051,"end":1102.5651,"sentiment":"neutral","sentiment_score":0.20261558890342712},{"text":"But what we can actually do is we can bank those contributions at the end of the financial year, claim a notice of intent, and that essentially means that the contributions you put into super can go back and be a bit of a a tax deduction for you.","start":1103.04,"end":1116.16,"sentiment":"positive","sentiment_score":0.3653646896080095},{"text":"So it can provide a little bit of a tax benefit as well.","start":1116.16,"end":1119.625,"sentiment":"positive","sentiment_score":0.4281344413757324}],"sentiment":"positive","sentiment_score":0.3351738004457383,"num_words":105,"start":1090.385,"end":1119.625},{"sentences":[{"text":"Okay?","start":1119.8451,"end":1120.3451,"sentiment":"neutral","sentiment_score":0.16964668035507202},{"text":"Beautiful.","start":1121.685,"end":1122.185,"sentiment":"positive","sentiment_score":0.5931354761123657},{"text":"Now with your business, are you set up as a a company, a sole trader?","start":1122.3251,"end":1126.905,"sentiment":"neutral","sentiment_score":0.043543994923432666},{"text":"Sole trader.","start":1129.3651,"end":1130.185,"sentiment":"neutral","sentiment_score":0.10390522330999374},{"text":"Lovely.","start":1130.3251,"end":1130.8251,"sentiment":"positive","sentiment_score":0.6476401686668396}],"sentiment":"neutral","sentiment_score":0.11356963478028774,"num_words":20,"start":1119.8451,"end":1130.8251},{"sentences":[{"text":"Beautiful.","start":1131.045,"end":1131.545,"sentiment":"positive","sentiment_score":0.6342260837554932},{"text":"Just so I understand all of that.","start":1131.6051,"end":1133.4,"sentiment":"neutral","sentiment_score":0.14904799738100596},{"text":"And I think last time we put a call up, well, the last stock fund I have set up here noted that you were expecting to earn around about 60,000 per annum.","start":1133.8,"end":1143.26,"sentiment":"neutral","sentiment_score":0.003844685503281653},{"text":"Is that where your sort of projected income was for the year, or do you think that might have increased?","start":1143.64,"end":1148.22,"sentiment":"neutral","sentiment_score":-0.06762661505490541},{"text":"Okay.","start":1158.6449,"end":1159.1449,"sentiment":"neutral","sentiment_score":0.01292210817337036}],"sentiment":"neutral","sentiment_score":0.00755707882955426,"num_words":61,"start":1131.045,"end":1159.1449},{"sentences":[{"text":"Do you want me to just leave it at 60,000 just to sort of set it as a base?","start":1159.205,"end":1163.7649,"sentiment":"neutral","sentiment_score":-0.019393803845894963},{"text":"Or yep.","start":1163.7649,"end":1164.54,"sentiment":"neutral","sentiment_score":-0.03356179129332304},{"text":"You're right.","start":1164.54,"end":1165.2001,"sentiment":"neutral","sentiment_score":-0.05004709213972092},{"text":"Yep.","start":1166.4601,"end":1166.9601,"sentiment":"neutral","sentiment_score":0.0610792301595211},{"text":"Yeah.","start":1175.26,"end":1175.74,"sentiment":"neutral","sentiment_score":0.17137563228607178}],"sentiment":"neutral","sentiment_score":-0.012129807099699973,"num_words":25,"start":1159.205,"end":1175.74},{"sentences":[{"text":"Absolutely.","start":1175.74,"end":1176.24,"sentiment":"positive","sentiment_score":0.33936700224876404},{"text":"Not a problem at all.","start":1177.18,"end":1178.56,"sentiment":"neutral","sentiment_score":0.26092206239700316},{"text":"Now the other thing that we were sort of looking at and where we were trying to go, I believe, last year was looking at the insurance side of things.","start":1178.705,"end":1185.425,"sentiment":"neutral","sentiment_score":-0.08662580326199532},{"text":"So you've got your life and your CPD at the moment.","start":1185.425,"end":1187.905,"sentiment":"neutral","sentiment_score":-0.08664481883699243},{"text":"You don't have any income protection.","start":1187.905,"end":1189.685,"sentiment":"neutral","sentiment_score":-0.2851794535915057}],"sentiment":"neutral","sentiment_score":-0.06828238702607604,"num_words":53,"start":1175.74,"end":1189.685},{"sentences":[{"text":"I believe you also spoke to one of my colleagues a few months back trying to find out whether you had some income protection there.","start":1189.745,"end":1195.64,"sentiment":"neutral","sentiment_score":-0.06269150771200657},{"text":"Income protection, it looks like from what I can see, was something we had not ever applied for.","start":1196.9,"end":1201.78,"sentiment":"neutral","sentiment_score":-0.08595930433107747},{"text":"It was initially recommended just life and TBD.","start":1201.78,"end":1204.6,"sentiment":"neutral","sentiment_score":-0.03451997437514365},{"text":"The TBD component you have is it's a difficult definition.","start":1205.375,"end":1208.8351,"sentiment":"neutral","sentiment_score":-0.15815012753009797},{"text":"You have what's called ADL.","start":1209.6151,"end":1211.875,"sentiment":"neutral","sentiment_score":-0.17847745418548583}],"sentiment":"neutral","sentiment_score":-0.08885762896953207,"num_words":66,"start":1189.745,"end":1211.875},{"sentences":[{"text":"So it is activities of daily living, and that essentially means in order to claim on that definition, you need to be able to not feed yourself, bathe, dress, you know, all those abnormal activities of daily living.","start":1212.015,"end":1225.4801,"sentiment":"neutral","sentiment_score":-0.17829456984212524},{"text":"There's five of them.","start":1225.4801,"end":1226.4401,"sentiment":"neutral","sentiment_score":-0.17679041996598244},{"text":"You have to be able to not meet two of the five, which can be quite difficult.","start":1226.4401,"end":1230.38,"sentiment":"neutral","sentiment_score":-0.31849827485926013},{"text":"Having a look back at last year, it looks like we wanted to try and increase your life in TBE to about a million dollars.","start":1231.56,"end":1237.695,"sentiment":"neutral","sentiment_score":0.052966895550489425},{"text":"I've done a quote to have a look at what that might look like.","start":1238.235,"end":1241.9349,"sentiment":"neutral","sentiment_score":0.08455694440220084}],"sentiment":"neutral","sentiment_score":-0.10600873873550065,"num_words":98,"start":1212.015,"end":1241.9349},{"sentences":[{"text":"At the moment, the current amount you're paying is, sorry, per year.","start":1242.875,"end":1250.33,"sentiment":"neutral","sentiment_score":-0.11825808696448803},{"text":"Your current insurances I've got here, you're paying to sorry.","start":1251.27,"end":1256.09,"sentiment":"neutral","sentiment_score":-0.16573769897222518},{"text":"Here it is.","start":1257.11,"end":1258.01,"sentiment":"neutral","sentiment_score":-0.05890589579939842},{"text":"2700 2423.","start":1258.95,"end":1263.83,"sentiment":"neutral","sentiment_score":-0.027319177985191345},{"text":"I'm sorry.","start":1263.83,"end":1264.545,"sentiment":"neutral","sentiment_score":-0.10922794789075851}],"sentiment":"neutral","sentiment_score":-0.12159606801538632,"num_words":29,"start":1242.875,"end":1264.545},{"sentences":[{"text":"So that's 2,400 per year for the life and TPD that you have at the moment.","start":1265.025,"end":1269.285,"sentiment":"neutral","sentiment_score":-0.035200480255298316},{"text":"If we were to increase that life and TPD sum insured up to a million dollars, that actually increases the premium coming from your super to approximately 6,325.","start":1269.665,"end":1282.3,"sentiment":"neutral","sentiment_score":-0.0024195171759596895},{"text":"So it increases pretty significantly in the premium there, which if you're not able to contribute enough to cover that, you kind of have to expect your super to make enough growth to cover that and continue growing, which is as you get older, it's gonna become a lot more expensive.","start":1282.3,"end":1299.4149,"sentiment":"negative","sentiment_score":-0.4753914217592454},{"text":"Yeah.","start":1301.5549,"end":1301.955,"sentiment":"neutral","sentiment_score":-0.12322238832712172},{"text":"So thinking about and with your life cover, because you do have that real cover you're paying out of your back pocket as well, realistically, if anything happened to yourself based on your current circumstances, you've currently got 687,000 approximately here, then we've got a 105,000 in super, then you've also got 640,000 there of life cover through real, which realistically pays out 1,222,000 to your wife if anything was to happen.","start":1301.955,"end":1333.765,"sentiment":"neutral","sentiment_score":-0.043189821131010026}],"sentiment":"neutral","sentiment_score":-0.16731432252674408,"num_words":168,"start":1265.025,"end":1333.765},{"sentences":[{"text":"Do you feel like that's sufficient, or would you wanna kind of readjust that?","start":1333.765,"end":1337.7,"sentiment":"neutral","sentiment_score":-0.1305900854723794},{"text":"Or yep.","start":1337.7,"end":1341.24,"sentiment":"neutral","sentiment_score":0.04127702862024307},{"text":"Perfect.","start":1342.82,"end":1343.32,"sentiment":"positive","sentiment_score":0.6226373910903931},{"text":"And with the TPD, I know it's not a lot.","start":1344.1,"end":1346.74,"sentiment":"neutral","sentiment_score":-0.010730268433690071},{"text":"I know it's a difficult definition because you have had I believe it's heart surgery.","start":1346.74,"end":1352.005,"sentiment":"neutral","sentiment_score":-0.15730551133553186}],"sentiment":"neutral","sentiment_score":-0.08547512149172169,"num_words":42,"start":1333.765,"end":1352.005},{"sentences":[{"text":"Is that right?","start":1352.005,"end":1352.9049,"sentiment":"neutral","sentiment_score":-0.040213445822397866},{"text":"Yeah.","start":1354.485,"end":1354.885,"sentiment":"neutral","sentiment_score":-0.007185753434896469},{"text":"So if we were to try and get better TBD, which I can definitely do, I can do a pre assessment with the underwriters and see what they say.","start":1354.885,"end":1363.41,"sentiment":"neutral","sentiment_score":0.05949506809099995},{"text":"If there is anything, you would need to go to a new application, which means that they will look at your health.","start":1363.41,"end":1368.7101,"sentiment":"neutral","sentiment_score":-0.051870642991905865},{"text":"If you have had heart surgery or there's been issues with your heart in the past, then they're gonna exclude that and or put a loading on top of it, which means it makes it more expensive.","start":1368.93,"end":1380.365,"sentiment":"neutral","sentiment_score":-0.14392488550495458}],"sentiment":"neutral","sentiment_score":-0.052922217671394996,"num_words":92,"start":1352.005,"end":1380.365},{"sentences":[{"text":"So with where you'll cover you at the moment with that ADL definition, it's not great.","start":1380.745,"end":1385.565,"sentiment":"neutral","sentiment_score":-0.24436332937330008},{"text":"But, you know, if something happens to you and you can't look after yourself, you know, bathe or feed yourself, dress yourself, drive yourself around, then we are still able to claim on that based on your current suit.","start":1386.2649,"end":1397.73,"sentiment":"neutral","sentiment_score":-0.06214326643981995},{"text":"Yes.","start":1397.87,"end":1398.19,"sentiment":"neutral","sentiment_score":0.002121800556778908},{"text":"Sorry.","start":1398.19,"end":1398.69,"sentiment":"neutral","sentiment_score":-0.058410465717315674},{"text":"Yeah.","start":1404.35,"end":1404.85,"sentiment":"neutral","sentiment_score":-0.06814691424369812}],"sentiment":"neutral","sentiment_score":-0.11134200414706921,"num_words":58,"start":1380.745,"end":1404.85},{"sentences":[{"text":"Yeah.","start":1415.3351,"end":1415.8351,"sentiment":"neutral","sentiment_score":-0.137658953666687},{"text":"Yes.","start":1425.4601,"end":1425.9601,"sentiment":"neutral","sentiment_score":-0.03775574266910553},{"text":"Yeah.","start":1426.1001,"end":1426.6001,"sentiment":"neutral","sentiment_score":-0.04054772108793259},{"text":"Yeah.","start":1426.9,"end":1427.4,"sentiment":"neutral","sentiment_score":-0.05606606602668762},{"text":"When the insurances are looking at CTD, you've gotta be able to never do those things again.","start":1427.86,"end":1433.575,"sentiment":"neutral","sentiment_score":-0.12439116353497785}],"sentiment":"neutral","sentiment_score":-0.11365134588309697,"num_words":21,"start":1415.3351,"end":1433.575},{"sentences":[{"text":"So, basically, permanently, you need someone helping you dress, drive, you know, feed yourself, things like that.","start":1433.715,"end":1441.015,"sentiment":"neutral","sentiment_score":-0.049647060387274795},{"text":"Think about to give you a bit of an idea, I have another client with Parkinson's, and he is at the point where he can't drive, he can't dress himself, he can't even feed himself correctly, and we're going through that TCD process now.","start":1441.155,"end":1453.7599,"sentiment":"neutral","sentiment_score":-0.11754561791365797},{"text":"I'm claiming on an ADL definition.","start":1453.82,"end":1455.84,"sentiment":"neutral","sentiment_score":-0.1134324645002683},{"text":"So it's kind of like because it's permanent incapacity, it's basically saying that I don't have the capacity to dress myself.","start":1456.38,"end":1463.065,"sentiment":"neutral","sentiment_score":-0.31148263528233483},{"text":"I need someone's help all the time.","start":1463.065,"end":1464.845,"sentiment":"neutral","sentiment_score":-0.2890770414045879}],"sentiment":"neutral","sentiment_score":-0.16064501718470925,"num_words":95,"start":1433.715,"end":1464.845},{"sentences":[{"text":"I'm not able to shower.","start":1465.065,"end":1466.5249,"sentiment":"negative","sentiment_score":-0.3891463756561279},{"text":"I definitely can't drive and never will be able to drive again.","start":1466.985,"end":1470.125,"sentiment":"negative","sentiment_score":-0.38499514758586884},{"text":"And I certainly oh, I need help feeding myself on a regular basis.","start":1470.4249,"end":1474.2,"sentiment":"neutral","sentiment_score":-0.16034550391710722},{"text":"So as I said, it's a difficult and it's not a great definition, and I do apologize if that's the definition you have.","start":1474.9199,"end":1480.9199,"sentiment":"neutral","sentiment_score":-0.2988376170396805},{"text":"I think sort of back in 2019, it would have been a conversation I would have liked to have had with you to make sure that you're comfortable with that because it's not a normal definition for TBD.","start":1480.9199,"end":1491.9149,"sentiment":"neutral","sentiment_score":-0.02780267370766715}],"sentiment":"neutral","sentiment_score":-0.18219705486854354,"num_words":91,"start":1465.065,"end":1491.9149},{"sentences":[{"text":"It's definitely a lesser definition than what most people can claim on.","start":1491.975,"end":1495.9149,"sentiment":"neutral","sentiment_score":-0.1784148265918096},{"text":"But if in the event that something was to happen TBD wise, with the level of cover you have, you've got about a hundred and thirty seven thousand four sixty six.","start":1495.975,"end":1505.64,"sentiment":"neutral","sentiment_score":0.057897885119722735},{"text":"So say about a $137.04 $6.06 plus a 105,000 in super there at the moment.","start":1505.86,"end":1512.74,"sentiment":"neutral","sentiment_score":0.055278508861859636},{"text":"So it does pay out about $242,004.06 6 based on the current level of cover you have at the moment.","start":1512.74,"end":1521.105,"sentiment":"neutral","sentiment_score":0.0580139959231019},{"text":"Did you want me to try and look at increasing that, or did you wanna kind of just leave it knowing that the increase would could have more expensive consequences, could have loadings, exclusions, or sorry.","start":1522.365,"end":1534.7899,"sentiment":"neutral","sentiment_score":-0.23307377555304104}],"sentiment":"neutral","sentiment_score":-0.05918720920096364,"num_words":114,"start":1491.975,"end":1534.7899},{"sentences":[{"text":"Okay.","start":1537.89,"end":1538.39,"sentiment":"neutral","sentiment_score":-0.035596780478954315},{"text":"Yep.","start":1543.865,"end":1544.365,"sentiment":"neutral","sentiment_score":-0.0745958685874939},{"text":"Yeah.","start":1549.3049,"end":1549.8049,"sentiment":"neutral","sentiment_score":-0.1471461057662964},{"text":"Client.","start":1554.745,"end":1555.245,"sentiment":"neutral","sentiment_score":-0.06566613912582397},{"text":"Yeah.","start":1555.385,"end":1555.885,"sentiment":"neutral","sentiment_score":-0.03125246986746788}],"sentiment":"neutral","sentiment_score":-0.07085147276520729,"num_words":5,"start":1537.89,"end":1555.885},{"sentences":[{"text":"Yeah.","start":1555.9451,"end":1556.4451,"sentiment":"neutral","sentiment_score":-0.010356782004237177},{"text":"Yeah.","start":1565.73,"end":1566.23,"sentiment":"neutral","sentiment_score":-0.048185884952545166},{"text":"Oh, you did really well.","start":1574.3151,"end":1575.775,"sentiment":"positive","sentiment_score":0.5006795637309551},{"text":"Definitely not an easy time to be going through that, plus you're recovering from surgery and pretty full on surgery at the same time.","start":1575.995,"end":1582.9751,"sentiment":"neutral","sentiment_score":-0.26794986869208515},{"text":"Yeah.","start":1583.1951,"end":1583.6951,"sentiment":"neutral","sentiment_score":-0.0010775933042168615}],"sentiment":"neutral","sentiment_score":-0.12459435281925835,"num_words":32,"start":1555.9451,"end":1583.6951},{"sentences":[{"text":"Yeah.","start":1587.15,"end":1587.65,"sentiment":"neutral","sentiment_score":-0.044399939477443695},{"text":"Yep.","start":1591.79,"end":1592.29,"sentiment":"neutral","sentiment_score":-0.04075982794165611},{"text":"Yep.","start":1599.0701,"end":1599.5701,"sentiment":"neutral","sentiment_score":-0.011721416376531124},{"text":"Mhmm.","start":1614.365,"end":1614.5249,"sentiment":"neutral","sentiment_score":-0.01797414943575859},{"text":"Yes.","start":1614.5249,"end":1615.0249,"sentiment":"neutral","sentiment_score":0.0336608812212944}],"sentiment":"neutral","sentiment_score":-0.016238890402019025,"num_words":5,"start":1587.15,"end":1615.0249},{"sentences":[{"text":"Yes.","start":1615.325,"end":1615.825,"sentiment":"neutral","sentiment_score":0.05483723059296608},{"text":"Oh, fantastic.","start":1621.46,"end":1622.44,"sentiment":"positive","sentiment_score":0.5287113785743713},{"text":"That's excellent.","start":1622.8999,"end":1623.72,"sentiment":"positive","sentiment_score":0.4942026436328888},{"text":"Yeah.","start":1629.385,"end":1629.885,"sentiment":"neutral","sentiment_score":-0.0001119738444685936},{"text":"Yeah.","start":1637.945,"end":1638.445,"sentiment":"neutral","sentiment_score":0.09972637891769408}],"sentiment":"neutral","sentiment_score":0.31432566858295885,"num_words":7,"start":1615.325,"end":1638.445},{"sentences":[{"text":"Yep.","start":1642.8201,"end":1643.3201,"sentiment":"neutral","sentiment_score":0.08035348355770111},{"text":"That was good.","start":1643.9401,"end":1645.0,"sentiment":"neutral","sentiment_score":0.239148219426473},{"text":"Yeah.","start":1649.46,"end":1649.96,"sentiment":"neutral","sentiment_score":0.16238510608673096},{"text":"No.","start":1650.26,"end":1650.5,"sentiment":"neutral","sentiment_score":0.19811905920505524},{"text":"That's excellent.","start":1650.5,"end":1651.3201,"sentiment":"positive","sentiment_score":0.4827800393104553}],"sentiment":"neutral","sentiment_score":0.2654827982187271,"num_words":8,"start":1642.8201,"end":1651.3201},{"sentences":[{"text":"I'm so glad to hear that you're back at it and recovering nicely.","start":1651.38,"end":1654.5801,"sentiment":"positive","sentiment_score":0.5953369438648224},{"text":"And doing it now is never a bad thing.","start":1654.5801,"end":1656.535,"sentiment":"neutral","sentiment_score":0.22690695855352613},{"text":"I mean, waiting until you get older and things get worse, the surgery gets harder, there's more risk of complications, and then the recovery can be harder as well.","start":1656.535,"end":1664.615,"sentiment":"neutral","sentiment_score":-0.08808960849098091},{"text":"So doing it now and getting yourself back to work, you definitely got that recovery period whilst you're younger and more virile.","start":1664.615,"end":1671.67,"sentiment":"neutral","sentiment_score":0.19345411556688222},{"text":"So yeah.","start":1671.7301,"end":1672.7101,"sentiment":"neutral","sentiment_score":0.14056385308504105}],"sentiment":"neutral","sentiment_score":0.1568541666616996,"num_words":75,"start":1651.38,"end":1672.7101},{"sentences":[{"text":"Perfect.","start":1673.65,"end":1674.15,"sentiment":"positive","sentiment_score":0.5760985016822815},{"text":"That's excellent.","start":1674.4501,"end":1675.27,"sentiment":"positive","sentiment_score":0.616962194442749},{"text":"Well, I'll leave the life and TPD as it is, and I'll make sure as part of the advice, I'll note we're retaining that.","start":1675.9701,"end":1681.665,"sentiment":"neutral","sentiment_score":0.12088570410075287},{"text":"But I'll also make sure I add in there as much detail about what the product is so you're fully aware of that.","start":1682.2251,"end":1689.665,"sentiment":"neutral","sentiment_score":0.05403432436287403},{"text":"Okay?","start":1689.665,"end":1690.165,"sentiment":"neutral","sentiment_score":0.06685024499893188}],"sentiment":"neutral","sentiment_score":0.11805724498688006,"num_words":51,"start":1673.65,"end":1690.165},{"sentences":[{"text":"All good.","start":1691.265,"end":1692.005,"sentiment":"positive","sentiment_score":0.5121848881244659},{"text":"Now the other thing that you did talk to someone about a few months back was income protection.","start":1692.4651,"end":1696.47,"sentiment":"neutral","sentiment_score":-0.0900313247823053},{"text":"So you don't have any income protection.","start":1696.63,"end":1698.65,"sentiment":"neutral","sentiment_score":-0.2724641540220806},{"text":"And, look, I like to be really honest, income protection is extremely expensive the older we get.","start":1699.35,"end":1704.07,"sentiment":"negative","sentiment_score":-0.3354733358411228},{"text":"It is the biggest cost of our insurances.","start":1704.07,"end":1706.4099,"sentiment":"neutral","sentiment_score":-0.32386442087590694}],"sentiment":"neutral","sentiment_score":-0.2076424081594898,"num_words":52,"start":1691.265,"end":1706.4099},{"sentences":[{"text":"I did draw up a quote of income protection to have a look.","start":1706.63,"end":1709.75,"sentiment":"neutral","sentiment_score":-0.06116216085278071},{"text":"So based on $60,000 of income, it means we'd need to cover you for a monthly sum insured of 3,500.","start":1709.75,"end":1718.005,"sentiment":"neutral","sentiment_score":-0.06919422373175621},{"text":"And that cost, if you were to have it paid out of your super, is about $3,594 per year.","start":1718.625,"end":1725.505,"sentiment":"neutral","sentiment_score":-0.14608330789365268},{"text":"So all up, it does increase the cost by about 2 and a half thousand dollars per year.","start":1725.505,"end":1731.04,"sentiment":"neutral","sentiment_score":-0.11971646919846535},{"text":"Did you want me to look at trying to get a fee income protection, or would you rather just be contributing to super and building super?","start":1731.18,"end":1737.18,"sentiment":"neutral","sentiment_score":-0.07427881106447715}],"sentiment":"neutral","sentiment_score":-0.09417417655155684,"num_words":96,"start":1706.63,"end":1737.18},{"sentences":[{"text":"Sorry.","start":1737.18,"end":1737.68,"sentiment":"neutral","sentiment_score":-0.08906900882720947},{"text":"Yeah.","start":1744.5751,"end":1745.0751,"sentiment":"neutral","sentiment_score":-0.05127515643835068},{"text":"Yeah.","start":1746.975,"end":1747.475,"sentiment":"neutral","sentiment_score":-0.06557732820510864},{"text":"Yeah.","start":1748.255,"end":1748.755,"sentiment":"neutral","sentiment_score":-0.028760898858308792},{"text":"Yeah.","start":1751.935,"end":1752.435,"sentiment":"neutral","sentiment_score":0.004630103707313538}],"sentiment":"neutral","sentiment_score":-0.04601045772433281,"num_words":5,"start":1737.18,"end":1752.435},{"sentences":[{"text":"That's okay.","start":1754.16,"end":1754.9,"sentiment":"neutral","sentiment_score":0.03717748820781708},{"text":"Yeah.","start":1757.52,"end":1758.02,"sentiment":"neutral","sentiment_score":0.030693138018250465},{"text":"No.","start":1758.56,"end":1758.8,"sentiment":"neutral","sentiment_score":0.1043831706047058},{"text":"It's really good.","start":1758.8,"end":1759.92,"sentiment":"neutral","sentiment_score":0.3271028399467468},{"text":"Excellent.","start":1759.92,"end":1760.42,"sentiment":"positive","sentiment_score":0.5455495715141296}],"sentiment":"neutral","sentiment_score":0.21703617204912007,"num_words":8,"start":1754.16,"end":1760.42},{"sentences":[{"text":"So we're not not looking at income protection.","start":1760.4801,"end":1762.4801,"sentiment":"neutral","sentiment_score":0.10186143638566136},{"text":"We're just gonna keep the insurances we have.","start":1762.4801,"end":1764.3201,"sentiment":"neutral","sentiment_score":0.20238246861845255},{"text":"We don't want any extra cost there with regard to other insurances.","start":1764.3201,"end":1767.875,"sentiment":"neutral","sentiment_score":-0.07585452403873205},{"text":"Don't increase the cost in any way.","start":1767.875,"end":1769.475,"sentiment":"neutral","sentiment_score":-0.1983881571463176},{"text":"Am I right in noting that?","start":1769.475,"end":1771.1749,"sentiment":"neutral","sentiment_score":-0.00021579240759213766}],"sentiment":"neutral","sentiment_score":0.003260612124350013,"num_words":41,"start":1760.4801,"end":1771.1749},{"sentences":[{"text":"Yes.","start":1772.595,"end":1772.915,"sentiment":"neutral","sentiment_score":0.24611949920654297},{"text":"Beautiful.","start":1772.915,"end":1773.415,"sentiment":"positive","sentiment_score":0.48378321528434753},{"text":"Now there are I know I don't know if anyone spoke to you last year about other types of cover like trauma or insurances you can pay out of your back pocket.","start":1774.035,"end":1781.91,"sentiment":"neutral","sentiment_score":-0.14918690780177712},{"text":"They do obviously affect your out of pocket expenditure, and you've got a lot of that going on at the moment in trying to save your house.","start":1781.91,"end":1788.65,"sentiment":"neutral","sentiment_score":-0.2939686311615838},{"text":"Are you wanting to kinda go through what trauma is or any other insurance that can be paid out of your back pocket, or you're happy just to not worry about those right now?","start":1788.9501,"end":1797.7051,"sentiment":"neutral","sentiment_score":0.0021815684569232606}],"sentiment":"neutral","sentiment_score":-0.1253374531472984,"num_words":95,"start":1772.595,"end":1797.7051},{"sentences":[{"text":"No.","start":1800.9651,"end":1801.2051,"sentiment":"neutral","sentiment_score":0.06851223111152649},{"text":"That's okay.","start":1801.2051,"end":1801.8451,"sentiment":"neutral","sentiment_score":0.2438754141330719},{"text":"That's absolutely fine.","start":1801.8451,"end":1803.385,"sentiment":"positive","sentiment_score":0.5888542731602987},{"text":"Just wanna make sure I touch all the points and go through everything with you, and I'll make sure this advice document is nice and clear.","start":1803.685,"end":1810.025,"sentiment":"positive","sentiment_score":0.461009592964099},{"text":"It outlines the advantages, the disadvantages, what we're doing, how this looks for you.","start":1810.19,"end":1814.61,"sentiment":"positive","sentiment_score":0.39670794563634054}],"sentiment":"positive","sentiment_score":0.43180405510508496,"num_words":46,"start":1800.9651,"end":1814.61},{"sentences":[{"text":"And then we'll do catch ups and regular reviews to make sure that we're keeping you on track, and we can update your circumstances as things change there for you.","start":1814.83,"end":1823.23,"sentiment":"positive","sentiment_score":0.4141482611497243},{"text":"Okay?","start":1823.23,"end":1823.73,"sentiment":"neutral","sentiment_score":0.1764245331287384},{"text":"All good.","start":1825.365,"end":1826.105,"sentiment":"positive","sentiment_score":0.5009941607713699},{"text":"Now I can see here your original goal was that you were hoping to access super around about the age of 60.","start":1826.805,"end":1834.265,"sentiment":"neutral","sentiment_score":0.09653749316930771},{"text":"Is that still your goal of retirement, or do you think you're going to want to or might need to work a bit longer?","start":1834.3251,"end":1841.03,"sentiment":"neutral","sentiment_score":0.010113483973934004}],"sentiment":"neutral","sentiment_score":0.20214441967420752,"num_words":79,"start":1814.83,"end":1841.03},{"sentences":[{"text":"Yes.","start":1844.29,"end":1844.6901,"sentiment":"neutral","sentiment_score":0.08694873750209808},{"text":"That's okay.","start":1844.6901,"end":1845.51,"sentiment":"neutral","sentiment_score":0.122033029794693},{"text":"Do you think you'd be probably working through to 65, 67, 70?","start":1846.29,"end":1850.29,"sentiment":"neutral","sentiment_score":0.05226735553393761},{"text":"What's kind of your goal that I should be working for you at the moment?","start":1850.29,"end":1853.875,"sentiment":"neutral","sentiment_score":0.05821527192989985},{"text":"Yep.","start":1858.8151,"end":1859.3151,"sentiment":"neutral","sentiment_score":0.05400187522172928}],"sentiment":"neutral","sentiment_score":0.06082109734416008,"num_words":31,"start":1844.29,"end":1859.3151},{"sentences":[{"text":"Seventy years.","start":1860.495,"end":1861.375,"sentiment":"neutral","sentiment_score":0.052853770554065704},{"text":"Beautiful.","start":1861.375,"end":1861.875,"sentiment":"positive","sentiment_score":0.3762825131416321},{"text":"What I would do, because I don't wanna project out too far, obviously, good long the longer the projections, the better they're gonna look, which is great.","start":1862.255,"end":1870.4099,"sentiment":"neutral","sentiment_score":0.1339244843909034},{"text":"But I like to be, you know, honest about everything as well.","start":1870.47,"end":1873.69,"sentiment":"neutral","sentiment_score":0.11613310935596625},{"text":"If I do your projected outcome, I can do where we expect at 60 and then maybe 67.","start":1873.99,"end":1881.015,"sentiment":"neutral","sentiment_score":0.1881489704052607}],"sentiment":"neutral","sentiment_score":0.1479704985395074,"num_words":60,"start":1860.495,"end":1881.015},{"sentences":[{"text":"I can also factor in maybe some Centrelink consequences at 60 seven, and then I can do 70 in the appendices for you as well as an option.","start":1881.4751,"end":1889.9551,"sentiment":"neutral","sentiment_score":0.16071322533701146},{"text":"Does that sound okay?","start":1889.9551,"end":1891.0951,"sentiment":"neutral","sentiment_score":0.14804992824792862},{"text":"Yep.","start":1892.58,"end":1893.08,"sentiment":"neutral","sentiment_score":0.20409922301769257},{"text":"Perfect.","start":1893.38,"end":1893.88,"sentiment":"positive","sentiment_score":0.41955697536468506},{"text":"And double checking now, I've got down here beneficiary wise.","start":1895.0599,"end":1898.84,"sentiment":"neutral","sentiment_score":0.23312744349241257}],"sentiment":"neutral","sentiment_score":0.18288865126669407,"num_words":44,"start":1881.4751,"end":1898.84},{"sentences":[{"text":"You've got your wife noted.","start":1898.9,"end":1900.76,"sentiment":"neutral","sentiment_score":0.16197337210178375},{"text":"I've got Georgina.","start":1901.2999,"end":1903.0,"sentiment":"neutral","sentiment_score":0.16784224410851797},{"text":"I'm a 100% as your beneficiary on your life and your insurance policy.","start":1903.38,"end":1907.895,"sentiment":"neutral","sentiment_score":0.2654179540964273},{"text":"You're happy with that?","start":1907.895,"end":1909.1951,"sentiment":"positive","sentiment_score":0.35703564435243607},{"text":"Yep.","start":1910.6951,"end":1911.015,"sentiment":"neutral","sentiment_score":0.1644127517938614}],"sentiment":"neutral","sentiment_score":0.24447624328044745,"num_words":26,"start":1898.9,"end":1911.015},{"sentences":[{"text":"Beautiful.","start":1911.015,"end":1911.515,"sentiment":"neutral","sentiment_score":0.2808491587638855},{"text":"Excellent.","start":1911.655,"end":1912.155,"sentiment":"positive","sentiment_score":0.5301686525344849},{"text":"And have you guys got a will?","start":1913.255,"end":1914.775,"sentiment":"neutral","sentiment_score":0.10196410013096673},{"text":"Have you ever spoken to a solicitor who had a will drawn up or a power of attorney or anything like that?","start":1914.775,"end":1920.0751,"sentiment":"neutral","sentiment_score":0.027451172513379293},{"text":"Yeah.","start":1924.91,"end":1925.41,"sentiment":"neutral","sentiment_score":-0.025246376171708107}],"sentiment":"neutral","sentiment_score":0.06573268535430543,"num_words":32,"start":1911.015,"end":1925.41},{"sentences":[{"text":"So it's definitely something to sort of look into.","start":1926.51,"end":1929.49,"sentiment":"neutral","sentiment_score":-0.004283734493785434},{"text":"If you like after the call, I can email you just some information on a local solicitor that we can refer you through to.","start":1929.71,"end":1936.395,"sentiment":"neutral","sentiment_score":0.03818677389062941},{"text":"Has a bit of a cost on how much it costs to do up a will and a power of attorney and things like that.","start":1936.475,"end":1941.295,"sentiment":"neutral","sentiment_score":0.018996069803833962},{"text":"Just to give yourself and Georgina a bit of a talking point to talk about, you know, what you're after, having those sorts of things drawn up and start that conversation.","start":1941.435,"end":1950.655,"sentiment":"neutral","sentiment_score":0.12746143797712942},{"text":"Does that sound okay?","start":1950.795,"end":1951.935,"sentiment":"neutral","sentiment_score":0.10073996521532536}],"sentiment":"neutral","sentiment_score":0.061366614475045156,"num_words":93,"start":1926.51,"end":1951.935},{"sentences":[{"text":"Yep.","start":1953.97,"end":1954.29,"sentiment":"neutral","sentiment_score":0.28027260303497314},{"text":"Beautiful.","start":1954.29,"end":1954.79,"sentiment":"positive","sentiment_score":0.5999967455863953},{"text":"You'll also then have my direct email.","start":1955.33,"end":1957.51,"sentiment":"neutral","sentiment_score":0.3157551501478468},{"text":"So if anything comes up, Jason, you have any questions about anything, you'll also then be able to contact me personally and make it nice and easy for you.","start":1957.65,"end":1965.17,"sentiment":"neutral","sentiment_score":0.32111126698296644},{"text":"Okay?","start":1965.17,"end":1965.67,"sentiment":"neutral","sentiment_score":0.13790211081504822}],"sentiment":"neutral","sentiment_score":0.32155600648659927,"num_words":39,"start":1953.97,"end":1965.67},{"sentences":[{"text":"Fantastic.","start":1968.0851,"end":1968.5851,"sentiment":"positive","sentiment_score":0.6791353821754456},{"text":"I'll get that email drawn up.","start":1968.885,"end":1970.645,"sentiment":"positive","sentiment_score":0.46512627601623535},{"text":"Beautiful.","start":1970.645,"end":1971.145,"sentiment":"positive","sentiment_score":0.4414787292480469},{"text":"Now I can see here with your beneficiary nomination on your neos, it is valid.","start":1971.685,"end":1975.6051,"sentiment":"neutral","sentiment_score":0.1850379208723704},{"text":"There's there's nothing wrong with it.","start":1975.6051,"end":1976.7251,"sentiment":"neutral","sentiment_score":0.14303752779960632}],"sentiment":"neutral","sentiment_score":0.260178129220831,"num_words":29,"start":1968.0851,"end":1976.7251},{"sentences":[{"text":"It's completely fine, but it does expire in 2028.","start":1976.7251,"end":1980.165,"sentiment":"neutral","sentiment_score":0.0934030885497729},{"text":"So I'm gonna make a note on the file that when it comes close, we're gonna need to update that for you just so it doesn't, you know, completely expire and not be valid anymore.","start":1980.165,"end":1992.36,"sentiment":"neutral","sentiment_score":0.03774207010865212},{"text":"We wanna make sure we keep Georgina as your beneficiary on that life policy there.","start":1992.36,"end":1996.68,"sentiment":"neutral","sentiment_score":0.08554026211301485},{"text":"Okay?","start":1996.68,"end":1997.18,"sentiment":"neutral","sentiment_score":0.06472942978143692},{"text":"Perfect.","start":1998.7949,"end":1999.2949,"sentiment":"positive","sentiment_score":0.43348097801208496}],"sentiment":"neutral","sentiment_score":0.06463794410228729,"num_words":61,"start":1976.7251,"end":1999.2949},{"sentences":[{"text":"Thank you.","start":1999.515,"end":2000.255,"sentiment":"positive","sentiment_score":0.5252438187599182},{"text":"Excellent.","start":2000.395,"end":2000.895,"sentiment":"positive","sentiment_score":0.38497021794319153},{"text":"Do you have any questions so far?","start":2001.515,"end":2003.2749,"sentiment":"neutral","sentiment_score":0.11302380529897553},{"text":"You're welcome to tell me to explain something a bit better or if you have additional questions or no.","start":2003.2749,"end":2009.135,"sentiment":"neutral","sentiment_score":0.05479059358568568},{"text":"Beautiful.","start":2011.5,"end":2012.0,"sentiment":"neutral","sentiment_score":0.14706818759441376}],"sentiment":"neutral","sentiment_score":0.11382379860927662,"num_words":30,"start":1999.515,"end":2012.0},{"sentences":[{"text":"Beautiful.","start":2012.22,"end":2012.72,"sentiment":"neutral","sentiment_score":0.2174570858478546},{"text":"I know some of this is pretty boring.","start":2012.78,"end":2014.3,"sentiment":"neutral","sentiment_score":-0.3292933013290167},{"text":"Not many people like to talk about their super insurances and estate planning, so I'm probably the happiest person who's planning to talk about the most awful things.","start":2014.3,"end":2021.76,"sentiment":"neutral","sentiment_score":-0.30616956629923414},{"text":"All good.","start":2024.715,"end":2025.535,"sentiment":"neutral","sentiment_score":0.08464087918400766},{"text":"It does look like we do need to get your updated identification as well.","start":2025.595,"end":2029.275,"sentiment":"neutral","sentiment_score":-0.02751105065856661}],"sentiment":"neutral","sentiment_score":-0.21142471947197644,"num_words":53,"start":2012.22,"end":2029.275},{"sentences":[{"text":"The ID on file has expired.","start":2029.275,"end":2031.215,"sentiment":"neutral","sentiment_score":-0.1532729392250379},{"text":"I will, as part of the email, just ask you if you can provide that to me.","start":2032.0751,"end":2036.63,"sentiment":"neutral","sentiment_score":0.025701626806574708},{"text":"It is really important when we are updating advice or providing financial advice that we do have updated identification.","start":2036.6901,"end":2042.79,"sentiment":"neutral","sentiment_score":-0.022689522881256908},{"text":"It's all unfortunately part of the anti money laundering and counterterrorism laws.","start":2043.09,"end":2047.11,"sentiment":"neutral","sentiment_score":-0.3259972743690014},{"text":"That essentially means that we have to prove you are who you say you are.","start":2047.5701,"end":2051.125,"sentiment":"neutral","sentiment_score":-0.06202394664287567}],"sentiment":"neutral","sentiment_score":-0.08342228125294913,"num_words":69,"start":2029.275,"end":2051.125},{"sentences":[{"text":"I'm sure you're not impersonating anyone, but we just have to tick off all those boxes to protect you and us.","start":2051.125,"end":2057.365,"sentiment":"neutral","sentiment_score":-0.17248418820755823},{"text":"Okay?","start":2057.365,"end":2057.865,"sentiment":"neutral","sentiment_score":0.009320629760622978},{"text":"Excellent.","start":2059.605,"end":2060.105,"sentiment":"positive","sentiment_score":0.5670024752616882},{"text":"All good.","start":2060.405,"end":2061.145,"sentiment":"positive","sentiment_score":0.525841623544693},{"text":"Having a look now, as as mentioned before, after the call, I will send through your annual review pack for you, which will have a copy of your performance report there for you to have a look at.","start":2062.8052,"end":2073.18,"sentiment":"neutral","sentiment_score":0.20998669964702507}],"sentiment":"neutral","sentiment_score":0.09500528549745915,"num_words":63,"start":2051.125,"end":2073.18},{"sentences":[{"text":"It'll have you update the balance and information there for you.","start":2073.18,"end":2075.82,"sentiment":"neutral","sentiment_score":0.21218161420388656},{"text":"It'll also have a certificate of currency there showing you your current insurances that we've gone through as well.","start":2075.82,"end":2081.595,"sentiment":"neutral","sentiment_score":0.14104971524916196},{"text":"I've also got the financial services guide attached, and that financial services guide outlines everything about who we are, what we do, how we do it.","start":2082.055,"end":2089.815,"sentiment":"neutral","sentiment_score":0.09457040592454947},{"text":"It's a lovely picture of me in there for you and also my licensing information so you can see I'm a fully licensed adviser.","start":2089.815,"end":2096.2,"sentiment":"neutral","sentiment_score":0.24453815383215746},{"text":"Okay?","start":2096.66,"end":2097.16,"sentiment":"neutral","sentiment_score":0.10832012444734572}],"sentiment":"neutral","sentiment_score":0.16604949032634864,"num_words":81,"start":2073.18,"end":2097.16},{"sentences":[{"text":"Easy.","start":2099.46,"end":2099.96,"sentiment":"neutral","sentiment_score":0.16260434687137604},{"text":"I know you haven't been a 100% satisfied with the services there, but I do wanna make sure things get better there for you.","start":2100.42,"end":2106.52,"sentiment":"neutral","sentiment_score":0.05073854234069586},{"text":"One of the things we do obviously have is the ongoing service agreement.","start":2107.005,"end":2110.285,"sentiment":"neutral","sentiment_score":0.05993887954033338},{"text":"So you you are paying client.","start":2110.285,"end":2111.885,"sentiment":"neutral","sentiment_score":0.05513485769430796},{"text":"You did pay for our services.","start":2111.885,"end":2113.345,"sentiment":"neutral","sentiment_score":0.02259014981488387}],"sentiment":"neutral","sentiment_score":0.05251769684255123,"num_words":50,"start":2099.46,"end":2113.345},{"sentences":[{"text":"The ongoing service agreement for the next twelve months will be in there.","start":2114.365,"end":2117.825,"sentiment":"neutral","sentiment_score":0.06664034237082188},{"text":"I do ask that you sign that, return it back, and I will do everything I can to make sure that we improve on our services.","start":2118.2048,"end":2123.92,"sentiment":"neutral","sentiment_score":0.14241255991733992},{"text":"If at any point throughout the year you tell me I'm not meeting your expectations and you're done, I will turn it off.","start":2124.3,"end":2129.9,"sentiment":"neutral","sentiment_score":-0.24090860913629117},{"text":"Okay?","start":2129.9,"end":2130.4,"sentiment":"neutral","sentiment_score":-0.04283170402050018},{"text":"Do you have any concerns about how the fee works, or do you understand?","start":2132.14,"end":2137.0452,"sentiment":"neutral","sentiment_score":-0.05663009759570871}],"sentiment":"neutral","sentiment_score":-0.02347402690679996,"num_words":77,"start":2114.365,"end":2137.0452},{"sentences":[{"text":"Did you want me to go through the ongoing service fee arrangement with the numbers and things like that?","start":2137.0452,"end":2142.1052,"sentiment":"neutral","sentiment_score":-0.06757968115179162},{"text":"Yes.","start":2144.405,"end":2144.8052,"sentiment":"positive","sentiment_score":0.5204230546951294},{"text":"That's perfect.","start":2144.8052,"end":2145.5251,"sentiment":"positive","sentiment_score":0.7953447699546814},{"text":"Well, I'll get you to sign and return it back to keep our services running for you for the next twelve months.","start":2145.5251,"end":2150.08,"sentiment":"neutral","sentiment_score":0.33311877941543405},{"text":"Obviously, it's 1.65% per annum, but you'll have my email.","start":2150.08,"end":2153.84,"sentiment":"neutral","sentiment_score":0.04163014329969883}],"sentiment":"neutral","sentiment_score":0.15874098579364795,"num_words":54,"start":2137.0452,"end":2153.84},{"sentences":[{"text":"If I'm not living up to your expectation there, Jason, you let me know.","start":2153.84,"end":2157.36,"sentiment":"neutral","sentiment_score":-0.10220675090593952},{"text":"I would turn them off, and I will help you roll to wherever you would like to go.","start":2157.36,"end":2160.8801,"sentiment":"neutral","sentiment_score":0.03227552988876899},{"text":"Okay?","start":2160.8801,"end":2161.3801,"sentiment":"neutral","sentiment_score":0.04884631559252739},{"text":"All good.","start":2163.315,"end":2164.055,"sentiment":"positive","sentiment_score":0.39412637054920197},{"text":"I just wanted to go through and update all of your assets as well.","start":2165.075,"end":2168.355,"sentiment":"neutral","sentiment_score":0.1716526054910251}],"sentiment":"neutral","sentiment_score":0.04878164405877493,"num_words":49,"start":2153.84,"end":2168.355},{"sentences":[{"text":"So RentWise, last time we were able to catch up last year, I looks like you were paying about $520 per week.","start":2168.355,"end":2176.65,"sentiment":"neutral","sentiment_score":0.024906834841451862},{"text":"Has your rate gone up, or is it still that same?","start":2176.73,"end":2178.99,"sentiment":"neutral","sentiment_score":-0.033685593781146134},{"text":"The same?","start":2180.65,"end":2181.2898,"sentiment":"neutral","sentiment_score":0.01922313217073679},{"text":"Beautiful.","start":2181.2898,"end":2181.7898,"sentiment":"neutral","sentiment_score":0.29474830627441406},{"text":"Assets wise, I've got your contents.","start":2182.5698,"end":2185.23,"sentiment":"neutral","sentiment_score":0.11882029597957929}],"sentiment":"neutral","sentiment_score":0.029131551938397542,"num_words":42,"start":2168.355,"end":2185.23},{"sentences":[{"text":"Rough value there is about 50,000.","start":2185.69,"end":2187.93,"sentiment":"neutral","sentiment_score":0.04649855196475983},{"text":"Does that sound about right?","start":2187.93,"end":2189.39,"sentiment":"neutral","sentiment_score":0.07335521504282952},{"text":"Yep.","start":2190.615,"end":2191.0151,"sentiment":"neutral","sentiment_score":0.15135103464126587},{"text":"Beautiful.","start":2191.0151,"end":2191.5151,"sentiment":"neutral","sentiment_score":0.29546159505844116},{"text":"Now when I do retirement advice, my factor in Centrelink, I do do I do alter the values of those because when you are applying to Centrelink down the track, they essentially want you to apply based on quick sale values or fire sale values.","start":2191.735,"end":2205.95,"sentiment":"neutral","sentiment_score":0.0481795941789945}],"sentiment":"neutral","sentiment_score":0.05621830611650286,"num_words":58,"start":2185.69,"end":2205.95},{"sentences":[{"text":"So for content, when I'm looking at Centrelink, I never value anything more than, say, 10,000 for a couple because you wanna get the best Centrelink assessment you can down the track.","start":2206.09,"end":2218.945,"sentiment":"neutral","sentiment_score":0.044055902864784},{"text":"I've got your here as well.","start":2219.965,"end":2222.065,"sentiment":"neutral","sentiment_score":0.08012555229167144},{"text":"You had a value there of about 18,000.","start":2222.845,"end":2225.485,"sentiment":"neutral","sentiment_score":0.04504668340086937},{"text":"Does that sound right?","start":2225.485,"end":2226.625,"sentiment":"neutral","sentiment_score":0.05421972926706076},{"text":"Yep.","start":2227.485,"end":2227.985,"sentiment":"neutral","sentiment_score":0.1405557543039322}],"sentiment":"neutral","sentiment_score":0.05114412439220092,"num_words":51,"start":2206.09,"end":2227.985},{"sentences":[{"text":"Fantastic.","start":2228.125,"end":2228.625,"sentiment":"positive","sentiment_score":0.36307281255722046},{"text":"And then you also had a new vehicle, it looks like.","start":2229.485,"end":2232.385,"sentiment":"neutral","sentiment_score":0.0710563724013892},{"text":"I don't know what it was.","start":2232.47,"end":2233.5898,"sentiment":"neutral","sentiment_score":-0.007651880228271087},{"text":"I'm so sorry.","start":2233.5898,"end":2234.5698,"sentiment":"neutral","sentiment_score":-0.024627276385823887},{"text":"But do you have two vehicles?","start":2235.2698,"end":2236.73,"sentiment":"neutral","sentiment_score":-0.013926984431842962}],"sentiment":"neutral","sentiment_score":0.03486436636497577,"num_words":27,"start":2228.125,"end":2236.73},{"sentences":[{"text":"Okay.","start":2239.2698,"end":2239.7698,"sentiment":"neutral","sentiment_score":0.002799583598971367},{"text":"Yep.","start":2242.71,"end":2243.21,"sentiment":"neutral","sentiment_score":0.01969149708747864},{"text":"Ford Ranger.","start":2245.145,"end":2246.045,"sentiment":"neutral","sentiment_score":0.020339785609394312},{"text":"Beautiful.","start":2246.105,"end":2246.605,"sentiment":"neutral","sentiment_score":0.1825866997241974},{"text":"I believe it said here that you had a loan on that one of about 30,000.","start":2246.905,"end":2251.545,"sentiment":"neutral","sentiment_score":0.0014736576304130722}],"sentiment":"neutral","sentiment_score":0.012825517796002151,"num_words":21,"start":2239.2698,"end":2251.545},{"sentences":[{"text":"Do you still have a loan on that vehicle?","start":2251.545,"end":2253.325,"sentiment":"neutral","sentiment_score":-0.04157992286814584},{"text":"No.","start":2253.865,"end":2254.365,"sentiment":"neutral","sentiment_score":-0.14506083726882937},{"text":"No.","start":2255.145,"end":2255.385,"sentiment":"neutral","sentiment_score":-0.11188105493783952},{"text":"That's okay.","start":2255.385,"end":2256.105,"sentiment":"neutral","sentiment_score":-0.07854607701301575},{"text":"I might be in the wrong section.","start":2256.105,"end":2257.805,"sentiment":"neutral","sentiment_score":-0.11542303115129471}],"sentiment":"neutral","sentiment_score":-0.0798107285052538,"num_words":20,"start":2251.545,"end":2257.805},{"sentences":[{"text":"That's easy done.","start":2257.865,"end":2259.15,"sentiment":"positive","sentiment_score":0.6035876274108887},{"text":"So no loan.","start":2259.15,"end":2260.53,"sentiment":"neutral","sentiment_score":-0.001929725209871928},{"text":"Beautiful.","start":2261.8699,"end":2262.3699,"sentiment":"neutral","sentiment_score":0.27714288234710693},{"text":"Would you value it at about 30,000 or okay.","start":2262.43,"end":2268.21,"sentiment":"neutral","sentiment_score":0.09496784748302566},{"text":"Beautiful.","start":2269.63,"end":2270.13,"sentiment":"positive","sentiment_score":0.4585927128791809}],"sentiment":"neutral","sentiment_score":0.19973058406920993,"num_words":17,"start":2257.865,"end":2270.13},{"sentences":[{"text":"What sort of value would you put on it, do you think?","start":2270.19,"end":2272.3699,"sentiment":"neutral","sentiment_score":0.10212745796889067},{"text":"46,000.","start":2274.875,"end":2276.015,"sentiment":"neutral","sentiment_score":0.07763471454381943},{"text":"Beautiful.","start":2276.075,"end":2276.575,"sentiment":"positive","sentiment_score":0.46765604615211487},{"text":"And no loan.","start":2277.355,"end":2278.575,"sentiment":"neutral","sentiment_score":0.1786808321873347},{"text":"Easy.","start":2278.635,"end":2279.0352,"sentiment":"neutral","sentiment_score":0.2543025612831116}],"sentiment":"neutral","sentiment_score":0.14228696189820766,"num_words":18,"start":2270.19,"end":2279.0352},{"sentences":[{"text":"It might have just been popped in the wrong column, but that's okay.","start":2279.0352,"end":2282.075,"sentiment":"neutral","sentiment_score":0.12209315655323175},{"text":"Easy to sort out.","start":2282.075,"end":2283.115,"sentiment":"positive","sentiment_score":0.3675156608223915},{"text":"Beautiful.","start":2283.115,"end":2283.615,"sentiment":"positive","sentiment_score":0.4381873309612274},{"text":"Do you have any other assets or anything else you'd note down?","start":2284.315,"end":2287.855,"sentiment":"neutral","sentiment_score":0.08126648080845673},{"text":"No.","start":2291.33,"end":2291.6501,"sentiment":"neutral","sentiment_score":-0.007960348390042782}],"sentiment":"neutral","sentiment_score":0.1439580138952982,"num_words":31,"start":2279.0352,"end":2291.6501},{"sentences":[{"text":"That's okay.","start":2291.6501,"end":2292.55,"sentiment":"neutral","sentiment_score":0.025955851189792156},{"text":"You mentioned that you are you've got your savings there as well for your house deposit.","start":2292.6902,"end":2296.47,"sentiment":"neutral","sentiment_score":0.02068936510477215},{"text":"How much do you have in savings at the moment?","start":2296.61,"end":2298.71,"sentiment":"neutral","sentiment_score":-0.014742334745824337},{"text":"Yep.","start":2302.2249,"end":2302.7249,"sentiment":"neutral","sentiment_score":-0.00041837929165922105},{"text":"Okay.","start":2305.185,"end":2305.685,"sentiment":"neutral","sentiment_score":0.010201996192336082}],"sentiment":"neutral","sentiment_score":0.008176727116612407,"num_words":30,"start":2291.6501,"end":2305.685},{"sentences":[{"text":"And you're trying to build that back up to about 60 to a 100,000?","start":2306.145,"end":2309.765,"sentiment":"neutral","sentiment_score":0.012316383687513215},{"text":"Yeah.","start":2312.705,"end":2313.205,"sentiment":"neutral","sentiment_score":0.014184579253196716},{"text":"Yeah.","start":2316.21,"end":2316.61,"sentiment":"neutral","sentiment_score":0.025644876062870026},{"text":"Of course.","start":2316.61,"end":2317.09,"sentiment":"neutral","sentiment_score":0.020102222450077534},{"text":"In the surgery.","start":2317.09,"end":2317.91,"sentiment":"neutral","sentiment_score":0.008090213872492313}],"sentiment":"neutral","sentiment_score":0.013177805402803989,"num_words":21,"start":2306.145,"end":2317.91},{"sentences":[{"text":"Yeah.","start":2318.05,"end":2318.55,"sentiment":"neutral","sentiment_score":0.029650568962097168},{"text":"Yep.","start":2318.77,"end":2319.27,"sentiment":"neutral","sentiment_score":0.04604546353220939},{"text":"Yep.","start":2321.25,"end":2321.75,"sentiment":"neutral","sentiment_score":0.04832740128040314},{"text":"Beautiful.","start":2326.845,"end":2327.325,"sentiment":"neutral","sentiment_score":0.29767465591430664},{"text":"And are you putting a certain amount away on a regular basis towards that, or is it just everything you're coming in that you don't need to spend this time going back into that savings file?","start":2327.325,"end":2335.665,"sentiment":"neutral","sentiment_score":0.06663927373786767}],"sentiment":"neutral","sentiment_score":0.07051779860630632,"num_words":40,"start":2318.05,"end":2335.665},{"sentences":[{"text":"Yep.","start":2339.6199,"end":2340.1199,"sentiment":"neutral","sentiment_score":0.1420433223247528},{"text":"Perfect.","start":2340.18,"end":2340.68,"sentiment":"neutral","sentiment_score":0.2504429221153259},{"text":"Money aside.","start":2341.06,"end":2342.04,"sentiment":"neutral","sentiment_score":0.12615379691123962},{"text":"Lovely.","start":2342.1,"end":2342.5,"sentiment":"neutral","sentiment_score":0.18544743955135343},{"text":"How much are you putting aside at the moment?","start":2342.5,"end":2344.3599,"sentiment":"neutral","sentiment_score":0.060279938495821424}],"sentiment":"neutral","sentiment_score":0.09805433744830745,"num_words":14,"start":2339.6199,"end":2344.3599},{"sentences":[{"text":"Okay.","start":2350.5,"end":2350.98,"sentiment":"neutral","sentiment_score":0.16060589253902435},{"text":"Perfect.","start":2350.98,"end":2351.48,"sentiment":"positive","sentiment_score":0.34440600872039795},{"text":"Fantastic.","start":2351.94,"end":2352.44,"sentiment":"positive","sentiment_score":0.4098137617111206},{"text":"Per week.","start":2353.285,"end":2353.765,"sentiment":"neutral","sentiment_score":0.2915163189172745},{"text":"Excellent.","start":2353.765,"end":2354.265,"sentiment":"positive","sentiment_score":0.46608418226242065}],"sentiment":"neutral","sentiment_score":0.32732374717791873,"num_words":6,"start":2350.5,"end":2354.265},{"sentences":[{"text":"Lovely.","start":2354.405,"end":2354.905,"sentiment":"positive","sentiment_score":0.3929740786552429},{"text":"And I'll just clarify with the contributions to Super, I'm gonna factor in a $100 per week.","start":2355.285,"end":2360.565,"sentiment":"neutral","sentiment_score":0.1521320847027442},{"text":"Is that comfortable for you?","start":2360.565,"end":2362.105,"sentiment":"neutral","sentiment_score":0.09254817217588425},{"text":"That will be.","start":2363.845,"end":2364.405,"sentiment":"neutral","sentiment_score":0.12831096351146698},{"text":"Yep.","start":2364.405,"end":2364.645,"sentiment":"neutral","sentiment_score":0.10714685916900636}],"sentiment":"neutral","sentiment_score":0.14570518996980455,"num_words":27,"start":2354.405,"end":2364.645},{"sentences":[{"text":"Okay.","start":2364.645,"end":2365.125,"sentiment":"neutral","sentiment_score":0.2174775004386902},{"text":"Beautiful.","start":2365.125,"end":2365.625,"sentiment":"positive","sentiment_score":0.4860906600952149},{"text":"Fantastic.","start":2365.765,"end":2366.265,"sentiment":"positive","sentiment_score":0.4900190234184265},{"text":"Well, thank you for updating all those details there for me.","start":2366.485,"end":2370.02,"sentiment":"positive","sentiment_score":0.5349936918778853},{"text":"The only other thing I have here just wanna double check.","start":2370.02,"end":2372.42,"sentiment":"neutral","sentiment_score":0.09744914824312384}],"sentiment":"neutral","sentiment_score":0.32601833701133726,"num_words":25,"start":2364.645,"end":2372.42},{"sentences":[{"text":"Now you're technically I've got yourself employed.","start":2372.42,"end":2375.4,"sentiment":"neutral","sentiment_score":0.048011300553168566},{"text":"You're an auto electrician by trade.","start":2375.46,"end":2377.46,"sentiment":"neutral","sentiment_score":0.028096275093654793},{"text":"Is that what you do in your business as well?","start":2377.46,"end":2379.78,"sentiment":"neutral","sentiment_score":0.02334421556442976},{"text":"Yep.","start":2379.78,"end":2380.26,"sentiment":"neutral","sentiment_score":0.06179750710725784},{"text":"Beautiful.","start":2380.26,"end":2380.76,"sentiment":"positive","sentiment_score":0.6482784748077393}],"sentiment":"neutral","sentiment_score":0.05792699567973614,"num_words":25,"start":2372.42,"end":2380.76},{"sentences":[{"text":"Excellent.","start":2381.675,"end":2382.175,"sentiment":"positive","sentiment_score":0.7229194641113281},{"text":"Everything else looks like it's up to date and relatively good.","start":2382.875,"end":2386.895,"sentiment":"positive","sentiment_score":0.6206134503537958},{"text":"Over the next couple of years, I've got down here goals wise that you're looking to purchase a property.","start":2387.435,"end":2392.255,"sentiment":"neutral","sentiment_score":0.16071405026473498},{"text":"Is there any other goals that you're hoping to achieve, or are you just focusing on super around that property purchase?","start":2393.53,"end":2399.9502,"sentiment":"neutral","sentiment_score":0.07024866927947317},{"text":"Yep.","start":2404.25,"end":2404.6501,"sentiment":"neutral","sentiment_score":0.17268705368041992}],"sentiment":"neutral","sentiment_score":0.2311536505958944,"num_words":53,"start":2381.675,"end":2404.6501},{"sentences":[{"text":"Beautiful.","start":2404.6501,"end":2405.1501,"sentiment":"positive","sentiment_score":0.4813327193260193},{"text":"Yep.","start":2406.795,"end":2407.295,"sentiment":"neutral","sentiment_score":0.13757970929145813},{"text":"Excellent.","start":2407.355,"end":2407.855,"sentiment":"neutral","sentiment_score":0.33168354630470276},{"text":"Lovely.","start":2408.4749,"end":2408.9749,"sentiment":"neutral","sentiment_score":0.24355539679527283},{"text":"And does your sorry.","start":2411.115,"end":2412.9548,"sentiment":"neutral","sentiment_score":0.03530380455777049}],"sentiment":"neutral","sentiment_score":0.16692082374356687,"num_words":8,"start":2404.6501,"end":2412.9548},{"sentences":[{"text":"Does your wife work?","start":2412.9548,"end":2413.755,"sentiment":"neutral","sentiment_score":-0.0026639385614544153},{"text":"Is Georgina working as well?","start":2413.755,"end":2415.615,"sentiment":"neutral","sentiment_score":0.012247892003506422},{"text":"Okay.","start":2419.6702,"end":2420.1702,"sentiment":"neutral","sentiment_score":0.010134989395737648},{"text":"Okay.","start":2421.99,"end":2422.49,"sentiment":"neutral","sentiment_score":0.06709595024585724},{"text":"Beautiful.","start":2422.55,"end":2423.05,"sentiment":"neutral","sentiment_score":0.15662911534309387}],"sentiment":"neutral","sentiment_score":0.023703646729700267,"num_words":12,"start":2412.9548,"end":2423.05},{"sentences":[{"text":"She's trying to get a job or going back to work.","start":2423.35,"end":2427.1301,"sentiment":"neutral","sentiment_score":0.01818049834533171},{"text":"Oh, fantastic.","start":2432.2148,"end":2432.795,"sentiment":"positive","sentiment_score":0.42441315948963165},{"text":"Beautiful.","start":2433.4949,"end":2433.9949,"sentiment":"positive","sentiment_score":0.3716402649879456},{"text":"And this comes on to the factoring the retirement side of things as well.","start":2434.6948,"end":2438.315,"sentiment":"neutral","sentiment_score":0.11504181900194713},{"text":"Does she have anything in super, or has she had super in the past?","start":2439.255,"end":2443.1948,"sentiment":"neutral","sentiment_score":0.011191032760377442}],"sentiment":"neutral","sentiment_score":0.07589790453424766,"num_words":42,"start":2423.35,"end":2443.1948},{"sentences":[{"text":"Okay.","start":2447.99,"end":2448.3901,"sentiment":"neutral","sentiment_score":0.004070593975484371},{"text":"Do you think do you know roughly how much it might be just so I've got something to work on?","start":2448.3901,"end":2452.97,"sentiment":"neutral","sentiment_score":-6.079999729990962e-6},{"text":"11,000?","start":2456.31,"end":2457.21,"sentiment":"neutral","sentiment_score":0.0019661844708025455},{"text":"Yes.","start":2458.255,"end":2458.4949,"sentiment":"neutral","sentiment_score":0.13901260495185852},{"text":"Beautiful.","start":2458.4949,"end":2458.9949,"sentiment":"positive","sentiment_score":0.3654997944831848}],"sentiment":"neutral","sentiment_score":0.021267815745280434,"num_words":24,"start":2447.99,"end":2458.9949},{"sentences":[{"text":"Lovely.","start":2459.215,"end":2459.615,"sentiment":"neutral","sentiment_score":0.32524824142456055},{"text":"Just so I can sort of factor in the retirement planning aspect because you are, you know, nearly at 54 mark.","start":2459.615,"end":2465.695,"sentiment":"neutral","sentiment_score":0.12001572726737886},{"text":"We are kinda getting closer to years.","start":2465.695,"end":2467.455,"sentiment":"neutral","sentiment_score":0.038321866520813534},{"text":"I'd like to put that into the plan on a limited scope to sort of show you what I'm recommending, how this looks for you, but also where we might be heading moving forward to give you a bit of an outcome.","start":2467.455,"end":2477.07,"sentiment":"neutral","sentiment_score":0.09720723344279188},{"text":"And then we've got something to track for you as well.","start":2477.07,"end":2479.89,"sentiment":"neutral","sentiment_score":0.07746737789024007}],"sentiment":"neutral","sentiment_score":0.09815459196433061,"num_words":82,"start":2459.215,"end":2479.89},{"sentences":[{"text":"Okay?","start":2479.95,"end":2480.45,"sentiment":"neutral","sentiment_score":0.0504881888628006},{"text":"Beautiful.","start":2481.47,"end":2481.97,"sentiment":"neutral","sentiment_score":0.32154974341392517},{"text":"Excellent.","start":2483.79,"end":2484.29,"sentiment":"positive","sentiment_score":0.3766549229621887},{"text":"That sounds fantastic.","start":2484.51,"end":2485.985,"sentiment":"positive","sentiment_score":0.4636252323786418},{"text":"The only other thing sorry.","start":2486.3652,"end":2487.8052,"sentiment":"neutral","sentiment_score":-0.04943064823746681}],"sentiment":"neutral","sentiment_score":0.17203775556250053,"num_words":11,"start":2479.95,"end":2487.8052},{"sentences":[{"text":"I should also just double check.","start":2487.8052,"end":2489.5051,"sentiment":"neutral","sentiment_score":-0.06360811678071816},{"text":"Is Georgina older than you, younger than you, same age as you, and does she wanna retire at the same age?","start":2489.5652,"end":2494.945,"sentiment":"neutral","sentiment_score":-0.04475948267749378},{"text":"Younger?","start":2497.405,"end":2497.905,"sentiment":"neutral","sentiment_score":-0.007016375195235014},{"text":"How many years younger?","start":2497.965,"end":2499.5051,"sentiment":"neutral","sentiment_score":-0.007548567606136203},{"text":"38.","start":2503.91,"end":2504.63,"sentiment":"neutral","sentiment_score":0.0047836750745773315}],"sentiment":"neutral","sentiment_score":-0.04103105477142063,"num_words":33,"start":2487.8052,"end":2504.63},{"sentences":[{"text":"Beautiful.","start":2504.63,"end":2505.11,"sentiment":"positive","sentiment_score":0.42827945947647095},{"text":"Is she planning on stopping work about the same time as you do for your retirement years, or do you think does she think she'll work a bit longer?","start":2505.11,"end":2512.33,"sentiment":"neutral","sentiment_score":-0.01570737927124418},{"text":"Keep working longer.","start":2514.765,"end":2515.905,"sentiment":"neutral","sentiment_score":0.011607860525449118},{"text":"Beautiful.","start":2515.9648,"end":2516.4648,"sentiment":"positive","sentiment_score":0.544000506401062},{"text":"Fantastic.","start":2517.325,"end":2517.825,"sentiment":"positive","sentiment_score":0.7235689163208008}],"sentiment":"neutral","sentiment_score":0.036433098997388565,"num_words":35,"start":2504.63,"end":2517.825},{"sentences":[{"text":"Lovely.","start":2519.165,"end":2519.645,"sentiment":"positive","sentiment_score":0.6957335472106934},{"text":"Well, thank you so much for that.","start":2519.645,"end":2521.345,"sentiment":"positive","sentiment_score":0.6671369671821594},{"text":"What I'll do is I'll go back and have a really good look at all the research there for you, and I'll come up with an advice document.","start":2521.805,"end":2529.46,"sentiment":"neutral","sentiment_score":0.28436716007334845},{"text":"I'll book you in.","start":2529.76,"end":2531.04,"sentiment":"neutral","sentiment_score":0.1243208572268486},{"text":"Is two weeks okay to book you in to have that advice document be presented to you?","start":2531.04,"end":2536.3398,"sentiment":"neutral","sentiment_score":0.12393147016272825}],"sentiment":"neutral","sentiment_score":0.27951037230198844,"num_words":57,"start":2519.165,"end":2536.3398},{"sentences":[{"text":"Yep.","start":2538.08,"end":2538.48,"sentiment":"neutral","sentiment_score":0.1641826331615448},{"text":"Beautiful.","start":2538.48,"end":2538.98,"sentiment":"positive","sentiment_score":0.361393928527832},{"text":"Is this time of day best fitting you, or is it sort of late afternoon when sort of suits you best?","start":2539.1199,"end":2545.055,"sentiment":"neutral","sentiment_score":0.036836295876474606},{"text":"Yep.","start":2546.875,"end":2547.1948,"sentiment":"neutral","sentiment_score":0.1080181896686554},{"text":"Beautiful.","start":2547.1948,"end":2547.6748,"sentiment":"neutral","sentiment_score":0.2759321928024292}],"sentiment":"neutral","sentiment_score":0.06732356630265712,"num_words":25,"start":2538.08,"end":2547.6748},{"sentences":[{"text":"If I do it sort of two weeks, it's the May 20 on a Wednesday, and I could do exactly 02:00 for you.","start":2547.6748,"end":2553.755,"sentiment":"neutral","sentiment_score":0.06277079345739406},{"text":"Would that be okay?","start":2553.755,"end":2554.815,"sentiment":"neutral","sentiment_score":0.053868730552494526},{"text":"Yep.","start":2556.0,"end":2556.5,"sentiment":"neutral","sentiment_score":0.1401616632938385},{"text":"Beautiful.","start":2556.8,"end":2557.3,"sentiment":"positive","sentiment_score":0.3690757155418396},{"text":"Alright.","start":2558.48,"end":2558.98,"sentiment":"neutral","sentiment_score":0.3042505383491516}],"sentiment":"neutral","sentiment_score":0.08242303629716237,"num_words":30,"start":2547.6748,"end":2558.98},{"sentences":[{"text":"Excellent.","start":2559.28,"end":2559.78,"sentiment":"positive","sentiment_score":0.4153617024421692},{"text":"Now, Jason, I also know when we sort of it looks like you've done a couple of risk profiles over the past there as well.","start":2560.56,"end":2566.34,"sentiment":"neutral","sentiment_score":0.06713601917028428},{"text":"With regard to your investment portfolio inside Super, you are invested in more of a growth environment.","start":2567.2148,"end":2573.155,"sentiment":"neutral","sentiment_score":0.04569152085220113},{"text":"That essentially means that you'd typically see that 80% of your sector invested in growth assets, so things like Australian shares, international shares, listed property, and commodities, so precious metals like gold and silver there as well.","start":2574.175,"end":2587.8098,"sentiment":"neutral","sentiment_score":0.07724412802506138},{"text":"Having a look and going to the questions that I have asked, I mean, this growth sort of portfolio does suit you as you do have about six years before you're wanting to access super based on your goal retirement age.","start":2588.8298,"end":2601.585,"sentiment":"neutral","sentiment_score":0.10460962545944423}],"sentiment":"neutral","sentiment_score":0.08278963154505108,"num_words":121,"start":2559.28,"end":2601.585},{"sentences":[{"text":"And even if you did kinda get to you know, you decided to retire before 70 and hit sort of 65 or even 67, you still do kind of have that, you know, ten year time horizon there to be in this sort of environment.","start":2601.645,"end":2614.9102,"sentiment":"neutral","sentiment_score":0.036622905772593285},{"text":"Do you wanna still see yourself in this growth sort of portfolio with that 80% split of assets?","start":2615.4502,"end":2623.495,"sentiment":"neutral","sentiment_score":0.0834213840878672},{"text":"Or did you wanna maybe take a little bit less risk in the market?","start":2623.495,"end":2626.615,"sentiment":"neutral","sentiment_score":0.03283611339117799},{"text":"How do you feel?","start":2626.615,"end":2627.675,"sentiment":"neutral","sentiment_score":0.07310646027326584},{"text":"Yep.","start":2631.2551,"end":2631.7551,"sentiment":"neutral","sentiment_score":0.06994212418794632}],"sentiment":"neutral","sentiment_score":0.04843523446470499,"num_words":82,"start":2601.645,"end":2631.7551},{"sentences":[{"text":"Yep.","start":2634.33,"end":2634.83,"sentiment":"neutral","sentiment_score":0.021595221012830738},{"text":"Yep.","start":2637.4502,"end":2637.9502,"sentiment":"neutral","sentiment_score":0.032146282494068146},{"text":"Yeah.","start":2638.57,"end":2638.9702,"sentiment":"neutral","sentiment_score":0.12014111876487732},{"text":"Absolutely.","start":2638.9702,"end":2639.4702,"sentiment":"neutral","sentiment_score":0.25958317518234253},{"text":"Not a problem at all.","start":2639.9302,"end":2641.23,"sentiment":"neutral","sentiment_score":0.28180194795131686}],"sentiment":"neutral","sentiment_score":0.20471950413452256,"num_words":9,"start":2634.33,"end":2641.23},{"sentences":[{"text":"I'd like to make sure that I'm giving you enough information as well.","start":2641.29,"end":2643.77,"sentiment":"neutral","sentiment_score":0.17819225214994872},{"text":"So with that growth environment, because with what the volatility we are seeing at the moment, I'd like to make sure everyone is aware we do expect negative years when we are looking at, you know, a five or a ten year time horizon.","start":2643.77,"end":2656.2148,"sentiment":"neutral","sentiment_score":-0.17833288919857956},{"text":"In this growth sort of portfolio, you can expect negative years sort of one in every five years.","start":2656.2148,"end":2661.345,"sentiment":"neutral","sentiment_score":-0.2230666528145472},{"text":"We are chasing an average rate of return compounded of about seven to 9%.","start":2661.345,"end":2665.7,"sentiment":"neutral","sentiment_score":-0.09386824896293026},{"text":"Anything over 9%, your portfolio is performing really, really well, and you can get those great fifteen, twenty, 25% returns some years.","start":2665.76,"end":2673.8599,"sentiment":"neutral","sentiment_score":0.28682683543725446}],"sentiment":"neutral","sentiment_score":-0.04098479912893192,"num_words":111,"start":2641.29,"end":2673.8599},{"sentences":[{"text":"Other years, it might be a little bit less.","start":2674.0,"end":2675.68,"sentiment":"neutral","sentiment_score":-0.07719346301423179},{"text":"So this is kind of an average of what we'd sort of hope to be compounding over the longer term for this sort of environment.","start":2675.68,"end":2682.025,"sentiment":"neutral","sentiment_score":-0.022505505234003065},{"text":"And it does suit, as I said, someone with a 60 time horizon.","start":2683.685,"end":2687.045,"sentiment":"neutral","sentiment_score":0.15087597587933907},{"text":"So are you comfortable with me looking at that growth portfolio?","start":2687.045,"end":2690.105,"sentiment":"neutral","sentiment_score":0.11805230108174411},{"text":"I'll look at the risk factors, the cost side of things.","start":2690.2449,"end":2693.065,"sentiment":"neutral","sentiment_score":0.03589592907916416}],"sentiment":"neutral","sentiment_score":0.03474549884381502,"num_words":69,"start":2674.0,"end":2693.065},{"sentences":[{"text":"I'll also take into account CGT con CGT consequences in your super as well because your super does also do a capture turn every year.","start":2693.21,"end":2700.65,"sentiment":"neutral","sentiment_score":0.04335793428122997},{"text":"But are you happy with me looking at all those things?","start":2700.65,"end":2702.89,"sentiment":"neutral","sentiment_score":0.20071352950551294},{"text":"Is there anything I might have missed?","start":2702.89,"end":2704.65,"sentiment":"neutral","sentiment_score":0.0562163849494287},{"text":"Or yes.","start":2704.65,"end":2709.145,"sentiment":"neutral","sentiment_score":0.12826672568917274},{"text":"Absolutely.","start":2709.285,"end":2709.785,"sentiment":"positive","sentiment_score":0.351064532995224}],"sentiment":"neutral","sentiment_score":0.09332412740458614,"num_words":46,"start":2693.21,"end":2709.785},{"sentences":[{"text":"And I've got you booked in there, so we've got a date to have this deadline sorted for you as well.","start":2710.085,"end":2714.905,"sentiment":"neutral","sentiment_score":0.3123500765789123},{"text":"If anything comes up in the meantime, let me know, and I'll also make sure that I email you shortly if you've got my email there.","start":2715.205,"end":2722.47,"sentiment":"neutral","sentiment_score":0.13191226669228995},{"text":"It'll have the information on the solicitors.","start":2722.47,"end":2724.49,"sentiment":"neutral","sentiment_score":0.09047404410583633},{"text":"It'll also just ask if you can shoot me through your ID as well.","start":2724.55,"end":2727.93,"sentiment":"neutral","sentiment_score":0.059213454968162944},{"text":"Okay?","start":2728.23,"end":2728.73,"sentiment":"neutral","sentiment_score":0.04980669915676117}],"sentiment":"neutral","sentiment_score":0.16668382492186368,"num_words":69,"start":2710.085,"end":2728.73},{"sentences":[{"text":"Yeah.","start":2729.67,"end":2730.17,"sentiment":"positive","sentiment_score":0.3981138467788696},{"text":"Beautiful.","start":2730.39,"end":2730.89,"sentiment":"positive","sentiment_score":0.8005529642105103},{"text":"All good.","start":2731.91,"end":2732.47,"sentiment":"positive","sentiment_score":0.7485117614269257},{"text":"Is there anything else that I may have missed or anything else you wanted me to talk about?","start":2732.47,"end":2736.63,"sentiment":"neutral","sentiment_score":0.07279983018007544},{"text":"Or no.","start":2736.63,"end":2741.085,"sentiment":"neutral","sentiment_score":-0.0906948633491993}],"sentiment":"neutral","sentiment_score":0.15936239793275794,"num_words":24,"start":2729.67,"end":2741.085},{"sentences":[{"text":"That's okay.","start":2741.085,"end":2741.985,"sentiment":"neutral","sentiment_score":0.021109563298523426},{"text":"All good.","start":2742.5251,"end":2743.165,"sentiment":"positive","sentiment_score":0.6023786962032318},{"text":"Beautiful.","start":2743.165,"end":2743.665,"sentiment":"positive","sentiment_score":0.6850547790527344},{"text":"Well, I'm glad we've been able to touch on those concerns there for you.","start":2743.8052,"end":2747.085,"sentiment":"positive","sentiment_score":0.713397673198155},{"text":"I'll work at I'm gonna do everything I can to kind of put us back on track here for you.","start":2747.085,"end":2750.925,"sentiment":"positive","sentiment_score":0.5487860083580017}],"sentiment":"positive","sentiment_score":0.5870594587177038,"num_words":39,"start":2741.085,"end":2750.925},{"sentences":[{"text":"I'll get this advice piece done for you, and we'll have that ready to go in two weeks.","start":2750.925,"end":2755.3398,"sentiment":"positive","sentiment_score":0.4925577657090293},{"text":"We'll look at what we're doing and keep you on track and see if we can help you a bit more.","start":2756.0398,"end":2760.1199,"sentiment":"positive","sentiment_score":0.4633884032567342},{"text":"Okay?","start":2760.1199,"end":2760.6199,"sentiment":"neutral","sentiment_score":0.1416296660900116},{"text":"Thank you so much, Jason.","start":2762.5999,"end":2763.96,"sentiment":"positive","sentiment_score":0.841800582408905},{"text":"I'll get those emails out to you very shortly.","start":2763.96,"end":2766.0398,"sentiment":"positive","sentiment_score":0.5206823580794864}],"sentiment":"positive","sentiment_score":0.5117401861482196,"num_words":54,"start":2750.925,"end":2766.0398},{"sentences":[{"text":"If there's anything you need, please don't ever hesitate to let me know.","start":2766.0398,"end":2769.18,"sentiment":"neutral","sentiment_score":0.31448128590217006},{"text":"Thanks.","start":2771.315,"end":2771.795,"sentiment":"positive","sentiment_score":0.6522758603096008},{"text":"Have a good day.","start":2771.795,"end":2772.515,"sentiment":"positive","sentiment_score":0.6306895315647125},{"text":"I'll talk soon.","start":2772.515,"end":2773.415,"sentiment":"neutral","sentiment_score":0.2321216563383738},{"text":"Thanks.","start":2774.515,"end":2775.015,"sentiment":"positive","sentiment_score":0.5804886817932129}],"sentiment":"positive","sentiment_score":0.3881883797320453,"num_words":22,"start":2766.0398,"end":2775.015},{"sentences":[{"text":"Bye.","start":2775.075,"end":2775.575,"sentiment":"neutral","sentiment_score":-0.0952693447470665}],"sentiment":"neutral","sentiment_score":-0.0952693447470665,"num_words":1,"start":2775.075,"end":2775.575}]}}]},{"alternatives":[{"transcript":"Hello? Not too bad. Yourself? Yeah. That's fine. Yep. No. No. That's all good. Yeah. Yeah. Yeah. Yep. Yep. That's fine. Yeah. No. I'm I'm back at work. Yep. Yep. Yeah. That's fine. Yeah. It's '15 to the second awning service. Right? And what else is there? 9 King Street up in Leesau, Wales. Yep. Yes. Yeah. No. It's just when I when I first opened the the account through you guys, the guy I was talking to said within the next two to three years, you'd be up near 250,000. And yeah. And it I thought, oh, yeah. That's sounds good. And, you know, that's why I kind of went along with it. And then it's the highest it's ever been is one twenty. Yep. Yep. Yeah. Yep. Yep. I am now. Yes. It's kinda steady at the moment. It is gonna get better because I've got a lot of upcoming work. So yeah. Yep. Yeah. No. Yep. Yeah. Well, I I just wanted to to basically work for me. And because I had I had a guy from some super review company ring me, And I spoke to them, and he goes, oh, you know, took my information. Then we had a three way conversation with Netwealth. And Netwealth actually said to to there was some sort of a aia insurance that was taking $2,000 out a year, and then we tried to look into that. And apparently, it's not bad because I spoke with a lady the other day from you guys. And I was wondering where that information came from. And then he he he basically told me he has the exact same setup as I have, but his is going up. And mine's not. And I thought, well, that's odd. That's why what kinda brought on this, and I thought, well, I'd rather be making money because than than, you know, losing it for no reason. That's why I thought I'd better ask about the insurances and all that sort of thing. I don't know where that where that AIA thing came from. Right. Yes. Yes. Which one was that? Oh, yes. Yes. Yeah. Oh, I I haven't checked. Yet. Yeah. Yeah. Yeah. Yes. Yep. Yes. Uh-huh. Yeah. No. It's fine. Okay. Yeah. Yep. Okay. Yeah. I just yeah. Because and it's just it's not so much this. It's just kind of frustrating that I'm trying I've been trying to get a home loan. We haven't, you know, gone right through because every time I've they ask me how much super I have. And as soon as I hear it's under 200,000, they won't touch me. That's that's that's part of my frustrating problem. You know? And and it's not like I can't service a loan because I make enough money to to pay my rent and pay bills and everything here. So what you know, I'd I'd probably I'd probably be paying less if I had a home loan. Next year. Yep. Yep. That's alright. Yeah. Right. I do I did have. Yeah. Yeah. Yep. Because I even I even have I mean, I even have the option of having my parents going as guarantor. So, I mean, I've got I've got everything there. I had I mean, I had the deposit, but like I like I was like, you know, I've I've had the surgery. Well, because I wasn't working, I was living off my savings. So I'm just building that back up right now. And, you know, before I know it, I'll have, I mean, 60 to $100,000 in savings. Well, well, I'll I'll just I'll get my savings up first, and then so I've got you know, if anything ever happens, I've got a deposit sitting there. Yes. Yep. Yes. Yeah. Yes. Yeah. Yep. Yeah. Yep. Yeah. Well, over the next few weeks, once I start getting these jobs out, that's when I was thinking of starting to contributing. Well, I could well, in my position, I I was looking at a 100 at least a 100 a week. Yeah. Yes. Yes. Yeah. Out of out of my out of my business account. Yeah. Yeah. Yeah. SoulTrainer. It's well, with the work the way it's going, it it it could be more. Yeah. No. I'd leave it yeah. I'd let I'd leave it at that for now. And then once I've done a full financial year, then I'll I'll I'll see what it's what it's actually at. Yeah. Yep. Yep. Alright. Yep. Right. Yeah. Yeah. Sure. Yes. Yeah. Yeah. I mean I mean, it is kinda sufficient. I mean yeah. Yes. Yeah. Right. Well, that's sorry. I was gonna say that's that's how it was once I came out of hospital from the from the surgery. For for three months, I wasn't able to drive, wasn't able to oh, had difficulty, you know, had my wife and my kids, like, help me change. I couldn't shower by myself, you know, all that sort of stuff. It was yeah. That's what it was like with recovery. Yes. Yeah. Yeah. Yep. Yeah. Yeah. I I probably I'd be I'd certainly leave it as it is. You know, I knowing that the the way it was, I mean, I I honestly misread the way the the how how far you had to be to actually claim. So yeah. Because I yeah. Because I was kinda at first, I thought we're gonna struggle with with having that money coming in and still having to pay rent and food on table. And then basically, yeah, I worked it all out anyway, so it was fine. Yeah. Yeah. I mean, I didn't I didn't have to have the surgery now. It was just a a valve that wasn't working properly. It was working, but not to its full extent. And what it was is I had a valve replacement doing basically, doctor the surgeon said gave me the option if I wanted to do it or not. I didn't have to, but I thought doing it now while I'm still younger rather than having complications when I'm older getting it done. So doing it now and, you know, three months gone by. I'm back I'm back at work. It's fine. You know? So a lot of other people have taken longer. I've had a relative of mine have the same operation, and he was out for a lot longer and said he went back to work too early, and that was, like, six months. I'm I'm a fast healer, and I, you know, I get back into things easily. So I was surprised that I, you know, I was back up on my feet and doing everything like normal again. Yes. That's right. Yes. Yeah. Yeah. Yeah. No. Yeah. It's just a the only reason I really wanted to I I thought I had wanna have the income protection is because because I was gonna have the operation and I was gonna be off work. That's basically what I wanted to look into it for. But like I said, I I had the savings and I end up using that. Yeah. Yeah. Yeah. Alright. Wasn't really worried about it for now. Uh-huh. Probably be working a bit longer, I think. Well, I'd probably I'd probably try I'd like to work till at least 70. Yes. Yep. That sounds fine. Yes. Yep. No. No. I haven't. Yes. Yep. Yeah. It should be fine. Yeah. That's fine. Okay. Yep. Yep. That's me. No. No. Everything everything sounds okay. Yeah. Yeah. Yeah. Okay. Yep. Yes. Yeah. Yeah. That's fine. Yeah. Yep. Okay. Alright. No. I I understood how that all works. Yeah. Alright. No problem. Yep. No. That that's a sign. Yes. Yes. Hi. Yep. Yeah. Yeah. Yeah. It's not new, though. It's it's just a secondhand vehicle. It's 2,018, but it's a a Ford Ranger. No. No. I never had a loan. No. Right. Yeah. No. I wasn't a loan. Well, it's actually valued for more because I got it I bought it off a friend. It's actually valued at 46. Yeah. No. No. Well, it's it's low at the moment. I mean, it's down it's down to 11,000. Yeah. I I will I I was at 60 and then, you know, life. So Okay. Yeah. Surgery and bills and paying out things and, yeah, everything. So, yeah, now I'm just gonna build it back up. Yeah. Well, I I I put money aside to put into that. It depends. It varies between 500 and 1,000 a week. It it will be. Yes. Yes. Yes. Yes. Basically, yeah, that that property purchase. That's all. That's that's all we have. Not at the moment, but she she will be shortly. Well, we've well, she's had offer for she's had offer for her old job back. So She has had super in the past, but it's it's it's very low. I think 11. 11,000? Yeah. She's got eleven thousand in there. Yep. Yeah. Yeah. No. Younger. No. No. She's younger. She's 38. Thirty eight. Yeah. No. She's she'll probably work a bit longer than that. Yeah. Yeah. That's fine. Yeah. No. Around around that around 02:00 is fine. Yep. That'll be fine. Yep. Alright. Later on, I'd probably take less risk, but I'd like now I'd like to get it up there, and then I take risk when I'm older. Less risk. Sorry. Yeah. Yeah. Yeah. Yeah. I thought yes. Yeah. No. Look look at everything you can. Alright. Yes. Okay. No problem. Not right at the moment. No. Yeah. Yep. Alright. Not a problem. Alright. Okay. Alright. Thanks. Yeah. Yeah. You too. Alright. Thanks. Bye.","confidence":0.9855957,"words":[{"word":"hello","start":0.88,"end":1.38,"confidence":0.8066406,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.02959560416638851},{"word":"not","start":6.08,"end":6.3199997,"confidence":0.46801758,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.29898279905319214},{"word":"too","start":6.3199997,"end":6.56,"confidence":0.99609375,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.18983858823776245},{"word":"bad","start":6.56,"end":6.7999997,"confidence":0.984375,"punctuated_word":"bad.","sentiment":"neutral","sentiment_score":0.22232075035572052},{"word":"yourself","start":6.7999997,"end":7.2999997,"confidence":0.99853516,"punctuated_word":"Yourself?","sentiment":"neutral","sentiment_score":0.17955026030540466},{"word":"yeah","start":15.245001,"end":15.645,"confidence":0.81347656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10899198055267334},{"word":"that's","start":15.645,"end":15.885,"confidence":0.9416504,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.20989546179771423},{"word":"fine","start":15.885,"end":16.285,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.18521776795387268},{"word":"yep","start":16.285,"end":16.785,"confidence":0.97021484,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1617979258298874},{"word":"no","start":24.525002,"end":24.765,"confidence":0.79589844,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11070715636014938},{"word":"no","start":24.765,"end":24.925,"confidence":0.9904785,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10490906983613968},{"word":"that's","start":24.925,"end":25.085,"confidence":0.8725586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.019555967301130295},{"word":"all","start":25.085,"end":25.325,"confidence":0.99609375,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.013235494494438171},{"word":"good","start":25.325,"end":25.825,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.022999554872512817},{"word":"yeah","start":28.525002,"end":28.92,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06997177004814148},{"word":"yeah","start":43.08,"end":43.58,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.037007495760917664},{"word":"yeah","start":43.96,"end":44.445,"confidence":0.7824707,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.042939841747283936},{"word":"yep","start":66.24,"end":66.74,"confidence":0.98706055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07716605067253113},{"word":"yep","start":69.6,"end":69.92,"confidence":0.9428711,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03290295600891113},{"word":"that's","start":69.92,"end":70.159996,"confidence":0.95703125,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.08419650793075562},{"word":"fine","start":70.159996,"end":70.605,"confidence":0.99853516,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.1067921444773674},{"word":"yeah","start":76.045006,"end":76.285,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011145799420773985},{"word":"no","start":76.285,"end":76.525,"confidence":0.967041,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07294725626707077},{"word":"i'm","start":76.525,"end":76.685005,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.04674675688147545},{"word":"i'm","start":76.685005,"end":76.925,"confidence":0.9692383,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.04381883889436722},{"word":"back","start":76.925,"end":77.165,"confidence":0.99609375,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.024046573787927628},{"word":"at","start":77.165,"end":77.245,"confidence":0.98828125,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.02003190852701664},{"word":"work","start":77.245,"end":77.745,"confidence":0.99902344,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":-0.002286281436681747},{"word":"yep","start":86.94,"end":87.44,"confidence":0.79467773,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03314311057329178},{"word":"yep","start":87.5,"end":88.0,"confidence":0.85009766,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07258214801549911},{"word":"yeah","start":95.5,"end":95.9,"confidence":0.9243164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.20942941308021543},{"word":"that's","start":95.9,"end":96.14,"confidence":0.88061523,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.3226267695426941},{"word":"fine","start":96.14,"end":96.615,"confidence":0.99902344,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.3123653829097748},{"word":"yeah","start":108.295,"end":108.455,"confidence":0.83447266,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05051587522029877},{"word":"it's","start":108.455,"end":108.615,"confidence":0.9802246,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03629285097122192},{"word":"'15","start":108.615,"end":109.015,"confidence":0.8510742,"punctuated_word":"'15","sentiment":"neutral","sentiment_score":0.028154119849205017},{"word":"to","start":109.015,"end":109.095,"confidence":0.77001953,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.026633184403181076},{"word":"the","start":109.095,"end":109.255,"confidence":0.9614258,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02952849678695202},{"word":"second","start":109.255,"end":109.575,"confidence":0.99609375,"punctuated_word":"second","sentiment":"neutral","sentiment_score":0.031880125403404236},{"word":"awning","start":109.575,"end":109.975,"confidence":0.88671875,"punctuated_word":"awning","sentiment":"neutral","sentiment_score":0.028309643268585205},{"word":"service","start":109.975,"end":110.375,"confidence":0.56481934,"punctuated_word":"service.","sentiment":"neutral","sentiment_score":0.02357492968440056},{"word":"right","start":110.375,"end":110.875,"confidence":0.99072266,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":0.028127603232860565},{"word":"and","start":111.71,"end":111.87,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.007413016632199287},{"word":"what","start":111.87,"end":112.11,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.003257378935813904},{"word":"else","start":112.11,"end":112.35,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.004494813270866871},{"word":"is","start":112.35,"end":112.43,"confidence":0.92578125,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.002527462318539619},{"word":"there","start":112.43,"end":112.93,"confidence":0.95825195,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":0.006122118793427944},{"word":"9","start":116.83,"end":117.07,"confidence":0.5551758,"punctuated_word":"9","sentiment":"neutral","sentiment_score":-0.0072803739458322525},{"word":"king","start":117.07,"end":117.31,"confidence":0.9902344,"punctuated_word":"King","sentiment":"neutral","sentiment_score":-0.0005500409752130508},{"word":"street","start":117.31,"end":117.630005,"confidence":0.9863281,"punctuated_word":"Street","sentiment":"neutral","sentiment_score":-0.0026279110461473465},{"word":"up","start":117.630005,"end":117.87,"confidence":0.5751953,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.0065207332372665405},{"word":"in","start":117.87,"end":117.950005,"confidence":0.5751953,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.006408577784895897},{"word":"leesau","start":117.950005,"end":118.35,"confidence":0.6046448,"punctuated_word":"Leesau,","sentiment":"neutral","sentiment_score":-0.003275663126260042},{"word":"wales","start":118.35,"end":118.85,"confidence":0.64038086,"punctuated_word":"Wales.","sentiment":"neutral","sentiment_score":-0.009613780304789543},{"word":"yep","start":135.485,"end":135.985,"confidence":0.689209,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.01931816339492798},{"word":"yes","start":145.34001,"end":145.84001,"confidence":0.98657227,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1134815439581871},{"word":"yeah","start":151.445,"end":151.60501,"confidence":0.7861328,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0374651812016964},{"word":"no","start":151.60501,"end":151.765,"confidence":0.9675293,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0788208544254303},{"word":"it's","start":151.765,"end":151.845,"confidence":0.9851074,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.06817051768302917},{"word":"just","start":151.845,"end":152.32501,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.07436463981866837},{"word":"when","start":152.405,"end":152.645,"confidence":0.99609375,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.0640643760561943},{"word":"i","start":152.645,"end":152.88501,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07109089195728302},{"word":"when","start":152.88501,"end":152.96501,"confidence":0.9902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.06094527617096901},{"word":"i","start":152.96501,"end":153.125,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05260587856173515},{"word":"first","start":153.125,"end":153.445,"confidence":1.0,"punctuated_word":"first","sentiment":"neutral","sentiment_score":-0.05483216047286987},{"word":"opened","start":153.445,"end":153.945,"confidence":0.5161133,"punctuated_word":"opened","sentiment":"neutral","sentiment_score":-0.05137491226196289},{"word":"the","start":154.16501,"end":154.66501,"confidence":0.9453125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04068230465054512},{"word":"the","start":154.88501,"end":155.045,"confidence":0.82666016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0368993803858757},{"word":"account","start":155.045,"end":155.445,"confidence":0.62597656,"punctuated_word":"account","sentiment":"neutral","sentiment_score":-0.037854257971048355},{"word":"through","start":155.445,"end":155.945,"confidence":0.9941406,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.0538816973567009},{"word":"you","start":156.24501,"end":156.405,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02099042385816574},{"word":"guys","start":156.405,"end":156.905,"confidence":0.9921875,"punctuated_word":"guys,","sentiment":"neutral","sentiment_score":-0.021186446771025658},{"word":"the","start":157.445,"end":157.60501,"confidence":0.92822266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02495889738202095},{"word":"guy","start":157.60501,"end":157.845,"confidence":0.9980469,"punctuated_word":"guy","sentiment":"neutral","sentiment_score":-0.01780638098716736},{"word":"i","start":157.845,"end":157.925,"confidence":0.9770508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.027032051235437393},{"word":"was","start":157.925,"end":158.16501,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.04543043673038483},{"word":"talking","start":158.16501,"end":158.485,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.030266381800174713},{"word":"to","start":158.485,"end":158.725,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04846779629588127},{"word":"said","start":158.725,"end":159.225,"confidence":0.94384766,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.025332152843475345},{"word":"within","start":159.60501,"end":159.925,"confidence":0.70458984,"punctuated_word":"within","sentiment":"neutral","sentiment_score":-0.05330287665128708},{"word":"the","start":159.925,"end":160.085,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04789947345852852},{"word":"next","start":160.085,"end":160.32501,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.06911264359951019},{"word":"two","start":160.32501,"end":160.565,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.06819632649421692},{"word":"to","start":160.565,"end":160.645,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06319059431552887},{"word":"three","start":160.645,"end":160.96501,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.06321091949939728},{"word":"years","start":160.96501,"end":161.285,"confidence":0.9863281,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.04023498296737671},{"word":"you'd","start":161.285,"end":161.52501,"confidence":0.9995117,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":-0.03471437841653824},{"word":"be","start":161.52501,"end":162.005,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.04146594554185867},{"word":"up","start":162.005,"end":162.085,"confidence":0.9873047,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.03079136088490486},{"word":"near","start":162.085,"end":162.405,"confidence":0.9536133,"punctuated_word":"near","sentiment":"neutral","sentiment_score":-0.028514694422483444},{"word":"250,000","start":162.405,"end":164.02501,"confidence":0.98567706,"punctuated_word":"250,000.","sentiment":"neutral","sentiment_score":-0.026779938489198685},{"word":"and","start":164.49,"end":164.99,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.013656381517648695},{"word":"yeah","start":165.61,"end":165.93,"confidence":0.98461914,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.001152118667960167},{"word":"and","start":165.93,"end":166.17,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.016760889440774918},{"word":"it","start":166.17,"end":166.49,"confidence":0.93847656,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0036366991698741913},{"word":"i","start":166.89,"end":167.05,"confidence":0.9453125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.005774300545454025},{"word":"thought","start":167.05,"end":167.37,"confidence":0.9448242,"punctuated_word":"thought,","sentiment":"neutral","sentiment_score":0.01454303227365017},{"word":"oh","start":167.37,"end":167.45,"confidence":0.81103516,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.01232550572603941},{"word":"yeah","start":167.45,"end":167.69,"confidence":0.9367676,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.023817121982574463},{"word":"that's","start":167.69,"end":168.19,"confidence":0.7910156,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.12699177861213684},{"word":"sounds","start":168.49,"end":168.81,"confidence":0.65185547,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":0.18929336965084076},{"word":"good","start":168.81,"end":169.05,"confidence":0.82592773,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.09292125701904295},{"word":"and","start":169.05,"end":169.29,"confidence":0.9020996,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.008473999798297882},{"word":"you","start":169.29,"end":169.45,"confidence":0.9658203,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.002146657556295395},{"word":"know","start":169.45,"end":169.61,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.013657761737704275},{"word":"that's","start":169.61,"end":169.77,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.0032930835150182247},{"word":"why","start":169.77,"end":170.01,"confidence":0.9902344,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.001142852008342743},{"word":"i","start":170.01,"end":170.09,"confidence":0.94921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04021633416414261},{"word":"kind","start":170.09,"end":170.33,"confidence":0.71240234,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.029761362820863724},{"word":"of","start":170.33,"end":170.41,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.026290912181138992},{"word":"went","start":170.41,"end":170.57,"confidence":0.99902344,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.007526353001594544},{"word":"along","start":170.57,"end":170.81,"confidence":0.99902344,"punctuated_word":"along","sentiment":"neutral","sentiment_score":0.011116981506347656},{"word":"with","start":170.81,"end":170.97,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.011938445270061491},{"word":"it","start":170.97,"end":171.13,"confidence":0.89086914,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.02907816879451275},{"word":"and","start":171.13,"end":171.29,"confidence":0.9873047,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.009211838245391846},{"word":"then","start":171.29,"end":171.69,"confidence":0.9604492,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0006646998226642609},{"word":"it's","start":171.69,"end":172.01,"confidence":0.97631836,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.00206389045342803},{"word":"the","start":172.09,"end":172.33,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0049058496952056885},{"word":"highest","start":172.33,"end":172.65,"confidence":1.0,"punctuated_word":"highest","sentiment":"neutral","sentiment_score":0.0020221583545207977},{"word":"it's","start":172.65,"end":172.81,"confidence":0.9560547,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.01079938467592001},{"word":"ever","start":172.81,"end":173.13,"confidence":1.0,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.015765242278575897},{"word":"been","start":173.13,"end":173.45,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.03564567118883133},{"word":"is","start":173.45,"end":173.69,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02536734938621521},{"word":"one","start":173.69,"end":173.93,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.01911003142595291},{"word":"twenty","start":173.93,"end":174.43,"confidence":0.9572754,"punctuated_word":"twenty.","sentiment":"neutral","sentiment_score":-0.00433707982301712},{"word":"yep","start":182.985,"end":183.485,"confidence":0.9042969,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09759071469306946},{"word":"yep","start":199.31999,"end":199.81999,"confidence":0.7607422,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0676819235086441},{"word":"yeah","start":208.695,"end":209.195,"confidence":0.76586914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.004615676589310169},{"word":"yep","start":233.485,"end":233.985,"confidence":0.9025879,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0101004121825099},{"word":"yep","start":244.445,"end":244.77,"confidence":0.9975586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.011889736168086529},{"word":"i","start":252.61,"end":252.69,"confidence":0.9536133,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.016832293942570686},{"word":"am","start":252.69,"end":252.93001,"confidence":0.9980469,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.008744768798351288},{"word":"now","start":252.93001,"end":253.25,"confidence":0.9941406,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.03304192051291466},{"word":"yes","start":253.25,"end":253.75,"confidence":0.99902344,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03702987730503082},{"word":"it's","start":260.185,"end":260.425,"confidence":0.99316406,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.01447080634534359},{"word":"kinda","start":260.425,"end":260.745,"confidence":0.7607422,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.033700183033943176},{"word":"steady","start":260.745,"end":261.065,"confidence":0.9970703,"punctuated_word":"steady","sentiment":"neutral","sentiment_score":-0.012334294617176056},{"word":"at","start":261.065,"end":261.225,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0168696790933609},{"word":"the","start":261.225,"end":261.305,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.020361363887786865},{"word":"moment","start":261.305,"end":261.805,"confidence":0.97802734,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.03411048650741577},{"word":"it","start":262.985,"end":263.225,"confidence":0.8359375,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.05680074915289879},{"word":"is","start":263.225,"end":263.465,"confidence":0.9536133,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06786774843931198},{"word":"gonna","start":263.465,"end":263.705,"confidence":0.97802734,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.033519621938467026},{"word":"get","start":263.705,"end":263.865,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.030113883316516876},{"word":"better","start":263.865,"end":264.365,"confidence":0.9614258,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.06576722860336304},{"word":"because","start":265.785,"end":266.025,"confidence":0.59765625,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.11586161702871324},{"word":"i've","start":266.025,"end":266.10498,"confidence":0.92749023,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.10437913984060287},{"word":"got","start":266.10498,"end":266.26498,"confidence":0.98535156,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.08701204508543015},{"word":"a","start":266.26498,"end":266.345,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09275920689105988},{"word":"lot","start":266.345,"end":266.505,"confidence":0.984375,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.08088497072458267},{"word":"of","start":266.505,"end":266.665,"confidence":0.95410156,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07161223143339157},{"word":"upcoming","start":266.665,"end":267.065,"confidence":0.9394531,"punctuated_word":"upcoming","sentiment":"neutral","sentiment_score":0.05769733339548111},{"word":"work","start":267.065,"end":267.565,"confidence":0.94506836,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.21121959388256073},{"word":"so","start":269.54498,"end":269.945,"confidence":0.97265625,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2083672881126404},{"word":"yeah","start":270.025,"end":270.525,"confidence":0.9970703,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.24060599505901337},{"word":"yep","start":285.88,"end":286.275,"confidence":0.99560547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.02167850360274315},{"word":"yeah","start":294.035,"end":294.535,"confidence":0.9536133,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.017564771696925163},{"word":"no","start":322.97498,"end":323.4,"confidence":0.9082031,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.59320068359375},{"word":"yep","start":330.36,"end":330.86,"confidence":0.71435547,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02463817596435547},{"word":"yeah","start":344.855,"end":345.355,"confidence":0.9243164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08841665089130402},{"word":"well","start":347.77,"end":348.27,"confidence":0.49450684,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.1029433086514473},{"word":"i","start":353.21,"end":353.40997,"confidence":0.52001953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11479131877422331},{"word":"i","start":353.40997,"end":353.61,"confidence":0.5234375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1040595769882202},{"word":"just","start":353.61,"end":353.77,"confidence":0.4189453,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13326123356819153},{"word":"wanted","start":353.77,"end":354.09,"confidence":0.9658203,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.1083882302045822},{"word":"to","start":354.09,"end":354.59,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12115565687417984},{"word":"to","start":354.88998,"end":355.05,"confidence":0.96435547,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11068008095026016},{"word":"basically","start":355.05,"end":355.53,"confidence":0.96972656,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.12140130251646042},{"word":"work","start":355.53,"end":355.68997,"confidence":0.9970703,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.14325308799743652},{"word":"for","start":355.68997,"end":355.93,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12953609228134155},{"word":"me","start":355.93,"end":356.16998,"confidence":0.77124023,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.0872633084654808},{"word":"and","start":356.16998,"end":356.66998,"confidence":0.88183594,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0490146204829216},{"word":"because","start":357.44998,"end":357.84998,"confidence":0.33764648,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.04796686023473739},{"word":"i","start":357.84998,"end":358.00998,"confidence":0.9370117,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03537951409816742},{"word":"had","start":358.00998,"end":358.33,"confidence":0.54052734,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.027552518993616104},{"word":"i","start":358.33,"end":358.40997,"confidence":0.81591797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.017641965299844742},{"word":"had","start":358.40997,"end":358.65,"confidence":0.99902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.025636188685894012},{"word":"a","start":358.65,"end":358.72998,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03173297271132469},{"word":"guy","start":358.72998,"end":359.22998,"confidence":0.9970703,"punctuated_word":"guy","sentiment":"neutral","sentiment_score":0.04227979853749275},{"word":"from","start":359.53,"end":359.93,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.041587118059396744},{"word":"some","start":359.93,"end":360.43,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.04800562188029289},{"word":"super","start":360.88998,"end":361.28998,"confidence":0.9526367,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.09939005970954896},{"word":"review","start":361.28998,"end":361.61,"confidence":0.9892578,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.07217688113451004},{"word":"company","start":361.61,"end":362.09,"confidence":1.0,"punctuated_word":"company","sentiment":"neutral","sentiment_score":0.04141460359096527},{"word":"ring","start":362.09,"end":362.33,"confidence":0.9921875,"punctuated_word":"ring","sentiment":"neutral","sentiment_score":0.04141414538025856},{"word":"me","start":362.33,"end":362.805,"confidence":0.74731445,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.02692844159901142},{"word":"and","start":363.04498,"end":363.54498,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02903011068701744},{"word":"i","start":364.725,"end":364.88498,"confidence":0.890625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01847736723721027},{"word":"spoke","start":364.88498,"end":365.125,"confidence":0.9760742,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":0.020011551678180695},{"word":"to","start":365.125,"end":365.285,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.025449449196457863},{"word":"them","start":365.285,"end":365.785,"confidence":0.77246094,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.021575206890702248},{"word":"and","start":366.16498,"end":366.485,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.016589727252721786},{"word":"he","start":366.485,"end":366.645,"confidence":0.9453125,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.02163200080394745},{"word":"goes","start":366.645,"end":366.88498,"confidence":0.74731445,"punctuated_word":"goes,","sentiment":"neutral","sentiment_score":0.02367437072098255},{"word":"oh","start":366.88498,"end":367.38498,"confidence":0.7069092,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":0.03595069423317909},{"word":"you","start":367.445,"end":367.525,"confidence":0.8833008,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02299618348479271},{"word":"know","start":367.525,"end":367.845,"confidence":0.9914551,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.019599661231040955},{"word":"took","start":367.845,"end":368.16498,"confidence":0.9243164,"punctuated_word":"took","sentiment":"neutral","sentiment_score":0.02263115346431732},{"word":"my","start":368.16498,"end":368.405,"confidence":0.85595703,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.028413474559783936},{"word":"information","start":368.405,"end":368.905,"confidence":0.9230957,"punctuated_word":"information.","sentiment":"neutral","sentiment_score":0.02111786976456642},{"word":"then","start":369.04498,"end":369.285,"confidence":0.97802734,"punctuated_word":"Then","sentiment":"neutral","sentiment_score":-0.0001523885875940323},{"word":"we","start":369.285,"end":369.365,"confidence":0.9941406,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.005219895392656326},{"word":"had","start":369.365,"end":369.525,"confidence":0.99316406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.00205785408616066},{"word":"a","start":369.525,"end":369.60498,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.008662374690175056},{"word":"three","start":369.60498,"end":369.845,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.006565060466527939},{"word":"way","start":369.845,"end":370.16498,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.013736087828874588},{"word":"conversation","start":370.16498,"end":370.66498,"confidence":1.0,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.02714546211063862},{"word":"with","start":371.205,"end":371.705,"confidence":0.9863281,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.030958417803049088},{"word":"netwealth","start":371.76498,"end":372.26498,"confidence":0.8260091,"punctuated_word":"Netwealth.","sentiment":"neutral","sentiment_score":0.013455929234623907},{"word":"and","start":373.845,"end":374.345,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.010239556431770325},{"word":"netwealth","start":374.485,"end":374.965,"confidence":0.9921875,"punctuated_word":"Netwealth","sentiment":"neutral","sentiment_score":-0.019547631964087486},{"word":"actually","start":374.965,"end":375.365,"confidence":0.98291016,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.014317810535430908},{"word":"said","start":375.365,"end":375.525,"confidence":1.0,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.011680062860250471},{"word":"to","start":375.525,"end":376.005,"confidence":0.8457031,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.021390413865447044},{"word":"to","start":376.005,"end":376.16498,"confidence":0.79296875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.02005046233534813},{"word":"there","start":376.16498,"end":376.32498,"confidence":0.65722656,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.042369015514850616},{"word":"was","start":376.32498,"end":376.62,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.045497603714466095},{"word":"some","start":376.86,"end":377.1,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.058193039149045944},{"word":"sort","start":377.1,"end":377.58,"confidence":0.99609375,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.0496261790394783},{"word":"of","start":377.58,"end":377.82,"confidence":0.9819336,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05238745361566544},{"word":"a","start":377.82,"end":378.32,"confidence":0.35839844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05980738252401352},{"word":"aia","start":378.69998,"end":379.02,"confidence":0.47424316,"punctuated_word":"aia","sentiment":"neutral","sentiment_score":-0.046336401253938675},{"word":"insurance","start":379.02,"end":379.52,"confidence":0.9941406,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.07385063171386719},{"word":"that","start":380.06,"end":380.3,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07040300220251083},{"word":"was","start":380.3,"end":380.54,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.09502538293600082},{"word":"taking","start":380.54,"end":380.86,"confidence":0.9741211,"punctuated_word":"taking","sentiment":"neutral","sentiment_score":-0.09802841395139694},{"word":"$2,000","start":380.86,"end":381.74,"confidence":0.9995117,"punctuated_word":"$2,000","sentiment":"neutral","sentiment_score":-0.03850366920232773},{"word":"out","start":381.74,"end":381.9,"confidence":0.99121094,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.07541321218013763},{"word":"a","start":381.9,"end":381.97998,"confidence":0.97509766,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08718493580818176},{"word":"year","start":381.97998,"end":382.3,"confidence":0.7435303,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.05391213297843933},{"word":"and","start":382.3,"end":382.78,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.034274809062480927},{"word":"then","start":382.78,"end":383.02,"confidence":0.9863281,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.026388436555862427},{"word":"we","start":383.02,"end":383.41998,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.032900627702474594},{"word":"tried","start":383.41998,"end":383.66,"confidence":0.9375,"punctuated_word":"tried","sentiment":"neutral","sentiment_score":-0.060272280126810074},{"word":"to","start":383.66,"end":383.82,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05369777977466583},{"word":"look","start":383.82,"end":383.97998,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.053669560700654984},{"word":"into","start":383.97998,"end":384.22,"confidence":1.0,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.044429972767829895},{"word":"that","start":384.22,"end":384.46,"confidence":0.83154297,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.05261828377842903},{"word":"and","start":384.46,"end":384.96,"confidence":0.9760742,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.012150857597589493},{"word":"apparently","start":385.02,"end":385.52,"confidence":0.7807617,"punctuated_word":"apparently,","sentiment":"neutral","sentiment_score":-0.027567751705646515},{"word":"it's","start":385.66,"end":385.97998,"confidence":0.9875488,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.013476516120135784},{"word":"not","start":385.97998,"end":386.22,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.011460438370704653},{"word":"bad","start":386.22,"end":386.38,"confidence":0.8745117,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":-0.04593518376350403},{"word":"because","start":386.38,"end":386.62,"confidence":0.85839844,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0386500358581543},{"word":"i","start":386.62,"end":386.78,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.018291547894477844},{"word":"spoke","start":386.78,"end":387.02,"confidence":0.99902344,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":0.018486641347408295},{"word":"with","start":387.02,"end":387.18,"confidence":0.8671875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.024927914142608643},{"word":"a","start":387.18,"end":387.26,"confidence":0.8432617,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.023112494498491287},{"word":"lady","start":387.26,"end":387.5,"confidence":0.99609375,"punctuated_word":"lady","sentiment":"neutral","sentiment_score":0.018298208713531498},{"word":"the","start":387.5,"end":387.66,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03378700092434883},{"word":"other","start":387.66,"end":387.82,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.030189234763383865},{"word":"day","start":387.82,"end":387.97998,"confidence":0.99902344,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.04241202771663666},{"word":"from","start":387.97998,"end":388.22,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.03242857754230499},{"word":"you","start":388.22,"end":388.38,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04794405400753021},{"word":"guys","start":388.38,"end":388.785,"confidence":0.9433594,"punctuated_word":"guys.","sentiment":"neutral","sentiment_score":0.008378807455301285},{"word":"and","start":390.865,"end":390.945,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.04707680270075798},{"word":"i","start":390.945,"end":391.105,"confidence":0.92822266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05833817273378372},{"word":"was","start":391.105,"end":391.265,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.04796862602233887},{"word":"wondering","start":391.265,"end":391.585,"confidence":1.0,"punctuated_word":"wondering","sentiment":"neutral","sentiment_score":-0.051055483520030975},{"word":"where","start":391.585,"end":391.825,"confidence":0.99121094,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.08032190054655075},{"word":"that","start":391.825,"end":391.98502,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06057598441839218},{"word":"information","start":391.98502,"end":392.465,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":-0.06433385610580444},{"word":"came","start":392.465,"end":392.785,"confidence":1.0,"punctuated_word":"came","sentiment":"neutral","sentiment_score":-0.08453456312417984},{"word":"from","start":392.785,"end":393.285,"confidence":0.9172363,"punctuated_word":"from.","sentiment":"neutral","sentiment_score":-0.07525470852851868},{"word":"and","start":393.345,"end":393.505,"confidence":0.9941406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.049474574625492096},{"word":"then","start":393.505,"end":394.005,"confidence":0.99609375,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03771204501390457},{"word":"he","start":394.865,"end":395.305,"confidence":0.79541016,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.053459759801626205},{"word":"he","start":395.305,"end":395.745,"confidence":0.9560547,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.06249193474650383},{"word":"he","start":395.745,"end":395.905,"confidence":0.9526367,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.06445726752281189},{"word":"basically","start":395.905,"end":396.405,"confidence":0.9838867,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.07289623469114304},{"word":"told","start":396.465,"end":396.70502,"confidence":0.9741211,"punctuated_word":"told","sentiment":"neutral","sentiment_score":-0.058066174387931824},{"word":"me","start":396.70502,"end":397.20502,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.05693143978714943},{"word":"he","start":397.745,"end":397.905,"confidence":0.890625,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.06338364630937576},{"word":"has","start":397.905,"end":398.405,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.0656789243221283},{"word":"the","start":399.185,"end":399.425,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07938973605632782},{"word":"exact","start":399.425,"end":399.825,"confidence":1.0,"punctuated_word":"exact","sentiment":"neutral","sentiment_score":-0.05486149713397026},{"word":"same","start":399.825,"end":400.325,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.04357215017080307},{"word":"setup","start":400.545,"end":400.945,"confidence":0.92578125,"punctuated_word":"setup","sentiment":"neutral","sentiment_score":-0.03716909512877464},{"word":"as","start":400.945,"end":401.185,"confidence":0.96777344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.04943525418639183},{"word":"i","start":401.185,"end":401.345,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.036441121250391006},{"word":"have","start":401.345,"end":401.845,"confidence":0.9638672,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":-0.043179530650377274},{"word":"but","start":402.33002,"end":402.49002,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03617921471595764},{"word":"his","start":402.49002,"end":402.89,"confidence":0.5366211,"punctuated_word":"his","sentiment":"neutral","sentiment_score":-0.06818230450153351},{"word":"is","start":402.89,"end":403.13,"confidence":0.78466797,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.07292083650827408},{"word":"going","start":403.13,"end":403.45,"confidence":0.9980469,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.05020115152001381},{"word":"up","start":403.45,"end":403.95,"confidence":0.70910645,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.055949047207832336},{"word":"and","start":405.13,"end":405.37,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.05949343368411064},{"word":"mine's","start":405.37,"end":405.85,"confidence":0.94799805,"punctuated_word":"mine's","sentiment":"neutral","sentiment_score":-0.06432869285345078},{"word":"not","start":405.85,"end":406.25,"confidence":0.85791016,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.14710304141044617},{"word":"and","start":406.25,"end":406.49002,"confidence":0.91748047,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.14325262606143951},{"word":"i","start":406.49002,"end":406.65,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15623913705348969},{"word":"thought","start":406.65,"end":406.89,"confidence":0.9807129,"punctuated_word":"thought,","sentiment":"neutral","sentiment_score":-0.1662161648273468},{"word":"well","start":406.89,"end":407.05002,"confidence":0.9941406,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.2087460905313492},{"word":"that's","start":407.05002,"end":407.37,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.28271931409835815},{"word":"odd","start":407.37,"end":407.87,"confidence":0.99902344,"punctuated_word":"odd.","sentiment":"neutral","sentiment_score":-0.31996631622314453},{"word":"that's","start":407.93,"end":408.17,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.17981241643428802},{"word":"why","start":408.17,"end":408.57,"confidence":0.9921875,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.11762111634016036},{"word":"what","start":408.57,"end":408.97,"confidence":0.5761719,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.3192814886569977},{"word":"kinda","start":408.97,"end":409.29,"confidence":0.31274414,"punctuated_word":"kinda","sentiment":"negative","sentiment_score":-0.3465269207954407},{"word":"brought","start":409.29,"end":409.61002,"confidence":0.9873047,"punctuated_word":"brought","sentiment":"neutral","sentiment_score":-0.30458882451057434},{"word":"on","start":409.61002,"end":410.01,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.31133097410202026},{"word":"this","start":410.01,"end":410.33002,"confidence":0.7453613,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":-0.31818458437919617},{"word":"and","start":410.33002,"end":410.49,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.24928386509418488},{"word":"i","start":410.49,"end":410.57,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2184787839651108},{"word":"thought","start":410.57,"end":410.81,"confidence":0.98461914,"punctuated_word":"thought,","sentiment":"neutral","sentiment_score":-0.17211514711380005},{"word":"well","start":410.81,"end":411.31,"confidence":0.99853516,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.2104162275791168},{"word":"i'd","start":411.85,"end":412.01,"confidence":0.9926758,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.2591344118118286},{"word":"rather","start":412.01,"end":412.41,"confidence":1.0,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":-0.3126835227012634},{"word":"be","start":412.41,"end":412.91,"confidence":0.9790039,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1969853937625885},{"word":"making","start":413.69,"end":414.01,"confidence":0.41064453,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.17742496728897095},{"word":"money","start":414.01,"end":414.33002,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.14373552799224854},{"word":"because","start":414.33002,"end":414.83002,"confidence":0.9038086,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.17793603241443634},{"word":"than","start":416.83502,"end":416.875,"confidence":0.36572266,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.21494020521640775},{"word":"than","start":416.875,"end":416.915,"confidence":0.56677246,"punctuated_word":"than,","sentiment":"neutral","sentiment_score":-0.24408066272735596},{"word":"you","start":416.915,"end":417.155,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.26339295506477356},{"word":"know","start":417.155,"end":417.475,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"negative","sentiment_score":-0.35536372661590576},{"word":"losing","start":417.475,"end":417.795,"confidence":0.99902344,"punctuated_word":"losing","sentiment":"negative","sentiment_score":-0.4346227049827576},{"word":"it","start":417.795,"end":418.035,"confidence":1.0,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.446857213973999},{"word":"for","start":418.035,"end":418.195,"confidence":0.99902344,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.4212934672832489},{"word":"no","start":418.195,"end":418.435,"confidence":0.9970703,"punctuated_word":"no","sentiment":"negative","sentiment_score":-0.4171199798583984},{"word":"reason","start":418.435,"end":418.935,"confidence":0.9638672,"punctuated_word":"reason.","sentiment":"neutral","sentiment_score":-0.29604241251945496},{"word":"that's","start":421.795,"end":422.035,"confidence":0.9016113,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.19239863753318787},{"word":"why","start":422.035,"end":422.195,"confidence":0.96777344,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.12702502310276031},{"word":"i","start":422.195,"end":422.275,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1911630779504776},{"word":"thought","start":422.275,"end":422.515,"confidence":0.9970703,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.1903270184993744},{"word":"i'd","start":422.515,"end":422.67502,"confidence":0.86328125,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.24439482390880585},{"word":"better","start":422.67502,"end":422.995,"confidence":0.9892578,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.2747364044189453},{"word":"ask","start":422.995,"end":423.23502,"confidence":0.99121094,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":-0.24402812123298645},{"word":"about","start":423.23502,"end":423.475,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.26862582564353943},{"word":"the","start":423.475,"end":423.635,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.26020824909210205},{"word":"insurances","start":423.635,"end":424.11502,"confidence":0.99902344,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.2068665027618408},{"word":"and","start":424.11502,"end":424.275,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.22487491369247437},{"word":"all","start":424.275,"end":424.435,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.21914085745811465},{"word":"that","start":424.435,"end":424.595,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.20092174410820007},{"word":"sort","start":424.595,"end":424.755,"confidence":0.9980469,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.2430320382118225},{"word":"of","start":424.755,"end":424.83502,"confidence":0.98095703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.26029956340789795},{"word":"thing","start":424.83502,"end":425.075,"confidence":0.9980469,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":-0.2111264765262604},{"word":"i","start":425.075,"end":425.155,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.23907043039798737},{"word":"don't","start":425.155,"end":425.39502,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.22042636573314667},{"word":"know","start":425.39502,"end":425.89502,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1900722086429596},{"word":"where","start":426.035,"end":426.275,"confidence":0.9951172,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.1995926797389984},{"word":"that","start":426.275,"end":426.435,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15908928215503693},{"word":"where","start":426.435,"end":426.755,"confidence":0.9633789,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.19194936752319336},{"word":"that","start":426.755,"end":426.995,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.16252869367599487},{"word":"aia","start":426.995,"end":427.495,"confidence":0.9741211,"punctuated_word":"AIA","sentiment":"neutral","sentiment_score":-0.13477391004562378},{"word":"thing","start":427.555,"end":427.875,"confidence":0.9902344,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.15447311103343964},{"word":"came","start":427.875,"end":428.11502,"confidence":1.0,"punctuated_word":"came","sentiment":"neutral","sentiment_score":-0.2192054837942123},{"word":"from","start":428.11502,"end":428.43,"confidence":0.98706055,"punctuated_word":"from.","sentiment":"neutral","sentiment_score":-0.1829444169998169},{"word":"right","start":440.43,"end":440.775,"confidence":0.7336426,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.1109180822968483},{"word":"yes","start":448.775,"end":449.275,"confidence":0.9975586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04302750527858734},{"word":"yes","start":471.60498,"end":472.10498,"confidence":0.7303467,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07842950522899628},{"word":"which","start":487.62,"end":487.78,"confidence":0.8491211,"punctuated_word":"Which","sentiment":"neutral","sentiment_score":-0.0282745398581028},{"word":"one","start":487.78,"end":487.94,"confidence":0.9980469,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.04406723007559776},{"word":"was","start":487.94,"end":488.1,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.02569272741675377},{"word":"that","start":488.1,"end":488.6,"confidence":1.0,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.010490760207176208},{"word":"oh","start":490.34,"end":490.5,"confidence":0.90063477,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.04528021439909935},{"word":"yes","start":490.5,"end":490.82,"confidence":0.99560547,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.06470736116170883},{"word":"yes","start":490.82,"end":491.32,"confidence":0.8327637,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.10731525719165802},{"word":"yeah","start":502.465,"end":502.965,"confidence":0.9880371,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0001110360026359558},{"word":"oh","start":503.265,"end":503.765,"confidence":0.70166016,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.01691187359392643},{"word":"i","start":504.065,"end":504.225,"confidence":0.96240234,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.037816669791936874},{"word":"i","start":504.225,"end":504.465,"confidence":0.93408203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.048952337354421616},{"word":"haven't","start":504.465,"end":504.865,"confidence":0.9946289,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.04898235201835632},{"word":"checked","start":504.865,"end":505.2,"confidence":0.92749023,"punctuated_word":"checked.","sentiment":"neutral","sentiment_score":-0.058302026242017746},{"word":"yet","start":506.48,"end":506.98,"confidence":0.8774414,"punctuated_word":"Yet.","sentiment":"neutral","sentiment_score":0.0354897566139698},{"word":"yeah","start":519.28,"end":519.645,"confidence":0.83374023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12482137233018877},{"word":"yeah","start":529.805,"end":530.305,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0063957758247852325},{"word":"yeah","start":547.1,"end":547.545,"confidence":0.9904785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04352647811174393},{"word":"yes","start":586.455,"end":586.955,"confidence":0.92407227,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.15526379644870758},{"word":"yep","start":605.145,"end":605.645,"confidence":0.93408203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1830887496471405},{"word":"yes","start":611.545,"end":611.91,"confidence":0.99902344,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.13007569313049316},{"word":"uh-huh","start":615.99,"end":616.49,"confidence":0.9447266,"punctuated_word":"Uh-huh.","sentiment":"neutral","sentiment_score":0.0475672259926796},{"word":"yeah","start":638.64496,"end":638.96497,"confidence":0.94750977,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.028962478041648865},{"word":"no","start":638.96497,"end":639.205,"confidence":0.9567871,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.007617685943841934},{"word":"it's","start":639.205,"end":639.445,"confidence":0.9003906,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.08350688219070435},{"word":"fine","start":639.445,"end":639.84,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.07005838304758072},{"word":"okay","start":653.76,"end":654.26,"confidence":0.86694336,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.13359838724136353},{"word":"yeah","start":654.64,"end":655.14,"confidence":0.982666,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1807650625705719},{"word":"yep","start":668.72003,"end":669.22003,"confidence":0.76782227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.32418960332870483},{"word":"okay","start":680.24,"end":680.74,"confidence":0.88964844,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05454134568572045},{"word":"yeah","start":681.12,"end":681.62,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.053915467113256454},{"word":"i","start":681.83496,"end":681.995,"confidence":0.9716797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.004369191825389862},{"word":"just","start":681.995,"end":682.495,"confidence":0.94140625,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.012709192931652067},{"word":"yeah","start":682.875,"end":683.115,"confidence":0.9423828,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.0021840091794729233},{"word":"because","start":683.115,"end":683.435,"confidence":0.87841797,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.04727091267704964},{"word":"and","start":684.075,"end":684.315,"confidence":0.2565918,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11143071949481964},{"word":"it's","start":684.315,"end":684.635,"confidence":0.48461914,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.160188227891922},{"word":"just","start":684.635,"end":684.875,"confidence":0.9716797,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.14815787971019745},{"word":"it's","start":685.115,"end":685.435,"confidence":0.9909668,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.3017829656600952},{"word":"not","start":685.435,"end":685.83496,"confidence":0.9970703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.32146039605140686},{"word":"so","start":685.83496,"end":685.995,"confidence":0.99121094,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.2641087472438812},{"word":"much","start":685.995,"end":686.39496,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.2861526608467102},{"word":"this","start":686.39496,"end":686.635,"confidence":0.7524414,"punctuated_word":"this.","sentiment":"neutral","sentiment_score":-0.33058035373687744},{"word":"it's","start":686.635,"end":686.875,"confidence":0.9926758,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.48589348793029785},{"word":"just","start":686.875,"end":687.375,"confidence":0.99902344,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.42628735303878784},{"word":"kind","start":687.675,"end":687.915,"confidence":0.52001953,"punctuated_word":"kind","sentiment":"negative","sentiment_score":-0.5430559515953064},{"word":"of","start":687.915,"end":688.075,"confidence":0.99902344,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.5619204640388489},{"word":"frustrating","start":688.075,"end":688.575,"confidence":1.0,"punctuated_word":"frustrating","sentiment":"negative","sentiment_score":-0.4543860852718353},{"word":"that","start":688.71497,"end":689.195,"confidence":0.9941406,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.6203163862228394},{"word":"i'm","start":689.195,"end":689.515,"confidence":0.8859863,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.6050779223442078},{"word":"trying","start":689.515,"end":690.015,"confidence":0.9970703,"punctuated_word":"trying","sentiment":"negative","sentiment_score":-0.5999040007591248},{"word":"i've","start":690.475,"end":690.635,"confidence":0.94384766,"punctuated_word":"I've","sentiment":"negative","sentiment_score":-0.5411768555641174},{"word":"been","start":690.635,"end":690.875,"confidence":1.0,"punctuated_word":"been","sentiment":"negative","sentiment_score":-0.42365580797195435},{"word":"trying","start":690.875,"end":691.115,"confidence":1.0,"punctuated_word":"trying","sentiment":"negative","sentiment_score":-0.4792701303958893},{"word":"to","start":691.115,"end":691.615,"confidence":1.0,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.43000897765159607},{"word":"get","start":692.315,"end":692.555,"confidence":0.9980469,"punctuated_word":"get","sentiment":"negative","sentiment_score":-0.5110845565795898},{"word":"a","start":692.555,"end":692.71497,"confidence":1.0,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.4650528132915497},{"word":"home","start":692.71497,"end":692.955,"confidence":0.9941406,"punctuated_word":"home","sentiment":"negative","sentiment_score":-0.3816103935241699},{"word":"loan","start":692.955,"end":693.455,"confidence":0.9916992,"punctuated_word":"loan.","sentiment":"negative","sentiment_score":-0.3704504072666168},{"word":"we","start":694.795,"end":695.035,"confidence":0.91748047,"punctuated_word":"We","sentiment":"negative","sentiment_score":-0.34275534749031067},{"word":"haven't","start":695.035,"end":695.435,"confidence":0.95442706,"punctuated_word":"haven't,","sentiment":"neutral","sentiment_score":-0.3011731803417206},{"word":"you","start":695.435,"end":695.675,"confidence":0.9980469,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.3339052200317383},{"word":"know","start":695.675,"end":695.995,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.32947206497192383},{"word":"gone","start":695.995,"end":696.235,"confidence":0.9404297,"punctuated_word":"gone","sentiment":"negative","sentiment_score":-0.34009113907814026},{"word":"right","start":696.235,"end":696.475,"confidence":1.0,"punctuated_word":"right","sentiment":"negative","sentiment_score":-0.38828399777412415},{"word":"through","start":696.475,"end":696.71497,"confidence":1.0,"punctuated_word":"through","sentiment":"negative","sentiment_score":-0.3499751091003418},{"word":"because","start":696.71497,"end":697.21497,"confidence":0.7783203,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.23790277540683744},{"word":"every","start":697.66,"end":697.98,"confidence":1.0,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.31349417567253113},{"word":"time","start":697.98,"end":698.22,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.2760651111602783},{"word":"i've","start":698.22,"end":698.54,"confidence":0.6682129,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.3263142704963684},{"word":"they","start":699.02,"end":699.34,"confidence":0.9350586,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.3420051038265228},{"word":"ask","start":699.34,"end":699.58,"confidence":0.90625,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":-0.2556649446487427},{"word":"me","start":699.58,"end":699.74,"confidence":1.0,"punctuated_word":"me","sentiment":"negative","sentiment_score":-0.36725738644599915},{"word":"how","start":699.74,"end":699.98,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.2544572949409485},{"word":"much","start":699.98,"end":700.38,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.23352020978927612},{"word":"super","start":700.38,"end":700.7,"confidence":0.9536133,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.2221188098192215},{"word":"i","start":700.7,"end":700.86,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.23997701704502103},{"word":"have","start":700.86,"end":701.36,"confidence":0.8083496,"punctuated_word":"have.","sentiment":"neutral","sentiment_score":-0.2427695095539093},{"word":"and","start":701.66,"end":701.9,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.14810292422771454},{"word":"as","start":701.9,"end":701.98,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.18354055285453796},{"word":"soon","start":701.98,"end":702.22,"confidence":1.0,"punctuated_word":"soon","sentiment":"neutral","sentiment_score":-0.2086746245622635},{"word":"as","start":702.22,"end":702.38,"confidence":0.9951172,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.16064311563968658},{"word":"i","start":702.38,"end":702.46,"confidence":0.6064453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.17849189043045044},{"word":"hear","start":702.46,"end":702.7,"confidence":0.99902344,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":-0.1237598955631256},{"word":"it's","start":702.7,"end":703.2,"confidence":0.99316406,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1515354961156845},{"word":"under","start":703.34,"end":703.66,"confidence":0.99902344,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.12080761045217514},{"word":"200,000","start":703.66,"end":704.64,"confidence":0.99853516,"punctuated_word":"200,000,","sentiment":"neutral","sentiment_score":-0.1201721653342247},{"word":"they","start":705.42,"end":705.66,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.1914606541395187},{"word":"won't","start":705.66,"end":706.16,"confidence":0.99902344,"punctuated_word":"won't","sentiment":"neutral","sentiment_score":-0.15030303597450256},{"word":"touch","start":706.22,"end":706.46,"confidence":0.9863281,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":-0.22208553552627563},{"word":"me","start":706.46,"end":706.96,"confidence":0.9904785,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.1815407872200012},{"word":"that's","start":708.46,"end":708.78,"confidence":0.71313477,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.004935793578624725},{"word":"that's","start":708.78,"end":709.1,"confidence":0.98339844,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.29647547006607056},{"word":"that's","start":709.1,"end":709.515,"confidence":0.83496094,"punctuated_word":"that's","sentiment":"negative","sentiment_score":-0.34779053926467896},{"word":"part","start":709.675,"end":709.91504,"confidence":0.99902344,"punctuated_word":"part","sentiment":"neutral","sentiment_score":-0.28656598925590515},{"word":"of","start":709.91504,"end":709.995,"confidence":1.0,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.37215474247932434},{"word":"my","start":709.995,"end":710.47504,"confidence":0.99902344,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.4386343955993652},{"word":"frustrating","start":710.47504,"end":710.97504,"confidence":0.99902344,"punctuated_word":"frustrating","sentiment":"negative","sentiment_score":-0.43034645915031433},{"word":"problem","start":711.03503,"end":711.53503,"confidence":0.8720703,"punctuated_word":"problem.","sentiment":"negative","sentiment_score":-0.40465688705444336},{"word":"you","start":713.275,"end":713.35504,"confidence":0.8720703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.1249515414237976},{"word":"know","start":713.35504,"end":713.675,"confidence":0.94628906,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":-0.09703201055526732},{"word":"and","start":713.675,"end":714.175,"confidence":0.9921875,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.07053901255130768},{"word":"and","start":715.435,"end":715.935,"confidence":0.48168945,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1009746789932251},{"word":"it's","start":716.315,"end":716.47504,"confidence":0.92285156,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.138104647397995},{"word":"not","start":716.47504,"end":716.635,"confidence":0.97314453,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.18643277883529663},{"word":"like","start":716.635,"end":716.875,"confidence":0.9716797,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.19540221989154816},{"word":"i","start":716.875,"end":716.955,"confidence":0.9614258,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2280484139919281},{"word":"can't","start":716.955,"end":717.275,"confidence":0.9785156,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.24188408255577087},{"word":"service","start":717.275,"end":717.59503,"confidence":0.89208984,"punctuated_word":"service","sentiment":"neutral","sentiment_score":-0.30634135007858276},{"word":"a","start":717.59503,"end":717.755,"confidence":0.6064453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1822623610496521},{"word":"loan","start":717.755,"end":718.255,"confidence":1.0,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":-0.24022819101810455},{"word":"because","start":719.115,"end":719.35504,"confidence":0.7416992,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.08567535132169724},{"word":"i","start":719.35504,"end":719.515,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0818757489323616},{"word":"make","start":719.515,"end":719.675,"confidence":0.96533203,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.1271461695432663},{"word":"enough","start":719.675,"end":719.995,"confidence":1.0,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":-0.1215340495109558},{"word":"money","start":719.995,"end":720.395,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.15568608045578003},{"word":"to","start":720.395,"end":720.79504,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.16173958778381348},{"word":"to","start":720.79504,"end":721.115,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.17718154191970825},{"word":"pay","start":721.115,"end":721.35504,"confidence":0.99902344,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.2171229124069214},{"word":"my","start":721.35504,"end":721.515,"confidence":0.98535156,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.14747390151023865},{"word":"rent","start":721.515,"end":721.835,"confidence":1.0,"punctuated_word":"rent","sentiment":"neutral","sentiment_score":-0.14509941637516022},{"word":"and","start":721.835,"end":722.235,"confidence":0.97802734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.16614824533462524},{"word":"pay","start":722.235,"end":722.47504,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.206114798784256},{"word":"bills","start":722.47504,"end":722.79504,"confidence":1.0,"punctuated_word":"bills","sentiment":"neutral","sentiment_score":-0.16036291420459747},{"word":"and","start":722.79504,"end":723.03503,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.13257227838039398},{"word":"everything","start":723.03503,"end":723.515,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.10868196189403534},{"word":"here","start":723.515,"end":723.93,"confidence":0.984375,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.013840656727552414},{"word":"so","start":724.08997,"end":724.58997,"confidence":0.97998047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.041611820459365845},{"word":"what","start":725.21,"end":725.61,"confidence":0.68310547,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.014783114194869997},{"word":"you","start":725.85,"end":725.93,"confidence":0.9453125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03300335258245468},{"word":"know","start":725.93,"end":726.33,"confidence":0.9133301,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.022994257509708405},{"word":"i'd","start":726.33,"end":726.83,"confidence":0.8400879,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.025679608806967735},{"word":"i'd","start":727.05,"end":727.21,"confidence":0.92211914,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.10582434386014938},{"word":"probably","start":727.21,"end":727.61,"confidence":0.99609375,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.10759065300226212},{"word":"i'd","start":727.61,"end":727.85,"confidence":0.9680176,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.12527239322662354},{"word":"probably","start":727.85,"end":728.17,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.13949954509735107},{"word":"be","start":728.17,"end":728.33,"confidence":0.9951172,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.13942962884902954},{"word":"paying","start":728.33,"end":728.64996,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.16957223415374756},{"word":"less","start":728.64996,"end":729.05,"confidence":1.0,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.1176895797252655},{"word":"if","start":729.05,"end":729.29,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.10714565217494965},{"word":"i","start":729.29,"end":729.37,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09823358803987504},{"word":"had","start":729.37,"end":729.52997,"confidence":0.9941406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.12042202055454254},{"word":"a","start":729.52997,"end":729.61,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06218612939119339},{"word":"home","start":729.61,"end":729.85,"confidence":0.99902344,"punctuated_word":"home","sentiment":"neutral","sentiment_score":-0.06738103926181793},{"word":"loan","start":729.85,"end":730.35,"confidence":0.9855957,"punctuated_word":"loan.","sentiment":"neutral","sentiment_score":-0.012525844387710094},{"word":"next","start":742.265,"end":742.585,"confidence":0.9223633,"punctuated_word":"Next","sentiment":"neutral","sentiment_score":-0.02525065839290619},{"word":"year","start":742.585,"end":743.085,"confidence":0.9831543,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.004623483866453171},{"word":"yep","start":743.865,"end":744.365,"confidence":0.8708496,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.004957597702741623},{"word":"yep","start":744.505,"end":745.005,"confidence":0.8330078,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0932195633649826},{"word":"that's","start":747.065,"end":747.385,"confidence":0.6689453,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.20033203065395355},{"word":"alright","start":747.385,"end":747.885,"confidence":0.98950195,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":-0.08239473402500153},{"word":"yeah","start":759.35,"end":759.85,"confidence":0.8913574,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05925392732024193},{"word":"right","start":766.965,"end":767.465,"confidence":0.9104004,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.11148197948932648},{"word":"i","start":772.805,"end":772.965,"confidence":0.89453125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.056148987263441086},{"word":"do","start":772.965,"end":773.205,"confidence":0.66064453,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06559719145298004},{"word":"i","start":773.28503,"end":773.365,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06241697818040848},{"word":"did","start":773.365,"end":773.605,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.0564386174082756},{"word":"have","start":773.605,"end":773.925,"confidence":0.970459,"punctuated_word":"have.","sentiment":"neutral","sentiment_score":0.05099955201148987},{"word":"yeah","start":773.925,"end":774.27,"confidence":0.9904785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09260983765125276},{"word":"yeah","start":797.725,"end":798.225,"confidence":0.9621582,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07207651436328888},{"word":"yep","start":800.31,"end":800.81,"confidence":0.98657227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07661005854606628},{"word":"because","start":800.95,"end":801.19,"confidence":0.9658203,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.05135102570056915},{"word":"i","start":801.19,"end":801.27,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05320195481181145},{"word":"even","start":801.27,"end":801.67,"confidence":0.8618164,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.07387880980968475},{"word":"i","start":801.67,"end":801.75,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.007375732064247131},{"word":"even","start":801.75,"end":801.99,"confidence":0.9863281,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.023714378476142883},{"word":"have","start":801.99,"end":802.49,"confidence":0.9921875,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.017227686941623688},{"word":"i","start":802.79,"end":802.95,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06979687511920929},{"word":"mean","start":802.95,"end":803.19,"confidence":0.9560547,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.05115475133061409},{"word":"i","start":803.19,"end":803.43,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.050539761781692505},{"word":"even","start":803.43,"end":803.59,"confidence":0.9892578,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.0026116743683815},{"word":"have","start":803.59,"end":803.83,"confidence":0.9951172,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.029491856694221497},{"word":"the","start":803.83,"end":803.99,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01825450360774994},{"word":"option","start":803.99,"end":804.31,"confidence":1.0,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.028542689979076385},{"word":"of","start":804.31,"end":804.47003,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.023915275931358337},{"word":"having","start":804.47003,"end":804.79,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.04324866831302643},{"word":"my","start":804.79,"end":804.95,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.054081130772829056},{"word":"parents","start":804.95,"end":805.43,"confidence":0.99902344,"punctuated_word":"parents","sentiment":"neutral","sentiment_score":-0.04236619547009468},{"word":"going","start":805.43,"end":805.75,"confidence":0.97802734,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.05522976815700531},{"word":"as","start":805.75,"end":805.83,"confidence":0.7373047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.04493581503629685},{"word":"guarantor","start":805.83,"end":806.33,"confidence":0.85839844,"punctuated_word":"guarantor.","sentiment":"neutral","sentiment_score":-0.04403282329440117},{"word":"so","start":808.31,"end":808.81,"confidence":0.83740234,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.02815355360507965},{"word":"i","start":808.95,"end":809.11,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0014856010675430298},{"word":"mean","start":809.11,"end":809.35,"confidence":0.9995117,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.003927901387214661},{"word":"i've","start":809.35,"end":809.51,"confidence":0.9995117,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.034936100244522095},{"word":"got","start":809.51,"end":809.75,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.04533650726079941},{"word":"i've","start":809.75,"end":809.91003,"confidence":0.9970703,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.046447597444057465},{"word":"got","start":809.91003,"end":810.15,"confidence":0.9248047,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.04509720951318741},{"word":"everything","start":810.15,"end":810.65,"confidence":0.9980469,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.034349843859672546},{"word":"there","start":810.71,"end":811.21,"confidence":0.73535156,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.04860503226518631},{"word":"i","start":811.35,"end":811.59,"confidence":0.9199219,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.012410424649715424},{"word":"had","start":811.59,"end":811.83,"confidence":0.9951172,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.019488736987113953},{"word":"i","start":812.23,"end":812.39,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.004717990756034851},{"word":"mean","start":812.39,"end":812.63,"confidence":0.9970703,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.012624192982912064},{"word":"i","start":812.63,"end":812.79,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.001637190580368042},{"word":"had","start":812.79,"end":813.03,"confidence":0.9941406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.011774733662605286},{"word":"the","start":813.03,"end":813.19,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.016604818403720856},{"word":"deposit","start":813.19,"end":813.69,"confidence":0.8947754,"punctuated_word":"deposit,","sentiment":"neutral","sentiment_score":-0.02502911165356636},{"word":"but","start":815.155,"end":815.55505,"confidence":0.9506836,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06244500353932381},{"word":"like","start":815.55505,"end":815.875,"confidence":0.76171875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.11618757247924805},{"word":"i","start":815.875,"end":816.03503,"confidence":0.73876953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09139305353164671},{"word":"like","start":816.03503,"end":816.275,"confidence":0.9404297,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1068270206451416},{"word":"i","start":816.275,"end":816.435,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12350361794233322},{"word":"was","start":816.435,"end":816.59503,"confidence":0.9921875,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.14554809033870697},{"word":"like","start":816.67505,"end":816.91504,"confidence":0.8432617,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0970563143491745},{"word":"you","start":816.91504,"end":816.995,"confidence":0.8911133,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10066574066877364},{"word":"know","start":816.995,"end":817.395,"confidence":0.986084,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.11272310465574265},{"word":"i've","start":817.395,"end":817.635,"confidence":0.96899414,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.13062956929206848},{"word":"i've","start":817.635,"end":817.79504,"confidence":0.94433594,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.13154149055480957},{"word":"had","start":817.79504,"end":818.03503,"confidence":0.9970703,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.149258553981781},{"word":"the","start":818.03503,"end":818.195,"confidence":0.9790039,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1664658933877945},{"word":"surgery","start":818.195,"end":818.695,"confidence":0.92456055,"punctuated_word":"surgery.","sentiment":"neutral","sentiment_score":-0.10277855396270752},{"word":"well","start":818.91504,"end":819.41504,"confidence":0.9082031,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.04139812290668487},{"word":"because","start":819.55505,"end":819.79504,"confidence":0.9951172,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.09503842890262604},{"word":"i","start":819.79504,"end":819.955,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1303114891052246},{"word":"wasn't","start":819.955,"end":820.275,"confidence":1.0,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.1281694918870926},{"word":"working","start":820.275,"end":820.775,"confidence":0.8701172,"punctuated_word":"working,","sentiment":"neutral","sentiment_score":-0.16606681048870087},{"word":"i","start":820.91504,"end":821.075,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2077692747116089},{"word":"was","start":821.075,"end":821.315,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.20231866836547852},{"word":"living","start":821.315,"end":821.715,"confidence":0.98291016,"punctuated_word":"living","sentiment":"neutral","sentiment_score":-0.16897913813591003},{"word":"off","start":821.715,"end":822.11505,"confidence":0.99902344,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.1332801878452301},{"word":"my","start":822.11505,"end":822.435,"confidence":0.9970703,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1284302920103073},{"word":"savings","start":822.435,"end":822.935,"confidence":0.9885254,"punctuated_word":"savings.","sentiment":"neutral","sentiment_score":-0.12049731612205504},{"word":"so","start":826.03503,"end":826.53503,"confidence":0.9589844,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.01081712543964386},{"word":"i'm","start":826.835,"end":826.995,"confidence":0.9880371,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.03776839002966881},{"word":"just","start":826.995,"end":827.23505,"confidence":0.8408203,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06478208303451538},{"word":"building","start":827.23505,"end":827.55505,"confidence":0.9970703,"punctuated_word":"building","sentiment":"neutral","sentiment_score":0.031247109174728394},{"word":"that","start":827.55505,"end":827.715,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.029716968536376953},{"word":"back","start":827.715,"end":827.955,"confidence":0.7241211,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.0596252977848053},{"word":"up","start":827.955,"end":828.11505,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.007804632186889648},{"word":"right","start":828.11505,"end":828.35504,"confidence":0.99902344,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.012688979506492616},{"word":"now","start":828.35504,"end":828.85504,"confidence":0.8869629,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.011756721884012222},{"word":"and","start":829.35,"end":829.85,"confidence":0.96533203,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.056756146252155304},{"word":"you","start":830.31,"end":830.47,"confidence":0.95410156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03525936231017113},{"word":"know","start":830.47,"end":830.79,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.03392414748668671},{"word":"before","start":830.79,"end":831.11,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.02632743865251541},{"word":"i","start":831.11,"end":831.19,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.015676170587539673},{"word":"know","start":831.19,"end":831.35,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.012008927762508392},{"word":"it","start":831.35,"end":831.51,"confidence":0.9616699,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.027323760092258453},{"word":"i'll","start":831.51,"end":831.67,"confidence":0.9880371,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06122863292694092},{"word":"have","start":831.67,"end":832.17,"confidence":0.92749023,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.04437369853258133},{"word":"i","start":832.87,"end":832.95,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03720186650753021},{"word":"mean","start":832.95,"end":833.27,"confidence":0.9975586,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.05534375086426735},{"word":"60","start":833.27,"end":833.58997,"confidence":0.99609375,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.06915339082479477},{"word":"to","start":833.58997,"end":833.83,"confidence":0.8720703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03502899780869484},{"word":"$100,000","start":833.83,"end":834.87,"confidence":0.95353186,"punctuated_word":"$100,000","sentiment":"neutral","sentiment_score":0.09772970527410509},{"word":"in","start":834.87,"end":835.02997,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.048347532749176025},{"word":"savings","start":835.02997,"end":835.52997,"confidence":0.9995117,"punctuated_word":"savings.","sentiment":"neutral","sentiment_score":0.03218994289636612},{"word":"well","start":844.31,"end":844.81,"confidence":0.54418945,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.04679135978221893},{"word":"well","start":848.125,"end":848.625,"confidence":0.8979492,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.05949066579341888},{"word":"i'll","start":848.685,"end":848.925,"confidence":0.9890137,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.07000138610601425},{"word":"i'll","start":848.925,"end":849.00494,"confidence":0.83374023,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06791673600673676},{"word":"just","start":849.00494,"end":849.08496,"confidence":0.9921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08733414113521576},{"word":"i'll","start":850.76495,"end":850.925,"confidence":0.99609375,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.09987355768680573},{"word":"get","start":850.925,"end":851.08496,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.11498145759105682},{"word":"my","start":851.08496,"end":851.32495,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.10166961699724196},{"word":"savings","start":851.32495,"end":851.725,"confidence":0.99902344,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.11279433220624924},{"word":"up","start":851.725,"end":851.96497,"confidence":0.98291016,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.13797268271446228},{"word":"first","start":851.96497,"end":852.46497,"confidence":0.7055664,"punctuated_word":"first,","sentiment":"neutral","sentiment_score":0.10383443534374236},{"word":"and","start":853.245,"end":853.56494,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07518320530653},{"word":"then","start":853.56494,"end":854.06494,"confidence":0.9921875,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0919044464826584},{"word":"so","start":854.20496,"end":854.365,"confidence":0.99121094,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.07076512277126312},{"word":"i've","start":854.365,"end":854.52496,"confidence":0.99853516,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.07397650927305222},{"word":"got","start":854.52496,"end":854.685,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.06922939419746399},{"word":"you","start":854.925,"end":855.00494,"confidence":0.8232422,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.049685925245285034},{"word":"know","start":855.00494,"end":855.165,"confidence":0.9707031,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.054660484194755554},{"word":"if","start":855.165,"end":855.40497,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07152100652456284},{"word":"anything","start":855.40497,"end":855.725,"confidence":0.9980469,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.0744260847568512},{"word":"ever","start":855.725,"end":855.96497,"confidence":0.9941406,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.05407358705997467},{"word":"happens","start":855.96497,"end":856.285,"confidence":0.98461914,"punctuated_word":"happens,","sentiment":"neutral","sentiment_score":0.03544706106185913},{"word":"i've","start":856.285,"end":856.44495,"confidence":0.9946289,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.02162005379796028},{"word":"got","start":856.44495,"end":856.605,"confidence":0.99316406,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.005826637148857117},{"word":"a","start":856.605,"end":856.76495,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.013238687068223952},{"word":"deposit","start":856.76495,"end":857.26495,"confidence":1.0,"punctuated_word":"deposit","sentiment":"neutral","sentiment_score":0.00488242506980896},{"word":"sitting","start":857.725,"end":858.045,"confidence":0.99609375,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":-0.005623385310173035},{"word":"there","start":858.045,"end":858.36,"confidence":0.9975586,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.001136045902967453},{"word":"yes","start":869.07996,"end":869.57996,"confidence":0.81933594,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08314898610115051},{"word":"yep","start":883.335,"end":883.59,"confidence":0.8010254,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07248827069997787},{"word":"yes","start":894.47003,"end":894.97003,"confidence":0.99609375,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.014454195275902748},{"word":"yeah","start":930.435,"end":930.935,"confidence":0.79663086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.050396569073200226},{"word":"yes","start":950.405,"end":950.905,"confidence":0.96850586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08106499910354614},{"word":"yeah","start":969.94,"end":970.44,"confidence":0.96118164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05525389313697815},{"word":"yep","start":1000.54004,"end":1000.875,"confidence":0.92529297,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1437806338071823},{"word":"yeah","start":1027.85,"end":1028.175,"confidence":0.85791016,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04867124930024147},{"word":"yep","start":1038.495,"end":1038.995,"confidence":0.9863281,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.057827241718769073},{"word":"yeah","start":1047.59,"end":1048.07,"confidence":0.9802246,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03105805069208145},{"word":"well","start":1048.07,"end":1048.3099,"confidence":0.9748535,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.02679488994181156},{"word":"over","start":1048.3099,"end":1048.5499,"confidence":0.98535156,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.03746680170297623},{"word":"the","start":1048.5499,"end":1048.71,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03496180474758148},{"word":"next","start":1048.71,"end":1048.95,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.016744151711463928},{"word":"few","start":1048.95,"end":1049.19,"confidence":0.9970703,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.020363258197903633},{"word":"weeks","start":1049.19,"end":1049.69,"confidence":0.8342285,"punctuated_word":"weeks,","sentiment":"neutral","sentiment_score":0.0188167542219162},{"word":"once","start":1050.3099,"end":1050.5499,"confidence":0.5004883,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.022812914103269577},{"word":"i","start":1050.5499,"end":1050.71,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01625232584774494},{"word":"start","start":1050.71,"end":1051.03,"confidence":0.94970703,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.017213087528944016},{"word":"getting","start":1051.03,"end":1051.35,"confidence":0.9980469,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.02614717185497284},{"word":"these","start":1051.35,"end":1051.59,"confidence":0.9980469,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.022683851420879364},{"word":"jobs","start":1051.59,"end":1051.91,"confidence":1.0,"punctuated_word":"jobs","sentiment":"neutral","sentiment_score":0.009562818333506584},{"word":"out","start":1051.91,"end":1052.41,"confidence":0.98950195,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.01859194412827492},{"word":"that's","start":1052.79,"end":1053.03,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.016679935157299042},{"word":"when","start":1053.03,"end":1053.27,"confidence":0.9223633,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.018588794395327568},{"word":"i","start":1053.27,"end":1053.35,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.025069257244467735},{"word":"was","start":1053.35,"end":1053.6699,"confidence":0.83740234,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.013186277821660042},{"word":"thinking","start":1053.6699,"end":1054.07,"confidence":0.99609375,"punctuated_word":"thinking","sentiment":"neutral","sentiment_score":0.022838732227683067},{"word":"of","start":1054.07,"end":1054.57,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.019546937197446823},{"word":"starting","start":1054.71,"end":1055.19,"confidence":0.9863281,"punctuated_word":"starting","sentiment":"neutral","sentiment_score":0.008095253258943558},{"word":"to","start":1055.19,"end":1055.35,"confidence":0.5625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.010091597214341164},{"word":"contributing","start":1055.35,"end":1055.85,"confidence":0.9707031,"punctuated_word":"contributing.","sentiment":"neutral","sentiment_score":0.0225564856082201},{"word":"well","start":1065.805,"end":1066.305,"confidence":0.8703613,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.06552782654762268},{"word":"i","start":1066.365,"end":1066.525,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06702254712581635},{"word":"could","start":1066.525,"end":1067.025,"confidence":0.7314453,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.06862348318099976},{"word":"well","start":1067.885,"end":1068.2051,"confidence":0.96313477,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.029963573440909386},{"word":"in","start":1068.2051,"end":1068.365,"confidence":0.99121094,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.017868997529149055},{"word":"my","start":1068.365,"end":1068.525,"confidence":0.99121094,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.0273280069231987},{"word":"position","start":1068.525,"end":1068.925,"confidence":0.97143555,"punctuated_word":"position,","sentiment":"neutral","sentiment_score":0.029512744396924973},{"word":"i","start":1068.925,"end":1069.0851,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.028851911425590515},{"word":"i","start":1069.0851,"end":1069.245,"confidence":0.7036133,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.026976848021149635},{"word":"was","start":1069.245,"end":1069.405,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.01317739486694336},{"word":"looking","start":1069.405,"end":1069.725,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.03021153435111046},{"word":"at","start":1069.725,"end":1070.225,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.02831469662487507},{"word":"a","start":1070.285,"end":1070.4451,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.038021501153707504},{"word":"100","start":1070.4451,"end":1070.765,"confidence":0.99902344,"punctuated_word":"100","sentiment":"neutral","sentiment_score":0.04089674353599548},{"word":"at","start":1071.0851,"end":1071.165,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.017013348639011383},{"word":"least","start":1071.165,"end":1071.405,"confidence":1.0,"punctuated_word":"least","sentiment":"neutral","sentiment_score":0.003028351813554764},{"word":"a","start":1071.405,"end":1071.485,"confidence":0.9589844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.036439161747694016},{"word":"100","start":1071.485,"end":1071.805,"confidence":1.0,"punctuated_word":"100","sentiment":"neutral","sentiment_score":0.030468061566352844},{"word":"a","start":1071.805,"end":1072.045,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03475017845630646},{"word":"week","start":1072.045,"end":1072.26,"confidence":0.93237305,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.02961363270878792},{"word":"yeah","start":1080.1,"end":1080.6,"confidence":0.9526367,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1592913568019867},{"word":"yes","start":1083.9401,"end":1084.42,"confidence":0.9650879,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0990704894065857},{"word":"yes","start":1084.42,"end":1084.92,"confidence":0.9379883,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09925615787506104},{"word":"yeah","start":1085.7351,"end":1085.9751,"confidence":0.935791,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1290669143199921},{"word":"out","start":1085.9751,"end":1086.2151,"confidence":0.9448242,"punctuated_word":"Out","sentiment":"neutral","sentiment_score":0.24724793434143064},{"word":"of","start":1086.2151,"end":1086.375,"confidence":0.96240234,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.031601592898368835},{"word":"out","start":1086.375,"end":1086.6151,"confidence":0.98828125,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.04293755441904068},{"word":"of","start":1086.6151,"end":1086.775,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03846032917499542},{"word":"my","start":1086.775,"end":1086.8551,"confidence":0.9716797,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.02620389126241207},{"word":"out","start":1086.8551,"end":1087.175,"confidence":0.9892578,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.02893032133579254},{"word":"of","start":1087.175,"end":1087.3351,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02594461664557457},{"word":"my","start":1087.3351,"end":1087.4951,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.011462320573627949},{"word":"business","start":1087.4951,"end":1087.895,"confidence":0.99902344,"punctuated_word":"business","sentiment":"neutral","sentiment_score":-0.03710396960377693},{"word":"account","start":1087.895,"end":1088.395,"confidence":0.99902344,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":-0.02456524223089218},{"word":"yeah","start":1090.375,"end":1090.875,"confidence":0.92700195,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.4260514378547669},{"word":"yeah","start":1116.4049,"end":1116.9049,"confidence":0.7648926,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.500937819480896},{"word":"yeah","start":1119.2849,"end":1119.7849,"confidence":0.90405273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15085767209529877},{"word":"soultrainer","start":1128.06,"end":1128.56,"confidence":0.5229492,"punctuated_word":"SoulTrainer.","sentiment":"neutral","sentiment_score":0.05550460144877434},{"word":"it's","start":1150.3151,"end":1150.53,"confidence":0.7351074,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.15992262959480286},{"word":"well","start":1151.81,"end":1152.31,"confidence":0.97265625,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.15863333642482758},{"word":"with","start":1152.93,"end":1153.17,"confidence":0.7338867,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18874940276145935},{"word":"the","start":1153.17,"end":1153.25,"confidence":0.96240234,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17197838425636292},{"word":"work","start":1153.25,"end":1153.49,"confidence":0.94189453,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.2447180598974228},{"word":"the","start":1153.49,"end":1153.65,"confidence":0.8432617,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19696268439292908},{"word":"way","start":1153.65,"end":1153.81,"confidence":0.9980469,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.26910266280174255},{"word":"it's","start":1153.81,"end":1153.97,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.15228116512298584},{"word":"going","start":1153.97,"end":1154.37,"confidence":0.9658203,"punctuated_word":"going,","sentiment":"neutral","sentiment_score":0.17834648489952087},{"word":"it","start":1154.37,"end":1154.53,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11815978586673737},{"word":"it","start":1154.53,"end":1154.61,"confidence":0.9790039,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07744241505861282},{"word":"it","start":1154.61,"end":1155.11,"confidence":0.94384766,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10230737924575806},{"word":"could","start":1155.25,"end":1155.49,"confidence":0.9921875,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.1677536964416504},{"word":"be","start":1155.49,"end":1155.65,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.09564874321222304},{"word":"more","start":1155.65,"end":1156.15,"confidence":0.98706055,"punctuated_word":"more.","sentiment":"neutral","sentiment_score":0.018197882920503616},{"word":"yeah","start":1158.13,"end":1158.63,"confidence":0.9921875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.029996713623404503},{"word":"no","start":1162.13,"end":1162.4501,"confidence":0.6994629,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06796887516975403},{"word":"i'd","start":1162.4501,"end":1162.61,"confidence":0.92822266,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.0406930148601532},{"word":"leave","start":1162.61,"end":1162.77,"confidence":0.9526367,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.06411489844322205},{"word":"it","start":1162.77,"end":1162.93,"confidence":0.50878906,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.011874988675117493},{"word":"yeah","start":1163.25,"end":1163.75,"confidence":0.98583984,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.01018199883401394},{"word":"i'd","start":1164.13,"end":1164.29,"confidence":0.9975586,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.03439714014530182},{"word":"let","start":1164.29,"end":1164.4501,"confidence":0.37597656,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.015752404928207397},{"word":"i'd","start":1164.53,"end":1164.6901,"confidence":0.99560547,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.010173026472330092},{"word":"leave","start":1164.6901,"end":1164.85,"confidence":0.9980469,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.05482079833745957},{"word":"it","start":1164.85,"end":1165.01,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.03529728949069977},{"word":"at","start":1165.01,"end":1165.17,"confidence":0.984375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.05395333841443062},{"word":"that","start":1165.17,"end":1165.41,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03530339151620865},{"word":"for","start":1165.41,"end":1165.65,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.029437288641929623},{"word":"now","start":1165.65,"end":1166.15,"confidence":0.90356445,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.0010710898786783218},{"word":"and","start":1167.6951,"end":1167.935,"confidence":0.98535156,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03450211137533188},{"word":"then","start":1167.935,"end":1168.415,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.04084961861371994},{"word":"once","start":1168.415,"end":1168.655,"confidence":0.9614258,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.03799126669764519},{"word":"i've","start":1168.655,"end":1168.895,"confidence":0.99902344,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.017705045640468597},{"word":"done","start":1168.895,"end":1169.055,"confidence":0.9921875,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.029607243835926056},{"word":"a","start":1169.055,"end":1169.555,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.055257417261600494},{"word":"full","start":1169.615,"end":1169.935,"confidence":0.9970703,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.0951966643333435},{"word":"financial","start":1169.935,"end":1170.435,"confidence":1.0,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.04110041633248329},{"word":"year","start":1170.495,"end":1170.8151,"confidence":0.9838867,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.0595812015235424},{"word":"then","start":1170.8151,"end":1171.135,"confidence":0.95703125,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0616719126701355},{"word":"i'll","start":1171.135,"end":1171.635,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.03426610678434372},{"word":"i'll","start":1172.655,"end":1172.895,"confidence":0.84472656,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.04189027473330498},{"word":"i'll","start":1172.895,"end":1173.055,"confidence":0.80029297,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.04752060770988464},{"word":"see","start":1173.055,"end":1173.295,"confidence":0.97509766,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.025494031608104702},{"word":"what","start":1173.295,"end":1173.4551,"confidence":0.96435547,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0160018689930439},{"word":"it's","start":1173.4551,"end":1173.615,"confidence":0.93237305,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.02197069302201271},{"word":"what","start":1173.615,"end":1173.855,"confidence":0.97509766,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.0165725015103817},{"word":"it's","start":1173.855,"end":1174.015,"confidence":0.9909668,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.006215178873389959},{"word":"actually","start":1174.015,"end":1174.3351,"confidence":0.9941406,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.014675982296466827},{"word":"at","start":1174.3351,"end":1174.8351,"confidence":0.9941406,"punctuated_word":"at.","sentiment":"neutral","sentiment_score":0.02242235466837883},{"word":"yeah","start":1195.1649,"end":1195.6649,"confidence":0.9152832,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04912545159459114},{"word":"yep","start":1205.4049,"end":1205.9049,"confidence":0.951416,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.08735136687755585},{"word":"yep","start":1242.5,"end":1242.765,"confidence":0.9946289,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.018124379217624664},{"word":"alright","start":1264.63,"end":1265.13,"confidence":0.67858887,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":-0.043557316064834595},{"word":"yep","start":1269.99,"end":1270.365,"confidence":0.9951172,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.04346136376261711},{"word":"right","start":1282.6849,"end":1283.1849,"confidence":0.967041,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.04649629443883896},{"word":"yeah","start":1286.37,"end":1286.87,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.2602510452270508},{"word":"yeah","start":1300.0651,"end":1300.225,"confidence":0.98535156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.16055724024772644},{"word":"sure","start":1300.225,"end":1300.725,"confidence":0.9785156,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":-0.11003641039133072},{"word":"yes","start":1318.4,"end":1318.9,"confidence":0.7939453,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0166593287140131},{"word":"yeah","start":1323.465,"end":1323.965,"confidence":0.98999023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.015315623953938484},{"word":"yeah","start":1331.465,"end":1331.965,"confidence":0.89501953,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.007729396224021912},{"word":"i","start":1337.73,"end":1337.8099,"confidence":0.9316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02573275752365589},{"word":"mean","start":1337.8099,"end":1338.3099,"confidence":1.0,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":-0.032875895500183105},{"word":"i","start":1338.45,"end":1338.61,"confidence":0.46557617,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.010414939373731611},{"word":"mean","start":1338.61,"end":1338.7699,"confidence":0.94140625,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.017422910779714584},{"word":"it","start":1338.7699,"end":1338.85,"confidence":0.99316406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.01945207640528679},{"word":"is","start":1338.85,"end":1339.1699,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.024808533489704132},{"word":"kinda","start":1339.1699,"end":1339.49,"confidence":0.5083008,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.004433676600456238},{"word":"sufficient","start":1339.49,"end":1339.99,"confidence":0.96728516,"punctuated_word":"sufficient.","sentiment":"neutral","sentiment_score":0.010542327538132668},{"word":"i","start":1340.0499,"end":1340.13,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.011308643966913223},{"word":"mean","start":1340.13,"end":1340.63,"confidence":0.99902344,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":0.023705605417490005},{"word":"yeah","start":1341.09,"end":1341.59,"confidence":0.9506836,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.2403596192598343},{"word":"yes","start":1353.345,"end":1353.845,"confidence":0.99902344,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.010484591126441956},{"word":"yeah","start":1378.015,"end":1378.515,"confidence":0.9748535,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.13143451511859894},{"word":"right","start":1396.1901,"end":1396.51,"confidence":0.78564453,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.032760899513959885},{"word":"well","start":1396.51,"end":1396.75,"confidence":0.9511719,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.045281969010829926},{"word":"that's","start":1396.75,"end":1397.055,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.03667429089546203},{"word":"sorry","start":1398.255,"end":1398.655,"confidence":0.6616211,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.06600470095872879},{"word":"i","start":1398.655,"end":1398.7351,"confidence":0.63427734,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06995929777622223},{"word":"was","start":1398.7351,"end":1398.8151,"confidence":0.73583984,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.07652172446250916},{"word":"gonna","start":1398.8151,"end":1398.9751,"confidence":0.9326172,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.08757394552230835},{"word":"say","start":1398.9751,"end":1399.2151,"confidence":0.9970703,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.06184962019324303},{"word":"that's","start":1399.2151,"end":1399.535,"confidence":0.8083496,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.07574476301670074},{"word":"that's","start":1399.535,"end":1399.775,"confidence":0.9790039,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.08273623883724213},{"word":"how","start":1399.775,"end":1400.015,"confidence":0.9951172,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.11755594611167908},{"word":"it","start":1400.015,"end":1400.175,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.10751994699239732},{"word":"was","start":1400.175,"end":1400.675,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.11106810718774796},{"word":"once","start":1400.8151,"end":1401.135,"confidence":0.82470703,"punctuated_word":"once","sentiment":"neutral","sentiment_score":-0.10041197389364244},{"word":"i","start":1401.135,"end":1401.295,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11177368462085724},{"word":"came","start":1401.295,"end":1401.535,"confidence":1.0,"punctuated_word":"came","sentiment":"neutral","sentiment_score":-0.09698273241519928},{"word":"out","start":1401.535,"end":1401.6951,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.08981254696846008},{"word":"of","start":1401.6951,"end":1401.8551,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.14126677811145782},{"word":"hospital","start":1401.8551,"end":1402.175,"confidence":0.90625,"punctuated_word":"hospital","sentiment":"neutral","sentiment_score":-0.12143252789974213},{"word":"from","start":1402.175,"end":1402.415,"confidence":0.9970703,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.15034107863903046},{"word":"the","start":1402.415,"end":1402.655,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12893173098564148},{"word":"from","start":1402.655,"end":1402.895,"confidence":0.9980469,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.13093315064907074},{"word":"the","start":1402.895,"end":1403.055,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1367872655391693},{"word":"surgery","start":1403.055,"end":1403.555,"confidence":0.75024414,"punctuated_word":"surgery.","sentiment":"neutral","sentiment_score":-0.1051093190908432},{"word":"for","start":1405.055,"end":1405.375,"confidence":0.6611328,"punctuated_word":"For","sentiment":"neutral","sentiment_score":-0.10683552175760268},{"word":"for","start":1405.375,"end":1405.6151,"confidence":0.9428711,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.10403597354888916},{"word":"three","start":1405.6151,"end":1405.935,"confidence":0.9921875,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.1049947664141655},{"word":"months","start":1405.935,"end":1406.255,"confidence":0.982666,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":-0.0883416011929512},{"word":"i","start":1406.255,"end":1406.415,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1351403445005417},{"word":"wasn't","start":1406.415,"end":1406.7351,"confidence":0.9995117,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.1400393843650818},{"word":"able","start":1406.7351,"end":1407.055,"confidence":0.99902344,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.1564953327178955},{"word":"to","start":1407.055,"end":1407.2151,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1871909648180008},{"word":"drive","start":1407.2151,"end":1407.7151,"confidence":0.7685547,"punctuated_word":"drive,","sentiment":"neutral","sentiment_score":-0.13549600541591644},{"word":"wasn't","start":1408.0951,"end":1408.415,"confidence":0.9802246,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.13695380091667175},{"word":"able","start":1408.415,"end":1408.7351,"confidence":0.99902344,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.15567916631698608},{"word":"to","start":1408.7351,"end":1409.055,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.15050819516181946},{"word":"oh","start":1409.3025,"end":1409.55,"confidence":0.79125977,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.17396295070648193},{"word":"had","start":1410.03,"end":1410.1901,"confidence":0.8989258,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.18045195937156677},{"word":"difficulty","start":1410.1901,"end":1410.6901,"confidence":0.9362793,"punctuated_word":"difficulty,","sentiment":"neutral","sentiment_score":-0.20127061009407043},{"word":"you","start":1410.91,"end":1411.0701,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15050585567951202},{"word":"know","start":1411.0701,"end":1411.5701,"confidence":0.9567871,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.1677689552307129},{"word":"had","start":1412.51,"end":1412.75,"confidence":0.8461914,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.19254738092422485},{"word":"my","start":1412.75,"end":1412.91,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1786777526140213},{"word":"wife","start":1412.91,"end":1413.15,"confidence":1.0,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.15640562772750854},{"word":"and","start":1413.15,"end":1413.31,"confidence":0.9921875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1381412297487259},{"word":"my","start":1413.31,"end":1413.4701,"confidence":0.9770508,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.14524130523204803},{"word":"kids","start":1413.4701,"end":1413.9501,"confidence":0.9614258,"punctuated_word":"kids,","sentiment":"neutral","sentiment_score":-0.143381267786026},{"word":"like","start":1413.9501,"end":1414.1901,"confidence":0.9855957,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1162840723991394},{"word":"help","start":1414.1901,"end":1414.43,"confidence":0.8095703,"punctuated_word":"help","sentiment":"neutral","sentiment_score":-0.1470671147108078},{"word":"me","start":1414.43,"end":1414.67,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.15248559415340424},{"word":"change","start":1414.67,"end":1415.17,"confidence":0.92163086,"punctuated_word":"change.","sentiment":"neutral","sentiment_score":-0.14213623106479645},{"word":"i","start":1416.3501,"end":1416.51,"confidence":0.92089844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1925056427717209},{"word":"couldn't","start":1416.51,"end":1416.8301,"confidence":1.0,"punctuated_word":"couldn't","sentiment":"neutral","sentiment_score":-0.18649867177009585},{"word":"shower","start":1416.8301,"end":1417.15,"confidence":0.95166016,"punctuated_word":"shower","sentiment":"neutral","sentiment_score":-0.17624559998512268},{"word":"by","start":1417.15,"end":1417.39,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.2101360261440277},{"word":"myself","start":1417.39,"end":1417.89,"confidence":0.7844238,"punctuated_word":"myself,","sentiment":"neutral","sentiment_score":-0.22823211550712583},{"word":"you","start":1418.1901,"end":1418.3501,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17876198887825012},{"word":"know","start":1418.3501,"end":1418.5901,"confidence":0.99365234,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.18477016687393188},{"word":"all","start":1418.5901,"end":1418.75,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.18792444467544556},{"word":"that","start":1418.75,"end":1418.99,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15805557370185852},{"word":"sort","start":1418.99,"end":1419.2301,"confidence":1.0,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.2050014436244965},{"word":"of","start":1419.2301,"end":1419.31,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2290898859500885},{"word":"stuff","start":1419.31,"end":1419.55,"confidence":0.95874023,"punctuated_word":"stuff.","sentiment":"neutral","sentiment_score":-0.21339011192321777},{"word":"it","start":1419.55,"end":1419.7101,"confidence":0.9902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.15693174302577972},{"word":"was","start":1419.7101,"end":1420.2101,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.1489461362361908},{"word":"yeah","start":1421.87,"end":1422.1101,"confidence":0.98828125,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.14048287272453308},{"word":"that's","start":1422.1101,"end":1422.3501,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.14507271349430084},{"word":"what","start":1422.3501,"end":1422.5901,"confidence":0.9951172,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.12253396213054656},{"word":"it","start":1422.5901,"end":1422.67,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1220659837126732},{"word":"was","start":1422.67,"end":1422.91,"confidence":0.9980469,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.14212316274642944},{"word":"like","start":1422.91,"end":1423.215,"confidence":0.92333984,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.12088003754615784},{"word":"with","start":1423.775,"end":1424.095,"confidence":0.99609375,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.15795159339904785},{"word":"recovery","start":1424.095,"end":1424.595,"confidence":0.9770508,"punctuated_word":"recovery.","sentiment":"neutral","sentiment_score":-0.1473306566476822},{"word":"yes","start":1440.9501,"end":1441.4501,"confidence":0.9592285,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.03246310353279114},{"word":"yeah","start":1474.6599,"end":1475.14,"confidence":0.87353516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08226668834686279},{"word":"yeah","start":1475.14,"end":1475.64,"confidence":0.88378906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08662067353725433},{"word":"yep","start":1489.585,"end":1489.8,"confidence":0.84814453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.012576764449477196},{"word":"yeah","start":1496.3601,"end":1496.8601,"confidence":0.92285156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0459422804415226},{"word":"yeah","start":1521.68,"end":1522.18,"confidence":0.984375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.023151637986302376},{"word":"i","start":1531.605,"end":1532.105,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.32701241970062256},{"word":"i","start":1532.485,"end":1532.645,"confidence":0.73339844,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2839803993701935},{"word":"probably","start":1532.645,"end":1532.965,"confidence":0.95410156,"punctuated_word":"probably","sentiment":"negative","sentiment_score":-0.3696776330471039},{"word":"i'd","start":1534.405,"end":1534.645,"confidence":0.671875,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.1314501315355301},{"word":"be","start":1534.645,"end":1534.8049,"confidence":0.8588867,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.09066437184810638},{"word":"i'd","start":1535.205,"end":1535.445,"confidence":0.90356445,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.1044846773147583},{"word":"certainly","start":1535.445,"end":1535.9249,"confidence":0.5703125,"punctuated_word":"certainly","sentiment":"neutral","sentiment_score":-0.05150218307971954},{"word":"leave","start":1535.9249,"end":1536.085,"confidence":0.7866211,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":-0.16165772080421448},{"word":"it","start":1536.085,"end":1536.325,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1216057911515236},{"word":"as","start":1536.325,"end":1536.485,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.10093672573566435},{"word":"it","start":1536.485,"end":1536.645,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.11955049633979796},{"word":"is","start":1536.645,"end":1537.145,"confidence":0.7832031,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.065038301050663},{"word":"you","start":1538.565,"end":1538.725,"confidence":0.5058594,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.06410666555166245},{"word":"know","start":1538.725,"end":1538.845,"confidence":0.80249023,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.05342693254351616},{"word":"i","start":1538.845,"end":1538.965,"confidence":0.3100586,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06306829303503036},{"word":"knowing","start":1539.0449,"end":1539.525,"confidence":0.9921875,"punctuated_word":"knowing","sentiment":"neutral","sentiment_score":-0.08411791920661926},{"word":"that","start":1539.525,"end":1539.845,"confidence":0.8598633,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11679822206497192},{"word":"the","start":1539.845,"end":1540.345,"confidence":0.9291992,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13681334257125854},{"word":"the","start":1542.325,"end":1542.405,"confidence":0.80908203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12880700826644895},{"word":"way","start":1542.405,"end":1542.565,"confidence":0.9707031,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.14110732078552246},{"word":"it","start":1542.565,"end":1542.725,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13003915548324585},{"word":"was","start":1542.725,"end":1543.0449,"confidence":0.82666016,"punctuated_word":"was,","sentiment":"neutral","sentiment_score":-0.1022067666053772},{"word":"i","start":1543.0449,"end":1543.125,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08810310065746307},{"word":"mean","start":1543.125,"end":1543.625,"confidence":0.99658203,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.055471427738666534},{"word":"i","start":1543.89,"end":1544.39,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2272428721189499},{"word":"i","start":1545.5701,"end":1545.73,"confidence":0.94628906,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.28726187348365784},{"word":"honestly","start":1545.73,"end":1546.23,"confidence":0.9267578,"punctuated_word":"honestly","sentiment":"negative","sentiment_score":-0.3441148102283478},{"word":"misread","start":1546.61,"end":1547.11,"confidence":0.99853516,"punctuated_word":"misread","sentiment":"neutral","sentiment_score":-0.2838226556777954},{"word":"the","start":1547.81,"end":1547.89,"confidence":0.9472656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2455960065126419},{"word":"way","start":1547.89,"end":1548.39,"confidence":0.99121094,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.2439562976360321},{"word":"the","start":1549.73,"end":1550.23,"confidence":0.79003906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14595627784729004},{"word":"the","start":1550.45,"end":1550.95,"confidence":0.96972656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.17918731272220612},{"word":"how","start":1551.41,"end":1551.81,"confidence":0.95947266,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.1547226756811142},{"word":"how","start":1551.81,"end":1551.89,"confidence":0.9301758,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.14224129915237427},{"word":"far","start":1551.89,"end":1552.13,"confidence":0.8310547,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.15762130916118622},{"word":"you","start":1552.13,"end":1552.29,"confidence":0.9448242,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17379629611968994},{"word":"had","start":1552.29,"end":1552.4501,"confidence":0.8154297,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.16484707593917847},{"word":"to","start":1552.4501,"end":1552.61,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.214506596326828},{"word":"be","start":1552.61,"end":1553.11,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.24508285522460935},{"word":"to","start":1553.17,"end":1553.3301,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.23635661602020264},{"word":"actually","start":1553.3301,"end":1553.8301,"confidence":0.9951172,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.1427362561225891},{"word":"claim","start":1553.89,"end":1554.39,"confidence":0.9465332,"punctuated_word":"claim.","sentiment":"neutral","sentiment_score":-0.14053672552108765},{"word":"so","start":1555.49,"end":1555.65,"confidence":0.5883789,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.03279808163642883},{"word":"yeah","start":1555.81,"end":1556.05,"confidence":0.9790039,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.015803398564457893},{"word":"because","start":1556.05,"end":1556.37,"confidence":0.9375,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.031193487346172333},{"word":"i","start":1556.37,"end":1556.87,"confidence":0.50097656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04659853130578995},{"word":"yeah","start":1558.825,"end":1559.145,"confidence":0.9736328,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.023441817611455917},{"word":"because","start":1559.145,"end":1559.385,"confidence":0.9902344,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.048565104603767395},{"word":"i","start":1559.385,"end":1559.465,"confidence":0.9770508,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11586657166481018},{"word":"was","start":1559.465,"end":1559.625,"confidence":0.99121094,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.10965649783611298},{"word":"kinda","start":1559.625,"end":1560.025,"confidence":0.80810547,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.1239769235253334},{"word":"at","start":1560.1849,"end":1560.4249,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.14015282690525055},{"word":"first","start":1560.4249,"end":1560.665,"confidence":0.982666,"punctuated_word":"first,","sentiment":"neutral","sentiment_score":-0.13799148797988892},{"word":"i","start":1560.665,"end":1560.825,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15204191207885742},{"word":"thought","start":1560.825,"end":1560.985,"confidence":0.9941406,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.15243631601333618},{"word":"we're","start":1560.985,"end":1561.145,"confidence":0.92407227,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.24969816207885745},{"word":"gonna","start":1561.145,"end":1561.385,"confidence":0.96875,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.27153280377388},{"word":"struggle","start":1561.385,"end":1561.785,"confidence":0.9970703,"punctuated_word":"struggle","sentiment":"negative","sentiment_score":-0.3678763806819916},{"word":"with","start":1561.785,"end":1562.285,"confidence":1.0,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.3543837368488312},{"word":"with","start":1562.745,"end":1563.245,"confidence":0.94189453,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2823305130004883},{"word":"having","start":1563.545,"end":1563.865,"confidence":0.9560547,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.27105721831321716},{"word":"that","start":1563.865,"end":1564.105,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.20998279750347135},{"word":"money","start":1564.105,"end":1564.4249,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.24984490871429443},{"word":"coming","start":1564.4249,"end":1564.665,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":-0.26590728759765625},{"word":"in","start":1564.665,"end":1564.825,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.19501157104969025},{"word":"and","start":1564.825,"end":1565.065,"confidence":0.8833008,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15867272019386292},{"word":"still","start":1565.065,"end":1565.225,"confidence":0.99316406,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.1977461874485016},{"word":"having","start":1565.225,"end":1565.545,"confidence":0.9980469,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.2021227478981018},{"word":"to","start":1565.545,"end":1565.705,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.18390311300754547},{"word":"pay","start":1565.705,"end":1565.865,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.214735746383667},{"word":"rent","start":1565.865,"end":1566.1849,"confidence":0.9980469,"punctuated_word":"rent","sentiment":"neutral","sentiment_score":-0.001381121575832367},{"word":"and","start":1566.1849,"end":1566.585,"confidence":0.9301758,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06691660732030869},{"word":"food","start":1566.585,"end":1566.825,"confidence":0.89746094,"punctuated_word":"food","sentiment":"neutral","sentiment_score":-0.08004757761955261},{"word":"on","start":1566.825,"end":1567.065,"confidence":0.50683594,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0576506182551384},{"word":"table","start":1567.065,"end":1567.565,"confidence":0.6999512,"punctuated_word":"table.","sentiment":"neutral","sentiment_score":-0.006961669772863388},{"word":"and","start":1567.865,"end":1568.025,"confidence":0.9941406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.14079120755195618},{"word":"then","start":1568.025,"end":1568.345,"confidence":0.99609375,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.10736612975597382},{"word":"basically","start":1568.345,"end":1568.845,"confidence":0.8132324,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.14412173628807068},{"word":"yeah","start":1571.51,"end":1571.75,"confidence":0.8762207,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.2937023937702179},{"word":"i","start":1571.75,"end":1571.91,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4117275476455689},{"word":"worked","start":1571.91,"end":1572.15,"confidence":0.9921875,"punctuated_word":"worked","sentiment":"positive","sentiment_score":0.39871203899383545},{"word":"it","start":1572.15,"end":1572.31,"confidence":0.9980469,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3938712477684021},{"word":"all","start":1572.31,"end":1572.47,"confidence":0.9951172,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.3869976997375488},{"word":"out","start":1572.47,"end":1572.63,"confidence":0.9970703,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.39512473344802856},{"word":"anyway","start":1572.63,"end":1572.95,"confidence":0.7404785,"punctuated_word":"anyway,","sentiment":"positive","sentiment_score":0.34663480520248413},{"word":"so","start":1572.95,"end":1573.19,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.32051652669906616},{"word":"it","start":1573.19,"end":1573.27,"confidence":0.984375,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3951060175895691},{"word":"was","start":1573.27,"end":1573.51,"confidence":0.99609375,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.38895705342292786},{"word":"fine","start":1573.51,"end":1574.01,"confidence":0.99609375,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.2371788918972015},{"word":"yeah","start":1581.43,"end":1581.93,"confidence":0.87939453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05019406229257584},{"word":"yeah","start":1583.11,"end":1583.59,"confidence":0.9448242,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.00488821417093277},{"word":"i","start":1583.59,"end":1583.67,"confidence":0.91748047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01924040913581848},{"word":"mean","start":1583.67,"end":1583.91,"confidence":0.9765625,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.005288274958729744},{"word":"i","start":1583.91,"end":1584.07,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.029726386070251465},{"word":"didn't","start":1584.07,"end":1584.495,"confidence":0.9995117,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.02871825359761715},{"word":"i","start":1584.575,"end":1584.735,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04828374832868576},{"word":"didn't","start":1584.735,"end":1584.975,"confidence":1.0,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.037882860749959946},{"word":"have","start":1584.975,"end":1585.295,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05238249897956848},{"word":"to","start":1585.295,"end":1585.375,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06443905830383301},{"word":"have","start":1585.375,"end":1585.535,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05911418795585632},{"word":"the","start":1585.535,"end":1585.695,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07382595539093018},{"word":"surgery","start":1585.695,"end":1586.175,"confidence":1.0,"punctuated_word":"surgery","sentiment":"neutral","sentiment_score":-0.055034443736076355},{"word":"now","start":1586.175,"end":1586.675,"confidence":0.9902344,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.06263753771781921},{"word":"it","start":1588.095,"end":1588.255,"confidence":0.7788086,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.10406807065010072},{"word":"was","start":1588.255,"end":1588.415,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.08696699887514114},{"word":"just","start":1588.415,"end":1588.495,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.07697248458862305},{"word":"a","start":1588.495,"end":1588.995,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10737937688827516},{"word":"a","start":1589.215,"end":1589.295,"confidence":0.5776367,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14367219805717468},{"word":"valve","start":1589.295,"end":1589.615,"confidence":0.8598633,"punctuated_word":"valve","sentiment":"neutral","sentiment_score":-0.2062147855758667},{"word":"that","start":1589.615,"end":1589.775,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.18810714781284332},{"word":"wasn't","start":1589.775,"end":1590.175,"confidence":1.0,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.19692009687423703},{"word":"working","start":1590.175,"end":1590.655,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.2338799685239792},{"word":"properly","start":1590.655,"end":1591.155,"confidence":0.98291016,"punctuated_word":"properly.","sentiment":"neutral","sentiment_score":-0.18062201142311096},{"word":"it","start":1591.215,"end":1591.375,"confidence":0.9951172,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.10500730574131012},{"word":"was","start":1591.375,"end":1591.535,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.09417703747749329},{"word":"working","start":1591.535,"end":1591.9349,"confidence":0.8527832,"punctuated_word":"working,","sentiment":"neutral","sentiment_score":-0.07859070599079132},{"word":"but","start":1591.9349,"end":1592.095,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06963791698217392},{"word":"not","start":1592.095,"end":1592.595,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1685289740562439},{"word":"to","start":1592.655,"end":1592.815,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10587817430496216},{"word":"its","start":1592.815,"end":1593.055,"confidence":0.984375,"punctuated_word":"its","sentiment":"neutral","sentiment_score":-0.13622118532657623},{"word":"full","start":1593.055,"end":1593.295,"confidence":0.99902344,"punctuated_word":"full","sentiment":"neutral","sentiment_score":-0.09938500076532364},{"word":"extent","start":1593.295,"end":1593.795,"confidence":0.9770508,"punctuated_word":"extent.","sentiment":"neutral","sentiment_score":-0.12011004239320756},{"word":"and","start":1594.015,"end":1594.515,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.043211258947849274},{"word":"what","start":1594.815,"end":1594.975,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.04359162226319313},{"word":"it","start":1594.975,"end":1595.135,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.038354020565748215},{"word":"was","start":1595.135,"end":1595.535,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.04994288831949234},{"word":"is","start":1595.535,"end":1596.035,"confidence":0.9604492,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.02915174886584282},{"word":"i","start":1596.815,"end":1596.975,"confidence":0.8911133,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05154801532626152},{"word":"had","start":1596.975,"end":1597.215,"confidence":0.94921875,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.04178546741604805},{"word":"a","start":1597.215,"end":1597.295,"confidence":0.8432617,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04234450682997704},{"word":"valve","start":1597.295,"end":1597.535,"confidence":0.9941406,"punctuated_word":"valve","sentiment":"neutral","sentiment_score":-0.09057799726724625},{"word":"replacement","start":1597.535,"end":1598.035,"confidence":0.9980469,"punctuated_word":"replacement","sentiment":"neutral","sentiment_score":-0.05792073905467987},{"word":"doing","start":1599.9299,"end":1600.4299,"confidence":0.9941406,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.016459142789244652},{"word":"basically","start":1600.73,"end":1601.23,"confidence":0.97387695,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":-0.012970058247447014},{"word":"doctor","start":1601.53,"end":1601.77,"confidence":0.82910156,"punctuated_word":"doctor","sentiment":"neutral","sentiment_score":-0.018666140735149384},{"word":"the","start":1601.85,"end":1602.01,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.019181273877620697},{"word":"surgeon","start":1602.01,"end":1602.41,"confidence":0.9941406,"punctuated_word":"surgeon","sentiment":"neutral","sentiment_score":-0.03707496076822281},{"word":"said","start":1602.41,"end":1602.91,"confidence":0.9892578,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.02533343620598316},{"word":"gave","start":1604.57,"end":1604.8099,"confidence":0.98291016,"punctuated_word":"gave","sentiment":"neutral","sentiment_score":-0.013295264914631844},{"word":"me","start":1604.8099,"end":1604.97,"confidence":0.9951172,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.02193506620824337},{"word":"the","start":1604.97,"end":1605.05,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0034350790083408356},{"word":"option","start":1605.05,"end":1605.29,"confidence":1.0,"punctuated_word":"option","sentiment":"neutral","sentiment_score":-0.009793566539883614},{"word":"if","start":1605.29,"end":1605.45,"confidence":0.9560547,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.010361328721046448},{"word":"i","start":1605.45,"end":1605.53,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01688915491104126},{"word":"wanted","start":1605.53,"end":1605.77,"confidence":0.96972656,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.011214293539524078},{"word":"to","start":1605.77,"end":1605.85,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.018940074369311333},{"word":"do","start":1605.85,"end":1606.01,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.02082011103630066},{"word":"it","start":1606.01,"end":1606.09,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.014446480199694632},{"word":"or","start":1606.09,"end":1606.17,"confidence":0.99316406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.023464499041438103},{"word":"not","start":1606.17,"end":1606.41,"confidence":0.95874023,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.03751184418797493},{"word":"i","start":1606.41,"end":1606.49,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02884953655302525},{"word":"didn't","start":1606.49,"end":1606.73,"confidence":0.99902344,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.026779932901263237},{"word":"have","start":1606.73,"end":1607.05,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.026778286322951317},{"word":"to","start":1607.05,"end":1607.37,"confidence":0.8334961,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.05504942685365677},{"word":"but","start":1607.37,"end":1607.69,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.04295926168560982},{"word":"i","start":1607.69,"end":1607.85,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.050214171409606934},{"word":"thought","start":1607.85,"end":1608.35,"confidence":0.99902344,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.03569484502077103},{"word":"doing","start":1608.57,"end":1608.8099,"confidence":0.89746094,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.06894780695438385},{"word":"it","start":1608.8099,"end":1608.97,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05399741232395172},{"word":"now","start":1608.97,"end":1609.29,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.083207868039608},{"word":"while","start":1609.29,"end":1609.53,"confidence":0.9394531,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.07149098813533783},{"word":"i'm","start":1609.53,"end":1609.61,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.06086308509111405},{"word":"still","start":1609.61,"end":1609.9299,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.07773509621620178},{"word":"younger","start":1609.9299,"end":1610.4299,"confidence":1.0,"punctuated_word":"younger","sentiment":"neutral","sentiment_score":-0.0845654234290123},{"word":"rather","start":1611.13,"end":1611.555,"confidence":0.8959961,"punctuated_word":"rather","sentiment":"neutral","sentiment_score":-0.09150637686252594},{"word":"than","start":1611.9551,"end":1612.035,"confidence":0.99902344,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.10001843422651292},{"word":"having","start":1612.035,"end":1612.515,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.20127667486667633},{"word":"complications","start":1612.515,"end":1613.015,"confidence":1.0,"punctuated_word":"complications","sentiment":"neutral","sentiment_score":-0.1324377954006195},{"word":"when","start":1613.155,"end":1613.3151,"confidence":0.9941406,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.11001978814601898},{"word":"i'm","start":1613.3151,"end":1613.4751,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.07596614211797714},{"word":"older","start":1613.4751,"end":1613.9751,"confidence":0.99902344,"punctuated_word":"older","sentiment":"neutral","sentiment_score":-0.11096752434968948},{"word":"getting","start":1614.035,"end":1614.275,"confidence":0.44067383,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.08581667393445969},{"word":"it","start":1614.275,"end":1614.435,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.04579005390405655},{"word":"done","start":1614.435,"end":1614.935,"confidence":0.94799805,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":-0.004483985714614391},{"word":"so","start":1615.635,"end":1616.135,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06376390159130096},{"word":"doing","start":1616.3551,"end":1616.675,"confidence":0.9741211,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.07867389917373657},{"word":"it","start":1616.675,"end":1616.8351,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0768539234995842},{"word":"now","start":1616.8351,"end":1617.155,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.09683742374181747},{"word":"and","start":1617.155,"end":1617.395,"confidence":0.85913086,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.08797334134578705},{"word":"you","start":1617.395,"end":1617.555,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06042485684156418},{"word":"know","start":1617.555,"end":1617.9551,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.06318570673465729},{"word":"three","start":1617.9551,"end":1618.1951,"confidence":0.9980469,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.04471192508935928},{"word":"months","start":1618.1951,"end":1618.435,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.03558684512972832},{"word":"gone","start":1618.435,"end":1618.755,"confidence":0.49365234,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":0.03844868391752243},{"word":"by","start":1618.755,"end":1619.0751,"confidence":0.90625,"punctuated_word":"by.","sentiment":"neutral","sentiment_score":0.04314858466386795},{"word":"i'm","start":1619.0751,"end":1619.2351,"confidence":0.99853516,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.06979864835739136},{"word":"back","start":1619.2351,"end":1619.395,"confidence":0.9453125,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.06427210569381714},{"word":"i'm","start":1619.395,"end":1619.555,"confidence":0.9633789,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.10079838335514069},{"word":"back","start":1619.555,"end":1619.795,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.114127479493618},{"word":"at","start":1619.795,"end":1619.9551,"confidence":0.8359375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09387319535017014},{"word":"work","start":1619.9551,"end":1620.1151,"confidence":0.97094727,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.09186846017837524},{"word":"it's","start":1620.1151,"end":1620.3551,"confidence":0.9946289,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.16471067070961},{"word":"fine","start":1620.3551,"end":1620.8551,"confidence":0.9890137,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.1676011085510254},{"word":"you","start":1622.275,"end":1622.3551,"confidence":0.59277344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.2043060213327408},{"word":"know","start":1622.3551,"end":1622.5951,"confidence":0.8305664,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.2540898323059082},{"word":"so","start":1622.5951,"end":1623.0951,"confidence":0.96875,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2377646267414093},{"word":"a","start":1623.155,"end":1623.2351,"confidence":0.9453125,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5160878896713257},{"word":"lot","start":1623.2351,"end":1623.395,"confidence":0.9941406,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.04090733826160431},{"word":"of","start":1623.395,"end":1623.555,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.043157488107681274},{"word":"other","start":1623.555,"end":1623.795,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.04451548308134079},{"word":"people","start":1623.795,"end":1624.1951,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.027186185121536255},{"word":"have","start":1624.1951,"end":1624.435,"confidence":0.99121094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06082669273018837},{"word":"taken","start":1624.435,"end":1624.915,"confidence":1.0,"punctuated_word":"taken","sentiment":"neutral","sentiment_score":-0.008357226848602295},{"word":"longer","start":1624.915,"end":1625.2351,"confidence":0.9970703,"punctuated_word":"longer.","sentiment":"neutral","sentiment_score":0.0010908283293247225},{"word":"i've","start":1625.2351,"end":1625.4751,"confidence":0.9946289,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.0014749442925676703},{"word":"had","start":1625.4751,"end":1625.555,"confidence":0.9980469,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.0059602875262498856},{"word":"a","start":1625.555,"end":1625.91,"confidence":0.9370117,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.004148774780333042},{"word":"relative","start":1626.55,"end":1627.03,"confidence":0.58935547,"punctuated_word":"relative","sentiment":"neutral","sentiment_score":0.007185962051153183},{"word":"of","start":1627.03,"end":1627.1901,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.008052006363868713},{"word":"mine","start":1627.1901,"end":1627.43,"confidence":0.9970703,"punctuated_word":"mine","sentiment":"neutral","sentiment_score":0.017346570268273354},{"word":"have","start":1627.43,"end":1627.67,"confidence":0.56152344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.01715359464287758},{"word":"the","start":1627.67,"end":1627.75,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.023232482373714447},{"word":"same","start":1627.75,"end":1627.99,"confidence":1.0,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.015332849696278572},{"word":"operation","start":1627.99,"end":1628.49,"confidence":0.92529297,"punctuated_word":"operation,","sentiment":"neutral","sentiment_score":0.008671191520988941},{"word":"and","start":1629.35,"end":1629.85,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.001444520428776741},{"word":"he","start":1630.55,"end":1630.79,"confidence":0.99902344,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.016081612557172775},{"word":"was","start":1630.79,"end":1631.03,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.02708779089152813},{"word":"out","start":1631.03,"end":1631.27,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.03863073140382767},{"word":"for","start":1631.27,"end":1631.43,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.05487838387489319},{"word":"a","start":1631.43,"end":1631.51,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05578186362981796},{"word":"lot","start":1631.51,"end":1631.75,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.06477704644203186},{"word":"longer","start":1631.75,"end":1632.0701,"confidence":1.0,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":-0.03184572607278824},{"word":"and","start":1632.0701,"end":1632.23,"confidence":0.9526367,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06200021505355835},{"word":"said","start":1632.23,"end":1632.4701,"confidence":0.9716797,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.03339732065796852},{"word":"he","start":1632.4701,"end":1632.63,"confidence":0.9951172,"punctuated_word":"he","sentiment":"neutral","sentiment_score":-0.028099698945879936},{"word":"went","start":1632.63,"end":1632.79,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.04443753510713577},{"word":"back","start":1632.79,"end":1633.11,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.011662516742944716},{"word":"to","start":1633.11,"end":1633.43,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06169799715280533},{"word":"work","start":1633.43,"end":1633.67,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.05448009818792343},{"word":"too","start":1633.67,"end":1633.91,"confidence":0.9980469,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.052198413759469986},{"word":"early","start":1633.91,"end":1634.15,"confidence":0.82592773,"punctuated_word":"early,","sentiment":"neutral","sentiment_score":-0.06432013213634491},{"word":"and","start":1634.15,"end":1634.39,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03240542113780975},{"word":"that","start":1634.39,"end":1634.4701,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.020214714109897617},{"word":"was","start":1634.4701,"end":1634.63,"confidence":0.78808594,"punctuated_word":"was,","sentiment":"neutral","sentiment_score":-0.023598480969667435},{"word":"like","start":1634.63,"end":1634.87,"confidence":0.9980469,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.01701592653989792},{"word":"six","start":1634.87,"end":1635.11,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.02284984663128853},{"word":"months","start":1635.11,"end":1635.61,"confidence":1.0,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.007111268118023872},{"word":"i'm","start":1635.67,"end":1636.17,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0968105047941208},{"word":"i'm","start":1636.23,"end":1636.4701,"confidence":0.9904785,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.170141339302063},{"word":"a","start":1636.4701,"end":1636.63,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2096175104379654},{"word":"fast","start":1636.63,"end":1636.9501,"confidence":0.9970703,"punctuated_word":"fast","sentiment":"neutral","sentiment_score":0.2493071407079697},{"word":"healer","start":1636.9501,"end":1637.4501,"confidence":0.9033203,"punctuated_word":"healer,","sentiment":"neutral","sentiment_score":0.1471124291419983},{"word":"and","start":1637.91,"end":1638.41,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.058562666177749634},{"word":"i","start":1639.1901,"end":1639.6901,"confidence":0.9277344,"punctuated_word":"I,","sentiment":"neutral","sentiment_score":0.12165500223636629},{"word":"you","start":1639.99,"end":1640.15,"confidence":0.84472656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11211712658405304},{"word":"know","start":1640.15,"end":1640.39,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.13718102872371674},{"word":"i","start":1640.39,"end":1640.55,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12673456966876984},{"word":"get","start":1640.55,"end":1640.7101,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1650770753622055},{"word":"back","start":1640.7101,"end":1640.87,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.17599542438983917},{"word":"into","start":1640.87,"end":1641.11,"confidence":0.99902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.20104020833969116},{"word":"things","start":1641.11,"end":1641.555,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.18805629014968872},{"word":"easily","start":1641.7151,"end":1642.2151,"confidence":0.9567871,"punctuated_word":"easily.","sentiment":"neutral","sentiment_score":0.1386951208114624},{"word":"so","start":1642.8351,"end":1643.3351,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04866498708724976},{"word":"i","start":1643.635,"end":1643.7151,"confidence":0.84814453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04321078956127167},{"word":"was","start":1643.7151,"end":1644.035,"confidence":0.9921875,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.02594334632158279},{"word":"surprised","start":1644.035,"end":1644.435,"confidence":0.9980469,"punctuated_word":"surprised","sentiment":"neutral","sentiment_score":0.25736773014068604},{"word":"that","start":1644.435,"end":1644.5951,"confidence":0.94970703,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.33950912952423096},{"word":"i","start":1644.5951,"end":1644.675,"confidence":0.6010742,"punctuated_word":"I,","sentiment":"neutral","sentiment_score":0.2842688262462616},{"word":"you","start":1644.675,"end":1644.8351,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22866417467594147},{"word":"know","start":1644.8351,"end":1644.9951,"confidence":0.99658203,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.28754252195358276},{"word":"i","start":1644.9951,"end":1645.155,"confidence":0.9716797,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.36460304260253906},{"word":"was","start":1645.155,"end":1645.395,"confidence":1.0,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.33987605571746826},{"word":"back","start":1645.395,"end":1645.635,"confidence":0.99609375,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.2819817066192627},{"word":"up","start":1645.635,"end":1645.795,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.23629219830036163},{"word":"on","start":1645.795,"end":1645.9551,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.28741052746772766},{"word":"my","start":1645.9551,"end":1646.1151,"confidence":0.99902344,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.3363819718360901},{"word":"feet","start":1646.1151,"end":1646.3551,"confidence":0.99316406,"punctuated_word":"feet","sentiment":"neutral","sentiment_score":0.29731374979019165},{"word":"and","start":1646.3551,"end":1646.8351,"confidence":0.98535156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2717679440975189},{"word":"doing","start":1646.8351,"end":1647.155,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.2986295521259308},{"word":"everything","start":1647.155,"end":1647.655,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.29928889870643616},{"word":"like","start":1647.795,"end":1648.035,"confidence":0.6298828,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2863730788230896},{"word":"normal","start":1648.035,"end":1648.3551,"confidence":0.99316406,"punctuated_word":"normal","sentiment":"neutral","sentiment_score":0.2521986663341522},{"word":"again","start":1648.3551,"end":1648.8551,"confidence":0.99853516,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":0.244962140917778},{"word":"yes","start":1661.25,"end":1661.75,"confidence":0.8659668,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.031236538663506508},{"word":"that's","start":1665.1699,"end":1665.4099,"confidence":0.94384766,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.098554790019989},{"word":"right","start":1665.4099,"end":1665.735,"confidence":0.94628906,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.11606669425964355},{"word":"yes","start":1672.375,"end":1672.875,"confidence":0.9970703,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2623441219329834},{"word":"yeah","start":1690.31,"end":1690.575,"confidence":0.80981445,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.22313736379146576},{"word":"yeah","start":1726.0449,"end":1726.5449,"confidence":0.7561035,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.09598639607429504},{"word":"yeah","start":1731.18,"end":1731.68,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.015422029420733452},{"word":"no","start":1734.14,"end":1734.64,"confidence":0.8664551,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1476491093635559},{"word":"yeah","start":1737.98,"end":1738.3,"confidence":0.7824707,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0508900061249733},{"word":"it's","start":1738.3,"end":1738.46,"confidence":0.9091797,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.07993496209383011},{"word":"just","start":1738.46,"end":1738.78,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08334464579820633},{"word":"a","start":1738.78,"end":1738.94,"confidence":0.40063477,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.048063237220048904},{"word":"the","start":1739.1,"end":1739.18,"confidence":0.9536133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07081338763237},{"word":"only","start":1739.18,"end":1739.5,"confidence":0.9135742,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.13467542827129364},{"word":"reason","start":1739.5,"end":1739.82,"confidence":0.9223633,"punctuated_word":"reason","sentiment":"neutral","sentiment_score":-0.071684829890728},{"word":"i","start":1739.82,"end":1739.98,"confidence":0.96972656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06751623749732971},{"word":"really","start":1739.98,"end":1740.22,"confidence":0.99121094,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.04771300405263901},{"word":"wanted","start":1740.22,"end":1740.54,"confidence":0.92089844,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.05123266577720642},{"word":"to","start":1740.54,"end":1740.855,"confidence":0.53759766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.031982071697711945},{"word":"i","start":1741.495,"end":1741.575,"confidence":0.8256836,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05752137303352356},{"word":"i","start":1741.575,"end":1741.655,"confidence":0.59033203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07159656286239624},{"word":"thought","start":1741.655,"end":1741.895,"confidence":0.94970703,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.06935825198888779},{"word":"i","start":1741.895,"end":1742.0549,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08799448609352112},{"word":"had","start":1742.0549,"end":1742.095,"confidence":0.69140625,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.09138169884681702},{"word":"wanna","start":1742.135,"end":1742.375,"confidence":0.5419922,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.0467880517244339},{"word":"have","start":1742.375,"end":1742.535,"confidence":0.9375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06905823945999146},{"word":"the","start":1742.535,"end":1742.775,"confidence":0.9741211,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08640159666538239},{"word":"income","start":1742.775,"end":1743.1749,"confidence":0.9375,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.10217699408531188},{"word":"protection","start":1743.1749,"end":1743.655,"confidence":0.9863281,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.05526582524180412},{"word":"is","start":1743.655,"end":1743.895,"confidence":0.9790039,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.06498851627111435},{"word":"because","start":1743.895,"end":1744.395,"confidence":0.95410156,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.04964257404208183},{"word":"because","start":1744.535,"end":1744.855,"confidence":0.7675781,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.0430697500705719},{"word":"i","start":1744.855,"end":1744.9349,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0757722556591034},{"word":"was","start":1744.9349,"end":1745.095,"confidence":0.9951172,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.09151844680309296},{"word":"gonna","start":1745.095,"end":1745.335,"confidence":0.9863281,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.08038198202848434},{"word":"have","start":1745.335,"end":1745.495,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08855050802230835},{"word":"the","start":1745.495,"end":1745.655,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09164468944072723},{"word":"operation","start":1745.655,"end":1746.155,"confidence":1.0,"punctuated_word":"operation","sentiment":"neutral","sentiment_score":-0.10385972261428832},{"word":"and","start":1746.375,"end":1746.615,"confidence":0.51464844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07836699485778809},{"word":"i","start":1746.615,"end":1746.695,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0891190767288208},{"word":"was","start":1746.695,"end":1746.855,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.08483625948429108},{"word":"gonna","start":1746.855,"end":1747.015,"confidence":0.98535156,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.08005332946777344},{"word":"be","start":1747.015,"end":1747.1749,"confidence":0.99316406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.12537820637226105},{"word":"off","start":1747.1749,"end":1747.415,"confidence":0.99902344,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.10657253116369247},{"word":"work","start":1747.415,"end":1747.915,"confidence":0.904541,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":-0.12675771117210388},{"word":"that's","start":1748.535,"end":1749.035,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.04292827844619751},{"word":"basically","start":1749.095,"end":1749.595,"confidence":0.98095703,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.027772892266511917},{"word":"what","start":1749.735,"end":1749.895,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.05202307179570198},{"word":"i","start":1749.895,"end":1750.215,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03762008249759674},{"word":"wanted","start":1750.215,"end":1750.535,"confidence":0.9970703,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":-0.030232805758714676},{"word":"to","start":1750.535,"end":1750.615,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03477513790130615},{"word":"look","start":1750.615,"end":1750.775,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.041577886790037155},{"word":"into","start":1750.775,"end":1751.015,"confidence":0.99902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.0014915615320205688},{"word":"it","start":1751.015,"end":1751.255,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.04276856780052185},{"word":"for","start":1751.255,"end":1751.755,"confidence":0.97094727,"punctuated_word":"for.","sentiment":"neutral","sentiment_score":-0.044422298669815063},{"word":"but","start":1753.895,"end":1754.2949,"confidence":0.875,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.002089664340019226},{"word":"like","start":1754.2949,"end":1754.535,"confidence":0.7578125,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.012252390384674072},{"word":"i","start":1754.535,"end":1754.695,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03192165121436119},{"word":"said","start":1754.695,"end":1755.015,"confidence":0.9946289,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.034356486052274704},{"word":"i","start":1755.015,"end":1755.255,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.034870538860559464},{"word":"i","start":1755.255,"end":1755.335,"confidence":0.70751953,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03756829351186752},{"word":"had","start":1755.335,"end":1755.495,"confidence":0.99902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.0461316891014576},{"word":"the","start":1755.495,"end":1755.655,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0440610833466053},{"word":"savings","start":1755.655,"end":1756.135,"confidence":1.0,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":-0.009335026144981384},{"word":"and","start":1756.135,"end":1756.635,"confidence":0.62841797,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.007264351472258568},{"word":"i","start":1767.47,"end":1767.97,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08461447060108185},{"word":"end","start":1768.33,"end":1768.83,"confidence":0.8413086,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.1365749090909958},{"word":"up","start":1769.19,"end":1769.69,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.18633851408958435},{"word":"using","start":1770.0499,"end":1770.5499,"confidence":1.0,"punctuated_word":"using","sentiment":"neutral","sentiment_score":-0.002006787806749344},{"word":"that","start":1770.9099,"end":1771.4099,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.01103506051003933},{"word":"yeah","start":1771.5499,"end":1772.0299,"confidence":0.9038086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04375288635492325},{"word":"yeah","start":1772.0299,"end":1772.265,"confidence":0.82128906,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08947613090276718},{"word":"yeah","start":1789.24,"end":1789.74,"confidence":0.83251953,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08782107383012772},{"word":"alright","start":1798.0399,"end":1798.36,"confidence":0.8286133,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.10191037505865096},{"word":"wasn't","start":1798.36,"end":1798.84,"confidence":0.90983075,"punctuated_word":"Wasn't","sentiment":"neutral","sentiment_score":0.04532932490110397},{"word":"really","start":1798.84,"end":1799.32,"confidence":0.9980469,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.004647858440876007},{"word":"worried","start":1799.32,"end":1799.64,"confidence":0.97509766,"punctuated_word":"worried","sentiment":"neutral","sentiment_score":-0.04110366106033325},{"word":"about","start":1799.64,"end":1799.88,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.0866699069738388},{"word":"it","start":1799.88,"end":1799.96,"confidence":0.9580078,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.018257178366184235},{"word":"for","start":1799.96,"end":1800.2,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.004713922739028931},{"word":"now","start":1800.2,"end":1800.7,"confidence":0.99902344,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.07928923517465591},{"word":"uh-huh","start":1824.24,"end":1824.74,"confidence":0.92871094,"punctuated_word":"Uh-huh.","sentiment":"neutral","sentiment_score":0.16009116172790527},{"word":"probably","start":1841.89,"end":1842.2101,"confidence":0.40454102,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.027511876076459885},{"word":"be","start":1842.2101,"end":1842.37,"confidence":0.9116211,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.01712358370423317},{"word":"working","start":1842.37,"end":1842.6901,"confidence":0.98828125,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.01392088457942009},{"word":"a","start":1842.6901,"end":1842.77,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.031429506838321686},{"word":"bit","start":1842.77,"end":1842.93,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.051511578261852264},{"word":"longer","start":1842.93,"end":1843.25,"confidence":0.9819336,"punctuated_word":"longer,","sentiment":"neutral","sentiment_score":-0.02176283113658428},{"word":"i","start":1843.25,"end":1843.41,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.006066720932722092},{"word":"think","start":1843.41,"end":1843.91,"confidence":0.9970703,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":0.00467468798160553},{"word":"well","start":1853.875,"end":1854.0349,"confidence":0.6743164,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.008998557925224304},{"word":"i'd","start":1854.0349,"end":1854.195,"confidence":0.90649414,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.003304995596408844},{"word":"probably","start":1854.195,"end":1854.6749,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.0011282972991466522},{"word":"i'd","start":1854.6749,"end":1854.835,"confidence":0.9807129,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.007810655981302261},{"word":"probably","start":1854.835,"end":1855.235,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.02577534317970276},{"word":"try","start":1855.235,"end":1855.395,"confidence":0.6713867,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.009973995387554169},{"word":"i'd","start":1855.475,"end":1855.7949,"confidence":1.0,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.02120990864932537},{"word":"like","start":1855.7949,"end":1856.0349,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.01425444707274437},{"word":"to","start":1856.0349,"end":1856.115,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.022257741540670395},{"word":"work","start":1856.115,"end":1856.4349,"confidence":0.984375,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.006534457206726074},{"word":"till","start":1856.4349,"end":1856.9349,"confidence":0.98535156,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.02961156517267227},{"word":"at","start":1857.075,"end":1857.235,"confidence":0.9506836,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.002981487661600113},{"word":"least","start":1857.235,"end":1857.475,"confidence":0.99902344,"punctuated_word":"least","sentiment":"neutral","sentiment_score":0.0023482441902160645},{"word":"70","start":1857.475,"end":1857.975,"confidence":0.9970703,"punctuated_word":"70.","sentiment":"neutral","sentiment_score":0.020934224128723145},{"word":"yes","start":1874.29,"end":1874.79,"confidence":0.8239746,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.12928609549999237},{"word":"yep","start":1891.105,"end":1891.505,"confidence":0.8432617,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11361989378929138},{"word":"that","start":1891.505,"end":1891.665,"confidence":0.52441406,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.2146930694580078},{"word":"sounds","start":1891.665,"end":1892.145,"confidence":0.8618164,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":0.2290600389242172},{"word":"fine","start":1892.145,"end":1892.58,"confidence":0.98950195,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.21246612071990967},{"word":"yes","start":1903.7,"end":1904.2,"confidence":0.99609375,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.20242905616760257},{"word":"yep","start":1909.635,"end":1910.135,"confidence":0.99658203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12593863904476166},{"word":"no","start":1924.67,"end":1924.9901,"confidence":0.6312256,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0581798180937767},{"word":"no","start":1924.9901,"end":1925.15,"confidence":0.96777344,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07039983570575714},{"word":"i","start":1925.15,"end":1925.31,"confidence":0.97314453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.070534348487854},{"word":"haven't","start":1925.31,"end":1925.81,"confidence":0.99609375,"punctuated_word":"haven't.","sentiment":"neutral","sentiment_score":-0.07073485851287842},{"word":"yes","start":1927.79,"end":1928.29,"confidence":0.71691895,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.012407051399350166},{"word":"yep","start":1941.485,"end":1941.985,"confidence":0.9189453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10796450078487396},{"word":"yeah","start":1952.2201,"end":1952.54,"confidence":0.90405273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13634972274303436},{"word":"it","start":1952.54,"end":1952.7001,"confidence":0.44018555,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.23281392455101013},{"word":"should","start":1952.7001,"end":1952.8601,"confidence":0.9970703,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.3306106925010681},{"word":"be","start":1952.8601,"end":1953.02,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2343859076499939},{"word":"fine","start":1953.02,"end":1953.52,"confidence":0.9995117,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.22093620896339417},{"word":"yeah","start":1965.4349,"end":1965.9349,"confidence":0.9152832,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14664846658706665},{"word":"that's","start":1966.475,"end":1966.7949,"confidence":0.97631836,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2816212773323059},{"word":"fine","start":1966.7949,"end":1967.2949,"confidence":0.9995117,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.29703813791275024},{"word":"okay","start":1980.89,"end":1981.39,"confidence":0.94433594,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06404002755880356},{"word":"yep","start":1987.565,"end":1988.065,"confidence":0.84765625,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03817310184240341},{"word":"yep","start":1997.005,"end":1997.31,"confidence":0.9140625,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1128229722380638},{"word":"that's","start":1998.91,"end":1999.15,"confidence":0.7043457,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.34895461797714233},{"word":"me","start":1999.15,"end":1999.65,"confidence":0.6328125,"punctuated_word":"me.","sentiment":"positive","sentiment_score":0.4222710132598877},{"word":"no","start":2008.1101,"end":2008.3501,"confidence":0.8383789,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.057370223104953766},{"word":"no","start":2008.3501,"end":2008.5901,"confidence":0.670166,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07392217218875885},{"word":"everything","start":2008.5901,"end":2008.9901,"confidence":0.7294922,"punctuated_word":"Everything","sentiment":"neutral","sentiment_score":-0.08859628438949585},{"word":"everything","start":2008.9901,"end":2009.4701,"confidence":0.86865234,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.032349713146686554},{"word":"sounds","start":2009.4701,"end":2009.895,"confidence":0.96972656,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":0.013830870389938354},{"word":"okay","start":2019.335,"end":2019.835,"confidence":0.9951172,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.2814026474952698},{"word":"yeah","start":2022.375,"end":2022.855,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.029463529586791992},{"word":"yeah","start":2022.855,"end":2023.355,"confidence":0.73461914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.029787687584757805},{"word":"yeah","start":2031.8,"end":2032.1201,"confidence":0.8400879,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01627103053033352},{"word":"okay","start":2032.1201,"end":2032.6201,"confidence":0.7302246,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.002195538952946663},{"word":"yep","start":2036.92,"end":2037.42,"confidence":0.7071533,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02128322422504425},{"word":"yes","start":2047.5449,"end":2048.045,"confidence":0.98950195,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.026599232107400898},{"word":"yeah","start":2051.81,"end":2052.31,"confidence":0.7558594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.12424201518297195},{"word":"yeah","start":2057.6501,"end":2058.1301,"confidence":0.9494629,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05561826378107071},{"word":"that's","start":2058.1301,"end":2058.45,"confidence":0.99316406,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.13889431953430176},{"word":"fine","start":2058.45,"end":2058.95,"confidence":0.9995117,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.20235776901245117},{"word":"yeah","start":2082.0,"end":2082.5,"confidence":0.75683594,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08029793202877045},{"word":"yep","start":2091.935,"end":2092.435,"confidence":0.8293457,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18737679719924927},{"word":"okay","start":2130.46,"end":2130.96,"confidence":0.98583984,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.019410820677876472},{"word":"alright","start":2131.0198,"end":2131.5198,"confidence":0.7463379,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.0013641603291034698},{"word":"no","start":2140.395,"end":2140.895,"confidence":0.65930176,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08119671046733856},{"word":"i","start":2141.915,"end":2142.155,"confidence":0.625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.008396297693252563},{"word":"i","start":2142.155,"end":2142.395,"confidence":0.30493164,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.012899335473775864},{"word":"understood","start":2142.395,"end":2142.875,"confidence":0.35961914,"punctuated_word":"understood","sentiment":"neutral","sentiment_score":-0.010443642735481262},{"word":"how","start":2142.875,"end":2142.955,"confidence":0.9350586,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.008042212575674057},{"word":"that","start":2142.955,"end":2143.195,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.00813116505742073},{"word":"all","start":2143.195,"end":2143.435,"confidence":0.9550781,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.013040557503700256},{"word":"works","start":2143.435,"end":2143.935,"confidence":0.9995117,"punctuated_word":"works.","sentiment":"neutral","sentiment_score":0.004831915721297264},{"word":"yeah","start":2144.075,"end":2144.575,"confidence":0.984375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0007360526360571384},{"word":"alright","start":2161.13,"end":2161.575,"confidence":0.93310547,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.09253929555416109},{"word":"no","start":2161.815,"end":2161.9749,"confidence":0.8408203,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.16830934584140778},{"word":"problem","start":2161.9749,"end":2162.4749,"confidence":0.9970703,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.2123732268810272},{"word":"yep","start":2175.655,"end":2176.05,"confidence":0.81469727,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.011669429950416088},{"word":"no","start":2178.1301,"end":2178.53,"confidence":0.73742676,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.103953018784523},{"word":"that","start":2178.53,"end":2178.93,"confidence":0.94628906,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.028737440705299377},{"word":"that's","start":2179.1702,"end":2179.49,"confidence":0.9951172,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.005690065678209066},{"word":"a","start":2179.49,"end":2179.6501,"confidence":0.5097656,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.007917392998933792},{"word":"sign","start":2179.6501,"end":2180.1501,"confidence":0.9890137,"punctuated_word":"sign.","sentiment":"neutral","sentiment_score":0.003223998472094536},{"word":"yes","start":2189.33,"end":2189.83,"confidence":0.83374023,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06838744878768921},{"word":"yes","start":2190.05,"end":2190.405,"confidence":0.78759766,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09117619693279266},{"word":"hi","start":2206.5398,"end":2207.0398,"confidence":0.56140137,"punctuated_word":"Hi.","sentiment":"neutral","sentiment_score":0.01664545014500618},{"word":"yep","start":2213.74,"end":2214.24,"confidence":0.9741211,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05241551250219345},{"word":"yeah","start":2226.475,"end":2226.975,"confidence":0.7578125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03469078242778778},{"word":"yeah","start":2227.035,"end":2227.535,"confidence":0.86035156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06364202499389648},{"word":"yeah","start":2237.13,"end":2237.3699,"confidence":0.9682617,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.011154315434396269},{"word":"it's","start":2237.3699,"end":2237.6099,"confidence":0.9501953,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.027225572615861893},{"word":"not","start":2237.6099,"end":2237.8499,"confidence":0.9970703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.04288220778107643},{"word":"new","start":2237.8499,"end":2238.17,"confidence":0.84643555,"punctuated_word":"new,","sentiment":"neutral","sentiment_score":-0.04039096087217331},{"word":"though","start":2238.17,"end":2238.67,"confidence":0.9995117,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":-0.037738412618637085},{"word":"it's","start":2238.89,"end":2239.39,"confidence":0.9980469,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.010613078251481056},{"word":"it's","start":2239.69,"end":2239.8499,"confidence":0.7824707,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.004292241297662258},{"word":"just","start":2239.8499,"end":2240.0898,"confidence":0.7324219,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0005579590797424316},{"word":"a","start":2240.0898,"end":2240.17,"confidence":0.49560547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.007683022879064083},{"word":"secondhand","start":2240.17,"end":2240.5698,"confidence":0.91259766,"punctuated_word":"secondhand","sentiment":"neutral","sentiment_score":0.003213661722838878},{"word":"vehicle","start":2240.5698,"end":2240.97,"confidence":0.9904785,"punctuated_word":"vehicle.","sentiment":"neutral","sentiment_score":0.005782503634691238},{"word":"it's","start":2240.97,"end":2241.21,"confidence":0.9711914,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.008842562325298786},{"word":"2,018","start":2241.21,"end":2242.0898,"confidence":0.9379069,"punctuated_word":"2,018,","sentiment":"neutral","sentiment_score":0.014509934931993484},{"word":"but","start":2242.0898,"end":2242.25,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.007846495136618614},{"word":"it's","start":2242.25,"end":2242.75,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.016374070197343826},{"word":"a","start":2242.9448,"end":2243.065,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01464003138244152},{"word":"a","start":2243.065,"end":2243.1848,"confidence":0.67626953,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.018950533121824265},{"word":"ford","start":2243.1848,"end":2243.345,"confidence":0.6245117,"punctuated_word":"Ford","sentiment":"neutral","sentiment_score":0.024126291275024418},{"word":"ranger","start":2243.345,"end":2243.845,"confidence":0.7381592,"punctuated_word":"Ranger.","sentiment":"neutral","sentiment_score":0.012539575807750223},{"word":"no","start":2252.545,"end":2253.045,"confidence":0.9716797,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07613055408000946},{"word":"no","start":2253.345,"end":2253.505,"confidence":0.9785156,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12970344722270966},{"word":"i","start":2253.505,"end":2253.585,"confidence":0.74658203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1344681978225708},{"word":"never","start":2253.585,"end":2253.825,"confidence":0.9741211,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.10223837196826936},{"word":"had","start":2253.825,"end":2254.065,"confidence":0.9951172,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.09534165263175964},{"word":"a","start":2254.065,"end":2254.145,"confidence":0.9604492,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1319558322429657},{"word":"loan","start":2254.145,"end":2254.645,"confidence":0.9692383,"punctuated_word":"loan.","sentiment":"neutral","sentiment_score":-0.10737285763025284},{"word":"no","start":2256.55,"end":2257.05,"confidence":0.9909668,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1406489610671997},{"word":"right","start":2258.8699,"end":2259.3699,"confidence":0.7949219,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.16619807481765747},{"word":"yeah","start":2259.43,"end":2259.67,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04987205192446709},{"word":"no","start":2259.67,"end":2259.8298,"confidence":0.984375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.022118277847766876},{"word":"i","start":2259.8298,"end":2259.99,"confidence":0.50146484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03690113499760628},{"word":"wasn't","start":2259.99,"end":2260.31,"confidence":0.99853516,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.04262260347604752},{"word":"a","start":2260.31,"end":2260.39,"confidence":0.64990234,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.006515393033623695},{"word":"loan","start":2260.39,"end":2260.89,"confidence":0.99853516,"punctuated_word":"loan.","sentiment":"neutral","sentiment_score":0.0058171567507088184},{"word":"well","start":2265.3499,"end":2265.51,"confidence":0.7927246,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.06062697619199753},{"word":"it's","start":2265.51,"end":2265.67,"confidence":0.98999023,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.07922035455703735},{"word":"actually","start":2265.67,"end":2266.0698,"confidence":0.9970703,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.08617635071277618},{"word":"valued","start":2266.0698,"end":2266.39,"confidence":0.9003906,"punctuated_word":"valued","sentiment":"neutral","sentiment_score":0.11483391374349594},{"word":"for","start":2266.39,"end":2266.63,"confidence":0.9951172,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1122688576579094},{"word":"more","start":2266.63,"end":2266.8699,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.12539337575435638},{"word":"because","start":2266.8699,"end":2267.19,"confidence":0.7036133,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.1311231404542923},{"word":"i","start":2267.19,"end":2267.27,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.18111874163150787},{"word":"got","start":2267.27,"end":2267.43,"confidence":0.9116211,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.21314652264118197},{"word":"it","start":2267.43,"end":2267.51,"confidence":0.89501953,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.159848153591156},{"word":"i","start":2267.5898,"end":2267.75,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17114026844501495},{"word":"bought","start":2267.75,"end":2267.91,"confidence":0.9951172,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":0.22797803580760956},{"word":"it","start":2267.91,"end":2268.0698,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1953314244747162},{"word":"off","start":2268.0698,"end":2268.23,"confidence":0.83251953,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.189887136220932},{"word":"a","start":2268.23,"end":2268.39,"confidence":0.9838867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21669745445251465},{"word":"friend","start":2268.39,"end":2268.765,"confidence":0.9946289,"punctuated_word":"friend.","sentiment":"neutral","sentiment_score":0.19725185632705688},{"word":"it's","start":2271.9648,"end":2272.2048,"confidence":0.8679199,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03866947069764137},{"word":"actually","start":2272.2048,"end":2272.7048,"confidence":0.9951172,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.043918173760175705},{"word":"valued","start":2273.1648,"end":2273.4849,"confidence":0.9428711,"punctuated_word":"valued","sentiment":"neutral","sentiment_score":0.062476009130477905},{"word":"at","start":2273.4849,"end":2273.6448,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06875970959663391},{"word":"46","start":2273.6448,"end":2274.385,"confidence":0.9995117,"punctuated_word":"46.","sentiment":"neutral","sentiment_score":0.06339667737483978},{"word":"yeah","start":2284.41,"end":2284.91,"confidence":0.8071289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10759882628917694},{"word":"no","start":2290.41,"end":2290.91,"confidence":0.98168945,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.009304850362241268},{"word":"no","start":2298.17,"end":2298.67,"confidence":0.98339844,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04688116908073425},{"word":"well","start":2299.0498,"end":2299.53,"confidence":0.8901367,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.016750352457165718},{"word":"it's","start":2299.53,"end":2299.935,"confidence":0.96875,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.031408753246068954},{"word":"it's","start":2300.335,"end":2300.415,"confidence":0.99609375,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.03575052320957184},{"word":"low","start":2300.415,"end":2300.735,"confidence":0.9838867,"punctuated_word":"low","sentiment":"neutral","sentiment_score":-0.04569564387202263},{"word":"at","start":2300.735,"end":2300.895,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.10100455582141876},{"word":"the","start":2300.895,"end":2300.975,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0717863142490387},{"word":"moment","start":2300.975,"end":2301.475,"confidence":0.99853516,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.05798023194074631},{"word":"i","start":2301.5352,"end":2301.695,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.041567154228687286},{"word":"mean","start":2301.695,"end":2301.855,"confidence":0.9875488,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.037662506103515625},{"word":"it's","start":2301.855,"end":2302.095,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.029993530362844467},{"word":"down","start":2302.095,"end":2302.575,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.008885812014341354},{"word":"it's","start":2302.575,"end":2302.895,"confidence":0.98706055,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.005511030554771423},{"word":"down","start":2302.895,"end":2303.135,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.016582157462835312},{"word":"to","start":2303.135,"end":2303.615,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01997937634587288},{"word":"11,000","start":2303.615,"end":2304.595,"confidence":0.953125,"punctuated_word":"11,000.","sentiment":"neutral","sentiment_score":0.010279901325702667},{"word":"yeah","start":2306.815,"end":2307.315,"confidence":0.8046875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.007736633531749248},{"word":"i","start":2309.615,"end":2310.0151,"confidence":0.74658203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.004317132756114006},{"word":"i","start":2310.0151,"end":2310.175,"confidence":0.90722656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0019413512200117111},{"word":"will","start":2310.175,"end":2310.335,"confidence":0.5410156,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.0035203397274017334},{"word":"i","start":2310.575,"end":2310.655,"confidence":0.68896484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.002404451370239258},{"word":"i","start":2310.655,"end":2310.975,"confidence":0.75146484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.006175028160214424},{"word":"was","start":2310.975,"end":2311.2952,"confidence":0.82714844,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.002738421782851219},{"word":"at","start":2311.2952,"end":2311.455,"confidence":0.99121094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0026346389204263687},{"word":"60","start":2311.455,"end":2311.955,"confidence":0.98291016,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.011901909485459328},{"word":"and","start":2313.375,"end":2313.615,"confidence":0.44677734,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.00840911827981472},{"word":"then","start":2313.615,"end":2313.935,"confidence":0.8195801,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.014168408699333668},{"word":"you","start":2313.935,"end":2314.175,"confidence":0.6611328,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.014735523611307144},{"word":"know","start":2314.175,"end":2314.675,"confidence":0.99609375,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.02006760984659195},{"word":"life","start":2314.895,"end":2315.395,"confidence":0.9057617,"punctuated_word":"life.","sentiment":"neutral","sentiment_score":0.018636511638760567},{"word":"so","start":2315.52,"end":2316.02,"confidence":0.98828125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.023225346580147743},{"word":"okay","start":2317.28,"end":2317.78,"confidence":0.8222656,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.009834648109972475},{"word":"yeah","start":2318.48,"end":2318.96,"confidence":0.85913086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04701320827007294},{"word":"surgery","start":2318.96,"end":2319.46,"confidence":0.9980469,"punctuated_word":"Surgery","sentiment":"neutral","sentiment_score":0.04077649116516113},{"word":"and","start":2319.52,"end":2319.76,"confidence":0.89453125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.038296300917863846},{"word":"bills","start":2319.76,"end":2320.16,"confidence":0.9980469,"punctuated_word":"bills","sentiment":"neutral","sentiment_score":0.0509493425488472},{"word":"and","start":2320.16,"end":2320.66,"confidence":0.9819336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04896461218595505},{"word":"paying","start":2320.8,"end":2321.12,"confidence":0.89501953,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.05330299586057663},{"word":"out","start":2321.12,"end":2321.36,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.05552873760461807},{"word":"things","start":2321.36,"end":2321.68,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.06054827570915222},{"word":"and","start":2321.68,"end":2322.0,"confidence":0.8935547,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.06705101579427719},{"word":"yeah","start":2322.0,"end":2322.32,"confidence":0.9851074,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.09422525763511658},{"word":"everything","start":2322.32,"end":2322.72,"confidence":0.9875488,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.0684976726770401},{"word":"so","start":2322.72,"end":2323.22,"confidence":0.7727051,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.0776483565568924},{"word":"yeah","start":2323.52,"end":2323.76,"confidence":0.97753906,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.10006915032863616},{"word":"now","start":2323.76,"end":2324.0,"confidence":0.9980469,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.08173578232526779},{"word":"i'm","start":2324.0,"end":2324.16,"confidence":0.98535156,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.09869898855686188},{"word":"just","start":2324.16,"end":2324.32,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11270712316036224},{"word":"gonna","start":2324.32,"end":2324.82,"confidence":0.90527344,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.11424520611763},{"word":"build","start":2325.2,"end":2325.44,"confidence":0.96777344,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.09771028161048888},{"word":"it","start":2325.44,"end":2325.52,"confidence":0.9838867,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.12869875133037567},{"word":"back","start":2325.52,"end":2325.76,"confidence":0.9980469,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.1523505449295044},{"word":"up","start":2325.76,"end":2326.26,"confidence":0.99658203,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.09512804448604584},{"word":"yeah","start":2335.775,"end":2336.095,"confidence":0.96655273,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03978385776281357},{"word":"well","start":2336.095,"end":2336.255,"confidence":0.91137695,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.043553732335567474},{"word":"i","start":2336.255,"end":2336.4949,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04400680214166641},{"word":"i","start":2336.4949,"end":2336.655,"confidence":0.984375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04703914374113083},{"word":"i","start":2336.655,"end":2336.815,"confidence":0.85498047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06080340966582298},{"word":"put","start":2336.815,"end":2336.9749,"confidence":0.9941406,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.062309570610523224},{"word":"money","start":2336.9749,"end":2337.295,"confidence":0.99902344,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.095243401825428},{"word":"aside","start":2337.295,"end":2337.795,"confidence":0.96240234,"punctuated_word":"aside","sentiment":"neutral","sentiment_score":0.10584928095340727},{"word":"to","start":2337.9348,"end":2338.095,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08481821417808533},{"word":"put","start":2338.095,"end":2338.255,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.0685483068227768},{"word":"into","start":2338.255,"end":2338.4949,"confidence":0.98535156,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.0779278576374054},{"word":"that","start":2338.4949,"end":2338.9949,"confidence":0.84399414,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.07141267508268356},{"word":"it","start":2345.8098,"end":2346.3098,"confidence":0.4428711,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.00881921872496605},{"word":"depends","start":2346.53,"end":2347.03,"confidence":0.72998047,"punctuated_word":"depends.","sentiment":"neutral","sentiment_score":0.01995190232992172},{"word":"it","start":2347.17,"end":2347.65,"confidence":0.95703125,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.01428702473640442},{"word":"varies","start":2347.65,"end":2348.0498,"confidence":0.9394531,"punctuated_word":"varies","sentiment":"neutral","sentiment_score":0.016128195449709892},{"word":"between","start":2348.0498,"end":2348.3699,"confidence":0.99902344,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.020709922537207603},{"word":"500","start":2348.3699,"end":2348.8499,"confidence":0.99902344,"punctuated_word":"500","sentiment":"neutral","sentiment_score":0.04260452091693878},{"word":"and","start":2348.8499,"end":2349.01,"confidence":0.98095703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.025202134624123573},{"word":"1,000","start":2349.01,"end":2349.49,"confidence":0.8232422,"punctuated_word":"1,000","sentiment":"neutral","sentiment_score":0.05285073816776275},{"word":"a","start":2349.49,"end":2349.5698,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.027690226212143895},{"word":"week","start":2349.5698,"end":2350.0698,"confidence":0.9975586,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.03845039755105972},{"word":"it","start":2362.565,"end":2362.7249,"confidence":0.89208984,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.06893221288919449},{"word":"it","start":2362.7249,"end":2362.805,"confidence":0.9326172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07550230622291565},{"word":"will","start":2362.805,"end":2363.045,"confidence":0.99316406,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.0868540033698082},{"word":"be","start":2363.045,"end":2363.285,"confidence":0.91186523,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":0.07134651392698288},{"word":"yes","start":2363.285,"end":2363.785,"confidence":0.99658203,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09626660495996477},{"word":"yes","start":2378.66,"end":2379.16,"confidence":0.99609375,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0363621786236763},{"word":"yes","start":2380.18,"end":2380.545,"confidence":0.7384033,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1804758608341217},{"word":"yes","start":2392.7048,"end":2393.2048,"confidence":0.9941406,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.12946060299873352},{"word":"basically","start":2401.2,"end":2401.7,"confidence":0.5576172,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":0.03012595698237419},{"word":"yeah","start":2401.76,"end":2402.0,"confidence":0.7878418,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.043438125401735306},{"word":"that","start":2402.0,"end":2402.24,"confidence":0.42944336,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.043676234781742096},{"word":"that","start":2402.24,"end":2402.48,"confidence":0.62597656,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05639614909887314},{"word":"property","start":2402.48,"end":2402.8,"confidence":0.8911133,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.05128799378871918},{"word":"purchase","start":2402.8,"end":2403.2,"confidence":0.87353516,"punctuated_word":"purchase.","sentiment":"neutral","sentiment_score":0.05541441589593887},{"word":"that's","start":2403.2,"end":2403.44,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.08588610589504242},{"word":"all","start":2403.44,"end":2403.94,"confidence":0.99316406,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.08925427496433258},{"word":"that's","start":2404.48,"end":2404.8801,"confidence":0.99194336,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.332154780626297},{"word":"that's","start":2404.8801,"end":2405.12,"confidence":0.9904785,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.3631632924079895},{"word":"all","start":2405.12,"end":2405.28,"confidence":0.9716797,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2313201874494553},{"word":"we","start":2405.28,"end":2405.44,"confidence":0.9277344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.29590651392936707},{"word":"have","start":2405.44,"end":2405.94,"confidence":0.76782227,"punctuated_word":"have.","sentiment":"neutral","sentiment_score":0.2894505262374878},{"word":"not","start":2417.855,"end":2418.0952,"confidence":0.59521484,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.03154055401682854},{"word":"at","start":2418.0952,"end":2418.2551,"confidence":0.9428711,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.0377994179725647},{"word":"the","start":2418.2551,"end":2418.3352,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02860322594642639},{"word":"moment","start":2418.3352,"end":2418.8152,"confidence":0.8815918,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.03231441229581833},{"word":"but","start":2418.8152,"end":2419.3152,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.019168680533766747},{"word":"she","start":2419.615,"end":2419.935,"confidence":0.94921875,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.00860366690903902},{"word":"she","start":2419.935,"end":2420.175,"confidence":0.9980469,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.032787539064884186},{"word":"will","start":2420.175,"end":2420.3352,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.028673632070422173},{"word":"be","start":2420.3352,"end":2420.5752,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.022989507764577866},{"word":"shortly","start":2420.5752,"end":2421.0752,"confidence":0.9946289,"punctuated_word":"shortly.","sentiment":"neutral","sentiment_score":0.02645727246999741},{"word":"well","start":2425.97,"end":2426.1301,"confidence":0.8984375,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.01006316114217043},{"word":"we've","start":2426.1301,"end":2426.6301,"confidence":0.75219727,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.0013198679080232978},{"word":"well","start":2426.85,"end":2427.01,"confidence":0.9025879,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.03403756022453308},{"word":"she's","start":2427.01,"end":2427.33,"confidence":0.9423828,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.04175230488181114},{"word":"had","start":2427.33,"end":2427.49,"confidence":0.95703125,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.03947249799966812},{"word":"offer","start":2427.49,"end":2427.73,"confidence":0.56933594,"punctuated_word":"offer","sentiment":"neutral","sentiment_score":0.03685520589351654},{"word":"for","start":2427.73,"end":2427.97,"confidence":0.9921875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03235236555337906},{"word":"she's","start":2427.97,"end":2428.21,"confidence":0.7565918,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.05899196118116379},{"word":"had","start":2428.21,"end":2428.4502,"confidence":0.9951172,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.05677375942468643},{"word":"offer","start":2428.4502,"end":2428.77,"confidence":0.7089844,"punctuated_word":"offer","sentiment":"neutral","sentiment_score":0.031840480864048004},{"word":"for","start":2428.77,"end":2429.27,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03039384633302689},{"word":"her","start":2430.21,"end":2430.37,"confidence":0.97265625,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.029349569231271744},{"word":"old","start":2430.37,"end":2430.61,"confidence":0.9536133,"punctuated_word":"old","sentiment":"neutral","sentiment_score":0.021070487797260284},{"word":"job","start":2430.61,"end":2430.85,"confidence":0.99902344,"punctuated_word":"job","sentiment":"neutral","sentiment_score":0.021582696586847305},{"word":"back","start":2430.85,"end":2431.25,"confidence":0.9020996,"punctuated_word":"back.","sentiment":"neutral","sentiment_score":0.050457730889320374},{"word":"so","start":2431.25,"end":2431.75,"confidence":0.8569336,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13922925293445587},{"word":"she","start":2443.495,"end":2443.655,"confidence":0.6694336,"punctuated_word":"She","sentiment":"neutral","sentiment_score":-0.037111613899469376},{"word":"has","start":2443.655,"end":2443.975,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.03457953408360481},{"word":"had","start":2443.975,"end":2444.135,"confidence":0.9902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.012304525822401048},{"word":"super","start":2444.135,"end":2444.455,"confidence":0.86035156,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.03289711847901344},{"word":"in","start":2444.455,"end":2444.615,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03472745418548584},{"word":"the","start":2444.615,"end":2444.695,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03894750773906708},{"word":"past","start":2444.695,"end":2444.935,"confidence":0.9746094,"punctuated_word":"past,","sentiment":"neutral","sentiment_score":-0.047605857253074646},{"word":"but","start":2444.935,"end":2445.175,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.03711005672812462},{"word":"it's","start":2445.175,"end":2445.335,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.039214856922626495},{"word":"it's","start":2445.335,"end":2445.655,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.0457235649228096},{"word":"it's","start":2445.655,"end":2446.155,"confidence":0.98583984,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.05078832432627678},{"word":"very","start":2446.295,"end":2446.695,"confidence":0.99902344,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.05783230811357498},{"word":"low","start":2446.695,"end":2447.195,"confidence":0.9946289,"punctuated_word":"low.","sentiment":"neutral","sentiment_score":-0.03690461814403534},{"word":"i","start":2451.3801,"end":2451.54,"confidence":0.7211914,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.006775468587875366},{"word":"think","start":2451.54,"end":2452.02,"confidence":0.9970703,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.009945442900061607},{"word":"11","start":2453.3801,"end":2453.8801,"confidence":0.97924805,"punctuated_word":"11.","sentiment":"neutral","sentiment_score":-0.0005862675607204437},{"word":"11,000","start":2454.74,"end":2455.6401,"confidence":0.79541016,"punctuated_word":"11,000?","sentiment":"neutral","sentiment_score":-0.0030746215488761663},{"word":"yeah","start":2455.86,"end":2456.02,"confidence":0.82958984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00241605332121253},{"word":"she's","start":2456.02,"end":2456.26,"confidence":0.9091797,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":0.001463352469727397},{"word":"got","start":2456.26,"end":2456.4202,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0019099246710538864},{"word":"eleven","start":2456.4202,"end":2456.82,"confidence":0.9980469,"punctuated_word":"eleven","sentiment":"neutral","sentiment_score":-0.0012611541897058487},{"word":"thousand","start":2456.82,"end":2457.1401,"confidence":1.0,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.00281425379216671},{"word":"in","start":2457.1401,"end":2457.3801,"confidence":0.9838867,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.005683591589331627},{"word":"there","start":2457.3801,"end":2457.7,"confidence":0.9682617,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.015088458545506},{"word":"yep","start":2457.7,"end":2458.2,"confidence":0.8601074,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04935432597994805},{"word":"yeah","start":2473.7148,"end":2474.2148,"confidence":0.7030029,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03320778161287308},{"word":"yeah","start":2480.2102,"end":2480.7102,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11092457175254822},{"word":"no","start":2493.105,"end":2493.345,"confidence":0.7324219,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1083783209323883},{"word":"younger","start":2493.345,"end":2493.845,"confidence":0.79418945,"punctuated_word":"Younger.","sentiment":"neutral","sentiment_score":-0.10507863759994508},{"word":"no","start":2495.345,"end":2495.585,"confidence":0.99316406,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08771355450153351},{"word":"no","start":2495.585,"end":2495.825,"confidence":0.98657227,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08324526250362396},{"word":"she's","start":2495.825,"end":2496.065,"confidence":0.99609375,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":-0.05250236392021179},{"word":"younger","start":2496.065,"end":2496.565,"confidence":0.9995117,"punctuated_word":"younger.","sentiment":"neutral","sentiment_score":-0.05085540562868118},{"word":"she's","start":2500.225,"end":2500.725,"confidence":0.9343262,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":-0.0012305345153436065},{"word":"38","start":2501.97,"end":2502.95,"confidence":0.9941406,"punctuated_word":"38.","sentiment":"neutral","sentiment_score":0.0020928909070789814},{"word":"thirty","start":2504.05,"end":2504.37,"confidence":0.27197266,"punctuated_word":"Thirty","sentiment":"neutral","sentiment_score":0.015094715170562267},{"word":"eight","start":2504.37,"end":2504.77,"confidence":0.763916,"punctuated_word":"eight.","sentiment":"neutral","sentiment_score":0.029081664979457855},{"word":"yeah","start":2504.77,"end":2505.27,"confidence":0.8491211,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10445280373096466},{"word":"no","start":2511.01,"end":2511.51,"confidence":0.9382324,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06515109539031982},{"word":"she's","start":2511.57,"end":2512.07,"confidence":0.6936035,"punctuated_word":"She's","sentiment":"neutral","sentiment_score":-0.04666748270392418},{"word":"she'll","start":2512.37,"end":2512.69,"confidence":0.9902344,"punctuated_word":"she'll","sentiment":"neutral","sentiment_score":-0.04093704745173454},{"word":"probably","start":2512.69,"end":2513.01,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.06530404835939407},{"word":"work","start":2513.01,"end":2513.25,"confidence":0.98095703,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.032554589211940765},{"word":"a","start":2513.25,"end":2513.41,"confidence":0.9790039,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05252868682146072},{"word":"bit","start":2513.41,"end":2513.57,"confidence":0.91845703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.07366015017032623},{"word":"longer","start":2513.57,"end":2513.8901,"confidence":1.0,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":-0.03405875340104103},{"word":"than","start":2513.8901,"end":2514.1301,"confidence":1.0,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.05676398426294327},{"word":"that","start":2514.1301,"end":2514.345,"confidence":0.9946289,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.037595849484205246},{"word":"yeah","start":2516.265,"end":2516.765,"confidence":0.9641113,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.454314798116684},{"word":"yeah","start":2536.52,"end":2536.84,"confidence":0.9667969,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09195425361394882},{"word":"that's","start":2536.84,"end":2537.1602,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.14116838574409485},{"word":"fine","start":2537.1602,"end":2537.6602,"confidence":0.99902344,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.16083583235740662},{"word":"yeah","start":2542.855,"end":2543.355,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02136320061981678},{"word":"no","start":2544.135,"end":2544.455,"confidence":0.9880371,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.019131913781166077},{"word":"around","start":2544.455,"end":2544.855,"confidence":0.8105469,"punctuated_word":"Around","sentiment":"neutral","sentiment_score":-0.016814423725008965},{"word":"around","start":2544.855,"end":2545.015,"confidence":0.7763672,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.0005479510873556137},{"word":"that","start":2545.015,"end":2545.095,"confidence":0.41796875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.00860547088086605},{"word":"around","start":2545.175,"end":2545.495,"confidence":0.86621094,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.0113158468157053},{"word":"02:00","start":2545.495,"end":2545.975,"confidence":0.99967444,"punctuated_word":"02:00","sentiment":"neutral","sentiment_score":0.020299866795539856},{"word":"is","start":2545.975,"end":2546.055,"confidence":0.6010742,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02252769470214844},{"word":"fine","start":2546.055,"end":2546.555,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.05532011762261391},{"word":"yep","start":2554.71,"end":2555.1099,"confidence":0.8779297,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.051074735820293427},{"word":"that'll","start":2555.1099,"end":2555.43,"confidence":0.9499512,"punctuated_word":"That'll","sentiment":"neutral","sentiment_score":0.10192500054836272},{"word":"be","start":2555.43,"end":2555.5898,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.09782791882753372},{"word":"fine","start":2555.5898,"end":2556.0898,"confidence":0.99902344,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.1268739551305771},{"word":"yep","start":2573.925,"end":2574.42,"confidence":0.80249023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.057651638984680176},{"word":"alright","start":2588.18,"end":2588.565,"confidence":0.83691406,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.0793682336807251},{"word":"later","start":2628.3098,"end":2628.63,"confidence":0.8496094,"punctuated_word":"Later","sentiment":"neutral","sentiment_score":0.006426632404327393},{"word":"on","start":2628.63,"end":2628.8699,"confidence":0.9667969,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.0033510439097881317},{"word":"i'd","start":2628.8699,"end":2629.1099,"confidence":0.9914551,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.010193916969001291},{"word":"probably","start":2629.1099,"end":2629.51,"confidence":1.0,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.029211021959781647},{"word":"take","start":2629.51,"end":2629.75,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.019680924713611603},{"word":"less","start":2629.75,"end":2630.15,"confidence":0.9892578,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.018048256635665897},{"word":"risk","start":2630.15,"end":2630.47,"confidence":0.83935547,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":-0.052418917417526245},{"word":"but","start":2630.47,"end":2630.8699,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.019816212356090546},{"word":"i'd","start":2630.8699,"end":2630.95,"confidence":0.66796875,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.05872102826833725},{"word":"like","start":2630.95,"end":2631.45,"confidence":0.28100586,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0963258296251297},{"word":"now","start":2631.91,"end":2632.15,"confidence":0.99121094,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.07777595520019531},{"word":"i'd","start":2632.15,"end":2632.47,"confidence":0.95874023,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.06611120700836182},{"word":"like","start":2632.47,"end":2632.63,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06139057502150536},{"word":"to","start":2632.63,"end":2632.71,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07472920417785645},{"word":"get","start":2632.71,"end":2632.8699,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0683186799287796},{"word":"it","start":2632.8699,"end":2633.03,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02120194584131241},{"word":"up","start":2633.03,"end":2633.19,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.03733685612678528},{"word":"there","start":2633.19,"end":2633.69,"confidence":0.7895508,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.06657764315605164},{"word":"and","start":2633.8298,"end":2634.0698,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.030358996242284775},{"word":"then","start":2634.0698,"end":2634.5698,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.038229044526815414},{"word":"i","start":2635.19,"end":2635.3499,"confidence":0.98828125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.011944875121116638},{"word":"take","start":2635.3499,"end":2635.67,"confidence":0.59277344,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.023808442056179047},{"word":"risk","start":2635.67,"end":2635.91,"confidence":0.88427734,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.052500925958156586},{"word":"when","start":2635.91,"end":2636.15,"confidence":0.99316406,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.03249026834964752},{"word":"i'm","start":2636.15,"end":2636.3098,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.04484077915549278},{"word":"older","start":2636.3098,"end":2636.8098,"confidence":0.8823242,"punctuated_word":"older.","sentiment":"neutral","sentiment_score":-0.059946730732917786},{"word":"less","start":2637.03,"end":2637.3499,"confidence":0.99902344,"punctuated_word":"Less","sentiment":"neutral","sentiment_score":-0.03293672204017639},{"word":"risk","start":2637.3499,"end":2637.67,"confidence":0.953125,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":-0.04487629607319832},{"word":"sorry","start":2637.67,"end":2638.17,"confidence":0.9951172,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":0.02073272317647934},{"word":"yeah","start":2655.4001,"end":2655.9001,"confidence":0.982666,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.13034005463123322},{"word":"yeah","start":2674.615,"end":2675.115,"confidence":0.79467773,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.033437661826610565},{"word":"yeah","start":2698.805,"end":2699.305,"confidence":0.8215332,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03593133017420769},{"word":"yeah","start":2700.805,"end":2701.305,"confidence":0.98095703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08885356783866882},{"word":"i","start":2701.365,"end":2701.525,"confidence":0.2578125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2125682234764099},{"word":"thought","start":2701.525,"end":2702.025,"confidence":0.18066406,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":0.20552033185958865},{"word":"yes","start":2703.365,"end":2703.84,"confidence":0.9741211,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.07769300043582916},{"word":"yeah","start":2705.76,"end":2706.08,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.028050893917679787},{"word":"no","start":2706.08,"end":2706.48,"confidence":0.9465332,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.012120392173528671},{"word":"look","start":2706.48,"end":2706.72,"confidence":0.96972656,"punctuated_word":"Look","sentiment":"neutral","sentiment_score":0.04017119109630585},{"word":"look","start":2706.72,"end":2706.9602,"confidence":0.9604492,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0925336331129074},{"word":"at","start":2706.9602,"end":2707.04,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14778375625610352},{"word":"everything","start":2707.04,"end":2707.4402,"confidence":0.99902344,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.1624307781457901},{"word":"you","start":2707.4402,"end":2707.6,"confidence":0.98535156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1219683513045311},{"word":"can","start":2707.6,"end":2708.1,"confidence":0.9995117,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.13782863318920135},{"word":"alright","start":2715.28,"end":2715.78,"confidence":0.9848633,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.13558682799339294},{"word":"yes","start":2727.935,"end":2728.38,"confidence":0.99658203,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.050041526556015015},{"word":"okay","start":2728.5398,"end":2728.6997,"confidence":0.78564453,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08725811541080475},{"word":"no","start":2728.6997,"end":2728.8599,"confidence":0.8232422,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.22638648748397827},{"word":"problem","start":2728.8599,"end":2729.3599,"confidence":0.99902344,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.27421408891677856},{"word":"not","start":2738.5398,"end":2738.7798,"confidence":0.7578125,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.26481637358665466},{"word":"right","start":2738.7798,"end":2739.18,"confidence":0.9892578,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.2299390733242035},{"word":"at","start":2739.18,"end":2739.3398,"confidence":0.67578125,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2325185388326645},{"word":"the","start":2739.3398,"end":2739.5,"confidence":0.9550781,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1976445764303207},{"word":"moment","start":2739.5,"end":2739.9,"confidence":0.9655762,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.15458102524280548},{"word":"no","start":2739.9,"end":2740.4,"confidence":0.85668945,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.21003220975399017},{"word":"yeah","start":2742.0598,"end":2742.375,"confidence":0.7397461,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3528512120246887},{"word":"yep","start":2755.895,"end":2756.34,"confidence":0.9538574,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.3603702187538147},{"word":"alright","start":2760.9001,"end":2761.3,"confidence":0.99316406,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.26214540004730225},{"word":"not","start":2761.3,"end":2761.54,"confidence":0.87841797,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.5312331914901733},{"word":"a","start":2761.54,"end":2761.62,"confidence":0.9941406,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4832875728607178},{"word":"problem","start":2761.62,"end":2762.12,"confidence":1.0,"punctuated_word":"problem.","sentiment":"positive","sentiment_score":0.6061518788337708},{"word":"alright","start":2763.78,"end":2764.28,"confidence":0.82666016,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.5259033441543579},{"word":"okay","start":2769.3801,"end":2769.8801,"confidence":0.9941406,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.24579474329948425},{"word":"alright","start":2769.9402,"end":2770.34,"confidence":0.9904785,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.33338111639022827},{"word":"thanks","start":2770.34,"end":2770.755,"confidence":0.99902344,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.6117291450500488},{"word":"yeah","start":2772.9148,"end":2773.075,"confidence":0.9277344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1021624431014061},{"word":"yeah","start":2773.075,"end":2773.3948,"confidence":0.7145996,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.14674216508865356},{"word":"you","start":2773.3948,"end":2773.6348,"confidence":0.78466797,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.1919981688261032},{"word":"too","start":2773.6348,"end":2773.9548,"confidence":0.9782715,"punctuated_word":"too.","sentiment":"neutral","sentiment_score":0.19755089282989505},{"word":"alright","start":2773.9548,"end":2774.1948,"confidence":0.9133301,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.21944640576839447},{"word":"thanks","start":2774.1948,"end":2774.6948,"confidence":0.99853516,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.5865126848220825},{"word":"bye","start":2774.755,"end":2775.255,"confidence":0.99365234,"punctuated_word":"Bye.","sentiment":"positive","sentiment_score":0.35791563987731934}],"paragraphs":{"transcript":"\nHello? Not too bad. Yourself? Yeah. That's fine.\n\nYep. No. No. That's all good. Yeah.\n\nYeah. Yeah. Yep. Yep. That's fine.\n\nYeah. No. I'm I'm back at work. Yep. Yep.\n\nYeah. That's fine. Yeah. It's '15 to the second awning service. Right?\n\nAnd what else is there? 9 King Street up in Leesau, Wales. Yep. Yes. Yeah.\n\nNo. It's just when I when I first opened the the account through you guys, the guy I was talking to said within the next two to three years, you'd be up near 250,000. And yeah. And it I thought, oh, yeah. That's sounds good.\n\nAnd, you know, that's why I kind of went along with it. And then it's the highest it's ever been is one twenty. Yep. Yep. Yeah.\n\nYep. Yep. I am now. Yes. It's kinda steady at the moment.\n\nIt is gonna get better because I've got a lot of upcoming work. So yeah. Yep. Yeah. No.\n\nYep. Yeah. Well, I I just wanted to to basically work for me. And because I had I had a guy from some super review company ring me, And I spoke to them, and he goes, oh, you know, took my information. Then we had a three way conversation with Netwealth.\n\nAnd Netwealth actually said to to there was some sort of a aia insurance that was taking $2,000 out a year, and then we tried to look into that. And apparently, it's not bad because I spoke with a lady the other day from you guys. And I was wondering where that information came from. And then he he he basically told me he has the exact same setup as I have, but his is going up. And mine's not.\n\nAnd I thought, well, that's odd. That's why what kinda brought on this, and I thought, well, I'd rather be making money because than than, you know, losing it for no reason. That's why I thought I'd better ask about the insurances and all that sort of thing. I don't know where that where that AIA thing came from. Right.\n\nYes. Yes. Which one was that? Oh, yes. Yes.\n\nYeah. Oh, I I haven't checked. Yet. Yeah. Yeah.\n\nYeah. Yes. Yep. Yes. Uh-huh.\n\nYeah. No. It's fine. Okay. Yeah.\n\nYep. Okay. Yeah. I just yeah. Because and it's just it's not so much this.\n\nIt's just kind of frustrating that I'm trying I've been trying to get a home loan. We haven't, you know, gone right through because every time I've they ask me how much super I have. And as soon as I hear it's under 200,000, they won't touch me. That's that's that's part of my frustrating problem. You know?\n\nAnd and it's not like I can't service a loan because I make enough money to to pay my rent and pay bills and everything here. So what you know, I'd I'd probably I'd probably be paying less if I had a home loan. Next year. Yep. Yep.\n\nThat's alright. Yeah. Right. I do I did have. Yeah.\n\nYeah. Yep. Because I even I even have I mean, I even have the option of having my parents going as guarantor. So, I mean, I've got I've got everything there. I had I mean, I had the deposit, but like I like I was like, you know, I've I've had the surgery.\n\nWell, because I wasn't working, I was living off my savings. So I'm just building that back up right now. And, you know, before I know it, I'll have, I mean, 60 to $100,000 in savings. Well, well, I'll I'll just I'll get my savings up first, and then so I've got you know, if anything ever happens, I've got a deposit sitting there. Yes.\n\nYep. Yes. Yeah. Yes. Yeah.\n\nYep. Yeah. Yep. Yeah. Well, over the next few weeks, once I start getting these jobs out, that's when I was thinking of starting to contributing.\n\nWell, I could well, in my position, I I was looking at a 100 at least a 100 a week. Yeah. Yes. Yes. Yeah.\n\nOut of out of my out of my business account. Yeah. Yeah. Yeah. SoulTrainer.\n\nIt's well, with the work the way it's going, it it it could be more. Yeah. No. I'd leave it yeah. I'd let I'd leave it at that for now.\n\nAnd then once I've done a full financial year, then I'll I'll I'll see what it's what it's actually at. Yeah. Yep. Yep. Alright.\n\nYep. Right. Yeah. Yeah. Sure.\n\nYes. Yeah. Yeah. I mean I mean, it is kinda sufficient. I mean yeah.\n\nYes. Yeah. Right. Well, that's sorry. I was gonna say that's that's how it was once I came out of hospital from the from the surgery.\n\nFor for three months, I wasn't able to drive, wasn't able to oh, had difficulty, you know, had my wife and my kids, like, help me change. I couldn't shower by myself, you know, all that sort of stuff. It was yeah. That's what it was like with recovery. Yes.\n\nYeah. Yeah. Yep. Yeah. Yeah.\n\nI I probably I'd be I'd certainly leave it as it is. You know, I knowing that the the way it was, I mean, I I honestly misread the way the the how how far you had to be to actually claim. So yeah. Because I yeah. Because I was kinda at first, I thought we're gonna struggle with with having that money coming in and still having to pay rent and food on table.\n\nAnd then basically, yeah, I worked it all out anyway, so it was fine. Yeah. Yeah. I mean, I didn't I didn't have to have the surgery now. It was just a a valve that wasn't working properly.\n\nIt was working, but not to its full extent. And what it was is I had a valve replacement doing basically, doctor the surgeon said gave me the option if I wanted to do it or not. I didn't have to, but I thought doing it now while I'm still younger rather than having complications when I'm older getting it done. So doing it now and, you know, three months gone by. I'm back I'm back at work.\n\nIt's fine. You know? So a lot of other people have taken longer. I've had a relative of mine have the same operation, and he was out for a lot longer and said he went back to work too early, and that was, like, six months. I'm I'm a fast healer, and I, you know, I get back into things easily.\n\nSo I was surprised that I, you know, I was back up on my feet and doing everything like normal again. Yes. That's right. Yes. Yeah.\n\nYeah. Yeah. No. Yeah. It's just a the only reason I really wanted to I I thought I had wanna have the income protection is because because I was gonna have the operation and I was gonna be off work.\n\nThat's basically what I wanted to look into it for. But like I said, I I had the savings and I end up using that. Yeah. Yeah. Yeah.\n\nAlright. Wasn't really worried about it for now. Uh-huh. Probably be working a bit longer, I think. Well, I'd probably I'd probably try I'd like to work till at least 70.\n\nYes. Yep. That sounds fine. Yes. Yep.\n\nNo. No. I haven't. Yes. Yep.\n\nYeah. It should be fine. Yeah. That's fine. Okay.\n\nYep. Yep. That's me. No. No.\n\nEverything everything sounds okay. Yeah. Yeah. Yeah. Okay.\n\nYep. Yes. Yeah. Yeah. That's fine.\n\nYeah. Yep. Okay. Alright. No.\n\nI I understood how that all works. Yeah. Alright. No problem. Yep.\n\nNo. That that's a sign. Yes. Yes. Hi.\n\nYep. Yeah. Yeah. Yeah. It's not new, though.\n\nIt's it's just a secondhand vehicle. It's 2,018, but it's a a Ford Ranger. No. No. I never had a loan.\n\nNo. Right. Yeah. No. I wasn't a loan.\n\nWell, it's actually valued for more because I got it I bought it off a friend. It's actually valued at 46. Yeah. No. No.\n\nWell, it's it's low at the moment. I mean, it's down it's down to 11,000. Yeah. I I will I I was at 60 and then, you know, life. So Okay.\n\nYeah. Surgery and bills and paying out things and, yeah, everything. So, yeah, now I'm just gonna build it back up. Yeah. Well, I I I put money aside to put into that.\n\nIt depends. It varies between 500 and 1,000 a week. It it will be. Yes. Yes.\n\nYes. Yes. Basically, yeah, that that property purchase. That's all. That's that's all we have.\n\nNot at the moment, but she she will be shortly. Well, we've well, she's had offer for she's had offer for her old job back. So She has had super in the past, but it's it's it's very low. I think 11. 11,000?\n\nYeah. She's got eleven thousand in there. Yep. Yeah. Yeah.\n\nNo. Younger. No. No. She's younger.\n\nShe's 38. Thirty eight. Yeah. No. She's she'll probably work a bit longer than that.\n\nYeah. Yeah. That's fine. Yeah. No.\n\nAround around that around 02:00 is fine. Yep. That'll be fine. Yep. Alright.\n\nLater on, I'd probably take less risk, but I'd like now I'd like to get it up there, and then I take risk when I'm older. Less risk. Sorry. Yeah. Yeah.\n\nYeah. Yeah. I thought yes. Yeah. No.\n\nLook look at everything you can. Alright. Yes. Okay. No problem.\n\nNot right at the moment. No. Yeah. Yep. Alright.\n\nNot a problem. Alright. Okay. Alright. Thanks.\n\nYeah. Yeah. You too. Alright. Thanks.\n\nBye.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.88,"end":1.38,"sentiment":"neutral","sentiment_score":0.02959560416638851},{"text":"Not too bad.","start":6.08,"end":6.7999997,"sentiment":"neutral","sentiment_score":0.23704737921555838},{"text":"Yourself?","start":6.7999997,"end":7.2999997,"sentiment":"neutral","sentiment_score":0.17955026030540466},{"text":"Yeah.","start":15.245001,"end":15.645,"sentiment":"neutral","sentiment_score":0.10899198055267334},{"text":"That's fine.","start":15.645,"end":16.285,"sentiment":"neutral","sentiment_score":0.19755661487579346}],"sentiment":"neutral","sentiment_score":0.17804915155284107,"num_words":8,"start":0.88,"end":16.285},{"sentences":[{"text":"Yep.","start":16.285,"end":16.785,"sentiment":"neutral","sentiment_score":0.1617979258298874},{"text":"No.","start":24.525002,"end":24.765,"sentiment":"neutral","sentiment_score":-0.11070715636014938},{"text":"No.","start":24.765,"end":24.925,"sentiment":"neutral","sentiment_score":-0.10490906983613968},{"text":"That's all good.","start":24.925,"end":25.825,"sentiment":"neutral","sentiment_score":-0.003263968974351883},{"text":"Yeah.","start":28.525002,"end":28.92,"sentiment":"neutral","sentiment_score":0.06997177004814148}],"sentiment":"neutral","sentiment_score":0.0009087946798120226,"num_words":7,"start":16.285,"end":28.92},{"sentences":[{"text":"Yeah.","start":43.08,"end":43.58,"sentiment":"neutral","sentiment_score":0.037007495760917664},{"text":"Yeah.","start":43.96,"end":44.445,"sentiment":"neutral","sentiment_score":0.042939841747283936},{"text":"Yep.","start":66.24,"end":66.74,"sentiment":"neutral","sentiment_score":0.07716605067253113},{"text":"Yep.","start":69.6,"end":69.92,"sentiment":"neutral","sentiment_score":0.03290295600891113},{"text":"That's fine.","start":69.92,"end":70.605,"sentiment":"neutral","sentiment_score":0.09549432620406151}],"sentiment":"neutral","sentiment_score":0.06350083276629448,"num_words":6,"start":43.08,"end":70.605},{"sentences":[{"text":"Yeah.","start":76.045006,"end":76.285,"sentiment":"neutral","sentiment_score":-0.011145799420773985},{"text":"No.","start":76.285,"end":76.525,"sentiment":"neutral","sentiment_score":-0.07294725626707077},{"text":"I'm I'm back at work.","start":76.525,"end":77.745,"sentiment":"neutral","sentiment_score":-0.027386071905493737},{"text":"Yep.","start":86.94,"end":87.44,"sentiment":"neutral","sentiment_score":0.03314311057329178},{"text":"Yep.","start":87.5,"end":88.0,"sentiment":"neutral","sentiment_score":0.07258214801549911}],"sentiment":"neutral","sentiment_score":-0.012810906291835837,"num_words":9,"start":76.045006,"end":88.0},{"sentences":[{"text":"Yeah.","start":95.5,"end":95.9,"sentiment":"neutral","sentiment_score":0.20942941308021543},{"text":"That's fine.","start":95.9,"end":96.615,"sentiment":"neutral","sentiment_score":0.31749607622623444},{"text":"Yeah.","start":108.295,"end":108.455,"sentiment":"neutral","sentiment_score":0.05051587522029877},{"text":"It's '15 to the second awning service.","start":108.455,"end":110.375,"sentiment":"neutral","sentiment_score":0.02919619290956429},{"text":"Right?","start":110.375,"end":110.875,"sentiment":"neutral","sentiment_score":0.028127603232860565}],"sentiment":"neutral","sentiment_score":0.09395319952939947,"num_words":12,"start":95.5,"end":110.875},{"sentences":[{"text":"And what else is there?","start":111.71,"end":112.93,"sentiment":"neutral","sentiment_score":0.004762957990169525},{"text":"9 King Street up in Leesau, Wales.","start":116.83,"end":118.85,"sentiment":"neutral","sentiment_score":-0.00518244006005781},{"text":"Yep.","start":135.485,"end":135.985,"sentiment":"neutral","sentiment_score":-0.01931816339492798},{"text":"Yes.","start":145.34001,"end":145.84001,"sentiment":"neutral","sentiment_score":0.1134815439581871},{"text":"Yeah.","start":151.445,"end":151.60501,"sentiment":"neutral","sentiment_score":-0.0374651812016964}],"sentiment":"neutral","sentiment_score":0.0029490605928003785,"num_words":15,"start":111.71,"end":151.60501},{"sentences":[{"text":"No.","start":151.60501,"end":151.765,"sentiment":"neutral","sentiment_score":-0.0788208544254303},{"text":"It's just when I when I first opened the the account through you guys, the guy I was talking to said within the next two to three years, you'd be up near 250,000.","start":151.765,"end":164.02501,"sentiment":"neutral","sentiment_score":-0.04532276957549832},{"text":"And yeah.","start":164.49,"end":165.93,"sentiment":"neutral","sentiment_score":-0.006252131424844264},{"text":"And it I thought, oh, yeah.","start":165.93,"end":167.69,"sentiment":"neutral","sentiment_score":0.010884824674576521},{"text":"That's sounds good.","start":167.69,"end":169.05,"sentiment":"neutral","sentiment_score":0.13640213509400687}],"sentiment":"neutral","sentiment_score":-0.024721359109712973,"num_words":45,"start":151.60501,"end":169.05},{"sentences":[{"text":"And, you know, that's why I kind of went along with it.","start":169.05,"end":171.13,"sentiment":"neutral","sentiment_score":-0.00948767592975249},{"text":"And then it's the highest it's ever been is one twenty.","start":171.13,"end":174.43,"sentiment":"neutral","sentiment_score":-0.011319952635941181},{"text":"Yep.","start":182.985,"end":183.485,"sentiment":"neutral","sentiment_score":0.09759071469306946},{"text":"Yep.","start":199.31999,"end":199.81999,"sentiment":"neutral","sentiment_score":0.0676819235086441},{"text":"Yeah.","start":208.695,"end":209.195,"sentiment":"neutral","sentiment_score":0.004615676589310169}],"sentiment":"neutral","sentiment_score":-0.002633972129283043,"num_words":26,"start":169.05,"end":209.195},{"sentences":[{"text":"Yep.","start":233.485,"end":233.985,"sentiment":"neutral","sentiment_score":0.0101004121825099},{"text":"Yep.","start":244.445,"end":244.77,"sentiment":"neutral","sentiment_score":-0.011889736168086529},{"text":"I am now.","start":252.61,"end":253.25,"sentiment":"neutral","sentiment_score":0.01953966108461221},{"text":"Yes.","start":253.25,"end":253.75,"sentiment":"neutral","sentiment_score":0.03702987730503082},{"text":"It's kinda steady at the moment.","start":260.185,"end":261.805,"sentiment":"neutral","sentiment_score":0.017863037375112373}],"sentiment":"neutral","sentiment_score":0.01675314673533042,"num_words":12,"start":233.485,"end":261.805},{"sentences":[{"text":"It is gonna get better because I've got a lot of upcoming work.","start":262.985,"end":267.565,"sentiment":"neutral","sentiment_score":0.08273041305633691},{"text":"So yeah.","start":269.54498,"end":270.525,"sentiment":"neutral","sentiment_score":0.22448664158582687},{"text":"Yep.","start":285.88,"end":286.275,"sentiment":"neutral","sentiment_score":-0.02167850360274315},{"text":"Yeah.","start":294.035,"end":294.535,"sentiment":"neutral","sentiment_score":-0.017564771696925163},{"text":"No.","start":322.97498,"end":323.4,"sentiment":"negative","sentiment_score":-0.59320068359375}],"sentiment":"neutral","sentiment_score":0.049556927445034184,"num_words":18,"start":262.985,"end":323.4},{"sentences":[{"text":"Yep.","start":330.36,"end":330.86,"sentiment":"neutral","sentiment_score":0.02463817596435547},{"text":"Yeah.","start":344.855,"end":345.355,"sentiment":"neutral","sentiment_score":0.08841665089130402},{"text":"Well, I I just wanted to to basically work for me.","start":347.77,"end":356.16998,"sentiment":"neutral","sentiment_score":0.11606665429743854},{"text":"And because I had I had a guy from some super review company ring me, And I spoke to them, and he goes, oh, you know, took my information.","start":356.16998,"end":368.905,"sentiment":"neutral","sentiment_score":0.03363000453803046},{"text":"Then we had a three way conversation with Netwealth.","start":369.04498,"end":372.26498,"sentiment":"neutral","sentiment_score":0.011503664983643426}],"sentiment":"neutral","sentiment_score":0.048403747854571716,"num_words":51,"start":330.36,"end":372.26498},{"sentences":[{"text":"And Netwealth actually said to to there was some sort of a aia insurance that was taking $2,000 out a year, and then we tried to look into that.","start":373.845,"end":384.46,"sentiment":"neutral","sentiment_score":-0.048345384284340105},{"text":"And apparently, it's not bad because I spoke with a lady the other day from you guys.","start":384.46,"end":388.785,"sentiment":"neutral","sentiment_score":0.013312693959211601},{"text":"And I was wondering where that information came from.","start":390.865,"end":393.285,"sentiment":"neutral","sentiment_score":-0.0632733441889286},{"text":"And then he he he basically told me he has the exact same setup as I have, but his is going up.","start":393.345,"end":403.95,"sentiment":"neutral","sentiment_score":-0.05509240637448701},{"text":"And mine's not.","start":405.13,"end":406.25,"sentiment":"neutral","sentiment_score":-0.09030838931600253}],"sentiment":"neutral","sentiment_score":-0.040351481910329313,"num_words":80,"start":373.845,"end":406.25},{"sentences":[{"text":"And I thought, well, that's odd.","start":406.25,"end":407.87,"sentiment":"neutral","sentiment_score":-0.2128566081325213},{"text":"That's why what kinda brought on this, and I thought, well, I'd rather be making money because than than, you know, losing it for no reason.","start":407.93,"end":418.935,"sentiment":"neutral","sentiment_score":-0.27343282819940495},{"text":"That's why I thought I'd better ask about the insurances and all that sort of thing.","start":421.795,"end":425.075,"sentiment":"neutral","sentiment_score":-0.22244807984679937},{"text":"I don't know where that where that AIA thing came from.","start":425.075,"end":428.43,"sentiment":"neutral","sentiment_score":-0.18673872270367362},{"text":"Right.","start":440.43,"end":440.775,"sentiment":"neutral","sentiment_score":-0.1109180822968483}],"sentiment":"neutral","sentiment_score":-0.2351767748594284,"num_words":60,"start":406.25,"end":440.775},{"sentences":[{"text":"Yes.","start":448.775,"end":449.275,"sentiment":"neutral","sentiment_score":0.04302750527858734},{"text":"Yes.","start":471.60498,"end":472.10498,"sentiment":"neutral","sentiment_score":0.07842950522899628},{"text":"Which one was that?","start":487.62,"end":488.6,"sentiment":"neutral","sentiment_score":-0.027131314389407635},{"text":"Oh, yes.","start":490.34,"end":490.82,"sentiment":"neutral","sentiment_score":0.05499378778040409},{"text":"Yes.","start":490.82,"end":491.32,"sentiment":"neutral","sentiment_score":0.10731525719165802}],"sentiment":"neutral","sentiment_score":0.025581620633602142,"num_words":9,"start":448.775,"end":491.32},{"sentences":[{"text":"Yeah.","start":502.465,"end":502.965,"sentiment":"neutral","sentiment_score":0.0001110360026359558},{"text":"Oh, I I haven't checked.","start":503.265,"end":505.2,"sentiment":"neutral","sentiment_score":-0.042193051800131796},{"text":"Yet.","start":506.48,"end":506.98,"sentiment":"neutral","sentiment_score":0.0354897566139698},{"text":"Yeah.","start":519.28,"end":519.645,"sentiment":"neutral","sentiment_score":0.12482137233018877},{"text":"Yeah.","start":529.805,"end":530.305,"sentiment":"neutral","sentiment_score":-0.0063957758247852325}],"sentiment":"neutral","sentiment_score":-0.006326541097627744,"num_words":9,"start":502.465,"end":530.305},{"sentences":[{"text":"Yeah.","start":547.1,"end":547.545,"sentiment":"neutral","sentiment_score":0.04352647811174393},{"text":"Yes.","start":586.455,"end":586.955,"sentiment":"neutral","sentiment_score":-0.15526379644870758},{"text":"Yep.","start":605.145,"end":605.645,"sentiment":"neutral","sentiment_score":0.1830887496471405},{"text":"Yes.","start":611.545,"end":611.91,"sentiment":"neutral","sentiment_score":0.13007569313049316},{"text":"Uh-huh.","start":615.99,"end":616.49,"sentiment":"neutral","sentiment_score":0.0475672259926796}],"sentiment":"neutral","sentiment_score":0.04979887008666992,"num_words":5,"start":547.1,"end":616.49},{"sentences":[{"text":"Yeah.","start":638.64496,"end":638.96497,"sentiment":"neutral","sentiment_score":0.028962478041648865},{"text":"No.","start":638.96497,"end":639.205,"sentiment":"neutral","sentiment_score":-0.007617685943841934},{"text":"It's fine.","start":639.205,"end":639.84,"sentiment":"neutral","sentiment_score":0.07678263261914253},{"text":"Okay.","start":653.76,"end":654.26,"sentiment":"neutral","sentiment_score":0.13359838724136353},{"text":"Yeah.","start":654.64,"end":655.14,"sentiment":"neutral","sentiment_score":0.1807650625705719}],"sentiment":"neutral","sentiment_score":0.08154558452467124,"num_words":6,"start":638.64496,"end":655.14},{"sentences":[{"text":"Yep.","start":668.72003,"end":669.22003,"sentiment":"neutral","sentiment_score":0.32418960332870483},{"text":"Okay.","start":680.24,"end":680.74,"sentiment":"neutral","sentiment_score":0.05454134568572045},{"text":"Yeah.","start":681.12,"end":681.62,"sentiment":"neutral","sentiment_score":0.053915467113256454},{"text":"I just yeah.","start":681.83496,"end":683.115,"sentiment":"neutral","sentiment_score":-0.0035080034285783763},{"text":"Because and it's just it's not so much this.","start":683.115,"end":686.635,"sentiment":"neutral","sentiment_score":-0.21901476259032884}],"sentiment":"neutral","sentiment_score":-0.10326736383140087,"num_words":15,"start":668.72003,"end":686.635},{"sentences":[{"text":"It's just kind of frustrating that I'm trying I've been trying to get a home loan.","start":686.635,"end":693.455,"sentiment":"negative","sentiment_score":-0.4936969745904207},{"text":"We haven't, you know, gone right through because every time I've they ask me how much super I have.","start":694.795,"end":701.36,"sentiment":"neutral","sentiment_score":-0.29985277197862925},{"text":"And as soon as I hear it's under 200,000, they won't touch me.","start":701.66,"end":706.96,"sentiment":"neutral","sentiment_score":-0.1647014067723201},{"text":"That's that's that's part of my frustrating problem.","start":708.46,"end":711.53503,"sentiment":"neutral","sentiment_score":-0.32269503455609083},{"text":"You know?","start":713.275,"end":713.675,"sentiment":"neutral","sentiment_score":-0.11099177598953246}],"sentiment":"neutral","sentiment_score":-0.31967269616394206,"num_words":58,"start":686.635,"end":713.675},{"sentences":[{"text":"And and it's not like I can't service a loan because I make enough money to to pay my rent and pay bills and everything here.","start":713.675,"end":723.93,"sentiment":"neutral","sentiment_score":-0.15656892453821805},{"text":"So what you know, I'd I'd probably I'd probably be paying less if I had a home loan.","start":724.08997,"end":730.35,"sentiment":"neutral","sentiment_score":-0.07766971866496736},{"text":"Next year.","start":742.265,"end":743.085,"sentiment":"neutral","sentiment_score":-0.010313587263226509},{"text":"Yep.","start":743.865,"end":744.365,"sentiment":"neutral","sentiment_score":0.004957597702741623},{"text":"Yep.","start":744.505,"end":745.005,"sentiment":"neutral","sentiment_score":-0.0932195633649826}],"sentiment":"neutral","sentiment_score":-0.11620283571149533,"num_words":48,"start":713.675,"end":745.005},{"sentences":[{"text":"That's alright.","start":747.065,"end":747.885,"sentiment":"neutral","sentiment_score":-0.14136338233947754},{"text":"Yeah.","start":759.35,"end":759.85,"sentiment":"neutral","sentiment_score":0.05925392732024193},{"text":"Right.","start":766.965,"end":767.465,"sentiment":"neutral","sentiment_score":0.11148197948932648},{"text":"I do I did have.","start":772.805,"end":773.925,"sentiment":"neutral","sentiment_score":0.058320265263319016},{"text":"Yeah.","start":773.925,"end":774.27,"sentiment":"neutral","sentiment_score":0.09260983765125276}],"sentiment":"neutral","sentiment_score":0.027222030609846116,"num_words":10,"start":747.065,"end":774.27},{"sentences":[{"text":"Yeah.","start":797.725,"end":798.225,"sentiment":"neutral","sentiment_score":0.07207651436328888},{"text":"Yep.","start":800.31,"end":800.81,"sentiment":"neutral","sentiment_score":0.07661005854606628},{"text":"Because I even I even have I mean, I even have the option of having my parents going as guarantor.","start":800.95,"end":806.33,"sentiment":"neutral","sentiment_score":-0.01591751556843519},{"text":"So, I mean, I've got I've got everything there.","start":808.31,"end":811.21,"sentiment":"neutral","sentiment_score":-0.02490849296251933},{"text":"I had I mean, I had the deposit, but like I like I was like, you know, I've I've had the surgery.","start":811.35,"end":818.695,"sentiment":"neutral","sentiment_score":-0.0752740412611853}],"sentiment":"neutral","sentiment_score":-0.0386767751484547,"num_words":53,"start":797.725,"end":818.695},{"sentences":[{"text":"Well, because I wasn't working, I was living off my savings.","start":818.91504,"end":822.935,"sentiment":"neutral","sentiment_score":-0.1383872018619017},{"text":"So I'm just building that back up right now.","start":826.03503,"end":828.85504,"sentiment":"neutral","sentiment_score":0.025440421369340684},{"text":"And, you know, before I know it, I'll have, I mean, 60 to $100,000 in savings.","start":829.35,"end":835.52997,"sentiment":"neutral","sentiment_score":0.04299209197051823},{"text":"Well, well, I'll I'll just I'll get my savings up first, and then so I've got you know, if anything ever happens, I've got a deposit sitting there.","start":844.31,"end":858.36,"sentiment":"neutral","sentiment_score":0.06294077036104032},{"text":"Yes.","start":869.07996,"end":869.57996,"sentiment":"neutral","sentiment_score":0.08314898610115051}],"sentiment":"neutral","sentiment_score":0.01907797845510336,"num_words":65,"start":818.91504,"end":869.57996},{"sentences":[{"text":"Yep.","start":883.335,"end":883.59,"sentiment":"neutral","sentiment_score":0.07248827069997787},{"text":"Yes.","start":894.47003,"end":894.97003,"sentiment":"neutral","sentiment_score":-0.014454195275902748},{"text":"Yeah.","start":930.435,"end":930.935,"sentiment":"neutral","sentiment_score":0.050396569073200226},{"text":"Yes.","start":950.405,"end":950.905,"sentiment":"neutral","sentiment_score":0.08106499910354614},{"text":"Yeah.","start":969.94,"end":970.44,"sentiment":"neutral","sentiment_score":0.05525389313697815}],"sentiment":"neutral","sentiment_score":0.048949907347559926,"num_words":5,"start":883.335,"end":970.44},{"sentences":[{"text":"Yep.","start":1000.54004,"end":1000.875,"sentiment":"neutral","sentiment_score":0.1437806338071823},{"text":"Yeah.","start":1027.85,"end":1028.175,"sentiment":"neutral","sentiment_score":-0.04867124930024147},{"text":"Yep.","start":1038.495,"end":1038.995,"sentiment":"neutral","sentiment_score":0.057827241718769073},{"text":"Yeah.","start":1047.59,"end":1048.07,"sentiment":"neutral","sentiment_score":0.03105805069208145},{"text":"Well, over the next few weeks, once I start getting these jobs out, that's when I was thinking of starting to contributing.","start":1048.07,"end":1055.85,"sentiment":"neutral","sentiment_score":0.0202302292666652}],"sentiment":"neutral","sentiment_score":0.024194604645554837,"num_words":26,"start":1000.54004,"end":1055.85},{"sentences":[{"text":"Well, I could well, in my position, I I was looking at a 100 at least a 100 a week.","start":1065.805,"end":1072.26,"sentiment":"neutral","sentiment_score":0.03318052720278501},{"text":"Yeah.","start":1080.1,"end":1080.6,"sentiment":"neutral","sentiment_score":0.1592913568019867},{"text":"Yes.","start":1083.9401,"end":1084.42,"sentiment":"neutral","sentiment_score":0.0990704894065857},{"text":"Yes.","start":1084.42,"end":1084.92,"sentiment":"neutral","sentiment_score":0.09925615787506104},{"text":"Yeah.","start":1085.7351,"end":1085.9751,"sentiment":"neutral","sentiment_score":0.1290669143199921}],"sentiment":"neutral","sentiment_score":0.04792897760247191,"num_words":24,"start":1065.805,"end":1085.9751},{"sentences":[{"text":"Out of out of my out of my business account.","start":1085.9751,"end":1088.395,"sentiment":"neutral","sentiment_score":-0.0019961903803050545},{"text":"Yeah.","start":1090.375,"end":1090.875,"sentiment":"positive","sentiment_score":0.4260514378547669},{"text":"Yeah.","start":1116.4049,"end":1116.9049,"sentiment":"positive","sentiment_score":0.500937819480896},{"text":"Yeah.","start":1119.2849,"end":1119.7849,"sentiment":"neutral","sentiment_score":0.15085767209529877},{"text":"SoulTrainer.","start":1128.06,"end":1128.56,"sentiment":"neutral","sentiment_score":0.05550460144877434}],"sentiment":"neutral","sentiment_score":0.07952783050547753,"num_words":14,"start":1085.9751,"end":1128.56},{"sentences":[{"text":"It's well, with the work the way it's going, it it it could be more.","start":1150.3151,"end":1156.15,"sentiment":"neutral","sentiment_score":0.15334698085983595},{"text":"Yeah.","start":1158.13,"end":1158.63,"sentiment":"neutral","sentiment_score":0.029996713623404503},{"text":"No.","start":1162.13,"end":1162.4501,"sentiment":"neutral","sentiment_score":-0.06796887516975403},{"text":"I'd leave it yeah.","start":1162.4501,"end":1163.75,"sentiment":"neutral","sentiment_score":-0.025778730865567923},{"text":"I'd let I'd leave it at that for now.","start":1164.13,"end":1166.15,"sentiment":"neutral","sentiment_score":-0.030022863091693983}],"sentiment":"neutral","sentiment_score":0.06296372866878906,"num_words":30,"start":1150.3151,"end":1166.15},{"sentences":[{"text":"And then once I've done a full financial year, then I'll I'll I'll see what it's what it's actually at.","start":1167.6951,"end":1174.8351,"sentiment":"neutral","sentiment_score":0.03436737477313727},{"text":"Yeah.","start":1195.1649,"end":1195.6649,"sentiment":"neutral","sentiment_score":-0.04912545159459114},{"text":"Yep.","start":1205.4049,"end":1205.9049,"sentiment":"neutral","sentiment_score":-0.08735136687755585},{"text":"Yep.","start":1242.5,"end":1242.765,"sentiment":"neutral","sentiment_score":-0.018124379217624664},{"text":"Alright.","start":1264.63,"end":1265.13,"sentiment":"neutral","sentiment_score":-0.043557316064834595}],"sentiment":"neutral","sentiment_score":0.020382874237839133,"num_words":24,"start":1167.6951,"end":1265.13},{"sentences":[{"text":"Yep.","start":1269.99,"end":1270.365,"sentiment":"neutral","sentiment_score":-0.04346136376261711},{"text":"Right.","start":1282.6849,"end":1283.1849,"sentiment":"neutral","sentiment_score":-0.04649629443883896},{"text":"Yeah.","start":1286.37,"end":1286.87,"sentiment":"neutral","sentiment_score":-0.2602510452270508},{"text":"Yeah.","start":1300.0651,"end":1300.225,"sentiment":"neutral","sentiment_score":-0.16055724024772644},{"text":"Sure.","start":1300.225,"end":1300.725,"sentiment":"neutral","sentiment_score":-0.11003641039133072}],"sentiment":"neutral","sentiment_score":-0.12416047081351281,"num_words":5,"start":1269.99,"end":1300.725},{"sentences":[{"text":"Yes.","start":1318.4,"end":1318.9,"sentiment":"neutral","sentiment_score":0.0166593287140131},{"text":"Yeah.","start":1323.465,"end":1323.965,"sentiment":"neutral","sentiment_score":0.015315623953938484},{"text":"Yeah.","start":1331.465,"end":1331.965,"sentiment":"neutral","sentiment_score":-0.007729396224021912},{"text":"I mean I mean, it is kinda sufficient.","start":1337.73,"end":1339.99,"sentiment":"neutral","sentiment_score":-0.014466388616710901},{"text":"I mean yeah.","start":1340.0499,"end":1341.59,"sentiment":"neutral","sentiment_score":0.09179128954807918}],"sentiment":"neutral","sentiment_score":0.013134879725319999,"num_words":14,"start":1318.4,"end":1341.59},{"sentences":[{"text":"Yes.","start":1353.345,"end":1353.845,"sentiment":"neutral","sentiment_score":0.010484591126441956},{"text":"Yeah.","start":1378.015,"end":1378.515,"sentiment":"neutral","sentiment_score":-0.13143451511859894},{"text":"Right.","start":1396.1901,"end":1396.51,"sentiment":"neutral","sentiment_score":0.032760899513959885},{"text":"Well, that's sorry.","start":1396.51,"end":1398.655,"sentiment":"neutral","sentiment_score":0.00531718631585439},{"text":"I was gonna say that's that's how it was once I came out of hospital from the from the surgery.","start":1398.655,"end":1403.555,"sentiment":"neutral","sentiment_score":-0.1052156189456582}],"sentiment":"neutral","sentiment_score":-0.0837134555555307,"num_words":26,"start":1353.345,"end":1403.555},{"sentences":[{"text":"For for three months, I wasn't able to drive, wasn't able to oh, had difficulty, you know, had my wife and my kids, like, help me change.","start":1405.055,"end":1415.17,"sentiment":"neutral","sentiment_score":-0.14770514683590996},{"text":"I couldn't shower by myself, you know, all that sort of stuff.","start":1416.3501,"end":1419.55,"sentiment":"neutral","sentiment_score":-0.19588430598378181},{"text":"It was yeah.","start":1419.55,"end":1422.1101,"sentiment":"neutral","sentiment_score":-0.14878691732883453},{"text":"That's what it was like with recovery.","start":1422.1101,"end":1424.595,"sentiment":"neutral","sentiment_score":-0.13685115852526256},{"text":"Yes.","start":1440.9501,"end":1441.4501,"sentiment":"neutral","sentiment_score":-0.03246310353279114}],"sentiment":"neutral","sentiment_score":-0.15550865203142167,"num_words":50,"start":1405.055,"end":1441.4501},{"sentences":[{"text":"Yeah.","start":1474.6599,"end":1475.14,"sentiment":"neutral","sentiment_score":-0.08226668834686279},{"text":"Yeah.","start":1475.14,"end":1475.64,"sentiment":"neutral","sentiment_score":-0.08662067353725433},{"text":"Yep.","start":1489.585,"end":1489.8,"sentiment":"neutral","sentiment_score":-0.012576764449477196},{"text":"Yeah.","start":1496.3601,"end":1496.8601,"sentiment":"neutral","sentiment_score":0.0459422804415226},{"text":"Yeah.","start":1521.68,"end":1522.18,"sentiment":"neutral","sentiment_score":-0.023151637986302376}],"sentiment":"neutral","sentiment_score":-0.03173469677567482,"num_words":5,"start":1474.6599,"end":1522.18},{"sentences":[{"text":"I I probably I'd be I'd certainly leave it as it is.","start":1531.605,"end":1537.145,"sentiment":"neutral","sentiment_score":-0.1606300709148248},{"text":"You know, I knowing that the the way it was, I mean, I I honestly misread the way the the how how far you had to be to actually claim.","start":1538.565,"end":1554.39,"sentiment":"neutral","sentiment_score":-0.16312173220018547},{"text":"So yeah.","start":1555.49,"end":1556.05,"sentiment":"neutral","sentiment_score":-0.024300740100443363},{"text":"Because I yeah.","start":1556.05,"end":1559.145,"sentiment":"neutral","sentiment_score":-0.03374461208780607},{"text":"Because I was kinda at first, I thought we're gonna struggle with with having that money coming in and still having to pay rent and food on table.","start":1559.145,"end":1567.565,"sentiment":"neutral","sentiment_score":-0.17387325463018247}],"sentiment":"neutral","sentiment_score":-0.15785999017457167,"num_words":75,"start":1531.605,"end":1567.565},{"sentences":[{"text":"And then basically, yeah, I worked it all out anyway, so it was fine.","start":1567.865,"end":1574.01,"sentiment":"neutral","sentiment_score":0.3114862878407751},{"text":"Yeah.","start":1581.43,"end":1581.93,"sentiment":"neutral","sentiment_score":-0.05019406229257584},{"text":"Yeah.","start":1583.11,"end":1583.59,"sentiment":"neutral","sentiment_score":-0.00488821417093277},{"text":"I mean, I didn't I didn't have to have the surgery now.","start":1583.59,"end":1586.675,"sentiment":"neutral","sentiment_score":-0.044714467910428844},{"text":"It was just a a valve that wasn't working properly.","start":1588.095,"end":1591.155,"sentiment":"neutral","sentiment_score":-0.1524803139269352}],"sentiment":"neutral","sentiment_score":0.059061815766127485,"num_words":38,"start":1567.865,"end":1591.155},{"sentences":[{"text":"It was working, but not to its full extent.","start":1591.215,"end":1593.795,"sentiment":"neutral","sentiment_score":-0.10861514922645357},{"text":"And what it was is I had a valve replacement doing basically, doctor the surgeon said gave me the option if I wanted to do it or not.","start":1594.015,"end":1606.41,"sentiment":"neutral","sentiment_score":-0.02929357286276562},{"text":"I didn't have to, but I thought doing it now while I'm still younger rather than having complications when I'm older getting it done.","start":1606.41,"end":1614.935,"sentiment":"neutral","sentiment_score":-0.07189235793581854},{"text":"So doing it now and, you know, three months gone by.","start":1615.635,"end":1619.0751,"sentiment":"neutral","sentiment_score":0.06269173561172052},{"text":"I'm back I'm back at work.","start":1619.0751,"end":1620.1151,"sentiment":"neutral","sentiment_score":0.08912304540475209}],"sentiment":"neutral","sentiment_score":-0.029472123198688794,"num_words":78,"start":1591.215,"end":1620.1151},{"sentences":[{"text":"It's fine.","start":1620.1151,"end":1620.8551,"sentiment":"neutral","sentiment_score":0.1661558896303177},{"text":"You know?","start":1622.275,"end":1622.5951,"sentiment":"neutral","sentiment_score":0.2291979268193245},{"text":"So a lot of other people have taken longer.","start":1622.5951,"end":1625.2351,"sentiment":"neutral","sentiment_score":0.08746150549915102},{"text":"I've had a relative of mine have the same operation, and he was out for a lot longer and said he went back to work too early, and that was, like, six months.","start":1625.2351,"end":1635.61,"sentiment":"neutral","sentiment_score":-0.021583866514971083},{"text":"I'm I'm a fast healer, and I, you know, I get back into things easily.","start":1635.67,"end":1642.2151,"sentiment":"neutral","sentiment_score":0.15320689578851063}],"sentiment":"neutral","sentiment_score":0.051863885643037004,"num_words":61,"start":1620.1151,"end":1642.2151},{"sentences":[{"text":"So I was surprised that I, you know, I was back up on my feet and doing everything like normal again.","start":1642.8351,"end":1648.8551,"sentiment":"neutral","sentiment_score":0.2529643351833026},{"text":"Yes.","start":1661.25,"end":1661.75,"sentiment":"neutral","sentiment_score":-0.031236538663506508},{"text":"That's right.","start":1665.1699,"end":1665.735,"sentiment":"neutral","sentiment_score":0.10731074213981628},{"text":"Yes.","start":1672.375,"end":1672.875,"sentiment":"neutral","sentiment_score":0.2623441219329834},{"text":"Yeah.","start":1690.31,"end":1690.575,"sentiment":"neutral","sentiment_score":0.22313736379146576}],"sentiment":"neutral","sentiment_score":0.23004297962268958,"num_words":26,"start":1642.8351,"end":1690.575},{"sentences":[{"text":"Yeah.","start":1726.0449,"end":1726.5449,"sentiment":"neutral","sentiment_score":-0.09598639607429504},{"text":"Yeah.","start":1731.18,"end":1731.68,"sentiment":"neutral","sentiment_score":-0.015422029420733452},{"text":"No.","start":1734.14,"end":1734.64,"sentiment":"neutral","sentiment_score":-0.1476491093635559},{"text":"Yeah.","start":1737.98,"end":1738.3,"sentiment":"neutral","sentiment_score":-0.0508900061249733},{"text":"It's just a the only reason I really wanted to I I thought I had wanna have the income protection is because because I was gonna have the operation and I was gonna be off work.","start":1738.3,"end":1747.915,"sentiment":"neutral","sentiment_score":-0.07791711400366491}],"sentiment":"neutral","sentiment_score":-0.07787409112788737,"num_words":40,"start":1726.0449,"end":1747.915},{"sentences":[{"text":"That's basically what I wanted to look into it for.","start":1748.535,"end":1751.755,"sentiment":"neutral","sentiment_score":-0.03556125834584236},{"text":"But like I said, I I had the savings and I end up using that.","start":1753.895,"end":1771.4099,"sentiment":"neutral","sentiment_score":-0.012927821526924769},{"text":"Yeah.","start":1771.5499,"end":1772.0299,"sentiment":"neutral","sentiment_score":0.04375288635492325},{"text":"Yeah.","start":1772.0299,"end":1772.265,"sentiment":"neutral","sentiment_score":0.08947613090276718},{"text":"Yeah.","start":1789.24,"end":1789.74,"sentiment":"neutral","sentiment_score":-0.08782107383012772}],"sentiment":"neutral","sentiment_score":-0.018004355819097588,"num_words":28,"start":1748.535,"end":1789.74},{"sentences":[{"text":"Alright.","start":1798.0399,"end":1798.36,"sentiment":"neutral","sentiment_score":0.10191037505865096},{"text":"Wasn't really worried about it for now.","start":1798.36,"end":1800.7,"sentiment":"neutral","sentiment_score":-0.00304944600377764},{"text":"Uh-huh.","start":1824.24,"end":1824.74,"sentiment":"neutral","sentiment_score":0.16009116172790527},{"text":"Probably be working a bit longer, I think.","start":1841.89,"end":1843.91,"sentiment":"neutral","sentiment_score":-0.01906485646031797},{"text":"Well, I'd probably I'd probably try I'd like to work till at least 70.","start":1853.875,"end":1857.975,"sentiment":"neutral","sentiment_score":0.012651708642286914}],"sentiment":"neutral","sentiment_score":0.008556789808696317,"num_words":31,"start":1798.0399,"end":1857.975},{"sentences":[{"text":"Yes.","start":1874.29,"end":1874.79,"sentiment":"neutral","sentiment_score":0.12928609549999237},{"text":"Yep.","start":1891.105,"end":1891.505,"sentiment":"neutral","sentiment_score":0.11361989378929138},{"text":"That sounds fine.","start":1891.505,"end":1892.58,"sentiment":"neutral","sentiment_score":0.2187397430340449},{"text":"Yes.","start":1903.7,"end":1904.2,"sentiment":"neutral","sentiment_score":0.20242905616760257},{"text":"Yep.","start":1909.635,"end":1910.135,"sentiment":"neutral","sentiment_score":0.12593863904476166}],"sentiment":"neutral","sentiment_score":0.1753561305148261,"num_words":7,"start":1874.29,"end":1910.135},{"sentences":[{"text":"No.","start":1924.67,"end":1924.9901,"sentiment":"neutral","sentiment_score":-0.0581798180937767},{"text":"No.","start":1924.9901,"end":1925.15,"sentiment":"neutral","sentiment_score":-0.07039983570575714},{"text":"I haven't.","start":1925.15,"end":1925.81,"sentiment":"neutral","sentiment_score":-0.07063460350036621},{"text":"Yes.","start":1927.79,"end":1928.29,"sentiment":"neutral","sentiment_score":0.012407051399350166},{"text":"Yep.","start":1941.485,"end":1941.985,"sentiment":"neutral","sentiment_score":0.10796450078487396}],"sentiment":"neutral","sentiment_score":-0.024912884769340355,"num_words":6,"start":1924.67,"end":1941.985},{"sentences":[{"text":"Yeah.","start":1952.2201,"end":1952.54,"sentiment":"neutral","sentiment_score":0.13634972274303436},{"text":"It should be fine.","start":1952.54,"end":1953.52,"sentiment":"neutral","sentiment_score":0.2546866834163666},{"text":"Yeah.","start":1965.4349,"end":1965.9349,"sentiment":"neutral","sentiment_score":0.14664846658706665},{"text":"That's fine.","start":1966.475,"end":1967.2949,"sentiment":"neutral","sentiment_score":0.2893297076225281},{"text":"Okay.","start":1980.89,"end":1981.39,"sentiment":"neutral","sentiment_score":0.06404002755880356}],"sentiment":"neutral","sentiment_score":0.21604937397771412,"num_words":9,"start":1952.2201,"end":1981.39},{"sentences":[{"text":"Yep.","start":1987.565,"end":1988.065,"sentiment":"neutral","sentiment_score":0.03817310184240341},{"text":"Yep.","start":1997.005,"end":1997.31,"sentiment":"neutral","sentiment_score":0.1128229722380638},{"text":"That's me.","start":1998.91,"end":1999.65,"sentiment":"positive","sentiment_score":0.385612815618515},{"text":"No.","start":2008.1101,"end":2008.3501,"sentiment":"neutral","sentiment_score":-0.057370223104953766},{"text":"No.","start":2008.3501,"end":2008.5901,"sentiment":"neutral","sentiment_score":-0.07392217218875885}],"sentiment":"neutral","sentiment_score":0.13182155167063078,"num_words":6,"start":1987.565,"end":2008.5901},{"sentences":[{"text":"Everything everything sounds okay.","start":2008.5901,"end":2019.835,"sentiment":"neutral","sentiment_score":-0.09712944366037846},{"text":"Yeah.","start":2022.375,"end":2022.855,"sentiment":"neutral","sentiment_score":-0.029463529586791992},{"text":"Yeah.","start":2022.855,"end":2023.355,"sentiment":"neutral","sentiment_score":0.029787687584757805},{"text":"Yeah.","start":2031.8,"end":2032.1201,"sentiment":"neutral","sentiment_score":-0.01627103053033352},{"text":"Okay.","start":2032.1201,"end":2032.6201,"sentiment":"neutral","sentiment_score":-0.002195538952946663}],"sentiment":"neutral","sentiment_score":-0.050832523265853524,"num_words":8,"start":2008.5901,"end":2032.6201},{"sentences":[{"text":"Yep.","start":2036.92,"end":2037.42,"sentiment":"neutral","sentiment_score":0.02128322422504425},{"text":"Yes.","start":2047.5449,"end":2048.045,"sentiment":"neutral","sentiment_score":-0.026599232107400898},{"text":"Yeah.","start":2051.81,"end":2052.31,"sentiment":"neutral","sentiment_score":-0.12424201518297195},{"text":"Yeah.","start":2057.6501,"end":2058.1301,"sentiment":"neutral","sentiment_score":0.05561826378107071},{"text":"That's fine.","start":2058.1301,"end":2058.95,"sentiment":"neutral","sentiment_score":0.17062604427337646}],"sentiment":"neutral","sentiment_score":0.044552054877082505,"num_words":6,"start":2036.92,"end":2058.95},{"sentences":[{"text":"Yeah.","start":2082.0,"end":2082.5,"sentiment":"neutral","sentiment_score":0.08029793202877045},{"text":"Yep.","start":2091.935,"end":2092.435,"sentiment":"neutral","sentiment_score":0.18737679719924927},{"text":"Okay.","start":2130.46,"end":2130.96,"sentiment":"neutral","sentiment_score":-0.019410820677876472},{"text":"Alright.","start":2131.0198,"end":2131.5198,"sentiment":"neutral","sentiment_score":0.0013641603291034698},{"text":"No.","start":2140.395,"end":2140.895,"sentiment":"neutral","sentiment_score":-0.08119671046733856}],"sentiment":"neutral","sentiment_score":0.03368627168238163,"num_words":5,"start":2082.0,"end":2140.895},{"sentences":[{"text":"I I understood how that all works.","start":2141.915,"end":2143.935,"sentiment":"neutral","sentiment_score":-0.001993679308465549},{"text":"Yeah.","start":2144.075,"end":2144.575,"sentiment":"neutral","sentiment_score":0.0007360526360571384},{"text":"Alright.","start":2161.13,"end":2161.575,"sentiment":"neutral","sentiment_score":0.09253929555416109},{"text":"No problem.","start":2161.815,"end":2162.4749,"sentiment":"neutral","sentiment_score":0.1903412863612175},{"text":"Yep.","start":2175.655,"end":2176.05,"sentiment":"neutral","sentiment_score":0.011669429950416088}],"sentiment":"neutral","sentiment_score":0.03930596630865087,"num_words":12,"start":2141.915,"end":2176.05},{"sentences":[{"text":"No.","start":2178.1301,"end":2178.53,"sentiment":"neutral","sentiment_score":-0.103953018784523},{"text":"That that's a sign.","start":2178.53,"end":2180.1501,"sentiment":"neutral","sentiment_score":-0.0029764958890154958},{"text":"Yes.","start":2189.33,"end":2189.83,"sentiment":"neutral","sentiment_score":0.06838744878768921},{"text":"Yes.","start":2190.05,"end":2190.405,"sentiment":"neutral","sentiment_score":0.09117619693279266},{"text":"Hi.","start":2206.5398,"end":2207.0398,"sentiment":"neutral","sentiment_score":0.01664545014500618}],"sentiment":"neutral","sentiment_score":0.007543761690612882,"num_words":8,"start":2178.1301,"end":2207.0398},{"sentences":[{"text":"Yep.","start":2213.74,"end":2214.24,"sentiment":"neutral","sentiment_score":0.05241551250219345},{"text":"Yeah.","start":2226.475,"end":2226.975,"sentiment":"neutral","sentiment_score":0.03469078242778778},{"text":"Yeah.","start":2227.035,"end":2227.535,"sentiment":"neutral","sentiment_score":0.06364202499389648},{"text":"Yeah.","start":2237.13,"end":2237.3699,"sentiment":"neutral","sentiment_score":-0.011154315434396269},{"text":"It's not new, though.","start":2237.3699,"end":2238.67,"sentiment":"neutral","sentiment_score":-0.03705928847193718}],"sentiment":"neutral","sentiment_score":-0.0010803936747834086,"num_words":8,"start":2213.74,"end":2238.67},{"sentences":[{"text":"It's it's just a secondhand vehicle.","start":2238.89,"end":2240.97,"sentiment":"neutral","sentiment_score":0.0018193850604196389},{"text":"It's 2,018, but it's a a Ford Ranger.","start":2240.97,"end":2243.845,"sentiment":"neutral","sentiment_score":0.014728686772286892},{"text":"No.","start":2252.545,"end":2253.045,"sentiment":"neutral","sentiment_score":-0.07613055408000946},{"text":"No.","start":2253.345,"end":2253.505,"sentiment":"neutral","sentiment_score":-0.12970344722270966},{"text":"I never had a loan.","start":2253.505,"end":2254.645,"sentiment":"neutral","sentiment_score":-0.11427538245916366}],"sentiment":"neutral","sentiment_score":-0.03087929090751069,"num_words":21,"start":2238.89,"end":2254.645},{"sentences":[{"text":"No.","start":2256.55,"end":2257.05,"sentiment":"neutral","sentiment_score":-0.1406489610671997},{"text":"Right.","start":2258.8699,"end":2259.3699,"sentiment":"neutral","sentiment_score":0.16619807481765747},{"text":"Yeah.","start":2259.43,"end":2259.67,"sentiment":"neutral","sentiment_score":0.04987205192446709},{"text":"No.","start":2259.67,"end":2259.8298,"sentiment":"neutral","sentiment_score":-0.022118277847766876},{"text":"I wasn't a loan.","start":2259.8298,"end":2260.89,"sentiment":"neutral","sentiment_score":-0.020055493689142168}],"sentiment":"neutral","sentiment_score":-0.003364885866176338,"num_words":8,"start":2256.55,"end":2260.89},{"sentences":[{"text":"Well, it's actually valued for more because I got it I bought it off a friend.","start":2265.3499,"end":2268.765,"sentiment":"neutral","sentiment_score":0.1538776601664722},{"text":"It's actually valued at 46.","start":2271.9648,"end":2274.385,"sentiment":"neutral","sentiment_score":0.055444008111953734},{"text":"Yeah.","start":2284.41,"end":2284.91,"sentiment":"neutral","sentiment_score":0.10759882628917694},{"text":"No.","start":2290.41,"end":2290.91,"sentiment":"neutral","sentiment_score":-0.009304850362241268},{"text":"No.","start":2298.17,"end":2298.67,"sentiment":"neutral","sentiment_score":-0.04688116908073425}],"sentiment":"neutral","sentiment_score":0.11627814208623022,"num_words":24,"start":2265.3499,"end":2298.67},{"sentences":[{"text":"Well, it's it's low at the moment.","start":2299.0498,"end":2301.475,"sentiment":"neutral","sentiment_score":-0.05148233925657613},{"text":"I mean, it's down it's down to 11,000.","start":2301.5352,"end":2304.595,"sentiment":"neutral","sentiment_score":-0.008219567127525806},{"text":"Yeah.","start":2306.815,"end":2307.315,"sentiment":"neutral","sentiment_score":0.007736633531749248},{"text":"I I will I I was at 60 and then, you know, life.","start":2309.615,"end":2315.395,"sentiment":"neutral","sentiment_score":0.007217195816338062},{"text":"So Okay.","start":2315.52,"end":2317.78,"sentiment":"neutral","sentiment_score":0.01652999734506011}],"sentiment":"neutral","sentiment_score":-0.009403636709095971,"num_words":31,"start":2299.0498,"end":2317.78},{"sentences":[{"text":"Yeah.","start":2318.48,"end":2318.96,"sentiment":"neutral","sentiment_score":0.04701320827007294},{"text":"Surgery and bills and paying out things and, yeah, everything.","start":2318.96,"end":2322.72,"sentiment":"neutral","sentiment_score":0.057814070209860804},{"text":"So, yeah, now I'm just gonna build it back up.","start":2322.72,"end":2326.26,"sentiment":"neutral","sentiment_score":0.10589922294020652},{"text":"Yeah.","start":2335.775,"end":2336.095,"sentiment":"neutral","sentiment_score":0.03978385776281357},{"text":"Well, I I I put money aside to put into that.","start":2336.095,"end":2338.9949,"sentiment":"neutral","sentiment_score":0.0692283995449543}],"sentiment":"neutral","sentiment_score":0.07531643613721385,"num_words":33,"start":2318.48,"end":2338.9949},{"sentences":[{"text":"It depends.","start":2345.8098,"end":2347.03,"sentiment":"neutral","sentiment_score":0.014385560527443884},{"text":"It varies between 500 and 1,000 a week.","start":2347.17,"end":2350.0698,"sentiment":"neutral","sentiment_score":0.02974039502441883},{"text":"It it will be.","start":2362.565,"end":2363.285,"sentiment":"neutral","sentiment_score":0.0756587591022253},{"text":"Yes.","start":2363.285,"end":2363.785,"sentiment":"neutral","sentiment_score":0.09626660495996477},{"text":"Yes.","start":2378.66,"end":2379.16,"sentiment":"neutral","sentiment_score":0.0363621786236763}],"sentiment":"neutral","sentiment_score":0.04387238132767379,"num_words":16,"start":2345.8098,"end":2379.16},{"sentences":[{"text":"Yes.","start":2380.18,"end":2380.545,"sentiment":"neutral","sentiment_score":0.1804758608341217},{"text":"Yes.","start":2392.7048,"end":2393.2048,"sentiment":"neutral","sentiment_score":0.12946060299873352},{"text":"Basically, yeah, that that property purchase.","start":2401.2,"end":2403.2,"sentiment":"neutral","sentiment_score":0.0467231459915638},{"text":"That's all.","start":2403.2,"end":2403.94,"sentiment":"neutral","sentiment_score":0.0875701904296875},{"text":"That's that's all we have.","start":2404.48,"end":2405.94,"sentiment":"neutral","sentiment_score":0.3023990601301193}],"sentiment":"neutral","sentiment_score":0.15182740141948065,"num_words":15,"start":2380.18,"end":2405.94},{"sentences":[{"text":"Not at the moment, but she she will be shortly.","start":2417.855,"end":2421.0752,"sentiment":"neutral","sentiment_score":-0.0047122006304562095},{"text":"Well, we've well, she's had offer for she's had offer for her old job back.","start":2425.97,"end":2431.25,"sentiment":"neutral","sentiment_score":0.03156982918735594},{"text":"So She has had super in the past, but it's it's it's very low.","start":2431.25,"end":2447.195,"sentiment":"neutral","sentiment_score":-0.026179863406079158},{"text":"I think 11.","start":2451.3801,"end":2453.8801,"sentiment":"neutral","sentiment_score":0.00537821464240551},{"text":"11,000?","start":2454.74,"end":2455.6401,"sentiment":"neutral","sentiment_score":-0.0030746215488761663}],"sentiment":"neutral","sentiment_score":0.001696915493000212,"num_words":43,"start":2417.855,"end":2455.6401},{"sentences":[{"text":"Yeah.","start":2455.86,"end":2456.02,"sentiment":"neutral","sentiment_score":0.00241605332121253},{"text":"She's got eleven thousand in there.","start":2456.02,"end":2457.7,"sentiment":"neutral","sentiment_score":0.004283071146346629},{"text":"Yep.","start":2457.7,"end":2458.2,"sentiment":"neutral","sentiment_score":0.04935432597994805},{"text":"Yeah.","start":2473.7148,"end":2474.2148,"sentiment":"neutral","sentiment_score":0.03320778161287308},{"text":"Yeah.","start":2480.2102,"end":2480.7102,"sentiment":"neutral","sentiment_score":0.11092457175254822}],"sentiment":"neutral","sentiment_score":0.022160115954466163,"num_words":10,"start":2455.86,"end":2480.7102},{"sentences":[{"text":"No.","start":2493.105,"end":2493.345,"sentiment":"neutral","sentiment_score":-0.1083783209323883},{"text":"Younger.","start":2493.345,"end":2493.845,"sentiment":"neutral","sentiment_score":-0.10507863759994508},{"text":"No.","start":2495.345,"end":2495.585,"sentiment":"neutral","sentiment_score":-0.08771355450153351},{"text":"No.","start":2495.585,"end":2495.825,"sentiment":"neutral","sentiment_score":-0.08324526250362396},{"text":"She's younger.","start":2495.825,"end":2496.565,"sentiment":"neutral","sentiment_score":-0.05167888477444649}],"sentiment":"neutral","sentiment_score":-0.08129559084773064,"num_words":6,"start":2493.105,"end":2496.565},{"sentences":[{"text":"She's 38.","start":2500.225,"end":2502.95,"sentiment":"neutral","sentiment_score":0.00043117819586768746},{"text":"Thirty eight.","start":2504.05,"end":2504.77,"sentiment":"neutral","sentiment_score":0.02208819007501006},{"text":"Yeah.","start":2504.77,"end":2505.27,"sentiment":"neutral","sentiment_score":0.10445280373096466},{"text":"No.","start":2511.01,"end":2511.51,"sentiment":"neutral","sentiment_score":-0.06515109539031982},{"text":"She's she'll probably work a bit longer than that.","start":2511.57,"end":2514.345,"sentiment":"neutral","sentiment_score":-0.04889673242966334}],"sentiment":"neutral","sentiment_score":-0.02371534313230465,"num_words":15,"start":2500.225,"end":2514.345},{"sentences":[{"text":"Yeah.","start":2516.265,"end":2516.765,"sentiment":"positive","sentiment_score":0.454314798116684},{"text":"Yeah.","start":2536.52,"end":2536.84,"sentiment":"neutral","sentiment_score":0.09195425361394882},{"text":"That's fine.","start":2536.84,"end":2537.6602,"sentiment":"neutral","sentiment_score":0.15100210905075073},{"text":"Yeah.","start":2542.855,"end":2543.355,"sentiment":"neutral","sentiment_score":0.02136320061981678},{"text":"No.","start":2544.135,"end":2544.455,"sentiment":"neutral","sentiment_score":-0.019131913781166077}],"sentiment":"neutral","sentiment_score":0.14175075944513083,"num_words":6,"start":2516.265,"end":2544.455},{"sentences":[{"text":"Around around that around 02:00 is fine.","start":2544.455,"end":2546.555,"sentiment":"neutral","sentiment_score":0.014386660286358424},{"text":"Yep.","start":2554.71,"end":2555.1099,"sentiment":"neutral","sentiment_score":0.051074735820293427},{"text":"That'll be fine.","start":2555.1099,"end":2556.0898,"sentiment":"neutral","sentiment_score":0.10887562483549118},{"text":"Yep.","start":2573.925,"end":2574.42,"sentiment":"neutral","sentiment_score":0.057651638984680176},{"text":"Alright.","start":2588.18,"end":2588.565,"sentiment":"neutral","sentiment_score":0.0793682336807251}],"sentiment":"neutral","sentiment_score":0.04734062346128317,"num_words":13,"start":2544.455,"end":2588.565},{"sentences":[{"text":"Later on, I'd probably take less risk, but I'd like now I'd like to get it up there, and then I take risk when I'm older.","start":2628.3098,"end":2636.8098,"sentiment":"neutral","sentiment_score":0.014033988727113375},{"text":"Less risk.","start":2637.03,"end":2637.67,"sentiment":"neutral","sentiment_score":-0.038906509056687355},{"text":"Sorry.","start":2637.67,"end":2638.17,"sentiment":"neutral","sentiment_score":0.02073272317647934},{"text":"Yeah.","start":2655.4001,"end":2655.9001,"sentiment":"neutral","sentiment_score":-0.13034005463123322},{"text":"Yeah.","start":2674.615,"end":2675.115,"sentiment":"neutral","sentiment_score":-0.033437661826610565}],"sentiment":"neutral","sentiment_score":0.004645990177748665,"num_words":31,"start":2628.3098,"end":2675.115},{"sentences":[{"text":"Yeah.","start":2698.805,"end":2699.305,"sentiment":"neutral","sentiment_score":0.03593133017420769},{"text":"Yeah.","start":2700.805,"end":2701.305,"sentiment":"neutral","sentiment_score":0.08885356783866882},{"text":"I thought yes.","start":2701.365,"end":2703.84,"sentiment":"neutral","sentiment_score":0.16526051859060922},{"text":"Yeah.","start":2705.76,"end":2706.08,"sentiment":"neutral","sentiment_score":0.028050893917679787},{"text":"No.","start":2706.08,"end":2706.48,"sentiment":"neutral","sentiment_score":0.012120392173528671}],"sentiment":"neutral","sentiment_score":0.09439110569655895,"num_words":7,"start":2698.805,"end":2706.48},{"sentences":[{"text":"Look look at everything you can.","start":2706.48,"end":2708.1,"sentiment":"neutral","sentiment_score":0.11711939051747322},{"text":"Alright.","start":2715.28,"end":2715.78,"sentiment":"neutral","sentiment_score":0.13558682799339294},{"text":"Yes.","start":2727.935,"end":2728.38,"sentiment":"neutral","sentiment_score":0.050041526556015015},{"text":"Okay.","start":2728.5398,"end":2728.6997,"sentiment":"neutral","sentiment_score":0.08725811541080475},{"text":"No problem.","start":2728.6997,"end":2729.3599,"sentiment":"neutral","sentiment_score":0.2503002882003784}],"sentiment":"neutral","sentiment_score":0.13420030813325534,"num_words":11,"start":2706.48,"end":2729.3599},{"sentences":[{"text":"Not right at the moment.","start":2738.5398,"end":2739.9,"sentiment":"neutral","sentiment_score":-0.21589991748332976},{"text":"No.","start":2739.9,"end":2740.4,"sentiment":"neutral","sentiment_score":-0.21003220975399017},{"text":"Yeah.","start":2742.0598,"end":2742.375,"sentiment":"positive","sentiment_score":0.3528512120246887},{"text":"Yep.","start":2755.895,"end":2756.34,"sentiment":"positive","sentiment_score":0.3603702187538147},{"text":"Alright.","start":2760.9001,"end":2761.3,"sentiment":"neutral","sentiment_score":0.26214540004730225}],"sentiment":"neutral","sentiment_score":-0.03490721848275927,"num_words":9,"start":2738.5398,"end":2761.3},{"sentences":[{"text":"Not a problem.","start":2761.3,"end":2762.12,"sentiment":"positive","sentiment_score":0.5402242143948873},{"text":"Alright.","start":2763.78,"end":2764.28,"sentiment":"positive","sentiment_score":0.5259033441543579},{"text":"Okay.","start":2769.3801,"end":2769.8801,"sentiment":"neutral","sentiment_score":0.24579474329948425},{"text":"Alright.","start":2769.9402,"end":2770.34,"sentiment":"positive","sentiment_score":0.33338111639022827},{"text":"Thanks.","start":2770.34,"end":2770.755,"sentiment":"positive","sentiment_score":0.6117291450500488}],"sentiment":"positive","sentiment_score":0.4767829988683973,"num_words":7,"start":2761.3,"end":2770.755},{"sentences":[{"text":"Yeah.","start":2772.9148,"end":2773.075,"sentiment":"neutral","sentiment_score":0.1021624431014061},{"text":"Yeah.","start":2773.075,"end":2773.3948,"sentiment":"neutral","sentiment_score":0.14674216508865356},{"text":"You too.","start":2773.3948,"end":2773.9548,"sentiment":"neutral","sentiment_score":0.19477453082799911},{"text":"Alright.","start":2773.9548,"end":2774.1948,"sentiment":"neutral","sentiment_score":0.21944640576839447},{"text":"Thanks.","start":2774.1948,"end":2774.6948,"sentiment":"positive","sentiment_score":0.5865126848220825}],"sentiment":"neutral","sentiment_score":0.2407354600727558,"num_words":6,"start":2772.9148,"end":2774.6948},{"sentences":[{"text":"Bye.","start":2774.755,"end":2775.255,"sentiment":"positive","sentiment_score":0.35791563987731934}],"sentiment":"positive","sentiment_score":0.35791563987731934,"num_words":1,"start":2774.755,"end":2775.255}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello?\n\nChannel 0: Hi, Jason. This is Dana from Okey Financial. How are you this afternoon?\n\nChannel 1: Not too bad. Yourself?\n\nChannel 0: I'm very well. Thank you. I had you booked in to go through a bit of an annual review for you and look at some updating the adviser for you. Is now still a good time?\n\nChannel 1: Yeah. That's fine. Yep.\n\nChannel 0: Yeah. All good. I believe having a look at your file, I've done a bit of a deep dive that you had some surgery recently. How's that going for you?\n\nChannel 1: No. No. That's all good.\n\nChannel 0: That's all okay or recovered?\n\nChannel 1: Yeah.\n\nChannel 0: Yep. Fantastic. I know I had a bit of a look. I know you spoke to my colleague, Samantha, a couple of days ago just sort of having a look. You had a you know, we're not really very happy with the services.\n\nI'd love to kinda go through things with\n\nChannel 1: Yeah.\n\nChannel 0: you, provide\n\nChannel 1: Yeah.\n\nChannel 0: a bit of an update. I've done a really good deep dive of the file, and I can see we were trying to do some advice for you around insurances late last year that, unfortunately, didn't go ahead with the surgery that you were having. But we can have a bit of a chat about it. I've done a really good deep dive into the options. We can talk about what you're after, what your options are, and I can give you a bit of an idea of what that might look like, and then\n\nChannel 1: Yep.\n\nChannel 0: we can look at how to proceed there for you. Is that okay?\n\nChannel 1: Yep. That's fine.\n\nChannel 0: Yes. Fantastic. Are you off work at the moment, or are you back at work now? Or\n\nChannel 1: Yeah. No. I'm I'm back at work.\n\nChannel 0: yep. Beautiful. Well, if anything comes up and you need me to stop, let me know. But I'll try to take up too much time. I'm just making sure I'll be touching all the things that are important there for you as well.\n\nChannel 1: Yep.\n\nChannel 0: Okay?\n\nChannel 1: Yep.\n\nChannel 0: Beautiful. Now I do need to let you know, Jason, moving forward, we do record our calls for quality and training purposes. Are you happy for me to proceed with that?\n\nChannel 1: Yeah. That's fine.\n\nChannel 0: Yep. Lovely. And I just need to do security there with you as well. I am discussing your personal and sensitive information. So I'll just need to confirm your date of birth and address I should have on file for you.\n\nChannel 1: Yeah. It's '15 to the second awning service. Right?\n\nChannel 0: Mhmm.\n\nChannel 1: And what else is there?\n\nChannel 0: Your date of birth. Oh, sorry. Address. My apologies.\n\nChannel 1: 9 King Street up in Leesau, Wales.\n\nChannel 0: Okay. Beautiful. Thank you so much for that. So, Jason, first thing, having a bit of a look here. I can give you an update on where your super is.\n\nI don't know one of the things where you're frustrated, obviously, super hasn't been performing the way you sort of hoped it has over the past couple of years there.\n\nChannel 1: Yep.\n\nChannel 0: One of the things I have noted in here was that you had a bit of an expectation around the projected outcome of where you should be about now. Is that right? I'd love\n\nChannel 1: Yes.\n\nChannel 0: you to elaborate a bit more just so I can, you know, speak to you about this and stand a bit deeper. Sorry.\n\nChannel 1: Yeah. No. It's just when I when I first opened the the account through\n\nChannel 0: Yeah.\n\nChannel 1: you guys, the guy I was talking to said within the next two to three years, you'd be up near 250,000. And\n\nChannel 0: Really?\n\nChannel 1: yeah. And it I thought, oh, yeah. That's sounds good. And, you know, that's why\n\nChannel 0: Yeah.\n\nChannel 1: I kind of went along with it. And then it's the\n\nChannel 0: Wow.\n\nChannel 1: highest it's ever been is one twenty.\n\nChannel 0: Yeah. Okay. Because I've had a as I said, I had a pretty good deep dive, and I pulled up the advice document back from 2019. And\n\nChannel 1: Yep.\n\nChannel 0: I has noted here in here the projection table, and I'm happy to send this through to you as well. But at the time, I believe you were unemployed, so no contributions had been factored in. And it noted here that in about five years, you were expected to have about 94,030.\n\nChannel 1: Yep.\n\nChannel 0: And we're now almost at that seven year mark, and your super has had a bit of a pullback with what's been happening in the markets currently. But\n\nChannel 1: Yeah.\n\nChannel 0: just looking at the updated balance there for you as of today's date. Sorry. My computer is a little bit slow. We're currently seeing it about 105,192 and 71¢. It has been good that you have been receiving contributions over the past couple of years with you doing that FIFO working that you were as well, and contributions there have been about 6,000 over the course from inception to now.\n\nChannel 1: Yep.\n\nChannel 0: I would like to maybe update the advice. I can see one of the investments is underperforming slightly, and I would like to remove that out of there and maybe update your portfolio a little bit.\n\nChannel 1: Yep.\n\nChannel 0: But we would definitely need to maybe look at contributing a bit more to Super as well. I know you're self employed. Is that right?\n\nChannel 1: I am now. Yes.\n\nChannel 0: Yeah. Okay. And what's the income life at the moment? Is it fairly steady, or how's that kinda going for you?\n\nChannel 1: It's kinda steady at the moment. It is gonna get better\n\nChannel 0: Yep. Yep.\n\nChannel 1: because I've got a lot of upcoming work.\n\nChannel 0: Oh, beautiful.\n\nChannel 1: So yeah.\n\nChannel 0: Yes. That's really good to hear. Fantastic. So yeah. No.\n\nI can see having a look when I sort of run you through. And after the call, I am gonna get my admin team member, Michelle, to send you through an email which has the the portfolio reports and all the information I'm going through with you.\n\nChannel 1: Yep.\n\nChannel 0: But your balance is at the moment about 105,000, so it is down a little bit on where we would like you to have been and where you were last year.\n\nChannel 1: Yeah.\n\nChannel 0: Admittedly, as we sort of look at the annual reviews you've been having from 2020 onwards, your balance has been steadily increasing. So the pullback this year is basically looking at your Australian equities portion of Benelon Australian equities. That investments had a little bit of an an issue there. I know Ben along was placed in your portfolio back in the day to be more of an actively managed fund, but they're not really doing their jobs correctly. They're underperforming a bit against the market.\n\nSo I\n\nChannel 1: No.\n\nChannel 0: wanna go back and maybe remove that out of there. There's no point having funds that are aren't performing and working harder for you,\n\nChannel 1: Yep.\n\nChannel 0: I can replace that. I've got a few other options, but I can replace it with something that's a bit cheaper, maybe more of an act sorry. Maybe more of a passively managed fund that might be a little bit less in fees and might have shown greater performance. Is that something you'd like me to look at for you?\n\nChannel 1: Yeah.\n\nChannel 0: Yeah?\n\nChannel 1: Well,\n\nChannel 0: Please let me know if you have any questions. I'm happy to break things down for you. You're right.\n\nChannel 1: I I just wanted to to basically work for\n\nChannel 0: Yeah.\n\nChannel 1: me. And because I had I had a guy from some super review company ring me, And\n\nChannel 0: Yes.\n\nChannel 1: I spoke to them, and he\n\nChannel 0: Yes.\n\nChannel 1: goes, oh, you know, took my information. Then we had a three way conversation with Netwealth.\n\nChannel 0: Yes.\n\nChannel 1: And Netwealth actually said to to there was some sort of a aia insurance that was taking $2,000 out a year, and then we tried to look into that. And apparently, it's not bad because I spoke with a lady the other day from you guys.\n\nChannel 0: Yeah.\n\nChannel 1: And I was wondering where that information came from. And then\n\nChannel 0: Yeah.\n\nChannel 1: he he he basically told me he has the exact same setup as I have, but his is going up. And mine's\n\nChannel 0: Okay.\n\nChannel 1: not. And I thought, well, that's odd. That's why\n\nChannel 0: Yeah.\n\nChannel 1: what kinda brought on this, and I thought, well, I'd rather be making money because\n\nChannel 0: Yeah.\n\nChannel 1: than than, you know, losing it for no reason.\n\nChannel 0: No. No. Of course.\n\nChannel 1: That's why I thought I'd better ask about the insurances and all that sort of thing. I don't know\n\nChannel 0: Yeah.\n\nChannel 1: where that where that AIA thing came from.\n\nChannel 0: No. Well, I can safely tell you, you definitely don't have any AIA insurances in here. The AIA are the underwriter for the group cover that Netwealth do provide to clients.\n\nChannel 1: Right.\n\nChannel 0: I've as I said, deep dive into this, you definitely don't have any AIA insurances in here. Your insurance is with Neos,\n\nChannel 1: Yes.\n\nChannel 0: and you've got some life and TBD. So at the moment, the life and TBD component you have through Neos is you've got a life of the sum insured of $687,003.34, and you've got some TBD in there. Currently, the TBD is a $137,004.46.\n\nChannel 1: Yes.\n\nChannel 0: And I believe you also got that in the real insurance policy as well, which gives you the life insurance there for a bit over 650,000 as well. 640 to $650,000 of life cover, which you're still paying out of your back pocket. Is that right?\n\nChannel 1: Which one was that?\n\nChannel 0: The real insurance?\n\nChannel 1: Oh, yes. Yes.\n\nChannel 0: Yep. Beautiful. Has the certificate of currency I have here at the moment says it's about 640,000 of life cover. That's probably has that index still gone up a little bit since I would have got that\n\nChannel 1: Yeah.\n\nChannel 0: certificate of currency?\n\nChannel 1: Oh, I I haven't checked.\n\nChannel 0: No. That's okay.\n\nChannel 1: Yet.\n\nChannel 0: That's absolutely fine. But when I sort of have a have a breakdown and look at things so when I go back over the years because we wanna make sure that things are working for you, and I can definitely do some updated advice to assist. I\n\nChannel 1: Yeah.\n\nChannel 0: do know back in 2021, your super was over a 100,000, and it was working really well. But then we did obviously see a bit more from the years onwards there. And then\n\nChannel 1: Yeah.\n\nChannel 0: back down in 2022 and 2023 I'm just pulling up all the dots there. Sorry. It dropped down to about 82,000 there. And then since then, we've seen a steady gradual climb back up to where we are now at a 105,000.\n\nChannel 1: Yeah.\n\nChannel 0: Yeah. At 2024, it went up to 97,000 again, and then we've seen a steady climb back up to a 105,000 now. So, admittedly, this year, with the volatility we are seeing at the moment, that is something that everyone is definitely feeling and facing. I'm not sure what that person had said to you or how they were justifying that, But I do know as an adviser, I've looked at all the industry funds out there over the last few months as well. And even they're declaring, you know, one, two, 4% decreases in their portfolios over the last sort of three to four months with what's happening in The US and Iran as well.\n\nSo it is something that everyone\n\nChannel 1: Yes.\n\nChannel 0: is facing. With your portfolio directly, having a look at Bennelong, Bennelong, the Australian equities portion is down significantly in your portfolio, and that is also having a bit of an effect. I do wanna remove that out of there for you and look to maybe update the advice to replace that with something. I'd like\n\nChannel 1: Yep.\n\nChannel 0: to give your entire portfolio a bit of an overhaul for you and see if I can find something that is doing a lot better and that has\n\nChannel 1: Yes.\n\nChannel 0: done a lot better in the past and see if we can get it working a bit harder for you.\n\nChannel 1: Uh-huh.\n\nChannel 0: But if you're comfortable with me doing that, I can get that advice done nice and quickly for you. We can look at what's happening with it, and then we can do sort of a bit more catch up on it. It's something that you haven't really been able to do over the last year or so. We've been a bit of a backlog there, but I'll make sure that my team do a bit of a catch up with you every sort of three or six months, whatever your preference is. Is that okay with you?\n\nChannel 1: Yeah. No. It's fine.\n\nChannel 0: Yeah. Yeah. Yeah. Beautiful. And while I've got you on the call today, Jason, I'll book you back in to go through that advice document so you've got a date for that advice to be provided.\n\nThat way you've got a bit of an idea of where we're heading. Okay?\n\nChannel 1: Okay. Yeah.\n\nChannel 0: Yeah. All good. But I'm so sorry that we've let you down a bit over the past few months. It's not anything that I wanna have happen. I've recently as I've been an adviser for a few more years now, I've been able to take on a book of clients.\n\nSo I've requested\n\nChannel 1: Yep.\n\nChannel 0: to keep you on my book, so I'll be the one you get to talk to on a regular basis for any concerns or issues that you have, and we can work through those together, and I'll make sure my team do those catch ups for you as well. Okay?\n\nChannel 1: Okay. Yeah. I\n\nChannel 0: Oh\n\nChannel 1: just\n\nChannel 0: oh,\n\nChannel 1: yeah. Because\n\nChannel 0: yeah.\n\nChannel 1: and it's just it's not so much this. It's just kind of frustrating that I'm trying I've been trying to get a home loan.\n\nChannel 0: Yes.\n\nChannel 1: We haven't, you know, gone right through because every time I've they ask me how much super I have. And as soon as I hear it's under 200,000, they\n\nChannel 0: Yes. Yeah.\n\nChannel 1: won't touch me.\n\nChannel 0: Yeah. Yeah.\n\nChannel 1: That's\n\nChannel 0: Understandable.\n\nChannel 1: that's that's part of my frustrating problem.\n\nChannel 0: Yeah.\n\nChannel 1: You know? And\n\nChannel 0: Yeah.\n\nChannel 1: and it's not like I can't service a loan because I make enough money to to pay my rent and pay bills and everything\n\nChannel 0: Yeah.\n\nChannel 1: here. So\n\nChannel 0: It's the exit strategy\n\nChannel 1: what\n\nChannel 0: they're\n\nChannel 1: you know,\n\nChannel 0: looking for.\n\nChannel 1: I'd\n\nChannel 0: Yeah.\n\nChannel 1: I'd probably I'd probably be paying less if I had a home\n\nChannel 0: Yeah.\n\nChannel 1: loan.\n\nChannel 0: Yeah. No. I can I can safely say I have worked in Lendly before, so I do understand what they are doing there? So when the lenders are looking because you are having a look at things that you're 54 this year. Is that right?\n\nChannel 1: Next year.\n\nChannel 0: Next year.\n\nChannel 1: Yep.\n\nChannel 0: So sorry.\n\nChannel 1: Yep.\n\nChannel 0: I don't ever wanna make you older than you really are. I do\n\nChannel 1: That's\n\nChannel 0: apologize.\n\nChannel 1: alright.\n\nChannel 0: But because you are in your fifties and you are looking to get a home loan, when they sort of look at, you know, whether your capacity to work over the next, you know, twenty to thirty years for a home loan, they're looking for an exit strategy. And the\n\nChannel 1: Yeah.\n\nChannel 0: biggest exit strategy the banks are looking for is what do you have in super? What are we able to recuperate back there for you?\n\nChannel 1: Right.\n\nChannel 0: So it is definitely something. Have you got a mortgage broker that you're talking to? Or\n\nChannel 1: I do I did have. Yeah.\n\nChannel 0: yeah. Have have we ever referred you to one of our mortgage brokers? We have a couple of other mortgage brokers that we might be able to refer you through to. They might have some other strategies that they can look at or maybe look at helping you to get a home loan and see if they can do it for you. Would you be open to me referring you through to one of our lovely mortgage brokers to see if there's something that they've got an option that they might have for you?\n\nChannel 1: Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: Yep. Because I even\n\nChannel 0: How much\n\nChannel 1: I even\n\nChannel 0: is\n\nChannel 1: have\n\nChannel 0: yeah.\n\nChannel 1: I\n\nChannel 0: Sorry.\n\nChannel 1: mean, I even have the option of having my parents going as guarantor.\n\nChannel 0: Yep.\n\nChannel 1: So, I mean, I've got I've got everything there. I had\n\nChannel 0: Yes.\n\nChannel 1: I mean, I had the deposit,\n\nChannel 0: Yeah.\n\nChannel 1: but like I like I was like, you know, I've I've had the surgery. Well,\n\nChannel 0: Yes.\n\nChannel 1: because I wasn't working, I was living off my savings. So I'm just building that back up right now.\n\nChannel 0: Right.\n\nChannel 1: And,\n\nChannel 0: Yep.\n\nChannel 1: you know, before I know it, I'll have, I mean, 60 to $100,000 in savings.\n\nChannel 0: Okay. Beautiful. Lovely. Did you want me to hold off on the referral, or would you like to have a chat to the mortgage brokers now and look\n\nChannel 1: Well,\n\nChannel 0: at, you know, putting a plan in place to kinda get that home for you?\n\nChannel 1: well, I'll I'll just I'll get my savings up first,\n\nChannel 0: Yep.\n\nChannel 1: and then so I've got you know, if anything ever happens, I've got a deposit\n\nChannel 0: Mhmm.\n\nChannel 1: sitting there.\n\nChannel 0: Yeah. Absolutely. Not a problem at all. Now at the moment with you being self employed, you mentioned that your work is going really well, that you're getting a lot more work there. When\n\nChannel 1: Yes.\n\nChannel 0: we look at contributions and part of what's gonna make Super work, when you sort of look at Super and the way investing is, markets will always go ups and downs. You have those those peaks and those troughs and those down times that we are sort of seeing at the moment. One of the ways to\n\nChannel 1: Yep.\n\nChannel 0: take advantage of those ups and downs is to be putting contributions in. I know one of the the notes I have here is that you've been a bit hesitant to put contributions in the super because it has\n\nChannel 1: Yes.\n\nChannel 0: been going, yeah, it has been going a bit up and down there. But, realistically, when you think about super, the super fund's net wealth is the investment vehicle. The underlying investments are whether are where you make that money. And, essentially, the reason you have well, I think we have about nine different investments in here at the moment is that not every investment is gonna go up and down at the same particular time. So when you sort of look at cybersecurity and physical gold, you might find that cybersecurity is having a bit of a downtime, but physical gold has been going up.\n\nAnd that's essentially what we're doing. We're diversifying over different industries, different asset classes,\n\nChannel 1: Yeah.\n\nChannel 0: because we know that some investors are gonna do well, other investors might not not do so well at the same time. And the idea is that you're trying to make more uptimes than downtimes. However, we do work on past data, and I can safely say no one knew we were gonna be in this position now with the Iran U US War when we were\n\nChannel 1: Yes.\n\nChannel 0: sort of looking at things about six months ago. So being able to put contributions in the super does make a difference. Having money invested, the market will only do so much. Putting contributions in, even if it's a small amount, you know, fifty to a hundred dollars on a regular weekly or fortnightly basis can make a bit of a difference. But the idea\n\nChannel 1: Yeah.\n\nChannel 0: is you're also taking advantage of those market ups and downs. So if you say own CBA and you bought that for so you had a $100, it was $20 per share. When it's $20 per share, you're buying five of those shares for a $100. If then the next day, it goes up to $50 per share and you put another $100, then you're only gonna get two more units of that. If the following day, it takes a really big dip and it goes down to $10 per share, well, then that same $100 is gonna buy you 10 units of CBA.\n\nSo you're\n\nChannel 1: Yep.\n\nChannel 0: taking advantage of those market ups and downs, essentially, and that's what contributions and receipts are gonna help you to do. Would if I update the advice and have a look at what we can do, I will project out to see where we're sort of tracking for based on what I recommend and what alterations I make for you as well. But projections, they're only a guide as well because markets could definitely change. I do not know what's gonna happen next week. I definitely don't know what's gonna\n\nChannel 1: Yeah.\n\nChannel 0: happen next year. But we are sort of looking at past data to predict how markets can react and project based on current circumstances where you could end up over the next five to ten years.\n\nChannel 1: Yep.\n\nChannel 0: Is there a level of contribution that you're comfortable for me to factor into that for you with regards to contributions, or what's your thoughts there?\n\nChannel 1: Yeah. Well, over the next few weeks, once I start getting these jobs out, that's\n\nChannel 0: Yeah.\n\nChannel 1: when I was thinking of starting to contributing.\n\nChannel 0: Yep. Beautiful. Did you want me to start with something a bit smaller for you? Maybe $50 in a week or a $100 a month, or what's\n\nChannel 1: Well,\n\nChannel 0: comfortable\n\nChannel 1: I could\n\nChannel 0: for you and your position?\n\nChannel 1: well, in my\n\nChannel 0: Yeah.\n\nChannel 1: position, I I was looking at a 100 at least a 100 a week.\n\nChannel 0: Okay. 100 per week. Beautiful. Excellent. And that would\n\nChannel 1: Yeah.\n\nChannel 0: be coming direct out of your bank account into the Superfund. Is that\n\nChannel 1: Yes.\n\nChannel 0: right?\n\nChannel 1: Yes.\n\nChannel 0: Yep.\n\nChannel 1: Yeah. Out\n\nChannel 0: Beautiful.\n\nChannel 1: of out of my out of my business account.\n\nChannel 0: Business account. Beautiful.\n\nChannel 1: Yeah.\n\nChannel 0: Not a problem at all. I'll look at a way to structure those contributions for you so that they're being factored in. When they come out of your business account and into the super fund, they're normally directed as a non concessional contribution. But what we can actually do is we can bank those contributions at the end of the financial year, claim a notice of intent, and that essentially means that the contributions you put into super can go back and be a bit of a a tax deduction for you. So\n\nChannel 1: Yeah.\n\nChannel 0: it can provide a little bit of a tax benefit as well.\n\nChannel 1: Yeah.\n\nChannel 0: Okay? Beautiful. Now with your business, are you set up as a a company, a sole trader?\n\nChannel 1: SoulTrainer.\n\nChannel 0: Sole trader. Lovely. Beautiful. Just so I understand all of that. And I think last time we put a call up, well, the last stock fund I have set up here noted that you were expecting to earn around about 60,000 per annum.\n\nIs that where your sort of projected income was for the year, or do you think that might have increased?\n\nChannel 1: It's well, with the work the way it's going, it it it could be more. Yeah.\n\nChannel 0: Okay. Do you want me to just leave it at 60,000 just to\n\nChannel 1: No.\n\nChannel 0: sort\n\nChannel 1: I'd\n\nChannel 0: of\n\nChannel 1: leave\n\nChannel 0: set\n\nChannel 1: it\n\nChannel 0: it as\n\nChannel 1: yeah.\n\nChannel 0: a base? Or\n\nChannel 1: I'd\n\nChannel 0: yep.\n\nChannel 1: let I'd\n\nChannel 0: You're\n\nChannel 1: leave\n\nChannel 0: right.\n\nChannel 1: it at that for now.\n\nChannel 0: Yep.\n\nChannel 1: And then once I've done a full financial year, then I'll I'll I'll see what it's what it's actually at.\n\nChannel 0: Yeah. Absolutely. Not a problem at all. Now the other thing that we were sort of looking at and where we were trying to go, I believe, last year was looking at the insurance side of things. So you've got your life and your CPD at the moment.\n\nYou don't have any income protection. I believe you also spoke to one of my colleagues a few months back trying to find out whether you had some income protection there.\n\nChannel 1: Yeah.\n\nChannel 0: Income protection, it looks like from what I can see, was something we had not ever applied for. It was initially recommended just life and TBD. The\n\nChannel 1: Yep.\n\nChannel 0: TBD component you have is it's a difficult definition. You have what's called ADL. So it is activities of daily living, and that essentially means in order to claim on that definition, you need to be able to not feed yourself, bathe, dress, you know, all those abnormal activities of daily living. There's five of them. You have to be able to not meet two of the five, which can be quite difficult.\n\nHaving a look back at last year, it looks like we wanted to try and increase your life in TBE to about a million dollars. I've done a quote to have a look at what that might look like.\n\nChannel 1: Yep.\n\nChannel 0: At the moment, the current amount you're paying is, sorry, per year. Your current insurances I've got here, you're paying to sorry. Here it is. 2700 2423. I'm sorry.\n\nChannel 1: Alright.\n\nChannel 0: So that's 2,400 per year for the life and TPD that you have at the moment. If we\n\nChannel 1: Yep.\n\nChannel 0: were to increase that life and TPD sum insured up to a million dollars, that actually increases the premium coming from your super to approximately 6,325. So\n\nChannel 1: Right.\n\nChannel 0: it increases pretty significantly in the premium there, which\n\nChannel 1: Yeah.\n\nChannel 0: if you're not able to contribute enough to cover that, you kind of have to expect your super to make enough growth to cover that and continue growing, which is as you get older, it's gonna become a lot more expensive.\n\nChannel 1: Yeah. Sure.\n\nChannel 0: Yeah. So thinking about and with your life cover, because you do have that real cover you're paying out of your back pocket as well, realistically, if anything happened to yourself based on your current circumstances, you've currently got 687,000 approximately here, then we've\n\nChannel 1: Yes.\n\nChannel 0: got a 105,000 in super, then you've also got 640,000 there\n\nChannel 1: Yeah.\n\nChannel 0: of life cover through real, which realistically pays out 1,222,000\n\nChannel 1: Yeah.\n\nChannel 0: to your wife if anything was to happen. Do you feel like that's sufficient, or would you wanna kind of readjust that? Or\n\nChannel 1: I mean I mean, it is kinda sufficient. I mean\n\nChannel 0: yep.\n\nChannel 1: yeah.\n\nChannel 0: Perfect. And with the TPD, I know it's not a lot. I know it's a difficult definition because you have had I believe it's heart surgery. Is that right?\n\nChannel 1: Yes.\n\nChannel 0: Yeah. So if we were to try and get better TBD, which I can definitely do, I can do a pre assessment with the underwriters and see what they say. If there is anything, you would need to go to a new application, which means that they will look at your health. If you have had heart surgery or there's been issues with your heart in the past, then they're gonna exclude that and or put a loading on top of it,\n\nChannel 1: Yeah.\n\nChannel 0: which means it makes it more expensive. So with where you'll cover you at the moment with that ADL definition, it's not great. But, you know, if something happens to you and you can't look after yourself, you know, bathe or feed yourself, dress yourself, drive yourself around, then we are still able to claim on that based\n\nChannel 1: Right.\n\nChannel 0: on\n\nChannel 1: Well,\n\nChannel 0: your\n\nChannel 1: that's\n\nChannel 0: current suit. Yes. Sorry.\n\nChannel 1: sorry. I was gonna say that's that's how it was once I came out of hospital from the from the surgery.\n\nChannel 0: Yeah.\n\nChannel 1: For for three months, I wasn't able to drive, wasn't able to oh, had difficulty, you know, had my wife and my kids, like, help me change.\n\nChannel 0: Yeah.\n\nChannel 1: I couldn't shower by myself, you know, all that sort of stuff. It was yeah. That's what it was like with recovery.\n\nChannel 0: Yes. Yeah. Yeah. When the insurances are looking at CTD, you've gotta be able to never do those things again. So, basically, permanently, you need someone helping you dress, drive, you know, feed yourself, things like that.\n\nChannel 1: Yes.\n\nChannel 0: Think about to give you a bit of an idea, I have another client with Parkinson's, and he is at the point where he can't drive, he can't dress himself, he can't even feed himself correctly, and we're going through that TCD process now. I'm claiming on an ADL definition. So it's kind of like because it's permanent incapacity, it's basically saying that I don't have the capacity to dress myself. I need someone's help all the time. I'm not able to shower.\n\nI definitely can't drive and never will be able to drive again. And I certainly oh, I need help feeding myself on a regular basis.\n\nChannel 1: Yeah.\n\nChannel 0: So\n\nChannel 1: Yeah.\n\nChannel 0: as I said, it's a difficult and it's not a great definition, and I do apologize if that's the definition you have. I think sort of back in 2019, it would have been a conversation I would have liked to have had with you to make sure that you're comfortable with that because\n\nChannel 1: Yep.\n\nChannel 0: it's not a normal definition for TBD. It's definitely a lesser definition than what most people can claim on. But if\n\nChannel 1: Yeah.\n\nChannel 0: in the event that something was to happen TBD wise, with the level of cover you have, you've got about a hundred and thirty seven thousand four sixty six. So say about a $137.04 $6.06 plus a 105,000 in super there at the moment. So it does pay out about $242,004.06 6 based on the current level of cover you have at the moment.\n\nChannel 1: Yeah.\n\nChannel 0: Did you want me to try and look at increasing that, or did you wanna kind of just leave it knowing that the increase would could have more expensive consequences,\n\nChannel 1: I\n\nChannel 0: could have\n\nChannel 1: I\n\nChannel 0: loadings,\n\nChannel 1: probably\n\nChannel 0: exclusions, or sorry.\n\nChannel 1: I'd be I'd certainly leave it as it is.\n\nChannel 0: Okay.\n\nChannel 1: You know, I knowing that the the way it was, I mean,\n\nChannel 0: Yep.\n\nChannel 1: I I honestly misread the way\n\nChannel 0: Yeah.\n\nChannel 1: the the how how far you had to be to actually claim.\n\nChannel 0: Client. Yeah.\n\nChannel 1: So yeah.\n\nChannel 0: Yeah.\n\nChannel 1: Because I yeah. Because I was kinda at first, I thought we're gonna struggle with with having that money coming in and still having to pay\n\nChannel 0: Yeah.\n\nChannel 1: rent and food on table. And then basically, yeah, I worked it all out anyway, so it was fine.\n\nChannel 0: Oh, you did really well. Definitely not an easy time to be going through that, plus you're recovering from surgery and pretty full on\n\nChannel 1: Yeah.\n\nChannel 0: surgery at the same time.\n\nChannel 1: Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: I mean, I didn't I didn't have to have the surgery now.\n\nChannel 0: Yeah.\n\nChannel 1: It was just a a valve that wasn't working properly. It was working,\n\nChannel 0: Yep.\n\nChannel 1: but not to its full extent. And what it was is I had a valve replacement\n\nChannel 0: Yep.\n\nChannel 1: doing basically, doctor the surgeon said gave me the option if I wanted to do it or not. I didn't have to, but I thought doing it now while I'm still younger rather than having complications when I'm older getting it\n\nChannel 0: Mhmm.\n\nChannel 1: done.\n\nChannel 0: Yes. Yes.\n\nChannel 1: So doing it now and, you know, three months gone by. I'm back I'm back at work. It's fine.\n\nChannel 0: Oh, fantastic.\n\nChannel 1: You know? So\n\nChannel 0: That's\n\nChannel 1: a\n\nChannel 0: excellent.\n\nChannel 1: lot of other people have taken longer. I've had a relative of mine have the same operation, and\n\nChannel 0: Yeah.\n\nChannel 1: he was out for a lot longer and said he went back to work too early, and that was, like, six months. I'm I'm a fast healer, and\n\nChannel 0: Yeah.\n\nChannel 1: I, you know, I get back into things easily.\n\nChannel 0: Yep.\n\nChannel 1: So I was\n\nChannel 0: That\n\nChannel 1: surprised\n\nChannel 0: was\n\nChannel 1: that\n\nChannel 0: good.\n\nChannel 1: I, you know, I was back up on my feet and doing everything like normal again.\n\nChannel 0: Yeah. No. That's excellent. I'm so glad to hear that you're back at it and recovering nicely. And doing it now is never a bad thing.\n\nI mean, waiting until you get older and things get worse, the surgery gets harder, there's more risk\n\nChannel 1: Yes.\n\nChannel 0: of complications, and then the recovery can be harder as well. So\n\nChannel 1: That's\n\nChannel 0: doing\n\nChannel 1: right.\n\nChannel 0: it now and getting yourself back to work, you definitely got that recovery period whilst you're younger and more virile. So yeah.\n\nChannel 1: Yes.\n\nChannel 0: Perfect. That's excellent. Well, I'll leave the life and TPD as it is, and I'll make sure as part of the advice, I'll note we're retaining that. But I'll also make sure I add in there as much detail about what the product is so you're fully aware of that. Okay?\n\nChannel 1: Yeah.\n\nChannel 0: All good. Now the other thing that you did talk to someone about a few months back was income protection. So you don't have any income protection. And, look, I like to be really honest, income protection is extremely expensive the older we get. It is the biggest cost of our insurances.\n\nI did draw up a quote of income protection to have a look. So based on $60,000 of income, it means we'd need to cover you for a monthly sum insured of 3,500. And that cost, if you were to have it paid out of your super, is about $3,594 per year. So\n\nChannel 1: Yeah.\n\nChannel 0: all up, it does increase the cost by about 2 and a half thousand dollars per year.\n\nChannel 1: Yeah.\n\nChannel 0: Did you want me to look at trying to get a fee income protection, or would\n\nChannel 1: No.\n\nChannel 0: you rather just be contributing to super and building super? Sorry.\n\nChannel 1: Yeah. It's just a the only reason I really wanted to I I thought I had wanna have the income protection is because because\n\nChannel 0: Yeah.\n\nChannel 1: I was gonna have the operation and I was gonna\n\nChannel 0: Yeah.\n\nChannel 1: be off work.\n\nChannel 0: Yeah.\n\nChannel 1: That's basically what I wanted to look into it for.\n\nChannel 0: Yeah.\n\nChannel 1: But\n\nChannel 0: That's\n\nChannel 1: like\n\nChannel 0: okay.\n\nChannel 1: I said, I I had the savings and\n\nChannel 0: Yeah. No. It's really good. Excellent. So we're not not looking at income protection.\n\nWe're just gonna keep the insurances we have. We don't want any extra cost there with regard to other insurances.\n\nChannel 1: I\n\nChannel 0: Don't increase\n\nChannel 1: end\n\nChannel 0: the cost in any\n\nChannel 1: up\n\nChannel 0: way. Am I right\n\nChannel 1: using\n\nChannel 0: in noting that?\n\nChannel 1: that. Yeah. Yeah.\n\nChannel 0: Yes. Beautiful. Now there are I know I don't know if anyone spoke to you last year about other types of cover like trauma or insurances you can pay out of your back pocket. They do obviously affect your out of pocket expenditure, and you've got a lot of that going on at the moment in trying to save your house. Are you\n\nChannel 1: Yeah.\n\nChannel 0: wanting to kinda go through what trauma is or any other insurance that can be paid out of your back pocket, or you're happy just to not worry about those right now?\n\nChannel 1: Alright. Wasn't really worried about it for now.\n\nChannel 0: No. That's okay. That's absolutely fine. Just wanna make sure I touch all the points and go through everything with you, and I'll make sure this advice document is nice and clear. It outlines the advantages, the disadvantages, what we're doing, how this looks for you.\n\nAnd then we'll do catch ups and regular reviews to make sure that we're keeping you on track, and we can update your circumstances as things change there for you. Okay?\n\nChannel 1: Uh-huh.\n\nChannel 0: All good. Now I can see here your original goal was that you were hoping to access super around about the age of 60. Is that still your goal of retirement, or do you think you're going to want to or might need to work a bit longer?\n\nChannel 1: Probably be working a bit longer, I think.\n\nChannel 0: Yes. That's okay. Do you think you'd be probably working through to 65, 67, 70? What's kind of your goal that I should be working for you at the moment?\n\nChannel 1: Well, I'd probably I'd probably try I'd like to work till at least 70.\n\nChannel 0: Yep. Seventy years. Beautiful. What I would do, because I don't wanna project out too far, obviously, good long the longer the projections, the better they're gonna look, which is great. But I like to be, you know, honest about everything as well.\n\nIf\n\nChannel 1: Yes.\n\nChannel 0: I do your projected outcome, I can do where we expect at 60 and then maybe 67. I can also factor in maybe some Centrelink consequences at 60 seven, and then I can do 70 in the appendices for you as well as an option. Does that sound okay?\n\nChannel 1: Yep. That sounds fine.\n\nChannel 0: Yep. Perfect. And double checking now, I've got down here beneficiary wise. You've got your wife noted. I've got Georgina.\n\nI'm\n\nChannel 1: Yes.\n\nChannel 0: a 100% as your beneficiary on your life and your insurance policy. You're happy with that?\n\nChannel 1: Yep.\n\nChannel 0: Yep. Beautiful. Excellent. And have you guys got a will? Have you ever spoken to a solicitor who had a will drawn up or a power of attorney or anything like that?\n\nChannel 1: No.\n\nChannel 0: Yeah.\n\nChannel 1: No. I haven't.\n\nChannel 0: So it's definitely\n\nChannel 1: Yes.\n\nChannel 0: something to sort of look into. If you like after the call, I can email you just some information on a local solicitor that we can refer you through to. Has a bit of a cost on how much it costs to do up a will and a power of attorney and things like that. Just\n\nChannel 1: Yep.\n\nChannel 0: to give yourself and Georgina a bit of a talking point to talk about, you know, what you're after, having those sorts of things drawn up and start that conversation. Does that sound okay?\n\nChannel 1: Yeah. It should be fine.\n\nChannel 0: Yep. Beautiful. You'll also then have my direct email. So if anything comes up, Jason, you have any questions about anything, you'll also then be able to contact me personally and make it nice and easy for you. Okay?\n\nChannel 1: Yeah. That's fine.\n\nChannel 0: Fantastic. I'll get that email drawn up. Beautiful. Now I can see here with your beneficiary nomination on your neos, it is valid. There's there's nothing wrong with it.\n\nIt's completely fine, but it does expire in 2028. So I'm gonna make\n\nChannel 1: Okay.\n\nChannel 0: a note on the file that when it comes close, we're gonna need to update that for you\n\nChannel 1: Yep.\n\nChannel 0: just so it doesn't, you know, completely expire and not be valid anymore. We wanna make sure we keep Georgina as your beneficiary on that life policy there. Okay?\n\nChannel 1: Yep.\n\nChannel 0: Perfect.\n\nChannel 1: That's me.\n\nChannel 0: Thank you. Excellent. Do you have any questions so far? You're welcome to tell me to explain something a bit better or if you have additional questions or\n\nChannel 1: No. No. Everything\n\nChannel 0: no.\n\nChannel 1: everything sounds\n\nChannel 0: Beautiful. Beautiful. I know some of this is pretty boring. Not many people like to talk about their super insurances and estate planning, so I'm probably the happiest person who's\n\nChannel 1: okay.\n\nChannel 0: planning to talk about the most awful things.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: All good. It does look like we do need to get your updated identification as well. The ID on file has expired.\n\nChannel 1: Yeah.\n\nChannel 0: I\n\nChannel 1: Okay.\n\nChannel 0: will, as part of the email, just ask you if you can provide that to me. It is\n\nChannel 1: Yep.\n\nChannel 0: really important when we are updating advice or providing financial advice that we do have updated identification. It's all unfortunately part of the anti money laundering and counterterrorism laws.\n\nChannel 1: Yes.\n\nChannel 0: That essentially means that we have to prove you are who you say you are. I'm sure you're not\n\nChannel 1: Yeah.\n\nChannel 0: impersonating anyone, but we just have to tick off all those boxes to protect you and us. Okay?\n\nChannel 1: Yeah. That's fine.\n\nChannel 0: Excellent. All good. Having a look now, as as mentioned before, after the call, I will send through your annual review pack for you, which will have a copy of your performance report there for you to have a look at. It'll have you update the balance and information there for you. It'll also have a certificate of currency there showing you your current insurances that we've gone through as well.\n\nChannel 1: Yeah.\n\nChannel 0: I've also got the financial services guide attached, and that financial services guide outlines everything about who we are, what we do, how we do it. It's a lovely picture of me in there for you\n\nChannel 1: Yep.\n\nChannel 0: and also my licensing information so you can see I'm a fully licensed adviser. Okay? Easy. I know you haven't been a 100% satisfied with the services there, but I do wanna make sure things get better there for you. One of the things we do obviously have is the ongoing service agreement.\n\nSo you you are paying client. You did pay for our services. The ongoing service agreement for the next twelve months will be in there. I do ask that you sign that, return it back, and I will do everything I can to make sure that we improve on our services. If at any point throughout the year you tell me I'm not meeting your expectations and you're done, I will turn it off.\n\nOkay?\n\nChannel 1: Okay. Alright.\n\nChannel 0: Do you have any concerns about how the fee works, or do you understand? Did you want me to go through the ongoing service fee arrangement with the\n\nChannel 1: No.\n\nChannel 0: numbers and things like that?\n\nChannel 1: I I understood how that all works. Yeah.\n\nChannel 0: Yes. That's perfect. Well, I'll get you to sign and return it back to keep our services running for you for the next twelve months. Obviously, it's 1.65% per annum, but you'll have my email. If I'm not living up to your expectation there, Jason, you let me know.\n\nI would turn them off, and I will help you roll to wherever you would like to go. Okay?\n\nChannel 1: Alright. No problem.\n\nChannel 0: All good. I just wanted to go through and update all of your assets as well. So RentWise, last time we were able to catch up last year, I looks like you were paying about $520\n\nChannel 1: Yep.\n\nChannel 0: per week. Has your rate gone up, or is it\n\nChannel 1: No.\n\nChannel 0: still that same?\n\nChannel 1: That that's a sign.\n\nChannel 0: The same? Beautiful. Assets wise, I've got your contents. Rough value there is about 50,000. Does that sound about right?\n\nChannel 1: Yes. Yes.\n\nChannel 0: Yep. Beautiful. Now when I do retirement advice, my factor in Centrelink, I do do I do alter the values of those because when you are applying to Centrelink down the track, they essentially want you to apply based on quick sale values or fire sale values. So\n\nChannel 1: Hi.\n\nChannel 0: for content, when I'm looking at Centrelink, I never value anything more than, say, 10,000 for a couple\n\nChannel 1: Yep.\n\nChannel 0: because you wanna get the best Centrelink assessment you can down the track. I've got your here as well. You had a value there of about 18,000. Does that sound right?\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: Yep. Fantastic. And then you also had a new vehicle, it looks like. I don't know what it was. I'm so sorry.\n\nBut do you have two vehicles?\n\nChannel 1: Yeah. It's not new, though. It's\n\nChannel 0: Okay.\n\nChannel 1: it's just a secondhand vehicle. It's 2,018, but it's\n\nChannel 0: Yep.\n\nChannel 1: a a Ford Ranger.\n\nChannel 0: Ford Ranger. Beautiful. I believe it said here that you had a loan on that one of about 30,000. Do you still have a loan on\n\nChannel 1: No.\n\nChannel 0: that vehicle?\n\nChannel 1: No. I never had\n\nChannel 0: No.\n\nChannel 1: a loan.\n\nChannel 0: No. That's okay. I might be\n\nChannel 1: No.\n\nChannel 0: in the wrong section. That's easy done.\n\nChannel 1: Right.\n\nChannel 0: So\n\nChannel 1: Yeah. No.\n\nChannel 0: no\n\nChannel 1: I wasn't\n\nChannel 0: loan.\n\nChannel 1: a loan.\n\nChannel 0: Beautiful. Would you value it at about 30,000 or\n\nChannel 1: Well, it's actually valued for more because I got it I\n\nChannel 0: okay.\n\nChannel 1: bought it off a friend.\n\nChannel 0: Beautiful. What sort of value would you put on it, do you think?\n\nChannel 1: It's actually valued at 46.\n\nChannel 0: 46,000. Beautiful. And no loan. Easy. It might have just been popped in the wrong column, but that's okay.\n\nEasy to sort out. Beautiful. Do\n\nChannel 1: Yeah.\n\nChannel 0: you have any other assets or anything else you'd note down?\n\nChannel 1: No.\n\nChannel 0: No. That's okay. You mentioned that you are you've got your savings there as well for your house deposit. How much do you have in savings at the\n\nChannel 1: No.\n\nChannel 0: moment?\n\nChannel 1: Well, it's it's low at the moment. I mean, it's down\n\nChannel 0: Yep.\n\nChannel 1: it's down to 11,000.\n\nChannel 0: Okay. And you're trying\n\nChannel 1: Yeah.\n\nChannel 0: to build that back up to about 60 to a 100,000?\n\nChannel 1: I I will I I was at 60\n\nChannel 0: Yeah.\n\nChannel 1: and then, you know, life. So\n\nChannel 0: Yeah. Of course. In the\n\nChannel 1: Okay.\n\nChannel 0: surgery. Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: Yep.\n\nChannel 1: Surgery and bills and paying out\n\nChannel 0: Yep.\n\nChannel 1: things and, yeah, everything. So, yeah, now I'm just gonna build it back up.\n\nChannel 0: Beautiful. And are you putting a certain amount away on a regular basis towards that, or is it just everything you're coming in that you don't need to spend this time going back into that savings file?\n\nChannel 1: Yeah. Well, I I I put money aside to put into that.\n\nChannel 0: Yep. Perfect. Money aside. Lovely. How much are you putting aside at the moment?\n\nChannel 1: It depends. It varies between 500 and 1,000 a week.\n\nChannel 0: Okay. Perfect. Fantastic. Per week. Excellent.\n\nLovely. And I'll just clarify with the contributions to Super, I'm gonna factor in a $100 per week. Is that comfortable for you?\n\nChannel 1: It it will be. Yes.\n\nChannel 0: That will be. Yep. Okay. Beautiful. Fantastic.\n\nWell, thank you for updating all those details there for me. The only other thing I have here just wanna double check. Now you're technically I've got yourself employed. You're an auto electrician by trade. Is that what you do in your\n\nChannel 1: Yes.\n\nChannel 0: business as well? Yep.\n\nChannel 1: Yes.\n\nChannel 0: Beautiful. Excellent. Everything else looks like it's up to date and relatively good. Over the next couple of years, I've got down here goals wise that you're looking to purchase a property.\n\nChannel 1: Yes.\n\nChannel 0: Is there any other goals that you're hoping to achieve, or are you just focusing on super around that property purchase?\n\nChannel 1: Basically, yeah, that that property purchase. That's all.\n\nChannel 0: Yep.\n\nChannel 1: That's\n\nChannel 0: Beautiful.\n\nChannel 1: that's all we have.\n\nChannel 0: Yep. Excellent. Lovely. And does your sorry. Does your wife work?\n\nIs Georgina working as well?\n\nChannel 1: Not at the moment, but she\n\nChannel 0: Okay.\n\nChannel 1: she will be shortly.\n\nChannel 0: Okay. Beautiful. She's trying to get a job or\n\nChannel 1: Well,\n\nChannel 0: going\n\nChannel 1: we've\n\nChannel 0: back to work.\n\nChannel 1: well, she's had offer for she's had offer for her old job back. So\n\nChannel 0: Oh, fantastic. Beautiful. And this comes on to the factoring the retirement side of things as well. Does she have anything in super, or has she had super in the past?\n\nChannel 1: She has had super in the past, but it's it's it's very low.\n\nChannel 0: Okay. Do you think do you know roughly how much it might be just so\n\nChannel 1: I\n\nChannel 0: I've\n\nChannel 1: think\n\nChannel 0: got something to work on?\n\nChannel 1: 11. 11,000? Yeah. She's got\n\nChannel 0: 11,000?\n\nChannel 1: eleven thousand in there. Yep.\n\nChannel 0: Yes. Beautiful. Lovely. Just so I can sort of factor in the retirement planning aspect because you are, you know, nearly at 54 mark. We are kinda getting closer to years.\n\nI'd like to put that into the plan on a limited scope to sort of show you what I'm recommending, how this looks for you, but also\n\nChannel 1: Yeah.\n\nChannel 0: where we might be heading moving forward to give you a bit of an outcome. And then we've got something to track for you as well. Okay?\n\nChannel 1: Yeah.\n\nChannel 0: Beautiful. Excellent. That sounds fantastic. The only other thing sorry. I should also just double check.\n\nIs Georgina older than you, younger than you, same age as you, and does she\n\nChannel 1: No.\n\nChannel 0: wanna\n\nChannel 1: Younger.\n\nChannel 0: retire at the same age?\n\nChannel 1: No. No. She's younger.\n\nChannel 0: Younger? How many years younger?\n\nChannel 1: She's 38.\n\nChannel 0: 38.\n\nChannel 1: Thirty eight.\n\nChannel 0: Beautiful.\n\nChannel 1: Yeah.\n\nChannel 0: Is she planning on stopping work about the same time as you do for your retirement years, or do you think does she think\n\nChannel 1: No.\n\nChannel 0: she'll work a\n\nChannel 1: She's\n\nChannel 0: bit longer?\n\nChannel 1: she'll probably work a bit longer than that.\n\nChannel 0: Keep working longer. Beautiful.\n\nChannel 1: Yeah.\n\nChannel 0: Fantastic. Lovely. Well, thank you so much for that. What I'll do is I'll go back and have a really good look at all the research there for you, and I'll come up with an advice document. I'll book you in.\n\nIs two weeks okay to book you in to have that advice document be presented to you?\n\nChannel 1: Yeah. That's fine.\n\nChannel 0: Yep. Beautiful. Is this time of day best fitting you, or is it sort of late\n\nChannel 1: Yeah.\n\nChannel 0: afternoon when sort of suits\n\nChannel 1: No.\n\nChannel 0: you\n\nChannel 1: Around\n\nChannel 0: best?\n\nChannel 1: around that around 02:00 is fine.\n\nChannel 0: Yep. Beautiful. If I do it sort of two weeks, it's the May 20 on a Wednesday, and I could do exactly 02:00 for you. Would that be okay?\n\nChannel 1: Yep. That'll be fine.\n\nChannel 0: Yep. Beautiful. Alright. Excellent. Now, Jason, I also know when we sort of it looks like you've done a couple of risk profiles over the past there as well.\n\nWith regard to your investment portfolio inside Super, you are invested in more of a growth environment.\n\nChannel 1: Yep.\n\nChannel 0: That essentially means that you'd typically see that 80% of your sector invested in growth assets, so things like Australian shares, international shares, listed property, and commodities, so precious metals like gold and silver there as well.\n\nChannel 1: Alright.\n\nChannel 0: Having a look and going to the questions that I have asked, I mean, this growth sort of portfolio does suit you as you do have about six years before you're wanting to access super based on your goal retirement age. And even if you did kinda get to you know, you decided to retire before 70 and hit sort of 65 or even 67, you still do kind of have that, you know, ten year time horizon there to be in this sort of environment. Do you wanna still see yourself in this growth sort of portfolio with that 80% split of assets? Or did you wanna maybe take a little bit less risk in the market? How do you feel?\n\nChannel 1: Later on, I'd probably take less risk, but I'd like\n\nChannel 0: Yep.\n\nChannel 1: now I'd like to get it up there, and then\n\nChannel 0: Yep.\n\nChannel 1: I take risk when I'm older. Less risk.\n\nChannel 0: Yep.\n\nChannel 1: Sorry.\n\nChannel 0: Yeah. Absolutely. Not a problem at all. I'd like to make sure that I'm giving you enough information as well. So with that growth environment, because with what the volatility we are seeing at the moment, I'd like to make sure everyone is aware we do expect negative years when we are looking at, you know, a five or a ten year\n\nChannel 1: Yeah.\n\nChannel 0: time horizon. In this growth sort of portfolio, you can expect negative years sort of one in every five years. We are chasing an average rate of return compounded of about seven to 9%. Anything over 9%, your portfolio is performing really, really well, and you can get those great fifteen, twenty, 25% returns some years. Other years, it\n\nChannel 1: Yeah.\n\nChannel 0: might be a little bit less. So this is kind of an average of what we'd sort of hope to be compounding over the longer term for this sort of environment. And it does suit, as I said, someone with a 60 time horizon. So are you comfortable with me looking at that growth portfolio? I'll look at the risk factors, the cost side of things.\n\nI'll also take into account CGT con CGT consequences in your super as well because your super does also\n\nChannel 1: Yeah.\n\nChannel 0: do a capture turn every year. But\n\nChannel 1: Yeah.\n\nChannel 0: are you happy\n\nChannel 1: I\n\nChannel 0: with\n\nChannel 1: thought\n\nChannel 0: me looking at all those things? Is there anything\n\nChannel 1: yes.\n\nChannel 0: I might have missed? Or\n\nChannel 1: Yeah. No. Look look at everything you can.\n\nChannel 0: yes. Absolutely. And I've got you booked in there, so we've got a date to have this deadline sorted for you as well. If\n\nChannel 1: Alright.\n\nChannel 0: anything comes up in the meantime, let me know, and I'll also make sure that I email you shortly if you've got my email there. It'll have the information on the solicitors. It'll also just ask if you can shoot me through your ID as well.\n\nChannel 1: Yes.\n\nChannel 0: Okay?\n\nChannel 1: Okay. No problem.\n\nChannel 0: Yeah. Beautiful. All good. Is there anything else that I may have missed or anything else you wanted me to talk about? Or\n\nChannel 1: Not right at the moment. No.\n\nChannel 0: no. That's okay.\n\nChannel 1: Yeah.\n\nChannel 0: All good. Beautiful. Well, I'm glad we've been able to touch on those concerns there for you. I'll work at I'm gonna do everything I can to kind of put us back on track here for you. I'll get this advice piece done for you, and we'll have that ready to go in two weeks.\n\nChannel 1: Yep.\n\nChannel 0: We'll look at what we're doing and keep you on track and see if we can help you a bit more. Okay?\n\nChannel 1: Alright. Not a problem.\n\nChannel 0: Thank you so much, Jason.\n\nChannel 1: Alright.\n\nChannel 0: I'll get those emails out to you very shortly. If there's anything you need, please don't ever hesitate to let me know.\n\nChannel 1: Okay. Alright. Thanks.\n\nChannel 0: Thanks. Have a good day. I'll talk\n\nChannel 1: Yeah.\n\nChannel 0: soon.\n\nChannel 1: Yeah. You too. Alright. Thanks.\n\nChannel 0: Thanks.\n\nChannel 1: Bye.\n\nChannel 0: Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.88,"end":1.38,"sentiment":"neutral","sentiment_score":0.02959560416638851}],"sentiment":"neutral","sentiment_score":0.02959560416638851,"channel":1,"num_words":1,"start":0.88,"end":1.38},{"sentences":[{"text":"Hi, Jason.","start":2.3999999,"end":3.12,"sentiment":"neutral","sentiment_score":0.12103650718927383},{"text":"This is Dana from Okey Financial.","start":3.12,"end":4.66,"sentiment":"neutral","sentiment_score":0.151619553565979},{"text":"How are you this afternoon?","start":4.7999997,"end":5.94,"sentiment":"neutral","sentiment_score":0.20747241377830505}],"sentiment":"neutral","sentiment_score":0.16839633882045746,"channel":0,"num_words":13,"start":2.3999999,"end":5.94},{"sentences":[{"text":"Not too bad.","start":6.08,"end":6.7999997,"sentiment":"neutral","sentiment_score":0.23704737921555838},{"text":"Yourself?","start":6.7999997,"end":7.2999997,"sentiment":"neutral","sentiment_score":0.17955026030540466}],"sentiment":"neutral","sentiment_score":0.22267309948801994,"channel":1,"num_words":4,"start":6.08,"end":7.2999997},{"sentences":[{"text":"I'm very well.","start":7.68,"end":8.559999,"sentiment":"positive","sentiment_score":0.5773434241612753},{"text":"Thank you.","start":8.559999,"end":8.96,"sentiment":"positive","sentiment_score":0.7002287805080414},{"text":"I had you booked in to go through a bit of an annual review for you and look at some updating the adviser for you.","start":8.96,"end":13.84,"sentiment":"neutral","sentiment_score":0.2111612093448639},{"text":"Is now still a good time?","start":13.84,"end":15.219999,"sentiment":"neutral","sentiment_score":0.15121539433797201}],"sentiment":"neutral","sentiment_score":0.2588558453652594,"channel":0,"num_words":36,"start":7.68,"end":15.219999},{"sentences":[{"text":"Yeah.","start":15.245001,"end":15.645,"sentiment":"neutral","sentiment_score":0.10899198055267334},{"text":"That's fine.","start":15.645,"end":16.285,"sentiment":"neutral","sentiment_score":0.19755661487579346},{"text":"Yep.","start":16.285,"end":16.785,"sentiment":"neutral","sentiment_score":0.1617979258298874}],"sentiment":"neutral","sentiment_score":0.1664757840335369,"channel":1,"num_words":4,"start":15.245001,"end":16.785},{"sentences":[{"text":"Yeah.","start":16.845,"end":17.165,"sentiment":"neutral","sentiment_score":0.22926107048988345},{"text":"All good.","start":17.165,"end":17.885,"sentiment":"positive","sentiment_score":0.3783651441335678},{"text":"I believe having a look at your file, I've done a bit of a deep dive that you had some surgery recently.","start":17.885,"end":22.705,"sentiment":"neutral","sentiment_score":0.17011953720992262},{"text":"How's that going for you?","start":22.765,"end":24.305,"sentiment":"neutral","sentiment_score":0.1471342548727989}],"sentiment":"neutral","sentiment_score":0.18214308172464372,"channel":0,"num_words":30,"start":16.845,"end":24.305},{"sentences":[{"text":"No.","start":24.525002,"end":24.765,"sentiment":"neutral","sentiment_score":-0.11070715636014938},{"text":"No.","start":24.765,"end":24.925,"sentiment":"neutral","sentiment_score":-0.10490906983613968},{"text":"That's all good.","start":24.925,"end":25.825,"sentiment":"neutral","sentiment_score":-0.003263968974351883}],"sentiment":"neutral","sentiment_score":-0.04508162662386894,"channel":1,"num_words":5,"start":24.525002,"end":25.825},{"sentences":[{"text":"That's all okay or recovered?","start":26.285,"end":27.904999,"sentiment":"neutral","sentiment_score":0.09102610200643539}],"sentiment":"neutral","sentiment_score":0.09102610200643539,"channel":0,"num_words":5,"start":26.285,"end":27.904999},{"sentences":[{"text":"Yeah.","start":28.525002,"end":28.92,"sentiment":"neutral","sentiment_score":0.06997177004814148}],"sentiment":"neutral","sentiment_score":0.06997177004814148,"channel":1,"num_words":1,"start":28.525002,"end":28.92},{"sentences":[{"text":"Yep.","start":29.699999,"end":30.179998,"sentiment":"neutral","sentiment_score":0.1365571767091751},{"text":"Fantastic.","start":30.179998,"end":30.679998,"sentiment":"positive","sentiment_score":0.4147260189056397},{"text":"I know I had a bit of a look.","start":31.779999,"end":33.14,"sentiment":"neutral","sentiment_score":0.11282218413220511},{"text":"I know you spoke to my colleague, Samantha, a couple of days ago just sort of having a look.","start":33.14,"end":38.12,"sentiment":"neutral","sentiment_score":0.038208158784791044},{"text":"You had a you know, we're not really very happy with the services.","start":38.899998,"end":41.62,"sentiment":"neutral","sentiment_score":-0.3077306615618559}],"sentiment":"neutral","sentiment_score":-0.0397176914090334,"channel":0,"num_words":43,"start":29.699999,"end":41.62},{"sentences":[{"text":"I'd love to kinda go through things with","start":41.62,"end":43.22,"sentiment":"neutral","sentiment_score":0.1512096996884793}],"sentiment":"neutral","sentiment_score":0.1512096996884793,"channel":0,"num_words":8,"start":41.62,"end":43.22},{"sentences":[{"text":"Yeah.","start":43.08,"end":43.58,"sentiment":"neutral","sentiment_score":0.037007495760917664}],"sentiment":"neutral","sentiment_score":0.037007495760917664,"channel":1,"num_words":1,"start":43.08,"end":43.58},{"sentences":[{"text":"you, provide","start":43.22,"end":44.005,"sentiment":"neutral","sentiment_score":0.03962678089737892}],"sentiment":"neutral","sentiment_score":0.03962678089737892,"channel":0,"num_words":2,"start":43.22,"end":44.005},{"sentences":[{"text":"Yeah.","start":43.96,"end":44.445,"sentiment":"neutral","sentiment_score":0.042939841747283936}],"sentiment":"neutral","sentiment_score":0.042939841747283936,"channel":1,"num_words":1,"start":43.96,"end":44.445},{"sentences":[{"text":"a bit of an update.","start":44.005,"end":44.985,"sentiment":"neutral","sentiment_score":0.027537330985069275},{"text":"I've done a really good deep dive of the file, and I can see we were trying to do some advice for you around insurances late last year that, unfortunately, didn't go ahead with the surgery that you were having.","start":45.045,"end":56.345,"sentiment":"neutral","sentiment_score":0.015391302946954965},{"text":"But we can have a bit of a chat about it.","start":57.03,"end":58.55,"sentiment":"neutral","sentiment_score":0.12230527875098315},{"text":"I've done a really good deep dive into the options.","start":58.55,"end":60.55,"sentiment":"neutral","sentiment_score":0.1736418530344963},{"text":"We can talk about what you're after, what your options are, and I can give you a bit of an idea of what that might look like, and then","start":60.55,"end":66.31,"sentiment":"neutral","sentiment_score":0.1526712772661242}],"sentiment":"neutral","sentiment_score":0.08697455168554658,"channel":0,"num_words":95,"start":44.005,"end":66.31},{"sentences":[{"text":"Yep.","start":66.24,"end":66.74,"sentiment":"neutral","sentiment_score":0.07716605067253113}],"sentiment":"neutral","sentiment_score":0.07716605067253113,"channel":1,"num_words":1,"start":66.24,"end":66.74},{"sentences":[{"text":"we can look at how to proceed there for you.","start":66.31,"end":68.229996,"sentiment":"neutral","sentiment_score":0.08573925122618675},{"text":"Is that okay?","start":68.229996,"end":69.13,"sentiment":"neutral","sentiment_score":0.0646933913230896}],"sentiment":"neutral","sentiment_score":0.08088251432547203,"channel":0,"num_words":13,"start":66.31,"end":69.13},{"sentences":[{"text":"Yep.","start":69.6,"end":69.92,"sentiment":"neutral","sentiment_score":0.03290295600891113},{"text":"That's fine.","start":69.92,"end":70.605,"sentiment":"neutral","sentiment_score":0.09549432620406151}],"sentiment":"neutral","sentiment_score":0.07463053613901138,"channel":1,"num_words":3,"start":69.6,"end":70.605},{"sentences":[{"text":"Yes.","start":70.975,"end":71.295,"sentiment":"neutral","sentiment_score":0.12669293582439425},{"text":"Fantastic.","start":71.295,"end":71.795,"sentiment":"neutral","sentiment_score":0.21032756567001343},{"text":"Are you off work at the moment, or are you back at work now?","start":72.335,"end":75.615,"sentiment":"neutral","sentiment_score":-0.006708367461604732},{"text":"Or","start":75.615,"end":76.115,"sentiment":"neutral","sentiment_score":-0.01224687322974205}],"sentiment":"neutral","sentiment_score":0.013579793164835256,"channel":0,"num_words":17,"start":70.975,"end":76.115},{"sentences":[{"text":"Yeah.","start":76.045006,"end":76.285,"sentiment":"neutral","sentiment_score":-0.011145799420773985},{"text":"No.","start":76.285,"end":76.525,"sentiment":"neutral","sentiment_score":-0.07294725626707077},{"text":"I'm I'm back at work.","start":76.525,"end":77.745,"sentiment":"neutral","sentiment_score":-0.027386071905493737}],"sentiment":"neutral","sentiment_score":-0.031574773602187634,"channel":1,"num_words":7,"start":76.045006,"end":77.745},{"sentences":[{"text":"yep.","start":77.854996,"end":78.255,"sentiment":"neutral","sentiment_score":0.02945983968675137},{"text":"Beautiful.","start":78.255,"end":78.755,"sentiment":"neutral","sentiment_score":0.23120257258415225},{"text":"Well, if anything comes up and you need me to stop, let me know.","start":78.895,"end":81.375,"sentiment":"neutral","sentiment_score":-0.028751419324960028},{"text":"But I'll try to take up too much time.","start":81.375,"end":82.854996,"sentiment":"neutral","sentiment_score":-0.08706524471441905},{"text":"I'm just making sure I'll be touching all the things that are important there for you as well.","start":82.854996,"end":86.31,"sentiment":"neutral","sentiment_score":0.10248746246927315}],"sentiment":"neutral","sentiment_score":0.0213797596218281,"channel":0,"num_words":43,"start":77.854996,"end":86.31},{"sentences":[{"text":"Yep.","start":86.94,"end":87.44,"sentiment":"neutral","sentiment_score":0.03314311057329178}],"sentiment":"neutral","sentiment_score":0.03314311057329178,"channel":1,"num_words":1,"start":86.94,"end":87.44},{"sentences":[{"text":"Okay?","start":87.35,"end":87.85,"sentiment":"neutral","sentiment_score":0.03319733589887619}],"sentiment":"neutral","sentiment_score":0.03319733589887619,"channel":0,"num_words":1,"start":87.35,"end":87.85},{"sentences":[{"text":"Yep.","start":87.5,"end":88.0,"sentiment":"neutral","sentiment_score":0.07258214801549911}],"sentiment":"neutral","sentiment_score":0.07258214801549911,"channel":1,"num_words":1,"start":87.5,"end":88.0},{"sentences":[{"text":"Beautiful.","start":87.99,"end":88.49,"sentiment":"neutral","sentiment_score":-0.01330301072448492},{"text":"Now I do need to let you know, Jason, moving forward, we do record our calls for quality and training purposes.","start":88.63,"end":93.189995,"sentiment":"neutral","sentiment_score":0.10947666991324652},{"text":"Are you happy for me to proceed with that?","start":93.189995,"end":95.45,"sentiment":"neutral","sentiment_score":0.30042871832847595}],"sentiment":"neutral","sentiment_score":0.16095372652935405,"channel":0,"num_words":31,"start":87.99,"end":95.45},{"sentences":[{"text":"Yeah.","start":95.5,"end":95.9,"sentiment":"neutral","sentiment_score":0.20942941308021543},{"text":"That's fine.","start":95.9,"end":96.615,"sentiment":"neutral","sentiment_score":0.31749607622623444}],"sentiment":"neutral","sentiment_score":0.28147385517756146,"channel":1,"num_words":3,"start":95.5,"end":96.615},{"sentences":[{"text":"Yep.","start":96.869995,"end":97.189995,"sentiment":"positive","sentiment_score":0.4307597577571869},{"text":"Lovely.","start":97.189995,"end":97.509995,"sentiment":"positive","sentiment_score":0.6278811097145081},{"text":"And I just need to do security there with you as well.","start":97.509995,"end":99.75,"sentiment":"neutral","sentiment_score":0.19851417218645415},{"text":"I am discussing your personal and sensitive information.","start":99.75,"end":102.165,"sentiment":"neutral","sentiment_score":0.04873649263754487},{"text":"So I'll just need to confirm your date of birth and address I should have on file for you.","start":102.465004,"end":106.805,"sentiment":"neutral","sentiment_score":0.08351258894330577}],"sentiment":"neutral","sentiment_score":0.132132733286154,"channel":0,"num_words":41,"start":96.869995,"end":106.805},{"sentences":[{"text":"Yeah.","start":108.295,"end":108.455,"sentiment":"neutral","sentiment_score":0.05051587522029877},{"text":"It's '15 to the second awning service.","start":108.455,"end":110.375,"sentiment":"neutral","sentiment_score":0.02919619290956429},{"text":"Right?","start":110.375,"end":110.875,"sentiment":"neutral","sentiment_score":0.028127603232860565}],"sentiment":"neutral","sentiment_score":0.031446314313345484,"channel":1,"num_words":9,"start":108.295,"end":110.875},{"sentences":[{"text":"Mhmm.","start":111.185005,"end":111.685005,"sentiment":"neutral","sentiment_score":0.008727510459721088}],"sentiment":"neutral","sentiment_score":0.008727510459721088,"channel":0,"num_words":1,"start":111.185005,"end":111.685005},{"sentences":[{"text":"And what else is there?","start":111.71,"end":112.93,"sentiment":"neutral","sentiment_score":0.004762957990169525}],"sentiment":"neutral","sentiment_score":0.004762957990169525,"channel":1,"num_words":5,"start":111.71,"end":112.93},{"sentences":[{"text":"Your date of birth.","start":114.0,"end":114.8,"sentiment":"neutral","sentiment_score":0.0018837512470781803},{"text":"Oh, sorry.","start":114.8,"end":115.200005,"sentiment":"neutral","sentiment_score":-0.011682813055813313},{"text":"Address.","start":115.200005,"end":115.700005,"sentiment":"neutral","sentiment_score":-0.019647711887955666},{"text":"My apologies.","start":115.840004,"end":116.5,"sentiment":"neutral","sentiment_score":-0.0625187698751688}],"sentiment":"neutral","sentiment_score":-0.017835096973511908,"channel":0,"num_words":9,"start":114.0,"end":116.5},{"sentences":[{"text":"9 King Street up in Leesau, Wales.","start":116.83,"end":118.85,"sentiment":"neutral","sentiment_score":-0.00518244006005781}],"sentiment":"neutral","sentiment_score":-0.00518244006005781,"channel":1,"num_words":7,"start":116.83,"end":118.85},{"sentences":[{"text":"Okay.","start":119.200005,"end":119.68,"sentiment":"neutral","sentiment_score":0.10332606732845306},{"text":"Beautiful.","start":119.68,"end":120.18,"sentiment":"positive","sentiment_score":0.4704563021659851},{"text":"Thank you so much for that.","start":120.4,"end":122.18,"sentiment":"positive","sentiment_score":0.5988889634609222},{"text":"So, Jason, first thing, having a bit of a look here.","start":122.4,"end":124.96001,"sentiment":"neutral","sentiment_score":0.14052524011243472},{"text":"I can give you an update on where your super is.","start":124.96001,"end":126.8,"sentiment":"neutral","sentiment_score":0.08757942068305882}],"sentiment":"neutral","sentiment_score":0.2225422473003467,"channel":0,"num_words":30,"start":119.200005,"end":126.8},{"sentences":[{"text":"I don't know one of the things where you're frustrated, obviously, super hasn't been performing the way you sort of hoped it has over the past couple of years there.","start":126.8,"end":135.10501,"sentiment":"neutral","sentiment_score":-0.2578972448905309}],"sentiment":"neutral","sentiment_score":-0.2578972448905309,"channel":0,"num_words":30,"start":126.8,"end":135.10501},{"sentences":[{"text":"Yep.","start":135.485,"end":135.985,"sentiment":"neutral","sentiment_score":-0.01931816339492798}],"sentiment":"neutral","sentiment_score":-0.01931816339492798,"channel":1,"num_words":1,"start":135.485,"end":135.985},{"sentences":[{"text":"One of the things I have noted in here was that you had a bit of an expectation around the projected outcome of where you should be about now.","start":136.04501,"end":143.83,"sentiment":"neutral","sentiment_score":-0.020601824568263417},{"text":"Is that right?","start":143.83,"end":144.73001,"sentiment":"neutral","sentiment_score":0.040330272167921066},{"text":"I'd love","start":145.03,"end":145.35,"sentiment":"neutral","sentiment_score":0.07456478849053383}],"sentiment":"neutral","sentiment_score":-0.009627427029259065,"channel":0,"num_words":34,"start":136.04501,"end":145.35},{"sentences":[{"text":"Yes.","start":145.34001,"end":145.84001,"sentiment":"neutral","sentiment_score":0.1134815439581871}],"sentiment":"neutral","sentiment_score":0.1134815439581871,"channel":1,"num_words":1,"start":145.34001,"end":145.84001},{"sentences":[{"text":"you to elaborate a bit more just so I can, you know, speak to you about this and stand a bit deeper.","start":145.35,"end":149.83,"sentiment":"neutral","sentiment_score":0.04845407816835425},{"text":"Sorry.","start":149.83,"end":150.33,"sentiment":"neutral","sentiment_score":-0.06459754705429077}],"sentiment":"neutral","sentiment_score":0.04353879011519577,"channel":0,"num_words":23,"start":145.35,"end":150.33},{"sentences":[{"text":"Yeah.","start":151.445,"end":151.60501,"sentiment":"neutral","sentiment_score":-0.0374651812016964},{"text":"No.","start":151.60501,"end":151.765,"sentiment":"neutral","sentiment_score":-0.0788208544254303},{"text":"It's just when I when I first opened the the account through","start":151.765,"end":155.945,"sentiment":"neutral","sentiment_score":-0.05556385777890682}],"sentiment":"neutral","sentiment_score":-0.055932309212429185,"channel":1,"num_words":14,"start":151.445,"end":155.945},{"sentences":[{"text":"Yeah.","start":156.195,"end":156.695,"sentiment":"neutral","sentiment_score":-0.024789759889245033}],"sentiment":"neutral","sentiment_score":-0.024789759889245033,"channel":0,"num_words":1,"start":156.195,"end":156.695},{"sentences":[{"text":"you guys, the guy I was talking to said within the next two to three years, you'd be up near 250,000.","start":156.24501,"end":164.02501,"sentiment":"neutral","sentiment_score":-0.039470719173550606},{"text":"And","start":164.49,"end":164.99,"sentiment":"neutral","sentiment_score":-0.013656381517648695}],"sentiment":"neutral","sentiment_score":-0.038297340189191426,"channel":1,"num_words":22,"start":156.24501,"end":164.99},{"sentences":[{"text":"Really?","start":164.51501,"end":165.01501,"sentiment":"neutral","sentiment_score":-0.006762820295989513}],"sentiment":"neutral","sentiment_score":-0.006762820295989513,"channel":0,"num_words":1,"start":164.51501,"end":165.01501},{"sentences":[{"text":"yeah.","start":165.61,"end":165.93,"sentiment":"neutral","sentiment_score":0.001152118667960167},{"text":"And it I thought, oh, yeah.","start":165.93,"end":167.69,"sentiment":"neutral","sentiment_score":0.010884824674576521},{"text":"That's sounds good.","start":167.69,"end":169.05,"sentiment":"neutral","sentiment_score":0.13640213509400687},{"text":"And, you know, that's why","start":169.05,"end":170.01,"sentiment":"neutral","sentiment_score":0.003968496713787318}],"sentiment":"neutral","sentiment_score":0.03303399703775843,"channel":1,"num_words":15,"start":165.61,"end":170.01},{"sentences":[{"text":"Yeah.","start":169.79501,"end":170.29501,"sentiment":"neutral","sentiment_score":-0.006987342610955238}],"sentiment":"neutral","sentiment_score":-0.006987342610955238,"channel":0,"num_words":1,"start":169.79501,"end":170.29501},{"sentences":[{"text":"I kind of went along with it.","start":170.01,"end":171.13,"sentiment":"neutral","sentiment_score":-0.019099227817995206},{"text":"And then it's the","start":171.13,"end":172.33,"sentiment":"neutral","sentiment_score":-0.003879219642840326}],"sentiment":"neutral","sentiment_score":-0.01356467939066616,"channel":1,"num_words":11,"start":170.01,"end":172.33},{"sentences":[{"text":"Wow.","start":172.26001,"end":172.76001,"sentiment":"neutral","sentiment_score":-0.00040817447006702423}],"sentiment":"neutral","sentiment_score":-0.00040817447006702423,"channel":0,"num_words":1,"start":172.26001,"end":172.76001},{"sentences":[{"text":"highest it's ever been is one twenty.","start":172.33,"end":174.43,"sentiment":"neutral","sentiment_score":-0.01557180006057024}],"sentiment":"neutral","sentiment_score":-0.01557180006057024,"channel":1,"num_words":7,"start":172.33,"end":174.43},{"sentences":[{"text":"Yeah.","start":174.98,"end":175.48,"sentiment":"neutral","sentiment_score":0.0172119177877903},{"text":"Okay.","start":175.7,"end":176.2,"sentiment":"neutral","sentiment_score":0.02695792354643345},{"text":"Because I've had a as I said, I had a pretty good deep dive, and I pulled up the advice document back from 2019.","start":176.5,"end":182.36,"sentiment":"neutral","sentiment_score":0.07460144581273198},{"text":"And","start":182.98,"end":183.14,"sentiment":"neutral","sentiment_score":0.05776195228099823}],"sentiment":"neutral","sentiment_score":0.07008764789336258,"channel":0,"num_words":27,"start":174.98,"end":183.14},{"sentences":[{"text":"Yep.","start":182.985,"end":183.485,"sentiment":"neutral","sentiment_score":0.09759071469306946}],"sentiment":"neutral","sentiment_score":0.09759071469306946,"channel":1,"num_words":1,"start":182.985,"end":183.485},{"sentences":[{"text":"I has noted here in here the projection table, and I'm happy to send this through to you as well.","start":183.14,"end":187.845,"sentiment":"neutral","sentiment_score":0.3043860726058483},{"text":"But at the time, I believe you were unemployed, so no contributions had been factored in.","start":188.145,"end":192.625,"sentiment":"neutral","sentiment_score":-0.14840635587461293},{"text":"And it noted here that in about five years, you were expected to have about 94,030.","start":192.625,"end":198.245,"sentiment":"neutral","sentiment_score":0.011915858602151275}],"sentiment":"neutral","sentiment_score":0.07507449030303039,"channel":0,"num_words":52,"start":183.14,"end":198.245},{"sentences":[{"text":"Yep.","start":199.31999,"end":199.81999,"sentiment":"neutral","sentiment_score":0.0676819235086441}],"sentiment":"neutral","sentiment_score":0.0676819235086441,"channel":1,"num_words":1,"start":199.31999,"end":199.81999},{"sentences":[{"text":"And we're now almost at that seven year mark, and your super has had a bit of a pullback with what's been happening in the markets currently.","start":199.79,"end":207.89,"sentiment":"neutral","sentiment_score":-0.1412049952066607},{"text":"But","start":208.59,"end":208.83,"sentiment":"neutral","sentiment_score":-0.021059073507785797}],"sentiment":"neutral","sentiment_score":-0.13691406943170087,"channel":0,"num_words":28,"start":199.79,"end":208.83},{"sentences":[{"text":"Yeah.","start":208.695,"end":209.195,"sentiment":"neutral","sentiment_score":0.004615676589310169}],"sentiment":"neutral","sentiment_score":0.004615676589310169,"channel":1,"num_words":1,"start":208.695,"end":209.195},{"sentences":[{"text":"just looking at the updated balance there for you as of today's date.","start":208.83,"end":212.27,"sentiment":"neutral","sentiment_score":0.06211785413324833},{"text":"Sorry.","start":212.27,"end":212.59,"sentiment":"neutral","sentiment_score":-0.0823289006948471},{"text":"My computer is a little bit slow.","start":212.59,"end":214.275,"sentiment":"neutral","sentiment_score":-0.2640043667384556},{"text":"We're currently seeing it about 105,192 and 71¢.","start":214.435,"end":219.495,"sentiment":"neutral","sentiment_score":-0.06234597574387278},{"text":"It has been good that you have been receiving contributions over the past couple of years with you doing that FIFO working that you were as well, and contributions there have been about 6,000 over the course from inception to now.","start":220.275,"end":232.87001,"sentiment":"positive","sentiment_score":0.397361019035665}],"sentiment":"neutral","sentiment_score":0.21351525487135287,"channel":0,"num_words":70,"start":208.83,"end":232.87001},{"sentences":[{"text":"Yep.","start":233.485,"end":233.985,"sentiment":"neutral","sentiment_score":0.0101004121825099}],"sentiment":"neutral","sentiment_score":0.0101004121825099,"channel":1,"num_words":1,"start":233.485,"end":233.985},{"sentences":[{"text":"I would like to maybe update the advice.","start":234.13,"end":236.21,"sentiment":"neutral","sentiment_score":-0.04770858306437731},{"text":"I can see one of the investments is underperforming slightly, and I would like to remove that out of there and maybe update your portfolio a little bit.","start":236.21,"end":244.05501,"sentiment":"neutral","sentiment_score":-0.18333439715206623}],"sentiment":"neutral","sentiment_score":-0.153195327354802,"channel":0,"num_words":36,"start":234.13,"end":244.05501},{"sentences":[{"text":"Yep.","start":244.445,"end":244.77,"sentiment":"neutral","sentiment_score":-0.011889736168086529}],"sentiment":"neutral","sentiment_score":-0.011889736168086529,"channel":1,"num_words":1,"start":244.445,"end":244.77},{"sentences":[{"text":"But we would definitely need to maybe look at contributing a bit more to Super as well.","start":244.755,"end":249.315,"sentiment":"neutral","sentiment_score":-0.02483097233754747},{"text":"I know you're self employed.","start":249.315,"end":251.63501,"sentiment":"neutral","sentiment_score":-0.005382590618683025},{"text":"Is that right?","start":251.63501,"end":252.455,"sentiment":"neutral","sentiment_score":0.0031848891327778497}],"sentiment":"neutral","sentiment_score":-0.017579392617335543,"channel":0,"num_words":25,"start":244.755,"end":252.455},{"sentences":[{"text":"I am now.","start":252.61,"end":253.25,"sentiment":"neutral","sentiment_score":0.01953966108461221},{"text":"Yes.","start":253.25,"end":253.75,"sentiment":"neutral","sentiment_score":0.03702987730503082}],"sentiment":"neutral","sentiment_score":0.023912215139716864,"channel":1,"num_words":4,"start":252.61,"end":253.75},{"sentences":[{"text":"Yeah.","start":254.115,"end":254.435,"sentiment":"neutral","sentiment_score":0.03156048804521561},{"text":"Okay.","start":254.435,"end":254.835,"sentiment":"neutral","sentiment_score":0.01767900586128235},{"text":"And what's the income life at the moment?","start":254.835,"end":256.995,"sentiment":"neutral","sentiment_score":0.012901674257591367},{"text":"Is it fairly steady, or how's that kinda going for you?","start":256.995,"end":260.01,"sentiment":"neutral","sentiment_score":0.018770287829366596}],"sentiment":"neutral","sentiment_score":0.017091716861441023,"channel":0,"num_words":21,"start":254.115,"end":260.01},{"sentences":[{"text":"It's kinda steady at the moment.","start":260.185,"end":261.805,"sentiment":"neutral","sentiment_score":0.017863037375112373},{"text":"It is gonna get better","start":262.985,"end":264.365,"sentiment":"neutral","sentiment_score":0.05081384629011154}],"sentiment":"neutral","sentiment_score":0.03284067779102109,"channel":1,"num_words":11,"start":260.185,"end":264.365},{"sentences":[{"text":"Yep.","start":264.71002,"end":265.11002,"sentiment":"neutral","sentiment_score":0.06785595417022705},{"text":"Yep.","start":265.11002,"end":265.61002,"sentiment":"neutral","sentiment_score":0.07426182925701141}],"sentiment":"neutral","sentiment_score":0.07105889171361923,"channel":0,"num_words":2,"start":264.71002,"end":265.61002},{"sentences":[{"text":"because I've got a lot of upcoming work.","start":265.785,"end":267.565,"sentiment":"neutral","sentiment_score":0.10267826728522778}],"sentiment":"neutral","sentiment_score":0.10267826728522778,"channel":1,"num_words":8,"start":265.785,"end":267.565},{"sentences":[{"text":"Oh, beautiful.","start":268.15002,"end":268.97,"sentiment":"positive","sentiment_score":0.36486977338790894}],"sentiment":"positive","sentiment_score":0.36486977338790894,"channel":0,"num_words":2,"start":268.15002,"end":268.97},{"sentences":[{"text":"So yeah.","start":269.54498,"end":270.525,"sentiment":"neutral","sentiment_score":0.22448664158582687}],"sentiment":"neutral","sentiment_score":0.22448664158582687,"channel":1,"num_words":2,"start":269.54498,"end":270.525},{"sentences":[{"text":"Yes.","start":271.135,"end":271.615,"sentiment":"positive","sentiment_score":0.41774314641952515},{"text":"That's really good to hear.","start":271.615,"end":272.895,"sentiment":"positive","sentiment_score":0.5548895359039306},{"text":"Fantastic.","start":272.895,"end":273.395,"sentiment":"neutral","sentiment_score":0.33266592025756836},{"text":"So yeah.","start":274.57498,"end":274.975,"sentiment":"neutral","sentiment_score":0.1285819411277771},{"text":"No.","start":274.975,"end":275.215,"sentiment":"neutral","sentiment_score":0.0302356518805027}],"sentiment":"positive","sentiment_score":0.38122562803328036,"channel":0,"num_words":10,"start":271.135,"end":275.215},{"sentences":[{"text":"I can see having a look when I sort of run you through.","start":275.215,"end":277.29498,"sentiment":"neutral","sentiment_score":0.04986460048418779},{"text":"And after the call, I am gonna get my admin team member, Michelle, to send you through an email which has the the portfolio reports and all the information I'm going through with you.","start":277.29498,"end":285.6,"sentiment":"neutral","sentiment_score":0.06678501757628777}],"sentiment":"neutral","sentiment_score":0.06210490221038778,"channel":0,"num_words":47,"start":275.215,"end":285.6},{"sentences":[{"text":"Yep.","start":285.88,"end":286.275,"sentiment":"neutral","sentiment_score":-0.02167850360274315}],"sentiment":"neutral","sentiment_score":-0.02167850360274315,"channel":1,"num_words":1,"start":285.88,"end":286.275},{"sentences":[{"text":"But your balance is at the moment about 105,000, so it is down a little bit on where we would like you to have been and where you were last year.","start":286.16,"end":293.54,"sentiment":"neutral","sentiment_score":-0.1406357519088253}],"sentiment":"neutral","sentiment_score":-0.1406357519088253,"channel":0,"num_words":31,"start":286.16,"end":293.54},{"sentences":[{"text":"Yeah.","start":294.035,"end":294.535,"sentiment":"neutral","sentiment_score":-0.017564771696925163}],"sentiment":"neutral","sentiment_score":-0.017564771696925163,"channel":1,"num_words":1,"start":294.035,"end":294.535},{"sentences":[{"text":"Admittedly, as we sort of look at the annual reviews you've been having from 2020 onwards, your balance has been steadily increasing.","start":294.48,"end":301.925,"sentiment":"neutral","sentiment_score":-0.004531019000833939},{"text":"So the pullback this year is basically looking at your Australian equities portion of Benelon Australian equities.","start":302.065,"end":308.785,"sentiment":"neutral","sentiment_score":-0.04190389527117505},{"text":"That investments had a little bit of an an issue there.","start":308.785,"end":311.845,"sentiment":"negative","sentiment_score":-0.3617685410109433},{"text":"I know Ben along was placed in your portfolio back in the day to be more of an actively managed fund, but they're not really doing their jobs correctly.","start":312.25,"end":319.37,"sentiment":"neutral","sentiment_score":-0.2908047900117677},{"text":"They're underperforming a bit against the market.","start":319.37,"end":321.63,"sentiment":"negative","sentiment_score":-0.5883663126400539}],"sentiment":"neutral","sentiment_score":-0.20166750799500394,"channel":0,"num_words":86,"start":294.48,"end":321.63},{"sentences":[{"text":"So I","start":321.69,"end":323.05002,"sentiment":"negative","sentiment_score":-0.3805827349424362}],"sentiment":"negative","sentiment_score":-0.3805827349424362,"channel":0,"num_words":2,"start":321.69,"end":323.05002},{"sentences":[{"text":"No.","start":322.97498,"end":323.4,"sentiment":"negative","sentiment_score":-0.59320068359375}],"sentiment":"negative","sentiment_score":-0.59320068359375,"channel":1,"num_words":1,"start":322.97498,"end":323.4},{"sentences":[{"text":"wanna go back and maybe remove that out of there.","start":323.05002,"end":325.45,"sentiment":"negative","sentiment_score":-0.4867139935493469},{"text":"There's no point having funds that are aren't performing and working harder for you,","start":325.45,"end":329.975,"sentiment":"neutral","sentiment_score":-0.3181003470505987}],"sentiment":"negative","sentiment_score":-0.38835603309174377,"channel":0,"num_words":24,"start":323.05002,"end":329.975},{"sentences":[{"text":"Yep.","start":330.36,"end":330.86,"sentiment":"neutral","sentiment_score":0.02463817596435547}],"sentiment":"neutral","sentiment_score":0.02463817596435547,"channel":1,"num_words":1,"start":330.36,"end":330.86},{"sentences":[{"text":"I can replace that.","start":330.435,"end":331.475,"sentiment":"neutral","sentiment_score":0.008417675271630287},{"text":"I've got a few other options, but I can replace it with something that's a bit cheaper, maybe more of an act sorry.","start":331.475,"end":337.07498,"sentiment":"neutral","sentiment_score":0.13878608640769255},{"text":"Maybe more of a passively managed fund that might be a little bit less in fees and might have shown greater performance.","start":337.07498,"end":342.27002,"sentiment":"neutral","sentiment_score":0.26977250386368146},{"text":"Is that something you'd like me to look at for you?","start":342.27002,"end":344.61002,"sentiment":"neutral","sentiment_score":0.14022443443536758}],"sentiment":"neutral","sentiment_score":0.17838690920422476,"channel":0,"num_words":60,"start":330.435,"end":344.61002},{"sentences":[{"text":"Yeah.","start":344.855,"end":345.355,"sentiment":"neutral","sentiment_score":0.08841665089130402}],"sentiment":"neutral","sentiment_score":0.08841665089130402,"channel":1,"num_words":1,"start":344.855,"end":345.355},{"sentences":[{"text":"Yeah?","start":345.95,"end":346.45,"sentiment":"neutral","sentiment_score":0.08726078271865845}],"sentiment":"neutral","sentiment_score":0.08726078271865845,"channel":0,"num_words":1,"start":345.95,"end":346.45},{"sentences":[{"text":"Well,","start":347.77,"end":348.27,"sentiment":"neutral","sentiment_score":0.1029433086514473}],"sentiment":"neutral","sentiment_score":0.1029433086514473,"channel":1,"num_words":1,"start":347.77,"end":348.27},{"sentences":[{"text":"Please let me know if you have any questions.","start":347.87,"end":350.29,"sentiment":"neutral","sentiment_score":0.20898370444774628},{"text":"I'm happy to break things down for you.","start":350.35,"end":352.51,"sentiment":"positive","sentiment_score":0.5775420106947422},{"text":"You're right.","start":352.51,"end":353.17,"sentiment":"neutral","sentiment_score":0.2520638555288315}],"sentiment":"positive","sentiment_score":0.3687009019287009,"channel":0,"num_words":19,"start":347.87,"end":353.17},{"sentences":[{"text":"I I just wanted to to basically work for","start":353.21,"end":355.93,"sentiment":"neutral","sentiment_score":0.1207251755727662}],"sentiment":"neutral","sentiment_score":0.1207251755727662,"channel":1,"num_words":9,"start":353.21,"end":355.93},{"sentences":[{"text":"Yeah.","start":355.695,"end":356.195,"sentiment":"neutral","sentiment_score":0.10694533586502077}],"sentiment":"neutral","sentiment_score":0.10694533586502077,"channel":0,"num_words":1,"start":355.695,"end":356.195},{"sentences":[{"text":"me.","start":355.93,"end":356.16998,"sentiment":"neutral","sentiment_score":0.0872633084654808},{"text":"And because I had I had a guy from some super review company ring me, And","start":356.16998,"end":363.54498,"sentiment":"neutral","sentiment_score":0.0423219638178125}],"sentiment":"neutral","sentiment_score":0.04496557232649887,"channel":1,"num_words":17,"start":355.93,"end":363.54498},{"sentences":[{"text":"Yes.","start":363.215,"end":363.715,"sentiment":"neutral","sentiment_score":0.030915040522813797}],"sentiment":"neutral","sentiment_score":0.030915040522813797,"channel":0,"num_words":1,"start":363.215,"end":363.715},{"sentences":[{"text":"I spoke to them, and he","start":364.725,"end":366.645,"sentiment":"neutral","sentiment_score":0.020622550509870052}],"sentiment":"neutral","sentiment_score":0.020622550509870052,"channel":1,"num_words":6,"start":364.725,"end":366.645},{"sentences":[{"text":"Yes.","start":366.495,"end":366.995,"sentiment":"neutral","sentiment_score":0.035129010677337646}],"sentiment":"neutral","sentiment_score":0.035129010677337646,"channel":0,"num_words":1,"start":366.495,"end":366.995},{"sentences":[{"text":"goes, oh, you know, took my information.","start":366.645,"end":368.905,"sentiment":"neutral","sentiment_score":0.02491191535123757},{"text":"Then we had a three way conversation with Netwealth.","start":369.04498,"end":372.26498,"sentiment":"neutral","sentiment_score":0.011503664983643426}],"sentiment":"neutral","sentiment_score":0.017369774519465864,"channel":1,"num_words":16,"start":366.645,"end":372.26498},{"sentences":[{"text":"Yes.","start":372.95,"end":373.45,"sentiment":"neutral","sentiment_score":0.011859592981636524}],"sentiment":"neutral","sentiment_score":0.011859592981636524,"channel":0,"num_words":1,"start":372.95,"end":373.45},{"sentences":[{"text":"And Netwealth actually said to to there was some sort of a aia insurance that was taking $2,000 out a year, and then we tried to look into that.","start":373.845,"end":384.46,"sentiment":"neutral","sentiment_score":-0.048345384284340105},{"text":"And apparently, it's not bad because I spoke with a lady the other day from you guys.","start":384.46,"end":388.785,"sentiment":"neutral","sentiment_score":0.013312693959211601}],"sentiment":"neutral","sentiment_score":-0.025558703194331865,"channel":1,"num_words":46,"start":373.845,"end":388.785},{"sentences":[{"text":"Yeah.","start":389.155,"end":389.655,"sentiment":"neutral","sentiment_score":-0.03983965516090393}],"sentiment":"neutral","sentiment_score":-0.03983965516090393,"channel":0,"num_words":1,"start":389.155,"end":389.655},{"sentences":[{"text":"And I was wondering where that information came from.","start":390.865,"end":393.285,"sentiment":"neutral","sentiment_score":-0.0632733441889286},{"text":"And then","start":393.345,"end":394.005,"sentiment":"neutral","sentiment_score":-0.043593309819698334}],"sentiment":"neutral","sentiment_score":-0.05969515612179583,"channel":1,"num_words":11,"start":390.865,"end":394.005},{"sentences":[{"text":"Yeah.","start":393.555,"end":394.055,"sentiment":"neutral","sentiment_score":-0.03930951654911041}],"sentiment":"neutral","sentiment_score":-0.03930951654911041,"channel":0,"num_words":1,"start":393.555,"end":394.055},{"sentences":[{"text":"he he he basically told me he has the exact same setup as I have, but his is going up.","start":394.865,"end":403.95,"sentiment":"neutral","sentiment_score":-0.05624231602996588},{"text":"And mine's","start":405.13,"end":405.85,"sentiment":"neutral","sentiment_score":-0.06191106326878071}],"sentiment":"neutral","sentiment_score":-0.056757656688039955,"channel":1,"num_words":22,"start":394.865,"end":405.85},{"sentences":[{"text":"Okay.","start":405.59,"end":406.09,"sentiment":"neutral","sentiment_score":-0.08985498547554016}],"sentiment":"neutral","sentiment_score":-0.08985498547554016,"channel":0,"num_words":1,"start":405.59,"end":406.09},{"sentences":[{"text":"not.","start":405.85,"end":406.25,"sentiment":"neutral","sentiment_score":-0.14710304141044617},{"text":"And I thought, well, that's odd.","start":406.25,"end":407.87,"sentiment":"neutral","sentiment_score":-0.2128566081325213},{"text":"That's why","start":407.93,"end":408.57,"sentiment":"neutral","sentiment_score":-0.1487167663872242}],"sentiment":"neutral","sentiment_score":-0.19129735810889137,"channel":1,"num_words":9,"start":405.85,"end":408.57},{"sentences":[{"text":"Yeah.","start":408.31,"end":408.81,"sentiment":"neutral","sentiment_score":-0.18416760861873627}],"sentiment":"neutral","sentiment_score":-0.18416760861873627,"channel":0,"num_words":1,"start":408.31,"end":408.81},{"sentences":[{"text":"what kinda brought on this, and I thought, well, I'd rather be making money because","start":408.57,"end":414.83002,"sentiment":"neutral","sentiment_score":-0.24787377814451853}],"sentiment":"neutral","sentiment_score":-0.24787377814451853,"channel":1,"num_words":15,"start":408.57,"end":414.83002},{"sentences":[{"text":"Yeah.","start":415.495,"end":415.995,"sentiment":"neutral","sentiment_score":-0.16145214438438416}],"sentiment":"neutral","sentiment_score":-0.16145214438438416,"channel":0,"num_words":1,"start":415.495,"end":415.995},{"sentences":[{"text":"than than, you know, losing it for no reason.","start":416.83502,"end":418.935,"sentiment":"negative","sentiment_score":-0.3437459253602558}],"sentiment":"negative","sentiment_score":-0.3437459253602558,"channel":1,"num_words":9,"start":416.83502,"end":418.935},{"sentences":[{"text":"No.","start":419.335,"end":419.655,"sentiment":"neutral","sentiment_score":-0.25888893008232117},{"text":"No.","start":419.655,"end":419.895,"sentiment":"neutral","sentiment_score":-0.2383899688720703},{"text":"Of course.","start":419.895,"end":420.555,"sentiment":"neutral","sentiment_score":-0.17922478914260864}],"sentiment":"neutral","sentiment_score":-0.2139321193099022,"channel":0,"num_words":4,"start":419.335,"end":420.555},{"sentences":[{"text":"That's why I thought I'd better ask about the insurances and all that sort of thing.","start":421.795,"end":425.075,"sentiment":"neutral","sentiment_score":-0.22244807984679937},{"text":"I don't know","start":425.075,"end":425.89502,"sentiment":"neutral","sentiment_score":-0.21652300159136453}],"sentiment":"neutral","sentiment_score":-0.2215125411748886,"channel":1,"num_words":19,"start":421.795,"end":425.89502},{"sentences":[{"text":"Yeah.","start":425.575,"end":426.075,"sentiment":"neutral","sentiment_score":-0.1744265258312225}],"sentiment":"neutral","sentiment_score":-0.1744265258312225,"channel":0,"num_words":1,"start":425.575,"end":426.075},{"sentences":[{"text":"where that where that AIA thing came from.","start":426.035,"end":428.43,"sentiment":"neutral","sentiment_score":-0.17556961812078953}],"sentiment":"neutral","sentiment_score":-0.17556961812078953,"channel":1,"num_words":8,"start":426.035,"end":428.43},{"sentences":[{"text":"No.","start":428.77,"end":429.09,"sentiment":"neutral","sentiment_score":-0.0910334289073944},{"text":"Well, I can safely tell you, you definitely don't have any AIA insurances in here.","start":429.09,"end":433.49,"sentiment":"negative","sentiment_score":-0.3546338270107905},{"text":"The AIA are the underwriter for the group cover that Netwealth do provide to clients.","start":433.49,"end":439.67,"sentiment":"neutral","sentiment_score":-0.1163776899377505}],"sentiment":"neutral","sentiment_score":-0.23084536074630677,"channel":0,"num_words":31,"start":428.77,"end":439.67},{"sentences":[{"text":"Right.","start":440.43,"end":440.775,"sentiment":"neutral","sentiment_score":-0.1109180822968483}],"sentiment":"neutral","sentiment_score":-0.1109180822968483,"channel":1,"num_words":1,"start":440.43,"end":440.775},{"sentences":[{"text":"I've as I said, deep dive into this, you definitely don't have any AIA insurances in here.","start":440.685,"end":445.885,"sentiment":"neutral","sentiment_score":-0.22907399736783085},{"text":"Your insurance is with Neos,","start":445.885,"end":447.985,"sentiment":"neutral","sentiment_score":-0.03173994123935699}],"sentiment":"neutral","sentiment_score":-0.18422534824772316,"channel":0,"num_words":22,"start":440.685,"end":447.985},{"sentences":[{"text":"Yes.","start":448.775,"end":449.275,"sentiment":"neutral","sentiment_score":0.04302750527858734}],"sentiment":"neutral","sentiment_score":0.04302750527858734,"channel":1,"num_words":1,"start":448.775,"end":449.275},{"sentences":[{"text":"and you've got some life and TBD.","start":449.245,"end":451.185,"sentiment":"neutral","sentiment_score":0.0047103479238493106},{"text":"So at the moment, the life and TBD component you have through Neos is you've got a life of the sum insured of $687,003.34, and you've got some TBD in there.","start":451.885,"end":464.16,"sentiment":"neutral","sentiment_score":0.025436492756970467},{"text":"Currently, the TBD is a $137,004.46.","start":464.78,"end":470.195,"sentiment":"neutral","sentiment_score":0.00227722481940873}],"sentiment":"neutral","sentiment_score":0.01898106954203368,"channel":0,"num_words":44,"start":449.245,"end":470.195},{"sentences":[{"text":"Yes.","start":471.60498,"end":472.10498,"sentiment":"neutral","sentiment_score":0.07842950522899628}],"sentiment":"neutral","sentiment_score":0.07842950522899628,"channel":1,"num_words":1,"start":471.60498,"end":472.10498},{"sentences":[{"text":"And I believe you also got that in the real insurance policy as well, which gives you the life insurance there for a bit over 650,000 as well.","start":471.695,"end":480.17502,"sentiment":"neutral","sentiment_score":0.11249399424663611},{"text":"640 to $650,000 of life cover, which you're still paying out of your back pocket.","start":480.17502,"end":485.44,"sentiment":"neutral","sentiment_score":0.03765051737427712},{"text":"Is that right?","start":485.44,"end":486.34003,"sentiment":"neutral","sentiment_score":0.04954584687948227}],"sentiment":"neutral","sentiment_score":0.08398319869909597,"channel":0,"num_words":46,"start":471.695,"end":486.34003},{"sentences":[{"text":"Which one was that?","start":487.62,"end":488.6,"sentiment":"neutral","sentiment_score":-0.027131314389407635}],"sentiment":"neutral","sentiment_score":-0.027131314389407635,"channel":1,"num_words":4,"start":487.62,"end":488.6},{"sentences":[{"text":"The real insurance?","start":488.80002,"end":489.86002,"sentiment":"neutral","sentiment_score":-0.03092019384106}],"sentiment":"neutral","sentiment_score":-0.03092019384106,"channel":0,"num_words":3,"start":488.80002,"end":489.86002},{"sentences":[{"text":"Oh, yes.","start":490.34,"end":490.82,"sentiment":"neutral","sentiment_score":0.05499378778040409},{"text":"Yes.","start":490.82,"end":491.32,"sentiment":"neutral","sentiment_score":0.10731525719165802}],"sentiment":"neutral","sentiment_score":0.0724342775841554,"channel":1,"num_words":3,"start":490.34,"end":491.32},{"sentences":[{"text":"Yep.","start":491.76,"end":492.08002,"sentiment":"neutral","sentiment_score":0.23569831252098083},{"text":"Beautiful.","start":492.08002,"end":492.58002,"sentiment":"positive","sentiment_score":0.49906179308891296},{"text":"Has the certificate of currency I have here at the moment says it's about 640,000 of life cover.","start":492.72,"end":498.925,"sentiment":"neutral","sentiment_score":0.08279898845487171},{"text":"That's probably has that index still gone up a little bit since I would have got that","start":498.925,"end":502.605,"sentiment":"neutral","sentiment_score":0.0055241287850281776}],"sentiment":"neutral","sentiment_score":0.06267708343629902,"channel":0,"num_words":37,"start":491.76,"end":502.605},{"sentences":[{"text":"Yeah.","start":502.465,"end":502.965,"sentiment":"neutral","sentiment_score":0.0001110360026359558}],"sentiment":"neutral","sentiment_score":0.0001110360026359558,"channel":1,"num_words":1,"start":502.465,"end":502.965},{"sentences":[{"text":"certificate of currency?","start":502.605,"end":503.665,"sentiment":"neutral","sentiment_score":-0.003240817847351233}],"sentiment":"neutral","sentiment_score":-0.003240817847351233,"channel":0,"num_words":3,"start":502.605,"end":503.665},{"sentences":[{"text":"Oh, I I haven't checked.","start":503.265,"end":505.2,"sentiment":"neutral","sentiment_score":-0.042193051800131796}],"sentiment":"neutral","sentiment_score":-0.042193051800131796,"channel":1,"num_words":5,"start":503.265,"end":505.2},{"sentences":[{"text":"No.","start":505.805,"end":506.125,"sentiment":"neutral","sentiment_score":-0.09215178340673448},{"text":"That's okay.","start":506.125,"end":506.765,"sentiment":"neutral","sentiment_score":-0.02482590824365616}],"sentiment":"neutral","sentiment_score":-0.04726786663134893,"channel":0,"num_words":3,"start":505.805,"end":506.765},{"sentences":[{"text":"Yet.","start":506.48,"end":506.98,"sentiment":"neutral","sentiment_score":0.0354897566139698}],"sentiment":"neutral","sentiment_score":0.0354897566139698,"channel":1,"num_words":1,"start":506.48,"end":506.98},{"sentences":[{"text":"That's absolutely fine.","start":506.765,"end":508.065,"sentiment":"neutral","sentiment_score":0.20433426896731058},{"text":"But when I sort of have a have a breakdown and look at things so when I go back over the years because we wanna make sure that things are working for you, and I can definitely do some updated advice to assist.","start":508.365,"end":518.69,"sentiment":"neutral","sentiment_score":0.12304684173229129},{"text":"I","start":519.07,"end":519.31,"sentiment":"neutral","sentiment_score":0.06425313651561737}],"sentiment":"neutral","sentiment_score":0.12698447101927818,"channel":0,"num_words":47,"start":506.765,"end":519.31},{"sentences":[{"text":"Yeah.","start":519.28,"end":519.645,"sentiment":"neutral","sentiment_score":0.12482137233018877}],"sentiment":"neutral","sentiment_score":0.12482137233018877,"channel":1,"num_words":1,"start":519.28,"end":519.645},{"sentences":[{"text":"do know back in 2021, your super was over a 100,000, and it was working really well.","start":519.31,"end":524.85,"sentiment":"neutral","sentiment_score":0.11989407767267789},{"text":"But then we did obviously see a bit more from the years onwards there.","start":525.23,"end":529.34503,"sentiment":"neutral","sentiment_score":-0.029073982765632018},{"text":"And then","start":529.34503,"end":529.825,"sentiment":"neutral","sentiment_score":-0.0022724438458681107}],"sentiment":"neutral","sentiment_score":0.04929147497045271,"channel":0,"num_words":33,"start":519.31,"end":529.825},{"sentences":[{"text":"Yeah.","start":529.805,"end":530.305,"sentiment":"neutral","sentiment_score":-0.0063957758247852325}],"sentiment":"neutral","sentiment_score":-0.0063957758247852325,"channel":1,"num_words":1,"start":529.805,"end":530.305},{"sentences":[{"text":"back down in 2022 and 2023 I'm just pulling up all the dots there.","start":529.825,"end":535.425,"sentiment":"neutral","sentiment_score":-0.015016209201088973},{"text":"Sorry.","start":535.425,"end":535.665,"sentiment":"neutral","sentiment_score":-0.11252117156982422},{"text":"It dropped down to about 82,000 there.","start":535.665,"end":539.045,"sentiment":"neutral","sentiment_score":-0.10602944770029613},{"text":"And then since then, we've seen a steady gradual climb back up to where we are now at a 105,000.","start":539.505,"end":546.41003,"sentiment":"neutral","sentiment_score":-0.022521926462650298}],"sentiment":"neutral","sentiment_score":-0.036080780084289256,"channel":0,"num_words":42,"start":529.825,"end":546.41003},{"sentences":[{"text":"Yeah.","start":547.1,"end":547.545,"sentiment":"neutral","sentiment_score":0.04352647811174393}],"sentiment":"neutral","sentiment_score":0.04352647811174393,"channel":1,"num_words":1,"start":547.1,"end":547.545},{"sentences":[{"text":"Yeah.","start":548.15,"end":548.65,"sentiment":"neutral","sentiment_score":0.041789982467889786},{"text":"At 2024, it went up to 97,000 again, and then we've seen a steady climb back up to a 105,000 now.","start":548.87006,"end":555.03,"sentiment":"neutral","sentiment_score":0.05542447613108726},{"text":"So, admittedly, this year, with the volatility we are seeing at the moment, that is something that everyone is definitely feeling and facing.","start":555.03,"end":561.72504,"sentiment":"negative","sentiment_score":-0.34480121796545776},{"text":"I'm not sure what that person had said to you or how they were justifying that, But I do know as an adviser, I've looked at all the industry funds out there over the last few months as well.","start":562.505,"end":573.11,"sentiment":"neutral","sentiment_score":-0.111609237602888},{"text":"And even they're declaring, you know, one, two, 4% decreases in their portfolios over the last sort of three to four months with what's happening in The US and Iran as well.","start":573.11,"end":585.39496,"sentiment":"neutral","sentiment_score":-0.15949284646194428}],"sentiment":"neutral","sentiment_score":-0.13949358090758324,"channel":0,"num_words":116,"start":548.15,"end":585.39496},{"sentences":[{"text":"So it is something that everyone","start":585.39496,"end":586.755,"sentiment":"neutral","sentiment_score":-0.1643632103999456}],"sentiment":"neutral","sentiment_score":-0.1643632103999456,"channel":0,"num_words":6,"start":585.39496,"end":586.755},{"sentences":[{"text":"Yes.","start":586.455,"end":586.955,"sentiment":"neutral","sentiment_score":-0.15526379644870758}],"sentiment":"neutral","sentiment_score":-0.15526379644870758,"channel":1,"num_words":1,"start":586.455,"end":586.955},{"sentences":[{"text":"is facing.","start":586.755,"end":587.495,"sentiment":"neutral","sentiment_score":-0.18003464490175247},{"text":"With your portfolio directly, having a look at Bennelong, Bennelong, the Australian equities portion is down significantly in your portfolio, and that is also having a bit of an effect.","start":588.515,"end":598.81,"sentiment":"neutral","sentiment_score":-0.22156239400307337},{"text":"I do wanna remove that out of there for you and look to maybe update the advice to replace that with something.","start":599.51,"end":604.65,"sentiment":"neutral","sentiment_score":-0.11429848699745807},{"text":"I'd like","start":604.79,"end":605.19,"sentiment":"neutral","sentiment_score":0.12863914296030998}],"sentiment":"neutral","sentiment_score":-0.16543267031998507,"channel":0,"num_words":56,"start":586.755,"end":605.19},{"sentences":[{"text":"Yep.","start":605.145,"end":605.645,"sentiment":"neutral","sentiment_score":0.1830887496471405}],"sentiment":"neutral","sentiment_score":0.1830887496471405,"channel":1,"num_words":1,"start":605.145,"end":605.645},{"sentences":[{"text":"to give your entire portfolio a bit of an overhaul for you and see if I can find something that is doing a lot better and that has","start":605.19,"end":611.715,"sentiment":"neutral","sentiment_score":0.183413458189794}],"sentiment":"neutral","sentiment_score":0.183413458189794,"channel":0,"num_words":28,"start":605.19,"end":611.715},{"sentences":[{"text":"Yes.","start":611.545,"end":611.91,"sentiment":"neutral","sentiment_score":0.13007569313049316}],"sentiment":"neutral","sentiment_score":0.13007569313049316,"channel":1,"num_words":1,"start":611.545,"end":611.91},{"sentences":[{"text":"done a lot better in the past and see if we can get it working a bit harder for you.","start":611.715,"end":615.735,"sentiment":"neutral","sentiment_score":0.1453406497836113}],"sentiment":"neutral","sentiment_score":0.1453406497836113,"channel":0,"num_words":20,"start":611.715,"end":615.735},{"sentences":[{"text":"Uh-huh.","start":615.99,"end":616.49,"sentiment":"neutral","sentiment_score":0.0475672259926796}],"sentiment":"neutral","sentiment_score":0.0475672259926796,"channel":1,"num_words":1,"start":615.99,"end":616.49},{"sentences":[{"text":"But if you're comfortable with me doing that, I can get that advice done nice and quickly for you.","start":616.755,"end":621.47504,"sentiment":"neutral","sentiment_score":0.22897820841324956},{"text":"We can look at what's happening with it, and then we can do sort of a bit more catch up on it.","start":621.47504,"end":625.74005,"sentiment":"neutral","sentiment_score":0.1117503937672485},{"text":"It's something that you haven't really been able to do over the last year or so.","start":625.74005,"end":629.9,"sentiment":"neutral","sentiment_score":-0.013793545891530812},{"text":"We've been a bit of a backlog there, but I'll make sure that my team do a bit of a catch up with you every sort of three or six months, whatever your preference is.","start":629.9,"end":637.5,"sentiment":"neutral","sentiment_score":0.030526429840496607},{"text":"Is that okay with you?","start":637.5,"end":638.96,"sentiment":"neutral","sentiment_score":0.06908275112509728}],"sentiment":"neutral","sentiment_score":0.08249728544855241,"channel":0,"num_words":97,"start":616.755,"end":638.96},{"sentences":[{"text":"Yeah.","start":638.64496,"end":638.96497,"sentiment":"neutral","sentiment_score":0.028962478041648865},{"text":"No.","start":638.96497,"end":639.205,"sentiment":"neutral","sentiment_score":-0.007617685943841934},{"text":"It's fine.","start":639.205,"end":639.84,"sentiment":"neutral","sentiment_score":0.07678263261914253}],"sentiment":"neutral","sentiment_score":0.043727514334023,"channel":1,"num_words":4,"start":638.64496,"end":639.84},{"sentences":[{"text":"Yeah.","start":640.275,"end":640.515,"sentiment":"neutral","sentiment_score":0.1321088671684265},{"text":"Yeah.","start":640.515,"end":640.755,"sentiment":"neutral","sentiment_score":0.1919052004814148},{"text":"Yeah.","start":640.755,"end":641.075,"sentiment":"neutral","sentiment_score":0.32226043939590454},{"text":"Beautiful.","start":641.075,"end":641.575,"sentiment":"positive","sentiment_score":0.537104606628418},{"text":"And while I've got you on the call today, Jason, I'll book you back in to go through that advice document so you've got a date for that advice to be provided.","start":642.91504,"end":650.455,"sentiment":"neutral","sentiment_score":0.2228301544673741}],"sentiment":"neutral","sentiment_score":0.23094289046194819,"channel":0,"num_words":36,"start":640.275,"end":650.455},{"sentences":[{"text":"That way you've got a bit of an idea of where we're heading.","start":650.515,"end":653.315,"sentiment":"neutral","sentiment_score":0.16245516045735434},{"text":"Okay?","start":653.315,"end":653.815,"sentiment":"neutral","sentiment_score":0.1279817670583725}],"sentiment":"neutral","sentiment_score":0.15999277521456992,"channel":0,"num_words":14,"start":650.515,"end":653.815},{"sentences":[{"text":"Okay.","start":653.76,"end":654.26,"sentiment":"neutral","sentiment_score":0.13359838724136353},{"text":"Yeah.","start":654.64,"end":655.14,"sentiment":"neutral","sentiment_score":0.1807650625705719}],"sentiment":"neutral","sentiment_score":0.1571817249059677,"channel":1,"num_words":2,"start":653.76,"end":655.14},{"sentences":[{"text":"Yeah.","start":655.06,"end":655.56,"sentiment":"neutral","sentiment_score":0.24761074781417847},{"text":"All good.","start":655.77997,"end":656.42,"sentiment":"neutral","sentiment_score":0.32692738622426987},{"text":"But I'm so sorry that we've let you down a bit over the past few months.","start":656.42,"end":659.7,"sentiment":"negative","sentiment_score":-0.48695290833711624},{"text":"It's not anything that I wanna have happen.","start":659.7,"end":661.88,"sentiment":"negative","sentiment_score":-0.5911610573530197},{"text":"I've recently as I've been an adviser for a few more years now, I've been able to take on a book of clients.","start":662.42,"end":667.3,"sentiment":"neutral","sentiment_score":0.16913408850846084}],"sentiment":"neutral","sentiment_score":-0.154579708725214,"channel":0,"num_words":50,"start":655.06,"end":667.3},{"sentences":[{"text":"So I've requested","start":667.3,"end":668.775,"sentiment":"neutral","sentiment_score":0.2588069985310237}],"sentiment":"neutral","sentiment_score":0.2588069985310237,"channel":0,"num_words":3,"start":667.3,"end":668.775},{"sentences":[{"text":"Yep.","start":668.72003,"end":669.22003,"sentiment":"neutral","sentiment_score":0.32418960332870483}],"sentiment":"neutral","sentiment_score":0.32418960332870483,"channel":1,"num_words":1,"start":668.72003,"end":669.22003},{"sentences":[{"text":"to keep you on my book, so I'll be the one you get to talk to on a regular basis for any concerns or issues that you have, and we can work through those together, and I'll make sure my team do those catch ups for you as well.","start":668.775,"end":679.895,"sentiment":"neutral","sentiment_score":0.31279752236239766},{"text":"Okay?","start":679.895,"end":680.395,"sentiment":"neutral","sentiment_score":0.08243343979120255}],"sentiment":"neutral","sentiment_score":0.30819024071097373,"channel":0,"num_words":50,"start":668.775,"end":680.395},{"sentences":[{"text":"Okay.","start":680.24,"end":680.74,"sentiment":"neutral","sentiment_score":0.05454134568572045},{"text":"Yeah.","start":681.12,"end":681.62,"sentiment":"neutral","sentiment_score":0.053915467113256454},{"text":"I","start":681.83496,"end":681.995,"sentiment":"neutral","sentiment_score":0.004369191825389862}],"sentiment":"neutral","sentiment_score":0.03760866820812225,"channel":1,"num_words":3,"start":680.24,"end":681.995},{"sentences":[{"text":"Oh","start":681.895,"end":682.395,"sentiment":"neutral","sentiment_score":-0.012537181377410889}],"sentiment":"neutral","sentiment_score":-0.012537181377410889,"channel":0,"num_words":1,"start":681.895,"end":682.395},{"sentences":[{"text":"just","start":681.995,"end":682.495,"sentiment":"neutral","sentiment_score":-0.012709192931652067}],"sentiment":"neutral","sentiment_score":-0.012709192931652067,"channel":1,"num_words":1,"start":681.995,"end":682.495},{"sentences":[{"text":"oh,","start":682.455,"end":682.955,"sentiment":"neutral","sentiment_score":-0.010313635692000387}],"sentiment":"neutral","sentiment_score":-0.010313635692000387,"channel":0,"num_words":1,"start":682.455,"end":682.955},{"sentences":[{"text":"yeah.","start":682.875,"end":683.115,"sentiment":"neutral","sentiment_score":-0.0021840091794729233},{"text":"Because","start":683.115,"end":683.435,"sentiment":"neutral","sentiment_score":-0.04727091267704964}],"sentiment":"neutral","sentiment_score":-0.02472746092826128,"channel":1,"num_words":2,"start":682.875,"end":683.435},{"sentences":[{"text":"yeah.","start":683.175,"end":683.675,"sentiment":"neutral","sentiment_score":-0.038926564157009125}],"sentiment":"neutral","sentiment_score":-0.038926564157009125,"channel":0,"num_words":1,"start":683.175,"end":683.675},{"sentences":[{"text":"and it's just it's not so much this.","start":684.075,"end":686.635,"sentiment":"neutral","sentiment_score":-0.24048274382948875},{"text":"It's just kind of frustrating that I'm trying I've been trying to get a home loan.","start":686.635,"end":693.455,"sentiment":"negative","sentiment_score":-0.4936969745904207}],"sentiment":"negative","sentiment_score":-0.4092922310034434,"channel":1,"num_words":24,"start":684.075,"end":693.455},{"sentences":[{"text":"Yes.","start":694.10004,"end":694.60004,"sentiment":"neutral","sentiment_score":-0.18446923792362213}],"sentiment":"neutral","sentiment_score":-0.18446923792362213,"channel":0,"num_words":1,"start":694.10004,"end":694.60004},{"sentences":[{"text":"We haven't, you know, gone right through because every time I've they ask me how much super I have.","start":694.795,"end":701.36,"sentiment":"neutral","sentiment_score":-0.29985277197862925},{"text":"And as soon as I hear it's under 200,000, they","start":701.66,"end":705.66,"sentiment":"neutral","sentiment_score":-0.15871889293193817}],"sentiment":"neutral","sentiment_score":-0.2511859171349427,"channel":1,"num_words":29,"start":694.795,"end":705.66},{"sentences":[{"text":"Yes.","start":705.435,"end":705.595,"sentiment":"neutral","sentiment_score":-0.03917200118303299},{"text":"Yeah.","start":705.595,"end":706.095,"sentiment":"neutral","sentiment_score":-0.04731973260641098}],"sentiment":"neutral","sentiment_score":-0.043245866894721985,"channel":0,"num_words":2,"start":705.435,"end":706.095},{"sentences":[{"text":"won't touch me.","start":705.66,"end":706.96,"sentiment":"neutral","sentiment_score":-0.18464311957359314}],"sentiment":"neutral","sentiment_score":-0.18464311957359314,"channel":1,"num_words":3,"start":705.66,"end":706.96},{"sentences":[{"text":"Yeah.","start":707.915,"end":708.07495,"sentiment":"neutral","sentiment_score":-0.031786125153303146},{"text":"Yeah.","start":708.07495,"end":708.555,"sentiment":"neutral","sentiment_score":-0.013677051290869713}],"sentiment":"neutral","sentiment_score":-0.02273158822208643,"channel":0,"num_words":2,"start":707.915,"end":708.555},{"sentences":[{"text":"That's","start":708.46,"end":708.78,"sentiment":"neutral","sentiment_score":-0.004935793578624725}],"sentiment":"neutral","sentiment_score":-0.004935793578624725,"channel":1,"num_words":1,"start":708.46,"end":708.78},{"sentences":[{"text":"Understandable.","start":708.555,"end":709.055,"sentiment":"neutral","sentiment_score":-0.07123466581106186}],"sentiment":"neutral","sentiment_score":-0.07123466581106186,"channel":0,"num_words":1,"start":708.555,"end":709.055},{"sentences":[{"text":"that's that's part of my frustrating problem.","start":708.78,"end":711.53503,"sentiment":"negative","sentiment_score":-0.368089211838586}],"sentiment":"negative","sentiment_score":-0.368089211838586,"channel":1,"num_words":7,"start":708.78,"end":711.53503},{"sentences":[{"text":"Yeah.","start":712.35,"end":712.85,"sentiment":"neutral","sentiment_score":-0.12256261706352234}],"sentiment":"neutral","sentiment_score":-0.12256261706352234,"channel":0,"num_words":1,"start":712.35,"end":712.85},{"sentences":[{"text":"You know?","start":713.275,"end":713.675,"sentiment":"neutral","sentiment_score":-0.11099177598953246},{"text":"And","start":713.675,"end":714.175,"sentiment":"neutral","sentiment_score":-0.07053901255130768}],"sentiment":"neutral","sentiment_score":-0.0975075215101242,"channel":1,"num_words":3,"start":713.275,"end":714.175},{"sentences":[{"text":"Yeah.","start":715.39,"end":715.89,"sentiment":"neutral","sentiment_score":-0.05657114461064339}],"sentiment":"neutral","sentiment_score":-0.05657114461064339,"channel":0,"num_words":1,"start":715.39,"end":715.89},{"sentences":[{"text":"and it's not like I can't service a loan because I make enough money to to pay my rent and pay bills and everything","start":715.435,"end":723.515,"sentiment":"neutral","sentiment_score":-0.16725390342374644}],"sentiment":"neutral","sentiment_score":-0.16725390342374644,"channel":1,"num_words":24,"start":715.435,"end":723.515},{"sentences":[{"text":"Yeah.","start":723.39,"end":723.89,"sentiment":"neutral","sentiment_score":0.007102664560079575}],"sentiment":"neutral","sentiment_score":0.007102664560079575,"channel":0,"num_words":1,"start":723.39,"end":723.89},{"sentences":[{"text":"here.","start":723.515,"end":723.93,"sentiment":"neutral","sentiment_score":0.013840656727552414},{"text":"So","start":724.08997,"end":724.58997,"sentiment":"neutral","sentiment_score":0.041611820459365845}],"sentiment":"neutral","sentiment_score":0.02772623859345913,"channel":1,"num_words":2,"start":723.515,"end":724.58997},{"sentences":[{"text":"It's the exit strategy","start":724.245,"end":725.625,"sentiment":"neutral","sentiment_score":0.019994941540062428}],"sentiment":"neutral","sentiment_score":0.019994941540062428,"channel":0,"num_words":4,"start":724.245,"end":725.625},{"sentences":[{"text":"what","start":725.21,"end":725.61,"sentiment":"neutral","sentiment_score":0.014783114194869997}],"sentiment":"neutral","sentiment_score":0.014783114194869997,"channel":1,"num_words":1,"start":725.21,"end":725.61},{"sentences":[{"text":"they're","start":725.765,"end":726.005,"sentiment":"neutral","sentiment_score":-0.053585898131132126}],"sentiment":"neutral","sentiment_score":-0.053585898131132126,"channel":0,"num_words":1,"start":725.765,"end":726.005},{"sentences":[{"text":"you know,","start":725.85,"end":726.33,"sentiment":"neutral","sentiment_score":-0.027998805046081543}],"sentiment":"neutral","sentiment_score":-0.027998805046081543,"channel":1,"num_words":2,"start":725.85,"end":726.33},{"sentences":[{"text":"looking for.","start":726.005,"end":726.805,"sentiment":"neutral","sentiment_score":-0.04747081734240055}],"sentiment":"neutral","sentiment_score":-0.04747081734240055,"channel":0,"num_words":2,"start":726.005,"end":726.805},{"sentences":[{"text":"I'd","start":726.33,"end":726.83,"sentiment":"neutral","sentiment_score":-0.025679608806967735}],"sentiment":"neutral","sentiment_score":-0.025679608806967735,"channel":1,"num_words":1,"start":726.33,"end":726.83},{"sentences":[{"text":"Yeah.","start":726.805,"end":727.305,"sentiment":"neutral","sentiment_score":-0.007469700649380684}],"sentiment":"neutral","sentiment_score":-0.007469700649380684,"channel":0,"num_words":1,"start":726.805,"end":727.305},{"sentences":[{"text":"I'd probably I'd probably be paying less if I had a home","start":727.05,"end":729.85,"sentiment":"neutral","sentiment_score":-0.1133539006114006}],"sentiment":"neutral","sentiment_score":-0.1133539006114006,"channel":1,"num_words":12,"start":727.05,"end":729.85},{"sentences":[{"text":"Yeah.","start":729.845,"end":730.345,"sentiment":"neutral","sentiment_score":-0.011937329545617104}],"sentiment":"neutral","sentiment_score":-0.011937329545617104,"channel":0,"num_words":1,"start":729.845,"end":730.345},{"sentences":[{"text":"loan.","start":729.85,"end":730.35,"sentiment":"neutral","sentiment_score":-0.012525844387710094}],"sentiment":"neutral","sentiment_score":-0.012525844387710094,"channel":1,"num_words":1,"start":729.85,"end":730.35},{"sentences":[{"text":"Yeah.","start":730.805,"end":731.305,"sentiment":"neutral","sentiment_score":0.0031465664505958557},{"text":"No.","start":731.605,"end":731.925,"sentiment":"neutral","sentiment_score":-0.12351839989423752},{"text":"I can I can safely say I have worked in Lendly before, so I do understand what they are doing there?","start":731.925,"end":736.485,"sentiment":"neutral","sentiment_score":0.00735821956325145},{"text":"So when the lenders are looking because you are having a look at things that you're 54 this year.","start":736.485,"end":741.08,"sentiment":"neutral","sentiment_score":0.008215816201348054},{"text":"Is that right?","start":741.08,"end":741.98004,"sentiment":"neutral","sentiment_score":0.016842125604550045}],"sentiment":"neutral","sentiment_score":0.005350614711642265,"channel":0,"num_words":45,"start":730.805,"end":741.98004},{"sentences":[{"text":"Next year.","start":742.265,"end":743.085,"sentiment":"neutral","sentiment_score":-0.010313587263226509}],"sentiment":"neutral","sentiment_score":-0.010313587263226509,"channel":1,"num_words":2,"start":742.265,"end":743.085},{"sentences":[{"text":"Next year.","start":743.4,"end":743.96,"sentiment":"neutral","sentiment_score":0.008084974251687527}],"sentiment":"neutral","sentiment_score":0.008084974251687527,"channel":0,"num_words":2,"start":743.4,"end":743.96},{"sentences":[{"text":"Yep.","start":743.865,"end":744.365,"sentiment":"neutral","sentiment_score":0.004957597702741623}],"sentiment":"neutral","sentiment_score":0.004957597702741623,"channel":1,"num_words":1,"start":743.865,"end":744.365},{"sentences":[{"text":"So sorry.","start":743.96,"end":744.60004,"sentiment":"neutral","sentiment_score":-0.13882794976234436}],"sentiment":"neutral","sentiment_score":-0.13882794976234436,"channel":0,"num_words":2,"start":743.96,"end":744.60004},{"sentences":[{"text":"Yep.","start":744.505,"end":745.005,"sentiment":"neutral","sentiment_score":-0.0932195633649826}],"sentiment":"neutral","sentiment_score":-0.0932195633649826,"channel":1,"num_words":1,"start":744.505,"end":745.005},{"sentences":[{"text":"I don't ever wanna make you older than you really are.","start":744.60004,"end":746.84,"sentiment":"negative","sentiment_score":-0.3518991361964833},{"text":"I do","start":746.84,"end":747.16003,"sentiment":"neutral","sentiment_score":-0.08382150530815125}],"sentiment":"neutral","sentiment_score":-0.3106564237521245,"channel":0,"num_words":13,"start":744.60004,"end":747.16003},{"sentences":[{"text":"That's","start":747.065,"end":747.385,"sentiment":"neutral","sentiment_score":-0.20033203065395355}],"sentiment":"neutral","sentiment_score":-0.20033203065395355,"channel":1,"num_words":1,"start":747.065,"end":747.385},{"sentences":[{"text":"apologize.","start":747.16003,"end":747.66003,"sentiment":"neutral","sentiment_score":-0.2292626351118088}],"sentiment":"neutral","sentiment_score":-0.2292626351118088,"channel":0,"num_words":1,"start":747.16003,"end":747.66003},{"sentences":[{"text":"alright.","start":747.385,"end":747.885,"sentiment":"neutral","sentiment_score":-0.08239473402500153}],"sentiment":"neutral","sentiment_score":-0.08239473402500153,"channel":1,"num_words":1,"start":747.385,"end":747.885},{"sentences":[{"text":"But because you are in your fifties and you are looking to get a home loan, when they sort of look at, you know, whether your capacity to work over the next, you know, twenty to thirty years for a home loan, they're looking for an exit strategy.","start":747.72003,"end":758.495,"sentiment":"neutral","sentiment_score":0.009461943506418416},{"text":"And the","start":759.035,"end":759.355,"sentiment":"neutral","sentiment_score":0.033090206794440746}],"sentiment":"neutral","sentiment_score":0.01040707403793931,"channel":0,"num_words":50,"start":747.72003,"end":759.355},{"sentences":[{"text":"Yeah.","start":759.35,"end":759.85,"sentiment":"neutral","sentiment_score":0.05925392732024193}],"sentiment":"neutral","sentiment_score":0.05925392732024193,"channel":1,"num_words":1,"start":759.35,"end":759.85},{"sentences":[{"text":"biggest exit strategy the banks are looking for is what do you have in super?","start":759.355,"end":763.21497,"sentiment":"neutral","sentiment_score":0.06445925111571947},{"text":"What are we able to recuperate back there for you?","start":763.595,"end":766.62,"sentiment":"neutral","sentiment_score":0.07986744903028012}],"sentiment":"neutral","sentiment_score":0.07062253028154374,"channel":0,"num_words":25,"start":759.355,"end":766.62},{"sentences":[{"text":"Right.","start":766.965,"end":767.465,"sentiment":"neutral","sentiment_score":0.11148197948932648}],"sentiment":"neutral","sentiment_score":0.11148197948932648,"channel":1,"num_words":1,"start":766.965,"end":767.465},{"sentences":[{"text":"So it is definitely something.","start":767.18,"end":768.8,"sentiment":"neutral","sentiment_score":0.1390213042497635},{"text":"Have you got a mortgage broker that you're talking to?","start":768.86,"end":772.0,"sentiment":"neutral","sentiment_score":0.06408909894526005},{"text":"Or","start":772.14,"end":772.64,"sentiment":"neutral","sentiment_score":0.048640258610248566}],"sentiment":"neutral","sentiment_score":0.08653986058197916,"channel":0,"num_words":16,"start":767.18,"end":772.64},{"sentences":[{"text":"I do I did have.","start":772.805,"end":773.925,"sentiment":"neutral","sentiment_score":0.058320265263319016},{"text":"Yeah.","start":773.925,"end":774.27,"sentiment":"neutral","sentiment_score":0.09260983765125276}],"sentiment":"neutral","sentiment_score":0.0640351939946413,"channel":1,"num_words":6,"start":772.805,"end":774.27},{"sentences":[{"text":"yeah.","start":774.86,"end":775.36,"sentiment":"neutral","sentiment_score":0.08900925517082214},{"text":"Have have we ever referred you to one of our mortgage brokers?","start":776.06,"end":778.77997,"sentiment":"neutral","sentiment_score":0.08082280773669481},{"text":"We have a couple of other mortgage brokers that we might be able to refer you through to.","start":778.77997,"end":782.61505,"sentiment":"neutral","sentiment_score":0.1517522873149978},{"text":"They might have some other strategies that they can look at or maybe look at helping you to get a home loan and see if they can do it for you.","start":782.61505,"end":790.375,"sentiment":"neutral","sentiment_score":0.15786117964213894},{"text":"Would you be open to me referring you through to one of our lovely mortgage brokers to see if there's something that they've got an option that they might have for you?","start":790.375,"end":797.31,"sentiment":"neutral","sentiment_score":0.19662791374139488}],"sentiment":"neutral","sentiment_score":0.15932142476927727,"channel":0,"num_words":94,"start":774.86,"end":797.31},{"sentences":[{"text":"Yeah.","start":797.725,"end":798.225,"sentiment":"neutral","sentiment_score":0.07207651436328888}],"sentiment":"neutral","sentiment_score":0.07207651436328888,"channel":1,"num_words":1,"start":797.725,"end":798.225},{"sentences":[{"text":"Yeah.","start":799.15,"end":799.65,"sentiment":"neutral","sentiment_score":0.08534237742424011}],"sentiment":"neutral","sentiment_score":0.08534237742424011,"channel":0,"num_words":1,"start":799.15,"end":799.65},{"sentences":[{"text":"Yep.","start":800.31,"end":800.81,"sentiment":"neutral","sentiment_score":0.07661005854606628},{"text":"Because I even","start":800.95,"end":801.67,"sentiment":"neutral","sentiment_score":0.05947726344068845}],"sentiment":"neutral","sentiment_score":0.06376046221703291,"channel":1,"num_words":4,"start":800.31,"end":801.67},{"sentences":[{"text":"How much","start":801.39,"end":801.95,"sentiment":"neutral","sentiment_score":0.024105951189994812}],"sentiment":"neutral","sentiment_score":0.024105951189994812,"channel":0,"num_words":2,"start":801.39,"end":801.95},{"sentences":[{"text":"I even","start":801.67,"end":801.99,"sentiment":"neutral","sentiment_score":0.008169323205947876}],"sentiment":"neutral","sentiment_score":0.008169323205947876,"channel":1,"num_words":2,"start":801.67,"end":801.99},{"sentences":[{"text":"is","start":801.95,"end":802.11,"sentiment":"neutral","sentiment_score":-0.020311567932367325}],"sentiment":"neutral","sentiment_score":-0.020311567932367325,"channel":0,"num_words":1,"start":801.95,"end":802.11},{"sentences":[{"text":"have","start":801.99,"end":802.49,"sentiment":"neutral","sentiment_score":-0.017227686941623688}],"sentiment":"neutral","sentiment_score":-0.017227686941623688,"channel":1,"num_words":1,"start":801.99,"end":802.49},{"sentences":[{"text":"yeah.","start":802.59,"end":802.91,"sentiment":"neutral","sentiment_score":-0.005636170506477356}],"sentiment":"neutral","sentiment_score":-0.005636170506477356,"channel":0,"num_words":1,"start":802.59,"end":802.91},{"sentences":[{"text":"I","start":802.79,"end":802.95,"sentiment":"neutral","sentiment_score":-0.06979687511920929}],"sentiment":"neutral","sentiment_score":-0.06979687511920929,"channel":1,"num_words":1,"start":802.79,"end":802.95},{"sentences":[{"text":"Sorry.","start":802.91,"end":803.41,"sentiment":"neutral","sentiment_score":-0.09004487097263336}],"sentiment":"neutral","sentiment_score":-0.09004487097263336,"channel":0,"num_words":1,"start":802.91,"end":803.41},{"sentences":[{"text":"mean, I even have the option of having my parents going as guarantor.","start":802.95,"end":806.33,"sentiment":"neutral","sentiment_score":-0.032776629695525535}],"sentiment":"neutral","sentiment_score":-0.032776629695525535,"channel":1,"num_words":13,"start":802.95,"end":806.33},{"sentences":[{"text":"Yep.","start":807.23,"end":807.73,"sentiment":"neutral","sentiment_score":0.031084632501006126}],"sentiment":"neutral","sentiment_score":0.031084632501006126,"channel":0,"num_words":1,"start":807.23,"end":807.73},{"sentences":[{"text":"So, I mean, I've got I've got everything there.","start":808.31,"end":811.21,"sentiment":"neutral","sentiment_score":-0.02490849296251933},{"text":"I had","start":811.35,"end":811.83,"sentiment":"neutral","sentiment_score":-0.015949580818414688}],"sentiment":"neutral","sentiment_score":-0.023279599845409393,"channel":1,"num_words":11,"start":808.31,"end":811.83},{"sentences":[{"text":"Yes.","start":811.885,"end":812.385,"sentiment":"neutral","sentiment_score":0.02155572734773159}],"sentiment":"neutral","sentiment_score":0.02155572734773159,"channel":0,"num_words":1,"start":811.885,"end":812.385},{"sentences":[{"text":"I mean, I had the deposit,","start":812.23,"end":813.69,"sentiment":"neutral","sentiment_score":0.0021489722033341727}],"sentiment":"neutral","sentiment_score":0.0021489722033341727,"channel":1,"num_words":6,"start":812.23,"end":813.69},{"sentences":[{"text":"Yeah.","start":814.925,"end":815.425,"sentiment":"neutral","sentiment_score":-0.0382397323846817}],"sentiment":"neutral","sentiment_score":-0.0382397323846817,"channel":0,"num_words":1,"start":814.925,"end":815.425},{"sentences":[{"text":"but like I like I was like, you know, I've I've had the surgery.","start":815.155,"end":818.695,"sentiment":"neutral","sentiment_score":-0.11693025566637516},{"text":"Well,","start":818.91504,"end":819.41504,"sentiment":"neutral","sentiment_score":-0.04139812290668487}],"sentiment":"neutral","sentiment_score":-0.11189478014906247,"channel":1,"num_words":15,"start":815.155,"end":819.41504},{"sentences":[{"text":"Yes.","start":819.485,"end":819.985,"sentiment":"neutral","sentiment_score":-0.02541719749569893}],"sentiment":"neutral","sentiment_score":-0.02541719749569893,"channel":0,"num_words":1,"start":819.485,"end":819.985},{"sentences":[{"text":"because I wasn't working, I was living off my savings.","start":819.55505,"end":822.935,"sentiment":"neutral","sentiment_score":-0.1480861097574234},{"text":"So I'm just building that back up right now.","start":826.03503,"end":828.85504,"sentiment":"neutral","sentiment_score":0.025440421369340684}],"sentiment":"neutral","sentiment_score":-0.06588933185527199,"channel":1,"num_words":19,"start":819.55505,"end":828.85504},{"sentences":[{"text":"Right.","start":828.64,"end":829.14,"sentiment":"neutral","sentiment_score":0.0578860342502594}],"sentiment":"neutral","sentiment_score":0.0578860342502594,"channel":0,"num_words":1,"start":828.64,"end":829.14},{"sentences":[{"text":"And,","start":829.35,"end":829.85,"sentiment":"neutral","sentiment_score":0.056756146252155304}],"sentiment":"neutral","sentiment_score":0.056756146252155304,"channel":1,"num_words":1,"start":829.35,"end":829.85},{"sentences":[{"text":"Yep.","start":829.36,"end":829.86,"sentiment":"neutral","sentiment_score":0.06922782957553864}],"sentiment":"neutral","sentiment_score":0.06922782957553864,"channel":0,"num_words":1,"start":829.36,"end":829.86},{"sentences":[{"text":"you know, before I know it, I'll have, I mean, 60 to $100,000 in savings.","start":830.31,"end":835.52997,"sentiment":"neutral","sentiment_score":0.04207448835174243}],"sentiment":"neutral","sentiment_score":0.04207448835174243,"channel":1,"num_words":15,"start":830.31,"end":835.52997},{"sentences":[{"text":"Okay.","start":836.22504,"end":836.625,"sentiment":"neutral","sentiment_score":0.26024293899536133},{"text":"Beautiful.","start":836.625,"end":837.125,"sentiment":"positive","sentiment_score":0.5478677749633789},{"text":"Lovely.","start":839.025,"end":839.525,"sentiment":"positive","sentiment_score":0.4700011610984802},{"text":"Did you want me to hold off on the referral, or would you like to have a chat to the mortgage brokers now and look","start":839.585,"end":844.385,"sentiment":"neutral","sentiment_score":0.08143254071474075}],"sentiment":"neutral","sentiment_score":0.11835447831877641,"channel":0,"num_words":28,"start":836.22504,"end":844.385},{"sentences":[{"text":"Well,","start":844.31,"end":844.81,"sentiment":"neutral","sentiment_score":0.04679135978221893}],"sentiment":"neutral","sentiment_score":0.04679135978221893,"channel":1,"num_words":1,"start":844.31,"end":844.81},{"sentences":[{"text":"at, you know, putting a plan in place to kinda get that home for you?","start":844.385,"end":848.005,"sentiment":"neutral","sentiment_score":0.10249485671520234}],"sentiment":"neutral","sentiment_score":0.10249485671520234,"channel":0,"num_words":15,"start":844.385,"end":848.005},{"sentences":[{"text":"well, I'll I'll just I'll get my savings up first,","start":848.125,"end":852.46497,"sentiment":"neutral","sentiment_score":0.0955869011580944}],"sentiment":"neutral","sentiment_score":0.0955869011580944,"channel":1,"num_words":10,"start":848.125,"end":852.46497},{"sentences":[{"text":"Yep.","start":853.02,"end":853.52,"sentiment":"neutral","sentiment_score":0.0972086787223816}],"sentiment":"neutral","sentiment_score":0.0972086787223816,"channel":0,"num_words":1,"start":853.02,"end":853.52},{"sentences":[{"text":"and then so I've got you know, if anything ever happens, I've got a deposit","start":853.245,"end":857.26495,"sentiment":"neutral","sentiment_score":0.051096041997273765}],"sentiment":"neutral","sentiment_score":0.051096041997273765,"channel":1,"num_words":15,"start":853.245,"end":857.26495},{"sentences":[{"text":"Mhmm.","start":857.10004,"end":857.60004,"sentiment":"neutral","sentiment_score":0.00494540948420763}],"sentiment":"neutral","sentiment_score":0.00494540948420763,"channel":0,"num_words":1,"start":857.10004,"end":857.60004},{"sentences":[{"text":"sitting there.","start":857.725,"end":858.36,"sentiment":"neutral","sentiment_score":-0.003379715606570244}],"sentiment":"neutral","sentiment_score":-0.003379715606570244,"channel":1,"num_words":2,"start":857.725,"end":858.36},{"sentences":[{"text":"Yeah.","start":858.94,"end":859.34,"sentiment":"neutral","sentiment_score":0.016770383343100548},{"text":"Absolutely.","start":859.34,"end":859.84,"sentiment":"positive","sentiment_score":0.4977206289768219},{"text":"Not a problem at all.","start":860.62,"end":862.0,"sentiment":"positive","sentiment_score":0.4729575216770172},{"text":"Now at the moment with you being self employed, you mentioned that your work is going really well, that you're getting a lot more work there.","start":862.62,"end":868.77496,"sentiment":"positive","sentiment_score":0.42054318350095016},{"text":"When","start":869.075,"end":869.39496,"sentiment":"neutral","sentiment_score":0.09969090670347214}],"sentiment":"positive","sentiment_score":0.4092085970127407,"channel":0,"num_words":34,"start":858.94,"end":869.39496},{"sentences":[{"text":"Yes.","start":869.07996,"end":869.57996,"sentiment":"neutral","sentiment_score":0.08314898610115051}],"sentiment":"neutral","sentiment_score":0.08314898610115051,"channel":1,"num_words":1,"start":869.07996,"end":869.57996},{"sentences":[{"text":"we look at contributions and part of what's gonna make Super work, when you sort of look at Super and the way investing is, markets will always go ups and downs.","start":869.39496,"end":876.995,"sentiment":"neutral","sentiment_score":0.027066389158848795},{"text":"You have those those peaks and those troughs and those down times that we are sort of seeing at the moment.","start":876.995,"end":882.375,"sentiment":"neutral","sentiment_score":-0.03507333798777489},{"text":"One of the ways to","start":882.73,"end":883.37,"sentiment":"neutral","sentiment_score":0.03823391199111938}],"sentiment":"neutral","sentiment_score":0.005152412739239241,"channel":0,"num_words":57,"start":869.39496,"end":883.37},{"sentences":[{"text":"Yep.","start":883.335,"end":883.59,"sentiment":"neutral","sentiment_score":0.07248827069997787}],"sentiment":"neutral","sentiment_score":0.07248827069997787,"channel":1,"num_words":1,"start":883.335,"end":883.59},{"sentences":[{"text":"take advantage of those ups and downs is to be putting contributions in.","start":883.37,"end":887.31,"sentiment":"neutral","sentiment_score":0.05643315957142757},{"text":"I know one of the the notes I have here is that you've been a bit hesitant to put contributions in the super because it has","start":887.77,"end":894.65,"sentiment":"neutral","sentiment_score":-0.060797268381485574}],"sentiment":"neutral","sentiment_score":-0.02172045906384786,"channel":0,"num_words":39,"start":883.37,"end":894.65},{"sentences":[{"text":"Yes.","start":894.47003,"end":894.97003,"sentiment":"neutral","sentiment_score":-0.014454195275902748}],"sentiment":"neutral","sentiment_score":-0.014454195275902748,"channel":1,"num_words":1,"start":894.47003,"end":894.97003},{"sentences":[{"text":"been going, yeah, it has been going a bit up and down there.","start":894.65,"end":897.71,"sentiment":"neutral","sentiment_score":-0.07419770125013131},{"text":"But, realistically, when you think about super, the super fund's net wealth is the investment vehicle.","start":897.925,"end":902.905,"sentiment":"neutral","sentiment_score":0.048609702789690346},{"text":"The underlying investments are whether are where you make that money.","start":903.205,"end":907.445,"sentiment":"neutral","sentiment_score":0.03354709697040645},{"text":"And, essentially, the reason you have well, I think we have about nine different investments in here at the moment is that not every investment is gonna go up and down at the same particular time.","start":907.445,"end":916.86,"sentiment":"neutral","sentiment_score":0.0014330345826844375},{"text":"So when you sort of look at cybersecurity and physical gold, you might find that cybersecurity is having a bit of a downtime, but physical gold has been going up.","start":916.86,"end":924.585,"sentiment":"neutral","sentiment_score":-0.010474248540898163}],"sentiment":"neutral","sentiment_score":-0.0007588209074763757,"channel":0,"num_words":106,"start":894.65,"end":924.585},{"sentences":[{"text":"And that's essentially what we're doing.","start":924.745,"end":926.185,"sentiment":"neutral","sentiment_score":0.06307278946042061},{"text":"We're diversifying over different industries, different asset classes,","start":926.185,"end":929.72504,"sentiment":"neutral","sentiment_score":0.054965322371572256}],"sentiment":"neutral","sentiment_score":0.05843995112393584,"channel":0,"num_words":14,"start":924.745,"end":929.72504},{"sentences":[{"text":"Yeah.","start":930.435,"end":930.935,"sentiment":"neutral","sentiment_score":0.050396569073200226}],"sentiment":"neutral","sentiment_score":0.050396569073200226,"channel":1,"num_words":1,"start":930.435,"end":930.935},{"sentences":[{"text":"because we know that some investors are gonna do well, other investors might not not do so well at the same time.","start":930.585,"end":936.025,"sentiment":"neutral","sentiment_score":-0.011188731444152918},{"text":"And the idea is that you're trying to make more uptimes than downtimes.","start":936.025,"end":940.67,"sentiment":"neutral","sentiment_score":0.08574547059834003},{"text":"However, we do work on past data, and I can safely say no one knew we were gonna be in this position now with the Iran U US War when we were","start":941.21,"end":950.41,"sentiment":"neutral","sentiment_score":0.07121230161283165}],"sentiment":"neutral","sentiment_score":0.046975114591308494,"channel":0,"num_words":67,"start":930.585,"end":950.41},{"sentences":[{"text":"Yes.","start":950.405,"end":950.905,"sentiment":"neutral","sentiment_score":0.08106499910354614}],"sentiment":"neutral","sentiment_score":0.08106499910354614,"channel":1,"num_words":1,"start":950.405,"end":950.905},{"sentences":[{"text":"sort of looking at things about six months ago.","start":950.41,"end":952.59,"sentiment":"neutral","sentiment_score":0.08689577794737285},{"text":"So being able to put contributions in the super does make a difference.","start":953.745,"end":957.125,"sentiment":"positive","sentiment_score":0.48442583129956174},{"text":"Having money invested, the market will only do so much.","start":957.58496,"end":961.045,"sentiment":"neutral","sentiment_score":0.3238831028342247},{"text":"Putting contributions in, even if it's a small amount, you know, fifty to a hundred dollars on a regular weekly or fortnightly basis can make a bit of a difference.","start":961.26495,"end":969.38,"sentiment":"neutral","sentiment_score":0.3255920022726059},{"text":"But the idea","start":969.60004,"end":970.32,"sentiment":"neutral","sentiment_score":0.09225696076949437}],"sentiment":"neutral","sentiment_score":0.3132763044192241,"channel":0,"num_words":65,"start":950.41,"end":970.32},{"sentences":[{"text":"Yeah.","start":969.94,"end":970.44,"sentiment":"neutral","sentiment_score":0.05525389313697815}],"sentiment":"neutral","sentiment_score":0.05525389313697815,"channel":1,"num_words":1,"start":969.94,"end":970.44},{"sentences":[{"text":"is you're also taking advantage of those market ups and downs.","start":970.32,"end":973.44,"sentiment":"neutral","sentiment_score":0.029472397174686193},{"text":"So if you say own CBA and you bought that for so you had a $100, it was $20 per share.","start":973.44,"end":979.94,"sentiment":"neutral","sentiment_score":0.01982394987273784},{"text":"When it's $20 per share, you're buying five of those shares for a $100.","start":980.555,"end":984.795,"sentiment":"neutral","sentiment_score":0.02520641584747604},{"text":"If then the next day, it goes up to $50 per share and you put another $100, then you're only gonna get two more units of that.","start":984.795,"end":991.455,"sentiment":"neutral","sentiment_score":0.001740372912199409},{"text":"If the following day, it takes a really big dip and it goes down to $10 per share, well, then that same $100 is gonna buy you 10 units of CBA.","start":991.675,"end":999.98004,"sentiment":"neutral","sentiment_score":-0.0423673904470859}],"sentiment":"neutral","sentiment_score":-0.0016635567030439584,"channel":0,"num_words":104,"start":970.32,"end":999.98004},{"sentences":[{"text":"So you're","start":1000.28,"end":1000.60004,"sentiment":"neutral","sentiment_score":0.07866334542632103}],"sentiment":"neutral","sentiment_score":0.07866334542632103,"channel":0,"num_words":2,"start":1000.28,"end":1000.60004},{"sentences":[{"text":"Yep.","start":1000.54004,"end":1000.875,"sentiment":"neutral","sentiment_score":0.1437806338071823}],"sentiment":"neutral","sentiment_score":0.1437806338071823,"channel":1,"num_words":1,"start":1000.54004,"end":1000.875},{"sentences":[{"text":"taking advantage of those market ups and downs, essentially, and that's what contributions and receipts are gonna help you to do.","start":1000.60004,"end":1007.02,"sentiment":"neutral","sentiment_score":0.15525412488551366},{"text":"Would if I update the advice and have a look at what we can do, I will project out to see where we're sort of tracking for based on what I recommend and what alterations I make for you as well.","start":1008.52,"end":1018.85504,"sentiment":"neutral","sentiment_score":0.07872967094909854},{"text":"But projections, they're only a guide as well because markets could definitely change.","start":1019.55505,"end":1024.73,"sentiment":"neutral","sentiment_score":-0.04456274454983381},{"text":"I do not know what's gonna happen next week.","start":1024.73,"end":1026.73,"sentiment":"neutral","sentiment_score":-0.16404486613141167},{"text":"I definitely don't know what's gonna","start":1026.73,"end":1028.01,"sentiment":"neutral","sentiment_score":-0.11244076862931252}],"sentiment":"neutral","sentiment_score":0.04175432272669342,"channel":0,"num_words":90,"start":1000.60004,"end":1028.01},{"sentences":[{"text":"Yeah.","start":1027.85,"end":1028.175,"sentiment":"neutral","sentiment_score":-0.04867124930024147}],"sentiment":"neutral","sentiment_score":-0.04867124930024147,"channel":1,"num_words":1,"start":1027.85,"end":1028.175},{"sentences":[{"text":"happen next year.","start":1028.01,"end":1029.07,"sentiment":"neutral","sentiment_score":-0.06235033770402273},{"text":"But we are sort of looking at past data to predict how markets can react and project based on current circumstances where you could end up over the next five to ten years.","start":1029.13,"end":1038.015,"sentiment":"neutral","sentiment_score":-0.029790063021760998}],"sentiment":"neutral","sentiment_score":-0.03250341924528281,"channel":0,"num_words":36,"start":1028.01,"end":1038.015},{"sentences":[{"text":"Yep.","start":1038.495,"end":1038.995,"sentiment":"neutral","sentiment_score":0.057827241718769073}],"sentiment":"neutral","sentiment_score":0.057827241718769073,"channel":1,"num_words":1,"start":1038.495,"end":1038.995},{"sentences":[{"text":"Is there a level of contribution that you're comfortable for me to factor into that for you with regards to contributions, or what's your thoughts there?","start":1038.875,"end":1047.455,"sentiment":"neutral","sentiment_score":0.07291815143365127}],"sentiment":"neutral","sentiment_score":0.07291815143365127,"channel":0,"num_words":26,"start":1038.875,"end":1047.455},{"sentences":[{"text":"Yeah.","start":1047.59,"end":1048.07,"sentiment":"neutral","sentiment_score":0.03105805069208145},{"text":"Well, over the next few weeks, once I start getting these jobs out, that's","start":1048.07,"end":1053.03,"sentiment":"neutral","sentiment_score":0.021792264921324595}],"sentiment":"neutral","sentiment_score":0.022409983972708384,"channel":1,"num_words":15,"start":1047.59,"end":1053.03},{"sentences":[{"text":"Yeah.","start":1052.92,"end":1053.42,"sentiment":"neutral","sentiment_score":0.022280767560005188}],"sentiment":"neutral","sentiment_score":0.022280767560005188,"channel":0,"num_words":1,"start":1052.92,"end":1053.42},{"sentences":[{"text":"when I was thinking of starting to contributing.","start":1053.03,"end":1055.85,"sentiment":"neutral","sentiment_score":0.017496666871011257}],"sentiment":"neutral","sentiment_score":0.017496666871011257,"channel":1,"num_words":8,"start":1053.03,"end":1055.85},{"sentences":[{"text":"Yep.","start":1056.8401,"end":1057.3401,"sentiment":"neutral","sentiment_score":0.1290513575077057},{"text":"Beautiful.","start":1058.4401,"end":1058.9401,"sentiment":"neutral","sentiment_score":0.3092788755893707},{"text":"Did you want me to start with something a bit smaller for you?","start":1059.0,"end":1061.98,"sentiment":"neutral","sentiment_score":0.061285295738623694},{"text":"Maybe $50 in a week or a $100 a month, or what's","start":1062.285,"end":1066.045,"sentiment":"neutral","sentiment_score":0.028584047220647335}],"sentiment":"neutral","sentiment_score":0.05844620904988713,"channel":0,"num_words":27,"start":1056.8401,"end":1066.045},{"sentences":[{"text":"Well,","start":1065.805,"end":1066.305,"sentiment":"neutral","sentiment_score":0.06552782654762268}],"sentiment":"neutral","sentiment_score":0.06552782654762268,"channel":1,"num_words":1,"start":1065.805,"end":1066.305},{"sentences":[{"text":"comfortable","start":1066.045,"end":1066.545,"sentiment":"neutral","sentiment_score":0.06975443661212921}],"sentiment":"neutral","sentiment_score":0.06975443661212921,"channel":0,"num_words":1,"start":1066.045,"end":1066.545},{"sentences":[{"text":"I could","start":1066.365,"end":1067.025,"sentiment":"neutral","sentiment_score":0.06782301515340805}],"sentiment":"neutral","sentiment_score":0.06782301515340805,"channel":1,"num_words":2,"start":1066.365,"end":1067.025},{"sentences":[{"text":"for you and your position?","start":1066.6051,"end":1067.745,"sentiment":"neutral","sentiment_score":0.06770106554031372}],"sentiment":"neutral","sentiment_score":0.06770106554031372,"channel":0,"num_words":5,"start":1066.6051,"end":1067.745},{"sentences":[{"text":"well, in my","start":1067.885,"end":1068.525,"sentiment":"neutral","sentiment_score":0.025053525964419048}],"sentiment":"neutral","sentiment_score":0.025053525964419048,"channel":1,"num_words":3,"start":1067.885,"end":1068.525},{"sentences":[{"text":"Yeah.","start":1068.4451,"end":1068.9451,"sentiment":"neutral","sentiment_score":0.027667250484228138}],"sentiment":"neutral","sentiment_score":0.027667250484228138,"channel":0,"num_words":1,"start":1068.4451,"end":1068.9451},{"sentences":[{"text":"position, I I was looking at a 100 at least a 100 a week.","start":1068.525,"end":1072.26,"sentiment":"neutral","sentiment_score":0.02766257923628603}],"sentiment":"neutral","sentiment_score":0.02766257923628603,"channel":1,"num_words":14,"start":1068.525,"end":1072.26},{"sentences":[{"text":"Okay.","start":1072.925,"end":1073.425,"sentiment":"neutral","sentiment_score":0.05849678069353104},{"text":"100 per week.","start":1074.9,"end":1076.04,"sentiment":"neutral","sentiment_score":0.06339138249556224},{"text":"Beautiful.","start":1076.42,"end":1076.92,"sentiment":"positive","sentiment_score":0.4964291453361511},{"text":"Excellent.","start":1078.1,"end":1078.6,"sentiment":"positive","sentiment_score":0.5053289532661438},{"text":"And that would","start":1079.62,"end":1080.18,"sentiment":"neutral","sentiment_score":0.229282279809316}],"sentiment":"neutral","sentiment_score":0.21536398513449562,"channel":0,"num_words":9,"start":1072.925,"end":1080.18},{"sentences":[{"text":"Yeah.","start":1080.1,"end":1080.6,"sentiment":"neutral","sentiment_score":0.1592913568019867}],"sentiment":"neutral","sentiment_score":0.1592913568019867,"channel":1,"num_words":1,"start":1080.1,"end":1080.6},{"sentences":[{"text":"be coming direct out of your bank account into the Superfund.","start":1080.18,"end":1083.56,"sentiment":"neutral","sentiment_score":0.1396708698435263},{"text":"Is that","start":1083.62,"end":1084.02,"sentiment":"neutral","sentiment_score":0.11159998551011086}],"sentiment":"neutral","sentiment_score":0.13535227225377008,"channel":0,"num_words":13,"start":1080.18,"end":1084.02},{"sentences":[{"text":"Yes.","start":1083.9401,"end":1084.42,"sentiment":"neutral","sentiment_score":0.0990704894065857}],"sentiment":"neutral","sentiment_score":0.0990704894065857,"channel":1,"num_words":1,"start":1083.9401,"end":1084.42},{"sentences":[{"text":"right?","start":1084.02,"end":1084.42,"sentiment":"neutral","sentiment_score":0.08908861875534058}],"sentiment":"neutral","sentiment_score":0.08908861875534058,"channel":0,"num_words":1,"start":1084.02,"end":1084.42},{"sentences":[{"text":"Yes.","start":1084.42,"end":1084.92,"sentiment":"neutral","sentiment_score":0.09925615787506104}],"sentiment":"neutral","sentiment_score":0.09925615787506104,"channel":1,"num_words":1,"start":1084.42,"end":1084.92},{"sentences":[{"text":"Yep.","start":1084.42,"end":1084.92,"sentiment":"neutral","sentiment_score":0.07809920608997345}],"sentiment":"neutral","sentiment_score":0.07809920608997345,"channel":0,"num_words":1,"start":1084.42,"end":1084.92},{"sentences":[{"text":"Yeah.","start":1085.7351,"end":1085.9751,"sentiment":"neutral","sentiment_score":0.1290669143199921},{"text":"Out","start":1085.9751,"end":1086.2151,"sentiment":"neutral","sentiment_score":0.24724793434143064}],"sentiment":"neutral","sentiment_score":0.18815742433071136,"channel":1,"num_words":2,"start":1085.7351,"end":1086.2151},{"sentences":[{"text":"Beautiful.","start":1086.02,"end":1086.52,"sentiment":"neutral","sentiment_score":0.12701274454593658}],"sentiment":"neutral","sentiment_score":0.12701274454593658,"channel":0,"num_words":1,"start":1086.02,"end":1086.52},{"sentences":[{"text":"of out of my out of my business account.","start":1086.2151,"end":1088.395,"sentiment":"neutral","sentiment_score":-0.029689982016053464}],"sentiment":"neutral","sentiment_score":-0.029689982016053464,"channel":1,"num_words":9,"start":1086.2151,"end":1088.395},{"sentences":[{"text":"Business account.","start":1089.025,"end":1089.8251,"sentiment":"neutral","sentiment_score":0.03249845653772354},{"text":"Beautiful.","start":1089.8251,"end":1090.3251,"sentiment":"positive","sentiment_score":0.6810168027877808}],"sentiment":"neutral","sentiment_score":0.24867123862107596,"channel":0,"num_words":3,"start":1089.025,"end":1090.3251},{"sentences":[{"text":"Yeah.","start":1090.375,"end":1090.875,"sentiment":"positive","sentiment_score":0.4260514378547669}],"sentiment":"positive","sentiment_score":0.4260514378547669,"channel":1,"num_words":1,"start":1090.375,"end":1090.875},{"sentences":[{"text":"Not a problem at all.","start":1090.385,"end":1091.685,"sentiment":"positive","sentiment_score":0.4443781912326813},{"text":"I'll look at a way to structure those contributions for you so that they're being factored in.","start":1091.745,"end":1096.165,"sentiment":"neutral","sentiment_score":0.30869489382295046},{"text":"When they come out of your business account and into the super fund, they're normally directed as a non concessional contribution.","start":1096.7051,"end":1102.5651,"sentiment":"neutral","sentiment_score":0.20261558890342712},{"text":"But what we can actually do is we can bank those contributions at the end of the financial year, claim a notice of intent, and that essentially means that the contributions you put into super can go back and be a bit of a a tax deduction for you.","start":1103.04,"end":1116.16,"sentiment":"positive","sentiment_score":0.3653646896080095},{"text":"So","start":1116.16,"end":1116.56,"sentiment":"positive","sentiment_score":0.36882126331329346}],"sentiment":"neutral","sentiment_score":0.3225411029272182,"channel":0,"num_words":93,"start":1090.385,"end":1116.56},{"sentences":[{"text":"Yeah.","start":1116.4049,"end":1116.9049,"sentiment":"positive","sentiment_score":0.500937819480896}],"sentiment":"positive","sentiment_score":0.500937819480896,"channel":1,"num_words":1,"start":1116.4049,"end":1116.9049},{"sentences":[{"text":"it can provide a little bit of a tax benefit as well.","start":1116.56,"end":1119.625,"sentiment":"positive","sentiment_score":0.433077206214269}],"sentiment":"positive","sentiment_score":0.433077206214269,"channel":0,"num_words":12,"start":1116.56,"end":1119.625},{"sentences":[{"text":"Yeah.","start":1119.2849,"end":1119.7849,"sentiment":"neutral","sentiment_score":0.15085767209529877}],"sentiment":"neutral","sentiment_score":0.15085767209529877,"channel":1,"num_words":1,"start":1119.2849,"end":1119.7849},{"sentences":[{"text":"Okay?","start":1119.8451,"end":1120.3451,"sentiment":"neutral","sentiment_score":0.16964668035507202},{"text":"Beautiful.","start":1121.685,"end":1122.185,"sentiment":"positive","sentiment_score":0.5931354761123657},{"text":"Now with your business, are you set up as a a company, a sole trader?","start":1122.3251,"end":1126.905,"sentiment":"neutral","sentiment_score":0.043543994923432666}],"sentiment":"neutral","sentiment_score":0.08329071060699575,"channel":0,"num_words":17,"start":1119.8451,"end":1126.905},{"sentences":[{"text":"SoulTrainer.","start":1128.06,"end":1128.56,"sentiment":"neutral","sentiment_score":0.05550460144877434}],"sentiment":"neutral","sentiment_score":0.05550460144877434,"channel":1,"num_words":1,"start":1128.06,"end":1128.56},{"sentences":[{"text":"Sole trader.","start":1129.3651,"end":1130.185,"sentiment":"neutral","sentiment_score":0.10390522330999374},{"text":"Lovely.","start":1130.3251,"end":1130.8251,"sentiment":"positive","sentiment_score":0.6476401686668396},{"text":"Beautiful.","start":1131.045,"end":1131.545,"sentiment":"positive","sentiment_score":0.6342260837554932},{"text":"Just so I understand all of that.","start":1131.6051,"end":1133.4,"sentiment":"neutral","sentiment_score":0.14904799738100596},{"text":"And I think last time we put a call up, well, the last stock fund I have set up here noted that you were expecting to earn around about 60,000 per annum.","start":1133.8,"end":1143.26,"sentiment":"neutral","sentiment_score":0.003844685503281653}],"sentiment":"neutral","sentiment_score":0.06176843294917151,"channel":0,"num_words":43,"start":1129.3651,"end":1143.26},{"sentences":[{"text":"Is that where your sort of projected income was for the year, or do you think that might have increased?","start":1143.64,"end":1148.22,"sentiment":"neutral","sentiment_score":-0.06762661505490541}],"sentiment":"neutral","sentiment_score":-0.06762661505490541,"channel":0,"num_words":20,"start":1143.64,"end":1148.22},{"sentences":[{"text":"It's well, with the work the way it's going, it it it could be more.","start":1150.3151,"end":1156.15,"sentiment":"neutral","sentiment_score":0.15334698085983595},{"text":"Yeah.","start":1158.13,"end":1158.63,"sentiment":"neutral","sentiment_score":0.029996713623404503}],"sentiment":"neutral","sentiment_score":0.14563758915755898,"channel":1,"num_words":16,"start":1150.3151,"end":1158.63},{"sentences":[{"text":"Okay.","start":1158.6449,"end":1159.1449,"sentiment":"neutral","sentiment_score":0.01292210817337036},{"text":"Do you want me to just leave it at 60,000 just to","start":1159.205,"end":1162.245,"sentiment":"neutral","sentiment_score":-0.022642516220609348}],"sentiment":"neutral","sentiment_score":-0.01990677588261091,"channel":0,"num_words":13,"start":1158.6449,"end":1162.245},{"sentences":[{"text":"No.","start":1162.13,"end":1162.4501,"sentiment":"neutral","sentiment_score":-0.06796887516975403}],"sentiment":"neutral","sentiment_score":-0.06796887516975403,"channel":1,"num_words":1,"start":1162.13,"end":1162.4501},{"sentences":[{"text":"sort","start":1162.245,"end":1162.565,"sentiment":"neutral","sentiment_score":-0.04353065043687821}],"sentiment":"neutral","sentiment_score":-0.04353065043687821,"channel":0,"num_words":1,"start":1162.245,"end":1162.565},{"sentences":[{"text":"I'd","start":1162.4501,"end":1162.61,"sentiment":"neutral","sentiment_score":-0.0406930148601532}],"sentiment":"neutral","sentiment_score":-0.0406930148601532,"channel":1,"num_words":1,"start":1162.4501,"end":1162.61},{"sentences":[{"text":"of","start":1162.565,"end":1162.725,"sentiment":"neutral","sentiment_score":-0.03572177514433861}],"sentiment":"neutral","sentiment_score":-0.03572177514433861,"channel":0,"num_words":1,"start":1162.565,"end":1162.725},{"sentences":[{"text":"leave","start":1162.61,"end":1162.77,"sentiment":"neutral","sentiment_score":-0.06411489844322205}],"sentiment":"neutral","sentiment_score":-0.06411489844322205,"channel":1,"num_words":1,"start":1162.61,"end":1162.77},{"sentences":[{"text":"set","start":1162.725,"end":1162.965,"sentiment":"neutral","sentiment_score":-0.001897536218166351}],"sentiment":"neutral","sentiment_score":-0.001897536218166351,"channel":0,"num_words":1,"start":1162.725,"end":1162.965},{"sentences":[{"text":"it","start":1162.77,"end":1162.93,"sentiment":"neutral","sentiment_score":0.011874988675117493}],"sentiment":"neutral","sentiment_score":0.011874988675117493,"channel":1,"num_words":1,"start":1162.77,"end":1162.93},{"sentences":[{"text":"it as","start":1162.965,"end":1163.2849,"sentiment":"neutral","sentiment_score":0.0009934678673744204}],"sentiment":"neutral","sentiment_score":0.0009934678673744204,"channel":0,"num_words":2,"start":1162.965,"end":1163.2849},{"sentences":[{"text":"yeah.","start":1163.25,"end":1163.75,"sentiment":"neutral","sentiment_score":-0.01018199883401394}],"sentiment":"neutral","sentiment_score":-0.01018199883401394,"channel":1,"num_words":1,"start":1163.25,"end":1163.75},{"sentences":[{"text":"a base?","start":1163.2849,"end":1163.7649,"sentiment":"neutral","sentiment_score":-0.008804526180028915},{"text":"Or","start":1163.7649,"end":1164.0049,"sentiment":"neutral","sentiment_score":-0.02326559461653233}],"sentiment":"neutral","sentiment_score":-0.013624882325530052,"channel":0,"num_words":3,"start":1163.2849,"end":1164.0049},{"sentences":[{"text":"I'd","start":1164.13,"end":1164.29,"sentiment":"neutral","sentiment_score":-0.03439714014530182}],"sentiment":"neutral","sentiment_score":-0.03439714014530182,"channel":1,"num_words":1,"start":1164.13,"end":1164.29},{"sentences":[{"text":"yep.","start":1164.1649,"end":1164.54,"sentiment":"neutral","sentiment_score":-0.043857987970113754}],"sentiment":"neutral","sentiment_score":-0.043857987970113754,"channel":0,"num_words":1,"start":1164.1649,"end":1164.54},{"sentences":[{"text":"let I'd","start":1164.29,"end":1164.6901,"sentiment":"neutral","sentiment_score":-0.012962715700268745}],"sentiment":"neutral","sentiment_score":-0.012962715700268745,"channel":1,"num_words":2,"start":1164.29,"end":1164.6901},{"sentences":[{"text":"You're","start":1164.54,"end":1164.7001,"sentiment":"neutral","sentiment_score":-0.05003616213798523}],"sentiment":"neutral","sentiment_score":-0.05003616213798523,"channel":0,"num_words":1,"start":1164.54,"end":1164.7001},{"sentences":[{"text":"leave","start":1164.6901,"end":1164.85,"sentiment":"neutral","sentiment_score":-0.05482079833745957}],"sentiment":"neutral","sentiment_score":-0.05482079833745957,"channel":1,"num_words":1,"start":1164.6901,"end":1164.85},{"sentences":[{"text":"right.","start":1164.7001,"end":1165.2001,"sentiment":"neutral","sentiment_score":-0.05005802214145661}],"sentiment":"neutral","sentiment_score":-0.05005802214145661,"channel":0,"num_words":1,"start":1164.7001,"end":1165.2001},{"sentences":[{"text":"it at that for now.","start":1164.85,"end":1166.15,"sentiment":"neutral","sentiment_score":-0.031012479588389395}],"sentiment":"neutral","sentiment_score":-0.031012479588389395,"channel":1,"num_words":5,"start":1164.85,"end":1166.15},{"sentences":[{"text":"Yep.","start":1166.4601,"end":1166.9601,"sentiment":"neutral","sentiment_score":0.0610792301595211}],"sentiment":"neutral","sentiment_score":0.0610792301595211,"channel":0,"num_words":1,"start":1166.4601,"end":1166.9601},{"sentences":[{"text":"And then once I've done a full financial year, then I'll I'll I'll see what it's what it's actually at.","start":1167.6951,"end":1174.8351,"sentiment":"neutral","sentiment_score":0.03436737477313727}],"sentiment":"neutral","sentiment_score":0.03436737477313727,"channel":1,"num_words":20,"start":1167.6951,"end":1174.8351},{"sentences":[{"text":"Yeah.","start":1175.26,"end":1175.74,"sentiment":"neutral","sentiment_score":0.17137563228607178},{"text":"Absolutely.","start":1175.74,"end":1176.24,"sentiment":"positive","sentiment_score":0.33936700224876404},{"text":"Not a problem at all.","start":1177.18,"end":1178.56,"sentiment":"neutral","sentiment_score":0.26092206239700316},{"text":"Now the other thing that we were sort of looking at and where we were trying to go, I believe, last year was looking at the insurance side of things.","start":1178.705,"end":1185.425,"sentiment":"neutral","sentiment_score":-0.08662580326199532},{"text":"So you've got your life and your CPD at the moment.","start":1185.425,"end":1187.905,"sentiment":"neutral","sentiment_score":-0.08664481883699243}],"sentiment":"neutral","sentiment_score":-0.03617737830306093,"channel":0,"num_words":48,"start":1175.26,"end":1187.905},{"sentences":[{"text":"You don't have any income protection.","start":1187.905,"end":1189.685,"sentiment":"neutral","sentiment_score":-0.2851794535915057},{"text":"I believe you also spoke to one of my colleagues a few months back trying to find out whether you had some income protection there.","start":1189.745,"end":1195.64,"sentiment":"neutral","sentiment_score":-0.06269150771200657}],"sentiment":"neutral","sentiment_score":-0.10575369078545802,"channel":0,"num_words":31,"start":1187.905,"end":1195.64},{"sentences":[{"text":"Yeah.","start":1195.1649,"end":1195.6649,"sentiment":"neutral","sentiment_score":-0.04912545159459114}],"sentiment":"neutral","sentiment_score":-0.04912545159459114,"channel":1,"num_words":1,"start":1195.1649,"end":1195.6649},{"sentences":[{"text":"Income protection, it looks like from what I can see, was something we had not ever applied for.","start":1196.9,"end":1201.78,"sentiment":"neutral","sentiment_score":-0.08595930433107747},{"text":"It was initially recommended just life and TBD.","start":1201.78,"end":1204.6,"sentiment":"neutral","sentiment_score":-0.03451997437514365},{"text":"The","start":1205.375,"end":1205.535,"sentiment":"neutral","sentiment_score":-0.07042274624109268}],"sentiment":"neutral","sentiment_score":-0.07014259330376431,"channel":0,"num_words":27,"start":1196.9,"end":1205.535},{"sentences":[{"text":"Yep.","start":1205.4049,"end":1205.9049,"sentiment":"neutral","sentiment_score":-0.08735136687755585}],"sentiment":"neutral","sentiment_score":-0.08735136687755585,"channel":1,"num_words":1,"start":1205.4049,"end":1205.9049},{"sentences":[{"text":"TBD component you have is it's a difficult definition.","start":1205.535,"end":1208.8351,"sentiment":"neutral","sentiment_score":-0.16789761433998743},{"text":"You have what's called ADL.","start":1209.6151,"end":1211.875,"sentiment":"neutral","sentiment_score":-0.17847745418548583},{"text":"So it is activities of daily living, and that essentially means in order to claim on that definition, you need to be able to not feed yourself, bathe, dress, you know, all those abnormal activities of daily living.","start":1212.015,"end":1225.4801,"sentiment":"neutral","sentiment_score":-0.17829456984212524},{"text":"There's five of them.","start":1225.4801,"end":1226.4401,"sentiment":"neutral","sentiment_score":-0.17679041996598244},{"text":"You have to be able to not meet two of the five, which can be quite difficult.","start":1226.4401,"end":1230.38,"sentiment":"neutral","sentiment_score":-0.31849827485926013}],"sentiment":"neutral","sentiment_score":-0.2095930384446497,"channel":0,"num_words":73,"start":1205.535,"end":1230.38},{"sentences":[{"text":"Having a look back at last year, it looks like we wanted to try and increase your life in TBE to about a million dollars.","start":1231.56,"end":1237.695,"sentiment":"neutral","sentiment_score":0.052966895550489425},{"text":"I've done a quote to have a look at what that might look like.","start":1238.235,"end":1241.9349,"sentiment":"neutral","sentiment_score":0.08455694440220084}],"sentiment":"neutral","sentiment_score":0.06430691308700122,"channel":0,"num_words":39,"start":1231.56,"end":1241.9349},{"sentences":[{"text":"Yep.","start":1242.5,"end":1242.765,"sentiment":"neutral","sentiment_score":-0.018124379217624664}],"sentiment":"neutral","sentiment_score":-0.018124379217624664,"channel":1,"num_words":1,"start":1242.5,"end":1242.765},{"sentences":[{"text":"At the moment, the current amount you're paying is, sorry, per year.","start":1242.875,"end":1250.33,"sentiment":"neutral","sentiment_score":-0.11825808696448803},{"text":"Your current insurances I've got here, you're paying to sorry.","start":1251.27,"end":1256.09,"sentiment":"neutral","sentiment_score":-0.16573769897222518},{"text":"Here it is.","start":1257.11,"end":1258.01,"sentiment":"neutral","sentiment_score":-0.05890589579939842},{"text":"2700 2423.","start":1258.95,"end":1263.83,"sentiment":"neutral","sentiment_score":-0.027319177985191345},{"text":"I'm sorry.","start":1263.83,"end":1264.545,"sentiment":"neutral","sentiment_score":-0.10922794789075851}],"sentiment":"neutral","sentiment_score":-0.12159606801538632,"channel":0,"num_words":29,"start":1242.875,"end":1264.545},{"sentences":[{"text":"Alright.","start":1264.63,"end":1265.13,"sentiment":"neutral","sentiment_score":-0.043557316064834595}],"sentiment":"neutral","sentiment_score":-0.043557316064834595,"channel":1,"num_words":1,"start":1264.63,"end":1265.13},{"sentences":[{"text":"So that's 2,400 per year for the life and TPD that you have at the moment.","start":1265.025,"end":1269.285,"sentiment":"neutral","sentiment_score":-0.035200480255298316},{"text":"If we","start":1269.665,"end":1270.145,"sentiment":"neutral","sentiment_score":-0.03406844846904278}],"sentiment":"neutral","sentiment_score":-0.03507469894571437,"channel":0,"num_words":18,"start":1265.025,"end":1270.145},{"sentences":[{"text":"Yep.","start":1269.99,"end":1270.365,"sentiment":"neutral","sentiment_score":-0.04346136376261711}],"sentiment":"neutral","sentiment_score":-0.04346136376261711,"channel":1,"num_words":1,"start":1269.99,"end":1270.365},{"sentences":[{"text":"were to increase that life and TPD sum insured up to a million dollars, that actually increases the premium coming from your super to approximately 6,325.","start":1270.145,"end":1282.3,"sentiment":"neutral","sentiment_score":0.000015016000431317549},{"text":"So","start":1282.3,"end":1282.8,"sentiment":"neutral","sentiment_score":-0.019187748432159424}],"sentiment":"neutral","sentiment_score":-0.0006961974970720432,"channel":0,"num_words":27,"start":1270.145,"end":1282.8},{"sentences":[{"text":"Right.","start":1282.6849,"end":1283.1849,"sentiment":"neutral","sentiment_score":-0.04649629443883896}],"sentiment":"neutral","sentiment_score":-0.04649629443883896,"channel":1,"num_words":1,"start":1282.6849,"end":1283.1849},{"sentences":[{"text":"it increases pretty significantly in the premium there, which","start":1283.18,"end":1286.62,"sentiment":"neutral","sentiment_score":-0.08449875273638302}],"sentiment":"neutral","sentiment_score":-0.08449875273638302,"channel":0,"num_words":9,"start":1283.18,"end":1286.62},{"sentences":[{"text":"Yeah.","start":1286.37,"end":1286.87,"sentiment":"neutral","sentiment_score":-0.2602510452270508}],"sentiment":"neutral","sentiment_score":-0.2602510452270508,"channel":1,"num_words":1,"start":1286.37,"end":1286.87},{"sentences":[{"text":"if you're not able to contribute enough to cover that, you kind of have to expect your super to make enough growth to cover that and continue growing, which is as you get older, it's gonna become a lot more expensive.","start":1286.62,"end":1299.4149,"sentiment":"negative","sentiment_score":-0.5723240484551686}],"sentiment":"negative","sentiment_score":-0.5723240484551686,"channel":0,"num_words":41,"start":1286.62,"end":1299.4149},{"sentences":[{"text":"Yeah.","start":1300.0651,"end":1300.225,"sentiment":"neutral","sentiment_score":-0.16055724024772644},{"text":"Sure.","start":1300.225,"end":1300.725,"sentiment":"neutral","sentiment_score":-0.11003641039133072}],"sentiment":"neutral","sentiment_score":-0.13529682531952858,"channel":1,"num_words":2,"start":1300.0651,"end":1300.725},{"sentences":[{"text":"Yeah.","start":1301.5549,"end":1301.955,"sentiment":"neutral","sentiment_score":-0.12322238832712172},{"text":"So thinking about and with your life cover, because you do have that real cover you're paying out of your back pocket as well, realistically, if anything happened to yourself based on your current circumstances, you've currently got 687,000 approximately here, then we've","start":1301.955,"end":1318.4401,"sentiment":"neutral","sentiment_score":-0.062006306336369624}],"sentiment":"neutral","sentiment_score":-0.06339758092706854,"channel":0,"num_words":44,"start":1301.5549,"end":1318.4401},{"sentences":[{"text":"Yes.","start":1318.4,"end":1318.9,"sentiment":"neutral","sentiment_score":0.0166593287140131}],"sentiment":"neutral","sentiment_score":0.0166593287140131,"channel":1,"num_words":1,"start":1318.4,"end":1318.9},{"sentences":[{"text":"got a 105,000 in super, then you've also got 640,000 there","start":1318.4401,"end":1323.845,"sentiment":"neutral","sentiment_score":0.014758165587078442}],"sentiment":"neutral","sentiment_score":0.014758165587078442,"channel":0,"num_words":11,"start":1318.4401,"end":1323.845},{"sentences":[{"text":"Yeah.","start":1323.465,"end":1323.965,"sentiment":"neutral","sentiment_score":0.015315623953938484}],"sentiment":"neutral","sentiment_score":0.015315623953938484,"channel":1,"num_words":1,"start":1323.465,"end":1323.965},{"sentences":[{"text":"of life cover through real, which realistically pays out 1,222,000","start":1323.845,"end":1330.905,"sentiment":"neutral","sentiment_score":0.014241028670221567}],"sentiment":"neutral","sentiment_score":0.014241028670221567,"channel":0,"num_words":10,"start":1323.845,"end":1330.905},{"sentences":[{"text":"Yeah.","start":1331.465,"end":1331.965,"sentiment":"neutral","sentiment_score":-0.007729396224021912}],"sentiment":"neutral","sentiment_score":-0.007729396224021912,"channel":1,"num_words":1,"start":1331.465,"end":1331.965},{"sentences":[{"text":"to your wife if anything was to happen.","start":1331.605,"end":1333.765,"sentiment":"neutral","sentiment_score":-0.09351825714111328},{"text":"Do you feel like that's sufficient, or would you wanna kind of readjust that?","start":1333.765,"end":1337.7,"sentiment":"neutral","sentiment_score":-0.1305900854723794},{"text":"Or","start":1337.7,"end":1338.2,"sentiment":"neutral","sentiment_score":0.025822289288043976}],"sentiment":"neutral","sentiment_score":-0.11089499845452931,"channel":0,"num_words":23,"start":1331.605,"end":1338.2},{"sentences":[{"text":"I mean I mean, it is kinda sufficient.","start":1337.73,"end":1339.99,"sentiment":"neutral","sentiment_score":-0.014466388616710901},{"text":"I mean","start":1340.0499,"end":1340.63,"sentiment":"neutral","sentiment_score":0.017507124692201614}],"sentiment":"neutral","sentiment_score":-0.008071685954928399,"channel":1,"num_words":10,"start":1337.73,"end":1340.63},{"sentences":[{"text":"yep.","start":1340.74,"end":1341.24,"sentiment":"neutral","sentiment_score":0.05673176795244217}],"sentiment":"neutral","sentiment_score":0.05673176795244217,"channel":0,"num_words":1,"start":1340.74,"end":1341.24},{"sentences":[{"text":"yeah.","start":1341.09,"end":1341.59,"sentiment":"neutral","sentiment_score":0.2403596192598343}],"sentiment":"neutral","sentiment_score":0.2403596192598343,"channel":1,"num_words":1,"start":1341.09,"end":1341.59},{"sentences":[{"text":"Perfect.","start":1342.82,"end":1343.32,"sentiment":"positive","sentiment_score":0.6226373910903931},{"text":"And with the TPD, I know it's not a lot.","start":1344.1,"end":1346.74,"sentiment":"neutral","sentiment_score":-0.010730268433690071},{"text":"I know it's a difficult definition because you have had I believe it's heart surgery.","start":1346.74,"end":1352.005,"sentiment":"neutral","sentiment_score":-0.15730551133553186},{"text":"Is that right?","start":1352.005,"end":1352.9049,"sentiment":"neutral","sentiment_score":-0.040213445822397866}],"sentiment":"neutral","sentiment_score":-0.0677547689912648,"channel":0,"num_words":29,"start":1342.82,"end":1352.9049},{"sentences":[{"text":"Yes.","start":1353.345,"end":1353.845,"sentiment":"neutral","sentiment_score":0.010484591126441956}],"sentiment":"neutral","sentiment_score":0.010484591126441956,"channel":1,"num_words":1,"start":1353.345,"end":1353.845},{"sentences":[{"text":"Yeah.","start":1354.485,"end":1354.885,"sentiment":"neutral","sentiment_score":-0.007185753434896469},{"text":"So if we were to try and get better TBD, which I can definitely do, I can do a pre assessment with the underwriters and see what they say.","start":1354.885,"end":1363.41,"sentiment":"neutral","sentiment_score":0.05949506809099995},{"text":"If there is anything, you would need to go to a new application, which means that they will look at your health.","start":1363.41,"end":1368.7101,"sentiment":"neutral","sentiment_score":-0.051870642991905865},{"text":"If you have had heart surgery or there's been issues with your heart in the past, then they're gonna exclude that and or put a loading on top of it,","start":1368.93,"end":1377.8301,"sentiment":"neutral","sentiment_score":-0.10297112911939621}],"sentiment":"neutral","sentiment_score":-0.0306355707097526,"channel":0,"num_words":82,"start":1354.485,"end":1377.8301},{"sentences":[{"text":"Yeah.","start":1378.015,"end":1378.515,"sentiment":"neutral","sentiment_score":-0.13143451511859894}],"sentiment":"neutral","sentiment_score":-0.13143451511859894,"channel":1,"num_words":1,"start":1378.015,"end":1378.515},{"sentences":[{"text":"which means it makes it more expensive.","start":1378.505,"end":1380.365,"sentiment":"neutral","sentiment_score":-0.3194409843002047},{"text":"So with where you'll cover you at the moment with that ADL definition, it's not great.","start":1380.745,"end":1385.565,"sentiment":"neutral","sentiment_score":-0.24436332937330008},{"text":"But, you know, if something happens to you and you can't look after yourself, you know, bathe or feed yourself, dress yourself, drive yourself around, then we are still able to claim on that based","start":1386.2649,"end":1396.35,"sentiment":"neutral","sentiment_score":-0.07344137355685235}],"sentiment":"neutral","sentiment_score":-0.15028186611317354,"channel":0,"num_words":58,"start":1378.505,"end":1396.35},{"sentences":[{"text":"Right.","start":1396.1901,"end":1396.51,"sentiment":"neutral","sentiment_score":0.032760899513959885}],"sentiment":"neutral","sentiment_score":0.032760899513959885,"channel":1,"num_words":1,"start":1396.1901,"end":1396.51},{"sentences":[{"text":"on","start":1396.35,"end":1396.51,"sentiment":"neutral","sentiment_score":0.02454592287540436}],"sentiment":"neutral","sentiment_score":0.02454592287540436,"channel":0,"num_words":1,"start":1396.35,"end":1396.51},{"sentences":[{"text":"Well,","start":1396.51,"end":1396.75,"sentiment":"neutral","sentiment_score":0.045281969010829926}],"sentiment":"neutral","sentiment_score":0.045281969010829926,"channel":1,"num_words":1,"start":1396.51,"end":1396.75},{"sentences":[{"text":"your","start":1396.51,"end":1396.75,"sentiment":"neutral","sentiment_score":0.02069954387843609}],"sentiment":"neutral","sentiment_score":0.02069954387843609,"channel":0,"num_words":1,"start":1396.51,"end":1396.75},{"sentences":[{"text":"that's","start":1396.75,"end":1397.055,"sentiment":"neutral","sentiment_score":0.03667429089546203}],"sentiment":"neutral","sentiment_score":0.03667429089546203,"channel":1,"num_words":1,"start":1396.75,"end":1397.055},{"sentences":[{"text":"current suit.","start":1396.75,"end":1397.73,"sentiment":"neutral","sentiment_score":0.05080760829150677},{"text":"Yes.","start":1397.87,"end":1398.19,"sentiment":"neutral","sentiment_score":0.002121800556778908},{"text":"Sorry.","start":1398.19,"end":1398.69,"sentiment":"neutral","sentiment_score":-0.058410465717315674}],"sentiment":"neutral","sentiment_score":0.011331637855619192,"channel":0,"num_words":4,"start":1396.75,"end":1398.69},{"sentences":[{"text":"sorry.","start":1398.255,"end":1398.655,"sentiment":"neutral","sentiment_score":-0.06600470095872879},{"text":"I was gonna say that's that's how it was once I came out of hospital from the from the surgery.","start":1398.655,"end":1403.555,"sentiment":"neutral","sentiment_score":-0.1052156189456582}],"sentiment":"neutral","sentiment_score":-0.10334843237485204,"channel":1,"num_words":21,"start":1398.255,"end":1403.555},{"sentences":[{"text":"Yeah.","start":1404.35,"end":1404.85,"sentiment":"neutral","sentiment_score":-0.06814691424369812}],"sentiment":"neutral","sentiment_score":-0.06814691424369812,"channel":0,"num_words":1,"start":1404.35,"end":1404.85},{"sentences":[{"text":"For for three months, I wasn't able to drive, wasn't able to oh, had difficulty, you know, had my wife and my kids, like, help me change.","start":1405.055,"end":1415.17,"sentiment":"neutral","sentiment_score":-0.14770514683590996}],"sentiment":"neutral","sentiment_score":-0.14770514683590996,"channel":1,"num_words":27,"start":1405.055,"end":1415.17},{"sentences":[{"text":"Yeah.","start":1415.3351,"end":1415.8351,"sentiment":"neutral","sentiment_score":-0.137658953666687}],"sentiment":"neutral","sentiment_score":-0.137658953666687,"channel":0,"num_words":1,"start":1415.3351,"end":1415.8351},{"sentences":[{"text":"I couldn't shower by myself, you know, all that sort of stuff.","start":1416.3501,"end":1419.55,"sentiment":"neutral","sentiment_score":-0.19588430598378181},{"text":"It was yeah.","start":1419.55,"end":1422.1101,"sentiment":"neutral","sentiment_score":-0.14878691732883453},{"text":"That's what it was like with recovery.","start":1422.1101,"end":1424.595,"sentiment":"neutral","sentiment_score":-0.13685115852526256}],"sentiment":"neutral","sentiment_score":-0.1706786606122147,"channel":1,"num_words":22,"start":1416.3501,"end":1424.595},{"sentences":[{"text":"Yes.","start":1425.4601,"end":1425.9601,"sentiment":"neutral","sentiment_score":-0.03775574266910553},{"text":"Yeah.","start":1426.1001,"end":1426.6001,"sentiment":"neutral","sentiment_score":-0.04054772108793259},{"text":"Yeah.","start":1426.9,"end":1427.4,"sentiment":"neutral","sentiment_score":-0.05606606602668762},{"text":"When the insurances are looking at CTD, you've gotta be able to never do those things again.","start":1427.86,"end":1433.575,"sentiment":"neutral","sentiment_score":-0.12439116353497785},{"text":"So, basically, permanently, you need someone helping you dress, drive, you know, feed yourself, things like that.","start":1433.715,"end":1441.015,"sentiment":"neutral","sentiment_score":-0.049647060387274795}],"sentiment":"neutral","sentiment_score":-0.08359511720167624,"channel":0,"num_words":37,"start":1425.4601,"end":1441.015},{"sentences":[{"text":"Yes.","start":1440.9501,"end":1441.4501,"sentiment":"neutral","sentiment_score":-0.03246310353279114}],"sentiment":"neutral","sentiment_score":-0.03246310353279114,"channel":1,"num_words":1,"start":1440.9501,"end":1441.4501},{"sentences":[{"text":"Think about to give you a bit of an idea, I have another client with Parkinson's, and he is at the point where he can't drive, he can't dress himself, he can't even feed himself correctly, and we're going through that TCD process now.","start":1441.155,"end":1453.7599,"sentiment":"neutral","sentiment_score":-0.11754561791365797},{"text":"I'm claiming on an ADL definition.","start":1453.82,"end":1455.84,"sentiment":"neutral","sentiment_score":-0.1134324645002683},{"text":"So it's kind of like because it's permanent incapacity, it's basically saying that I don't have the capacity to dress myself.","start":1456.38,"end":1463.065,"sentiment":"neutral","sentiment_score":-0.31148263528233483},{"text":"I need someone's help all the time.","start":1463.065,"end":1464.845,"sentiment":"neutral","sentiment_score":-0.2890770414045879},{"text":"I'm not able to shower.","start":1465.065,"end":1466.5249,"sentiment":"negative","sentiment_score":-0.3891463756561279}],"sentiment":"neutral","sentiment_score":-0.19714468053306441,"channel":0,"num_words":83,"start":1441.155,"end":1466.5249},{"sentences":[{"text":"I definitely can't drive and never will be able to drive again.","start":1466.985,"end":1470.125,"sentiment":"negative","sentiment_score":-0.38499514758586884},{"text":"And I certainly oh, I need help feeding myself on a regular basis.","start":1470.4249,"end":1474.2,"sentiment":"neutral","sentiment_score":-0.16034550391710722}],"sentiment":"neutral","sentiment_score":-0.2681773328781128,"channel":0,"num_words":25,"start":1466.985,"end":1474.2},{"sentences":[{"text":"Yeah.","start":1474.6599,"end":1475.14,"sentiment":"neutral","sentiment_score":-0.08226668834686279}],"sentiment":"neutral","sentiment_score":-0.08226668834686279,"channel":1,"num_words":1,"start":1474.6599,"end":1475.14},{"sentences":[{"text":"So","start":1474.9199,"end":1475.1599,"sentiment":"neutral","sentiment_score":-0.07784494757652283}],"sentiment":"neutral","sentiment_score":-0.07784494757652283,"channel":0,"num_words":1,"start":1474.9199,"end":1475.1599},{"sentences":[{"text":"Yeah.","start":1475.14,"end":1475.64,"sentiment":"neutral","sentiment_score":-0.08662067353725433}],"sentiment":"neutral","sentiment_score":-0.08662067353725433,"channel":1,"num_words":1,"start":1475.14,"end":1475.64},{"sentences":[{"text":"as I said, it's a difficult and it's not a great definition, and I do apologize if that's the definition you have.","start":1475.1599,"end":1480.9199,"sentiment":"neutral","sentiment_score":-0.30888273837891494},{"text":"I think sort of back in 2019, it would have been a conversation I would have liked to have had with you to make sure that you're comfortable with that because","start":1480.9199,"end":1489.815,"sentiment":"neutral","sentiment_score":0.0116984287817632}],"sentiment":"neutral","sentiment_score":-0.12137299909625414,"channel":0,"num_words":53,"start":1475.1599,"end":1489.815},{"sentences":[{"text":"Yep.","start":1489.585,"end":1489.8,"sentiment":"neutral","sentiment_score":-0.012576764449477196}],"sentiment":"neutral","sentiment_score":-0.012576764449477196,"channel":1,"num_words":1,"start":1489.585,"end":1489.8},{"sentences":[{"text":"it's not a normal definition for TBD.","start":1489.815,"end":1491.9149,"sentiment":"neutral","sentiment_score":-0.20273612758943013},{"text":"It's definitely a lesser definition than what most people can claim on.","start":1491.975,"end":1495.9149,"sentiment":"neutral","sentiment_score":-0.1784148265918096},{"text":"But if","start":1495.975,"end":1496.375,"sentiment":"neutral","sentiment_score":0.004919579252600669}],"sentiment":"neutral","sentiment_score":-0.1690615073201202,"channel":0,"num_words":21,"start":1489.815,"end":1496.375},{"sentences":[{"text":"Yeah.","start":1496.3601,"end":1496.8601,"sentiment":"neutral","sentiment_score":0.0459422804415226}],"sentiment":"neutral","sentiment_score":0.0459422804415226,"channel":1,"num_words":1,"start":1496.3601,"end":1496.8601},{"sentences":[{"text":"in the event that something was to happen TBD wise, with the level of cover you have, you've got about a hundred and thirty seven thousand four sixty six.","start":1496.375,"end":1505.64,"sentiment":"neutral","sentiment_score":0.06155156138642081},{"text":"So say about a $137.04 $6.06 plus a 105,000 in super there at the moment.","start":1505.86,"end":1512.74,"sentiment":"neutral","sentiment_score":0.055278508861859636},{"text":"So it does pay out about $242,004.06 6 based on the current level of cover you have at the moment.","start":1512.74,"end":1521.105,"sentiment":"neutral","sentiment_score":0.0580139959231019}],"sentiment":"neutral","sentiment_score":0.058975825493689626,"channel":0,"num_words":64,"start":1496.375,"end":1521.105},{"sentences":[{"text":"Yeah.","start":1521.68,"end":1522.18,"sentiment":"neutral","sentiment_score":-0.023151637986302376}],"sentiment":"neutral","sentiment_score":-0.023151637986302376,"channel":1,"num_words":1,"start":1521.68,"end":1522.18},{"sentences":[{"text":"Did you want me to try and look at increasing that, or did you wanna kind of just leave it knowing that the increase would could have more expensive consequences,","start":1522.365,"end":1531.59,"sentiment":"neutral","sentiment_score":-0.2208181545138359}],"sentiment":"neutral","sentiment_score":-0.2208181545138359,"channel":0,"num_words":30,"start":1522.365,"end":1531.59},{"sentences":[{"text":"I","start":1531.605,"end":1532.105,"sentiment":"neutral","sentiment_score":-0.32701241970062256}],"sentiment":"neutral","sentiment_score":-0.32701241970062256,"channel":1,"num_words":1,"start":1531.605,"end":1532.105},{"sentences":[{"text":"could have","start":1532.0499,"end":1532.53,"sentiment":"neutral","sentiment_score":-0.3198780119419098}],"sentiment":"neutral","sentiment_score":-0.3198780119419098,"channel":0,"num_words":2,"start":1532.0499,"end":1532.53},{"sentences":[{"text":"I","start":1532.485,"end":1532.645,"sentiment":"neutral","sentiment_score":-0.2839803993701935}],"sentiment":"neutral","sentiment_score":-0.2839803993701935,"channel":1,"num_words":1,"start":1532.485,"end":1532.645},{"sentences":[{"text":"loadings,","start":1532.53,"end":1533.03,"sentiment":"neutral","sentiment_score":-0.295460045337677}],"sentiment":"neutral","sentiment_score":-0.295460045337677,"channel":0,"num_words":1,"start":1532.53,"end":1533.03},{"sentences":[{"text":"probably","start":1532.645,"end":1532.965,"sentiment":"negative","sentiment_score":-0.3696776330471039}],"sentiment":"negative","sentiment_score":-0.3696776330471039,"channel":1,"num_words":1,"start":1532.645,"end":1532.965},{"sentences":[{"text":"exclusions, or sorry.","start":1533.09,"end":1534.7899,"sentiment":"neutral","sentiment_score":-0.27696507175763446}],"sentiment":"neutral","sentiment_score":-0.27696507175763446,"channel":0,"num_words":3,"start":1533.09,"end":1534.7899},{"sentences":[{"text":"I'd be I'd certainly leave it as it is.","start":1534.405,"end":1537.145,"sentiment":"neutral","sentiment_score":-0.10521004431777531}],"sentiment":"neutral","sentiment_score":-0.10521004431777531,"channel":1,"num_words":9,"start":1534.405,"end":1537.145},{"sentences":[{"text":"Okay.","start":1537.89,"end":1538.39,"sentiment":"neutral","sentiment_score":-0.035596780478954315}],"sentiment":"neutral","sentiment_score":-0.035596780478954315,"channel":0,"num_words":1,"start":1537.89,"end":1538.39},{"sentences":[{"text":"You know, I knowing that the the way it was, I mean,","start":1538.565,"end":1543.625,"sentiment":"neutral","sentiment_score":-0.09700551287581523}],"sentiment":"neutral","sentiment_score":-0.09700551287581523,"channel":1,"num_words":12,"start":1538.565,"end":1543.625},{"sentences":[{"text":"Yep.","start":1543.865,"end":1544.365,"sentiment":"neutral","sentiment_score":-0.0745958685874939}],"sentiment":"neutral","sentiment_score":-0.0745958685874939,"channel":0,"num_words":1,"start":1543.865,"end":1544.365},{"sentences":[{"text":"I I honestly misread the way","start":1543.89,"end":1548.39,"sentiment":"neutral","sentiment_score":-0.2719990859429042}],"sentiment":"neutral","sentiment_score":-0.2719990859429042,"channel":1,"num_words":6,"start":1543.89,"end":1548.39},{"sentences":[{"text":"Yeah.","start":1549.3049,"end":1549.8049,"sentiment":"neutral","sentiment_score":-0.1471461057662964}],"sentiment":"neutral","sentiment_score":-0.1471461057662964,"channel":0,"num_words":1,"start":1549.3049,"end":1549.8049},{"sentences":[{"text":"the the how how far you had to be to actually claim.","start":1549.73,"end":1554.39,"sentiment":"neutral","sentiment_score":-0.17479927465319633}],"sentiment":"neutral","sentiment_score":-0.17479927465319633,"channel":1,"num_words":12,"start":1549.73,"end":1554.39},{"sentences":[{"text":"Client.","start":1554.745,"end":1555.245,"sentiment":"neutral","sentiment_score":-0.06566613912582397},{"text":"Yeah.","start":1555.385,"end":1555.885,"sentiment":"neutral","sentiment_score":-0.03125246986746788}],"sentiment":"neutral","sentiment_score":-0.04845930449664593,"channel":0,"num_words":2,"start":1554.745,"end":1555.885},{"sentences":[{"text":"So yeah.","start":1555.49,"end":1556.05,"sentiment":"neutral","sentiment_score":-0.024300740100443363}],"sentiment":"neutral","sentiment_score":-0.024300740100443363,"channel":1,"num_words":2,"start":1555.49,"end":1556.05},{"sentences":[{"text":"Yeah.","start":1555.9451,"end":1556.4451,"sentiment":"neutral","sentiment_score":-0.010356782004237177}],"sentiment":"neutral","sentiment_score":-0.010356782004237177,"channel":0,"num_words":1,"start":1555.9451,"end":1556.4451},{"sentences":[{"text":"Because I yeah.","start":1556.05,"end":1559.145,"sentiment":"neutral","sentiment_score":-0.03374461208780607},{"text":"Because I was kinda at first, I thought we're gonna struggle with with having that money coming in and still having to pay","start":1559.145,"end":1565.865,"sentiment":"neutral","sentiment_score":-0.20241276239571365}],"sentiment":"neutral","sentiment_score":-0.18295105274480122,"channel":1,"num_words":26,"start":1556.05,"end":1565.865},{"sentences":[{"text":"Yeah.","start":1565.73,"end":1566.23,"sentiment":"neutral","sentiment_score":-0.048185884952545166}],"sentiment":"neutral","sentiment_score":-0.048185884952545166,"channel":0,"num_words":1,"start":1565.73,"end":1566.23},{"sentences":[{"text":"rent and food on table.","start":1565.865,"end":1567.565,"sentiment":"neutral","sentiment_score":-0.04259151890873909},{"text":"And then basically, yeah, I worked it all out anyway, so it was fine.","start":1567.865,"end":1574.01,"sentiment":"neutral","sentiment_score":0.3114862878407751}],"sentiment":"neutral","sentiment_score":0.21830791764353452,"channel":1,"num_words":19,"start":1565.865,"end":1574.01},{"sentences":[{"text":"Oh, you did really well.","start":1574.3151,"end":1575.775,"sentiment":"positive","sentiment_score":0.5006795637309551},{"text":"Definitely not an easy time to be going through that, plus you're recovering from surgery and pretty full on","start":1575.995,"end":1581.515,"sentiment":"neutral","sentiment_score":-0.32846568524837494}],"sentiment":"neutral","sentiment_score":-0.1557270917110145,"channel":0,"num_words":24,"start":1574.3151,"end":1581.515},{"sentences":[{"text":"Yeah.","start":1581.43,"end":1581.93,"sentiment":"neutral","sentiment_score":-0.05019406229257584}],"sentiment":"neutral","sentiment_score":-0.05019406229257584,"channel":1,"num_words":1,"start":1581.43,"end":1581.93},{"sentences":[{"text":"surgery at the same time.","start":1581.515,"end":1582.9751,"sentiment":"neutral","sentiment_score":-0.037989765778183936}],"sentiment":"neutral","sentiment_score":-0.037989765778183936,"channel":0,"num_words":5,"start":1581.515,"end":1582.9751},{"sentences":[{"text":"Yeah.","start":1583.11,"end":1583.59,"sentiment":"neutral","sentiment_score":-0.00488821417093277}],"sentiment":"neutral","sentiment_score":-0.00488821417093277,"channel":1,"num_words":1,"start":1583.11,"end":1583.59},{"sentences":[{"text":"Yeah.","start":1583.1951,"end":1583.6951,"sentiment":"neutral","sentiment_score":-0.0010775933042168615}],"sentiment":"neutral","sentiment_score":-0.0010775933042168615,"channel":0,"num_words":1,"start":1583.1951,"end":1583.6951},{"sentences":[{"text":"I mean, I didn't I didn't have to have the surgery now.","start":1583.59,"end":1586.675,"sentiment":"neutral","sentiment_score":-0.044714467910428844}],"sentiment":"neutral","sentiment_score":-0.044714467910428844,"channel":1,"num_words":12,"start":1583.59,"end":1586.675},{"sentences":[{"text":"Yeah.","start":1587.15,"end":1587.65,"sentiment":"neutral","sentiment_score":-0.044399939477443695}],"sentiment":"neutral","sentiment_score":-0.044399939477443695,"channel":0,"num_words":1,"start":1587.15,"end":1587.65},{"sentences":[{"text":"It was just a a valve that wasn't working properly.","start":1588.095,"end":1591.155,"sentiment":"neutral","sentiment_score":-0.1524803139269352},{"text":"It was working,","start":1591.215,"end":1591.9349,"sentiment":"neutral","sentiment_score":-0.09259168306986491}],"sentiment":"neutral","sentiment_score":-0.13865986065222666,"channel":1,"num_words":13,"start":1588.095,"end":1591.9349},{"sentences":[{"text":"Yep.","start":1591.79,"end":1592.29,"sentiment":"neutral","sentiment_score":-0.04075982794165611}],"sentiment":"neutral","sentiment_score":-0.04075982794165611,"channel":0,"num_words":1,"start":1591.79,"end":1592.29},{"sentences":[{"text":"but not to its full extent.","start":1591.9349,"end":1593.795,"sentiment":"neutral","sentiment_score":-0.1166268823047479},{"text":"And what it was is I had a valve replacement","start":1594.015,"end":1598.035,"sentiment":"neutral","sentiment_score":-0.04884282648563385}],"sentiment":"neutral","sentiment_score":-0.07426184741780162,"channel":1,"num_words":16,"start":1591.9349,"end":1598.035},{"sentences":[{"text":"Yep.","start":1599.0701,"end":1599.5701,"sentiment":"neutral","sentiment_score":-0.011721416376531124}],"sentiment":"neutral","sentiment_score":-0.011721416376531124,"channel":0,"num_words":1,"start":1599.0701,"end":1599.5701},{"sentences":[{"text":"doing basically, doctor the surgeon said gave me the option if I wanted to do it or not.","start":1599.9299,"end":1606.41,"sentiment":"neutral","sentiment_score":-0.0184328764056166},{"text":"I didn't have to, but I thought doing it now while I'm still younger rather than having complications when I'm older getting it","start":1606.41,"end":1614.435,"sentiment":"neutral","sentiment_score":-0.0748231567280448}],"sentiment":"neutral","sentiment_score":-0.05006644829380803,"channel":1,"num_words":41,"start":1599.9299,"end":1614.435},{"sentences":[{"text":"Mhmm.","start":1614.365,"end":1614.5249,"sentiment":"neutral","sentiment_score":-0.01797414943575859}],"sentiment":"neutral","sentiment_score":-0.01797414943575859,"channel":0,"num_words":1,"start":1614.365,"end":1614.5249},{"sentences":[{"text":"done.","start":1614.435,"end":1614.935,"sentiment":"neutral","sentiment_score":-0.004483985714614391}],"sentiment":"neutral","sentiment_score":-0.004483985714614391,"channel":1,"num_words":1,"start":1614.435,"end":1614.935},{"sentences":[{"text":"Yes.","start":1614.5249,"end":1615.0249,"sentiment":"neutral","sentiment_score":0.0336608812212944},{"text":"Yes.","start":1615.325,"end":1615.825,"sentiment":"neutral","sentiment_score":0.05483723059296608}],"sentiment":"neutral","sentiment_score":0.04424905590713024,"channel":0,"num_words":2,"start":1614.5249,"end":1615.825},{"sentences":[{"text":"So doing it now and, you know, three months gone by.","start":1615.635,"end":1619.0751,"sentiment":"neutral","sentiment_score":0.06269173561172052},{"text":"I'm back I'm back at work.","start":1619.0751,"end":1620.1151,"sentiment":"neutral","sentiment_score":0.08912304540475209},{"text":"It's fine.","start":1620.1151,"end":1620.8551,"sentiment":"neutral","sentiment_score":0.1661558896303177}],"sentiment":"neutral","sentiment_score":0.08192942860095125,"channel":1,"num_words":19,"start":1615.635,"end":1620.8551},{"sentences":[{"text":"Oh, fantastic.","start":1621.46,"end":1622.44,"sentiment":"positive","sentiment_score":0.5287113785743713}],"sentiment":"positive","sentiment_score":0.5287113785743713,"channel":0,"num_words":2,"start":1621.46,"end":1622.44},{"sentences":[{"text":"You know?","start":1622.275,"end":1622.5951,"sentiment":"neutral","sentiment_score":0.2291979268193245},{"text":"So","start":1622.5951,"end":1623.0951,"sentiment":"neutral","sentiment_score":0.2377646267414093}],"sentiment":"neutral","sentiment_score":0.23205349346001944,"channel":1,"num_words":3,"start":1622.275,"end":1623.0951},{"sentences":[{"text":"That's","start":1622.8999,"end":1623.22,"sentiment":"positive","sentiment_score":0.4612659811973572}],"sentiment":"positive","sentiment_score":0.4612659811973572,"channel":0,"num_words":1,"start":1622.8999,"end":1623.22},{"sentences":[{"text":"a","start":1623.155,"end":1623.2351,"sentiment":"positive","sentiment_score":0.5160878896713257}],"sentiment":"positive","sentiment_score":0.5160878896713257,"channel":1,"num_words":1,"start":1623.155,"end":1623.2351},{"sentences":[{"text":"excellent.","start":1623.22,"end":1623.72,"sentiment":"positive","sentiment_score":0.5271393060684204}],"sentiment":"positive","sentiment_score":0.5271393060684204,"channel":0,"num_words":1,"start":1623.22,"end":1623.72},{"sentences":[{"text":"lot of other people have taken longer.","start":1623.2351,"end":1625.2351,"sentiment":"neutral","sentiment_score":0.004757290439946311},{"text":"I've had a relative of mine have the same operation, and","start":1625.2351,"end":1629.85,"sentiment":"neutral","sentiment_score":0.008916600808416579}],"sentiment":"neutral","sentiment_score":0.00729909122067814,"channel":1,"num_words":18,"start":1623.2351,"end":1629.85},{"sentences":[{"text":"Yeah.","start":1629.385,"end":1629.885,"sentiment":"neutral","sentiment_score":-0.0001119738444685936}],"sentiment":"neutral","sentiment_score":-0.0001119738444685936,"channel":0,"num_words":1,"start":1629.385,"end":1629.885},{"sentences":[{"text":"he was out for a lot longer and said he went back to work too early, and that was, like, six months.","start":1630.55,"end":1635.61,"sentiment":"neutral","sentiment_score":-0.03683410017666491},{"text":"I'm I'm a fast healer, and","start":1635.67,"end":1638.41,"sentiment":"neutral","sentiment_score":0.15525859842697778}],"sentiment":"neutral","sentiment_score":0.004328620952687094,"channel":1,"num_words":28,"start":1630.55,"end":1638.41},{"sentences":[{"text":"Yeah.","start":1637.945,"end":1638.445,"sentiment":"neutral","sentiment_score":0.09972637891769408}],"sentiment":"neutral","sentiment_score":0.09972637891769408,"channel":0,"num_words":1,"start":1637.945,"end":1638.445},{"sentences":[{"text":"I, you know, I get back into things easily.","start":1639.1901,"end":1642.2151,"sentiment":"neutral","sentiment_score":0.15183909402953255}],"sentiment":"neutral","sentiment_score":0.15183909402953255,"channel":1,"num_words":9,"start":1639.1901,"end":1642.2151},{"sentences":[{"text":"Yep.","start":1642.8201,"end":1643.3201,"sentiment":"neutral","sentiment_score":0.08035348355770111}],"sentiment":"neutral","sentiment_score":0.08035348355770111,"channel":0,"num_words":1,"start":1642.8201,"end":1643.3201},{"sentences":[{"text":"So I was","start":1642.8351,"end":1644.035,"sentiment":"neutral","sentiment_score":0.03927304099003474}],"sentiment":"neutral","sentiment_score":0.03927304099003474,"channel":1,"num_words":3,"start":1642.8351,"end":1644.035},{"sentences":[{"text":"That","start":1643.9401,"end":1644.26,"sentiment":"neutral","sentiment_score":0.08522355556488037}],"sentiment":"neutral","sentiment_score":0.08522355556488037,"channel":0,"num_words":1,"start":1643.9401,"end":1644.26},{"sentences":[{"text":"surprised","start":1644.035,"end":1644.435,"sentiment":"neutral","sentiment_score":0.25736773014068604}],"sentiment":"neutral","sentiment_score":0.25736773014068604,"channel":1,"num_words":1,"start":1644.035,"end":1644.435},{"sentences":[{"text":"was","start":1644.26,"end":1644.5,"sentiment":"neutral","sentiment_score":0.2911025881767273}],"sentiment":"neutral","sentiment_score":0.2911025881767273,"channel":0,"num_words":1,"start":1644.26,"end":1644.5},{"sentences":[{"text":"that","start":1644.435,"end":1644.5951,"sentiment":"positive","sentiment_score":0.33950912952423096}],"sentiment":"positive","sentiment_score":0.33950912952423096,"channel":1,"num_words":1,"start":1644.435,"end":1644.5951},{"sentences":[{"text":"good.","start":1644.5,"end":1645.0,"sentiment":"positive","sentiment_score":0.3411185145378113}],"sentiment":"positive","sentiment_score":0.3411185145378113,"channel":0,"num_words":1,"start":1644.5,"end":1645.0},{"sentences":[{"text":"I, you know, I was back up on my feet and doing everything like normal again.","start":1644.5951,"end":1648.8551,"sentiment":"neutral","sentiment_score":0.2873471910133958}],"sentiment":"neutral","sentiment_score":0.2873471910133958,"channel":1,"num_words":16,"start":1644.5951,"end":1648.8551},{"sentences":[{"text":"Yeah.","start":1649.46,"end":1649.96,"sentiment":"neutral","sentiment_score":0.16238510608673096},{"text":"No.","start":1650.26,"end":1650.5,"sentiment":"neutral","sentiment_score":0.19811905920505524},{"text":"That's excellent.","start":1650.5,"end":1651.3201,"sentiment":"positive","sentiment_score":0.4827800393104553},{"text":"I'm so glad to hear that you're back at it and recovering nicely.","start":1651.38,"end":1654.5801,"sentiment":"positive","sentiment_score":0.5953369438648224},{"text":"And doing it now is never a bad thing.","start":1654.5801,"end":1656.535,"sentiment":"neutral","sentiment_score":0.22690695855352613}],"sentiment":"positive","sentiment_score":0.4272156592745047,"channel":0,"num_words":26,"start":1649.46,"end":1656.535},{"sentences":[{"text":"I mean, waiting until you get older and things get worse, the surgery gets harder, there's more risk","start":1656.535,"end":1661.335,"sentiment":"neutral","sentiment_score":-0.0871510190061397}],"sentiment":"neutral","sentiment_score":-0.0871510190061397,"channel":0,"num_words":18,"start":1656.535,"end":1661.335},{"sentences":[{"text":"Yes.","start":1661.25,"end":1661.75,"sentiment":"neutral","sentiment_score":-0.031236538663506508}],"sentiment":"neutral","sentiment_score":-0.031236538663506508,"channel":1,"num_words":1,"start":1661.25,"end":1661.75},{"sentences":[{"text":"of complications, and then the recovery can be harder as well.","start":1661.335,"end":1664.615,"sentiment":"neutral","sentiment_score":-0.08962548219344833},{"text":"So","start":1664.615,"end":1665.115,"sentiment":"neutral","sentiment_score":0.06698770821094513}],"sentiment":"neutral","sentiment_score":-0.07657438299308221,"channel":0,"num_words":12,"start":1661.335,"end":1665.115},{"sentences":[{"text":"That's","start":1665.1699,"end":1665.4099,"sentiment":"neutral","sentiment_score":0.098554790019989}],"sentiment":"neutral","sentiment_score":0.098554790019989,"channel":1,"num_words":1,"start":1665.1699,"end":1665.4099},{"sentences":[{"text":"doing","start":1665.335,"end":1665.575,"sentiment":"neutral","sentiment_score":0.1074645146727562}],"sentiment":"neutral","sentiment_score":0.1074645146727562,"channel":0,"num_words":1,"start":1665.335,"end":1665.575},{"sentences":[{"text":"right.","start":1665.4099,"end":1665.735,"sentiment":"neutral","sentiment_score":0.11606669425964355}],"sentiment":"neutral","sentiment_score":0.11606669425964355,"channel":1,"num_words":1,"start":1665.4099,"end":1665.735},{"sentences":[{"text":"it now and getting yourself back to work, you definitely got that recovery period whilst you're younger and more virile.","start":1665.575,"end":1671.67,"sentiment":"neutral","sentiment_score":0.20407691597938538},{"text":"So yeah.","start":1671.7301,"end":1672.7101,"sentiment":"neutral","sentiment_score":0.14056385308504105}],"sentiment":"neutral","sentiment_score":0.19830300117080862,"channel":0,"num_words":22,"start":1665.575,"end":1672.7101},{"sentences":[{"text":"Yes.","start":1672.375,"end":1672.875,"sentiment":"neutral","sentiment_score":0.2623441219329834}],"sentiment":"neutral","sentiment_score":0.2623441219329834,"channel":1,"num_words":1,"start":1672.375,"end":1672.875},{"sentences":[{"text":"Perfect.","start":1673.65,"end":1674.15,"sentiment":"positive","sentiment_score":0.5760985016822815},{"text":"That's excellent.","start":1674.4501,"end":1675.27,"sentiment":"positive","sentiment_score":0.616962194442749},{"text":"Well, I'll leave the life and TPD as it is, and I'll make sure as part of the advice, I'll note we're retaining that.","start":1675.9701,"end":1681.665,"sentiment":"neutral","sentiment_score":0.12088570410075287},{"text":"But I'll also make sure I add in there as much detail about what the product is so you're fully aware of that.","start":1682.2251,"end":1689.665,"sentiment":"neutral","sentiment_score":0.05403432436287403},{"text":"Okay?","start":1689.665,"end":1690.165,"sentiment":"neutral","sentiment_score":0.06685024499893188}],"sentiment":"neutral","sentiment_score":0.11805724498688006,"channel":0,"num_words":51,"start":1673.65,"end":1690.165},{"sentences":[{"text":"Yeah.","start":1690.31,"end":1690.575,"sentiment":"neutral","sentiment_score":0.22313736379146576}],"sentiment":"neutral","sentiment_score":0.22313736379146576,"channel":1,"num_words":1,"start":1690.31,"end":1690.575},{"sentences":[{"text":"All good.","start":1691.265,"end":1692.005,"sentiment":"positive","sentiment_score":0.5121848881244659},{"text":"Now the other thing that you did talk to someone about a few months back was income protection.","start":1692.4651,"end":1696.47,"sentiment":"neutral","sentiment_score":-0.0900313247823053},{"text":"So you don't have any income protection.","start":1696.63,"end":1698.65,"sentiment":"neutral","sentiment_score":-0.2724641540220806},{"text":"And, look, I like to be really honest, income protection is extremely expensive the older we get.","start":1699.35,"end":1704.07,"sentiment":"negative","sentiment_score":-0.3354733358411228},{"text":"It is the biggest cost of our insurances.","start":1704.07,"end":1706.4099,"sentiment":"neutral","sentiment_score":-0.32386442087590694}],"sentiment":"neutral","sentiment_score":-0.2076424081594898,"channel":0,"num_words":52,"start":1691.265,"end":1706.4099},{"sentences":[{"text":"I did draw up a quote of income protection to have a look.","start":1706.63,"end":1709.75,"sentiment":"neutral","sentiment_score":-0.06116216085278071},{"text":"So based on $60,000 of income, it means we'd need to cover you for a monthly sum insured of 3,500.","start":1709.75,"end":1718.005,"sentiment":"neutral","sentiment_score":-0.06919422373175621},{"text":"And that cost, if you were to have it paid out of your super, is about $3,594 per year.","start":1718.625,"end":1725.505,"sentiment":"neutral","sentiment_score":-0.14608330789365268},{"text":"So","start":1725.505,"end":1726.005,"sentiment":"neutral","sentiment_score":-0.08137700706720352}],"sentiment":"neutral","sentiment_score":-0.09501797024090335,"channel":0,"num_words":53,"start":1706.63,"end":1726.005},{"sentences":[{"text":"Yeah.","start":1726.0449,"end":1726.5449,"sentiment":"neutral","sentiment_score":-0.09598639607429504}],"sentiment":"neutral","sentiment_score":-0.09598639607429504,"channel":1,"num_words":1,"start":1726.0449,"end":1726.5449},{"sentences":[{"text":"all up, it does increase the cost by about 2 and a half thousand dollars per year.","start":1726.3,"end":1731.04,"sentiment":"neutral","sentiment_score":-0.12197173167677487}],"sentiment":"neutral","sentiment_score":-0.12197173167677487,"channel":0,"num_words":17,"start":1726.3,"end":1731.04},{"sentences":[{"text":"Yeah.","start":1731.18,"end":1731.68,"sentiment":"neutral","sentiment_score":-0.015422029420733452}],"sentiment":"neutral","sentiment_score":-0.015422029420733452,"channel":1,"num_words":1,"start":1731.18,"end":1731.68},{"sentences":[{"text":"Did you want me to look at trying to get a fee income protection, or would","start":1731.18,"end":1734.22,"sentiment":"neutral","sentiment_score":-0.033500827266834676}],"sentiment":"neutral","sentiment_score":-0.033500827266834676,"channel":0,"num_words":16,"start":1731.18,"end":1734.22},{"sentences":[{"text":"No.","start":1734.14,"end":1734.64,"sentiment":"neutral","sentiment_score":-0.1476491093635559}],"sentiment":"neutral","sentiment_score":-0.1476491093635559,"channel":1,"num_words":1,"start":1734.14,"end":1734.64},{"sentences":[{"text":"you rather just be contributing to super and building super?","start":1734.22,"end":1737.18,"sentiment":"neutral","sentiment_score":-0.13952358514070512},{"text":"Sorry.","start":1737.18,"end":1737.68,"sentiment":"neutral","sentiment_score":-0.08906900882720947}],"sentiment":"neutral","sentiment_score":-0.13493680547584186,"channel":0,"num_words":11,"start":1734.22,"end":1737.68},{"sentences":[{"text":"Yeah.","start":1737.98,"end":1738.3,"sentiment":"neutral","sentiment_score":-0.0508900061249733},{"text":"It's just a the only reason I really wanted to I I thought I had wanna have the income protection is because because","start":1738.3,"end":1744.855,"sentiment":"neutral","sentiment_score":-0.06879149523118268}],"sentiment":"neutral","sentiment_score":-0.06804559985175729,"channel":1,"num_words":24,"start":1737.98,"end":1744.855},{"sentences":[{"text":"Yeah.","start":1744.5751,"end":1745.0751,"sentiment":"neutral","sentiment_score":-0.05127515643835068}],"sentiment":"neutral","sentiment_score":-0.05127515643835068,"channel":0,"num_words":1,"start":1744.5751,"end":1745.0751},{"sentences":[{"text":"I was gonna have the operation and I was gonna","start":1744.855,"end":1747.015,"sentiment":"neutral","sentiment_score":-0.0864103265106678}],"sentiment":"neutral","sentiment_score":-0.0864103265106678,"channel":1,"num_words":10,"start":1744.855,"end":1747.015},{"sentences":[{"text":"Yeah.","start":1746.975,"end":1747.475,"sentiment":"neutral","sentiment_score":-0.06557732820510864}],"sentiment":"neutral","sentiment_score":-0.06557732820510864,"channel":0,"num_words":1,"start":1746.975,"end":1747.475},{"sentences":[{"text":"be off work.","start":1747.015,"end":1747.915,"sentiment":"neutral","sentiment_score":-0.1195694829026858}],"sentiment":"neutral","sentiment_score":-0.1195694829026858,"channel":1,"num_words":3,"start":1747.015,"end":1747.915},{"sentences":[{"text":"Yeah.","start":1748.255,"end":1748.755,"sentiment":"neutral","sentiment_score":-0.028760898858308792}],"sentiment":"neutral","sentiment_score":-0.028760898858308792,"channel":0,"num_words":1,"start":1748.255,"end":1748.755},{"sentences":[{"text":"That's basically what I wanted to look into it for.","start":1748.535,"end":1751.755,"sentiment":"neutral","sentiment_score":-0.03556125834584236}],"sentiment":"neutral","sentiment_score":-0.03556125834584236,"channel":1,"num_words":10,"start":1748.535,"end":1751.755},{"sentences":[{"text":"Yeah.","start":1751.935,"end":1752.435,"sentiment":"neutral","sentiment_score":0.004630103707313538}],"sentiment":"neutral","sentiment_score":0.004630103707313538,"channel":0,"num_words":1,"start":1751.935,"end":1752.435},{"sentences":[{"text":"But","start":1753.895,"end":1754.2949,"sentiment":"neutral","sentiment_score":0.002089664340019226}],"sentiment":"neutral","sentiment_score":0.002089664340019226,"channel":1,"num_words":1,"start":1753.895,"end":1754.2949},{"sentences":[{"text":"That's","start":1754.16,"end":1754.4,"sentiment":"neutral","sentiment_score":0.013517703860998154}],"sentiment":"neutral","sentiment_score":0.013517703860998154,"channel":0,"num_words":1,"start":1754.16,"end":1754.4},{"sentences":[{"text":"like","start":1754.2949,"end":1754.535,"sentiment":"neutral","sentiment_score":0.012252390384674072}],"sentiment":"neutral","sentiment_score":0.012252390384674072,"channel":1,"num_words":1,"start":1754.2949,"end":1754.535},{"sentences":[{"text":"okay.","start":1754.4,"end":1754.9,"sentiment":"neutral","sentiment_score":0.060837272554636}],"sentiment":"neutral","sentiment_score":0.060837272554636,"channel":0,"num_words":1,"start":1754.4,"end":1754.9},{"sentences":[{"text":"I said, I I had the savings and","start":1754.535,"end":1756.635,"sentiment":"neutral","sentiment_score":0.026538795558735728}],"sentiment":"neutral","sentiment_score":0.026538795558735728,"channel":1,"num_words":8,"start":1754.535,"end":1756.635},{"sentences":[{"text":"Yeah.","start":1757.52,"end":1758.02,"sentiment":"neutral","sentiment_score":0.030693138018250465},{"text":"No.","start":1758.56,"end":1758.8,"sentiment":"neutral","sentiment_score":0.1043831706047058},{"text":"It's really good.","start":1758.8,"end":1759.92,"sentiment":"neutral","sentiment_score":0.3271028399467468},{"text":"Excellent.","start":1759.92,"end":1760.42,"sentiment":"positive","sentiment_score":0.5455495715141296},{"text":"So we're not not looking at income protection.","start":1760.4801,"end":1762.4801,"sentiment":"neutral","sentiment_score":0.10186143638566136}],"sentiment":"neutral","sentiment_score":0.17691613507590123,"channel":0,"num_words":14,"start":1757.52,"end":1762.4801},{"sentences":[{"text":"We're just gonna keep the insurances we have.","start":1762.4801,"end":1764.3201,"sentiment":"neutral","sentiment_score":0.20238246861845255},{"text":"We don't want any extra cost there with regard to other insurances.","start":1764.3201,"end":1767.875,"sentiment":"neutral","sentiment_score":-0.07585452403873205}],"sentiment":"neutral","sentiment_score":0.03544027302414179,"channel":0,"num_words":20,"start":1762.4801,"end":1767.875},{"sentences":[{"text":"I","start":1767.47,"end":1767.97,"sentiment":"neutral","sentiment_score":-0.08461447060108185}],"sentiment":"neutral","sentiment_score":-0.08461447060108185,"channel":1,"num_words":1,"start":1767.47,"end":1767.97},{"sentences":[{"text":"Don't increase","start":1767.875,"end":1768.595,"sentiment":"neutral","sentiment_score":-0.17917583137750626}],"sentiment":"neutral","sentiment_score":-0.17917583137750626,"channel":0,"num_words":2,"start":1767.875,"end":1768.595},{"sentences":[{"text":"end","start":1768.33,"end":1768.83,"sentiment":"neutral","sentiment_score":-0.1365749090909958}],"sentiment":"neutral","sentiment_score":-0.1365749090909958,"channel":1,"num_words":1,"start":1768.33,"end":1768.83},{"sentences":[{"text":"the cost in any","start":1768.595,"end":1769.315,"sentiment":"neutral","sentiment_score":-0.22424139827489853}],"sentiment":"neutral","sentiment_score":-0.22424139827489853,"channel":0,"num_words":4,"start":1768.595,"end":1769.315},{"sentences":[{"text":"up","start":1769.19,"end":1769.69,"sentiment":"neutral","sentiment_score":-0.18633851408958435}],"sentiment":"neutral","sentiment_score":-0.18633851408958435,"channel":1,"num_words":1,"start":1769.19,"end":1769.69},{"sentences":[{"text":"way.","start":1769.315,"end":1769.475,"sentiment":"neutral","sentiment_score":-0.1333998441696167},{"text":"Am I right","start":1769.475,"end":1770.115,"sentiment":"neutral","sentiment_score":0.0053993904342254}],"sentiment":"neutral","sentiment_score":-0.029300418216735125,"channel":0,"num_words":4,"start":1769.315,"end":1770.115},{"sentences":[{"text":"using","start":1770.0499,"end":1770.5499,"sentiment":"neutral","sentiment_score":-0.002006787806749344}],"sentiment":"neutral","sentiment_score":-0.002006787806749344,"channel":1,"num_words":1,"start":1770.0499,"end":1770.5499},{"sentences":[{"text":"in noting that?","start":1770.115,"end":1771.1749,"sentiment":"neutral","sentiment_score":-0.005830975249409676}],"sentiment":"neutral","sentiment_score":-0.005830975249409676,"channel":0,"num_words":3,"start":1770.115,"end":1771.1749},{"sentences":[{"text":"that.","start":1770.9099,"end":1771.4099,"sentiment":"neutral","sentiment_score":-0.01103506051003933},{"text":"Yeah.","start":1771.5499,"end":1772.0299,"sentiment":"neutral","sentiment_score":0.04375288635492325},{"text":"Yeah.","start":1772.0299,"end":1772.265,"sentiment":"neutral","sentiment_score":0.08947613090276718}],"sentiment":"neutral","sentiment_score":0.0407313189158837,"channel":1,"num_words":3,"start":1770.9099,"end":1772.265},{"sentences":[{"text":"Yes.","start":1772.595,"end":1772.915,"sentiment":"neutral","sentiment_score":0.24611949920654297},{"text":"Beautiful.","start":1772.915,"end":1773.415,"sentiment":"positive","sentiment_score":0.48378321528434753},{"text":"Now there are I know I don't know if anyone spoke to you last year about other types of cover like trauma or insurances you can pay out of your back pocket.","start":1774.035,"end":1781.91,"sentiment":"neutral","sentiment_score":-0.14918690780177712},{"text":"They do obviously affect your out of pocket expenditure, and you've got a lot of that going on at the moment in trying to save your house.","start":1781.91,"end":1788.65,"sentiment":"neutral","sentiment_score":-0.2939686311615838},{"text":"Are you","start":1788.9501,"end":1789.3501,"sentiment":"neutral","sentiment_score":-0.06523123010993004}],"sentiment":"neutral","sentiment_score":-0.19224910851981905,"channel":0,"num_words":63,"start":1772.595,"end":1789.3501},{"sentences":[{"text":"Yeah.","start":1789.24,"end":1789.74,"sentiment":"neutral","sentiment_score":-0.08782107383012772}],"sentiment":"neutral","sentiment_score":-0.08782107383012772,"channel":1,"num_words":1,"start":1789.24,"end":1789.74},{"sentences":[{"text":"wanting to kinda go through what trauma is or any other insurance that can be paid out of your back pocket, or you're happy just to not worry about those right now?","start":1789.3501,"end":1797.7051,"sentiment":"neutral","sentiment_score":0.006394868367351592}],"sentiment":"neutral","sentiment_score":0.006394868367351592,"channel":0,"num_words":32,"start":1789.3501,"end":1797.7051},{"sentences":[{"text":"Alright.","start":1798.0399,"end":1798.36,"sentiment":"neutral","sentiment_score":0.10191037505865096},{"text":"Wasn't really worried about it for now.","start":1798.36,"end":1800.7,"sentiment":"neutral","sentiment_score":-0.00304944600377764}],"sentiment":"neutral","sentiment_score":0.010070531629025936,"channel":1,"num_words":8,"start":1798.0399,"end":1800.7},{"sentences":[{"text":"No.","start":1800.9651,"end":1801.2051,"sentiment":"neutral","sentiment_score":0.06851223111152649},{"text":"That's okay.","start":1801.2051,"end":1801.8451,"sentiment":"neutral","sentiment_score":0.2438754141330719},{"text":"That's absolutely fine.","start":1801.8451,"end":1803.385,"sentiment":"positive","sentiment_score":0.5888542731602987},{"text":"Just wanna make sure I touch all the points and go through everything with you, and I'll make sure this advice document is nice and clear.","start":1803.685,"end":1810.025,"sentiment":"positive","sentiment_score":0.461009592964099},{"text":"It outlines the advantages, the disadvantages, what we're doing, how this looks for you.","start":1810.19,"end":1814.61,"sentiment":"positive","sentiment_score":0.39670794563634054}],"sentiment":"positive","sentiment_score":0.43180405510508496,"channel":0,"num_words":46,"start":1800.9651,"end":1814.61},{"sentences":[{"text":"And then we'll do catch ups and regular reviews to make sure that we're keeping you on track, and we can update your circumstances as things change there for you.","start":1814.83,"end":1823.23,"sentiment":"positive","sentiment_score":0.4141482611497243},{"text":"Okay?","start":1823.23,"end":1823.73,"sentiment":"neutral","sentiment_score":0.1764245331287384}],"sentiment":"positive","sentiment_score":0.40647975379420864,"channel":0,"num_words":31,"start":1814.83,"end":1823.73},{"sentences":[{"text":"Uh-huh.","start":1824.24,"end":1824.74,"sentiment":"neutral","sentiment_score":0.16009116172790527}],"sentiment":"neutral","sentiment_score":0.16009116172790527,"channel":1,"num_words":1,"start":1824.24,"end":1824.74},{"sentences":[{"text":"All good.","start":1825.365,"end":1826.105,"sentiment":"positive","sentiment_score":0.5009941607713699},{"text":"Now I can see here your original goal was that you were hoping to access super around about the age of 60.","start":1826.805,"end":1834.265,"sentiment":"neutral","sentiment_score":0.09653749316930771},{"text":"Is that still your goal of retirement, or do you think you're going to want to or might need to work a bit longer?","start":1834.3251,"end":1841.03,"sentiment":"neutral","sentiment_score":0.010113483973934004}],"sentiment":"neutral","sentiment_score":0.07017784972170678,"channel":0,"num_words":48,"start":1825.365,"end":1841.03},{"sentences":[{"text":"Probably be working a bit longer, I think.","start":1841.89,"end":1843.91,"sentiment":"neutral","sentiment_score":-0.01906485646031797}],"sentiment":"neutral","sentiment_score":-0.01906485646031797,"channel":1,"num_words":8,"start":1841.89,"end":1843.91},{"sentences":[{"text":"Yes.","start":1844.29,"end":1844.6901,"sentiment":"neutral","sentiment_score":0.08694873750209808},{"text":"That's okay.","start":1844.6901,"end":1845.51,"sentiment":"neutral","sentiment_score":0.122033029794693},{"text":"Do you think you'd be probably working through to 65, 67, 70?","start":1846.29,"end":1850.29,"sentiment":"neutral","sentiment_score":0.05226735553393761},{"text":"What's kind of your goal that I should be working for you at the moment?","start":1850.29,"end":1853.875,"sentiment":"neutral","sentiment_score":0.05821527192989985}],"sentiment":"neutral","sentiment_score":0.06104840474824111,"channel":0,"num_words":30,"start":1844.29,"end":1853.875},{"sentences":[{"text":"Well, I'd probably I'd probably try I'd like to work till at least 70.","start":1853.875,"end":1857.975,"sentiment":"neutral","sentiment_score":0.012651708642286914}],"sentiment":"neutral","sentiment_score":0.012651708642286914,"channel":1,"num_words":14,"start":1853.875,"end":1857.975},{"sentences":[{"text":"Yep.","start":1858.8151,"end":1859.3151,"sentiment":"neutral","sentiment_score":0.05400187522172928},{"text":"Seventy years.","start":1860.495,"end":1861.375,"sentiment":"neutral","sentiment_score":0.052853770554065704},{"text":"Beautiful.","start":1861.375,"end":1861.875,"sentiment":"positive","sentiment_score":0.3762825131416321},{"text":"What I would do, because I don't wanna project out too far, obviously, good long the longer the projections, the better they're gonna look, which is great.","start":1862.255,"end":1870.4099,"sentiment":"neutral","sentiment_score":0.1339244843909034},{"text":"But I like to be, you know, honest about everything as well.","start":1870.47,"end":1873.69,"sentiment":"neutral","sentiment_score":0.11613310935596625}],"sentiment":"neutral","sentiment_score":0.12896628651854602,"channel":0,"num_words":43,"start":1858.8151,"end":1873.69},{"sentences":[{"text":"If","start":1873.99,"end":1874.3099,"sentiment":"neutral","sentiment_score":0.09161962568759918}],"sentiment":"neutral","sentiment_score":0.09161962568759918,"channel":0,"num_words":1,"start":1873.99,"end":1874.3099},{"sentences":[{"text":"Yes.","start":1874.29,"end":1874.79,"sentiment":"neutral","sentiment_score":0.12928609549999237}],"sentiment":"neutral","sentiment_score":0.12928609549999237,"channel":1,"num_words":1,"start":1874.29,"end":1874.79},{"sentences":[{"text":"I do your projected outcome, I can do where we expect at 60 and then maybe 67.","start":1874.3099,"end":1881.015,"sentiment":"neutral","sentiment_score":0.19382716715335846},{"text":"I can also factor in maybe some Centrelink consequences at 60 seven, and then I can do 70 in the appendices for you as well as an option.","start":1881.4751,"end":1889.9551,"sentiment":"neutral","sentiment_score":0.16071322533701146},{"text":"Does that sound okay?","start":1889.9551,"end":1891.0951,"sentiment":"neutral","sentiment_score":0.14804992824792862}],"sentiment":"neutral","sentiment_score":0.17116799722520673,"channel":0,"num_words":49,"start":1874.3099,"end":1891.0951},{"sentences":[{"text":"Yep.","start":1891.105,"end":1891.505,"sentiment":"neutral","sentiment_score":0.11361989378929138},{"text":"That sounds fine.","start":1891.505,"end":1892.58,"sentiment":"neutral","sentiment_score":0.2187397430340449}],"sentiment":"neutral","sentiment_score":0.19245978072285652,"channel":1,"num_words":4,"start":1891.105,"end":1892.58},{"sentences":[{"text":"Yep.","start":1892.58,"end":1893.08,"sentiment":"neutral","sentiment_score":0.20409922301769257},{"text":"Perfect.","start":1893.38,"end":1893.88,"sentiment":"positive","sentiment_score":0.41955697536468506},{"text":"And double checking now, I've got down here beneficiary wise.","start":1895.0599,"end":1898.84,"sentiment":"neutral","sentiment_score":0.23312744349241257},{"text":"You've got your wife noted.","start":1898.9,"end":1900.76,"sentiment":"neutral","sentiment_score":0.16197337210178375},{"text":"I've got Georgina.","start":1901.2999,"end":1903.0,"sentiment":"neutral","sentiment_score":0.16784224410851797}],"sentiment":"neutral","sentiment_score":0.2134162113070488,"channel":0,"num_words":20,"start":1892.58,"end":1903.0},{"sentences":[{"text":"I'm","start":1903.38,"end":1903.7,"sentiment":"neutral","sentiment_score":0.1797078251838684}],"sentiment":"neutral","sentiment_score":0.1797078251838684,"channel":0,"num_words":1,"start":1903.38,"end":1903.7},{"sentences":[{"text":"Yes.","start":1903.7,"end":1904.2,"sentiment":"neutral","sentiment_score":0.20242905616760257}],"sentiment":"neutral","sentiment_score":0.20242905616760257,"channel":1,"num_words":1,"start":1903.7,"end":1904.2},{"sentences":[{"text":"a 100% as your beneficiary on your life and your insurance policy.","start":1903.7,"end":1907.895,"sentiment":"neutral","sentiment_score":0.2725604648391406},{"text":"You're happy with that?","start":1907.895,"end":1909.1951,"sentiment":"positive","sentiment_score":0.35703564435243607}],"sentiment":"neutral","sentiment_score":0.29367925971746445,"channel":0,"num_words":16,"start":1903.7,"end":1909.1951},{"sentences":[{"text":"Yep.","start":1909.635,"end":1910.135,"sentiment":"neutral","sentiment_score":0.12593863904476166}],"sentiment":"neutral","sentiment_score":0.12593863904476166,"channel":1,"num_words":1,"start":1909.635,"end":1910.135},{"sentences":[{"text":"Yep.","start":1910.6951,"end":1911.015,"sentiment":"neutral","sentiment_score":0.1644127517938614},{"text":"Beautiful.","start":1911.015,"end":1911.515,"sentiment":"neutral","sentiment_score":0.2808491587638855},{"text":"Excellent.","start":1911.655,"end":1912.155,"sentiment":"positive","sentiment_score":0.5301686525344849},{"text":"And have you guys got a will?","start":1913.255,"end":1914.775,"sentiment":"neutral","sentiment_score":0.10196410013096673},{"text":"Have you ever spoken to a solicitor who had a will drawn up or a power of attorney or anything like that?","start":1914.775,"end":1920.0751,"sentiment":"neutral","sentiment_score":0.027451172513379293}],"sentiment":"neutral","sentiment_score":0.07165953310322948,"channel":0,"num_words":32,"start":1910.6951,"end":1920.0751},{"sentences":[{"text":"No.","start":1924.67,"end":1924.9901,"sentiment":"neutral","sentiment_score":-0.0581798180937767}],"sentiment":"neutral","sentiment_score":-0.0581798180937767,"channel":1,"num_words":1,"start":1924.67,"end":1924.9901},{"sentences":[{"text":"Yeah.","start":1924.91,"end":1925.41,"sentiment":"neutral","sentiment_score":-0.025246376171708107}],"sentiment":"neutral","sentiment_score":-0.025246376171708107,"channel":0,"num_words":1,"start":1924.91,"end":1925.41},{"sentences":[{"text":"No.","start":1924.9901,"end":1925.15,"sentiment":"neutral","sentiment_score":-0.07039983570575714},{"text":"I haven't.","start":1925.15,"end":1925.81,"sentiment":"neutral","sentiment_score":-0.07063460350036621}],"sentiment":"neutral","sentiment_score":-0.07055634756882985,"channel":1,"num_words":3,"start":1924.9901,"end":1925.81},{"sentences":[{"text":"So it's definitely","start":1926.51,"end":1927.87,"sentiment":"neutral","sentiment_score":-0.01794846759488185}],"sentiment":"neutral","sentiment_score":-0.01794846759488185,"channel":0,"num_words":3,"start":1926.51,"end":1927.87},{"sentences":[{"text":"Yes.","start":1927.79,"end":1928.29,"sentiment":"neutral","sentiment_score":0.012407051399350166}],"sentiment":"neutral","sentiment_score":0.012407051399350166,"channel":1,"num_words":1,"start":1927.79,"end":1928.29},{"sentences":[{"text":"something to sort of look into.","start":1927.87,"end":1929.49,"sentiment":"neutral","sentiment_score":0.002548632056762775},{"text":"If you like after the call, I can email you just some information on a local solicitor that we can refer you through to.","start":1929.71,"end":1936.395,"sentiment":"neutral","sentiment_score":0.03818677389062941},{"text":"Has a bit of a cost on how much it costs to do up a will and a power of attorney and things like that.","start":1936.475,"end":1941.295,"sentiment":"neutral","sentiment_score":0.018996069803833962},{"text":"Just","start":1941.435,"end":1941.755,"sentiment":"neutral","sentiment_score":0.08914702385663986}],"sentiment":"neutral","sentiment_score":0.026711127404788777,"channel":0,"num_words":56,"start":1927.87,"end":1941.755},{"sentences":[{"text":"Yep.","start":1941.485,"end":1941.985,"sentiment":"neutral","sentiment_score":0.10796450078487396}],"sentiment":"neutral","sentiment_score":0.10796450078487396,"channel":1,"num_words":1,"start":1941.485,"end":1941.985},{"sentences":[{"text":"to give yourself and Georgina a bit of a talking point to talk about, you know, what you're after, having those sorts of things drawn up and start that conversation.","start":1941.755,"end":1950.655,"sentiment":"neutral","sentiment_score":0.12873858511447905},{"text":"Does that sound okay?","start":1950.795,"end":1951.935,"sentiment":"neutral","sentiment_score":0.10073996521532536}],"sentiment":"neutral","sentiment_score":0.12544462983222568,"channel":0,"num_words":34,"start":1941.755,"end":1951.935},{"sentences":[{"text":"Yeah.","start":1952.2201,"end":1952.54,"sentiment":"neutral","sentiment_score":0.13634972274303436},{"text":"It should be fine.","start":1952.54,"end":1953.52,"sentiment":"neutral","sentiment_score":0.2546866834163666}],"sentiment":"neutral","sentiment_score":0.23101929128170012,"channel":1,"num_words":5,"start":1952.2201,"end":1953.52},{"sentences":[{"text":"Yep.","start":1953.97,"end":1954.29,"sentiment":"neutral","sentiment_score":0.28027260303497314},{"text":"Beautiful.","start":1954.29,"end":1954.79,"sentiment":"positive","sentiment_score":0.5999967455863953},{"text":"You'll also then have my direct email.","start":1955.33,"end":1957.51,"sentiment":"neutral","sentiment_score":0.3157551501478468},{"text":"So if anything comes up, Jason, you have any questions about anything, you'll also then be able to contact me personally and make it nice and easy for you.","start":1957.65,"end":1965.17,"sentiment":"neutral","sentiment_score":0.32111126698296644},{"text":"Okay?","start":1965.17,"end":1965.67,"sentiment":"neutral","sentiment_score":0.13790211081504822}],"sentiment":"neutral","sentiment_score":0.32155600648659927,"channel":0,"num_words":39,"start":1953.97,"end":1965.67},{"sentences":[{"text":"Yeah.","start":1965.4349,"end":1965.9349,"sentiment":"neutral","sentiment_score":0.14664846658706665},{"text":"That's fine.","start":1966.475,"end":1967.2949,"sentiment":"neutral","sentiment_score":0.2893297076225281}],"sentiment":"neutral","sentiment_score":0.24176929394404092,"channel":1,"num_words":3,"start":1965.4349,"end":1967.2949},{"sentences":[{"text":"Fantastic.","start":1968.0851,"end":1968.5851,"sentiment":"positive","sentiment_score":0.6791353821754456},{"text":"I'll get that email drawn up.","start":1968.885,"end":1970.645,"sentiment":"positive","sentiment_score":0.46512627601623535},{"text":"Beautiful.","start":1970.645,"end":1971.145,"sentiment":"positive","sentiment_score":0.4414787292480469},{"text":"Now I can see here with your beneficiary nomination on your neos, it is valid.","start":1971.685,"end":1975.6051,"sentiment":"neutral","sentiment_score":0.1850379208723704},{"text":"There's there's nothing wrong with it.","start":1975.6051,"end":1976.7251,"sentiment":"neutral","sentiment_score":0.14303752779960632}],"sentiment":"neutral","sentiment_score":0.260178129220831,"channel":0,"num_words":29,"start":1968.0851,"end":1976.7251},{"sentences":[{"text":"It's completely fine, but it does expire in 2028.","start":1976.7251,"end":1980.165,"sentiment":"neutral","sentiment_score":0.0934030885497729},{"text":"So I'm gonna make","start":1980.165,"end":1981.045,"sentiment":"neutral","sentiment_score":0.07305506616830826}],"sentiment":"neutral","sentiment_score":0.08714215858624531,"channel":0,"num_words":13,"start":1976.7251,"end":1981.045},{"sentences":[{"text":"Okay.","start":1980.89,"end":1981.39,"sentiment":"neutral","sentiment_score":0.06404002755880356}],"sentiment":"neutral","sentiment_score":0.06404002755880356,"channel":1,"num_words":1,"start":1980.89,"end":1981.39},{"sentences":[{"text":"a note on the file that when it comes close, we're gonna need to update that for you","start":1981.045,"end":1987.02,"sentiment":"neutral","sentiment_score":0.05488349124789238}],"sentiment":"neutral","sentiment_score":0.05488349124789238,"channel":0,"num_words":18,"start":1981.045,"end":1987.02},{"sentences":[{"text":"Yep.","start":1987.565,"end":1988.065,"sentiment":"neutral","sentiment_score":0.03817310184240341}],"sentiment":"neutral","sentiment_score":0.03817310184240341,"channel":1,"num_words":1,"start":1987.565,"end":1988.065},{"sentences":[{"text":"just so it doesn't, you know, completely expire and not be valid anymore.","start":1988.28,"end":1992.36,"sentiment":"neutral","sentiment_score":0.0031422574359637042},{"text":"We wanna make sure we keep Georgina as your beneficiary on that life policy there.","start":1992.36,"end":1996.68,"sentiment":"neutral","sentiment_score":0.08554026211301485},{"text":"Okay?","start":1996.68,"end":1997.18,"sentiment":"neutral","sentiment_score":0.06472942978143692}],"sentiment":"neutral","sentiment_score":0.04788561062566165,"channel":0,"num_words":29,"start":1988.28,"end":1997.18},{"sentences":[{"text":"Yep.","start":1997.005,"end":1997.31,"sentiment":"neutral","sentiment_score":0.1128229722380638}],"sentiment":"neutral","sentiment_score":0.1128229722380638,"channel":1,"num_words":1,"start":1997.005,"end":1997.31},{"sentences":[{"text":"Perfect.","start":1998.7949,"end":1999.2949,"sentiment":"positive","sentiment_score":0.43348097801208496}],"sentiment":"positive","sentiment_score":0.43348097801208496,"channel":0,"num_words":1,"start":1998.7949,"end":1999.2949},{"sentences":[{"text":"That's me.","start":1998.91,"end":1999.65,"sentiment":"positive","sentiment_score":0.385612815618515}],"sentiment":"positive","sentiment_score":0.385612815618515,"channel":1,"num_words":2,"start":1998.91,"end":1999.65},{"sentences":[{"text":"Thank you.","start":1999.515,"end":2000.255,"sentiment":"positive","sentiment_score":0.5252438187599182},{"text":"Excellent.","start":2000.395,"end":2000.895,"sentiment":"positive","sentiment_score":0.38497021794319153},{"text":"Do you have any questions so far?","start":2001.515,"end":2003.2749,"sentiment":"neutral","sentiment_score":0.11302380529897553},{"text":"You're welcome to tell me to explain something a bit better or if you have additional questions or","start":2003.2749,"end":2008.495,"sentiment":"neutral","sentiment_score":0.06146557494584057}],"sentiment":"neutral","sentiment_score":0.11903588719932097,"channel":0,"num_words":28,"start":1999.515,"end":2008.495},{"sentences":[{"text":"No.","start":2008.1101,"end":2008.3501,"sentiment":"neutral","sentiment_score":-0.057370223104953766},{"text":"No.","start":2008.3501,"end":2008.5901,"sentiment":"neutral","sentiment_score":-0.07392217218875885},{"text":"Everything","start":2008.5901,"end":2008.9901,"sentiment":"neutral","sentiment_score":-0.08859628438949585}],"sentiment":"neutral","sentiment_score":-0.07329622656106949,"channel":1,"num_words":3,"start":2008.1101,"end":2008.9901},{"sentences":[{"text":"no.","start":2008.635,"end":2009.135,"sentiment":"neutral","sentiment_score":-0.06535907089710236}],"sentiment":"neutral","sentiment_score":-0.06535907089710236,"channel":0,"num_words":1,"start":2008.635,"end":2009.135},{"sentences":[{"text":"everything sounds","start":2008.9901,"end":2009.895,"sentiment":"neutral","sentiment_score":-0.0092594213783741}],"sentiment":"neutral","sentiment_score":-0.0092594213783741,"channel":1,"num_words":2,"start":2008.9901,"end":2009.895},{"sentences":[{"text":"Beautiful.","start":2011.5,"end":2012.0,"sentiment":"neutral","sentiment_score":0.14706818759441376},{"text":"Beautiful.","start":2012.22,"end":2012.72,"sentiment":"neutral","sentiment_score":0.2174570858478546},{"text":"I know some of this is pretty boring.","start":2012.78,"end":2014.3,"sentiment":"neutral","sentiment_score":-0.3292933013290167},{"text":"Not many people like to talk about their super insurances and estate planning, so I'm probably the happiest person who's","start":2014.3,"end":2019.5,"sentiment":"neutral","sentiment_score":-0.31328516378998755}],"sentiment":"neutral","sentiment_score":-0.2845174804329872,"channel":0,"num_words":30,"start":2011.5,"end":2019.5},{"sentences":[{"text":"okay.","start":2019.335,"end":2019.835,"sentiment":"neutral","sentiment_score":-0.2814026474952698}],"sentiment":"neutral","sentiment_score":-0.2814026474952698,"channel":1,"num_words":1,"start":2019.335,"end":2019.835},{"sentences":[{"text":"planning to talk about the most awful things.","start":2019.5,"end":2021.76,"sentiment":"neutral","sentiment_score":-0.2883805725723505}],"sentiment":"neutral","sentiment_score":-0.2883805725723505,"channel":0,"num_words":8,"start":2019.5,"end":2021.76},{"sentences":[{"text":"Yeah.","start":2022.375,"end":2022.855,"sentiment":"neutral","sentiment_score":-0.029463529586791992},{"text":"Yeah.","start":2022.855,"end":2023.355,"sentiment":"neutral","sentiment_score":0.029787687584757805}],"sentiment":"neutral","sentiment_score":0.00016207899898290634,"channel":1,"num_words":2,"start":2022.375,"end":2023.355},{"sentences":[{"text":"All good.","start":2024.715,"end":2025.535,"sentiment":"neutral","sentiment_score":0.08464087918400766},{"text":"It does look like we do need to get your updated identification as well.","start":2025.595,"end":2029.275,"sentiment":"neutral","sentiment_score":-0.02751105065856661},{"text":"The ID on file has expired.","start":2029.275,"end":2031.215,"sentiment":"neutral","sentiment_score":-0.1532729392250379}],"sentiment":"neutral","sentiment_score":-0.05161411755464294,"channel":0,"num_words":22,"start":2024.715,"end":2031.215},{"sentences":[{"text":"Yeah.","start":2031.8,"end":2032.1201,"sentiment":"neutral","sentiment_score":-0.01627103053033352}],"sentiment":"neutral","sentiment_score":-0.01627103053033352,"channel":1,"num_words":1,"start":2031.8,"end":2032.1201},{"sentences":[{"text":"I","start":2032.0751,"end":2032.3151,"sentiment":"neutral","sentiment_score":-0.006049070507287979}],"sentiment":"neutral","sentiment_score":-0.006049070507287979,"channel":0,"num_words":1,"start":2032.0751,"end":2032.3151},{"sentences":[{"text":"Okay.","start":2032.1201,"end":2032.6201,"sentiment":"neutral","sentiment_score":-0.002195538952946663}],"sentiment":"neutral","sentiment_score":-0.002195538952946663,"channel":1,"num_words":1,"start":2032.1201,"end":2032.6201},{"sentences":[{"text":"will, as part of the email, just ask you if you can provide that to me.","start":2032.3151,"end":2036.63,"sentiment":"neutral","sentiment_score":0.027686045388691127},{"text":"It is","start":2036.6901,"end":2036.93,"sentiment":"neutral","sentiment_score":0.04049801081418991}],"sentiment":"neutral","sentiment_score":0.029109597102635436,"channel":0,"num_words":18,"start":2032.3151,"end":2036.93},{"sentences":[{"text":"Yep.","start":2036.92,"end":2037.42,"sentiment":"neutral","sentiment_score":0.02128322422504425}],"sentiment":"neutral","sentiment_score":0.02128322422504425,"channel":1,"num_words":1,"start":2036.92,"end":2037.42},{"sentences":[{"text":"really important when we are updating advice or providing financial advice that we do have updated identification.","start":2036.93,"end":2042.79,"sentiment":"neutral","sentiment_score":-0.030123350374838886},{"text":"It's all unfortunately part of the anti money laundering and counterterrorism laws.","start":2043.09,"end":2047.11,"sentiment":"neutral","sentiment_score":-0.3259972743690014}],"sentiment":"neutral","sentiment_score":-0.15255393961380267,"channel":0,"num_words":29,"start":2036.93,"end":2047.11},{"sentences":[{"text":"Yes.","start":2047.5449,"end":2048.045,"sentiment":"neutral","sentiment_score":-0.026599232107400898}],"sentiment":"neutral","sentiment_score":-0.026599232107400898,"channel":1,"num_words":1,"start":2047.5449,"end":2048.045},{"sentences":[{"text":"That essentially means that we have to prove you are who you say you are.","start":2047.5701,"end":2051.125,"sentiment":"neutral","sentiment_score":-0.06202394664287567},{"text":"I'm sure you're not","start":2051.125,"end":2052.0051,"sentiment":"neutral","sentiment_score":-0.07466752454638481}],"sentiment":"neutral","sentiment_score":-0.06468575251729865,"channel":0,"num_words":19,"start":2047.5701,"end":2052.0051},{"sentences":[{"text":"Yeah.","start":2051.81,"end":2052.31,"sentiment":"neutral","sentiment_score":-0.12424201518297195}],"sentiment":"neutral","sentiment_score":-0.12424201518297195,"channel":1,"num_words":1,"start":2051.81,"end":2052.31},{"sentences":[{"text":"impersonating anyone, but we just have to tick off all those boxes to protect you and us.","start":2052.0051,"end":2057.365,"sentiment":"neutral","sentiment_score":-0.19549987377489314},{"text":"Okay?","start":2057.365,"end":2057.865,"sentiment":"neutral","sentiment_score":0.009320629760622978}],"sentiment":"neutral","sentiment_score":-0.1841209569118089,"channel":0,"num_words":18,"start":2052.0051,"end":2057.865},{"sentences":[{"text":"Yeah.","start":2057.6501,"end":2058.1301,"sentiment":"neutral","sentiment_score":0.05561826378107071},{"text":"That's fine.","start":2058.1301,"end":2058.95,"sentiment":"neutral","sentiment_score":0.17062604427337646}],"sentiment":"neutral","sentiment_score":0.13229011744260788,"channel":1,"num_words":3,"start":2057.6501,"end":2058.95},{"sentences":[{"text":"Excellent.","start":2059.605,"end":2060.105,"sentiment":"positive","sentiment_score":0.5670024752616882},{"text":"All good.","start":2060.405,"end":2061.145,"sentiment":"positive","sentiment_score":0.525841623544693},{"text":"Having a look now, as as mentioned before, after the call, I will send through your annual review pack for you, which will have a copy of your performance report there for you to have a look at.","start":2062.8052,"end":2073.18,"sentiment":"neutral","sentiment_score":0.20998669964702507},{"text":"It'll have you update the balance and information there for you.","start":2073.18,"end":2075.82,"sentiment":"neutral","sentiment_score":0.21218161420388656},{"text":"It'll also have a certificate of currency there showing you your current insurances that we've gone through as well.","start":2075.82,"end":2081.595,"sentiment":"neutral","sentiment_score":0.14104971524916196}],"sentiment":"neutral","sentiment_score":0.2058045444354205,"channel":0,"num_words":71,"start":2059.605,"end":2081.595},{"sentences":[{"text":"Yeah.","start":2082.0,"end":2082.5,"sentiment":"neutral","sentiment_score":0.08029793202877045}],"sentiment":"neutral","sentiment_score":0.08029793202877045,"channel":1,"num_words":1,"start":2082.0,"end":2082.5},{"sentences":[{"text":"I've also got the financial services guide attached, and that financial services guide outlines everything about who we are, what we do, how we do it.","start":2082.055,"end":2089.815,"sentiment":"neutral","sentiment_score":0.09457040592454947},{"text":"It's a lovely picture of me in there for you","start":2089.815,"end":2092.02,"sentiment":"positive","sentiment_score":0.3767135888338089}],"sentiment":"neutral","sentiment_score":0.17294351228823265,"channel":0,"num_words":36,"start":2082.055,"end":2092.02},{"sentences":[{"text":"Yep.","start":2091.935,"end":2092.435,"sentiment":"neutral","sentiment_score":0.18737679719924927}],"sentiment":"neutral","sentiment_score":0.18737679719924927,"channel":1,"num_words":1,"start":2091.935,"end":2092.435},{"sentences":[{"text":"and also my licensing information so you can see I'm a fully licensed adviser.","start":2092.1,"end":2096.2,"sentiment":"neutral","sentiment_score":0.15012712883097784},{"text":"Okay?","start":2096.66,"end":2097.16,"sentiment":"neutral","sentiment_score":0.10832012444734572},{"text":"Easy.","start":2099.46,"end":2099.96,"sentiment":"neutral","sentiment_score":0.16260434687137604},{"text":"I know you haven't been a 100% satisfied with the services there, but I do wanna make sure things get better there for you.","start":2100.42,"end":2106.52,"sentiment":"neutral","sentiment_score":0.05073854234069586},{"text":"One of the things we do obviously have is the ongoing service agreement.","start":2107.005,"end":2110.285,"sentiment":"neutral","sentiment_score":0.05993887954033338}],"sentiment":"neutral","sentiment_score":0.08244593821044238,"channel":0,"num_words":53,"start":2092.1,"end":2110.285},{"sentences":[{"text":"So you you are paying client.","start":2110.285,"end":2111.885,"sentiment":"neutral","sentiment_score":0.05513485769430796},{"text":"You did pay for our services.","start":2111.885,"end":2113.345,"sentiment":"neutral","sentiment_score":0.02259014981488387},{"text":"The ongoing service agreement for the next twelve months will be in there.","start":2114.365,"end":2117.825,"sentiment":"neutral","sentiment_score":0.06664034237082188},{"text":"I do ask that you sign that, return it back, and I will do everything I can to make sure that we improve on our services.","start":2118.2048,"end":2123.92,"sentiment":"neutral","sentiment_score":0.14241255991733992},{"text":"If at any point throughout the year you tell me I'm not meeting your expectations and you're done, I will turn it off.","start":2124.3,"end":2129.9,"sentiment":"neutral","sentiment_score":-0.24090860913629117}],"sentiment":"neutral","sentiment_score":-0.006831039951459781,"channel":0,"num_words":74,"start":2110.285,"end":2129.9},{"sentences":[{"text":"Okay?","start":2129.9,"end":2130.4,"sentiment":"neutral","sentiment_score":-0.04283170402050018}],"sentiment":"neutral","sentiment_score":-0.04283170402050018,"channel":0,"num_words":1,"start":2129.9,"end":2130.4},{"sentences":[{"text":"Okay.","start":2130.46,"end":2130.96,"sentiment":"neutral","sentiment_score":-0.019410820677876472},{"text":"Alright.","start":2131.0198,"end":2131.5198,"sentiment":"neutral","sentiment_score":0.0013641603291034698}],"sentiment":"neutral","sentiment_score":-0.009023330174386501,"channel":1,"num_words":2,"start":2130.46,"end":2131.5198},{"sentences":[{"text":"Do you have any concerns about how the fee works, or do you understand?","start":2132.14,"end":2137.0452,"sentiment":"neutral","sentiment_score":-0.05663009759570871},{"text":"Did you want me to go through the ongoing service fee arrangement with the","start":2137.0452,"end":2140.5652,"sentiment":"neutral","sentiment_score":-0.06450545308845383}],"sentiment":"neutral","sentiment_score":-0.06056777534208128,"channel":0,"num_words":28,"start":2132.14,"end":2140.5652},{"sentences":[{"text":"No.","start":2140.395,"end":2140.895,"sentiment":"neutral","sentiment_score":-0.08119671046733856}],"sentiment":"neutral","sentiment_score":-0.08119671046733856,"channel":1,"num_words":1,"start":2140.395,"end":2140.895},{"sentences":[{"text":"numbers and things like that?","start":2140.5652,"end":2142.1052,"sentiment":"neutral","sentiment_score":-0.07618751972913743}],"sentiment":"neutral","sentiment_score":-0.07618751972913743,"channel":0,"num_words":5,"start":2140.5652,"end":2142.1052},{"sentences":[{"text":"I I understood how that all works.","start":2141.915,"end":2143.935,"sentiment":"neutral","sentiment_score":-0.001993679308465549},{"text":"Yeah.","start":2144.075,"end":2144.575,"sentiment":"neutral","sentiment_score":0.0007360526360571384}],"sentiment":"neutral","sentiment_score":-0.001652462815400213,"channel":1,"num_words":8,"start":2141.915,"end":2144.575},{"sentences":[{"text":"Yes.","start":2144.405,"end":2144.8052,"sentiment":"positive","sentiment_score":0.5204230546951294},{"text":"That's perfect.","start":2144.8052,"end":2145.5251,"sentiment":"positive","sentiment_score":0.7953447699546814},{"text":"Well, I'll get you to sign and return it back to keep our services running for you for the next twelve months.","start":2145.5251,"end":2150.08,"sentiment":"neutral","sentiment_score":0.33311877941543405},{"text":"Obviously, it's 1.65% per annum, but you'll have my email.","start":2150.08,"end":2153.84,"sentiment":"neutral","sentiment_score":0.04163014329969883},{"text":"If I'm not living up to your expectation there, Jason, you let me know.","start":2153.84,"end":2157.36,"sentiment":"neutral","sentiment_score":-0.10220675090593952}],"sentiment":"neutral","sentiment_score":0.17194148289914035,"channel":0,"num_words":49,"start":2144.405,"end":2157.36},{"sentences":[{"text":"I would turn them off, and I will help you roll to wherever you would like to go.","start":2157.36,"end":2160.8801,"sentiment":"neutral","sentiment_score":0.03227552988876899},{"text":"Okay?","start":2160.8801,"end":2161.3801,"sentiment":"neutral","sentiment_score":0.04884631559252739}],"sentiment":"neutral","sentiment_score":0.03314767650475627,"channel":0,"num_words":19,"start":2157.36,"end":2161.3801},{"sentences":[{"text":"Alright.","start":2161.13,"end":2161.575,"sentiment":"neutral","sentiment_score":0.09253929555416109},{"text":"No problem.","start":2161.815,"end":2162.4749,"sentiment":"neutral","sentiment_score":0.1903412863612175}],"sentiment":"neutral","sentiment_score":0.15774062275886536,"channel":1,"num_words":3,"start":2161.13,"end":2162.4749},{"sentences":[{"text":"All good.","start":2163.315,"end":2164.055,"sentiment":"positive","sentiment_score":0.39412637054920197},{"text":"I just wanted to go through and update all of your assets as well.","start":2165.075,"end":2168.355,"sentiment":"neutral","sentiment_score":0.1716526054910251},{"text":"So RentWise, last time we were able to catch up last year, I looks like you were paying about $520","start":2168.355,"end":2176.035,"sentiment":"neutral","sentiment_score":0.0266972528770566}],"sentiment":"neutral","sentiment_score":0.10348150765316354,"channel":0,"num_words":36,"start":2163.315,"end":2176.035},{"sentences":[{"text":"Yep.","start":2175.655,"end":2176.05,"sentiment":"neutral","sentiment_score":0.011669429950416088}],"sentiment":"neutral","sentiment_score":0.011669429950416088,"channel":1,"num_words":1,"start":2175.655,"end":2176.05},{"sentences":[{"text":"per week.","start":2176.035,"end":2176.65,"sentiment":"neutral","sentiment_score":0.007002654485404491},{"text":"Has your rate gone up, or is it","start":2176.73,"end":2178.17,"sentiment":"neutral","sentiment_score":-0.01061088452115655}],"sentiment":"neutral","sentiment_score":-0.007088176719844341,"channel":0,"num_words":10,"start":2176.035,"end":2178.17},{"sentences":[{"text":"No.","start":2178.1301,"end":2178.53,"sentiment":"neutral","sentiment_score":-0.103953018784523}],"sentiment":"neutral","sentiment_score":-0.103953018784523,"channel":1,"num_words":1,"start":2178.1301,"end":2178.53},{"sentences":[{"text":"still that same?","start":2178.17,"end":2178.99,"sentiment":"neutral","sentiment_score":-0.09521815180778503}],"sentiment":"neutral","sentiment_score":-0.09521815180778503,"channel":0,"num_words":3,"start":2178.17,"end":2178.99},{"sentences":[{"text":"That that's a sign.","start":2178.53,"end":2180.1501,"sentiment":"neutral","sentiment_score":-0.0029764958890154958}],"sentiment":"neutral","sentiment_score":-0.0029764958890154958,"channel":1,"num_words":4,"start":2178.53,"end":2180.1501},{"sentences":[{"text":"The same?","start":2180.65,"end":2181.2898,"sentiment":"neutral","sentiment_score":0.01922313217073679},{"text":"Beautiful.","start":2181.2898,"end":2181.7898,"sentiment":"neutral","sentiment_score":0.29474830627441406},{"text":"Assets wise, I've got your contents.","start":2182.5698,"end":2185.23,"sentiment":"neutral","sentiment_score":0.11882029597957929},{"text":"Rough value there is about 50,000.","start":2185.69,"end":2187.93,"sentiment":"neutral","sentiment_score":0.04649855196475983},{"text":"Does that sound about right?","start":2187.93,"end":2189.39,"sentiment":"neutral","sentiment_score":0.07335521504282952}],"sentiment":"neutral","sentiment_score":0.08459418667480349,"channel":0,"num_words":20,"start":2180.65,"end":2189.39},{"sentences":[{"text":"Yes.","start":2189.33,"end":2189.83,"sentiment":"neutral","sentiment_score":0.06838744878768921},{"text":"Yes.","start":2190.05,"end":2190.405,"sentiment":"neutral","sentiment_score":0.09117619693279266}],"sentiment":"neutral","sentiment_score":0.07978182286024094,"channel":1,"num_words":2,"start":2189.33,"end":2190.405},{"sentences":[{"text":"Yep.","start":2190.615,"end":2191.0151,"sentiment":"neutral","sentiment_score":0.15135103464126587},{"text":"Beautiful.","start":2191.0151,"end":2191.5151,"sentiment":"neutral","sentiment_score":0.29546159505844116},{"text":"Now when I do retirement advice, my factor in Centrelink, I do do I do alter the values of those because when you are applying to Centrelink down the track, they essentially want you to apply based on quick sale values or fire sale values.","start":2191.735,"end":2205.95,"sentiment":"neutral","sentiment_score":0.0481795941789945},{"text":"So","start":2206.09,"end":2206.59,"sentiment":"neutral","sentiment_score":0.019498536363244057}],"sentiment":"neutral","sentiment_score":0.05488318550245216,"channel":0,"num_words":48,"start":2190.615,"end":2206.59},{"sentences":[{"text":"Hi.","start":2206.5398,"end":2207.0398,"sentiment":"neutral","sentiment_score":0.01664545014500618}],"sentiment":"neutral","sentiment_score":0.01664545014500618,"channel":1,"num_words":1,"start":2206.5398,"end":2207.0398},{"sentences":[{"text":"for content, when I'm looking at Centrelink, I never value anything more than, say, 10,000 for a couple","start":2206.73,"end":2213.07,"sentiment":"neutral","sentiment_score":-0.004082514697478877}],"sentiment":"neutral","sentiment_score":-0.004082514697478877,"channel":0,"num_words":18,"start":2206.73,"end":2213.07},{"sentences":[{"text":"Yep.","start":2213.74,"end":2214.24,"sentiment":"neutral","sentiment_score":0.05241551250219345}],"sentiment":"neutral","sentiment_score":0.05241551250219345,"channel":1,"num_words":1,"start":2213.74,"end":2214.24},{"sentences":[{"text":"because you wanna get the best Centrelink assessment you can down the track.","start":2213.77,"end":2218.945,"sentiment":"neutral","sentiment_score":0.11259812460495876},{"text":"I've got your here as well.","start":2219.965,"end":2222.065,"sentiment":"neutral","sentiment_score":0.08012555229167144},{"text":"You had a value there of about 18,000.","start":2222.845,"end":2225.485,"sentiment":"neutral","sentiment_score":0.04504668340086937},{"text":"Does that sound right?","start":2225.485,"end":2226.625,"sentiment":"neutral","sentiment_score":0.05421972926706076}],"sentiment":"neutral","sentiment_score":0.08134778444805453,"channel":0,"num_words":31,"start":2213.77,"end":2226.625},{"sentences":[{"text":"Yeah.","start":2226.475,"end":2226.975,"sentiment":"neutral","sentiment_score":0.03469078242778778},{"text":"Yeah.","start":2227.035,"end":2227.535,"sentiment":"neutral","sentiment_score":0.06364202499389648}],"sentiment":"neutral","sentiment_score":0.04916640371084213,"channel":1,"num_words":2,"start":2226.475,"end":2227.535},{"sentences":[{"text":"Yep.","start":2227.485,"end":2227.985,"sentiment":"neutral","sentiment_score":0.1405557543039322},{"text":"Fantastic.","start":2228.125,"end":2228.625,"sentiment":"positive","sentiment_score":0.36307281255722046},{"text":"And then you also had a new vehicle, it looks like.","start":2229.485,"end":2232.385,"sentiment":"neutral","sentiment_score":0.0710563724013892},{"text":"I don't know what it was.","start":2232.47,"end":2233.5898,"sentiment":"neutral","sentiment_score":-0.007651880228271087},{"text":"I'm so sorry.","start":2233.5898,"end":2234.5698,"sentiment":"neutral","sentiment_score":-0.024627276385823887}],"sentiment":"neutral","sentiment_score":0.05297525239769708,"channel":0,"num_words":22,"start":2227.485,"end":2234.5698},{"sentences":[{"text":"But do you have two vehicles?","start":2235.2698,"end":2236.73,"sentiment":"neutral","sentiment_score":-0.013926984431842962}],"sentiment":"neutral","sentiment_score":-0.013926984431842962,"channel":0,"num_words":6,"start":2235.2698,"end":2236.73},{"sentences":[{"text":"Yeah.","start":2237.13,"end":2237.3699,"sentiment":"neutral","sentiment_score":-0.011154315434396269},{"text":"It's not new, though.","start":2237.3699,"end":2238.67,"sentiment":"neutral","sentiment_score":-0.03705928847193718},{"text":"It's","start":2238.89,"end":2239.39,"sentiment":"neutral","sentiment_score":-0.010613078251481056}],"sentiment":"neutral","sentiment_score":-0.028334091262271006,"channel":1,"num_words":6,"start":2237.13,"end":2239.39},{"sentences":[{"text":"Okay.","start":2239.2698,"end":2239.7698,"sentiment":"neutral","sentiment_score":0.002799583598971367}],"sentiment":"neutral","sentiment_score":0.002799583598971367,"channel":0,"num_words":1,"start":2239.2698,"end":2239.7698},{"sentences":[{"text":"it's just a secondhand vehicle.","start":2239.69,"end":2240.97,"sentiment":"neutral","sentiment_score":0.004305877722799778},{"text":"It's 2,018, but it's","start":2240.97,"end":2242.75,"sentiment":"neutral","sentiment_score":0.011893265647813678}],"sentiment":"neutral","sentiment_score":0.007678050133917067,"channel":1,"num_words":9,"start":2239.69,"end":2242.75},{"sentences":[{"text":"Yep.","start":2242.71,"end":2243.21,"sentiment":"neutral","sentiment_score":0.01969149708747864}],"sentiment":"neutral","sentiment_score":0.01969149708747864,"channel":0,"num_words":1,"start":2242.71,"end":2243.21},{"sentences":[{"text":"a a Ford Ranger.","start":2242.9448,"end":2243.845,"sentiment":"neutral","sentiment_score":0.017564107896760106}],"sentiment":"neutral","sentiment_score":0.017564107896760106,"channel":1,"num_words":4,"start":2242.9448,"end":2243.845},{"sentences":[{"text":"Ford Ranger.","start":2245.145,"end":2246.045,"sentiment":"neutral","sentiment_score":0.020339785609394312},{"text":"Beautiful.","start":2246.105,"end":2246.605,"sentiment":"neutral","sentiment_score":0.1825866997241974},{"text":"I believe it said here that you had a loan on that one of about 30,000.","start":2246.905,"end":2251.545,"sentiment":"neutral","sentiment_score":0.0014736576304130722},{"text":"Do you still have a loan on","start":2251.545,"end":2252.585,"sentiment":"neutral","sentiment_score":-0.03536591678857803}],"sentiment":"neutral","sentiment_score":-0.00002756248040196414,"channel":0,"num_words":26,"start":2245.145,"end":2252.585},{"sentences":[{"text":"No.","start":2252.545,"end":2253.045,"sentiment":"neutral","sentiment_score":-0.07613055408000946}],"sentiment":"neutral","sentiment_score":-0.07613055408000946,"channel":1,"num_words":1,"start":2252.545,"end":2253.045},{"sentences":[{"text":"that vehicle?","start":2252.585,"end":2253.325,"sentiment":"neutral","sentiment_score":-0.06332894414663315}],"sentiment":"neutral","sentiment_score":-0.06332894414663315,"channel":0,"num_words":2,"start":2252.585,"end":2253.325},{"sentences":[{"text":"No.","start":2253.345,"end":2253.505,"sentiment":"neutral","sentiment_score":-0.12970344722270966},{"text":"I never had","start":2253.505,"end":2254.065,"sentiment":"neutral","sentiment_score":-0.11068274080753326}],"sentiment":"neutral","sentiment_score":-0.11543791741132736,"channel":1,"num_words":4,"start":2253.345,"end":2254.065},{"sentences":[{"text":"No.","start":2253.865,"end":2254.365,"sentiment":"neutral","sentiment_score":-0.14506083726882937}],"sentiment":"neutral","sentiment_score":-0.14506083726882937,"channel":0,"num_words":1,"start":2253.865,"end":2254.365},{"sentences":[{"text":"a loan.","start":2254.065,"end":2254.645,"sentiment":"neutral","sentiment_score":-0.11966434493660927}],"sentiment":"neutral","sentiment_score":-0.11966434493660927,"channel":1,"num_words":2,"start":2254.065,"end":2254.645},{"sentences":[{"text":"No.","start":2255.145,"end":2255.385,"sentiment":"neutral","sentiment_score":-0.11188105493783952},{"text":"That's okay.","start":2255.385,"end":2256.105,"sentiment":"neutral","sentiment_score":-0.07854607701301575},{"text":"I might be","start":2256.105,"end":2256.665,"sentiment":"neutral","sentiment_score":-0.10486171394586563}],"sentiment":"neutral","sentiment_score":-0.09725972513357799,"channel":0,"num_words":6,"start":2255.145,"end":2256.665},{"sentences":[{"text":"No.","start":2256.55,"end":2257.05,"sentiment":"neutral","sentiment_score":-0.1406489610671997}],"sentiment":"neutral","sentiment_score":-0.1406489610671997,"channel":1,"num_words":1,"start":2256.55,"end":2257.05},{"sentences":[{"text":"in the wrong section.","start":2256.665,"end":2257.805,"sentiment":"neutral","sentiment_score":-0.12334401905536652},{"text":"That's easy done.","start":2257.865,"end":2259.15,"sentiment":"positive","sentiment_score":0.6035876274108887}],"sentiment":"neutral","sentiment_score":0.18819811514445714,"channel":0,"num_words":7,"start":2256.665,"end":2259.15},{"sentences":[{"text":"Right.","start":2258.8699,"end":2259.3699,"sentiment":"neutral","sentiment_score":0.16619807481765747}],"sentiment":"neutral","sentiment_score":0.16619807481765747,"channel":1,"num_words":1,"start":2258.8699,"end":2259.3699},{"sentences":[{"text":"So","start":2259.15,"end":2259.65,"sentiment":"neutral","sentiment_score":0.06201888620853424}],"sentiment":"neutral","sentiment_score":0.06201888620853424,"channel":0,"num_words":1,"start":2259.15,"end":2259.65},{"sentences":[{"text":"Yeah.","start":2259.43,"end":2259.67,"sentiment":"neutral","sentiment_score":0.04987205192446709},{"text":"No.","start":2259.67,"end":2259.8298,"sentiment":"neutral","sentiment_score":-0.022118277847766876}],"sentiment":"neutral","sentiment_score":0.013876887038350105,"channel":1,"num_words":2,"start":2259.43,"end":2259.8298},{"sentences":[{"text":"no","start":2259.71,"end":2260.03,"sentiment":"neutral","sentiment_score":-0.03201649710536003}],"sentiment":"neutral","sentiment_score":-0.03201649710536003,"channel":0,"num_words":1,"start":2259.71,"end":2260.03},{"sentences":[{"text":"I wasn't","start":2259.8298,"end":2260.31,"sentiment":"neutral","sentiment_score":-0.0397618692368269}],"sentiment":"neutral","sentiment_score":-0.0397618692368269,"channel":1,"num_words":2,"start":2259.8298,"end":2260.31},{"sentences":[{"text":"loan.","start":2260.03,"end":2260.53,"sentiment":"neutral","sentiment_score":-0.03579156473278999}],"sentiment":"neutral","sentiment_score":-0.03579156473278999,"channel":0,"num_words":1,"start":2260.03,"end":2260.53},{"sentences":[{"text":"a loan.","start":2260.31,"end":2260.89,"sentiment":"neutral","sentiment_score":-0.00034911814145743847}],"sentiment":"neutral","sentiment_score":-0.00034911814145743847,"channel":1,"num_words":2,"start":2260.31,"end":2260.89},{"sentences":[{"text":"Beautiful.","start":2261.8699,"end":2262.3699,"sentiment":"neutral","sentiment_score":0.27714288234710693},{"text":"Would you value it at about 30,000 or","start":2262.43,"end":2265.01,"sentiment":"neutral","sentiment_score":0.08335001999512315}],"sentiment":"neutral","sentiment_score":0.10488256025645468,"channel":0,"num_words":9,"start":2261.8699,"end":2265.01},{"sentences":[{"text":"Well, it's actually valued for more because I got it I","start":2265.3499,"end":2267.75,"sentiment":"neutral","sentiment_score":0.1304451504891569}],"sentiment":"neutral","sentiment_score":0.1304451504891569,"channel":1,"num_words":11,"start":2265.3499,"end":2267.75},{"sentences":[{"text":"okay.","start":2267.71,"end":2268.21,"sentiment":"neutral","sentiment_score":0.18791046738624573}],"sentiment":"neutral","sentiment_score":0.18791046738624573,"channel":0,"num_words":1,"start":2267.71,"end":2268.21},{"sentences":[{"text":"bought it off a friend.","start":2267.75,"end":2268.765,"sentiment":"neutral","sentiment_score":0.20542918145656586}],"sentiment":"neutral","sentiment_score":0.20542918145656586,"channel":1,"num_words":5,"start":2267.75,"end":2268.765},{"sentences":[{"text":"Beautiful.","start":2269.63,"end":2270.13,"sentiment":"positive","sentiment_score":0.4585927128791809},{"text":"What sort of value would you put on it, do you think?","start":2270.19,"end":2272.3699,"sentiment":"neutral","sentiment_score":0.10212745796889067}],"sentiment":"neutral","sentiment_score":0.12954786219275916,"channel":0,"num_words":13,"start":2269.63,"end":2272.3699},{"sentences":[{"text":"It's actually valued at 46.","start":2271.9648,"end":2274.385,"sentiment":"neutral","sentiment_score":0.055444008111953734}],"sentiment":"neutral","sentiment_score":0.055444008111953734,"channel":1,"num_words":5,"start":2271.9648,"end":2274.385},{"sentences":[{"text":"46,000.","start":2274.875,"end":2276.015,"sentiment":"neutral","sentiment_score":0.07763471454381943},{"text":"Beautiful.","start":2276.075,"end":2276.575,"sentiment":"positive","sentiment_score":0.46765604615211487},{"text":"And no loan.","start":2277.355,"end":2278.575,"sentiment":"neutral","sentiment_score":0.1786808321873347},{"text":"Easy.","start":2278.635,"end":2279.0352,"sentiment":"neutral","sentiment_score":0.2543025612831116},{"text":"It might have just been popped in the wrong column, but that's okay.","start":2279.0352,"end":2282.075,"sentiment":"neutral","sentiment_score":0.12209315655323175}],"sentiment":"neutral","sentiment_score":0.1538340449333191,"channel":0,"num_words":19,"start":2274.875,"end":2282.075},{"sentences":[{"text":"Easy to sort out.","start":2282.075,"end":2283.115,"sentiment":"positive","sentiment_score":0.3675156608223915},{"text":"Beautiful.","start":2283.115,"end":2283.615,"sentiment":"positive","sentiment_score":0.4381873309612274},{"text":"Do","start":2284.315,"end":2284.555,"sentiment":"neutral","sentiment_score":0.1292034238576889}],"sentiment":"positive","sentiment_score":0.3395755663514137,"channel":0,"num_words":6,"start":2282.075,"end":2284.555},{"sentences":[{"text":"Yeah.","start":2284.41,"end":2284.91,"sentiment":"neutral","sentiment_score":0.10759882628917694}],"sentiment":"neutral","sentiment_score":0.10759882628917694,"channel":1,"num_words":1,"start":2284.41,"end":2284.91},{"sentences":[{"text":"you have any other assets or anything else you'd note down?","start":2284.555,"end":2287.855,"sentiment":"neutral","sentiment_score":0.07690857689489018}],"sentiment":"neutral","sentiment_score":0.07690857689489018,"channel":0,"num_words":11,"start":2284.555,"end":2287.855},{"sentences":[{"text":"No.","start":2290.41,"end":2290.91,"sentiment":"neutral","sentiment_score":-0.009304850362241268}],"sentiment":"neutral","sentiment_score":-0.009304850362241268,"channel":1,"num_words":1,"start":2290.41,"end":2290.91},{"sentences":[{"text":"No.","start":2291.33,"end":2291.6501,"sentiment":"neutral","sentiment_score":-0.007960348390042782},{"text":"That's okay.","start":2291.6501,"end":2292.55,"sentiment":"neutral","sentiment_score":0.025955851189792156},{"text":"You mentioned that you are you've got your savings there as well for your house deposit.","start":2292.6902,"end":2296.47,"sentiment":"neutral","sentiment_score":0.02068936510477215},{"text":"How much do you have in savings at the","start":2296.61,"end":2298.21,"sentiment":"neutral","sentiment_score":-0.012798361273275482}],"sentiment":"neutral","sentiment_score":0.009278426578800594,"channel":0,"num_words":28,"start":2291.33,"end":2298.21},{"sentences":[{"text":"No.","start":2298.17,"end":2298.67,"sentiment":"neutral","sentiment_score":-0.04688116908073425}],"sentiment":"neutral","sentiment_score":-0.04688116908073425,"channel":1,"num_words":1,"start":2298.17,"end":2298.67},{"sentences":[{"text":"moment?","start":2298.21,"end":2298.71,"sentiment":"neutral","sentiment_score":-0.03223809599876404}],"sentiment":"neutral","sentiment_score":-0.03223809599876404,"channel":0,"num_words":1,"start":2298.21,"end":2298.71},{"sentences":[{"text":"Well, it's it's low at the moment.","start":2299.0498,"end":2301.475,"sentiment":"neutral","sentiment_score":-0.05148233925657613},{"text":"I mean, it's down","start":2301.5352,"end":2302.575,"sentiment":"neutral","sentiment_score":-0.029527250677347183}],"sentiment":"neutral","sentiment_score":-0.04349867068231106,"channel":1,"num_words":11,"start":2299.0498,"end":2302.575},{"sentences":[{"text":"Yep.","start":2302.2249,"end":2302.7249,"sentiment":"neutral","sentiment_score":-0.00041837929165922105}],"sentiment":"neutral","sentiment_score":-0.00041837929165922105,"channel":0,"num_words":1,"start":2302.2249,"end":2302.7249},{"sentences":[{"text":"it's down to 11,000.","start":2302.575,"end":2304.595,"sentiment":"neutral","sentiment_score":0.01308811642229557}],"sentiment":"neutral","sentiment_score":0.01308811642229557,"channel":1,"num_words":4,"start":2302.575,"end":2304.595},{"sentences":[{"text":"Okay.","start":2305.185,"end":2305.685,"sentiment":"neutral","sentiment_score":0.010201996192336082},{"text":"And you're trying","start":2306.145,"end":2307.025,"sentiment":"neutral","sentiment_score":0.007372450083494186}],"sentiment":"neutral","sentiment_score":0.00807983661070466,"channel":0,"num_words":4,"start":2305.185,"end":2307.025},{"sentences":[{"text":"Yeah.","start":2306.815,"end":2307.315,"sentiment":"neutral","sentiment_score":0.007736633531749248}],"sentiment":"neutral","sentiment_score":0.007736633531749248,"channel":1,"num_words":1,"start":2306.815,"end":2307.315},{"sentences":[{"text":"to build that back up to about 60 to a 100,000?","start":2307.025,"end":2309.765,"sentiment":"neutral","sentiment_score":0.013664729215882042}],"sentiment":"neutral","sentiment_score":0.013664729215882042,"channel":0,"num_words":11,"start":2307.025,"end":2309.765},{"sentences":[{"text":"I I will I I was at 60","start":2309.615,"end":2311.955,"sentiment":"neutral","sentiment_score":0.002225796692073345}],"sentiment":"neutral","sentiment_score":0.002225796692073345,"channel":1,"num_words":8,"start":2309.615,"end":2311.955},{"sentences":[{"text":"Yeah.","start":2312.705,"end":2313.205,"sentiment":"neutral","sentiment_score":0.014184579253196716}],"sentiment":"neutral","sentiment_score":0.014184579253196716,"channel":0,"num_words":1,"start":2312.705,"end":2313.205},{"sentences":[{"text":"and then, you know, life.","start":2313.375,"end":2315.395,"sentiment":"neutral","sentiment_score":0.01520343441516161},{"text":"So","start":2315.52,"end":2316.02,"sentiment":"neutral","sentiment_score":0.023225346580147743}],"sentiment":"neutral","sentiment_score":0.016540419775992632,"channel":1,"num_words":6,"start":2313.375,"end":2316.02},{"sentences":[{"text":"Yeah.","start":2316.21,"end":2316.61,"sentiment":"neutral","sentiment_score":0.025644876062870026},{"text":"Of course.","start":2316.61,"end":2317.09,"sentiment":"neutral","sentiment_score":0.020102222450077534},{"text":"In the","start":2317.09,"end":2317.41,"sentiment":"neutral","sentiment_score":0.007887840270996094}],"sentiment":"neutral","sentiment_score":0.016325000301003458,"channel":0,"num_words":5,"start":2316.21,"end":2317.41},{"sentences":[{"text":"Okay.","start":2317.28,"end":2317.78,"sentiment":"neutral","sentiment_score":0.009834648109972475}],"sentiment":"neutral","sentiment_score":0.009834648109972475,"channel":1,"num_words":1,"start":2317.28,"end":2317.78},{"sentences":[{"text":"surgery.","start":2317.41,"end":2317.91,"sentiment":"neutral","sentiment_score":0.008494961075484753},{"text":"Yeah.","start":2318.05,"end":2318.55,"sentiment":"neutral","sentiment_score":0.029650568962097168}],"sentiment":"neutral","sentiment_score":0.01907276501879096,"channel":0,"num_words":2,"start":2317.41,"end":2318.55},{"sentences":[{"text":"Yeah.","start":2318.48,"end":2318.96,"sentiment":"neutral","sentiment_score":0.04701320827007294}],"sentiment":"neutral","sentiment_score":0.04701320827007294,"channel":1,"num_words":1,"start":2318.48,"end":2318.96},{"sentences":[{"text":"Yep.","start":2318.77,"end":2319.27,"sentiment":"neutral","sentiment_score":0.04604546353220939}],"sentiment":"neutral","sentiment_score":0.04604546353220939,"channel":0,"num_words":1,"start":2318.77,"end":2319.27},{"sentences":[{"text":"Surgery and bills and paying out","start":2318.96,"end":2321.36,"sentiment":"neutral","sentiment_score":0.04796974671383699}],"sentiment":"neutral","sentiment_score":0.04796974671383699,"channel":1,"num_words":6,"start":2318.96,"end":2321.36},{"sentences":[{"text":"Yep.","start":2321.25,"end":2321.75,"sentiment":"neutral","sentiment_score":0.04832740128040314}],"sentiment":"neutral","sentiment_score":0.04832740128040314,"channel":0,"num_words":1,"start":2321.25,"end":2321.75},{"sentences":[{"text":"things and, yeah, everything.","start":2321.36,"end":2322.72,"sentiment":"neutral","sentiment_score":0.07258055545389652},{"text":"So, yeah, now I'm just gonna build it back up.","start":2322.72,"end":2326.26,"sentiment":"neutral","sentiment_score":0.10589922294020652}],"sentiment":"neutral","sentiment_score":0.09637960365840367,"channel":1,"num_words":14,"start":2321.36,"end":2326.26},{"sentences":[{"text":"Beautiful.","start":2326.845,"end":2327.325,"sentiment":"neutral","sentiment_score":0.29767465591430664},{"text":"And are you putting a certain amount away on a regular basis towards that, or is it just everything you're coming in that you don't need to spend this time going back into that savings file?","start":2327.325,"end":2335.665,"sentiment":"neutral","sentiment_score":0.06663927373786767}],"sentiment":"neutral","sentiment_score":0.07288347325614981,"channel":0,"num_words":37,"start":2326.845,"end":2335.665},{"sentences":[{"text":"Yeah.","start":2335.775,"end":2336.095,"sentiment":"neutral","sentiment_score":0.03978385776281357},{"text":"Well, I I I put money aside to put into that.","start":2336.095,"end":2338.9949,"sentiment":"neutral","sentiment_score":0.0692283995449543}],"sentiment":"neutral","sentiment_score":0.0667746877297759,"channel":1,"num_words":12,"start":2335.775,"end":2338.9949},{"sentences":[{"text":"Yep.","start":2339.6199,"end":2340.1199,"sentiment":"neutral","sentiment_score":0.1420433223247528},{"text":"Perfect.","start":2340.18,"end":2340.68,"sentiment":"neutral","sentiment_score":0.2504429221153259},{"text":"Money aside.","start":2341.06,"end":2342.04,"sentiment":"neutral","sentiment_score":0.12615379691123962},{"text":"Lovely.","start":2342.1,"end":2342.5,"sentiment":"neutral","sentiment_score":0.18544743955135343},{"text":"How much are you putting aside at the moment?","start":2342.5,"end":2344.3599,"sentiment":"neutral","sentiment_score":0.060279938495821424}],"sentiment":"neutral","sentiment_score":0.09805433744830745,"channel":0,"num_words":14,"start":2339.6199,"end":2344.3599},{"sentences":[{"text":"It depends.","start":2345.8098,"end":2347.03,"sentiment":"neutral","sentiment_score":0.014385560527443884},{"text":"It varies between 500 and 1,000 a week.","start":2347.17,"end":2350.0698,"sentiment":"neutral","sentiment_score":0.02974039502441883}],"sentiment":"neutral","sentiment_score":0.02666942812502384,"channel":1,"num_words":10,"start":2345.8098,"end":2350.0698},{"sentences":[{"text":"Okay.","start":2350.5,"end":2350.98,"sentiment":"neutral","sentiment_score":0.16060589253902435},{"text":"Perfect.","start":2350.98,"end":2351.48,"sentiment":"positive","sentiment_score":0.34440600872039795},{"text":"Fantastic.","start":2351.94,"end":2352.44,"sentiment":"positive","sentiment_score":0.4098137617111206},{"text":"Per week.","start":2353.285,"end":2353.765,"sentiment":"neutral","sentiment_score":0.2915163189172745},{"text":"Excellent.","start":2353.765,"end":2354.265,"sentiment":"positive","sentiment_score":0.46608418226242065}],"sentiment":"neutral","sentiment_score":0.32732374717791873,"channel":0,"num_words":6,"start":2350.5,"end":2354.265},{"sentences":[{"text":"Lovely.","start":2354.405,"end":2354.905,"sentiment":"positive","sentiment_score":0.3929740786552429},{"text":"And I'll just clarify with the contributions to Super, I'm gonna factor in a $100 per week.","start":2355.285,"end":2360.565,"sentiment":"neutral","sentiment_score":0.1521320847027442},{"text":"Is that comfortable for you?","start":2360.565,"end":2362.105,"sentiment":"neutral","sentiment_score":0.09254817217588425}],"sentiment":"neutral","sentiment_score":0.14965045128179633,"channel":0,"num_words":23,"start":2354.405,"end":2362.105},{"sentences":[{"text":"It it will be.","start":2362.565,"end":2363.285,"sentiment":"neutral","sentiment_score":0.0756587591022253},{"text":"Yes.","start":2363.285,"end":2363.785,"sentiment":"neutral","sentiment_score":0.09626660495996477}],"sentiment":"neutral","sentiment_score":0.0797803282737732,"channel":1,"num_words":5,"start":2362.565,"end":2363.785},{"sentences":[{"text":"That will be.","start":2363.845,"end":2364.405,"sentiment":"neutral","sentiment_score":0.12831096351146698},{"text":"Yep.","start":2364.405,"end":2364.645,"sentiment":"neutral","sentiment_score":0.10714685916900636},{"text":"Okay.","start":2364.645,"end":2365.125,"sentiment":"neutral","sentiment_score":0.2174775004386902},{"text":"Beautiful.","start":2365.125,"end":2365.625,"sentiment":"positive","sentiment_score":0.4860906600952149},{"text":"Fantastic.","start":2365.765,"end":2366.265,"sentiment":"positive","sentiment_score":0.4900190234184265}],"sentiment":"neutral","sentiment_score":0.24080956195081984,"channel":0,"num_words":7,"start":2363.845,"end":2366.265},{"sentences":[{"text":"Well, thank you for updating all those details there for me.","start":2366.485,"end":2370.02,"sentiment":"positive","sentiment_score":0.5349936918778853},{"text":"The only other thing I have here just wanna double check.","start":2370.02,"end":2372.42,"sentiment":"neutral","sentiment_score":0.09744914824312384},{"text":"Now you're technically I've got yourself employed.","start":2372.42,"end":2375.4,"sentiment":"neutral","sentiment_score":0.048011300553168566},{"text":"You're an auto electrician by trade.","start":2375.46,"end":2377.46,"sentiment":"neutral","sentiment_score":0.028096275093654793},{"text":"Is that what you do in your","start":2377.46,"end":2378.74,"sentiment":"neutral","sentiment_score":0.021879333470548903}],"sentiment":"neutral","sentiment_score":0.18130198404902503,"channel":0,"num_words":42,"start":2366.485,"end":2378.74},{"sentences":[{"text":"Yes.","start":2378.66,"end":2379.16,"sentiment":"neutral","sentiment_score":0.0363621786236763}],"sentiment":"neutral","sentiment_score":0.0363621786236763,"channel":1,"num_words":1,"start":2378.66,"end":2379.16},{"sentences":[{"text":"business as well?","start":2378.74,"end":2379.78,"sentiment":"neutral","sentiment_score":0.026762273783485096},{"text":"Yep.","start":2379.78,"end":2380.26,"sentiment":"neutral","sentiment_score":0.06179750710725784}],"sentiment":"neutral","sentiment_score":0.03552108211442828,"channel":0,"num_words":4,"start":2378.74,"end":2380.26},{"sentences":[{"text":"Yes.","start":2380.18,"end":2380.545,"sentiment":"neutral","sentiment_score":0.1804758608341217}],"sentiment":"neutral","sentiment_score":0.1804758608341217,"channel":1,"num_words":1,"start":2380.18,"end":2380.545},{"sentences":[{"text":"Beautiful.","start":2380.26,"end":2380.76,"sentiment":"positive","sentiment_score":0.6482784748077393},{"text":"Excellent.","start":2381.675,"end":2382.175,"sentiment":"positive","sentiment_score":0.7229194641113281},{"text":"Everything else looks like it's up to date and relatively good.","start":2382.875,"end":2386.895,"sentiment":"positive","sentiment_score":0.6206134503537958},{"text":"Over the next couple of years, I've got down here goals wise that you're looking to purchase a property.","start":2387.435,"end":2392.255,"sentiment":"neutral","sentiment_score":0.16071405026473498}],"sentiment":"positive","sentiment_score":0.35160977649502456,"channel":0,"num_words":32,"start":2380.26,"end":2392.255},{"sentences":[{"text":"Yes.","start":2392.7048,"end":2393.2048,"sentiment":"neutral","sentiment_score":0.12946060299873352}],"sentiment":"neutral","sentiment_score":0.12946060299873352,"channel":1,"num_words":1,"start":2392.7048,"end":2393.2048},{"sentences":[{"text":"Is there any other goals that you're hoping to achieve, or are you just focusing on super around that property purchase?","start":2393.53,"end":2399.9502,"sentiment":"neutral","sentiment_score":0.07024866927947317}],"sentiment":"neutral","sentiment_score":0.07024866927947317,"channel":0,"num_words":21,"start":2393.53,"end":2399.9502},{"sentences":[{"text":"Basically, yeah, that that property purchase.","start":2401.2,"end":2403.2,"sentiment":"neutral","sentiment_score":0.0467231459915638},{"text":"That's all.","start":2403.2,"end":2403.94,"sentiment":"neutral","sentiment_score":0.0875701904296875}],"sentiment":"neutral","sentiment_score":0.05693490710109472,"channel":1,"num_words":8,"start":2401.2,"end":2403.94},{"sentences":[{"text":"Yep.","start":2404.25,"end":2404.6501,"sentiment":"neutral","sentiment_score":0.17268705368041992}],"sentiment":"neutral","sentiment_score":0.17268705368041992,"channel":0,"num_words":1,"start":2404.25,"end":2404.6501},{"sentences":[{"text":"That's","start":2404.48,"end":2404.8801,"sentiment":"neutral","sentiment_score":0.332154780626297}],"sentiment":"neutral","sentiment_score":0.332154780626297,"channel":1,"num_words":1,"start":2404.48,"end":2404.8801},{"sentences":[{"text":"Beautiful.","start":2404.6501,"end":2405.1501,"sentiment":"positive","sentiment_score":0.4813327193260193}],"sentiment":"positive","sentiment_score":0.4813327193260193,"channel":0,"num_words":1,"start":2404.6501,"end":2405.1501},{"sentences":[{"text":"that's all we have.","start":2404.8801,"end":2405.94,"sentiment":"neutral","sentiment_score":0.2949601300060749}],"sentiment":"neutral","sentiment_score":0.2949601300060749,"channel":1,"num_words":4,"start":2404.8801,"end":2405.94},{"sentences":[{"text":"Yep.","start":2406.795,"end":2407.295,"sentiment":"neutral","sentiment_score":0.13757970929145813},{"text":"Excellent.","start":2407.355,"end":2407.855,"sentiment":"neutral","sentiment_score":0.33168354630470276},{"text":"Lovely.","start":2408.4749,"end":2408.9749,"sentiment":"neutral","sentiment_score":0.24355539679527283},{"text":"And does your sorry.","start":2411.115,"end":2412.9548,"sentiment":"neutral","sentiment_score":0.03530380455777049},{"text":"Does your wife work?","start":2412.9548,"end":2413.755,"sentiment":"neutral","sentiment_score":-0.0026639385614544153}],"sentiment":"neutral","sentiment_score":0.07667073785242709,"channel":0,"num_words":11,"start":2406.795,"end":2413.755},{"sentences":[{"text":"Is Georgina working as well?","start":2413.755,"end":2415.615,"sentiment":"neutral","sentiment_score":0.012247892003506422}],"sentiment":"neutral","sentiment_score":0.012247892003506422,"channel":0,"num_words":5,"start":2413.755,"end":2415.615},{"sentences":[{"text":"Not at the moment, but she","start":2417.855,"end":2419.935,"sentiment":"neutral","sentiment_score":-0.026338326279073954}],"sentiment":"neutral","sentiment_score":-0.026338326279073954,"channel":1,"num_words":6,"start":2417.855,"end":2419.935},{"sentences":[{"text":"Okay.","start":2419.6702,"end":2420.1702,"sentiment":"neutral","sentiment_score":0.010134989395737648}],"sentiment":"neutral","sentiment_score":0.010134989395737648,"channel":0,"num_words":1,"start":2419.6702,"end":2420.1702},{"sentences":[{"text":"she will be shortly.","start":2419.935,"end":2421.0752,"sentiment":"neutral","sentiment_score":0.027726987842470407}],"sentiment":"neutral","sentiment_score":0.027726987842470407,"channel":1,"num_words":4,"start":2419.935,"end":2421.0752},{"sentences":[{"text":"Okay.","start":2421.99,"end":2422.49,"sentiment":"neutral","sentiment_score":0.06709595024585724},{"text":"Beautiful.","start":2422.55,"end":2423.05,"sentiment":"neutral","sentiment_score":0.15662911534309387},{"text":"She's trying to get a job or","start":2423.35,"end":2426.07,"sentiment":"neutral","sentiment_score":0.027076298370957375}],"sentiment":"neutral","sentiment_score":0.045917683798405856,"channel":0,"num_words":9,"start":2421.99,"end":2426.07},{"sentences":[{"text":"Well,","start":2425.97,"end":2426.1301,"sentiment":"neutral","sentiment_score":-0.01006316114217043}],"sentiment":"neutral","sentiment_score":-0.01006316114217043,"channel":1,"num_words":1,"start":2425.97,"end":2426.1301},{"sentences":[{"text":"going","start":2426.07,"end":2426.3901,"sentiment":"neutral","sentiment_score":-0.011700212955474854}],"sentiment":"neutral","sentiment_score":-0.011700212955474854,"channel":0,"num_words":1,"start":2426.07,"end":2426.3901},{"sentences":[{"text":"we've","start":2426.1301,"end":2426.6301,"sentiment":"neutral","sentiment_score":-0.0013198679080232978}],"sentiment":"neutral","sentiment_score":-0.0013198679080232978,"channel":1,"num_words":1,"start":2426.1301,"end":2426.6301},{"sentences":[{"text":"back to work.","start":2426.3901,"end":2427.1301,"sentiment":"neutral","sentiment_score":0.007383868719140689}],"sentiment":"neutral","sentiment_score":0.007383868719140689,"channel":0,"num_words":3,"start":2426.3901,"end":2427.1301},{"sentences":[{"text":"well, she's had offer for she's had offer for her old job back.","start":2426.85,"end":2431.25,"sentiment":"neutral","sentiment_score":0.03730234360465637},{"text":"So","start":2431.25,"end":2431.75,"sentiment":"neutral","sentiment_score":0.13922925293445587}],"sentiment":"neutral","sentiment_score":0.044582837128213475,"channel":1,"num_words":14,"start":2426.85,"end":2431.75},{"sentences":[{"text":"Oh, fantastic.","start":2432.2148,"end":2432.795,"sentiment":"positive","sentiment_score":0.42441315948963165},{"text":"Beautiful.","start":2433.4949,"end":2433.9949,"sentiment":"positive","sentiment_score":0.3716402649879456},{"text":"And this comes on to the factoring the retirement side of things as well.","start":2434.6948,"end":2438.315,"sentiment":"neutral","sentiment_score":0.11504181900194713},{"text":"Does she have anything in super, or has she had super in the past?","start":2439.255,"end":2443.1948,"sentiment":"neutral","sentiment_score":0.011191032760377442}],"sentiment":"neutral","sentiment_score":0.09637827447225009,"channel":0,"num_words":31,"start":2432.2148,"end":2443.1948},{"sentences":[{"text":"She has had super in the past, but it's it's it's very low.","start":2443.495,"end":2447.195,"sentiment":"neutral","sentiment_score":-0.038903641586120315}],"sentiment":"neutral","sentiment_score":-0.038903641586120315,"channel":1,"num_words":13,"start":2443.495,"end":2447.195},{"sentences":[{"text":"Okay.","start":2447.99,"end":2448.3901,"sentiment":"neutral","sentiment_score":0.004070593975484371},{"text":"Do you think do you know roughly how much it might be just so","start":2448.3901,"end":2451.43,"sentiment":"neutral","sentiment_score":-0.003160624099629266}],"sentiment":"neutral","sentiment_score":-0.00267854289462169,"channel":0,"num_words":15,"start":2447.99,"end":2451.43},{"sentences":[{"text":"I","start":2451.3801,"end":2451.54,"sentiment":"neutral","sentiment_score":0.006775468587875366}],"sentiment":"neutral","sentiment_score":0.006775468587875366,"channel":1,"num_words":1,"start":2451.3801,"end":2451.54},{"sentences":[{"text":"I've","start":2451.43,"end":2451.67,"sentiment":"neutral","sentiment_score":0.008675310760736465}],"sentiment":"neutral","sentiment_score":0.008675310760736465,"channel":0,"num_words":1,"start":2451.43,"end":2451.67},{"sentences":[{"text":"think","start":2451.54,"end":2452.02,"sentiment":"neutral","sentiment_score":0.009945442900061607}],"sentiment":"neutral","sentiment_score":0.009945442900061607,"channel":1,"num_words":1,"start":2451.54,"end":2452.02},{"sentences":[{"text":"got something to work on?","start":2451.67,"end":2452.97,"sentiment":"neutral","sentiment_score":0.0070903653278946875}],"sentiment":"neutral","sentiment_score":0.0070903653278946875,"channel":0,"num_words":5,"start":2451.67,"end":2452.97},{"sentences":[{"text":"11.","start":2453.3801,"end":2453.8801,"sentiment":"neutral","sentiment_score":-0.0005862675607204437},{"text":"11,000?","start":2454.74,"end":2455.6401,"sentiment":"neutral","sentiment_score":-0.0030746215488761663},{"text":"Yeah.","start":2455.86,"end":2456.02,"sentiment":"neutral","sentiment_score":0.00241605332121253},{"text":"She's got","start":2456.02,"end":2456.4202,"sentiment":"neutral","sentiment_score":0.0016866385703906417}],"sentiment":"neutral","sentiment_score":0.0004256882704794407,"channel":1,"num_words":5,"start":2453.3801,"end":2456.4202},{"sentences":[{"text":"11,000?","start":2456.31,"end":2457.21,"sentiment":"neutral","sentiment_score":0.0019661844708025455}],"sentiment":"neutral","sentiment_score":0.0019661844708025455,"channel":0,"num_words":1,"start":2456.31,"end":2457.21},{"sentences":[{"text":"eleven thousand in there.","start":2456.4202,"end":2457.7,"sentiment":"neutral","sentiment_score":0.005581287434324622},{"text":"Yep.","start":2457.7,"end":2458.2,"sentiment":"neutral","sentiment_score":0.04935432597994805}],"sentiment":"neutral","sentiment_score":0.014335895143449306,"channel":1,"num_words":5,"start":2456.4202,"end":2458.2},{"sentences":[{"text":"Yes.","start":2458.255,"end":2458.4949,"sentiment":"neutral","sentiment_score":0.13901260495185852},{"text":"Beautiful.","start":2458.4949,"end":2458.9949,"sentiment":"positive","sentiment_score":0.3654997944831848},{"text":"Lovely.","start":2459.215,"end":2459.615,"sentiment":"neutral","sentiment_score":0.32524824142456055},{"text":"Just so I can sort of factor in the retirement planning aspect because you are, you know, nearly at 54 mark.","start":2459.615,"end":2465.695,"sentiment":"neutral","sentiment_score":0.12001572726737886},{"text":"We are kinda getting closer to years.","start":2465.695,"end":2467.455,"sentiment":"neutral","sentiment_score":0.038321866520813534}],"sentiment":"neutral","sentiment_score":0.11672077352000822,"channel":0,"num_words":31,"start":2458.255,"end":2467.455},{"sentences":[{"text":"I'd like to put that into the plan on a limited scope to sort of show you what I'm recommending, how this looks for you, but also","start":2467.455,"end":2473.79,"sentiment":"neutral","sentiment_score":0.100533834486096}],"sentiment":"neutral","sentiment_score":0.100533834486096,"channel":0,"num_words":27,"start":2467.455,"end":2473.79},{"sentences":[{"text":"Yeah.","start":2473.7148,"end":2474.2148,"sentiment":"neutral","sentiment_score":0.03320778161287308}],"sentiment":"neutral","sentiment_score":0.03320778161287308,"channel":1,"num_words":1,"start":2473.7148,"end":2474.2148},{"sentences":[{"text":"where we might be heading moving forward to give you a bit of an outcome.","start":2473.79,"end":2477.07,"sentiment":"neutral","sentiment_score":0.09121935156484445},{"text":"And then we've got something to track for you as well.","start":2477.07,"end":2479.89,"sentiment":"neutral","sentiment_score":0.07746737789024007},{"text":"Okay?","start":2479.95,"end":2480.45,"sentiment":"neutral","sentiment_score":0.0504881888628006}],"sentiment":"neutral","sentiment_score":0.08410813404178177,"channel":0,"num_words":27,"start":2473.79,"end":2480.45},{"sentences":[{"text":"Yeah.","start":2480.2102,"end":2480.7102,"sentiment":"neutral","sentiment_score":0.11092457175254822}],"sentiment":"neutral","sentiment_score":0.11092457175254822,"channel":1,"num_words":1,"start":2480.2102,"end":2480.7102},{"sentences":[{"text":"Beautiful.","start":2481.47,"end":2481.97,"sentiment":"neutral","sentiment_score":0.32154974341392517},{"text":"Excellent.","start":2483.79,"end":2484.29,"sentiment":"positive","sentiment_score":0.3766549229621887},{"text":"That sounds fantastic.","start":2484.51,"end":2485.985,"sentiment":"positive","sentiment_score":0.4636252323786418},{"text":"The only other thing sorry.","start":2486.3652,"end":2487.8052,"sentiment":"neutral","sentiment_score":-0.04943064823746681},{"text":"I should also just double check.","start":2487.8052,"end":2489.5051,"sentiment":"neutral","sentiment_score":-0.06360811678071816}],"sentiment":"neutral","sentiment_score":0.09126740135252476,"channel":0,"num_words":16,"start":2481.47,"end":2489.5051},{"sentences":[{"text":"Is Georgina older than you, younger than you, same age as you, and does she","start":2489.5652,"end":2493.245,"sentiment":"neutral","sentiment_score":-0.03881291722257932}],"sentiment":"neutral","sentiment_score":-0.03881291722257932,"channel":0,"num_words":15,"start":2489.5652,"end":2493.245},{"sentences":[{"text":"No.","start":2493.105,"end":2493.345,"sentiment":"neutral","sentiment_score":-0.1083783209323883}],"sentiment":"neutral","sentiment_score":-0.1083783209323883,"channel":1,"num_words":1,"start":2493.105,"end":2493.345},{"sentences":[{"text":"wanna","start":2493.245,"end":2493.5652,"sentiment":"neutral","sentiment_score":-0.08415958285331726}],"sentiment":"neutral","sentiment_score":-0.08415958285331726,"channel":0,"num_words":1,"start":2493.245,"end":2493.5652},{"sentences":[{"text":"Younger.","start":2493.345,"end":2493.845,"sentiment":"neutral","sentiment_score":-0.10507863759994508}],"sentiment":"neutral","sentiment_score":-0.10507863759994508,"channel":1,"num_words":1,"start":2493.345,"end":2493.845},{"sentences":[{"text":"retire at the same age?","start":2493.5652,"end":2494.945,"sentiment":"neutral","sentiment_score":-0.05471915900707245}],"sentiment":"neutral","sentiment_score":-0.05471915900707245,"channel":0,"num_words":5,"start":2493.5652,"end":2494.945},{"sentences":[{"text":"No.","start":2495.345,"end":2495.585,"sentiment":"neutral","sentiment_score":-0.08771355450153351},{"text":"No.","start":2495.585,"end":2495.825,"sentiment":"neutral","sentiment_score":-0.08324526250362396},{"text":"She's younger.","start":2495.825,"end":2496.565,"sentiment":"neutral","sentiment_score":-0.05167888477444649}],"sentiment":"neutral","sentiment_score":-0.06857914663851261,"channel":1,"num_words":4,"start":2495.345,"end":2496.565},{"sentences":[{"text":"Younger?","start":2497.405,"end":2497.905,"sentiment":"neutral","sentiment_score":-0.007016375195235014},{"text":"How many years younger?","start":2497.965,"end":2499.5051,"sentiment":"neutral","sentiment_score":-0.007548567606136203}],"sentiment":"neutral","sentiment_score":-0.007442129123955965,"channel":0,"num_words":5,"start":2497.405,"end":2499.5051},{"sentences":[{"text":"She's 38.","start":2500.225,"end":2502.95,"sentiment":"neutral","sentiment_score":0.00043117819586768746}],"sentiment":"neutral","sentiment_score":0.00043117819586768746,"channel":1,"num_words":2,"start":2500.225,"end":2502.95},{"sentences":[{"text":"38.","start":2503.91,"end":2504.63,"sentiment":"neutral","sentiment_score":0.0047836750745773315}],"sentiment":"neutral","sentiment_score":0.0047836750745773315,"channel":0,"num_words":1,"start":2503.91,"end":2504.63},{"sentences":[{"text":"Thirty eight.","start":2504.05,"end":2504.77,"sentiment":"neutral","sentiment_score":0.02208819007501006}],"sentiment":"neutral","sentiment_score":0.02208819007501006,"channel":1,"num_words":2,"start":2504.05,"end":2504.77},{"sentences":[{"text":"Beautiful.","start":2504.63,"end":2505.11,"sentiment":"positive","sentiment_score":0.42827945947647095}],"sentiment":"positive","sentiment_score":0.42827945947647095,"channel":0,"num_words":1,"start":2504.63,"end":2505.11},{"sentences":[{"text":"Yeah.","start":2504.77,"end":2505.27,"sentiment":"neutral","sentiment_score":0.10445280373096466}],"sentiment":"neutral","sentiment_score":0.10445280373096466,"channel":1,"num_words":1,"start":2504.77,"end":2505.27},{"sentences":[{"text":"Is she planning on stopping work about the same time as you do for your retirement years, or do you think does she think","start":2505.11,"end":2511.11,"sentiment":"neutral","sentiment_score":-0.009708788711577654}],"sentiment":"neutral","sentiment_score":-0.009708788711577654,"channel":0,"num_words":24,"start":2505.11,"end":2511.11},{"sentences":[{"text":"No.","start":2511.01,"end":2511.51,"sentiment":"neutral","sentiment_score":-0.06515109539031982}],"sentiment":"neutral","sentiment_score":-0.06515109539031982,"channel":1,"num_words":1,"start":2511.01,"end":2511.51},{"sentences":[{"text":"she'll work a","start":2511.11,"end":2511.59,"sentiment":"neutral","sentiment_score":-0.041061174124479294}],"sentiment":"neutral","sentiment_score":-0.041061174124479294,"channel":0,"num_words":3,"start":2511.11,"end":2511.59},{"sentences":[{"text":"She's","start":2511.57,"end":2512.07,"sentiment":"neutral","sentiment_score":-0.04666748270392418}],"sentiment":"neutral","sentiment_score":-0.04666748270392418,"channel":1,"num_words":1,"start":2511.57,"end":2512.07},{"sentences":[{"text":"bit longer?","start":2511.59,"end":2512.33,"sentiment":"neutral","sentiment_score":-0.04965977370738983}],"sentiment":"neutral","sentiment_score":-0.04965977370738983,"channel":0,"num_words":2,"start":2511.59,"end":2512.33},{"sentences":[{"text":"she'll probably work a bit longer than that.","start":2512.37,"end":2514.345,"sentiment":"neutral","sentiment_score":-0.049175388645380735}],"sentiment":"neutral","sentiment_score":-0.049175388645380735,"channel":1,"num_words":8,"start":2512.37,"end":2514.345},{"sentences":[{"text":"Keep working longer.","start":2514.765,"end":2515.905,"sentiment":"neutral","sentiment_score":0.011607860525449118},{"text":"Beautiful.","start":2515.9648,"end":2516.4648,"sentiment":"positive","sentiment_score":0.544000506401062}],"sentiment":"neutral","sentiment_score":0.14470602199435234,"channel":0,"num_words":4,"start":2514.765,"end":2516.4648},{"sentences":[{"text":"Yeah.","start":2516.265,"end":2516.765,"sentiment":"positive","sentiment_score":0.454314798116684}],"sentiment":"positive","sentiment_score":0.454314798116684,"channel":1,"num_words":1,"start":2516.265,"end":2516.765},{"sentences":[{"text":"Fantastic.","start":2517.325,"end":2517.825,"sentiment":"positive","sentiment_score":0.7235689163208008},{"text":"Lovely.","start":2519.165,"end":2519.645,"sentiment":"positive","sentiment_score":0.6957335472106934},{"text":"Well, thank you so much for that.","start":2519.645,"end":2521.345,"sentiment":"positive","sentiment_score":0.6671369671821594},{"text":"What I'll do is I'll go back and have a really good look at all the research there for you, and I'll come up with an advice document.","start":2521.805,"end":2529.46,"sentiment":"neutral","sentiment_score":0.28436716007334845},{"text":"I'll book you in.","start":2529.76,"end":2531.04,"sentiment":"neutral","sentiment_score":0.1243208572268486}],"sentiment":"positive","sentiment_score":0.35484939377482344,"channel":0,"num_words":41,"start":2517.325,"end":2531.04},{"sentences":[{"text":"Is two weeks okay to book you in to have that advice document be presented to you?","start":2531.04,"end":2536.3398,"sentiment":"neutral","sentiment_score":0.12393147016272825}],"sentiment":"neutral","sentiment_score":0.12393147016272825,"channel":0,"num_words":17,"start":2531.04,"end":2536.3398},{"sentences":[{"text":"Yeah.","start":2536.52,"end":2536.84,"sentiment":"neutral","sentiment_score":0.09195425361394882},{"text":"That's fine.","start":2536.84,"end":2537.6602,"sentiment":"neutral","sentiment_score":0.15100210905075073}],"sentiment":"neutral","sentiment_score":0.13131949057181677,"channel":1,"num_words":3,"start":2536.52,"end":2537.6602},{"sentences":[{"text":"Yep.","start":2538.08,"end":2538.48,"sentiment":"neutral","sentiment_score":0.1641826331615448},{"text":"Beautiful.","start":2538.48,"end":2538.98,"sentiment":"positive","sentiment_score":0.361393928527832},{"text":"Is this time of day best fitting you, or is it sort of late","start":2539.1199,"end":2542.875,"sentiment":"neutral","sentiment_score":0.05466707316892488}],"sentiment":"neutral","sentiment_score":0.08068222412839532,"channel":0,"num_words":16,"start":2538.08,"end":2542.875},{"sentences":[{"text":"Yeah.","start":2542.855,"end":2543.355,"sentiment":"neutral","sentiment_score":0.02136320061981678}],"sentiment":"neutral","sentiment_score":0.02136320061981678,"channel":1,"num_words":1,"start":2542.855,"end":2543.355},{"sentences":[{"text":"afternoon when sort of suits","start":2542.875,"end":2544.315,"sentiment":"neutral","sentiment_score":0.00825910661369562}],"sentiment":"neutral","sentiment_score":0.00825910661369562,"channel":0,"num_words":5,"start":2542.875,"end":2544.315},{"sentences":[{"text":"No.","start":2544.135,"end":2544.455,"sentiment":"neutral","sentiment_score":-0.019131913781166077}],"sentiment":"neutral","sentiment_score":-0.019131913781166077,"channel":1,"num_words":1,"start":2544.135,"end":2544.455},{"sentences":[{"text":"you","start":2544.315,"end":2544.555,"sentiment":"neutral","sentiment_score":-0.02865520864725113}],"sentiment":"neutral","sentiment_score":-0.02865520864725113,"channel":0,"num_words":1,"start":2544.315,"end":2544.555},{"sentences":[{"text":"Around","start":2544.455,"end":2544.855,"sentiment":"neutral","sentiment_score":-0.016814423725008965}],"sentiment":"neutral","sentiment_score":-0.016814423725008965,"channel":1,"num_words":1,"start":2544.455,"end":2544.855},{"sentences":[{"text":"best?","start":2544.555,"end":2545.055,"sentiment":"neutral","sentiment_score":-0.004417135380208492}],"sentiment":"neutral","sentiment_score":-0.004417135380208492,"channel":0,"num_words":1,"start":2544.555,"end":2545.055},{"sentences":[{"text":"around that around 02:00 is fine.","start":2544.855,"end":2546.555,"sentiment":"neutral","sentiment_score":0.019586840954919655}],"sentiment":"neutral","sentiment_score":0.019586840954919655,"channel":1,"num_words":6,"start":2544.855,"end":2546.555},{"sentences":[{"text":"Yep.","start":2546.875,"end":2547.1948,"sentiment":"neutral","sentiment_score":0.1080181896686554},{"text":"Beautiful.","start":2547.1948,"end":2547.6748,"sentiment":"neutral","sentiment_score":0.2759321928024292},{"text":"If I do it sort of two weeks, it's the May 20 on a Wednesday, and I could do exactly 02:00 for you.","start":2547.6748,"end":2553.755,"sentiment":"neutral","sentiment_score":0.06277079345739406},{"text":"Would that be okay?","start":2553.755,"end":2554.815,"sentiment":"neutral","sentiment_score":0.053868730552494526}],"sentiment":"neutral","sentiment_score":0.07045357083452158,"channel":0,"num_words":29,"start":2546.875,"end":2554.815},{"sentences":[{"text":"Yep.","start":2554.71,"end":2555.1099,"sentiment":"neutral","sentiment_score":0.051074735820293427},{"text":"That'll be fine.","start":2555.1099,"end":2556.0898,"sentiment":"neutral","sentiment_score":0.10887562483549118}],"sentiment":"neutral","sentiment_score":0.09442540258169174,"channel":1,"num_words":4,"start":2554.71,"end":2556.0898},{"sentences":[{"text":"Yep.","start":2556.0,"end":2556.5,"sentiment":"neutral","sentiment_score":0.1401616632938385},{"text":"Beautiful.","start":2556.8,"end":2557.3,"sentiment":"positive","sentiment_score":0.3690757155418396},{"text":"Alright.","start":2558.48,"end":2558.98,"sentiment":"neutral","sentiment_score":0.3042505383491516},{"text":"Excellent.","start":2559.28,"end":2559.78,"sentiment":"positive","sentiment_score":0.4153617024421692},{"text":"Now, Jason, I also know when we sort of it looks like you've done a couple of risk profiles over the past there as well.","start":2560.56,"end":2566.34,"sentiment":"neutral","sentiment_score":0.06713601917028428}],"sentiment":"neutral","sentiment_score":0.10025000340979674,"channel":0,"num_words":29,"start":2556.0,"end":2566.34},{"sentences":[{"text":"With regard to your investment portfolio inside Super, you are invested in more of a growth environment.","start":2567.2148,"end":2573.155,"sentiment":"neutral","sentiment_score":0.04569152085220113}],"sentiment":"neutral","sentiment_score":0.04569152085220113,"channel":0,"num_words":17,"start":2567.2148,"end":2573.155},{"sentences":[{"text":"Yep.","start":2573.925,"end":2574.42,"sentiment":"neutral","sentiment_score":0.057651638984680176}],"sentiment":"neutral","sentiment_score":0.057651638984680176,"channel":1,"num_words":1,"start":2573.925,"end":2574.42},{"sentences":[{"text":"That essentially means that you'd typically see that 80% of your sector invested in growth assets, so things like Australian shares, international shares, listed property, and commodities, so precious metals like gold and silver there as well.","start":2574.175,"end":2587.8098,"sentiment":"neutral","sentiment_score":0.07724412802506138}],"sentiment":"neutral","sentiment_score":0.07724412802506138,"channel":0,"num_words":37,"start":2574.175,"end":2587.8098},{"sentences":[{"text":"Alright.","start":2588.18,"end":2588.565,"sentiment":"neutral","sentiment_score":0.0793682336807251}],"sentiment":"neutral","sentiment_score":0.0793682336807251,"channel":1,"num_words":1,"start":2588.18,"end":2588.565},{"sentences":[{"text":"Having a look and going to the questions that I have asked, I mean, this growth sort of portfolio does suit you as you do have about six years before you're wanting to access super based on your goal retirement age.","start":2588.8298,"end":2601.585,"sentiment":"neutral","sentiment_score":0.10460962545944423},{"text":"And even if you did kinda get to you know, you decided to retire before 70 and hit sort of 65 or even 67, you still do kind of have that, you know, ten year time horizon there to be in this sort of environment.","start":2601.645,"end":2614.9102,"sentiment":"neutral","sentiment_score":0.036622905772593285},{"text":"Do you wanna still see yourself in this growth sort of portfolio with that 80% split of assets?","start":2615.4502,"end":2623.495,"sentiment":"neutral","sentiment_score":0.0834213840878672},{"text":"Or did you wanna maybe take a little bit less risk in the market?","start":2623.495,"end":2626.615,"sentiment":"neutral","sentiment_score":0.03283611339117799},{"text":"How do you feel?","start":2626.615,"end":2627.675,"sentiment":"neutral","sentiment_score":0.07310646027326584}],"sentiment":"neutral","sentiment_score":0.06713722742422194,"channel":0,"num_words":122,"start":2588.8298,"end":2627.675},{"sentences":[{"text":"Later on, I'd probably take less risk, but I'd like","start":2628.3098,"end":2631.45,"sentiment":"neutral","sentiment_score":0.0048385621048510075}],"sentiment":"neutral","sentiment_score":0.0048385621048510075,"channel":1,"num_words":10,"start":2628.3098,"end":2631.45},{"sentences":[{"text":"Yep.","start":2631.2551,"end":2631.7551,"sentiment":"neutral","sentiment_score":0.06994212418794632}],"sentiment":"neutral","sentiment_score":0.06994212418794632,"channel":0,"num_words":1,"start":2631.2551,"end":2631.7551},{"sentences":[{"text":"now I'd like to get it up there, and then","start":2631.91,"end":2634.5698,"sentiment":"neutral","sentiment_score":0.054203010722994806}],"sentiment":"neutral","sentiment_score":0.054203010722994806,"channel":1,"num_words":10,"start":2631.91,"end":2634.5698},{"sentences":[{"text":"Yep.","start":2634.33,"end":2634.83,"sentiment":"neutral","sentiment_score":0.021595221012830738}],"sentiment":"neutral","sentiment_score":0.021595221012830738,"channel":0,"num_words":1,"start":2634.33,"end":2634.83},{"sentences":[{"text":"I take risk when I'm older.","start":2635.19,"end":2636.8098,"sentiment":"neutral","sentiment_score":-0.037588670228918396},{"text":"Less risk.","start":2637.03,"end":2637.67,"sentiment":"neutral","sentiment_score":-0.038906509056687355}],"sentiment":"neutral","sentiment_score":-0.037918129935860634,"channel":1,"num_words":8,"start":2635.19,"end":2637.67},{"sentences":[{"text":"Yep.","start":2637.4502,"end":2637.9502,"sentiment":"neutral","sentiment_score":0.032146282494068146}],"sentiment":"neutral","sentiment_score":0.032146282494068146,"channel":0,"num_words":1,"start":2637.4502,"end":2637.9502},{"sentences":[{"text":"Sorry.","start":2637.67,"end":2638.17,"sentiment":"neutral","sentiment_score":0.02073272317647934}],"sentiment":"neutral","sentiment_score":0.02073272317647934,"channel":1,"num_words":1,"start":2637.67,"end":2638.17},{"sentences":[{"text":"Yeah.","start":2638.57,"end":2638.9702,"sentiment":"neutral","sentiment_score":0.12014111876487732},{"text":"Absolutely.","start":2638.9702,"end":2639.4702,"sentiment":"neutral","sentiment_score":0.25958317518234253},{"text":"Not a problem at all.","start":2639.9302,"end":2641.23,"sentiment":"neutral","sentiment_score":0.28180194795131686},{"text":"I'd like to make sure that I'm giving you enough information as well.","start":2641.29,"end":2643.77,"sentiment":"neutral","sentiment_score":0.17819225214994872},{"text":"So with that growth environment, because with what the volatility we are seeing at the moment, I'd like to make sure everyone is aware we do expect negative years when we are looking at, you know, a five or a ten year","start":2643.77,"end":2655.645,"sentiment":"neutral","sentiment_score":-0.1800166161819583}],"sentiment":"neutral","sentiment_score":-0.05573329948369534,"channel":0,"num_words":62,"start":2638.57,"end":2655.645},{"sentences":[{"text":"Yeah.","start":2655.4001,"end":2655.9001,"sentiment":"neutral","sentiment_score":-0.13034005463123322}],"sentiment":"neutral","sentiment_score":-0.13034005463123322,"channel":1,"num_words":1,"start":2655.4001,"end":2655.9001},{"sentences":[{"text":"time horizon.","start":2655.645,"end":2656.2148,"sentiment":"neutral","sentiment_score":-0.1429746225476265},{"text":"In this growth sort of portfolio, you can expect negative years sort of one in every five years.","start":2656.2148,"end":2661.345,"sentiment":"neutral","sentiment_score":-0.2230666528145472},{"text":"We are chasing an average rate of return compounded of about seven to 9%.","start":2661.345,"end":2665.7,"sentiment":"neutral","sentiment_score":-0.09386824896293026},{"text":"Anything over 9%, your portfolio is performing really, really well, and you can get those great fifteen, twenty, 25% returns some years.","start":2665.76,"end":2673.8599,"sentiment":"neutral","sentiment_score":0.28682683543725446},{"text":"Other years, it","start":2674.0,"end":2674.64,"sentiment":"neutral","sentiment_score":-0.025003912548224132}],"sentiment":"neutral","sentiment_score":0.010506341707403376,"channel":0,"num_words":59,"start":2655.645,"end":2674.64},{"sentences":[{"text":"Yeah.","start":2674.615,"end":2675.115,"sentiment":"neutral","sentiment_score":-0.033437661826610565}],"sentiment":"neutral","sentiment_score":-0.033437661826610565,"channel":1,"num_words":1,"start":2674.615,"end":2675.115},{"sentences":[{"text":"might be a little bit less.","start":2674.64,"end":2675.68,"sentiment":"neutral","sentiment_score":-0.10328823824723561},{"text":"So this is kind of an average of what we'd sort of hope to be compounding over the longer term for this sort of environment.","start":2675.68,"end":2682.025,"sentiment":"neutral","sentiment_score":-0.022505505234003065},{"text":"And it does suit, as I said, someone with a 60 time horizon.","start":2683.685,"end":2687.045,"sentiment":"neutral","sentiment_score":0.15087597587933907},{"text":"So are you comfortable with me looking at that growth portfolio?","start":2687.045,"end":2690.105,"sentiment":"neutral","sentiment_score":0.11805230108174411},{"text":"I'll look at the risk factors, the cost side of things.","start":2690.2449,"end":2693.065,"sentiment":"neutral","sentiment_score":0.03589592907916416}],"sentiment":"neutral","sentiment_score":0.037461381179816795,"channel":0,"num_words":66,"start":2674.64,"end":2693.065},{"sentences":[{"text":"I'll also take into account CGT con CGT consequences in your super as well because your super does also","start":2693.21,"end":2698.97,"sentiment":"neutral","sentiment_score":0.04539410181735691}],"sentiment":"neutral","sentiment_score":0.04539410181735691,"channel":0,"num_words":19,"start":2693.21,"end":2698.97},{"sentences":[{"text":"Yeah.","start":2698.805,"end":2699.305,"sentiment":"neutral","sentiment_score":0.03593133017420769}],"sentiment":"neutral","sentiment_score":0.03593133017420769,"channel":1,"num_words":1,"start":2698.805,"end":2699.305},{"sentences":[{"text":"do a capture turn every year.","start":2698.97,"end":2700.65,"sentiment":"neutral","sentiment_score":0.036910070416828},{"text":"But","start":2700.65,"end":2700.89,"sentiment":"neutral","sentiment_score":0.07118294388055801}],"sentiment":"neutral","sentiment_score":0.041806195197360854,"channel":0,"num_words":7,"start":2698.97,"end":2700.89},{"sentences":[{"text":"Yeah.","start":2700.805,"end":2701.305,"sentiment":"neutral","sentiment_score":0.08885356783866882}],"sentiment":"neutral","sentiment_score":0.08885356783866882,"channel":1,"num_words":1,"start":2700.805,"end":2701.305},{"sentences":[{"text":"are you happy","start":2700.89,"end":2701.45,"sentiment":"neutral","sentiment_score":0.16174263258775076}],"sentiment":"neutral","sentiment_score":0.16174263258775076,"channel":0,"num_words":3,"start":2700.89,"end":2701.45},{"sentences":[{"text":"I","start":2701.365,"end":2701.525,"sentiment":"neutral","sentiment_score":0.2125682234764099}],"sentiment":"neutral","sentiment_score":0.2125682234764099,"channel":1,"num_words":1,"start":2701.365,"end":2701.525},{"sentences":[{"text":"with","start":2701.45,"end":2701.6099,"sentiment":"neutral","sentiment_score":0.24995529651641848}],"sentiment":"neutral","sentiment_score":0.24995529651641848,"channel":0,"num_words":1,"start":2701.45,"end":2701.6099},{"sentences":[{"text":"thought","start":2701.525,"end":2702.025,"sentiment":"neutral","sentiment_score":0.20552033185958865}],"sentiment":"neutral","sentiment_score":0.20552033185958865,"channel":1,"num_words":1,"start":2701.525,"end":2702.025},{"sentences":[{"text":"me looking at all those things?","start":2701.6099,"end":2702.89,"sentiment":"neutral","sentiment_score":0.23358044773340225},{"text":"Is there anything","start":2702.89,"end":2703.6099,"sentiment":"neutral","sentiment_score":0.15794707338015238}],"sentiment":"neutral","sentiment_score":0.20836932294898564,"channel":0,"num_words":9,"start":2701.6099,"end":2703.6099},{"sentences":[{"text":"yes.","start":2703.365,"end":2703.84,"sentiment":"neutral","sentiment_score":0.07769300043582916}],"sentiment":"neutral","sentiment_score":0.07769300043582916,"channel":1,"num_words":1,"start":2703.365,"end":2703.84},{"sentences":[{"text":"I might have missed?","start":2703.6099,"end":2704.65,"sentiment":"neutral","sentiment_score":-0.020081631373614073},{"text":"Or","start":2704.65,"end":2704.97,"sentiment":"neutral","sentiment_score":0.01609192043542862}],"sentiment":"neutral","sentiment_score":-0.012846921011805535,"channel":0,"num_words":5,"start":2703.6099,"end":2704.97},{"sentences":[{"text":"Yeah.","start":2705.76,"end":2706.08,"sentiment":"neutral","sentiment_score":0.028050893917679787},{"text":"No.","start":2706.08,"end":2706.48,"sentiment":"neutral","sentiment_score":0.012120392173528671},{"text":"Look look at everything you can.","start":2706.48,"end":2708.1,"sentiment":"neutral","sentiment_score":0.11711939051747322}],"sentiment":"neutral","sentiment_score":0.09286095364950597,"channel":1,"num_words":8,"start":2705.76,"end":2708.1},{"sentences":[{"text":"yes.","start":2708.645,"end":2709.145,"sentiment":"neutral","sentiment_score":0.24044153094291687},{"text":"Absolutely.","start":2709.285,"end":2709.785,"sentiment":"positive","sentiment_score":0.351064532995224},{"text":"And I've got you booked in there, so we've got a date to have this deadline sorted for you as well.","start":2710.085,"end":2714.905,"sentiment":"neutral","sentiment_score":0.3123500765789123},{"text":"If","start":2715.205,"end":2715.445,"sentiment":"neutral","sentiment_score":0.14713992178440094}],"sentiment":"neutral","sentiment_score":0.3040832330783208,"channel":0,"num_words":24,"start":2708.645,"end":2715.445},{"sentences":[{"text":"Alright.","start":2715.28,"end":2715.78,"sentiment":"neutral","sentiment_score":0.13558682799339294}],"sentiment":"neutral","sentiment_score":0.13558682799339294,"channel":1,"num_words":1,"start":2715.28,"end":2715.78},{"sentences":[{"text":"anything comes up in the meantime, let me know, and I'll also make sure that I email you shortly if you've got my email there.","start":2715.445,"end":2722.47,"sentiment":"neutral","sentiment_score":0.1313031604886055},{"text":"It'll have the information on the solicitors.","start":2722.47,"end":2724.49,"sentiment":"neutral","sentiment_score":0.09047404410583633},{"text":"It'll also just ask if you can shoot me through your ID as well.","start":2724.55,"end":2727.93,"sentiment":"neutral","sentiment_score":0.059213454968162944}],"sentiment":"neutral","sentiment_score":0.10314968892413637,"channel":0,"num_words":46,"start":2715.445,"end":2727.93},{"sentences":[{"text":"Yes.","start":2727.935,"end":2728.38,"sentiment":"neutral","sentiment_score":0.050041526556015015}],"sentiment":"neutral","sentiment_score":0.050041526556015015,"channel":1,"num_words":1,"start":2727.935,"end":2728.38},{"sentences":[{"text":"Okay?","start":2728.23,"end":2728.73,"sentiment":"neutral","sentiment_score":0.04980669915676117}],"sentiment":"neutral","sentiment_score":0.04980669915676117,"channel":0,"num_words":1,"start":2728.23,"end":2728.73},{"sentences":[{"text":"Okay.","start":2728.5398,"end":2728.6997,"sentiment":"neutral","sentiment_score":0.08725811541080475},{"text":"No problem.","start":2728.6997,"end":2729.3599,"sentiment":"neutral","sentiment_score":0.2503002882003784}],"sentiment":"neutral","sentiment_score":0.19595289727052054,"channel":1,"num_words":3,"start":2728.5398,"end":2729.3599},{"sentences":[{"text":"Yeah.","start":2729.67,"end":2730.17,"sentiment":"positive","sentiment_score":0.3981138467788696},{"text":"Beautiful.","start":2730.39,"end":2730.89,"sentiment":"positive","sentiment_score":0.8005529642105103},{"text":"All good.","start":2731.91,"end":2732.47,"sentiment":"positive","sentiment_score":0.7485117614269257},{"text":"Is there anything else that I may have missed or anything else you wanted me to talk about?","start":2732.47,"end":2736.63,"sentiment":"neutral","sentiment_score":0.07279983018007544},{"text":"Or","start":2736.63,"end":2737.13,"sentiment":"neutral","sentiment_score":-0.023772425949573517}],"sentiment":"neutral","sentiment_score":0.17314412396239198,"channel":0,"num_words":23,"start":2729.67,"end":2737.13},{"sentences":[{"text":"Not right at the moment.","start":2738.5398,"end":2739.9,"sentiment":"neutral","sentiment_score":-0.21589991748332976},{"text":"No.","start":2739.9,"end":2740.4,"sentiment":"neutral","sentiment_score":-0.21003220975399017}],"sentiment":"neutral","sentiment_score":-0.2149219661951065,"channel":1,"num_words":6,"start":2738.5398,"end":2740.4},{"sentences":[{"text":"no.","start":2740.685,"end":2741.085,"sentiment":"neutral","sentiment_score":-0.15761730074882507},{"text":"That's okay.","start":2741.085,"end":2741.985,"sentiment":"neutral","sentiment_score":0.021109563298523426}],"sentiment":"neutral","sentiment_score":-0.03846605805059274,"channel":0,"num_words":3,"start":2740.685,"end":2741.985},{"sentences":[{"text":"Yeah.","start":2742.0598,"end":2742.375,"sentiment":"positive","sentiment_score":0.3528512120246887}],"sentiment":"positive","sentiment_score":0.3528512120246887,"channel":1,"num_words":1,"start":2742.0598,"end":2742.375},{"sentences":[{"text":"All good.","start":2742.5251,"end":2743.165,"sentiment":"positive","sentiment_score":0.6023786962032318},{"text":"Beautiful.","start":2743.165,"end":2743.665,"sentiment":"positive","sentiment_score":0.6850547790527344},{"text":"Well, I'm glad we've been able to touch on those concerns there for you.","start":2743.8052,"end":2747.085,"sentiment":"positive","sentiment_score":0.713397673198155},{"text":"I'll work at I'm gonna do everything I can to kind of put us back on track here for you.","start":2747.085,"end":2750.925,"sentiment":"positive","sentiment_score":0.5487860083580017},{"text":"I'll get this advice piece done for you, and we'll have that ready to go in two weeks.","start":2750.925,"end":2755.3398,"sentiment":"positive","sentiment_score":0.4925577657090293}],"sentiment":"positive","sentiment_score":0.576711628111926,"channel":0,"num_words":55,"start":2742.5251,"end":2755.3398},{"sentences":[{"text":"Yep.","start":2755.895,"end":2756.34,"sentiment":"positive","sentiment_score":0.3603702187538147}],"sentiment":"positive","sentiment_score":0.3603702187538147,"channel":1,"num_words":1,"start":2755.895,"end":2756.34},{"sentences":[{"text":"We'll look at what we're doing and keep you on track and see if we can help you a bit more.","start":2756.0398,"end":2760.1199,"sentiment":"positive","sentiment_score":0.4633884032567342},{"text":"Okay?","start":2760.1199,"end":2760.6199,"sentiment":"neutral","sentiment_score":0.1416296660900116}],"sentiment":"positive","sentiment_score":0.4487630061127923,"channel":0,"num_words":22,"start":2756.0398,"end":2760.6199},{"sentences":[{"text":"Alright.","start":2760.9001,"end":2761.3,"sentiment":"neutral","sentiment_score":0.26214540004730225},{"text":"Not a problem.","start":2761.3,"end":2762.12,"sentiment":"positive","sentiment_score":0.5402242143948873}],"sentiment":"positive","sentiment_score":0.47070451080799103,"channel":1,"num_words":4,"start":2760.9001,"end":2762.12},{"sentences":[{"text":"Thank you so much, Jason.","start":2762.5999,"end":2763.96,"sentiment":"positive","sentiment_score":0.841800582408905}],"sentiment":"positive","sentiment_score":0.841800582408905,"channel":0,"num_words":5,"start":2762.5999,"end":2763.96},{"sentences":[{"text":"Alright.","start":2763.78,"end":2764.28,"sentiment":"positive","sentiment_score":0.5259033441543579}],"sentiment":"positive","sentiment_score":0.5259033441543579,"channel":1,"num_words":1,"start":2763.78,"end":2764.28},{"sentences":[{"text":"I'll get those emails out to you very shortly.","start":2763.96,"end":2766.0398,"sentiment":"positive","sentiment_score":0.5206823580794864},{"text":"If there's anything you need, please don't ever hesitate to let me know.","start":2766.0398,"end":2769.18,"sentiment":"neutral","sentiment_score":0.31448128590217006}],"sentiment":"positive","sentiment_score":0.39883626997470856,"channel":0,"num_words":22,"start":2763.96,"end":2769.18},{"sentences":[{"text":"Okay.","start":2769.3801,"end":2769.8801,"sentiment":"neutral","sentiment_score":0.24579474329948425},{"text":"Alright.","start":2769.9402,"end":2770.34,"sentiment":"positive","sentiment_score":0.33338111639022827},{"text":"Thanks.","start":2770.34,"end":2770.755,"sentiment":"positive","sentiment_score":0.6117291450500488}],"sentiment":"positive","sentiment_score":0.3969683349132538,"channel":1,"num_words":3,"start":2769.3801,"end":2770.755},{"sentences":[{"text":"Thanks.","start":2771.315,"end":2771.795,"sentiment":"positive","sentiment_score":0.6522758603096008},{"text":"Have a good day.","start":2771.795,"end":2772.515,"sentiment":"positive","sentiment_score":0.6306895315647125},{"text":"I'll talk","start":2772.515,"end":2772.915,"sentiment":"neutral","sentiment_score":0.2779432535171509}],"sentiment":"positive","sentiment_score":0.5329886419432504,"channel":0,"num_words":7,"start":2771.315,"end":2772.915},{"sentences":[{"text":"Yeah.","start":2772.9148,"end":2773.075,"sentiment":"neutral","sentiment_score":0.1021624431014061}],"sentiment":"neutral","sentiment_score":0.1021624431014061,"channel":1,"num_words":1,"start":2772.9148,"end":2773.075},{"sentences":[{"text":"soon.","start":2772.915,"end":2773.415,"sentiment":"neutral","sentiment_score":0.1404784619808197}],"sentiment":"neutral","sentiment_score":0.1404784619808197,"channel":0,"num_words":1,"start":2772.915,"end":2773.415},{"sentences":[{"text":"Yeah.","start":2773.075,"end":2773.3948,"sentiment":"neutral","sentiment_score":0.14674216508865356},{"text":"You too.","start":2773.3948,"end":2773.9548,"sentiment":"neutral","sentiment_score":0.19477453082799911},{"text":"Alright.","start":2773.9548,"end":2774.1948,"sentiment":"neutral","sentiment_score":0.21944640576839447},{"text":"Thanks.","start":2774.1948,"end":2774.6948,"sentiment":"positive","sentiment_score":0.5865126848220825}],"sentiment":"neutral","sentiment_score":0.26845006346702577,"channel":1,"num_words":5,"start":2773.075,"end":2774.6948},{"sentences":[{"text":"Thanks.","start":2774.515,"end":2775.015,"sentiment":"positive","sentiment_score":0.5804886817932129}],"sentiment":"positive","sentiment_score":0.5804886817932129,"channel":0,"num_words":1,"start":2774.515,"end":2775.015},{"sentences":[{"text":"Bye.","start":2774.755,"end":2775.255,"sentiment":"positive","sentiment_score":0.35791563987731934}],"sentiment":"positive","sentiment_score":0.35791563987731934,"channel":1,"num_words":1,"start":2774.755,"end":2775.255},{"sentences":[{"text":"Bye.","start":2775.075,"end":2775.575,"sentiment":"neutral","sentiment_score":-0.0952693447470665}],"sentiment":"neutral","sentiment_score":-0.0952693447470665,"channel":0,"num_words":1,"start":2775.075,"end":2775.575}]},"summary":{"result":"success","short":"During a conversation between a representative from Okey Financial and a customer, the representative discusses the customer's recent surgery and the possibility of updating their portfolio. They also discuss the retirement of the customer's insurance policy and the potential for a new life insurance company. The agent updates the customer's portfolio and suggests removing a portfolio from it, and emphasizes the importance of putting contributions in the portfolio. They also discuss the benefits of insurance coverage and the importance of income protection. The agent emphasizes the need for updating the customer's insurance policy and offers to send more information. They also discuss retirement goals and retirement age for the customer's investment portfolio."},"intents":{"segments":[{"text":"This is Dana from Okey Financial. How are you this afternoon? Not too bad.","start_word":3,"end_word":16,"intents":[{"intent":"Schedule call","confidence_score":0.0042431536}]},{"text":"I believe having a look at your file, I've done a bit of a deep dive that you had some surgery recently. How's that going for you? No.","start_word":61,"end_word":88,"intents":[{"intent":"Check file","confidence_score":0.02997676}]},{"text":"I've done a really good deep dive into the options. We can talk about what you're after, what your options are, and I can give you a bit of an idea of what that might look like, and then Yep. we can look at how to proceed there for you. Is that okay? Yep.","start_word":210,"end_word":263,"intents":[{"intent":"Discuss options","confidence_score":0.7002979}]},{"text":"We can talk about what you're after, what your options are, and I can give you a bit of an idea of what that might look like, and then Yep. we can look at how to proceed there for you. Is that okay? Yep.","start_word":220,"end_word":263,"intents":[{"intent":"Provide advice","confidence_score":0.02331219}]},{"text":"I am discussing your personal and sensitive information. So I'll just need to confirm your date of birth and address I should have on file for you. Yeah.","start_word":384,"end_word":411,"intents":[{"intent":"Confirm identity","confidence_score":0.20936805},{"intent":"Confirm personal information","confidence_score":0.015805108}]},{"text":"Thank you so much for that. So, Jason, first thing, having a bit of a look here. I can give you an update on where your super is. I don't know one of the things where you're frustrated, obviously, super hasn't been performing the way you sort of hoped it has over the past couple of years there. Yep.","start_word":444,"end_word":502,"intents":[{"intent":"Provide update on super's performance","confidence_score":0.034221876}]},{"text":"So, Jason, first thing, having a bit of a look here. I can give you an update on where your super is. I don't know one of the things where you're frustrated, obviously, super hasn't been performing the way you sort of hoped it has over the past couple of years there. Yep.","start_word":450,"end_word":502,"intents":[{"intent":"Provide projection update","confidence_score":0.008662861}]},{"text":"I can give you an update on where your super is. I don't know one of the things where you're frustrated, obviously, super hasn't been performing the way you sort of hoped it has over the past couple of years there. Yep.","start_word":461,"end_word":502,"intents":[{"intent":"Update super","confidence_score":0.010148499}]},{"text":"I don't know one of the things where you're frustrated, obviously, super hasn't been performing the way you sort of hoped it has over the past couple of years there. Yep.","start_word":472,"end_word":502,"intents":[{"intent":"Express frustration","confidence_score":0.016243022}]},{"text":"But at the time, I believe you were unemployed, so no contributions had been factored in.","start_word":682,"end_word":697,"intents":[{"intent":"Discuss potential contributions","confidence_score":0.021182332}]},{"text":"just looking at the updated balance there for you as of today's date.","start_word":744,"end_word":756,"intents":[{"intent":"Reveal current balance","confidence_score":0.00017545867}]},{"text":"I would like to maybe update the advice. I can see one of the investments is underperforming slightly, and I would like to remove that out of there and maybe update your portfolio a little bit.","start_word":815,"end_word":850,"intents":[{"intent":"Update portfolio","confidence_score":0.29835635}]},{"text":"I would like to maybe update the advice. I can see one of the investments is underperforming slightly, and I would like to remove that out of there and maybe update your portfolio a little bit. Yep.","start_word":815,"end_word":851,"intents":[{"intent":"Update advice","confidence_score":0.14387667}]},{"text":"And what's the income life at the moment? Is it fairly steady, or how's that kinda going for you?","start_word":883,"end_word":901,"intents":[{"intent":"Discuss income life","confidence_score":0.05010004}]},{"text":"because I've got a lot of upcoming work. Oh, beautiful.","start_word":915,"end_word":924,"intents":[{"intent":"Express interest in future","confidence_score":0.00046128192}]},{"text":"That's really good to hear. Fantastic. So yeah.","start_word":928,"end_word":935,"intents":[{"intent":"Express gratitude","confidence_score":0.0029454832}]},{"text":"I can see having a look when I sort of run you through. And after the call, I am gonna get my admin team member, Michelle, to send you through an email which has the the portfolio reports and all the information I'm going through with you.","start_word":937,"end_word":983,"intents":[{"intent":"Discuss portfolio reports","confidence_score":0.099056214}]},{"text":"Is that something you'd like me to look at for you? Yeah. Yeah?","start_word":1180,"end_word":1192,"intents":[{"intent":"Analyze funds","confidence_score":0.011886325}]},{"text":"Well, I can safely tell you, you definitely don't have any AIA insurances in here. The AIA are the underwriter for the group cover that Netwealth do provide to clients. Right.","start_word":1416,"end_word":1446,"intents":[{"intent":"Resolve insurances","confidence_score":0.00049707893}]},{"text":"With your portfolio directly, having a look at Bennelong, Bennelong, the Australian equities portion is down significantly in your portfolio, and that is also having a bit of an effect.","start_word":1870,"end_word":1899,"intents":[{"intent":"Check portfolio status","confidence_score":0.0019749498}]},{"text":"I do wanna remove that out of there for you and look to maybe update the advice to replace that with something.","start_word":1900,"end_word":1921,"intents":[{"intent":"Update advice","confidence_score":0.17319052}]},{"text":"And while I've got you on the call today, Jason, I'll book you back in to go through that advice document so you've got a date for that advice to be provided. That way you've got a bit of an idea of where we're heading. Okay?","start_word":2080,"end_word":2125,"intents":[{"intent":"Inform about direction","confidence_score":0.0010971776}]},{"text":"And while I've got you on the call today, Jason, I'll book you back in to go through that advice document so you've got a date for that advice to be provided. That way you've got a bit of an idea of where we're heading. Okay? Okay.","start_word":2080,"end_word":2126,"intents":[{"intent":"Schedule call","confidence_score":0.010853559}]},{"text":"But I'm so sorry that we've let you down a bit over the past few months.","start_word":2132,"end_word":2147,"intents":[{"intent":"Apologize for downfall","confidence_score":0.01736867},{"intent":"Express dissatisfaction","confidence_score":0.003127918}]},{"text":"I've recently as I've been an adviser for a few more years now, I've been able to take on a book of clients.","start_word":2155,"end_word":2177,"intents":[{"intent":"Acknowledge past experience","confidence_score":0.0002162613}]},{"text":"It's just kind of frustrating that I'm trying I've been trying to get a home loan. Yes.","start_word":2249,"end_word":2265,"intents":[{"intent":"Request help with home loan","confidence_score":0.0019616573},{"intent":"Express frustration about service","confidence_score":0.000006100563},{"intent":"Explain benefits of home loan","confidence_score":0.0000059828167}]},{"text":"that's that's part of my frustrating problem. Yeah. You know?","start_word":2304,"end_word":2313,"intents":[{"intent":"Express gratitude","confidence_score":0.050331075}]},{"text":"Next year.","start_word":2416,"end_word":2417,"intents":[{"intent":"Discuss future plans","confidence_score":0.005949071},{"intent":"Suggest future contact for future reference","confidence_score":0.000008431108}]},{"text":"But because you are in your fifties and you are looking to get a home loan, when they sort of look at, you know, whether your capacity to work over the next, you know, twenty to thirty years for a home loan, they're looking for an exit strategy. And the Yeah.","start_word":2439,"end_word":2489,"intents":[{"intent":"Get a home loan","confidence_score":0.04829074}]},{"text":"Have you got a mortgage broker that you're talking to? Or I do I did have.","start_word":2520,"end_word":2535,"intents":[{"intent":"Refer to a mortgage broker","confidence_score":0.31243765}]},{"text":"because I wasn't working, I was living off my savings. So I'm just building that back up right now. Right.","start_word":2695,"end_word":2714,"intents":[{"intent":"Build a financial back up","confidence_score":0.00040294084}]},{"text":"Did you want me to hold off on the referral, or would you like to have a chat to the mortgage brokers now and look Well, at, you know, putting a plan in place to kinda get that home for you?","start_word":2735,"end_word":2775,"intents":[{"intent":"Discuss putting a plan in place","confidence_score":0.15653169}]},{"text":"we look at contributions and part of what's gonna make Super work, when you sort of look at Super and the way investing is, markets will always go ups and downs. You have those those peaks and those troughs and those down times that we are sort of seeing at the moment.","start_word":2840,"end_word":2891,"intents":[{"intent":"Review super investments","confidence_score":0.02617439}]},{"text":"Would if I update the advice and have a look at what we can do, I will project out to see where we're sort of tracking for based on what I recommend and what alterations I make for you as well.","start_word":3321,"end_word":3361,"intents":[{"intent":"Assess options","confidence_score":0.00095392525}]},{"text":"But projections, they're only a guide as well because markets could definitely change. I do not know what's gonna happen next week. I definitely don't know what's gonna Yeah. happen next year. But we are sort of looking at past data to predict how markets can react and project based on current circumstances where you could end up over the next five to ten years. Yep.","start_word":3362,"end_word":3427,"intents":[{"intent":"Assess potential impact of market changes","confidence_score":0.0044090296}]},{"text":"Is there a level of contribution that you're comfortable for me to factor into that for you with regards to contributions, or what's your thoughts there? Yeah.","start_word":3428,"end_word":3454,"intents":[{"intent":"Assess contribution level","confidence_score":0.0025497326}]},{"text":"Is there a level of contribution that you're comfortable for me to factor into that for you with regards to contributions, or what's your thoughts there? Yeah. Well, over the next few weeks, once I start getting these jobs out, that's Yeah. when I was thinking of starting to contributing. Yep. Beautiful.","start_word":3428,"end_word":3479,"intents":[{"intent":"Evaluate future contribution","confidence_score":0.00010449795}]},{"text":"I'll look at a way to structure those contributions for you so that they're being factored in. When they come out of your business account and into the super fund, they're normally directed as a non concessional contribution.","start_word":3580,"end_word":3617,"intents":[{"intent":"Structure contributions","confidence_score":0.80167675}]},{"text":"it can provide a little bit of a tax benefit as well. Yeah.","start_word":3669,"end_word":3681,"intents":[{"intent":"Benefit tax deduction","confidence_score":0.005275}]},{"text":"And I think last time we put a call up, well, the last stock fund I have set up here noted that you were expecting to earn around about 60,000 per annum. Is that where your sort of projected income was for the year, or do you think that might have increased?","start_word":3711,"end_word":3762,"intents":[{"intent":"Determine projected income","confidence_score":0.25490716},{"intent":"Determine anticipated income for the year","confidence_score":7.417573e-7}]},{"text":"Now the other thing that we were sort of looking at and where we were trying to go, I believe, last year was looking at the insurance side of things. So you've got your life and your CPD at the moment. You don't have any income protection. I believe you also spoke to one of my colleagues a few months back trying to find out whether you had some income protection there. Yeah.","start_word":3845,"end_word":3917,"intents":[{"intent":"Look at the future","confidence_score":0.00079646206}]},{"text":"TBD component you have is it's a difficult definition. You have what's called ADL. So it is activities of daily living, and that essentially means in order to claim on that definition, you need to be able to not feed yourself, bathe, dress, you know, all those abnormal activities of daily living.","start_word":3946,"end_word":3997,"intents":[{"intent":"Clarify definition and benefits","confidence_score":0.0012830148}]},{"text":"Or I mean I mean, it is kinda sufficient. I mean yep. yeah. Perfect. And with the TPD, I know it's not a lot. I know it's a difficult definition because you have had I believe it's heart surgery. Is that right?","start_word":4280,"end_word":4321,"intents":[{"intent":"Evaluate tdb requirements","confidence_score":0.048493903}]},{"text":"Definitely not an easy time to be going through that, plus you're recovering from surgery and pretty full on Yeah.","start_word":4972,"end_word":4991,"intents":[{"intent":"Describe recovery process","confidence_score":0.014242706},{"intent":"State recovery process","confidence_score":0.009901962}]},{"text":"It was just a a valve that wasn't working properly. It was working, Yep. but not to its full extent. And what it was is I had a valve replacement Yep. doing basically, doctor the surgeon said gave me the option if I wanted to do it or not. I didn't have to, but I thought doing it now while I'm still younger rather than having complications when I'm older getting it Mhmm. done.","start_word":5011,"end_word":5084,"intents":[{"intent":"Explain procedure","confidence_score":0.014669132},{"intent":"Explain procedure","confidence_score":0.06714152},{"intent":"Explain procedure","confidence_score":0.095964424}]},{"text":"And what it was is I had a valve replacement Yep.","start_word":5031,"end_word":5041,"intents":[{"intent":"Discuss valve replacement options","confidence_score":0.0066227005}]},{"text":"doing basically, doctor the surgeon said gave me the option if I wanted to do it or not. I didn't have to, but I thought doing it now while I'm still younger rather than having complications when I'm older getting it Mhmm. done.","start_word":5042,"end_word":5084,"intents":[{"intent":"Repeat procedure","confidence_score":0.0014343946}]},{"text":"So doing it now and, you know, three months gone by. I'm back I'm back at work. It's fine.","start_word":5087,"end_word":5105,"intents":[{"intent":"Mention timeline","confidence_score":0.00021110714}]},{"text":"I'm so glad to hear that you're back at it and recovering nicely.","start_word":5200,"end_word":5212,"intents":[{"intent":"Express gratitude","confidence_score":0.121735625}]},{"text":"it now and getting yourself back to work, you definitely got that recovery period whilst you're younger and more virile. So yeah.","start_word":5256,"end_word":5277,"intents":[{"intent":"Describe recovery period","confidence_score":0.0033269003}]},{"text":"Well, I'll leave the life and TPD as it is, and I'll make sure as part of the advice, I'll note we're retaining that.","start_word":5282,"end_word":5305,"intents":[{"intent":"Recommend action","confidence_score":0.0010941633},{"intent":"Encourage note","confidence_score":0.00011270929}]},{"text":"Now there are I know I don't know if anyone spoke to you last year about other types of cover like trauma or insurances you can pay out of your back pocket. They do obviously affect your out of pocket expenditure, and you've got a lot of that going on at the moment in trying to save your house. Are you Yeah.","start_word":5602,"end_word":5663,"intents":[{"intent":"Address insurance concerns","confidence_score":0.029395906}]},{"text":"Now I can see here your original goal was that you were hoping to access super around about the age of 60. Is that still your goal of retirement, or do you think you're going to want to or might need to work a bit longer?","start_word":5784,"end_word":5829,"intents":[{"intent":"Evaluate retirement goals","confidence_score":0.052573744}]},{"text":"And have you guys got a will? Have you ever spoken to a solicitor who had a will drawn up or a power of attorney or anything like that? No. Yeah.","start_word":6022,"end_word":6052,"intents":[{"intent":"Inquire about solicitor availability","confidence_score":0.0015776707},{"intent":"Ask about attorney's intent","confidence_score":0.00000404532}]},{"text":"You'll also then have my direct email. So if anything comes up, Jason, you have any questions about anything, you'll also then be able to contact me personally and make it nice and easy for you. Okay? Yeah.","start_word":6158,"end_word":6195,"intents":[{"intent":"Offer assistance","confidence_score":0.03146832}]},{"text":"That's me. Thank you. Excellent.","start_word":6291,"end_word":6295,"intents":[{"intent":"Express gratitude","confidence_score":0.025769394}]},{"text":"That's me. Thank you. Excellent. Do you have any questions so far? You're welcome to tell me to explain something a bit better or if you have additional questions or No.","start_word":6291,"end_word":6321,"intents":[{"intent":"Confirm understanding","confidence_score":0.007925065}]},{"text":"It does look like we do need to get your updated identification as well. The ID on file has expired.","start_word":6371,"end_word":6390,"intents":[{"intent":"Update id","confidence_score":0.81722885}]},{"text":"That essentially means that we have to prove you are who you say you are. I'm sure you're not Yeah.","start_word":6442,"end_word":6461,"intents":[{"intent":"Verify identity","confidence_score":0.016064676}]},{"text":"Having a look now, as as mentioned before, after the call, I will send through your annual review pack for you, which will have a copy of your performance report there for you to have a look at. It'll have you update the balance and information there for you. It'll also have a certificate of currency there showing you your current insurances that we've gone through as well. Yeah.","start_word":6486,"end_word":6554,"intents":[{"intent":"Send annual review pack","confidence_score":0.8711621},{"intent":"Update balance and information","confidence_score":0.04095034}]},{"text":"and also my licensing information so you can see I'm a fully licensed adviser. Okay?","start_word":6592,"end_word":6606,"intents":[{"intent":"Provide license information","confidence_score":0.07335957}]},{"text":"One of the things we do obviously have is the ongoing service agreement. So you you are paying client. You did pay for our services. The ongoing service agreement for the next twelve months will be in there. I do ask that you sign that, return it back, and I will do everything I can to make sure that we improve on our services.","start_word":6632,"end_word":6695,"intents":[{"intent":"Improve services","confidence_score":0.5392149}]},{"text":"Did you want me to go through the ongoing service fee arrangement with the No. numbers and things like that? I I understood how that all works. Yeah.","start_word":6736,"end_word":6763,"intents":[{"intent":"Confirm fee arrangement","confidence_score":0.025742691}]},{"text":"I just wanted to go through and update all of your assets as well.","start_word":6837,"end_word":6850,"intents":[{"intent":"Update assets","confidence_score":0.4731026}]},{"text":"Would you value it at about 30,000 or Well, it's actually valued for more because I got it I okay. bought it off a friend. Beautiful. What sort of value would you put on it, do you think?","start_word":7123,"end_word":7160,"intents":[{"intent":"Assess property value","confidence_score":0.00014833815}]},{"text":"Over the next couple of years, I've got down here goals wise that you're looking to purchase a property. Yes.","start_word":7487,"end_word":7506,"intents":[{"intent":"Discuss goals","confidence_score":0.06370567}]},{"text":"Does your wife work? Is Georgina working as well?","start_word":7550,"end_word":7558,"intents":[{"intent":"Determine work schedule","confidence_score":0.025600322}]},{"text":"Just so I can sort of factor in the retirement planning aspect because you are, you know, nearly at 54 mark. We are kinda getting closer to years. I'd like to put that into the plan on a limited scope to sort of show you what I'm recommending, how this looks for you, but also Yeah.","start_word":7680,"end_word":7735,"intents":[{"intent":"Determine retirement planning","confidence_score":0.23209293}]},{"text":"Is Georgina older than you, younger than you, same age as you, and does she No. wanna Younger. retire at the same age?","start_word":7780,"end_word":7802,"intents":[{"intent":"Specify retirement age","confidence_score":0.0020606196},{"intent":"Specify retirement age","confidence_score":0.018553011}]},{"text":"Well, thank you so much for that. What I'll do is I'll go back and have a really good look at all the research there for you, and I'll come up with an advice document. I'll book you in. Is two weeks okay to book you in to have that advice document be presented to you? Yeah.","start_word":7865,"end_word":7921,"intents":[{"intent":"Schedule advisers and discuss portfolios","confidence_score":0.0000398069}]},{"text":"Do you wanna still see yourself in this growth sort of portfolio with that 80% split of assets? Or did you wanna maybe take a little bit less risk in the market? How do you feel?","start_word":8161,"end_word":8196,"intents":[{"intent":"Evaluate portfolio effectiveness","confidence_score":0.000695417}]}]},"sentiments":{"segments":[{"text":"Hello? Hi, Jason. This is Dana from Okey Financial. How are you this afternoon? Not too bad. Yourself?","start_word":0,"end_word":17,"sentiment":"neutral","sentiment_score":0.16433852910995483},{"text":"I'm very well. Thank you.","start_word":18,"end_word":22,"sentiment":"positive","sentiment_score":0.6077694892883301},{"text":"I had you booked in to go through a bit of an annual review for you and look at some updating the adviser for you. Is now still a good time? Yeah. That's fine. Yep. Yeah.","start_word":23,"end_word":58,"sentiment":"neutral","sentiment_score":0.1919102668762207},{"text":"All good.","start_word":59,"end_word":60,"sentiment":"positive","sentiment_score":0.3650351166725158},{"text":"I believe having a look at your file, I've done a bit of a deep dive that you had some surgery recently. How's that going for you? No. No. That's all good. That's all okay or recovered? Yeah. Yep.","start_word":61,"end_word":99,"sentiment":"neutral","sentiment_score":0.11786237359046936},{"text":"Fantastic.","start_word":100,"end_word":100,"sentiment":"positive","sentiment_score":0.4147260189056397},{"text":"I know I had a bit of a look. I know you spoke to my colleague, Samantha, a couple of days ago just sort of having a look. You had a you know, we're not really very happy with the services. I'd love to kinda go through things with Yeah. you, provide Yeah. a bit of an update. I've done a really good deep dive of the file, and I can see we were trying to do some advice for you around insurances late last year that, unfortunately, didn't go ahead with the surgery that you were having. But we can have a bit of a chat about it. I've done a really good deep dive into the options. We can talk about what you're after, what your options are, and I can give you a bit of an idea of what that might look like, and then Yep. we can look at how to proceed there for you. Is that okay? Yep. That's fine. Yes. Fantastic. Are you off work at the moment, or are you back at work now? Or Yeah. No. I'm I'm back at work. yep. Beautiful. Well, if anything comes up and you need me to stop, let me know. But I'll try to take up too much time. I'm just making sure I'll be touching all the things that are important there for you as well. Yep. Okay? Yep.","start_word":101,"end_word":335,"sentiment":"neutral","sentiment_score":0.03943783417344093},{"text":"Beautiful.","start_word":336,"end_word":336,"sentiment":"positive","sentiment_score":0.36152321100234985},{"text":"Now I do need to let you know, Jason, moving forward, we do record our calls for quality and training purposes. Are you happy for me to proceed with that? Yeah. That's fine.","start_word":337,"end_word":369,"sentiment":"neutral","sentiment_score":0.188069149851799},{"text":"Yep. Lovely.","start_word":370,"end_word":371,"sentiment":"positive","sentiment_score":0.5096083283424377},{"text":"And I just need to do security there with you as well. I am discussing your personal and sensitive information. So I'll just need to confirm your date of birth and address I should have on file for you. Yeah. It's '15 to the second awning service. Right? Mhmm. And what else is there? Your date of birth. Oh, sorry. Address. My apologies. 9 King Street up in Leesau, Wales. Okay.","start_word":372,"end_word":442,"sentiment":"neutral","sentiment_score":0.05000470951199531},{"text":"Beautiful. Thank you so much for that.","start_word":443,"end_word":449,"sentiment":"positive","sentiment_score":0.5663542151451111},{"text":"So, Jason, first thing, having a bit of a look here. I can give you an update on where your super is. I don't know one of the things where you're frustrated, obviously, super hasn't been performing the way you sort of hoped it has over the past couple of years there. Yep. One of the things I have noted in here was that you had a bit of an expectation around the projected outcome of where you should be about now. Is that right? I'd love Yes. you to elaborate a bit more just so I can, you know, speak to you about this and stand a bit deeper. Sorry. Yeah. No. It's just when I when I first opened the the account through Yeah. you guys, the guy I was talking to said within the next two to three years, you'd be up near 250,000. And Really? yeah. And it I thought, oh, yeah. That's sounds good. And, you know, that's why Yeah. I kind of went along with it. And then it's the Wow. highest it's ever been is one twenty. Yeah. Okay. Because I've had a as I said, I had a pretty good deep dive, and I pulled up the advice document back from 2019. And Yep. I has noted here in here the projection table, and I'm happy to send this through to you as well. But at the time, I believe you were unemployed, so no contributions had been factored in. And it noted here that in about five years, you were expected to have about 94,030. Yep. And we're now almost at that seven year mark, and your super has had a bit of a pullback with what's been happening in the markets currently. But Yeah. just looking at the updated balance there for you as of today's date. Sorry. My computer is a little bit slow. We're currently seeing it about 105,192 and 71<unk>.","start_word":450,"end_word":774,"sentiment":"neutral","sentiment_score":-0.01847830586708509},{"text":"It has been good that you have been receiving contributions over the past couple of years with you doing that FIFO working that you were as well, and contributions there have been about 6,000 over the course from inception to now.","start_word":774,"end_word":815,"sentiment":"positive","sentiment_score":0.3938070237636566},{"text":"Yep. I would like to maybe update the advice. I can see one of the investments is underperforming slightly, and I would like to remove that out of there and maybe update your portfolio a little bit. Yep. But we would definitely need to maybe look at contributing a bit more to Super as well. I know you're self employed. Is that right? I am now. Yes. Yeah. Okay. And what's the income life at the moment? Is it fairly steady, or how's that kinda going for you? It's kinda steady at the moment. It is gonna get better Yep. Yep. because I've got a lot of upcoming work.","start_word":815,"end_word":924,"sentiment":"neutral","sentiment_score":-0.02624971978366375},{"text":"Oh, beautiful.","start_word":924,"end_word":926,"sentiment":"positive","sentiment_score":0.4071604311466217},{"text":"So yeah. Yes.","start_word":926,"end_word":929,"sentiment":"neutral","sentiment_score":0.2408960908651352},{"text":"That's really good to hear. Fantastic.","start_word":929,"end_word":935,"sentiment":"positive","sentiment_score":0.537082850933075},{"text":"So yeah. No. I can see having a look when I sort of run you through. And after the call, I am gonna get my admin team member, Michelle, to send you through an email which has the the portfolio reports and all the information I'm going through with you. Yep. But your balance is at the moment about 105,000, so it is down a little bit on where we would like you to have been and where you were last year. Yeah. Admittedly, as we sort of look at the annual reviews you've been having from 2020 onwards, your balance has been steadily increasing. So the pullback this year is basically looking at your Australian equities portion of Benelon Australian equities.","start_word":935,"end_word":1057,"sentiment":"neutral","sentiment_score":-0.012029316276311874},{"text":"That investments had a little bit of an an issue there.","start_word":1056,"end_word":1066,"sentiment":"negative","sentiment_score":-0.35888031125068665},{"text":"I know Ben along was placed in your portfolio back in the day to be more of an actively managed fund, but they're not really doing their jobs correctly.","start_word":1067,"end_word":1095,"sentiment":"neutral","sentiment_score":-0.3066292405128479},{"text":"They're underperforming a bit against the market. So I No. wanna go back and maybe remove that out of there.","start_word":1096,"end_word":1115,"sentiment":"negative","sentiment_score":-0.5293791890144348},{"text":"There's no point having funds that are aren't performing and working harder for you, Yep. I can replace that. I've got a few other options, but I can replace it with something that's a bit cheaper, maybe more of an act sorry. Maybe more of a passively managed fund that might be a little bit less in fees and might have shown greater performance. Is that something you'd like me to look at for you? Yeah. Yeah? Well, Please let me know if you have any questions.","start_word":1116,"end_word":1202,"sentiment":"neutral","sentiment_score":0.08926817774772644},{"text":"I'm happy to break things down for you.","start_word":1203,"end_word":1210,"sentiment":"positive","sentiment_score":0.5505435466766357},{"text":"You're right. I I just wanted to to basically work for Yeah. me. And because I had I had a guy from some super review company ring me, And Yes. I spoke to them, and he Yes. goes, oh, you know, took my information. Then we had a three way conversation with Netwealth. Yes. And Netwealth actually said to to there was some sort of a aia insurance that was taking $2,000 out a year, and then we tried to look into that. And apparently, it's not bad because I spoke with a lady the other day from you guys. Yeah. And I was wondering where that information came from. And then Yeah. he he he basically told me he has the exact same setup as I have, but his is going up. And mine's Okay. not. And I thought, well, that's odd. That's why Yeah. what kinda brought on this, and I thought, well, I'd rather be making money because Yeah. than than, you know, losing it for no reason. No. No. Of course. That's why I thought I'd better ask about the insurances and all that sort of thing. I don't know Yeah. where that where that AIA thing came from. No.","start_word":1211,"end_word":1414,"sentiment":"neutral","sentiment_score":-0.08041359484195709},{"text":"Well, I can safely tell you, you definitely don't have any AIA insurances in here.","start_word":1415,"end_word":1429,"sentiment":"negative","sentiment_score":-0.3611974418163299},{"text":"The AIA are the underwriter for the group cover that Netwealth do provide to clients. Right. I've as I said, deep dive into this, you definitely don't have any AIA insurances in here. Your insurance is with Neos, Yes. and you've got some life and TBD. So at the moment, the life and TBD component you have through Neos is you've got a life of the sum insured of $687,003.34, and you've got some TBD in there. Currently, the TBD is a $137,004.46. Yes. And I believe you also got that in the real insurance policy as well, which gives you the life insurance there for a bit over 650,000 as well. 640 to $650,000 of life cover, which you're still paying out of your back pocket. Is that right? Which one was that? The real insurance? Oh, yes. Yes. Yep.","start_word":1430,"end_word":1570,"sentiment":"neutral","sentiment_score":-0.00762220611795783},{"text":"Beautiful.","start_word":1571,"end_word":1571,"sentiment":"positive","sentiment_score":0.49906179308891296},{"text":"Has the certificate of currency I have here at the moment says it's about 640,000 of life cover. That's probably has that index still gone up a little bit since I would have got that Yeah. certificate of currency? Oh, I I haven't checked. No. That's okay. Yet. That's absolutely fine. But when I sort of have a have a breakdown and look at things so when I go back over the years because we wanna make sure that things are working for you, and I can definitely do some updated advice to assist. I Yeah. do know back in 2021, your super was over a 100,000, and it was working really well. But then we did obviously see a bit more from the years onwards there. And then Yeah. back down in 2022 and 2023 I'm just pulling up all the dots there. Sorry. It dropped down to about 82,000 there. And then since then, we've seen a steady gradual climb back up to where we are now at a 105,000. Yeah. Yeah. At 2024, it went up to 97,000 again, and then we've seen a steady climb back up to a 105,000 now. So, admittedly, this year, with the volatility we are seeing at the moment, that is something that everyone is definitely feeling and facing. I'm not sure what that person had said to you or how they were justifying that, But I do know as an adviser, I've looked at all the industry funds out there over the last few months as well. And even they're declaring, you know, one, two, 4% decreases in their portfolios over the last sort of three to four months with what's happening in The US and Iran as well. So it is something that everyone Yes. is facing. With your portfolio directly, having a look at Bennelong, Bennelong, the Australian equities portion is down significantly in your portfolio, and that is also having a bit of an effect. I do wanna remove that out of there for you and look to maybe update the advice to replace that with something. I'd like Yep. to give your entire portfolio a bit of an overhaul for you and see if I can find something that is doing a lot better and that has Yes. done a lot better in the past and see if we can get it working a bit harder for you. Uh-huh. But if you're comfortable with me doing that, I can get that advice done nice and quickly for you. We can look at what's happening with it, and then we can do sort of a bit more catch up on it. It's something that you haven't really been able to do over the last year or so. We've been a bit of a backlog there, but I'll make sure that my team do a bit of a catch up with you every sort of three or six months, whatever your preference is. Is that okay with you? Yeah. No. It's fine. Yeah. Yeah. Yeah.","start_word":1572,"end_word":2078,"sentiment":"neutral","sentiment_score":-0.004592565962901482},{"text":"Beautiful.","start_word":2079,"end_word":2079,"sentiment":"positive","sentiment_score":0.537104606628418},{"text":"And while I've got you on the call today, Jason, I'll book you back in to go through that advice document so you've got a date for that advice to be provided. That way you've got a bit of an idea of where we're heading. Okay? Okay. Yeah. Yeah.","start_word":2080,"end_word":2128,"sentiment":"neutral","sentiment_score":0.2018488496541977},{"text":"All good.","start_word":2129,"end_word":2130,"sentiment":"positive","sentiment_score":0.5140482187271118},{"text":"But I'm so sorry that we've let you down a bit over the past few months. It's not anything that I wanna have happen.","start_word":2131,"end_word":2154,"sentiment":"negative","sentiment_score":-0.526348352432251},{"text":"I've recently as I've been an adviser for a few more years now, I've been able to take on a book of clients. So I've requested Yep. to keep you on my book, so I'll be the one you get to talk to on a regular basis for any concerns or issues that you have, and we can work through those together, and I'll make sure my team do those catch ups for you as well. Okay? Okay. Yeah. I Oh just oh, yeah. Because yeah. and it's just it's not so much this.","start_word":2155,"end_word":2248,"sentiment":"neutral","sentiment_score":0.17563413083553314},{"text":"It's just kind of frustrating that I'm trying I've been trying to get a home loan.","start_word":2249,"end_word":2264,"sentiment":"negative","sentiment_score":-0.4999563097953797},{"text":"Yes. We haven't, you know, gone right through because every time I've they ask me how much super I have. And as soon as I hear it's under 200,000, they Yes. Yeah. won't touch me. Yeah. Yeah. That's Understandable.","start_word":2265,"end_word":2303,"sentiment":"neutral","sentiment_score":-0.19293342530727384},{"text":"that's that's part of my frustrating problem.","start_word":2304,"end_word":2310,"sentiment":"negative","sentiment_score":-0.3558177947998047},{"text":"Yeah. You know? And Yeah. and it's not like I can't service a loan because I make enough money to to pay my rent and pay bills and everything Yeah. here. So It's the exit strategy what they're you know, looking for. I'd Yeah. I'd probably I'd probably be paying less if I had a home Yeah. loan. Yeah. No. I can I can safely say I have worked in Lendly before, so I do understand what they are doing there? So when the lenders are looking because you are having a look at things that you're 54 this year. Is that right? Next year. Next year. Yep. So sorry. Yep.","start_word":2311,"end_word":2421,"sentiment":"neutral","sentiment_score":-0.05401546508073807},{"text":"I don't ever wanna make you older than you really are.","start_word":2422,"end_word":2432,"sentiment":"negative","sentiment_score":-0.3395352363586426},{"text":"I do That's apologize. alright. But because you are in your fifties and you are looking to get a home loan, when they sort of look at, you know, whether your capacity to work over the next, you know, twenty to thirty years for a home loan, they're looking for an exit strategy. And the Yeah. biggest exit strategy the banks are looking for is what do you have in super? What are we able to recuperate back there for you? Right. So it is definitely something. Have you got a mortgage broker that you're talking to? Or I do I did have. Yeah. yeah. Have have we ever referred you to one of our mortgage brokers? We have a couple of other mortgage brokers that we might be able to refer you through to. They might have some other strategies that they can look at or maybe look at helping you to get a home loan and see if they can do it for you. Would you be open to me referring you through to one of our lovely mortgage brokers to see if there's something that they've got an option that they might have for you? Yeah. Yeah. Yep. Because I even How much I even is have yeah. I Sorry. mean, I even have the option of having my parents going as guarantor. Yep. So, I mean, I've got I've got everything there. I had Yes. I mean, I had the deposit, Yeah. but like I like I was like, you know, I've I've had the surgery. Well, Yes. because I wasn't working, I was living off my savings. So I'm just building that back up right now. Right. And, Yep. you know, before I know it, I'll have, I mean, 60 to $100,000 in savings. Okay.","start_word":2433,"end_word":2732,"sentiment":"neutral","sentiment_score":0.04791519902646542},{"text":"Beautiful. Lovely.","start_word":2733,"end_word":2734,"sentiment":"positive","sentiment_score":0.508934497833252},{"text":"Did you want me to hold off on the referral, or would you like to have a chat to the mortgage brokers now and look Well, at, you know, putting a plan in place to kinda get that home for you? well, I'll I'll just I'll get my savings up first, Yep. and then so I've got you know, if anything ever happens, I've got a deposit Mhmm. sitting there. Yeah.","start_word":2735,"end_word":2805,"sentiment":"neutral","sentiment_score":0.07220203429460526},{"text":"Absolutely. Not a problem at all. Now at the moment with you being self employed, you mentioned that your work is going really well, that you're getting a lot more work there.","start_word":2806,"end_word":2837,"sentiment":"positive","sentiment_score":0.4372643232345581},{"text":"When Yes. we look at contributions and part of what's gonna make Super work, when you sort of look at Super and the way investing is, markets will always go ups and downs. You have those those peaks and those troughs and those down times that we are sort of seeing at the moment. One of the ways to Yep. take advantage of those ups and downs is to be putting contributions in. I know one of the the notes I have here is that you've been a bit hesitant to put contributions in the super because it has Yes. been going, yeah, it has been going a bit up and down there. But, realistically, when you think about super, the super fund's net wealth is the investment vehicle. The underlying investments are whether are where you make that money. And, essentially, the reason you have well, I think we have about nine different investments in here at the moment is that not every investment is gonna go up and down at the same particular time. So when you sort of look at cybersecurity and physical gold, you might find that cybersecurity is having a bit of a downtime, but physical gold has been going up. And that's essentially what we're doing. We're diversifying over different industries, different asset classes, Yeah. because we know that some investors are gonna do well, other investors might not not do so well at the same time. And the idea is that you're trying to make more uptimes than downtimes. However, we do work on past data, and I can safely say no one knew we were gonna be in this position now with the Iran U US War when we were Yes. sort of looking at things about six months ago.","start_word":2838,"end_word":3135,"sentiment":"neutral","sentiment_score":0.016383405774831772},{"text":"So being able to put contributions in the super does make a difference.","start_word":3136,"end_word":3148,"sentiment":"positive","sentiment_score":0.4790249466896057},{"text":"Having money invested, the market will only do so much. Putting contributions in, even if it's a small amount, you know, fifty to a hundred dollars on a regular weekly or fortnightly basis can make a bit of a difference. But the idea Yeah. is you're also taking advantage of those market ups and downs. So if you say own CBA and you bought that for so you had a $100, it was $20 per share. When it's $20 per share, you're buying five of those shares for a $100. If then the next day, it goes up to $50 per share and you put another $100, then you're only gonna get two more units of that. If the following day, it takes a really big dip and it goes down to $10 per share, well, then that same $100 is gonna buy you 10 units of CBA. So you're Yep. taking advantage of those market ups and downs, essentially, and that's what contributions and receipts are gonna help you to do. Would if I update the advice and have a look at what we can do, I will project out to see where we're sort of tracking for based on what I recommend and what alterations I make for you as well. But projections, they're only a guide as well because markets could definitely change. I do not know what's gonna happen next week. I definitely don't know what's gonna Yeah. happen next year. But we are sort of looking at past data to predict how markets can react and project based on current circumstances where you could end up over the next five to ten years. Yep. Is there a level of contribution that you're comfortable for me to factor into that for you with regards to contributions, or what's your thoughts there? Yeah. Well, over the next few weeks, once I start getting these jobs out, that's Yeah. when I was thinking of starting to contributing. Yep. Beautiful. Did you want me to start with something a bit smaller for you? Maybe $50 in a week or a $100 a month, or what's Well, comfortable I could for you and your position? well, in my Yeah. position, I I was looking at a 100 at least a 100 a week. Okay. 100 per week.","start_word":3149,"end_word":3535,"sentiment":"neutral","sentiment_score":0.0559496067377717},{"text":"Beautiful. Excellent.","start_word":3536,"end_word":3537,"sentiment":"positive","sentiment_score":0.5008790493011475},{"text":"And that would Yeah. be coming direct out of your bank account into the Superfund. Is that Yes. right? Yep. Yes. Yeah. Out Beautiful. of out of my out of my business account. Business account.","start_word":3538,"end_word":3572,"sentiment":"neutral","sentiment_score":0.09727004247584511},{"text":"Beautiful. Yeah. Not a problem at all.","start_word":3573,"end_word":3579,"sentiment":"positive","sentiment_score":0.4817902147769928},{"text":"I'll look at a way to structure those contributions for you so that they're being factored in. When they come out of your business account and into the super fund, they're normally directed as a non concessional contribution.","start_word":3580,"end_word":3617,"sentiment":"neutral","sentiment_score":0.25088730454444885},{"text":"But what we can actually do is we can bank those contributions at the end of the financial year, claim a notice of intent, and that essentially means that the contributions you put into super can go back and be a bit of a a tax deduction for you. So Yeah. it can provide a little bit of a tax benefit as well.","start_word":3618,"end_word":3680,"sentiment":"positive","sentiment_score":0.38202646374702454},{"text":"Yeah. Okay?","start_word":3681,"end_word":3682,"sentiment":"neutral","sentiment_score":0.160252183675766},{"text":"Beautiful.","start_word":3683,"end_word":3683,"sentiment":"positive","sentiment_score":0.5931354761123657},{"text":"Now with your business, are you set up as a a company, a sole trader? SoulTrainer. Sole trader.","start_word":3684,"end_word":3701,"sentiment":"neutral","sentiment_score":0.05474560335278511},{"text":"Lovely. Beautiful.","start_word":3702,"end_word":3703,"sentiment":"positive","sentiment_score":0.6409331560134888},{"text":"Just so I understand all of that. And I think last time we put a call up, well, the last stock fund I have set up here noted that you were expecting to earn around about 60,000 per annum. Is that where your sort of projected income was for the year, or do you think that might have increased? It's well, with the work the way it's going, it it it could be more. Yeah. Okay. Do you want me to just leave it at 60,000 just to No. sort I'd of leave set it it as yeah. a base? Or I'd yep. let I'd You're leave right. it at that for now. Yep. And then once I've done a full financial year, then I'll I'll I'll see what it's what it's actually at. Yeah.","start_word":3704,"end_word":3838,"sentiment":"neutral","sentiment_score":0.01714552938938141},{"text":"Absolutely.","start_word":3839,"end_word":3839,"sentiment":"positive","sentiment_score":0.33936700224876404},{"text":"Not a problem at all. Now the other thing that we were sort of looking at and where we were trying to go, I believe, last year was looking at the insurance side of things. So you've got your life and your CPD at the moment. You don't have any income protection. I believe you also spoke to one of my colleagues a few months back trying to find out whether you had some income protection there. Yeah. Income protection, it looks like from what I can see, was something we had not ever applied for. It was initially recommended just life and TBD. The Yep. TBD component you have is it's a difficult definition. You have what's called ADL. So it is activities of daily living, and that essentially means in order to claim on that definition, you need to be able to not feed yourself, bathe, dress, you know, all those abnormal activities of daily living. There's five of them. You have to be able to not meet two of the five, which can be quite difficult. Having a look back at last year, it looks like we wanted to try and increase your life in TBE to about a million dollars. I've done a quote to have a look at what that might look like. Yep. At the moment, the current amount you're paying is, sorry, per year. Your current insurances I've got here, you're paying to sorry. Here it is. 2700 2423. I'm sorry. Alright. So that's 2,400 per year for the life and TPD that you have at the moment. If we Yep. were to increase that life and TPD sum insured up to a million dollars, that actually increases the premium coming from your super to approximately 6,325. So Right. it increases pretty significantly in the premium there, which Yeah.","start_word":3840,"end_word":4145,"sentiment":"neutral","sentiment_score":-0.08576244933932435},{"text":"if you're not able to contribute enough to cover that, you kind of have to expect your super to make enough growth to cover that and continue growing, which is as you get older, it's gonna become a lot more expensive.","start_word":4146,"end_word":4186,"sentiment":"negative","sentiment_score":-0.575403094291687},{"text":"Yeah. Sure. Yeah. So thinking about and with your life cover, because you do have that real cover you're paying out of your back pocket as well, realistically, if anything happened to yourself based on your current circumstances, you've currently got 687,000 approximately here, then we've Yes. got a 105,000 in super, then you've also got 640,000 there Yeah. of life cover through real, which realistically pays out 1,222,000 Yeah. to your wife if anything was to happen. Do you feel like that's sufficient, or would you wanna kind of readjust that? Or I mean I mean, it is kinda sufficient. I mean yep. yeah.","start_word":4187,"end_word":4291,"sentiment":"neutral","sentiment_score":-0.04316947179890814},{"text":"Perfect.","start_word":4292,"end_word":4292,"sentiment":"positive","sentiment_score":0.6226373910903931},{"text":"And with the TPD, I know it's not a lot. I know it's a difficult definition because you have had I believe it's heart surgery. Is that right? Yes. Yeah. So if we were to try and get better TBD, which I can definitely do, I can do a pre assessment with the underwriters and see what they say. If there is anything, you would need to go to a new application, which means that they will look at your health. If you have had heart surgery or there's been issues with your heart in the past, then they're gonna exclude that and or put a loading on top of it, Yeah. which means it makes it more expensive. So with where you'll cover you at the moment with that ADL definition, it's not great. But, you know, if something happens to you and you can't look after yourself, you know, bathe or feed yourself, dress yourself, drive yourself around, then we are still able to claim on that based Right. on your Well, current that's suit. Yes. Sorry. sorry. I was gonna say that's that's how it was once I came out of hospital from the from the surgery. Yeah. For for three months, I wasn't able to drive, wasn't able to oh, had difficulty, you know, had my wife and my kids, like, help me change. Yeah. I couldn't shower by myself, you know, all that sort of stuff. It was yeah. That's what it was like with recovery. Yes. Yeah. Yeah. When the insurances are looking at CTD, you've gotta be able to never do those things again. So, basically, permanently, you need someone helping you dress, drive, you know, feed yourself, things like that. Yes. Think about to give you a bit of an idea, I have another client with Parkinson's, and he is at the point where he can't drive, he can't dress himself, he can't even feed himself correctly, and we're going through that TCD process now. I'm claiming on an ADL definition. So it's kind of like because it's permanent incapacity, it's basically saying that I don't have the capacity to dress myself. I need someone's help all the time.","start_word":4293,"end_word":4659,"sentiment":"neutral","sentiment_score":-0.11483966861661188},{"text":"I'm not able to shower. I definitely can't drive and never will be able to drive again.","start_word":4660,"end_word":4676,"sentiment":"negative","sentiment_score":-0.380015105009079},{"text":"And I certainly oh, I need help feeding myself on a regular basis. Yeah. So Yeah. as I said, it's a difficult and it's not a great definition, and I do apologize if that's the definition you have. I think sort of back in 2019, it would have been a conversation I would have liked to have had with you to make sure that you're comfortable with that because Yep. it's not a normal definition for TBD. It's definitely a lesser definition than what most people can claim on. But if Yeah. in the event that something was to happen TBD wise, with the level of cover you have, you've got about a hundred and thirty seven thousand four sixty six. So say about a $137.04 $6.06 plus a 105,000 in super there at the moment. So it does pay out about $242,004.06 6 based on the current level of cover you have at the moment. Yeah. Did you want me to try and look at increasing that, or did you wanna kind of just leave it knowing that the increase would could have more expensive consequences, I could have I loadings, probably exclusions, or sorry. I'd be I'd certainly leave it as it is. Okay. You know, I knowing that the the way it was, I mean, Yep. I I honestly misread the way Yeah. the the how how far you had to be to actually claim. Client. Yeah. So yeah. Yeah. Because I yeah. Because I was kinda at first, I thought we're gonna struggle with with having that money coming in and still having to pay Yeah. rent and food on table. And then basically, yeah, I worked it all out anyway, so it was fine.","start_word":4677,"end_word":4965,"sentiment":"neutral","sentiment_score":-0.08688421547412872},{"text":"Oh, you did really well.","start_word":4966,"end_word":4970,"sentiment":"positive","sentiment_score":0.6104549169540405},{"text":"Definitely not an easy time to be going through that, plus you're recovering from surgery and pretty full on Yeah. surgery at the same time. Yeah. Yeah. I mean, I didn't I didn't have to have the surgery now. Yeah. It was just a a valve that wasn't working properly. It was working, Yep. but not to its full extent. And what it was is I had a valve replacement Yep. doing basically, doctor the surgeon said gave me the option if I wanted to do it or not. I didn't have to, but I thought doing it now while I'm still younger rather than having complications when I'm older getting it Mhmm. done. Yes. Yes. So doing it now and, you know, three months gone by. I'm back I'm back at work. It's fine.","start_word":4971,"end_word":5105,"sentiment":"neutral","sentiment_score":-0.06610723584890366},{"text":"Oh, fantastic.","start_word":5106,"end_word":5107,"sentiment":"positive","sentiment_score":0.5287113785743713},{"text":"You know?","start_word":5108,"end_word":5109,"sentiment":"neutral","sentiment_score":0.23749522864818573},{"text":"So That's a excellent.","start_word":5110,"end_word":5113,"sentiment":"positive","sentiment_score":0.46350210905075073},{"text":"lot of other people have taken longer. I've had a relative of mine have the same operation, and Yeah. he was out for a lot longer and said he went back to work too early, and that was, like, six months. I'm I'm a fast healer, and Yeah. I, you know, I get back into things easily. Yep. So I was That surprised was that good. I, you know, I was back up on my feet and doing everything like normal again. Yeah. No.","start_word":5114,"end_word":5197,"sentiment":"neutral","sentiment_score":0.096744604408741},{"text":"That's excellent. I'm so glad to hear that you're back at it and recovering nicely.","start_word":5198,"end_word":5212,"sentiment":"positive","sentiment_score":0.5677917003631592},{"text":"And doing it now is never a bad thing. I mean, waiting until you get older and things get worse, the surgery gets harder, there's more risk Yes. of complications, and then the recovery can be harder as well. So That's doing right. it now and getting yourself back to work, you definitely got that recovery period whilst you're younger and more virile. So yeah. Yes.","start_word":5213,"end_word":5278,"sentiment":"neutral","sentiment_score":0.0678539052605629},{"text":"Perfect. That's excellent.","start_word":5279,"end_word":5281,"sentiment":"positive","sentiment_score":0.6058799624443054},{"text":"Well, I'll leave the life and TPD as it is, and I'll make sure as part of the advice, I'll note we're retaining that. But I'll also make sure I add in there as much detail about what the product is so you're fully aware of that. Okay? Yeah.","start_word":5282,"end_word":5330,"sentiment":"neutral","sentiment_score":0.0902480066430812},{"text":"All good.","start_word":5331,"end_word":5332,"sentiment":"positive","sentiment_score":0.4933418929576874},{"text":"Now the other thing that you did talk to someone about a few months back was income protection. So you don't have any income protection. And, look, I like to be really honest, income protection is extremely expensive the older we get. It is the biggest cost of our insurances. I did draw up a quote of income protection to have a look. So based on $60,000 of income, it means we'd need to cover you for a monthly sum insured of 3,500. And that cost, if you were to have it paid out of your super, is about $3,594 per year. So Yeah. all up, it does increase the cost by about 2 and a half thousand dollars per year. Did Yeah. you want me to look at trying to get a fee income protection, or would No. you rather just be contributing to super and building super? Sorry. Yeah. It's just a the only reason I really wanted to I I thought I had wanna have the income protection is because because Yeah. I was gonna have the operation and I was gonna Yeah. be off work. Yeah. That's basically what I wanted to look into it for. Yeah. But That's like okay. I said, I I had the savings and Yeah. No. It's really good.","start_word":5333,"end_word":5550,"sentiment":"neutral","sentiment_score":-0.1004299446940422},{"text":"Excellent.","start_word":5551,"end_word":5551,"sentiment":"positive","sentiment_score":0.5455495715141296},{"text":"So we're not not looking at income protection. We're just gonna keep the insurances we have. We don't want any extra cost there with regard to other insurances. I Don't increase end the cost in any up way. Am I right using in noting that? that. Yeah. Yeah. Yes.","start_word":5552,"end_word":5600,"sentiment":"neutral","sentiment_score":0.01955854892730713},{"text":"Beautiful.","start_word":5601,"end_word":5601,"sentiment":"positive","sentiment_score":0.48378321528434753},{"text":"Now there are I know I don't know if anyone spoke to you last year about other types of cover like trauma or insurances you can pay out of your back pocket. They do obviously affect your out of pocket expenditure, and you've got a lot of that going on at the moment in trying to save your house. Are you Yeah. wanting to kinda go through what trauma is or any other insurance that can be paid out of your back pocket, or you're happy just to not worry about those right now? Alright. Wasn't really worried about it for now. No. That's okay.","start_word":5602,"end_word":5706,"sentiment":"neutral","sentiment_score":-0.1065874067445596},{"text":"That's absolutely fine. Just wanna make sure I touch all the points and go through everything with you, and I'll make sure this advice document is nice and clear. It outlines the advantages, the disadvantages, what we're doing, how this looks for you. And then we'll do catch ups and regular reviews to make sure that we're keeping you on track, and we can update your circumstances as things change there for you.","start_word":5707,"end_word":5779,"sentiment":"positive","sentiment_score":0.4317637383937836},{"text":"Okay? Uh-huh.","start_word":5780,"end_word":5781,"sentiment":"neutral","sentiment_score":0.1647578328847885},{"text":"All good.","start_word":5782,"end_word":5783,"sentiment":"positive","sentiment_score":0.4830348491668701},{"text":"Now I can see here your original goal was that you were hoping to access super around about the age of 60. Is that still your goal of retirement, or do you think you're going to want to or might need to work a bit longer? Probably be working a bit longer, I think. Yes. That's okay. Do you think you'd be probably working through to 65, 67, 70? What's kind of your goal that I should be working for you at the moment? Well, I'd probably I'd probably try I'd like to work till at least 70. Yep. Seventy years.","start_word":5784,"end_word":5884,"sentiment":"neutral","sentiment_score":0.04129290208220482},{"text":"Beautiful.","start_word":5885,"end_word":5885,"sentiment":"positive","sentiment_score":0.3762825131416321},{"text":"What I would do, because I don't wanna project out too far, obviously, good long the longer the projections, the better they're gonna look, which is great. But I like to be, you know, honest about everything as well. If Yes. I do your projected outcome, I can do where we expect at 60 and then maybe 67. I can also factor in maybe some Centrelink consequences at 60 seven, and then I can do 70 in the appendices for you as well as an option. Does that sound okay? Yep. That sounds fine. Yep.","start_word":5886,"end_word":5980,"sentiment":"neutral","sentiment_score":0.14976516366004944},{"text":"Perfect.","start_word":5981,"end_word":5981,"sentiment":"positive","sentiment_score":0.41955697536468506},{"text":"And double checking now, I've got down here beneficiary wise. You've got your wife noted. I've got Georgina. I'm a Yes. 100% as your beneficiary on your life and your insurance policy.","start_word":5982,"end_word":6013,"sentiment":"neutral","sentiment_score":0.21695081889629364},{"text":"You're happy with that?","start_word":6014,"end_word":6017,"sentiment":"positive","sentiment_score":0.35267215967178345},{"text":"Yep. Yep.","start_word":6018,"end_word":6019,"sentiment":"neutral","sentiment_score":0.14517569541931152},{"text":"Beautiful. Excellent.","start_word":6020,"end_word":6021,"sentiment":"positive","sentiment_score":0.47499915957450867},{"text":"And have you guys got a will? Have you ever spoken to a solicitor who had a will drawn up or a power of attorney or anything like that? No. Yeah. No. I haven't. So it's definitely Yes. something to sort of look into. If you like after the call, I can email you just some information on a local solicitor that we can refer you through to. Has a bit of a cost on how much it costs to do up a will and a power of attorney and things like that. Just Yep. to give yourself and Georgina a bit of a talking point to talk about, you know, what you're after, having those sorts of things drawn up and start that conversation. Does that sound okay? Yeah. It should be fine. Yep.","start_word":6022,"end_word":6156,"sentiment":"neutral","sentiment_score":0.061278171837329865},{"text":"Beautiful.","start_word":6157,"end_word":6157,"sentiment":"positive","sentiment_score":0.5999967455863953},{"text":"You'll also then have my direct email. So if anything comes up, Jason, you have any questions about anything, you'll also then be able to contact me personally and make it nice and easy for you. Okay? Yeah. That's fine.","start_word":6158,"end_word":6197,"sentiment":"neutral","sentiment_score":0.30254897475242615},{"text":"Fantastic. I'll get that email drawn up. Beautiful.","start_word":6198,"end_word":6205,"sentiment":"positive","sentiment_score":0.49252036213874817},{"text":"Now I can see here with your beneficiary nomination on your neos, it is valid. There's there's nothing wrong with it. It's completely fine, but it does expire in 2028. So I'm gonna make Okay. a note on the file that when it comes close, we're gonna need to update that for you Yep. just so it doesn't, you know, completely expire and not be valid anymore. We wanna make sure we keep Georgina as your beneficiary on that life policy there. Okay? Yep.","start_word":6206,"end_word":6289,"sentiment":"neutral","sentiment_score":0.08995810896158218},{"text":"Perfect. That's me. Thank you. Excellent.","start_word":6290,"end_word":6295,"sentiment":"positive","sentiment_score":0.4192277789115906},{"text":"Do you have any questions so far? You're welcome to tell me to explain something a bit better or if you have additional questions or No. No. Everything no. everything sounds Beautiful. Beautiful. I know some of this is pretty boring. Not many people like to talk about their super insurances and estate planning, so I'm probably the happiest person who's okay. planning to talk about the most awful things. Yeah. Yeah. All good. It does look like we do need to get your updated identification as well. The ID on file has expired. Yeah. I Okay. will, as part of the email, just ask you if you can provide that to me. It is Yep. really important when we are updating advice or providing financial advice that we do have updated identification. It's all unfortunately part of the anti money laundering and counterterrorism laws. Yes. That essentially means that we have to prove you are who you say you are. I'm sure you're not Yeah. impersonating anyone, but we just have to tick off all those boxes to protect you and us. Okay? Yeah. That's fine.","start_word":6296,"end_word":6482,"sentiment":"neutral","sentiment_score":-0.0962450004675809},{"text":"Excellent. All good.","start_word":6483,"end_word":6485,"sentiment":"positive","sentiment_score":0.5346540808677673},{"text":"Having a look now, as as mentioned before, after the call, I will send through your annual review pack for you, which will have a copy of your performance report there for you to have a look at. It'll have you update the balance and information there for you. It'll also have a certificate of currency there showing you your current insurances that we've gone through as well. Yeah. I've also got the financial services guide attached, and that financial services guide outlines everything about who we are, what we do, how we do it. It's a lovely picture of me in there for you Yep. and also my licensing information so you can see I'm a fully licensed adviser. Okay? Easy. I know you haven't been a 100% satisfied with the services there, but I do wanna make sure things get better there for you. One of the things we do obviously have is the ongoing service agreement. So you you are paying client. You did pay for our services. The ongoing service agreement for the next twelve months will be in there. I do ask that you sign that, return it back, and I will do everything I can to make sure that we improve on our services. If at any point throughout the year you tell me I'm not meeting your expectations and you're done, I will turn it off. Okay? Okay. Alright. Do you have any concerns about how the fee works, or do you understand? Did you want me to go through the ongoing service fee arrangement with the No. numbers and things like that? I I understood how that all works. Yeah.","start_word":6486,"end_word":6763,"sentiment":"neutral","sentiment_score":0.07579945772886276},{"text":"Yes. That's perfect. Well, I'll get you to sign and return it back to keep our services running for you for the next twelve months.","start_word":6764,"end_word":6788,"sentiment":"positive","sentiment_score":0.4160400629043579},{"text":"Obviously, it's 1.65% per annum, but you'll have my email. If I'm not living up to your expectation there, Jason, you let me know. I would turn them off, and I will help you roll to wherever you would like to go. Okay? Alright. No problem.","start_word":6789,"end_word":6834,"sentiment":"neutral","sentiment_score":0.008380161598324776},{"text":"All good.","start_word":6835,"end_word":6836,"sentiment":"positive","sentiment_score":0.3876456022262573},{"text":"I just wanted to go through and update all of your assets as well. So RentWise, last time we were able to catch up last year, I looks like you were paying about $520 Yep. per week. Has your rate gone up, or is it No. still that same? That that's a sign. The same? Beautiful. Assets wise, I've got your contents. Rough value there is about 50,000. Does that sound about right? Yes. Yes. Yep. Beautiful. Now when I do retirement advice, my factor in Centrelink, I do do I do alter the values of those because when you are applying to Centrelink down the track, they essentially want you to apply based on quick sale values or fire sale values. So Hi. for content, when I'm looking at Centrelink, I never value anything more than, say, 10,000 for a couple Yep. because you wanna get the best Centrelink assessment you can down the track. I've got your here as well. You had a value there of about 18,000. Does that sound right? Yeah. Yeah. Yep.","start_word":6837,"end_word":7013,"sentiment":"neutral","sentiment_score":0.05591042339801788},{"text":"Fantastic.","start_word":7014,"end_word":7014,"sentiment":"positive","sentiment_score":0.36307281255722046},{"text":"And then you also had a new vehicle, it looks like. I don't know what it was. I'm so sorry. But do you have two vehicles? Yeah. It's not new, though. It's Okay. it's just a secondhand vehicle. It's 2,018, but it's Yep. a a Ford Ranger. Ford Ranger. Beautiful. I believe it said here that you had a loan on that one of about 30,000. Do you still have a loan on No. that vehicle? No. I never had No. a loan. No. That's okay. I might be No. in the wrong section.","start_word":7015,"end_word":7108,"sentiment":"neutral","sentiment_score":-0.01856035552918911},{"text":"That's easy done.","start_word":7109,"end_word":7111,"sentiment":"positive","sentiment_score":0.5917240381240845},{"text":"Right. So Yeah. No. no I wasn't loan. a loan. Beautiful. Would you value it at about 30,000 or Well, it's actually valued for more because I got it I okay. bought it off a friend.","start_word":7112,"end_word":7147,"sentiment":"neutral","sentiment_score":0.09482887387275696},{"text":"Beautiful.","start_word":7148,"end_word":7148,"sentiment":"positive","sentiment_score":0.4585927128791809},{"text":"What sort of value would you put on it, do you think? It's actually valued at 46. 46,000.","start_word":7149,"end_word":7166,"sentiment":"neutral","sentiment_score":0.08264323323965073},{"text":"Beautiful.","start_word":7167,"end_word":7167,"sentiment":"positive","sentiment_score":0.46765604615211487},{"text":"And no loan. Easy. It might have just been popped in the wrong column, but that's okay.","start_word":7168,"end_word":7184,"sentiment":"neutral","sentiment_score":0.14896902441978457},{"text":"Easy to sort out. Beautiful.","start_word":7185,"end_word":7189,"sentiment":"positive","sentiment_score":0.37935885787010193},{"text":"Do Yeah. you have any other assets or anything else you'd note down? No. No. That's okay. You mentioned that you are you've got your savings there as well for your house deposit. How much do you have in savings at the No. moment? Well, it's it's low at the moment. I mean, it's down Yep. it's down to 11,000. Okay. And you're trying Yeah. to build that back up to about 60 to a 100,000? I I will I I was at 60 Yeah. and then, you know, life. So Yeah. Of course. In the Okay. surgery. Yeah. Yeah. Yep. Surgery and bills and paying out Yep. things and, yeah, everything. So, yeah, now I'm just gonna build it back up. Beautiful. And are you putting a certain amount away on a regular basis towards that, or is it just everything you're coming in that you don't need to spend this time going back into that savings file? Yeah. Well, I I I put money aside to put into that. Yep. Perfect. Money aside. Lovely. How much are you putting aside at the moment? It depends. It varies between 500 and 1,000 a week. Okay.","start_word":7190,"end_word":7385,"sentiment":"neutral","sentiment_score":0.04320014268159866},{"text":"Perfect. Fantastic.","start_word":7386,"end_word":7387,"sentiment":"positive","sentiment_score":0.3771098852157593},{"text":"Per week.","start_word":7388,"end_word":7389,"sentiment":"neutral","sentiment_score":0.2991983890533447},{"text":"Excellent. Lovely.","start_word":7390,"end_word":7391,"sentiment":"positive","sentiment_score":0.4295291304588318},{"text":"And I'll just clarify with the contributions to Super, I'm gonna factor in a $100 per week. Is that comfortable for you? It it will be. Yes. That will be. Yep. Okay.","start_word":7392,"end_word":7423,"sentiment":"neutral","sentiment_score":0.13103245198726654},{"text":"Beautiful. Fantastic. Well, thank you for updating all those details there for me.","start_word":7424,"end_word":7436,"sentiment":"positive","sentiment_score":0.5124593377113342},{"text":"The only other thing I have here just wanna double check. Now you're technically I've got yourself employed. You're an auto electrician by trade. Is that what you do in your Yes. business as well? Yep. Yes.","start_word":7437,"end_word":7473,"sentiment":"neutral","sentiment_score":0.05797988820720363},{"text":"Beautiful. Excellent. Everything else looks like it's up to date and relatively good.","start_word":7474,"end_word":7486,"sentiment":"positive","sentiment_score":0.636066734790802},{"text":"Over the next couple of years, I've got down here goals wise that you're looking to purchase a property. Yes. Is there any other goals that you're hoping to achieve, or are you just focusing on super around that property purchase? Basically, yeah, that that property purchase. That's all. Yep.","start_word":7487,"end_word":7536,"sentiment":"neutral","sentiment_score":0.10426407307386398},{"text":"That's Beautiful.","start_word":7537,"end_word":7538,"sentiment":"positive","sentiment_score":0.39182591438293457},{"text":"that's all we have. Yep. Excellent. Lovely. And does your sorry. Does your wife work? Is Georgina working as well? Not at the moment, but she Okay. she will be shortly. Okay. Beautiful. She's trying to get a job or Well, going we've back to work. well, she's had offer for she's had offer for her old job back.","start_word":7539,"end_word":7597,"sentiment":"neutral","sentiment_score":0.06112930551171303},{"text":"So Oh, fantastic. Beautiful.","start_word":7598,"end_word":7601,"sentiment":"positive","sentiment_score":0.3685946762561798},{"text":"And this comes on to the factoring the retirement side of things as well. Does she have anything in super, or has she had super in the past? She has had super in the past, but it's it's it's very low. Okay. Do you think do you know roughly how much it might be just so I I've think got something to work on? 11. 11,000? Yeah. She's got 11,000? eleven thousand in there. Yep. Yes.","start_word":7602,"end_word":7677,"sentiment":"neutral","sentiment_score":0.015521693043410778},{"text":"Beautiful.","start_word":7678,"end_word":7678,"sentiment":"positive","sentiment_score":0.3654997944831848},{"text":"Lovely. Just so I can sort of factor in the retirement planning aspect because you are, you know, nearly at 54 mark. We are kinda getting closer to years. I'd like to put that into the plan on a limited scope to sort of show you what I'm recommending, how this looks for you, but also Yeah. where we might be heading moving forward to give you a bit of an outcome. And then we've got something to track for you as well. Okay? Yeah. Beautiful.","start_word":7679,"end_word":7764,"sentiment":"neutral","sentiment_score":0.1021876186132431},{"text":"Excellent. That sounds fantastic.","start_word":7765,"end_word":7768,"sentiment":"positive","sentiment_score":0.42916083335876465},{"text":"The only other thing sorry. I should also just double check. Is Georgina older than you, younger than you, same age as you, and does she No. wanna Younger. retire at the same age? No. No. She's younger. Younger? How many years younger? She's 38. 38. Thirty eight.","start_word":7769,"end_word":7816,"sentiment":"neutral","sentiment_score":-0.04510948181268759},{"text":"Beautiful.","start_word":7817,"end_word":7817,"sentiment":"positive","sentiment_score":0.42827945947647095},{"text":"Yeah. Is she planning on stopping work about the same time as you do for your retirement years, or do you think does she think No. she'll work a She's bit longer? she'll probably work a bit longer than that. Keep working longer.","start_word":7818,"end_word":7860,"sentiment":"neutral","sentiment_score":-0.020554525777697563},{"text":"Beautiful. Yeah. Fantastic. Lovely. Well, thank you so much for that.","start_word":7861,"end_word":7871,"sentiment":"positive","sentiment_score":0.6279968023300171},{"text":"What I'll do is I'll go back and have a really good look at all the research there for you, and I'll come up with an advice document. I'll book you in. Is two weeks okay to book you in to have that advice document be presented to you? Yeah. That's fine. Yep.","start_word":7872,"end_word":7924,"sentiment":"neutral","sentiment_score":0.2024432271718979},{"text":"Beautiful.","start_word":7925,"end_word":7925,"sentiment":"positive","sentiment_score":0.361393928527832},{"text":"Is this time of day best fitting you, or is it sort of late Yeah. afternoon when sort of suits No. you Around best? around that around 02:00 is fine. Yep. Beautiful. If I do it sort of two weeks, it's the May 20 on a Wednesday, and I could do exactly 02:00 for you. Would that be okay? Yep. That'll be fine. Yep.","start_word":7926,"end_word":7989,"sentiment":"neutral","sentiment_score":0.05933184176683426},{"text":"Beautiful.","start_word":7990,"end_word":7990,"sentiment":"positive","sentiment_score":0.3690757155418396},{"text":"Alright.","start_word":7991,"end_word":7991,"sentiment":"neutral","sentiment_score":0.3042505383491516},{"text":"Excellent.","start_word":7992,"end_word":7992,"sentiment":"positive","sentiment_score":0.4153617024421692},{"text":"Now, Jason, I also know when we sort of it looks like you've done a couple of risk profiles over the past there as well. With regard to your investment portfolio inside Super, you are invested in more of a growth environment. Yep. That essentially means that you'd typically see that 80% of your sector invested in growth assets, so things like Australian shares, international shares, listed property, and commodities, so precious metals like gold and silver there as well. Alright. Having a look and going to the questions that I have asked, I mean, this growth sort of portfolio does suit you as you do have about six years before you're wanting to access super based on your goal retirement age. And even if you did kinda get to you know, you decided to retire before 70 and hit sort of 65 or even 67, you still do kind of have that, you know, ten year time horizon there to be in this sort of environment. Do you wanna still see yourself in this growth sort of portfolio with that 80% split of assets? Or did you wanna maybe take a little bit less risk in the market? How do you feel? Later on, I'd probably take less risk, but I'd like Yep. now I'd like to get it up there, and then Yep. I take risk when I'm older. Less risk. Yep. Sorry. Yeah. Absolutely. Not a problem at all. I'd like to make sure that I'm giving you enough information as well. So with that growth environment, because with what the volatility we are seeing at the moment, I'd like to make sure everyone is aware we do expect negative years when we are looking at, you know, a five or a ten year Yeah. time horizon. In this growth sort of portfolio, you can expect negative years sort of one in every five years. We are chasing an average rate of return compounded of about seven to 9%. Anything over 9%, your portfolio is performing really, really well, and you can get those great fifteen, twenty, 25% returns some years. Other years, it Yeah. might be a little bit less. So this is kind of an average of what we'd sort of hope to be compounding over the longer term for this sort of environment. And it does suit, as I said, someone with a 60 time horizon. So are you comfortable with me looking at that growth portfolio? I'll look at the risk factors, the cost side of things. I'll also take into account CGT con CGT consequences in your super as well because your super does also Yeah. do a capture turn every year. But Yeah. are you happy I with thought me looking at all those things? Is there anything yes. I might have missed? Or Yeah. No. Look look at everything you can. yes.","start_word":7993,"end_word":8474,"sentiment":"neutral","sentiment_score":0.04073342527900494},{"text":"Absolutely.","start_word":8475,"end_word":8475,"sentiment":"positive","sentiment_score":0.351064532995224},{"text":"And I've got you booked in there, so we've got a date to have this deadline sorted for you as well. If Alright. anything comes up in the meantime, let me know, and I'll also make sure that I email you shortly if you've got my email there. It'll have the information on the solicitors. It'll also just ask if you can shoot me through your ID as well. Yes. Okay? Okay. No problem.","start_word":8476,"end_word":8549,"sentiment":"neutral","sentiment_score":0.16670481055169492},{"text":"Yeah. Beautiful. All good.","start_word":8550,"end_word":8553,"sentiment":"positive","sentiment_score":0.6581584811210632},{"text":"Is there anything else that I may have missed or anything else you wanted me to talk about? Or Not right at the moment. No. no. That's okay.","start_word":8554,"end_word":8581,"sentiment":"neutral","sentiment_score":-0.009361360222101212},{"text":"Yeah. All good. Beautiful. Well, I'm glad we've been able to touch on those concerns there for you. I'll work at I'm gonna do everything I can to kind of put us back on track here for you. I'll get this advice piece done for you, and we'll have that ready to go in two weeks. Yep. We'll look at what we're doing and keep you on track and see if we can help you a bit more.","start_word":8582,"end_word":8659,"sentiment":"positive","sentiment_score":0.5368201732635498},{"text":"Okay? Alright.","start_word":8660,"end_word":8661,"sentiment":"neutral","sentiment_score":0.2139391154050827},{"text":"Not a problem. Thank you so much, Jason. Alright. I'll get those emails out to you very shortly.","start_word":8662,"end_word":8679,"sentiment":"positive","sentiment_score":0.6056179404258728},{"text":"If there's anything you need, please don't ever hesitate to let me know. Okay.","start_word":8680,"end_word":8693,"sentiment":"neutral","sentiment_score":0.3071327209472656},{"text":"Alright. Thanks. Thanks. Have a good day.","start_word":8694,"end_word":8700,"sentiment":"positive","sentiment_score":0.563324511051178},{"text":"I'll talk Yeah. soon. Yeah. You too. Alright.","start_word":8701,"end_word":8708,"sentiment":"neutral","sentiment_score":0.18514211475849152},{"text":"Thanks. Thanks. Bye.","start_word":8709,"end_word":8711,"sentiment":"positive","sentiment_score":0.48682141304016113},{"text":"Bye.","start_word":8712,"end_word":8712,"sentiment":"neutral","sentiment_score":0.2710358500480652}],"average":{"sentiment":"neutral","sentiment_score":0.036046548699703446}}}}