{"metadata":{"transaction_key":"deprecated","request_id":"019ddc96-77af-7112-8d19-1adfffa130bb","sha256":"b30dd0cbec098c5a79a7edd1493fd589a097a055e50a362ff3abe3863462e4fb","created":"2026-04-30T04:12:27.207Z","duration":2324.7358,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":9111,"output_tokens":112},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":10052,"output_tokens":10071},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":10052,"output_tokens":567}},"results":{"channels":[{"alternatives":[{"transcript":"Hi, Amelia. This is Dana from Okene Financial. How are you this afternoon? Very well. Thank you. I had two booked in to go through your annual review today. Isn't that still a good time? Oh, fantastic. How's your day been so far? Yeah. Good. Really busy, but that's okay. We like it that way. Fantastic. Amelia, before we jump into the call, just to let you know, we do record our calls for quality and training purposes. Are you happy for me to proceed with that? Fantastic. And just to the security day with you as well, we are discussing your personal information. So I'll just get you to confirm your full name, your date of birth, and address I should have on file. Beautiful. Thank you so much for that. And how's the weather down there? Yeah. Oh, that's lovely. It's been nothing but rain here for the past week. It's horrendous the amount of rain we're getting. Oh, looking forward to the the sun coming back out, hopefully, for the weekend maybe. Absolutely. All good. Well, as we kinda jump into the review, then I'll go through and give you a bit of an update on your super. I know you've had a little bit of change in the investments over the last few, so I'll go through those with you. Is there anything particular you wanted to ask me or have me touch base on with regard to your review? Nope. Nope. That's okay. Not a problem at all. And other than going through your survey insurances and just reasserted of assessing everything at the moment, has there been any major changes in your circumstances over the last twelve months that we may not be aware of yet? Yep. Oh, fantastic. What kind of car did you end up getting? Oh, nice. Yeah. Yeah. Excellent. That's fantastic. Well, congratulations on the new car. That's excellent. I did have here that you had a a Land Cruiser. Do you still have that vehicle? Perfect. We got the Prado now and sold the Land Cruiser. Excellent. What sort of value do you think you'd put on the Prado, do you think? Yeah. What sort of value is it to you if you had to sell the car? What would you want for it? 85,000? Yeah. Perfect. Yep. Excellent. Lovely. You put 85 on there. And do you have a loan on the vehicle, or is it owned outright? Okay. Yeah. Perfect. Yeah. Absolutely. Not a problem at all. So with the home loan there, we had you owing about 90,000, and I had a 148 in the redraw. I'm not sure if the 90 was minus a 148. Apologies for that. But how much do you owe on you're right. How much do you owe on it now? You're right. Perfect. And is that do you have anything in the redraw on top of that, or is that minus anything sitting in the redraw? Okay. Yep. It does. Yeah. Perfect. Not a problem at all. Excellent. And I also have the asset value on the property of about 1,500,000 last year. Would you keep that about the same, or do you think it might have increased in value a bit? The same. Fantastic. And do you still have your debt scheme? Beautiful. I have an asset value of about 15,000 on the Jet Ski. Excellent. And then the other asset I've got noted here is your 50% ownership in the childcare center. Ownership value estimated at 2.5 mil. Beautiful. And we had a a loan there as well as well, sorry, of about 86,000. No. Sorry. 860,000 owing still. Is that right? 8 50. Yep. Beautiful. Not a problem. Update that for you. Thank you. Any other assets that you would note down? Another thing I do tend to note down sorry. You're right. Are you there? So sorry. Can you hear me okay? Sorry. I didn't wanna interrupt you. Apologize for that. I also like to note down content. What sort of value would you put on your content? Sorry. Yeah. Yep. Beautiful. Love that. Excellent. Perfect. And is there anything else that you would kinda note down about you asset wise? No? That's okay. Beautiful. Excellent. And any other credit cards or personal loans or anything you'd note down as a liability? No. Perfect. Excellent. Well, I'll give you a bit of an update on your super as well. After the call, I'll send out your annual review pack, but having a look at the way things are at the moment, Love technology when it wants to work. I need this document to open. There we go. So at the moment, when we sort of have a look back at this time last year, the balance in the account was about $273,007.32 and 55¢. Value of the account as of today, we've got 325,479 and 6¢ in there. So definitely a good increase. Looking back there, we also provided a bit of an updated advice document last year, moved you into the low alpha growth portfolio. So I can sort of see there with the last twelve months, there was a bit of a change in the investments with that investments which that occurred. But all up for the last twelve months, the net return your portfolio has received is 12.06%, which is fantastic. That's a good result. Yeah. Some people do prefer a dollar figure as opposed to a percentage. So that essentially means that the earnings your portfolio has made, its growth as well as income, is $41,042.08 for the year. So it's a good solid return there. Yeah. To kinda give you an idea on how we work that out or how we sort of look at the returns, with the growth portfolio that you're in, we tend to see you generally see about nine sorry. 80% of your super invested in growth assets. So thinking things like Australian shares, international shares, listed property, and also commodities, so precious metals like gold and silver. With that kind of growth environment, you're looking to get the best returns you can. But on an average compounded over time, we are chasing about a seven to 9% return. So, realistically, anything over that 9% means that your portfolio has over performed and done extremely well for the year, but then anything under that nine 7%, sorry, means your portfolio has pretty well underperformed for the year. So it has done really well. The other thing to sort of think about with this year is that we have seen a lot happening in The US and of this would be around more and what's happening globally. And then here in Australia, we've also got or had high inflation rates as well. So we've kind of been here on two ends. So to kinda go through all of that and still come up with a positive return, especially one that's over performed against the benchmark we work on for your portfolio, is actually fantastic to see. So really happy with that for you. Okay? Yeah. Excellent. I will ask you the call center, as I mentioned, your annual review packet, we'll have a copy of all these documents in there so you can have a look at them, run your eyes over, and feel free to let us know if you do happen to have any questions in there. But looking forward, when we kinda break down everything, some of your best performers in your portfolio were your physical gold. That in itself was up by over 26%, which is great to see. We have also, sorry, seen other assets like agriculture doing quite well. Australian and US equities are also performing really well within your portfolio there. So really happy with how all of that has gone. I wouldn't sort of wanna reevaluate or change too much in there at the moment. It would sort of just probably be best to, you know, see a track for another twelve months and then maybe look at altering the portfolio down the track there for you because, you know, don't need to cement gains if we don't require it at the moment. So it's good to sort of see everything tracking. Yeah. Perfect. The other thing we do like to sort of go through is the insurance side of things. So I can see we can cover with MLC there, I send it now that I've changed their name. Essentially, you've got your life cover, your TPD, and your income protection cover, which is paid out of super there. To go through and look at the benefits, the life cover benefit or some insured you have at the moment is 972,405 in the event of something happening if you were to pass away prematurely. Your life benefit is paid out, and then your super benefit is paid on top of that to your beneficiaries there. Are you fairly comfortable with that total as a benefit, or did you wanna kind of reevaluate that at the moment? Yeah. Yeah. That's okay. Yeah. Absolutely. So if I have a look at the benefit amount, so the way it works is if you were to pass away prematurely, your super benefit is paid out there. So you've currently got your balance of what are we at? 3 what did I say before? Sorry. $303,125,004 $7.09 and 6¢, and then you also get your your life cover paid out on top of that. And that goes to your beneficiaries. So with your super beneficiaries at the moment, you have 25% to Archer, 25% to Evie, 25% to Inez, and 25% to Kynan. I'm so sorry if I said his name wrong. Perfect. Perfect. So they're all receiving a 25% split of your super benefit debt. I'm assuming I will double check this later, but your life benefit, I believe, is being paid out the exact same way to those beneficiaries there. So it basically means that in the event that you were unable to pass away between all of your beneficiaries, they're getting essentially about 1.2 mil paid out to them or a bit over 1.2 mil paid out. Does that feel like a fairly comfortable amount for you? Are you Yep. Perfect. Perfect. Life cover is basically that. It is the benefits are paid out in the event of passing prematurely. CBD is a little bit different. The total permanent incapacity or total permanent disability pays out the lump sum benefit or a disability pension in the event that you're disabled and unable to ever go back to work again. Disability, I do like to make sure everyone is aware because it's not something that is well known. But if you claim TPD and you're under the age of 60, you actually do pay tax from the lump sum payout. So as advisers yes. They say it's coming everywhere, don't they? So with as advisers here, if you were to claim on TBD, we can provide advice to help limit the amount of tax payable, whether it be, you know, draw out smaller income amounts over a certain period of time to limit the amount of tax, or there are some other fun fancy things that we can do out there to help you. But I do like to make everyone aware that the tax could be up to 22%. So it does mean that the amount you are insured for isn't necessarily the amount that you are eligible or would receive. The older you get, the less the tax becomes, admittedly, because the longer you've had the benefit for. But then, as I said, there are some fun, fancy things that you can do to help minimize the tax payable. We obviously hope that you never have to claim on these because claiming on one of these insurances means that you've lost something, which is not a good outcome. But but it's always good to have it to fall back on. With the TBD sum insured you have at the moment, you are covered for the benefit amount of 868,219. And then if you are claiming on TBD, again, your super benefit is released to you. We can claim incapacity super as well. Do you feel like with the super balance and the 868,000 of TBD that that would be a fairly you're comfortable keeping that amount, or did you wanna look at reviewing the amount of TBD cover? That's okay. Yeah. Perfect. And then with the income protection insurances here as well. So I've got your income notice here at the moment of I believe it's a 160,000. Is that right? That's okay. I've got you on a 160,000 per annum. Is that right? That's okay. Oh, that's that's alright. Yeah. That works out fairly accurate. Yeah. That's okay. So with your income protection benefit, the monthly benefit that you insured for is about 7,604. That looks like when I kinda work it out because I've got your gross income as being 160,000, but then I've got your base income ordinary time earnings at a 120,000 starting. So it looks like the 70% of your income protection is based on that 120,000. Did you because you are technically getting a little bit higher and you're getting that director's allowance or the director's payments on a regular basis, Do you feel like in the event that you are unable to go to work due to illness or injury, you'd still be able to receive some sort of income from the business? Yep. Okay. Yeah. You wouldn't get getting paid anything? Yeah. No. Fair enough. No. That's okay. That's alright. Because having a look at your income protection, the way it is structured at the moment, you do have that monthly benefit amount that you're covered for of 7,604, and that would be based on 70% of a 120,000 to kind of show you that's where you're you know, what you'd be covering essentially. Do you feel like that benefit amount would be fine to cover your basic living expenses if you were not able to work, or do you think you might need to maybe look to increase that to cover more of that 160,000? Yeah. It does. That is the downside. Yes. So the more you are covered for, the higher the income protection benefit period you're insured for, the more you'll pay. Yep. Okay. Yep. Perfect. Yep. Yep. Yes. That's absolutely perfect. No. Not a problem at all. No. Excellent. Lovely. If anything comes up and you decide you wanna kinda reevaluate that, please do let me know. We're here to kinda help you and make sure that we can. And we do go through that every year with you at any review time to make sure that you are covered to the amount that you need to be. With income protection, it is the biggest part or the the largest cost of your insurances. It's the first thing it normally gets claimed on. And so it does account for about 90% of your insurance premiums, essentially. Increasing, it does mean that your premiums are gonna increase. However, it's also a doubly act about making sure you're covered for the amount that you need to be covered for as well as not eating away all of your super because those premiums come out of your super as well. Okay? Excellent. With your income protection policy, you do have a ninety day waiting period. That just means that you need to be off work for ninety days prior to making a claim. I always suggest to clients that if you're off work and you feel like you're gonna meet that waiting period and need to claim, as soon as you're off work and you've been to the doctor, you've got the information, give us a call, let us know. As your advisers, we help to facilitate the claim between yourself and the insurer, and we can let them know that you're off work, that that waiting period has started. They can get us the claims information, and then at that ninety days, we can can submit that claim for you to have that process be more streamlined. Okay? Excellent. You've also got a five year benefit period. That just means if you're off work and on a claim, you can be on a claim for up to five years. At that five year period, the claim does stop regardless of whether you can go back to work again. But it also kinda is a good claim period because it does account for, like, if you're off work for one or two years, and then you can go back to work part time, you can be on a partial claim for, say, the the other three years there. So a five year benefit period is a good mix between making sure you've got enough time to recover, recuperate, and get back to work, but then also making sure that you're not paying too much in premiums. So it's a good benefit period. Yeah. Perfect. I will, as part of the annual review pack, make sure you've got a copy of the certificate of currency in there. So you're welcome to run your eyes over that one. Let me know if you do have any questions there. It's you know, just making sure that that level of cover is adequate for what your needs are, what your goals are. And if you ever decide it's not, it doesn't have to be at any review time. If you decide something isn't right, something isn't working, you wanna reevaluate something, you're welcome to let us know. We'll make time to talk it through and update the advice if needed as well. Okay? That's okay. Now I've also got your trauma policy here. So you've got down a critical illness benefit or trauma benefit here, which pays out a lump sum tax free benefit of a $104,001.86 in the event of a traumatic diagnosis. Do you know how trauma insurance works? Did you have any questions about how trauma works differently to anything else? What is that's okay. That's absolutely fine. So trauma covers you in the event of a traumatic diagnosis. So more often than not, the biggest things that are claimed on are things like heart attack, stroke, Parkinson's, or other neurological disorders. Cancer's probably the biggest one. Certain breast cancers depending on the grading of it. And trauma is a tax free benefit. Generally speaking, if something big happens to you, like, say, a cancer diagnosis as an example, you can claim on trauma upfront. It's a tax free lump sum payment. And then if you still can't go to work, it can be a bit of a buffer in that waiting period of time while you are seeking treatment and maybe not at work for that period of time, and then we tend to claim on income protection after that. So trauma just tends to be for large traumatic diagnoses, whereas income protection covers you if you're unable to go to work due to illness or injury. So I've seen people claim, you know, income protection have had a motorcycle accident. They've been off work with a broken leg and can't go to work, or they've hurt their back and they can't go to work, and they meet that waiting period, and you can claim on income protection for those sorts of things. And then CBD is a much higher disability kind of insurance. Does that make sense? Yeah. Perfect. Did you have any questions about any of the insurances, or did you want me to break anything down more for you? Or no? Thank you. I'd like to make sure I logged out there because I know a lot of us have these sorts of insurances, but there is a lot of unknowns about them, how they work, what they claim on. I've had clients in the past who have been unwell, and then we've found insurances for. They didn't even know they had them. So it's always kinda good to know what's out there. Yeah. Fantastic. The other thing I do like to kind of point out as well with your life insurance and your super, I do sort of always suggest as well that it is sort of made known that we are your advisers, that if you were to pass away, that your beneficiaries or the will the executive of your will just have to give us a call, and we help to facilitate the claim. It's just something I've had in the past where clients have not kind of let anyone know they've got an adviser, and then, you know, a few months after they've passed away, something's happened and someone's picked up a, yeah, letter or some sort of statement and gone, oh, who are these people? And they've called us and we've gone, hey. We're the, you know, financial advisers who look up the super insurances and things like that and help to facilitate claim down the track. So I do sort of like to sort of point out as part of your overall estate planning as well, if you've got an executor or even your beneficiaries, just letting them know that, hey. I do have an adviser. If anything happened to me, this is the number you call. They will help to facilitate the claim. And it just makes the the process a little bit easier on your beneficiaries at that time as well. Okay. Beautiful. Beautiful. Everything looks like it's pretty well up to date here. Just with your goals, just wanted to kinda update those. I had down here that you were working towards a retirement or it does have to be retirement, but a goal of being able to draw income out of super possibly fully retire at about the age of 67. Is that kind of your goal still there, Amelia? Yes. It is. You've got a lot of time to go still, so absolutely. But, no, that's so good. That's so nice. I've got down here that your insurances your goals there that you wanted to make sure you had enough insurances to ensure your family is looked after and to cover your debts in the event of anything occurring. When we kind of look at that goal and the level of cover you have with regards to both your life cover and your TDD, the amount you are covered for does pay out the the mortgage, leaves everyone completely debt free. It doesn't quite let's have a look. It would also sort of cover the child care the childcare center that you have here. But would that be something that would need to be included to the insurances, or would that be something that your partner would just sort of buy you out of if anything happens to you? How do you think that that would work? Yep. Okay. Perfect. Yep. Yep. Perfect. Yeah. Absolutely. No. That's really good. Excellent. So your life insurance and your PPD cover really just needs to cover your main primary mortgage and maybe any other car loans that you might have if you have at the time and then provide that longevity benefit for yourself or your beneficiaries. Is that right? Yep. Yep. Perfect. So being that you have definitely meets that goal, it is still fully appropriate there. Can I ask, with your retirement goal as well, have you do you know what you wanna do long term with the childcare center? Is the goal to kinda have that continuously running through retirement to provide income as well as your super, or are you planning to kinda sell that down the track? Have you thought about what the retirement plan is there? Yeah. Yep. Perfect. Yeah. No. Fantastic. That's really good to see. Lovely. Well, I can safely tell you that I will probably ask every question you've never wanted to answer or never thought about answering because that's what I do. Oh, but, no, it's honestly all good. I love what I do just like you love what you do. You get to work every day, and it's just fun. Oh, I bet. Children are beautiful. I've got a nine year old, and he is just so much fun. He's a great age. He's so energetic and out there and lively. Oh, beautiful. Absolutely. That's beautiful. Oh, that's so sweet. I'm working from home today, and my son said, will you be here when I get home? I said, I will. I will be on the phone, but I will be here. You can go into your room. And he goes, it's just good to have you here. And I was like, well, that's so nice. It is. Absolutely. They don't stay young for long. Alright. All good. Other goals I have down here, you in the next five years, you're looking to focus on just sort of paying down the home loan. How are you going? I know you did sort of take some money out for the Prado there as well. But in a scheme of things, paying down the home loan, are you going okay, happy with the way that's being paid down, or did you need some assistance in that area? Yep. Yes. Yes. Yep. Yes. Yeah. Yeah. Yeah. Yep. Yeah. Yeah. Yeah. Absolutely. Yeah. Makes sense. Right. Yeah. Okay. Yeah. Yeah. Yeah. Absolutely. Yes. Yeah. Yeah. Absolutely. Have you got access to a budget planner? Because we do have one that I'm happy to email through to you if you want. If you can sort of sit down, have a look at what income is going in, add what you've got going out. The good thing about this budget planner is that, like because some bills are weekly, fortnightly, monthly, biannually, or annually. You can kinda put in there the bills as they are, some weekly, some yearly, some biannually, some monthly, and then just kinda alter it to weekly, fortnightly, or monthly, and it kind of reconverts all the figures for you so you can really see what's coming in and going out on a weekly and or fortnightly basis. I I'll email that to you after the call if you like, have a bit of time, sit down, have a think about it, have a look at it, and it might just give you a bit of an idea of what's happening, where things are going. And you can alter it whenever you get, you know, pay increases or changes or extra money coming in to sort of see where everything's going. It could be kinda handy. Yeah. Beautiful. Well, I'll email that through to you after the call so you can take some time. If you have any questions, feel free to let me know. I'm more than happy to help you through it. Okay? All good. And I've got here that you were and are still salary sacrificing a little bit. Are you still doing that? I'm just double checking in the account to see. Yeah. It looks like it is still going in. I can see two transactions coming through. Yeah. So the sales back is still going through. It's about 4 to 500 on a monthly basis depending on the week the contributions go into super. Yeah. Yep. Perfect. Good to see. Excellent. And other than that, everything's the same with the work. I've got down here you've got four children total and all financial dependents. Yep. Beautiful. I've also got down here that your next of kin is Ashley. Is that right? Is your best friend? Yep. Perfect. Perfect. I'll just make sure I'm updating all your circumstances there. Excellent. And I've also got it noted here that you do have a will and a power of attorney set up or in place. Is that correct? Yep. Beautiful. And all valid, all still reflects your circumstances correctly? Yep. Perfect. All good. Well, that's basically everything I needed to run through. It doesn't look like there's been any major changes that require us to update the advice. Everything still reflects your goals and your wishes really well. Your super has performed really nicely over the last twelve months, so I wouldn't wanna go and make any changes right now. Would you like to do a bit more of a catch up in, say, three or six months? What's more preferable for yourself? How often would you like to do a bit of a catch up with us? Yes. Did you wanna do a catch up in about six months just to see how things are going? This is it's normally just a bit of a quick five or ten minute catch up to see how everything's going and, you know, if there's any changes we can sort of talk her through then. Yeah. Perfect. Excellent. So after the call, what I'll do is I'll get my team to send through the annual review pack to you. In there, you'll see the ongoing service agreement. That essentially is the ongoing service fee for us. So you do pay 1.65% per annum as the ongoing service fee, and that's deducted out of your super on a smaller monthly basis. And the idea of that as a percentage fee is it fluctuates with the market. So when the market's doing really well, when your super is performing nicely, you've got a lovely, you know, 12% return there, it does mean that our fee increases slightly with it as well. However, when the market takes a dip, it means that our fee also takes a bit of a dip with it. So our fee is linked to the performance with your super and the market conditions there. And that allows you obviously, we look after your super, the insurances, and things, but it's also entitling you to any updated advice. So any other advice we provide is fully complimentary as an ongoing client. You're entitled to things like cash on budgeting. We can do other investments. We can look at advice in other areas. We also have mortgage brokers we can refer you through to if you wanted to have a look at, you know, reevaluating your mortgage. I'll also add the financial services guide in there as well, which outlines everything about who we are as a business, but also everything on me. So I'm a full licensed adviser. I'm registered through Astrid, and all my registration information is in that document for you to run your eyes over. It's a pretty boring document. I always tell everyone with the financial services guide, if you have trouble sleeping one night, feel free to whip it out, knock you out cold a few seconds, but they're that that boring. And it also takes you through all the other areas of advice that we're able to advise on under our license for you as well. Okay? Beautiful. I will just double check. We we are are also sending out what's called a tax file consent form. So we do hold your tax file number securely because we set your super up and your insurances. But we are very security conscious here with a lot going on in the world and all this, you know, hacking scandals everywhere left, right, and center. We're very security conscious with your information and your data. So that's why we do security with you. Whenever you call us or we call you, making sure that we're speaking to the correct person before providing anything to you. We do let you know that all of our calls are recorded, so we make sure that you're aware of that prior to the call as well. You're always welcome to say you don't wish to if you want to. And so the tax file consent form is just making sure you're aware that we do hold your tax file, letting you know the security we take to make sure it is all held securely and the reason for why we hold your tax file number. And we just get you the consent to that as well every so often just to make sure we're updating our files for you. Okay? Beautiful. There's a pretty easy interview for you today. There's not a lot of changes. Everything's working really nicely. But is there anything that I may have not have touched on that's important for you to ask me, or is there anything else that you might wanna ask me while you've got me here at all? No? Perfect. Well, if you ever do, please feel free to let me know. As your adviser, I'm here to help. I do work Monday to Thursday, but I do work until about seven, 08:00 at night. So I'm more than happy to take your call after work hours or whenever suits you. And, yes, my you would've spoke to my lovely admin team member, Michelle, at some point. She'll be the one calling in about six months to book you in to do a bit of a catch up. And if you need anything in the meantime, it doesn't matter what it is. In our world, there is no such thing as a silly question. If it's something that's on your mind and you would like an answer to it, feel free to touch base and let us know, and we will do our to find the answer for you or connect you with the person who has the answer. Okay? Anything. That's okay. I really appreciate you taking my call today, and I'll get that a pack out to you nice and ASAP. It'll also have all the documents I went through to give you an update of the balance and and the insurance and so you can run your eyes over those as well. Okay. Thank you. Thank you so much for your time, Amelia. My pleasure. I hope you have a not a worry. I hope you have a great afternoon. Enjoy that sunshine. I hope so too. Thank you so much. Enjoy your afternoon. I'll talk to you soon. Thank you. Bye.","confidence":0.9970703,"words":[{"word":"hi","start":2.48,"end":2.8,"confidence":0.99658203,"punctuated_word":"Hi,","sentiment":"neutral","sentiment_score":0.08695386350154877},{"word":"amelia","start":2.8,"end":3.1999998,"confidence":0.8786621,"punctuated_word":"Amelia.","sentiment":"neutral","sentiment_score":0.1065313071012497},{"word":"this","start":3.1999998,"end":3.4399998,"confidence":1.0,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.11288782954216003},{"word":"is","start":3.4399998,"end":3.6,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09751667827367784},{"word":"dana","start":3.6,"end":3.84,"confidence":0.8144531,"punctuated_word":"Dana","sentiment":"neutral","sentiment_score":0.1182619482278824},{"word":"from","start":3.84,"end":4.08,"confidence":0.9970703,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.14530961215496063},{"word":"okene","start":4.08,"end":4.48,"confidence":0.39819336,"punctuated_word":"Okene","sentiment":"neutral","sentiment_score":0.1372487246990204},{"word":"financial","start":4.48,"end":4.98,"confidence":0.7480469,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.1382150501012802},{"word":"how","start":5.04,"end":5.2,"confidence":0.98828125,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.16253264248371124},{"word":"are","start":5.2,"end":5.3599997,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.16265954077243805},{"word":"you","start":5.3599997,"end":5.52,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1766975075006485},{"word":"this","start":5.52,"end":5.68,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.18233419954776764},{"word":"afternoon","start":5.68,"end":6.18,"confidence":1.0,"punctuated_word":"afternoon?","sentiment":"neutral","sentiment_score":0.16292577981948853},{"word":"very","start":8.96,"end":9.28,"confidence":0.99121094,"punctuated_word":"Very","sentiment":"positive","sentiment_score":0.4537050426006317},{"word":"well","start":9.28,"end":9.679999,"confidence":0.9970703,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.3608042001724243},{"word":"thank","start":9.679999,"end":9.92,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.564035177230835},{"word":"you","start":9.92,"end":10.16,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.3469454348087311},{"word":"i","start":10.16,"end":10.4,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13691715896129608},{"word":"had","start":10.4,"end":10.8,"confidence":0.8886719,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.13234151899814606},{"word":"two","start":10.8,"end":11.04,"confidence":0.390625,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.1139974519610405},{"word":"booked","start":11.04,"end":11.2,"confidence":0.796875,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.28785473108291626},{"word":"in","start":11.2,"end":11.36,"confidence":0.98095703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14306306838989258},{"word":"to","start":11.36,"end":11.5199995,"confidence":0.9760742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1697920262813568},{"word":"go","start":11.5199995,"end":11.679999,"confidence":0.99316406,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.22213703393936157},{"word":"through","start":11.679999,"end":11.84,"confidence":0.97802734,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2971547245979309},{"word":"your","start":11.84,"end":12.0,"confidence":0.9902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.259342223405838},{"word":"annual","start":12.0,"end":12.4,"confidence":0.9873047,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.21940499544143677},{"word":"review","start":12.4,"end":12.639999,"confidence":0.9970703,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.17551925778388977},{"word":"today","start":12.639999,"end":12.96,"confidence":0.9970703,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":0.1401430368423462},{"word":"isn't","start":12.96,"end":13.28,"confidence":0.8642578,"punctuated_word":"Isn't","sentiment":"neutral","sentiment_score":0.06691978126764297},{"word":"that","start":13.28,"end":13.44,"confidence":0.37353516,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17456096410751343},{"word":"still","start":13.44,"end":13.599999,"confidence":0.96972656,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.10013217478990556},{"word":"a","start":13.599999,"end":13.759999,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15424208343029022},{"word":"good","start":13.759999,"end":13.92,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.13934387266635895},{"word":"time","start":13.92,"end":14.42,"confidence":1.0,"punctuated_word":"time?","sentiment":"neutral","sentiment_score":0.15503709018230438},{"word":"oh","start":16.675,"end":17.075,"confidence":0.97387695,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.4302528500556946},{"word":"fantastic","start":17.075,"end":17.575,"confidence":0.9995117,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.5776571035385132},{"word":"how's","start":17.875,"end":18.195,"confidence":0.93847656,"punctuated_word":"How's","sentiment":"neutral","sentiment_score":0.3315684199333191},{"word":"your","start":18.195,"end":18.435,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2838945984840393},{"word":"day","start":18.435,"end":18.595,"confidence":1.0,"punctuated_word":"day","sentiment":"positive","sentiment_score":0.4314731359481811},{"word":"been","start":18.595,"end":18.915,"confidence":0.7211914,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.30841055512428284},{"word":"so","start":18.915,"end":19.075,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.3040637969970703},{"word":"far","start":19.075,"end":19.575,"confidence":0.9995117,"punctuated_word":"far?","sentiment":"neutral","sentiment_score":0.2626327872276306},{"word":"yeah","start":22.675,"end":22.994999,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16230113804340365},{"word":"good","start":22.994999,"end":23.315,"confidence":0.99853516,"punctuated_word":"Good.","sentiment":"neutral","sentiment_score":0.2528710663318634},{"word":"really","start":23.315,"end":23.635,"confidence":0.99902344,"punctuated_word":"Really","sentiment":"neutral","sentiment_score":0.07648144662380219},{"word":"busy","start":23.635,"end":24.035,"confidence":0.86743164,"punctuated_word":"busy,","sentiment":"neutral","sentiment_score":0.12848779559135437},{"word":"but","start":24.035,"end":24.195,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.10468865185976028},{"word":"that's","start":24.195,"end":24.515,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.17582321166992188},{"word":"okay","start":24.515,"end":24.915,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.2982940077781677},{"word":"we","start":24.915,"end":25.154999,"confidence":1.0,"punctuated_word":"We","sentiment":"positive","sentiment_score":0.4892828762531281},{"word":"like","start":25.154999,"end":25.395,"confidence":0.99902344,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.5619498491287231},{"word":"it","start":25.395,"end":25.555,"confidence":0.99902344,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5800256133079529},{"word":"that","start":25.555,"end":25.795,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5614748597145081},{"word":"way","start":25.795,"end":26.295,"confidence":1.0,"punctuated_word":"way.","sentiment":"positive","sentiment_score":0.472336858510971},{"word":"fantastic","start":29.25,"end":29.75,"confidence":0.95996094,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.560353696346283},{"word":"amelia","start":30.13,"end":30.63,"confidence":0.85498047,"punctuated_word":"Amelia,","sentiment":"neutral","sentiment_score":0.2417264878749847},{"word":"before","start":30.689999,"end":31.009998,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.1920457035303116},{"word":"we","start":31.009998,"end":31.169998,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15044301748275757},{"word":"jump","start":31.169998,"end":31.33,"confidence":0.9980469,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.18809674680233},{"word":"into","start":31.33,"end":31.57,"confidence":0.9921875,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.10868793725967409},{"word":"the","start":31.57,"end":31.65,"confidence":0.7949219,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17437684535980225},{"word":"call","start":31.65,"end":31.89,"confidence":0.98999023,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.12684346735477448},{"word":"just","start":31.89,"end":32.129997,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13309133052825928},{"word":"to","start":32.129997,"end":32.21,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11977201700210573},{"word":"let","start":32.21,"end":32.29,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.1598508507013321},{"word":"you","start":32.29,"end":32.37,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1711631566286087},{"word":"know","start":32.37,"end":32.61,"confidence":0.7631836,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.17437252402305603},{"word":"we","start":32.61,"end":32.77,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13967934250831604},{"word":"do","start":32.77,"end":32.93,"confidence":0.9716797,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1494869887828827},{"word":"record","start":32.93,"end":33.25,"confidence":0.99902344,"punctuated_word":"record","sentiment":"neutral","sentiment_score":0.15591861307621002},{"word":"our","start":33.25,"end":33.41,"confidence":0.9980469,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.12335557490587234},{"word":"calls","start":33.41,"end":33.649998,"confidence":0.90625,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.1411256045103073},{"word":"for","start":33.649998,"end":33.809998,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1079166978597641},{"word":"quality","start":33.809998,"end":34.129997,"confidence":1.0,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":0.11500797420740128},{"word":"and","start":34.129997,"end":34.37,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12969207763671875},{"word":"training","start":34.37,"end":34.77,"confidence":1.0,"punctuated_word":"training","sentiment":"neutral","sentiment_score":0.11622117459774016},{"word":"purposes","start":34.77,"end":35.25,"confidence":0.9914551,"punctuated_word":"purposes.","sentiment":"neutral","sentiment_score":0.14779578149318695},{"word":"are","start":35.25,"end":35.489998,"confidence":0.9921875,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.11967334151268004},{"word":"you","start":35.489998,"end":35.649998,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16665881872177124},{"word":"happy","start":35.649998,"end":35.969997,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.12724748253822327},{"word":"for","start":35.969997,"end":36.129997,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.18467934429645536},{"word":"me","start":36.129997,"end":36.29,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.21094633638858795},{"word":"to","start":36.29,"end":36.37,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14623455703258514},{"word":"proceed","start":36.37,"end":36.77,"confidence":1.0,"punctuated_word":"proceed","sentiment":"neutral","sentiment_score":0.16136181354522705},{"word":"with","start":36.77,"end":37.01,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.21682173013687137},{"word":"that","start":37.01,"end":37.51,"confidence":1.0,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.2122202515602112},{"word":"fantastic","start":39.41,"end":39.91,"confidence":0.9975586,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.378097265958786},{"word":"and","start":40.795,"end":41.035,"confidence":0.9291992,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.18629276752471924},{"word":"just","start":41.035,"end":41.074997,"confidence":0.4482422,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13198433816432953},{"word":"to","start":41.074997,"end":41.114998,"confidence":0.7285156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16574232280254364},{"word":"the","start":41.114998,"end":41.355,"confidence":0.43920898,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1971089392900467},{"word":"security","start":41.355,"end":41.835,"confidence":0.99609375,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.15976454317569733},{"word":"day","start":41.835,"end":41.995,"confidence":0.48388672,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.1810952126979828},{"word":"with","start":41.995,"end":42.155,"confidence":0.9951172,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12678229808807373},{"word":"you","start":42.155,"end":42.315,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17486630380153656},{"word":"as","start":42.315,"end":42.394997,"confidence":0.8935547,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.18352428078651428},{"word":"well","start":42.394997,"end":42.554996,"confidence":0.9851074,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.18392236530780792},{"word":"we","start":42.554996,"end":42.795,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1544799953699112},{"word":"are","start":42.795,"end":42.954998,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.17241349816322327},{"word":"discussing","start":42.954998,"end":43.434998,"confidence":0.99902344,"punctuated_word":"discussing","sentiment":"neutral","sentiment_score":0.21404461562633512},{"word":"your","start":43.434998,"end":43.675,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13835996389389038},{"word":"personal","start":43.675,"end":44.155,"confidence":0.9941406,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.1446295827627182},{"word":"information","start":44.155,"end":44.655,"confidence":0.91625977,"punctuated_word":"information.","sentiment":"neutral","sentiment_score":0.14496272802352905},{"word":"so","start":44.714996,"end":45.035,"confidence":0.99121094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.133224219083786},{"word":"i'll","start":45.035,"end":45.195,"confidence":0.99658203,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.11615237593650818},{"word":"just","start":45.195,"end":45.434998,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11977680772542952},{"word":"get","start":45.434998,"end":45.515,"confidence":0.9658203,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1173091158270836},{"word":"you","start":45.515,"end":45.675,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12214189022779463},{"word":"to","start":45.675,"end":45.754997,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14255912601947784},{"word":"confirm","start":45.754997,"end":46.155,"confidence":0.99902344,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.10084665566682816},{"word":"your","start":46.155,"end":46.394997,"confidence":0.9614258,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08607137203216553},{"word":"full","start":46.394997,"end":46.555,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.1388438045978546},{"word":"name","start":46.555,"end":46.795,"confidence":0.99194336,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":0.10036228597164154},{"word":"your","start":46.795,"end":47.034996,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06989044696092606},{"word":"date","start":47.034996,"end":47.195,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.11587616056203842},{"word":"of","start":47.195,"end":47.355,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1140461564064026},{"word":"birth","start":47.355,"end":47.515,"confidence":0.98217773,"punctuated_word":"birth,","sentiment":"neutral","sentiment_score":0.12377655506134032},{"word":"and","start":47.515,"end":47.754997,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12306654453277588},{"word":"address","start":47.754997,"end":48.074997,"confidence":0.99902344,"punctuated_word":"address","sentiment":"neutral","sentiment_score":0.11673958599567412},{"word":"i","start":48.074997,"end":48.234997,"confidence":0.6953125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1504356563091278},{"word":"should","start":48.234997,"end":48.475,"confidence":0.99902344,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.15734389424324036},{"word":"have","start":48.475,"end":48.635,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10656259953975676},{"word":"on","start":48.635,"end":48.875,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08503617346286774},{"word":"file","start":48.875,"end":49.375,"confidence":0.99609375,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":0.12007330358028412},{"word":"beautiful","start":57.4,"end":57.9,"confidence":0.8564453,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.40883344411849976},{"word":"thank","start":58.04,"end":58.2,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.512150764465332},{"word":"you","start":58.2,"end":58.440002,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.49100998044013977},{"word":"so","start":58.440002,"end":58.600002,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5818905830383301},{"word":"much","start":58.600002,"end":58.84,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.5789635181427002},{"word":"for","start":58.84,"end":59.0,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5896289348602295},{"word":"that","start":59.0,"end":59.32,"confidence":0.9760742,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.5582484006881714},{"word":"and","start":59.32,"end":59.480003,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.3286762535572052},{"word":"how's","start":59.480003,"end":59.800003,"confidence":0.9926758,"punctuated_word":"how's","sentiment":"neutral","sentiment_score":0.18103930354118347},{"word":"the","start":59.800003,"end":59.960003,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1739831268787384},{"word":"weather","start":59.960003,"end":60.280003,"confidence":1.0,"punctuated_word":"weather","sentiment":"neutral","sentiment_score":0.23283380270004272},{"word":"down","start":60.280003,"end":60.52,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1020841896533966},{"word":"there","start":60.52,"end":61.02,"confidence":0.9995117,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":0.1767216920852661},{"word":"yeah","start":62.760002,"end":63.260002,"confidence":0.8330078,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.22603122889995575},{"word":"oh","start":66.395,"end":66.895,"confidence":0.79663086,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.25187575817108154},{"word":"that's","start":67.115,"end":67.515,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.299381822347641},{"word":"lovely","start":67.515,"end":67.994995,"confidence":1.0,"punctuated_word":"lovely.","sentiment":"positive","sentiment_score":0.3418689966201782},{"word":"it's","start":67.994995,"end":68.235,"confidence":0.9716797,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.01391875557601452},{"word":"been","start":68.235,"end":68.395,"confidence":0.42773438,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.022601112723350525},{"word":"nothing","start":68.395,"end":68.795,"confidence":0.9921875,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.0575082004070282},{"word":"but","start":68.795,"end":69.034996,"confidence":0.9633789,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.08799191564321518},{"word":"rain","start":69.034996,"end":69.275,"confidence":0.93603516,"punctuated_word":"rain","sentiment":"neutral","sentiment_score":-0.0585273802280426},{"word":"here","start":69.275,"end":69.515,"confidence":0.99609375,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.07030549645423889},{"word":"for","start":69.515,"end":69.674995,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04970240592956543},{"word":"the","start":69.674995,"end":69.835,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02171003818511963},{"word":"past","start":69.835,"end":70.155,"confidence":0.99902344,"punctuated_word":"past","sentiment":"neutral","sentiment_score":-0.05656056851148605},{"word":"week","start":70.155,"end":70.475,"confidence":0.99902344,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":-0.04714619740843773},{"word":"it's","start":70.475,"end":70.795,"confidence":0.99853516,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.46928343176841736},{"word":"horrendous","start":70.795,"end":71.275,"confidence":0.9970703,"punctuated_word":"horrendous","sentiment":"negative","sentiment_score":-0.36105722188949585},{"word":"the","start":71.275,"end":71.435,"confidence":0.59375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.31051576137542725},{"word":"amount","start":71.435,"end":71.674995,"confidence":1.0,"punctuated_word":"amount","sentiment":"negative","sentiment_score":-0.3339751362800598},{"word":"of","start":71.674995,"end":71.835,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2860136032104492},{"word":"rain","start":71.835,"end":71.994995,"confidence":1.0,"punctuated_word":"rain","sentiment":"neutral","sentiment_score":-0.32015660405158997},{"word":"we're","start":71.994995,"end":72.155,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.2519831359386444},{"word":"getting","start":72.155,"end":72.655,"confidence":0.9995117,"punctuated_word":"getting.","sentiment":"neutral","sentiment_score":-0.2640420198440552},{"word":"oh","start":75.595,"end":76.095,"confidence":0.9523926,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.3025994598865509},{"word":"looking","start":76.475,"end":76.795,"confidence":0.5722656,"punctuated_word":"looking","sentiment":"positive","sentiment_score":0.33716875314712524},{"word":"forward","start":76.795,"end":77.115,"confidence":1.0,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":0.3139130473136902},{"word":"to","start":77.115,"end":77.275,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.32376953959465027},{"word":"the","start":77.275,"end":77.515,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.31477102637290955},{"word":"the","start":77.515,"end":77.755,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2631435990333557},{"word":"sun","start":77.755,"end":78.075,"confidence":0.99902344,"punctuated_word":"sun","sentiment":"positive","sentiment_score":0.3851428031921386},{"word":"coming","start":78.075,"end":78.395,"confidence":0.99902344,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.29234135150909424},{"word":"back","start":78.395,"end":78.555,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.2562672197818756},{"word":"out","start":78.555,"end":78.715,"confidence":0.7531738,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.260555237531662},{"word":"hopefully","start":78.715,"end":79.195,"confidence":0.875,"punctuated_word":"hopefully,","sentiment":"neutral","sentiment_score":0.18047118186950684},{"word":"for","start":79.195,"end":79.354996,"confidence":0.9248047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.28056207299232483},{"word":"the","start":79.354996,"end":79.515,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2676779627799988},{"word":"weekend","start":79.515,"end":79.994995,"confidence":0.53466797,"punctuated_word":"weekend","sentiment":"neutral","sentiment_score":0.2726786434650421},{"word":"maybe","start":79.994995,"end":80.494995,"confidence":0.7922363,"punctuated_word":"maybe.","sentiment":"neutral","sentiment_score":0.21694497764110565},{"word":"absolutely","start":83.93,"end":84.43,"confidence":0.98339844,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.3427104949951172},{"word":"all","start":85.130005,"end":85.450005,"confidence":0.83935547,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.3612199127674103},{"word":"good","start":85.450005,"end":85.69,"confidence":0.99853516,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.2711120843887329},{"word":"well","start":85.69,"end":86.170006,"confidence":0.98461914,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.11539481580257416},{"word":"as","start":86.170006,"end":86.41,"confidence":0.63720703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09656253457069396},{"word":"we","start":86.41,"end":86.490005,"confidence":0.9741211,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0734199583530426},{"word":"kinda","start":86.490005,"end":86.810005,"confidence":0.7709961,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.10409162193536758},{"word":"jump","start":86.810005,"end":87.05,"confidence":0.97265625,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.1001858413219452},{"word":"into","start":87.05,"end":87.29,"confidence":0.9741211,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.0921848714351654},{"word":"the","start":87.29,"end":87.450005,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11045706272125244},{"word":"review","start":87.450005,"end":87.770004,"confidence":0.75390625,"punctuated_word":"review,","sentiment":"neutral","sentiment_score":0.09521004557609558},{"word":"then","start":87.770004,"end":87.93,"confidence":0.46801758,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11148721724748611},{"word":"i'll","start":87.93,"end":88.090004,"confidence":0.99560547,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.09347530454397202},{"word":"go","start":88.090004,"end":88.25,"confidence":0.9941406,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.10479746758937836},{"word":"through","start":88.25,"end":88.41,"confidence":0.9370117,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.11735405027866364},{"word":"and","start":88.41,"end":88.57,"confidence":0.9941406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09922171384096146},{"word":"give","start":88.57,"end":88.73,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.08880817890167236},{"word":"you","start":88.73,"end":88.81,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10153500735759736},{"word":"a","start":88.81,"end":88.89,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0938684344291687},{"word":"bit","start":88.89,"end":89.05,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.09475159645080566},{"word":"of","start":89.05,"end":89.130005,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13846701383590698},{"word":"an","start":89.130005,"end":89.21,"confidence":0.99609375,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.12048393487930298},{"word":"update","start":89.21,"end":89.450005,"confidence":0.99902344,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.1297931671142578},{"word":"on","start":89.450005,"end":89.69,"confidence":0.9863281,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.10840099304914474},{"word":"your","start":89.69,"end":89.93,"confidence":0.72265625,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.16865919530391693},{"word":"super","start":89.93,"end":90.33,"confidence":0.92871094,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.1672239899635315},{"word":"i","start":90.33,"end":90.490005,"confidence":0.9892578,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06404013931751251},{"word":"know","start":90.490005,"end":90.65,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.03367449715733528},{"word":"you've","start":90.65,"end":90.89,"confidence":0.9909668,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.045248355716466904},{"word":"had","start":90.89,"end":91.37,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.04439060762524605},{"word":"a","start":91.37,"end":91.53,"confidence":0.7753906,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.030202729627490044},{"word":"little","start":91.53,"end":91.770004,"confidence":0.99902344,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.03158945590257645},{"word":"bit","start":91.770004,"end":91.93,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.04259549081325531},{"word":"of","start":91.93,"end":92.090004,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02688981220126152},{"word":"change","start":92.090004,"end":92.590004,"confidence":0.93603516,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.07070291042327881},{"word":"in","start":92.65,"end":92.810005,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05102263391017914},{"word":"the","start":92.810005,"end":93.05,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.061293501406908035},{"word":"investments","start":93.05,"end":93.55,"confidence":0.86572266,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.04301808029413223},{"word":"over","start":93.61,"end":93.770004,"confidence":0.99316406,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.07242736220359802},{"word":"the","start":93.770004,"end":93.93,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08668344467878342},{"word":"last","start":93.93,"end":94.17,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.06633776426315308},{"word":"few","start":94.17,"end":94.33,"confidence":0.7380371,"punctuated_word":"few,","sentiment":"neutral","sentiment_score":0.08596338331699371},{"word":"so","start":94.33,"end":94.57,"confidence":0.9970703,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08813587576150894},{"word":"i'll","start":94.57,"end":94.65,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.10318951308727264},{"word":"go","start":94.65,"end":94.89,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.0982976332306862},{"word":"through","start":94.89,"end":95.130005,"confidence":0.9921875,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.09157978743314744},{"word":"those","start":95.130005,"end":95.37,"confidence":0.9863281,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.1119694858789444},{"word":"with","start":95.37,"end":95.61,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.10110699385404588},{"word":"you","start":95.61,"end":96.11,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.10985879600048064},{"word":"is","start":96.375,"end":96.535,"confidence":0.96240234,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.03623270243406296},{"word":"there","start":96.535,"end":96.775,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.035398177802562714},{"word":"anything","start":96.775,"end":97.255005,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.05415719747543335},{"word":"particular","start":97.255005,"end":97.755005,"confidence":0.8251953,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":0.03378495201468468},{"word":"you","start":97.815,"end":97.975,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.029706045985221863},{"word":"wanted","start":97.975,"end":98.375,"confidence":0.9892578,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.019137803465127945},{"word":"to","start":98.375,"end":98.455,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.019354473799467087},{"word":"ask","start":98.455,"end":98.775,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.03365764766931534},{"word":"me","start":98.775,"end":98.935005,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.048872143030166626},{"word":"or","start":98.935005,"end":99.255005,"confidence":0.9819336,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.020902711898088455},{"word":"have","start":99.255005,"end":99.415,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03392400965094566},{"word":"me","start":99.415,"end":99.655,"confidence":0.9892578,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.05586988106369972},{"word":"touch","start":99.655,"end":99.975,"confidence":0.9819336,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.03618977591395378},{"word":"base","start":99.975,"end":100.215004,"confidence":0.96533203,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.030081041157245636},{"word":"on","start":100.215004,"end":100.375,"confidence":0.9921875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04722063988447189},{"word":"with","start":100.375,"end":100.615005,"confidence":0.9604492,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.02799956500530243},{"word":"regard","start":100.615005,"end":101.095,"confidence":0.34814453,"punctuated_word":"regard","sentiment":"neutral","sentiment_score":0.02341967448592186},{"word":"to","start":101.095,"end":101.255005,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.050552885979413986},{"word":"your","start":101.255005,"end":101.415,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04366422072052955},{"word":"review","start":101.415,"end":101.915,"confidence":0.9975586,"punctuated_word":"review?","sentiment":"neutral","sentiment_score":0.030196398496627808},{"word":"nope","start":104.295,"end":104.795,"confidence":0.7211914,"punctuated_word":"Nope.","sentiment":"neutral","sentiment_score":-0.2658332586288452},{"word":"nope","start":104.855,"end":105.255005,"confidence":0.9597168,"punctuated_word":"Nope.","sentiment":"neutral","sentiment_score":-0.1837795227766037},{"word":"that's","start":105.255005,"end":105.575005,"confidence":0.9951172,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.05806896090507507},{"word":"okay","start":105.575005,"end":106.075005,"confidence":0.99853516,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.017502926290035248},{"word":"not","start":106.295,"end":106.455,"confidence":0.9951172,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.05852822959423065},{"word":"a","start":106.455,"end":106.615005,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04172710329294205},{"word":"problem","start":106.615005,"end":106.935005,"confidence":1.0,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.07715623080730438},{"word":"at","start":106.935005,"end":107.175,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08098188787698746},{"word":"all","start":107.175,"end":107.675,"confidence":0.99658203,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.03540549427270889},{"word":"and","start":108.055,"end":108.215004,"confidence":0.96240234,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.03759508207440376},{"word":"other","start":108.215004,"end":108.535,"confidence":0.9902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.06199832633137703},{"word":"than","start":108.535,"end":109.035,"confidence":0.99902344,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.05884562432765961},{"word":"going","start":109.255005,"end":109.495,"confidence":0.9970703,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.05729203671216965},{"word":"through","start":109.495,"end":109.735,"confidence":0.9658203,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.06343909353017807},{"word":"your","start":109.735,"end":109.895004,"confidence":0.8886719,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.06937973201274872},{"word":"survey","start":109.895004,"end":110.295,"confidence":0.27441406,"punctuated_word":"survey","sentiment":"neutral","sentiment_score":-0.0793231800198555},{"word":"insurances","start":110.295,"end":110.795,"confidence":0.74572754,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.06879237294197083},{"word":"and","start":110.855,"end":111.095,"confidence":0.8183594,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08598510175943375},{"word":"just","start":111.095,"end":111.255005,"confidence":0.9658203,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.07361945509910583},{"word":"reasserted","start":111.255005,"end":111.735,"confidence":0.679362,"punctuated_word":"reasserted","sentiment":"neutral","sentiment_score":-0.07475366443395615},{"word":"of","start":111.735,"end":111.93,"confidence":0.66503906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07244525849819183},{"word":"assessing","start":112.01,"end":112.41,"confidence":0.98095703,"punctuated_word":"assessing","sentiment":"neutral","sentiment_score":-0.05667624995112419},{"word":"everything","start":112.41,"end":112.73,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.08557194471359253},{"word":"at","start":112.73,"end":112.89,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.06956664472818375},{"word":"the","start":112.89,"end":112.97,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06752786785364151},{"word":"moment","start":112.97,"end":113.47,"confidence":0.9675293,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.06721369922161102},{"word":"has","start":114.09,"end":114.41,"confidence":0.72558594,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.0585164949297905},{"word":"there","start":114.41,"end":114.49,"confidence":0.9580078,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.04847298935055733},{"word":"been","start":114.49,"end":114.73,"confidence":0.9980469,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.07583150267601013},{"word":"any","start":114.73,"end":115.05,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.0667949765920639},{"word":"major","start":115.05,"end":115.37,"confidence":0.9863281,"punctuated_word":"major","sentiment":"neutral","sentiment_score":-0.1026337593793869},{"word":"changes","start":115.37,"end":115.69,"confidence":0.9980469,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.09248168766498566},{"word":"in","start":115.69,"end":115.93,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07622389495372772},{"word":"your","start":115.93,"end":116.17,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.10474353283643724},{"word":"circumstances","start":116.17,"end":116.67,"confidence":0.8173828,"punctuated_word":"circumstances","sentiment":"neutral","sentiment_score":-0.11029870808124542},{"word":"over","start":116.81,"end":117.13,"confidence":0.9902344,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.0806916132569313},{"word":"the","start":117.13,"end":117.21,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0848383679986},{"word":"last","start":117.21,"end":117.45,"confidence":0.9980469,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.08286384493112564},{"word":"twelve","start":117.45,"end":117.85,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.08698059618473053},{"word":"months","start":117.85,"end":118.17,"confidence":0.99902344,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.06740270555019379},{"word":"that","start":118.17,"end":118.33,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0805693119764328},{"word":"we","start":118.33,"end":118.81,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.06830774247646332},{"word":"may","start":118.81,"end":119.13,"confidence":0.9716797,"punctuated_word":"may","sentiment":"neutral","sentiment_score":-0.07636865973472595},{"word":"not","start":119.13,"end":119.29,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.06449128687381744},{"word":"be","start":119.29,"end":119.45,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.08185209333896637},{"word":"aware","start":119.45,"end":119.85,"confidence":0.99902344,"punctuated_word":"aware","sentiment":"neutral","sentiment_score":-0.10007396340370178},{"word":"of","start":119.85,"end":120.09,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08045448362827301},{"word":"yet","start":120.09,"end":120.59,"confidence":0.9975586,"punctuated_word":"yet?","sentiment":"neutral","sentiment_score":-0.07655329257249832},{"word":"yep","start":126.255,"end":126.755,"confidence":0.91137695,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03140626847743988},{"word":"oh","start":130.415,"end":130.815,"confidence":0.96972656,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.26895979046821594},{"word":"fantastic","start":130.815,"end":131.315,"confidence":0.99902344,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.3866889476776123},{"word":"what","start":131.69499,"end":131.935,"confidence":0.7783203,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.06283769756555557},{"word":"kind","start":131.935,"end":132.095,"confidence":0.90478516,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.060477353632450104},{"word":"of","start":132.095,"end":132.175,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0694166049361229},{"word":"car","start":132.175,"end":132.33499,"confidence":0.7167969,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.11069200932979584},{"word":"did","start":132.33499,"end":132.415,"confidence":0.7714844,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.048681870102882385},{"word":"you","start":132.415,"end":132.495,"confidence":0.921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06800413131713867},{"word":"end","start":132.495,"end":132.735,"confidence":1.0,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.03879928216338158},{"word":"up","start":132.735,"end":132.815,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.01990395784378052},{"word":"getting","start":132.815,"end":133.315,"confidence":1.0,"punctuated_word":"getting?","sentiment":"neutral","sentiment_score":0.05423028767108917},{"word":"oh","start":136.815,"end":137.055,"confidence":0.9794922,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.21600261330604553},{"word":"nice","start":137.055,"end":137.555,"confidence":0.93725586,"punctuated_word":"nice.","sentiment":"neutral","sentiment_score":0.2806786894798279},{"word":"yeah","start":139.8,"end":140.3,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.18261395394802096},{"word":"yeah","start":140.68,"end":141.08,"confidence":0.94140625,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2357441484928131},{"word":"excellent","start":141.08,"end":141.58,"confidence":0.9980469,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5551042556762695},{"word":"that's","start":141.8,"end":142.2,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.6378440856933594},{"word":"fantastic","start":142.2,"end":142.7,"confidence":1.0,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.7143983840942383},{"word":"well","start":143.48,"end":143.98,"confidence":0.91625977,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.6042712926864624},{"word":"congratulations","start":144.76,"end":145.26,"confidence":0.97314453,"punctuated_word":"congratulations","sentiment":"positive","sentiment_score":0.7748501300811768},{"word":"on","start":145.31999,"end":145.56,"confidence":0.92578125,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.7801646590232849},{"word":"the","start":145.56,"end":145.72,"confidence":0.9863281,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6959547400474548},{"word":"new","start":145.72,"end":145.95999,"confidence":1.0,"punctuated_word":"new","sentiment":"positive","sentiment_score":0.698009192943573},{"word":"car","start":145.95999,"end":146.28,"confidence":0.99365234,"punctuated_word":"car.","sentiment":"positive","sentiment_score":0.6361778974533081},{"word":"that's","start":146.28,"end":146.59999,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.6065124273300171},{"word":"excellent","start":146.59999,"end":147.08,"confidence":1.0,"punctuated_word":"excellent.","sentiment":"positive","sentiment_score":0.5412222146987915},{"word":"i","start":147.08,"end":147.23999,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19435392320156095},{"word":"did","start":147.23999,"end":147.4,"confidence":0.83251953,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.1234275847673416},{"word":"have","start":147.4,"end":147.64,"confidence":0.92822266,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11859479546546936},{"word":"here","start":147.64,"end":147.8,"confidence":0.9838867,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.09147125482559204},{"word":"that","start":147.8,"end":147.95999,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07947857677936554},{"word":"you","start":147.95999,"end":148.04,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04946193844079971},{"word":"had","start":148.04,"end":148.44,"confidence":0.93408203,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.036832358688116074},{"word":"a","start":148.44,"end":148.59999,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04857170581817627},{"word":"a","start":148.59999,"end":148.68,"confidence":0.7055664,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06367383152246475},{"word":"land","start":148.68,"end":149.0,"confidence":0.35424805,"punctuated_word":"Land","sentiment":"neutral","sentiment_score":0.08346423506736755},{"word":"cruiser","start":149.0,"end":149.4,"confidence":0.9797363,"punctuated_word":"Cruiser.","sentiment":"neutral","sentiment_score":0.08000801503658295},{"word":"do","start":149.4,"end":149.56,"confidence":0.99609375,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.013980871066451073},{"word":"you","start":149.56,"end":149.64,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.029994461685419083},{"word":"still","start":149.64,"end":149.95999,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.01336713694036007},{"word":"have","start":149.95999,"end":150.12,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.021747222170233727},{"word":"that","start":150.12,"end":150.36,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.028686774894595143},{"word":"vehicle","start":150.36,"end":150.86,"confidence":1.0,"punctuated_word":"vehicle?","sentiment":"neutral","sentiment_score":0.03045438975095749},{"word":"perfect","start":153.485,"end":153.88501,"confidence":0.9975586,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.35050147771835327},{"word":"we","start":153.88501,"end":154.285,"confidence":0.44140625,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.18200218677520752},{"word":"got","start":154.285,"end":154.52501,"confidence":0.5498047,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.16506437957286835},{"word":"the","start":154.52501,"end":154.68501,"confidence":0.7138672,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20945198833942413},{"word":"prado","start":154.68501,"end":155.085,"confidence":0.9729004,"punctuated_word":"Prado","sentiment":"neutral","sentiment_score":0.206856369972229},{"word":"now","start":155.085,"end":155.585,"confidence":0.9980469,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.22121331095695496},{"word":"and","start":157.005,"end":157.32501,"confidence":0.40307617,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15020038187503815},{"word":"sold","start":157.32501,"end":157.645,"confidence":0.6508789,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":0.1878233402967453},{"word":"the","start":157.645,"end":157.80501,"confidence":0.7109375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2191532850265503},{"word":"land","start":157.80501,"end":158.04501,"confidence":1.0,"punctuated_word":"Land","sentiment":"neutral","sentiment_score":0.17554733157157898},{"word":"cruiser","start":158.04501,"end":158.54501,"confidence":1.0,"punctuated_word":"Cruiser.","sentiment":"neutral","sentiment_score":0.2171826958656311},{"word":"excellent","start":158.845,"end":159.345,"confidence":1.0,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.3637807071208954},{"word":"what","start":159.725,"end":159.96501,"confidence":0.7734375,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.09470844268798828},{"word":"sort","start":159.96501,"end":160.125,"confidence":0.9160156,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.08083115518093109},{"word":"of","start":160.125,"end":160.285,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09401264786720276},{"word":"value","start":160.285,"end":160.60501,"confidence":0.99609375,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.06282775104045868},{"word":"do","start":160.60501,"end":160.76501,"confidence":0.98535156,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05184464901685715},{"word":"you","start":160.76501,"end":160.845,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08548961579799652},{"word":"think","start":160.845,"end":161.005,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.020754214376211166},{"word":"you'd","start":161.005,"end":161.16501,"confidence":0.8046875,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.06302925944328308},{"word":"put","start":161.16501,"end":161.32501,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.04964504390954971},{"word":"on","start":161.32501,"end":161.485,"confidence":0.9970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.083198681473732},{"word":"the","start":161.485,"end":161.565,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12236182391643524},{"word":"prado","start":161.565,"end":161.96501,"confidence":0.92008466,"punctuated_word":"Prado,","sentiment":"neutral","sentiment_score":0.058988116681575775},{"word":"do","start":161.96501,"end":162.125,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.0311744324862957},{"word":"you","start":162.125,"end":162.285,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0632925033569336},{"word":"think","start":162.285,"end":162.785,"confidence":1.0,"punctuated_word":"think?","sentiment":"neutral","sentiment_score":0.03487959876656532},{"word":"yeah","start":166.67001,"end":167.17001,"confidence":0.82055664,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.022802524268627167},{"word":"what","start":172.27,"end":172.51001,"confidence":0.97998047,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.0015320777893066406},{"word":"sort","start":172.51001,"end":172.59001,"confidence":0.7324219,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0016298070549964905},{"word":"of","start":172.59001,"end":172.75,"confidence":0.984375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.015985984355211258},{"word":"value","start":172.75,"end":173.15001,"confidence":0.9873047,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.01937249675393105},{"word":"is","start":173.15001,"end":173.23001,"confidence":0.79541016,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.012159183621406555},{"word":"it","start":173.23001,"end":173.39,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01285441592335701},{"word":"to","start":173.39,"end":173.55,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.007829390466213226},{"word":"you","start":173.55,"end":173.71,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0015696622431278229},{"word":"if","start":173.71,"end":173.95001,"confidence":0.79296875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.00874144397675991},{"word":"you","start":173.95001,"end":174.11,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.002326425164937973},{"word":"had","start":174.11,"end":174.27,"confidence":0.9550781,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.019215278327465057},{"word":"to","start":174.27,"end":174.51001,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01950778067111969},{"word":"sell","start":174.51001,"end":174.75,"confidence":0.9980469,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.007032833993434906},{"word":"the","start":174.75,"end":174.91,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0027690865099430084},{"word":"car","start":174.91,"end":175.15001,"confidence":0.8503418,"punctuated_word":"car?","sentiment":"neutral","sentiment_score":0.0030733998864889145},{"word":"what","start":175.15001,"end":175.23001,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.012871526181697844},{"word":"would","start":175.23001,"end":175.47,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.013231508433818815},{"word":"you","start":175.47,"end":175.63,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0038601793348789215},{"word":"want","start":175.63,"end":175.95001,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.0019346103072166445},{"word":"for","start":175.95001,"end":176.11,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0008753649890422821},{"word":"it","start":176.11,"end":176.61,"confidence":0.9995117,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.004518980160355568},{"word":"85,000","start":183.665,"end":184.645,"confidence":0.9618327,"punctuated_word":"85,000?","sentiment":"neutral","sentiment_score":0.014881685376167296},{"word":"yeah","start":184.705,"end":185.025,"confidence":0.8847656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07056953758001328},{"word":"perfect","start":185.025,"end":185.525,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.16926784813404083},{"word":"yep","start":185.985,"end":186.465,"confidence":0.94750977,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14032064378261566},{"word":"excellent","start":186.465,"end":186.965,"confidence":1.0,"punctuated_word":"Excellent.","sentiment":"neutral","sentiment_score":0.3255048990249634},{"word":"lovely","start":187.265,"end":187.765,"confidence":0.96118164,"punctuated_word":"Lovely.","sentiment":"neutral","sentiment_score":0.3298220634460449},{"word":"you","start":187.825,"end":187.905,"confidence":0.4050293,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.1826823204755783},{"word":"put","start":187.905,"end":188.065,"confidence":0.63427734,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.12716589868068695},{"word":"85","start":188.065,"end":188.545,"confidence":0.99853516,"punctuated_word":"85","sentiment":"neutral","sentiment_score":0.17158029973506927},{"word":"on","start":188.545,"end":188.705,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11684463918209076},{"word":"there","start":188.705,"end":189.025,"confidence":0.98095703,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.1690497845411301},{"word":"and","start":189.025,"end":189.265,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.022102976217865944},{"word":"do","start":189.265,"end":189.345,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.00008879415690898895},{"word":"you","start":189.345,"end":189.505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02106148563325405},{"word":"have","start":189.505,"end":189.665,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.019230475649237633},{"word":"a","start":189.665,"end":189.745,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.022464346140623093},{"word":"loan","start":189.745,"end":189.985,"confidence":1.0,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":0.03545057401061058},{"word":"on","start":189.985,"end":190.145,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.00927325151860714},{"word":"the","start":190.145,"end":190.225,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.018600743263959885},{"word":"vehicle","start":190.225,"end":190.625,"confidence":0.861084,"punctuated_word":"vehicle,","sentiment":"neutral","sentiment_score":0.02521373890340328},{"word":"or","start":190.625,"end":190.785,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0004180707037448883},{"word":"is","start":190.785,"end":190.94499,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.008971810340881348},{"word":"it","start":190.94499,"end":191.025,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.01717410795390606},{"word":"owned","start":191.025,"end":191.265,"confidence":0.81591797,"punctuated_word":"owned","sentiment":"neutral","sentiment_score":0.010424163192510605},{"word":"outright","start":191.265,"end":191.765,"confidence":0.9511719,"punctuated_word":"outright?","sentiment":"neutral","sentiment_score":0.013034898787736893},{"word":"okay","start":196.05,"end":196.29,"confidence":0.8762207,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.02090843766927719},{"word":"yeah","start":196.29,"end":196.77,"confidence":0.95996094,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.023449473083019257},{"word":"perfect","start":196.77,"end":197.27,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.07642348110675812},{"word":"yeah","start":200.29,"end":200.69,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.028313081711530685},{"word":"absolutely","start":200.69,"end":201.19,"confidence":0.9995117,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.03795750439167023},{"word":"not","start":201.65,"end":201.89,"confidence":0.9951172,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.0552048534154892},{"word":"a","start":201.89,"end":201.97,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.010220492258667946},{"word":"problem","start":201.97,"end":202.29,"confidence":1.0,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.004159271717071533},{"word":"at","start":202.29,"end":202.45,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.00898095965385437},{"word":"all","start":202.45,"end":202.69,"confidence":0.9995117,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.028489330783486366},{"word":"so","start":202.69,"end":202.84999,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.005275718867778778},{"word":"with","start":202.84999,"end":203.01,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.027143988758325577},{"word":"the","start":203.01,"end":203.17,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.013313887640833856},{"word":"home","start":203.17,"end":203.48999,"confidence":0.9970703,"punctuated_word":"home","sentiment":"neutral","sentiment_score":-0.021053720265626907},{"word":"loan","start":203.48999,"end":203.65,"confidence":0.9892578,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":-0.0016071423888206482},{"word":"there","start":203.65,"end":203.89,"confidence":0.9890137,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.02674468234181404},{"word":"we","start":203.89,"end":204.05,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.033973436802625656},{"word":"had","start":204.05,"end":204.29,"confidence":0.9941406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.042727306485176086},{"word":"you","start":204.29,"end":204.53,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04233718290925026},{"word":"owing","start":204.53,"end":205.03,"confidence":0.9980469,"punctuated_word":"owing","sentiment":"neutral","sentiment_score":-0.04198595508933067},{"word":"about","start":205.33,"end":205.65,"confidence":0.9716797,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.05303176864981651},{"word":"90,000","start":205.65,"end":206.63,"confidence":0.96313477,"punctuated_word":"90,000,","sentiment":"neutral","sentiment_score":-0.02440250851213932},{"word":"and","start":206.77,"end":206.93,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05157443881034851},{"word":"i","start":206.93,"end":207.09,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.07056818902492523},{"word":"had","start":207.09,"end":207.33,"confidence":0.9892578,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.061320625245571136},{"word":"a","start":207.33,"end":207.48999,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03465616703033447},{"word":"148","start":207.48999,"end":208.45,"confidence":0.99072266,"punctuated_word":"148","sentiment":"neutral","sentiment_score":-0.04204574227333069},{"word":"in","start":208.45,"end":208.53,"confidence":0.99121094,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06772670894861221},{"word":"the","start":208.53,"end":208.77,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05500001087784767},{"word":"redraw","start":208.77,"end":209.205,"confidence":0.86539716,"punctuated_word":"redraw.","sentiment":"neutral","sentiment_score":-0.04798053950071335},{"word":"i'm","start":209.52501,"end":209.685,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.07697120308876038},{"word":"not","start":209.685,"end":209.925,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.0750783309340477},{"word":"sure","start":209.925,"end":210.16501,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.06693318486213684},{"word":"if","start":210.16501,"end":210.325,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.06223635375499725},{"word":"the","start":210.325,"end":210.565,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0717247724533081},{"word":"90","start":210.565,"end":210.885,"confidence":0.99609375,"punctuated_word":"90","sentiment":"neutral","sentiment_score":-0.056230660527944565},{"word":"was","start":210.885,"end":211.125,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.07280933111906052},{"word":"minus","start":211.125,"end":211.52501,"confidence":0.99902344,"punctuated_word":"minus","sentiment":"neutral","sentiment_score":-0.05005889758467674},{"word":"a","start":211.52501,"end":211.605,"confidence":0.9589844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04949621856212616},{"word":"148","start":211.605,"end":212.565,"confidence":0.99676514,"punctuated_word":"148.","sentiment":"neutral","sentiment_score":-0.05519440770149231},{"word":"apologies","start":212.565,"end":213.065,"confidence":1.0,"punctuated_word":"Apologies","sentiment":"neutral","sentiment_score":-0.13785192370414734},{"word":"for","start":213.125,"end":213.285,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.13133080303668976},{"word":"that","start":213.285,"end":213.785,"confidence":0.9802246,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.11905741691589355},{"word":"but","start":214.725,"end":215.045,"confidence":0.8535156,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.07656774669885635},{"word":"how","start":215.045,"end":215.285,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.03411421552300453},{"word":"much","start":215.285,"end":215.525,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.041474997997283936},{"word":"do","start":215.525,"end":215.765,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.03292407840490341},{"word":"you","start":215.765,"end":215.925,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.030341077595949173},{"word":"owe","start":215.925,"end":216.085,"confidence":0.50878906,"punctuated_word":"owe","sentiment":"neutral","sentiment_score":-0.03105887398123741},{"word":"on","start":216.085,"end":216.585,"confidence":0.9526367,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.033558644354343414},{"word":"you're","start":216.885,"end":217.045,"confidence":0.67578125,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.016592364758253098},{"word":"right","start":217.045,"end":217.285,"confidence":0.96484375,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.019294125959277153},{"word":"how","start":217.285,"end":217.445,"confidence":0.9902344,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.0062347110360860825},{"word":"much","start":217.445,"end":217.685,"confidence":0.9941406,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.007370218634605408},{"word":"do","start":217.685,"end":217.765,"confidence":0.9892578,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.010971378535032272},{"word":"you","start":217.765,"end":217.845,"confidence":0.72509766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.001330539584159851},{"word":"owe","start":217.845,"end":218.005,"confidence":0.9819336,"punctuated_word":"owe","sentiment":"neutral","sentiment_score":-0.005760754458606243},{"word":"on","start":218.005,"end":218.16501,"confidence":0.984375,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.007508616894483566},{"word":"it","start":218.16501,"end":218.405,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.009137235581874847},{"word":"now","start":218.405,"end":218.905,"confidence":0.9995117,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":-0.015922177582979202},{"word":"you're","start":221.285,"end":221.525,"confidence":0.97509766,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.017059482634067535},{"word":"right","start":221.525,"end":222.025,"confidence":0.9875488,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.029637930914759636},{"word":"perfect","start":228.41,"end":228.89,"confidence":0.9941406,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.1177697330713272},{"word":"and","start":228.89,"end":229.13,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02582944557070732},{"word":"is","start":229.13,"end":229.37,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.003415919840335846},{"word":"that","start":229.37,"end":229.45,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.013409994542598724},{"word":"do","start":230.33,"end":230.48999,"confidence":0.9873047,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.007171601057052612},{"word":"you","start":230.48999,"end":230.65,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.004538137465715408},{"word":"have","start":230.65,"end":230.81,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.02011813223361969},{"word":"anything","start":230.81,"end":231.13,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.03379461169242859},{"word":"in","start":231.13,"end":231.29,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.04374537616968155},{"word":"the","start":231.29,"end":231.45,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.022919360548257828},{"word":"redraw","start":231.45,"end":231.93,"confidence":0.99658203,"punctuated_word":"redraw","sentiment":"neutral","sentiment_score":-0.03447059541940689},{"word":"on","start":231.93,"end":232.09,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.03590594232082367},{"word":"top","start":232.09,"end":232.33,"confidence":1.0,"punctuated_word":"top","sentiment":"neutral","sentiment_score":-0.02585815079510212},{"word":"of","start":232.33,"end":232.41,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01389368623495102},{"word":"that","start":232.41,"end":232.65,"confidence":0.86621094,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.01788703165948391},{"word":"or","start":232.65,"end":232.81,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.034100502729415894},{"word":"is","start":232.81,"end":232.97,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.03036191128194332},{"word":"that","start":232.97,"end":233.20999,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.036408815532922745},{"word":"minus","start":233.20999,"end":233.61,"confidence":0.9970703,"punctuated_word":"minus","sentiment":"neutral","sentiment_score":-0.05109764263033867},{"word":"anything","start":233.61,"end":234.01,"confidence":0.9970703,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.05390450730919838},{"word":"sitting","start":234.01,"end":234.25,"confidence":0.9838867,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":-0.0777367502450943},{"word":"in","start":234.25,"end":234.33,"confidence":0.7949219,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0695701614022255},{"word":"the","start":234.33,"end":234.48999,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03408006578683853},{"word":"redraw","start":234.48999,"end":234.98999,"confidence":0.99902344,"punctuated_word":"redraw?","sentiment":"neutral","sentiment_score":-0.048053987324237823},{"word":"okay","start":248.06499,"end":248.56499,"confidence":0.782959,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.03261072188615799},{"word":"yep","start":253.70001,"end":254.20001,"confidence":0.8803711,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.019340304657816887},{"word":"it","start":256.82,"end":257.06,"confidence":0.984375,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.04397626593708992},{"word":"does","start":257.06,"end":257.46,"confidence":0.99609375,"punctuated_word":"does.","sentiment":"neutral","sentiment_score":0.04173530638217926},{"word":"yeah","start":257.46,"end":257.78,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16767913103103638},{"word":"perfect","start":257.78,"end":258.28,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4088178873062134},{"word":"not","start":258.42,"end":258.66,"confidence":0.99902344,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.12928131222724917},{"word":"a","start":258.66,"end":258.74,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06867723166942596},{"word":"problem","start":258.74,"end":259.06,"confidence":0.99902344,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.14419183135032654},{"word":"at","start":259.06,"end":259.22,"confidence":0.9951172,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.13644041121006012},{"word":"all","start":259.22,"end":259.72,"confidence":1.0,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.1820865273475647},{"word":"excellent","start":260.02002,"end":260.52002,"confidence":0.9941406,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.4881466925144195},{"word":"and","start":260.98,"end":261.14,"confidence":0.62890625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2598458230495453},{"word":"i","start":261.14,"end":261.30002,"confidence":0.96533203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21279224753379825},{"word":"also","start":261.30002,"end":261.62,"confidence":0.9970703,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.16679346561431885},{"word":"have","start":261.62,"end":261.78,"confidence":0.7338867,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15524740517139435},{"word":"the","start":261.78,"end":261.94,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19935548305511477},{"word":"asset","start":261.94,"end":262.26,"confidence":0.9970703,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":0.13945505023002625},{"word":"value","start":262.26,"end":262.66,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.094845749437809},{"word":"on","start":262.66,"end":262.82,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09429127722978592},{"word":"the","start":262.82,"end":262.98,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09113458544015884},{"word":"property","start":262.98,"end":263.38,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.10873787105083466},{"word":"of","start":263.38,"end":263.54,"confidence":0.98095703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09049218147993088},{"word":"about","start":263.54,"end":263.86002,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0985209420323372},{"word":"1,500,000","start":263.86002,"end":265.14,"confidence":1.0,"punctuated_word":"1,500,000","sentiment":"neutral","sentiment_score":0.09548470377922058},{"word":"last","start":265.14,"end":265.425,"confidence":0.9921875,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.06527359038591385},{"word":"year","start":265.66498,"end":266.145,"confidence":0.9880371,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.0996372401714325},{"word":"would","start":266.145,"end":266.38498,"confidence":0.6328125,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.03091471642255783},{"word":"you","start":266.38498,"end":266.465,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06160179525613785},{"word":"keep","start":266.465,"end":266.705,"confidence":0.99609375,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.07534471899271011},{"word":"that","start":266.705,"end":266.865,"confidence":0.50683594,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08939860761165619},{"word":"about","start":266.865,"end":267.025,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.03625142201781273},{"word":"the","start":267.025,"end":267.10498,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04828833043575287},{"word":"same","start":267.10498,"end":267.345,"confidence":0.90600586,"punctuated_word":"same,","sentiment":"neutral","sentiment_score":0.04823391512036323},{"word":"or","start":267.345,"end":267.50497,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.012709353119134905},{"word":"do","start":267.50497,"end":267.585,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.030225079506635662},{"word":"you","start":267.585,"end":267.66498,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05911131203174591},{"word":"think","start":267.66498,"end":267.82498,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.033084020018577576},{"word":"it","start":267.82498,"end":267.985,"confidence":0.9970703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.10485278069972992},{"word":"might","start":267.985,"end":268.065,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.04711247608065605},{"word":"have","start":268.065,"end":268.305,"confidence":0.89746094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.047980040311813354},{"word":"increased","start":268.305,"end":268.705,"confidence":0.94970703,"punctuated_word":"increased","sentiment":"neutral","sentiment_score":0.033369280397892},{"word":"in","start":268.705,"end":268.94498,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03465383127331734},{"word":"value","start":268.94498,"end":269.26498,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.0236453115940094},{"word":"a","start":269.26498,"end":269.345,"confidence":0.9838867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.032433509826660156},{"word":"bit","start":269.345,"end":269.845,"confidence":0.97631836,"punctuated_word":"bit?","sentiment":"neutral","sentiment_score":0.02963666059076786},{"word":"the","start":271.985,"end":272.22498,"confidence":0.6196289,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.02974465675652027},{"word":"same","start":272.22498,"end":272.72498,"confidence":0.8925781,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":-0.01782536506652832},{"word":"fantastic","start":274.065,"end":274.565,"confidence":0.99658203,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.41327062249183655},{"word":"and","start":275.185,"end":275.345,"confidence":0.97314453,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1248985305428505},{"word":"do","start":275.345,"end":275.50497,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05500873178243637},{"word":"you","start":275.50497,"end":275.585,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09265516698360445},{"word":"still","start":275.585,"end":275.82498,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.0763770192861557},{"word":"have","start":275.82498,"end":275.985,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13721859455108645},{"word":"your","start":275.985,"end":276.22498,"confidence":0.9892578,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10410132259130478},{"word":"debt","start":276.22498,"end":276.465,"confidence":0.6323242,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":0.03452802821993828},{"word":"scheme","start":276.465,"end":276.965,"confidence":0.70458984,"punctuated_word":"scheme?","sentiment":"neutral","sentiment_score":0.02178966253995895},{"word":"beautiful","start":279.94,"end":280.44,"confidence":0.99560547,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.44117802381515503},{"word":"i","start":280.5,"end":280.74002,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21771883964538577},{"word":"have","start":280.74002,"end":280.9,"confidence":0.9790039,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1328403353691101},{"word":"an","start":280.9,"end":281.14,"confidence":0.9970703,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.15827038884162903},{"word":"asset","start":281.14,"end":281.46002,"confidence":0.99609375,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":0.1812536120414734},{"word":"value","start":281.46002,"end":281.78,"confidence":0.9970703,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.19805680215358737},{"word":"of","start":281.78,"end":281.86002,"confidence":0.8647461,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19265583157539368},{"word":"about","start":281.86002,"end":282.26,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.11292405426502228},{"word":"15,000","start":282.26,"end":283.14,"confidence":0.99853516,"punctuated_word":"15,000","sentiment":"neutral","sentiment_score":0.11429628729820251},{"word":"on","start":283.14,"end":283.30002,"confidence":0.9941406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.14200066030025482},{"word":"the","start":283.30002,"end":283.46002,"confidence":0.98095703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1776745617389679},{"word":"jet","start":283.46002,"end":283.7,"confidence":0.99902344,"punctuated_word":"Jet","sentiment":"neutral","sentiment_score":0.2080964744091034},{"word":"ski","start":283.7,"end":284.2,"confidence":0.8395996,"punctuated_word":"Ski.","sentiment":"neutral","sentiment_score":0.14528799057006836},{"word":"excellent","start":286.02002,"end":286.52002,"confidence":0.99853516,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.40050244331359863},{"word":"and","start":286.66,"end":286.9,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.175557941198349},{"word":"then","start":286.9,"end":287.06,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1434977650642395},{"word":"the","start":287.06,"end":287.22,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1331545114517212},{"word":"other","start":287.22,"end":287.72,"confidence":0.99609375,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.14643658697605133},{"word":"asset","start":287.86002,"end":288.18,"confidence":0.97314453,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":0.13238300383090973},{"word":"i've","start":288.18,"end":288.26,"confidence":0.99121094,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.07334153354167938},{"word":"got","start":288.26,"end":288.5,"confidence":0.94921875,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.08184788376092911},{"word":"noted","start":288.5,"end":288.82,"confidence":0.7421875,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":0.12870393693447113},{"word":"here","start":288.82,"end":288.98,"confidence":0.98828125,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.1059420481324196},{"word":"is","start":288.98,"end":289.14,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07969669997692108},{"word":"your","start":289.14,"end":289.38,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0981421023607254},{"word":"50%","start":289.38,"end":289.94,"confidence":0.9975586,"punctuated_word":"50%","sentiment":"neutral","sentiment_score":0.07590302079916},{"word":"ownership","start":289.94,"end":290.34,"confidence":1.0,"punctuated_word":"ownership","sentiment":"neutral","sentiment_score":0.05820956453680992},{"word":"in","start":290.34,"end":290.5,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0640830248594284},{"word":"the","start":290.5,"end":290.66,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08842209726572037},{"word":"childcare","start":290.66,"end":291.06,"confidence":0.7944336,"punctuated_word":"childcare","sentiment":"neutral","sentiment_score":0.066166453063488},{"word":"center","start":291.06,"end":291.56,"confidence":0.9416504,"punctuated_word":"center.","sentiment":"neutral","sentiment_score":0.08914709091186523},{"word":"ownership","start":292.355,"end":292.855,"confidence":0.9797363,"punctuated_word":"Ownership","sentiment":"neutral","sentiment_score":0.03351304680109024},{"word":"value","start":293.075,"end":293.575,"confidence":0.99902344,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.03025183454155922},{"word":"estimated","start":293.635,"end":294.135,"confidence":0.9941406,"punctuated_word":"estimated","sentiment":"neutral","sentiment_score":0.05496528744697571},{"word":"at","start":294.355,"end":294.855,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04672674462199211},{"word":"2.5","start":295.95502,"end":296.915,"confidence":0.99609375,"punctuated_word":"2.5","sentiment":"neutral","sentiment_score":0.032937753945589066},{"word":"mil","start":296.915,"end":297.415,"confidence":0.8347168,"punctuated_word":"mil.","sentiment":"neutral","sentiment_score":0.04992237314581871},{"word":"beautiful","start":299.315,"end":299.815,"confidence":0.9814453,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.34188276529312134},{"word":"and","start":299.875,"end":300.195,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1377053260803223},{"word":"we","start":300.195,"end":300.355,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10299920290708542},{"word":"had","start":300.355,"end":300.595,"confidence":0.99609375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.10600145906209946},{"word":"a","start":300.595,"end":301.095,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11710086464881896},{"word":"a","start":301.315,"end":301.39502,"confidence":0.9316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07392993569374084},{"word":"loan","start":301.39502,"end":301.71503,"confidence":0.9970703,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":0.06111964583396912},{"word":"there","start":301.71503,"end":302.035,"confidence":0.99609375,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.04303263872861862},{"word":"as","start":302.035,"end":302.11502,"confidence":0.73339844,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04822854697704315},{"word":"well","start":302.11502,"end":302.435,"confidence":0.9980469,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.04940924793481827},{"word":"as","start":302.435,"end":302.595,"confidence":0.8642578,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05613219738006592},{"word":"well","start":302.595,"end":302.83502,"confidence":0.9001465,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.05102803558111191},{"word":"sorry","start":302.83502,"end":303.155,"confidence":0.9814453,"punctuated_word":"sorry,","sentiment":"neutral","sentiment_score":0.04387027397751808},{"word":"of","start":303.155,"end":303.315,"confidence":0.8857422,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04715296998620033},{"word":"about","start":303.315,"end":303.635,"confidence":0.9921875,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04081207141280174},{"word":"86,000","start":303.635,"end":304.61502,"confidence":0.9604492,"punctuated_word":"86,000.","sentiment":"neutral","sentiment_score":0.025951754301786423},{"word":"no","start":305.2,"end":305.44,"confidence":0.9782715,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.03021938353776932},{"word":"sorry","start":305.44,"end":305.76,"confidence":0.9785156,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.04460742697119713},{"word":"860,000","start":305.76,"end":307.2,"confidence":0.9953125,"punctuated_word":"860,000","sentiment":"neutral","sentiment_score":-0.02096245065331459},{"word":"owing","start":307.2,"end":307.6,"confidence":0.98291016,"punctuated_word":"owing","sentiment":"neutral","sentiment_score":-0.055294763296842575},{"word":"still","start":307.6,"end":307.84,"confidence":0.97094727,"punctuated_word":"still.","sentiment":"neutral","sentiment_score":-0.06340433657169342},{"word":"is","start":307.84,"end":308.0,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.02093215100467205},{"word":"that","start":308.0,"end":308.16,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.011276435106992722},{"word":"right","start":308.16,"end":308.66,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":-0.020228955894708633},{"word":"8","start":311.6,"end":311.92,"confidence":0.88671875,"punctuated_word":"8","sentiment":"neutral","sentiment_score":0.0030759857036173344},{"word":"50","start":311.92,"end":312.42,"confidence":0.92700195,"punctuated_word":"50.","sentiment":"neutral","sentiment_score":0.0036359098739922047},{"word":"yep","start":312.48,"end":312.98,"confidence":0.97216797,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04464566335082054},{"word":"beautiful","start":313.28,"end":313.78,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.3830311894416809},{"word":"not","start":314.08002,"end":314.32,"confidence":1.0,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.2929888665676117},{"word":"a","start":314.32,"end":314.4,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.24891063570976257},{"word":"problem","start":314.4,"end":314.80002,"confidence":0.9946289,"punctuated_word":"problem.","sentiment":"positive","sentiment_score":0.3349073529243469},{"word":"update","start":314.80002,"end":315.2,"confidence":0.5571289,"punctuated_word":"Update","sentiment":"positive","sentiment_score":0.34913361072540283},{"word":"that","start":315.2,"end":315.36002,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24698856472969055},{"word":"for","start":315.36002,"end":315.6,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.24710573256015775},{"word":"you","start":315.6,"end":315.92,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.22352102398872375},{"word":"thank","start":315.92,"end":316.16,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.3656090795993805},{"word":"you","start":316.16,"end":316.66,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.26637500524520874},{"word":"any","start":317.36002,"end":317.745,"confidence":0.921875,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.06918138265609741},{"word":"other","start":318.145,"end":318.385,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.11585939675569534},{"word":"assets","start":318.385,"end":318.785,"confidence":0.99609375,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.093873992562294},{"word":"that","start":318.785,"end":319.025,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.056394338607788086},{"word":"you","start":319.025,"end":319.185,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05389304831624031},{"word":"would","start":319.185,"end":319.345,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0369340144097805},{"word":"note","start":319.345,"end":319.585,"confidence":0.9970703,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.04223005473613739},{"word":"down","start":319.585,"end":319.905,"confidence":0.9794922,"punctuated_word":"down?","sentiment":"neutral","sentiment_score":0.0512021966278553},{"word":"another","start":319.905,"end":320.305,"confidence":0.9970703,"punctuated_word":"Another","sentiment":"neutral","sentiment_score":-0.005276253446936607},{"word":"thing","start":320.305,"end":320.54498,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.014389770105481148},{"word":"i","start":320.54498,"end":320.705,"confidence":0.96972656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.024676302447915077},{"word":"do","start":320.705,"end":320.945,"confidence":0.9873047,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.01581893116235733},{"word":"tend","start":320.945,"end":321.10498,"confidence":0.9716797,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":-0.016171658411622047},{"word":"to","start":321.10498,"end":321.26498,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.019611289724707603},{"word":"note","start":321.26498,"end":321.505,"confidence":0.9980469,"punctuated_word":"note","sentiment":"neutral","sentiment_score":-0.04245560243725777},{"word":"down","start":321.505,"end":321.665,"confidence":0.9970703,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.03492160886526108},{"word":"sorry","start":321.82498,"end":322.145,"confidence":0.984375,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.0590304471552372},{"word":"you're","start":322.145,"end":322.305,"confidence":0.9970703,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.04552394896745682},{"word":"right","start":322.305,"end":322.805,"confidence":0.8901367,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":-0.035962916910648346},{"word":"are","start":329.26498,"end":329.425,"confidence":0.99609375,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.04457557201385498},{"word":"you","start":329.425,"end":329.585,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.035017482936382294},{"word":"there","start":329.585,"end":329.82498,"confidence":0.99316406,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":-0.03470500186085701},{"word":"so","start":329.82498,"end":329.985,"confidence":0.98535156,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.042220983654260635},{"word":"sorry","start":329.985,"end":330.225,"confidence":0.99609375,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.06354723870754242},{"word":"can","start":330.225,"end":330.385,"confidence":1.0,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":-0.07150162011384964},{"word":"you","start":330.385,"end":330.465,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06680124998092651},{"word":"hear","start":330.465,"end":330.705,"confidence":1.0,"punctuated_word":"hear","sentiment":"neutral","sentiment_score":-0.07757311314344406},{"word":"me","start":330.705,"end":330.865,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.06735378503799438},{"word":"okay","start":330.865,"end":331.365,"confidence":0.9975586,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":-0.05282849818468094},{"word":"sorry","start":336.18,"end":336.41998,"confidence":0.90478516,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.1184454783797264},{"word":"i","start":336.41998,"end":336.58,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.142499178647995},{"word":"didn't","start":336.58,"end":336.82,"confidence":0.9995117,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.13617828488349917},{"word":"wanna","start":336.82,"end":337.13998,"confidence":0.96875,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.19141478836536407},{"word":"interrupt","start":337.13998,"end":337.54,"confidence":0.99902344,"punctuated_word":"interrupt","sentiment":"neutral","sentiment_score":-0.2132434993982315},{"word":"you","start":337.54,"end":337.86,"confidence":0.9902344,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.17727884650230408},{"word":"apologize","start":337.86,"end":338.36,"confidence":0.82942706,"punctuated_word":"Apologize","sentiment":"neutral","sentiment_score":-0.2094501256942749},{"word":"for","start":338.5,"end":338.66,"confidence":0.9111328,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.17574729025363922},{"word":"that","start":338.66,"end":339.16,"confidence":1.0,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.1338091492652893},{"word":"i","start":339.54,"end":339.69998,"confidence":0.67333984,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.033441901206970215},{"word":"also","start":339.69998,"end":339.94,"confidence":0.91259766,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.021435122936964035},{"word":"like","start":339.94,"end":340.18,"confidence":0.9873047,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.013332251459360124},{"word":"to","start":340.18,"end":340.34,"confidence":0.9770508,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01369817554950714},{"word":"note","start":340.34,"end":340.5,"confidence":0.77734375,"punctuated_word":"note","sentiment":"neutral","sentiment_score":-0.046290647238492966},{"word":"down","start":340.5,"end":340.74,"confidence":0.91259766,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.027769779786467552},{"word":"content","start":340.74,"end":341.24,"confidence":0.82543945,"punctuated_word":"content.","sentiment":"neutral","sentiment_score":-0.0439300574362278},{"word":"what","start":341.38,"end":341.62,"confidence":1.0,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.03431063890457153},{"word":"sort","start":341.62,"end":341.86,"confidence":0.9951172,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.041335538029670715},{"word":"of","start":341.86,"end":341.94,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03146275877952576},{"word":"value","start":341.94,"end":342.26,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.06318971514701843},{"word":"would","start":342.26,"end":342.5,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.04720266163349152},{"word":"you","start":342.5,"end":342.58,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.036486685276031494},{"word":"put","start":342.58,"end":342.74,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.04329130798578262},{"word":"on","start":342.74,"end":342.9,"confidence":0.8769531,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.04345362260937691},{"word":"your","start":342.9,"end":343.13998,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.04163180664181709},{"word":"content","start":343.13998,"end":343.63998,"confidence":0.99609375,"punctuated_word":"content?","sentiment":"neutral","sentiment_score":-0.057205066084861755},{"word":"sorry","start":347.005,"end":347.505,"confidence":0.9995117,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.1172984540462494},{"word":"yeah","start":353.485,"end":353.985,"confidence":0.9663086,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.021226420998573303},{"word":"yep","start":357.405,"end":357.88498,"confidence":0.9313965,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07692427933216095},{"word":"beautiful","start":357.88498,"end":358.38498,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4868617653846741},{"word":"love","start":358.845,"end":359.085,"confidence":0.9892578,"punctuated_word":"Love","sentiment":"positive","sentiment_score":0.6643890738487244},{"word":"that","start":359.085,"end":359.565,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.5015597343444824},{"word":"excellent","start":359.565,"end":360.065,"confidence":1.0,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5329254865646362},{"word":"perfect","start":361.36,"end":361.86,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.03306160494685173},{"word":"and","start":361.91998,"end":362.16,"confidence":0.9199219,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.006406763568520546},{"word":"is","start":362.16,"end":362.31998,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.003771896474063397},{"word":"there","start":362.31998,"end":362.47998,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.00173315592110157},{"word":"anything","start":362.47998,"end":362.72,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.010430796071887016},{"word":"else","start":362.72,"end":362.96,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.010951220989227297},{"word":"that","start":362.96,"end":363.03998,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.00345672108232975},{"word":"you","start":363.03998,"end":363.19998,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.005365508608520031},{"word":"would","start":363.19998,"end":363.36,"confidence":0.9970703,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.0018745334818959236},{"word":"kinda","start":363.36,"end":363.68,"confidence":0.9658203,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.002778913825750351},{"word":"note","start":363.68,"end":363.91998,"confidence":0.9951172,"punctuated_word":"note","sentiment":"neutral","sentiment_score":-0.002375097945332527},{"word":"down","start":363.91998,"end":364.16,"confidence":0.9980469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.004166955128312111},{"word":"about","start":364.16,"end":364.4,"confidence":0.53564453,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.008809743449091911},{"word":"you","start":364.4,"end":364.9,"confidence":0.9536133,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0052882833406329155},{"word":"asset","start":366.0,"end":366.31998,"confidence":0.7285156,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":-0.025578860193490986},{"word":"wise","start":366.31998,"end":366.81998,"confidence":0.9916992,"punctuated_word":"wise?","sentiment":"neutral","sentiment_score":-0.020818382501602173},{"word":"no","start":367.6,"end":368.1,"confidence":0.8564453,"punctuated_word":"No?","sentiment":"neutral","sentiment_score":-0.05162152647972107},{"word":"that's","start":368.16,"end":368.47998,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.06155452877283096},{"word":"okay","start":368.47998,"end":368.97998,"confidence":0.99853516,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.12815232574939728},{"word":"beautiful","start":369.12,"end":369.62,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6496293544769287},{"word":"excellent","start":369.75998,"end":370.25998,"confidence":1.0,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.6450638175010681},{"word":"and","start":370.47998,"end":370.72,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2551168203353882},{"word":"any","start":370.72,"end":370.96,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.16861093044281006},{"word":"other","start":370.96,"end":371.19998,"confidence":0.9970703,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.2347235232591629},{"word":"credit","start":371.19998,"end":371.52,"confidence":0.99902344,"punctuated_word":"credit","sentiment":"neutral","sentiment_score":0.2135084867477417},{"word":"cards","start":371.52,"end":371.75998,"confidence":0.97802734,"punctuated_word":"cards","sentiment":"neutral","sentiment_score":0.21814583241939545},{"word":"or","start":371.75998,"end":372.0,"confidence":0.96777344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.14050140976905823},{"word":"personal","start":372.0,"end":372.4,"confidence":1.0,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.0867408737540245},{"word":"loans","start":372.4,"end":372.72,"confidence":0.9951172,"punctuated_word":"loans","sentiment":"neutral","sentiment_score":0.1713799685239792},{"word":"or","start":372.72,"end":372.88,"confidence":0.984375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0724189504981041},{"word":"anything","start":372.88,"end":373.19998,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.11055316030979156},{"word":"you'd","start":373.19998,"end":373.44,"confidence":0.9941406,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.0979912281036377},{"word":"note","start":373.44,"end":373.59998,"confidence":0.9892578,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.09342291206121443},{"word":"down","start":373.59998,"end":373.84,"confidence":0.9980469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.08498101681470871},{"word":"as","start":373.84,"end":374.0,"confidence":0.65478516,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04803400859236717},{"word":"a","start":374.0,"end":374.16,"confidence":0.7578125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07372710108757019},{"word":"liability","start":374.16,"end":374.66,"confidence":0.7626953,"punctuated_word":"liability?","sentiment":"neutral","sentiment_score":0.10201527178287506},{"word":"no","start":376.805,"end":377.305,"confidence":0.5617676,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.033295657485723495},{"word":"perfect","start":377.44498,"end":377.94498,"confidence":0.99609375,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3634026348590851},{"word":"excellent","start":378.16498,"end":378.66498,"confidence":1.0,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.35150256752967834},{"word":"well","start":379.205,"end":379.705,"confidence":0.99902344,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.2412630319595337},{"word":"i'll","start":380.00497,"end":380.245,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.28389060497283936},{"word":"give","start":380.245,"end":380.405,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.22743843495845795},{"word":"you","start":380.405,"end":380.485,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18999315798282623},{"word":"a","start":380.485,"end":380.56497,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1784341037273407},{"word":"bit","start":380.56497,"end":380.805,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.16695110499858856},{"word":"of","start":380.805,"end":380.965,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16360722482204437},{"word":"an","start":380.965,"end":381.04498,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.13736209273338318},{"word":"update","start":381.04498,"end":381.365,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.1264181137084961},{"word":"on","start":381.365,"end":381.525,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09586776793003082},{"word":"your","start":381.525,"end":381.76498,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12611109018325806},{"word":"super","start":381.76498,"end":382.16498,"confidence":0.78125,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.147037535905838},{"word":"as","start":382.16498,"end":382.405,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12540194392204285},{"word":"well","start":382.405,"end":382.905,"confidence":0.9951172,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.13037052750587463},{"word":"after","start":382.965,"end":383.28497,"confidence":0.7314453,"punctuated_word":"After","sentiment":"neutral","sentiment_score":0.0727214515209198},{"word":"the","start":383.28497,"end":383.44498,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07820534706115723},{"word":"call","start":383.44498,"end":383.685,"confidence":0.9904785,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.07733805477619171},{"word":"i'll","start":383.685,"end":383.84497,"confidence":0.9970703,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.10425162315368652},{"word":"send","start":383.84497,"end":384.00497,"confidence":0.99902344,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.1166629195213318},{"word":"out","start":384.00497,"end":384.16498,"confidence":0.78466797,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.14929752051830292},{"word":"your","start":384.16498,"end":384.405,"confidence":0.92578125,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1063905656337738},{"word":"annual","start":384.405,"end":384.72498,"confidence":0.94384766,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.06416117399930954},{"word":"review","start":384.72498,"end":385.205,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.0705190896987915},{"word":"pack","start":385.205,"end":385.525,"confidence":0.7241211,"punctuated_word":"pack,","sentiment":"neutral","sentiment_score":0.06459276378154755},{"word":"but","start":385.525,"end":386.025,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.07027043402194977},{"word":"having","start":386.085,"end":386.485,"confidence":0.9951172,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.04375927150249481},{"word":"a","start":386.485,"end":386.56497,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0710066705942154},{"word":"look","start":386.56497,"end":386.72498,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06192773953080177},{"word":"at","start":386.72498,"end":386.88498,"confidence":0.93847656,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06418842077255249},{"word":"the","start":386.88498,"end":387.04498,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06032362207770347},{"word":"way","start":387.04498,"end":387.205,"confidence":0.9921875,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.063158318400383},{"word":"things","start":387.205,"end":387.525,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.09639745950698853},{"word":"are","start":387.525,"end":387.84497,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.08472220599651337},{"word":"at","start":387.84497,"end":388.00497,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08403635770082474},{"word":"the","start":388.00497,"end":388.245,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09823663532733916},{"word":"moment","start":388.245,"end":388.745,"confidence":0.7783203,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.09996940195560455},{"word":"love","start":390.49,"end":390.97,"confidence":0.8071289,"punctuated_word":"Love","sentiment":"neutral","sentiment_score":0.27909308671951294},{"word":"technology","start":390.97,"end":391.44998,"confidence":0.9921875,"punctuated_word":"technology","sentiment":"positive","sentiment_score":0.3668103814125061},{"word":"when","start":391.44998,"end":391.69,"confidence":0.7788086,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.27438169717788696},{"word":"it","start":391.69,"end":391.77,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2911628782749176},{"word":"wants","start":391.77,"end":392.01,"confidence":0.96777344,"punctuated_word":"wants","sentiment":"neutral","sentiment_score":0.22972005605697632},{"word":"to","start":392.01,"end":392.09,"confidence":0.97802734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2511745095252991},{"word":"work","start":392.09,"end":392.33,"confidence":0.92163086,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.22223204374313352},{"word":"i","start":392.33,"end":392.49,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04085554927587509},{"word":"need","start":392.49,"end":392.65,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.02439022995531559},{"word":"this","start":392.65,"end":392.88998,"confidence":0.96533203,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.025127949193120003},{"word":"document","start":392.88998,"end":393.29,"confidence":0.98095703,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.0360155925154686},{"word":"to","start":393.29,"end":393.44998,"confidence":0.87353516,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.014605024829506874},{"word":"open","start":393.44998,"end":393.85,"confidence":0.9970703,"punctuated_word":"open.","sentiment":"neutral","sentiment_score":0.024150988087058067},{"word":"there","start":393.85,"end":394.09,"confidence":0.99902344,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.018176641315221783},{"word":"we","start":394.09,"end":394.25,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.02059788815677166},{"word":"go","start":394.25,"end":394.75,"confidence":1.0,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.034345537424087524},{"word":"so","start":395.29,"end":395.53,"confidence":0.8720703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.039309412240982056},{"word":"at","start":395.53,"end":395.61,"confidence":0.9589844,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05295413359999657},{"word":"the","start":395.61,"end":395.77,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05409952253103256},{"word":"moment","start":395.77,"end":396.01,"confidence":0.9343262,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.04577392339706421},{"word":"when","start":396.01,"end":396.16998,"confidence":0.9550781,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.04310142993927002},{"word":"we","start":396.16998,"end":396.33,"confidence":0.9902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.041829392313957214},{"word":"sort","start":396.33,"end":396.57,"confidence":0.8339844,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.03411227464675903},{"word":"of","start":396.57,"end":396.65,"confidence":0.7216797,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.029145197942852977},{"word":"have","start":396.65,"end":396.81,"confidence":0.9941406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.027384458109736443},{"word":"a","start":396.81,"end":396.88998,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02899034693837166},{"word":"look","start":396.88998,"end":397.05,"confidence":0.99609375,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.019552243873476986},{"word":"back","start":397.05,"end":397.29,"confidence":0.99609375,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.0253655519336462},{"word":"at","start":397.29,"end":397.37,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.01903546042740345},{"word":"this","start":397.37,"end":397.61,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.03135362267494202},{"word":"time","start":397.61,"end":397.85,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.027883101254701614},{"word":"last","start":397.85,"end":398.09,"confidence":0.9135742,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.01774965412914753},{"word":"year","start":398.09,"end":398.25,"confidence":0.9328613,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.04205998778343201},{"word":"the","start":398.25,"end":398.49,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.036542534828186035},{"word":"balance","start":398.49,"end":398.81,"confidence":0.99316406,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.022420423105359077},{"word":"in","start":398.81,"end":398.88998,"confidence":0.63134766,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02276661247014999},{"word":"the","start":398.88998,"end":399.05,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.021565478295087814},{"word":"account","start":399.05,"end":399.53,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.022582659497857097},{"word":"was","start":399.53,"end":399.77,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.027553321793675423},{"word":"about","start":399.77,"end":400.09,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.03643631562590599},{"word":"$273,007.32","start":400.09,"end":403.21,"confidence":0.9986398,"punctuated_word":"$273,007.32","sentiment":"neutral","sentiment_score":0.032625168561935425},{"word":"and","start":403.21,"end":403.44998,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0163740087300539},{"word":"55¢","start":403.44998,"end":404.59,"confidence":0.99365234,"punctuated_word":"55¢."},{"word":"value","start":405.585,"end":405.985,"confidence":0.9604492,"punctuated_word":"Value","sentiment":"neutral","sentiment_score":0.11030755937099455},{"word":"of","start":405.985,"end":406.145,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12794069945812225},{"word":"the","start":406.145,"end":406.305,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17661689221858978},{"word":"account","start":406.305,"end":406.705,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.16834548115730286},{"word":"as","start":406.705,"end":406.945,"confidence":0.7944336,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1453220248222351},{"word":"of","start":406.945,"end":407.185,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14345823228359222},{"word":"today","start":407.185,"end":407.685,"confidence":0.9904785,"punctuated_word":"today,","sentiment":"neutral","sentiment_score":0.14374437928199768},{"word":"we've","start":407.905,"end":408.225,"confidence":0.9511719,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.1335664689540863},{"word":"got","start":408.225,"end":408.545,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1375894993543625},{"word":"325,479","start":408.545,"end":411.905,"confidence":0.99857956,"punctuated_word":"325,479","sentiment":"neutral","sentiment_score":0.135881707072258},{"word":"and","start":411.905,"end":412.225,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12157131731510162},{"word":"6¢","start":412.225,"end":412.865,"confidence":0.9980469,"punctuated_word":"6¢"},{"word":"in","start":412.865,"end":413.025,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1890603005886078},{"word":"there","start":413.025,"end":413.425,"confidence":0.7561035,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.24069419503211975},{"word":"so","start":413.425,"end":413.925,"confidence":0.99902344,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4757407307624817},{"word":"definitely","start":414.065,"end":414.465,"confidence":0.91845703,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.4284655153751374},{"word":"a","start":414.465,"end":414.625,"confidence":0.96777344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.44656962156295776},{"word":"good","start":414.625,"end":414.865,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.472205251455307},{"word":"increase","start":414.865,"end":415.365,"confidence":0.9904785,"punctuated_word":"increase.","sentiment":"neutral","sentiment_score":0.2645697593688965},{"word":"looking","start":416.705,"end":417.025,"confidence":0.79003906,"punctuated_word":"Looking","sentiment":"neutral","sentiment_score":0.17123983800411224},{"word":"back","start":417.025,"end":417.345,"confidence":0.99902344,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.09902611374855042},{"word":"there","start":417.345,"end":417.745,"confidence":0.99072266,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.21742139756679535},{"word":"we","start":417.745,"end":417.985,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15538637340068817},{"word":"also","start":417.985,"end":418.305,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.18535096943378448},{"word":"provided","start":418.305,"end":418.785,"confidence":0.9970703,"punctuated_word":"provided","sentiment":"neutral","sentiment_score":0.18753808736801147},{"word":"a","start":418.785,"end":418.865,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14659518003463745},{"word":"bit","start":418.865,"end":419.025,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.12264345586299896},{"word":"of","start":419.025,"end":419.105,"confidence":0.99316406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11596833914518356},{"word":"an","start":419.105,"end":419.34,"confidence":0.97998047,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.11199119687080385},{"word":"updated","start":419.41998,"end":419.82,"confidence":0.9902344,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.11704438924789427},{"word":"advice","start":419.82,"end":419.98,"confidence":0.9482422,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.08055274188518524},{"word":"document","start":419.98,"end":420.48,"confidence":0.99609375,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.055751241743564606},{"word":"last","start":420.54,"end":420.86,"confidence":0.9970703,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.0790724903345108},{"word":"year","start":420.86,"end":421.18,"confidence":0.72558594,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.07802927494049072},{"word":"moved","start":421.18,"end":421.5,"confidence":0.9404297,"punctuated_word":"moved","sentiment":"neutral","sentiment_score":0.08998875319957733},{"word":"you","start":421.5,"end":421.66,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09109941869974136},{"word":"into","start":421.66,"end":422.16,"confidence":0.99902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.0985190123319626},{"word":"the","start":422.86,"end":423.02,"confidence":0.94921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06325939297676086},{"word":"low","start":423.02,"end":423.34,"confidence":0.9472656,"punctuated_word":"low","sentiment":"neutral","sentiment_score":0.04603589326143265},{"word":"alpha","start":423.34,"end":423.82,"confidence":0.98291016,"punctuated_word":"alpha","sentiment":"neutral","sentiment_score":0.05346699804067612},{"word":"growth","start":423.82,"end":424.3,"confidence":0.9941406,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.02163988351821899},{"word":"portfolio","start":424.3,"end":424.8,"confidence":0.9526367,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.08136361092329025},{"word":"so","start":425.34,"end":425.5,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12330985069274902},{"word":"i","start":425.5,"end":425.66,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10307207703590392},{"word":"can","start":425.66,"end":425.82,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07664220035076141},{"word":"sort","start":425.82,"end":426.06,"confidence":0.9892578,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07256259024143219},{"word":"of","start":426.06,"end":426.22,"confidence":0.93408203,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0818103551864624},{"word":"see","start":426.22,"end":426.46,"confidence":0.99121094,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.08087590336799622},{"word":"there","start":426.46,"end":426.69998,"confidence":0.94628906,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.08326777815818787},{"word":"with","start":426.69998,"end":426.86,"confidence":0.9394531,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08134821802377701},{"word":"the","start":426.86,"end":427.02,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05652480199933052},{"word":"last","start":427.02,"end":427.34,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.0488010048866272},{"word":"twelve","start":427.34,"end":427.58,"confidence":0.99902344,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.05825051665306091},{"word":"months","start":427.58,"end":427.82,"confidence":0.8874512,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.08789049088954926},{"word":"there","start":427.82,"end":428.06,"confidence":0.9165039,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07515908032655716},{"word":"was","start":428.06,"end":428.22,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.0929417610168457},{"word":"a","start":428.22,"end":428.3,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05562089756131172},{"word":"bit","start":428.3,"end":428.46,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.047362152487039566},{"word":"of","start":428.46,"end":428.62,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02968001365661621},{"word":"a","start":428.62,"end":428.78,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02670735865831375},{"word":"change","start":428.78,"end":429.02,"confidence":0.9980469,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.01592036336660385},{"word":"in","start":429.02,"end":429.18,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02283308655023575},{"word":"the","start":429.18,"end":429.34,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0015349388122558594},{"word":"investments","start":429.34,"end":429.82,"confidence":0.90234375,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.034715984016656876},{"word":"with","start":429.82,"end":429.97998,"confidence":0.96777344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.05657169967889786},{"word":"that","start":429.97998,"end":430.22,"confidence":0.97802734,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.021010376513004303},{"word":"investments","start":430.22,"end":430.72,"confidence":0.6816406,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.07248726487159729},{"word":"which","start":430.86,"end":431.02,"confidence":0.52490234,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.0832870751619339},{"word":"that","start":431.02,"end":431.26,"confidence":0.9013672,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.057244278490543365},{"word":"occurred","start":431.26,"end":431.76,"confidence":0.9572754,"punctuated_word":"occurred.","sentiment":"neutral","sentiment_score":0.12722960114479065},{"word":"but","start":432.405,"end":432.645,"confidence":0.9921875,"punctuated_word":"But","sentiment":"positive","sentiment_score":0.3599795997142792},{"word":"all","start":432.645,"end":432.965,"confidence":0.9902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.3045656383037567},{"word":"up","start":432.965,"end":433.205,"confidence":0.99316406,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.34968897700309753},{"word":"for","start":433.205,"end":433.44498,"confidence":0.9223633,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.3136851191520691},{"word":"the","start":433.44498,"end":433.60498,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23521484434604645},{"word":"last","start":433.60498,"end":433.925,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.2907431125640869},{"word":"twelve","start":433.925,"end":434.245,"confidence":0.99902344,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.3104799687862396},{"word":"months","start":434.245,"end":434.745,"confidence":0.9814453,"punctuated_word":"months,","sentiment":"positive","sentiment_score":0.4177921116352082},{"word":"the","start":434.805,"end":435.04498,"confidence":0.94140625,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4708497226238251},{"word":"net","start":435.04498,"end":435.365,"confidence":0.9892578,"punctuated_word":"net","sentiment":"positive","sentiment_score":0.4208742678165436},{"word":"return","start":435.365,"end":435.76498,"confidence":0.9980469,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.5283666253089905},{"word":"your","start":435.76498,"end":436.00497,"confidence":0.9873047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2769066095352173},{"word":"portfolio","start":436.00497,"end":436.50497,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"positive","sentiment_score":0.3649427592754364},{"word":"has","start":436.72498,"end":437.04498,"confidence":0.99902344,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.4010032117366791},{"word":"received","start":437.04498,"end":437.54498,"confidence":1.0,"punctuated_word":"received","sentiment":"positive","sentiment_score":0.48415812849998474},{"word":"is","start":437.60498,"end":437.845,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.43400663137435913},{"word":"12.06%","start":437.845,"end":439.76498,"confidence":0.990332,"punctuated_word":"12.06%,","sentiment":"positive","sentiment_score":0.3731672167778015},{"word":"which","start":439.76498,"end":440.00497,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.6109564304351807},{"word":"is","start":440.00497,"end":440.16498,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.7288821935653687},{"word":"fantastic","start":440.16498,"end":440.66498,"confidence":0.9951172,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.6044394373893738},{"word":"that's","start":440.965,"end":441.125,"confidence":0.8808594,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.6034976243972778},{"word":"a","start":441.125,"end":441.28497,"confidence":0.9980469,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5907644033432007},{"word":"good","start":441.28497,"end":441.44498,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6047778129577637},{"word":"result","start":441.44498,"end":441.94498,"confidence":0.9995117,"punctuated_word":"result.","sentiment":"neutral","sentiment_score":0.24686995148658752},{"word":"yeah","start":443.925,"end":444.425,"confidence":0.98339844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.19291584193706512},{"word":"some","start":444.81,"end":444.97,"confidence":0.9326172,"punctuated_word":"Some","sentiment":"neutral","sentiment_score":0.1974356174468994},{"word":"people","start":444.97,"end":445.29,"confidence":0.9980469,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.15959012508392334},{"word":"do","start":445.29,"end":445.53,"confidence":0.98535156,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14378054440021515},{"word":"prefer","start":445.53,"end":445.85,"confidence":0.99609375,"punctuated_word":"prefer","sentiment":"neutral","sentiment_score":0.17001035809516907},{"word":"a","start":445.85,"end":446.01,"confidence":0.9604492,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1407373547554016},{"word":"dollar","start":446.01,"end":446.25,"confidence":0.9970703,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":0.1702774167060852},{"word":"figure","start":446.25,"end":446.57,"confidence":0.9970703,"punctuated_word":"figure","sentiment":"neutral","sentiment_score":0.11927933990955351},{"word":"as","start":446.57,"end":446.81,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09244866669178008},{"word":"opposed","start":446.81,"end":447.13,"confidence":0.9970703,"punctuated_word":"opposed","sentiment":"neutral","sentiment_score":0.10243254899978638},{"word":"to","start":447.13,"end":447.29,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0792774185538292},{"word":"a","start":447.29,"end":447.45,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08201538771390915},{"word":"percentage","start":447.45,"end":447.95,"confidence":0.80249023,"punctuated_word":"percentage.","sentiment":"neutral","sentiment_score":0.12512996792793274},{"word":"so","start":448.17,"end":448.41,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.17923103272914886},{"word":"that","start":448.41,"end":448.65,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1472884714603424},{"word":"essentially","start":448.65,"end":449.13,"confidence":0.9526367,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.11257367581129074},{"word":"means","start":449.13,"end":449.45,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.18840529024600983},{"word":"that","start":449.45,"end":449.61002,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24392296373844147},{"word":"the","start":449.61002,"end":449.77002,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.292807936668396},{"word":"earnings","start":449.77002,"end":450.17,"confidence":0.9658203,"punctuated_word":"earnings","sentiment":"neutral","sentiment_score":0.19587381184101105},{"word":"your","start":450.17,"end":450.33002,"confidence":0.93847656,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.16084937751293182},{"word":"portfolio","start":450.33002,"end":450.83002,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.18738560378551483},{"word":"has","start":451.05002,"end":451.55002,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.2576497495174408},{"word":"made","start":451.77002,"end":452.09,"confidence":0.7519531,"punctuated_word":"made,","sentiment":"neutral","sentiment_score":0.1821978390216827},{"word":"its","start":452.09,"end":452.41,"confidence":0.75097656,"punctuated_word":"its","sentiment":"neutral","sentiment_score":0.2837297022342682},{"word":"growth","start":452.41,"end":452.73,"confidence":0.9604492,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.24097365140914917},{"word":"as","start":452.73,"end":452.89,"confidence":0.82470703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2069486826658249},{"word":"well","start":452.89,"end":453.13,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.23066917061805725},{"word":"as","start":453.13,"end":453.37,"confidence":0.9951172,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.23724265396595},{"word":"income","start":453.37,"end":453.87,"confidence":0.7614746,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":0.21695315837860107},{"word":"is","start":453.93,"end":454.17,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2863159477710724},{"word":"$41,042.08","start":454.17,"end":457.13,"confidence":0.9976236,"punctuated_word":"$41,042.08","sentiment":"neutral","sentiment_score":0.17654746770858765},{"word":"for","start":457.13,"end":457.29,"confidence":0.9770508,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.17114967107772827},{"word":"the","start":457.29,"end":457.45,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1966356486082077},{"word":"year","start":457.45,"end":457.61002,"confidence":0.89331055,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.2491601854562759},{"word":"so","start":457.61002,"end":457.77002,"confidence":0.9970703,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4093881845474243},{"word":"it's","start":457.77002,"end":457.93,"confidence":0.9890137,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.36449918150901794},{"word":"a","start":457.93,"end":458.09,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.40247535705566406},{"word":"good","start":458.09,"end":458.33002,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.3643394708633423},{"word":"solid","start":458.33002,"end":458.73,"confidence":0.96875,"punctuated_word":"solid","sentiment":"positive","sentiment_score":0.5091159343719482},{"word":"return","start":458.73,"end":459.13,"confidence":0.99902344,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.30354470014572144},{"word":"there","start":459.13,"end":459.63,"confidence":0.99853516,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.1952538639307022},{"word":"yeah","start":461.74503,"end":462.14502,"confidence":0.9807129,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09117981791496275},{"word":"to","start":462.14502,"end":462.30502,"confidence":0.7050781,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.09235268086194992},{"word":"kinda","start":462.30502,"end":462.625,"confidence":0.9140625,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.08995576202869415},{"word":"give","start":462.625,"end":462.785,"confidence":0.9970703,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.07628916203975677},{"word":"you","start":462.785,"end":462.945,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0641273632645607},{"word":"an","start":462.945,"end":463.105,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.06246446818113327},{"word":"idea","start":463.105,"end":463.42502,"confidence":1.0,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.06532543897628784},{"word":"on","start":463.42502,"end":463.58502,"confidence":0.9941406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.053193945437669754},{"word":"how","start":463.58502,"end":463.74503,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.06257344037294388},{"word":"we","start":463.74503,"end":463.905,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0887361392378807},{"word":"work","start":463.905,"end":464.14502,"confidence":0.89453125,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.0629323273897171},{"word":"that","start":464.14502,"end":464.46503,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.061582036316394806},{"word":"out","start":464.46503,"end":464.785,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.06748974323272705},{"word":"or","start":464.785,"end":465.265,"confidence":0.7529297,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.047782160341739655},{"word":"how","start":465.265,"end":465.42502,"confidence":0.9658203,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.06561790406703949},{"word":"we","start":465.42502,"end":465.665,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07503063976764679},{"word":"sort","start":465.665,"end":465.785,"confidence":0.95947266,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.05569041520357132},{"word":"of","start":465.785,"end":465.905,"confidence":0.6743164,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06103679910302162},{"word":"look","start":465.905,"end":466.14502,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.053186263889074326},{"word":"at","start":466.14502,"end":466.225,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.049824174493551254},{"word":"the","start":466.225,"end":466.385,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07962708175182343},{"word":"returns","start":466.385,"end":466.885,"confidence":0.795166,"punctuated_word":"returns,","sentiment":"neutral","sentiment_score":0.05136982351541519},{"word":"with","start":467.825,"end":468.065,"confidence":0.8183594,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07506046444177628},{"word":"the","start":468.065,"end":468.225,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09007219225168228},{"word":"growth","start":468.225,"end":468.625,"confidence":0.98535156,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.05696001648902893},{"word":"portfolio","start":468.625,"end":469.125,"confidence":0.99902344,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.06845784187316895},{"word":"that","start":469.185,"end":469.42502,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0692828968167305},{"word":"you're","start":469.42502,"end":469.74503,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.06064310297369957},{"word":"in","start":469.74503,"end":470.225,"confidence":0.9941406,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.05924936756491661},{"word":"we","start":470.225,"end":470.545,"confidence":0.9892578,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.054052334278821945},{"word":"tend","start":470.545,"end":470.785,"confidence":0.99316406,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":0.04754966124892235},{"word":"to","start":470.785,"end":471.02502,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03722645342350006},{"word":"see","start":471.02502,"end":471.345,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.040874138474464417},{"word":"you","start":471.505,"end":471.665,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03025367856025696},{"word":"generally","start":471.665,"end":472.165,"confidence":0.9902344,"punctuated_word":"generally","sentiment":"neutral","sentiment_score":0.03328123688697815},{"word":"see","start":472.225,"end":472.46503,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.028749119490385056},{"word":"about","start":472.46503,"end":472.86,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.016141004860401154},{"word":"nine","start":473.09998,"end":473.34,"confidence":0.88183594,"punctuated_word":"nine","sentiment":"neutral","sentiment_score":-0.018248602747917175},{"word":"sorry","start":473.5,"end":473.9,"confidence":0.68237305,"punctuated_word":"sorry.","sentiment":"neutral","sentiment_score":-0.01322166807949543},{"word":"80%","start":473.9,"end":474.46,"confidence":0.9992676,"punctuated_word":"80%","sentiment":"neutral","sentiment_score":0.021425886079669},{"word":"of","start":474.46,"end":474.53998,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01754332333803177},{"word":"your","start":474.53998,"end":474.69998,"confidence":0.9614258,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.061063095927238464},{"word":"super","start":474.69998,"end":475.09998,"confidence":0.91015625,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.022141695022583008},{"word":"invested","start":475.09998,"end":475.5,"confidence":0.42407227,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.0323774628341198},{"word":"in","start":475.5,"end":475.65997,"confidence":0.9770508,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04973027482628822},{"word":"growth","start":475.65997,"end":475.97998,"confidence":0.5131836,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.03838625177741051},{"word":"assets","start":475.97998,"end":476.37997,"confidence":0.717041,"punctuated_word":"assets.","sentiment":"neutral","sentiment_score":0.032162733376026154},{"word":"so","start":476.37997,"end":476.62,"confidence":0.8041992,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04831656441092491},{"word":"thinking","start":476.62,"end":476.93997,"confidence":0.9838867,"punctuated_word":"thinking","sentiment":"neutral","sentiment_score":0.04589000344276428},{"word":"things","start":476.93997,"end":477.18,"confidence":0.99121094,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.03213410824537277},{"word":"like","start":477.18,"end":477.41998,"confidence":0.96875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06552945822477341},{"word":"australian","start":477.41998,"end":477.91998,"confidence":0.9902344,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.04177870601415634},{"word":"shares","start":477.97998,"end":478.47998,"confidence":0.99853516,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.05329011380672455},{"word":"international","start":478.53998,"end":479.03998,"confidence":0.9980469,"punctuated_word":"international","sentiment":"neutral","sentiment_score":0.06394461542367935},{"word":"shares","start":479.25998,"end":479.75998,"confidence":0.99902344,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.05527851730585098},{"word":"listed","start":479.9,"end":480.3,"confidence":0.9921875,"punctuated_word":"listed","sentiment":"neutral","sentiment_score":0.06771298497915268},{"word":"property","start":480.3,"end":480.8,"confidence":0.97998047,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":0.04866817593574524},{"word":"and","start":481.02,"end":481.18,"confidence":0.9716797,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04600454121828079},{"word":"also","start":481.18,"end":481.5,"confidence":0.75390625,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.07958241552114487},{"word":"commodities","start":481.5,"end":482.0,"confidence":0.7272949,"punctuated_word":"commodities,","sentiment":"neutral","sentiment_score":0.05472857505083084},{"word":"so","start":482.13998,"end":482.3,"confidence":0.8828125,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.06778068840503693},{"word":"precious","start":482.3,"end":482.69998,"confidence":0.9980469,"punctuated_word":"precious","sentiment":"neutral","sentiment_score":0.08012502640485764},{"word":"metals","start":482.69998,"end":483.09998,"confidence":0.9863281,"punctuated_word":"metals","sentiment":"neutral","sentiment_score":0.053259626030921936},{"word":"like","start":483.09998,"end":483.34,"confidence":0.88964844,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0870530903339386},{"word":"gold","start":483.34,"end":483.58,"confidence":0.9970703,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.05330236256122589},{"word":"and","start":483.58,"end":483.81998,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0834941565990448},{"word":"silver","start":483.81998,"end":484.31998,"confidence":0.99609375,"punctuated_word":"silver.","sentiment":"neutral","sentiment_score":0.04753047972917557},{"word":"with","start":485.02,"end":485.18,"confidence":0.8457031,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.0788896456360817},{"word":"that","start":485.18,"end":485.41998,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10176336765289308},{"word":"kind","start":485.41998,"end":485.65997,"confidence":0.73779297,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.10032503306865692},{"word":"of","start":485.65997,"end":485.81998,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13604609668254852},{"word":"growth","start":485.81998,"end":486.21997,"confidence":0.9941406,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.19141097366809845},{"word":"environment","start":486.21997,"end":486.71997,"confidence":0.9970703,"punctuated_word":"environment,","sentiment":"neutral","sentiment_score":0.15810102224349976},{"word":"you're","start":486.78,"end":486.93997,"confidence":0.99658203,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.15162527561187744},{"word":"looking","start":486.93997,"end":487.25998,"confidence":0.99902344,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.16288793087005615},{"word":"to","start":487.25998,"end":487.41998,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1827762871980667},{"word":"get","start":487.41998,"end":487.58,"confidence":0.9941406,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.17460784316062927},{"word":"the","start":487.58,"end":487.65997,"confidence":0.9741211,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1920192390680313},{"word":"best","start":487.65997,"end":487.845,"confidence":0.89501953,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.2631722688674927},{"word":"returns","start":488.005,"end":488.165,"confidence":0.984375,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.21611790359020233},{"word":"you","start":488.165,"end":488.325,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19912342727184296},{"word":"can","start":488.325,"end":488.725,"confidence":0.7783203,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.08435692638158798},{"word":"but","start":488.725,"end":489.045,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.020773112773895264},{"word":"on","start":489.045,"end":489.205,"confidence":0.99316406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.015518885105848312},{"word":"an","start":489.205,"end":489.365,"confidence":0.99609375,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.026509858667850494},{"word":"average","start":489.365,"end":489.845,"confidence":1.0,"punctuated_word":"average","sentiment":"neutral","sentiment_score":0.03611648827791214},{"word":"compounded","start":489.845,"end":490.345,"confidence":0.8457031,"punctuated_word":"compounded","sentiment":"neutral","sentiment_score":0.02096956968307495},{"word":"over","start":490.565,"end":490.885,"confidence":0.8984375,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.028883229941129684},{"word":"time","start":490.885,"end":491.385,"confidence":0.9970703,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.020847700536251068},{"word":"we","start":491.925,"end":492.085,"confidence":0.88671875,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04864506796002388},{"word":"are","start":492.085,"end":492.325,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04477095976471901},{"word":"chasing","start":492.325,"end":492.825,"confidence":0.9980469,"punctuated_word":"chasing","sentiment":"neutral","sentiment_score":0.052020058035850525},{"word":"about","start":492.885,"end":493.125,"confidence":0.98828125,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04045907407999039},{"word":"a","start":493.125,"end":493.285,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06416594237089157},{"word":"seven","start":493.285,"end":493.605,"confidence":0.99902344,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":-0.01778915524482727},{"word":"to","start":493.605,"end":493.765,"confidence":0.9453125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.062050577253103256},{"word":"9%","start":493.765,"end":494.325,"confidence":0.9995117,"punctuated_word":"9%","sentiment":"neutral","sentiment_score":0.11438923329114914},{"word":"return","start":494.325,"end":494.805,"confidence":0.9831543,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":-0.003602129640057683},{"word":"so","start":494.805,"end":495.045,"confidence":0.8156738,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.06329511106014252},{"word":"realistically","start":495.045,"end":495.545,"confidence":1.0,"punctuated_word":"realistically,","sentiment":"neutral","sentiment_score":0.0660434365272522},{"word":"anything","start":495.925,"end":496.405,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.16094070672988892},{"word":"over","start":496.405,"end":496.645,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.062446050345897675},{"word":"that","start":496.645,"end":496.885,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19149939715862271},{"word":"9%","start":496.885,"end":497.605,"confidence":0.9995117,"punctuated_word":"9%","sentiment":"neutral","sentiment_score":0.1115015745162964},{"word":"means","start":497.605,"end":497.845,"confidence":0.9902344,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.031070441007614136},{"word":"that","start":497.845,"end":498.005,"confidence":0.91015625,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05030497163534165},{"word":"your","start":498.005,"end":498.165,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13634568452835083},{"word":"portfolio","start":498.165,"end":498.665,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.05944265425205231},{"word":"has","start":498.805,"end":499.125,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.1228635162115097},{"word":"over","start":499.125,"end":499.365,"confidence":0.9951172,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.25900688767433167},{"word":"performed","start":499.365,"end":499.765,"confidence":0.5488281,"punctuated_word":"performed","sentiment":"neutral","sentiment_score":0.18621140718460083},{"word":"and","start":499.765,"end":500.005,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18655771017074585},{"word":"done","start":500.005,"end":500.245,"confidence":0.99121094,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.2749203145503998},{"word":"extremely","start":500.245,"end":500.745,"confidence":1.0,"punctuated_word":"extremely","sentiment":"positive","sentiment_score":0.4083345830440521},{"word":"well","start":500.805,"end":501.045,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.32545045018196106},{"word":"for","start":501.045,"end":501.205,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.26710420846939087},{"word":"the","start":501.205,"end":501.365,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.24176450073719025},{"word":"year","start":501.365,"end":501.865,"confidence":0.7890625,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":0.23621293902397156},{"word":"but","start":501.94998,"end":502.11,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.09543811529874802},{"word":"then","start":502.11,"end":502.35,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.09242670238018036},{"word":"anything","start":502.35,"end":502.85,"confidence":0.99316406,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.04691420495510101},{"word":"under","start":502.99,"end":503.38998,"confidence":0.99902344,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.04144108295440674},{"word":"that","start":503.38998,"end":503.71,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.056546807289123535},{"word":"nine","start":503.71,"end":503.94998,"confidence":0.98095703,"punctuated_word":"nine","sentiment":"neutral","sentiment_score":-0.021245062351226807},{"word":"7%","start":504.35,"end":505.07,"confidence":0.9063721,"punctuated_word":"7%,","sentiment":"neutral","sentiment_score":-0.010434156283736227},{"word":"sorry","start":505.07,"end":505.57,"confidence":0.99560547,"punctuated_word":"sorry,","sentiment":"neutral","sentiment_score":-0.048745349049568176},{"word":"means","start":506.03,"end":506.27,"confidence":0.61816406,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.04798512905836105},{"word":"your","start":506.27,"end":506.51,"confidence":0.984375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.01586003601551056},{"word":"portfolio","start":506.51,"end":506.99,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.04961121082305908},{"word":"has","start":506.99,"end":507.22998,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.03321056067943573},{"word":"pretty","start":507.22998,"end":507.47,"confidence":0.9980469,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.05828393995761871},{"word":"well","start":507.47,"end":507.71,"confidence":0.9980469,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.14175617694854736},{"word":"underperformed","start":507.71,"end":508.21,"confidence":0.9905599,"punctuated_word":"underperformed","sentiment":"neutral","sentiment_score":0.1902925819158554},{"word":"for","start":508.35,"end":508.59,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.16639026999473572},{"word":"the","start":508.59,"end":508.75,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15820491313934326},{"word":"year","start":508.75,"end":509.07,"confidence":0.91430664,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.14936327934265137},{"word":"so","start":509.07,"end":509.31,"confidence":1.0,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.33460721373558044},{"word":"it","start":509.31,"end":509.47,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.45216137170791626},{"word":"has","start":509.47,"end":509.71,"confidence":0.9980469,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.3467366099357605},{"word":"done","start":509.71,"end":509.94998,"confidence":0.9980469,"punctuated_word":"done","sentiment":"positive","sentiment_score":0.362954318523407},{"word":"really","start":509.94998,"end":510.27,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5460430383682251},{"word":"well","start":510.27,"end":510.77,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"positive","sentiment_score":0.44077908992767334},{"word":"the","start":511.22998,"end":511.38998,"confidence":0.92333984,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.17291638255119324},{"word":"other","start":511.38998,"end":511.55,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.14973831176757812},{"word":"thing","start":511.55,"end":511.79,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.22395379841327667},{"word":"to","start":511.79,"end":511.94998,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15330764651298523},{"word":"sort","start":511.94998,"end":512.11,"confidence":0.9951172,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.186150386929512},{"word":"of","start":512.11,"end":512.19,"confidence":0.9526367,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1776060312986374},{"word":"think","start":512.19,"end":512.43,"confidence":0.9970703,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.15177209675312042},{"word":"about","start":512.43,"end":512.67,"confidence":0.96875,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2371680736541748},{"word":"with","start":512.67,"end":512.83,"confidence":0.9838867,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.12718847393989563},{"word":"this","start":512.83,"end":513.07,"confidence":0.99609375,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.1033489555120468},{"word":"year","start":513.07,"end":513.31,"confidence":0.8642578,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.11459552496671677},{"word":"is","start":513.31,"end":513.39,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11624246090650558},{"word":"that","start":513.39,"end":513.63,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13085559010505676},{"word":"we","start":513.63,"end":513.71,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21546553075313568},{"word":"have","start":513.71,"end":513.95,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19084611535072327},{"word":"seen","start":513.95,"end":514.19,"confidence":0.98535156,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.22079069912433624},{"word":"a","start":514.19,"end":514.27,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2057827115058899},{"word":"lot","start":514.27,"end":514.51,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.17496022582054138},{"word":"happening","start":514.51,"end":514.99,"confidence":0.99902344,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":0.2216721475124359},{"word":"in","start":514.99,"end":515.15,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11075928062200546},{"word":"the","start":515.15,"end":515.39,"confidence":1.0,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.039648108184337616},{"word":"us","start":515.39,"end":515.71,"confidence":0.9970703,"punctuated_word":"US","sentiment":"neutral","sentiment_score":0.03820810839533806},{"word":"and","start":515.71,"end":516.11,"confidence":0.88183594,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09919042885303496},{"word":"of","start":516.11,"end":516.19,"confidence":0.35839844,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11898289620876312},{"word":"this","start":516.35,"end":516.51,"confidence":0.36865234,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.12023772299289703},{"word":"would","start":516.51,"end":516.67,"confidence":0.88720703,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.1399545669555664},{"word":"be","start":516.67,"end":516.91,"confidence":0.9951172,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1311425417661667},{"word":"around","start":516.91,"end":517.31,"confidence":0.52685547,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.14692746102809906},{"word":"more","start":517.31,"end":517.47,"confidence":0.62841797,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.11432481557130814},{"word":"and","start":517.47,"end":517.63,"confidence":0.9536133,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11015032231807707},{"word":"what's","start":517.63,"end":517.845,"confidence":0.9975586,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.12732306122779846},{"word":"happening","start":517.925,"end":518.32495,"confidence":1.0,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":0.16176998615264893},{"word":"globally","start":518.32495,"end":518.82495,"confidence":0.95703125,"punctuated_word":"globally.","sentiment":"neutral","sentiment_score":0.08333189785480499},{"word":"and","start":519.365,"end":519.52496,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10881921648979188},{"word":"then","start":519.52496,"end":519.685,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.13730467855930328},{"word":"here","start":519.685,"end":519.925,"confidence":0.9921875,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.1462177932262421},{"word":"in","start":519.925,"end":520.165,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12920114398002625},{"word":"australia","start":520.165,"end":520.485,"confidence":0.9814453,"punctuated_word":"Australia,","sentiment":"neutral","sentiment_score":0.11530952155590056},{"word":"we've","start":520.485,"end":520.725,"confidence":0.9980469,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.1646079123020172},{"word":"also","start":520.725,"end":521.045,"confidence":0.9951172,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.12917084991931915},{"word":"got","start":521.045,"end":521.52496,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.2134476602077484},{"word":"or","start":521.605,"end":521.76495,"confidence":0.8359375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.13790026307106018},{"word":"had","start":521.76495,"end":522.00494,"confidence":0.9116211,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.17901474237442017},{"word":"high","start":522.00494,"end":522.32495,"confidence":0.9838867,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.09795381128787994},{"word":"inflation","start":522.32495,"end":522.82495,"confidence":1.0,"punctuated_word":"inflation","sentiment":"neutral","sentiment_score":0.08385677635669708},{"word":"rates","start":522.88495,"end":523.20496,"confidence":0.9980469,"punctuated_word":"rates","sentiment":"neutral","sentiment_score":0.07139912247657776},{"word":"as","start":523.20496,"end":523.365,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.14412443339824677},{"word":"well","start":523.365,"end":523.605,"confidence":0.82836914,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.11388569325208664},{"word":"so","start":523.605,"end":523.845,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1515842080116272},{"word":"we've","start":523.845,"end":524.00494,"confidence":0.9719238,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.23985913395881653},{"word":"kind","start":524.00494,"end":524.245,"confidence":0.60009766,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.21570375561714172},{"word":"of","start":524.245,"end":524.32495,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.22604580223560333},{"word":"been","start":524.32495,"end":524.485,"confidence":0.9667969,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.19357070326805115},{"word":"here","start":524.485,"end":524.725,"confidence":0.8154297,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.20143887400627136},{"word":"on","start":524.725,"end":524.88495,"confidence":0.9941406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.169868603348732},{"word":"two","start":524.88495,"end":525.125,"confidence":0.99316406,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.105881430208683},{"word":"ends","start":525.125,"end":525.52496,"confidence":0.9230957,"punctuated_word":"ends.","sentiment":"neutral","sentiment_score":0.10102003067731856},{"word":"so","start":525.52496,"end":526.00494,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.30367255210876465},{"word":"to","start":526.00494,"end":526.165,"confidence":0.98828125,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4652372896671295},{"word":"kinda","start":526.165,"end":526.56494,"confidence":0.8720703,"punctuated_word":"kinda","sentiment":"positive","sentiment_score":0.3970683515071869},{"word":"go","start":526.56494,"end":526.805,"confidence":0.9980469,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.731174111366272},{"word":"through","start":526.805,"end":527.045,"confidence":0.9770508,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.7191038727760315},{"word":"all","start":527.045,"end":527.20496,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.7355720400810242},{"word":"of","start":527.20496,"end":527.365,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.7300111055374146},{"word":"that","start":527.365,"end":527.605,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6165204644203186},{"word":"and","start":527.605,"end":527.845,"confidence":0.8535156,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.6082848906517029},{"word":"still","start":527.845,"end":528.08496,"confidence":0.9980469,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.5557288527488708},{"word":"come","start":528.08496,"end":528.245,"confidence":1.0,"punctuated_word":"come","sentiment":"positive","sentiment_score":0.6955268979072571},{"word":"up","start":528.245,"end":528.40497,"confidence":0.9194336,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.6730095148086548},{"word":"with","start":528.40497,"end":528.64496,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.68515944480896},{"word":"a","start":528.64496,"end":528.725,"confidence":0.9970703,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.696318507194519},{"word":"positive","start":528.725,"end":529.20496,"confidence":1.0,"punctuated_word":"positive","sentiment":"positive","sentiment_score":0.7129098176956177},{"word":"return","start":529.20496,"end":529.685,"confidence":0.97631836,"punctuated_word":"return,","sentiment":"positive","sentiment_score":0.6363067626953125},{"word":"especially","start":529.685,"end":530.08496,"confidence":0.9980469,"punctuated_word":"especially","sentiment":"positive","sentiment_score":0.7054100632667542},{"word":"one","start":530.08496,"end":530.32495,"confidence":0.69140625,"punctuated_word":"one","sentiment":"positive","sentiment_score":0.7815366387367249},{"word":"that's","start":530.32495,"end":530.64496,"confidence":0.93603516,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.7177359461784363},{"word":"over","start":530.64496,"end":531.045,"confidence":0.6850586,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.8142752647399902},{"word":"performed","start":531.045,"end":531.44495,"confidence":0.48168945,"punctuated_word":"performed","sentiment":"positive","sentiment_score":0.6613850593566895},{"word":"against","start":531.44495,"end":531.94495,"confidence":0.9873047,"punctuated_word":"against","sentiment":"positive","sentiment_score":0.7711975574493408},{"word":"the","start":532.04004,"end":532.12,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.706206202507019},{"word":"benchmark","start":532.12,"end":532.62,"confidence":0.9892578,"punctuated_word":"benchmark","sentiment":"positive","sentiment_score":0.514901876449585},{"word":"we","start":532.84,"end":533.0,"confidence":0.99316406,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.7163898348808289},{"word":"work","start":533.0,"end":533.16003,"confidence":0.9375,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.7490878105163574},{"word":"on","start":533.16003,"end":533.4,"confidence":0.9658203,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.8045874834060669},{"word":"for","start":533.4,"end":533.56,"confidence":0.9086914,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7244623899459839},{"word":"your","start":533.56,"end":533.80005,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.700677216053009},{"word":"portfolio","start":533.80005,"end":534.30005,"confidence":0.7558594,"punctuated_word":"portfolio,","sentiment":"positive","sentiment_score":0.5177117586135864},{"word":"is","start":535.32,"end":535.64,"confidence":0.9921875,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.7778069376945496},{"word":"actually","start":535.64,"end":536.12,"confidence":0.9902344,"punctuated_word":"actually","sentiment":"positive","sentiment_score":0.8040932416915894},{"word":"fantastic","start":536.12,"end":536.62,"confidence":1.0,"punctuated_word":"fantastic","sentiment":"positive","sentiment_score":0.8916006088256836},{"word":"to","start":536.76,"end":536.92004,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.8707128167152405},{"word":"see","start":536.92004,"end":537.16003,"confidence":0.91674805,"punctuated_word":"see.","sentiment":"positive","sentiment_score":0.8198360204696655},{"word":"so","start":537.16003,"end":537.4,"confidence":0.9873047,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.7289827466011047},{"word":"really","start":537.4,"end":537.72003,"confidence":0.90283203,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.7777789235115051},{"word":"happy","start":537.72003,"end":538.04004,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.7875306606292725},{"word":"with","start":538.04004,"end":538.2,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.8257110714912415},{"word":"that","start":538.2,"end":538.52,"confidence":1.0,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.8177114725112915},{"word":"for","start":538.52,"end":538.76,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7469228506088257},{"word":"you","start":538.76,"end":539.24005,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6648193001747131},{"word":"okay","start":539.24005,"end":539.74005,"confidence":0.9157715,"punctuated_word":"Okay?","sentiment":"positive","sentiment_score":0.33882611989974976},{"word":"yeah","start":541.56,"end":542.06,"confidence":0.9802246,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3244643807411194},{"word":"excellent","start":542.76,"end":543.26,"confidence":0.9975586,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.4624480903148651},{"word":"i","start":544.12,"end":544.36005,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.26074036955833435},{"word":"will","start":544.36005,"end":544.60004,"confidence":0.9980469,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.2203909158706665},{"word":"ask","start":544.60004,"end":544.68,"confidence":0.37158203,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.23840196430683136},{"word":"you","start":544.68,"end":544.76,"confidence":0.49047852,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23969487845897677},{"word":"the","start":544.76,"end":544.965,"confidence":0.87597656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2411700934171677},{"word":"call","start":545.04504,"end":545.205,"confidence":0.9741211,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.18192070722579956},{"word":"center","start":545.205,"end":545.445,"confidence":0.94384766,"punctuated_word":"center,","sentiment":"neutral","sentiment_score":0.13613182306289673},{"word":"as","start":545.445,"end":545.60504,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1695759743452072},{"word":"i","start":545.60504,"end":545.685,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15848399698734283},{"word":"mentioned","start":545.685,"end":546.005,"confidence":0.7885742,"punctuated_word":"mentioned,","sentiment":"neutral","sentiment_score":0.1973092257976532},{"word":"your","start":546.005,"end":546.16504,"confidence":0.5727539,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2042241245508194},{"word":"annual","start":546.16504,"end":546.48505,"confidence":0.9980469,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.20158305764198303},{"word":"review","start":546.48505,"end":546.80505,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.1339101791381836},{"word":"packet","start":546.80505,"end":547.125,"confidence":0.71069336,"punctuated_word":"packet,","sentiment":"neutral","sentiment_score":0.15017825365066528},{"word":"we'll","start":547.125,"end":547.28503,"confidence":0.8564453,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.15413984656333923},{"word":"have","start":547.28503,"end":547.405,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15399371087551117},{"word":"a","start":547.405,"end":547.525,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14636293053627014},{"word":"copy","start":547.525,"end":547.765,"confidence":1.0,"punctuated_word":"copy","sentiment":"neutral","sentiment_score":0.14405964314937592},{"word":"of","start":547.765,"end":547.92505,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1430291384458542},{"word":"all","start":547.92505,"end":548.16504,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.18694962561130524},{"word":"these","start":548.16504,"end":548.405,"confidence":0.98828125,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.11123225837945938},{"word":"documents","start":548.405,"end":548.80505,"confidence":0.99902344,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.1267470419406891},{"word":"in","start":548.80505,"end":548.965,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12848131358623505},{"word":"there","start":548.965,"end":549.125,"confidence":0.97314453,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.14177700877189636},{"word":"so","start":549.125,"end":549.28503,"confidence":0.70947266,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.09231212735176086},{"word":"you","start":549.28503,"end":549.445,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07308659702539444},{"word":"can","start":549.445,"end":549.685,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07402503490447998},{"word":"have","start":549.685,"end":549.84503,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08882112801074982},{"word":"a","start":549.84503,"end":549.92505,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10650058090686798},{"word":"look","start":549.92505,"end":550.085,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0848575159907341},{"word":"at","start":550.085,"end":550.24506,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09057790786027908},{"word":"them","start":550.24506,"end":550.74506,"confidence":0.75878906,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":0.09685245156288148},{"word":"run","start":550.885,"end":551.125,"confidence":0.98291016,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.07630904763936996},{"word":"your","start":551.125,"end":551.36505,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08986610174179077},{"word":"eyes","start":551.36505,"end":551.60504,"confidence":0.99902344,"punctuated_word":"eyes","sentiment":"neutral","sentiment_score":0.08408310264348984},{"word":"over","start":551.60504,"end":551.84503,"confidence":0.91503906,"punctuated_word":"over,","sentiment":"neutral","sentiment_score":0.08468277007341385},{"word":"and","start":551.84503,"end":552.085,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07827973365783691},{"word":"feel","start":552.085,"end":552.24506,"confidence":0.99609375,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.0803518071770668},{"word":"free","start":552.24506,"end":552.48505,"confidence":1.0,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.0963899940252304},{"word":"to","start":552.48505,"end":552.565,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1096823513507843},{"word":"let","start":552.565,"end":552.72504,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.10608764737844469},{"word":"us","start":552.72504,"end":552.885,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.104958638548851},{"word":"know","start":552.885,"end":553.04504,"confidence":0.9970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.13239815831184387},{"word":"if","start":553.04504,"end":553.205,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1267736554145813},{"word":"you","start":553.205,"end":553.28503,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13339608907699585},{"word":"do","start":553.28503,"end":553.525,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1154274046421051},{"word":"happen","start":553.525,"end":553.84503,"confidence":0.9970703,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":0.11169039458036424},{"word":"to","start":553.84503,"end":553.92505,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10899551957845688},{"word":"have","start":553.92505,"end":554.16504,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.08901965618133545},{"word":"any","start":554.16504,"end":554.405,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.08644694089889526},{"word":"questions","start":554.405,"end":554.885,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.06685136258602142},{"word":"in","start":554.885,"end":554.965,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.061513666063547134},{"word":"there","start":554.965,"end":555.465,"confidence":0.99560547,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.08030247688293457},{"word":"but","start":556.005,"end":556.325,"confidence":0.95410156,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.1031474471092224},{"word":"looking","start":556.325,"end":556.645,"confidence":0.96972656,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.1799374520778656},{"word":"forward","start":556.645,"end":557.145,"confidence":0.99560547,"punctuated_word":"forward,","sentiment":"neutral","sentiment_score":0.2104162871837616},{"word":"when","start":557.44,"end":557.68005,"confidence":0.9604492,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.20081226527690887},{"word":"we","start":557.68005,"end":557.76,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.20031096041202545},{"word":"kinda","start":557.76,"end":558.16003,"confidence":0.69384766,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.23046402633190155},{"word":"break","start":558.16003,"end":558.4,"confidence":0.8828125,"punctuated_word":"break","sentiment":"neutral","sentiment_score":0.20384523272514343},{"word":"down","start":558.4,"end":558.80005,"confidence":0.9980469,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.18069849908351895},{"word":"everything","start":558.80005,"end":559.28,"confidence":0.99560547,"punctuated_word":"everything,","sentiment":"neutral","sentiment_score":0.1427512764930725},{"word":"some","start":559.28,"end":559.52,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.25450003147125244},{"word":"of","start":559.52,"end":559.68005,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2904202938079834},{"word":"your","start":559.68005,"end":559.84,"confidence":0.9140625,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2847316265106201},{"word":"best","start":559.84,"end":560.24005,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.26638299226760864},{"word":"performers","start":560.24005,"end":560.64,"confidence":0.9370117,"punctuated_word":"performers","sentiment":"neutral","sentiment_score":0.2790052890777588},{"word":"in","start":560.64,"end":560.80005,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.33104127645492554},{"word":"your","start":560.80005,"end":561.2,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2881159484386444},{"word":"portfolio","start":561.2,"end":561.7,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.2293628305196762},{"word":"were","start":561.84,"end":562.0,"confidence":0.6948242,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.3030056059360504},{"word":"your","start":562.0,"end":562.24005,"confidence":0.99316406,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.35724422335624695},{"word":"physical","start":562.24005,"end":562.74005,"confidence":0.98828125,"punctuated_word":"physical","sentiment":"neutral","sentiment_score":0.2722627520561218},{"word":"gold","start":562.80005,"end":563.30005,"confidence":0.89746094,"punctuated_word":"gold.","sentiment":"neutral","sentiment_score":0.2456200122833252},{"word":"that","start":563.68005,"end":563.92004,"confidence":0.9790039,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.4109438359737396},{"word":"in","start":563.92004,"end":564.08,"confidence":0.9091797,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3976575136184693},{"word":"itself","start":564.08,"end":564.48004,"confidence":0.99902344,"punctuated_word":"itself","sentiment":"positive","sentiment_score":0.41986650228500366},{"word":"was","start":564.48004,"end":564.72003,"confidence":0.9892578,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.5105643272399902},{"word":"up","start":564.72003,"end":564.88,"confidence":0.99902344,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.5136630535125732},{"word":"by","start":564.88,"end":565.12006,"confidence":1.0,"punctuated_word":"by","sentiment":"positive","sentiment_score":0.4989142417907715},{"word":"over","start":565.12006,"end":565.36005,"confidence":0.9921875,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.627078115940094},{"word":"26%","start":565.36005,"end":566.32,"confidence":0.9938151,"punctuated_word":"26%,","sentiment":"positive","sentiment_score":0.43884003162384033},{"word":"which","start":566.32,"end":566.56006,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.4405408501625061},{"word":"is","start":566.56006,"end":566.72003,"confidence":0.9604492,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4617549777030945},{"word":"great","start":566.72003,"end":567.04004,"confidence":1.0,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.6800746321678162},{"word":"to","start":567.04004,"end":567.28,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6063552498817444},{"word":"see","start":567.28,"end":567.78,"confidence":0.9995117,"punctuated_word":"see.","sentiment":"positive","sentiment_score":0.5104246139526367},{"word":"we","start":568.64,"end":569.14,"confidence":0.98095703,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.2131088227033615},{"word":"have","start":569.44,"end":569.92004,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1976621448993683},{"word":"also","start":569.92004,"end":570.42004,"confidence":0.7915039,"punctuated_word":"also,","sentiment":"neutral","sentiment_score":0.1862051784992218},{"word":"sorry","start":571.2,"end":571.7,"confidence":0.93408203,"punctuated_word":"sorry,","sentiment":"neutral","sentiment_score":0.05243336781859398},{"word":"seen","start":572.735,"end":573.235,"confidence":0.83740234,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.1810234934091568},{"word":"other","start":573.375,"end":573.695,"confidence":0.9980469,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.1903434246778488},{"word":"assets","start":573.695,"end":574.175,"confidence":0.9980469,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.14659911394119263},{"word":"like","start":574.175,"end":574.575,"confidence":0.8496094,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.21087008714675903},{"word":"agriculture","start":574.575,"end":575.075,"confidence":0.9921875,"punctuated_word":"agriculture","sentiment":"neutral","sentiment_score":0.15268443524837494},{"word":"doing","start":575.21497,"end":575.455,"confidence":0.9707031,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.27333059906959534},{"word":"quite","start":575.455,"end":575.77496,"confidence":1.0,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.24105769395828247},{"word":"well","start":575.77496,"end":576.27496,"confidence":0.9719238,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.23771141469478607},{"word":"australian","start":576.815,"end":577.295,"confidence":0.8076172,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.3156987130641937},{"word":"and","start":577.295,"end":577.535,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.32579654455184937},{"word":"us","start":577.535,"end":577.855,"confidence":0.9970703,"punctuated_word":"US","sentiment":"neutral","sentiment_score":0.18428891897201535},{"word":"equities","start":577.855,"end":578.255,"confidence":0.97753906,"punctuated_word":"equities","sentiment":"positive","sentiment_score":0.3916136622428894},{"word":"are","start":578.255,"end":578.415,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.26300737261772156},{"word":"also","start":578.415,"end":578.735,"confidence":0.9980469,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.2873731851577759},{"word":"performing","start":578.735,"end":579.21497,"confidence":0.99902344,"punctuated_word":"performing","sentiment":"neutral","sentiment_score":0.31330984830856323},{"word":"really","start":579.21497,"end":579.455,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.3338024914264679},{"word":"well","start":579.455,"end":579.695,"confidence":1.0,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.3489644229412079},{"word":"within","start":579.695,"end":579.935,"confidence":0.99902344,"punctuated_word":"within","sentiment":"positive","sentiment_score":0.34778261184692383},{"word":"your","start":579.935,"end":580.175,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.26713064312934875},{"word":"portfolio","start":580.175,"end":580.675,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.19936783611774445},{"word":"there","start":580.815,"end":581.21497,"confidence":0.8276367,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.28323420882225037},{"word":"so","start":581.21497,"end":581.535,"confidence":0.9980469,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4165914058685303},{"word":"really","start":581.535,"end":581.855,"confidence":0.89990234,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.5320910215377808},{"word":"happy","start":581.855,"end":582.175,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.5903214812278748},{"word":"with","start":582.175,"end":582.415,"confidence":0.9941406,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.6031274795532227},{"word":"how","start":582.415,"end":582.65497,"confidence":0.99609375,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.6113135814666748},{"word":"all","start":582.65497,"end":582.815,"confidence":0.99902344,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.6897380352020264},{"word":"of","start":582.815,"end":582.975,"confidence":0.99121094,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6369932889938354},{"word":"that","start":582.975,"end":583.21497,"confidence":0.9980469,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.7057660222053528},{"word":"has","start":583.21497,"end":583.535,"confidence":0.99902344,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.656800389289856},{"word":"gone","start":583.535,"end":584.035,"confidence":0.99902344,"punctuated_word":"gone.","sentiment":"positive","sentiment_score":0.5268813371658325},{"word":"i","start":584.59,"end":584.67,"confidence":0.9819336,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05141589045524597},{"word":"wouldn't","start":584.67,"end":585.07,"confidence":1.0,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.06266851723194122},{"word":"sort","start":585.07,"end":585.31,"confidence":0.9902344,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.04984666407108307},{"word":"of","start":585.31,"end":585.39,"confidence":0.7792969,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0503094345331192},{"word":"wanna","start":585.39,"end":585.71,"confidence":0.9707031,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.09667128324508668},{"word":"reevaluate","start":585.71,"end":586.21,"confidence":0.99853516,"punctuated_word":"reevaluate","sentiment":"neutral","sentiment_score":-0.07819504290819168},{"word":"or","start":586.59,"end":586.75,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.12164377421140672},{"word":"change","start":586.75,"end":587.15,"confidence":0.9980469,"punctuated_word":"change","sentiment":"neutral","sentiment_score":-0.04604754596948624},{"word":"too","start":587.15,"end":587.31,"confidence":0.9980469,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.11651860922574996},{"word":"much","start":587.31,"end":587.63,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.0767655074596405},{"word":"in","start":587.63,"end":587.79,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.11937098205089568},{"word":"there","start":587.79,"end":588.03,"confidence":0.9892578,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.07969919592142105},{"word":"at","start":588.03,"end":588.19,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.10835927724838255},{"word":"the","start":588.19,"end":588.35,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05807451158761978},{"word":"moment","start":588.35,"end":588.85,"confidence":0.9980469,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.07275983691215515},{"word":"it","start":589.07,"end":589.23,"confidence":0.99902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.033005863428115845},{"word":"would","start":589.23,"end":589.47003,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.01561715081334114},{"word":"sort","start":589.47003,"end":589.71,"confidence":0.9838867,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.002222403883934021},{"word":"of","start":589.71,"end":589.79,"confidence":0.7973633,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.006016813218593597},{"word":"just","start":589.79,"end":590.03,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.010485589504241943},{"word":"probably","start":590.03,"end":590.43,"confidence":0.9941406,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.02383904904127121},{"word":"be","start":590.43,"end":590.51,"confidence":0.91503906,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.02145608514547348},{"word":"best","start":590.51,"end":590.83,"confidence":0.99902344,"punctuated_word":"best","sentiment":"neutral","sentiment_score":-0.013327747583389282},{"word":"to","start":590.83,"end":591.33,"confidence":0.99365234,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.04790402948856354},{"word":"you","start":591.47003,"end":591.63,"confidence":0.8925781,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02765520289540291},{"word":"know","start":591.63,"end":592.11,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.02982824668288231},{"word":"see","start":592.11,"end":592.35,"confidence":0.8989258,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.07117344439029694},{"word":"a","start":592.35,"end":592.43,"confidence":0.80810547,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05883488804101944},{"word":"track","start":592.43,"end":592.67,"confidence":0.96875,"punctuated_word":"track","sentiment":"neutral","sentiment_score":0.048976149410009384},{"word":"for","start":592.67,"end":592.83,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.028305254876613617},{"word":"another","start":592.83,"end":593.15,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.028709501028060913},{"word":"twelve","start":593.15,"end":593.47003,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.02109445258975029},{"word":"months","start":593.47003,"end":593.87,"confidence":0.9941406,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.046932950615882874},{"word":"and","start":593.87,"end":594.11,"confidence":0.7006836,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01848781481385231},{"word":"then","start":594.11,"end":594.35,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.04904767870903015},{"word":"maybe","start":594.35,"end":594.67,"confidence":0.99609375,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.02881792187690735},{"word":"look","start":594.67,"end":594.83,"confidence":0.9589844,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.04609062522649765},{"word":"at","start":594.83,"end":594.99,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05843213200569153},{"word":"altering","start":594.99,"end":595.47003,"confidence":0.98291016,"punctuated_word":"altering","sentiment":"neutral","sentiment_score":0.09841644763946532},{"word":"the","start":595.47003,"end":595.63,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08331850171089172},{"word":"portfolio","start":595.63,"end":596.13,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.047190722078084946},{"word":"down","start":596.19,"end":596.43,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.0678100436925888},{"word":"the","start":596.43,"end":596.59,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08034282922744751},{"word":"track","start":596.59,"end":596.91,"confidence":0.99609375,"punctuated_word":"track","sentiment":"neutral","sentiment_score":0.08882932364940643},{"word":"there","start":596.91,"end":597.15,"confidence":0.99609375,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.0956415832042694},{"word":"for","start":597.15,"end":597.31,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10507546365261078},{"word":"you","start":597.31,"end":597.55,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08208009600639343},{"word":"because","start":597.55,"end":598.05,"confidence":0.8100586,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.08689898252487183},{"word":"you","start":598.285,"end":598.445,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06147700175642967},{"word":"know","start":598.445,"end":598.685,"confidence":0.99853516,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.06600452959537506},{"word":"don't","start":598.685,"end":599.085,"confidence":0.83203125,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.07255613803863525},{"word":"need","start":599.085,"end":599.325,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.08058291673660278},{"word":"to","start":599.325,"end":599.485,"confidence":0.9707031,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.048259105533361435},{"word":"cement","start":599.485,"end":599.965,"confidence":0.90478516,"punctuated_word":"cement","sentiment":"neutral","sentiment_score":-0.0034642554819583893},{"word":"gains","start":599.965,"end":600.365,"confidence":0.77685547,"punctuated_word":"gains","sentiment":"neutral","sentiment_score":0.03210974112153053},{"word":"if","start":600.365,"end":600.525,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.008472617715597153},{"word":"we","start":600.525,"end":600.685,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05661956965923309},{"word":"don't","start":600.685,"end":600.925,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.04941749572753906},{"word":"require","start":600.925,"end":601.325,"confidence":0.9980469,"punctuated_word":"require","sentiment":"neutral","sentiment_score":0.04169734939932823},{"word":"it","start":601.325,"end":601.565,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03340275585651398},{"word":"at","start":601.565,"end":601.645,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.008966445922851562},{"word":"the","start":601.645,"end":601.805,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.034720003604888916},{"word":"moment","start":601.805,"end":602.205,"confidence":0.9177246,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.03817592188715935},{"word":"so","start":602.205,"end":602.525,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0718192607164383},{"word":"it's","start":602.525,"end":602.765,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.07600264251232147},{"word":"good","start":602.765,"end":603.005,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.271905779838562},{"word":"to","start":603.005,"end":603.085,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.222317174077034},{"word":"sort","start":603.085,"end":603.325,"confidence":0.97314453,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.13711482286453247},{"word":"of","start":603.325,"end":603.405,"confidence":0.9013672,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10619965195655824},{"word":"see","start":603.405,"end":603.565,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.12819364666938782},{"word":"everything","start":603.565,"end":603.965,"confidence":0.99316406,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.13687917590141296},{"word":"tracking","start":603.965,"end":604.465,"confidence":0.9951172,"punctuated_word":"tracking.","sentiment":"neutral","sentiment_score":0.08088919520378113},{"word":"yeah","start":604.845,"end":605.325,"confidence":0.9667969,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08282339572906494},{"word":"perfect","start":605.325,"end":605.825,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.25913095474243164},{"word":"the","start":607.245,"end":607.405,"confidence":0.65234375,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.038698919117450714},{"word":"other","start":607.405,"end":607.565,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.0450170636177063},{"word":"thing","start":607.565,"end":607.805,"confidence":0.99902344,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.03370722755789757},{"word":"we","start":607.805,"end":607.965,"confidence":0.99609375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.019675422459840775},{"word":"do","start":607.965,"end":608.125,"confidence":0.9863281,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.02199457585811615},{"word":"like","start":608.125,"end":608.285,"confidence":0.94921875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.026846621185541153},{"word":"to","start":608.285,"end":608.445,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.023920001462101936},{"word":"sort","start":608.445,"end":608.605,"confidence":0.9941406,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.037265922874212265},{"word":"of","start":608.605,"end":608.765,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.040501393377780914},{"word":"go","start":608.765,"end":608.925,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.03460633009672165},{"word":"through","start":608.925,"end":609.165,"confidence":0.98828125,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.04946492984890938},{"word":"is","start":609.165,"end":609.245,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03143180161714554},{"word":"the","start":609.245,"end":609.485,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.022790420800447464},{"word":"insurance","start":609.485,"end":609.965,"confidence":0.99316406,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.03581269457936287},{"word":"side","start":609.965,"end":610.205,"confidence":0.99902344,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.03972865641117096},{"word":"of","start":610.205,"end":610.365,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.037629470229148865},{"word":"things","start":610.365,"end":610.765,"confidence":0.97998047,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.03496108576655388},{"word":"so","start":610.765,"end":611.085,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02391107752919197},{"word":"i","start":611.085,"end":611.165,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.021134302020072937},{"word":"can","start":611.165,"end":611.485,"confidence":0.9941406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.02048179879784584},{"word":"see","start":611.485,"end":611.725,"confidence":0.9482422,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.02278648316860199},{"word":"we","start":611.725,"end":611.885,"confidence":0.9614258,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.027725622057914737},{"word":"can","start":611.885,"end":612.125,"confidence":0.9716797,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03454163670539856},{"word":"cover","start":612.125,"end":612.525,"confidence":0.9970703,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.02020278573036194},{"word":"with","start":612.525,"end":612.765,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03138557821512222},{"word":"mlc","start":612.765,"end":613.265,"confidence":0.9880371,"punctuated_word":"MLC","sentiment":"neutral","sentiment_score":0.021232934668660164},{"word":"there","start":613.485,"end":613.985,"confidence":0.7470703,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.030314495787024495},{"word":"i","start":614.1,"end":614.18,"confidence":0.27026367,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05303698033094406},{"word":"send","start":614.18,"end":614.42,"confidence":0.84716797,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.035349633544683456},{"word":"it","start":614.42,"end":614.57996,"confidence":0.84814453,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0382816419005394},{"word":"now","start":614.57996,"end":614.77997,"confidence":0.9838867,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.038950249552726746},{"word":"that","start":614.77997,"end":614.98,"confidence":0.9482422,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04244396090507507},{"word":"i've","start":614.98,"end":615.13995,"confidence":0.66760254,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.03947070986032486},{"word":"changed","start":615.13995,"end":615.45996,"confidence":0.97509766,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.03326845541596413},{"word":"their","start":615.45996,"end":615.62,"confidence":0.96533203,"punctuated_word":"their","sentiment":"neutral","sentiment_score":0.020422738045454025},{"word":"name","start":615.62,"end":616.12,"confidence":0.99316406,"punctuated_word":"name.","sentiment":"neutral","sentiment_score":0.024056602269411087},{"word":"essentially","start":617.06,"end":617.54,"confidence":0.9169922,"punctuated_word":"Essentially,","sentiment":"neutral","sentiment_score":0.03721239045262337},{"word":"you've","start":617.54,"end":617.77997,"confidence":0.99902344,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.04840172827243805},{"word":"got","start":617.77997,"end":618.01996,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0457659587264061},{"word":"your","start":618.01996,"end":618.33997,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.044793665409088135},{"word":"life","start":618.33997,"end":618.57996,"confidence":0.9604492,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.04262487962841987},{"word":"cover","start":618.57996,"end":618.98,"confidence":0.9975586,"punctuated_word":"cover,","sentiment":"neutral","sentiment_score":0.04379940405488014},{"word":"your","start":618.98,"end":619.22,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06015825271606445},{"word":"tpd","start":619.22,"end":619.72,"confidence":0.9659831,"punctuated_word":"TPD,","sentiment":"neutral","sentiment_score":0.04932074993848801},{"word":"and","start":619.94,"end":620.1,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04056040197610855},{"word":"your","start":620.1,"end":620.33997,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04795628786087036},{"word":"income","start":620.33997,"end":620.74,"confidence":0.99609375,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.0475144162774086},{"word":"protection","start":620.74,"end":621.24,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.02327629178762436},{"word":"cover","start":621.3,"end":621.62,"confidence":0.9470215,"punctuated_word":"cover,","sentiment":"neutral","sentiment_score":0.0372394397854805},{"word":"which","start":621.62,"end":621.94,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.04362701624631882},{"word":"is","start":621.94,"end":622.1,"confidence":0.9941406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03735768422484398},{"word":"paid","start":622.1,"end":622.33997,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.045702628791332245},{"word":"out","start":622.33997,"end":622.57996,"confidence":0.99609375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.0553339421749115},{"word":"of","start":622.57996,"end":622.81995,"confidence":0.80371094,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05108809471130371},{"word":"super","start":622.81995,"end":623.13995,"confidence":0.8076172,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.06314531713724136},{"word":"there","start":623.13995,"end":623.63995,"confidence":0.9626465,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.040183477103710175},{"word":"to","start":624.42,"end":624.57996,"confidence":0.9902344,"punctuated_word":"To","sentiment":"neutral","sentiment_score":0.031302593648433685},{"word":"go","start":624.57996,"end":624.81995,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.03507080674171448},{"word":"through","start":624.81995,"end":624.98,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0365159697830677},{"word":"and","start":624.98,"end":625.22,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03935801610350609},{"word":"look","start":625.22,"end":625.38,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.033220864832401276},{"word":"at","start":625.38,"end":625.54,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03820442780852318},{"word":"the","start":625.54,"end":625.69995,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03306187689304352},{"word":"benefits","start":625.69995,"end":626.19995,"confidence":0.9091797,"punctuated_word":"benefits,","sentiment":"neutral","sentiment_score":0.031384434551000595},{"word":"the","start":626.25995,"end":626.42,"confidence":0.89501953,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03604786470532417},{"word":"life","start":626.42,"end":626.655,"confidence":1.0,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.035402584820985794},{"word":"cover","start":626.73505,"end":627.135,"confidence":0.60009766,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.028083965182304382},{"word":"benefit","start":627.135,"end":627.53503,"confidence":0.9941406,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.03811038285493851},{"word":"or","start":627.53503,"end":627.775,"confidence":0.75097656,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04436212033033371},{"word":"some","start":627.775,"end":627.93506,"confidence":0.92333984,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.03692164644598961},{"word":"insured","start":627.93506,"end":628.335,"confidence":0.9838867,"punctuated_word":"insured","sentiment":"neutral","sentiment_score":0.02852296456694603},{"word":"you","start":628.335,"end":628.49506,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03426477313041687},{"word":"have","start":628.49506,"end":628.73505,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03961678594350815},{"word":"at","start":628.73505,"end":628.895,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.030388273298740387},{"word":"the","start":628.895,"end":628.97504,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04764625057578087},{"word":"moment","start":628.97504,"end":629.47504,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.0488261878490448},{"word":"is","start":629.53503,"end":629.85504,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03201240301132202},{"word":"972,405","start":629.85504,"end":633.395,"confidence":0.9982422,"punctuated_word":"972,405","sentiment":"neutral","sentiment_score":0.03199824318289757},{"word":"in","start":633.93506,"end":634.09503,"confidence":0.5678711,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03398137539625168},{"word":"the","start":634.09503,"end":634.255,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05642806738615036},{"word":"event","start":634.255,"end":634.575,"confidence":1.0,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.0129835307598114},{"word":"of","start":634.575,"end":634.815,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.022525541484355927},{"word":"something","start":634.815,"end":635.215,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.016169019043445587},{"word":"happening","start":635.215,"end":635.61505,"confidence":0.9658203,"punctuated_word":"happening","sentiment":"neutral","sentiment_score":-0.004948850721120834},{"word":"if","start":635.61505,"end":635.695,"confidence":0.82666016,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04422840476036072},{"word":"you","start":635.695,"end":635.85504,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04435846954584122},{"word":"were","start":635.85504,"end":636.015,"confidence":0.5800781,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.04687434434890747},{"word":"to","start":636.015,"end":636.17505,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07665082812309265},{"word":"pass","start":636.17505,"end":636.335,"confidence":0.9194336,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.14862875640392303},{"word":"away","start":636.335,"end":636.73505,"confidence":0.9970703,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.0591292604804039},{"word":"prematurely","start":636.73505,"end":637.23505,"confidence":0.9975586,"punctuated_word":"prematurely.","sentiment":"neutral","sentiment_score":-0.042030416429042816},{"word":"your","start":637.53503,"end":637.85504,"confidence":0.9873047,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.0444893017411232},{"word":"life","start":637.85504,"end":638.09503,"confidence":0.9892578,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.03497543931007385},{"word":"benefit","start":638.09503,"end":638.575,"confidence":0.9770508,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.07306221127510071},{"word":"is","start":638.575,"end":638.815,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07017595320940018},{"word":"paid","start":638.815,"end":639.05505,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.035929612815380096},{"word":"out","start":639.05505,"end":639.375,"confidence":0.828125,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":0.09462732076644896},{"word":"and","start":639.375,"end":639.53503,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07717759907245636},{"word":"then","start":639.53503,"end":639.695,"confidence":0.9941406,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11235232651233672},{"word":"your","start":639.695,"end":639.93506,"confidence":0.890625,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08576318621635437},{"word":"super","start":639.93506,"end":640.255,"confidence":0.96240234,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.10795146226882936},{"word":"benefit","start":640.255,"end":640.655,"confidence":0.9970703,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.07879744470119476},{"word":"is","start":640.655,"end":640.815,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07561328262090683},{"word":"paid","start":640.815,"end":640.97504,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.03203098475933075},{"word":"on","start":640.97504,"end":641.25,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.10676872730255128},{"word":"top","start":641.25,"end":641.41,"confidence":0.9980469,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.11368115246295928},{"word":"of","start":641.41,"end":641.49,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1350279003381729},{"word":"that","start":641.49,"end":641.65,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11148977279663086},{"word":"to","start":641.65,"end":641.73,"confidence":0.8203125,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08131784200668335},{"word":"your","start":641.73,"end":642.21,"confidence":0.9902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05750998109579086},{"word":"beneficiaries","start":642.21,"end":642.71,"confidence":0.9892578,"punctuated_word":"beneficiaries","sentiment":"neutral","sentiment_score":0.0687173455953598},{"word":"there","start":642.85,"end":643.35,"confidence":0.99560547,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.05421073734760285},{"word":"are","start":643.89,"end":644.05,"confidence":0.99316406,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.06476788967847824},{"word":"you","start":644.05,"end":644.29,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0689752846956253},{"word":"fairly","start":644.29,"end":644.77,"confidence":0.9873047,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":0.08031930029392242},{"word":"comfortable","start":644.77,"end":645.25,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.06159026920795441},{"word":"with","start":645.25,"end":645.49,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.15261153876781464},{"word":"that","start":645.49,"end":645.81,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.22306442260742188},{"word":"total","start":645.81,"end":646.29,"confidence":0.9819336,"punctuated_word":"total","sentiment":"neutral","sentiment_score":0.17220379412174225},{"word":"as","start":646.29,"end":646.53,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11529183387756348},{"word":"a","start":646.53,"end":646.77,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18841245770454407},{"word":"benefit","start":646.77,"end":647.25,"confidence":0.9160156,"punctuated_word":"benefit,","sentiment":"neutral","sentiment_score":0.1809540092945099},{"word":"or","start":647.25,"end":647.49,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.07191331684589386},{"word":"did","start":647.49,"end":647.65,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.024263665080070496},{"word":"you","start":647.65,"end":647.81,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04928313195705414},{"word":"wanna","start":647.81,"end":648.13,"confidence":0.9819336,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.08204291760921478},{"word":"kind","start":648.13,"end":648.29,"confidence":0.5078125,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.03600269556045532},{"word":"of","start":648.29,"end":648.45,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.044770292937755585},{"word":"reevaluate","start":648.45,"end":648.95,"confidence":0.99609375,"punctuated_word":"reevaluate","sentiment":"neutral","sentiment_score":0.013605119660496712},{"word":"that","start":649.25,"end":649.49,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.027572371065616608},{"word":"at","start":649.49,"end":649.57,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.016149818897247314},{"word":"the","start":649.57,"end":649.65,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04499232769012451},{"word":"moment","start":649.65,"end":650.15,"confidence":0.9995117,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.08232413232326508},{"word":"yeah","start":653.49,"end":653.99,"confidence":0.8405762,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.083187997341156},{"word":"yeah","start":657.435,"end":657.935,"confidence":0.75268555,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08861227333545685},{"word":"that's","start":658.955,"end":659.275,"confidence":0.8354492,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.0016026943922042849},{"word":"okay","start":659.275,"end":659.775,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.0290545541793108},{"word":"yeah","start":664.395,"end":664.875,"confidence":0.9838867,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1089991331100464},{"word":"absolutely","start":664.875,"end":665.375,"confidence":0.9995117,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.18823452293872833},{"word":"so","start":665.915,"end":666.155,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12507694959640503},{"word":"if","start":666.155,"end":666.315,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.11780522763729095},{"word":"i","start":666.315,"end":666.395,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1292877495288849},{"word":"have","start":666.395,"end":666.555,"confidence":0.99316406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13450315594673157},{"word":"a","start":666.555,"end":666.635,"confidence":0.92822266,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1176982969045639},{"word":"look","start":666.635,"end":666.795,"confidence":0.9970703,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07299532741308212},{"word":"at","start":666.795,"end":666.875,"confidence":0.9863281,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11033231019973756},{"word":"the","start":666.875,"end":667.03503,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0932864546775818},{"word":"benefit","start":667.03503,"end":667.515,"confidence":0.99121094,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.08798681199550629},{"word":"amount","start":667.515,"end":668.015,"confidence":0.38842773,"punctuated_word":"amount,","sentiment":"neutral","sentiment_score":0.10866416990756989},{"word":"so","start":668.075,"end":668.395,"confidence":0.97509766,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.14714325964450836},{"word":"the","start":668.395,"end":668.555,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13993416726589203},{"word":"way","start":668.555,"end":668.795,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.1695404201745987},{"word":"it","start":668.795,"end":668.955,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11919911950826644},{"word":"works","start":668.955,"end":669.195,"confidence":0.9550781,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.11837024986743928},{"word":"is","start":669.195,"end":669.355,"confidence":0.94970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12719601392745972},{"word":"if","start":669.355,"end":669.435,"confidence":0.9902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.09750234335660934},{"word":"you","start":669.435,"end":669.59503,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03509301692247391},{"word":"were","start":669.59503,"end":669.755,"confidence":0.82958984,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.024268433451652527},{"word":"to","start":669.755,"end":669.915,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.009643562138080595},{"word":"pass","start":669.915,"end":670.155,"confidence":0.96875,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":-0.03963914513587952},{"word":"away","start":670.155,"end":670.47504,"confidence":0.99316406,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.001550622284412384},{"word":"prematurely","start":670.47504,"end":670.97504,"confidence":0.99560547,"punctuated_word":"prematurely,","sentiment":"neutral","sentiment_score":0.06236838549375534},{"word":"your","start":671.275,"end":671.515,"confidence":0.96435547,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11185123026371002},{"word":"super","start":671.515,"end":671.755,"confidence":0.9301758,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.13045695424079895},{"word":"benefit","start":671.755,"end":672.235,"confidence":0.9941406,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.11270394921302795},{"word":"is","start":672.235,"end":672.395,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09483110904693604},{"word":"paid","start":672.395,"end":672.715,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.07442837953567505},{"word":"out","start":672.715,"end":672.875,"confidence":0.90283203,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.11574374884366988},{"word":"there","start":672.875,"end":673.17,"confidence":0.97265625,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.08669425547122955},{"word":"so","start":674.69,"end":675.01,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06956810504198074},{"word":"you've","start":675.01,"end":675.25,"confidence":0.8679199,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.06202347204089165},{"word":"currently","start":675.25,"end":675.64996,"confidence":0.9350586,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":0.05438319593667984},{"word":"got","start":675.64996,"end":675.81,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.055608659982681274},{"word":"your","start":675.81,"end":676.05,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04946163296699524},{"word":"balance","start":676.05,"end":676.45,"confidence":1.0,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.041918303817510605},{"word":"of","start":676.45,"end":676.69,"confidence":0.83740234,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0427103266119957},{"word":"what","start":676.85,"end":677.01,"confidence":0.9902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0447506345808506},{"word":"are","start":677.01,"end":677.08997,"confidence":0.87060547,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04801182076334953},{"word":"we","start":677.08997,"end":677.32996,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.05408240109682083},{"word":"at","start":677.32996,"end":677.49,"confidence":0.9831543,"punctuated_word":"at?","sentiment":"neutral","sentiment_score":0.033305004239082336},{"word":"3","start":677.49,"end":677.81,"confidence":1.0,"punctuated_word":"3","sentiment":"neutral","sentiment_score":-0.004356689751148224},{"word":"what","start":678.52997,"end":678.76996,"confidence":0.99316406,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.006396202370524406},{"word":"did","start":678.76996,"end":678.93,"confidence":0.7475586,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.014199566096067429},{"word":"i","start":678.93,"end":679.01,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0012081973254680634},{"word":"say","start":679.01,"end":679.25,"confidence":0.9970703,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.0030472278594970703},{"word":"before","start":679.25,"end":679.64996,"confidence":0.9904785,"punctuated_word":"before?","sentiment":"neutral","sentiment_score":-0.005461295135319233},{"word":"sorry","start":679.64996,"end":680.14996,"confidence":0.9970703,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.012189462780952454},{"word":"$303,125,004","start":680.29,"end":686.69,"confidence":0.9345907,"punctuated_word":"$303,125,004","sentiment":"neutral","sentiment_score":0.02188894711434841},{"word":"$7.09","start":686.69,"end":687.315,"confidence":0.9975586,"punctuated_word":"$7.09","sentiment":"neutral","sentiment_score":0.02658545970916748},{"word":"and","start":687.395,"end":687.635,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01633172482252121},{"word":"6¢","start":687.635,"end":688.295,"confidence":0.87316895,"punctuated_word":"6¢,"},{"word":"and","start":688.355,"end":688.515,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0369807593524456},{"word":"then","start":688.515,"end":688.755,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.02245432138442993},{"word":"you","start":688.755,"end":688.995,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10497836768627168},{"word":"also","start":688.995,"end":689.315,"confidence":0.9873047,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.09548571705818176},{"word":"get","start":689.315,"end":689.635,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.10294139385223389},{"word":"your","start":689.635,"end":690.135,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10142359137535097},{"word":"your","start":690.915,"end":691.395,"confidence":0.94189453,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10173216462135316},{"word":"life","start":691.395,"end":691.635,"confidence":0.97509766,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.1122904121875763},{"word":"cover","start":691.635,"end":691.955,"confidence":0.9902344,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.10004445165395735},{"word":"paid","start":691.955,"end":692.195,"confidence":0.9921875,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.1012456938624382},{"word":"out","start":692.195,"end":692.435,"confidence":0.9941406,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.11551643908023834},{"word":"on","start":692.435,"end":692.59503,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09907428920269012},{"word":"top","start":692.59503,"end":692.755,"confidence":1.0,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.11780624091625214},{"word":"of","start":692.755,"end":692.835,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11122727394104004},{"word":"that","start":692.835,"end":693.075,"confidence":0.7871094,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.09029775112867355},{"word":"and","start":693.075,"end":693.235,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10283923894166946},{"word":"that","start":693.235,"end":693.395,"confidence":0.9604492,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0965823531150818},{"word":"goes","start":693.395,"end":693.635,"confidence":0.8881836,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.09910499304533003},{"word":"to","start":693.635,"end":693.795,"confidence":0.93408203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08708225935697556},{"word":"your","start":693.795,"end":694.035,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1045159250497818},{"word":"beneficiaries","start":694.035,"end":694.535,"confidence":0.9885254,"punctuated_word":"beneficiaries.","sentiment":"neutral","sentiment_score":0.08680486679077148},{"word":"so","start":694.675,"end":694.835,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08431456238031387},{"word":"with","start":694.835,"end":694.995,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0904870182275772},{"word":"your","start":694.995,"end":695.235,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11698150634765624},{"word":"super","start":695.235,"end":695.555,"confidence":0.875,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.09143079817295074},{"word":"beneficiaries","start":695.555,"end":696.055,"confidence":0.98828125,"punctuated_word":"beneficiaries","sentiment":"neutral","sentiment_score":0.09129328280687332},{"word":"at","start":696.275,"end":696.435,"confidence":0.8613281,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09888629615306854},{"word":"the","start":696.435,"end":696.59503,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09752711653709412},{"word":"moment","start":696.59503,"end":696.995,"confidence":0.99560547,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.0908476710319519},{"word":"you","start":696.995,"end":697.155,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06697540730237961},{"word":"have","start":697.155,"end":697.475,"confidence":0.9370117,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07527376711368561},{"word":"25%","start":697.475,"end":698.435,"confidence":0.9983724,"punctuated_word":"25%","sentiment":"neutral","sentiment_score":0.06434618681669235},{"word":"to","start":698.435,"end":698.675,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06304405629634857},{"word":"archer","start":698.675,"end":699.175,"confidence":0.8779297,"punctuated_word":"Archer,","sentiment":"neutral","sentiment_score":0.05954431742429733},{"word":"25%","start":699.57,"end":700.45,"confidence":1.0,"punctuated_word":"25%","sentiment":"neutral","sentiment_score":0.059570327401161194},{"word":"to","start":700.45,"end":700.69,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06503883004188538},{"word":"evie","start":700.69,"end":701.19,"confidence":0.90559894,"punctuated_word":"Evie,","sentiment":"neutral","sentiment_score":0.06231735274195671},{"word":"25%","start":701.33,"end":702.29004,"confidence":1.0,"punctuated_word":"25%","sentiment":"neutral","sentiment_score":0.06318558752536774},{"word":"to","start":702.29004,"end":702.45,"confidence":0.9819336,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05594596266746521},{"word":"inez","start":702.45,"end":702.93,"confidence":0.8964844,"punctuated_word":"Inez,","sentiment":"neutral","sentiment_score":0.05809348449110985},{"word":"and","start":702.93,"end":703.17004,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0670715719461441},{"word":"25%","start":703.17004,"end":704.21,"confidence":1.0,"punctuated_word":"25%","sentiment":"neutral","sentiment_score":0.05157847702503204},{"word":"to","start":704.21,"end":704.61005,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.046447381377220154},{"word":"kynan","start":704.61005,"end":705.11005,"confidence":0.78356934,"punctuated_word":"Kynan.","sentiment":"neutral","sentiment_score":0.03921747952699661},{"word":"i'm","start":705.17004,"end":705.33,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.03801675885915756},{"word":"so","start":705.33,"end":705.57,"confidence":0.9902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.07004575431346893},{"word":"sorry","start":705.57,"end":705.81,"confidence":0.99902344,"punctuated_word":"sorry","sentiment":"neutral","sentiment_score":-0.0678645521402359},{"word":"if","start":705.81,"end":706.05,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.11158490926027298},{"word":"i","start":706.05,"end":706.13,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10398957878351212},{"word":"said","start":706.13,"end":706.29004,"confidence":0.9921875,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.104933463037014},{"word":"his","start":706.29004,"end":706.53,"confidence":0.99316406,"punctuated_word":"his","sentiment":"neutral","sentiment_score":-0.07847622781991959},{"word":"name","start":706.53,"end":706.77,"confidence":1.0,"punctuated_word":"name","sentiment":"neutral","sentiment_score":-0.0952092707157135},{"word":"wrong","start":706.77,"end":707.27,"confidence":1.0,"punctuated_word":"wrong.","sentiment":"neutral","sentiment_score":0.17960461974143982},{"word":"perfect","start":708.45,"end":708.95,"confidence":0.99560547,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.3083452582359314},{"word":"perfect","start":709.41003,"end":709.91003,"confidence":0.98291016,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.27844059467315674},{"word":"so","start":710.45,"end":710.61005,"confidence":0.8935547,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2533195912837982},{"word":"they're","start":710.61005,"end":710.93,"confidence":0.9506836,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.2215757966041565},{"word":"all","start":710.93,"end":711.17004,"confidence":0.9580078,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.22897614538669583},{"word":"receiving","start":711.17004,"end":711.57,"confidence":0.99902344,"punctuated_word":"receiving","sentiment":"neutral","sentiment_score":0.18963702023029327},{"word":"a","start":711.57,"end":711.73004,"confidence":0.98535156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2070326805114746},{"word":"25%","start":711.73004,"end":712.61005,"confidence":0.9996745,"punctuated_word":"25%","sentiment":"neutral","sentiment_score":0.1942758560180664},{"word":"split","start":712.61005,"end":712.93,"confidence":0.9604492,"punctuated_word":"split","sentiment":"neutral","sentiment_score":0.2411846220493317},{"word":"of","start":712.93,"end":713.01,"confidence":0.9921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.21678347885608673},{"word":"your","start":713.01,"end":713.25,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21509888768196103},{"word":"super","start":713.25,"end":713.65,"confidence":0.89453125,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1739923655986786},{"word":"benefit","start":713.65,"end":714.15,"confidence":0.9633789,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.1806412935256958},{"word":"debt","start":714.21,"end":714.71,"confidence":0.8288574,"punctuated_word":"debt.","sentiment":"neutral","sentiment_score":0.18325085937976837},{"word":"i'm","start":714.85004,"end":715.305,"confidence":0.91064453,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.18437907099723816},{"word":"assuming","start":715.385,"end":715.545,"confidence":0.9902344,"punctuated_word":"assuming","sentiment":"neutral","sentiment_score":0.1802901327610016},{"word":"i","start":715.705,"end":715.785,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1495461463928223},{"word":"will","start":715.785,"end":716.02496,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.15461957454681396},{"word":"double","start":716.02496,"end":716.265,"confidence":1.0,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.17583483457565308},{"word":"check","start":716.265,"end":716.505,"confidence":0.9892578,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.17720714211463928},{"word":"this","start":716.505,"end":716.665,"confidence":0.9941406,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.12899380922317505},{"word":"later","start":716.665,"end":717.065,"confidence":0.96606445,"punctuated_word":"later,","sentiment":"neutral","sentiment_score":0.15531402826309204},{"word":"but","start":717.065,"end":717.305,"confidence":0.9941406,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.1517864465713501},{"word":"your","start":717.305,"end":717.705,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1497277170419693},{"word":"life","start":717.705,"end":718.02496,"confidence":0.9873047,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.16089947521686554},{"word":"benefit","start":718.02496,"end":718.52496,"confidence":0.9645996,"punctuated_word":"benefit,","sentiment":"neutral","sentiment_score":0.16092482209205627},{"word":"i","start":718.665,"end":718.745,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14795082807540894},{"word":"believe","start":718.745,"end":719.145,"confidence":0.99194336,"punctuated_word":"believe,","sentiment":"neutral","sentiment_score":0.1630014330148697},{"word":"is","start":719.145,"end":719.305,"confidence":0.90283203,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.17983530461788175},{"word":"being","start":719.305,"end":719.545,"confidence":0.9980469,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.14280232787132263},{"word":"paid","start":719.545,"end":719.785,"confidence":1.0,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.1781577616930008},{"word":"out","start":719.785,"end":720.02496,"confidence":0.96533203,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.17761066555976868},{"word":"the","start":720.02496,"end":720.185,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19169095158576965},{"word":"exact","start":720.185,"end":720.585,"confidence":1.0,"punctuated_word":"exact","sentiment":"neutral","sentiment_score":0.17168787121772766},{"word":"same","start":720.585,"end":720.825,"confidence":0.99902344,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.20265626907348633},{"word":"way","start":720.825,"end":721.065,"confidence":0.9941406,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.17750848829746246},{"word":"to","start":721.065,"end":721.145,"confidence":0.9550781,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1626351773738861},{"word":"those","start":721.145,"end":721.46497,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.13155005872249603},{"word":"beneficiaries","start":721.46497,"end":721.96497,"confidence":0.99609375,"punctuated_word":"beneficiaries","sentiment":"neutral","sentiment_score":0.12301219254732132},{"word":"there","start":722.185,"end":722.685,"confidence":0.98876953,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.14123892784118652},{"word":"so","start":722.825,"end":722.985,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.15776842832565308},{"word":"it","start":722.985,"end":723.065,"confidence":0.6850586,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13537666201591492},{"word":"basically","start":723.065,"end":723.545,"confidence":0.96777344,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.1270349621772766},{"word":"means","start":723.545,"end":723.785,"confidence":0.9980469,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.13623908162117004},{"word":"that","start":723.785,"end":723.945,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07605661451816559},{"word":"in","start":723.945,"end":724.105,"confidence":0.99121094,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09409221261739732},{"word":"the","start":724.105,"end":724.265,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04223659634590149},{"word":"event","start":724.265,"end":724.505,"confidence":0.9980469,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.04718859493732453},{"word":"that","start":724.505,"end":724.665,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.037158869206905365},{"word":"you","start":724.665,"end":724.825,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02693261206150055},{"word":"were","start":724.825,"end":724.985,"confidence":0.87158203,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.010691627860069277},{"word":"unable","start":724.985,"end":725.385,"confidence":1.0,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.017868824303150177},{"word":"to","start":725.385,"end":725.545,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03295087814331055},{"word":"pass","start":725.545,"end":725.785,"confidence":0.99902344,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":0.021344877779483795},{"word":"away","start":725.785,"end":726.02496,"confidence":0.99902344,"punctuated_word":"away","sentiment":"neutral","sentiment_score":0.04430477321147919},{"word":"between","start":726.02496,"end":726.425,"confidence":0.9951172,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.05580662190914154},{"word":"all","start":726.425,"end":726.585,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.060309089720249176},{"word":"of","start":726.585,"end":726.665,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07925771176815033},{"word":"your","start":726.665,"end":726.985,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09253036975860596},{"word":"beneficiaries","start":726.985,"end":727.485,"confidence":0.9946289,"punctuated_word":"beneficiaries,","sentiment":"neutral","sentiment_score":0.12653805315494537},{"word":"they're","start":727.705,"end":727.945,"confidence":0.9951172,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.1248786449432373},{"word":"getting","start":727.945,"end":728.445,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.14023400843143463},{"word":"essentially","start":729.08,"end":729.58,"confidence":0.9980469,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.1424587368965149},{"word":"about","start":729.88,"end":730.38,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.13772991299629211},{"word":"1.2","start":730.44,"end":731.32,"confidence":0.9996745,"punctuated_word":"1.2","sentiment":"neutral","sentiment_score":0.14315155148506165},{"word":"mil","start":731.32,"end":731.80005,"confidence":0.83251953,"punctuated_word":"mil","sentiment":"neutral","sentiment_score":0.12040363997220992},{"word":"paid","start":731.80005,"end":732.12,"confidence":0.9970703,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.12762391567230225},{"word":"out","start":732.12,"end":732.36005,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.13113188743591309},{"word":"to","start":732.36005,"end":732.52,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11941127479076384},{"word":"them","start":732.52,"end":732.92004,"confidence":1.0,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.13614653050899506},{"word":"or","start":732.92004,"end":733.24,"confidence":0.3815918,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.11651316285133362},{"word":"a","start":733.24,"end":733.32,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11211647093296052},{"word":"bit","start":733.32,"end":733.48004,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.12343715131282806},{"word":"over","start":733.48004,"end":733.80005,"confidence":0.9941406,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.1023264154791832},{"word":"1.2","start":733.80005,"end":734.52,"confidence":0.9983724,"punctuated_word":"1.2","sentiment":"neutral","sentiment_score":0.11154039949178696},{"word":"mil","start":734.52,"end":734.84,"confidence":0.9951172,"punctuated_word":"mil","sentiment":"neutral","sentiment_score":0.11344850063323976},{"word":"paid","start":734.84,"end":735.08,"confidence":0.9970703,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.08933334797620773},{"word":"out","start":735.08,"end":735.4,"confidence":0.9980469,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.1042127162218094},{"word":"does","start":735.4,"end":735.64,"confidence":1.0,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.22498489916324615},{"word":"that","start":735.64,"end":735.80005,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16605566442012787},{"word":"feel","start":735.80005,"end":736.04004,"confidence":0.9970703,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.152186781167984},{"word":"like","start":736.04004,"end":736.2,"confidence":0.984375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.14164187014102936},{"word":"a","start":736.2,"end":736.36005,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1417887657880783},{"word":"fairly","start":736.36005,"end":736.76,"confidence":0.99902344,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":0.1854250133037567},{"word":"comfortable","start":736.76,"end":737.24,"confidence":0.99902344,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.14345663785934448},{"word":"amount","start":737.24,"end":737.74,"confidence":0.99609375,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.19413304328918457},{"word":"for","start":737.80005,"end":737.96,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.16895577311515808},{"word":"you","start":737.96,"end":738.36005,"confidence":0.9970703,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.08712257444858551},{"word":"are","start":738.36005,"end":738.52,"confidence":0.99316406,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.08272646367549896},{"word":"you","start":738.52,"end":738.76,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13037024438381195},{"word":"yep","start":740.68,"end":741.18,"confidence":0.9182129,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16868393123149872},{"word":"perfect","start":742.255,"end":742.755,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.525377631187439},{"word":"perfect","start":743.055,"end":743.555,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.15782591700553894},{"word":"life","start":744.415,"end":744.815,"confidence":0.66064453,"punctuated_word":"Life","sentiment":"neutral","sentiment_score":-0.0034416764974594116},{"word":"cover","start":744.815,"end":745.21497,"confidence":0.94384766,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.0899968147277832},{"word":"is","start":745.21497,"end":745.45496,"confidence":0.99121094,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04304860532283783},{"word":"basically","start":745.45496,"end":745.935,"confidence":0.6904297,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.04291912168264389},{"word":"that","start":745.935,"end":746.175,"confidence":0.4729004,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.035133376717567444},{"word":"it","start":746.175,"end":746.495,"confidence":0.5102539,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.04210352897644043},{"word":"is","start":746.495,"end":746.735,"confidence":0.45751953,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.030926015228033062},{"word":"the","start":746.815,"end":746.975,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.032773204147815704},{"word":"benefits","start":746.975,"end":747.45496,"confidence":0.9970703,"punctuated_word":"benefits","sentiment":"neutral","sentiment_score":0.02763061970472336},{"word":"are","start":747.45496,"end":747.615,"confidence":0.99121094,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.042729828506708145},{"word":"paid","start":747.615,"end":747.855,"confidence":0.9980469,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.049266379326581955},{"word":"out","start":747.855,"end":748.01495,"confidence":0.92089844,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.0445827953517437},{"word":"in","start":748.01495,"end":748.095,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.04368496686220169},{"word":"the","start":748.095,"end":748.255,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0452689565718174},{"word":"event","start":748.255,"end":748.57495,"confidence":0.72509766,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.02959834411740303},{"word":"of","start":748.57495,"end":748.735,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.004651695489883423},{"word":"passing","start":748.735,"end":749.21497,"confidence":0.9941406,"punctuated_word":"passing","sentiment":"neutral","sentiment_score":0.0011394433677196505},{"word":"prematurely","start":749.21497,"end":749.71497,"confidence":0.99609375,"punctuated_word":"prematurely.","sentiment":"neutral","sentiment_score":0.01622091606259346},{"word":"cbd","start":750.495,"end":750.995,"confidence":0.4428711,"punctuated_word":"CBD","sentiment":"neutral","sentiment_score":-0.009173408150672913},{"word":"is","start":751.135,"end":751.21497,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.032655272632837296},{"word":"a","start":751.21497,"end":751.375,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02958950400352478},{"word":"little","start":751.375,"end":751.535,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.0364324189722538},{"word":"bit","start":751.535,"end":751.77496,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03494121506810188},{"word":"different","start":751.77496,"end":752.095,"confidence":0.6817627,"punctuated_word":"different.","sentiment":"neutral","sentiment_score":-0.041450828313827515},{"word":"the","start":752.095,"end":752.255,"confidence":0.6635742,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.02416888251900673},{"word":"total","start":752.255,"end":752.57495,"confidence":0.9902344,"punctuated_word":"total","sentiment":"neutral","sentiment_score":-0.04912704601883888},{"word":"permanent","start":752.57495,"end":753.07495,"confidence":0.98291016,"punctuated_word":"permanent","sentiment":"neutral","sentiment_score":-0.052556850016117096},{"word":"incapacity","start":753.135,"end":753.635,"confidence":0.9885254,"punctuated_word":"incapacity","sentiment":"neutral","sentiment_score":-0.07616861164569855},{"word":"or","start":753.77496,"end":753.935,"confidence":0.9428711,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.06924407184123993},{"word":"total","start":753.935,"end":754.175,"confidence":0.9921875,"punctuated_word":"total","sentiment":"neutral","sentiment_score":-0.05888503417372704},{"word":"permanent","start":754.175,"end":754.57495,"confidence":0.84814453,"punctuated_word":"permanent","sentiment":"neutral","sentiment_score":-0.04322343319654465},{"word":"disability","start":754.57495,"end":755.07495,"confidence":1.0,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":-0.05283376574516296},{"word":"pays","start":755.135,"end":755.45496,"confidence":0.99316406,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":-0.04856400936841965},{"word":"out","start":755.45496,"end":755.615,"confidence":0.7060547,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.00911390781402588},{"word":"the","start":755.615,"end":755.77496,"confidence":0.8803711,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01585121639072895},{"word":"lump","start":755.77496,"end":756.01495,"confidence":0.9980469,"punctuated_word":"lump","sentiment":"neutral","sentiment_score":-0.003901887685060501},{"word":"sum","start":756.01495,"end":756.255,"confidence":0.9902344,"punctuated_word":"sum","sentiment":"neutral","sentiment_score":-0.007446859031915665},{"word":"benefit","start":756.255,"end":756.72,"confidence":0.9633789,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":-0.013430431485176086},{"word":"or","start":756.95996,"end":757.19995,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.014140818268060684},{"word":"a","start":757.19995,"end":757.68,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.012248685583472252},{"word":"disability","start":757.68,"end":758.18,"confidence":1.0,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":-0.04172823578119278},{"word":"pension","start":758.24,"end":758.74,"confidence":0.9951172,"punctuated_word":"pension","sentiment":"neutral","sentiment_score":-0.0615740567445755},{"word":"in","start":759.04,"end":759.27997,"confidence":0.9707031,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.025432951748371124},{"word":"the","start":759.27997,"end":759.36,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.015107423067092896},{"word":"event","start":759.36,"end":759.6,"confidence":0.9921875,"punctuated_word":"event","sentiment":"neutral","sentiment_score":-0.036240480840206146},{"word":"that","start":759.6,"end":759.75995,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.028276681900024418},{"word":"you're","start":759.75995,"end":760.07996,"confidence":0.95043945,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.04249347001314163},{"word":"disabled","start":760.07996,"end":760.56,"confidence":1.0,"punctuated_word":"disabled","sentiment":"neutral","sentiment_score":-0.10250228643417358},{"word":"and","start":760.56,"end":760.72,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0750521868467331},{"word":"unable","start":760.72,"end":761.12,"confidence":1.0,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.09676660597324371},{"word":"to","start":761.12,"end":761.27997,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08219490945339203},{"word":"ever","start":761.27997,"end":761.51996,"confidence":1.0,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.0939251035451889},{"word":"go","start":761.51996,"end":761.75995,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.13300496339797974},{"word":"back","start":761.75995,"end":761.92,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.11064357310533524},{"word":"to","start":761.92,"end":762.07996,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10609138011932372},{"word":"work","start":762.07996,"end":762.39996,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.11083749681711196},{"word":"again","start":762.39996,"end":762.89996,"confidence":0.9909668,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.063540518283844},{"word":"disability","start":763.83997,"end":764.33997,"confidence":0.78149414,"punctuated_word":"Disability,","sentiment":"neutral","sentiment_score":-0.04865708202123642},{"word":"i","start":764.72,"end":764.87994,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.011503651738166807},{"word":"do","start":764.87994,"end":765.04,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06272711604833603},{"word":"like","start":765.04,"end":765.19995,"confidence":0.81347656,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.06816471368074417},{"word":"to","start":765.19995,"end":765.27997,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06809541583061218},{"word":"make","start":765.27997,"end":765.43994,"confidence":0.9970703,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.04742945730686188},{"word":"sure","start":765.43994,"end":765.68,"confidence":0.9951172,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.08847981691360474},{"word":"everyone","start":765.68,"end":766.0,"confidence":0.9941406,"punctuated_word":"everyone","sentiment":"neutral","sentiment_score":0.14443077147006989},{"word":"is","start":766.0,"end":766.24,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11890055239200592},{"word":"aware","start":766.24,"end":766.63995,"confidence":1.0,"punctuated_word":"aware","sentiment":"neutral","sentiment_score":0.08475296199321747},{"word":"because","start":766.63995,"end":766.95996,"confidence":0.8803711,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.08213488757610321},{"word":"it's","start":766.95996,"end":767.12,"confidence":0.99902344,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.04076667129993439},{"word":"not","start":767.12,"end":767.36,"confidence":0.9970703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.013125166296958923},{"word":"something","start":767.36,"end":767.75995,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.03113633394241333},{"word":"that","start":767.75995,"end":768.07996,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.008738033473491669},{"word":"is","start":768.07996,"end":768.39996,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.00940152257680893},{"word":"well","start":768.39996,"end":768.63995,"confidence":0.99316406,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.006022058427333832},{"word":"known","start":768.63995,"end":769.04,"confidence":0.8210449,"punctuated_word":"known.","sentiment":"neutral","sentiment_score":-0.025072194635868073},{"word":"but","start":769.04,"end":769.27997,"confidence":0.99316406,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.07980650663375854},{"word":"if","start":769.27997,"end":769.51996,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.11405452340841292},{"word":"you","start":769.51996,"end":769.75995,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08881878852844238},{"word":"claim","start":769.75995,"end":770.24,"confidence":0.92333984,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.08031541109085083},{"word":"tpd","start":770.24,"end":770.74,"confidence":0.70703125,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":0.044766854494810104},{"word":"and","start":770.8,"end":771.04,"confidence":0.94140625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04709099233150482},{"word":"you're","start":771.04,"end":771.27997,"confidence":0.99316406,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.03467815741896629},{"word":"under","start":771.27997,"end":771.6,"confidence":0.9741211,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.055722676217556},{"word":"the","start":771.6,"end":771.68,"confidence":0.9370117,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.045917004346847534},{"word":"age","start":771.68,"end":771.92,"confidence":0.9580078,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.01243581622838974},{"word":"of","start":771.92,"end":772.365,"confidence":0.8828125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03209449350833893},{"word":"60","start":773.325,"end":773.565,"confidence":0.95751953,"punctuated_word":"60,","sentiment":"neutral","sentiment_score":0.04951145872473717},{"word":"you","start":773.565,"end":773.805,"confidence":0.9277344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06283122301101685},{"word":"actually","start":773.805,"end":774.305,"confidence":0.62841797,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.092265322804451},{"word":"do","start":774.685,"end":775.005,"confidence":0.9667969,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07355121523141861},{"word":"pay","start":775.005,"end":775.245,"confidence":0.9951172,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.00385390967130661},{"word":"tax","start":775.245,"end":775.485,"confidence":0.99316406,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.07259717583656311},{"word":"from","start":775.485,"end":775.645,"confidence":0.55322266,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.02386602014303207},{"word":"the","start":775.645,"end":775.805,"confidence":0.9760742,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.027922146022319794},{"word":"lump","start":775.805,"end":776.125,"confidence":0.99902344,"punctuated_word":"lump","sentiment":"neutral","sentiment_score":0.06876499950885773},{"word":"sum","start":776.125,"end":776.365,"confidence":0.9951172,"punctuated_word":"sum","sentiment":"neutral","sentiment_score":0.04387874901294708},{"word":"payout","start":776.365,"end":776.865,"confidence":0.9663086,"punctuated_word":"payout.","sentiment":"neutral","sentiment_score":0.035911500453948975},{"word":"so","start":777.005,"end":777.485,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0723760649561882},{"word":"as","start":777.485,"end":777.805,"confidence":0.9741211,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08247742056846619},{"word":"advisers","start":777.805,"end":778.305,"confidence":0.8461914,"punctuated_word":"advisers","sentiment":"neutral","sentiment_score":0.06156095862388611},{"word":"yes","start":779.805,"end":780.305,"confidence":0.95532227,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.09701025485992432},{"word":"they","start":780.765,"end":781.005,"confidence":0.9970703,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.07047516107559204},{"word":"say","start":781.005,"end":781.245,"confidence":0.62646484,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.08574565500020981},{"word":"it's","start":781.245,"end":781.485,"confidence":0.99560547,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.04857582971453667},{"word":"coming","start":781.485,"end":781.805,"confidence":0.9873047,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.02445794641971588},{"word":"everywhere","start":781.805,"end":782.305,"confidence":0.9328613,"punctuated_word":"everywhere,","sentiment":"neutral","sentiment_score":0.03135114908218384},{"word":"don't","start":782.365,"end":782.605,"confidence":0.9975586,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.03450314700603485},{"word":"they","start":782.605,"end":783.105,"confidence":0.9916992,"punctuated_word":"they?","sentiment":"neutral","sentiment_score":0.03523602336645126},{"word":"so","start":785.45996,"end":785.7,"confidence":0.97265625,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0802171528339386},{"word":"with","start":785.7,"end":786.02,"confidence":0.82714844,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08454035222530365},{"word":"as","start":786.1,"end":786.42,"confidence":0.9873047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07579556852579117},{"word":"advisers","start":786.42,"end":786.82,"confidence":0.7319336,"punctuated_word":"advisers","sentiment":"neutral","sentiment_score":0.11763866245746613},{"word":"here","start":786.82,"end":787.06,"confidence":0.8833008,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.14307549595832825},{"word":"if","start":787.06,"end":787.3,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1870448887348175},{"word":"you","start":787.3,"end":787.38,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12963923811912537},{"word":"were","start":787.38,"end":787.62,"confidence":0.97265625,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.11536075919866562},{"word":"to","start":787.62,"end":787.7,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12644673883914948},{"word":"claim","start":787.7,"end":788.02,"confidence":0.99902344,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.07517379522323608},{"word":"on","start":788.02,"end":788.26,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.10146121680736542},{"word":"tbd","start":788.26,"end":788.76,"confidence":0.9099121,"punctuated_word":"TBD,","sentiment":"neutral","sentiment_score":0.09898629039525986},{"word":"we","start":789.14,"end":789.3,"confidence":0.90283203,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2225496470928192},{"word":"can","start":789.3,"end":789.54,"confidence":0.9838867,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2192344218492508},{"word":"provide","start":789.54,"end":789.94,"confidence":1.0,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.27382850646972656},{"word":"advice","start":789.94,"end":790.26,"confidence":0.9902344,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.22076644003391263},{"word":"to","start":790.26,"end":790.33997,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21568121016025543},{"word":"help","start":790.33997,"end":790.58,"confidence":1.0,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.2616872787475586},{"word":"limit","start":790.58,"end":790.89996,"confidence":0.9970703,"punctuated_word":"limit","sentiment":"neutral","sentiment_score":0.15043652057647705},{"word":"the","start":790.89996,"end":791.06,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1797332465648651},{"word":"amount","start":791.06,"end":791.38,"confidence":0.99902344,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.10988379269838332},{"word":"of","start":791.38,"end":791.54,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15125462412834167},{"word":"tax","start":791.54,"end":791.77997,"confidence":0.9770508,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.11075039952993392},{"word":"payable","start":791.77997,"end":792.26,"confidence":0.9296875,"punctuated_word":"payable,","sentiment":"neutral","sentiment_score":0.12072079628705978},{"word":"whether","start":792.26,"end":792.5,"confidence":1.0,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.15855975449085236},{"word":"it","start":792.5,"end":792.66,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15579119324684143},{"word":"be","start":792.66,"end":792.89996,"confidence":0.91674805,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":0.1128816306591034},{"word":"you","start":792.89996,"end":792.98,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12598055601119995},{"word":"know","start":792.98,"end":793.22,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.11036068201065063},{"word":"draw","start":793.22,"end":793.45996,"confidence":0.29760742,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.07776401937007904},{"word":"out","start":793.45996,"end":793.62,"confidence":0.54052734,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.0942324995994568},{"word":"smaller","start":793.62,"end":794.02,"confidence":0.98535156,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.06441633403301239},{"word":"income","start":794.02,"end":794.5,"confidence":0.9980469,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.05900193005800247},{"word":"amounts","start":794.5,"end":794.89996,"confidence":0.8671875,"punctuated_word":"amounts","sentiment":"neutral","sentiment_score":0.0701431930065155},{"word":"over","start":794.89996,"end":795.14,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.14721445739269257},{"word":"a","start":795.14,"end":795.22,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16542358696460724},{"word":"certain","start":795.22,"end":795.54,"confidence":1.0,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":0.13410978019237518},{"word":"period","start":795.54,"end":795.86,"confidence":0.99902344,"punctuated_word":"period","sentiment":"neutral","sentiment_score":0.16157673299312592},{"word":"of","start":795.86,"end":795.94,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13163113594055176},{"word":"time","start":795.94,"end":796.18,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.18429389595985413},{"word":"to","start":796.18,"end":796.33997,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17217803001403809},{"word":"limit","start":796.33997,"end":796.66,"confidence":1.0,"punctuated_word":"limit","sentiment":"neutral","sentiment_score":0.1383318305015564},{"word":"the","start":796.66,"end":796.74,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15116706490516665},{"word":"amount","start":796.74,"end":797.06,"confidence":0.99902344,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.11808881163597108},{"word":"of","start":797.06,"end":797.22,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12661884725093842},{"word":"tax","start":797.22,"end":797.54,"confidence":0.84643555,"punctuated_word":"tax,","sentiment":"neutral","sentiment_score":0.1819538176059723},{"word":"or","start":797.54,"end":797.955,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.26471784710884094},{"word":"there","start":797.955,"end":798.115,"confidence":0.9970703,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2499549388885498},{"word":"are","start":798.115,"end":798.275,"confidence":0.99609375,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2607438862323761},{"word":"some","start":798.275,"end":798.435,"confidence":0.9951172,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.28287291526794434},{"word":"other","start":798.435,"end":798.675,"confidence":0.9951172,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.2614889144897461},{"word":"fun","start":798.675,"end":798.995,"confidence":0.91503906,"punctuated_word":"fun","sentiment":"positive","sentiment_score":0.3420715928077698},{"word":"fancy","start":798.995,"end":799.47504,"confidence":0.51660156,"punctuated_word":"fancy","sentiment":"positive","sentiment_score":0.3451921343803406},{"word":"things","start":799.47504,"end":799.635,"confidence":1.0,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.339543879032135},{"word":"that","start":799.635,"end":799.79504,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3273811936378479},{"word":"we","start":799.79504,"end":799.955,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.32129165530204773},{"word":"can","start":799.955,"end":800.195,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.36115530133247375},{"word":"do","start":800.195,"end":800.35504,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.38314560055732727},{"word":"out","start":800.35504,"end":800.515,"confidence":0.99609375,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.395443856716156},{"word":"there","start":800.515,"end":800.755,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.30894339084625244},{"word":"to","start":800.755,"end":800.91504,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.33487987518310547},{"word":"help","start":800.91504,"end":801.155,"confidence":1.0,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.34601014852523804},{"word":"you","start":801.155,"end":801.655,"confidence":0.95996094,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2099599242210388},{"word":"but","start":802.03503,"end":802.275,"confidence":0.5332031,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.12585876882076263},{"word":"i","start":802.275,"end":802.435,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1488645076751709},{"word":"do","start":802.435,"end":802.675,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13346269726753235},{"word":"like","start":802.675,"end":802.755,"confidence":0.9873047,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.15649431943893433},{"word":"to","start":802.755,"end":802.91504,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14367172122001648},{"word":"make","start":802.91504,"end":803.155,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.11058101803064346},{"word":"everyone","start":803.155,"end":803.47504,"confidence":0.9902344,"punctuated_word":"everyone","sentiment":"neutral","sentiment_score":0.19609811902046204},{"word":"aware","start":803.47504,"end":803.79504,"confidence":0.99902344,"punctuated_word":"aware","sentiment":"neutral","sentiment_score":0.12697921693325043},{"word":"that","start":803.79504,"end":804.03503,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1926230937242508},{"word":"the","start":804.03503,"end":804.195,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09837241470813753},{"word":"tax","start":804.195,"end":804.515,"confidence":0.9970703,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.14247414469718933},{"word":"could","start":804.515,"end":804.675,"confidence":0.99902344,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.07593389600515366},{"word":"be","start":804.675,"end":804.91504,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.003334343433380127},{"word":"up","start":804.91504,"end":805.075,"confidence":0.9941406,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.0673217922449112},{"word":"to","start":805.075,"end":805.23505,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06361039727926254},{"word":"22%","start":805.23505,"end":806.195,"confidence":0.95076495,"punctuated_word":"22%.","sentiment":"neutral","sentiment_score":0.08379998058080673},{"word":"so","start":806.195,"end":806.35504,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13764597475528717},{"word":"it","start":806.35504,"end":806.59503,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15406617522239685},{"word":"does","start":806.59503,"end":806.835,"confidence":0.9980469,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.1593801975250244},{"word":"mean","start":806.835,"end":807.075,"confidence":1.0,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":0.10494440793991087},{"word":"that","start":807.075,"end":807.23505,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09843894839286804},{"word":"the","start":807.23505,"end":807.395,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09801988303661346},{"word":"amount","start":807.395,"end":807.715,"confidence":0.99902344,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.1281309425830841},{"word":"you","start":807.715,"end":807.955,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0907377153635025},{"word":"are","start":807.955,"end":808.195,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.06592396646738052},{"word":"insured","start":808.195,"end":808.675,"confidence":0.9760742,"punctuated_word":"insured","sentiment":"neutral","sentiment_score":0.04331996664404869},{"word":"for","start":808.675,"end":809.075,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0404665544629097},{"word":"isn't","start":809.075,"end":809.555,"confidence":0.99902344,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":0.04286813735961914},{"word":"necessarily","start":809.555,"end":810.055,"confidence":0.9980469,"punctuated_word":"necessarily","sentiment":"neutral","sentiment_score":0.0367376022040844},{"word":"the","start":810.115,"end":810.275,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02660466730594635},{"word":"amount","start":810.275,"end":810.515,"confidence":0.98095703,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.037146613001823425},{"word":"that","start":810.515,"end":810.675,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04563617706298828},{"word":"you","start":810.675,"end":810.91504,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.026152662932872772},{"word":"are","start":810.91504,"end":811.155,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.04294515401124954},{"word":"eligible","start":811.155,"end":811.655,"confidence":1.0,"punctuated_word":"eligible","sentiment":"neutral","sentiment_score":0.06844475120306015},{"word":"or","start":811.79504,"end":812.115,"confidence":0.88134766,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06819745898246765},{"word":"would","start":812.115,"end":812.435,"confidence":0.984375,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.04504881054162979},{"word":"receive","start":812.435,"end":812.935,"confidence":1.0,"punctuated_word":"receive.","sentiment":"neutral","sentiment_score":0.038816407322883606},{"word":"the","start":815.29004,"end":815.61005,"confidence":0.9165039,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.08869052678346634},{"word":"older","start":815.61005,"end":816.01,"confidence":0.99609375,"punctuated_word":"older","sentiment":"neutral","sentiment_score":0.05621641129255295},{"word":"you","start":816.01,"end":816.17004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04684139043092728},{"word":"get","start":816.17004,"end":816.65,"confidence":0.99609375,"punctuated_word":"get,","sentiment":"neutral","sentiment_score":0.05775248259305954},{"word":"the","start":816.65,"end":816.81,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08247646689414978},{"word":"less","start":816.81,"end":817.13,"confidence":0.9375,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.05693003535270691},{"word":"the","start":817.13,"end":817.29004,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02330617606639862},{"word":"tax","start":817.29004,"end":817.61005,"confidence":0.9980469,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.02059376984834671},{"word":"becomes","start":817.61005,"end":818.01,"confidence":0.80126953,"punctuated_word":"becomes,","sentiment":"neutral","sentiment_score":0.05205639451742172},{"word":"admittedly","start":818.01,"end":818.51,"confidence":0.9875488,"punctuated_word":"admittedly,","sentiment":"neutral","sentiment_score":0.050954293459653854},{"word":"because","start":818.73004,"end":819.05005,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0587325394153595},{"word":"the","start":819.05005,"end":819.13,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07077499479055405},{"word":"longer","start":819.13,"end":819.45,"confidence":0.9941406,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":0.07567546516656876},{"word":"you've","start":819.45,"end":819.61005,"confidence":0.9538574,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.0658814013004303},{"word":"had","start":819.61005,"end":819.85004,"confidence":0.9633789,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.021532490849494938},{"word":"the","start":819.85004,"end":820.01,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04204902797937393},{"word":"benefit","start":820.01,"end":820.49005,"confidence":0.77441406,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.04007989168167114},{"word":"for","start":820.49005,"end":820.99005,"confidence":0.9321289,"punctuated_word":"for.","sentiment":"neutral","sentiment_score":0.049489427357912064},{"word":"but","start":821.21,"end":821.45,"confidence":0.9667969,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.0808209702372551},{"word":"then","start":821.45,"end":821.61005,"confidence":0.55981445,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.07122470438480377},{"word":"as","start":821.61005,"end":821.77,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08595135807991028},{"word":"i","start":821.77,"end":821.85004,"confidence":0.98095703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11652296781539916},{"word":"said","start":821.85004,"end":822.01,"confidence":0.9838867,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.14160528779029846},{"word":"there","start":822.01,"end":822.17004,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.21635165810585025},{"word":"are","start":822.17004,"end":822.41003,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2446758896112442},{"word":"some","start":822.41003,"end":822.57,"confidence":0.99902344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.24540361762046817},{"word":"fun","start":822.57,"end":822.89,"confidence":0.77978516,"punctuated_word":"fun,","sentiment":"neutral","sentiment_score":0.26839542388916016},{"word":"fancy","start":822.89,"end":823.21,"confidence":0.99902344,"punctuated_word":"fancy","sentiment":"positive","sentiment_score":0.35694435238838196},{"word":"things","start":823.21,"end":823.45,"confidence":0.9980469,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.34416526556015015},{"word":"that","start":823.45,"end":823.61005,"confidence":0.5371094,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.37033611536026},{"word":"you","start":823.61005,"end":823.69,"confidence":0.9707031,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31770220398902893},{"word":"can","start":823.69,"end":823.93,"confidence":0.99902344,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3475990891456604},{"word":"do","start":823.93,"end":824.01,"confidence":0.99902344,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.33341503143310547},{"word":"to","start":824.01,"end":824.17004,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2936405539512634},{"word":"help","start":824.17004,"end":824.41003,"confidence":1.0,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.2596505582332611},{"word":"minimize","start":824.41003,"end":824.91003,"confidence":1.0,"punctuated_word":"minimize","sentiment":"neutral","sentiment_score":0.18982067704200745},{"word":"the","start":824.97003,"end":825.13,"confidence":0.97314453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12604990601539612},{"word":"tax","start":825.13,"end":825.45,"confidence":1.0,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.013251006603240969},{"word":"payable","start":825.45,"end":825.95,"confidence":0.99902344,"punctuated_word":"payable.","sentiment":"neutral","sentiment_score":0.01917281746864319},{"word":"we","start":826.725,"end":826.885,"confidence":0.9873047,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.1499173939228058},{"word":"obviously","start":826.885,"end":827.285,"confidence":0.9248047,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.1457778513431549},{"word":"hope","start":827.285,"end":827.525,"confidence":0.9838867,"punctuated_word":"hope","sentiment":"neutral","sentiment_score":0.1438634842634201},{"word":"that","start":827.525,"end":827.685,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14395028352737427},{"word":"you","start":827.685,"end":827.845,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06659194827079773},{"word":"never","start":827.845,"end":828.165,"confidence":0.99316406,"punctuated_word":"never","sentiment":"neutral","sentiment_score":0.07727056741714478},{"word":"have","start":828.165,"end":828.325,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09040120244026184},{"word":"to","start":828.325,"end":828.485,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.031238973140716553},{"word":"claim","start":828.485,"end":828.805,"confidence":0.98535156,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.1100694015622139},{"word":"on","start":828.805,"end":828.96497,"confidence":0.9741211,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.04216662049293518},{"word":"these","start":828.96497,"end":829.205,"confidence":0.96435547,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.07115788012742996},{"word":"because","start":829.205,"end":829.705,"confidence":0.81347656,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.05898460000753403},{"word":"claiming","start":829.765,"end":830.245,"confidence":0.5083008,"punctuated_word":"claiming","sentiment":"neutral","sentiment_score":-0.2754974067211151},{"word":"on","start":830.245,"end":830.485,"confidence":0.9970703,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.349452942609787},{"word":"one","start":830.485,"end":830.565,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.28290486335754395},{"word":"of","start":830.565,"end":830.725,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.20075519382953644},{"word":"these","start":830.725,"end":830.96497,"confidence":1.0,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.28176820278167725},{"word":"insurances","start":830.96497,"end":831.46497,"confidence":0.9995117,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.2668883502483368},{"word":"means","start":831.525,"end":831.765,"confidence":0.9970703,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.32476404309272766},{"word":"that","start":831.765,"end":831.845,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.24261747300624847},{"word":"you've","start":831.845,"end":832.165,"confidence":0.9995117,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.23483556509017944},{"word":"lost","start":832.165,"end":832.40497,"confidence":1.0,"punctuated_word":"lost","sentiment":"neutral","sentiment_score":-0.27464559674263},{"word":"something","start":832.40497,"end":832.805,"confidence":0.9641113,"punctuated_word":"something,","sentiment":"negative","sentiment_score":-0.35156089067459106},{"word":"which","start":832.805,"end":833.125,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.29436469078063965},{"word":"is","start":833.125,"end":833.445,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.3111684024333954},{"word":"not","start":833.445,"end":833.685,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.3344140946865082},{"word":"a","start":833.685,"end":833.845,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.28424060344696045},{"word":"good","start":833.845,"end":834.085,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.22261062264442444},{"word":"outcome","start":834.085,"end":834.585,"confidence":0.77441406,"punctuated_word":"outcome.","sentiment":"neutral","sentiment_score":-0.2324366718530655},{"word":"but","start":835.685,"end":836.005,"confidence":0.9526367,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.0922522246837616},{"word":"but","start":836.005,"end":836.245,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.08317015320062637},{"word":"it's","start":836.245,"end":836.40497,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.18035456538200376},{"word":"always","start":836.40497,"end":836.805,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.2917802333831787},{"word":"good","start":836.805,"end":836.96497,"confidence":0.99902344,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.3138384222984314},{"word":"to","start":836.96497,"end":837.045,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3298266530036926},{"word":"have","start":837.045,"end":837.205,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.30286282300949097},{"word":"it","start":837.205,"end":837.445,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.25501954555511475},{"word":"to","start":837.445,"end":837.525,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3068201541900635},{"word":"fall","start":837.525,"end":837.845,"confidence":0.9980469,"punctuated_word":"fall","sentiment":"neutral","sentiment_score":0.29021933674812317},{"word":"back","start":837.845,"end":838.005,"confidence":0.99609375,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.1933976411819458},{"word":"on","start":838.005,"end":838.505,"confidence":0.99853516,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.20409277081489563},{"word":"with","start":838.8,"end":839.04,"confidence":0.9980469,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.22740432620048523},{"word":"the","start":839.04,"end":839.44,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23319317400455475},{"word":"tbd","start":839.44,"end":839.94,"confidence":0.95947266,"punctuated_word":"TBD","sentiment":"neutral","sentiment_score":0.13193076848983765},{"word":"sum","start":840.08,"end":840.32,"confidence":0.7270508,"punctuated_word":"sum","sentiment":"neutral","sentiment_score":0.1454862654209137},{"word":"insured","start":840.32,"end":840.72,"confidence":0.984375,"punctuated_word":"insured","sentiment":"neutral","sentiment_score":0.1313452422618866},{"word":"you","start":840.72,"end":840.88,"confidence":0.94921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1180281788110733},{"word":"have","start":840.88,"end":841.12,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09499189257621764},{"word":"at","start":841.12,"end":841.2,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08236906677484512},{"word":"the","start":841.2,"end":841.36,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13934510946273804},{"word":"moment","start":841.36,"end":841.86,"confidence":0.9995117,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.1604522466659546},{"word":"you","start":842.0,"end":842.24,"confidence":0.75634766,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16497917473316193},{"word":"are","start":842.24,"end":842.48,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1281021237373352},{"word":"covered","start":842.48,"end":842.8,"confidence":1.0,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":0.11009219288825987},{"word":"for","start":842.8,"end":842.96,"confidence":0.97998047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13041628897190094},{"word":"the","start":842.96,"end":843.04,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13816219568252563},{"word":"benefit","start":843.04,"end":843.52,"confidence":0.99902344,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.1352018564939499},{"word":"amount","start":843.52,"end":843.92,"confidence":0.7792969,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.13660749793052673},{"word":"of","start":843.92,"end":844.16,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1601867377758026},{"word":"868,219","start":844.16,"end":847.46,"confidence":0.9792725,"punctuated_word":"868,219.","sentiment":"neutral","sentiment_score":0.15329749882221222},{"word":"and","start":847.84,"end":848.0,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10542026907205582},{"word":"then","start":848.0,"end":848.5,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11024947464466096},{"word":"if","start":848.64,"end":848.88,"confidence":0.9838867,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1066289246082306},{"word":"you","start":848.88,"end":849.04,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07676687091588974},{"word":"are","start":849.04,"end":849.2,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0700376108288765},{"word":"claiming","start":849.2,"end":849.6,"confidence":0.99121094,"punctuated_word":"claiming","sentiment":"neutral","sentiment_score":0.07859592139720917},{"word":"on","start":849.6,"end":849.76,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.041881874203681946},{"word":"tbd","start":849.76,"end":850.26,"confidence":0.98828125,"punctuated_word":"TBD,","sentiment":"neutral","sentiment_score":0.05253905802965164},{"word":"again","start":850.4,"end":850.64,"confidence":0.9951172,"punctuated_word":"again,","sentiment":"neutral","sentiment_score":0.112899512052536},{"word":"your","start":850.64,"end":850.88,"confidence":0.9707031,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1388886570930481},{"word":"super","start":850.88,"end":851.12,"confidence":0.94970703,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.17138716578483582},{"word":"benefit","start":851.12,"end":851.6,"confidence":0.99316406,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.148177832365036},{"word":"is","start":851.6,"end":851.76,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14811328053474426},{"word":"released","start":851.76,"end":852.16,"confidence":0.9921875,"punctuated_word":"released","sentiment":"neutral","sentiment_score":0.15352828800678253},{"word":"to","start":852.16,"end":852.24,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13481351733207703},{"word":"you","start":852.24,"end":852.48,"confidence":0.9814453,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1130223348736763},{"word":"we","start":852.48,"end":852.56,"confidence":0.9951172,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.1063539907336235},{"word":"can","start":852.56,"end":852.8,"confidence":0.9863281,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11980873346328735},{"word":"claim","start":852.8,"end":853.12,"confidence":0.9199219,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.10611862689256668},{"word":"incapacity","start":853.12,"end":853.62,"confidence":0.9279785,"punctuated_word":"incapacity","sentiment":"neutral","sentiment_score":-0.013015121221542358},{"word":"super","start":854.305,"end":854.625,"confidence":0.9658203,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.03943805396556854},{"word":"as","start":854.625,"end":854.865,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.08347123861312866},{"word":"well","start":854.865,"end":855.365,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.042628079652786255},{"word":"do","start":856.065,"end":856.22504,"confidence":0.62890625,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.0217738077044487},{"word":"you","start":856.22504,"end":856.385,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03333168476819992},{"word":"feel","start":856.385,"end":856.705,"confidence":0.99316406,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.0042291805148124695},{"word":"like","start":856.705,"end":856.865,"confidence":0.90625,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.02812161296606064},{"word":"with","start":856.865,"end":857.10504,"confidence":0.9790039,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.049652159214019775},{"word":"the","start":857.10504,"end":857.60504,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0709487572312355},{"word":"super","start":857.66504,"end":858.065,"confidence":0.9921875,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.08264628052711487},{"word":"balance","start":858.065,"end":858.465,"confidence":0.9838867,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.0886392816901207},{"word":"and","start":858.465,"end":858.78503,"confidence":0.9838867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08538982272148132},{"word":"the","start":858.78503,"end":858.945,"confidence":0.87841797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1080101877450943},{"word":"868,000","start":858.945,"end":860.54504,"confidence":0.9978841,"punctuated_word":"868,000","sentiment":"neutral","sentiment_score":0.13592015206813812},{"word":"of","start":860.54504,"end":860.865,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09395280480384828},{"word":"tbd","start":860.865,"end":861.365,"confidence":0.9506836,"punctuated_word":"TBD","sentiment":"neutral","sentiment_score":0.05088548362255096},{"word":"that","start":861.42505,"end":861.66504,"confidence":0.6557617,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09211432188749312},{"word":"that","start":861.66504,"end":861.825,"confidence":0.9873047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07704289257526398},{"word":"would","start":861.825,"end":862.065,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.11172638833522797},{"word":"be","start":862.065,"end":862.54504,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.095011368393898},{"word":"a","start":862.54504,"end":862.705,"confidence":0.97998047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0720599889755249},{"word":"fairly","start":862.705,"end":863.025,"confidence":0.99902344,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":0.07683631032705307},{"word":"you're","start":863.34503,"end":863.505,"confidence":0.88061523,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.07621776312589645},{"word":"comfortable","start":863.505,"end":864.005,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.023392438888549805},{"word":"keeping","start":864.065,"end":864.385,"confidence":0.99902344,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.07374030351638794},{"word":"that","start":864.385,"end":864.625,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09384804219007492},{"word":"amount","start":864.625,"end":864.945,"confidence":0.87475586,"punctuated_word":"amount,","sentiment":"neutral","sentiment_score":0.050190214067697525},{"word":"or","start":864.945,"end":865.10504,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0642404854297638},{"word":"did","start":865.10504,"end":865.265,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.02158741280436516},{"word":"you","start":865.265,"end":865.42505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03187336027622223},{"word":"wanna","start":865.42505,"end":865.745,"confidence":0.97998047,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.05145818740129471},{"word":"look","start":865.745,"end":865.905,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.012098528444766998},{"word":"at","start":865.905,"end":866.065,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.01733560860157013},{"word":"reviewing","start":866.065,"end":866.465,"confidence":1.0,"punctuated_word":"reviewing","sentiment":"neutral","sentiment_score":0.017352722585201263},{"word":"the","start":866.465,"end":866.54504,"confidence":0.9790039,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.018971815705299377},{"word":"amount","start":866.54504,"end":866.865,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.03137483447790146},{"word":"of","start":866.865,"end":867.025,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.029859378933906555},{"word":"tbd","start":867.025,"end":867.525,"confidence":0.9790039,"punctuated_word":"TBD","sentiment":"neutral","sentiment_score":0.023944318294525143},{"word":"cover","start":867.585,"end":868.085,"confidence":0.99121094,"punctuated_word":"cover?","sentiment":"neutral","sentiment_score":0.03401358425617218},{"word":"that's","start":870.2,"end":870.52,"confidence":0.9926758,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.35871654748916626},{"word":"okay","start":870.52,"end":871.02,"confidence":0.79418945,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.3638215959072113},{"word":"yeah","start":871.08,"end":871.48,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3847259283065796},{"word":"perfect","start":871.48,"end":871.98,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.600470781326294},{"word":"and","start":872.92,"end":873.24,"confidence":0.74560547,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0310039184987545},{"word":"then","start":873.24,"end":873.4,"confidence":0.9448242,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.02482643350958824},{"word":"with","start":873.4,"end":873.8,"confidence":0.9370117,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.02813584730029106},{"word":"the","start":873.8,"end":874.12,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.044989414513111115},{"word":"income","start":874.12,"end":874.52,"confidence":0.90771484,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.03914967551827431},{"word":"protection","start":874.52,"end":875.02,"confidence":0.9633789,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.02142369374632835},{"word":"insurances","start":875.4,"end":875.9,"confidence":0.9650879,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.028702756389975548},{"word":"here","start":875.96,"end":876.28,"confidence":0.99609375,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.036281127482652664},{"word":"as","start":876.28,"end":876.52,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03600994870066643},{"word":"well","start":876.52,"end":877.0,"confidence":0.8869629,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.03092007525265217},{"word":"so","start":877.0,"end":877.5,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03346103057265282},{"word":"i've","start":877.88,"end":878.04,"confidence":0.96533203,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.038903698325157166},{"word":"got","start":878.04,"end":878.28,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.04221302270889282},{"word":"your","start":878.28,"end":878.52,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03540118411183357},{"word":"income","start":878.52,"end":879.02,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.022370314225554463},{"word":"notice","start":879.08,"end":879.4,"confidence":0.39282227,"punctuated_word":"notice","sentiment":"neutral","sentiment_score":0.02721516042947769},{"word":"here","start":879.4,"end":879.64,"confidence":0.9980469,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.03597258776426315},{"word":"at","start":879.64,"end":879.8,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.025422479957342148},{"word":"the","start":879.8,"end":879.96,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.030263710767030716},{"word":"moment","start":879.96,"end":880.46,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.044707879424095154},{"word":"of","start":880.52,"end":880.76,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01788249798119068},{"word":"i","start":880.92,"end":881.0,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.019272074103355408},{"word":"believe","start":881.0,"end":881.32,"confidence":1.0,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":0.0063974130898714066},{"word":"it's","start":881.32,"end":881.56,"confidence":0.92700195,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.015558469109237194},{"word":"a","start":881.56,"end":881.72003,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.018684200942516327},{"word":"160,000","start":881.72003,"end":883.58,"confidence":0.9963379,"punctuated_word":"160,000.","sentiment":"neutral","sentiment_score":0.01906736940145493},{"word":"is","start":883.8,"end":884.04,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.02984001860022545},{"word":"that","start":884.04,"end":884.2,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02770385146141052},{"word":"right","start":884.2,"end":884.7,"confidence":0.9995117,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.010502357967197897},{"word":"that's","start":888.38495,"end":888.70496,"confidence":0.9794922,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.02321452274918556},{"word":"okay","start":888.70496,"end":889.20496,"confidence":0.9719238,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.02520986646413803},{"word":"i've","start":889.425,"end":889.665,"confidence":0.953125,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.021550089120864868},{"word":"got","start":889.665,"end":889.82495,"confidence":0.9536133,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.029039297252893448},{"word":"you","start":889.82495,"end":889.90497,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.025563031435012817},{"word":"on","start":889.90497,"end":890.02496,"confidence":0.95703125,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.024555716663599014},{"word":"a","start":890.02496,"end":890.14496,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.029103226959705353},{"word":"160,000","start":890.14496,"end":891.425,"confidence":0.9987793,"punctuated_word":"160,000","sentiment":"neutral","sentiment_score":0.021760789677500725},{"word":"per","start":891.425,"end":891.665,"confidence":0.8803711,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.04024607315659523},{"word":"annum","start":891.665,"end":891.90497,"confidence":0.9951172,"punctuated_word":"annum.","sentiment":"neutral","sentiment_score":0.015328189358115196},{"word":"is","start":891.90497,"end":892.06494,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.040659986436367035},{"word":"that","start":892.06494,"end":892.225,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04504149779677391},{"word":"right","start":892.225,"end":892.725,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.021704869344830513},{"word":"that's","start":903.3,"end":903.62,"confidence":0.83813477,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.058449637144804},{"word":"okay","start":903.62,"end":904.12,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.0745849758386612},{"word":"oh","start":907.77997,"end":908.01996,"confidence":0.7036133,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.05225077271461487},{"word":"that's","start":908.01996,"end":908.42,"confidence":0.93310547,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.0760982483625412},{"word":"that's","start":908.42,"end":908.82,"confidence":0.98950195,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.09269317239522934},{"word":"alright","start":908.82,"end":909.32,"confidence":0.96875,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.12277483940124512},{"word":"yeah","start":946.065,"end":946.305,"confidence":0.86206055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1907348185777664},{"word":"that","start":946.305,"end":946.545,"confidence":0.99609375,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.24987395107746124},{"word":"works","start":946.545,"end":946.865,"confidence":0.6855469,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.25830602645874023},{"word":"out","start":946.865,"end":947.105,"confidence":0.80371094,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.28387752175331116},{"word":"fairly","start":947.105,"end":947.585,"confidence":0.98095703,"punctuated_word":"fairly","sentiment":"neutral","sentiment_score":0.2987631559371948},{"word":"accurate","start":947.585,"end":948.085,"confidence":0.9980469,"punctuated_word":"accurate.","sentiment":"neutral","sentiment_score":0.26687896251678467},{"word":"yeah","start":948.225,"end":948.725,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2180289775133133},{"word":"that's","start":949.505,"end":949.905,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2562835216522217},{"word":"okay","start":949.905,"end":950.405,"confidence":0.99902344,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.2313574254512787},{"word":"so","start":950.865,"end":951.105,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14795063436031342},{"word":"with","start":951.105,"end":951.34503,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.16683480143547058},{"word":"your","start":951.34503,"end":951.825,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1826121956110001},{"word":"income","start":951.825,"end":952.225,"confidence":0.9921875,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.18603485822677612},{"word":"protection","start":952.225,"end":952.725,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.12041787803173064},{"word":"benefit","start":952.865,"end":953.365,"confidence":0.9880371,"punctuated_word":"benefit,","sentiment":"neutral","sentiment_score":0.14314651489257812},{"word":"the","start":954.145,"end":954.385,"confidence":0.49853516,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1244824081659317},{"word":"monthly","start":954.385,"end":954.885,"confidence":1.0,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":0.14515529572963717},{"word":"benefit","start":954.945,"end":955.34503,"confidence":0.99902344,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.1365266889333725},{"word":"that","start":955.34503,"end":955.505,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.147394061088562},{"word":"you","start":955.505,"end":955.745,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12764111161231995},{"word":"insured","start":955.745,"end":956.245,"confidence":0.9267578,"punctuated_word":"insured","sentiment":"neutral","sentiment_score":0.11648717522621156},{"word":"for","start":956.305,"end":956.625,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1310628205537796},{"word":"is","start":956.625,"end":956.865,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12953002750873566},{"word":"about","start":956.865,"end":957.27,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.13666142523288727},{"word":"7,604","start":957.43,"end":959.61005,"confidence":0.9968262,"punctuated_word":"7,604.","sentiment":"neutral","sentiment_score":0.11722343415021896},{"word":"that","start":960.47003,"end":960.79004,"confidence":0.7006836,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.13280406594276428},{"word":"looks","start":960.79004,"end":961.11005,"confidence":1.0,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.1406671404838562},{"word":"like","start":961.11005,"end":961.23004,"confidence":0.9970703,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.14972005784511566},{"word":"when","start":961.35004,"end":961.59,"confidence":0.9980469,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.17857849597930908},{"word":"i","start":961.59,"end":961.67004,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14454013109207153},{"word":"kinda","start":961.67004,"end":961.91003,"confidence":0.76660156,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.18688568472862244},{"word":"work","start":961.91003,"end":962.15,"confidence":0.9921875,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.15574410557746887},{"word":"it","start":962.15,"end":962.31,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.176706925034523},{"word":"out","start":962.31,"end":962.39,"confidence":0.93359375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.17006324231624603},{"word":"because","start":962.47003,"end":962.71,"confidence":1.0,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.13009294867515564},{"word":"i've","start":962.71,"end":962.87,"confidence":1.0,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.14694111049175262},{"word":"got","start":962.87,"end":963.11005,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.16129037737846377},{"word":"your","start":963.11005,"end":963.43,"confidence":0.984375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13274115324020386},{"word":"gross","start":963.43,"end":963.93,"confidence":0.9560547,"punctuated_word":"gross","sentiment":"neutral","sentiment_score":0.13501842319965365},{"word":"income","start":964.15,"end":964.47003,"confidence":0.99609375,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.12201056629419328},{"word":"as","start":964.47003,"end":964.71,"confidence":0.7402344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1277632713317871},{"word":"being","start":964.71,"end":964.87,"confidence":0.96435547,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.13003858923912048},{"word":"160,000","start":964.87,"end":966.23004,"confidence":0.98964846,"punctuated_word":"160,000,","sentiment":"neutral","sentiment_score":0.11554612964391708},{"word":"but","start":966.23004,"end":966.39,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.10123158991336824},{"word":"then","start":966.39,"end":966.55005,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11156348884105682},{"word":"i've","start":966.55005,"end":966.71,"confidence":0.9951172,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.1074547916650772},{"word":"got","start":966.71,"end":966.87,"confidence":0.9941406,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.12401354312896729},{"word":"your","start":966.87,"end":967.11005,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10381373763084412},{"word":"base","start":967.11005,"end":967.51,"confidence":0.9863281,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.09582652151584624},{"word":"income","start":967.51,"end":967.99,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.09809815138578416},{"word":"ordinary","start":967.99,"end":968.47003,"confidence":0.83203125,"punctuated_word":"ordinary","sentiment":"neutral","sentiment_score":0.12269939482212068},{"word":"time","start":968.47003,"end":968.71,"confidence":0.98535156,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1530965119600296},{"word":"earnings","start":968.71,"end":969.19,"confidence":0.9291992,"punctuated_word":"earnings","sentiment":"neutral","sentiment_score":0.09263119101524352},{"word":"at","start":969.19,"end":969.35004,"confidence":0.9086914,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09066838026046752},{"word":"a","start":969.35004,"end":969.51,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12224426120519638},{"word":"120,000","start":969.51,"end":970.89,"confidence":0.99902344,"punctuated_word":"120,000","sentiment":"neutral","sentiment_score":0.10265320539474489},{"word":"starting","start":970.95,"end":971.45,"confidence":0.96655273,"punctuated_word":"starting.","sentiment":"neutral","sentiment_score":0.09205202758312224},{"word":"so","start":972.165,"end":972.325,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1310206949710846},{"word":"it","start":972.325,"end":972.40497,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13642743229866028},{"word":"looks","start":972.40497,"end":972.885,"confidence":1.0,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.15099069476127625},{"word":"like","start":972.885,"end":973.365,"confidence":0.9980469,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.17118406295776367},{"word":"the","start":973.365,"end":973.765,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1840830147266388},{"word":"70%","start":973.765,"end":974.40497,"confidence":0.9724121,"punctuated_word":"70%","sentiment":"neutral","sentiment_score":0.1902327537536621},{"word":"of","start":974.40497,"end":974.565,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14729951322078705},{"word":"your","start":974.565,"end":974.805,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12930893898010254},{"word":"income","start":974.805,"end":975.125,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.13088953495025635},{"word":"protection","start":975.125,"end":975.605,"confidence":0.99316406,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.11427302658557892},{"word":"is","start":975.605,"end":975.765,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13569900393486023},{"word":"based","start":975.765,"end":976.08496,"confidence":0.99609375,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.15064063668251038},{"word":"on","start":976.08496,"end":976.245,"confidence":0.6459961,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.14565898478031158},{"word":"that","start":976.245,"end":976.40497,"confidence":0.79052734,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14638826251029968},{"word":"120,000","start":976.40497,"end":977.785,"confidence":0.9937744,"punctuated_word":"120,000.","sentiment":"neutral","sentiment_score":0.1430830359458923},{"word":"did","start":978.805,"end":979.045,"confidence":0.67578125,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.10772474110126495},{"word":"you","start":979.045,"end":979.545,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12249276041984558},{"word":"because","start":979.845,"end":980.245,"confidence":0.99902344,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.09894941747188568},{"word":"you","start":980.245,"end":980.40497,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1640591323375702},{"word":"are","start":980.40497,"end":980.805,"confidence":0.97802734,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.16250331699848175},{"word":"technically","start":980.805,"end":981.285,"confidence":0.9614258,"punctuated_word":"technically","sentiment":"neutral","sentiment_score":0.1288526952266693},{"word":"getting","start":981.285,"end":981.52496,"confidence":0.99902344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.11601705104112624},{"word":"a","start":981.52496,"end":981.685,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10627704113721848},{"word":"little","start":981.685,"end":981.845,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.0362929031252861},{"word":"bit","start":981.845,"end":982.08496,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.024195238947868347},{"word":"higher","start":982.08496,"end":982.40497,"confidence":0.99902344,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":0.09809917211532591},{"word":"and","start":982.40497,"end":982.565,"confidence":0.7211914,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.095274418592453},{"word":"you're","start":982.565,"end":982.805,"confidence":0.99560547,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1094791293144226},{"word":"getting","start":982.805,"end":983.125,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.1455458253622055},{"word":"that","start":983.125,"end":983.285,"confidence":0.8691406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12265229225158691},{"word":"director's","start":983.285,"end":983.785,"confidence":0.9604492,"punctuated_word":"director's","sentiment":"neutral","sentiment_score":0.0807281956076622},{"word":"allowance","start":983.845,"end":984.345,"confidence":0.9980469,"punctuated_word":"allowance","sentiment":"neutral","sentiment_score":0.13219809532165527},{"word":"or","start":984.485,"end":984.64496,"confidence":0.4880371,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.11023220419883728},{"word":"the","start":984.64496,"end":984.805,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0907341241836548},{"word":"director's","start":984.805,"end":985.305,"confidence":0.9921875,"punctuated_word":"director's","sentiment":"neutral","sentiment_score":0.08891656249761581},{"word":"payments","start":985.765,"end":986.265,"confidence":0.8881836,"punctuated_word":"payments","sentiment":"neutral","sentiment_score":0.1332164704799652},{"word":"on","start":986.325,"end":986.485,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11319057643413544},{"word":"a","start":986.485,"end":986.64496,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1167428269982338},{"word":"regular","start":986.64496,"end":987.125,"confidence":1.0,"punctuated_word":"regular","sentiment":"neutral","sentiment_score":0.11862590909004211},{"word":"basis","start":987.125,"end":987.625,"confidence":0.9313965,"punctuated_word":"basis,","sentiment":"neutral","sentiment_score":0.0935702547430992},{"word":"do","start":988.30005,"end":988.46,"confidence":0.9980469,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.016105294227600098},{"word":"you","start":988.46,"end":988.62,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02195579558610916},{"word":"feel","start":988.62,"end":988.86005,"confidence":0.99609375,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.003320962190628052},{"word":"like","start":988.86005,"end":989.02,"confidence":0.88671875,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.05271908640861511},{"word":"in","start":989.02,"end":989.26,"confidence":0.9536133,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.009937256574630736},{"word":"the","start":989.26,"end":989.34,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007935017347335815},{"word":"event","start":989.34,"end":989.66003,"confidence":0.99902344,"punctuated_word":"event","sentiment":"neutral","sentiment_score":-0.02001973986625671},{"word":"that","start":989.66003,"end":989.74005,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.031491056084632874},{"word":"you","start":989.74005,"end":989.98004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.036453455686569214},{"word":"are","start":989.98004,"end":990.14,"confidence":0.53759766,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.04732820391654968},{"word":"unable","start":990.14,"end":990.54004,"confidence":1.0,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.11125409603118896},{"word":"to","start":990.54004,"end":990.62,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13114112615585327},{"word":"go","start":990.62,"end":990.74,"confidence":0.80566406,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.09930294752120972},{"word":"to","start":990.74,"end":990.86005,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07214516401290894},{"word":"work","start":990.86005,"end":991.10004,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.1410871595144272},{"word":"due","start":991.10004,"end":991.26,"confidence":0.9707031,"punctuated_word":"due","sentiment":"neutral","sentiment_score":-0.22737854719161987},{"word":"to","start":991.26,"end":991.34,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.21033622324466705},{"word":"illness","start":991.34,"end":991.74005,"confidence":0.8886719,"punctuated_word":"illness","sentiment":"neutral","sentiment_score":-0.1595931500196457},{"word":"or","start":991.74005,"end":991.82,"confidence":0.7260742,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.182747483253479},{"word":"injury","start":991.82,"end":992.14,"confidence":0.9838867,"punctuated_word":"injury,","sentiment":"neutral","sentiment_score":-0.02758578583598137},{"word":"you'd","start":992.14,"end":992.46,"confidence":0.75024414,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.060127049684524536},{"word":"still","start":992.46,"end":992.78,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.06423871219158173},{"word":"be","start":992.78,"end":992.94,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06263796985149384},{"word":"able","start":992.94,"end":993.18005,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.08602672815322876},{"word":"to","start":993.18005,"end":993.26,"confidence":0.97998047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05418997257947922},{"word":"receive","start":993.26,"end":993.66003,"confidence":0.9970703,"punctuated_word":"receive","sentiment":"neutral","sentiment_score":0.045507580041885376},{"word":"some","start":993.66003,"end":993.9,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.015178725123405457},{"word":"sort","start":993.9,"end":994.14,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.014505870640277864},{"word":"of","start":994.14,"end":994.38,"confidence":0.89990234,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06599142402410507},{"word":"income","start":994.38,"end":994.78,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.08852984756231308},{"word":"from","start":994.78,"end":995.02,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.08099791407585144},{"word":"the","start":995.02,"end":995.26,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03324899077415466},{"word":"business","start":995.26,"end":995.76,"confidence":0.99853516,"punctuated_word":"business?","sentiment":"neutral","sentiment_score":0.05015646293759346},{"word":"yep","start":1001.055,"end":1001.555,"confidence":0.8005371,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.008915260434150696},{"word":"okay","start":1006.895,"end":1007.395,"confidence":0.9880371,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.0035532619804143906},{"word":"yeah","start":1010.575,"end":1011.075,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02557346411049366},{"word":"you","start":1014.24,"end":1014.56,"confidence":0.7475586,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.12350588291883469},{"word":"wouldn't","start":1014.56,"end":1014.8,"confidence":0.99902344,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.18333715200424192},{"word":"get","start":1014.8,"end":1015.04,"confidence":0.5131836,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.20714594423770905},{"word":"getting","start":1015.04,"end":1015.27997,"confidence":0.67626953,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.08980214595794678},{"word":"paid","start":1015.27997,"end":1015.6,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":-0.07833894342184067},{"word":"anything","start":1015.6,"end":1016.1,"confidence":0.77783203,"punctuated_word":"anything?","sentiment":"neutral","sentiment_score":-0.06740495562553406},{"word":"yeah","start":1016.16,"end":1016.48,"confidence":0.94262695,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06093234941363335},{"word":"no","start":1016.48,"end":1016.8,"confidence":0.9980469,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.179091215133667},{"word":"fair","start":1016.8,"end":1017.04,"confidence":0.9970703,"punctuated_word":"Fair","sentiment":"neutral","sentiment_score":-0.12657660245895386},{"word":"enough","start":1017.04,"end":1017.54,"confidence":1.0,"punctuated_word":"enough.","sentiment":"neutral","sentiment_score":-0.1847027838230133},{"word":"no","start":1017.6,"end":1017.83997,"confidence":0.99609375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1918862611055374},{"word":"that's","start":1017.83997,"end":1018.24,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.12337534129619598},{"word":"okay","start":1018.24,"end":1018.74,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.08188117295503616},{"word":"that's","start":1019.44,"end":1019.75995,"confidence":0.9941406,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.03232356533408165},{"word":"alright","start":1019.75995,"end":1020.25995,"confidence":0.9719238,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":-0.007236999459564686},{"word":"because","start":1020.8,"end":1021.12,"confidence":0.7529297,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.046026334166526794},{"word":"having","start":1021.12,"end":1021.36,"confidence":0.9951172,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.06215742975473404},{"word":"a","start":1021.36,"end":1021.44,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0523059107363224},{"word":"look","start":1021.44,"end":1021.6,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0390201136469841},{"word":"at","start":1021.6,"end":1021.75995,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05256624519824982},{"word":"your","start":1021.75995,"end":1021.92,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06406305730342865},{"word":"income","start":1021.92,"end":1022.32,"confidence":0.98828125,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.08416081964969635},{"word":"protection","start":1022.32,"end":1022.8,"confidence":0.9108887,"punctuated_word":"protection,","sentiment":"neutral","sentiment_score":0.05170071870088577},{"word":"the","start":1022.8,"end":1022.95996,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03330676257610321},{"word":"way","start":1022.95996,"end":1023.12,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.047641776502132416},{"word":"it","start":1023.12,"end":1023.27997,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.044583506882190704},{"word":"is","start":1023.27997,"end":1023.44,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0413622111082077},{"word":"structured","start":1023.44,"end":1023.92,"confidence":0.9980469,"punctuated_word":"structured","sentiment":"neutral","sentiment_score":0.05914397910237312},{"word":"at","start":1023.92,"end":1024.08,"confidence":0.9951172,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04822603613138199},{"word":"the","start":1024.08,"end":1024.16,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.054411668330430984},{"word":"moment","start":1024.16,"end":1024.66,"confidence":0.99609375,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.054070185869932175},{"word":"you","start":1024.96,"end":1025.12,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05948833003640175},{"word":"do","start":1025.12,"end":1025.28,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.058465711772441864},{"word":"have","start":1025.28,"end":1025.52,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05330522358417511},{"word":"that","start":1025.52,"end":1025.6799,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06304430961608887},{"word":"monthly","start":1025.6799,"end":1026.16,"confidence":1.0,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":0.06614480167627335},{"word":"benefit","start":1026.16,"end":1026.64,"confidence":0.9970703,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.049708060920238495},{"word":"amount","start":1026.64,"end":1026.96,"confidence":0.94628906,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.05318291485309601},{"word":"that","start":1026.96,"end":1027.12,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0728718489408493},{"word":"you're","start":1027.12,"end":1027.36,"confidence":0.99316406,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.05995688959956169},{"word":"covered","start":1027.36,"end":1027.6799,"confidence":1.0,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":0.06678512692451477},{"word":"for","start":1027.6799,"end":1027.9199,"confidence":0.99316406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06826341897249222},{"word":"of","start":1027.9199,"end":1028.085,"confidence":0.4020996,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04775477573275566},{"word":"7,604","start":1028.245,"end":1030.1849,"confidence":0.96984863,"punctuated_word":"7,604,","sentiment":"neutral","sentiment_score":0.039237841963768005},{"word":"and","start":1030.325,"end":1030.565,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04856188967823982},{"word":"that","start":1030.565,"end":1030.725,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06306018680334091},{"word":"would","start":1030.725,"end":1030.965,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.05208078771829605},{"word":"be","start":1030.965,"end":1031.205,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0502547025680542},{"word":"based","start":1031.205,"end":1031.5249,"confidence":1.0,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.06549341976642609},{"word":"on","start":1031.5249,"end":1031.765,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.060042086988687515},{"word":"70%","start":1031.765,"end":1032.485,"confidence":1.0,"punctuated_word":"70%","sentiment":"neutral","sentiment_score":0.061911508440971375},{"word":"of","start":1032.485,"end":1032.645,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07374700903892517},{"word":"a","start":1032.645,"end":1032.8049,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06010398641228676},{"word":"120,000","start":1032.8049,"end":1034.005,"confidence":0.9995117,"punctuated_word":"120,000","sentiment":"neutral","sentiment_score":0.05193563178181648},{"word":"to","start":1034.005,"end":1034.245,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06185723841190338},{"word":"kind","start":1034.245,"end":1034.485,"confidence":0.9941406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.06006138026714325},{"word":"of","start":1034.485,"end":1034.725,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07258915901184082},{"word":"show","start":1034.725,"end":1034.885,"confidence":0.99902344,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.062287259846925735},{"word":"you","start":1034.885,"end":1035.0449,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0768154039978981},{"word":"that's","start":1035.0449,"end":1035.2849,"confidence":0.95532227,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06754559278488159},{"word":"where","start":1035.2849,"end":1035.7849,"confidence":0.9970703,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.0642174631357193},{"word":"you're","start":1035.845,"end":1036.085,"confidence":0.5891113,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.07705700397491455},{"word":"you","start":1036.725,"end":1036.965,"confidence":0.70214844,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07508770376443863},{"word":"know","start":1036.965,"end":1037.125,"confidence":0.9824219,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.08964478969573975},{"word":"what","start":1037.125,"end":1037.365,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.10709039866924286},{"word":"you'd","start":1037.365,"end":1037.5249,"confidence":0.9941406,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.06042932718992233},{"word":"be","start":1037.5249,"end":1037.765,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.04539967328310013},{"word":"covering","start":1037.765,"end":1038.245,"confidence":1.0,"punctuated_word":"covering","sentiment":"neutral","sentiment_score":0.05251051113009453},{"word":"essentially","start":1038.245,"end":1038.745,"confidence":0.7595215,"punctuated_word":"essentially.","sentiment":"neutral","sentiment_score":0.053037263453006744},{"word":"do","start":1040.1649,"end":1040.4049,"confidence":0.92333984,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.05517171323299408},{"word":"you","start":1040.4049,"end":1040.565,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09446228295564651},{"word":"feel","start":1040.565,"end":1040.885,"confidence":1.0,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.06036442518234253},{"word":"like","start":1040.885,"end":1041.2849,"confidence":0.9716797,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.09598281234502792},{"word":"that","start":1041.2849,"end":1041.5249,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14901164174079895},{"word":"benefit","start":1041.5249,"end":1042.0249,"confidence":0.99902344,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.13231953978538513},{"word":"amount","start":1042.085,"end":1042.4049,"confidence":0.9560547,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.12083451449871065},{"word":"would","start":1042.4049,"end":1042.645,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.176631897687912},{"word":"be","start":1042.645,"end":1043.145,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1781366914510727},{"word":"fine","start":1043.73,"end":1043.97,"confidence":0.9980469,"punctuated_word":"fine","sentiment":"neutral","sentiment_score":0.15255871415138245},{"word":"to","start":1043.97,"end":1044.21,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10608282685279846},{"word":"cover","start":1044.21,"end":1044.61,"confidence":1.0,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.1098593771457672},{"word":"your","start":1044.61,"end":1045.11,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08750444650650024},{"word":"basic","start":1045.17,"end":1045.49,"confidence":1.0,"punctuated_word":"basic","sentiment":"neutral","sentiment_score":0.0674704760313034},{"word":"living","start":1045.49,"end":1045.97,"confidence":0.99902344,"punctuated_word":"living","sentiment":"neutral","sentiment_score":0.09482405334711076},{"word":"expenses","start":1045.97,"end":1046.37,"confidence":0.99902344,"punctuated_word":"expenses","sentiment":"neutral","sentiment_score":0.08430472016334534},{"word":"if","start":1046.37,"end":1046.61,"confidence":0.9921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.033540990203619},{"word":"you","start":1046.61,"end":1046.77,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01608770713210106},{"word":"were","start":1046.77,"end":1046.9299,"confidence":0.91748047,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.003879845142364502},{"word":"not","start":1046.9299,"end":1047.17,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.014183305203914642},{"word":"able","start":1047.17,"end":1047.41,"confidence":0.99902344,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.028884876519441605},{"word":"to","start":1047.41,"end":1047.57,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.010689154267311096},{"word":"work","start":1047.57,"end":1047.89,"confidence":0.85375977,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.01802799291908741},{"word":"or","start":1047.89,"end":1048.05,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.009218268096446993},{"word":"do","start":1048.05,"end":1048.21,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.010697908699512482},{"word":"you","start":1048.21,"end":1048.29,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.018276389688253403},{"word":"think","start":1048.29,"end":1048.61,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.031305521726608276},{"word":"you","start":1048.61,"end":1048.77,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01245471090078354},{"word":"might","start":1048.77,"end":1049.01,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.04415574297308922},{"word":"need","start":1049.01,"end":1049.25,"confidence":0.9980469,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.03758497536182403},{"word":"to","start":1049.25,"end":1049.41,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.014673367142677309},{"word":"maybe","start":1049.41,"end":1049.91,"confidence":0.96972656,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.029917042702436447},{"word":"look","start":1050.21,"end":1050.45,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.018444910645484924},{"word":"to","start":1050.45,"end":1050.69,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.004989095032215118},{"word":"increase","start":1050.69,"end":1051.09,"confidence":1.0,"punctuated_word":"increase","sentiment":"neutral","sentiment_score":0.0034862272441387177},{"word":"that","start":1051.09,"end":1051.41,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04761292785406113},{"word":"to","start":1051.41,"end":1051.57,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.003460850566625595},{"word":"cover","start":1051.57,"end":1051.97,"confidence":1.0,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.017127014696598053},{"word":"more","start":1051.97,"end":1052.21,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.0036256350576877594},{"word":"of","start":1052.21,"end":1052.37,"confidence":0.98291016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.024416793137788773},{"word":"that","start":1052.37,"end":1052.61,"confidence":0.94189453,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03236333280801773},{"word":"160,000","start":1052.61,"end":1053.99,"confidence":0.9968262,"punctuated_word":"160,000?","sentiment":"neutral","sentiment_score":0.01017598807811737},{"word":"yeah","start":1060.085,"end":1060.585,"confidence":0.9526367,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.017929978668689728},{"word":"it","start":1063.445,"end":1063.6849,"confidence":0.9135742,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.07701507210731506},{"word":"does","start":1063.6849,"end":1064.085,"confidence":0.99316406,"punctuated_word":"does.","sentiment":"neutral","sentiment_score":-0.06626513600349426},{"word":"that","start":1064.085,"end":1064.245,"confidence":0.99316406,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.28534260392189026},{"word":"is","start":1064.245,"end":1064.485,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.26463451981544495},{"word":"the","start":1064.485,"end":1064.645,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.24486972391605377},{"word":"downside","start":1064.645,"end":1065.145,"confidence":0.9951172,"punctuated_word":"downside.","sentiment":"neutral","sentiment_score":-0.21576206386089325},{"word":"yes","start":1065.525,"end":1066.005,"confidence":0.9238281,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.0008395640179514885},{"word":"so","start":1066.005,"end":1066.245,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.001002466306090355},{"word":"the","start":1066.245,"end":1066.405,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.005727717652916908},{"word":"more","start":1066.405,"end":1066.645,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.01052483543753624},{"word":"you","start":1066.645,"end":1066.885,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02732367254793644},{"word":"are","start":1066.885,"end":1067.125,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.025541622191667557},{"word":"covered","start":1067.125,"end":1067.525,"confidence":1.0,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":0.025747569277882576},{"word":"for","start":1067.525,"end":1067.765,"confidence":0.76538086,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":0.02253437414765358},{"word":"the","start":1067.765,"end":1068.005,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.021844439208507534},{"word":"higher","start":1068.005,"end":1068.325,"confidence":0.9980469,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":0.026366977021098137},{"word":"the","start":1068.325,"end":1068.825,"confidence":0.97509766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02027248591184616},{"word":"income","start":1069.205,"end":1069.605,"confidence":0.87841797,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.016343586146831512},{"word":"protection","start":1069.605,"end":1070.105,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.011855604127049446},{"word":"benefit","start":1070.165,"end":1070.565,"confidence":0.94140625,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.01889296248555183},{"word":"period","start":1070.565,"end":1070.965,"confidence":0.9902344,"punctuated_word":"period","sentiment":"neutral","sentiment_score":0.022312844172120094},{"word":"you're","start":1070.965,"end":1071.125,"confidence":0.986084,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.026707451790571213},{"word":"insured","start":1071.125,"end":1071.605,"confidence":0.9951172,"punctuated_word":"insured","sentiment":"neutral","sentiment_score":0.0036755837500095367},{"word":"for","start":1071.605,"end":1072.02,"confidence":0.99560547,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":-0.0017054751515388489},{"word":"the","start":1072.02,"end":1072.26,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.013068325817584991},{"word":"more","start":1072.26,"end":1072.5,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.014990311115980148},{"word":"you'll","start":1072.5,"end":1073.0,"confidence":0.9770508,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.030379638075828552},{"word":"pay","start":1074.3401,"end":1074.8401,"confidence":0.99902344,"punctuated_word":"pay.","sentiment":"neutral","sentiment_score":0.02164888381958008},{"word":"yep","start":1076.18,"end":1076.68,"confidence":0.7687988,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.057039014995098114},{"word":"okay","start":1082.66,"end":1083.16,"confidence":0.9736328,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.021178580820560455},{"word":"yep","start":1083.3,"end":1083.62,"confidence":0.9746094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.011745767667889597},{"word":"perfect","start":1083.62,"end":1084.12,"confidence":0.9975586,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.023515604436397552},{"word":"yep","start":1085.38,"end":1085.88,"confidence":0.96972656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02066289074718952},{"word":"yep","start":1089.7051,"end":1090.025,"confidence":0.74328613,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08721363544464111},{"word":"yes","start":1090.025,"end":1090.425,"confidence":0.6887207,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1277124285697937},{"word":"that's","start":1090.425,"end":1090.8251,"confidence":0.9921875,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.22936055064201355},{"word":"absolutely","start":1090.8251,"end":1091.3251,"confidence":0.9980469,"punctuated_word":"absolutely","sentiment":"positive","sentiment_score":0.5214060544967651},{"word":"perfect","start":1091.385,"end":1091.865,"confidence":0.9995117,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.5046324133872986},{"word":"no","start":1091.865,"end":1092.105,"confidence":0.99609375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.023763149976730347},{"word":"not","start":1092.105,"end":1092.265,"confidence":0.9980469,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.0390123687684536},{"word":"a","start":1092.265,"end":1092.425,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.09519616514444353},{"word":"problem","start":1092.425,"end":1092.745,"confidence":0.9980469,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":-0.06058161333203316},{"word":"at","start":1092.745,"end":1092.905,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.09129279851913452},{"word":"all","start":1092.905,"end":1093.405,"confidence":1.0,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.02485060878098011},{"word":"no","start":1094.185,"end":1094.685,"confidence":0.6467285,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04133529216051102},{"word":"excellent","start":1096.3451,"end":1096.8451,"confidence":0.9946289,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5500649213790894},{"word":"lovely","start":1097.225,"end":1097.625,"confidence":0.9995117,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.4953687787055969},{"word":"if","start":1097.625,"end":1097.865,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.20575600862503052},{"word":"anything","start":1097.865,"end":1098.185,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.14846254885196686},{"word":"comes","start":1098.185,"end":1098.425,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.08941510319709778},{"word":"up","start":1098.425,"end":1098.505,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07526979595422745},{"word":"and","start":1098.505,"end":1098.665,"confidence":0.94628906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06929144263267517},{"word":"you","start":1098.665,"end":1098.8251,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07657333463430405},{"word":"decide","start":1098.8251,"end":1099.225,"confidence":0.9921875,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.0423535481095314},{"word":"you","start":1099.225,"end":1099.385,"confidence":0.9091797,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05904775112867355},{"word":"wanna","start":1099.385,"end":1099.625,"confidence":0.9902344,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.106648251414299},{"word":"kinda","start":1099.625,"end":1099.9451,"confidence":0.61865234,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.14037451148033142},{"word":"reevaluate","start":1099.9451,"end":1100.4451,"confidence":0.9941406,"punctuated_word":"reevaluate","sentiment":"neutral","sentiment_score":0.08646754920482635},{"word":"that","start":1100.5851,"end":1100.8251,"confidence":0.99658203,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.11429275572299956},{"word":"please","start":1100.8251,"end":1101.145,"confidence":0.9980469,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.1418955624103546},{"word":"do","start":1101.145,"end":1101.305,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1377754807472229},{"word":"let","start":1101.305,"end":1101.545,"confidence":0.9921875,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.1503795087337494},{"word":"me","start":1101.545,"end":1101.7051,"confidence":0.9980469,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.141901895403862},{"word":"know","start":1101.7051,"end":1101.865,"confidence":0.9951172,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.14012694358825684},{"word":"we're","start":1101.865,"end":1102.105,"confidence":0.99658203,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.19500023126602173},{"word":"here","start":1102.105,"end":1102.3451,"confidence":0.98095703,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.22428907454013824},{"word":"to","start":1102.3451,"end":1102.4825,"confidence":0.9526367,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2132205069065094},{"word":"kinda","start":1102.4825,"end":1102.62,"confidence":0.56152344,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.28336942195892334},{"word":"help","start":1102.7,"end":1102.86,"confidence":0.9941406,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.3114463686943054},{"word":"you","start":1102.86,"end":1102.98,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28498202562332153},{"word":"and","start":1102.98,"end":1103.1,"confidence":0.8076172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2786718010902405},{"word":"make","start":1103.1,"end":1103.34,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.23433367908000943},{"word":"sure","start":1103.34,"end":1103.58,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.23858916759490967},{"word":"that","start":1103.58,"end":1103.74,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2834768295288086},{"word":"we","start":1103.74,"end":1103.9,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.23926131427288055},{"word":"can","start":1103.9,"end":1104.4,"confidence":0.8977051,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.2582211494445801},{"word":"and","start":1104.62,"end":1104.86,"confidence":0.6870117,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1608583629131317},{"word":"we","start":1104.86,"end":1105.02,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13882681727409363},{"word":"do","start":1105.02,"end":1105.26,"confidence":0.98828125,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.17140036821365356},{"word":"go","start":1105.26,"end":1105.42,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.15074074268341064},{"word":"through","start":1105.42,"end":1105.66,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1161402389407158},{"word":"that","start":1105.66,"end":1105.82,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10966766625642776},{"word":"every","start":1105.82,"end":1106.14,"confidence":1.0,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.120524562895298},{"word":"year","start":1106.14,"end":1106.3,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.11141924560070038},{"word":"with","start":1106.3,"end":1106.46,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1484200805425644},{"word":"you","start":1106.46,"end":1106.7,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1850438117980957},{"word":"at","start":1106.7,"end":1106.86,"confidence":0.87158203,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1653546541929245},{"word":"any","start":1106.86,"end":1107.1,"confidence":0.5083008,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.2145345509052277},{"word":"review","start":1107.1,"end":1107.5,"confidence":0.9951172,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.09995986521244048},{"word":"time","start":1107.5,"end":1107.74,"confidence":0.99316406,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1687992960214615},{"word":"to","start":1107.74,"end":1107.9,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17037013173103333},{"word":"make","start":1107.9,"end":1108.14,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.14772671461105347},{"word":"sure","start":1108.14,"end":1108.38,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.14901551604270935},{"word":"that","start":1108.38,"end":1108.7,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1994439959526062},{"word":"you","start":1108.7,"end":1108.94,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20484738051891327},{"word":"are","start":1108.94,"end":1109.1,"confidence":0.99121094,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.20255550742149353},{"word":"covered","start":1109.1,"end":1109.5,"confidence":0.99902344,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":0.18388962745666504},{"word":"to","start":1109.5,"end":1109.58,"confidence":0.90527344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2199280709028244},{"word":"the","start":1109.58,"end":1109.74,"confidence":0.9194336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14642515778541565},{"word":"amount","start":1109.74,"end":1110.0599,"confidence":0.99316406,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.13551652431488037},{"word":"that","start":1110.0599,"end":1110.22,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14281070232391355},{"word":"you","start":1110.22,"end":1110.38,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11574839055538176},{"word":"need","start":1110.38,"end":1110.54,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.10969407856464386},{"word":"to","start":1110.54,"end":1110.7,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09532732516527176},{"word":"be","start":1110.7,"end":1111.2,"confidence":0.9916992,"punctuated_word":"be.","sentiment":"neutral","sentiment_score":0.09537959098815918},{"word":"with","start":1111.66,"end":1111.98,"confidence":0.98291016,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.034760549664497375},{"word":"income","start":1111.98,"end":1112.3,"confidence":0.91748047,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.021962597966194153},{"word":"protection","start":1112.3,"end":1112.8,"confidence":0.99853516,"punctuated_word":"protection,","sentiment":"neutral","sentiment_score":0.01704896241426468},{"word":"it","start":1112.94,"end":1113.1,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02933184802532196},{"word":"is","start":1113.1,"end":1113.34,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03879387676715851},{"word":"the","start":1113.34,"end":1113.58,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.049514904618263245},{"word":"biggest","start":1113.58,"end":1113.9,"confidence":1.0,"punctuated_word":"biggest","sentiment":"neutral","sentiment_score":0.05604277551174164},{"word":"part","start":1113.9,"end":1114.22,"confidence":0.9921875,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.04165871441364288},{"word":"or","start":1114.22,"end":1114.46,"confidence":0.8935547,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04794622212648392},{"word":"the","start":1114.46,"end":1114.78,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06178685650229454},{"word":"the","start":1114.78,"end":1114.86,"confidence":0.83984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0704878717660904},{"word":"largest","start":1114.86,"end":1115.26,"confidence":0.9892578,"punctuated_word":"largest","sentiment":"neutral","sentiment_score":0.07105804979801178},{"word":"cost","start":1115.26,"end":1115.58,"confidence":0.9760742,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":0.06923365592956543},{"word":"of","start":1115.58,"end":1115.74,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05631927400827408},{"word":"your","start":1115.74,"end":1115.9,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03181283921003342},{"word":"insurances","start":1115.9,"end":1116.4,"confidence":0.9501953,"punctuated_word":"insurances.","sentiment":"neutral","sentiment_score":0.04504665732383728},{"word":"it's","start":1116.54,"end":1116.7,"confidence":0.9980469,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.07184945046901703},{"word":"the","start":1116.7,"end":1116.86,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06216080114245415},{"word":"first","start":1116.86,"end":1117.1,"confidence":0.99316406,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.07312249392271042},{"word":"thing","start":1117.1,"end":1117.26,"confidence":0.9921875,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.055554844439029694},{"word":"it","start":1117.26,"end":1117.34,"confidence":0.5732422,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07108338177204132},{"word":"normally","start":1117.34,"end":1117.84,"confidence":0.9873047,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":0.0649636834859848},{"word":"gets","start":1117.845,"end":1118.085,"confidence":0.8618164,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.05804546922445297},{"word":"claimed","start":1118.085,"end":1118.325,"confidence":0.9863281,"punctuated_word":"claimed","sentiment":"neutral","sentiment_score":0.09630635380744934},{"word":"on","start":1118.325,"end":1118.825,"confidence":0.83203125,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.08394107967615128},{"word":"and","start":1119.9249,"end":1120.1649,"confidence":0.81347656,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08269357681274414},{"word":"so","start":1120.1649,"end":1120.485,"confidence":0.9951172,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.08695715665817261},{"word":"it","start":1120.485,"end":1120.725,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08538013696670532},{"word":"does","start":1120.725,"end":1120.965,"confidence":0.9980469,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.08493350446224213},{"word":"account","start":1120.965,"end":1121.205,"confidence":0.9980469,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.08113688975572586},{"word":"for","start":1121.205,"end":1121.365,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07045000791549683},{"word":"about","start":1121.365,"end":1121.6849,"confidence":0.8286133,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.05642706900835037},{"word":"90%","start":1121.6849,"end":1122.405,"confidence":1.0,"punctuated_word":"90%","sentiment":"neutral","sentiment_score":0.07093222439289093},{"word":"of","start":1122.405,"end":1122.565,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0802246481180191},{"word":"your","start":1122.565,"end":1122.8049,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.054916415363550186},{"word":"insurance","start":1122.8049,"end":1123.3049,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.050214238464832306},{"word":"premiums","start":1123.445,"end":1123.945,"confidence":0.68847656,"punctuated_word":"premiums,","sentiment":"neutral","sentiment_score":0.06026425212621689},{"word":"essentially","start":1124.005,"end":1124.505,"confidence":0.9160156,"punctuated_word":"essentially.","sentiment":"neutral","sentiment_score":0.03388424217700958},{"word":"increasing","start":1125.205,"end":1125.705,"confidence":0.6960449,"punctuated_word":"Increasing,","sentiment":"neutral","sentiment_score":-0.026189368218183517},{"word":"it","start":1125.765,"end":1125.9249,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.06043248623609543},{"word":"does","start":1125.9249,"end":1126.1649,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.043494053184986115},{"word":"mean","start":1126.1649,"end":1126.405,"confidence":0.99902344,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":-0.06785940378904343},{"word":"that","start":1126.405,"end":1126.565,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08608588576316833},{"word":"your","start":1126.565,"end":1126.885,"confidence":0.7553711,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.13695064187049866},{"word":"premiums","start":1126.885,"end":1127.385,"confidence":0.9873047,"punctuated_word":"premiums","sentiment":"neutral","sentiment_score":-0.12256702035665512},{"word":"are","start":1127.445,"end":1127.525,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.13021615147590637},{"word":"gonna","start":1127.525,"end":1127.9249,"confidence":0.9970703,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.11369463801383972},{"word":"increase","start":1127.9249,"end":1128.4249,"confidence":0.9790039,"punctuated_word":"increase.","sentiment":"neutral","sentiment_score":-0.03413572907447815},{"word":"however","start":1128.8049,"end":1129.2849,"confidence":0.9975586,"punctuated_word":"However,","sentiment":"neutral","sentiment_score":-0.031035350635647777},{"word":"it's","start":1129.2849,"end":1129.445,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.07898057997226715},{"word":"also","start":1129.445,"end":1129.845,"confidence":0.9980469,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.0908823162317276},{"word":"a","start":1129.845,"end":1129.9249,"confidence":0.89208984,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08945263922214508},{"word":"doubly","start":1129.9249,"end":1130.325,"confidence":0.8227539,"punctuated_word":"doubly","sentiment":"neutral","sentiment_score":-0.08560442924499512},{"word":"act","start":1130.325,"end":1130.485,"confidence":0.9506836,"punctuated_word":"act","sentiment":"neutral","sentiment_score":-0.09542948752641678},{"word":"about","start":1130.485,"end":1130.8049,"confidence":0.9819336,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.09658694267272948},{"word":"making","start":1130.8049,"end":1131.0449,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.09151752293109894},{"word":"sure","start":1131.0449,"end":1131.205,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.06509102135896683},{"word":"you're","start":1131.205,"end":1131.445,"confidence":0.9206543,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.03279482573270798},{"word":"covered","start":1131.445,"end":1131.765,"confidence":0.99609375,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":-0.041478291153907776},{"word":"for","start":1131.765,"end":1131.845,"confidence":0.5986328,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0010883137583732605},{"word":"the","start":1131.845,"end":1132.005,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.013828903436660768},{"word":"amount","start":1132.005,"end":1132.325,"confidence":0.9980469,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.02399466186761856},{"word":"that","start":1132.325,"end":1132.565,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01963771879673004},{"word":"you","start":1132.565,"end":1132.725,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011198684573173525},{"word":"need","start":1132.725,"end":1132.8049,"confidence":0.984375,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.01711905002593994},{"word":"to","start":1132.8049,"end":1133.1,"confidence":0.91503906,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.010500766336917875},{"word":"be","start":1133.1,"end":1133.26,"confidence":0.9301758,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.006605453789234161},{"word":"covered","start":1133.26,"end":1133.5,"confidence":1.0,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":-0.019126251339912415},{"word":"for","start":1133.5,"end":1134.0,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.01716805249452591},{"word":"as","start":1134.14,"end":1134.38,"confidence":0.71240234,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.02002342790365219},{"word":"well","start":1134.38,"end":1134.62,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.037396155297756195},{"word":"as","start":1134.62,"end":1134.78,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.023182958364486694},{"word":"not","start":1134.78,"end":1134.94,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.0813058465719223},{"word":"eating","start":1134.94,"end":1135.1799,"confidence":0.98535156,"punctuated_word":"eating","sentiment":"neutral","sentiment_score":-0.14687946438789368},{"word":"away","start":1135.1799,"end":1135.4199,"confidence":0.9980469,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.22198960185050964},{"word":"all","start":1135.4199,"end":1135.58,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.09065499156713486},{"word":"of","start":1135.58,"end":1135.66,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0323379784822464},{"word":"your","start":1135.66,"end":1135.9,"confidence":0.9760742,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.03863424062728882},{"word":"super","start":1135.9,"end":1136.2999,"confidence":0.5839844,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.03818993270397186},{"word":"because","start":1136.2999,"end":1136.7,"confidence":0.90527344,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.008461453020572662},{"word":"those","start":1136.7,"end":1136.94,"confidence":0.97314453,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.06589990109205246},{"word":"premiums","start":1136.94,"end":1137.34,"confidence":0.99609375,"punctuated_word":"premiums","sentiment":"neutral","sentiment_score":0.03030616044998169},{"word":"come","start":1137.34,"end":1137.5,"confidence":1.0,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.0917951837182045},{"word":"out","start":1137.5,"end":1137.66,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.003542885184288025},{"word":"of","start":1137.66,"end":1137.82,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03835845738649368},{"word":"your","start":1137.82,"end":1137.98,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.047855280339717865},{"word":"super","start":1137.98,"end":1138.2999,"confidence":0.9980469,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.03152065724134445},{"word":"as","start":1138.2999,"end":1138.5399,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0903395488858223},{"word":"well","start":1138.5399,"end":1139.02,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.05858471617102623},{"word":"okay","start":1139.02,"end":1139.52,"confidence":0.89282227,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.053860440850257874},{"word":"excellent","start":1141.66,"end":1142.16,"confidence":0.99658203,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5772486329078674},{"word":"with","start":1142.86,"end":1143.1,"confidence":0.9970703,"punctuated_word":"With","sentiment":"positive","sentiment_score":0.34300342202186584},{"word":"your","start":1143.1,"end":1143.26,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.27468788623809814},{"word":"income","start":1143.26,"end":1143.58,"confidence":0.984375,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.25720444321632385},{"word":"protection","start":1143.58,"end":1144.0599,"confidence":0.99902344,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":0.22679248452186584},{"word":"policy","start":1144.0599,"end":1144.5399,"confidence":0.9975586,"punctuated_word":"policy,","sentiment":"neutral","sentiment_score":0.25365135073661804},{"word":"you","start":1144.5399,"end":1144.7,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17516404390335083},{"word":"do","start":1144.7,"end":1144.86,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14875318109989166},{"word":"have","start":1144.86,"end":1145.02,"confidence":0.9951172,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.187109112739563},{"word":"a","start":1145.02,"end":1145.1799,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1685565710067749},{"word":"ninety","start":1145.1799,"end":1145.5,"confidence":0.99121094,"punctuated_word":"ninety","sentiment":"neutral","sentiment_score":0.1456831991672516},{"word":"day","start":1145.5,"end":1145.74,"confidence":0.9970703,"punctuated_word":"day","sentiment":"neutral","sentiment_score":0.14880260825157166},{"word":"waiting","start":1145.74,"end":1146.0599,"confidence":0.99902344,"punctuated_word":"waiting","sentiment":"neutral","sentiment_score":0.1520550400018692},{"word":"period","start":1146.0599,"end":1146.46,"confidence":0.9838867,"punctuated_word":"period.","sentiment":"neutral","sentiment_score":0.12287191301584244},{"word":"that","start":1146.46,"end":1146.7,"confidence":1.0,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.1079620122909546},{"word":"just","start":1146.7,"end":1146.86,"confidence":0.984375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11853878200054167},{"word":"means","start":1146.86,"end":1147.1,"confidence":0.99902344,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.10383063554763794},{"word":"that","start":1147.1,"end":1147.26,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09004979580640793},{"word":"you","start":1147.26,"end":1147.34,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06145282834768295},{"word":"need","start":1147.34,"end":1147.58,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.04856448993086815},{"word":"to","start":1147.58,"end":1147.66,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04842822998762131},{"word":"be","start":1147.66,"end":1147.74,"confidence":0.98291016,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.026756756007671356},{"word":"off","start":1147.74,"end":1147.935,"confidence":0.9086914,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.011293675750494003},{"word":"work","start":1147.935,"end":1148.175,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.024414360523223877},{"word":"for","start":1148.175,"end":1148.415,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.030169494450092316},{"word":"ninety","start":1148.415,"end":1148.7351,"confidence":1.0,"punctuated_word":"ninety","sentiment":"neutral","sentiment_score":0.05715825781226158},{"word":"days","start":1148.7351,"end":1148.9751,"confidence":1.0,"punctuated_word":"days","sentiment":"neutral","sentiment_score":0.04147414118051529},{"word":"prior","start":1148.9751,"end":1149.2151,"confidence":0.9980469,"punctuated_word":"prior","sentiment":"neutral","sentiment_score":0.02098764479160309},{"word":"to","start":1149.2151,"end":1149.375,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08306742459535599},{"word":"making","start":1149.375,"end":1149.6951,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.11211947351694108},{"word":"a","start":1149.6951,"end":1149.8551,"confidence":0.9394531,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17626085877418518},{"word":"claim","start":1149.8551,"end":1150.3551,"confidence":0.9995117,"punctuated_word":"claim.","sentiment":"neutral","sentiment_score":0.1055634617805481},{"word":"i","start":1150.8151,"end":1151.055,"confidence":0.5332031,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07126694917678833},{"word":"always","start":1151.055,"end":1151.295,"confidence":0.9277344,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.1337372660636902},{"word":"suggest","start":1151.295,"end":1151.6951,"confidence":0.9951172,"punctuated_word":"suggest","sentiment":"neutral","sentiment_score":0.1559101790189743},{"word":"to","start":1151.6951,"end":1151.8551,"confidence":0.55859375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12946896255016327},{"word":"clients","start":1151.8551,"end":1152.255,"confidence":0.99121094,"punctuated_word":"clients","sentiment":"neutral","sentiment_score":0.09035136550664902},{"word":"that","start":1152.255,"end":1152.5751,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14975129067897797},{"word":"if","start":1152.5751,"end":1152.7351,"confidence":0.9921875,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12302826344966888},{"word":"you're","start":1152.7351,"end":1152.895,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.03660093992948532},{"word":"off","start":1152.895,"end":1153.135,"confidence":0.99902344,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.008701242506504059},{"word":"work","start":1153.135,"end":1153.375,"confidence":0.9980469,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.0016282647848129272},{"word":"and","start":1153.375,"end":1153.535,"confidence":0.9604492,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05173832923173904},{"word":"you","start":1153.535,"end":1153.6951,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07051527500152588},{"word":"feel","start":1153.6951,"end":1153.935,"confidence":0.99902344,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.03739844262599945},{"word":"like","start":1153.935,"end":1154.015,"confidence":0.9873047,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.07092694193124771},{"word":"you're","start":1154.015,"end":1154.255,"confidence":0.99560547,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.10879703611135484},{"word":"gonna","start":1154.255,"end":1154.4951,"confidence":0.8881836,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1503261923789978},{"word":"meet","start":1154.4951,"end":1154.7351,"confidence":0.6953125,"punctuated_word":"meet","sentiment":"neutral","sentiment_score":0.0772961676120758},{"word":"that","start":1154.7351,"end":1154.895,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14580577611923218},{"word":"waiting","start":1154.895,"end":1155.295,"confidence":0.9970703,"punctuated_word":"waiting","sentiment":"neutral","sentiment_score":0.08660592883825302},{"word":"period","start":1155.295,"end":1155.6151,"confidence":0.9902344,"punctuated_word":"period","sentiment":"neutral","sentiment_score":0.04598868638277054},{"word":"and","start":1155.6151,"end":1155.6951,"confidence":0.97314453,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10986611247062684},{"word":"need","start":1155.6951,"end":1155.935,"confidence":0.99609375,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.14912652969360352},{"word":"to","start":1155.935,"end":1156.0951,"confidence":0.5205078,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16094131767749786},{"word":"claim","start":1156.0951,"end":1156.5951,"confidence":0.98999023,"punctuated_word":"claim,","sentiment":"neutral","sentiment_score":0.15563327074050903},{"word":"as","start":1156.7351,"end":1156.9751,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1612970232963562},{"word":"soon","start":1156.9751,"end":1157.135,"confidence":1.0,"punctuated_word":"soon","sentiment":"neutral","sentiment_score":0.1267981231212616},{"word":"as","start":1157.135,"end":1157.295,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15447619557380676},{"word":"you're","start":1157.295,"end":1157.4551,"confidence":0.9946289,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.10196875780820848},{"word":"off","start":1157.4551,"end":1157.6951,"confidence":0.99902344,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.02273889258503914},{"word":"work","start":1157.6951,"end":1157.935,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.034295227378606796},{"word":"and","start":1157.935,"end":1158.0951,"confidence":0.96240234,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1094854325056076},{"word":"you've","start":1158.0951,"end":1158.255,"confidence":0.9970703,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.142517551779747},{"word":"been","start":1158.255,"end":1158.4951,"confidence":0.9980469,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.10578769445419312},{"word":"to","start":1158.4951,"end":1158.655,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06294887512922287},{"word":"the","start":1158.655,"end":1158.7351,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09909743070602416},{"word":"doctor","start":1158.7351,"end":1159.055,"confidence":0.9550781,"punctuated_word":"doctor,","sentiment":"neutral","sentiment_score":0.1245209127664566},{"word":"you've","start":1159.055,"end":1159.295,"confidence":0.99902344,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.16404297947883606},{"word":"got","start":1159.295,"end":1159.4551,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1316574215888977},{"word":"the","start":1159.4551,"end":1159.6151,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.137985959649086},{"word":"information","start":1159.6151,"end":1160.1151,"confidence":0.9621582,"punctuated_word":"information,","sentiment":"neutral","sentiment_score":0.1047464832663536},{"word":"give","start":1160.255,"end":1160.415,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.12802480161190033},{"word":"us","start":1160.415,"end":1160.5751,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.15898215770721436},{"word":"a","start":1160.5751,"end":1160.7351,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17083659768104553},{"word":"call","start":1160.7351,"end":1160.9751,"confidence":0.7841797,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.1725807934999466},{"word":"let","start":1160.9751,"end":1161.2151,"confidence":0.99902344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.16052725911140442},{"word":"us","start":1161.2151,"end":1161.375,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.13448895514011383},{"word":"know","start":1161.375,"end":1161.875,"confidence":0.7980957,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.16639670729637146},{"word":"as","start":1162.22,"end":1162.38,"confidence":0.9863281,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.16508616507053375},{"word":"your","start":1162.38,"end":1162.62,"confidence":0.9291992,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14228126406669617},{"word":"advisers","start":1162.62,"end":1163.1,"confidence":0.8791504,"punctuated_word":"advisers,","sentiment":"neutral","sentiment_score":0.17208324372768402},{"word":"we","start":1163.1,"end":1163.34,"confidence":0.9902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.22655725479125977},{"word":"help","start":1163.34,"end":1163.5,"confidence":0.97265625,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.27461227774620056},{"word":"to","start":1163.5,"end":1163.74,"confidence":0.7890625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2413012683391571},{"word":"facilitate","start":1163.74,"end":1164.22,"confidence":1.0,"punctuated_word":"facilitate","sentiment":"neutral","sentiment_score":0.3076590597629547},{"word":"the","start":1164.22,"end":1164.38,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.28346529603004456},{"word":"claim","start":1164.38,"end":1164.7001,"confidence":0.9951172,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.2059607207775116},{"word":"between","start":1164.7001,"end":1165.1,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.23139847815036776},{"word":"yourself","start":1165.1,"end":1165.42,"confidence":0.99902344,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.24994038045406344},{"word":"and","start":1165.42,"end":1165.5801,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22961224615573883},{"word":"the","start":1165.5801,"end":1165.8201,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2296028733253479},{"word":"insurer","start":1165.8201,"end":1166.3,"confidence":0.9338379,"punctuated_word":"insurer,","sentiment":"neutral","sentiment_score":0.19452223181724548},{"word":"and","start":1166.3,"end":1166.54,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22527210414409635},{"word":"we","start":1166.54,"end":1166.7001,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2378389835357666},{"word":"can","start":1166.7001,"end":1166.78,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2542015314102173},{"word":"let","start":1166.78,"end":1167.02,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.25442248582839966},{"word":"them","start":1167.02,"end":1167.18,"confidence":0.99902344,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.19013093411922455},{"word":"know","start":1167.18,"end":1167.34,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.1851052492856979},{"word":"that","start":1167.34,"end":1167.5801,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1630766987800598},{"word":"you're","start":1167.5801,"end":1167.74,"confidence":0.99609375,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1145973727107048},{"word":"off","start":1167.74,"end":1167.98,"confidence":0.99902344,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.06189500167965889},{"word":"work","start":1167.98,"end":1168.3,"confidence":0.9802246,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.11752981692552568},{"word":"that","start":1168.3,"end":1168.54,"confidence":0.97265625,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18970751762390137},{"word":"that","start":1168.54,"end":1168.7001,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18121878802776337},{"word":"waiting","start":1168.7001,"end":1169.1,"confidence":1.0,"punctuated_word":"waiting","sentiment":"neutral","sentiment_score":0.08237950503826141},{"word":"period","start":1169.1,"end":1169.5801,"confidence":1.0,"punctuated_word":"period","sentiment":"neutral","sentiment_score":0.06678590923547745},{"word":"has","start":1169.5801,"end":1169.8201,"confidence":0.9951172,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.11038802564144136},{"word":"started","start":1169.8201,"end":1170.3201,"confidence":0.97802734,"punctuated_word":"started.","sentiment":"neutral","sentiment_score":0.1255294531583786},{"word":"they","start":1170.78,"end":1170.9401,"confidence":1.0,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.11670754104852676},{"word":"can","start":1170.9401,"end":1171.18,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1581967920064926},{"word":"get","start":1171.18,"end":1171.34,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.16386651992797852},{"word":"us","start":1171.34,"end":1171.5801,"confidence":0.9223633,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.20856738090515137},{"word":"the","start":1171.5801,"end":1171.74,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.23119422793388367},{"word":"claims","start":1171.74,"end":1172.22,"confidence":0.97998047,"punctuated_word":"claims","sentiment":"neutral","sentiment_score":0.14020630717277527},{"word":"information","start":1172.22,"end":1172.72,"confidence":0.7470703,"punctuated_word":"information,","sentiment":"neutral","sentiment_score":0.23211202025413513},{"word":"and","start":1172.86,"end":1173.02,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21297334134578705},{"word":"then","start":1173.02,"end":1173.34,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.21801510453224185},{"word":"at","start":1173.34,"end":1173.5,"confidence":0.9941406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.22387351095676425},{"word":"that","start":1173.5,"end":1173.74,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.27699607610702515},{"word":"ninety","start":1173.74,"end":1174.14,"confidence":0.99902344,"punctuated_word":"ninety","sentiment":"neutral","sentiment_score":0.21567706763744351},{"word":"days","start":1174.14,"end":1174.38,"confidence":0.97631836,"punctuated_word":"days,","sentiment":"neutral","sentiment_score":0.249131441116333},{"word":"we","start":1174.38,"end":1174.54,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.27999481558799744},{"word":"can","start":1174.54,"end":1174.905,"confidence":0.9892578,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3409876823425293},{"word":"can","start":1174.905,"end":1175.145,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.32113024592399597},{"word":"submit","start":1175.145,"end":1175.545,"confidence":1.0,"punctuated_word":"submit","sentiment":"neutral","sentiment_score":0.22568774223327637},{"word":"that","start":1175.545,"end":1175.785,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3105756342411041},{"word":"claim","start":1175.785,"end":1176.105,"confidence":0.99609375,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.20916305482387543},{"word":"for","start":1176.105,"end":1176.345,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3674994707107544},{"word":"you","start":1176.345,"end":1176.505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3137466311454773},{"word":"to","start":1176.505,"end":1176.665,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.33695662021636963},{"word":"have","start":1176.665,"end":1176.905,"confidence":0.89501953,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.346876859664917},{"word":"that","start":1176.905,"end":1177.145,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3292276859283447},{"word":"process","start":1177.145,"end":1177.645,"confidence":0.9604492,"punctuated_word":"process","sentiment":"neutral","sentiment_score":0.239534392952919},{"word":"be","start":1177.9451,"end":1178.105,"confidence":0.93603516,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.367063581943512},{"word":"more","start":1178.105,"end":1178.505,"confidence":0.9980469,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.3166158199310303},{"word":"streamlined","start":1178.505,"end":1179.005,"confidence":0.9995117,"punctuated_word":"streamlined.","sentiment":"neutral","sentiment_score":0.2540656328201294},{"word":"okay","start":1179.545,"end":1180.045,"confidence":0.99121094,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.11071811616420746},{"word":"excellent","start":1181.865,"end":1182.365,"confidence":0.99609375,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.46640545129776},{"word":"you've","start":1182.8251,"end":1183.0651,"confidence":0.7844238,"punctuated_word":"You've","sentiment":"positive","sentiment_score":0.3669074475765228},{"word":"also","start":1183.0651,"end":1183.305,"confidence":0.99902344,"punctuated_word":"also","sentiment":"positive","sentiment_score":0.3342447280883789},{"word":"got","start":1183.305,"end":1183.545,"confidence":0.9941406,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.3552705645561218},{"word":"a","start":1183.545,"end":1183.625,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2766927480697632},{"word":"five","start":1183.625,"end":1183.865,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.2917587459087372},{"word":"year","start":1183.865,"end":1184.105,"confidence":0.99609375,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.25394126772880554},{"word":"benefit","start":1184.105,"end":1184.505,"confidence":0.97265625,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.23009026050567627},{"word":"period","start":1184.505,"end":1184.8251,"confidence":0.98706055,"punctuated_word":"period.","sentiment":"neutral","sentiment_score":0.27013012766838074},{"word":"that","start":1184.8251,"end":1185.0651,"confidence":0.9970703,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.18952244520187375},{"word":"just","start":1185.0651,"end":1185.225,"confidence":0.95410156,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.22392849624156952},{"word":"means","start":1185.225,"end":1185.545,"confidence":0.9921875,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.18812444806098935},{"word":"if","start":1185.545,"end":1185.7051,"confidence":0.9760742,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2447892427444458},{"word":"you're","start":1185.7051,"end":1185.865,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1864548027515411},{"word":"off","start":1185.865,"end":1186.025,"confidence":0.9980469,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.10628357529640198},{"word":"work","start":1186.025,"end":1186.265,"confidence":0.9165039,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.08669696748256683},{"word":"and","start":1186.265,"end":1186.425,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1628602147102356},{"word":"on","start":1186.425,"end":1186.5851,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.17814576625823977},{"word":"a","start":1186.5851,"end":1186.745,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2267494648694992},{"word":"claim","start":1186.745,"end":1186.985,"confidence":0.9941406,"punctuated_word":"claim,","sentiment":"neutral","sentiment_score":0.2071264535188675},{"word":"you","start":1186.985,"end":1187.145,"confidence":0.9941406,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3337140381336212},{"word":"can","start":1187.145,"end":1187.385,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3315209150314331},{"word":"be","start":1187.385,"end":1187.4651,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.3090887665748596},{"word":"on","start":1187.4651,"end":1187.625,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2619397044181824},{"word":"a","start":1187.625,"end":1187.785,"confidence":0.96777344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2779633104801178},{"word":"claim","start":1187.785,"end":1188.025,"confidence":0.9980469,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.1901721358299255},{"word":"for","start":1188.025,"end":1188.265,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1995100378990173},{"word":"up","start":1188.265,"end":1188.425,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.20885378122329712},{"word":"to","start":1188.425,"end":1188.5851,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2437005490064621},{"word":"five","start":1188.5851,"end":1188.8251,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.2197350412607193},{"word":"years","start":1188.8251,"end":1189.3251,"confidence":0.79003906,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.1953965276479721},{"word":"at","start":1189.83,"end":1189.99,"confidence":0.9770508,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.191860169172287},{"word":"that","start":1189.99,"end":1190.3099,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20268601179122925},{"word":"five","start":1190.3099,"end":1190.5499,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.1635170727968216},{"word":"year","start":1190.5499,"end":1190.95,"confidence":0.9863281,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.16211827099323273},{"word":"period","start":1190.95,"end":1191.4299,"confidence":0.9970703,"punctuated_word":"period,","sentiment":"neutral","sentiment_score":0.1671014130115509},{"word":"the","start":1191.4299,"end":1191.59,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19959519803524017},{"word":"claim","start":1191.59,"end":1191.99,"confidence":0.9970703,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.13825534284114838},{"word":"does","start":1191.99,"end":1192.3099,"confidence":1.0,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.15538069605827332},{"word":"stop","start":1192.3099,"end":1192.71,"confidence":0.99609375,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":0.16893398761749268},{"word":"regardless","start":1192.71,"end":1193.19,"confidence":0.9536133,"punctuated_word":"regardless","sentiment":"neutral","sentiment_score":0.16042324900627136},{"word":"of","start":1193.19,"end":1193.27,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11603596061468124},{"word":"whether","start":1193.27,"end":1193.59,"confidence":0.9980469,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.13640722632408142},{"word":"you","start":1193.59,"end":1193.75,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13934828341007233},{"word":"can","start":1193.75,"end":1193.91,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11148107051849364},{"word":"go","start":1193.91,"end":1194.07,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.07526963204145432},{"word":"back","start":1194.07,"end":1194.23,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.08996307104825974},{"word":"to","start":1194.23,"end":1194.47,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06793666630983353},{"word":"work","start":1194.47,"end":1194.71,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.09811366349458694},{"word":"again","start":1194.71,"end":1195.21,"confidence":0.7932129,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":0.14217612147331238},{"word":"but","start":1195.75,"end":1195.99,"confidence":0.92089844,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.2338549792766571},{"word":"it","start":1195.99,"end":1196.15,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.19802623987197876},{"word":"also","start":1196.15,"end":1196.5499,"confidence":0.98828125,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.18533407151699063},{"word":"kinda","start":1196.5499,"end":1196.87,"confidence":0.96777344,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.27391189336776733},{"word":"is","start":1196.87,"end":1197.03,"confidence":0.9941406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.25444239377975464},{"word":"a","start":1197.03,"end":1197.19,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2905372679233551},{"word":"good","start":1197.19,"end":1197.35,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.3081745207309723},{"word":"claim","start":1197.35,"end":1197.6699,"confidence":0.7763672,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.3121480345726013},{"word":"period","start":1197.6699,"end":1198.07,"confidence":0.8491211,"punctuated_word":"period","sentiment":"positive","sentiment_score":0.3491787612438202},{"word":"because","start":1198.07,"end":1198.39,"confidence":0.91259766,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.24120162427425385},{"word":"it","start":1198.39,"end":1198.71,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3026565611362457},{"word":"does","start":1198.71,"end":1198.95,"confidence":0.9902344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.2745212912559509},{"word":"account","start":1198.95,"end":1199.27,"confidence":0.9863281,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.2367866486310959},{"word":"for","start":1199.27,"end":1199.51,"confidence":0.84887695,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":0.23871994018554688},{"word":"like","start":1199.51,"end":1199.75,"confidence":0.99658203,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.25042641162872314},{"word":"if","start":1199.75,"end":1199.91,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.23622524738311768},{"word":"you're","start":1199.91,"end":1200.07,"confidence":0.99609375,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.14817537367343905},{"word":"off","start":1200.07,"end":1200.23,"confidence":0.9970703,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.04768160358071327},{"word":"work","start":1200.23,"end":1200.47,"confidence":0.99609375,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.02855922281742096},{"word":"for","start":1200.47,"end":1200.63,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06136738881468773},{"word":"one","start":1200.63,"end":1200.87,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1237998828291893},{"word":"or","start":1200.87,"end":1201.03,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.14726011455059052},{"word":"two","start":1201.03,"end":1201.27,"confidence":1.0,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.1137254387140274},{"word":"years","start":1201.27,"end":1201.77,"confidence":0.7644043,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.13481520116329193},{"word":"and","start":1201.985,"end":1202.0651,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2001013159751892},{"word":"then","start":1202.0651,"end":1202.305,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.22948528826236725},{"word":"you","start":1202.305,"end":1202.385,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22278164327144623},{"word":"can","start":1202.385,"end":1202.545,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.20856130123138428},{"word":"go","start":1202.545,"end":1202.785,"confidence":0.9951172,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.14059992134571075},{"word":"back","start":1202.785,"end":1202.865,"confidence":0.9980469,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.11742285639047624},{"word":"to","start":1202.865,"end":1203.025,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08099667727947235},{"word":"work","start":1203.025,"end":1203.345,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.08046205341815948},{"word":"part","start":1203.345,"end":1203.5851,"confidence":0.99902344,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.12039674818515778},{"word":"time","start":1203.5851,"end":1203.8251,"confidence":0.75512695,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.19503998756408691},{"word":"you","start":1203.8251,"end":1203.985,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2783881723880768},{"word":"can","start":1203.985,"end":1204.225,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2560694217681885},{"word":"be","start":1204.225,"end":1204.385,"confidence":0.9921875,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.25599855184555054},{"word":"on","start":1204.385,"end":1204.545,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2195238471031189},{"word":"a","start":1204.545,"end":1204.625,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.22327585518360135},{"word":"partial","start":1204.625,"end":1205.105,"confidence":0.99609375,"punctuated_word":"partial","sentiment":"neutral","sentiment_score":0.16135366261005402},{"word":"claim","start":1205.105,"end":1205.425,"confidence":0.98291016,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.15162253379821777},{"word":"for","start":1205.425,"end":1205.665,"confidence":0.9099121,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":0.20063579082489016},{"word":"say","start":1205.665,"end":1205.985,"confidence":0.9885254,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.2036551535129547},{"word":"the","start":1205.985,"end":1206.225,"confidence":0.97802734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21293842792510984},{"word":"the","start":1206.225,"end":1206.385,"confidence":0.7763672,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1866870224475861},{"word":"other","start":1206.385,"end":1206.625,"confidence":0.97998047,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.12957443296909332},{"word":"three","start":1206.625,"end":1206.865,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.0979469269514084},{"word":"years","start":1206.865,"end":1207.105,"confidence":0.99902344,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.0977870225906372},{"word":"there","start":1207.105,"end":1207.345,"confidence":0.9746094,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.13925737142562866},{"word":"so","start":1207.345,"end":1207.5851,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2173791527748108},{"word":"a","start":1207.5851,"end":1207.665,"confidence":0.9116211,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23241209983825684},{"word":"five","start":1207.665,"end":1207.905,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.2376319319009781},{"word":"year","start":1207.905,"end":1208.145,"confidence":1.0,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.287214994430542},{"word":"benefit","start":1208.145,"end":1208.545,"confidence":0.99902344,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.19904744625091553},{"word":"period","start":1208.545,"end":1209.045,"confidence":0.9980469,"punctuated_word":"period","sentiment":"neutral","sentiment_score":0.2505638003349304},{"word":"is","start":1209.185,"end":1209.425,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.23765994608402252},{"word":"a","start":1209.425,"end":1209.505,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2816852927207947},{"word":"good","start":1209.505,"end":1209.8251,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.24613219499588013},{"word":"mix","start":1209.8251,"end":1210.145,"confidence":1.0,"punctuated_word":"mix","sentiment":"neutral","sentiment_score":0.29293790459632874},{"word":"between","start":1210.145,"end":1210.645,"confidence":1.0,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.28489965200424194},{"word":"making","start":1211.025,"end":1211.265,"confidence":0.99902344,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.2586357593536377},{"word":"sure","start":1211.265,"end":1211.505,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2559683620929718},{"word":"you've","start":1211.505,"end":1211.745,"confidence":0.99902344,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.259421706199646},{"word":"got","start":1211.745,"end":1211.985,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.24029311537742615},{"word":"enough","start":1211.985,"end":1212.305,"confidence":1.0,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":0.1918947547674179},{"word":"time","start":1212.305,"end":1212.625,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.21588391065597537},{"word":"to","start":1212.625,"end":1212.865,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2338315397500992},{"word":"recover","start":1212.865,"end":1213.345,"confidence":0.9343262,"punctuated_word":"recover,","sentiment":"neutral","sentiment_score":0.19266277551651},{"word":"recuperate","start":1213.345,"end":1213.845,"confidence":0.9433594,"punctuated_word":"recuperate,","sentiment":"neutral","sentiment_score":0.1837439239025116},{"word":"and","start":1213.985,"end":1214.225,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18663948774337769},{"word":"get","start":1214.225,"end":1214.385,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2149624526500702},{"word":"back","start":1214.385,"end":1214.625,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.1984245777130127},{"word":"to","start":1214.625,"end":1214.785,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1555498093366623},{"word":"work","start":1214.785,"end":1215.285,"confidence":0.9526367,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.18614201247692108},{"word":"but","start":1215.38,"end":1215.54,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.21200621128082275},{"word":"then","start":1215.54,"end":1215.7001,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.24665620923042297},{"word":"also","start":1215.7001,"end":1216.02,"confidence":0.96533203,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.180579274892807},{"word":"making","start":1216.02,"end":1216.3401,"confidence":0.99609375,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.18846352398395536},{"word":"sure","start":1216.3401,"end":1216.5801,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.17853990197181702},{"word":"that","start":1216.5801,"end":1216.74,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1985076665878296},{"word":"you're","start":1216.74,"end":1216.9,"confidence":1.0,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.1976243555545807},{"word":"not","start":1216.9,"end":1217.14,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.11518491059541702},{"word":"paying","start":1217.14,"end":1217.38,"confidence":1.0,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.07619860023260117},{"word":"too","start":1217.38,"end":1217.54,"confidence":1.0,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.05094538629055023},{"word":"much","start":1217.54,"end":1217.78,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.08265437930822372},{"word":"in","start":1217.78,"end":1217.9401,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06961505115032196},{"word":"premiums","start":1217.9401,"end":1218.4401,"confidence":0.74853516,"punctuated_word":"premiums.","sentiment":"neutral","sentiment_score":0.08056735247373581},{"word":"so","start":1218.5,"end":1218.8201,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.16813889145851135},{"word":"it's","start":1218.8201,"end":1218.9801,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.15137550234794617},{"word":"a","start":1218.9801,"end":1219.14,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3772056698799134},{"word":"good","start":1219.14,"end":1219.38,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.3750189244747162},{"word":"benefit","start":1219.38,"end":1219.8601,"confidence":1.0,"punctuated_word":"benefit","sentiment":"positive","sentiment_score":0.34937259554862976},{"word":"period","start":1219.8601,"end":1220.3601,"confidence":0.9645996,"punctuated_word":"period.","sentiment":"positive","sentiment_score":0.3685311675071716},{"word":"yeah","start":1221.38,"end":1221.88,"confidence":0.8911133,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3659907281398773},{"word":"perfect","start":1222.02,"end":1222.52,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5106754899024963},{"word":"i","start":1223.4601,"end":1223.62,"confidence":0.5830078,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3409786820411682},{"word":"will","start":1223.62,"end":1223.78,"confidence":0.7524414,"punctuated_word":"will,","sentiment":"neutral","sentiment_score":0.3239683508872986},{"word":"as","start":1223.78,"end":1223.9401,"confidence":0.9980469,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3438946306705475},{"word":"part","start":1223.9401,"end":1224.18,"confidence":0.99609375,"punctuated_word":"part","sentiment":"positive","sentiment_score":0.3595145344734192},{"word":"of","start":1224.18,"end":1224.26,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3802739083766937},{"word":"the","start":1224.26,"end":1224.42,"confidence":0.99316406,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.33836421370506287},{"word":"annual","start":1224.42,"end":1224.66,"confidence":0.984375,"punctuated_word":"annual","sentiment":"positive","sentiment_score":0.3342638313770294},{"word":"review","start":1224.66,"end":1224.9801,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.2994746267795563},{"word":"pack","start":1224.9801,"end":1225.14,"confidence":0.9902344,"punctuated_word":"pack,","sentiment":"positive","sentiment_score":0.35639047622680664},{"word":"make","start":1225.14,"end":1225.3,"confidence":0.99609375,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.31534847617149353},{"word":"sure","start":1225.3,"end":1225.4601,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.3026025891304016},{"word":"you've","start":1225.4601,"end":1225.62,"confidence":0.98657227,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.3176354169845581},{"word":"got","start":1225.62,"end":1225.78,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.3151659667491913},{"word":"a","start":1225.78,"end":1225.8601,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2917310893535614},{"word":"copy","start":1225.8601,"end":1226.18,"confidence":1.0,"punctuated_word":"copy","sentiment":"neutral","sentiment_score":0.28337541222572327},{"word":"of","start":1226.18,"end":1226.26,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.28033050894737244},{"word":"the","start":1226.26,"end":1226.42,"confidence":0.97802734,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.26239919662475586},{"word":"certificate","start":1226.42,"end":1226.9,"confidence":0.98095703,"punctuated_word":"certificate","sentiment":"neutral","sentiment_score":0.321528822183609},{"word":"of","start":1226.9,"end":1227.14,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.28181254863739014},{"word":"currency","start":1227.14,"end":1227.4601,"confidence":0.99609375,"punctuated_word":"currency","sentiment":"neutral","sentiment_score":0.28576603531837463},{"word":"in","start":1227.4601,"end":1227.62,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2574802041053772},{"word":"there","start":1227.62,"end":1227.78,"confidence":0.8022461,"punctuated_word":"there.","sentiment":"positive","sentiment_score":0.3368411362171173},{"word":"so","start":1227.78,"end":1227.9401,"confidence":0.9819336,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4035055637359619},{"word":"you're","start":1227.9401,"end":1228.1001,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.40544217824935913},{"word":"welcome","start":1228.1001,"end":1228.42,"confidence":1.0,"punctuated_word":"welcome","sentiment":"positive","sentiment_score":0.46589139103889465},{"word":"to","start":1228.42,"end":1228.5,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4500215947628021},{"word":"run","start":1228.5,"end":1228.74,"confidence":1.0,"punctuated_word":"run","sentiment":"positive","sentiment_score":0.4528602361679077},{"word":"your","start":1228.74,"end":1228.9,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4745035171508789},{"word":"eyes","start":1228.9,"end":1229.14,"confidence":0.99902344,"punctuated_word":"eyes","sentiment":"positive","sentiment_score":0.4963147342205048},{"word":"over","start":1229.14,"end":1229.38,"confidence":0.99902344,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.437658965587616},{"word":"that","start":1229.38,"end":1229.54,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.43315190076828},{"word":"one","start":1229.54,"end":1229.7001,"confidence":0.9980469,"punctuated_word":"one.","sentiment":"positive","sentiment_score":0.41680049896240234},{"word":"let","start":1229.7001,"end":1229.895,"confidence":0.97509766,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.32270967960357666},{"word":"me","start":1229.895,"end":1229.975,"confidence":0.99121094,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.31866562366485596},{"word":"know","start":1229.975,"end":1230.135,"confidence":0.9951172,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.3187108039855957},{"word":"if","start":1230.135,"end":1230.215,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.31462424993515015},{"word":"you","start":1230.215,"end":1230.375,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3279382884502411},{"word":"do","start":1230.375,"end":1230.615,"confidence":0.984375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.29396891593933105},{"word":"have","start":1230.615,"end":1230.775,"confidence":0.9707031,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2897476851940155},{"word":"any","start":1230.775,"end":1231.015,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.27030423283576965},{"word":"questions","start":1231.015,"end":1231.415,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.23505069315433505},{"word":"there","start":1231.415,"end":1231.915,"confidence":0.98217773,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.1596597135066986},{"word":"it's","start":1232.4551,"end":1232.7351,"confidence":0.79418945,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.398922860622406},{"word":"you","start":1233.015,"end":1233.095,"confidence":0.6879883,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3613983988761902},{"word":"know","start":1233.095,"end":1233.255,"confidence":0.9580078,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.3970722556114197},{"word":"just","start":1233.255,"end":1233.415,"confidence":0.9892578,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3960727453231811},{"word":"making","start":1233.415,"end":1233.735,"confidence":1.0,"punctuated_word":"making","sentiment":"positive","sentiment_score":0.33713001012802124},{"word":"sure","start":1233.735,"end":1233.895,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.32605570554733276},{"word":"that","start":1233.895,"end":1234.135,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.32393521070480347},{"word":"that","start":1234.135,"end":1234.295,"confidence":0.9921875,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3944193124771118},{"word":"level","start":1234.295,"end":1234.615,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.25561708211898804},{"word":"of","start":1234.615,"end":1234.6951,"confidence":0.9970703,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3497558832168579},{"word":"cover","start":1234.6951,"end":1235.095,"confidence":0.99902344,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.2707996964454651},{"word":"is","start":1235.095,"end":1235.415,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.28617382049560547},{"word":"adequate","start":1235.415,"end":1235.895,"confidence":1.0,"punctuated_word":"adequate","sentiment":"positive","sentiment_score":0.39763420820236206},{"word":"for","start":1235.895,"end":1236.055,"confidence":0.86621094,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4458906352519989},{"word":"what","start":1236.055,"end":1236.215,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.537326455116272},{"word":"your","start":1236.215,"end":1236.4551,"confidence":0.9980469,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4528445899486542},{"word":"needs","start":1236.4551,"end":1236.6951,"confidence":0.9951172,"punctuated_word":"needs","sentiment":"positive","sentiment_score":0.4861638844013214},{"word":"are","start":1236.6951,"end":1236.935,"confidence":0.98876953,"punctuated_word":"are,","sentiment":"positive","sentiment_score":0.5400776267051697},{"word":"what","start":1236.935,"end":1237.095,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.5601760149002075},{"word":"your","start":1237.095,"end":1237.335,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.48643311858177185},{"word":"goals","start":1237.335,"end":1237.655,"confidence":0.99902344,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.015218175947666168},{"word":"are","start":1237.655,"end":1237.8151,"confidence":0.78149414,"punctuated_word":"are.","sentiment":"positive","sentiment_score":0.3677006661891937},{"word":"and","start":1237.8151,"end":1238.055,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.3326385021209717},{"word":"if","start":1238.055,"end":1238.135,"confidence":0.99902344,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.3441581130027771},{"word":"you","start":1238.135,"end":1238.295,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3526874780654907},{"word":"ever","start":1238.295,"end":1238.615,"confidence":0.9716797,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.29988133907318115},{"word":"decide","start":1238.615,"end":1239.095,"confidence":0.9892578,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.18592149019241333},{"word":"it's","start":1239.095,"end":1239.255,"confidence":0.9914551,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.20123283565044403},{"word":"not","start":1239.255,"end":1239.755,"confidence":0.984375,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":0.202300027012825},{"word":"it","start":1239.895,"end":1239.975,"confidence":0.5751953,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2906147837638855},{"word":"doesn't","start":1239.975,"end":1240.295,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.1966545283794403},{"word":"have","start":1240.295,"end":1240.4551,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12120292335748672},{"word":"to","start":1240.4551,"end":1240.535,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0040228962898254395},{"word":"be","start":1240.535,"end":1240.615,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0210382342338562},{"word":"at","start":1240.615,"end":1240.775,"confidence":0.58447266,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.053585126996040344},{"word":"any","start":1240.775,"end":1240.935,"confidence":0.9716797,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.08203276246786118},{"word":"review","start":1240.935,"end":1241.255,"confidence":0.99316406,"punctuated_word":"review","sentiment":"neutral","sentiment_score":-0.11729949712753296},{"word":"time","start":1241.255,"end":1241.495,"confidence":0.91552734,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.07944072782993317},{"word":"if","start":1241.495,"end":1241.655,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.13239425420761108},{"word":"you","start":1241.655,"end":1241.8151,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10397560149431229},{"word":"decide","start":1241.8151,"end":1242.215,"confidence":0.98828125,"punctuated_word":"decide","sentiment":"neutral","sentiment_score":0.0377989262342453},{"word":"something","start":1242.215,"end":1242.4551,"confidence":0.9770508,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.021891146898269653},{"word":"isn't","start":1242.4551,"end":1242.775,"confidence":0.9995117,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":-0.14529995620250702},{"word":"right","start":1242.775,"end":1243.015,"confidence":0.9914551,"punctuated_word":"right,","sentiment":"neutral","sentiment_score":-0.26859545707702637},{"word":"something","start":1243.015,"end":1243.255,"confidence":0.97509766,"punctuated_word":"something","sentiment":"negative","sentiment_score":-0.387981653213501},{"word":"isn't","start":1243.255,"end":1243.5751,"confidence":0.9995117,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":-0.2691726088523865},{"word":"working","start":1243.5751,"end":1243.975,"confidence":0.9946289,"punctuated_word":"working,","sentiment":"neutral","sentiment_score":-0.2742593288421631},{"word":"you","start":1243.975,"end":1244.135,"confidence":0.9741211,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.057712242007255554},{"word":"wanna","start":1244.135,"end":1244.375,"confidence":0.96972656,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.052281178534030914},{"word":"reevaluate","start":1244.375,"end":1244.875,"confidence":0.9890137,"punctuated_word":"reevaluate","sentiment":"neutral","sentiment_score":-0.21132470667362213},{"word":"something","start":1245.175,"end":1245.57,"confidence":0.93603516,"punctuated_word":"something,","sentiment":"neutral","sentiment_score":0.013060294091701508},{"word":"you're","start":1245.73,"end":1245.97,"confidence":0.9995117,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.30404171347618103},{"word":"welcome","start":1245.97,"end":1246.21,"confidence":1.0,"punctuated_word":"welcome","sentiment":"positive","sentiment_score":0.46943479776382446},{"word":"to","start":1246.21,"end":1246.37,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4259578585624695},{"word":"let","start":1246.37,"end":1246.61,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.33326297998428345},{"word":"us","start":1246.61,"end":1246.7699,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.3172326385974884},{"word":"know","start":1246.7699,"end":1247.0099,"confidence":0.9951172,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.32899874448776245},{"word":"we'll","start":1247.0099,"end":1247.25,"confidence":1.0,"punctuated_word":"We'll","sentiment":"positive","sentiment_score":0.367138147354126},{"word":"make","start":1247.25,"end":1247.4099,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.32391947507858276},{"word":"time","start":1247.4099,"end":1247.6499,"confidence":0.9980469,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.41658300161361694},{"word":"to","start":1247.6499,"end":1247.8099,"confidence":0.99609375,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3514840006828308},{"word":"talk","start":1247.8099,"end":1248.0499,"confidence":0.9980469,"punctuated_word":"talk","sentiment":"positive","sentiment_score":0.35049331188201904},{"word":"it","start":1248.0499,"end":1248.21,"confidence":0.43310547,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3206883370876312},{"word":"through","start":1248.21,"end":1248.37,"confidence":0.99316406,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.3032989799976349},{"word":"and","start":1248.37,"end":1248.61,"confidence":0.8642578,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2384871393442154},{"word":"update","start":1248.61,"end":1248.9299,"confidence":0.9350586,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.2258482426404953},{"word":"the","start":1248.9299,"end":1249.09,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2752046585083008},{"word":"advice","start":1249.09,"end":1249.57,"confidence":0.97314453,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.27216726541519165},{"word":"if","start":1249.57,"end":1249.73,"confidence":0.9165039,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.30483222007751465},{"word":"needed","start":1249.73,"end":1250.13,"confidence":1.0,"punctuated_word":"needed","sentiment":"neutral","sentiment_score":0.276996374130249},{"word":"as","start":1250.13,"end":1250.2899,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.28453487157821655},{"word":"well","start":1250.2899,"end":1250.69,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.23125815391540527},{"word":"okay","start":1250.69,"end":1251.19,"confidence":0.94921875,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.18323057889938352},{"word":"that's","start":1253.6499,"end":1254.13,"confidence":0.95581055,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.46835801005363464},{"word":"okay","start":1254.13,"end":1254.63,"confidence":1.0,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.38073012232780457},{"word":"now","start":1255.49,"end":1255.8899,"confidence":0.81591797,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.16885174810886383},{"word":"i've","start":1255.8899,"end":1256.21,"confidence":0.9897461,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.13689970970153809},{"word":"also","start":1256.21,"end":1256.61,"confidence":0.9194336,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.12568528950214386},{"word":"got","start":1256.61,"end":1256.85,"confidence":0.9970703,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.14240917563438416},{"word":"your","start":1256.85,"end":1257.35,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14011649787425995},{"word":"trauma","start":1257.4099,"end":1257.8899,"confidence":0.90478516,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":0.13450056314468384},{"word":"policy","start":1257.8899,"end":1258.3899,"confidence":1.0,"punctuated_word":"policy","sentiment":"neutral","sentiment_score":0.22751854360103607},{"word":"here","start":1258.45,"end":1258.95,"confidence":0.96850586,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.14980676770210266},{"word":"so","start":1259.135,"end":1259.2151,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12976498901844025},{"word":"you've","start":1259.2151,"end":1259.4551,"confidence":0.99902344,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.12055647373199464},{"word":"got","start":1259.4551,"end":1259.775,"confidence":0.984375,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.11814942955970764},{"word":"down","start":1259.775,"end":1260.0951,"confidence":0.9770508,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.10539954155683516},{"word":"a","start":1260.0951,"end":1260.255,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13999247550964355},{"word":"critical","start":1260.255,"end":1260.7351,"confidence":0.99902344,"punctuated_word":"critical","sentiment":"neutral","sentiment_score":0.05082573741674423},{"word":"illness","start":1260.7351,"end":1261.135,"confidence":1.0,"punctuated_word":"illness","sentiment":"neutral","sentiment_score":0.14466316998004913},{"word":"benefit","start":1261.135,"end":1261.6151,"confidence":1.0,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.12417981028556824},{"word":"or","start":1261.6151,"end":1261.8551,"confidence":0.9951172,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.15455041825771332},{"word":"trauma","start":1261.8551,"end":1262.255,"confidence":0.6640625,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":0.11698587238788603},{"word":"benefit","start":1262.255,"end":1262.7351,"confidence":0.99902344,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.18654067814350128},{"word":"here","start":1262.7351,"end":1263.2351,"confidence":0.8791504,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.16368922591209412},{"word":"which","start":1263.4551,"end":1263.6951,"confidence":0.8100586,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.14782226085662842},{"word":"pays","start":1263.6951,"end":1264.015,"confidence":0.97509766,"punctuated_word":"pays","sentiment":"neutral","sentiment_score":0.12978003919124603},{"word":"out","start":1264.015,"end":1264.175,"confidence":0.7260742,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.15701782703399658},{"word":"a","start":1264.175,"end":1264.415,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12689021229743958},{"word":"lump","start":1264.415,"end":1264.655,"confidence":0.9980469,"punctuated_word":"lump","sentiment":"neutral","sentiment_score":0.2078439295291901},{"word":"sum","start":1264.655,"end":1264.895,"confidence":0.9863281,"punctuated_word":"sum","sentiment":"neutral","sentiment_score":0.21013936400413513},{"word":"tax","start":1264.895,"end":1265.135,"confidence":0.94140625,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.30983737111091614},{"word":"free","start":1265.135,"end":1265.375,"confidence":0.38671875,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.19204962253570557},{"word":"benefit","start":1265.375,"end":1265.8551,"confidence":0.91748047,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.1603103131055832},{"word":"of","start":1265.8551,"end":1266.015,"confidence":0.9404297,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16995923221111298},{"word":"a","start":1266.015,"end":1266.175,"confidence":0.96533203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20787683129310608},{"word":"$104,001.86","start":1266.175,"end":1268.3351,"confidence":0.9974121,"punctuated_word":"$104,001.86","sentiment":"neutral","sentiment_score":0.19094334542751312},{"word":"in","start":1268.3351,"end":1268.495,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08744636923074722},{"word":"the","start":1268.495,"end":1268.655,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09916989505290984},{"word":"event","start":1268.655,"end":1268.9751,"confidence":0.99902344,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.09970469027757645},{"word":"of","start":1268.9751,"end":1269.135,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05939735099673271},{"word":"a","start":1269.135,"end":1269.2151,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07134848833084106},{"word":"traumatic","start":1269.2151,"end":1269.7151,"confidence":0.9970703,"punctuated_word":"traumatic","sentiment":"neutral","sentiment_score":0.04143330082297325},{"word":"diagnosis","start":1269.935,"end":1270.435,"confidence":1.0,"punctuated_word":"diagnosis.","sentiment":"neutral","sentiment_score":0.09788689017295836},{"word":"do","start":1271.3899,"end":1271.47,"confidence":0.99316406,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.04822200909256935},{"word":"you","start":1271.47,"end":1271.5499,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.058931656181812286},{"word":"know","start":1271.5499,"end":1271.7899,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.034821365028619766},{"word":"how","start":1271.7899,"end":1272.11,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.04037497937679291},{"word":"trauma","start":1272.11,"end":1272.59,"confidence":0.99902344,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":0.06126386672258377},{"word":"insurance","start":1272.59,"end":1273.09,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.08641285449266434},{"word":"works","start":1273.1499,"end":1273.63,"confidence":0.99365234,"punctuated_word":"works?","sentiment":"neutral","sentiment_score":0.04289229214191437},{"word":"did","start":1273.63,"end":1273.87,"confidence":0.9550781,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.02914595976471901},{"word":"you","start":1273.87,"end":1273.95,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04666944220662117},{"word":"have","start":1273.95,"end":1274.19,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03351198136806488},{"word":"any","start":1274.19,"end":1274.35,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.021095916628837585},{"word":"questions","start":1274.35,"end":1274.83,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.011118732392787932},{"word":"about","start":1274.83,"end":1275.07,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.021849483251571655},{"word":"how","start":1275.07,"end":1275.23,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.018184226006269455},{"word":"trauma","start":1275.23,"end":1275.63,"confidence":1.0,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.019224829971790314},{"word":"works","start":1275.63,"end":1276.0299,"confidence":0.99902344,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.007328562438488007},{"word":"differently","start":1276.0299,"end":1276.5099,"confidence":0.9863281,"punctuated_word":"differently","sentiment":"neutral","sentiment_score":-0.012741968035697935},{"word":"to","start":1276.5099,"end":1276.6699,"confidence":0.9658203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.008133187890052795},{"word":"anything","start":1276.6699,"end":1276.99,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.0376090332865715},{"word":"else","start":1276.99,"end":1277.49,"confidence":0.9995117,"punctuated_word":"else?","sentiment":"neutral","sentiment_score":0.00887380726635456},{"word":"what","start":1282.2699,"end":1282.5099,"confidence":0.921875,"punctuated_word":"What","sentiment":"neutral","sentiment_score":-0.16843214631080627},{"word":"is","start":1282.5099,"end":1282.75,"confidence":0.85546875,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.13860774040222168},{"word":"that's","start":1282.99,"end":1283.3899,"confidence":0.79052734,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.11494236439466476},{"word":"okay","start":1283.3899,"end":1283.8899,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.16844762861728668},{"word":"that's","start":1284.125,"end":1284.4451,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3745811879634857},{"word":"absolutely","start":1284.4451,"end":1284.9451,"confidence":1.0,"punctuated_word":"absolutely","sentiment":"neutral","sentiment_score":0.33314722776412964},{"word":"fine","start":1285.005,"end":1285.405,"confidence":0.99560547,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.30001842975616455},{"word":"so","start":1285.405,"end":1285.5651,"confidence":0.5913086,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08539258688688278},{"word":"trauma","start":1285.5651,"end":1286.045,"confidence":0.9970703,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.01515638828277588},{"word":"covers","start":1286.045,"end":1286.365,"confidence":0.99609375,"punctuated_word":"covers","sentiment":"neutral","sentiment_score":0.02755814790725708},{"word":"you","start":1286.365,"end":1286.6051,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03538735210895538},{"word":"in","start":1286.6051,"end":1286.685,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05864859372377395},{"word":"the","start":1286.685,"end":1286.765,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03506863862276077},{"word":"event","start":1286.765,"end":1287.0851,"confidence":0.99902344,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.030551522970199585},{"word":"of","start":1287.0851,"end":1287.165,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.020884118974208832},{"word":"a","start":1287.165,"end":1287.245,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.018766850233078003},{"word":"traumatic","start":1287.245,"end":1287.745,"confidence":0.99609375,"punctuated_word":"traumatic","sentiment":"neutral","sentiment_score":-0.05791733041405678},{"word":"diagnosis","start":1287.805,"end":1288.305,"confidence":0.88623047,"punctuated_word":"diagnosis.","sentiment":"neutral","sentiment_score":-0.031141139566898342},{"word":"so","start":1288.685,"end":1288.925,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.027859270572662354},{"word":"more","start":1288.925,"end":1289.165,"confidence":0.9160156,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.050233788788318634},{"word":"often","start":1289.165,"end":1289.485,"confidence":1.0,"punctuated_word":"often","sentiment":"neutral","sentiment_score":-0.05486457794904709},{"word":"than","start":1289.485,"end":1289.5651,"confidence":0.95410156,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.0714406967163086},{"word":"not","start":1289.5651,"end":1289.885,"confidence":0.98657227,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.0642397552728653},{"word":"the","start":1289.885,"end":1289.9651,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08141908794641495},{"word":"biggest","start":1289.9651,"end":1290.285,"confidence":0.9980469,"punctuated_word":"biggest","sentiment":"neutral","sentiment_score":-0.09305307269096376},{"word":"things","start":1290.285,"end":1290.525,"confidence":0.9838867,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.07022832334041595},{"word":"that","start":1290.525,"end":1290.685,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0758824348449707},{"word":"are","start":1290.685,"end":1290.8451,"confidence":0.9863281,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.07595670223236084},{"word":"claimed","start":1290.8451,"end":1291.165,"confidence":0.9941406,"punctuated_word":"claimed","sentiment":"neutral","sentiment_score":-0.06084801256656647},{"word":"on","start":1291.165,"end":1291.3251,"confidence":0.9902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.08330520242452621},{"word":"are","start":1291.3251,"end":1291.405,"confidence":0.77978516,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.10055556148290634},{"word":"things","start":1291.405,"end":1291.645,"confidence":0.9970703,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.09708277881145476},{"word":"like","start":1291.645,"end":1291.805,"confidence":0.95703125,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.14603805541992188},{"word":"heart","start":1291.805,"end":1292.045,"confidence":0.9951172,"punctuated_word":"heart","sentiment":"neutral","sentiment_score":-0.12333815544843674},{"word":"attack","start":1292.045,"end":1292.525,"confidence":0.8178711,"punctuated_word":"attack,","sentiment":"neutral","sentiment_score":-0.11541692912578584},{"word":"stroke","start":1292.525,"end":1293.025,"confidence":0.98583984,"punctuated_word":"stroke,","sentiment":"neutral","sentiment_score":-0.1332491785287857},{"word":"parkinson's","start":1293.405,"end":1293.905,"confidence":0.91503906,"punctuated_word":"Parkinson's,","sentiment":"neutral","sentiment_score":-0.16478747129440308},{"word":"or","start":1294.2051,"end":1294.365,"confidence":0.99121094,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.15441745519638062},{"word":"other","start":1294.365,"end":1294.525,"confidence":0.9980469,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.19685207307338717},{"word":"neurological","start":1294.525,"end":1295.025,"confidence":0.99316406,"punctuated_word":"neurological","sentiment":"neutral","sentiment_score":-0.1627436727285385},{"word":"disorders","start":1295.405,"end":1295.905,"confidence":0.9855957,"punctuated_word":"disorders.","sentiment":"neutral","sentiment_score":-0.16647863388061523},{"word":"cancer's","start":1295.9651,"end":1296.365,"confidence":0.7792969,"punctuated_word":"Cancer's","sentiment":"neutral","sentiment_score":-0.22117088735103607},{"word":"probably","start":1296.365,"end":1296.685,"confidence":0.9902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.23964612185955048},{"word":"the","start":1296.685,"end":1296.765,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21053795516490936},{"word":"biggest","start":1296.765,"end":1297.165,"confidence":1.0,"punctuated_word":"biggest","sentiment":"neutral","sentiment_score":-0.21872416138648987},{"word":"one","start":1297.165,"end":1297.665,"confidence":0.8955078,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.14668387174606323},{"word":"certain","start":1298.045,"end":1298.4451,"confidence":0.9658203,"punctuated_word":"Certain","sentiment":"neutral","sentiment_score":-0.04694412648677826},{"word":"breast","start":1298.4451,"end":1298.67,"confidence":0.93359375,"punctuated_word":"breast","sentiment":"neutral","sentiment_score":-0.17448371648788452},{"word":"cancers","start":1298.8301,"end":1299.15,"confidence":0.96240234,"punctuated_word":"cancers","sentiment":"neutral","sentiment_score":-0.12619027495384216},{"word":"depending","start":1299.15,"end":1299.63,"confidence":0.6176758,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":-0.0811888724565506},{"word":"on","start":1299.63,"end":1299.87,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.06490619480609894},{"word":"the","start":1299.87,"end":1300.03,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06904367357492447},{"word":"grading","start":1300.03,"end":1300.51,"confidence":0.99902344,"punctuated_word":"grading","sentiment":"neutral","sentiment_score":-0.053891994059085846},{"word":"of","start":1300.51,"end":1300.5901,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.052638065069913864},{"word":"it","start":1300.5901,"end":1301.0901,"confidence":0.7727051,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.05330066382884979},{"word":"and","start":1302.11,"end":1302.51,"confidence":0.87060547,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.00450722873210907},{"word":"trauma","start":1302.51,"end":1302.91,"confidence":0.99609375,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.02746531367301941},{"word":"is","start":1302.91,"end":1303.39,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02574152499437332},{"word":"a","start":1303.39,"end":1303.55,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05158416926860809},{"word":"tax","start":1303.55,"end":1303.9501,"confidence":0.98291016,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.055038273334503174},{"word":"free","start":1303.9501,"end":1304.1901,"confidence":0.9707031,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.034084342420101166},{"word":"benefit","start":1304.1901,"end":1304.6901,"confidence":0.984375,"punctuated_word":"benefit.","sentiment":"neutral","sentiment_score":0.03822445496916771},{"word":"generally","start":1304.99,"end":1305.4701,"confidence":1.0,"punctuated_word":"Generally","sentiment":"neutral","sentiment_score":-0.0026692375540733337},{"word":"speaking","start":1305.4701,"end":1305.87,"confidence":0.9890137,"punctuated_word":"speaking,","sentiment":"neutral","sentiment_score":-0.02683963254094124},{"word":"if","start":1305.87,"end":1306.11,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04730469733476639},{"word":"something","start":1306.11,"end":1306.43,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.09680583328008652},{"word":"big","start":1306.43,"end":1306.75,"confidence":0.9951172,"punctuated_word":"big","sentiment":"neutral","sentiment_score":-0.1477033495903015},{"word":"happens","start":1306.75,"end":1307.15,"confidence":0.9667969,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":-0.16394436359405518},{"word":"to","start":1307.15,"end":1307.31,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.14940747618675232},{"word":"you","start":1307.31,"end":1307.81,"confidence":0.92700195,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.1607581079006195},{"word":"like","start":1307.9501,"end":1308.1901,"confidence":0.93603516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.13300901651382446},{"word":"say","start":1308.1901,"end":1308.43,"confidence":0.94873047,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.1111312210559845},{"word":"a","start":1308.43,"end":1308.5901,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10073714703321456},{"word":"cancer","start":1308.5901,"end":1308.99,"confidence":0.99902344,"punctuated_word":"cancer","sentiment":"neutral","sentiment_score":-0.1397705078125},{"word":"diagnosis","start":1308.99,"end":1309.49,"confidence":0.9873047,"punctuated_word":"diagnosis","sentiment":"neutral","sentiment_score":-0.11796115338802338},{"word":"as","start":1309.7101,"end":1309.9501,"confidence":0.609375,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.12735457718372345},{"word":"an","start":1309.9501,"end":1310.1901,"confidence":0.74560547,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.07427051663398743},{"word":"example","start":1310.1901,"end":1310.6901,"confidence":0.98999023,"punctuated_word":"example,","sentiment":"neutral","sentiment_score":-0.07860643416643143},{"word":"you","start":1311.255,"end":1311.495,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.056005097925662994},{"word":"can","start":1311.495,"end":1311.655,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.028811924159526825},{"word":"claim","start":1311.655,"end":1311.975,"confidence":0.9951172,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.03167993575334549},{"word":"on","start":1311.975,"end":1312.215,"confidence":0.98291016,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.012316882610321043},{"word":"trauma","start":1312.215,"end":1312.6951,"confidence":0.9970703,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.04519028216600418},{"word":"upfront","start":1312.6951,"end":1313.1951,"confidence":0.65112305,"punctuated_word":"upfront.","sentiment":"neutral","sentiment_score":-0.024680156260728836},{"word":"it's","start":1313.335,"end":1313.5751,"confidence":0.9916992,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03353086858987808},{"word":"a","start":1313.5751,"end":1313.735,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03700669854879379},{"word":"tax","start":1313.735,"end":1314.055,"confidence":0.9980469,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.027892976999282837},{"word":"free","start":1314.055,"end":1314.295,"confidence":0.9863281,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.042444854974746704},{"word":"lump","start":1314.295,"end":1314.615,"confidence":0.9921875,"punctuated_word":"lump","sentiment":"neutral","sentiment_score":0.017144083976745605},{"word":"sum","start":1314.615,"end":1314.935,"confidence":0.99609375,"punctuated_word":"sum","sentiment":"neutral","sentiment_score":0.014521308243274689},{"word":"payment","start":1314.935,"end":1315.435,"confidence":0.84106445,"punctuated_word":"payment.","sentiment":"neutral","sentiment_score":-0.011305060237646105},{"word":"and","start":1315.975,"end":1316.135,"confidence":0.92333984,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.04819454997777939},{"word":"then","start":1316.135,"end":1316.455,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.030471574515104297},{"word":"if","start":1316.455,"end":1316.615,"confidence":0.98535156,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.08902032673358917},{"word":"you","start":1316.615,"end":1316.775,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12639732658863068},{"word":"still","start":1316.775,"end":1317.095,"confidence":0.9482422,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.20398057997226715},{"word":"can't","start":1317.095,"end":1317.335,"confidence":0.99658203,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.20734083652496335},{"word":"go","start":1317.335,"end":1317.495,"confidence":0.9980469,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.2614385187625885},{"word":"to","start":1317.495,"end":1317.655,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.21951669454574585},{"word":"work","start":1317.655,"end":1317.975,"confidence":0.99902344,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.1967824101448059},{"word":"it","start":1317.975,"end":1318.135,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.14419034123420715},{"word":"can","start":1318.135,"end":1318.375,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.14360526204109192},{"word":"be","start":1318.375,"end":1318.535,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1893535852432251},{"word":"a","start":1318.535,"end":1318.615,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.21715274453163147},{"word":"bit","start":1318.615,"end":1318.775,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.162863090634346},{"word":"of","start":1318.775,"end":1318.855,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1944026350975037},{"word":"a","start":1318.855,"end":1319.015,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.24528169631958008},{"word":"buffer","start":1319.015,"end":1319.415,"confidence":0.99902344,"punctuated_word":"buffer","sentiment":"neutral","sentiment_score":-0.2470523715019226},{"word":"in","start":1319.415,"end":1319.5751,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.20426693558692932},{"word":"that","start":1319.5751,"end":1319.8151,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1441858559846878},{"word":"waiting","start":1319.8151,"end":1320.215,"confidence":1.0,"punctuated_word":"waiting","sentiment":"neutral","sentiment_score":-0.19632771611213684},{"word":"period","start":1320.215,"end":1320.535,"confidence":1.0,"punctuated_word":"period","sentiment":"neutral","sentiment_score":-0.20478922128677368},{"word":"of","start":1320.535,"end":1320.6951,"confidence":0.7294922,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.23745810985565183},{"word":"time","start":1320.6951,"end":1321.1951,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.1352526992559433},{"word":"while","start":1321.335,"end":1321.5751,"confidence":0.94189453,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.20335841178894043},{"word":"you","start":1321.5751,"end":1321.735,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18524090945720673},{"word":"are","start":1321.735,"end":1321.975,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1808324158191681},{"word":"seeking","start":1321.975,"end":1322.375,"confidence":0.97802734,"punctuated_word":"seeking","sentiment":"neutral","sentiment_score":-0.3004826009273529},{"word":"treatment","start":1322.375,"end":1322.855,"confidence":0.99902344,"punctuated_word":"treatment","sentiment":"neutral","sentiment_score":-0.24759386479854584},{"word":"and","start":1322.855,"end":1323.21,"confidence":0.9277344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.16805331408977509},{"word":"maybe","start":1323.37,"end":1323.69,"confidence":0.9970703,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.17877072095870972},{"word":"not","start":1323.69,"end":1323.9299,"confidence":0.9941406,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.16975551843643188},{"word":"at","start":1323.9299,"end":1324.09,"confidence":0.9951172,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2479683458805084},{"word":"work","start":1324.09,"end":1324.33,"confidence":0.90478516,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.189333975315094},{"word":"for","start":1324.33,"end":1324.49,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.21147240698337555},{"word":"that","start":1324.49,"end":1324.57,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.13622550666332245},{"word":"period","start":1324.57,"end":1324.97,"confidence":1.0,"punctuated_word":"period","sentiment":"neutral","sentiment_score":-0.17397579550743103},{"word":"of","start":1324.97,"end":1325.0499,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1411365568637848},{"word":"time","start":1325.0499,"end":1325.2899,"confidence":0.85668945,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.11017797887325288},{"word":"and","start":1325.2899,"end":1325.45,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06146867573261261},{"word":"then","start":1325.45,"end":1325.69,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03564879670739174},{"word":"we","start":1325.69,"end":1325.85,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.039065368473529816},{"word":"tend","start":1325.85,"end":1326.09,"confidence":0.9951172,"punctuated_word":"tend","sentiment":"neutral","sentiment_score":-0.06481300294399261},{"word":"to","start":1326.09,"end":1326.1699,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08633364737033844},{"word":"claim","start":1326.1699,"end":1326.49,"confidence":0.99902344,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.09296055138111116},{"word":"on","start":1326.49,"end":1326.6499,"confidence":0.9921875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.12329542636871338},{"word":"income","start":1326.6499,"end":1327.0499,"confidence":0.99609375,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.3076934218406677},{"word":"protection","start":1327.0499,"end":1327.5499,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.14494039118289948},{"word":"after","start":1327.77,"end":1328.01,"confidence":1.0,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.09942512959241868},{"word":"that","start":1328.01,"end":1328.33,"confidence":0.99853516,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.08842919766902924},{"word":"so","start":1328.33,"end":1328.83,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0892607718706131},{"word":"trauma","start":1329.13,"end":1329.5299,"confidence":0.9316406,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.2574523687362671},{"word":"just","start":1329.5299,"end":1329.77,"confidence":0.96533203,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.15165916085243225},{"word":"tends","start":1329.77,"end":1330.01,"confidence":0.9941406,"punctuated_word":"tends","sentiment":"neutral","sentiment_score":-0.12957702577114105},{"word":"to","start":1330.01,"end":1330.1699,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1468968242406845},{"word":"be","start":1330.1699,"end":1330.4099,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.13729751110076904},{"word":"for","start":1330.4099,"end":1330.6499,"confidence":0.9614258,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.2592502236366272},{"word":"large","start":1330.6499,"end":1330.97,"confidence":0.98535156,"punctuated_word":"large","sentiment":"neutral","sentiment_score":-0.23730218410491943},{"word":"traumatic","start":1330.97,"end":1331.47,"confidence":0.99609375,"punctuated_word":"traumatic","sentiment":"neutral","sentiment_score":-0.24688193202018735},{"word":"diagnoses","start":1331.61,"end":1332.11,"confidence":0.7404785,"punctuated_word":"diagnoses,","sentiment":"neutral","sentiment_score":-0.16790704429149628},{"word":"whereas","start":1332.57,"end":1333.07,"confidence":0.9980469,"punctuated_word":"whereas","sentiment":"neutral","sentiment_score":-0.10688598453998566},{"word":"income","start":1333.21,"end":1333.5299,"confidence":0.99316406,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.3140261769294739},{"word":"protection","start":1333.5299,"end":1334.0299,"confidence":1.0,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.13803791999816897},{"word":"covers","start":1334.09,"end":1334.49,"confidence":0.99902344,"punctuated_word":"covers","sentiment":"neutral","sentiment_score":-0.13660623133182526},{"word":"you","start":1334.49,"end":1334.99,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1077243834733963},{"word":"if","start":1335.0499,"end":1335.21,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.17592522501945496},{"word":"you're","start":1335.21,"end":1335.37,"confidence":0.99902344,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.220780611038208},{"word":"unable","start":1335.37,"end":1335.85,"confidence":1.0,"punctuated_word":"unable","sentiment":"neutral","sentiment_score":-0.3047448396682739},{"word":"to","start":1335.85,"end":1335.9299,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2778531610965729},{"word":"go","start":1335.9299,"end":1336.1699,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.26480019092559814},{"word":"to","start":1336.1699,"end":1336.25,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.22421163320541385},{"word":"work","start":1336.25,"end":1336.73,"confidence":0.99902344,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.28035223484039307},{"word":"due","start":1336.73,"end":1336.89,"confidence":0.9951172,"punctuated_word":"due","sentiment":"negative","sentiment_score":-0.3379640579223633},{"word":"to","start":1336.89,"end":1337.0499,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.3165755867958069},{"word":"illness","start":1337.0499,"end":1337.5299,"confidence":0.99902344,"punctuated_word":"illness","sentiment":"neutral","sentiment_score":-0.2877999544143677},{"word":"or","start":1337.5299,"end":1337.69,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.2805267572402954},{"word":"injury","start":1337.69,"end":1338.1699,"confidence":0.9094238,"punctuated_word":"injury.","sentiment":"neutral","sentiment_score":-0.20627233386039737},{"word":"so","start":1338.1699,"end":1338.6699,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.05225473642349243},{"word":"i've","start":1338.945,"end":1339.1849,"confidence":0.93237305,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.08046304434537888},{"word":"seen","start":1339.1849,"end":1339.4249,"confidence":0.99121094,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":-0.09552451968193054},{"word":"people","start":1339.4249,"end":1339.6649,"confidence":0.99316406,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.11136388778686523},{"word":"claim","start":1339.6649,"end":1340.065,"confidence":0.9890137,"punctuated_word":"claim,","sentiment":"neutral","sentiment_score":-0.10853980481624605},{"word":"you","start":1340.065,"end":1340.225,"confidence":0.9951172,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09936395287513732},{"word":"know","start":1340.225,"end":1340.465,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.1309168040752411},{"word":"income","start":1340.465,"end":1340.7849,"confidence":0.99316406,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.3163563311100006},{"word":"protection","start":1340.7849,"end":1341.1849,"confidence":0.9970703,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.1713656187057495},{"word":"have","start":1341.1849,"end":1341.4249,"confidence":0.32983398,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.15906161069869995},{"word":"had","start":1341.4249,"end":1341.6649,"confidence":0.9970703,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.2047976702451706},{"word":"a","start":1341.6649,"end":1341.9049,"confidence":0.98291016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2002253383398056},{"word":"motorcycle","start":1341.9049,"end":1342.4049,"confidence":0.9980469,"punctuated_word":"motorcycle","sentiment":"neutral","sentiment_score":-0.22346316277980804},{"word":"accident","start":1342.625,"end":1343.0249,"confidence":0.84472656,"punctuated_word":"accident.","sentiment":"neutral","sentiment_score":-0.0996815338730812},{"word":"they've","start":1343.0249,"end":1343.1849,"confidence":0.9885254,"punctuated_word":"They've","sentiment":"neutral","sentiment_score":-0.1516406089067459},{"word":"been","start":1343.1849,"end":1343.505,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.18813244998455048},{"word":"off","start":1343.505,"end":1343.6649,"confidence":0.9980469,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.23141570389270785},{"word":"work","start":1343.6649,"end":1343.825,"confidence":0.9951172,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.22042013704776764},{"word":"with","start":1343.825,"end":1344.065,"confidence":0.9892578,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.3691940903663635},{"word":"a","start":1344.065,"end":1344.1449,"confidence":0.9970703,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.3339913487434387},{"word":"broken","start":1344.1449,"end":1344.465,"confidence":1.0,"punctuated_word":"broken","sentiment":"negative","sentiment_score":-0.3351503610610962},{"word":"leg","start":1344.465,"end":1344.705,"confidence":1.0,"punctuated_word":"leg","sentiment":"negative","sentiment_score":-0.3427406847476959},{"word":"and","start":1344.705,"end":1344.865,"confidence":0.9404297,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.23740436136722565},{"word":"can't","start":1344.865,"end":1345.1849,"confidence":0.99902344,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.26506829261779785},{"word":"go","start":1345.1849,"end":1345.345,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.2926482856273651},{"word":"to","start":1345.345,"end":1345.4249,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.258710652589798},{"word":"work","start":1345.4249,"end":1345.745,"confidence":0.8535156,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.2015117108821869},{"word":"or","start":1345.745,"end":1345.825,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.15951846539974213},{"word":"they've","start":1345.825,"end":1346.065,"confidence":0.9885254,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.22831448912620544},{"word":"hurt","start":1346.065,"end":1346.3049,"confidence":1.0,"punctuated_word":"hurt","sentiment":"neutral","sentiment_score":-0.3264589011669159},{"word":"their","start":1346.3049,"end":1346.5449,"confidence":0.9980469,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.30036279559135437},{"word":"back","start":1346.5449,"end":1346.705,"confidence":1.0,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.3161347508430481},{"word":"and","start":1346.705,"end":1346.945,"confidence":0.74658203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15142789483070374},{"word":"they","start":1346.945,"end":1347.105,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.23709508776664737},{"word":"can't","start":1347.105,"end":1347.345,"confidence":1.0,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.22037360072135925},{"word":"go","start":1347.345,"end":1347.585,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.19400806725025177},{"word":"to","start":1347.585,"end":1347.6649,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1764102280139923},{"word":"work","start":1347.6649,"end":1347.9049,"confidence":0.80615234,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.15074807405471802},{"word":"and","start":1347.9049,"end":1348.4049,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0634567141532898},{"word":"they","start":1348.465,"end":1348.705,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.0856216549873352},{"word":"meet","start":1348.705,"end":1348.865,"confidence":0.89501953,"punctuated_word":"meet","sentiment":"neutral","sentiment_score":-0.0965580716729164},{"word":"that","start":1348.865,"end":1349.105,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.06375265121459961},{"word":"waiting","start":1349.105,"end":1349.4249,"confidence":1.0,"punctuated_word":"waiting","sentiment":"neutral","sentiment_score":-0.09845849871635436},{"word":"period","start":1349.4249,"end":1349.745,"confidence":0.76293945,"punctuated_word":"period,","sentiment":"neutral","sentiment_score":-0.011347650550305843},{"word":"and","start":1349.745,"end":1349.9049,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.008592359721660614},{"word":"you","start":1349.9049,"end":1349.985,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.030674919486045837},{"word":"can","start":1349.985,"end":1350.1449,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.027560066431760788},{"word":"claim","start":1350.1449,"end":1350.385,"confidence":0.9921875,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.03512318432331085},{"word":"on","start":1350.385,"end":1350.625,"confidence":0.76123047,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.004771608859300613},{"word":"income","start":1350.625,"end":1350.945,"confidence":0.9902344,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.011079594492912292},{"word":"protection","start":1350.945,"end":1351.345,"confidence":0.9951172,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.015745535492897034},{"word":"for","start":1351.345,"end":1351.505,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.005533754825592041},{"word":"those","start":1351.505,"end":1351.745,"confidence":0.99609375,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.018727190792560577},{"word":"sorts","start":1351.745,"end":1352.065,"confidence":0.62353516,"punctuated_word":"sorts","sentiment":"neutral","sentiment_score":-0.02510780841112137},{"word":"of","start":1352.065,"end":1352.1449,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.028643395751714703},{"word":"things","start":1352.1449,"end":1352.6449,"confidence":0.9951172,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":-0.02538731694221497},{"word":"and","start":1352.91,"end":1353.0701,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.014521448872983456},{"word":"then","start":1353.0701,"end":1353.4701,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.002055499702692032},{"word":"cbd","start":1353.4701,"end":1353.9701,"confidence":0.66845703,"punctuated_word":"CBD","sentiment":"neutral","sentiment_score":-0.021438445895910263},{"word":"is","start":1354.27,"end":1354.67,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.042523980140686035},{"word":"a","start":1354.67,"end":1354.8301,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04198469594120979},{"word":"much","start":1354.8301,"end":1355.15,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.07195859402418137},{"word":"higher","start":1355.15,"end":1355.63,"confidence":0.99609375,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":-0.06196384131908417},{"word":"disability","start":1355.63,"end":1356.13,"confidence":1.0,"punctuated_word":"disability","sentiment":"neutral","sentiment_score":-0.08471526205539703},{"word":"kind","start":1356.3501,"end":1356.5901,"confidence":0.9838867,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.14049690961837769},{"word":"of","start":1356.5901,"end":1356.75,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10596130788326263},{"word":"insurance","start":1356.75,"end":1357.25,"confidence":1.0,"punctuated_word":"insurance.","sentiment":"neutral","sentiment_score":-0.10589549690485},{"word":"does","start":1357.31,"end":1357.55,"confidence":0.99902344,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":-0.01408480852842331},{"word":"that","start":1357.55,"end":1357.7101,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0008029863238334656},{"word":"make","start":1357.7101,"end":1357.9501,"confidence":0.9873047,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.01372276432812214},{"word":"sense","start":1357.9501,"end":1358.4501,"confidence":1.0,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":-0.014274080283939838},{"word":"yeah","start":1360.03,"end":1360.51,"confidence":0.892334,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.23224663734436035},{"word":"perfect","start":1360.51,"end":1360.99,"confidence":0.98657227,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.47702527046203613},{"word":"did","start":1360.99,"end":1361.15,"confidence":0.99902344,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":0.11653372645378111},{"word":"you","start":1361.15,"end":1361.31,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08720144629478455},{"word":"have","start":1361.31,"end":1361.55,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09516800194978714},{"word":"any","start":1361.55,"end":1361.79,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.11349113285541534},{"word":"questions","start":1361.79,"end":1362.1901,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.09338826686143877},{"word":"about","start":1362.1901,"end":1362.43,"confidence":0.9819336,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.054264336824417114},{"word":"any","start":1362.43,"end":1362.67,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.0395234078168869},{"word":"of","start":1362.67,"end":1362.75,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02835760824382305},{"word":"the","start":1362.75,"end":1362.91,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05093298852443695},{"word":"insurances","start":1362.91,"end":1363.41,"confidence":0.9012044,"punctuated_word":"insurances,","sentiment":"neutral","sentiment_score":0.03924189507961273},{"word":"or","start":1363.7101,"end":1364.03,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04359722137451172},{"word":"did","start":1364.03,"end":1364.1901,"confidence":1.0,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.030471984297037125},{"word":"you","start":1364.1901,"end":1364.3501,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03238927572965622},{"word":"want","start":1364.3501,"end":1364.51,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.0362444669008255},{"word":"me","start":1364.51,"end":1364.67,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.0483647920191288},{"word":"to","start":1364.67,"end":1364.75,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.031432364135980606},{"word":"break","start":1364.75,"end":1364.99,"confidence":1.0,"punctuated_word":"break","sentiment":"neutral","sentiment_score":0.002836521714925766},{"word":"anything","start":1364.99,"end":1365.39,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.0009578391909599304},{"word":"down","start":1365.39,"end":1365.7101,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.0017500314861536026},{"word":"more","start":1365.7101,"end":1366.03,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.008608054369688034},{"word":"for","start":1366.03,"end":1366.27,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.0013647787272930143},{"word":"you","start":1366.27,"end":1366.5901,"confidence":0.87402344,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":-0.0014618560671806335},{"word":"or","start":1366.5901,"end":1367.0901,"confidence":0.921875,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.00631801038980484},{"word":"no","start":1368.495,"end":1368.995,"confidence":0.97387695,"punctuated_word":"no?","sentiment":"neutral","sentiment_score":0.009755460545420648},{"word":"thank","start":1370.255,"end":1370.5751,"confidence":0.96777344,"punctuated_word":"Thank","sentiment":"neutral","sentiment_score":0.273259699344635},{"word":"you","start":1370.5751,"end":1371.0751,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2021776437759399},{"word":"i'd","start":1371.375,"end":1371.535,"confidence":0.41125488,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.03600383177399635},{"word":"like","start":1371.535,"end":1371.6951,"confidence":0.9892578,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.036906417459249496},{"word":"to","start":1371.6951,"end":1371.775,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.058313362300395966},{"word":"make","start":1371.775,"end":1372.015,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.04352851212024689},{"word":"sure","start":1372.015,"end":1372.255,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.04406038671731949},{"word":"i","start":1372.255,"end":1372.335,"confidence":0.68310547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.056152280420064926},{"word":"logged","start":1372.335,"end":1372.5751,"confidence":0.38916016,"punctuated_word":"logged","sentiment":"neutral","sentiment_score":0.06076910346746445},{"word":"out","start":1372.5751,"end":1372.8151,"confidence":0.9536133,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.06087415665388107},{"word":"there","start":1372.8151,"end":1372.895,"confidence":0.9707031,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.05281122773885727},{"word":"because","start":1372.895,"end":1373.135,"confidence":0.7211914,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.040602508932352066},{"word":"i","start":1373.135,"end":1373.295,"confidence":0.8535156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0061498768627643585},{"word":"know","start":1373.295,"end":1373.615,"confidence":0.98828125,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.005588509142398834},{"word":"a","start":1373.615,"end":1373.6951,"confidence":0.7631836,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0007093194872140884},{"word":"lot","start":1373.6951,"end":1373.935,"confidence":0.71240234,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.017436698079109192},{"word":"of","start":1373.935,"end":1374.015,"confidence":0.98828125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0031558945775032043},{"word":"us","start":1374.015,"end":1374.175,"confidence":0.8461914,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.01490762084722519},{"word":"have","start":1374.175,"end":1374.415,"confidence":0.9873047,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.002513442188501358},{"word":"these","start":1374.415,"end":1374.5751,"confidence":0.99609375,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.017705895006656647},{"word":"sorts","start":1374.5751,"end":1374.8151,"confidence":0.98095703,"punctuated_word":"sorts","sentiment":"neutral","sentiment_score":0.005404062569141388},{"word":"of","start":1374.8151,"end":1375.055,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.007985513657331467},{"word":"insurances","start":1375.055,"end":1375.555,"confidence":0.9195964,"punctuated_word":"insurances,","sentiment":"neutral","sentiment_score":-0.011059952899813652},{"word":"but","start":1376.095,"end":1376.335,"confidence":0.671875,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.003838285803794861},{"word":"there","start":1376.335,"end":1376.5751,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.01909232884645462},{"word":"is","start":1376.5751,"end":1376.735,"confidence":0.7753906,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.024652063846588135},{"word":"a","start":1376.735,"end":1376.8151,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.035173989832401276},{"word":"lot","start":1376.8151,"end":1376.975,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.03380664810538292},{"word":"of","start":1376.975,"end":1377.215,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04616580158472061},{"word":"unknowns","start":1377.215,"end":1377.715,"confidence":0.9980469,"punctuated_word":"unknowns","sentiment":"neutral","sentiment_score":-0.07010643184185028},{"word":"about","start":1377.775,"end":1378.095,"confidence":0.99316406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.07550396025180817},{"word":"them","start":1378.095,"end":1378.335,"confidence":0.95825195,"punctuated_word":"them,","sentiment":"neutral","sentiment_score":-0.04058673977851868},{"word":"how","start":1378.335,"end":1378.5751,"confidence":0.99902344,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.0564349927008152},{"word":"they","start":1378.5751,"end":1378.735,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.048037413507699966},{"word":"work","start":1378.735,"end":1379.055,"confidence":0.9975586,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":-0.02332928031682968},{"word":"what","start":1379.055,"end":1379.295,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.030422382056713104},{"word":"they","start":1379.295,"end":1379.535,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.02713029831647873},{"word":"claim","start":1379.535,"end":1379.855,"confidence":0.9951172,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.04483010619878769},{"word":"on","start":1379.855,"end":1380.27,"confidence":0.9941406,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.051786962896585464},{"word":"i've","start":1380.43,"end":1380.67,"confidence":0.9995117,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.09879191964864732},{"word":"had","start":1380.67,"end":1380.75,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.0696171224117279},{"word":"clients","start":1380.75,"end":1381.23,"confidence":0.99902344,"punctuated_word":"clients","sentiment":"neutral","sentiment_score":-0.1331803947687149},{"word":"in","start":1381.23,"end":1381.39,"confidence":0.9819336,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09541847556829453},{"word":"the","start":1381.39,"end":1381.47,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.11120549589395524},{"word":"past","start":1381.47,"end":1381.79,"confidence":1.0,"punctuated_word":"past","sentiment":"neutral","sentiment_score":-0.09539772570133208},{"word":"who","start":1381.79,"end":1381.9501,"confidence":0.98535156,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.07952262461185455},{"word":"have","start":1381.9501,"end":1382.1901,"confidence":0.97265625,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.10802219808101654},{"word":"been","start":1382.1901,"end":1382.43,"confidence":0.9970703,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.12930895388126373},{"word":"unwell","start":1382.43,"end":1382.8301,"confidence":0.92252606,"punctuated_word":"unwell,","sentiment":"neutral","sentiment_score":-0.18753455579280853},{"word":"and","start":1382.8301,"end":1382.91,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10372579097747804},{"word":"then","start":1382.91,"end":1383.0701,"confidence":0.99902344,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.06349770724773407},{"word":"we've","start":1383.0701,"end":1383.39,"confidence":0.8510742,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.10403861850500108},{"word":"found","start":1383.39,"end":1383.63,"confidence":0.98828125,"punctuated_word":"found","sentiment":"neutral","sentiment_score":-0.1718149334192276},{"word":"insurances","start":1383.63,"end":1384.13,"confidence":0.98217773,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.11537759751081468},{"word":"for","start":1384.27,"end":1384.51,"confidence":0.4967041,"punctuated_word":"for.","sentiment":"neutral","sentiment_score":-0.10216866433620451},{"word":"they","start":1384.51,"end":1384.59,"confidence":0.98828125,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.10583608597517014},{"word":"didn't","start":1384.59,"end":1384.8301,"confidence":1.0,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.11673929542303084},{"word":"even","start":1384.8301,"end":1385.0701,"confidence":0.99902344,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.09649825841188432},{"word":"know","start":1385.0701,"end":1385.23,"confidence":0.99316406,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.08499912172555923},{"word":"they","start":1385.23,"end":1385.39,"confidence":0.99902344,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.1122540682554245},{"word":"had","start":1385.39,"end":1385.63,"confidence":0.91845703,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.11527079343795776},{"word":"them","start":1385.63,"end":1385.79,"confidence":0.82055664,"punctuated_word":"them.","sentiment":"neutral","sentiment_score":-0.10041169822216034},{"word":"so","start":1385.79,"end":1386.03,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.026473581790924072},{"word":"it's","start":1386.03,"end":1386.1901,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.02340245619416237},{"word":"always","start":1386.1901,"end":1386.51,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.014019407331943512},{"word":"kinda","start":1386.51,"end":1386.8301,"confidence":0.9326172,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.016882631927728653},{"word":"good","start":1386.8301,"end":1387.0701,"confidence":0.99902344,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.0008516088128089905},{"word":"to","start":1387.0701,"end":1387.23,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01087537407875061},{"word":"know","start":1387.23,"end":1387.55,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.008290357887744904},{"word":"what's","start":1387.55,"end":1387.87,"confidence":0.99853516,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.024561922997236252},{"word":"out","start":1387.87,"end":1388.11,"confidence":0.9941406,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.009438250213861464},{"word":"there","start":1388.11,"end":1388.61,"confidence":1.0,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.0347348153591156},{"word":"yeah","start":1388.75,"end":1389.25,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04249455779790878},{"word":"fantastic","start":1391.0701,"end":1391.5701,"confidence":0.99316406,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.5130994915962219},{"word":"the","start":1392.525,"end":1392.685,"confidence":0.9316406,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.24412433803081512},{"word":"other","start":1392.685,"end":1392.765,"confidence":0.9863281,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.19760139286518097},{"word":"thing","start":1392.765,"end":1393.0851,"confidence":0.99902344,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.14347141981124878},{"word":"i","start":1393.0851,"end":1393.245,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11122237890958786},{"word":"do","start":1393.245,"end":1393.405,"confidence":0.9506836,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.15591567754745483},{"word":"like","start":1393.405,"end":1393.645,"confidence":0.8984375,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1116509810090065},{"word":"to","start":1393.645,"end":1393.805,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09907016158103944},{"word":"kind","start":1393.805,"end":1393.9651,"confidence":0.8881836,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.13224835693836212},{"word":"of","start":1393.9651,"end":1394.045,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1573246717453003},{"word":"point","start":1394.045,"end":1394.285,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.14811480045318604},{"word":"out","start":1394.285,"end":1394.525,"confidence":0.9941406,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.15930549800395966},{"word":"as","start":1394.525,"end":1394.605,"confidence":0.8959961,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.16399464011192322},{"word":"well","start":1394.605,"end":1394.8451,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.1530719697475433},{"word":"with","start":1394.8451,"end":1395.005,"confidence":0.60791016,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1415383517742157},{"word":"your","start":1395.005,"end":1395.245,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13413402438163757},{"word":"life","start":1395.245,"end":1395.485,"confidence":0.9951172,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.15157802402973175},{"word":"insurance","start":1395.485,"end":1395.985,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.11849622428417206},{"word":"and","start":1396.125,"end":1396.285,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.113517165184021},{"word":"your","start":1396.285,"end":1396.605,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13248713314533234},{"word":"super","start":1396.605,"end":1397.105,"confidence":0.7114258,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.17119309306144714},{"word":"i","start":1397.645,"end":1397.805,"confidence":0.90771484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11655159294605257},{"word":"do","start":1397.805,"end":1398.045,"confidence":0.9580078,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1023842841386795},{"word":"sort","start":1398.045,"end":1398.285,"confidence":0.97265625,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.1177329421043396},{"word":"of","start":1398.285,"end":1398.365,"confidence":0.9819336,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11770159751176834},{"word":"always","start":1398.365,"end":1398.685,"confidence":0.78027344,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.11883734911680222},{"word":"suggest","start":1398.685,"end":1399.0851,"confidence":0.99902344,"punctuated_word":"suggest","sentiment":"neutral","sentiment_score":0.10406133532524107},{"word":"as","start":1399.0851,"end":1399.245,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10150350630283356},{"word":"well","start":1399.245,"end":1399.5651,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.1014787256717682},{"word":"that","start":1399.5651,"end":1399.805,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0945555716753006},{"word":"it","start":1399.805,"end":1399.9651,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0652795284986496},{"word":"is","start":1399.9651,"end":1400.2051,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0701456218957901},{"word":"sort","start":1400.2051,"end":1400.365,"confidence":0.98828125,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07885658740997314},{"word":"of","start":1400.365,"end":1400.525,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08017879724502563},{"word":"made","start":1400.525,"end":1400.765,"confidence":1.0,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.09651614725589752},{"word":"known","start":1400.765,"end":1401.165,"confidence":0.9970703,"punctuated_word":"known","sentiment":"neutral","sentiment_score":0.09732883423566818},{"word":"that","start":1401.165,"end":1401.405,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07310940325260162},{"word":"we","start":1401.405,"end":1401.5651,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07508416473865509},{"word":"are","start":1401.5651,"end":1401.725,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.07552162557840347},{"word":"your","start":1401.725,"end":1402.045,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.059079013764858246},{"word":"advisers","start":1402.045,"end":1402.545,"confidence":0.7651367,"punctuated_word":"advisers,","sentiment":"neutral","sentiment_score":0.0560440868139267},{"word":"that","start":1402.605,"end":1402.925,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07362940162420273},{"word":"if","start":1402.925,"end":1403.0851,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06251393258571625},{"word":"you","start":1403.0851,"end":1403.245,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.042089685797691345},{"word":"were","start":1403.245,"end":1403.485,"confidence":0.9970703,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.04212755709886551},{"word":"to","start":1403.485,"end":1403.645,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0311594158411026},{"word":"pass","start":1403.645,"end":1403.9651,"confidence":0.99609375,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":0.022761881351470947},{"word":"away","start":1403.9651,"end":1404.365,"confidence":0.8544922,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":0.03256332874298096},{"word":"that","start":1404.365,"end":1404.605,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05442824214696884},{"word":"your","start":1404.605,"end":1404.8451,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.021312672644853592},{"word":"beneficiaries","start":1404.8451,"end":1405.3451,"confidence":0.9892578,"punctuated_word":"beneficiaries","sentiment":"neutral","sentiment_score":0.06621459126472473},{"word":"or","start":1405.645,"end":1405.805,"confidence":0.9741211,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05934130772948265},{"word":"the","start":1405.805,"end":1405.9651,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05876545235514641},{"word":"will","start":1405.9651,"end":1406.2051,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.11619660258293152},{"word":"the","start":1406.285,"end":1406.525,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0851517766714096},{"word":"executive","start":1406.525,"end":1407.005,"confidence":0.87353516,"punctuated_word":"executive","sentiment":"neutral","sentiment_score":0.0679807960987091},{"word":"of","start":1407.005,"end":1407.165,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08422750234603882},{"word":"your","start":1407.165,"end":1407.3251,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09204144775867462},{"word":"will","start":1407.3251,"end":1407.5651,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.0891135111451149},{"word":"just","start":1407.5651,"end":1407.75,"confidence":0.9316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08785104751586914},{"word":"have","start":1407.75,"end":1407.91,"confidence":0.66845703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09136196970939636},{"word":"to","start":1407.91,"end":1408.07,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08228226006031036},{"word":"give","start":1408.07,"end":1408.23,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.093866728246212},{"word":"us","start":1408.23,"end":1408.47,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.10303524136543274},{"word":"a","start":1408.47,"end":1408.97,"confidence":0.99609375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1107042357325554},{"word":"call","start":1409.27,"end":1409.35,"confidence":0.9038086,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.11370280385017396},{"word":"and","start":1409.51,"end":1409.75,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12608179450035095},{"word":"we","start":1409.75,"end":1409.91,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.13520362973213196},{"word":"help","start":1409.91,"end":1410.15,"confidence":0.9658203,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.17351655662059784},{"word":"to","start":1410.15,"end":1410.31,"confidence":0.77978516,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18058989942073825},{"word":"facilitate","start":1410.31,"end":1410.81,"confidence":0.9472656,"punctuated_word":"facilitate","sentiment":"neutral","sentiment_score":0.22830618917942047},{"word":"the","start":1411.19,"end":1411.35,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.22747088968753815},{"word":"claim","start":1411.35,"end":1411.85,"confidence":0.9831543,"punctuated_word":"claim.","sentiment":"neutral","sentiment_score":0.17748692631721497},{"word":"it's","start":1411.99,"end":1412.23,"confidence":0.80566406,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03640374541282654},{"word":"just","start":1412.23,"end":1412.39,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.039144884794950485},{"word":"something","start":1412.39,"end":1412.71,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.0412791445851326},{"word":"i've","start":1412.71,"end":1412.87,"confidence":0.99853516,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.02956306003034115},{"word":"had","start":1412.87,"end":1413.11,"confidence":0.99902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.05017980188131333},{"word":"in","start":1413.11,"end":1413.27,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03648873046040535},{"word":"the","start":1413.27,"end":1413.35,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.037007831037044525},{"word":"past","start":1413.35,"end":1413.67,"confidence":1.0,"punctuated_word":"past","sentiment":"neutral","sentiment_score":0.01083151251077652},{"word":"where","start":1413.67,"end":1413.99,"confidence":0.9741211,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.0356396809220314},{"word":"clients","start":1413.99,"end":1414.39,"confidence":0.9873047,"punctuated_word":"clients","sentiment":"neutral","sentiment_score":-0.01926148682832718},{"word":"have","start":1414.39,"end":1414.63,"confidence":0.9526367,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0057254694402217865},{"word":"not","start":1414.63,"end":1414.79,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.0006893575191497803},{"word":"kind","start":1414.79,"end":1414.95,"confidence":0.94921875,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.005561560392379761},{"word":"of","start":1414.95,"end":1415.27,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.010275207459926603},{"word":"let","start":1415.27,"end":1415.43,"confidence":0.8642578,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.00020116567611694336},{"word":"anyone","start":1415.43,"end":1415.83,"confidence":0.99902344,"punctuated_word":"anyone","sentiment":"neutral","sentiment_score":9.894371032714844e-6},{"word":"know","start":1415.83,"end":1416.07,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.006838053464889526},{"word":"they've","start":1416.07,"end":1416.23,"confidence":0.9758301,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.005169183015823364},{"word":"got","start":1416.23,"end":1416.39,"confidence":0.9111328,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.0018535330891609192},{"word":"an","start":1416.39,"end":1416.63,"confidence":0.9941406,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.0012974515557289124},{"word":"adviser","start":1416.63,"end":1417.11,"confidence":0.73339844,"punctuated_word":"adviser,","sentiment":"neutral","sentiment_score":-0.006475934758782387},{"word":"and","start":1417.11,"end":1417.27,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.012052271515130997},{"word":"then","start":1417.27,"end":1417.43,"confidence":0.9880371,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.02926185354590416},{"word":"you","start":1417.43,"end":1417.59,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02525259554386139},{"word":"know","start":1417.59,"end":1417.83,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.028815150260925293},{"word":"a","start":1417.83,"end":1417.91,"confidence":0.96533203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.008983805775642395},{"word":"few","start":1417.91,"end":1418.07,"confidence":1.0,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.0012744292616844175},{"word":"months","start":1418.07,"end":1418.47,"confidence":0.99902344,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.001964084804058075},{"word":"after","start":1418.47,"end":1418.79,"confidence":0.9980469,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.0015495643019676208},{"word":"they've","start":1418.79,"end":1419.03,"confidence":0.8930664,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.027516543865203857},{"word":"passed","start":1419.03,"end":1419.27,"confidence":0.99609375,"punctuated_word":"passed","sentiment":"neutral","sentiment_score":-0.03656303137540817},{"word":"away","start":1419.27,"end":1419.67,"confidence":0.9379883,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":-0.013053907081484796},{"word":"something's","start":1419.67,"end":1420.15,"confidence":0.8713379,"punctuated_word":"something's","sentiment":"neutral","sentiment_score":-0.02098328247666359},{"word":"happened","start":1420.15,"end":1420.55,"confidence":0.9980469,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":-0.034224994480609894},{"word":"and","start":1420.55,"end":1421.05,"confidence":0.45239258,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.013513386249542236},{"word":"someone's","start":1421.245,"end":1421.565,"confidence":0.7697754,"punctuated_word":"someone's","sentiment":"neutral","sentiment_score":-0.02990935742855072},{"word":"picked","start":1421.565,"end":1421.8049,"confidence":0.9165039,"punctuated_word":"picked","sentiment":"neutral","sentiment_score":-0.04513784870505333},{"word":"up","start":1421.8049,"end":1422.0449,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.03967168554663658},{"word":"a","start":1422.0449,"end":1422.5249,"confidence":0.8178711,"punctuated_word":"a,","sentiment":"neutral","sentiment_score":-0.019579101353883743},{"word":"yeah","start":1422.5249,"end":1423.0249,"confidence":0.9421387,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.0022161640226840973},{"word":"letter","start":1423.4049,"end":1423.8049,"confidence":0.7993164,"punctuated_word":"letter","sentiment":"neutral","sentiment_score":-0.038939330726861954},{"word":"or","start":1423.8049,"end":1424.205,"confidence":0.9941406,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.013667620718479156},{"word":"some","start":1424.205,"end":1424.445,"confidence":0.9970703,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.04048677161335945},{"word":"sort","start":1424.445,"end":1424.605,"confidence":0.9970703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.01858258992433548},{"word":"of","start":1424.605,"end":1424.765,"confidence":0.9873047,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.027902625501155853},{"word":"statement","start":1424.765,"end":1425.085,"confidence":0.9980469,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":-0.022293180227279663},{"word":"and","start":1425.085,"end":1425.245,"confidence":0.96240234,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.01775701716542244},{"word":"gone","start":1425.245,"end":1425.565,"confidence":0.9692383,"punctuated_word":"gone,","sentiment":"neutral","sentiment_score":-0.013272708281874657},{"word":"oh","start":1425.565,"end":1425.645,"confidence":0.97436523,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.008028890937566757},{"word":"who","start":1425.645,"end":1425.885,"confidence":0.99902344,"punctuated_word":"who","sentiment":"neutral","sentiment_score":-0.04319360479712486},{"word":"are","start":1425.885,"end":1425.965,"confidence":0.9248047,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.02189375087618828},{"word":"these","start":1425.965,"end":1426.205,"confidence":0.9951172,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.04291071370244026},{"word":"people","start":1426.205,"end":1426.5249,"confidence":0.9616699,"punctuated_word":"people?","sentiment":"neutral","sentiment_score":-0.027473267167806625},{"word":"and","start":1426.5249,"end":1426.6849,"confidence":0.9941406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.007223494350910187},{"word":"they've","start":1426.6849,"end":1426.845,"confidence":0.98095703,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":-0.0021373643539845943},{"word":"called","start":1426.845,"end":1427.1649,"confidence":0.99902344,"punctuated_word":"called","sentiment":"neutral","sentiment_score":-0.0028360337018966675},{"word":"us","start":1427.1649,"end":1427.325,"confidence":0.99121094,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.015040621161460876},{"word":"and","start":1427.325,"end":1427.485,"confidence":0.5751953,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.02324729412794113},{"word":"we've","start":1427.485,"end":1427.645,"confidence":0.9177246,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.02999291196465492},{"word":"gone","start":1427.645,"end":1427.965,"confidence":0.9902344,"punctuated_word":"gone,","sentiment":"neutral","sentiment_score":0.04185107350349426},{"word":"hey","start":1427.965,"end":1428.205,"confidence":0.91552734,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":0.04442273825407028},{"word":"we're","start":1428.205,"end":1428.365,"confidence":0.9794922,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.0548144094645977},{"word":"the","start":1428.365,"end":1428.765,"confidence":0.97314453,"punctuated_word":"the,","sentiment":"neutral","sentiment_score":0.06540590524673462},{"word":"you","start":1428.765,"end":1428.845,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.060794539749622345},{"word":"know","start":1428.845,"end":1429.085,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.04540322721004486},{"word":"financial","start":1429.085,"end":1429.565,"confidence":0.9873047,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.04992672801017761},{"word":"advisers","start":1429.565,"end":1429.965,"confidence":0.8095703,"punctuated_word":"advisers","sentiment":"neutral","sentiment_score":0.045944999903440475},{"word":"who","start":1429.965,"end":1430.125,"confidence":0.43920898,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.07295672595500946},{"word":"look","start":1430.125,"end":1430.365,"confidence":0.35742188,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07861404120922089},{"word":"up","start":1430.365,"end":1430.5249,"confidence":0.80566406,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.06455552577972412},{"word":"the","start":1430.5249,"end":1430.6849,"confidence":0.63964844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06351175159215927},{"word":"super","start":1430.6849,"end":1430.9249,"confidence":0.78125,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.10899506509304048},{"word":"insurances","start":1430.9249,"end":1431.4249,"confidence":0.9223633,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.07971213757991791},{"word":"and","start":1431.645,"end":1431.8049,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11923103034496307},{"word":"things","start":1431.8049,"end":1432.125,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.10562596470117568},{"word":"like","start":1432.125,"end":1432.365,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.05701380595564842},{"word":"that","start":1432.365,"end":1432.865,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11266879737377168},{"word":"and","start":1433.245,"end":1433.565,"confidence":0.48999023,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15632760524749756},{"word":"help","start":1433.565,"end":1433.8049,"confidence":0.54589844,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.18779125809669495},{"word":"to","start":1433.8049,"end":1433.965,"confidence":0.8510742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16162815690040588},{"word":"facilitate","start":1433.965,"end":1434.465,"confidence":0.7836914,"punctuated_word":"facilitate","sentiment":"neutral","sentiment_score":0.2547714114189148},{"word":"claim","start":1434.6849,"end":1434.9249,"confidence":0.4267578,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":0.21583165228366852},{"word":"down","start":1434.9249,"end":1435.1649,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.19477197527885437},{"word":"the","start":1435.1649,"end":1435.325,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1639004349708557},{"word":"track","start":1435.325,"end":1435.65,"confidence":0.98217773,"punctuated_word":"track.","sentiment":"neutral","sentiment_score":0.14038261771202087},{"word":"so","start":1435.65,"end":1435.81,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.12382137775421144},{"word":"i","start":1435.81,"end":1435.89,"confidence":0.98291016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14423194527626038},{"word":"do","start":1435.89,"end":1436.05,"confidence":0.8833008,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.12417669594287872},{"word":"sort","start":1436.05,"end":1436.13,"confidence":0.9790039,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.12314985692501068},{"word":"of","start":1436.13,"end":1436.37,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15410752594470978},{"word":"like","start":1436.37,"end":1436.61,"confidence":0.96972656,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.15891681611537933},{"word":"to","start":1436.61,"end":1436.77,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15995286405086517},{"word":"sort","start":1436.77,"end":1436.93,"confidence":0.9838867,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.17970502376556396},{"word":"of","start":1436.93,"end":1437.09,"confidence":0.9902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.19564583897590637},{"word":"point","start":1437.09,"end":1437.3301,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.17451465129852295},{"word":"out","start":1437.3301,"end":1437.73,"confidence":0.9506836,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1630207598209381},{"word":"as","start":1437.73,"end":1437.97,"confidence":0.73095703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.13798460364341736},{"word":"part","start":1437.97,"end":1438.2101,"confidence":0.99902344,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.16377834975719452},{"word":"of","start":1438.2101,"end":1438.37,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17859601974487305},{"word":"your","start":1438.37,"end":1438.61,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17409861087799072},{"word":"overall","start":1438.61,"end":1439.01,"confidence":1.0,"punctuated_word":"overall","sentiment":"neutral","sentiment_score":0.15971028804779053},{"word":"estate","start":1439.01,"end":1439.3301,"confidence":0.96875,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.15103894472122192},{"word":"planning","start":1439.3301,"end":1439.73,"confidence":0.99902344,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.2297229170799255},{"word":"as","start":1439.73,"end":1439.89,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.162802591919899},{"word":"well","start":1439.89,"end":1440.13,"confidence":0.8215332,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.16722476482391355},{"word":"if","start":1440.13,"end":1440.37,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.15090897679328918},{"word":"you've","start":1440.37,"end":1440.53,"confidence":0.99560547,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.09853290766477583},{"word":"got","start":1440.53,"end":1440.77,"confidence":0.9951172,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.08122444897890091},{"word":"an","start":1440.77,"end":1440.93,"confidence":0.9980469,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.06533147394657135},{"word":"executor","start":1440.93,"end":1441.43,"confidence":0.89208984,"punctuated_word":"executor","sentiment":"neutral","sentiment_score":0.10820603370666504},{"word":"or","start":1441.49,"end":1441.99,"confidence":0.98095703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.12294108420610428},{"word":"even","start":1442.2101,"end":1442.4501,"confidence":0.8251953,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.1312360167503357},{"word":"your","start":1442.4501,"end":1442.77,"confidence":0.9873047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13489900529384613},{"word":"beneficiaries","start":1442.77,"end":1443.27,"confidence":0.7385254,"punctuated_word":"beneficiaries,","sentiment":"neutral","sentiment_score":0.1374492347240448},{"word":"just","start":1443.41,"end":1443.65,"confidence":0.98095703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1368560492992401},{"word":"letting","start":1443.65,"end":1443.97,"confidence":0.99902344,"punctuated_word":"letting","sentiment":"neutral","sentiment_score":0.13003629446029663},{"word":"them","start":1443.97,"end":1444.13,"confidence":0.9980469,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.1075209230184555},{"word":"know","start":1444.13,"end":1444.29,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.1175522357225418},{"word":"that","start":1444.29,"end":1444.4501,"confidence":0.98291016,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.13222850859165192},{"word":"hey","start":1444.4501,"end":1444.77,"confidence":0.9104004,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":0.1430179923772812},{"word":"i","start":1444.77,"end":1444.85,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12319643050432204},{"word":"do","start":1444.85,"end":1445.09,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09323842823505402},{"word":"have","start":1445.09,"end":1445.25,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0754043385386467},{"word":"an","start":1445.25,"end":1445.41,"confidence":0.9970703,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.05444803461432457},{"word":"adviser","start":1445.41,"end":1445.89,"confidence":0.95947266,"punctuated_word":"adviser.","sentiment":"neutral","sentiment_score":0.04452197253704071},{"word":"if","start":1445.89,"end":1446.13,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.06370657682418823},{"word":"anything","start":1446.13,"end":1446.4501,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.05495430529117584},{"word":"happened","start":1446.4501,"end":1446.85,"confidence":0.7685547,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":0.041094813495874405},{"word":"to","start":1446.85,"end":1447.01,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03975614905357361},{"word":"me","start":1447.01,"end":1447.49,"confidence":0.99853516,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.05502935126423836},{"word":"this","start":1447.49,"end":1447.65,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.07559478282928467},{"word":"is","start":1447.65,"end":1447.81,"confidence":0.9838867,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05548422783613205},{"word":"the","start":1447.81,"end":1447.97,"confidence":0.9326172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0731886699795723},{"word":"number","start":1447.97,"end":1448.37,"confidence":1.0,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.05825530365109444},{"word":"you","start":1448.37,"end":1448.53,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07646717876195908},{"word":"call","start":1448.53,"end":1448.93,"confidence":0.80029297,"punctuated_word":"call.","sentiment":"neutral","sentiment_score":0.07824209332466125},{"word":"they","start":1448.93,"end":1449.09,"confidence":1.0,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.23977988958358765},{"word":"will","start":1449.09,"end":1449.3301,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.3175352215766907},{"word":"help","start":1449.3301,"end":1449.5701,"confidence":1.0,"punctuated_word":"help","sentiment":"neutral","sentiment_score":0.323697566986084},{"word":"to","start":1449.5701,"end":1449.73,"confidence":0.9819336,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.32755258679389954},{"word":"facilitate","start":1449.73,"end":1450.23,"confidence":1.0,"punctuated_word":"facilitate","sentiment":"neutral","sentiment_score":0.29021963477134705},{"word":"the","start":1450.4501,"end":1450.61,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3337690830230713},{"word":"claim","start":1450.61,"end":1451.11,"confidence":0.7458496,"punctuated_word":"claim.","sentiment":"neutral","sentiment_score":0.30070990324020386},{"word":"and","start":1451.205,"end":1451.365,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.30629727244377136},{"word":"it","start":1451.365,"end":1451.5249,"confidence":0.9863281,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3198447525501251},{"word":"just","start":1451.5249,"end":1451.6849,"confidence":0.9760742,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3591151237487793},{"word":"makes","start":1451.6849,"end":1452.085,"confidence":0.93115234,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.324114590883255},{"word":"the","start":1452.085,"end":1452.325,"confidence":0.9350586,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3254947066307068},{"word":"the","start":1452.325,"end":1452.485,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2783152759075165},{"word":"process","start":1452.485,"end":1452.885,"confidence":0.99902344,"punctuated_word":"process","sentiment":"positive","sentiment_score":0.34620702266693115},{"word":"a","start":1452.885,"end":1452.965,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.37608271837234497},{"word":"little","start":1452.965,"end":1453.205,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.3296779990196228},{"word":"bit","start":1453.205,"end":1453.445,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.3145577311515808},{"word":"easier","start":1453.445,"end":1453.765,"confidence":0.99902344,"punctuated_word":"easier","sentiment":"positive","sentiment_score":0.3432444632053375},{"word":"on","start":1453.765,"end":1454.005,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.3334474563598633},{"word":"your","start":1454.005,"end":1454.245,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21151697635650635},{"word":"beneficiaries","start":1454.245,"end":1454.745,"confidence":0.9941406,"punctuated_word":"beneficiaries","sentiment":"neutral","sentiment_score":0.2822776436805725},{"word":"at","start":1454.965,"end":1455.125,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.21123725175857544},{"word":"that","start":1455.125,"end":1455.2849,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2185220718383789},{"word":"time","start":1455.2849,"end":1455.605,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.24423497915267944},{"word":"as","start":1455.605,"end":1455.845,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.23609241843223572},{"word":"well","start":1455.845,"end":1456.345,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.17278139293193817},{"word":"okay","start":1456.565,"end":1457.065,"confidence":0.76293945,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08654683828353882},{"word":"beautiful","start":1459.2849,"end":1459.7849,"confidence":0.99560547,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.749613344669342},{"word":"beautiful","start":1460.085,"end":1460.585,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.7739847898483276},{"word":"everything","start":1462.005,"end":1462.485,"confidence":0.92822266,"punctuated_word":"Everything","sentiment":"positive","sentiment_score":0.7144985795021057},{"word":"looks","start":1462.485,"end":1462.8049,"confidence":0.9980469,"punctuated_word":"looks","sentiment":"positive","sentiment_score":0.7092340588569641},{"word":"like","start":1462.8049,"end":1463.0449,"confidence":0.9970703,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.7388726472854614},{"word":"it's","start":1463.0449,"end":1463.52,"confidence":1.0,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.6948798894882202},{"word":"pretty","start":1463.6,"end":1463.84,"confidence":0.99902344,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.6657536625862122},{"word":"well","start":1463.84,"end":1464.0,"confidence":0.9819336,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.7123445272445679},{"word":"up","start":1464.0,"end":1464.24,"confidence":0.9941406,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.6209458112716675},{"word":"to","start":1464.24,"end":1464.4,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5403483510017395},{"word":"date","start":1464.4,"end":1464.72,"confidence":1.0,"punctuated_word":"date","sentiment":"positive","sentiment_score":0.5910975933074951},{"word":"here","start":1464.72,"end":1464.96,"confidence":0.91430664,"punctuated_word":"here.","sentiment":"positive","sentiment_score":0.5783895254135132},{"word":"just","start":1464.96,"end":1465.2001,"confidence":0.99316406,"punctuated_word":"Just","sentiment":"positive","sentiment_score":0.3622194826602936},{"word":"with","start":1465.2001,"end":1465.4401,"confidence":0.9941406,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.38493812084198},{"word":"your","start":1465.4401,"end":1465.68,"confidence":0.99609375,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3463638126850128},{"word":"goals","start":1465.68,"end":1466.0801,"confidence":0.95410156,"punctuated_word":"goals,","sentiment":"neutral","sentiment_score":0.30343905091285706},{"word":"just","start":1466.0801,"end":1466.24,"confidence":0.8461914,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.26877471804618835},{"word":"wanted","start":1466.24,"end":1466.48,"confidence":0.6660156,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.2630258798599243},{"word":"to","start":1466.48,"end":1466.64,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.28563690185546875},{"word":"kinda","start":1466.64,"end":1466.96,"confidence":0.9716797,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.3248440623283386},{"word":"update","start":1466.96,"end":1467.36,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.29404303431510925},{"word":"those","start":1467.36,"end":1467.84,"confidence":0.9914551,"punctuated_word":"those.","sentiment":"neutral","sentiment_score":0.2828899323940277},{"word":"i","start":1467.84,"end":1468.0801,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1396390050649643},{"word":"had","start":1468.0801,"end":1468.4,"confidence":0.84472656,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.12320277839899064},{"word":"down","start":1468.4,"end":1468.64,"confidence":0.74658203,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.1339582800865173},{"word":"here","start":1468.64,"end":1468.88,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.11053133755922318},{"word":"that","start":1468.88,"end":1469.04,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07032857090234756},{"word":"you","start":1469.04,"end":1469.28,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05602499097585678},{"word":"were","start":1469.28,"end":1469.6,"confidence":0.93847656,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.041809480637311935},{"word":"working","start":1469.6,"end":1470.0,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.07966681569814682},{"word":"towards","start":1470.0,"end":1470.5,"confidence":0.99902344,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":0.10427240282297134},{"word":"a","start":1470.56,"end":1470.8,"confidence":0.9873047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09457674622535706},{"word":"retirement","start":1470.8,"end":1471.3,"confidence":0.99902344,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.09849129617214204},{"word":"or","start":1472.16,"end":1472.44,"confidence":0.5864258,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06934361159801483},{"word":"it","start":1472.72,"end":1472.8,"confidence":0.76953125,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08484102785587311},{"word":"does","start":1472.8,"end":1472.96,"confidence":0.34887695,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.07009726762771606},{"word":"have","start":1472.96,"end":1473.2001,"confidence":0.9873047,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0948573723435402},{"word":"to","start":1473.2001,"end":1473.28,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07936328649520874},{"word":"be","start":1473.28,"end":1473.52,"confidence":0.9873047,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.09477412700653076},{"word":"retirement","start":1473.52,"end":1474.02,"confidence":0.8569336,"punctuated_word":"retirement,","sentiment":"neutral","sentiment_score":0.08544529974460602},{"word":"but","start":1474.0801,"end":1474.24,"confidence":0.9921875,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.072129026055336},{"word":"a","start":1474.24,"end":1474.4,"confidence":0.7915039,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07315872609615326},{"word":"goal","start":1474.4,"end":1474.64,"confidence":1.0,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.09726978838443756},{"word":"of","start":1474.64,"end":1474.8,"confidence":0.8574219,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10885337740182877},{"word":"being","start":1474.8,"end":1475.12,"confidence":0.9980469,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.12835417687892914},{"word":"able","start":1475.12,"end":1475.36,"confidence":0.99902344,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.1670992374420166},{"word":"to","start":1475.36,"end":1475.52,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19303447008132937},{"word":"draw","start":1475.52,"end":1475.84,"confidence":0.9980469,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.20611625909805295},{"word":"income","start":1475.84,"end":1476.16,"confidence":0.99609375,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.1809652149677277},{"word":"out","start":1476.16,"end":1476.4,"confidence":0.71875,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.13110026717185974},{"word":"of","start":1476.4,"end":1476.56,"confidence":0.9667969,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15450355410575867},{"word":"super","start":1476.56,"end":1477.06,"confidence":0.9013672,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.2388780117034912},{"word":"possibly","start":1477.395,"end":1477.7151,"confidence":0.99316406,"punctuated_word":"possibly","sentiment":"neutral","sentiment_score":0.1586177945137024},{"word":"fully","start":1477.7151,"end":1478.1951,"confidence":0.984375,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":0.254219114780426},{"word":"retire","start":1478.1951,"end":1478.595,"confidence":0.9951172,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.13552288711071014},{"word":"at","start":1478.595,"end":1478.755,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09094354510307312},{"word":"about","start":1478.755,"end":1478.995,"confidence":0.9970703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.10956364125013351},{"word":"the","start":1478.995,"end":1479.155,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13164983689785004},{"word":"age","start":1479.155,"end":1479.475,"confidence":0.99902344,"punctuated_word":"age","sentiment":"neutral","sentiment_score":0.08619043231010437},{"word":"of","start":1479.475,"end":1479.635,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1098589524626732},{"word":"67","start":1479.635,"end":1480.595,"confidence":0.99731445,"punctuated_word":"67.","sentiment":"neutral","sentiment_score":0.13301697373390198},{"word":"is","start":1480.595,"end":1480.8351,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.08311311900615692},{"word":"that","start":1480.8351,"end":1480.995,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11415296792984007},{"word":"kind","start":1480.995,"end":1481.3151,"confidence":0.9873047,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1182112991809845},{"word":"of","start":1481.3151,"end":1481.395,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13399991393089294},{"word":"your","start":1481.395,"end":1481.635,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.115930013358593},{"word":"goal","start":1481.635,"end":1481.9551,"confidence":0.9506836,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.12485244125127792},{"word":"still","start":1481.9551,"end":1482.275,"confidence":0.98828125,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.11968240141868591},{"word":"there","start":1482.275,"end":1482.435,"confidence":0.9980469,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.1630380004644394},{"word":"amelia","start":1482.435,"end":1482.935,"confidence":0.9885254,"punctuated_word":"Amelia?","sentiment":"neutral","sentiment_score":0.13009515404701233},{"word":"yes","start":1486.675,"end":1487.175,"confidence":0.76708984,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.02972008660435677},{"word":"it","start":1488.355,"end":1488.595,"confidence":0.9873047,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.025364268571138385},{"word":"is","start":1488.595,"end":1488.8351,"confidence":0.99853516,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.02172343246638775},{"word":"you've","start":1488.8351,"end":1489.0751,"confidence":0.9995117,"punctuated_word":"You've","sentiment":"neutral","sentiment_score":-0.008141299709677696},{"word":"got","start":1489.0751,"end":1489.3151,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.04034829884767532},{"word":"a","start":1489.3151,"end":1489.395,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.014584209769964218},{"word":"lot","start":1489.395,"end":1489.555,"confidence":0.99902344,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.05815253034234047},{"word":"of","start":1489.555,"end":1489.7151,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06788474321365356},{"word":"time","start":1489.7151,"end":1489.9551,"confidence":0.99902344,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.052380725741386414},{"word":"to","start":1489.9551,"end":1490.115,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.05757104605436325},{"word":"go","start":1490.115,"end":1490.355,"confidence":0.99609375,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.002622745931148529},{"word":"still","start":1490.355,"end":1490.675,"confidence":0.83251953,"punctuated_word":"still,","sentiment":"neutral","sentiment_score":-0.007357057183980942},{"word":"so","start":1490.675,"end":1491.0751,"confidence":0.984375,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.018337301909923553},{"word":"absolutely","start":1491.0751,"end":1491.5751,"confidence":0.7895508,"punctuated_word":"absolutely.","sentiment":"neutral","sentiment_score":0.00015572458505630493},{"word":"but","start":1492.035,"end":1492.1951,"confidence":0.6956787,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.012971203774213793},{"word":"no","start":1492.1951,"end":1492.355,"confidence":0.9748535,"punctuated_word":"no,","sentiment":"neutral","sentiment_score":0.054968468844890594},{"word":"that's","start":1492.355,"end":1492.595,"confidence":0.80444336,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.19676649570465088},{"word":"so","start":1492.595,"end":1492.8351,"confidence":0.86621094,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.16732820868492126},{"word":"good","start":1492.8351,"end":1493.13,"confidence":0.9484863,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.20762145519256592},{"word":"that's","start":1493.45,"end":1493.77,"confidence":0.97802734,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.6467394828796387},{"word":"so","start":1493.77,"end":1494.01,"confidence":0.9448242,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6808015704154968},{"word":"nice","start":1494.01,"end":1494.51,"confidence":0.6185303,"punctuated_word":"nice.","sentiment":"positive","sentiment_score":0.6038964986801147},{"word":"i've","start":1495.29,"end":1495.61,"confidence":0.86987305,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.2751057744026184},{"word":"got","start":1495.61,"end":1495.77,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.22409366071224213},{"word":"down","start":1495.77,"end":1496.01,"confidence":0.90771484,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.23591959476470947},{"word":"here","start":1496.01,"end":1496.33,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.20438311994075775},{"word":"that","start":1496.33,"end":1496.49,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1638331264257431},{"word":"your","start":1496.49,"end":1496.73,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11886460334062576},{"word":"insurances","start":1496.73,"end":1497.23,"confidence":0.98657227,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.1348491609096527},{"word":"your","start":1497.6901,"end":1497.93,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11220406740903854},{"word":"goals","start":1497.93,"end":1498.17,"confidence":0.7265625,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.08934319764375687},{"word":"there","start":1498.17,"end":1498.41,"confidence":0.26049805,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.13316723704338074},{"word":"that","start":1498.41,"end":1498.57,"confidence":0.94384766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17799316346645355},{"word":"you","start":1498.57,"end":1498.73,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14950355887413025},{"word":"wanted","start":1498.73,"end":1499.05,"confidence":0.99902344,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.1308159381151199},{"word":"to","start":1499.05,"end":1499.13,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1895759105682373},{"word":"make","start":1499.13,"end":1499.29,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.141479954123497},{"word":"sure","start":1499.29,"end":1499.45,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.1566223502159119},{"word":"you","start":1499.45,"end":1499.61,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19498659670352936},{"word":"had","start":1499.61,"end":1499.85,"confidence":0.9941406,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.21054433286190033},{"word":"enough","start":1499.85,"end":1500.25,"confidence":1.0,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":0.14592361450195312},{"word":"insurances","start":1500.25,"end":1500.75,"confidence":0.9941406,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.14214575290679932},{"word":"to","start":1500.81,"end":1501.05,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1573488414287567},{"word":"ensure","start":1501.05,"end":1501.37,"confidence":0.9980469,"punctuated_word":"ensure","sentiment":"neutral","sentiment_score":0.19839271903038025},{"word":"your","start":1501.37,"end":1501.61,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1953614056110382},{"word":"family","start":1501.61,"end":1501.93,"confidence":1.0,"punctuated_word":"family","sentiment":"neutral","sentiment_score":0.24095019698143005},{"word":"is","start":1501.93,"end":1502.09,"confidence":0.9560547,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2449575662612915},{"word":"looked","start":1502.09,"end":1502.33,"confidence":0.9941406,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":0.21038644015789032},{"word":"after","start":1502.33,"end":1502.65,"confidence":0.9941406,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.22274711728096008},{"word":"and","start":1502.65,"end":1502.81,"confidence":0.8881836,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.19000522792339325},{"word":"to","start":1502.81,"end":1502.97,"confidence":0.5097656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16076472401618958},{"word":"cover","start":1502.97,"end":1503.29,"confidence":1.0,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.11982719600200652},{"word":"your","start":1503.29,"end":1503.53,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.16351085901260376},{"word":"debts","start":1503.53,"end":1503.77,"confidence":0.984375,"punctuated_word":"debts","sentiment":"neutral","sentiment_score":0.1134260520339012},{"word":"in","start":1503.77,"end":1503.93,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14348487555980682},{"word":"the","start":1503.93,"end":1504.09,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16648977994918823},{"word":"event","start":1504.09,"end":1504.41,"confidence":0.92089844,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.12418070435523988},{"word":"of","start":1504.41,"end":1504.57,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11229139566421507},{"word":"anything","start":1504.57,"end":1505.05,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.12982045114040375},{"word":"occurring","start":1505.05,"end":1505.55,"confidence":0.99365234,"punctuated_word":"occurring.","sentiment":"neutral","sentiment_score":0.08573555946350098},{"word":"when","start":1506.145,"end":1506.385,"confidence":1.0,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.08979041874408722},{"word":"we","start":1506.385,"end":1506.465,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07832162827253342},{"word":"kind","start":1506.465,"end":1506.865,"confidence":0.99121094,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.0954396277666092},{"word":"of","start":1506.865,"end":1507.025,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10694003105163574},{"word":"look","start":1507.025,"end":1507.1849,"confidence":0.99902344,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06846579909324646},{"word":"at","start":1507.1849,"end":1507.4249,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06972204893827438},{"word":"that","start":1507.4249,"end":1507.825,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1198696866631508},{"word":"goal","start":1507.825,"end":1508.225,"confidence":1.0,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.08038521558046341},{"word":"and","start":1508.225,"end":1508.545,"confidence":0.99316406,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12800365686416626},{"word":"the","start":1508.545,"end":1508.625,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13452911376953125},{"word":"level","start":1508.625,"end":1508.945,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.1338544487953186},{"word":"of","start":1508.945,"end":1509.105,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1260477900505066},{"word":"cover","start":1509.105,"end":1509.4249,"confidence":0.984375,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.0940793976187706},{"word":"you","start":1509.4249,"end":1509.665,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11984081566333772},{"word":"have","start":1509.665,"end":1510.065,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11864573508501051},{"word":"with","start":1510.065,"end":1510.3049,"confidence":0.9902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.10054060071706772},{"word":"regards","start":1510.3049,"end":1510.785,"confidence":0.74658203,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.09255450963974},{"word":"to","start":1510.785,"end":1511.025,"confidence":0.97314453,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11495313048362732},{"word":"both","start":1511.025,"end":1511.345,"confidence":0.9951172,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.12617935240268707},{"word":"your","start":1511.345,"end":1511.845,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11568991094827652},{"word":"life","start":1512.465,"end":1512.865,"confidence":0.8051758,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.11003018915653227},{"word":"cover","start":1512.865,"end":1513.265,"confidence":0.99902344,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.12400241196155548},{"word":"and","start":1513.265,"end":1513.505,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1298442929983139},{"word":"your","start":1513.505,"end":1513.825,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1272554099559784},{"word":"tdd","start":1513.825,"end":1514.325,"confidence":0.8647461,"punctuated_word":"TDD,","sentiment":"neutral","sentiment_score":0.11812227964401244},{"word":"the","start":1515.025,"end":1515.1849,"confidence":0.9560547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11676524579524994},{"word":"amount","start":1515.1849,"end":1515.505,"confidence":0.9951172,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":0.1673465520143509},{"word":"you","start":1515.505,"end":1515.665,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12092072516679764},{"word":"are","start":1515.665,"end":1515.825,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1071639358997345},{"word":"covered","start":1515.825,"end":1516.145,"confidence":1.0,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":0.10026611387729643},{"word":"for","start":1516.145,"end":1516.465,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13342969119548798},{"word":"does","start":1516.465,"end":1516.785,"confidence":0.9770508,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.1056373491883278},{"word":"pay","start":1516.785,"end":1517.025,"confidence":0.9506836,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.0924300104379654},{"word":"out","start":1517.025,"end":1517.1849,"confidence":0.9111328,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.09268475323915482},{"word":"the","start":1517.1849,"end":1517.6849,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.034654319286346436},{"word":"the","start":1517.985,"end":1518.145,"confidence":0.9394531,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04896005243062973},{"word":"mortgage","start":1518.145,"end":1518.645,"confidence":0.9604492,"punctuated_word":"mortgage,","sentiment":"neutral","sentiment_score":0.050948791205883026},{"word":"leaves","start":1518.865,"end":1519.265,"confidence":0.7915039,"punctuated_word":"leaves","sentiment":"neutral","sentiment_score":0.04966767877340317},{"word":"everyone","start":1519.265,"end":1519.745,"confidence":1.0,"punctuated_word":"everyone","sentiment":"neutral","sentiment_score":0.04572031274437904},{"word":"completely","start":1519.745,"end":1520.245,"confidence":1.0,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":0.146072655916214},{"word":"debt","start":1520.3049,"end":1520.545,"confidence":1.0,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":0.07386520504951477},{"word":"free","start":1520.545,"end":1521.045,"confidence":0.99853516,"punctuated_word":"free.","sentiment":"neutral","sentiment_score":0.1009230613708496},{"word":"it","start":1521.7101,"end":1522.03,"confidence":0.9902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.03325821831822395},{"word":"doesn't","start":1522.03,"end":1522.43,"confidence":0.9995117,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.012010827660560608},{"word":"quite","start":1522.43,"end":1522.93,"confidence":0.99902344,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.011152923107147217},{"word":"let's","start":1524.11,"end":1524.43,"confidence":0.99853516,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":0.0065491958521306515},{"word":"have","start":1524.43,"end":1524.59,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.003182224929332733},{"word":"a","start":1524.59,"end":1524.67,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.008371936157345772},{"word":"look","start":1524.67,"end":1524.99,"confidence":0.99902344,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.016658486798405647},{"word":"it","start":1524.99,"end":1525.23,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.049078911542892456},{"word":"would","start":1525.23,"end":1525.55,"confidence":0.97265625,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.04609383642673493},{"word":"also","start":1525.55,"end":1525.9501,"confidence":0.99121094,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.07456730306148529},{"word":"sort","start":1525.9501,"end":1526.1901,"confidence":0.9819336,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.02949569746851921},{"word":"of","start":1526.1901,"end":1526.27,"confidence":0.7104492,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.042276304215192795},{"word":"cover","start":1526.27,"end":1526.67,"confidence":0.99121094,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.03508447855710983},{"word":"the","start":1526.67,"end":1526.91,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03295591101050377},{"word":"child","start":1526.91,"end":1527.31,"confidence":0.5888672,"punctuated_word":"child","sentiment":"neutral","sentiment_score":0.026090513914823532},{"word":"care","start":1527.31,"end":1527.55,"confidence":0.5800781,"punctuated_word":"care","sentiment":"neutral","sentiment_score":0.029368698596954346},{"word":"the","start":1527.87,"end":1528.11,"confidence":0.89208984,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01818868517875671},{"word":"childcare","start":1528.11,"end":1528.61,"confidence":0.5307617,"punctuated_word":"childcare","sentiment":"neutral","sentiment_score":-0.012806370854377748},{"word":"center","start":1528.91,"end":1529.39,"confidence":0.9716797,"punctuated_word":"center","sentiment":"neutral","sentiment_score":0.02500636875629425},{"word":"that","start":1529.39,"end":1529.63,"confidence":0.89990234,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07415535300970078},{"word":"you","start":1529.63,"end":1529.79,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07923144102096558},{"word":"have","start":1529.79,"end":1530.03,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09174352884292604},{"word":"here","start":1530.03,"end":1530.53,"confidence":0.88671875,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.04670455679297447},{"word":"but","start":1531.39,"end":1531.7101,"confidence":0.9375,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.003451775759458542},{"word":"would","start":1531.7101,"end":1532.03,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.002307247370481491},{"word":"that","start":1532.03,"end":1532.27,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02473822608590126},{"word":"be","start":1532.27,"end":1532.43,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.003672827035188675},{"word":"something","start":1532.43,"end":1532.75,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.017632178962230682},{"word":"that","start":1532.75,"end":1532.91,"confidence":0.8984375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0013629719614982605},{"word":"would","start":1532.91,"end":1533.0701,"confidence":0.9838867,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.003359232097864151},{"word":"need","start":1533.0701,"end":1533.23,"confidence":0.9970703,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.006467022001743317},{"word":"to","start":1533.23,"end":1533.39,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.001348435878753662},{"word":"be","start":1533.39,"end":1533.55,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.006619863212108612},{"word":"included","start":1533.55,"end":1534.03,"confidence":0.99902344,"punctuated_word":"included","sentiment":"neutral","sentiment_score":-0.009511813521385191},{"word":"to","start":1534.03,"end":1534.11,"confidence":0.6513672,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.004196301102638245},{"word":"the","start":1534.11,"end":1534.27,"confidence":0.95166016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.022953767329454425},{"word":"insurances","start":1534.27,"end":1534.77,"confidence":0.91845703,"punctuated_word":"insurances,","sentiment":"neutral","sentiment_score":0.019328130409121513},{"word":"or","start":1534.99,"end":1535.23,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.00439724326133728},{"word":"would","start":1535.23,"end":1535.39,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0115712508559227},{"word":"that","start":1535.39,"end":1535.55,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02184800431132317},{"word":"be","start":1535.55,"end":1535.79,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.007333964109420776},{"word":"something","start":1535.79,"end":1536.11,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.020022880285978317},{"word":"that","start":1536.11,"end":1536.27,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0024619773030281067},{"word":"your","start":1536.27,"end":1536.585,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.008883021771907806},{"word":"partner","start":1536.585,"end":1536.825,"confidence":0.9980469,"punctuated_word":"partner","sentiment":"neutral","sentiment_score":-0.016374945640563965},{"word":"would","start":1536.825,"end":1537.065,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.013225816190242767},{"word":"just","start":1537.065,"end":1537.3049,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02017197757959366},{"word":"sort","start":1537.3049,"end":1537.465,"confidence":0.9921875,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.005207844078540802},{"word":"of","start":1537.465,"end":1537.625,"confidence":0.9428711,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.021294623613357544},{"word":"buy","start":1537.625,"end":1537.865,"confidence":0.9970703,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":-0.0028441697359085083},{"word":"you","start":1537.865,"end":1538.105,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.020055554807186127},{"word":"out","start":1538.105,"end":1538.345,"confidence":0.9902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.030048437416553497},{"word":"of","start":1538.345,"end":1538.745,"confidence":0.97802734,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.034979935735464096},{"word":"if","start":1538.745,"end":1538.985,"confidence":0.6816406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.008413579314947128},{"word":"anything","start":1538.985,"end":1539.385,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.027925334870815277},{"word":"happens","start":1539.385,"end":1539.705,"confidence":0.4802246,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":-0.024739649146795273},{"word":"to","start":1539.705,"end":1539.865,"confidence":0.98291016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0032006949186325073},{"word":"you","start":1539.865,"end":1540.105,"confidence":0.9951172,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.003229992464184761},{"word":"how","start":1540.105,"end":1540.345,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.002495989203453064},{"word":"do","start":1540.345,"end":1540.505,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.003957439213991165},{"word":"you","start":1540.505,"end":1540.585,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.011021185666322708},{"word":"think","start":1540.585,"end":1540.825,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.003222499042749405},{"word":"that","start":1540.825,"end":1541.065,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.008281063288450241},{"word":"that","start":1541.065,"end":1541.145,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.020823512226343155},{"word":"would","start":1541.145,"end":1541.465,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.01541021466255188},{"word":"work","start":1541.465,"end":1541.965,"confidence":1.0,"punctuated_word":"work?","sentiment":"neutral","sentiment_score":0.022873682901263237},{"word":"yep","start":1551.0701,"end":1551.5701,"confidence":0.74572754,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.001486628665588796},{"word":"okay","start":1553.0701,"end":1553.5701,"confidence":0.9338379,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.01799582503736019},{"word":"perfect","start":1553.87,"end":1554.37,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.07697069644927979},{"word":"yep","start":1559.15,"end":1559.65,"confidence":0.951416,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.025573937222361565},{"word":"yep","start":1560.35,"end":1560.8301,"confidence":0.9753418,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0243101567029953},{"word":"perfect","start":1560.8301,"end":1561.3301,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.03219175338745117},{"word":"yeah","start":1563.825,"end":1564.325,"confidence":0.96850586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.014162913896143436},{"word":"absolutely","start":1566.865,"end":1567.365,"confidence":0.782959,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.023496367037296295},{"word":"no","start":1567.585,"end":1567.745,"confidence":0.98583984,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.027639511972665787},{"word":"that's","start":1567.745,"end":1567.985,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.8179139494895935},{"word":"really","start":1567.985,"end":1568.225,"confidence":0.9970703,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.8345960974693298},{"word":"good","start":1568.225,"end":1568.385,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.8136606216430664},{"word":"excellent","start":1568.385,"end":1568.7849,"confidence":1.0,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.7583901286125183},{"word":"so","start":1568.7849,"end":1569.025,"confidence":0.99316406,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.4945746064186096},{"word":"your","start":1569.025,"end":1569.265,"confidence":0.98535156,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3564699590206146},{"word":"life","start":1569.265,"end":1569.505,"confidence":0.9980469,"punctuated_word":"life","sentiment":"positive","sentiment_score":0.41805052757263184},{"word":"insurance","start":1569.505,"end":1569.905,"confidence":0.99902344,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.27406591176986694},{"word":"and","start":1569.905,"end":1570.065,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.3080369532108307},{"word":"your","start":1570.065,"end":1570.225,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.25884997844696045},{"word":"ppd","start":1570.225,"end":1570.725,"confidence":0.68933105,"punctuated_word":"PPD","sentiment":"neutral","sentiment_score":0.1996798515319824},{"word":"cover","start":1570.7849,"end":1571.105,"confidence":0.99609375,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.19315677881240845},{"word":"really","start":1571.105,"end":1571.265,"confidence":0.9863281,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.1713830530643463},{"word":"just","start":1571.265,"end":1571.505,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2253519743680954},{"word":"needs","start":1571.505,"end":1571.745,"confidence":0.984375,"punctuated_word":"needs","sentiment":"neutral","sentiment_score":0.15610478818416595},{"word":"to","start":1571.745,"end":1571.825,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14744503796100616},{"word":"cover","start":1571.825,"end":1572.145,"confidence":1.0,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.13707122206687927},{"word":"your","start":1572.145,"end":1572.3049,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14696262776851654},{"word":"main","start":1572.3049,"end":1572.625,"confidence":0.99902344,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.17954570055007937},{"word":"primary","start":1572.625,"end":1573.105,"confidence":0.9873047,"punctuated_word":"primary","sentiment":"neutral","sentiment_score":0.15592078864574432},{"word":"mortgage","start":1573.105,"end":1573.585,"confidence":0.9980469,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.19839796423912048},{"word":"and","start":1573.585,"end":1574.065,"confidence":0.9658203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15059171617031095},{"word":"maybe","start":1574.065,"end":1574.465,"confidence":0.9980469,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.14357724785804749},{"word":"any","start":1574.465,"end":1574.625,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.13561539351940155},{"word":"other","start":1574.625,"end":1574.945,"confidence":0.9863281,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.12504027783870697},{"word":"car","start":1574.945,"end":1575.105,"confidence":0.9921875,"punctuated_word":"car","sentiment":"neutral","sentiment_score":0.11787228286266328},{"word":"loans","start":1575.105,"end":1575.4249,"confidence":0.9951172,"punctuated_word":"loans","sentiment":"neutral","sentiment_score":0.17156733572483063},{"word":"that","start":1575.4249,"end":1575.585,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.136942058801651},{"word":"you","start":1575.585,"end":1575.745,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1430571675300598},{"word":"might","start":1575.745,"end":1575.905,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.10961804538965224},{"word":"have","start":1575.905,"end":1576.065,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14504806697368622},{"word":"if","start":1576.065,"end":1576.3049,"confidence":0.8925781,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.14421546459197998},{"word":"you","start":1576.3049,"end":1576.385,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09596039354801178},{"word":"have","start":1576.385,"end":1576.5449,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10540895164012908},{"word":"at","start":1576.5449,"end":1576.8,"confidence":0.9819336,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.09241028875112534},{"word":"the","start":1576.8,"end":1577.04,"confidence":0.9091797,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1535070538520813},{"word":"time","start":1577.04,"end":1577.28,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1275634914636612},{"word":"and","start":1577.28,"end":1577.76,"confidence":0.5239258,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10980589687824248},{"word":"then","start":1577.76,"end":1578.16,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.13005369901657104},{"word":"provide","start":1578.16,"end":1578.56,"confidence":1.0,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.1524437963962555},{"word":"that","start":1578.56,"end":1579.06,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1970379948616028},{"word":"longevity","start":1579.28,"end":1579.78,"confidence":1.0,"punctuated_word":"longevity","sentiment":"neutral","sentiment_score":0.1482372283935547},{"word":"benefit","start":1580.0,"end":1580.3201,"confidence":0.9770508,"punctuated_word":"benefit","sentiment":"neutral","sentiment_score":0.18520402908325195},{"word":"for","start":1580.3201,"end":1580.4801,"confidence":0.97265625,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.13679362833499908},{"word":"yourself","start":1580.4801,"end":1580.88,"confidence":0.99609375,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.1492728739976883},{"word":"or","start":1580.88,"end":1581.04,"confidence":0.99121094,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.13162627816200256},{"word":"your","start":1581.04,"end":1581.3601,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12401512265205385},{"word":"beneficiaries","start":1581.3601,"end":1581.8601,"confidence":0.98657227,"punctuated_word":"beneficiaries.","sentiment":"neutral","sentiment_score":0.13192027807235718},{"word":"is","start":1582.0801,"end":1582.24,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.06403544545173645},{"word":"that","start":1582.24,"end":1582.4801,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07652564346790314},{"word":"right","start":1582.4801,"end":1582.9801,"confidence":1.0,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.07525218278169632},{"word":"yep","start":1584.4801,"end":1584.7201,"confidence":0.86987305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09835793823003768},{"word":"yep","start":1584.7201,"end":1585.12,"confidence":0.86743164,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15941141545772552},{"word":"perfect","start":1585.12,"end":1585.62,"confidence":0.99658203,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4570429027080536},{"word":"so","start":1585.92,"end":1586.16,"confidence":0.97265625,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.28272807598114014},{"word":"being","start":1586.16,"end":1586.4,"confidence":0.92333984,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.31576552987098694},{"word":"that","start":1586.4,"end":1586.56,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2848120331764221},{"word":"you","start":1586.56,"end":1586.7201,"confidence":0.96240234,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3545987606048584},{"word":"have","start":1586.7201,"end":1586.9601,"confidence":0.99902344,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.33791786432266235},{"word":"definitely","start":1586.9601,"end":1587.4401,"confidence":0.9404297,"punctuated_word":"definitely","sentiment":"positive","sentiment_score":0.4205494821071625},{"word":"meets","start":1587.4401,"end":1587.76,"confidence":0.640625,"punctuated_word":"meets","sentiment":"positive","sentiment_score":0.33560001850128174},{"word":"that","start":1587.76,"end":1587.92,"confidence":0.99609375,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3400026857852936},{"word":"goal","start":1587.92,"end":1588.16,"confidence":0.9890137,"punctuated_word":"goal,","sentiment":"neutral","sentiment_score":0.26669633388519287},{"word":"it","start":1588.16,"end":1588.3201,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.26787757873535156},{"word":"is","start":1588.3201,"end":1588.56,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2037065625190735},{"word":"still","start":1588.56,"end":1588.7201,"confidence":0.9951172,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.198481023311615},{"word":"fully","start":1588.7201,"end":1589.12,"confidence":1.0,"punctuated_word":"fully","sentiment":"neutral","sentiment_score":0.18899323046207428},{"word":"appropriate","start":1589.12,"end":1589.62,"confidence":1.0,"punctuated_word":"appropriate","sentiment":"neutral","sentiment_score":0.15659841895103457},{"word":"there","start":1589.76,"end":1590.26,"confidence":0.99609375,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.2464048862457275},{"word":"can","start":1590.825,"end":1590.905,"confidence":0.99609375,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.09428147971630096},{"word":"i","start":1590.905,"end":1591.065,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12524345517158508},{"word":"ask","start":1591.065,"end":1591.3049,"confidence":0.7775879,"punctuated_word":"ask,","sentiment":"neutral","sentiment_score":0.09551599621772766},{"word":"with","start":1591.3049,"end":1591.5449,"confidence":0.9428711,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09285104274749756},{"word":"your","start":1591.5449,"end":1591.7849,"confidence":0.9770508,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07438626140356064},{"word":"retirement","start":1591.7849,"end":1592.265,"confidence":0.99609375,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.07402555644512177},{"word":"goal","start":1592.265,"end":1592.585,"confidence":0.9770508,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.04957370460033417},{"word":"as","start":1592.585,"end":1592.745,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06333940476179123},{"word":"well","start":1592.745,"end":1593.065,"confidence":0.98583984,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.0545610673725605},{"word":"have","start":1593.065,"end":1593.3049,"confidence":0.9902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03448091447353363},{"word":"you","start":1593.3049,"end":1593.465,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04903651773929596},{"word":"do","start":1593.705,"end":1593.865,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03301389142870903},{"word":"you","start":1593.865,"end":1593.945,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0520799532532692},{"word":"know","start":1593.945,"end":1594.1849,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.04934941977262497},{"word":"what","start":1594.1849,"end":1594.345,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.04091934859752655},{"word":"you","start":1594.345,"end":1594.505,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04989003390073776},{"word":"wanna","start":1594.505,"end":1594.825,"confidence":0.98535156,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.06880015134811401},{"word":"do","start":1594.825,"end":1595.065,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05910230055451393},{"word":"long","start":1595.065,"end":1595.3049,"confidence":0.99609375,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.058963239192962646},{"word":"term","start":1595.3049,"end":1595.465,"confidence":0.9970703,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.07315324246883392},{"word":"with","start":1595.465,"end":1595.705,"confidence":0.99609375,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.05933081358671189},{"word":"the","start":1595.705,"end":1595.7849,"confidence":0.90625,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07469962537288666},{"word":"childcare","start":1595.7849,"end":1596.265,"confidence":0.69921875,"punctuated_word":"childcare","sentiment":"neutral","sentiment_score":0.050230056047439575},{"word":"center","start":1596.265,"end":1596.745,"confidence":0.95458984,"punctuated_word":"center?","sentiment":"neutral","sentiment_score":0.05355576425790787},{"word":"is","start":1596.745,"end":1596.985,"confidence":0.9980469,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.018260356038808823},{"word":"the","start":1596.985,"end":1597.225,"confidence":0.97998047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02475374937057495},{"word":"goal","start":1597.225,"end":1597.5449,"confidence":0.9951172,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.03356971591711044},{"word":"to","start":1597.5449,"end":1597.705,"confidence":0.97509766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03582071512937546},{"word":"kinda","start":1597.705,"end":1597.945,"confidence":0.9375,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.05654706805944443},{"word":"have","start":1597.945,"end":1598.1849,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.052279382944107056},{"word":"that","start":1598.1849,"end":1598.4249,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.056457288563251495},{"word":"continuously","start":1598.4249,"end":1598.9249,"confidence":0.9970703,"punctuated_word":"continuously","sentiment":"neutral","sentiment_score":0.07897762209177017},{"word":"running","start":1599.145,"end":1599.465,"confidence":0.99902344,"punctuated_word":"running","sentiment":"neutral","sentiment_score":0.09674187004566193},{"word":"through","start":1599.465,"end":1599.705,"confidence":0.9970703,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0662941262125969},{"word":"retirement","start":1599.705,"end":1600.1849,"confidence":0.9716797,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.10003679990768433},{"word":"to","start":1600.1849,"end":1600.4249,"confidence":0.97509766,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07159359753131866},{"word":"provide","start":1600.4249,"end":1600.825,"confidence":0.99902344,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":0.0828130692243576},{"word":"income","start":1600.825,"end":1601.325,"confidence":0.9970703,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.12296408414840698},{"word":"as","start":1601.945,"end":1602.1849,"confidence":0.8769531,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06757014989852905},{"word":"well","start":1602.1849,"end":1602.345,"confidence":1.0,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.06844742596149445},{"word":"as","start":1602.345,"end":1602.505,"confidence":0.9941406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07019402086734772},{"word":"your","start":1602.505,"end":1602.745,"confidence":0.8935547,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06197508051991463},{"word":"super","start":1602.745,"end":1603.225,"confidence":0.6843262,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.0831080973148346},{"word":"or","start":1603.225,"end":1603.465,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.028796544298529625},{"word":"are","start":1603.465,"end":1603.625,"confidence":0.94921875,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0155711667612195},{"word":"you","start":1603.625,"end":1603.865,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.032760851085186005},{"word":"planning","start":1603.865,"end":1604.1849,"confidence":1.0,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.03367643058300018},{"word":"to","start":1604.1849,"end":1604.345,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04742146283388138},{"word":"kinda","start":1604.345,"end":1604.745,"confidence":0.9199219,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.0480387844145298},{"word":"sell","start":1604.745,"end":1604.905,"confidence":0.984375,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":0.05713517963886261},{"word":"that","start":1604.905,"end":1605.065,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05487549304962158},{"word":"down","start":1605.065,"end":1605.3049,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.04712706804275513},{"word":"the","start":1605.3049,"end":1605.385,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06307375431060791},{"word":"track","start":1605.385,"end":1605.72,"confidence":0.95288086,"punctuated_word":"track?","sentiment":"neutral","sentiment_score":0.03712192177772522},{"word":"have","start":1605.72,"end":1605.88,"confidence":0.9980469,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.004711773246526718},{"word":"you","start":1605.88,"end":1606.0399,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.008299312554299831},{"word":"thought","start":1606.0399,"end":1606.24,"confidence":0.9980469,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":0.008982188999652863},{"word":"about","start":1606.24,"end":1606.44,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.010584287345409392},{"word":"what","start":1606.44,"end":1606.6399,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.01366017758846283},{"word":"the","start":1606.6399,"end":1606.84,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011767181567847729},{"word":"retirement","start":1606.84,"end":1607.32,"confidence":0.9951172,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.018325071781873703},{"word":"plan","start":1607.32,"end":1607.5599,"confidence":1.0,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":0.008238062262535095},{"word":"is","start":1607.5599,"end":1607.72,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.005443982779979706},{"word":"there","start":1607.72,"end":1608.22,"confidence":0.86083984,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":0.016467565670609474},{"word":"yeah","start":1630.015,"end":1630.335,"confidence":0.8461914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0316685326397419},{"word":"yep","start":1630.335,"end":1630.835,"confidence":0.9460449,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07142002880573273},{"word":"perfect","start":1631.5349,"end":1632.0349,"confidence":0.9904785,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.16921234130859375},{"word":"yeah","start":1636.1749,"end":1636.6749,"confidence":0.9980469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08599262684583664},{"word":"no","start":1637.98,"end":1638.48,"confidence":0.98413086,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.19250914454460144},{"word":"fantastic","start":1638.5399,"end":1639.0399,"confidence":0.9980469,"punctuated_word":"Fantastic.","sentiment":"positive","sentiment_score":0.3787991404533386},{"word":"that's","start":1639.5,"end":1639.74,"confidence":1.0,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3392721116542816},{"word":"really","start":1639.74,"end":1640.0599,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.39825960993766785},{"word":"good","start":1640.0599,"end":1640.2999,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4942823648452759},{"word":"to","start":1640.2999,"end":1640.38,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5079411268234253},{"word":"see","start":1640.38,"end":1640.88,"confidence":0.9890137,"punctuated_word":"see.","sentiment":"positive","sentiment_score":0.4295707046985626},{"word":"lovely","start":1641.1,"end":1641.6,"confidence":0.9995117,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.4049888551235199},{"word":"well","start":1641.6599,"end":1642.14,"confidence":0.98706055,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.2563859224319458},{"word":"i","start":1642.14,"end":1642.2999,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.25870707631111145},{"word":"can","start":1642.2999,"end":1642.5399,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2220037430524826},{"word":"safely","start":1642.5399,"end":1642.94,"confidence":0.95166016,"punctuated_word":"safely","sentiment":"neutral","sentiment_score":0.17473436892032623},{"word":"tell","start":1642.94,"end":1643.1,"confidence":0.99902344,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":0.2469657212495804},{"word":"you","start":1643.1,"end":1643.26,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1942670047283173},{"word":"that","start":1643.26,"end":1643.4199,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.22701725363731384},{"word":"i","start":1643.4199,"end":1643.5,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2136317789554596},{"word":"will","start":1643.5,"end":1643.6599,"confidence":0.9970703,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1999651938676834},{"word":"probably","start":1643.6599,"end":1643.98,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.217759370803833},{"word":"ask","start":1643.98,"end":1644.22,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.18058981001377103},{"word":"every","start":1644.22,"end":1644.5399,"confidence":0.99902344,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.11920106410980225},{"word":"question","start":1644.5399,"end":1644.86,"confidence":1.0,"punctuated_word":"question","sentiment":"neutral","sentiment_score":0.16778379678726196},{"word":"you've","start":1644.86,"end":1645.1799,"confidence":0.9951172,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.10178343951702118},{"word":"never","start":1645.1799,"end":1645.4199,"confidence":0.99902344,"punctuated_word":"never","sentiment":"neutral","sentiment_score":0.06601837277412415},{"word":"wanted","start":1645.4199,"end":1645.74,"confidence":1.0,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.07000972330570221},{"word":"to","start":1645.74,"end":1645.9,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0839674100279808},{"word":"answer","start":1645.9,"end":1646.2999,"confidence":1.0,"punctuated_word":"answer","sentiment":"neutral","sentiment_score":0.10732930898666382},{"word":"or","start":1646.2999,"end":1646.46,"confidence":0.96435547,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.053897202014923096},{"word":"never","start":1646.46,"end":1646.7,"confidence":0.9980469,"punctuated_word":"never","sentiment":"neutral","sentiment_score":0.05264159291982651},{"word":"thought","start":1646.7,"end":1646.94,"confidence":0.9970703,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":0.10238021612167358},{"word":"about","start":1646.94,"end":1647.1799,"confidence":0.9902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.07931439578533173},{"word":"answering","start":1647.1799,"end":1647.58,"confidence":0.9980469,"punctuated_word":"answering","sentiment":"neutral","sentiment_score":0.10891950130462646},{"word":"because","start":1647.58,"end":1647.82,"confidence":0.7392578,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.12401933968067168},{"word":"that's","start":1647.82,"end":1647.98,"confidence":0.9980469,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.1278911530971527},{"word":"what","start":1647.98,"end":1648.22,"confidence":0.9819336,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.12347779422998428},{"word":"i","start":1648.22,"end":1648.38,"confidence":0.96777344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12564845383167267},{"word":"do","start":1648.38,"end":1648.88,"confidence":0.64331055,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.09978992491960526},{"word":"oh","start":1652.845,"end":1652.9249,"confidence":0.7121582,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.351638525724411},{"word":"but","start":1652.9249,"end":1653.1649,"confidence":0.60375977,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.32904544472694397},{"word":"no","start":1653.1649,"end":1653.4049,"confidence":0.8757324,"punctuated_word":"no,","sentiment":"positive","sentiment_score":0.37546563148498535},{"word":"it's","start":1653.4049,"end":1653.6449,"confidence":0.9980469,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.4539998173713684},{"word":"honestly","start":1653.6449,"end":1654.1449,"confidence":0.96972656,"punctuated_word":"honestly","sentiment":"positive","sentiment_score":0.4602541923522949},{"word":"all","start":1654.205,"end":1654.445,"confidence":0.99902344,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.5526720285415649},{"word":"good","start":1654.445,"end":1654.7649,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5145835280418396},{"word":"i","start":1654.7649,"end":1654.9249,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6629878282546997},{"word":"love","start":1654.9249,"end":1655.085,"confidence":1.0,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.7518929839134216},{"word":"what","start":1655.085,"end":1655.325,"confidence":1.0,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.7023848295211792},{"word":"i","start":1655.325,"end":1655.485,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5591612458229065},{"word":"do","start":1655.485,"end":1655.725,"confidence":0.9980469,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.620913565158844},{"word":"just","start":1655.725,"end":1655.8849,"confidence":0.5078125,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.5765501260757446},{"word":"like","start":1655.8849,"end":1656.125,"confidence":0.9970703,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.6561987400054932},{"word":"you","start":1656.125,"end":1656.2849,"confidence":0.9951172,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6438563466072083},{"word":"love","start":1656.2849,"end":1656.445,"confidence":0.9980469,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.6197731494903564},{"word":"what","start":1656.445,"end":1656.605,"confidence":0.99902344,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.6106556057929993},{"word":"you","start":1656.605,"end":1656.7649,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5916510224342346},{"word":"do","start":1656.7649,"end":1656.9249,"confidence":0.9975586,"punctuated_word":"do.","sentiment":"positive","sentiment_score":0.535986602306366},{"word":"you","start":1656.9249,"end":1657.085,"confidence":0.9970703,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.5228450298309326},{"word":"get","start":1657.085,"end":1657.325,"confidence":0.44628906,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.6092448234558105},{"word":"to","start":1657.325,"end":1657.4049,"confidence":0.9707031,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5706496834754944},{"word":"work","start":1657.4049,"end":1657.6449,"confidence":1.0,"punctuated_word":"work","sentiment":"positive","sentiment_score":0.5630114674568176},{"word":"every","start":1657.6449,"end":1657.8849,"confidence":0.9013672,"punctuated_word":"every","sentiment":"positive","sentiment_score":0.5902419686317444},{"word":"day","start":1657.8849,"end":1658.205,"confidence":0.9421387,"punctuated_word":"day,","sentiment":"positive","sentiment_score":0.5672070980072021},{"word":"and","start":1658.205,"end":1658.445,"confidence":0.9980469,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5678780674934387},{"word":"it's","start":1658.445,"end":1658.6849,"confidence":0.9824219,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.5965697169303894},{"word":"just","start":1658.6849,"end":1658.9249,"confidence":0.9892578,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.6081961989402771},{"word":"fun","start":1658.9249,"end":1659.4249,"confidence":0.99902344,"punctuated_word":"fun.","sentiment":"positive","sentiment_score":0.5693882703781128},{"word":"oh","start":1664.605,"end":1665.085,"confidence":0.8496094,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.40042176842689514},{"word":"i","start":1665.085,"end":1665.245,"confidence":0.94921875,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4338001012802124},{"word":"bet","start":1665.245,"end":1665.72,"confidence":0.80493164,"punctuated_word":"bet.","sentiment":"positive","sentiment_score":0.4528261125087738},{"word":"children","start":1665.7999,"end":1666.12,"confidence":0.99902344,"punctuated_word":"Children","sentiment":"positive","sentiment_score":0.6090888977050781},{"word":"are","start":1666.12,"end":1666.2,"confidence":0.99902344,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.692520022392273},{"word":"beautiful","start":1666.2,"end":1666.7,"confidence":1.0,"punctuated_word":"beautiful.","sentiment":"positive","sentiment_score":0.6232187747955322},{"word":"i've","start":1666.76,"end":1667.0,"confidence":0.99365234,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.4824135899543762},{"word":"got","start":1667.0,"end":1667.24,"confidence":0.9951172,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.5099582076072693},{"word":"a","start":1667.24,"end":1667.32,"confidence":0.99902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4353500008583069},{"word":"nine","start":1667.32,"end":1667.5599,"confidence":1.0,"punctuated_word":"nine","sentiment":"positive","sentiment_score":0.4169227182865143},{"word":"year","start":1667.5599,"end":1667.72,"confidence":1.0,"punctuated_word":"year","sentiment":"positive","sentiment_score":0.39462193846702576},{"word":"old","start":1667.72,"end":1667.96,"confidence":0.9663086,"punctuated_word":"old,","sentiment":"positive","sentiment_score":0.42092007398605347},{"word":"and","start":1667.96,"end":1668.12,"confidence":0.99902344,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.36476823687553406},{"word":"he","start":1668.12,"end":1668.28,"confidence":0.99902344,"punctuated_word":"he","sentiment":"positive","sentiment_score":0.4925351142883301},{"word":"is","start":1668.28,"end":1668.52,"confidence":0.9790039,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.513295590877533},{"word":"just","start":1668.52,"end":1668.9199,"confidence":0.99121094,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.508906900882721},{"word":"so","start":1668.9199,"end":1669.1599,"confidence":0.99902344,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.5458981394767761},{"word":"much","start":1669.1599,"end":1669.4,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.5948178172111511},{"word":"fun","start":1669.4,"end":1669.7999,"confidence":0.9980469,"punctuated_word":"fun.","sentiment":"positive","sentiment_score":0.4916867017745972},{"word":"he's","start":1669.7999,"end":1669.96,"confidence":0.89819336,"punctuated_word":"He's","sentiment":"positive","sentiment_score":0.4445151686668396},{"word":"a","start":1669.96,"end":1670.12,"confidence":0.99609375,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4779873192310333},{"word":"great","start":1670.12,"end":1670.52,"confidence":1.0,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.5619111061096191},{"word":"age","start":1670.52,"end":1670.84,"confidence":0.99560547,"punctuated_word":"age.","sentiment":"positive","sentiment_score":0.5250416994094849},{"word":"he's","start":1670.84,"end":1671.08,"confidence":0.9970703,"punctuated_word":"He's","sentiment":"neutral","sentiment_score":0.30443713068962097},{"word":"so","start":1671.08,"end":1671.32,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.3590223789215088},{"word":"energetic","start":1671.32,"end":1671.7999,"confidence":1.0,"punctuated_word":"energetic","sentiment":"positive","sentiment_score":0.4754311442375183},{"word":"and","start":1671.7999,"end":1672.0399,"confidence":0.94140625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.23685528337955475},{"word":"out","start":1672.0399,"end":1672.2,"confidence":0.9970703,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.3698570132255554},{"word":"there","start":1672.2,"end":1672.36,"confidence":1.0,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.5070453882217407},{"word":"and","start":1672.36,"end":1672.6,"confidence":0.97802734,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.5276380777359009},{"word":"lively","start":1672.6,"end":1673.1,"confidence":0.99853516,"punctuated_word":"lively.","sentiment":"positive","sentiment_score":0.5140737295150757},{"word":"oh","start":1677.64,"end":1678.12,"confidence":0.88793945,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.6650919914245605},{"word":"beautiful","start":1678.12,"end":1678.62,"confidence":0.810791,"punctuated_word":"beautiful.","sentiment":"positive","sentiment_score":0.7403222322463989},{"word":"absolutely","start":1679.88,"end":1680.38,"confidence":0.90844727,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.5638834834098816},{"word":"that's","start":1688.5349,"end":1688.9349,"confidence":0.95825195,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.6109508275985718},{"word":"beautiful","start":1688.9349,"end":1689.4349,"confidence":1.0,"punctuated_word":"beautiful.","sentiment":"positive","sentiment_score":0.7785844802856445},{"word":"oh","start":1690.615,"end":1690.7749,"confidence":0.7963867,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.4735221266746521},{"word":"that's","start":1690.7749,"end":1691.095,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.6259250044822693},{"word":"so","start":1691.095,"end":1691.4149,"confidence":0.9472656,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.678288459777832},{"word":"sweet","start":1691.4149,"end":1691.735,"confidence":1.0,"punctuated_word":"sweet.","sentiment":"positive","sentiment_score":0.6392568349838257},{"word":"i'm","start":1691.735,"end":1691.975,"confidence":1.0,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.3477467894554138},{"word":"working","start":1691.975,"end":1692.2949,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.30061009526252747},{"word":"from","start":1692.2949,"end":1692.455,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.27551406621932983},{"word":"home","start":1692.455,"end":1692.615,"confidence":1.0,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.2508842349052429},{"word":"today","start":1692.615,"end":1692.855,"confidence":0.7548828,"punctuated_word":"today,","sentiment":"neutral","sentiment_score":0.20957139134407043},{"word":"and","start":1692.855,"end":1692.9349,"confidence":0.9375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1423843502998352},{"word":"my","start":1692.9349,"end":1693.095,"confidence":0.9941406,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.16262434422969818},{"word":"son","start":1693.095,"end":1693.335,"confidence":0.96875,"punctuated_word":"son","sentiment":"neutral","sentiment_score":0.1899489015340805},{"word":"said","start":1693.335,"end":1693.495,"confidence":0.9543457,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.1282219439744949},{"word":"will","start":1693.495,"end":1693.6549,"confidence":0.98291016,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.07289355993270874},{"word":"you","start":1693.6549,"end":1693.735,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07980411499738693},{"word":"be","start":1693.735,"end":1693.8949,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06444194912910461},{"word":"here","start":1693.8949,"end":1694.0549,"confidence":0.99316406,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.1022406741976738},{"word":"when","start":1694.0549,"end":1694.215,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.07660335302352905},{"word":"i","start":1694.215,"end":1694.2949,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09638873487710951},{"word":"get","start":1694.2949,"end":1694.375,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0918767973780632},{"word":"home","start":1694.375,"end":1694.695,"confidence":0.99853516,"punctuated_word":"home?","sentiment":"neutral","sentiment_score":0.09246701002120972},{"word":"i","start":1694.695,"end":1694.7749,"confidence":0.97998047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05005458742380142},{"word":"said","start":1694.7749,"end":1695.0149,"confidence":0.9580078,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.05908438563346863},{"word":"i","start":1695.0149,"end":1695.095,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07416397333145142},{"word":"will","start":1695.095,"end":1695.595,"confidence":0.99902344,"punctuated_word":"will.","sentiment":"neutral","sentiment_score":0.07476265728473663},{"word":"i","start":1695.6,"end":1695.76,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0856601893901825},{"word":"will","start":1695.76,"end":1695.9199,"confidence":0.95410156,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.07281047105789185},{"word":"be","start":1695.9199,"end":1696.0,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06613494455814362},{"word":"on","start":1696.0,"end":1696.04,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09650297462940216},{"word":"the","start":1696.04,"end":1696.08,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.108244888484478},{"word":"phone","start":1696.08,"end":1696.5599,"confidence":0.9736328,"punctuated_word":"phone,","sentiment":"neutral","sentiment_score":0.09895652532577516},{"word":"but","start":1696.5599,"end":1696.72,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.09329500794410706},{"word":"i","start":1696.72,"end":1696.88,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1024467796087265},{"word":"will","start":1696.88,"end":1697.0399,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.10714322328567503},{"word":"be","start":1697.0399,"end":1697.2,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1045357808470726},{"word":"here","start":1697.2,"end":1697.52,"confidence":0.98535156,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":0.12201090157032012},{"word":"you","start":1697.52,"end":1697.6799,"confidence":0.99121094,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.12244059890508652},{"word":"can","start":1697.6799,"end":1697.84,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12338098138570786},{"word":"go","start":1697.84,"end":1698.0,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.17474423348903656},{"word":"into","start":1698.0,"end":1698.24,"confidence":0.9902344,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.1753126084804535},{"word":"your","start":1698.24,"end":1698.4,"confidence":0.9970703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2211647629737854},{"word":"room","start":1698.4,"end":1698.72,"confidence":0.9123535,"punctuated_word":"room.","sentiment":"neutral","sentiment_score":0.2182171791791916},{"word":"and","start":1698.72,"end":1698.7999,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.28925713896751404},{"word":"he","start":1698.7999,"end":1698.96,"confidence":0.99121094,"punctuated_word":"he","sentiment":"positive","sentiment_score":0.3889749050140381},{"word":"goes","start":1698.96,"end":1699.2,"confidence":0.9316406,"punctuated_word":"goes,","sentiment":"positive","sentiment_score":0.39679017663002014},{"word":"it's","start":1699.2,"end":1699.36,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.5814833641052246},{"word":"just","start":1699.36,"end":1699.6,"confidence":0.9951172,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.576339602470398},{"word":"good","start":1699.6,"end":1699.76,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.6747539043426514},{"word":"to","start":1699.76,"end":1699.84,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6817082166671753},{"word":"have","start":1699.84,"end":1700.0,"confidence":0.99902344,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.6897464990615845},{"word":"you","start":1700.0,"end":1700.16,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6028660535812378},{"word":"here","start":1700.16,"end":1700.4,"confidence":0.97875977,"punctuated_word":"here.","sentiment":"positive","sentiment_score":0.5335937738418579},{"word":"and","start":1700.4,"end":1700.48,"confidence":0.93408203,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.39463821053504944},{"word":"i","start":1700.48,"end":1700.5599,"confidence":0.9970703,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.4476259052753449},{"word":"was","start":1700.5599,"end":1700.64,"confidence":0.94921875,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.4271467328071594},{"word":"like","start":1700.64,"end":1700.88,"confidence":0.9589844,"punctuated_word":"like,","sentiment":"positive","sentiment_score":0.34695741534233093},{"word":"well","start":1700.88,"end":1701.12,"confidence":0.6876221,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.4272937476634979},{"word":"that's","start":1701.12,"end":1701.44,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.5619151592254639},{"word":"so","start":1701.44,"end":1701.6799,"confidence":0.9301758,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6221517324447632},{"word":"nice","start":1701.6799,"end":1702.1799,"confidence":0.9951172,"punctuated_word":"nice.","sentiment":"positive","sentiment_score":0.5395047664642334},{"word":"it","start":1704.88,"end":1704.96,"confidence":0.7011719,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.1679888814687729},{"word":"is","start":1704.96,"end":1705.46,"confidence":0.9838867,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.2033790498971939},{"word":"absolutely","start":1707.885,"end":1708.385,"confidence":0.9597168,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.07869196683168411},{"word":"they","start":1709.005,"end":1709.085,"confidence":0.4951172,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.028635166585445404},{"word":"don't","start":1709.085,"end":1709.3251,"confidence":0.9909668,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.037308089435100555},{"word":"stay","start":1709.3251,"end":1709.645,"confidence":0.8911133,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":-0.03841399401426315},{"word":"young","start":1709.645,"end":1709.965,"confidence":0.9980469,"punctuated_word":"young","sentiment":"neutral","sentiment_score":-0.07409195601940155},{"word":"for","start":1709.965,"end":1710.2051,"confidence":0.9863281,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.09615421295166016},{"word":"long","start":1710.2051,"end":1710.7051,"confidence":0.9995117,"punctuated_word":"long.","sentiment":"neutral","sentiment_score":-0.09191549569368362},{"word":"alright","start":1715.485,"end":1715.985,"confidence":0.8144531,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.0420050173997879},{"word":"all","start":1716.045,"end":1716.365,"confidence":0.64746094,"punctuated_word":"All","sentiment":"neutral","sentiment_score":0.16784963011741638},{"word":"good","start":1716.365,"end":1716.865,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.11446695029735564},{"word":"other","start":1717.805,"end":1718.045,"confidence":0.8911133,"punctuated_word":"Other","sentiment":"neutral","sentiment_score":0.08075030148029327},{"word":"goals","start":1718.045,"end":1718.365,"confidence":0.984375,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.0853998139500618},{"word":"i","start":1718.365,"end":1718.605,"confidence":0.93603516,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.052304480224847794},{"word":"have","start":1718.605,"end":1718.925,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09183449298143388},{"word":"down","start":1718.925,"end":1719.245,"confidence":0.9819336,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.11713026463985445},{"word":"here","start":1719.245,"end":1719.66,"confidence":0.85546875,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.06579667329788208},{"word":"you","start":1720.3,"end":1720.46,"confidence":0.82714844,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09825681149959564},{"word":"in","start":1720.62,"end":1720.78,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11250880360603333},{"word":"the","start":1720.78,"end":1720.86,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0804976150393486},{"word":"next","start":1720.86,"end":1721.18,"confidence":0.99902344,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.08348864316940308},{"word":"five","start":1721.18,"end":1721.3401,"confidence":0.99902344,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.06683286279439926},{"word":"years","start":1721.3401,"end":1721.5801,"confidence":0.9951172,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.06979469954967499},{"word":"you're","start":1721.5801,"end":1721.8201,"confidence":0.9951172,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0629364401102066},{"word":"looking","start":1721.8201,"end":1722.14,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.07148056477308273},{"word":"to","start":1722.14,"end":1722.3,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09467288106679916},{"word":"focus","start":1722.3,"end":1722.78,"confidence":0.9951172,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.08010374009609222},{"word":"on","start":1722.78,"end":1722.9401,"confidence":0.9902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.09665048122406006},{"word":"just","start":1722.9401,"end":1723.1,"confidence":0.5620117,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07796164602041245},{"word":"sort","start":1723.1,"end":1723.3401,"confidence":0.98291016,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07874131947755814},{"word":"of","start":1723.3401,"end":1723.42,"confidence":0.9716797,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12664812803268433},{"word":"paying","start":1723.42,"end":1723.74,"confidence":0.99609375,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.12854360044002533},{"word":"down","start":1723.74,"end":1723.98,"confidence":0.99902344,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.12793071568012238},{"word":"the","start":1723.98,"end":1724.2201,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12190010398626328},{"word":"home","start":1724.2201,"end":1724.54,"confidence":1.0,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.06216808781027794},{"word":"loan","start":1724.54,"end":1725.02,"confidence":0.9951172,"punctuated_word":"loan.","sentiment":"neutral","sentiment_score":0.0972813069820404},{"word":"how","start":1725.02,"end":1725.3401,"confidence":0.9980469,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.0869840532541275},{"word":"are","start":1725.3401,"end":1725.5,"confidence":0.9375,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.09332869946956636},{"word":"you","start":1725.5,"end":1725.66,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09815064817667007},{"word":"going","start":1725.66,"end":1725.9,"confidence":0.8173828,"punctuated_word":"going?","sentiment":"neutral","sentiment_score":0.0766025111079216},{"word":"i","start":1725.9,"end":1726.06,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.032124221324920654},{"word":"know","start":1726.06,"end":1726.14,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.0164816752076149},{"word":"you","start":1726.14,"end":1726.3,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.009707760065793993},{"word":"did","start":1726.3,"end":1726.7001,"confidence":0.9873047,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.013099350035190582},{"word":"sort","start":1726.7001,"end":1726.86,"confidence":0.7949219,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.005605645477771759},{"word":"of","start":1726.86,"end":1726.9401,"confidence":0.8833008,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0184098519384861},{"word":"take","start":1726.9401,"end":1727.18,"confidence":0.98095703,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.02037820592522621},{"word":"some","start":1727.18,"end":1727.3401,"confidence":0.9873047,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.0008171722292900085},{"word":"money","start":1727.3401,"end":1727.5801,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.03632322698831558},{"word":"out","start":1727.5801,"end":1727.66,"confidence":0.88183594,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.03127627447247505},{"word":"for","start":1727.66,"end":1727.8201,"confidence":0.88720703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0356794148683548},{"word":"the","start":1727.8201,"end":1727.98,"confidence":0.95947266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05424009636044502},{"word":"prado","start":1727.98,"end":1728.4601,"confidence":0.72314453,"punctuated_word":"Prado","sentiment":"neutral","sentiment_score":0.027013925835490227},{"word":"there","start":1728.4601,"end":1728.7001,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.02765880897641182},{"word":"as","start":1728.7001,"end":1728.86,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.029356572777032852},{"word":"well","start":1728.86,"end":1729.36,"confidence":0.8520508,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.01752389408648014},{"word":"but","start":1729.5801,"end":1729.9,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.003827560693025589},{"word":"in","start":1729.9,"end":1730.06,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.009987827390432358},{"word":"a","start":1730.06,"end":1730.2201,"confidence":0.6425781,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.003743560984730721},{"word":"scheme","start":1730.2201,"end":1730.54,"confidence":0.9951172,"punctuated_word":"scheme","sentiment":"neutral","sentiment_score":0.014266688376665115},{"word":"of","start":1730.54,"end":1730.62,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.006269585341215134},{"word":"things","start":1730.62,"end":1731.02,"confidence":0.9782715,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.014260398223996162},{"word":"paying","start":1731.02,"end":1731.3401,"confidence":0.9838867,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":0.06113256141543389},{"word":"down","start":1731.3401,"end":1731.5,"confidence":0.99609375,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.058930955827236176},{"word":"the","start":1731.5,"end":1731.66,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04951474815607071},{"word":"home","start":1731.66,"end":1731.98,"confidence":0.99902344,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.029507223516702652},{"word":"loan","start":1731.98,"end":1732.3,"confidence":0.9765625,"punctuated_word":"loan,","sentiment":"neutral","sentiment_score":0.03570137917995453},{"word":"are","start":1732.3,"end":1732.4601,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.024730205535888672},{"word":"you","start":1732.4601,"end":1732.62,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.024228930473327637},{"word":"going","start":1732.62,"end":1733.055,"confidence":0.99316406,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.07869217544794083},{"word":"okay","start":1733.135,"end":1733.4551,"confidence":0.90966797,"punctuated_word":"okay,","sentiment":"neutral","sentiment_score":0.0573299415409565},{"word":"happy","start":1733.4551,"end":1733.775,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.08969180285930634},{"word":"with","start":1733.775,"end":1733.935,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09936047345399857},{"word":"the","start":1733.935,"end":1734.0951,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10383891314268112},{"word":"way","start":1734.0951,"end":1734.3351,"confidence":1.0,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.19000959396362305},{"word":"that's","start":1734.3351,"end":1734.5751,"confidence":0.9890137,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.13401006162166595},{"word":"being","start":1734.5751,"end":1734.895,"confidence":0.9086914,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.13025324046611786},{"word":"paid","start":1734.895,"end":1735.2151,"confidence":0.99902344,"punctuated_word":"paid","sentiment":"neutral","sentiment_score":0.25624436140060425},{"word":"down","start":1735.2151,"end":1735.6151,"confidence":0.88012695,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.1364201009273529},{"word":"or","start":1735.6151,"end":1735.935,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03599955141544342},{"word":"did","start":1735.935,"end":1736.0951,"confidence":0.99902344,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.01916966214776039},{"word":"you","start":1736.0951,"end":1736.255,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04635423794388771},{"word":"need","start":1736.255,"end":1736.415,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.05282148718833923},{"word":"some","start":1736.415,"end":1736.915,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.034606728702783585},{"word":"assistance","start":1736.9751,"end":1737.375,"confidence":0.99902344,"punctuated_word":"assistance","sentiment":"neutral","sentiment_score":0.05456078797578811},{"word":"in","start":1737.375,"end":1737.6151,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.039874281734228134},{"word":"that","start":1737.6151,"end":1737.775,"confidence":0.9223633,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04831688106060028},{"word":"area","start":1737.775,"end":1738.275,"confidence":0.9995117,"punctuated_word":"area?","sentiment":"neutral","sentiment_score":0.020671389997005463},{"word":"yep","start":1745.135,"end":1745.635,"confidence":0.9289551,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0381556898355484},{"word":"yes","start":1758.63,"end":1759.13,"confidence":0.9797363,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.03407317027449608},{"word":"yes","start":1769.5751,"end":1770.0751,"confidence":0.95874023,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09894975274801254},{"word":"yep","start":1770.4551,"end":1770.9551,"confidence":0.7741699,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09704845398664474},{"word":"yes","start":1773.415,"end":1773.915,"confidence":0.9790039,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0536954291164875},{"word":"yeah","start":1781.44,"end":1781.76,"confidence":0.9748535,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.018261291086673737},{"word":"yeah","start":1781.76,"end":1782.26,"confidence":0.7937012,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.016327356919646263},{"word":"yeah","start":1784.16,"end":1784.66,"confidence":0.8552246,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.009489288553595545},{"word":"yep","start":1791.5449,"end":1792.0449,"confidence":0.8129883,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.020697854459285736},{"word":"yeah","start":1801.51,"end":1802.01,"confidence":0.9645996,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.007074160501360893},{"word":"yeah","start":1802.39,"end":1802.71,"confidence":0.9863281,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0016201026737689972},{"word":"yeah","start":1802.71,"end":1803.03,"confidence":0.9941406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0566490963101387},{"word":"absolutely","start":1803.03,"end":1803.53,"confidence":0.9904785,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":-0.11290636658668518},{"word":"yeah","start":1818.645,"end":1819.145,"confidence":0.7661133,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06120580434799194},{"word":"makes","start":1819.205,"end":1819.445,"confidence":0.9448242,"punctuated_word":"Makes","sentiment":"neutral","sentiment_score":-0.18688955903053284},{"word":"sense","start":1819.445,"end":1819.945,"confidence":1.0,"punctuated_word":"sense.","sentiment":"negative","sentiment_score":-0.3670481741428375},{"word":"right","start":1827.605,"end":1828.105,"confidence":0.9765625,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.0038326475769281383},{"word":"yeah","start":1828.565,"end":1829.065,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06852395087480545},{"word":"okay","start":1829.125,"end":1829.625,"confidence":0.99902344,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.13653269410133362},{"word":"yeah","start":1837.99,"end":1838.49,"confidence":0.9946289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03815998509526253},{"word":"yeah","start":1841.99,"end":1842.49,"confidence":0.8901367,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03439747169613838},{"word":"yeah","start":1845.0299,"end":1845.2799,"confidence":0.85302734,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10780523717403412},{"word":"absolutely","start":1845.2799,"end":1845.7799,"confidence":0.95581055,"punctuated_word":"Absolutely.","sentiment":"positive","sentiment_score":0.3613185286521912},{"word":"yes","start":1848.005,"end":1848.505,"confidence":0.79711914,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1651827096939087},{"word":"yeah","start":1852.485,"end":1852.985,"confidence":0.77734375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1201886460185051},{"word":"yeah","start":1858.725,"end":1859.225,"confidence":0.9707031,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.004358211532235146},{"word":"absolutely","start":1859.2849,"end":1859.7849,"confidence":0.9975586,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.1031905710697174},{"word":"have","start":1861.0399,"end":1861.36,"confidence":0.96435547,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.057220153510570526},{"word":"you","start":1861.36,"end":1861.6799,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0539841465651989},{"word":"got","start":1861.6799,"end":1862.0,"confidence":0.4885254,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.06406986713409424},{"word":"access","start":1862.0,"end":1862.4,"confidence":0.9589844,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.10924249142408372},{"word":"to","start":1862.4,"end":1862.5599,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1366041600704193},{"word":"a","start":1862.5599,"end":1862.72,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11829087883234024},{"word":"budget","start":1862.72,"end":1863.0399,"confidence":0.9902344,"punctuated_word":"budget","sentiment":"neutral","sentiment_score":0.13674786686897278},{"word":"planner","start":1863.0399,"end":1863.5399,"confidence":0.986084,"punctuated_word":"planner?","sentiment":"neutral","sentiment_score":0.12202602624893188},{"word":"because","start":1863.6,"end":1863.84,"confidence":0.99316406,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.13652187585830688},{"word":"we","start":1863.84,"end":1864.0,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1980867236852646},{"word":"do","start":1864.0,"end":1864.1599,"confidence":0.86621094,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.19303615391254425},{"word":"have","start":1864.1599,"end":1864.4,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2050515115261078},{"word":"one","start":1864.4,"end":1864.5599,"confidence":0.9941406,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.23749659955501556},{"word":"that","start":1864.5599,"end":1864.72,"confidence":0.6591797,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19485774636268616},{"word":"i'm","start":1864.72,"end":1864.7999,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.26326125860214233},{"word":"happy","start":1864.7999,"end":1865.0399,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.3030737340450287},{"word":"to","start":1865.0399,"end":1865.28,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2801481783390045},{"word":"email","start":1865.28,"end":1865.6,"confidence":1.0,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.2583882510662079},{"word":"through","start":1865.6,"end":1865.84,"confidence":0.97998047,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2794036567211151},{"word":"to","start":1865.84,"end":1866.0,"confidence":0.95166016,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3174116909503937},{"word":"you","start":1866.0,"end":1866.1599,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.30785226821899414},{"word":"if","start":1866.1599,"end":1866.24,"confidence":0.8457031,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.28282585740089417},{"word":"you","start":1866.24,"end":1866.32,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18927088379859924},{"word":"want","start":1866.32,"end":1866.5599,"confidence":0.80200195,"punctuated_word":"want.","sentiment":"neutral","sentiment_score":0.1563638001680374},{"word":"if","start":1866.5599,"end":1866.64,"confidence":0.7294922,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.10879553854465485},{"word":"you","start":1866.64,"end":1866.7999,"confidence":0.97998047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09405364096164703},{"word":"can","start":1866.7999,"end":1867.0399,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07990048825740814},{"word":"sort","start":1867.0399,"end":1867.28,"confidence":0.99121094,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.08846374601125717},{"word":"of","start":1867.28,"end":1867.36,"confidence":0.91503906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1045687347650528},{"word":"sit","start":1867.36,"end":1867.6,"confidence":1.0,"punctuated_word":"sit","sentiment":"neutral","sentiment_score":0.0945066064596176},{"word":"down","start":1867.6,"end":1868.1,"confidence":0.99609375,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.08302559703588486},{"word":"have","start":1868.1599,"end":1868.32,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07558867335319519},{"word":"a","start":1868.32,"end":1868.4,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07705336064100266},{"word":"look","start":1868.4,"end":1868.5599,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.05634086951613426},{"word":"at","start":1868.5599,"end":1868.72,"confidence":0.8833008,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.05030183494091034},{"word":"what","start":1868.72,"end":1868.96,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.09074483811855316},{"word":"income","start":1868.96,"end":1869.36,"confidence":0.99902344,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.1630185842514038},{"word":"is","start":1869.36,"end":1869.6,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.18051667511463165},{"word":"going","start":1869.6,"end":1869.9199,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.18075557053089145},{"word":"in","start":1869.9199,"end":1870.4199,"confidence":0.9682617,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.18614089488983152},{"word":"add","start":1870.64,"end":1870.88,"confidence":0.43310547,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.20458993315696716},{"word":"what","start":1870.88,"end":1871.0399,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.21867625415325165},{"word":"you've","start":1871.0399,"end":1871.28,"confidence":0.907959,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.17221155762672424},{"word":"got","start":1871.28,"end":1871.44,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.15479622781276703},{"word":"going","start":1871.44,"end":1871.6799,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.17891770601272583},{"word":"out","start":1871.6799,"end":1871.84,"confidence":0.95654297,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.15079185366630554},{"word":"the","start":1871.84,"end":1872.0,"confidence":0.9760742,"punctuated_word":"The","sentiment":"positive","sentiment_score":0.4024854898452759},{"word":"good","start":1872.0,"end":1872.1599,"confidence":0.9980469,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5842688679695129},{"word":"thing","start":1872.1599,"end":1872.4,"confidence":0.99902344,"punctuated_word":"thing","sentiment":"positive","sentiment_score":0.5945337414741516},{"word":"about","start":1872.4,"end":1872.64,"confidence":0.9980469,"punctuated_word":"about","sentiment":"positive","sentiment_score":0.4699454009532929},{"word":"this","start":1872.64,"end":1872.88,"confidence":0.98535156,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.5201686024665833},{"word":"budget","start":1872.88,"end":1873.28,"confidence":0.98535156,"punctuated_word":"budget","sentiment":"positive","sentiment_score":0.4923969507217407},{"word":"planner","start":1873.28,"end":1873.6799,"confidence":0.93359375,"punctuated_word":"planner","sentiment":"positive","sentiment_score":0.5458747744560242},{"word":"is","start":1873.6799,"end":1873.84,"confidence":0.9970703,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5297488570213318},{"word":"that","start":1873.84,"end":1874.265,"confidence":0.94018555,"punctuated_word":"that,","sentiment":"positive","sentiment_score":0.4839286208152771},{"word":"like","start":1874.665,"end":1874.7051,"confidence":0.99902344,"punctuated_word":"like","sentiment":"positive","sentiment_score":0.3883620798587799},{"word":"because","start":1874.745,"end":1874.985,"confidence":0.96240234,"punctuated_word":"because","sentiment":"positive","sentiment_score":0.37109893560409546},{"word":"some","start":1874.985,"end":1875.225,"confidence":0.98828125,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.38110190629959106},{"word":"bills","start":1875.225,"end":1875.465,"confidence":0.97314453,"punctuated_word":"bills","sentiment":"neutral","sentiment_score":0.3163520097732544},{"word":"are","start":1875.465,"end":1875.625,"confidence":0.97265625,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.3274323642253876},{"word":"weekly","start":1875.625,"end":1876.105,"confidence":0.9880371,"punctuated_word":"weekly,","sentiment":"neutral","sentiment_score":0.289350688457489},{"word":"fortnightly","start":1876.105,"end":1876.605,"confidence":0.9951172,"punctuated_word":"fortnightly,","sentiment":"neutral","sentiment_score":0.2965162694454193},{"word":"monthly","start":1876.665,"end":1877.165,"confidence":0.99853516,"punctuated_word":"monthly,","sentiment":"neutral","sentiment_score":0.3047313094139099},{"word":"biannually","start":1877.625,"end":1878.125,"confidence":0.96313477,"punctuated_word":"biannually,","sentiment":"neutral","sentiment_score":0.27272218465805054},{"word":"or","start":1878.425,"end":1878.585,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.3192764222621918},{"word":"annually","start":1878.585,"end":1879.0651,"confidence":0.9436035,"punctuated_word":"annually.","sentiment":"positive","sentiment_score":0.3706119954586029},{"word":"you","start":1879.0651,"end":1879.225,"confidence":0.99609375,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.33563679456710815},{"word":"can","start":1879.225,"end":1879.385,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3197193443775177},{"word":"kinda","start":1879.385,"end":1879.625,"confidence":0.640625,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.28804218769073486},{"word":"put","start":1879.625,"end":1879.865,"confidence":0.99902344,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.2400074452161789},{"word":"in","start":1879.865,"end":1880.105,"confidence":0.9941406,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.24346035718917847},{"word":"there","start":1880.105,"end":1880.265,"confidence":0.9428711,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.2877342104911804},{"word":"the","start":1880.265,"end":1880.425,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3066890835762024},{"word":"bills","start":1880.425,"end":1880.905,"confidence":0.98095703,"punctuated_word":"bills","sentiment":"neutral","sentiment_score":0.22234755754470825},{"word":"as","start":1880.905,"end":1881.145,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2828517258167267},{"word":"they","start":1881.145,"end":1881.385,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.30014121532440186},{"word":"are","start":1881.385,"end":1881.705,"confidence":0.7397461,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.3224654793739319},{"word":"some","start":1881.705,"end":1882.025,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.29418715834617615},{"word":"weekly","start":1882.025,"end":1882.505,"confidence":0.99902344,"punctuated_word":"weekly,","sentiment":"neutral","sentiment_score":0.18349629640579224},{"word":"some","start":1882.505,"end":1882.745,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.24322529137134552},{"word":"yearly","start":1882.745,"end":1883.225,"confidence":1.0,"punctuated_word":"yearly,","sentiment":"neutral","sentiment_score":0.20502841472625732},{"word":"some","start":1883.225,"end":1883.545,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2214619368314743},{"word":"biannually","start":1883.545,"end":1884.045,"confidence":0.9970703,"punctuated_word":"biannually,","sentiment":"neutral","sentiment_score":0.17949777841567993},{"word":"some","start":1884.425,"end":1884.745,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2581354081630707},{"word":"monthly","start":1884.745,"end":1885.245,"confidence":0.8117676,"punctuated_word":"monthly,","sentiment":"neutral","sentiment_score":0.2162476181983948},{"word":"and","start":1885.545,"end":1885.705,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.272638201713562},{"word":"then","start":1885.705,"end":1885.9451,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2373947650194168},{"word":"just","start":1885.9451,"end":1886.185,"confidence":0.92578125,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2860246002674103},{"word":"kinda","start":1886.185,"end":1886.585,"confidence":0.93115234,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.3299363851547241},{"word":"alter","start":1886.585,"end":1886.905,"confidence":0.98095703,"punctuated_word":"alter","sentiment":"neutral","sentiment_score":0.24488899111747744},{"word":"it","start":1886.905,"end":1886.985,"confidence":0.92333984,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.22587428987026217},{"word":"to","start":1886.985,"end":1887.145,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20982852578163147},{"word":"weekly","start":1887.145,"end":1887.625,"confidence":0.7102051,"punctuated_word":"weekly,","sentiment":"neutral","sentiment_score":0.18006083369255066},{"word":"fortnightly","start":1887.625,"end":1888.125,"confidence":0.99641925,"punctuated_word":"fortnightly,","sentiment":"neutral","sentiment_score":0.1890382021665573},{"word":"or","start":1888.185,"end":1888.265,"confidence":0.6582031,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.21403798460960388},{"word":"monthly","start":1888.265,"end":1888.585,"confidence":0.77124023,"punctuated_word":"monthly,","sentiment":"neutral","sentiment_score":0.22336819767951965},{"word":"and","start":1888.585,"end":1888.745,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.32814913988113403},{"word":"it","start":1888.745,"end":1888.98,"confidence":0.9838867,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3430980145931244},{"word":"kind","start":1888.98,"end":1889.22,"confidence":0.97998047,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.3310222923755646},{"word":"of","start":1889.22,"end":1889.46,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.336963415145874},{"word":"reconverts","start":1889.46,"end":1889.96,"confidence":0.72558594,"punctuated_word":"reconverts","sentiment":"neutral","sentiment_score":0.30441540479660034},{"word":"all","start":1890.02,"end":1890.26,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.33604416251182556},{"word":"the","start":1890.26,"end":1890.4199,"confidence":0.9970703,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.35869354009628296},{"word":"figures","start":1890.4199,"end":1890.74,"confidence":0.9941406,"punctuated_word":"figures","sentiment":"neutral","sentiment_score":0.29042208194732666},{"word":"for","start":1890.74,"end":1890.9,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3660422563552856},{"word":"you","start":1890.9,"end":1891.14,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.34435877203941345},{"word":"so","start":1891.14,"end":1891.2999,"confidence":0.54345703,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.3456913232803345},{"word":"you","start":1891.2999,"end":1891.46,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3775790929794311},{"word":"can","start":1891.46,"end":1891.62,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3558289706707001},{"word":"really","start":1891.62,"end":1891.86,"confidence":1.0,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.3365837335586548},{"word":"see","start":1891.86,"end":1892.1,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.32324182987213135},{"word":"what's","start":1892.1,"end":1892.34,"confidence":0.99902344,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.2736993432044983},{"word":"coming","start":1892.34,"end":1892.66,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.22467581927776337},{"word":"in","start":1892.66,"end":1892.9,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.24226298928260803},{"word":"and","start":1892.9,"end":1892.98,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2763642370700836},{"word":"going","start":1892.98,"end":1893.2999,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.24802625179290771},{"word":"out","start":1893.2999,"end":1893.54,"confidence":0.9951172,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.20626330375671387},{"word":"on","start":1893.54,"end":1893.7,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2538576126098633},{"word":"a","start":1893.7,"end":1893.78,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21095040440559387},{"word":"weekly","start":1893.78,"end":1894.1,"confidence":0.99902344,"punctuated_word":"weekly","sentiment":"neutral","sentiment_score":0.14219775795936584},{"word":"and","start":1894.1,"end":1894.34,"confidence":0.90527344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17084404826164246},{"word":"or","start":1894.34,"end":1894.5,"confidence":0.70703125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1563403308391571},{"word":"fortnightly","start":1894.5,"end":1895.0,"confidence":1.0,"punctuated_word":"fortnightly","sentiment":"neutral","sentiment_score":0.15552110970020294},{"word":"basis","start":1895.14,"end":1895.64,"confidence":0.99853516,"punctuated_word":"basis.","sentiment":"neutral","sentiment_score":0.1761127412319183},{"word":"i","start":1897.0599,"end":1897.22,"confidence":0.5498047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1568528562784195},{"word":"i'll","start":1897.38,"end":1897.54,"confidence":0.99902344,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.16609053313732147},{"word":"email","start":1897.54,"end":1897.86,"confidence":0.97998047,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.18011003732681274},{"word":"that","start":1897.86,"end":1898.1,"confidence":0.94384766,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18438594043254852},{"word":"to","start":1898.1,"end":1898.1799,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19071605801582336},{"word":"you","start":1898.1799,"end":1898.34,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17626899480819702},{"word":"after","start":1898.34,"end":1898.58,"confidence":0.9741211,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.15837030112743378},{"word":"the","start":1898.58,"end":1898.74,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1743839979171753},{"word":"call","start":1898.74,"end":1898.9,"confidence":0.9980469,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.15869969129562378},{"word":"if","start":1898.9,"end":1899.0599,"confidence":0.88134766,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1627315878868103},{"word":"you","start":1899.0599,"end":1899.14,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14001567661762238},{"word":"like","start":1899.14,"end":1899.46,"confidence":0.7492676,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1641244888305664},{"word":"have","start":1899.46,"end":1899.62,"confidence":0.98828125,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1283312290906906},{"word":"a","start":1899.62,"end":1899.7,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12299958616495132},{"word":"bit","start":1899.7,"end":1899.86,"confidence":0.9921875,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.0968746617436409},{"word":"of","start":1899.86,"end":1900.02,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11211902648210526},{"word":"time","start":1900.02,"end":1900.26,"confidence":0.91796875,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.09093983471393584},{"word":"sit","start":1900.26,"end":1900.4199,"confidence":1.0,"punctuated_word":"sit","sentiment":"neutral","sentiment_score":0.19610626995563507},{"word":"down","start":1900.4199,"end":1900.74,"confidence":0.9765625,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":0.20492054522037503},{"word":"have","start":1900.74,"end":1900.9,"confidence":0.9716797,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19630999863147736},{"word":"a","start":1900.9,"end":1900.98,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2050451338291168},{"word":"think","start":1900.98,"end":1901.22,"confidence":0.9951172,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.14918816089630127},{"word":"about","start":1901.22,"end":1901.46,"confidence":0.9863281,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1634618639945984},{"word":"it","start":1901.46,"end":1901.54,"confidence":0.9772949,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.1803131252527237},{"word":"have","start":1901.54,"end":1901.7,"confidence":0.99121094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1964375227689743},{"word":"a","start":1901.7,"end":1901.78,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2007065862417221},{"word":"look","start":1901.78,"end":1902.02,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.18743358552455905},{"word":"at","start":1902.02,"end":1902.1799,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.20042158663272855},{"word":"it","start":1902.1799,"end":1902.26,"confidence":0.8625488,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.2127636671066284},{"word":"and","start":1902.26,"end":1902.4199,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.23762771487236023},{"word":"it","start":1902.4199,"end":1902.5,"confidence":0.98095703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2682766318321228},{"word":"might","start":1902.5,"end":1902.66,"confidence":0.99902344,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.23428119719028473},{"word":"just","start":1902.66,"end":1902.9,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.251259982585907},{"word":"give","start":1902.9,"end":1903.0599,"confidence":0.99902344,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.2054537981748581},{"word":"you","start":1903.0599,"end":1903.22,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24584996700286865},{"word":"a","start":1903.22,"end":1903.2999,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21547237038612368},{"word":"bit","start":1903.2999,"end":1903.46,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.20755070447921753},{"word":"of","start":1903.46,"end":1903.54,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.26436400413513184},{"word":"an","start":1903.54,"end":1903.7,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.22006796300411224},{"word":"idea","start":1903.7,"end":1903.94,"confidence":1.0,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.20716556906700137},{"word":"of","start":1903.94,"end":1904.1,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.23190638422966003},{"word":"what's","start":1904.1,"end":1904.325,"confidence":0.9941406,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.20612017810344696},{"word":"happening","start":1904.325,"end":1904.6449,"confidence":0.98535156,"punctuated_word":"happening,","sentiment":"neutral","sentiment_score":0.2277261912822723},{"word":"where","start":1904.6449,"end":1904.8049,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.20390459895133972},{"word":"things","start":1904.8049,"end":1905.125,"confidence":0.99902344,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.19347873330116272},{"word":"are","start":1905.125,"end":1905.2849,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2028886377811432},{"word":"going","start":1905.2849,"end":1905.7849,"confidence":0.9291992,"punctuated_word":"going.","sentiment":"neutral","sentiment_score":0.21093954145908356},{"word":"and","start":1905.9249,"end":1906.1649,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.22893200814723969},{"word":"you","start":1906.1649,"end":1906.325,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2504323720932007},{"word":"can","start":1906.325,"end":1906.485,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.22918486595153809},{"word":"alter","start":1906.485,"end":1906.685,"confidence":0.99121094,"punctuated_word":"alter","sentiment":"neutral","sentiment_score":0.2468593716621399},{"word":"it","start":1906.685,"end":1906.885,"confidence":0.82958984,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24531878530979156},{"word":"whenever","start":1906.885,"end":1907.2849,"confidence":1.0,"punctuated_word":"whenever","sentiment":"neutral","sentiment_score":0.23347072303295135},{"word":"you","start":1907.2849,"end":1907.445,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18016909062862396},{"word":"get","start":1907.445,"end":1907.605,"confidence":0.98535156,"punctuated_word":"get,","sentiment":"neutral","sentiment_score":0.131271630525589},{"word":"you","start":1907.605,"end":1907.7649,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13329258561134338},{"word":"know","start":1907.7649,"end":1908.1649,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.10546069592237473},{"word":"pay","start":1908.1649,"end":1908.325,"confidence":0.9580078,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.05933638289570808},{"word":"increases","start":1908.325,"end":1908.825,"confidence":0.9951172,"punctuated_word":"increases","sentiment":"neutral","sentiment_score":0.06978150457143784},{"word":"or","start":1908.885,"end":1909.125,"confidence":0.9111328,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1175680160522461},{"word":"changes","start":1909.125,"end":1909.625,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.07952394336462021},{"word":"or","start":1909.6849,"end":1909.9249,"confidence":0.97998047,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.10767108201980592},{"word":"extra","start":1909.9249,"end":1910.245,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":0.07789108157157898},{"word":"money","start":1910.245,"end":1910.565,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.14308613538742063},{"word":"coming","start":1910.565,"end":1910.885,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.15520229935646057},{"word":"in","start":1910.885,"end":1910.965,"confidence":0.9614258,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12519139051437378},{"word":"to","start":1910.965,"end":1911.125,"confidence":0.9116211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17455217242240906},{"word":"sort","start":1911.125,"end":1911.365,"confidence":0.9863281,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.1124555841088295},{"word":"of","start":1911.365,"end":1911.5249,"confidence":0.92822266,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.198691725730896},{"word":"see","start":1911.5249,"end":1911.6849,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.19920355081558228},{"word":"where","start":1911.6849,"end":1911.845,"confidence":1.0,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.17175927758216858},{"word":"everything's","start":1911.845,"end":1912.345,"confidence":0.97436523,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":0.18493632972240448},{"word":"going","start":1912.4049,"end":1912.725,"confidence":0.98535156,"punctuated_word":"going.","sentiment":"neutral","sentiment_score":0.1614013910293579},{"word":"it","start":1912.725,"end":1912.8049,"confidence":0.94140625,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.27674153447151184},{"word":"could","start":1912.8049,"end":1913.0449,"confidence":0.96533203,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.2703789472579956},{"word":"be","start":1913.0449,"end":1913.125,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.28407415747642517},{"word":"kinda","start":1913.125,"end":1913.445,"confidence":0.9667969,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":0.22528128325939176},{"word":"handy","start":1913.445,"end":1913.945,"confidence":1.0,"punctuated_word":"handy.","sentiment":"neutral","sentiment_score":0.14472006261348724},{"word":"yeah","start":1916.8,"end":1917.12,"confidence":0.8029785,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2320100963115692},{"word":"beautiful","start":1917.12,"end":1917.62,"confidence":0.9995117,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5213140845298767},{"word":"well","start":1917.76,"end":1918.0801,"confidence":0.9946289,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.39255261421203613},{"word":"i'll","start":1918.0801,"end":1918.3201,"confidence":0.9995117,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.39675042033195496},{"word":"email","start":1918.3201,"end":1918.64,"confidence":0.99902344,"punctuated_word":"email","sentiment":"positive","sentiment_score":0.4251489043235779},{"word":"that","start":1918.64,"end":1918.88,"confidence":0.9243164,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.35542041063308716},{"word":"through","start":1918.88,"end":1919.12,"confidence":0.9790039,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.2604832053184509},{"word":"to","start":1919.12,"end":1919.2001,"confidence":0.97802734,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3213237524032593},{"word":"you","start":1919.2001,"end":1919.36,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.31847962737083435},{"word":"after","start":1919.36,"end":1919.6,"confidence":0.99902344,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.2732960879802704},{"word":"the","start":1919.6,"end":1919.76,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.29690274596214294},{"word":"call","start":1919.76,"end":1920.0,"confidence":0.99121094,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.27343520522117615},{"word":"so","start":1920.0,"end":1920.0801,"confidence":0.9194336,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.3311205208301544},{"word":"you","start":1920.0801,"end":1920.24,"confidence":0.9970703,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3521280586719513},{"word":"can","start":1920.24,"end":1920.4,"confidence":0.9970703,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3051202893257141},{"word":"take","start":1920.4,"end":1920.48,"confidence":0.9970703,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.3115193843841553},{"word":"some","start":1920.48,"end":1920.72,"confidence":0.9980469,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.2490493357181549},{"word":"time","start":1920.72,"end":1920.88,"confidence":0.9995117,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.31933191418647766},{"word":"if","start":1920.88,"end":1921.12,"confidence":1.0,"punctuated_word":"If","sentiment":"positive","sentiment_score":0.4038567841053009},{"word":"you","start":1921.12,"end":1921.2001,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.35654720664024353},{"word":"have","start":1921.2001,"end":1921.36,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.30339404940605164},{"word":"any","start":1921.36,"end":1921.6,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.31567099690437317},{"word":"questions","start":1921.6,"end":1922.0801,"confidence":0.99902344,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.2843644618988037},{"word":"feel","start":1922.0801,"end":1922.3201,"confidence":1.0,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.31043756008148193},{"word":"free","start":1922.3201,"end":1922.48,"confidence":1.0,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.3280273973941803},{"word":"to","start":1922.48,"end":1922.56,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3548519015312195},{"word":"let","start":1922.56,"end":1922.8,"confidence":1.0,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.3374612629413605},{"word":"me","start":1922.8,"end":1922.88,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.33188575506210327},{"word":"know","start":1922.88,"end":1923.04,"confidence":0.98217773,"punctuated_word":"know.","sentiment":"positive","sentiment_score":0.3703429102897644},{"word":"i'm","start":1923.04,"end":1923.12,"confidence":0.970459,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.6276225447654724},{"word":"more","start":1923.12,"end":1923.28,"confidence":1.0,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.6595025658607483},{"word":"than","start":1923.28,"end":1923.52,"confidence":1.0,"punctuated_word":"than","sentiment":"positive","sentiment_score":0.6516532301902771},{"word":"happy","start":1923.52,"end":1923.76,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.6758025288581848},{"word":"to","start":1923.76,"end":1923.92,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6539316773414612},{"word":"help","start":1923.92,"end":1924.0801,"confidence":1.0,"punctuated_word":"help","sentiment":"positive","sentiment_score":0.6130155324935913},{"word":"you","start":1924.0801,"end":1924.3201,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.610948920249939},{"word":"through","start":1924.3201,"end":1924.56,"confidence":0.86572266,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.6110261678695679},{"word":"it","start":1924.56,"end":1924.88,"confidence":0.99902344,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.5102936029434204},{"word":"okay","start":1924.88,"end":1925.38,"confidence":0.8339844,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.23811666667461395},{"word":"all","start":1927.28,"end":1927.6,"confidence":0.7919922,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.5518723726272583},{"word":"good","start":1927.6,"end":1928.1,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.47628945112228394},{"word":"and","start":1928.48,"end":1928.64,"confidence":0.7324219,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07800663262605667},{"word":"i've","start":1928.64,"end":1928.8,"confidence":0.9980469,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.014042757451534271},{"word":"got","start":1928.8,"end":1929.135,"confidence":0.9970703,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.027791835367679596},{"word":"here","start":1929.135,"end":1929.375,"confidence":0.95166016,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.0023835524916648865},{"word":"that","start":1929.375,"end":1929.535,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09932494908571245},{"word":"you","start":1929.535,"end":1930.035,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10538777709007265},{"word":"were","start":1930.095,"end":1930.495,"confidence":0.98291016,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.11804449558258057},{"word":"and","start":1930.495,"end":1930.895,"confidence":0.65527344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1888260841369629},{"word":"are","start":1930.895,"end":1931.055,"confidence":0.9506836,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.23322753608226776},{"word":"still","start":1931.055,"end":1931.375,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.3049775958061218},{"word":"salary","start":1931.375,"end":1931.775,"confidence":0.9951172,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":-0.2172984480857849},{"word":"sacrificing","start":1931.775,"end":1932.275,"confidence":1.0,"punctuated_word":"sacrificing","sentiment":"neutral","sentiment_score":-0.23685206472873688},{"word":"a","start":1932.495,"end":1932.575,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2530404329299927},{"word":"little","start":1932.575,"end":1932.735,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.17804837226867676},{"word":"bit","start":1932.735,"end":1932.975,"confidence":0.99609375,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.1400897055864334},{"word":"are","start":1932.975,"end":1933.215,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.07196243852376938},{"word":"you","start":1933.215,"end":1933.375,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10637281090021132},{"word":"still","start":1933.375,"end":1933.6951,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.10726170241832732},{"word":"doing","start":1933.6951,"end":1933.935,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.11318817734718324},{"word":"that","start":1933.935,"end":1934.435,"confidence":0.9980469,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.06494326889514923},{"word":"i'm","start":1937.295,"end":1937.535,"confidence":0.8552246,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.023567331954836845},{"word":"just","start":1937.535,"end":1937.775,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.017636030912399292},{"word":"double","start":1937.775,"end":1938.095,"confidence":0.99902344,"punctuated_word":"double","sentiment":"neutral","sentiment_score":-0.06648190319538116},{"word":"checking","start":1938.095,"end":1938.575,"confidence":1.0,"punctuated_word":"checking","sentiment":"neutral","sentiment_score":-0.05075818672776222},{"word":"in","start":1938.575,"end":1938.8151,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0400766059756279},{"word":"the","start":1938.8151,"end":1939.3151,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0046667978167533875},{"word":"account","start":1939.375,"end":1939.875,"confidence":1.0,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.00009157508611679076},{"word":"to","start":1939.935,"end":1940.175,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.003237500786781311},{"word":"see","start":1940.175,"end":1940.675,"confidence":0.99609375,"punctuated_word":"see.","sentiment":"neutral","sentiment_score":-0.011296562850475311},{"word":"yeah","start":1944.02,"end":1944.34,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08231161534786224},{"word":"it","start":1944.34,"end":1944.58,"confidence":0.99902344,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.11879993975162506},{"word":"looks","start":1944.58,"end":1944.82,"confidence":1.0,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.15753965079784393},{"word":"like","start":1944.82,"end":1944.98,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.12258127331733704},{"word":"it","start":1944.98,"end":1945.14,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1294092983007431},{"word":"is","start":1945.14,"end":1945.2999,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.12380038946866988},{"word":"still","start":1945.2999,"end":1945.54,"confidence":0.99609375,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.11472585797309875},{"word":"going","start":1945.54,"end":1945.86,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.17310158908367157},{"word":"in","start":1945.86,"end":1946.02,"confidence":0.91015625,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.15562978386878967},{"word":"i","start":1946.02,"end":1946.1799,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11072519421577454},{"word":"can","start":1946.1799,"end":1946.4199,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10322076082229614},{"word":"see","start":1946.4199,"end":1946.74,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1128258779644966},{"word":"two","start":1946.74,"end":1946.9,"confidence":0.99609375,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.07697804272174835},{"word":"transactions","start":1946.9,"end":1947.4,"confidence":0.99902344,"punctuated_word":"transactions","sentiment":"neutral","sentiment_score":0.10947715491056442},{"word":"coming","start":1947.62,"end":1948.02,"confidence":1.0,"punctuated_word":"coming","sentiment":"neutral","sentiment_score":0.097317174077034},{"word":"through","start":1948.02,"end":1948.4199,"confidence":0.9970703,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":0.11371348798274994},{"word":"yeah","start":1948.4199,"end":1948.74,"confidence":0.8388672,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07197970896959305},{"word":"so","start":1948.74,"end":1948.98,"confidence":0.9404297,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06156398728489876},{"word":"the","start":1948.98,"end":1949.0599,"confidence":0.9482422,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10237037390470503},{"word":"sales","start":1949.0599,"end":1949.2999,"confidence":0.8618164,"punctuated_word":"sales","sentiment":"neutral","sentiment_score":0.10340063273906708},{"word":"back","start":1949.2999,"end":1949.46,"confidence":0.5332031,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.09254202991724014},{"word":"is","start":1949.46,"end":1949.7,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11160016059875488},{"word":"still","start":1949.7,"end":1949.94,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.07625390589237213},{"word":"going","start":1949.94,"end":1950.1799,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.115179643034935},{"word":"through","start":1950.1799,"end":1950.4199,"confidence":0.71899414,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":0.08909556269645691},{"word":"it's","start":1950.4199,"end":1950.58,"confidence":0.9995117,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.06868568062782288},{"word":"about","start":1950.58,"end":1950.9,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.056487075984478},{"word":"4","start":1950.9,"end":1951.0599,"confidence":0.9980469,"punctuated_word":"4","sentiment":"neutral","sentiment_score":0.05741209164261818},{"word":"to","start":1951.0599,"end":1951.22,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0484284907579422},{"word":"500","start":1951.22,"end":1951.86,"confidence":1.0,"punctuated_word":"500","sentiment":"neutral","sentiment_score":0.06933539360761642},{"word":"on","start":1951.86,"end":1952.02,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.05378338694572449},{"word":"a","start":1952.02,"end":1952.1,"confidence":0.8496094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.059919506311416626},{"word":"monthly","start":1952.1,"end":1952.5,"confidence":1.0,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":0.040318138897418976},{"word":"basis","start":1952.5,"end":1953.0,"confidence":0.99902344,"punctuated_word":"basis","sentiment":"neutral","sentiment_score":0.052490316331386566},{"word":"depending","start":1953.0599,"end":1953.54,"confidence":0.8408203,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.05642037093639374},{"word":"on","start":1953.54,"end":1954.04,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.0588047169148922},{"word":"the","start":1954.1,"end":1954.26,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.059469327330589294},{"word":"week","start":1954.26,"end":1954.5,"confidence":0.6435547,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.0450427271425724},{"word":"the","start":1954.5,"end":1954.74,"confidence":0.97509766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05682918056845665},{"word":"contributions","start":1954.74,"end":1955.24,"confidence":0.9980469,"punctuated_word":"contributions","sentiment":"neutral","sentiment_score":0.051927536725997925},{"word":"go","start":1955.46,"end":1955.62,"confidence":0.99121094,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.07453251630067825},{"word":"into","start":1955.62,"end":1956.02,"confidence":0.9086914,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.06782235950231552},{"word":"super","start":1956.02,"end":1956.52,"confidence":0.8083496,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.07109148800373077},{"word":"yeah","start":1956.9,"end":1957.4,"confidence":0.95874023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06056005507707596},{"word":"yep","start":1958.355,"end":1958.855,"confidence":0.861084,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2408500611782074},{"word":"perfect","start":1959.235,"end":1959.735,"confidence":0.93408203,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5769015550613403},{"word":"good","start":1959.955,"end":1960.195,"confidence":0.98535156,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.5982351899147034},{"word":"to","start":1960.195,"end":1960.355,"confidence":0.9921875,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.564714252948761},{"word":"see","start":1960.355,"end":1960.675,"confidence":0.99609375,"punctuated_word":"see.","sentiment":"positive","sentiment_score":0.5467166900634766},{"word":"excellent","start":1960.675,"end":1961.175,"confidence":0.99853516,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.5691336393356323},{"word":"and","start":1962.4349,"end":1962.915,"confidence":0.8491211,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.25379106402397156},{"word":"other","start":1962.915,"end":1963.155,"confidence":0.9741211,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.18814155459403992},{"word":"than","start":1963.155,"end":1963.395,"confidence":0.9980469,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.11508592963218688},{"word":"that","start":1963.395,"end":1963.895,"confidence":0.9951172,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.17030654847621918},{"word":"everything's","start":1964.515,"end":1964.995,"confidence":0.9108887,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":0.16740433871746063},{"word":"the","start":1964.995,"end":1965.155,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2076127529144287},{"word":"same","start":1965.155,"end":1965.315,"confidence":0.99902344,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.24963022768497467},{"word":"with","start":1965.315,"end":1965.635,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.24856725335121155},{"word":"the","start":1965.635,"end":1965.955,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.30157262086868286},{"word":"work","start":1965.955,"end":1966.455,"confidence":0.9797363,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.2407100647687912},{"word":"i've","start":1967.315,"end":1967.635,"confidence":0.99560547,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.07942992448806763},{"word":"got","start":1967.635,"end":1967.955,"confidence":0.99902344,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.07502900809049606},{"word":"down","start":1967.955,"end":1968.275,"confidence":0.9741211,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.07298284024000168},{"word":"here","start":1968.275,"end":1968.515,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.06937771290540695},{"word":"you've","start":1968.675,"end":1968.915,"confidence":0.7770996,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.05716896802186966},{"word":"got","start":1968.915,"end":1969.155,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.06103454530239105},{"word":"four","start":1969.155,"end":1969.475,"confidence":0.99902344,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.038515105843544006},{"word":"children","start":1969.475,"end":1969.975,"confidence":1.0,"punctuated_word":"children","sentiment":"neutral","sentiment_score":0.04706177860498428},{"word":"total","start":1970.035,"end":1970.535,"confidence":0.96240234,"punctuated_word":"total","sentiment":"neutral","sentiment_score":0.07109526544809341},{"word":"and","start":1972.22,"end":1972.54,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.017727961763739586},{"word":"all","start":1972.54,"end":1972.78,"confidence":0.9902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.02228962630033493},{"word":"financial","start":1972.78,"end":1973.28,"confidence":0.97802734,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.03698161989450455},{"word":"dependents","start":1973.34,"end":1973.84,"confidence":0.6916504,"punctuated_word":"dependents.","sentiment":"neutral","sentiment_score":0.045927904546260834},{"word":"yep","start":1976.9401,"end":1977.4401,"confidence":0.97314453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13747696578502655},{"word":"beautiful","start":1977.58,"end":1978.08,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4509581923484802},{"word":"i've","start":1978.7001,"end":1978.9401,"confidence":0.7614746,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.23577144742012024},{"word":"also","start":1978.9401,"end":1979.26,"confidence":0.9951172,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.1831654906272888},{"word":"got","start":1979.26,"end":1979.5,"confidence":0.9951172,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.194962814450264},{"word":"down","start":1979.5,"end":1979.66,"confidence":0.95947266,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.15676860511302948},{"word":"here","start":1979.66,"end":1979.9,"confidence":0.9980469,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.13544707000255585},{"word":"that","start":1979.9,"end":1979.98,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12133035063743591},{"word":"your","start":1979.98,"end":1980.14,"confidence":0.94628906,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10669110715389252},{"word":"next","start":1980.14,"end":1980.46,"confidence":0.9970703,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.11428063362836838},{"word":"of","start":1980.46,"end":1980.7001,"confidence":0.9760742,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12747108936309814},{"word":"kin","start":1980.7001,"end":1981.2001,"confidence":1.0,"punctuated_word":"kin","sentiment":"neutral","sentiment_score":0.1254166215658188},{"word":"is","start":1981.42,"end":1981.8201,"confidence":0.9394531,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16611996293067932},{"word":"ashley","start":1981.8201,"end":1982.3,"confidence":0.8552246,"punctuated_word":"Ashley.","sentiment":"neutral","sentiment_score":0.14863668382167816},{"word":"is","start":1982.3,"end":1982.54,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.13638024032115936},{"word":"that","start":1982.54,"end":1982.78,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16194255650043488},{"word":"right","start":1982.78,"end":1983.1,"confidence":0.9875488,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.13969528675079346},{"word":"is","start":1983.1,"end":1983.26,"confidence":0.8105469,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.07461459189653397},{"word":"your","start":1983.26,"end":1983.42,"confidence":0.9873047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0592491589486599},{"word":"best","start":1983.42,"end":1983.66,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.07368380576372147},{"word":"friend","start":1983.66,"end":1984.16,"confidence":0.9914551,"punctuated_word":"friend?","sentiment":"neutral","sentiment_score":0.10504414141178132},{"word":"yep","start":1985.565,"end":1985.8049,"confidence":0.8161621,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11200027167797089},{"word":"perfect","start":1985.8049,"end":1986.3049,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3407605290412903},{"word":"perfect","start":1986.445,"end":1986.945,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4034802913665771},{"word":"i'll","start":1987.085,"end":1987.325,"confidence":0.9975586,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2449582815170288},{"word":"just","start":1987.325,"end":1987.565,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2449808120727539},{"word":"make","start":1987.565,"end":1987.725,"confidence":0.99902344,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2053640782833099},{"word":"sure","start":1987.725,"end":1988.0449,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2417430281639099},{"word":"i'm","start":1988.0449,"end":1988.205,"confidence":0.9753418,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.21004840731620789},{"word":"updating","start":1988.205,"end":1988.605,"confidence":1.0,"punctuated_word":"updating","sentiment":"neutral","sentiment_score":0.21827872097492215},{"word":"all","start":1988.605,"end":1988.7649,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.22584696114063263},{"word":"your","start":1988.7649,"end":1989.085,"confidence":0.9941406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1623384654521942},{"word":"circumstances","start":1989.085,"end":1989.585,"confidence":0.99902344,"punctuated_word":"circumstances","sentiment":"neutral","sentiment_score":0.19252239167690277},{"word":"there","start":1989.965,"end":1990.125,"confidence":0.9909668,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.2238064855337143},{"word":"excellent","start":1990.125,"end":1990.625,"confidence":0.9995117,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.382811576128006},{"word":"and","start":1991.725,"end":1992.205,"confidence":0.6274414,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.21136559545993805},{"word":"i've","start":1992.205,"end":1992.365,"confidence":0.99316406,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.189639613032341},{"word":"also","start":1992.365,"end":1992.605,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.15454265475273132},{"word":"got","start":1992.605,"end":1992.845,"confidence":0.9790039,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1748814433813095},{"word":"it","start":1992.845,"end":1992.9249,"confidence":0.9902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11468856781721117},{"word":"noted","start":1992.9249,"end":1993.245,"confidence":0.9970703,"punctuated_word":"noted","sentiment":"neutral","sentiment_score":0.14740164577960968},{"word":"here","start":1993.245,"end":1993.4049,"confidence":0.9892578,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.16564656794071198},{"word":"that","start":1993.4049,"end":1993.565,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11286526918411256},{"word":"you","start":1993.565,"end":1993.725,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0931709036231041},{"word":"do","start":1993.725,"end":1993.885,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1160244271159172},{"word":"have","start":1993.885,"end":1994.125,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10738964378833772},{"word":"a","start":1994.125,"end":1994.205,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11530430614948271},{"word":"will","start":1994.205,"end":1994.5249,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.11937447637319563},{"word":"and","start":1994.5249,"end":1994.6849,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09944471716880798},{"word":"a","start":1994.6849,"end":1994.7649,"confidence":0.88964844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.113209530711174},{"word":"power","start":1994.7649,"end":1995.085,"confidence":0.99609375,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.1449914276599884},{"word":"of","start":1995.085,"end":1995.1649,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12741978466510773},{"word":"attorney","start":1995.1649,"end":1995.6649,"confidence":0.9970703,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":0.09899348765611649},{"word":"set","start":1995.725,"end":1995.885,"confidence":0.85839844,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.10006330907344818},{"word":"up","start":1995.885,"end":1996.125,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.10425637662410736},{"word":"or","start":1996.125,"end":1996.365,"confidence":0.6738281,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.11539606004953384},{"word":"in","start":1996.365,"end":1996.605,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09992547333240508},{"word":"place","start":1996.605,"end":1997.005,"confidence":0.9970703,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":0.1335058957338333},{"word":"is","start":1997.005,"end":1997.1649,"confidence":1.0,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.09595751762390135},{"word":"that","start":1997.1649,"end":1997.4049,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1099596545100212},{"word":"correct","start":1997.4049,"end":1997.9049,"confidence":1.0,"punctuated_word":"correct?","sentiment":"neutral","sentiment_score":0.09215006232261658},{"word":"yep","start":1999.62,"end":1999.9401,"confidence":0.8852539,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14972540736198425},{"word":"beautiful","start":1999.9401,"end":2000.4401,"confidence":0.99853516,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.37272506952285767},{"word":"and","start":2000.58,"end":2000.8201,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1915326565504074},{"word":"all","start":2000.8201,"end":2001.06,"confidence":0.98535156,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1787368208169937},{"word":"valid","start":2001.06,"end":2001.38,"confidence":0.6894531,"punctuated_word":"valid,","sentiment":"neutral","sentiment_score":0.19348886609077456},{"word":"all","start":2001.38,"end":2001.62,"confidence":0.984375,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.18697917461395264},{"word":"still","start":2001.62,"end":2001.9401,"confidence":0.99316406,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.13447631895542145},{"word":"reflects","start":2001.9401,"end":2002.34,"confidence":0.77441406,"punctuated_word":"reflects","sentiment":"neutral","sentiment_score":0.14090010523796082},{"word":"your","start":2002.34,"end":2002.74,"confidence":0.9560547,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11295929551124571},{"word":"circumstances","start":2002.74,"end":2003.24,"confidence":0.99902344,"punctuated_word":"circumstances","sentiment":"neutral","sentiment_score":0.1536318212747574},{"word":"correctly","start":2003.7001,"end":2004.2001,"confidence":0.9880371,"punctuated_word":"correctly?","sentiment":"neutral","sentiment_score":0.16345158219337463},{"word":"yep","start":2005.9401,"end":2006.4401,"confidence":0.95043945,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12241100519895554},{"word":"perfect","start":2006.58,"end":2007.08,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.3328227698802948},{"word":"all","start":2007.38,"end":2007.7001,"confidence":0.9790039,"punctuated_word":"All","sentiment":"positive","sentiment_score":0.39517226815223694},{"word":"good","start":2007.7001,"end":2008.2001,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3418065905570984},{"word":"well","start":2008.5,"end":2008.8201,"confidence":0.9975586,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.11386507749557497},{"word":"that's","start":2008.8201,"end":2009.14,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.0992070734500885},{"word":"basically","start":2009.14,"end":2009.64,"confidence":0.98095703,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.08686141669750214},{"word":"everything","start":2009.7001,"end":2010.18,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.11659753322601318},{"word":"i","start":2010.18,"end":2010.34,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08306753635406494},{"word":"needed","start":2010.34,"end":2010.66,"confidence":1.0,"punctuated_word":"needed","sentiment":"neutral","sentiment_score":0.11793841421604156},{"word":"to","start":2010.66,"end":2010.8201,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13574577867984772},{"word":"run","start":2010.8201,"end":2011.14,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.15213774144649506},{"word":"through","start":2011.14,"end":2011.38,"confidence":0.99902344,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":0.15204674005508423},{"word":"it","start":2011.38,"end":2011.54,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.10556969046592712},{"word":"doesn't","start":2011.54,"end":2011.86,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.04302801191806793},{"word":"look","start":2011.86,"end":2012.1,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.053364381194114685},{"word":"like","start":2012.1,"end":2012.26,"confidence":0.9970703,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.016572095453739166},{"word":"there's","start":2012.26,"end":2012.58,"confidence":0.99902344,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.025424329563975338},{"word":"been","start":2012.58,"end":2012.8201,"confidence":0.9941406,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.03871490806341171},{"word":"any","start":2012.8201,"end":2013.06,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.030194304883480072},{"word":"major","start":2013.06,"end":2013.46,"confidence":0.9980469,"punctuated_word":"major","sentiment":"neutral","sentiment_score":-0.02564212679862976},{"word":"changes","start":2013.46,"end":2013.9401,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.02875019609928131},{"word":"that","start":2013.9401,"end":2014.245,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.020288117229938507},{"word":"require","start":2014.245,"end":2014.565,"confidence":0.9951172,"punctuated_word":"require","sentiment":"neutral","sentiment_score":-0.015155196189880373},{"word":"us","start":2014.565,"end":2014.725,"confidence":1.0,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.09321770071983336},{"word":"to","start":2014.725,"end":2014.885,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07528720051050186},{"word":"update","start":2014.885,"end":2015.205,"confidence":1.0,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.06863962113857269},{"word":"the","start":2015.205,"end":2015.445,"confidence":0.9892578,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12257465720176695},{"word":"advice","start":2015.445,"end":2015.925,"confidence":0.95043945,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":0.11818182468414308},{"word":"everything","start":2015.925,"end":2016.425,"confidence":1.0,"punctuated_word":"Everything","sentiment":"neutral","sentiment_score":0.2722586989402771},{"word":"still","start":2016.565,"end":2016.885,"confidence":0.9873047,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.2341848611831665},{"word":"reflects","start":2016.885,"end":2017.285,"confidence":0.97509766,"punctuated_word":"reflects","sentiment":"neutral","sentiment_score":0.3307604193687439},{"word":"your","start":2017.285,"end":2017.445,"confidence":0.9970703,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3709850609302521},{"word":"goals","start":2017.445,"end":2017.765,"confidence":0.9980469,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.32309943437576294},{"word":"and","start":2017.765,"end":2017.845,"confidence":0.9980469,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4787534475326538},{"word":"your","start":2017.845,"end":2018.085,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.4578275680541992},{"word":"wishes","start":2018.085,"end":2018.565,"confidence":0.99902344,"punctuated_word":"wishes","sentiment":"positive","sentiment_score":0.39040645956993103},{"word":"really","start":2018.565,"end":2018.805,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.32277730107307434},{"word":"well","start":2018.805,"end":2019.305,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.2747689485549927},{"word":"your","start":2020.245,"end":2020.645,"confidence":0.5996094,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.19420967996120453},{"word":"super","start":2020.645,"end":2020.965,"confidence":0.9111328,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.3938876986503601},{"word":"has","start":2020.965,"end":2021.365,"confidence":0.99316406,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.12448659539222716},{"word":"performed","start":2021.365,"end":2021.865,"confidence":0.9980469,"punctuated_word":"performed","sentiment":"neutral","sentiment_score":0.3107154369354248},{"word":"really","start":2021.925,"end":2022.245,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.2272583693265915},{"word":"nicely","start":2022.245,"end":2022.725,"confidence":0.99902344,"punctuated_word":"nicely","sentiment":"positive","sentiment_score":0.3686562180519104},{"word":"over","start":2022.725,"end":2022.965,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.29444363713264465},{"word":"the","start":2022.965,"end":2023.125,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2685187757015228},{"word":"last","start":2023.125,"end":2023.445,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.2582117021083832},{"word":"twelve","start":2023.445,"end":2023.6849,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.12391310930252077},{"word":"months","start":2023.6849,"end":2023.925,"confidence":0.86938477,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.1802540123462677},{"word":"so","start":2023.925,"end":2024.085,"confidence":0.9863281,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.10646983236074448},{"word":"i","start":2024.085,"end":2024.165,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.036025114357471466},{"word":"wouldn't","start":2024.165,"end":2024.485,"confidence":1.0,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.0728631317615509},{"word":"wanna","start":2024.485,"end":2024.725,"confidence":0.9790039,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.07458479702472687},{"word":"go","start":2024.725,"end":2024.885,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.031221352517604828},{"word":"and","start":2024.885,"end":2025.045,"confidence":0.72265625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06551441550254822},{"word":"make","start":2025.045,"end":2025.285,"confidence":0.98535156,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.11382242292165756},{"word":"any","start":2025.285,"end":2025.525,"confidence":0.96972656,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.030583932995796204},{"word":"changes","start":2025.525,"end":2026.025,"confidence":0.99902344,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.08149620145559311},{"word":"right","start":2026.165,"end":2026.405,"confidence":1.0,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.03650908917188645},{"word":"now","start":2026.405,"end":2026.905,"confidence":1.0,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":0.03354234620928764},{"word":"would","start":2027.58,"end":2027.74,"confidence":0.95410156,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.01769232749938965},{"word":"you","start":2027.74,"end":2027.9,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01602115109562874},{"word":"like","start":2027.9,"end":2028.22,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.0214361771941185},{"word":"to","start":2028.22,"end":2028.72,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.015231121331453323},{"word":"do","start":2028.94,"end":2029.1,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.015885483473539352},{"word":"a","start":2029.1,"end":2029.1799,"confidence":0.94140625,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01803064346313477},{"word":"bit","start":2029.1799,"end":2029.4199,"confidence":0.99609375,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.01581089198589325},{"word":"more","start":2029.4199,"end":2029.66,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.009958025068044662},{"word":"of","start":2029.66,"end":2029.74,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.005076289176940918},{"word":"a","start":2029.74,"end":2029.9,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.010537387803196909},{"word":"catch","start":2029.9,"end":2030.22,"confidence":0.9980469,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":-0.015648815780878067},{"word":"up","start":2030.22,"end":2030.62,"confidence":0.9970703,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.021841131150722504},{"word":"in","start":2030.62,"end":2030.94,"confidence":0.8737793,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.005312301218509674},{"word":"say","start":2030.94,"end":2031.26,"confidence":0.9951172,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":0.003845062106847763},{"word":"three","start":2031.26,"end":2031.5,"confidence":1.0,"punctuated_word":"three","sentiment":"neutral","sentiment_score":-0.00781555101275444},{"word":"or","start":2031.5,"end":2031.74,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.003908637911081314},{"word":"six","start":2031.74,"end":2032.0599,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.003137495368719101},{"word":"months","start":2032.0599,"end":2032.46,"confidence":0.9880371,"punctuated_word":"months?","sentiment":"neutral","sentiment_score":0.014099761843681335},{"word":"what's","start":2032.46,"end":2032.78,"confidence":0.9941406,"punctuated_word":"What's","sentiment":"neutral","sentiment_score":-0.0062551191076636314},{"word":"more","start":2032.78,"end":2033.02,"confidence":0.9667969,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.011406481266021729},{"word":"preferable","start":2033.02,"end":2033.52,"confidence":0.99609375,"punctuated_word":"preferable","sentiment":"neutral","sentiment_score":0.0026914700865745544},{"word":"for","start":2033.58,"end":2033.74,"confidence":0.9770508,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.02119658701121807},{"word":"yourself","start":2033.74,"end":2034.14,"confidence":0.99658203,"punctuated_word":"yourself?","sentiment":"neutral","sentiment_score":0.0008441116660833359},{"word":"how","start":2034.14,"end":2034.38,"confidence":1.0,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.013531366363167764},{"word":"often","start":2034.38,"end":2034.62,"confidence":1.0,"punctuated_word":"often","sentiment":"neutral","sentiment_score":-0.011008556932210922},{"word":"would","start":2034.62,"end":2034.78,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.015059012919664385},{"word":"you","start":2034.78,"end":2034.86,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01085609570145607},{"word":"like","start":2034.86,"end":2035.02,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.007272444665431976},{"word":"to","start":2035.02,"end":2035.1799,"confidence":0.81347656,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.013593928888440132},{"word":"do","start":2035.1799,"end":2035.26,"confidence":0.78222656,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.017839478328824043},{"word":"a","start":2035.26,"end":2035.34,"confidence":0.98291016,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.011608101427555084},{"word":"bit","start":2035.34,"end":2035.5,"confidence":0.9838867,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.0066184476017951965},{"word":"of","start":2035.5,"end":2035.58,"confidence":0.9770508,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0007442161440849304},{"word":"a","start":2035.58,"end":2035.66,"confidence":0.93115234,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01265830360352993},{"word":"catch","start":2035.66,"end":2035.98,"confidence":0.99609375,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":-0.021777760237455368},{"word":"up","start":2035.98,"end":2036.0599,"confidence":0.9941406,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.018297431990504265},{"word":"with","start":2036.0599,"end":2036.2999,"confidence":0.99609375,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.024437228217720985},{"word":"us","start":2036.2999,"end":2036.7999,"confidence":0.9692383,"punctuated_word":"us?","sentiment":"neutral","sentiment_score":-0.009075064212083817},{"word":"yes","start":2044.075,"end":2044.475,"confidence":0.75878906,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.004791176877915859},{"word":"did","start":2044.475,"end":2044.635,"confidence":0.78515625,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":-0.0059921592473983765},{"word":"you","start":2044.635,"end":2044.795,"confidence":0.98095703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.009145969524979591},{"word":"wanna","start":2044.795,"end":2045.115,"confidence":0.72216797,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.0013702372089028358},{"word":"do","start":2045.115,"end":2045.195,"confidence":0.9951172,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0040674880146980286},{"word":"a","start":2045.195,"end":2045.275,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.003501669503748417},{"word":"catch","start":2045.275,"end":2045.515,"confidence":0.9951172,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":-0.009850528091192244},{"word":"up","start":2045.515,"end":2045.675,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.006719740107655525},{"word":"in","start":2045.675,"end":2045.835,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.004114089533686638},{"word":"about","start":2045.835,"end":2046.155,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0009997822344303131},{"word":"six","start":2046.155,"end":2046.395,"confidence":0.99902344,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.0023300927132368088},{"word":"months","start":2046.395,"end":2046.635,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.007155925035476685},{"word":"just","start":2046.635,"end":2046.875,"confidence":0.8803711,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.014192281290888786},{"word":"to","start":2046.875,"end":2046.955,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.005480827763676643},{"word":"see","start":2046.955,"end":2047.275,"confidence":0.95166016,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.0033570844680070877},{"word":"how","start":2047.275,"end":2047.4349,"confidence":0.76660156,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.0027811452746391296},{"word":"things","start":2047.4349,"end":2047.675,"confidence":0.9970703,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.005672849714756012},{"word":"are","start":2047.675,"end":2047.915,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0056204888969659805},{"word":"going","start":2047.915,"end":2048.315,"confidence":0.9741211,"punctuated_word":"going?","sentiment":"neutral","sentiment_score":0.025656167417764664},{"word":"this","start":2048.315,"end":2048.555,"confidence":0.85595703,"punctuated_word":"This","sentiment":"neutral","sentiment_score":0.034361839294433594},{"word":"is","start":2048.555,"end":2048.635,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.03951815515756607},{"word":"it's","start":2048.795,"end":2048.955,"confidence":0.9975586,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.0500185489654541},{"word":"normally","start":2048.955,"end":2049.275,"confidence":0.9526367,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":0.20298579335212708},{"word":"just","start":2049.275,"end":2049.435,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1260576695203781},{"word":"a","start":2049.435,"end":2049.515,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03631443530321121},{"word":"bit","start":2049.515,"end":2049.675,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.03203456103801727},{"word":"of","start":2049.675,"end":2049.835,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.045408084988594055},{"word":"a","start":2049.835,"end":2049.915,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.041818223893642426},{"word":"quick","start":2049.915,"end":2050.155,"confidence":1.0,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.03043811209499836},{"word":"five","start":2050.155,"end":2050.395,"confidence":0.9970703,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.02730448730289936},{"word":"or","start":2050.395,"end":2050.475,"confidence":0.9892578,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.039443761110305786},{"word":"ten","start":2050.475,"end":2050.715,"confidence":0.99902344,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.04095585644245148},{"word":"minute","start":2050.715,"end":2050.955,"confidence":0.9951172,"punctuated_word":"minute","sentiment":"neutral","sentiment_score":0.0620851144194603},{"word":"catch","start":2050.955,"end":2051.195,"confidence":0.99902344,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.02482798881828785},{"word":"up","start":2051.195,"end":2051.355,"confidence":0.9951172,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.026654813438653942},{"word":"to","start":2051.355,"end":2051.515,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03520892187952995},{"word":"see","start":2051.515,"end":2051.755,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.039177946746349335},{"word":"how","start":2051.755,"end":2051.915,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.03881534934043884},{"word":"everything's","start":2051.915,"end":2052.395,"confidence":0.9838867,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":0.04447022080421448},{"word":"going","start":2052.395,"end":2052.715,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.04479260742664337},{"word":"and","start":2052.715,"end":2053.215,"confidence":0.6958008,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.031294699758291245},{"word":"you","start":2053.37,"end":2053.45,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02030254155397415},{"word":"know","start":2053.45,"end":2053.69,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.02597254328429699},{"word":"if","start":2053.69,"end":2053.77,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03608348965644837},{"word":"there's","start":2053.77,"end":2054.01,"confidence":0.9995117,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.033679649233818054},{"word":"any","start":2054.01,"end":2054.33,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.02393094077706337},{"word":"changes","start":2054.33,"end":2054.6501,"confidence":0.9970703,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.0213933102786541},{"word":"we","start":2054.6501,"end":2054.81,"confidence":0.6401367,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.033733971416950226},{"word":"can","start":2054.81,"end":2054.97,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.025732889771461487},{"word":"sort","start":2054.97,"end":2055.21,"confidence":0.99316406,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.03205098956823349},{"word":"of","start":2055.21,"end":2055.29,"confidence":0.9716797,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03330881893634796},{"word":"talk","start":2055.29,"end":2055.53,"confidence":0.96875,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.020427156239748},{"word":"her","start":2055.53,"end":2055.69,"confidence":0.48168945,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.03137636557221413},{"word":"through","start":2055.69,"end":2055.93,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.0567220151424408},{"word":"then","start":2055.93,"end":2056.4102,"confidence":0.87231445,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.059740811586380005},{"word":"yeah","start":2056.4102,"end":2056.9102,"confidence":0.6846924,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10359688103199004},{"word":"perfect","start":2058.57,"end":2059.07,"confidence":0.8913574,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4501388669013977},{"word":"excellent","start":2059.37,"end":2059.87,"confidence":1.0,"punctuated_word":"Excellent.","sentiment":"neutral","sentiment_score":0.2994552254676819},{"word":"so","start":2060.81,"end":2061.05,"confidence":0.8803711,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05180702731013298},{"word":"after","start":2061.05,"end":2061.29,"confidence":0.99121094,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.04956769198179245},{"word":"the","start":2061.29,"end":2061.45,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.062117088586091995},{"word":"call","start":2061.45,"end":2061.61,"confidence":0.98535156,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.057500384747982025},{"word":"what","start":2061.61,"end":2061.77,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.05460850149393082},{"word":"i'll","start":2061.77,"end":2061.93,"confidence":0.9970703,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.05744428187608719},{"word":"do","start":2061.93,"end":2062.01,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06984497606754303},{"word":"is","start":2062.01,"end":2062.25,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.055211737751960754},{"word":"i'll","start":2062.25,"end":2062.4102,"confidence":0.98339844,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06583341956138611},{"word":"get","start":2062.4102,"end":2062.57,"confidence":0.9970703,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.07707356661558151},{"word":"my","start":2062.57,"end":2062.73,"confidence":0.9970703,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.07345176488161087},{"word":"team","start":2062.73,"end":2062.8901,"confidence":0.9951172,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.07029955089092255},{"word":"to","start":2062.8901,"end":2063.05,"confidence":0.9902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07688184082508087},{"word":"send","start":2063.05,"end":2063.21,"confidence":0.99121094,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.0629226565361023},{"word":"through","start":2063.21,"end":2063.45,"confidence":0.74853516,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.07803459465503693},{"word":"the","start":2063.45,"end":2063.61,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09824909269809724},{"word":"annual","start":2063.61,"end":2063.93,"confidence":0.9951172,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.07431329786777496},{"word":"review","start":2063.93,"end":2064.25,"confidence":0.99902344,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.05799073725938797},{"word":"pack","start":2064.25,"end":2064.57,"confidence":0.89990234,"punctuated_word":"pack","sentiment":"neutral","sentiment_score":0.08449837565422058},{"word":"to","start":2064.57,"end":2064.73,"confidence":0.9633789,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07748497277498245},{"word":"you","start":2064.73,"end":2064.8901,"confidence":0.98950195,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.07066148519515991},{"word":"in","start":2064.8901,"end":2065.05,"confidence":0.9980469,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.03855113312602043},{"word":"there","start":2065.05,"end":2065.29,"confidence":0.9748535,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.04275277256965637},{"word":"you'll","start":2065.29,"end":2065.53,"confidence":1.0,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.03880207240581513},{"word":"see","start":2065.53,"end":2065.69,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.04602145403623581},{"word":"the","start":2065.69,"end":2065.85,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.029490113258361816},{"word":"ongoing","start":2065.85,"end":2066.33,"confidence":0.99902344,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.039591215550899506},{"word":"service","start":2066.33,"end":2066.81,"confidence":1.0,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.03330274671316147},{"word":"agreement","start":2066.81,"end":2067.31,"confidence":0.91015625,"punctuated_word":"agreement.","sentiment":"neutral","sentiment_score":0.04267793893814087},{"word":"that","start":2068.035,"end":2068.1948,"confidence":0.9614258,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.08277461677789688},{"word":"essentially","start":2068.1948,"end":2068.6948,"confidence":0.88964844,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.07201476395130157},{"word":"is","start":2068.755,"end":2068.9949,"confidence":0.9472656,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08839616924524307},{"word":"the","start":2068.9949,"end":2069.155,"confidence":0.82958984,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11735868453979492},{"word":"ongoing","start":2069.155,"end":2069.635,"confidence":0.8774414,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.12548749148845673},{"word":"service","start":2069.635,"end":2070.035,"confidence":0.9707031,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.07186238467693329},{"word":"fee","start":2070.035,"end":2070.1948,"confidence":0.9770508,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.10259057581424712},{"word":"for","start":2070.1948,"end":2070.355,"confidence":0.90771484,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09883807599544524},{"word":"us","start":2070.355,"end":2070.595,"confidence":0.94750977,"punctuated_word":"us.","sentiment":"neutral","sentiment_score":0.1078031212091446},{"word":"so","start":2070.595,"end":2070.755,"confidence":0.48754883,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09064917266368866},{"word":"you","start":2070.755,"end":2070.835,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11030972003936768},{"word":"do","start":2070.835,"end":2071.075,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09860653430223464},{"word":"pay","start":2071.075,"end":2071.395,"confidence":0.9980469,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.07712684571743011},{"word":"1.65%","start":2071.395,"end":2072.675,"confidence":0.9953125,"punctuated_word":"1.65%","sentiment":"neutral","sentiment_score":0.0822228491306305},{"word":"per","start":2072.675,"end":2072.915,"confidence":0.9370117,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.0924217775464058},{"word":"annum","start":2072.915,"end":2073.2349,"confidence":0.9794922,"punctuated_word":"annum","sentiment":"neutral","sentiment_score":0.09385807812213898},{"word":"as","start":2073.2349,"end":2073.4749,"confidence":0.9873047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10590056329965591},{"word":"the","start":2073.4749,"end":2073.555,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0678231343626976},{"word":"ongoing","start":2073.555,"end":2074.055,"confidence":0.99902344,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.06997833400964737},{"word":"service","start":2074.115,"end":2074.4348,"confidence":0.9980469,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.058374252170324326},{"word":"fee","start":2074.4348,"end":2074.9348,"confidence":0.84350586,"punctuated_word":"fee,","sentiment":"neutral","sentiment_score":0.08290290832519531},{"word":"and","start":2075.2349,"end":2075.315,"confidence":0.92333984,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07135754078626633},{"word":"that's","start":2075.315,"end":2075.635,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.09572776407003404},{"word":"deducted","start":2075.635,"end":2076.035,"confidence":0.99316406,"punctuated_word":"deducted","sentiment":"neutral","sentiment_score":0.12281601876020432},{"word":"out","start":2076.035,"end":2076.1948,"confidence":0.99316406,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1521713137626648},{"word":"of","start":2076.1948,"end":2076.355,"confidence":0.87890625,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1088959574699402},{"word":"your","start":2076.355,"end":2076.515,"confidence":0.98095703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10159922391176224},{"word":"super","start":2076.515,"end":2076.835,"confidence":0.42163086,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.12777012586593628},{"word":"on","start":2076.835,"end":2076.9949,"confidence":0.96533203,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11956851184368134},{"word":"a","start":2076.9949,"end":2077.155,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1029757484793663},{"word":"smaller","start":2077.155,"end":2077.555,"confidence":0.9614258,"punctuated_word":"smaller","sentiment":"neutral","sentiment_score":0.0909471958875656},{"word":"monthly","start":2077.555,"end":2078.035,"confidence":0.9863281,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":0.10237210988998412},{"word":"basis","start":2078.035,"end":2078.535,"confidence":0.8635254,"punctuated_word":"basis.","sentiment":"neutral","sentiment_score":0.09845523536205292},{"word":"and","start":2078.595,"end":2078.835,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06507380306720734},{"word":"the","start":2078.835,"end":2078.915,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05381624400615692},{"word":"idea","start":2078.915,"end":2079.315,"confidence":0.99902344,"punctuated_word":"idea","sentiment":"neutral","sentiment_score":0.04316434264183045},{"word":"of","start":2079.315,"end":2079.4749,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06432469189167023},{"word":"that","start":2079.4749,"end":2079.7148,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06215467303991318},{"word":"as","start":2079.7148,"end":2079.875,"confidence":0.8964844,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.054051585495471954},{"word":"a","start":2079.875,"end":2079.9548,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06009029224514961},{"word":"percentage","start":2079.9548,"end":2080.4548,"confidence":1.0,"punctuated_word":"percentage","sentiment":"neutral","sentiment_score":0.05338706821203232},{"word":"fee","start":2080.515,"end":2080.675,"confidence":0.72021484,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.056421637535095215},{"word":"is","start":2080.675,"end":2080.835,"confidence":0.86572266,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05011620372533798},{"word":"it","start":2080.835,"end":2080.915,"confidence":0.6796875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.044555917382240295},{"word":"fluctuates","start":2080.915,"end":2081.415,"confidence":0.98950195,"punctuated_word":"fluctuates","sentiment":"neutral","sentiment_score":0.042539678514003754},{"word":"with","start":2081.4749,"end":2081.64,"confidence":0.90527344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03469429537653923},{"word":"the","start":2081.64,"end":2081.7998,"confidence":0.9707031,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.031027495861053467},{"word":"market","start":2081.7998,"end":2082.1199,"confidence":0.9941406,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.018424659967422485},{"word":"so","start":2082.1199,"end":2082.3599,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06592050194740295},{"word":"when","start":2082.3599,"end":2082.5198,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.1488417088985443},{"word":"the","start":2082.5198,"end":2082.5999,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15505927801132202},{"word":"market's","start":2082.5999,"end":2083.0,"confidence":0.8354492,"punctuated_word":"market's","sentiment":"neutral","sentiment_score":0.234467089176178},{"word":"doing","start":2083.0,"end":2083.3198,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.29910901188850403},{"word":"really","start":2083.3198,"end":2083.5598,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.2605755925178528},{"word":"well","start":2083.5598,"end":2084.0398,"confidence":0.99316406,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.27950000762939453},{"word":"when","start":2084.0398,"end":2084.2798,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.3265409767627716},{"word":"your","start":2084.2798,"end":2084.44,"confidence":0.81933594,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.3794552981853485},{"word":"super","start":2084.44,"end":2084.76,"confidence":0.796875,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.4738824665546417},{"word":"is","start":2084.76,"end":2084.8398,"confidence":0.5366211,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3832385540008545},{"word":"performing","start":2084.8398,"end":2085.3198,"confidence":0.99902344,"punctuated_word":"performing","sentiment":"positive","sentiment_score":0.4385402798652649},{"word":"nicely","start":2085.3198,"end":2085.72,"confidence":0.73999023,"punctuated_word":"nicely,","sentiment":"positive","sentiment_score":0.4528176188468933},{"word":"you've","start":2085.72,"end":2085.88,"confidence":0.87597656,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.45781874656677246},{"word":"got","start":2085.88,"end":2086.0398,"confidence":0.99609375,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.4530096352100372},{"word":"a","start":2086.0398,"end":2086.1199,"confidence":0.7128906,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4824287295341492},{"word":"lovely","start":2086.1199,"end":2086.5198,"confidence":0.99560547,"punctuated_word":"lovely,","sentiment":"positive","sentiment_score":0.4704030156135559},{"word":"you","start":2086.5198,"end":2086.5999,"confidence":0.97802734,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.41985249519348145},{"word":"know","start":2086.5999,"end":2086.8398,"confidence":1.0,"punctuated_word":"know,","sentiment":"positive","sentiment_score":0.35833874344825745},{"word":"12%","start":2086.8398,"end":2087.48,"confidence":1.0,"punctuated_word":"12%","sentiment":"positive","sentiment_score":0.4669130444526672},{"word":"return","start":2087.48,"end":2087.88,"confidence":0.9892578,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.4627306759357453},{"word":"there","start":2087.88,"end":2088.3599,"confidence":0.9289551,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.2579902112483978},{"word":"it","start":2088.3599,"end":2088.5198,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.256728857755661},{"word":"does","start":2088.5198,"end":2088.68,"confidence":0.99121094,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.1599138379096985},{"word":"mean","start":2088.68,"end":2088.92,"confidence":0.99902344,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":0.16602593660354614},{"word":"that","start":2088.92,"end":2089.16,"confidence":0.9267578,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18114528059959412},{"word":"our","start":2089.16,"end":2089.3198,"confidence":0.97265625,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.15068963170051575},{"word":"fee","start":2089.3198,"end":2089.5598,"confidence":0.9970703,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.14948636293411255},{"word":"increases","start":2089.5598,"end":2090.0598,"confidence":0.9482422,"punctuated_word":"increases","sentiment":"neutral","sentiment_score":0.13797208666801453},{"word":"slightly","start":2090.1199,"end":2090.44,"confidence":0.9970703,"punctuated_word":"slightly","sentiment":"neutral","sentiment_score":0.1296919584274292},{"word":"with","start":2090.44,"end":2090.5999,"confidence":0.9921875,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.17167891561985016},{"word":"it","start":2090.5999,"end":2090.76,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11791200935840608},{"word":"as","start":2090.76,"end":2090.92,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1484602987766266},{"word":"well","start":2090.92,"end":2091.24,"confidence":0.99902344,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.09564217925071716},{"word":"however","start":2091.24,"end":2091.64,"confidence":0.99902344,"punctuated_word":"However,","sentiment":"neutral","sentiment_score":-0.028479857370257378},{"word":"when","start":2091.64,"end":2091.88,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.06646108627319336},{"word":"the","start":2091.88,"end":2092.0398,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0782344788312912},{"word":"market","start":2092.0398,"end":2092.3599,"confidence":0.9951172,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.08352141827344894},{"word":"takes","start":2092.3599,"end":2092.5999,"confidence":0.9921875,"punctuated_word":"takes","sentiment":"neutral","sentiment_score":-0.14984914660453796},{"word":"a","start":2092.5999,"end":2092.76,"confidence":0.93603516,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1505025029182434},{"word":"dip","start":2092.76,"end":2093.0,"confidence":0.99560547,"punctuated_word":"dip,","sentiment":"neutral","sentiment_score":-0.12654414772987366},{"word":"it","start":2093.0,"end":2093.16,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1580229103565216},{"word":"means","start":2093.16,"end":2093.4,"confidence":0.99902344,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.10823946446180344},{"word":"that","start":2093.4,"end":2093.64,"confidence":0.9350586,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10483156144618988},{"word":"our","start":2093.64,"end":2093.7998,"confidence":0.99902344,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.16707518696784973},{"word":"fee","start":2093.7998,"end":2094.0398,"confidence":0.9951172,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":-0.12139327824115752},{"word":"also","start":2094.0398,"end":2094.3599,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.11495964229106904},{"word":"takes","start":2094.3599,"end":2094.68,"confidence":0.9980469,"punctuated_word":"takes","sentiment":"neutral","sentiment_score":-0.09694540500640868},{"word":"a","start":2094.68,"end":2094.76,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0987446829676628},{"word":"bit","start":2094.76,"end":2094.92,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.15867432951927185},{"word":"of","start":2094.92,"end":2095.0798,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.14139507710933685},{"word":"a","start":2095.0798,"end":2095.16,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12885472178459167},{"word":"dip","start":2095.16,"end":2095.4,"confidence":0.9970703,"punctuated_word":"dip","sentiment":"neutral","sentiment_score":-0.0820966362953186},{"word":"with","start":2095.4,"end":2095.5598,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.06931702792644501},{"word":"it","start":2095.5598,"end":2095.72,"confidence":0.95703125,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.06974980235099792},{"word":"so","start":2095.72,"end":2096.175,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03068356402218342},{"word":"our","start":2096.335,"end":2096.575,"confidence":0.9970703,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.035454947501420975},{"word":"fee","start":2096.575,"end":2096.655,"confidence":0.9902344,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.06285600364208221},{"word":"is","start":2096.655,"end":2096.895,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08100683242082596},{"word":"linked","start":2096.895,"end":2097.215,"confidence":0.9980469,"punctuated_word":"linked","sentiment":"neutral","sentiment_score":0.11048516631126404},{"word":"to","start":2097.215,"end":2097.375,"confidence":0.9404297,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10096108913421632},{"word":"the","start":2097.375,"end":2097.5352,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1123417317867279},{"word":"performance","start":2097.5352,"end":2098.0151,"confidence":0.76171875,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.13577738404273987},{"word":"with","start":2098.0151,"end":2098.175,"confidence":0.82714844,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.16259606182575226},{"word":"your","start":2098.175,"end":2098.335,"confidence":0.97998047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15644235908985138},{"word":"super","start":2098.335,"end":2098.735,"confidence":0.9003906,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.15899260342121124},{"word":"and","start":2098.735,"end":2098.895,"confidence":0.96972656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11963997781276704},{"word":"the","start":2098.895,"end":2099.055,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12785302102565765},{"word":"market","start":2099.055,"end":2099.455,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.0898386538028717},{"word":"conditions","start":2099.455,"end":2099.935,"confidence":0.984375,"punctuated_word":"conditions","sentiment":"neutral","sentiment_score":0.12024091184139252},{"word":"there","start":2099.935,"end":2100.435,"confidence":0.91674805,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.12382949888706209},{"word":"and","start":2100.975,"end":2101.215,"confidence":0.6723633,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.13105645775794983},{"word":"that","start":2101.215,"end":2101.5352,"confidence":0.9506836,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19372440874576569},{"word":"allows","start":2101.5352,"end":2101.935,"confidence":1.0,"punctuated_word":"allows","sentiment":"neutral","sentiment_score":0.23657988011837008},{"word":"you","start":2101.935,"end":2102.175,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2467313855886459},{"word":"obviously","start":2102.2551,"end":2102.655,"confidence":0.99658203,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.2464662790298462},{"word":"we","start":2102.655,"end":2102.815,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2638612687587738},{"word":"look","start":2102.815,"end":2102.975,"confidence":0.98535156,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.19369053840637207},{"word":"after","start":2102.975,"end":2103.2952,"confidence":0.96533203,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.23542438447475433},{"word":"your","start":2103.2952,"end":2103.455,"confidence":0.9633789,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.24126458168029785},{"word":"super","start":2103.455,"end":2103.7751,"confidence":0.7453613,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":0.24110855162143707},{"word":"the","start":2103.7751,"end":2103.935,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2720624804496765},{"word":"insurances","start":2103.935,"end":2104.435,"confidence":0.91748047,"punctuated_word":"insurances,","sentiment":"neutral","sentiment_score":0.23625248670578003},{"word":"and","start":2104.575,"end":2104.735,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21787117421627045},{"word":"things","start":2104.735,"end":2104.975,"confidence":0.97216797,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.222626194357872},{"word":"but","start":2104.975,"end":2105.135,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.22207647562026975},{"word":"it's","start":2105.135,"end":2105.2952,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.2318369597196579},{"word":"also","start":2105.2952,"end":2105.695,"confidence":0.9980469,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.21683622896671295},{"word":"entitling","start":2105.695,"end":2106.175,"confidence":0.9838867,"punctuated_word":"entitling","sentiment":"neutral","sentiment_score":0.23068936169147491},{"word":"you","start":2106.175,"end":2106.415,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2712402641773224},{"word":"to","start":2106.415,"end":2106.495,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.3041471540927887},{"word":"any","start":2106.495,"end":2106.735,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.2380906343460083},{"word":"updated","start":2106.735,"end":2107.215,"confidence":0.9892578,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.2519456446170807},{"word":"advice","start":2107.215,"end":2107.615,"confidence":0.97680664,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":0.24826747179031372},{"word":"so","start":2107.615,"end":2107.855,"confidence":0.9326172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.29399386048316956},{"word":"any","start":2107.855,"end":2108.095,"confidence":0.99902344,"punctuated_word":"any","sentiment":"positive","sentiment_score":0.4245482683181762},{"word":"other","start":2108.095,"end":2108.335,"confidence":1.0,"punctuated_word":"other","sentiment":"positive","sentiment_score":0.38406968116760254},{"word":"advice","start":2108.335,"end":2108.815,"confidence":0.9941406,"punctuated_word":"advice","sentiment":"positive","sentiment_score":0.38982319831848145},{"word":"we","start":2108.815,"end":2108.975,"confidence":0.9980469,"punctuated_word":"we","sentiment":"positive","sentiment_score":0.3721621036529541},{"word":"provide","start":2108.975,"end":2109.475,"confidence":1.0,"punctuated_word":"provide","sentiment":"positive","sentiment_score":0.41790300607681274},{"word":"is","start":2109.5352,"end":2109.7751,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.36422643065452576},{"word":"fully","start":2109.7751,"end":2110.095,"confidence":1.0,"punctuated_word":"fully","sentiment":"positive","sentiment_score":0.44132715463638306},{"word":"complimentary","start":2110.095,"end":2110.595,"confidence":0.80566406,"punctuated_word":"complimentary","sentiment":"positive","sentiment_score":0.5045966506004333},{"word":"as","start":2110.815,"end":2110.895,"confidence":0.99316406,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3838212788105011},{"word":"an","start":2110.895,"end":2111.055,"confidence":0.99902344,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.38038092851638794},{"word":"ongoing","start":2111.055,"end":2111.555,"confidence":1.0,"punctuated_word":"ongoing","sentiment":"positive","sentiment_score":0.34120655059814453},{"word":"client","start":2111.615,"end":2112.115,"confidence":0.9941406,"punctuated_word":"client.","sentiment":"positive","sentiment_score":0.380013644695282},{"word":"you're","start":2112.71,"end":2112.95,"confidence":0.94433594,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.2395037412643433},{"word":"entitled","start":2112.95,"end":2113.3499,"confidence":0.9863281,"punctuated_word":"entitled","sentiment":"neutral","sentiment_score":0.25493869185447693},{"word":"to","start":2113.3499,"end":2113.43,"confidence":0.96777344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24474914371967316},{"word":"things","start":2113.43,"end":2113.67,"confidence":0.9790039,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.20546460151672363},{"word":"like","start":2113.67,"end":2113.8298,"confidence":0.8881836,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.17143535614013672},{"word":"cash","start":2113.8298,"end":2114.0698,"confidence":0.60009766,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.2602846026420593},{"word":"on","start":2114.0698,"end":2114.3098,"confidence":0.4794922,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.25841185450553894},{"word":"budgeting","start":2114.3098,"end":2114.7898,"confidence":0.976888,"punctuated_word":"budgeting.","sentiment":"neutral","sentiment_score":0.2553960978984833},{"word":"we","start":2114.7898,"end":2114.95,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.19988903403282168},{"word":"can","start":2114.95,"end":2115.19,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1982841193675995},{"word":"do","start":2115.19,"end":2115.3499,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2281077355146408},{"word":"other","start":2115.3499,"end":2115.67,"confidence":0.99902344,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.17907316982746124},{"word":"investments","start":2115.67,"end":2116.17,"confidence":0.82543945,"punctuated_word":"investments.","sentiment":"neutral","sentiment_score":0.16129282116889954},{"word":"we","start":2116.63,"end":2116.7898,"confidence":0.9838867,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.16443105041980743},{"word":"can","start":2116.7898,"end":2116.95,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17606346309185028},{"word":"look","start":2116.95,"end":2117.1099,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1482694000005722},{"word":"at","start":2117.1099,"end":2117.27,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.15997548401355743},{"word":"advice","start":2117.27,"end":2117.67,"confidence":0.94921875,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.18554061651229856},{"word":"in","start":2117.67,"end":2117.8298,"confidence":0.88671875,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15355342626571655},{"word":"other","start":2117.8298,"end":2118.15,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.1653144508600235},{"word":"areas","start":2118.15,"end":2118.63,"confidence":1.0,"punctuated_word":"areas.","sentiment":"neutral","sentiment_score":0.18867069482803345},{"word":"we","start":2118.63,"end":2118.7898,"confidence":1.0,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.14326481521129608},{"word":"also","start":2118.7898,"end":2119.1099,"confidence":0.9970703,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.1122669354081154},{"word":"have","start":2119.1099,"end":2119.3499,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1530417501926422},{"word":"mortgage","start":2119.3499,"end":2119.75,"confidence":0.9838867,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.11716725677251816},{"word":"brokers","start":2119.75,"end":2120.15,"confidence":0.98828125,"punctuated_word":"brokers","sentiment":"neutral","sentiment_score":0.10704420506954192},{"word":"we","start":2120.15,"end":2120.3098,"confidence":0.9550781,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1444898247718811},{"word":"can","start":2120.3098,"end":2120.47,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.18336619436740875},{"word":"refer","start":2120.47,"end":2120.7898,"confidence":0.99902344,"punctuated_word":"refer","sentiment":"neutral","sentiment_score":0.1510993391275406},{"word":"you","start":2120.7898,"end":2120.95,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17532533407211304},{"word":"through","start":2120.95,"end":2121.19,"confidence":0.99316406,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1510096788406372},{"word":"to","start":2121.19,"end":2121.3499,"confidence":0.8574219,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.13897705078125},{"word":"if","start":2121.3499,"end":2121.51,"confidence":0.9472656,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.16239525377750397},{"word":"you","start":2121.51,"end":2121.5898,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14920829236507416},{"word":"wanted","start":2121.5898,"end":2121.91,"confidence":0.9951172,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.11553484201431274},{"word":"to","start":2121.91,"end":2122.39,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11282455176115036},{"word":"have","start":2122.39,"end":2122.5498,"confidence":0.6176758,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10904867947101592},{"word":"a","start":2122.5498,"end":2122.63,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12310762703418732},{"word":"look","start":2122.63,"end":2122.95,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0888146311044693},{"word":"at","start":2122.95,"end":2123.45,"confidence":0.9785156,"punctuated_word":"at,","sentiment":"neutral","sentiment_score":0.10787856578826904},{"word":"you","start":2123.5898,"end":2123.75,"confidence":0.96533203,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12144897878170012},{"word":"know","start":2123.75,"end":2124.0698,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.10968799144029616},{"word":"reevaluating","start":2124.0698,"end":2124.5698,"confidence":0.99072266,"punctuated_word":"reevaluating","sentiment":"neutral","sentiment_score":0.13220839202404022},{"word":"your","start":2124.95,"end":2125.19,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1107727438211441},{"word":"mortgage","start":2125.19,"end":2125.69,"confidence":0.9995117,"punctuated_word":"mortgage.","sentiment":"neutral","sentiment_score":0.1011406108736992},{"word":"i'll","start":2127.095,"end":2127.415,"confidence":0.98950195,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.09701012074947356},{"word":"also","start":2127.415,"end":2127.7349,"confidence":0.99902344,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.0948830246925354},{"word":"add","start":2127.7349,"end":2128.055,"confidence":1.0,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.10763361304998398},{"word":"the","start":2128.055,"end":2128.295,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10947108268737792},{"word":"financial","start":2128.295,"end":2128.775,"confidence":0.9970703,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.09671443700790404},{"word":"services","start":2128.775,"end":2129.275,"confidence":0.9970703,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.0678870901465416},{"word":"guide","start":2129.335,"end":2129.655,"confidence":0.98828125,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.10407760739326476},{"word":"in","start":2129.655,"end":2129.7349,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.107729010283947},{"word":"there","start":2129.7349,"end":2129.9749,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1178797408938408},{"word":"as","start":2129.9749,"end":2130.135,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1283173710107803},{"word":"well","start":2130.135,"end":2130.375,"confidence":0.92285156,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.1186271235346794},{"word":"which","start":2130.375,"end":2130.6948,"confidence":0.99902344,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.11520496010780334},{"word":"outlines","start":2130.6948,"end":2131.095,"confidence":0.98535156,"punctuated_word":"outlines","sentiment":"neutral","sentiment_score":0.0931706577539444},{"word":"everything","start":2131.095,"end":2131.575,"confidence":0.9941406,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.08729755878448486},{"word":"about","start":2131.575,"end":2131.895,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.07312801480293274},{"word":"who","start":2131.895,"end":2132.055,"confidence":1.0,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.07658786326646805},{"word":"we","start":2132.055,"end":2132.295,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08362530916929245},{"word":"are","start":2132.295,"end":2132.535,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.09209875762462616},{"word":"as","start":2132.535,"end":2132.6948,"confidence":0.9980469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10337655246257782},{"word":"a","start":2132.6948,"end":2132.775,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11270134150981904},{"word":"business","start":2132.775,"end":2133.175,"confidence":0.8696289,"punctuated_word":"business,","sentiment":"neutral","sentiment_score":0.10523821413516998},{"word":"but","start":2133.175,"end":2133.415,"confidence":0.9970703,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.08703677356243134},{"word":"also","start":2133.415,"end":2133.655,"confidence":0.83740234,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.06838169693946838},{"word":"everything","start":2133.655,"end":2134.055,"confidence":0.9892578,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.08272227644920349},{"word":"on","start":2134.055,"end":2134.2148,"confidence":0.9921875,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.08323006331920624},{"word":"me","start":2134.2148,"end":2134.4548,"confidence":0.9885254,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.07308483123779297},{"word":"so","start":2134.4548,"end":2134.615,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06796642392873764},{"word":"i'm","start":2134.615,"end":2134.775,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0650084987282753},{"word":"a","start":2134.775,"end":2134.855,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07282689213752747},{"word":"full","start":2134.855,"end":2135.095,"confidence":0.9873047,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.12520818412303925},{"word":"licensed","start":2135.095,"end":2135.595,"confidence":0.82714844,"punctuated_word":"licensed","sentiment":"neutral","sentiment_score":0.10043193399906158},{"word":"adviser","start":2135.655,"end":2136.155,"confidence":0.9404297,"punctuated_word":"adviser.","sentiment":"neutral","sentiment_score":0.1071534901857376},{"word":"i'm","start":2136.4548,"end":2136.615,"confidence":0.9980469,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.08844646066427231},{"word":"registered","start":2136.615,"end":2137.095,"confidence":0.9941406,"punctuated_word":"registered","sentiment":"neutral","sentiment_score":0.09772305190563202},{"word":"through","start":2137.095,"end":2137.335,"confidence":0.9863281,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.09506170451641084},{"word":"astrid","start":2137.335,"end":2137.655,"confidence":0.5574951,"punctuated_word":"Astrid,","sentiment":"neutral","sentiment_score":0.11072530597448348},{"word":"and","start":2137.655,"end":2137.815,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09924204647541046},{"word":"all","start":2137.815,"end":2138.055,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.10934819281101228},{"word":"my","start":2138.055,"end":2138.295,"confidence":0.97509766,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.08604386448860168},{"word":"registration","start":2138.295,"end":2138.795,"confidence":1.0,"punctuated_word":"registration","sentiment":"neutral","sentiment_score":0.10514059662818909},{"word":"information","start":2139.015,"end":2139.4949,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.05847061052918434},{"word":"is","start":2139.4949,"end":2139.75,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09140341728925704},{"word":"in","start":2139.75,"end":2139.99,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09470634162425996},{"word":"that","start":2139.99,"end":2140.23,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1037198081612587},{"word":"document","start":2140.23,"end":2140.71,"confidence":1.0,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.0755176693201065},{"word":"for","start":2140.71,"end":2140.95,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.08421590924263},{"word":"you","start":2140.95,"end":2141.19,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10080741345882416},{"word":"to","start":2141.19,"end":2141.35,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09481590241193771},{"word":"run","start":2141.35,"end":2141.51,"confidence":0.9970703,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.07830922305583954},{"word":"your","start":2141.51,"end":2141.75,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07611522078514099},{"word":"eyes","start":2141.75,"end":2142.07,"confidence":0.99316406,"punctuated_word":"eyes","sentiment":"neutral","sentiment_score":0.06469488888978958},{"word":"over","start":2142.07,"end":2142.57,"confidence":0.99658203,"punctuated_word":"over.","sentiment":"neutral","sentiment_score":0.05414089933037758},{"word":"it's","start":2143.27,"end":2143.59,"confidence":0.9050293,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.29658812284469604},{"word":"a","start":2143.59,"end":2143.75,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.28583428263664246},{"word":"pretty","start":2143.75,"end":2143.99,"confidence":1.0,"punctuated_word":"pretty","sentiment":"negative","sentiment_score":-0.3338443636894226},{"word":"boring","start":2143.99,"end":2144.31,"confidence":1.0,"punctuated_word":"boring","sentiment":"negative","sentiment_score":-0.36657777428627014},{"word":"document","start":2144.31,"end":2144.71,"confidence":0.92407227,"punctuated_word":"document.","sentiment":"negative","sentiment_score":-0.4666515588760376},{"word":"i","start":2144.71,"end":2144.87,"confidence":0.99902344,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.34216544032096863},{"word":"always","start":2144.87,"end":2145.03,"confidence":0.6621094,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.28931471705436707},{"word":"tell","start":2145.03,"end":2145.27,"confidence":0.9980469,"punctuated_word":"tell","sentiment":"negative","sentiment_score":-0.335304856300354},{"word":"everyone","start":2145.27,"end":2145.59,"confidence":0.99609375,"punctuated_word":"everyone","sentiment":"neutral","sentiment_score":-0.2618511915206909},{"word":"with","start":2145.59,"end":2145.75,"confidence":0.9790039,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.25960177183151245},{"word":"the","start":2145.75,"end":2145.91,"confidence":0.90527344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2256838381290436},{"word":"financial","start":2145.91,"end":2146.23,"confidence":0.8461914,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.22466403245925903},{"word":"services","start":2146.23,"end":2146.71,"confidence":0.9951172,"punctuated_word":"services","sentiment":"neutral","sentiment_score":-0.1923581063747406},{"word":"guide","start":2146.71,"end":2147.03,"confidence":0.7286377,"punctuated_word":"guide,","sentiment":"neutral","sentiment_score":-0.13244175910949707},{"word":"if","start":2147.03,"end":2147.19,"confidence":0.99316406,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.12715788185596466},{"word":"you","start":2147.19,"end":2147.35,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.14411407709121704},{"word":"have","start":2147.35,"end":2147.59,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1389116644859314},{"word":"trouble","start":2147.59,"end":2147.91,"confidence":0.99902344,"punctuated_word":"trouble","sentiment":"neutral","sentiment_score":-0.15777502954006195},{"word":"sleeping","start":2147.91,"end":2148.31,"confidence":0.9970703,"punctuated_word":"sleeping","sentiment":"neutral","sentiment_score":-0.22403959929943085},{"word":"one","start":2148.31,"end":2148.47,"confidence":0.9951172,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.2046828269958496},{"word":"night","start":2148.47,"end":2148.79,"confidence":0.9975586,"punctuated_word":"night,","sentiment":"neutral","sentiment_score":-0.1790439337491989},{"word":"feel","start":2148.79,"end":2148.95,"confidence":1.0,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":-0.2196974903345108},{"word":"free","start":2148.95,"end":2149.19,"confidence":0.99902344,"punctuated_word":"free","sentiment":"neutral","sentiment_score":-0.14951926469802856},{"word":"to","start":2149.19,"end":2149.27,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.23174738883972168},{"word":"whip","start":2149.27,"end":2149.43,"confidence":0.9199219,"punctuated_word":"whip","sentiment":"neutral","sentiment_score":-0.2857989966869354},{"word":"it","start":2149.43,"end":2149.59,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.23699413239955905},{"word":"out","start":2149.59,"end":2149.83,"confidence":0.7614746,"punctuated_word":"out,","sentiment":"neutral","sentiment_score":-0.221577912569046},{"word":"knock","start":2149.83,"end":2150.07,"confidence":0.8833008,"punctuated_word":"knock","sentiment":"neutral","sentiment_score":-0.18775242567062375},{"word":"you","start":2150.07,"end":2150.23,"confidence":0.7895508,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2076105624437332},{"word":"out","start":2150.23,"end":2150.31,"confidence":0.78515625,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.21842575073242188},{"word":"cold","start":2150.31,"end":2150.55,"confidence":0.7631836,"punctuated_word":"cold","sentiment":"neutral","sentiment_score":-0.19059988856315613},{"word":"a","start":2150.55,"end":2150.71,"confidence":0.6713867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.18698522448539737},{"word":"few","start":2150.71,"end":2150.95,"confidence":0.99902344,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.18002593517303467},{"word":"seconds","start":2150.95,"end":2151.35,"confidence":0.7342529,"punctuated_word":"seconds,","sentiment":"neutral","sentiment_score":-0.1937253326177597},{"word":"but","start":2151.35,"end":2151.83,"confidence":0.9770508,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.186975821852684},{"word":"they're","start":2151.83,"end":2151.99,"confidence":0.8852539,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.3303886651992798},{"word":"that","start":2151.99,"end":2152.455,"confidence":0.77001953,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.3328564167022705},{"word":"that","start":2152.615,"end":2152.935,"confidence":0.5410156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.32903414964675903},{"word":"boring","start":2152.935,"end":2153.435,"confidence":0.96875,"punctuated_word":"boring.","sentiment":"neutral","sentiment_score":-0.27219992876052856},{"word":"and","start":2154.615,"end":2154.7751,"confidence":0.8408203,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.004234418272972107},{"word":"it","start":2154.7751,"end":2154.935,"confidence":0.98535156,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03694881498813629},{"word":"also","start":2154.935,"end":2155.2551,"confidence":0.97265625,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.0009902790188789368},{"word":"takes","start":2155.2551,"end":2155.495,"confidence":0.9770508,"punctuated_word":"takes","sentiment":"neutral","sentiment_score":0.02176162227988243},{"word":"you","start":2155.495,"end":2155.655,"confidence":0.97998047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.030409976840019223},{"word":"through","start":2155.655,"end":2155.895,"confidence":0.98095703,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.0007641986012458801},{"word":"all","start":2155.895,"end":2156.135,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.06296168267726898},{"word":"the","start":2156.135,"end":2156.215,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03825272619724274},{"word":"other","start":2156.215,"end":2156.455,"confidence":0.9970703,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.07236894220113754},{"word":"areas","start":2156.455,"end":2156.855,"confidence":0.99902344,"punctuated_word":"areas","sentiment":"neutral","sentiment_score":0.10076475143432616},{"word":"of","start":2156.855,"end":2157.0151,"confidence":0.91015625,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07703293859958649},{"word":"advice","start":2157.0151,"end":2157.2551,"confidence":0.21203613,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.05631532520055771},{"word":"that","start":2157.2551,"end":2157.415,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08173990249633789},{"word":"we're","start":2157.415,"end":2157.655,"confidence":0.99560547,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.07242755591869354},{"word":"able","start":2157.655,"end":2157.895,"confidence":1.0,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.08719897270202637},{"word":"to","start":2157.895,"end":2158.135,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08045968413352966},{"word":"advise","start":2158.135,"end":2158.5352,"confidence":0.9921875,"punctuated_word":"advise","sentiment":"neutral","sentiment_score":0.043513063341379166},{"word":"on","start":2158.5352,"end":2158.695,"confidence":0.98828125,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07269054651260376},{"word":"under","start":2158.695,"end":2158.935,"confidence":0.9863281,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.0953555703163147},{"word":"our","start":2158.935,"end":2159.175,"confidence":0.9941406,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.029041387140750885},{"word":"license","start":2159.175,"end":2159.655,"confidence":0.9819336,"punctuated_word":"license","sentiment":"neutral","sentiment_score":0.06746406853199005},{"word":"for","start":2159.655,"end":2159.8152,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07002579420804977},{"word":"you","start":2159.8152,"end":2160.0552,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02609805017709732},{"word":"as","start":2160.0552,"end":2160.215,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.06761406362056732},{"word":"well","start":2160.215,"end":2160.715,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.015215246006846428},{"word":"okay","start":2160.7751,"end":2161.2751,"confidence":0.734375,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.0381338894367218},{"word":"beautiful","start":2163.095,"end":2163.595,"confidence":0.99316406,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.5253767967224121},{"word":"i","start":2164.2952,"end":2164.455,"confidence":0.9482422,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2968602180480957},{"word":"will","start":2164.455,"end":2164.695,"confidence":0.88427734,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.2655782699584961},{"word":"just","start":2164.695,"end":2164.855,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2978663742542267},{"word":"double","start":2164.855,"end":2165.175,"confidence":1.0,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.25275200605392456},{"word":"check","start":2165.175,"end":2165.675,"confidence":0.8684082,"punctuated_word":"check.","sentiment":"neutral","sentiment_score":0.28030604124069214},{"word":"we","start":2165.735,"end":2165.975,"confidence":0.9589844,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.1409982293844223},{"word":"we","start":2165.975,"end":2166.0552,"confidence":0.5917969,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14699244499206543},{"word":"are","start":2166.0552,"end":2166.5552,"confidence":0.70947266,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.16633692383766174},{"word":"are","start":2166.615,"end":2166.695,"confidence":0.48901367,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.17545777559280396},{"word":"also","start":2166.695,"end":2167.0151,"confidence":0.9819336,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.166990727186203},{"word":"sending","start":2167.0151,"end":2167.415,"confidence":0.9980469,"punctuated_word":"sending","sentiment":"neutral","sentiment_score":0.148275226354599},{"word":"out","start":2167.415,"end":2167.5752,"confidence":0.99609375,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1523023396730423},{"word":"what's","start":2167.5752,"end":2167.8152,"confidence":0.9946289,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.14005012810230255},{"word":"called","start":2167.8152,"end":2168.0552,"confidence":0.9970703,"punctuated_word":"called","sentiment":"neutral","sentiment_score":0.1477942019701004},{"word":"a","start":2168.0552,"end":2168.135,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18772727251052856},{"word":"tax","start":2168.135,"end":2168.43,"confidence":0.9892578,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.23726361989974976},{"word":"file","start":2168.43,"end":2168.8298,"confidence":0.99121094,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.13026636838912964},{"word":"consent","start":2168.8298,"end":2169.0698,"confidence":0.9980469,"punctuated_word":"consent","sentiment":"neutral","sentiment_score":0.15272635221481323},{"word":"form","start":2169.0698,"end":2169.47,"confidence":0.9255371,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":0.141097292304039},{"word":"so","start":2169.47,"end":2169.63,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08325007557868958},{"word":"we","start":2169.63,"end":2169.8699,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08290892839431763},{"word":"do","start":2169.8699,"end":2170.1099,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07972422987222672},{"word":"hold","start":2170.1099,"end":2170.27,"confidence":0.99609375,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":0.033745285123586655},{"word":"your","start":2170.27,"end":2170.51,"confidence":0.9716797,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04493129253387451},{"word":"tax","start":2170.51,"end":2170.8298,"confidence":0.99902344,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.0486893467605114},{"word":"file","start":2170.8298,"end":2171.0698,"confidence":0.6147461,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.015865106135606766},{"word":"number","start":2171.0698,"end":2171.55,"confidence":0.83251953,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.01765349879860878},{"word":"securely","start":2171.55,"end":2172.05,"confidence":0.9980469,"punctuated_word":"securely","sentiment":"neutral","sentiment_score":0.003749232739210129},{"word":"because","start":2172.1099,"end":2172.43,"confidence":0.9375,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.04737190529704094},{"word":"we","start":2172.43,"end":2172.5898,"confidence":0.9902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0805419459939003},{"word":"set","start":2172.5898,"end":2172.75,"confidence":0.9873047,"punctuated_word":"set","sentiment":"neutral","sentiment_score":0.10208636522293092},{"word":"your","start":2172.75,"end":2172.99,"confidence":0.578125,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11714373528957368},{"word":"super","start":2172.99,"end":2173.39,"confidence":0.83251953,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.1252884864807129},{"word":"up","start":2173.39,"end":2173.89,"confidence":0.984375,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.12388771772384644},{"word":"and","start":2174.5898,"end":2174.91,"confidence":0.8339844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07801966369152069},{"word":"your","start":2174.91,"end":2175.15,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0974360778927803},{"word":"insurances","start":2175.15,"end":2175.65,"confidence":0.84277344,"punctuated_word":"insurances.","sentiment":"neutral","sentiment_score":0.05074834078550339},{"word":"but","start":2175.8699,"end":2176.1099,"confidence":0.99316406,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.01515963301062584},{"word":"we","start":2176.1099,"end":2176.27,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.0629969909787178},{"word":"are","start":2176.27,"end":2176.43,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.08738671988248825},{"word":"very","start":2176.43,"end":2176.75,"confidence":0.9970703,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.1097240298986435},{"word":"security","start":2176.75,"end":2177.25,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":-0.2702120244503021},{"word":"conscious","start":2177.3098,"end":2177.71,"confidence":0.99121094,"punctuated_word":"conscious","sentiment":"neutral","sentiment_score":-0.2021474540233612},{"word":"here","start":2177.71,"end":2178.21,"confidence":0.99609375,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.1192641481757164},{"word":"with","start":2178.51,"end":2178.75,"confidence":0.8496094,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.13965390622615814},{"word":"a","start":2178.75,"end":2178.8298,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13395985960960388},{"word":"lot","start":2178.8298,"end":2179.0698,"confidence":0.99902344,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.12068329006433488},{"word":"going","start":2179.0698,"end":2179.3098,"confidence":0.9970703,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.12586194276809692},{"word":"on","start":2179.3098,"end":2179.47,"confidence":0.9941406,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.09168519079685213},{"word":"in","start":2179.47,"end":2179.55,"confidence":0.98095703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1002563089132309},{"word":"the","start":2179.55,"end":2179.71,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08297397941350937},{"word":"world","start":2179.71,"end":2179.95,"confidence":0.9921875,"punctuated_word":"world","sentiment":"neutral","sentiment_score":-0.1597202569246292},{"word":"and","start":2179.95,"end":2180.1099,"confidence":0.8125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08062699437141418},{"word":"all","start":2180.1099,"end":2180.27,"confidence":0.9838867,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.087375208735466},{"word":"this","start":2180.27,"end":2180.43,"confidence":0.6994629,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":-0.09680522978305817},{"word":"you","start":2180.43,"end":2180.5898,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12483709305524826},{"word":"know","start":2180.5898,"end":2180.835,"confidence":0.9975586,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.14172375202178955},{"word":"hacking","start":2180.915,"end":2181.315,"confidence":0.9970703,"punctuated_word":"hacking","sentiment":"neutral","sentiment_score":-0.21301674842834473},{"word":"scandals","start":2181.315,"end":2181.795,"confidence":0.9790039,"punctuated_word":"scandals","sentiment":"neutral","sentiment_score":-0.2656432092189789},{"word":"everywhere","start":2181.795,"end":2182.115,"confidence":0.9980469,"punctuated_word":"everywhere","sentiment":"neutral","sentiment_score":-0.165957510471344},{"word":"left","start":2182.115,"end":2182.355,"confidence":0.70214844,"punctuated_word":"left,","sentiment":"neutral","sentiment_score":-0.1158529818058014},{"word":"right","start":2182.355,"end":2182.515,"confidence":0.9567871,"punctuated_word":"right,","sentiment":"neutral","sentiment_score":-0.09254635870456696},{"word":"and","start":2182.515,"end":2182.755,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10667510330677032},{"word":"center","start":2182.755,"end":2183.075,"confidence":0.92944336,"punctuated_word":"center.","sentiment":"neutral","sentiment_score":-0.08982285857200623},{"word":"we're","start":2183.075,"end":2183.395,"confidence":0.99609375,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.0301961749792099},{"word":"very","start":2183.395,"end":2183.7148,"confidence":0.9980469,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.03695053607225418},{"word":"security","start":2183.7148,"end":2184.115,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":-0.17211249470710754},{"word":"conscious","start":2184.115,"end":2184.515,"confidence":1.0,"punctuated_word":"conscious","sentiment":"neutral","sentiment_score":-0.061320602893829346},{"word":"with","start":2184.515,"end":2184.675,"confidence":0.99121094,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.025435082614421844},{"word":"your","start":2184.675,"end":2184.915,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.02131114900112152},{"word":"information","start":2184.915,"end":2185.395,"confidence":1.0,"punctuated_word":"information","sentiment":"neutral","sentiment_score":-0.03137100487947464},{"word":"and","start":2185.395,"end":2185.4749,"confidence":0.87890625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.01011444628238678},{"word":"your","start":2185.4749,"end":2185.7148,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.036284126341342926},{"word":"data","start":2185.7148,"end":2186.035,"confidence":0.78125,"punctuated_word":"data.","sentiment":"neutral","sentiment_score":-0.0220930352807045},{"word":"so","start":2186.035,"end":2186.275,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.044760316610336304},{"word":"that's","start":2186.275,"end":2186.515,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.04857045039534569},{"word":"why","start":2186.515,"end":2186.755,"confidence":0.98535156,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.03798513114452362},{"word":"we","start":2186.755,"end":2186.915,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08328001201152802},{"word":"do","start":2186.915,"end":2187.075,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.06245291978120804},{"word":"security","start":2187.075,"end":2187.575,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":-0.03054265677928925},{"word":"with","start":2187.635,"end":2187.795,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03554884344339371},{"word":"you","start":2187.795,"end":2188.275,"confidence":0.7739258,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.023752842098474503},{"word":"whenever","start":2188.275,"end":2188.755,"confidence":0.9838867,"punctuated_word":"Whenever","sentiment":"neutral","sentiment_score":-0.003551699221134186},{"word":"you","start":2188.755,"end":2188.9949,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.009386472404003143},{"word":"call","start":2188.9949,"end":2189.2349,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.031509529799222946},{"word":"us","start":2189.2349,"end":2189.4749,"confidence":0.98828125,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.009249173104763033},{"word":"or","start":2189.4749,"end":2189.635,"confidence":0.9350586,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.024460386484861377},{"word":"we","start":2189.635,"end":2189.875,"confidence":0.9658203,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.008540499955415726},{"word":"call","start":2189.875,"end":2190.115,"confidence":0.9951172,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.034780509769916534},{"word":"you","start":2190.115,"end":2190.355,"confidence":0.92285156,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.024770524352788925},{"word":"making","start":2190.355,"end":2190.595,"confidence":0.99609375,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.017578698694705963},{"word":"sure","start":2190.595,"end":2190.835,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.006639257073402405},{"word":"that","start":2190.835,"end":2190.9949,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.028743214905261993},{"word":"we're","start":2190.9949,"end":2191.2349,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.03414054960012436},{"word":"speaking","start":2191.2349,"end":2191.555,"confidence":0.98828125,"punctuated_word":"speaking","sentiment":"neutral","sentiment_score":-0.0781070739030838},{"word":"to","start":2191.555,"end":2191.635,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09117750078439713},{"word":"the","start":2191.635,"end":2191.795,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04747354239225387},{"word":"correct","start":2191.795,"end":2192.115,"confidence":1.0,"punctuated_word":"correct","sentiment":"neutral","sentiment_score":-0.03377038240432739},{"word":"person","start":2192.115,"end":2192.515,"confidence":0.9980469,"punctuated_word":"person","sentiment":"neutral","sentiment_score":-0.07019208371639252},{"word":"before","start":2192.515,"end":2192.915,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.11472354084253313},{"word":"providing","start":2192.915,"end":2193.415,"confidence":1.0,"punctuated_word":"providing","sentiment":"neutral","sentiment_score":-0.12794725596904755},{"word":"anything","start":2193.4749,"end":2193.955,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.07203470915555954},{"word":"to","start":2193.955,"end":2194.115,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10796801745891572},{"word":"you","start":2194.115,"end":2194.615,"confidence":0.8400879,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.07281056046485901},{"word":"we","start":2195.28,"end":2195.44,"confidence":0.9873047,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.035767458379268646},{"word":"do","start":2195.44,"end":2195.6,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.03940517455339432},{"word":"let","start":2195.6,"end":2195.76,"confidence":0.99609375,"punctuated_word":"let","sentiment":"neutral","sentiment_score":-0.05239090323448181},{"word":"you","start":2195.76,"end":2195.84,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.032223351299762726},{"word":"know","start":2195.84,"end":2196.0,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.00978168100118637},{"word":"that","start":2196.0,"end":2196.08,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01191055029630661},{"word":"all","start":2196.08,"end":2196.24,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.009349502623081207},{"word":"of","start":2196.24,"end":2196.4001,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.002897568047046662},{"word":"our","start":2196.4001,"end":2196.56,"confidence":0.99316406,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.010042816400527954},{"word":"calls","start":2196.56,"end":2196.8,"confidence":0.9980469,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":-0.019262518733739853},{"word":"are","start":2196.8,"end":2197.04,"confidence":0.9970703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.009962078183889387},{"word":"recorded","start":2197.04,"end":2197.44,"confidence":0.8798828,"punctuated_word":"recorded,","sentiment":"neutral","sentiment_score":-0.016633909195661545},{"word":"so","start":2197.44,"end":2197.68,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.004149511456489563},{"word":"we","start":2197.68,"end":2197.84,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0071782395243644714},{"word":"make","start":2197.84,"end":2198.0,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.010634586215019226},{"word":"sure","start":2198.0,"end":2198.24,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.00023958086967468264},{"word":"that","start":2198.24,"end":2198.48,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0007098913192749023},{"word":"you're","start":2198.48,"end":2198.72,"confidence":0.9562988,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.005861121229827404},{"word":"aware","start":2198.72,"end":2199.04,"confidence":1.0,"punctuated_word":"aware","sentiment":"neutral","sentiment_score":-0.021623969078063965},{"word":"of","start":2199.04,"end":2199.12,"confidence":0.99609375,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02047012001276016},{"word":"that","start":2199.12,"end":2199.36,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03216540068387985},{"word":"prior","start":2199.36,"end":2199.68,"confidence":0.97998047,"punctuated_word":"prior","sentiment":"neutral","sentiment_score":-0.04258701205253601},{"word":"to","start":2199.68,"end":2199.76,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03989141434431076},{"word":"the","start":2199.76,"end":2199.9202,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.020920872688293457},{"word":"call","start":2199.9202,"end":2200.08,"confidence":0.9980469,"punctuated_word":"call","sentiment":"neutral","sentiment_score":-0.040327705442905426},{"word":"as","start":2200.08,"end":2200.24,"confidence":0.9873047,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.02057041227817535},{"word":"well","start":2200.24,"end":2200.4001,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.0043608397245407104},{"word":"you're","start":2200.4001,"end":2200.6401,"confidence":0.9995117,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":-0.20557890832424164},{"word":"always","start":2200.6401,"end":2200.8801,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.16314668953418732},{"word":"welcome","start":2200.8801,"end":2201.2,"confidence":0.99902344,"punctuated_word":"welcome","sentiment":"neutral","sentiment_score":-0.1510545015335083},{"word":"to","start":2201.2,"end":2201.36,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.24998623132705688},{"word":"say","start":2201.36,"end":2201.6,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.24303075671195984},{"word":"you","start":2201.6,"end":2201.68,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.242840513586998},{"word":"don't","start":2201.68,"end":2202.0,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.20468884706497192},{"word":"wish","start":2202.0,"end":2202.1602,"confidence":1.0,"punctuated_word":"wish","sentiment":"neutral","sentiment_score":-0.16685785353183746},{"word":"to","start":2202.1602,"end":2202.32,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2198178768157959},{"word":"if","start":2202.32,"end":2202.48,"confidence":0.9819336,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.2227426171302795},{"word":"you","start":2202.48,"end":2202.6401,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19886499643325808},{"word":"want","start":2202.6401,"end":2202.8801,"confidence":0.99316406,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.1702972799539566},{"word":"to","start":2202.8801,"end":2203.3801,"confidence":0.9484863,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":-0.12777484953403473},{"word":"and","start":2204.0,"end":2204.1602,"confidence":0.97802734,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0291597843170166},{"word":"so","start":2204.1602,"end":2204.4001,"confidence":0.99121094,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.008615761995315552},{"word":"the","start":2204.4001,"end":2204.6401,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02185939997434616},{"word":"tax","start":2204.6401,"end":2204.96,"confidence":0.88671875,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.054372046142816544},{"word":"file","start":2204.96,"end":2205.28,"confidence":0.9707031,"punctuated_word":"file","sentiment":"neutral","sentiment_score":-0.011672724038362505},{"word":"consent","start":2205.28,"end":2205.68,"confidence":0.9873047,"punctuated_word":"consent","sentiment":"neutral","sentiment_score":0.03269930183887482},{"word":"form","start":2205.68,"end":2206.0,"confidence":0.99902344,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.04790485650300979},{"word":"is","start":2206.0,"end":2206.1602,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05620284005999565},{"word":"just","start":2206.1602,"end":2206.32,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09491463750600816},{"word":"making","start":2206.32,"end":2206.6401,"confidence":1.0,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.07603830099105835},{"word":"sure","start":2206.6401,"end":2206.8801,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.07175096869468689},{"word":"you're","start":2206.8801,"end":2207.12,"confidence":0.99853516,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0990367755293846},{"word":"aware","start":2207.12,"end":2207.36,"confidence":1.0,"punctuated_word":"aware","sentiment":"neutral","sentiment_score":0.0744551420211792},{"word":"that","start":2207.36,"end":2207.52,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1255941390991211},{"word":"we","start":2207.52,"end":2207.68,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11331800371408464},{"word":"do","start":2207.68,"end":2207.9202,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.11687560379505156},{"word":"hold","start":2207.9202,"end":2208.1602,"confidence":0.99902344,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":0.0846204087138176},{"word":"your","start":2208.1602,"end":2208.32,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10376488417387009},{"word":"tax","start":2208.32,"end":2208.585,"confidence":0.99609375,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.10669369995594025},{"word":"file","start":2208.825,"end":2209.305,"confidence":0.9411621,"punctuated_word":"file,","sentiment":"neutral","sentiment_score":0.11905896663665771},{"word":"letting","start":2209.305,"end":2209.545,"confidence":0.99902344,"punctuated_word":"letting","sentiment":"neutral","sentiment_score":0.1528840214014053},{"word":"you","start":2209.545,"end":2209.705,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1452636569738388},{"word":"know","start":2209.705,"end":2209.945,"confidence":0.9970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.12603825330734253},{"word":"the","start":2209.945,"end":2210.185,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14058880507946014},{"word":"security","start":2210.185,"end":2210.665,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.05708988755941391},{"word":"we","start":2210.665,"end":2210.825,"confidence":0.99609375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16741880774497986},{"word":"take","start":2210.825,"end":2211.145,"confidence":0.9980469,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.1436195969581604},{"word":"to","start":2211.145,"end":2211.2249,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1751527041196823},{"word":"make","start":2211.2249,"end":2211.4648,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.14214244484901428},{"word":"sure","start":2211.4648,"end":2211.705,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.14726170897483826},{"word":"it","start":2211.705,"end":2211.865,"confidence":0.97314453,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17989909648895264},{"word":"is","start":2211.865,"end":2212.105,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13444699347019196},{"word":"all","start":2212.105,"end":2212.345,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1312844604253769},{"word":"held","start":2212.345,"end":2212.845,"confidence":1.0,"punctuated_word":"held","sentiment":"neutral","sentiment_score":0.07613964378833771},{"word":"securely","start":2212.9849,"end":2213.4849,"confidence":0.99902344,"punctuated_word":"securely","sentiment":"neutral","sentiment_score":0.04808320105075836},{"word":"and","start":2213.545,"end":2213.705,"confidence":0.93408203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12465061247348784},{"word":"the","start":2213.705,"end":2213.865,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12652909755706787},{"word":"reason","start":2213.865,"end":2214.185,"confidence":0.55078125,"punctuated_word":"reason","sentiment":"neutral","sentiment_score":0.08814960718154907},{"word":"for","start":2214.185,"end":2214.425,"confidence":0.984375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1038917601108551},{"word":"why","start":2214.425,"end":2214.665,"confidence":1.0,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.07448910176753998},{"word":"we","start":2214.665,"end":2214.7449,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10399734228849412},{"word":"hold","start":2214.7449,"end":2214.9849,"confidence":0.99902344,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":0.04611022025346756},{"word":"your","start":2214.9849,"end":2215.145,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0881381630897522},{"word":"tax","start":2215.145,"end":2215.4648,"confidence":0.99902344,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.07690329104661942},{"word":"file","start":2215.4648,"end":2215.625,"confidence":0.4946289,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.02959398180246353},{"word":"number","start":2215.625,"end":2216.125,"confidence":0.9055176,"punctuated_word":"number.","sentiment":"neutral","sentiment_score":0.06788881868124008},{"word":"and","start":2216.585,"end":2216.7449,"confidence":0.9980469,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07240310311317444},{"word":"we","start":2216.7449,"end":2216.905,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09186434000730516},{"word":"just","start":2216.905,"end":2217.065,"confidence":0.98828125,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11392103135585784},{"word":"get","start":2217.065,"end":2217.305,"confidence":0.94140625,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.07616788148880005},{"word":"you","start":2217.305,"end":2217.385,"confidence":0.82910156,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09243559837341309},{"word":"the","start":2217.385,"end":2217.4648,"confidence":0.8774414,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08649987727403641},{"word":"consent","start":2217.4648,"end":2217.945,"confidence":0.99902344,"punctuated_word":"consent","sentiment":"neutral","sentiment_score":0.08077523112297058},{"word":"to","start":2217.945,"end":2218.105,"confidence":0.8364258,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14278729259967804},{"word":"that","start":2218.105,"end":2218.265,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14266425371170044},{"word":"as","start":2218.265,"end":2218.505,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12613612413406372},{"word":"well","start":2218.505,"end":2218.825,"confidence":0.99902344,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.15677428245544434},{"word":"every","start":2218.825,"end":2219.065,"confidence":0.95703125,"punctuated_word":"every","sentiment":"neutral","sentiment_score":0.1554175615310669},{"word":"so","start":2219.065,"end":2219.305,"confidence":0.99121094,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.10405639559030531},{"word":"often","start":2219.305,"end":2219.705,"confidence":1.0,"punctuated_word":"often","sentiment":"neutral","sentiment_score":0.10385624319314957},{"word":"just","start":2219.705,"end":2219.865,"confidence":0.9633789,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12828651070594788},{"word":"to","start":2219.865,"end":2220.025,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09232646226882936},{"word":"make","start":2220.025,"end":2220.185,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.10409799218177795},{"word":"sure","start":2220.185,"end":2220.425,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.11074668169021606},{"word":"we're","start":2220.425,"end":2220.665,"confidence":0.9995117,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.12037140130996704},{"word":"updating","start":2220.665,"end":2221.145,"confidence":0.99902344,"punctuated_word":"updating","sentiment":"neutral","sentiment_score":0.07927145063877106},{"word":"our","start":2221.145,"end":2221.385,"confidence":0.9902344,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.0895199179649353},{"word":"files","start":2221.385,"end":2221.865,"confidence":0.984375,"punctuated_word":"files","sentiment":"neutral","sentiment_score":0.02856602892279625},{"word":"for","start":2221.865,"end":2222.105,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09467612206935884},{"word":"you","start":2222.105,"end":2222.605,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.0666714608669281},{"word":"okay","start":2222.665,"end":2223.165,"confidence":0.9602051,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.07733596116304398},{"word":"beautiful","start":2225.83,"end":2226.33,"confidence":0.99853516,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.6779453754425049},{"word":"there's","start":2227.27,"end":2227.75,"confidence":0.74560547,"punctuated_word":"There's","sentiment":"positive","sentiment_score":0.5467903017997742},{"word":"a","start":2227.75,"end":2227.91,"confidence":0.96240234,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5877071022987366},{"word":"pretty","start":2227.91,"end":2228.23,"confidence":0.9980469,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.5816181302070618},{"word":"easy","start":2228.23,"end":2228.47,"confidence":0.9980469,"punctuated_word":"easy","sentiment":"positive","sentiment_score":0.5992864966392517},{"word":"interview","start":2228.47,"end":2228.97,"confidence":0.35229492,"punctuated_word":"interview","sentiment":"positive","sentiment_score":0.5659076571464539},{"word":"for","start":2229.03,"end":2229.27,"confidence":0.9902344,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.5454770922660828},{"word":"you","start":2229.27,"end":2229.43,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5941283702850342},{"word":"today","start":2229.43,"end":2229.75,"confidence":0.9941406,"punctuated_word":"today.","sentiment":"positive","sentiment_score":0.5277685523033142},{"word":"there's","start":2229.75,"end":2229.91,"confidence":0.9885254,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.2811473608016968},{"word":"not","start":2229.91,"end":2230.15,"confidence":0.9970703,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.21533457934856415},{"word":"a","start":2230.15,"end":2230.23,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1919398307800293},{"word":"lot","start":2230.23,"end":2230.39,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.11593720316886902},{"word":"of","start":2230.39,"end":2230.47,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11277149617671968},{"word":"changes","start":2230.47,"end":2230.95,"confidence":0.9885254,"punctuated_word":"changes.","sentiment":"neutral","sentiment_score":0.1288110613822937},{"word":"everything's","start":2230.95,"end":2231.43,"confidence":0.98291016,"punctuated_word":"Everything's","sentiment":"positive","sentiment_score":0.4763667583465576},{"word":"working","start":2231.43,"end":2231.75,"confidence":1.0,"punctuated_word":"working","sentiment":"positive","sentiment_score":0.6024054884910583},{"word":"really","start":2231.75,"end":2231.99,"confidence":0.9980469,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.6629775762557983},{"word":"nicely","start":2231.99,"end":2232.47,"confidence":0.8408203,"punctuated_word":"nicely.","sentiment":"positive","sentiment_score":0.5816125273704529},{"word":"but","start":2232.47,"end":2232.63,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.1197146400809288},{"word":"is","start":2232.63,"end":2232.79,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.027002058923244476},{"word":"there","start":2232.79,"end":2232.95,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.04627350717782974},{"word":"anything","start":2232.95,"end":2233.27,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.06978047639131546},{"word":"that","start":2233.27,"end":2233.51,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.009614512324333193},{"word":"i","start":2233.51,"end":2233.67,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.009501546621322632},{"word":"may","start":2233.67,"end":2233.83,"confidence":0.9892578,"punctuated_word":"may","sentiment":"neutral","sentiment_score":-0.025111757218837735},{"word":"have","start":2233.83,"end":2233.99,"confidence":0.72021484,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0036958903074264526},{"word":"not","start":2233.99,"end":2234.23,"confidence":0.9921875,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.009422659873962402},{"word":"have","start":2234.23,"end":2234.39,"confidence":0.86621094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.023657873272895813},{"word":"touched","start":2234.39,"end":2234.71,"confidence":0.86572266,"punctuated_word":"touched","sentiment":"neutral","sentiment_score":0.005619421601295471},{"word":"on","start":2234.71,"end":2234.95,"confidence":0.99902344,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.015819087624549866},{"word":"that's","start":2234.95,"end":2235.35,"confidence":0.9970703,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.018678780645132065},{"word":"important","start":2235.35,"end":2235.75,"confidence":1.0,"punctuated_word":"important","sentiment":"neutral","sentiment_score":-0.022329650819301605},{"word":"for","start":2235.75,"end":2235.91,"confidence":0.9980469,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06645191460847855},{"word":"you","start":2235.91,"end":2236.15,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12170185893774033},{"word":"to","start":2236.15,"end":2236.23,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06740768253803253},{"word":"ask","start":2236.23,"end":2236.39,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.048268042504787445},{"word":"me","start":2236.39,"end":2236.55,"confidence":0.85913086,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.043753355741500854},{"word":"or","start":2236.55,"end":2236.71,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.023768067359924316},{"word":"is","start":2236.71,"end":2236.87,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02636489644646645},{"word":"there","start":2236.87,"end":2237.03,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.033606529235839844},{"word":"anything","start":2237.03,"end":2237.27,"confidence":0.99902344,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.03907497972249985},{"word":"else","start":2237.27,"end":2237.51,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":-0.002428106963634491},{"word":"that","start":2237.51,"end":2237.67,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.003799382597208023},{"word":"you","start":2237.67,"end":2237.75,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.004271216690540314},{"word":"might","start":2237.75,"end":2237.99,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.015760064125061035},{"word":"wanna","start":2237.99,"end":2238.31,"confidence":0.9951172,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.028428494930267337},{"word":"ask","start":2238.31,"end":2238.47,"confidence":0.9970703,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.00330410897731781},{"word":"me","start":2238.47,"end":2238.63,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.022007670253515244},{"word":"while","start":2238.63,"end":2238.79,"confidence":0.9428711,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.005347065627574921},{"word":"you've","start":2238.79,"end":2239.035,"confidence":0.9387207,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.0395967923104763},{"word":"got","start":2241.035,"end":2241.2148,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.12024268507957458},{"word":"me","start":2241.2148,"end":2241.395,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.13961061835289},{"word":"here","start":2241.395,"end":2241.575,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.15166756510734558},{"word":"at","start":2241.575,"end":2241.755,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.17834053933620453},{"word":"all","start":2241.755,"end":2242.255,"confidence":0.99902344,"punctuated_word":"all?","sentiment":"neutral","sentiment_score":-0.14401069283485413},{"word":"no","start":2242.315,"end":2242.815,"confidence":0.92089844,"punctuated_word":"No?","sentiment":"neutral","sentiment_score":-0.061186715960502625},{"word":"perfect","start":2243.275,"end":2243.775,"confidence":0.9904785,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.211556077003479},{"word":"well","start":2244.315,"end":2244.555,"confidence":0.99853516,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.10797305405139924},{"word":"if","start":2244.555,"end":2244.795,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.11789648234844208},{"word":"you","start":2244.795,"end":2244.9548,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10196110606193542},{"word":"ever","start":2244.9548,"end":2245.275,"confidence":1.0,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.12233252823352814},{"word":"do","start":2245.275,"end":2245.515,"confidence":0.9980469,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.07569903135299683},{"word":"please","start":2245.515,"end":2245.9949,"confidence":1.0,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.047106221318244934},{"word":"feel","start":2245.9949,"end":2246.2349,"confidence":0.9980469,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.06015929207205773},{"word":"free","start":2246.2349,"end":2246.395,"confidence":1.0,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.095803365111351},{"word":"to","start":2246.395,"end":2246.555,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1007341742515564},{"word":"let","start":2246.555,"end":2246.795,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.07893380522727966},{"word":"me","start":2246.795,"end":2246.875,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.09212296456098557},{"word":"know","start":2246.875,"end":2247.355,"confidence":0.98657227,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.11621733009815216},{"word":"as","start":2247.4348,"end":2247.6748,"confidence":0.99902344,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.1334637999534607},{"word":"your","start":2247.6748,"end":2247.9148,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.16269801557064056},{"word":"adviser","start":2247.9148,"end":2248.4148,"confidence":0.94677734,"punctuated_word":"adviser,","sentiment":"neutral","sentiment_score":0.20922720432281497},{"word":"i'm","start":2248.7148,"end":2248.9548,"confidence":0.98999023,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.2607181966304779},{"word":"here","start":2248.9548,"end":2249.1948,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.2897593080997467},{"word":"to","start":2249.1948,"end":2249.355,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.27587205171585083},{"word":"help","start":2249.355,"end":2249.6748,"confidence":0.9980469,"punctuated_word":"help.","sentiment":"neutral","sentiment_score":0.2074340432882309},{"word":"i","start":2249.6748,"end":2249.755,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2095324546098709},{"word":"do","start":2249.755,"end":2249.9949,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.16344916820526123},{"word":"work","start":2249.9949,"end":2250.2349,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.14470887184143066},{"word":"monday","start":2250.2349,"end":2250.555,"confidence":1.0,"punctuated_word":"Monday","sentiment":"neutral","sentiment_score":0.2085834294557571},{"word":"to","start":2250.555,"end":2250.7148,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15169261395931244},{"word":"thursday","start":2250.7148,"end":2251.115,"confidence":0.99316406,"punctuated_word":"Thursday,","sentiment":"neutral","sentiment_score":0.16154631972312927},{"word":"but","start":2251.115,"end":2251.355,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.11878339946269988},{"word":"i","start":2251.355,"end":2251.4348,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16591927409172058},{"word":"do","start":2251.4348,"end":2251.595,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14858880639076233},{"word":"work","start":2251.595,"end":2251.755,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.11655747145414352},{"word":"until","start":2251.755,"end":2252.155,"confidence":0.9970703,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.1659393608570099},{"word":"about","start":2252.155,"end":2252.395,"confidence":0.9301758,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12267831712961196},{"word":"seven","start":2252.395,"end":2252.635,"confidence":0.9592285,"punctuated_word":"seven,","sentiment":"neutral","sentiment_score":0.16359272599220276},{"word":"08:00","start":2252.635,"end":2253.115,"confidence":0.9998373,"punctuated_word":"08:00","sentiment":"neutral","sentiment_score":0.18899135291576383},{"word":"at","start":2253.115,"end":2253.275,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.18498609960079193},{"word":"night","start":2253.275,"end":2253.57,"confidence":0.92163086,"punctuated_word":"night.","sentiment":"neutral","sentiment_score":0.19433611631393433},{"word":"so","start":2253.73,"end":2254.05,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.28892791271209717},{"word":"i'm","start":2254.05,"end":2254.21,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.41154441237449646},{"word":"more","start":2254.21,"end":2254.37,"confidence":1.0,"punctuated_word":"more","sentiment":"positive","sentiment_score":0.5176805853843689},{"word":"than","start":2254.37,"end":2254.53,"confidence":1.0,"punctuated_word":"than","sentiment":"positive","sentiment_score":0.495842844247818},{"word":"happy","start":2254.53,"end":2254.85,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.4316764771938324},{"word":"to","start":2254.85,"end":2254.9302,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3516826331615448},{"word":"take","start":2254.9302,"end":2255.1702,"confidence":1.0,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.25978538393974304},{"word":"your","start":2255.1702,"end":2255.4102,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3150278627872467},{"word":"call","start":2255.4102,"end":2255.6501,"confidence":1.0,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.24885933101177216},{"word":"after","start":2255.6501,"end":2255.8901,"confidence":0.9951172,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.25998401641845703},{"word":"work","start":2255.8901,"end":2256.21,"confidence":0.92822266,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.17680782079696655},{"word":"hours","start":2256.21,"end":2256.53,"confidence":0.98535156,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.18394604325294495},{"word":"or","start":2256.53,"end":2256.6902,"confidence":0.98291016,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.2152390331029892},{"word":"whenever","start":2256.6902,"end":2257.09,"confidence":0.9741211,"punctuated_word":"whenever","sentiment":"neutral","sentiment_score":0.23062115907669067},{"word":"suits","start":2257.09,"end":2257.4102,"confidence":0.94970703,"punctuated_word":"suits","sentiment":"neutral","sentiment_score":0.17371711134910583},{"word":"you","start":2257.4102,"end":2257.9102,"confidence":0.9736328,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.22510391473770144},{"word":"and","start":2258.77,"end":2259.09,"confidence":0.8132324,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.1303023397922516},{"word":"yes","start":2259.09,"end":2259.4102,"confidence":0.9350586,"punctuated_word":"yes,","sentiment":"neutral","sentiment_score":0.16646727919578552},{"word":"my","start":2259.4102,"end":2259.6501,"confidence":0.9921875,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.14307886362075806},{"word":"you","start":2259.73,"end":2259.97,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18601536750793457},{"word":"would've","start":2259.97,"end":2260.29,"confidence":0.7619629,"punctuated_word":"would've","sentiment":"neutral","sentiment_score":0.16542555391788483},{"word":"spoke","start":2260.29,"end":2260.53,"confidence":0.9267578,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":0.13526001572608948},{"word":"to","start":2260.53,"end":2260.6902,"confidence":0.9921875,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14145687222480774},{"word":"my","start":2260.6902,"end":2260.85,"confidence":0.9970703,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.21058905124664307},{"word":"lovely","start":2260.85,"end":2261.1702,"confidence":1.0,"punctuated_word":"lovely","sentiment":"neutral","sentiment_score":0.2807690501213074},{"word":"admin","start":2261.1702,"end":2261.57,"confidence":1.0,"punctuated_word":"admin","sentiment":"neutral","sentiment_score":0.27198413014411926},{"word":"team","start":2261.57,"end":2261.73,"confidence":0.99902344,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.16384314000606537},{"word":"member","start":2261.73,"end":2262.1301,"confidence":0.83813477,"punctuated_word":"member,","sentiment":"neutral","sentiment_score":0.2022879868745804},{"word":"michelle","start":2262.1301,"end":2262.45,"confidence":0.95214844,"punctuated_word":"Michelle,","sentiment":"neutral","sentiment_score":0.2049352526664734},{"word":"at","start":2262.45,"end":2262.61,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.16801106929779053},{"word":"some","start":2262.61,"end":2262.77,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.12402725219726562},{"word":"point","start":2262.77,"end":2263.09,"confidence":0.9885254,"punctuated_word":"point.","sentiment":"neutral","sentiment_score":0.15421470999717712},{"word":"she'll","start":2263.09,"end":2263.33,"confidence":0.99316406,"punctuated_word":"She'll","sentiment":"neutral","sentiment_score":0.1970336139202118},{"word":"be","start":2263.33,"end":2263.49,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.17519988119602203},{"word":"the","start":2263.49,"end":2263.57,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1943347007036209},{"word":"one","start":2263.57,"end":2263.73,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.245314359664917},{"word":"calling","start":2263.73,"end":2264.05,"confidence":1.0,"punctuated_word":"calling","sentiment":"neutral","sentiment_score":0.20072370767593384},{"word":"in","start":2264.05,"end":2264.29,"confidence":0.8798828,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.18314817547798157},{"word":"about","start":2264.29,"end":2264.53,"confidence":0.9941406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.19342762231826785},{"word":"six","start":2264.53,"end":2264.77,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.1973547339439392},{"word":"months","start":2264.77,"end":2265.01,"confidence":1.0,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.20578643679618835},{"word":"to","start":2265.01,"end":2265.09,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.21155774593353271},{"word":"book","start":2265.09,"end":2265.33,"confidence":1.0,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.25685930252075195},{"word":"you","start":2265.33,"end":2265.49,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28258323669433594},{"word":"in","start":2265.49,"end":2265.6501,"confidence":0.9902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.23750406503677368},{"word":"to","start":2265.6501,"end":2265.73,"confidence":0.9838867,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2263486087322235},{"word":"do","start":2265.73,"end":2265.8901,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.23425182700157168},{"word":"a","start":2265.8901,"end":2265.97,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23211097717285156},{"word":"bit","start":2265.97,"end":2266.21,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.21607087552547455},{"word":"of","start":2266.21,"end":2266.29,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2658369839191437},{"word":"a","start":2266.29,"end":2266.37,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.22550445795059204},{"word":"catch","start":2266.37,"end":2266.6902,"confidence":0.9980469,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.1971764862537384},{"word":"up","start":2266.6902,"end":2266.85,"confidence":0.96118164,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.21498756110668185},{"word":"and","start":2266.85,"end":2267.325,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.19039717316627505},{"word":"if","start":2267.405,"end":2267.565,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.20022988319396973},{"word":"you","start":2267.565,"end":2267.7249,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1922980397939682},{"word":"need","start":2267.7249,"end":2268.045,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.16864512860774994},{"word":"anything","start":2268.045,"end":2268.445,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.1546899676322937},{"word":"in","start":2268.445,"end":2268.605,"confidence":0.98535156,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14154955744743347},{"word":"the","start":2268.605,"end":2268.765,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14333567023277283},{"word":"meantime","start":2268.765,"end":2269.2449,"confidence":0.99121094,"punctuated_word":"meantime,","sentiment":"neutral","sentiment_score":0.16842621564865112},{"word":"it","start":2269.2449,"end":2269.405,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13673332333564758},{"word":"doesn't","start":2269.405,"end":2269.645,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":0.11623363941907884},{"word":"matter","start":2269.645,"end":2269.885,"confidence":1.0,"punctuated_word":"matter","sentiment":"neutral","sentiment_score":0.040059953927993774},{"word":"what","start":2269.885,"end":2270.045,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06612516939640045},{"word":"it","start":2270.045,"end":2270.2048,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07676711678504944},{"word":"is","start":2270.2048,"end":2270.445,"confidence":0.9555664,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.1063462495803833},{"word":"in","start":2270.445,"end":2270.685,"confidence":0.96240234,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.05057362467050552},{"word":"our","start":2270.685,"end":2270.845,"confidence":0.9980469,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.08347086608409882},{"word":"world","start":2270.845,"end":2271.085,"confidence":0.98706055,"punctuated_word":"world,","sentiment":"neutral","sentiment_score":0.08876673877239227},{"word":"there","start":2271.085,"end":2271.2449,"confidence":0.99902344,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.04071604460477829},{"word":"is","start":2271.2449,"end":2271.405,"confidence":0.87353516,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.007640957832336426},{"word":"no","start":2271.405,"end":2271.645,"confidence":0.9370117,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.04885099828243256},{"word":"such","start":2271.645,"end":2271.805,"confidence":0.96875,"punctuated_word":"such","sentiment":"neutral","sentiment_score":-0.06899135559797287},{"word":"thing","start":2271.805,"end":2272.045,"confidence":0.9970703,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.02277475595474243},{"word":"as","start":2272.045,"end":2272.125,"confidence":0.9951172,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.03176054358482361},{"word":"a","start":2272.125,"end":2272.285,"confidence":0.984375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0929904654622078},{"word":"silly","start":2272.285,"end":2272.525,"confidence":1.0,"punctuated_word":"silly","sentiment":"neutral","sentiment_score":-0.11982569098472597},{"word":"question","start":2272.525,"end":2272.925,"confidence":0.99658203,"punctuated_word":"question.","sentiment":"neutral","sentiment_score":0.005035500042140484},{"word":"if","start":2272.925,"end":2273.085,"confidence":0.9941406,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.07346398383378983},{"word":"it's","start":2273.085,"end":2273.2449,"confidence":0.9875488,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.05551223084330559},{"word":"something","start":2273.2449,"end":2273.4849,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.050565388053655624},{"word":"that's","start":2273.4849,"end":2273.805,"confidence":0.9836426,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.05057781934738159},{"word":"on","start":2273.805,"end":2273.9648,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07749012112617493},{"word":"your","start":2273.9648,"end":2274.2048,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13928253948688507},{"word":"mind","start":2274.2048,"end":2274.525,"confidence":0.99902344,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":0.09109082818031312},{"word":"and","start":2274.525,"end":2274.765,"confidence":0.91845703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0440998412668705},{"word":"you","start":2274.765,"end":2275.165,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1108340099453926},{"word":"would","start":2275.165,"end":2275.325,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.06256242841482162},{"word":"like","start":2275.325,"end":2275.565,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.044578276574611664},{"word":"an","start":2275.565,"end":2275.7249,"confidence":0.9941406,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.06186539679765701},{"word":"answer","start":2275.7249,"end":2276.045,"confidence":1.0,"punctuated_word":"answer","sentiment":"neutral","sentiment_score":0.043564364314079285},{"word":"to","start":2276.045,"end":2276.2048,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06330262869596481},{"word":"it","start":2276.2048,"end":2276.525,"confidence":0.99902344,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.08148857206106186},{"word":"feel","start":2276.525,"end":2276.685,"confidence":1.0,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.11735108494758606},{"word":"free","start":2276.685,"end":2276.925,"confidence":1.0,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.13917720317840576},{"word":"to","start":2276.925,"end":2277.085,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12187207490205763},{"word":"touch","start":2277.085,"end":2277.325,"confidence":0.9970703,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.18136721849441528},{"word":"base","start":2277.325,"end":2277.565,"confidence":0.99902344,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.13377314805984497},{"word":"and","start":2277.565,"end":2277.805,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15425390005111694},{"word":"let","start":2277.805,"end":2277.9648,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.179889976978302},{"word":"us","start":2277.9648,"end":2278.125,"confidence":0.99902344,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.14761433005332947},{"word":"know","start":2278.125,"end":2278.445,"confidence":0.9147949,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.16488291323184967},{"word":"and","start":2278.445,"end":2278.685,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1464444100856781},{"word":"we","start":2278.685,"end":2278.845,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.17663569748401642},{"word":"will","start":2278.845,"end":2279.165,"confidence":0.9970703,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.2653808891773224},{"word":"do","start":2279.165,"end":2279.325,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.24499180912971497},{"word":"our","start":2279.325,"end":2279.825,"confidence":0.91748047,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.2328711301088333},{"word":"to","start":2279.885,"end":2280.2048,"confidence":0.08288574,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22654274106025696},{"word":"find","start":2280.2048,"end":2280.445,"confidence":0.9277344,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.1640956997871399},{"word":"the","start":2280.445,"end":2280.685,"confidence":0.97509766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17807899415493011},{"word":"answer","start":2280.685,"end":2281.005,"confidence":0.9951172,"punctuated_word":"answer","sentiment":"neutral","sentiment_score":0.06038693338632584},{"word":"for","start":2281.005,"end":2281.165,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.27075856924057007},{"word":"you","start":2281.165,"end":2281.4849,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25423088669776917},{"word":"or","start":2281.4849,"end":2281.805,"confidence":0.9658203,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1477617174386978},{"word":"connect","start":2281.805,"end":2282.125,"confidence":0.9970703,"punctuated_word":"connect","sentiment":"neutral","sentiment_score":0.11545304954051971},{"word":"you","start":2282.125,"end":2282.285,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17002631723880768},{"word":"with","start":2282.285,"end":2282.445,"confidence":0.9951172,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.135012686252594},{"word":"the","start":2282.445,"end":2282.525,"confidence":0.9326172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16399964690208435},{"word":"person","start":2282.525,"end":2282.765,"confidence":0.9970703,"punctuated_word":"person","sentiment":"neutral","sentiment_score":0.2011353224515915},{"word":"who","start":2282.765,"end":2283.09,"confidence":0.9819336,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.15515196323394775},{"word":"has","start":2283.09,"end":2283.17,"confidence":0.9580078,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.17812028527259827},{"word":"the","start":2283.17,"end":2283.25,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1523139327764511},{"word":"answer","start":2283.25,"end":2283.49,"confidence":0.9980469,"punctuated_word":"answer.","sentiment":"neutral","sentiment_score":0.1013357937335968},{"word":"okay","start":2283.49,"end":2283.99,"confidence":0.9086914,"punctuated_word":"Okay?","sentiment":"neutral","sentiment_score":0.12174927443265916},{"word":"anything","start":2286.29,"end":2286.79,"confidence":0.51782227,"punctuated_word":"Anything.","sentiment":"positive","sentiment_score":0.4313413798809051},{"word":"that's","start":2287.25,"end":2287.6501,"confidence":0.9880371,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4573014974594116},{"word":"okay","start":2287.6501,"end":2288.1301,"confidence":0.99316406,"punctuated_word":"okay.","sentiment":"positive","sentiment_score":0.553097128868103},{"word":"i","start":2288.1301,"end":2288.37,"confidence":0.9970703,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.8092935085296631},{"word":"really","start":2288.37,"end":2288.6902,"confidence":0.9980469,"punctuated_word":"really","sentiment":"positive","sentiment_score":0.8355393409729004},{"word":"appreciate","start":2288.6902,"end":2289.1702,"confidence":1.0,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.782514214515686},{"word":"you","start":2289.1702,"end":2289.33,"confidence":0.99609375,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8606833219528198},{"word":"taking","start":2289.33,"end":2289.6501,"confidence":0.9970703,"punctuated_word":"taking","sentiment":"positive","sentiment_score":0.8915532231330872},{"word":"my","start":2289.6501,"end":2289.8901,"confidence":1.0,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.8527925610542297},{"word":"call","start":2289.8901,"end":2290.1301,"confidence":1.0,"punctuated_word":"call","sentiment":"positive","sentiment_score":0.849786639213562},{"word":"today","start":2290.1301,"end":2290.37,"confidence":0.9460449,"punctuated_word":"today,","sentiment":"positive","sentiment_score":0.7645884156227112},{"word":"and","start":2290.37,"end":2290.53,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.7661393284797668},{"word":"i'll","start":2290.53,"end":2290.61,"confidence":1.0,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.7229714393615723},{"word":"get","start":2290.61,"end":2290.85,"confidence":0.99902344,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.8056194186210632},{"word":"that","start":2290.85,"end":2291.1702,"confidence":0.96533203,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.7351686954498291},{"word":"a","start":2291.1702,"end":2291.25,"confidence":0.4663086,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.8278343081474304},{"word":"pack","start":2291.4102,"end":2291.6501,"confidence":0.82958984,"punctuated_word":"pack","sentiment":"positive","sentiment_score":0.7816103100776672},{"word":"out","start":2291.6501,"end":2291.81,"confidence":0.9404297,"punctuated_word":"out","sentiment":"positive","sentiment_score":0.771115243434906},{"word":"to","start":2291.81,"end":2291.8901,"confidence":0.98291016,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.8025003671646118},{"word":"you","start":2291.8901,"end":2292.3901,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7615664005279541},{"word":"nice","start":2292.61,"end":2293.01,"confidence":0.50146484,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.8186677098274231},{"word":"and","start":2293.01,"end":2293.1702,"confidence":0.7158203,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.7973805069923401},{"word":"asap","start":2293.1702,"end":2293.6702,"confidence":0.9885254,"punctuated_word":"ASAP.","sentiment":"positive","sentiment_score":0.7472232580184937},{"word":"it'll","start":2293.73,"end":2293.97,"confidence":0.94921875,"punctuated_word":"It'll","sentiment":"positive","sentiment_score":0.4360252022743225},{"word":"also","start":2293.97,"end":2294.2102,"confidence":0.9970703,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.23164743185043335},{"word":"have","start":2294.2102,"end":2294.4502,"confidence":0.9980469,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.4686930477619171},{"word":"all","start":2294.4502,"end":2294.53,"confidence":0.9970703,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.3234178125858307},{"word":"the","start":2294.53,"end":2294.6902,"confidence":0.99609375,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.36476412415504456},{"word":"documents","start":2294.6902,"end":2295.1702,"confidence":0.98828125,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.3052145540714264},{"word":"i","start":2295.1702,"end":2295.25,"confidence":0.9892578,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3880267143249512},{"word":"went","start":2295.25,"end":2295.49,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":0.3293548822402954},{"word":"through","start":2295.49,"end":2295.6501,"confidence":0.9980469,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.315957248210907},{"word":"to","start":2295.6501,"end":2295.73,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2888615131378174},{"word":"give","start":2295.73,"end":2295.97,"confidence":0.9980469,"punctuated_word":"give","sentiment":"positive","sentiment_score":0.33370256423950195},{"word":"you","start":2295.97,"end":2296.05,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.46533203125},{"word":"an","start":2296.05,"end":2296.29,"confidence":0.9013672,"punctuated_word":"an","sentiment":"positive","sentiment_score":0.35438594222068787},{"word":"update","start":2296.29,"end":2296.61,"confidence":0.96435547,"punctuated_word":"update","sentiment":"positive","sentiment_score":0.3616086542606354},{"word":"of","start":2296.61,"end":2296.6902,"confidence":0.9013672,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2609585225582123},{"word":"the","start":2296.6902,"end":2296.85,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.34919530153274536},{"word":"balance","start":2296.85,"end":2297.25,"confidence":1.0,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":0.20807194709777832},{"word":"and","start":2297.25,"end":2297.745,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18729451298713684},{"word":"and","start":2297.745,"end":2297.985,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2338804304599762},{"word":"the","start":2297.985,"end":2298.145,"confidence":1.0,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.34247130155563354},{"word":"insurance","start":2298.145,"end":2298.5452,"confidence":0.90234375,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.28528693318367004},{"word":"and","start":2298.5452,"end":2298.705,"confidence":0.59765625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2336704134941101},{"word":"so","start":2298.705,"end":2298.8652,"confidence":0.70410156,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.3465947210788727},{"word":"you","start":2298.8652,"end":2298.945,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4079677760601044},{"word":"can","start":2298.945,"end":2299.1052,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.4323151409626007},{"word":"run","start":2299.1052,"end":2299.2651,"confidence":0.9980469,"punctuated_word":"run","sentiment":"positive","sentiment_score":0.5013567209243774},{"word":"your","start":2299.2651,"end":2299.425,"confidence":0.9970703,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.48521050810813904},{"word":"eyes","start":2299.425,"end":2299.665,"confidence":0.9980469,"punctuated_word":"eyes","sentiment":"positive","sentiment_score":0.4025273323059082},{"word":"over","start":2299.665,"end":2299.905,"confidence":0.99902344,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.4824581742286682},{"word":"those","start":2299.905,"end":2300.225,"confidence":0.99902344,"punctuated_word":"those","sentiment":"positive","sentiment_score":0.42438727617263794},{"word":"as","start":2300.225,"end":2300.385,"confidence":1.0,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.4301115274429322},{"word":"well","start":2300.385,"end":2300.885,"confidence":1.0,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.1646159589290619},{"word":"okay","start":2300.945,"end":2301.445,"confidence":0.9748535,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.28363850712776184},{"word":"thank","start":2303.2651,"end":2303.5852,"confidence":0.94189453,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5383985638618469},{"word":"you","start":2303.5852,"end":2304.0652,"confidence":0.98828125,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.49756017327308655},{"word":"thank","start":2304.0652,"end":2304.3052,"confidence":0.97314453,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6518675684928894},{"word":"you","start":2304.3052,"end":2304.5452,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7279267907142639},{"word":"so","start":2304.5452,"end":2304.7852,"confidence":0.9970703,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7294234037399292},{"word":"much","start":2304.7852,"end":2305.0251,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.629275381565094},{"word":"for","start":2305.0251,"end":2305.185,"confidence":0.99609375,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7854474782943726},{"word":"your","start":2305.185,"end":2305.3452,"confidence":0.9970703,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.773764967918396},{"word":"time","start":2305.3452,"end":2305.5852,"confidence":0.9921875,"punctuated_word":"time,","sentiment":"positive","sentiment_score":0.7317914962768555},{"word":"amelia","start":2305.5852,"end":2306.0852,"confidence":0.7595215,"punctuated_word":"Amelia.","sentiment":"positive","sentiment_score":0.4326201379299164},{"word":"my","start":2306.625,"end":2306.8652,"confidence":0.6899414,"punctuated_word":"My","sentiment":"positive","sentiment_score":0.7183299660682678},{"word":"pleasure","start":2306.8652,"end":2307.3452,"confidence":0.9980469,"punctuated_word":"pleasure.","sentiment":"positive","sentiment_score":0.7751469016075134},{"word":"i","start":2307.3452,"end":2307.425,"confidence":0.9140625,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6361298561096191},{"word":"hope","start":2307.425,"end":2307.665,"confidence":1.0,"punctuated_word":"hope","sentiment":"positive","sentiment_score":0.6715908646583557},{"word":"you","start":2307.665,"end":2307.8252,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6423977613449097},{"word":"have","start":2307.8252,"end":2307.985,"confidence":0.9980469,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.6841617226600647},{"word":"a","start":2307.985,"end":2308.145,"confidence":0.9550781,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5952934622764587},{"word":"not","start":2308.625,"end":2308.8652,"confidence":0.98828125,"punctuated_word":"not","sentiment":"positive","sentiment_score":0.5382824540138245},{"word":"a","start":2308.8652,"end":2309.0251,"confidence":0.8886719,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5262976288795471},{"word":"worry","start":2309.0251,"end":2309.3452,"confidence":0.9951172,"punctuated_word":"worry.","sentiment":"positive","sentiment_score":0.5768177509307861},{"word":"i","start":2309.3452,"end":2309.425,"confidence":0.95703125,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7503196001052856},{"word":"hope","start":2309.425,"end":2309.5852,"confidence":1.0,"punctuated_word":"hope","sentiment":"positive","sentiment_score":0.7593145966529846},{"word":"you","start":2309.5852,"end":2309.665,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7645937204360962},{"word":"have","start":2309.665,"end":2309.8252,"confidence":0.90771484,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.7458900213241577},{"word":"a","start":2309.8252,"end":2309.985,"confidence":0.9902344,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.7701997756958008},{"word":"great","start":2309.985,"end":2310.3052,"confidence":1.0,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.8148111701011658},{"word":"afternoon","start":2310.3052,"end":2310.7852,"confidence":0.9951172,"punctuated_word":"afternoon.","sentiment":"positive","sentiment_score":0.8083751797676086},{"word":"enjoy","start":2310.7852,"end":2311.1052,"confidence":1.0,"punctuated_word":"Enjoy","sentiment":"positive","sentiment_score":0.7171717286109924},{"word":"that","start":2311.1052,"end":2311.3452,"confidence":0.9902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.8037580251693726},{"word":"sunshine","start":2311.3452,"end":2311.8452,"confidence":1.0,"punctuated_word":"sunshine.","sentiment":"positive","sentiment_score":0.7524610161781311},{"word":"i","start":2316.26,"end":2316.5,"confidence":0.9091797,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.6433175206184387},{"word":"hope","start":2316.5,"end":2316.74,"confidence":0.98828125,"punctuated_word":"hope","sentiment":"positive","sentiment_score":0.6357786655426025},{"word":"so","start":2316.74,"end":2317.06,"confidence":0.9790039,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.6600539684295654},{"word":"too","start":2317.06,"end":2317.54,"confidence":0.94970703,"punctuated_word":"too.","sentiment":"positive","sentiment_score":0.5533643960952759},{"word":"thank","start":2317.54,"end":2317.86,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6869987845420837},{"word":"you","start":2317.86,"end":2318.18,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7584857940673828},{"word":"so","start":2318.18,"end":2318.4202,"confidence":0.99902344,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7846717238426208},{"word":"much","start":2318.4202,"end":2318.9202,"confidence":1.0,"punctuated_word":"much.","sentiment":"positive","sentiment_score":0.7437841892242432},{"word":"enjoy","start":2318.98,"end":2319.46,"confidence":1.0,"punctuated_word":"Enjoy","sentiment":"positive","sentiment_score":0.5769346356391907},{"word":"your","start":2319.46,"end":2319.7,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.593658447265625},{"word":"afternoon","start":2319.7,"end":2320.2,"confidence":0.9914551,"punctuated_word":"afternoon.","sentiment":"positive","sentiment_score":0.4765680134296417},{"word":"i'll","start":2320.34,"end":2320.6602,"confidence":0.98095703,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1099199876189232},{"word":"talk","start":2320.6602,"end":2320.9001,"confidence":0.99902344,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.15426591038703918},{"word":"to","start":2320.9001,"end":2321.06,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1899944543838501},{"word":"you","start":2321.06,"end":2321.22,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15778353810310364},{"word":"soon","start":2321.22,"end":2321.72,"confidence":0.9995117,"punctuated_word":"soon.","sentiment":"neutral","sentiment_score":0.1808190941810608},{"word":"thank","start":2322.02,"end":2322.26,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.47799572348594666},{"word":"you","start":2322.26,"end":2322.74,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.48493146896362305},{"word":"bye","start":2322.74,"end":2323.24,"confidence":0.9970703,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.12833070755004883}],"paragraphs":{"transcript":"\nHi, Amelia. This is Dana from Okene Financial. How are you this afternoon? Very well. Thank you.\n\nI had two booked in to go through your annual review today. Isn't that still a good time? Oh, fantastic. How's your day been so far? Yeah.\n\nGood. Really busy, but that's okay. We like it that way. Fantastic. Amelia, before we jump into the call, just to let you know, we do record our calls for quality and training purposes.\n\nAre you happy for me to proceed with that? Fantastic. And just to the security day with you as well, we are discussing your personal information. So I'll just get you to confirm your full name, your date of birth, and address I should have on file. Beautiful.\n\nThank you so much for that. And how's the weather down there? Yeah. Oh, that's lovely. It's been nothing but rain here for the past week.\n\nIt's horrendous the amount of rain we're getting. Oh, looking forward to the the sun coming back out, hopefully, for the weekend maybe. Absolutely. All good. Well, as we kinda jump into the review, then I'll go through and give you a bit of an update on your super.\n\nI know you've had a little bit of change in the investments over the last few, so I'll go through those with you. Is there anything particular you wanted to ask me or have me touch base on with regard to your review? Nope. Nope. That's okay.\n\nNot a problem at all. And other than going through your survey insurances and just reasserted of assessing everything at the moment, has there been any major changes in your circumstances over the last twelve months that we may not be aware of yet? Yep. Oh, fantastic. What kind of car did you end up getting?\n\nOh, nice. Yeah. Yeah. Excellent. That's fantastic.\n\nWell, congratulations on the new car. That's excellent. I did have here that you had a a Land Cruiser. Do you still have that vehicle? Perfect.\n\nWe got the Prado now and sold the Land Cruiser. Excellent. What sort of value do you think you'd put on the Prado, do you think? Yeah. What sort of value is it to you if you had to sell the car?\n\nWhat would you want for it? 85,000? Yeah. Perfect. Yep.\n\nExcellent. Lovely. You put 85 on there. And do you have a loan on the vehicle, or is it owned outright? Okay.\n\nYeah. Perfect. Yeah. Absolutely. Not a problem at all.\n\nSo with the home loan there, we had you owing about 90,000, and I had a 148 in the redraw. I'm not sure if the 90 was minus a 148. Apologies for that. But how much do you owe on you're right. How much do you owe on it now?\n\nYou're right. Perfect. And is that do you have anything in the redraw on top of that, or is that minus anything sitting in the redraw? Okay. Yep.\n\nIt does. Yeah. Perfect. Not a problem at all. Excellent.\n\nAnd I also have the asset value on the property of about 1,500,000 last year. Would you keep that about the same, or do you think it might have increased in value a bit? The same. Fantastic. And do you still have your debt scheme?\n\nBeautiful. I have an asset value of about 15,000 on the Jet Ski. Excellent. And then the other asset I've got noted here is your 50% ownership in the childcare center. Ownership value estimated at 2.5 mil.\n\nBeautiful. And we had a a loan there as well as well, sorry, of about 86,000. No. Sorry. 860,000 owing still.\n\nIs that right? 8 50. Yep. Beautiful. Not a problem.\n\nUpdate that for you. Thank you. Any other assets that you would note down? Another thing I do tend to note down sorry. You're right.\n\nAre you there? So sorry. Can you hear me okay? Sorry. I didn't wanna interrupt you.\n\nApologize for that. I also like to note down content. What sort of value would you put on your content? Sorry. Yeah.\n\nYep. Beautiful. Love that. Excellent. Perfect.\n\nAnd is there anything else that you would kinda note down about you asset wise? No? That's okay. Beautiful. Excellent.\n\nAnd any other credit cards or personal loans or anything you'd note down as a liability? No. Perfect. Excellent. Well, I'll give you a bit of an update on your super as well.\n\nAfter the call, I'll send out your annual review pack, but having a look at the way things are at the moment, Love technology when it wants to work. I need this document to open. There we go. So at the moment, when we sort of have a look back at this time last year, the balance in the account was about $273,007.32 and 55¢. Value of the account as of today, we've got 325,479 and 6¢ in there.\n\nSo definitely a good increase. Looking back there, we also provided a bit of an updated advice document last year, moved you into the low alpha growth portfolio. So I can sort of see there with the last twelve months, there was a bit of a change in the investments with that investments which that occurred. But all up for the last twelve months, the net return your portfolio has received is 12.06%, which is fantastic. That's a good result.\n\nYeah. Some people do prefer a dollar figure as opposed to a percentage. So that essentially means that the earnings your portfolio has made, its growth as well as income, is $41,042.08 for the year. So it's a good solid return there. Yeah.\n\nTo kinda give you an idea on how we work that out or how we sort of look at the returns, with the growth portfolio that you're in, we tend to see you generally see about nine sorry. 80% of your super invested in growth assets. So thinking things like Australian shares, international shares, listed property, and also commodities, so precious metals like gold and silver. With that kind of growth environment, you're looking to get the best returns you can. But on an average compounded over time, we are chasing about a seven to 9% return.\n\nSo, realistically, anything over that 9% means that your portfolio has over performed and done extremely well for the year, but then anything under that nine 7%, sorry, means your portfolio has pretty well underperformed for the year. So it has done really well. The other thing to sort of think about with this year is that we have seen a lot happening in The US and of this would be around more and what's happening globally. And then here in Australia, we've also got or had high inflation rates as well. So we've kind of been here on two ends.\n\nSo to kinda go through all of that and still come up with a positive return, especially one that's over performed against the benchmark we work on for your portfolio, is actually fantastic to see. So really happy with that for you. Okay? Yeah. Excellent.\n\nI will ask you the call center, as I mentioned, your annual review packet, we'll have a copy of all these documents in there so you can have a look at them, run your eyes over, and feel free to let us know if you do happen to have any questions in there. But looking forward, when we kinda break down everything, some of your best performers in your portfolio were your physical gold. That in itself was up by over 26%, which is great to see. We have also, sorry, seen other assets like agriculture doing quite well. Australian and US equities are also performing really well within your portfolio there.\n\nSo really happy with how all of that has gone. I wouldn't sort of wanna reevaluate or change too much in there at the moment. It would sort of just probably be best to, you know, see a track for another twelve months and then maybe look at altering the portfolio down the track there for you because, you know, don't need to cement gains if we don't require it at the moment. So it's good to sort of see everything tracking. Yeah.\n\nPerfect. The other thing we do like to sort of go through is the insurance side of things. So I can see we can cover with MLC there, I send it now that I've changed their name. Essentially, you've got your life cover, your TPD, and your income protection cover, which is paid out of super there. To go through and look at the benefits, the life cover benefit or some insured you have at the moment is 972,405 in the event of something happening if you were to pass away prematurely.\n\nYour life benefit is paid out, and then your super benefit is paid on top of that to your beneficiaries there. Are you fairly comfortable with that total as a benefit, or did you wanna kind of reevaluate that at the moment? Yeah. Yeah. That's okay.\n\nYeah. Absolutely. So if I have a look at the benefit amount, so the way it works is if you were to pass away prematurely, your super benefit is paid out there. So you've currently got your balance of what are we at? 3 what did I say before?\n\nSorry. $303,125,004 $7.09 and 6¢, and then you also get your your life cover paid out on top of that. And that goes to your beneficiaries. So with your super beneficiaries at the moment, you have 25% to Archer, 25% to Evie, 25% to Inez, and 25% to Kynan. I'm so sorry if I said his name wrong.\n\nPerfect. Perfect. So they're all receiving a 25% split of your super benefit debt. I'm assuming I will double check this later, but your life benefit, I believe, is being paid out the exact same way to those beneficiaries there. So it basically means that in the event that you were unable to pass away between all of your beneficiaries, they're getting essentially about 1.2 mil paid out to them or a bit over 1.2 mil paid out.\n\nDoes that feel like a fairly comfortable amount for you? Are you Yep. Perfect. Perfect. Life cover is basically that.\n\nIt is the benefits are paid out in the event of passing prematurely. CBD is a little bit different. The total permanent incapacity or total permanent disability pays out the lump sum benefit or a disability pension in the event that you're disabled and unable to ever go back to work again. Disability, I do like to make sure everyone is aware because it's not something that is well known. But if you claim TPD and you're under the age of 60, you actually do pay tax from the lump sum payout.\n\nSo as advisers yes. They say it's coming everywhere, don't they? So with as advisers here, if you were to claim on TBD, we can provide advice to help limit the amount of tax payable, whether it be, you know, draw out smaller income amounts over a certain period of time to limit the amount of tax, or there are some other fun fancy things that we can do out there to help you. But I do like to make everyone aware that the tax could be up to 22%. So it does mean that the amount you are insured for isn't necessarily the amount that you are eligible or would receive.\n\nThe older you get, the less the tax becomes, admittedly, because the longer you've had the benefit for. But then, as I said, there are some fun, fancy things that you can do to help minimize the tax payable. We obviously hope that you never have to claim on these because claiming on one of these insurances means that you've lost something, which is not a good outcome. But but it's always good to have it to fall back on. With the TBD sum insured you have at the moment, you are covered for the benefit amount of 868,219.\n\nAnd then if you are claiming on TBD, again, your super benefit is released to you. We can claim incapacity super as well. Do you feel like with the super balance and the 868,000 of TBD that that would be a fairly you're comfortable keeping that amount, or did you wanna look at reviewing the amount of TBD cover? That's okay. Yeah.\n\nPerfect. And then with the income protection insurances here as well. So I've got your income notice here at the moment of I believe it's a 160,000. Is that right? That's okay.\n\nI've got you on a 160,000 per annum. Is that right? That's okay. Oh, that's that's alright. Yeah.\n\nThat works out fairly accurate. Yeah. That's okay. So with your income protection benefit, the monthly benefit that you insured for is about 7,604. That looks like when I kinda work it out because I've got your gross income as being 160,000, but then I've got your base income ordinary time earnings at a 120,000 starting.\n\nSo it looks like the 70% of your income protection is based on that 120,000. Did you because you are technically getting a little bit higher and you're getting that director's allowance or the director's payments on a regular basis, Do you feel like in the event that you are unable to go to work due to illness or injury, you'd still be able to receive some sort of income from the business? Yep. Okay. Yeah.\n\nYou wouldn't get getting paid anything? Yeah. No. Fair enough. No.\n\nThat's okay. That's alright. Because having a look at your income protection, the way it is structured at the moment, you do have that monthly benefit amount that you're covered for of 7,604, and that would be based on 70% of a 120,000 to kind of show you that's where you're you know, what you'd be covering essentially. Do you feel like that benefit amount would be fine to cover your basic living expenses if you were not able to work, or do you think you might need to maybe look to increase that to cover more of that 160,000? Yeah.\n\nIt does. That is the downside. Yes. So the more you are covered for, the higher the income protection benefit period you're insured for, the more you'll pay. Yep.\n\nOkay. Yep. Perfect. Yep. Yep.\n\nYes. That's absolutely perfect. No. Not a problem at all. No.\n\nExcellent. Lovely. If anything comes up and you decide you wanna kinda reevaluate that, please do let me know. We're here to kinda help you and make sure that we can. And we do go through that every year with you at any review time to make sure that you are covered to the amount that you need to be.\n\nWith income protection, it is the biggest part or the the largest cost of your insurances. It's the first thing it normally gets claimed on. And so it does account for about 90% of your insurance premiums, essentially. Increasing, it does mean that your premiums are gonna increase. However, it's also a doubly act about making sure you're covered for the amount that you need to be covered for as well as not eating away all of your super because those premiums come out of your super as well.\n\nOkay? Excellent. With your income protection policy, you do have a ninety day waiting period. That just means that you need to be off work for ninety days prior to making a claim. I always suggest to clients that if you're off work and you feel like you're gonna meet that waiting period and need to claim, as soon as you're off work and you've been to the doctor, you've got the information, give us a call, let us know.\n\nAs your advisers, we help to facilitate the claim between yourself and the insurer, and we can let them know that you're off work, that that waiting period has started. They can get us the claims information, and then at that ninety days, we can can submit that claim for you to have that process be more streamlined. Okay? Excellent. You've also got a five year benefit period.\n\nThat just means if you're off work and on a claim, you can be on a claim for up to five years. At that five year period, the claim does stop regardless of whether you can go back to work again. But it also kinda is a good claim period because it does account for, like, if you're off work for one or two years, and then you can go back to work part time, you can be on a partial claim for, say, the the other three years there. So a five year benefit period is a good mix between making sure you've got enough time to recover, recuperate, and get back to work, but then also making sure that you're not paying too much in premiums. So it's a good benefit period.\n\nYeah. Perfect. I will, as part of the annual review pack, make sure you've got a copy of the certificate of currency in there. So you're welcome to run your eyes over that one. Let me know if you do have any questions there.\n\nIt's you know, just making sure that that level of cover is adequate for what your needs are, what your goals are. And if you ever decide it's not, it doesn't have to be at any review time. If you decide something isn't right, something isn't working, you wanna reevaluate something, you're welcome to let us know. We'll make time to talk it through and update the advice if needed as well. Okay?\n\nThat's okay. Now I've also got your trauma policy here. So you've got down a critical illness benefit or trauma benefit here, which pays out a lump sum tax free benefit of a $104,001.86 in the event of a traumatic diagnosis. Do you know how trauma insurance works? Did you have any questions about how trauma works differently to anything else?\n\nWhat is that's okay. That's absolutely fine. So trauma covers you in the event of a traumatic diagnosis. So more often than not, the biggest things that are claimed on are things like heart attack, stroke, Parkinson's, or other neurological disorders. Cancer's probably the biggest one.\n\nCertain breast cancers depending on the grading of it. And trauma is a tax free benefit. Generally speaking, if something big happens to you, like, say, a cancer diagnosis as an example, you can claim on trauma upfront. It's a tax free lump sum payment. And then if you still can't go to work, it can be a bit of a buffer in that waiting period of time while you are seeking treatment and maybe not at work for that period of time, and then we tend to claim on income protection after that.\n\nSo trauma just tends to be for large traumatic diagnoses, whereas income protection covers you if you're unable to go to work due to illness or injury. So I've seen people claim, you know, income protection have had a motorcycle accident. They've been off work with a broken leg and can't go to work, or they've hurt their back and they can't go to work, and they meet that waiting period, and you can claim on income protection for those sorts of things. And then CBD is a much higher disability kind of insurance. Does that make sense?\n\nYeah. Perfect. Did you have any questions about any of the insurances, or did you want me to break anything down more for you? Or no? Thank you.\n\nI'd like to make sure I logged out there because I know a lot of us have these sorts of insurances, but there is a lot of unknowns about them, how they work, what they claim on. I've had clients in the past who have been unwell, and then we've found insurances for. They didn't even know they had them. So it's always kinda good to know what's out there. Yeah.\n\nFantastic. The other thing I do like to kind of point out as well with your life insurance and your super, I do sort of always suggest as well that it is sort of made known that we are your advisers, that if you were to pass away, that your beneficiaries or the will the executive of your will just have to give us a call, and we help to facilitate the claim. It's just something I've had in the past where clients have not kind of let anyone know they've got an adviser, and then, you know, a few months after they've passed away, something's happened and someone's picked up a, yeah, letter or some sort of statement and gone, oh, who are these people? And they've called us and we've gone, hey. We're the, you know, financial advisers who look up the super insurances and things like that and help to facilitate claim down the track.\n\nSo I do sort of like to sort of point out as part of your overall estate planning as well, if you've got an executor or even your beneficiaries, just letting them know that, hey. I do have an adviser. If anything happened to me, this is the number you call. They will help to facilitate the claim. And it just makes the the process a little bit easier on your beneficiaries at that time as well.\n\nOkay. Beautiful. Beautiful. Everything looks like it's pretty well up to date here. Just with your goals, just wanted to kinda update those.\n\nI had down here that you were working towards a retirement or it does have to be retirement, but a goal of being able to draw income out of super possibly fully retire at about the age of 67. Is that kind of your goal still there, Amelia? Yes. It is. You've got a lot of time to go still, so absolutely.\n\nBut, no, that's so good. That's so nice. I've got down here that your insurances your goals there that you wanted to make sure you had enough insurances to ensure your family is looked after and to cover your debts in the event of anything occurring. When we kind of look at that goal and the level of cover you have with regards to both your life cover and your TDD, the amount you are covered for does pay out the the mortgage, leaves everyone completely debt free. It doesn't quite let's have a look.\n\nIt would also sort of cover the child care the childcare center that you have here. But would that be something that would need to be included to the insurances, or would that be something that your partner would just sort of buy you out of if anything happens to you? How do you think that that would work? Yep. Okay.\n\nPerfect. Yep. Yep. Perfect. Yeah.\n\nAbsolutely. No. That's really good. Excellent. So your life insurance and your PPD cover really just needs to cover your main primary mortgage and maybe any other car loans that you might have if you have at the time and then provide that longevity benefit for yourself or your beneficiaries.\n\nIs that right? Yep. Yep. Perfect. So being that you have definitely meets that goal, it is still fully appropriate there.\n\nCan I ask, with your retirement goal as well, have you do you know what you wanna do long term with the childcare center? Is the goal to kinda have that continuously running through retirement to provide income as well as your super, or are you planning to kinda sell that down the track? Have you thought about what the retirement plan is there? Yeah. Yep.\n\nPerfect. Yeah. No. Fantastic. That's really good to see.\n\nLovely. Well, I can safely tell you that I will probably ask every question you've never wanted to answer or never thought about answering because that's what I do. Oh, but, no, it's honestly all good. I love what I do just like you love what you do. You get to work every day, and it's just fun.\n\nOh, I bet. Children are beautiful. I've got a nine year old, and he is just so much fun. He's a great age. He's so energetic and out there and lively.\n\nOh, beautiful. Absolutely. That's beautiful. Oh, that's so sweet. I'm working from home today, and my son said, will you be here when I get home?\n\nI said, I will. I will be on the phone, but I will be here. You can go into your room. And he goes, it's just good to have you here. And I was like, well, that's so nice.\n\nIt is. Absolutely. They don't stay young for long. Alright. All good.\n\nOther goals I have down here, you in the next five years, you're looking to focus on just sort of paying down the home loan. How are you going? I know you did sort of take some money out for the Prado there as well. But in a scheme of things, paying down the home loan, are you going okay, happy with the way that's being paid down, or did you need some assistance in that area? Yep.\n\nYes. Yes. Yep. Yes. Yeah.\n\nYeah. Yeah. Yep. Yeah. Yeah.\n\nYeah. Absolutely. Yeah. Makes sense. Right.\n\nYeah. Okay. Yeah. Yeah. Yeah.\n\nAbsolutely. Yes. Yeah. Yeah. Absolutely.\n\nHave you got access to a budget planner? Because we do have one that I'm happy to email through to you if you want. If you can sort of sit down, have a look at what income is going in, add what you've got going out. The good thing about this budget planner is that, like because some bills are weekly, fortnightly, monthly, biannually, or annually. You can kinda put in there the bills as they are, some weekly, some yearly, some biannually, some monthly, and then just kinda alter it to weekly, fortnightly, or monthly, and it kind of reconverts all the figures for you so you can really see what's coming in and going out on a weekly and or fortnightly basis.\n\nI I'll email that to you after the call if you like, have a bit of time, sit down, have a think about it, have a look at it, and it might just give you a bit of an idea of what's happening, where things are going. And you can alter it whenever you get, you know, pay increases or changes or extra money coming in to sort of see where everything's going. It could be kinda handy. Yeah. Beautiful.\n\nWell, I'll email that through to you after the call so you can take some time. If you have any questions, feel free to let me know. I'm more than happy to help you through it. Okay? All good.\n\nAnd I've got here that you were and are still salary sacrificing a little bit. Are you still doing that? I'm just double checking in the account to see. Yeah. It looks like it is still going in.\n\nI can see two transactions coming through. Yeah. So the sales back is still going through. It's about 4 to 500 on a monthly basis depending on the week the contributions go into super. Yeah.\n\nYep. Perfect. Good to see. Excellent. And other than that, everything's the same with the work.\n\nI've got down here you've got four children total and all financial dependents. Yep. Beautiful. I've also got down here that your next of kin is Ashley. Is that right?\n\nIs your best friend? Yep. Perfect. Perfect. I'll just make sure I'm updating all your circumstances there.\n\nExcellent. And I've also got it noted here that you do have a will and a power of attorney set up or in place. Is that correct? Yep. Beautiful.\n\nAnd all valid, all still reflects your circumstances correctly? Yep. Perfect. All good. Well, that's basically everything I needed to run through.\n\nIt doesn't look like there's been any major changes that require us to update the advice. Everything still reflects your goals and your wishes really well. Your super has performed really nicely over the last twelve months, so I wouldn't wanna go and make any changes right now. Would you like to do a bit more of a catch up in, say, three or six months? What's more preferable for yourself?\n\nHow often would you like to do a bit of a catch up with us? Yes. Did you wanna do a catch up in about six months just to see how things are going? This is it's normally just a bit of a quick five or ten minute catch up to see how everything's going and, you know, if there's any changes we can sort of talk her through then. Yeah.\n\nPerfect. Excellent. So after the call, what I'll do is I'll get my team to send through the annual review pack to you. In there, you'll see the ongoing service agreement. That essentially is the ongoing service fee for us.\n\nSo you do pay 1.65% per annum as the ongoing service fee, and that's deducted out of your super on a smaller monthly basis. And the idea of that as a percentage fee is it fluctuates with the market. So when the market's doing really well, when your super is performing nicely, you've got a lovely, you know, 12% return there, it does mean that our fee increases slightly with it as well. However, when the market takes a dip, it means that our fee also takes a bit of a dip with it. So our fee is linked to the performance with your super and the market conditions there.\n\nAnd that allows you obviously, we look after your super, the insurances, and things, but it's also entitling you to any updated advice. So any other advice we provide is fully complimentary as an ongoing client. You're entitled to things like cash on budgeting. We can do other investments. We can look at advice in other areas.\n\nWe also have mortgage brokers we can refer you through to if you wanted to have a look at, you know, reevaluating your mortgage. I'll also add the financial services guide in there as well, which outlines everything about who we are as a business, but also everything on me. So I'm a full licensed adviser. I'm registered through Astrid, and all my registration information is in that document for you to run your eyes over. It's a pretty boring document.\n\nI always tell everyone with the financial services guide, if you have trouble sleeping one night, feel free to whip it out, knock you out cold a few seconds, but they're that that boring. And it also takes you through all the other areas of advice that we're able to advise on under our license for you as well. Okay? Beautiful. I will just double check.\n\nWe we are are also sending out what's called a tax file consent form. So we do hold your tax file number securely because we set your super up and your insurances. But we are very security conscious here with a lot going on in the world and all this, you know, hacking scandals everywhere left, right, and center. We're very security conscious with your information and your data. So that's why we do security with you.\n\nWhenever you call us or we call you, making sure that we're speaking to the correct person before providing anything to you. We do let you know that all of our calls are recorded, so we make sure that you're aware of that prior to the call as well. You're always welcome to say you don't wish to if you want to. And so the tax file consent form is just making sure you're aware that we do hold your tax file, letting you know the security we take to make sure it is all held securely and the reason for why we hold your tax file number. And we just get you the consent to that as well every so often just to make sure we're updating our files for you.\n\nOkay? Beautiful. There's a pretty easy interview for you today. There's not a lot of changes. Everything's working really nicely.\n\nBut is there anything that I may have not have touched on that's important for you to ask me, or is there anything else that you might wanna ask me while you've got me here at all? No? Perfect. Well, if you ever do, please feel free to let me know. As your adviser, I'm here to help.\n\nI do work Monday to Thursday, but I do work until about seven, 08:00 at night. So I'm more than happy to take your call after work hours or whenever suits you. And, yes, my you would've spoke to my lovely admin team member, Michelle, at some point. She'll be the one calling in about six months to book you in to do a bit of a catch up. And if you need anything in the meantime, it doesn't matter what it is.\n\nIn our world, there is no such thing as a silly question. If it's something that's on your mind and you would like an answer to it, feel free to touch base and let us know, and we will do our to find the answer for you or connect you with the person who has the answer. Okay? Anything. That's okay.\n\nI really appreciate you taking my call today, and I'll get that a pack out to you nice and ASAP. It'll also have all the documents I went through to give you an update of the balance and and the insurance and so you can run your eyes over those as well. Okay. Thank you. Thank you so much for your time, Amelia.\n\nMy pleasure. I hope you have a not a worry. I hope you have a great afternoon. Enjoy that sunshine. I hope so too.\n\nThank you so much. Enjoy your afternoon. I'll talk to you soon. Thank you. Bye.","paragraphs":[{"sentences":[{"text":"Hi, Amelia.","start":2.48,"end":3.1999998,"sentiment":"neutral","sentiment_score":0.09674258530139923},{"text":"This is Dana from Okene Financial.","start":3.1999998,"end":4.98,"sentiment":"neutral","sentiment_score":0.12490664049983025},{"text":"How are you this afternoon?","start":5.04,"end":6.18,"sentiment":"neutral","sentiment_score":0.1694299340248108},{"text":"Very well.","start":8.96,"end":9.679999,"sentiment":"positive","sentiment_score":0.407254621386528},{"text":"Thank you.","start":9.679999,"end":10.16,"sentiment":"positive","sentiment_score":0.455490306019783}],"sentiment":"neutral","sentiment_score":0.20679791403167389,"num_words":17,"start":2.48,"end":10.16},{"sentences":[{"text":"I had two booked in to go through your annual review today.","start":10.16,"end":12.96,"sentiment":"neutral","sentiment_score":0.19147226897378763},{"text":"Isn't that still a good time?","start":12.96,"end":14.42,"sentiment":"neutral","sentiment_score":0.1317059944073359},{"text":"Oh, fantastic.","start":16.675,"end":17.575,"sentiment":"positive","sentiment_score":0.5039549767971039},{"text":"How's your day been so far?","start":17.875,"end":19.575,"sentiment":"neutral","sentiment_score":0.32034054895242053},{"text":"Yeah.","start":22.675,"end":22.994999,"sentiment":"neutral","sentiment_score":0.16230113804340365}],"sentiment":"neutral","sentiment_score":0.22889472516598525,"num_words":27,"start":10.16,"end":22.994999},{"sentences":[{"text":"Good.","start":22.994999,"end":23.315,"sentiment":"neutral","sentiment_score":0.2528710663318634},{"text":"Really busy, but that's okay.","start":23.315,"end":24.915,"sentiment":"neutral","sentiment_score":0.1567550227046013},{"text":"We like it that way.","start":24.915,"end":26.295,"sentiment":"positive","sentiment_score":0.5330140113830566},{"text":"Fantastic.","start":29.25,"end":29.75,"sentiment":"positive","sentiment_score":0.560353696346283},{"text":"Amelia, before we jump into the call, just to let you know, we do record our calls for quality and training purposes.","start":30.13,"end":35.25,"sentiment":"neutral","sentiment_score":0.14848499609665436}],"sentiment":"neutral","sentiment_score":0.22143352491890683,"num_words":34,"start":22.994999,"end":35.25},{"sentences":[{"text":"Are you happy for me to proceed with that?","start":35.25,"end":37.51,"sentiment":"neutral","sentiment_score":0.17176040841473472},{"text":"Fantastic.","start":39.41,"end":39.91,"sentiment":"positive","sentiment_score":0.378097265958786},{"text":"And just to the security day with you as well, we are discussing your personal information.","start":40.795,"end":44.655,"sentiment":"neutral","sentiment_score":0.16624835971742868},{"text":"So I'll just get you to confirm your full name, your date of birth, and address I should have on file.","start":44.714996,"end":49.375,"sentiment":"neutral","sentiment_score":0.11714927284490495},{"text":"Beautiful.","start":57.4,"end":57.9,"sentiment":"positive","sentiment_score":0.40883344411849976}],"sentiment":"neutral","sentiment_score":0.15526839314649502,"num_words":48,"start":35.25,"end":57.9},{"sentences":[{"text":"Thank you so much for that.","start":58.04,"end":59.32,"sentiment":"positive","sentiment_score":0.5519820302724838},{"text":"And how's the weather down there?","start":59.32,"end":61.02,"sentiment":"neutral","sentiment_score":0.19922306140263876},{"text":"Yeah.","start":62.760002,"end":63.260002,"sentiment":"neutral","sentiment_score":0.22603122889995575},{"text":"Oh, that's lovely.","start":66.395,"end":67.994995,"sentiment":"neutral","sentiment_score":0.29770885904630023},{"text":"It's been nothing but rain here for the past week.","start":67.994995,"end":70.475,"sentiment":"neutral","sentiment_score":-0.04581345599144697}],"sentiment":"neutral","sentiment_score":0.19877899216058162,"num_words":26,"start":58.04,"end":70.475},{"sentences":[{"text":"It's horrendous the amount of rain we're getting.","start":70.475,"end":72.655,"sentiment":"neutral","sentiment_score":-0.3246283642947674},{"text":"Oh, looking forward to the the sun coming back out, hopefully, for the weekend maybe.","start":75.595,"end":80.494995,"sentiment":"neutral","sentiment_score":0.2845337917407354},{"text":"Absolutely.","start":83.93,"end":84.43,"sentiment":"positive","sentiment_score":0.3427104949951172},{"text":"All good.","start":85.130005,"end":85.69,"sentiment":"neutral","sentiment_score":0.3161659985780716},{"text":"Well, as we kinda jump into the review, then I'll go through and give you a bit of an update on your super.","start":85.69,"end":90.33,"sentiment":"neutral","sentiment_score":0.10981887028269145}],"sentiment":"neutral","sentiment_score":0.10554809123277664,"num_words":49,"start":70.475,"end":90.33},{"sentences":[{"text":"I know you've had a little bit of change in the investments over the last few, so I'll go through those with you.","start":90.33,"end":96.11,"sentiment":"neutral","sentiment_score":0.06783557626540246},{"text":"Is there anything particular you wanted to ask me or have me touch base on with regard to your review?","start":96.375,"end":101.915,"sentiment":"neutral","sentiment_score":0.03551609739661217},{"text":"Nope.","start":104.295,"end":104.795,"sentiment":"neutral","sentiment_score":-0.2658332586288452},{"text":"Nope.","start":104.855,"end":105.255005,"sentiment":"neutral","sentiment_score":-0.1837795227766037},{"text":"That's okay.","start":105.255005,"end":106.075005,"sentiment":"neutral","sentiment_score":-0.03778594359755516}],"sentiment":"neutral","sentiment_score":0.03713522411565831,"num_words":47,"start":90.33,"end":106.075005},{"sentences":[{"text":"Not a problem at all.","start":106.295,"end":107.675,"sentiment":"neutral","sentiment_score":0.04459759145975113},{"text":"And other than going through your survey insurances and just reasserted of assessing everything at the moment, has there been any major changes in your circumstances over the last twelve months that we may not be aware of yet?","start":108.055,"end":120.59,"sentiment":"neutral","sentiment_score":-0.07480694468204792},{"text":"Yep.","start":126.255,"end":126.755,"sentiment":"neutral","sentiment_score":0.03140626847743988},{"text":"Oh, fantastic.","start":130.415,"end":131.315,"sentiment":"neutral","sentiment_score":0.3278243690729141},{"text":"What kind of car did you end up getting?","start":131.69499,"end":133.315,"sentiment":"neutral","sentiment_score":0.05922702161802186}],"sentiment":"neutral","sentiment_score":-0.026328297930636575,"num_words":56,"start":106.295,"end":133.315},{"sentences":[{"text":"Oh, nice.","start":136.815,"end":137.555,"sentiment":"neutral","sentiment_score":0.2483406513929367},{"text":"Yeah.","start":139.8,"end":140.3,"sentiment":"neutral","sentiment_score":0.18261395394802096},{"text":"Yeah.","start":140.68,"end":141.08,"sentiment":"neutral","sentiment_score":0.2357441484928131},{"text":"Excellent.","start":141.08,"end":141.58,"sentiment":"positive","sentiment_score":0.5551042556762695},{"text":"That's fantastic.","start":141.8,"end":142.7,"sentiment":"positive","sentiment_score":0.6761212348937988}],"sentiment":"positive","sentiment_score":0.4031980186700821,"num_words":7,"start":136.815,"end":142.7},{"sentences":[{"text":"Well, congratulations on the new car.","start":143.48,"end":146.28,"sentiment":"positive","sentiment_score":0.6982379853725433},{"text":"That's excellent.","start":146.28,"end":147.08,"sentiment":"positive","sentiment_score":0.5738673210144043},{"text":"I did have here that you had a a Land Cruiser.","start":147.08,"end":149.4,"sentiment":"neutral","sentiment_score":0.08812165632843971},{"text":"Do you still have that vehicle?","start":149.4,"end":150.86,"sentiment":"neutral","sentiment_score":0.02303847608466943},{"text":"Perfect.","start":153.485,"end":153.88501,"sentiment":"positive","sentiment_score":0.35050147771835327}],"sentiment":"neutral","sentiment_score":0.2613551195424337,"num_words":26,"start":143.48,"end":153.88501},{"sentences":[{"text":"We got the Prado now and sold the Land Cruiser.","start":153.88501,"end":158.54501,"sentiment":"neutral","sentiment_score":0.19344952702522278},{"text":"Excellent.","start":158.845,"end":159.345,"sentiment":"positive","sentiment_score":0.3637807071208954},{"text":"What sort of value do you think you'd put on the Prado, do you think?","start":159.725,"end":162.785,"sentiment":"neutral","sentiment_score":0.06646919573346774},{"text":"Yeah.","start":166.67001,"end":167.17001,"sentiment":"neutral","sentiment_score":0.022802524268627167},{"text":"What sort of value is it to you if you had to sell the car?","start":172.27,"end":175.15001,"sentiment":"neutral","sentiment_score":0.0036299591263135272}],"sentiment":"neutral","sentiment_score":0.08029918629853498,"num_words":42,"start":153.88501,"end":175.15001},{"sentences":[{"text":"What would you want for it?","start":175.15001,"end":176.61,"sentiment":"neutral","sentiment_score":-0.004709034847716491},{"text":"85,000?","start":183.665,"end":184.645,"sentiment":"neutral","sentiment_score":0.014881685376167296},{"text":"Yeah.","start":184.705,"end":185.025,"sentiment":"neutral","sentiment_score":0.07056953758001328},{"text":"Perfect.","start":185.025,"end":185.525,"sentiment":"neutral","sentiment_score":0.16926784813404083},{"text":"Yep.","start":185.985,"end":186.465,"sentiment":"neutral","sentiment_score":0.14032064378261566}],"sentiment":"neutral","sentiment_score":0.03667855057865381,"num_words":10,"start":175.15001,"end":186.465},{"sentences":[{"text":"Excellent.","start":186.465,"end":186.965,"sentiment":"neutral","sentiment_score":0.3255048990249634},{"text":"Lovely.","start":187.265,"end":187.765,"sentiment":"neutral","sentiment_score":0.3298220634460449},{"text":"You put 85 on there.","start":187.825,"end":189.025,"sentiment":"neutral","sentiment_score":0.15346458852291106},{"text":"And do you have a loan on the vehicle, or is it owned outright?","start":189.025,"end":191.765,"sentiment":"neutral","sentiment_score":0.015905235361840044},{"text":"Okay.","start":196.05,"end":196.29,"sentiment":"neutral","sentiment_score":0.02090843766927719}],"sentiment":"neutral","sentiment_score":0.07573780171911824,"num_words":22,"start":186.465,"end":196.29},{"sentences":[{"text":"Yeah.","start":196.29,"end":196.77,"sentiment":"neutral","sentiment_score":0.023449473083019257},{"text":"Perfect.","start":196.77,"end":197.27,"sentiment":"neutral","sentiment_score":0.07642348110675812},{"text":"Yeah.","start":200.29,"end":200.69,"sentiment":"neutral","sentiment_score":0.028313081711530685},{"text":"Absolutely.","start":200.69,"end":201.19,"sentiment":"neutral","sentiment_score":0.03795750439167023},{"text":"Not a problem at all.","start":201.65,"end":202.69,"sentiment":"neutral","sentiment_score":0.013730400800704956}],"sentiment":"neutral","sentiment_score":0.026088393810722563,"num_words":9,"start":196.29,"end":202.69},{"sentences":[{"text":"So with the home loan there, we had you owing about 90,000, and I had a 148 in the redraw.","start":202.69,"end":209.205,"sentiment":"neutral","sentiment_score":-0.03822348602116108},{"text":"I'm not sure if the 90 was minus a 148.","start":209.52501,"end":212.565,"sentiment":"neutral","sentiment_score":-0.06367333605885506},{"text":"Apologies for that.","start":212.565,"end":213.785,"sentiment":"neutral","sentiment_score":-0.12941338121891022},{"text":"But how much do you owe on you're right.","start":214.725,"end":217.285,"sentiment":"neutral","sentiment_score":-0.035102902808123164},{"text":"How much do you owe on it now?","start":217.285,"end":218.905,"sentiment":"neutral","sentiment_score":-0.008029454038478434}],"sentiment":"neutral","sentiment_score":-0.043392099644988774,"num_words":50,"start":202.69,"end":218.905},{"sentences":[{"text":"You're right.","start":221.285,"end":222.025,"sentiment":"neutral","sentiment_score":0.023348706774413586},{"text":"Perfect.","start":228.41,"end":228.89,"sentiment":"neutral","sentiment_score":0.1177697330713272},{"text":"And is that do you have anything in the redraw on top of that, or is that minus anything sitting in the redraw?","start":228.89,"end":234.98999,"sentiment":"neutral","sentiment_score":-0.028389635212395504},{"text":"Okay.","start":248.06499,"end":248.56499,"sentiment":"neutral","sentiment_score":-0.03261072188615799},{"text":"Yep.","start":253.70001,"end":254.20001,"sentiment":"neutral","sentiment_score":0.019340304657816887}],"sentiment":"neutral","sentiment_score":-0.017920174303331544,"num_words":28,"start":221.285,"end":254.20001},{"sentences":[{"text":"It does.","start":256.82,"end":257.46,"sentiment":"neutral","sentiment_score":0.04285578615963459},{"text":"Yeah.","start":257.46,"end":257.78,"sentiment":"neutral","sentiment_score":0.16767913103103638},{"text":"Perfect.","start":257.78,"end":258.28,"sentiment":"positive","sentiment_score":0.4088178873062134},{"text":"Not a problem at all.","start":258.42,"end":259.72,"sentiment":"neutral","sentiment_score":0.1321354627609253},{"text":"Excellent.","start":260.02002,"end":260.52002,"sentiment":"positive","sentiment_score":0.4881466925144195}],"sentiment":"neutral","sentiment_score":0.1811032596975565,"num_words":10,"start":256.82,"end":260.52002},{"sentences":[{"text":"And I also have the asset value on the property of about 1,500,000 last year.","start":260.98,"end":266.145,"sentiment":"neutral","sentiment_score":0.13146050771077475},{"text":"Would you keep that about the same, or do you think it might have increased in value a bit?","start":266.145,"end":269.845,"sentiment":"neutral","sentiment_score":0.046255113753049},{"text":"The same.","start":271.985,"end":272.72498,"sentiment":"neutral","sentiment_score":-0.023785010911524296},{"text":"Fantastic.","start":274.065,"end":274.565,"sentiment":"positive","sentiment_score":0.41327062249183655},{"text":"And do you still have your debt scheme?","start":275.185,"end":276.965,"sentiment":"neutral","sentiment_score":0.08082213206216693}],"sentiment":"neutral","sentiment_score":0.08584516520301501,"num_words":45,"start":260.98,"end":276.965},{"sentences":[{"text":"Beautiful.","start":279.94,"end":280.44,"sentiment":"positive","sentiment_score":0.44117802381515503},{"text":"I have an asset value of about 15,000 on the Jet Ski.","start":280.5,"end":284.2,"sentiment":"neutral","sentiment_score":0.16508965318401655},{"text":"Excellent.","start":286.02002,"end":286.52002,"sentiment":"positive","sentiment_score":0.40050244331359863},{"text":"And then the other asset I've got noted here is your 50% ownership in the childcare center.","start":286.66,"end":291.56,"sentiment":"neutral","sentiment_score":0.10239030968616991},{"text":"Ownership value estimated at 2.5 mil.","start":292.355,"end":297.415,"sentiment":"neutral","sentiment_score":0.041386173417170845}],"sentiment":"neutral","sentiment_score":0.13004617866229368,"num_words":37,"start":279.94,"end":297.415},{"sentences":[{"text":"Beautiful.","start":299.315,"end":299.815,"sentiment":"positive","sentiment_score":0.34188276529312134},{"text":"And we had a a loan there as well as well, sorry, of about 86,000.","start":299.875,"end":304.61502,"sentiment":"neutral","sentiment_score":0.06696494470040003},{"text":"No.","start":305.2,"end":305.44,"sentiment":"neutral","sentiment_score":-0.03021938353776932},{"text":"Sorry.","start":305.44,"end":305.76,"sentiment":"neutral","sentiment_score":-0.04460742697119713},{"text":"860,000 owing still.","start":305.76,"end":307.84,"sentiment":"neutral","sentiment_score":-0.046553850173950195}],"sentiment":"neutral","sentiment_score":0.053898503560395467,"num_words":21,"start":299.315,"end":307.84},{"sentences":[{"text":"Is that right?","start":307.84,"end":308.66,"sentiment":"neutral","sentiment_score":-0.017479180668791134},{"text":"8 50.","start":311.6,"end":312.42,"sentiment":"neutral","sentiment_score":0.0033559477888047695},{"text":"Yep.","start":312.48,"end":312.98,"sentiment":"neutral","sentiment_score":0.04464566335082054},{"text":"Beautiful.","start":313.28,"end":313.78,"sentiment":"positive","sentiment_score":0.3830311894416809},{"text":"Not a problem.","start":314.08002,"end":314.80002,"sentiment":"neutral","sentiment_score":0.29226895173390705}],"sentiment":"neutral","sentiment_score":0.12587580615654587,"num_words":10,"start":307.84,"end":314.80002},{"sentences":[{"text":"Update that for you.","start":314.80002,"end":315.92,"sentiment":"neutral","sentiment_score":0.26668723300099373},{"text":"Thank you.","start":315.92,"end":316.66,"sentiment":"neutral","sentiment_score":0.3159920424222946},{"text":"Any other assets that you would note down?","start":317.36002,"end":319.905,"sentiment":"neutral","sentiment_score":0.06494605308398604},{"text":"Another thing I do tend to note down sorry.","start":319.905,"end":322.145,"sentiment":"neutral","sentiment_score":-0.025816873750752874},{"text":"You're right.","start":322.145,"end":322.805,"sentiment":"neutral","sentiment_score":-0.04074343293905258}],"sentiment":"neutral","sentiment_score":0.07617850847542286,"num_words":25,"start":314.80002,"end":322.805},{"sentences":[{"text":"Are you there?","start":329.26498,"end":329.82498,"sentiment":"neutral","sentiment_score":-0.03809935227036476},{"text":"So sorry.","start":329.82498,"end":330.225,"sentiment":"neutral","sentiment_score":-0.05288411118090153},{"text":"Can you hear me okay?","start":330.225,"end":331.365,"sentiment":"neutral","sentiment_score":-0.06721165329217911},{"text":"Sorry.","start":336.18,"end":336.41998,"sentiment":"neutral","sentiment_score":-0.1184454783797264},{"text":"I didn't wanna interrupt you.","start":336.41998,"end":337.86,"sentiment":"neutral","sentiment_score":-0.17212291955947875}],"sentiment":"neutral","sentiment_score":-0.09594903886318207,"num_words":16,"start":329.26498,"end":337.86},{"sentences":[{"text":"Apologize for that.","start":337.86,"end":339.16,"sentiment":"neutral","sentiment_score":-0.17300218840440115},{"text":"I also like to note down content.","start":339.54,"end":341.24,"sentiment":"neutral","sentiment_score":-0.02855684794485569},{"text":"What sort of value would you put on your content?","start":341.38,"end":343.63998,"sentiment":"neutral","sentiment_score":-0.04395698010921478},{"text":"Sorry.","start":347.005,"end":347.505,"sentiment":"neutral","sentiment_score":-0.1172984540462494},{"text":"Yeah.","start":353.485,"end":353.985,"sentiment":"neutral","sentiment_score":-0.021226420998573303}],"sentiment":"neutral","sentiment_score":-0.058954508043825626,"num_words":22,"start":337.86,"end":353.985},{"sentences":[{"text":"Yep.","start":357.405,"end":357.88498,"sentiment":"neutral","sentiment_score":0.07692427933216095},{"text":"Beautiful.","start":357.88498,"end":358.38498,"sentiment":"positive","sentiment_score":0.4868617653846741},{"text":"Love that.","start":358.845,"end":359.565,"sentiment":"positive","sentiment_score":0.5829744040966034},{"text":"Excellent.","start":359.565,"end":360.065,"sentiment":"positive","sentiment_score":0.5329254865646362},{"text":"Perfect.","start":361.36,"end":361.86,"sentiment":"neutral","sentiment_score":0.03306160494685173}],"sentiment":"positive","sentiment_score":0.382620324070255,"num_words":6,"start":357.405,"end":361.86},{"sentences":[{"text":"And is there anything else that you would kinda note down about you asset wise?","start":361.91998,"end":366.81998,"sentiment":"neutral","sentiment_score":-0.0030952699482440947},{"text":"No?","start":367.6,"end":368.1,"sentiment":"neutral","sentiment_score":-0.05162152647972107},{"text":"That's okay.","start":368.16,"end":368.97998,"sentiment":"neutral","sentiment_score":0.09485342726111412},{"text":"Beautiful.","start":369.12,"end":369.62,"sentiment":"positive","sentiment_score":0.6496293544769287},{"text":"Excellent.","start":369.75998,"end":370.25998,"sentiment":"positive","sentiment_score":0.6450638175010681}],"sentiment":"neutral","sentiment_score":0.06931747253984213,"num_words":20,"start":361.91998,"end":370.25998},{"sentences":[{"text":"And any other credit cards or personal loans or anything you'd note down as a liability?","start":370.47998,"end":374.66,"sentiment":"neutral","sentiment_score":0.13574196840636432},{"text":"No.","start":376.805,"end":377.305,"sentiment":"neutral","sentiment_score":0.033295657485723495},{"text":"Perfect.","start":377.44498,"end":377.94498,"sentiment":"positive","sentiment_score":0.3634026348590851},{"text":"Excellent.","start":378.16498,"end":378.66498,"sentiment":"positive","sentiment_score":0.35150256752967834},{"text":"Well, I'll give you a bit of an update on your super as well.","start":379.205,"end":382.905,"sentiment":"neutral","sentiment_score":0.1671533382364682}],"sentiment":"neutral","sentiment_score":0.1594005784753597,"num_words":33,"start":370.47998,"end":382.905},{"sentences":[{"text":"After the call, I'll send out your annual review pack, but having a look at the way things are at the moment, Love technology when it wants to work.","start":382.965,"end":392.33,"sentiment":"neutral","sentiment_score":0.128162472412504},{"text":"I need this document to open.","start":392.33,"end":393.85,"sentiment":"neutral","sentiment_score":0.027524222309390705},{"text":"There we go.","start":393.85,"end":394.75,"sentiment":"neutral","sentiment_score":0.02437335563202699},{"text":"So at the moment, when we sort of have a look back at this time last year, the balance in the account was about $273,007.32 and 55¢.","start":395.29,"end":404.59,"sentiment":"neutral","sentiment_score":0.03148331679403782},{"text":"Value of the account as of today, we've got 325,479 and 6¢ in there.","start":405.585,"end":413.425,"sentiment":"neutral","sentiment_score":0.15185375053149003}],"sentiment":"neutral","sentiment_score":0.08763171550999214,"num_words":79,"start":382.965,"end":413.425},{"sentences":[{"text":"So definitely a good increase.","start":413.425,"end":415.365,"sentiment":"positive","sentiment_score":0.4175101757049561},{"text":"Looking back there, we also provided a bit of an updated advice document last year, moved you into the low alpha growth portfolio.","start":416.705,"end":424.8,"sentiment":"neutral","sentiment_score":0.10734713271908138},{"text":"So I can sort of see there with the last twelve months, there was a bit of a change in the investments with that investments which that occurred.","start":425.34,"end":431.76,"sentiment":"neutral","sentiment_score":0.06338077570710864},{"text":"But all up for the last twelve months, the net return your portfolio has received is 12.06%, which is fantastic.","start":432.405,"end":440.66498,"sentiment":"positive","sentiment_score":0.4140351302921772},{"text":"That's a good result.","start":440.965,"end":441.94498,"sentiment":"positive","sentiment_score":0.5114774480462074}],"sentiment":"neutral","sentiment_score":0.20822261311113835,"num_words":80,"start":413.425,"end":441.94498},{"sentences":[{"text":"Yeah.","start":443.925,"end":444.425,"sentiment":"neutral","sentiment_score":0.19291584193706512},{"text":"Some people do prefer a dollar figure as opposed to a percentage.","start":444.81,"end":447.95,"sentiment":"neutral","sentiment_score":0.13186789552370706},{"text":"So that essentially means that the earnings your portfolio has made, its growth as well as income, is $41,042.08 for the year.","start":448.17,"end":457.61002,"sentiment":"neutral","sentiment_score":0.2111141678284515},{"text":"So it's a good solid return there.","start":457.61002,"end":459.63,"sentiment":"positive","sentiment_score":0.3640880989176886},{"text":"Yeah.","start":461.74503,"end":462.14502,"sentiment":"neutral","sentiment_score":0.09117981791496275}],"sentiment":"neutral","sentiment_score":0.21068927420433178,"num_words":43,"start":443.925,"end":462.14502},{"sentences":[{"text":"To kinda give you an idea on how we work that out or how we sort of look at the returns, with the growth portfolio that you're in, we tend to see you generally see about nine sorry.","start":462.14502,"end":473.9,"sentiment":"neutral","sentiment_score":0.05585713179683999},{"text":"80% of your super invested in growth assets.","start":473.9,"end":476.37997,"sentiment":"neutral","sentiment_score":0.034353840397670865},{"text":"So thinking things like Australian shares, international shares, listed property, and also commodities, so precious metals like gold and silver.","start":476.37997,"end":484.31998,"sentiment":"neutral","sentiment_score":0.05877021048218012},{"text":"With that kind of growth environment, you're looking to get the best returns you can.","start":485.02,"end":488.725,"sentiment":"neutral","sentiment_score":0.15954821606477101},{"text":"But on an average compounded over time, we are chasing about a seven to 9% return.","start":488.725,"end":494.805,"sentiment":"neutral","sentiment_score":0.028070297485101037}],"sentiment":"neutral","sentiment_score":0.06613560764781516,"num_words":97,"start":462.14502,"end":494.805},{"sentences":[{"text":"So, realistically, anything over that 9% means that your portfolio has over performed and done extremely well for the year, but then anything under that nine 7%, sorry, means your portfolio has pretty well underperformed for the year.","start":494.805,"end":509.07,"sentiment":"neutral","sentiment_score":0.11648795111595016},{"text":"So it has done really well.","start":509.07,"end":510.77,"sentiment":"positive","sentiment_score":0.41388027369976044},{"text":"The other thing to sort of think about with this year is that we have seen a lot happening in The US and of this would be around more and what's happening globally.","start":511.22998,"end":518.82495,"sentiment":"neutral","sentiment_score":0.14594885943965477},{"text":"And then here in Australia, we've also got or had high inflation rates as well.","start":519.365,"end":523.605,"sentiment":"neutral","sentiment_score":0.1314809078971545},{"text":"So we've kind of been here on two ends.","start":523.605,"end":525.52496,"sentiment":"neutral","sentiment_score":0.17833028237024942}],"sentiment":"neutral","sentiment_score":0.15151804263270138,"num_words":101,"start":494.805,"end":525.52496},{"sentences":[{"text":"So to kinda go through all of that and still come up with a positive return, especially one that's over performed against the benchmark we work on for your portfolio, is actually fantastic to see.","start":525.52496,"end":537.16003,"sentiment":"positive","sentiment_score":0.6860348343849182},{"text":"So really happy with that for you.","start":537.16003,"end":539.24005,"sentiment":"positive","sentiment_score":0.7642081465039935},{"text":"Okay?","start":539.24005,"end":539.74005,"sentiment":"positive","sentiment_score":0.33882611989974976},{"text":"Yeah.","start":541.56,"end":542.06,"sentiment":"neutral","sentiment_score":0.3244643807411194},{"text":"Excellent.","start":542.76,"end":543.26,"sentiment":"positive","sentiment_score":0.4624480903148651}],"sentiment":"positive","sentiment_score":0.6774758848879072,"num_words":45,"start":525.52496,"end":543.26},{"sentences":[{"text":"I will ask you the call center, as I mentioned, your annual review packet, we'll have a copy of all these documents in there so you can have a look at them, run your eyes over, and feel free to let us know if you do happen to have any questions in there.","start":544.12,"end":555.465,"sentiment":"neutral","sentiment_score":0.13020807441394283},{"text":"But looking forward, when we kinda break down everything, some of your best performers in your portfolio were your physical gold.","start":556.005,"end":563.30005,"sentiment":"neutral","sentiment_score":0.24067030137493498},{"text":"That in itself was up by over 26%, which is great to see.","start":563.68005,"end":567.78,"sentiment":"positive","sentiment_score":0.5012829189117138},{"text":"We have also, sorry, seen other assets like agriculture doing quite well.","start":568.64,"end":576.27496,"sentiment":"neutral","sentiment_score":0.19025248133887848},{"text":"Australian and US equities are also performing really well within your portfolio there.","start":576.815,"end":581.21497,"sentiment":"neutral","sentiment_score":0.2970284968614578}],"sentiment":"neutral","sentiment_score":0.2197873433386641,"num_words":112,"start":544.12,"end":581.21497},{"sentences":[{"text":"So really happy with how all of that has gone.","start":581.21497,"end":584.035,"sentiment":"positive","sentiment_score":0.5969624042510986},{"text":"I wouldn't sort of wanna reevaluate or change too much in there at the moment.","start":584.59,"end":588.85,"sentiment":"neutral","sentiment_score":-0.07922307153542836},{"text":"It would sort of just probably be best to, you know, see a track for another twelve months and then maybe look at altering the portfolio down the track there for you because, you know, don't need to cement gains if we don't require it at the moment.","start":589.07,"end":602.205,"sentiment":"neutral","sentiment_score":0.04158912288645903},{"text":"So it's good to sort of see everything tracking.","start":602.205,"end":604.465,"sentiment":"neutral","sentiment_score":0.1368134833044476},{"text":"Yeah.","start":604.845,"end":605.325,"sentiment":"neutral","sentiment_score":0.08282339572906494}],"sentiment":"neutral","sentiment_score":0.09749036883733359,"num_words":83,"start":581.21497,"end":605.325},{"sentences":[{"text":"Perfect.","start":605.325,"end":605.825,"sentiment":"neutral","sentiment_score":0.25913095474243164},{"text":"The other thing we do like to sort of go through is the insurance side of things.","start":607.245,"end":610.765,"sentiment":"neutral","sentiment_score":0.033767796285888725},{"text":"So I can see we can cover with MLC there, I send it now that I've changed their name.","start":610.765,"end":616.12,"sentiment":"neutral","sentiment_score":0.0304735624476483},{"text":"Essentially, you've got your life cover, your TPD, and your income protection cover, which is paid out of super there.","start":617.06,"end":623.63995,"sentiment":"neutral","sentiment_score":0.045253101363778116},{"text":"To go through and look at the benefits, the life cover benefit or some insured you have at the moment is 972,405 in the event of something happening if you were to pass away prematurely.","start":624.42,"end":637.23505,"sentiment":"neutral","sentiment_score":0.013301761129072734}],"sentiment":"neutral","sentiment_score":0.03024787874892354,"num_words":92,"start":605.325,"end":637.23505},{"sentences":[{"text":"Your life benefit is paid out, and then your super benefit is paid on top of that to your beneficiaries there.","start":637.53503,"end":643.35,"sentiment":"neutral","sentiment_score":0.07865093258165178},{"text":"Are you fairly comfortable with that total as a benefit, or did you wanna kind of reevaluate that at the moment?","start":643.89,"end":650.15,"sentiment":"neutral","sentiment_score":0.0857671709465129},{"text":"Yeah.","start":653.49,"end":653.99,"sentiment":"neutral","sentiment_score":-0.083187997341156},{"text":"Yeah.","start":657.435,"end":657.935,"sentiment":"neutral","sentiment_score":0.08861227333545685},{"text":"That's okay.","start":658.955,"end":659.775,"sentiment":"neutral","sentiment_score":0.015328624285757542}],"sentiment":"neutral","sentiment_score":0.0758448195360277,"num_words":46,"start":637.53503,"end":659.775},{"sentences":[{"text":"Yeah.","start":664.395,"end":664.875,"sentiment":"neutral","sentiment_score":0.1089991331100464},{"text":"Absolutely.","start":664.875,"end":665.375,"sentiment":"neutral","sentiment_score":0.18823452293872833},{"text":"So if I have a look at the benefit amount, so the way it works is if you were to pass away prematurely, your super benefit is paid out there.","start":665.915,"end":673.17,"sentiment":"neutral","sentiment_score":0.09380427201588949},{"text":"So you've currently got your balance of what are we at?","start":674.69,"end":677.49,"sentiment":"neutral","sentiment_score":0.050529414279894394},{"text":"3 what did I say before?","start":677.49,"end":679.64996,"sentiment":"neutral","sentiment_score":-0.005778196423004071}],"sentiment":"neutral","sentiment_score":0.07413298357278109,"num_words":49,"start":664.395,"end":679.64996},{"sentences":[{"text":"Sorry.","start":679.64996,"end":680.14996,"sentiment":"neutral","sentiment_score":-0.012189462780952454},{"text":"$303,125,004 $7.09 and 6¢, and then you also get your your life cover paid out on top of that.","start":680.29,"end":693.075,"sentiment":"neutral","sentiment_score":0.08212805549717611},{"text":"And that goes to your beneficiaries.","start":693.075,"end":694.535,"sentiment":"neutral","sentiment_score":0.09615493938326836},{"text":"So with your super beneficiaries at the moment, you have 25% to Archer, 25% to Evie, 25% to Inez, and 25% to Kynan.","start":694.675,"end":705.11005,"sentiment":"neutral","sentiment_score":0.07214862788500993},{"text":"I'm so sorry if I said his name wrong.","start":705.17004,"end":707.27,"sentiment":"neutral","sentiment_score":-0.05450176613198386}],"sentiment":"neutral","sentiment_score":0.056349959976056165,"num_words":58,"start":679.64996,"end":707.27},{"sentences":[{"text":"Perfect.","start":708.45,"end":708.95,"sentiment":"neutral","sentiment_score":0.3083452582359314},{"text":"Perfect.","start":709.41003,"end":709.91003,"sentiment":"neutral","sentiment_score":0.27844059467315674},{"text":"So they're all receiving a 25% split of your super benefit debt.","start":710.45,"end":714.71,"sentiment":"neutral","sentiment_score":0.20881404976050058},{"text":"I'm assuming I will double check this later, but your life benefit, I believe, is being paid out the exact same way to those beneficiaries there.","start":714.85004,"end":722.685,"sentiment":"neutral","sentiment_score":0.1623408252803179},{"text":"So it basically means that in the event that you were unable to pass away between all of your beneficiaries, they're getting essentially about 1.2 mil paid out to them or a bit over 1.2 mil paid out.","start":722.825,"end":735.4,"sentiment":"neutral","sentiment_score":0.09253016643618282}],"sentiment":"neutral","sentiment_score":0.13884054143459368,"num_words":78,"start":708.45,"end":735.4},{"sentences":[{"text":"Does that feel like a fairly comfortable amount for you?","start":735.4,"end":738.36005,"sentiment":"neutral","sentiment_score":0.1605751022696495},{"text":"Are you Yep.","start":738.36005,"end":741.18,"sentiment":"neutral","sentiment_score":0.12726021309693655},{"text":"Perfect.","start":742.255,"end":742.755,"sentiment":"positive","sentiment_score":0.525377631187439},{"text":"Perfect.","start":743.055,"end":743.555,"sentiment":"neutral","sentiment_score":0.15782591700553894},{"text":"Life cover is basically that.","start":744.415,"end":746.175,"sentiment":"neutral","sentiment_score":0.04153124839067459}],"sentiment":"neutral","sentiment_score":0.14391957260668278,"num_words":20,"start":735.4,"end":746.175},{"sentences":[{"text":"It is the benefits are paid out in the event of passing prematurely.","start":746.175,"end":749.71497,"sentiment":"neutral","sentiment_score":0.031582822593358845},{"text":"CBD is a little bit different.","start":750.495,"end":752.095,"sentiment":"neutral","sentiment_score":-0.030707107856869698},{"text":"The total permanent incapacity or total permanent disability pays out the lump sum benefit or a disability pension in the event that you're disabled and unable to ever go back to work again.","start":752.095,"end":762.89996,"sentiment":"neutral","sentiment_score":-0.05382781317739776},{"text":"Disability, I do like to make sure everyone is aware because it's not something that is well known.","start":763.83997,"end":769.04,"sentiment":"neutral","sentiment_score":0.040197602990600795},{"text":"But if you claim TPD and you're under the age of 60, you actually do pay tax from the lump sum payout.","start":769.04,"end":776.865,"sentiment":"neutral","sentiment_score":0.05377032387663017}],"sentiment":"neutral","sentiment_score":0.003875219465597816,"num_words":92,"start":746.175,"end":776.865},{"sentences":[{"text":"So as advisers yes.","start":777.005,"end":780.305,"sentiment":"neutral","sentiment_score":0.0783561747521162},{"text":"They say it's coming everywhere, don't they?","start":780.765,"end":783.105,"sentiment":"neutral","sentiment_score":0.047192130237817764},{"text":"So with as advisers here, if you were to claim on TBD, we can provide advice to help limit the amount of tax payable, whether it be, you know, draw out smaller income amounts over a certain period of time to limit the amount of tax, or there are some other fun fancy things that we can do out there to help you.","start":785.45996,"end":801.655,"sentiment":"neutral","sentiment_score":0.18648291875918707},{"text":"But I do like to make everyone aware that the tax could be up to 22%.","start":802.03503,"end":806.195,"sentiment":"neutral","sentiment_score":0.11684252694249153},{"text":"So it does mean that the amount you are insured for isn't necessarily the amount that you are eligible or would receive.","start":806.195,"end":812.935,"sentiment":"neutral","sentiment_score":0.07271241701462051}],"sentiment":"neutral","sentiment_score":0.14161917051699544,"num_words":112,"start":777.005,"end":812.935},{"sentences":[{"text":"The older you get, the less the tax becomes, admittedly, because the longer you've had the benefit for.","start":815.29004,"end":820.99005,"sentiment":"neutral","sentiment_score":0.05333517698778047},{"text":"But then, as I said, there are some fun, fancy things that you can do to help minimize the tax payable.","start":821.21,"end":825.95,"sentiment":"neutral","sentiment_score":0.2102951162627765},{"text":"We obviously hope that you never have to claim on these because claiming on one of these insurances means that you've lost something, which is not a good outcome.","start":826.725,"end":834.585,"sentiment":"neutral","sentiment_score":-0.14692311579811163},{"text":"But but it's always good to have it to fall back on.","start":835.685,"end":838.505,"sentiment":"neutral","sentiment_score":0.23696954362094402},{"text":"With the TBD sum insured you have at the moment, you are covered for the benefit amount of 868,219.","start":838.8,"end":847.46,"sentiment":"neutral","sentiment_score":0.14324167566864113}],"sentiment":"neutral","sentiment_score":0.06748168313443059,"num_words":99,"start":815.29004,"end":847.46},{"sentences":[{"text":"And then if you are claiming on TBD, again, your super benefit is released to you.","start":847.84,"end":852.48,"sentiment":"neutral","sentiment_score":0.11018441198393703},{"text":"We can claim incapacity super as well.","start":852.48,"end":855.365,"sentiment":"neutral","sentiment_score":0.0692576574427741},{"text":"Do you feel like with the super balance and the 868,000 of TBD that that would be a fairly you're comfortable keeping that amount, or did you wanna look at reviewing the amount of TBD cover?","start":856.065,"end":868.085,"sentiment":"neutral","sentiment_score":0.0569386523630884},{"text":"That's okay.","start":870.2,"end":871.02,"sentiment":"positive","sentiment_score":0.3612690716981888},{"text":"Yeah.","start":871.08,"end":871.48,"sentiment":"positive","sentiment_score":0.3847259283065796}],"sentiment":"neutral","sentiment_score":0.08717435081639598,"num_words":62,"start":847.84,"end":871.48},{"sentences":[{"text":"Perfect.","start":871.48,"end":871.98,"sentiment":"positive","sentiment_score":0.600470781326294},{"text":"And then with the income protection insurances here as well.","start":872.92,"end":877.0,"sentiment":"neutral","sentiment_score":0.03214428909122944},{"text":"So I've got your income notice here at the moment of I believe it's a 160,000.","start":877.0,"end":883.58,"sentiment":"neutral","sentiment_score":0.027049568307120353},{"text":"Is that right?","start":883.8,"end":884.7,"sentiment":"neutral","sentiment_score":0.02268207600961129},{"text":"That's okay.","start":888.38495,"end":889.20496,"sentiment":"neutral","sentiment_score":0.0009976718574762362}],"sentiment":"neutral","sentiment_score":0.044523385528009385,"num_words":32,"start":871.48,"end":889.20496},{"sentences":[{"text":"I've got you on a 160,000 per annum.","start":889.425,"end":891.90497,"sentiment":"neutral","sentiment_score":0.02589330170303583},{"text":"Is that right?","start":891.90497,"end":892.725,"sentiment":"neutral","sentiment_score":0.03580211785932382},{"text":"That's okay.","start":903.3,"end":904.12,"sentiment":"neutral","sentiment_score":0.0665173064917326},{"text":"Oh, that's that's alright.","start":907.77997,"end":909.32,"sentiment":"neutral","sentiment_score":0.08595425821840763},{"text":"Yeah.","start":946.065,"end":946.305,"sentiment":"neutral","sentiment_score":0.1907348185777664}],"sentiment":"neutral","sentiment_score":0.05456329064650668,"num_words":18,"start":889.425,"end":946.305},{"sentences":[{"text":"That works out fairly accurate.","start":946.305,"end":948.085,"sentiment":"neutral","sentiment_score":0.27153992354869844},{"text":"Yeah.","start":948.225,"end":948.725,"sentiment":"neutral","sentiment_score":0.2180289775133133},{"text":"That's okay.","start":949.505,"end":950.405,"sentiment":"neutral","sentiment_score":0.24382047355175018},{"text":"So with your income protection benefit, the monthly benefit that you insured for is about 7,604.","start":950.865,"end":959.61005,"sentiment":"neutral","sentiment_score":0.14119758317247033},{"text":"That looks like when I kinda work it out because I've got your gross income as being 160,000, but then I've got your base income ordinary time earnings at a 120,000 starting.","start":960.47003,"end":971.45,"sentiment":"neutral","sentiment_score":0.12984997546300292}],"sentiment":"neutral","sentiment_score":0.1513880372845701,"num_words":56,"start":946.305,"end":971.45},{"sentences":[{"text":"So it looks like the 70% of your income protection is based on that 120,000.","start":972.165,"end":977.785,"sentiment":"neutral","sentiment_score":0.14714530607064566},{"text":"Did you because you are technically getting a little bit higher and you're getting that director's allowance or the director's payments on a regular basis, Do you feel like in the event that you are unable to go to work due to illness or injury, you'd still be able to receive some sort of income from the business?","start":978.805,"end":995.76,"sentiment":"neutral","sentiment_score":0.03503693730152886},{"text":"Yep.","start":1001.055,"end":1001.555,"sentiment":"neutral","sentiment_score":0.008915260434150696},{"text":"Okay.","start":1006.895,"end":1007.395,"sentiment":"neutral","sentiment_score":-0.0035532619804143906},{"text":"Yeah.","start":1010.575,"end":1011.075,"sentiment":"neutral","sentiment_score":-0.02557346411049366}],"sentiment":"neutral","sentiment_score":0.05551461169594213,"num_words":76,"start":972.165,"end":1011.075},{"sentences":[{"text":"You wouldn't get getting paid anything?","start":1014.24,"end":1016.1,"sentiment":"neutral","sentiment_score":-0.12492250402768452},{"text":"Yeah.","start":1016.16,"end":1016.48,"sentiment":"neutral","sentiment_score":-0.06093234941363335},{"text":"No.","start":1016.48,"end":1016.8,"sentiment":"neutral","sentiment_score":-0.179091215133667},{"text":"Fair enough.","start":1016.8,"end":1017.54,"sentiment":"neutral","sentiment_score":-0.15563969314098358},{"text":"No.","start":1017.6,"end":1017.83997,"sentiment":"neutral","sentiment_score":-0.1918862611055374}],"sentiment":"neutral","sentiment_score":-0.1357022032819011,"num_words":11,"start":1014.24,"end":1017.83997},{"sentences":[{"text":"That's okay.","start":1017.83997,"end":1018.74,"sentiment":"neutral","sentiment_score":-0.10262825712561607},{"text":"That's alright.","start":1019.44,"end":1020.25995,"sentiment":"neutral","sentiment_score":-0.019780282396823168},{"text":"Because having a look at your income protection, the way it is structured at the moment, you do have that monthly benefit amount that you're covered for of 7,604, and that would be based on 70% of a 120,000 to kind of show you that's where you're you know, what you'd be covering essentially.","start":1020.8,"end":1038.745,"sentiment":"neutral","sentiment_score":0.05936624792714914},{"text":"Do you feel like that benefit amount would be fine to cover your basic living expenses if you were not able to work, or do you think you might need to maybe look to increase that to cover more of that 160,000?","start":1040.1649,"end":1053.99,"sentiment":"neutral","sentiment_score":0.041466386057436466},{"text":"Yeah.","start":1060.085,"end":1060.585,"sentiment":"neutral","sentiment_score":-0.017929978668689728}],"sentiment":"neutral","sentiment_score":0.046382361829354624,"num_words":101,"start":1017.83997,"end":1060.585},{"sentences":[{"text":"It does.","start":1063.445,"end":1064.085,"sentiment":"neutral","sentiment_score":-0.07164010405540466},{"text":"That is the downside.","start":1064.085,"end":1065.145,"sentiment":"neutral","sentiment_score":-0.25265222787857056},{"text":"Yes.","start":1065.525,"end":1066.005,"sentiment":"neutral","sentiment_score":-0.0008395640179514885},{"text":"So the more you are covered for, the higher the income protection benefit period you're insured for, the more you'll pay.","start":1066.005,"end":1074.8401,"sentiment":"neutral","sentiment_score":0.017288140154310634},{"text":"Yep.","start":1076.18,"end":1076.68,"sentiment":"neutral","sentiment_score":0.057039014995098114}],"sentiment":"neutral","sentiment_score":-0.025332369841635227,"num_words":29,"start":1063.445,"end":1076.68},{"sentences":[{"text":"Okay.","start":1082.66,"end":1083.16,"sentiment":"neutral","sentiment_score":0.021178580820560455},{"text":"Yep.","start":1083.3,"end":1083.62,"sentiment":"neutral","sentiment_score":0.011745767667889597},{"text":"Perfect.","start":1083.62,"end":1084.12,"sentiment":"neutral","sentiment_score":0.023515604436397552},{"text":"Yep.","start":1085.38,"end":1085.88,"sentiment":"neutral","sentiment_score":0.02066289074718952},{"text":"Yep.","start":1089.7051,"end":1090.025,"sentiment":"neutral","sentiment_score":0.08721363544464111}],"sentiment":"neutral","sentiment_score":0.03286329582333565,"num_words":5,"start":1082.66,"end":1090.025},{"sentences":[{"text":"Yes.","start":1090.025,"end":1090.425,"sentiment":"neutral","sentiment_score":0.1277124285697937},{"text":"That's absolutely perfect.","start":1090.425,"end":1091.865,"sentiment":"positive","sentiment_score":0.41846633950869244},{"text":"No.","start":1091.865,"end":1092.105,"sentiment":"neutral","sentiment_score":0.023763149976730347},{"text":"Not a problem at all.","start":1092.105,"end":1093.405,"sentiment":"neutral","sentiment_score":-0.06218671090900898},{"text":"No.","start":1094.185,"end":1094.685,"sentiment":"neutral","sentiment_score":-0.04133529216051102}],"sentiment":"neutral","sentiment_score":0.09587325003336776,"num_words":11,"start":1090.025,"end":1094.685},{"sentences":[{"text":"Excellent.","start":1096.3451,"end":1096.8451,"sentiment":"positive","sentiment_score":0.5500649213790894},{"text":"Lovely.","start":1097.225,"end":1097.625,"sentiment":"positive","sentiment_score":0.4953687787055969},{"text":"If anything comes up and you decide you wanna kinda reevaluate that, please do let me know.","start":1097.625,"end":1101.865,"sentiment":"neutral","sentiment_score":0.11329599951996523},{"text":"We're here to kinda help you and make sure that we can.","start":1101.865,"end":1104.4,"sentiment":"neutral","sentiment_score":0.2537384641667207},{"text":"And we do go through that every year with you at any review time to make sure that you are covered to the amount that you need to be.","start":1104.62,"end":1111.2,"sentiment":"neutral","sentiment_score":0.15104720613052106}],"sentiment":"neutral","sentiment_score":0.1732782706618309,"num_words":60,"start":1096.3451,"end":1111.2},{"sentences":[{"text":"With income protection, it is the biggest part or the the largest cost of your insurances.","start":1111.66,"end":1116.4,"sentiment":"neutral","sentiment_score":0.046425353502854705},{"text":"It's the first thing it normally gets claimed on.","start":1116.54,"end":1118.825,"sentiment":"neutral","sentiment_score":0.07078083977103233},{"text":"And so it does account for about 90% of your insurance premiums, essentially.","start":1119.9249,"end":1124.505,"sentiment":"neutral","sentiment_score":0.06910879709399663},{"text":"Increasing, it does mean that your premiums are gonna increase.","start":1125.205,"end":1128.4249,"sentiment":"neutral","sentiment_score":-0.08216253779828549},{"text":"However, it's also a doubly act about making sure you're covered for the amount that you need to be covered for as well as not eating away all of your super because those premiums come out of your super as well.","start":1128.8049,"end":1139.02,"sentiment":"neutral","sentiment_score":-0.02449515184796438}],"sentiment":"neutral","sentiment_score":0.005082258117500316,"num_words":89,"start":1111.66,"end":1139.02},{"sentences":[{"text":"Okay?","start":1139.02,"end":1139.52,"sentiment":"neutral","sentiment_score":0.053860440850257874},{"text":"Excellent.","start":1141.66,"end":1142.16,"sentiment":"positive","sentiment_score":0.5772486329078674},{"text":"With your income protection policy, you do have a ninety day waiting period.","start":1142.86,"end":1146.46,"sentiment":"neutral","sentiment_score":0.2003334812246836},{"text":"That just means that you need to be off work for ninety days prior to making a claim.","start":1146.46,"end":1150.3551,"sentiment":"neutral","sentiment_score":0.07044957350525591},{"text":"I always suggest to clients that if you're off work and you feel like you're gonna meet that waiting period and need to claim, as soon as you're off work and you've been to the doctor, you've got the information, give us a call, let us know.","start":1150.8151,"end":1161.875,"sentiment":"neutral","sentiment_score":0.11051822200100472}],"sentiment":"neutral","sentiment_score":0.12122366358526052,"num_words":80,"start":1139.02,"end":1161.875},{"sentences":[{"text":"As your advisers, we help to facilitate the claim between yourself and the insurer, and we can let them know that you're off work, that that waiting period has started.","start":1162.22,"end":1170.3201,"sentiment":"neutral","sentiment_score":0.19047207124531268},{"text":"They can get us the claims information, and then at that ninety days, we can can submit that claim for you to have that process be more streamlined.","start":1170.78,"end":1179.005,"sentiment":"neutral","sentiment_score":0.2573801143360989},{"text":"Okay?","start":1179.545,"end":1180.045,"sentiment":"neutral","sentiment_score":0.11071811616420746},{"text":"Excellent.","start":1181.865,"end":1182.365,"sentiment":"positive","sentiment_score":0.46640545129776},{"text":"You've also got a five year benefit period.","start":1182.8251,"end":1184.8251,"sentiment":"neutral","sentiment_score":0.2973794862627983}],"sentiment":"neutral","sentiment_score":0.2334847764166839,"num_words":68,"start":1162.22,"end":1184.8251},{"sentences":[{"text":"That just means if you're off work and on a claim, you can be on a claim for up to five years.","start":1184.8251,"end":1189.3251,"sentiment":"neutral","sentiment_score":0.2169216674837199},{"text":"At that five year period, the claim does stop regardless of whether you can go back to work again.","start":1189.83,"end":1195.21,"sentiment":"neutral","sentiment_score":0.14140016350306964},{"text":"But it also kinda is a good claim period because it does account for, like, if you're off work for one or two years, and then you can go back to work part time, you can be on a partial claim for, say, the the other three years there.","start":1195.75,"end":1207.345,"sentiment":"neutral","sentiment_score":0.19187943059570936},{"text":"So a five year benefit period is a good mix between making sure you've got enough time to recover, recuperate, and get back to work, but then also making sure that you're not paying too much in premiums.","start":1207.345,"end":1218.4401,"sentiment":"neutral","sentiment_score":0.2005042480795007},{"text":"So it's a good benefit period.","start":1218.5,"end":1220.3601,"sentiment":"neutral","sentiment_score":0.2982737918694814}],"sentiment":"neutral","sentiment_score":0.19604310498975996,"num_words":134,"start":1184.8251,"end":1220.3601},{"sentences":[{"text":"Yeah.","start":1221.38,"end":1221.88,"sentiment":"positive","sentiment_score":0.3659907281398773},{"text":"Perfect.","start":1222.02,"end":1222.52,"sentiment":"positive","sentiment_score":0.5106754899024963},{"text":"I will, as part of the annual review pack, make sure you've got a copy of the certificate of currency in there.","start":1223.4601,"end":1227.78,"sentiment":"neutral","sentiment_score":0.3149609389630231},{"text":"So you're welcome to run your eyes over that one.","start":1227.78,"end":1229.7001,"sentiment":"positive","sentiment_score":0.4436150580644608},{"text":"Let me know if you do have any questions there.","start":1229.7001,"end":1231.915,"sentiment":"neutral","sentiment_score":0.28513798862695694}],"sentiment":"positive","sentiment_score":0.34303039413961495,"num_words":44,"start":1221.38,"end":1231.915},{"sentences":[{"text":"It's you know, just making sure that that level of cover is adequate for what your needs are, what your goals are.","start":1232.4551,"end":1237.8151,"sentiment":"positive","sentiment_score":0.3812190162187273},{"text":"And if you ever decide it's not, it doesn't have to be at any review time.","start":1237.8151,"end":1241.495,"sentiment":"neutral","sentiment_score":0.15630409680306911},{"text":"If you decide something isn't right, something isn't working, you wanna reevaluate something, you're welcome to let us know.","start":1241.495,"end":1247.0099,"sentiment":"neutral","sentiment_score":0.04092839634732196},{"text":"We'll make time to talk it through and update the advice if needed as well.","start":1247.0099,"end":1250.69,"sentiment":"neutral","sentiment_score":0.302862278620402},{"text":"Okay?","start":1250.69,"end":1251.19,"sentiment":"neutral","sentiment_score":0.18323057889938352}],"sentiment":"neutral","sentiment_score":0.22454093417076215,"num_words":73,"start":1232.4551,"end":1251.19},{"sentences":[{"text":"That's okay.","start":1253.6499,"end":1254.63,"sentiment":"positive","sentiment_score":0.4245440661907196},{"text":"Now I've also got your trauma policy here.","start":1255.49,"end":1258.95,"sentiment":"neutral","sentiment_score":0.15322353690862656},{"text":"So you've got down a critical illness benefit or trauma benefit here, which pays out a lump sum tax free benefit of a $104,001.86 in the event of a traumatic diagnosis.","start":1259.135,"end":1270.435,"sentiment":"neutral","sentiment_score":0.13942435984649965},{"text":"Do you know how trauma insurance works?","start":1271.3899,"end":1273.63,"sentiment":"neutral","sentiment_score":0.053274146148136685},{"text":"Did you have any questions about how trauma works differently to anything else?","start":1273.63,"end":1277.49,"sentiment":"neutral","sentiment_score":0.008863056938235577}],"sentiment":"neutral","sentiment_score":0.11287164501845837,"num_words":61,"start":1253.6499,"end":1277.49},{"sentences":[{"text":"What is that's okay.","start":1282.2699,"end":1283.8899,"sentiment":"neutral","sentiment_score":-0.06338365562260151},{"text":"That's absolutely fine.","start":1284.125,"end":1285.405,"sentiment":"positive","sentiment_score":0.33591561516125995},{"text":"So trauma covers you in the event of a traumatic diagnosis.","start":1285.405,"end":1288.305,"sentiment":"neutral","sentiment_score":0.011703728613528338},{"text":"So more often than not, the biggest things that are claimed on are things like heart attack, stroke, Parkinson's, or other neurological disorders.","start":1288.685,"end":1295.905,"sentiment":"neutral","sentiment_score":-0.10305612566678421},{"text":"Cancer's probably the biggest one.","start":1295.9651,"end":1297.665,"sentiment":"neutral","sentiment_score":-0.2073525995016098}],"sentiment":"neutral","sentiment_score":-0.054871753263084785,"num_words":46,"start":1282.2699,"end":1297.665},{"sentences":[{"text":"Certain breast cancers depending on the grading of it.","start":1298.045,"end":1301.0901,"sentiment":"neutral","sentiment_score":-0.0802875090804365},{"text":"And trauma is a tax free benefit.","start":1302.11,"end":1304.6901,"sentiment":"neutral","sentiment_score":0.02467146036880357},{"text":"Generally speaking, if something big happens to you, like, say, a cancer diagnosis as an example, you can claim on trauma upfront.","start":1304.99,"end":1313.1951,"sentiment":"neutral","sentiment_score":-0.08531625230203975},{"text":"It's a tax free lump sum payment.","start":1313.335,"end":1315.435,"sentiment":"neutral","sentiment_score":0.023033675870725086},{"text":"And then if you still can't go to work, it can be a bit of a buffer in that waiting period of time while you are seeking treatment and maybe not at work for that period of time, and then we tend to claim on income protection after that.","start":1315.975,"end":1328.33,"sentiment":"neutral","sentiment_score":-0.16403626559340223}],"sentiment":"neutral","sentiment_score":-0.10961049141243417,"num_words":94,"start":1298.045,"end":1328.33},{"sentences":[{"text":"So trauma just tends to be for large traumatic diagnoses, whereas income protection covers you if you're unable to go to work due to illness or injury.","start":1328.33,"end":1338.1699,"sentiment":"neutral","sentiment_score":-0.21498416033056048},{"text":"So I've seen people claim, you know, income protection have had a motorcycle accident.","start":1338.1699,"end":1343.0249,"sentiment":"neutral","sentiment_score":-0.14666985826832907},{"text":"They've been off work with a broken leg and can't go to work, or they've hurt their back and they can't go to work, and they meet that waiting period, and you can claim on income protection for those sorts of things.","start":1343.0249,"end":1352.6449,"sentiment":"neutral","sentiment_score":-0.15097909427380987},{"text":"And then CBD is a much higher disability kind of insurance.","start":1352.91,"end":1357.25,"sentiment":"neutral","sentiment_score":-0.06304686203260314},{"text":"Does that make sense?","start":1357.31,"end":1358.4501,"sentiment":"neutral","sentiment_score":-0.010319666704162955}],"sentiment":"neutral","sentiment_score":-0.1523863923811943,"num_words":98,"start":1328.33,"end":1358.4501},{"sentences":[{"text":"Yeah.","start":1360.03,"end":1360.51,"sentiment":"neutral","sentiment_score":0.23224663734436035},{"text":"Perfect.","start":1360.51,"end":1360.99,"sentiment":"positive","sentiment_score":0.47702527046203613},{"text":"Did you have any questions about any of the insurances, or did you want me to break anything down more for you?","start":1360.99,"end":1366.5901,"sentiment":"neutral","sentiment_score":0.042240767147053375},{"text":"Or no?","start":1366.5901,"end":1368.995,"sentiment":"neutral","sentiment_score":0.0017187250778079042},{"text":"Thank you.","start":1370.255,"end":1371.0751,"sentiment":"neutral","sentiment_score":0.23771867156028748}],"sentiment":"neutral","sentiment_score":0.07562298493992005,"num_words":28,"start":1360.03,"end":1371.0751},{"sentences":[{"text":"I'd like to make sure I logged out there because I know a lot of us have these sorts of insurances, but there is a lot of unknowns about them, how they work, what they claim on.","start":1371.375,"end":1380.27,"sentiment":"neutral","sentiment_score":-0.00251066785406422},{"text":"I've had clients in the past who have been unwell, and then we've found insurances for.","start":1380.43,"end":1384.51,"sentiment":"neutral","sentiment_score":-0.1105389236472547},{"text":"They didn't even know they had them.","start":1384.51,"end":1385.79,"sentiment":"neutral","sentiment_score":-0.10457276020731245},{"text":"So it's always kinda good to know what's out there.","start":1385.79,"end":1388.61,"sentiment":"neutral","sentiment_score":-0.01180376261472702},{"text":"Yeah.","start":1388.75,"end":1389.25,"sentiment":"neutral","sentiment_score":0.04249455779790878}],"sentiment":"neutral","sentiment_score":-0.03759253350361972,"num_words":71,"start":1371.375,"end":1389.25},{"sentences":[{"text":"Fantastic.","start":1391.0701,"end":1391.5701,"sentiment":"positive","sentiment_score":0.5130994915962219},{"text":"The other thing I do like to kind of point out as well with your life insurance and your super, I do sort of always suggest as well that it is sort of made known that we are your advisers, that if you were to pass away, that your beneficiaries or the will the executive of your will just have to give us a call, and we help to facilitate the claim.","start":1392.525,"end":1411.85,"sentiment":"neutral","sentiment_score":0.10798736521974206},{"text":"It's just something I've had in the past where clients have not kind of let anyone know they've got an adviser, and then, you know, a few months after they've passed away, something's happened and someone's picked up a, yeah, letter or some sort of statement and gone, oh, who are these people?","start":1411.99,"end":1426.5249,"sentiment":"neutral","sentiment_score":-0.0049706610306253975},{"text":"And they've called us and we've gone, hey.","start":1426.5249,"end":1428.205,"sentiment":"neutral","sentiment_score":0.0196005919133313},{"text":"We're the, you know, financial advisers who look up the super insurances and things like that and help to facilitate claim down the track.","start":1428.205,"end":1435.65,"sentiment":"neutral","sentiment_score":0.11085749029492338}],"sentiment":"neutral","sentiment_score":0.06862107123531212,"num_words":158,"start":1391.0701,"end":1435.65},{"sentences":[{"text":"So I do sort of like to sort of point out as part of your overall estate planning as well, if you've got an executor or even your beneficiaries, just letting them know that, hey.","start":1435.65,"end":1444.77,"sentiment":"neutral","sentiment_score":0.14354690377201354},{"text":"I do have an adviser.","start":1444.77,"end":1445.89,"sentiment":"neutral","sentiment_score":0.0781618408858776},{"text":"If anything happened to me, this is the number you call.","start":1445.89,"end":1448.93,"sentiment":"neutral","sentiment_score":0.06107031384652311},{"text":"They will help to facilitate the claim.","start":1448.93,"end":1451.11,"sentiment":"neutral","sentiment_score":0.3047519837106977},{"text":"And it just makes the the process a little bit easier on your beneficiaries at that time as well.","start":1451.205,"end":1456.345,"sentiment":"neutral","sentiment_score":0.29121378142582743}],"sentiment":"neutral","sentiment_score":0.17861103924450936,"num_words":77,"start":1435.65,"end":1456.345},{"sentences":[{"text":"Okay.","start":1456.565,"end":1457.065,"sentiment":"neutral","sentiment_score":0.08654683828353882},{"text":"Beautiful.","start":1459.2849,"end":1459.7849,"sentiment":"positive","sentiment_score":0.749613344669342},{"text":"Beautiful.","start":1460.085,"end":1460.585,"sentiment":"positive","sentiment_score":0.7739847898483276},{"text":"Everything looks like it's pretty well up to date here.","start":1462.005,"end":1464.96,"sentiment":"positive","sentiment_score":0.6566364645957947},{"text":"Just with your goals, just wanted to kinda update those.","start":1464.96,"end":1467.84,"sentiment":"neutral","sentiment_score":0.31161749958992}],"sentiment":"positive","sentiment_score":0.49098628759384155,"num_words":23,"start":1456.565,"end":1467.84},{"sentences":[{"text":"I had down here that you were working towards a retirement or it does have to be retirement, but a goal of being able to draw income out of super possibly fully retire at about the age of 67.","start":1467.84,"end":1480.595,"sentiment":"neutral","sentiment_score":0.1177504867888414},{"text":"Is that kind of your goal still there, Amelia?","start":1480.595,"end":1482.935,"sentiment":"neutral","sentiment_score":0.12256392339865367},{"text":"Yes.","start":1486.675,"end":1487.175,"sentiment":"neutral","sentiment_score":-0.02972008660435677},{"text":"It is.","start":1488.355,"end":1488.8351,"sentiment":"neutral","sentiment_score":0.023543850518763065},{"text":"You've got a lot of time to go still, so absolutely.","start":1488.8351,"end":1491.5751,"sentiment":"neutral","sentiment_score":-0.026413602754473686}],"sentiment":"neutral","sentiment_score":0.08745423031430091,"num_words":62,"start":1467.84,"end":1491.5751},{"sentences":[{"text":"But, no, that's so good.","start":1492.035,"end":1493.13,"sentiment":"neutral","sentiment_score":0.1279311664402485},{"text":"That's so nice.","start":1493.45,"end":1494.51,"sentiment":"positive","sentiment_score":0.6438125173250834},{"text":"I've got down here that your insurances your goals there that you wanted to make sure you had enough insurances to ensure your family is looked after and to cover your debts in the event of anything occurring.","start":1495.29,"end":1505.55,"sentiment":"neutral","sentiment_score":0.16607989017900668},{"text":"When we kind of look at that goal and the level of cover you have with regards to both your life cover and your TDD, the amount you are covered for does pay out the the mortgage, leaves everyone completely debt free.","start":1506.145,"end":1521.045,"sentiment":"neutral","sentiment_score":0.1026324751299052},{"text":"It doesn't quite let's have a look.","start":1521.7101,"end":1524.99,"sentiment":"neutral","sentiment_score":0.009839709515550308}],"sentiment":"neutral","sentiment_score":0.13959548561098545,"num_words":95,"start":1492.035,"end":1524.99},{"sentences":[{"text":"It would also sort of cover the child care the childcare center that you have here.","start":1524.99,"end":1530.53,"sentiment":"neutral","sentiment_score":0.042952201096341014},{"text":"But would that be something that would need to be included to the insurances, or would that be something that your partner would just sort of buy you out of if anything happens to you?","start":1531.39,"end":1540.105,"sentiment":"neutral","sentiment_score":0.007725240609475544},{"text":"How do you think that that would work?","start":1540.105,"end":1541.965,"sentiment":"neutral","sentiment_score":0.010021338472142816},{"text":"Yep.","start":1551.0701,"end":1551.5701,"sentiment":"neutral","sentiment_score":-0.001486628665588796},{"text":"Okay.","start":1553.0701,"end":1553.5701,"sentiment":"neutral","sentiment_score":0.01799582503736019}],"sentiment":"neutral","sentiment_score":0.017283582672492036,"num_words":61,"start":1524.99,"end":1553.5701},{"sentences":[{"text":"Perfect.","start":1553.87,"end":1554.37,"sentiment":"neutral","sentiment_score":0.07697069644927979},{"text":"Yep.","start":1559.15,"end":1559.65,"sentiment":"neutral","sentiment_score":0.025573937222361565},{"text":"Yep.","start":1560.35,"end":1560.8301,"sentiment":"neutral","sentiment_score":0.0243101567029953},{"text":"Perfect.","start":1560.8301,"end":1561.3301,"sentiment":"neutral","sentiment_score":0.03219175338745117},{"text":"Yeah.","start":1563.825,"end":1564.325,"sentiment":"neutral","sentiment_score":0.014162913896143436}],"sentiment":"neutral","sentiment_score":0.03464189153164625,"num_words":5,"start":1553.87,"end":1564.325},{"sentences":[{"text":"Absolutely.","start":1566.865,"end":1567.365,"sentiment":"neutral","sentiment_score":0.023496367037296295},{"text":"No.","start":1567.585,"end":1567.745,"sentiment":"neutral","sentiment_score":-0.027639511972665787},{"text":"That's really good.","start":1567.745,"end":1568.385,"sentiment":"positive","sentiment_score":0.8220568895339966},{"text":"Excellent.","start":1568.385,"end":1568.7849,"sentiment":"positive","sentiment_score":0.7583901286125183},{"text":"So your life insurance and your PPD cover really just needs to cover your main primary mortgage and maybe any other car loans that you might have if you have at the time and then provide that longevity benefit for yourself or your beneficiaries.","start":1568.7849,"end":1581.8601,"sentiment":"neutral","sentiment_score":0.1753516769544645}],"sentiment":"neutral","sentiment_score":0.21871782876551152,"num_words":50,"start":1566.865,"end":1581.8601},{"sentences":[{"text":"Is that right?","start":1582.0801,"end":1582.9801,"sentiment":"neutral","sentiment_score":0.07193775723377864},{"text":"Yep.","start":1584.4801,"end":1584.7201,"sentiment":"neutral","sentiment_score":0.09835793823003768},{"text":"Yep.","start":1584.7201,"end":1585.12,"sentiment":"neutral","sentiment_score":0.15941141545772552},{"text":"Perfect.","start":1585.12,"end":1585.62,"sentiment":"positive","sentiment_score":0.4570429027080536},{"text":"So being that you have definitely meets that goal, it is still fully appropriate there.","start":1585.92,"end":1590.26,"sentiment":"neutral","sentiment_score":0.28004883229732513}],"sentiment":"neutral","sentiment_score":0.24435038155033476,"num_words":21,"start":1582.0801,"end":1590.26},{"sentences":[{"text":"Can I ask, with your retirement goal as well, have you do you know what you wanna do long term with the childcare center?","start":1590.825,"end":1596.745,"sentiment":"neutral","sentiment_score":0.06376596835131447},{"text":"Is the goal to kinda have that continuously running through retirement to provide income as well as your super, or are you planning to kinda sell that down the track?","start":1596.745,"end":1605.72,"sentiment":"neutral","sentiment_score":0.05713342921808362},{"text":"Have you thought about what the retirement plan is there?","start":1605.72,"end":1608.22,"sentiment":"neutral","sentiment_score":0.010647960379719735},{"text":"Yeah.","start":1630.015,"end":1630.335,"sentiment":"neutral","sentiment_score":0.0316685326397419},{"text":"Yep.","start":1630.335,"end":1630.835,"sentiment":"neutral","sentiment_score":0.07142002880573273}],"sentiment":"neutral","sentiment_score":0.05233264063964739,"num_words":66,"start":1590.825,"end":1630.835},{"sentences":[{"text":"Perfect.","start":1631.5349,"end":1632.0349,"sentiment":"neutral","sentiment_score":0.16921234130859375},{"text":"Yeah.","start":1636.1749,"end":1636.6749,"sentiment":"neutral","sentiment_score":0.08599262684583664},{"text":"No.","start":1637.98,"end":1638.48,"sentiment":"neutral","sentiment_score":0.19250914454460144},{"text":"Fantastic.","start":1638.5399,"end":1639.0399,"sentiment":"positive","sentiment_score":0.3787991404533386},{"text":"That's really good to see.","start":1639.5,"end":1640.88,"sentiment":"positive","sentiment_score":0.4338651835918427}],"sentiment":"neutral","sentiment_score":0.3328710190123982,"num_words":9,"start":1631.5349,"end":1640.88},{"sentences":[{"text":"Lovely.","start":1641.1,"end":1641.6,"sentiment":"positive","sentiment_score":0.4049888551235199},{"text":"Well, I can safely tell you that I will probably ask every question you've never wanted to answer or never thought about answering because that's what I do.","start":1641.6599,"end":1648.88,"sentiment":"neutral","sentiment_score":0.14664642619235174},{"text":"Oh, but, no, it's honestly all good.","start":1652.845,"end":1654.7649,"sentiment":"positive","sentiment_score":0.4339513097490583},{"text":"I love what I do just like you love what you do.","start":1654.7649,"end":1656.9249,"sentiment":"positive","sentiment_score":0.6276676704486212},{"text":"You get to work every day, and it's just fun.","start":1656.9249,"end":1659.4249,"sentiment":"positive","sentiment_score":0.576523232460022}],"sentiment":"positive","sentiment_score":0.35941366080580084,"num_words":58,"start":1641.1,"end":1659.4249},{"sentences":[{"text":"Oh, I bet.","start":1664.605,"end":1665.72,"sentiment":"positive","sentiment_score":0.42901599407196045},{"text":"Children are beautiful.","start":1665.7999,"end":1666.7,"sentiment":"positive","sentiment_score":0.6416092316309611},{"text":"I've got a nine year old, and he is just so much fun.","start":1666.76,"end":1669.7999,"sentiment":"positive","sentiment_score":0.47477654081124526},{"text":"He's a great age.","start":1669.7999,"end":1670.84,"sentiment":"positive","sentiment_score":0.5023638233542442},{"text":"He's so energetic and out there and lively.","start":1670.84,"end":1673.1,"sentiment":"positive","sentiment_score":0.41179501824080944}],"sentiment":"positive","sentiment_score":0.4737995531289808,"num_words":31,"start":1664.605,"end":1673.1},{"sentences":[{"text":"Oh, beautiful.","start":1677.64,"end":1678.62,"sentiment":"positive","sentiment_score":0.7027071118354797},{"text":"Absolutely.","start":1679.88,"end":1680.38,"sentiment":"positive","sentiment_score":0.5638834834098816},{"text":"That's beautiful.","start":1688.5349,"end":1689.4349,"sentiment":"positive","sentiment_score":0.6947676539421082},{"text":"Oh, that's so sweet.","start":1690.615,"end":1691.735,"sentiment":"positive","sentiment_score":0.6042481064796448},{"text":"I'm working from home today, and my son said, will you be here when I get home?","start":1691.735,"end":1694.695,"sentiment":"neutral","sentiment_score":0.15789543004596934}],"sentiment":"neutral","sentiment_score":0.3253864519871198,"num_words":26,"start":1677.64,"end":1694.695},{"sentences":[{"text":"I said, I will.","start":1694.695,"end":1695.595,"sentiment":"neutral","sentiment_score":0.06451640091836452},{"text":"I will be on the phone, but I will be here.","start":1695.6,"end":1697.52,"sentiment":"neutral","sentiment_score":0.09615833515470679},{"text":"You can go into your room.","start":1697.52,"end":1698.72,"sentiment":"neutral","sentiment_score":0.1725433940688769},{"text":"And he goes, it's just good to have you here.","start":1698.72,"end":1700.4,"sentiment":"positive","sentiment_score":0.5415513634681701},{"text":"And I was like, well, that's so nice.","start":1700.4,"end":1702.1799,"sentiment":"positive","sentiment_score":0.4709042087197304}],"sentiment":"neutral","sentiment_score":0.29573884510841125,"num_words":39,"start":1694.695,"end":1702.1799},{"sentences":[{"text":"It is.","start":1704.88,"end":1705.46,"sentiment":"neutral","sentiment_score":0.1856839656829834},{"text":"Absolutely.","start":1707.885,"end":1708.385,"sentiment":"neutral","sentiment_score":0.07869196683168411},{"text":"They don't stay young for long.","start":1709.005,"end":1710.7051,"sentiment":"neutral","sentiment_score":-0.06108648578325907},{"text":"Alright.","start":1715.485,"end":1715.985,"sentiment":"neutral","sentiment_score":0.0420050173997879},{"text":"All good.","start":1716.045,"end":1716.865,"sentiment":"neutral","sentiment_score":0.14115829020738602}],"sentiment":"neutral","sentiment_score":0.03398854844272137,"num_words":12,"start":1704.88,"end":1716.865},{"sentences":[{"text":"Other goals I have down here, you in the next five years, you're looking to focus on just sort of paying down the home loan.","start":1717.805,"end":1725.02,"sentiment":"neutral","sentiment_score":0.08926457911729813},{"text":"How are you going?","start":1725.02,"end":1725.9,"sentiment":"neutral","sentiment_score":0.08876647800207138},{"text":"I know you did sort of take some money out for the Prado there as well.","start":1725.9,"end":1729.36,"sentiment":"neutral","sentiment_score":0.02267815382219851},{"text":"But in a scheme of things, paying down the home loan, are you going okay, happy with the way that's being paid down, or did you need some assistance in that area?","start":1729.5801,"end":1738.275,"sentiment":"neutral","sentiment_score":0.05921535100787878},{"text":"Yep.","start":1745.135,"end":1745.635,"sentiment":"neutral","sentiment_score":-0.0381556898355484}],"sentiment":"neutral","sentiment_score":0.06161879991682676,"num_words":78,"start":1717.805,"end":1745.635},{"sentences":[{"text":"Yes.","start":1758.63,"end":1759.13,"sentiment":"neutral","sentiment_score":-0.03407317027449608},{"text":"Yes.","start":1769.5751,"end":1770.0751,"sentiment":"neutral","sentiment_score":0.09894975274801254},{"text":"Yep.","start":1770.4551,"end":1770.9551,"sentiment":"neutral","sentiment_score":0.09704845398664474},{"text":"Yes.","start":1773.415,"end":1773.915,"sentiment":"neutral","sentiment_score":0.0536954291164875},{"text":"Yeah.","start":1781.44,"end":1781.76,"sentiment":"neutral","sentiment_score":-0.018261291086673737}],"sentiment":"neutral","sentiment_score":0.039471834897994995,"num_words":5,"start":1758.63,"end":1781.76},{"sentences":[{"text":"Yeah.","start":1781.76,"end":1782.26,"sentiment":"neutral","sentiment_score":-0.016327356919646263},{"text":"Yeah.","start":1784.16,"end":1784.66,"sentiment":"neutral","sentiment_score":0.009489288553595545},{"text":"Yep.","start":1791.5449,"end":1792.0449,"sentiment":"neutral","sentiment_score":0.020697854459285736},{"text":"Yeah.","start":1801.51,"end":1802.01,"sentiment":"neutral","sentiment_score":0.007074160501360893},{"text":"Yeah.","start":1802.39,"end":1802.71,"sentiment":"neutral","sentiment_score":-0.0016201026737689972}],"sentiment":"neutral","sentiment_score":0.0038627687841653823,"num_words":5,"start":1781.76,"end":1802.71},{"sentences":[{"text":"Yeah.","start":1802.71,"end":1803.03,"sentiment":"neutral","sentiment_score":-0.0566490963101387},{"text":"Absolutely.","start":1803.03,"end":1803.53,"sentiment":"neutral","sentiment_score":-0.11290636658668518},{"text":"Yeah.","start":1818.645,"end":1819.145,"sentiment":"neutral","sentiment_score":-0.06120580434799194},{"text":"Makes sense.","start":1819.205,"end":1819.945,"sentiment":"neutral","sentiment_score":-0.2769688665866852},{"text":"Right.","start":1827.605,"end":1828.105,"sentiment":"neutral","sentiment_score":-0.0038326475769281383}],"sentiment":"neutral","sentiment_score":-0.13142194133251905,"num_words":6,"start":1802.71,"end":1828.105},{"sentences":[{"text":"Yeah.","start":1828.565,"end":1829.065,"sentiment":"neutral","sentiment_score":0.06852395087480545},{"text":"Okay.","start":1829.125,"end":1829.625,"sentiment":"neutral","sentiment_score":0.13653269410133362},{"text":"Yeah.","start":1837.99,"end":1838.49,"sentiment":"neutral","sentiment_score":-0.03815998509526253},{"text":"Yeah.","start":1841.99,"end":1842.49,"sentiment":"neutral","sentiment_score":-0.03439747169613838},{"text":"Yeah.","start":1845.0299,"end":1845.2799,"sentiment":"neutral","sentiment_score":0.10780523717403412}],"sentiment":"neutral","sentiment_score":0.048060885071754454,"num_words":5,"start":1828.565,"end":1845.2799},{"sentences":[{"text":"Absolutely.","start":1845.2799,"end":1845.7799,"sentiment":"positive","sentiment_score":0.3613185286521912},{"text":"Yes.","start":1848.005,"end":1848.505,"sentiment":"neutral","sentiment_score":0.1651827096939087},{"text":"Yeah.","start":1852.485,"end":1852.985,"sentiment":"neutral","sentiment_score":-0.1201886460185051},{"text":"Yeah.","start":1858.725,"end":1859.225,"sentiment":"neutral","sentiment_score":0.004358211532235146},{"text":"Absolutely.","start":1859.2849,"end":1859.7849,"sentiment":"neutral","sentiment_score":0.1031905710697174}],"sentiment":"neutral","sentiment_score":0.10277227498590946,"num_words":5,"start":1845.2799,"end":1859.7849},{"sentences":[{"text":"Have you got access to a budget planner?","start":1861.0399,"end":1863.5399,"sentiment":"neutral","sentiment_score":0.09977319883182645},{"text":"Because we do have one that I'm happy to email through to you if you want.","start":1863.6,"end":1866.5599,"sentiment":"neutral","sentiment_score":0.2376906368881464},{"text":"If you can sort of sit down, have a look at what income is going in, add what you've got going out.","start":1866.5599,"end":1871.84,"sentiment":"neutral","sentiment_score":0.12698905390094628},{"text":"The good thing about this budget planner is that, like because some bills are weekly, fortnightly, monthly, biannually, or annually.","start":1871.84,"end":1879.0651,"sentiment":"positive","sentiment_score":0.4130453735589981},{"text":"You can kinda put in there the bills as they are, some weekly, some yearly, some biannually, some monthly, and then just kinda alter it to weekly, fortnightly, or monthly, and it kind of reconverts all the figures for you so you can really see what's coming in and going out on a weekly and or fortnightly basis.","start":1879.0651,"end":1895.64,"sentiment":"neutral","sentiment_score":0.26515028034818583}],"sentiment":"neutral","sentiment_score":0.2502791830488751,"num_words":124,"start":1861.0399,"end":1895.64},{"sentences":[{"text":"I I'll email that to you after the call if you like, have a bit of time, sit down, have a think about it, have a look at it, and it might just give you a bit of an idea of what's happening, where things are going.","start":1897.0599,"end":1905.7849,"sentiment":"neutral","sentiment_score":0.18917993012260884},{"text":"And you can alter it whenever you get, you know, pay increases or changes or extra money coming in to sort of see where everything's going.","start":1905.9249,"end":1912.725,"sentiment":"neutral","sentiment_score":0.158563230616542},{"text":"It could be kinda handy.","start":1912.725,"end":1913.945,"sentiment":"neutral","sentiment_score":0.24023919701576232},{"text":"Yeah.","start":1916.8,"end":1917.12,"sentiment":"neutral","sentiment_score":0.2320100963115692},{"text":"Beautiful.","start":1917.12,"end":1917.62,"sentiment":"positive","sentiment_score":0.5213140845298767}],"sentiment":"neutral","sentiment_score":0.18710776097141207,"num_words":80,"start":1897.0599,"end":1917.62},{"sentences":[{"text":"Well, I'll email that through to you after the call so you can take some time.","start":1917.76,"end":1920.88,"sentiment":"neutral","sentiment_score":0.32387890480458736},{"text":"If you have any questions, feel free to let me know.","start":1920.88,"end":1923.04,"sentiment":"positive","sentiment_score":0.3360763896595348},{"text":"I'm more than happy to help you through it.","start":1923.04,"end":1924.88,"sentiment":"positive","sentiment_score":0.6237551967302958},{"text":"Okay?","start":1924.88,"end":1925.38,"sentiment":"neutral","sentiment_score":0.23811666667461395},{"text":"All good.","start":1927.28,"end":1928.1,"sentiment":"positive","sentiment_score":0.5140809118747711}],"sentiment":"positive","sentiment_score":0.40407635959295124,"num_words":39,"start":1917.76,"end":1928.1},{"sentences":[{"text":"And I've got here that you were and are still salary sacrificing a little bit.","start":1928.48,"end":1932.975,"sentiment":"neutral","sentiment_score":-0.13608859827121098},{"text":"Are you still doing that?","start":1932.975,"end":1934.435,"sentiment":"neutral","sentiment_score":-0.0927456796169281},{"text":"I'm just double checking in the account to see.","start":1937.295,"end":1940.675,"sentiment":"neutral","sentiment_score":-0.02314397216671043},{"text":"Yeah.","start":1944.02,"end":1944.34,"sentiment":"neutral","sentiment_score":0.08231161534786224},{"text":"It looks like it is still going in.","start":1944.34,"end":1946.02,"sentiment":"neutral","sentiment_score":0.13694847282022238}],"sentiment":"neutral","sentiment_score":-0.040406676940619946,"num_words":38,"start":1928.48,"end":1946.02},{"sentences":[{"text":"I can see two transactions coming through.","start":1946.02,"end":1948.4199,"sentiment":"neutral","sentiment_score":0.10346538467066628},{"text":"Yeah.","start":1948.4199,"end":1948.74,"sentiment":"neutral","sentiment_score":0.07197970896959305},{"text":"So the sales back is still going through.","start":1948.74,"end":1950.4199,"sentiment":"neutral","sentiment_score":0.09400078700855374},{"text":"It's about 4 to 500 on a monthly basis depending on the week the contributions go into super.","start":1950.4199,"end":1956.52,"sentiment":"neutral","sentiment_score":0.05826668358511395},{"text":"Yeah.","start":1956.9,"end":1957.4,"sentiment":"neutral","sentiment_score":0.06056005507707596}],"sentiment":"neutral","sentiment_score":0.0759315444954804,"num_words":35,"start":1946.02,"end":1957.4},{"sentences":[{"text":"Yep.","start":1958.355,"end":1958.855,"sentiment":"neutral","sentiment_score":0.2408500611782074},{"text":"Perfect.","start":1959.235,"end":1959.735,"sentiment":"positive","sentiment_score":0.5769015550613403},{"text":"Good to see.","start":1959.955,"end":1960.675,"sentiment":"positive","sentiment_score":0.569888710975647},{"text":"Excellent.","start":1960.675,"end":1961.175,"sentiment":"positive","sentiment_score":0.5691336393356323},{"text":"And other than that, everything's the same with the work.","start":1962.4349,"end":1966.455,"sentiment":"neutral","sentiment_score":0.21428223550319672}],"sentiment":"neutral","sentiment_score":0.3274608589708805,"num_words":16,"start":1958.355,"end":1966.455},{"sentences":[{"text":"I've got down here you've got four children total and all financial dependents.","start":1967.315,"end":1973.84,"sentiment":"neutral","sentiment_score":0.05343248164997651},{"text":"Yep.","start":1976.9401,"end":1977.4401,"sentiment":"neutral","sentiment_score":0.13747696578502655},{"text":"Beautiful.","start":1977.58,"end":1978.08,"sentiment":"positive","sentiment_score":0.4509581923484802},{"text":"I've also got down here that your next of kin is Ashley.","start":1978.7001,"end":1982.3,"sentiment":"neutral","sentiment_score":0.1513384897261858},{"text":"Is that right?","start":1982.3,"end":1983.1,"sentiment":"neutral","sentiment_score":0.14600602785746256}],"sentiment":"neutral","sentiment_score":0.11790457932899395,"num_words":30,"start":1967.315,"end":1983.1},{"sentences":[{"text":"Is your best friend?","start":1983.1,"end":1984.16,"sentiment":"neutral","sentiment_score":0.07814792450517416},{"text":"Yep.","start":1985.565,"end":1985.8049,"sentiment":"neutral","sentiment_score":0.11200027167797089},{"text":"Perfect.","start":1985.8049,"end":1986.3049,"sentiment":"positive","sentiment_score":0.3407605290412903},{"text":"Perfect.","start":1986.445,"end":1986.945,"sentiment":"positive","sentiment_score":0.4034802913665771},{"text":"I'll just make sure I'm updating all your circumstances there.","start":1987.085,"end":1990.125,"sentiment":"neutral","sentiment_score":0.21698876321315766}],"sentiment":"neutral","sentiment_score":0.19639531895518303,"num_words":17,"start":1983.1,"end":1990.125},{"sentences":[{"text":"Excellent.","start":1990.125,"end":1990.625,"sentiment":"positive","sentiment_score":0.382811576128006},{"text":"And I've also got it noted here that you do have a will and a power of attorney set up or in place.","start":1991.725,"end":1997.005,"sentiment":"neutral","sentiment_score":0.12867396422054456},{"text":"Is that correct?","start":1997.005,"end":1997.9049,"sentiment":"neutral","sentiment_score":0.09935574481884639},{"text":"Yep.","start":1999.62,"end":1999.9401,"sentiment":"neutral","sentiment_score":0.14972540736198425},{"text":"Beautiful.","start":1999.9401,"end":2000.4401,"sentiment":"positive","sentiment_score":0.37272506952285767}],"sentiment":"neutral","sentiment_score":0.14354587808765215,"num_words":29,"start":1990.125,"end":2000.4401},{"sentences":[{"text":"And all valid, all still reflects your circumstances correctly?","start":2000.58,"end":2004.2001,"sentiment":"neutral","sentiment_score":0.16179518236054313},{"text":"Yep.","start":2005.9401,"end":2006.4401,"sentiment":"neutral","sentiment_score":0.12241100519895554},{"text":"Perfect.","start":2006.58,"end":2007.08,"sentiment":"neutral","sentiment_score":0.3328227698802948},{"text":"All good.","start":2007.38,"end":2008.2001,"sentiment":"positive","sentiment_score":0.36848942935466766},{"text":"Well, that's basically everything I needed to run through.","start":2008.5,"end":2011.38,"sentiment":"neutral","sentiment_score":0.11749636795785692}],"sentiment":"neutral","sentiment_score":0.1684471175751903,"num_words":22,"start":2000.58,"end":2011.38},{"sentences":[{"text":"It doesn't look like there's been any major changes that require us to update the advice.","start":2011.38,"end":2015.925,"sentiment":"neutral","sentiment_score":0.04380831809248775},{"text":"Everything still reflects your goals and your wishes really well.","start":2015.925,"end":2019.305,"sentiment":"positive","sentiment_score":0.34558221995830535},{"text":"Your super has performed really nicely over the last twelve months, so I wouldn't wanna go and make any changes right now.","start":2020.245,"end":2026.905,"sentiment":"neutral","sentiment_score":0.10977114245972851},{"text":"Would you like to do a bit more of a catch up in, say, three or six months?","start":2027.58,"end":2032.46,"sentiment":"neutral","sentiment_score":-0.009387279860675335},{"text":"What's more preferable for yourself?","start":2032.46,"end":2034.14,"sentiment":"neutral","sentiment_score":-0.007064521126449108}],"sentiment":"neutral","sentiment_score":0.08968206732468285,"num_words":71,"start":2011.38,"end":2034.14},{"sentences":[{"text":"How often would you like to do a bit of a catch up with us?","start":2034.14,"end":2036.7999,"sentiment":"neutral","sentiment_score":-0.012958495815594991},{"text":"Yes.","start":2044.075,"end":2044.475,"sentiment":"neutral","sentiment_score":0.004791176877915859},{"text":"Did you wanna do a catch up in about six months just to see how things are going?","start":2044.475,"end":2048.315,"sentiment":"neutral","sentiment_score":0.0021918565034866333},{"text":"This is it's normally just a bit of a quick five or ten minute catch up to see how everything's going and, you know, if there's any changes we can sort of talk her through then.","start":2048.315,"end":2056.4102,"sentiment":"neutral","sentiment_score":0.04301229678094387},{"text":"Yeah.","start":2056.4102,"end":2056.9102,"sentiment":"neutral","sentiment_score":0.10359688103199004}],"sentiment":"neutral","sentiment_score":0.021153615800742532,"num_words":71,"start":2034.14,"end":2056.9102},{"sentences":[{"text":"Perfect.","start":2058.57,"end":2059.07,"sentiment":"positive","sentiment_score":0.4501388669013977},{"text":"Excellent.","start":2059.37,"end":2059.87,"sentiment":"neutral","sentiment_score":0.2994552254676819},{"text":"So after the call, what I'll do is I'll get my team to send through the annual review pack to you.","start":2060.81,"end":2064.8901,"sentiment":"neutral","sentiment_score":0.06789509739194598},{"text":"In there, you'll see the ongoing service agreement.","start":2064.8901,"end":2067.31,"sentiment":"neutral","sentiment_score":0.038898680824786425},{"text":"That essentially is the ongoing service fee for us.","start":2068.035,"end":2070.595,"sentiment":"neutral","sentiment_score":0.09634732041094038}],"sentiment":"neutral","sentiment_score":0.0838426616974175,"num_words":40,"start":2058.57,"end":2070.595},{"sentences":[{"text":"So you do pay 1.65% per annum as the ongoing service fee, and that's deducted out of your super on a smaller monthly basis.","start":2070.595,"end":2078.535,"sentiment":"neutral","sentiment_score":0.0968679548241198},{"text":"And the idea of that as a percentage fee is it fluctuates with the market.","start":2078.595,"end":2082.1199,"sentiment":"neutral","sentiment_score":0.04892283926407496},{"text":"So when the market's doing really well, when your super is performing nicely, you've got a lovely, you know, 12% return there, it does mean that our fee increases slightly with it as well.","start":2082.1199,"end":2091.24,"sentiment":"neutral","sentiment_score":0.28214061873800617},{"text":"However, when the market takes a dip, it means that our fee also takes a bit of a dip with it.","start":2091.24,"end":2095.72,"sentiment":"neutral","sentiment_score":-0.1097091602250224},{"text":"So our fee is linked to the performance with your super and the market conditions there.","start":2095.72,"end":2100.435,"sentiment":"neutral","sentiment_score":0.10806248791050166}],"sentiment":"neutral","sentiment_score":0.10978692712431604,"num_words":110,"start":2070.595,"end":2100.435},{"sentences":[{"text":"And that allows you obviously, we look after your super, the insurances, and things, but it's also entitling you to any updated advice.","start":2100.975,"end":2107.615,"sentiment":"neutral","sentiment_score":0.23451522899710614},{"text":"So any other advice we provide is fully complimentary as an ongoing client.","start":2107.615,"end":2112.115,"sentiment":"positive","sentiment_score":0.39062098127145034},{"text":"You're entitled to things like cash on budgeting.","start":2112.71,"end":2114.7898,"sentiment":"neutral","sentiment_score":0.2362730111926794},{"text":"We can do other investments.","start":2114.7898,"end":2116.17,"sentiment":"neutral","sentiment_score":0.19332937598228456},{"text":"We can look at advice in other areas.","start":2116.63,"end":2118.63,"sentiment":"neutral","sentiment_score":0.16772732324898243}],"sentiment":"neutral","sentiment_score":0.25737846629661426,"num_words":57,"start":2100.975,"end":2118.63},{"sentences":[{"text":"We also have mortgage brokers we can refer you through to if you wanted to have a look at, you know, reevaluating your mortgage.","start":2118.63,"end":2125.69,"sentiment":"neutral","sentiment_score":0.13004681436965862},{"text":"I'll also add the financial services guide in there as well, which outlines everything about who we are as a business, but also everything on me.","start":2127.095,"end":2134.4548,"sentiment":"neutral","sentiment_score":0.09565827279136731},{"text":"So I'm a full licensed adviser.","start":2134.4548,"end":2136.155,"sentiment":"neutral","sentiment_score":0.08976590385039647},{"text":"I'm registered through Astrid, and all my registration information is in that document for you to run your eyes over.","start":2136.4548,"end":2142.57,"sentiment":"neutral","sentiment_score":0.08843242637813091},{"text":"It's a pretty boring document.","start":2143.27,"end":2144.71,"sentiment":"negative","sentiment_score":-0.34989922046661376}],"sentiment":"neutral","sentiment_score":0.07612328994789241,"num_words":81,"start":2118.63,"end":2144.71},{"sentences":[{"text":"I always tell everyone with the financial services guide, if you have trouble sleeping one night, feel free to whip it out, knock you out cold a few seconds, but they're that that boring.","start":2144.71,"end":2153.435,"sentiment":"neutral","sentiment_score":-0.22355958863216288},{"text":"And it also takes you through all the other areas of advice that we're able to advise on under our license for you as well.","start":2154.615,"end":2160.715,"sentiment":"neutral","sentiment_score":0.05076965190470219},{"text":"Okay?","start":2160.7751,"end":2161.2751,"sentiment":"neutral","sentiment_score":0.0381338894367218},{"text":"Beautiful.","start":2163.095,"end":2163.595,"sentiment":"positive","sentiment_score":0.5253767967224121},{"text":"I will just double check.","start":2164.2952,"end":2165.675,"sentiment":"neutral","sentiment_score":0.278672581911087}],"sentiment":"neutral","sentiment_score":-0.06628653212365779,"num_words":66,"start":2144.71,"end":2165.675},{"sentences":[{"text":"We we are are also sending out what's called a tax file consent form.","start":2165.735,"end":2169.47,"sentiment":"neutral","sentiment_score":0.1595913501722472},{"text":"So we do hold your tax file number securely because we set your super up and your insurances.","start":2169.47,"end":2175.65,"sentiment":"neutral","sentiment_score":0.06850229079524676},{"text":"But we are very security conscious here with a lot going on in the world and all this, you know, hacking scandals everywhere left, right, and center.","start":2175.8699,"end":2183.075,"sentiment":"neutral","sentiment_score":-0.12602106605966887},{"text":"We're very security conscious with your information and your data.","start":2183.075,"end":2186.035,"sentiment":"neutral","sentiment_score":-0.04471886530518532},{"text":"So that's why we do security with you.","start":2186.035,"end":2188.275,"sentiment":"neutral","sentiment_score":0.03822598233819008}],"sentiment":"neutral","sentiment_score":-0.0009951875484608985,"num_words":77,"start":2165.735,"end":2188.275},{"sentences":[{"text":"Whenever you call us or we call you, making sure that we're speaking to the correct person before providing anything to you.","start":2188.275,"end":2194.615,"sentiment":"neutral","sentiment_score":-0.0477070537480441},{"text":"We do let you know that all of our calls are recorded, so we make sure that you're aware of that prior to the call as well.","start":2195.28,"end":2200.4001,"sentiment":"neutral","sentiment_score":-0.015444159542244894},{"text":"You're always welcome to say you don't wish to if you want to.","start":2200.4001,"end":2203.3801,"sentiment":"neutral","sentiment_score":-0.1974370708832374},{"text":"And so the tax file consent form is just making sure you're aware that we do hold your tax file, letting you know the security we take to make sure it is all held securely and the reason for why we hold your tax file number.","start":2204.0,"end":2216.125,"sentiment":"neutral","sentiment_score":0.09397647991452528},{"text":"And we just get you the consent to that as well every so often just to make sure we're updating our files for you.","start":2216.585,"end":2222.605,"sentiment":"neutral","sentiment_score":0.10251221852377057}],"sentiment":"neutral","sentiment_score":0.02083319628074991,"num_words":132,"start":2188.275,"end":2222.605},{"sentences":[{"text":"Okay?","start":2222.665,"end":2223.165,"sentiment":"neutral","sentiment_score":0.07733596116304398},{"text":"Beautiful.","start":2225.83,"end":2226.33,"sentiment":"positive","sentiment_score":0.6779453754425049},{"text":"There's a pretty easy interview for you today.","start":2227.27,"end":2229.75,"sentiment":"positive","sentiment_score":0.5685854628682137},{"text":"There's not a lot of changes.","start":2229.75,"end":2230.95,"sentiment":"neutral","sentiment_score":0.17432358860969543},{"text":"Everything's working really nicely.","start":2230.95,"end":2232.47,"sentiment":"positive","sentiment_score":0.5808405876159668}],"sentiment":"positive","sentiment_score":0.4336634460836649,"num_words":20,"start":2222.665,"end":2232.47},{"sentences":[{"text":"But is there anything that I may have not have touched on that's important for you to ask me, or is there anything else that you might wanna ask me while you've got me here at all?","start":2232.47,"end":2242.255,"sentiment":"neutral","sentiment_score":0.002658079705528311},{"text":"No?","start":2242.315,"end":2242.815,"sentiment":"neutral","sentiment_score":-0.061186715960502625},{"text":"Perfect.","start":2243.275,"end":2243.775,"sentiment":"neutral","sentiment_score":0.211556077003479},{"text":"Well, if you ever do, please feel free to let me know.","start":2244.315,"end":2247.355,"sentiment":"neutral","sentiment_score":0.09307827955732743},{"text":"As your adviser, I'm here to help.","start":2247.4348,"end":2249.6748,"sentiment":"neutral","sentiment_score":0.2198818027973175}],"sentiment":"neutral","sentiment_score":0.050083280765804754,"num_words":58,"start":2232.47,"end":2249.6748},{"sentences":[{"text":"I do work Monday to Thursday, but I do work until about seven, 08:00 at night.","start":2249.6748,"end":2253.57,"sentiment":"neutral","sentiment_score":0.16311786137521267},{"text":"So I'm more than happy to take your call after work hours or whenever suits you.","start":2253.73,"end":2257.9102,"sentiment":"neutral","sentiment_score":0.29915290884673595},{"text":"And, yes, my you would've spoke to my lovely admin team member, Michelle, at some point.","start":2258.77,"end":2263.09,"sentiment":"neutral","sentiment_score":0.17804174590855837},{"text":"She'll be the one calling in about six months to book you in to do a bit of a catch up.","start":2263.09,"end":2266.85,"sentiment":"neutral","sentiment_score":0.21871977902594067},{"text":"And if you need anything in the meantime, it doesn't matter what it is.","start":2266.85,"end":2270.445,"sentiment":"neutral","sentiment_score":0.13584550629769052}],"sentiment":"neutral","sentiment_score":0.2016861771783197,"num_words":83,"start":2249.6748,"end":2270.445},{"sentences":[{"text":"In our world, there is no such thing as a silly question.","start":2270.445,"end":2272.925,"sentiment":"neutral","sentiment_score":-0.009082506488387784},{"text":"If it's something that's on your mind and you would like an answer to it, feel free to touch base and let us know, and we will do our to find the answer for you or connect you with the person who has the answer.","start":2272.925,"end":2283.49,"sentiment":"neutral","sentiment_score":0.13624863897760708},{"text":"Okay?","start":2283.49,"end":2283.99,"sentiment":"neutral","sentiment_score":0.12174927443265916},{"text":"Anything.","start":2286.29,"end":2286.79,"sentiment":"positive","sentiment_score":0.4313413798809051},{"text":"That's okay.","start":2287.25,"end":2288.1301,"sentiment":"positive","sentiment_score":0.5051993131637573}],"sentiment":"neutral","sentiment_score":0.12435554027496303,"num_words":61,"start":2270.445,"end":2288.1301},{"sentences":[{"text":"I really appreciate you taking my call today, and I'll get that a pack out to you nice and ASAP.","start":2288.1301,"end":2293.6702,"sentiment":"positive","sentiment_score":0.7992274105548859},{"text":"It'll also have all the documents I went through to give you an update of the balance and and the insurance and so you can run your eyes over those as well.","start":2293.73,"end":2300.885,"sentiment":"positive","sentiment_score":0.348292694427073},{"text":"Okay.","start":2300.945,"end":2301.445,"sentiment":"neutral","sentiment_score":0.28363850712776184},{"text":"Thank you.","start":2303.2651,"end":2304.0652,"sentiment":"positive","sentiment_score":0.5179793685674667},{"text":"Thank you so much for your time, Amelia.","start":2304.0652,"end":2306.0852,"sentiment":"positive","sentiment_score":0.6827646531164646}],"sentiment":"positive","sentiment_score":0.5382798238406106,"num_words":63,"start":2288.1301,"end":2306.0852},{"sentences":[{"text":"My pleasure.","start":2306.625,"end":2307.3452,"sentiment":"positive","sentiment_score":0.7467384338378906},{"text":"I hope you have a not a worry.","start":2307.3452,"end":2309.3452,"sentiment":"positive","sentiment_score":0.6088714376091957},{"text":"I hope you have a great afternoon.","start":2309.3452,"end":2310.7852,"sentiment":"positive","sentiment_score":0.7733577234404427},{"text":"Enjoy that sunshine.","start":2310.7852,"end":2311.8452,"sentiment":"positive","sentiment_score":0.7577969233194987},{"text":"I hope so too.","start":2316.26,"end":2317.54,"sentiment":"positive","sentiment_score":0.6231286376714706}],"sentiment":"positive","sentiment_score":0.6893274063865343,"num_words":24,"start":2306.625,"end":2317.54},{"sentences":[{"text":"Thank you so much.","start":2317.54,"end":2318.9202,"sentiment":"positive","sentiment_score":0.7434851229190826},{"text":"Enjoy your afternoon.","start":2318.98,"end":2320.2,"sentiment":"positive","sentiment_score":0.5490536987781525},{"text":"I'll talk to you soon.","start":2320.34,"end":2321.72,"sentiment":"neutral","sentiment_score":0.15855659693479537},{"text":"Thank you.","start":2322.02,"end":2322.74,"sentiment":"positive","sentiment_score":0.48146359622478485},{"text":"Bye.","start":2322.74,"end":2323.24,"sentiment":"neutral","sentiment_score":0.12833070755004883}],"sentiment":"positive","sentiment_score":0.43367616484562554,"num_words":15,"start":2317.54,"end":2323.24}]}}]},{"alternatives":[{"transcript":"Hello? Well, thank you. How are you? Good. Oh, good. Yeah. Sure. No problem. Yeah. Really good. Thank you. How about yours? We do. We do. Yes. No prob. Amelia Jane Ferguson. '78. 2000 Common, Camden Park, New South Wales. Lovely. Beautiful. About twenty twenty seven today. It's stunning. Oh, wow. Yeah. No. It's lovely for you. Yes. Yes. That will be nice for you guys. No. Not really. No. No. The only thing I did was buy a new car last December. That's really, yeah, that's really it. It's a Toyota Prado. Yeah. It is nice. Yeah. It's good. I like it. No. It's sold that one. What would it be valued at? It's a good question. Probably, like, 85. Yeah. I just popped in I just popped up my home loan with it. I just popped it onto my onto my current sort of loan, if that makes sense. Yeah. Home loan's at 112. Yeah. Sitting in the redraw. No. There's nothing in the redraw. Like, there's like, the available redraw is a 123. But then that no. I just sit I just sit on that amount if that makes sense. I could transfer all my, like, wages into that one if that makes sense. Yeah. Yes, Yeah. No. I reckon it's about the same. How's it been selling for around that ish. Yeah. Yep. Still got that. Yeah. Perfect. Yep. Yep. Yep. Yeah. I think it's, like, $8.50 now or something. Yep. It's about around that. Yep. Oh, yes. Yep. Sorry. You just said another thing I note down. I was just waiting for you to keep talking. That's always hard, isn't it? I don't have a lot in the houses. That's really furniture and TVs and, like, 20,000 would do maybe. I don't think so. No. No. Yeah. Yep. Yeah. Yep. Good. Yeah. That is good. Yes. Hello? Yes. Yes. Good. Good. Yes. Yes. Go ahead. Yes. That's the goal. No. You're alright. Yes. Yeah. Yep. Makes sense. Yeah. Yeah. K. Yes. Yes. I think I'm okay. I don't really necessarily understand that really well, but, yeah, I think it's fine. What would like, we do a professional opinion. Is that sort of seems okay? Yes. No. You said that beautifully. They're all my kids. Yeah. No. Yes. Yes. Yeah. Yeah. Yes. Yeah. Yes. Yes. Yeah. I think it's fine. Yeah. Yes. Say that again. Sorry. That just be cut out. My what amount? I think it's a little bit more than that. Hold on. Let me just grab a sugar plate, please. Hold on. I should know that answer, shouldn't I? I'm just going to my emails. Okay. So alright. Let's have a look at this one. So yeah. Yeah. That is probably about right because the annual salary is 130, and then we get the director's allowance each week of $7.50. So if you add those two together, that would probably be about that. Is that right? Yes. So I have a partner, like a business partner. So possibly not. Because, you know, like, we're in partnerships. Like, if it was just me, well, I could pay myself. But if I'm not physically working in the business, like, that wouldn't be fair to her. No. No. Yeah. No. Yeah. I know what you're saying. So then then that just means the premium increases, doesn't it? Capacity. Yeah. Yeah. Yeah. I think I think that I think that would be I think that I think that would be fine because I'm pretty sure right now agreement work is we still would get the if something happens to us, we still got the director's part, just not the salary part. Yeah. So that sort of covered that sort of I think that's what I've based that off, if that makes sense. Yes. Yeah. Yeah. I was just trying to think what yeah. Yeah. So I think that's yeah. That's fine. Yeah. Yes. Yeah. Yes. Makes sense. Yes. Yes. Yes. Yes. Yep. Makes sense. Yes. Yes. Yes. Yep. Lovely. Thank you. Actually, I don't I don't actually know what it's for, to tell you the truth. Yeah. Yes. Okay. Yeah. Yeah. It does. Yeah. Thank you. None. None. That's been very well explained. Yeah. Absolutely. Yes. Yes. Yep. Yep. Makes sense. I think so. It's hard to think that far ahead, isn't it? Yes. Yes. Yeah. Yeah. We've sort of got that down if something happens to one of us that the other the other, you know, partner gets the option to, you know, to buy, you know, that the other person out type thing. Yeah. Otherwise, we'd, you know, otherwise, we'd sell and, yeah, sort of go housing. Yeah, the the debt or the the debt or the other. Yeah. So that's where we're at with that. Yeah. Yes. Correct. No. We've sort of just my business partner, Brenda, and I've just sort of said we're just because they're both so active in it and we love it, we're just gonna keep, you know, going with it. And then if one of us gets to a point where we go, okay. We're done or we've had enough or we might even then just, like, lease it out. You know how you can lease them out. So we still owe them somebody, like, lease the business side of it. Yeah. But at the moment, we don't really talk about it because we're just always just happy doing what we're doing, like working part time in it and yeah. It's good. Yes. Yes. Good job. Good job. Love it. Love it. It makes my the little people make my heart happy. Yeah. I know. My son my youngest is nine. It's nice, isn't it? Yeah. It's a good age. They just go go go. They just go go go. Like, we got soccer. But this morning, he wakes up at six and after. He says, soccer training today, mom? I said, yes, darling. Soccer training today. Like, they just they love it. Yeah. That's nice, isn't it? Yeah. It's sweet. They're like they're like the mama's been around. No. Trust me. They don't. No. Do you know what I only did this year, which I don't know why I'd never done it before? I went from paying monthly to weekly. So I don't know why I hadn't done that. I just yeah. I'm not sure why. I was talking to my girlfriend something, and she goes, oh, what do you pay a week off your loan? And I said, oh my goodness. I said, I still pay it weekly. So I rang and changed that. But, yeah, I just see I just feel like I just sort of manage I'm just trying to manage, I think, financially at the moment just, you know, like, with the cost of living and, yeah, having sort of having four children on one income, it's some weeks I'm some weeks I manage. Other weeks I've gotta draw down on it, like, you know, like, to get a bit more money, like like, for me to you know, if it's their birthday or, you know, something like that, and I just need that extra bit of money. So and because I just put my salary across to it every week, I I I probably need to sit down and do that. You know, like a budget. You know, you go pay for your money much much familiar. That's that's that's that. That insurance is that. I I don't really do that. I just transfer it all across, and then I bring it down when I need it, if that makes sense. So I sort of don't really like, yeah. Sometimes I go, should I go and get another job? Because maybe I need more money and yeah. Because there's only you know, my business partner and I, it's gotta be obviously fair in the business. Like, I'd probably like to work four days in the business and earn more money, but she only wants to work three. So it's I can't really get any more, like, any more money because it's it's a weird it's a weird arrangement. She's not happy to pay me more, but she's happy to pay other people more. Like, it's interesting. Yeah. It's very yeah. It's it's very interesting because I'm, like, the only childhood teacher, so I'm the one with the qualification. But she's yeah. That's not yeah. So it's I find that a bit tricky because I'd love just to work four days and get a little bit more money. Like, because it's my own business, but she likes to just keep it she likes to keep it exactly the same, which I understand from her point of view. I understand that, but it's a bit hard on me when yeah. I'd I'd like to just have a little bit more money, and I could I could go to work another day. Yeah. Yeah. That'd be good. Yes. Yeah. Yeah. Probably something else to do. Yes. Yes. Thank you. Because it was a I think we were doing 100 a week. Yep. Yep. Yep. Perfect. Correct. Correct. Yes. Yes. I do. Yes. Sure does. Honestly, don't mind because I don't really think much changes in my world. Like yeah. Yeah. Yeah. Sounds good. Yeah. Yeah. Yeah. Sounds good. Yes. Yes. Yes. Yes. Hello? Yes. Yes. Yes. Yep. Yes. Yeah. Yeah. Sounds good. No. No. Sure. Yep. Thank you. Perfect. Thank you, Eugenia. Thank you, Georgina. Yeah. I will. It's lovely. Hope you get some on the weekend. Bye bye. See you. Bye bye. Bye.","confidence":0.9838867,"words":[{"word":"hello","start":1.12,"end":1.62,"confidence":0.9421387,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.0244807917624712},{"word":"well","start":6.8799996,"end":7.2,"confidence":0.5842285,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":0.23072803020477295},{"word":"thank","start":7.2,"end":7.44,"confidence":0.9970703,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.5108728408813477},{"word":"you","start":7.44,"end":7.6,"confidence":0.99902344,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.2975260019302368},{"word":"how","start":7.6,"end":7.8399997,"confidence":0.9970703,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.1824077069759369},{"word":"are","start":7.8399997,"end":7.9199996,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.17834359407424927},{"word":"you","start":7.9199996,"end":8.42,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.27591457962989807},{"word":"good","start":9.679999,"end":10.179999,"confidence":0.6068115,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.5204766988754272},{"word":"oh","start":10.8,"end":11.04,"confidence":0.61987305,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.18126626312732697},{"word":"good","start":11.04,"end":11.54,"confidence":0.680542,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.30465203523635864},{"word":"yeah","start":14.8949995,"end":15.135,"confidence":0.7480469,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09278731048107149},{"word":"sure","start":15.135,"end":15.375,"confidence":0.9855957,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.1261715441942215},{"word":"no","start":15.375,"end":15.535,"confidence":0.95947266,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.1636611521244049},{"word":"problem","start":15.535,"end":16.035,"confidence":0.9970703,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.21074460446834564},{"word":"yeah","start":20.015,"end":20.335,"confidence":0.9692383,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.22214707732200625},{"word":"really","start":20.335,"end":20.654999,"confidence":0.96972656,"punctuated_word":"Really","sentiment":"positive","sentiment_score":0.4360178112983704},{"word":"good","start":20.654999,"end":20.895,"confidence":0.99609375,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4148680567741394},{"word":"thank","start":20.895,"end":21.055,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.3901193141937256},{"word":"you","start":21.055,"end":21.295,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.375268280506134},{"word":"how","start":21.295,"end":21.455,"confidence":0.99902344,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.22670261561870575},{"word":"about","start":21.455,"end":21.775,"confidence":0.9980469,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.24063970148563385},{"word":"yours","start":21.775,"end":22.275,"confidence":0.9975586,"punctuated_word":"yours?","sentiment":"neutral","sentiment_score":0.23568837344646457},{"word":"we","start":26.654999,"end":26.895,"confidence":0.96533203,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.2959935665130615},{"word":"do","start":26.895,"end":27.375,"confidence":0.9904785,"punctuated_word":"do.","sentiment":"positive","sentiment_score":0.3401052951812744},{"word":"we","start":27.375,"end":27.615,"confidence":0.98828125,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.2777997553348541},{"word":"do","start":27.615,"end":28.115,"confidence":0.99609375,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.3152622580528259},{"word":"yes","start":37.88,"end":38.2,"confidence":0.9926758,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08218131214380264},{"word":"no","start":38.2,"end":38.440002,"confidence":0.9838867,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.1235690712928772},{"word":"prob","start":38.440002,"end":38.940002,"confidence":0.9399414,"punctuated_word":"prob.","sentiment":"neutral","sentiment_score":0.1420794427394867},{"word":"amelia","start":50.434998,"end":50.934998,"confidence":0.6816406,"punctuated_word":"Amelia","sentiment":"neutral","sentiment_score":0.015669379383325577},{"word":"jane","start":50.995,"end":51.315,"confidence":0.6225586,"punctuated_word":"Jane","sentiment":"neutral","sentiment_score":0.013874031603336334},{"word":"ferguson","start":51.315,"end":51.795,"confidence":0.8679199,"punctuated_word":"Ferguson.","sentiment":"neutral","sentiment_score":0.01297045312821865},{"word":"'78","start":51.795,"end":54.114998,"confidence":0.8000488,"punctuated_word":"'78.","sentiment":"neutral","sentiment_score":0.012197643518447876},{"word":"2000","start":54.114998,"end":54.835,"confidence":0.39007568,"punctuated_word":"2000","sentiment":"neutral","sentiment_score":0.01251396257430315},{"word":"common","start":54.835,"end":55.315,"confidence":0.56359863,"punctuated_word":"Common,","sentiment":"neutral","sentiment_score":0.014111045747995377},{"word":"camden","start":55.315,"end":55.715,"confidence":0.88427734,"punctuated_word":"Camden","sentiment":"neutral","sentiment_score":0.031179051846265793},{"word":"park","start":55.715,"end":56.035,"confidence":0.9941406,"punctuated_word":"Park,","sentiment":"neutral","sentiment_score":0.02269630692899227},{"word":"new","start":56.035,"end":56.275,"confidence":0.9970703,"punctuated_word":"New","sentiment":"neutral","sentiment_score":0.03409199044108391},{"word":"south","start":56.275,"end":56.515,"confidence":0.9980469,"punctuated_word":"South","sentiment":"neutral","sentiment_score":0.042538098990917206},{"word":"wales","start":56.515,"end":57.015,"confidence":0.98950195,"punctuated_word":"Wales.","sentiment":"neutral","sentiment_score":0.037723515182733536},{"word":"lovely","start":62.050003,"end":62.370003,"confidence":0.9277344,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.4168698191642761},{"word":"beautiful","start":62.370003,"end":62.870003,"confidence":0.9909668,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.41719546914100647},{"word":"about","start":63.57,"end":63.81,"confidence":0.46923828,"punctuated_word":"About","sentiment":"neutral","sentiment_score":0.15775065124034882},{"word":"twenty","start":63.81,"end":64.29,"confidence":0.9941406,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.18517789244651792},{"word":"twenty","start":64.29,"end":64.53,"confidence":0.9741211,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.16771551966667175},{"word":"seven","start":64.53,"end":64.93,"confidence":0.9970703,"punctuated_word":"seven","sentiment":"neutral","sentiment_score":0.14920586347579956},{"word":"today","start":64.93,"end":65.25,"confidence":0.953125,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":0.1882438361644745},{"word":"it's","start":65.25,"end":65.73,"confidence":0.97143555,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.5304063558578491},{"word":"stunning","start":65.73,"end":66.23,"confidence":0.9880371,"punctuated_word":"stunning.","sentiment":"positive","sentiment_score":0.5043800473213196},{"word":"oh","start":72.935005,"end":73.095,"confidence":0.76293945,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.07158754765987396},{"word":"wow","start":73.095,"end":73.495,"confidence":0.99609375,"punctuated_word":"wow.","sentiment":"neutral","sentiment_score":0.10119891166687012},{"word":"yeah","start":73.495,"end":73.735,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05593158304691315},{"word":"no","start":73.735,"end":73.895004,"confidence":0.94506836,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.1253490447998047},{"word":"it's","start":73.895004,"end":74.135,"confidence":0.9736328,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.3192313015460968},{"word":"lovely","start":74.135,"end":74.455,"confidence":0.99902344,"punctuated_word":"lovely","sentiment":"positive","sentiment_score":0.40802332758903503},{"word":"for","start":74.455,"end":74.695,"confidence":0.6142578,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3536580204963684},{"word":"you","start":74.695,"end":75.195,"confidence":0.99609375,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.299175500869751},{"word":"yes","start":80.935005,"end":81.255005,"confidence":0.82543945,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.17206060886383057},{"word":"yes","start":81.255005,"end":81.575005,"confidence":0.9975586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2341000735759735},{"word":"that","start":81.575005,"end":81.735,"confidence":1.0,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.4022316336631775},{"word":"will","start":81.735,"end":81.895004,"confidence":0.5410156,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.45774486660957336},{"word":"be","start":81.895004,"end":82.055,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4227052927017212},{"word":"nice","start":82.055,"end":82.375,"confidence":1.0,"punctuated_word":"nice","sentiment":"positive","sentiment_score":0.4670673906803131},{"word":"for","start":82.375,"end":82.535,"confidence":0.89208984,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.47977158427238464},{"word":"you","start":82.535,"end":82.695,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3886706233024597},{"word":"guys","start":82.695,"end":83.195,"confidence":0.97094727,"punctuated_word":"guys.","sentiment":"positive","sentiment_score":0.3742828369140625},{"word":"no","start":102.655,"end":102.895,"confidence":0.9916992,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.21912097930908203},{"word":"not","start":102.895,"end":103.135,"confidence":0.9970703,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.25830739736557007},{"word":"really","start":103.135,"end":103.635,"confidence":1.0,"punctuated_word":"really.","sentiment":"neutral","sentiment_score":-0.1669471710920334},{"word":"no","start":103.775,"end":104.275,"confidence":0.9921875,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.241867333650589},{"word":"no","start":122.02,"end":122.34,"confidence":0.9838867,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.14793750643730164},{"word":"the","start":122.34,"end":122.5,"confidence":0.97998047,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.11832958459854126},{"word":"only","start":122.5,"end":122.659996,"confidence":0.9892578,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.13110074400901794},{"word":"thing","start":122.659996,"end":122.82,"confidence":0.9980469,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.08746903389692307},{"word":"i","start":122.82,"end":122.899994,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11633605509996414},{"word":"did","start":122.899994,"end":123.14,"confidence":0.9819336,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.07917380332946777},{"word":"was","start":123.14,"end":123.299995,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.0957201048731804},{"word":"buy","start":123.299995,"end":123.619995,"confidence":0.9941406,"punctuated_word":"buy","sentiment":"neutral","sentiment_score":-0.06435662508010864},{"word":"a","start":123.619995,"end":123.7,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0449921190738678},{"word":"new","start":123.7,"end":123.86,"confidence":0.99902344,"punctuated_word":"new","sentiment":"neutral","sentiment_score":-0.06574108451604843},{"word":"car","start":123.86,"end":124.259995,"confidence":1.0,"punctuated_word":"car","sentiment":"neutral","sentiment_score":-0.05202655494213104},{"word":"last","start":124.259995,"end":124.58,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.052461497485637665},{"word":"december","start":124.58,"end":125.08,"confidence":0.99121094,"punctuated_word":"December.","sentiment":"neutral","sentiment_score":-0.06990370154380798},{"word":"that's","start":127.585,"end":127.905,"confidence":0.9890137,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.02165575325489044},{"word":"really","start":127.905,"end":128.405,"confidence":0.76782227,"punctuated_word":"really,","sentiment":"neutral","sentiment_score":-0.001965858042240143},{"word":"yeah","start":128.625,"end":128.86499,"confidence":0.99560547,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.004765871912240982},{"word":"that's","start":128.86499,"end":129.185,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.02125093899667263},{"word":"really","start":129.185,"end":129.50499,"confidence":0.9970703,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.050345659255981445},{"word":"it","start":129.50499,"end":130.00499,"confidence":0.9995117,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.003547806292772293},{"word":"it's","start":134.14499,"end":134.385,"confidence":0.7421875,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.03023933246731758},{"word":"a","start":134.385,"end":134.545,"confidence":0.92578125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.047427721321582794},{"word":"toyota","start":134.545,"end":135.045,"confidence":0.9980469,"punctuated_word":"Toyota","sentiment":"neutral","sentiment_score":0.10965482145547868},{"word":"prado","start":135.105,"end":135.605,"confidence":0.9889323,"punctuated_word":"Prado.","sentiment":"neutral","sentiment_score":0.08678495138883591},{"word":"yeah","start":137.825,"end":138.14499,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.23555105924606323},{"word":"it","start":138.14499,"end":138.305,"confidence":0.99316406,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.3626307249069214},{"word":"is","start":138.305,"end":138.465,"confidence":0.9980469,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4299149811267853},{"word":"nice","start":138.465,"end":138.785,"confidence":0.9975586,"punctuated_word":"nice.","sentiment":"positive","sentiment_score":0.3693995475769043},{"word":"yeah","start":138.785,"end":139.025,"confidence":0.9343262,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.22860011458396912},{"word":"it's","start":139.025,"end":139.185,"confidence":0.9404297,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.3664551675319672},{"word":"good","start":139.185,"end":139.425,"confidence":0.6361084,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.3391159176826477},{"word":"i","start":139.425,"end":139.58499,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.24951867759227753},{"word":"like","start":139.58499,"end":139.825,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.21879595518112183},{"word":"it","start":139.825,"end":140.325,"confidence":0.99902344,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.19925276935100555},{"word":"no","start":151.5,"end":151.66,"confidence":0.83935547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05263686925172806},{"word":"it's","start":151.66,"end":151.90001,"confidence":0.8173828,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.023401839658617973},{"word":"sold","start":151.90001,"end":152.14,"confidence":0.5175781,"punctuated_word":"sold","sentiment":"neutral","sentiment_score":0.005220264196395874},{"word":"that","start":152.14,"end":152.38,"confidence":0.63720703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.00028660520911216736},{"word":"one","start":152.38,"end":152.88,"confidence":0.99316406,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.01811523735523224},{"word":"what","start":164.585,"end":164.82501,"confidence":0.99609375,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.00841221958398819},{"word":"would","start":164.82501,"end":164.985,"confidence":0.9970703,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.011932916939258575},{"word":"it","start":164.985,"end":165.145,"confidence":0.9819336,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03094901517033577},{"word":"be","start":165.145,"end":165.30501,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.024036940187215805},{"word":"valued","start":165.30501,"end":165.785,"confidence":0.99609375,"punctuated_word":"valued","sentiment":"neutral","sentiment_score":0.016144786030054092},{"word":"at","start":165.785,"end":166.285,"confidence":0.9890137,"punctuated_word":"at?","sentiment":"neutral","sentiment_score":0.023301055654883385},{"word":"it's","start":169.85,"end":170.17,"confidence":0.72753906,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.008643260225653648},{"word":"a","start":170.17,"end":170.25,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.008249012753367424},{"word":"good","start":170.25,"end":170.49,"confidence":0.99609375,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.07309293746948242},{"word":"question","start":170.49,"end":170.99,"confidence":0.9995117,"punctuated_word":"question.","sentiment":"neutral","sentiment_score":0.08063717186450958},{"word":"probably","start":178.65001,"end":179.15001,"confidence":0.8581543,"punctuated_word":"Probably,","sentiment":"neutral","sentiment_score":-0.0059357983991503716},{"word":"like","start":180.995,"end":181.395,"confidence":0.9885254,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.002723882906138897},{"word":"85","start":181.395,"end":182.355,"confidence":0.92211914,"punctuated_word":"85.","sentiment":"neutral","sentiment_score":0.006813668645918369},{"word":"yeah","start":182.355,"end":182.855,"confidence":0.78881836,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.008909163996577263},{"word":"i","start":192.515,"end":192.675,"confidence":0.9921875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0038333777338266377},{"word":"just","start":192.675,"end":192.915,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.004715243354439735},{"word":"popped","start":192.915,"end":193.155,"confidence":0.9970703,"punctuated_word":"popped","sentiment":"neutral","sentiment_score":0.0005674827843904495},{"word":"in","start":193.155,"end":193.315,"confidence":0.875,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.001663416624069214},{"word":"i","start":193.395,"end":193.47499,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.012765606865286829},{"word":"just","start":193.47499,"end":193.795,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0070650577545166016},{"word":"popped","start":193.795,"end":194.035,"confidence":0.67578125,"punctuated_word":"popped","sentiment":"neutral","sentiment_score":0.00944310612976551},{"word":"up","start":194.035,"end":194.11499,"confidence":0.93359375,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.013637753203511238},{"word":"my","start":194.11499,"end":194.355,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.009808043017983437},{"word":"home","start":194.355,"end":194.595,"confidence":0.9980469,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.00499618798494339},{"word":"loan","start":194.595,"end":194.83499,"confidence":0.9951172,"punctuated_word":"loan","sentiment":"neutral","sentiment_score":0.023685602471232418},{"word":"with","start":194.83499,"end":195.075,"confidence":0.9892578,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.010595226660370828},{"word":"it","start":195.075,"end":195.575,"confidence":0.984375,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.016207898035645485},{"word":"i","start":196.28,"end":196.44,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.013773342594504356},{"word":"just","start":196.44,"end":196.68001,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.022818855941295624},{"word":"popped","start":196.68001,"end":196.84,"confidence":0.984375,"punctuated_word":"popped","sentiment":"neutral","sentiment_score":0.033241696655750275},{"word":"it","start":196.84,"end":196.92,"confidence":0.91259766,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04450054466724396},{"word":"onto","start":196.92,"end":197.24,"confidence":0.82470703,"punctuated_word":"onto","sentiment":"neutral","sentiment_score":0.02328866347670555},{"word":"my","start":197.24,"end":197.48,"confidence":0.95703125,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.03836333751678467},{"word":"onto","start":197.48,"end":197.8,"confidence":0.9248047,"punctuated_word":"onto","sentiment":"neutral","sentiment_score":0.02600260078907013},{"word":"my","start":197.8,"end":198.04001,"confidence":0.9951172,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.05055731907486915},{"word":"current","start":198.04001,"end":198.44,"confidence":0.99902344,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.02511528506875038},{"word":"sort","start":198.44,"end":198.68001,"confidence":0.9116211,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.00777970626950264},{"word":"of","start":198.68001,"end":198.76,"confidence":0.9003906,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02015889808535576},{"word":"loan","start":198.76,"end":199.0,"confidence":0.6470947,"punctuated_word":"loan,","sentiment":"neutral","sentiment_score":0.04581950604915619},{"word":"if","start":199.0,"end":199.16,"confidence":0.96777344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08662596344947815},{"word":"that","start":199.16,"end":199.4,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07129624485969543},{"word":"makes","start":199.4,"end":199.64,"confidence":0.8925781,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.038829255849123},{"word":"sense","start":199.64,"end":200.12,"confidence":0.98706055,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.02199556306004524},{"word":"yeah","start":200.12,"end":200.62,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.022375179454684258},{"word":"home","start":224.51999,"end":224.76,"confidence":0.26342773,"punctuated_word":"Home","sentiment":"neutral","sentiment_score":0.012226332910358906},{"word":"loan's","start":224.76,"end":225.08,"confidence":0.5031738,"punctuated_word":"loan's","sentiment":"neutral","sentiment_score":0.015069888904690742},{"word":"at","start":225.08,"end":225.23999,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.016427285969257355},{"word":"112","start":225.23999,"end":226.54,"confidence":0.9971924,"punctuated_word":"112.","sentiment":"neutral","sentiment_score":0.02327113226056099},{"word":"yeah","start":237.925,"end":238.245,"confidence":0.7636719,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.028852125629782677},{"word":"sitting","start":238.245,"end":238.645,"confidence":0.9536133,"punctuated_word":"Sitting","sentiment":"neutral","sentiment_score":-0.042167916893959045},{"word":"in","start":238.645,"end":238.805,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06500893831253052},{"word":"the","start":238.805,"end":238.965,"confidence":0.98291016,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05184048414230347},{"word":"redraw","start":238.965,"end":239.465,"confidence":0.74560547,"punctuated_word":"redraw.","sentiment":"neutral","sentiment_score":-0.05138300731778145},{"word":"no","start":241.44499,"end":241.685,"confidence":0.9448242,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04282764717936516},{"word":"there's","start":241.685,"end":241.845,"confidence":0.99902344,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":-0.2027912735939026},{"word":"nothing","start":241.845,"end":242.165,"confidence":1.0,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.24189049005508423},{"word":"in","start":242.165,"end":242.325,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.21765506267547607},{"word":"the","start":242.325,"end":242.485,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1538686752319336},{"word":"redraw","start":242.485,"end":242.965,"confidence":0.97998047,"punctuated_word":"redraw.","sentiment":"neutral","sentiment_score":-0.2114100158214569},{"word":"like","start":242.965,"end":243.125,"confidence":0.93896484,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.126450777053833},{"word":"there's","start":243.125,"end":243.625,"confidence":0.98706055,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.0969669446349144},{"word":"like","start":244.165,"end":244.565,"confidence":0.9626465,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.07705941796302795},{"word":"the","start":244.565,"end":244.885,"confidence":0.59228516,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08147766441106796},{"word":"available","start":244.885,"end":245.385,"confidence":0.8676758,"punctuated_word":"available","sentiment":"neutral","sentiment_score":-0.0842355266213417},{"word":"redraw","start":245.44499,"end":245.765,"confidence":0.9926758,"punctuated_word":"redraw","sentiment":"neutral","sentiment_score":-0.07258293777704239},{"word":"is","start":245.765,"end":245.845,"confidence":0.7661133,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.09634345769882202},{"word":"a","start":245.845,"end":246.005,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05330738425254822},{"word":"123","start":246.005,"end":247.465,"confidence":0.94744873,"punctuated_word":"123.","sentiment":"neutral","sentiment_score":-0.07335200905799866},{"word":"but","start":248.005,"end":248.245,"confidence":0.7817383,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.03898223116993904},{"word":"then","start":248.245,"end":248.485,"confidence":0.4802246,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.02800225466489792},{"word":"that","start":248.485,"end":248.72499,"confidence":0.56933594,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.047971613705158234},{"word":"no","start":249.14,"end":249.22,"confidence":0.8774414,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.08691081404685974},{"word":"i","start":249.22,"end":249.3,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0679011270403862},{"word":"just","start":249.3,"end":249.62,"confidence":0.79296875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.046018388122320175},{"word":"sit","start":249.62,"end":249.94,"confidence":0.49560547,"punctuated_word":"sit","sentiment":"neutral","sentiment_score":-0.06250368058681488},{"word":"i","start":249.94,"end":250.02,"confidence":0.70458984,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05270075798034668},{"word":"just","start":250.02,"end":250.26,"confidence":0.83984375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05425305292010307},{"word":"sit","start":250.26,"end":250.42,"confidence":0.99902344,"punctuated_word":"sit","sentiment":"neutral","sentiment_score":-0.04512636363506317},{"word":"on","start":250.42,"end":250.58,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.022000379860401154},{"word":"that","start":250.58,"end":250.81999,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04024358093738556},{"word":"amount","start":250.81999,"end":251.06,"confidence":0.96875,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.038942668586969376},{"word":"if","start":251.06,"end":251.3,"confidence":0.4638672,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.04610740393400192},{"word":"that","start":251.3,"end":251.38,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.028717178851366043},{"word":"makes","start":251.38,"end":251.62,"confidence":0.85253906,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":-0.04031772166490555},{"word":"sense","start":251.62,"end":251.78,"confidence":0.8364258,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":-0.04199814423918724},{"word":"i","start":251.78,"end":251.86,"confidence":0.6875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0005807653069496155},{"word":"could","start":251.86,"end":252.02,"confidence":0.78125,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.0027724355459213257},{"word":"transfer","start":252.02,"end":252.42,"confidence":0.94628906,"punctuated_word":"transfer","sentiment":"neutral","sentiment_score":0.012966254726052284},{"word":"all","start":252.42,"end":252.66,"confidence":0.9194336,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.006424235180020332},{"word":"my","start":252.66,"end":253.16,"confidence":0.70007324,"punctuated_word":"my,","sentiment":"neutral","sentiment_score":0.012692139483988283},{"word":"like","start":254.42,"end":254.66,"confidence":0.9562988,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.020243527367711067},{"word":"wages","start":254.66,"end":255.06,"confidence":0.9838867,"punctuated_word":"wages","sentiment":"neutral","sentiment_score":0.017898477613925934},{"word":"into","start":255.06,"end":255.3,"confidence":0.99609375,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.023366957902908325},{"word":"that","start":255.3,"end":255.45999,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02155899628996849},{"word":"one","start":255.45999,"end":255.62,"confidence":0.9472656,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.0137467160820961},{"word":"if","start":255.62,"end":255.78,"confidence":0.6503906,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.023212255910038948},{"word":"that","start":255.78,"end":255.94,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04224090650677681},{"word":"makes","start":255.94,"end":256.1,"confidence":0.89746094,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.010284468531608582},{"word":"sense","start":256.1,"end":256.6,"confidence":0.9616699,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.005954444408416748},{"word":"yeah","start":258.1,"end":258.6,"confidence":0.9050293,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1546890139579773},{"word":"yes","start":258.66,"end":259.16,"confidence":0.62158203,"punctuated_word":"Yes,","sentiment":"neutral","sentiment_score":0.10586455464363098},{"word":"yeah","start":269.595,"end":269.755,"confidence":0.8918457,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.000965566374361515},{"word":"no","start":269.755,"end":269.995,"confidence":0.9609375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05555488541722298},{"word":"i","start":269.995,"end":270.155,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04528723657131195},{"word":"reckon","start":270.155,"end":270.39502,"confidence":0.9970703,"punctuated_word":"reckon","sentiment":"neutral","sentiment_score":-0.046029262244701385},{"word":"it's","start":270.39502,"end":270.55502,"confidence":0.99365234,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.055674970149993896},{"word":"about","start":270.55502,"end":270.795,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.06987518817186356},{"word":"the","start":270.795,"end":270.95502,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03792671859264374},{"word":"same","start":270.95502,"end":271.195,"confidence":0.6993408,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":-0.0526084303855896},{"word":"how's","start":271.195,"end":271.435,"confidence":0.5241699,"punctuated_word":"How's","sentiment":"neutral","sentiment_score":-0.016835015267133713},{"word":"it","start":271.435,"end":271.515,"confidence":0.88134766,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0024697519838809967},{"word":"been","start":271.515,"end":271.67502,"confidence":0.27026367,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.02986820414662361},{"word":"selling","start":271.67502,"end":271.915,"confidence":0.8769531,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":0.001730009913444519},{"word":"for","start":271.915,"end":272.155,"confidence":0.9941406,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.016394678503274918},{"word":"around","start":272.155,"end":272.39502,"confidence":0.984375,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.01591069996356964},{"word":"that","start":272.39502,"end":272.55502,"confidence":0.8964844,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0032137054949998856},{"word":"ish","start":272.55502,"end":272.875,"confidence":0.7631836,"punctuated_word":"ish.","sentiment":"neutral","sentiment_score":0.004164119716733694},{"word":"yeah","start":272.875,"end":273.375,"confidence":0.9802246,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1285533308982849},{"word":"yep","start":278.03,"end":278.43,"confidence":0.9975586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03934377431869507},{"word":"still","start":278.43,"end":278.75,"confidence":0.9970703,"punctuated_word":"Still","sentiment":"neutral","sentiment_score":0.034906551241874695},{"word":"got","start":278.75,"end":278.99,"confidence":1.0,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0865074023604393},{"word":"that","start":278.99,"end":279.49,"confidence":0.9736328,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.1118224561214447},{"word":"yeah","start":284.34998,"end":284.75,"confidence":0.86865234,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1802496612071991},{"word":"perfect","start":284.75,"end":285.25,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4122820496559143},{"word":"yep","start":292.125,"end":292.625,"confidence":0.7597656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04149534180760384},{"word":"yep","start":297.805,"end":298.205,"confidence":0.74609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.055496953427791595},{"word":"yep","start":298.205,"end":298.705,"confidence":0.935791,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11857029050588608},{"word":"yeah","start":309.0,"end":309.32,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.00035274866968393326},{"word":"i","start":309.32,"end":309.40002,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0030049551278352737},{"word":"think","start":309.40002,"end":309.56,"confidence":0.9902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.0037567932158708577},{"word":"it's","start":309.56,"end":309.80002,"confidence":0.92626953,"punctuated_word":"it's,","sentiment":"neutral","sentiment_score":-0.0009502777829766272},{"word":"like","start":309.80002,"end":310.04,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.003824586048722267},{"word":"$8.50","start":310.04,"end":310.76,"confidence":0.9328613,"punctuated_word":"$8.50","sentiment":"neutral","sentiment_score":-0.001290352432988584},{"word":"now","start":310.76,"end":311.0,"confidence":0.84472656,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.023646432906389236},{"word":"or","start":311.0,"end":311.16,"confidence":0.9819336,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.016852863132953644},{"word":"something","start":311.16,"end":311.48,"confidence":0.99853516,"punctuated_word":"something.","sentiment":"neutral","sentiment_score":-0.011464240960776806},{"word":"yep","start":311.48,"end":311.72,"confidence":0.986084,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.009130760096013546},{"word":"it's","start":311.72,"end":311.88,"confidence":0.8469238,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.004528104327619076},{"word":"about","start":311.88,"end":312.12,"confidence":0.98535156,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0021423259750008583},{"word":"around","start":312.12,"end":312.44,"confidence":0.72314453,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.0018327422440052032},{"word":"that","start":312.44,"end":312.76,"confidence":0.9875488,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.011691078543663023},{"word":"yep","start":312.76,"end":313.26,"confidence":0.92871094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09518752992153168},{"word":"oh","start":331.42,"end":331.66,"confidence":0.82055664,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.01915939897298813},{"word":"yes","start":331.66,"end":331.9,"confidence":0.8574219,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":-0.010822689160704613},{"word":"yep","start":331.9,"end":332.14,"confidence":0.9880371,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.015998555347323418},{"word":"sorry","start":332.14,"end":332.30002,"confidence":0.9189453,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.05872157588601112},{"word":"you","start":332.30002,"end":332.46002,"confidence":0.9970703,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.08550135046243668},{"word":"just","start":332.46002,"end":332.62,"confidence":0.97998047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08228468149900436},{"word":"said","start":332.62,"end":332.78,"confidence":0.921875,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.0701383501291275},{"word":"another","start":332.78,"end":333.1,"confidence":0.98828125,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.06060641631484032},{"word":"thing","start":333.1,"end":333.26,"confidence":0.9980469,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.07323098927736282},{"word":"i","start":333.26,"end":333.42,"confidence":0.9580078,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0938367396593094},{"word":"note","start":333.42,"end":333.66,"confidence":0.85498047,"punctuated_word":"note","sentiment":"neutral","sentiment_score":-0.08485547453165054},{"word":"down","start":333.66,"end":333.82,"confidence":0.98339844,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":-0.06830640137195587},{"word":"i","start":333.82,"end":333.9,"confidence":0.3618164,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10769956558942796},{"word":"was","start":333.9,"end":334.06,"confidence":0.6699219,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.1122383326292038},{"word":"just","start":334.06,"end":334.30002,"confidence":0.96533203,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08281788229942322},{"word":"waiting","start":334.30002,"end":334.62,"confidence":0.25927734,"punctuated_word":"waiting","sentiment":"neutral","sentiment_score":-0.07370640337467194},{"word":"for","start":334.62,"end":334.78,"confidence":0.9873047,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.11077795177698135},{"word":"you","start":334.78,"end":334.86002,"confidence":0.9892578,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1173575446009636},{"word":"to","start":334.86002,"end":334.94,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.11112774908542632},{"word":"keep","start":334.94,"end":335.18002,"confidence":0.9951172,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":-0.1407088041305542},{"word":"talking","start":335.18002,"end":335.68002,"confidence":0.99902344,"punctuated_word":"talking.","sentiment":"neutral","sentiment_score":-0.07402829080820084},{"word":"that's","start":346.285,"end":346.605,"confidence":0.7397461,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.15286222100257874},{"word":"always","start":346.605,"end":346.925,"confidence":0.8642578,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.16206587851047516},{"word":"hard","start":346.925,"end":347.165,"confidence":0.8659668,"punctuated_word":"hard,","sentiment":"neutral","sentiment_score":-0.15423020720481873},{"word":"isn't","start":347.165,"end":347.565,"confidence":0.9980469,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":-0.07557279616594315},{"word":"it","start":347.565,"end":348.065,"confidence":0.99658203,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.07255246490240097},{"word":"i","start":349.165,"end":349.405,"confidence":0.7675781,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1877666413784027},{"word":"don't","start":349.405,"end":349.645,"confidence":0.99853516,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.13939356803894043},{"word":"have","start":349.645,"end":349.72498,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.17434421181678772},{"word":"a","start":349.72498,"end":349.805,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14817994832992554},{"word":"lot","start":349.805,"end":350.045,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.15110310912132263},{"word":"in","start":350.045,"end":350.205,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.15007519721984863},{"word":"the","start":350.205,"end":350.365,"confidence":0.7919922,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12005995213985445},{"word":"houses","start":350.365,"end":350.845,"confidence":0.7976074,"punctuated_word":"houses.","sentiment":"neutral","sentiment_score":-0.10611507296562196},{"word":"that's","start":350.845,"end":351.085,"confidence":0.8964844,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.06649117171764374},{"word":"really","start":351.085,"end":351.405,"confidence":0.9716797,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.044307854026556015},{"word":"furniture","start":351.405,"end":351.885,"confidence":0.9970703,"punctuated_word":"furniture","sentiment":"neutral","sentiment_score":-0.04351817071437836},{"word":"and","start":351.885,"end":352.205,"confidence":0.84765625,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04330241680145264},{"word":"tvs","start":352.205,"end":352.685,"confidence":0.91748047,"punctuated_word":"TVs","sentiment":"neutral","sentiment_score":-0.0439949631690979},{"word":"and","start":352.685,"end":353.185,"confidence":0.8486328,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.028634436428546906},{"word":"like","start":354.765,"end":355.085,"confidence":0.9975586,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.019586186856031414},{"word":"20,000","start":355.085,"end":355.965,"confidence":0.99853516,"punctuated_word":"20,000","sentiment":"neutral","sentiment_score":-0.014757904224097729},{"word":"would","start":355.965,"end":356.205,"confidence":0.5292969,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.011472975835204124},{"word":"do","start":356.205,"end":356.445,"confidence":0.6748047,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.018436763435602188},{"word":"maybe","start":356.445,"end":356.945,"confidence":0.6022949,"punctuated_word":"maybe.","sentiment":"neutral","sentiment_score":-0.037947945296764374},{"word":"i","start":365.90002,"end":366.06003,"confidence":0.8388672,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.013021129183471205},{"word":"don't","start":366.06003,"end":366.30002,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.03253526985645294},{"word":"think","start":366.30002,"end":366.62003,"confidence":0.9970703,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.025505388155579567},{"word":"so","start":366.62003,"end":367.12003,"confidence":0.9921875,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":-0.00832811463624239},{"word":"no","start":367.18002,"end":367.68002,"confidence":0.9921875,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07173410058021545},{"word":"no","start":375.595,"end":376.095,"confidence":0.9921875,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04982038587331772},{"word":"yeah","start":405.065,"end":405.565,"confidence":0.7770996,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10136687755584715},{"word":"yep","start":416.29,"end":416.79,"confidence":0.73913574,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20594768226146695},{"word":"yeah","start":442.65002,"end":443.05002,"confidence":0.7531738,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.19523349404335025},{"word":"yep","start":443.05002,"end":443.45,"confidence":0.7780762,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.21547609567642212},{"word":"good","start":443.45,"end":443.95,"confidence":0.99365234,"punctuated_word":"Good.","sentiment":"neutral","sentiment_score":0.20820266008377075},{"word":"yeah","start":459.945,"end":460.345,"confidence":0.9914551,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.3669828176498413},{"word":"that","start":460.345,"end":460.58502,"confidence":0.9941406,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.42891228199005127},{"word":"is","start":460.58502,"end":460.905,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3518052101135254},{"word":"good","start":460.905,"end":461.405,"confidence":0.9970703,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.18539053201675415},{"word":"yes","start":485.03998,"end":485.53998,"confidence":0.9641113,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08551396429538727},{"word":"hello","start":509.94,"end":510.44,"confidence":0.5654297,"punctuated_word":"Hello?","sentiment":"positive","sentiment_score":0.37600791454315186},{"word":"yes","start":526.205,"end":526.705,"confidence":0.9519043,"punctuated_word":"Yes.","sentiment":"positive","sentiment_score":0.5165704488754272},{"word":"yes","start":539.57,"end":540.07,"confidence":0.8078613,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2693360447883606},{"word":"good","start":540.37,"end":540.87,"confidence":0.8076172,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.3979773819446564},{"word":"good","start":541.01,"end":541.51,"confidence":0.92626953,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.35104888677597046},{"word":"yes","start":549.425,"end":549.925,"confidence":0.97265625,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07798746228218079},{"word":"yes","start":550.865,"end":551.365,"confidence":0.7438965,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08578111231327057},{"word":"go","start":551.425,"end":551.925,"confidence":0.32714844,"punctuated_word":"Go","sentiment":"neutral","sentiment_score":0.07258184999227524},{"word":"ahead","start":555.34503,"end":555.66504,"confidence":0.91796875,"punctuated_word":"ahead.","sentiment":"neutral","sentiment_score":0.045478954911231995},{"word":"yes","start":555.66504,"end":555.985,"confidence":0.9838867,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07306882739067078},{"word":"that's","start":555.985,"end":556.065,"confidence":0.45669556,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.08631715178489685},{"word":"the","start":556.065,"end":556.305,"confidence":0.1171875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.090485081076622},{"word":"goal","start":556.305,"end":556.805,"confidence":0.6168823,"punctuated_word":"goal.","sentiment":"neutral","sentiment_score":0.12954279780387878},{"word":"no","start":572.16003,"end":572.4,"confidence":0.744751,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.023710615932941437},{"word":"you're","start":572.4,"end":572.56006,"confidence":0.9069824,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.005583473946899176},{"word":"alright","start":572.56006,"end":573.06006,"confidence":0.7076416,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.03855287656188011},{"word":"yes","start":594.55,"end":595.05,"confidence":0.72595215,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04325132817029953},{"word":"yeah","start":602.685,"end":603.005,"confidence":0.8208008,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1423397809267044},{"word":"yep","start":603.005,"end":603.325,"confidence":0.8762207,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15699106454849243},{"word":"makes","start":603.325,"end":603.645,"confidence":0.91503906,"punctuated_word":"Makes","sentiment":"neutral","sentiment_score":0.11149868369102478},{"word":"sense","start":603.645,"end":604.145,"confidence":0.9980469,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.107495054602623},{"word":"yeah","start":605.24506,"end":605.72504,"confidence":0.84228516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12314718961715698},{"word":"yeah","start":605.72504,"end":606.22504,"confidence":0.73950195,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08616027235984802},{"word":"k","start":611.405,"end":611.905,"confidence":0.763916,"punctuated_word":"K.","sentiment":"neutral","sentiment_score":0.016547895967960358},{"word":"yes","start":633.865,"end":634.365,"confidence":0.98217773,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09336461126804352},{"word":"yes","start":643.46497,"end":643.92,"confidence":0.99853516,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09012453258037569},{"word":"i","start":651.2,"end":651.44,"confidence":0.93603516,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03790079057216644},{"word":"think","start":651.44,"end":651.83997,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.03924599289894104},{"word":"i'm","start":651.83997,"end":652.07996,"confidence":0.9980469,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.050201114267110825},{"word":"okay","start":652.07996,"end":652.57996,"confidence":0.99609375,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":-0.023602552711963657},{"word":"i","start":652.95996,"end":653.12,"confidence":0.46875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12643951177597046},{"word":"don't","start":653.12,"end":653.36,"confidence":0.9604492,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.11076252162456512},{"word":"really","start":653.36,"end":653.76,"confidence":0.9980469,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.10727671533823012},{"word":"necessarily","start":653.76,"end":654.26,"confidence":0.93359375,"punctuated_word":"necessarily","sentiment":"neutral","sentiment_score":-0.10870801657438278},{"word":"understand","start":654.48,"end":654.95996,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":-0.13810214400291443},{"word":"that","start":654.95996,"end":655.45996,"confidence":0.98828125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11020492017269136},{"word":"really","start":655.83997,"end":656.16,"confidence":0.99609375,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.11103172600269318},{"word":"well","start":656.16,"end":656.48,"confidence":0.84277344,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.09177079796791077},{"word":"but","start":656.48,"end":656.95996,"confidence":0.92456055,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.05525532364845276},{"word":"yeah","start":656.95996,"end":657.2,"confidence":0.9814453,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.021651778370141983},{"word":"i","start":657.2,"end":657.27997,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02090834081172943},{"word":"think","start":657.27997,"end":657.51996,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.009499453008174896},{"word":"it's","start":657.51996,"end":657.92,"confidence":0.99658203,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.1559685915708542},{"word":"fine","start":657.92,"end":658.42,"confidence":0.9995117,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.10262976586818696},{"word":"what","start":658.755,"end":658.91504,"confidence":0.99316406,"punctuated_word":"What","sentiment":"neutral","sentiment_score":0.01217898726463318},{"word":"would","start":658.91504,"end":658.995,"confidence":0.9770508,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.0007536821067333221},{"word":"like","start":659.155,"end":659.395,"confidence":0.9604492,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.006274724379181862},{"word":"we","start":659.395,"end":659.47504,"confidence":0.5986328,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.00894784927368164},{"word":"do","start":659.47504,"end":659.715,"confidence":0.4440918,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.007467128336429596},{"word":"a","start":659.715,"end":659.875,"confidence":0.5541992,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.001844070851802826},{"word":"professional","start":659.875,"end":660.375,"confidence":0.75390625,"punctuated_word":"professional","sentiment":"neutral","sentiment_score":-0.02661912515759468},{"word":"opinion","start":660.675,"end":661.155,"confidence":0.68078613,"punctuated_word":"opinion.","sentiment":"neutral","sentiment_score":-0.009450603276491163},{"word":"is","start":661.155,"end":661.315,"confidence":0.96435547,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.03656710684299469},{"word":"that","start":661.315,"end":661.635,"confidence":0.94970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03162001073360443},{"word":"sort","start":661.635,"end":662.135,"confidence":0.8457031,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.00985771417617798},{"word":"of","start":662.35504,"end":662.515,"confidence":0.97509766,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.00491710752248764},{"word":"seems","start":662.515,"end":663.015,"confidence":0.5859375,"punctuated_word":"seems","sentiment":"neutral","sentiment_score":0.02448214590549469},{"word":"okay","start":663.315,"end":663.815,"confidence":0.9897461,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.05433161184191704},{"word":"yes","start":688.96497,"end":689.46497,"confidence":0.9946289,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1126965433359146},{"word":"no","start":706.15,"end":706.39,"confidence":0.8178711,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10413368791341782},{"word":"you","start":706.39,"end":706.63,"confidence":0.98291016,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.07368549704551697},{"word":"said","start":706.63,"end":706.87,"confidence":0.66259766,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.05027361959218979},{"word":"that","start":706.87,"end":707.11,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4472350478172302},{"word":"beautifully","start":707.11,"end":707.61,"confidence":0.94311523,"punctuated_word":"beautifully.","sentiment":"neutral","sentiment_score":0.2834729254245758},{"word":"they're","start":707.75,"end":707.91,"confidence":0.9165039,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.22357825934886932},{"word":"all","start":707.91,"end":708.07,"confidence":0.9472656,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.26006174087524414},{"word":"my","start":708.07,"end":708.23,"confidence":0.9980469,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.28227922320365906},{"word":"kids","start":708.23,"end":708.55,"confidence":0.9926758,"punctuated_word":"kids.","sentiment":"positive","sentiment_score":0.4084857702255249},{"word":"yeah","start":708.55,"end":709.05,"confidence":0.9753418,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.35403668880462646},{"word":"no","start":723.595,"end":724.095,"confidence":0.845459,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.14126020669937134},{"word":"yes","start":739.45996,"end":739.95996,"confidence":0.97314453,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.13854211568832395},{"word":"yes","start":740.01996,"end":740.475,"confidence":0.98657227,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1507590264081955},{"word":"yeah","start":740.95496,"end":741.45496,"confidence":0.9482422,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.22937721014022827},{"word":"yeah","start":742.15497,"end":742.65497,"confidence":0.78027344,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.4729411005973816},{"word":"yes","start":812.12006,"end":812.62006,"confidence":0.95581055,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04774291440844536},{"word":"yeah","start":812.68005,"end":813.18005,"confidence":0.8300781,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0915323719382286},{"word":"yes","start":813.72003,"end":814.22003,"confidence":0.9260254,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.12019634991884232},{"word":"yes","start":834.73505,"end":835.135,"confidence":0.8210449,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1053510457277298},{"word":"yeah","start":835.135,"end":835.635,"confidence":0.8071289,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09267855435609818},{"word":"i","start":868.5,"end":868.66,"confidence":0.74072266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.27184176445007324},{"word":"think","start":868.66,"end":868.89996,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.25255054235458374},{"word":"it's","start":868.89996,"end":869.22,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.23205721378326416},{"word":"fine","start":869.22,"end":869.72,"confidence":0.9995117,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.2676938772201538},{"word":"yeah","start":869.86,"end":870.36,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.28758037090301514},{"word":"yes","start":872.58,"end":873.08,"confidence":0.80249023,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0646931529045105},{"word":"say","start":885.715,"end":886.03503,"confidence":0.90234375,"punctuated_word":"Say","sentiment":"neutral","sentiment_score":-0.035439301282167435},{"word":"that","start":886.03503,"end":886.195,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02730356529355049},{"word":"again","start":886.195,"end":886.515,"confidence":0.8156738,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.03284519165754318},{"word":"sorry","start":886.515,"end":886.835,"confidence":0.92407227,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.1576502025127411},{"word":"that","start":886.835,"end":886.995,"confidence":0.94921875,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.1684776246547699},{"word":"just","start":886.995,"end":887.235,"confidence":0.63623047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.15402662754058838},{"word":"be","start":887.235,"end":887.315,"confidence":0.2878418,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.14744339883327484},{"word":"cut","start":887.315,"end":887.555,"confidence":0.9980469,"punctuated_word":"cut","sentiment":"neutral","sentiment_score":-0.16995486617088318},{"word":"out","start":887.555,"end":887.955,"confidence":0.890625,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":-0.14571332931518555},{"word":"my","start":887.955,"end":888.195,"confidence":0.56347656,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.03292138874530792},{"word":"what","start":888.195,"end":888.435,"confidence":0.53759766,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.016712844371795654},{"word":"amount","start":888.435,"end":888.935,"confidence":0.9003906,"punctuated_word":"amount?","sentiment":"neutral","sentiment_score":-0.02380490116775036},{"word":"i","start":899.01,"end":899.08997,"confidence":0.6870117,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.050043921917676926},{"word":"think","start":899.08997,"end":899.33,"confidence":0.9589844,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.04463751241564751},{"word":"it's","start":899.33,"end":899.57,"confidence":0.99560547,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.03314110264182091},{"word":"a","start":899.57,"end":899.64996,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05511060357093811},{"word":"little","start":899.64996,"end":899.89,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.06680022180080414},{"word":"bit","start":899.89,"end":900.13,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.07404860109090805},{"word":"more","start":900.13,"end":900.29,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.05114174634218216},{"word":"than","start":900.29,"end":900.52997,"confidence":0.99902344,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.0419832281768322},{"word":"that","start":900.52997,"end":900.77,"confidence":0.9626465,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.039798155426979065},{"word":"hold","start":900.77,"end":900.93,"confidence":0.99902344,"punctuated_word":"Hold","sentiment":"neutral","sentiment_score":-0.014151204377412796},{"word":"on","start":900.93,"end":901.08997,"confidence":0.9980469,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.0110978651791811},{"word":"let","start":901.08997,"end":901.25,"confidence":0.9707031,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.017430849373340607},{"word":"me","start":901.25,"end":901.41,"confidence":0.9980469,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.027230069041252136},{"word":"just","start":901.41,"end":901.64996,"confidence":0.9741211,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02530808374285698},{"word":"grab","start":901.64996,"end":901.89,"confidence":0.43603516,"punctuated_word":"grab","sentiment":"neutral","sentiment_score":0.009362589567899704},{"word":"a","start":901.89,"end":902.05,"confidence":0.45703125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.024926578626036644},{"word":"sugar","start":902.05,"end":902.37,"confidence":0.39208984,"punctuated_word":"sugar","sentiment":"neutral","sentiment_score":0.03090897761285305},{"word":"plate","start":902.37,"end":902.61,"confidence":0.4272461,"punctuated_word":"plate,","sentiment":"neutral","sentiment_score":0.030319973826408383},{"word":"please","start":902.61,"end":902.93,"confidence":0.99560547,"punctuated_word":"please.","sentiment":"neutral","sentiment_score":0.030718479305505753},{"word":"hold","start":902.93,"end":903.17,"confidence":0.99609375,"punctuated_word":"Hold","sentiment":"neutral","sentiment_score":0.002833191305398941},{"word":"on","start":903.17,"end":903.67,"confidence":0.99316406,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.021246884018182755},{"word":"i","start":905.585,"end":905.745,"confidence":0.97998047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06356768310070038},{"word":"should","start":905.745,"end":905.985,"confidence":0.9970703,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.08214718103408813},{"word":"know","start":905.985,"end":906.225,"confidence":0.9428711,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.047348812222480774},{"word":"that","start":906.225,"end":906.465,"confidence":0.984375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03742575645446777},{"word":"answer","start":906.465,"end":906.705,"confidence":0.7155762,"punctuated_word":"answer,","sentiment":"neutral","sentiment_score":0.035486653447151184},{"word":"shouldn't","start":906.705,"end":907.025,"confidence":0.98535156,"punctuated_word":"shouldn't","sentiment":"neutral","sentiment_score":0.049945082515478134},{"word":"i","start":907.025,"end":907.525,"confidence":0.9797363,"punctuated_word":"I?","sentiment":"neutral","sentiment_score":0.03513704985380173},{"word":"i'm","start":911.105,"end":911.265,"confidence":0.61291504,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.08545099198818207},{"word":"just","start":911.265,"end":911.505,"confidence":0.96435547,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08866596966981888},{"word":"going","start":911.505,"end":911.665,"confidence":0.95166016,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.08849025517702103},{"word":"to","start":911.665,"end":911.905,"confidence":0.8178711,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07046805322170258},{"word":"my","start":911.905,"end":912.065,"confidence":0.99316406,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.045866988599300385},{"word":"emails","start":912.065,"end":912.565,"confidence":0.7766113,"punctuated_word":"emails.","sentiment":"neutral","sentiment_score":0.06186385825276375},{"word":"okay","start":919.99,"end":920.31,"confidence":0.67993164,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.08589673042297363},{"word":"so","start":920.31,"end":920.39,"confidence":0.33422852,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0788140594959259},{"word":"alright","start":920.47003,"end":920.87,"confidence":0.9506836,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":0.12320151180028915},{"word":"let's","start":920.87,"end":921.11005,"confidence":0.9626465,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.1064729243516922},{"word":"have","start":921.11005,"end":921.19006,"confidence":0.95947266,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1076255589723587},{"word":"a","start":921.19006,"end":921.27,"confidence":0.96240234,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10432395339012146},{"word":"look","start":921.27,"end":921.43005,"confidence":0.99609375,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06374208629131317},{"word":"at","start":921.43005,"end":921.59,"confidence":0.88427734,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08562147617340088},{"word":"this","start":921.59,"end":921.83,"confidence":0.9550781,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.08771294355392456},{"word":"one","start":921.83,"end":922.31,"confidence":0.86206055,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.08924990147352219},{"word":"so","start":922.31,"end":922.81,"confidence":0.5419922,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09854012727737428},{"word":"yeah","start":927.75,"end":928.07,"confidence":0.9885254,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.11320243030786514},{"word":"yeah","start":928.07,"end":928.23004,"confidence":0.99658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13083118200302124},{"word":"that","start":928.23004,"end":928.39,"confidence":0.99121094,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.1512037217617035},{"word":"is","start":928.39,"end":928.55,"confidence":0.984375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.16011612117290497},{"word":"probably","start":928.55,"end":928.87,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.19203181564807892},{"word":"about","start":928.87,"end":929.11005,"confidence":0.9873047,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.17162086069583893},{"word":"right","start":929.11005,"end":929.27,"confidence":0.9941406,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.23255836963653564},{"word":"because","start":929.27,"end":929.51,"confidence":0.56640625,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.17750757932662964},{"word":"the","start":929.51,"end":929.67004,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18655700981616977},{"word":"annual","start":929.67004,"end":929.99,"confidence":0.9970703,"punctuated_word":"annual","sentiment":"neutral","sentiment_score":0.16717815399169922},{"word":"salary","start":929.99,"end":930.39,"confidence":0.9902344,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":0.14510619640350342},{"word":"is","start":930.39,"end":930.47003,"confidence":0.8964844,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1643792986869812},{"word":"130","start":930.47003,"end":931.83,"confidence":0.93969727,"punctuated_word":"130,","sentiment":"neutral","sentiment_score":0.1822715699672699},{"word":"and","start":931.83,"end":931.99,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1802554875612259},{"word":"then","start":931.99,"end":932.23004,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1596953570842743},{"word":"we","start":932.23004,"end":932.47003,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15930868685245514},{"word":"get","start":932.47003,"end":932.95,"confidence":0.96777344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.16422100365161896},{"word":"the","start":932.95,"end":933.11005,"confidence":0.28076172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13065609335899353},{"word":"director's","start":933.11005,"end":933.61005,"confidence":0.69104004,"punctuated_word":"director's","sentiment":"neutral","sentiment_score":0.13024604320526123},{"word":"allowance","start":933.83,"end":934.33,"confidence":0.9770508,"punctuated_word":"allowance","sentiment":"neutral","sentiment_score":0.17832235991954803},{"word":"each","start":934.47003,"end":934.79004,"confidence":1.0,"punctuated_word":"each","sentiment":"neutral","sentiment_score":0.14972320199012756},{"word":"week","start":934.79004,"end":935.145,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.09935496747493744},{"word":"of","start":936.10504,"end":936.60504,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14526614546775818},{"word":"$7.50","start":937.705,"end":939.16504,"confidence":0.9530029,"punctuated_word":"$7.50.","sentiment":"neutral","sentiment_score":0.15149833261966705},{"word":"so","start":941.945,"end":942.185,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.15115459263324738},{"word":"if","start":942.185,"end":942.265,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.18817588686943057},{"word":"you","start":942.265,"end":942.42505,"confidence":0.9980469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17695966362953186},{"word":"add","start":942.42505,"end":942.66504,"confidence":0.99609375,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.16610093414783478},{"word":"those","start":942.66504,"end":942.905,"confidence":0.99121094,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.16448533535003662},{"word":"two","start":942.905,"end":943.145,"confidence":0.9921875,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.1459425836801529},{"word":"together","start":943.145,"end":943.385,"confidence":0.9658203,"punctuated_word":"together,","sentiment":"neutral","sentiment_score":0.17360299825668335},{"word":"that","start":943.385,"end":943.54504,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20674388110637665},{"word":"would","start":943.54504,"end":943.705,"confidence":0.7890625,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.1806136518716812},{"word":"probably","start":943.705,"end":944.10504,"confidence":0.9667969,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.1978097707033157},{"word":"be","start":944.10504,"end":944.265,"confidence":0.99316406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.19641733169555664},{"word":"about","start":944.265,"end":944.42505,"confidence":0.99316406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.14712731540203094},{"word":"that","start":944.42505,"end":944.585,"confidence":0.98535156,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.1513977348804474},{"word":"is","start":944.585,"end":944.745,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.17010653018951416},{"word":"that","start":944.745,"end":944.98505,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17187568545341492},{"word":"right","start":944.98505,"end":945.48505,"confidence":0.9875488,"punctuated_word":"right?","sentiment":"neutral","sentiment_score":0.13902544975280762},{"word":"yes","start":971.675,"end":972.175,"confidence":0.9628906,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1260288655757904},{"word":"so","start":997.695,"end":997.855,"confidence":0.49658203,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.018984541296958923},{"word":"i","start":997.855,"end":997.935,"confidence":0.98291016,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.010838549584150314},{"word":"have","start":997.935,"end":998.175,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.0017840936779975891},{"word":"a","start":998.175,"end":998.33496,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0036667287349700928},{"word":"partner","start":998.33496,"end":998.83496,"confidence":0.8859863,"punctuated_word":"partner,","sentiment":"neutral","sentiment_score":0.00445958599448204},{"word":"like","start":998.975,"end":999.13495,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.01774831861257553},{"word":"a","start":999.13495,"end":999.21497,"confidence":0.60253906,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02206062711775303},{"word":"business","start":999.21497,"end":999.615,"confidence":0.99609375,"punctuated_word":"business","sentiment":"neutral","sentiment_score":0.0143505297601223},{"word":"partner","start":999.615,"end":1000.115,"confidence":0.8688965,"punctuated_word":"partner.","sentiment":"neutral","sentiment_score":0.010722514241933824},{"word":"so","start":1004.27,"end":1004.75,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.027601581066846848},{"word":"possibly","start":1004.75,"end":1005.25,"confidence":0.67285156,"punctuated_word":"possibly","sentiment":"neutral","sentiment_score":-0.04055771231651306},{"word":"not","start":1005.39,"end":1005.89,"confidence":0.8547363,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.023351460695266724},{"word":"because","start":1007.31,"end":1007.79,"confidence":0.6855469,"punctuated_word":"Because,","sentiment":"neutral","sentiment_score":-0.00805499404668808},{"word":"you","start":1007.79,"end":1007.87,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.009523656219244003},{"word":"know","start":1007.87,"end":1008.11,"confidence":0.99560547,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0106295607984066},{"word":"like","start":1008.11,"end":1008.19,"confidence":0.9406738,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.004423888400197029},{"word":"we're","start":1008.19,"end":1008.35,"confidence":0.97558594,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.0006331615149974823},{"word":"in","start":1008.35,"end":1008.59,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.01761200651526451},{"word":"partnerships","start":1008.59,"end":1009.07,"confidence":0.66064453,"punctuated_word":"partnerships.","sentiment":"neutral","sentiment_score":-0.005627546459436417},{"word":"like","start":1009.07,"end":1009.15,"confidence":0.7890625,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.007295385003089905},{"word":"if","start":1009.15,"end":1009.31,"confidence":0.984375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.00774262472987175},{"word":"it","start":1009.31,"end":1009.47,"confidence":0.9941406,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02191313728690147},{"word":"was","start":1009.47,"end":1009.63,"confidence":0.9838867,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.0020044781267642975},{"word":"just","start":1009.63,"end":1009.79,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.010455381125211716},{"word":"me","start":1009.79,"end":1010.02997,"confidence":0.97631836,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.0034331846982240677},{"word":"well","start":1010.02997,"end":1010.19,"confidence":0.9951172,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.00950603373348713},{"word":"i","start":1010.19,"end":1010.35,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0006043277680873871},{"word":"could","start":1010.35,"end":1010.51,"confidence":0.9921875,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.0014510191977024078},{"word":"pay","start":1010.51,"end":1010.75,"confidence":0.9970703,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.003915455192327499},{"word":"myself","start":1010.75,"end":1011.15,"confidence":0.8703613,"punctuated_word":"myself.","sentiment":"neutral","sentiment_score":-0.04374592378735542},{"word":"but","start":1011.15,"end":1011.31,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.05021253600716591},{"word":"if","start":1011.31,"end":1011.47,"confidence":0.9951172,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.06482427567243576},{"word":"i'm","start":1011.47,"end":1011.55,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.07588883489370346},{"word":"not","start":1011.55,"end":1011.79,"confidence":0.9980469,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.10237283259630205},{"word":"physically","start":1011.79,"end":1012.27,"confidence":0.9980469,"punctuated_word":"physically","sentiment":"neutral","sentiment_score":-0.13919669389724731},{"word":"working","start":1012.27,"end":1012.67,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":-0.08003032952547073},{"word":"in","start":1012.67,"end":1012.83,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1187632977962494},{"word":"the","start":1012.83,"end":1012.99,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09275276958942412},{"word":"business","start":1012.99,"end":1013.49,"confidence":0.9975586,"punctuated_word":"business,","sentiment":"neutral","sentiment_score":-0.10476765036582948},{"word":"like","start":1013.83496,"end":1014.07495,"confidence":0.9729004,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.11041957139968872},{"word":"that","start":1014.07495,"end":1014.235,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09792502224445344},{"word":"wouldn't","start":1014.235,"end":1014.475,"confidence":0.9995117,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.06831109523773193},{"word":"be","start":1014.475,"end":1014.63495,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.23373021185398105},{"word":"fair","start":1014.63495,"end":1014.95496,"confidence":0.9951172,"punctuated_word":"fair","sentiment":"neutral","sentiment_score":-0.19092999398708344},{"word":"to","start":1014.95496,"end":1015.035,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.19464249908924103},{"word":"her","start":1015.035,"end":1015.535,"confidence":0.88500977,"punctuated_word":"her.","sentiment":"neutral","sentiment_score":-0.12269354611635208},{"word":"no","start":1016.71497,"end":1017.19495,"confidence":0.9885254,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.20016160607337952},{"word":"no","start":1017.19495,"end":1017.69495,"confidence":0.99658203,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2249501645565033},{"word":"yeah","start":1017.75494,"end":1018.07495,"confidence":0.99853516,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.11678670346736908},{"word":"no","start":1018.07495,"end":1018.57495,"confidence":0.99658203,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1614680290222168},{"word":"yeah","start":1019.27496,"end":1019.77496,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04703714698553085},{"word":"i","start":1058.26,"end":1058.34,"confidence":0.7524414,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01935774087905884},{"word":"know","start":1058.34,"end":1058.4199,"confidence":0.5751953,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.02522146701812744},{"word":"what","start":1058.4199,"end":1058.5,"confidence":0.87158203,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.03586147725582123},{"word":"you're","start":1058.5,"end":1058.98,"confidence":0.90405273,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.029528960585594177},{"word":"saying","start":1058.98,"end":1059.46,"confidence":0.99316406,"punctuated_word":"saying.","sentiment":"neutral","sentiment_score":-0.0330028161406517},{"word":"so","start":1059.46,"end":1059.7,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.02288062311708927},{"word":"then","start":1059.7,"end":1059.94,"confidence":0.9838867,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.009553670883178713},{"word":"then","start":1059.94,"end":1060.26,"confidence":0.99121094,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.006103631108999252},{"word":"that","start":1060.26,"end":1060.58,"confidence":0.9941406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03252553194761276},{"word":"just","start":1060.58,"end":1060.74,"confidence":0.97314453,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.044083282351493835},{"word":"means","start":1060.74,"end":1061.0599,"confidence":0.9448242,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.03906863182783127},{"word":"the","start":1061.0599,"end":1061.22,"confidence":0.88671875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04913342744112015},{"word":"premium","start":1061.22,"end":1061.72,"confidence":0.9980469,"punctuated_word":"premium","sentiment":"neutral","sentiment_score":-0.07359486818313599},{"word":"increases","start":1061.78,"end":1062.28,"confidence":0.92407227,"punctuated_word":"increases,","sentiment":"neutral","sentiment_score":-0.06091596186161041},{"word":"doesn't","start":1062.34,"end":1062.58,"confidence":1.0,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.0534137599170208},{"word":"it","start":1062.58,"end":1063.08,"confidence":0.82421875,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.04502136260271072},{"word":"capacity","start":1063.78,"end":1064.28,"confidence":0.49572754,"punctuated_word":"Capacity.","sentiment":"neutral","sentiment_score":-0.17508505284786224},{"word":"yeah","start":1064.9,"end":1065.4,"confidence":0.9890137,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.047826193273067474},{"word":"yeah","start":1066.4199,"end":1066.9199,"confidence":0.9926758,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.021765749901533127},{"word":"yeah","start":1070.4199,"end":1070.58,"confidence":0.828125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03978246450424194},{"word":"i","start":1070.58,"end":1070.66,"confidence":0.85058594,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.025239091366529465},{"word":"think","start":1070.66,"end":1071.0599,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.031094498932361603},{"word":"i","start":1071.0599,"end":1071.14,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01030796766281128},{"word":"think","start":1071.14,"end":1071.46,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.004913985729217529},{"word":"that","start":1071.46,"end":1071.62,"confidence":0.9902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.00793365016579628},{"word":"i","start":1071.62,"end":1071.78,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.010739248245954514},{"word":"think","start":1071.78,"end":1072.02,"confidence":0.99902344,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.00206158310174942},{"word":"that","start":1072.02,"end":1072.1799,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.016687560826539993},{"word":"would","start":1072.1799,"end":1072.4199,"confidence":0.9980469,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.012239400297403336},{"word":"be","start":1072.4199,"end":1072.58,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.01057874783873558},{"word":"i","start":1072.74,"end":1073.205,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05058081075549126},{"word":"think","start":1073.365,"end":1073.6849,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.025639839470386505},{"word":"that","start":1073.6849,"end":1073.9249,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03829178959131241},{"word":"i","start":1073.9249,"end":1074.085,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03394008427858353},{"word":"think","start":1074.085,"end":1074.245,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.03526484593749046},{"word":"that","start":1074.245,"end":1074.325,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04366767033934593},{"word":"would","start":1074.325,"end":1074.565,"confidence":0.96777344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.03183341771364212},{"word":"be","start":1074.565,"end":1074.725,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07171672582626343},{"word":"fine","start":1074.725,"end":1074.965,"confidence":0.9980469,"punctuated_word":"fine","sentiment":"neutral","sentiment_score":0.11226437240839005},{"word":"because","start":1074.965,"end":1075.465,"confidence":0.84814453,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.11201921105384828},{"word":"i'm","start":1075.5249,"end":1075.6849,"confidence":0.9658203,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.10921299457550047},{"word":"pretty","start":1075.6849,"end":1075.9249,"confidence":1.0,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.10727061331272124},{"word":"sure","start":1075.9249,"end":1076.1649,"confidence":0.9604492,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.06418810784816742},{"word":"right","start":1076.1649,"end":1076.325,"confidence":0.43066406,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.11694370955228806},{"word":"now","start":1076.325,"end":1076.825,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.026652051135897636},{"word":"agreement","start":1077.205,"end":1077.705,"confidence":0.5332031,"punctuated_word":"agreement","sentiment":"neutral","sentiment_score":0.03195968270301819},{"word":"work","start":1077.765,"end":1078.005,"confidence":0.8203125,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.0261931624263525},{"word":"is","start":1078.005,"end":1078.245,"confidence":0.94628906,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.023906398564577103},{"word":"we","start":1078.245,"end":1078.4049,"confidence":0.97314453,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.024305783212184903},{"word":"still","start":1078.4049,"end":1078.6449,"confidence":0.98535156,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.02008967287838459},{"word":"would","start":1078.6449,"end":1078.885,"confidence":0.9980469,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.022891342639923096},{"word":"get","start":1078.885,"end":1079.125,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.019299117848277092},{"word":"the","start":1079.125,"end":1079.2849,"confidence":0.5234375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02154579386115074},{"word":"if","start":1079.365,"end":1079.5249,"confidence":0.98095703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.025973806157708168},{"word":"something","start":1079.5249,"end":1079.765,"confidence":0.9741211,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.01914101094007492},{"word":"happens","start":1079.765,"end":1080.085,"confidence":0.9536133,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":0.020441126078367233},{"word":"to","start":1080.085,"end":1080.245,"confidence":0.6743164,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01078096404671669},{"word":"us","start":1080.245,"end":1080.325,"confidence":0.9206543,"punctuated_word":"us,","sentiment":"neutral","sentiment_score":0.014500970020890236},{"word":"we","start":1080.325,"end":1080.485,"confidence":0.98535156,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.021512681618332863},{"word":"still","start":1080.485,"end":1080.6449,"confidence":0.8251953,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.017948515713214874},{"word":"got","start":1080.6449,"end":1080.8049,"confidence":0.8642578,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.018232252448797222},{"word":"the","start":1080.8049,"end":1081.0449,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011028913781046867},{"word":"director's","start":1081.0449,"end":1081.5449,"confidence":0.90966797,"punctuated_word":"director's","sentiment":"neutral","sentiment_score":0.010163879953324797},{"word":"part","start":1081.605,"end":1082.105,"confidence":0.8015137,"punctuated_word":"part,","sentiment":"neutral","sentiment_score":0.018046215176582336},{"word":"just","start":1083.0449,"end":1083.365,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.009410962462425232},{"word":"not","start":1083.365,"end":1083.5249,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.008232681080698967},{"word":"the","start":1083.5249,"end":1083.6849,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.014652572572231293},{"word":"salary","start":1083.6849,"end":1084.1849,"confidence":0.99902344,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":0.02066664583981037},{"word":"part","start":1084.245,"end":1084.725,"confidence":0.9812012,"punctuated_word":"part.","sentiment":"neutral","sentiment_score":0.003460695967078209},{"word":"yeah","start":1084.725,"end":1084.965,"confidence":0.98168945,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.021106164902448658},{"word":"so","start":1084.965,"end":1085.125,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.018949393182992935},{"word":"that","start":1085.125,"end":1085.365,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.017289262264966965},{"word":"sort","start":1085.365,"end":1085.605,"confidence":0.8408203,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.005466144531965256},{"word":"of","start":1085.605,"end":1085.6849,"confidence":0.9941406,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.011129871010780334},{"word":"covered","start":1085.6849,"end":1086.09,"confidence":0.8769531,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":0.01891542226076126},{"word":"that","start":1086.1699,"end":1086.4099,"confidence":0.98535156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01692413166165352},{"word":"sort","start":1086.4099,"end":1086.49,"confidence":0.91845703,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.010905653238296509},{"word":"of","start":1086.49,"end":1086.57,"confidence":0.88427734,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0001037195324897766},{"word":"i","start":1086.73,"end":1086.8099,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.016527578234672546},{"word":"think","start":1086.8099,"end":1086.97,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.02591436356306076},{"word":"that's","start":1086.97,"end":1087.21,"confidence":0.99365234,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.02750299498438835},{"word":"what","start":1087.21,"end":1087.61,"confidence":0.9970703,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.019618790596723557},{"word":"i've","start":1087.61,"end":1087.77,"confidence":0.6530762,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.03574977070093155},{"word":"based","start":1087.77,"end":1088.09,"confidence":0.9482422,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.04601258039474487},{"word":"that","start":1088.09,"end":1088.25,"confidence":0.98828125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06451655179262161},{"word":"off","start":1088.25,"end":1088.49,"confidence":0.7800293,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":0.043381474912166595},{"word":"if","start":1088.49,"end":1088.73,"confidence":0.99121094,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06115071848034859},{"word":"that","start":1088.73,"end":1088.89,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06326597183942795},{"word":"makes","start":1088.89,"end":1089.13,"confidence":0.9243164,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.031131725758314133},{"word":"sense","start":1089.13,"end":1089.61,"confidence":0.9416504,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.0221491064876318},{"word":"yes","start":1089.61,"end":1090.11,"confidence":0.9645996,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08238597959280014},{"word":"yeah","start":1090.49,"end":1090.99,"confidence":0.99316406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.31858718395233154},{"word":"yeah","start":1091.5299,"end":1091.85,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13173194229602814},{"word":"i","start":1091.85,"end":1092.01,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04398149624466896},{"word":"was","start":1092.01,"end":1092.1699,"confidence":0.65722656,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.005680777132511139},{"word":"just","start":1092.1699,"end":1092.25,"confidence":0.9863281,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.08735635876655579},{"word":"trying","start":1092.25,"end":1092.57,"confidence":0.9770508,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.11319700628519058},{"word":"to","start":1092.57,"end":1092.73,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07200391590595245},{"word":"think","start":1092.73,"end":1092.97,"confidence":0.33691406,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.05835680291056633},{"word":"what","start":1092.97,"end":1093.21,"confidence":0.31982422,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.013775622472167017},{"word":"yeah","start":1093.2899,"end":1093.69,"confidence":0.9941406,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.002663802355527878},{"word":"yeah","start":1093.69,"end":1094.01,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.006335549056529999},{"word":"so","start":1094.01,"end":1094.25,"confidence":0.9970703,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.011424152180552484},{"word":"i","start":1094.25,"end":1094.33,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03540154546499252},{"word":"think","start":1094.33,"end":1094.49,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.03369656577706337},{"word":"that's","start":1094.49,"end":1094.65,"confidence":0.81591797,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.037868693470954895},{"word":"yeah","start":1094.73,"end":1094.89,"confidence":0.9926758,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.024303356185555455},{"word":"that's","start":1094.89,"end":1095.2899,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.11031489819288254},{"word":"fine","start":1095.2899,"end":1095.69,"confidence":0.9995117,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.10421939939260484},{"word":"yeah","start":1095.69,"end":1096.19,"confidence":0.99560547,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2550080418586731},{"word":"yes","start":1111.7151,"end":1112.2151,"confidence":0.9802246,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.04693618044257164},{"word":"yeah","start":1138.9349,"end":1139.1749,"confidence":0.7293701,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05091698467731476},{"word":"yes","start":1139.1749,"end":1139.6749,"confidence":0.82592773,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11527755856513976},{"word":"makes","start":1139.735,"end":1140.135,"confidence":0.7446289,"punctuated_word":"Makes","sentiment":"neutral","sentiment_score":0.1376621425151825},{"word":"sense","start":1140.135,"end":1140.615,"confidence":0.9995117,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.1736907660961151},{"word":"yes","start":1140.615,"end":1141.11,"confidence":0.9008789,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2813323736190796},{"word":"yes","start":1151.03,"end":1151.53,"confidence":0.8679199,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1533932983875275},{"word":"yes","start":1171.09,"end":1171.59,"confidence":0.7619629,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2117478996515274},{"word":"yes","start":1179.57,"end":1180.07,"confidence":0.7883301,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.12034574151039124},{"word":"yep","start":1180.13,"end":1180.53,"confidence":0.953125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13422004878520966},{"word":"makes","start":1180.53,"end":1180.85,"confidence":0.93359375,"punctuated_word":"Makes","sentiment":"neutral","sentiment_score":0.13555027544498444},{"word":"sense","start":1180.85,"end":1181.35,"confidence":1.0,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.14443230628967285},{"word":"yes","start":1181.41,"end":1181.835,"confidence":0.8605957,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2060353457927704},{"word":"yes","start":1218.885,"end":1219.385,"confidence":0.93310547,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.24799135327339172},{"word":"yes","start":1232.4199,"end":1232.9199,"confidence":0.7553711,"punctuated_word":"Yes.","sentiment":"positive","sentiment_score":0.4363510608673096},{"word":"yep","start":1251.0701,"end":1251.5701,"confidence":0.96240234,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3313799798488617},{"word":"lovely","start":1251.87,"end":1252.37,"confidence":0.9086914,"punctuated_word":"Lovely.","sentiment":"positive","sentiment_score":0.6713689565658569},{"word":"thank","start":1252.43,"end":1252.75,"confidence":0.9970703,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7480127811431885},{"word":"you","start":1252.75,"end":1253.25,"confidence":0.9980469,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6771914958953857},{"word":"actually","start":1278.7799,"end":1278.94,"confidence":0.6600342,"punctuated_word":"Actually,","sentiment":"neutral","sentiment_score":-0.10461783409118652},{"word":"i","start":1278.94,"end":1279.1,"confidence":0.59716797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.215800017118454},{"word":"don't","start":1279.1,"end":1279.4199,"confidence":0.98535156,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.19558201730251312},{"word":"i","start":1279.4199,"end":1279.74,"confidence":0.86572266,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.24696433544158936},{"word":"don't","start":1279.74,"end":1279.98,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.2458125203847885},{"word":"actually","start":1279.98,"end":1280.38,"confidence":0.9941406,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.17869362235069275},{"word":"know","start":1280.38,"end":1280.5399,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1924391537904739},{"word":"what","start":1280.5399,"end":1281.0399,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.21447797119617465},{"word":"it's","start":1281.26,"end":1281.5,"confidence":0.87060547,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1825331300497055},{"word":"for","start":1281.5,"end":1282.0,"confidence":0.82250977,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":-0.14476902782917023},{"word":"to","start":1282.2999,"end":1282.5399,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1466139853000641},{"word":"tell","start":1282.5399,"end":1282.7,"confidence":0.99609375,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":-0.13877540826797485},{"word":"you","start":1282.7,"end":1282.86,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12197800725698472},{"word":"the","start":1282.86,"end":1283.02,"confidence":0.98828125,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10789211839437483},{"word":"truth","start":1283.02,"end":1283.52,"confidence":0.99902344,"punctuated_word":"truth.","sentiment":"neutral","sentiment_score":-0.11617153882980348},{"word":"yeah","start":1298.345,"end":1298.845,"confidence":0.7919922,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04587729275226593},{"word":"yes","start":1349.25,"end":1349.75,"confidence":0.98291016,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.01556879561394453},{"word":"okay","start":1353.135,"end":1353.635,"confidence":0.93725586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.013136222958564758},{"word":"yeah","start":1358.015,"end":1358.415,"confidence":0.8261719,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026927566155791283},{"word":"yeah","start":1358.415,"end":1358.735,"confidence":0.8469238,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.05905427411198616},{"word":"it","start":1358.735,"end":1358.8151,"confidence":0.93408203,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.09604842215776443},{"word":"does","start":1358.8151,"end":1359.135,"confidence":0.9970703,"punctuated_word":"does.","sentiment":"neutral","sentiment_score":0.111726313829422},{"word":"yeah","start":1359.135,"end":1359.455,"confidence":0.8417969,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1903746128082275},{"word":"thank","start":1359.455,"end":1359.695,"confidence":0.99316406,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5835852026939392},{"word":"you","start":1359.695,"end":1360.195,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4541460871696472},{"word":"none","start":1364.73,"end":1365.23,"confidence":0.7249756,"punctuated_word":"None.","sentiment":"neutral","sentiment_score":-0.0041516488417983055},{"word":"none","start":1367.05,"end":1367.45,"confidence":0.9206543,"punctuated_word":"None.","sentiment":"neutral","sentiment_score":-0.004485190846025944},{"word":"that's","start":1367.45,"end":1367.77,"confidence":0.9851074,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.0032527423463761806},{"word":"been","start":1367.77,"end":1368.01,"confidence":0.98535156,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.015107065439224243},{"word":"very","start":1368.01,"end":1368.25,"confidence":0.9970703,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.013004325330257416},{"word":"well","start":1368.25,"end":1368.49,"confidence":0.9970703,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.044251956045627594},{"word":"explained","start":1368.49,"end":1368.99,"confidence":0.9951172,"punctuated_word":"explained.","sentiment":"neutral","sentiment_score":0.03916062414646149},{"word":"yeah","start":1389.0349,"end":1389.355,"confidence":0.98657227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08074891567230225},{"word":"absolutely","start":1389.355,"end":1389.855,"confidence":0.99902344,"punctuated_word":"Absolutely.","sentiment":"neutral","sentiment_score":0.182843416929245},{"word":"yes","start":1390.235,"end":1390.735,"confidence":0.9946289,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.2813217043876648},{"word":"yes","start":1412.645,"end":1413.145,"confidence":0.9812012,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06553071737289429},{"word":"yep","start":1456.8201,"end":1457.3,"confidence":0.9746094,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09850887954235076},{"word":"yep","start":1457.3,"end":1457.7001,"confidence":0.923584,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1334979385137558},{"word":"makes","start":1457.7001,"end":1458.1,"confidence":0.9277344,"punctuated_word":"Makes","sentiment":"neutral","sentiment_score":0.21341589093208313},{"word":"sense","start":1458.1,"end":1458.6,"confidence":0.9980469,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.2151427865028381},{"word":"i","start":1484.82,"end":1484.9,"confidence":0.9658203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0216023288667202},{"word":"think","start":1484.9,"end":1485.3,"confidence":0.9970703,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.019408388063311577},{"word":"so","start":1485.3,"end":1485.78,"confidence":0.9941406,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":0.022859830409288406},{"word":"it's","start":1485.78,"end":1485.9401,"confidence":0.7741699,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.05617677792906761},{"word":"hard","start":1485.9401,"end":1486.18,"confidence":0.99902344,"punctuated_word":"hard","sentiment":"neutral","sentiment_score":-0.12463781237602234},{"word":"to","start":1486.18,"end":1486.26,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08508847653865814},{"word":"think","start":1486.26,"end":1486.5,"confidence":0.9873047,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.08687331527471542},{"word":"that","start":1486.5,"end":1486.66,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10409586131572723},{"word":"far","start":1486.66,"end":1486.9,"confidence":0.9863281,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.12374665588140488},{"word":"ahead","start":1486.9,"end":1487.14,"confidence":0.81518555,"punctuated_word":"ahead,","sentiment":"neutral","sentiment_score":-0.022903932258486748},{"word":"isn't","start":1487.14,"end":1487.46,"confidence":0.9797363,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":0.0023597092367708683},{"word":"it","start":1487.46,"end":1487.96,"confidence":0.9970703,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.005045091733336449},{"word":"yes","start":1517.12,"end":1517.62,"confidence":0.9338379,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0799957811832428},{"word":"yes","start":1519.5449,"end":1520.0449,"confidence":0.7401123,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08346043527126312},{"word":"yeah","start":1541.6599,"end":1541.9,"confidence":0.8388672,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011487704701721668},{"word":"yeah","start":1541.9,"end":1542.14,"confidence":0.9975586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.012279926799237728},{"word":"we've","start":1542.14,"end":1542.38,"confidence":0.8569336,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.009701384231448174},{"word":"sort","start":1542.38,"end":1542.5399,"confidence":0.98535156,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.017549965530633926},{"word":"of","start":1542.5399,"end":1542.7,"confidence":0.9892578,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02900652214884758},{"word":"got","start":1542.7,"end":1542.86,"confidence":0.9970703,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.025436129420995712},{"word":"that","start":1542.86,"end":1543.02,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.023872099816799164},{"word":"down","start":1543.02,"end":1543.1799,"confidence":0.69873047,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.027832383289933205},{"word":"if","start":1543.1799,"end":1543.34,"confidence":0.57373047,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.017529413104057312},{"word":"something","start":1543.34,"end":1543.58,"confidence":0.9873047,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.0037490911781787872},{"word":"happens","start":1543.58,"end":1543.9,"confidence":0.48168945,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":-0.009306363761425018},{"word":"to","start":1543.9,"end":1543.98,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0021153204143047333},{"word":"one","start":1543.98,"end":1544.22,"confidence":0.9970703,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.0062222592532634735},{"word":"of","start":1544.22,"end":1544.2999,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.009785465896129608},{"word":"us","start":1544.2999,"end":1544.46,"confidence":0.9873047,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.007675580680370331},{"word":"that","start":1544.46,"end":1544.7,"confidence":0.37646484,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.019385099411010746},{"word":"the","start":1544.7,"end":1544.78,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.013175006955862044},{"word":"other","start":1544.78,"end":1545.255,"confidence":0.9951172,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.004961501806974411},{"word":"the","start":1545.655,"end":1545.8151,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01403893530368805},{"word":"other","start":1545.8151,"end":1546.3151,"confidence":0.9724121,"punctuated_word":"other,","sentiment":"neutral","sentiment_score":0.01676677167415619},{"word":"you","start":1546.455,"end":1546.695,"confidence":0.96435547,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.023991066962480545},{"word":"know","start":1546.695,"end":1546.935,"confidence":0.99902344,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.01951681822538376},{"word":"partner","start":1546.935,"end":1547.255,"confidence":0.9819336,"punctuated_word":"partner","sentiment":"neutral","sentiment_score":0.004179779440164566},{"word":"gets","start":1547.255,"end":1547.575,"confidence":0.9716797,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.05670778453350067},{"word":"the","start":1547.575,"end":1547.735,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04634813964366913},{"word":"option","start":1547.735,"end":1548.055,"confidence":1.0,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.04041195660829544},{"word":"to","start":1548.055,"end":1548.535,"confidence":0.9916992,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.027894726023077965},{"word":"you","start":1548.535,"end":1548.615,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.018471863120794296},{"word":"know","start":1548.615,"end":1549.0549,"confidence":0.9970703,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.026515809819102287},{"word":"to","start":1549.0549,"end":1549.495,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02367846667766571},{"word":"buy","start":1549.495,"end":1549.655,"confidence":0.83935547,"punctuated_word":"buy,","sentiment":"neutral","sentiment_score":0.013291487470269203},{"word":"you","start":1549.655,"end":1549.895,"confidence":0.58740234,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.002222958952188492},{"word":"know","start":1549.895,"end":1550.055,"confidence":0.9975586,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.014151010662317276},{"word":"that","start":1550.055,"end":1550.2151,"confidence":0.73291016,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.019673269242048264},{"word":"the","start":1550.375,"end":1550.535,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.012447934597730637},{"word":"other","start":1550.535,"end":1550.775,"confidence":0.9970703,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.01398567482829094},{"word":"person","start":1550.775,"end":1551.175,"confidence":0.94921875,"punctuated_word":"person","sentiment":"neutral","sentiment_score":0.0026465803384780884},{"word":"out","start":1551.175,"end":1551.495,"confidence":0.91503906,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.006346788257360458},{"word":"type","start":1551.495,"end":1551.735,"confidence":0.8925781,"punctuated_word":"type","sentiment":"neutral","sentiment_score":-0.015527229756116869},{"word":"thing","start":1551.735,"end":1552.215,"confidence":0.9477539,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.0019148699939250944},{"word":"yeah","start":1552.215,"end":1552.715,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.013510558754205704},{"word":"otherwise","start":1553.095,"end":1553.575,"confidence":0.94018555,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.009949810802936554},{"word":"we'd","start":1553.575,"end":1553.895,"confidence":0.8728841,"punctuated_word":"we'd,","sentiment":"neutral","sentiment_score":0.025446774438023567},{"word":"you","start":1553.895,"end":1553.975,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03853074833750725},{"word":"know","start":1553.975,"end":1554.215,"confidence":0.99365234,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.045771218836307526},{"word":"otherwise","start":1554.215,"end":1554.535,"confidence":0.9033203,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":0.023523777723312374},{"word":"we'd","start":1554.535,"end":1554.935,"confidence":0.99853516,"punctuated_word":"we'd","sentiment":"neutral","sentiment_score":0.0027221529744565487},{"word":"sell","start":1554.935,"end":1555.335,"confidence":0.97314453,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.0040966905653476715},{"word":"and","start":1555.335,"end":1555.835,"confidence":0.79248047,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.010344957932829855},{"word":"yeah","start":1556.695,"end":1557.095,"confidence":0.9616699,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.006262203678488731},{"word":"sort","start":1557.095,"end":1557.335,"confidence":0.9506836,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.0006154254078865051},{"word":"of","start":1557.335,"end":1557.495,"confidence":0.82666016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.011991016566753387},{"word":"go","start":1557.495,"end":1557.655,"confidence":0.89746094,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.008084312081336975},{"word":"housing","start":1557.655,"end":1558.155,"confidence":0.80810547,"punctuated_word":"housing.","sentiment":"neutral","sentiment_score":0.007980737835168839},{"word":"yeah","start":1559.37,"end":1559.87,"confidence":0.95410156,"punctuated_word":"Yeah,","sentiment":"neutral","sentiment_score":0.02311745658516884},{"word":"the","start":1560.3301,"end":1560.73,"confidence":0.96777344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.010101350024342535},{"word":"the","start":1560.73,"end":1560.89,"confidence":0.9770508,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.016254408285021782},{"word":"debt","start":1560.89,"end":1561.2101,"confidence":0.96435547,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":0.005808090791106224},{"word":"or","start":1561.2101,"end":1561.37,"confidence":0.7294922,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.009584154933691025},{"word":"the","start":1561.37,"end":1561.6901,"confidence":0.97314453,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.003361877053976059},{"word":"the","start":1561.6901,"end":1561.85,"confidence":0.9536133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0010578259825706482},{"word":"debt","start":1561.85,"end":1562.0901,"confidence":1.0,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":-0.0007640868425369263},{"word":"or","start":1562.0901,"end":1562.3301,"confidence":0.96533203,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.00007287412881851196},{"word":"the","start":1562.3301,"end":1562.5701,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.001037057489156723},{"word":"other","start":1562.5701,"end":1563.0701,"confidence":0.85498047,"punctuated_word":"other.","sentiment":"neutral","sentiment_score":0.005956960842013359},{"word":"yeah","start":1563.29,"end":1563.61,"confidence":0.84350586,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.020879557356238365},{"word":"so","start":1563.61,"end":1563.77,"confidence":0.4248047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.01887907087802887},{"word":"that's","start":1563.77,"end":1564.27,"confidence":0.34118652,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.017395392060279846},{"word":"where","start":1564.41,"end":1564.5701,"confidence":0.24267578,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.0017308630049228668},{"word":"we're","start":1564.5701,"end":1565.0701,"confidence":0.5755615,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.014325132593512537},{"word":"at","start":1565.13,"end":1565.29,"confidence":0.9873047,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.00698581337928772},{"word":"with","start":1565.29,"end":1565.61,"confidence":0.60791016,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0027251355350017548},{"word":"that","start":1565.61,"end":1565.85,"confidence":0.8186035,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.023247087374329567},{"word":"yeah","start":1565.85,"end":1566.35,"confidence":0.9128418,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03368811681866646},{"word":"yes","start":1583.4349,"end":1583.9349,"confidence":0.9921875,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09513165801763536},{"word":"correct","start":1583.995,"end":1584.495,"confidence":0.99902344,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.10791619122028352},{"word":"no","start":1608.9651,"end":1609.2051,"confidence":0.8054199,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.018052004277706143},{"word":"we've","start":1609.2051,"end":1609.525,"confidence":0.9370117,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":0.04261171445250511},{"word":"sort","start":1609.525,"end":1609.685,"confidence":0.56591797,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.029420536011457443},{"word":"of","start":1609.685,"end":1609.8451,"confidence":0.95947266,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02468613162636757},{"word":"just","start":1609.8451,"end":1610.245,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.023874692618846893},{"word":"my","start":1610.405,"end":1610.645,"confidence":0.9658203,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.05921953544020653},{"word":"business","start":1610.645,"end":1610.885,"confidence":0.9482422,"punctuated_word":"business","sentiment":"neutral","sentiment_score":0.07386475801467896},{"word":"partner","start":1610.885,"end":1611.2051,"confidence":0.767334,"punctuated_word":"partner,","sentiment":"neutral","sentiment_score":0.05399465188384056},{"word":"brenda","start":1611.2051,"end":1611.4451,"confidence":0.5821533,"punctuated_word":"Brenda,","sentiment":"neutral","sentiment_score":0.05454237386584282},{"word":"and","start":1611.4451,"end":1611.605,"confidence":0.9790039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.033387441188097},{"word":"i've","start":1611.605,"end":1611.685,"confidence":0.80493164,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.04372571036219597},{"word":"just","start":1611.685,"end":1611.925,"confidence":0.97802734,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03759680315852165},{"word":"sort","start":1611.925,"end":1612.0851,"confidence":0.9760742,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.019130520522594452},{"word":"of","start":1612.0851,"end":1612.165,"confidence":0.96777344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.023822814226150513},{"word":"said","start":1612.165,"end":1612.405,"confidence":0.9921875,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.026903554797172543},{"word":"we're","start":1612.405,"end":1612.5651,"confidence":0.70654297,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.03681109845638275},{"word":"just","start":1612.5651,"end":1612.645,"confidence":0.97998047,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03922178968787193},{"word":"because","start":1612.725,"end":1612.9651,"confidence":0.94921875,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.06291221082210541},{"word":"they're","start":1612.9651,"end":1613.2051,"confidence":0.7553711,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.10586495697498322},{"word":"both","start":1613.2051,"end":1613.4451,"confidence":0.9921875,"punctuated_word":"both","sentiment":"neutral","sentiment_score":0.13392165303230286},{"word":"so","start":1613.4451,"end":1613.91,"confidence":0.99316406,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.1370609551668167},{"word":"active","start":1614.15,"end":1614.39,"confidence":0.99609375,"punctuated_word":"active","sentiment":"neutral","sentiment_score":0.23219862580299375},{"word":"in","start":1614.39,"end":1614.55,"confidence":0.9921875,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2729037404060364},{"word":"it","start":1614.55,"end":1614.63,"confidence":0.9165039,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.20932094752788544},{"word":"and","start":1614.63,"end":1614.87,"confidence":0.7104492,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1729479879140854},{"word":"we","start":1614.87,"end":1614.9501,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2915184199810028},{"word":"love","start":1614.9501,"end":1615.1901,"confidence":1.0,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.42988264560699463},{"word":"it","start":1615.1901,"end":1615.35,"confidence":0.8852539,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.3009442985057831},{"word":"we're","start":1615.35,"end":1615.5901,"confidence":0.99853516,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.21626196801662445},{"word":"just","start":1615.5901,"end":1615.67,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.18182510137557983},{"word":"gonna","start":1615.67,"end":1615.91,"confidence":0.9941406,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.14953354001045227},{"word":"keep","start":1615.91,"end":1616.41,"confidence":0.99560547,"punctuated_word":"keep,","sentiment":"neutral","sentiment_score":0.14753353595733645},{"word":"you","start":1616.4701,"end":1616.63,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08235576003789902},{"word":"know","start":1616.63,"end":1616.87,"confidence":1.0,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.0880751982331276},{"word":"going","start":1616.87,"end":1617.11,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.16089214384555817},{"word":"with","start":1617.11,"end":1617.35,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18753249943256375},{"word":"it","start":1617.35,"end":1617.5901,"confidence":0.9050293,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.1090398132801056},{"word":"and","start":1617.5901,"end":1617.75,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05623848736286163},{"word":"then","start":1617.75,"end":1618.0701,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.054438795894384384},{"word":"if","start":1618.0701,"end":1618.23,"confidence":0.9770508,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.07251062989234924},{"word":"one","start":1618.23,"end":1618.39,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.04058102518320083},{"word":"of","start":1618.39,"end":1618.4701,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06065363436937332},{"word":"us","start":1618.4701,"end":1618.63,"confidence":0.9863281,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.05193442478775978},{"word":"gets","start":1618.63,"end":1618.87,"confidence":0.9951172,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.0545206293463707},{"word":"to","start":1618.87,"end":1618.95,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.060917653143405914},{"word":"a","start":1618.95,"end":1619.03,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04410204291343689},{"word":"point","start":1619.03,"end":1619.27,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.10917063057422638},{"word":"where","start":1619.27,"end":1619.43,"confidence":0.9970703,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.03885854780673981},{"word":"we","start":1619.43,"end":1619.51,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.02988811396062374},{"word":"go","start":1619.51,"end":1619.5901,"confidence":0.9519043,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":0.035497114062309265},{"word":"okay","start":1619.5901,"end":1619.8301,"confidence":0.7910156,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.030419936403632164},{"word":"we're","start":1619.8301,"end":1619.99,"confidence":0.99072266,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.016173353418707848},{"word":"done","start":1619.99,"end":1620.15,"confidence":0.88964844,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.007077157497406006},{"word":"or","start":1620.15,"end":1620.31,"confidence":0.40307617,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.008937181904911995},{"word":"we've","start":1620.31,"end":1620.4701,"confidence":0.9980469,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.0038508661091327663},{"word":"had","start":1620.4701,"end":1620.63,"confidence":0.99609375,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.0001332312822341919},{"word":"enough","start":1620.63,"end":1620.9501,"confidence":0.98291016,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":0.012228600680828094},{"word":"or","start":1620.9501,"end":1621.4501,"confidence":0.4482422,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.002290058881044388},{"word":"we","start":1621.75,"end":1621.91,"confidence":0.8886719,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.01008649915456772},{"word":"might","start":1621.91,"end":1622.0701,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.007801614701747894},{"word":"even","start":1622.0701,"end":1622.31,"confidence":1.0,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.022359630092978477},{"word":"then","start":1622.31,"end":1622.63,"confidence":0.9892578,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.01642554998397827},{"word":"just","start":1622.63,"end":1623.13,"confidence":0.9609375,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":0.007798144593834877},{"word":"like","start":1623.5901,"end":1623.91,"confidence":0.90356445,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.016391271725296974},{"word":"lease","start":1623.91,"end":1624.0701,"confidence":0.9892578,"punctuated_word":"lease","sentiment":"neutral","sentiment_score":0.0362437441945076},{"word":"it","start":1624.0701,"end":1624.23,"confidence":0.98095703,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02915037050843239},{"word":"out","start":1624.23,"end":1624.39,"confidence":0.79956055,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.019479963928461075},{"word":"you","start":1624.39,"end":1624.55,"confidence":0.99316406,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.022567862644791603},{"word":"know","start":1624.55,"end":1624.63,"confidence":0.9970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.01932545006275177},{"word":"how","start":1624.63,"end":1624.7101,"confidence":0.67529297,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.02025250904262066},{"word":"you","start":1624.7101,"end":1624.79,"confidence":0.98828125,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.027006059885025024},{"word":"can","start":1624.79,"end":1625.03,"confidence":0.98828125,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03494234383106232},{"word":"lease","start":1625.03,"end":1625.53,"confidence":0.35351562,"punctuated_word":"lease","sentiment":"neutral","sentiment_score":0.033708035945892334},{"word":"them","start":1625.5901,"end":1625.8301,"confidence":0.82470703,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.0008031167089939117},{"word":"out","start":1625.8301,"end":1626.315,"confidence":0.76293945,"punctuated_word":"out.","sentiment":"neutral","sentiment_score":0.010619270615279676},{"word":"so","start":1626.3949,"end":1626.475,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.013555776327848434},{"word":"we","start":1626.475,"end":1626.715,"confidence":0.9980469,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.007597960531711578},{"word":"still","start":1626.715,"end":1627.0349,"confidence":0.92578125,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.008128523826599121},{"word":"owe","start":1627.0349,"end":1627.195,"confidence":0.96240234,"punctuated_word":"owe","sentiment":"neutral","sentiment_score":0.012272815220057964},{"word":"them","start":1627.195,"end":1627.4349,"confidence":0.7578125,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.007273923605680466},{"word":"somebody","start":1627.4349,"end":1627.9349,"confidence":0.55981445,"punctuated_word":"somebody,","sentiment":"neutral","sentiment_score":0.014243550598621368},{"word":"like","start":1628.1549,"end":1628.3949,"confidence":0.9733887,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.02045118622481823},{"word":"lease","start":1628.3949,"end":1628.715,"confidence":0.95947266,"punctuated_word":"lease","sentiment":"neutral","sentiment_score":0.01568443328142166},{"word":"the","start":1628.715,"end":1628.875,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007470548152923584},{"word":"business","start":1628.875,"end":1629.2749,"confidence":1.0,"punctuated_word":"business","sentiment":"neutral","sentiment_score":0.012547355145215988},{"word":"side","start":1629.2749,"end":1629.4349,"confidence":0.9790039,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.02731063961982727},{"word":"of","start":1629.4349,"end":1629.595,"confidence":0.94140625,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.022047050297260284},{"word":"it","start":1629.595,"end":1629.995,"confidence":0.9733887,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.01125270128250122},{"word":"yeah","start":1629.995,"end":1630.315,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03100985288619995},{"word":"but","start":1630.315,"end":1630.815,"confidence":0.9980469,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.03946635127067566},{"word":"at","start":1632.075,"end":1632.315,"confidence":0.8286133,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06611084938049316},{"word":"the","start":1632.315,"end":1632.3949,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06437507271766663},{"word":"moment","start":1632.3949,"end":1632.715,"confidence":0.98291016,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.06962576508522034},{"word":"we","start":1632.715,"end":1632.7949,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.052478961646556854},{"word":"don't","start":1632.7949,"end":1632.955,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.02778040431439877},{"word":"really","start":1632.955,"end":1633.195,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.029205717146396637},{"word":"talk","start":1633.195,"end":1633.355,"confidence":1.0,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":0.030336162075400352},{"word":"about","start":1633.355,"end":1633.5149,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0476551353931427},{"word":"it","start":1633.5149,"end":1633.6749,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05131683871150017},{"word":"because","start":1633.6749,"end":1633.835,"confidence":0.88134766,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.02868463844060898},{"word":"we're","start":1633.835,"end":1634.075,"confidence":0.86499023,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.1115158423781395},{"word":"just","start":1634.075,"end":1634.1549,"confidence":0.453125,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13593193888664246},{"word":"always","start":1634.1549,"end":1634.315,"confidence":0.16564941,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.18395890295505524},{"word":"just","start":1634.315,"end":1634.475,"confidence":0.7006836,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.17067602276802063},{"word":"happy","start":1634.475,"end":1634.715,"confidence":0.99902344,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.16515615582466123},{"word":"doing","start":1634.715,"end":1634.875,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.20572969317436215},{"word":"what","start":1634.875,"end":1635.0349,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.16872000694274902},{"word":"we're","start":1635.0349,"end":1635.195,"confidence":0.9890137,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.11616846919059752},{"word":"doing","start":1635.195,"end":1635.5149,"confidence":0.8125,"punctuated_word":"doing,","sentiment":"neutral","sentiment_score":0.11797541379928587},{"word":"like","start":1635.5149,"end":1635.7549,"confidence":0.5522461,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.11104647070169447},{"word":"working","start":1635.7549,"end":1635.995,"confidence":0.6152344,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.10343539714813232},{"word":"part","start":1635.995,"end":1636.235,"confidence":0.99609375,"punctuated_word":"part","sentiment":"neutral","sentiment_score":0.099011167883873},{"word":"time","start":1636.235,"end":1636.3949,"confidence":0.98828125,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1159498244524002},{"word":"in","start":1636.3949,"end":1636.5549,"confidence":0.7998047,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13830076158046722},{"word":"it","start":1636.5549,"end":1636.715,"confidence":0.56347656,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13456356525421145},{"word":"and","start":1636.715,"end":1636.955,"confidence":0.40771484,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1159444972872734},{"word":"yeah","start":1637.0349,"end":1637.355,"confidence":0.9777832,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.15317030251026154},{"word":"it's","start":1637.355,"end":1637.5149,"confidence":0.98168945,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.27698802947998047},{"word":"good","start":1637.5149,"end":1638.0149,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.23803475499153137},{"word":"yes","start":1649.3301,"end":1649.73,"confidence":0.90966797,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11517831683158876},{"word":"yes","start":1649.73,"end":1650.23,"confidence":0.97314453,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.18756793439388275},{"word":"good","start":1650.61,"end":1650.77,"confidence":0.41870117,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.4369492828845978},{"word":"job","start":1650.77,"end":1651.25,"confidence":0.9980469,"punctuated_word":"job.","sentiment":"positive","sentiment_score":0.3861770033836365},{"word":"good","start":1651.25,"end":1651.5701,"confidence":0.96972656,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.43601709604263306},{"word":"job","start":1651.5701,"end":1652.0701,"confidence":0.9995117,"punctuated_word":"job.","sentiment":"positive","sentiment_score":0.3927167057991028},{"word":"love","start":1659.185,"end":1659.425,"confidence":0.5209961,"punctuated_word":"Love","sentiment":"positive","sentiment_score":0.7694112062454224},{"word":"it","start":1659.425,"end":1659.925,"confidence":1.0,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.61574786901474},{"word":"love","start":1659.985,"end":1660.305,"confidence":0.9873047,"punctuated_word":"Love","sentiment":"positive","sentiment_score":0.7973687052726746},{"word":"it","start":1660.305,"end":1660.805,"confidence":0.9995117,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.7135134935379028},{"word":"it","start":1661.345,"end":1661.585,"confidence":0.9614258,"punctuated_word":"It","sentiment":"positive","sentiment_score":0.6937605142593384},{"word":"makes","start":1661.585,"end":1661.825,"confidence":0.83935547,"punctuated_word":"makes","sentiment":"positive","sentiment_score":0.727142333984375},{"word":"my","start":1661.825,"end":1661.985,"confidence":0.8286133,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.6980262398719788},{"word":"the","start":1662.145,"end":1662.305,"confidence":0.6484375,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.7324125170707703},{"word":"little","start":1662.305,"end":1662.465,"confidence":0.9902344,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.8057458400726318},{"word":"people","start":1662.465,"end":1662.785,"confidence":0.9921875,"punctuated_word":"people","sentiment":"positive","sentiment_score":0.776404857635498},{"word":"make","start":1662.785,"end":1663.025,"confidence":0.9902344,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.7494081854820251},{"word":"my","start":1663.025,"end":1663.105,"confidence":0.99902344,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.6730313301086426},{"word":"heart","start":1663.105,"end":1663.425,"confidence":0.99902344,"punctuated_word":"heart","sentiment":"positive","sentiment_score":0.6554759740829468},{"word":"happy","start":1663.425,"end":1663.925,"confidence":0.9995117,"punctuated_word":"happy.","sentiment":"positive","sentiment_score":0.5583446621894836},{"word":"yeah","start":1671.39,"end":1671.89,"confidence":0.9592285,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06697463989257812},{"word":"i","start":1673.63,"end":1673.79,"confidence":0.9375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.19064630568027496},{"word":"know","start":1673.79,"end":1674.11,"confidence":0.8847656,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":0.2135980725288391},{"word":"my","start":1674.11,"end":1674.27,"confidence":0.9970703,"punctuated_word":"My","sentiment":"neutral","sentiment_score":0.26578715443611145},{"word":"son","start":1674.27,"end":1674.43,"confidence":0.98828125,"punctuated_word":"son","sentiment":"neutral","sentiment_score":0.2985523045063019},{"word":"my","start":1674.5901,"end":1674.75,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.1753096878528595},{"word":"youngest","start":1674.75,"end":1675.0701,"confidence":0.9980469,"punctuated_word":"youngest","sentiment":"neutral","sentiment_score":0.2860414385795593},{"word":"is","start":1675.0701,"end":1675.31,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1978246718645096},{"word":"nine","start":1675.31,"end":1675.63,"confidence":0.98217773,"punctuated_word":"nine.","sentiment":"neutral","sentiment_score":0.22869813442230225},{"word":"it's","start":1675.63,"end":1675.87,"confidence":0.9797363,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.6729616522789001},{"word":"nice","start":1675.87,"end":1676.1901,"confidence":0.93530273,"punctuated_word":"nice,","sentiment":"positive","sentiment_score":0.6107633113861084},{"word":"isn't","start":1676.1901,"end":1676.43,"confidence":0.9995117,"punctuated_word":"isn't","sentiment":"positive","sentiment_score":0.37107908725738525},{"word":"it","start":1676.43,"end":1676.75,"confidence":0.99853516,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.30892202258110046},{"word":"yeah","start":1676.75,"end":1677.25,"confidence":0.9914551,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.27450746297836304},{"word":"it's","start":1678.125,"end":1678.365,"confidence":0.98657227,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.6349987983703613},{"word":"a","start":1678.365,"end":1678.525,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6300328969955444},{"word":"good","start":1678.525,"end":1678.765,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5887033939361572},{"word":"age","start":1678.765,"end":1679.265,"confidence":0.99902344,"punctuated_word":"age.","sentiment":"positive","sentiment_score":0.5704609751701355},{"word":"they","start":1679.485,"end":1679.645,"confidence":0.9863281,"punctuated_word":"They","sentiment":"positive","sentiment_score":0.565900981426239},{"word":"just","start":1679.645,"end":1679.885,"confidence":0.984375,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.4994317591190338},{"word":"go","start":1679.885,"end":1680.045,"confidence":0.9980469,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.4747684895992279},{"word":"go","start":1680.045,"end":1680.285,"confidence":0.66259766,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.4721349775791168},{"word":"go","start":1680.285,"end":1680.605,"confidence":0.98339844,"punctuated_word":"go.","sentiment":"positive","sentiment_score":0.4486088752746582},{"word":"they","start":1680.605,"end":1680.845,"confidence":0.9980469,"punctuated_word":"They","sentiment":"neutral","sentiment_score":0.31764572858810425},{"word":"just","start":1680.845,"end":1681.085,"confidence":0.9760742,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2680113911628723},{"word":"go","start":1681.085,"end":1681.245,"confidence":0.9970703,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.26879778504371643},{"word":"go","start":1681.245,"end":1681.485,"confidence":0.99902344,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.3074723184108734},{"word":"go","start":1681.485,"end":1681.725,"confidence":0.90893555,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.25460028648376465},{"word":"like","start":1681.725,"end":1681.805,"confidence":0.76782227,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.14200276136398315},{"word":"we","start":1681.805,"end":1681.965,"confidence":0.9003906,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.16745394468307495},{"word":"got","start":1681.965,"end":1682.125,"confidence":0.5053711,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.18103337287902832},{"word":"soccer","start":1682.125,"end":1682.365,"confidence":0.859375,"punctuated_word":"soccer.","sentiment":"neutral","sentiment_score":0.1556539237499237},{"word":"but","start":1682.365,"end":1682.525,"confidence":0.9536133,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.15364272892475128},{"word":"this","start":1682.525,"end":1682.685,"confidence":0.9873047,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.14241798222064972},{"word":"morning","start":1682.685,"end":1682.925,"confidence":0.8720703,"punctuated_word":"morning,","sentiment":"neutral","sentiment_score":0.1512053906917572},{"word":"he","start":1682.925,"end":1683.005,"confidence":0.9921875,"punctuated_word":"he","sentiment":"neutral","sentiment_score":0.19028231501579285},{"word":"wakes","start":1683.005,"end":1683.245,"confidence":0.99902344,"punctuated_word":"wakes","sentiment":"neutral","sentiment_score":0.16595762968063354},{"word":"up","start":1683.245,"end":1683.405,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.15536469221115112},{"word":"at","start":1683.405,"end":1683.485,"confidence":0.99609375,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10987959802150726},{"word":"six","start":1683.485,"end":1683.725,"confidence":0.9970703,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.12770313024520874},{"word":"and","start":1683.725,"end":1683.885,"confidence":0.82714844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13428448140621185},{"word":"after","start":1683.885,"end":1684.125,"confidence":0.34350586,"punctuated_word":"after.","sentiment":"neutral","sentiment_score":0.14303776621818542},{"word":"he","start":1684.125,"end":1684.205,"confidence":0.4206543,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.16577088832855225},{"word":"says","start":1684.205,"end":1684.685,"confidence":0.84228516,"punctuated_word":"says,","sentiment":"neutral","sentiment_score":0.08807262778282166},{"word":"soccer","start":1684.685,"end":1685.085,"confidence":0.98828125,"punctuated_word":"soccer","sentiment":"neutral","sentiment_score":0.15004539489746094},{"word":"training","start":1685.085,"end":1685.325,"confidence":0.99609375,"punctuated_word":"training","sentiment":"neutral","sentiment_score":0.14846280217170715},{"word":"today","start":1685.325,"end":1685.5651,"confidence":0.9914551,"punctuated_word":"today,","sentiment":"neutral","sentiment_score":0.13748183846473694},{"word":"mom","start":1685.5651,"end":1685.805,"confidence":0.8137207,"punctuated_word":"mom?","sentiment":"neutral","sentiment_score":0.20925013720989227},{"word":"i","start":1685.805,"end":1685.885,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2960280776023865},{"word":"said","start":1685.885,"end":1686.125,"confidence":0.9482422,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.25902193784713745},{"word":"yes","start":1686.125,"end":1686.365,"confidence":0.89868164,"punctuated_word":"yes,","sentiment":"positive","sentiment_score":0.4623526930809021},{"word":"darling","start":1686.365,"end":1686.685,"confidence":0.9362793,"punctuated_word":"darling.","sentiment":"positive","sentiment_score":0.5634770393371582},{"word":"soccer","start":1686.685,"end":1687.085,"confidence":0.9838867,"punctuated_word":"Soccer","sentiment":"positive","sentiment_score":0.4991629123687744},{"word":"training","start":1687.085,"end":1687.325,"confidence":0.99609375,"punctuated_word":"training","sentiment":"positive","sentiment_score":0.464357852935791},{"word":"today","start":1687.325,"end":1687.805,"confidence":0.9904785,"punctuated_word":"today.","sentiment":"positive","sentiment_score":0.3907042145729065},{"word":"like","start":1687.805,"end":1688.045,"confidence":0.91967773,"punctuated_word":"Like,","sentiment":"positive","sentiment_score":0.3889829516410827},{"word":"they","start":1688.045,"end":1688.205,"confidence":0.5097656,"punctuated_word":"they","sentiment":"positive","sentiment_score":0.40697482228279114},{"word":"just","start":1688.205,"end":1688.4451,"confidence":0.6333008,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2812196910381317},{"word":"they","start":1688.685,"end":1688.925,"confidence":0.71484375,"punctuated_word":"they","sentiment":"positive","sentiment_score":0.68907630443573},{"word":"love","start":1688.925,"end":1689.165,"confidence":0.9921875,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.8154330253601074},{"word":"it","start":1689.165,"end":1689.665,"confidence":0.9946289,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.462632954120636},{"word":"yeah","start":1697.78,"end":1698.28,"confidence":0.8300781,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1654321402311325},{"word":"that's","start":1702.4651,"end":1702.785,"confidence":0.76342773,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.4217759072780609},{"word":"nice","start":1702.785,"end":1703.285,"confidence":0.8366699,"punctuated_word":"nice,","sentiment":"positive","sentiment_score":0.34423017501831055},{"word":"isn't","start":1703.3451,"end":1703.665,"confidence":0.9970703,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":0.27708500623703003},{"word":"it","start":1703.665,"end":1703.9851,"confidence":0.99316406,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.22673070430755615},{"word":"yeah","start":1703.9851,"end":1704.2251,"confidence":0.95458984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.21770143508911133},{"word":"it's","start":1704.2251,"end":1704.4651,"confidence":0.9128418,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.3547288775444031},{"word":"sweet","start":1704.4651,"end":1704.785,"confidence":0.8798828,"punctuated_word":"sweet.","sentiment":"positive","sentiment_score":0.3964614272117615},{"word":"they're","start":1704.785,"end":1705.025,"confidence":0.74035645,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.21320724487304688},{"word":"like","start":1705.025,"end":1705.265,"confidence":0.8691406,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.12683963775634766},{"word":"they're","start":1705.265,"end":1705.505,"confidence":0.984375,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.14603734016418457},{"word":"like","start":1705.505,"end":1705.665,"confidence":0.99316406,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.15000858902931213},{"word":"the","start":1705.665,"end":1705.8251,"confidence":0.52734375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1461232751607895},{"word":"mama's","start":1705.8251,"end":1706.2251,"confidence":0.6739909,"punctuated_word":"mama's","sentiment":"neutral","sentiment_score":0.17462323606014252},{"word":"been","start":1706.2251,"end":1706.4651,"confidence":0.4609375,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.11463534832000732},{"word":"around","start":1706.4651,"end":1706.9651,"confidence":0.9748535,"punctuated_word":"around.","sentiment":"neutral","sentiment_score":0.1589980125427246},{"word":"no","start":1711.505,"end":1711.905,"confidence":0.86816406,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10169370472431184},{"word":"trust","start":1711.905,"end":1712.2251,"confidence":0.9790039,"punctuated_word":"Trust","sentiment":"neutral","sentiment_score":-0.12527737021446228},{"word":"me","start":1712.2251,"end":1712.4651,"confidence":0.8864746,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":-0.09576963633298874},{"word":"they","start":1712.4651,"end":1712.625,"confidence":0.99121094,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.11375004798173904},{"word":"don't","start":1712.625,"end":1713.125,"confidence":0.98307294,"punctuated_word":"don't.","sentiment":"neutral","sentiment_score":-0.08867849409580231},{"word":"no","start":1713.185,"end":1713.685,"confidence":0.99365234,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.05827371031045914},{"word":"do","start":1739.015,"end":1739.095,"confidence":0.50390625,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.07337236404418945},{"word":"you","start":1739.095,"end":1739.255,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08181801438331604},{"word":"know","start":1739.255,"end":1739.335,"confidence":0.9970703,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.08381455391645432},{"word":"what","start":1739.335,"end":1739.495,"confidence":0.9194336,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.09835102409124374},{"word":"i","start":1739.495,"end":1739.575,"confidence":0.9838867,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09654057770967484},{"word":"only","start":1739.575,"end":1739.735,"confidence":0.90771484,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.10092508792877196},{"word":"did","start":1739.735,"end":1739.975,"confidence":0.98535156,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.09656357020139694},{"word":"this","start":1739.975,"end":1740.0549,"confidence":0.9941406,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.09677358716726304},{"word":"year","start":1740.0549,"end":1740.215,"confidence":0.82910156,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.08947902917861938},{"word":"which","start":1740.215,"end":1740.455,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.10881024599075316},{"word":"i","start":1740.455,"end":1740.5349,"confidence":0.9453125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10657154023647308},{"word":"don't","start":1740.5349,"end":1740.695,"confidence":0.99365234,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.11938947439193726},{"word":"know","start":1740.695,"end":1740.7749,"confidence":0.99609375,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.18812087178230288},{"word":"why","start":1740.7749,"end":1740.9349,"confidence":0.8642578,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.15937800705432892},{"word":"i'd","start":1740.9349,"end":1741.1749,"confidence":0.74560547,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.09837134927511217},{"word":"never","start":1741.1749,"end":1741.4149,"confidence":0.99609375,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.08475960046052933},{"word":"done","start":1741.4149,"end":1741.575,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.10855624079704285},{"word":"it","start":1741.575,"end":1741.6549,"confidence":0.9951172,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.08108298480510712},{"word":"before","start":1741.6549,"end":1742.0549,"confidence":0.7722168,"punctuated_word":"before?","sentiment":"neutral","sentiment_score":-0.08473065495491028},{"word":"i","start":1742.0549,"end":1742.135,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08226297050714493},{"word":"went","start":1742.135,"end":1742.375,"confidence":1.0,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.0559709370136261},{"word":"from","start":1742.375,"end":1742.855,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.05513610690832138},{"word":"paying","start":1742.855,"end":1743.255,"confidence":0.9970703,"punctuated_word":"paying","sentiment":"neutral","sentiment_score":-0.05412508547306061},{"word":"monthly","start":1743.255,"end":1743.6549,"confidence":0.99902344,"punctuated_word":"monthly","sentiment":"neutral","sentiment_score":-0.04579974710941315},{"word":"to","start":1743.6549,"end":1743.895,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0639720931649208},{"word":"weekly","start":1743.895,"end":1744.395,"confidence":0.79589844,"punctuated_word":"weekly.","sentiment":"neutral","sentiment_score":-0.052061326801776886},{"word":"so","start":1746.7,"end":1746.94,"confidence":0.96240234,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08494006097316742},{"word":"i","start":1746.94,"end":1747.02,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12117289751768112},{"word":"don't","start":1747.02,"end":1747.26,"confidence":0.99902344,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1149110198020935},{"word":"know","start":1747.26,"end":1747.34,"confidence":0.99902344,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.18740437924861908},{"word":"why","start":1747.34,"end":1747.58,"confidence":1.0,"punctuated_word":"why","sentiment":"neutral","sentiment_score":-0.17191161215305328},{"word":"i","start":1747.58,"end":1747.74,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10903283208608627},{"word":"hadn't","start":1747.74,"end":1748.0599,"confidence":0.98217773,"punctuated_word":"hadn't","sentiment":"neutral","sentiment_score":-0.1084415838122368},{"word":"done","start":1748.0599,"end":1748.22,"confidence":1.0,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.1395630240440369},{"word":"that","start":1748.22,"end":1748.62,"confidence":0.99853516,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.1225314363837242},{"word":"i","start":1748.62,"end":1748.7,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09641285240650176},{"word":"just","start":1748.7,"end":1748.8999,"confidence":0.99121094,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.09161020815372468},{"word":"yeah","start":1749.1,"end":1749.26,"confidence":0.79296875,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.07715318351984024},{"word":"i'm","start":1749.26,"end":1749.34,"confidence":0.99902344,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.12676849961280823},{"word":"not","start":1749.34,"end":1749.5,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1798737347126007},{"word":"sure","start":1749.5,"end":1749.66,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":-0.19394101202487943},{"word":"why","start":1749.66,"end":1749.9,"confidence":1.0,"punctuated_word":"why.","sentiment":"neutral","sentiment_score":-0.1460021734237671},{"word":"i","start":1749.9,"end":1749.98,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09046322107315063},{"word":"was","start":1749.98,"end":1750.14,"confidence":0.9980469,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.10125111788511276},{"word":"talking","start":1750.14,"end":1750.38,"confidence":0.99902344,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":-0.09775111824274064},{"word":"to","start":1750.38,"end":1750.46,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.108866848051548},{"word":"my","start":1750.46,"end":1750.54,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.07642535120248795},{"word":"girlfriend","start":1750.54,"end":1750.94,"confidence":0.984375,"punctuated_word":"girlfriend","sentiment":"neutral","sentiment_score":-0.06737133115530014},{"word":"something","start":1750.94,"end":1751.18,"confidence":0.6164551,"punctuated_word":"something,","sentiment":"neutral","sentiment_score":-0.07330340892076492},{"word":"and","start":1751.18,"end":1751.26,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04503101110458374},{"word":"she","start":1751.26,"end":1751.42,"confidence":0.9980469,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.02462521195411682},{"word":"goes","start":1751.42,"end":1751.54,"confidence":0.9790039,"punctuated_word":"goes,","sentiment":"neutral","sentiment_score":-0.044807009398937225},{"word":"oh","start":1751.54,"end":1751.66,"confidence":0.82177734,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.07979685813188553},{"word":"what","start":1751.66,"end":1751.9,"confidence":0.79052734,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.11275643110275269},{"word":"do","start":1751.9,"end":1752.0599,"confidence":0.9819336,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.09863101691007614},{"word":"you","start":1752.0599,"end":1752.14,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0888366848230362},{"word":"pay","start":1752.14,"end":1752.22,"confidence":0.9951172,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.08260605484247208},{"word":"a","start":1752.22,"end":1752.3,"confidence":0.39013672,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08735726773738861},{"word":"week","start":1752.3,"end":1752.46,"confidence":0.9941406,"punctuated_word":"week","sentiment":"neutral","sentiment_score":-0.10708820074796677},{"word":"off","start":1752.46,"end":1752.62,"confidence":0.8491211,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.0787995383143425},{"word":"your","start":1752.62,"end":1752.78,"confidence":0.8935547,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.10626180469989777},{"word":"loan","start":1752.78,"end":1753.02,"confidence":0.9765625,"punctuated_word":"loan?","sentiment":"neutral","sentiment_score":-0.0677347406744957},{"word":"and","start":1753.02,"end":1753.18,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.039942752569913864},{"word":"i","start":1753.18,"end":1753.34,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03222464770078659},{"word":"said","start":1753.34,"end":1753.84,"confidence":0.98291016,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.046756312251091},{"word":"oh","start":1754.0599,"end":1754.22,"confidence":0.9980469,"punctuated_word":"oh","sentiment":"neutral","sentiment_score":-0.03111981973052025},{"word":"my","start":1754.22,"end":1754.38,"confidence":0.91259766,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.04791123792529106},{"word":"goodness","start":1754.38,"end":1754.78,"confidence":0.9914551,"punctuated_word":"goodness.","sentiment":"neutral","sentiment_score":-0.013510726392269136},{"word":"i","start":1754.78,"end":1754.86,"confidence":0.9873047,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03523891419172287},{"word":"said","start":1754.86,"end":1755.02,"confidence":0.84594727,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.029991744086146355},{"word":"i","start":1755.02,"end":1755.18,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03156355395913124},{"word":"still","start":1755.18,"end":1755.34,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.032153092324733734},{"word":"pay","start":1755.34,"end":1755.58,"confidence":0.99902344,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.02435319870710373},{"word":"it","start":1755.58,"end":1755.66,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.017869409173727036},{"word":"weekly","start":1755.66,"end":1756.14,"confidence":0.8647461,"punctuated_word":"weekly.","sentiment":"neutral","sentiment_score":-0.031844064593315125},{"word":"so","start":1756.14,"end":1756.54,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.012057825922966003},{"word":"i","start":1756.54,"end":1756.7,"confidence":0.875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02276115864515305},{"word":"rang","start":1756.7,"end":1756.86,"confidence":0.48486328,"punctuated_word":"rang","sentiment":"neutral","sentiment_score":-0.03684062510728836},{"word":"and","start":1756.86,"end":1757.02,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03763314709067345},{"word":"changed","start":1757.02,"end":1757.34,"confidence":0.8574219,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.03453098610043526},{"word":"that","start":1757.34,"end":1757.84,"confidence":0.9914551,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.03991047292947769},{"word":"but","start":1758.4349,"end":1758.595,"confidence":0.8371582,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.012040580622851849},{"word":"yeah","start":1758.595,"end":1758.9149,"confidence":0.98706055,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.003055226057767868},{"word":"i","start":1758.9149,"end":1758.995,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.013504363596439362},{"word":"just","start":1758.995,"end":1759.1549,"confidence":0.9892578,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.017204150557518005},{"word":"see","start":1759.1549,"end":1759.315,"confidence":0.5986328,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.007740430533885956},{"word":"i","start":1759.3949,"end":1759.5549,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.010061025619506836},{"word":"just","start":1759.5549,"end":1759.7949,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.030751489102840424},{"word":"feel","start":1759.7949,"end":1760.0349,"confidence":0.9716797,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.04353718459606171},{"word":"like","start":1760.0349,"end":1760.195,"confidence":0.95166016,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.05408971756696701},{"word":"i","start":1760.195,"end":1760.355,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03585322946310043},{"word":"just","start":1760.355,"end":1760.595,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.053678445518016815},{"word":"sort","start":1760.595,"end":1760.755,"confidence":0.9760742,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.029532939195632935},{"word":"of","start":1760.755,"end":1760.9149,"confidence":0.5209961,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06923063844442368},{"word":"manage","start":1760.9149,"end":1761.4149,"confidence":0.9560547,"punctuated_word":"manage","sentiment":"neutral","sentiment_score":0.026587948203086853},{"word":"i'm","start":1761.635,"end":1761.7949,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.03122538886964321},{"word":"just","start":1761.7949,"end":1762.0349,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02343517541885376},{"word":"trying","start":1762.0349,"end":1762.195,"confidence":0.98291016,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.03280124068260193},{"word":"to","start":1762.195,"end":1762.355,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03585737198591232},{"word":"manage","start":1762.355,"end":1762.855,"confidence":0.79003906,"punctuated_word":"manage,","sentiment":"neutral","sentiment_score":0.05402073264122009},{"word":"i","start":1764.0349,"end":1764.195,"confidence":0.7421875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.035046614706516266},{"word":"think","start":1764.195,"end":1764.4349,"confidence":0.8742676,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.05999601632356644},{"word":"financially","start":1764.4349,"end":1764.9349,"confidence":0.9980469,"punctuated_word":"financially","sentiment":"neutral","sentiment_score":0.10663912445306778},{"word":"at","start":1764.995,"end":1765.075,"confidence":0.66015625,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.011767402291297913},{"word":"the","start":1765.075,"end":1765.1549,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00966782122850418},{"word":"moment","start":1765.1549,"end":1765.5549,"confidence":1.0,"punctuated_word":"moment","sentiment":"neutral","sentiment_score":0.014179669320583344},{"word":"just","start":1765.5549,"end":1766.0549,"confidence":0.73876953,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":0.014463145285844805},{"word":"you","start":1766.515,"end":1766.6749,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.019236411899328232},{"word":"know","start":1766.6749,"end":1766.9149,"confidence":0.9941406,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.02245977893471718},{"word":"like","start":1766.9149,"end":1767.1549,"confidence":0.7097168,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.03490711748600006},{"word":"with","start":1767.1549,"end":1767.315,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.04399525001645088},{"word":"the","start":1767.315,"end":1767.475,"confidence":0.8413086,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.025427140295505524},{"word":"cost","start":1767.475,"end":1767.715,"confidence":0.99902344,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":0.05629322677850723},{"word":"of","start":1767.715,"end":1767.955,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03854592144489288},{"word":"living","start":1767.955,"end":1768.355,"confidence":0.99902344,"punctuated_word":"living","sentiment":"neutral","sentiment_score":0.03511812537908554},{"word":"and","start":1768.355,"end":1768.855,"confidence":0.5864258,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.03484737128019333},{"word":"yeah","start":1768.9149,"end":1769.4149,"confidence":0.9914551,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.059457458555698395},{"word":"having","start":1769.7949,"end":1770.115,"confidence":0.9970703,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.07034647464752197},{"word":"sort","start":1770.2749,"end":1770.515,"confidence":0.79833984,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.08706013113260269},{"word":"of","start":1770.515,"end":1770.595,"confidence":0.95166016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1099143773317337},{"word":"having","start":1770.595,"end":1770.9149,"confidence":0.9892578,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.07859902828931808},{"word":"four","start":1770.9149,"end":1771.075,"confidence":0.96777344,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.06445903331041336},{"word":"children","start":1771.075,"end":1771.5549,"confidence":1.0,"punctuated_word":"children","sentiment":"neutral","sentiment_score":0.09079991281032562},{"word":"on","start":1771.5549,"end":1771.635,"confidence":0.98535156,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.07466322928667068},{"word":"one","start":1771.635,"end":1771.875,"confidence":0.99609375,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.048928938806056976},{"word":"income","start":1771.875,"end":1772.375,"confidence":0.7536621,"punctuated_word":"income,","sentiment":"neutral","sentiment_score":0.06606355309486389},{"word":"it's","start":1772.755,"end":1773.12,"confidence":0.9812012,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.03283907473087311},{"word":"some","start":1773.2,"end":1773.44,"confidence":0.92089844,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.03218050301074982},{"word":"weeks","start":1773.44,"end":1773.68,"confidence":0.94140625,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.040067125111818314},{"word":"i'm","start":1773.68,"end":1774.18,"confidence":0.6816406,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.04805068299174309},{"word":"some","start":1774.48,"end":1774.72,"confidence":0.9941406,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.03059421107172966},{"word":"weeks","start":1774.72,"end":1774.96,"confidence":0.9941406,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":0.02980312705039978},{"word":"i","start":1774.96,"end":1775.12,"confidence":0.94970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.019769448786973953},{"word":"manage","start":1775.12,"end":1775.44,"confidence":0.81396484,"punctuated_word":"manage.","sentiment":"neutral","sentiment_score":0.028720581904053688},{"word":"other","start":1775.44,"end":1775.68,"confidence":0.99902344,"punctuated_word":"Other","sentiment":"neutral","sentiment_score":-0.01662379503250122},{"word":"weeks","start":1775.68,"end":1775.84,"confidence":0.9980469,"punctuated_word":"weeks","sentiment":"neutral","sentiment_score":-0.012358330190181732},{"word":"i've","start":1775.84,"end":1776.0,"confidence":0.79907227,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.01591913029551506},{"word":"gotta","start":1776.0,"end":1776.24,"confidence":0.7006836,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.032545603811740875},{"word":"draw","start":1776.24,"end":1776.48,"confidence":0.98535156,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":-0.006611764430999756},{"word":"down","start":1776.48,"end":1776.72,"confidence":0.9658203,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.0032328590750694275},{"word":"on","start":1776.72,"end":1776.8,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0026516392827033997},{"word":"it","start":1776.8,"end":1777.04,"confidence":0.8791504,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.013859722763299942},{"word":"like","start":1777.04,"end":1777.2,"confidence":0.984375,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.026538029313087463},{"word":"you","start":1777.2,"end":1777.36,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.022165823727846146},{"word":"know","start":1777.36,"end":1777.52,"confidence":0.98657227,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.01166640780866146},{"word":"like","start":1777.52,"end":1777.68,"confidence":0.748291,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.002399297431111336},{"word":"to","start":1777.68,"end":1777.76,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.010346036404371262},{"word":"get","start":1777.76,"end":1777.88,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.022875413298606873},{"word":"a","start":1777.88,"end":1778.0,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.012104080989956856},{"word":"bit","start":1778.0,"end":1778.16,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.018960274755954742},{"word":"more","start":1778.16,"end":1778.32,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.016485143452882767},{"word":"money","start":1778.32,"end":1778.5599,"confidence":0.8508301,"punctuated_word":"money,","sentiment":"neutral","sentiment_score":-0.012110596522688866},{"word":"like","start":1778.5599,"end":1778.8,"confidence":0.9482422,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.03096795454621315},{"word":"like","start":1778.8,"end":1778.96,"confidence":0.82006836,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.008853549137711525},{"word":"for","start":1778.96,"end":1779.12,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.02917506173253059},{"word":"me","start":1779.12,"end":1779.28,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.017121054232120514},{"word":"to","start":1779.28,"end":1779.36,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.014758016914129255},{"word":"you","start":1779.52,"end":1779.6,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.006286904215812683},{"word":"know","start":1779.6,"end":1779.76,"confidence":0.9797363,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.0100083090364933},{"word":"if","start":1779.76,"end":1779.84,"confidence":0.95703125,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.01303907111287117},{"word":"it's","start":1779.84,"end":1780.0,"confidence":0.95654297,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.013705524615943432},{"word":"their","start":1780.0,"end":1780.24,"confidence":0.7260742,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.013292018324136734},{"word":"birthday","start":1780.24,"end":1780.72,"confidence":0.9873047,"punctuated_word":"birthday","sentiment":"neutral","sentiment_score":0.005223087966442108},{"word":"or","start":1780.72,"end":1781.04,"confidence":0.85375977,"punctuated_word":"or,","sentiment":"neutral","sentiment_score":-0.02442922256886959},{"word":"you","start":1781.04,"end":1781.2,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02914465963840485},{"word":"know","start":1781.2,"end":1781.36,"confidence":0.9995117,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.023145493119955063},{"word":"something","start":1781.36,"end":1781.68,"confidence":0.99902344,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.022330282256007195},{"word":"like","start":1781.68,"end":1781.84,"confidence":0.9902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.0328478179872036},{"word":"that","start":1781.84,"end":1782.0,"confidence":0.81030273,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.03460214287042618},{"word":"and","start":1782.0,"end":1782.16,"confidence":0.984375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03859969228506088},{"word":"i","start":1782.16,"end":1782.24,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06733258068561554},{"word":"just","start":1782.24,"end":1782.4,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.04657144844532013},{"word":"need","start":1782.4,"end":1782.5599,"confidence":0.96972656,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.0968984067440033},{"word":"that","start":1782.5599,"end":1782.72,"confidence":0.8095703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.019008129835128784},{"word":"extra","start":1782.72,"end":1783.04,"confidence":1.0,"punctuated_word":"extra","sentiment":"neutral","sentiment_score":-0.020933762192726135},{"word":"bit","start":1783.04,"end":1783.2,"confidence":0.9902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.016166768968105316},{"word":"of","start":1783.2,"end":1783.28,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10152703523635864},{"word":"money","start":1783.28,"end":1783.68,"confidence":0.9807129,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":-0.04665682837367058},{"word":"so","start":1783.68,"end":1783.92,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.005219954997301102},{"word":"and","start":1784.16,"end":1784.4,"confidence":0.7714844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.01051073521375656},{"word":"because","start":1784.4,"end":1784.64,"confidence":0.9970703,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.01637829840183258},{"word":"i","start":1784.64,"end":1784.8,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01358012855052948},{"word":"just","start":1784.8,"end":1785.04,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.011517465114593506},{"word":"put","start":1785.04,"end":1785.28,"confidence":0.99121094,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.01879838854074478},{"word":"my","start":1785.28,"end":1785.44,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.02682475745677948},{"word":"salary","start":1785.44,"end":1785.92,"confidence":0.9970703,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":-0.00482921302318573},{"word":"across","start":1785.92,"end":1786.24,"confidence":0.90527344,"punctuated_word":"across","sentiment":"neutral","sentiment_score":-0.022946525365114212},{"word":"to","start":1786.24,"end":1786.4,"confidence":0.9760742,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.014899574220180511},{"word":"it","start":1786.4,"end":1786.5599,"confidence":0.98291016,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.024941641837358475},{"word":"every","start":1786.5599,"end":1786.88,"confidence":1.0,"punctuated_word":"every","sentiment":"neutral","sentiment_score":-0.031775232404470444},{"word":"week","start":1786.88,"end":1787.235,"confidence":0.9277344,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":-0.030747635290026665},{"word":"i","start":1788.115,"end":1788.195,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0627119392156601},{"word":"i","start":1788.195,"end":1788.4349,"confidence":0.87890625,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.062275420874357224},{"word":"i","start":1788.4349,"end":1788.515,"confidence":0.8071289,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.060201242566108704},{"word":"probably","start":1788.515,"end":1788.835,"confidence":0.99316406,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.0598980113863945},{"word":"need","start":1788.835,"end":1788.995,"confidence":0.94189453,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.07440751791000366},{"word":"to","start":1788.995,"end":1789.075,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06960035115480423},{"word":"sit","start":1789.075,"end":1789.235,"confidence":0.9707031,"punctuated_word":"sit","sentiment":"neutral","sentiment_score":-0.051620833575725555},{"word":"down","start":1789.235,"end":1789.395,"confidence":0.9248047,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.033976227045059204},{"word":"and","start":1789.395,"end":1789.475,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.041697293519973755},{"word":"do","start":1789.475,"end":1789.635,"confidence":0.9941406,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.07079684734344482},{"word":"that","start":1789.635,"end":1789.795,"confidence":0.6665039,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.03309488296508789},{"word":"you","start":1789.795,"end":1789.875,"confidence":0.99902344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.008591435849666595},{"word":"know","start":1789.875,"end":1790.035,"confidence":0.94970703,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.003169121220707894},{"word":"like","start":1790.035,"end":1790.195,"confidence":0.99902344,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.007768947631120682},{"word":"a","start":1790.195,"end":1790.355,"confidence":0.76953125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.003863491117954254},{"word":"budget","start":1790.355,"end":1790.835,"confidence":0.7253418,"punctuated_word":"budget.","sentiment":"neutral","sentiment_score":0.002736879512667656},{"word":"you","start":1790.835,"end":1790.995,"confidence":0.9980469,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.0018565468490123749},{"word":"know","start":1790.995,"end":1791.115,"confidence":0.88720703,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.00897229090332985},{"word":"you","start":1791.115,"end":1791.235,"confidence":0.9550781,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01666102185845375},{"word":"go","start":1791.235,"end":1791.395,"confidence":0.37475586,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.017890386283397675},{"word":"pay","start":1791.395,"end":1791.5549,"confidence":0.8339844,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.011877860873937609},{"word":"for","start":1791.5549,"end":1791.715,"confidence":0.75439453,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.02343321219086647},{"word":"your","start":1791.715,"end":1791.795,"confidence":0.49902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.009208094328641891},{"word":"money","start":1791.795,"end":1792.275,"confidence":0.48657227,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.01609082892537117},{"word":"much","start":1792.275,"end":1792.4349,"confidence":0.37719727,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.008620727807283401},{"word":"much","start":1792.4349,"end":1792.595,"confidence":0.6640625,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.013162698596715929},{"word":"familiar","start":1792.595,"end":1793.095,"confidence":0.5908203,"punctuated_word":"familiar.","sentiment":"neutral","sentiment_score":-0.01150491088628769},{"word":"that's","start":1793.5549,"end":1793.875,"confidence":0.96240234,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.0007299917633645236},{"word":"that's","start":1793.875,"end":1794.195,"confidence":0.87890625,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.002778559923171997},{"word":"that's","start":1794.195,"end":1794.4349,"confidence":0.98461914,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.014089702628552914},{"word":"that","start":1794.4349,"end":1794.6749,"confidence":0.8762207,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.027666199952363968},{"word":"that","start":1794.6749,"end":1794.915,"confidence":0.96875,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.08578954637050629},{"word":"insurance","start":1794.915,"end":1795.395,"confidence":0.9589844,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.06622669845819473},{"word":"is","start":1795.395,"end":1795.5549,"confidence":0.8935547,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.08846965432167053},{"word":"that","start":1795.5549,"end":1796.035,"confidence":0.77563477,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.08507543802261353},{"word":"i","start":1796.035,"end":1796.355,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1356387436389923},{"word":"i","start":1796.355,"end":1796.4349,"confidence":0.8911133,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16814154386520386},{"word":"don't","start":1796.4349,"end":1796.6749,"confidence":0.9970703,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.14456206560134888},{"word":"really","start":1796.6749,"end":1797.155,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.1580599993467331},{"word":"do","start":1797.155,"end":1797.395,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1688740998506546},{"word":"that","start":1797.395,"end":1797.635,"confidence":0.9941406,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.16306637227535248},{"word":"i","start":1797.635,"end":1797.875,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09041507542133333},{"word":"just","start":1797.875,"end":1798.115,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.048737142235040665},{"word":"transfer","start":1798.115,"end":1798.4349,"confidence":0.9326172,"punctuated_word":"transfer","sentiment":"neutral","sentiment_score":-0.003876082599163055},{"word":"it","start":1798.4349,"end":1798.595,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.001461528241634369},{"word":"all","start":1798.595,"end":1798.755,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.014794405549764631},{"word":"across","start":1798.755,"end":1799.155,"confidence":0.84643555,"punctuated_word":"across,","sentiment":"neutral","sentiment_score":-0.0016322899609804151},{"word":"and","start":1799.155,"end":1799.235,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0030963756144046783},{"word":"then","start":1799.235,"end":1799.475,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.010182242840528488},{"word":"i","start":1799.475,"end":1799.5549,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.00321410596370697},{"word":"bring","start":1799.5549,"end":1799.795,"confidence":0.9580078,"punctuated_word":"bring","sentiment":"neutral","sentiment_score":-0.003310084342956543},{"word":"it","start":1799.795,"end":1799.875,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.00462823361158371},{"word":"down","start":1799.875,"end":1800.115,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.01958625391125679},{"word":"when","start":1800.115,"end":1800.275,"confidence":1.0,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.01808364689350128},{"word":"i","start":1800.275,"end":1800.4349,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.024700261652469635},{"word":"need","start":1800.4349,"end":1800.595,"confidence":0.99902344,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.013468511402606964},{"word":"it","start":1800.595,"end":1800.835,"confidence":0.8234863,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.013091197237372398},{"word":"if","start":1800.835,"end":1800.995,"confidence":0.99609375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.018623845651745796},{"word":"that","start":1800.995,"end":1801.235,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.010786082595586777},{"word":"makes","start":1801.235,"end":1801.5549,"confidence":0.97314453,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":-0.03346729278564453},{"word":"sense","start":1801.5549,"end":1802.0549,"confidence":0.9863281,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.0014042668044567108},{"word":"so","start":1802.35,"end":1802.5099,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.004593215882778168},{"word":"i","start":1802.5099,"end":1802.59,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0429205410182476},{"word":"sort","start":1802.59,"end":1802.6699,"confidence":0.9589844,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.0454925149679184},{"word":"of","start":1802.6699,"end":1802.83,"confidence":0.6425781,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0487554557621479},{"word":"don't","start":1802.83,"end":1803.1499,"confidence":0.99194336,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09406602382659912},{"word":"really","start":1803.1499,"end":1803.3099,"confidence":0.7246094,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.11360545456409454},{"word":"like","start":1803.5499,"end":1804.0499,"confidence":0.704834,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1010780707001686},{"word":"yeah","start":1804.2699,"end":1804.6699,"confidence":0.84887695,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.1014235094189644},{"word":"sometimes","start":1804.6699,"end":1805.07,"confidence":0.9980469,"punctuated_word":"Sometimes","sentiment":"neutral","sentiment_score":-0.10215584933757782},{"word":"i","start":1805.07,"end":1805.1499,"confidence":0.4482422,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12163089215755464},{"word":"go","start":1805.1499,"end":1805.3099,"confidence":0.9213867,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":-0.12445224821567535},{"word":"should","start":1805.3099,"end":1805.47,"confidence":0.9716797,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.1721438467502594},{"word":"i","start":1805.47,"end":1805.5499,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15472574532032013},{"word":"go","start":1805.5499,"end":1805.71,"confidence":0.98291016,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.19540850818157196},{"word":"and","start":1805.71,"end":1805.7899,"confidence":0.9741211,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15803170204162598},{"word":"get","start":1805.7899,"end":1805.95,"confidence":0.99902344,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.17853449285030365},{"word":"another","start":1805.95,"end":1806.2699,"confidence":0.9980469,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.12531402707099917},{"word":"job","start":1806.2699,"end":1806.5099,"confidence":0.84887695,"punctuated_word":"job?","sentiment":"neutral","sentiment_score":-0.12687432765960693},{"word":"because","start":1806.5099,"end":1806.75,"confidence":0.99609375,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.1308845579624176},{"word":"maybe","start":1806.75,"end":1807.07,"confidence":0.96240234,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":-0.13056570291519165},{"word":"i","start":1807.07,"end":1807.1499,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15458723902702332},{"word":"need","start":1807.1499,"end":1807.3099,"confidence":0.97509766,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.2181466668844223},{"word":"more","start":1807.3099,"end":1807.5499,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.11817024648189545},{"word":"money","start":1807.5499,"end":1807.95,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.12367848306894302},{"word":"and","start":1807.95,"end":1808.0299,"confidence":0.7167969,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11475171893835068},{"word":"yeah","start":1808.99,"end":1809.49,"confidence":0.9904785,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.10613767802715302},{"word":"because","start":1809.7899,"end":1810.0299,"confidence":0.9838867,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.10485366731882095},{"word":"there's","start":1810.0299,"end":1810.19,"confidence":0.923584,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.11086450517177582},{"word":"only","start":1810.19,"end":1810.4299,"confidence":0.8964844,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.090539388358593},{"word":"you","start":1810.5099,"end":1810.59,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0860992893576622},{"word":"know","start":1810.59,"end":1810.75,"confidence":0.9914551,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.09329257905483246},{"word":"my","start":1810.75,"end":1810.83,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.0984557569026947},{"word":"business","start":1810.83,"end":1811.23,"confidence":0.99902344,"punctuated_word":"business","sentiment":"neutral","sentiment_score":-0.06827811896800995},{"word":"partner","start":1811.23,"end":1811.5499,"confidence":1.0,"punctuated_word":"partner","sentiment":"neutral","sentiment_score":-0.07972663640975952},{"word":"and","start":1811.5499,"end":1811.6299,"confidence":0.9404297,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0782124474644661},{"word":"i","start":1811.6299,"end":1811.71,"confidence":0.829834,"punctuated_word":"I,","sentiment":"neutral","sentiment_score":-0.07778631895780563},{"word":"it's","start":1811.71,"end":1811.87,"confidence":0.99658203,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.06713356077671051},{"word":"gotta","start":1811.87,"end":1812.11,"confidence":0.91015625,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.08690378069877625},{"word":"be","start":1812.11,"end":1812.35,"confidence":0.9970703,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.10209937393665314},{"word":"obviously","start":1812.35,"end":1812.6699,"confidence":0.64501953,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.05613502860069275},{"word":"fair","start":1812.6699,"end":1812.9099,"confidence":0.97314453,"punctuated_word":"fair","sentiment":"neutral","sentiment_score":-0.06087236851453781},{"word":"in","start":1812.9099,"end":1812.99,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.07639208436012268},{"word":"the","start":1812.99,"end":1813.1499,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08721165359020233},{"word":"business","start":1813.1499,"end":1813.47,"confidence":0.9904785,"punctuated_word":"business.","sentiment":"neutral","sentiment_score":-0.09012918919324876},{"word":"like","start":1813.47,"end":1813.5499,"confidence":0.9814453,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.05629711598157883},{"word":"i'd","start":1813.5499,"end":1813.71,"confidence":0.98950195,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.0645972415804863},{"word":"probably","start":1813.71,"end":1814.0299,"confidence":0.9980469,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.07023319602012634},{"word":"like","start":1814.0299,"end":1814.19,"confidence":0.9941406,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.07819069921970367},{"word":"to","start":1814.19,"end":1814.35,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07351242005825043},{"word":"work","start":1814.35,"end":1814.59,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.07986092567443848},{"word":"four","start":1814.59,"end":1814.75,"confidence":0.99902344,"punctuated_word":"four","sentiment":"neutral","sentiment_score":-0.07589872181415558},{"word":"days","start":1814.75,"end":1814.9099,"confidence":1.0,"punctuated_word":"days","sentiment":"neutral","sentiment_score":-0.05266175419092178},{"word":"in","start":1814.9099,"end":1815.07,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0556296780705452},{"word":"the","start":1815.07,"end":1815.1499,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06590066850185394},{"word":"business","start":1815.1499,"end":1815.5499,"confidence":1.0,"punctuated_word":"business","sentiment":"neutral","sentiment_score":-0.033802058547735214},{"word":"and","start":1815.5499,"end":1815.71,"confidence":0.9838867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0587056465446949},{"word":"earn","start":1815.71,"end":1815.87,"confidence":0.9902344,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":-0.07044216990470886},{"word":"more","start":1815.87,"end":1816.0299,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.0560520812869072},{"word":"money","start":1816.0299,"end":1816.2699,"confidence":0.9802246,"punctuated_word":"money,","sentiment":"neutral","sentiment_score":-0.07437026500701904},{"word":"but","start":1816.2699,"end":1816.4299,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.06303859502077103},{"word":"she","start":1816.4299,"end":1816.5099,"confidence":0.9770508,"punctuated_word":"she","sentiment":"neutral","sentiment_score":-0.1457473337650299},{"word":"only","start":1816.5099,"end":1816.75,"confidence":0.99121094,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.15069660544395447},{"word":"wants","start":1816.75,"end":1816.99,"confidence":0.9980469,"punctuated_word":"wants","sentiment":"neutral","sentiment_score":-0.12253975868225098},{"word":"to","start":1816.99,"end":1817.07,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1251986026763916},{"word":"work","start":1817.07,"end":1817.3899,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.13724201917648315},{"word":"three","start":1817.3899,"end":1817.8899,"confidence":0.9719238,"punctuated_word":"three.","sentiment":"neutral","sentiment_score":-0.10330188274383544},{"word":"so","start":1818.515,"end":1818.835,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04433167353272438},{"word":"it's","start":1818.835,"end":1818.915,"confidence":0.9777832,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.07433804124593735},{"word":"i","start":1818.995,"end":1819.235,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10485522449016572},{"word":"can't","start":1819.235,"end":1819.3949,"confidence":0.9995117,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.3281266689300537},{"word":"really","start":1819.3949,"end":1819.5549,"confidence":1.0,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.28320786356925964},{"word":"get","start":1819.5549,"end":1819.715,"confidence":0.99902344,"punctuated_word":"get","sentiment":"negative","sentiment_score":-0.3768658936023712},{"word":"any","start":1819.715,"end":1819.955,"confidence":0.7138672,"punctuated_word":"any","sentiment":"negative","sentiment_score":-0.3830018937587738},{"word":"more","start":1819.955,"end":1820.355,"confidence":0.8249512,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":-0.3240540325641632},{"word":"like","start":1820.355,"end":1820.595,"confidence":0.9904785,"punctuated_word":"like,","sentiment":"negative","sentiment_score":-0.339086651802063},{"word":"any","start":1820.595,"end":1820.835,"confidence":0.9614258,"punctuated_word":"any","sentiment":"negative","sentiment_score":-0.34304314851760864},{"word":"more","start":1820.835,"end":1821.075,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.29757022857666016},{"word":"money","start":1821.075,"end":1821.575,"confidence":1.0,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.3024459779262543},{"word":"because","start":1821.635,"end":1821.955,"confidence":0.75097656,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.23810113966464996},{"word":"it's","start":1821.955,"end":1822.195,"confidence":0.97436523,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.32300668954849243},{"word":"it's","start":1822.195,"end":1822.2749,"confidence":0.9719238,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.3343623876571655},{"word":"a","start":1822.2749,"end":1822.4349,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.32346397638320923},{"word":"weird","start":1822.4349,"end":1822.755,"confidence":0.9902344,"punctuated_word":"weird","sentiment":"negative","sentiment_score":-0.3498339354991913},{"word":"it's","start":1822.755,"end":1822.995,"confidence":0.9970703,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.3468407988548279},{"word":"a","start":1822.995,"end":1823.075,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3276665210723877},{"word":"weird","start":1823.075,"end":1823.475,"confidence":0.99902344,"punctuated_word":"weird","sentiment":"negative","sentiment_score":-0.3817688524723053},{"word":"arrangement","start":1823.475,"end":1823.875,"confidence":0.99902344,"punctuated_word":"arrangement.","sentiment":"negative","sentiment_score":-0.3847156763076782},{"word":"she's","start":1823.875,"end":1824.115,"confidence":0.99902344,"punctuated_word":"She's","sentiment":"negative","sentiment_score":-0.41244491934776306},{"word":"not","start":1824.115,"end":1824.2749,"confidence":1.0,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.5446386933326721},{"word":"happy","start":1824.2749,"end":1824.515,"confidence":1.0,"punctuated_word":"happy","sentiment":"negative","sentiment_score":-0.3830079436302185},{"word":"to","start":1824.515,"end":1824.6749,"confidence":0.99902344,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4579125642776489},{"word":"pay","start":1824.6749,"end":1824.835,"confidence":1.0,"punctuated_word":"pay","sentiment":"negative","sentiment_score":-0.44924643635749817},{"word":"me","start":1824.835,"end":1824.995,"confidence":0.99609375,"punctuated_word":"me","sentiment":"negative","sentiment_score":-0.46010082960128784},{"word":"more","start":1824.995,"end":1825.1549,"confidence":0.9736328,"punctuated_word":"more,","sentiment":"negative","sentiment_score":-0.34284061193466187},{"word":"but","start":1825.1549,"end":1825.315,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.2815057039260864},{"word":"she's","start":1825.315,"end":1825.475,"confidence":0.9995117,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.27418243885040283},{"word":"happy","start":1825.475,"end":1825.715,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":-0.22684071958065033},{"word":"to","start":1825.715,"end":1825.7949,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.3282921016216278},{"word":"pay","start":1825.7949,"end":1825.955,"confidence":0.9980469,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":-0.2357228696346283},{"word":"other","start":1825.955,"end":1826.2749,"confidence":0.9980469,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.28459492325782776},{"word":"people","start":1826.2749,"end":1826.515,"confidence":0.99902344,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.2528107464313507},{"word":"more","start":1826.515,"end":1826.835,"confidence":0.9321289,"punctuated_word":"more.","sentiment":"neutral","sentiment_score":-0.23496045172214508},{"word":"like","start":1826.835,"end":1826.995,"confidence":0.98095703,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.06429615616798401},{"word":"it's","start":1826.995,"end":1827.235,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.052171915769577026},{"word":"interesting","start":1827.235,"end":1827.735,"confidence":0.9995117,"punctuated_word":"interesting.","sentiment":"neutral","sentiment_score":-0.07958447188138962},{"word":"yeah","start":1828.515,"end":1828.755,"confidence":0.9848633,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.032760199159383774},{"word":"it's","start":1828.755,"end":1828.9149,"confidence":0.939209,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.10797683894634248},{"word":"very","start":1828.9149,"end":1829.235,"confidence":0.984375,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.11107803881168364},{"word":"yeah","start":1829.475,"end":1829.7949,"confidence":0.9890137,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.1028926968574524},{"word":"it's","start":1829.7949,"end":1829.955,"confidence":0.98413086,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.10621973127126694},{"word":"it's","start":1829.955,"end":1830.2749,"confidence":0.9108887,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.10460179299116136},{"word":"very","start":1830.2749,"end":1830.595,"confidence":0.9838867,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.11515175551176073},{"word":"interesting","start":1830.595,"end":1831.075,"confidence":0.9951172,"punctuated_word":"interesting","sentiment":"neutral","sentiment_score":0.092963308095932},{"word":"because","start":1831.075,"end":1831.315,"confidence":0.74072266,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.0686504989862442},{"word":"i'm","start":1831.315,"end":1831.475,"confidence":0.84505206,"punctuated_word":"I'm,","sentiment":"neutral","sentiment_score":0.044190436601638794},{"word":"like","start":1831.475,"end":1831.5549,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0346846729516983},{"word":"the","start":1831.5549,"end":1831.715,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.008819580078125},{"word":"only","start":1831.715,"end":1831.875,"confidence":0.7314453,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.007187634706497192},{"word":"childhood","start":1831.875,"end":1832.2749,"confidence":0.85595703,"punctuated_word":"childhood","sentiment":"neutral","sentiment_score":0.02648172900080681},{"word":"teacher","start":1832.2749,"end":1832.595,"confidence":0.8293457,"punctuated_word":"teacher,","sentiment":"neutral","sentiment_score":0.02731240727007389},{"word":"so","start":1832.595,"end":1832.835,"confidence":0.9448242,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.025833964347839355},{"word":"i'm","start":1832.835,"end":1832.9149,"confidence":0.9807129,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.018528547137975693},{"word":"the","start":1832.9149,"end":1833.075,"confidence":0.9248047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0058906227350234985},{"word":"one","start":1833.075,"end":1833.1549,"confidence":0.9790039,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.01629866659641266},{"word":"with","start":1833.1549,"end":1833.3949,"confidence":0.93603516,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.021643348038196564},{"word":"the","start":1833.3949,"end":1833.6449,"confidence":0.7192383,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.023368313908576965},{"word":"qualification","start":1833.6449,"end":1833.9,"confidence":0.72143555,"punctuated_word":"qualification.","sentiment":"neutral","sentiment_score":0.01851038448512554},{"word":"but","start":1835.34,"end":1835.42,"confidence":0.5839844,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.0038349702954292297},{"word":"she's","start":1835.42,"end":1835.5801,"confidence":0.8376465,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":-0.014124046079814434},{"word":"yeah","start":1835.8201,"end":1836.3201,"confidence":0.89331055,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.02003178372979164},{"word":"that's","start":1836.4601,"end":1836.62,"confidence":0.81274414,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.04907919093966484},{"word":"not","start":1836.62,"end":1836.78,"confidence":0.8574219,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.0682324767112732},{"word":"yeah","start":1836.9401,"end":1837.4401,"confidence":0.98535156,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.05255916714668274},{"word":"so","start":1837.5,"end":1837.66,"confidence":0.9267578,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.013792049139738085},{"word":"it's","start":1837.66,"end":1837.74,"confidence":0.9416504,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.02762184664607048},{"word":"i","start":1837.8201,"end":1838.06,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.025468353182077408},{"word":"find","start":1838.06,"end":1838.0867,"confidence":0.7783203,"punctuated_word":"find","sentiment":"neutral","sentiment_score":-0.1454377323389053},{"word":"that","start":1838.0867,"end":1838.1134,"confidence":0.90283203,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10135149955749512},{"word":"a","start":1838.1134,"end":1838.14,"confidence":0.9086914,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.17965167760849},{"word":"bit","start":1838.14,"end":1838.64,"confidence":0.7939453,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.215798944234848},{"word":"tricky","start":1838.86,"end":1839.02,"confidence":0.7753906,"punctuated_word":"tricky","sentiment":"neutral","sentiment_score":-0.24814407527446747},{"word":"because","start":1839.02,"end":1839.18,"confidence":0.7583008,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.21501392126083377},{"word":"i'd","start":1839.18,"end":1839.42,"confidence":0.95874023,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.2438271939754486},{"word":"love","start":1839.42,"end":1839.66,"confidence":0.96972656,"punctuated_word":"love","sentiment":"neutral","sentiment_score":-0.14432871341705322},{"word":"just","start":1839.66,"end":1839.74,"confidence":0.8540039,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1634904146194458},{"word":"to","start":1839.74,"end":1839.9,"confidence":0.98535156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1586715579032898},{"word":"work","start":1839.9,"end":1840.06,"confidence":0.9370117,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.0938440039753914},{"word":"four","start":1840.06,"end":1840.22,"confidence":0.9658203,"punctuated_word":"four","sentiment":"neutral","sentiment_score":-0.02239103615283966},{"word":"days","start":1840.22,"end":1840.4601,"confidence":0.95166016,"punctuated_word":"days","sentiment":"neutral","sentiment_score":0.015796251595020294},{"word":"and","start":1840.4601,"end":1840.54,"confidence":0.96533203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05774006247520447},{"word":"get","start":1840.54,"end":1840.7001,"confidence":0.95703125,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.1023145392537117},{"word":"a","start":1840.7001,"end":1840.78,"confidence":0.96240234,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.10831813514232635},{"word":"little","start":1840.78,"end":1841.02,"confidence":0.8857422,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.045398615300655365},{"word":"bit","start":1841.02,"end":1841.1,"confidence":0.9819336,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.0823056697845459},{"word":"more","start":1841.1,"end":1841.26,"confidence":0.9560547,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.033144496381282806},{"word":"money","start":1841.26,"end":1841.76,"confidence":0.77685547,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":-0.1279601752758026},{"word":"like","start":1842.4601,"end":1842.86,"confidence":0.701416,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.002851220779120922},{"word":"because","start":1842.86,"end":1843.18,"confidence":0.7392578,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.005200088024139404},{"word":"it's","start":1843.18,"end":1843.26,"confidence":0.9885254,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.01331152394413948},{"word":"my","start":1843.26,"end":1843.5,"confidence":0.9921875,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.011886946856975555},{"word":"own","start":1843.5,"end":1843.66,"confidence":0.98828125,"punctuated_word":"own","sentiment":"neutral","sentiment_score":0.009683392941951752},{"word":"business","start":1843.66,"end":1844.06,"confidence":0.9074707,"punctuated_word":"business,","sentiment":"neutral","sentiment_score":0.017880599945783615},{"word":"but","start":1844.06,"end":1844.56,"confidence":0.97998047,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.023636462166905403},{"word":"she","start":1845.02,"end":1845.18,"confidence":0.98291016,"punctuated_word":"she","sentiment":"neutral","sentiment_score":0.021007146686315536},{"word":"likes","start":1845.18,"end":1845.42,"confidence":0.9838867,"punctuated_word":"likes","sentiment":"neutral","sentiment_score":0.26930171251296997},{"word":"to","start":1845.42,"end":1845.5801,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2591841518878937},{"word":"just","start":1845.5801,"end":1845.8201,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2723329961299896},{"word":"keep","start":1845.8201,"end":1846.3201,"confidence":0.9951172,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.3245924413204193},{"word":"it","start":1846.54,"end":1846.7001,"confidence":0.9941406,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.3889319598674774},{"word":"she","start":1846.7001,"end":1846.86,"confidence":0.39501953,"punctuated_word":"she","sentiment":"positive","sentiment_score":0.4273169040679931},{"word":"likes","start":1846.86,"end":1847.1,"confidence":0.97802734,"punctuated_word":"likes","sentiment":"positive","sentiment_score":0.4523582458496094},{"word":"to","start":1847.1,"end":1847.26,"confidence":0.9951172,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3513616621494293},{"word":"keep","start":1847.26,"end":1847.5,"confidence":0.9980469,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.2644968330860138},{"word":"it","start":1847.5,"end":1847.805,"confidence":0.99609375,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4110218584537506},{"word":"exactly","start":1848.3651,"end":1848.685,"confidence":1.0,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":0.1309230625629425},{"word":"the","start":1848.685,"end":1848.8451,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0829009860754013},{"word":"same","start":1848.8451,"end":1849.0851,"confidence":0.9506836,"punctuated_word":"same,","sentiment":"neutral","sentiment_score":0.10579583048820496},{"word":"which","start":1849.0851,"end":1849.3251,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.07018038630485535},{"word":"i","start":1849.3251,"end":1849.4851,"confidence":0.9951172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05088388919830322},{"word":"understand","start":1849.4851,"end":1849.885,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.04682286083698273},{"word":"from","start":1849.885,"end":1850.045,"confidence":0.99316406,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.04718480259180069},{"word":"her","start":1850.045,"end":1850.2051,"confidence":1.0,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.049326393753290176},{"word":"point","start":1850.2051,"end":1850.4451,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.028286978602409363},{"word":"of","start":1850.4451,"end":1850.525,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07336023449897766},{"word":"view","start":1850.525,"end":1850.925,"confidence":0.9946289,"punctuated_word":"view.","sentiment":"neutral","sentiment_score":0.021109499037265778},{"word":"i","start":1850.925,"end":1851.0851,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06169337406754494},{"word":"understand","start":1851.0851,"end":1851.5651,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":-0.06436178088188171},{"word":"that","start":1851.5651,"end":1851.805,"confidence":0.748291,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.07502813637256622},{"word":"but","start":1851.805,"end":1852.305,"confidence":0.99902344,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.08076436072587967},{"word":"it's","start":1852.3651,"end":1852.6051,"confidence":0.94506836,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.08505188673734665},{"word":"a","start":1852.6051,"end":1852.685,"confidence":0.98828125,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.3938257694244385},{"word":"bit","start":1852.685,"end":1852.8451,"confidence":0.99316406,"punctuated_word":"bit","sentiment":"negative","sentiment_score":-0.3531603217124939},{"word":"hard","start":1852.8451,"end":1853.0851,"confidence":0.97509766,"punctuated_word":"hard","sentiment":"negative","sentiment_score":-0.4134831428527832},{"word":"on","start":1853.0851,"end":1853.165,"confidence":0.9428711,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.5315467119216919},{"word":"me","start":1853.165,"end":1853.405,"confidence":0.9980469,"punctuated_word":"me","sentiment":"negative","sentiment_score":-0.5204330682754517},{"word":"when","start":1853.405,"end":1853.805,"confidence":0.99902344,"punctuated_word":"when","sentiment":"negative","sentiment_score":-0.4699037671089173},{"word":"yeah","start":1853.9651,"end":1854.285,"confidence":0.99316406,"punctuated_word":"yeah.","sentiment":"negative","sentiment_score":-0.3888184428215027},{"word":"i'd","start":1854.285,"end":1854.525,"confidence":0.88671875,"punctuated_word":"I'd","sentiment":"negative","sentiment_score":-0.3441430926322937},{"word":"i'd","start":1854.525,"end":1854.765,"confidence":0.99609375,"punctuated_word":"I'd","sentiment":"negative","sentiment_score":-0.3427271842956543},{"word":"like","start":1854.765,"end":1854.925,"confidence":0.99902344,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.3682703375816345},{"word":"to","start":1854.925,"end":1855.0851,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.3322378695011139},{"word":"just","start":1855.0851,"end":1855.3251,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2608860731124878},{"word":"have","start":1855.3251,"end":1855.405,"confidence":0.9980469,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.3620443344116211},{"word":"a","start":1855.405,"end":1855.4851,"confidence":1.0,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.33825552463531494},{"word":"little","start":1855.4851,"end":1855.645,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.2693292796611786},{"word":"bit","start":1855.645,"end":1855.805,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.3037334680557251},{"word":"more","start":1855.805,"end":1855.9651,"confidence":1.0,"punctuated_word":"more","sentiment":"negative","sentiment_score":-0.34619998931884766},{"word":"money","start":1855.9651,"end":1856.2051,"confidence":0.87402344,"punctuated_word":"money,","sentiment":"neutral","sentiment_score":-0.3128929138183594},{"word":"and","start":1856.2051,"end":1856.3651,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2885439395904541},{"word":"i","start":1856.3651,"end":1856.4451,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3293735682964325},{"word":"could","start":1856.4451,"end":1856.685,"confidence":0.99902344,"punctuated_word":"could","sentiment":"negative","sentiment_score":-0.33868730068206787},{"word":"i","start":1856.685,"end":1856.8451,"confidence":0.99902344,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.35404640436172485},{"word":"could","start":1856.8451,"end":1857.005,"confidence":1.0,"punctuated_word":"could","sentiment":"negative","sentiment_score":-0.3629058599472046},{"word":"go","start":1857.005,"end":1857.165,"confidence":0.99316406,"punctuated_word":"go","sentiment":"negative","sentiment_score":-0.345538467168808},{"word":"to","start":1857.165,"end":1857.245,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.28255322575569153},{"word":"work","start":1857.245,"end":1857.645,"confidence":1.0,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.3074816167354584},{"word":"another","start":1857.645,"end":1857.9651,"confidence":1.0,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.25417837500572205},{"word":"day","start":1857.9651,"end":1858.4651,"confidence":0.9975586,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":-0.2532846927642822},{"word":"yeah","start":1858.765,"end":1859.265,"confidence":0.95336914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.052661653608083725},{"word":"yeah","start":1868.71,"end":1868.87,"confidence":0.9916992,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08521026372909546},{"word":"that'd","start":1868.87,"end":1869.19,"confidence":0.98657227,"punctuated_word":"That'd","sentiment":"neutral","sentiment_score":0.18635454773902893},{"word":"be","start":1869.19,"end":1869.35,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.15078479051589966},{"word":"good","start":1869.35,"end":1869.85,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.23508794605731964},{"word":"yes","start":1900.15,"end":1900.65,"confidence":0.8330078,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.16291683912277222},{"word":"yeah","start":1914.065,"end":1914.385,"confidence":0.7988281,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02687140181660652},{"word":"yeah","start":1914.385,"end":1914.705,"confidence":0.98999023,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.007430861704051495},{"word":"probably","start":1914.705,"end":1915.105,"confidence":0.6020508,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.027924155816435817},{"word":"something","start":1915.105,"end":1915.4249,"confidence":0.9550781,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.032124053686857224},{"word":"else","start":1915.4249,"end":1915.585,"confidence":0.5649414,"punctuated_word":"else","sentiment":"neutral","sentiment_score":-0.03350382298231125},{"word":"to","start":1915.585,"end":1915.745,"confidence":0.5058594,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.041564181447029114},{"word":"do","start":1915.745,"end":1916.065,"confidence":0.9975586,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.031008072197437286},{"word":"yes","start":1916.065,"end":1916.565,"confidence":0.8901367,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11066271364688872},{"word":"yes","start":1925.38,"end":1925.88,"confidence":0.8251953,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.28441309928894043},{"word":"thank","start":1925.9401,"end":1926.26,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5722405314445496},{"word":"you","start":1926.26,"end":1926.76,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4915289580821991},{"word":"because","start":1940.9349,"end":1941.335,"confidence":0.54785156,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.01226217858493328},{"word":"it","start":1941.335,"end":1941.415,"confidence":0.95947266,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.016459748148918152},{"word":"was","start":1941.415,"end":1941.495,"confidence":0.6557617,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.005787475034594536},{"word":"a","start":1941.495,"end":1941.575,"confidence":0.3864746,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.011293970048427582},{"word":"i","start":1941.655,"end":1941.735,"confidence":0.9902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.009306401014328005},{"word":"think","start":1941.735,"end":1941.975,"confidence":0.9980469,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.006506610661745071},{"word":"we","start":1941.975,"end":1942.135,"confidence":0.5449219,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.012181101366877556},{"word":"were","start":1942.135,"end":1942.2949,"confidence":0.8881836,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.013065889477729796},{"word":"doing","start":1942.2949,"end":1942.535,"confidence":0.9980469,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.028443846851587296},{"word":"100","start":1942.535,"end":1943.015,"confidence":0.99560547,"punctuated_word":"100","sentiment":"neutral","sentiment_score":0.02671511471271515},{"word":"a","start":1943.015,"end":1943.1749,"confidence":0.6123047,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.025365259498357773},{"word":"week","start":1943.1749,"end":1943.6749,"confidence":0.9926758,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.029855595901608467},{"word":"yep","start":1956.29,"end":1956.79,"confidence":0.8779297,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.054882340133190155},{"word":"yep","start":1957.25,"end":1957.7301,"confidence":0.80493164,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0649191290140152},{"word":"yep","start":1957.7301,"end":1958.13,"confidence":0.88183594,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12585465610027313},{"word":"perfect","start":1958.13,"end":1958.63,"confidence":0.9797363,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4551389813423157},{"word":"correct","start":1971.2051,"end":1971.7051,"confidence":0.97265625,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.05369647592306137},{"word":"correct","start":1975.5599,"end":1976.0599,"confidence":0.9597168,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.0898444876074791},{"word":"yes","start":1984.44,"end":1984.94,"confidence":0.99658203,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0869077742099762},{"word":"yes","start":1998.085,"end":1998.325,"confidence":0.98706055,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.062432751059532166},{"word":"i","start":1998.325,"end":1998.485,"confidence":0.96972656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06815040111541748},{"word":"do","start":1998.485,"end":1998.725,"confidence":0.99902344,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.08091352880001068},{"word":"yes","start":1998.725,"end":1999.225,"confidence":0.93725586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08208286762237549},{"word":"sure","start":2004.83,"end":2005.07,"confidence":0.7290039,"punctuated_word":"Sure","sentiment":"neutral","sentiment_score":0.09274560213088988},{"word":"does","start":2005.07,"end":2005.57,"confidence":0.98999023,"punctuated_word":"does.","sentiment":"neutral","sentiment_score":0.10752198100090028},{"word":"honestly","start":2038.345,"end":2038.825,"confidence":0.83618164,"punctuated_word":"Honestly,","sentiment":"neutral","sentiment_score":-0.056521229445934296},{"word":"don't","start":2038.825,"end":2038.985,"confidence":0.86938477,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.07264207303524017},{"word":"mind","start":2038.985,"end":2039.1449,"confidence":1.0,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":-0.07922801375389099},{"word":"because","start":2039.1449,"end":2039.3049,"confidence":0.79052734,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.093347929418087},{"word":"i","start":2039.3049,"end":2039.465,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0964948832988739},{"word":"don't","start":2039.465,"end":2039.865,"confidence":0.9914551,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.07987375557422638},{"word":"really","start":2039.865,"end":2040.105,"confidence":0.98828125,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.0847899466753006},{"word":"think","start":2040.105,"end":2040.345,"confidence":0.98095703,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.1179553121328354},{"word":"much","start":2040.345,"end":2040.6649,"confidence":0.97314453,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.09428562968969344},{"word":"changes","start":2040.6649,"end":2041.1449,"confidence":0.9448242,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.12902992963790894},{"word":"in","start":2041.1449,"end":2041.3049,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1224575787782669},{"word":"my","start":2041.3049,"end":2041.5449,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.12414899468421936},{"word":"world","start":2041.5449,"end":2042.0449,"confidence":0.91845703,"punctuated_word":"world.","sentiment":"neutral","sentiment_score":-0.13728559017181396},{"word":"like","start":2042.105,"end":2042.605,"confidence":0.9667969,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":-0.04950842261314392},{"word":"yeah","start":2043.065,"end":2043.565,"confidence":0.91625977,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.02685939148068428},{"word":"yeah","start":2047.225,"end":2047.725,"confidence":0.7805176,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0007285438477993011},{"word":"yeah","start":2048.345,"end":2048.825,"confidence":0.89453125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04146995022892952},{"word":"sounds","start":2048.825,"end":2049.305,"confidence":0.95703125,"punctuated_word":"Sounds","sentiment":"neutral","sentiment_score":0.08347122371196747},{"word":"good","start":2049.305,"end":2049.805,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.15100997686386108},{"word":"yeah","start":2050.8599,"end":2051.3599,"confidence":0.779541,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04529346525669098},{"word":"yeah","start":2052.2998,"end":2052.7998,"confidence":0.7751465,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04254906252026558},{"word":"yeah","start":2056.6199,"end":2057.0198,"confidence":0.9680176,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1718088686466217},{"word":"sounds","start":2057.0198,"end":2057.42,"confidence":0.9790039,"punctuated_word":"Sounds","sentiment":"neutral","sentiment_score":0.32709503173828125},{"word":"good","start":2057.42,"end":2057.92,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.33042117953300476},{"word":"yes","start":2068.005,"end":2068.505,"confidence":0.97924805,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09852328896522522},{"word":"yes","start":2075.285,"end":2075.785,"confidence":0.923584,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09579909592866898},{"word":"yes","start":2096.635,"end":2097.135,"confidence":0.99365234,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0886993408203125},{"word":"yes","start":2101.035,"end":2101.535,"confidence":0.99194336,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1925007849931717},{"word":"hello","start":2126.685,"end":2127.185,"confidence":0.9453125,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.07723202556371689},{"word":"yes","start":2161.335,"end":2161.835,"confidence":0.94750977,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08280281722545624},{"word":"yes","start":2162.135,"end":2162.58,"confidence":0.87768555,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.20632532238960263},{"word":"yes","start":2170.1,"end":2170.6,"confidence":0.83569336,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06563225388526917},{"word":"yep","start":2190.73,"end":2191.23,"confidence":0.77905273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.004003409296274185},{"word":"yes","start":2203.77,"end":2204.27,"confidence":0.9597168,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.026300866156816483},{"word":"yeah","start":2216.595,"end":2217.095,"confidence":0.9770508,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07658254355192184},{"word":"yeah","start":2223.78,"end":2224.26,"confidence":0.9794922,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17028117179870603},{"word":"sounds","start":2224.26,"end":2224.66,"confidence":0.9716797,"punctuated_word":"Sounds","sentiment":"positive","sentiment_score":0.5114911794662476},{"word":"good","start":2224.66,"end":2225.16,"confidence":0.99853516,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5407726764678955},{"word":"no","start":2240.645,"end":2241.145,"confidence":0.9260254,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1434391587972641},{"word":"no","start":2242.085,"end":2242.585,"confidence":0.8269043,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11063656210899352},{"word":"sure","start":2258.36,"end":2258.86,"confidence":0.9802246,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.1477525532245636},{"word":"yep","start":2268.0452,"end":2268.5452,"confidence":0.81689453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13261517882347107},{"word":"thank","start":2284.52,"end":2285.02,"confidence":0.10296631,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.5735642910003662},{"word":"you","start":2300.265,"end":2300.52,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.43402624130249023},{"word":"perfect","start":2304.6,"end":2304.92,"confidence":0.91015625,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.7186015844345093},{"word":"thank","start":2304.92,"end":2305.24,"confidence":0.98535156,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6717783808708191},{"word":"you","start":2305.24,"end":2305.56,"confidence":0.98168945,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.721178412437439},{"word":"eugenia","start":2305.56,"end":2306.06,"confidence":0.7566223,"punctuated_word":"Eugenia.","sentiment":"positive","sentiment_score":0.635961651802063},{"word":"thank","start":2306.52,"end":2306.84,"confidence":0.91259766,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6462218165397644},{"word":"you","start":2306.84,"end":2307.0,"confidence":0.78344727,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.7243281006813049},{"word":"georgina","start":2307.0,"end":2307.5,"confidence":0.6647949,"punctuated_word":"Georgina.","sentiment":"positive","sentiment_score":0.5137227773666382},{"word":"yeah","start":2312.28,"end":2312.6,"confidence":0.9458008,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.4318305552005768},{"word":"i","start":2312.6,"end":2312.76,"confidence":0.69384766,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5353273749351501},{"word":"will","start":2312.76,"end":2312.92,"confidence":0.54418945,"punctuated_word":"will.","sentiment":"positive","sentiment_score":0.5238733291625977},{"word":"it's","start":2312.92,"end":2313.32,"confidence":0.98461914,"punctuated_word":"It's","sentiment":"positive","sentiment_score":0.7871829867362976},{"word":"lovely","start":2313.32,"end":2313.82,"confidence":0.9941406,"punctuated_word":"lovely.","sentiment":"positive","sentiment_score":0.8278861045837402},{"word":"hope","start":2313.8801,"end":2314.12,"confidence":0.8183594,"punctuated_word":"Hope","sentiment":"positive","sentiment_score":0.730962872505188},{"word":"you","start":2314.12,"end":2314.28,"confidence":0.99121094,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7489391565322876},{"word":"get","start":2314.28,"end":2314.44,"confidence":0.9970703,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.7702860832214355},{"word":"some","start":2314.44,"end":2314.68,"confidence":0.9633789,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.7442105412483215},{"word":"on","start":2314.68,"end":2314.84,"confidence":1.0,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.7593132853507996},{"word":"the","start":2314.84,"end":2315.0,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.761222243309021},{"word":"weekend","start":2315.0,"end":2315.5,"confidence":0.99072266,"punctuated_word":"weekend.","sentiment":"positive","sentiment_score":0.7041540145874023},{"word":"bye","start":2319.5352,"end":2319.7751,"confidence":0.63427734,"punctuated_word":"Bye","sentiment":"positive","sentiment_score":0.4039314389228821},{"word":"bye","start":2319.7751,"end":2320.2751,"confidence":0.88720703,"punctuated_word":"bye.","sentiment":"neutral","sentiment_score":0.17905811965465546},{"word":"see","start":2320.8152,"end":2321.0552,"confidence":0.8857422,"punctuated_word":"See","sentiment":"neutral","sentiment_score":0.1573142111301422},{"word":"you","start":2321.0552,"end":2321.5552,"confidence":0.99560547,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.20889225602149963},{"word":"bye","start":2322.0151,"end":2322.3352,"confidence":0.9448242,"punctuated_word":"Bye","sentiment":"neutral","sentiment_score":0.13417820632457733},{"word":"bye","start":2322.3352,"end":2322.8352,"confidence":0.9970703,"punctuated_word":"bye.","sentiment":"neutral","sentiment_score":0.19361600279808044},{"word":"bye","start":2323.695,"end":2324.195,"confidence":0.9555664,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.11130595207214355}],"paragraphs":{"transcript":"\nHello? Well, thank you. How are you? Good. Oh, good.\n\nYeah. Sure. No problem. Yeah. Really good.\n\nThank you. How about yours? We do. We do. Yes.\n\nNo prob. Amelia Jane Ferguson. '78. 2000 Common, Camden Park, New South Wales. Lovely.\n\nBeautiful. About twenty twenty seven today. It's stunning. Oh, wow. Yeah.\n\nNo. It's lovely for you. Yes. Yes. That will be nice for you guys.\n\nNo. Not really. No. No. The only thing I did was buy a new car last December.\n\nThat's really, yeah, that's really it. It's a Toyota Prado. Yeah. It is nice. Yeah.\n\nIt's good. I like it. No. It's sold that one. What would it be valued at?\n\nIt's a good question. Probably, like, 85. Yeah. I just popped in I just popped up my home loan with it. I just popped it onto my onto my current sort of loan, if that makes sense.\n\nYeah. Home loan's at 112. Yeah. Sitting in the redraw. No.\n\nThere's nothing in the redraw. Like, there's like, the available redraw is a 123. But then that no. I just sit I just sit on that amount if that makes sense. I could transfer all my, like, wages into that one if that makes sense.\n\nYeah. Yes, Yeah. No. I reckon it's about the same. How's it been selling for around that ish.\n\nYeah. Yep. Still got that. Yeah. Perfect.\n\nYep. Yep. Yep. Yeah. I think it's, like, $8.50 now or something.\n\nYep. It's about around that. Yep. Oh, yes. Yep.\n\nSorry. You just said another thing I note down. I was just waiting for you to keep talking. That's always hard, isn't it? I don't have a lot in the houses.\n\nThat's really furniture and TVs and, like, 20,000 would do maybe. I don't think so. No. No. Yeah.\n\nYep. Yeah. Yep. Good. Yeah.\n\nThat is good. Yes. Hello? Yes. Yes.\n\nGood. Good. Yes. Yes. Go ahead.\n\nYes. That's the goal. No. You're alright. Yes.\n\nYeah. Yep. Makes sense. Yeah. Yeah.\n\nK. Yes. Yes. I think I'm okay. I don't really necessarily understand that really well, but, yeah, I think it's fine.\n\nWhat would like, we do a professional opinion. Is that sort of seems okay? Yes. No. You said that beautifully.\n\nThey're all my kids. Yeah. No. Yes. Yes.\n\nYeah. Yeah. Yes. Yeah. Yes.\n\nYes. Yeah. I think it's fine. Yeah. Yes.\n\nSay that again. Sorry. That just be cut out. My what amount? I think it's a little bit more than that.\n\nHold on. Let me just grab a sugar plate, please. Hold on. I should know that answer, shouldn't I? I'm just going to my emails.\n\nOkay. So alright. Let's have a look at this one. So yeah. Yeah.\n\nThat is probably about right because the annual salary is 130, and then we get the director's allowance each week of $7.50. So if you add those two together, that would probably be about that. Is that right? Yes. So I have a partner, like a business partner.\n\nSo possibly not. Because, you know, like, we're in partnerships. Like, if it was just me, well, I could pay myself. But if I'm not physically working in the business, like, that wouldn't be fair to her. No.\n\nNo. Yeah. No. Yeah. I know what you're saying.\n\nSo then then that just means the premium increases, doesn't it? Capacity. Yeah. Yeah. Yeah.\n\nI think I think that I think that would be I think that I think that would be fine because I'm pretty sure right now agreement work is we still would get the if something happens to us, we still got the director's part, just not the salary part. Yeah. So that sort of covered that sort of I think that's what I've based that off, if that makes sense. Yes. Yeah.\n\nYeah. I was just trying to think what yeah. Yeah. So I think that's yeah. That's fine.\n\nYeah. Yes. Yeah. Yes. Makes sense.\n\nYes. Yes. Yes. Yes. Yep.\n\nMakes sense. Yes. Yes. Yes. Yep.\n\nLovely. Thank you. Actually, I don't I don't actually know what it's for, to tell you the truth. Yeah. Yes.\n\nOkay. Yeah. Yeah. It does. Yeah.\n\nThank you. None. None. That's been very well explained. Yeah.\n\nAbsolutely. Yes. Yes. Yep. Yep.\n\nMakes sense. I think so. It's hard to think that far ahead, isn't it? Yes. Yes.\n\nYeah. Yeah. We've sort of got that down if something happens to one of us that the other the other, you know, partner gets the option to, you know, to buy, you know, that the other person out type thing. Yeah. Otherwise, we'd, you know, otherwise, we'd sell and, yeah, sort of go housing.\n\nYeah, the the debt or the the debt or the other. Yeah. So that's where we're at with that. Yeah. Yes.\n\nCorrect. No. We've sort of just my business partner, Brenda, and I've just sort of said we're just because they're both so active in it and we love it, we're just gonna keep, you know, going with it. And then if one of us gets to a point where we go, okay. We're done or we've had enough or we might even then just, like, lease it out.\n\nYou know how you can lease them out. So we still owe them somebody, like, lease the business side of it. Yeah. But at the moment, we don't really talk about it because we're just always just happy doing what we're doing, like working part time in it and yeah. It's good.\n\nYes. Yes. Good job. Good job. Love it.\n\nLove it. It makes my the little people make my heart happy. Yeah. I know. My son my youngest is nine.\n\nIt's nice, isn't it? Yeah. It's a good age. They just go go go. They just go go go.\n\nLike, we got soccer. But this morning, he wakes up at six and after. He says, soccer training today, mom? I said, yes, darling. Soccer training today.\n\nLike, they just they love it. Yeah. That's nice, isn't it? Yeah. It's sweet.\n\nThey're like they're like the mama's been around. No. Trust me. They don't. No.\n\nDo you know what I only did this year, which I don't know why I'd never done it before? I went from paying monthly to weekly. So I don't know why I hadn't done that. I just yeah. I'm not sure why.\n\nI was talking to my girlfriend something, and she goes, oh, what do you pay a week off your loan? And I said, oh my goodness. I said, I still pay it weekly. So I rang and changed that. But, yeah, I just see I just feel like I just sort of manage I'm just trying to manage, I think, financially at the moment just, you know, like, with the cost of living and, yeah, having sort of having four children on one income, it's some weeks I'm some weeks I manage.\n\nOther weeks I've gotta draw down on it, like, you know, like, to get a bit more money, like like, for me to you know, if it's their birthday or, you know, something like that, and I just need that extra bit of money. So and because I just put my salary across to it every week, I I I probably need to sit down and do that. You know, like a budget. You know, you go pay for your money much much familiar. That's that's that's that.\n\nThat insurance is that. I I don't really do that. I just transfer it all across, and then I bring it down when I need it, if that makes sense. So I sort of don't really like, yeah. Sometimes I go, should I go and get another job?\n\nBecause maybe I need more money and yeah. Because there's only you know, my business partner and I, it's gotta be obviously fair in the business. Like, I'd probably like to work four days in the business and earn more money, but she only wants to work three. So it's I can't really get any more, like, any more money because it's it's a weird it's a weird arrangement. She's not happy to pay me more, but she's happy to pay other people more.\n\nLike, it's interesting. Yeah. It's very yeah. It's it's very interesting because I'm, like, the only childhood teacher, so I'm the one with the qualification. But she's yeah.\n\nThat's not yeah. So it's I find that a bit tricky because I'd love just to work four days and get a little bit more money. Like, because it's my own business, but she likes to just keep it she likes to keep it exactly the same, which I understand from her point of view. I understand that, but it's a bit hard on me when yeah. I'd I'd like to just have a little bit more money, and I could I could go to work another day.\n\nYeah. Yeah. That'd be good. Yes. Yeah.\n\nYeah. Probably something else to do. Yes. Yes. Thank you.\n\nBecause it was a I think we were doing 100 a week. Yep. Yep. Yep. Perfect.\n\nCorrect. Correct. Yes. Yes. I do.\n\nYes. Sure does. Honestly, don't mind because I don't really think much changes in my world. Like yeah. Yeah.\n\nYeah. Sounds good. Yeah. Yeah. Yeah.\n\nSounds good. Yes. Yes. Yes. Yes.\n\nHello? Yes. Yes. Yes. Yep.\n\nYes. Yeah. Yeah. Sounds good. No.\n\nNo. Sure. Yep. Thank you. Perfect.\n\nThank you, Eugenia. Thank you, Georgina. Yeah. I will. It's lovely.\n\nHope you get some on the weekend. Bye bye. See you. Bye bye. Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":1.12,"end":1.62,"sentiment":"neutral","sentiment_score":0.0244807917624712},{"text":"Well, thank you.","start":6.8799996,"end":7.6,"sentiment":"positive","sentiment_score":0.3463756243387858},{"text":"How are you?","start":7.6,"end":8.42,"sentiment":"neutral","sentiment_score":0.21222196022669473},{"text":"Good.","start":9.679999,"end":10.179999,"sentiment":"positive","sentiment_score":0.5204766988754272},{"text":"Oh, good.","start":10.8,"end":11.54,"sentiment":"neutral","sentiment_score":0.2429591491818428}],"sentiment":"neutral","sentiment_score":0.2706668542698026,"num_words":10,"start":1.12,"end":11.54},{"sentences":[{"text":"Yeah.","start":14.8949995,"end":15.135,"sentiment":"neutral","sentiment_score":0.09278731048107149},{"text":"Sure.","start":15.135,"end":15.375,"sentiment":"neutral","sentiment_score":0.1261715441942215},{"text":"No problem.","start":15.375,"end":16.035,"sentiment":"neutral","sentiment_score":0.18720287829637527},{"text":"Yeah.","start":20.015,"end":20.335,"sentiment":"neutral","sentiment_score":0.22214707732200625},{"text":"Really good.","start":20.335,"end":20.895,"sentiment":"positive","sentiment_score":0.4254429340362549}],"sentiment":"neutral","sentiment_score":0.23805679380893707,"num_words":7,"start":14.8949995,"end":20.895},{"sentences":[{"text":"Thank you.","start":20.895,"end":21.295,"sentiment":"positive","sentiment_score":0.3826937973499298},{"text":"How about yours?","start":21.295,"end":22.275,"sentiment":"neutral","sentiment_score":0.23434356351693472},{"text":"We do.","start":26.654999,"end":27.375,"sentiment":"neutral","sentiment_score":0.31804943084716797},{"text":"We do.","start":27.375,"end":28.115,"sentiment":"neutral","sentiment_score":0.29653100669384},{"text":"Yes.","start":37.88,"end":38.2,"sentiment":"neutral","sentiment_score":0.08218131214380264}],"sentiment":"neutral","sentiment_score":0.27797604724764824,"num_words":10,"start":20.895,"end":38.2},{"sentences":[{"text":"No prob.","start":38.2,"end":38.940002,"sentiment":"neutral","sentiment_score":0.13282425701618195},{"text":"Amelia Jane Ferguson.","start":50.434998,"end":51.795,"sentiment":"neutral","sentiment_score":0.01417128803829352},{"text":"'78.","start":51.795,"end":54.114998,"sentiment":"neutral","sentiment_score":0.012197643518447876},{"text":"2000 Common, Camden Park, New South Wales.","start":54.114998,"end":57.015,"sentiment":"neutral","sentiment_score":0.027836281673184464},{"text":"Lovely.","start":62.050003,"end":62.370003,"sentiment":"positive","sentiment_score":0.4168698191642761}],"sentiment":"neutral","sentiment_score":0.06657741518158998,"num_words":14,"start":38.2,"end":62.370003},{"sentences":[{"text":"Beautiful.","start":62.370003,"end":62.870003,"sentiment":"positive","sentiment_score":0.41719546914100647},{"text":"About twenty twenty seven today.","start":63.57,"end":65.25,"sentiment":"neutral","sentiment_score":0.16961875259876252},{"text":"It's stunning.","start":65.25,"end":66.23,"sentiment":"positive","sentiment_score":0.5173932015895844},{"text":"Oh, wow.","start":72.935005,"end":73.495,"sentiment":"neutral","sentiment_score":0.08639322966337204},{"text":"Yeah.","start":73.495,"end":73.735,"sentiment":"neutral","sentiment_score":0.05593158304691315}],"sentiment":"neutral","sentiment_score":0.22989033433524045,"num_words":11,"start":62.370003,"end":73.735},{"sentences":[{"text":"No.","start":73.735,"end":73.895004,"sentiment":"neutral","sentiment_score":0.1253490447998047},{"text":"It's lovely for you.","start":73.895004,"end":75.195,"sentiment":"positive","sentiment_score":0.3450220376253128},{"text":"Yes.","start":80.935005,"end":81.255005,"sentiment":"neutral","sentiment_score":0.17206060886383057},{"text":"Yes.","start":81.255005,"end":81.575005,"sentiment":"neutral","sentiment_score":0.2341000735759735},{"text":"That will be nice for you guys.","start":81.575005,"end":83.195,"sentiment":"positive","sentiment_score":0.42749631830624174}],"sentiment":"positive","sentiment_score":0.35029086470603943,"num_words":14,"start":73.735,"end":83.195},{"sentences":[{"text":"No.","start":102.655,"end":102.895,"sentiment":"neutral","sentiment_score":-0.21912097930908203},{"text":"Not really.","start":102.895,"end":103.635,"sentiment":"neutral","sentiment_score":-0.21262728422880173},{"text":"No.","start":103.775,"end":104.275,"sentiment":"neutral","sentiment_score":-0.241867333650589},{"text":"No.","start":122.02,"end":122.34,"sentiment":"neutral","sentiment_score":-0.14793750643730164},{"text":"The only thing I did was buy a new car last December.","start":122.34,"end":125.08,"sentiment":"neutral","sentiment_score":-0.081467575704058}],"sentiment":"neutral","sentiment_score":-0.11834066448842778,"num_words":17,"start":102.655,"end":125.08},{"sentences":[{"text":"That's really, yeah, that's really it.","start":127.585,"end":130.00499,"sentiment":"neutral","sentiment_score":-0.008448106236755848},{"text":"It's a Toyota Prado.","start":134.14499,"end":135.605,"sentiment":"neutral","sentiment_score":0.06852670665830374},{"text":"Yeah.","start":137.825,"end":138.14499,"sentiment":"neutral","sentiment_score":0.23555105924606323},{"text":"It is nice.","start":138.14499,"end":138.785,"sentiment":"positive","sentiment_score":0.3873150845368703},{"text":"Yeah.","start":138.785,"end":139.025,"sentiment":"neutral","sentiment_score":0.22860011458396912}],"sentiment":"neutral","sentiment_score":0.12330097444355488,"num_words":15,"start":127.585,"end":139.025},{"sentences":[{"text":"It's good.","start":139.025,"end":139.425,"sentiment":"positive","sentiment_score":0.35278554260730743},{"text":"I like it.","start":139.425,"end":140.325,"sentiment":"neutral","sentiment_score":0.22252246737480164},{"text":"No.","start":151.5,"end":151.66,"sentiment":"neutral","sentiment_score":-0.05263686925172806},{"text":"It's sold that one.","start":151.66,"end":152.88,"sentiment":"neutral","sentiment_score":0.000055066775530576706},{"text":"What would it be valued at?","start":164.585,"end":166.285,"sentiment":"neutral","sentiment_score":0.019129488927622635}],"sentiment":"neutral","sentiment_score":0.08971867617219687,"num_words":16,"start":139.025,"end":166.285},{"sentences":[{"text":"It's a good question.","start":169.85,"end":170.99,"sentiment":"neutral","sentiment_score":0.04265559557825327},{"text":"Probably, like, 85.","start":178.65001,"end":182.355,"sentiment":"neutral","sentiment_score":-0.000615337553123633},{"text":"Yeah.","start":182.355,"end":182.855,"sentiment":"neutral","sentiment_score":0.008909163996577263},{"text":"I just popped in I just popped up my home loan with it.","start":192.515,"end":195.575,"sentiment":"neutral","sentiment_score":0.004530661381207979},{"text":"I just popped it onto my onto my current sort of loan, if that makes sense.","start":196.28,"end":200.12,"sentiment":"neutral","sentiment_score":0.03563542396295816}],"sentiment":"neutral","sentiment_score":0.021804078784141992,"num_words":37,"start":169.85,"end":200.12},{"sentences":[{"text":"Yeah.","start":200.12,"end":200.62,"sentiment":"neutral","sentiment_score":0.022375179454684258},{"text":"Home loan's at 112.","start":224.51999,"end":226.54,"sentiment":"neutral","sentiment_score":0.016748660011216998},{"text":"Yeah.","start":237.925,"end":238.245,"sentiment":"neutral","sentiment_score":-0.028852125629782677},{"text":"Sitting in the redraw.","start":238.245,"end":239.465,"sentiment":"neutral","sentiment_score":-0.05260008666664362},{"text":"No.","start":241.44499,"end":241.685,"sentiment":"neutral","sentiment_score":-0.04282764717936516}],"sentiment":"neutral","sentiment_score":-0.017519118179651825,"num_words":11,"start":200.12,"end":241.685},{"sentences":[{"text":"There's nothing in the redraw.","start":241.685,"end":242.965,"sentiment":"neutral","sentiment_score":-0.20552310347557068},{"text":"Like, there's like, the available redraw is a 123.","start":242.965,"end":247.465,"sentiment":"neutral","sentiment_score":-0.08464179105228847},{"text":"But then that no.","start":248.005,"end":249.22,"sentiment":"neutral","sentiment_score":-0.050466728396713734},{"text":"I just sit I just sit on that amount if that makes sense.","start":249.22,"end":251.78,"sentiment":"neutral","sentiment_score":-0.045140803719942384},{"text":"I could transfer all my, like, wages into that one if that makes sense.","start":251.78,"end":256.6,"sentiment":"neutral","sentiment_score":0.015198646445891686}],"sentiment":"neutral","sentiment_score":-0.05256239885671271,"num_words":45,"start":241.685,"end":256.6},{"sentences":[{"text":"Yeah.","start":258.1,"end":258.6,"sentiment":"neutral","sentiment_score":0.1546890139579773},{"text":"Yes, Yeah.","start":258.66,"end":269.755,"sentiment":"neutral","sentiment_score":0.05244949413463473},{"text":"No.","start":269.755,"end":269.995,"sentiment":"neutral","sentiment_score":-0.05555488541722298},{"text":"I reckon it's about the same.","start":269.995,"end":271.195,"sentiment":"neutral","sentiment_score":-0.05123363435268402},{"text":"How's it been selling for around that ish.","start":271.195,"end":272.875,"sentiment":"neutral","sentiment_score":-0.009849740716163069}],"sentiment":"neutral","sentiment_score":-0.010120367501965828,"num_words":18,"start":258.1,"end":272.875},{"sentences":[{"text":"Yeah.","start":272.875,"end":273.375,"sentiment":"neutral","sentiment_score":0.1285533308982849},{"text":"Yep.","start":278.03,"end":278.43,"sentiment":"neutral","sentiment_score":0.03934377431869507},{"text":"Still got that.","start":278.43,"end":279.49,"sentiment":"neutral","sentiment_score":0.07774546990791957},{"text":"Yeah.","start":284.34998,"end":284.75,"sentiment":"neutral","sentiment_score":0.1802496612071991},{"text":"Perfect.","start":284.75,"end":285.25,"sentiment":"positive","sentiment_score":0.4122820496559143}],"sentiment":"neutral","sentiment_score":0.14195217511483602,"num_words":7,"start":272.875,"end":285.25},{"sentences":[{"text":"Yep.","start":292.125,"end":292.625,"sentiment":"neutral","sentiment_score":0.04149534180760384},{"text":"Yep.","start":297.805,"end":298.205,"sentiment":"neutral","sentiment_score":0.055496953427791595},{"text":"Yep.","start":298.205,"end":298.705,"sentiment":"neutral","sentiment_score":0.11857029050588608},{"text":"Yeah.","start":309.0,"end":309.32,"sentiment":"neutral","sentiment_score":-0.00035274866968393326},{"text":"I think it's, like, $8.50 now or something.","start":309.32,"end":311.48,"sentiment":"neutral","sentiment_score":-0.007142666188883595}],"sentiment":"neutral","sentiment_score":0.013172375630044067,"num_words":12,"start":292.125,"end":311.48},{"sentences":[{"text":"Yep.","start":311.48,"end":311.72,"sentiment":"neutral","sentiment_score":0.009130760096013546},{"text":"It's about around that.","start":311.72,"end":312.76,"sentiment":"neutral","sentiment_score":0.0050485627725720406},{"text":"Yep.","start":312.76,"end":313.26,"sentiment":"neutral","sentiment_score":0.09518752992153168},{"text":"Oh, yes.","start":331.42,"end":331.9,"sentiment":"neutral","sentiment_score":-0.01499104406684637},{"text":"Yep.","start":331.9,"end":332.14,"sentiment":"neutral","sentiment_score":-0.015998555347323418}],"sentiment":"neutral","sentiment_score":0.008725766402979692,"num_words":9,"start":311.48,"end":332.14},{"sentences":[{"text":"Sorry.","start":332.14,"end":332.30002,"sentiment":"neutral","sentiment_score":-0.05872157588601112},{"text":"You just said another thing I note down.","start":332.30002,"end":333.82,"sentiment":"neutral","sentiment_score":-0.07734505040571094},{"text":"I was just waiting for you to keep talking.","start":333.82,"end":335.68002,"sentiment":"neutral","sentiment_score":-0.10338472492165035},{"text":"That's always hard, isn't it?","start":346.285,"end":348.065,"sentiment":"neutral","sentiment_score":-0.12345671355724334},{"text":"I don't have a lot in the houses.","start":349.165,"end":350.845,"sentiment":"neutral","sentiment_score":-0.147129712626338}],"sentiment":"neutral","sentiment_score":-0.10975050878140234,"num_words":31,"start":332.14,"end":350.845},{"sentences":[{"text":"That's really furniture and TVs and, like, 20,000 would do maybe.","start":350.845,"end":356.945,"sentiment":"neutral","sentiment_score":-0.03385916259139776},{"text":"I don't think so.","start":365.90002,"end":367.12003,"sentiment":"neutral","sentiment_score":-0.019847475457936525},{"text":"No.","start":367.18002,"end":367.68002,"sentiment":"neutral","sentiment_score":-0.07173410058021545},{"text":"No.","start":375.595,"end":376.095,"sentiment":"neutral","sentiment_score":-0.04982038587331772},{"text":"Yeah.","start":405.065,"end":405.565,"sentiment":"neutral","sentiment_score":0.10136687755584715}],"sentiment":"neutral","sentiment_score":-0.02622379440193375,"num_words":18,"start":350.845,"end":405.565},{"sentences":[{"text":"Yep.","start":416.29,"end":416.79,"sentiment":"neutral","sentiment_score":0.20594768226146695},{"text":"Yeah.","start":442.65002,"end":443.05002,"sentiment":"neutral","sentiment_score":0.19523349404335025},{"text":"Yep.","start":443.05002,"end":443.45,"sentiment":"neutral","sentiment_score":0.21547609567642212},{"text":"Good.","start":443.45,"end":443.95,"sentiment":"neutral","sentiment_score":0.20820266008377075},{"text":"Yeah.","start":459.945,"end":460.345,"sentiment":"positive","sentiment_score":0.3669828176498413}],"sentiment":"neutral","sentiment_score":0.23836854994297027,"num_words":5,"start":416.29,"end":460.345},{"sentences":[{"text":"That is good.","start":460.345,"end":461.405,"sentiment":"neutral","sentiment_score":0.3220360080401103},{"text":"Yes.","start":485.03998,"end":485.53998,"sentiment":"neutral","sentiment_score":0.08551396429538727},{"text":"Hello?","start":509.94,"end":510.44,"sentiment":"positive","sentiment_score":0.37600791454315186},{"text":"Yes.","start":526.205,"end":526.705,"sentiment":"positive","sentiment_score":0.5165704488754272},{"text":"Yes.","start":539.57,"end":540.07,"sentiment":"neutral","sentiment_score":0.2693360447883606}],"sentiment":"neutral","sentiment_score":0.31621948523180826,"num_words":7,"start":460.345,"end":540.07},{"sentences":[{"text":"Good.","start":540.37,"end":540.87,"sentiment":"positive","sentiment_score":0.3979773819446564},{"text":"Good.","start":541.01,"end":541.51,"sentiment":"positive","sentiment_score":0.35104888677597046},{"text":"Yes.","start":549.425,"end":549.925,"sentiment":"neutral","sentiment_score":0.07798746228218079},{"text":"Yes.","start":550.865,"end":551.365,"sentiment":"neutral","sentiment_score":0.08578111231327057},{"text":"Go ahead.","start":551.425,"end":555.66504,"sentiment":"neutral","sentiment_score":0.059030402451753616}],"sentiment":"neutral","sentiment_score":0.17180927470326424,"num_words":6,"start":540.37,"end":555.66504},{"sentences":[{"text":"Yes.","start":555.66504,"end":555.985,"sentiment":"neutral","sentiment_score":0.07306882739067078},{"text":"That's the goal.","start":555.985,"end":556.805,"sentiment":"neutral","sentiment_score":0.10211501022179921},{"text":"No.","start":572.16003,"end":572.4,"sentiment":"neutral","sentiment_score":0.023710615932941437},{"text":"You're alright.","start":572.4,"end":573.06006,"sentiment":"neutral","sentiment_score":0.022068175254389644},{"text":"Yes.","start":594.55,"end":595.05,"sentiment":"neutral","sentiment_score":0.04325132817029953}],"sentiment":"neutral","sentiment_score":0.061314019083511084,"num_words":8,"start":555.66504,"end":595.05},{"sentences":[{"text":"Yeah.","start":602.685,"end":603.005,"sentiment":"neutral","sentiment_score":0.1423397809267044},{"text":"Yep.","start":603.005,"end":603.325,"sentiment":"neutral","sentiment_score":0.15699106454849243},{"text":"Makes sense.","start":603.325,"end":604.145,"sentiment":"neutral","sentiment_score":0.10949686914682388},{"text":"Yeah.","start":605.24506,"end":605.72504,"sentiment":"neutral","sentiment_score":0.12314718961715698},{"text":"Yeah.","start":605.72504,"end":606.22504,"sentiment":"neutral","sentiment_score":0.08616027235984802}],"sentiment":"neutral","sentiment_score":0.12127200762430827,"num_words":6,"start":602.685,"end":606.22504},{"sentences":[{"text":"K.","start":611.405,"end":611.905,"sentiment":"neutral","sentiment_score":0.016547895967960358},{"text":"Yes.","start":633.865,"end":634.365,"sentiment":"neutral","sentiment_score":0.09336461126804352},{"text":"Yes.","start":643.46497,"end":643.92,"sentiment":"neutral","sentiment_score":0.09012453258037569},{"text":"I think I'm okay.","start":651.2,"end":652.57996,"sentiment":"neutral","sentiment_score":-0.03773761261254549},{"text":"I don't really necessarily understand that really well, but, yeah, I think it's fine.","start":652.95996,"end":658.42,"sentiment":"neutral","sentiment_score":-0.053786635132772584}],"sentiment":"neutral","sentiment_score":-0.033520300118696125,"num_words":21,"start":611.405,"end":658.42},{"sentences":[{"text":"What would like, we do a professional opinion.","start":658.755,"end":661.155,"sentiment":"neutral","sentiment_score":-0.005686256801709533},{"text":"Is that sort of seems okay?","start":661.155,"end":663.815,"sentiment":"neutral","sentiment_score":0.022037675604224205},{"text":"Yes.","start":688.96497,"end":689.46497,"sentiment":"neutral","sentiment_score":0.1126965433359146},{"text":"No.","start":706.15,"end":706.39,"sentiment":"neutral","sentiment_score":-0.10413368791341782},{"text":"You said that beautifully.","start":706.39,"end":707.61,"sentiment":"neutral","sentiment_score":0.15168721415102482}],"sentiment":"neutral","sentiment_score":0.03510238556191325,"num_words":20,"start":658.755,"end":707.61},{"sentences":[{"text":"They're all my kids.","start":707.75,"end":708.55,"sentiment":"neutral","sentiment_score":0.29360124841332436},{"text":"Yeah.","start":708.55,"end":709.05,"sentiment":"positive","sentiment_score":0.35403668880462646},{"text":"No.","start":723.595,"end":724.095,"sentiment":"neutral","sentiment_score":0.14126020669937134},{"text":"Yes.","start":739.45996,"end":739.95996,"sentiment":"neutral","sentiment_score":0.13854211568832395},{"text":"Yes.","start":740.01996,"end":740.475,"sentiment":"neutral","sentiment_score":0.1507590264081955}],"sentiment":"neutral","sentiment_score":0.24487537890672684,"num_words":8,"start":707.75,"end":740.475},{"sentences":[{"text":"Yeah.","start":740.95496,"end":741.45496,"sentiment":"neutral","sentiment_score":0.22937721014022827},{"text":"Yeah.","start":742.15497,"end":742.65497,"sentiment":"positive","sentiment_score":0.4729411005973816},{"text":"Yes.","start":812.12006,"end":812.62006,"sentiment":"neutral","sentiment_score":0.04774291440844536},{"text":"Yeah.","start":812.68005,"end":813.18005,"sentiment":"neutral","sentiment_score":0.0915323719382286},{"text":"Yes.","start":813.72003,"end":814.22003,"sentiment":"neutral","sentiment_score":0.12019634991884232}],"sentiment":"neutral","sentiment_score":0.19235798940062523,"num_words":5,"start":740.95496,"end":814.22003},{"sentences":[{"text":"Yes.","start":834.73505,"end":835.135,"sentiment":"neutral","sentiment_score":0.1053510457277298},{"text":"Yeah.","start":835.135,"end":835.635,"sentiment":"neutral","sentiment_score":0.09267855435609818},{"text":"I think it's fine.","start":868.5,"end":869.72,"sentiment":"neutral","sentiment_score":0.25603584945201874},{"text":"Yeah.","start":869.86,"end":870.36,"sentiment":"neutral","sentiment_score":0.28758037090301514},{"text":"Yes.","start":872.58,"end":873.08,"sentiment":"neutral","sentiment_score":0.0646931529045105}],"sentiment":"neutral","sentiment_score":0.19680581521242857,"num_words":8,"start":834.73505,"end":873.08},{"sentences":[{"text":"Say that again.","start":885.715,"end":886.515,"sentiment":"neutral","sentiment_score":-0.0318626860777537},{"text":"Sorry.","start":886.515,"end":886.835,"sentiment":"neutral","sentiment_score":-0.1576502025127411},{"text":"That just be cut out.","start":886.835,"end":887.955,"sentiment":"neutral","sentiment_score":-0.15712316930294037},{"text":"My what amount?","start":887.955,"end":888.935,"sentiment":"neutral","sentiment_score":-0.024479711428284645},{"text":"I think it's a little bit more than that.","start":899.01,"end":900.77,"sentiment":"neutral","sentiment_score":-0.05074501037597656}],"sentiment":"neutral","sentiment_score":-0.074714206425207,"num_words":21,"start":885.715,"end":900.77},{"sentences":[{"text":"Hold on.","start":900.77,"end":901.08997,"sentiment":"neutral","sentiment_score":-0.0015266695991158477},{"text":"Let me just grab a sugar plate, please.","start":901.08997,"end":902.93,"sentiment":"neutral","sentiment_score":0.024525700137019157},{"text":"Hold on.","start":902.93,"end":903.67,"sentiment":"neutral","sentiment_score":0.012040037661790848},{"text":"I should know that answer, shouldn't I?","start":905.585,"end":907.525,"sentiment":"neutral","sentiment_score":0.0501511740897383},{"text":"I'm just going to my emails.","start":911.105,"end":912.565,"sentiment":"neutral","sentiment_score":0.07346768615146478}],"sentiment":"neutral","sentiment_score":0.0403638669103384,"num_words":25,"start":900.77,"end":912.565},{"sentences":[{"text":"Okay.","start":919.99,"end":920.31,"sentiment":"neutral","sentiment_score":0.08589673042297363},{"text":"So alright.","start":920.31,"end":920.87,"sentiment":"neutral","sentiment_score":0.10100778564810753},{"text":"Let's have a look at this one.","start":920.87,"end":922.31,"sentiment":"neutral","sentiment_score":0.09210697774376188},{"text":"So yeah.","start":922.31,"end":928.07,"sentiment":"neutral","sentiment_score":0.1058712787926197},{"text":"Yeah.","start":928.07,"end":928.23004,"sentiment":"neutral","sentiment_score":0.13083118200302124}],"sentiment":"neutral","sentiment_score":0.09809499119336788,"num_words":13,"start":919.99,"end":928.23004},{"sentences":[{"text":"That is probably about right because the annual salary is 130, and then we get the director's allowance each week of $7.50.","start":928.23004,"end":939.16504,"sentiment":"neutral","sentiment_score":0.1626853807405992},{"text":"So if you add those two together, that would probably be about that.","start":941.945,"end":944.585,"sentiment":"neutral","sentiment_score":0.17281012924817893},{"text":"Is that right?","start":944.585,"end":945.48505,"sentiment":"neutral","sentiment_score":0.16033588846524557},{"text":"Yes.","start":971.675,"end":972.175,"sentiment":"neutral","sentiment_score":0.1260288655757904},{"text":"So I have a partner, like a business partner.","start":997.695,"end":1000.115,"sentiment":"neutral","sentiment_score":0.011227477962772051}],"sentiment":"neutral","sentiment_score":0.13611862269074967,"num_words":48,"start":928.23004,"end":1000.115},{"sentences":[{"text":"So possibly not.","start":1004.27,"end":1005.89,"sentiment":"neutral","sentiment_score":-0.030503584692875545},{"text":"Because, you know, like, we're in partnerships.","start":1007.31,"end":1009.07,"sentiment":"neutral","sentiment_score":-0.008072116279176303},{"text":"Like, if it was just me, well, I could pay myself.","start":1009.07,"end":1011.15,"sentiment":"neutral","sentiment_score":0.0012583776631138542},{"text":"But if I'm not physically working in the business, like, that wouldn't be fair to her.","start":1011.15,"end":1015.535,"sentiment":"neutral","sentiment_score":-0.11546632251702249},{"text":"No.","start":1016.71497,"end":1017.19495,"sentiment":"neutral","sentiment_score":-0.20016160607337952}],"sentiment":"neutral","sentiment_score":-0.057415688949588095,"num_words":38,"start":1004.27,"end":1017.19495},{"sentences":[{"text":"No.","start":1017.19495,"end":1017.69495,"sentiment":"neutral","sentiment_score":-0.2249501645565033},{"text":"Yeah.","start":1017.75494,"end":1018.07495,"sentiment":"neutral","sentiment_score":-0.11678670346736908},{"text":"No.","start":1018.07495,"end":1018.57495,"sentiment":"neutral","sentiment_score":-0.1614680290222168},{"text":"Yeah.","start":1019.27496,"end":1019.77496,"sentiment":"neutral","sentiment_score":-0.04703714698553085},{"text":"I know what you're saying.","start":1058.26,"end":1059.46,"sentiment":"neutral","sentiment_score":-0.028594492375850676}],"sentiment":"neutral","sentiment_score":-0.07702383399009705,"num_words":9,"start":1017.19495,"end":1059.46},{"sentences":[{"text":"So then then that just means the premium increases, doesn't it?","start":1059.46,"end":1063.08,"sentiment":"neutral","sentiment_score":-0.039663159203800286},{"text":"Capacity.","start":1063.78,"end":1064.28,"sentiment":"neutral","sentiment_score":-0.17508505284786224},{"text":"Yeah.","start":1064.9,"end":1065.4,"sentiment":"neutral","sentiment_score":-0.047826193273067474},{"text":"Yeah.","start":1066.4199,"end":1066.9199,"sentiment":"neutral","sentiment_score":0.021765749901533127},{"text":"Yeah.","start":1070.4199,"end":1070.58,"sentiment":"neutral","sentiment_score":0.03978246450424194}],"sentiment":"neutral","sentiment_score":-0.03984385219713052,"num_words":15,"start":1059.46,"end":1070.58},{"sentences":[{"text":"I think I think that I think that would be I think that I think that would be fine because I'm pretty sure right now agreement work is we still would get the if something happens to us, we still got the director's part, just not the salary part.","start":1070.58,"end":1084.725,"sentiment":"neutral","sentiment_score":0.03061012895207624},{"text":"Yeah.","start":1084.725,"end":1084.965,"sentiment":"neutral","sentiment_score":0.021106164902448658},{"text":"So that sort of covered that sort of I think that's what I've based that off, if that makes sense.","start":1084.965,"end":1089.61,"sentiment":"neutral","sentiment_score":0.02673969594761729},{"text":"Yes.","start":1089.61,"end":1090.11,"sentiment":"neutral","sentiment_score":0.08238597959280014},{"text":"Yeah.","start":1090.49,"end":1090.99,"sentiment":"neutral","sentiment_score":0.31858718395233154}],"sentiment":"neutral","sentiment_score":0.034121799528495304,"num_words":72,"start":1070.58,"end":1090.99},{"sentences":[{"text":"Yeah.","start":1091.5299,"end":1091.85,"sentiment":"neutral","sentiment_score":0.13173194229602814},{"text":"I was just trying to think what yeah.","start":1091.85,"end":1093.69,"sentiment":"neutral","sentiment_score":-0.03796564810909331},{"text":"Yeah.","start":1093.69,"end":1094.01,"sentiment":"neutral","sentiment_score":0.006335549056529999},{"text":"So I think that's yeah.","start":1094.01,"end":1094.89,"sentiment":"neutral","sentiment_score":-0.028538862615823744},{"text":"That's fine.","start":1094.89,"end":1095.69,"sentiment":"neutral","sentiment_score":0.10726714879274368}],"sentiment":"neutral","sentiment_score":-0.0055186887655188045,"num_words":17,"start":1091.5299,"end":1095.69},{"sentences":[{"text":"Yeah.","start":1095.69,"end":1096.19,"sentiment":"neutral","sentiment_score":0.2550080418586731},{"text":"Yes.","start":1111.7151,"end":1112.2151,"sentiment":"neutral","sentiment_score":0.04693618044257164},{"text":"Yeah.","start":1138.9349,"end":1139.1749,"sentiment":"neutral","sentiment_score":0.05091698467731476},{"text":"Yes.","start":1139.1749,"end":1139.6749,"sentiment":"neutral","sentiment_score":0.11527755856513976},{"text":"Makes sense.","start":1139.735,"end":1140.615,"sentiment":"neutral","sentiment_score":0.1556764543056488}],"sentiment":"neutral","sentiment_score":0.1299152790258328,"num_words":6,"start":1095.69,"end":1140.615},{"sentences":[{"text":"Yes.","start":1140.615,"end":1141.11,"sentiment":"neutral","sentiment_score":0.2813323736190796},{"text":"Yes.","start":1151.03,"end":1151.53,"sentiment":"neutral","sentiment_score":0.1533932983875275},{"text":"Yes.","start":1171.09,"end":1171.59,"sentiment":"neutral","sentiment_score":0.2117478996515274},{"text":"Yes.","start":1179.57,"end":1180.07,"sentiment":"neutral","sentiment_score":0.12034574151039124},{"text":"Yep.","start":1180.13,"end":1180.53,"sentiment":"neutral","sentiment_score":0.13422004878520966}],"sentiment":"neutral","sentiment_score":0.18020787239074706,"num_words":5,"start":1140.615,"end":1180.53},{"sentences":[{"text":"Makes sense.","start":1180.53,"end":1181.35,"sentiment":"neutral","sentiment_score":0.13999129086732864},{"text":"Yes.","start":1181.41,"end":1181.835,"sentiment":"neutral","sentiment_score":0.2060353457927704},{"text":"Yes.","start":1218.885,"end":1219.385,"sentiment":"neutral","sentiment_score":0.24799135327339172},{"text":"Yes.","start":1232.4199,"end":1232.9199,"sentiment":"positive","sentiment_score":0.4363510608673096},{"text":"Yep.","start":1251.0701,"end":1251.5701,"sentiment":"neutral","sentiment_score":0.3313799798488617}],"sentiment":"neutral","sentiment_score":0.25029005358616513,"num_words":6,"start":1180.53,"end":1251.5701},{"sentences":[{"text":"Lovely.","start":1251.87,"end":1252.37,"sentiment":"positive","sentiment_score":0.6713689565658569},{"text":"Thank you.","start":1252.43,"end":1253.25,"sentiment":"positive","sentiment_score":0.7126021385192871},{"text":"Actually, I don't I don't actually know what it's for, to tell you the truth.","start":1278.7799,"end":1283.52,"sentiment":"neutral","sentiment_score":-0.17020804584026336},{"text":"Yeah.","start":1298.345,"end":1298.845,"sentiment":"neutral","sentiment_score":-0.04587729275226593},{"text":"Yes.","start":1349.25,"end":1349.75,"sentiment":"neutral","sentiment_score":-0.01556879561394453}],"sentiment":"neutral","sentiment_score":-0.02589967711828649,"num_words":20,"start":1251.87,"end":1349.75},{"sentences":[{"text":"Okay.","start":1353.135,"end":1353.635,"sentiment":"neutral","sentiment_score":-0.013136222958564758},{"text":"Yeah.","start":1358.015,"end":1358.415,"sentiment":"neutral","sentiment_score":0.026927566155791283},{"text":"Yeah.","start":1358.415,"end":1358.735,"sentiment":"neutral","sentiment_score":0.05905427411198616},{"text":"It does.","start":1358.735,"end":1359.135,"sentiment":"neutral","sentiment_score":0.10388736799359322},{"text":"Yeah.","start":1359.135,"end":1359.455,"sentiment":"neutral","sentiment_score":0.1903746128082275}],"sentiment":"neutral","sentiment_score":0.07849916101743777,"num_words":6,"start":1353.135,"end":1359.455},{"sentences":[{"text":"Thank you.","start":1359.455,"end":1360.195,"sentiment":"positive","sentiment_score":0.5188656449317932},{"text":"None.","start":1364.73,"end":1365.23,"sentiment":"neutral","sentiment_score":-0.0041516488417983055},{"text":"None.","start":1367.05,"end":1367.45,"sentiment":"neutral","sentiment_score":-0.004485190846025944},{"text":"That's been very well explained.","start":1367.45,"end":1368.99,"sentiment":"neutral","sentiment_score":0.01775361252948642},{"text":"Yeah.","start":1389.0349,"end":1389.355,"sentiment":"neutral","sentiment_score":0.08074891567230225}],"sentiment":"neutral","sentiment_score":0.11986114284954966,"num_words":10,"start":1359.455,"end":1389.355},{"sentences":[{"text":"Absolutely.","start":1389.355,"end":1389.855,"sentiment":"neutral","sentiment_score":0.182843416929245},{"text":"Yes.","start":1390.235,"end":1390.735,"sentiment":"neutral","sentiment_score":0.2813217043876648},{"text":"Yes.","start":1412.645,"end":1413.145,"sentiment":"neutral","sentiment_score":0.06553071737289429},{"text":"Yep.","start":1456.8201,"end":1457.3,"sentiment":"neutral","sentiment_score":0.09850887954235076},{"text":"Yep.","start":1457.3,"end":1457.7001,"sentiment":"neutral","sentiment_score":0.1334979385137558}],"sentiment":"neutral","sentiment_score":0.15234053134918213,"num_words":5,"start":1389.355,"end":1457.7001},{"sentences":[{"text":"Makes sense.","start":1457.7001,"end":1458.6,"sentiment":"neutral","sentiment_score":0.21427933871746063},{"text":"I think so.","start":1484.82,"end":1485.78,"sentiment":"neutral","sentiment_score":0.02129018244644006},{"text":"It's hard to think that far ahead, isn't it?","start":1485.78,"end":1487.96,"sentiment":"neutral","sentiment_score":-0.066235336733775},{"text":"Yes.","start":1517.12,"end":1517.62,"sentiment":"neutral","sentiment_score":0.0799957811832428},{"text":"Yes.","start":1519.5449,"end":1520.0449,"sentiment":"neutral","sentiment_score":0.08346043527126312}],"sentiment":"neutral","sentiment_score":0.0037354631640482694,"num_words":16,"start":1457.7001,"end":1520.0449},{"sentences":[{"text":"Yeah.","start":1541.6599,"end":1541.9,"sentiment":"neutral","sentiment_score":0.011487704701721668},{"text":"Yeah.","start":1541.9,"end":1542.14,"sentiment":"neutral","sentiment_score":0.012279926799237728},{"text":"We've sort of got that down if something happens to one of us that the other the other, you know, partner gets the option to, you know, to buy, you know, that the other person out type thing.","start":1542.14,"end":1552.215,"sentiment":"neutral","sentiment_score":0.014458596167203627},{"text":"Yeah.","start":1552.215,"end":1552.715,"sentiment":"neutral","sentiment_score":0.013510558754205704},{"text":"Otherwise, we'd, you know, otherwise, we'd sell and, yeah, sort of go housing.","start":1553.095,"end":1558.155,"sentiment":"neutral","sentiment_score":0.010863357402670842}],"sentiment":"neutral","sentiment_score":0.013480157237844887,"num_words":54,"start":1541.6599,"end":1558.155},{"sentences":[{"text":"Yeah, the the debt or the the debt or the other.","start":1559.37,"end":1563.0701,"sentiment":"neutral","sentiment_score":0.004312227734110572},{"text":"Yeah.","start":1563.29,"end":1563.61,"sentiment":"neutral","sentiment_score":0.020879557356238365},{"text":"So that's where we're at with that.","start":1563.61,"end":1565.85,"sentiment":"neutral","sentiment_score":0.011689538402216775},{"text":"Yeah.","start":1565.85,"end":1566.35,"sentiment":"neutral","sentiment_score":0.03368811681866646},{"text":"Yes.","start":1583.4349,"end":1583.9349,"sentiment":"neutral","sentiment_score":0.09513165801763536}],"sentiment":"neutral","sentiment_score":0.013283838384917803,"num_words":21,"start":1559.37,"end":1583.9349},{"sentences":[{"text":"Correct.","start":1583.995,"end":1584.495,"sentiment":"neutral","sentiment_score":0.10791619122028352},{"text":"No.","start":1608.9651,"end":1609.2051,"sentiment":"neutral","sentiment_score":0.018052004277706143},{"text":"We've sort of just my business partner, Brenda, and I've just sort of said we're just because they're both so active in it and we love it, we're just gonna keep, you know, going with it.","start":1609.2051,"end":1617.5901,"sentiment":"neutral","sentiment_score":0.1193150035623047},{"text":"And then if one of us gets to a point where we go, okay.","start":1617.5901,"end":1619.8301,"sentiment":"neutral","sentiment_score":0.05283797612147672},{"text":"We're done or we've had enough or we might even then just, like, lease it out.","start":1619.8301,"end":1624.39,"sentiment":"neutral","sentiment_score":0.013240445055998862}],"sentiment":"neutral","sentiment_score":0.07901304574025904,"num_words":68,"start":1583.995,"end":1624.39},{"sentences":[{"text":"You know how you can lease them out.","start":1624.39,"end":1626.315,"sentiment":"neutral","sentiment_score":0.02115308109205216},{"text":"So we still owe them somebody, like, lease the business side of it.","start":1626.3949,"end":1629.995,"sentiment":"neutral","sentiment_score":0.012714508992548171},{"text":"Yeah.","start":1629.995,"end":1630.315,"sentiment":"neutral","sentiment_score":0.03100985288619995},{"text":"But at the moment, we don't really talk about it because we're just always just happy doing what we're doing, like working part time in it and yeah.","start":1630.315,"end":1637.355,"sentiment":"neutral","sentiment_score":0.10193894031856741},{"text":"It's good.","start":1637.355,"end":1638.0149,"sentiment":"neutral","sentiment_score":0.2575113922357559}],"sentiment":"neutral","sentiment_score":0.07182377369071428,"num_words":52,"start":1624.39,"end":1638.0149},{"sentences":[{"text":"Yes.","start":1649.3301,"end":1649.73,"sentiment":"neutral","sentiment_score":0.11517831683158876},{"text":"Yes.","start":1649.73,"end":1650.23,"sentiment":"neutral","sentiment_score":0.18756793439388275},{"text":"Good job.","start":1650.61,"end":1651.25,"sentiment":"positive","sentiment_score":0.4115631431341171},{"text":"Good job.","start":1651.25,"end":1652.0701,"sentiment":"positive","sentiment_score":0.4143669009208679},{"text":"Love it.","start":1659.185,"end":1659.925,"sentiment":"positive","sentiment_score":0.6925795376300812}],"sentiment":"positive","sentiment_score":0.4174706768244505,"num_words":8,"start":1649.3301,"end":1659.925},{"sentences":[{"text":"Love it.","start":1659.985,"end":1660.805,"sentiment":"positive","sentiment_score":0.7554410994052887},{"text":"It makes my the little people make my heart happy.","start":1661.345,"end":1663.925,"sentiment":"positive","sentiment_score":0.7069752454757691},{"text":"Yeah.","start":1671.39,"end":1671.89,"sentiment":"neutral","sentiment_score":0.06697463989257812},{"text":"I know.","start":1673.63,"end":1674.11,"sentiment":"neutral","sentiment_score":0.20212218910455704},{"text":"My son my youngest is nine.","start":1674.11,"end":1675.63,"sentiment":"neutral","sentiment_score":0.24203556527694067}],"sentiment":"positive","sentiment_score":0.5001936696824574,"num_words":21,"start":1659.985,"end":1675.63},{"sentences":[{"text":"It's nice, isn't it?","start":1675.63,"end":1676.75,"sentiment":"positive","sentiment_score":0.49093151837587357},{"text":"Yeah.","start":1676.75,"end":1677.25,"sentiment":"neutral","sentiment_score":0.27450746297836304},{"text":"It's a good age.","start":1678.125,"end":1679.265,"sentiment":"positive","sentiment_score":0.6060490161180496},{"text":"They just go go go.","start":1679.485,"end":1680.605,"sentiment":"positive","sentiment_score":0.4921690165996552},{"text":"They just go go go.","start":1680.605,"end":1681.725,"sentiment":"neutral","sentiment_score":0.2833055019378662}],"sentiment":"positive","sentiment_score":0.4494632733495612,"num_words":19,"start":1675.63,"end":1681.725},{"sentences":[{"text":"Like, we got soccer.","start":1681.725,"end":1682.365,"sentiment":"neutral","sentiment_score":0.16153600066900253},{"text":"But this morning, he wakes up at six and after.","start":1682.365,"end":1684.125,"sentiment":"neutral","sentiment_score":0.1473775714635849},{"text":"He says, soccer training today, mom?","start":1684.125,"end":1685.805,"sentiment":"neutral","sentiment_score":0.14984728147586188},{"text":"I said, yes, darling.","start":1685.805,"end":1686.685,"sentiment":"positive","sentiment_score":0.39521993696689606},{"text":"Soccer training today.","start":1686.685,"end":1687.805,"sentiment":"positive","sentiment_score":0.451408326625824}],"sentiment":"neutral","sentiment_score":0.22052252347822543,"num_words":27,"start":1681.725,"end":1687.805},{"sentences":[{"text":"Like, they just they love it.","start":1687.805,"end":1689.665,"sentiment":"positive","sentiment_score":0.5073866248130798},{"text":"Yeah.","start":1697.78,"end":1698.28,"sentiment":"neutral","sentiment_score":0.1654321402311325},{"text":"That's nice, isn't it?","start":1702.4651,"end":1703.9851,"sentiment":"neutral","sentiment_score":0.3174554482102394},{"text":"Yeah.","start":1703.9851,"end":1704.2251,"sentiment":"neutral","sentiment_score":0.21770143508911133},{"text":"It's sweet.","start":1704.2251,"end":1704.785,"sentiment":"positive","sentiment_score":0.3755951523780823}],"sentiment":"positive","sentiment_score":0.38917610155684607,"num_words":14,"start":1687.805,"end":1704.785},{"sentences":[{"text":"They're like they're like the mama's been around.","start":1704.785,"end":1706.9651,"sentiment":"neutral","sentiment_score":0.1538090854883194},{"text":"No.","start":1711.505,"end":1711.905,"sentiment":"neutral","sentiment_score":-0.10169370472431184},{"text":"Trust me.","start":1711.905,"end":1712.4651,"sentiment":"neutral","sentiment_score":-0.11052350327372551},{"text":"They don't.","start":1712.4651,"end":1713.125,"sentiment":"neutral","sentiment_score":-0.10121427103877068},{"text":"No.","start":1713.185,"end":1713.685,"sentiment":"neutral","sentiment_score":-0.05827371031045914}],"sentiment":"neutral","sentiment_score":0.04621640858905656,"num_words":14,"start":1704.785,"end":1713.685},{"sentences":[{"text":"Do you know what I only did this year, which I don't know why I'd never done it before?","start":1739.015,"end":1742.0549,"sentiment":"neutral","sentiment_score":-0.10302151465102245},{"text":"I went from paying monthly to weekly.","start":1742.0549,"end":1744.395,"sentiment":"neutral","sentiment_score":-0.05847546671118055},{"text":"So I don't know why I hadn't done that.","start":1746.7,"end":1748.62,"sentiment":"neutral","sentiment_score":-0.1288787606689665},{"text":"I just yeah.","start":1748.62,"end":1749.26,"sentiment":"neutral","sentiment_score":-0.08839208136002223},{"text":"I'm not sure why.","start":1749.26,"end":1749.9,"sentiment":"neutral","sentiment_score":-0.16164635494351387}],"sentiment":"neutral","sentiment_score":-0.10567637036244075,"num_words":42,"start":1739.015,"end":1749.9},{"sentences":[{"text":"I was talking to my girlfriend something, and she goes, oh, what do you pay a week off your loan?","start":1749.9,"end":1753.02,"sentiment":"neutral","sentiment_score":-0.08198821134865283},{"text":"And I said, oh my goodness.","start":1753.02,"end":1754.78,"sentiment":"neutral","sentiment_score":-0.03524424942831198},{"text":"I said, I still pay it weekly.","start":1754.78,"end":1756.14,"sentiment":"neutral","sentiment_score":-0.029001996719411442},{"text":"So I rang and changed that.","start":1756.14,"end":1757.84,"sentiment":"neutral","sentiment_score":-0.030622369299332302},{"text":"But, yeah, I just see I just feel like I just sort of manage I'm just trying to manage, I think, financially at the moment just, you know, like, with the cost of living and, yeah, having sort of having four children on one income, it's some weeks I'm some weeks I manage.","start":1758.4349,"end":1775.44,"sentiment":"neutral","sentiment_score":0.04028364427317426}],"sentiment":"neutral","sentiment_score":-0.0011189648901800747,"num_words":92,"start":1749.9,"end":1775.44},{"sentences":[{"text":"Other weeks I've gotta draw down on it, like, you know, like, to get a bit more money, like like, for me to you know, if it's their birthday or, you know, something like that, and I just need that extra bit of money.","start":1775.44,"end":1783.68,"sentiment":"neutral","sentiment_score":-0.023446195356717162},{"text":"So and because I just put my salary across to it every week, I I I probably need to sit down and do that.","start":1783.68,"end":1789.795,"sentiment":"neutral","sentiment_score":-0.03459229948930442},{"text":"You know, like a budget.","start":1789.795,"end":1790.835,"sentiment":"neutral","sentiment_score":0.0005217522382736206},{"text":"You know, you go pay for your money much much familiar.","start":1790.835,"end":1793.095,"sentiment":"neutral","sentiment_score":0.010569887066429312},{"text":"That's that's that's that.","start":1793.5549,"end":1794.6749,"sentiment":"neutral","sentiment_score":-0.00956183772359509}],"sentiment":"neutral","sentiment_score":-0.020241109266035808,"num_words":88,"start":1775.44,"end":1794.6749},{"sentences":[{"text":"That insurance is that.","start":1794.6749,"end":1796.035,"sentiment":"neutral","sentiment_score":-0.08139033429324627},{"text":"I I don't really do that.","start":1796.035,"end":1797.635,"sentiment":"neutral","sentiment_score":-0.15639047076304755},{"text":"I just transfer it all across, and then I bring it down when I need it, if that makes sense.","start":1797.635,"end":1802.0549,"sentiment":"neutral","sentiment_score":-0.013354879524558782},{"text":"So I sort of don't really like, yeah.","start":1802.35,"end":1804.6699,"sentiment":"neutral","sentiment_score":-0.0678435442969203},{"text":"Sometimes I go, should I go and get another job?","start":1804.6699,"end":1806.5099,"sentiment":"neutral","sentiment_score":-0.1459271639585495}],"sentiment":"neutral","sentiment_score":-0.07360461971256882,"num_words":48,"start":1794.6749,"end":1806.5099},{"sentences":[{"text":"Because maybe I need more money and yeah.","start":1806.5099,"end":1809.49,"sentiment":"neutral","sentiment_score":-0.13711528666317463},{"text":"Because there's only you know, my business partner and I, it's gotta be obviously fair in the business.","start":1809.7899,"end":1813.47,"sentiment":"neutral","sentiment_score":-0.08416587486863136},{"text":"Like, I'd probably like to work four days in the business and earn more money, but she only wants to work three.","start":1813.47,"end":1817.8899,"sentiment":"neutral","sentiment_score":-0.08245088363235648},{"text":"So it's I can't really get any more, like, any more money because it's it's a weird it's a weird arrangement.","start":1818.515,"end":1823.875,"sentiment":"neutral","sentiment_score":-0.29574701314171153},{"text":"She's not happy to pay me more, but she's happy to pay other people more.","start":1823.875,"end":1826.835,"sentiment":"negative","sentiment_score":-0.34460679690043133}],"sentiment":"neutral","sentiment_score":-0.18816210369446448,"num_words":84,"start":1806.5099,"end":1826.835},{"sentences":[{"text":"Like, it's interesting.","start":1826.835,"end":1827.735,"sentiment":"neutral","sentiment_score":-0.06535084793965022},{"text":"Yeah.","start":1828.515,"end":1828.755,"sentiment":"neutral","sentiment_score":0.032760199159383774},{"text":"It's very yeah.","start":1828.755,"end":1829.7949,"sentiment":"neutral","sentiment_score":0.1073158582051595},{"text":"It's it's very interesting because I'm, like, the only childhood teacher, so I'm the one with the qualification.","start":1829.7949,"end":1833.9,"sentiment":"neutral","sentiment_score":0.041594346364339195},{"text":"But she's yeah.","start":1835.34,"end":1836.3201,"sentiment":"neutral","sentiment_score":-0.010106953171392282}],"sentiment":"neutral","sentiment_score":0.03132259303570858,"num_words":28,"start":1826.835,"end":1836.3201},{"sentences":[{"text":"That's not yeah.","start":1836.4601,"end":1837.4401,"sentiment":"neutral","sentiment_score":-0.056623611599206924},{"text":"So it's I find that a bit tricky because I'd love just to work four days and get a little bit more money.","start":1837.5,"end":1841.76,"sentiment":"neutral","sentiment_score":-0.11044428092630013},{"text":"Like, because it's my own business, but she likes to just keep it she likes to keep it exactly the same, which I understand from her point of view.","start":1842.4601,"end":1850.925,"sentiment":"neutral","sentiment_score":0.14597003691797628},{"text":"I understand that, but it's a bit hard on me when yeah.","start":1850.925,"end":1854.285,"sentiment":"neutral","sentiment_score":-0.2865058969085415},{"text":"I'd I'd like to just have a little bit more money, and I could I could go to work another day.","start":1854.285,"end":1858.4651,"sentiment":"neutral","sentiment_score":-0.3189196913015275}],"sentiment":"neutral","sentiment_score":-0.09786752847404304,"num_words":88,"start":1836.4601,"end":1858.4651},{"sentences":[{"text":"Yeah.","start":1858.765,"end":1859.265,"sentiment":"neutral","sentiment_score":0.052661653608083725},{"text":"Yeah.","start":1868.71,"end":1868.87,"sentiment":"neutral","sentiment_score":0.08521026372909546},{"text":"That'd be good.","start":1868.87,"end":1869.85,"sentiment":"neutral","sentiment_score":0.19074242810408273},{"text":"Yes.","start":1900.15,"end":1900.65,"sentiment":"neutral","sentiment_score":0.16291683912277222},{"text":"Yeah.","start":1914.065,"end":1914.385,"sentiment":"neutral","sentiment_score":0.02687140181660652}],"sentiment":"neutral","sentiment_score":0.12855534894125803,"num_words":7,"start":1858.765,"end":1914.385},{"sentences":[{"text":"Yeah.","start":1914.385,"end":1914.705,"sentiment":"neutral","sentiment_score":0.007430861704051495},{"text":"Probably something else to do.","start":1914.705,"end":1916.065,"sentiment":"neutral","sentiment_score":-0.033224857226014134},{"text":"Yes.","start":1916.065,"end":1916.565,"sentiment":"neutral","sentiment_score":0.11066271364688872},{"text":"Yes.","start":1925.38,"end":1925.88,"sentiment":"neutral","sentiment_score":0.28441309928894043},{"text":"Thank you.","start":1925.9401,"end":1926.76,"sentiment":"positive","sentiment_score":0.5318847447633743}],"sentiment":"neutral","sentiment_score":0.13001518780365587,"num_words":10,"start":1914.385,"end":1926.76},{"sentences":[{"text":"Because it was a I think we were doing 100 a week.","start":1940.9349,"end":1943.6749,"sentiment":"neutral","sentiment_score":0.016436932608485222},{"text":"Yep.","start":1956.29,"end":1956.79,"sentiment":"neutral","sentiment_score":0.054882340133190155},{"text":"Yep.","start":1957.25,"end":1957.7301,"sentiment":"neutral","sentiment_score":0.0649191290140152},{"text":"Yep.","start":1957.7301,"end":1958.13,"sentiment":"neutral","sentiment_score":0.12585465610027313},{"text":"Perfect.","start":1958.13,"end":1958.63,"sentiment":"positive","sentiment_score":0.4551389813423157}],"sentiment":"neutral","sentiment_score":0.05612739361822605,"num_words":16,"start":1940.9349,"end":1958.63},{"sentences":[{"text":"Correct.","start":1971.2051,"end":1971.7051,"sentiment":"neutral","sentiment_score":0.05369647592306137},{"text":"Correct.","start":1975.5599,"end":1976.0599,"sentiment":"neutral","sentiment_score":0.0898444876074791},{"text":"Yes.","start":1984.44,"end":1984.94,"sentiment":"neutral","sentiment_score":0.0869077742099762},{"text":"Yes.","start":1998.085,"end":1998.325,"sentiment":"neutral","sentiment_score":0.062432751059532166},{"text":"I do.","start":1998.325,"end":1998.725,"sentiment":"neutral","sentiment_score":0.07453196495771408}],"sentiment":"neutral","sentiment_score":0.07365756978591283,"num_words":6,"start":1971.2051,"end":1998.725},{"sentences":[{"text":"Yes.","start":1998.725,"end":1999.225,"sentiment":"neutral","sentiment_score":0.08208286762237549},{"text":"Sure does.","start":2004.83,"end":2005.57,"sentiment":"neutral","sentiment_score":0.10013379156589508},{"text":"Honestly, don't mind because I don't really think much changes in my world.","start":2038.345,"end":2042.0449,"sentiment":"neutral","sentiment_score":-0.09908160509971473},{"text":"Like yeah.","start":2042.105,"end":2043.565,"sentiment":"neutral","sentiment_score":-0.0381839070469141},{"text":"Yeah.","start":2047.225,"end":2047.725,"sentiment":"neutral","sentiment_score":0.0007285438477993011}],"sentiment":"neutral","sentiment_score":-0.056913141357271296,"num_words":19,"start":1998.725,"end":2047.725},{"sentences":[{"text":"Yeah.","start":2048.345,"end":2048.825,"sentiment":"neutral","sentiment_score":0.04146995022892952},{"text":"Sounds good.","start":2048.825,"end":2049.805,"sentiment":"neutral","sentiment_score":0.11724060028791428},{"text":"Yeah.","start":2050.8599,"end":2051.3599,"sentiment":"neutral","sentiment_score":0.04529346525669098},{"text":"Yeah.","start":2052.2998,"end":2052.7998,"sentiment":"neutral","sentiment_score":0.04254906252026558},{"text":"Yeah.","start":2056.6199,"end":2057.0198,"sentiment":"neutral","sentiment_score":0.1718088686466217}],"sentiment":"neutral","sentiment_score":0.08926709120472272,"num_words":6,"start":2048.345,"end":2057.0198},{"sentences":[{"text":"Sounds good.","start":2057.0198,"end":2057.92,"sentiment":"neutral","sentiment_score":0.328758105635643},{"text":"Yes.","start":2068.005,"end":2068.505,"sentiment":"neutral","sentiment_score":0.09852328896522522},{"text":"Yes.","start":2075.285,"end":2075.785,"sentiment":"neutral","sentiment_score":0.09579909592866898},{"text":"Yes.","start":2096.635,"end":2097.135,"sentiment":"neutral","sentiment_score":0.0886993408203125},{"text":"Yes.","start":2101.035,"end":2101.535,"sentiment":"neutral","sentiment_score":0.1925007849931717}],"sentiment":"neutral","sentiment_score":0.18883978699644408,"num_words":6,"start":2057.0198,"end":2101.535},{"sentences":[{"text":"Hello?","start":2126.685,"end":2127.185,"sentiment":"neutral","sentiment_score":0.07723202556371689},{"text":"Yes.","start":2161.335,"end":2161.835,"sentiment":"neutral","sentiment_score":0.08280281722545624},{"text":"Yes.","start":2162.135,"end":2162.58,"sentiment":"neutral","sentiment_score":0.20632532238960263},{"text":"Yes.","start":2170.1,"end":2170.6,"sentiment":"neutral","sentiment_score":0.06563225388526917},{"text":"Yep.","start":2190.73,"end":2191.23,"sentiment":"neutral","sentiment_score":-0.004003409296274185}],"sentiment":"neutral","sentiment_score":0.08559780195355415,"num_words":5,"start":2126.685,"end":2191.23},{"sentences":[{"text":"Yes.","start":2203.77,"end":2204.27,"sentiment":"neutral","sentiment_score":0.026300866156816483},{"text":"Yeah.","start":2216.595,"end":2217.095,"sentiment":"neutral","sentiment_score":0.07658254355192184},{"text":"Yeah.","start":2223.78,"end":2224.26,"sentiment":"neutral","sentiment_score":0.17028117179870603},{"text":"Sounds good.","start":2224.26,"end":2225.16,"sentiment":"positive","sentiment_score":0.5261319279670715},{"text":"No.","start":2240.645,"end":2241.145,"sentiment":"neutral","sentiment_score":-0.1434391587972641}],"sentiment":"neutral","sentiment_score":0.19699821310738722,"num_words":6,"start":2203.77,"end":2241.145},{"sentences":[{"text":"No.","start":2242.085,"end":2242.585,"sentiment":"neutral","sentiment_score":-0.11063656210899352},{"text":"Sure.","start":2258.36,"end":2258.86,"sentiment":"neutral","sentiment_score":0.1477525532245636},{"text":"Yep.","start":2268.0452,"end":2268.5452,"sentiment":"neutral","sentiment_score":0.13261517882347107},{"text":"Thank you.","start":2284.52,"end":2300.52,"sentiment":"positive","sentiment_score":0.5037952661514282},{"text":"Perfect.","start":2304.6,"end":2304.92,"sentiment":"positive","sentiment_score":0.7186015844345093}],"sentiment":"neutral","sentiment_score":0.3159872144460678,"num_words":6,"start":2242.085,"end":2304.92},{"sentences":[{"text":"Thank you, Eugenia.","start":2304.92,"end":2306.06,"sentiment":"positive","sentiment_score":0.676306148370107},{"text":"Thank you, Georgina.","start":2306.52,"end":2307.5,"sentiment":"positive","sentiment_score":0.6280908981959025},{"text":"Yeah.","start":2312.28,"end":2312.6,"sentiment":"positive","sentiment_score":0.4318305552005768},{"text":"I will.","start":2312.6,"end":2312.92,"sentiment":"positive","sentiment_score":0.5296003520488739},{"text":"It's lovely.","start":2312.92,"end":2313.82,"sentiment":"positive","sentiment_score":0.8075345456600189}],"sentiment":"positive","sentiment_score":0.638117408210581,"num_words":11,"start":2304.92,"end":2313.82},{"sentences":[{"text":"Hope you get some on the weekend.","start":2313.8801,"end":2315.5,"sentiment":"positive","sentiment_score":0.7455840281077794},{"text":"Bye bye.","start":2319.5352,"end":2320.2751,"sentiment":"neutral","sentiment_score":0.29149477928876877},{"text":"See you.","start":2320.8152,"end":2321.5552,"sentiment":"neutral","sentiment_score":0.18310323357582092},{"text":"Bye bye.","start":2322.0151,"end":2322.8352,"sentiment":"neutral","sentiment_score":0.1638971045613289},{"text":"Bye.","start":2323.695,"end":2324.195,"sentiment":"neutral","sentiment_score":-0.11130595207214355}],"sentiment":"positive","sentiment_score":0.4560551771095821,"num_words":14,"start":2313.8801,"end":2324.195}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello?\n\nChannel 0: Hi, Amelia. This is Dana from Okene Financial. How are you this afternoon?\n\nChannel 1: Well, thank you. How are you?\n\nChannel 0: Very well.\n\nChannel 1: Good.\n\nChannel 0: Thank you. I had\n\nChannel 1: Oh,\n\nChannel 0: two\n\nChannel 1: good.\n\nChannel 0: booked in to go through your annual review today. Isn't that still a good time?\n\nChannel 1: Yeah. Sure. No problem.\n\nChannel 0: Oh, fantastic. How's your day been so far?\n\nChannel 1: Yeah. Really good. Thank you. How about yours?\n\nChannel 0: Yeah. Good. Really busy, but that's okay. We like it that way.\n\nChannel 1: We do. We do.\n\nChannel 0: Fantastic. Amelia, before we jump into the call, just to let you know, we do record our calls for quality and training purposes. Are you happy for me to proceed with that?\n\nChannel 1: Yes. No prob.\n\nChannel 0: Fantastic. And just to the security day with you as well, we are discussing your personal information. So I'll just get you to confirm your full name, your date of birth, and address I should have on file.\n\nChannel 1: Amelia Jane Ferguson. '78. 2000 Common, Camden Park, New South Wales.\n\nChannel 0: Beautiful. Thank you so much for that. And how's the weather down there?\n\nChannel 1: Lovely. Beautiful.\n\nChannel 0: Yeah.\n\nChannel 1: About twenty twenty seven today. It's stunning.\n\nChannel 0: Oh, that's lovely. It's been nothing but rain here for the past week. It's horrendous the amount of rain we're getting.\n\nChannel 1: Oh, wow. Yeah. No. It's lovely for you.\n\nChannel 0: Oh, looking forward to the the sun coming back out, hopefully, for the weekend maybe.\n\nChannel 1: Yes. Yes. That will be nice for you guys.\n\nChannel 0: Absolutely. All good. Well, as we kinda jump into the review, then I'll go through and give you a bit of an update on your super. I know you've had a little bit of change in the investments over the last few, so I'll go through those with you. Is there anything particular you wanted to ask me or have me touch base on with regard to your review?\n\nChannel 1: No. Not really. No.\n\nChannel 0: Nope. Nope. That's okay. Not a problem at all. And other than going through your survey insurances and just reasserted of assessing everything at the moment, has there been any major changes in your circumstances over the last twelve months that we may not be aware of yet?\n\nChannel 1: No. The only thing I did was buy a new car last December.\n\nChannel 0: Yep.\n\nChannel 1: That's really, yeah, that's really it.\n\nChannel 0: Oh, fantastic. What kind of car did you end up getting?\n\nChannel 1: It's a Toyota Prado.\n\nChannel 0: Oh, nice.\n\nChannel 1: Yeah. It is nice. Yeah. It's good. I like\n\nChannel 0: Yeah.\n\nChannel 1: it.\n\nChannel 0: Yeah. Excellent. That's fantastic. Well, congratulations on the new car. That's excellent.\n\nI did have here that you had a a Land Cruiser. Do you still have that vehicle?\n\nChannel 1: No. It's sold that one.\n\nChannel 0: Perfect. We got the Prado now and sold the Land Cruiser. Excellent. What sort of value do you think you'd put on the Prado, do you think?\n\nChannel 1: What would it be valued at?\n\nChannel 0: Yeah.\n\nChannel 1: It's a good question.\n\nChannel 0: What sort of value is it to you if you had to sell the car? What would you want for it?\n\nChannel 1: Probably, like, 85. Yeah.\n\nChannel 0: 85,000? Yeah. Perfect. Yep. Excellent.\n\nLovely. You put 85 on there. And do you have a loan on the vehicle, or is it owned outright?\n\nChannel 1: I just popped in I just popped up my home loan with it.\n\nChannel 0: Okay.\n\nChannel 1: I\n\nChannel 0: Yeah.\n\nChannel 1: just popped\n\nChannel 0: Perfect.\n\nChannel 1: it onto my onto my current sort of loan, if that makes sense. Yeah.\n\nChannel 0: Yeah. Absolutely. Not a problem at all. So with the home loan there, we had you owing about 90,000, and I had a 148 in the redraw. I'm not sure if the 90 was minus a 148.\n\nApologies for that. But how much do you owe on you're right. How much do you owe on it now? You're right.\n\nChannel 1: Home loan's at 112.\n\nChannel 0: Perfect. And is that do you have anything in the redraw on top of that, or is that minus anything sitting in the redraw?\n\nChannel 1: Yeah. Sitting in the redraw. No. There's nothing in the redraw. Like, there's like, the available redraw is a 123.\n\nBut\n\nChannel 0: Okay.\n\nChannel 1: then that no. I just sit I just sit on that amount if that makes sense. I could transfer all my,\n\nChannel 0: Yep.\n\nChannel 1: like, wages into that one if that makes sense.\n\nChannel 0: It does. Yeah. Perfect.\n\nChannel 1: Yeah.\n\nChannel 0: Not\n\nChannel 1: Yes,\n\nChannel 0: a problem at all. Excellent. And I also have the asset value on the property of about 1,500,000 last year. Would you keep that about the same, or do you think it might have increased in value a bit?\n\nChannel 1: Yeah. No. I reckon it's about the same. How's it been selling for\n\nChannel 0: The\n\nChannel 1: around\n\nChannel 0: same.\n\nChannel 1: that ish. Yeah.\n\nChannel 0: Fantastic. And do you still have your debt scheme?\n\nChannel 1: Yep. Still got that.\n\nChannel 0: Beautiful. I have an asset value of about 15,000 on the Jet Ski.\n\nChannel 1: Yeah. Perfect.\n\nChannel 0: Excellent. And then the other asset I've got noted here is your 50% ownership in the childcare center.\n\nChannel 1: Yep.\n\nChannel 0: Ownership value estimated at 2.5 mil.\n\nChannel 1: Yep. Yep.\n\nChannel 0: Beautiful. And we had a a loan there as well as well, sorry, of about 86,000. No. Sorry. 860,000 owing still.\n\nIs that right?\n\nChannel 1: Yeah. I think it's, like, $8.50 now or something. Yep.\n\nChannel 0: 8\n\nChannel 1: It's about\n\nChannel 0: 50.\n\nChannel 1: around that.\n\nChannel 0: Yep.\n\nChannel 1: Yep.\n\nChannel 0: Beautiful. Not a problem. Update that for you. Thank you. Any other assets that you would note down?\n\nAnother thing I do tend to note down sorry. You're right. Are you there? So sorry. Can you hear me okay?\n\nChannel 1: Oh, yes. Yep. Sorry. You just said another thing I note down. I was just waiting for you to keep talking.\n\nChannel 0: Sorry. I didn't wanna interrupt you. Apologize for that. I also like to note down content. What sort of value would you put on your content?\n\nChannel 1: That's always hard,\n\nChannel 0: Sorry.\n\nChannel 1: isn't it? I don't have a lot in the houses. That's really furniture and TVs and,\n\nChannel 0: Yeah.\n\nChannel 1: like, 20,000 would do maybe.\n\nChannel 0: Yep. Beautiful. Love that. Excellent. Perfect.\n\nAnd is there anything else that you would kinda note down about you\n\nChannel 1: I\n\nChannel 0: asset\n\nChannel 1: don't think\n\nChannel 0: wise?\n\nChannel 1: so. No.\n\nChannel 0: No? That's okay. Beautiful. Excellent. And any other credit cards or personal loans or anything you'd note down as a liability?\n\nChannel 1: No.\n\nChannel 0: No. Perfect. Excellent. Well, I'll give you a bit of an update on your super as well. After the call, I'll send out your annual review pack, but having a look at the way things are at the moment, Love technology when it wants to work.\n\nI need this document to open. There we go. So at the moment, when we sort of have a look back at this time last year, the balance in the account was about $273,007.32 and 55¢.\n\nChannel 1: Yeah.\n\nChannel 0: Value of the account as of today, we've got 325,479 and 6¢ in there. So definitely a good increase.\n\nChannel 1: Yep.\n\nChannel 0: Looking back there, we also provided a bit of an updated advice document last year, moved you into the low alpha growth portfolio. So I can sort of see there with the last twelve months, there was a bit of a change in the investments with that investments which that occurred. But all up for the last twelve months, the net return your portfolio has received is 12.06%, which is fantastic. That's a good result.\n\nChannel 1: Yeah. Yep. Good.\n\nChannel 0: Yeah. Some people do prefer a dollar figure as opposed to a percentage. So that essentially means that the earnings your portfolio has made, its growth as well as income, is $41,042.08 for the year. So it's a good solid return there.\n\nChannel 1: Yeah. That is good.\n\nChannel 0: Yeah. To kinda give you an idea on how we work that out or how we sort of look at the returns, with the growth portfolio that you're in, we tend to see you generally see about nine sorry. 80% of your super invested in growth assets. So thinking things like Australian shares, international shares, listed property, and also commodities, so precious metals like gold and silver. With\n\nChannel 1: Yes.\n\nChannel 0: that kind of growth environment, you're looking to get the best returns you can. But on an average compounded over time, we are chasing about a seven to 9% return. So, realistically, anything over that 9% means that your portfolio has over performed and done extremely well for the year, but then anything under that nine 7%, sorry, means your portfolio has pretty well underperformed for the year. So it has done\n\nChannel 1: Hello?\n\nChannel 0: really well. The other thing to sort of think about with this year is that we have seen a lot happening in The US and of this would be around more and what's happening globally. And then here in Australia, we've also got or had high inflation rates as well. So we've kind of been here on two ends. So to kinda\n\nChannel 1: Yes.\n\nChannel 0: go through all of that and still come up with a positive return, especially one that's over performed against the benchmark we work on for your portfolio, is actually fantastic to see. So really happy with that for you. Okay?\n\nChannel 1: Yes. Good. Good.\n\nChannel 0: Yeah. Excellent. I will ask you the call center, as I mentioned, your annual review packet, we'll have a copy of all these documents in there so you\n\nChannel 1: Yes.\n\nChannel 0: can have a look at them,\n\nChannel 1: Yes.\n\nChannel 0: run your eyes\n\nChannel 1: Go\n\nChannel 0: over, and feel free to let us know if you do happen to have any questions in there.\n\nChannel 1: ahead. Yes. That's\n\nChannel 0: But\n\nChannel 1: the goal.\n\nChannel 0: looking forward, when we kinda break down everything, some of your best performers in your portfolio were your physical gold. That in itself was up by over 26%, which is great to see. We have also, sorry,\n\nChannel 1: No. You're alright.\n\nChannel 0: seen other assets like agriculture doing quite well. Australian and US equities are also performing really well within your portfolio there. So really happy with how all of that has gone. I wouldn't sort of wanna reevaluate or change too much in there at the moment. It would sort of just probably be best to, you know, see a track for another twelve months and then maybe\n\nChannel 1: Yes.\n\nChannel 0: look at altering the portfolio down the track there for you because, you know, don't need to cement gains if we don't require it at the moment. So it's\n\nChannel 1: Yeah.\n\nChannel 0: good\n\nChannel 1: Yep.\n\nChannel 0: to sort\n\nChannel 1: Makes\n\nChannel 0: of see everything\n\nChannel 1: sense.\n\nChannel 0: tracking. Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: Perfect.\n\nChannel 1: Yeah.\n\nChannel 0: The other thing we do like to sort of go through is the insurance side of things. So I can\n\nChannel 1: K.\n\nChannel 0: see we can cover with MLC there, I send it now that I've changed their name. Essentially, you've got your life cover, your TPD, and your income protection cover, which is paid out of super there. To go through and look at the benefits, the life cover benefit or some insured you have at the moment is 972,405\n\nChannel 1: Yes.\n\nChannel 0: in the event of something happening if you were to pass away prematurely. Your life benefit is paid out, and then your super benefit is paid on top of that to your beneficiaries there.\n\nChannel 1: Yes.\n\nChannel 0: Are you fairly comfortable with that total as a benefit, or did you wanna kind of reevaluate that at the moment?\n\nChannel 1: I think I'm okay. I don't really\n\nChannel 0: Yeah.\n\nChannel 1: necessarily understand that really well, but, yeah, I think\n\nChannel 0: Yeah.\n\nChannel 1: it's fine. What would\n\nChannel 0: That's\n\nChannel 1: like,\n\nChannel 0: okay.\n\nChannel 1: we do a professional opinion. Is that sort of seems okay?\n\nChannel 0: Yeah. Absolutely. So if I have a look at the benefit amount, so the way it works is if you were to pass away prematurely, your super benefit is paid out there. So you've currently got your balance of what are we at? 3 what did I say before?\n\nSorry. $303,125,004 $7.09 and 6¢, and then you\n\nChannel 1: Yes.\n\nChannel 0: also get your your life cover paid out on top of that. And that goes to your beneficiaries. So with your super beneficiaries at the moment, you have 25% to Archer, 25% to Evie, 25% to Inez, and 25% to Kynan. I'm so sorry if I said\n\nChannel 1: No.\n\nChannel 0: his\n\nChannel 1: You\n\nChannel 0: name\n\nChannel 1: said\n\nChannel 0: wrong.\n\nChannel 1: that beautifully. They're all my kids.\n\nChannel 0: Perfect.\n\nChannel 1: Yeah.\n\nChannel 0: Perfect. So they're all receiving a 25% split of your super benefit debt. I'm assuming I will double check this later, but your life benefit, I believe, is being paid out the exact same way to those beneficiaries there. So it basically means\n\nChannel 1: No.\n\nChannel 0: that in the event that you were unable to pass away between all of your beneficiaries, they're getting essentially about 1.2 mil paid out to them or a bit over 1.2 mil paid out. Does that feel like a fairly comfortable amount for you? Are you\n\nChannel 1: Yes. Yes.\n\nChannel 0: Yep.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: Perfect. Perfect. Life cover is basically that. It is the benefits are paid out in the event of passing prematurely. CBD is a little bit different.\n\nThe total permanent incapacity or total permanent disability pays out the lump sum benefit or a disability pension in the event that you're disabled and unable to ever go back to work again. Disability, I do like to make sure everyone is aware because it's not something that is well known. But if you claim TPD and you're under the age of 60, you actually do pay tax from the lump sum payout. So as advisers yes. They say it's coming everywhere, don't they?\n\nSo with as advisers here, if you were to claim on TBD, we can provide advice to help limit the amount of tax payable, whether it be, you know, draw out smaller income amounts over a certain period of time to limit the amount of tax, or there are some other fun fancy things that we can do out there to help you. But I do like to make everyone aware that the tax could be up to 22%. So it does mean that the amount you are insured for isn't necessarily the amount that you are eligible or would\n\nChannel 1: Yes.\n\nChannel 0: receive.\n\nChannel 1: Yeah. Yes.\n\nChannel 0: The older you get, the less the tax becomes, admittedly, because the longer you've had the benefit for. But then, as I said, there are some fun, fancy things that you can do to help minimize the tax payable. We obviously hope that you never have to claim on these because claiming on one of these insurances means that you've lost something, which is not a good outcome.\n\nChannel 1: Yes. Yeah.\n\nChannel 0: But but it's always good to have it to fall back on. With the TBD sum insured you have at the moment, you are covered for the benefit amount of 868,219. And then if you are claiming on TBD, again, your super benefit is released to you. We can claim incapacity super as well. Do you feel like with the super balance and the 868,000 of TBD that that would be a fairly you're comfortable keeping that amount, or did you wanna look at reviewing the amount of TBD cover?\n\nChannel 1: I think it's fine. Yeah.\n\nChannel 0: That's okay. Yeah. Perfect.\n\nChannel 1: Yes.\n\nChannel 0: And then with the income protection insurances here as well. So I've got your income notice here at the moment of I believe it's a 160,000. Is that right?\n\nChannel 1: Say that again. Sorry. That just be cut out. My what\n\nChannel 0: That's\n\nChannel 1: amount?\n\nChannel 0: okay. I've got you on a 160,000 per annum. Is that right?\n\nChannel 1: I think it's a little bit more than that. Hold on. Let me just grab a sugar plate, please. Hold on.\n\nChannel 0: That's okay.\n\nChannel 1: I should know that answer, shouldn't I?\n\nChannel 0: Oh, that's that's alright.\n\nChannel 1: I'm just going to my emails. Okay. So alright. Let's have a look at this one. So yeah.\n\nYeah. That is probably about right because the annual salary is 130, and then we get the director's allowance each week of $7.50. So if you add those two together, that would probably be about that. Is that right?\n\nChannel 0: Yeah. That works out fairly accurate. Yeah. That's okay. So with your income protection benefit, the monthly benefit that you insured for is about 7,604.\n\nThat looks like when I kinda work it out because I've got your gross income as being 160,000, but then I've got your base income ordinary time earnings at a 120,000 starting.\n\nChannel 1: Yes.\n\nChannel 0: So it looks like the 70% of your income protection is based on that 120,000. Did you because you are technically getting a little bit higher and you're getting that director's allowance or the director's payments on a regular basis, Do you feel like in the event that you are unable to go to work due to illness or injury, you'd still be able to receive some sort of income from the business?\n\nChannel 1: So I have a partner, like a business partner.\n\nChannel 0: Yep.\n\nChannel 1: So possibly not.\n\nChannel 0: Okay.\n\nChannel 1: Because, you know, like, we're in partnerships. Like, if it was just me, well, I could pay\n\nChannel 0: Yeah.\n\nChannel 1: myself. But if I'm not physically working in the business, like, that wouldn't\n\nChannel 0: You\n\nChannel 1: be\n\nChannel 0: wouldn't\n\nChannel 1: fair\n\nChannel 0: get\n\nChannel 1: to her.\n\nChannel 0: getting paid anything? Yeah. No.\n\nChannel 1: No.\n\nChannel 0: Fair enough.\n\nChannel 1: No.\n\nChannel 0: No.\n\nChannel 1: Yeah.\n\nChannel 0: That's\n\nChannel 1: No.\n\nChannel 0: okay.\n\nChannel 1: Yeah.\n\nChannel 0: That's alright. Because having a look at your income protection, the way it is structured at the moment, you do have that monthly benefit amount that you're covered for of 7,604, and that would be based on 70% of a 120,000 to kind of show you that's where you're you know, what you'd be covering essentially. Do you feel like that benefit amount would be fine to cover your basic living expenses if you were not able to work, or do you think you might need to maybe look to increase that to cover more of that 160,000?\n\nChannel 1: I know what you're saying. So then then\n\nChannel 0: Yeah.\n\nChannel 1: that just means the premium increases, doesn't it?\n\nChannel 0: It does.\n\nChannel 1: Capacity.\n\nChannel 0: That is the downside.\n\nChannel 1: Yeah.\n\nChannel 0: Yes. So the more\n\nChannel 1: Yeah.\n\nChannel 0: you are covered for, the higher the income protection benefit\n\nChannel 1: Yeah.\n\nChannel 0: period\n\nChannel 1: I think\n\nChannel 0: you're\n\nChannel 1: I\n\nChannel 0: insured\n\nChannel 1: think that\n\nChannel 0: for,\n\nChannel 1: I think that\n\nChannel 0: the\n\nChannel 1: would\n\nChannel 0: more\n\nChannel 1: be\n\nChannel 0: you'll\n\nChannel 1: I think that I think that would\n\nChannel 0: pay.\n\nChannel 1: be fine because I'm pretty sure right\n\nChannel 0: Yep.\n\nChannel 1: now agreement work is we still would get the if something happens to us, we still got the director's part,\n\nChannel 0: Okay.\n\nChannel 1: just\n\nChannel 0: Yep.\n\nChannel 1: not the\n\nChannel 0: Perfect.\n\nChannel 1: salary part. Yeah. So that sort\n\nChannel 0: Yep.\n\nChannel 1: of covered that sort of I think that's what I've based that off, if that makes sense. Yes.\n\nChannel 0: Yep. Yes. That's\n\nChannel 1: Yeah.\n\nChannel 0: absolutely perfect.\n\nChannel 1: Yeah. I\n\nChannel 0: No.\n\nChannel 1: was\n\nChannel 0: Not\n\nChannel 1: just trying\n\nChannel 0: a problem\n\nChannel 1: to think\n\nChannel 0: at all.\n\nChannel 1: what yeah. Yeah. So\n\nChannel 0: No.\n\nChannel 1: I think that's yeah. That's fine. Yeah.\n\nChannel 0: Excellent. Lovely. If anything comes up and you decide you wanna kinda reevaluate that, please do let me know. We're here to kinda help you and make sure that we can. And we do go through that every year with you at any review time to make sure that you are covered to the amount that you need to be.\n\nWith\n\nChannel 1: Yes.\n\nChannel 0: income protection, it is the biggest part or the the largest cost of your insurances. It's the first thing it normally gets claimed on. And so it does account for about 90% of your insurance premiums, essentially. Increasing, it does mean that your premiums are gonna increase. However, it's also a doubly act about making sure you're covered for the amount that you need to be covered for as well as not eating away all of your super because those premiums come out of your super as well.\n\nChannel 1: Yeah.\n\nChannel 0: Okay?\n\nChannel 1: Yes. Makes sense. Yes.\n\nChannel 0: Excellent. With your income protection policy, you do have a ninety day waiting period. That just means that you need to be off work for ninety days prior to making a claim. I\n\nChannel 1: Yes.\n\nChannel 0: always suggest to clients that if you're off work and you feel like you're gonna meet that waiting period and need to claim, as soon as you're off work and you've been to the doctor, you've got the information, give us a call, let us know. As your advisers, we help to facilitate the claim between yourself and the insurer, and we can let them know that you're off work, that that waiting period has started. They can\n\nChannel 1: Yes.\n\nChannel 0: get us the claims information, and then at that ninety days, we can can submit that claim for you to have that process be more streamlined. Okay?\n\nChannel 1: Yes. Yep. Makes sense. Yes.\n\nChannel 0: Excellent. You've also got a five year benefit period. That just means if you're off work and on a claim, you can be on a claim for up to five years. At that five year period, the claim does stop regardless of whether you can go back to work again. But it also kinda is a good claim period because it does account for, like, if you're off work for one or two years, and then you can go back to work part time, you can be on a partial claim for, say, the the other three years there.\n\nSo a five year benefit period is a good mix between making sure you've got enough time to recover, recuperate, and get back to work, but then also making sure that you're not paying too much in premiums. So it's\n\nChannel 1: Yes.\n\nChannel 0: a good benefit period. Yeah. Perfect. I will, as part of the annual review pack, make sure you've got a copy of the certificate of currency in there. So you're welcome to run your eyes over that one.\n\nLet me know if you do have any questions there.\n\nChannel 1: Yes.\n\nChannel 0: It's you know, just making sure that that level of cover is adequate for what your needs are, what your goals are. And if you ever decide it's not, it doesn't have to be at any review time. If you decide something isn't right, something isn't working, you wanna reevaluate something, you're welcome to let us know. We'll make time to talk it through and update the advice if needed as well. Okay?\n\nChannel 1: Yep. Lovely. Thank you.\n\nChannel 0: That's okay. Now I've also got your trauma policy here. So you've got down a critical illness benefit or trauma benefit here, which pays out a lump sum tax free benefit of a $104,001.86 in the event of a traumatic diagnosis. Do you know how trauma insurance works? Did you have any questions about how trauma works differently to anything else?\n\nChannel 1: Actually, I don't I don't actually know what it's for,\n\nChannel 0: What\n\nChannel 1: to\n\nChannel 0: is\n\nChannel 1: tell you the\n\nChannel 0: that's\n\nChannel 1: truth.\n\nChannel 0: okay. That's absolutely fine. So trauma covers you in the event of a traumatic diagnosis. So more often than not, the biggest things that are claimed on are things like heart attack, stroke, Parkinson's, or other neurological disorders. Cancer's probably the biggest one.\n\nCertain\n\nChannel 1: Yeah.\n\nChannel 0: breast cancers depending on the grading of it. And trauma is a tax free benefit. Generally speaking, if something big happens to you, like, say, a cancer diagnosis as an example, you can claim on trauma upfront. It's a tax free lump sum payment. And then if you still can't go to work, it can be a bit of a buffer in that waiting period of time while you are seeking treatment and maybe not at work for that period of time, and then we tend to claim on income protection after that.\n\nSo trauma just tends to be for large traumatic diagnoses, whereas income protection covers you if you're unable to go to work due to illness or injury. So I've seen people claim, you know, income protection have had a motorcycle accident. They've been off work with a broken leg and can't go to work, or they've hurt their back and they can't go to work, and they meet that waiting\n\nChannel 1: Yes.\n\nChannel 0: period, and you can claim on income protection for those sorts of things. And then\n\nChannel 1: Okay.\n\nChannel 0: CBD is a much higher disability kind of insurance. Does that make sense?\n\nChannel 1: Yeah. Yeah. It does. Yeah. Thank you.\n\nChannel 0: Yeah. Perfect. Did you have any questions about any of the insurances, or did you want me to\n\nChannel 1: None.\n\nChannel 0: break anything down more for you? Or\n\nChannel 1: None. That's been very well explained.\n\nChannel 0: no? Thank you. I'd like to make sure I logged out there because I know a lot of us have these sorts of insurances, but there is a lot of unknowns about them, how they work, what they claim on. I've had clients in the past who have been unwell, and then we've found insurances for. They didn't even know they had them.\n\nSo it's always kinda good to know what's out there. Yeah.\n\nChannel 1: Yeah. Absolutely. Yes.\n\nChannel 0: Fantastic. The other thing I do like to kind of point out as well with your life insurance and your super, I do sort of always suggest as well that it is sort of made known that we are your advisers, that if you were to pass away, that your beneficiaries or the will the executive of your will just have to give us a call, and we help to facilitate the claim. It's just something\n\nChannel 1: Yes.\n\nChannel 0: I've had in the past where clients have not kind of let anyone know they've got an adviser, and then, you know, a few months after they've passed away, something's happened and someone's picked up a, yeah, letter or some sort of statement and gone, oh, who are these people? And they've called us and we've gone, hey. We're the, you know, financial advisers who look up the super insurances and things like that and help to facilitate claim down the track. So I do sort of like to sort of point out as part of your overall estate planning as well, if you've got an executor or even your beneficiaries, just letting them know that, hey. I do have an adviser.\n\nIf anything happened to me, this is the number you call. They will help to facilitate the claim. And it just makes the the process a little bit easier on your beneficiaries at that time as well. Okay.\n\nChannel 1: Yep. Yep. Makes sense.\n\nChannel 0: Beautiful. Beautiful. Everything looks like it's pretty well up to date here. Just with your goals, just wanted to kinda update those. I had down here that you were working towards a retirement or it does have to be retirement, but a goal of being able to draw income out of super possibly fully retire at about the age of 67.\n\nIs that kind of your goal still there, Amelia?\n\nChannel 1: I think so. It's hard to think that far\n\nChannel 0: Yes.\n\nChannel 1: ahead, isn't it?\n\nChannel 0: It is. You've got a lot of time to go still, so absolutely. But, no, that's so good. That's so nice. I've got down here that your insurances your goals there that you wanted to make sure you had enough insurances to ensure your family is looked after and to cover your debts in the event of anything occurring.\n\nWhen we kind of look at that goal and the level of cover you have with regards to both your life cover and your TDD, the amount you are covered for does pay out\n\nChannel 1: Yes.\n\nChannel 0: the the mortgage, leaves everyone\n\nChannel 1: Yes.\n\nChannel 0: completely debt free. It doesn't quite let's have a look. It would also sort of cover the child care the childcare center that you have here. But would that be something that would need to be included to the insurances, or would that be something that your partner would just sort of buy you out of if anything happens to you? How do you think that that would work?\n\nChannel 1: Yeah. Yeah. We've sort of got that down if something happens to one of us that the other the other, you know, partner gets the option to, you know, to buy, you know, that the other person\n\nChannel 0: Yep.\n\nChannel 1: out type thing. Yeah.\n\nChannel 0: Okay.\n\nChannel 1: Otherwise, we'd,\n\nChannel 0: Perfect.\n\nChannel 1: you know, otherwise, we'd sell and, yeah, sort of go housing.\n\nChannel 0: Yep.\n\nChannel 1: Yeah, the\n\nChannel 0: Yep.\n\nChannel 1: the\n\nChannel 0: Perfect.\n\nChannel 1: debt or the the debt or the other. Yeah. So that's\n\nChannel 0: Yeah.\n\nChannel 1: where we're at with that. Yeah.\n\nChannel 0: Absolutely. No. That's really good. Excellent. So your life insurance and your PPD cover really just needs to cover your main primary mortgage and maybe any other car loans that you might have if you have at the time and then provide that longevity benefit for yourself or your beneficiaries.\n\nIs that right?\n\nChannel 1: Yes. Correct.\n\nChannel 0: Yep. Yep. Perfect. So being that you have definitely meets that goal, it is still fully appropriate there. Can I ask, with your retirement goal as well, have you do you know what you wanna do long term with the childcare center?\n\nIs the goal to kinda have that continuously running through retirement to provide income as well as your super, or are you planning to kinda sell that down the track? Have you thought about what the retirement plan is there?\n\nChannel 1: No. We've sort of just my business partner, Brenda, and I've just sort of said we're just because they're both so active in it and we love it, we're just gonna keep, you know, going with it. And then if one of us gets to a point where we go, okay. We're done or we've had enough or we might even then just, like, lease it out. You know how you can lease them out.\n\nSo we still owe them somebody, like, lease the business side of it. Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: But\n\nChannel 0: Yep. Perfect.\n\nChannel 1: at the moment, we don't really talk about it because we're just always just happy doing what we're doing, like working part\n\nChannel 0: Yeah.\n\nChannel 1: time in it and yeah. It's good.\n\nChannel 0: No. Fantastic. That's really good to see. Lovely. Well, I can safely tell you that I will probably ask every question you've never wanted to answer or never thought about answering because that's what I do.\n\nChannel 1: Yes. Yes. Good job. Good job.\n\nChannel 0: Oh, but, no, it's honestly all good. I love what I do just like you love what you do. You get to work every day, and it's just fun.\n\nChannel 1: Love it. Love it. It makes my the little people make my heart happy.\n\nChannel 0: Oh, I bet. Children are beautiful. I've got a nine year old, and he is just so much fun. He's a great age. He's so energetic\n\nChannel 1: Yeah.\n\nChannel 0: and out there and lively.\n\nChannel 1: I know. My son my youngest is nine. It's nice, isn't it? Yeah.\n\nChannel 0: Oh, beautiful.\n\nChannel 1: It's a good age. They just\n\nChannel 0: Absolutely.\n\nChannel 1: go go go. They just go go go. Like, we got soccer. But this morning, he wakes up at six and after. He says, soccer training today, mom?\n\nI said, yes, darling. Soccer training today. Like, they just\n\nChannel 0: That's\n\nChannel 1: they love\n\nChannel 0: beautiful.\n\nChannel 1: it.\n\nChannel 0: Oh, that's so sweet. I'm working from home today, and my son said, will you be here when I get home? I said, I will. I will be on the phone, but I will be here. You can\n\nChannel 1: Yeah.\n\nChannel 0: go into your room. And he goes, it's just good to have you here. And I was like, well, that's so nice.\n\nChannel 1: That's nice, isn't it? Yeah. It's sweet. They're\n\nChannel 0: It is.\n\nChannel 1: like they're like the mama's been around.\n\nChannel 0: Absolutely. They don't stay young for long.\n\nChannel 1: No. Trust me. They don't. No.\n\nChannel 0: Alright. All good. Other goals I have down here, you in the next five years, you're looking to focus on just sort of paying down the home loan. How are you going? I know you did sort of take some money out for the Prado there as well.\n\nBut in a scheme of things, paying down the home loan, are you going okay, happy with the way that's being paid down, or did you need some assistance in that area?\n\nChannel 1: Do you know what I only did this year, which I don't know why I'd never done it before? I went from paying monthly to weekly.\n\nChannel 0: Yep.\n\nChannel 1: So I don't know why I hadn't done that. I just yeah. I'm not sure why. I was talking to my girlfriend something, and she goes, oh, what do you pay a week off your loan? And I said, oh my goodness.\n\nI said, I still pay it weekly. So I rang and changed that. But, yeah,\n\nChannel 0: Yes.\n\nChannel 1: I just see I just feel like I just sort of manage I'm just trying to manage, I think, financially at the moment just, you know, like, with the cost of living and, yeah,\n\nChannel 0: Yes.\n\nChannel 1: having sort\n\nChannel 0: Yep.\n\nChannel 1: of having four children on one income, it's some\n\nChannel 0: Yes.\n\nChannel 1: weeks I'm some weeks I manage. Other weeks I've gotta draw down on it, like, you know, like, to get a bit more money, like like, for me to you know, if it's their birthday or, you know, something\n\nChannel 0: Yeah.\n\nChannel 1: like\n\nChannel 0: Yeah.\n\nChannel 1: that, and I just need that extra bit of money. So and\n\nChannel 0: Yeah.\n\nChannel 1: because I just put my salary across to it every week, I I I probably need to sit down and do that. You know, like a budget. You know, you go pay\n\nChannel 0: Yep.\n\nChannel 1: for your money much much familiar. That's that's that's that. That insurance is that. I I don't really do that. I just transfer it all across, and then I bring it down when I need it, if that makes\n\nChannel 0: Yeah.\n\nChannel 1: sense. So\n\nChannel 0: Yeah.\n\nChannel 1: I sort of\n\nChannel 0: Yeah.\n\nChannel 1: don't\n\nChannel 0: Absolutely.\n\nChannel 1: really like, yeah. Sometimes I go, should I go and get another job? Because maybe I need more money and yeah. Because there's only you know, my business partner and I, it's gotta be obviously fair in the business. Like, I'd probably like to work four days in the business and earn more money, but she only wants to work three.\n\nSo\n\nChannel 0: Yeah.\n\nChannel 1: it's I\n\nChannel 0: Makes\n\nChannel 1: can't really\n\nChannel 0: sense.\n\nChannel 1: get any more, like, any more money because it's it's a weird it's a weird arrangement. She's not happy to pay me more, but she's happy to pay other people more. Like, it's interesting.\n\nChannel 0: Right.\n\nChannel 1: Yeah.\n\nChannel 0: Yeah.\n\nChannel 1: It's very\n\nChannel 0: Okay.\n\nChannel 1: yeah. It's it's very interesting because I'm, like, the only childhood teacher, so I'm the one with the qualification. But she's yeah. That's not yeah. So it's I\n\nChannel 0: Yeah.\n\nChannel 1: find that a bit tricky because I'd love just to work four days and get a little bit more money.\n\nChannel 0: Yeah.\n\nChannel 1: Like, because it's my own business, but she\n\nChannel 0: Yeah.\n\nChannel 1: likes\n\nChannel 0: Absolutely.\n\nChannel 1: to just keep it she likes to keep it\n\nChannel 0: Yes.\n\nChannel 1: exactly the same, which I understand from her point of view. I understand that, but it's\n\nChannel 0: Yeah.\n\nChannel 1: a bit hard on me when yeah. I'd I'd like to just have a little bit more money, and I could I could go to work another day.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: Absolutely. Have you got access to a budget planner? Because we do have one that I'm happy to email through to you if you want. If you can sort of sit down, have a look at\n\nChannel 1: Yeah.\n\nChannel 0: what\n\nChannel 1: That'd\n\nChannel 0: income\n\nChannel 1: be good.\n\nChannel 0: is going in, add what you've got going out. The good thing about this budget planner is that, like because some bills are weekly, fortnightly, monthly, biannually, or annually. You can kinda put in there the bills as they are, some weekly, some yearly, some biannually, some monthly, and then just kinda alter it to weekly, fortnightly, or monthly, and it kind of reconverts all the figures for you so you can really see what's coming in and going out on a weekly and or fortnightly basis. I I'll email that to you after the call if you like, have a bit of time,\n\nChannel 1: Yes.\n\nChannel 0: sit down, have a think about it, have a look at it, and it might just give you a bit of an idea of what's happening, where things are going. And you can alter it whenever you get, you know, pay increases or changes or extra money coming in to sort of see where everything's going. It could be kinda handy.\n\nChannel 1: Yeah. Yeah. Probably something else to do. Yes.\n\nChannel 0: Yeah. Beautiful. Well, I'll email that through to you after the call so you can take some time. If you have any questions, feel free to let me know. I'm more than happy to help you through it.\n\nOkay?\n\nChannel 1: Yes. Thank you.\n\nChannel 0: All good. And I've got here that you were and are still salary sacrificing a little bit. Are you still doing that? I'm just double checking in the account to see.\n\nChannel 1: Because it was a I think we were doing 100 a week.\n\nChannel 0: Yeah. It looks like it is still going in. I can see two transactions coming through. Yeah. So the sales back is still going through.\n\nIt's about 4 to 500 on a monthly basis depending on the week the contributions go into super.\n\nChannel 1: Yep.\n\nChannel 0: Yeah.\n\nChannel 1: Yep. Yep. Perfect.\n\nChannel 0: Yep. Perfect. Good to see. Excellent. And other than that, everything's the same with the work.\n\nI've got down here you've got four children total\n\nChannel 1: Correct.\n\nChannel 0: and all financial dependents.\n\nChannel 1: Correct.\n\nChannel 0: Yep. Beautiful. I've also got down here that your next of kin is Ashley. Is that right? Is your best friend?\n\nChannel 1: Yes.\n\nChannel 0: Yep. Perfect. Perfect. I'll just make sure I'm updating all your circumstances there. Excellent.\n\nAnd I've also got it noted here that you do have a will and a power of attorney set up or in place. Is that correct?\n\nChannel 1: Yes. I do. Yes.\n\nChannel 0: Yep. Beautiful. And all valid, all still reflects your circumstances correctly?\n\nChannel 1: Sure does.\n\nChannel 0: Yep. Perfect. All good. Well, that's basically everything I needed to run through. It doesn't look like there's been any major changes that require us to update the advice.\n\nEverything still reflects your goals and your wishes really well. Your super has performed really nicely over the last twelve months, so I wouldn't wanna go and make any changes right now. Would you like to do a bit more of a catch up in, say, three or six months? What's more preferable for yourself? How often would you like to do a bit of a catch up with us?\n\nChannel 1: Honestly, don't mind because I don't really think much changes in my world. Like yeah.\n\nChannel 0: Yes. Did you wanna do a catch up in about six months just to see\n\nChannel 1: Yeah.\n\nChannel 0: how things are going? This\n\nChannel 1: Yeah.\n\nChannel 0: is it's\n\nChannel 1: Sounds\n\nChannel 0: normally just\n\nChannel 1: good.\n\nChannel 0: a bit of a quick five or ten minute\n\nChannel 1: Yeah.\n\nChannel 0: catch up to see how everything's\n\nChannel 1: Yeah.\n\nChannel 0: going and, you know, if there's any changes we can sort of talk her through then. Yeah.\n\nChannel 1: Yeah. Sounds good.\n\nChannel 0: Perfect. Excellent. So after the call, what I'll do is I'll get my team to send through the annual review pack to you. In there, you'll see the ongoing service agreement.\n\nChannel 1: Yes.\n\nChannel 0: That essentially is the ongoing service fee for us. So you do pay 1.65% per annum as the ongoing service fee, and\n\nChannel 1: Yes.\n\nChannel 0: that's deducted out of your super on a smaller monthly basis. And the idea of that as a percentage fee is it fluctuates with the market. So when the market's doing really well, when your super is performing nicely, you've got a lovely, you know, 12% return there, it does mean that our fee increases slightly with it as well. However, when the market takes a dip, it means that our fee also takes a bit of a dip with it. So our fee\n\nChannel 1: Yes.\n\nChannel 0: is linked to the performance with your super and the market conditions there. And\n\nChannel 1: Yes.\n\nChannel 0: that allows you obviously, we look after your super, the insurances, and things, but it's also entitling you to any updated advice. So any other advice we provide is fully complimentary as an ongoing client. You're entitled to things like cash on budgeting. We can do other investments. We can look at advice in other areas.\n\nWe also have mortgage brokers we can refer you through to if you wanted to have a look at, you know, reevaluating your mortgage.\n\nChannel 1: Hello?\n\nChannel 0: I'll also add the financial services guide in there as well, which outlines everything about who we are as a business, but also everything on me. So I'm a full licensed adviser. I'm registered through Astrid, and all my registration information is in that document for you to run your eyes over. It's a pretty boring document. I always tell everyone with the financial services guide, if you have trouble sleeping one night, feel free to whip it out, knock you out cold a few seconds, but they're that that boring.\n\nAnd it also takes you through all the other areas of advice that we're able to advise on under our license for you as well. Okay?\n\nChannel 1: Yes. Yes.\n\nChannel 0: Beautiful. I will just double check. We we are are also sending out what's called a tax file consent form. So we do\n\nChannel 1: Yes.\n\nChannel 0: hold your tax file number securely because we set your super up and your insurances. But we are very security conscious here with a lot going on in the world and all this, you know, hacking scandals everywhere left, right, and center. We're very security conscious with your information and your data. So that's why we do security with you. Whenever you call us or we call you, making sure\n\nChannel 1: Yep.\n\nChannel 0: that we're speaking to the correct person before providing anything to you. We do let you know that all of our calls are recorded, so we make sure that you're aware of that prior to the call as well. You're always welcome to say you don't wish to if you want to.\n\nChannel 1: Yes.\n\nChannel 0: And so the tax file consent form is just making sure you're aware that we do hold your tax file, letting you know the security we take to make sure it is all held securely and the reason for why we hold your tax file number. And\n\nChannel 1: Yeah.\n\nChannel 0: we just get you the consent to that as well every so often just to make sure we're updating our files for you. Okay?\n\nChannel 1: Yeah. Sounds good.\n\nChannel 0: Beautiful. There's a pretty easy interview for you today. There's not a lot of changes. Everything's working really nicely. But is there anything that I may have not have touched on that's important for you to ask me, or is there anything else that you might wanna ask me while you've\n\nChannel 1: No.\n\nChannel 0: got me here at all?\n\nChannel 1: No.\n\nChannel 0: No? Perfect. Well, if you ever do, please feel free to let me know. As your adviser, I'm here to help. I do work Monday to Thursday, but I do work until about seven, 08:00 at night.\n\nSo I'm more than happy to take your call after work hours or whenever suits you.\n\nChannel 1: Sure.\n\nChannel 0: And, yes, my you would've spoke to my lovely admin team member, Michelle, at some point. She'll be the one calling in about six months to book you in to do a bit of a catch up. And if you need anything\n\nChannel 1: Yep.\n\nChannel 0: in the meantime, it doesn't matter what it is. In our world, there is no such thing as a silly question. If it's something that's on your mind and you would like an answer to it, feel free to touch base and let us know, and we will do our to find the answer for you or connect you with the person who has the answer. Okay?\n\nChannel 1: Thank\n\nChannel 0: Anything. That's okay. I really appreciate you taking my call today, and I'll get that a pack out to you nice and ASAP. It'll also have all the documents I went through to give you an update of the balance and and the insurance and so you can run your eyes over those as\n\nChannel 1: you.\n\nChannel 0: well. Okay. Thank you. Thank you so\n\nChannel 1: Perfect.\n\nChannel 0: much\n\nChannel 1: Thank\n\nChannel 0: for your\n\nChannel 1: you,\n\nChannel 0: time,\n\nChannel 1: Eugenia.\n\nChannel 0: Amelia.\n\nChannel 1: Thank\n\nChannel 0: My\n\nChannel 1: you,\n\nChannel 0: pleasure.\n\nChannel 1: Georgina.\n\nChannel 0: I hope you have a not a worry. I hope you have a great afternoon. Enjoy that sunshine.\n\nChannel 1: Yeah. I will. It's lovely. Hope you get some on the weekend.\n\nChannel 0: I hope so too. Thank you so much. Enjoy your\n\nChannel 1: Bye\n\nChannel 0: afternoon.\n\nChannel 1: bye.\n\nChannel 0: I'll talk\n\nChannel 1: See\n\nChannel 0: to\n\nChannel 1: you.\n\nChannel 0: you soon.\n\nChannel 1: Bye\n\nChannel 0: Thank you.\n\nChannel 1: bye.\n\nChannel 0: Bye.\n\nChannel 1: Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":1.12,"end":1.62,"sentiment":"neutral","sentiment_score":0.0244807917624712}],"sentiment":"neutral","sentiment_score":0.0244807917624712,"channel":1,"num_words":1,"start":1.12,"end":1.62},{"sentences":[{"text":"Hi, Amelia.","start":2.48,"end":3.1999998,"sentiment":"neutral","sentiment_score":0.09674258530139923},{"text":"This is Dana from Okene Financial.","start":3.1999998,"end":4.98,"sentiment":"neutral","sentiment_score":0.12490664049983025},{"text":"How are you this afternoon?","start":5.04,"end":6.18,"sentiment":"neutral","sentiment_score":0.1694299340248108}],"sentiment":"neutral","sentiment_score":0.1376980525942949,"channel":0,"num_words":13,"start":2.48,"end":6.18},{"sentences":[{"text":"Well, thank you.","start":6.8799996,"end":7.6,"sentiment":"positive","sentiment_score":0.3463756243387858},{"text":"How are you?","start":7.6,"end":8.42,"sentiment":"neutral","sentiment_score":0.21222196022669473}],"sentiment":"neutral","sentiment_score":0.2792987922827403,"channel":1,"num_words":6,"start":6.8799996,"end":8.42},{"sentences":[{"text":"Very well.","start":8.96,"end":9.679999,"sentiment":"positive","sentiment_score":0.407254621386528}],"sentiment":"positive","sentiment_score":0.407254621386528,"channel":0,"num_words":2,"start":8.96,"end":9.679999},{"sentences":[{"text":"Good.","start":9.679999,"end":10.179999,"sentiment":"positive","sentiment_score":0.5204766988754272}],"sentiment":"positive","sentiment_score":0.5204766988754272,"channel":1,"num_words":1,"start":9.679999,"end":10.179999},{"sentences":[{"text":"Thank you.","start":9.679999,"end":10.16,"sentiment":"positive","sentiment_score":0.455490306019783},{"text":"I had","start":10.16,"end":10.8,"sentiment":"neutral","sentiment_score":0.13462933897972107}],"sentiment":"neutral","sentiment_score":0.29505982249975204,"channel":0,"num_words":4,"start":9.679999,"end":10.8},{"sentences":[{"text":"Oh,","start":10.8,"end":11.04,"sentiment":"neutral","sentiment_score":0.18126626312732697}],"sentiment":"neutral","sentiment_score":0.18126626312732697,"channel":1,"num_words":1,"start":10.8,"end":11.04},{"sentences":[{"text":"two","start":10.8,"end":11.04,"sentiment":"neutral","sentiment_score":0.1139974519610405}],"sentiment":"neutral","sentiment_score":0.1139974519610405,"channel":0,"num_words":1,"start":10.8,"end":11.04},{"sentences":[{"text":"good.","start":11.04,"end":11.54,"sentiment":"neutral","sentiment_score":0.30465203523635864}],"sentiment":"neutral","sentiment_score":0.30465203523635864,"channel":1,"num_words":1,"start":11.04,"end":11.54},{"sentences":[{"text":"booked in to go through your annual review today.","start":11.04,"end":12.96,"sentiment":"neutral","sentiment_score":0.21271234419610766},{"text":"Isn't that still a good time?","start":12.96,"end":14.42,"sentiment":"neutral","sentiment_score":0.1317059944073359}],"sentiment":"neutral","sentiment_score":0.18030980428059895,"channel":0,"num_words":15,"start":11.04,"end":14.42},{"sentences":[{"text":"Yeah.","start":14.8949995,"end":15.135,"sentiment":"neutral","sentiment_score":0.09278731048107149},{"text":"Sure.","start":15.135,"end":15.375,"sentiment":"neutral","sentiment_score":0.1261715441942215},{"text":"No problem.","start":15.375,"end":16.035,"sentiment":"neutral","sentiment_score":0.18720287829637527}],"sentiment":"neutral","sentiment_score":0.14834115281701088,"channel":1,"num_words":4,"start":14.8949995,"end":16.035},{"sentences":[{"text":"Oh, fantastic.","start":16.675,"end":17.575,"sentiment":"positive","sentiment_score":0.5039549767971039},{"text":"How's your day been so far?","start":17.875,"end":19.575,"sentiment":"neutral","sentiment_score":0.32034054895242053}],"sentiment":"positive","sentiment_score":0.3662441559135914,"channel":0,"num_words":8,"start":16.675,"end":19.575},{"sentences":[{"text":"Yeah.","start":20.015,"end":20.335,"sentiment":"neutral","sentiment_score":0.22214707732200625},{"text":"Really good.","start":20.335,"end":20.895,"sentiment":"positive","sentiment_score":0.4254429340362549},{"text":"Thank you.","start":20.895,"end":21.295,"sentiment":"positive","sentiment_score":0.3826937973499298},{"text":"How about yours?","start":21.295,"end":22.275,"sentiment":"neutral","sentiment_score":0.23434356351693472}],"sentiment":"neutral","sentiment_score":0.31768140383064747,"channel":1,"num_words":8,"start":20.015,"end":22.275},{"sentences":[{"text":"Yeah.","start":22.675,"end":22.994999,"sentiment":"neutral","sentiment_score":0.16230113804340365},{"text":"Good.","start":22.994999,"end":23.315,"sentiment":"neutral","sentiment_score":0.2528710663318634},{"text":"Really busy, but that's okay.","start":23.315,"end":24.915,"sentiment":"neutral","sentiment_score":0.1567550227046013},{"text":"We like it that way.","start":24.915,"end":26.295,"sentiment":"positive","sentiment_score":0.5330140113830566}],"sentiment":"neutral","sentiment_score":0.3220014479011297,"channel":0,"num_words":12,"start":22.675,"end":26.295},{"sentences":[{"text":"We do.","start":26.654999,"end":27.375,"sentiment":"neutral","sentiment_score":0.31804943084716797},{"text":"We do.","start":27.375,"end":28.115,"sentiment":"neutral","sentiment_score":0.29653100669384}],"sentiment":"neutral","sentiment_score":0.307290218770504,"channel":1,"num_words":4,"start":26.654999,"end":28.115},{"sentences":[{"text":"Fantastic.","start":29.25,"end":29.75,"sentiment":"positive","sentiment_score":0.560353696346283},{"text":"Amelia, before we jump into the call, just to let you know, we do record our calls for quality and training purposes.","start":30.13,"end":35.25,"sentiment":"neutral","sentiment_score":0.14848499609665436},{"text":"Are you happy for me to proceed with that?","start":35.25,"end":37.51,"sentiment":"neutral","sentiment_score":0.17176040841473472}],"sentiment":"neutral","sentiment_score":0.16790210269391537,"channel":0,"num_words":32,"start":29.25,"end":37.51},{"sentences":[{"text":"Yes.","start":37.88,"end":38.2,"sentiment":"neutral","sentiment_score":0.08218131214380264},{"text":"No prob.","start":38.2,"end":38.940002,"sentiment":"neutral","sentiment_score":0.13282425701618195}],"sentiment":"neutral","sentiment_score":0.11594327539205551,"channel":1,"num_words":3,"start":37.88,"end":38.940002},{"sentences":[{"text":"Fantastic.","start":39.41,"end":39.91,"sentiment":"positive","sentiment_score":0.378097265958786},{"text":"And just to the security day with you as well, we are discussing your personal information.","start":40.795,"end":44.655,"sentiment":"neutral","sentiment_score":0.16624835971742868},{"text":"So I'll just get you to confirm your full name, your date of birth, and address I should have on file.","start":44.714996,"end":49.375,"sentiment":"neutral","sentiment_score":0.11714927284490495}],"sentiment":"neutral","sentiment_score":0.14468962503106972,"channel":0,"num_words":38,"start":39.41,"end":49.375},{"sentences":[{"text":"Amelia Jane Ferguson.","start":50.434998,"end":51.795,"sentiment":"neutral","sentiment_score":0.01417128803829352},{"text":"'78.","start":51.795,"end":54.114998,"sentiment":"neutral","sentiment_score":0.012197643518447876},{"text":"2000 Common, Camden Park, New South Wales.","start":54.114998,"end":57.015,"sentiment":"neutral","sentiment_score":0.027836281673184464}],"sentiment":"neutral","sentiment_score":0.022687770849601788,"channel":1,"num_words":11,"start":50.434998,"end":57.015},{"sentences":[{"text":"Beautiful.","start":57.4,"end":57.9,"sentiment":"positive","sentiment_score":0.40883344411849976},{"text":"Thank you so much for that.","start":58.04,"end":59.32,"sentiment":"positive","sentiment_score":0.5519820302724838},{"text":"And how's the weather down there?","start":59.32,"end":61.02,"sentiment":"neutral","sentiment_score":0.19922306140263876}],"sentiment":"positive","sentiment_score":0.37815876878224886,"channel":0,"num_words":13,"start":57.4,"end":61.02},{"sentences":[{"text":"Lovely.","start":62.050003,"end":62.370003,"sentiment":"positive","sentiment_score":0.4168698191642761},{"text":"Beautiful.","start":62.370003,"end":62.870003,"sentiment":"positive","sentiment_score":0.41719546914100647}],"sentiment":"positive","sentiment_score":0.4170326441526413,"channel":1,"num_words":2,"start":62.050003,"end":62.870003},{"sentences":[{"text":"Yeah.","start":62.760002,"end":63.260002,"sentiment":"neutral","sentiment_score":0.22603122889995575}],"sentiment":"neutral","sentiment_score":0.22603122889995575,"channel":0,"num_words":1,"start":62.760002,"end":63.260002},{"sentences":[{"text":"About twenty twenty seven today.","start":63.57,"end":65.25,"sentiment":"neutral","sentiment_score":0.16961875259876252},{"text":"It's stunning.","start":65.25,"end":66.23,"sentiment":"positive","sentiment_score":0.5173932015895844}],"sentiment":"neutral","sentiment_score":0.26898288088185446,"channel":1,"num_words":7,"start":63.57,"end":66.23},{"sentences":[{"text":"Oh, that's lovely.","start":66.395,"end":67.994995,"sentiment":"neutral","sentiment_score":0.29770885904630023},{"text":"It's been nothing but rain here for the past week.","start":67.994995,"end":70.475,"sentiment":"neutral","sentiment_score":-0.04581345599144697},{"text":"It's horrendous the amount of rain we're getting.","start":70.475,"end":72.655,"sentiment":"neutral","sentiment_score":-0.3246283642947674}],"sentiment":"neutral","sentiment_score":-0.10295404272065276,"channel":0,"num_words":21,"start":66.395,"end":72.655},{"sentences":[{"text":"Oh, wow.","start":72.935005,"end":73.495,"sentiment":"neutral","sentiment_score":0.08639322966337204},{"text":"Yeah.","start":73.495,"end":73.735,"sentiment":"neutral","sentiment_score":0.05593158304691315},{"text":"No.","start":73.735,"end":73.895004,"sentiment":"neutral","sentiment_score":0.1253490447998047},{"text":"It's lovely for you.","start":73.895004,"end":75.195,"sentiment":"positive","sentiment_score":0.3450220376253128}],"sentiment":"neutral","sentiment_score":0.21676940470933914,"channel":1,"num_words":8,"start":72.935005,"end":75.195},{"sentences":[{"text":"Oh, looking forward to the the sun coming back out, hopefully, for the weekend maybe.","start":75.595,"end":80.494995,"sentiment":"neutral","sentiment_score":0.2845337917407354}],"sentiment":"neutral","sentiment_score":0.2845337917407354,"channel":0,"num_words":15,"start":75.595,"end":80.494995},{"sentences":[{"text":"Yes.","start":80.935005,"end":81.255005,"sentiment":"neutral","sentiment_score":0.17206060886383057},{"text":"Yes.","start":81.255005,"end":81.575005,"sentiment":"neutral","sentiment_score":0.2341000735759735},{"text":"That will be nice for you guys.","start":81.575005,"end":83.195,"sentiment":"positive","sentiment_score":0.42749631830624174}],"sentiment":"positive","sentiment_score":0.37762610117594403,"channel":1,"num_words":9,"start":80.935005,"end":83.195},{"sentences":[{"text":"Absolutely.","start":83.93,"end":84.43,"sentiment":"positive","sentiment_score":0.3427104949951172},{"text":"All good.","start":85.130005,"end":85.69,"sentiment":"neutral","sentiment_score":0.3161659985780716},{"text":"Well, as we kinda jump into the review, then I'll go through and give you a bit of an update on your super.","start":85.69,"end":90.33,"sentiment":"neutral","sentiment_score":0.10981887028269145},{"text":"I know you've had a little bit of change in the investments over the last few, so I'll go through those with you.","start":90.33,"end":96.11,"sentiment":"neutral","sentiment_score":0.06783557626540246},{"text":"Is there anything particular you wanted to ask me or have me touch base on with regard to your review?","start":96.375,"end":101.915,"sentiment":"neutral","sentiment_score":0.03551609739661217}],"sentiment":"neutral","sentiment_score":0.08364372044477773,"channel":0,"num_words":69,"start":83.93,"end":101.915},{"sentences":[{"text":"No.","start":102.655,"end":102.895,"sentiment":"neutral","sentiment_score":-0.21912097930908203},{"text":"Not really.","start":102.895,"end":103.635,"sentiment":"neutral","sentiment_score":-0.21262728422880173},{"text":"No.","start":103.775,"end":104.275,"sentiment":"neutral","sentiment_score":-0.241867333650589}],"sentiment":"neutral","sentiment_score":-0.22156072035431862,"channel":1,"num_words":4,"start":102.655,"end":104.275},{"sentences":[{"text":"Nope.","start":104.295,"end":104.795,"sentiment":"neutral","sentiment_score":-0.2658332586288452},{"text":"Nope.","start":104.855,"end":105.255005,"sentiment":"neutral","sentiment_score":-0.1837795227766037},{"text":"That's okay.","start":105.255005,"end":106.075005,"sentiment":"neutral","sentiment_score":-0.03778594359755516},{"text":"Not a problem at all.","start":106.295,"end":107.675,"sentiment":"neutral","sentiment_score":0.04459759145975113},{"text":"And other than going through your survey insurances and just reasserted of assessing everything at the moment, has there been any major changes in your circumstances over the last twelve months that we may not be aware of yet?","start":108.055,"end":120.59,"sentiment":"neutral","sentiment_score":-0.07480694468204792}],"sentiment":"neutral","sentiment_score":-0.06707640737295151,"channel":0,"num_words":48,"start":104.295,"end":120.59},{"sentences":[{"text":"No.","start":122.02,"end":122.34,"sentiment":"neutral","sentiment_score":-0.14793750643730164},{"text":"The only thing I did was buy a new car last December.","start":122.34,"end":125.08,"sentiment":"neutral","sentiment_score":-0.081467575704058}],"sentiment":"neutral","sentiment_score":-0.08658064729892291,"channel":1,"num_words":13,"start":122.02,"end":125.08},{"sentences":[{"text":"Yep.","start":126.255,"end":126.755,"sentiment":"neutral","sentiment_score":0.03140626847743988}],"sentiment":"neutral","sentiment_score":0.03140626847743988,"channel":0,"num_words":1,"start":126.255,"end":126.755},{"sentences":[{"text":"That's really, yeah, that's really it.","start":127.585,"end":130.00499,"sentiment":"neutral","sentiment_score":-0.008448106236755848}],"sentiment":"neutral","sentiment_score":-0.008448106236755848,"channel":1,"num_words":6,"start":127.585,"end":130.00499},{"sentences":[{"text":"Oh, fantastic.","start":130.415,"end":131.315,"sentiment":"neutral","sentiment_score":0.3278243690729141},{"text":"What kind of car did you end up getting?","start":131.69499,"end":133.315,"sentiment":"neutral","sentiment_score":0.05922702161802186}],"sentiment":"neutral","sentiment_score":0.10806290297345682,"channel":0,"num_words":11,"start":130.415,"end":133.315},{"sentences":[{"text":"It's a Toyota Prado.","start":134.14499,"end":135.605,"sentiment":"neutral","sentiment_score":0.06852670665830374}],"sentiment":"neutral","sentiment_score":0.06852670665830374,"channel":1,"num_words":4,"start":134.14499,"end":135.605},{"sentences":[{"text":"Oh, nice.","start":136.815,"end":137.555,"sentiment":"neutral","sentiment_score":0.2483406513929367}],"sentiment":"neutral","sentiment_score":0.2483406513929367,"channel":0,"num_words":2,"start":136.815,"end":137.555},{"sentences":[{"text":"Yeah.","start":137.825,"end":138.14499,"sentiment":"neutral","sentiment_score":0.23555105924606323},{"text":"It is nice.","start":138.14499,"end":138.785,"sentiment":"positive","sentiment_score":0.3873150845368703},{"text":"Yeah.","start":138.785,"end":139.025,"sentiment":"neutral","sentiment_score":0.22860011458396912},{"text":"It's good.","start":139.025,"end":139.425,"sentiment":"positive","sentiment_score":0.35278554260730743},{"text":"I like","start":139.425,"end":139.825,"sentiment":"neutral","sentiment_score":0.23415731638669968}],"sentiment":"neutral","sentiment_score":0.31110912726985085,"channel":1,"num_words":9,"start":137.825,"end":139.825},{"sentences":[{"text":"Yeah.","start":139.8,"end":140.3,"sentiment":"neutral","sentiment_score":0.18261395394802096}],"sentiment":"neutral","sentiment_score":0.18261395394802096,"channel":0,"num_words":1,"start":139.8,"end":140.3},{"sentences":[{"text":"it.","start":139.825,"end":140.325,"sentiment":"neutral","sentiment_score":0.19925276935100555}],"sentiment":"neutral","sentiment_score":0.19925276935100555,"channel":1,"num_words":1,"start":139.825,"end":140.325},{"sentences":[{"text":"Yeah.","start":140.68,"end":141.08,"sentiment":"neutral","sentiment_score":0.2357441484928131},{"text":"Excellent.","start":141.08,"end":141.58,"sentiment":"positive","sentiment_score":0.5551042556762695},{"text":"That's fantastic.","start":141.8,"end":142.7,"sentiment":"positive","sentiment_score":0.6761212348937988},{"text":"Well, congratulations on the new car.","start":143.48,"end":146.28,"sentiment":"positive","sentiment_score":0.6982379853725433},{"text":"That's excellent.","start":146.28,"end":147.08,"sentiment":"positive","sentiment_score":0.5738673210144043}],"sentiment":"positive","sentiment_score":0.623354452351729,"channel":0,"num_words":12,"start":140.68,"end":147.08},{"sentences":[{"text":"I did have here that you had a a Land Cruiser.","start":147.08,"end":149.4,"sentiment":"neutral","sentiment_score":0.08812165632843971},{"text":"Do you still have that vehicle?","start":149.4,"end":150.86,"sentiment":"neutral","sentiment_score":0.02303847608466943}],"sentiment":"neutral","sentiment_score":0.06515112212475609,"channel":0,"num_words":17,"start":147.08,"end":150.86},{"sentences":[{"text":"No.","start":151.5,"end":151.66,"sentiment":"neutral","sentiment_score":-0.05263686925172806},{"text":"It's sold that one.","start":151.66,"end":152.88,"sentiment":"neutral","sentiment_score":0.000055066775530576706}],"sentiment":"neutral","sentiment_score":-0.01048332042992115,"channel":1,"num_words":5,"start":151.5,"end":152.88},{"sentences":[{"text":"Perfect.","start":153.485,"end":153.88501,"sentiment":"positive","sentiment_score":0.35050147771835327},{"text":"We got the Prado now and sold the Land Cruiser.","start":153.88501,"end":158.54501,"sentiment":"neutral","sentiment_score":0.19344952702522278},{"text":"Excellent.","start":158.845,"end":159.345,"sentiment":"positive","sentiment_score":0.3637807071208954},{"text":"What sort of value do you think you'd put on the Prado, do you think?","start":159.725,"end":162.785,"sentiment":"neutral","sentiment_score":0.06646919573346774}],"sentiment":"neutral","sentiment_score":0.13503019967012936,"channel":0,"num_words":27,"start":153.485,"end":162.785},{"sentences":[{"text":"What would it be valued at?","start":164.585,"end":166.285,"sentiment":"neutral","sentiment_score":0.019129488927622635}],"sentiment":"neutral","sentiment_score":0.019129488927622635,"channel":1,"num_words":6,"start":164.585,"end":166.285},{"sentences":[{"text":"Yeah.","start":166.67001,"end":167.17001,"sentiment":"neutral","sentiment_score":0.022802524268627167}],"sentiment":"neutral","sentiment_score":0.022802524268627167,"channel":0,"num_words":1,"start":166.67001,"end":167.17001},{"sentences":[{"text":"It's a good question.","start":169.85,"end":170.99,"sentiment":"neutral","sentiment_score":0.04265559557825327}],"sentiment":"neutral","sentiment_score":0.04265559557825327,"channel":1,"num_words":4,"start":169.85,"end":170.99},{"sentences":[{"text":"What sort of value is it to you if you had to sell the car?","start":172.27,"end":175.15001,"sentiment":"neutral","sentiment_score":0.0036299591263135272},{"text":"What would you want for it?","start":175.15001,"end":176.61,"sentiment":"neutral","sentiment_score":-0.004709034847716491}],"sentiment":"neutral","sentiment_score":0.001247389419447808,"channel":0,"num_words":21,"start":172.27,"end":176.61},{"sentences":[{"text":"Probably, like, 85.","start":178.65001,"end":182.355,"sentiment":"neutral","sentiment_score":-0.000615337553123633},{"text":"Yeah.","start":182.355,"end":182.855,"sentiment":"neutral","sentiment_score":0.008909163996577263}],"sentiment":"neutral","sentiment_score":0.001765787834301591,"channel":1,"num_words":4,"start":178.65001,"end":182.855},{"sentences":[{"text":"85,000?","start":183.665,"end":184.645,"sentiment":"neutral","sentiment_score":0.014881685376167296},{"text":"Yeah.","start":184.705,"end":185.025,"sentiment":"neutral","sentiment_score":0.07056953758001328},{"text":"Perfect.","start":185.025,"end":185.525,"sentiment":"neutral","sentiment_score":0.16926784813404083},{"text":"Yep.","start":185.985,"end":186.465,"sentiment":"neutral","sentiment_score":0.14032064378261566},{"text":"Excellent.","start":186.465,"end":186.965,"sentiment":"neutral","sentiment_score":0.3255048990249634}],"sentiment":"neutral","sentiment_score":0.14410892277956008,"channel":0,"num_words":5,"start":183.665,"end":186.965},{"sentences":[{"text":"Lovely.","start":187.265,"end":187.765,"sentiment":"neutral","sentiment_score":0.3298220634460449},{"text":"You put 85 on there.","start":187.825,"end":189.025,"sentiment":"neutral","sentiment_score":0.15346458852291106},{"text":"And do you have a loan on the vehicle, or is it owned outright?","start":189.025,"end":191.765,"sentiment":"neutral","sentiment_score":0.015905235361840044}],"sentiment":"neutral","sentiment_score":0.06599091505631804,"channel":0,"num_words":20,"start":187.265,"end":191.765},{"sentences":[{"text":"I just popped in I just popped up my home loan with it.","start":192.515,"end":195.575,"sentiment":"neutral","sentiment_score":0.004530661381207979}],"sentiment":"neutral","sentiment_score":0.004530661381207979,"channel":1,"num_words":13,"start":192.515,"end":195.575},{"sentences":[{"text":"Okay.","start":196.05,"end":196.29,"sentiment":"neutral","sentiment_score":0.02090843766927719}],"sentiment":"neutral","sentiment_score":0.02090843766927719,"channel":0,"num_words":1,"start":196.05,"end":196.29},{"sentences":[{"text":"I","start":196.28,"end":196.44,"sentiment":"neutral","sentiment_score":0.013773342594504356}],"sentiment":"neutral","sentiment_score":0.013773342594504356,"channel":1,"num_words":1,"start":196.28,"end":196.44},{"sentences":[{"text":"Yeah.","start":196.29,"end":196.77,"sentiment":"neutral","sentiment_score":0.023449473083019257}],"sentiment":"neutral","sentiment_score":0.023449473083019257,"channel":0,"num_words":1,"start":196.29,"end":196.77},{"sentences":[{"text":"just popped","start":196.44,"end":196.84,"sentiment":"neutral","sentiment_score":0.02803027629852295}],"sentiment":"neutral","sentiment_score":0.02803027629852295,"channel":1,"num_words":2,"start":196.44,"end":196.84},{"sentences":[{"text":"Perfect.","start":196.77,"end":197.27,"sentiment":"neutral","sentiment_score":0.07642348110675812}],"sentiment":"neutral","sentiment_score":0.07642348110675812,"channel":0,"num_words":1,"start":196.77,"end":197.27},{"sentences":[{"text":"it onto my onto my current sort of loan, if that makes sense.","start":196.84,"end":200.12,"sentiment":"neutral","sentiment_score":0.03848714524736771},{"text":"Yeah.","start":200.12,"end":200.62,"sentiment":"neutral","sentiment_score":0.022375179454684258}],"sentiment":"neutral","sentiment_score":0.037336290547890325,"channel":1,"num_words":14,"start":196.84,"end":200.62},{"sentences":[{"text":"Yeah.","start":200.29,"end":200.69,"sentiment":"neutral","sentiment_score":0.028313081711530685},{"text":"Absolutely.","start":200.69,"end":201.19,"sentiment":"neutral","sentiment_score":0.03795750439167023},{"text":"Not a problem at all.","start":201.65,"end":202.69,"sentiment":"neutral","sentiment_score":0.013730400800704956},{"text":"So with the home loan there, we had you owing about 90,000, and I had a 148 in the redraw.","start":202.69,"end":209.205,"sentiment":"neutral","sentiment_score":-0.03822348602116108},{"text":"I'm not sure if the 90 was minus a 148.","start":209.52501,"end":212.565,"sentiment":"neutral","sentiment_score":-0.06367333605885506}],"sentiment":"neutral","sentiment_score":-0.034223797051487745,"channel":0,"num_words":37,"start":200.29,"end":212.565},{"sentences":[{"text":"Apologies for that.","start":212.565,"end":213.785,"sentiment":"neutral","sentiment_score":-0.12941338121891022},{"text":"But how much do you owe on you're right.","start":214.725,"end":217.285,"sentiment":"neutral","sentiment_score":-0.035102902808123164},{"text":"How much do you owe on it now?","start":217.285,"end":218.905,"sentiment":"neutral","sentiment_score":-0.008029454038478434},{"text":"You're right.","start":221.285,"end":222.025,"sentiment":"neutral","sentiment_score":0.023348706774413586}],"sentiment":"neutral","sentiment_score":-0.03280474944040179,"channel":0,"num_words":22,"start":212.565,"end":222.025},{"sentences":[{"text":"Home loan's at 112.","start":224.51999,"end":226.54,"sentiment":"neutral","sentiment_score":0.016748660011216998}],"sentiment":"neutral","sentiment_score":0.016748660011216998,"channel":1,"num_words":4,"start":224.51999,"end":226.54},{"sentences":[{"text":"Perfect.","start":228.41,"end":228.89,"sentiment":"neutral","sentiment_score":0.1177697330713272},{"text":"And is that do you have anything in the redraw on top of that, or is that minus anything sitting in the redraw?","start":228.89,"end":234.98999,"sentiment":"neutral","sentiment_score":-0.028389635212395504}],"sentiment":"neutral","sentiment_score":-0.022299661533907056,"channel":0,"num_words":24,"start":228.41,"end":234.98999},{"sentences":[{"text":"Yeah.","start":237.925,"end":238.245,"sentiment":"neutral","sentiment_score":-0.028852125629782677},{"text":"Sitting in the redraw.","start":238.245,"end":239.465,"sentiment":"neutral","sentiment_score":-0.05260008666664362},{"text":"No.","start":241.44499,"end":241.685,"sentiment":"neutral","sentiment_score":-0.04282764717936516},{"text":"There's nothing in the redraw.","start":241.685,"end":242.965,"sentiment":"neutral","sentiment_score":-0.20552310347557068},{"text":"Like, there's like, the available redraw is a 123.","start":242.965,"end":247.465,"sentiment":"neutral","sentiment_score":-0.08464179105228847}],"sentiment":"neutral","sentiment_score":-0.1035735878162086,"channel":1,"num_words":20,"start":237.925,"end":247.465},{"sentences":[{"text":"But","start":248.005,"end":248.245,"sentiment":"neutral","sentiment_score":-0.03898223116993904}],"sentiment":"neutral","sentiment_score":-0.03898223116993904,"channel":1,"num_words":1,"start":248.005,"end":248.245},{"sentences":[{"text":"Okay.","start":248.06499,"end":248.56499,"sentiment":"neutral","sentiment_score":-0.03261072188615799}],"sentiment":"neutral","sentiment_score":-0.03261072188615799,"channel":0,"num_words":1,"start":248.06499,"end":248.56499},{"sentences":[{"text":"then that no.","start":248.245,"end":249.22,"sentiment":"neutral","sentiment_score":-0.05429489413897196},{"text":"I just sit I just sit on that amount if that makes sense.","start":249.22,"end":251.78,"sentiment":"neutral","sentiment_score":-0.045140803719942384},{"text":"I could transfer all my,","start":251.78,"end":253.16,"sentiment":"neutral","sentiment_score":0.006854859925806522}],"sentiment":"neutral","sentiment_score":-0.034068611007006394,"channel":1,"num_words":21,"start":248.245,"end":253.16},{"sentences":[{"text":"Yep.","start":253.70001,"end":254.20001,"sentiment":"neutral","sentiment_score":0.019340304657816887}],"sentiment":"neutral","sentiment_score":0.019340304657816887,"channel":0,"num_words":1,"start":253.70001,"end":254.20001},{"sentences":[{"text":"like, wages into that one if that makes sense.","start":254.42,"end":256.6,"sentiment":"neutral","sentiment_score":0.019834083401494555}],"sentiment":"neutral","sentiment_score":0.019834083401494555,"channel":1,"num_words":9,"start":254.42,"end":256.6},{"sentences":[{"text":"It does.","start":256.82,"end":257.46,"sentiment":"neutral","sentiment_score":0.04285578615963459},{"text":"Yeah.","start":257.46,"end":257.78,"sentiment":"neutral","sentiment_score":0.16767913103103638},{"text":"Perfect.","start":257.78,"end":258.28,"sentiment":"positive","sentiment_score":0.4088178873062134}],"sentiment":"neutral","sentiment_score":0.16555214766412973,"channel":0,"num_words":4,"start":256.82,"end":258.28},{"sentences":[{"text":"Yeah.","start":258.1,"end":258.6,"sentiment":"neutral","sentiment_score":0.1546890139579773}],"sentiment":"neutral","sentiment_score":0.1546890139579773,"channel":1,"num_words":1,"start":258.1,"end":258.6},{"sentences":[{"text":"Not","start":258.42,"end":258.66,"sentiment":"neutral","sentiment_score":0.12928131222724917}],"sentiment":"neutral","sentiment_score":0.12928131222724917,"channel":0,"num_words":1,"start":258.42,"end":258.66},{"sentences":[{"text":"Yes,","start":258.66,"end":259.16,"sentiment":"neutral","sentiment_score":0.10586455464363098}],"sentiment":"neutral","sentiment_score":0.10586455464363098,"channel":1,"num_words":1,"start":258.66,"end":259.16},{"sentences":[{"text":"a problem at all.","start":258.66,"end":259.72,"sentiment":"neutral","sentiment_score":0.13284900039434433},{"text":"Excellent.","start":260.02002,"end":260.52002,"sentiment":"positive","sentiment_score":0.4881466925144195},{"text":"And I also have the asset value on the property of about 1,500,000 last year.","start":260.98,"end":266.145,"sentiment":"neutral","sentiment_score":0.13146050771077475},{"text":"Would you keep that about the same, or do you think it might have increased in value a bit?","start":266.145,"end":269.845,"sentiment":"neutral","sentiment_score":0.046255113753049}],"sentiment":"neutral","sentiment_score":0.09923839669388074,"channel":0,"num_words":39,"start":258.66,"end":269.845},{"sentences":[{"text":"Yeah.","start":269.595,"end":269.755,"sentiment":"neutral","sentiment_score":-0.000965566374361515},{"text":"No.","start":269.755,"end":269.995,"sentiment":"neutral","sentiment_score":-0.05555488541722298},{"text":"I reckon it's about the same.","start":269.995,"end":271.195,"sentiment":"neutral","sentiment_score":-0.05123363435268402},{"text":"How's it been selling for","start":271.195,"end":272.155,"sentiment":"neutral","sentiment_score":-0.012767527997493745}],"sentiment":"neutral","sentiment_score":-0.032904607530396715,"channel":1,"num_words":13,"start":269.595,"end":272.155},{"sentences":[{"text":"The","start":271.985,"end":272.22498,"sentiment":"neutral","sentiment_score":-0.02974465675652027}],"sentiment":"neutral","sentiment_score":-0.02974465675652027,"channel":0,"num_words":1,"start":271.985,"end":272.22498},{"sentences":[{"text":"around","start":272.155,"end":272.39502,"sentiment":"neutral","sentiment_score":-0.01591069996356964}],"sentiment":"neutral","sentiment_score":-0.01591069996356964,"channel":1,"num_words":1,"start":272.155,"end":272.39502},{"sentences":[{"text":"same.","start":272.22498,"end":272.72498,"sentiment":"neutral","sentiment_score":-0.01782536506652832}],"sentiment":"neutral","sentiment_score":-0.01782536506652832,"channel":0,"num_words":1,"start":272.22498,"end":272.72498},{"sentences":[{"text":"that ish.","start":272.39502,"end":272.875,"sentiment":"neutral","sentiment_score":0.00047520711086690426},{"text":"Yeah.","start":272.875,"end":273.375,"sentiment":"neutral","sentiment_score":0.1285533308982849}],"sentiment":"neutral","sentiment_score":0.04316791504000624,"channel":1,"num_words":3,"start":272.39502,"end":273.375},{"sentences":[{"text":"Fantastic.","start":274.065,"end":274.565,"sentiment":"positive","sentiment_score":0.41327062249183655},{"text":"And do you still have your debt scheme?","start":275.185,"end":276.965,"sentiment":"neutral","sentiment_score":0.08082213206216693}],"sentiment":"neutral","sentiment_score":0.1177608532210191,"channel":0,"num_words":9,"start":274.065,"end":276.965},{"sentences":[{"text":"Yep.","start":278.03,"end":278.43,"sentiment":"neutral","sentiment_score":0.03934377431869507},{"text":"Still got that.","start":278.43,"end":279.49,"sentiment":"neutral","sentiment_score":0.07774546990791957}],"sentiment":"neutral","sentiment_score":0.06814504601061344,"channel":1,"num_words":4,"start":278.03,"end":279.49},{"sentences":[{"text":"Beautiful.","start":279.94,"end":280.44,"sentiment":"positive","sentiment_score":0.44117802381515503},{"text":"I have an asset value of about 15,000 on the Jet Ski.","start":280.5,"end":284.2,"sentiment":"neutral","sentiment_score":0.16508965318401655}],"sentiment":"neutral","sentiment_score":0.18632722015564257,"channel":0,"num_words":13,"start":279.94,"end":284.2},{"sentences":[{"text":"Yeah.","start":284.34998,"end":284.75,"sentiment":"neutral","sentiment_score":0.1802496612071991},{"text":"Perfect.","start":284.75,"end":285.25,"sentiment":"positive","sentiment_score":0.4122820496559143}],"sentiment":"neutral","sentiment_score":0.2962658554315567,"channel":1,"num_words":2,"start":284.34998,"end":285.25},{"sentences":[{"text":"Excellent.","start":286.02002,"end":286.52002,"sentiment":"positive","sentiment_score":0.40050244331359863},{"text":"And then the other asset I've got noted here is your 50% ownership in the childcare center.","start":286.66,"end":291.56,"sentiment":"neutral","sentiment_score":0.10239030968616991}],"sentiment":"neutral","sentiment_score":0.11895209488769372,"channel":0,"num_words":18,"start":286.02002,"end":291.56},{"sentences":[{"text":"Yep.","start":292.125,"end":292.625,"sentiment":"neutral","sentiment_score":0.04149534180760384}],"sentiment":"neutral","sentiment_score":0.04149534180760384,"channel":1,"num_words":1,"start":292.125,"end":292.625},{"sentences":[{"text":"Ownership value estimated at 2.5 mil.","start":292.355,"end":297.415,"sentiment":"neutral","sentiment_score":0.041386173417170845}],"sentiment":"neutral","sentiment_score":0.041386173417170845,"channel":0,"num_words":6,"start":292.355,"end":297.415},{"sentences":[{"text":"Yep.","start":297.805,"end":298.205,"sentiment":"neutral","sentiment_score":0.055496953427791595},{"text":"Yep.","start":298.205,"end":298.705,"sentiment":"neutral","sentiment_score":0.11857029050588608}],"sentiment":"neutral","sentiment_score":0.08703362196683884,"channel":1,"num_words":2,"start":297.805,"end":298.705},{"sentences":[{"text":"Beautiful.","start":299.315,"end":299.815,"sentiment":"positive","sentiment_score":0.34188276529312134},{"text":"And we had a a loan there as well as well, sorry, of about 86,000.","start":299.875,"end":304.61502,"sentiment":"neutral","sentiment_score":0.06696494470040003},{"text":"No.","start":305.2,"end":305.44,"sentiment":"neutral","sentiment_score":-0.03021938353776932},{"text":"Sorry.","start":305.44,"end":305.76,"sentiment":"neutral","sentiment_score":-0.04460742697119713},{"text":"860,000 owing still.","start":305.76,"end":307.84,"sentiment":"neutral","sentiment_score":-0.046553850173950195}],"sentiment":"neutral","sentiment_score":0.053898503560395467,"channel":0,"num_words":21,"start":299.315,"end":307.84},{"sentences":[{"text":"Is that right?","start":307.84,"end":308.66,"sentiment":"neutral","sentiment_score":-0.017479180668791134}],"sentiment":"neutral","sentiment_score":-0.017479180668791134,"channel":0,"num_words":3,"start":307.84,"end":308.66},{"sentences":[{"text":"Yeah.","start":309.0,"end":309.32,"sentiment":"neutral","sentiment_score":-0.00035274866968393326},{"text":"I think it's, like, $8.50 now or something.","start":309.32,"end":311.48,"sentiment":"neutral","sentiment_score":-0.007142666188883595},{"text":"Yep.","start":311.48,"end":311.72,"sentiment":"neutral","sentiment_score":0.009130760096013546}],"sentiment":"neutral","sentiment_score":-0.004836331808473915,"channel":1,"num_words":10,"start":309.0,"end":311.72},{"sentences":[{"text":"8","start":311.6,"end":311.92,"sentiment":"neutral","sentiment_score":0.0030759857036173344}],"sentiment":"neutral","sentiment_score":0.0030759857036173344,"channel":0,"num_words":1,"start":311.6,"end":311.92},{"sentences":[{"text":"It's about","start":311.72,"end":312.12,"sentiment":"neutral","sentiment_score":0.003335215151309967}],"sentiment":"neutral","sentiment_score":0.003335215151309967,"channel":1,"num_words":2,"start":311.72,"end":312.12},{"sentences":[{"text":"50.","start":311.92,"end":312.42,"sentiment":"neutral","sentiment_score":0.0036359098739922047}],"sentiment":"neutral","sentiment_score":0.0036359098739922047,"channel":0,"num_words":1,"start":311.92,"end":312.42},{"sentences":[{"text":"around that.","start":312.12,"end":312.76,"sentiment":"neutral","sentiment_score":0.006761910393834113}],"sentiment":"neutral","sentiment_score":0.006761910393834113,"channel":1,"num_words":2,"start":312.12,"end":312.76},{"sentences":[{"text":"Yep.","start":312.48,"end":312.98,"sentiment":"neutral","sentiment_score":0.04464566335082054}],"sentiment":"neutral","sentiment_score":0.04464566335082054,"channel":0,"num_words":1,"start":312.48,"end":312.98},{"sentences":[{"text":"Yep.","start":312.76,"end":313.26,"sentiment":"neutral","sentiment_score":0.09518752992153168}],"sentiment":"neutral","sentiment_score":0.09518752992153168,"channel":1,"num_words":1,"start":312.76,"end":313.26},{"sentences":[{"text":"Beautiful.","start":313.28,"end":313.78,"sentiment":"positive","sentiment_score":0.3830311894416809},{"text":"Not a problem.","start":314.08002,"end":314.80002,"sentiment":"neutral","sentiment_score":0.29226895173390705},{"text":"Update that for you.","start":314.80002,"end":315.92,"sentiment":"neutral","sentiment_score":0.26668723300099373},{"text":"Thank you.","start":315.92,"end":316.66,"sentiment":"neutral","sentiment_score":0.3159920424222946},{"text":"Any other assets that you would note down?","start":317.36002,"end":319.905,"sentiment":"neutral","sentiment_score":0.06494605308398604}],"sentiment":"neutral","sentiment_score":0.19322997145354748,"channel":0,"num_words":18,"start":313.28,"end":319.905},{"sentences":[{"text":"Another thing I do tend to note down sorry.","start":319.905,"end":322.145,"sentiment":"neutral","sentiment_score":-0.025816873750752874},{"text":"You're right.","start":322.145,"end":322.805,"sentiment":"neutral","sentiment_score":-0.04074343293905258},{"text":"Are you there?","start":329.26498,"end":329.82498,"sentiment":"neutral","sentiment_score":-0.03809935227036476},{"text":"So sorry.","start":329.82498,"end":330.225,"sentiment":"neutral","sentiment_score":-0.05288411118090153},{"text":"Can you hear me okay?","start":330.225,"end":331.365,"sentiment":"neutral","sentiment_score":-0.06721165329217911}],"sentiment":"neutral","sentiment_score":-0.041426822631841616,"channel":0,"num_words":21,"start":319.905,"end":331.365},{"sentences":[{"text":"Oh, yes.","start":331.42,"end":331.9,"sentiment":"neutral","sentiment_score":-0.01499104406684637},{"text":"Yep.","start":331.9,"end":332.14,"sentiment":"neutral","sentiment_score":-0.015998555347323418},{"text":"Sorry.","start":332.14,"end":332.30002,"sentiment":"neutral","sentiment_score":-0.05872157588601112},{"text":"You just said another thing I note down.","start":332.30002,"end":333.82,"sentiment":"neutral","sentiment_score":-0.07734505040571094},{"text":"I was just waiting for you to keep talking.","start":333.82,"end":335.68002,"sentiment":"neutral","sentiment_score":-0.10338472492165035}],"sentiment":"neutral","sentiment_score":-0.07875834032893181,"channel":1,"num_words":21,"start":331.42,"end":335.68002},{"sentences":[{"text":"Sorry.","start":336.18,"end":336.41998,"sentiment":"neutral","sentiment_score":-0.1184454783797264},{"text":"I didn't wanna interrupt you.","start":336.41998,"end":337.86,"sentiment":"neutral","sentiment_score":-0.17212291955947875},{"text":"Apologize for that.","start":337.86,"end":339.16,"sentiment":"neutral","sentiment_score":-0.17300218840440115},{"text":"I also like to note down content.","start":339.54,"end":341.24,"sentiment":"neutral","sentiment_score":-0.02855684794485569},{"text":"What sort of value would you put on your content?","start":341.38,"end":343.63998,"sentiment":"neutral","sentiment_score":-0.04395698010921478}],"sentiment":"neutral","sentiment_score":-0.08221286069601774,"channel":0,"num_words":26,"start":336.18,"end":343.63998},{"sentences":[{"text":"That's always hard,","start":346.285,"end":347.165,"sentiment":"neutral","sentiment_score":-0.15638610223929086}],"sentiment":"neutral","sentiment_score":-0.15638610223929086,"channel":1,"num_words":3,"start":346.285,"end":347.165},{"sentences":[{"text":"Sorry.","start":347.005,"end":347.505,"sentiment":"neutral","sentiment_score":-0.1172984540462494}],"sentiment":"neutral","sentiment_score":-0.1172984540462494,"channel":0,"num_words":1,"start":347.005,"end":347.505},{"sentences":[{"text":"isn't it?","start":347.165,"end":348.065,"sentiment":"neutral","sentiment_score":-0.07406263053417206},{"text":"I don't have a lot in the houses.","start":349.165,"end":350.845,"sentiment":"neutral","sentiment_score":-0.147129712626338},{"text":"That's really furniture and TVs and,","start":350.845,"end":353.185,"sentiment":"neutral","sentiment_score":-0.04504150214294592}],"sentiment":"neutral","sentiment_score":-0.09971324843354523,"channel":1,"num_words":16,"start":347.165,"end":353.185},{"sentences":[{"text":"Yeah.","start":353.485,"end":353.985,"sentiment":"neutral","sentiment_score":-0.021226420998573303}],"sentiment":"neutral","sentiment_score":-0.021226420998573303,"channel":0,"num_words":1,"start":353.485,"end":353.985},{"sentences":[{"text":"like, 20,000 would do maybe.","start":354.765,"end":356.945,"sentiment":"neutral","sentiment_score":-0.020440355129539966}],"sentiment":"neutral","sentiment_score":-0.020440355129539966,"channel":1,"num_words":5,"start":354.765,"end":356.945},{"sentences":[{"text":"Yep.","start":357.405,"end":357.88498,"sentiment":"neutral","sentiment_score":0.07692427933216095},{"text":"Beautiful.","start":357.88498,"end":358.38498,"sentiment":"positive","sentiment_score":0.4868617653846741},{"text":"Love that.","start":358.845,"end":359.565,"sentiment":"positive","sentiment_score":0.5829744040966034},{"text":"Excellent.","start":359.565,"end":360.065,"sentiment":"positive","sentiment_score":0.5329254865646362},{"text":"Perfect.","start":361.36,"end":361.86,"sentiment":"neutral","sentiment_score":0.03306160494685173}],"sentiment":"positive","sentiment_score":0.382620324070255,"channel":0,"num_words":6,"start":357.405,"end":361.86},{"sentences":[{"text":"And is there anything else that you would kinda note down about you","start":361.91998,"end":364.9,"sentiment":"neutral","sentiment_score":-2.446656043712909e-6}],"sentiment":"neutral","sentiment_score":-2.446656043712909e-6,"channel":0,"num_words":13,"start":361.91998,"end":364.9},{"sentences":[{"text":"I","start":365.90002,"end":366.06003,"sentiment":"neutral","sentiment_score":-0.013021129183471205}],"sentiment":"neutral","sentiment_score":-0.013021129183471205,"channel":1,"num_words":1,"start":365.90002,"end":366.06003},{"sentences":[{"text":"asset","start":366.0,"end":366.31998,"sentiment":"neutral","sentiment_score":-0.025578860193490986}],"sentiment":"neutral","sentiment_score":-0.025578860193490986,"channel":0,"num_words":1,"start":366.0,"end":366.31998},{"sentences":[{"text":"don't think","start":366.06003,"end":366.62003,"sentiment":"neutral","sentiment_score":-0.029020329006016254}],"sentiment":"neutral","sentiment_score":-0.029020329006016254,"channel":1,"num_words":2,"start":366.06003,"end":366.62003},{"sentences":[{"text":"wise?","start":366.31998,"end":366.81998,"sentiment":"neutral","sentiment_score":-0.020818382501602173}],"sentiment":"neutral","sentiment_score":-0.020818382501602173,"channel":0,"num_words":1,"start":366.31998,"end":366.81998},{"sentences":[{"text":"so.","start":366.62003,"end":367.12003,"sentiment":"neutral","sentiment_score":-0.00832811463624239},{"text":"No.","start":367.18002,"end":367.68002,"sentiment":"neutral","sentiment_score":-0.07173410058021545}],"sentiment":"neutral","sentiment_score":-0.04003110760822892,"channel":1,"num_words":2,"start":366.62003,"end":367.68002},{"sentences":[{"text":"No?","start":367.6,"end":368.1,"sentiment":"neutral","sentiment_score":-0.05162152647972107},{"text":"That's okay.","start":368.16,"end":368.97998,"sentiment":"neutral","sentiment_score":0.09485342726111412},{"text":"Beautiful.","start":369.12,"end":369.62,"sentiment":"positive","sentiment_score":0.6496293544769287},{"text":"Excellent.","start":369.75998,"end":370.25998,"sentiment":"positive","sentiment_score":0.6450638175010681},{"text":"And any other credit cards or personal loans or anything you'd note down as a liability?","start":370.47998,"end":374.66,"sentiment":"neutral","sentiment_score":0.13574196840636432}],"sentiment":"neutral","sentiment_score":0.17164999973915873,"channel":0,"num_words":21,"start":367.6,"end":374.66},{"sentences":[{"text":"No.","start":375.595,"end":376.095,"sentiment":"neutral","sentiment_score":-0.04982038587331772}],"sentiment":"neutral","sentiment_score":-0.04982038587331772,"channel":1,"num_words":1,"start":375.595,"end":376.095},{"sentences":[{"text":"No.","start":376.805,"end":377.305,"sentiment":"neutral","sentiment_score":0.033295657485723495},{"text":"Perfect.","start":377.44498,"end":377.94498,"sentiment":"positive","sentiment_score":0.3634026348590851},{"text":"Excellent.","start":378.16498,"end":378.66498,"sentiment":"positive","sentiment_score":0.35150256752967834},{"text":"Well, I'll give you a bit of an update on your super as well.","start":379.205,"end":382.905,"sentiment":"neutral","sentiment_score":0.1671533382364682},{"text":"After the call, I'll send out your annual review pack, but having a look at the way things are at the moment, Love technology when it wants to work.","start":382.965,"end":392.33,"sentiment":"neutral","sentiment_score":0.128162472412504}],"sentiment":"neutral","sentiment_score":0.14793607163364472,"channel":0,"num_words":46,"start":376.805,"end":392.33},{"sentences":[{"text":"I need this document to open.","start":392.33,"end":393.85,"sentiment":"neutral","sentiment_score":0.027524222309390705},{"text":"There we go.","start":393.85,"end":394.75,"sentiment":"neutral","sentiment_score":0.02437335563202699},{"text":"So at the moment, when we sort of have a look back at this time last year, the balance in the account was about $273,007.32 and 55¢.","start":395.29,"end":404.59,"sentiment":"neutral","sentiment_score":0.03148331679403782}],"sentiment":"neutral","sentiment_score":0.030195189639925957,"channel":0,"num_words":36,"start":392.33,"end":404.59},{"sentences":[{"text":"Yeah.","start":405.065,"end":405.565,"sentiment":"neutral","sentiment_score":0.10136687755584715}],"sentiment":"neutral","sentiment_score":0.10136687755584715,"channel":1,"num_words":1,"start":405.065,"end":405.565},{"sentences":[{"text":"Value of the account as of today, we've got 325,479 and 6¢ in there.","start":405.585,"end":413.425,"sentiment":"neutral","sentiment_score":0.15185375053149003},{"text":"So definitely a good increase.","start":413.425,"end":415.365,"sentiment":"positive","sentiment_score":0.4175101757049561}],"sentiment":"neutral","sentiment_score":0.22564720196856392,"channel":0,"num_words":19,"start":405.585,"end":415.365},{"sentences":[{"text":"Yep.","start":416.29,"end":416.79,"sentiment":"neutral","sentiment_score":0.20594768226146695}],"sentiment":"neutral","sentiment_score":0.20594768226146695,"channel":1,"num_words":1,"start":416.29,"end":416.79},{"sentences":[{"text":"Looking back there, we also provided a bit of an updated advice document last year, moved you into the low alpha growth portfolio.","start":416.705,"end":424.8,"sentiment":"neutral","sentiment_score":0.10734713271908138},{"text":"So I can sort of see there with the last twelve months, there was a bit of a change in the investments with that investments which that occurred.","start":425.34,"end":431.76,"sentiment":"neutral","sentiment_score":0.06338077570710864},{"text":"But all up for the last twelve months, the net return your portfolio has received is 12.06%, which is fantastic.","start":432.405,"end":440.66498,"sentiment":"positive","sentiment_score":0.4140351302921772},{"text":"That's a good result.","start":440.965,"end":441.94498,"sentiment":"positive","sentiment_score":0.5114774480462074}],"sentiment":"neutral","sentiment_score":0.19427010893821717,"channel":0,"num_words":75,"start":416.705,"end":441.94498},{"sentences":[{"text":"Yeah.","start":442.65002,"end":443.05002,"sentiment":"neutral","sentiment_score":0.19523349404335025},{"text":"Yep.","start":443.05002,"end":443.45,"sentiment":"neutral","sentiment_score":0.21547609567642212},{"text":"Good.","start":443.45,"end":443.95,"sentiment":"neutral","sentiment_score":0.20820266008377075}],"sentiment":"neutral","sentiment_score":0.2063040832678477,"channel":1,"num_words":3,"start":442.65002,"end":443.95},{"sentences":[{"text":"Yeah.","start":443.925,"end":444.425,"sentiment":"neutral","sentiment_score":0.19291584193706512},{"text":"Some people do prefer a dollar figure as opposed to a percentage.","start":444.81,"end":447.95,"sentiment":"neutral","sentiment_score":0.13186789552370706},{"text":"So that essentially means that the earnings your portfolio has made, its growth as well as income, is $41,042.08 for the year.","start":448.17,"end":457.61002,"sentiment":"neutral","sentiment_score":0.2111141678284515},{"text":"So it's a good solid return there.","start":457.61002,"end":459.63,"sentiment":"positive","sentiment_score":0.3640880989176886}],"sentiment":"neutral","sentiment_score":0.21353473744931675,"channel":0,"num_words":42,"start":443.925,"end":459.63},{"sentences":[{"text":"Yeah.","start":459.945,"end":460.345,"sentiment":"positive","sentiment_score":0.3669828176498413},{"text":"That is good.","start":460.345,"end":461.405,"sentiment":"neutral","sentiment_score":0.3220360080401103}],"sentiment":"neutral","sentiment_score":0.33327271044254303,"channel":1,"num_words":4,"start":459.945,"end":461.405},{"sentences":[{"text":"Yeah.","start":461.74503,"end":462.14502,"sentiment":"neutral","sentiment_score":0.09117981791496275},{"text":"To kinda give you an idea on how we work that out or how we sort of look at the returns, with the growth portfolio that you're in, we tend to see you generally see about nine sorry.","start":462.14502,"end":473.9,"sentiment":"neutral","sentiment_score":0.05585713179683999},{"text":"80% of your super invested in growth assets.","start":473.9,"end":476.37997,"sentiment":"neutral","sentiment_score":0.034353840397670865},{"text":"So thinking things like Australian shares, international shares, listed property, and also commodities, so precious metals like gold and silver.","start":476.37997,"end":484.31998,"sentiment":"neutral","sentiment_score":0.05877021048218012},{"text":"With","start":485.02,"end":485.18,"sentiment":"neutral","sentiment_score":0.0788896456360817}],"sentiment":"neutral","sentiment_score":0.055042285362587255,"channel":0,"num_words":68,"start":461.74503,"end":485.18},{"sentences":[{"text":"Yes.","start":485.03998,"end":485.53998,"sentiment":"neutral","sentiment_score":0.08551396429538727}],"sentiment":"neutral","sentiment_score":0.08551396429538727,"channel":1,"num_words":1,"start":485.03998,"end":485.53998},{"sentences":[{"text":"that kind of growth environment, you're looking to get the best returns you can.","start":485.18,"end":488.725,"sentiment":"neutral","sentiment_score":0.1653095425239631},{"text":"But on an average compounded over time, we are chasing about a seven to 9% return.","start":488.725,"end":494.805,"sentiment":"neutral","sentiment_score":0.028070297485101037},{"text":"So, realistically, anything over that 9% means that your portfolio has over performed and done extremely well for the year, but then anything under that nine 7%, sorry, means your portfolio has pretty well underperformed for the year.","start":494.805,"end":509.07,"sentiment":"neutral","sentiment_score":0.11648795111595016},{"text":"So it has done","start":509.07,"end":509.94998,"sentiment":"positive","sentiment_score":0.37411487847566605}],"sentiment":"neutral","sentiment_score":0.12064527793619265,"channel":0,"num_words":72,"start":485.18,"end":509.94998},{"sentences":[{"text":"Hello?","start":509.94,"end":510.44,"sentiment":"positive","sentiment_score":0.37600791454315186}],"sentiment":"positive","sentiment_score":0.37600791454315186,"channel":1,"num_words":1,"start":509.94,"end":510.44},{"sentences":[{"text":"really well.","start":509.94998,"end":510.77,"sentiment":"positive","sentiment_score":0.4934110641479492},{"text":"The other thing to sort of think about with this year is that we have seen a lot happening in The US and of this would be around more and what's happening globally.","start":511.22998,"end":518.82495,"sentiment":"neutral","sentiment_score":0.14594885943965477},{"text":"And then here in Australia, we've also got or had high inflation rates as well.","start":519.365,"end":523.605,"sentiment":"neutral","sentiment_score":0.1314809078971545},{"text":"So we've kind of been here on two ends.","start":523.605,"end":525.52496,"sentiment":"neutral","sentiment_score":0.17833028237024942},{"text":"So to kinda","start":525.52496,"end":526.56494,"sentiment":"positive","sentiment_score":0.38865939776102704}],"sentiment":"neutral","sentiment_score":0.17010159423995402,"channel":0,"num_words":62,"start":509.94998,"end":526.56494},{"sentences":[{"text":"Yes.","start":526.205,"end":526.705,"sentiment":"positive","sentiment_score":0.5165704488754272}],"sentiment":"positive","sentiment_score":0.5165704488754272,"channel":1,"num_words":1,"start":526.205,"end":526.705},{"sentences":[{"text":"go through all of that and still come up with a positive return, especially one that's over performed against the benchmark we work on for your portfolio, is actually fantastic to see.","start":526.56494,"end":537.16003,"sentiment":"positive","sentiment_score":0.713913781568408},{"text":"So really happy with that for you.","start":537.16003,"end":539.24005,"sentiment":"positive","sentiment_score":0.7642081465039935},{"text":"Okay?","start":539.24005,"end":539.74005,"sentiment":"positive","sentiment_score":0.33882611989974976}],"sentiment":"positive","sentiment_score":0.713338103890419,"channel":0,"num_words":40,"start":526.56494,"end":539.74005},{"sentences":[{"text":"Yes.","start":539.57,"end":540.07,"sentiment":"neutral","sentiment_score":0.2693360447883606},{"text":"Good.","start":540.37,"end":540.87,"sentiment":"positive","sentiment_score":0.3979773819446564},{"text":"Good.","start":541.01,"end":541.51,"sentiment":"positive","sentiment_score":0.35104888677597046}],"sentiment":"positive","sentiment_score":0.3394541045029958,"channel":1,"num_words":3,"start":539.57,"end":541.51},{"sentences":[{"text":"Yeah.","start":541.56,"end":542.06,"sentiment":"neutral","sentiment_score":0.3244643807411194},{"text":"Excellent.","start":542.76,"end":543.26,"sentiment":"positive","sentiment_score":0.4624480903148651},{"text":"I will ask you the call center, as I mentioned, your annual review packet, we'll have a copy of all these documents in there so you","start":544.12,"end":549.445,"sentiment":"neutral","sentiment_score":0.16676487716344687}],"sentiment":"neutral","sentiment_score":0.18295711704662868,"channel":0,"num_words":28,"start":541.56,"end":549.445},{"sentences":[{"text":"Yes.","start":549.425,"end":549.925,"sentiment":"neutral","sentiment_score":0.07798746228218079}],"sentiment":"neutral","sentiment_score":0.07798746228218079,"channel":1,"num_words":1,"start":549.425,"end":549.925},{"sentences":[{"text":"can have a look at them,","start":549.445,"end":550.74506,"sentiment":"neutral","sentiment_score":0.09027243653933208}],"sentiment":"neutral","sentiment_score":0.09027243653933208,"channel":0,"num_words":6,"start":549.445,"end":550.74506},{"sentences":[{"text":"Yes.","start":550.865,"end":551.365,"sentiment":"neutral","sentiment_score":0.08578111231327057}],"sentiment":"neutral","sentiment_score":0.08578111231327057,"channel":1,"num_words":1,"start":550.865,"end":551.365},{"sentences":[{"text":"run your eyes","start":550.885,"end":551.60504,"sentiment":"neutral","sentiment_score":0.08341941734155019}],"sentiment":"neutral","sentiment_score":0.08341941734155019,"channel":0,"num_words":3,"start":550.885,"end":551.60504},{"sentences":[{"text":"Go","start":551.425,"end":551.925,"sentiment":"neutral","sentiment_score":0.07258184999227524}],"sentiment":"neutral","sentiment_score":0.07258184999227524,"channel":1,"num_words":1,"start":551.425,"end":551.925},{"sentences":[{"text":"over, and feel free to let us know if you do happen to have any questions in there.","start":551.60504,"end":555.465,"sentiment":"neutral","sentiment_score":0.09851379257937272}],"sentiment":"neutral","sentiment_score":0.09851379257937272,"channel":0,"num_words":18,"start":551.60504,"end":555.465},{"sentences":[{"text":"ahead.","start":555.34503,"end":555.66504,"sentiment":"neutral","sentiment_score":0.045478954911231995},{"text":"Yes.","start":555.66504,"end":555.985,"sentiment":"neutral","sentiment_score":0.07306882739067078},{"text":"That's","start":555.985,"end":556.065,"sentiment":"neutral","sentiment_score":0.08631715178489685}],"sentiment":"neutral","sentiment_score":0.06828831136226654,"channel":1,"num_words":3,"start":555.34503,"end":556.065},{"sentences":[{"text":"But","start":556.005,"end":556.325,"sentiment":"neutral","sentiment_score":0.1031474471092224}],"sentiment":"neutral","sentiment_score":0.1031474471092224,"channel":0,"num_words":1,"start":556.005,"end":556.325},{"sentences":[{"text":"the goal.","start":556.065,"end":556.805,"sentiment":"neutral","sentiment_score":0.1100139394402504}],"sentiment":"neutral","sentiment_score":0.1100139394402504,"channel":1,"num_words":2,"start":556.065,"end":556.805},{"sentences":[{"text":"looking forward, when we kinda break down everything, some of your best performers in your portfolio were your physical gold.","start":556.325,"end":563.30005,"sentiment":"neutral","sentiment_score":0.2475464440882206},{"text":"That in itself was up by over 26%, which is great to see.","start":563.68005,"end":567.78,"sentiment":"positive","sentiment_score":0.5012829189117138},{"text":"We have also, sorry,","start":568.64,"end":571.7,"sentiment":"neutral","sentiment_score":0.1623523784801364}],"sentiment":"neutral","sentiment_score":0.3274869281496551,"channel":0,"num_words":37,"start":556.325,"end":571.7},{"sentences":[{"text":"No.","start":572.16003,"end":572.4,"sentiment":"neutral","sentiment_score":0.023710615932941437},{"text":"You're alright.","start":572.4,"end":573.06006,"sentiment":"neutral","sentiment_score":0.022068175254389644}],"sentiment":"neutral","sentiment_score":0.022615655480573576,"channel":1,"num_words":3,"start":572.16003,"end":573.06006},{"sentences":[{"text":"seen other assets like agriculture doing quite well.","start":572.735,"end":576.27496,"sentiment":"neutral","sentiment_score":0.2042025327682495},{"text":"Australian and US equities are also performing really well within your portfolio there.","start":576.815,"end":581.21497,"sentiment":"neutral","sentiment_score":0.2970284968614578},{"text":"So really happy with how all of that has gone.","start":581.21497,"end":584.035,"sentiment":"positive","sentiment_score":0.5969624042510986},{"text":"I wouldn't sort of wanna reevaluate or change too much in there at the moment.","start":584.59,"end":588.85,"sentiment":"neutral","sentiment_score":-0.07922307153542836},{"text":"It would sort of just probably be best to, you know, see a track for another twelve months and then maybe","start":589.07,"end":594.67,"sentiment":"neutral","sentiment_score":0.020340657659939358}],"sentiment":"neutral","sentiment_score":0.15975257465198858,"channel":0,"num_words":67,"start":572.735,"end":594.67},{"sentences":[{"text":"Yes.","start":594.55,"end":595.05,"sentiment":"neutral","sentiment_score":0.04325132817029953}],"sentiment":"neutral","sentiment_score":0.04325132817029953,"channel":1,"num_words":1,"start":594.55,"end":595.05},{"sentences":[{"text":"look at altering the portfolio down the track there for you because, you know, don't need to cement gains if we don't require it at the moment.","start":594.67,"end":602.205,"sentiment":"neutral","sentiment_score":0.05811570695152989},{"text":"So it's","start":602.205,"end":602.765,"sentiment":"neutral","sentiment_score":0.07391095161437988}],"sentiment":"neutral","sentiment_score":0.05920503416965748,"channel":0,"num_words":29,"start":594.67,"end":602.765},{"sentences":[{"text":"Yeah.","start":602.685,"end":603.005,"sentiment":"neutral","sentiment_score":0.1423397809267044}],"sentiment":"neutral","sentiment_score":0.1423397809267044,"channel":1,"num_words":1,"start":602.685,"end":603.005},{"sentences":[{"text":"good","start":602.765,"end":603.005,"sentiment":"neutral","sentiment_score":0.271905779838562}],"sentiment":"neutral","sentiment_score":0.271905779838562,"channel":0,"num_words":1,"start":602.765,"end":603.005},{"sentences":[{"text":"Yep.","start":603.005,"end":603.325,"sentiment":"neutral","sentiment_score":0.15699106454849243}],"sentiment":"neutral","sentiment_score":0.15699106454849243,"channel":1,"num_words":1,"start":603.005,"end":603.325},{"sentences":[{"text":"to sort","start":603.005,"end":603.325,"sentiment":"neutral","sentiment_score":0.17971599847078323}],"sentiment":"neutral","sentiment_score":0.17971599847078323,"channel":0,"num_words":2,"start":603.005,"end":603.325},{"sentences":[{"text":"Makes","start":603.325,"end":603.645,"sentiment":"neutral","sentiment_score":0.11149868369102478}],"sentiment":"neutral","sentiment_score":0.11149868369102478,"channel":1,"num_words":1,"start":603.325,"end":603.645},{"sentences":[{"text":"of see everything","start":603.325,"end":603.965,"sentiment":"neutral","sentiment_score":0.12375749150911967}],"sentiment":"neutral","sentiment_score":0.12375749150911967,"channel":0,"num_words":3,"start":603.325,"end":603.965},{"sentences":[{"text":"sense.","start":603.645,"end":604.145,"sentiment":"neutral","sentiment_score":0.107495054602623}],"sentiment":"neutral","sentiment_score":0.107495054602623,"channel":1,"num_words":1,"start":603.645,"end":604.145},{"sentences":[{"text":"tracking.","start":603.965,"end":604.465,"sentiment":"neutral","sentiment_score":0.08088919520378113},{"text":"Yeah.","start":604.845,"end":605.325,"sentiment":"neutral","sentiment_score":0.08282339572906494}],"sentiment":"neutral","sentiment_score":0.08185629546642303,"channel":0,"num_words":2,"start":603.965,"end":605.325},{"sentences":[{"text":"Yeah.","start":605.24506,"end":605.72504,"sentiment":"neutral","sentiment_score":0.12314718961715698}],"sentiment":"neutral","sentiment_score":0.12314718961715698,"channel":1,"num_words":1,"start":605.24506,"end":605.72504},{"sentences":[{"text":"Perfect.","start":605.325,"end":605.825,"sentiment":"neutral","sentiment_score":0.25913095474243164}],"sentiment":"neutral","sentiment_score":0.25913095474243164,"channel":0,"num_words":1,"start":605.325,"end":605.825},{"sentences":[{"text":"Yeah.","start":605.72504,"end":606.22504,"sentiment":"neutral","sentiment_score":0.08616027235984802}],"sentiment":"neutral","sentiment_score":0.08616027235984802,"channel":1,"num_words":1,"start":605.72504,"end":606.22504},{"sentences":[{"text":"The other thing we do like to sort of go through is the insurance side of things.","start":607.245,"end":610.765,"sentiment":"neutral","sentiment_score":0.033767796285888725},{"text":"So I can","start":610.765,"end":611.485,"sentiment":"neutral","sentiment_score":0.02184239278237025}],"sentiment":"neutral","sentiment_score":0.031978985760360956,"channel":0,"num_words":20,"start":607.245,"end":611.485},{"sentences":[{"text":"K.","start":611.405,"end":611.905,"sentiment":"neutral","sentiment_score":0.016547895967960358}],"sentiment":"neutral","sentiment_score":0.016547895967960358,"channel":1,"num_words":1,"start":611.405,"end":611.905},{"sentences":[{"text":"see we can cover with MLC there, I send it now that I've changed their name.","start":611.485,"end":616.12,"sentiment":"neutral","sentiment_score":0.032091906759887934},{"text":"Essentially, you've got your life cover, your TPD, and your income protection cover, which is paid out of super there.","start":617.06,"end":623.63995,"sentiment":"neutral","sentiment_score":0.045253101363778116},{"text":"To go through and look at the benefits, the life cover benefit or some insured you have at the moment is 972,405","start":624.42,"end":633.395,"sentiment":"neutral","sentiment_score":0.03592379255728288}],"sentiment":"neutral","sentiment_score":0.03808372364989642,"channel":0,"num_words":58,"start":611.485,"end":633.395},{"sentences":[{"text":"Yes.","start":633.865,"end":634.365,"sentiment":"neutral","sentiment_score":0.09336461126804352}],"sentiment":"neutral","sentiment_score":0.09336461126804352,"channel":1,"num_words":1,"start":633.865,"end":634.365},{"sentences":[{"text":"in the event of something happening if you were to pass away prematurely.","start":633.93506,"end":637.23505,"sentiment":"neutral","sentiment_score":-0.024981676672513668},{"text":"Your life benefit is paid out, and then your super benefit is paid on top of that to your beneficiaries there.","start":637.53503,"end":643.35,"sentiment":"neutral","sentiment_score":0.07865093258165178}],"sentiment":"neutral","sentiment_score":0.039026699631529695,"channel":0,"num_words":34,"start":633.93506,"end":643.35},{"sentences":[{"text":"Yes.","start":643.46497,"end":643.92,"sentiment":"neutral","sentiment_score":0.09012453258037569}],"sentiment":"neutral","sentiment_score":0.09012453258037569,"channel":1,"num_words":1,"start":643.46497,"end":643.92},{"sentences":[{"text":"Are you fairly comfortable with that total as a benefit, or did you wanna kind of reevaluate that at the moment?","start":643.89,"end":650.15,"sentiment":"neutral","sentiment_score":0.0857671709465129}],"sentiment":"neutral","sentiment_score":0.0857671709465129,"channel":0,"num_words":21,"start":643.89,"end":650.15},{"sentences":[{"text":"I think I'm okay.","start":651.2,"end":652.57996,"sentiment":"neutral","sentiment_score":-0.03773761261254549},{"text":"I don't really","start":652.95996,"end":653.76,"sentiment":"neutral","sentiment_score":-0.11482624957958858}],"sentiment":"neutral","sentiment_score":-0.07077559988413538,"channel":1,"num_words":7,"start":651.2,"end":653.76},{"sentences":[{"text":"Yeah.","start":653.49,"end":653.99,"sentiment":"neutral","sentiment_score":-0.083187997341156}],"sentiment":"neutral","sentiment_score":-0.083187997341156,"channel":0,"num_words":1,"start":653.49,"end":653.99},{"sentences":[{"text":"necessarily understand that really well, but, yeah, I think","start":653.76,"end":657.51996,"sentiment":"neutral","sentiment_score":-0.07412583339545462}],"sentiment":"neutral","sentiment_score":-0.07412583339545462,"channel":1,"num_words":9,"start":653.76,"end":657.51996},{"sentences":[{"text":"Yeah.","start":657.435,"end":657.935,"sentiment":"neutral","sentiment_score":0.08861227333545685}],"sentiment":"neutral","sentiment_score":0.08861227333545685,"channel":0,"num_words":1,"start":657.435,"end":657.935},{"sentences":[{"text":"it's fine.","start":657.51996,"end":658.42,"sentiment":"neutral","sentiment_score":0.12929917871952057},{"text":"What would","start":658.755,"end":658.995,"sentiment":"neutral","sentiment_score":0.005712652578949929}],"sentiment":"neutral","sentiment_score":0.06750591564923525,"channel":1,"num_words":4,"start":657.51996,"end":658.995},{"sentences":[{"text":"That's","start":658.955,"end":659.275,"sentiment":"neutral","sentiment_score":0.0016026943922042849}],"sentiment":"neutral","sentiment_score":0.0016026943922042849,"channel":0,"num_words":1,"start":658.955,"end":659.275},{"sentences":[{"text":"like,","start":659.155,"end":659.395,"sentiment":"neutral","sentiment_score":-0.006274724379181862}],"sentiment":"neutral","sentiment_score":-0.006274724379181862,"channel":1,"num_words":1,"start":659.155,"end":659.395},{"sentences":[{"text":"okay.","start":659.275,"end":659.775,"sentiment":"neutral","sentiment_score":0.0290545541793108}],"sentiment":"neutral","sentiment_score":0.0290545541793108,"channel":0,"num_words":1,"start":659.275,"end":659.775},{"sentences":[{"text":"we do a professional opinion.","start":659.395,"end":661.155,"sentiment":"neutral","sentiment_score":-0.010128127038478851},{"text":"Is that sort of seems okay?","start":661.155,"end":663.815,"sentiment":"neutral","sentiment_score":0.022037675604224205}],"sentiment":"neutral","sentiment_score":0.0074168562211773615,"channel":1,"num_words":11,"start":659.395,"end":663.815},{"sentences":[{"text":"Yeah.","start":664.395,"end":664.875,"sentiment":"neutral","sentiment_score":0.1089991331100464},{"text":"Absolutely.","start":664.875,"end":665.375,"sentiment":"neutral","sentiment_score":0.18823452293872833},{"text":"So if I have a look at the benefit amount, so the way it works is if you were to pass away prematurely, your super benefit is paid out there.","start":665.915,"end":673.17,"sentiment":"neutral","sentiment_score":0.09380427201588949},{"text":"So you've currently got your balance of what are we at?","start":674.69,"end":677.49,"sentiment":"neutral","sentiment_score":0.050529414279894394},{"text":"3 what did I say before?","start":677.49,"end":679.64996,"sentiment":"neutral","sentiment_score":-0.005778196423004071}],"sentiment":"neutral","sentiment_score":0.07413298357278109,"channel":0,"num_words":49,"start":664.395,"end":679.64996},{"sentences":[{"text":"Sorry.","start":679.64996,"end":680.14996,"sentiment":"neutral","sentiment_score":-0.012189462780952454},{"text":"$303,125,004 $7.09 and 6¢, and then you","start":680.29,"end":688.995,"sentiment":"neutral","sentiment_score":0.03820326334486405}],"sentiment":"neutral","sentiment_score":0.03100430246974741,"channel":0,"num_words":8,"start":679.64996,"end":688.995},{"sentences":[{"text":"Yes.","start":688.96497,"end":689.46497,"sentiment":"neutral","sentiment_score":0.1126965433359146}],"sentiment":"neutral","sentiment_score":0.1126965433359146,"channel":1,"num_words":1,"start":688.96497,"end":689.46497},{"sentences":[{"text":"also get your your life cover paid out on top of that.","start":688.995,"end":693.075,"sentiment":"neutral","sentiment_score":0.10409045157333215},{"text":"And that goes to your beneficiaries.","start":693.075,"end":694.535,"sentiment":"neutral","sentiment_score":0.09615493938326836},{"text":"So with your super beneficiaries at the moment, you have 25% to Archer, 25% to Evie, 25% to Inez, and 25% to Kynan.","start":694.675,"end":705.11005,"sentiment":"neutral","sentiment_score":0.07214862788500993},{"text":"I'm so sorry if I said","start":705.17004,"end":706.29004,"sentiment":"neutral","sentiment_score":-0.08273916939894359}],"sentiment":"neutral","sentiment_score":0.06359571234342899,"channel":0,"num_words":47,"start":688.995,"end":706.29004},{"sentences":[{"text":"No.","start":706.15,"end":706.39,"sentiment":"neutral","sentiment_score":-0.10413368791341782}],"sentiment":"neutral","sentiment_score":-0.10413368791341782,"channel":1,"num_words":1,"start":706.15,"end":706.39},{"sentences":[{"text":"his","start":706.29004,"end":706.53,"sentiment":"neutral","sentiment_score":-0.07847622781991959}],"sentiment":"neutral","sentiment_score":-0.07847622781991959,"channel":0,"num_words":1,"start":706.29004,"end":706.53},{"sentences":[{"text":"You","start":706.39,"end":706.63,"sentiment":"neutral","sentiment_score":-0.07368549704551697}],"sentiment":"neutral","sentiment_score":-0.07368549704551697,"channel":1,"num_words":1,"start":706.39,"end":706.63},{"sentences":[{"text":"name","start":706.53,"end":706.77,"sentiment":"neutral","sentiment_score":-0.0952092707157135}],"sentiment":"neutral","sentiment_score":-0.0952092707157135,"channel":0,"num_words":1,"start":706.53,"end":706.77},{"sentences":[{"text":"said","start":706.63,"end":706.87,"sentiment":"neutral","sentiment_score":-0.05027361959218979}],"sentiment":"neutral","sentiment_score":-0.05027361959218979,"channel":1,"num_words":1,"start":706.63,"end":706.87},{"sentences":[{"text":"wrong.","start":706.77,"end":707.27,"sentiment":"neutral","sentiment_score":0.17960461974143982}],"sentiment":"neutral","sentiment_score":0.17960461974143982,"channel":0,"num_words":1,"start":706.77,"end":707.27},{"sentences":[{"text":"that beautifully.","start":706.87,"end":707.61,"sentiment":"positive","sentiment_score":0.365353986620903},{"text":"They're all my kids.","start":707.75,"end":708.55,"sentiment":"neutral","sentiment_score":0.29360124841332436}],"sentiment":"neutral","sentiment_score":0.31751882781585056,"channel":1,"num_words":6,"start":706.87,"end":708.55},{"sentences":[{"text":"Perfect.","start":708.45,"end":708.95,"sentiment":"neutral","sentiment_score":0.3083452582359314}],"sentiment":"neutral","sentiment_score":0.3083452582359314,"channel":0,"num_words":1,"start":708.45,"end":708.95},{"sentences":[{"text":"Yeah.","start":708.55,"end":709.05,"sentiment":"positive","sentiment_score":0.35403668880462646}],"sentiment":"positive","sentiment_score":0.35403668880462646,"channel":1,"num_words":1,"start":708.55,"end":709.05},{"sentences":[{"text":"Perfect.","start":709.41003,"end":709.91003,"sentiment":"neutral","sentiment_score":0.27844059467315674},{"text":"So they're all receiving a 25% split of your super benefit debt.","start":710.45,"end":714.71,"sentiment":"neutral","sentiment_score":0.20881404976050058},{"text":"I'm assuming I will double check this later, but your life benefit, I believe, is being paid out the exact same way to those beneficiaries there.","start":714.85004,"end":722.685,"sentiment":"neutral","sentiment_score":0.1623408252803179},{"text":"So it basically means","start":722.825,"end":723.785,"sentiment":"neutral","sentiment_score":0.13910478353500366}],"sentiment":"neutral","sentiment_score":0.17584859960994056,"channel":0,"num_words":43,"start":709.41003,"end":723.785},{"sentences":[{"text":"No.","start":723.595,"end":724.095,"sentiment":"neutral","sentiment_score":0.14126020669937134}],"sentiment":"neutral","sentiment_score":0.14126020669937134,"channel":1,"num_words":1,"start":723.595,"end":724.095},{"sentences":[{"text":"that in the event that you were unable to pass away between all of your beneficiaries, they're getting essentially about 1.2 mil paid out to them or a bit over 1.2 mil paid out.","start":723.785,"end":735.4,"sentiment":"neutral","sentiment_score":0.0870507997186745},{"text":"Does that feel like a fairly comfortable amount for you?","start":735.4,"end":738.36005,"sentiment":"neutral","sentiment_score":0.1605751022696495},{"text":"Are you","start":738.36005,"end":738.76,"sentiment":"neutral","sentiment_score":0.10654835402965546}],"sentiment":"neutral","sentiment_score":0.1038820635041465,"channel":0,"num_words":46,"start":723.785,"end":738.76},{"sentences":[{"text":"Yes.","start":739.45996,"end":739.95996,"sentiment":"neutral","sentiment_score":0.13854211568832395},{"text":"Yes.","start":740.01996,"end":740.475,"sentiment":"neutral","sentiment_score":0.1507590264081955}],"sentiment":"neutral","sentiment_score":0.14465057104825974,"channel":1,"num_words":2,"start":739.45996,"end":740.475},{"sentences":[{"text":"Yep.","start":740.68,"end":741.18,"sentiment":"neutral","sentiment_score":0.16868393123149872}],"sentiment":"neutral","sentiment_score":0.16868393123149872,"channel":0,"num_words":1,"start":740.68,"end":741.18},{"sentences":[{"text":"Yeah.","start":740.95496,"end":741.45496,"sentiment":"neutral","sentiment_score":0.22937721014022827},{"text":"Yeah.","start":742.15497,"end":742.65497,"sentiment":"positive","sentiment_score":0.4729411005973816}],"sentiment":"positive","sentiment_score":0.35115915536880493,"channel":1,"num_words":2,"start":740.95496,"end":742.65497},{"sentences":[{"text":"Perfect.","start":742.255,"end":742.755,"sentiment":"positive","sentiment_score":0.525377631187439},{"text":"Perfect.","start":743.055,"end":743.555,"sentiment":"neutral","sentiment_score":0.15782591700553894},{"text":"Life cover is basically that.","start":744.415,"end":746.175,"sentiment":"neutral","sentiment_score":0.04153124839067459},{"text":"It is the benefits are paid out in the event of passing prematurely.","start":746.175,"end":749.71497,"sentiment":"neutral","sentiment_score":0.031582822593358845},{"text":"CBD is a little bit different.","start":750.495,"end":752.095,"sentiment":"neutral","sentiment_score":-0.030707107856869698}],"sentiment":"neutral","sentiment_score":0.04296899371995376,"channel":0,"num_words":26,"start":742.255,"end":752.095},{"sentences":[{"text":"The total permanent incapacity or total permanent disability pays out the lump sum benefit or a disability pension in the event that you're disabled and unable to ever go back to work again.","start":752.095,"end":762.89996,"sentiment":"neutral","sentiment_score":-0.05382781317739776},{"text":"Disability, I do like to make sure everyone is aware because it's not something that is well known.","start":763.83997,"end":769.04,"sentiment":"neutral","sentiment_score":0.040197602990600795},{"text":"But if you claim TPD and you're under the age of 60, you actually do pay tax from the lump sum payout.","start":769.04,"end":776.865,"sentiment":"neutral","sentiment_score":0.05377032387663017},{"text":"So as advisers yes.","start":777.005,"end":780.305,"sentiment":"neutral","sentiment_score":0.0783561747521162},{"text":"They say it's coming everywhere, don't they?","start":780.765,"end":783.105,"sentiment":"neutral","sentiment_score":0.047192130237817764}],"sentiment":"neutral","sentiment_score":0.009213758987330255,"channel":0,"num_words":84,"start":752.095,"end":783.105},{"sentences":[{"text":"So with as advisers here, if you were to claim on TBD, we can provide advice to help limit the amount of tax payable, whether it be, you know, draw out smaller income amounts over a certain period of time to limit the amount of tax, or there are some other fun fancy things that we can do out there to help you.","start":785.45996,"end":801.655,"sentiment":"neutral","sentiment_score":0.18648291875918707},{"text":"But I do like to make everyone aware that the tax could be up to 22%.","start":802.03503,"end":806.195,"sentiment":"neutral","sentiment_score":0.11684252694249153},{"text":"So it does mean that the amount you are insured for isn't necessarily the amount that you are eligible or would","start":806.195,"end":812.435,"sentiment":"neutral","sentiment_score":0.07432651271422704}],"sentiment":"neutral","sentiment_score":0.15178761079907419,"channel":0,"num_words":100,"start":785.45996,"end":812.435},{"sentences":[{"text":"Yes.","start":812.12006,"end":812.62006,"sentiment":"neutral","sentiment_score":0.04774291440844536}],"sentiment":"neutral","sentiment_score":0.04774291440844536,"channel":1,"num_words":1,"start":812.12006,"end":812.62006},{"sentences":[{"text":"receive.","start":812.435,"end":812.935,"sentiment":"neutral","sentiment_score":0.038816407322883606}],"sentiment":"neutral","sentiment_score":0.038816407322883606,"channel":0,"num_words":1,"start":812.435,"end":812.935},{"sentences":[{"text":"Yeah.","start":812.68005,"end":813.18005,"sentiment":"neutral","sentiment_score":0.0915323719382286},{"text":"Yes.","start":813.72003,"end":814.22003,"sentiment":"neutral","sentiment_score":0.12019634991884232}],"sentiment":"neutral","sentiment_score":0.10586436092853546,"channel":1,"num_words":2,"start":812.68005,"end":814.22003},{"sentences":[{"text":"The older you get, the less the tax becomes, admittedly, because the longer you've had the benefit for.","start":815.29004,"end":820.99005,"sentiment":"neutral","sentiment_score":0.05333517698778047},{"text":"But then, as I said, there are some fun, fancy things that you can do to help minimize the tax payable.","start":821.21,"end":825.95,"sentiment":"neutral","sentiment_score":0.2102951162627765},{"text":"We obviously hope that you never have to claim on these because claiming on one of these insurances means that you've lost something, which is not a good outcome.","start":826.725,"end":834.585,"sentiment":"neutral","sentiment_score":-0.14692311579811163}],"sentiment":"neutral","sentiment_score":0.016403827487545854,"channel":0,"num_words":68,"start":815.29004,"end":834.585},{"sentences":[{"text":"Yes.","start":834.73505,"end":835.135,"sentiment":"neutral","sentiment_score":0.1053510457277298},{"text":"Yeah.","start":835.135,"end":835.635,"sentiment":"neutral","sentiment_score":0.09267855435609818}],"sentiment":"neutral","sentiment_score":0.09901480004191399,"channel":1,"num_words":2,"start":834.73505,"end":835.635},{"sentences":[{"text":"But but it's always good to have it to fall back on.","start":835.685,"end":838.505,"sentiment":"neutral","sentiment_score":0.23696954362094402},{"text":"With the TBD sum insured you have at the moment, you are covered for the benefit amount of 868,219.","start":838.8,"end":847.46,"sentiment":"neutral","sentiment_score":0.14324167566864113},{"text":"And then if you are claiming on TBD, again, your super benefit is released to you.","start":847.84,"end":852.48,"sentiment":"neutral","sentiment_score":0.11018441198393703},{"text":"We can claim incapacity super as well.","start":852.48,"end":855.365,"sentiment":"neutral","sentiment_score":0.0692576574427741},{"text":"Do you feel like with the super balance and the 868,000 of TBD that that would be a fairly you're comfortable keeping that amount, or did you wanna look at reviewing the amount of TBD cover?","start":856.065,"end":868.085,"sentiment":"neutral","sentiment_score":0.0569386523630884}],"sentiment":"neutral","sentiment_score":0.10958635600076781,"channel":0,"num_words":90,"start":835.685,"end":868.085},{"sentences":[{"text":"I think it's fine.","start":868.5,"end":869.72,"sentiment":"neutral","sentiment_score":0.25603584945201874},{"text":"Yeah.","start":869.86,"end":870.36,"sentiment":"neutral","sentiment_score":0.28758037090301514}],"sentiment":"neutral","sentiment_score":0.262344753742218,"channel":1,"num_words":5,"start":868.5,"end":870.36},{"sentences":[{"text":"That's okay.","start":870.2,"end":871.02,"sentiment":"positive","sentiment_score":0.3612690716981888},{"text":"Yeah.","start":871.08,"end":871.48,"sentiment":"positive","sentiment_score":0.3847259283065796},{"text":"Perfect.","start":871.48,"end":871.98,"sentiment":"positive","sentiment_score":0.600470781326294}],"sentiment":"positive","sentiment_score":0.4269337132573128,"channel":0,"num_words":4,"start":870.2,"end":871.98},{"sentences":[{"text":"Yes.","start":872.58,"end":873.08,"sentiment":"neutral","sentiment_score":0.0646931529045105}],"sentiment":"neutral","sentiment_score":0.0646931529045105,"channel":1,"num_words":1,"start":872.58,"end":873.08},{"sentences":[{"text":"And then with the income protection insurances here as well.","start":872.92,"end":877.0,"sentiment":"neutral","sentiment_score":0.03214428909122944},{"text":"So I've got your income notice here at the moment of I believe it's a 160,000.","start":877.0,"end":883.58,"sentiment":"neutral","sentiment_score":0.027049568307120353},{"text":"Is that right?","start":883.8,"end":884.7,"sentiment":"neutral","sentiment_score":0.02268207600961129}],"sentiment":"neutral","sentiment_score":0.028354559029484618,"channel":0,"num_words":29,"start":872.92,"end":884.7},{"sentences":[{"text":"Say that again.","start":885.715,"end":886.515,"sentiment":"neutral","sentiment_score":-0.0318626860777537},{"text":"Sorry.","start":886.515,"end":886.835,"sentiment":"neutral","sentiment_score":-0.1576502025127411},{"text":"That just be cut out.","start":886.835,"end":887.955,"sentiment":"neutral","sentiment_score":-0.15712316930294037},{"text":"My what","start":887.955,"end":888.435,"sentiment":"neutral","sentiment_score":-0.02481711655855179}],"sentiment":"neutral","sentiment_score":-0.0989534854888916,"channel":1,"num_words":11,"start":885.715,"end":888.435},{"sentences":[{"text":"That's","start":888.38495,"end":888.70496,"sentiment":"neutral","sentiment_score":-0.02321452274918556}],"sentiment":"neutral","sentiment_score":-0.02321452274918556,"channel":0,"num_words":1,"start":888.38495,"end":888.70496},{"sentences":[{"text":"amount?","start":888.435,"end":888.935,"sentiment":"neutral","sentiment_score":-0.02380490116775036}],"sentiment":"neutral","sentiment_score":-0.02380490116775036,"channel":1,"num_words":1,"start":888.435,"end":888.935},{"sentences":[{"text":"okay.","start":888.70496,"end":889.20496,"sentiment":"neutral","sentiment_score":0.02520986646413803},{"text":"I've got you on a 160,000 per annum.","start":889.425,"end":891.90497,"sentiment":"neutral","sentiment_score":0.02589330170303583},{"text":"Is that right?","start":891.90497,"end":892.725,"sentiment":"neutral","sentiment_score":0.03580211785932382}],"sentiment":"neutral","sentiment_score":0.02831355280553301,"channel":0,"num_words":12,"start":888.70496,"end":892.725},{"sentences":[{"text":"I think it's a little bit more than that.","start":899.01,"end":900.77,"sentiment":"neutral","sentiment_score":-0.05074501037597656},{"text":"Hold on.","start":900.77,"end":901.08997,"sentiment":"neutral","sentiment_score":-0.0015266695991158477},{"text":"Let me just grab a sugar plate, please.","start":901.08997,"end":902.93,"sentiment":"neutral","sentiment_score":0.024525700137019157},{"text":"Hold on.","start":902.93,"end":903.67,"sentiment":"neutral","sentiment_score":0.012040037661790848}],"sentiment":"neutral","sentiment_score":-0.011403464579156466,"channel":1,"num_words":21,"start":899.01,"end":903.67},{"sentences":[{"text":"That's okay.","start":903.3,"end":904.12,"sentiment":"neutral","sentiment_score":0.0665173064917326}],"sentiment":"neutral","sentiment_score":0.0665173064917326,"channel":0,"num_words":2,"start":903.3,"end":904.12},{"sentences":[{"text":"I should know that answer, shouldn't I?","start":905.585,"end":907.525,"sentiment":"neutral","sentiment_score":0.0501511740897383}],"sentiment":"neutral","sentiment_score":0.0501511740897383,"channel":1,"num_words":7,"start":905.585,"end":907.525},{"sentences":[{"text":"Oh, that's that's alright.","start":907.77997,"end":909.32,"sentiment":"neutral","sentiment_score":0.08595425821840763}],"sentiment":"neutral","sentiment_score":0.08595425821840763,"channel":0,"num_words":4,"start":907.77997,"end":909.32},{"sentences":[{"text":"I'm just going to my emails.","start":911.105,"end":912.565,"sentiment":"neutral","sentiment_score":0.07346768615146478},{"text":"Okay.","start":919.99,"end":920.31,"sentiment":"neutral","sentiment_score":0.08589673042297363},{"text":"So alright.","start":920.31,"end":920.87,"sentiment":"neutral","sentiment_score":0.10100778564810753},{"text":"Let's have a look at this one.","start":920.87,"end":922.31,"sentiment":"neutral","sentiment_score":0.09210697774376188},{"text":"So yeah.","start":922.31,"end":928.07,"sentiment":"neutral","sentiment_score":0.1058712787926197}],"sentiment":"neutral","sentiment_score":0.08806721224553055,"channel":1,"num_words":18,"start":911.105,"end":928.07},{"sentences":[{"text":"Yeah.","start":928.07,"end":928.23004,"sentiment":"neutral","sentiment_score":0.13083118200302124},{"text":"That is probably about right because the annual salary is 130, and then we get the director's allowance each week of $7.50.","start":928.23004,"end":939.16504,"sentiment":"neutral","sentiment_score":0.1626853807405992},{"text":"So if you add those two together, that would probably be about that.","start":941.945,"end":944.585,"sentiment":"neutral","sentiment_score":0.17281012924817893},{"text":"Is that right?","start":944.585,"end":945.48505,"sentiment":"neutral","sentiment_score":0.16033588846524557}],"sentiment":"neutral","sentiment_score":0.16506279240816069,"channel":1,"num_words":39,"start":928.07,"end":945.48505},{"sentences":[{"text":"Yeah.","start":946.065,"end":946.305,"sentiment":"neutral","sentiment_score":0.1907348185777664},{"text":"That works out fairly accurate.","start":946.305,"end":948.085,"sentiment":"neutral","sentiment_score":0.27153992354869844},{"text":"Yeah.","start":948.225,"end":948.725,"sentiment":"neutral","sentiment_score":0.2180289775133133},{"text":"That's okay.","start":949.505,"end":950.405,"sentiment":"neutral","sentiment_score":0.24382047355175018},{"text":"So with your income protection benefit, the monthly benefit that you insured for is about 7,604.","start":950.865,"end":959.61005,"sentiment":"neutral","sentiment_score":0.14119758317247033}],"sentiment":"neutral","sentiment_score":0.1805306276679039,"channel":0,"num_words":25,"start":946.065,"end":959.61005},{"sentences":[{"text":"That looks like when I kinda work it out because I've got your gross income as being 160,000, but then I've got your base income ordinary time earnings at a 120,000 starting.","start":960.47003,"end":971.45,"sentiment":"neutral","sentiment_score":0.12984997546300292}],"sentiment":"neutral","sentiment_score":0.12984997546300292,"channel":0,"num_words":32,"start":960.47003,"end":971.45},{"sentences":[{"text":"Yes.","start":971.675,"end":972.175,"sentiment":"neutral","sentiment_score":0.1260288655757904}],"sentiment":"neutral","sentiment_score":0.1260288655757904,"channel":1,"num_words":1,"start":971.675,"end":972.175},{"sentences":[{"text":"So it looks like the 70% of your income protection is based on that 120,000.","start":972.165,"end":977.785,"sentiment":"neutral","sentiment_score":0.14714530607064566},{"text":"Did you because you are technically getting a little bit higher and you're getting that director's allowance or the director's payments on a regular basis, Do you feel like in the event that you are unable to go to work due to illness or injury, you'd still be able to receive some sort of income from the business?","start":978.805,"end":995.76,"sentiment":"neutral","sentiment_score":0.03503693730152886}],"sentiment":"neutral","sentiment_score":0.05807290348696382,"channel":0,"num_words":73,"start":972.165,"end":995.76},{"sentences":[{"text":"So I have a partner, like a business partner.","start":997.695,"end":1000.115,"sentiment":"neutral","sentiment_score":0.011227477962772051}],"sentiment":"neutral","sentiment_score":0.011227477962772051,"channel":1,"num_words":9,"start":997.695,"end":1000.115},{"sentences":[{"text":"Yep.","start":1001.055,"end":1001.555,"sentiment":"neutral","sentiment_score":0.008915260434150696}],"sentiment":"neutral","sentiment_score":0.008915260434150696,"channel":0,"num_words":1,"start":1001.055,"end":1001.555},{"sentences":[{"text":"So possibly not.","start":1004.27,"end":1005.89,"sentiment":"neutral","sentiment_score":-0.030503584692875545}],"sentiment":"neutral","sentiment_score":-0.030503584692875545,"channel":1,"num_words":3,"start":1004.27,"end":1005.89},{"sentences":[{"text":"Okay.","start":1006.895,"end":1007.395,"sentiment":"neutral","sentiment_score":-0.0035532619804143906}],"sentiment":"neutral","sentiment_score":-0.0035532619804143906,"channel":0,"num_words":1,"start":1006.895,"end":1007.395},{"sentences":[{"text":"Because, you know, like, we're in partnerships.","start":1007.31,"end":1009.07,"sentiment":"neutral","sentiment_score":-0.008072116279176303},{"text":"Like, if it was just me, well, I could pay","start":1009.07,"end":1010.75,"sentiment":"neutral","sentiment_score":0.005758807808160782}],"sentiment":"neutral","sentiment_score":0.000063721419257276,"channel":1,"num_words":17,"start":1007.31,"end":1010.75},{"sentences":[{"text":"Yeah.","start":1010.575,"end":1011.075,"sentiment":"neutral","sentiment_score":-0.02557346411049366}],"sentiment":"neutral","sentiment_score":-0.02557346411049366,"channel":0,"num_words":1,"start":1010.575,"end":1011.075},{"sentences":[{"text":"myself.","start":1010.75,"end":1011.15,"sentiment":"neutral","sentiment_score":-0.04374592378735542},{"text":"But if I'm not physically working in the business, like, that wouldn't","start":1011.15,"end":1014.475,"sentiment":"neutral","sentiment_score":-0.09212207576880853}],"sentiment":"neutral","sentiment_score":-0.08840083330869675,"channel":1,"num_words":13,"start":1010.75,"end":1014.475},{"sentences":[{"text":"You","start":1014.24,"end":1014.56,"sentiment":"neutral","sentiment_score":-0.12350588291883469}],"sentiment":"neutral","sentiment_score":-0.12350588291883469,"channel":0,"num_words":1,"start":1014.24,"end":1014.56},{"sentences":[{"text":"be","start":1014.475,"end":1014.63495,"sentiment":"neutral","sentiment_score":-0.23373021185398105}],"sentiment":"neutral","sentiment_score":-0.23373021185398105,"channel":1,"num_words":1,"start":1014.475,"end":1014.63495},{"sentences":[{"text":"wouldn't","start":1014.56,"end":1014.8,"sentiment":"neutral","sentiment_score":-0.18333715200424192}],"sentiment":"neutral","sentiment_score":-0.18333715200424192,"channel":0,"num_words":1,"start":1014.56,"end":1014.8},{"sentences":[{"text":"fair","start":1014.63495,"end":1014.95496,"sentiment":"neutral","sentiment_score":-0.19092999398708344}],"sentiment":"neutral","sentiment_score":-0.19092999398708344,"channel":1,"num_words":1,"start":1014.63495,"end":1014.95496},{"sentences":[{"text":"get","start":1014.8,"end":1015.04,"sentiment":"neutral","sentiment_score":-0.20714594423770905}],"sentiment":"neutral","sentiment_score":-0.20714594423770905,"channel":0,"num_words":1,"start":1014.8,"end":1015.04},{"sentences":[{"text":"to her.","start":1014.95496,"end":1015.535,"sentiment":"neutral","sentiment_score":-0.15866802260279655}],"sentiment":"neutral","sentiment_score":-0.15866802260279655,"channel":1,"num_words":2,"start":1014.95496,"end":1015.535},{"sentences":[{"text":"getting paid anything?","start":1015.04,"end":1016.1,"sentiment":"neutral","sentiment_score":-0.07851534833510716},{"text":"Yeah.","start":1016.16,"end":1016.48,"sentiment":"neutral","sentiment_score":-0.06093234941363335},{"text":"No.","start":1016.48,"end":1016.8,"sentiment":"neutral","sentiment_score":-0.179091215133667}],"sentiment":"neutral","sentiment_score":-0.09511392191052437,"channel":0,"num_words":5,"start":1015.04,"end":1016.8},{"sentences":[{"text":"No.","start":1016.71497,"end":1017.19495,"sentiment":"neutral","sentiment_score":-0.20016160607337952}],"sentiment":"neutral","sentiment_score":-0.20016160607337952,"channel":1,"num_words":1,"start":1016.71497,"end":1017.19495},{"sentences":[{"text":"Fair enough.","start":1016.8,"end":1017.54,"sentiment":"neutral","sentiment_score":-0.15563969314098358}],"sentiment":"neutral","sentiment_score":-0.15563969314098358,"channel":0,"num_words":2,"start":1016.8,"end":1017.54},{"sentences":[{"text":"No.","start":1017.19495,"end":1017.69495,"sentiment":"neutral","sentiment_score":-0.2249501645565033}],"sentiment":"neutral","sentiment_score":-0.2249501645565033,"channel":1,"num_words":1,"start":1017.19495,"end":1017.69495},{"sentences":[{"text":"No.","start":1017.6,"end":1017.83997,"sentiment":"neutral","sentiment_score":-0.1918862611055374}],"sentiment":"neutral","sentiment_score":-0.1918862611055374,"channel":0,"num_words":1,"start":1017.6,"end":1017.83997},{"sentences":[{"text":"Yeah.","start":1017.75494,"end":1018.07495,"sentiment":"neutral","sentiment_score":-0.11678670346736908}],"sentiment":"neutral","sentiment_score":-0.11678670346736908,"channel":1,"num_words":1,"start":1017.75494,"end":1018.07495},{"sentences":[{"text":"That's","start":1017.83997,"end":1018.24,"sentiment":"neutral","sentiment_score":-0.12337534129619598}],"sentiment":"neutral","sentiment_score":-0.12337534129619598,"channel":0,"num_words":1,"start":1017.83997,"end":1018.24},{"sentences":[{"text":"No.","start":1018.07495,"end":1018.57495,"sentiment":"neutral","sentiment_score":-0.1614680290222168}],"sentiment":"neutral","sentiment_score":-0.1614680290222168,"channel":1,"num_words":1,"start":1018.07495,"end":1018.57495},{"sentences":[{"text":"okay.","start":1018.24,"end":1018.74,"sentiment":"neutral","sentiment_score":-0.08188117295503616}],"sentiment":"neutral","sentiment_score":-0.08188117295503616,"channel":0,"num_words":1,"start":1018.24,"end":1018.74},{"sentences":[{"text":"Yeah.","start":1019.27496,"end":1019.77496,"sentiment":"neutral","sentiment_score":-0.04703714698553085}],"sentiment":"neutral","sentiment_score":-0.04703714698553085,"channel":1,"num_words":1,"start":1019.27496,"end":1019.77496},{"sentences":[{"text":"That's alright.","start":1019.44,"end":1020.25995,"sentiment":"neutral","sentiment_score":-0.019780282396823168},{"text":"Because having a look at your income protection, the way it is structured at the moment, you do have that monthly benefit amount that you're covered for of 7,604, and that would be based on 70% of a 120,000 to kind of show you that's where you're you know, what you'd be covering essentially.","start":1020.8,"end":1038.745,"sentiment":"neutral","sentiment_score":0.05936624792714914},{"text":"Do you feel like that benefit amount would be fine to cover your basic living expenses if you were not able to work, or do you think you might need to maybe look to increase that to cover more of that 160,000?","start":1040.1649,"end":1053.99,"sentiment":"neutral","sentiment_score":0.041466386057436466}],"sentiment":"neutral","sentiment_score":0.05007964324168101,"channel":0,"num_words":98,"start":1019.44,"end":1053.99},{"sentences":[{"text":"I know what you're saying.","start":1058.26,"end":1059.46,"sentiment":"neutral","sentiment_score":-0.028594492375850676},{"text":"So then then","start":1059.46,"end":1060.26,"sentiment":"neutral","sentiment_score":-0.012845975036422411}],"sentiment":"neutral","sentiment_score":-0.022688798373565078,"channel":1,"num_words":8,"start":1058.26,"end":1060.26},{"sentences":[{"text":"Yeah.","start":1060.085,"end":1060.585,"sentiment":"neutral","sentiment_score":-0.017929978668689728}],"sentiment":"neutral","sentiment_score":-0.017929978668689728,"channel":0,"num_words":1,"start":1060.085,"end":1060.585},{"sentences":[{"text":"that just means the premium increases, doesn't it?","start":1060.26,"end":1063.08,"sentiment":"neutral","sentiment_score":-0.04971960326656699}],"sentiment":"neutral","sentiment_score":-0.04971960326656699,"channel":1,"num_words":8,"start":1060.26,"end":1063.08},{"sentences":[{"text":"It does.","start":1063.445,"end":1064.085,"sentiment":"neutral","sentiment_score":-0.07164010405540466}],"sentiment":"neutral","sentiment_score":-0.07164010405540466,"channel":0,"num_words":2,"start":1063.445,"end":1064.085},{"sentences":[{"text":"Capacity.","start":1063.78,"end":1064.28,"sentiment":"neutral","sentiment_score":-0.17508505284786224}],"sentiment":"neutral","sentiment_score":-0.17508505284786224,"channel":1,"num_words":1,"start":1063.78,"end":1064.28},{"sentences":[{"text":"That is the downside.","start":1064.085,"end":1065.145,"sentiment":"neutral","sentiment_score":-0.25265222787857056}],"sentiment":"neutral","sentiment_score":-0.25265222787857056,"channel":0,"num_words":4,"start":1064.085,"end":1065.145},{"sentences":[{"text":"Yeah.","start":1064.9,"end":1065.4,"sentiment":"neutral","sentiment_score":-0.047826193273067474}],"sentiment":"neutral","sentiment_score":-0.047826193273067474,"channel":1,"num_words":1,"start":1064.9,"end":1065.4},{"sentences":[{"text":"Yes.","start":1065.525,"end":1066.005,"sentiment":"neutral","sentiment_score":-0.0008395640179514885},{"text":"So the more","start":1066.005,"end":1066.645,"sentiment":"neutral","sentiment_score":0.005083362261454265}],"sentiment":"neutral","sentiment_score":0.003602630691602826,"channel":0,"num_words":4,"start":1065.525,"end":1066.645},{"sentences":[{"text":"Yeah.","start":1066.4199,"end":1066.9199,"sentiment":"neutral","sentiment_score":0.021765749901533127}],"sentiment":"neutral","sentiment_score":0.021765749901533127,"channel":1,"num_words":1,"start":1066.4199,"end":1066.9199},{"sentences":[{"text":"you are covered for, the higher the income protection benefit","start":1066.645,"end":1070.565,"sentiment":"neutral","sentiment_score":0.021672329306602477}],"sentiment":"neutral","sentiment_score":0.021672329306602477,"channel":0,"num_words":10,"start":1066.645,"end":1070.565},{"sentences":[{"text":"Yeah.","start":1070.4199,"end":1070.58,"sentiment":"neutral","sentiment_score":0.03978246450424194}],"sentiment":"neutral","sentiment_score":0.03978246450424194,"channel":1,"num_words":1,"start":1070.4199,"end":1070.58},{"sentences":[{"text":"period","start":1070.565,"end":1070.965,"sentiment":"neutral","sentiment_score":0.022312844172120094}],"sentiment":"neutral","sentiment_score":0.022312844172120094,"channel":0,"num_words":1,"start":1070.565,"end":1070.965},{"sentences":[{"text":"I think","start":1070.58,"end":1071.0599,"sentiment":"neutral","sentiment_score":0.028166795149445534}],"sentiment":"neutral","sentiment_score":0.028166795149445534,"channel":1,"num_words":2,"start":1070.58,"end":1071.0599},{"sentences":[{"text":"you're","start":1070.965,"end":1071.125,"sentiment":"neutral","sentiment_score":0.026707451790571213}],"sentiment":"neutral","sentiment_score":0.026707451790571213,"channel":0,"num_words":1,"start":1070.965,"end":1071.125},{"sentences":[{"text":"I","start":1071.0599,"end":1071.14,"sentiment":"neutral","sentiment_score":0.01030796766281128}],"sentiment":"neutral","sentiment_score":0.01030796766281128,"channel":1,"num_words":1,"start":1071.0599,"end":1071.14},{"sentences":[{"text":"insured","start":1071.125,"end":1071.605,"sentiment":"neutral","sentiment_score":0.0036755837500095367}],"sentiment":"neutral","sentiment_score":0.0036755837500095367,"channel":0,"num_words":1,"start":1071.125,"end":1071.605},{"sentences":[{"text":"think that","start":1071.14,"end":1071.62,"sentiment":"neutral","sentiment_score":0.006423817947506905}],"sentiment":"neutral","sentiment_score":0.006423817947506905,"channel":1,"num_words":2,"start":1071.14,"end":1071.62},{"sentences":[{"text":"for,","start":1071.605,"end":1072.02,"sentiment":"neutral","sentiment_score":-0.0017054751515388489}],"sentiment":"neutral","sentiment_score":-0.0017054751515388489,"channel":0,"num_words":1,"start":1071.605,"end":1072.02},{"sentences":[{"text":"I think that","start":1071.62,"end":1072.1799,"sentiment":"neutral","sentiment_score":0.009829464058081308}],"sentiment":"neutral","sentiment_score":0.009829464058081308,"channel":1,"num_words":3,"start":1071.62,"end":1072.1799},{"sentences":[{"text":"the","start":1072.02,"end":1072.26,"sentiment":"neutral","sentiment_score":0.013068325817584991}],"sentiment":"neutral","sentiment_score":0.013068325817584991,"channel":0,"num_words":1,"start":1072.02,"end":1072.26},{"sentences":[{"text":"would","start":1072.1799,"end":1072.4199,"sentiment":"neutral","sentiment_score":0.012239400297403336}],"sentiment":"neutral","sentiment_score":0.012239400297403336,"channel":1,"num_words":1,"start":1072.1799,"end":1072.4199},{"sentences":[{"text":"more","start":1072.26,"end":1072.5,"sentiment":"neutral","sentiment_score":0.014990311115980148}],"sentiment":"neutral","sentiment_score":0.014990311115980148,"channel":0,"num_words":1,"start":1072.26,"end":1072.5},{"sentences":[{"text":"be","start":1072.4199,"end":1072.58,"sentiment":"neutral","sentiment_score":0.01057874783873558}],"sentiment":"neutral","sentiment_score":0.01057874783873558,"channel":1,"num_words":1,"start":1072.4199,"end":1072.58},{"sentences":[{"text":"you'll","start":1072.5,"end":1073.0,"sentiment":"neutral","sentiment_score":0.030379638075828552}],"sentiment":"neutral","sentiment_score":0.030379638075828552,"channel":0,"num_words":1,"start":1072.5,"end":1073.0},{"sentences":[{"text":"I think that I think that would","start":1072.74,"end":1074.565,"sentiment":"neutral","sentiment_score":0.03703120829803603}],"sentiment":"neutral","sentiment_score":0.03703120829803603,"channel":1,"num_words":7,"start":1072.74,"end":1074.565},{"sentences":[{"text":"pay.","start":1074.3401,"end":1074.8401,"sentiment":"neutral","sentiment_score":0.02164888381958008}],"sentiment":"neutral","sentiment_score":0.02164888381958008,"channel":0,"num_words":1,"start":1074.3401,"end":1074.8401},{"sentences":[{"text":"be fine because I'm pretty sure right","start":1074.565,"end":1076.325,"sentiment":"neutral","sentiment_score":0.09908796208245414}],"sentiment":"neutral","sentiment_score":0.09908796208245414,"channel":1,"num_words":7,"start":1074.565,"end":1076.325},{"sentences":[{"text":"Yep.","start":1076.18,"end":1076.68,"sentiment":"neutral","sentiment_score":0.057039014995098114}],"sentiment":"neutral","sentiment_score":0.057039014995098114,"channel":0,"num_words":1,"start":1076.18,"end":1076.68},{"sentences":[{"text":"now agreement work is we still would get the if something happens to us, we still got the director's part,","start":1076.325,"end":1082.105,"sentiment":"neutral","sentiment_score":0.020230667060241105}],"sentiment":"neutral","sentiment_score":0.020230667060241105,"channel":1,"num_words":20,"start":1076.325,"end":1082.105},{"sentences":[{"text":"Okay.","start":1082.66,"end":1083.16,"sentiment":"neutral","sentiment_score":0.021178580820560455}],"sentiment":"neutral","sentiment_score":0.021178580820560455,"channel":0,"num_words":1,"start":1082.66,"end":1083.16},{"sentences":[{"text":"just","start":1083.0449,"end":1083.365,"sentiment":"neutral","sentiment_score":0.009410962462425232}],"sentiment":"neutral","sentiment_score":0.009410962462425232,"channel":1,"num_words":1,"start":1083.0449,"end":1083.365},{"sentences":[{"text":"Yep.","start":1083.3,"end":1083.62,"sentiment":"neutral","sentiment_score":0.011745767667889597}],"sentiment":"neutral","sentiment_score":0.011745767667889597,"channel":0,"num_words":1,"start":1083.3,"end":1083.62},{"sentences":[{"text":"not the","start":1083.365,"end":1083.6849,"sentiment":"neutral","sentiment_score":-0.01144262682646513}],"sentiment":"neutral","sentiment_score":-0.01144262682646513,"channel":1,"num_words":2,"start":1083.365,"end":1083.6849},{"sentences":[{"text":"Perfect.","start":1083.62,"end":1084.12,"sentiment":"neutral","sentiment_score":0.023515604436397552}],"sentiment":"neutral","sentiment_score":0.023515604436397552,"channel":0,"num_words":1,"start":1083.62,"end":1084.12},{"sentences":[{"text":"salary part.","start":1083.6849,"end":1084.725,"sentiment":"neutral","sentiment_score":0.01206367090344429},{"text":"Yeah.","start":1084.725,"end":1084.965,"sentiment":"neutral","sentiment_score":0.021106164902448658},{"text":"So that sort","start":1084.965,"end":1085.605,"sentiment":"neutral","sentiment_score":0.013901599993308386}],"sentiment":"neutral","sentiment_score":0.014489717781543732,"channel":1,"num_words":6,"start":1083.6849,"end":1085.605},{"sentences":[{"text":"Yep.","start":1085.38,"end":1085.88,"sentiment":"neutral","sentiment_score":0.02066289074718952}],"sentiment":"neutral","sentiment_score":0.02066289074718952,"channel":0,"num_words":1,"start":1085.38,"end":1085.88},{"sentences":[{"text":"of covered that sort of I think that's what I've based that off, if that makes sense.","start":1085.605,"end":1089.61,"sentiment":"neutral","sentiment_score":0.029005242292495334},{"text":"Yes.","start":1089.61,"end":1090.11,"sentiment":"neutral","sentiment_score":0.08238597959280014}],"sentiment":"neutral","sentiment_score":0.031970838809178934,"channel":1,"num_words":18,"start":1085.605,"end":1090.11},{"sentences":[{"text":"Yep.","start":1089.7051,"end":1090.025,"sentiment":"neutral","sentiment_score":0.08721363544464111},{"text":"Yes.","start":1090.025,"end":1090.425,"sentiment":"neutral","sentiment_score":0.1277124285697937},{"text":"That's","start":1090.425,"end":1090.8251,"sentiment":"neutral","sentiment_score":0.22936055064201355}],"sentiment":"neutral","sentiment_score":0.14809553821881613,"channel":0,"num_words":3,"start":1089.7051,"end":1090.8251},{"sentences":[{"text":"Yeah.","start":1090.49,"end":1090.99,"sentiment":"neutral","sentiment_score":0.31858718395233154}],"sentiment":"neutral","sentiment_score":0.31858718395233154,"channel":1,"num_words":1,"start":1090.49,"end":1090.99},{"sentences":[{"text":"absolutely perfect.","start":1090.8251,"end":1091.865,"sentiment":"positive","sentiment_score":0.5130192339420319}],"sentiment":"positive","sentiment_score":0.5130192339420319,"channel":0,"num_words":2,"start":1090.8251,"end":1091.865},{"sentences":[{"text":"Yeah.","start":1091.5299,"end":1091.85,"sentiment":"neutral","sentiment_score":0.13173194229602814},{"text":"I","start":1091.85,"end":1092.01,"sentiment":"neutral","sentiment_score":0.04398149624466896}],"sentiment":"neutral","sentiment_score":0.08785671927034855,"channel":1,"num_words":2,"start":1091.5299,"end":1092.01},{"sentences":[{"text":"No.","start":1091.865,"end":1092.105,"sentiment":"neutral","sentiment_score":0.023763149976730347}],"sentiment":"neutral","sentiment_score":0.023763149976730347,"channel":0,"num_words":1,"start":1091.865,"end":1092.105},{"sentences":[{"text":"was","start":1092.01,"end":1092.1699,"sentiment":"neutral","sentiment_score":-0.005680777132511139}],"sentiment":"neutral","sentiment_score":-0.005680777132511139,"channel":1,"num_words":1,"start":1092.01,"end":1092.1699},{"sentences":[{"text":"Not","start":1092.105,"end":1092.265,"sentiment":"neutral","sentiment_score":-0.0390123687684536}],"sentiment":"neutral","sentiment_score":-0.0390123687684536,"channel":0,"num_words":1,"start":1092.105,"end":1092.265},{"sentences":[{"text":"just trying","start":1092.1699,"end":1092.57,"sentiment":"neutral","sentiment_score":-0.10027668252587318}],"sentiment":"neutral","sentiment_score":-0.10027668252587318,"channel":1,"num_words":2,"start":1092.1699,"end":1092.57},{"sentences":[{"text":"a problem","start":1092.265,"end":1092.745,"sentiment":"neutral","sentiment_score":-0.07788888923823833}],"sentiment":"neutral","sentiment_score":-0.07788888923823833,"channel":0,"num_words":2,"start":1092.265,"end":1092.745},{"sentences":[{"text":"to think","start":1092.57,"end":1092.97,"sentiment":"neutral","sentiment_score":-0.06518035940825939}],"sentiment":"neutral","sentiment_score":-0.06518035940825939,"channel":1,"num_words":2,"start":1092.57,"end":1092.97},{"sentences":[{"text":"at all.","start":1092.745,"end":1093.405,"sentiment":"neutral","sentiment_score":-0.058071703650057316}],"sentiment":"neutral","sentiment_score":-0.058071703650057316,"channel":0,"num_words":2,"start":1092.745,"end":1093.405},{"sentences":[{"text":"what yeah.","start":1092.97,"end":1093.69,"sentiment":"neutral","sentiment_score":-0.0055559100583195695},{"text":"Yeah.","start":1093.69,"end":1094.01,"sentiment":"neutral","sentiment_score":0.006335549056529999},{"text":"So","start":1094.01,"end":1094.25,"sentiment":"neutral","sentiment_score":-0.011424152180552484}],"sentiment":"neutral","sentiment_score":-0.004050105810165406,"channel":1,"num_words":4,"start":1092.97,"end":1094.25},{"sentences":[{"text":"No.","start":1094.185,"end":1094.685,"sentiment":"neutral","sentiment_score":-0.04133529216051102}],"sentiment":"neutral","sentiment_score":-0.04133529216051102,"channel":0,"num_words":1,"start":1094.185,"end":1094.685},{"sentences":[{"text":"I think that's yeah.","start":1094.25,"end":1094.89,"sentiment":"neutral","sentiment_score":-0.03281754022464156},{"text":"That's fine.","start":1094.89,"end":1095.69,"sentiment":"neutral","sentiment_score":0.10726714879274368},{"text":"Yeah.","start":1095.69,"end":1096.19,"sentiment":"neutral","sentiment_score":0.2550080418586731}],"sentiment":"neutral","sentiment_score":0.04832459693508489,"channel":1,"num_words":7,"start":1094.25,"end":1096.19},{"sentences":[{"text":"Excellent.","start":1096.3451,"end":1096.8451,"sentiment":"positive","sentiment_score":0.5500649213790894},{"text":"Lovely.","start":1097.225,"end":1097.625,"sentiment":"positive","sentiment_score":0.4953687787055969},{"text":"If anything comes up and you decide you wanna kinda reevaluate that, please do let me know.","start":1097.625,"end":1101.865,"sentiment":"neutral","sentiment_score":0.11329599951996523},{"text":"We're here to kinda help you and make sure that we can.","start":1101.865,"end":1104.4,"sentiment":"neutral","sentiment_score":0.2537384641667207},{"text":"And we do go through that every year with you at any review time to make sure that you are covered to the amount that you need to be.","start":1104.62,"end":1111.2,"sentiment":"neutral","sentiment_score":0.15104720613052106}],"sentiment":"neutral","sentiment_score":0.1732782706618309,"channel":0,"num_words":60,"start":1096.3451,"end":1111.2},{"sentences":[{"text":"With","start":1111.66,"end":1111.98,"sentiment":"neutral","sentiment_score":0.034760549664497375}],"sentiment":"neutral","sentiment_score":0.034760549664497375,"channel":0,"num_words":1,"start":1111.66,"end":1111.98},{"sentences":[{"text":"Yes.","start":1111.7151,"end":1112.2151,"sentiment":"neutral","sentiment_score":0.04693618044257164}],"sentiment":"neutral","sentiment_score":0.04693618044257164,"channel":1,"num_words":1,"start":1111.7151,"end":1112.2151},{"sentences":[{"text":"income protection, it is the biggest part or the the largest cost of your insurances.","start":1111.98,"end":1116.4,"sentiment":"neutral","sentiment_score":0.047203007092078524},{"text":"It's the first thing it normally gets claimed on.","start":1116.54,"end":1118.825,"sentiment":"neutral","sentiment_score":0.07078083977103233},{"text":"And so it does account for about 90% of your insurance premiums, essentially.","start":1119.9249,"end":1124.505,"sentiment":"neutral","sentiment_score":0.06910879709399663},{"text":"Increasing, it does mean that your premiums are gonna increase.","start":1125.205,"end":1128.4249,"sentiment":"neutral","sentiment_score":-0.08216253779828549},{"text":"However, it's also a doubly act about making sure you're covered for the amount that you need to be covered for as well as not eating away all of your super because those premiums come out of your super as well.","start":1128.8049,"end":1139.02,"sentiment":"neutral","sentiment_score":-0.02449515184796438}],"sentiment":"neutral","sentiment_score":0.004745004804466258,"channel":0,"num_words":88,"start":1111.98,"end":1139.02},{"sentences":[{"text":"Yeah.","start":1138.9349,"end":1139.1749,"sentiment":"neutral","sentiment_score":0.05091698467731476}],"sentiment":"neutral","sentiment_score":0.05091698467731476,"channel":1,"num_words":1,"start":1138.9349,"end":1139.1749},{"sentences":[{"text":"Okay?","start":1139.02,"end":1139.52,"sentiment":"neutral","sentiment_score":0.053860440850257874}],"sentiment":"neutral","sentiment_score":0.053860440850257874,"channel":0,"num_words":1,"start":1139.02,"end":1139.52},{"sentences":[{"text":"Yes.","start":1139.1749,"end":1139.6749,"sentiment":"neutral","sentiment_score":0.11527755856513976},{"text":"Makes sense.","start":1139.735,"end":1140.615,"sentiment":"neutral","sentiment_score":0.1556764543056488},{"text":"Yes.","start":1140.615,"end":1141.11,"sentiment":"neutral","sentiment_score":0.2813323736190796}],"sentiment":"neutral","sentiment_score":0.17699071019887924,"channel":1,"num_words":4,"start":1139.1749,"end":1141.11},{"sentences":[{"text":"Excellent.","start":1141.66,"end":1142.16,"sentiment":"positive","sentiment_score":0.5772486329078674},{"text":"With your income protection policy, you do have a ninety day waiting period.","start":1142.86,"end":1146.46,"sentiment":"neutral","sentiment_score":0.2003334812246836},{"text":"That just means that you need to be off work for ninety days prior to making a claim.","start":1146.46,"end":1150.3551,"sentiment":"neutral","sentiment_score":0.07044957350525591},{"text":"I","start":1150.8151,"end":1151.055,"sentiment":"neutral","sentiment_score":0.07126694917678833}],"sentiment":"neutral","sentiment_score":0.13699827760909544,"channel":0,"num_words":33,"start":1141.66,"end":1151.055},{"sentences":[{"text":"Yes.","start":1151.03,"end":1151.53,"sentiment":"neutral","sentiment_score":0.1533932983875275}],"sentiment":"neutral","sentiment_score":0.1533932983875275,"channel":1,"num_words":1,"start":1151.03,"end":1151.53},{"sentences":[{"text":"always suggest to clients that if you're off work and you feel like you're gonna meet that waiting period and need to claim, as soon as you're off work and you've been to the doctor, you've got the information, give us a call, let us know.","start":1151.055,"end":1161.875,"sentiment":"neutral","sentiment_score":0.1113715105406616},{"text":"As your advisers, we help to facilitate the claim between yourself and the insurer, and we can let them know that you're off work, that that waiting period has started.","start":1162.22,"end":1170.3201,"sentiment":"neutral","sentiment_score":0.19047207124531268},{"text":"They can","start":1170.78,"end":1171.18,"sentiment":"neutral","sentiment_score":0.1374521665275097}],"sentiment":"neutral","sentiment_score":0.1424635378882671,"channel":0,"num_words":78,"start":1151.055,"end":1171.18},{"sentences":[{"text":"Yes.","start":1171.09,"end":1171.59,"sentiment":"neutral","sentiment_score":0.2117478996515274}],"sentiment":"neutral","sentiment_score":0.2117478996515274,"channel":1,"num_words":1,"start":1171.09,"end":1171.59},{"sentences":[{"text":"get us the claims information, and then at that ninety days, we can can submit that claim for you to have that process be more streamlined.","start":1171.18,"end":1179.005,"sentiment":"neutral","sentiment_score":0.2666053410906058},{"text":"Okay?","start":1179.545,"end":1180.045,"sentiment":"neutral","sentiment_score":0.11071811616420746}],"sentiment":"neutral","sentiment_score":0.26083174016740585,"channel":0,"num_words":27,"start":1171.18,"end":1180.045},{"sentences":[{"text":"Yes.","start":1179.57,"end":1180.07,"sentiment":"neutral","sentiment_score":0.12034574151039124},{"text":"Yep.","start":1180.13,"end":1180.53,"sentiment":"neutral","sentiment_score":0.13422004878520966},{"text":"Makes sense.","start":1180.53,"end":1181.35,"sentiment":"neutral","sentiment_score":0.13999129086732864},{"text":"Yes.","start":1181.41,"end":1181.835,"sentiment":"neutral","sentiment_score":0.2060353457927704}],"sentiment":"neutral","sentiment_score":0.14811674356460572,"channel":1,"num_words":5,"start":1179.57,"end":1181.835},{"sentences":[{"text":"Excellent.","start":1181.865,"end":1182.365,"sentiment":"positive","sentiment_score":0.46640545129776},{"text":"You've also got a five year benefit period.","start":1182.8251,"end":1184.8251,"sentiment":"neutral","sentiment_score":0.2973794862627983},{"text":"That just means if you're off work and on a claim, you can be on a claim for up to five years.","start":1184.8251,"end":1189.3251,"sentiment":"neutral","sentiment_score":0.2169216674837199},{"text":"At that five year period, the claim does stop regardless of whether you can go back to work again.","start":1189.83,"end":1195.21,"sentiment":"neutral","sentiment_score":0.14140016350306964},{"text":"But it also kinda is a good claim period because it does account for, like, if you're off work for one or two years, and then you can go back to work part time, you can be on a partial claim for, say, the the other three years there.","start":1195.75,"end":1207.345,"sentiment":"neutral","sentiment_score":0.19187943059570936}],"sentiment":"neutral","sentiment_score":0.19905467910899055,"channel":0,"num_words":99,"start":1181.865,"end":1207.345},{"sentences":[{"text":"So a five year benefit period is a good mix between making sure you've got enough time to recover, recuperate, and get back to work, but then also making sure that you're not paying too much in premiums.","start":1207.345,"end":1218.4401,"sentiment":"neutral","sentiment_score":0.2005042480795007},{"text":"So it's","start":1218.5,"end":1218.9801,"sentiment":"neutral","sentiment_score":0.15975719690322876}],"sentiment":"neutral","sentiment_score":0.1984668955206871,"channel":0,"num_words":40,"start":1207.345,"end":1218.9801},{"sentences":[{"text":"Yes.","start":1218.885,"end":1219.385,"sentiment":"neutral","sentiment_score":0.24799135327339172}],"sentiment":"neutral","sentiment_score":0.24799135327339172,"channel":1,"num_words":1,"start":1218.885,"end":1219.385},{"sentences":[{"text":"a good benefit period.","start":1218.9801,"end":1220.3601,"sentiment":"positive","sentiment_score":0.3675320893526077},{"text":"Yeah.","start":1221.38,"end":1221.88,"sentiment":"positive","sentiment_score":0.3659907281398773},{"text":"Perfect.","start":1222.02,"end":1222.52,"sentiment":"positive","sentiment_score":0.5106754899024963},{"text":"I will, as part of the annual review pack, make sure you've got a copy of the certificate of currency in there.","start":1223.4601,"end":1227.78,"sentiment":"neutral","sentiment_score":0.3149609389630231},{"text":"So you're welcome to run your eyes over that one.","start":1227.78,"end":1229.7001,"sentiment":"positive","sentiment_score":0.4436150580644608}],"sentiment":"positive","sentiment_score":0.36084436350747157,"channel":0,"num_words":38,"start":1218.9801,"end":1229.7001},{"sentences":[{"text":"Let me know if you do have any questions there.","start":1229.7001,"end":1231.915,"sentiment":"neutral","sentiment_score":0.28513798862695694}],"sentiment":"neutral","sentiment_score":0.28513798862695694,"channel":0,"num_words":10,"start":1229.7001,"end":1231.915},{"sentences":[{"text":"Yes.","start":1232.4199,"end":1232.9199,"sentiment":"positive","sentiment_score":0.4363510608673096}],"sentiment":"positive","sentiment_score":0.4363510608673096,"channel":1,"num_words":1,"start":1232.4199,"end":1232.9199},{"sentences":[{"text":"It's you know, just making sure that that level of cover is adequate for what your needs are, what your goals are.","start":1232.4551,"end":1237.8151,"sentiment":"positive","sentiment_score":0.3812190162187273},{"text":"And if you ever decide it's not, it doesn't have to be at any review time.","start":1237.8151,"end":1241.495,"sentiment":"neutral","sentiment_score":0.15630409680306911},{"text":"If you decide something isn't right, something isn't working, you wanna reevaluate something, you're welcome to let us know.","start":1241.495,"end":1247.0099,"sentiment":"neutral","sentiment_score":0.04092839634732196},{"text":"We'll make time to talk it through and update the advice if needed as well.","start":1247.0099,"end":1250.69,"sentiment":"neutral","sentiment_score":0.302862278620402},{"text":"Okay?","start":1250.69,"end":1251.19,"sentiment":"neutral","sentiment_score":0.18323057889938352}],"sentiment":"neutral","sentiment_score":0.22454093417076215,"channel":0,"num_words":73,"start":1232.4551,"end":1251.19},{"sentences":[{"text":"Yep.","start":1251.0701,"end":1251.5701,"sentiment":"neutral","sentiment_score":0.3313799798488617},{"text":"Lovely.","start":1251.87,"end":1252.37,"sentiment":"positive","sentiment_score":0.6713689565658569},{"text":"Thank you.","start":1252.43,"end":1253.25,"sentiment":"positive","sentiment_score":0.7126021385192871}],"sentiment":"positive","sentiment_score":0.6069883033633232,"channel":1,"num_words":4,"start":1251.0701,"end":1253.25},{"sentences":[{"text":"That's okay.","start":1253.6499,"end":1254.63,"sentiment":"positive","sentiment_score":0.4245440661907196},{"text":"Now I've also got your trauma policy here.","start":1255.49,"end":1258.95,"sentiment":"neutral","sentiment_score":0.15322353690862656},{"text":"So you've got down a critical illness benefit or trauma benefit here, which pays out a lump sum tax free benefit of a $104,001.86 in the event of a traumatic diagnosis.","start":1259.135,"end":1270.435,"sentiment":"neutral","sentiment_score":0.13942435984649965},{"text":"Do you know how trauma insurance works?","start":1271.3899,"end":1273.63,"sentiment":"neutral","sentiment_score":0.053274146148136685},{"text":"Did you have any questions about how trauma works differently to anything else?","start":1273.63,"end":1277.49,"sentiment":"neutral","sentiment_score":0.008863056938235577}],"sentiment":"neutral","sentiment_score":0.11287164501845837,"channel":0,"num_words":61,"start":1253.6499,"end":1277.49},{"sentences":[{"text":"Actually, I don't I don't actually know what it's for,","start":1278.7799,"end":1282.0,"sentiment":"neutral","sentiment_score":-0.19216896295547486}],"sentiment":"neutral","sentiment_score":-0.19216896295547486,"channel":1,"num_words":10,"start":1278.7799,"end":1282.0},{"sentences":[{"text":"What","start":1282.2699,"end":1282.5099,"sentiment":"neutral","sentiment_score":-0.16843214631080627}],"sentiment":"neutral","sentiment_score":-0.16843214631080627,"channel":0,"num_words":1,"start":1282.2699,"end":1282.5099},{"sentences":[{"text":"to","start":1282.2999,"end":1282.5399,"sentiment":"neutral","sentiment_score":-0.1466139853000641}],"sentiment":"neutral","sentiment_score":-0.1466139853000641,"channel":1,"num_words":1,"start":1282.2999,"end":1282.5399},{"sentences":[{"text":"is","start":1282.5099,"end":1282.75,"sentiment":"neutral","sentiment_score":-0.13860774040222168}],"sentiment":"neutral","sentiment_score":-0.13860774040222168,"channel":0,"num_words":1,"start":1282.5099,"end":1282.75},{"sentences":[{"text":"tell you the","start":1282.5399,"end":1283.02,"sentiment":"neutral","sentiment_score":-0.12288184463977814}],"sentiment":"neutral","sentiment_score":-0.12288184463977814,"channel":1,"num_words":3,"start":1282.5399,"end":1283.02},{"sentences":[{"text":"that's","start":1282.99,"end":1283.3899,"sentiment":"neutral","sentiment_score":-0.11494236439466476}],"sentiment":"neutral","sentiment_score":-0.11494236439466476,"channel":0,"num_words":1,"start":1282.99,"end":1283.3899},{"sentences":[{"text":"truth.","start":1283.02,"end":1283.52,"sentiment":"neutral","sentiment_score":-0.11617153882980348}],"sentiment":"neutral","sentiment_score":-0.11617153882980348,"channel":1,"num_words":1,"start":1283.02,"end":1283.52},{"sentences":[{"text":"okay.","start":1283.3899,"end":1283.8899,"sentiment":"neutral","sentiment_score":0.16844762861728668},{"text":"That's absolutely fine.","start":1284.125,"end":1285.405,"sentiment":"positive","sentiment_score":0.33591561516125995},{"text":"So trauma covers you in the event of a traumatic diagnosis.","start":1285.405,"end":1288.305,"sentiment":"neutral","sentiment_score":0.011703728613528338},{"text":"So more often than not, the biggest things that are claimed on are things like heart attack, stroke, Parkinson's, or other neurological disorders.","start":1288.685,"end":1295.905,"sentiment":"neutral","sentiment_score":-0.10305612566678421},{"text":"Cancer's probably the biggest one.","start":1295.9651,"end":1297.665,"sentiment":"neutral","sentiment_score":-0.2073525995016098}],"sentiment":"neutral","sentiment_score":-0.048886474395214125,"channel":0,"num_words":43,"start":1283.3899,"end":1297.665},{"sentences":[{"text":"Certain","start":1298.045,"end":1298.4451,"sentiment":"neutral","sentiment_score":-0.04694412648677826}],"sentiment":"neutral","sentiment_score":-0.04694412648677826,"channel":0,"num_words":1,"start":1298.045,"end":1298.4451},{"sentences":[{"text":"Yeah.","start":1298.345,"end":1298.845,"sentiment":"neutral","sentiment_score":-0.04587729275226593}],"sentiment":"neutral","sentiment_score":-0.04587729275226593,"channel":1,"num_words":1,"start":1298.345,"end":1298.845},{"sentences":[{"text":"breast cancers depending on the grading of it.","start":1298.4451,"end":1301.0901,"sentiment":"neutral","sentiment_score":-0.08445543190464377},{"text":"And trauma is a tax free benefit.","start":1302.11,"end":1304.6901,"sentiment":"neutral","sentiment_score":0.02467146036880357},{"text":"Generally speaking, if something big happens to you, like, say, a cancer diagnosis as an example, you can claim on trauma upfront.","start":1304.99,"end":1313.1951,"sentiment":"neutral","sentiment_score":-0.08531625230203975},{"text":"It's a tax free lump sum payment.","start":1313.335,"end":1315.435,"sentiment":"neutral","sentiment_score":0.023033675870725086},{"text":"And then if you still can't go to work, it can be a bit of a buffer in that waiting period of time while you are seeking treatment and maybe not at work for that period of time, and then we tend to claim on income protection after that.","start":1315.975,"end":1328.33,"sentiment":"neutral","sentiment_score":-0.16403626559340223}],"sentiment":"neutral","sentiment_score":-0.1102843232933552,"channel":0,"num_words":93,"start":1298.4451,"end":1328.33},{"sentences":[{"text":"So trauma just tends to be for large traumatic diagnoses, whereas income protection covers you if you're unable to go to work due to illness or injury.","start":1328.33,"end":1338.1699,"sentiment":"neutral","sentiment_score":-0.21498416033056048},{"text":"So I've seen people claim, you know, income protection have had a motorcycle accident.","start":1338.1699,"end":1343.0249,"sentiment":"neutral","sentiment_score":-0.14666985826832907},{"text":"They've been off work with a broken leg and can't go to work, or they've hurt their back and they can't go to work, and they meet that waiting","start":1343.0249,"end":1349.4249,"sentiment":"neutral","sentiment_score":-0.2171285735635922}],"sentiment":"neutral","sentiment_score":-0.2022096996860845,"channel":0,"num_words":70,"start":1328.33,"end":1349.4249},{"sentences":[{"text":"Yes.","start":1349.25,"end":1349.75,"sentiment":"neutral","sentiment_score":-0.01556879561394453}],"sentiment":"neutral","sentiment_score":-0.01556879561394453,"channel":1,"num_words":1,"start":1349.25,"end":1349.75},{"sentences":[{"text":"period, and you can claim on income protection for those sorts of things.","start":1349.4249,"end":1352.6449,"sentiment":"neutral","sentiment_score":-0.003414871242757027},{"text":"And then","start":1352.91,"end":1353.4701,"sentiment":"neutral","sentiment_score":-0.008288474287837744}],"sentiment":"neutral","sentiment_score":-0.0040646849821011225,"channel":0,"num_words":15,"start":1349.4249,"end":1353.4701},{"sentences":[{"text":"Okay.","start":1353.135,"end":1353.635,"sentiment":"neutral","sentiment_score":-0.013136222958564758}],"sentiment":"neutral","sentiment_score":-0.013136222958564758,"channel":1,"num_words":1,"start":1353.135,"end":1353.635},{"sentences":[{"text":"CBD is a much higher disability kind of insurance.","start":1353.4701,"end":1357.25,"sentiment":"neutral","sentiment_score":-0.075215392642551},{"text":"Does that make sense?","start":1357.31,"end":1358.4501,"sentiment":"neutral","sentiment_score":-0.010319666704162955}],"sentiment":"neutral","sentiment_score":-0.055247476969200834,"channel":0,"num_words":13,"start":1353.4701,"end":1358.4501},{"sentences":[{"text":"Yeah.","start":1358.015,"end":1358.415,"sentiment":"neutral","sentiment_score":0.026927566155791283},{"text":"Yeah.","start":1358.415,"end":1358.735,"sentiment":"neutral","sentiment_score":0.05905427411198616},{"text":"It does.","start":1358.735,"end":1359.135,"sentiment":"neutral","sentiment_score":0.10388736799359322},{"text":"Yeah.","start":1359.135,"end":1359.455,"sentiment":"neutral","sentiment_score":0.1903746128082275},{"text":"Thank you.","start":1359.455,"end":1360.195,"sentiment":"positive","sentiment_score":0.5188656449317932}],"sentiment":"neutral","sentiment_score":0.21740892556096827,"channel":1,"num_words":7,"start":1358.015,"end":1360.195},{"sentences":[{"text":"Yeah.","start":1360.03,"end":1360.51,"sentiment":"neutral","sentiment_score":0.23224663734436035},{"text":"Perfect.","start":1360.51,"end":1360.99,"sentiment":"positive","sentiment_score":0.47702527046203613},{"text":"Did you have any questions about any of the insurances, or did you want me to","start":1360.99,"end":1364.75,"sentiment":"neutral","sentiment_score":0.05878768221009523}],"sentiment":"neutral","sentiment_score":0.09165971239821778,"channel":0,"num_words":18,"start":1360.03,"end":1364.75},{"sentences":[{"text":"None.","start":1364.73,"end":1365.23,"sentiment":"neutral","sentiment_score":-0.0041516488417983055}],"sentiment":"neutral","sentiment_score":-0.0041516488417983055,"channel":1,"num_words":1,"start":1364.73,"end":1365.23},{"sentences":[{"text":"break anything down more for you?","start":1364.75,"end":1366.5901,"sentiment":"neutral","sentiment_score":-0.0018843396877249081},{"text":"Or","start":1366.5901,"end":1367.0901,"sentiment":"neutral","sentiment_score":-0.00631801038980484}],"sentiment":"neutral","sentiment_score":-0.00251772121659347,"channel":0,"num_words":7,"start":1364.75,"end":1367.0901},{"sentences":[{"text":"None.","start":1367.05,"end":1367.45,"sentiment":"neutral","sentiment_score":-0.004485190846025944},{"text":"That's been very well explained.","start":1367.45,"end":1368.99,"sentiment":"neutral","sentiment_score":0.01775361252948642}],"sentiment":"neutral","sentiment_score":0.014047145300234357,"channel":1,"num_words":6,"start":1367.05,"end":1368.99},{"sentences":[{"text":"no?","start":1368.495,"end":1368.995,"sentiment":"neutral","sentiment_score":0.009755460545420648},{"text":"Thank you.","start":1370.255,"end":1371.0751,"sentiment":"neutral","sentiment_score":0.23771867156028748},{"text":"I'd like to make sure I logged out there because I know a lot of us have these sorts of insurances, but there is a lot of unknowns about them, how they work, what they claim on.","start":1371.375,"end":1380.27,"sentiment":"neutral","sentiment_score":-0.00251066785406422},{"text":"I've had clients in the past who have been unwell, and then we've found insurances for.","start":1380.43,"end":1384.51,"sentiment":"neutral","sentiment_score":-0.1105389236472547},{"text":"They didn't even know they had them.","start":1384.51,"end":1385.79,"sentiment":"neutral","sentiment_score":-0.10457276020731245}],"sentiment":"neutral","sentiment_score":-0.033465619154629256,"channel":0,"num_words":63,"start":1368.495,"end":1385.79},{"sentences":[{"text":"So it's always kinda good to know what's out there.","start":1385.79,"end":1388.61,"sentiment":"neutral","sentiment_score":-0.01180376261472702},{"text":"Yeah.","start":1388.75,"end":1389.25,"sentiment":"neutral","sentiment_score":0.04249455779790878}],"sentiment":"neutral","sentiment_score":-0.006867551668123765,"channel":0,"num_words":11,"start":1385.79,"end":1389.25},{"sentences":[{"text":"Yeah.","start":1389.0349,"end":1389.355,"sentiment":"neutral","sentiment_score":0.08074891567230225},{"text":"Absolutely.","start":1389.355,"end":1389.855,"sentiment":"neutral","sentiment_score":0.182843416929245},{"text":"Yes.","start":1390.235,"end":1390.735,"sentiment":"neutral","sentiment_score":0.2813217043876648}],"sentiment":"neutral","sentiment_score":0.18163801232973734,"channel":1,"num_words":3,"start":1389.0349,"end":1390.735},{"sentences":[{"text":"Fantastic.","start":1391.0701,"end":1391.5701,"sentiment":"positive","sentiment_score":0.5130994915962219},{"text":"The other thing I do like to kind of point out as well with your life insurance and your super, I do sort of always suggest as well that it is sort of made known that we are your advisers, that if you were to pass away, that your beneficiaries or the will the executive of your will just have to give us a call, and we help to facilitate the claim.","start":1392.525,"end":1411.85,"sentiment":"neutral","sentiment_score":0.10798736521974206},{"text":"It's just something","start":1411.99,"end":1412.71,"sentiment":"neutral","sentiment_score":0.03894259159763654}],"sentiment":"neutral","sentiment_score":0.1105923363448758,"channel":0,"num_words":76,"start":1391.0701,"end":1412.71},{"sentences":[{"text":"Yes.","start":1412.645,"end":1413.145,"sentiment":"neutral","sentiment_score":0.06553071737289429}],"sentiment":"neutral","sentiment_score":0.06553071737289429,"channel":1,"num_words":1,"start":1412.645,"end":1413.145},{"sentences":[{"text":"I've had in the past where clients have not kind of let anyone know they've got an adviser, and then, you know, a few months after they've passed away, something's happened and someone's picked up a, yeah, letter or some sort of statement and gone, oh, who are these people?","start":1412.71,"end":1426.5249,"sentiment":"neutral","sentiment_score":-0.007605456188321114},{"text":"And they've called us and we've gone, hey.","start":1426.5249,"end":1428.205,"sentiment":"neutral","sentiment_score":0.0196005919133313},{"text":"We're the, you know, financial advisers who look up the super insurances and things like that and help to facilitate claim down the track.","start":1428.205,"end":1435.65,"sentiment":"neutral","sentiment_score":0.11085749029492338},{"text":"So I do sort of like to sort of point out as part of your overall estate planning as well, if you've got an executor or even your beneficiaries, just letting them know that, hey.","start":1435.65,"end":1444.77,"sentiment":"neutral","sentiment_score":0.14354690377201354},{"text":"I do have an adviser.","start":1444.77,"end":1445.89,"sentiment":"neutral","sentiment_score":0.0781618408858776}],"sentiment":"neutral","sentiment_score":0.06436116827392309,"channel":0,"num_words":122,"start":1412.71,"end":1445.89},{"sentences":[{"text":"If anything happened to me, this is the number you call.","start":1445.89,"end":1448.93,"sentiment":"neutral","sentiment_score":0.06107031384652311},{"text":"They will help to facilitate the claim.","start":1448.93,"end":1451.11,"sentiment":"neutral","sentiment_score":0.3047519837106977},{"text":"And it just makes the the process a little bit easier on your beneficiaries at that time as well.","start":1451.205,"end":1456.345,"sentiment":"neutral","sentiment_score":0.29121378142582743},{"text":"Okay.","start":1456.565,"end":1457.065,"sentiment":"neutral","sentiment_score":0.08654683828353882}],"sentiment":"neutral","sentiment_score":0.221701211148971,"channel":0,"num_words":38,"start":1445.89,"end":1457.065},{"sentences":[{"text":"Yep.","start":1456.8201,"end":1457.3,"sentiment":"neutral","sentiment_score":0.09850887954235076},{"text":"Yep.","start":1457.3,"end":1457.7001,"sentiment":"neutral","sentiment_score":0.1334979385137558},{"text":"Makes sense.","start":1457.7001,"end":1458.6,"sentiment":"neutral","sentiment_score":0.21427933871746063}],"sentiment":"neutral","sentiment_score":0.16514137387275696,"channel":1,"num_words":4,"start":1456.8201,"end":1458.6},{"sentences":[{"text":"Beautiful.","start":1459.2849,"end":1459.7849,"sentiment":"positive","sentiment_score":0.749613344669342},{"text":"Beautiful.","start":1460.085,"end":1460.585,"sentiment":"positive","sentiment_score":0.7739847898483276},{"text":"Everything looks like it's pretty well up to date here.","start":1462.005,"end":1464.96,"sentiment":"positive","sentiment_score":0.6566364645957947},{"text":"Just with your goals, just wanted to kinda update those.","start":1464.96,"end":1467.84,"sentiment":"neutral","sentiment_score":0.31161749958992},{"text":"I had down here that you were working towards a retirement or it does have to be retirement, but a goal of being able to draw income out of super possibly fully retire at about the age of 67.","start":1467.84,"end":1480.595,"sentiment":"neutral","sentiment_score":0.1177504867888414}],"sentiment":"neutral","sentiment_score":0.25899027477278086,"channel":0,"num_words":61,"start":1459.2849,"end":1480.595},{"sentences":[{"text":"Is that kind of your goal still there, Amelia?","start":1480.595,"end":1482.935,"sentiment":"neutral","sentiment_score":0.12256392339865367}],"sentiment":"neutral","sentiment_score":0.12256392339865367,"channel":0,"num_words":9,"start":1480.595,"end":1482.935},{"sentences":[{"text":"I think so.","start":1484.82,"end":1485.78,"sentiment":"neutral","sentiment_score":0.02129018244644006},{"text":"It's hard to think that far","start":1485.78,"end":1486.9,"sentiment":"neutral","sentiment_score":-0.09676981655259927}],"sentiment":"neutral","sentiment_score":-0.05741648355291949,"channel":1,"num_words":9,"start":1484.82,"end":1486.9},{"sentences":[{"text":"Yes.","start":1486.675,"end":1487.175,"sentiment":"neutral","sentiment_score":-0.02972008660435677}],"sentiment":"neutral","sentiment_score":-0.02972008660435677,"channel":0,"num_words":1,"start":1486.675,"end":1487.175},{"sentences":[{"text":"ahead, isn't it?","start":1486.9,"end":1487.96,"sentiment":"neutral","sentiment_score":-0.005166377096126477}],"sentiment":"neutral","sentiment_score":-0.005166377096126477,"channel":1,"num_words":3,"start":1486.9,"end":1487.96},{"sentences":[{"text":"It is.","start":1488.355,"end":1488.8351,"sentiment":"neutral","sentiment_score":0.023543850518763065},{"text":"You've got a lot of time to go still, so absolutely.","start":1488.8351,"end":1491.5751,"sentiment":"neutral","sentiment_score":-0.026413602754473686},{"text":"But, no, that's so good.","start":1492.035,"end":1493.13,"sentiment":"neutral","sentiment_score":0.1279311664402485},{"text":"That's so nice.","start":1493.45,"end":1494.51,"sentiment":"positive","sentiment_score":0.6438125173250834},{"text":"I've got down here that your insurances your goals there that you wanted to make sure you had enough insurances to ensure your family is looked after and to cover your debts in the event of anything occurring.","start":1495.29,"end":1505.55,"sentiment":"neutral","sentiment_score":0.16607989017900668}],"sentiment":"neutral","sentiment_score":0.14641808952062818,"channel":0,"num_words":59,"start":1488.355,"end":1505.55},{"sentences":[{"text":"When we kind of look at that goal and the level of cover you have with regards to both your life cover and your TDD, the amount you are covered for does pay out","start":1506.145,"end":1517.1849,"sentiment":"neutral","sentiment_score":0.11058093760819997}],"sentiment":"neutral","sentiment_score":0.11058093760819997,"channel":0,"num_words":34,"start":1506.145,"end":1517.1849},{"sentences":[{"text":"Yes.","start":1517.12,"end":1517.62,"sentiment":"neutral","sentiment_score":0.0799957811832428}],"sentiment":"neutral","sentiment_score":0.0799957811832428,"channel":1,"num_words":1,"start":1517.12,"end":1517.62},{"sentences":[{"text":"the the mortgage, leaves everyone","start":1517.1849,"end":1519.745,"sentiment":"neutral","sentiment_score":0.04599023088812828}],"sentiment":"neutral","sentiment_score":0.04599023088812828,"channel":0,"num_words":5,"start":1517.1849,"end":1519.745},{"sentences":[{"text":"Yes.","start":1519.5449,"end":1520.0449,"sentiment":"neutral","sentiment_score":0.08346043527126312}],"sentiment":"neutral","sentiment_score":0.08346043527126312,"channel":1,"num_words":1,"start":1519.5449,"end":1520.0449},{"sentences":[{"text":"completely debt free.","start":1519.745,"end":1521.045,"sentiment":"neutral","sentiment_score":0.10695364077885945},{"text":"It doesn't quite let's have a look.","start":1521.7101,"end":1524.99,"sentiment":"neutral","sentiment_score":0.009839709515550308},{"text":"It would also sort of cover the child care the childcare center that you have here.","start":1524.99,"end":1530.53,"sentiment":"neutral","sentiment_score":0.042952201096341014},{"text":"But would that be something that would need to be included to the insurances, or would that be something that your partner would just sort of buy you out of if anything happens to you?","start":1531.39,"end":1540.105,"sentiment":"neutral","sentiment_score":0.007725240609475544},{"text":"How do you think that that would work?","start":1540.105,"end":1541.965,"sentiment":"neutral","sentiment_score":0.010021338472142816}],"sentiment":"neutral","sentiment_score":0.020688815008632948,"channel":0,"num_words":69,"start":1519.745,"end":1541.965},{"sentences":[{"text":"Yeah.","start":1541.6599,"end":1541.9,"sentiment":"neutral","sentiment_score":0.011487704701721668},{"text":"Yeah.","start":1541.9,"end":1542.14,"sentiment":"neutral","sentiment_score":0.012279926799237728},{"text":"We've sort of got that down if something happens to one of us that the other the other, you know, partner gets the option to, you know, to buy, you know, that the other person","start":1542.14,"end":1551.175,"sentiment":"neutral","sentiment_score":0.016268165782094002}],"sentiment":"neutral","sentiment_score":0.01603117388849323,"channel":1,"num_words":37,"start":1541.6599,"end":1551.175},{"sentences":[{"text":"Yep.","start":1551.0701,"end":1551.5701,"sentiment":"neutral","sentiment_score":-0.001486628665588796}],"sentiment":"neutral","sentiment_score":-0.001486628665588796,"channel":0,"num_words":1,"start":1551.0701,"end":1551.5701},{"sentences":[{"text":"out type thing.","start":1551.175,"end":1552.215,"sentiment":"neutral","sentiment_score":-0.006653049339850743},{"text":"Yeah.","start":1552.215,"end":1552.715,"sentiment":"neutral","sentiment_score":0.013510558754205704}],"sentiment":"neutral","sentiment_score":-0.0016121473163366318,"channel":1,"num_words":4,"start":1551.175,"end":1552.715},{"sentences":[{"text":"Okay.","start":1553.0701,"end":1553.5701,"sentiment":"neutral","sentiment_score":0.01799582503736019}],"sentiment":"neutral","sentiment_score":0.01799582503736019,"channel":0,"num_words":1,"start":1553.0701,"end":1553.5701},{"sentences":[{"text":"Otherwise, we'd,","start":1553.095,"end":1553.895,"sentiment":"neutral","sentiment_score":0.01769829262048006}],"sentiment":"neutral","sentiment_score":0.01769829262048006,"channel":1,"num_words":2,"start":1553.095,"end":1553.895},{"sentences":[{"text":"Perfect.","start":1553.87,"end":1554.37,"sentiment":"neutral","sentiment_score":0.07697069644927979}],"sentiment":"neutral","sentiment_score":0.07697069644927979,"channel":0,"num_words":1,"start":1553.87,"end":1554.37},{"sentences":[{"text":"you know, otherwise, we'd sell and, yeah, sort of go housing.","start":1553.895,"end":1558.155,"sentiment":"neutral","sentiment_score":0.009620641908523712}],"sentiment":"neutral","sentiment_score":0.009620641908523712,"channel":1,"num_words":11,"start":1553.895,"end":1558.155},{"sentences":[{"text":"Yep.","start":1559.15,"end":1559.65,"sentiment":"neutral","sentiment_score":0.025573937222361565}],"sentiment":"neutral","sentiment_score":0.025573937222361565,"channel":0,"num_words":1,"start":1559.15,"end":1559.65},{"sentences":[{"text":"Yeah, the","start":1559.37,"end":1560.73,"sentiment":"neutral","sentiment_score":0.016609403304755688}],"sentiment":"neutral","sentiment_score":0.016609403304755688,"channel":1,"num_words":2,"start":1559.37,"end":1560.73},{"sentences":[{"text":"Yep.","start":1560.35,"end":1560.8301,"sentiment":"neutral","sentiment_score":0.0243101567029953}],"sentiment":"neutral","sentiment_score":0.0243101567029953,"channel":0,"num_words":1,"start":1560.35,"end":1560.8301},{"sentences":[{"text":"the","start":1560.73,"end":1560.89,"sentiment":"neutral","sentiment_score":0.016254408285021782}],"sentiment":"neutral","sentiment_score":0.016254408285021782,"channel":1,"num_words":1,"start":1560.73,"end":1560.89},{"sentences":[{"text":"Perfect.","start":1560.8301,"end":1561.3301,"sentiment":"neutral","sentiment_score":0.03219175338745117}],"sentiment":"neutral","sentiment_score":0.03219175338745117,"channel":0,"num_words":1,"start":1560.8301,"end":1561.3301},{"sentences":[{"text":"debt or the the debt or the other.","start":1560.89,"end":1563.0701,"sentiment":"neutral","sentiment_score":-0.000254838727414608},{"text":"Yeah.","start":1563.29,"end":1563.61,"sentiment":"neutral","sentiment_score":0.020879557356238365},{"text":"So that's","start":1563.61,"end":1564.27,"sentiment":"neutral","sentiment_score":0.018137231469154358}],"sentiment":"neutral","sentiment_score":0.005010482770475474,"channel":1,"num_words":11,"start":1560.89,"end":1564.27},{"sentences":[{"text":"Yeah.","start":1563.825,"end":1564.325,"sentiment":"neutral","sentiment_score":0.014162913896143436}],"sentiment":"neutral","sentiment_score":0.014162913896143436,"channel":0,"num_words":1,"start":1563.825,"end":1564.325},{"sentences":[{"text":"where we're at with that.","start":1564.41,"end":1565.85,"sentiment":"neutral","sentiment_score":0.009110461175441741},{"text":"Yeah.","start":1565.85,"end":1566.35,"sentiment":"neutral","sentiment_score":0.03368811681866646}],"sentiment":"neutral","sentiment_score":0.013206737115979195,"channel":1,"num_words":6,"start":1564.41,"end":1566.35},{"sentences":[{"text":"Absolutely.","start":1566.865,"end":1567.365,"sentiment":"neutral","sentiment_score":0.023496367037296295},{"text":"No.","start":1567.585,"end":1567.745,"sentiment":"neutral","sentiment_score":-0.027639511972665787},{"text":"That's really good.","start":1567.745,"end":1568.385,"sentiment":"positive","sentiment_score":0.8220568895339966},{"text":"Excellent.","start":1568.385,"end":1568.7849,"sentiment":"positive","sentiment_score":0.7583901286125183},{"text":"So your life insurance and your PPD cover really just needs to cover your main primary mortgage and maybe any other car loans that you might have if you have at the time and then provide that longevity benefit for yourself or your beneficiaries.","start":1568.7849,"end":1581.8601,"sentiment":"neutral","sentiment_score":0.1753516769544645}],"sentiment":"neutral","sentiment_score":0.21871782876551152,"channel":0,"num_words":50,"start":1566.865,"end":1581.8601},{"sentences":[{"text":"Is that right?","start":1582.0801,"end":1582.9801,"sentiment":"neutral","sentiment_score":0.07193775723377864}],"sentiment":"neutral","sentiment_score":0.07193775723377864,"channel":0,"num_words":3,"start":1582.0801,"end":1582.9801},{"sentences":[{"text":"Yes.","start":1583.4349,"end":1583.9349,"sentiment":"neutral","sentiment_score":0.09513165801763536},{"text":"Correct.","start":1583.995,"end":1584.495,"sentiment":"neutral","sentiment_score":0.10791619122028352}],"sentiment":"neutral","sentiment_score":0.10152392461895944,"channel":1,"num_words":2,"start":1583.4349,"end":1584.495},{"sentences":[{"text":"Yep.","start":1584.4801,"end":1584.7201,"sentiment":"neutral","sentiment_score":0.09835793823003768},{"text":"Yep.","start":1584.7201,"end":1585.12,"sentiment":"neutral","sentiment_score":0.15941141545772552},{"text":"Perfect.","start":1585.12,"end":1585.62,"sentiment":"positive","sentiment_score":0.4570429027080536},{"text":"So being that you have definitely meets that goal, it is still fully appropriate there.","start":1585.92,"end":1590.26,"sentiment":"neutral","sentiment_score":0.28004883229732513},{"text":"Can I ask, with your retirement goal as well, have you do you know what you wanna do long term with the childcare center?","start":1590.825,"end":1596.745,"sentiment":"neutral","sentiment_score":0.06376596835131447}],"sentiment":"neutral","sentiment_score":0.1534744757449343,"channel":0,"num_words":42,"start":1584.4801,"end":1596.745},{"sentences":[{"text":"Is the goal to kinda have that continuously running through retirement to provide income as well as your super, or are you planning to kinda sell that down the track?","start":1596.745,"end":1605.72,"sentiment":"neutral","sentiment_score":0.05713342921808362},{"text":"Have you thought about what the retirement plan is there?","start":1605.72,"end":1608.22,"sentiment":"neutral","sentiment_score":0.010647960379719735}],"sentiment":"neutral","sentiment_score":0.04551206200849265,"channel":0,"num_words":40,"start":1596.745,"end":1608.22},{"sentences":[{"text":"No.","start":1608.9651,"end":1609.2051,"sentiment":"neutral","sentiment_score":0.018052004277706143},{"text":"We've sort of just my business partner, Brenda, and I've just sort of said we're just because they're both so active in it and we love it, we're just gonna keep, you know, going with it.","start":1609.2051,"end":1617.5901,"sentiment":"neutral","sentiment_score":0.1193150035623047},{"text":"And then if one of us gets to a point where we go, okay.","start":1617.5901,"end":1619.8301,"sentiment":"neutral","sentiment_score":0.05283797612147672},{"text":"We're done or we've had enough or we might even then just, like, lease it out.","start":1619.8301,"end":1624.39,"sentiment":"neutral","sentiment_score":0.013240445055998862},{"text":"You know how you can lease them out.","start":1624.39,"end":1626.315,"sentiment":"neutral","sentiment_score":0.02115308109205216}],"sentiment":"neutral","sentiment_score":0.07245594090471665,"channel":1,"num_words":75,"start":1608.9651,"end":1626.315},{"sentences":[{"text":"So we still owe them somebody, like, lease the business side of it.","start":1626.3949,"end":1629.995,"sentiment":"neutral","sentiment_score":0.012714508992548171},{"text":"Yeah.","start":1629.995,"end":1630.315,"sentiment":"neutral","sentiment_score":0.03100985288619995}],"sentiment":"neutral","sentiment_score":0.014021319270666157,"channel":1,"num_words":14,"start":1626.3949,"end":1630.315},{"sentences":[{"text":"Yeah.","start":1630.015,"end":1630.335,"sentiment":"neutral","sentiment_score":0.0316685326397419}],"sentiment":"neutral","sentiment_score":0.0316685326397419,"channel":0,"num_words":1,"start":1630.015,"end":1630.335},{"sentences":[{"text":"But","start":1630.315,"end":1630.815,"sentiment":"neutral","sentiment_score":0.03946635127067566}],"sentiment":"neutral","sentiment_score":0.03946635127067566,"channel":1,"num_words":1,"start":1630.315,"end":1630.815},{"sentences":[{"text":"Yep.","start":1630.335,"end":1630.835,"sentiment":"neutral","sentiment_score":0.07142002880573273},{"text":"Perfect.","start":1631.5349,"end":1632.0349,"sentiment":"neutral","sentiment_score":0.16921234130859375}],"sentiment":"neutral","sentiment_score":0.12031618505716324,"channel":0,"num_words":2,"start":1630.335,"end":1632.0349},{"sentences":[{"text":"at the moment, we don't really talk about it because we're just always just happy doing what we're doing, like working part","start":1632.075,"end":1636.235,"sentiment":"neutral","sentiment_score":0.09804068302566354}],"sentiment":"neutral","sentiment_score":0.09804068302566354,"channel":1,"num_words":22,"start":1632.075,"end":1636.235},{"sentences":[{"text":"Yeah.","start":1636.1749,"end":1636.6749,"sentiment":"neutral","sentiment_score":0.08599262684583664}],"sentiment":"neutral","sentiment_score":0.08599262684583664,"channel":0,"num_words":1,"start":1636.1749,"end":1636.6749},{"sentences":[{"text":"time in it and yeah.","start":1636.235,"end":1637.355,"sentiment":"neutral","sentiment_score":0.13158579021692277},{"text":"It's good.","start":1637.355,"end":1638.0149,"sentiment":"neutral","sentiment_score":0.2575113922357559}],"sentiment":"neutral","sentiment_score":0.1675645336508751,"channel":1,"num_words":7,"start":1636.235,"end":1638.0149},{"sentences":[{"text":"No.","start":1637.98,"end":1638.48,"sentiment":"neutral","sentiment_score":0.19250914454460144},{"text":"Fantastic.","start":1638.5399,"end":1639.0399,"sentiment":"positive","sentiment_score":0.3787991404533386},{"text":"That's really good to see.","start":1639.5,"end":1640.88,"sentiment":"positive","sentiment_score":0.4338651835918427},{"text":"Lovely.","start":1641.1,"end":1641.6,"sentiment":"positive","sentiment_score":0.4049888551235199},{"text":"Well, I can safely tell you that I will probably ask every question you've never wanted to answer or never thought about answering because that's what I do.","start":1641.6599,"end":1648.88,"sentiment":"neutral","sentiment_score":0.14664642619235174}],"sentiment":"neutral","sentiment_score":0.20143674976295894,"channel":0,"num_words":36,"start":1637.98,"end":1648.88},{"sentences":[{"text":"Yes.","start":1649.3301,"end":1649.73,"sentiment":"neutral","sentiment_score":0.11517831683158876},{"text":"Yes.","start":1649.73,"end":1650.23,"sentiment":"neutral","sentiment_score":0.18756793439388275},{"text":"Good job.","start":1650.61,"end":1651.25,"sentiment":"positive","sentiment_score":0.4115631431341171},{"text":"Good job.","start":1651.25,"end":1652.0701,"sentiment":"positive","sentiment_score":0.4143669009208679}],"sentiment":"neutral","sentiment_score":0.3257677232225736,"channel":1,"num_words":6,"start":1649.3301,"end":1652.0701},{"sentences":[{"text":"Oh, but, no, it's honestly all good.","start":1652.845,"end":1654.7649,"sentiment":"positive","sentiment_score":0.4339513097490583},{"text":"I love what I do just like you love what you do.","start":1654.7649,"end":1656.9249,"sentiment":"positive","sentiment_score":0.6276676704486212},{"text":"You get to work every day, and it's just fun.","start":1656.9249,"end":1659.4249,"sentiment":"positive","sentiment_score":0.576523232460022}],"sentiment":"positive","sentiment_score":0.5632725358009338,"channel":0,"num_words":29,"start":1652.845,"end":1659.4249},{"sentences":[{"text":"Love it.","start":1659.185,"end":1659.925,"sentiment":"positive","sentiment_score":0.6925795376300812},{"text":"Love it.","start":1659.985,"end":1660.805,"sentiment":"positive","sentiment_score":0.7554410994052887},{"text":"It makes my the little people make my heart happy.","start":1661.345,"end":1663.925,"sentiment":"positive","sentiment_score":0.7069752454757691}],"sentiment":"positive","sentiment_score":0.7118424092020307,"channel":1,"num_words":14,"start":1659.185,"end":1663.925},{"sentences":[{"text":"Oh, I bet.","start":1664.605,"end":1665.72,"sentiment":"positive","sentiment_score":0.42901599407196045},{"text":"Children are beautiful.","start":1665.7999,"end":1666.7,"sentiment":"positive","sentiment_score":0.6416092316309611},{"text":"I've got a nine year old, and he is just so much fun.","start":1666.76,"end":1669.7999,"sentiment":"positive","sentiment_score":0.47477654081124526},{"text":"He's a great age.","start":1669.7999,"end":1670.84,"sentiment":"positive","sentiment_score":0.5023638233542442},{"text":"He's so energetic","start":1670.84,"end":1671.7999,"sentiment":"positive","sentiment_score":0.3796302179495494}],"sentiment":"positive","sentiment_score":0.48201217903540683,"channel":0,"num_words":26,"start":1664.605,"end":1671.7999},{"sentences":[{"text":"Yeah.","start":1671.39,"end":1671.89,"sentiment":"neutral","sentiment_score":0.06697463989257812}],"sentiment":"neutral","sentiment_score":0.06697463989257812,"channel":1,"num_words":1,"start":1671.39,"end":1671.89},{"sentences":[{"text":"and out there and lively.","start":1671.7999,"end":1673.1,"sentiment":"positive","sentiment_score":0.4310938984155655}],"sentiment":"positive","sentiment_score":0.4310938984155655,"channel":0,"num_words":5,"start":1671.7999,"end":1673.1},{"sentences":[{"text":"I know.","start":1673.63,"end":1674.11,"sentiment":"neutral","sentiment_score":0.20212218910455704},{"text":"My son my youngest is nine.","start":1674.11,"end":1675.63,"sentiment":"neutral","sentiment_score":0.24203556527694067},{"text":"It's nice, isn't it?","start":1675.63,"end":1676.75,"sentiment":"positive","sentiment_score":0.49093151837587357},{"text":"Yeah.","start":1676.75,"end":1677.25,"sentiment":"neutral","sentiment_score":0.27450746297836304}],"sentiment":"neutral","sentiment_score":0.3149762543348166,"channel":1,"num_words":13,"start":1673.63,"end":1677.25},{"sentences":[{"text":"Oh, beautiful.","start":1677.64,"end":1678.62,"sentiment":"positive","sentiment_score":0.7027071118354797}],"sentiment":"positive","sentiment_score":0.7027071118354797,"channel":0,"num_words":2,"start":1677.64,"end":1678.62},{"sentences":[{"text":"It's a good age.","start":1678.125,"end":1679.265,"sentiment":"positive","sentiment_score":0.6060490161180496},{"text":"They just","start":1679.485,"end":1679.885,"sentiment":"positive","sentiment_score":0.5326663702726364}],"sentiment":"positive","sentiment_score":0.5815881341695786,"channel":1,"num_words":6,"start":1678.125,"end":1679.885},{"sentences":[{"text":"Absolutely.","start":1679.88,"end":1680.38,"sentiment":"positive","sentiment_score":0.5638834834098816}],"sentiment":"positive","sentiment_score":0.5638834834098816,"channel":0,"num_words":1,"start":1679.88,"end":1680.38},{"sentences":[{"text":"go go go.","start":1679.885,"end":1680.605,"sentiment":"positive","sentiment_score":0.46517078081766766},{"text":"They just go go go.","start":1680.605,"end":1681.725,"sentiment":"neutral","sentiment_score":0.2833055019378662},{"text":"Like, we got soccer.","start":1681.725,"end":1682.365,"sentiment":"neutral","sentiment_score":0.16153600066900253},{"text":"But this morning, he wakes up at six and after.","start":1682.365,"end":1684.125,"sentiment":"neutral","sentiment_score":0.1473775714635849},{"text":"He says, soccer training today, mom?","start":1684.125,"end":1685.805,"sentiment":"neutral","sentiment_score":0.14984728147586188}],"sentiment":"neutral","sentiment_score":0.20825154493962014,"channel":1,"num_words":28,"start":1679.885,"end":1685.805},{"sentences":[{"text":"I said, yes, darling.","start":1685.805,"end":1686.685,"sentiment":"positive","sentiment_score":0.39521993696689606},{"text":"Soccer training today.","start":1686.685,"end":1687.805,"sentiment":"positive","sentiment_score":0.451408326625824},{"text":"Like, they just","start":1687.805,"end":1688.4451,"sentiment":"positive","sentiment_score":0.3590591549873352}],"sentiment":"positive","sentiment_score":0.4012282192707062,"channel":1,"num_words":10,"start":1685.805,"end":1688.4451},{"sentences":[{"text":"That's","start":1688.5349,"end":1688.9349,"sentiment":"positive","sentiment_score":0.6109508275985718}],"sentiment":"positive","sentiment_score":0.6109508275985718,"channel":0,"num_words":1,"start":1688.5349,"end":1688.9349},{"sentences":[{"text":"they love","start":1688.685,"end":1689.165,"sentiment":"positive","sentiment_score":0.7522546648979187}],"sentiment":"positive","sentiment_score":0.7522546648979187,"channel":1,"num_words":2,"start":1688.685,"end":1689.165},{"sentences":[{"text":"beautiful.","start":1688.9349,"end":1689.4349,"sentiment":"positive","sentiment_score":0.7785844802856445}],"sentiment":"positive","sentiment_score":0.7785844802856445,"channel":0,"num_words":1,"start":1688.9349,"end":1689.4349},{"sentences":[{"text":"it.","start":1689.165,"end":1689.665,"sentiment":"positive","sentiment_score":0.462632954120636}],"sentiment":"positive","sentiment_score":0.462632954120636,"channel":1,"num_words":1,"start":1689.165,"end":1689.665},{"sentences":[{"text":"Oh, that's so sweet.","start":1690.615,"end":1691.735,"sentiment":"positive","sentiment_score":0.6042481064796448},{"text":"I'm working from home today, and my son said, will you be here when I get home?","start":1691.735,"end":1694.695,"sentiment":"neutral","sentiment_score":0.15789543004596934},{"text":"I said, I will.","start":1694.695,"end":1695.595,"sentiment":"neutral","sentiment_score":0.06451640091836452},{"text":"I will be on the phone, but I will be here.","start":1695.6,"end":1697.52,"sentiment":"neutral","sentiment_score":0.09615833515470679},{"text":"You can","start":1697.52,"end":1697.84,"sentiment":"neutral","sentiment_score":0.12291079014539719}],"sentiment":"neutral","sentiment_score":0.17533798966752856,"channel":0,"num_words":38,"start":1690.615,"end":1697.84},{"sentences":[{"text":"Yeah.","start":1697.78,"end":1698.28,"sentiment":"neutral","sentiment_score":0.1654321402311325}],"sentiment":"neutral","sentiment_score":0.1654321402311325,"channel":1,"num_words":1,"start":1697.78,"end":1698.28},{"sentences":[{"text":"go into your room.","start":1697.84,"end":1698.72,"sentiment":"neutral","sentiment_score":0.19735969603061676},{"text":"And he goes, it's just good to have you here.","start":1698.72,"end":1700.4,"sentiment":"positive","sentiment_score":0.5415513634681701},{"text":"And I was like, well, that's so nice.","start":1700.4,"end":1702.1799,"sentiment":"positive","sentiment_score":0.4709042087197304}],"sentiment":"positive","sentiment_score":0.4532811858437278,"channel":0,"num_words":22,"start":1697.84,"end":1702.1799},{"sentences":[{"text":"That's nice, isn't it?","start":1702.4651,"end":1703.9851,"sentiment":"neutral","sentiment_score":0.3174554482102394},{"text":"Yeah.","start":1703.9851,"end":1704.2251,"sentiment":"neutral","sentiment_score":0.21770143508911133},{"text":"It's sweet.","start":1704.2251,"end":1704.785,"sentiment":"positive","sentiment_score":0.3755951523780823},{"text":"They're","start":1704.785,"end":1705.025,"sentiment":"neutral","sentiment_score":0.21320724487304688}],"sentiment":"neutral","sentiment_score":0.30649009719491005,"channel":1,"num_words":8,"start":1702.4651,"end":1705.025},{"sentences":[{"text":"It is.","start":1704.88,"end":1705.46,"sentiment":"neutral","sentiment_score":0.1856839656829834}],"sentiment":"neutral","sentiment_score":0.1856839656829834,"channel":0,"num_words":2,"start":1704.88,"end":1705.46},{"sentences":[{"text":"like they're like the mama's been around.","start":1705.025,"end":1706.9651,"sentiment":"neutral","sentiment_score":0.14532363414764404}],"sentiment":"neutral","sentiment_score":0.14532363414764404,"channel":1,"num_words":7,"start":1705.025,"end":1706.9651},{"sentences":[{"text":"Absolutely.","start":1707.885,"end":1708.385,"sentiment":"neutral","sentiment_score":0.07869196683168411},{"text":"They don't stay young for long.","start":1709.005,"end":1710.7051,"sentiment":"neutral","sentiment_score":-0.06108648578325907}],"sentiment":"neutral","sentiment_score":-0.041118135409695764,"channel":0,"num_words":7,"start":1707.885,"end":1710.7051},{"sentences":[{"text":"No.","start":1711.505,"end":1711.905,"sentiment":"neutral","sentiment_score":-0.10169370472431184},{"text":"Trust me.","start":1711.905,"end":1712.4651,"sentiment":"neutral","sentiment_score":-0.11052350327372551},{"text":"They don't.","start":1712.4651,"end":1713.125,"sentiment":"neutral","sentiment_score":-0.10121427103877068},{"text":"No.","start":1713.185,"end":1713.685,"sentiment":"neutral","sentiment_score":-0.05827371031045914}],"sentiment":"neutral","sentiment_score":-0.09724049394329388,"channel":1,"num_words":6,"start":1711.505,"end":1713.685},{"sentences":[{"text":"Alright.","start":1715.485,"end":1715.985,"sentiment":"neutral","sentiment_score":0.0420050173997879},{"text":"All good.","start":1716.045,"end":1716.865,"sentiment":"neutral","sentiment_score":0.14115829020738602},{"text":"Other goals I have down here, you in the next five years, you're looking to focus on just sort of paying down the home loan.","start":1717.805,"end":1725.02,"sentiment":"neutral","sentiment_score":0.08926457911729813},{"text":"How are you going?","start":1725.02,"end":1725.9,"sentiment":"neutral","sentiment_score":0.08876647800207138},{"text":"I know you did sort of take some money out for the Prado there as well.","start":1725.9,"end":1729.36,"sentiment":"neutral","sentiment_score":0.02267815382219851}],"sentiment":"neutral","sentiment_score":0.06820525935230155,"channel":0,"num_words":48,"start":1715.485,"end":1729.36},{"sentences":[{"text":"But in a scheme of things, paying down the home loan, are you going okay, happy with the way that's being paid down, or did you need some assistance in that area?","start":1729.5801,"end":1738.275,"sentiment":"neutral","sentiment_score":0.05921535100787878}],"sentiment":"neutral","sentiment_score":0.05921535100787878,"channel":0,"num_words":32,"start":1729.5801,"end":1738.275},{"sentences":[{"text":"Do you know what I only did this year, which I don't know why I'd never done it before?","start":1739.015,"end":1742.0549,"sentiment":"neutral","sentiment_score":-0.10302151465102245},{"text":"I went from paying monthly to weekly.","start":1742.0549,"end":1744.395,"sentiment":"neutral","sentiment_score":-0.05847546671118055}],"sentiment":"neutral","sentiment_score":-0.0910283478979881,"channel":1,"num_words":26,"start":1739.015,"end":1744.395},{"sentences":[{"text":"Yep.","start":1745.135,"end":1745.635,"sentiment":"neutral","sentiment_score":-0.0381556898355484}],"sentiment":"neutral","sentiment_score":-0.0381556898355484,"channel":0,"num_words":1,"start":1745.135,"end":1745.635},{"sentences":[{"text":"So I don't know why I hadn't done that.","start":1746.7,"end":1748.62,"sentiment":"neutral","sentiment_score":-0.1288787606689665},{"text":"I just yeah.","start":1748.62,"end":1749.26,"sentiment":"neutral","sentiment_score":-0.08839208136002223},{"text":"I'm not sure why.","start":1749.26,"end":1749.9,"sentiment":"neutral","sentiment_score":-0.16164635494351387},{"text":"I was talking to my girlfriend something, and she goes, oh, what do you pay a week off your loan?","start":1749.9,"end":1753.02,"sentiment":"neutral","sentiment_score":-0.08198821134865283},{"text":"And I said, oh my goodness.","start":1753.02,"end":1754.78,"sentiment":"neutral","sentiment_score":-0.03524424942831198}],"sentiment":"neutral","sentiment_score":-0.09340238650994641,"channel":1,"num_words":42,"start":1746.7,"end":1754.78},{"sentences":[{"text":"I said, I still pay it weekly.","start":1754.78,"end":1756.14,"sentiment":"neutral","sentiment_score":-0.029001996719411442},{"text":"So I rang and changed that.","start":1756.14,"end":1757.84,"sentiment":"neutral","sentiment_score":-0.030622369299332302},{"text":"But, yeah,","start":1758.4349,"end":1758.9149,"sentiment":"neutral","sentiment_score":-0.00449267728254199}],"sentiment":"neutral","sentiment_score":-0.026382236493130526,"channel":1,"num_words":15,"start":1754.78,"end":1758.9149},{"sentences":[{"text":"Yes.","start":1758.63,"end":1759.13,"sentiment":"neutral","sentiment_score":-0.03407317027449608}],"sentiment":"neutral","sentiment_score":-0.03407317027449608,"channel":0,"num_words":1,"start":1758.63,"end":1759.13},{"sentences":[{"text":"I just see I just feel like I just sort of manage I'm just trying to manage, I think, financially at the moment just, you know, like, with the cost of living and, yeah,","start":1758.9149,"end":1769.4149,"sentiment":"neutral","sentiment_score":0.03503409022574916}],"sentiment":"neutral","sentiment_score":0.03503409022574916,"channel":1,"num_words":34,"start":1758.9149,"end":1769.4149},{"sentences":[{"text":"Yes.","start":1769.5751,"end":1770.0751,"sentiment":"neutral","sentiment_score":0.09894975274801254}],"sentiment":"neutral","sentiment_score":0.09894975274801254,"channel":0,"num_words":1,"start":1769.5751,"end":1770.0751},{"sentences":[{"text":"having sort","start":1769.7949,"end":1770.515,"sentiment":"neutral","sentiment_score":0.07870330289006233}],"sentiment":"neutral","sentiment_score":0.07870330289006233,"channel":1,"num_words":2,"start":1769.7949,"end":1770.515},{"sentences":[{"text":"Yep.","start":1770.4551,"end":1770.9551,"sentiment":"neutral","sentiment_score":0.09704845398664474}],"sentiment":"neutral","sentiment_score":0.09704845398664474,"channel":0,"num_words":1,"start":1770.4551,"end":1770.9551},{"sentences":[{"text":"of having four children on one income, it's some","start":1770.515,"end":1773.44,"sentiment":"neutral","sentiment_score":0.06649418340788947}],"sentiment":"neutral","sentiment_score":0.06649418340788947,"channel":1,"num_words":9,"start":1770.515,"end":1773.44},{"sentences":[{"text":"Yes.","start":1773.415,"end":1773.915,"sentiment":"neutral","sentiment_score":0.0536954291164875}],"sentiment":"neutral","sentiment_score":0.0536954291164875,"channel":0,"num_words":1,"start":1773.415,"end":1773.915},{"sentences":[{"text":"weeks I'm some weeks I manage.","start":1773.44,"end":1775.44,"sentiment":"neutral","sentiment_score":0.03283419615278641},{"text":"Other weeks I've gotta draw down on it, like, you know, like, to get a bit more money, like like, for me to you know, if it's their birthday or, you know, something","start":1775.44,"end":1781.68,"sentiment":"neutral","sentiment_score":-0.01546933279005867}],"sentiment":"neutral","sentiment_score":-0.00803802064500558,"channel":1,"num_words":39,"start":1773.44,"end":1781.68},{"sentences":[{"text":"Yeah.","start":1781.44,"end":1781.76,"sentiment":"neutral","sentiment_score":-0.018261291086673737}],"sentiment":"neutral","sentiment_score":-0.018261291086673737,"channel":0,"num_words":1,"start":1781.44,"end":1781.76},{"sentences":[{"text":"like","start":1781.68,"end":1781.84,"sentiment":"neutral","sentiment_score":-0.0328478179872036}],"sentiment":"neutral","sentiment_score":-0.0328478179872036,"channel":1,"num_words":1,"start":1781.68,"end":1781.84},{"sentences":[{"text":"Yeah.","start":1781.76,"end":1782.26,"sentiment":"neutral","sentiment_score":-0.016327356919646263}],"sentiment":"neutral","sentiment_score":-0.016327356919646263,"channel":0,"num_words":1,"start":1781.76,"end":1782.26},{"sentences":[{"text":"that, and I just need that extra bit of money.","start":1781.84,"end":1783.68,"sentiment":"neutral","sentiment_score":-0.04882967956364155},{"text":"So and","start":1783.68,"end":1784.4,"sentiment":"neutral","sentiment_score":-0.007865345105528831}],"sentiment":"neutral","sentiment_score":-0.04200229048728943,"channel":1,"num_words":12,"start":1781.84,"end":1784.4},{"sentences":[{"text":"Yeah.","start":1784.16,"end":1784.66,"sentiment":"neutral","sentiment_score":0.009489288553595545}],"sentiment":"neutral","sentiment_score":0.009489288553595545,"channel":0,"num_words":1,"start":1784.16,"end":1784.66},{"sentences":[{"text":"because I just put my salary across to it every week, I I I probably need to sit down and do that.","start":1784.4,"end":1789.795,"sentiment":"neutral","sentiment_score":-0.03702202261510221},{"text":"You know, like a budget.","start":1789.795,"end":1790.835,"sentiment":"neutral","sentiment_score":0.0005217522382736206},{"text":"You know, you go pay","start":1790.835,"end":1791.5549,"sentiment":"neutral","sentiment_score":0.011451621353626252}],"sentiment":"neutral","sentiment_score":-0.02358180092414841,"channel":1,"num_words":32,"start":1784.4,"end":1791.5549},{"sentences":[{"text":"Yep.","start":1791.5449,"end":1792.0449,"sentiment":"neutral","sentiment_score":0.020697854459285736}],"sentiment":"neutral","sentiment_score":0.020697854459285736,"channel":0,"num_words":1,"start":1791.5449,"end":1792.0449},{"sentences":[{"text":"for your money much much familiar.","start":1791.5549,"end":1793.095,"sentiment":"neutral","sentiment_score":0.009835108493765196},{"text":"That's that's that's that.","start":1793.5549,"end":1794.6749,"sentiment":"neutral","sentiment_score":-0.00956183772359509},{"text":"That insurance is that.","start":1794.6749,"end":1796.035,"sentiment":"neutral","sentiment_score":-0.08139033429324627},{"text":"I I don't really do that.","start":1796.035,"end":1797.635,"sentiment":"neutral","sentiment_score":-0.15639047076304755},{"text":"I just transfer it all across, and then I bring it down when I need it, if that makes","start":1797.635,"end":1801.5549,"sentiment":"neutral","sentiment_score":-0.014131676699770125}],"sentiment":"neutral","sentiment_score":-0.038760069717402354,"channel":1,"num_words":39,"start":1791.5549,"end":1801.5549},{"sentences":[{"text":"Yeah.","start":1801.51,"end":1802.01,"sentiment":"neutral","sentiment_score":0.007074160501360893}],"sentiment":"neutral","sentiment_score":0.007074160501360893,"channel":0,"num_words":1,"start":1801.51,"end":1802.01},{"sentences":[{"text":"sense.","start":1801.5549,"end":1802.0549,"sentiment":"neutral","sentiment_score":0.0014042668044567108},{"text":"So","start":1802.35,"end":1802.5099,"sentiment":"neutral","sentiment_score":0.004593215882778168}],"sentiment":"neutral","sentiment_score":0.0029987413436174393,"channel":1,"num_words":2,"start":1801.5549,"end":1802.5099},{"sentences":[{"text":"Yeah.","start":1802.39,"end":1802.71,"sentiment":"neutral","sentiment_score":-0.0016201026737689972}],"sentiment":"neutral","sentiment_score":-0.0016201026737689972,"channel":0,"num_words":1,"start":1802.39,"end":1802.71},{"sentences":[{"text":"I sort of","start":1802.5099,"end":1802.83,"sentiment":"neutral","sentiment_score":-0.045722837249437966}],"sentiment":"neutral","sentiment_score":-0.045722837249437966,"channel":1,"num_words":3,"start":1802.5099,"end":1802.83},{"sentences":[{"text":"Yeah.","start":1802.71,"end":1803.03,"sentiment":"neutral","sentiment_score":-0.0566490963101387}],"sentiment":"neutral","sentiment_score":-0.0566490963101387,"channel":0,"num_words":1,"start":1802.71,"end":1803.03},{"sentences":[{"text":"don't","start":1802.83,"end":1803.1499,"sentiment":"neutral","sentiment_score":-0.09406602382659912}],"sentiment":"neutral","sentiment_score":-0.09406602382659912,"channel":1,"num_words":1,"start":1802.83,"end":1803.1499},{"sentences":[{"text":"Absolutely.","start":1803.03,"end":1803.53,"sentiment":"neutral","sentiment_score":-0.11290636658668518}],"sentiment":"neutral","sentiment_score":-0.11290636658668518,"channel":0,"num_words":1,"start":1803.03,"end":1803.53},{"sentences":[{"text":"really like, yeah.","start":1803.1499,"end":1804.6699,"sentiment":"neutral","sentiment_score":-0.10536901156107585},{"text":"Sometimes I go, should I go and get another job?","start":1804.6699,"end":1806.5099,"sentiment":"neutral","sentiment_score":-0.1459271639585495},{"text":"Because maybe I need more money and yeah.","start":1806.5099,"end":1809.49,"sentiment":"neutral","sentiment_score":-0.13711528666317463},{"text":"Because there's only you know, my business partner and I, it's gotta be obviously fair in the business.","start":1809.7899,"end":1813.47,"sentiment":"neutral","sentiment_score":-0.08416587486863136},{"text":"Like, I'd probably like to work four days in the business and earn more money, but she only wants to work three.","start":1813.47,"end":1817.8899,"sentiment":"neutral","sentiment_score":-0.08245088363235648}],"sentiment":"neutral","sentiment_score":-0.10165911729707093,"channel":1,"num_words":61,"start":1803.1499,"end":1817.8899},{"sentences":[{"text":"So","start":1818.515,"end":1818.835,"sentiment":"neutral","sentiment_score":-0.04433167353272438}],"sentiment":"neutral","sentiment_score":-0.04433167353272438,"channel":1,"num_words":1,"start":1818.515,"end":1818.835},{"sentences":[{"text":"Yeah.","start":1818.645,"end":1819.145,"sentiment":"neutral","sentiment_score":-0.06120580434799194}],"sentiment":"neutral","sentiment_score":-0.06120580434799194,"channel":0,"num_words":1,"start":1818.645,"end":1819.145},{"sentences":[{"text":"it's I","start":1818.835,"end":1819.235,"sentiment":"neutral","sentiment_score":-0.08959663286805153}],"sentiment":"neutral","sentiment_score":-0.08959663286805153,"channel":1,"num_words":2,"start":1818.835,"end":1819.235},{"sentences":[{"text":"Makes","start":1819.205,"end":1819.445,"sentiment":"neutral","sentiment_score":-0.18688955903053284}],"sentiment":"neutral","sentiment_score":-0.18688955903053284,"channel":0,"num_words":1,"start":1819.205,"end":1819.445},{"sentences":[{"text":"can't really","start":1819.235,"end":1819.5549,"sentiment":"neutral","sentiment_score":-0.3056672662496567}],"sentiment":"neutral","sentiment_score":-0.3056672662496567,"channel":1,"num_words":2,"start":1819.235,"end":1819.5549},{"sentences":[{"text":"sense.","start":1819.445,"end":1819.945,"sentiment":"negative","sentiment_score":-0.3670481741428375}],"sentiment":"negative","sentiment_score":-0.3670481741428375,"channel":0,"num_words":1,"start":1819.445,"end":1819.945},{"sentences":[{"text":"get any more, like, any more money because it's it's a weird it's a weird arrangement.","start":1819.5549,"end":1823.875,"sentiment":"negative","sentiment_score":-0.3359892377629876},{"text":"She's not happy to pay me more, but she's happy to pay other people more.","start":1823.875,"end":1826.835,"sentiment":"negative","sentiment_score":-0.34460679690043133},{"text":"Like, it's interesting.","start":1826.835,"end":1827.735,"sentiment":"neutral","sentiment_score":-0.06535084793965022}],"sentiment":"neutral","sentiment_score":-0.31591124416274186,"channel":1,"num_words":34,"start":1819.5549,"end":1827.735},{"sentences":[{"text":"Right.","start":1827.605,"end":1828.105,"sentiment":"neutral","sentiment_score":-0.0038326475769281383}],"sentiment":"neutral","sentiment_score":-0.0038326475769281383,"channel":0,"num_words":1,"start":1827.605,"end":1828.105},{"sentences":[{"text":"Yeah.","start":1828.515,"end":1828.755,"sentiment":"neutral","sentiment_score":0.032760199159383774}],"sentiment":"neutral","sentiment_score":0.032760199159383774,"channel":1,"num_words":1,"start":1828.515,"end":1828.755},{"sentences":[{"text":"Yeah.","start":1828.565,"end":1829.065,"sentiment":"neutral","sentiment_score":0.06852395087480545}],"sentiment":"neutral","sentiment_score":0.06852395087480545,"channel":0,"num_words":1,"start":1828.565,"end":1829.065},{"sentences":[{"text":"It's very","start":1828.755,"end":1829.235,"sentiment":"neutral","sentiment_score":0.10952743887901306}],"sentiment":"neutral","sentiment_score":0.10952743887901306,"channel":1,"num_words":2,"start":1828.755,"end":1829.235},{"sentences":[{"text":"Okay.","start":1829.125,"end":1829.625,"sentiment":"neutral","sentiment_score":0.13653269410133362}],"sentiment":"neutral","sentiment_score":0.13653269410133362,"channel":0,"num_words":1,"start":1829.125,"end":1829.625},{"sentences":[{"text":"yeah.","start":1829.475,"end":1829.7949,"sentiment":"neutral","sentiment_score":0.1028926968574524},{"text":"It's it's very interesting because I'm, like, the only childhood teacher, so I'm the one with the qualification.","start":1829.7949,"end":1833.9,"sentiment":"neutral","sentiment_score":0.041594346364339195},{"text":"But she's yeah.","start":1835.34,"end":1836.3201,"sentiment":"neutral","sentiment_score":-0.010106953171392282},{"text":"That's not yeah.","start":1836.4601,"end":1837.4401,"sentiment":"neutral","sentiment_score":-0.056623611599206924},{"text":"So it's I","start":1837.5,"end":1838.06,"sentiment":"neutral","sentiment_score":-0.022294082989295323}],"sentiment":"neutral","sentiment_score":0.02087560671913837,"channel":1,"num_words":28,"start":1829.475,"end":1838.06},{"sentences":[{"text":"Yeah.","start":1837.99,"end":1838.49,"sentiment":"neutral","sentiment_score":-0.03815998509526253}],"sentiment":"neutral","sentiment_score":-0.03815998509526253,"channel":0,"num_words":1,"start":1837.99,"end":1838.49},{"sentences":[{"text":"find that a bit tricky because I'd love just to work four days and get a little bit more money.","start":1838.06,"end":1841.76,"sentiment":"neutral","sentiment_score":-0.12366681061685085}],"sentiment":"neutral","sentiment_score":-0.12366681061685085,"channel":1,"num_words":20,"start":1838.06,"end":1841.76},{"sentences":[{"text":"Yeah.","start":1841.99,"end":1842.49,"sentiment":"neutral","sentiment_score":-0.03439747169613838}],"sentiment":"neutral","sentiment_score":-0.03439747169613838,"channel":0,"num_words":1,"start":1841.99,"end":1842.49},{"sentences":[{"text":"Like, because it's my own business, but she","start":1842.4601,"end":1845.18,"sentiment":"neutral","sentiment_score":0.013182172668166459}],"sentiment":"neutral","sentiment_score":0.013182172668166459,"channel":1,"num_words":8,"start":1842.4601,"end":1845.18},{"sentences":[{"text":"Yeah.","start":1845.0299,"end":1845.2799,"sentiment":"neutral","sentiment_score":0.10780523717403412}],"sentiment":"neutral","sentiment_score":0.10780523717403412,"channel":0,"num_words":1,"start":1845.0299,"end":1845.2799},{"sentences":[{"text":"likes","start":1845.18,"end":1845.42,"sentiment":"neutral","sentiment_score":0.26930171251296997}],"sentiment":"neutral","sentiment_score":0.26930171251296997,"channel":1,"num_words":1,"start":1845.18,"end":1845.42},{"sentences":[{"text":"Absolutely.","start":1845.2799,"end":1845.7799,"sentiment":"positive","sentiment_score":0.3613185286521912}],"sentiment":"positive","sentiment_score":0.3613185286521912,"channel":0,"num_words":1,"start":1845.2799,"end":1845.7799},{"sentences":[{"text":"to just keep it she likes to keep it","start":1845.42,"end":1847.805,"sentiment":"positive","sentiment_score":0.35017745031250846}],"sentiment":"positive","sentiment_score":0.35017745031250846,"channel":1,"num_words":9,"start":1845.42,"end":1847.805},{"sentences":[{"text":"Yes.","start":1848.005,"end":1848.505,"sentiment":"neutral","sentiment_score":0.1651827096939087}],"sentiment":"neutral","sentiment_score":0.1651827096939087,"channel":0,"num_words":1,"start":1848.005,"end":1848.505},{"sentences":[{"text":"exactly the same, which I understand from her point of view.","start":1848.3651,"end":1850.925,"sentiment":"neutral","sentiment_score":0.0642522658136758},{"text":"I understand that, but it's","start":1850.925,"end":1852.6051,"sentiment":"neutral","sentiment_score":-0.07337990775704384}],"sentiment":"neutral","sentiment_score":0.02124221157282591,"channel":1,"num_words":16,"start":1848.3651,"end":1852.6051},{"sentences":[{"text":"Yeah.","start":1852.485,"end":1852.985,"sentiment":"neutral","sentiment_score":-0.1201886460185051}],"sentiment":"neutral","sentiment_score":-0.1201886460185051,"channel":0,"num_words":1,"start":1852.485,"end":1852.985},{"sentences":[{"text":"a bit hard on me when yeah.","start":1852.6051,"end":1854.285,"sentiment":"negative","sentiment_score":-0.43873874630246845},{"text":"I'd I'd like to just have a little bit more money, and I could I could go to work another day.","start":1854.285,"end":1858.4651,"sentiment":"neutral","sentiment_score":-0.3189196913015275}],"sentiment":"negative","sentiment_score":-0.34887445505176273,"channel":1,"num_words":28,"start":1852.6051,"end":1858.4651},{"sentences":[{"text":"Yeah.","start":1858.725,"end":1859.225,"sentiment":"neutral","sentiment_score":0.004358211532235146}],"sentiment":"neutral","sentiment_score":0.004358211532235146,"channel":0,"num_words":1,"start":1858.725,"end":1859.225},{"sentences":[{"text":"Yeah.","start":1858.765,"end":1859.265,"sentiment":"neutral","sentiment_score":0.052661653608083725}],"sentiment":"neutral","sentiment_score":0.052661653608083725,"channel":1,"num_words":1,"start":1858.765,"end":1859.265},{"sentences":[{"text":"Absolutely.","start":1859.2849,"end":1859.7849,"sentiment":"neutral","sentiment_score":0.1031905710697174},{"text":"Have you got access to a budget planner?","start":1861.0399,"end":1863.5399,"sentiment":"neutral","sentiment_score":0.09977319883182645},{"text":"Because we do have one that I'm happy to email through to you if you want.","start":1863.6,"end":1866.5599,"sentiment":"neutral","sentiment_score":0.2376906368881464},{"text":"If you can sort of sit down, have a look at","start":1866.5599,"end":1868.72,"sentiment":"neutral","sentiment_score":0.08296355368061499}],"sentiment":"neutral","sentiment_score":0.15602848451170656,"channel":0,"num_words":36,"start":1859.2849,"end":1868.72},{"sentences":[{"text":"Yeah.","start":1868.71,"end":1868.87,"sentiment":"neutral","sentiment_score":0.08521026372909546}],"sentiment":"neutral","sentiment_score":0.08521026372909546,"channel":1,"num_words":1,"start":1868.71,"end":1868.87},{"sentences":[{"text":"what","start":1868.72,"end":1868.96,"sentiment":"neutral","sentiment_score":0.09074483811855316}],"sentiment":"neutral","sentiment_score":0.09074483811855316,"channel":0,"num_words":1,"start":1868.72,"end":1868.96},{"sentences":[{"text":"That'd","start":1868.87,"end":1869.19,"sentiment":"neutral","sentiment_score":0.18635454773902893}],"sentiment":"neutral","sentiment_score":0.18635454773902893,"channel":1,"num_words":1,"start":1868.87,"end":1869.19},{"sentences":[{"text":"income","start":1868.96,"end":1869.36,"sentiment":"neutral","sentiment_score":0.1630185842514038}],"sentiment":"neutral","sentiment_score":0.1630185842514038,"channel":0,"num_words":1,"start":1868.96,"end":1869.36},{"sentences":[{"text":"be good.","start":1869.19,"end":1869.85,"sentiment":"neutral","sentiment_score":0.19293636828660965}],"sentiment":"neutral","sentiment_score":0.19293636828660965,"channel":1,"num_words":2,"start":1869.19,"end":1869.85},{"sentences":[{"text":"is going in, add what you've got going out.","start":1869.36,"end":1871.84,"sentiment":"neutral","sentiment_score":0.18082185255156624},{"text":"The good thing about this budget planner is that, like because some bills are weekly, fortnightly, monthly, biannually, or annually.","start":1871.84,"end":1879.0651,"sentiment":"positive","sentiment_score":0.4130453735589981},{"text":"You can kinda put in there the bills as they are, some weekly, some yearly, some biannually, some monthly, and then just kinda alter it to weekly, fortnightly, or monthly, and it kind of reconverts all the figures for you so you can really see what's coming in and going out on a weekly and or fortnightly basis.","start":1879.0651,"end":1895.64,"sentiment":"neutral","sentiment_score":0.26515028034818583},{"text":"I I'll email that to you after the call if you like, have a bit of time,","start":1897.0599,"end":1900.26,"sentiment":"neutral","sentiment_score":0.15082438246292226}],"sentiment":"neutral","sentiment_score":0.26760610486738956,"channel":0,"num_words":104,"start":1869.36,"end":1900.26},{"sentences":[{"text":"Yes.","start":1900.15,"end":1900.65,"sentiment":"neutral","sentiment_score":0.16291683912277222}],"sentiment":"neutral","sentiment_score":0.16291683912277222,"channel":1,"num_words":1,"start":1900.15,"end":1900.65},{"sentences":[{"text":"sit down, have a think about it, have a look at it, and it might just give you a bit of an idea of what's happening, where things are going.","start":1900.26,"end":1905.7849,"sentiment":"neutral","sentiment_score":0.21091474046309788},{"text":"And you can alter it whenever you get, you know, pay increases or changes or extra money coming in to sort of see where everything's going.","start":1905.9249,"end":1912.725,"sentiment":"neutral","sentiment_score":0.158563230616542},{"text":"It could be kinda handy.","start":1912.725,"end":1913.945,"sentiment":"neutral","sentiment_score":0.24023919701576232}],"sentiment":"neutral","sentiment_score":0.19100462614757116,"channel":0,"num_words":61,"start":1900.26,"end":1913.945},{"sentences":[{"text":"Yeah.","start":1914.065,"end":1914.385,"sentiment":"neutral","sentiment_score":0.02687140181660652},{"text":"Yeah.","start":1914.385,"end":1914.705,"sentiment":"neutral","sentiment_score":0.007430861704051495},{"text":"Probably something else to do.","start":1914.705,"end":1916.065,"sentiment":"neutral","sentiment_score":-0.033224857226014134},{"text":"Yes.","start":1916.065,"end":1916.565,"sentiment":"neutral","sentiment_score":0.11066271364688872}],"sentiment":"neutral","sentiment_score":-0.002644913620315494,"channel":1,"num_words":8,"start":1914.065,"end":1916.565},{"sentences":[{"text":"Yeah.","start":1916.8,"end":1917.12,"sentiment":"neutral","sentiment_score":0.2320100963115692},{"text":"Beautiful.","start":1917.12,"end":1917.62,"sentiment":"positive","sentiment_score":0.5213140845298767},{"text":"Well, I'll email that through to you after the call so you can take some time.","start":1917.76,"end":1920.88,"sentiment":"neutral","sentiment_score":0.32387890480458736},{"text":"If you have any questions, feel free to let me know.","start":1920.88,"end":1923.04,"sentiment":"positive","sentiment_score":0.3360763896595348},{"text":"I'm more than happy to help you through it.","start":1923.04,"end":1924.88,"sentiment":"positive","sentiment_score":0.6237551967302958}],"sentiment":"positive","sentiment_score":0.40121115038269445,"channel":0,"num_words":38,"start":1916.8,"end":1924.88},{"sentences":[{"text":"Okay?","start":1924.88,"end":1925.38,"sentiment":"neutral","sentiment_score":0.23811666667461395}],"sentiment":"neutral","sentiment_score":0.23811666667461395,"channel":0,"num_words":1,"start":1924.88,"end":1925.38},{"sentences":[{"text":"Yes.","start":1925.38,"end":1925.88,"sentiment":"neutral","sentiment_score":0.28441309928894043},{"text":"Thank you.","start":1925.9401,"end":1926.76,"sentiment":"positive","sentiment_score":0.5318847447633743}],"sentiment":"positive","sentiment_score":0.44939419627189636,"channel":1,"num_words":3,"start":1925.38,"end":1926.76},{"sentences":[{"text":"All good.","start":1927.28,"end":1928.1,"sentiment":"positive","sentiment_score":0.5140809118747711},{"text":"And I've got here that you were and are still salary sacrificing a little bit.","start":1928.48,"end":1932.975,"sentiment":"neutral","sentiment_score":-0.13608859827121098},{"text":"Are you still doing that?","start":1932.975,"end":1934.435,"sentiment":"neutral","sentiment_score":-0.0927456796169281},{"text":"I'm just double checking in the account to see.","start":1937.295,"end":1940.675,"sentiment":"neutral","sentiment_score":-0.02314397216671043}],"sentiment":"neutral","sentiment_score":-0.05436100960979538,"channel":0,"num_words":31,"start":1927.28,"end":1940.675},{"sentences":[{"text":"Because it was a I think we were doing 100 a week.","start":1940.9349,"end":1943.6749,"sentiment":"neutral","sentiment_score":0.016436932608485222}],"sentiment":"neutral","sentiment_score":0.016436932608485222,"channel":1,"num_words":12,"start":1940.9349,"end":1943.6749},{"sentences":[{"text":"Yeah.","start":1944.02,"end":1944.34,"sentiment":"neutral","sentiment_score":0.08231161534786224},{"text":"It looks like it is still going in.","start":1944.34,"end":1946.02,"sentiment":"neutral","sentiment_score":0.13694847282022238},{"text":"I can see two transactions coming through.","start":1946.02,"end":1948.4199,"sentiment":"neutral","sentiment_score":0.10346538467066628},{"text":"Yeah.","start":1948.4199,"end":1948.74,"sentiment":"neutral","sentiment_score":0.07197970896959305},{"text":"So the sales back is still going through.","start":1948.74,"end":1950.4199,"sentiment":"neutral","sentiment_score":0.09400078700855374}],"sentiment":"neutral","sentiment_score":0.10904572382569314,"channel":0,"num_words":25,"start":1944.02,"end":1950.4199},{"sentences":[{"text":"It's about 4 to 500 on a monthly basis depending on the week the contributions go into super.","start":1950.4199,"end":1956.52,"sentiment":"neutral","sentiment_score":0.05826668358511395}],"sentiment":"neutral","sentiment_score":0.05826668358511395,"channel":0,"num_words":18,"start":1950.4199,"end":1956.52},{"sentences":[{"text":"Yep.","start":1956.29,"end":1956.79,"sentiment":"neutral","sentiment_score":0.054882340133190155}],"sentiment":"neutral","sentiment_score":0.054882340133190155,"channel":1,"num_words":1,"start":1956.29,"end":1956.79},{"sentences":[{"text":"Yeah.","start":1956.9,"end":1957.4,"sentiment":"neutral","sentiment_score":0.06056005507707596}],"sentiment":"neutral","sentiment_score":0.06056005507707596,"channel":0,"num_words":1,"start":1956.9,"end":1957.4},{"sentences":[{"text":"Yep.","start":1957.25,"end":1957.7301,"sentiment":"neutral","sentiment_score":0.0649191290140152},{"text":"Yep.","start":1957.7301,"end":1958.13,"sentiment":"neutral","sentiment_score":0.12585465610027313},{"text":"Perfect.","start":1958.13,"end":1958.63,"sentiment":"positive","sentiment_score":0.4551389813423157}],"sentiment":"neutral","sentiment_score":0.21530425548553467,"channel":1,"num_words":3,"start":1957.25,"end":1958.63},{"sentences":[{"text":"Yep.","start":1958.355,"end":1958.855,"sentiment":"neutral","sentiment_score":0.2408500611782074},{"text":"Perfect.","start":1959.235,"end":1959.735,"sentiment":"positive","sentiment_score":0.5769015550613403},{"text":"Good to see.","start":1959.955,"end":1960.675,"sentiment":"positive","sentiment_score":0.569888710975647},{"text":"Excellent.","start":1960.675,"end":1961.175,"sentiment":"positive","sentiment_score":0.5691336393356323},{"text":"And other than that, everything's the same with the work.","start":1962.4349,"end":1966.455,"sentiment":"neutral","sentiment_score":0.21428223550319672}],"sentiment":"neutral","sentiment_score":0.3274608589708805,"channel":0,"num_words":16,"start":1958.355,"end":1966.455},{"sentences":[{"text":"I've got down here you've got four children total","start":1967.315,"end":1970.535,"sentiment":"neutral","sentiment_score":0.06352168321609497}],"sentiment":"neutral","sentiment_score":0.06352168321609497,"channel":0,"num_words":9,"start":1967.315,"end":1970.535},{"sentences":[{"text":"Correct.","start":1971.2051,"end":1971.7051,"sentiment":"neutral","sentiment_score":0.05369647592306137}],"sentiment":"neutral","sentiment_score":0.05369647592306137,"channel":1,"num_words":1,"start":1971.2051,"end":1971.7051},{"sentences":[{"text":"and all financial dependents.","start":1972.22,"end":1973.84,"sentiment":"neutral","sentiment_score":0.030731778126209974}],"sentiment":"neutral","sentiment_score":0.030731778126209974,"channel":0,"num_words":4,"start":1972.22,"end":1973.84},{"sentences":[{"text":"Correct.","start":1975.5599,"end":1976.0599,"sentiment":"neutral","sentiment_score":0.0898444876074791}],"sentiment":"neutral","sentiment_score":0.0898444876074791,"channel":1,"num_words":1,"start":1975.5599,"end":1976.0599},{"sentences":[{"text":"Yep.","start":1976.9401,"end":1977.4401,"sentiment":"neutral","sentiment_score":0.13747696578502655},{"text":"Beautiful.","start":1977.58,"end":1978.08,"sentiment":"positive","sentiment_score":0.4509581923484802},{"text":"I've also got down here that your next of kin is Ashley.","start":1978.7001,"end":1982.3,"sentiment":"neutral","sentiment_score":0.1513384897261858},{"text":"Is that right?","start":1982.3,"end":1983.1,"sentiment":"neutral","sentiment_score":0.14600602785746256},{"text":"Is your best friend?","start":1983.1,"end":1984.16,"sentiment":"neutral","sentiment_score":0.07814792450517416}],"sentiment":"neutral","sentiment_score":0.15024318173527718,"channel":0,"num_words":21,"start":1976.9401,"end":1984.16},{"sentences":[{"text":"Yes.","start":1984.44,"end":1984.94,"sentiment":"neutral","sentiment_score":0.0869077742099762}],"sentiment":"neutral","sentiment_score":0.0869077742099762,"channel":1,"num_words":1,"start":1984.44,"end":1984.94},{"sentences":[{"text":"Yep.","start":1985.565,"end":1985.8049,"sentiment":"neutral","sentiment_score":0.11200027167797089},{"text":"Perfect.","start":1985.8049,"end":1986.3049,"sentiment":"positive","sentiment_score":0.3407605290412903},{"text":"Perfect.","start":1986.445,"end":1986.945,"sentiment":"positive","sentiment_score":0.4034802913665771},{"text":"I'll just make sure I'm updating all your circumstances there.","start":1987.085,"end":1990.125,"sentiment":"neutral","sentiment_score":0.21698876321315766},{"text":"Excellent.","start":1990.125,"end":1990.625,"sentiment":"positive","sentiment_score":0.382811576128006}],"sentiment":"neutral","sentiment_score":0.24349573573895864,"channel":0,"num_words":14,"start":1985.565,"end":1990.625},{"sentences":[{"text":"And I've also got it noted here that you do have a will and a power of attorney set up or in place.","start":1991.725,"end":1997.005,"sentiment":"neutral","sentiment_score":0.12867396422054456},{"text":"Is that correct?","start":1997.005,"end":1997.9049,"sentiment":"neutral","sentiment_score":0.09935574481884639}],"sentiment":"neutral","sentiment_score":0.12529109275111786,"channel":0,"num_words":26,"start":1991.725,"end":1997.9049},{"sentences":[{"text":"Yes.","start":1998.085,"end":1998.325,"sentiment":"neutral","sentiment_score":0.062432751059532166},{"text":"I do.","start":1998.325,"end":1998.725,"sentiment":"neutral","sentiment_score":0.07453196495771408},{"text":"Yes.","start":1998.725,"end":1999.225,"sentiment":"neutral","sentiment_score":0.08208286762237549}],"sentiment":"neutral","sentiment_score":0.07339488714933395,"channel":1,"num_words":4,"start":1998.085,"end":1999.225},{"sentences":[{"text":"Yep.","start":1999.62,"end":1999.9401,"sentiment":"neutral","sentiment_score":0.14972540736198425},{"text":"Beautiful.","start":1999.9401,"end":2000.4401,"sentiment":"positive","sentiment_score":0.37272506952285767},{"text":"And all valid, all still reflects your circumstances correctly?","start":2000.58,"end":2004.2001,"sentiment":"neutral","sentiment_score":0.16179518236054313}],"sentiment":"neutral","sentiment_score":0.17987337437543002,"channel":0,"num_words":11,"start":1999.62,"end":2004.2001},{"sentences":[{"text":"Sure does.","start":2004.83,"end":2005.57,"sentiment":"neutral","sentiment_score":0.10013379156589508}],"sentiment":"neutral","sentiment_score":0.10013379156589508,"channel":1,"num_words":2,"start":2004.83,"end":2005.57},{"sentences":[{"text":"Yep.","start":2005.9401,"end":2006.4401,"sentiment":"neutral","sentiment_score":0.12241100519895554},{"text":"Perfect.","start":2006.58,"end":2007.08,"sentiment":"neutral","sentiment_score":0.3328227698802948},{"text":"All good.","start":2007.38,"end":2008.2001,"sentiment":"positive","sentiment_score":0.36848942935466766},{"text":"Well, that's basically everything I needed to run through.","start":2008.5,"end":2011.38,"sentiment":"neutral","sentiment_score":0.11749636795785692},{"text":"It doesn't look like there's been any major changes that require us to update the advice.","start":2011.38,"end":2015.925,"sentiment":"neutral","sentiment_score":0.04380831809248775}],"sentiment":"neutral","sentiment_score":0.10174527706514144,"channel":0,"num_words":29,"start":2005.9401,"end":2015.925},{"sentences":[{"text":"Everything still reflects your goals and your wishes really well.","start":2015.925,"end":2019.305,"sentiment":"positive","sentiment_score":0.34558221995830535},{"text":"Your super has performed really nicely over the last twelve months, so I wouldn't wanna go and make any changes right now.","start":2020.245,"end":2026.905,"sentiment":"neutral","sentiment_score":0.10977114245972851},{"text":"Would you like to do a bit more of a catch up in, say, three or six months?","start":2027.58,"end":2032.46,"sentiment":"neutral","sentiment_score":-0.009387279860675335},{"text":"What's more preferable for yourself?","start":2032.46,"end":2034.14,"sentiment":"neutral","sentiment_score":-0.007064521126449108},{"text":"How often would you like to do a bit of a catch up with us?","start":2034.14,"end":2036.7999,"sentiment":"neutral","sentiment_score":-0.012958495815594991}],"sentiment":"neutral","sentiment_score":0.07817308933341077,"channel":0,"num_words":70,"start":2015.925,"end":2036.7999},{"sentences":[{"text":"Honestly, don't mind because I don't really think much changes in my world.","start":2038.345,"end":2042.0449,"sentiment":"neutral","sentiment_score":-0.09908160509971473},{"text":"Like yeah.","start":2042.105,"end":2043.565,"sentiment":"neutral","sentiment_score":-0.0381839070469141}],"sentiment":"neutral","sentiment_score":-0.09096191202600797,"channel":1,"num_words":15,"start":2038.345,"end":2043.565},{"sentences":[{"text":"Yes.","start":2044.075,"end":2044.475,"sentiment":"neutral","sentiment_score":0.004791176877915859},{"text":"Did you wanna do a catch up in about six months just to see","start":2044.475,"end":2047.275,"sentiment":"neutral","sentiment_score":-0.000019802445811884744}],"sentiment":"neutral","sentiment_score":0.00030092950910329817,"channel":0,"num_words":15,"start":2044.075,"end":2047.275},{"sentences":[{"text":"Yeah.","start":2047.225,"end":2047.725,"sentiment":"neutral","sentiment_score":0.0007285438477993011}],"sentiment":"neutral","sentiment_score":0.0007285438477993011,"channel":1,"num_words":1,"start":2047.225,"end":2047.725},{"sentences":[{"text":"how things are going?","start":2047.275,"end":2048.315,"sentiment":"neutral","sentiment_score":0.009932662826031446},{"text":"This","start":2048.315,"end":2048.555,"sentiment":"neutral","sentiment_score":0.034361839294433594}],"sentiment":"neutral","sentiment_score":0.014818498119711875,"channel":0,"num_words":5,"start":2047.275,"end":2048.555},{"sentences":[{"text":"Yeah.","start":2048.345,"end":2048.825,"sentiment":"neutral","sentiment_score":0.04146995022892952}],"sentiment":"neutral","sentiment_score":0.04146995022892952,"channel":1,"num_words":1,"start":2048.345,"end":2048.825},{"sentences":[{"text":"is it's","start":2048.555,"end":2048.955,"sentiment":"neutral","sentiment_score":0.044768352061510086}],"sentiment":"neutral","sentiment_score":0.044768352061510086,"channel":0,"num_words":2,"start":2048.555,"end":2048.955},{"sentences":[{"text":"Sounds","start":2048.825,"end":2049.305,"sentiment":"neutral","sentiment_score":0.08347122371196747}],"sentiment":"neutral","sentiment_score":0.08347122371196747,"channel":1,"num_words":1,"start":2048.825,"end":2049.305},{"sentences":[{"text":"normally just","start":2048.955,"end":2049.435,"sentiment":"neutral","sentiment_score":0.1645217314362526}],"sentiment":"neutral","sentiment_score":0.1645217314362526,"channel":0,"num_words":2,"start":2048.955,"end":2049.435},{"sentences":[{"text":"good.","start":2049.305,"end":2049.805,"sentiment":"neutral","sentiment_score":0.15100997686386108}],"sentiment":"neutral","sentiment_score":0.15100997686386108,"channel":1,"num_words":1,"start":2049.305,"end":2049.805},{"sentences":[{"text":"a bit of a quick five or ten minute","start":2049.435,"end":2050.955,"sentiment":"neutral","sentiment_score":0.03953362628817558}],"sentiment":"neutral","sentiment_score":0.03953362628817558,"channel":0,"num_words":9,"start":2049.435,"end":2050.955},{"sentences":[{"text":"Yeah.","start":2050.8599,"end":2051.3599,"sentiment":"neutral","sentiment_score":0.04529346525669098}],"sentiment":"neutral","sentiment_score":0.04529346525669098,"channel":1,"num_words":1,"start":2050.8599,"end":2051.3599},{"sentences":[{"text":"catch up to see how everything's","start":2050.955,"end":2052.395,"sentiment":"neutral","sentiment_score":0.0348592068379124}],"sentiment":"neutral","sentiment_score":0.0348592068379124,"channel":0,"num_words":6,"start":2050.955,"end":2052.395},{"sentences":[{"text":"Yeah.","start":2052.2998,"end":2052.7998,"sentiment":"neutral","sentiment_score":0.04254906252026558}],"sentiment":"neutral","sentiment_score":0.04254906252026558,"channel":1,"num_words":1,"start":2052.2998,"end":2052.7998},{"sentences":[{"text":"going and, you know, if there's any changes we can sort of talk her through then.","start":2052.395,"end":2056.4102,"sentiment":"neutral","sentiment_score":0.03315892501268536},{"text":"Yeah.","start":2056.4102,"end":2056.9102,"sentiment":"neutral","sentiment_score":0.10359688103199004}],"sentiment":"neutral","sentiment_score":0.03730233419029152,"channel":0,"num_words":17,"start":2052.395,"end":2056.9102},{"sentences":[{"text":"Yeah.","start":2056.6199,"end":2057.0198,"sentiment":"neutral","sentiment_score":0.1718088686466217},{"text":"Sounds good.","start":2057.0198,"end":2057.92,"sentiment":"neutral","sentiment_score":0.328758105635643}],"sentiment":"neutral","sentiment_score":0.27644169330596924,"channel":1,"num_words":3,"start":2056.6199,"end":2057.92},{"sentences":[{"text":"Perfect.","start":2058.57,"end":2059.07,"sentiment":"positive","sentiment_score":0.4501388669013977},{"text":"Excellent.","start":2059.37,"end":2059.87,"sentiment":"neutral","sentiment_score":0.2994552254676819},{"text":"So after the call, what I'll do is I'll get my team to send through the annual review pack to you.","start":2060.81,"end":2064.8901,"sentiment":"neutral","sentiment_score":0.06789509739194598},{"text":"In there, you'll see the ongoing service agreement.","start":2064.8901,"end":2067.31,"sentiment":"neutral","sentiment_score":0.038898680824786425}],"sentiment":"neutral","sentiment_score":0.08021227690962053,"channel":0,"num_words":31,"start":2058.57,"end":2067.31},{"sentences":[{"text":"Yes.","start":2068.005,"end":2068.505,"sentiment":"neutral","sentiment_score":0.09852328896522522}],"sentiment":"neutral","sentiment_score":0.09852328896522522,"channel":1,"num_words":1,"start":2068.005,"end":2068.505},{"sentences":[{"text":"That essentially is the ongoing service fee for us.","start":2068.035,"end":2070.595,"sentiment":"neutral","sentiment_score":0.09634732041094038},{"text":"So you do pay 1.65% per annum as the ongoing service fee, and","start":2070.595,"end":2075.315,"sentiment":"neutral","sentiment_score":0.08473320849812947}],"sentiment":"neutral","sentiment_score":0.08948443609882485,"channel":0,"num_words":22,"start":2068.035,"end":2075.315},{"sentences":[{"text":"Yes.","start":2075.285,"end":2075.785,"sentiment":"neutral","sentiment_score":0.09579909592866898}],"sentiment":"neutral","sentiment_score":0.09579909592866898,"channel":1,"num_words":1,"start":2075.285,"end":2075.785},{"sentences":[{"text":"that's deducted out of your super on a smaller monthly basis.","start":2075.315,"end":2078.535,"sentiment":"neutral","sentiment_score":0.11120901866392656},{"text":"And the idea of that as a percentage fee is it fluctuates with the market.","start":2078.595,"end":2082.1199,"sentiment":"neutral","sentiment_score":0.04892283926407496},{"text":"So when the market's doing really well, when your super is performing nicely, you've got a lovely, you know, 12% return there, it does mean that our fee increases slightly with it as well.","start":2082.1199,"end":2091.24,"sentiment":"neutral","sentiment_score":0.28214061873800617},{"text":"However, when the market takes a dip, it means that our fee also takes a bit of a dip with it.","start":2091.24,"end":2095.72,"sentiment":"neutral","sentiment_score":-0.1097091602250224},{"text":"So our fee","start":2095.72,"end":2096.655,"sentiment":"neutral","sentiment_score":0.04299817172189554}],"sentiment":"neutral","sentiment_score":0.11160744025948502,"channel":0,"num_words":84,"start":2075.315,"end":2096.655},{"sentences":[{"text":"Yes.","start":2096.635,"end":2097.135,"sentiment":"neutral","sentiment_score":0.0886993408203125}],"sentiment":"neutral","sentiment_score":0.0886993408203125,"channel":1,"num_words":1,"start":2096.635,"end":2097.135},{"sentences":[{"text":"is linked to the performance with your super and the market conditions there.","start":2096.655,"end":2100.435,"sentiment":"neutral","sentiment_score":0.12307733010787231},{"text":"And","start":2100.975,"end":2101.215,"sentiment":"neutral","sentiment_score":0.13105645775794983}],"sentiment":"neutral","sentiment_score":0.12364726779716355,"channel":0,"num_words":14,"start":2096.655,"end":2101.215},{"sentences":[{"text":"Yes.","start":2101.035,"end":2101.535,"sentiment":"neutral","sentiment_score":0.1925007849931717}],"sentiment":"neutral","sentiment_score":0.1925007849931717,"channel":1,"num_words":1,"start":2101.035,"end":2101.535},{"sentences":[{"text":"that allows you obviously, we look after your super, the insurances, and things, but it's also entitling you to any updated advice.","start":2101.215,"end":2107.615,"sentiment":"neutral","sentiment_score":0.23921790041706778},{"text":"So any other advice we provide is fully complimentary as an ongoing client.","start":2107.615,"end":2112.115,"sentiment":"positive","sentiment_score":0.39062098127145034},{"text":"You're entitled to things like cash on budgeting.","start":2112.71,"end":2114.7898,"sentiment":"neutral","sentiment_score":0.2362730111926794},{"text":"We can do other investments.","start":2114.7898,"end":2116.17,"sentiment":"neutral","sentiment_score":0.19332937598228456},{"text":"We can look at advice in other areas.","start":2116.63,"end":2118.63,"sentiment":"neutral","sentiment_score":0.16772732324898243}],"sentiment":"neutral","sentiment_score":0.2596342164490904,"channel":0,"num_words":56,"start":2101.215,"end":2118.63},{"sentences":[{"text":"We also have mortgage brokers we can refer you through to if you wanted to have a look at, you know, reevaluating your mortgage.","start":2118.63,"end":2125.69,"sentiment":"neutral","sentiment_score":0.13004681436965862}],"sentiment":"neutral","sentiment_score":0.13004681436965862,"channel":0,"num_words":24,"start":2118.63,"end":2125.69},{"sentences":[{"text":"Hello?","start":2126.685,"end":2127.185,"sentiment":"neutral","sentiment_score":0.07723202556371689}],"sentiment":"neutral","sentiment_score":0.07723202556371689,"channel":1,"num_words":1,"start":2126.685,"end":2127.185},{"sentences":[{"text":"I'll also add the financial services guide in there as well, which outlines everything about who we are as a business, but also everything on me.","start":2127.095,"end":2134.4548,"sentiment":"neutral","sentiment_score":0.09565827279136731},{"text":"So I'm a full licensed adviser.","start":2134.4548,"end":2136.155,"sentiment":"neutral","sentiment_score":0.08976590385039647},{"text":"I'm registered through Astrid, and all my registration information is in that document for you to run your eyes over.","start":2136.4548,"end":2142.57,"sentiment":"neutral","sentiment_score":0.08843242637813091},{"text":"It's a pretty boring document.","start":2143.27,"end":2144.71,"sentiment":"negative","sentiment_score":-0.34989922046661376},{"text":"I always tell everyone with the financial services guide, if you have trouble sleeping one night, feel free to whip it out, knock you out cold a few seconds, but they're that that boring.","start":2144.71,"end":2153.435,"sentiment":"neutral","sentiment_score":-0.22355958863216288}],"sentiment":"neutral","sentiment_score":-0.05006772607237428,"channel":0,"num_words":91,"start":2127.095,"end":2153.435},{"sentences":[{"text":"And it also takes you through all the other areas of advice that we're able to advise on under our license for you as well.","start":2154.615,"end":2160.715,"sentiment":"neutral","sentiment_score":0.05076965190470219},{"text":"Okay?","start":2160.7751,"end":2161.2751,"sentiment":"neutral","sentiment_score":0.0381338894367218}],"sentiment":"neutral","sentiment_score":0.05028366104054909,"channel":0,"num_words":26,"start":2154.615,"end":2161.2751},{"sentences":[{"text":"Yes.","start":2161.335,"end":2161.835,"sentiment":"neutral","sentiment_score":0.08280281722545624},{"text":"Yes.","start":2162.135,"end":2162.58,"sentiment":"neutral","sentiment_score":0.20632532238960263}],"sentiment":"neutral","sentiment_score":0.14456406980752945,"channel":1,"num_words":2,"start":2161.335,"end":2162.58},{"sentences":[{"text":"Beautiful.","start":2163.095,"end":2163.595,"sentiment":"positive","sentiment_score":0.5253767967224121},{"text":"I will just double check.","start":2164.2952,"end":2165.675,"sentiment":"neutral","sentiment_score":0.278672581911087},{"text":"We we are are also sending out what's called a tax file consent form.","start":2165.735,"end":2169.47,"sentiment":"neutral","sentiment_score":0.1595913501722472},{"text":"So we do","start":2169.47,"end":2170.1099,"sentiment":"neutral","sentiment_score":0.0819610779484113}],"sentiment":"neutral","sentiment_score":0.1912566018493279,"channel":0,"num_words":23,"start":2163.095,"end":2170.1099},{"sentences":[{"text":"Yes.","start":2170.1,"end":2170.6,"sentiment":"neutral","sentiment_score":0.06563225388526917}],"sentiment":"neutral","sentiment_score":0.06563225388526917,"channel":1,"num_words":1,"start":2170.1,"end":2170.6},{"sentences":[{"text":"hold your tax file number securely because we set your super up and your insurances.","start":2170.1099,"end":2175.65,"sentiment":"neutral","sentiment_score":0.06581053336461386},{"text":"But we are very security conscious here with a lot going on in the world and all this, you know, hacking scandals everywhere left, right, and center.","start":2175.8699,"end":2183.075,"sentiment":"neutral","sentiment_score":-0.12602106605966887},{"text":"We're very security conscious with your information and your data.","start":2183.075,"end":2186.035,"sentiment":"neutral","sentiment_score":-0.04471886530518532},{"text":"So that's why we do security with you.","start":2186.035,"end":2188.275,"sentiment":"neutral","sentiment_score":0.03822598233819008},{"text":"Whenever you call us or we call you, making sure","start":2188.275,"end":2190.835,"sentiment":"neutral","sentiment_score":-0.017046675086021423}],"sentiment":"neutral","sentiment_score":-0.03896083326211997,"channel":0,"num_words":70,"start":2170.1099,"end":2190.835},{"sentences":[{"text":"Yep.","start":2190.73,"end":2191.23,"sentiment":"neutral","sentiment_score":-0.004003409296274185}],"sentiment":"neutral","sentiment_score":-0.004003409296274185,"channel":1,"num_words":1,"start":2190.73,"end":2191.23},{"sentences":[{"text":"that we're speaking to the correct person before providing anything to you.","start":2190.835,"end":2194.615,"sentiment":"neutral","sentiment_score":-0.07325736929972966},{"text":"We do let you know that all of our calls are recorded, so we make sure that you're aware of that prior to the call as well.","start":2195.28,"end":2200.4001,"sentiment":"neutral","sentiment_score":-0.015444159542244894},{"text":"You're always welcome to say you don't wish to if you want to.","start":2200.4001,"end":2203.3801,"sentiment":"neutral","sentiment_score":-0.1974370708832374}],"sentiment":"neutral","sentiment_score":-0.07428389732152797,"channel":0,"num_words":52,"start":2190.835,"end":2203.3801},{"sentences":[{"text":"Yes.","start":2203.77,"end":2204.27,"sentiment":"neutral","sentiment_score":0.026300866156816483}],"sentiment":"neutral","sentiment_score":0.026300866156816483,"channel":1,"num_words":1,"start":2203.77,"end":2204.27},{"sentences":[{"text":"And so the tax file consent form is just making sure you're aware that we do hold your tax file, letting you know the security we take to make sure it is all held securely and the reason for why we hold your tax file number.","start":2204.0,"end":2216.125,"sentiment":"neutral","sentiment_score":0.09397647991452528},{"text":"And","start":2216.585,"end":2216.7449,"sentiment":"neutral","sentiment_score":0.07240310311317444}],"sentiment":"neutral","sentiment_score":0.09351747189747527,"channel":0,"num_words":47,"start":2204.0,"end":2216.7449},{"sentences":[{"text":"Yeah.","start":2216.595,"end":2217.095,"sentiment":"neutral","sentiment_score":0.07658254355192184}],"sentiment":"neutral","sentiment_score":0.07658254355192184,"channel":1,"num_words":1,"start":2216.595,"end":2217.095},{"sentences":[{"text":"we just get you the consent to that as well every so often just to make sure we're updating our files for you.","start":2216.7449,"end":2222.605,"sentiment":"neutral","sentiment_score":0.10382131049814432},{"text":"Okay?","start":2222.665,"end":2223.165,"sentiment":"neutral","sentiment_score":0.07733596116304398}],"sentiment":"neutral","sentiment_score":0.10271775427584846,"channel":0,"num_words":24,"start":2216.7449,"end":2223.165},{"sentences":[{"text":"Yeah.","start":2223.78,"end":2224.26,"sentiment":"neutral","sentiment_score":0.17028117179870603},{"text":"Sounds good.","start":2224.26,"end":2225.16,"sentiment":"positive","sentiment_score":0.5261319279670715}],"sentiment":"positive","sentiment_score":0.407515009244283,"channel":1,"num_words":3,"start":2223.78,"end":2225.16},{"sentences":[{"text":"Beautiful.","start":2225.83,"end":2226.33,"sentiment":"positive","sentiment_score":0.6779453754425049},{"text":"There's a pretty easy interview for you today.","start":2227.27,"end":2229.75,"sentiment":"positive","sentiment_score":0.5685854628682137},{"text":"There's not a lot of changes.","start":2229.75,"end":2230.95,"sentiment":"neutral","sentiment_score":0.17432358860969543},{"text":"Everything's working really nicely.","start":2230.95,"end":2232.47,"sentiment":"positive","sentiment_score":0.5808405876159668},{"text":"But is there anything that I may have not have touched on that's important for you to ask me, or is there anything else that you might wanna ask me while you've","start":2232.47,"end":2239.035,"sentiment":"neutral","sentiment_score":0.02600690780673176}],"sentiment":"neutral","sentiment_score":0.18486576490834647,"channel":0,"num_words":51,"start":2225.83,"end":2239.035},{"sentences":[{"text":"No.","start":2240.645,"end":2241.145,"sentiment":"neutral","sentiment_score":-0.1434391587972641}],"sentiment":"neutral","sentiment_score":-0.1434391587972641,"channel":1,"num_words":1,"start":2240.645,"end":2241.145},{"sentences":[{"text":"got me here at all?","start":2241.035,"end":2242.255,"sentiment":"neutral","sentiment_score":-0.14677442014217376}],"sentiment":"neutral","sentiment_score":-0.14677442014217376,"channel":0,"num_words":5,"start":2241.035,"end":2242.255},{"sentences":[{"text":"No.","start":2242.085,"end":2242.585,"sentiment":"neutral","sentiment_score":-0.11063656210899352}],"sentiment":"neutral","sentiment_score":-0.11063656210899352,"channel":1,"num_words":1,"start":2242.085,"end":2242.585},{"sentences":[{"text":"No?","start":2242.315,"end":2242.815,"sentiment":"neutral","sentiment_score":-0.061186715960502625},{"text":"Perfect.","start":2243.275,"end":2243.775,"sentiment":"neutral","sentiment_score":0.211556077003479},{"text":"Well, if you ever do, please feel free to let me know.","start":2244.315,"end":2247.355,"sentiment":"neutral","sentiment_score":0.09307827955732743},{"text":"As your adviser, I'm here to help.","start":2247.4348,"end":2249.6748,"sentiment":"neutral","sentiment_score":0.2198818027973175},{"text":"I do work Monday to Thursday, but I do work until about seven, 08:00 at night.","start":2249.6748,"end":2253.57,"sentiment":"neutral","sentiment_score":0.16311786137521267}],"sentiment":"neutral","sentiment_score":0.14638830046798731,"channel":0,"num_words":37,"start":2242.315,"end":2253.57},{"sentences":[{"text":"So I'm more than happy to take your call after work hours or whenever suits you.","start":2253.73,"end":2257.9102,"sentiment":"neutral","sentiment_score":0.29915290884673595}],"sentiment":"neutral","sentiment_score":0.29915290884673595,"channel":0,"num_words":16,"start":2253.73,"end":2257.9102},{"sentences":[{"text":"Sure.","start":2258.36,"end":2258.86,"sentiment":"neutral","sentiment_score":0.1477525532245636}],"sentiment":"neutral","sentiment_score":0.1477525532245636,"channel":1,"num_words":1,"start":2258.36,"end":2258.86},{"sentences":[{"text":"And, yes, my you would've spoke to my lovely admin team member, Michelle, at some point.","start":2258.77,"end":2263.09,"sentiment":"neutral","sentiment_score":0.17804174590855837},{"text":"She'll be the one calling in about six months to book you in to do a bit of a catch up.","start":2263.09,"end":2266.85,"sentiment":"neutral","sentiment_score":0.21871977902594067},{"text":"And if you need anything","start":2266.85,"end":2268.445,"sentiment":"neutral","sentiment_score":0.18125203847885132}],"sentiment":"neutral","sentiment_score":0.19876294015418916,"channel":0,"num_words":42,"start":2258.77,"end":2268.445},{"sentences":[{"text":"Yep.","start":2268.0452,"end":2268.5452,"sentiment":"neutral","sentiment_score":0.13261517882347107}],"sentiment":"neutral","sentiment_score":0.13261517882347107,"channel":1,"num_words":1,"start":2268.0452,"end":2268.5452},{"sentences":[{"text":"in the meantime, it doesn't matter what it is.","start":2268.445,"end":2270.445,"sentiment":"neutral","sentiment_score":0.11061965508593453},{"text":"In our world, there is no such thing as a silly question.","start":2270.445,"end":2272.925,"sentiment":"neutral","sentiment_score":-0.009082506488387784},{"text":"If it's something that's on your mind and you would like an answer to it, feel free to touch base and let us know, and we will do our to find the answer for you or connect you with the person who has the answer.","start":2272.925,"end":2283.49,"sentiment":"neutral","sentiment_score":0.13624863897760708},{"text":"Okay?","start":2283.49,"end":2283.99,"sentiment":"neutral","sentiment_score":0.12174927443265916}],"sentiment":"neutral","sentiment_score":0.10656007233339904,"channel":0,"num_words":67,"start":2268.445,"end":2283.99},{"sentences":[{"text":"Thank","start":2284.52,"end":2285.02,"sentiment":"positive","sentiment_score":0.5735642910003662}],"sentiment":"positive","sentiment_score":0.5735642910003662,"channel":1,"num_words":1,"start":2284.52,"end":2285.02},{"sentences":[{"text":"Anything.","start":2286.29,"end":2286.79,"sentiment":"positive","sentiment_score":0.4313413798809051},{"text":"That's okay.","start":2287.25,"end":2288.1301,"sentiment":"positive","sentiment_score":0.5051993131637573},{"text":"I really appreciate you taking my call today, and I'll get that a pack out to you nice and ASAP.","start":2288.1301,"end":2293.6702,"sentiment":"positive","sentiment_score":0.7992274105548859},{"text":"It'll also have all the documents I went through to give you an update of the balance and and the insurance and so you can run your eyes over those as","start":2293.73,"end":2300.385,"sentiment":"positive","sentiment_score":0.35421775041087983}],"sentiment":"positive","sentiment_score":0.526056268148952,"channel":0,"num_words":54,"start":2286.29,"end":2300.385},{"sentences":[{"text":"you.","start":2300.265,"end":2300.52,"sentiment":"positive","sentiment_score":0.43402624130249023}],"sentiment":"positive","sentiment_score":0.43402624130249023,"channel":1,"num_words":1,"start":2300.265,"end":2300.52},{"sentences":[{"text":"well.","start":2300.385,"end":2300.885,"sentiment":"neutral","sentiment_score":0.1646159589290619},{"text":"Okay.","start":2300.945,"end":2301.445,"sentiment":"neutral","sentiment_score":0.28363850712776184},{"text":"Thank you.","start":2303.2651,"end":2304.0652,"sentiment":"positive","sentiment_score":0.5179793685674667},{"text":"Thank you so","start":2304.0652,"end":2304.7852,"sentiment":"positive","sentiment_score":0.7030725876490275}],"sentiment":"positive","sentiment_score":0.5133472808769771,"channel":0,"num_words":7,"start":2300.385,"end":2304.7852},{"sentences":[{"text":"Perfect.","start":2304.6,"end":2304.92,"sentiment":"positive","sentiment_score":0.7186015844345093}],"sentiment":"positive","sentiment_score":0.7186015844345093,"channel":1,"num_words":1,"start":2304.6,"end":2304.92},{"sentences":[{"text":"much","start":2304.7852,"end":2305.0251,"sentiment":"positive","sentiment_score":0.629275381565094}],"sentiment":"positive","sentiment_score":0.629275381565094,"channel":0,"num_words":1,"start":2304.7852,"end":2305.0251},{"sentences":[{"text":"Thank","start":2304.92,"end":2305.24,"sentiment":"positive","sentiment_score":0.6717783808708191}],"sentiment":"positive","sentiment_score":0.6717783808708191,"channel":1,"num_words":1,"start":2304.92,"end":2305.24},{"sentences":[{"text":"for your","start":2305.0251,"end":2305.3452,"sentiment":"positive","sentiment_score":0.7796062231063843}],"sentiment":"positive","sentiment_score":0.7796062231063843,"channel":0,"num_words":2,"start":2305.0251,"end":2305.3452},{"sentences":[{"text":"you,","start":2305.24,"end":2305.56,"sentiment":"positive","sentiment_score":0.721178412437439}],"sentiment":"positive","sentiment_score":0.721178412437439,"channel":1,"num_words":1,"start":2305.24,"end":2305.56},{"sentences":[{"text":"time,","start":2305.3452,"end":2305.5852,"sentiment":"positive","sentiment_score":0.7317914962768555}],"sentiment":"positive","sentiment_score":0.7317914962768555,"channel":0,"num_words":1,"start":2305.3452,"end":2305.5852},{"sentences":[{"text":"Eugenia.","start":2305.56,"end":2306.06,"sentiment":"positive","sentiment_score":0.635961651802063}],"sentiment":"positive","sentiment_score":0.635961651802063,"channel":1,"num_words":1,"start":2305.56,"end":2306.06},{"sentences":[{"text":"Amelia.","start":2305.5852,"end":2306.0852,"sentiment":"positive","sentiment_score":0.4326201379299164}],"sentiment":"positive","sentiment_score":0.4326201379299164,"channel":0,"num_words":1,"start":2305.5852,"end":2306.0852},{"sentences":[{"text":"Thank","start":2306.52,"end":2306.84,"sentiment":"positive","sentiment_score":0.6462218165397644}],"sentiment":"positive","sentiment_score":0.6462218165397644,"channel":1,"num_words":1,"start":2306.52,"end":2306.84},{"sentences":[{"text":"My","start":2306.625,"end":2306.8652,"sentiment":"positive","sentiment_score":0.7183299660682678}],"sentiment":"positive","sentiment_score":0.7183299660682678,"channel":0,"num_words":1,"start":2306.625,"end":2306.8652},{"sentences":[{"text":"you,","start":2306.84,"end":2307.0,"sentiment":"positive","sentiment_score":0.7243281006813049}],"sentiment":"positive","sentiment_score":0.7243281006813049,"channel":1,"num_words":1,"start":2306.84,"end":2307.0},{"sentences":[{"text":"pleasure.","start":2306.8652,"end":2307.3452,"sentiment":"positive","sentiment_score":0.7751469016075134}],"sentiment":"positive","sentiment_score":0.7751469016075134,"channel":0,"num_words":1,"start":2306.8652,"end":2307.3452},{"sentences":[{"text":"Georgina.","start":2307.0,"end":2307.5,"sentiment":"positive","sentiment_score":0.5137227773666382}],"sentiment":"positive","sentiment_score":0.5137227773666382,"channel":1,"num_words":1,"start":2307.0,"end":2307.5},{"sentences":[{"text":"I hope you have a not a worry.","start":2307.3452,"end":2309.3452,"sentiment":"positive","sentiment_score":0.6088714376091957},{"text":"I hope you have a great afternoon.","start":2309.3452,"end":2310.7852,"sentiment":"positive","sentiment_score":0.7733577234404427},{"text":"Enjoy that sunshine.","start":2310.7852,"end":2311.8452,"sentiment":"positive","sentiment_score":0.7577969233194987}],"sentiment":"positive","sentiment_score":0.6976592408286201,"channel":0,"num_words":18,"start":2307.3452,"end":2311.8452},{"sentences":[{"text":"Yeah.","start":2312.28,"end":2312.6,"sentiment":"positive","sentiment_score":0.4318305552005768},{"text":"I will.","start":2312.6,"end":2312.92,"sentiment":"positive","sentiment_score":0.5296003520488739},{"text":"It's lovely.","start":2312.92,"end":2313.82,"sentiment":"positive","sentiment_score":0.8075345456600189},{"text":"Hope you get some on the weekend.","start":2313.8801,"end":2315.5,"sentiment":"positive","sentiment_score":0.7455840281077794}],"sentiment":"positive","sentiment_score":0.6937657122810682,"channel":1,"num_words":12,"start":2312.28,"end":2315.5},{"sentences":[{"text":"I hope so too.","start":2316.26,"end":2317.54,"sentiment":"positive","sentiment_score":0.6231286376714706},{"text":"Thank you so much.","start":2317.54,"end":2318.9202,"sentiment":"positive","sentiment_score":0.7434851229190826},{"text":"Enjoy your","start":2318.98,"end":2319.7,"sentiment":"positive","sentiment_score":0.5852965414524078}],"sentiment":"positive","sentiment_score":0.6637048125267029,"channel":0,"num_words":10,"start":2316.26,"end":2319.7},{"sentences":[{"text":"Bye","start":2319.5352,"end":2319.7751,"sentiment":"positive","sentiment_score":0.4039314389228821}],"sentiment":"positive","sentiment_score":0.4039314389228821,"channel":1,"num_words":1,"start":2319.5352,"end":2319.7751},{"sentences":[{"text":"afternoon.","start":2319.7,"end":2320.2,"sentiment":"positive","sentiment_score":0.4765680134296417}],"sentiment":"positive","sentiment_score":0.4765680134296417,"channel":0,"num_words":1,"start":2319.7,"end":2320.2},{"sentences":[{"text":"bye.","start":2319.7751,"end":2320.2751,"sentiment":"neutral","sentiment_score":0.17905811965465546}],"sentiment":"neutral","sentiment_score":0.17905811965465546,"channel":1,"num_words":1,"start":2319.7751,"end":2320.2751},{"sentences":[{"text":"I'll talk","start":2320.34,"end":2320.9001,"sentiment":"neutral","sentiment_score":0.13209294900298119}],"sentiment":"neutral","sentiment_score":0.13209294900298119,"channel":0,"num_words":2,"start":2320.34,"end":2320.9001},{"sentences":[{"text":"See","start":2320.8152,"end":2321.0552,"sentiment":"neutral","sentiment_score":0.1573142111301422}],"sentiment":"neutral","sentiment_score":0.1573142111301422,"channel":1,"num_words":1,"start":2320.8152,"end":2321.0552},{"sentences":[{"text":"to","start":2320.9001,"end":2321.06,"sentiment":"neutral","sentiment_score":0.1899944543838501}],"sentiment":"neutral","sentiment_score":0.1899944543838501,"channel":0,"num_words":1,"start":2320.9001,"end":2321.06},{"sentences":[{"text":"you.","start":2321.0552,"end":2321.5552,"sentiment":"neutral","sentiment_score":0.20889225602149963}],"sentiment":"neutral","sentiment_score":0.20889225602149963,"channel":1,"num_words":1,"start":2321.0552,"end":2321.5552},{"sentences":[{"text":"you soon.","start":2321.06,"end":2321.72,"sentiment":"neutral","sentiment_score":0.16930131614208221}],"sentiment":"neutral","sentiment_score":0.16930131614208221,"channel":0,"num_words":2,"start":2321.06,"end":2321.72},{"sentences":[{"text":"Bye","start":2322.0151,"end":2322.3352,"sentiment":"neutral","sentiment_score":0.13417820632457733}],"sentiment":"neutral","sentiment_score":0.13417820632457733,"channel":1,"num_words":1,"start":2322.0151,"end":2322.3352},{"sentences":[{"text":"Thank you.","start":2322.02,"end":2322.74,"sentiment":"positive","sentiment_score":0.48146359622478485}],"sentiment":"positive","sentiment_score":0.48146359622478485,"channel":0,"num_words":2,"start":2322.02,"end":2322.74},{"sentences":[{"text":"bye.","start":2322.3352,"end":2322.8352,"sentiment":"neutral","sentiment_score":0.19361600279808044}],"sentiment":"neutral","sentiment_score":0.19361600279808044,"channel":1,"num_words":1,"start":2322.3352,"end":2322.8352},{"sentences":[{"text":"Bye.","start":2322.74,"end":2323.24,"sentiment":"neutral","sentiment_score":0.12833070755004883}],"sentiment":"neutral","sentiment_score":0.12833070755004883,"channel":0,"num_words":1,"start":2322.74,"end":2323.24},{"sentences":[{"text":"Bye.","start":2323.695,"end":2324.195,"sentiment":"neutral","sentiment_score":-0.11130595207214355}],"sentiment":"neutral","sentiment_score":-0.11130595207214355,"channel":1,"num_words":1,"start":2323.695,"end":2324.195}]},"summary":{"result":"success","short":"Representatives from Okene Financial provided updates on Amelia's credit card and home loan accounts, noting growth in her home loan portfolio and her success with her investment strategy. The agent emphasized the importance of keeping track of returns and highlighted the benefits of life cover for beneficiaries. The agent also discussed Amelia's insurance policy and provided information on monthly benefits, retirement goals, and expenses. The annual review pack includes a tax file consent form and provides financial services and mortgage advice. The call ended with the agent thanking the customer for their time and saying goodbye."},"intents":{"segments":[{"text":"in to go through your annual review today. Isn't that still a good time? Yeah.","start_word":31,"end_word":45,"intents":[{"intent":"Inquire about review","confidence_score":0.006355638}]},{"text":"And other than going through your survey insurances and just reasserted of assessing everything at the moment, has there been any major changes in your circumstances over the last twelve months that we may not be aware of yet? No.","start_word":324,"end_word":363,"intents":[{"intent":"Assess circumstances","confidence_score":0.4428254}]},{"text":"Well, congratulations on the new car.","start_word":414,"end_word":419,"intents":[{"intent":"Congratulate on purchase","confidence_score":0.1861553},{"intent":"Congratulate on car","confidence_score":0.053017177}]},{"text":"And do you have a loan on the vehicle, or is it owned outright?","start_word":518,"end_word":531,"intents":[{"intent":"Ask for loan amount","confidence_score":0.004531347}]},{"text":"Not a problem at all. So with the home loan there, we had you owing about 90,000, and I had a 148 in the redraw. I'm not sure if the 90 was minus a 148. Apologies for that. But how much do you owe on you're right. How much do you owe on it now?","start_word":567,"end_word":621,"intents":[{"intent":"Inquire about debt","confidence_score":0.0015834527}]},{"text":"But how much do you owe on you're right. How much do you owe on it now?","start_word":605,"end_word":621,"intents":[{"intent":"Ask price","confidence_score":0.0003929076}]},{"text":"So at the moment, when we sort of have a look back at this time last year, the balance in the account was about $273,007.32 and 55<unk>. Yeah.","start_word":1082,"end_word":1109,"intents":[{"intent":"Update account information","confidence_score":0.0034430677}]},{"text":"So, realistically, anything over that 9% means that your portfolio has over performed and done extremely well for the year, but then anything under that nine 7%, sorry, means your portfolio has pretty well underperformed for the year. So it has done Hello?","start_word":1354,"end_word":1396,"intents":[{"intent":"Evaluate portfolio performance","confidence_score":0.029496547},{"intent":"Explore portfolio growth","confidence_score":0.00005479795},{"intent":"Evaluate portfolio performance","confidence_score":0.033334058}]},{"text":"The other thing to sort of think about with this year is that we have seen a lot happening in The US and of this would be around more and what's happening globally. And then here in Australia, we've also got or had high inflation rates as well.","start_word":1398,"end_word":1445,"intents":[{"intent":"Report inflation rates","confidence_score":0.0049405475}]},{"text":"tracking. Yeah. Yeah.","start_word":1713,"end_word":1715,"intents":[{"intent":"Understand tracking","confidence_score":0.0007008929}]},{"text":"Are you fairly comfortable with that total as a benefit, or did you wanna kind of reevaluate that at the moment?","start_word":1833,"end_word":1853,"intents":[{"intent":"Reevaluate benefit total","confidence_score":0.018141642}]},{"text":"It is the benefits are paid out in the event of passing prematurely. CBD is a little bit different. The total permanent incapacity or total permanent disability pays out the lump sum benefit or a disability pension in the event that you're disabled and unable to ever go back to work again.","start_word":2111,"end_word":2162,"intents":[{"intent":"Clarify benefits coverage","confidence_score":0.0005601045}]},{"text":"So I've got your income notice here at the moment of I believe it's a 160,000. Is that right?","start_word":2498,"end_word":2516,"intents":[{"intent":"Verify income information","confidence_score":0.015981711}]},{"text":"If anything comes up and you decide you wanna kinda reevaluate that, please do let me know. We're here to kinda help you and make sure that we can. And we do go through that every year with you at any review time to make sure that you are covered to the amount that you need to be. With Yes.","start_word":3087,"end_word":3146,"intents":[{"intent":"Evaluate insurance coverage","confidence_score":0.056914907}]},{"text":"Do you know how trauma insurance works? Did you have any questions about how trauma works differently to anything else?","start_word":3693,"end_word":3712,"intents":[{"intent":"Clarify insurance coverage","confidence_score":0.0650457}]},{"text":"CBD is a much higher disability kind of insurance. Does that make sense? Yeah.","start_word":3956,"end_word":3969,"intents":[{"intent":"Ensure cbd coverage","confidence_score":0.00011948107}]},{"text":"Did you have any questions about any of the insurances, or did you want me to None.","start_word":3978,"end_word":3994,"intents":[{"intent":"Provide information about insurances","confidence_score":0.30251083}]},{"text":"The other thing I do like to kind of point out as well with your life insurance and your super, I do sort of always suggest as well that it is sort of made known that we are your advisers, that if you were to pass away, that your beneficiaries or the will the executive of your will just have to give us a call, and we help to facilitate the claim.","start_word":4086,"end_word":4157,"intents":[{"intent":"Facilitate claim","confidence_score":0.23095022}]},{"text":"The other thing I do like to kind of point out as well with your life insurance and your super, I do sort of always suggest as well that it is sort of made known that we are your advisers, that if you were to pass away, that your beneficiaries or the will the executive of your will just have to give us a call, and we help to facilitate the claim. It's just something Yes.","start_word":4086,"end_word":4161,"intents":[{"intent":"Point out financial advisers","confidence_score":0.0006408303}]},{"text":"Everything looks like it's pretty well up to date here. Just with your goals, just wanted to kinda update those. I had down here that you were working towards a retirement or it does have to be retirement, but a goal of being able to draw income out of super possibly fully retire at about the age of 67. Is that kind of your goal still there, Amelia?","start_word":4328,"end_word":4395,"intents":[{"intent":"Update goals","confidence_score":0.1983865}]},{"text":"Other goals I have down here, you in the next five years, you're looking to focus on just sort of paying down the home loan. How are you going?","start_word":5195,"end_word":5223,"intents":[{"intent":"Determine goals and circumstances","confidence_score":0.0000010405361}]},{"text":"I know you did sort of take some money out for the Prado there as well. But in a scheme of things, paying down the home loan, are you going okay, happy with the way that's being paid down, or did you need some assistance in that area? Do you know what I only did this year, which I don't know why I'd never done it before? I went from paying monthly to weekly. Yep.","start_word":5224,"end_word":5298,"intents":[{"intent":"Determine payment method","confidence_score":0.06630209}]},{"text":"I just see I just feel like I just sort of manage I'm just trying to manage, I think, financially at the moment just, you know, like, with the cost of living and, yeah, Yes.","start_word":5358,"end_word":5392,"intents":[{"intent":"Manage finances","confidence_score":0.8233444}]},{"text":"Other weeks I've gotta draw down on it, like, you know, like, to get a bit more money, like like, for me to you know, if it's their birthday or, you know, something Yeah. like Yeah. that, and I just need that extra bit of money. So Yeah.","start_word":5411,"end_word":5458,"intents":[{"intent":"Get more money","confidence_score":0.16108331}]},{"text":"and because I just put my salary across to it every week, I I I probably need to sit down and do that. You know, like a budget. You know, you go pay Yep. for your money much much familiar.","start_word":5459,"end_word":5498,"intents":[{"intent":"Pay","confidence_score":0.007177113}]},{"text":"Sometimes I go, should I go and get another job? Because maybe I need more money and yeah.","start_word":5545,"end_word":5562,"intents":[{"intent":"Arrange further payments","confidence_score":1.1432681e-7}]},{"text":"Sometimes I go, should I go and get another job? Because maybe I need more money and yeah. Because there's only you know, my business partner and I, it's gotta be obviously fair in the business. Like, I'd probably like to work four days in the business and earn more money, but she only wants to work three. So Yeah.","start_word":5545,"end_word":5604,"intents":[{"intent":"Work","confidence_score":0.0026005255}]},{"text":"it's I Makes can't really sense. get any more, like, any more money because it's it's a weird it's a weird arrangement. She's not happy to pay me more, but she's happy to pay other people more. Like, it's interesting. Right.","start_word":5605,"end_word":5645,"intents":[{"intent":"Find interesting arrangement","confidence_score":0.0022118336}]},{"text":"Like, because it's my own business, but she Yeah. likes Absolutely. to just keep it she likes to keep it Yes.","start_word":5702,"end_word":5722,"intents":[{"intent":"Keep business","confidence_score":0.03406053}]},{"text":"Have you got access to a budget planner?","start_word":5770,"end_word":5777,"intents":[{"intent":"Access budget planner","confidence_score":0.4101151}]},{"text":"You can kinda put in there the bills as they are, some weekly, some yearly, some biannually, some monthly, and then just kinda alter it to weekly, fortnightly, or monthly, and it kind of reconverts all the figures for you so you can really see what's coming in and going out on a weekly and or fortnightly basis.","start_word":5840,"end_word":5897,"intents":[{"intent":"Change bills","confidence_score":0.071564056}]},{"text":"I I'll email that to you after the call if you like, have a bit of time, Yes. sit down, have a think about it, have a look at it, and it might just give you a bit of an idea of what's happening, where things are going. And you can alter it whenever you get, you know, pay increases or changes or extra money coming in to sort of see where everything's going.","start_word":5898,"end_word":5971,"intents":[{"intent":"Provide update","confidence_score":0.056552958}]},{"text":"I'll just make sure I'm updating all your circumstances there. Excellent.","start_word":6174,"end_word":6184,"intents":[{"intent":"Update circumstances and goals","confidence_score":0.02230424}]},{"text":"Would you like to do a bit more of a catch up in, say, three or six months?","start_word":6289,"end_word":6306,"intents":[{"intent":"Schedule a catch up","confidence_score":0.33708528}]},{"text":"That essentially is the ongoing service fee for us. So you do pay 1.65% per annum as the ongoing service fee, and Yes.","start_word":6439,"end_word":6461,"intents":[{"intent":"Review fees and fees","confidence_score":0.002013502}]},{"text":"hold your tax file number securely because we set your super up and your insurances.","start_word":6787,"end_word":6801,"intents":[{"intent":"Hold tax file","confidence_score":0.2604305}]},{"text":"But we are very security conscious here with a lot going on in the world and all this, you know, hacking scandals everywhere left, right, and center. We're very security conscious with your information and your data. So that's why we do security with you.","start_word":6801,"end_word":6845,"intents":[{"intent":"Inform about security","confidence_score":0.07530647}]},{"text":"we just get you the consent to that as well every so often just to make sure we're updating our files for you. Okay?","start_word":6958,"end_word":6981,"intents":[{"intent":"Update files","confidence_score":0.34991747}]},{"text":"And, yes, my you would've spoke to my lovely admin team member, Michelle, at some point. She'll be the one calling in about six months to book you in to do a bit of a catch up.","start_word":7097,"end_word":7133,"intents":[{"intent":"Book appointment","confidence_score":0.06046981}]}]},"sentiments":{"segments":[{"text":"Hello? Hi, Amelia. This is Dana from Okene Financial. How are you this afternoon? Well, thank you. How are you?","start_word":0,"end_word":19,"sentiment":"neutral","sentiment_score":0.16602857410907745},{"text":"Very well. Thank Good. you.","start_word":20,"end_word":24,"sentiment":"positive","sentiment_score":0.4342741072177887},{"text":"I had two Oh, booked good. in to go through your annual review today. Isn't that still a good time? Yeah. Sure. No problem.","start_word":25,"end_word":48,"sentiment":"neutral","sentiment_score":0.16110859811306},{"text":"Oh, fantastic.","start_word":49,"end_word":50,"sentiment":"positive","sentiment_score":0.5039550065994263},{"text":"How's your day been so far? Yeah.","start_word":51,"end_word":57,"sentiment":"neutral","sentiment_score":0.2992824614048004},{"text":"Really good. Thank you.","start_word":58,"end_word":61,"sentiment":"positive","sentiment_score":0.4010683000087738},{"text":"How about yours? Yeah. Good. Really busy, but that's okay.","start_word":62,"end_word":71,"sentiment":"neutral","sentiment_score":0.1981641799211502},{"text":"We like it that way.","start_word":72,"end_word":76,"sentiment":"positive","sentiment_score":0.522901177406311},{"text":"We do. We do.","start_word":77,"end_word":80,"sentiment":"neutral","sentiment_score":0.3140881061553955},{"text":"Fantastic.","start_word":81,"end_word":81,"sentiment":"positive","sentiment_score":0.560353696346283},{"text":"Amelia, before we jump into the call, just to let you know, we do record our calls for quality and training purposes. Are you happy for me to proceed with that? Yes. No prob.","start_word":82,"end_word":115,"sentiment":"neutral","sentiment_score":0.15545926988124847},{"text":"Fantastic.","start_word":116,"end_word":116,"sentiment":"positive","sentiment_score":0.378097265958786},{"text":"And just to the security day with you as well, we are discussing your personal information. So I'll just get you to confirm your full name, your date of birth, and address I should have on file. Amelia Jane Ferguson. '78. 2000 Common, Camden Park, New South Wales.","start_word":117,"end_word":164,"sentiment":"neutral","sentiment_score":0.10071904212236404},{"text":"Beautiful. Thank you so much for that.","start_word":165,"end_word":171,"sentiment":"positive","sentiment_score":0.5208674669265747},{"text":"And how's the weather down there?","start_word":172,"end_word":177,"sentiment":"neutral","sentiment_score":0.19268208742141724},{"text":"Lovely. Beautiful.","start_word":178,"end_word":179,"sentiment":"positive","sentiment_score":0.4170326590538025},{"text":"Yeah. About twenty twenty seven today.","start_word":180,"end_word":185,"sentiment":"neutral","sentiment_score":0.1860500127077103},{"text":"It's stunning.","start_word":186,"end_word":187,"sentiment":"positive","sentiment_score":0.5199958682060242},{"text":"Oh, that's lovely. It's been nothing but rain here for the past week.","start_word":188,"end_word":200,"sentiment":"neutral","sentiment_score":0.08040957897901535},{"text":"It's horrendous the amount of rain we're getting.","start_word":201,"end_word":208,"sentiment":"negative","sentiment_score":-0.33504778146743774},{"text":"Oh, wow. Yeah. No. It's lovely for you. Oh, looking forward to the the sun coming back out, hopefully, for the weekend maybe. Yes. Yes.","start_word":209,"end_word":233,"sentiment":"neutral","sentiment_score":0.23507586121559143},{"text":"That will be nice for you guys. Absolutely.","start_word":234,"end_word":241,"sentiment":"positive","sentiment_score":0.4052177965641022},{"text":"All good. Well, as we kinda jump into the review, then I'll go through and give you a bit of an update on your super. I know you've had a little bit of change in the investments over the last few, so I'll go through those with you. Is there anything particular you wanted to ask me or have me touch base on with regard to your review? No. Not really. No. Nope. Nope. That's okay. Not a problem at all. And other than going through your survey insurances and just reasserted of assessing everything at the moment, has there been any major changes in your circumstances over the last twelve months that we may not be aware of yet? No. The only thing I did was buy a new car last December. Yep. That's really, yeah, that's really it. Oh, fantastic. What kind of car did you end up getting? It's a Toyota Prado. Oh, nice. Yeah.","start_word":242,"end_word":399,"sentiment":"neutral","sentiment_score":0.016682034323015547},{"text":"It is nice.","start_word":400,"end_word":402,"sentiment":"positive","sentiment_score":0.3828361928462982},{"text":"Yeah.","start_word":403,"end_word":403,"sentiment":"neutral","sentiment_score":0.22860011458396912},{"text":"It's good.","start_word":404,"end_word":405,"sentiment":"positive","sentiment_score":0.35551950335502625},{"text":"I like Yeah. it. Yeah.","start_word":406,"end_word":410,"sentiment":"neutral","sentiment_score":0.21294204890727997},{"text":"Excellent. That's fantastic. Well, congratulations on the new car. That's excellent.","start_word":411,"end_word":421,"sentiment":"positive","sentiment_score":0.6392197608947754},{"text":"I did have here that you had a a Land Cruiser. Do you still have that vehicle? No. It's sold that one.","start_word":422,"end_word":443,"sentiment":"neutral","sentiment_score":0.04117881134152413},{"text":"Perfect.","start_word":444,"end_word":444,"sentiment":"positive","sentiment_score":0.35050147771835327},{"text":"We got the Prado now and sold the Land Cruiser.","start_word":445,"end_word":454,"sentiment":"neutral","sentiment_score":0.19813208281993863},{"text":"Excellent.","start_word":455,"end_word":455,"sentiment":"positive","sentiment_score":0.3637807071208954},{"text":"What sort of value do you think you'd put on the Prado, do you think? What would it be valued at? Yeah. It's a good question. What sort of value is it to you if you had to sell the car? What would you want for it? Probably, like, 85. Yeah. 85,000? Yeah. Perfect. Yep. Excellent. Lovely. You put 85 on there. And do you have a loan on the vehicle, or is it owned outright? I just popped in I just popped up my home loan with it. Okay. I Yeah. just popped Perfect. it onto my onto my current sort of loan, if that makes sense. Yeah. Yeah. Absolutely. Not a problem at all. So with the home loan there, we had you owing about 90,000, and I had a 148 in the redraw. I'm not sure if the 90 was minus a 148. Apologies for that. But how much do you owe on you're right. How much do you owe on it now? You're right. Home loan's at 112. Perfect. And is that do you have anything in the redraw on top of that, or is that minus anything sitting in the redraw? Yeah. Sitting in the redraw. No. There's nothing in the redraw. Like, there's like, the available redraw is a 123. But Okay. then that no. I just sit I just sit on that amount if that makes sense. I could transfer all my, Yep. like, wages into that one if that makes sense. It does. Yeah.","start_word":456,"end_word":707,"sentiment":"neutral","sentiment_score":-0.0044502745205092994},{"text":"Perfect.","start_word":708,"end_word":708,"sentiment":"positive","sentiment_score":0.4088178873062134},{"text":"Yeah. Not a Yes, problem at all.","start_word":709,"end_word":715,"sentiment":"neutral","sentiment_score":0.13023164868354797},{"text":"Excellent.","start_word":716,"end_word":716,"sentiment":"positive","sentiment_score":0.4881466925144195},{"text":"And I also have the asset value on the property of about 1,500,000 last year. Would you keep that about the same, or do you think it might have increased in value a bit? Yeah. No. I reckon it's about the same. How's it been selling for The around same. that ish. Yeah.","start_word":717,"end_word":769,"sentiment":"neutral","sentiment_score":0.03854132071137428},{"text":"Fantastic.","start_word":770,"end_word":770,"sentiment":"positive","sentiment_score":0.41327062249183655},{"text":"And do you still have your debt scheme? Yep. Still got that.","start_word":771,"end_word":782,"sentiment":"neutral","sentiment_score":0.07071605324745178},{"text":"Beautiful.","start_word":783,"end_word":783,"sentiment":"positive","sentiment_score":0.44117802381515503},{"text":"I have an asset value of about 15,000 on the Jet Ski. Yeah.","start_word":784,"end_word":796,"sentiment":"neutral","sentiment_score":0.1625724732875824},{"text":"Perfect. Excellent.","start_word":797,"end_word":798,"sentiment":"positive","sentiment_score":0.40639224648475647},{"text":"And then the other asset I've got noted here is your 50% ownership in the childcare center. Yep. Ownership value estimated at 2.5 mil. Yep. Yep.","start_word":799,"end_word":824,"sentiment":"neutral","sentiment_score":0.0798623114824295},{"text":"Beautiful.","start_word":825,"end_word":825,"sentiment":"positive","sentiment_score":0.34188276529312134},{"text":"And we had a a loan there as well as well, sorry, of about 86,000. No. Sorry. 860,000 owing still. Is that right? Yeah. I think it's, like, $8.50 now or something. Yep. 8 It's about 50. around that. Yep. Yep.","start_word":826,"end_word":866,"sentiment":"neutral","sentiment_score":0.017319370061159134},{"text":"Beautiful.","start_word":867,"end_word":867,"sentiment":"positive","sentiment_score":0.3830311894416809},{"text":"Not a problem. Update that for you. Thank you. Any other assets that you would note down? Another thing I do tend to note down sorry. You're right. Are you there? So sorry. Can you hear me okay? Oh, yes. Yep. Sorry. You just said another thing I note down. I was just waiting for you to keep talking. Sorry. I didn't wanna interrupt you. Apologize for that. I also like to note down content. What sort of value would you put on your content? That's always hard, Sorry. isn't it? I don't have a lot in the houses. That's really furniture and TVs and, Yeah. like, 20,000 would do maybe. Yep.","start_word":868,"end_word":979,"sentiment":"neutral","sentiment_score":-0.038270894438028336},{"text":"Beautiful. Love that. Excellent. Perfect.","start_word":980,"end_word":984,"sentiment":"positive","sentiment_score":0.5267540812492371},{"text":"And is there anything else that you would kinda note down about you I asset don't think wise? so. No. No? That's okay.","start_word":985,"end_word":1007,"sentiment":"neutral","sentiment_score":-0.0008653922122903168},{"text":"Beautiful. Excellent.","start_word":1008,"end_word":1009,"sentiment":"positive","sentiment_score":0.6473466157913208},{"text":"And any other credit cards or personal loans or anything you'd note down as a liability? No. No.","start_word":1010,"end_word":1027,"sentiment":"neutral","sentiment_score":0.10460611432790756},{"text":"Perfect. Excellent.","start_word":1028,"end_word":1029,"sentiment":"positive","sentiment_score":0.3574526011943817},{"text":"Well, I'll give you a bit of an update on your super as well. After the call, I'll send out your annual review pack, but having a look at the way things are at the moment, Love technology when it wants to work. I need this document to open. There we go. So at the moment, when we sort of have a look back at this time last year, the balance in the account was about $273,007.32 and 55<unk>. Yeah. Value of the account as of today, we've got 325,479 and 6<unk> in there.","start_word":1030,"end_word":1126,"sentiment":"neutral","sentiment_score":0.10002242028713226},{"text":"So definitely a good increase.","start_word":1126,"end_word":1131,"sentiment":"positive","sentiment_score":0.4185701906681061},{"text":"Yep. Looking back there, we also provided a bit of an updated advice document last year, moved you into the low alpha growth portfolio. So I can sort of see there with the last twelve months, there was a bit of a change in the investments with that investments which that occurred.","start_word":1131,"end_word":1183,"sentiment":"neutral","sentiment_score":0.09112847596406937},{"text":"But all up for the last twelve months, the net return your portfolio has received is 12.06%, which is fantastic. That's a good result.","start_word":1183,"end_word":1207,"sentiment":"positive","sentiment_score":0.44183576107025146},{"text":"Yeah. Yep. Good. Yeah. Some people do prefer a dollar figure as opposed to a percentage. So that essentially means that the earnings your portfolio has made, its growth as well as income, is $41,042.08 for the year.","start_word":1207,"end_word":1245,"sentiment":"neutral","sentiment_score":0.17927321791648865},{"text":"So it's a good solid return there.","start_word":1245,"end_word":1252,"sentiment":"positive","sentiment_score":0.3633976876735687},{"text":"Yeah.","start_word":1252,"end_word":1253,"sentiment":"neutral","sentiment_score":0.2649814784526825},{"text":"That is good.","start_word":1253,"end_word":1256,"sentiment":"positive","sentiment_score":0.3688197135925293},{"text":"Yeah. To kinda give you an idea on how we work that out or how we sort of look at the returns, with the growth portfolio that you're in, we tend to see you generally see about nine sorry. 80% of your super invested in growth assets. So thinking things like Australian shares, international shares, listed property, and also commodities, so precious metals like gold and silver. With Yes. that kind of growth environment, you're looking to get the best returns you can. But on an average compounded over time, we are chasing about a seven to 9% return. So, realistically, anything over that 9% means that your portfolio has over performed and done extremely well for the year, but then anything under that nine 7%, sorry, means your portfolio has pretty well underperformed for the year.","start_word":1256,"end_word":1390,"sentiment":"neutral","sentiment_score":0.08064418666892581},{"text":"So it has done Hello? really well.","start_word":1391,"end_word":1397,"sentiment":"positive","sentiment_score":0.40845292806625366},{"text":"The other thing to sort of think about with this year is that we have seen a lot happening in The US and of this would be around more and what's happening globally. And then here in Australia, we've also got or had high inflation rates as well. So we've kind of been here on two ends.","start_word":1398,"end_word":1454,"sentiment":"neutral","sentiment_score":0.1481824815273285},{"text":"So to kinda Yes. go through all of that and still come up with a positive return, especially one that's over performed against the benchmark we work on for your portfolio, is actually fantastic to see. So really happy with that for you. Okay?","start_word":1455,"end_word":1498,"sentiment":"positive","sentiment_score":0.6710926294326782},{"text":"Yes.","start_word":1499,"end_word":1499,"sentiment":"neutral","sentiment_score":0.2693360447883606},{"text":"Good. Good.","start_word":1500,"end_word":1501,"sentiment":"positive","sentiment_score":0.3745131492614746},{"text":"Yeah.","start_word":1502,"end_word":1502,"sentiment":"neutral","sentiment_score":0.3244643807411194},{"text":"Excellent.","start_word":1503,"end_word":1503,"sentiment":"positive","sentiment_score":0.4624480903148651},{"text":"I will ask you the call center, as I mentioned, your annual review packet, we'll have a copy of all these documents in there so you Yes. can have a look at them, Yes. run your eyes Go over, and feel free to let us know if you do happen to have any questions in there. ahead. Yes. That's But the goal. looking forward, when we kinda break down everything, some of your best performers in your portfolio were your physical gold.","start_word":1504,"end_word":1585,"sentiment":"neutral","sentiment_score":0.1486871838569641},{"text":"That in itself was up by over 26%, which is great to see.","start_word":1586,"end_word":1598,"sentiment":"positive","sentiment_score":0.4940488934516907},{"text":"We have also, sorry, No. You're alright. seen other assets like agriculture doing quite well. Australian and US equities are also performing really well within your portfolio there.","start_word":1599,"end_word":1626,"sentiment":"neutral","sentiment_score":0.2064663916826248},{"text":"So really happy with how all of that has gone.","start_word":1627,"end_word":1636,"sentiment":"positive","sentiment_score":0.5905914306640625},{"text":"I wouldn't sort of wanna reevaluate or change too much in there at the moment. It would sort of just probably be best to, you know, see a track for another twelve months and then maybe Yes. look at altering the portfolio down the track there for you because, you know, don't need to cement gains if we don't require it at the moment. So it's Yeah. good to Yep. sort of Makes see everything sense. tracking. Yeah. Yeah. Perfect. Yeah. The other thing we do like to sort of go through is the insurance side of things. So I can K. see we can cover with MLC there, I send it now that I've changed their name. Essentially, you've got your life cover, your TPD, and your income protection cover, which is paid out of super there. To go through and look at the benefits, the life cover benefit or some insured you have at the moment is 972,405 Yes. in the event of something happening if you were to pass away prematurely. Your life benefit is paid out, and then your super benefit is paid on top of that to your beneficiaries there. Yes. Are you fairly comfortable with that total as a benefit, or did you wanna kind of reevaluate that at the moment? I think I'm okay. I don't really Yeah. necessarily understand that really well, but, yeah, I think Yeah. it's fine. What would That's like, okay. we do a professional opinion. Is that sort of seems okay? Yeah. Absolutely. So if I have a look at the benefit amount, so the way it works is if you were to pass away prematurely, your super benefit is paid out there. So you've currently got your balance of what are we at? 3 what did I say before? Sorry. $303,125,004 $7.09 and 6<unk>, and then you Yes. also get your your life cover paid out on top of that. And that goes to your beneficiaries. So with your super beneficiaries at the moment, you have 25% to Archer, 25% to Evie, 25% to Inez, and 25% to Kynan. I'm so sorry if I said No. his You name said wrong.","start_word":1637,"end_word":2002,"sentiment":"neutral","sentiment_score":0.040944603684007146},{"text":"that beautifully.","start_word":2002,"end_word":2004,"sentiment":"positive","sentiment_score":0.375281274318695},{"text":"They're all my kids.","start_word":2004,"end_word":2008,"sentiment":"neutral","sentiment_score":0.24671873450279236},{"text":"Perfect.","start_word":2008,"end_word":2009,"sentiment":"positive","sentiment_score":0.46681874990463257},{"text":"Yeah.","start_word":2009,"end_word":2010,"sentiment":"neutral","sentiment_score":0.2746821641921997},{"text":"Perfect.","start_word":2010,"end_word":2011,"sentiment":"positive","sentiment_score":0.3690749704837799},{"text":"So they're all receiving a 25% split of your super benefit debt. I'm assuming I will double check this later, but your life benefit, I believe, is being paid out the exact same way to those beneficiaries there. So it basically means No. that in the event that you were unable to pass away between all of your beneficiaries, they're getting essentially about 1.2 mil paid out to them or a bit over 1.2 mil paid out. Does that feel like a fairly comfortable amount for you? Are you Yes. Yes. Yep. Yeah. Yeah.","start_word":2011,"end_word":2105,"sentiment":"neutral","sentiment_score":0.14328615367412567},{"text":"Perfect. Perfect.","start_word":2105,"end_word":2107,"sentiment":"positive","sentiment_score":0.5390118956565857},{"text":"Life cover is basically that. It is the benefits are paid out in the event of passing prematurely. CBD is a little bit different. The total permanent incapacity or total permanent disability pays out the lump sum benefit or a disability pension in the event that you're disabled and unable to ever go back to work again. Disability, I do like to make sure everyone is aware because it's not something that is well known. But if you claim TPD and you're under the age of 60, you actually do pay tax from the lump sum payout. So as advisers yes. They say it's coming everywhere, don't they? So with as advisers here, if you were to claim on TBD, we can provide advice to help limit the amount of tax payable, whether it be, you know, draw out smaller income amounts over a certain period of time to limit the amount of tax, or there are some other fun fancy things that we can do out there to help you. But I do like to make everyone aware that the tax could be up to 22%. So it does mean that the amount you are insured for isn't necessarily the amount that you are eligible or would Yes. receive. Yeah. Yes. The older you get, the less the tax becomes, admittedly, because the longer you've had the benefit for. But then, as I said, there are some fun, fancy things that you can do to help minimize the tax payable. We obviously hope that you never have to claim on these because claiming on one of these insurances means that you've lost something, which is not a good outcome. Yes. Yeah. But but it's always good to have it to fall back on. With the TBD sum insured you have at the moment, you are covered for the benefit amount of 868,219. And then if you are claiming on TBD, again, your super benefit is released to you. We can claim incapacity super as well. Do you feel like with the super balance and the 868,000 of TBD that that would be a fairly you're comfortable keeping that amount, or did you wanna look at reviewing the amount of TBD cover? I think it's fine. Yeah.","start_word":2106,"end_word":2482,"sentiment":"neutral","sentiment_score":0.07165325433015823},{"text":"That's okay. Yeah. Perfect.","start_word":2483,"end_word":2486,"sentiment":"positive","sentiment_score":0.41935402154922485},{"text":"Yes. And then with the income protection insurances here as well. So I've got your income notice here at the moment of I believe it's a 160,000. Is that right? Say that again. Sorry. That just be cut out. My what That's amount? okay. I've got you on a 160,000 per annum. Is that right? I think it's a little bit more than that. Hold on. Let me just grab a sugar plate, please. Hold on. That's okay. I should know that answer, shouldn't I? Oh, that's that's alright. I'm just going to my emails. Okay. So alright. Let's have a look at this one. So yeah. Yeah. That is probably about right because the annual salary is 130, and then we get the director's allowance each week of $7.50. So if you add those two together, that would probably be about that. Is that right? Yeah. That works out fairly accurate. Yeah. That's okay. So with your income protection benefit, the monthly benefit that you insured for is about 7,604. That looks like when I kinda work it out because I've got your gross income as being 160,000, but then I've got your base income ordinary time earnings at a 120,000 starting. Yes. So it looks like the 70% of your income protection is based on that 120,000. Did you because you are technically getting a little bit higher and you're getting that director's allowance or the director's payments on a regular basis, Do you feel like in the event that you are unable to go to work due to illness or injury, you'd still be able to receive some sort of income from the business? So I have a partner, like a business partner. Yep. So possibly not. Okay. Because, you know, like, we're in partnerships. Like, if it was just me, well, I could pay Yeah. myself. But if I'm not physically working in the business, like, that wouldn't You be wouldn't fair get to her. getting paid anything? Yeah. No. No. Fair enough. No. No. Yeah. That's No. okay. Yeah. That's alright. Because having a look at your income protection, the way it is structured at the moment, you do have that monthly benefit amount that you're covered for of 7,604, and that would be based on 70% of a 120,000 to kind of show you that's where you're you know, what you'd be covering essentially. Do you feel like that benefit amount would be fine to cover your basic living expenses if you were not able to work, or do you think you might need to maybe look to increase that to cover more of that 160,000? I know what you're saying. So then then Yeah. that just means the premium increases, doesn't it? It does. Capacity. That is the downside. Yeah. Yes. So the more Yeah. you are covered for, the higher the income protection benefit Yeah. period I think you're I insured think that for, I think the that would more be you'll I think that I think that would pay. be fine because I'm pretty sure right Yep. now agreement work is we still would get the if something happens to us, we still got the director's part, Okay. just Yep. not the Perfect. salary part. Yeah. So that sort Yep. of covered that sort of I think that's what I've based that off, if that makes sense. Yes. Yep. Yes. That's Yeah.","start_word":2487,"end_word":3057,"sentiment":"neutral","sentiment_score":0.03929740399605025},{"text":"absolutely perfect.","start_word":3058,"end_word":3059,"sentiment":"positive","sentiment_score":0.5102236270904541},{"text":"Yeah. I No. was Not just trying a problem to think at all. what yeah. Yeah. So No. I think that's yeah. That's fine. Yeah.","start_word":3060,"end_word":3084,"sentiment":"neutral","sentiment_score":0.008092653937637806},{"text":"Excellent. Lovely.","start_word":3085,"end_word":3086,"sentiment":"positive","sentiment_score":0.5227168798446655},{"text":"If anything comes up and you decide you wanna kinda reevaluate that, please do let me know. We're here to kinda help you and make sure that we can. And we do go through that every year with you at any review time to make sure that you are covered to the amount that you need to be. With Yes. income protection, it is the biggest part or the the largest cost of your insurances. It's the first thing it normally gets claimed on. And so it does account for about 90% of your insurance premiums, essentially. Increasing, it does mean that your premiums are gonna increase. However, it's also a doubly act about making sure you're covered for the amount that you need to be covered for as well as not eating away all of your super because those premiums come out of your super as well. Yeah. Okay? Yes. Makes sense. Yes.","start_word":3087,"end_word":3240,"sentiment":"neutral","sentiment_score":0.06767019373667124},{"text":"Excellent.","start_word":3241,"end_word":3241,"sentiment":"positive","sentiment_score":0.5772486329078674},{"text":"With your income protection policy, you do have a ninety day waiting period. That just means that you need to be off work for ninety days prior to making a claim. I Yes. always suggest to clients that if you're off work and you feel like you're gonna meet that waiting period and need to claim, as soon as you're off work and you've been to the doctor, you've got the information, give us a call, let us know. As your advisers, we help to facilitate the claim between yourself and the insurer, and we can let them know that you're off work, that that waiting period has started. They can Yes. get us the claims information, and then at that ninety days, we can can submit that claim for you to have that process be more streamlined. Okay? Yes. Yep. Makes sense. Yes.","start_word":3242,"end_word":3385,"sentiment":"neutral","sentiment_score":0.1580045372247696},{"text":"Excellent.","start_word":3386,"end_word":3386,"sentiment":"positive","sentiment_score":0.46640545129776},{"text":"You've also got a five year benefit period. That just means if you're off work and on a claim, you can be on a claim for up to five years. At that five year period, the claim does stop regardless of whether you can go back to work again. But it also kinda is a good claim period because it does account for, like, if you're off work for one or two years, and then you can go back to work part time, you can be on a partial claim for, say, the the other three years there. So a five year benefit period is a good mix between making sure you've got enough time to recover, recuperate, and get back to work, but then also making sure that you're not paying too much in premiums. So it's Yes.","start_word":3387,"end_word":3525,"sentiment":"neutral","sentiment_score":0.20061518251895905},{"text":"a good benefit period. Yeah. Perfect.","start_word":3526,"end_word":3531,"sentiment":"positive","sentiment_score":0.39691975712776184},{"text":"I will, as part of the annual review pack, make sure you've got a copy of the certificate of currency in there.","start_word":3532,"end_word":3553,"sentiment":"neutral","sentiment_score":0.31690511107444763},{"text":"So you're welcome to run your eyes over that one.","start_word":3554,"end_word":3563,"sentiment":"positive","sentiment_score":0.4356796741485596},{"text":"Let me know if you do have any questions there.","start_word":3564,"end_word":3573,"sentiment":"neutral","sentiment_score":0.29043707251548767},{"text":"Yes. It's you know, just making sure that that level of cover is adequate for what your needs are, what your goals are.","start_word":3574,"end_word":3596,"sentiment":"positive","sentiment_score":0.39180058240890503},{"text":"And if you ever decide it's not, it doesn't have to be at any review time. If you decide something isn't right, something isn't working, you wanna reevaluate something, you're welcome to let us know. We'll make time to talk it through and update the advice if needed as well. Okay? Yep.","start_word":3597,"end_word":3648,"sentiment":"neutral","sentiment_score":0.12624019384384155},{"text":"Lovely. Thank you. That's okay.","start_word":3649,"end_word":3653,"sentiment":"positive","sentiment_score":0.5611668229103088},{"text":"Now I've also got your trauma policy here. So you've got down a critical illness benefit or trauma benefit here, which pays out a lump sum tax free benefit of a $104,001.86 in the event of a traumatic diagnosis. Do you know how trauma insurance works? Did you have any questions about how trauma works differently to anything else? Actually, I don't I don't actually know what it's for, What to is tell you the that's truth. okay.","start_word":3654,"end_word":3731,"sentiment":"neutral","sentiment_score":0.03596251830458641},{"text":"That's absolutely fine.","start_word":3732,"end_word":3734,"sentiment":"positive","sentiment_score":0.34282130002975464},{"text":"So trauma covers you in the event of a traumatic diagnosis. So more often than not, the biggest things that are claimed on are things like heart attack, stroke, Parkinson's, or other neurological disorders. Cancer's probably the biggest one. Certain Yeah. breast cancers depending on the grading of it. And trauma is a tax free benefit. Generally speaking, if something big happens to you, like, say, a cancer diagnosis as an example, you can claim on trauma upfront. It's a tax free lump sum payment. And then if you still can't go to work, it can be a bit of a buffer in that waiting period of time while you are seeking treatment and maybe not at work for that period of time, and then we tend to claim on income protection after that. So trauma just tends to be for large traumatic diagnoses, whereas income protection covers you if you're unable to go to work due to illness or injury. So I've seen people claim, you know, income protection have had a motorcycle accident. They've been off work with a broken leg and can't go to work, or they've hurt their back and they can't go to work, and they meet that waiting Yes. period, and you can claim on income protection for those sorts of things. And then Okay. CBD is a much higher disability kind of insurance. Does that make sense? Yeah. Yeah. It does. Yeah.","start_word":3735,"end_word":3973,"sentiment":"neutral","sentiment_score":-0.11632585372760204},{"text":"Thank you.","start_word":3974,"end_word":3975,"sentiment":"positive","sentiment_score":0.4972924590110779},{"text":"Yeah.","start_word":3976,"end_word":3976,"sentiment":"neutral","sentiment_score":0.23224663734436035},{"text":"Perfect.","start_word":3977,"end_word":3977,"sentiment":"positive","sentiment_score":0.47702527046203613},{"text":"Did you have any questions about any of the insurances, or did you want me to None. break anything down more for you? Or None. That's been very well explained. no? Thank you. I'd like to make sure I logged out there because I know a lot of us have these sorts of insurances, but there is a lot of unknowns about them, how they work, what they claim on. I've had clients in the past who have been unwell, and then we've found insurances for. They didn't even know they had them. So it's always kinda good to know what's out there. Yeah. Yeah. Absolutely. Yes.","start_word":3978,"end_word":4084,"sentiment":"neutral","sentiment_score":-0.008803960867226124},{"text":"Fantastic.","start_word":4085,"end_word":4085,"sentiment":"positive","sentiment_score":0.5130994915962219},{"text":"The other thing I do like to kind of point out as well with your life insurance and your super, I do sort of always suggest as well that it is sort of made known that we are your advisers, that if you were to pass away, that your beneficiaries or the will the executive of your will just have to give us a call, and we help to facilitate the claim. It's just something Yes. I've had in the past where clients have not kind of let anyone know they've got an adviser, and then, you know, a few months after they've passed away, something's happened and someone's picked up a, yeah, letter or some sort of statement and gone, oh, who are these people? And they've called us and we've gone, hey. We're the, you know, financial advisers who look up the super insurances and things like that and help to facilitate claim down the track. So I do sort of like to sort of point out as part of your overall estate planning as well, if you've got an executor or even your beneficiaries, just letting them know that, hey. I do have an adviser. If anything happened to me, this is the number you call. They will help to facilitate the claim. And it just makes the the process a little bit easier on your beneficiaries at that time as well. Okay. Yep. Yep. Makes sense.","start_word":4086,"end_word":4325,"sentiment":"neutral","sentiment_score":0.09563982877880337},{"text":"Beautiful. Beautiful. Everything looks like it's pretty well up to date here.","start_word":4326,"end_word":4337,"sentiment":"positive","sentiment_score":0.6812770366668701},{"text":"Just with your goals, just wanted to kinda update those. I had down here that you were working towards a retirement or it does have to be retirement, but a goal of being able to draw income out of super possibly fully retire at about the age of 67. Is that kind of your goal still there, Amelia? I think so. It's hard to think that far Yes. ahead, isn't it? It is. You've got a lot of time to go still, so absolutely. But, no, that's so good.","start_word":4338,"end_word":4426,"sentiment":"neutral","sentiment_score":0.09239614754915236},{"text":"That's so nice.","start_word":4427,"end_word":4429,"sentiment":"positive","sentiment_score":0.638135552406311},{"text":"I've got down here that your insurances your goals there that you wanted to make sure you had enough insurances to ensure your family is looked after and to cover your debts in the event of anything occurring. When we kind of look at that goal and the level of cover you have with regards to both your life cover and your TDD, the amount you are covered for does pay out Yes. the the mortgage, leaves everyone Yes. completely debt free. It doesn't quite let's have a look. It would also sort of cover the child care the childcare center that you have here. But would that be something that would need to be included to the insurances, or would that be something that your partner would just sort of buy you out of if anything happens to you? How do you think that that would work? Yeah. Yeah. We've sort of got that down if something happens to one of us that the other the other, you know, partner gets the option to, you know, to buy, you know, that the other person Yep. out type thing. Yeah. Okay. Otherwise, we'd, Perfect. you know, otherwise, we'd sell and, yeah, sort of go housing. Yep. Yeah, the Yep. the Perfect. debt or the the debt or the other. Yeah. So that's Yeah. where we're at with that. Yeah. Absolutely. No.","start_word":4430,"end_word":4660,"sentiment":"neutral","sentiment_score":0.05159018933773041},{"text":"That's really good. Excellent.","start_word":4661,"end_word":4664,"sentiment":"positive","sentiment_score":0.8040549159049988},{"text":"So your life insurance and your PPD cover really just needs to cover your main primary mortgage and maybe any other car loans that you might have if you have at the time and then provide that longevity benefit for yourself or your beneficiaries. Is that right? Yes. Correct. Yep. Yep.","start_word":4665,"end_word":4715,"sentiment":"neutral","sentiment_score":0.1568676382303238},{"text":"Perfect.","start_word":4716,"end_word":4716,"sentiment":"positive","sentiment_score":0.4570429027080536},{"text":"So being that you have definitely meets that goal, it is still fully appropriate there. Can I ask, with your retirement goal as well, have you do you know what you wanna do long term with the childcare center? Is the goal to kinda have that continuously running through retirement to provide income as well as your super, or are you planning to kinda sell that down the track? Have you thought about what the retirement plan is there? No. We've sort of just my business partner, Brenda, and I've just sort of said we're just because they're both so active in it and we love it, we're just gonna keep, you know, going with it. And then if one of us gets to a point where we go, okay. We're done or we've had enough or we might even then just, like, lease it out. You know how you can lease them out. So we still owe them somebody, like, lease the business side of it. Yeah. Yeah. But Yep. Perfect. at the moment, we don't really talk about it because we're just always just happy doing what we're doing, like working part Yeah. time in it and yeah. It's good. No.","start_word":4717,"end_word":4919,"sentiment":"neutral","sentiment_score":0.0840291976928711},{"text":"Fantastic. That's really good to see. Lovely.","start_word":4920,"end_word":4926,"sentiment":"positive","sentiment_score":0.4037513732910156},{"text":"Well, I can safely tell you that I will probably ask every question you've never wanted to answer or never thought about answering because that's what I do. Yes. Yes.","start_word":4927,"end_word":4956,"sentiment":"neutral","sentiment_score":0.14545047283172607},{"text":"Good job. Good job. Oh, but, no, it's honestly all good. I love what I do just like you love what you do. You get to work every day, and it's just fun. Love it. Love it. It makes my the little people make my heart happy. Oh, I bet. Children are beautiful. I've got a nine year old, and he is just so much fun. He's a great age.","start_word":4957,"end_word":5026,"sentiment":"positive","sentiment_score":0.5398361086845398},{"text":"He's so energetic Yeah.","start_word":5027,"end_word":5030,"sentiment":"neutral","sentiment_score":0.28984227776527405},{"text":"and out there and lively.","start_word":5031,"end_word":5035,"sentiment":"positive","sentiment_score":0.44492387771606445},{"text":"I know. My son my youngest is nine.","start_word":5036,"end_word":5043,"sentiment":"neutral","sentiment_score":0.22987540066242215},{"text":"It's nice, isn't it?","start_word":5044,"end_word":5047,"sentiment":"positive","sentiment_score":0.48568835854530334},{"text":"Yeah.","start_word":5048,"end_word":5048,"sentiment":"neutral","sentiment_score":0.27450746297836304},{"text":"Oh, beautiful. It's a good age. They just Absolutely. go go go.","start_word":5049,"end_word":5060,"sentiment":"positive","sentiment_score":0.5871368646621704},{"text":"They just go go go. Like, we got soccer. But this morning, he wakes up at six and after. He says, soccer training today, mom?","start_word":5061,"end_word":5085,"sentiment":"neutral","sentiment_score":0.1735164374113083},{"text":"I said, yes, darling. Soccer training today. Like, they just That's they love beautiful. it. Oh, that's so sweet.","start_word":5086,"end_word":5104,"sentiment":"positive","sentiment_score":0.5224762558937073},{"text":"I'm working from home today, and my son said, will you be here when I get home? I said, I will. I will be on the phone, but I will be here. You can Yeah. go into your room.","start_word":5105,"end_word":5143,"sentiment":"neutral","sentiment_score":0.1412987858057022},{"text":"And he goes, it's just good to have you here. And I was like, well, that's so nice.","start_word":5144,"end_word":5161,"sentiment":"positive","sentiment_score":0.5036664009094238},{"text":"That's nice, isn't it? Yeah.","start_word":5162,"end_word":5166,"sentiment":"neutral","sentiment_score":0.30392250418663025},{"text":"It's sweet.","start_word":5167,"end_word":5168,"sentiment":"positive","sentiment_score":0.3714219033718109},{"text":"They're It is. like they're like the mama's been around. Absolutely. They don't stay young for long. No. Trust me. They don't. No. Alright. All good. Other goals I have down here, you in the next five years, you're looking to focus on just sort of paying down the home loan. How are you going? I know you did sort of take some money out for the Prado there as well. But in a scheme of things, paying down the home loan, are you going okay, happy with the way that's being paid down, or did you need some assistance in that area? Do you know what I only did this year, which I don't know why I'd never done it before? I went from paying monthly to weekly. Yep. So I don't know why I hadn't done that. I just yeah. I'm not sure why. I was talking to my girlfriend something, and she goes, oh, what do you pay a week off your loan? And I said, oh my goodness. I said, I still pay it weekly. So I rang and changed that. But, yeah, Yes. I just see I just feel like I just sort of manage I'm just trying to manage, I think, financially at the moment just, you know, like, with the cost of living and, yeah, Yes. having sort Yep. of having four children on one income, it's some Yes. weeks I'm some weeks I manage. Other weeks I've gotta draw down on it, like, you know, like, to get a bit more money, like like, for me to you know, if it's their birthday or, you know, something Yeah. like Yeah. that, and I just need that extra bit of money. So Yeah. and because I just put my salary across to it every week, I I I probably need to sit down and do that. You know, like a budget. You know, you go pay Yep. for your money much much familiar. That's that's that's that. That insurance is that. I I don't really do that. I just transfer it all across, and then I bring it down when I need it, if that makes Yeah. sense. So Yeah. I sort of Yeah. don't Absolutely. really like, yeah. Sometimes I go, should I go and get another job? Because maybe I need more money and yeah. Because there's only you know, my business partner and I, it's gotta be obviously fair in the business. Like, I'd probably like to work four days in the business and earn more money, but she only wants to work three. So Yeah. it's I Makes can't really sense.","start_word":5169,"end_word":5610,"sentiment":"neutral","sentiment_score":-0.022605930387602943},{"text":"get any more, like, any more money because it's it's a weird it's a weird arrangement. She's not happy to pay me more, but she's happy to pay other people more.","start_word":5611,"end_word":5641,"sentiment":"negative","sentiment_score":-0.3375706672668457},{"text":"Like, it's interesting. Right. Yeah. Yeah. It's very Okay. yeah. It's it's very interesting because I'm, like, the only childhood teacher, so I'm the one with the qualification. But she's yeah. That's not yeah. So it's I Yeah. find that a bit tricky because I'd love just to work four days and get a little bit more money. Yeah. Like, because it's my own business, but she Yeah. likes Absolutely. to just keep it she likes to keep it Yes. exactly the same, which I understand from her point of view. I understand that, but it's Yeah.","start_word":5642,"end_word":5738,"sentiment":"neutral","sentiment_score":0.028538605371086868},{"text":"a bit hard on me when yeah.","start_word":5739,"end_word":5745,"sentiment":"negative","sentiment_score":-0.42820173501968384},{"text":"I'd I'd like to just have a little bit more money, and I could I could go to work another day. Yeah. Yeah. Absolutely. Have you got access to a budget planner? Because we do have one that I'm happy to email through to you if you want. If you can sort of sit down, have a look at Yeah. what That'd income be good. is going in, add what you've got going out.","start_word":5746,"end_word":5819,"sentiment":"neutral","sentiment_score":0.021378373727202415},{"text":"The good thing about this budget planner is that, like because some bills are weekly, fortnightly, monthly, biannually, or annually.","start_word":5820,"end_word":5839,"sentiment":"positive","sentiment_score":0.3778632581233978},{"text":"You can kinda put in there the bills as they are, some weekly, some yearly, some biannually, some monthly, and then just kinda alter it to weekly, fortnightly, or monthly, and it kind of reconverts all the figures for you so you can really see what's coming in and going out on a weekly and or fortnightly basis. I I'll email that to you after the call if you like, have a bit of time, Yes. sit down, have a think about it, have a look at it, and it might just give you a bit of an idea of what's happening, where things are going. And you can alter it whenever you get, you know, pay increases or changes or extra money coming in to sort of see where everything's going. It could be kinda handy. Yeah. Yeah. Probably something else to do. Yes. Yeah.","start_word":5840,"end_word":5985,"sentiment":"neutral","sentiment_score":0.1989454030990601},{"text":"Beautiful. Well, I'll email that through to you after the call so you can take some time. If you have any questions, feel free to let me know. I'm more than happy to help you through it.","start_word":5986,"end_word":6022,"sentiment":"positive","sentiment_score":0.4140629768371582},{"text":"Okay? Yes.","start_word":6023,"end_word":6024,"sentiment":"neutral","sentiment_score":0.2612648904323578},{"text":"Thank you. All good.","start_word":6025,"end_word":6028,"sentiment":"positive","sentiment_score":0.5099582672119141},{"text":"And I've got here that you were and are still salary sacrificing a little bit. Are you still doing that? I'm just double checking in the account to see. Because it was a I think we were doing 100 a week. Yeah. It looks like it is still going in. I can see two transactions coming through. Yeah. So the sales back is still going through. It's about 4 to 500 on a monthly basis depending on the week the contributions go into super. Yep. Yeah. Yep. Yep.","start_word":6029,"end_word":6116,"sentiment":"neutral","sentiment_score":0.018394308164715767},{"text":"Perfect.","start_word":6117,"end_word":6117,"sentiment":"positive","sentiment_score":0.4551389813423157},{"text":"Yep.","start_word":6118,"end_word":6118,"sentiment":"neutral","sentiment_score":0.2408500611782074},{"text":"Perfect. Good to see. Excellent.","start_word":6119,"end_word":6123,"sentiment":"positive","sentiment_score":0.5685566663742065},{"text":"And other than that, everything's the same with the work. I've got down here you've got four children total Correct. and all financial dependents. Correct. Yep.","start_word":6124,"end_word":6149,"sentiment":"neutral","sentiment_score":0.116195909678936},{"text":"Beautiful.","start_word":6150,"end_word":6150,"sentiment":"positive","sentiment_score":0.4509581923484802},{"text":"I've also got down here that your next of kin is Ashley. Is that right? Is your best friend? Yes. Yep.","start_word":6151,"end_word":6171,"sentiment":"neutral","sentiment_score":0.13368183374404907},{"text":"Perfect. Perfect.","start_word":6172,"end_word":6173,"sentiment":"positive","sentiment_score":0.3721204102039337},{"text":"I'll just make sure I'm updating all your circumstances there.","start_word":6174,"end_word":6183,"sentiment":"neutral","sentiment_score":0.22024717926979065},{"text":"Excellent.","start_word":6184,"end_word":6184,"sentiment":"positive","sentiment_score":0.382811576128006},{"text":"And I've also got it noted here that you do have a will and a power of attorney set up or in place. Is that correct? Yes. I do. Yes. Yep.","start_word":6185,"end_word":6215,"sentiment":"neutral","sentiment_score":0.11988742649555206},{"text":"Beautiful.","start_word":6216,"end_word":6216,"sentiment":"positive","sentiment_score":0.37272506952285767},{"text":"And all valid, all still reflects your circumstances correctly? Sure does. Yep. Perfect.","start_word":6217,"end_word":6229,"sentiment":"neutral","sentiment_score":0.16473327577114105},{"text":"All good.","start_word":6230,"end_word":6231,"sentiment":"positive","sentiment_score":0.3595951497554779},{"text":"Well, that's basically everything I needed to run through. It doesn't look like there's been any major changes that require us to update the advice.","start_word":6232,"end_word":6256,"sentiment":"neutral","sentiment_score":0.07287684828042984},{"text":"Everything still reflects your goals and your wishes really well.","start_word":6257,"end_word":6266,"sentiment":"positive","sentiment_score":0.3384459912776947},{"text":"Your super has performed really nicely over the last twelve months, so I wouldn't wanna go and make any changes right now. Would you like to do a bit more of a catch up in, say, three or six months? What's more preferable for yourself? How often would you like to do a bit of a catch up with us? Honestly, don't mind because I don't really think much changes in my world. Like yeah. Yes. Did you wanna do a catch up in about six months just to see Yeah. how things are going? This Yeah. is it's Sounds normally just good. a bit of a quick five or ten minute Yeah. catch up to see how everything's Yeah. going and, you know, if there's any changes we can sort of talk her through then. Yeah. Yeah. Sounds good.","start_word":6267,"end_word":6406,"sentiment":"neutral","sentiment_score":0.02283538319170475},{"text":"Perfect. Excellent.","start_word":6407,"end_word":6408,"sentiment":"positive","sentiment_score":0.4489297270774842},{"text":"So after the call, what I'll do is I'll get my team to send through the annual review pack to you. In there, you'll see the ongoing service agreement. Yes. That essentially is the ongoing service fee for us. So you do pay 1.65% per annum as the ongoing service fee, and Yes. that's deducted out of your super on a smaller monthly basis. And the idea of that as a percentage fee is it fluctuates with the market. So when the market's doing really well, when your super is performing nicely, you've got a lovely, you know, 12% return there, it does mean that our fee increases slightly with it as well. However, when the market takes a dip, it means that our fee also takes a bit of a dip with it. So our fee Yes. is linked to the performance with your super and the market conditions there. And Yes. that allows you obviously, we look after your super, the insurances, and things, but it's also entitling you to any updated advice.","start_word":6409,"end_word":6583,"sentiment":"neutral","sentiment_score":0.12497911602258682},{"text":"So any other advice we provide is fully complimentary as an ongoing client.","start_word":6584,"end_word":6596,"sentiment":"positive","sentiment_score":0.38986334204673767},{"text":"You're entitled to things like cash on budgeting. We can do other investments. We can look at advice in other areas. We also have mortgage brokers we can refer you through to if you wanted to have a look at, you know, reevaluating your mortgage. Hello? I'll also add the financial services guide in there as well, which outlines everything about who we are as a business, but also everything on me. So I'm a full licensed adviser. I'm registered through Astrid, and all my registration information is in that document for you to run your eyes over.","start_word":6597,"end_word":6694,"sentiment":"neutral","sentiment_score":0.12439562380313872},{"text":"It's a pretty boring document.","start_word":6695,"end_word":6699,"sentiment":"negative","sentiment_score":-0.3439064621925354},{"text":"I always tell everyone with the financial services guide, if you have trouble sleeping one night, feel free to whip it out, knock you out cold a few seconds, but they're that that boring. And it also takes you through all the other areas of advice that we're able to advise on under our license for you as well. Okay? Yes. Yes.","start_word":6700,"end_word":6761,"sentiment":"neutral","sentiment_score":-0.09531193971633913},{"text":"Beautiful.","start_word":6762,"end_word":6762,"sentiment":"positive","sentiment_score":0.5253767967224121},{"text":"I will just double check. We we are are also sending out what's called a tax file consent form. So we do Yes. hold your tax file number securely because we set your super up and your insurances. But we are very security conscious here with a lot going on in the world and all this, you know, hacking scandals everywhere left, right, and center. We're very security conscious with your information and your data. So that's why we do security with you. Whenever you call us or we call you, making sure Yep. that we're speaking to the correct person before providing anything to you. We do let you know that all of our calls are recorded, so we make sure that you're aware of that prior to the call as well. You're always welcome to say you don't wish to if you want to. Yes. And so the tax file consent form is just making sure you're aware that we do hold your tax file, letting you know the security we take to make sure it is all held securely and the reason for why we hold your tax file number. And Yeah. we just get you the consent to that as well every so often just to make sure we're updating our files for you. Okay? Yeah.","start_word":6763,"end_word":6982,"sentiment":"neutral","sentiment_score":0.01564446804960343},{"text":"Sounds good. Beautiful. There's a pretty easy interview for you today.","start_word":6983,"end_word":6993,"sentiment":"positive","sentiment_score":0.570980429649353},{"text":"There's not a lot of changes.","start_word":6994,"end_word":6999,"sentiment":"neutral","sentiment_score":0.1928987056016922},{"text":"Everything's working really nicely.","start_word":7000,"end_word":7003,"sentiment":"positive","sentiment_score":0.5511012077331543},{"text":"But is there anything that I may have not have touched on that's important for you to ask me, or is there anything else that you might wanna ask me while you've No. got me here at all? No. No? Perfect. Well, if you ever do, please feel free to let me know. As your adviser, I'm here to help. I do work Monday to Thursday, but I do work until about seven, 08:00 at night. So I'm more than happy to take your call after work hours or whenever suits you. Sure. And, yes, my you would've spoke to my lovely admin team member, Michelle, at some point. She'll be the one calling in about six months to book you in to do a bit of a catch up. And if you need anything Yep. in the meantime, it doesn't matter what it is. In our world, there is no such thing as a silly question. If it's something that's on your mind and you would like an answer to it, feel free to touch base and let us know, and we will do our to find the answer for you or connect you with the person who has the answer. Okay?","start_word":7004,"end_word":7206,"sentiment":"neutral","sentiment_score":0.1267571721611352},{"text":"Thank Anything. That's okay. I really appreciate you taking my call today, and I'll get that a pack out to you nice and ASAP. It'll also have all the documents I went through to give you an update of the balance and and the insurance and so you can run your eyes over those as you.","start_word":7207,"end_word":7262,"sentiment":"positive","sentiment_score":0.5353726148605347},{"text":"well. Okay.","start_word":7263,"end_word":7264,"sentiment":"neutral","sentiment_score":0.2241272330284119},{"text":"Thank you. Thank you so Perfect. much Thank for your you, time, Eugenia. Amelia. Thank My you, pleasure. Georgina. I hope you have a not a worry. I hope you have a great afternoon. Enjoy that sunshine. Yeah. I will. It's lovely. Hope you get some on the weekend. I hope so too. Thank you so much. Enjoy your Bye afternoon.","start_word":7265,"end_word":7325,"sentiment":"positive","sentiment_score":0.656879723072052},{"text":"bye. I'll talk See to you. you soon.","start_word":7326,"end_word":7333,"sentiment":"neutral","sentiment_score":0.1646939367055893},{"text":"Bye Thank you.","start_word":7334,"end_word":7336,"sentiment":"positive","sentiment_score":0.3432430326938629},{"text":"bye. Bye. Bye.","start_word":7337,"end_word":7339,"sentiment":"neutral","sentiment_score":0.13993287086486816}],"average":{"sentiment":"neutral","sentiment_score":0.1029677328080007}}}}