{"metadata":{"transaction_key":"deprecated","request_id":"019fab79-ee32-7343-9aa0-536f2176b5fb","sha256":"d4de8f463e32144cfff47c5e0c310823aa8ca4a33e55fb502b0aa54e553f0399","created":"2026-07-29T01:25:25.104Z","duration":1302.048,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":4669,"output_tokens":113},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":5057,"output_tokens":5067},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":5057,"output_tokens":462}},"results":{"channels":[{"alternatives":[{"transcript":"Good morning. Is this Jane? Good. This is Veronica from HP Financial. You too. I had you booked in to go over your under review. Is now still a good time for you? Yeah. Perfect. Now, Jane, before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay. Perfect. And just for security purposes, could I please get you to confirm your full name, date of birth, and address, please? Perfect. And how's your morning been so far? I've been busy? No. Oh, I can imagine. Jane, before I do kind of jump into things, I I do like to start by asking if there is anything specific that you are hoping to get out of the review today. Obviously, aside from reviewing your super investment similar to what we did with Matthew, any particular questions or anything that you would like me to focus a bit more on today or whether it's just kind of that bit of a catch up and see where everything's at? Yep. Yep. Beautiful. Now what I will do first is just to run through just a bit of an updated fact find with you just to see if there is anything major that has changed in your life that might need mean that we have to make some changes to your advice as well. So just kind of bear with me as I go through this. Now, obviously, personal information. Still married to Matthew and already financial dependent. Yep. Perfect. Now employment wise, I have here that you have the three jobs. Is that still the case? Yep. Perfect. So just so I have the right thing, your one of jobs is the Elevate Medical Hub, and then the second one is the Chris Green Plumbing and then working for your husband's company as well. Yep. Perfect. Now hours wise, has anything changed, or is it still about sixteen hours per week for your husband's company and the Elevate Medical Hub and then about one hour a week ish for the the plumbing, or has that changed? Yeah. Yeah. And no. That is all good. And all jobs is kind of on a casual employment basis? Yeah. Okay. Perfect. And now, obviously, income wise, obviously, can bit depending on, obviously, how many hours you do. But, roughly, how much would you say your income is? And you can break it down into the three separate if you would like or just give me the total. It's up to you. Okay. Yeah. Because I had here about 16 last time. So it would be would you be more around that 15, would you say? Yeah. Okay. Perfect. Now all three employers just pay that standard contribution rate into super. Right? There's no additional agreements. Yep. Perfect. And are you still doing the government co contribution? No. Okay. That's all good. Would you like me to put a little reminder in, like, May to reach out in the event to just be like, hey. Obviously and it's also a good checking point if for some reason, you know, obviously, if you do significantly more, we can check-in eligibility. But, obviously, it is very it's a very effective strategy, obviously, with you just making a little bit of contributions, and then the government matched that for 500. So it's probably, like, the most effective way to do it. So I'll make a little note here in Maine. Yep. No. That's all good. Now asset wise, I have here that your property is valued at about last was between one and one point one. Do you know roughly where it's at now? Yep. About the same. No. That's all good. And you guys don't have anything owing on that property, do you? No. And then you still have the block of land? Yep. And I have here valued at about 500,000. Yep. And then about $1.80 owing. Yep. And then do you also have the motor vehicle valued at about 65,000? Yep. And nothing owing on that one either? No. No. Great. Any other new assets that's changed that we haven't kind of gone through? Nope. That's all good. Yep. Perfect. And health and lifestyle wise, have you done her as a nonsmoker? That's still the case? Yeah. And any significant health issues or injuries or anything? No. That's great. No. Like, medications or anything serious? No. That's great. Now estate planning wise, do you know if you guys have a will or power of attorney in place? Mhmm. No worries. That's all good. I'll just put maybe but you don't have anyone making any financial decisions or anything like that for you at the moment, though. No. Not great. And when it comes to your beneficiary, so in the event that something would've happened to you, I have that all going to Matthew as well. That's still correct? Yep. Perfect. Yeah. Yes. Now the good way that having it structured to your spouse is that it will be tax free. So it'll be completely tax free to him if something would happen to you. Now also during under review, what's usually kind of a good check-in point is to see your goals. So kind of when we spoke last time, if the goals are the same, did you achieve them? Is anything changing? Or what kind of lack of focus for the couple of years? So when we spoke last time, the main focus was through do some renovation through the house and maybe look at buying an investment property down the track. Is that still kind of something that you guys are, yep, kind of working towards? Yep. Perfect. Anything else that you are working towards otherwise? No? No. One thing at a time. Right? Oh, that's good. When do you guys think you'll be finished? Do you have kind of an end goal? Or Yep. Yep. Sounds similar to me and my husband. It's like I always wanna do it right away, and he's like, oh, yeah. So no. I get that. And I guess when it comes to superannuation as well, I have here that, ideally, you would like to retire and draw an income from super at around 60. Do you still think that's kind of the main focus? Yep. And a yeah. Yeah. And with the current legislation, obviously, you can retire earlier if you want. You can't access super, though, until 60 with the current legislation. So and I have here ideally through a draw an income of about 1,500 per week for you. Do you still think that's kind of achievable? No. Yeah. Do you reckon more like a thousand? Yeah. Yep. And that's honestly what most people say. So if you are in a couple and if you don't have, like, a mortgage attached to your property or anything at the time, most people say about a thousand dollars is pre still pretty good where you can live comfortably, do some traveling, and not have to stress too much. Yeah. Alright. Perfect. Now the next thing I do wanna triple check with you, it is just your risk profile. So it's just a couple of choice questions just to see if anything has changed in terms of how you feel about market fluctuations and volatility in regards to your superannuation. No right or wrong answer. Again, it's just whatever you feel is the most appropriate for you. Does that make sense? Yep. Perfect. Now when it comes to the level of risk that you are comfortable with for your superannuation, through obviously, make sure it continues to grow, but also a level that you are comfortable with. Would you say that you are willing to accept very high risk, high moderate, or a small amount of risk for your superannuation at this point. Yep. Yeah. It's what you said last time. So that all matches up. Mhmm. And when it comes to fluctuations as well, so hypothetically, let's say you place an investment, and after six months, the portfolio has decreased in value by 20% due to general trends in the market. So not, let's say, one particular investment that's gone bad, just the market trends as a whole. Would you, if you had the option to do so, I think that now is potentially a good time to put a little bit more in while the prices are down. Would you hold and just kind of assess and wait to see what happens, or would you want to shift to a more secure asset, but that means you are then selling when the prices have dropped? Set and hold. Yep. Perfect. And last one here is in regards to fluctuations again. So if you've ever had any investments, including superannuation, ever full in value, how would that have made you feel? Would you say optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious? Anxious? Pretty optimistic. Yeah. Yeah. No. I still have plenty of time. Now that tells me here that you have come out kind of borderline between a between a growth and a high growth investor. And Yeah. At the moment, we have you invested in a high growth portfolio. Do you remember what it means to be a high growth investor at all there, Jane? No. That's alright. Basically, it tells me that you are looking at getting as much growth as you possibly can out of your superannuation while you still have plenty of time until retirement. Also, that you understand and are comfortable seeing a bit of short term fluctuations in order to achieve that growth. And typically speaking, we see about 90% invested in what we call your growth investments, which is a combination of Australian shares, international shares, and property and commodities, and then about, like, 10% in your defensive, like your fixed interest, cash, and gold to limit those fluctuations a little bit. Mhmm. Now time frames wise as well, so making sure that you have enough time in the market for those fluctuations. Typically, in a high growth portfolio, we would like to see about eight years retirement, which we certainly have. So are you still comfortable with that kind of a risk allocation there, Jane? Yeah. Okay. Beautiful. Now the next thing is to just go through a couple of documents that I have sent you. Do you have access to your emails at the moment, or are you driving on the go at the moment? No. Okay. No. All good. Yeah. Beautiful. Perfect. Now it might look a little bit different to what you have been used to because we have recently changed the software. It's kind of the same, though. It should have a link where it says click now to sign. It will allow you to open up and look at everything first, though, just to make sure you are happy before it prompts you to sign anything. Now if you can open that for me, and now you should have a super insurance summary first, I believe. Yeah. Okay. Perfect. So what you can see here is that you have your superannuation with HUB twenty four. You do have about 293,100 and $93 in there. And then you do also have a life insurance policy with Clearview that will pay you 532,840 if something were to happen to you. Pretty cheap after the tax rebate, and it's only about a $193 per year. Yep. Do you have do you have any questions in regards to your insurances? Are you still happy with, obviously, just having that life insurance? You don't obviously have TPD or income protection or trauma or anything. You're still comfortable with that? Yeah. Perfect. Now the next document should be your hub twenty four performance report, I believe. Yep. Perfect. Now that one here could look a little bit messy if you are looking on your phone, but, essentially, it breaks down all your individual investments and how they have performed over the last twelve months. So over the last twelve months, I'm sure you've kind of heard and seen on the news, we've obviously had a bit of market fluctuations. First, you had obviously everything in The US with Trump and tariffs and everything, saw a bit of fluctuations, and, obviously, more recently with the war as well. So we have seen a bit of that fluctuation. Now overall, your portfolio has still done pretty good considering you are in a high growth portfolio with market fluctuations. It's still up by about 5.77%, which equates through about 20038 just from growth from your investments. Are Matthew, if you remember the conversation, that Benelon investment you also have in your portfolio, which I would like to look at potentially switching out for you or something that is going to do a little bit better moving forward. Are you happy for me to go and do that research for you and put together a proposal and see if we can improve things a little bit for you? Yeah. Perfect. Now the next document should be a Vanguard index chart, I believe. Yep. Perfect. Have you seen something like this before? Yep. But, essentially, it just shows you the market. So what we are talking about when we're seeing those market fluctuations, it shows you kind of that long term market always goes up. Short term, you have those fluctuations, and that's why time frame also plays a role. So, obviously, the closer you get to retirement, you don't have as much time for those kind of ups and downs, and that's when we then gradually look through potentially decreasing that a little bit for you. But for the time being, you have plenty of time to kind of take advantage of that up and down in order to grow your super as much as possible. Yep. Now if you can click next for me, it should be your Clearview certificate of currency. Yep. Perfect. Now that one basically just breaks down your insurance again in a bit more detail, but basically lets you know that's all paid and up to date. Now the next one, I believe, is the Oakview services guide. Yep. Perfect. You probably have seen this a couple of times before as well. It is one of those compliance documents, but it gives you all the important information in regards to us at Oakview. If you do have a read over in your own time, you will see myself on page 10. If you do wanna put a face to the voice, you'll see all the advices and directors and everything there for you. Perfect. Now the next document, it should be the ongoing service agreement, I believe. Yep. Perfect. Now this one here, it will ask for your signature if you are happy to do so. Now what this is, it is just your ongoing service agreement just to say that you are happy to stay on as a client. I do wanna let you know as well we've had no changes whatsoever in regards to that fee structure. And because Matthew is also a client, you guys are based on that reduced fee at 1.1 to make it a little bit cheaper, which is nice. So no changes in regards to that, and it is not a lock in contract. So if at any point in time you are not happy, this is not a lock in contract, but essentially allows us to manage your investments and everything for you in the meantime. Do do you have any questions in regards to that? No. Perfect. So if you're happy to do so, it will ask for a little signature at the bottom there, and it will usually automatically add a date as well. Alright. Oh, beautiful. That has already come through to me, which is fantastic. So thank you so much for that. Now while I have you on the phone, I'd like to book in the catch up to go through that recommendation with you. When is usually a better time for you? No. That's okay. Yep. Next Wednesday is perfect because my Monday and Tuesday is fully booked already, so Wednesday is perfect. Morning morning or afternoon works best. Okay. Perfect. I could do either 09:30 or 01:30, whichever works best for you. 09:30? Yep. Perfect. I will book that in at 09:30. If anything does change and something comes up and you can't make it, like, just let me know, and we can always get that rescheduled for you. Otherwise, I will give you a call on Wednesday, August 5, which is pretty crazy, but it'll be August already. Oh, yes. At 09:30. But before I let you go, do you have any other questions or anything for me at this point otherwise, Jane? No. Pretty straightforward. Yep. Mhmm. No problem. Well, thank you so much for your time today, and I look forward to speaking with you next Wednesday. No worries. We'll speak soon. Bye.","confidence":0.99902344,"words":[{"word":"good","start":1.52,"end":1.92,"confidence":0.9970703,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.3850872218608856},{"word":"morning","start":1.92,"end":2.32,"confidence":0.99609375,"punctuated_word":"morning.","sentiment":"neutral","sentiment_score":0.2965826392173767},{"word":"is","start":2.32,"end":2.56,"confidence":0.99609375,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.162958025932312},{"word":"this","start":2.56,"end":2.8,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.23613332211971283},{"word":"jane","start":2.8,"end":3.3,"confidence":0.99560547,"punctuated_word":"Jane?","sentiment":"neutral","sentiment_score":0.2641688585281372},{"word":"good","start":5.3599997,"end":5.7599998,"confidence":0.9482422,"punctuated_word":"Good.","sentiment":"positive","sentiment_score":0.48886480927467346},{"word":"this","start":5.7599998,"end":6.0,"confidence":0.9873047,"punctuated_word":"This","sentiment":"positive","sentiment_score":0.3814564645290375},{"word":"is","start":6.0,"end":6.16,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3626417219638825},{"word":"veronica","start":6.16,"end":6.56,"confidence":0.5703125,"punctuated_word":"Veronica","sentiment":"positive","sentiment_score":0.3999905288219452},{"word":"from","start":6.56,"end":6.8799996,"confidence":0.9941406,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.3851734399795532},{"word":"hp","start":6.8799996,"end":7.2799997,"confidence":0.59521484,"punctuated_word":"HP","sentiment":"positive","sentiment_score":0.4136759638786316},{"word":"financial","start":7.2799997,"end":7.7799997,"confidence":0.9926758,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.3132280707359314},{"word":"you","start":10.88,"end":11.2,"confidence":0.9394531,"punctuated_word":"You","sentiment":"positive","sentiment_score":0.4720388948917389},{"word":"too","start":11.2,"end":11.7,"confidence":0.95092773,"punctuated_word":"too.","sentiment":"positive","sentiment_score":0.3877471089363098},{"word":"i","start":12.24,"end":12.559999,"confidence":0.87597656,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3479721248149872},{"word":"had","start":12.559999,"end":12.719999,"confidence":0.9951172,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.32013529539108276},{"word":"you","start":12.719999,"end":12.88,"confidence":0.9941406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2716933488845825},{"word":"booked","start":12.88,"end":13.2,"confidence":0.99902344,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.27708083391189575},{"word":"in","start":13.2,"end":13.335,"confidence":0.98828125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.27153751254081726},{"word":"to","start":13.335,"end":13.495,"confidence":0.9892578,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2558661997318268},{"word":"go","start":13.495,"end":13.655,"confidence":0.98535156,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.2796960473060608},{"word":"over","start":13.655,"end":13.815,"confidence":0.9951172,"punctuated_word":"over","sentiment":"positive","sentiment_score":0.35862845182418823},{"word":"your","start":13.815,"end":14.055,"confidence":0.99316406,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.27586451172828674},{"word":"under","start":14.055,"end":14.295,"confidence":0.8540039,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.2636755406856537},{"word":"review","start":14.295,"end":14.695,"confidence":0.9885254,"punctuated_word":"review.","sentiment":"neutral","sentiment_score":0.3107781410217285},{"word":"is","start":14.695,"end":14.934999,"confidence":0.9902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.3067595064640045},{"word":"now","start":14.934999,"end":15.095,"confidence":0.99609375,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.30743569135665894},{"word":"still","start":15.095,"end":15.255,"confidence":0.99609375,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.2737649977207184},{"word":"a","start":15.255,"end":15.415,"confidence":0.99609375,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3500477969646454},{"word":"good","start":15.415,"end":15.575,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.3264807164669037},{"word":"time","start":15.575,"end":15.815001,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.37674659490585327},{"word":"for","start":15.815001,"end":15.975,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.36950042843818665},{"word":"you","start":15.975,"end":16.475,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.29225248098373413},{"word":"yeah","start":17.575,"end":18.075,"confidence":0.9716797,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13907873630523682},{"word":"perfect","start":19.015,"end":19.515,"confidence":0.9628906,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3707248866558075},{"word":"now","start":20.375,"end":20.695,"confidence":0.7241211,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":0.1433664858341217},{"word":"jane","start":20.695,"end":21.015,"confidence":0.986084,"punctuated_word":"Jane,","sentiment":"neutral","sentiment_score":0.1092073768377304},{"word":"before","start":21.015,"end":21.335,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.049683116376399994},{"word":"i","start":21.335,"end":21.415,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06865853071212769},{"word":"do","start":21.415,"end":21.654999,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04787445813417435},{"word":"go","start":21.654999,"end":21.814999,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.04492012411355972},{"word":"any","start":21.814999,"end":22.055,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.0637616217136383},{"word":"further","start":22.055,"end":22.455,"confidence":0.9995117,"punctuated_word":"further,","sentiment":"neutral","sentiment_score":0.03834129124879837},{"word":"i","start":22.455,"end":22.535,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07068881392478943},{"word":"just","start":22.535,"end":22.775,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08164788037538528},{"word":"need","start":22.775,"end":23.015,"confidence":1.0,"punctuated_word":"need","sentiment":"neutral","sentiment_score":0.06154268607497215},{"word":"to","start":23.015,"end":23.415,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05783994495868683},{"word":"let","start":23.415,"end":23.575,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.05222691223025322},{"word":"you","start":23.575,"end":23.735,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05981280654668808},{"word":"know","start":23.735,"end":23.974998,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.056501083076000214},{"word":"that","start":23.974998,"end":24.135,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.052986904978752136},{"word":"our","start":24.135,"end":24.295,"confidence":1.0,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.027344387024641037},{"word":"calls","start":24.295,"end":24.615,"confidence":1.0,"punctuated_word":"calls","sentiment":"neutral","sentiment_score":0.039104945957660675},{"word":"are","start":24.615,"end":24.775,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.026291636750102043},{"word":"being","start":24.775,"end":25.095,"confidence":1.0,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.02567135728895664},{"word":"recorded","start":25.095,"end":25.494999,"confidence":1.0,"punctuated_word":"recorded","sentiment":"neutral","sentiment_score":0.03714616596698761},{"word":"for","start":25.494999,"end":25.735,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.02531135454773903},{"word":"quality","start":25.735,"end":26.055,"confidence":1.0,"punctuated_word":"quality","sentiment":"neutral","sentiment_score":0.03320806473493576},{"word":"and","start":26.055,"end":26.215,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.023642905056476593},{"word":"coaching","start":26.215,"end":26.715,"confidence":0.9980469,"punctuated_word":"coaching","sentiment":"neutral","sentiment_score":0.06776772439479828},{"word":"purposes","start":26.775,"end":27.255001,"confidence":0.88378906,"punctuated_word":"purposes,","sentiment":"neutral","sentiment_score":0.04616459086537361},{"word":"if","start":27.255001,"end":27.415,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0460900142788887},{"word":"that's","start":27.415,"end":27.87,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.05259431153535843},{"word":"okay","start":29.070002,"end":29.570002,"confidence":0.7558594,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.01872684061527252},{"word":"perfect","start":30.03,"end":30.53,"confidence":0.98535156,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.16390621662139893},{"word":"and","start":30.830002,"end":31.150002,"confidence":0.9921875,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08107320219278336},{"word":"just","start":31.150002,"end":31.310001,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0646640956401825},{"word":"for","start":31.310001,"end":31.550001,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.057158201932907104},{"word":"security","start":31.550001,"end":32.03,"confidence":1.0,"punctuated_word":"security","sentiment":"neutral","sentiment_score":0.07788193970918655},{"word":"purposes","start":32.03,"end":32.53,"confidence":1.0,"punctuated_word":"purposes,","sentiment":"neutral","sentiment_score":0.11246998608112337},{"word":"could","start":32.75,"end":32.99,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.09617241472005844},{"word":"i","start":32.99,"end":33.15,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07898716628551483},{"word":"please","start":33.15,"end":33.47,"confidence":1.0,"punctuated_word":"please","sentiment":"neutral","sentiment_score":0.07529421895742416},{"word":"get","start":33.47,"end":33.63,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.09149467200040816},{"word":"you","start":33.63,"end":33.79,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08197730779647827},{"word":"to","start":33.79,"end":33.95,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09082024544477464},{"word":"confirm","start":33.95,"end":34.43,"confidence":1.0,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.09216634929180144},{"word":"your","start":34.43,"end":34.670002,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.060432322323322296},{"word":"full","start":34.670002,"end":34.91,"confidence":1.0,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.07378225773572922},{"word":"name","start":34.91,"end":35.31,"confidence":0.9946289,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":0.057950034737586975},{"word":"date","start":35.31,"end":35.63,"confidence":0.97265625,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.08431033045053482},{"word":"of","start":35.63,"end":35.79,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0724070742726326},{"word":"birth","start":35.79,"end":36.11,"confidence":0.99609375,"punctuated_word":"birth,","sentiment":"neutral","sentiment_score":0.07965192198753357},{"word":"and","start":36.11,"end":36.43,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05818516388535499},{"word":"address","start":36.43,"end":36.91,"confidence":1.0,"punctuated_word":"address,","sentiment":"neutral","sentiment_score":0.0585697777569294},{"word":"please","start":36.91,"end":37.41,"confidence":0.98217773,"punctuated_word":"please?","sentiment":"neutral","sentiment_score":0.07931917160749435},{"word":"perfect","start":45.805,"end":46.284996,"confidence":0.99658203,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.3295981287956238},{"word":"and","start":46.284996,"end":46.524998,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.17112286388874054},{"word":"how's","start":46.524998,"end":46.844997,"confidence":0.9758301,"punctuated_word":"how's","sentiment":"neutral","sentiment_score":0.15018264949321747},{"word":"your","start":46.844997,"end":47.004997,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12413929402828217},{"word":"morning","start":47.004997,"end":47.324997,"confidence":1.0,"punctuated_word":"morning","sentiment":"neutral","sentiment_score":0.1745116114616394},{"word":"been","start":47.324997,"end":47.565,"confidence":0.99902344,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.12700526416301727},{"word":"so","start":47.565,"end":47.725,"confidence":0.9980469,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.12425291538238524},{"word":"far","start":47.725,"end":48.045,"confidence":0.9951172,"punctuated_word":"far?","sentiment":"neutral","sentiment_score":0.12041331827640532},{"word":"i've","start":48.045,"end":48.125,"confidence":0.81469727,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.032952774316072464},{"word":"been","start":48.125,"end":48.284996,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.017716754227876663},{"word":"busy","start":48.284996,"end":48.784996,"confidence":0.9628906,"punctuated_word":"busy?","sentiment":"neutral","sentiment_score":-0.008911032229661942},{"word":"no","start":50.364998,"end":50.864998,"confidence":0.86035156,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.003837758675217629},{"word":"oh","start":51.964996,"end":52.464996,"confidence":0.8261719,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.015396971255540848},{"word":"i","start":54.364998,"end":54.524998,"confidence":0.7314453,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09371618181467056},{"word":"can","start":54.524998,"end":54.844997,"confidence":0.9980469,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11346998065710068},{"word":"imagine","start":54.844997,"end":55.344997,"confidence":0.96118164,"punctuated_word":"imagine.","sentiment":"neutral","sentiment_score":0.19133086502552032},{"word":"jane","start":57.78,"end":58.28,"confidence":0.9645996,"punctuated_word":"Jane,","sentiment":"neutral","sentiment_score":0.06560571491718292},{"word":"before","start":58.34,"end":58.66,"confidence":1.0,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.020362719893455505},{"word":"i","start":58.66,"end":58.82,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03895619511604309},{"word":"do","start":58.82,"end":59.06,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04663947969675064},{"word":"kind","start":59.06,"end":59.22,"confidence":0.9941406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.041950665414333344},{"word":"of","start":59.22,"end":59.38,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.031354717910289764},{"word":"jump","start":59.38,"end":59.78,"confidence":1.0,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.02954199910163879},{"word":"into","start":59.78,"end":60.260002,"confidence":0.9970703,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.03313649073243141},{"word":"things","start":60.260002,"end":60.760002,"confidence":0.9970703,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.03282589465379715},{"word":"i","start":60.82,"end":61.14,"confidence":0.9633789,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05379145592451096},{"word":"i","start":61.14,"end":61.22,"confidence":0.76660156,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06488501280546188},{"word":"do","start":61.22,"end":61.46,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07132282853126526},{"word":"like","start":61.46,"end":61.7,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.07605820149183273},{"word":"to","start":61.7,"end":61.86,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06690314412117004},{"word":"start","start":61.86,"end":62.1,"confidence":0.9951172,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.06731623411178589},{"word":"by","start":62.1,"end":62.260002,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.058571331202983856},{"word":"asking","start":62.260002,"end":62.66,"confidence":1.0,"punctuated_word":"asking","sentiment":"neutral","sentiment_score":0.07229284942150116},{"word":"if","start":62.66,"end":62.82,"confidence":0.97265625,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.052463725209236145},{"word":"there","start":62.82,"end":62.98,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.06038833409547806},{"word":"is","start":62.98,"end":63.14,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04136393591761589},{"word":"anything","start":63.14,"end":63.62,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.06454330682754517},{"word":"specific","start":63.62,"end":64.1,"confidence":1.0,"punctuated_word":"specific","sentiment":"neutral","sentiment_score":0.046055324375629425},{"word":"that","start":64.1,"end":64.26,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.030765213072299957},{"word":"you","start":64.26,"end":64.5,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.033484168350696564},{"word":"are","start":64.5,"end":64.98,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.029540367424488068},{"word":"hoping","start":64.98,"end":65.46,"confidence":0.9873047,"punctuated_word":"hoping","sentiment":"neutral","sentiment_score":0.049345195293426514},{"word":"to","start":65.46,"end":65.54,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06224887818098068},{"word":"get","start":65.54,"end":65.78,"confidence":1.0,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0638333186507225},{"word":"out","start":65.78,"end":65.94,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1505381166934967},{"word":"of","start":65.94,"end":66.1,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08623509109020233},{"word":"the","start":66.1,"end":66.26,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11750507354736328},{"word":"review","start":66.26,"end":66.74,"confidence":1.0,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.117868073284626},{"word":"today","start":66.74,"end":67.24,"confidence":0.8112793,"punctuated_word":"today.","sentiment":"neutral","sentiment_score":0.08493174612522125},{"word":"obviously","start":67.78,"end":68.1,"confidence":0.8720703,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":0.019613955169916153},{"word":"aside","start":68.1,"end":68.42,"confidence":0.9951172,"punctuated_word":"aside","sentiment":"neutral","sentiment_score":0.010792985558509828},{"word":"from","start":68.42,"end":68.66,"confidence":0.99902344,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.0130874365568161},{"word":"reviewing","start":68.66,"end":69.14,"confidence":1.0,"punctuated_word":"reviewing","sentiment":"neutral","sentiment_score":0.034377723932266235},{"word":"your","start":69.14,"end":69.38,"confidence":0.98291016,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.021620221436023712},{"word":"super","start":69.38,"end":69.7,"confidence":0.9941406,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.09936562925577164},{"word":"investment","start":69.7,"end":70.1,"confidence":0.61328125,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.07862189412117004},{"word":"similar","start":70.1,"end":70.5,"confidence":0.81347656,"punctuated_word":"similar","sentiment":"neutral","sentiment_score":0.0415060892701149},{"word":"to","start":70.5,"end":70.66,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09488628804683684},{"word":"what","start":70.66,"end":70.74,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.08080670237541199},{"word":"we","start":70.74,"end":70.9,"confidence":0.9892578,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.09121836721897124},{"word":"did","start":70.9,"end":71.085,"confidence":0.6333008,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.0992152988910675},{"word":"with","start":71.245,"end":71.485,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07684371620416641},{"word":"matthew","start":71.485,"end":71.985,"confidence":0.9428711,"punctuated_word":"Matthew,","sentiment":"neutral","sentiment_score":0.05844021216034889},{"word":"any","start":72.365,"end":72.604996,"confidence":0.99609375,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.04869309812784195},{"word":"particular","start":72.604996,"end":73.104996,"confidence":1.0,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":0.03950560837984085},{"word":"questions","start":73.165,"end":73.665,"confidence":0.99316406,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.043420352041721344},{"word":"or","start":74.045,"end":74.205,"confidence":0.96777344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.022469013929367065},{"word":"anything","start":74.205,"end":74.705,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.04009263217449188},{"word":"that","start":74.924995,"end":75.005,"confidence":0.91503906,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.014339648187160492},{"word":"you","start":75.005,"end":75.165,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03313694894313812},{"word":"would","start":75.165,"end":75.325,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.030649758875370026},{"word":"like","start":75.325,"end":75.485,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.021753720939159393},{"word":"me","start":75.485,"end":75.645,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.03155156970024109},{"word":"to","start":75.645,"end":75.885,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03427303582429886},{"word":"focus","start":75.885,"end":76.284996,"confidence":1.0,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.04684411734342575},{"word":"a","start":76.284996,"end":76.445,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.034954607486724854},{"word":"bit","start":76.445,"end":76.604996,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.012122638523578644},{"word":"more","start":76.604996,"end":76.845,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.009123772382736206},{"word":"on","start":76.845,"end":77.085,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04313073307275772},{"word":"today","start":77.085,"end":77.405,"confidence":1.0,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.05515880882740021},{"word":"or","start":77.405,"end":77.565,"confidence":0.7089844,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.014774732291698456},{"word":"whether","start":77.565,"end":77.885,"confidence":0.99902344,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.001957587897777558},{"word":"it's","start":77.885,"end":78.045,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.018919778987765312},{"word":"just","start":78.045,"end":78.284996,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.025716446340084076},{"word":"kind","start":78.284996,"end":78.525,"confidence":0.7314453,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.045017316937446594},{"word":"of","start":78.525,"end":78.845,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.011641912162303925},{"word":"that","start":78.845,"end":79.005,"confidence":0.9267578,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06116423010826111},{"word":"bit","start":79.005,"end":79.244995,"confidence":0.9667969,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.0678194984793663},{"word":"of","start":79.244995,"end":79.325,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.032267823815345764},{"word":"a","start":79.325,"end":79.405,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.030220549553632736},{"word":"catch","start":79.405,"end":79.645,"confidence":0.99902344,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.0324600487947464},{"word":"up","start":79.645,"end":79.805,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.02588297426700592},{"word":"and","start":79.805,"end":79.965,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.012285187840461733},{"word":"see","start":79.965,"end":80.125,"confidence":0.99902344,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.034334518015384674},{"word":"where","start":80.125,"end":80.284996,"confidence":0.99902344,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.030406497418880463},{"word":"everything's","start":80.284996,"end":80.765,"confidence":0.98217773,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":0.021205497905611992},{"word":"at","start":80.765,"end":81.265,"confidence":0.9482422,"punctuated_word":"at?","sentiment":"neutral","sentiment_score":0.020328490063548088},{"word":"yep","start":86.94,"end":87.42,"confidence":0.79125977,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10934330523014069},{"word":"yep","start":87.42,"end":87.82,"confidence":0.99316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17906825244426727},{"word":"beautiful","start":87.82,"end":88.32,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.3930695056915283},{"word":"now","start":89.659996,"end":90.159996,"confidence":0.9980469,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.17368079721927643},{"word":"what","start":90.299995,"end":90.54,"confidence":0.99316406,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.12165559828281404},{"word":"i","start":90.54,"end":90.78,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10104183852672576},{"word":"will","start":90.78,"end":91.18,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.11782151460647584},{"word":"do","start":91.18,"end":91.58,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13181354105472565},{"word":"first","start":91.58,"end":92.06,"confidence":0.9819336,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.10920613259077072},{"word":"is","start":92.06,"end":92.38,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07402579486370087},{"word":"just","start":92.38,"end":92.54,"confidence":0.9970703,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1049584299325943},{"word":"to","start":92.54,"end":92.7,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0963665097951889},{"word":"run","start":92.7,"end":92.94,"confidence":1.0,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.08024829626083374},{"word":"through","start":92.94,"end":93.18,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.08183808624744415},{"word":"just","start":93.18,"end":93.42,"confidence":0.94384766,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.09773389995098114},{"word":"a","start":93.42,"end":93.5,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0957832783460617},{"word":"bit","start":93.5,"end":93.659996,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.0900847464799881},{"word":"of","start":93.659996,"end":93.82,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09762078523635864},{"word":"an","start":93.82,"end":93.979996,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.11199958622455596},{"word":"updated","start":93.979996,"end":94.46,"confidence":0.9980469,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.11525243520736694},{"word":"fact","start":94.46,"end":94.7,"confidence":0.74560547,"punctuated_word":"fact","sentiment":"neutral","sentiment_score":0.10581003874540328},{"word":"find","start":94.7,"end":94.94,"confidence":0.83251953,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.09975303709506989},{"word":"with","start":94.94,"end":95.18,"confidence":0.99316406,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07617935538291931},{"word":"you","start":95.18,"end":95.5,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11991141736507416},{"word":"just","start":95.5,"end":95.74,"confidence":0.9013672,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.096419595181942},{"word":"to","start":95.74,"end":95.82,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0697687640786171},{"word":"see","start":95.82,"end":95.979996,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.08395160734653473},{"word":"if","start":95.979996,"end":96.14,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0687766820192337},{"word":"there","start":96.14,"end":96.3,"confidence":1.0,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.09061755239963531},{"word":"is","start":96.3,"end":96.46,"confidence":0.8647461,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04025191068649292},{"word":"anything","start":96.46,"end":96.86,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.059270523488521576},{"word":"major","start":96.86,"end":97.34,"confidence":0.9921875,"punctuated_word":"major","sentiment":"neutral","sentiment_score":-0.0034321174025535583},{"word":"that","start":97.34,"end":97.5,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0008993670344352722},{"word":"has","start":97.5,"end":97.82,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.0005599930882453918},{"word":"changed","start":97.82,"end":98.14,"confidence":1.0,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.008585900068283081},{"word":"in","start":98.14,"end":98.38,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.012691520154476166},{"word":"your","start":98.38,"end":98.619995,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04001452773809433},{"word":"life","start":98.619995,"end":99.119995,"confidence":0.9980469,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.04187358170747757},{"word":"that","start":99.814995,"end":100.134995,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0269874706864357},{"word":"might","start":100.134995,"end":100.454994,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.04424993321299553},{"word":"need","start":100.454994,"end":100.954994,"confidence":0.9892578,"punctuated_word":"need","sentiment":"neutral","sentiment_score":-0.029380306601524353},{"word":"mean","start":101.255,"end":101.494995,"confidence":0.92822266,"punctuated_word":"mean","sentiment":"neutral","sentiment_score":-0.03745651990175247},{"word":"that","start":101.494995,"end":101.655,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.035203687846660614},{"word":"we","start":101.655,"end":101.814995,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.025135807693004608},{"word":"have","start":101.814995,"end":101.975,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.025798529386520382},{"word":"to","start":101.975,"end":102.055,"confidence":0.99609375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.032695867121219635},{"word":"make","start":102.055,"end":102.295,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.02615693211555481},{"word":"some","start":102.295,"end":102.454994,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.0268380343914032},{"word":"changes","start":102.454994,"end":102.935,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.005140773952007294},{"word":"to","start":102.935,"end":103.09499,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01643257588148117},{"word":"your","start":103.09499,"end":103.255,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03214900940656662},{"word":"advice","start":103.255,"end":103.655,"confidence":0.99316406,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.011145032942295074},{"word":"as","start":103.655,"end":103.814995,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.034819722175598145},{"word":"well","start":103.814995,"end":104.314995,"confidence":0.982666,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.02511340007185936},{"word":"so","start":104.454994,"end":104.695,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.027773581445217133},{"word":"just","start":104.695,"end":104.854996,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.013371631503105164},{"word":"kind","start":104.854996,"end":105.09499,"confidence":0.9863281,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.009457908570766447},{"word":"of","start":105.09499,"end":105.255,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0168001726269722},{"word":"bear","start":105.255,"end":105.575,"confidence":0.9951172,"punctuated_word":"bear","sentiment":"neutral","sentiment_score":-0.010027430951595306},{"word":"with","start":105.575,"end":105.735,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.034735359251499176},{"word":"me","start":105.735,"end":105.975,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.015507899224758148},{"word":"as","start":105.975,"end":106.215,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.00214926153421402},{"word":"i","start":106.215,"end":106.295,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.010873399674892426},{"word":"go","start":106.295,"end":106.795,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.005728527903556824},{"word":"through","start":106.935,"end":107.41499,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.006283089518547058},{"word":"this","start":107.41499,"end":107.91499,"confidence":0.939209,"punctuated_word":"this.","sentiment":"neutral","sentiment_score":-0.004096638411283493},{"word":"now","start":108.295,"end":108.774994,"confidence":0.9387207,"punctuated_word":"Now,","sentiment":"neutral","sentiment_score":0.00220675952732563},{"word":"obviously","start":108.774994,"end":109.255,"confidence":0.99609375,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.009185515344142914},{"word":"personal","start":109.255,"end":109.655,"confidence":0.98828125,"punctuated_word":"personal","sentiment":"neutral","sentiment_score":0.013235881924629211},{"word":"information","start":109.655,"end":110.155,"confidence":0.8342285,"punctuated_word":"information.","sentiment":"neutral","sentiment_score":-0.014506973326206207},{"word":"still","start":111.255,"end":111.494995,"confidence":0.7939453,"punctuated_word":"Still","sentiment":"neutral","sentiment_score":-0.021192139014601707},{"word":"married","start":111.494995,"end":111.895,"confidence":0.97509766,"punctuated_word":"married","sentiment":"neutral","sentiment_score":-0.003757428377866745},{"word":"to","start":111.895,"end":112.05499,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0068017542362213135},{"word":"matthew","start":112.05499,"end":112.55499,"confidence":0.9980469,"punctuated_word":"Matthew","sentiment":"neutral","sentiment_score":0.016368508338928223},{"word":"and","start":112.695,"end":113.195,"confidence":0.94970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.003571003675460815},{"word":"already","start":113.335,"end":113.655,"confidence":0.8857422,"punctuated_word":"already","sentiment":"neutral","sentiment_score":-0.004607152193784714},{"word":"financial","start":113.655,"end":114.155,"confidence":0.9350586,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.001219719648361206},{"word":"dependent","start":114.215,"end":114.715,"confidence":0.76416016,"punctuated_word":"dependent.","sentiment":"neutral","sentiment_score":0.002349238842725754},{"word":"yep","start":116.22,"end":116.72,"confidence":0.78393555,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05016119405627251},{"word":"perfect","start":116.86,"end":117.36,"confidence":0.9914551,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.15053316950798035},{"word":"now","start":117.82,"end":118.32,"confidence":0.9980469,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.0638589859008789},{"word":"employment","start":118.54,"end":119.04,"confidence":0.9506836,"punctuated_word":"employment","sentiment":"neutral","sentiment_score":0.05404021590948105},{"word":"wise","start":119.18,"end":119.659996,"confidence":0.99853516,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.0680023804306984},{"word":"i","start":119.659996,"end":119.82,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.08080030977725983},{"word":"have","start":119.82,"end":120.06,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0617167130112648},{"word":"here","start":120.06,"end":120.299995,"confidence":0.9921875,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.06278059631586075},{"word":"that","start":120.299995,"end":120.54,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06074600666761398},{"word":"you","start":120.54,"end":120.7,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04944465309381485},{"word":"have","start":120.7,"end":121.02,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.05324295535683632},{"word":"the","start":121.02,"end":121.42,"confidence":0.6801758,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06378627568483353},{"word":"three","start":121.42,"end":121.82,"confidence":0.9941406,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.045287199318408966},{"word":"jobs","start":121.82,"end":122.22,"confidence":0.99658203,"punctuated_word":"jobs.","sentiment":"neutral","sentiment_score":0.0464719720184803},{"word":"is","start":122.22,"end":122.299995,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.06732555478811264},{"word":"that","start":122.299995,"end":122.54,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08604426681995392},{"word":"still","start":122.54,"end":122.78,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.0327046774327755},{"word":"the","start":122.78,"end":122.86,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04191025719046593},{"word":"case","start":122.86,"end":123.36,"confidence":0.99902344,"punctuated_word":"case?","sentiment":"neutral","sentiment_score":0.05824074149131775},{"word":"yep","start":124.619995,"end":125.119995,"confidence":0.9506836,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0695730671286583},{"word":"perfect","start":125.259995,"end":125.759995,"confidence":0.9970703,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.054012466222047806},{"word":"so","start":125.979996,"end":126.479996,"confidence":0.84716797,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.14131613075733185},{"word":"just","start":126.619995,"end":126.86,"confidence":0.9614258,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1866326779127121},{"word":"so","start":126.86,"end":127.02,"confidence":0.9863281,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.12381993979215622},{"word":"i","start":127.02,"end":127.18,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.15339325368404388},{"word":"have","start":127.18,"end":127.34,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17381568253040314},{"word":"the","start":127.34,"end":127.5,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17041775584220886},{"word":"right","start":127.5,"end":127.74,"confidence":0.9941406,"punctuated_word":"right","sentiment":"neutral","sentiment_score":0.2064836323261261},{"word":"thing","start":127.74,"end":128.22,"confidence":0.9626465,"punctuated_word":"thing,","sentiment":"neutral","sentiment_score":0.2008619010448456},{"word":"your","start":128.22,"end":128.45999,"confidence":0.9741211,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15408217906951904},{"word":"one","start":128.7,"end":128.94,"confidence":0.9970703,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.1400945484638214},{"word":"of","start":128.94,"end":129.195,"confidence":0.98828125,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.11111973226070404},{"word":"jobs","start":129.35501,"end":129.675,"confidence":0.9970703,"punctuated_word":"jobs","sentiment":"neutral","sentiment_score":0.0922592282295227},{"word":"is","start":129.675,"end":130.15501,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14766070246696472},{"word":"the","start":130.15501,"end":130.395,"confidence":0.8989258,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.17821751534938812},{"word":"elevate","start":130.395,"end":130.875,"confidence":0.78637695,"punctuated_word":"Elevate","sentiment":"neutral","sentiment_score":0.17353418469429016},{"word":"medical","start":130.875,"end":131.35501,"confidence":0.83447266,"punctuated_word":"Medical","sentiment":"neutral","sentiment_score":0.11099445819854736},{"word":"hub","start":131.35501,"end":131.85501,"confidence":0.73779297,"punctuated_word":"Hub,","sentiment":"neutral","sentiment_score":0.18006616830825806},{"word":"and","start":133.115,"end":133.27501,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15069641172885895},{"word":"then","start":133.27501,"end":133.43501,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1283419132232666},{"word":"the","start":133.43501,"end":133.595,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12196994572877884},{"word":"second","start":133.595,"end":133.91501,"confidence":1.0,"punctuated_word":"second","sentiment":"neutral","sentiment_score":0.12538953125476837},{"word":"one","start":133.91501,"end":134.07501,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.10099983215332033},{"word":"is","start":134.07501,"end":134.395,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1188378408551216},{"word":"the","start":134.395,"end":134.71501,"confidence":0.9448242,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1433858722448349},{"word":"chris","start":134.71501,"end":135.035,"confidence":0.83935547,"punctuated_word":"Chris","sentiment":"neutral","sentiment_score":0.11154810339212418},{"word":"green","start":135.035,"end":135.43501,"confidence":0.9658203,"punctuated_word":"Green","sentiment":"neutral","sentiment_score":0.10773392021656036},{"word":"plumbing","start":135.43501,"end":135.93501,"confidence":0.90600586,"punctuated_word":"Plumbing","sentiment":"neutral","sentiment_score":0.09487611800432204},{"word":"and","start":136.55501,"end":136.71501,"confidence":0.57421875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0834086686372757},{"word":"then","start":136.71501,"end":137.195,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11148428916931152},{"word":"working","start":137.195,"end":137.675,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.07791879773139954},{"word":"for","start":137.675,"end":137.91501,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0815226137638092},{"word":"your","start":137.91501,"end":138.15501,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11586339771747588},{"word":"husband's","start":138.15501,"end":138.55501,"confidence":0.9995117,"punctuated_word":"husband's","sentiment":"neutral","sentiment_score":0.09125767648220062},{"word":"company","start":138.55501,"end":139.035,"confidence":1.0,"punctuated_word":"company","sentiment":"neutral","sentiment_score":0.06911319494247437},{"word":"as","start":139.035,"end":139.195,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1184673085808754},{"word":"well","start":139.195,"end":139.695,"confidence":0.99194336,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.11099818348884584},{"word":"yep","start":140.55501,"end":141.035,"confidence":0.7722168,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19164857268333435},{"word":"perfect","start":141.035,"end":141.535,"confidence":0.9909668,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5116271376609802},{"word":"now","start":141.99501,"end":142.49501,"confidence":0.9970703,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.12545646727085114},{"word":"hours","start":142.71501,"end":143.035,"confidence":0.9453125,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.05982287600636482},{"word":"wise","start":143.035,"end":143.43501,"confidence":0.99853516,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.09976527094841003},{"word":"has","start":143.43501,"end":143.675,"confidence":0.99902344,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.07710491120815277},{"word":"anything","start":143.675,"end":144.175,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.08058248460292816},{"word":"changed","start":145.15,"end":145.65,"confidence":0.9289551,"punctuated_word":"changed,","sentiment":"neutral","sentiment_score":0.03468172252178192},{"word":"or","start":145.71,"end":145.95,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.03506820276379585},{"word":"is","start":145.95,"end":146.19,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.030441366136074063},{"word":"it","start":146.19,"end":146.43,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03467301279306412},{"word":"still","start":146.43,"end":146.75,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.039537444710731506},{"word":"about","start":146.75,"end":147.25,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.04202460125088692},{"word":"sixteen","start":147.31,"end":147.81,"confidence":1.0,"punctuated_word":"sixteen","sentiment":"neutral","sentiment_score":0.03662890940904617},{"word":"hours","start":147.87,"end":148.35,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.02259178087115288},{"word":"per","start":148.35,"end":148.67,"confidence":1.0,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.03568315878510475},{"word":"week","start":148.67,"end":149.17,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.026642482727766037},{"word":"for","start":150.03,"end":150.53,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05671713873744011},{"word":"your","start":150.75,"end":150.99,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07823383808135986},{"word":"husband's","start":150.99,"end":151.47,"confidence":0.9975586,"punctuated_word":"husband's","sentiment":"neutral","sentiment_score":0.08680973947048187},{"word":"company","start":151.47,"end":151.95,"confidence":1.0,"punctuated_word":"company","sentiment":"neutral","sentiment_score":0.07185380905866623},{"word":"and","start":151.95,"end":152.11,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08021540194749832},{"word":"the","start":152.11,"end":152.27,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13995040953159332},{"word":"elevate","start":152.27,"end":152.75,"confidence":0.9279785,"punctuated_word":"Elevate","sentiment":"neutral","sentiment_score":0.1084754690527916},{"word":"medical","start":152.75,"end":153.15,"confidence":0.75927734,"punctuated_word":"Medical","sentiment":"neutral","sentiment_score":0.07675635814666748},{"word":"hub","start":153.15,"end":153.39,"confidence":0.9707031,"punctuated_word":"Hub","sentiment":"neutral","sentiment_score":0.09639377146959303},{"word":"and","start":153.39,"end":153.55,"confidence":0.6503906,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04966168105602264},{"word":"then","start":153.55,"end":153.71,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.054981209337711334},{"word":"about","start":153.71,"end":154.11,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.03873787075281143},{"word":"one","start":154.11,"end":154.43,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.040688104927539825},{"word":"hour","start":154.43,"end":154.83,"confidence":1.0,"punctuated_word":"hour","sentiment":"neutral","sentiment_score":0.030893761664628983},{"word":"a","start":154.83,"end":154.99,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.030645702034235},{"word":"week","start":154.99,"end":155.31,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.021694807335734367},{"word":"ish","start":155.31,"end":155.63,"confidence":0.94555664,"punctuated_word":"ish","sentiment":"neutral","sentiment_score":0.04309966787695885},{"word":"for","start":155.63,"end":156.11,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0367741733789444},{"word":"the","start":156.11,"end":156.35,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06335069239139557},{"word":"the","start":156.35,"end":156.59,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07045815885066986},{"word":"plumbing","start":156.59,"end":157.07,"confidence":0.8852539,"punctuated_word":"plumbing,","sentiment":"neutral","sentiment_score":0.03595234081149101},{"word":"or","start":157.07,"end":157.31,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.02350359968841076},{"word":"has","start":157.31,"end":157.55,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.026933666318655018},{"word":"that","start":157.55,"end":157.95,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04590652883052826},{"word":"changed","start":157.95,"end":158.325,"confidence":0.9975586,"punctuated_word":"changed?","sentiment":"neutral","sentiment_score":0.03502325713634491},{"word":"yeah","start":166.08499,"end":166.58499,"confidence":0.8400879,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.025653686374425888},{"word":"yeah","start":170.405,"end":170.905,"confidence":0.69311523,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.008751191198825836},{"word":"and","start":171.81,"end":172.31,"confidence":0.9863281,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.031036291271448135},{"word":"no","start":173.33,"end":173.83,"confidence":0.99365234,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.07626020908355713},{"word":"that","start":173.89,"end":174.05,"confidence":0.98828125,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.13448622822761536},{"word":"is","start":174.05,"end":174.53,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.14464154839515686},{"word":"all","start":174.53,"end":174.61,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.23846435546875},{"word":"good","start":174.61,"end":174.93001,"confidence":0.9975586,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.1053209900856018},{"word":"and","start":174.93001,"end":175.43001,"confidence":0.9970703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.035518497228622437},{"word":"all","start":175.57,"end":175.97,"confidence":0.92089844,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07872801274061203},{"word":"jobs","start":175.97,"end":176.45,"confidence":0.9970703,"punctuated_word":"jobs","sentiment":"neutral","sentiment_score":0.06935349851846695},{"word":"is","start":176.45,"end":176.61,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07478523254394531},{"word":"kind","start":176.61,"end":176.77,"confidence":0.99609375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.0701817199587822},{"word":"of","start":176.77,"end":176.93001,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.060634396970272064},{"word":"on","start":176.93001,"end":177.01,"confidence":0.9980469,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03956140950322151},{"word":"a","start":177.01,"end":177.09,"confidence":0.9902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.037648167461156845},{"word":"casual","start":177.09,"end":177.57,"confidence":0.9921875,"punctuated_word":"casual","sentiment":"neutral","sentiment_score":0.03938823193311691},{"word":"employment","start":177.57,"end":178.07,"confidence":0.99609375,"punctuated_word":"employment","sentiment":"neutral","sentiment_score":0.024513406679034233},{"word":"basis","start":178.13,"end":178.63,"confidence":0.9741211,"punctuated_word":"basis?","sentiment":"neutral","sentiment_score":0.03835250437259674},{"word":"yeah","start":180.05,"end":180.45,"confidence":0.7844238,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1039571613073349},{"word":"okay","start":180.45,"end":180.85,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.180381178855896},{"word":"perfect","start":180.85,"end":181.35,"confidence":0.99609375,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.27746468782424927},{"word":"and","start":181.41,"end":181.65,"confidence":0.8857422,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.11514639109373093},{"word":"now","start":181.65,"end":182.15,"confidence":0.93530273,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":0.1005372479557991},{"word":"obviously","start":182.37,"end":182.85,"confidence":0.9970703,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.08963654190301895},{"word":"income","start":182.85,"end":183.25,"confidence":0.98535156,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.09311406314373016},{"word":"wise","start":183.25,"end":183.65,"confidence":0.9694824,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.061614032834768295},{"word":"obviously","start":183.65,"end":184.05,"confidence":0.85717773,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.04429362341761589},{"word":"can","start":184.05,"end":184.55,"confidence":0.8691406,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03207375481724739},{"word":"bit","start":185.095,"end":185.41501,"confidence":0.9970703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.019434213638305664},{"word":"depending","start":185.41501,"end":185.895,"confidence":0.97802734,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.02923436462879181},{"word":"on","start":185.895,"end":186.05501,"confidence":0.87231445,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":0.05245094746351242},{"word":"obviously","start":186.05501,"end":186.375,"confidence":0.9995117,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.048993080854415894},{"word":"how","start":186.375,"end":186.535,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.04084417223930359},{"word":"many","start":186.535,"end":186.77501,"confidence":1.0,"punctuated_word":"many","sentiment":"neutral","sentiment_score":0.03151220083236694},{"word":"hours","start":186.77501,"end":187.095,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.01873111166059971},{"word":"you","start":187.095,"end":187.335,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.039254553616046906},{"word":"do","start":187.335,"end":187.835,"confidence":0.81811523,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.032829321920871735},{"word":"but","start":188.455,"end":188.955,"confidence":0.82421875,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.02343341708183289},{"word":"roughly","start":189.255,"end":189.755,"confidence":1.0,"punctuated_word":"roughly,","sentiment":"neutral","sentiment_score":0.02784176729619503},{"word":"how","start":190.375,"end":190.615,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.01775355264544487},{"word":"much","start":190.615,"end":190.85501,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.01796114072203636},{"word":"would","start":190.85501,"end":191.175,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.025556154549121857},{"word":"you","start":191.175,"end":191.335,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0328407920897007},{"word":"say","start":191.335,"end":191.65501,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.02910996600985527},{"word":"your","start":191.65501,"end":191.975,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02441457286477089},{"word":"income","start":191.975,"end":192.475,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.03838575258851051},{"word":"is","start":192.615,"end":192.85501,"confidence":0.986084,"punctuated_word":"is?","sentiment":"neutral","sentiment_score":0.024897057563066483},{"word":"and","start":192.85501,"end":193.01501,"confidence":0.98828125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.034238871186971664},{"word":"you","start":193.01501,"end":193.175,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03910676389932632},{"word":"can","start":193.175,"end":193.335,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.0514586940407753},{"word":"break","start":193.335,"end":193.57501,"confidence":1.0,"punctuated_word":"break","sentiment":"neutral","sentiment_score":0.046262964606285095},{"word":"it","start":193.57501,"end":193.735,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03098464384675026},{"word":"down","start":193.735,"end":193.975,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.038999784737825394},{"word":"into","start":193.975,"end":194.29501,"confidence":1.0,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.04419077932834625},{"word":"the","start":194.29501,"end":194.375,"confidence":0.5048828,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.042575959116220474},{"word":"three","start":194.375,"end":194.695,"confidence":0.99902344,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.019573021680116653},{"word":"separate","start":194.695,"end":195.195,"confidence":0.7470703,"punctuated_word":"separate","sentiment":"neutral","sentiment_score":0.03014925867319107},{"word":"if","start":195.255,"end":195.41501,"confidence":0.86621094,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04373962432146072},{"word":"you","start":195.41501,"end":195.65501,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02317090518772602},{"word":"would","start":195.65501,"end":195.895,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.04107702523469925},{"word":"like","start":195.895,"end":196.13501,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0343264564871788},{"word":"or","start":196.13501,"end":196.375,"confidence":0.6591797,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.032404251396656036},{"word":"just","start":196.375,"end":196.615,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02213047444820404},{"word":"give","start":196.615,"end":196.77501,"confidence":1.0,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.018244527280330654},{"word":"me","start":196.77501,"end":196.93501,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.027327004820108417},{"word":"the","start":196.93501,"end":197.095,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.028392449021339417},{"word":"total","start":197.095,"end":197.46,"confidence":0.9995117,"punctuated_word":"total.","sentiment":"neutral","sentiment_score":0.020094681531190872},{"word":"it's","start":197.46,"end":197.70001,"confidence":1.0,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.019810914993286133},{"word":"up","start":197.70001,"end":197.86,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.01895188540220261},{"word":"to","start":197.86,"end":198.36,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.013963578268885612},{"word":"you","start":202.66,"end":202.90001,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.02275582030415535},{"word":"okay","start":202.90001,"end":203.22,"confidence":0.9914551,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.013540306128561497},{"word":"yeah","start":203.22,"end":203.46,"confidence":1.0,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01248084381222725},{"word":"because","start":203.46,"end":203.62001,"confidence":0.9980469,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.004588065668940544},{"word":"i","start":203.62001,"end":203.78,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.008074494078755379},{"word":"had","start":203.78,"end":203.94,"confidence":0.9970703,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.0003510955721139908},{"word":"here","start":203.94,"end":204.18001,"confidence":0.9970703,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.011933129280805588},{"word":"about","start":204.18001,"end":204.42001,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.003739111125469208},{"word":"16","start":204.42001,"end":204.92001,"confidence":1.0,"punctuated_word":"16","sentiment":"neutral","sentiment_score":0.007340705022215843},{"word":"last","start":204.98001,"end":205.22,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.0008175373077392578},{"word":"time","start":205.22,"end":205.72,"confidence":0.8688965,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.002701161429286003},{"word":"so","start":207.06001,"end":207.3,"confidence":0.7680664,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.02905522845685482},{"word":"it","start":207.3,"end":207.54001,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.033914871513843536},{"word":"would","start":207.54001,"end":207.70001,"confidence":0.9580078,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.034873947501182556},{"word":"be","start":207.70001,"end":207.86,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.0279135312885046},{"word":"would","start":208.1,"end":208.34001,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.019778473302721977},{"word":"you","start":208.34001,"end":208.5,"confidence":0.9550781,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02081745862960815},{"word":"be","start":208.5,"end":208.82,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.01392717845737934},{"word":"more","start":208.82,"end":209.06001,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.008523540571331978},{"word":"around","start":209.06001,"end":209.3,"confidence":0.9980469,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.021019071340560913},{"word":"that","start":209.3,"end":209.62001,"confidence":0.9790039,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.023454247042536736},{"word":"15","start":209.62001,"end":210.12001,"confidence":0.8588867,"punctuated_word":"15,","sentiment":"neutral","sentiment_score":0.022353067994117737},{"word":"would","start":210.60501,"end":210.765,"confidence":0.99902344,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.03074785508215427},{"word":"you","start":210.765,"end":211.265,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.034311387687921524},{"word":"say","start":211.485,"end":211.985,"confidence":0.9941406,"punctuated_word":"say?","sentiment":"neutral","sentiment_score":0.017078567296266556},{"word":"yeah","start":213.725,"end":214.125,"confidence":0.77441406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06008485332131386},{"word":"okay","start":214.125,"end":214.445,"confidence":0.9941406,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.1198512762784958},{"word":"perfect","start":214.445,"end":214.945,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.23179401457309723},{"word":"now","start":216.365,"end":216.865,"confidence":0.92089844,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.12739461660385132},{"word":"all","start":217.565,"end":217.80501,"confidence":0.9902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.10201754420995712},{"word":"three","start":217.80501,"end":218.205,"confidence":0.9970703,"punctuated_word":"three","sentiment":"neutral","sentiment_score":0.09505456686019896},{"word":"employers","start":218.205,"end":218.705,"confidence":0.97802734,"punctuated_word":"employers","sentiment":"neutral","sentiment_score":0.1050526797771454},{"word":"just","start":218.765,"end":218.925,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1291007250547409},{"word":"pay","start":218.925,"end":219.16501,"confidence":0.9526367,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.08812102675437927},{"word":"that","start":219.16501,"end":219.485,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1513470858335495},{"word":"standard","start":219.485,"end":219.985,"confidence":0.9980469,"punctuated_word":"standard","sentiment":"neutral","sentiment_score":0.09811940789222716},{"word":"contribution","start":221.085,"end":221.585,"confidence":0.98095703,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.0995716154575348},{"word":"rate","start":221.88501,"end":222.125,"confidence":0.6816406,"punctuated_word":"rate","sentiment":"neutral","sentiment_score":0.108270525932312},{"word":"into","start":222.125,"end":222.60501,"confidence":0.97509766,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.10960862040519714},{"word":"super","start":222.60501,"end":223.005,"confidence":0.81762695,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.12520910799503326},{"word":"right","start":223.005,"end":223.24501,"confidence":0.9980469,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":0.07546445727348328},{"word":"there's","start":223.24501,"end":223.485,"confidence":0.99853516,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.03647363930940628},{"word":"no","start":223.485,"end":223.645,"confidence":0.9921875,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.015039365738630297},{"word":"additional","start":223.645,"end":224.145,"confidence":0.9980469,"punctuated_word":"additional","sentiment":"neutral","sentiment_score":-0.005726683884859085},{"word":"agreements","start":224.205,"end":224.705,"confidence":0.86206055,"punctuated_word":"agreements.","sentiment":"neutral","sentiment_score":0.017320573329925537},{"word":"yep","start":224.925,"end":225.325,"confidence":0.98950195,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.017650296911597252},{"word":"perfect","start":225.325,"end":225.72,"confidence":0.9472656,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.06332588940858841},{"word":"and","start":227.64,"end":227.88,"confidence":0.8984375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.016749227419495583},{"word":"are","start":227.88,"end":228.12,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.019411444664001465},{"word":"you","start":228.12,"end":228.36,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.005543705075979233},{"word":"still","start":228.36,"end":228.86,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.011462464928627014},{"word":"doing","start":229.16,"end":229.66,"confidence":0.99902344,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.006529536098241806},{"word":"the","start":230.44,"end":230.76,"confidence":0.9404297,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.009260762482881546},{"word":"government","start":230.76,"end":231.26,"confidence":0.99902344,"punctuated_word":"government","sentiment":"neutral","sentiment_score":-0.004734113812446594},{"word":"co","start":231.4,"end":231.88,"confidence":0.8017578,"punctuated_word":"co","sentiment":"neutral","sentiment_score":-0.023316964507102966},{"word":"contribution","start":231.88,"end":232.38,"confidence":0.9914551,"punctuated_word":"contribution?","sentiment":"neutral","sentiment_score":-0.015190420672297478},{"word":"no","start":242.455,"end":242.955,"confidence":0.78271484,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1659000664949417},{"word":"okay","start":243.895,"end":244.395,"confidence":0.8952637,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.06715429574251175},{"word":"that's","start":246.615,"end":247.015,"confidence":0.93969727,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.3952207267284394},{"word":"all","start":247.015,"end":247.175,"confidence":0.9921875,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.4482171833515167},{"word":"good","start":247.175,"end":247.415,"confidence":0.9970703,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.3089028596878052},{"word":"would","start":247.415,"end":247.655,"confidence":1.0,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.11904378980398178},{"word":"you","start":247.655,"end":247.815,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.142043799161911},{"word":"like","start":247.815,"end":248.135,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.13549596071243286},{"word":"me","start":248.135,"end":248.375,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13264399766921997},{"word":"to","start":248.375,"end":248.535,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.178885817527771},{"word":"put","start":248.535,"end":248.775,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.12021712958812714},{"word":"a","start":248.775,"end":248.855,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13624177873134613},{"word":"little","start":248.855,"end":249.335,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.13733646273612976},{"word":"reminder","start":249.335,"end":249.835,"confidence":1.0,"punctuated_word":"reminder","sentiment":"neutral","sentiment_score":0.1270449012517929},{"word":"in","start":249.975,"end":250.215,"confidence":0.98950195,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":0.1409626305103302},{"word":"like","start":250.215,"end":250.715,"confidence":0.99902344,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1651672124862671},{"word":"may","start":250.935,"end":251.435,"confidence":0.9980469,"punctuated_word":"May","sentiment":"neutral","sentiment_score":0.22473037242889404},{"word":"to","start":252.215,"end":252.695,"confidence":0.87841797,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.105752095580101},{"word":"reach","start":252.695,"end":253.02,"confidence":0.99902344,"punctuated_word":"reach","sentiment":"positive","sentiment_score":0.4332534372806549},{"word":"out","start":253.26001,"end":253.76001,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.07117213308811188},{"word":"in","start":253.98001,"end":254.48001,"confidence":0.8154297,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14908190071582794},{"word":"the","start":254.62001,"end":254.7,"confidence":0.66259766,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13168209791183472},{"word":"event","start":254.7,"end":255.2,"confidence":0.74658203,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.2151755839586258},{"word":"to","start":255.58,"end":255.74,"confidence":0.83251953,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08174999058246613},{"word":"just","start":255.74,"end":255.98001,"confidence":0.9980469,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10185488313436508},{"word":"be","start":255.98001,"end":256.22,"confidence":0.7373047,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.04013728350400925},{"word":"like","start":256.22,"end":256.38,"confidence":0.8618164,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.06367874145507812},{"word":"hey","start":256.38,"end":256.88,"confidence":0.93066406,"punctuated_word":"hey.","sentiment":"neutral","sentiment_score":0.04958472400903702},{"word":"obviously","start":257.42,"end":257.82,"confidence":0.99609375,"punctuated_word":"Obviously","sentiment":"positive","sentiment_score":0.36840856075286865},{"word":"and","start":257.9,"end":258.14,"confidence":0.9980469,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.378235936164856},{"word":"it's","start":258.14,"end":258.54,"confidence":0.98291016,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.45732593536376953},{"word":"also","start":258.54,"end":258.86002,"confidence":0.9921875,"punctuated_word":"also","sentiment":"positive","sentiment_score":0.39934590458869934},{"word":"a","start":258.86002,"end":258.94,"confidence":0.98291016,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4563707709312439},{"word":"good","start":258.94,"end":259.18,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.4473062455654144},{"word":"checking","start":259.18,"end":259.5,"confidence":0.7324219,"punctuated_word":"checking","sentiment":"positive","sentiment_score":0.5412964224815369},{"word":"point","start":259.5,"end":259.82,"confidence":1.0,"punctuated_word":"point","sentiment":"positive","sentiment_score":0.45927876234054565},{"word":"if","start":259.82,"end":260.06,"confidence":0.9658203,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.420293003320694},{"word":"for","start":260.06,"end":260.30002,"confidence":0.57177734,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.28969040513038635},{"word":"some","start":260.30002,"end":260.38,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.3070603013038635},{"word":"reason","start":260.38,"end":260.78,"confidence":0.8322754,"punctuated_word":"reason,","sentiment":"neutral","sentiment_score":0.27379313111305237},{"word":"you","start":260.78,"end":260.86002,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23733997344970703},{"word":"know","start":260.86002,"end":261.02002,"confidence":0.89746094,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.2675316333770752},{"word":"obviously","start":261.02002,"end":261.34,"confidence":0.984375,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.23853297531604767},{"word":"if","start":261.34,"end":261.84,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.31712010502815247},{"word":"you","start":261.9,"end":262.14,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.28670910000801086},{"word":"do","start":262.14,"end":262.64,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.29107844829559326},{"word":"significantly","start":262.94,"end":263.44,"confidence":0.82910156,"punctuated_word":"significantly","sentiment":"neutral","sentiment_score":0.27082666754722595},{"word":"more","start":263.74,"end":264.24,"confidence":0.99365234,"punctuated_word":"more,","sentiment":"neutral","sentiment_score":0.2610657215118408},{"word":"we","start":264.38,"end":264.54,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.30196836590766907},{"word":"can","start":264.54,"end":264.78,"confidence":0.8510742,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.3264697790145874},{"word":"check-in","start":264.78,"end":265.28,"confidence":1.0,"punctuated_word":"check-in","sentiment":"neutral","sentiment_score":0.2538827359676361},{"word":"eligibility","start":265.5,"end":266.0,"confidence":0.93603516,"punctuated_word":"eligibility.","sentiment":"neutral","sentiment_score":0.23416703939437863},{"word":"but","start":267.045,"end":267.285,"confidence":0.96191406,"punctuated_word":"But,","sentiment":"positive","sentiment_score":0.3769039511680603},{"word":"obviously","start":267.285,"end":267.785,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"positive","sentiment_score":0.42287907004356384},{"word":"it","start":268.405,"end":268.565,"confidence":0.9770508,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5687021017074585},{"word":"is","start":268.565,"end":268.805,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5101379752159119},{"word":"very","start":268.805,"end":269.045,"confidence":0.99902344,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.619746744632721},{"word":"it's","start":269.20502,"end":269.445,"confidence":0.9655762,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.640150785446167},{"word":"a","start":269.445,"end":269.605,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.6545212864875793},{"word":"very","start":269.605,"end":269.845,"confidence":1.0,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.6687184572219849},{"word":"effective","start":269.845,"end":270.345,"confidence":1.0,"punctuated_word":"effective","sentiment":"positive","sentiment_score":0.5797296762466431},{"word":"strategy","start":270.405,"end":270.905,"confidence":0.97265625,"punctuated_word":"strategy,","sentiment":"positive","sentiment_score":0.52668297290802},{"word":"obviously","start":270.965,"end":271.365,"confidence":0.99609375,"punctuated_word":"obviously,","sentiment":"positive","sentiment_score":0.4806174635887146},{"word":"with","start":271.365,"end":271.605,"confidence":0.99609375,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.48804253339767456},{"word":"you","start":271.605,"end":271.765,"confidence":0.99902344,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.5214661359786987},{"word":"just","start":271.765,"end":272.005,"confidence":0.99902344,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.4605045616626739},{"word":"making","start":272.005,"end":272.245,"confidence":1.0,"punctuated_word":"making","sentiment":"positive","sentiment_score":0.4478214979171753},{"word":"a","start":272.245,"end":272.325,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4523847997188568},{"word":"little","start":272.325,"end":272.565,"confidence":1.0,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.3952676057815552},{"word":"bit","start":272.565,"end":272.645,"confidence":1.0,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.4096657335758209},{"word":"of","start":272.645,"end":272.805,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5037508606910706},{"word":"contributions","start":272.805,"end":273.305,"confidence":0.71069336,"punctuated_word":"contributions,","sentiment":"positive","sentiment_score":0.3939283788204193},{"word":"and","start":274.245,"end":274.325,"confidence":0.98095703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2381385862827301},{"word":"then","start":274.325,"end":274.48502,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.29781433939933777},{"word":"the","start":274.48502,"end":274.645,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3327708840370178},{"word":"government","start":274.645,"end":275.045,"confidence":1.0,"punctuated_word":"government","sentiment":"positive","sentiment_score":0.3627775609493256},{"word":"matched","start":275.045,"end":275.285,"confidence":0.59033203,"punctuated_word":"matched","sentiment":"neutral","sentiment_score":0.32674771547317505},{"word":"that","start":275.285,"end":275.445,"confidence":0.98535156,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.3302196264266968},{"word":"for","start":275.445,"end":275.685,"confidence":0.9921875,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2542725205421448},{"word":"500","start":275.685,"end":276.165,"confidence":0.9954834,"punctuated_word":"500.","sentiment":"neutral","sentiment_score":0.2379366159439087},{"word":"so","start":276.165,"end":276.325,"confidence":0.99902344,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.24397702515125275},{"word":"it's","start":276.325,"end":276.48502,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.3295595645904541},{"word":"probably","start":276.48502,"end":276.805,"confidence":0.95654297,"punctuated_word":"probably,","sentiment":"neutral","sentiment_score":0.28178876638412476},{"word":"like","start":276.805,"end":277.045,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"positive","sentiment_score":0.3678014278411865},{"word":"the","start":277.045,"end":277.20502,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.32367268204689026},{"word":"most","start":277.20502,"end":277.445,"confidence":1.0,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.3254574239253998},{"word":"effective","start":277.445,"end":277.945,"confidence":0.99902344,"punctuated_word":"effective","sentiment":"neutral","sentiment_score":0.3242914378643036},{"word":"way","start":278.005,"end":278.505,"confidence":0.99902344,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.3220464587211609},{"word":"to","start":279.25,"end":279.49,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.31094130873680115},{"word":"do","start":279.49,"end":279.72998,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.33535969257354736},{"word":"it","start":279.72998,"end":280.22998,"confidence":0.98217773,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.3351752758026123},{"word":"so","start":280.37,"end":280.68997,"confidence":0.8364258,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.269604355096817},{"word":"i'll","start":280.68997,"end":280.93,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.28124961256980896},{"word":"make","start":280.93,"end":281.16998,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2759896218776703},{"word":"a","start":281.16998,"end":281.33,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2855721116065979},{"word":"little","start":281.33,"end":281.72998,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.2201617062091827},{"word":"note","start":281.72998,"end":281.96997,"confidence":0.99902344,"punctuated_word":"note","sentiment":"neutral","sentiment_score":0.24226446449756625},{"word":"here","start":281.96997,"end":282.46997,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.21008537709712985},{"word":"in","start":283.00998,"end":283.25,"confidence":0.8359375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15899576246738434},{"word":"maine","start":283.25,"end":283.75,"confidence":0.7705078,"punctuated_word":"Maine.","sentiment":"neutral","sentiment_score":0.16272875666618347},{"word":"yep","start":284.68997,"end":285.18997,"confidence":0.91430664,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1476266086101532},{"word":"no","start":285.49,"end":285.65,"confidence":0.98950195,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.05553078278899193},{"word":"that's","start":285.65,"end":286.05,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.16502831876277924},{"word":"all","start":286.05,"end":286.28998,"confidence":0.98095703,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.16508308053016665},{"word":"good","start":286.28998,"end":286.78998,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.07085423171520233},{"word":"now","start":287.40997,"end":287.90997,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.06559739261865616},{"word":"asset","start":288.28998,"end":288.68997,"confidence":0.96533203,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":0.13668371737003326},{"word":"wise","start":288.68997,"end":289.18997,"confidence":0.9951172,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.06637798249721527},{"word":"i","start":289.25,"end":289.40997,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0633949562907219},{"word":"have","start":289.40997,"end":289.65,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06447754800319672},{"word":"here","start":289.65,"end":289.88998,"confidence":0.99902344,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.04755530133843422},{"word":"that","start":289.88998,"end":290.21,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03907168284058571},{"word":"your","start":290.21,"end":290.53,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.028946369886398315},{"word":"property","start":290.53,"end":291.03,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.05179046839475632},{"word":"is","start":291.16998,"end":291.49,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02674721367657185},{"word":"valued","start":291.49,"end":291.88998,"confidence":0.99121094,"punctuated_word":"valued","sentiment":"neutral","sentiment_score":0.0657801479101181},{"word":"at","start":291.88998,"end":292.12997,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03693369776010513},{"word":"about","start":292.12997,"end":292.53,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.03050648421049118},{"word":"last","start":292.77,"end":293.175,"confidence":0.95703125,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.02071578986942768},{"word":"was","start":293.25497,"end":293.57498,"confidence":0.9506836,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.035500407218933105},{"word":"between","start":293.57498,"end":293.895,"confidence":0.99609375,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.03919864445924759},{"word":"one","start":293.895,"end":294.13498,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.030453987419605255},{"word":"and","start":294.13498,"end":294.375,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.017929166555404663},{"word":"one","start":294.375,"end":294.615,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.02829055488109589},{"word":"point","start":294.615,"end":294.85498,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.03926317021250725},{"word":"one","start":294.85498,"end":295.35498,"confidence":1.0,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.016914114356040955},{"word":"do","start":295.815,"end":295.97498,"confidence":0.9980469,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.007028909400105476},{"word":"you","start":295.97498,"end":296.055,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010698651894927025},{"word":"know","start":296.055,"end":296.375,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.0026127956807613373},{"word":"roughly","start":296.375,"end":296.775,"confidence":0.99609375,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":0.007982520386576653},{"word":"where","start":296.775,"end":296.935,"confidence":0.99902344,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.006896808743476868},{"word":"it's","start":296.935,"end":297.25497,"confidence":1.0,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.004602949600666761},{"word":"at","start":297.25497,"end":297.735,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.008402857929468155},{"word":"now","start":297.735,"end":298.235,"confidence":0.9995117,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":-0.008237555623054504},{"word":"yep","start":305.25497,"end":305.75497,"confidence":0.9108887,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.003568023443222046},{"word":"about","start":307.335,"end":307.655,"confidence":0.78759766,"punctuated_word":"About","sentiment":"neutral","sentiment_score":-0.02375992387533188},{"word":"the","start":307.655,"end":307.815,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.018780600279569622},{"word":"same","start":307.815,"end":308.22,"confidence":0.8125,"punctuated_word":"same.","sentiment":"neutral","sentiment_score":-0.02473450638353825},{"word":"no","start":309.9,"end":310.3,"confidence":1.0,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06366769224405289},{"word":"that's","start":310.3,"end":310.54,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.05416920408606529},{"word":"all","start":310.54,"end":310.78,"confidence":0.99902344,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.10474619269371031},{"word":"good","start":310.78,"end":311.28,"confidence":0.99902344,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.036294713616371155},{"word":"and","start":311.58,"end":311.98,"confidence":0.97509766,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0444442518055439},{"word":"you","start":311.98,"end":312.14,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.033005718141794205},{"word":"guys","start":312.14,"end":312.38,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.03483588621020317},{"word":"don't","start":312.38,"end":312.54,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.022371210157871246},{"word":"have","start":312.54,"end":312.78,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.005048569291830063},{"word":"anything","start":312.78,"end":313.26,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.02035456709563732},{"word":"owing","start":313.26,"end":313.74,"confidence":0.97998047,"punctuated_word":"owing","sentiment":"neutral","sentiment_score":-0.03377224877476692},{"word":"on","start":313.74,"end":314.22,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0393172912299633},{"word":"that","start":314.22,"end":314.54,"confidence":0.96777344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.029287189245224},{"word":"property","start":314.54,"end":315.02,"confidence":0.9675293,"punctuated_word":"property,","sentiment":"neutral","sentiment_score":-0.025973275303840637},{"word":"do","start":315.02,"end":315.18,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.01830357126891613},{"word":"you","start":315.18,"end":315.68,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":-0.020264850929379463},{"word":"no","start":316.7,"end":317.2,"confidence":0.9477539,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06894849985837936},{"word":"and","start":317.58,"end":317.82,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.01903434470295906},{"word":"then","start":317.82,"end":318.06,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.007657717913389206},{"word":"you","start":318.06,"end":318.22,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.011953871697187424},{"word":"still","start":318.22,"end":318.46,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.01363824587315321},{"word":"have","start":318.46,"end":318.62,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.00728021003305912},{"word":"the","start":318.62,"end":318.78,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.008355969563126564},{"word":"block","start":318.78,"end":319.02,"confidence":0.98291016,"punctuated_word":"block","sentiment":"neutral","sentiment_score":-0.010964826680719852},{"word":"of","start":319.02,"end":319.18,"confidence":0.96435547,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.007525309920310974},{"word":"land","start":319.18,"end":319.68,"confidence":0.9916992,"punctuated_word":"land?","sentiment":"neutral","sentiment_score":-0.0006757732480764389},{"word":"yep","start":320.94,"end":321.44,"confidence":0.99902344,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.024687469005584717},{"word":"and","start":322.06,"end":322.38,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02008831314742565},{"word":"i","start":322.38,"end":322.54,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.020398586988449097},{"word":"have","start":322.54,"end":322.78,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.016803942620754242},{"word":"here","start":322.78,"end":323.02,"confidence":0.98828125,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.019936107099056244},{"word":"valued","start":323.02,"end":323.42,"confidence":0.68603516,"punctuated_word":"valued","sentiment":"neutral","sentiment_score":0.02850905805826187},{"word":"at","start":323.42,"end":323.58,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.022716309875249863},{"word":"about","start":323.58,"end":323.835,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.020368697121739388},{"word":"500,000","start":324.07498,"end":325.13498,"confidence":0.93497723,"punctuated_word":"500,000.","sentiment":"neutral","sentiment_score":0.021712420508265495},{"word":"yep","start":326.715,"end":327.215,"confidence":0.9838867,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02546725794672966},{"word":"and","start":327.435,"end":327.675,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.0194295272231102},{"word":"then","start":327.675,"end":327.995,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.02188568376004696},{"word":"about","start":327.995,"end":328.495,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.0182765182107687},{"word":"$1.80","start":328.555,"end":329.375,"confidence":0.9970703,"punctuated_word":"$1.80","sentiment":"neutral","sentiment_score":0.01937699317932129},{"word":"owing","start":329.435,"end":329.935,"confidence":0.9699707,"punctuated_word":"owing.","sentiment":"neutral","sentiment_score":0.013577044010162354},{"word":"yep","start":331.35498,"end":331.85498,"confidence":0.9926758,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.028452051803469654},{"word":"and","start":332.155,"end":332.395,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.016770143061876297},{"word":"then","start":332.395,"end":332.63498,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.01770273968577385},{"word":"do","start":332.63498,"end":332.79498,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.014457973651587965},{"word":"you","start":332.79498,"end":332.875,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.018926415592432026},{"word":"also","start":332.875,"end":333.19498,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.013533973135054111},{"word":"have","start":333.19498,"end":333.35498,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.012867881916463377},{"word":"the","start":333.35498,"end":333.51498,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.011796163395047188},{"word":"motor","start":333.51498,"end":333.91498,"confidence":0.9921875,"punctuated_word":"motor","sentiment":"neutral","sentiment_score":0.01718185842037201},{"word":"vehicle","start":333.91498,"end":334.315,"confidence":0.9863281,"punctuated_word":"vehicle","sentiment":"neutral","sentiment_score":0.016245771199464798},{"word":"valued","start":334.315,"end":334.63498,"confidence":0.625,"punctuated_word":"valued","sentiment":"neutral","sentiment_score":0.021187642589211464},{"word":"at","start":334.63498,"end":334.715,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.015032880008220673},{"word":"about","start":334.715,"end":335.115,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.012826443649828434},{"word":"65,000","start":335.115,"end":336.175,"confidence":0.99820966,"punctuated_word":"65,000?","sentiment":"neutral","sentiment_score":0.013180812820792198},{"word":"yep","start":337.51498,"end":338.01498,"confidence":0.9995117,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.004045871552079916},{"word":"and","start":338.315,"end":338.555,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0019831201061606407},{"word":"nothing","start":338.555,"end":338.94,"confidence":1.0,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.012485174462199213},{"word":"owing","start":338.94,"end":339.18,"confidence":0.99609375,"punctuated_word":"owing","sentiment":"neutral","sentiment_score":-0.012810535728931429},{"word":"on","start":339.18,"end":339.34,"confidence":0.9194336,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.014156770892441273},{"word":"that","start":339.34,"end":339.42,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.014108572155237198},{"word":"one","start":339.42,"end":339.92,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.022378243505954742},{"word":"either","start":340.42,"end":340.92,"confidence":0.98706055,"punctuated_word":"either?","sentiment":"neutral","sentiment_score":-0.01736525446176529},{"word":"no","start":341.42,"end":341.5,"confidence":0.82666016,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06174846366047859},{"word":"no","start":341.5,"end":341.66,"confidence":0.77978516,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.057074904441833496},{"word":"great","start":341.66,"end":342.16,"confidence":0.94140625,"punctuated_word":"Great.","sentiment":"neutral","sentiment_score":0.02755143493413925},{"word":"any","start":342.22,"end":342.62,"confidence":0.86035156,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.010160811245441437},{"word":"other","start":342.62,"end":342.86002,"confidence":0.9970703,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.01207071915268898},{"word":"new","start":342.86002,"end":343.1,"confidence":0.9980469,"punctuated_word":"new","sentiment":"neutral","sentiment_score":0.024332363158464432},{"word":"assets","start":343.1,"end":343.6,"confidence":1.0,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.019783586263656616},{"word":"that's","start":343.66,"end":344.06,"confidence":0.9790039,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.017945226281881332},{"word":"changed","start":344.06,"end":344.54,"confidence":0.99902344,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.01679099351167679},{"word":"that","start":344.54,"end":344.86002,"confidence":0.9667969,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0022485218942165375},{"word":"we","start":344.86002,"end":344.94,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0022951439023017883},{"word":"haven't","start":344.94,"end":345.26,"confidence":0.9995117,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":0.0005956506356596947},{"word":"kind","start":345.26,"end":345.42,"confidence":0.9819336,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.012041237205266953},{"word":"of","start":345.42,"end":345.82,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01422162726521492},{"word":"gone","start":345.82,"end":346.06,"confidence":0.9980469,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.004189010709524155},{"word":"through","start":346.06,"end":346.56,"confidence":0.9995117,"punctuated_word":"through?","sentiment":"neutral","sentiment_score":0.01285843551158905},{"word":"nope","start":350.78,"end":351.28,"confidence":0.9182129,"punctuated_word":"Nope.","sentiment":"neutral","sentiment_score":-0.0793212503194809},{"word":"that's","start":351.5,"end":351.82,"confidence":0.8288574,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.10931627452373505},{"word":"all","start":351.82,"end":352.06,"confidence":0.99121094,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.11972130835056304},{"word":"good","start":352.06,"end":352.56,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.14512863755226135},{"word":"yep","start":352.62,"end":353.02,"confidence":0.767334,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09448461979627608},{"word":"perfect","start":353.02,"end":353.52,"confidence":0.9863281,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.20035243034362793},{"word":"and","start":354.48502,"end":354.98502,"confidence":0.99609375,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03287181630730629},{"word":"health","start":355.045,"end":355.285,"confidence":0.9970703,"punctuated_word":"health","sentiment":"neutral","sentiment_score":0.06744788587093353},{"word":"and","start":355.285,"end":355.605,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03868899866938591},{"word":"lifestyle","start":355.605,"end":356.105,"confidence":0.99902344,"punctuated_word":"lifestyle","sentiment":"neutral","sentiment_score":0.08041952550411224},{"word":"wise","start":356.165,"end":356.665,"confidence":0.9812012,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.037979256361722946},{"word":"have","start":356.725,"end":356.965,"confidence":0.7553711,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.003806130960583687},{"word":"you","start":356.965,"end":357.045,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01713031902909279},{"word":"done","start":357.045,"end":357.285,"confidence":0.9838867,"punctuated_word":"done","sentiment":"neutral","sentiment_score":0.012648995965719225},{"word":"her","start":357.285,"end":357.36502,"confidence":0.99121094,"punctuated_word":"her","sentiment":"neutral","sentiment_score":0.02376534231007099},{"word":"as","start":357.36502,"end":357.525,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.010764341801404951},{"word":"a","start":357.525,"end":357.765,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.01577024534344673},{"word":"nonsmoker","start":357.765,"end":358.265,"confidence":0.98376465,"punctuated_word":"nonsmoker?","sentiment":"neutral","sentiment_score":0.010164191946387293},{"word":"that's","start":358.48502,"end":358.725,"confidence":0.7351074,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.009930189698934557},{"word":"still","start":358.725,"end":359.045,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.013712294399738312},{"word":"the","start":359.045,"end":359.125,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.010815395042300224},{"word":"case","start":359.125,"end":359.625,"confidence":0.9995117,"punctuated_word":"case?","sentiment":"neutral","sentiment_score":-2.248212695121765e-6},{"word":"yeah","start":361.36502,"end":361.86502,"confidence":0.75341797,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.003970674239099026},{"word":"and","start":362.565,"end":363.065,"confidence":0.9941406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.012037206441164017},{"word":"any","start":363.285,"end":363.785,"confidence":0.99609375,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.02350488305091858},{"word":"significant","start":364.405,"end":364.905,"confidence":1.0,"punctuated_word":"significant","sentiment":"neutral","sentiment_score":-0.04888629540801048},{"word":"health","start":365.045,"end":365.36502,"confidence":0.9980469,"punctuated_word":"health","sentiment":"neutral","sentiment_score":-0.041642531752586365},{"word":"issues","start":365.36502,"end":365.86502,"confidence":1.0,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":-0.04182715341448784},{"word":"or","start":365.92502,"end":366.245,"confidence":0.9658203,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.044241368770599365},{"word":"injuries","start":366.245,"end":366.745,"confidence":1.0,"punctuated_word":"injuries","sentiment":"neutral","sentiment_score":-0.05298289656639099},{"word":"or","start":366.885,"end":367.125,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03929787129163742},{"word":"anything","start":367.125,"end":367.625,"confidence":0.99902344,"punctuated_word":"anything?","sentiment":"neutral","sentiment_score":-0.04807896912097931},{"word":"no","start":369.125,"end":369.57,"confidence":0.9445801,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10725261270999908},{"word":"that's","start":369.97,"end":370.37,"confidence":0.9550781,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.10014699399471284},{"word":"great","start":370.37,"end":370.87,"confidence":1.0,"punctuated_word":"great.","sentiment":"neutral","sentiment_score":-0.10851433128118516},{"word":"no","start":371.73,"end":372.05002,"confidence":0.5300293,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1366487294435501},{"word":"like","start":372.05002,"end":372.29,"confidence":0.78564453,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.13513150811195374},{"word":"medications","start":372.29,"end":372.79,"confidence":0.9951172,"punctuated_word":"medications","sentiment":"neutral","sentiment_score":-0.1094726175069809},{"word":"or","start":373.09,"end":373.41,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1584155261516571},{"word":"anything","start":373.41,"end":373.91,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.19737330079078672},{"word":"serious","start":374.05002,"end":374.55002,"confidence":0.9562988,"punctuated_word":"serious?","sentiment":"neutral","sentiment_score":-0.154776930809021},{"word":"no","start":375.33002,"end":375.73,"confidence":0.9814453,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.0786101371049881},{"word":"that's","start":375.73,"end":376.05002,"confidence":0.99365234,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.007642018608748913},{"word":"great","start":376.05002,"end":376.55002,"confidence":1.0,"punctuated_word":"great.","sentiment":"neutral","sentiment_score":0.001378607703372836},{"word":"now","start":377.01,"end":377.49002,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.019355159252882004},{"word":"estate","start":377.49002,"end":377.99002,"confidence":0.8491211,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.012440010905265808},{"word":"planning","start":378.13,"end":378.53,"confidence":1.0,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.03194645792245865},{"word":"wise","start":378.53,"end":379.03,"confidence":0.9980469,"punctuated_word":"wise,","sentiment":"neutral","sentiment_score":0.007541380822658539},{"word":"do","start":379.41,"end":379.57,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.00032938458025455475},{"word":"you","start":379.57,"end":379.65,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.014844108372926712},{"word":"know","start":379.65,"end":379.97,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.01106206327676773},{"word":"if","start":379.97,"end":380.13,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.007993597537279129},{"word":"you","start":380.13,"end":380.21002,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.005116283893585205},{"word":"guys","start":380.21002,"end":380.45,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.005759513005614281},{"word":"have","start":380.45,"end":380.69,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.005025267601013184},{"word":"a","start":380.69,"end":380.93,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.005819983780384064},{"word":"will","start":380.93,"end":381.25,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.004515279084444046},{"word":"or","start":381.25,"end":381.615,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.006892401725053787},{"word":"power","start":381.69498,"end":381.775,"confidence":0.9951172,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.012707430869340897},{"word":"of","start":381.775,"end":382.01498,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.000014204531908035278},{"word":"attorney","start":382.01498,"end":382.51498,"confidence":1.0,"punctuated_word":"attorney","sentiment":"neutral","sentiment_score":-0.003575937822461128},{"word":"in","start":383.76498,"end":384.01498,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.00012919120490550995},{"word":"place","start":384.01498,"end":384.51498,"confidence":1.0,"punctuated_word":"place?","sentiment":"neutral","sentiment_score":0.007558133453130722},{"word":"mhmm","start":391.29498,"end":391.79498,"confidence":0.99853516,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":-0.01834886148571968},{"word":"no","start":397.75,"end":397.99,"confidence":0.6635742,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.04126773029565811},{"word":"worries","start":397.99,"end":398.23,"confidence":0.96240234,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.09256363660097122},{"word":"that's","start":398.23,"end":398.55,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.2015313357114792},{"word":"all","start":398.55,"end":398.87,"confidence":0.99902344,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.3585352599620819},{"word":"good","start":398.87,"end":399.37,"confidence":0.9975586,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.29229214787483215},{"word":"i'll","start":400.23,"end":400.38998,"confidence":0.8508301,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.06776275485754013},{"word":"just","start":400.38998,"end":400.63,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07847779244184494},{"word":"put","start":400.63,"end":401.11,"confidence":0.6347656,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.04203659668564797},{"word":"maybe","start":401.11,"end":401.27,"confidence":0.9291992,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.029575109481811523},{"word":"but","start":401.99,"end":402.15,"confidence":0.9667969,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.012401212006807327},{"word":"you","start":402.15,"end":402.31,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.026154551655054092},{"word":"don't","start":402.31,"end":402.47,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.030761320143938065},{"word":"have","start":402.47,"end":402.71,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.006428606808185577},{"word":"anyone","start":402.71,"end":403.21,"confidence":0.99902344,"punctuated_word":"anyone","sentiment":"neutral","sentiment_score":-0.03467494994401932},{"word":"making","start":404.63,"end":404.94998,"confidence":0.98535156,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.07270552963018417},{"word":"any","start":404.94998,"end":405.19,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.0621429905295372},{"word":"financial","start":405.19,"end":405.59,"confidence":0.99609375,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.05982498079538345},{"word":"decisions","start":405.59,"end":405.99,"confidence":0.99609375,"punctuated_word":"decisions","sentiment":"neutral","sentiment_score":-0.08119873702526093},{"word":"or","start":405.99,"end":406.07,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.06674525886774063},{"word":"anything","start":406.07,"end":406.38998,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.01391410082578659},{"word":"like","start":406.38998,"end":406.55,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.035472698509693146},{"word":"that","start":406.55,"end":406.71,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.012835390865802763},{"word":"for","start":406.71,"end":406.94998,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.00923331081867218},{"word":"you","start":406.94998,"end":407.11,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.015732042491436005},{"word":"at","start":407.11,"end":407.27,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.15085168182849884},{"word":"the","start":407.27,"end":407.35,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1302594691514969},{"word":"moment","start":407.35,"end":407.75,"confidence":0.7077637,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.1458766609430313},{"word":"though","start":407.75,"end":407.99,"confidence":0.7441406,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":-0.1662716269493103},{"word":"no","start":407.99,"end":408.31,"confidence":0.84765625,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2671796679496765},{"word":"not","start":408.31,"end":408.55,"confidence":0.72021484,"punctuated_word":"Not","sentiment":"negative","sentiment_score":-0.5018392205238342},{"word":"great","start":408.55,"end":409.05,"confidence":0.99194336,"punctuated_word":"great.","sentiment":"neutral","sentiment_score":-0.3308447003364563},{"word":"and","start":410.31,"end":410.63,"confidence":0.9707031,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.08679073303937912},{"word":"when","start":410.63,"end":410.87,"confidence":0.9970703,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.027210019528865818},{"word":"it","start":410.87,"end":411.03,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.022600241005420685},{"word":"comes","start":411.03,"end":411.53,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":-0.009645961225032806},{"word":"to","start":411.66998,"end":412.16998,"confidence":0.92089844,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0036410540342330937},{"word":"your","start":412.47,"end":412.97,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.021370090544223785},{"word":"beneficiary","start":413.35498,"end":413.835,"confidence":0.81933594,"punctuated_word":"beneficiary,","sentiment":"neutral","sentiment_score":0.037739116698503494},{"word":"so","start":413.835,"end":414.07498,"confidence":0.99902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.006802327930927277},{"word":"in","start":414.07498,"end":414.155,"confidence":0.9970703,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.014569029211997986},{"word":"the","start":414.155,"end":414.315,"confidence":0.99316406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.022939004004001617},{"word":"event","start":414.315,"end":414.555,"confidence":1.0,"punctuated_word":"event","sentiment":"neutral","sentiment_score":0.06821022927761078},{"word":"that","start":414.555,"end":414.715,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02038754895329475},{"word":"something","start":414.715,"end":414.955,"confidence":0.99609375,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.014781877398490906},{"word":"would've","start":414.955,"end":415.35498,"confidence":0.6639404,"punctuated_word":"would've","sentiment":"neutral","sentiment_score":0.0015956189017742872},{"word":"happened","start":415.35498,"end":415.755,"confidence":0.94921875,"punctuated_word":"happened","sentiment":"neutral","sentiment_score":0.009589485824108124},{"word":"to","start":415.755,"end":415.91498,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0007773488759994507},{"word":"you","start":415.91498,"end":416.41498,"confidence":0.99658203,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.017472025007009506},{"word":"i","start":416.63498,"end":416.79498,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03922642767429352},{"word":"have","start":416.79498,"end":416.955,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.028781328350305557},{"word":"that","start":416.955,"end":417.275,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03683391958475113},{"word":"all","start":417.275,"end":417.435,"confidence":0.9970703,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.02049996703863144},{"word":"going","start":417.435,"end":417.755,"confidence":0.99902344,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.007181815803050995},{"word":"to","start":417.755,"end":417.995,"confidence":0.76660156,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.013233169913291931},{"word":"matthew","start":417.995,"end":418.395,"confidence":0.9951172,"punctuated_word":"Matthew","sentiment":"neutral","sentiment_score":0.021651573479175568},{"word":"as","start":418.395,"end":418.63498,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.031114153563976288},{"word":"well","start":418.63498,"end":418.79498,"confidence":0.99658203,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.014906266704201698},{"word":"that's","start":418.79498,"end":419.035,"confidence":0.8261719,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.04432141035795212},{"word":"still","start":419.035,"end":419.275,"confidence":0.99609375,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.020006578415632248},{"word":"correct","start":419.275,"end":419.775,"confidence":0.99853516,"punctuated_word":"correct?","sentiment":"neutral","sentiment_score":0.040559448301792145},{"word":"yep","start":421.035,"end":421.51498,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.005370522849261761},{"word":"perfect","start":421.51498,"end":422.01498,"confidence":0.9975586,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.12167693674564362},{"word":"yeah","start":423.675,"end":424.175,"confidence":0.85546875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12034992128610612},{"word":"yes","start":424.79498,"end":425.29498,"confidence":0.9970703,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.18934065103530884},{"word":"now","start":425.81998,"end":426.06,"confidence":0.9980469,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2844860553741455},{"word":"the","start":426.06,"end":426.37997,"confidence":0.99609375,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3789176046848297},{"word":"good","start":426.37997,"end":426.69998,"confidence":1.0,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.5067087411880493},{"word":"way","start":426.69998,"end":427.19998,"confidence":1.0,"punctuated_word":"way","sentiment":"positive","sentiment_score":0.5262095332145691},{"word":"that","start":428.3,"end":428.78,"confidence":0.7944336,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.524850070476532},{"word":"having","start":428.78,"end":429.09998,"confidence":0.8457031,"punctuated_word":"having","sentiment":"positive","sentiment_score":0.5823754072189331},{"word":"it","start":429.09998,"end":429.25998,"confidence":0.9760742,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5480198264122009},{"word":"structured","start":429.25998,"end":429.74,"confidence":0.9951172,"punctuated_word":"structured","sentiment":"positive","sentiment_score":0.6312154531478882},{"word":"to","start":429.74,"end":429.9,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6114603877067566},{"word":"your","start":429.9,"end":430.22,"confidence":0.99902344,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5167088508605957},{"word":"spouse","start":430.22,"end":430.72,"confidence":1.0,"punctuated_word":"spouse","sentiment":"positive","sentiment_score":0.4933307468891144},{"word":"is","start":430.93997,"end":431.41998,"confidence":0.9970703,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4407353699207306},{"word":"that","start":431.41998,"end":431.81998,"confidence":0.9941406,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.469458669424057},{"word":"it","start":431.81998,"end":431.97998,"confidence":0.9980469,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4707223176956177},{"word":"will","start":431.97998,"end":432.13998,"confidence":1.0,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.4121929705142975},{"word":"be","start":432.13998,"end":432.37997,"confidence":1.0,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4777191877365112},{"word":"tax","start":432.37997,"end":432.62,"confidence":1.0,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.5560622215270996},{"word":"free","start":432.62,"end":433.02,"confidence":0.9589844,"punctuated_word":"free.","sentiment":"positive","sentiment_score":0.4380628764629364},{"word":"so","start":433.02,"end":433.25998,"confidence":0.8017578,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.36517274379730225},{"word":"it'll","start":433.25998,"end":433.34,"confidence":0.9003906,"punctuated_word":"it'll","sentiment":"positive","sentiment_score":0.5120092630386353},{"word":"be","start":433.34,"end":433.41998,"confidence":0.99902344,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.5454545617103577},{"word":"completely","start":433.41998,"end":433.9,"confidence":0.9980469,"punctuated_word":"completely","sentiment":"positive","sentiment_score":0.5026105046272278},{"word":"tax","start":433.9,"end":434.13998,"confidence":1.0,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.47517630457878113},{"word":"free","start":434.13998,"end":434.37997,"confidence":0.99316406,"punctuated_word":"free","sentiment":"positive","sentiment_score":0.4243912696838379},{"word":"to","start":434.37997,"end":434.53998,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4166766703128814},{"word":"him","start":434.53998,"end":434.78,"confidence":1.0,"punctuated_word":"him","sentiment":"positive","sentiment_score":0.43844714760780334},{"word":"if","start":434.78,"end":435.02,"confidence":0.9980469,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.4484866261482239},{"word":"something","start":435.02,"end":435.34,"confidence":1.0,"punctuated_word":"something","sentiment":"positive","sentiment_score":0.4032519459724426},{"word":"would","start":435.34,"end":435.5,"confidence":0.6098633,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.3967730402946472},{"word":"happen","start":435.5,"end":435.9,"confidence":0.9667969,"punctuated_word":"happen","sentiment":"positive","sentiment_score":0.39375483989715576},{"word":"to","start":435.9,"end":435.97998,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.40673398971557617},{"word":"you","start":435.97998,"end":436.47998,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.3737676739692688},{"word":"now","start":438.76498,"end":439.26498,"confidence":0.9741211,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2515812814235687},{"word":"also","start":439.725,"end":440.04498,"confidence":0.5576172,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.1525452733039856},{"word":"during","start":440.04498,"end":440.365,"confidence":0.6591797,"punctuated_word":"during","sentiment":"neutral","sentiment_score":0.2321542501449585},{"word":"under","start":440.365,"end":440.525,"confidence":0.9326172,"punctuated_word":"under","sentiment":"neutral","sentiment_score":0.23916855454444885},{"word":"review","start":440.525,"end":440.76498,"confidence":0.95874023,"punctuated_word":"review,","sentiment":"neutral","sentiment_score":0.2172628343105316},{"word":"what's","start":440.76498,"end":441.005,"confidence":0.97387695,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.11828939616680144},{"word":"usually","start":441.005,"end":441.405,"confidence":0.9941406,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.1359911561012268},{"word":"kind","start":441.405,"end":441.565,"confidence":0.98535156,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.12122760713100432},{"word":"of","start":441.565,"end":441.645,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13516920804977417},{"word":"a","start":441.645,"end":441.805,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19869062304496765},{"word":"good","start":441.805,"end":442.285,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.18726220726966855},{"word":"check-in","start":442.285,"end":442.685,"confidence":0.8570964,"punctuated_word":"check-in","sentiment":"neutral","sentiment_score":0.24991552531719208},{"word":"point","start":442.685,"end":443.185,"confidence":0.99902344,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.2538280487060547},{"word":"is","start":443.405,"end":443.645,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.23437173664569855},{"word":"to","start":443.645,"end":443.805,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20839594304561615},{"word":"see","start":443.805,"end":444.305,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.21015240252017975},{"word":"your","start":444.845,"end":445.16498,"confidence":0.9248047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.23025336861610413},{"word":"goals","start":445.16498,"end":445.565,"confidence":0.9526367,"punctuated_word":"goals.","sentiment":"neutral","sentiment_score":0.1727452576160431},{"word":"so","start":445.565,"end":445.725,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08317643404006958},{"word":"kind","start":445.725,"end":445.965,"confidence":0.91503906,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.09739288687705994},{"word":"of","start":445.965,"end":446.04498,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09220080077648164},{"word":"when","start":446.04498,"end":446.205,"confidence":0.9941406,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.0924057513475418},{"word":"we","start":446.205,"end":446.365,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.0896046906709671},{"word":"spoke","start":446.365,"end":446.685,"confidence":1.0,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":0.08880811929702759},{"word":"last","start":446.685,"end":447.005,"confidence":0.9941406,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.06004764512181282},{"word":"time","start":447.005,"end":447.505,"confidence":0.9562988,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.06300464272499084},{"word":"if","start":447.88498,"end":448.04498,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08382736146450043},{"word":"the","start":448.04498,"end":448.205,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11156535893678664},{"word":"goals","start":448.205,"end":448.445,"confidence":0.99902344,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.14555761218070984},{"word":"are","start":448.445,"end":448.60498,"confidence":0.9741211,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.14033861458301544},{"word":"the","start":448.60498,"end":448.76498,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1520037055015564},{"word":"same","start":448.76498,"end":449.26498,"confidence":0.9616699,"punctuated_word":"same,","sentiment":"neutral","sentiment_score":0.1151343435049057},{"word":"did","start":449.32498,"end":449.485,"confidence":0.9980469,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.105202354490757},{"word":"you","start":449.485,"end":449.645,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17406299710273743},{"word":"achieve","start":449.645,"end":449.965,"confidence":1.0,"punctuated_word":"achieve","sentiment":"neutral","sentiment_score":0.2301296591758728},{"word":"them","start":449.965,"end":450.205,"confidence":0.80249023,"punctuated_word":"them?","sentiment":"neutral","sentiment_score":0.12202881276607512},{"word":"is","start":450.205,"end":450.365,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.030553031712770466},{"word":"anything","start":450.365,"end":450.865,"confidence":0.9604492,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.015144355595111849},{"word":"changing","start":450.925,"end":451.425,"confidence":0.7331543,"punctuated_word":"changing?","sentiment":"neutral","sentiment_score":-0.03774179145693779},{"word":"or","start":451.485,"end":451.725,"confidence":0.9892578,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.10873822122812273},{"word":"what","start":451.725,"end":451.88498,"confidence":0.9941406,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.13365289568901062},{"word":"kind","start":451.88498,"end":452.04498,"confidence":0.9941406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.1450241059064865},{"word":"of","start":452.04498,"end":452.205,"confidence":0.9921875,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1630757749080658},{"word":"lack","start":452.205,"end":452.445,"confidence":0.44726562,"punctuated_word":"lack","sentiment":"neutral","sentiment_score":-0.1986859440803528},{"word":"of","start":452.445,"end":452.60498,"confidence":0.95947266,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2563513219356537},{"word":"focus","start":452.60498,"end":453.005,"confidence":0.99316406,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":-0.15301407873630524},{"word":"for","start":453.005,"end":453.16498,"confidence":0.95410156,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.1887679100036621},{"word":"the","start":453.16498,"end":453.48,"confidence":0.9658203,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.20744666457176208},{"word":"couple","start":453.64,"end":453.96002,"confidence":0.99902344,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.254535973072052},{"word":"of","start":453.96002,"end":454.46002,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2118244171142578},{"word":"years","start":454.68002,"end":455.18002,"confidence":0.9707031,"punctuated_word":"years?","sentiment":"neutral","sentiment_score":-0.100096195936203},{"word":"so","start":456.12003,"end":456.6,"confidence":0.48168945,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04181528091430664},{"word":"when","start":456.6,"end":456.84,"confidence":0.99609375,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05151887610554695},{"word":"we","start":456.84,"end":457.0,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04682673513889313},{"word":"spoke","start":457.0,"end":457.40002,"confidence":1.0,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":0.047171082347631454},{"word":"last","start":457.40002,"end":457.80002,"confidence":0.98828125,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.03501676768064499},{"word":"time","start":457.80002,"end":458.28,"confidence":0.99902344,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.04188790172338486},{"word":"the","start":458.28,"end":458.52002,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04326779022812843},{"word":"main","start":458.52002,"end":458.84,"confidence":1.0,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.025356873869895935},{"word":"focus","start":458.84,"end":459.32,"confidence":1.0,"punctuated_word":"focus","sentiment":"neutral","sentiment_score":0.01758599281311035},{"word":"was","start":459.32,"end":459.48,"confidence":1.0,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.04222758114337921},{"word":"through","start":459.48,"end":459.80002,"confidence":0.66308594,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.02701852470636368},{"word":"do","start":459.80002,"end":459.96002,"confidence":0.71777344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.05161677300930023},{"word":"some","start":459.96002,"end":460.2,"confidence":1.0,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.027345143258571625},{"word":"renovation","start":460.2,"end":460.7,"confidence":1.0,"punctuated_word":"renovation","sentiment":"neutral","sentiment_score":0.0917106717824936},{"word":"through","start":461.32,"end":461.64,"confidence":0.984375,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.00778575986623764},{"word":"the","start":461.64,"end":461.88,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.006432294845581055},{"word":"house","start":461.88,"end":462.2,"confidence":1.0,"punctuated_word":"house","sentiment":"neutral","sentiment_score":0.04204045236110687},{"word":"and","start":462.2,"end":462.52002,"confidence":0.96533203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.022225767374038696},{"word":"maybe","start":462.52002,"end":462.92,"confidence":0.9980469,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.010013185441493988},{"word":"look","start":462.92,"end":463.08002,"confidence":0.9980469,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.007043793797492981},{"word":"at","start":463.08002,"end":463.32,"confidence":0.96972656,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.01746109127998352},{"word":"buying","start":463.32,"end":463.82,"confidence":1.0,"punctuated_word":"buying","sentiment":"neutral","sentiment_score":0.07349845767021179},{"word":"an","start":463.88,"end":464.38,"confidence":0.98291016,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.06924300640821457},{"word":"investment","start":464.44,"end":464.94,"confidence":0.99316406,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.05533984303474426},{"word":"property","start":465.0,"end":465.48,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.06699918955564499},{"word":"down","start":465.48,"end":465.72,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.09710609912872314},{"word":"the","start":465.72,"end":465.88,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09663590043783188},{"word":"track","start":465.88,"end":466.38,"confidence":0.9892578,"punctuated_word":"track.","sentiment":"neutral","sentiment_score":0.06154858320951462},{"word":"is","start":466.69498,"end":466.85498,"confidence":0.99902344,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.06805013120174408},{"word":"that","start":466.85498,"end":466.935,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10671327263116837},{"word":"still","start":466.935,"end":467.335,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.08161727339029312},{"word":"kind","start":467.335,"end":467.57498,"confidence":0.98828125,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.055864788591861725},{"word":"of","start":467.57498,"end":467.735,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06673170626163483},{"word":"something","start":467.735,"end":468.055,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.08936717361211777},{"word":"that","start":468.055,"end":468.215,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10468858480453493},{"word":"you","start":468.215,"end":468.375,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.090439110994339},{"word":"guys","start":468.375,"end":468.615,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.1129353567957878},{"word":"are","start":468.615,"end":468.85498,"confidence":0.95703125,"punctuated_word":"are,","sentiment":"neutral","sentiment_score":0.11809796094894408},{"word":"yep","start":468.85498,"end":469.335,"confidence":0.9041341,"punctuated_word":"yep,","sentiment":"neutral","sentiment_score":0.11753427982330322},{"word":"kind","start":469.335,"end":469.57498,"confidence":0.82373047,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.07285022735595703},{"word":"of","start":469.57498,"end":469.655,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10774318873882294},{"word":"working","start":469.655,"end":470.055,"confidence":0.99902344,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.10752630233764648},{"word":"towards","start":470.055,"end":470.555,"confidence":0.9926758,"punctuated_word":"towards?","sentiment":"neutral","sentiment_score":0.10246371477842332},{"word":"yep","start":470.69498,"end":471.095,"confidence":0.99658203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07888834923505783},{"word":"perfect","start":471.095,"end":471.595,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.36656782031059265},{"word":"anything","start":472.85498,"end":473.335,"confidence":0.90478516,"punctuated_word":"Anything","sentiment":"neutral","sentiment_score":0.2109217345714569},{"word":"else","start":473.335,"end":473.655,"confidence":1.0,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.23468774557113647},{"word":"that","start":473.655,"end":473.81497,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15470466017723083},{"word":"you","start":473.81497,"end":473.97498,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15456612408161163},{"word":"are","start":473.97498,"end":474.13498,"confidence":0.8095703,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1665073186159134},{"word":"working","start":474.13498,"end":474.375,"confidence":1.0,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.15967553853988647},{"word":"towards","start":474.375,"end":474.775,"confidence":0.9951172,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":0.12104381620883942},{"word":"otherwise","start":474.775,"end":475.275,"confidence":0.9223633,"punctuated_word":"otherwise?","sentiment":"neutral","sentiment_score":0.07809451222419739},{"word":"no","start":477.97498,"end":478.47498,"confidence":0.69189453,"punctuated_word":"No?","sentiment":"neutral","sentiment_score":-0.11436394602060318},{"word":"no","start":479.09497,"end":479.59497,"confidence":0.9030762,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11879237741231918},{"word":"one","start":481.81998,"end":482.06,"confidence":0.94140625,"punctuated_word":"One","sentiment":"neutral","sentiment_score":-0.1133171245455742},{"word":"thing","start":482.06,"end":482.22,"confidence":0.9941406,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.08163158595561981},{"word":"at","start":482.22,"end":482.41998,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.05901364982128143},{"word":"a","start":482.41998,"end":482.62,"confidence":0.6464844,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04997504502534866},{"word":"time","start":482.62,"end":482.86,"confidence":0.99853516,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.038707293570041656},{"word":"right","start":482.86,"end":483.36,"confidence":0.99853516,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":-0.0009285807609558104},{"word":"oh","start":487.18,"end":487.5,"confidence":0.95410156,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.2610536217689514},{"word":"that's","start":487.5,"end":487.9,"confidence":0.99658203,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.36189329624176025},{"word":"good","start":487.9,"end":488.3,"confidence":1.0,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.30319786071777344},{"word":"when","start":488.3,"end":488.62,"confidence":0.99902344,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.013073191046714784},{"word":"do","start":488.62,"end":488.69998,"confidence":0.9902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.019413210451602936},{"word":"you","start":488.69998,"end":488.78,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02019616961479187},{"word":"guys","start":488.78,"end":489.02,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.07784333825111389},{"word":"think","start":489.02,"end":489.25998,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.033076636493206024},{"word":"you'll","start":489.25998,"end":489.58,"confidence":0.9807129,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":-0.02471207082271576},{"word":"be","start":489.58,"end":489.81998,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.03637509047985077},{"word":"finished","start":489.81998,"end":490.3,"confidence":0.9946289,"punctuated_word":"finished?","sentiment":"neutral","sentiment_score":0.02815328538417816},{"word":"do","start":490.3,"end":490.46,"confidence":0.9941406,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.06582680344581604},{"word":"you","start":490.46,"end":490.53998,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03924291208386421},{"word":"have","start":490.53998,"end":490.78,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.059141479432582855},{"word":"kind","start":490.78,"end":491.02,"confidence":0.99316406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.03348744660615921},{"word":"of","start":491.02,"end":491.09998,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04812197387218475},{"word":"an","start":491.09998,"end":491.41998,"confidence":1.0,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.041919395327568054},{"word":"end","start":491.41998,"end":491.91998,"confidence":0.99902344,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.01638074964284897},{"word":"goal","start":492.53998,"end":492.86,"confidence":0.7988281,"punctuated_word":"goal?","sentiment":"neutral","sentiment_score":-0.00918795820325613},{"word":"or","start":492.86,"end":493.36,"confidence":0.9741211,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":0.02173020876944065},{"word":"yep","start":494.62,"end":495.12,"confidence":0.9980469,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14258548617362976},{"word":"yep","start":497.20502,"end":497.70502,"confidence":0.99194336,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12436874955892564},{"word":"sounds","start":500.645,"end":500.965,"confidence":0.97265625,"punctuated_word":"Sounds","sentiment":"neutral","sentiment_score":0.06981343030929565},{"word":"similar","start":500.965,"end":501.365,"confidence":0.9970703,"punctuated_word":"similar","sentiment":"neutral","sentiment_score":0.07784390449523926},{"word":"to","start":501.365,"end":501.445,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.092039555311203},{"word":"me","start":501.445,"end":501.605,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.11408773064613342},{"word":"and","start":501.605,"end":501.685,"confidence":0.9482422,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08169776946306229},{"word":"my","start":501.685,"end":501.845,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.08056133985519409},{"word":"husband","start":501.845,"end":502.345,"confidence":0.9995117,"punctuated_word":"husband.","sentiment":"neutral","sentiment_score":0.10230082273483276},{"word":"it's","start":502.645,"end":502.885,"confidence":0.8991699,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.18927304446697235},{"word":"like","start":502.885,"end":503.045,"confidence":0.94189453,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.13114045560359955},{"word":"i","start":503.045,"end":503.20502,"confidence":0.7705078,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1971825361251831},{"word":"always","start":503.20502,"end":503.525,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":-0.13995866477489471},{"word":"wanna","start":503.525,"end":503.845,"confidence":0.61621094,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.1550799012184143},{"word":"do","start":503.845,"end":504.005,"confidence":0.50927734,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.08962598443031311},{"word":"it","start":504.005,"end":504.085,"confidence":0.8461914,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.04015401005744934},{"word":"right","start":504.085,"end":504.245,"confidence":0.99902344,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.05037717521190643},{"word":"away","start":504.245,"end":504.48502,"confidence":0.92822266,"punctuated_word":"away,","sentiment":"neutral","sentiment_score":-0.06851349025964737},{"word":"and","start":504.48502,"end":504.645,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10755357146263124},{"word":"he's","start":504.645,"end":504.805,"confidence":0.99902344,"punctuated_word":"he's","sentiment":"neutral","sentiment_score":-0.18636174499988556},{"word":"like","start":504.805,"end":504.965,"confidence":0.97387695,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.14553320407867432},{"word":"oh","start":504.965,"end":505.125,"confidence":0.9716797,"punctuated_word":"oh,","sentiment":"neutral","sentiment_score":-0.2003464549779892},{"word":"yeah","start":505.125,"end":505.625,"confidence":0.97216797,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.1785251647233963},{"word":"so","start":506.565,"end":506.765,"confidence":0.68896484,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.17533740401268005},{"word":"no","start":506.965,"end":507.285,"confidence":0.99902344,"punctuated_word":"no.","sentiment":"negative","sentiment_score":-0.3948633670806885},{"word":"i","start":507.285,"end":507.445,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.30542251467704773},{"word":"get","start":507.445,"end":507.685,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.246422216296196},{"word":"that","start":507.685,"end":508.185,"confidence":0.99902344,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.2444981187582016},{"word":"and","start":511.43002,"end":511.67,"confidence":0.99316406,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.06847696006298065},{"word":"i","start":511.67,"end":511.83002,"confidence":0.5649414,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07478812336921692},{"word":"guess","start":511.83002,"end":512.07,"confidence":1.0,"punctuated_word":"guess","sentiment":"neutral","sentiment_score":0.09889106452465056},{"word":"when","start":512.07,"end":512.23004,"confidence":0.89208984,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.10593287646770476},{"word":"it","start":512.23004,"end":512.31,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11019919812679292},{"word":"comes","start":512.31,"end":512.55,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.1102890893816948},{"word":"to","start":512.55,"end":512.79004,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12734456360340118},{"word":"superannuation","start":512.79004,"end":513.29004,"confidence":0.9980469,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":0.1343318074941635},{"word":"as","start":513.67004,"end":513.83,"confidence":0.9941406,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09744437038898468},{"word":"well","start":513.83,"end":514.07,"confidence":0.98950195,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.08717380464076996},{"word":"i","start":514.07,"end":514.15,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.111017644405365},{"word":"have","start":514.15,"end":514.47003,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12132393568754196},{"word":"here","start":514.47003,"end":514.79004,"confidence":0.99902344,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.1153215989470482},{"word":"that","start":514.79004,"end":515.11,"confidence":0.9277344,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.10459082573652267},{"word":"ideally","start":515.11,"end":515.61,"confidence":0.99902344,"punctuated_word":"ideally,","sentiment":"neutral","sentiment_score":0.1362047791481018},{"word":"you","start":516.15,"end":516.39,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14579953253269196},{"word":"would","start":516.39,"end":516.55,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.17202404141426086},{"word":"like","start":516.55,"end":516.79004,"confidence":0.9970703,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.17547737061977386},{"word":"to","start":516.79004,"end":517.19,"confidence":0.77001953,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18064741790294647},{"word":"retire","start":517.19,"end":517.69,"confidence":0.99316406,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.14662212133407593},{"word":"and","start":517.91003,"end":518.41003,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11667465418577194},{"word":"draw","start":518.47003,"end":518.79004,"confidence":0.9790039,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.12384230643510818},{"word":"an","start":518.79004,"end":518.87,"confidence":0.9819336,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.08562265336513519},{"word":"income","start":518.87,"end":519.19,"confidence":1.0,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.1628764420747757},{"word":"from","start":519.19,"end":519.51,"confidence":1.0,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.09087016433477402},{"word":"super","start":519.51,"end":519.83,"confidence":0.9902344,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.15770749747753143},{"word":"at","start":519.83,"end":520.07,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.10444050282239914},{"word":"around","start":520.07,"end":520.47003,"confidence":1.0,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.1122300922870636},{"word":"60","start":520.47003,"end":520.97003,"confidence":0.99560547,"punctuated_word":"60.","sentiment":"neutral","sentiment_score":0.0955396443605423},{"word":"do","start":521.11,"end":521.27,"confidence":0.99902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.03643284738063812},{"word":"you","start":521.27,"end":521.43,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03317302092909813},{"word":"still","start":521.43,"end":521.67004,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.028403084725141525},{"word":"think","start":521.67004,"end":521.91003,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.022803960368037224},{"word":"that's","start":521.91003,"end":522.23004,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.07937745004892349},{"word":"kind","start":522.23004,"end":522.39,"confidence":0.99316406,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.061172641813755035},{"word":"of","start":522.39,"end":522.71,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06892959028482437},{"word":"the","start":522.71,"end":522.87,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05350783094763756},{"word":"main","start":522.87,"end":523.19,"confidence":1.0,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.08386409282684326},{"word":"focus","start":523.19,"end":523.67004,"confidence":0.99902344,"punctuated_word":"focus?","sentiment":"neutral","sentiment_score":0.08064161241054535},{"word":"yep","start":523.67004,"end":524.17004,"confidence":0.98999023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0947459042072296},{"word":"and","start":524.60504,"end":525.10504,"confidence":0.94140625,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2039714157581329},{"word":"a","start":526.525,"end":527.025,"confidence":0.33007812,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1692320704460144},{"word":"yeah","start":529.325,"end":529.825,"confidence":0.982666,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.17494824528694153},{"word":"yeah","start":532.04504,"end":532.54504,"confidence":0.9655762,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09502587467432022},{"word":"and","start":532.685,"end":532.925,"confidence":0.9790039,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.11160971224308014},{"word":"with","start":532.925,"end":533.085,"confidence":0.9970703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09845121204853058},{"word":"the","start":533.085,"end":533.245,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08946062624454498},{"word":"current","start":533.245,"end":533.565,"confidence":1.0,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.04922480136156082},{"word":"legislation","start":533.565,"end":534.065,"confidence":0.9736328,"punctuated_word":"legislation,","sentiment":"neutral","sentiment_score":0.07295064628124237},{"word":"obviously","start":534.205,"end":534.685,"confidence":0.99853516,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.0931374654173851},{"word":"you","start":534.685,"end":534.84503,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07715116441249847},{"word":"can","start":534.84503,"end":535.085,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10224474966526031},{"word":"retire","start":535.085,"end":535.48505,"confidence":0.99902344,"punctuated_word":"retire","sentiment":"neutral","sentiment_score":0.05854380130767822},{"word":"earlier","start":535.48505,"end":535.885,"confidence":0.99121094,"punctuated_word":"earlier","sentiment":"neutral","sentiment_score":0.06298218667507172},{"word":"if","start":535.885,"end":536.04504,"confidence":0.984375,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.16692957282066345},{"word":"you","start":536.04504,"end":536.125,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08511574566364288},{"word":"want","start":536.125,"end":536.60504,"confidence":0.9855957,"punctuated_word":"want.","sentiment":"neutral","sentiment_score":0.0709654912352562},{"word":"you","start":536.60504,"end":536.685,"confidence":0.9941406,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.07008381187915802},{"word":"can't","start":536.685,"end":537.005,"confidence":0.99853516,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.03880435228347778},{"word":"access","start":537.005,"end":537.405,"confidence":0.99902344,"punctuated_word":"access","sentiment":"neutral","sentiment_score":-0.0514703243970871},{"word":"super","start":537.405,"end":537.645,"confidence":0.578125,"punctuated_word":"super,","sentiment":"neutral","sentiment_score":-0.040708865970373154},{"word":"though","start":537.645,"end":537.885,"confidence":0.99902344,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":-0.07394065707921982},{"word":"until","start":537.885,"end":538.365,"confidence":0.99316406,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.09273199737071992},{"word":"60","start":538.365,"end":538.865,"confidence":0.99609375,"punctuated_word":"60","sentiment":"neutral","sentiment_score":-0.03494499623775482},{"word":"with","start":539.245,"end":539.405,"confidence":0.75341797,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.10135765373706818},{"word":"the","start":539.405,"end":539.565,"confidence":0.9428711,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05952009558677673},{"word":"current","start":539.565,"end":539.72504,"confidence":0.9760742,"punctuated_word":"current","sentiment":"neutral","sentiment_score":-0.048629239201545715},{"word":"legislation","start":539.72504,"end":540.15,"confidence":0.7385254,"punctuated_word":"legislation.","sentiment":"neutral","sentiment_score":-0.0051106419414281845},{"word":"so","start":540.63,"end":541.13,"confidence":0.21020508,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.13978220522403717},{"word":"and","start":541.51,"end":541.67004,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.26164090633392334},{"word":"i","start":541.67004,"end":541.83,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.26390647888183594},{"word":"have","start":541.83,"end":542.07,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.32060694694519043},{"word":"here","start":542.07,"end":542.57,"confidence":1.0,"punctuated_word":"here","sentiment":"positive","sentiment_score":0.3465680181980133},{"word":"ideally","start":542.95,"end":543.45,"confidence":0.6582031,"punctuated_word":"ideally","sentiment":"neutral","sentiment_score":0.3223477602005005},{"word":"through","start":543.83,"end":544.33,"confidence":0.5732422,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.3381175398826599},{"word":"a","start":544.87,"end":544.95,"confidence":0.58496094,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.38295233249664307},{"word":"draw","start":544.95,"end":545.11005,"confidence":0.4338379,"punctuated_word":"draw","sentiment":"neutral","sentiment_score":0.33209896087646484},{"word":"an","start":545.11005,"end":545.27,"confidence":0.79833984,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.2798989713191986},{"word":"income","start":545.27,"end":545.67004,"confidence":1.0,"punctuated_word":"income","sentiment":"positive","sentiment_score":0.33515897393226624},{"word":"of","start":545.67004,"end":545.83,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.26043379306793213},{"word":"about","start":545.83,"end":546.15,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.24715721607208252},{"word":"1,500","start":546.15,"end":546.95,"confidence":1.0,"punctuated_word":"1,500","sentiment":"neutral","sentiment_score":0.3044905662536621},{"word":"per","start":546.95,"end":547.11005,"confidence":0.99902344,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.28962138295173645},{"word":"week","start":547.11005,"end":547.61005,"confidence":0.98291016,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.2776917815208435},{"word":"for","start":547.67004,"end":547.91003,"confidence":0.87158203,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.31123822927474976},{"word":"you","start":547.91003,"end":548.31,"confidence":0.9970703,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.24300062656402588},{"word":"do","start":548.31,"end":548.47003,"confidence":0.9980469,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.15965579450130463},{"word":"you","start":548.47003,"end":548.55005,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2352306991815567},{"word":"still","start":548.55005,"end":548.87,"confidence":0.9941406,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.21023988723754883},{"word":"think","start":548.87,"end":549.11005,"confidence":0.9980469,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.26845583319664},{"word":"that's","start":549.11005,"end":549.35004,"confidence":0.99609375,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.3323151469230652},{"word":"kind","start":549.35004,"end":549.59,"confidence":0.9951172,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.27874642610549927},{"word":"of","start":549.59,"end":550.09,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2926463186740875},{"word":"achievable","start":550.95,"end":551.45,"confidence":0.9765625,"punctuated_word":"achievable?","sentiment":"neutral","sentiment_score":0.24406611919403076},{"word":"no","start":555.885,"end":556.385,"confidence":0.9970703,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.42066437005996704},{"word":"yeah","start":559.645,"end":560.145,"confidence":0.7067871,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0278070867061615},{"word":"do","start":561.645,"end":561.805,"confidence":0.9970703,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.016126742586493492},{"word":"you","start":561.805,"end":561.885,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.008206207305192947},{"word":"reckon","start":561.885,"end":562.28503,"confidence":0.97314453,"punctuated_word":"reckon","sentiment":"neutral","sentiment_score":-0.015426868572831154},{"word":"more","start":562.28503,"end":562.525,"confidence":0.9951172,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.0033252686262130737},{"word":"like","start":562.525,"end":562.765,"confidence":0.8588867,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.0018852055072784424},{"word":"a","start":562.765,"end":562.92505,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.025252552703022957},{"word":"thousand","start":562.92505,"end":563.42505,"confidence":0.9980469,"punctuated_word":"thousand?","sentiment":"neutral","sentiment_score":0.014412878081202509},{"word":"yeah","start":564.92505,"end":565.42505,"confidence":0.71777344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.11195192486047743},{"word":"yep","start":566.28503,"end":566.60504,"confidence":0.7614746,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1432989537715912},{"word":"and","start":566.60504,"end":566.84503,"confidence":0.80371094,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.22468070685863495},{"word":"that's","start":566.84503,"end":567.005,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2240337431430817},{"word":"honestly","start":567.005,"end":567.48505,"confidence":0.97998047,"punctuated_word":"honestly","sentiment":"neutral","sentiment_score":0.20978444814682007},{"word":"what","start":567.48505,"end":567.645,"confidence":0.99609375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.20032232999801636},{"word":"most","start":567.645,"end":567.965,"confidence":1.0,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.2641684412956238},{"word":"people","start":567.965,"end":568.205,"confidence":0.99902344,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.23621442914009097},{"word":"say","start":568.205,"end":568.365,"confidence":0.73498535,"punctuated_word":"say.","sentiment":"neutral","sentiment_score":0.20059379935264587},{"word":"so","start":568.365,"end":568.62,"confidence":0.58496094,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.19539855420589447},{"word":"if","start":568.62,"end":568.77997,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.201270192861557},{"word":"you","start":568.77997,"end":568.94,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2328384816646576},{"word":"are","start":568.94,"end":569.02,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1806072294712067},{"word":"in","start":569.02,"end":569.26,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1931077390909195},{"word":"a","start":569.26,"end":569.33997,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18122023344039917},{"word":"couple","start":569.33997,"end":569.82,"confidence":0.99609375,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.14562898874282837},{"word":"and","start":569.82,"end":570.06,"confidence":0.8774414,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13794660568237305},{"word":"if","start":570.06,"end":570.3,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1475929319858551},{"word":"you","start":570.3,"end":570.46,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15342560410499573},{"word":"don't","start":570.46,"end":570.77997,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.11375265568494795},{"word":"have","start":570.77997,"end":571.27997,"confidence":0.99194336,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.09737369418144226},{"word":"like","start":571.33997,"end":571.66,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.08983594924211502},{"word":"a","start":571.66,"end":571.82,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08200040459632874},{"word":"mortgage","start":571.82,"end":572.3,"confidence":1.0,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.05256563797593117},{"word":"attached","start":572.3,"end":572.62,"confidence":0.99902344,"punctuated_word":"attached","sentiment":"neutral","sentiment_score":0.05905278027057648},{"word":"to","start":572.62,"end":572.77997,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08260743319988251},{"word":"your","start":572.77997,"end":573.02,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0929846316576004},{"word":"property","start":573.02,"end":573.5,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.09276887029409409},{"word":"or","start":573.5,"end":573.66,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.1114313155412674},{"word":"anything","start":573.66,"end":574.06,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.09946881234645844},{"word":"at","start":574.06,"end":574.22,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1734723597764969},{"word":"the","start":574.22,"end":574.38,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20693233609199524},{"word":"time","start":574.38,"end":574.88,"confidence":0.9802246,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.21936863660812375},{"word":"most","start":575.1,"end":575.42,"confidence":1.0,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.27734145522117615},{"word":"people","start":575.42,"end":575.66,"confidence":1.0,"punctuated_word":"people","sentiment":"neutral","sentiment_score":0.267722487449646},{"word":"say","start":575.66,"end":575.98,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.27210909128189087},{"word":"about","start":575.98,"end":576.22,"confidence":0.9902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2353058159351349},{"word":"a","start":576.22,"end":576.38,"confidence":0.9941406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2331630438566208},{"word":"thousand","start":576.38,"end":576.7,"confidence":1.0,"punctuated_word":"thousand","sentiment":"neutral","sentiment_score":0.2343139201402664},{"word":"dollars","start":576.7,"end":577.1,"confidence":0.99902344,"punctuated_word":"dollars","sentiment":"neutral","sentiment_score":0.2600221633911133},{"word":"is","start":577.1,"end":577.26,"confidence":0.9892578,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2150334119796753},{"word":"pre","start":577.26,"end":577.5,"confidence":0.46240234,"punctuated_word":"pre","sentiment":"neutral","sentiment_score":0.28728628158569336},{"word":"still","start":577.58,"end":577.82,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.2486943006515503},{"word":"pretty","start":577.82,"end":578.06,"confidence":1.0,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.34547868371009827},{"word":"good","start":578.06,"end":578.3,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2693944573402405},{"word":"where","start":578.3,"end":578.54,"confidence":0.8925781,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.2931579053401947},{"word":"you","start":578.54,"end":578.7,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3543758690357208},{"word":"can","start":578.7,"end":579.02,"confidence":1.0,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.35007816553115845},{"word":"live","start":579.02,"end":579.33997,"confidence":0.9892578,"punctuated_word":"live","sentiment":"positive","sentiment_score":0.3432841897010803},{"word":"comfortably","start":579.33997,"end":579.83997,"confidence":0.9995117,"punctuated_word":"comfortably,","sentiment":"positive","sentiment_score":0.37698572874069214},{"word":"do","start":580.14,"end":580.3,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4012652635574341},{"word":"some","start":580.3,"end":580.54,"confidence":1.0,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.3635844588279724},{"word":"traveling","start":580.54,"end":581.04,"confidence":0.9836426,"punctuated_word":"traveling,","sentiment":"positive","sentiment_score":0.3339632451534271},{"word":"and","start":582.34503,"end":582.585,"confidence":0.95410156,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18566422164440155},{"word":"not","start":582.585,"end":582.825,"confidence":0.9941406,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.1753433495759964},{"word":"have","start":582.825,"end":582.985,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2155769020318985},{"word":"to","start":582.985,"end":583.145,"confidence":0.9980469,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12538647651672363},{"word":"stress","start":583.145,"end":583.645,"confidence":0.9980469,"punctuated_word":"stress","sentiment":"neutral","sentiment_score":0.08342348039150238},{"word":"too","start":583.705,"end":584.025,"confidence":0.99902344,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.145488440990448},{"word":"much","start":584.025,"end":584.525,"confidence":0.99658203,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":0.152486652135849},{"word":"yeah","start":586.105,"end":586.34503,"confidence":0.9890137,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2205251306295395},{"word":"alright","start":586.34503,"end":586.745,"confidence":1.0,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.4081047475337982},{"word":"perfect","start":586.745,"end":587.245,"confidence":1.0,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5309573411941528},{"word":"now","start":587.305,"end":587.705,"confidence":0.9091797,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2170938402414322},{"word":"the","start":587.705,"end":587.78503,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1390538513660431},{"word":"next","start":587.78503,"end":587.945,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.1463676393032074},{"word":"thing","start":587.945,"end":588.185,"confidence":0.99902344,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.17361989617347717},{"word":"i","start":588.185,"end":588.265,"confidence":0.9970703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12586791813373566},{"word":"do","start":588.265,"end":588.505,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14138834178447723},{"word":"wanna","start":588.505,"end":588.825,"confidence":0.9941406,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.13044477999210358},{"word":"triple","start":588.825,"end":589.22504,"confidence":0.9589844,"punctuated_word":"triple","sentiment":"neutral","sentiment_score":0.12539061903953552},{"word":"check","start":589.22504,"end":589.465,"confidence":0.99609375,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.11750291287899016},{"word":"with","start":589.465,"end":589.625,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11792297661304474},{"word":"you","start":589.625,"end":590.125,"confidence":0.9782715,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.12506061792373657},{"word":"it","start":590.185,"end":590.265,"confidence":0.9448242,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11349651217460632},{"word":"is","start":590.265,"end":590.425,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1114865392446518},{"word":"just","start":590.425,"end":590.66504,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1357939839363098},{"word":"your","start":590.66504,"end":590.985,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10596002638339996},{"word":"risk","start":590.985,"end":591.385,"confidence":0.9902344,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.06190875917673111},{"word":"profile","start":591.385,"end":591.885,"confidence":0.99609375,"punctuated_word":"profile.","sentiment":"neutral","sentiment_score":0.09419695287942886},{"word":"so","start":592.105,"end":592.265,"confidence":0.98535156,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10692909359931946},{"word":"it's","start":592.265,"end":592.425,"confidence":0.99072266,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.10998642444610596},{"word":"just","start":592.425,"end":592.66504,"confidence":0.99316406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11437992751598358},{"word":"a","start":592.66504,"end":592.745,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1388544738292694},{"word":"couple","start":592.745,"end":592.905,"confidence":0.9941406,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.1163736879825592},{"word":"of","start":592.905,"end":593.4,"confidence":0.91845703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1355593502521515},{"word":"choice","start":593.56,"end":593.88,"confidence":0.49267578,"punctuated_word":"choice","sentiment":"neutral","sentiment_score":0.12448212504386902},{"word":"questions","start":593.88,"end":594.36005,"confidence":0.9970703,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.1430940330028534},{"word":"just","start":594.36005,"end":594.60004,"confidence":0.94384766,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13664443790912628},{"word":"to","start":594.60004,"end":594.68005,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11238095164299013},{"word":"see","start":594.68005,"end":594.84,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.09393960982561111},{"word":"if","start":594.84,"end":595.08,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08763807266950607},{"word":"anything","start":595.08,"end":595.4,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.07513333857059479},{"word":"has","start":595.4,"end":595.88,"confidence":0.99902344,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.03967420011758804},{"word":"changed","start":595.88,"end":596.38,"confidence":0.9970703,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.027999483048915863},{"word":"in","start":596.52,"end":596.68005,"confidence":0.99609375,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05235694348812103},{"word":"terms","start":596.68005,"end":597.0,"confidence":1.0,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.07039651274681091},{"word":"of","start":597.0,"end":597.16003,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06315156817436218},{"word":"how","start":597.16003,"end":597.4,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.045044638216495514},{"word":"you","start":597.4,"end":597.56,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07075943797826767},{"word":"feel","start":597.56,"end":597.96,"confidence":1.0,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.017365239560604095},{"word":"about","start":597.96,"end":598.46,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.03483056277036667},{"word":"market","start":598.84,"end":599.34,"confidence":0.9980469,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.040048711001873016},{"word":"fluctuations","start":599.4,"end":599.9,"confidence":0.99609375,"punctuated_word":"fluctuations","sentiment":"neutral","sentiment_score":0.05640511214733124},{"word":"and","start":600.2,"end":600.44,"confidence":0.9873047,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.047095946967601776},{"word":"volatility","start":600.44,"end":600.94,"confidence":1.0,"punctuated_word":"volatility","sentiment":"neutral","sentiment_score":0.04479117691516876},{"word":"in","start":601.16003,"end":601.32,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05377728492021561},{"word":"regards","start":601.32,"end":601.72003,"confidence":0.99902344,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.0644109696149826},{"word":"to","start":601.72003,"end":601.88,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06262814253568649},{"word":"your","start":601.88,"end":602.12,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08078792691230774},{"word":"superannuation","start":602.12,"end":602.62,"confidence":0.99487305,"punctuated_word":"superannuation.","sentiment":"neutral","sentiment_score":0.1246688961982727},{"word":"no","start":604.76,"end":605.0,"confidence":0.93408203,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.2591170072555542},{"word":"right","start":605.0,"end":605.24005,"confidence":0.99609375,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.30874916911125183},{"word":"or","start":605.24005,"end":605.4,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.2565161883831024},{"word":"wrong","start":605.4,"end":605.64,"confidence":0.99902344,"punctuated_word":"wrong","sentiment":"neutral","sentiment_score":-0.2851530909538269},{"word":"answer","start":605.64,"end":606.04004,"confidence":0.9946289,"punctuated_word":"answer.","sentiment":"negative","sentiment_score":-0.33707964420318604},{"word":"again","start":606.04004,"end":606.28,"confidence":0.9995117,"punctuated_word":"Again,","sentiment":"neutral","sentiment_score":-0.1513507217168808},{"word":"it's","start":606.28,"end":606.44,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.026193229481577873},{"word":"just","start":606.44,"end":606.68005,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02640710771083832},{"word":"whatever","start":606.68005,"end":607.0,"confidence":0.9970703,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":0.12255235016345978},{"word":"you","start":607.0,"end":607.16003,"confidence":0.9863281,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06906326115131378},{"word":"feel","start":607.16003,"end":607.4,"confidence":0.9951172,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.08904634416103363},{"word":"is","start":607.4,"end":607.64,"confidence":0.984375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1233498826622963},{"word":"the","start":607.64,"end":607.72003,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08615265786647797},{"word":"most","start":607.72003,"end":608.22003,"confidence":0.99121094,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.07822965830564499},{"word":"appropriate","start":608.39496,"end":608.55493,"confidence":0.97509766,"punctuated_word":"appropriate","sentiment":"neutral","sentiment_score":0.08351196348667145},{"word":"for","start":608.55493,"end":608.71497,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.01911163330078125},{"word":"you","start":608.71497,"end":609.115,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.00016853958368301392},{"word":"does","start":609.115,"end":609.355,"confidence":0.99902344,"punctuated_word":"Does","sentiment":"neutral","sentiment_score":0.06957212090492249},{"word":"that","start":609.355,"end":609.515,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12624593079090118},{"word":"make","start":609.515,"end":609.755,"confidence":0.9980469,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.0877181738615036},{"word":"sense","start":609.755,"end":610.255,"confidence":1.0,"punctuated_word":"sense?","sentiment":"neutral","sentiment_score":0.0718376487493515},{"word":"yep","start":611.195,"end":611.595,"confidence":0.97680664,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3319380283355713},{"word":"perfect","start":611.595,"end":612.095,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6640233993530273},{"word":"now","start":613.355,"end":613.855,"confidence":0.71191406,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.38103896379470825},{"word":"when","start":613.995,"end":614.235,"confidence":0.99609375,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.22539325058460236},{"word":"it","start":614.235,"end":614.39496,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2077900916337967},{"word":"comes","start":614.39496,"end":614.71497,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.12640832364559174},{"word":"to","start":614.71497,"end":615.195,"confidence":0.8027344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14373928308486938},{"word":"the","start":615.195,"end":615.435,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15748724341392517},{"word":"level","start":615.435,"end":615.755,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.011348314583301544},{"word":"of","start":615.755,"end":615.995,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.020052142441272736},{"word":"risk","start":615.995,"end":616.39496,"confidence":0.9921875,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.03956189751625061},{"word":"that","start":616.39496,"end":616.555,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05925947427749634},{"word":"you","start":616.555,"end":616.795,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09002642333507538},{"word":"are","start":616.795,"end":616.95496,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.06541194021701813},{"word":"comfortable","start":616.95496,"end":617.45496,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":-0.00005876272916793823},{"word":"with","start":617.595,"end":618.095,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.050504088401794434},{"word":"for","start":618.315,"end":618.555,"confidence":0.9707031,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.07962244004011154},{"word":"your","start":618.555,"end":618.95496,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2652330994606018},{"word":"superannuation","start":618.95496,"end":619.45496,"confidence":0.9016113,"punctuated_word":"superannuation,","sentiment":"neutral","sentiment_score":0.21755701303482056},{"word":"through","start":620.61,"end":620.77,"confidence":0.96240234,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1215018481016159},{"word":"obviously","start":620.85,"end":621.17,"confidence":0.95410156,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.20565173029899597},{"word":"make","start":621.17,"end":621.33,"confidence":0.984375,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.174353688955307},{"word":"sure","start":621.33,"end":621.49,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.2284585237503052},{"word":"it","start":621.49,"end":621.65,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3241201639175415},{"word":"continues","start":621.65,"end":622.15,"confidence":0.9980469,"punctuated_word":"continues","sentiment":"neutral","sentiment_score":0.2509460747241974},{"word":"to","start":622.21,"end":622.45,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2784865200519562},{"word":"grow","start":622.45,"end":622.77,"confidence":0.8901367,"punctuated_word":"grow,","sentiment":"neutral","sentiment_score":0.2557936906814575},{"word":"but","start":622.77,"end":623.01,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.17170974612236023},{"word":"also","start":623.01,"end":623.25,"confidence":0.94921875,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.14015249907970428},{"word":"a","start":623.25,"end":623.33,"confidence":0.9790039,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14731086790561676},{"word":"level","start":623.33,"end":623.65,"confidence":1.0,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.1291210651397705},{"word":"that","start":623.65,"end":623.81,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.18116256594657895},{"word":"you","start":623.81,"end":623.97,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16079989075660706},{"word":"are","start":623.97,"end":624.13,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1442553699016571},{"word":"comfortable","start":624.13,"end":624.61,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.0871434137225151},{"word":"with","start":624.61,"end":625.11,"confidence":0.9758301,"punctuated_word":"with.","sentiment":"neutral","sentiment_score":0.08451122790575027},{"word":"would","start":625.57,"end":625.73,"confidence":0.97802734,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.03246542811393738},{"word":"you","start":625.73,"end":626.05,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.007510289549827576},{"word":"say","start":626.05,"end":626.52997,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.03163256496191025},{"word":"that","start":626.52997,"end":626.85,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.00250302255153656},{"word":"you","start":626.85,"end":627.01,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02092059701681137},{"word":"are","start":627.01,"end":627.17,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0270855575799942},{"word":"willing","start":627.17,"end":627.49,"confidence":1.0,"punctuated_word":"willing","sentiment":"neutral","sentiment_score":-0.021137043833732605},{"word":"to","start":627.49,"end":627.81,"confidence":0.9951172,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0063901618123054504},{"word":"accept","start":627.81,"end":628.31,"confidence":1.0,"punctuated_word":"accept","sentiment":"neutral","sentiment_score":-0.037708356976509094},{"word":"very","start":629.01,"end":629.41,"confidence":0.99902344,"punctuated_word":"very","sentiment":"neutral","sentiment_score":-0.03155422955751419},{"word":"high","start":629.41,"end":629.73,"confidence":1.0,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.04637268185615539},{"word":"risk","start":629.73,"end":630.23,"confidence":0.9975586,"punctuated_word":"risk,","sentiment":"neutral","sentiment_score":-0.04600920155644417},{"word":"high","start":630.85,"end":631.35,"confidence":0.99902344,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.012145832180976868},{"word":"moderate","start":631.49,"end":631.99,"confidence":0.7561035,"punctuated_word":"moderate,","sentiment":"neutral","sentiment_score":-0.028322182595729828},{"word":"or","start":632.29,"end":632.45,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.04129192978143692},{"word":"a","start":632.45,"end":632.685,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.009580884128808975},{"word":"small","start":632.765,"end":633.085,"confidence":1.0,"punctuated_word":"small","sentiment":"neutral","sentiment_score":-0.02191990613937378},{"word":"amount","start":633.085,"end":633.485,"confidence":1.0,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.05045797675848007},{"word":"of","start":633.485,"end":633.645,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.053119249641895294},{"word":"risk","start":633.645,"end":633.965,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.05425923317670822},{"word":"for","start":633.965,"end":634.205,"confidence":0.98535156,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.058499760925769806},{"word":"your","start":634.205,"end":634.525,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.0214390829205513},{"word":"superannuation","start":634.525,"end":635.025,"confidence":0.9944661,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":0.053157735615968704},{"word":"at","start":635.245,"end":635.485,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.08305063843727112},{"word":"this","start":635.485,"end":635.725,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.002566210925579071},{"word":"point","start":635.725,"end":636.225,"confidence":0.9248047,"punctuated_word":"point.","sentiment":"neutral","sentiment_score":-0.015062261372804642},{"word":"yep","start":638.125,"end":638.625,"confidence":0.8564453,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.01321193017065525},{"word":"yeah","start":639.965,"end":640.365,"confidence":0.9650879,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04670858010649681},{"word":"it's","start":640.365,"end":640.525,"confidence":0.9951172,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.06435491889715195},{"word":"what","start":640.525,"end":640.765,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06315703690052032},{"word":"you","start":640.765,"end":640.925,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0716107040643692},{"word":"said","start":640.925,"end":641.165,"confidence":1.0,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.07869042456150055},{"word":"last","start":641.165,"end":641.40497,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.04855746030807495},{"word":"time","start":641.40497,"end":641.645,"confidence":0.9086914,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.05747445300221443},{"word":"so","start":641.645,"end":641.805,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11170369386672974},{"word":"that","start":641.805,"end":642.045,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.120529405772686},{"word":"all","start":642.045,"end":642.365,"confidence":0.9301758,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.16136933863162994},{"word":"matches","start":642.365,"end":642.865,"confidence":0.9658203,"punctuated_word":"matches","sentiment":"neutral","sentiment_score":0.12213091552257538},{"word":"up","start":642.925,"end":643.425,"confidence":0.9609375,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.10940541326999664},{"word":"mhmm","start":643.965,"end":644.465,"confidence":0.90063477,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.012030844576656818},{"word":"and","start":645.165,"end":645.645,"confidence":1.0,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.015425268560647964},{"word":"when","start":645.645,"end":645.805,"confidence":0.9921875,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.02938534878194332},{"word":"it","start":645.805,"end":645.965,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.01430424302816391},{"word":"comes","start":645.965,"end":646.205,"confidence":0.99902344,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":-0.024655623361468315},{"word":"to","start":646.205,"end":646.445,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0327557697892189},{"word":"fluctuations","start":646.445,"end":646.945,"confidence":0.9980469,"punctuated_word":"fluctuations","sentiment":"neutral","sentiment_score":-0.023757629096508023},{"word":"as","start":647.645,"end":647.885,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.03161521255970001},{"word":"well","start":647.885,"end":648.385,"confidence":0.9526367,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.03179488703608513},{"word":"so","start":648.67,"end":649.17,"confidence":0.9902344,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.0270538292825222},{"word":"hypothetically","start":650.43,"end":650.93,"confidence":0.8489583,"punctuated_word":"hypothetically,","sentiment":"neutral","sentiment_score":-0.03725337237119675},{"word":"let's","start":651.15,"end":651.39,"confidence":1.0,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.021326512098312374},{"word":"say","start":651.39,"end":651.71,"confidence":1.0,"punctuated_word":"say","sentiment":"neutral","sentiment_score":-0.011918757110834122},{"word":"you","start":651.71,"end":651.95,"confidence":0.7158203,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0214996337890625},{"word":"place","start":651.95,"end":652.27,"confidence":0.5649414,"punctuated_word":"place","sentiment":"neutral","sentiment_score":-0.01912932470440865},{"word":"an","start":652.27,"end":652.51,"confidence":0.99902344,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.02938651852309704},{"word":"investment","start":652.51,"end":653.01,"confidence":0.78149414,"punctuated_word":"investment,","sentiment":"neutral","sentiment_score":-0.025255687534809113},{"word":"and","start":653.31,"end":653.63,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0203936118632555},{"word":"after","start":653.63,"end":654.03,"confidence":0.9980469,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.06145679950714111},{"word":"six","start":654.03,"end":654.35004,"confidence":1.0,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.0741356760263443},{"word":"months","start":654.35004,"end":654.83,"confidence":0.984375,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":-0.06229736655950546},{"word":"the","start":654.83,"end":654.99,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08936171233654022},{"word":"portfolio","start":654.99,"end":655.49,"confidence":1.0,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.23419611155986783},{"word":"has","start":656.27,"end":656.67,"confidence":1.0,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.11890014261007308},{"word":"decreased","start":656.67,"end":657.17,"confidence":1.0,"punctuated_word":"decreased","sentiment":"neutral","sentiment_score":-0.11284808814525604},{"word":"in","start":657.23,"end":657.39,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.20400741696357727},{"word":"value","start":657.39,"end":657.79004,"confidence":1.0,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.2920040190219879},{"word":"by","start":657.79004,"end":658.11,"confidence":1.0,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.131501704454422},{"word":"20%","start":658.11,"end":659.01,"confidence":1.0,"punctuated_word":"20%","sentiment":"neutral","sentiment_score":-0.14228881895542145},{"word":"due","start":660.03,"end":660.35004,"confidence":0.98828125,"punctuated_word":"due","sentiment":"neutral","sentiment_score":-0.15594667196273804},{"word":"to","start":660.35004,"end":660.59,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.142819344997406},{"word":"general","start":660.59,"end":661.09,"confidence":0.99902344,"punctuated_word":"general","sentiment":"neutral","sentiment_score":-0.1540626436471939},{"word":"trends","start":661.175,"end":661.33496,"confidence":0.97802734,"punctuated_word":"trends","sentiment":"neutral","sentiment_score":-0.1906089633703232},{"word":"in","start":661.33496,"end":661.45496,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.16950780153274536},{"word":"the","start":661.45496,"end":661.57495,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.16186174750328064},{"word":"market","start":661.57495,"end":662.07495,"confidence":0.9160156,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.20391720533370972},{"word":"so","start":662.13495,"end":662.375,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.10436409711837769},{"word":"not","start":662.375,"end":662.69495,"confidence":0.94873047,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.1894393265247345},{"word":"let's","start":662.69495,"end":662.935,"confidence":0.9995117,"punctuated_word":"let's","sentiment":"neutral","sentiment_score":-0.16088365018367767},{"word":"say","start":662.935,"end":663.095,"confidence":0.99316406,"punctuated_word":"say,","sentiment":"neutral","sentiment_score":-0.19164669513702393},{"word":"one","start":663.095,"end":663.415,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.19024835526943207},{"word":"particular","start":663.415,"end":663.89496,"confidence":0.99902344,"punctuated_word":"particular","sentiment":"neutral","sentiment_score":-0.1750379204750061},{"word":"investment","start":663.89496,"end":664.375,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.16621063649654388},{"word":"that's","start":664.375,"end":664.615,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.17814046144485474},{"word":"gone","start":664.615,"end":664.855,"confidence":0.9902344,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.22581380605697632},{"word":"bad","start":664.855,"end":665.33496,"confidence":0.91845703,"punctuated_word":"bad,","sentiment":"neutral","sentiment_score":-0.2183469235897064},{"word":"just","start":665.33496,"end":665.65497,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.17137271165847778},{"word":"the","start":665.65497,"end":665.81494,"confidence":0.84472656,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2017977237701416},{"word":"market","start":665.81494,"end":666.31494,"confidence":0.9980469,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.1843716949224472},{"word":"trends","start":666.375,"end":666.875,"confidence":0.9589844,"punctuated_word":"trends","sentiment":"neutral","sentiment_score":-0.2377348244190216},{"word":"as","start":667.25494,"end":667.415,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.15965217351913452},{"word":"a","start":667.415,"end":667.495,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13946440815925598},{"word":"whole","start":667.495,"end":667.995,"confidence":0.98339844,"punctuated_word":"whole.","sentiment":"neutral","sentiment_score":-0.12960758805274963},{"word":"would","start":669.415,"end":669.65497,"confidence":0.5986328,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.012488849461078644},{"word":"you","start":669.65497,"end":669.975,"confidence":0.810791,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.007054053246974945},{"word":"if","start":669.975,"end":670.13495,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03376615419983864},{"word":"you","start":670.13495,"end":670.295,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.012550510466098784},{"word":"had","start":670.295,"end":670.45496,"confidence":0.921875,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.029112588614225388},{"word":"the","start":670.45496,"end":670.535,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01992836594581604},{"word":"option","start":670.535,"end":670.855,"confidence":1.0,"punctuated_word":"option","sentiment":"neutral","sentiment_score":0.04023502767086029},{"word":"to","start":670.855,"end":671.01495,"confidence":0.984375,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.020647846162319183},{"word":"do","start":671.01495,"end":671.25494,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.01196238398551941},{"word":"so","start":671.25494,"end":671.495,"confidence":0.97436523,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.021283041685819622},{"word":"i","start":671.495,"end":671.57495,"confidence":0.53808594,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.058015428483486176},{"word":"think","start":671.57495,"end":671.81494,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.05035529285669327},{"word":"that","start":671.81494,"end":672.055,"confidence":0.99609375,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05208336561918259},{"word":"now","start":672.055,"end":672.295,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.00944577157497406},{"word":"is","start":672.295,"end":672.45496,"confidence":0.9970703,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05252104997634888},{"word":"potentially","start":672.45496,"end":672.935,"confidence":0.9941406,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":0.1076878011226654},{"word":"a","start":672.935,"end":673.01495,"confidence":0.96875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06376296281814575},{"word":"good","start":673.01495,"end":673.25494,"confidence":1.0,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.1316906362771988},{"word":"time","start":673.25494,"end":673.495,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.08374044299125671},{"word":"to","start":673.495,"end":673.57495,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04749047756195069},{"word":"put","start":673.57495,"end":673.81494,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.02383802086114883},{"word":"a","start":673.81494,"end":673.89496,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03806393966078758},{"word":"little","start":673.89496,"end":674.13495,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.02760925143957138},{"word":"bit","start":674.13495,"end":674.295,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.00975111871957779},{"word":"more","start":674.295,"end":674.535,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.0420512929558754},{"word":"in","start":674.535,"end":674.77496,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.013719990849494934},{"word":"while","start":674.77496,"end":674.935,"confidence":1.0,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.034516289830207825},{"word":"the","start":674.935,"end":675.095,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.061859093606472015},{"word":"prices","start":675.095,"end":675.57495,"confidence":1.0,"punctuated_word":"prices","sentiment":"neutral","sentiment_score":-0.08962937444448471},{"word":"are","start":675.57495,"end":675.81494,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.05665380507707596},{"word":"down","start":675.81494,"end":676.31494,"confidence":0.9550781,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":-0.026843782514333725},{"word":"would","start":676.96,"end":677.2,"confidence":1.0,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.01094423234462738},{"word":"you","start":677.2,"end":677.7,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02053045481443405},{"word":"hold","start":677.76,"end":678.26,"confidence":1.0,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.016897164285182953},{"word":"and","start":678.4,"end":678.64,"confidence":0.98828125,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.041085533797740936},{"word":"just","start":678.64,"end":678.88,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03893094509840011},{"word":"kind","start":678.88,"end":679.12,"confidence":0.9970703,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.02888164669275284},{"word":"of","start":679.12,"end":679.44,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.023771055042743683},{"word":"assess","start":679.44,"end":679.76,"confidence":0.9951172,"punctuated_word":"assess","sentiment":"neutral","sentiment_score":-0.003706499934196472},{"word":"and","start":679.76,"end":679.92,"confidence":0.98291016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03981700912117958},{"word":"wait","start":679.92,"end":680.16,"confidence":1.0,"punctuated_word":"wait","sentiment":"neutral","sentiment_score":-0.01756540685892105},{"word":"to","start":680.16,"end":680.4,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03685345500707626},{"word":"see","start":680.4,"end":680.56,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.00656784325838089},{"word":"what","start":680.56,"end":680.8,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.032107919454574585},{"word":"happens","start":680.8,"end":681.3,"confidence":0.78564453,"punctuated_word":"happens,","sentiment":"neutral","sentiment_score":-0.037226758897304535},{"word":"or","start":682.08,"end":682.48,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.061630282551050186},{"word":"would","start":682.48,"end":682.72,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.0366167277097702},{"word":"you","start":682.72,"end":682.88,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.043626125901937485},{"word":"want","start":682.88,"end":683.12,"confidence":1.0,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.05895001441240311},{"word":"to","start":683.12,"end":683.36,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07577644288539886},{"word":"shift","start":683.36,"end":683.84,"confidence":0.99902344,"punctuated_word":"shift","sentiment":"neutral","sentiment_score":-0.04255108535289765},{"word":"to","start":683.84,"end":684.0,"confidence":0.97998047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07809057831764221},{"word":"a","start":684.0,"end":684.16,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04496333748102188},{"word":"more","start":684.16,"end":684.4,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.03649495542049408},{"word":"secure","start":684.4,"end":684.88,"confidence":0.9941406,"punctuated_word":"secure","sentiment":"neutral","sentiment_score":-0.030786097049713135},{"word":"asset","start":684.88,"end":685.27997,"confidence":0.80126953,"punctuated_word":"asset,","sentiment":"neutral","sentiment_score":-0.017150428146123886},{"word":"but","start":685.27997,"end":685.52,"confidence":0.96435547,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.023631371557712555},{"word":"that","start":685.52,"end":685.68,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04620581492781639},{"word":"means","start":685.68,"end":685.92,"confidence":0.99902344,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.03241487219929695},{"word":"you","start":685.92,"end":686.0,"confidence":0.96972656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.054171402007341385},{"word":"are","start":686.0,"end":686.16,"confidence":0.7211914,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.04618467390537262},{"word":"then","start":686.16,"end":686.4,"confidence":0.7133789,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.051286861300468445},{"word":"selling","start":686.4,"end":686.72,"confidence":1.0,"punctuated_word":"selling","sentiment":"neutral","sentiment_score":-0.06421580910682678},{"word":"when","start":686.72,"end":686.88,"confidence":0.9902344,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.10019341111183168},{"word":"the","start":686.88,"end":687.04,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10181067883968352},{"word":"prices","start":687.04,"end":687.52,"confidence":1.0,"punctuated_word":"prices","sentiment":"neutral","sentiment_score":-0.11598189175128935},{"word":"have","start":687.52,"end":687.84,"confidence":0.99121094,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1264786720275879},{"word":"dropped","start":687.84,"end":688.34,"confidence":0.96777344,"punctuated_word":"dropped?","sentiment":"neutral","sentiment_score":-0.06629929691553116},{"word":"set","start":691.27997,"end":691.52,"confidence":0.546875,"punctuated_word":"Set","sentiment":"neutral","sentiment_score":0.016086440533399582},{"word":"and","start":691.52,"end":691.76,"confidence":0.9482422,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.002692732959985733},{"word":"hold","start":691.76,"end":692.145,"confidence":0.9423828,"punctuated_word":"hold.","sentiment":"neutral","sentiment_score":0.008182261139154434},{"word":"yep","start":692.465,"end":692.965,"confidence":0.9663086,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07587409019470215},{"word":"perfect","start":693.10504,"end":693.60504,"confidence":0.9914551,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.31485018134117126},{"word":"and","start":695.585,"end":696.085,"confidence":0.7397461,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1710059493780136},{"word":"last","start":696.145,"end":696.465,"confidence":0.9370117,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.10780811309814452},{"word":"one","start":696.465,"end":696.78503,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.11648380756378174},{"word":"here","start":696.78503,"end":697.185,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.11089792847633362},{"word":"is","start":697.185,"end":697.505,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.09093533456325532},{"word":"in","start":697.505,"end":697.745,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08184481412172318},{"word":"regards","start":697.745,"end":698.22504,"confidence":0.99902344,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.04864080995321274},{"word":"to","start":698.22504,"end":698.625,"confidence":0.7241211,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06126626208424568},{"word":"fluctuations","start":698.625,"end":699.125,"confidence":1.0,"punctuated_word":"fluctuations","sentiment":"neutral","sentiment_score":0.06104563549160957},{"word":"again","start":699.66504,"end":700.16504,"confidence":0.9946289,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":0.04706166684627533},{"word":"so","start":700.385,"end":700.78503,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06617602705955505},{"word":"if","start":700.78503,"end":701.025,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08359643816947937},{"word":"you've","start":701.025,"end":701.34503,"confidence":0.9995117,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.09465119242668152},{"word":"ever","start":701.34503,"end":701.585,"confidence":1.0,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.10101807117462158},{"word":"had","start":701.585,"end":701.825,"confidence":1.0,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.05037982016801834},{"word":"any","start":701.825,"end":702.22504,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.05266808718442917},{"word":"investments","start":702.22504,"end":702.705,"confidence":0.77246094,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":0.0680321455001831},{"word":"including","start":702.705,"end":703.205,"confidence":0.9291992,"punctuated_word":"including","sentiment":"neutral","sentiment_score":0.12296979874372482},{"word":"superannuation","start":703.42505,"end":703.92505,"confidence":0.93933105,"punctuated_word":"superannuation,","sentiment":"neutral","sentiment_score":0.1592743694782257},{"word":"ever","start":704.465,"end":704.865,"confidence":0.9863281,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":0.17572273313999176},{"word":"full","start":704.865,"end":705.185,"confidence":0.8857422,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.19063647091388705},{"word":"in","start":705.185,"end":705.505,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.15664921700954437},{"word":"value","start":705.505,"end":706.005,"confidence":0.9970703,"punctuated_word":"value,","sentiment":"neutral","sentiment_score":0.1604151874780655},{"word":"how","start":707.52,"end":707.84,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.14513972401618958},{"word":"would","start":707.84,"end":708.08,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.15736213326454165},{"word":"that","start":708.08,"end":708.24,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20570050179958344},{"word":"have","start":708.24,"end":708.48,"confidence":0.9951172,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13931119441986084},{"word":"made","start":708.48,"end":708.8,"confidence":1.0,"punctuated_word":"made","sentiment":"neutral","sentiment_score":0.1454361379146576},{"word":"you","start":708.8,"end":709.12,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10871273279190063},{"word":"feel","start":709.12,"end":709.62,"confidence":0.99853516,"punctuated_word":"feel?","sentiment":"neutral","sentiment_score":0.0997939631342888},{"word":"would","start":709.84,"end":710.0,"confidence":1.0,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.026223845779895782},{"word":"you","start":710.0,"end":710.24,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06963566690683365},{"word":"say","start":710.24,"end":710.74,"confidence":0.9980469,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.056786857545375824},{"word":"optimistic","start":710.96,"end":711.46,"confidence":0.97998047,"punctuated_word":"optimistic","sentiment":"neutral","sentiment_score":0.1277211755514145},{"word":"about","start":712.08,"end":712.58,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.07299894094467163},{"word":"future","start":712.64,"end":713.04,"confidence":1.0,"punctuated_word":"future","sentiment":"neutral","sentiment_score":0.07405688613653183},{"word":"investment","start":713.04,"end":713.54,"confidence":1.0,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.05716255307197571},{"word":"opportunities","start":713.6,"end":714.1,"confidence":0.845459,"punctuated_word":"opportunities,","sentiment":"neutral","sentiment_score":0.07967910170555115},{"word":"a","start":715.04,"end":715.2,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03078325092792511},{"word":"bit","start":715.2,"end":715.44,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.03463399410247803},{"word":"more","start":715.44,"end":715.68,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.01488438993692398},{"word":"kind","start":715.68,"end":715.92,"confidence":0.99121094,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.06339170038700104},{"word":"of","start":715.92,"end":716.32,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04478335380554199},{"word":"neutral","start":716.32,"end":716.82,"confidence":0.9387207,"punctuated_word":"neutral,","sentiment":"neutral","sentiment_score":0.03171776235103607},{"word":"not","start":717.27997,"end":717.6,"confidence":0.99902344,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.029123149812221527},{"word":"making","start":717.6,"end":717.92,"confidence":0.99902344,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.03707195073366165},{"word":"further","start":717.92,"end":718.42,"confidence":0.99902344,"punctuated_word":"further","sentiment":"neutral","sentiment_score":-0.08116746693849564},{"word":"investments","start":718.48,"end":718.98,"confidence":0.9633789,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":-0.055130645632743835},{"word":"concerned","start":720.08,"end":720.58,"confidence":0.7717285,"punctuated_word":"concerned,","sentiment":"neutral","sentiment_score":-0.09024731814861298},{"word":"or","start":720.64,"end":720.8,"confidence":0.99609375,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.08732404559850693},{"word":"highly","start":720.8,"end":720.88,"confidence":0.99609375,"punctuated_word":"highly","sentiment":"neutral","sentiment_score":-0.02567248046398163},{"word":"anxious","start":720.88,"end":721.38,"confidence":0.7607422,"punctuated_word":"anxious?","sentiment":"neutral","sentiment_score":-0.028158843517303467},{"word":"anxious","start":724.245,"end":724.745,"confidence":0.90893555,"punctuated_word":"Anxious?","sentiment":"neutral","sentiment_score":-0.10770703852176666},{"word":"pretty","start":724.885,"end":725.20496,"confidence":0.97265625,"punctuated_word":"Pretty","sentiment":"neutral","sentiment_score":-0.18573933839797976},{"word":"optimistic","start":725.20496,"end":725.70496,"confidence":0.99853516,"punctuated_word":"optimistic.","sentiment":"neutral","sentiment_score":-0.20076361298561096},{"word":"yeah","start":727.685,"end":728.185,"confidence":0.97314453,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1179310381412506},{"word":"yeah","start":729.685,"end":730.08496,"confidence":0.98706055,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05235635489225387},{"word":"no","start":730.08496,"end":730.32495,"confidence":0.99560547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.15580162405967712},{"word":"i","start":730.32495,"end":730.485,"confidence":0.7836914,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.14186185598373413},{"word":"still","start":730.485,"end":730.725,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.10289070010185242},{"word":"have","start":730.725,"end":730.885,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.12062767148017885},{"word":"plenty","start":730.885,"end":731.20496,"confidence":0.99902344,"punctuated_word":"plenty","sentiment":"neutral","sentiment_score":-0.16294318437576294},{"word":"of","start":731.20496,"end":731.445,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12076164782047272},{"word":"time","start":731.445,"end":731.945,"confidence":0.99902344,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":-0.1004130393266678},{"word":"now","start":733.445,"end":733.76495,"confidence":0.8642578,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.004028283059597015},{"word":"that","start":733.76495,"end":734.005,"confidence":0.9921875,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.028569728136062626},{"word":"tells","start":734.005,"end":734.245,"confidence":0.9980469,"punctuated_word":"tells","sentiment":"neutral","sentiment_score":-0.0319664403796196},{"word":"me","start":734.245,"end":734.40497,"confidence":0.99316406,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.014529682695865633},{"word":"here","start":734.40497,"end":734.64496,"confidence":0.9921875,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.002387315034866333},{"word":"that","start":734.64496,"end":734.805,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.052336011081933975},{"word":"you","start":734.805,"end":734.96497,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.043105512857437134},{"word":"have","start":734.96497,"end":735.20496,"confidence":0.9941406,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.07044073939323425},{"word":"come","start":735.20496,"end":735.365,"confidence":0.99316406,"punctuated_word":"come","sentiment":"neutral","sentiment_score":-0.053413160145282745},{"word":"out","start":735.365,"end":735.76495,"confidence":0.97802734,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.08162544667720795},{"word":"kind","start":735.76495,"end":735.845,"confidence":0.8984375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.07040922343730927},{"word":"of","start":735.845,"end":736.08496,"confidence":0.9892578,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08609427511692047},{"word":"borderline","start":736.08496,"end":736.40497,"confidence":0.9658203,"punctuated_word":"borderline","sentiment":"neutral","sentiment_score":-0.08098705112934113},{"word":"between","start":736.40497,"end":736.725,"confidence":0.45239258,"punctuated_word":"between","sentiment":"neutral","sentiment_score":-0.07786469906568527},{"word":"a","start":736.725,"end":737.225,"confidence":0.7753906,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07036630064249039},{"word":"between","start":737.33,"end":737.65,"confidence":0.95410156,"punctuated_word":"between","sentiment":"neutral","sentiment_score":-0.07504630088806152},{"word":"a","start":737.65,"end":737.73,"confidence":0.99316406,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0648745521903038},{"word":"growth","start":737.73,"end":738.05,"confidence":0.9970703,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.032575011253356934},{"word":"and","start":738.05,"end":738.29,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08075319230556488},{"word":"a","start":738.29,"end":738.45,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.07169349491596222},{"word":"high","start":738.45,"end":738.69,"confidence":0.99902344,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.06281686574220657},{"word":"growth","start":738.69,"end":739.09,"confidence":0.99902344,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.04292787611484528},{"word":"investor","start":739.09,"end":739.59,"confidence":0.9291992,"punctuated_word":"investor.","sentiment":"neutral","sentiment_score":-0.03237612918019295},{"word":"and","start":739.73,"end":740.23,"confidence":0.9790039,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.004179175943136215},{"word":"yeah","start":740.69,"end":741.09,"confidence":0.7758789,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.015969185158610344},{"word":"at","start":741.17,"end":741.41,"confidence":0.9980469,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.05539533495903015},{"word":"the","start":741.41,"end":741.49,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06972583383321762},{"word":"moment","start":741.49,"end":741.99,"confidence":0.9970703,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.07255833595991135},{"word":"we","start":742.13,"end":742.37,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08013021945953369},{"word":"have","start":742.37,"end":742.53,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07869937270879745},{"word":"you","start":742.53,"end":742.77,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08374609798192978},{"word":"invested","start":742.77,"end":743.25,"confidence":1.0,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.1076948493719101},{"word":"in","start":743.25,"end":743.49,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14689701795578003},{"word":"a","start":743.49,"end":743.65,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1466931849718094},{"word":"high","start":743.65,"end":743.89,"confidence":1.0,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.1358945667743683},{"word":"growth","start":743.89,"end":744.21,"confidence":1.0,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.17127114534378052},{"word":"portfolio","start":744.21,"end":744.71,"confidence":1.0,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.16062769293785095},{"word":"do","start":745.97,"end":746.21,"confidence":0.7788086,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.11654416471719742},{"word":"you","start":746.21,"end":746.53,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1523437201976776},{"word":"remember","start":746.53,"end":747.03,"confidence":1.0,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":0.08308493345975876},{"word":"what","start":747.33,"end":747.49,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.11685645580291748},{"word":"it","start":747.49,"end":747.65,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.114505797624588},{"word":"means","start":747.65,"end":747.97,"confidence":1.0,"punctuated_word":"means","sentiment":"neutral","sentiment_score":0.05434678494930267},{"word":"to","start":747.97,"end":748.05,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08014675974845886},{"word":"be","start":748.05,"end":748.21,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.06211547553539276},{"word":"a","start":748.21,"end":748.37,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10055959224700928},{"word":"high","start":748.37,"end":748.53,"confidence":1.0,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.10721123963594437},{"word":"growth","start":748.53,"end":748.85,"confidence":1.0,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.13509148359298706},{"word":"investor","start":748.85,"end":749.33,"confidence":1.0,"punctuated_word":"investor","sentiment":"neutral","sentiment_score":0.07140448689460754},{"word":"at","start":749.33,"end":749.49,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06649331003427505},{"word":"all","start":749.49,"end":749.65,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07832936197519302},{"word":"there","start":749.65,"end":749.89,"confidence":0.99902344,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.08137093484401703},{"word":"jane","start":749.89,"end":750.105,"confidence":0.95874023,"punctuated_word":"Jane?","sentiment":"neutral","sentiment_score":0.07443717122077942},{"word":"no","start":752.105,"end":752.505,"confidence":0.9584961,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.2082143127918243},{"word":"that's","start":752.505,"end":752.90497,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.0949346274137497},{"word":"alright","start":752.90497,"end":753.40497,"confidence":0.99853516,"punctuated_word":"alright.","sentiment":"neutral","sentiment_score":-0.01609351485967636},{"word":"basically","start":754.345,"end":754.82495,"confidence":0.8095703,"punctuated_word":"Basically,","sentiment":"neutral","sentiment_score":0.049103718250989914},{"word":"it","start":754.82495,"end":754.985,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08670376241207123},{"word":"tells","start":754.985,"end":755.225,"confidence":1.0,"punctuated_word":"tells","sentiment":"neutral","sentiment_score":0.08101272583007812},{"word":"me","start":755.225,"end":755.305,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.09860514104366302},{"word":"that","start":755.305,"end":755.545,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05182429775595665},{"word":"you","start":755.545,"end":755.70496,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09345246851444244},{"word":"are","start":755.70496,"end":755.865,"confidence":0.8828125,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.0816294401884079},{"word":"looking","start":755.865,"end":756.105,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.06820545345544815},{"word":"at","start":756.105,"end":756.185,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0887974426150322},{"word":"getting","start":756.185,"end":756.505,"confidence":1.0,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.07273045182228088},{"word":"as","start":756.505,"end":756.665,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11316043138504028},{"word":"much","start":756.665,"end":756.985,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.1680552065372467},{"word":"growth","start":756.985,"end":757.305,"confidence":0.9970703,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.11310175806283952},{"word":"as","start":757.305,"end":757.46497,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07302092015743256},{"word":"you","start":757.46497,"end":757.625,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13164767622947693},{"word":"possibly","start":757.625,"end":758.02496,"confidence":1.0,"punctuated_word":"possibly","sentiment":"neutral","sentiment_score":0.13722223043441772},{"word":"can","start":758.02496,"end":758.345,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.16347627341747284},{"word":"out","start":758.345,"end":758.505,"confidence":1.0,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.21722564101219177},{"word":"of","start":758.505,"end":758.665,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08472355455160141},{"word":"your","start":758.665,"end":758.90497,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.059271447360515594},{"word":"superannuation","start":758.90497,"end":759.40497,"confidence":0.9944661,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":0.06209900602698326},{"word":"while","start":760.345,"end":760.505,"confidence":0.9453125,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.07563980668783188},{"word":"you","start":760.505,"end":760.745,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13455145061016083},{"word":"still","start":760.745,"end":761.065,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.12306134402751924},{"word":"have","start":761.065,"end":761.565,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11819497495889664},{"word":"plenty","start":761.625,"end":762.02496,"confidence":0.98291016,"punctuated_word":"plenty","sentiment":"neutral","sentiment_score":0.10381706058979034},{"word":"of","start":762.02496,"end":762.26495,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09123466908931732},{"word":"time","start":762.26495,"end":762.505,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.09267675131559372},{"word":"until","start":762.505,"end":762.90497,"confidence":0.99902344,"punctuated_word":"until","sentiment":"neutral","sentiment_score":0.039524950087070465},{"word":"retirement","start":762.90497,"end":763.40497,"confidence":0.8586426,"punctuated_word":"retirement.","sentiment":"neutral","sentiment_score":0.04154788702726364},{"word":"also","start":764.49,"end":764.97003,"confidence":0.7956543,"punctuated_word":"Also,","sentiment":"neutral","sentiment_score":0.11256399750709534},{"word":"that","start":764.97003,"end":765.21,"confidence":0.9970703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1292140781879425},{"word":"you","start":765.21,"end":765.45,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17177627980709076},{"word":"understand","start":765.45,"end":765.95,"confidence":1.0,"punctuated_word":"understand","sentiment":"neutral","sentiment_score":0.1869247555732727},{"word":"and","start":766.41003,"end":766.65,"confidence":0.9536133,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16479800641536713},{"word":"are","start":766.65,"end":766.81,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.18689534068107605},{"word":"comfortable","start":766.81,"end":767.31,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.15682782232761383},{"word":"seeing","start":767.37,"end":767.87,"confidence":0.9951172,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":0.1839708387851715},{"word":"a","start":768.09,"end":768.25,"confidence":0.97802734,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17975124716758728},{"word":"bit","start":768.25,"end":768.33,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.12490933388471603},{"word":"of","start":768.33,"end":768.57,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.16916373372077942},{"word":"short","start":768.57,"end":768.89,"confidence":1.0,"punctuated_word":"short","sentiment":"neutral","sentiment_score":0.1269054412841797},{"word":"term","start":768.89,"end":769.39,"confidence":0.99902344,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.1678934097290039},{"word":"fluctuations","start":769.61,"end":770.11,"confidence":0.99609375,"punctuated_word":"fluctuations","sentiment":"neutral","sentiment_score":0.2108629494905472},{"word":"in","start":770.57,"end":770.81,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1586611568927765},{"word":"order","start":770.81,"end":771.13,"confidence":1.0,"punctuated_word":"order","sentiment":"neutral","sentiment_score":0.11901265382766724},{"word":"to","start":771.13,"end":771.37,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18905094265937805},{"word":"achieve","start":771.37,"end":771.77,"confidence":1.0,"punctuated_word":"achieve","sentiment":"neutral","sentiment_score":0.18474362790584564},{"word":"that","start":771.77,"end":772.09,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17660826444625854},{"word":"growth","start":772.09,"end":772.59,"confidence":0.9926758,"punctuated_word":"growth.","sentiment":"neutral","sentiment_score":0.2049310207366943},{"word":"and","start":773.37,"end":773.87,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.14333872497081757},{"word":"typically","start":773.93,"end":774.43,"confidence":0.53808594,"punctuated_word":"typically","sentiment":"neutral","sentiment_score":0.16434571146965027},{"word":"speaking","start":774.49,"end":774.97003,"confidence":0.99853516,"punctuated_word":"speaking,","sentiment":"neutral","sentiment_score":0.15944400429725647},{"word":"we","start":774.97003,"end":775.29004,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.221715584397316},{"word":"see","start":775.29004,"end":775.61,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.20051652193069455},{"word":"about","start":775.61,"end":776.09,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.17759160697460177},{"word":"90%","start":776.09,"end":777.07,"confidence":1.0,"punctuated_word":"90%","sentiment":"neutral","sentiment_score":0.2473357170820236},{"word":"invested","start":777.61,"end":778.11,"confidence":0.99902344,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.1801630407571793},{"word":"in","start":778.17,"end":778.33,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.24317438900470736},{"word":"what","start":778.33,"end":778.57,"confidence":0.99609375,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.22397015988826752},{"word":"we","start":778.57,"end":778.73,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21951991319656372},{"word":"call","start":778.73,"end":778.97003,"confidence":0.9980469,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.18249256908893585},{"word":"your","start":778.97003,"end":779.45,"confidence":0.9863281,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2392810732126236},{"word":"growth","start":779.45,"end":779.95,"confidence":0.98535156,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.25536152720451355},{"word":"investments","start":780.385,"end":780.885,"confidence":0.94433594,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":0.17882350087165833},{"word":"which","start":781.505,"end":781.825,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.17581889033317566},{"word":"is","start":781.825,"end":782.14496,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1447981595993042},{"word":"a","start":782.14496,"end":782.305,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16785407066345215},{"word":"combination","start":782.305,"end":782.805,"confidence":1.0,"punctuated_word":"combination","sentiment":"neutral","sentiment_score":0.16342908143997192},{"word":"of","start":783.02496,"end":783.345,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13849091529846191},{"word":"australian","start":783.345,"end":783.845,"confidence":0.99902344,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.15305213630199432},{"word":"shares","start":783.985,"end":784.485,"confidence":0.9995117,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.14204943180084229},{"word":"international","start":784.545,"end":785.045,"confidence":0.99902344,"punctuated_word":"international","sentiment":"neutral","sentiment_score":0.14898540079593658},{"word":"shares","start":785.265,"end":785.745,"confidence":0.9824219,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":0.15263846516609192},{"word":"and","start":785.745,"end":785.90497,"confidence":0.9589844,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.14837826788425446},{"word":"property","start":785.90497,"end":786.305,"confidence":1.0,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.1730944961309433},{"word":"and","start":786.305,"end":786.625,"confidence":0.94970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1224529594182968},{"word":"commodities","start":786.625,"end":787.125,"confidence":0.78027344,"punctuated_word":"commodities,","sentiment":"neutral","sentiment_score":0.14037218689918518},{"word":"and","start":787.825,"end":787.90497,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1267186999320984},{"word":"then","start":787.90497,"end":788.14496,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1342712938785553},{"word":"about","start":788.14496,"end":788.385,"confidence":0.9875488,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":0.12820526957511902},{"word":"like","start":788.385,"end":788.70496,"confidence":0.9995117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.15084391832351685},{"word":"10%","start":788.70496,"end":789.605,"confidence":0.99902344,"punctuated_word":"10%","sentiment":"neutral","sentiment_score":0.18506485223770144},{"word":"in","start":789.745,"end":789.985,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16347676515579224},{"word":"your","start":789.985,"end":790.46497,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1385053992271423},{"word":"defensive","start":790.46497,"end":790.96497,"confidence":0.87939453,"punctuated_word":"defensive,","sentiment":"neutral","sentiment_score":0.12888430058956146},{"word":"like","start":791.345,"end":791.58496,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.15696938335895538},{"word":"your","start":791.58496,"end":792.08496,"confidence":0.7939453,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14130021631717682},{"word":"fixed","start":792.8,"end":793.2,"confidence":0.99902344,"punctuated_word":"fixed","sentiment":"neutral","sentiment_score":0.12804175913333893},{"word":"interest","start":793.2,"end":793.7,"confidence":0.93310547,"punctuated_word":"interest,","sentiment":"neutral","sentiment_score":0.14910197257995603},{"word":"cash","start":793.76,"end":794.08,"confidence":0.9663086,"punctuated_word":"cash,","sentiment":"neutral","sentiment_score":0.15904903411865234},{"word":"and","start":794.08,"end":794.32,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15269295871257782},{"word":"gold","start":794.32,"end":794.72,"confidence":0.9941406,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.19090034067630768},{"word":"to","start":794.72,"end":794.95996,"confidence":0.56591797,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15521734952926636},{"word":"limit","start":794.95996,"end":795.27997,"confidence":0.99609375,"punctuated_word":"limit","sentiment":"neutral","sentiment_score":0.16897261142730713},{"word":"those","start":795.27997,"end":795.6,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.13801151514053345},{"word":"fluctuations","start":795.6,"end":796.1,"confidence":0.9980469,"punctuated_word":"fluctuations","sentiment":"neutral","sentiment_score":0.05693318694829941},{"word":"a","start":796.32,"end":796.64,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1363832652568817},{"word":"little","start":796.64,"end":796.95996,"confidence":0.8017578,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.08813171088695526},{"word":"bit","start":796.95996,"end":797.45996,"confidence":0.99853516,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.12034249305725098},{"word":"mhmm","start":798.32,"end":798.82,"confidence":0.8901367,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.095113143324852},{"word":"now","start":798.88,"end":799.38,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.11201657354831696},{"word":"time","start":799.52,"end":799.83997,"confidence":0.9199219,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.12781277298927307},{"word":"frames","start":799.83997,"end":800.24,"confidence":0.8095703,"punctuated_word":"frames","sentiment":"neutral","sentiment_score":0.11105000972747804},{"word":"wise","start":800.24,"end":800.64,"confidence":0.9970703,"punctuated_word":"wise","sentiment":"neutral","sentiment_score":0.119572214782238},{"word":"as","start":800.64,"end":800.8,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.14303280413150787},{"word":"well","start":800.8,"end":801.04,"confidence":0.9345703,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.15304647386074066},{"word":"so","start":801.04,"end":801.27997,"confidence":0.9194336,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.15906885266304016},{"word":"making","start":801.27997,"end":801.6,"confidence":0.9316406,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.15119397640228271},{"word":"sure","start":801.6,"end":801.76,"confidence":0.99902344,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.1040431708097458},{"word":"that","start":801.76,"end":801.92,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15118727087974548},{"word":"you","start":801.92,"end":802.08,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13646477460861206},{"word":"have","start":802.08,"end":802.24,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.12550611793994904},{"word":"enough","start":802.24,"end":802.64,"confidence":1.0,"punctuated_word":"enough","sentiment":"neutral","sentiment_score":0.13503460586071014},{"word":"time","start":802.64,"end":802.88,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.14232482016086578},{"word":"in","start":802.88,"end":803.12,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.10898049175739288},{"word":"the","start":803.12,"end":803.27997,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.12200723588466644},{"word":"market","start":803.27997,"end":803.68,"confidence":1.0,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.1358456909656525},{"word":"for","start":803.68,"end":803.83997,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.12692952156066897},{"word":"those","start":803.83997,"end":804.16,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.13800247013568878},{"word":"fluctuations","start":804.16,"end":804.66,"confidence":0.7783203,"punctuated_word":"fluctuations.","sentiment":"neutral","sentiment_score":0.10497879981994628},{"word":"typically","start":805.765,"end":806.245,"confidence":0.9680176,"punctuated_word":"Typically,","sentiment":"neutral","sentiment_score":0.10085567831993104},{"word":"in","start":806.245,"end":806.40497,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12489338219165802},{"word":"a","start":806.40497,"end":806.565,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1569766402244568},{"word":"high","start":806.565,"end":806.805,"confidence":0.99902344,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.18549253046512604},{"word":"growth","start":806.805,"end":807.045,"confidence":0.99316406,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.20706146955490112},{"word":"portfolio","start":807.045,"end":807.545,"confidence":0.99853516,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.11342935264110564},{"word":"we","start":807.685,"end":807.925,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.15496081113815308},{"word":"would","start":807.925,"end":808.165,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.1544114202260971},{"word":"like","start":808.165,"end":808.485,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1544213593006134},{"word":"to","start":808.485,"end":808.725,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12695416808128357},{"word":"see","start":808.725,"end":808.96497,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.12297680974006651},{"word":"about","start":808.96497,"end":809.285,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.08907846361398697},{"word":"eight","start":809.285,"end":809.445,"confidence":0.9951172,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.10080401599407196},{"word":"years","start":809.445,"end":809.925,"confidence":0.98828125,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.09708106517791748},{"word":"retirement","start":809.925,"end":810.425,"confidence":0.7064209,"punctuated_word":"retirement,","sentiment":"neutral","sentiment_score":0.12168553471565248},{"word":"which","start":810.565,"end":810.805,"confidence":0.99316406,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.1969207525253296},{"word":"we","start":810.805,"end":810.885,"confidence":0.34838867,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12977242469787598},{"word":"certainly","start":810.885,"end":811.365,"confidence":0.9790039,"punctuated_word":"certainly","sentiment":"neutral","sentiment_score":0.21723061800003052},{"word":"have","start":811.365,"end":811.865,"confidence":0.99658203,"punctuated_word":"have.","sentiment":"neutral","sentiment_score":0.12082767486572266},{"word":"so","start":812.165,"end":812.665,"confidence":0.92578125,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10226790606975555},{"word":"are","start":812.805,"end":812.96497,"confidence":0.9980469,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.03184785693883896},{"word":"you","start":812.96497,"end":813.205,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05073423683643341},{"word":"still","start":813.205,"end":813.52496,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.04024422913789749},{"word":"comfortable","start":813.52496,"end":814.02496,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.01933503895998001},{"word":"with","start":814.245,"end":814.40497,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.037248581647872925},{"word":"that","start":814.40497,"end":814.645,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06692920625209808},{"word":"kind","start":814.645,"end":814.885,"confidence":0.9980469,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.015157610177993774},{"word":"of","start":814.885,"end":815.205,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02748299390077591},{"word":"a","start":815.205,"end":815.365,"confidence":0.42749023,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07065197080373764},{"word":"risk","start":815.365,"end":815.685,"confidence":1.0,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.026019714772701263},{"word":"allocation","start":815.685,"end":816.185,"confidence":1.0,"punctuated_word":"allocation","sentiment":"neutral","sentiment_score":0.060535021126270294},{"word":"there","start":816.325,"end":816.565,"confidence":0.9995117,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.057093922048807144},{"word":"jane","start":816.565,"end":817.065,"confidence":0.96972656,"punctuated_word":"Jane?","sentiment":"neutral","sentiment_score":0.05125131830573082},{"word":"yeah","start":818.87,"end":819.11,"confidence":0.8041992,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.19568251073360443},{"word":"okay","start":819.11,"end":819.61,"confidence":0.99853516,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.29487237334251404},{"word":"beautiful","start":819.67,"end":820.17,"confidence":1.0,"punctuated_word":"Beautiful.","sentiment":"positive","sentiment_score":0.4440600872039795},{"word":"now","start":820.47,"end":820.97,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.18681804835796356},{"word":"the","start":821.02997,"end":821.51,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14835207164287567},{"word":"next","start":821.51,"end":821.83,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.14048874378204346},{"word":"thing","start":821.83,"end":822.23,"confidence":1.0,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.1510966420173645},{"word":"is","start":822.23,"end":822.39,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11818356812000276},{"word":"to","start":822.39,"end":822.55,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12677542865276337},{"word":"just","start":822.55,"end":822.79,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10595260560512544},{"word":"go","start":822.79,"end":823.02997,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.09626954793930054},{"word":"through","start":823.02997,"end":823.26996,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.13152289390563965},{"word":"a","start":823.26996,"end":823.35,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09623384475708008},{"word":"couple","start":823.35,"end":823.58997,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.10854600369930267},{"word":"of","start":823.58997,"end":823.83,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0939026176929474},{"word":"documents","start":823.83,"end":824.31,"confidence":0.99902344,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.08813543617725372},{"word":"that","start":824.31,"end":824.47,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07597007602453232},{"word":"i","start":824.47,"end":824.55,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07576343417167664},{"word":"have","start":824.55,"end":824.79,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07717937976121902},{"word":"sent","start":824.79,"end":825.02997,"confidence":0.97314453,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.09034129232168198},{"word":"you","start":825.02997,"end":825.52997,"confidence":0.9970703,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.08536457270383835},{"word":"do","start":826.47,"end":826.70996,"confidence":0.7944336,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.028886660933494568},{"word":"you","start":826.70996,"end":826.79,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03670945763587952},{"word":"have","start":826.79,"end":827.02997,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03285732492804527},{"word":"access","start":827.02997,"end":827.43,"confidence":1.0,"punctuated_word":"access","sentiment":"neutral","sentiment_score":0.03576645255088806},{"word":"to","start":827.43,"end":827.51,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03851250559091568},{"word":"your","start":827.51,"end":827.67,"confidence":0.99609375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03128941357135773},{"word":"emails","start":827.67,"end":827.99,"confidence":0.95947266,"punctuated_word":"emails","sentiment":"neutral","sentiment_score":0.045111723244190216},{"word":"at","start":827.99,"end":828.07,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.014978816732764244},{"word":"the","start":828.07,"end":828.23,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.044147789478302},{"word":"moment","start":828.23,"end":828.63,"confidence":0.94018555,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.040184881538152695},{"word":"or","start":828.63,"end":828.87,"confidence":1.0,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.016926808282732964},{"word":"are","start":828.87,"end":829.02997,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.018927957862615585},{"word":"you","start":829.02997,"end":829.35,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.030944256111979485},{"word":"driving","start":829.35,"end":829.85,"confidence":0.9941406,"punctuated_word":"driving","sentiment":"neutral","sentiment_score":0.03784046322107315},{"word":"on","start":830.07,"end":830.23,"confidence":0.93115234,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.019597835838794708},{"word":"the","start":830.23,"end":830.39,"confidence":0.99609375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03244518116116524},{"word":"go","start":830.39,"end":830.55,"confidence":0.96240234,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.019832218065857887},{"word":"at","start":830.55,"end":830.70996,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.013691222295165062},{"word":"the","start":830.70996,"end":830.87,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01949016191065311},{"word":"moment","start":830.87,"end":831.37,"confidence":1.0,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.010085972025990486},{"word":"no","start":833.325,"end":833.825,"confidence":0.935791,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12277837097644806},{"word":"okay","start":834.36505,"end":834.86505,"confidence":0.9909668,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.050746507942676544},{"word":"no","start":837.325,"end":837.80505,"confidence":0.6882324,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09980013966560364},{"word":"all","start":837.80505,"end":837.965,"confidence":0.71191406,"punctuated_word":"All","sentiment":"neutral","sentiment_score":-0.1324629783630371},{"word":"good","start":837.965,"end":838.465,"confidence":0.99560547,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":-0.06238115578889847},{"word":"yeah","start":842.92505,"end":843.42505,"confidence":0.7449951,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10415514558553696},{"word":"beautiful","start":843.72504,"end":844.22504,"confidence":0.873291,"punctuated_word":"Beautiful.","sentiment":"neutral","sentiment_score":0.24140483140945437},{"word":"perfect","start":846.04504,"end":846.54504,"confidence":0.95874023,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.28640979528427124},{"word":"now","start":846.92,"end":847.24,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.07554637640714645},{"word":"it","start":847.24,"end":847.39996,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.044435929507017136},{"word":"might","start":847.39996,"end":847.56,"confidence":1.0,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.020649567246437073},{"word":"look","start":847.56,"end":847.8,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.05748577043414116},{"word":"a","start":847.8,"end":847.88,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.024379998445510864},{"word":"little","start":847.88,"end":848.04,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.027294553816318512},{"word":"bit","start":848.04,"end":848.19995,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.00620037317276001},{"word":"different","start":848.19995,"end":848.6,"confidence":1.0,"punctuated_word":"different","sentiment":"neutral","sentiment_score":-0.003481198102235794},{"word":"to","start":848.6,"end":848.75995,"confidence":0.9863281,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.010370470583438872},{"word":"what","start":848.75995,"end":849.0,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.013680249452590942},{"word":"you","start":849.0,"end":849.5,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01812268048524857},{"word":"have","start":849.63995,"end":849.72,"confidence":0.7080078,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.006721369922161102},{"word":"been","start":849.72,"end":849.95996,"confidence":1.0,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.0031768158078193665},{"word":"used","start":849.95996,"end":850.19995,"confidence":1.0,"punctuated_word":"used","sentiment":"neutral","sentiment_score":-0.023046523332595825},{"word":"to","start":850.19995,"end":850.36,"confidence":0.99316406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.00015236437320709229},{"word":"because","start":850.36,"end":850.6,"confidence":0.8935547,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.00958627462387085},{"word":"we","start":850.6,"end":850.75995,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.02885562926530838},{"word":"have","start":850.75995,"end":850.83997,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03410005941987038},{"word":"recently","start":850.83997,"end":851.31995,"confidence":0.9980469,"punctuated_word":"recently","sentiment":"neutral","sentiment_score":0.027110032737255096},{"word":"changed","start":851.31995,"end":851.63995,"confidence":0.99902344,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.05822000280022621},{"word":"the","start":851.63995,"end":851.8,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01186920702457428},{"word":"software","start":851.8,"end":852.3,"confidence":0.9995117,"punctuated_word":"software.","sentiment":"neutral","sentiment_score":0.007992176339030266},{"word":"it's","start":852.6,"end":852.83997,"confidence":1.0,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.022312160581350327},{"word":"kind","start":852.83997,"end":853.07996,"confidence":0.9970703,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.03862309828400612},{"word":"of","start":853.07996,"end":853.16,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03658493608236313},{"word":"the","start":853.16,"end":853.39996,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04044051468372345},{"word":"same","start":853.39996,"end":853.63995,"confidence":0.9436035,"punctuated_word":"same,","sentiment":"neutral","sentiment_score":0.06921685487031937},{"word":"though","start":853.63995,"end":854.04,"confidence":0.9970703,"punctuated_word":"though.","sentiment":"neutral","sentiment_score":0.061724208295345306},{"word":"it","start":854.04,"end":854.19995,"confidence":0.99121094,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.08488354831933975},{"word":"should","start":854.19995,"end":854.51996,"confidence":0.71240234,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.1540919691324234},{"word":"have","start":854.51996,"end":854.75995,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13515183329582214},{"word":"a","start":854.75995,"end":855.0,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13124963641166687},{"word":"link","start":855.0,"end":855.39996,"confidence":1.0,"punctuated_word":"link","sentiment":"neutral","sentiment_score":0.1433854699134827},{"word":"where","start":855.39996,"end":855.63995,"confidence":0.99609375,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.11254915595054626},{"word":"it","start":855.63995,"end":855.8,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11430548131465912},{"word":"says","start":855.8,"end":856.12,"confidence":1.0,"punctuated_word":"says","sentiment":"neutral","sentiment_score":0.12747502326965332},{"word":"click","start":856.12,"end":856.44,"confidence":0.9404297,"punctuated_word":"click","sentiment":"neutral","sentiment_score":0.11686520278453828},{"word":"now","start":856.44,"end":856.92,"confidence":1.0,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.10649797320365906},{"word":"to","start":856.92,"end":857.24,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10156096518039703},{"word":"sign","start":857.24,"end":857.74,"confidence":0.9995117,"punctuated_word":"sign.","sentiment":"neutral","sentiment_score":0.08264806121587753},{"word":"it","start":857.95996,"end":858.12,"confidence":1.0,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.1316615790128708},{"word":"will","start":858.12,"end":858.44,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.14451152086257937},{"word":"allow","start":858.44,"end":858.75995,"confidence":1.0,"punctuated_word":"allow","sentiment":"neutral","sentiment_score":0.1709674894809723},{"word":"you","start":858.75995,"end":859.0,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15725234150886536},{"word":"to","start":859.0,"end":859.16,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1399451643228531},{"word":"open","start":859.16,"end":859.39996,"confidence":1.0,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.19061894714832303},{"word":"up","start":859.39996,"end":859.63995,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.17382097244262695},{"word":"and","start":859.63995,"end":859.8,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13698914647102356},{"word":"look","start":859.8,"end":860.04,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.18301516771316528},{"word":"at","start":860.04,"end":860.12,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2196064293384552},{"word":"everything","start":860.12,"end":860.62,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.20227007567882535},{"word":"first","start":860.68,"end":861.0,"confidence":0.7529297,"punctuated_word":"first,","sentiment":"neutral","sentiment_score":0.12566950917243958},{"word":"though","start":861.0,"end":861.39996,"confidence":0.96606445,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":0.13128557801246643},{"word":"just","start":861.39996,"end":861.72,"confidence":0.9951172,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16632050275802612},{"word":"to","start":861.72,"end":861.88,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12347973883152008},{"word":"make","start":861.88,"end":862.04,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.14708423614501953},{"word":"sure","start":862.04,"end":862.19995,"confidence":0.9970703,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.15557008981704712},{"word":"you","start":862.19995,"end":862.44,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2020803987979889},{"word":"are","start":862.44,"end":862.575,"confidence":0.99316406,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2044679820537567},{"word":"happy","start":862.655,"end":863.055,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.20567968487739563},{"word":"before","start":863.055,"end":863.455,"confidence":0.99902344,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.22925840318202972},{"word":"it","start":863.455,"end":863.53503,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.18477678298950195},{"word":"prompts","start":863.53503,"end":863.85504,"confidence":1.0,"punctuated_word":"prompts","sentiment":"neutral","sentiment_score":0.15153144299983978},{"word":"you","start":863.85504,"end":864.015,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11341045796871184},{"word":"to","start":864.015,"end":864.175,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08664420247077942},{"word":"sign","start":864.175,"end":864.41504,"confidence":0.9941406,"punctuated_word":"sign","sentiment":"neutral","sentiment_score":0.04061613231897354},{"word":"anything","start":864.41504,"end":864.91504,"confidence":0.99902344,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":0.06791919469833374},{"word":"now","start":866.735,"end":867.235,"confidence":0.99609375,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.19194060564041135},{"word":"if","start":868.41504,"end":868.655,"confidence":0.99121094,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.19130250811576843},{"word":"you","start":868.655,"end":868.815,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1872849762439728},{"word":"can","start":868.815,"end":869.315,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2168748676776886},{"word":"open","start":869.375,"end":869.695,"confidence":0.32714844,"punctuated_word":"open","sentiment":"neutral","sentiment_score":0.26412826776504517},{"word":"that","start":869.695,"end":869.935,"confidence":0.98828125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21606133878231049},{"word":"for","start":869.935,"end":870.09503,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.21011914312839508},{"word":"me","start":870.09503,"end":870.41504,"confidence":0.7531738,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.20386460423469543},{"word":"and","start":870.41504,"end":870.495,"confidence":0.81347656,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1864306628704071},{"word":"now","start":870.495,"end":870.735,"confidence":0.99609375,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.21580249071121216},{"word":"you","start":870.735,"end":870.97504,"confidence":0.99609375,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22880129516124725},{"word":"should","start":870.97504,"end":871.295,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.26546698808670044},{"word":"have","start":871.295,"end":871.795,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15891054272651672},{"word":"a","start":871.935,"end":872.435,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17211803793907166},{"word":"super","start":873.455,"end":873.695,"confidence":0.68066406,"punctuated_word":"super","sentiment":"neutral","sentiment_score":0.15406642854213717},{"word":"insurance","start":873.695,"end":874.195,"confidence":0.890625,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.1543821394443512},{"word":"summary","start":874.655,"end":875.155,"confidence":0.99902344,"punctuated_word":"summary","sentiment":"neutral","sentiment_score":0.1119031310081482},{"word":"first","start":875.295,"end":875.695,"confidence":0.99658203,"punctuated_word":"first,","sentiment":"neutral","sentiment_score":0.12997758388519287},{"word":"i","start":875.695,"end":875.85504,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14807677268981934},{"word":"believe","start":875.85504,"end":876.21,"confidence":0.9890137,"punctuated_word":"believe.","sentiment":"neutral","sentiment_score":0.07956220209598541},{"word":"yeah","start":877.89,"end":878.21,"confidence":0.7648926,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.13306653499603271},{"word":"okay","start":878.21,"end":878.71,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.28855443000793457},{"word":"perfect","start":878.77,"end":879.27,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5926586389541626},{"word":"so","start":880.69,"end":881.19,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2794339656829834},{"word":"what","start":881.33,"end":881.65,"confidence":0.99902344,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.2499914318323135},{"word":"you","start":881.65,"end":881.81,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2075408101081848},{"word":"can","start":881.81,"end":882.21,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2140413522720337},{"word":"see","start":882.21,"end":882.53,"confidence":0.9980469,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.25623786449432373},{"word":"here","start":882.53,"end":882.93,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.20268312096595764},{"word":"is","start":882.93,"end":883.17004,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13999061286449432},{"word":"that","start":883.17004,"end":883.49005,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09504110366106032},{"word":"you","start":883.49005,"end":883.65,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10110983997583388},{"word":"have","start":883.65,"end":883.97003,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10865786671638487},{"word":"your","start":883.97003,"end":884.45,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17244456708431244},{"word":"superannuation","start":884.45,"end":884.95,"confidence":0.9973958,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":0.1479252725839615},{"word":"with","start":885.65,"end":886.05005,"confidence":0.9863281,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1598743051290512},{"word":"hub","start":886.05005,"end":886.37,"confidence":0.7062988,"punctuated_word":"HUB","sentiment":"neutral","sentiment_score":0.14685893058776855},{"word":"twenty","start":886.37,"end":886.69,"confidence":0.5180664,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.15051470696926117},{"word":"four","start":886.69,"end":887.19,"confidence":0.99121094,"punctuated_word":"four.","sentiment":"neutral","sentiment_score":0.13577547669410706},{"word":"you","start":887.41003,"end":887.57,"confidence":0.9980469,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.13068486750125885},{"word":"do","start":887.57,"end":887.81,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.16240134835243225},{"word":"have","start":887.81,"end":887.97003,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.13020597398281095},{"word":"about","start":887.97003,"end":888.37,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.13092128932476044},{"word":"293,100","start":888.37,"end":891.125,"confidence":0.99664307,"punctuated_word":"293,100","sentiment":"neutral","sentiment_score":0.128879576921463},{"word":"and","start":891.125,"end":891.28503,"confidence":0.9951172,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12330157309770584},{"word":"$93","start":891.28503,"end":892.505,"confidence":0.99975586,"punctuated_word":"$93","sentiment":"neutral","sentiment_score":0.14740708470344543},{"word":"in","start":892.565,"end":892.72504,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.18595221638679504},{"word":"there","start":892.72504,"end":893.22504,"confidence":0.8979492,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.1839786171913147},{"word":"and","start":893.60504,"end":893.765,"confidence":0.99902344,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.13108684122562408},{"word":"then","start":893.765,"end":894.085,"confidence":1.0,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.10513707995414734},{"word":"you","start":894.085,"end":894.325,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1217714324593544},{"word":"do","start":894.325,"end":894.645,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14927397668361664},{"word":"also","start":894.645,"end":895.125,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.10583601891994476},{"word":"have","start":895.125,"end":895.525,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10906051844358444},{"word":"a","start":895.525,"end":895.84503,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14726322889328003},{"word":"life","start":895.84503,"end":896.245,"confidence":1.0,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.15872862935066223},{"word":"insurance","start":896.245,"end":896.745,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.16497235000133514},{"word":"policy","start":896.885,"end":897.385,"confidence":1.0,"punctuated_word":"policy","sentiment":"neutral","sentiment_score":0.17146319150924683},{"word":"with","start":897.525,"end":897.925,"confidence":0.99902344,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1656392365694046},{"word":"clearview","start":897.925,"end":898.425,"confidence":0.79589844,"punctuated_word":"Clearview","sentiment":"neutral","sentiment_score":0.19478905200958252},{"word":"that","start":899.365,"end":899.60504,"confidence":0.6713867,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20227977633476257},{"word":"will","start":899.60504,"end":899.84503,"confidence":0.99902344,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.197877898812294},{"word":"pay","start":899.84503,"end":900.16504,"confidence":1.0,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.1656523197889328},{"word":"you","start":900.16504,"end":900.66504,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1689320057630539},{"word":"532,840","start":901.205,"end":904.425,"confidence":0.9769043,"punctuated_word":"532,840","sentiment":"neutral","sentiment_score":0.1692605018615723},{"word":"if","start":904.485,"end":904.645,"confidence":0.88720703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.21642418205738068},{"word":"something","start":904.645,"end":904.965,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.20170602202415464},{"word":"were","start":904.965,"end":905.205,"confidence":0.9658203,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.19607943296432495},{"word":"to","start":905.205,"end":905.28503,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18204039335250857},{"word":"happen","start":905.28503,"end":905.765,"confidence":0.9921875,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":0.18499889969825745},{"word":"to","start":905.765,"end":906.005,"confidence":0.9970703,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16363710165023804},{"word":"you","start":906.005,"end":906.24,"confidence":0.986084,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1674017310142517},{"word":"pretty","start":907.12,"end":907.52,"confidence":0.99316406,"punctuated_word":"Pretty","sentiment":"positive","sentiment_score":0.5391163229942322},{"word":"cheap","start":907.52,"end":908.02,"confidence":1.0,"punctuated_word":"cheap","sentiment":"positive","sentiment_score":0.33560729026794434},{"word":"after","start":908.08,"end":908.32,"confidence":0.99609375,"punctuated_word":"after","sentiment":"positive","sentiment_score":0.4685872197151184},{"word":"the","start":908.32,"end":908.48,"confidence":0.99902344,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5310516953468323},{"word":"tax","start":908.48,"end":908.8,"confidence":1.0,"punctuated_word":"tax","sentiment":"positive","sentiment_score":0.5231572389602661},{"word":"rebate","start":908.8,"end":909.3,"confidence":0.94262695,"punctuated_word":"rebate,","sentiment":"positive","sentiment_score":0.5082711577415466},{"word":"and","start":909.68,"end":909.92,"confidence":0.64746094,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4815036356449127},{"word":"it's","start":909.92,"end":910.08,"confidence":0.99853516,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.39591214060783386},{"word":"only","start":910.08,"end":910.32,"confidence":0.9760742,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.28584766387939453},{"word":"about","start":910.32,"end":910.64,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2977243959903717},{"word":"a","start":910.64,"end":910.72,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.32558518648147583},{"word":"$193","start":910.72,"end":912.08,"confidence":0.9995117,"punctuated_word":"$193","sentiment":"neutral","sentiment_score":0.2420959770679474},{"word":"per","start":912.08,"end":912.32,"confidence":0.9980469,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.25325798988342285},{"word":"year","start":912.32,"end":912.82,"confidence":1.0,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":0.3048250675201416},{"word":"yep","start":913.83997,"end":914.33997,"confidence":0.89282227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3073744773864746},{"word":"do","start":914.39996,"end":914.64,"confidence":0.74902344,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.28708359599113464},{"word":"you","start":914.64,"end":914.8,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24729646742343905},{"word":"have","start":914.8,"end":915.2,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2363915741443634},{"word":"do","start":915.2,"end":915.36,"confidence":0.99121094,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1971503496170044},{"word":"you","start":915.36,"end":915.52,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24858172237873075},{"word":"have","start":915.52,"end":915.76,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.21744853258132937},{"word":"any","start":915.76,"end":915.92,"confidence":0.99902344,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.1430661976337433},{"word":"questions","start":915.92,"end":916.39996,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.09735877811908722},{"word":"in","start":916.39996,"end":916.56,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06452817469835281},{"word":"regards","start":916.56,"end":916.88,"confidence":0.99609375,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.0942361056804657},{"word":"to","start":916.88,"end":917.04,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1126699224114418},{"word":"your","start":917.04,"end":917.2,"confidence":0.97998047,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.152477964758873},{"word":"insurances","start":917.2,"end":917.7,"confidence":0.99576825,"punctuated_word":"insurances?","sentiment":"neutral","sentiment_score":0.14174309372901917},{"word":"are","start":917.83997,"end":918.0,"confidence":0.8408203,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.017151735723018646},{"word":"you","start":918.0,"end":918.16,"confidence":0.9633789,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02249230444431305},{"word":"still","start":918.16,"end":918.32,"confidence":0.99902344,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.009570479393005373},{"word":"happy","start":918.32,"end":918.82,"confidence":0.99316406,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.08752989023923874},{"word":"with","start":919.295,"end":919.45496,"confidence":0.86694336,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":0.08703593909740448},{"word":"obviously","start":919.45496,"end":919.855,"confidence":0.99902344,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.09187833964824677},{"word":"just","start":919.855,"end":920.095,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1782745122909546},{"word":"having","start":920.095,"end":920.415,"confidence":1.0,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.2474593222141266},{"word":"that","start":920.415,"end":920.65497,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24216262996196747},{"word":"life","start":920.65497,"end":921.055,"confidence":0.99902344,"punctuated_word":"life","sentiment":"neutral","sentiment_score":0.18805962800979617},{"word":"insurance","start":921.055,"end":921.535,"confidence":0.9309082,"punctuated_word":"insurance?","sentiment":"neutral","sentiment_score":0.12716646492481232},{"word":"you","start":921.535,"end":921.615,"confidence":0.99902344,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.02875348180532455},{"word":"don't","start":921.615,"end":921.855,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.03906666859984398},{"word":"obviously","start":921.855,"end":922.175,"confidence":0.79541016,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.03944998607039451},{"word":"have","start":922.175,"end":922.415,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.04381163418292999},{"word":"tpd","start":922.415,"end":922.915,"confidence":0.97753906,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":-0.04511132836341858},{"word":"or","start":922.975,"end":923.13495,"confidence":0.92578125,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.07848334312438965},{"word":"income","start":923.13495,"end":923.45496,"confidence":0.99609375,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.039688840508461},{"word":"protection","start":923.45496,"end":923.855,"confidence":0.9980469,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.037380266934633255},{"word":"or","start":923.855,"end":924.01495,"confidence":0.9863281,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0846826508641243},{"word":"trauma","start":924.01495,"end":924.33496,"confidence":0.91015625,"punctuated_word":"trauma","sentiment":"neutral","sentiment_score":-0.06577963382005692},{"word":"or","start":924.33496,"end":924.495,"confidence":0.9970703,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03736419975757599},{"word":"anything","start":924.495,"end":924.815,"confidence":0.9057617,"punctuated_word":"anything.","sentiment":"neutral","sentiment_score":0.0016833096742630005},{"word":"you're","start":924.815,"end":925.055,"confidence":0.8010254,"punctuated_word":"You're","sentiment":"neutral","sentiment_score":0.011551748029887676},{"word":"still","start":925.055,"end":925.21497,"confidence":0.99609375,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.00011241436004638672},{"word":"comfortable","start":925.21497,"end":925.615,"confidence":1.0,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.006080508232116699},{"word":"with","start":925.615,"end":925.855,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03424578905105591},{"word":"that","start":925.855,"end":926.355,"confidence":0.9995117,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.07853759825229645},{"word":"yeah","start":927.535,"end":928.035,"confidence":0.69311523,"punctuated_word":"Yeah.","sentiment":"positive","sentiment_score":0.35504457354545593},{"word":"perfect","start":928.095,"end":928.595,"confidence":0.9658203,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4414488673210144},{"word":"now","start":928.975,"end":929.475,"confidence":0.9980469,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.2406904101371765},{"word":"the","start":929.535,"end":929.855,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15517622232437134},{"word":"next","start":929.855,"end":930.255,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.15152421593666077},{"word":"document","start":930.255,"end":930.755,"confidence":0.99902344,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.1398496925830841},{"word":"should","start":931.07,"end":931.23,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.1651735156774521},{"word":"be","start":931.23,"end":931.47,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1396820843219757},{"word":"your","start":931.47,"end":931.79,"confidence":0.98291016,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.10133850574493408},{"word":"hub","start":931.79,"end":932.02997,"confidence":0.6069336,"punctuated_word":"hub","sentiment":"neutral","sentiment_score":0.16028927266597748},{"word":"twenty","start":932.02997,"end":932.35,"confidence":0.99609375,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.15080556273460388},{"word":"four","start":932.35,"end":932.75,"confidence":0.99902344,"punctuated_word":"four","sentiment":"neutral","sentiment_score":0.1249815821647644},{"word":"performance","start":932.75,"end":933.25,"confidence":0.99902344,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.15308265388011932},{"word":"report","start":933.47,"end":933.87,"confidence":0.9995117,"punctuated_word":"report,","sentiment":"neutral","sentiment_score":0.15356799960136414},{"word":"i","start":933.87,"end":934.02997,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13251832127571106},{"word":"believe","start":934.02997,"end":934.52997,"confidence":0.9904785,"punctuated_word":"believe.","sentiment":"neutral","sentiment_score":0.09557315707206726},{"word":"yep","start":936.11,"end":936.61,"confidence":0.84375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07086117565631866},{"word":"perfect","start":936.75,"end":937.25,"confidence":0.99316406,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.1934666633605957},{"word":"now","start":937.31,"end":937.63,"confidence":0.9921875,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.09035557508468628},{"word":"that","start":937.63,"end":937.79,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07413337379693985},{"word":"one","start":937.79,"end":938.11,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.08516781032085419},{"word":"here","start":938.11,"end":938.58997,"confidence":0.9980469,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.0965203121304512},{"word":"could","start":938.58997,"end":938.83,"confidence":0.9980469,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.05472885817289352},{"word":"look","start":938.83,"end":938.99,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.05379389226436615},{"word":"a","start":938.99,"end":939.07,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.018523281440138817},{"word":"little","start":939.07,"end":939.31,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.013633489608764648},{"word":"bit","start":939.31,"end":939.47,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.0066153258085250854},{"word":"messy","start":939.47,"end":939.95,"confidence":0.99902344,"punctuated_word":"messy","sentiment":"neutral","sentiment_score":0.033523671329021454},{"word":"if","start":939.95,"end":940.11,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03757753223180771},{"word":"you","start":940.11,"end":940.19,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.050339460372924805},{"word":"are","start":940.19,"end":940.35,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.03355192765593529},{"word":"looking","start":940.35,"end":940.67,"confidence":1.0,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.0474112369120121},{"word":"on","start":940.67,"end":940.91,"confidence":0.94970703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04122617095708847},{"word":"your","start":940.91,"end":941.14996,"confidence":0.9921875,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05489291623234749},{"word":"phone","start":941.14996,"end":941.63,"confidence":0.9423828,"punctuated_word":"phone,","sentiment":"neutral","sentiment_score":0.04873691871762276},{"word":"but","start":941.63,"end":941.95,"confidence":0.8930664,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.06979771703481674},{"word":"essentially","start":941.95,"end":942.45,"confidence":1.0,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.0666445717215538},{"word":"it","start":942.51,"end":942.67,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.08693373948335648},{"word":"breaks","start":942.67,"end":942.99,"confidence":1.0,"punctuated_word":"breaks","sentiment":"neutral","sentiment_score":0.07172178477048874},{"word":"down","start":942.99,"end":943.23,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.0896635577082634},{"word":"all","start":943.23,"end":943.47,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.08110719174146652},{"word":"your","start":943.47,"end":943.70996,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06619580090045929},{"word":"individual","start":943.70996,"end":944.20996,"confidence":1.0,"punctuated_word":"individual","sentiment":"neutral","sentiment_score":0.07750479876995087},{"word":"investments","start":944.35,"end":944.85,"confidence":0.99121094,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.048917319625616074},{"word":"and","start":944.91,"end":945.14996,"confidence":0.99121094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0693569928407669},{"word":"how","start":945.14996,"end":945.31,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.07133888453245163},{"word":"they","start":945.31,"end":945.47,"confidence":1.0,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.08212600648403168},{"word":"have","start":945.47,"end":945.79,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07211899757385254},{"word":"performed","start":945.79,"end":946.29,"confidence":0.99902344,"punctuated_word":"performed","sentiment":"neutral","sentiment_score":0.11677730083465576},{"word":"over","start":946.43,"end":946.67,"confidence":1.0,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.11929026246070862},{"word":"the","start":946.67,"end":946.965,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0893191248178482},{"word":"last","start":947.36505,"end":947.445,"confidence":0.9863281,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.07612226903438568},{"word":"twelve","start":947.445,"end":947.765,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.06757238507270813},{"word":"months","start":947.765,"end":948.265,"confidence":0.9975586,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.06617946177721024},{"word":"so","start":948.885,"end":949.28503,"confidence":0.9980469,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.011312613263726234},{"word":"over","start":949.28503,"end":949.60504,"confidence":0.9970703,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.007410474121570587},{"word":"the","start":949.60504,"end":949.765,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.004222050309181213},{"word":"last","start":949.765,"end":950.085,"confidence":0.99902344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.0023418068885803223},{"word":"twelve","start":950.085,"end":950.325,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.0034018121659755707},{"word":"months","start":950.325,"end":950.72504,"confidence":0.99853516,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.008320866152644157},{"word":"i'm","start":950.72504,"end":950.80505,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.010428792797029018},{"word":"sure","start":950.80505,"end":951.04504,"confidence":1.0,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.010355375707149506},{"word":"you've","start":951.04504,"end":951.28503,"confidence":0.9995117,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.024918705224990845},{"word":"kind","start":951.28503,"end":951.445,"confidence":0.9921875,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.019991472363471985},{"word":"of","start":951.445,"end":951.60504,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.013777974992990494},{"word":"heard","start":951.60504,"end":951.92505,"confidence":0.9951172,"punctuated_word":"heard","sentiment":"neutral","sentiment_score":0.003984492272138596},{"word":"and","start":951.92505,"end":952.24506,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0023169368505477905},{"word":"seen","start":952.24506,"end":952.74506,"confidence":0.9892578,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.011644285172224045},{"word":"on","start":953.04504,"end":953.205,"confidence":0.5263672,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.010873429477214811},{"word":"the","start":953.205,"end":953.445,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014167293906211851},{"word":"news","start":953.445,"end":953.765,"confidence":0.7224121,"punctuated_word":"news,","sentiment":"neutral","sentiment_score":0.005313921719789505},{"word":"we've","start":953.765,"end":954.085,"confidence":1.0,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.022637395188212395},{"word":"obviously","start":954.085,"end":954.405,"confidence":0.97802734,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.026742350310087204},{"word":"had","start":954.405,"end":954.565,"confidence":0.9980469,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.01651071012020111},{"word":"a","start":954.565,"end":954.645,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.020512547343969345},{"word":"bit","start":954.645,"end":954.80505,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.0252683162689209},{"word":"of","start":954.80505,"end":954.965,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02795542404055595},{"word":"market","start":954.965,"end":955.36505,"confidence":0.99902344,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.08096317946910858},{"word":"fluctuations","start":955.36505,"end":955.86505,"confidence":0.9946289,"punctuated_word":"fluctuations.","sentiment":"neutral","sentiment_score":-0.034764088690280914},{"word":"first","start":956.885,"end":957.125,"confidence":0.9951172,"punctuated_word":"First,","sentiment":"neutral","sentiment_score":-0.021697329357266423},{"word":"you","start":957.125,"end":957.28503,"confidence":0.99121094,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.022023186087608337},{"word":"had","start":957.28503,"end":957.525,"confidence":0.99902344,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.006795402616262436},{"word":"obviously","start":957.525,"end":957.84503,"confidence":0.7270508,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.02013762854039669},{"word":"everything","start":957.84503,"end":958.325,"confidence":0.9560547,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.018474280834198},{"word":"in","start":958.325,"end":958.48505,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.024148689582943916},{"word":"the","start":958.48505,"end":958.645,"confidence":0.99902344,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.025662660598754883},{"word":"us","start":958.645,"end":959.04,"confidence":0.99902344,"punctuated_word":"US","sentiment":"neutral","sentiment_score":-0.0532696396112442},{"word":"with","start":959.12,"end":959.27997,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03366534411907196},{"word":"trump","start":959.27997,"end":959.51996,"confidence":0.9633789,"punctuated_word":"Trump","sentiment":"neutral","sentiment_score":-0.024201136082410812},{"word":"and","start":959.51996,"end":959.75995,"confidence":0.98291016,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02688765898346901},{"word":"tariffs","start":959.75995,"end":960.16,"confidence":0.9560547,"punctuated_word":"tariffs","sentiment":"neutral","sentiment_score":-0.029690448194742203},{"word":"and","start":960.16,"end":960.32,"confidence":0.97509766,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02685795351862907},{"word":"everything","start":960.32,"end":960.72,"confidence":0.7832031,"punctuated_word":"everything,","sentiment":"neutral","sentiment_score":-0.028261462226510048},{"word":"saw","start":960.72,"end":960.95996,"confidence":0.5761719,"punctuated_word":"saw","sentiment":"neutral","sentiment_score":-0.01801511272788048},{"word":"a","start":960.95996,"end":961.04,"confidence":0.9838867,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.010667970404028893},{"word":"bit","start":961.04,"end":961.27997,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.01148192584514618},{"word":"of","start":961.27997,"end":961.36,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.020571131259202957},{"word":"fluctuations","start":961.36,"end":961.86,"confidence":0.82006836,"punctuated_word":"fluctuations,","sentiment":"neutral","sentiment_score":-0.03507423773407936},{"word":"and","start":962.0,"end":962.16,"confidence":0.7668457,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":-0.03931514546275139},{"word":"obviously","start":962.16,"end":962.63995,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.033745042979717255},{"word":"more","start":962.63995,"end":962.88,"confidence":0.97802734,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.04237636178731918},{"word":"recently","start":962.88,"end":963.27997,"confidence":0.99902344,"punctuated_word":"recently","sentiment":"neutral","sentiment_score":-0.047014519572258},{"word":"with","start":963.27997,"end":963.51996,"confidence":0.9707031,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.04516279697418213},{"word":"the","start":963.51996,"end":963.6,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06335723400115967},{"word":"war","start":963.6,"end":963.92,"confidence":0.99609375,"punctuated_word":"war","sentiment":"neutral","sentiment_score":-0.05207231268286705},{"word":"as","start":963.92,"end":964.16,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.038463253527879715},{"word":"well","start":964.16,"end":964.66,"confidence":0.99658203,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.008307183161377907},{"word":"so","start":966.16,"end":966.32,"confidence":0.86865234,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03443343937397003},{"word":"we","start":966.32,"end":966.48,"confidence":0.9970703,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.04231628030538559},{"word":"have","start":966.48,"end":966.63995,"confidence":0.9980469,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.022429324686527252},{"word":"seen","start":966.63995,"end":966.88,"confidence":0.99902344,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.03005349263548851},{"word":"a","start":966.88,"end":966.95996,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02236233279109001},{"word":"bit","start":966.95996,"end":967.19995,"confidence":0.9980469,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.021782785654067993},{"word":"of","start":967.19995,"end":967.27997,"confidence":0.9980469,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03020177036523819},{"word":"that","start":967.27997,"end":967.51996,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04781621694564819},{"word":"fluctuation","start":967.51996,"end":968.01996,"confidence":0.9980469,"punctuated_word":"fluctuation.","sentiment":"neutral","sentiment_score":0.026931684464216232},{"word":"now","start":968.32,"end":968.8,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.17859718203544617},{"word":"overall","start":968.8,"end":969.3,"confidence":0.7766113,"punctuated_word":"overall,","sentiment":"neutral","sentiment_score":0.25000423192977905},{"word":"your","start":969.83997,"end":970.16,"confidence":0.9970703,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.37140312790870667},{"word":"portfolio","start":970.16,"end":970.66,"confidence":0.99902344,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.218929722905159},{"word":"has","start":970.72,"end":970.95996,"confidence":0.9970703,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.3413517475128174},{"word":"still","start":970.95996,"end":971.19995,"confidence":0.99121094,"punctuated_word":"still","sentiment":"positive","sentiment_score":0.37390467524528503},{"word":"done","start":971.19995,"end":971.6,"confidence":0.9951172,"punctuated_word":"done","sentiment":"positive","sentiment_score":0.4163567423820496},{"word":"pretty","start":971.6,"end":971.83997,"confidence":0.99902344,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.4853697419166565},{"word":"good","start":971.83997,"end":972.24,"confidence":0.9980469,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.42689579725265503},{"word":"considering","start":972.24,"end":972.74,"confidence":0.921875,"punctuated_word":"considering","sentiment":"positive","sentiment_score":0.3782876133918762},{"word":"you","start":972.88,"end":973.04,"confidence":0.98095703,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.33506399393081665},{"word":"are","start":973.04,"end":973.27997,"confidence":0.97509766,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.3302599787712097},{"word":"in","start":973.27997,"end":973.44,"confidence":0.96533203,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.37526431679725647},{"word":"a","start":973.44,"end":973.68,"confidence":0.9326172,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.3731608986854553},{"word":"high","start":973.68,"end":973.92,"confidence":0.97998047,"punctuated_word":"high","sentiment":"positive","sentiment_score":0.3563382923603058},{"word":"growth","start":973.92,"end":974.42,"confidence":0.94384766,"punctuated_word":"growth","sentiment":"positive","sentiment_score":0.3726961314678192},{"word":"portfolio","start":974.905,"end":975.405,"confidence":0.9560547,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.21443258225917816},{"word":"with","start":975.625,"end":976.025,"confidence":0.95703125,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.32579895853996277},{"word":"market","start":976.025,"end":976.505,"confidence":0.99902344,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.219638854265213},{"word":"fluctuations","start":976.505,"end":977.005,"confidence":0.9584961,"punctuated_word":"fluctuations.","sentiment":"neutral","sentiment_score":0.2880147099494934},{"word":"it's","start":977.545,"end":977.865,"confidence":0.9970703,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.26963695883750916},{"word":"still","start":977.865,"end":978.265,"confidence":0.9980469,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.26576337218284607},{"word":"up","start":978.265,"end":978.505,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.32228171825408936},{"word":"by","start":978.505,"end":978.745,"confidence":0.99902344,"punctuated_word":"by","sentiment":"neutral","sentiment_score":0.26732656359672546},{"word":"about","start":978.745,"end":979.245,"confidence":0.99609375,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2273329347372055},{"word":"5.77%","start":979.305,"end":981.405,"confidence":0.9747559,"punctuated_word":"5.77%,","sentiment":"neutral","sentiment_score":0.27273258566856384},{"word":"which","start":982.105,"end":982.505,"confidence":0.9980469,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.2627800703048706},{"word":"equates","start":982.505,"end":983.005,"confidence":0.9848633,"punctuated_word":"equates","sentiment":"neutral","sentiment_score":0.20124171674251556},{"word":"through","start":983.065,"end":983.305,"confidence":0.54785156,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1999631226062775},{"word":"about","start":983.305,"end":983.805,"confidence":0.9941406,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.2020479142665863},{"word":"20038","start":983.945,"end":986.125,"confidence":0.9729004,"punctuated_word":"20038","sentiment":"neutral","sentiment_score":0.18440410494804385},{"word":"just","start":986.745,"end":986.985,"confidence":0.4975586,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.16998319327831268},{"word":"from","start":986.985,"end":987.305,"confidence":0.98535156,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.1576433777809143},{"word":"growth","start":987.305,"end":987.705,"confidence":0.9760742,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.2152855694293976},{"word":"from","start":987.705,"end":987.945,"confidence":0.8935547,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.230474516749382},{"word":"your","start":987.945,"end":988.185,"confidence":0.90234375,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.14820033311843872},{"word":"investments","start":988.185,"end":988.62,"confidence":0.86206055,"punctuated_word":"investments.","sentiment":"neutral","sentiment_score":0.10592930018901824},{"word":"are","start":998.77997,"end":999.27997,"confidence":0.15942383,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.03315551578998566},{"word":"matthew","start":1001.83496,"end":1002.235,"confidence":0.7507324,"punctuated_word":"Matthew,","sentiment":"neutral","sentiment_score":0.04353933408856392},{"word":"if","start":1002.235,"end":1002.39496,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.029387841001152992},{"word":"you","start":1002.39496,"end":1002.555,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.015057984739542007},{"word":"remember","start":1002.555,"end":1002.95496,"confidence":1.0,"punctuated_word":"remember","sentiment":"neutral","sentiment_score":0.029984068125486377},{"word":"the","start":1002.95496,"end":1003.19495,"confidence":0.67529297,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.024068664759397507},{"word":"conversation","start":1003.19495,"end":1003.69495,"confidence":0.9094238,"punctuated_word":"conversation,","sentiment":"neutral","sentiment_score":0.03204094618558884},{"word":"that","start":1004.07495,"end":1004.31494,"confidence":0.9526367,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05363139137625694},{"word":"benelon","start":1004.31494,"end":1004.795,"confidence":0.5842285,"punctuated_word":"Benelon","sentiment":"neutral","sentiment_score":0.03650970011949539},{"word":"investment","start":1004.795,"end":1005.295,"confidence":0.9716797,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.03568173199892044},{"word":"you","start":1005.435,"end":1005.595,"confidence":0.9873047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05007940158247948},{"word":"also","start":1005.595,"end":1005.995,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.043662626296281815},{"word":"have","start":1005.995,"end":1006.235,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04488447681069374},{"word":"in","start":1006.235,"end":1006.39496,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.056248173117637634},{"word":"your","start":1006.39496,"end":1006.71497,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06166549026966095},{"word":"portfolio","start":1006.71497,"end":1007.21497,"confidence":0.9838867,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.04793930798768997},{"word":"which","start":1007.355,"end":1007.595,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.06935569643974304},{"word":"i","start":1007.595,"end":1007.675,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13836678862571716},{"word":"would","start":1007.675,"end":1007.915,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.1380607932806015},{"word":"like","start":1007.915,"end":1008.07495,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1486477106809616},{"word":"to","start":1008.07495,"end":1008.31494,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09764380007982254},{"word":"look","start":1008.31494,"end":1008.63495,"confidence":1.0,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07062288373708725},{"word":"at","start":1008.63495,"end":1008.795,"confidence":0.9980469,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04466955363750458},{"word":"potentially","start":1008.795,"end":1009.295,"confidence":0.97509766,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":0.08226039260625839},{"word":"switching","start":1009.595,"end":1009.995,"confidence":0.99902344,"punctuated_word":"switching","sentiment":"neutral","sentiment_score":0.03937072306871414},{"word":"out","start":1009.995,"end":1010.235,"confidence":0.9980469,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.052942730486392975},{"word":"for","start":1010.235,"end":1010.475,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0604715570807457},{"word":"you","start":1010.475,"end":1010.975,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06778578460216522},{"word":"or","start":1011.19495,"end":1011.435,"confidence":0.45385742,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05447477847337723},{"word":"something","start":1011.435,"end":1011.75494,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.03945520520210266},{"word":"that","start":1011.75494,"end":1011.915,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06954336911439896},{"word":"is","start":1011.915,"end":1012.15497,"confidence":0.97998047,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06893379241228104},{"word":"going","start":1012.15497,"end":1012.39496,"confidence":1.0,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.09379079937934875},{"word":"to","start":1012.39496,"end":1012.555,"confidence":0.8330078,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06877101212739944},{"word":"do","start":1012.555,"end":1013.055,"confidence":0.9819336,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.060466617345809937},{"word":"a","start":1013.115,"end":1013.27496,"confidence":0.6855469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06379243731498718},{"word":"little","start":1013.27496,"end":1013.51495,"confidence":0.9980469,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.050504833459854126},{"word":"bit","start":1013.51495,"end":1013.675,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.045934878289699554},{"word":"better","start":1013.675,"end":1013.995,"confidence":1.0,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.030900463461875916},{"word":"moving","start":1013.995,"end":1014.31494,"confidence":0.99902344,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.15880361199378967},{"word":"forward","start":1014.31494,"end":1014.81494,"confidence":0.9980469,"punctuated_word":"forward.","sentiment":"neutral","sentiment_score":0.1348225176334381},{"word":"are","start":1015.10004,"end":1015.26,"confidence":1.0,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.10912834107875824},{"word":"you","start":1015.26,"end":1015.42004,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18442082405090332},{"word":"happy","start":1015.42004,"end":1015.82,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.1802104264497757},{"word":"for","start":1015.82,"end":1015.98004,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1826207935810089},{"word":"me","start":1015.98004,"end":1016.14,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.18000289797782898},{"word":"to","start":1016.14,"end":1016.30005,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19308540225028992},{"word":"go","start":1016.30005,"end":1016.54004,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.2165209949016571},{"word":"and","start":1016.54004,"end":1016.7,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2175663709640503},{"word":"do","start":1016.7,"end":1016.94,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2670532464981079},{"word":"that","start":1016.94,"end":1017.26,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.30364692211151123},{"word":"research","start":1017.26,"end":1017.74,"confidence":0.9980469,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.2107405066490173},{"word":"for","start":1017.74,"end":1018.06,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.16509409248828888},{"word":"you","start":1018.06,"end":1018.30005,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15573719143867493},{"word":"and","start":1018.30005,"end":1018.54004,"confidence":0.96875,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15464776754379272},{"word":"put","start":1018.54004,"end":1018.78,"confidence":1.0,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.2007870376110077},{"word":"together","start":1018.78,"end":1019.18,"confidence":1.0,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.19580897688865664},{"word":"a","start":1019.18,"end":1019.42004,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21278415620326996},{"word":"proposal","start":1019.42004,"end":1019.9,"confidence":1.0,"punctuated_word":"proposal","sentiment":"neutral","sentiment_score":0.19021320343017575},{"word":"and","start":1019.9,"end":1020.14,"confidence":0.9760742,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1472248136997223},{"word":"see","start":1020.14,"end":1020.38,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.20010891556739807},{"word":"if","start":1020.38,"end":1020.46,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1666155755519867},{"word":"we","start":1020.46,"end":1020.62,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.14148728549480438},{"word":"can","start":1020.62,"end":1020.78,"confidence":0.9091797,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.21370910108089447},{"word":"improve","start":1020.78,"end":1021.10004,"confidence":1.0,"punctuated_word":"improve","sentiment":"neutral","sentiment_score":0.13235093653202057},{"word":"things","start":1021.10004,"end":1021.34,"confidence":1.0,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.1936701238155365},{"word":"a","start":1021.34,"end":1021.5,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18593350052833557},{"word":"little","start":1021.5,"end":1021.66003,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.14991888403892517},{"word":"bit","start":1021.66003,"end":1021.82,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.19570887088775635},{"word":"for","start":1021.82,"end":1022.06,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.22605782747268677},{"word":"you","start":1022.06,"end":1022.56,"confidence":0.99902344,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.12467820197343826},{"word":"yeah","start":1024.06,"end":1024.56,"confidence":0.7225342,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.21512535214424133},{"word":"perfect","start":1024.7001,"end":1025.2001,"confidence":0.9741211,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.07677368074655533},{"word":"now","start":1025.5801,"end":1026.0801,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.06739336252212524},{"word":"the","start":1026.22,"end":1026.7001,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05832440033555031},{"word":"next","start":1026.7001,"end":1027.18,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.05152932554483414},{"word":"document","start":1027.18,"end":1027.68,"confidence":1.0,"punctuated_word":"document","sentiment":"neutral","sentiment_score":0.05693335831165314},{"word":"should","start":1027.905,"end":1028.385,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.11080844700336456},{"word":"be","start":1028.385,"end":1028.885,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.07088621705770493},{"word":"a","start":1029.985,"end":1030.145,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07333697378635406},{"word":"vanguard","start":1030.145,"end":1030.625,"confidence":0.8574219,"punctuated_word":"Vanguard","sentiment":"neutral","sentiment_score":0.060855913907289505},{"word":"index","start":1030.625,"end":1031.025,"confidence":0.984375,"punctuated_word":"index","sentiment":"neutral","sentiment_score":0.07644736766815186},{"word":"chart","start":1031.025,"end":1031.345,"confidence":0.99853516,"punctuated_word":"chart,","sentiment":"neutral","sentiment_score":0.07728608697652817},{"word":"i","start":1031.345,"end":1031.505,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06441894173622131},{"word":"believe","start":1031.505,"end":1032.005,"confidence":0.93066406,"punctuated_word":"believe.","sentiment":"neutral","sentiment_score":0.058196771889925},{"word":"yep","start":1034.865,"end":1035.365,"confidence":0.9580078,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.24567173421382904},{"word":"perfect","start":1035.425,"end":1035.925,"confidence":0.99194336,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6102144718170166},{"word":"have","start":1036.0651,"end":1036.305,"confidence":1.0,"punctuated_word":"Have","sentiment":"neutral","sentiment_score":0.1451171636581421},{"word":"you","start":1036.305,"end":1036.4651,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16319435834884644},{"word":"seen","start":1036.4651,"end":1036.7051,"confidence":1.0,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.18562385439872744},{"word":"something","start":1036.7051,"end":1037.025,"confidence":1.0,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.18998762965202332},{"word":"like","start":1037.025,"end":1037.185,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.24073359370231628},{"word":"this","start":1037.185,"end":1037.425,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.23359471559524536},{"word":"before","start":1037.425,"end":1037.925,"confidence":1.0,"punctuated_word":"before?","sentiment":"neutral","sentiment_score":0.08402509242296219},{"word":"yep","start":1041.74,"end":1042.24,"confidence":0.8156738,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10708639025688171},{"word":"but","start":1042.78,"end":1043.18,"confidence":0.9650879,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.09686028957366943},{"word":"essentially","start":1043.18,"end":1043.68,"confidence":1.0,"punctuated_word":"essentially,","sentiment":"neutral","sentiment_score":0.09841461479663847},{"word":"it","start":1045.26,"end":1045.42,"confidence":0.9267578,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.120076484978199},{"word":"just","start":1045.42,"end":1045.9,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.11337082087993622},{"word":"shows","start":1045.9,"end":1046.3,"confidence":1.0,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.09800901263952257},{"word":"you","start":1046.3,"end":1046.8,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15224531292915344},{"word":"the","start":1047.02,"end":1047.26,"confidence":0.99121094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11152425408363342},{"word":"market","start":1047.26,"end":1047.66,"confidence":0.9055176,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.1119212880730629},{"word":"so","start":1047.66,"end":1047.8201,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.11301052570343018},{"word":"what","start":1047.8201,"end":1047.98,"confidence":1.0,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.12941525876522064},{"word":"we","start":1047.98,"end":1048.14,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11841663718223572},{"word":"are","start":1048.14,"end":1048.3,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1064254641532898},{"word":"talking","start":1048.3,"end":1048.54,"confidence":1.0,"punctuated_word":"talking","sentiment":"neutral","sentiment_score":0.08658576756715775},{"word":"about","start":1048.54,"end":1048.78,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12296862155199052},{"word":"when","start":1048.78,"end":1049.02,"confidence":0.9741211,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.10686260461807252},{"word":"we're","start":1049.02,"end":1049.18,"confidence":0.9941406,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.1122567281126976},{"word":"seeing","start":1049.18,"end":1049.42,"confidence":1.0,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":0.12348327040672302},{"word":"those","start":1049.42,"end":1049.66,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.1583636999130249},{"word":"market","start":1049.66,"end":1050.06,"confidence":0.984375,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.07198761403560638},{"word":"fluctuations","start":1050.06,"end":1050.56,"confidence":0.98657227,"punctuated_word":"fluctuations,","sentiment":"neutral","sentiment_score":0.10395896434783936},{"word":"it","start":1051.74,"end":1051.9,"confidence":0.9892578,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15035176277160645},{"word":"shows","start":1051.9,"end":1052.2201,"confidence":0.99609375,"punctuated_word":"shows","sentiment":"neutral","sentiment_score":0.11807604134082794},{"word":"you","start":1052.2201,"end":1052.3,"confidence":0.9902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16004961729049683},{"word":"kind","start":1052.3,"end":1052.4601,"confidence":0.9633789,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.10960950702428818},{"word":"of","start":1052.4601,"end":1052.62,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13392120599746704},{"word":"that","start":1052.62,"end":1052.78,"confidence":0.99316406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1825990527868271},{"word":"long","start":1052.78,"end":1053.02,"confidence":1.0,"punctuated_word":"long","sentiment":"neutral","sentiment_score":0.1399180293083191},{"word":"term","start":1053.02,"end":1053.3401,"confidence":0.9980469,"punctuated_word":"term","sentiment":"neutral","sentiment_score":0.1497448980808258},{"word":"market","start":1053.3401,"end":1053.66,"confidence":0.9902344,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.14823688566684723},{"word":"always","start":1053.66,"end":1054.06,"confidence":0.9116211,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.17451056838035583},{"word":"goes","start":1054.06,"end":1054.3,"confidence":0.99902344,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.16380444169044495},{"word":"up","start":1054.3,"end":1054.78,"confidence":0.91918945,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":0.1206531822681427},{"word":"short","start":1054.78,"end":1055.1,"confidence":0.58935547,"punctuated_word":"Short","sentiment":"neutral","sentiment_score":0.09664282947778702},{"word":"term","start":1055.1,"end":1055.3401,"confidence":0.9926758,"punctuated_word":"term,","sentiment":"neutral","sentiment_score":0.1034923940896988},{"word":"you","start":1055.3401,"end":1055.5,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09991976618766785},{"word":"have","start":1055.5,"end":1055.66,"confidence":0.9970703,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09642351418733595},{"word":"those","start":1055.66,"end":1055.9,"confidence":0.9741211,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.10838460922241212},{"word":"fluctuations","start":1055.9,"end":1056.4,"confidence":0.9135742,"punctuated_word":"fluctuations,","sentiment":"neutral","sentiment_score":0.047690872102975845},{"word":"and","start":1057.115,"end":1057.1951,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06732724606990814},{"word":"that's","start":1057.1951,"end":1057.435,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.08451193571090698},{"word":"why","start":1057.435,"end":1057.755,"confidence":0.99609375,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.06246958300471306},{"word":"time","start":1057.755,"end":1058.0751,"confidence":0.9165039,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.06049809604883194},{"word":"frame","start":1058.0751,"end":1058.3151,"confidence":0.99902344,"punctuated_word":"frame","sentiment":"neutral","sentiment_score":0.09163980185985564},{"word":"also","start":1058.3151,"end":1058.7151,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.13029813766479492},{"word":"plays","start":1058.7151,"end":1059.2151,"confidence":0.98828125,"punctuated_word":"plays","sentiment":"neutral","sentiment_score":0.07444784045219421},{"word":"a","start":1059.435,"end":1059.5951,"confidence":0.6621094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12134570628404616},{"word":"role","start":1059.5951,"end":1059.915,"confidence":0.9970703,"punctuated_word":"role.","sentiment":"neutral","sentiment_score":0.07581935822963715},{"word":"so","start":1059.915,"end":1060.0751,"confidence":0.96240234,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.14611417055130005},{"word":"obviously","start":1060.0751,"end":1060.475,"confidence":1.0,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.1421273946762085},{"word":"the","start":1060.475,"end":1060.555,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15326863527297974},{"word":"closer","start":1060.555,"end":1060.9551,"confidence":0.9951172,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.0697905495762825},{"word":"you","start":1060.9551,"end":1061.1951,"confidence":0.99902344,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13114652037620544},{"word":"get","start":1061.1951,"end":1061.355,"confidence":0.99609375,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.06216084212064743},{"word":"to","start":1061.355,"end":1061.5951,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04801248013973236},{"word":"retirement","start":1061.5951,"end":1062.0951,"confidence":0.9946289,"punctuated_word":"retirement,","sentiment":"neutral","sentiment_score":0.030799753963947296},{"word":"you","start":1062.635,"end":1062.795,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09179098904132844},{"word":"don't","start":1062.795,"end":1063.035,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.03709128126502037},{"word":"have","start":1063.035,"end":1063.275,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.024440482258796692},{"word":"as","start":1063.275,"end":1063.435,"confidence":0.9970703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.002967044711112976},{"word":"much","start":1063.435,"end":1063.675,"confidence":1.0,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.012280821800231934},{"word":"time","start":1063.675,"end":1063.995,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.008266627788543701},{"word":"for","start":1063.995,"end":1064.155,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.04726988077163696},{"word":"those","start":1064.155,"end":1064.475,"confidence":1.0,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.06889235228300095},{"word":"kind","start":1064.475,"end":1064.555,"confidence":0.984375,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.018562257289886475},{"word":"of","start":1064.555,"end":1064.7151,"confidence":1.0,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.00014153122901916504},{"word":"ups","start":1064.7151,"end":1064.9551,"confidence":0.99902344,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":-0.03521696850657463},{"word":"and","start":1064.9551,"end":1065.115,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.01017630100250244},{"word":"downs","start":1065.115,"end":1065.435,"confidence":0.9313965,"punctuated_word":"downs,","sentiment":"neutral","sentiment_score":0.012857502326369286},{"word":"and","start":1065.435,"end":1065.5951,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.053408294916152954},{"word":"that's","start":1065.5951,"end":1065.8351,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06783434748649597},{"word":"when","start":1065.8351,"end":1065.995,"confidence":0.9790039,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05962560698390007},{"word":"we","start":1065.995,"end":1066.235,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.08870632946491241},{"word":"then","start":1066.235,"end":1066.475,"confidence":0.9892578,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.11020037531852722},{"word":"gradually","start":1066.475,"end":1066.975,"confidence":1.0,"punctuated_word":"gradually","sentiment":"neutral","sentiment_score":0.17226223647594452},{"word":"look","start":1067.115,"end":1067.355,"confidence":0.9951172,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.13120324909687042},{"word":"through","start":1067.355,"end":1067.5951,"confidence":0.74365234,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.11335184425115584},{"word":"potentially","start":1067.5951,"end":1068.0951,"confidence":0.97314453,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":0.16880086064338684},{"word":"decreasing","start":1068.235,"end":1068.7151,"confidence":0.99609375,"punctuated_word":"decreasing","sentiment":"neutral","sentiment_score":0.1149190366268158},{"word":"that","start":1068.7151,"end":1068.9551,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1196867972612381},{"word":"a","start":1068.9551,"end":1069.035,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06052495539188385},{"word":"little","start":1069.035,"end":1069.275,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.08990946412086487},{"word":"bit","start":1069.275,"end":1069.515,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.02126847207546234},{"word":"for","start":1069.515,"end":1069.5951,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1125769317150116},{"word":"you","start":1069.5951,"end":1070.0951,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1038413941860199},{"word":"but","start":1070.3201,"end":1070.56,"confidence":0.99902344,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.2053869366645813},{"word":"for","start":1070.56,"end":1070.64,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.22844228148460388},{"word":"the","start":1070.64,"end":1070.7201,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3271133303642273},{"word":"time","start":1070.7201,"end":1071.04,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.35276421904563904},{"word":"being","start":1071.04,"end":1071.28,"confidence":0.9995117,"punctuated_word":"being,","sentiment":"neutral","sentiment_score":0.3146434426307678},{"word":"you","start":1071.28,"end":1071.52,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.38944998383522034},{"word":"have","start":1071.52,"end":1071.8401,"confidence":0.99902344,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.41516053676605225},{"word":"plenty","start":1071.8401,"end":1072.16,"confidence":1.0,"punctuated_word":"plenty","sentiment":"positive","sentiment_score":0.41290414333343506},{"word":"of","start":1072.16,"end":1072.4,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4152491986751557},{"word":"time","start":1072.4,"end":1072.7201,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.4774371385574341},{"word":"to","start":1072.7201,"end":1072.88,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4865802526473999},{"word":"kind","start":1072.88,"end":1073.04,"confidence":0.92578125,"punctuated_word":"kind","sentiment":"positive","sentiment_score":0.37837493419647217},{"word":"of","start":1073.04,"end":1073.2001,"confidence":1.0,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.3941959738731384},{"word":"take","start":1073.2001,"end":1073.36,"confidence":1.0,"punctuated_word":"take","sentiment":"positive","sentiment_score":0.5053938031196594},{"word":"advantage","start":1073.36,"end":1073.86,"confidence":0.99902344,"punctuated_word":"advantage","sentiment":"positive","sentiment_score":0.5174548625946045},{"word":"of","start":1073.92,"end":1074.16,"confidence":0.99902344,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.508588969707489},{"word":"that","start":1074.16,"end":1074.4,"confidence":0.9350586,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4303324818611145},{"word":"up","start":1074.4,"end":1074.56,"confidence":0.9980469,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.4561645984649658},{"word":"and","start":1074.56,"end":1074.7201,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.39829468727111816},{"word":"down","start":1074.7201,"end":1075.04,"confidence":1.0,"punctuated_word":"down","sentiment":"positive","sentiment_score":0.4566256105899811},{"word":"in","start":1075.04,"end":1075.12,"confidence":0.99902344,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.35051900148391724},{"word":"order","start":1075.12,"end":1075.4401,"confidence":1.0,"punctuated_word":"order","sentiment":"neutral","sentiment_score":0.3159831762313843},{"word":"to","start":1075.4401,"end":1075.6,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.47087329626083374},{"word":"grow","start":1075.6,"end":1075.92,"confidence":0.9892578,"punctuated_word":"grow","sentiment":"positive","sentiment_score":0.5732224583625793},{"word":"your","start":1075.92,"end":1076.0801,"confidence":0.9921875,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6575793623924255},{"word":"super","start":1076.0801,"end":1076.3201,"confidence":0.94921875,"punctuated_word":"super","sentiment":"positive","sentiment_score":0.7690737843513489},{"word":"as","start":1076.3201,"end":1076.48,"confidence":0.9970703,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.6236702799797058},{"word":"much","start":1076.48,"end":1076.7201,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.6729279160499573},{"word":"as","start":1076.7201,"end":1076.88,"confidence":0.99902344,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.5039420127868652},{"word":"possible","start":1076.88,"end":1077.38,"confidence":1.0,"punctuated_word":"possible.","sentiment":"positive","sentiment_score":0.4260072410106659},{"word":"yep","start":1078.48,"end":1078.98,"confidence":0.9562988,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14446312189102173},{"word":"now","start":1079.12,"end":1079.4401,"confidence":0.99609375,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.12688201665878296},{"word":"if","start":1079.4401,"end":1079.52,"confidence":0.9980469,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.11387039721012115},{"word":"you","start":1079.52,"end":1079.6,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09076929837465286},{"word":"can","start":1079.6,"end":1079.8401,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.0692896768450737},{"word":"click","start":1079.8401,"end":1080.24,"confidence":1.0,"punctuated_word":"click","sentiment":"neutral","sentiment_score":0.06844127923250198},{"word":"next","start":1080.24,"end":1080.64,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.060969505459070206},{"word":"for","start":1080.64,"end":1080.8,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.09087290614843369},{"word":"me","start":1080.8,"end":1081.12,"confidence":0.9909668,"punctuated_word":"me,","sentiment":"neutral","sentiment_score":0.11022892594337463},{"word":"it","start":1081.12,"end":1081.28,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13138581812381744},{"word":"should","start":1081.28,"end":1081.52,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.1847056895494461},{"word":"be","start":1081.52,"end":1081.76,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1930552124977112},{"word":"your","start":1081.76,"end":1082.175,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.20737574994564056},{"word":"clearview","start":1082.255,"end":1082.655,"confidence":0.8613281,"punctuated_word":"Clearview","sentiment":"neutral","sentiment_score":0.12842848896980286},{"word":"certificate","start":1082.655,"end":1083.135,"confidence":0.90234375,"punctuated_word":"certificate","sentiment":"neutral","sentiment_score":0.17036429047584534},{"word":"of","start":1083.135,"end":1083.375,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1256616860628128},{"word":"currency","start":1083.375,"end":1083.875,"confidence":0.9980469,"punctuated_word":"currency.","sentiment":"neutral","sentiment_score":0.09220034629106522},{"word":"yep","start":1085.6951,"end":1086.175,"confidence":0.9914551,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16877374053001404},{"word":"perfect","start":1086.175,"end":1086.675,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4831603765487671},{"word":"now","start":1086.7351,"end":1087.055,"confidence":0.9291992,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.31694334745407104},{"word":"that","start":1087.055,"end":1087.2151,"confidence":0.9980469,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.31140732765197754},{"word":"one","start":1087.2151,"end":1087.4551,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.32710471749305725},{"word":"basically","start":1087.4551,"end":1087.9551,"confidence":0.8574219,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.2573792636394501},{"word":"just","start":1088.015,"end":1088.255,"confidence":0.99609375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.30113425850868225},{"word":"breaks","start":1088.255,"end":1088.5751,"confidence":1.0,"punctuated_word":"breaks","sentiment":"neutral","sentiment_score":0.31580257415771484},{"word":"down","start":1088.5751,"end":1089.055,"confidence":1.0,"punctuated_word":"down","sentiment":"neutral","sentiment_score":0.2724001705646515},{"word":"your","start":1089.055,"end":1089.375,"confidence":1.0,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.3070189356803894},{"word":"insurance","start":1089.375,"end":1089.875,"confidence":1.0,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.2530063986778259},{"word":"again","start":1089.935,"end":1090.3351,"confidence":0.99902344,"punctuated_word":"again","sentiment":"neutral","sentiment_score":0.26135775446891785},{"word":"in","start":1090.3351,"end":1090.5751,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2554824650287628},{"word":"a","start":1090.5751,"end":1090.655,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23780885338783264},{"word":"bit","start":1090.655,"end":1090.895,"confidence":1.0,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.21506290137767792},{"word":"more","start":1090.895,"end":1091.135,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.16388645768165588},{"word":"detail","start":1091.135,"end":1091.535,"confidence":0.9277344,"punctuated_word":"detail,","sentiment":"neutral","sentiment_score":0.2049958109855652},{"word":"but","start":1091.535,"end":1091.935,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.20946870744228363},{"word":"basically","start":1091.935,"end":1092.415,"confidence":0.7163086,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.2508896291255951},{"word":"lets","start":1092.415,"end":1092.655,"confidence":0.88427734,"punctuated_word":"lets","sentiment":"neutral","sentiment_score":0.26554006338119507},{"word":"you","start":1092.655,"end":1092.8151,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.33862724900245667},{"word":"know","start":1092.8151,"end":1092.895,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.28194865584373474},{"word":"that's","start":1092.895,"end":1093.2151,"confidence":0.9914551,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.2890225052833557},{"word":"all","start":1093.2151,"end":1093.4551,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.3122325837612152},{"word":"paid","start":1093.4551,"end":1093.6951,"confidence":1.0,"punctuated_word":"paid","sentiment":"positive","sentiment_score":0.35932841897010803},{"word":"and","start":1093.6951,"end":1094.015,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4015599191188812},{"word":"up","start":1094.015,"end":1094.175,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.28749459981918335},{"word":"to","start":1094.175,"end":1094.3351,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.29177147150039673},{"word":"date","start":1094.3351,"end":1094.8351,"confidence":1.0,"punctuated_word":"date.","sentiment":"neutral","sentiment_score":0.2342017292976379},{"word":"now","start":1097.1,"end":1097.6,"confidence":0.9970703,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.16207006573677063},{"word":"the","start":1097.98,"end":1098.48,"confidence":0.9921875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14991869032382965},{"word":"next","start":1098.54,"end":1098.94,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.13653649389743805},{"word":"one","start":1098.94,"end":1099.42,"confidence":0.9658203,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":0.19142299890518188},{"word":"i","start":1099.42,"end":1099.5,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17808634042739868},{"word":"believe","start":1099.5,"end":1099.9,"confidence":0.9794922,"punctuated_word":"believe,","sentiment":"neutral","sentiment_score":0.14207527041435242},{"word":"is","start":1099.9,"end":1100.0599,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1802419275045395},{"word":"the","start":1100.0599,"end":1100.14,"confidence":0.9951172,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21342357993125916},{"word":"oakview","start":1100.14,"end":1100.64,"confidence":0.6538086,"punctuated_word":"Oakview","sentiment":"neutral","sentiment_score":0.18076519668102264},{"word":"services","start":1100.78,"end":1101.28,"confidence":0.8125,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.12688924372196198},{"word":"guide","start":1101.42,"end":1101.92,"confidence":0.9824219,"punctuated_word":"guide.","sentiment":"neutral","sentiment_score":0.14240358769893646},{"word":"yep","start":1103.26,"end":1103.74,"confidence":0.9604492,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16670259833335876},{"word":"perfect","start":1103.74,"end":1104.24,"confidence":0.9995117,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.45152702927589417},{"word":"you","start":1104.62,"end":1104.78,"confidence":1.0,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.26716285943984985},{"word":"probably","start":1104.78,"end":1105.1,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.2608615458011627},{"word":"have","start":1105.1,"end":1105.34,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2103337049484253},{"word":"seen","start":1105.34,"end":1105.5,"confidence":1.0,"punctuated_word":"seen","sentiment":"neutral","sentiment_score":0.21853755414485931},{"word":"this","start":1105.5,"end":1105.66,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.3251192569732666},{"word":"a","start":1105.66,"end":1105.74,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.19245097041130063},{"word":"couple","start":1105.74,"end":1106.0599,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.1495005041360855},{"word":"of","start":1106.0599,"end":1106.22,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14808881282806396},{"word":"times","start":1106.22,"end":1106.7,"confidence":0.9980469,"punctuated_word":"times","sentiment":"neutral","sentiment_score":0.1715966910123825},{"word":"before","start":1106.7,"end":1107.2,"confidence":0.9980469,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.2154079228639603},{"word":"as","start":1107.26,"end":1107.5,"confidence":0.99902344,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.29831963777542114},{"word":"well","start":1107.5,"end":1108.0,"confidence":0.99365234,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.28574106097221375},{"word":"it","start":1108.94,"end":1109.02,"confidence":0.7836914,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.2573179602622986},{"word":"is","start":1109.02,"end":1109.1799,"confidence":0.8613281,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.21998260915279388},{"word":"one","start":1109.1799,"end":1109.3,"confidence":1.0,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.2581983506679535},{"word":"of","start":1109.3,"end":1109.42,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.25557631254196167},{"word":"those","start":1109.42,"end":1109.66,"confidence":0.99902344,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.30485019087791443},{"word":"compliance","start":1109.66,"end":1110.16,"confidence":0.9892578,"punctuated_word":"compliance","sentiment":"neutral","sentiment_score":0.2693980038166046},{"word":"documents","start":1110.22,"end":1110.72,"confidence":0.98291016,"punctuated_word":"documents,","sentiment":"neutral","sentiment_score":0.18974918127059937},{"word":"but","start":1110.78,"end":1111.215,"confidence":0.96240234,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.22691066563129425},{"word":"it","start":1111.2949,"end":1111.375,"confidence":0.9223633,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.29732581973075867},{"word":"gives","start":1111.375,"end":1111.5349,"confidence":0.9970703,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.257703572511673},{"word":"you","start":1111.5349,"end":1111.615,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.34924182295799255},{"word":"all","start":1111.615,"end":1111.775,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.32682791352272034},{"word":"the","start":1111.775,"end":1112.015,"confidence":0.92578125,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3373100161552429},{"word":"important","start":1112.015,"end":1112.515,"confidence":1.0,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.2932664453983307},{"word":"information","start":1112.575,"end":1113.075,"confidence":0.99902344,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.3019314110279083},{"word":"in","start":1113.135,"end":1113.2949,"confidence":0.5449219,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.28926801681518555},{"word":"regards","start":1113.2949,"end":1113.695,"confidence":0.9980469,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.23593904078006744},{"word":"to","start":1113.695,"end":1113.775,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2973754107952118},{"word":"us","start":1113.775,"end":1113.9349,"confidence":0.9980469,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.2969399690628052},{"word":"at","start":1113.9349,"end":1114.1749,"confidence":0.97265625,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3594960570335388},{"word":"oakview","start":1114.1749,"end":1114.6749,"confidence":0.71272784,"punctuated_word":"Oakview.","sentiment":"neutral","sentiment_score":0.2812874913215637},{"word":"if","start":1115.0549,"end":1115.2949,"confidence":0.99902344,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.18461523950099945},{"word":"you","start":1115.2949,"end":1115.375,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18942612409591675},{"word":"do","start":1115.375,"end":1115.5349,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.17455147206783295},{"word":"have","start":1115.5349,"end":1115.695,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.14554844796657562},{"word":"a","start":1115.695,"end":1115.775,"confidence":0.9980469,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1443200409412384},{"word":"read","start":1115.775,"end":1116.095,"confidence":0.9951172,"punctuated_word":"read","sentiment":"neutral","sentiment_score":0.10421256721019743},{"word":"over","start":1116.095,"end":1116.335,"confidence":0.7939453,"punctuated_word":"over","sentiment":"neutral","sentiment_score":0.10857981443405151},{"word":"in","start":1116.335,"end":1116.575,"confidence":0.78466797,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1330527365207672},{"word":"your","start":1116.575,"end":1116.735,"confidence":0.9980469,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1941341906785965},{"word":"own","start":1116.735,"end":1116.975,"confidence":0.99902344,"punctuated_word":"own","sentiment":"neutral","sentiment_score":0.14076057076454165},{"word":"time","start":1116.975,"end":1117.475,"confidence":0.9885254,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":0.15826073288917542},{"word":"you","start":1117.615,"end":1117.775,"confidence":0.94921875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2155538946390152},{"word":"will","start":1117.775,"end":1117.9349,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1984003782272339},{"word":"see","start":1117.9349,"end":1118.1749,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.1862130910158157},{"word":"myself","start":1118.1749,"end":1118.575,"confidence":0.9970703,"punctuated_word":"myself","sentiment":"neutral","sentiment_score":0.1648394614458084},{"word":"on","start":1118.575,"end":1118.735,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.14631183445453644},{"word":"page","start":1118.735,"end":1119.0549,"confidence":1.0,"punctuated_word":"page","sentiment":"neutral","sentiment_score":0.12032993137836456},{"word":"10","start":1119.0549,"end":1119.2949,"confidence":0.9885254,"punctuated_word":"10.","sentiment":"neutral","sentiment_score":0.1549658328294754},{"word":"if","start":1119.2949,"end":1119.375,"confidence":0.9980469,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.1645256280899048},{"word":"you","start":1119.375,"end":1119.455,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17802606523036957},{"word":"do","start":1119.455,"end":1119.615,"confidence":0.9970703,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.13422949612140656},{"word":"wanna","start":1119.615,"end":1119.9349,"confidence":0.9951172,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.17636510729789734},{"word":"put","start":1119.9349,"end":1120.015,"confidence":0.9970703,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.12964916229248047},{"word":"a","start":1120.015,"end":1120.1749,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15225182473659515},{"word":"face","start":1120.1749,"end":1120.335,"confidence":0.99902344,"punctuated_word":"face","sentiment":"neutral","sentiment_score":0.15142257511615753},{"word":"to","start":1120.335,"end":1120.495,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16502325236797333},{"word":"the","start":1120.495,"end":1120.575,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1925302892923355},{"word":"voice","start":1120.575,"end":1120.815,"confidence":0.99853516,"punctuated_word":"voice,","sentiment":"neutral","sentiment_score":0.16965407133102417},{"word":"you'll","start":1120.815,"end":1121.0549,"confidence":1.0,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.2792636752128601},{"word":"see","start":1121.0549,"end":1121.215,"confidence":1.0,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.3113839626312256},{"word":"all","start":1121.215,"end":1121.375,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.28397566080093384},{"word":"the","start":1121.375,"end":1121.5349,"confidence":0.9873047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27607110142707825},{"word":"advices","start":1121.5349,"end":1121.9349,"confidence":0.7392578,"punctuated_word":"advices","sentiment":"neutral","sentiment_score":0.2295571565628052},{"word":"and","start":1121.9349,"end":1122.1749,"confidence":0.9790039,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2814050018787384},{"word":"directors","start":1122.1749,"end":1122.6549,"confidence":0.9970703,"punctuated_word":"directors","sentiment":"neutral","sentiment_score":0.2637190520763397},{"word":"and","start":1122.6549,"end":1122.815,"confidence":0.9970703,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3353201150894165},{"word":"everything","start":1122.815,"end":1123.215,"confidence":1.0,"punctuated_word":"everything","sentiment":"positive","sentiment_score":0.34063130617141724},{"word":"there","start":1123.215,"end":1123.455,"confidence":1.0,"punctuated_word":"there","sentiment":"positive","sentiment_score":0.3555091619491577},{"word":"for","start":1123.455,"end":1123.615,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.30260926485061646},{"word":"you","start":1123.615,"end":1124.115,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.21696436405181885},{"word":"perfect","start":1126.74,"end":1127.24,"confidence":0.9975586,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5034191608428955},{"word":"now","start":1127.4601,"end":1127.9601,"confidence":0.8413086,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.24433818459510803},{"word":"the","start":1128.3401,"end":1128.74,"confidence":0.9941406,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18242216110229492},{"word":"next","start":1128.74,"end":1129.24,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.18006902933120728},{"word":"document","start":1129.4601,"end":1129.9601,"confidence":0.8991699,"punctuated_word":"document,","sentiment":"neutral","sentiment_score":0.1641319841146469},{"word":"it","start":1130.42,"end":1130.66,"confidence":0.9921875,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.1775687038898468},{"word":"should","start":1130.66,"end":1130.98,"confidence":0.99902344,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.21222251653671265},{"word":"be","start":1130.98,"end":1131.3,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.16306428611278534},{"word":"the","start":1131.3,"end":1131.62,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1676018238067627},{"word":"ongoing","start":1131.62,"end":1132.12,"confidence":0.93603516,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.21345071494579315},{"word":"service","start":1132.9,"end":1133.3,"confidence":1.0,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.12494844198226927},{"word":"agreement","start":1133.3,"end":1133.8,"confidence":0.9975586,"punctuated_word":"agreement,","sentiment":"neutral","sentiment_score":0.18052822351455688},{"word":"i","start":1133.86,"end":1133.9401,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.22059842944145203},{"word":"believe","start":1133.9401,"end":1134.4401,"confidence":0.9909668,"punctuated_word":"believe.","sentiment":"neutral","sentiment_score":0.14558130502700806},{"word":"yep","start":1135.86,"end":1136.3401,"confidence":0.86328125,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.21462419629096985},{"word":"perfect","start":1136.3401,"end":1136.8401,"confidence":0.9970703,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.45989060401916504},{"word":"now","start":1136.9,"end":1137.2201,"confidence":1.0,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.34022969007492065},{"word":"this","start":1137.2201,"end":1137.4601,"confidence":0.99609375,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.3039341866970062},{"word":"one","start":1137.4601,"end":1137.7001,"confidence":0.99902344,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.29122263193130493},{"word":"here","start":1137.7001,"end":1137.9401,"confidence":0.99658203,"punctuated_word":"here,","sentiment":"neutral","sentiment_score":0.3201397657394409},{"word":"it","start":1137.9401,"end":1138.1001,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.36366912722587585},{"word":"will","start":1138.1001,"end":1138.3401,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.28121840953826904},{"word":"ask","start":1138.3401,"end":1138.5801,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.2261720895767212},{"word":"for","start":1138.5801,"end":1138.74,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1750379353761673},{"word":"your","start":1138.74,"end":1139.06,"confidence":0.99902344,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2647469639778137},{"word":"signature","start":1139.06,"end":1139.56,"confidence":1.0,"punctuated_word":"signature","sentiment":"neutral","sentiment_score":0.1589827835559845},{"word":"if","start":1139.62,"end":1139.78,"confidence":0.9667969,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.2873379588127136},{"word":"you","start":1139.78,"end":1139.9401,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.32797160744667053},{"word":"are","start":1139.9401,"end":1140.1001,"confidence":0.9951172,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.26857230067253113},{"word":"happy","start":1140.1001,"end":1140.42,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.32877200841903687},{"word":"to","start":1140.42,"end":1140.645,"confidence":0.99316406,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.36140871047973633},{"word":"do","start":1140.725,"end":1141.045,"confidence":1.0,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.3656645715236664},{"word":"so","start":1141.045,"end":1141.545,"confidence":0.9995117,"punctuated_word":"so.","sentiment":"positive","sentiment_score":0.35263800621032715},{"word":"now","start":1141.845,"end":1142.345,"confidence":0.99902344,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.30064839124679565},{"word":"what","start":1142.485,"end":1142.805,"confidence":0.9970703,"punctuated_word":"what","sentiment":"positive","sentiment_score":0.39299988746643066},{"word":"this","start":1142.805,"end":1143.125,"confidence":1.0,"punctuated_word":"this","sentiment":"positive","sentiment_score":0.3894948959350586},{"word":"is","start":1143.125,"end":1143.4451,"confidence":0.98583984,"punctuated_word":"is,","sentiment":"positive","sentiment_score":0.3738964200019837},{"word":"it","start":1143.4451,"end":1143.605,"confidence":1.0,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4519788324832916},{"word":"is","start":1143.605,"end":1143.845,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.45767828822135925},{"word":"just","start":1143.845,"end":1144.165,"confidence":1.0,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.4538518786430359},{"word":"your","start":1144.165,"end":1144.405,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5049779415130615},{"word":"ongoing","start":1144.405,"end":1144.905,"confidence":0.99902344,"punctuated_word":"ongoing","sentiment":"positive","sentiment_score":0.3828272819519043},{"word":"service","start":1144.965,"end":1145.365,"confidence":1.0,"punctuated_word":"service","sentiment":"positive","sentiment_score":0.33856379985809326},{"word":"agreement","start":1145.365,"end":1145.865,"confidence":1.0,"punctuated_word":"agreement","sentiment":"positive","sentiment_score":0.45495161414146423},{"word":"just","start":1146.165,"end":1146.405,"confidence":0.59228516,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.40737220644950867},{"word":"to","start":1146.405,"end":1146.5651,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.42011600732803345},{"word":"say","start":1146.5651,"end":1146.725,"confidence":0.99902344,"punctuated_word":"say","sentiment":"positive","sentiment_score":0.5247880220413208},{"word":"that","start":1146.725,"end":1146.805,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5805206894874573},{"word":"you","start":1146.805,"end":1147.045,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.691186249256134},{"word":"are","start":1147.045,"end":1147.2051,"confidence":0.984375,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.6841500401496887},{"word":"happy","start":1147.2051,"end":1147.525,"confidence":1.0,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.6846628785133362},{"word":"to","start":1147.525,"end":1147.765,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6217812895774841},{"word":"stay","start":1147.765,"end":1148.085,"confidence":0.9980469,"punctuated_word":"stay","sentiment":"positive","sentiment_score":0.6278204917907715},{"word":"on","start":1148.085,"end":1148.405,"confidence":0.9980469,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.6247881650924683},{"word":"as","start":1148.405,"end":1148.645,"confidence":0.99609375,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.7225136160850525},{"word":"a","start":1148.645,"end":1148.805,"confidence":0.9667969,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.7487679719924927},{"word":"client","start":1148.805,"end":1149.305,"confidence":0.99902344,"punctuated_word":"client.","sentiment":"positive","sentiment_score":0.5882431864738464},{"word":"i","start":1150.5651,"end":1150.725,"confidence":0.7109375,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.44488608837127686},{"word":"do","start":1150.725,"end":1150.965,"confidence":0.9980469,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.4691625237464905},{"word":"wanna","start":1150.965,"end":1151.2051,"confidence":0.9970703,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.3937084972858429},{"word":"let","start":1151.2051,"end":1151.365,"confidence":0.9980469,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.3569461405277252},{"word":"you","start":1151.365,"end":1151.4451,"confidence":0.9980469,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4172143042087555},{"word":"know","start":1151.4451,"end":1151.605,"confidence":0.9980469,"punctuated_word":"know","sentiment":"positive","sentiment_score":0.4031335711479187},{"word":"as","start":1151.605,"end":1151.765,"confidence":0.9838867,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3606214225292206},{"word":"well","start":1151.765,"end":1151.925,"confidence":0.98828125,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.4247704744338989},{"word":"we've","start":1151.925,"end":1152.085,"confidence":0.82421875,"punctuated_word":"we've","sentiment":"positive","sentiment_score":0.5256544351577759},{"word":"had","start":1152.085,"end":1152.3251,"confidence":0.99902344,"punctuated_word":"had","sentiment":"positive","sentiment_score":0.5360681414604187},{"word":"no","start":1152.3251,"end":1152.485,"confidence":0.99902344,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.3019353449344635},{"word":"changes","start":1152.485,"end":1152.965,"confidence":0.99902344,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":-0.008115723729133606},{"word":"whatsoever","start":1152.965,"end":1153.465,"confidence":0.94384766,"punctuated_word":"whatsoever","sentiment":"neutral","sentiment_score":0.24423396587371823},{"word":"in","start":1153.605,"end":1153.845,"confidence":0.9902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.21313601732254028},{"word":"regards","start":1153.845,"end":1154.245,"confidence":0.9970703,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.0928897261619568},{"word":"to","start":1154.245,"end":1154.485,"confidence":0.7939453,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1391320824623108},{"word":"that","start":1154.485,"end":1154.805,"confidence":0.96240234,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.362703800201416},{"word":"fee","start":1154.805,"end":1155.045,"confidence":0.9536133,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.270632266998291},{"word":"structure","start":1155.045,"end":1155.39,"confidence":0.7192383,"punctuated_word":"structure.","sentiment":"neutral","sentiment_score":0.03523710370063782},{"word":"and","start":1155.87,"end":1155.9501,"confidence":0.85058594,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15010400116443634},{"word":"because","start":1155.9501,"end":1156.35,"confidence":0.99316406,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.19669903814792633},{"word":"matthew","start":1156.35,"end":1156.83,"confidence":0.99121094,"punctuated_word":"Matthew","sentiment":"neutral","sentiment_score":0.20214973390102384},{"word":"is","start":1156.83,"end":1157.0701,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.17140622437000275},{"word":"also","start":1157.0701,"end":1157.39,"confidence":1.0,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.17424073815345764},{"word":"a","start":1157.39,"end":1157.55,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1797265261411667},{"word":"client","start":1157.55,"end":1158.05,"confidence":0.99902344,"punctuated_word":"client,","sentiment":"neutral","sentiment_score":0.13285326957702637},{"word":"you","start":1158.51,"end":1158.67,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.23732183873653412},{"word":"guys","start":1158.67,"end":1158.91,"confidence":1.0,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":0.23764446377754211},{"word":"are","start":1158.91,"end":1159.0701,"confidence":0.98535156,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2407681345939636},{"word":"based","start":1159.0701,"end":1159.31,"confidence":0.8408203,"punctuated_word":"based","sentiment":"neutral","sentiment_score":0.2573820948600769},{"word":"on","start":1159.31,"end":1159.55,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.33169639110565186},{"word":"that","start":1159.55,"end":1159.87,"confidence":0.99902344,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.34971314668655396},{"word":"reduced","start":1159.87,"end":1160.37,"confidence":0.9970703,"punctuated_word":"reduced","sentiment":"neutral","sentiment_score":0.2326488047838211},{"word":"fee","start":1160.43,"end":1160.75,"confidence":0.99902344,"punctuated_word":"fee","sentiment":"neutral","sentiment_score":0.20964251458644867},{"word":"at","start":1160.75,"end":1160.99,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2573680579662323},{"word":"1.1","start":1160.99,"end":1161.9501,"confidence":0.9996745,"punctuated_word":"1.1","sentiment":"neutral","sentiment_score":0.2820236086845398},{"word":"to","start":1161.9501,"end":1162.1901,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2775031328201294},{"word":"make","start":1162.1901,"end":1162.35,"confidence":1.0,"punctuated_word":"make","sentiment":"positive","sentiment_score":0.3546597361564636},{"word":"it","start":1162.35,"end":1162.51,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3144104480743408},{"word":"a","start":1162.51,"end":1162.59,"confidence":1.0,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.4274677336215973},{"word":"little","start":1162.59,"end":1162.83,"confidence":1.0,"punctuated_word":"little","sentiment":"positive","sentiment_score":0.37164267897605896},{"word":"bit","start":1162.83,"end":1163.0701,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.41349947452545166},{"word":"cheaper","start":1163.0701,"end":1163.5701,"confidence":0.9851074,"punctuated_word":"cheaper,","sentiment":"positive","sentiment_score":0.41944366693496704},{"word":"which","start":1163.63,"end":1163.87,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.6627538800239563},{"word":"is","start":1163.87,"end":1164.1901,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.7465006709098816},{"word":"nice","start":1164.1901,"end":1164.67,"confidence":0.8947754,"punctuated_word":"nice.","sentiment":"positive","sentiment_score":0.5933400392532349},{"word":"so","start":1164.67,"end":1165.15,"confidence":0.99609375,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.21081410348415375},{"word":"no","start":1165.15,"end":1165.47,"confidence":0.99902344,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.1819344311952591},{"word":"changes","start":1165.47,"end":1165.97,"confidence":1.0,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.12923285365104675},{"word":"in","start":1166.03,"end":1166.1901,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16432154178619385},{"word":"regards","start":1166.1901,"end":1166.67,"confidence":0.99902344,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.0832243487238884},{"word":"to","start":1166.67,"end":1166.91,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19230861961841583},{"word":"that","start":1166.91,"end":1167.41,"confidence":0.7661133,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.1339932084083557},{"word":"and","start":1167.695,"end":1167.9349,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09814766049385072},{"word":"it","start":1167.9349,"end":1168.095,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16160240769386292},{"word":"is","start":1168.095,"end":1168.255,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06527069211006165},{"word":"not","start":1168.255,"end":1168.495,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.04121049866080284},{"word":"a","start":1168.495,"end":1168.655,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0757359117269516},{"word":"lock","start":1168.655,"end":1168.895,"confidence":0.5761719,"punctuated_word":"lock","sentiment":"neutral","sentiment_score":0.000698968768119812},{"word":"in","start":1168.895,"end":1169.135,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01270417869091034},{"word":"contract","start":1169.135,"end":1169.635,"confidence":0.9995117,"punctuated_word":"contract.","sentiment":"neutral","sentiment_score":0.02984432317316532},{"word":"so","start":1169.695,"end":1169.9349,"confidence":1.0,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07063096761703491},{"word":"if","start":1169.9349,"end":1170.175,"confidence":0.99902344,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.05297159403562546},{"word":"at","start":1170.175,"end":1170.335,"confidence":0.9716797,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.021948032081127167},{"word":"any","start":1170.335,"end":1170.575,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.05155971646308899},{"word":"point","start":1170.575,"end":1170.815,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":-0.03773888945579529},{"word":"in","start":1170.815,"end":1171.0549,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03237476199865341},{"word":"time","start":1171.0549,"end":1171.455,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.0038776472210884094},{"word":"you","start":1171.455,"end":1171.695,"confidence":0.68896484,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04613746702671051},{"word":"are","start":1171.695,"end":1171.855,"confidence":0.99902344,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.05811057239770889},{"word":"not","start":1171.855,"end":1172.015,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.10696722567081451},{"word":"happy","start":1172.015,"end":1172.495,"confidence":0.99902344,"punctuated_word":"happy,","sentiment":"neutral","sentiment_score":-0.034053217619657516},{"word":"this","start":1172.495,"end":1172.815,"confidence":0.99902344,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.03499072417616844},{"word":"is","start":1172.815,"end":1172.975,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.022144779562950134},{"word":"not","start":1172.975,"end":1173.215,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.023574117571115497},{"word":"a","start":1173.215,"end":1173.375,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03543800115585327},{"word":"lock","start":1173.375,"end":1173.695,"confidence":0.9243164,"punctuated_word":"lock","sentiment":"neutral","sentiment_score":0.0032470189034938812},{"word":"in","start":1173.695,"end":1173.9349,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.029835354536771774},{"word":"contract","start":1173.9349,"end":1174.4349,"confidence":0.8479004,"punctuated_word":"contract,","sentiment":"neutral","sentiment_score":0.05387416481971741},{"word":"but","start":1174.815,"end":1175.0549,"confidence":0.99121094,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.12015603482723236},{"word":"essentially","start":1175.0549,"end":1175.5549,"confidence":0.7246094,"punctuated_word":"essentially","sentiment":"neutral","sentiment_score":0.14456307888031006},{"word":"allows","start":1175.855,"end":1176.355,"confidence":0.9086914,"punctuated_word":"allows","sentiment":"neutral","sentiment_score":0.1548222452402115},{"word":"us","start":1176.415,"end":1176.655,"confidence":0.99902344,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.15873664617538452},{"word":"to","start":1176.655,"end":1176.895,"confidence":0.94140625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1798848807811737},{"word":"manage","start":1176.895,"end":1177.215,"confidence":0.9921875,"punctuated_word":"manage","sentiment":"neutral","sentiment_score":0.13347314298152924},{"word":"your","start":1177.215,"end":1177.455,"confidence":0.9951172,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1850062608718872},{"word":"investments","start":1177.455,"end":1177.9349,"confidence":0.80810547,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.12378107756376266},{"word":"and","start":1177.9349,"end":1178.095,"confidence":0.99902344,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.20931531488895416},{"word":"everything","start":1178.095,"end":1178.575,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":0.24538712203502655},{"word":"for","start":1178.575,"end":1178.735,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.18070407211780548},{"word":"you","start":1178.735,"end":1178.975,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12791645526885986},{"word":"in","start":1178.975,"end":1179.0549,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13110098242759705},{"word":"the","start":1179.0549,"end":1179.295,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10252521187067032},{"word":"meantime","start":1179.295,"end":1179.795,"confidence":0.9995117,"punctuated_word":"meantime.","sentiment":"neutral","sentiment_score":0.09178228676319122},{"word":"do","start":1181.295,"end":1181.615,"confidence":0.8286133,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.2572651207447052},{"word":"do","start":1181.615,"end":1181.855,"confidence":0.7294922,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.34690338373184204},{"word":"you","start":1181.855,"end":1181.9349,"confidence":0.9970703,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17730343341827393},{"word":"have","start":1181.9349,"end":1182.095,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15662139654159546},{"word":"any","start":1182.095,"end":1182.335,"confidence":0.9980469,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.15256112813949585},{"word":"questions","start":1182.335,"end":1182.815,"confidence":0.99902344,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.1737506538629532},{"word":"in","start":1182.815,"end":1182.975,"confidence":0.9980469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09330826997756958},{"word":"regards","start":1182.975,"end":1183.29,"confidence":0.9863281,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.10533832013607024},{"word":"to","start":1183.29,"end":1183.53,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.14980590343475342},{"word":"that","start":1183.53,"end":1184.03,"confidence":1.0,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.19667142629623413},{"word":"no","start":1185.37,"end":1185.87,"confidence":0.8391113,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.11412481963634492},{"word":"perfect","start":1186.0901,"end":1186.5901,"confidence":0.99609375,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.2055974304676056},{"word":"so","start":1186.89,"end":1187.29,"confidence":0.7998047,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.10247156023979188},{"word":"if","start":1187.29,"end":1187.53,"confidence":0.9892578,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.12844336032867432},{"word":"you're","start":1187.53,"end":1187.77,"confidence":0.99365234,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.16120031476020813},{"word":"happy","start":1187.77,"end":1188.01,"confidence":1.0,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.14789073169231415},{"word":"to","start":1188.01,"end":1188.0901,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15969084203243256},{"word":"do","start":1188.0901,"end":1188.3301,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14391906559467316},{"word":"so","start":1188.3301,"end":1188.49,"confidence":0.99902344,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.17217418551445007},{"word":"it","start":1188.49,"end":1188.65,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24028882384300232},{"word":"will","start":1188.65,"end":1188.89,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.2127692550420761},{"word":"ask","start":1188.89,"end":1189.13,"confidence":1.0,"punctuated_word":"ask","sentiment":"neutral","sentiment_score":0.2097228616476059},{"word":"for","start":1189.13,"end":1189.29,"confidence":0.99609375,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.14972250163555145},{"word":"a","start":1189.29,"end":1189.37,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1444873809814453},{"word":"little","start":1189.37,"end":1189.6901,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1699410378932953},{"word":"signature","start":1189.6901,"end":1190.1901,"confidence":0.99902344,"punctuated_word":"signature","sentiment":"neutral","sentiment_score":0.12213343381881714},{"word":"at","start":1190.49,"end":1190.65,"confidence":0.9970703,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1322251707315445},{"word":"the","start":1190.65,"end":1190.81,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1811746209859848},{"word":"bottom","start":1190.81,"end":1191.2101,"confidence":1.0,"punctuated_word":"bottom","sentiment":"neutral","sentiment_score":0.15008752048015594},{"word":"there","start":1191.2101,"end":1191.7101,"confidence":0.9848633,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.16874632239341736},{"word":"and","start":1191.77,"end":1192.01,"confidence":1.0,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13480448722839355},{"word":"it","start":1192.01,"end":1192.25,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17046797275543213},{"word":"will","start":1192.25,"end":1192.73,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.1623193621635437},{"word":"usually","start":1192.73,"end":1193.23,"confidence":0.9970703,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.15115369856357574},{"word":"automatically","start":1193.37,"end":1193.87,"confidence":0.9941406,"punctuated_word":"automatically","sentiment":"neutral","sentiment_score":0.19606390595436096},{"word":"add","start":1194.17,"end":1194.67,"confidence":0.99902344,"punctuated_word":"add","sentiment":"neutral","sentiment_score":0.13587453961372375},{"word":"a","start":1195.29,"end":1195.79,"confidence":0.99902344,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1389739215373993},{"word":"date","start":1195.93,"end":1196.43,"confidence":1.0,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.13868844509124756},{"word":"as","start":1196.49,"end":1196.73,"confidence":1.0,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1660083830356598},{"word":"well","start":1196.73,"end":1197.045,"confidence":0.9995117,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.14718353748321533},{"word":"alright","start":1200.0851,"end":1200.5651,"confidence":0.9980469,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.33953118324279785},{"word":"oh","start":1200.5651,"end":1200.885,"confidence":0.9248047,"punctuated_word":"Oh,","sentiment":"positive","sentiment_score":0.5974181890487671},{"word":"beautiful","start":1200.885,"end":1201.285,"confidence":0.9970703,"punctuated_word":"beautiful.","sentiment":"positive","sentiment_score":0.7198565602302551},{"word":"that","start":1201.285,"end":1201.4451,"confidence":0.99902344,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.753665566444397},{"word":"has","start":1201.4451,"end":1201.6051,"confidence":0.8925781,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.7363684177398682},{"word":"already","start":1201.6051,"end":1201.925,"confidence":1.0,"punctuated_word":"already","sentiment":"positive","sentiment_score":0.7932140827178955},{"word":"come","start":1201.925,"end":1202.165,"confidence":0.48583984,"punctuated_word":"come","sentiment":"positive","sentiment_score":0.7671787738800049},{"word":"through","start":1202.165,"end":1202.3251,"confidence":0.9838867,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.7929058074951172},{"word":"to","start":1202.3251,"end":1202.405,"confidence":0.9980469,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.8070318698883057},{"word":"me","start":1202.405,"end":1202.645,"confidence":0.9794922,"punctuated_word":"me,","sentiment":"positive","sentiment_score":0.7881722450256348},{"word":"which","start":1202.645,"end":1202.885,"confidence":1.0,"punctuated_word":"which","sentiment":"positive","sentiment_score":0.8093664646148682},{"word":"is","start":1202.885,"end":1203.2051,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.8328799605369568},{"word":"fantastic","start":1203.2051,"end":1203.7051,"confidence":0.91796875,"punctuated_word":"fantastic.","sentiment":"positive","sentiment_score":0.7743686437606812},{"word":"so","start":1204.0851,"end":1204.3251,"confidence":0.99121094,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.6529349088668823},{"word":"thank","start":1204.3251,"end":1204.5651,"confidence":0.99902344,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.7361357808113098},{"word":"you","start":1204.5651,"end":1204.7251,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7544291615486145},{"word":"so","start":1204.7251,"end":1204.9651,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7623595595359802},{"word":"much","start":1204.9651,"end":1205.2051,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.7747840285301208},{"word":"for","start":1205.2051,"end":1205.4451,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7239932417869568},{"word":"that","start":1205.4451,"end":1205.9451,"confidence":1.0,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.6343634128570557},{"word":"now","start":1206.245,"end":1206.645,"confidence":1.0,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.06249399483203888},{"word":"while","start":1206.645,"end":1206.9651,"confidence":0.99121094,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.05727269500494003},{"word":"i","start":1206.9651,"end":1207.045,"confidence":0.9941406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09354628622531892},{"word":"have","start":1207.045,"end":1207.285,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1170579195022583},{"word":"you","start":1207.285,"end":1207.6051,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09301967173814774},{"word":"on","start":1207.6051,"end":1207.765,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11524353176355362},{"word":"the","start":1207.765,"end":1208.005,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08983930945396423},{"word":"phone","start":1208.005,"end":1208.485,"confidence":1.0,"punctuated_word":"phone,","sentiment":"neutral","sentiment_score":0.08490848541259766},{"word":"i'd","start":1208.485,"end":1208.7251,"confidence":1.0,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.09083305299282074},{"word":"like","start":1208.7251,"end":1208.9651,"confidence":1.0,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.08339899033308029},{"word":"to","start":1208.9651,"end":1209.125,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0883169174194336},{"word":"book","start":1209.125,"end":1209.365,"confidence":0.99902344,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.08792620897293091},{"word":"in","start":1209.365,"end":1209.865,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07564722001552582},{"word":"the","start":1210.245,"end":1210.485,"confidence":0.75146484,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09717537462711334},{"word":"catch","start":1210.485,"end":1210.805,"confidence":0.99902344,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.1781768500804901},{"word":"up","start":1210.805,"end":1211.125,"confidence":0.7397461,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.11379290372133256},{"word":"to","start":1211.125,"end":1211.285,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10430077463388444},{"word":"go","start":1211.285,"end":1211.4451,"confidence":1.0,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.1211196631193161},{"word":"through","start":1211.4451,"end":1211.685,"confidence":1.0,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.15125314891338348},{"word":"that","start":1211.685,"end":1211.925,"confidence":0.9951172,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1790958195924759},{"word":"recommendation","start":1211.925,"end":1212.425,"confidence":1.0,"punctuated_word":"recommendation","sentiment":"neutral","sentiment_score":0.13799580931663513},{"word":"with","start":1213.1,"end":1213.42,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1333158314228058},{"word":"you","start":1213.42,"end":1213.92,"confidence":0.97631836,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.11664090305566788},{"word":"when","start":1215.02,"end":1215.42,"confidence":0.9921875,"punctuated_word":"When","sentiment":"neutral","sentiment_score":0.04017036408185959},{"word":"is","start":1215.42,"end":1215.66,"confidence":0.9980469,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04534495621919632},{"word":"usually","start":1215.66,"end":1215.8601,"confidence":0.99902344,"punctuated_word":"usually","sentiment":"neutral","sentiment_score":0.07143811881542206},{"word":"a","start":1215.8601,"end":1216.06,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07404755055904388},{"word":"better","start":1216.06,"end":1216.3,"confidence":1.0,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.053528279066085815},{"word":"time","start":1216.3,"end":1216.54,"confidence":1.0,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.06676338613033295},{"word":"for","start":1216.54,"end":1216.78,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.061416976153850555},{"word":"you","start":1216.78,"end":1217.28,"confidence":0.9995117,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.05760009586811066},{"word":"no","start":1223.42,"end":1223.5801,"confidence":0.99609375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.0004039276391267777},{"word":"that's","start":1223.5801,"end":1223.9,"confidence":1.0,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.02249310538172722},{"word":"okay","start":1223.9,"end":1224.4,"confidence":1.0,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.014432822354137896},{"word":"yep","start":1227.34,"end":1227.66,"confidence":0.99853516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12046003341674805},{"word":"next","start":1227.66,"end":1228.005,"confidence":0.9980469,"punctuated_word":"Next","sentiment":"neutral","sentiment_score":0.20830440521240232},{"word":"wednesday","start":1228.245,"end":1228.745,"confidence":1.0,"punctuated_word":"Wednesday","sentiment":"neutral","sentiment_score":0.25697779655456543},{"word":"is","start":1228.885,"end":1229.205,"confidence":1.0,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3875955045223236},{"word":"perfect","start":1229.205,"end":1229.525,"confidence":1.0,"punctuated_word":"perfect","sentiment":"positive","sentiment_score":0.4257389008998871},{"word":"because","start":1229.525,"end":1229.845,"confidence":0.7348633,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.282484233379364},{"word":"my","start":1229.845,"end":1230.005,"confidence":0.99316406,"punctuated_word":"my","sentiment":"positive","sentiment_score":0.36712563037872314},{"word":"monday","start":1230.005,"end":1230.245,"confidence":1.0,"punctuated_word":"Monday","sentiment":"neutral","sentiment_score":0.30304473638534546},{"word":"and","start":1230.245,"end":1230.485,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.32825180888175964},{"word":"tuesday","start":1230.485,"end":1230.965,"confidence":1.0,"punctuated_word":"Tuesday","sentiment":"neutral","sentiment_score":0.30987945199012756},{"word":"is","start":1230.965,"end":1231.205,"confidence":0.99902344,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.3765043616294861},{"word":"fully","start":1231.205,"end":1231.365,"confidence":0.9873047,"punctuated_word":"fully","sentiment":"positive","sentiment_score":0.44349515438079834},{"word":"booked","start":1231.365,"end":1231.605,"confidence":1.0,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.3191658556461334},{"word":"already","start":1231.605,"end":1231.925,"confidence":0.8137207,"punctuated_word":"already,","sentiment":"positive","sentiment_score":0.35521775484085083},{"word":"so","start":1231.925,"end":1232.165,"confidence":1.0,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.33055761456489563},{"word":"wednesday","start":1232.165,"end":1232.485,"confidence":1.0,"punctuated_word":"Wednesday","sentiment":"positive","sentiment_score":0.421129435300827},{"word":"is","start":1232.485,"end":1232.725,"confidence":0.99121094,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.4848003685474396},{"word":"perfect","start":1232.725,"end":1233.225,"confidence":1.0,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.3881070613861084},{"word":"morning","start":1235.125,"end":1235.625,"confidence":0.61816406,"punctuated_word":"Morning","sentiment":"neutral","sentiment_score":0.03787331283092499},{"word":"morning","start":1236.245,"end":1236.645,"confidence":0.9819336,"punctuated_word":"morning","sentiment":"neutral","sentiment_score":0.021946774795651436},{"word":"or","start":1236.645,"end":1236.805,"confidence":0.96972656,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.02201429195702076},{"word":"afternoon","start":1236.805,"end":1237.305,"confidence":1.0,"punctuated_word":"afternoon","sentiment":"neutral","sentiment_score":0.05383243411779404},{"word":"works","start":1237.365,"end":1237.685,"confidence":0.99902344,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.051198676228523254},{"word":"best","start":1237.685,"end":1238.185,"confidence":0.8129883,"punctuated_word":"best.","sentiment":"neutral","sentiment_score":0.04480978846549988},{"word":"okay","start":1241.445,"end":1241.945,"confidence":0.9980469,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.11010384559631348},{"word":"perfect","start":1242.005,"end":1242.505,"confidence":0.99902344,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.17860060930252075},{"word":"i","start":1242.5651,"end":1242.93,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09344522655010223},{"word":"could","start":1245.0901,"end":1245.25,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.09497873485088348},{"word":"do","start":1245.25,"end":1245.75,"confidence":0.9980469,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08434547483921051},{"word":"either","start":1246.13,"end":1246.63,"confidence":0.99902344,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.10061942785978316},{"word":"09:30","start":1247.01,"end":1248.15,"confidence":0.97314453,"punctuated_word":"09:30","sentiment":"neutral","sentiment_score":0.07909773290157318},{"word":"or","start":1248.6901,"end":1249.1901,"confidence":0.99902344,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.06465862691402435},{"word":"01:30","start":1249.3301,"end":1250.2301,"confidence":0.96691895,"punctuated_word":"01:30,","sentiment":"neutral","sentiment_score":0.07161872833967209},{"word":"whichever","start":1250.37,"end":1250.87,"confidence":1.0,"punctuated_word":"whichever","sentiment":"neutral","sentiment_score":0.091749906539917},{"word":"works","start":1250.93,"end":1251.17,"confidence":1.0,"punctuated_word":"works","sentiment":"neutral","sentiment_score":0.07586944103240967},{"word":"best","start":1251.17,"end":1251.3301,"confidence":1.0,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.07020466774702072},{"word":"for","start":1251.3301,"end":1251.5701,"confidence":1.0,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0936635360121727},{"word":"you","start":1251.5701,"end":1252.0701,"confidence":1.0,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.09314784407615662},{"word":"09:30","start":1254.29,"end":1255.03,"confidence":0.9400635,"punctuated_word":"09:30?","sentiment":"neutral","sentiment_score":0.018969634547829628},{"word":"yep","start":1255.17,"end":1255.65,"confidence":0.9921875,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.05694558471441269},{"word":"perfect","start":1255.65,"end":1256.15,"confidence":0.99853516,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.276354044675827},{"word":"i","start":1256.365,"end":1256.605,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.2072542309761047},{"word":"will","start":1256.605,"end":1256.6849,"confidence":0.9970703,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.17908388376235962},{"word":"book","start":1256.6849,"end":1256.9249,"confidence":1.0,"punctuated_word":"book","sentiment":"neutral","sentiment_score":0.19318418204784393},{"word":"that","start":1256.9249,"end":1257.1649,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19205287098884585},{"word":"in","start":1257.1649,"end":1257.485,"confidence":1.0,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1592593789100647},{"word":"at","start":1257.485,"end":1257.885,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.15163472294807434},{"word":"09:30","start":1257.885,"end":1258.7849,"confidence":1.0,"punctuated_word":"09:30.","sentiment":"neutral","sentiment_score":0.13009580969810486},{"word":"if","start":1259.245,"end":1259.485,"confidence":1.0,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.0595419816672802},{"word":"anything","start":1259.485,"end":1259.885,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.04866202548146248},{"word":"does","start":1259.885,"end":1260.205,"confidence":0.99902344,"punctuated_word":"does","sentiment":"neutral","sentiment_score":0.012343090027570724},{"word":"change","start":1260.205,"end":1260.5249,"confidence":1.0,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.017467990517616272},{"word":"and","start":1260.5249,"end":1261.0249,"confidence":0.9716797,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.018588989973068237},{"word":"something","start":1261.325,"end":1261.725,"confidence":0.62597656,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.02066677436232567},{"word":"comes","start":1261.725,"end":1261.965,"confidence":1.0,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.013346124440431597},{"word":"up","start":1261.965,"end":1262.205,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.0028103962540626526},{"word":"and","start":1262.205,"end":1262.365,"confidence":0.9838867,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03312268108129501},{"word":"you","start":1262.365,"end":1262.5249,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04270500689744949},{"word":"can't","start":1262.5249,"end":1262.845,"confidence":1.0,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":0.03371184691786766},{"word":"make","start":1262.845,"end":1263.005,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.014281369745731354},{"word":"it","start":1263.005,"end":1263.325,"confidence":0.9980469,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.057891324162483215},{"word":"like","start":1263.325,"end":1263.485,"confidence":0.9733887,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.08762496709823608},{"word":"just","start":1263.485,"end":1263.725,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08880661427974701},{"word":"let","start":1263.725,"end":1263.885,"confidence":1.0,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.08986101299524307},{"word":"me","start":1263.885,"end":1264.0449,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.10133813321590424},{"word":"know","start":1264.0449,"end":1264.2849,"confidence":0.8679199,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.10905545204877852},{"word":"and","start":1264.2849,"end":1264.445,"confidence":0.9980469,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.11578778922557832},{"word":"we","start":1264.445,"end":1264.605,"confidence":0.99902344,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.12848466634750366},{"word":"can","start":1264.605,"end":1264.845,"confidence":1.0,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.14312982559204102},{"word":"always","start":1264.845,"end":1265.1649,"confidence":1.0,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.15385812520980835},{"word":"get","start":1265.1649,"end":1265.4049,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.10619275271892548},{"word":"that","start":1265.4049,"end":1265.885,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13911350071430206},{"word":"rescheduled","start":1265.885,"end":1266.385,"confidence":0.9977214,"punctuated_word":"rescheduled","sentiment":"neutral","sentiment_score":0.13537712395191193},{"word":"for","start":1266.765,"end":1267.005,"confidence":0.9970703,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.15606904029846191},{"word":"you","start":1267.005,"end":1267.505,"confidence":0.99902344,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.09164838492870332},{"word":"otherwise","start":1269.005,"end":1269.505,"confidence":0.9790039,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":-0.004075996577739716},{"word":"i","start":1269.565,"end":1269.725,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0006124898791313171},{"word":"will","start":1269.725,"end":1269.885,"confidence":0.9970703,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.01025199145078659},{"word":"give","start":1269.885,"end":1270.0449,"confidence":0.99316406,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.0011906921863555908},{"word":"you","start":1270.0449,"end":1270.125,"confidence":0.99316406,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0013234876096248629},{"word":"a","start":1270.125,"end":1270.205,"confidence":0.96533203,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.001707589253783226},{"word":"call","start":1270.205,"end":1270.445,"confidence":0.9819336,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.0004041008651256562},{"word":"on","start":1270.445,"end":1270.945,"confidence":0.9589844,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.009511850774288176},{"word":"wednesday","start":1271.085,"end":1271.43,"confidence":0.7939453,"punctuated_word":"Wednesday,","sentiment":"neutral","sentiment_score":0.005199050530791283},{"word":"august","start":1271.8301,"end":1272.3501,"confidence":0.9974365,"punctuated_word":"August","sentiment":"neutral","sentiment_score":-0.004683453589677811},{"word":"5","start":1272.3501,"end":1272.8701,"confidence":0.9974365,"punctuated_word":"5,","sentiment":"neutral","sentiment_score":-0.010502148419618608},{"word":"which","start":1272.87,"end":1273.03,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.04530049487948418},{"word":"is","start":1273.03,"end":1273.27,"confidence":0.99902344,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.056181684136390686},{"word":"pretty","start":1273.27,"end":1273.51,"confidence":1.0,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.06120743229985237},{"word":"crazy","start":1273.51,"end":1273.9901,"confidence":0.79248047,"punctuated_word":"crazy,","sentiment":"neutral","sentiment_score":-0.03971227258443832},{"word":"but","start":1273.9901,"end":1274.0701,"confidence":0.92333984,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.022924695163965225},{"word":"it'll","start":1274.0701,"end":1274.4701,"confidence":0.49145508,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":-0.034007374197244644},{"word":"be","start":1274.4701,"end":1274.63,"confidence":0.9941406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.03646746277809143},{"word":"august","start":1274.63,"end":1275.1101,"confidence":0.9970703,"punctuated_word":"August","sentiment":"neutral","sentiment_score":-0.022462839260697365},{"word":"already","start":1275.1101,"end":1275.6101,"confidence":0.9277344,"punctuated_word":"already.","sentiment":"neutral","sentiment_score":-0.02502395212650299},{"word":"oh","start":1277.8301,"end":1278.3301,"confidence":0.7770996,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.016331762075424194},{"word":"yes","start":1278.55,"end":1279.05,"confidence":0.94506836,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.014925708062946796},{"word":"at","start":1279.27,"end":1279.51,"confidence":0.8198242,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.011477028951048853},{"word":"09:30","start":1279.51,"end":1280.5701,"confidence":0.9819336,"punctuated_word":"09:30.","sentiment":"neutral","sentiment_score":0.01791233755648136},{"word":"but","start":1280.63,"end":1281.03,"confidence":1.0,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.030434055253863335},{"word":"before","start":1281.03,"end":1281.43,"confidence":0.9980469,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.02948746271431446},{"word":"i","start":1281.43,"end":1281.5901,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04162769019603729},{"word":"let","start":1281.5901,"end":1281.75,"confidence":0.99902344,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.05960868299007416},{"word":"you","start":1281.75,"end":1281.9901,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08883149176836014},{"word":"go","start":1281.9901,"end":1282.2301,"confidence":1.0,"punctuated_word":"go,","sentiment":"neutral","sentiment_score":0.07534292340278625},{"word":"do","start":1282.2301,"end":1282.4701,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08218623697757721},{"word":"you","start":1282.4701,"end":1282.63,"confidence":1.0,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11207938194274902},{"word":"have","start":1282.63,"end":1282.87,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11832612007856368},{"word":"any","start":1282.87,"end":1283.1101,"confidence":1.0,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.10295248031616212},{"word":"other","start":1283.1101,"end":1283.3501,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.09046557545661926},{"word":"questions","start":1283.3501,"end":1283.8301,"confidence":1.0,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.08452300727367401},{"word":"or","start":1283.8301,"end":1283.91,"confidence":0.9980469,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.10097721219062804},{"word":"anything","start":1283.91,"end":1284.41,"confidence":1.0,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.10368189215660097},{"word":"for","start":1284.4701,"end":1284.63,"confidence":0.99902344,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.06698565185070038},{"word":"me","start":1284.63,"end":1285.13,"confidence":0.99902344,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.04703868180513382},{"word":"at","start":1285.575,"end":1285.735,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04536569118499756},{"word":"this","start":1285.735,"end":1285.815,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.057931866496801376},{"word":"point","start":1285.815,"end":1286.0549,"confidence":1.0,"punctuated_word":"point","sentiment":"neutral","sentiment_score":0.03125070780515671},{"word":"otherwise","start":1286.0549,"end":1286.5549,"confidence":0.87939453,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":0.046038124710321426},{"word":"jane","start":1286.615,"end":1287.095,"confidence":0.9941406,"punctuated_word":"Jane?","sentiment":"neutral","sentiment_score":0.01227260660380125},{"word":"no","start":1287.095,"end":1287.4149,"confidence":0.8244629,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.17138727009296417},{"word":"pretty","start":1287.4149,"end":1287.735,"confidence":0.9350586,"punctuated_word":"Pretty","sentiment":"neutral","sentiment_score":0.035798728466033936},{"word":"straightforward","start":1287.735,"end":1288.235,"confidence":0.99853516,"punctuated_word":"straightforward.","sentiment":"neutral","sentiment_score":0.16732515394687653},{"word":"yep","start":1288.695,"end":1289.1749,"confidence":0.9707031,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1489134281873703},{"word":"mhmm","start":1289.1749,"end":1289.6749,"confidence":0.9897461,"punctuated_word":"Mhmm.","sentiment":"neutral","sentiment_score":0.017946084961295128},{"word":"no","start":1289.735,"end":1289.975,"confidence":0.9970703,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.06923466920852661},{"word":"problem","start":1289.975,"end":1290.375,"confidence":0.99609375,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.2725457549095154},{"word":"well","start":1290.375,"end":1290.695,"confidence":0.9838867,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.49478721618652344},{"word":"thank","start":1290.695,"end":1290.9349,"confidence":1.0,"punctuated_word":"thank","sentiment":"positive","sentiment_score":0.7661232352256775},{"word":"you","start":1290.9349,"end":1291.095,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.8388217687606812},{"word":"so","start":1291.095,"end":1291.255,"confidence":1.0,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.7932345271110535},{"word":"much","start":1291.255,"end":1291.495,"confidence":1.0,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.8624604940414429},{"word":"for","start":1291.495,"end":1291.735,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.8011316657066345},{"word":"your","start":1291.735,"end":1291.895,"confidence":1.0,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.8105891346931458},{"word":"time","start":1291.895,"end":1292.0549,"confidence":1.0,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.8077094554901123},{"word":"today","start":1292.0549,"end":1292.2949,"confidence":0.98706055,"punctuated_word":"today,","sentiment":"positive","sentiment_score":0.7267192602157593},{"word":"and","start":1292.2949,"end":1292.5349,"confidence":1.0,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.7387471795082092},{"word":"i","start":1292.5349,"end":1292.615,"confidence":1.0,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.8044247627258301},{"word":"look","start":1292.615,"end":1292.7749,"confidence":0.9951172,"punctuated_word":"look","sentiment":"positive","sentiment_score":0.8112980723381042},{"word":"forward","start":1292.7749,"end":1293.015,"confidence":1.0,"punctuated_word":"forward","sentiment":"positive","sentiment_score":0.7500847578048706},{"word":"to","start":1293.015,"end":1293.095,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.7574237585067749},{"word":"speaking","start":1293.095,"end":1293.4149,"confidence":1.0,"punctuated_word":"speaking","sentiment":"positive","sentiment_score":0.7728067636489868},{"word":"with","start":1293.4149,"end":1293.575,"confidence":1.0,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.7636783719062805},{"word":"you","start":1293.575,"end":1293.735,"confidence":1.0,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.684494137763977},{"word":"next","start":1293.735,"end":1293.975,"confidence":1.0,"punctuated_word":"next","sentiment":"positive","sentiment_score":0.625085175037384},{"word":"wednesday","start":1293.975,"end":1294.475,"confidence":1.0,"punctuated_word":"Wednesday.","sentiment":"positive","sentiment_score":0.6857566833496094},{"word":"no","start":1296.855,"end":1297.095,"confidence":0.95703125,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.2635740041732788},{"word":"worries","start":1297.095,"end":1297.4149,"confidence":1.0,"punctuated_word":"worries.","sentiment":"positive","sentiment_score":0.3575533330440521},{"word":"we'll","start":1297.4149,"end":1297.6549,"confidence":0.99609375,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.21869604289531708},{"word":"speak","start":1297.6549,"end":1297.895,"confidence":1.0,"punctuated_word":"speak","sentiment":"positive","sentiment_score":0.33768466114997864},{"word":"soon","start":1297.895,"end":1298.395,"confidence":0.9995117,"punctuated_word":"soon.","sentiment":"neutral","sentiment_score":0.23842580616474152},{"word":"bye","start":1298.615,"end":1299.115,"confidence":0.9995117,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.1438501477241516}],"paragraphs":{"transcript":"\nGood morning. Is this Jane? Good. This is Veronica from HP Financial. You too.\n\nI had you booked in to go over your under review. Is now still a good time for you? Yeah. Perfect. Now, Jane, before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.\n\nPerfect. And just for security purposes, could I please get you to confirm your full name, date of birth, and address, please? Perfect. And how's your morning been so far? I've been busy?\n\nNo. Oh, I can imagine. Jane, before I do kind of jump into things, I I do like to start by asking if there is anything specific that you are hoping to get out of the review today. Obviously, aside from reviewing your super investment similar to what we did with Matthew, any particular questions or anything that you would like me to focus a bit more on today or whether it's just kind of that bit of a catch up and see where everything's at? Yep.\n\nYep. Beautiful. Now what I will do first is just to run through just a bit of an updated fact find with you just to see if there is anything major that has changed in your life that might need mean that we have to make some changes to your advice as well. So just kind of bear with me as I go through this. Now, obviously, personal information.\n\nStill married to Matthew and already financial dependent. Yep. Perfect. Now employment wise, I have here that you have the three jobs. Is that still the case?\n\nYep. Perfect. So just so I have the right thing, your one of jobs is the Elevate Medical Hub, and then the second one is the Chris Green Plumbing and then working for your husband's company as well. Yep. Perfect.\n\nNow hours wise, has anything changed, or is it still about sixteen hours per week for your husband's company and the Elevate Medical Hub and then about one hour a week ish for the the plumbing, or has that changed? Yeah. Yeah. And no. That is all good.\n\nAnd all jobs is kind of on a casual employment basis? Yeah. Okay. Perfect. And now, obviously, income wise, obviously, can bit depending on, obviously, how many hours you do.\n\nBut, roughly, how much would you say your income is? And you can break it down into the three separate if you would like or just give me the total. It's up to you. Okay. Yeah.\n\nBecause I had here about 16 last time. So it would be would you be more around that 15, would you say? Yeah. Okay. Perfect.\n\nNow all three employers just pay that standard contribution rate into super. Right? There's no additional agreements. Yep. Perfect.\n\nAnd are you still doing the government co contribution? No. Okay. That's all good. Would you like me to put a little reminder in, like, May to reach out in the event to just be like, hey.\n\nObviously and it's also a good checking point if for some reason, you know, obviously, if you do significantly more, we can check-in eligibility. But, obviously, it is very it's a very effective strategy, obviously, with you just making a little bit of contributions, and then the government matched that for 500. So it's probably, like, the most effective way to do it. So I'll make a little note here in Maine. Yep.\n\nNo. That's all good. Now asset wise, I have here that your property is valued at about last was between one and one point one. Do you know roughly where it's at now? Yep.\n\nAbout the same. No. That's all good. And you guys don't have anything owing on that property, do you? No.\n\nAnd then you still have the block of land? Yep. And I have here valued at about 500,000. Yep. And then about $1.80 owing.\n\nYep. And then do you also have the motor vehicle valued at about 65,000? Yep. And nothing owing on that one either? No.\n\nNo. Great. Any other new assets that's changed that we haven't kind of gone through? Nope. That's all good.\n\nYep. Perfect. And health and lifestyle wise, have you done her as a nonsmoker? That's still the case? Yeah.\n\nAnd any significant health issues or injuries or anything? No. That's great. No. Like, medications or anything serious?\n\nNo. That's great. Now estate planning wise, do you know if you guys have a will or power of attorney in place? Mhmm. No worries.\n\nThat's all good. I'll just put maybe but you don't have anyone making any financial decisions or anything like that for you at the moment, though. No. Not great. And when it comes to your beneficiary, so in the event that something would've happened to you, I have that all going to Matthew as well.\n\nThat's still correct? Yep. Perfect. Yeah. Yes.\n\nNow the good way that having it structured to your spouse is that it will be tax free. So it'll be completely tax free to him if something would happen to you. Now also during under review, what's usually kind of a good check-in point is to see your goals. So kind of when we spoke last time, if the goals are the same, did you achieve them? Is anything changing?\n\nOr what kind of lack of focus for the couple of years? So when we spoke last time, the main focus was through do some renovation through the house and maybe look at buying an investment property down the track. Is that still kind of something that you guys are, yep, kind of working towards? Yep. Perfect.\n\nAnything else that you are working towards otherwise? No? No. One thing at a time. Right?\n\nOh, that's good. When do you guys think you'll be finished? Do you have kind of an end goal? Or Yep. Yep.\n\nSounds similar to me and my husband. It's like I always wanna do it right away, and he's like, oh, yeah. So no. I get that. And I guess when it comes to superannuation as well, I have here that, ideally, you would like to retire and draw an income from super at around 60.\n\nDo you still think that's kind of the main focus? Yep. And a yeah. Yeah. And with the current legislation, obviously, you can retire earlier if you want.\n\nYou can't access super, though, until 60 with the current legislation. So and I have here ideally through a draw an income of about 1,500 per week for you. Do you still think that's kind of achievable? No. Yeah.\n\nDo you reckon more like a thousand? Yeah. Yep. And that's honestly what most people say. So if you are in a couple and if you don't have, like, a mortgage attached to your property or anything at the time, most people say about a thousand dollars is pre still pretty good where you can live comfortably, do some traveling, and not have to stress too much.\n\nYeah. Alright. Perfect. Now the next thing I do wanna triple check with you, it is just your risk profile. So it's just a couple of choice questions just to see if anything has changed in terms of how you feel about market fluctuations and volatility in regards to your superannuation.\n\nNo right or wrong answer. Again, it's just whatever you feel is the most appropriate for you. Does that make sense? Yep. Perfect.\n\nNow when it comes to the level of risk that you are comfortable with for your superannuation, through obviously, make sure it continues to grow, but also a level that you are comfortable with. Would you say that you are willing to accept very high risk, high moderate, or a small amount of risk for your superannuation at this point. Yep. Yeah. It's what you said last time.\n\nSo that all matches up. Mhmm. And when it comes to fluctuations as well, so hypothetically, let's say you place an investment, and after six months, the portfolio has decreased in value by 20% due to general trends in the market. So not, let's say, one particular investment that's gone bad, just the market trends as a whole. Would you, if you had the option to do so, I think that now is potentially a good time to put a little bit more in while the prices are down.\n\nWould you hold and just kind of assess and wait to see what happens, or would you want to shift to a more secure asset, but that means you are then selling when the prices have dropped? Set and hold. Yep. Perfect. And last one here is in regards to fluctuations again.\n\nSo if you've ever had any investments, including superannuation, ever full in value, how would that have made you feel? Would you say optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious? Anxious? Pretty optimistic. Yeah.\n\nYeah. No. I still have plenty of time. Now that tells me here that you have come out kind of borderline between a between a growth and a high growth investor. And Yeah.\n\nAt the moment, we have you invested in a high growth portfolio. Do you remember what it means to be a high growth investor at all there, Jane? No. That's alright. Basically, it tells me that you are looking at getting as much growth as you possibly can out of your superannuation while you still have plenty of time until retirement.\n\nAlso, that you understand and are comfortable seeing a bit of short term fluctuations in order to achieve that growth. And typically speaking, we see about 90% invested in what we call your growth investments, which is a combination of Australian shares, international shares, and property and commodities, and then about, like, 10% in your defensive, like your fixed interest, cash, and gold to limit those fluctuations a little bit. Mhmm. Now time frames wise as well, so making sure that you have enough time in the market for those fluctuations. Typically, in a high growth portfolio, we would like to see about eight years retirement, which we certainly have.\n\nSo are you still comfortable with that kind of a risk allocation there, Jane? Yeah. Okay. Beautiful. Now the next thing is to just go through a couple of documents that I have sent you.\n\nDo you have access to your emails at the moment, or are you driving on the go at the moment? No. Okay. No. All good.\n\nYeah. Beautiful. Perfect. Now it might look a little bit different to what you have been used to because we have recently changed the software. It's kind of the same, though.\n\nIt should have a link where it says click now to sign. It will allow you to open up and look at everything first, though, just to make sure you are happy before it prompts you to sign anything. Now if you can open that for me, and now you should have a super insurance summary first, I believe. Yeah. Okay.\n\nPerfect. So what you can see here is that you have your superannuation with HUB twenty four. You do have about 293,100 and $93 in there. And then you do also have a life insurance policy with Clearview that will pay you 532,840 if something were to happen to you. Pretty cheap after the tax rebate, and it's only about a $193 per year.\n\nYep. Do you have do you have any questions in regards to your insurances? Are you still happy with, obviously, just having that life insurance? You don't obviously have TPD or income protection or trauma or anything. You're still comfortable with that?\n\nYeah. Perfect. Now the next document should be your hub twenty four performance report, I believe. Yep. Perfect.\n\nNow that one here could look a little bit messy if you are looking on your phone, but, essentially, it breaks down all your individual investments and how they have performed over the last twelve months. So over the last twelve months, I'm sure you've kind of heard and seen on the news, we've obviously had a bit of market fluctuations. First, you had obviously everything in The US with Trump and tariffs and everything, saw a bit of fluctuations, and, obviously, more recently with the war as well. So we have seen a bit of that fluctuation. Now overall, your portfolio has still done pretty good considering you are in a high growth portfolio with market fluctuations.\n\nIt's still up by about 5.77%, which equates through about 20038 just from growth from your investments. Are Matthew, if you remember the conversation, that Benelon investment you also have in your portfolio, which I would like to look at potentially switching out for you or something that is going to do a little bit better moving forward. Are you happy for me to go and do that research for you and put together a proposal and see if we can improve things a little bit for you? Yeah. Perfect.\n\nNow the next document should be a Vanguard index chart, I believe. Yep. Perfect. Have you seen something like this before? Yep.\n\nBut, essentially, it just shows you the market. So what we are talking about when we're seeing those market fluctuations, it shows you kind of that long term market always goes up. Short term, you have those fluctuations, and that's why time frame also plays a role. So, obviously, the closer you get to retirement, you don't have as much time for those kind of ups and downs, and that's when we then gradually look through potentially decreasing that a little bit for you. But for the time being, you have plenty of time to kind of take advantage of that up and down in order to grow your super as much as possible.\n\nYep. Now if you can click next for me, it should be your Clearview certificate of currency. Yep. Perfect. Now that one basically just breaks down your insurance again in a bit more detail, but basically lets you know that's all paid and up to date.\n\nNow the next one, I believe, is the Oakview services guide. Yep. Perfect. You probably have seen this a couple of times before as well. It is one of those compliance documents, but it gives you all the important information in regards to us at Oakview.\n\nIf you do have a read over in your own time, you will see myself on page 10. If you do wanna put a face to the voice, you'll see all the advices and directors and everything there for you. Perfect. Now the next document, it should be the ongoing service agreement, I believe. Yep.\n\nPerfect. Now this one here, it will ask for your signature if you are happy to do so. Now what this is, it is just your ongoing service agreement just to say that you are happy to stay on as a client. I do wanna let you know as well we've had no changes whatsoever in regards to that fee structure. And because Matthew is also a client, you guys are based on that reduced fee at 1.1 to make it a little bit cheaper, which is nice.\n\nSo no changes in regards to that, and it is not a lock in contract. So if at any point in time you are not happy, this is not a lock in contract, but essentially allows us to manage your investments and everything for you in the meantime. Do do you have any questions in regards to that? No. Perfect.\n\nSo if you're happy to do so, it will ask for a little signature at the bottom there, and it will usually automatically add a date as well. Alright. Oh, beautiful. That has already come through to me, which is fantastic. So thank you so much for that.\n\nNow while I have you on the phone, I'd like to book in the catch up to go through that recommendation with you. When is usually a better time for you? No. That's okay. Yep.\n\nNext Wednesday is perfect because my Monday and Tuesday is fully booked already, so Wednesday is perfect. Morning morning or afternoon works best. Okay. Perfect. I could do either 09:30 or 01:30, whichever works best for you.\n\n09:30? Yep. Perfect. I will book that in at 09:30. If anything does change and something comes up and you can't make it, like, just let me know, and we can always get that rescheduled for you.\n\nOtherwise, I will give you a call on Wednesday, August 5, which is pretty crazy, but it'll be August already. Oh, yes. At 09:30. But before I let you go, do you have any other questions or anything for me at this point otherwise, Jane? No.\n\nPretty straightforward. Yep. Mhmm. No problem. Well, thank you so much for your time today, and I look forward to speaking with you next Wednesday.\n\nNo worries. We'll speak soon. Bye.","paragraphs":[{"sentences":[{"text":"Good morning.","start":1.52,"end":2.32,"sentiment":"positive","sentiment_score":0.34083493053913116},{"text":"Is this Jane?","start":2.32,"end":3.3,"sentiment":"neutral","sentiment_score":0.22108673552672067},{"text":"Good.","start":5.3599997,"end":5.7599998,"sentiment":"positive","sentiment_score":0.48886480927467346},{"text":"This is Veronica from HP Financial.","start":5.7599998,"end":7.7799997,"sentiment":"positive","sentiment_score":0.3760276983181636},{"text":"You too.","start":10.88,"end":11.7,"sentiment":"positive","sentiment_score":0.42989300191402435}],"sentiment":"positive","sentiment_score":0.3535533621907234,"num_words":14,"start":1.52,"end":11.7},{"sentences":[{"text":"I had you booked in to go over your under review.","start":12.24,"end":14.695,"sentiment":"neutral","sentiment_score":0.29390254616737366},{"text":"Is now still a good time for you?","start":14.695,"end":16.475,"sentiment":"neutral","sentiment_score":0.3253735266625881},{"text":"Yeah.","start":17.575,"end":18.075,"sentiment":"neutral","sentiment_score":0.13907873630523682},{"text":"Perfect.","start":19.015,"end":19.515,"sentiment":"positive","sentiment_score":0.3707248866558075},{"text":"Now, Jane, before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's okay.","start":20.375,"end":29.570002,"sentiment":"neutral","sentiment_score":0.052693942625974786}],"sentiment":"neutral","sentiment_score":0.15747688360512258,"num_words":50,"start":12.24,"end":29.570002},{"sentences":[{"text":"Perfect.","start":30.03,"end":30.53,"sentiment":"neutral","sentiment_score":0.16390621662139893},{"text":"And just for security purposes, could I please get you to confirm your full name, date of birth, and address, please?","start":30.830002,"end":37.41,"sentiment":"neutral","sentiment_score":0.07736989784808386},{"text":"Perfect.","start":45.805,"end":46.284996,"sentiment":"neutral","sentiment_score":0.3295981287956238},{"text":"And how's your morning been so far?","start":46.284996,"end":48.045,"sentiment":"neutral","sentiment_score":0.14166113095624105},{"text":"I've been busy?","start":48.045,"end":48.784996,"sentiment":"neutral","sentiment_score":-0.019860186924537022}],"sentiment":"neutral","sentiment_score":0.09243392594384425,"num_words":33,"start":30.03,"end":48.784996},{"sentences":[{"text":"No.","start":50.364998,"end":50.864998,"sentiment":"neutral","sentiment_score":-0.003837758675217629},{"text":"Oh, I can imagine.","start":51.964996,"end":55.344997,"sentiment":"neutral","sentiment_score":0.09578001406043768},{"text":"Jane, before I do kind of jump into things, I I do like to start by asking if there is anything specific that you are hoping to get out of the review today.","start":57.78,"end":67.24,"sentiment":"neutral","sentiment_score":0.05947347888440797},{"text":"Obviously, aside from reviewing your super investment similar to what we did with Matthew, any particular questions or anything that you would like me to focus a bit more on today or whether it's just kind of that bit of a catch up and see where everything's at?","start":67.78,"end":81.265,"sentiment":"neutral","sentiment_score":0.038455353234894574},{"text":"Yep.","start":86.94,"end":87.42,"sentiment":"neutral","sentiment_score":0.10934330523014069}],"sentiment":"neutral","sentiment_score":0.04939203863513881,"num_words":87,"start":50.364998,"end":87.42},{"sentences":[{"text":"Yep.","start":87.42,"end":87.82,"sentiment":"neutral","sentiment_score":0.17906825244426727},{"text":"Beautiful.","start":87.82,"end":88.32,"sentiment":"positive","sentiment_score":0.3930695056915283},{"text":"Now what I will do first is just to run through just a bit of an updated fact find with you just to see if there is anything major that has changed in your life that might need mean that we have to make some changes to your advice as well.","start":89.659996,"end":104.314995,"sentiment":"neutral","sentiment_score":0.05043484007610994},{"text":"So just kind of bear with me as I go through this.","start":104.454994,"end":107.91499,"sentiment":"neutral","sentiment_score":0.0001892798269788424},{"text":"Now, obviously, personal information.","start":108.295,"end":110.155,"sentiment":"neutral","sentiment_score":-0.00206246180459857}],"sentiment":"neutral","sentiment_score":0.04548313206844572,"num_words":69,"start":87.42,"end":110.155},{"sentences":[{"text":"Still married to Matthew and already financial dependent.","start":111.255,"end":114.715,"sentiment":"neutral","sentiment_score":-0.0007985627744346857},{"text":"Yep.","start":116.22,"end":116.72,"sentiment":"neutral","sentiment_score":0.05016119405627251},{"text":"Perfect.","start":116.86,"end":117.36,"sentiment":"neutral","sentiment_score":0.15053316950798035},{"text":"Now employment wise, I have here that you have the three jobs.","start":117.82,"end":122.22,"sentiment":"neutral","sentiment_score":0.05918152195711931},{"text":"Is that still the case?","start":122.22,"end":123.36,"sentiment":"neutral","sentiment_score":0.05724509954452515}],"sentiment":"neutral","sentiment_score":0.04410035639173455,"num_words":27,"start":111.255,"end":123.36},{"sentences":[{"text":"Yep.","start":124.619995,"end":125.119995,"sentiment":"neutral","sentiment_score":0.0695730671286583},{"text":"Perfect.","start":125.259995,"end":125.759995,"sentiment":"neutral","sentiment_score":0.054012466222047806},{"text":"So just so I have the right thing, your one of jobs is the Elevate Medical Hub, and then the second one is the Chris Green Plumbing and then working for your husband's company as well.","start":125.979996,"end":139.695,"sentiment":"neutral","sentiment_score":0.13079398084017965},{"text":"Yep.","start":140.55501,"end":141.035,"sentiment":"neutral","sentiment_score":0.19164857268333435},{"text":"Perfect.","start":141.035,"end":141.535,"sentiment":"positive","sentiment_score":0.5116271376609802}],"sentiment":"neutral","sentiment_score":0.13838611384853722,"num_words":40,"start":124.619995,"end":141.535},{"sentences":[{"text":"Now hours wise, has anything changed, or is it still about sixteen hours per week for your husband's company and the Elevate Medical Hub and then about one hour a week ish for the the plumbing, or has that changed?","start":141.99501,"end":158.325,"sentiment":"neutral","sentiment_score":0.05561039624735713},{"text":"Yeah.","start":166.08499,"end":166.58499,"sentiment":"neutral","sentiment_score":0.025653686374425888},{"text":"Yeah.","start":170.405,"end":170.905,"sentiment":"neutral","sentiment_score":0.008751191198825836},{"text":"And no.","start":171.81,"end":173.83,"sentiment":"neutral","sentiment_score":-0.05364825017750263},{"text":"That is all good.","start":173.89,"end":174.93001,"sentiment":"neutral","sentiment_score":0.155728280544281}],"sentiment":"neutral","sentiment_score":0.05780077811020116,"num_words":48,"start":141.99501,"end":174.93001},{"sentences":[{"text":"And all jobs is kind of on a casual employment basis?","start":174.93001,"end":178.63,"sentiment":"neutral","sentiment_score":0.05169682526452975},{"text":"Yeah.","start":180.05,"end":180.45,"sentiment":"neutral","sentiment_score":0.1039571613073349},{"text":"Okay.","start":180.45,"end":180.85,"sentiment":"neutral","sentiment_score":0.180381178855896},{"text":"Perfect.","start":180.85,"end":181.35,"sentiment":"neutral","sentiment_score":0.27746468782424927},{"text":"And now, obviously, income wise, obviously, can bit depending on, obviously, how many hours you do.","start":181.41,"end":187.835,"sentiment":"neutral","sentiment_score":0.05310622637625784}],"sentiment":"neutral","sentiment_score":0.06600559093058109,"num_words":30,"start":174.93001,"end":187.835},{"sentences":[{"text":"But, roughly, how much would you say your income is?","start":188.455,"end":192.85501,"sentiment":"neutral","sentiment_score":0.026219417341053486},{"text":"And you can break it down into the three separate if you would like or just give me the total.","start":192.85501,"end":197.46,"sentiment":"neutral","sentiment_score":0.03342240704223513},{"text":"It's up to you.","start":197.46,"end":202.90001,"sentiment":"neutral","sentiment_score":0.0074926395900547504},{"text":"Okay.","start":202.90001,"end":203.22,"sentiment":"neutral","sentiment_score":0.013540306128561497},{"text":"Yeah.","start":203.22,"end":203.46,"sentiment":"neutral","sentiment_score":0.01248084381222725}],"sentiment":"neutral","sentiment_score":0.027406500626562372,"num_words":36,"start":188.455,"end":203.46},{"sentences":[{"text":"Because I had here about 16 last time.","start":203.46,"end":205.72,"sentiment":"neutral","sentiment_score":0.004008384654298425},{"text":"So it would be would you be more around that 15, would you say?","start":207.06001,"end":211.985,"sentiment":"neutral","sentiment_score":0.024126316154641763},{"text":"Yeah.","start":213.725,"end":214.125,"sentiment":"neutral","sentiment_score":0.06008485332131386},{"text":"Okay.","start":214.125,"end":214.445,"sentiment":"neutral","sentiment_score":0.1198512762784958},{"text":"Perfect.","start":214.445,"end":214.945,"sentiment":"neutral","sentiment_score":0.23179401457309723}],"sentiment":"neutral","sentiment_score":0.03126262590289116,"num_words":25,"start":203.46,"end":214.945},{"sentences":[{"text":"Now all three employers just pay that standard contribution rate into super.","start":216.365,"end":223.005,"sentiment":"neutral","sentiment_score":0.11157229356467724},{"text":"Right?","start":223.005,"end":223.24501,"sentiment":"neutral","sentiment_score":0.07546445727348328},{"text":"There's no additional agreements.","start":223.24501,"end":224.705,"sentiment":"neutral","sentiment_score":0.015776723623275757},{"text":"Yep.","start":224.925,"end":225.325,"sentiment":"neutral","sentiment_score":0.017650296911597252},{"text":"Perfect.","start":225.325,"end":225.72,"sentiment":"neutral","sentiment_score":0.06332588940858841}],"sentiment":"neutral","sentiment_score":0.08202184530857362,"num_words":19,"start":216.365,"end":225.72},{"sentences":[{"text":"And are you still doing the government co contribution?","start":227.64,"end":232.38,"sentiment":"neutral","sentiment_score":-0.012466515517897077},{"text":"No.","start":242.455,"end":242.955,"sentiment":"neutral","sentiment_score":-0.1659000664949417},{"text":"Okay.","start":243.895,"end":244.395,"sentiment":"neutral","sentiment_score":-0.06715429574251175},{"text":"That's all good.","start":246.615,"end":247.415,"sentiment":"positive","sentiment_score":0.3841135899225871},{"text":"Would you like me to put a little reminder in, like, May to reach out in the event to just be like, hey.","start":247.415,"end":256.88,"sentiment":"neutral","sentiment_score":0.13925811842731808}],"sentiment":"neutral","sentiment_score":0.10837904031614999,"num_words":37,"start":227.64,"end":256.88},{"sentences":[{"text":"Obviously and it's also a good checking point if for some reason, you know, obviously, if you do significantly more, we can check-in eligibility.","start":257.42,"end":266.0,"sentiment":"positive","sentiment_score":0.3368790801614523},{"text":"But, obviously, it is very it's a very effective strategy, obviously, with you just making a little bit of contributions, and then the government matched that for 500.","start":267.045,"end":276.165,"sentiment":"positive","sentiment_score":0.4465107300451824},{"text":"So it's probably, like, the most effective way to do it.","start":276.165,"end":280.22998,"sentiment":"neutral","sentiment_score":0.31818827851252124},{"text":"So I'll make a little note here in Maine.","start":280.37,"end":283.75,"sentiment":"neutral","sentiment_score":0.23407241867648232},{"text":"Yep.","start":284.68997,"end":285.18997,"sentiment":"neutral","sentiment_score":0.1476266086101532}],"sentiment":"positive","sentiment_score":0.3608458603489889,"num_words":73,"start":257.42,"end":285.18997},{"sentences":[{"text":"No.","start":285.49,"end":285.65,"sentiment":"neutral","sentiment_score":0.05553078278899193},{"text":"That's all good.","start":285.65,"end":286.78998,"sentiment":"neutral","sentiment_score":0.1336552103360494},{"text":"Now asset wise, I have here that your property is valued at about last was between one and one point one.","start":287.40997,"end":295.35498,"sentiment":"neutral","sentiment_score":0.045339466560454594},{"text":"Do you know roughly where it's at now?","start":295.815,"end":298.235,"sentiment":"neutral","sentiment_score":0.0011735755833797157},{"text":"Yep.","start":305.25497,"end":305.75497,"sentiment":"neutral","sentiment_score":0.003568023443222046}],"sentiment":"neutral","sentiment_score":0.04181123057873372,"num_words":34,"start":285.49,"end":305.75497},{"sentences":[{"text":"About the same.","start":307.335,"end":308.22,"sentiment":"neutral","sentiment_score":-0.022425010179479916},{"text":"No.","start":309.9,"end":310.3,"sentiment":"neutral","sentiment_score":-0.06366769224405289},{"text":"That's all good.","start":310.3,"end":311.28,"sentiment":"neutral","sentiment_score":0.06507003679871559},{"text":"And you guys don't have anything owing on that property, do you?","start":311.58,"end":315.68,"sentiment":"neutral","sentiment_score":-0.004805374735345443},{"text":"No.","start":316.7,"end":317.2,"sentiment":"neutral","sentiment_score":-0.06894849985837936}],"sentiment":"neutral","sentiment_score":-0.003117280453443527,"num_words":20,"start":307.335,"end":317.2},{"sentences":[{"text":"And then you still have the block of land?","start":317.58,"end":319.68,"sentiment":"neutral","sentiment_score":-0.009676252181331316},{"text":"Yep.","start":320.94,"end":321.44,"sentiment":"neutral","sentiment_score":0.024687469005584717},{"text":"And I have here valued at about 500,000.","start":322.06,"end":325.13498,"sentiment":"neutral","sentiment_score":0.02131667942740023},{"text":"Yep.","start":326.715,"end":327.215,"sentiment":"neutral","sentiment_score":0.02546725794672966},{"text":"And then about $1.80 owing.","start":327.435,"end":329.935,"sentiment":"neutral","sentiment_score":0.0185091532766819}],"sentiment":"neutral","sentiment_score":0.009422819130122662,"num_words":24,"start":317.58,"end":329.935},{"sentences":[{"text":"Yep.","start":331.35498,"end":331.85498,"sentiment":"neutral","sentiment_score":0.028452051803469654},{"text":"And then do you also have the motor vehicle valued at about 65,000?","start":332.155,"end":336.175,"sentiment":"neutral","sentiment_score":0.01551620762508649},{"text":"Yep.","start":337.51498,"end":338.01498,"sentiment":"neutral","sentiment_score":0.004045871552079916},{"text":"And nothing owing on that one either?","start":338.315,"end":340.92,"sentiment":"neutral","sentiment_score":-0.013612524473241397},{"text":"No.","start":341.42,"end":341.5,"sentiment":"neutral","sentiment_score":-0.06174846366047859}],"sentiment":"neutral","sentiment_score":0.0033553255438480687,"num_words":23,"start":331.35498,"end":341.5},{"sentences":[{"text":"No.","start":341.5,"end":341.66,"sentiment":"neutral","sentiment_score":-0.057074904441833496},{"text":"Great.","start":341.66,"end":342.16,"sentiment":"neutral","sentiment_score":0.02755143493413925},{"text":"Any other new assets that's changed that we haven't kind of gone through?","start":342.22,"end":346.56,"sentiment":"neutral","sentiment_score":0.006471733276087504},{"text":"Nope.","start":350.78,"end":351.28,"sentiment":"neutral","sentiment_score":-0.0793212503194809},{"text":"That's all good.","start":351.5,"end":352.56,"sentiment":"neutral","sentiment_score":0.12472207347551982}],"sentiment":"neutral","sentiment_score":0.018392317536237993,"num_words":19,"start":341.5,"end":352.56},{"sentences":[{"text":"Yep.","start":352.62,"end":353.02,"sentiment":"neutral","sentiment_score":0.09448461979627608},{"text":"Perfect.","start":353.02,"end":353.52,"sentiment":"neutral","sentiment_score":0.20035243034362793},{"text":"And health and lifestyle wise, have you done her as a nonsmoker?","start":354.48502,"end":358.265,"sentiment":"neutral","sentiment_score":0.029288087505847216},{"text":"That's still the case?","start":358.48502,"end":359.625,"sentiment":"neutral","sentiment_score":-0.008615031838417053},{"text":"Yeah.","start":361.36502,"end":361.86502,"sentiment":"neutral","sentiment_score":-0.003970674239099026}],"sentiment":"neutral","sentiment_score":0.03199280519038439,"num_words":19,"start":352.62,"end":361.86502},{"sentences":[{"text":"And any significant health issues or injuries or anything?","start":362.565,"end":367.625,"sentiment":"neutral","sentiment_score":-0.039166575090752706},{"text":"No.","start":369.125,"end":369.57,"sentiment":"neutral","sentiment_score":-0.10725261270999908},{"text":"That's great.","start":369.97,"end":370.87,"sentiment":"neutral","sentiment_score":-0.104330662637949},{"text":"No.","start":371.73,"end":372.05002,"sentiment":"neutral","sentiment_score":-0.1366487294435501},{"text":"Like, medications or anything serious?","start":372.05002,"end":374.55002,"sentiment":"neutral","sentiment_score":-0.1510339766740799}],"sentiment":"neutral","sentiment_score":-0.08667954036759005,"num_words":18,"start":362.565,"end":374.55002},{"sentences":[{"text":"No.","start":375.33002,"end":375.73,"sentiment":"neutral","sentiment_score":-0.0786101371049881},{"text":"That's great.","start":375.73,"end":376.55002,"sentiment":"neutral","sentiment_score":0.0045103131560608745},{"text":"Now estate planning wise, do you know if you guys have a will or power of attorney in place?","start":377.01,"end":384.51498,"sentiment":"neutral","sentiment_score":0.007455826393867794},{"text":"Mhmm.","start":391.29498,"end":391.79498,"sentiment":"neutral","sentiment_score":-0.01834886148571968},{"text":"No worries.","start":397.75,"end":398.23,"sentiment":"neutral","sentiment_score":0.06691568344831467}],"sentiment":"neutral","sentiment_score":0.007502147844061256,"num_words":25,"start":375.33002,"end":398.23},{"sentences":[{"text":"That's all good.","start":398.23,"end":399.37,"sentiment":"neutral","sentiment_score":0.28411958118279773},{"text":"I'll just put maybe but you don't have anyone making any financial decisions or anything like that for you at the moment, though.","start":400.23,"end":407.99,"sentiment":"neutral","sentiment_score":-0.03624763372151748},{"text":"No.","start":407.99,"end":408.31,"sentiment":"neutral","sentiment_score":-0.2671796679496765},{"text":"Not great.","start":408.31,"end":409.05,"sentiment":"negative","sentiment_score":-0.41634196043014526},{"text":"And when it comes to your beneficiary, so in the event that something would've happened to you, I have that all going to Matthew as well.","start":410.31,"end":418.79498,"sentiment":"neutral","sentiment_score":0.00988592826224004}],"sentiment":"neutral","sentiment_score":-0.014984841564331542,"num_words":55,"start":398.23,"end":418.79498},{"sentences":[{"text":"That's still correct?","start":418.79498,"end":419.775,"sentiment":"neutral","sentiment_score":0.034962479025125504},{"text":"Yep.","start":421.035,"end":421.51498,"sentiment":"neutral","sentiment_score":-0.005370522849261761},{"text":"Perfect.","start":421.51498,"end":422.01498,"sentiment":"neutral","sentiment_score":0.12167693674564362},{"text":"Yeah.","start":423.675,"end":424.175,"sentiment":"neutral","sentiment_score":0.12034992128610612},{"text":"Yes.","start":424.79498,"end":425.29498,"sentiment":"neutral","sentiment_score":0.18934065103530884}],"sentiment":"neutral","sentiment_score":0.07584063189902476,"num_words":7,"start":418.79498,"end":425.29498},{"sentences":[{"text":"Now the good way that having it structured to your spouse is that it will be tax free.","start":425.81998,"end":433.02,"sentiment":"positive","sentiment_score":0.4927353494697147},{"text":"So it'll be completely tax free to him if something would happen to you.","start":433.02,"end":436.47998,"sentiment":"positive","sentiment_score":0.4359076129538672},{"text":"Now also during under review, what's usually kind of a good check-in point is to see your goals.","start":438.76498,"end":445.565,"sentiment":"neutral","sentiment_score":0.19716692633099026},{"text":"So kind of when we spoke last time, if the goals are the same, did you achieve them?","start":445.565,"end":450.205,"sentiment":"neutral","sentiment_score":0.11369398836460379},{"text":"Is anything changing?","start":450.205,"end":451.425,"sentiment":"neutral","sentiment_score":-0.027813059588273365}],"sentiment":"neutral","sentiment_score":0.2885070444727448,"num_words":71,"start":425.81998,"end":451.425},{"sentences":[{"text":"Or what kind of lack of focus for the couple of years?","start":451.485,"end":455.18002,"sentiment":"neutral","sentiment_score":-0.17676779193182787},{"text":"So when we spoke last time, the main focus was through do some renovation through the house and maybe look at buying an investment property down the track.","start":456.12003,"end":466.38,"sentiment":"neutral","sentiment_score":0.04314885354999985},{"text":"Is that still kind of something that you guys are, yep, kind of working towards?","start":466.69498,"end":470.555,"sentiment":"neutral","sentiment_score":0.09350820481777192},{"text":"Yep.","start":470.69498,"end":471.095,"sentiment":"neutral","sentiment_score":0.07888834923505783},{"text":"Perfect.","start":471.095,"end":471.595,"sentiment":"positive","sentiment_score":0.36656782031059265}],"sentiment":"neutral","sentiment_score":0.016404098912812116,"num_words":57,"start":451.485,"end":471.595},{"sentences":[{"text":"Anything else that you are working towards otherwise?","start":472.85498,"end":475.275,"sentiment":"neutral","sentiment_score":0.16002518124878407},{"text":"No?","start":477.97498,"end":478.47498,"sentiment":"neutral","sentiment_score":-0.11436394602060318},{"text":"No.","start":479.09497,"end":479.59497,"sentiment":"neutral","sentiment_score":-0.11879237741231918},{"text":"One thing at a time.","start":481.81998,"end":482.86,"sentiment":"neutral","sentiment_score":-0.06852893978357315},{"text":"Right?","start":482.86,"end":483.36,"sentiment":"neutral","sentiment_score":-0.0009285807609558104}],"sentiment":"neutral","sentiment_score":0.04396699042990804,"num_words":16,"start":472.85498,"end":483.36},{"sentences":[{"text":"Oh, that's good.","start":487.18,"end":488.3,"sentiment":"neutral","sentiment_score":0.30871492624282837},{"text":"When do you guys think you'll be finished?","start":488.3,"end":490.3,"sentiment":"neutral","sentiment_score":0.0032111220061779022},{"text":"Do you have kind of an end goal?","start":490.3,"end":492.86,"sentiment":"neutral","sentiment_score":-0.03916358982678503},{"text":"Or Yep.","start":492.86,"end":495.12,"sentiment":"neutral","sentiment_score":0.0821578474715352},{"text":"Yep.","start":497.20502,"end":497.70502,"sentiment":"neutral","sentiment_score":0.12436874955892564}],"sentiment":"neutral","sentiment_score":0.042145885484801096,"num_words":22,"start":487.18,"end":497.70502},{"sentences":[{"text":"Sounds similar to me and my husband.","start":500.645,"end":502.345,"sentiment":"neutral","sentiment_score":0.08833493611642293},{"text":"It's like I always wanna do it right away, and he's like, oh, yeah.","start":502.645,"end":505.625,"sentiment":"neutral","sentiment_score":-0.13425895731363977},{"text":"So no.","start":506.565,"end":507.285,"sentiment":"neutral","sentiment_score":-0.28510038554668427},{"text":"I get that.","start":507.285,"end":508.185,"sentiment":"neutral","sentiment_score":-0.26544761657714844},{"text":"And I guess when it comes to superannuation as well, I have here that, ideally, you would like to retire and draw an income from super at around 60.","start":511.43002,"end":520.97003,"sentiment":"neutral","sentiment_score":0.1197829339010962}],"sentiment":"neutral","sentiment_score":0.015379647504199635,"num_words":55,"start":500.645,"end":520.97003},{"sentences":[{"text":"Do you still think that's kind of the main focus?","start":521.11,"end":523.67004,"sentiment":"neutral","sentiment_score":0.05483061317354441},{"text":"Yep.","start":523.67004,"end":524.17004,"sentiment":"neutral","sentiment_score":0.0947459042072296},{"text":"And a yeah.","start":524.60504,"end":529.825,"sentiment":"neutral","sentiment_score":0.18271724383036295},{"text":"Yeah.","start":532.04504,"end":532.54504,"sentiment":"neutral","sentiment_score":0.09502587467432022},{"text":"And with the current legislation, obviously, you can retire earlier if you want.","start":532.685,"end":536.60504,"sentiment":"neutral","sentiment_score":0.08759747502895501}],"sentiment":"neutral","sentiment_score":0.08660702919587493,"num_words":28,"start":521.11,"end":536.60504},{"sentences":[{"text":"You can't access super, though, until 60 with the current legislation.","start":536.60504,"end":540.15,"sentiment":"neutral","sentiment_score":-0.05611842142587358},{"text":"So and I have here ideally through a draw an income of about 1,500 per week for you.","start":540.63,"end":548.31,"sentiment":"neutral","sentiment_score":0.29203959388865364},{"text":"Do you still think that's kind of achievable?","start":548.31,"end":551.45,"sentiment":"neutral","sentiment_score":0.2526695281267166},{"text":"No.","start":555.885,"end":556.385,"sentiment":"negative","sentiment_score":-0.42066437005996704},{"text":"Yeah.","start":559.645,"end":560.145,"sentiment":"neutral","sentiment_score":-0.0278070867061615}],"sentiment":"neutral","sentiment_score":0.15928961083484003,"num_words":39,"start":536.60504,"end":560.145},{"sentences":[{"text":"Do you reckon more like a thousand?","start":561.645,"end":563.42505,"sentiment":"neutral","sentiment_score":0.0001922393483775005},{"text":"Yeah.","start":564.92505,"end":565.42505,"sentiment":"neutral","sentiment_score":0.11195192486047743},{"text":"Yep.","start":566.28503,"end":566.60504,"sentiment":"neutral","sentiment_score":0.1432989537715912},{"text":"And that's honestly what most people say.","start":566.60504,"end":568.365,"sentiment":"neutral","sentiment_score":0.2228282711335591},{"text":"So if you are in a couple and if you don't have, like, a mortgage attached to your property or anything at the time, most people say about a thousand dollars is pre still pretty good where you can live comfortably, do some traveling, and not have to stress too much.","start":568.365,"end":584.525,"sentiment":"neutral","sentiment_score":0.2036976772634422}],"sentiment":"neutral","sentiment_score":0.18216382078270413,"num_words":67,"start":561.645,"end":584.525},{"sentences":[{"text":"Yeah.","start":586.105,"end":586.34503,"sentiment":"neutral","sentiment_score":0.2205251306295395},{"text":"Alright.","start":586.34503,"end":586.745,"sentiment":"positive","sentiment_score":0.4081047475337982},{"text":"Perfect.","start":586.745,"end":587.245,"sentiment":"positive","sentiment_score":0.5309573411941528},{"text":"Now the next thing I do wanna triple check with you, it is just your risk profile.","start":587.305,"end":591.885,"sentiment":"neutral","sentiment_score":0.1283856568967595},{"text":"So it's just a couple of choice questions just to see if anything has changed in terms of how you feel about market fluctuations and volatility in regards to your superannuation.","start":592.105,"end":602.62,"sentiment":"neutral","sentiment_score":0.08037381547112618}],"sentiment":"neutral","sentiment_score":0.11438689541582968,"num_words":51,"start":586.105,"end":602.62},{"sentences":[{"text":"No right or wrong answer.","start":604.76,"end":606.04004,"sentiment":"neutral","sentiment_score":-0.28932301998138427},{"text":"Again, it's just whatever you feel is the most appropriate for you.","start":606.04004,"end":609.115,"sentiment":"neutral","sentiment_score":0.047674902249127626},{"text":"Does that make sense?","start":609.115,"end":610.255,"sentiment":"neutral","sentiment_score":0.08884346857666969},{"text":"Yep.","start":611.195,"end":611.595,"sentiment":"neutral","sentiment_score":0.3319380283355713},{"text":"Perfect.","start":611.595,"end":612.095,"sentiment":"positive","sentiment_score":0.6640233993530273}],"sentiment":"neutral","sentiment_score":0.020731262133821197,"num_words":23,"start":604.76,"end":612.095},{"sentences":[{"text":"Now when it comes to the level of risk that you are comfortable with for your superannuation, through obviously, make sure it continues to grow, but also a level that you are comfortable with.","start":613.355,"end":625.11,"sentiment":"neutral","sentiment_score":0.15370159157935312},{"text":"Would you say that you are willing to accept very high risk, high moderate, or a small amount of risk for your superannuation at this point.","start":625.57,"end":636.225,"sentiment":"neutral","sentiment_score":-0.01625897935949839},{"text":"Yep.","start":638.125,"end":638.625,"sentiment":"neutral","sentiment_score":-0.01321193017065525},{"text":"Yeah.","start":639.965,"end":640.365,"sentiment":"neutral","sentiment_score":0.04670858010649681},{"text":"It's what you said last time.","start":640.365,"end":641.645,"sentiment":"neutral","sentiment_score":0.0639741662889719}],"sentiment":"neutral","sentiment_score":0.07677150438265766,"num_words":68,"start":613.355,"end":641.645},{"sentences":[{"text":"So that all matches up.","start":641.645,"end":643.425,"sentiment":"neutral","sentiment_score":0.12502775341272354},{"text":"Mhmm.","start":643.965,"end":644.465,"sentiment":"neutral","sentiment_score":0.012030844576656818},{"text":"And when it comes to fluctuations as well, so hypothetically, let's say you place an investment, and after six months, the portfolio has decreased in value by 20% due to general trends in the market.","start":645.165,"end":662.07495,"sentiment":"neutral","sentiment_score":-0.08910381325653621},{"text":"So not, let's say, one particular investment that's gone bad, just the market trends as a whole.","start":662.13495,"end":667.995,"sentiment":"neutral","sentiment_score":-0.17789017628220952},{"text":"Would you, if you had the option to do so, I think that now is potentially a good time to put a little bit more in while the prices are down.","start":669.415,"end":676.31494,"sentiment":"neutral","sentiment_score":0.0200099520865948}],"sentiment":"neutral","sentiment_score":-0.054890880162377705,"num_words":89,"start":641.645,"end":676.31494},{"sentences":[{"text":"Would you hold and just kind of assess and wait to see what happens, or would you want to shift to a more secure asset, but that means you are then selling when the prices have dropped?","start":676.96,"end":688.34,"sentiment":"neutral","sentiment_score":-0.0462269393374791},{"text":"Set and hold.","start":691.27997,"end":692.145,"sentiment":"neutral","sentiment_score":0.007191989570856094},{"text":"Yep.","start":692.465,"end":692.965,"sentiment":"neutral","sentiment_score":0.07587409019470215},{"text":"Perfect.","start":693.10504,"end":693.60504,"sentiment":"neutral","sentiment_score":0.31485018134117126},{"text":"And last one here is in regards to fluctuations again.","start":695.585,"end":700.16504,"sentiment":"neutral","sentiment_score":0.08969903215765954}],"sentiment":"neutral","sentiment_score":-0.007713580647340188,"num_words":52,"start":676.96,"end":700.16504},{"sentences":[{"text":"So if you've ever had any investments, including superannuation, ever full in value, how would that have made you feel?","start":700.385,"end":709.62,"sentiment":"neutral","sentiment_score":0.1241822972893715},{"text":"Would you say optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious?","start":709.84,"end":721.38,"sentiment":"neutral","sentiment_score":0.01458158174699003},{"text":"Anxious?","start":724.245,"end":724.745,"sentiment":"neutral","sentiment_score":-0.10770703852176666},{"text":"Pretty optimistic.","start":724.885,"end":725.70496,"sentiment":"neutral","sentiment_score":-0.19325147569179535},{"text":"Yeah.","start":727.685,"end":728.185,"sentiment":"neutral","sentiment_score":-0.1179310381412506}],"sentiment":"neutral","sentiment_score":0.04765868948205658,"num_words":46,"start":700.385,"end":728.185},{"sentences":[{"text":"Yeah.","start":729.685,"end":730.08496,"sentiment":"neutral","sentiment_score":-0.05235635489225387},{"text":"No.","start":730.08496,"end":730.32495,"sentiment":"neutral","sentiment_score":-0.15580162405967712},{"text":"I still have plenty of time.","start":730.32495,"end":731.945,"sentiment":"neutral","sentiment_score":-0.12491634984811147},{"text":"Now that tells me here that you have come out kind of borderline between a between a growth and a high growth investor.","start":733.445,"end":739.59,"sentiment":"neutral","sentiment_score":-0.053529882236667305},{"text":"And Yeah.","start":739.73,"end":741.09,"sentiment":"neutral","sentiment_score":-0.01007418055087328}],"sentiment":"neutral","sentiment_score":-0.06693914335108164,"num_words":33,"start":729.685,"end":741.09},{"sentences":[{"text":"At the moment, we have you invested in a high growth portfolio.","start":741.17,"end":744.71,"sentiment":"neutral","sentiment_score":0.10911113768815994},{"text":"Do you remember what it means to be a high growth investor at all there, Jane?","start":745.97,"end":750.105,"sentiment":"neutral","sentiment_score":0.09342760453000665},{"text":"No.","start":752.105,"end":752.505,"sentiment":"neutral","sentiment_score":-0.2082143127918243},{"text":"That's alright.","start":752.505,"end":753.40497,"sentiment":"neutral","sentiment_score":-0.05551407113671303},{"text":"Basically, it tells me that you are looking at getting as much growth as you possibly can out of your superannuation while you still have plenty of time until retirement.","start":754.345,"end":763.40497,"sentiment":"neutral","sentiment_score":0.09717726471523444}],"sentiment":"neutral","sentiment_score":0.08852870182180014,"num_words":61,"start":741.17,"end":763.40497},{"sentences":[{"text":"Also, that you understand and are comfortable seeing a bit of short term fluctuations in order to achieve that growth.","start":764.49,"end":772.59,"sentiment":"neutral","sentiment_score":0.16527324505150318},{"text":"And typically speaking, we see about 90% invested in what we call your growth investments, which is a combination of Australian shares, international shares, and property and commodities, and then about, like, 10% in your defensive, like your fixed interest, cash, and gold to limit those fluctuations a little bit.","start":773.37,"end":797.45996,"sentiment":"neutral","sentiment_score":0.16213013604283333},{"text":"Mhmm.","start":798.32,"end":798.82,"sentiment":"neutral","sentiment_score":0.095113143324852},{"text":"Now time frames wise as well, so making sure that you have enough time in the market for those fluctuations.","start":798.88,"end":804.66,"sentiment":"neutral","sentiment_score":0.13040493242442608},{"text":"Typically, in a high growth portfolio, we would like to see about eight years retirement, which we certainly have.","start":805.765,"end":811.865,"sentiment":"neutral","sentiment_score":0.14083337744599894}],"sentiment":"neutral","sentiment_score":0.15264561514962804,"num_words":110,"start":764.49,"end":811.865},{"sentences":[{"text":"So are you still comfortable with that kind of a risk allocation there, Jane?","start":812.165,"end":817.065,"sentiment":"neutral","sentiment_score":0.04691425764134952},{"text":"Yeah.","start":818.87,"end":819.11,"sentiment":"neutral","sentiment_score":0.19568251073360443},{"text":"Okay.","start":819.11,"end":819.61,"sentiment":"neutral","sentiment_score":0.29487237334251404},{"text":"Beautiful.","start":819.67,"end":820.17,"sentiment":"positive","sentiment_score":0.4440600872039795},{"text":"Now the next thing is to just go through a couple of documents that I have sent you.","start":820.47,"end":825.52997,"sentiment":"neutral","sentiment_score":0.11093867818514506}],"sentiment":"neutral","sentiment_score":0.10252316530261721,"num_words":35,"start":812.165,"end":825.52997},{"sentences":[{"text":"Do you have access to your emails at the moment, or are you driving on the go at the moment?","start":826.47,"end":831.37,"sentiment":"neutral","sentiment_score":0.028411355149000884},{"text":"No.","start":833.325,"end":833.825,"sentiment":"neutral","sentiment_score":-0.12277837097644806},{"text":"Okay.","start":834.36505,"end":834.86505,"sentiment":"neutral","sentiment_score":-0.050746507942676544},{"text":"No.","start":837.325,"end":837.80505,"sentiment":"neutral","sentiment_score":-0.09980013966560364},{"text":"All good.","start":837.80505,"end":838.465,"sentiment":"neutral","sentiment_score":-0.09742206707596779}],"sentiment":"neutral","sentiment_score":0.004002318009734154,"num_words":25,"start":826.47,"end":838.465},{"sentences":[{"text":"Yeah.","start":842.92505,"end":843.42505,"sentiment":"neutral","sentiment_score":0.10415514558553696},{"text":"Beautiful.","start":843.72504,"end":844.22504,"sentiment":"neutral","sentiment_score":0.24140483140945437},{"text":"Perfect.","start":846.04504,"end":846.54504,"sentiment":"neutral","sentiment_score":0.28640979528427124},{"text":"Now it might look a little bit different to what you have been used to because we have recently changed the software.","start":846.92,"end":852.3,"sentiment":"neutral","sentiment_score":0.01722679939121008},{"text":"It's kind of the same, though.","start":852.6,"end":854.04,"sentiment":"neutral","sentiment_score":0.04481696213285128}],"sentiment":"neutral","sentiment_score":0.04128584295751587,"num_words":31,"start":842.92505,"end":854.04},{"sentences":[{"text":"It should have a link where it says click now to sign.","start":854.04,"end":857.74,"sentiment":"neutral","sentiment_score":0.11755535999933879},{"text":"It will allow you to open up and look at everything first, though, just to make sure you are happy before it prompts you to sign anything.","start":857.95996,"end":864.91504,"sentiment":"neutral","sentiment_score":0.15505382115090335},{"text":"Now if you can open that for me, and now you should have a super insurance summary first, I believe.","start":866.735,"end":876.21,"sentiment":"neutral","sentiment_score":0.18435372933745384},{"text":"Yeah.","start":877.89,"end":878.21,"sentiment":"neutral","sentiment_score":0.13306653499603271},{"text":"Okay.","start":878.21,"end":878.71,"sentiment":"neutral","sentiment_score":0.28855443000793457}],"sentiment":"neutral","sentiment_score":0.15911168922654917,"num_words":61,"start":854.04,"end":878.71},{"sentences":[{"text":"Perfect.","start":878.77,"end":879.27,"sentiment":"positive","sentiment_score":0.5926586389541626},{"text":"So what you can see here is that you have your superannuation with HUB twenty four.","start":880.69,"end":887.19,"sentiment":"neutral","sentiment_score":0.173007576726377},{"text":"You do have about 293,100 and $93 in there.","start":887.41003,"end":893.22504,"sentiment":"neutral","sentiment_score":0.14708139416244295},{"text":"And then you do also have a life insurance policy with Clearview that will pay you 532,840 if something were to happen to you.","start":893.60504,"end":906.24,"sentiment":"neutral","sentiment_score":0.16422132588922977},{"text":"Pretty cheap after the tax rebate, and it's only about a $193 per year.","start":907.12,"end":912.82,"sentiment":"positive","sentiment_score":0.39232449872153147}],"sentiment":"neutral","sentiment_score":0.22059948777314276,"num_words":64,"start":878.77,"end":912.82},{"sentences":[{"text":"Yep.","start":913.83997,"end":914.33997,"sentiment":"neutral","sentiment_score":0.3073744773864746},{"text":"Do you have do you have any questions in regards to your insurances?","start":914.39996,"end":917.7,"sentiment":"neutral","sentiment_score":0.17231019070515266},{"text":"Are you still happy with, obviously, just having that life insurance?","start":917.83997,"end":921.535,"sentiment":"neutral","sentiment_score":0.11807102235880765},{"text":"You don't obviously have TPD or income protection or trauma or anything.","start":921.535,"end":924.815,"sentiment":"neutral","sentiment_score":-0.044824060363074146},{"text":"You're still comfortable with that?","start":924.815,"end":926.355,"sentiment":"neutral","sentiment_score":0.026060645841062068}],"sentiment":"neutral","sentiment_score":0.08187149303211343,"num_words":42,"start":913.83997,"end":926.355},{"sentences":[{"text":"Yeah.","start":927.535,"end":928.035,"sentiment":"positive","sentiment_score":0.35504457354545593},{"text":"Perfect.","start":928.095,"end":928.595,"sentiment":"positive","sentiment_score":0.4414488673210144},{"text":"Now the next document should be your hub twenty four performance report, I believe.","start":928.975,"end":934.52997,"sentiment":"neutral","sentiment_score":0.14744665686573302},{"text":"Yep.","start":936.11,"end":936.61,"sentiment":"neutral","sentiment_score":0.07086117565631866},{"text":"Perfect.","start":936.75,"end":937.25,"sentiment":"neutral","sentiment_score":0.1934666633605957}],"sentiment":"neutral","sentiment_score":0.17361524866686928,"num_words":18,"start":927.535,"end":937.25},{"sentences":[{"text":"Now that one here could look a little bit messy if you are looking on your phone, but, essentially, it breaks down all your individual investments and how they have performed over the last twelve months.","start":937.31,"end":948.265,"sentiment":"neutral","sentiment_score":0.06470610889502698},{"text":"So over the last twelve months, I'm sure you've kind of heard and seen on the news, we've obviously had a bit of market fluctuations.","start":948.885,"end":955.86505,"sentiment":"neutral","sentiment_score":-0.004418132267892361},{"text":"First, you had obviously everything in The US with Trump and tariffs and everything, saw a bit of fluctuations, and, obviously, more recently with the war as well.","start":956.885,"end":964.66,"sentiment":"neutral","sentiment_score":-0.02954989458833422},{"text":"So we have seen a bit of that fluctuation.","start":966.16,"end":968.01996,"sentiment":"neutral","sentiment_score":0.030925258580181334},{"text":"Now overall, your portfolio has still done pretty good considering you are in a high growth portfolio with market fluctuations.","start":968.32,"end":977.005,"sentiment":"neutral","sentiment_score":0.33158846497535704}],"sentiment":"neutral","sentiment_score":0.07035310332016168,"num_words":118,"start":937.31,"end":977.005},{"sentences":[{"text":"It's still up by about 5.77%, which equates through about 20038 just from growth from your investments.","start":977.545,"end":988.62,"sentiment":"neutral","sentiment_score":0.2178251383935704},{"text":"Are Matthew, if you remember the conversation, that Benelon investment you also have in your portfolio, which I would like to look at potentially switching out for you or something that is going to do a little bit better moving forward.","start":998.77997,"end":1014.81494,"sentiment":"neutral","sentiment_score":0.06312022889714415},{"text":"Are you happy for me to go and do that research for you and put together a proposal and see if we can improve things a little bit for you?","start":1015.10004,"end":1022.56,"sentiment":"neutral","sentiment_score":0.18658443962534269},{"text":"Yeah.","start":1024.06,"end":1024.56,"sentiment":"neutral","sentiment_score":0.21512535214424133},{"text":"Perfect.","start":1024.7001,"end":1025.2001,"sentiment":"neutral","sentiment_score":0.07677368074655533}],"sentiment":"neutral","sentiment_score":0.13533765510138537,"num_words":90,"start":977.545,"end":1025.2001},{"sentences":[{"text":"Now the next document should be a Vanguard index chart, I believe.","start":1025.5801,"end":1032.005,"sentiment":"neutral","sentiment_score":0.06886809722830851},{"text":"Yep.","start":1034.865,"end":1035.365,"sentiment":"neutral","sentiment_score":0.24567173421382904},{"text":"Perfect.","start":1035.425,"end":1035.925,"sentiment":"positive","sentiment_score":0.6102144718170166},{"text":"Have you seen something like this before?","start":1036.0651,"end":1037.925,"sentiment":"neutral","sentiment_score":0.17746805825403758},{"text":"Yep.","start":1041.74,"end":1042.24,"sentiment":"neutral","sentiment_score":0.10708639025688171}],"sentiment":"neutral","sentiment_score":0.13780300776389512,"num_words":22,"start":1025.5801,"end":1042.24},{"sentences":[{"text":"But, essentially, it just shows you the market.","start":1042.78,"end":1047.66,"sentiment":"neutral","sentiment_score":0.11280275974422693},{"text":"So what we are talking about when we're seeing those market fluctuations, it shows you kind of that long term market always goes up.","start":1047.66,"end":1054.78,"sentiment":"neutral","sentiment_score":0.12938376454015574},{"text":"Short term, you have those fluctuations, and that's why time frame also plays a role.","start":1054.78,"end":1059.915,"sentiment":"neutral","sentiment_score":0.08806077937285105},{"text":"So, obviously, the closer you get to retirement, you don't have as much time for those kind of ups and downs, and that's when we then gradually look through potentially decreasing that a little bit for you.","start":1059.915,"end":1070.0951,"sentiment":"neutral","sentiment_score":0.06659312571424085},{"text":"But for the time being, you have plenty of time to kind of take advantage of that up and down in order to grow your super as much as possible.","start":1070.3201,"end":1077.38,"sentiment":"positive","sentiment_score":0.44781186381975807}],"sentiment":"neutral","sentiment_score":0.18620040073271907,"num_words":114,"start":1042.78,"end":1077.38},{"sentences":[{"text":"Yep.","start":1078.48,"end":1078.98,"sentiment":"neutral","sentiment_score":0.14446312189102173},{"text":"Now if you can click next for me, it should be your Clearview certificate of currency.","start":1079.12,"end":1083.875,"sentiment":"neutral","sentiment_score":0.12278133048675954},{"text":"Yep.","start":1085.6951,"end":1086.175,"sentiment":"neutral","sentiment_score":0.16877374053001404},{"text":"Perfect.","start":1086.175,"end":1086.675,"sentiment":"positive","sentiment_score":0.4831603765487671},{"text":"Now that one basically just breaks down your insurance again in a bit more detail, but basically lets you know that's all paid and up to date.","start":1086.7351,"end":1094.8351,"sentiment":"neutral","sentiment_score":0.278625065529788}],"sentiment":"neutral","sentiment_score":0.223560332523092,"num_words":46,"start":1078.48,"end":1094.8351},{"sentences":[{"text":"Now the next one, I believe, is the Oakview services guide.","start":1097.1,"end":1101.92,"sentiment":"neutral","sentiment_score":0.16398485411297192},{"text":"Yep.","start":1103.26,"end":1103.74,"sentiment":"neutral","sentiment_score":0.16670259833335876},{"text":"Perfect.","start":1103.74,"end":1104.24,"sentiment":"positive","sentiment_score":0.45152702927589417},{"text":"You probably have seen this a couple of times before as well.","start":1104.62,"end":1108.0,"sentiment":"neutral","sentiment_score":0.22859337677558264},{"text":"It is one of those compliance documents, but it gives you all the important information in regards to us at Oakview.","start":1108.94,"end":1114.6749,"sentiment":"neutral","sentiment_score":0.281233155301639}],"sentiment":"neutral","sentiment_score":0.24067564794550772,"num_words":46,"start":1097.1,"end":1114.6749},{"sentences":[{"text":"If you do have a read over in your own time, you will see myself on page 10.","start":1115.0549,"end":1119.2949,"sentiment":"neutral","sentiment_score":0.15911535339223015},{"text":"If you do wanna put a face to the voice, you'll see all the advices and directors and everything there for you.","start":1119.2949,"end":1124.115,"sentiment":"neutral","sentiment_score":0.23136760429902511},{"text":"Perfect.","start":1126.74,"end":1127.24,"sentiment":"positive","sentiment_score":0.5034191608428955},{"text":"Now the next document, it should be the ongoing service agreement, I believe.","start":1127.4601,"end":1134.4401,"sentiment":"neutral","sentiment_score":0.18280967726157263},{"text":"Yep.","start":1135.86,"end":1136.3401,"sentiment":"neutral","sentiment_score":0.21462419629096985}],"sentiment":"neutral","sentiment_score":0.20088605122132736,"num_words":55,"start":1115.0549,"end":1136.3401},{"sentences":[{"text":"Perfect.","start":1136.3401,"end":1136.8401,"sentiment":"positive","sentiment_score":0.45989060401916504},{"text":"Now this one here, it will ask for your signature if you are happy to do so.","start":1136.9,"end":1141.545,"sentiment":"neutral","sentiment_score":0.2951599263093051},{"text":"Now what this is, it is just your ongoing service agreement just to say that you are happy to stay on as a client.","start":1141.845,"end":1149.305,"sentiment":"positive","sentiment_score":0.5178575019041697},{"text":"I do wanna let you know as well we've had no changes whatsoever in regards to that fee structure.","start":1150.5651,"end":1155.39,"sentiment":"neutral","sentiment_score":0.31494474646292236},{"text":"And because Matthew is also a client, you guys are based on that reduced fee at 1.1 to make it a little bit cheaper, which is nice.","start":1155.87,"end":1164.67,"sentiment":"neutral","sentiment_score":0.31202259439009206}],"sentiment":"positive","sentiment_score":0.3672130639580163,"num_words":88,"start":1136.3401,"end":1164.67},{"sentences":[{"text":"So no changes in regards to that, and it is not a lock in contract.","start":1164.67,"end":1169.635,"sentiment":"neutral","sentiment_score":0.10540291654566923},{"text":"So if at any point in time you are not happy, this is not a lock in contract, but essentially allows us to manage your investments and everything for you in the meantime.","start":1169.695,"end":1179.795,"sentiment":"neutral","sentiment_score":0.07072632522745566},{"text":"Do do you have any questions in regards to that?","start":1181.295,"end":1184.03,"sentiment":"neutral","sentiment_score":0.18095290362834932},{"text":"No.","start":1185.37,"end":1185.87,"sentiment":"neutral","sentiment_score":0.11412481963634492},{"text":"Perfect.","start":1186.0901,"end":1186.5901,"sentiment":"neutral","sentiment_score":0.2055974304676056}],"sentiment":"neutral","sentiment_score":0.10073772945130864,"num_words":60,"start":1164.67,"end":1186.5901},{"sentences":[{"text":"So if you're happy to do so, it will ask for a little signature at the bottom there, and it will usually automatically add a date as well.","start":1186.89,"end":1197.045,"sentiment":"neutral","sentiment_score":0.158522401537214},{"text":"Alright.","start":1200.0851,"end":1200.5651,"sentiment":"positive","sentiment_score":0.33953118324279785},{"text":"Oh, beautiful.","start":1200.5651,"end":1201.285,"sentiment":"positive","sentiment_score":0.6586373746395111},{"text":"That has already come through to me, which is fantastic.","start":1201.285,"end":1203.7051,"sentiment":"positive","sentiment_score":0.785515183210373},{"text":"So thank you so much for that.","start":1204.0851,"end":1205.9451,"sentiment":"positive","sentiment_score":0.7198571562767029}],"sentiment":"positive","sentiment_score":0.3956163562834263,"num_words":48,"start":1186.89,"end":1205.9451},{"sentences":[{"text":"Now while I have you on the phone, I'd like to book in the catch up to go through that recommendation with you.","start":1206.245,"end":1213.92,"sentiment":"neutral","sentiment_score":0.10749440704998763},{"text":"When is usually a better time for you?","start":1215.02,"end":1217.28,"sentiment":"neutral","sentiment_score":0.05878871586173773},{"text":"No.","start":1223.42,"end":1223.5801,"sentiment":"neutral","sentiment_score":0.0004039276391267777},{"text":"That's okay.","start":1223.5801,"end":1224.4,"sentiment":"neutral","sentiment_score":0.018462963867932558},{"text":"Yep.","start":1227.34,"end":1227.66,"sentiment":"neutral","sentiment_score":0.12046003341674805}],"sentiment":"neutral","sentiment_score":0.0885848850810102,"num_words":35,"start":1206.245,"end":1227.66},{"sentences":[{"text":"Next Wednesday is perfect because my Monday and Tuesday is fully booked already, so Wednesday is perfect.","start":1227.66,"end":1233.225,"sentiment":"positive","sentiment_score":0.3522576514412375},{"text":"Morning morning or afternoon works best.","start":1235.125,"end":1238.185,"sentiment":"neutral","sentiment_score":0.038612546399235725},{"text":"Okay.","start":1241.445,"end":1241.945,"sentiment":"neutral","sentiment_score":0.11010384559631348},{"text":"Perfect.","start":1242.005,"end":1242.505,"sentiment":"neutral","sentiment_score":0.17860060930252075},{"text":"I could do either 09:30 or 01:30, whichever works best for you.","start":1242.5651,"end":1252.0701,"sentiment":"neutral","sentiment_score":0.08444994563857715}],"sentiment":"neutral","sentiment_score":0.20330159879616788,"num_words":37,"start":1227.66,"end":1252.0701},{"sentences":[{"text":"09:30?","start":1254.29,"end":1255.03,"sentiment":"neutral","sentiment_score":0.018969634547829628},{"text":"Yep.","start":1255.17,"end":1255.65,"sentiment":"neutral","sentiment_score":0.05694558471441269},{"text":"Perfect.","start":1255.65,"end":1256.15,"sentiment":"neutral","sentiment_score":0.276354044675827},{"text":"I will book that in at 09:30.","start":1256.365,"end":1258.7849,"sentiment":"neutral","sentiment_score":0.17322358276162828},{"text":"If anything does change and something comes up and you can't make it, like, just let me know, and we can always get that rescheduled for you.","start":1259.245,"end":1267.505,"sentiment":"neutral","sentiment_score":0.07381200928378988}],"sentiment":"neutral","sentiment_score":0.09615563767383227,"num_words":37,"start":1254.29,"end":1267.505},{"sentences":[{"text":"Otherwise, I will give you a call on Wednesday, August 5, which is pretty crazy, but it'll be August already.","start":1269.005,"end":1275.6101,"sentiment":"neutral","sentiment_score":-0.016849435586482286},{"text":"Oh, yes.","start":1277.8301,"end":1279.05,"sentiment":"neutral","sentiment_score":0.015628735069185495},{"text":"At 09:30.","start":1279.27,"end":1280.5701,"sentiment":"neutral","sentiment_score":0.014694683253765106},{"text":"But before I let you go, do you have any other questions or anything for me at this point otherwise, Jane?","start":1280.63,"end":1287.095,"sentiment":"neutral","sentiment_score":0.06797178777023441},{"text":"No.","start":1287.095,"end":1287.4149,"sentiment":"neutral","sentiment_score":-0.17138727009296417}],"sentiment":"neutral","sentiment_score":0.02129735647822204,"num_words":46,"start":1269.005,"end":1287.4149},{"sentences":[{"text":"Pretty straightforward.","start":1287.4149,"end":1288.235,"sentiment":"neutral","sentiment_score":0.10156194120645523},{"text":"Yep.","start":1288.695,"end":1289.1749,"sentiment":"neutral","sentiment_score":0.1489134281873703},{"text":"Mhmm.","start":1289.1749,"end":1289.6749,"sentiment":"neutral","sentiment_score":0.017946084961295128},{"text":"No problem.","start":1289.735,"end":1290.375,"sentiment":"neutral","sentiment_score":0.10165554285049438},{"text":"Well, thank you so much for your time today, and I look forward to speaking with you next Wednesday.","start":1290.375,"end":1294.475,"sentiment":"positive","sentiment_score":0.7523882326326872}],"sentiment":"positive","sentiment_score":0.5947468360513448,"num_words":25,"start":1287.4149,"end":1294.475},{"sentences":[{"text":"No worries.","start":1296.855,"end":1297.4149,"sentiment":"neutral","sentiment_score":0.31056366860866547},{"text":"We'll speak soon.","start":1297.4149,"end":1298.395,"sentiment":"neutral","sentiment_score":0.26493550340334576},{"text":"Bye.","start":1298.615,"end":1299.115,"sentiment":"neutral","sentiment_score":0.1438501477241516}],"sentiment":"neutral","sentiment_score":0.25996399919192,"num_words":6,"start":1296.855,"end":1299.115}]}}]},{"alternatives":[{"transcript":"Hello? It is. How are you? Nice to talk to you. Yeah. Perfect. No problem at all. Yeah. No worries. Yeah. No worries. It's Jane Marie Whitney nineteen to the third nineteen eighty four. 9 Girawayne Drive, Marangaroo, New South Wales 2790. No. Not too bad. Cleaning up the house after the feral children. The joys. Yep. Yeah. No. It's more just to catch up just to see if we can, obviously, make the most out of our super. Yeah. No worries. Yep. Yep. Yep. Yep. It is. Yep. Yep. Yep. Correct. Honestly, I go to Elevate probably up to five hours a week just depending on the week. And then as for the other two, I only do a couple hours here and there. So nothing too much. Yes. Correct. Honestly, it's about probably 10 to 15,000 a year. It's not much. Yeah. Yep. Yeah. I would yeah. I would say so. Yep. No. No. That's it. I didn't do it this year. I actually completely forgot all about it, which I would normally do it. I just obviously got a bit sidetracked with everything else. So, yeah, I will be doing it, but just I haven't I didn't do it the last financial year. Yep. That would be great. Yep. Yep. Yep. Yep. Yes. That will be great. Thank you. Yeah. That is to be honest with you, I have no idea. It would be still up in the millions like, a million, I should say. Yeah. Probably about the same, I'd say. I you know, I don't really know. Sorry. No. Nothing on that one. Yes. We still have it. Yes. Correct. Yep. Yes. That's correct. Yep. Still have it. No. No. No. Nothing since we bought this house. No. That's yeah. I think that's about it. Definitely. No. Nothing at all. No. No. No. To be honest with you, I don't know whether we've got a power of attorney. I know we've got our wills and everything. I actually think my brother is my our power of attorney, but, honestly, I'd have to check. I'm not a 100% sure. No. No. No. No. Yep. Yep. That's correct. Unless something happens obviously to me and him, then it goes to our kids. Yep. Perfect. Yep. Yes. Correct. Yep. Yep. No. I don't think so. Not at this stage. I gotta get this house renovated first. Yes. Yes. Yes. We're halfway there. We just got a little bit more to go. Listen. If I get my way, I'll have it finished in the next twelve months. If Matthew gets his way, it'll be the next ten years. So yep. That's exactly how it is. Oh, dear. Yeah. Oh, I'd love to do it a lot earlier, but I guess 60 is probably more more more a goal at this stage, I guess, than sooner. Yeah. Yep. Yep. Yep. So yeah. Is that that's not, like, combined, is it? Because I probably wouldn't spend that god. I would never spend that much money a week. Yeah. Even about 1,000. Yeah. That would be sufficient. Yep. Yep. Yep. Yeah. Yeah. Yep. Yeah. Okay. Yep. Yep. Probably high. I think that's what I was before. Yep. Yep. Yep. Yep. Yep. I probably just sit and hold for five. Yep. Yes. No. I'm pretty optimistic. I'd probably be more stressed if I was at retirement age, but, yeah, no. Good at the moment. Yep. Yep. Yep. No. Not really. No. Yep. Yep. Yep. Yep. Yep. Yep. Yeah. That's fine. Yep. No. No. I'm freeing my circle off, to be honest with you. I was just down in our shed. I can I can have I'll just jump on my phone? Hang on. Oh, yep. There we are. Yep. Okay. Cool. Yep. Yep. Yep. Yep. Yep. Yep. Yep. Wonderful. Yeah. That's fine. Thank you. Yep. Yep. Yep. Yep. Yep. Yep. Yep. Yeah. No worries at all. Yep. Correct. Only on Matthew's there the other day. Yes. Yep. Yep. Yep. Perfect. Yep. Yep. Yep. No worries at all. Yep. Yep. Perfect. Thank you. No. That's all good. Yep. Yep. Now that's all done for you. No. That's okay. Yep. Probably, I've got a heap of kids sport next week. I could is next Wednesday okay? Yep. No. Wednesday would be good. Yeah. Yeah. Anytime after 09:00 will be fine. I might do 09:30 if that's okay. Yep. Yeah. No worries. I know. It's horrible, isn't it? No. No. That's all good. Thank you. Yep. Lovely. Sounds good. Thank you. Bye. Bye.","confidence":0.99365234,"words":[{"word":"hello","start":0.16,"end":0.65999997,"confidence":0.9819336,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.0445726215839386},{"word":"it","start":3.76,"end":3.9199998,"confidence":0.6591797,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.227745458483696},{"word":"is","start":3.9199998,"end":4.24,"confidence":0.9916992,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.1705915331840515},{"word":"how","start":4.24,"end":4.4,"confidence":0.9980469,"punctuated_word":"How","sentiment":"neutral","sentiment_score":0.24447163939476013},{"word":"are","start":4.4,"end":4.48,"confidence":1.0,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.2012188285589218},{"word":"you","start":4.48,"end":4.98,"confidence":1.0,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.2230074107646942},{"word":"nice","start":9.12,"end":9.36,"confidence":0.9482422,"punctuated_word":"Nice","sentiment":"positive","sentiment_score":0.7851352095603943},{"word":"to","start":9.36,"end":9.5199995,"confidence":1.0,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.7518355250358582},{"word":"talk","start":9.5199995,"end":9.84,"confidence":1.0,"punctuated_word":"talk","sentiment":"positive","sentiment_score":0.7681065201759338},{"word":"to","start":9.84,"end":9.92,"confidence":0.99902344,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.7340267896652222},{"word":"you","start":9.92,"end":10.42,"confidence":0.9970703,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6626033782958984},{"word":"yeah","start":16.675,"end":16.994999,"confidence":0.94921875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.216033399105072},{"word":"perfect","start":16.994999,"end":17.494999,"confidence":0.98999023,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3770896792411804},{"word":"no","start":17.555,"end":17.795,"confidence":0.99902344,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.1721443384885788},{"word":"problem","start":17.795,"end":18.115,"confidence":1.0,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.2135288566350937},{"word":"at","start":18.115,"end":18.275,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1940476894378662},{"word":"all","start":18.275,"end":18.775,"confidence":1.0,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.23229604959487915},{"word":"yeah","start":28.67,"end":28.91,"confidence":0.8618164,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03511834889650345},{"word":"no","start":28.91,"end":29.150002,"confidence":0.99902344,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.010314475744962692},{"word":"worries","start":29.150002,"end":29.650002,"confidence":0.9995117,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.05363172665238381},{"word":"yeah","start":37.55,"end":37.870003,"confidence":0.99902344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04242302477359772},{"word":"no","start":37.870003,"end":38.03,"confidence":1.0,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.05929269641637802},{"word":"worries","start":38.03,"end":38.43,"confidence":1.0,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.04601588845252991},{"word":"it's","start":38.43,"end":38.625,"confidence":1.0,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.030333837494254112},{"word":"jane","start":38.705,"end":38.945,"confidence":0.9316406,"punctuated_word":"Jane","sentiment":"neutral","sentiment_score":0.032179780304431915},{"word":"marie","start":38.945,"end":39.265,"confidence":0.9140625,"punctuated_word":"Marie","sentiment":"neutral","sentiment_score":0.04288552328944206},{"word":"whitney","start":39.265,"end":39.665,"confidence":0.7685547,"punctuated_word":"Whitney","sentiment":"neutral","sentiment_score":0.04098941385746002},{"word":"nineteen","start":39.665,"end":40.065,"confidence":0.29907227,"punctuated_word":"nineteen","sentiment":"neutral","sentiment_score":0.038148991763591766},{"word":"to","start":40.065,"end":40.225,"confidence":0.52490234,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04022098332643509},{"word":"the","start":40.225,"end":40.305,"confidence":0.984375,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04745108261704445},{"word":"third","start":40.305,"end":40.625,"confidence":0.99609375,"punctuated_word":"third","sentiment":"neutral","sentiment_score":0.046574823558330536},{"word":"nineteen","start":40.625,"end":40.945,"confidence":0.98535156,"punctuated_word":"nineteen","sentiment":"neutral","sentiment_score":0.044070277363061905},{"word":"eighty","start":40.945,"end":41.265,"confidence":0.9614258,"punctuated_word":"eighty","sentiment":"neutral","sentiment_score":0.0390549898147583},{"word":"four","start":41.265,"end":41.585,"confidence":0.8276367,"punctuated_word":"four.","sentiment":"neutral","sentiment_score":0.036617450416088104},{"word":"9","start":41.585,"end":41.825,"confidence":0.9941406,"punctuated_word":"9","sentiment":"neutral","sentiment_score":0.014225919730961325},{"word":"girawayne","start":41.825,"end":42.325,"confidence":0.6715495,"punctuated_word":"Girawayne","sentiment":"neutral","sentiment_score":0.026350529864430428},{"word":"drive","start":42.465,"end":42.705,"confidence":0.96362305,"punctuated_word":"Drive,","sentiment":"neutral","sentiment_score":0.01789841428399086},{"word":"marangaroo","start":42.705,"end":43.205,"confidence":0.8165283,"punctuated_word":"Marangaroo,","sentiment":"neutral","sentiment_score":0.04286561533808708},{"word":"new","start":43.345,"end":43.505,"confidence":0.99902344,"punctuated_word":"New","sentiment":"neutral","sentiment_score":0.04664933681488037},{"word":"south","start":43.505,"end":43.745,"confidence":1.0,"punctuated_word":"South","sentiment":"neutral","sentiment_score":0.05824464559555054},{"word":"wales","start":43.745,"end":44.145,"confidence":1.0,"punctuated_word":"Wales","sentiment":"neutral","sentiment_score":0.03385837376117706},{"word":"2790","start":44.145,"end":45.445,"confidence":0.993042,"punctuated_word":"2790.","sentiment":"neutral","sentiment_score":0.051755763590335846},{"word":"no","start":49.505,"end":49.745,"confidence":0.7492676,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.008609822019934654},{"word":"not","start":49.745,"end":49.985,"confidence":0.9838867,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.0011521875858306885},{"word":"too","start":49.985,"end":50.225,"confidence":0.99902344,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.042551107704639435},{"word":"bad","start":50.225,"end":50.545,"confidence":0.99853516,"punctuated_word":"bad.","sentiment":"neutral","sentiment_score":0.007103102281689644},{"word":"cleaning","start":50.545,"end":50.864998,"confidence":0.9980469,"punctuated_word":"Cleaning","sentiment":"neutral","sentiment_score":-0.03038986772298813},{"word":"up","start":50.864998,"end":51.025,"confidence":1.0,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.04535607621073723},{"word":"the","start":51.025,"end":51.184998,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03985409066081047},{"word":"house","start":51.184998,"end":51.505,"confidence":0.9980469,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.03421001508831978},{"word":"after","start":51.505,"end":51.825,"confidence":0.9790039,"punctuated_word":"after","sentiment":"neutral","sentiment_score":-0.05275091528892517},{"word":"the","start":51.825,"end":52.145,"confidence":0.6113281,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.032068703323602676},{"word":"feral","start":52.145,"end":52.545,"confidence":0.6801758,"punctuated_word":"feral","sentiment":"neutral","sentiment_score":0.008067198097705841},{"word":"children","start":52.545,"end":53.045,"confidence":0.9802246,"punctuated_word":"children.","sentiment":"neutral","sentiment_score":0.05666159838438034},{"word":"the","start":56.36,"end":56.600002,"confidence":0.84814453,"punctuated_word":"The","sentiment":"positive","sentiment_score":0.363836407661438},{"word":"joys","start":56.600002,"end":57.100002,"confidence":0.9708659,"punctuated_word":"joys.","sentiment":"positive","sentiment_score":0.3415871262550354},{"word":"yep","start":61.4,"end":61.9,"confidence":0.8720703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06680801510810852},{"word":"yeah","start":81.43,"end":81.67,"confidence":0.9995117,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.008081531152129173},{"word":"no","start":81.67,"end":81.909996,"confidence":0.97802734,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.010466430336236954},{"word":"it's","start":81.909996,"end":82.07,"confidence":0.9946289,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.008722126483917236},{"word":"more","start":82.07,"end":82.31,"confidence":0.9980469,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.05241745710372925},{"word":"just","start":82.31,"end":82.549995,"confidence":0.9707031,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0159347802400589},{"word":"to","start":82.549995,"end":82.63,"confidence":0.7167969,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.006786651909351349},{"word":"catch","start":82.63,"end":82.95,"confidence":0.9980469,"punctuated_word":"catch","sentiment":"neutral","sentiment_score":0.0287785604596138},{"word":"up","start":82.95,"end":83.10999,"confidence":0.99902344,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.014994077384471892},{"word":"just","start":83.10999,"end":83.27,"confidence":0.8442383,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.060312964022159576},{"word":"to","start":83.27,"end":83.42999,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.016021057963371277},{"word":"see","start":83.42999,"end":83.59,"confidence":0.9970703,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.04932560026645661},{"word":"if","start":83.59,"end":83.67,"confidence":1.0,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04388004541397095},{"word":"we","start":83.67,"end":83.829994,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06854242086410522},{"word":"can","start":83.829994,"end":84.07,"confidence":0.83447266,"punctuated_word":"can,","sentiment":"neutral","sentiment_score":0.13107766211032867},{"word":"obviously","start":84.39,"end":84.89,"confidence":0.9211426,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.08653847873210907},{"word":"make","start":84.95,"end":85.10999,"confidence":1.0,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.11875730007886888},{"word":"the","start":85.10999,"end":85.27,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10464204847812653},{"word":"most","start":85.27,"end":85.509995,"confidence":1.0,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.1177769973874092},{"word":"out","start":85.509995,"end":85.67,"confidence":0.99902344,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.19767120480537417},{"word":"of","start":85.67,"end":85.829994,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0981212630867958},{"word":"our","start":85.829994,"end":86.31,"confidence":0.9428711,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.044934406876564026},{"word":"super","start":86.31,"end":86.81,"confidence":0.95410156,"punctuated_word":"super.","sentiment":"neutral","sentiment_score":0.1484345942735672},{"word":"yeah","start":99.245,"end":99.565,"confidence":0.94750977,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03870202973484993},{"word":"no","start":99.565,"end":99.725,"confidence":0.9902344,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.04305386543273926},{"word":"worries","start":99.725,"end":100.225,"confidence":0.9980469,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.0021576732397079468},{"word":"yep","start":104.765,"end":105.265,"confidence":0.9885254,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0013380696764215827},{"word":"yep","start":113.270004,"end":113.770004,"confidence":0.97436523,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.00032734250999055803},{"word":"yep","start":115.270004,"end":115.770004,"confidence":0.8696289,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.024004554376006126},{"word":"yep","start":123.67,"end":124.17,"confidence":0.7113037,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.053416937589645386},{"word":"it","start":124.23,"end":124.47,"confidence":0.87890625,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.06226940453052521},{"word":"is","start":124.47,"end":124.875,"confidence":0.9975586,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.06031917780637741},{"word":"yep","start":135.995,"end":136.495,"confidence":0.9650879,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11879603564739229},{"word":"yep","start":139.515,"end":139.755,"confidence":0.8991699,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0699370726943016},{"word":"yep","start":139.755,"end":140.155,"confidence":0.8059082,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07564256340265274},{"word":"correct","start":140.155,"end":140.655,"confidence":0.99194336,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.16107192635536194},{"word":"honestly","start":158.955,"end":159.455,"confidence":0.7071533,"punctuated_word":"Honestly,","sentiment":"neutral","sentiment_score":0.00773001229390502},{"word":"i","start":159.675,"end":159.915,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03232162445783615},{"word":"go","start":159.915,"end":160.315,"confidence":0.9301758,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.03502717614173889},{"word":"to","start":160.315,"end":160.715,"confidence":0.99121094,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07035501301288605},{"word":"elevate","start":160.715,"end":161.215,"confidence":0.84814453,"punctuated_word":"Elevate","sentiment":"neutral","sentiment_score":0.06727395951747894},{"word":"probably","start":161.435,"end":161.935,"confidence":0.8769531,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.05939854308962822},{"word":"up","start":162.395,"end":162.635,"confidence":0.9941406,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.041284531354904175},{"word":"to","start":162.635,"end":162.795,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03475528210401535},{"word":"five","start":162.795,"end":163.115,"confidence":1.0,"punctuated_word":"five","sentiment":"neutral","sentiment_score":0.04961185529828072},{"word":"hours","start":163.115,"end":163.595,"confidence":1.0,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.0321868360042572},{"word":"a","start":163.595,"end":163.83499,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03375224396586418},{"word":"week","start":163.83499,"end":164.155,"confidence":1.0,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.028354007750749588},{"word":"just","start":164.155,"end":164.475,"confidence":0.5800781,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.03951872140169144},{"word":"depending","start":164.475,"end":164.875,"confidence":1.0,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":0.03417178988456726},{"word":"on","start":164.875,"end":165.035,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.039604391902685165},{"word":"the","start":165.035,"end":165.115,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03785902261734009},{"word":"week","start":165.115,"end":165.615,"confidence":0.89868164,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.041410863399505615},{"word":"and","start":166.635,"end":166.795,"confidence":0.9091797,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.01538114994764328},{"word":"then","start":166.795,"end":167.115,"confidence":0.99121094,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.017673423513770103},{"word":"as","start":167.115,"end":167.275,"confidence":0.7631836,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.014141926541924477},{"word":"for","start":167.275,"end":167.435,"confidence":0.9633789,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0183776393532753},{"word":"the","start":167.435,"end":167.515,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.020017005503177643},{"word":"other","start":167.515,"end":167.755,"confidence":0.98828125,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.0140371173620224},{"word":"two","start":167.755,"end":167.915,"confidence":0.9350586,"punctuated_word":"two,","sentiment":"neutral","sentiment_score":0.003497408702969551},{"word":"i","start":167.915,"end":168.075,"confidence":0.99121094,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.004237428307533264},{"word":"only","start":168.075,"end":168.235,"confidence":0.8935547,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.0050477199256420135},{"word":"do","start":168.235,"end":168.395,"confidence":0.99609375,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.01203797198832035},{"word":"a","start":168.395,"end":168.475,"confidence":0.99121094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0105911772698164},{"word":"couple","start":168.475,"end":168.795,"confidence":1.0,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":0.003833591938018799},{"word":"hours","start":168.795,"end":169.035,"confidence":0.5644531,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.0025332607328891754},{"word":"here","start":169.035,"end":169.19499,"confidence":1.0,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.020128194242715836},{"word":"and","start":169.19499,"end":169.355,"confidence":0.9970703,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0015860460698604584},{"word":"there","start":169.355,"end":169.855,"confidence":0.90405273,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.0018077418208122251},{"word":"so","start":171.65001,"end":171.73001,"confidence":0.5336914,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.005057923495769501},{"word":"nothing","start":171.73001,"end":172.13,"confidence":0.99609375,"punctuated_word":"nothing","sentiment":"neutral","sentiment_score":-0.009749582037329674},{"word":"too","start":172.13,"end":172.37001,"confidence":0.99902344,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.030262142419815063},{"word":"much","start":172.37001,"end":172.87001,"confidence":0.9885254,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":-0.026915185153484344},{"word":"yes","start":179.17,"end":179.57,"confidence":0.9223633,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06479279696941376},{"word":"correct","start":179.57,"end":180.07,"confidence":1.0,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.09832000732421876},{"word":"honestly","start":198.01001,"end":198.51001,"confidence":0.7939453,"punctuated_word":"Honestly,","sentiment":"neutral","sentiment_score":-0.01768624410033226},{"word":"it's","start":198.65001,"end":198.89,"confidence":0.9995117,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.03598591685295105},{"word":"about","start":198.89,"end":199.39,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.037765275686979294},{"word":"probably","start":199.53,"end":200.01001,"confidence":0.88183594,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.03331549093127251},{"word":"10","start":200.01001,"end":200.33,"confidence":0.9902344,"punctuated_word":"10","sentiment":"neutral","sentiment_score":-0.02549847587943077},{"word":"to","start":200.33,"end":200.41,"confidence":0.9790039,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03247792646288872},{"word":"15,000","start":200.41,"end":201.21,"confidence":0.99902344,"punctuated_word":"15,000","sentiment":"neutral","sentiment_score":-0.008213764056563377},{"word":"a","start":201.21,"end":201.37001,"confidence":0.9970703,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.025545155629515648},{"word":"year","start":201.37001,"end":201.69,"confidence":0.99658203,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.038531430065631866},{"word":"it's","start":201.69,"end":201.85,"confidence":0.9951172,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.16562294960021973},{"word":"not","start":201.85,"end":202.09001,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.15221670269966123},{"word":"much","start":202.09001,"end":202.59001,"confidence":0.9995117,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":-0.1218649074435234},{"word":"yeah","start":205.85,"end":206.33,"confidence":0.9875488,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03221000358462334},{"word":"yep","start":206.33,"end":206.83,"confidence":0.94433594,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0365145206451416},{"word":"yeah","start":210.89,"end":211.37001,"confidence":0.99609375,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.018192442134022713},{"word":"i","start":211.37001,"end":211.45001,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.012530691921710968},{"word":"would","start":211.45001,"end":211.69,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.011329268105328085},{"word":"yeah","start":211.85,"end":212.17001,"confidence":0.9946289,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.02214754745364189},{"word":"i","start":212.17001,"end":212.33,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.025491591542959213},{"word":"would","start":212.33,"end":212.57,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.0255834199488163},{"word":"say","start":212.57,"end":212.81001,"confidence":0.9760742,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.02333900146186352},{"word":"so","start":212.81001,"end":213.255,"confidence":0.98291016,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":0.03481607511639595},{"word":"yep","start":224.05501,"end":224.55501,"confidence":0.984375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.012050258927047253},{"word":"no","start":225.255,"end":225.735,"confidence":0.9946289,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.007692297920584679},{"word":"no","start":225.735,"end":225.975,"confidence":0.9313965,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06197138875722885},{"word":"that's","start":225.975,"end":226.295,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.04124961048364639},{"word":"it","start":226.295,"end":226.795,"confidence":0.99853516,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.04060738533735275},{"word":"i","start":233.91,"end":234.07,"confidence":0.9301758,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.16436663269996643},{"word":"didn't","start":234.07,"end":234.31,"confidence":1.0,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.1202467679977417},{"word":"do","start":234.31,"end":234.47,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.13377544283866882},{"word":"it","start":234.47,"end":234.63,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13200058043003082},{"word":"this","start":234.63,"end":234.79001,"confidence":1.0,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.17286334931850433},{"word":"year","start":234.79001,"end":235.03,"confidence":0.9946289,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.14486610889434814},{"word":"i","start":235.03,"end":235.19,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19427067041397095},{"word":"actually","start":235.19,"end":235.59,"confidence":0.98828125,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.17996922135353088},{"word":"completely","start":235.59,"end":236.09,"confidence":0.9921875,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":-0.18348367512226105},{"word":"forgot","start":236.15001,"end":236.55,"confidence":1.0,"punctuated_word":"forgot","sentiment":"neutral","sentiment_score":-0.15578991174697876},{"word":"all","start":236.55,"end":236.79001,"confidence":1.0,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.15690594911575317},{"word":"about","start":236.79001,"end":237.03,"confidence":1.0,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.17591412365436554},{"word":"it","start":237.03,"end":237.35,"confidence":0.9616699,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.1143183559179306},{"word":"which","start":237.35,"end":237.59,"confidence":1.0,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.13350257277488708},{"word":"i","start":237.59,"end":237.75,"confidence":0.99609375,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1646137833595276},{"word":"would","start":237.75,"end":237.91,"confidence":0.9980469,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.10510236024856567},{"word":"normally","start":237.91,"end":238.31,"confidence":1.0,"punctuated_word":"normally","sentiment":"neutral","sentiment_score":-0.1002272367477417},{"word":"do","start":238.31,"end":238.47,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.13222426176071167},{"word":"it","start":238.47,"end":238.63,"confidence":0.9628906,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.12589475512504578},{"word":"i","start":238.63,"end":238.79001,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.25631317496299744},{"word":"just","start":238.79001,"end":239.11,"confidence":0.9921875,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.21444573998451233},{"word":"obviously","start":239.11,"end":239.59,"confidence":0.7260742,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.2243843972682953},{"word":"got","start":239.59,"end":239.75,"confidence":0.88964844,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.2272404134273529},{"word":"a","start":239.75,"end":239.83,"confidence":0.9951172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.23203441500663757},{"word":"bit","start":239.83,"end":240.07,"confidence":0.99609375,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.25405222177505493},{"word":"sidetracked","start":240.07,"end":240.55,"confidence":0.9889323,"punctuated_word":"sidetracked","sentiment":"neutral","sentiment_score":-0.2643059194087982},{"word":"with","start":240.55,"end":240.79001,"confidence":1.0,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2955373525619507},{"word":"everything","start":240.79001,"end":241.19,"confidence":1.0,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.23011749982833865},{"word":"else","start":241.19,"end":241.545,"confidence":0.98999023,"punctuated_word":"else.","sentiment":"neutral","sentiment_score":-0.21730093657970428},{"word":"so","start":241.785,"end":242.025,"confidence":0.81225586,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.0694923922419548},{"word":"yeah","start":242.025,"end":242.425,"confidence":0.9890137,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.07106292992830276},{"word":"i","start":242.425,"end":242.58499,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08438961207866669},{"word":"will","start":242.58499,"end":242.825,"confidence":1.0,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.1643991768360138},{"word":"be","start":242.825,"end":242.905,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.1305190771818161},{"word":"doing","start":242.905,"end":243.145,"confidence":1.0,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.14765872061252594},{"word":"it","start":243.145,"end":243.305,"confidence":0.8588867,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.16746801137924194},{"word":"but","start":243.305,"end":243.465,"confidence":0.9980469,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.13443204760551453},{"word":"just","start":243.465,"end":243.705,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.13324953615665436},{"word":"i","start":243.705,"end":243.785,"confidence":0.59033203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11523334681987762},{"word":"haven't","start":243.785,"end":244.105,"confidence":1.0,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.09580613672733308},{"word":"i","start":244.185,"end":244.265,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10401222854852676},{"word":"didn't","start":244.265,"end":244.505,"confidence":1.0,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.06764581054449081},{"word":"do","start":244.505,"end":244.665,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.07155288755893707},{"word":"it","start":244.665,"end":244.825,"confidence":0.99121094,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.08937504142522812},{"word":"the","start":244.825,"end":244.905,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12743832170963287},{"word":"last","start":244.905,"end":245.305,"confidence":1.0,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.13726240396499634},{"word":"financial","start":245.305,"end":245.705,"confidence":0.7685547,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":-0.11195418983697893},{"word":"year","start":245.705,"end":246.205,"confidence":0.99316406,"punctuated_word":"year.","sentiment":"neutral","sentiment_score":-0.08164523541927338},{"word":"yep","start":252.185,"end":252.58499,"confidence":0.96972656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15721578896045685},{"word":"that","start":252.58499,"end":252.745,"confidence":0.9970703,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.28727757930755615},{"word":"would","start":252.745,"end":252.985,"confidence":0.9980469,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.446840763092041},{"word":"be","start":252.985,"end":253.145,"confidence":0.99902344,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4591679573059082},{"word":"great","start":253.145,"end":253.645,"confidence":1.0,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.3478724956512451},{"word":"yep","start":255.785,"end":256.285,"confidence":0.9387207,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04656518250703811},{"word":"yep","start":257.39,"end":257.89,"confidence":0.71655273,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0008933345670811832},{"word":"yep","start":266.83002,"end":267.33002,"confidence":0.78149414,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.31976422667503357},{"word":"yep","start":273.895,"end":274.395,"confidence":0.9797363,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.26773250102996826},{"word":"yes","start":276.775,"end":277.275,"confidence":0.9863281,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.30527806282043457},{"word":"that","start":283.3,"end":283.46,"confidence":0.99121094,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.6450336575508118},{"word":"will","start":283.46,"end":283.69998,"confidence":0.6430664,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.779203474521637},{"word":"be","start":283.69998,"end":283.94,"confidence":0.99316406,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.75175940990448},{"word":"great","start":283.94,"end":284.25998,"confidence":0.9995117,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.7427442073822021},{"word":"thank","start":284.25998,"end":284.58,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6648743748664856},{"word":"you","start":284.58,"end":285.08,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5970326662063599},{"word":"yeah","start":296.02,"end":296.25998,"confidence":0.9785156,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.008813307620584965},{"word":"that","start":296.25998,"end":296.5,"confidence":0.94921875,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.003506135195493698},{"word":"is","start":296.5,"end":296.58,"confidence":0.9760742,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.0016408003866672516},{"word":"to","start":298.61502,"end":298.855,"confidence":0.9790039,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04984452575445175},{"word":"be","start":298.855,"end":299.015,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.0626225695014},{"word":"honest","start":299.015,"end":299.335,"confidence":0.99902344,"punctuated_word":"honest","sentiment":"neutral","sentiment_score":-0.06187495216727257},{"word":"with","start":299.335,"end":299.415,"confidence":0.99609375,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.07487834244966507},{"word":"you","start":299.415,"end":299.575,"confidence":0.9914551,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.0850888043642044},{"word":"i","start":299.575,"end":299.73502,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1501048505306244},{"word":"have","start":299.73502,"end":299.89502,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.13361138105392456},{"word":"no","start":299.89502,"end":300.135,"confidence":1.0,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.1272299587726593},{"word":"idea","start":300.135,"end":300.635,"confidence":0.99902344,"punctuated_word":"idea.","sentiment":"neutral","sentiment_score":-0.14053453505039215},{"word":"it","start":301.095,"end":301.255,"confidence":0.8886719,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.0939379259943962},{"word":"would","start":301.255,"end":301.495,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.06415002793073654},{"word":"be","start":301.495,"end":301.73502,"confidence":0.9980469,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06136553734540939},{"word":"still","start":301.73502,"end":302.055,"confidence":0.9970703,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.07178500294685364},{"word":"up","start":302.055,"end":302.215,"confidence":0.9980469,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.046572037041187286},{"word":"in","start":302.215,"end":302.45502,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.029790323227643967},{"word":"the","start":302.45502,"end":302.535,"confidence":0.66748047,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.045362114906311035},{"word":"millions","start":302.535,"end":303.035,"confidence":0.86621094,"punctuated_word":"millions","sentiment":"neutral","sentiment_score":-0.027536612004041672},{"word":"like","start":303.495,"end":303.73502,"confidence":0.8046875,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.05652598664164543},{"word":"a","start":303.73502,"end":303.815,"confidence":0.5004883,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03424839302897453},{"word":"million","start":303.815,"end":304.295,"confidence":0.9794922,"punctuated_word":"million,","sentiment":"neutral","sentiment_score":-0.04300431162118912},{"word":"i","start":304.295,"end":304.375,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.039842668920755386},{"word":"should","start":304.375,"end":304.61502,"confidence":1.0,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.04135064035654068},{"word":"say","start":304.61502,"end":305.11502,"confidence":0.99902344,"punctuated_word":"say.","sentiment":"neutral","sentiment_score":-0.04364463686943054},{"word":"yeah","start":305.495,"end":305.815,"confidence":0.9909668,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0030724434182047844},{"word":"probably","start":305.815,"end":306.295,"confidence":0.99902344,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.0033620065078139305},{"word":"about","start":306.295,"end":306.535,"confidence":0.88720703,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.009424308314919472},{"word":"the","start":306.535,"end":306.615,"confidence":0.99902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.007957937195897102},{"word":"same","start":306.615,"end":306.855,"confidence":0.9128418,"punctuated_word":"same,","sentiment":"neutral","sentiment_score":-0.01334076840430498},{"word":"i'd","start":306.855,"end":307.17502,"confidence":0.9885254,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.017019689083099365},{"word":"say","start":307.17502,"end":307.575,"confidence":0.9880371,"punctuated_word":"say.","sentiment":"neutral","sentiment_score":-0.015806589275598526},{"word":"i","start":307.575,"end":307.655,"confidence":0.546875,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.01612396538257599},{"word":"you","start":307.73502,"end":307.89502,"confidence":0.4248047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.014104964211583138},{"word":"know","start":307.89502,"end":308.055,"confidence":0.9567871,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.03899427503347397},{"word":"i","start":308.055,"end":308.135,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05396295711398125},{"word":"don't","start":308.135,"end":308.375,"confidence":1.0,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.05137013643980026},{"word":"really","start":308.375,"end":308.695,"confidence":0.99902344,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.05711933970451355},{"word":"know","start":308.695,"end":308.935,"confidence":0.9909668,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.0623059943318367},{"word":"sorry","start":308.935,"end":309.435,"confidence":0.984375,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.08065652847290039},{"word":"no","start":315.74002,"end":316.06003,"confidence":0.99609375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06435468047857285},{"word":"nothing","start":316.06003,"end":316.46002,"confidence":0.99902344,"punctuated_word":"Nothing","sentiment":"neutral","sentiment_score":-0.0591103732585907},{"word":"on","start":316.46002,"end":316.62003,"confidence":1.0,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.03540606051683426},{"word":"that","start":316.62003,"end":316.78003,"confidence":1.0,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03940954431891441},{"word":"one","start":316.78003,"end":317.28003,"confidence":0.9995117,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":-0.07256937026977539},{"word":"yes","start":319.98,"end":320.30002,"confidence":0.99658203,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.02424138225615025},{"word":"we","start":320.30002,"end":320.46002,"confidence":0.9863281,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.025120947510004044},{"word":"still","start":320.46002,"end":320.7,"confidence":1.0,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.022140508517622948},{"word":"have","start":320.7,"end":320.94,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.02286233752965927},{"word":"it","start":320.94,"end":321.44,"confidence":0.9941406,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.019606605172157288},{"word":"yes","start":325.80502,"end":326.20502,"confidence":0.8483887,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.03353322297334671},{"word":"correct","start":326.20502,"end":326.685,"confidence":0.92822266,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.04759177565574646},{"word":"yep","start":326.685,"end":327.185,"confidence":0.99853516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.030221378430724144},{"word":"yes","start":330.36502,"end":330.765,"confidence":0.9880371,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0391421802341938},{"word":"that's","start":330.765,"end":331.005,"confidence":0.99560547,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.0542537197470665},{"word":"correct","start":331.005,"end":331.505,"confidence":1.0,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.06141345947980881},{"word":"yep","start":336.59998,"end":336.95996,"confidence":0.9042969,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.009603964164853096},{"word":"still","start":336.95996,"end":337.31998,"confidence":0.86621094,"punctuated_word":"Still","sentiment":"neutral","sentiment_score":0.0034340834245085716},{"word":"have","start":337.31998,"end":337.81998,"confidence":0.99609375,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.005362717434763908},{"word":"it","start":338.87997,"end":339.37997,"confidence":0.93603516,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.010569313541054726},{"word":"no","start":340.43997,"end":340.84,"confidence":0.9914551,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.051536694169044495},{"word":"no","start":340.84,"end":341.34,"confidence":0.8684082,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.056423477828502655},{"word":"no","start":348.03998,"end":348.43997,"confidence":0.77368164,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.07993406057357788},{"word":"nothing","start":348.43997,"end":348.91998,"confidence":0.84472656,"punctuated_word":"Nothing","sentiment":"neutral","sentiment_score":-0.10067569464445114},{"word":"since","start":348.91998,"end":349.15997,"confidence":0.99609375,"punctuated_word":"since","sentiment":"neutral","sentiment_score":-0.08888201415538788},{"word":"we","start":349.15997,"end":349.31998,"confidence":1.0,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.08200736343860626},{"word":"bought","start":349.31998,"end":349.56,"confidence":0.9951172,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":-0.11043516546487808},{"word":"this","start":349.56,"end":349.8,"confidence":0.9941406,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.16512130200862885},{"word":"house","start":349.8,"end":350.19998,"confidence":0.99902344,"punctuated_word":"house.","sentiment":"neutral","sentiment_score":-0.12644575536251068},{"word":"no","start":350.19998,"end":350.36,"confidence":0.9946289,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06547529995441437},{"word":"that's","start":350.36,"end":350.59998,"confidence":0.9226074,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.047624167054891586},{"word":"yeah","start":350.925,"end":351.085,"confidence":0.99609375,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.008537955582141876},{"word":"i","start":351.085,"end":351.245,"confidence":0.9980469,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.000425729900598526},{"word":"think","start":351.245,"end":351.405,"confidence":0.90283203,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.009969279170036316},{"word":"that's","start":351.405,"end":351.645,"confidence":0.99902344,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.0181403961032629},{"word":"about","start":351.645,"end":352.145,"confidence":0.99902344,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.07564615458250046},{"word":"it","start":358.925,"end":359.425,"confidence":0.9995117,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.004533074796199799},{"word":"definitely","start":360.04498,"end":360.54498,"confidence":0.9916992,"punctuated_word":"Definitely.","sentiment":"neutral","sentiment_score":0.003549653571099043},{"word":"no","start":368.14,"end":368.54,"confidence":0.829834,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08930878341197968},{"word":"nothing","start":368.54,"end":369.02002,"confidence":0.99609375,"punctuated_word":"Nothing","sentiment":"neutral","sentiment_score":-0.0953834503889084},{"word":"at","start":369.02002,"end":369.18002,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.06975071132183075},{"word":"all","start":369.18002,"end":369.68002,"confidence":0.9980469,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":-0.09712953865528108},{"word":"no","start":370.14,"end":370.64,"confidence":0.99609375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.16562038660049438},{"word":"no","start":374.46002,"end":374.96002,"confidence":0.98950195,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11650046706199646},{"word":"no","start":375.1,"end":375.6,"confidence":0.9494629,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11522740125656128},{"word":"to","start":386.11502,"end":386.275,"confidence":0.8569336,"punctuated_word":"To","sentiment":"neutral","sentiment_score":-0.023730644956231117},{"word":"be","start":386.275,"end":386.435,"confidence":0.96533203,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.03462488204240799},{"word":"honest","start":386.435,"end":386.755,"confidence":0.99609375,"punctuated_word":"honest","sentiment":"neutral","sentiment_score":-0.036903806030750275},{"word":"with","start":386.755,"end":386.83502,"confidence":0.98095703,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.04004189372062683},{"word":"you","start":386.83502,"end":386.995,"confidence":0.9951172,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.03674652427434921},{"word":"i","start":386.995,"end":387.075,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.06474284082651138},{"word":"don't","start":387.075,"end":387.155,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.06609885394573212},{"word":"know","start":387.155,"end":387.315,"confidence":0.9951172,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.06977805495262146},{"word":"whether","start":387.315,"end":387.555,"confidence":0.9560547,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.06557431817054749},{"word":"we've","start":387.555,"end":387.715,"confidence":0.99609375,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.06244504079222679},{"word":"got","start":387.715,"end":387.875,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.05405016243457794},{"word":"a","start":387.875,"end":388.035,"confidence":0.97314453,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.042311329394578934},{"word":"power","start":388.035,"end":388.275,"confidence":0.99121094,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.061294201761484146},{"word":"of","start":388.275,"end":388.435,"confidence":0.99902344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04349300637841225},{"word":"attorney","start":388.435,"end":388.83502,"confidence":0.99902344,"punctuated_word":"attorney.","sentiment":"neutral","sentiment_score":-0.0701831579208374},{"word":"i","start":388.83502,"end":388.995,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02384435385465622},{"word":"know","start":388.995,"end":389.155,"confidence":1.0,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.02399594709277153},{"word":"we've","start":389.155,"end":389.315,"confidence":0.9926758,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.0142087209969759},{"word":"got","start":389.315,"end":389.555,"confidence":0.9980469,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.02446621283888817},{"word":"our","start":389.555,"end":389.715,"confidence":0.99316406,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.03534414619207382},{"word":"wills","start":389.715,"end":390.035,"confidence":0.90722656,"punctuated_word":"wills","sentiment":"neutral","sentiment_score":-0.03013640828430653},{"word":"and","start":390.035,"end":390.195,"confidence":0.92822266,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.035973791033029556},{"word":"everything","start":390.195,"end":390.695,"confidence":0.9733887,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":-0.03653477132320404},{"word":"i","start":392.035,"end":392.195,"confidence":0.71728516,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0475095696747303},{"word":"actually","start":392.195,"end":392.515,"confidence":0.62646484,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.04389495030045509},{"word":"think","start":392.515,"end":392.755,"confidence":0.9951172,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.05338427796959877},{"word":"my","start":392.755,"end":392.915,"confidence":1.0,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.050300173461437225},{"word":"brother","start":392.915,"end":393.155,"confidence":1.0,"punctuated_word":"brother","sentiment":"neutral","sentiment_score":-0.1058092713356018},{"word":"is","start":393.155,"end":393.315,"confidence":0.99609375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.046215832233428955},{"word":"my","start":393.315,"end":393.475,"confidence":0.57910156,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.0463726744055748},{"word":"our","start":393.555,"end":393.715,"confidence":0.99316406,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.034583739936351776},{"word":"power","start":393.715,"end":393.95502,"confidence":0.99902344,"punctuated_word":"power","sentiment":"neutral","sentiment_score":-0.022573255002498627},{"word":"of","start":393.95502,"end":394.11502,"confidence":0.9951172,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01936967298388481},{"word":"attorney","start":394.11502,"end":394.515,"confidence":0.94799805,"punctuated_word":"attorney,","sentiment":"neutral","sentiment_score":-0.026637140661478043},{"word":"but","start":394.515,"end":394.83,"confidence":0.8220215,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.04880505800247192},{"word":"honestly","start":395.31,"end":395.62997,"confidence":0.9995117,"punctuated_word":"honestly,","sentiment":"neutral","sentiment_score":-0.07642774283885956},{"word":"i'd","start":395.62997,"end":395.78998,"confidence":0.98535156,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.06855295598506927},{"word":"have","start":395.78998,"end":396.03,"confidence":1.0,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.07784444093704224},{"word":"to","start":396.03,"end":396.11,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06958514451980591},{"word":"check","start":396.11,"end":396.34998,"confidence":0.99853516,"punctuated_word":"check.","sentiment":"neutral","sentiment_score":-0.09069320559501648},{"word":"i'm","start":396.34998,"end":396.50998,"confidence":1.0,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.1492874026298523},{"word":"not","start":396.50998,"end":396.59,"confidence":1.0,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1123785600066185},{"word":"a","start":396.59,"end":396.75,"confidence":0.98828125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13470731675624847},{"word":"100%","start":396.75,"end":397.31,"confidence":0.9980469,"punctuated_word":"100%","sentiment":"neutral","sentiment_score":-0.12017862498760223},{"word":"sure","start":397.31,"end":397.81,"confidence":1.0,"punctuated_word":"sure.","sentiment":"neutral","sentiment_score":-0.105333149433136},{"word":"no","start":406.99,"end":407.49,"confidence":0.88427734,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1115386113524437},{"word":"no","start":407.62997,"end":408.12997,"confidence":0.8937988,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.22345075011253357},{"word":"no","start":408.27,"end":408.705,"confidence":0.97021484,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.35746490955352783},{"word":"no","start":409.025,"end":409.525,"confidence":0.9926758,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.17838549613952637},{"word":"yep","start":417.025,"end":417.525,"confidence":0.86083984,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.023328498005867004},{"word":"yep","start":419.905,"end":420.22498,"confidence":0.99316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0699407160282135},{"word":"that's","start":420.22498,"end":420.54498,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.114699125289917},{"word":"correct","start":420.54498,"end":420.865,"confidence":0.9904785,"punctuated_word":"correct.","sentiment":"neutral","sentiment_score":0.1070774719119072},{"word":"unless","start":420.865,"end":421.185,"confidence":0.96240234,"punctuated_word":"Unless","sentiment":"neutral","sentiment_score":-0.012350954115390778},{"word":"something","start":421.185,"end":421.425,"confidence":0.9472656,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.02924419939517975},{"word":"happens","start":421.425,"end":421.82498,"confidence":0.9970703,"punctuated_word":"happens","sentiment":"neutral","sentiment_score":-0.00303533673286438},{"word":"obviously","start":421.82498,"end":422.22498,"confidence":0.59228516,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.05459573119878769},{"word":"to","start":422.22498,"end":422.38498,"confidence":0.9873047,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08830331265926361},{"word":"me","start":422.38498,"end":422.625,"confidence":1.0,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.13330811262130737},{"word":"and","start":422.625,"end":422.78497,"confidence":0.99609375,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0954560935497284},{"word":"him","start":422.78497,"end":422.94498,"confidence":0.92871094,"punctuated_word":"him,","sentiment":"neutral","sentiment_score":0.11553298681974412},{"word":"then","start":422.94498,"end":423.185,"confidence":0.9980469,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06682799756526947},{"word":"it","start":423.185,"end":423.26498,"confidence":1.0,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0797729641199112},{"word":"goes","start":423.26498,"end":423.585,"confidence":0.99902344,"punctuated_word":"goes","sentiment":"neutral","sentiment_score":0.08838993310928345},{"word":"to","start":423.585,"end":423.745,"confidence":0.9614258,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08794773370027542},{"word":"our","start":423.745,"end":423.82498,"confidence":0.9902344,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.0741904079914093},{"word":"kids","start":423.82498,"end":424.29,"confidence":0.9472656,"punctuated_word":"kids.","sentiment":"neutral","sentiment_score":0.09967884421348572},{"word":"yep","start":433.57,"end":434.07,"confidence":0.95336914,"punctuated_word":"Yep.","sentiment":"positive","sentiment_score":0.4234243333339691},{"word":"perfect","start":436.69,"end":437.19,"confidence":0.9970703,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4862474501132965},{"word":"yep","start":455.18997,"end":455.68997,"confidence":0.96362305,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.047575443983078},{"word":"yes","start":466.62997,"end":467.12997,"confidence":0.9921875,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.08293747156858444},{"word":"correct","start":467.18997,"end":467.68997,"confidence":0.9980469,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.12299048900604248},{"word":"yep","start":469.665,"end":470.165,"confidence":0.982666,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0951528549194336},{"word":"yep","start":470.865,"end":471.365,"confidence":0.9279785,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13977600634098053},{"word":"no","start":476.865,"end":477.025,"confidence":0.89575195,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.10684631764888763},{"word":"i","start":477.025,"end":477.10498,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.13066242635250092},{"word":"don't","start":477.10498,"end":477.345,"confidence":0.9995117,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.13584618270397186},{"word":"think","start":477.345,"end":477.585,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.17268206179141998},{"word":"so","start":477.585,"end":477.745,"confidence":0.967041,"punctuated_word":"so.","sentiment":"neutral","sentiment_score":-0.12653934955596924},{"word":"not","start":477.745,"end":477.905,"confidence":0.9838867,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.14540539681911469},{"word":"at","start":477.905,"end":478.065,"confidence":1.0,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1426505595445633},{"word":"this","start":478.065,"end":478.225,"confidence":0.9970703,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.17538262903690338},{"word":"stage","start":478.225,"end":478.465,"confidence":0.9951172,"punctuated_word":"stage.","sentiment":"neutral","sentiment_score":-0.16221284866333008},{"word":"i","start":478.465,"end":478.54498,"confidence":0.91845703,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1595883667469025},{"word":"gotta","start":478.54498,"end":478.785,"confidence":0.28198242,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.15486198663711548},{"word":"get","start":478.785,"end":478.945,"confidence":0.99316406,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.15829023718833923},{"word":"this","start":478.945,"end":479.10498,"confidence":0.7841797,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.13812074065208435},{"word":"house","start":479.10498,"end":479.425,"confidence":0.9921875,"punctuated_word":"house","sentiment":"neutral","sentiment_score":-0.1906648427248001},{"word":"renovated","start":479.425,"end":479.925,"confidence":0.99609375,"punctuated_word":"renovated","sentiment":"neutral","sentiment_score":-0.2246364653110504},{"word":"first","start":479.985,"end":480.485,"confidence":0.99902344,"punctuated_word":"first.","sentiment":"neutral","sentiment_score":-0.20491546392440796},{"word":"yes","start":483.17,"end":483.65002,"confidence":0.98217773,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.05829734355211258},{"word":"yes","start":483.65002,"end":483.89,"confidence":0.9995117,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.0751660168170929},{"word":"yes","start":483.89,"end":484.37003,"confidence":0.9975586,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09567897021770476},{"word":"we're","start":484.37003,"end":484.61002,"confidence":0.9758301,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.10314765572547913},{"word":"halfway","start":484.61002,"end":485.01,"confidence":0.99316406,"punctuated_word":"halfway","sentiment":"neutral","sentiment_score":0.1686604917049408},{"word":"there","start":485.01,"end":485.25,"confidence":0.9777832,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.1472826600074768},{"word":"we","start":485.25,"end":485.41,"confidence":0.9951172,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.102863647043705},{"word":"just","start":485.41,"end":485.57,"confidence":0.8183594,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1179262027144432},{"word":"got","start":485.57,"end":485.65002,"confidence":0.8432617,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.047056689858436584},{"word":"a","start":485.65002,"end":485.73,"confidence":0.9921875,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05023938789963722},{"word":"little","start":485.73,"end":485.97,"confidence":1.0,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.023388899862766262},{"word":"bit","start":485.97,"end":486.13,"confidence":0.99902344,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.012896791100502014},{"word":"more","start":486.13,"end":486.29,"confidence":1.0,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.034276291728019714},{"word":"to","start":486.29,"end":486.45,"confidence":0.9941406,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.02806144952774048},{"word":"go","start":486.45,"end":486.95,"confidence":1.0,"punctuated_word":"go.","sentiment":"neutral","sentiment_score":0.08322964608669281},{"word":"listen","start":492.45,"end":492.85,"confidence":0.73217773,"punctuated_word":"Listen.","sentiment":"neutral","sentiment_score":0.021471913903951645},{"word":"if","start":492.85,"end":493.01,"confidence":0.9980469,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.07919314503669739},{"word":"i","start":493.01,"end":493.09003,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07377326488494873},{"word":"get","start":493.09003,"end":493.41,"confidence":0.9980469,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.14278319478034973},{"word":"my","start":493.41,"end":493.65002,"confidence":0.9941406,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.1077110916376114},{"word":"way","start":493.65002,"end":494.05002,"confidence":0.99658203,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.16367913782596588},{"word":"i'll","start":494.05002,"end":494.37003,"confidence":1.0,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.18181686103343964},{"word":"have","start":494.37003,"end":494.61002,"confidence":0.99902344,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.24196714162826535},{"word":"it","start":494.61002,"end":494.69,"confidence":0.9980469,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.17733868956565857},{"word":"finished","start":494.69,"end":495.09003,"confidence":0.99902344,"punctuated_word":"finished","sentiment":"neutral","sentiment_score":0.16387172043323517},{"word":"in","start":495.09003,"end":495.25,"confidence":0.99902344,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1665010154247284},{"word":"the","start":495.25,"end":495.41,"confidence":1.0,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1489526629447937},{"word":"next","start":495.41,"end":495.91,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.08647805452346802},{"word":"twelve","start":495.995,"end":496.39502,"confidence":1.0,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.1112639307975769},{"word":"months","start":496.39502,"end":496.635,"confidence":0.99609375,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":0.1028626412153244},{"word":"if","start":496.635,"end":496.95502,"confidence":0.9970703,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.12596577405929563},{"word":"matthew","start":496.95502,"end":497.275,"confidence":0.92822266,"punctuated_word":"Matthew","sentiment":"neutral","sentiment_score":0.1544114351272583},{"word":"gets","start":497.275,"end":497.595,"confidence":0.9448242,"punctuated_word":"gets","sentiment":"neutral","sentiment_score":0.16282908618450165},{"word":"his","start":497.595,"end":497.755,"confidence":0.9980469,"punctuated_word":"his","sentiment":"neutral","sentiment_score":0.1216438040137291},{"word":"way","start":497.755,"end":497.995,"confidence":0.9880371,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":0.18082758784294128},{"word":"it'll","start":497.995,"end":498.155,"confidence":0.85498047,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":0.16622458398342133},{"word":"be","start":498.155,"end":498.315,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.17111775279045105},{"word":"the","start":498.315,"end":498.475,"confidence":0.9902344,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11512136459350586},{"word":"next","start":498.475,"end":498.715,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.10496731102466585},{"word":"ten","start":498.715,"end":498.95502,"confidence":1.0,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.11719849705696106},{"word":"years","start":498.95502,"end":499.435,"confidence":0.9733887,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.09598872810602188},{"word":"so","start":499.435,"end":499.935,"confidence":0.9951172,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.05386322736740112},{"word":"yep","start":502.475,"end":502.975,"confidence":0.94417316,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":-0.038265880197286606},{"word":"that's","start":506.715,"end":506.95502,"confidence":0.9926758,"punctuated_word":"That's","sentiment":"negative","sentiment_score":-0.38693326711654663},{"word":"exactly","start":506.95502,"end":507.45502,"confidence":0.99902344,"punctuated_word":"exactly","sentiment":"negative","sentiment_score":-0.37378278374671936},{"word":"how","start":507.595,"end":507.83502,"confidence":1.0,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.2240097373723984},{"word":"it","start":507.83502,"end":507.995,"confidence":0.99902344,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.15332725644111633},{"word":"is","start":507.995,"end":508.495,"confidence":0.9995117,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.09469911456108092},{"word":"oh","start":510.23502,"end":510.39502,"confidence":0.9111328,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.06243359670042992},{"word":"dear","start":510.39502,"end":510.89502,"confidence":0.95654297,"punctuated_word":"dear.","sentiment":"neutral","sentiment_score":0.07437945902347565},{"word":"yeah","start":521.83,"end":522.33,"confidence":0.82958984,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06091076508164406},{"word":"oh","start":524.065,"end":524.305,"confidence":0.729126,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.12008709460496902},{"word":"i'd","start":524.305,"end":524.545,"confidence":0.9995117,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.1621118187904358},{"word":"love","start":524.545,"end":524.705,"confidence":0.99902344,"punctuated_word":"love","sentiment":"neutral","sentiment_score":0.25434988737106323},{"word":"to","start":524.705,"end":524.865,"confidence":0.99902344,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24730998277664185},{"word":"do","start":524.865,"end":525.02496,"confidence":0.99902344,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.28253573179244995},{"word":"it","start":525.02496,"end":525.145,"confidence":0.99609375,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24681217968463895},{"word":"a","start":525.145,"end":525.265,"confidence":1.0,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2553436756134033},{"word":"lot","start":525.265,"end":525.58496,"confidence":1.0,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":0.24180886149406433},{"word":"earlier","start":525.58496,"end":526.08496,"confidence":0.9182129,"punctuated_word":"earlier,","sentiment":"neutral","sentiment_score":0.1815621703863144},{"word":"but","start":526.14496,"end":526.625,"confidence":1.0,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.17316091060638428},{"word":"i","start":526.625,"end":526.705,"confidence":0.8701172,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13539615273475647},{"word":"guess","start":526.705,"end":527.105,"confidence":0.9980469,"punctuated_word":"guess","sentiment":"neutral","sentiment_score":0.14653661847114563},{"word":"60","start":527.105,"end":527.425,"confidence":0.4091797,"punctuated_word":"60","sentiment":"neutral","sentiment_score":0.2274969518184662},{"word":"is","start":527.425,"end":527.58496,"confidence":0.8076172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1451992392539978},{"word":"probably","start":527.58496,"end":528.065,"confidence":0.9980469,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.21538594365119937},{"word":"more","start":528.065,"end":528.565,"confidence":0.99902344,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.12769564986228943},{"word":"more","start":529.345,"end":529.845,"confidence":0.96972656,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.14932113885879517},{"word":"more","start":530.225,"end":530.46497,"confidence":0.96533203,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.1482289880514145},{"word":"a","start":530.46497,"end":530.545,"confidence":0.9165039,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2248275876045227},{"word":"goal","start":530.545,"end":530.865,"confidence":0.9863281,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":0.1940259486436844},{"word":"at","start":530.865,"end":531.02496,"confidence":0.99316406,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.21625034511089325},{"word":"this","start":531.02496,"end":531.265,"confidence":0.99609375,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.21887964010238647},{"word":"stage","start":531.265,"end":531.58496,"confidence":0.97021484,"punctuated_word":"stage,","sentiment":"neutral","sentiment_score":0.2385879009962082},{"word":"i","start":531.58496,"end":531.665,"confidence":1.0,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1792541891336441},{"word":"guess","start":531.665,"end":531.985,"confidence":0.9736328,"punctuated_word":"guess,","sentiment":"neutral","sentiment_score":0.1672307252883911},{"word":"than","start":531.985,"end":532.485,"confidence":0.90527344,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.13150140643119812},{"word":"sooner","start":532.865,"end":533.365,"confidence":0.93969727,"punctuated_word":"sooner.","sentiment":"neutral","sentiment_score":0.1226734071969986},{"word":"yeah","start":539.54004,"end":539.94,"confidence":0.8354492,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.023716654628515244},{"word":"yep","start":539.94,"end":540.44,"confidence":0.9812012,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10997366905212402},{"word":"yep","start":541.06,"end":541.56,"confidence":0.97094727,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19871173799037933},{"word":"yep","start":548.74,"end":549.24,"confidence":0.9484863,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20545820891857147},{"word":"so","start":551.495,"end":551.97504,"confidence":0.52001953,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0016121119260787964},{"word":"yeah","start":552.055,"end":552.375,"confidence":0.99658203,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.01477230340242386},{"word":"is","start":552.375,"end":552.615,"confidence":0.9873047,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.05648628994822502},{"word":"that","start":552.615,"end":552.775,"confidence":0.99902344,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.05063880980014801},{"word":"that's","start":552.85504,"end":553.175,"confidence":0.9995117,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.1024026870727539},{"word":"not","start":553.175,"end":553.41504,"confidence":0.79345703,"punctuated_word":"not,","sentiment":"neutral","sentiment_score":-0.14891347289085388},{"word":"like","start":553.41504,"end":553.91504,"confidence":0.99853516,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1321016550064087},{"word":"combined","start":554.455,"end":554.955,"confidence":0.8508301,"punctuated_word":"combined,","sentiment":"neutral","sentiment_score":-0.11955776065587996},{"word":"is","start":555.015,"end":555.175,"confidence":1.0,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.05078793689608574},{"word":"it","start":555.175,"end":555.335,"confidence":0.9975586,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.09008367359638214},{"word":"because","start":555.335,"end":555.575,"confidence":0.99316406,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.17820492386817932},{"word":"i","start":555.575,"end":555.73505,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.24079707264900208},{"word":"probably","start":555.73505,"end":556.055,"confidence":0.9970703,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.28508132696151733},{"word":"wouldn't","start":556.055,"end":556.455,"confidence":1.0,"punctuated_word":"wouldn't","sentiment":"negative","sentiment_score":-0.4320164918899536},{"word":"spend","start":556.455,"end":556.775,"confidence":0.9741211,"punctuated_word":"spend","sentiment":"negative","sentiment_score":-0.3883848488330841},{"word":"that","start":556.775,"end":556.935,"confidence":0.8769531,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.5168184638023376},{"word":"god","start":557.015,"end":557.335,"confidence":0.7216797,"punctuated_word":"god.","sentiment":"negative","sentiment_score":-0.5244686603546143},{"word":"i","start":557.335,"end":557.41504,"confidence":0.99902344,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.4053012728691101},{"word":"would","start":557.41504,"end":557.655,"confidence":0.99902344,"punctuated_word":"would","sentiment":"negative","sentiment_score":-0.3817999958992005},{"word":"never","start":557.655,"end":557.895,"confidence":1.0,"punctuated_word":"never","sentiment":"negative","sentiment_score":-0.3671536445617676},{"word":"spend","start":557.895,"end":558.135,"confidence":0.9980469,"punctuated_word":"spend","sentiment":"negative","sentiment_score":-0.34932011365890503},{"word":"that","start":558.135,"end":558.29504,"confidence":1.0,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.36371201276779175},{"word":"much","start":558.29504,"end":558.455,"confidence":0.99902344,"punctuated_word":"much","sentiment":"negative","sentiment_score":-0.36614081263542175},{"word":"money","start":558.455,"end":558.775,"confidence":1.0,"punctuated_word":"money","sentiment":"negative","sentiment_score":-0.33786627650260925},{"word":"a","start":558.775,"end":558.85504,"confidence":0.6201172,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3270263075828552},{"word":"week","start":558.85504,"end":559.35504,"confidence":0.9941406,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":-0.3330337703227997},{"word":"yeah","start":561.495,"end":561.995,"confidence":0.9970703,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.014720149338245392},{"word":"even","start":562.135,"end":562.635,"confidence":0.6894531,"punctuated_word":"Even","sentiment":"neutral","sentiment_score":-0.007040336728096008},{"word":"about","start":563.655,"end":563.895,"confidence":0.578125,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.006685810163617134},{"word":"1,000","start":563.895,"end":564.455,"confidence":0.9589844,"punctuated_word":"1,000.","sentiment":"neutral","sentiment_score":0.024469546973705292},{"word":"yeah","start":564.455,"end":564.775,"confidence":0.9797363,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06714922934770584},{"word":"that","start":564.775,"end":564.935,"confidence":0.96435547,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.08237915486097336},{"word":"would","start":564.935,"end":565.09503,"confidence":1.0,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.19214344024658203},{"word":"be","start":565.09503,"end":565.335,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.17313441634178162},{"word":"sufficient","start":565.335,"end":565.835,"confidence":0.99853516,"punctuated_word":"sufficient.","sentiment":"neutral","sentiment_score":0.15712419152259827},{"word":"yep","start":566.135,"end":566.43,"confidence":0.89575195,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12705755233764648},{"word":"yep","start":574.02997,"end":574.52997,"confidence":0.9147949,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13536296784877777},{"word":"yep","start":580.58997,"end":581.08997,"confidence":0.95581055,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.24374333024024963},{"word":"yeah","start":584.875,"end":585.275,"confidence":0.98339844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.16620385646820068},{"word":"yeah","start":585.275,"end":585.775,"confidence":0.9658203,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.17481234669685364},{"word":"yep","start":592.555,"end":593.055,"confidence":0.9975586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11746051162481308},{"word":"yeah","start":603.6,"end":604.1,"confidence":0.76782227,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04072051495313645},{"word":"okay","start":609.6,"end":610.1,"confidence":0.9904785,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.06335574388504028},{"word":"yep","start":610.32,"end":610.82,"confidence":0.9970703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17732959985733032},{"word":"yep","start":625.595,"end":626.095,"confidence":0.9926758,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03561755269765854},{"word":"probably","start":636.76996,"end":637.17,"confidence":0.7578125,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.05355921760201454},{"word":"high","start":637.17,"end":637.67,"confidence":0.9448242,"punctuated_word":"high.","sentiment":"neutral","sentiment_score":-0.0645328015089035},{"word":"i","start":637.73,"end":637.81,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03411624953150749},{"word":"think","start":637.81,"end":638.05,"confidence":1.0,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.026022370904684067},{"word":"that's","start":638.05,"end":638.20996,"confidence":0.99853516,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.01572222262620926},{"word":"what","start":638.20996,"end":638.45,"confidence":0.9980469,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.036746200174093246},{"word":"i","start":638.45,"end":638.61,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03324612230062485},{"word":"was","start":638.61,"end":638.93,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.03113152831792831},{"word":"before","start":638.93,"end":639.41,"confidence":0.9733887,"punctuated_word":"before.","sentiment":"neutral","sentiment_score":-0.026089627295732495},{"word":"yep","start":639.41,"end":639.91,"confidence":0.9807129,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02702279202640057},{"word":"yep","start":642.025,"end":642.525,"confidence":0.9790039,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12602365016937256},{"word":"yep","start":643.22504,"end":643.72504,"confidence":0.9370117,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03992700204253197},{"word":"yep","start":659.76,"end":660.26,"confidence":0.99658203,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.11702825129032136},{"word":"yep","start":668.56,"end":669.06,"confidence":0.99902344,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02291351556777954},{"word":"i","start":689.63,"end":689.70996,"confidence":0.64453125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.014662016183137894},{"word":"probably","start":689.70996,"end":689.94995,"confidence":0.83935547,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.019051633775234222},{"word":"just","start":689.94995,"end":690.11,"confidence":0.9941406,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.03619791939854622},{"word":"sit","start":690.11,"end":690.26996,"confidence":0.546875,"punctuated_word":"sit","sentiment":"neutral","sentiment_score":-0.01921025663614273},{"word":"and","start":690.26996,"end":690.43,"confidence":0.93408203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.022066332399845123},{"word":"hold","start":690.43,"end":690.82996,"confidence":1.0,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.018740981817245483},{"word":"for","start":690.82996,"end":691.07,"confidence":0.8330078,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.02472463995218277},{"word":"five","start":691.07,"end":691.57,"confidence":0.98657227,"punctuated_word":"five.","sentiment":"neutral","sentiment_score":-0.014375125989317894},{"word":"yep","start":692.50995,"end":693.00995,"confidence":0.8457031,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.12175866216421127},{"word":"yes","start":700.635,"end":701.135,"confidence":0.8137207,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.09893731772899628},{"word":"no","start":722.61005,"end":722.85004,"confidence":0.76904297,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.18026094138622284},{"word":"i'm","start":722.85004,"end":723.09,"confidence":0.9995117,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.16034942865371704},{"word":"pretty","start":723.09,"end":723.49,"confidence":1.0,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.17339862883090973},{"word":"optimistic","start":723.49,"end":723.99,"confidence":0.9995117,"punctuated_word":"optimistic.","sentiment":"neutral","sentiment_score":-0.18836602568626404},{"word":"i'd","start":724.29004,"end":724.45,"confidence":0.9519043,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.11170972883701324},{"word":"probably","start":724.45,"end":724.77,"confidence":0.99902344,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.1056060791015625},{"word":"be","start":724.77,"end":724.93,"confidence":0.9873047,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.07068350911140442},{"word":"more","start":724.93,"end":725.09,"confidence":0.99316406,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.2124483585357666},{"word":"stressed","start":725.09,"end":725.41003,"confidence":0.9921875,"punctuated_word":"stressed","sentiment":"neutral","sentiment_score":-0.2598416209220886},{"word":"if","start":725.41003,"end":725.57,"confidence":0.9970703,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0987493097782135},{"word":"i","start":725.57,"end":725.65,"confidence":0.99902344,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11107346415519714},{"word":"was","start":725.65,"end":725.89,"confidence":0.99902344,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.10485799610614777},{"word":"at","start":725.89,"end":726.05005,"confidence":0.99121094,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.09894516319036484},{"word":"retirement","start":726.05005,"end":726.53,"confidence":0.99316406,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":-0.051748741418123245},{"word":"age","start":726.53,"end":726.85004,"confidence":0.876709,"punctuated_word":"age,","sentiment":"neutral","sentiment_score":-0.07598748803138733},{"word":"but","start":726.85004,"end":727.35004,"confidence":0.8654785,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.06332316994667053},{"word":"yeah","start":727.53503,"end":727.85504,"confidence":0.8544922,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.040626320987939835},{"word":"no","start":727.85504,"end":728.35504,"confidence":0.82128906,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.20465412735939023},{"word":"good","start":728.41504,"end":728.575,"confidence":0.9941406,"punctuated_word":"Good","sentiment":"neutral","sentiment_score":-0.11981302499771118},{"word":"at","start":728.575,"end":728.655,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1741182804107666},{"word":"the","start":728.655,"end":728.73505,"confidence":0.9970703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14292588829994202},{"word":"moment","start":728.73505,"end":729.23505,"confidence":1.0,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.12268388271331788},{"word":"yep","start":732.895,"end":733.395,"confidence":0.83325195,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.021571975201368332},{"word":"yep","start":740.255,"end":740.755,"confidence":0.99194336,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0041854167357087135},{"word":"yep","start":745.25,"end":745.75,"confidence":0.98217773,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.21291330456733704},{"word":"no","start":750.69,"end":751.09,"confidence":0.9250488,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.16231802105903623},{"word":"not","start":751.09,"end":751.33,"confidence":0.9941406,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.17491120100021362},{"word":"really","start":751.33,"end":751.73004,"confidence":0.99365234,"punctuated_word":"really.","sentiment":"neutral","sentiment_score":-0.1276586353778839},{"word":"no","start":751.73004,"end":752.23004,"confidence":0.99609375,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.17930135130882263},{"word":"yep","start":760.315,"end":760.815,"confidence":0.9946289,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07381758093833923},{"word":"yep","start":764.315,"end":764.815,"confidence":0.99609375,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14292222261428833},{"word":"yep","start":773.05,"end":773.55,"confidence":0.9980469,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14960995316505432},{"word":"yep","start":797.91,"end":798.41,"confidence":0.96191406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11819785833358765},{"word":"yep","start":812.435,"end":812.67505,"confidence":0.74731445,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09057776629924774},{"word":"yep","start":812.67505,"end":813.17505,"confidence":0.9328613,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07907464355230331},{"word":"yeah","start":817.395,"end":817.715,"confidence":0.90527344,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.102887861430645},{"word":"that's","start":817.715,"end":818.03503,"confidence":0.98999023,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.16906771063804626},{"word":"fine","start":818.03503,"end":818.53503,"confidence":0.99853516,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.1783117949962616},{"word":"yep","start":829.41,"end":829.91,"confidence":0.8781738,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02745334804058075},{"word":"no","start":831.81,"end":832.05,"confidence":0.8796387,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09049351513385771},{"word":"no","start":832.05,"end":832.52997,"confidence":0.8913574,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09474391490221024},{"word":"i'm","start":832.52997,"end":833.02997,"confidence":0.74243164,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.08580024540424347},{"word":"freeing","start":834.37,"end":834.69,"confidence":0.24523926,"punctuated_word":"freeing","sentiment":"neutral","sentiment_score":-0.034247592091560364},{"word":"my","start":834.69,"end":834.85,"confidence":0.9091797,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.06360206007957458},{"word":"circle","start":834.85,"end":835.25,"confidence":0.70703125,"punctuated_word":"circle","sentiment":"neutral","sentiment_score":-0.03420258313417435},{"word":"off","start":835.25,"end":835.41,"confidence":0.7976074,"punctuated_word":"off,","sentiment":"neutral","sentiment_score":-0.04648260027170181},{"word":"to","start":835.41,"end":835.56995,"confidence":1.0,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06038879603147507},{"word":"be","start":835.56995,"end":835.64996,"confidence":0.99902344,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.06506791710853577},{"word":"honest","start":835.64996,"end":835.97,"confidence":0.99902344,"punctuated_word":"honest","sentiment":"neutral","sentiment_score":-0.05568927899003029},{"word":"with","start":835.97,"end":836.12994,"confidence":0.9980469,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.06908164918422699},{"word":"you","start":836.12994,"end":836.62994,"confidence":0.99902344,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.0764462947845459},{"word":"i","start":837.00995,"end":837.08997,"confidence":0.9472656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0750841572880745},{"word":"was","start":837.08997,"end":837.25,"confidence":0.98535156,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.0598611906170845},{"word":"just","start":837.25,"end":837.49,"confidence":1.0,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05181826651096344},{"word":"down","start":837.49,"end":837.73,"confidence":0.76171875,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.061701904982328415},{"word":"in","start":837.73,"end":837.88995,"confidence":0.9248047,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09606263041496275},{"word":"our","start":837.88995,"end":838.05,"confidence":0.47094727,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.10770029574632645},{"word":"shed","start":838.05,"end":838.55,"confidence":0.9941406,"punctuated_word":"shed.","sentiment":"neutral","sentiment_score":-0.04383751377463341},{"word":"i","start":839.685,"end":839.765,"confidence":0.99316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.018107663840055466},{"word":"can","start":839.765,"end":840.245,"confidence":0.9902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.001004137098789215},{"word":"i","start":840.245,"end":840.405,"confidence":0.87158203,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.009947657585144045},{"word":"can","start":840.405,"end":840.565,"confidence":0.99902344,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.00193130224943161},{"word":"have","start":840.565,"end":840.805,"confidence":0.9921875,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.010157082229852676},{"word":"i'll","start":840.965,"end":841.125,"confidence":0.99365234,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.011911170557141304},{"word":"just","start":841.125,"end":841.365,"confidence":0.99902344,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.011283881962299349},{"word":"jump","start":841.365,"end":841.525,"confidence":0.97509766,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":-0.008228849619626999},{"word":"on","start":841.525,"end":841.765,"confidence":0.98291016,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.0090801902115345},{"word":"my","start":841.765,"end":841.925,"confidence":0.99902344,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.014498332515358925},{"word":"phone","start":841.925,"end":842.425,"confidence":0.9296875,"punctuated_word":"phone?","sentiment":"neutral","sentiment_score":-0.008798591792583466},{"word":"hang","start":842.48505,"end":842.72504,"confidence":0.9580078,"punctuated_word":"Hang","sentiment":"neutral","sentiment_score":-0.003833286464214325},{"word":"on","start":842.72504,"end":843.22504,"confidence":0.9941406,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":0.009235945530235767},{"word":"oh","start":844.72504,"end":844.885,"confidence":0.8286133,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":0.13724344968795776},{"word":"yep","start":844.885,"end":845.365,"confidence":0.9864909,"punctuated_word":"yep.","sentiment":"neutral","sentiment_score":0.10978758335113524},{"word":"there","start":845.365,"end":845.525,"confidence":0.9863281,"punctuated_word":"There","sentiment":"neutral","sentiment_score":0.06971243768930435},{"word":"we","start":845.525,"end":845.60504,"confidence":0.984375,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10513146221637726},{"word":"are","start":845.60504,"end":846.10504,"confidence":0.98535156,"punctuated_word":"are.","sentiment":"neutral","sentiment_score":0.1346828043460846},{"word":"yep","start":852.965,"end":853.465,"confidence":0.9916992,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.03953639417886734},{"word":"okay","start":865.4,"end":865.9,"confidence":0.9975586,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.19877436757087708},{"word":"cool","start":866.36,"end":866.86,"confidence":0.9880371,"punctuated_word":"Cool.","sentiment":"neutral","sentiment_score":0.3211979866027832},{"word":"yep","start":871.115,"end":871.615,"confidence":0.9946289,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15997791290283203},{"word":"yep","start":876.875,"end":877.375,"confidence":0.99902344,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06911339610815048},{"word":"yep","start":883.14,"end":883.64,"confidence":0.95043945,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1048109084367752},{"word":"yep","start":891.0825,"end":891.5825,"confidence":0.98583984,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13690981268882751},{"word":"yep","start":899.505,"end":900.005,"confidence":0.88134766,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18425481021404264},{"word":"yep","start":907.025,"end":907.525,"confidence":0.9753418,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.23764881491661072},{"word":"yep","start":912.67004,"end":913.17004,"confidence":0.76782227,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.19257405400276184},{"word":"wonderful","start":913.87,"end":914.37,"confidence":0.9790039,"punctuated_word":"Wonderful.","sentiment":"positive","sentiment_score":0.6838464736938477},{"word":"yeah","start":926.315,"end":926.715,"confidence":0.796875,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15404057502746582},{"word":"that's","start":926.715,"end":926.955,"confidence":0.99902344,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.23989269137382507},{"word":"fine","start":926.955,"end":927.355,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.2827299237251282},{"word":"thank","start":927.355,"end":927.59503,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.46557533740997314},{"word":"you","start":927.59503,"end":928.09503,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.3547053337097168},{"word":"yep","start":935.03503,"end":935.53503,"confidence":0.98168945,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04725769907236099},{"word":"yep","start":948.81,"end":949.31,"confidence":0.85424805,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.016915850341320038},{"word":"yep","start":964.95496,"end":965.45496,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.021121960133314133},{"word":"yep","start":986.825,"end":987.325,"confidence":0.91259766,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13135378062725067},{"word":"yep","start":989.625,"end":990.125,"confidence":0.99316406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07579095661640167},{"word":"yep","start":1008.05005,"end":1008.55005,"confidence":0.90966797,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10549114644527437},{"word":"yep","start":1022.23505,"end":1022.635,"confidence":0.98950195,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0633486658334732},{"word":"yeah","start":1022.635,"end":1022.955,"confidence":0.9880371,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.09538891911506651},{"word":"no","start":1022.955,"end":1023.11505,"confidence":0.99902344,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.11024419963359831},{"word":"worries","start":1023.11505,"end":1023.435,"confidence":1.0,"punctuated_word":"worries","sentiment":"neutral","sentiment_score":0.13017606735229492},{"word":"at","start":1023.435,"end":1023.59503,"confidence":0.99902344,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.12655311822891235},{"word":"all","start":1023.59503,"end":1024.05,"confidence":0.9995117,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.1801527589559555},{"word":"yep","start":1033.81,"end":1034.31,"confidence":0.9914551,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10156824439764024},{"word":"correct","start":1034.37,"end":1034.87,"confidence":0.73657227,"punctuated_word":"Correct.","sentiment":"neutral","sentiment_score":0.1680358648300171},{"word":"only","start":1039.005,"end":1039.3251,"confidence":0.78125,"punctuated_word":"Only","sentiment":"neutral","sentiment_score":0.012062352150678636},{"word":"on","start":1039.3251,"end":1039.5651,"confidence":0.98095703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.02884521521627903},{"word":"matthew's","start":1039.5651,"end":1039.9651,"confidence":0.6508789,"punctuated_word":"Matthew's","sentiment":"neutral","sentiment_score":0.05157008022069931},{"word":"there","start":1039.9651,"end":1040.2051,"confidence":0.6479492,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.08389298617839813},{"word":"the","start":1040.2051,"end":1040.285,"confidence":0.9980469,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05403889715671539},{"word":"other","start":1040.285,"end":1040.605,"confidence":1.0,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.05187132954597473},{"word":"day","start":1040.605,"end":1041.105,"confidence":0.9975586,"punctuated_word":"day.","sentiment":"neutral","sentiment_score":0.1085473895072937},{"word":"yes","start":1066.29,"end":1066.79,"confidence":0.6970215,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1299496442079544},{"word":"yep","start":1077.4349,"end":1077.9349,"confidence":0.9946289,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17915141582489014},{"word":"yep","start":1084.64,"end":1085.14,"confidence":0.9970703,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11807143688201904},{"word":"yep","start":1095.665,"end":1096.165,"confidence":0.98339844,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20304064452648163},{"word":"perfect","start":1096.545,"end":1097.045,"confidence":0.9926758,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.41900551319122314},{"word":"yep","start":1102.385,"end":1102.885,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10786046832799911},{"word":"yep","start":1111.85,"end":1112.35,"confidence":0.92749023,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.2681613862514496},{"word":"yep","start":1115.4501,"end":1115.9501,"confidence":0.9736328,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.13056665658950806},{"word":"no","start":1124.575,"end":1124.8151,"confidence":0.70703125,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.1926232874393463},{"word":"worries","start":1124.8151,"end":1125.215,"confidence":0.9980469,"punctuated_word":"worries","sentiment":"neutral","sentiment_score":0.20365625619888303},{"word":"at","start":1125.215,"end":1125.455,"confidence":0.9707031,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.20064926147460935},{"word":"all","start":1125.455,"end":1125.955,"confidence":1.0,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.28317755460739136},{"word":"yep","start":1134.735,"end":1135.235,"confidence":0.9904785,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18481189012527463},{"word":"yep","start":1180.335,"end":1180.735,"confidence":0.84350586,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15655313432216644},{"word":"perfect","start":1180.735,"end":1181.235,"confidence":0.9890137,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.3504188060760498},{"word":"thank","start":1181.375,"end":1181.615,"confidence":0.9980469,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.44011324644088745},{"word":"you","start":1181.615,"end":1182.115,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.3655445873737335},{"word":"no","start":1184.335,"end":1184.5751,"confidence":0.9782715,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.03741667792201042},{"word":"that's","start":1184.5751,"end":1184.8151,"confidence":0.9995117,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.15427811443805697},{"word":"all","start":1184.8151,"end":1184.975,"confidence":0.9980469,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.1577482372522354},{"word":"good","start":1184.975,"end":1185.475,"confidence":0.9995117,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.10621649771928789},{"word":"yep","start":1192.415,"end":1192.915,"confidence":0.9941406,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1469714641571045},{"word":"yep","start":1197.77,"end":1198.17,"confidence":0.9748535,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.20079267024993896},{"word":"now","start":1198.17,"end":1198.41,"confidence":0.8203125,"punctuated_word":"Now","sentiment":"positive","sentiment_score":0.3342794179916382},{"word":"that's","start":1198.41,"end":1198.65,"confidence":0.99609375,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.3711219429969787},{"word":"all","start":1198.65,"end":1198.81,"confidence":1.0,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.42435452342033386},{"word":"done","start":1198.81,"end":1199.05,"confidence":0.99902344,"punctuated_word":"done","sentiment":"positive","sentiment_score":0.43642809987068176},{"word":"for","start":1199.05,"end":1199.21,"confidence":1.0,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4442320764064789},{"word":"you","start":1199.21,"end":1199.71,"confidence":0.9946289,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.29826974868774414},{"word":"no","start":1206.17,"end":1206.33,"confidence":0.9885254,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.05518573522567749},{"word":"that's","start":1206.33,"end":1206.57,"confidence":0.9980469,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.109949491918087},{"word":"okay","start":1206.57,"end":1207.07,"confidence":0.9995117,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.06525777280330658},{"word":"yep","start":1214.245,"end":1214.745,"confidence":0.9812012,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07241553068161011},{"word":"probably","start":1219.045,"end":1219.545,"confidence":0.4708252,"punctuated_word":"Probably,","sentiment":"neutral","sentiment_score":0.03926625102758408},{"word":"i've","start":1220.58,"end":1220.74,"confidence":0.9970703,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.05171075463294983},{"word":"got","start":1220.74,"end":1220.82,"confidence":0.84472656,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.04383072257041931},{"word":"a","start":1220.82,"end":1220.9,"confidence":0.89453125,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06676428765058517},{"word":"heap","start":1220.9,"end":1221.2999,"confidence":0.52001953,"punctuated_word":"heap","sentiment":"neutral","sentiment_score":0.07813309133052826},{"word":"of","start":1221.2999,"end":1221.46,"confidence":0.9970703,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.05769531428813934},{"word":"kids","start":1221.46,"end":1221.7799,"confidence":0.80126953,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":0.05052502825856209},{"word":"sport","start":1221.7799,"end":1222.02,"confidence":0.5209961,"punctuated_word":"sport","sentiment":"neutral","sentiment_score":0.040931396186351776},{"word":"next","start":1222.02,"end":1222.34,"confidence":0.9980469,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.025644492357969284},{"word":"week","start":1222.34,"end":1222.84,"confidence":0.99902344,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.02802472934126854},{"word":"i","start":1223.5399,"end":1223.7799,"confidence":0.9316406,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.008003558963537216},{"word":"could","start":1223.7799,"end":1224.2799,"confidence":1.0,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.010781701654195786},{"word":"is","start":1224.74,"end":1224.98,"confidence":0.9951172,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.01011745259165764},{"word":"next","start":1224.98,"end":1225.2999,"confidence":1.0,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.012761333957314491},{"word":"wednesday","start":1225.2999,"end":1225.7999,"confidence":1.0,"punctuated_word":"Wednesday","sentiment":"neutral","sentiment_score":0.022025007754564285},{"word":"okay","start":1226.02,"end":1226.52,"confidence":0.99560547,"punctuated_word":"okay?","sentiment":"neutral","sentiment_score":0.035023175179958344},{"word":"yep","start":1233.7799,"end":1234.26,"confidence":0.9123535,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06527500599622726},{"word":"no","start":1234.26,"end":1234.4199,"confidence":0.9577637,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":0.028765708208084103},{"word":"wednesday","start":1234.4199,"end":1234.9199,"confidence":1.0,"punctuated_word":"Wednesday","sentiment":"neutral","sentiment_score":0.03464572876691818},{"word":"would","start":1234.98,"end":1235.14,"confidence":0.9921875,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.02633516490459442},{"word":"be","start":1235.14,"end":1235.2999,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.02918246015906334},{"word":"good","start":1235.2999,"end":1235.745,"confidence":0.98168945,"punctuated_word":"good.","sentiment":"neutral","sentiment_score":0.030582774430513385},{"word":"yeah","start":1236.785,"end":1237.285,"confidence":0.95336914,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03821643814444542},{"word":"yeah","start":1237.905,"end":1238.305,"confidence":0.9472656,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.047260235995054245},{"word":"anytime","start":1238.305,"end":1238.805,"confidence":0.74780273,"punctuated_word":"Anytime","sentiment":"neutral","sentiment_score":0.042731061577796936},{"word":"after","start":1239.345,"end":1239.585,"confidence":0.9980469,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.03918490931391716},{"word":"09:00","start":1239.585,"end":1240.225,"confidence":1.0,"punctuated_word":"09:00","sentiment":"neutral","sentiment_score":0.05123249813914299},{"word":"will","start":1240.225,"end":1240.385,"confidence":0.9741211,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.04779509827494621},{"word":"be","start":1240.385,"end":1240.545,"confidence":1.0,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.044265661388635635},{"word":"fine","start":1240.545,"end":1241.045,"confidence":1.0,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.05559181421995163},{"word":"i","start":1252.3099,"end":1252.47,"confidence":0.90722656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.047303251922130585},{"word":"might","start":1252.47,"end":1252.71,"confidence":0.99609375,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.051235172897577286},{"word":"do","start":1252.71,"end":1252.95,"confidence":1.0,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04242369160056114},{"word":"09:30","start":1252.95,"end":1253.51,"confidence":1.0,"punctuated_word":"09:30","sentiment":"neutral","sentiment_score":0.04328472539782524},{"word":"if","start":1253.51,"end":1253.67,"confidence":0.5761719,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.0431249663233757},{"word":"that's","start":1253.67,"end":1253.91,"confidence":1.0,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.04454147815704346},{"word":"okay","start":1253.91,"end":1254.41,"confidence":0.9562988,"punctuated_word":"okay.","sentiment":"neutral","sentiment_score":0.044784218072891235},{"word":"yep","start":1255.4299,"end":1255.9299,"confidence":0.99853516,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10034336894750596},{"word":"yeah","start":1267.905,"end":1268.225,"confidence":0.78125,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026973508298397064},{"word":"no","start":1268.225,"end":1268.385,"confidence":0.98828125,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.030452825129032135},{"word":"worries","start":1268.385,"end":1268.885,"confidence":0.9909668,"punctuated_word":"worries.","sentiment":"neutral","sentiment_score":0.014213011600077152},{"word":"i","start":1275.585,"end":1275.745,"confidence":0.96972656,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08999145030975342},{"word":"know","start":1275.745,"end":1276.145,"confidence":0.9645996,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.10074245929718018},{"word":"it's","start":1276.145,"end":1276.385,"confidence":0.99609375,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.3050059378147125},{"word":"horrible","start":1276.385,"end":1276.785,"confidence":0.8666992,"punctuated_word":"horrible,","sentiment":"neutral","sentiment_score":-0.2432054579257965},{"word":"isn't","start":1276.785,"end":1277.105,"confidence":0.9995117,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":-0.1555943638086319},{"word":"it","start":1277.105,"end":1277.58,"confidence":0.99853516,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":-0.12415826320648192},{"word":"no","start":1286.94,"end":1287.34,"confidence":0.98535156,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.161580428481102},{"word":"no","start":1287.34,"end":1287.58,"confidence":0.99560547,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.14796005189418793},{"word":"that's","start":1287.58,"end":1287.8999,"confidence":0.99853516,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.15200330317020416},{"word":"all","start":1287.8999,"end":1288.14,"confidence":0.9970703,"punctuated_word":"all","sentiment":"positive","sentiment_score":0.43826666474342346},{"word":"good","start":1288.14,"end":1288.38,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5607617497444153},{"word":"thank","start":1288.38,"end":1288.62,"confidence":1.0,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6652538776397705},{"word":"you","start":1288.62,"end":1289.1,"confidence":0.9995117,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.5621663928031921},{"word":"yep","start":1289.1,"end":1289.6,"confidence":0.9995117,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06519211828708649},{"word":"lovely","start":1289.74,"end":1290.24,"confidence":0.9995117,"punctuated_word":"Lovely.","sentiment":"neutral","sentiment_score":0.18198075890541077},{"word":"sounds","start":1294.925,"end":1295.245,"confidence":0.72216797,"punctuated_word":"Sounds","sentiment":"positive","sentiment_score":0.8266822099685669},{"word":"good","start":1295.245,"end":1295.645,"confidence":1.0,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.7781474590301514},{"word":"thank","start":1295.645,"end":1295.965,"confidence":0.99902344,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7222179770469666},{"word":"you","start":1295.965,"end":1296.465,"confidence":1.0,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.6995160579681396},{"word":"bye","start":1297.245,"end":1297.745,"confidence":0.97631836,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":0.22089986503124237},{"word":"bye","start":1298.685,"end":1299.185,"confidence":0.986084,"punctuated_word":"Bye.","sentiment":"neutral","sentiment_score":-0.11043466627597807}],"paragraphs":{"transcript":"\nHello? It is. How are you? Nice to talk to you. Yeah.\n\nPerfect. No problem at all. Yeah. No worries. Yeah.\n\nNo worries. It's Jane Marie Whitney nineteen to the third nineteen eighty four. 9 Girawayne Drive, Marangaroo, New South Wales 2790. No. Not too bad.\n\nCleaning up the house after the feral children. The joys. Yep. Yeah. No.\n\nIt's more just to catch up just to see if we can, obviously, make the most out of our super. Yeah. No worries. Yep. Yep.\n\nYep. Yep. It is. Yep. Yep.\n\nYep. Correct. Honestly, I go to Elevate probably up to five hours a week just depending on the week. And then as for the other two, I only do a couple hours here and there. So nothing too much.\n\nYes. Correct. Honestly, it's about probably 10 to 15,000 a year. It's not much. Yeah.\n\nYep. Yeah. I would yeah. I would say so. Yep.\n\nNo. No. That's it. I didn't do it this year. I actually completely forgot all about it, which I would normally do it.\n\nI just obviously got a bit sidetracked with everything else. So, yeah, I will be doing it, but just I haven't I didn't do it the last financial year. Yep. That would be great. Yep.\n\nYep. Yep. Yep. Yes. That will be great.\n\nThank you. Yeah. That is to be honest with you, I have no idea. It would be still up in the millions like, a million, I should say. Yeah.\n\nProbably about the same, I'd say. I you know, I don't really know. Sorry. No. Nothing on that one.\n\nYes. We still have it. Yes. Correct. Yep.\n\nYes. That's correct. Yep. Still have it. No.\n\nNo. No. Nothing since we bought this house. No. That's yeah.\n\nI think that's about it. Definitely. No. Nothing at all. No.\n\nNo. No. To be honest with you, I don't know whether we've got a power of attorney. I know we've got our wills and everything. I actually think my brother is my our power of attorney, but, honestly, I'd have to check.\n\nI'm not a 100% sure. No. No. No. No.\n\nYep. Yep. That's correct. Unless something happens obviously to me and him, then it goes to our kids. Yep.\n\nPerfect. Yep. Yes. Correct. Yep.\n\nYep. No. I don't think so. Not at this stage. I gotta get this house renovated first.\n\nYes. Yes. Yes. We're halfway there. We just got a little bit more to go.\n\nListen. If I get my way, I'll have it finished in the next twelve months. If Matthew gets his way, it'll be the next ten years. So yep. That's exactly how it is.\n\nOh, dear. Yeah. Oh, I'd love to do it a lot earlier, but I guess 60 is probably more more more a goal at this stage, I guess, than sooner. Yeah. Yep.\n\nYep. Yep. So yeah. Is that that's not, like, combined, is it? Because I probably wouldn't spend that god.\n\nI would never spend that much money a week. Yeah. Even about 1,000. Yeah. That would be sufficient.\n\nYep. Yep. Yep. Yeah. Yeah.\n\nYep. Yeah. Okay. Yep. Yep.\n\nProbably high. I think that's what I was before. Yep. Yep. Yep.\n\nYep. Yep. I probably just sit and hold for five. Yep. Yes.\n\nNo. I'm pretty optimistic. I'd probably be more stressed if I was at retirement age, but, yeah, no. Good at the moment. Yep.\n\nYep. Yep. No. Not really. No.\n\nYep. Yep. Yep. Yep. Yep.\n\nYep. Yeah. That's fine. Yep. No.\n\nNo. I'm freeing my circle off, to be honest with you. I was just down in our shed. I can I can have I'll just jump on my phone? Hang on.\n\nOh, yep. There we are. Yep. Okay. Cool.\n\nYep. Yep. Yep. Yep. Yep.\n\nYep. Yep. Wonderful. Yeah. That's fine.\n\nThank you. Yep. Yep. Yep. Yep.\n\nYep. Yep. Yep. Yeah. No worries at all.\n\nYep. Correct. Only on Matthew's there the other day. Yes. Yep.\n\nYep. Yep. Perfect. Yep. Yep.\n\nYep. No worries at all. Yep. Yep. Perfect.\n\nThank you. No. That's all good. Yep. Yep.\n\nNow that's all done for you. No. That's okay. Yep. Probably, I've got a heap of kids sport next week.\n\nI could is next Wednesday okay? Yep. No. Wednesday would be good. Yeah.\n\nYeah. Anytime after 09:00 will be fine. I might do 09:30 if that's okay. Yep. Yeah.\n\nNo worries. I know. It's horrible, isn't it? No. No.\n\nThat's all good. Thank you. Yep. Lovely. Sounds good.\n\nThank you. Bye. Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.16,"end":0.65999997,"sentiment":"neutral","sentiment_score":0.0445726215839386},{"text":"It is.","start":3.76,"end":4.24,"sentiment":"neutral","sentiment_score":0.19916849583387375},{"text":"How are you?","start":4.24,"end":4.98,"sentiment":"neutral","sentiment_score":0.2228992929061254},{"text":"Nice to talk to you.","start":9.12,"end":10.42,"sentiment":"positive","sentiment_score":0.7403414845466614},{"text":"Yeah.","start":16.675,"end":16.994999,"sentiment":"neutral","sentiment_score":0.216033399105072}],"sentiment":"positive","sentiment_score":0.41911235948403675,"num_words":12,"start":0.16,"end":16.994999},{"sentences":[{"text":"Perfect.","start":16.994999,"end":17.494999,"sentiment":"positive","sentiment_score":0.3770896792411804},{"text":"No problem at all.","start":17.555,"end":18.775,"sentiment":"neutral","sentiment_score":0.20300423353910446},{"text":"Yeah.","start":28.67,"end":28.91,"sentiment":"neutral","sentiment_score":0.03511834889650345},{"text":"No worries.","start":28.91,"end":29.650002,"sentiment":"neutral","sentiment_score":0.03197310119867325},{"text":"Yeah.","start":37.55,"end":37.870003,"sentiment":"neutral","sentiment_score":0.04242302477359772}],"sentiment":"neutral","sentiment_score":0.14784379882944954,"num_words":9,"start":16.994999,"end":37.870003},{"sentences":[{"text":"No worries.","start":37.870003,"end":38.43,"sentiment":"neutral","sentiment_score":0.052654292434453964},{"text":"It's Jane Marie Whitney nineteen to the third nineteen eighty four.","start":38.43,"end":41.585,"sentiment":"neutral","sentiment_score":0.039866104891354386},{"text":"9 Girawayne Drive, Marangaroo, New South Wales 2790.","start":41.585,"end":45.445,"sentiment":"neutral","sentiment_score":0.03648107487242669},{"text":"No.","start":49.505,"end":49.745,"sentiment":"neutral","sentiment_score":0.008609822019934654},{"text":"Not too bad.","start":49.745,"end":50.545,"sentiment":"neutral","sentiment_score":-0.011431939279039701}],"sentiment":"neutral","sentiment_score":0.03239993367344141,"num_words":25,"start":37.870003,"end":50.545},{"sentences":[{"text":"Cleaning up the house after the feral children.","start":50.545,"end":53.045,"sentiment":"neutral","sentiment_score":-0.02123760897666216},{"text":"The joys.","start":56.36,"end":57.100002,"sentiment":"positive","sentiment_score":0.3527117669582367},{"text":"Yep.","start":61.4,"end":61.9,"sentiment":"neutral","sentiment_score":0.06680801510810852},{"text":"Yeah.","start":81.43,"end":81.67,"sentiment":"neutral","sentiment_score":0.008081531152129173},{"text":"No.","start":81.67,"end":81.909996,"sentiment":"neutral","sentiment_score":-0.010466430336236954}],"sentiment":"neutral","sentiment_score":0.04614967523285976,"num_words":13,"start":50.545,"end":81.909996},{"sentences":[{"text":"It's more just to catch up just to see if we can, obviously, make the most out of our super.","start":81.909996,"end":86.81,"sentiment":"neutral","sentiment_score":0.06544173918664456},{"text":"Yeah.","start":99.245,"end":99.565,"sentiment":"neutral","sentiment_score":0.03870202973484993},{"text":"No worries.","start":99.565,"end":100.225,"sentiment":"neutral","sentiment_score":0.022605769336223602},{"text":"Yep.","start":104.765,"end":105.265,"sentiment":"neutral","sentiment_score":-0.0013380696764215827},{"text":"Yep.","start":113.270004,"end":113.770004,"sentiment":"neutral","sentiment_score":-0.00032734250999055803}],"sentiment":"neutral","sentiment_score":0.05564331759815104,"num_words":25,"start":81.909996,"end":113.770004},{"sentences":[{"text":"Yep.","start":115.270004,"end":115.770004,"sentiment":"neutral","sentiment_score":0.024004554376006126},{"text":"Yep.","start":123.67,"end":124.17,"sentiment":"neutral","sentiment_score":0.053416937589645386},{"text":"It is.","start":124.23,"end":124.875,"sentiment":"neutral","sentiment_score":0.06129429116845131},{"text":"Yep.","start":135.995,"end":136.495,"sentiment":"neutral","sentiment_score":0.11879603564739229},{"text":"Yep.","start":139.515,"end":139.755,"sentiment":"neutral","sentiment_score":0.0699370726943016}],"sentiment":"neutral","sentiment_score":0.064790530440708,"num_words":6,"start":115.270004,"end":139.755},{"sentences":[{"text":"Yep.","start":139.755,"end":140.155,"sentiment":"neutral","sentiment_score":0.07564256340265274},{"text":"Correct.","start":140.155,"end":140.655,"sentiment":"neutral","sentiment_score":0.16107192635536194},{"text":"Honestly, I go to Elevate probably up to five hours a week just depending on the week.","start":158.955,"end":165.615,"sentiment":"neutral","sentiment_score":0.040271522011607885},{"text":"And then as for the other two, I only do a couple hours here and there.","start":166.635,"end":169.855,"sentiment":"neutral","sentiment_score":0.009478829451836646},{"text":"So nothing too much.","start":171.65001,"end":172.87001,"sentiment":"neutral","sentiment_score":-0.017996208276599646}],"sentiment":"neutral","sentiment_score":0.025666841078931704,"num_words":39,"start":139.755,"end":172.87001},{"sentences":[{"text":"Yes.","start":179.17,"end":179.57,"sentiment":"neutral","sentiment_score":0.06479279696941376},{"text":"Correct.","start":179.57,"end":180.07,"sentiment":"neutral","sentiment_score":0.09832000732421876},{"text":"Honestly, it's about probably 10 to 15,000 a year.","start":198.01001,"end":201.69,"sentiment":"neutral","sentiment_score":-0.02833551996284061},{"text":"It's not much.","start":201.69,"end":202.59001,"sentiment":"neutral","sentiment_score":-0.1465681865811348},{"text":"Yeah.","start":205.85,"end":206.33,"sentiment":"neutral","sentiment_score":0.03221000358462334}],"sentiment":"neutral","sentiment_score":-0.033293428768714266,"num_words":15,"start":179.17,"end":206.33},{"sentences":[{"text":"Yep.","start":206.33,"end":206.83,"sentiment":"neutral","sentiment_score":0.0365145206451416},{"text":"Yeah.","start":210.89,"end":211.37001,"sentiment":"neutral","sentiment_score":0.018192442134022713},{"text":"I would yeah.","start":211.37001,"end":212.17001,"sentiment":"neutral","sentiment_score":0.015335835826893648},{"text":"I would say so.","start":212.17001,"end":213.255,"sentiment":"neutral","sentiment_score":0.027307522017508745},{"text":"Yep.","start":224.05501,"end":224.55501,"sentiment":"neutral","sentiment_score":0.012050258927047253}],"sentiment":"neutral","sentiment_score":0.02219948172569275,"num_words":10,"start":206.33,"end":224.55501},{"sentences":[{"text":"No.","start":225.255,"end":225.735,"sentiment":"neutral","sentiment_score":-0.007692297920584679},{"text":"No.","start":225.735,"end":225.975,"sentiment":"neutral","sentiment_score":-0.06197138875722885},{"text":"That's it.","start":225.975,"end":226.795,"sentiment":"neutral","sentiment_score":-0.04092849791049957},{"text":"I didn't do it this year.","start":233.91,"end":235.03,"sentiment":"neutral","sentiment_score":-0.14468648036321005},{"text":"I actually completely forgot all about it, which I would normally do it.","start":235.03,"end":238.63,"sentiment":"neutral","sentiment_score":-0.14786283671855927}],"sentiment":"neutral","sentiment_score":-0.12790680182692798,"num_words":23,"start":225.255,"end":238.63},{"sentences":[{"text":"I just obviously got a bit sidetracked with everything else.","start":238.63,"end":241.545,"sentiment":"neutral","sentiment_score":-0.24157320708036423},{"text":"So, yeah, I will be doing it, but just I haven't I didn't do it the last financial year.","start":241.785,"end":246.205,"sentiment":"neutral","sentiment_score":-0.1107682687671561},{"text":"Yep.","start":252.185,"end":252.58499,"sentiment":"neutral","sentiment_score":0.15721578896045685},{"text":"That would be great.","start":252.58499,"end":253.645,"sentiment":"positive","sentiment_score":0.3852896988391876},{"text":"Yep.","start":255.785,"end":256.285,"sentiment":"neutral","sentiment_score":0.04656518250703811}],"sentiment":"neutral","sentiment_score":-0.0792968403015818,"num_words":35,"start":238.63,"end":256.285},{"sentences":[{"text":"Yep.","start":257.39,"end":257.89,"sentiment":"neutral","sentiment_score":-0.0008933345670811832},{"text":"Yep.","start":266.83002,"end":267.33002,"sentiment":"neutral","sentiment_score":0.31976422667503357},{"text":"Yep.","start":273.895,"end":274.395,"sentiment":"neutral","sentiment_score":0.26773250102996826},{"text":"Yes.","start":276.775,"end":277.275,"sentiment":"neutral","sentiment_score":0.30527806282043457},{"text":"That will be great.","start":283.3,"end":284.25998,"sentiment":"positive","sentiment_score":0.7296851873397827}],"sentiment":"positive","sentiment_score":0.47632777566468576,"num_words":8,"start":257.39,"end":284.25998},{"sentences":[{"text":"Thank you.","start":284.25998,"end":285.08,"sentiment":"positive","sentiment_score":0.6309535205364227},{"text":"Yeah.","start":296.02,"end":296.25998,"sentiment":"neutral","sentiment_score":0.008813307620584965},{"text":"That is to be honest with you, I have no idea.","start":296.25998,"end":300.635,"sentiment":"neutral","sentiment_score":-0.08005845309658484},{"text":"It would be still up in the millions like, a million, I should say.","start":301.095,"end":305.11502,"sentiment":"neutral","sentiment_score":-0.04993687277393682},{"text":"Yeah.","start":305.495,"end":305.815,"sentiment":"neutral","sentiment_score":0.0030724434182047844}],"sentiment":"neutral","sentiment_score":-0.01055056588916943,"num_words":29,"start":284.25998,"end":305.815},{"sentences":[{"text":"Probably about the same, I'd say.","start":305.815,"end":307.575,"sentiment":"neutral","sentiment_score":-0.01115188313027223},{"text":"I you know, I don't really know.","start":307.575,"end":308.935,"sentiment":"neutral","sentiment_score":-0.041997376031109264},{"text":"Sorry.","start":308.935,"end":309.435,"sentiment":"neutral","sentiment_score":-0.08065652847290039},{"text":"No.","start":315.74002,"end":316.06003,"sentiment":"neutral","sentiment_score":-0.06435468047857285},{"text":"Nothing on that one.","start":316.06003,"end":317.28003,"sentiment":"neutral","sentiment_score":-0.05162383709102869}],"sentiment":"neutral","sentiment_score":-0.037494709911315066,"num_words":19,"start":305.815,"end":317.28003},{"sentences":[{"text":"Yes.","start":319.98,"end":320.30002,"sentiment":"neutral","sentiment_score":0.02424138225615025},{"text":"We still have it.","start":320.30002,"end":321.44,"sentiment":"neutral","sentiment_score":0.022432599682360888},{"text":"Yes.","start":325.80502,"end":326.20502,"sentiment":"neutral","sentiment_score":0.03353322297334671},{"text":"Correct.","start":326.20502,"end":326.685,"sentiment":"neutral","sentiment_score":0.04759177565574646},{"text":"Yep.","start":326.685,"end":327.185,"sentiment":"neutral","sentiment_score":0.030221378430724144}],"sentiment":"neutral","sentiment_score":0.02816476975567639,"num_words":8,"start":319.98,"end":327.185},{"sentences":[{"text":"Yes.","start":330.36502,"end":330.765,"sentiment":"neutral","sentiment_score":0.0391421802341938},{"text":"That's correct.","start":330.765,"end":331.505,"sentiment":"neutral","sentiment_score":0.05783358961343765},{"text":"Yep.","start":336.59998,"end":336.95996,"sentiment":"neutral","sentiment_score":0.009603964164853096},{"text":"Still have it.","start":336.95996,"end":339.37997,"sentiment":"neutral","sentiment_score":-0.0005908375605940819},{"text":"No.","start":340.43997,"end":340.84,"sentiment":"neutral","sentiment_score":-0.051536694169044495}],"sentiment":"neutral","sentiment_score":0.013888014596886933,"num_words":8,"start":330.36502,"end":340.84},{"sentences":[{"text":"No.","start":340.84,"end":341.34,"sentiment":"neutral","sentiment_score":-0.056423477828502655},{"text":"No.","start":348.03998,"end":348.43997,"sentiment":"neutral","sentiment_score":-0.07993406057357788},{"text":"Nothing since we bought this house.","start":348.43997,"end":350.19998,"sentiment":"neutral","sentiment_score":-0.11226121584574382},{"text":"No.","start":350.19998,"end":350.36,"sentiment":"neutral","sentiment_score":-0.06547529995441437},{"text":"That's yeah.","start":350.36,"end":351.085,"sentiment":"neutral","sentiment_score":-0.02808106131851673}],"sentiment":"neutral","sentiment_score":-0.08468747782436284,"num_words":11,"start":340.84,"end":351.085},{"sentences":[{"text":"I think that's about it.","start":351.085,"end":359.425,"sentiment":"neutral","sentiment_score":0.01992969699203968},{"text":"Definitely.","start":360.04498,"end":360.54498,"sentiment":"neutral","sentiment_score":0.003549653571099043},{"text":"No.","start":368.14,"end":368.54,"sentiment":"neutral","sentiment_score":-0.08930878341197968},{"text":"Nothing at all.","start":368.54,"end":369.68002,"sentiment":"neutral","sentiment_score":-0.08742123345534007},{"text":"No.","start":370.14,"end":370.64,"sentiment":"neutral","sentiment_score":-0.16562038660049438}],"sentiment":"neutral","sentiment_score":-0.03763588471338153,"num_words":11,"start":351.085,"end":370.64},{"sentences":[{"text":"No.","start":374.46002,"end":374.96002,"sentiment":"neutral","sentiment_score":-0.11650046706199646},{"text":"No.","start":375.1,"end":375.6,"sentiment":"neutral","sentiment_score":-0.11522740125656128},{"text":"To be honest with you, I don't know whether we've got a power of attorney.","start":386.11502,"end":388.83502,"sentiment":"neutral","sentiment_score":-0.05146791450679302},{"text":"I know we've got our wills and everything.","start":388.83502,"end":390.695,"sentiment":"neutral","sentiment_score":-0.02806304395198822},{"text":"I actually think my brother is my our power of attorney, but, honestly, I'd have to check.","start":392.035,"end":396.34998,"sentiment":"neutral","sentiment_score":-0.05462112387313562}],"sentiment":"neutral","sentiment_score":-0.0513526200804682,"num_words":42,"start":374.46002,"end":396.34998},{"sentences":[{"text":"I'm not a 100% sure.","start":396.34998,"end":397.81,"sentiment":"neutral","sentiment_score":-0.1243770107626915},{"text":"No.","start":406.99,"end":407.49,"sentiment":"neutral","sentiment_score":-0.1115386113524437},{"text":"No.","start":407.62997,"end":408.12997,"sentiment":"neutral","sentiment_score":-0.22345075011253357},{"text":"No.","start":408.27,"end":408.705,"sentiment":"negative","sentiment_score":-0.35746490955352783},{"text":"No.","start":409.025,"end":409.525,"sentiment":"neutral","sentiment_score":-0.17838549613952637}],"sentiment":"neutral","sentiment_score":-0.16585831344127655,"num_words":9,"start":396.34998,"end":409.525},{"sentences":[{"text":"Yep.","start":417.025,"end":417.525,"sentiment":"neutral","sentiment_score":0.023328498005867004},{"text":"Yep.","start":419.905,"end":420.22498,"sentiment":"neutral","sentiment_score":0.0699407160282135},{"text":"That's correct.","start":420.22498,"end":420.865,"sentiment":"neutral","sentiment_score":0.1108882986009121},{"text":"Unless something happens obviously to me and him, then it goes to our kids.","start":420.865,"end":424.29,"sentiment":"neutral","sentiment_score":0.06709811623607363},{"text":"Yep.","start":433.57,"end":434.07,"sentiment":"positive","sentiment_score":0.4234243333339691}],"sentiment":"neutral","sentiment_score":0.08830756694078445,"num_words":19,"start":417.025,"end":434.07},{"sentences":[{"text":"Perfect.","start":436.69,"end":437.19,"sentiment":"positive","sentiment_score":0.4862474501132965},{"text":"Yep.","start":455.18997,"end":455.68997,"sentiment":"neutral","sentiment_score":0.047575443983078},{"text":"Yes.","start":466.62997,"end":467.12997,"sentiment":"neutral","sentiment_score":0.08293747156858444},{"text":"Correct.","start":467.18997,"end":467.68997,"sentiment":"neutral","sentiment_score":0.12299048900604248},{"text":"Yep.","start":469.665,"end":470.165,"sentiment":"neutral","sentiment_score":0.0951528549194336}],"sentiment":"neutral","sentiment_score":0.166980741918087,"num_words":5,"start":436.69,"end":470.165},{"sentences":[{"text":"Yep.","start":470.865,"end":471.365,"sentiment":"neutral","sentiment_score":0.13977600634098053},{"text":"No.","start":476.865,"end":477.025,"sentiment":"neutral","sentiment_score":-0.10684631764888763},{"text":"I don't think so.","start":477.025,"end":477.745,"sentiment":"neutral","sentiment_score":-0.1414325051009655},{"text":"Not at this stage.","start":477.745,"end":478.465,"sentiment":"neutral","sentiment_score":-0.15641285851597786},{"text":"I gotta get this house renovated first.","start":478.465,"end":480.485,"sentiment":"neutral","sentiment_score":-0.17586830045495713}],"sentiment":"neutral","sentiment_score":-0.1405605805270812,"num_words":17,"start":470.865,"end":480.485},{"sentences":[{"text":"Yes.","start":483.17,"end":483.65002,"sentiment":"neutral","sentiment_score":0.05829734355211258},{"text":"Yes.","start":483.65002,"end":483.89,"sentiment":"neutral","sentiment_score":0.0751660168170929},{"text":"Yes.","start":483.89,"end":484.37003,"sentiment":"neutral","sentiment_score":0.09567897021770476},{"text":"We're halfway there.","start":484.37003,"end":485.25,"sentiment":"neutral","sentiment_score":0.13969693581263223},{"text":"We just got a little bit more to go.","start":485.25,"end":486.95,"sentiment":"neutral","sentiment_score":0.05554877842466036}],"sentiment":"neutral","sentiment_score":0.07654480958978335,"num_words":15,"start":483.17,"end":486.95},{"sentences":[{"text":"Listen.","start":492.45,"end":492.85,"sentiment":"neutral","sentiment_score":0.021471913903951645},{"text":"If I get my way, I'll have it finished in the next twelve months.","start":492.85,"end":496.635,"sentiment":"neutral","sentiment_score":0.1391566108380045},{"text":"If Matthew gets his way, it'll be the next ten years.","start":496.635,"end":499.435,"sentiment":"neutral","sentiment_score":0.13784508407115936},{"text":"So yep.","start":499.435,"end":502.975,"sentiment":"neutral","sentiment_score":0.007798673585057259},{"text":"That's exactly how it is.","start":506.715,"end":508.495,"sentiment":"neutral","sentiment_score":-0.24655043184757233}],"sentiment":"neutral","sentiment_score":0.06875168419245517,"num_words":33,"start":492.45,"end":508.495},{"sentences":[{"text":"Oh, dear.","start":510.23502,"end":510.89502,"sentiment":"neutral","sentiment_score":0.06840652786195278},{"text":"Yeah.","start":521.83,"end":522.33,"sentiment":"neutral","sentiment_score":0.06091076508164406},{"text":"Oh, I'd love to do it a lot earlier, but I guess 60 is probably more more more a goal at this stage, I guess, than sooner.","start":524.065,"end":533.365,"sentiment":"neutral","sentiment_score":0.19087311653075395},{"text":"Yeah.","start":539.54004,"end":539.94,"sentiment":"neutral","sentiment_score":-0.023716654628515244},{"text":"Yep.","start":539.94,"end":540.44,"sentiment":"neutral","sentiment_score":0.10997366905212402}],"sentiment":"neutral","sentiment_score":0.16992359317373484,"num_words":32,"start":510.23502,"end":540.44},{"sentences":[{"text":"Yep.","start":541.06,"end":541.56,"sentiment":"neutral","sentiment_score":0.19871173799037933},{"text":"Yep.","start":548.74,"end":549.24,"sentiment":"neutral","sentiment_score":0.20545820891857147},{"text":"So yeah.","start":551.495,"end":552.375,"sentiment":"neutral","sentiment_score":-0.006580095738172532},{"text":"Is that that's not, like, combined, is it?","start":552.375,"end":555.335,"sentiment":"neutral","sentiment_score":-0.09387153573334217},{"text":"Because I probably wouldn't spend that god.","start":555.335,"end":557.335,"sentiment":"negative","sentiment_score":-0.3665388269083841}],"sentiment":"neutral","sentiment_score":-0.15398601677856946,"num_words":19,"start":541.06,"end":557.335},{"sentences":[{"text":"I would never spend that much money a week.","start":557.335,"end":559.35504,"sentiment":"negative","sentiment_score":-0.3590393563111623},{"text":"Yeah.","start":561.495,"end":561.995,"sentiment":"neutral","sentiment_score":-0.014720149338245392},{"text":"Even about 1,000.","start":562.135,"end":564.455,"sentiment":"neutral","sentiment_score":0.008038340136408806},{"text":"Yeah.","start":564.455,"end":564.775,"sentiment":"neutral","sentiment_score":0.06714922934770584},{"text":"That would be sufficient.","start":564.775,"end":565.835,"sentiment":"neutral","sentiment_score":0.15119530074298382}],"sentiment":"neutral","sentiment_score":-0.1416682724116577,"num_words":18,"start":557.335,"end":565.835},{"sentences":[{"text":"Yep.","start":566.135,"end":566.43,"sentiment":"neutral","sentiment_score":0.12705755233764648},{"text":"Yep.","start":574.02997,"end":574.52997,"sentiment":"neutral","sentiment_score":0.13536296784877777},{"text":"Yep.","start":580.58997,"end":581.08997,"sentiment":"neutral","sentiment_score":0.24374333024024963},{"text":"Yeah.","start":584.875,"end":585.275,"sentiment":"neutral","sentiment_score":0.16620385646820068},{"text":"Yeah.","start":585.275,"end":585.775,"sentiment":"neutral","sentiment_score":0.17481234669685364}],"sentiment":"neutral","sentiment_score":0.16943601071834563,"num_words":5,"start":566.135,"end":585.775},{"sentences":[{"text":"Yep.","start":592.555,"end":593.055,"sentiment":"neutral","sentiment_score":0.11746051162481308},{"text":"Yeah.","start":603.6,"end":604.1,"sentiment":"neutral","sentiment_score":0.04072051495313645},{"text":"Okay.","start":609.6,"end":610.1,"sentiment":"neutral","sentiment_score":0.06335574388504028},{"text":"Yep.","start":610.32,"end":610.82,"sentiment":"neutral","sentiment_score":0.17732959985733032},{"text":"Yep.","start":625.595,"end":626.095,"sentiment":"neutral","sentiment_score":0.03561755269765854}],"sentiment":"neutral","sentiment_score":0.08689678460359573,"num_words":5,"start":592.555,"end":626.095},{"sentences":[{"text":"Probably high.","start":636.76996,"end":637.67,"sentiment":"neutral","sentiment_score":-0.05904600955545902},{"text":"I think that's what I was before.","start":637.73,"end":639.41,"sentiment":"neutral","sentiment_score":-0.029010617307254245},{"text":"Yep.","start":639.41,"end":639.91,"sentiment":"neutral","sentiment_score":0.02702279202640057},{"text":"Yep.","start":642.025,"end":642.525,"sentiment":"neutral","sentiment_score":0.12602365016937256},{"text":"Yep.","start":643.22504,"end":643.72504,"sentiment":"neutral","sentiment_score":0.03992700204253197}],"sentiment":"neutral","sentiment_score":-0.010682741335282723,"num_words":12,"start":636.76996,"end":643.72504},{"sentences":[{"text":"Yep.","start":659.76,"end":660.26,"sentiment":"neutral","sentiment_score":-0.11702825129032136},{"text":"Yep.","start":668.56,"end":669.06,"sentiment":"neutral","sentiment_score":0.02291351556777954},{"text":"I probably just sit and hold for five.","start":689.63,"end":691.57,"sentiment":"neutral","sentiment_score":-0.021128613268956542},{"text":"Yep.","start":692.50995,"end":693.00995,"sentiment":"neutral","sentiment_score":0.12175866216421127},{"text":"Yes.","start":700.635,"end":701.135,"sentiment":"neutral","sentiment_score":0.09893731772899628}],"sentiment":"neutral","sentiment_score":-0.0035373051650822163,"num_words":12,"start":659.76,"end":701.135},{"sentences":[{"text":"No.","start":722.61005,"end":722.85004,"sentiment":"neutral","sentiment_score":-0.18026094138622284},{"text":"I'm pretty optimistic.","start":722.85004,"end":723.99,"sentiment":"neutral","sentiment_score":-0.17403802772363028},{"text":"I'd probably be more stressed if I was at retirement age, but, yeah, no.","start":724.29004,"end":728.35504,"sentiment":"neutral","sentiment_score":-0.11501821982009071},{"text":"Good at the moment.","start":728.41504,"end":729.23505,"sentiment":"neutral","sentiment_score":-0.13988526910543442},{"text":"Yep.","start":732.895,"end":733.395,"sentiment":"neutral","sentiment_score":0.021571975201368332}],"sentiment":"neutral","sentiment_score":-0.12393909579385883,"num_words":23,"start":722.61005,"end":733.395},{"sentences":[{"text":"Yep.","start":740.255,"end":740.755,"sentiment":"neutral","sentiment_score":0.0041854167357087135},{"text":"Yep.","start":745.25,"end":745.75,"sentiment":"neutral","sentiment_score":0.21291330456733704},{"text":"No.","start":750.69,"end":751.09,"sentiment":"neutral","sentiment_score":-0.16231802105903623},{"text":"Not really.","start":751.09,"end":751.73004,"sentiment":"neutral","sentiment_score":-0.15128491818904877},{"text":"No.","start":751.73004,"end":752.23004,"sentiment":"neutral","sentiment_score":-0.17930135130882263}],"sentiment":"neutral","sentiment_score":-0.07118174790715177,"num_words":6,"start":740.255,"end":752.23004},{"sentences":[{"text":"Yep.","start":760.315,"end":760.815,"sentiment":"neutral","sentiment_score":0.07381758093833923},{"text":"Yep.","start":764.315,"end":764.815,"sentiment":"neutral","sentiment_score":0.14292222261428833},{"text":"Yep.","start":773.05,"end":773.55,"sentiment":"neutral","sentiment_score":0.14960995316505432},{"text":"Yep.","start":797.91,"end":798.41,"sentiment":"neutral","sentiment_score":0.11819785833358765},{"text":"Yep.","start":812.435,"end":812.67505,"sentiment":"neutral","sentiment_score":0.09057776629924774}],"sentiment":"neutral","sentiment_score":0.11502507627010346,"num_words":5,"start":760.315,"end":812.67505},{"sentences":[{"text":"Yep.","start":812.67505,"end":813.17505,"sentiment":"neutral","sentiment_score":0.07907464355230331},{"text":"Yeah.","start":817.395,"end":817.715,"sentiment":"neutral","sentiment_score":0.102887861430645},{"text":"That's fine.","start":817.715,"end":818.53503,"sentiment":"neutral","sentiment_score":0.17368975281715393},{"text":"Yep.","start":829.41,"end":829.91,"sentiment":"neutral","sentiment_score":0.02745334804058075},{"text":"No.","start":831.81,"end":832.05,"sentiment":"neutral","sentiment_score":-0.09049351513385771}],"sentiment":"neutral","sentiment_score":0.0777169739206632,"num_words":6,"start":812.67505,"end":832.05},{"sentences":[{"text":"No.","start":832.05,"end":832.52997,"sentiment":"neutral","sentiment_score":-0.09474391490221024},{"text":"I'm freeing my circle off, to be honest with you.","start":832.52997,"end":836.62994,"sentiment":"neutral","sentiment_score":-0.05910090170800686},{"text":"I was just down in our shed.","start":837.00995,"end":838.55,"sentiment":"neutral","sentiment_score":-0.07086656561919621},{"text":"I can I can have I'll just jump on my phone?","start":839.685,"end":842.425,"sentiment":"neutral","sentiment_score":-0.009540805423801596},{"text":"Hang on.","start":842.48505,"end":843.22504,"sentiment":"neutral","sentiment_score":0.002701329533010721}],"sentiment":"neutral","sentiment_score":-0.04133435780362737,"num_words":31,"start":832.05,"end":843.22504},{"sentences":[{"text":"Oh, yep.","start":844.72504,"end":845.365,"sentiment":"neutral","sentiment_score":0.12351551651954651},{"text":"There we are.","start":845.365,"end":846.10504,"sentiment":"neutral","sentiment_score":0.10317556808392207},{"text":"Yep.","start":852.965,"end":853.465,"sentiment":"neutral","sentiment_score":0.03953639417886734},{"text":"Okay.","start":865.4,"end":865.9,"sentiment":"neutral","sentiment_score":0.19877436757087708},{"text":"Cool.","start":866.36,"end":866.86,"sentiment":"neutral","sentiment_score":0.3211979866027832}],"sentiment":"neutral","sentiment_score":0.13950831070542336,"num_words":8,"start":844.72504,"end":866.86},{"sentences":[{"text":"Yep.","start":871.115,"end":871.615,"sentiment":"neutral","sentiment_score":0.15997791290283203},{"text":"Yep.","start":876.875,"end":877.375,"sentiment":"neutral","sentiment_score":0.06911339610815048},{"text":"Yep.","start":883.14,"end":883.64,"sentiment":"neutral","sentiment_score":0.1048109084367752},{"text":"Yep.","start":891.0825,"end":891.5825,"sentiment":"neutral","sentiment_score":0.13690981268882751},{"text":"Yep.","start":899.505,"end":900.005,"sentiment":"neutral","sentiment_score":0.18425481021404264}],"sentiment":"neutral","sentiment_score":0.1310133680701256,"num_words":5,"start":871.115,"end":900.005},{"sentences":[{"text":"Yep.","start":907.025,"end":907.525,"sentiment":"neutral","sentiment_score":0.23764881491661072},{"text":"Yep.","start":912.67004,"end":913.17004,"sentiment":"neutral","sentiment_score":0.19257405400276184},{"text":"Wonderful.","start":913.87,"end":914.37,"sentiment":"positive","sentiment_score":0.6838464736938477},{"text":"Yeah.","start":926.315,"end":926.715,"sentiment":"neutral","sentiment_score":0.15404057502746582},{"text":"That's fine.","start":926.715,"end":927.355,"sentiment":"neutral","sentiment_score":0.2613113075494766}],"sentiment":"neutral","sentiment_score":0.2984554221232732,"num_words":6,"start":907.025,"end":927.355},{"sentences":[{"text":"Thank you.","start":927.355,"end":928.09503,"sentiment":"positive","sentiment_score":0.41014033555984497},{"text":"Yep.","start":935.03503,"end":935.53503,"sentiment":"neutral","sentiment_score":0.04725769907236099},{"text":"Yep.","start":948.81,"end":949.31,"sentiment":"neutral","sentiment_score":0.016915850341320038},{"text":"Yep.","start":964.95496,"end":965.45496,"sentiment":"neutral","sentiment_score":0.021121960133314133},{"text":"Yep.","start":986.825,"end":987.325,"sentiment":"neutral","sentiment_score":0.13135378062725067}],"sentiment":"neutral","sentiment_score":0.17282166021565595,"num_words":6,"start":927.355,"end":987.325},{"sentences":[{"text":"Yep.","start":989.625,"end":990.125,"sentiment":"neutral","sentiment_score":0.07579095661640167},{"text":"Yep.","start":1008.05005,"end":1008.55005,"sentiment":"neutral","sentiment_score":0.10549114644527437},{"text":"Yep.","start":1022.23505,"end":1022.635,"sentiment":"neutral","sentiment_score":0.0633486658334732},{"text":"Yeah.","start":1022.635,"end":1022.955,"sentiment":"neutral","sentiment_score":0.09538891911506651},{"text":"No worries at all.","start":1022.955,"end":1024.05,"sentiment":"neutral","sentiment_score":0.13678153604269028}],"sentiment":"neutral","sentiment_score":0.11089322902262211,"num_words":8,"start":989.625,"end":1024.05},{"sentences":[{"text":"Yep.","start":1033.81,"end":1034.31,"sentiment":"neutral","sentiment_score":0.10156824439764024},{"text":"Correct.","start":1034.37,"end":1034.87,"sentiment":"neutral","sentiment_score":0.1680358648300171},{"text":"Only on Matthew's there the other day.","start":1039.005,"end":1041.105,"sentiment":"neutral","sentiment_score":0.05583260713943413},{"text":"Yes.","start":1066.29,"end":1066.79,"sentiment":"neutral","sentiment_score":0.1299496442079544},{"text":"Yep.","start":1077.4349,"end":1077.9349,"sentiment":"neutral","sentiment_score":0.17915141582489014}],"sentiment":"neutral","sentiment_score":0.08813940174877644,"num_words":11,"start":1033.81,"end":1077.9349},{"sentences":[{"text":"Yep.","start":1084.64,"end":1085.14,"sentiment":"neutral","sentiment_score":0.11807143688201904},{"text":"Yep.","start":1095.665,"end":1096.165,"sentiment":"neutral","sentiment_score":0.20304064452648163},{"text":"Perfect.","start":1096.545,"end":1097.045,"sentiment":"positive","sentiment_score":0.41900551319122314},{"text":"Yep.","start":1102.385,"end":1102.885,"sentiment":"neutral","sentiment_score":0.10786046832799911},{"text":"Yep.","start":1111.85,"end":1112.35,"sentiment":"neutral","sentiment_score":0.2681613862514496}],"sentiment":"neutral","sentiment_score":0.2232278898358345,"num_words":5,"start":1084.64,"end":1112.35},{"sentences":[{"text":"Yep.","start":1115.4501,"end":1115.9501,"sentiment":"neutral","sentiment_score":0.13056665658950806},{"text":"No worries at all.","start":1124.575,"end":1125.955,"sentiment":"neutral","sentiment_score":0.22002658993005753},{"text":"Yep.","start":1134.735,"end":1135.235,"sentiment":"neutral","sentiment_score":0.18481189012527463},{"text":"Yep.","start":1180.335,"end":1180.735,"sentiment":"neutral","sentiment_score":0.15655313432216644},{"text":"Perfect.","start":1180.735,"end":1181.235,"sentiment":"positive","sentiment_score":0.3504188060760498}],"sentiment":"neutral","sentiment_score":0.21280710585415363,"num_words":8,"start":1115.4501,"end":1181.235},{"sentences":[{"text":"Thank you.","start":1181.375,"end":1182.115,"sentiment":"positive","sentiment_score":0.4028289169073105},{"text":"No.","start":1184.335,"end":1184.5751,"sentiment":"neutral","sentiment_score":0.03741667792201042},{"text":"That's all good.","start":1184.5751,"end":1185.475,"sentiment":"neutral","sentiment_score":0.13941428313652673},{"text":"Yep.","start":1192.415,"end":1192.915,"sentiment":"neutral","sentiment_score":0.1469714641571045},{"text":"Yep.","start":1197.77,"end":1198.17,"sentiment":"neutral","sentiment_score":0.20079267024993896}],"sentiment":"neutral","sentiment_score":0.20113518694415689,"num_words":8,"start":1181.375,"end":1198.17},{"sentences":[{"text":"Now that's all done for you.","start":1198.17,"end":1199.71,"sentiment":"positive","sentiment_score":0.38478096822897595},{"text":"No.","start":1206.17,"end":1206.33,"sentiment":"neutral","sentiment_score":0.05518573522567749},{"text":"That's okay.","start":1206.33,"end":1207.07,"sentiment":"neutral","sentiment_score":0.08760363236069679},{"text":"Yep.","start":1214.245,"end":1214.745,"sentiment":"neutral","sentiment_score":0.07241553068161011},{"text":"Probably, I've got a heap of kids sport next week.","start":1219.045,"end":1222.84,"sentiment":"neutral","sentiment_score":0.04825260676443577}],"sentiment":"neutral","sentiment_score":0.15470102038234473,"num_words":20,"start":1198.17,"end":1222.84},{"sentences":[{"text":"I could is next Wednesday okay?","start":1223.5399,"end":1226.52,"sentiment":"neutral","sentiment_score":0.016452038350204628},{"text":"Yep.","start":1233.7799,"end":1234.26,"sentiment":"neutral","sentiment_score":0.06527500599622726},{"text":"No.","start":1234.26,"end":1234.4199,"sentiment":"neutral","sentiment_score":0.028765708208084103},{"text":"Wednesday would be good.","start":1234.4199,"end":1235.745,"sentiment":"neutral","sentiment_score":0.03018653206527233},{"text":"Yeah.","start":1236.785,"end":1237.285,"sentiment":"neutral","sentiment_score":0.03821643814444542}],"sentiment":"neutral","sentiment_score":0.027055039285467222,"num_words":13,"start":1223.5399,"end":1237.285},{"sentences":[{"text":"Yeah.","start":1237.905,"end":1238.305,"sentiment":"neutral","sentiment_score":0.047260235995054245},{"text":"Anytime after 09:00 will be fine.","start":1238.305,"end":1241.045,"sentiment":"neutral","sentiment_score":0.046800173819065094},{"text":"I might do 09:30 if that's okay.","start":1252.3099,"end":1254.41,"sentiment":"neutral","sentiment_score":0.04524250062448638},{"text":"Yep.","start":1255.4299,"end":1255.9299,"sentiment":"neutral","sentiment_score":0.10034336894750596},{"text":"Yeah.","start":1267.905,"end":1268.225,"sentiment":"neutral","sentiment_score":0.026973508298397064}],"sentiment":"neutral","sentiment_score":0.04825472878292203,"num_words":16,"start":1237.905,"end":1268.225},{"sentences":[{"text":"No worries.","start":1268.225,"end":1268.885,"sentiment":"neutral","sentiment_score":0.022332918364554644},{"text":"I know.","start":1275.585,"end":1276.145,"sentiment":"neutral","sentiment_score":-0.0953669548034668},{"text":"It's horrible, isn't it?","start":1276.145,"end":1277.58,"sentiment":"neutral","sentiment_score":-0.20699100568890572},{"text":"No.","start":1286.94,"end":1287.34,"sentiment":"neutral","sentiment_score":-0.161580428481102},{"text":"No.","start":1287.34,"end":1287.58,"sentiment":"neutral","sentiment_score":-0.14796005189418793}],"sentiment":"neutral","sentiment_score":-0.12835725760087371,"num_words":10,"start":1268.225,"end":1287.58},{"sentences":[{"text":"That's all good.","start":1287.58,"end":1288.38,"sentiment":"positive","sentiment_score":0.38367723921934765},{"text":"Thank you.","start":1288.38,"end":1289.1,"sentiment":"positive","sentiment_score":0.6137101352214813},{"text":"Yep.","start":1289.1,"end":1289.6,"sentiment":"neutral","sentiment_score":0.06519211828708649},{"text":"Lovely.","start":1289.74,"end":1290.24,"sentiment":"neutral","sentiment_score":0.18198075890541077},{"text":"Sounds good.","start":1294.925,"end":1295.645,"sentiment":"positive","sentiment_score":0.8024148344993591}],"sentiment":"positive","sentiment_score":0.47005050381024677,"num_words":9,"start":1287.58,"end":1295.645},{"sentences":[{"text":"Thank you.","start":1295.645,"end":1296.465,"sentiment":"positive","sentiment_score":0.7108670175075531},{"text":"Bye.","start":1297.245,"end":1297.745,"sentiment":"neutral","sentiment_score":0.22089986503124237},{"text":"Bye.","start":1298.685,"end":1299.185,"sentiment":"neutral","sentiment_score":-0.11043466627597807}],"sentiment":"positive","sentiment_score":0.3830498084425926,"num_words":4,"start":1295.645,"end":1299.185}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello?\n\nChannel 0: Good morning. Is this Jane?\n\nChannel 1: It is. How are you?\n\nChannel 0: Good. This is Veronica from HP Financial.\n\nChannel 1: Nice to talk to you.\n\nChannel 0: You too. I had you booked in to go over your under review. Is now still a good time for you?\n\nChannel 1: Yeah. Perfect. No\n\nChannel 0: Yeah.\n\nChannel 1: problem at all.\n\nChannel 0: Perfect. Now, Jane, before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's\n\nChannel 1: Yeah. No\n\nChannel 0: okay.\n\nChannel 1: worries.\n\nChannel 0: Perfect. And just for security purposes, could I please get you to confirm your full name, date of birth, and address, please?\n\nChannel 1: Yeah. No worries. It's Jane Marie Whitney nineteen to the third nineteen eighty four. 9 Girawayne Drive, Marangaroo, New South Wales 2790.\n\nChannel 0: Perfect. And how's your morning been so far? I've been busy?\n\nChannel 1: No. Not too bad.\n\nChannel 0: No.\n\nChannel 1: Cleaning up the house after the\n\nChannel 0: Oh,\n\nChannel 1: feral children.\n\nChannel 0: I can imagine.\n\nChannel 1: The joys.\n\nChannel 0: Jane, before I do kind of jump into things, I I do\n\nChannel 1: Yep.\n\nChannel 0: like to start by asking if there is anything specific that you are hoping to get out of the review today. Obviously, aside from reviewing your super investment similar to what we did with Matthew, any particular questions or anything that you would like me to focus a bit more on today or whether it's just kind of that bit of a catch up and see where everything's at?\n\nChannel 1: Yeah. No. It's more just to catch up just to see if we can, obviously, make the most out of our super.\n\nChannel 0: Yep. Yep. Beautiful. Now what I will do first is just to run through just a bit of an updated fact find with you just to see if there is anything major that has changed in your life\n\nChannel 1: Yeah. No worries.\n\nChannel 0: that might need mean that we have to make some changes to your advice as well. So just\n\nChannel 1: Yep.\n\nChannel 0: kind of bear with me as I go through this. Now, obviously, personal information. Still married to Matthew and\n\nChannel 1: Yep.\n\nChannel 0: already financial dependent.\n\nChannel 1: Yep.\n\nChannel 0: Yep. Perfect. Now employment wise, I have here that you have the three jobs. Is that still the case?\n\nChannel 1: Yep. It is.\n\nChannel 0: Yep. Perfect. So just so I have the right thing, your one of jobs is the Elevate Medical Hub, and then the second one is the Chris Green Plumbing\n\nChannel 1: Yep.\n\nChannel 0: and then working for your husband's company as well.\n\nChannel 1: Yep. Yep. Correct.\n\nChannel 0: Yep. Perfect. Now hours wise, has anything changed, or is it still about sixteen hours per week for your husband's company and the Elevate Medical Hub and then about one hour a week ish for the the plumbing, or has that changed?\n\nChannel 1: Honestly, I go to Elevate probably up to five hours a week just depending on the week.\n\nChannel 0: Yeah.\n\nChannel 1: And then as for the other two, I only do a couple hours here and there.\n\nChannel 0: Yeah.\n\nChannel 1: So nothing\n\nChannel 0: And\n\nChannel 1: too much.\n\nChannel 0: no. That is all good. And all jobs is kind of on a casual employment basis?\n\nChannel 1: Yes. Correct.\n\nChannel 0: Yeah. Okay. Perfect. And now, obviously, income wise, obviously, can bit depending on, obviously, how many hours you do. But, roughly, how much would you say your income is?\n\nAnd you can break it down into the three separate if you would like or just give me the total. It's up to\n\nChannel 1: Honestly, it's about probably 10 to 15,000 a year. It's not much.\n\nChannel 0: you. Okay. Yeah. Because I had here about 16 last time.\n\nChannel 1: Yeah. Yep.\n\nChannel 0: So it would be would you be more around that 15, would you\n\nChannel 1: Yeah. I would\n\nChannel 0: say?\n\nChannel 1: yeah. I would say so.\n\nChannel 0: Yeah. Okay. Perfect. Now all three employers just pay that standard contribution rate into super. Right?\n\nThere's no additional\n\nChannel 1: Yep.\n\nChannel 0: agreements. Yep.\n\nChannel 1: No.\n\nChannel 0: Perfect.\n\nChannel 1: No. That's it.\n\nChannel 0: And are you still doing the government co contribution?\n\nChannel 1: I didn't do it this year. I actually completely forgot all about it, which I would normally do it. I just obviously got a bit sidetracked with everything else. So, yeah, I\n\nChannel 0: No.\n\nChannel 1: will be doing it, but just I haven't\n\nChannel 0: Okay.\n\nChannel 1: I didn't do it the last financial year.\n\nChannel 0: That's all good. Would you like me to put a little reminder in, like, May\n\nChannel 1: Yep.\n\nChannel 0: to\n\nChannel 1: That\n\nChannel 0: reach\n\nChannel 1: would be great.\n\nChannel 0: out in the event to just\n\nChannel 1: Yep.\n\nChannel 0: be like, hey.\n\nChannel 1: Yep.\n\nChannel 0: Obviously and it's also a good checking point if for some reason, you know, obviously, if you do significantly more, we can check-in eligibility.\n\nChannel 1: Yep.\n\nChannel 0: But, obviously, it is very it's a very effective strategy, obviously, with you just making a little bit of contributions,\n\nChannel 1: Yep.\n\nChannel 0: and then the government matched that for 500. So it's probably,\n\nChannel 1: Yes.\n\nChannel 0: like, the most effective way to do it. So I'll make a little note here in Maine.\n\nChannel 1: That will be great. Thank you.\n\nChannel 0: Yep. No. That's all good. Now asset wise, I have here that your property is valued at about last was between one and one point one. Do you\n\nChannel 1: Yeah.\n\nChannel 0: know\n\nChannel 1: That\n\nChannel 0: roughly\n\nChannel 1: is\n\nChannel 0: where it's at now?\n\nChannel 1: to be honest with you, I have no idea. It would be still up in the millions like, a million, I should say.\n\nChannel 0: Yep.\n\nChannel 1: Yeah. Probably about the same, I'd say.\n\nChannel 0: About\n\nChannel 1: I\n\nChannel 0: the\n\nChannel 1: you\n\nChannel 0: same.\n\nChannel 1: know, I don't really know. Sorry.\n\nChannel 0: No. That's all good. And you guys don't have anything owing on that property, do you?\n\nChannel 1: No. Nothing on that\n\nChannel 0: No.\n\nChannel 1: one.\n\nChannel 0: And then you still have the block of land?\n\nChannel 1: Yes. We still have it.\n\nChannel 0: Yep. And I have here valued at about 500,000.\n\nChannel 1: Yes. Correct. Yep.\n\nChannel 0: Yep. And then about $1.80 owing.\n\nChannel 1: Yes. That's correct.\n\nChannel 0: Yep. And then do you also have the motor vehicle valued at about 65,000?\n\nChannel 1: Yep. Still have\n\nChannel 0: Yep. And nothing\n\nChannel 1: it.\n\nChannel 0: owing on that one either?\n\nChannel 1: No. No.\n\nChannel 0: No. No. Great. Any other new assets that's changed that we haven't kind of gone through?\n\nChannel 1: No. Nothing since we bought this house. No. That's\n\nChannel 0: Nope.\n\nChannel 1: yeah. I think that's\n\nChannel 0: That's\n\nChannel 1: about\n\nChannel 0: all good. Yep. Perfect. And health and lifestyle wise, have you done her as a nonsmoker? That's still\n\nChannel 1: it.\n\nChannel 0: the case?\n\nChannel 1: Definitely.\n\nChannel 0: Yeah. And any significant health issues or injuries or anything?\n\nChannel 1: No. Nothing at\n\nChannel 0: No.\n\nChannel 1: all.\n\nChannel 0: That's\n\nChannel 1: No.\n\nChannel 0: great. No. Like, medications or anything serious?\n\nChannel 1: No. No.\n\nChannel 0: No. That's great. Now estate planning wise, do you know if you guys have a will or power of attorney in place?\n\nChannel 1: To be honest with you, I don't know whether we've got a power of attorney. I know we've got our wills and everything.\n\nChannel 0: Mhmm.\n\nChannel 1: I actually think my brother is my our power of attorney, but, honestly, I'd have to check. I'm not a 100% sure.\n\nChannel 0: No worries. That's all good. I'll just put maybe but you don't have anyone making any financial decisions or anything like that for you\n\nChannel 1: No.\n\nChannel 0: at the moment,\n\nChannel 1: No.\n\nChannel 0: though. No.\n\nChannel 1: No.\n\nChannel 0: Not great.\n\nChannel 1: No.\n\nChannel 0: And when it comes to your beneficiary, so in the event that something would've happened to you, I have that\n\nChannel 1: Yep.\n\nChannel 0: all going to Matthew as well. That's still correct?\n\nChannel 1: Yep. That's correct. Unless\n\nChannel 0: Yep.\n\nChannel 1: something happens\n\nChannel 0: Perfect.\n\nChannel 1: obviously to me and him, then it goes to\n\nChannel 0: Yeah.\n\nChannel 1: our kids.\n\nChannel 0: Yes. Now the good way that having it structured to your spouse is that it will be tax free. So it'll be completely\n\nChannel 1: Yep.\n\nChannel 0: tax free to him if something would happen to you.\n\nChannel 1: Perfect.\n\nChannel 0: Now also during under review, what's usually kind of a good check-in point is to see your goals. So kind of when we spoke last time, if the goals are the same, did you achieve them? Is anything changing? Or what kind of lack of focus for the couple of years?\n\nChannel 1: Yep.\n\nChannel 0: So when we spoke last time, the main focus was through do some renovation through the house and maybe look at buying an investment property down the track.\n\nChannel 1: Yes.\n\nChannel 0: Is that still\n\nChannel 1: Correct.\n\nChannel 0: kind of something that you guys are, yep, kind of working\n\nChannel 1: Yep.\n\nChannel 0: towards? Yep.\n\nChannel 1: Yep.\n\nChannel 0: Perfect. Anything else that you are working towards otherwise?\n\nChannel 1: No. I don't think so. Not at\n\nChannel 0: No?\n\nChannel 1: this stage. I gotta get this\n\nChannel 0: No.\n\nChannel 1: house renovated first.\n\nChannel 0: One thing at a time. Right?\n\nChannel 1: Yes. Yes. Yes. We're halfway there. We just got a little bit more to go.\n\nChannel 0: Oh, that's good. When do you guys think you'll be finished? Do you have kind of an end\n\nChannel 1: Listen.\n\nChannel 0: goal?\n\nChannel 1: If\n\nChannel 0: Or\n\nChannel 1: I get my way, I'll have it\n\nChannel 0: Yep.\n\nChannel 1: finished in the next twelve months. If Matthew\n\nChannel 0: Yep.\n\nChannel 1: gets his way, it'll be the next ten years. So\n\nChannel 0: Sounds similar to me and my husband.\n\nChannel 1: yep.\n\nChannel 0: It's like I always wanna do it right away, and he's like, oh, yeah. So\n\nChannel 1: That's exactly\n\nChannel 0: no. I get\n\nChannel 1: how\n\nChannel 0: that.\n\nChannel 1: it is. Oh, dear.\n\nChannel 0: And I guess when it comes to superannuation as well, I have here that, ideally, you would like to retire and draw an income from super at around 60. Do you still think\n\nChannel 1: Yeah.\n\nChannel 0: that's kind of the main focus? Yep.\n\nChannel 1: Oh, I'd love\n\nChannel 0: And\n\nChannel 1: to do it a lot earlier, but\n\nChannel 0: a\n\nChannel 1: I guess 60 is probably more\n\nChannel 0: yeah.\n\nChannel 1: more more a goal at this stage, I guess, than\n\nChannel 0: Yeah. And\n\nChannel 1: sooner.\n\nChannel 0: with the current legislation, obviously, you can retire earlier if you want. You can't access super, though, until 60 with the\n\nChannel 1: Yeah.\n\nChannel 0: current legislation.\n\nChannel 1: Yep.\n\nChannel 0: So\n\nChannel 1: Yep.\n\nChannel 0: and I have here ideally through a draw an income of about 1,500 per week for you. Do you still\n\nChannel 1: Yep.\n\nChannel 0: think that's kind of achievable?\n\nChannel 1: So yeah. Is that that's not, like, combined, is it? Because I probably\n\nChannel 0: No.\n\nChannel 1: wouldn't spend that god. I would never spend that much money a week.\n\nChannel 0: Yeah.\n\nChannel 1: Yeah.\n\nChannel 0: Do you reckon\n\nChannel 1: Even\n\nChannel 0: more like a thousand?\n\nChannel 1: about 1,000. Yeah. That\n\nChannel 0: Yeah.\n\nChannel 1: would be sufficient. Yep.\n\nChannel 0: Yep. And that's honestly what most people say. So if you are in a couple and if you don't have, like, a mortgage attached to your property or anything\n\nChannel 1: Yep.\n\nChannel 0: at the time, most people say about a thousand dollars is pre still pretty good where you can live comfortably, do some traveling,\n\nChannel 1: Yep.\n\nChannel 0: and not have to stress too much.\n\nChannel 1: Yeah. Yeah.\n\nChannel 0: Yeah. Alright. Perfect. Now the next thing I do wanna triple check with you, it is just your risk profile. So it's just\n\nChannel 1: Yep.\n\nChannel 0: a couple of choice questions just to see if anything has changed in terms of how you feel about market fluctuations and volatility in regards to your superannuation.\n\nChannel 1: Yeah.\n\nChannel 0: No right or wrong answer. Again, it's just whatever you feel is the most appropriate for you. Does that make\n\nChannel 1: Okay.\n\nChannel 0: sense?\n\nChannel 1: Yep.\n\nChannel 0: Yep. Perfect. Now when it comes to the level of risk that you are comfortable with for your superannuation, through obviously, make sure it continues to grow, but also a level that you are comfortable with. Would\n\nChannel 1: Yep.\n\nChannel 0: you say that you are willing to accept very high risk, high moderate, or a small amount of risk for your superannuation at this point.\n\nChannel 1: Probably high. I think that's\n\nChannel 0: Yep.\n\nChannel 1: what I was before. Yep.\n\nChannel 0: Yeah. It's what you said last time. So that\n\nChannel 1: Yep.\n\nChannel 0: all matches up.\n\nChannel 1: Yep.\n\nChannel 0: Mhmm. And when it comes to fluctuations as well, so hypothetically, let's say you place an investment, and after six months, the portfolio has decreased in value by 20%\n\nChannel 1: Yep.\n\nChannel 0: due to general trends in the market. So not, let's say, one particular investment that's gone bad, just the market trends as a whole.\n\nChannel 1: Yep.\n\nChannel 0: Would you, if you had the option to do so, I think that now is potentially a good time to put a little bit more in while the prices are down. Would you hold and just kind of assess and wait to see what happens, or would you want to shift to a more secure asset, but that means you are then selling when the prices have dropped?\n\nChannel 1: I probably just sit and hold for five.\n\nChannel 0: Set and hold. Yep.\n\nChannel 1: Yep.\n\nChannel 0: Perfect. And last one here is in regards to fluctuations again. So\n\nChannel 1: Yes.\n\nChannel 0: if you've ever had any investments, including superannuation, ever full in value, how would that have made you feel? Would you say optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious?\n\nChannel 1: No. I'm pretty optimistic.\n\nChannel 0: Anxious?\n\nChannel 1: I'd probably be\n\nChannel 0: Pretty\n\nChannel 1: more stressed\n\nChannel 0: optimistic.\n\nChannel 1: if I was at retirement age, but, yeah,\n\nChannel 0: Yeah.\n\nChannel 1: no. Good at the moment.\n\nChannel 0: Yeah. No. I still have plenty of time.\n\nChannel 1: Yep.\n\nChannel 0: Now that tells me here that you have come out kind of borderline between a between a growth and a high growth investor. And\n\nChannel 1: Yep.\n\nChannel 0: Yeah. At the moment, we have you invested in a high growth portfolio.\n\nChannel 1: Yep.\n\nChannel 0: Do you remember what it means to be a high growth investor at all there, Jane?\n\nChannel 1: No. Not really. No.\n\nChannel 0: No. That's alright. Basically, it tells me that you are looking at getting as much growth as you possibly can out of your superannuation\n\nChannel 1: Yep.\n\nChannel 0: while you still have plenty of time until retirement.\n\nChannel 1: Yep.\n\nChannel 0: Also, that you understand and are comfortable seeing a bit of short term fluctuations in order to achieve that growth.\n\nChannel 1: Yep.\n\nChannel 0: And typically speaking, we see about 90% invested in what we call your growth investments, which is a combination of Australian shares, international shares, and property and commodities, and then about, like, 10% in your defensive, like your fixed interest, cash, and gold to limit those fluctuations a little bit.\n\nChannel 1: Yep.\n\nChannel 0: Mhmm. Now time frames wise as well, so making sure that you have enough time in the market for those fluctuations. Typically, in a high growth portfolio, we would like to see about eight years retirement, which we certainly have. So\n\nChannel 1: Yep. Yep.\n\nChannel 0: are you still comfortable with that kind of a risk allocation there, Jane?\n\nChannel 1: Yeah. That's fine.\n\nChannel 0: Yeah. Okay. Beautiful. Now the next thing is to just go through a couple of documents that I have sent you. Do you have access to your emails at the moment, or are you driving\n\nChannel 1: Yep.\n\nChannel 0: on the go at the moment?\n\nChannel 1: No. No. I'm\n\nChannel 0: No. Okay.\n\nChannel 1: freeing my circle off, to be honest with you. I was just\n\nChannel 0: No.\n\nChannel 1: down in\n\nChannel 0: All\n\nChannel 1: our\n\nChannel 0: good.\n\nChannel 1: shed. I can I can have I'll just jump on my phone? Hang on.\n\nChannel 0: Yeah. Beautiful.\n\nChannel 1: Oh, yep. There we are.\n\nChannel 0: Perfect. Now it might look a little bit different to what you have been used to because we have recently changed the software. It's kind\n\nChannel 1: Yep.\n\nChannel 0: of the same, though. It should have a link where it says click now to sign. It will allow you to open up and look at everything first, though, just to make sure you are happy before it prompts you to sign anything.\n\nChannel 1: Okay. Cool.\n\nChannel 0: Now if you can open that for me, and now you should\n\nChannel 1: Yep.\n\nChannel 0: have a super insurance summary first, I believe.\n\nChannel 1: Yep.\n\nChannel 0: Yeah. Okay. Perfect. So what you can see here is\n\nChannel 1: Yep.\n\nChannel 0: that you have your superannuation with HUB twenty four. You do have about 293,100\n\nChannel 1: Yep.\n\nChannel 0: and $93 in there. And then you do also have a life insurance policy with Clearview that\n\nChannel 1: Yep.\n\nChannel 0: will pay you 532,840 if something were to happen to you.\n\nChannel 1: Yep.\n\nChannel 0: Pretty cheap after the tax rebate, and it's only about a $193 per year.\n\nChannel 1: Yep.\n\nChannel 0: Yep.\n\nChannel 1: Wonderful.\n\nChannel 0: Do you have do you have any questions in regards to your insurances? Are you still happy with, obviously, just having that life insurance? You don't obviously have TPD or income protection or trauma or anything. You're still comfortable with that?\n\nChannel 1: Yeah. That's fine. Thank\n\nChannel 0: Yeah.\n\nChannel 1: you.\n\nChannel 0: Perfect. Now the next document should be your hub twenty four performance report, I believe.\n\nChannel 1: Yep.\n\nChannel 0: Yep. Perfect. Now that one here could look a little bit messy if you are looking on your phone, but, essentially, it breaks down all your individual investments and how they have performed over the last twelve months.\n\nChannel 1: Yep.\n\nChannel 0: So over the last twelve months, I'm sure you've kind of heard and seen on the news, we've obviously had a bit of market fluctuations. First, you had obviously everything in The US with Trump and tariffs and everything, saw a bit of fluctuations, and, obviously, more recently with the war as well.\n\nChannel 1: Yep.\n\nChannel 0: So we have seen a bit of that fluctuation. Now overall, your portfolio has still done pretty good considering you are in a high growth portfolio with market fluctuations. It's still up by about 5.77%, which equates through about 20038 just\n\nChannel 1: Yep.\n\nChannel 0: from growth from your investments.\n\nChannel 1: Yep.\n\nChannel 0: Are Matthew, if you remember the conversation, that Benelon investment you also have in your portfolio, which I would like\n\nChannel 1: Yep.\n\nChannel 0: to look at potentially switching out for you or something that is going to do a little bit better moving forward. Are you happy for me to go and do that research for you and put together a proposal and see if we can improve things a little bit for you?\n\nChannel 1: Yep. Yeah. No worries at all.\n\nChannel 0: Yeah. Perfect. Now the next document should be a Vanguard index chart, I believe.\n\nChannel 1: Yep. Correct.\n\nChannel 0: Yep. Perfect. Have you seen something like this before?\n\nChannel 1: Only on Matthew's there the other day.\n\nChannel 0: Yep. But, essentially, it just shows you the market. So what we are talking about when we're seeing those market fluctuations, it shows you kind of that long term market always goes up. Short term, you have those fluctuations, and that's why time frame also plays a role. So, obviously, the closer you get to retirement, you don't have as much time for those kind of ups and downs, and that's when we then\n\nChannel 1: Yes.\n\nChannel 0: gradually look through potentially decreasing that a little bit for you. But for the time being, you have plenty of time to kind of take advantage of that up and down in order to grow your super as much as possible.\n\nChannel 1: Yep.\n\nChannel 0: Yep. Now if you can click next for me, it should be your Clearview certificate of currency.\n\nChannel 1: Yep.\n\nChannel 0: Yep. Perfect. Now that one basically just breaks down your insurance again in a bit more detail, but basically lets you know that's all paid and up to date.\n\nChannel 1: Yep. Perfect.\n\nChannel 0: Now the next one, I believe, is the Oakview services guide.\n\nChannel 1: Yep.\n\nChannel 0: Yep. Perfect. You probably have seen this a couple of times before as well. It is one of those compliance documents, but it gives you all the\n\nChannel 1: Yep.\n\nChannel 0: important information in regards to us at Oakview. If you do\n\nChannel 1: Yep.\n\nChannel 0: have a read over in your own time, you will see myself on page 10. If you do wanna put a face to the voice, you'll see all the advices and directors and everything there for you.\n\nChannel 1: No worries at all.\n\nChannel 0: Perfect. Now the next document, it should be the ongoing service agreement, I believe.\n\nChannel 1: Yep.\n\nChannel 0: Yep. Perfect. Now this one here, it will ask for your signature if you are happy to do so. Now what this is, it is just your ongoing service agreement just to say that you are happy to stay on as a client. I do wanna let you know as well we've had no changes whatsoever in regards to that fee structure.\n\nAnd because Matthew is also a client, you guys are based on that reduced fee at 1.1 to make it a little bit cheaper, which is nice. So no changes in regards to that, and it is not a lock in contract. So if at any point in time you are not happy, this is not a lock in contract, but essentially allows us to manage your investments and everything for you in the meantime.\n\nChannel 1: Yep. Perfect.\n\nChannel 0: Do\n\nChannel 1: Thank you.\n\nChannel 0: do you have any questions in regards to that?\n\nChannel 1: No. That's all good.\n\nChannel 0: No. Perfect. So if you're happy to do so, it will ask for a little signature at the bottom there, and it will\n\nChannel 1: Yep.\n\nChannel 0: usually automatically add a date as well.\n\nChannel 1: Yep. Now that's all done for you.\n\nChannel 0: Alright. Oh, beautiful. That has already come through to me, which is fantastic. So thank you so much for that.\n\nChannel 1: No.\n\nChannel 0: Now\n\nChannel 1: That's okay.\n\nChannel 0: while I have you on the phone, I'd like to book in the catch up to go through that recommendation with you.\n\nChannel 1: Yep.\n\nChannel 0: When is usually a better time for you?\n\nChannel 1: Probably, I've got a heap of kids sport next week.\n\nChannel 0: No.\n\nChannel 1: I\n\nChannel 0: That's\n\nChannel 1: could\n\nChannel 0: okay.\n\nChannel 1: is next Wednesday okay?\n\nChannel 0: Yep. Next Wednesday is perfect because my Monday and Tuesday is fully booked already, so Wednesday is perfect.\n\nChannel 1: Yep. No. Wednesday would\n\nChannel 0: Morning\n\nChannel 1: be good.\n\nChannel 0: morning or\n\nChannel 1: Yeah.\n\nChannel 0: afternoon works best.\n\nChannel 1: Yeah. Anytime after 09:00 will be fine.\n\nChannel 0: Okay. Perfect. I could do either 09:30 or 01:30, whichever works best for you.\n\nChannel 1: I might do 09:30 if that's okay.\n\nChannel 0: 09:30? Yep.\n\nChannel 1: Yep.\n\nChannel 0: Perfect. I will book that in at 09:30. If anything does change and something comes up and you can't make it, like, just let me know, and we can always get that rescheduled for you.\n\nChannel 1: Yeah. No worries.\n\nChannel 0: Otherwise, I will give you a call on Wednesday, August 5, which is pretty crazy, but it'll be August already.\n\nChannel 1: I know. It's horrible, isn't it?\n\nChannel 0: Oh, yes. At 09:30. But before I let you go, do you have any other questions or anything for me at this point otherwise, Jane?\n\nChannel 1: No.\n\nChannel 0: No.\n\nChannel 1: No.\n\nChannel 0: Pretty\n\nChannel 1: That's\n\nChannel 0: straightforward.\n\nChannel 1: all good. Thank you.\n\nChannel 0: Yep.\n\nChannel 1: Yep.\n\nChannel 0: Mhmm. No\n\nChannel 1: Lovely.\n\nChannel 0: problem. Well, thank you so much for your time today, and I look forward to speaking with you next Wednesday.\n\nChannel 1: Sounds good. Thank you.\n\nChannel 0: No worries.\n\nChannel 1: Bye.\n\nChannel 0: We'll speak soon. Bye.\n\nChannel 1: Bye.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.16,"end":0.65999997,"sentiment":"neutral","sentiment_score":0.0445726215839386}],"sentiment":"neutral","sentiment_score":0.0445726215839386,"channel":1,"num_words":1,"start":0.16,"end":0.65999997},{"sentences":[{"text":"Good morning.","start":1.52,"end":2.32,"sentiment":"positive","sentiment_score":0.34083493053913116},{"text":"Is this Jane?","start":2.32,"end":3.3,"sentiment":"neutral","sentiment_score":0.22108673552672067}],"sentiment":"neutral","sentiment_score":0.2689860135316849,"channel":0,"num_words":5,"start":1.52,"end":3.3},{"sentences":[{"text":"It is.","start":3.76,"end":4.24,"sentiment":"neutral","sentiment_score":0.19916849583387375},{"text":"How are you?","start":4.24,"end":4.98,"sentiment":"neutral","sentiment_score":0.2228992929061254}],"sentiment":"neutral","sentiment_score":0.21340697407722473,"channel":1,"num_words":5,"start":3.76,"end":4.98},{"sentences":[{"text":"Good.","start":5.3599997,"end":5.7599998,"sentiment":"positive","sentiment_score":0.48886480927467346},{"text":"This is Veronica from HP Financial.","start":5.7599998,"end":7.7799997,"sentiment":"positive","sentiment_score":0.3760276983181636}],"sentiment":"positive","sentiment_score":0.392147285597665,"channel":0,"num_words":7,"start":5.3599997,"end":7.7799997},{"sentences":[{"text":"Nice to talk to you.","start":9.12,"end":10.42,"sentiment":"positive","sentiment_score":0.7403414845466614}],"sentiment":"positive","sentiment_score":0.7403414845466614,"channel":1,"num_words":5,"start":9.12,"end":10.42},{"sentences":[{"text":"You too.","start":10.88,"end":11.7,"sentiment":"positive","sentiment_score":0.42989300191402435},{"text":"I had you booked in to go over your under review.","start":12.24,"end":14.695,"sentiment":"neutral","sentiment_score":0.29390254616737366},{"text":"Is now still a good time for you?","start":14.695,"end":16.475,"sentiment":"neutral","sentiment_score":0.3253735266625881}],"sentiment":"neutral","sentiment_score":0.31884296309380306,"channel":0,"num_words":21,"start":10.88,"end":16.475},{"sentences":[{"text":"Yeah.","start":16.675,"end":16.994999,"sentiment":"neutral","sentiment_score":0.216033399105072},{"text":"Perfect.","start":16.994999,"end":17.494999,"sentiment":"positive","sentiment_score":0.3770896792411804},{"text":"No","start":17.555,"end":17.795,"sentiment":"neutral","sentiment_score":0.1721443384885788}],"sentiment":"neutral","sentiment_score":0.2550891389449437,"channel":1,"num_words":3,"start":16.675,"end":17.795},{"sentences":[{"text":"Yeah.","start":17.575,"end":18.075,"sentiment":"neutral","sentiment_score":0.13907873630523682}],"sentiment":"neutral","sentiment_score":0.13907873630523682,"channel":0,"num_words":1,"start":17.575,"end":18.075},{"sentences":[{"text":"problem at all.","start":17.795,"end":18.775,"sentiment":"neutral","sentiment_score":0.213290865222613}],"sentiment":"neutral","sentiment_score":0.213290865222613,"channel":1,"num_words":3,"start":17.795,"end":18.775},{"sentences":[{"text":"Perfect.","start":19.015,"end":19.515,"sentiment":"positive","sentiment_score":0.3707248866558075},{"text":"Now, Jane, before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's","start":20.375,"end":27.87,"sentiment":"neutral","sentiment_score":0.0539070534120713}],"sentiment":"neutral","sentiment_score":0.06483180628254495,"channel":0,"num_words":29,"start":19.015,"end":27.87},{"sentences":[{"text":"Yeah.","start":28.67,"end":28.91,"sentiment":"neutral","sentiment_score":0.03511834889650345},{"text":"No","start":28.91,"end":29.150002,"sentiment":"neutral","sentiment_score":0.010314475744962692}],"sentiment":"neutral","sentiment_score":0.02271641232073307,"channel":1,"num_words":2,"start":28.67,"end":29.150002},{"sentences":[{"text":"okay.","start":29.070002,"end":29.570002,"sentiment":"neutral","sentiment_score":0.01872684061527252}],"sentiment":"neutral","sentiment_score":0.01872684061527252,"channel":0,"num_words":1,"start":29.070002,"end":29.570002},{"sentences":[{"text":"worries.","start":29.150002,"end":29.650002,"sentiment":"neutral","sentiment_score":0.05363172665238381}],"sentiment":"neutral","sentiment_score":0.05363172665238381,"channel":1,"num_words":1,"start":29.150002,"end":29.650002},{"sentences":[{"text":"Perfect.","start":30.03,"end":30.53,"sentiment":"neutral","sentiment_score":0.16390621662139893},{"text":"And just for security purposes, could I please get you to confirm your full name, date of birth, and address, please?","start":30.830002,"end":37.41,"sentiment":"neutral","sentiment_score":0.07736989784808386}],"sentiment":"neutral","sentiment_score":0.08130336688323454,"channel":0,"num_words":22,"start":30.03,"end":37.41},{"sentences":[{"text":"Yeah.","start":37.55,"end":37.870003,"sentiment":"neutral","sentiment_score":0.04242302477359772},{"text":"No worries.","start":37.870003,"end":38.43,"sentiment":"neutral","sentiment_score":0.052654292434453964},{"text":"It's Jane Marie Whitney nineteen to the third nineteen eighty four.","start":38.43,"end":41.585,"sentiment":"neutral","sentiment_score":0.039866104891354386},{"text":"9 Girawayne Drive, Marangaroo, New South Wales 2790.","start":41.585,"end":45.445,"sentiment":"neutral","sentiment_score":0.03648107487242669}],"sentiment":"neutral","sentiment_score":0.03991397101940079,"channel":1,"num_words":22,"start":37.55,"end":45.445},{"sentences":[{"text":"Perfect.","start":45.805,"end":46.284996,"sentiment":"neutral","sentiment_score":0.3295981287956238},{"text":"And how's your morning been so far?","start":46.284996,"end":48.045,"sentiment":"neutral","sentiment_score":0.14166113095624105},{"text":"I've been busy?","start":48.045,"end":48.784996,"sentiment":"neutral","sentiment_score":-0.019860186924537022}],"sentiment":"neutral","sentiment_score":0.11469504406506364,"channel":0,"num_words":11,"start":45.805,"end":48.784996},{"sentences":[{"text":"No.","start":49.505,"end":49.745,"sentiment":"neutral","sentiment_score":0.008609822019934654},{"text":"Not too bad.","start":49.745,"end":50.545,"sentiment":"neutral","sentiment_score":-0.011431939279039701}],"sentiment":"neutral","sentiment_score":-0.006421498954296112,"channel":1,"num_words":4,"start":49.505,"end":50.545},{"sentences":[{"text":"No.","start":50.364998,"end":50.864998,"sentiment":"neutral","sentiment_score":-0.003837758675217629}],"sentiment":"neutral","sentiment_score":-0.003837758675217629,"channel":0,"num_words":1,"start":50.364998,"end":50.864998},{"sentences":[{"text":"Cleaning up the house after the","start":50.545,"end":52.145,"sentiment":"neutral","sentiment_score":-0.03910494471589724}],"sentiment":"neutral","sentiment_score":-0.03910494471589724,"channel":1,"num_words":6,"start":50.545,"end":52.145},{"sentences":[{"text":"Oh,","start":51.964996,"end":52.464996,"sentiment":"neutral","sentiment_score":-0.015396971255540848}],"sentiment":"neutral","sentiment_score":-0.015396971255540848,"channel":0,"num_words":1,"start":51.964996,"end":52.464996},{"sentences":[{"text":"feral children.","start":52.145,"end":53.045,"sentiment":"neutral","sentiment_score":0.03236439824104309}],"sentiment":"neutral","sentiment_score":0.03236439824104309,"channel":1,"num_words":2,"start":52.145,"end":53.045},{"sentences":[{"text":"I can imagine.","start":54.364998,"end":55.344997,"sentiment":"neutral","sentiment_score":0.13283900916576385}],"sentiment":"neutral","sentiment_score":0.13283900916576385,"channel":0,"num_words":3,"start":54.364998,"end":55.344997},{"sentences":[{"text":"The joys.","start":56.36,"end":57.100002,"sentiment":"positive","sentiment_score":0.3527117669582367}],"sentiment":"positive","sentiment_score":0.3527117669582367,"channel":1,"num_words":2,"start":56.36,"end":57.100002},{"sentences":[{"text":"Jane, before I do kind of jump into things, I I do","start":57.78,"end":61.46,"sentiment":"neutral","sentiment_score":0.04419776455809673}],"sentiment":"neutral","sentiment_score":0.04419776455809673,"channel":0,"num_words":12,"start":57.78,"end":61.46},{"sentences":[{"text":"Yep.","start":61.4,"end":61.9,"sentiment":"neutral","sentiment_score":0.06680801510810852}],"sentiment":"neutral","sentiment_score":0.06680801510810852,"channel":1,"num_words":1,"start":61.4,"end":61.9},{"sentences":[{"text":"like to start by asking if there is anything specific that you are hoping to get out of the review today.","start":61.46,"end":67.24,"sentiment":"neutral","sentiment_score":0.06820245849944297},{"text":"Obviously, aside from reviewing your super investment similar to what we did with Matthew, any particular questions or anything that you would like me to focus a bit more on today or whether it's just kind of that bit of a catch up and see where everything's at?","start":67.78,"end":81.265,"sentiment":"neutral","sentiment_score":0.038455353234894574}],"sentiment":"neutral","sentiment_score":0.047508820054539734,"channel":0,"num_words":69,"start":61.46,"end":81.265},{"sentences":[{"text":"Yeah.","start":81.43,"end":81.67,"sentiment":"neutral","sentiment_score":0.008081531152129173},{"text":"No.","start":81.67,"end":81.909996,"sentiment":"neutral","sentiment_score":-0.010466430336236954},{"text":"It's more just to catch up just to see if we can, obviously, make the most out of our super.","start":81.909996,"end":86.81,"sentiment":"neutral","sentiment_score":0.06544173918664456}],"sentiment":"neutral","sentiment_score":0.05938408566130833,"channel":1,"num_words":22,"start":81.43,"end":86.81},{"sentences":[{"text":"Yep.","start":86.94,"end":87.42,"sentiment":"neutral","sentiment_score":0.10934330523014069},{"text":"Yep.","start":87.42,"end":87.82,"sentiment":"neutral","sentiment_score":0.17906825244426727},{"text":"Beautiful.","start":87.82,"end":88.32,"sentiment":"positive","sentiment_score":0.3930695056915283},{"text":"Now what I will do first is just to run through just a bit of an updated fact find with you just to see if there is anything major that has changed in your life","start":89.659996,"end":99.119995,"sentiment":"neutral","sentiment_score":0.07907317046608243}],"sentiment":"neutral","sentiment_score":0.09076426393891636,"channel":0,"num_words":38,"start":86.94,"end":99.119995},{"sentences":[{"text":"Yeah.","start":99.245,"end":99.565,"sentiment":"neutral","sentiment_score":0.03870202973484993},{"text":"No worries.","start":99.565,"end":100.225,"sentiment":"neutral","sentiment_score":0.022605769336223602}],"sentiment":"neutral","sentiment_score":0.027971189469099045,"channel":1,"num_words":3,"start":99.245,"end":100.225},{"sentences":[{"text":"that might need mean that we have to make some changes to your advice as well.","start":99.814995,"end":104.314995,"sentiment":"neutral","sentiment_score":-0.01221150765195489},{"text":"So just","start":104.454994,"end":104.854996,"sentiment":"neutral","sentiment_score":0.020572606474161148}],"sentiment":"neutral","sentiment_score":-0.008568828304608664,"channel":0,"num_words":18,"start":99.814995,"end":104.854996},{"sentences":[{"text":"Yep.","start":104.765,"end":105.265,"sentiment":"neutral","sentiment_score":-0.0013380696764215827}],"sentiment":"neutral","sentiment_score":-0.0013380696764215827,"channel":1,"num_words":1,"start":104.765,"end":105.265},{"sentences":[{"text":"kind of bear with me as I go through this.","start":104.854996,"end":107.91499,"sentiment":"neutral","sentiment_score":-0.0038873855024576186},{"text":"Now, obviously, personal information.","start":108.295,"end":110.155,"sentiment":"neutral","sentiment_score":-0.00206246180459857},{"text":"Still married to Matthew and","start":111.255,"end":113.195,"sentiment":"neutral","sentiment_score":-0.0010700616985559464}],"sentiment":"neutral","sentiment_score":-0.0027617900387236945,"channel":0,"num_words":19,"start":104.854996,"end":113.195},{"sentences":[{"text":"Yep.","start":113.270004,"end":113.770004,"sentiment":"neutral","sentiment_score":-0.00032734250999055803}],"sentiment":"neutral","sentiment_score":-0.00032734250999055803,"channel":1,"num_words":1,"start":113.270004,"end":113.770004},{"sentences":[{"text":"already financial dependent.","start":113.335,"end":114.715,"sentiment":"neutral","sentiment_score":-0.00034606456756591797}],"sentiment":"neutral","sentiment_score":-0.00034606456756591797,"channel":0,"num_words":3,"start":113.335,"end":114.715},{"sentences":[{"text":"Yep.","start":115.270004,"end":115.770004,"sentiment":"neutral","sentiment_score":0.024004554376006126}],"sentiment":"neutral","sentiment_score":0.024004554376006126,"channel":1,"num_words":1,"start":115.270004,"end":115.770004},{"sentences":[{"text":"Yep.","start":116.22,"end":116.72,"sentiment":"neutral","sentiment_score":0.05016119405627251},{"text":"Perfect.","start":116.86,"end":117.36,"sentiment":"neutral","sentiment_score":0.15053316950798035},{"text":"Now employment wise, I have here that you have the three jobs.","start":117.82,"end":122.22,"sentiment":"neutral","sentiment_score":0.05918152195711931},{"text":"Is that still the case?","start":122.22,"end":123.36,"sentiment":"neutral","sentiment_score":0.05724509954452515}],"sentiment":"neutral","sentiment_score":0.06300516446170054,"channel":0,"num_words":19,"start":116.22,"end":123.36},{"sentences":[{"text":"Yep.","start":123.67,"end":124.17,"sentiment":"neutral","sentiment_score":0.053416937589645386},{"text":"It is.","start":124.23,"end":124.875,"sentiment":"neutral","sentiment_score":0.06129429116845131}],"sentiment":"neutral","sentiment_score":0.05866850664218267,"channel":1,"num_words":3,"start":123.67,"end":124.875},{"sentences":[{"text":"Yep.","start":124.619995,"end":125.119995,"sentiment":"neutral","sentiment_score":0.0695730671286583},{"text":"Perfect.","start":125.259995,"end":125.759995,"sentiment":"neutral","sentiment_score":0.054012466222047806},{"text":"So just so I have the right thing, your one of jobs is the Elevate Medical Hub, and then the second one is the Chris Green Plumbing","start":125.979996,"end":135.93501,"sentiment":"neutral","sentiment_score":0.14253885850862222}],"sentiment":"neutral","sentiment_score":0.1369701625201209,"channel":0,"num_words":29,"start":124.619995,"end":135.93501},{"sentences":[{"text":"Yep.","start":135.995,"end":136.495,"sentiment":"neutral","sentiment_score":0.11879603564739229}],"sentiment":"neutral","sentiment_score":0.11879603564739229,"channel":1,"num_words":1,"start":135.995,"end":136.495},{"sentences":[{"text":"and then working for your husband's company as well.","start":136.55501,"end":139.695,"sentiment":"neutral","sentiment_score":0.09555934783485201}],"sentiment":"neutral","sentiment_score":0.09555934783485201,"channel":0,"num_words":9,"start":136.55501,"end":139.695},{"sentences":[{"text":"Yep.","start":139.515,"end":139.755,"sentiment":"neutral","sentiment_score":0.0699370726943016},{"text":"Yep.","start":139.755,"end":140.155,"sentiment":"neutral","sentiment_score":0.07564256340265274},{"text":"Correct.","start":140.155,"end":140.655,"sentiment":"neutral","sentiment_score":0.16107192635536194}],"sentiment":"neutral","sentiment_score":0.10221718748410542,"channel":1,"num_words":3,"start":139.515,"end":140.655},{"sentences":[{"text":"Yep.","start":140.55501,"end":141.035,"sentiment":"neutral","sentiment_score":0.19164857268333435},{"text":"Perfect.","start":141.035,"end":141.535,"sentiment":"positive","sentiment_score":0.5116271376609802},{"text":"Now hours wise, has anything changed, or is it still about sixteen hours per week for your husband's company and the Elevate Medical Hub and then about one hour a week ish for the the plumbing, or has that changed?","start":141.99501,"end":158.325,"sentiment":"neutral","sentiment_score":0.05561039624735713}],"sentiment":"neutral","sentiment_score":0.06970694191044285,"channel":0,"num_words":42,"start":140.55501,"end":158.325},{"sentences":[{"text":"Honestly, I go to Elevate probably up to five hours a week just depending on the week.","start":158.955,"end":165.615,"sentiment":"neutral","sentiment_score":0.040271522011607885}],"sentiment":"neutral","sentiment_score":0.040271522011607885,"channel":1,"num_words":17,"start":158.955,"end":165.615},{"sentences":[{"text":"Yeah.","start":166.08499,"end":166.58499,"sentiment":"neutral","sentiment_score":0.025653686374425888}],"sentiment":"neutral","sentiment_score":0.025653686374425888,"channel":0,"num_words":1,"start":166.08499,"end":166.58499},{"sentences":[{"text":"And then as for the other two, I only do a couple hours here and there.","start":166.635,"end":169.855,"sentiment":"neutral","sentiment_score":0.009478829451836646}],"sentiment":"neutral","sentiment_score":0.009478829451836646,"channel":1,"num_words":16,"start":166.635,"end":169.855},{"sentences":[{"text":"Yeah.","start":170.405,"end":170.905,"sentiment":"neutral","sentiment_score":0.008751191198825836}],"sentiment":"neutral","sentiment_score":0.008751191198825836,"channel":0,"num_words":1,"start":170.405,"end":170.905},{"sentences":[{"text":"So nothing","start":171.65001,"end":172.13,"sentiment":"neutral","sentiment_score":-0.007403752766549587}],"sentiment":"neutral","sentiment_score":-0.007403752766549587,"channel":1,"num_words":2,"start":171.65001,"end":172.13},{"sentences":[{"text":"And","start":171.81,"end":172.31,"sentiment":"neutral","sentiment_score":-0.031036291271448135}],"sentiment":"neutral","sentiment_score":-0.031036291271448135,"channel":0,"num_words":1,"start":171.81,"end":172.31},{"sentences":[{"text":"too much.","start":172.13,"end":172.87001,"sentiment":"neutral","sentiment_score":-0.028588663786649704}],"sentiment":"neutral","sentiment_score":-0.028588663786649704,"channel":1,"num_words":2,"start":172.13,"end":172.87001},{"sentences":[{"text":"no.","start":173.33,"end":173.83,"sentiment":"neutral","sentiment_score":-0.07626020908355713},{"text":"That is all good.","start":173.89,"end":174.93001,"sentiment":"neutral","sentiment_score":0.155728280544281},{"text":"And all jobs is kind of on a casual employment basis?","start":174.93001,"end":178.63,"sentiment":"neutral","sentiment_score":0.05169682526452975}],"sentiment":"neutral","sentiment_score":0.06970737443771213,"channel":0,"num_words":16,"start":173.33,"end":178.63},{"sentences":[{"text":"Yes.","start":179.17,"end":179.57,"sentiment":"neutral","sentiment_score":0.06479279696941376},{"text":"Correct.","start":179.57,"end":180.07,"sentiment":"neutral","sentiment_score":0.09832000732421876}],"sentiment":"neutral","sentiment_score":0.08155640214681625,"channel":1,"num_words":2,"start":179.17,"end":180.07},{"sentences":[{"text":"Yeah.","start":180.05,"end":180.45,"sentiment":"neutral","sentiment_score":0.1039571613073349},{"text":"Okay.","start":180.45,"end":180.85,"sentiment":"neutral","sentiment_score":0.180381178855896},{"text":"Perfect.","start":180.85,"end":181.35,"sentiment":"neutral","sentiment_score":0.27746468782424927},{"text":"And now, obviously, income wise, obviously, can bit depending on, obviously, how many hours you do.","start":181.41,"end":187.835,"sentiment":"neutral","sentiment_score":0.05310622637625784},{"text":"But, roughly, how much would you say your income is?","start":188.455,"end":192.85501,"sentiment":"neutral","sentiment_score":0.026219417341053486}],"sentiment":"neutral","sentiment_score":0.05771368356614277,"channel":0,"num_words":29,"start":180.05,"end":192.85501},{"sentences":[{"text":"And you can break it down into the three separate if you would like or just give me the total.","start":192.85501,"end":197.46,"sentiment":"neutral","sentiment_score":0.03342240704223513},{"text":"It's up to","start":197.46,"end":198.36,"sentiment":"neutral","sentiment_score":0.01757545955479145}],"sentiment":"neutral","sentiment_score":0.031355413891699005,"channel":0,"num_words":23,"start":192.85501,"end":198.36},{"sentences":[{"text":"Honestly, it's about probably 10 to 15,000 a year.","start":198.01001,"end":201.69,"sentiment":"neutral","sentiment_score":-0.02833551996284061},{"text":"It's not much.","start":201.69,"end":202.59001,"sentiment":"neutral","sentiment_score":-0.1465681865811348}],"sentiment":"neutral","sentiment_score":-0.057893686617414154,"channel":1,"num_words":12,"start":198.01001,"end":202.59001},{"sentences":[{"text":"you.","start":202.66,"end":202.90001,"sentiment":"neutral","sentiment_score":-0.02275582030415535},{"text":"Okay.","start":202.90001,"end":203.22,"sentiment":"neutral","sentiment_score":0.013540306128561497},{"text":"Yeah.","start":203.22,"end":203.46,"sentiment":"neutral","sentiment_score":0.01248084381222725},{"text":"Because I had here about 16 last time.","start":203.46,"end":205.72,"sentiment":"neutral","sentiment_score":0.004008384654298425}],"sentiment":"neutral","sentiment_score":0.0032120369882746177,"channel":0,"num_words":11,"start":202.66,"end":205.72},{"sentences":[{"text":"Yeah.","start":205.85,"end":206.33,"sentiment":"neutral","sentiment_score":0.03221000358462334},{"text":"Yep.","start":206.33,"end":206.83,"sentiment":"neutral","sentiment_score":0.0365145206451416}],"sentiment":"neutral","sentiment_score":0.03436226211488247,"channel":1,"num_words":2,"start":205.85,"end":206.83},{"sentences":[{"text":"So it would be would you be more around that 15, would you","start":207.06001,"end":211.265,"sentiment":"neutral","sentiment_score":0.02466845068220909}],"sentiment":"neutral","sentiment_score":0.02466845068220909,"channel":0,"num_words":13,"start":207.06001,"end":211.265},{"sentences":[{"text":"Yeah.","start":210.89,"end":211.37001,"sentiment":"neutral","sentiment_score":0.018192442134022713},{"text":"I would","start":211.37001,"end":211.69,"sentiment":"neutral","sentiment_score":0.011929980013519526}],"sentiment":"neutral","sentiment_score":0.014017467387020588,"channel":1,"num_words":3,"start":210.89,"end":211.69},{"sentences":[{"text":"say?","start":211.485,"end":211.985,"sentiment":"neutral","sentiment_score":0.017078567296266556}],"sentiment":"neutral","sentiment_score":0.017078567296266556,"channel":0,"num_words":1,"start":211.485,"end":211.985},{"sentences":[{"text":"yeah.","start":211.85,"end":212.17001,"sentiment":"neutral","sentiment_score":0.02214754745364189},{"text":"I would say so.","start":212.17001,"end":213.255,"sentiment":"neutral","sentiment_score":0.027307522017508745}],"sentiment":"neutral","sentiment_score":0.026275527104735373,"channel":1,"num_words":5,"start":211.85,"end":213.255},{"sentences":[{"text":"Yeah.","start":213.725,"end":214.125,"sentiment":"neutral","sentiment_score":0.06008485332131386},{"text":"Okay.","start":214.125,"end":214.445,"sentiment":"neutral","sentiment_score":0.1198512762784958},{"text":"Perfect.","start":214.445,"end":214.945,"sentiment":"neutral","sentiment_score":0.23179401457309723},{"text":"Now all three employers just pay that standard contribution rate into super.","start":216.365,"end":223.005,"sentiment":"neutral","sentiment_score":0.11157229356467724},{"text":"Right?","start":223.005,"end":223.24501,"sentiment":"neutral","sentiment_score":0.07546445727348328}],"sentiment":"neutral","sentiment_score":0.11412888276390731,"channel":0,"num_words":16,"start":213.725,"end":223.24501},{"sentences":[{"text":"There's no additional","start":223.24501,"end":224.145,"sentiment":"neutral","sentiment_score":0.015262107054392496}],"sentiment":"neutral","sentiment_score":0.015262107054392496,"channel":0,"num_words":3,"start":223.24501,"end":224.145},{"sentences":[{"text":"Yep.","start":224.05501,"end":224.55501,"sentiment":"neutral","sentiment_score":0.012050258927047253}],"sentiment":"neutral","sentiment_score":0.012050258927047253,"channel":1,"num_words":1,"start":224.05501,"end":224.55501},{"sentences":[{"text":"agreements.","start":224.205,"end":224.705,"sentiment":"neutral","sentiment_score":0.017320573329925537},{"text":"Yep.","start":224.925,"end":225.325,"sentiment":"neutral","sentiment_score":0.017650296911597252}],"sentiment":"neutral","sentiment_score":0.017485435120761395,"channel":0,"num_words":2,"start":224.205,"end":225.325},{"sentences":[{"text":"No.","start":225.255,"end":225.735,"sentiment":"neutral","sentiment_score":-0.007692297920584679}],"sentiment":"neutral","sentiment_score":-0.007692297920584679,"channel":1,"num_words":1,"start":225.255,"end":225.735},{"sentences":[{"text":"Perfect.","start":225.325,"end":225.72,"sentiment":"neutral","sentiment_score":0.06332588940858841}],"sentiment":"neutral","sentiment_score":0.06332588940858841,"channel":0,"num_words":1,"start":225.325,"end":225.72},{"sentences":[{"text":"No.","start":225.735,"end":225.975,"sentiment":"neutral","sentiment_score":-0.06197138875722885},{"text":"That's it.","start":225.975,"end":226.795,"sentiment":"neutral","sentiment_score":-0.04092849791049957}],"sentiment":"neutral","sentiment_score":-0.04794279485940933,"channel":1,"num_words":3,"start":225.735,"end":226.795},{"sentences":[{"text":"And are you still doing the government co contribution?","start":227.64,"end":232.38,"sentiment":"neutral","sentiment_score":-0.012466515517897077}],"sentiment":"neutral","sentiment_score":-0.012466515517897077,"channel":0,"num_words":9,"start":227.64,"end":232.38},{"sentences":[{"text":"I didn't do it this year.","start":233.91,"end":235.03,"sentiment":"neutral","sentiment_score":-0.14468648036321005},{"text":"I actually completely forgot all about it, which I would normally do it.","start":235.03,"end":238.63,"sentiment":"neutral","sentiment_score":-0.14786283671855927},{"text":"I just obviously got a bit sidetracked with everything else.","start":238.63,"end":241.545,"sentiment":"neutral","sentiment_score":-0.24157320708036423},{"text":"So, yeah, I","start":241.785,"end":242.58499,"sentiment":"neutral","sentiment_score":-0.07498164474964142}],"sentiment":"neutral","sentiment_score":-0.1697191488929093,"channel":1,"num_words":32,"start":233.91,"end":242.58499},{"sentences":[{"text":"No.","start":242.455,"end":242.955,"sentiment":"neutral","sentiment_score":-0.1659000664949417}],"sentiment":"neutral","sentiment_score":-0.1659000664949417,"channel":0,"num_words":1,"start":242.455,"end":242.955},{"sentences":[{"text":"will be doing it, but just I haven't","start":242.58499,"end":244.105,"sentiment":"neutral","sentiment_score":-0.13609575666487217}],"sentiment":"neutral","sentiment_score":-0.13609575666487217,"channel":1,"num_words":8,"start":242.58499,"end":244.105},{"sentences":[{"text":"Okay.","start":243.895,"end":244.395,"sentiment":"neutral","sentiment_score":-0.06715429574251175}],"sentiment":"neutral","sentiment_score":-0.06715429574251175,"channel":0,"num_words":1,"start":243.895,"end":244.395},{"sentences":[{"text":"I didn't do it the last financial year.","start":244.185,"end":246.205,"sentiment":"neutral","sentiment_score":-0.09886076487600803}],"sentiment":"neutral","sentiment_score":-0.09886076487600803,"channel":1,"num_words":8,"start":244.185,"end":246.205},{"sentences":[{"text":"That's all good.","start":246.615,"end":247.415,"sentiment":"positive","sentiment_score":0.3841135899225871},{"text":"Would you like me to put a little reminder in, like, May","start":247.415,"end":251.435,"sentiment":"neutral","sentiment_score":0.146651154384017}],"sentiment":"neutral","sentiment_score":0.194143641491731,"channel":0,"num_words":15,"start":246.615,"end":251.435},{"sentences":[{"text":"Yep.","start":252.185,"end":252.58499,"sentiment":"neutral","sentiment_score":0.15721578896045685}],"sentiment":"neutral","sentiment_score":0.15721578896045685,"channel":1,"num_words":1,"start":252.185,"end":252.58499},{"sentences":[{"text":"to","start":252.215,"end":252.695,"sentiment":"neutral","sentiment_score":0.105752095580101}],"sentiment":"neutral","sentiment_score":0.105752095580101,"channel":0,"num_words":1,"start":252.215,"end":252.695},{"sentences":[{"text":"That","start":252.58499,"end":252.745,"sentiment":"neutral","sentiment_score":0.28727757930755615}],"sentiment":"neutral","sentiment_score":0.28727757930755615,"channel":1,"num_words":1,"start":252.58499,"end":252.745},{"sentences":[{"text":"reach","start":252.695,"end":253.02,"sentiment":"positive","sentiment_score":0.4332534372806549}],"sentiment":"positive","sentiment_score":0.4332534372806549,"channel":0,"num_words":1,"start":252.695,"end":253.02},{"sentences":[{"text":"would be great.","start":252.745,"end":253.645,"sentiment":"positive","sentiment_score":0.41796040534973145}],"sentiment":"positive","sentiment_score":0.41796040534973145,"channel":1,"num_words":3,"start":252.745,"end":253.645},{"sentences":[{"text":"out in the event to just","start":253.26001,"end":255.98001,"sentiment":"neutral","sentiment_score":0.12511943156520525}],"sentiment":"neutral","sentiment_score":0.12511943156520525,"channel":0,"num_words":6,"start":253.26001,"end":255.98001},{"sentences":[{"text":"Yep.","start":255.785,"end":256.285,"sentiment":"neutral","sentiment_score":0.04656518250703811}],"sentiment":"neutral","sentiment_score":0.04656518250703811,"channel":1,"num_words":1,"start":255.785,"end":256.285},{"sentences":[{"text":"be like, hey.","start":255.98001,"end":256.88,"sentiment":"neutral","sentiment_score":0.051133582989374794}],"sentiment":"neutral","sentiment_score":0.051133582989374794,"channel":0,"num_words":3,"start":255.98001,"end":256.88},{"sentences":[{"text":"Yep.","start":257.39,"end":257.89,"sentiment":"neutral","sentiment_score":-0.0008933345670811832}],"sentiment":"neutral","sentiment_score":-0.0008933345670811832,"channel":1,"num_words":1,"start":257.39,"end":257.89},{"sentences":[{"text":"Obviously and it's also a good checking point if for some reason, you know, obviously, if you do significantly more, we can check-in eligibility.","start":257.42,"end":266.0,"sentiment":"positive","sentiment_score":0.3368790801614523}],"sentiment":"positive","sentiment_score":0.3368790801614523,"channel":0,"num_words":24,"start":257.42,"end":266.0},{"sentences":[{"text":"Yep.","start":266.83002,"end":267.33002,"sentiment":"neutral","sentiment_score":0.31976422667503357}],"sentiment":"neutral","sentiment_score":0.31976422667503357,"channel":1,"num_words":1,"start":266.83002,"end":267.33002},{"sentences":[{"text":"But, obviously, it is very it's a very effective strategy, obviously, with you just making a little bit of contributions,","start":267.045,"end":273.305,"sentiment":"positive","sentiment_score":0.5060811296105385}],"sentiment":"positive","sentiment_score":0.5060811296105385,"channel":0,"num_words":20,"start":267.045,"end":273.305},{"sentences":[{"text":"Yep.","start":273.895,"end":274.395,"sentiment":"neutral","sentiment_score":0.26773250102996826}],"sentiment":"neutral","sentiment_score":0.26773250102996826,"channel":1,"num_words":1,"start":273.895,"end":274.395},{"sentences":[{"text":"and then the government matched that for 500.","start":274.245,"end":276.165,"sentiment":"neutral","sentiment_score":0.29758473113179207},{"text":"So it's probably,","start":276.165,"end":276.805,"sentiment":"neutral","sentiment_score":0.28510845204194385}],"sentiment":"neutral","sentiment_score":0.2941821095618335,"channel":0,"num_words":11,"start":274.245,"end":276.805},{"sentences":[{"text":"Yes.","start":276.775,"end":277.275,"sentiment":"neutral","sentiment_score":0.30527806282043457}],"sentiment":"neutral","sentiment_score":0.30527806282043457,"channel":1,"num_words":1,"start":276.775,"end":277.275},{"sentences":[{"text":"like, the most effective way to do it.","start":276.805,"end":280.22998,"sentiment":"neutral","sentiment_score":0.33059321343898773},{"text":"So I'll make a little note here in Maine.","start":280.37,"end":283.75,"sentiment":"neutral","sentiment_score":0.23407241867648232}],"sentiment":"neutral","sentiment_score":0.27949396915295543,"channel":0,"num_words":17,"start":276.805,"end":283.75},{"sentences":[{"text":"That will be great.","start":283.3,"end":284.25998,"sentiment":"positive","sentiment_score":0.7296851873397827},{"text":"Thank you.","start":284.25998,"end":285.08,"sentiment":"positive","sentiment_score":0.6309535205364227}],"sentiment":"positive","sentiment_score":0.6967746317386627,"channel":1,"num_words":6,"start":283.3,"end":285.08},{"sentences":[{"text":"Yep.","start":284.68997,"end":285.18997,"sentiment":"neutral","sentiment_score":0.1476266086101532},{"text":"No.","start":285.49,"end":285.65,"sentiment":"neutral","sentiment_score":0.05553078278899193},{"text":"That's all good.","start":285.65,"end":286.78998,"sentiment":"neutral","sentiment_score":0.1336552103360494},{"text":"Now asset wise, I have here that your property is valued at about last was between one and one point one.","start":287.40997,"end":295.35498,"sentiment":"neutral","sentiment_score":0.045339466560454594},{"text":"Do you","start":295.815,"end":296.055,"sentiment":"neutral","sentiment_score":0.00886378064751625}],"sentiment":"neutral","sentiment_score":0.056213549338281155,"channel":0,"num_words":28,"start":284.68997,"end":296.055},{"sentences":[{"text":"Yeah.","start":296.02,"end":296.25998,"sentiment":"neutral","sentiment_score":0.008813307620584965}],"sentiment":"neutral","sentiment_score":0.008813307620584965,"channel":1,"num_words":1,"start":296.02,"end":296.25998},{"sentences":[{"text":"know","start":296.055,"end":296.375,"sentiment":"neutral","sentiment_score":0.0026127956807613373}],"sentiment":"neutral","sentiment_score":0.0026127956807613373,"channel":0,"num_words":1,"start":296.055,"end":296.375},{"sentences":[{"text":"That","start":296.25998,"end":296.5,"sentiment":"neutral","sentiment_score":0.003506135195493698}],"sentiment":"neutral","sentiment_score":0.003506135195493698,"channel":1,"num_words":1,"start":296.25998,"end":296.5},{"sentences":[{"text":"roughly","start":296.375,"end":296.775,"sentiment":"neutral","sentiment_score":0.007982520386576653}],"sentiment":"neutral","sentiment_score":0.007982520386576653,"channel":0,"num_words":1,"start":296.375,"end":296.775},{"sentences":[{"text":"is","start":296.5,"end":296.58,"sentiment":"neutral","sentiment_score":0.0016408003866672516}],"sentiment":"neutral","sentiment_score":0.0016408003866672516,"channel":1,"num_words":1,"start":296.5,"end":296.58},{"sentences":[{"text":"where it's at now?","start":296.775,"end":298.235,"sentiment":"neutral","sentiment_score":-0.004733568173833191}],"sentiment":"neutral","sentiment_score":-0.004733568173833191,"channel":0,"num_words":4,"start":296.775,"end":298.235},{"sentences":[{"text":"to be honest with you, I have no idea.","start":298.61502,"end":300.635,"sentiment":"neutral","sentiment_score":-0.09842110218273269},{"text":"It would be still up in the millions like, a million, I should say.","start":301.095,"end":305.11502,"sentiment":"neutral","sentiment_score":-0.04993687277393682}],"sentiment":"neutral","sentiment_score":-0.06890896254259607,"channel":1,"num_words":23,"start":298.61502,"end":305.11502},{"sentences":[{"text":"Yep.","start":305.25497,"end":305.75497,"sentiment":"neutral","sentiment_score":0.003568023443222046}],"sentiment":"neutral","sentiment_score":0.003568023443222046,"channel":0,"num_words":1,"start":305.25497,"end":305.75497},{"sentences":[{"text":"Yeah.","start":305.495,"end":305.815,"sentiment":"neutral","sentiment_score":0.0030724434182047844},{"text":"Probably about the same, I'd say.","start":305.815,"end":307.575,"sentiment":"neutral","sentiment_score":-0.01115188313027223}],"sentiment":"neutral","sentiment_score":-0.009119836480489798,"channel":1,"num_words":7,"start":305.495,"end":307.575},{"sentences":[{"text":"About","start":307.335,"end":307.655,"sentiment":"neutral","sentiment_score":-0.02375992387533188}],"sentiment":"neutral","sentiment_score":-0.02375992387533188,"channel":0,"num_words":1,"start":307.335,"end":307.655},{"sentences":[{"text":"I","start":307.575,"end":307.655,"sentiment":"neutral","sentiment_score":-0.01612396538257599}],"sentiment":"neutral","sentiment_score":-0.01612396538257599,"channel":1,"num_words":1,"start":307.575,"end":307.655},{"sentences":[{"text":"the","start":307.655,"end":307.815,"sentiment":"neutral","sentiment_score":-0.018780600279569622}],"sentiment":"neutral","sentiment_score":-0.018780600279569622,"channel":0,"num_words":1,"start":307.655,"end":307.815},{"sentences":[{"text":"you","start":307.73502,"end":307.89502,"sentiment":"neutral","sentiment_score":-0.014104964211583138}],"sentiment":"neutral","sentiment_score":-0.014104964211583138,"channel":1,"num_words":1,"start":307.73502,"end":307.89502},{"sentences":[{"text":"same.","start":307.815,"end":308.22,"sentiment":"neutral","sentiment_score":-0.02473450638353825}],"sentiment":"neutral","sentiment_score":-0.02473450638353825,"channel":0,"num_words":1,"start":307.815,"end":308.22},{"sentences":[{"text":"know, I don't really know.","start":307.89502,"end":308.935,"sentiment":"neutral","sentiment_score":-0.05275054052472115},{"text":"Sorry.","start":308.935,"end":309.435,"sentiment":"neutral","sentiment_score":-0.08065652847290039}],"sentiment":"neutral","sentiment_score":-0.05740153851608435,"channel":1,"num_words":6,"start":307.89502,"end":309.435},{"sentences":[{"text":"No.","start":309.9,"end":310.3,"sentiment":"neutral","sentiment_score":-0.06366769224405289},{"text":"That's all good.","start":310.3,"end":311.28,"sentiment":"neutral","sentiment_score":0.06507003679871559},{"text":"And you guys don't have anything owing on that property, do you?","start":311.58,"end":315.68,"sentiment":"neutral","sentiment_score":-0.004805374735345443}],"sentiment":"neutral","sentiment_score":0.004617370082996786,"channel":0,"num_words":16,"start":309.9,"end":315.68},{"sentences":[{"text":"No.","start":315.74002,"end":316.06003,"sentiment":"neutral","sentiment_score":-0.06435468047857285},{"text":"Nothing on that","start":316.06003,"end":316.78003,"sentiment":"neutral","sentiment_score":-0.04464199269811312}],"sentiment":"neutral","sentiment_score":-0.049570164643228054,"channel":1,"num_words":4,"start":315.74002,"end":316.78003},{"sentences":[{"text":"No.","start":316.7,"end":317.2,"sentiment":"neutral","sentiment_score":-0.06894849985837936}],"sentiment":"neutral","sentiment_score":-0.06894849985837936,"channel":0,"num_words":1,"start":316.7,"end":317.2},{"sentences":[{"text":"one.","start":316.78003,"end":317.28003,"sentiment":"neutral","sentiment_score":-0.07256937026977539}],"sentiment":"neutral","sentiment_score":-0.07256937026977539,"channel":1,"num_words":1,"start":316.78003,"end":317.28003},{"sentences":[{"text":"And then you still have the block of land?","start":317.58,"end":319.68,"sentiment":"neutral","sentiment_score":-0.009676252181331316}],"sentiment":"neutral","sentiment_score":-0.009676252181331316,"channel":0,"num_words":9,"start":317.58,"end":319.68},{"sentences":[{"text":"Yes.","start":319.98,"end":320.30002,"sentiment":"neutral","sentiment_score":0.02424138225615025},{"text":"We still have it.","start":320.30002,"end":321.44,"sentiment":"neutral","sentiment_score":0.022432599682360888}],"sentiment":"neutral","sentiment_score":0.02279435619711876,"channel":1,"num_words":5,"start":319.98,"end":321.44},{"sentences":[{"text":"Yep.","start":320.94,"end":321.44,"sentiment":"neutral","sentiment_score":0.024687469005584717},{"text":"And I have here valued at about 500,000.","start":322.06,"end":325.13498,"sentiment":"neutral","sentiment_score":0.02131667942740023}],"sentiment":"neutral","sentiment_score":0.021691211602754064,"channel":0,"num_words":9,"start":320.94,"end":325.13498},{"sentences":[{"text":"Yes.","start":325.80502,"end":326.20502,"sentiment":"neutral","sentiment_score":0.03353322297334671},{"text":"Correct.","start":326.20502,"end":326.685,"sentiment":"neutral","sentiment_score":0.04759177565574646},{"text":"Yep.","start":326.685,"end":327.185,"sentiment":"neutral","sentiment_score":0.030221378430724144}],"sentiment":"neutral","sentiment_score":0.0371154590199391,"channel":1,"num_words":3,"start":325.80502,"end":327.185},{"sentences":[{"text":"Yep.","start":326.715,"end":327.215,"sentiment":"neutral","sentiment_score":0.02546725794672966},{"text":"And then about $1.80 owing.","start":327.435,"end":329.935,"sentiment":"neutral","sentiment_score":0.0185091532766819}],"sentiment":"neutral","sentiment_score":0.019668837388356526,"channel":0,"num_words":6,"start":326.715,"end":329.935},{"sentences":[{"text":"Yes.","start":330.36502,"end":330.765,"sentiment":"neutral","sentiment_score":0.0391421802341938},{"text":"That's correct.","start":330.765,"end":331.505,"sentiment":"neutral","sentiment_score":0.05783358961343765}],"sentiment":"neutral","sentiment_score":0.05160311982035637,"channel":1,"num_words":3,"start":330.36502,"end":331.505},{"sentences":[{"text":"Yep.","start":331.35498,"end":331.85498,"sentiment":"neutral","sentiment_score":0.028452051803469654},{"text":"And then do you also have the motor vehicle valued at about 65,000?","start":332.155,"end":336.175,"sentiment":"neutral","sentiment_score":0.01551620762508649}],"sentiment":"neutral","sentiment_score":0.016440196494971002,"channel":0,"num_words":14,"start":331.35498,"end":336.175},{"sentences":[{"text":"Yep.","start":336.59998,"end":336.95996,"sentiment":"neutral","sentiment_score":0.009603964164853096},{"text":"Still have","start":336.95996,"end":337.81998,"sentiment":"neutral","sentiment_score":0.00439840042963624}],"sentiment":"neutral","sentiment_score":0.006133588341375192,"channel":1,"num_words":3,"start":336.59998,"end":337.81998},{"sentences":[{"text":"Yep.","start":337.51498,"end":338.01498,"sentiment":"neutral","sentiment_score":0.004045871552079916},{"text":"And nothing","start":338.315,"end":338.94,"sentiment":"neutral","sentiment_score":-0.007234147284179927}],"sentiment":"neutral","sentiment_score":-0.0034741410054266457,"channel":0,"num_words":3,"start":337.51498,"end":338.94},{"sentences":[{"text":"it.","start":338.87997,"end":339.37997,"sentiment":"neutral","sentiment_score":-0.010569313541054726}],"sentiment":"neutral","sentiment_score":-0.010569313541054726,"channel":1,"num_words":1,"start":338.87997,"end":339.37997},{"sentences":[{"text":"owing on that one either?","start":338.94,"end":340.92,"sentiment":"neutral","sentiment_score":-0.016163875348865986}],"sentiment":"neutral","sentiment_score":-0.016163875348865986,"channel":0,"num_words":5,"start":338.94,"end":340.92},{"sentences":[{"text":"No.","start":340.43997,"end":340.84,"sentiment":"neutral","sentiment_score":-0.051536694169044495},{"text":"No.","start":340.84,"end":341.34,"sentiment":"neutral","sentiment_score":-0.056423477828502655}],"sentiment":"neutral","sentiment_score":-0.053980085998773575,"channel":1,"num_words":2,"start":340.43997,"end":341.34},{"sentences":[{"text":"No.","start":341.42,"end":341.5,"sentiment":"neutral","sentiment_score":-0.06174846366047859},{"text":"No.","start":341.5,"end":341.66,"sentiment":"neutral","sentiment_score":-0.057074904441833496},{"text":"Great.","start":341.66,"end":342.16,"sentiment":"neutral","sentiment_score":0.02755143493413925},{"text":"Any other new assets that's changed that we haven't kind of gone through?","start":342.22,"end":346.56,"sentiment":"neutral","sentiment_score":0.006471733276087504}],"sentiment":"neutral","sentiment_score":-0.00044621253618970513,"channel":0,"num_words":16,"start":341.42,"end":346.56},{"sentences":[{"text":"No.","start":348.03998,"end":348.43997,"sentiment":"neutral","sentiment_score":-0.07993406057357788},{"text":"Nothing since we bought this house.","start":348.43997,"end":350.19998,"sentiment":"neutral","sentiment_score":-0.11226121584574382},{"text":"No.","start":350.19998,"end":350.36,"sentiment":"neutral","sentiment_score":-0.06547529995441437},{"text":"That's","start":350.36,"end":350.59998,"sentiment":"neutral","sentiment_score":-0.047624167054891586}],"sentiment":"neutral","sentiment_score":-0.09628898029526074,"channel":1,"num_words":9,"start":348.03998,"end":350.59998},{"sentences":[{"text":"Nope.","start":350.78,"end":351.28,"sentiment":"neutral","sentiment_score":-0.0793212503194809}],"sentiment":"neutral","sentiment_score":-0.0793212503194809,"channel":0,"num_words":1,"start":350.78,"end":351.28},{"sentences":[{"text":"yeah.","start":350.925,"end":351.085,"sentiment":"neutral","sentiment_score":-0.008537955582141876},{"text":"I think that's","start":351.085,"end":351.645,"sentiment":"neutral","sentiment_score":0.009511801724632582}],"sentiment":"neutral","sentiment_score":0.004999362397938967,"channel":1,"num_words":4,"start":350.925,"end":351.645},{"sentences":[{"text":"That's","start":351.5,"end":351.82,"sentiment":"neutral","sentiment_score":0.10931627452373505}],"sentiment":"neutral","sentiment_score":0.10931627452373505,"channel":0,"num_words":1,"start":351.5,"end":351.82},{"sentences":[{"text":"about","start":351.645,"end":352.145,"sentiment":"neutral","sentiment_score":0.07564615458250046}],"sentiment":"neutral","sentiment_score":0.07564615458250046,"channel":1,"num_words":1,"start":351.645,"end":352.145},{"sentences":[{"text":"all good.","start":351.82,"end":352.56,"sentiment":"neutral","sentiment_score":0.1324249729514122},{"text":"Yep.","start":352.62,"end":353.02,"sentiment":"neutral","sentiment_score":0.09448461979627608},{"text":"Perfect.","start":353.02,"end":353.52,"sentiment":"neutral","sentiment_score":0.20035243034362793},{"text":"And health and lifestyle wise, have you done her as a nonsmoker?","start":354.48502,"end":358.265,"sentiment":"neutral","sentiment_score":0.029288087505847216},{"text":"That's still","start":358.48502,"end":359.045,"sentiment":"neutral","sentiment_score":-0.011821242049336433}],"sentiment":"neutral","sentiment_score":0.049305642334123455,"channel":0,"num_words":18,"start":351.82,"end":359.045},{"sentences":[{"text":"it.","start":358.925,"end":359.425,"sentiment":"neutral","sentiment_score":-0.004533074796199799}],"sentiment":"neutral","sentiment_score":-0.004533074796199799,"channel":1,"num_words":1,"start":358.925,"end":359.425},{"sentences":[{"text":"the case?","start":359.045,"end":359.625,"sentiment":"neutral","sentiment_score":-0.005408821627497673}],"sentiment":"neutral","sentiment_score":-0.005408821627497673,"channel":0,"num_words":2,"start":359.045,"end":359.625},{"sentences":[{"text":"Definitely.","start":360.04498,"end":360.54498,"sentiment":"neutral","sentiment_score":0.003549653571099043}],"sentiment":"neutral","sentiment_score":0.003549653571099043,"channel":1,"num_words":1,"start":360.04498,"end":360.54498},{"sentences":[{"text":"Yeah.","start":361.36502,"end":361.86502,"sentiment":"neutral","sentiment_score":-0.003970674239099026},{"text":"And any significant health issues or injuries or anything?","start":362.565,"end":367.625,"sentiment":"neutral","sentiment_score":-0.039166575090752706}],"sentiment":"neutral","sentiment_score":-0.03564698500558734,"channel":0,"num_words":10,"start":361.36502,"end":367.625},{"sentences":[{"text":"No.","start":368.14,"end":368.54,"sentiment":"neutral","sentiment_score":-0.08930878341197968},{"text":"Nothing at","start":368.54,"end":369.18002,"sentiment":"neutral","sentiment_score":-0.08256708085536957}],"sentiment":"neutral","sentiment_score":-0.08481431504090627,"channel":1,"num_words":3,"start":368.14,"end":369.18002},{"sentences":[{"text":"No.","start":369.125,"end":369.57,"sentiment":"neutral","sentiment_score":-0.10725261270999908}],"sentiment":"neutral","sentiment_score":-0.10725261270999908,"channel":0,"num_words":1,"start":369.125,"end":369.57},{"sentences":[{"text":"all.","start":369.18002,"end":369.68002,"sentiment":"neutral","sentiment_score":-0.09712953865528108}],"sentiment":"neutral","sentiment_score":-0.09712953865528108,"channel":1,"num_words":1,"start":369.18002,"end":369.68002},{"sentences":[{"text":"That's","start":369.97,"end":370.37,"sentiment":"neutral","sentiment_score":-0.10014699399471284}],"sentiment":"neutral","sentiment_score":-0.10014699399471284,"channel":0,"num_words":1,"start":369.97,"end":370.37},{"sentences":[{"text":"No.","start":370.14,"end":370.64,"sentiment":"neutral","sentiment_score":-0.16562038660049438}],"sentiment":"neutral","sentiment_score":-0.16562038660049438,"channel":1,"num_words":1,"start":370.14,"end":370.64},{"sentences":[{"text":"great.","start":370.37,"end":370.87,"sentiment":"neutral","sentiment_score":-0.10851433128118516},{"text":"No.","start":371.73,"end":372.05002,"sentiment":"neutral","sentiment_score":-0.1366487294435501},{"text":"Like, medications or anything serious?","start":372.05002,"end":374.55002,"sentiment":"neutral","sentiment_score":-0.1510339766740799}],"sentiment":"neutral","sentiment_score":-0.14290470629930496,"channel":0,"num_words":7,"start":370.37,"end":374.55002},{"sentences":[{"text":"No.","start":374.46002,"end":374.96002,"sentiment":"neutral","sentiment_score":-0.11650046706199646},{"text":"No.","start":375.1,"end":375.6,"sentiment":"neutral","sentiment_score":-0.11522740125656128}],"sentiment":"neutral","sentiment_score":-0.11586393415927887,"channel":1,"num_words":2,"start":374.46002,"end":375.6},{"sentences":[{"text":"No.","start":375.33002,"end":375.73,"sentiment":"neutral","sentiment_score":-0.0786101371049881},{"text":"That's great.","start":375.73,"end":376.55002,"sentiment":"neutral","sentiment_score":0.0045103131560608745},{"text":"Now estate planning wise, do you know if you guys have a will or power of attorney in place?","start":377.01,"end":384.51498,"sentiment":"neutral","sentiment_score":0.007455826393867794}],"sentiment":"neutral","sentiment_score":0.0032759632132100787,"channel":0,"num_words":22,"start":375.33002,"end":384.51498},{"sentences":[{"text":"To be honest with you, I don't know whether we've got a power of attorney.","start":386.11502,"end":388.83502,"sentiment":"neutral","sentiment_score":-0.05146791450679302},{"text":"I know we've got our wills and everything.","start":388.83502,"end":390.695,"sentiment":"neutral","sentiment_score":-0.02806304395198822}],"sentiment":"neutral","sentiment_score":-0.04332708996599135,"channel":1,"num_words":23,"start":386.11502,"end":390.695},{"sentences":[{"text":"Mhmm.","start":391.29498,"end":391.79498,"sentiment":"neutral","sentiment_score":-0.01834886148571968}],"sentiment":"neutral","sentiment_score":-0.01834886148571968,"channel":0,"num_words":1,"start":391.29498,"end":391.79498},{"sentences":[{"text":"I actually think my brother is my our power of attorney, but, honestly, I'd have to check.","start":392.035,"end":396.34998,"sentiment":"neutral","sentiment_score":-0.05462112387313562},{"text":"I'm not a 100% sure.","start":396.34998,"end":397.81,"sentiment":"neutral","sentiment_score":-0.1243770107626915}],"sentiment":"neutral","sentiment_score":-0.07047473452985287,"channel":1,"num_words":22,"start":392.035,"end":397.81},{"sentences":[{"text":"No worries.","start":397.75,"end":398.23,"sentiment":"neutral","sentiment_score":0.06691568344831467},{"text":"That's all good.","start":398.23,"end":399.37,"sentiment":"neutral","sentiment_score":0.28411958118279773},{"text":"I'll just put maybe but you don't have anyone making any financial decisions or anything like that for you","start":400.23,"end":407.11,"sentiment":"neutral","sentiment_score":-0.01265453351171393}],"sentiment":"neutral","sentiment_score":0.031073082238435745,"channel":0,"num_words":24,"start":397.75,"end":407.11},{"sentences":[{"text":"No.","start":406.99,"end":407.49,"sentiment":"neutral","sentiment_score":-0.1115386113524437}],"sentiment":"neutral","sentiment_score":-0.1115386113524437,"channel":1,"num_words":1,"start":406.99,"end":407.49},{"sentences":[{"text":"at the moment,","start":407.11,"end":407.75,"sentiment":"neutral","sentiment_score":-0.142329270641009}],"sentiment":"neutral","sentiment_score":-0.142329270641009,"channel":0,"num_words":3,"start":407.11,"end":407.75},{"sentences":[{"text":"No.","start":407.62997,"end":408.12997,"sentiment":"neutral","sentiment_score":-0.22345075011253357}],"sentiment":"neutral","sentiment_score":-0.22345075011253357,"channel":1,"num_words":1,"start":407.62997,"end":408.12997},{"sentences":[{"text":"though.","start":407.75,"end":407.99,"sentiment":"neutral","sentiment_score":-0.1662716269493103},{"text":"No.","start":407.99,"end":408.31,"sentiment":"neutral","sentiment_score":-0.2671796679496765}],"sentiment":"neutral","sentiment_score":-0.2167256474494934,"channel":0,"num_words":2,"start":407.75,"end":408.31},{"sentences":[{"text":"No.","start":408.27,"end":408.705,"sentiment":"negative","sentiment_score":-0.35746490955352783}],"sentiment":"negative","sentiment_score":-0.35746490955352783,"channel":1,"num_words":1,"start":408.27,"end":408.705},{"sentences":[{"text":"Not great.","start":408.31,"end":409.05,"sentiment":"negative","sentiment_score":-0.41634196043014526}],"sentiment":"negative","sentiment_score":-0.41634196043014526,"channel":0,"num_words":2,"start":408.31,"end":409.05},{"sentences":[{"text":"No.","start":409.025,"end":409.525,"sentiment":"neutral","sentiment_score":-0.17838549613952637}],"sentiment":"neutral","sentiment_score":-0.17838549613952637,"channel":1,"num_words":1,"start":409.025,"end":409.525},{"sentences":[{"text":"And when it comes to your beneficiary, so in the event that something would've happened to you, I have that","start":410.31,"end":417.275,"sentiment":"neutral","sentiment_score":0.007422359415795654}],"sentiment":"neutral","sentiment_score":0.007422359415795654,"channel":0,"num_words":20,"start":410.31,"end":417.275},{"sentences":[{"text":"Yep.","start":417.025,"end":417.525,"sentiment":"neutral","sentiment_score":0.023328498005867004}],"sentiment":"neutral","sentiment_score":0.023328498005867004,"channel":1,"num_words":1,"start":417.025,"end":417.525},{"sentences":[{"text":"all going to Matthew as well.","start":417.275,"end":418.79498,"sentiment":"neutral","sentiment_score":0.018097824417054653},{"text":"That's still correct?","start":418.79498,"end":419.775,"sentiment":"neutral","sentiment_score":0.034962479025125504}],"sentiment":"neutral","sentiment_score":0.02371937595307827,"channel":0,"num_words":9,"start":417.275,"end":419.775},{"sentences":[{"text":"Yep.","start":419.905,"end":420.22498,"sentiment":"neutral","sentiment_score":0.0699407160282135},{"text":"That's correct.","start":420.22498,"end":420.865,"sentiment":"neutral","sentiment_score":0.1108882986009121},{"text":"Unless","start":420.865,"end":421.185,"sentiment":"neutral","sentiment_score":-0.012350954115390778}],"sentiment":"neutral","sentiment_score":0.06984158977866173,"channel":1,"num_words":4,"start":419.905,"end":421.185},{"sentences":[{"text":"Yep.","start":421.035,"end":421.51498,"sentiment":"neutral","sentiment_score":-0.005370522849261761}],"sentiment":"neutral","sentiment_score":-0.005370522849261761,"channel":0,"num_words":1,"start":421.035,"end":421.51498},{"sentences":[{"text":"something happens","start":421.185,"end":421.82498,"sentiment":"neutral","sentiment_score":-0.016139768064022064}],"sentiment":"neutral","sentiment_score":-0.016139768064022064,"channel":1,"num_words":2,"start":421.185,"end":421.82498},{"sentences":[{"text":"Perfect.","start":421.51498,"end":422.01498,"sentiment":"neutral","sentiment_score":0.12167693674564362}],"sentiment":"neutral","sentiment_score":0.12167693674564362,"channel":0,"num_words":1,"start":421.51498,"end":422.01498},{"sentences":[{"text":"obviously to me and him, then it goes to","start":421.82498,"end":423.745,"sentiment":"neutral","sentiment_score":0.09001498503817452}],"sentiment":"neutral","sentiment_score":0.09001498503817452,"channel":1,"num_words":9,"start":421.82498,"end":423.745},{"sentences":[{"text":"Yeah.","start":423.675,"end":424.175,"sentiment":"neutral","sentiment_score":0.12034992128610612}],"sentiment":"neutral","sentiment_score":0.12034992128610612,"channel":0,"num_words":1,"start":423.675,"end":424.175},{"sentences":[{"text":"our kids.","start":423.745,"end":424.29,"sentiment":"neutral","sentiment_score":0.08693462610244751}],"sentiment":"neutral","sentiment_score":0.08693462610244751,"channel":1,"num_words":2,"start":423.745,"end":424.29},{"sentences":[{"text":"Yes.","start":424.79498,"end":425.29498,"sentiment":"neutral","sentiment_score":0.18934065103530884},{"text":"Now the good way that having it structured to your spouse is that it will be tax free.","start":425.81998,"end":433.02,"sentiment":"positive","sentiment_score":0.4927353494697147},{"text":"So it'll be completely","start":433.02,"end":433.9,"sentiment":"positive","sentiment_score":0.48131176829338074}],"sentiment":"positive","sentiment_score":0.4775575658549433,"channel":0,"num_words":23,"start":424.79498,"end":433.9},{"sentences":[{"text":"Yep.","start":433.57,"end":434.07,"sentiment":"positive","sentiment_score":0.4234243333339691}],"sentiment":"positive","sentiment_score":0.4234243333339691,"channel":1,"num_words":1,"start":433.57,"end":434.07},{"sentences":[{"text":"tax free to him if something would happen to you.","start":433.9,"end":436.47998,"sentiment":"positive","sentiment_score":0.4177459508180618}],"sentiment":"positive","sentiment_score":0.4177459508180618,"channel":0,"num_words":10,"start":433.9,"end":436.47998},{"sentences":[{"text":"Perfect.","start":436.69,"end":437.19,"sentiment":"positive","sentiment_score":0.4862474501132965}],"sentiment":"positive","sentiment_score":0.4862474501132965,"channel":1,"num_words":1,"start":436.69,"end":437.19},{"sentences":[{"text":"Now also during under review, what's usually kind of a good check-in point is to see your goals.","start":438.76498,"end":445.565,"sentiment":"neutral","sentiment_score":0.19716692633099026},{"text":"So kind of when we spoke last time, if the goals are the same, did you achieve them?","start":445.565,"end":450.205,"sentiment":"neutral","sentiment_score":0.11369398836460379},{"text":"Is anything changing?","start":450.205,"end":451.425,"sentiment":"neutral","sentiment_score":-0.027813059588273365},{"text":"Or what kind of lack of focus for the couple of years?","start":451.485,"end":455.18002,"sentiment":"neutral","sentiment_score":-0.17676779193182787}],"sentiment":"neutral","sentiment_score":0.06648713299164585,"channel":0,"num_words":51,"start":438.76498,"end":455.18002},{"sentences":[{"text":"Yep.","start":455.18997,"end":455.68997,"sentiment":"neutral","sentiment_score":0.047575443983078}],"sentiment":"neutral","sentiment_score":0.047575443983078,"channel":1,"num_words":1,"start":455.18997,"end":455.68997},{"sentences":[{"text":"So when we spoke last time, the main focus was through do some renovation through the house and maybe look at buying an investment property down the track.","start":456.12003,"end":466.38,"sentiment":"neutral","sentiment_score":0.04314885354999985}],"sentiment":"neutral","sentiment_score":0.04314885354999985,"channel":0,"num_words":28,"start":456.12003,"end":466.38},{"sentences":[{"text":"Yes.","start":466.62997,"end":467.12997,"sentiment":"neutral","sentiment_score":0.08293747156858444}],"sentiment":"neutral","sentiment_score":0.08293747156858444,"channel":1,"num_words":1,"start":466.62997,"end":467.12997},{"sentences":[{"text":"Is that still","start":466.69498,"end":467.335,"sentiment":"neutral","sentiment_score":0.08546022574106853}],"sentiment":"neutral","sentiment_score":0.08546022574106853,"channel":0,"num_words":3,"start":466.69498,"end":467.335},{"sentences":[{"text":"Correct.","start":467.18997,"end":467.68997,"sentiment":"neutral","sentiment_score":0.12299048900604248}],"sentiment":"neutral","sentiment_score":0.12299048900604248,"channel":1,"num_words":1,"start":467.18997,"end":467.68997},{"sentences":[{"text":"kind of something that you guys are, yep, kind of working","start":467.335,"end":470.055,"sentiment":"neutral","sentiment_score":0.09488897093317726}],"sentiment":"neutral","sentiment_score":0.09488897093317726,"channel":0,"num_words":11,"start":467.335,"end":470.055},{"sentences":[{"text":"Yep.","start":469.665,"end":470.165,"sentiment":"neutral","sentiment_score":0.0951528549194336}],"sentiment":"neutral","sentiment_score":0.0951528549194336,"channel":1,"num_words":1,"start":469.665,"end":470.165},{"sentences":[{"text":"towards?","start":470.055,"end":470.555,"sentiment":"neutral","sentiment_score":0.10246371477842332},{"text":"Yep.","start":470.69498,"end":471.095,"sentiment":"neutral","sentiment_score":0.07888834923505783}],"sentiment":"neutral","sentiment_score":0.09067603200674057,"channel":0,"num_words":2,"start":470.055,"end":471.095},{"sentences":[{"text":"Yep.","start":470.865,"end":471.365,"sentiment":"neutral","sentiment_score":0.13977600634098053}],"sentiment":"neutral","sentiment_score":0.13977600634098053,"channel":1,"num_words":1,"start":470.865,"end":471.365},{"sentences":[{"text":"Perfect.","start":471.095,"end":471.595,"sentiment":"positive","sentiment_score":0.36656782031059265},{"text":"Anything else that you are working towards otherwise?","start":472.85498,"end":475.275,"sentiment":"neutral","sentiment_score":0.16002518124878407}],"sentiment":"neutral","sentiment_score":0.1829743633667628,"channel":0,"num_words":9,"start":471.095,"end":475.275},{"sentences":[{"text":"No.","start":476.865,"end":477.025,"sentiment":"neutral","sentiment_score":-0.10684631764888763},{"text":"I don't think so.","start":477.025,"end":477.745,"sentiment":"neutral","sentiment_score":-0.1414325051009655},{"text":"Not at","start":477.745,"end":478.065,"sentiment":"neutral","sentiment_score":-0.144027978181839}],"sentiment":"neutral","sentiment_score":-0.13723318491663253,"channel":1,"num_words":7,"start":476.865,"end":478.065},{"sentences":[{"text":"No?","start":477.97498,"end":478.47498,"sentiment":"neutral","sentiment_score":-0.11436394602060318}],"sentiment":"neutral","sentiment_score":-0.11436394602060318,"channel":0,"num_words":1,"start":477.97498,"end":478.47498},{"sentences":[{"text":"this stage.","start":478.065,"end":478.465,"sentiment":"neutral","sentiment_score":-0.16879773885011673},{"text":"I gotta get this","start":478.465,"end":479.10498,"sentiment":"neutral","sentiment_score":-0.15271533280611038}],"sentiment":"neutral","sentiment_score":-0.15807613482077917,"channel":1,"num_words":6,"start":478.065,"end":479.10498},{"sentences":[{"text":"No.","start":479.09497,"end":479.59497,"sentiment":"neutral","sentiment_score":-0.11879237741231918}],"sentiment":"neutral","sentiment_score":-0.11879237741231918,"channel":0,"num_words":1,"start":479.09497,"end":479.59497},{"sentences":[{"text":"house renovated first.","start":479.10498,"end":480.485,"sentiment":"neutral","sentiment_score":-0.20673892398675284}],"sentiment":"neutral","sentiment_score":-0.20673892398675284,"channel":1,"num_words":3,"start":479.10498,"end":480.485},{"sentences":[{"text":"One thing at a time.","start":481.81998,"end":482.86,"sentiment":"neutral","sentiment_score":-0.06852893978357315},{"text":"Right?","start":482.86,"end":483.36,"sentiment":"neutral","sentiment_score":-0.0009285807609558104}],"sentiment":"neutral","sentiment_score":-0.057262213279803596,"channel":0,"num_words":6,"start":481.81998,"end":483.36},{"sentences":[{"text":"Yes.","start":483.17,"end":483.65002,"sentiment":"neutral","sentiment_score":0.05829734355211258},{"text":"Yes.","start":483.65002,"end":483.89,"sentiment":"neutral","sentiment_score":0.0751660168170929},{"text":"Yes.","start":483.89,"end":484.37003,"sentiment":"neutral","sentiment_score":0.09567897021770476},{"text":"We're halfway there.","start":484.37003,"end":485.25,"sentiment":"neutral","sentiment_score":0.13969693581263223},{"text":"We just got a little bit more to go.","start":485.25,"end":486.95,"sentiment":"neutral","sentiment_score":0.05554877842466036}],"sentiment":"neutral","sentiment_score":0.07654480958978335,"channel":1,"num_words":15,"start":483.17,"end":486.95},{"sentences":[{"text":"Oh, that's good.","start":487.18,"end":488.3,"sentiment":"neutral","sentiment_score":0.30871492624282837},{"text":"When do you guys think you'll be finished?","start":488.3,"end":490.3,"sentiment":"neutral","sentiment_score":0.0032111220061779022},{"text":"Do you have kind of an end","start":490.3,"end":491.91998,"sentiment":"neutral","sentiment_score":-0.043445822915860584}],"sentiment":"neutral","sentiment_score":0.03598405524260468,"channel":0,"num_words":18,"start":487.18,"end":491.91998},{"sentences":[{"text":"Listen.","start":492.45,"end":492.85,"sentiment":"neutral","sentiment_score":0.021471913903951645}],"sentiment":"neutral","sentiment_score":0.021471913903951645,"channel":1,"num_words":1,"start":492.45,"end":492.85},{"sentences":[{"text":"goal?","start":492.53998,"end":492.86,"sentiment":"neutral","sentiment_score":-0.00918795820325613}],"sentiment":"neutral","sentiment_score":-0.00918795820325613,"channel":0,"num_words":1,"start":492.53998,"end":492.86},{"sentences":[{"text":"If","start":492.85,"end":493.01,"sentiment":"neutral","sentiment_score":0.07919314503669739}],"sentiment":"neutral","sentiment_score":0.07919314503669739,"channel":1,"num_words":1,"start":492.85,"end":493.01},{"sentences":[{"text":"Or","start":492.86,"end":493.36,"sentiment":"neutral","sentiment_score":0.02173020876944065}],"sentiment":"neutral","sentiment_score":0.02173020876944065,"channel":0,"num_words":1,"start":492.86,"end":493.36},{"sentences":[{"text":"I get my way, I'll have it","start":493.01,"end":494.69,"sentiment":"neutral","sentiment_score":0.15558134019374847}],"sentiment":"neutral","sentiment_score":0.15558134019374847,"channel":1,"num_words":7,"start":493.01,"end":494.69},{"sentences":[{"text":"Yep.","start":494.62,"end":495.12,"sentiment":"neutral","sentiment_score":0.14258548617362976}],"sentiment":"neutral","sentiment_score":0.14258548617362976,"channel":0,"num_words":1,"start":494.62,"end":495.12},{"sentences":[{"text":"finished in the next twelve months.","start":494.69,"end":496.635,"sentiment":"neutral","sentiment_score":0.1299883375565211},{"text":"If Matthew","start":496.635,"end":497.275,"sentiment":"neutral","sentiment_score":0.14018860459327698}],"sentiment":"neutral","sentiment_score":0.13253840431571007,"channel":1,"num_words":8,"start":494.69,"end":497.275},{"sentences":[{"text":"Yep.","start":497.20502,"end":497.70502,"sentiment":"neutral","sentiment_score":0.12436874955892564}],"sentiment":"neutral","sentiment_score":0.12436874955892564,"channel":0,"num_words":1,"start":497.20502,"end":497.70502},{"sentences":[{"text":"gets his way, it'll be the next ten years.","start":497.275,"end":499.435,"sentiment":"neutral","sentiment_score":0.137324301732911},{"text":"So","start":499.435,"end":499.935,"sentiment":"neutral","sentiment_score":0.05386322736740112}],"sentiment":"neutral","sentiment_score":0.12897819429636,"channel":1,"num_words":10,"start":497.275,"end":499.935},{"sentences":[{"text":"Sounds similar to me and my husband.","start":500.645,"end":502.345,"sentiment":"neutral","sentiment_score":0.08833493611642293}],"sentiment":"neutral","sentiment_score":0.08833493611642293,"channel":0,"num_words":7,"start":500.645,"end":502.345},{"sentences":[{"text":"yep.","start":502.475,"end":502.975,"sentiment":"neutral","sentiment_score":-0.038265880197286606}],"sentiment":"neutral","sentiment_score":-0.038265880197286606,"channel":1,"num_words":1,"start":502.475,"end":502.975},{"sentences":[{"text":"It's like I always wanna do it right away, and he's like, oh, yeah.","start":502.645,"end":505.625,"sentiment":"neutral","sentiment_score":-0.13425895731363977},{"text":"So","start":506.565,"end":506.765,"sentiment":"neutral","sentiment_score":-0.17533740401268005}],"sentiment":"neutral","sentiment_score":-0.13699752042690913,"channel":0,"num_words":15,"start":502.645,"end":506.765},{"sentences":[{"text":"That's exactly","start":506.715,"end":507.45502,"sentiment":"negative","sentiment_score":-0.380358025431633}],"sentiment":"negative","sentiment_score":-0.380358025431633,"channel":1,"num_words":2,"start":506.715,"end":507.45502},{"sentences":[{"text":"no.","start":506.965,"end":507.285,"sentiment":"negative","sentiment_score":-0.3948633670806885},{"text":"I get","start":507.285,"end":507.685,"sentiment":"neutral","sentiment_score":-0.27592236548662186}],"sentiment":"neutral","sentiment_score":-0.3155693660179774,"channel":0,"num_words":3,"start":506.965,"end":507.685},{"sentences":[{"text":"how","start":507.595,"end":507.83502,"sentiment":"neutral","sentiment_score":-0.2240097373723984}],"sentiment":"neutral","sentiment_score":-0.2240097373723984,"channel":1,"num_words":1,"start":507.595,"end":507.83502},{"sentences":[{"text":"that.","start":507.685,"end":508.185,"sentiment":"neutral","sentiment_score":-0.2444981187582016}],"sentiment":"neutral","sentiment_score":-0.2444981187582016,"channel":0,"num_words":1,"start":507.685,"end":508.185},{"sentences":[{"text":"it is.","start":507.83502,"end":508.495,"sentiment":"neutral","sentiment_score":-0.12401318550109863},{"text":"Oh, dear.","start":510.23502,"end":510.89502,"sentiment":"neutral","sentiment_score":0.06840652786195278}],"sentiment":"neutral","sentiment_score":-0.027803328819572926,"channel":1,"num_words":4,"start":507.83502,"end":510.89502},{"sentences":[{"text":"And I guess when it comes to superannuation as well, I have here that, ideally, you would like to retire and draw an income from super at around 60.","start":511.43002,"end":520.97003,"sentiment":"neutral","sentiment_score":0.1197829339010962},{"text":"Do you still think","start":521.11,"end":521.91003,"sentiment":"neutral","sentiment_score":0.03020322835072875}],"sentiment":"neutral","sentiment_score":0.10892478777377894,"channel":0,"num_words":33,"start":511.43002,"end":521.91003},{"sentences":[{"text":"Yeah.","start":521.83,"end":522.33,"sentiment":"neutral","sentiment_score":0.06091076508164406}],"sentiment":"neutral","sentiment_score":0.06091076508164406,"channel":1,"num_words":1,"start":521.83,"end":522.33},{"sentences":[{"text":"that's kind of the main focus?","start":521.91003,"end":523.67004,"sentiment":"neutral","sentiment_score":0.07124886972208817},{"text":"Yep.","start":523.67004,"end":524.17004,"sentiment":"neutral","sentiment_score":0.0947459042072296}],"sentiment":"neutral","sentiment_score":0.07460558893425125,"channel":0,"num_words":7,"start":521.91003,"end":524.17004},{"sentences":[{"text":"Oh, I'd love","start":524.065,"end":524.705,"sentiment":"neutral","sentiment_score":0.17884960025548935}],"sentiment":"neutral","sentiment_score":0.17884960025548935,"channel":1,"num_words":3,"start":524.065,"end":524.705},{"sentences":[{"text":"And","start":524.60504,"end":525.10504,"sentiment":"neutral","sentiment_score":0.2039714157581329}],"sentiment":"neutral","sentiment_score":0.2039714157581329,"channel":0,"num_words":1,"start":524.60504,"end":525.10504},{"sentences":[{"text":"to do it a lot earlier, but","start":524.705,"end":526.625,"sentiment":"neutral","sentiment_score":0.2326476446219853}],"sentiment":"neutral","sentiment_score":0.2326476446219853,"channel":1,"num_words":7,"start":524.705,"end":526.625},{"sentences":[{"text":"a","start":526.525,"end":527.025,"sentiment":"neutral","sentiment_score":0.1692320704460144}],"sentiment":"neutral","sentiment_score":0.1692320704460144,"channel":0,"num_words":1,"start":526.525,"end":527.025},{"sentences":[{"text":"I guess 60 is probably more","start":526.625,"end":528.565,"sentiment":"neutral","sentiment_score":0.1662850926319758}],"sentiment":"neutral","sentiment_score":0.1662850926319758,"channel":1,"num_words":6,"start":526.625,"end":528.565},{"sentences":[{"text":"yeah.","start":529.325,"end":529.825,"sentiment":"neutral","sentiment_score":0.17494824528694153}],"sentiment":"neutral","sentiment_score":0.17494824528694153,"channel":0,"num_words":1,"start":529.325,"end":529.825},{"sentences":[{"text":"more more a goal at this stage, I guess, than","start":529.345,"end":532.485,"sentiment":"neutral","sentiment_score":0.1868107870221138}],"sentiment":"neutral","sentiment_score":0.1868107870221138,"channel":1,"num_words":10,"start":529.345,"end":532.485},{"sentences":[{"text":"Yeah.","start":532.04504,"end":532.54504,"sentiment":"neutral","sentiment_score":0.09502587467432022},{"text":"And","start":532.685,"end":532.925,"sentiment":"neutral","sentiment_score":0.11160971224308014}],"sentiment":"neutral","sentiment_score":0.10331779345870018,"channel":0,"num_words":2,"start":532.04504,"end":532.925},{"sentences":[{"text":"sooner.","start":532.865,"end":533.365,"sentiment":"neutral","sentiment_score":0.1226734071969986}],"sentiment":"neutral","sentiment_score":0.1226734071969986,"channel":1,"num_words":1,"start":532.865,"end":533.365},{"sentences":[{"text":"with the current legislation, obviously, you can retire earlier if you want.","start":532.925,"end":536.60504,"sentiment":"neutral","sentiment_score":0.08559645526111126},{"text":"You can't access super, though, until 60 with the","start":536.60504,"end":539.565,"sentiment":"neutral","sentiment_score":-0.0626180838379595}],"sentiment":"neutral","sentiment_score":0.02207593850436665,"channel":0,"num_words":21,"start":532.925,"end":539.565},{"sentences":[{"text":"Yeah.","start":539.54004,"end":539.94,"sentiment":"neutral","sentiment_score":-0.023716654628515244}],"sentiment":"neutral","sentiment_score":-0.023716654628515244,"channel":1,"num_words":1,"start":539.54004,"end":539.94},{"sentences":[{"text":"current legislation.","start":539.565,"end":540.15,"sentiment":"neutral","sentiment_score":-0.02686994057148695}],"sentiment":"neutral","sentiment_score":-0.02686994057148695,"channel":0,"num_words":2,"start":539.565,"end":540.15},{"sentences":[{"text":"Yep.","start":539.94,"end":540.44,"sentiment":"neutral","sentiment_score":0.10997366905212402}],"sentiment":"neutral","sentiment_score":0.10997366905212402,"channel":1,"num_words":1,"start":539.94,"end":540.44},{"sentences":[{"text":"So","start":540.63,"end":541.13,"sentiment":"neutral","sentiment_score":0.13978220522403717}],"sentiment":"neutral","sentiment_score":0.13978220522403717,"channel":0,"num_words":1,"start":540.63,"end":541.13},{"sentences":[{"text":"Yep.","start":541.06,"end":541.56,"sentiment":"neutral","sentiment_score":0.19871173799037933}],"sentiment":"neutral","sentiment_score":0.19871173799037933,"channel":1,"num_words":1,"start":541.06,"end":541.56},{"sentences":[{"text":"and I have here ideally through a draw an income of about 1,500 per week for you.","start":541.51,"end":548.31,"sentiment":"neutral","sentiment_score":0.3009959108689252},{"text":"Do you still","start":548.31,"end":548.87,"sentiment":"neutral","sentiment_score":0.20170879364013672}],"sentiment":"neutral","sentiment_score":0.28610284328460694,"channel":0,"num_words":20,"start":541.51,"end":548.87},{"sentences":[{"text":"Yep.","start":548.74,"end":549.24,"sentiment":"neutral","sentiment_score":0.20545820891857147}],"sentiment":"neutral","sentiment_score":0.20545820891857147,"channel":1,"num_words":1,"start":548.74,"end":549.24},{"sentences":[{"text":"think that's kind of achievable?","start":548.87,"end":551.45,"sentiment":"neutral","sentiment_score":0.28324596881866454}],"sentiment":"neutral","sentiment_score":0.28324596881866454,"channel":0,"num_words":5,"start":548.87,"end":551.45},{"sentences":[{"text":"So yeah.","start":551.495,"end":552.375,"sentiment":"neutral","sentiment_score":-0.006580095738172532},{"text":"Is that that's not, like, combined, is it?","start":552.375,"end":555.335,"sentiment":"neutral","sentiment_score":-0.09387153573334217},{"text":"Because I probably","start":555.335,"end":556.055,"sentiment":"neutral","sentiment_score":-0.23469444115956625}],"sentiment":"neutral","sentiment_score":-0.11293967698629086,"channel":1,"num_words":13,"start":551.495,"end":556.055},{"sentences":[{"text":"No.","start":555.885,"end":556.385,"sentiment":"negative","sentiment_score":-0.42066437005996704}],"sentiment":"negative","sentiment_score":-0.42066437005996704,"channel":0,"num_words":1,"start":555.885,"end":556.385},{"sentences":[{"text":"wouldn't spend that god.","start":556.055,"end":557.335,"sentiment":"negative","sentiment_score":-0.4654221162199974},{"text":"I would never spend that much money a week.","start":557.335,"end":559.35504,"sentiment":"negative","sentiment_score":-0.3590393563111623}],"sentiment":"negative","sentiment_score":-0.3917725132061885,"channel":1,"num_words":13,"start":556.055,"end":559.35504},{"sentences":[{"text":"Yeah.","start":559.645,"end":560.145,"sentiment":"neutral","sentiment_score":-0.0278070867061615}],"sentiment":"neutral","sentiment_score":-0.0278070867061615,"channel":0,"num_words":1,"start":559.645,"end":560.145},{"sentences":[{"text":"Yeah.","start":561.495,"end":561.995,"sentiment":"neutral","sentiment_score":-0.014720149338245392}],"sentiment":"neutral","sentiment_score":-0.014720149338245392,"channel":1,"num_words":1,"start":561.495,"end":561.995},{"sentences":[{"text":"Do you reckon","start":561.645,"end":562.28503,"sentiment":"neutral","sentiment_score":-0.013253272821505865}],"sentiment":"neutral","sentiment_score":-0.013253272821505865,"channel":0,"num_words":3,"start":561.645,"end":562.28503},{"sentences":[{"text":"Even","start":562.135,"end":562.635,"sentiment":"neutral","sentiment_score":-0.007040336728096008}],"sentiment":"neutral","sentiment_score":-0.007040336728096008,"channel":1,"num_words":1,"start":562.135,"end":562.635},{"sentences":[{"text":"more like a thousand?","start":562.28503,"end":563.42505,"sentiment":"neutral","sentiment_score":0.010276373475790024}],"sentiment":"neutral","sentiment_score":0.010276373475790024,"channel":0,"num_words":4,"start":562.28503,"end":563.42505},{"sentences":[{"text":"about 1,000.","start":563.655,"end":564.455,"sentiment":"neutral","sentiment_score":0.015577678568661213},{"text":"Yeah.","start":564.455,"end":564.775,"sentiment":"neutral","sentiment_score":0.06714922934770584},{"text":"That","start":564.775,"end":564.935,"sentiment":"neutral","sentiment_score":0.08237915486097336}],"sentiment":"neutral","sentiment_score":0.045170935336500406,"channel":1,"num_words":4,"start":563.655,"end":564.935},{"sentences":[{"text":"Yeah.","start":564.92505,"end":565.42505,"sentiment":"neutral","sentiment_score":0.11195192486047743}],"sentiment":"neutral","sentiment_score":0.11195192486047743,"channel":0,"num_words":1,"start":564.92505,"end":565.42505},{"sentences":[{"text":"would be sufficient.","start":564.935,"end":565.835,"sentiment":"neutral","sentiment_score":0.1741340160369873},{"text":"Yep.","start":566.135,"end":566.43,"sentiment":"neutral","sentiment_score":0.12705755233764648}],"sentiment":"neutral","sentiment_score":0.1623649001121521,"channel":1,"num_words":4,"start":564.935,"end":566.43},{"sentences":[{"text":"Yep.","start":566.28503,"end":566.60504,"sentiment":"neutral","sentiment_score":0.1432989537715912},{"text":"And that's honestly what most people say.","start":566.60504,"end":568.365,"sentiment":"neutral","sentiment_score":0.2228282711335591},{"text":"So if you are in a couple and if you don't have, like, a mortgage attached to your property or anything","start":568.365,"end":574.06,"sentiment":"neutral","sentiment_score":0.13061327363053957}],"sentiment":"neutral","sentiment_score":0.1533095033775116,"channel":0,"num_words":29,"start":566.28503,"end":574.06},{"sentences":[{"text":"Yep.","start":574.02997,"end":574.52997,"sentiment":"neutral","sentiment_score":0.13536296784877777}],"sentiment":"neutral","sentiment_score":0.13536296784877777,"channel":1,"num_words":1,"start":574.02997,"end":574.52997},{"sentences":[{"text":"at the time, most people say about a thousand dollars is pre still pretty good where you can live comfortably, do some traveling,","start":574.06,"end":581.04,"sentiment":"neutral","sentiment_score":0.28531883786553924}],"sentiment":"neutral","sentiment_score":0.28531883786553924,"channel":0,"num_words":23,"start":574.06,"end":581.04},{"sentences":[{"text":"Yep.","start":580.58997,"end":581.08997,"sentiment":"neutral","sentiment_score":0.24374333024024963}],"sentiment":"neutral","sentiment_score":0.24374333024024963,"channel":1,"num_words":1,"start":580.58997,"end":581.08997},{"sentences":[{"text":"and not have to stress too much.","start":582.34503,"end":584.525,"sentiment":"neutral","sentiment_score":0.15476707475525991}],"sentiment":"neutral","sentiment_score":0.15476707475525991,"channel":0,"num_words":7,"start":582.34503,"end":584.525},{"sentences":[{"text":"Yeah.","start":584.875,"end":585.275,"sentiment":"neutral","sentiment_score":0.16620385646820068},{"text":"Yeah.","start":585.275,"end":585.775,"sentiment":"neutral","sentiment_score":0.17481234669685364}],"sentiment":"neutral","sentiment_score":0.17050810158252716,"channel":1,"num_words":2,"start":584.875,"end":585.775},{"sentences":[{"text":"Yeah.","start":586.105,"end":586.34503,"sentiment":"neutral","sentiment_score":0.2205251306295395},{"text":"Alright.","start":586.34503,"end":586.745,"sentiment":"positive","sentiment_score":0.4081047475337982},{"text":"Perfect.","start":586.745,"end":587.245,"sentiment":"positive","sentiment_score":0.5309573411941528},{"text":"Now the next thing I do wanna triple check with you, it is just your risk profile.","start":587.305,"end":591.885,"sentiment":"neutral","sentiment_score":0.1283856568967595},{"text":"So it's just","start":592.105,"end":592.66504,"sentiment":"neutral","sentiment_score":0.11043181518713634}],"sentiment":"neutral","sentiment_score":0.15971473183320917,"channel":0,"num_words":23,"start":586.105,"end":592.66504},{"sentences":[{"text":"Yep.","start":592.555,"end":593.055,"sentiment":"neutral","sentiment_score":0.11746051162481308}],"sentiment":"neutral","sentiment_score":0.11746051162481308,"channel":1,"num_words":1,"start":592.555,"end":593.055},{"sentences":[{"text":"a couple of choice questions just to see if anything has changed in terms of how you feel about market fluctuations and volatility in regards to your superannuation.","start":592.66504,"end":602.62,"sentiment":"neutral","sentiment_score":0.07715331550155367}],"sentiment":"neutral","sentiment_score":0.07715331550155367,"channel":0,"num_words":28,"start":592.66504,"end":602.62},{"sentences":[{"text":"Yeah.","start":603.6,"end":604.1,"sentiment":"neutral","sentiment_score":0.04072051495313645}],"sentiment":"neutral","sentiment_score":0.04072051495313645,"channel":1,"num_words":1,"start":603.6,"end":604.1},{"sentences":[{"text":"No right or wrong answer.","start":604.76,"end":606.04004,"sentiment":"neutral","sentiment_score":-0.28932301998138427},{"text":"Again, it's just whatever you feel is the most appropriate for you.","start":606.04004,"end":609.115,"sentiment":"neutral","sentiment_score":0.047674902249127626},{"text":"Does that make","start":609.115,"end":609.755,"sentiment":"neutral","sentiment_score":0.09451207518577576}],"sentiment":"neutral","sentiment_score":-0.02954900236800313,"channel":0,"num_words":20,"start":604.76,"end":609.755},{"sentences":[{"text":"Okay.","start":609.6,"end":610.1,"sentiment":"neutral","sentiment_score":0.06335574388504028}],"sentiment":"neutral","sentiment_score":0.06335574388504028,"channel":1,"num_words":1,"start":609.6,"end":610.1},{"sentences":[{"text":"sense?","start":609.755,"end":610.255,"sentiment":"neutral","sentiment_score":0.0718376487493515}],"sentiment":"neutral","sentiment_score":0.0718376487493515,"channel":0,"num_words":1,"start":609.755,"end":610.255},{"sentences":[{"text":"Yep.","start":610.32,"end":610.82,"sentiment":"neutral","sentiment_score":0.17732959985733032}],"sentiment":"neutral","sentiment_score":0.17732959985733032,"channel":1,"num_words":1,"start":610.32,"end":610.82},{"sentences":[{"text":"Yep.","start":611.195,"end":611.595,"sentiment":"neutral","sentiment_score":0.3319380283355713},{"text":"Perfect.","start":611.595,"end":612.095,"sentiment":"positive","sentiment_score":0.6640233993530273},{"text":"Now when it comes to the level of risk that you are comfortable with for your superannuation, through obviously, make sure it continues to grow, but also a level that you are comfortable with.","start":613.355,"end":625.11,"sentiment":"neutral","sentiment_score":0.15370159157935312},{"text":"Would","start":625.57,"end":625.73,"sentiment":"neutral","sentiment_score":0.03246542811393738}],"sentiment":"neutral","sentiment_score":0.16903462079731194,"channel":0,"num_words":37,"start":611.195,"end":625.73},{"sentences":[{"text":"Yep.","start":625.595,"end":626.095,"sentiment":"neutral","sentiment_score":0.03561755269765854}],"sentiment":"neutral","sentiment_score":0.03561755269765854,"channel":1,"num_words":1,"start":625.595,"end":626.095},{"sentences":[{"text":"you say that you are willing to accept very high risk, high moderate, or a small amount of risk for your superannuation at this point.","start":625.73,"end":636.225,"sentiment":"neutral","sentiment_score":-0.01820795565843582}],"sentiment":"neutral","sentiment_score":-0.01820795565843582,"channel":0,"num_words":25,"start":625.73,"end":636.225},{"sentences":[{"text":"Probably high.","start":636.76996,"end":637.67,"sentiment":"neutral","sentiment_score":-0.05904600955545902},{"text":"I think that's","start":637.73,"end":638.20996,"sentiment":"neutral","sentiment_score":-0.025286947687466938}],"sentiment":"neutral","sentiment_score":-0.03879057243466377,"channel":1,"num_words":5,"start":636.76996,"end":638.20996},{"sentences":[{"text":"Yep.","start":638.125,"end":638.625,"sentiment":"neutral","sentiment_score":-0.01321193017065525}],"sentiment":"neutral","sentiment_score":-0.01321193017065525,"channel":0,"num_words":1,"start":638.125,"end":638.625},{"sentences":[{"text":"what I was before.","start":638.20996,"end":639.41,"sentiment":"neutral","sentiment_score":-0.03180336952209473},{"text":"Yep.","start":639.41,"end":639.91,"sentiment":"neutral","sentiment_score":0.02702279202640057}],"sentiment":"neutral","sentiment_score":-0.020038137212395668,"channel":1,"num_words":5,"start":638.20996,"end":639.91},{"sentences":[{"text":"Yeah.","start":639.965,"end":640.365,"sentiment":"neutral","sentiment_score":0.04670858010649681},{"text":"It's what you said last time.","start":640.365,"end":641.645,"sentiment":"neutral","sentiment_score":0.0639741662889719},{"text":"So that","start":641.645,"end":642.045,"sentiment":"neutral","sentiment_score":0.11611654981970787}],"sentiment":"neutral","sentiment_score":0.073642964164416,"channel":0,"num_words":9,"start":639.965,"end":642.045},{"sentences":[{"text":"Yep.","start":642.025,"end":642.525,"sentiment":"neutral","sentiment_score":0.12602365016937256}],"sentiment":"neutral","sentiment_score":0.12602365016937256,"channel":1,"num_words":1,"start":642.025,"end":642.525},{"sentences":[{"text":"all matches up.","start":642.045,"end":643.425,"sentiment":"neutral","sentiment_score":0.13096855580806732}],"sentiment":"neutral","sentiment_score":0.13096855580806732,"channel":0,"num_words":3,"start":642.045,"end":643.425},{"sentences":[{"text":"Yep.","start":643.22504,"end":643.72504,"sentiment":"neutral","sentiment_score":0.03992700204253197}],"sentiment":"neutral","sentiment_score":0.03992700204253197,"channel":1,"num_words":1,"start":643.22504,"end":643.72504},{"sentences":[{"text":"Mhmm.","start":643.965,"end":644.465,"sentiment":"neutral","sentiment_score":0.012030844576656818},{"text":"And when it comes to fluctuations as well, so hypothetically, let's say you place an investment, and after six months, the portfolio has decreased in value by 20%","start":645.165,"end":659.01,"sentiment":"neutral","sentiment_score":-0.06928246734397751}],"sentiment":"neutral","sentiment_score":-0.06647856003636944,"channel":0,"num_words":29,"start":643.965,"end":659.01},{"sentences":[{"text":"Yep.","start":659.76,"end":660.26,"sentiment":"neutral","sentiment_score":-0.11702825129032136}],"sentiment":"neutral","sentiment_score":-0.11702825129032136,"channel":1,"num_words":1,"start":659.76,"end":660.26},{"sentences":[{"text":"due to general trends in the market.","start":660.03,"end":662.07495,"sentiment":"neutral","sentiment_score":-0.16838919690677098},{"text":"So not, let's say, one particular investment that's gone bad, just the market trends as a whole.","start":662.13495,"end":667.995,"sentiment":"neutral","sentiment_score":-0.17789017628220952}],"sentiment":"neutral","sentiment_score":-0.1751190572977066,"channel":0,"num_words":24,"start":660.03,"end":667.995},{"sentences":[{"text":"Yep.","start":668.56,"end":669.06,"sentiment":"neutral","sentiment_score":0.02291351556777954}],"sentiment":"neutral","sentiment_score":0.02291351556777954,"channel":1,"num_words":1,"start":668.56,"end":669.06},{"sentences":[{"text":"Would you, if you had the option to do so, I think that now is potentially a good time to put a little bit more in while the prices are down.","start":669.415,"end":676.31494,"sentiment":"neutral","sentiment_score":0.0200099520865948},{"text":"Would you hold and just kind of assess and wait to see what happens, or would you want to shift to a more secure asset, but that means you are then selling when the prices have dropped?","start":676.96,"end":688.34,"sentiment":"neutral","sentiment_score":-0.0462269393374791}],"sentiment":"neutral","sentiment_score":-0.01603070942356306,"channel":0,"num_words":68,"start":669.415,"end":688.34},{"sentences":[{"text":"I probably just sit and hold for five.","start":689.63,"end":691.57,"sentiment":"neutral","sentiment_score":-0.021128613268956542}],"sentiment":"neutral","sentiment_score":-0.021128613268956542,"channel":1,"num_words":8,"start":689.63,"end":691.57},{"sentences":[{"text":"Set and hold.","start":691.27997,"end":692.145,"sentiment":"neutral","sentiment_score":0.007191989570856094},{"text":"Yep.","start":692.465,"end":692.965,"sentiment":"neutral","sentiment_score":0.07587409019470215}],"sentiment":"neutral","sentiment_score":0.024362514726817608,"channel":0,"num_words":4,"start":691.27997,"end":692.965},{"sentences":[{"text":"Yep.","start":692.50995,"end":693.00995,"sentiment":"neutral","sentiment_score":0.12175866216421127}],"sentiment":"neutral","sentiment_score":0.12175866216421127,"channel":1,"num_words":1,"start":692.50995,"end":693.00995},{"sentences":[{"text":"Perfect.","start":693.10504,"end":693.60504,"sentiment":"neutral","sentiment_score":0.31485018134117126},{"text":"And last one here is in regards to fluctuations again.","start":695.585,"end":700.16504,"sentiment":"neutral","sentiment_score":0.08969903215765954},{"text":"So","start":700.385,"end":700.78503,"sentiment":"neutral","sentiment_score":0.06617602705955505}],"sentiment":"neutral","sentiment_score":0.10650137749811013,"channel":0,"num_words":12,"start":693.10504,"end":700.78503},{"sentences":[{"text":"Yes.","start":700.635,"end":701.135,"sentiment":"neutral","sentiment_score":0.09893731772899628}],"sentiment":"neutral","sentiment_score":0.09893731772899628,"channel":1,"num_words":1,"start":700.635,"end":701.135},{"sentences":[{"text":"if you've ever had any investments, including superannuation, ever full in value, how would that have made you feel?","start":700.78503,"end":709.62,"sentiment":"neutral","sentiment_score":0.12723525888041445},{"text":"Would you say optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious?","start":709.84,"end":721.38,"sentiment":"neutral","sentiment_score":0.01458158174699003}],"sentiment":"neutral","sentiment_score":0.06678694432101599,"channel":0,"num_words":41,"start":700.78503,"end":721.38},{"sentences":[{"text":"No.","start":722.61005,"end":722.85004,"sentiment":"neutral","sentiment_score":-0.18026094138622284},{"text":"I'm pretty optimistic.","start":722.85004,"end":723.99,"sentiment":"neutral","sentiment_score":-0.17403802772363028}],"sentiment":"neutral","sentiment_score":-0.1755937561392784,"channel":1,"num_words":4,"start":722.61005,"end":723.99},{"sentences":[{"text":"Anxious?","start":724.245,"end":724.745,"sentiment":"neutral","sentiment_score":-0.10770703852176666}],"sentiment":"neutral","sentiment_score":-0.10770703852176666,"channel":0,"num_words":1,"start":724.245,"end":724.745},{"sentences":[{"text":"I'd probably be","start":724.29004,"end":724.93,"sentiment":"neutral","sentiment_score":-0.09599977234999339}],"sentiment":"neutral","sentiment_score":-0.09599977234999339,"channel":1,"num_words":3,"start":724.29004,"end":724.93},{"sentences":[{"text":"Pretty","start":724.885,"end":725.20496,"sentiment":"neutral","sentiment_score":-0.18573933839797976}],"sentiment":"neutral","sentiment_score":-0.18573933839797976,"channel":0,"num_words":1,"start":724.885,"end":725.20496},{"sentences":[{"text":"more stressed","start":724.93,"end":725.41003,"sentiment":"neutral","sentiment_score":-0.2361449897289276}],"sentiment":"neutral","sentiment_score":-0.2361449897289276,"channel":1,"num_words":2,"start":724.93,"end":725.41003},{"sentences":[{"text":"optimistic.","start":725.20496,"end":725.70496,"sentiment":"neutral","sentiment_score":-0.20076361298561096}],"sentiment":"neutral","sentiment_score":-0.20076361298561096,"channel":0,"num_words":1,"start":725.20496,"end":725.70496},{"sentences":[{"text":"if I was at retirement age, but, yeah,","start":725.41003,"end":727.85504,"sentiment":"neutral","sentiment_score":-0.08066395670175552}],"sentiment":"neutral","sentiment_score":-0.08066395670175552,"channel":1,"num_words":8,"start":725.41003,"end":727.85504},{"sentences":[{"text":"Yeah.","start":727.685,"end":728.185,"sentiment":"neutral","sentiment_score":-0.1179310381412506}],"sentiment":"neutral","sentiment_score":-0.1179310381412506,"channel":0,"num_words":1,"start":727.685,"end":728.185},{"sentences":[{"text":"no.","start":727.85504,"end":728.35504,"sentiment":"neutral","sentiment_score":-0.20465412735939023},{"text":"Good at the moment.","start":728.41504,"end":729.23505,"sentiment":"neutral","sentiment_score":-0.13988526910543442}],"sentiment":"neutral","sentiment_score":-0.1528390407562256,"channel":1,"num_words":5,"start":727.85504,"end":729.23505},{"sentences":[{"text":"Yeah.","start":729.685,"end":730.08496,"sentiment":"neutral","sentiment_score":-0.05235635489225387},{"text":"No.","start":730.08496,"end":730.32495,"sentiment":"neutral","sentiment_score":-0.15580162405967712},{"text":"I still have plenty of time.","start":730.32495,"end":731.945,"sentiment":"neutral","sentiment_score":-0.12491634984811147}],"sentiment":"neutral","sentiment_score":-0.11970700975507498,"channel":0,"num_words":8,"start":729.685,"end":731.945},{"sentences":[{"text":"Yep.","start":732.895,"end":733.395,"sentiment":"neutral","sentiment_score":0.021571975201368332}],"sentiment":"neutral","sentiment_score":0.021571975201368332,"channel":1,"num_words":1,"start":732.895,"end":733.395},{"sentences":[{"text":"Now that tells me here that you have come out kind of borderline between a between a growth and a high growth investor.","start":733.445,"end":739.59,"sentiment":"neutral","sentiment_score":-0.053529882236667305},{"text":"And","start":739.73,"end":740.23,"sentiment":"neutral","sentiment_score":-0.004179175943136215}],"sentiment":"neutral","sentiment_score":-0.05147360280777017,"channel":0,"num_words":24,"start":733.445,"end":740.23},{"sentences":[{"text":"Yep.","start":740.255,"end":740.755,"sentiment":"neutral","sentiment_score":0.0041854167357087135}],"sentiment":"neutral","sentiment_score":0.0041854167357087135,"channel":1,"num_words":1,"start":740.255,"end":740.755},{"sentences":[{"text":"Yeah.","start":740.69,"end":741.09,"sentiment":"neutral","sentiment_score":-0.015969185158610344},{"text":"At the moment, we have you invested in a high growth portfolio.","start":741.17,"end":744.71,"sentiment":"neutral","sentiment_score":0.10911113768815994}],"sentiment":"neutral","sentiment_score":0.09948957439225453,"channel":0,"num_words":13,"start":740.69,"end":744.71},{"sentences":[{"text":"Yep.","start":745.25,"end":745.75,"sentiment":"neutral","sentiment_score":0.21291330456733704}],"sentiment":"neutral","sentiment_score":0.21291330456733704,"channel":1,"num_words":1,"start":745.25,"end":745.75},{"sentences":[{"text":"Do you remember what it means to be a high growth investor at all there, Jane?","start":745.97,"end":750.105,"sentiment":"neutral","sentiment_score":0.09342760453000665}],"sentiment":"neutral","sentiment_score":0.09342760453000665,"channel":0,"num_words":16,"start":745.97,"end":750.105},{"sentences":[{"text":"No.","start":750.69,"end":751.09,"sentiment":"neutral","sentiment_score":-0.16231802105903623},{"text":"Not really.","start":751.09,"end":751.73004,"sentiment":"neutral","sentiment_score":-0.15128491818904877},{"text":"No.","start":751.73004,"end":752.23004,"sentiment":"neutral","sentiment_score":-0.17930135130882263}],"sentiment":"neutral","sentiment_score":-0.1610473021864891,"channel":1,"num_words":4,"start":750.69,"end":752.23004},{"sentences":[{"text":"No.","start":752.105,"end":752.505,"sentiment":"neutral","sentiment_score":-0.2082143127918243},{"text":"That's alright.","start":752.505,"end":753.40497,"sentiment":"neutral","sentiment_score":-0.05551407113671303},{"text":"Basically, it tells me that you are looking at getting as much growth as you possibly can out of your superannuation","start":754.345,"end":759.40497,"sentiment":"neutral","sentiment_score":0.09976519271731377}],"sentiment":"neutral","sentiment_score":0.07399277466659744,"channel":0,"num_words":24,"start":752.105,"end":759.40497},{"sentences":[{"text":"Yep.","start":760.315,"end":760.815,"sentiment":"neutral","sentiment_score":0.07381758093833923}],"sentiment":"neutral","sentiment_score":0.07381758093833923,"channel":1,"num_words":1,"start":760.315,"end":760.815},{"sentences":[{"text":"while you still have plenty of time until retirement.","start":760.345,"end":763.40497,"sentiment":"neutral","sentiment_score":0.09113876604371601}],"sentiment":"neutral","sentiment_score":0.09113876604371601,"channel":0,"num_words":9,"start":760.345,"end":763.40497},{"sentences":[{"text":"Yep.","start":764.315,"end":764.815,"sentiment":"neutral","sentiment_score":0.14292222261428833}],"sentiment":"neutral","sentiment_score":0.14292222261428833,"channel":1,"num_words":1,"start":764.315,"end":764.815},{"sentences":[{"text":"Also, that you understand and are comfortable seeing a bit of short term fluctuations in order to achieve that growth.","start":764.49,"end":772.59,"sentiment":"neutral","sentiment_score":0.16527324505150318}],"sentiment":"neutral","sentiment_score":0.16527324505150318,"channel":0,"num_words":20,"start":764.49,"end":772.59},{"sentences":[{"text":"Yep.","start":773.05,"end":773.55,"sentiment":"neutral","sentiment_score":0.14960995316505432}],"sentiment":"neutral","sentiment_score":0.14960995316505432,"channel":1,"num_words":1,"start":773.05,"end":773.55},{"sentences":[{"text":"And typically speaking, we see about 90% invested in what we call your growth investments, which is a combination of Australian shares, international shares, and property and commodities, and then about, like, 10% in your defensive, like your fixed interest, cash, and gold to limit those fluctuations a little bit.","start":773.37,"end":797.45996,"sentiment":"neutral","sentiment_score":0.16213013604283333}],"sentiment":"neutral","sentiment_score":0.16213013604283333,"channel":0,"num_words":50,"start":773.37,"end":797.45996},{"sentences":[{"text":"Yep.","start":797.91,"end":798.41,"sentiment":"neutral","sentiment_score":0.11819785833358765}],"sentiment":"neutral","sentiment_score":0.11819785833358765,"channel":1,"num_words":1,"start":797.91,"end":798.41},{"sentences":[{"text":"Mhmm.","start":798.32,"end":798.82,"sentiment":"neutral","sentiment_score":0.095113143324852},{"text":"Now time frames wise as well, so making sure that you have enough time in the market for those fluctuations.","start":798.88,"end":804.66,"sentiment":"neutral","sentiment_score":0.13040493242442608},{"text":"Typically, in a high growth portfolio, we would like to see about eight years retirement, which we certainly have.","start":805.765,"end":811.865,"sentiment":"neutral","sentiment_score":0.14083337744599894},{"text":"So","start":812.165,"end":812.665,"sentiment":"neutral","sentiment_score":0.10226790606975555}],"sentiment":"neutral","sentiment_score":0.13369058217944169,"channel":0,"num_words":41,"start":798.32,"end":812.665},{"sentences":[{"text":"Yep.","start":812.435,"end":812.67505,"sentiment":"neutral","sentiment_score":0.09057776629924774},{"text":"Yep.","start":812.67505,"end":813.17505,"sentiment":"neutral","sentiment_score":0.07907464355230331}],"sentiment":"neutral","sentiment_score":0.08482620492577553,"channel":1,"num_words":2,"start":812.435,"end":813.17505},{"sentences":[{"text":"are you still comfortable with that kind of a risk allocation there, Jane?","start":812.805,"end":817.065,"sentiment":"neutral","sentiment_score":0.042656284685318284}],"sentiment":"neutral","sentiment_score":0.042656284685318284,"channel":0,"num_words":13,"start":812.805,"end":817.065},{"sentences":[{"text":"Yeah.","start":817.395,"end":817.715,"sentiment":"neutral","sentiment_score":0.102887861430645},{"text":"That's fine.","start":817.715,"end":818.53503,"sentiment":"neutral","sentiment_score":0.17368975281715393}],"sentiment":"neutral","sentiment_score":0.15008912235498428,"channel":1,"num_words":3,"start":817.395,"end":818.53503},{"sentences":[{"text":"Yeah.","start":818.87,"end":819.11,"sentiment":"neutral","sentiment_score":0.19568251073360443},{"text":"Okay.","start":819.11,"end":819.61,"sentiment":"neutral","sentiment_score":0.29487237334251404},{"text":"Beautiful.","start":819.67,"end":820.17,"sentiment":"positive","sentiment_score":0.4440600872039795},{"text":"Now the next thing is to just go through a couple of documents that I have sent you.","start":820.47,"end":825.52997,"sentiment":"neutral","sentiment_score":0.11093867818514506},{"text":"Do you have access to your emails at the moment, or are you driving","start":826.47,"end":829.85,"sentiment":"neutral","sentiment_score":0.03236317940588508}],"sentiment":"neutral","sentiment_score":0.09670273400843143,"channel":0,"num_words":35,"start":818.87,"end":829.85},{"sentences":[{"text":"Yep.","start":829.41,"end":829.91,"sentiment":"neutral","sentiment_score":0.02745334804058075}],"sentiment":"neutral","sentiment_score":0.02745334804058075,"channel":1,"num_words":1,"start":829.41,"end":829.91},{"sentences":[{"text":"on the go at the moment?","start":830.07,"end":831.37,"sentiment":"neutral","sentiment_score":0.019190431882937748}],"sentiment":"neutral","sentiment_score":0.019190431882937748,"channel":0,"num_words":6,"start":830.07,"end":831.37},{"sentences":[{"text":"No.","start":831.81,"end":832.05,"sentiment":"neutral","sentiment_score":-0.09049351513385771},{"text":"No.","start":832.05,"end":832.52997,"sentiment":"neutral","sentiment_score":-0.09474391490221024},{"text":"I'm","start":832.52997,"end":833.02997,"sentiment":"neutral","sentiment_score":-0.08580024540424347}],"sentiment":"neutral","sentiment_score":-0.09034589181343715,"channel":1,"num_words":3,"start":831.81,"end":833.02997},{"sentences":[{"text":"No.","start":833.325,"end":833.825,"sentiment":"neutral","sentiment_score":-0.12277837097644806},{"text":"Okay.","start":834.36505,"end":834.86505,"sentiment":"neutral","sentiment_score":-0.050746507942676544}],"sentiment":"neutral","sentiment_score":-0.0867624394595623,"channel":0,"num_words":2,"start":833.325,"end":834.86505},{"sentences":[{"text":"freeing my circle off, to be honest with you.","start":834.37,"end":836.62994,"sentiment":"neutral","sentiment_score":-0.05613430796398057},{"text":"I was just","start":837.00995,"end":837.49,"sentiment":"neutral","sentiment_score":-0.06225453813870748}],"sentiment":"neutral","sentiment_score":-0.057664365507662296,"channel":1,"num_words":12,"start":834.37,"end":837.49},{"sentences":[{"text":"No.","start":837.325,"end":837.80505,"sentiment":"neutral","sentiment_score":-0.09980013966560364}],"sentiment":"neutral","sentiment_score":-0.09980013966560364,"channel":0,"num_words":1,"start":837.325,"end":837.80505},{"sentences":[{"text":"down in","start":837.49,"end":837.88995,"sentiment":"neutral","sentiment_score":-0.07888226769864559}],"sentiment":"neutral","sentiment_score":-0.07888226769864559,"channel":1,"num_words":2,"start":837.49,"end":837.88995},{"sentences":[{"text":"All","start":837.80505,"end":837.965,"sentiment":"neutral","sentiment_score":-0.1324629783630371}],"sentiment":"neutral","sentiment_score":-0.1324629783630371,"channel":0,"num_words":1,"start":837.80505,"end":837.965},{"sentences":[{"text":"our","start":837.88995,"end":838.05,"sentiment":"neutral","sentiment_score":-0.10770029574632645}],"sentiment":"neutral","sentiment_score":-0.10770029574632645,"channel":1,"num_words":1,"start":837.88995,"end":838.05},{"sentences":[{"text":"good.","start":837.965,"end":838.465,"sentiment":"neutral","sentiment_score":-0.06238115578889847}],"sentiment":"neutral","sentiment_score":-0.06238115578889847,"channel":0,"num_words":1,"start":837.965,"end":838.465},{"sentences":[{"text":"shed.","start":838.05,"end":838.55,"sentiment":"neutral","sentiment_score":-0.04383751377463341},{"text":"I can I can have I'll just jump on my phone?","start":839.685,"end":842.425,"sentiment":"neutral","sentiment_score":-0.009540805423801596},{"text":"Hang on.","start":842.48505,"end":843.22504,"sentiment":"neutral","sentiment_score":0.002701329533010721}],"sentiment":"neutral","sentiment_score":-0.010241693883602108,"channel":1,"num_words":14,"start":838.05,"end":843.22504},{"sentences":[{"text":"Yeah.","start":842.92505,"end":843.42505,"sentiment":"neutral","sentiment_score":0.10415514558553696},{"text":"Beautiful.","start":843.72504,"end":844.22504,"sentiment":"neutral","sentiment_score":0.24140483140945437}],"sentiment":"neutral","sentiment_score":0.17277998849749565,"channel":0,"num_words":2,"start":842.92505,"end":844.22504},{"sentences":[{"text":"Oh, yep.","start":844.72504,"end":845.365,"sentiment":"neutral","sentiment_score":0.12351551651954651},{"text":"There we are.","start":845.365,"end":846.10504,"sentiment":"neutral","sentiment_score":0.10317556808392207}],"sentiment":"neutral","sentiment_score":0.11131154745817184,"channel":1,"num_words":5,"start":844.72504,"end":846.10504},{"sentences":[{"text":"Perfect.","start":846.04504,"end":846.54504,"sentiment":"neutral","sentiment_score":0.28640979528427124},{"text":"Now it might look a little bit different to what you have been used to because we have recently changed the software.","start":846.92,"end":852.3,"sentiment":"neutral","sentiment_score":0.01722679939121008},{"text":"It's kind","start":852.6,"end":853.07996,"sentiment":"neutral","sentiment_score":0.030467629432678223}],"sentiment":"neutral","sentiment_score":0.029053385630249978,"channel":0,"num_words":25,"start":846.04504,"end":853.07996},{"sentences":[{"text":"Yep.","start":852.965,"end":853.465,"sentiment":"neutral","sentiment_score":0.03953639417886734}],"sentiment":"neutral","sentiment_score":0.03953639417886734,"channel":1,"num_words":1,"start":852.965,"end":853.465},{"sentences":[{"text":"of the same, though.","start":853.07996,"end":854.04,"sentiment":"neutral","sentiment_score":0.05199162848293781},{"text":"It should have a link where it says click now to sign.","start":854.04,"end":857.74,"sentiment":"neutral","sentiment_score":0.11755535999933879},{"text":"It will allow you to open up and look at everything first, though, just to make sure you are happy before it prompts you to sign anything.","start":857.95996,"end":864.91504,"sentiment":"neutral","sentiment_score":0.15505382115090335}],"sentiment":"neutral","sentiment_score":0.13500195360460945,"channel":0,"num_words":43,"start":853.07996,"end":864.91504},{"sentences":[{"text":"Okay.","start":865.4,"end":865.9,"sentiment":"neutral","sentiment_score":0.19877436757087708},{"text":"Cool.","start":866.36,"end":866.86,"sentiment":"neutral","sentiment_score":0.3211979866027832}],"sentiment":"neutral","sentiment_score":0.25998617708683014,"channel":1,"num_words":2,"start":865.4,"end":866.86},{"sentences":[{"text":"Now if you can open that for me, and now you should","start":866.735,"end":871.295,"sentiment":"neutral","sentiment_score":0.21483981236815453}],"sentiment":"neutral","sentiment_score":0.21483981236815453,"channel":0,"num_words":12,"start":866.735,"end":871.295},{"sentences":[{"text":"Yep.","start":871.115,"end":871.615,"sentiment":"neutral","sentiment_score":0.15997791290283203}],"sentiment":"neutral","sentiment_score":0.15997791290283203,"channel":1,"num_words":1,"start":871.115,"end":871.615},{"sentences":[{"text":"have a super insurance summary first, I believe.","start":871.295,"end":876.21,"sentiment":"neutral","sentiment_score":0.13862460479140282}],"sentiment":"neutral","sentiment_score":0.13862460479140282,"channel":0,"num_words":8,"start":871.295,"end":876.21},{"sentences":[{"text":"Yep.","start":876.875,"end":877.375,"sentiment":"neutral","sentiment_score":0.06911339610815048}],"sentiment":"neutral","sentiment_score":0.06911339610815048,"channel":1,"num_words":1,"start":876.875,"end":877.375},{"sentences":[{"text":"Yeah.","start":877.89,"end":878.21,"sentiment":"neutral","sentiment_score":0.13306653499603271},{"text":"Okay.","start":878.21,"end":878.71,"sentiment":"neutral","sentiment_score":0.28855443000793457},{"text":"Perfect.","start":878.77,"end":879.27,"sentiment":"positive","sentiment_score":0.5926586389541626},{"text":"So what you can see here is","start":880.69,"end":883.17004,"sentiment":"neutral","sentiment_score":0.22141702260289872}],"sentiment":"neutral","sentiment_score":0.2564198762178421,"channel":0,"num_words":10,"start":877.89,"end":883.17004},{"sentences":[{"text":"Yep.","start":883.14,"end":883.64,"sentiment":"neutral","sentiment_score":0.1048109084367752}],"sentiment":"neutral","sentiment_score":0.1048109084367752,"channel":1,"num_words":1,"start":883.14,"end":883.64},{"sentences":[{"text":"that you have your superannuation with HUB twenty four.","start":883.17004,"end":887.19,"sentiment":"neutral","sentiment_score":0.13535578548908234},{"text":"You do have about 293,100","start":887.41003,"end":891.125,"sentiment":"neutral","sentiment_score":0.13661861121654512}],"sentiment":"neutral","sentiment_score":0.1358067946774619,"channel":0,"num_words":14,"start":883.17004,"end":891.125},{"sentences":[{"text":"Yep.","start":891.0825,"end":891.5825,"sentiment":"neutral","sentiment_score":0.13690981268882751}],"sentiment":"neutral","sentiment_score":0.13690981268882751,"channel":1,"num_words":1,"start":891.0825,"end":891.5825},{"sentences":[{"text":"and $93 in there.","start":891.125,"end":893.22504,"sentiment":"neutral","sentiment_score":0.16015987284481525},{"text":"And then you do also have a life insurance policy with Clearview that","start":893.60504,"end":899.60504,"sentiment":"neutral","sentiment_score":0.14825394864265734}],"sentiment":"neutral","sentiment_score":0.15105534257257686,"channel":0,"num_words":17,"start":891.125,"end":899.60504},{"sentences":[{"text":"Yep.","start":899.505,"end":900.005,"sentiment":"neutral","sentiment_score":0.18425481021404264}],"sentiment":"neutral","sentiment_score":0.18425481021404264,"channel":1,"num_words":1,"start":899.505,"end":900.005},{"sentences":[{"text":"will pay you 532,840 if something were to happen to you.","start":899.60504,"end":906.24,"sentiment":"neutral","sentiment_score":0.183091862635179}],"sentiment":"neutral","sentiment_score":0.183091862635179,"channel":0,"num_words":11,"start":899.60504,"end":906.24},{"sentences":[{"text":"Yep.","start":907.025,"end":907.525,"sentiment":"neutral","sentiment_score":0.23764881491661072}],"sentiment":"neutral","sentiment_score":0.23764881491661072,"channel":1,"num_words":1,"start":907.025,"end":907.525},{"sentences":[{"text":"Pretty cheap after the tax rebate, and it's only about a $193 per year.","start":907.12,"end":912.82,"sentiment":"positive","sentiment_score":0.39232449872153147}],"sentiment":"positive","sentiment_score":0.39232449872153147,"channel":0,"num_words":14,"start":907.12,"end":912.82},{"sentences":[{"text":"Yep.","start":912.67004,"end":913.17004,"sentiment":"neutral","sentiment_score":0.19257405400276184}],"sentiment":"neutral","sentiment_score":0.19257405400276184,"channel":1,"num_words":1,"start":912.67004,"end":913.17004},{"sentences":[{"text":"Yep.","start":913.83997,"end":914.33997,"sentiment":"neutral","sentiment_score":0.3073744773864746}],"sentiment":"neutral","sentiment_score":0.3073744773864746,"channel":0,"num_words":1,"start":913.83997,"end":914.33997},{"sentences":[{"text":"Wonderful.","start":913.87,"end":914.37,"sentiment":"positive","sentiment_score":0.6838464736938477}],"sentiment":"positive","sentiment_score":0.6838464736938477,"channel":1,"num_words":1,"start":913.87,"end":914.37},{"sentences":[{"text":"Do you have do you have any questions in regards to your insurances?","start":914.39996,"end":917.7,"sentiment":"neutral","sentiment_score":0.17231019070515266},{"text":"Are you still happy with, obviously, just having that life insurance?","start":917.83997,"end":921.535,"sentiment":"neutral","sentiment_score":0.11807102235880765},{"text":"You don't obviously have TPD or income protection or trauma or anything.","start":921.535,"end":924.815,"sentiment":"neutral","sentiment_score":-0.044824060363074146},{"text":"You're still comfortable with that?","start":924.815,"end":926.355,"sentiment":"neutral","sentiment_score":0.026060645841062068}],"sentiment":"neutral","sentiment_score":0.07637142024298267,"channel":0,"num_words":41,"start":914.39996,"end":926.355},{"sentences":[{"text":"Yeah.","start":926.315,"end":926.715,"sentiment":"neutral","sentiment_score":0.15404057502746582},{"text":"That's fine.","start":926.715,"end":927.355,"sentiment":"neutral","sentiment_score":0.2613113075494766},{"text":"Thank","start":927.355,"end":927.59503,"sentiment":"positive","sentiment_score":0.46557533740997314}],"sentiment":"neutral","sentiment_score":0.28555963188409805,"channel":1,"num_words":4,"start":926.315,"end":927.59503},{"sentences":[{"text":"Yeah.","start":927.535,"end":928.035,"sentiment":"positive","sentiment_score":0.35504457354545593}],"sentiment":"positive","sentiment_score":0.35504457354545593,"channel":0,"num_words":1,"start":927.535,"end":928.035},{"sentences":[{"text":"you.","start":927.59503,"end":928.09503,"sentiment":"positive","sentiment_score":0.3547053337097168}],"sentiment":"positive","sentiment_score":0.3547053337097168,"channel":1,"num_words":1,"start":927.59503,"end":928.09503},{"sentences":[{"text":"Perfect.","start":928.095,"end":928.595,"sentiment":"positive","sentiment_score":0.4414488673210144},{"text":"Now the next document should be your hub twenty four performance report, I believe.","start":928.975,"end":934.52997,"sentiment":"neutral","sentiment_score":0.14744665686573302}],"sentiment":"neutral","sentiment_score":0.16704680422941845,"channel":0,"num_words":15,"start":928.095,"end":934.52997},{"sentences":[{"text":"Yep.","start":935.03503,"end":935.53503,"sentiment":"neutral","sentiment_score":0.04725769907236099}],"sentiment":"neutral","sentiment_score":0.04725769907236099,"channel":1,"num_words":1,"start":935.03503,"end":935.53503},{"sentences":[{"text":"Yep.","start":936.11,"end":936.61,"sentiment":"neutral","sentiment_score":0.07086117565631866},{"text":"Perfect.","start":936.75,"end":937.25,"sentiment":"neutral","sentiment_score":0.1934666633605957},{"text":"Now that one here could look a little bit messy if you are looking on your phone, but, essentially, it breaks down all your individual investments and how they have performed over the last twelve months.","start":937.31,"end":948.265,"sentiment":"neutral","sentiment_score":0.06470610889502698}],"sentiment":"neutral","sentiment_score":0.06825651997994435,"channel":0,"num_words":38,"start":936.11,"end":948.265},{"sentences":[{"text":"Yep.","start":948.81,"end":949.31,"sentiment":"neutral","sentiment_score":0.016915850341320038}],"sentiment":"neutral","sentiment_score":0.016915850341320038,"channel":1,"num_words":1,"start":948.81,"end":949.31},{"sentences":[{"text":"So over the last twelve months, I'm sure you've kind of heard and seen on the news, we've obviously had a bit of market fluctuations.","start":948.885,"end":955.86505,"sentiment":"neutral","sentiment_score":-0.004418132267892361},{"text":"First, you had obviously everything in The US with Trump and tariffs and everything, saw a bit of fluctuations, and, obviously, more recently with the war as well.","start":956.885,"end":964.66,"sentiment":"neutral","sentiment_score":-0.02954989458833422}],"sentiment":"neutral","sentiment_score":-0.017695289720201266,"channel":0,"num_words":53,"start":948.885,"end":964.66},{"sentences":[{"text":"Yep.","start":964.95496,"end":965.45496,"sentiment":"neutral","sentiment_score":0.021121960133314133}],"sentiment":"neutral","sentiment_score":0.021121960133314133,"channel":1,"num_words":1,"start":964.95496,"end":965.45496},{"sentences":[{"text":"So we have seen a bit of that fluctuation.","start":966.16,"end":968.01996,"sentiment":"neutral","sentiment_score":0.030925258580181334},{"text":"Now overall, your portfolio has still done pretty good considering you are in a high growth portfolio with market fluctuations.","start":968.32,"end":977.005,"sentiment":"neutral","sentiment_score":0.33158846497535704},{"text":"It's still up by about 5.77%, which equates through about 20038 just","start":977.545,"end":986.985,"sentiment":"neutral","sentiment_score":0.2371245212852955}],"sentiment":"neutral","sentiment_score":0.23794124102810535,"channel":0,"num_words":41,"start":966.16,"end":986.985},{"sentences":[{"text":"Yep.","start":986.825,"end":987.325,"sentiment":"neutral","sentiment_score":0.13135378062725067}],"sentiment":"neutral","sentiment_score":0.13135378062725067,"channel":1,"num_words":1,"start":986.825,"end":987.325},{"sentences":[{"text":"from growth from your investments.","start":986.985,"end":988.62,"sentiment":"neutral","sentiment_score":0.17150661945343018}],"sentiment":"neutral","sentiment_score":0.17150661945343018,"channel":0,"num_words":5,"start":986.985,"end":988.62},{"sentences":[{"text":"Yep.","start":989.625,"end":990.125,"sentiment":"neutral","sentiment_score":0.07579095661640167}],"sentiment":"neutral","sentiment_score":0.07579095661640167,"channel":1,"num_words":1,"start":989.625,"end":990.125},{"sentences":[{"text":"Are Matthew, if you remember the conversation, that Benelon investment you also have in your portfolio, which I would like","start":998.77997,"end":1008.07495,"sentiment":"neutral","sentiment_score":0.05659838216379285}],"sentiment":"neutral","sentiment_score":0.05659838216379285,"channel":0,"num_words":20,"start":998.77997,"end":1008.07495},{"sentences":[{"text":"Yep.","start":1008.05005,"end":1008.55005,"sentiment":"neutral","sentiment_score":0.10549114644527437}],"sentiment":"neutral","sentiment_score":0.10549114644527437,"channel":1,"num_words":1,"start":1008.05005,"end":1008.55005},{"sentences":[{"text":"to look at potentially switching out for you or something that is going to do a little bit better moving forward.","start":1008.07495,"end":1014.81494,"sentiment":"neutral","sentiment_score":0.06933151150033587},{"text":"Are you happy for me to go and do that research for you and put together a proposal and see if we can improve things a little bit for you?","start":1015.10004,"end":1022.56,"sentiment":"neutral","sentiment_score":0.18658443962534269}],"sentiment":"neutral","sentiment_score":0.1383038221621046,"channel":0,"num_words":51,"start":1008.07495,"end":1022.56},{"sentences":[{"text":"Yep.","start":1022.23505,"end":1022.635,"sentiment":"neutral","sentiment_score":0.0633486658334732},{"text":"Yeah.","start":1022.635,"end":1022.955,"sentiment":"neutral","sentiment_score":0.09538891911506651},{"text":"No worries at all.","start":1022.955,"end":1024.05,"sentiment":"neutral","sentiment_score":0.13678153604269028}],"sentiment":"neutral","sentiment_score":0.11764395485321681,"channel":1,"num_words":6,"start":1022.23505,"end":1024.05},{"sentences":[{"text":"Yeah.","start":1024.06,"end":1024.56,"sentiment":"neutral","sentiment_score":0.21512535214424133},{"text":"Perfect.","start":1024.7001,"end":1025.2001,"sentiment":"neutral","sentiment_score":0.07677368074655533},{"text":"Now the next document should be a Vanguard index chart, I believe.","start":1025.5801,"end":1032.005,"sentiment":"neutral","sentiment_score":0.06886809722830851}],"sentiment":"neutral","sentiment_score":0.07987972854503564,"channel":0,"num_words":14,"start":1024.06,"end":1032.005},{"sentences":[{"text":"Yep.","start":1033.81,"end":1034.31,"sentiment":"neutral","sentiment_score":0.10156824439764024},{"text":"Correct.","start":1034.37,"end":1034.87,"sentiment":"neutral","sentiment_score":0.1680358648300171}],"sentiment":"neutral","sentiment_score":0.13480205461382866,"channel":1,"num_words":2,"start":1033.81,"end":1034.87},{"sentences":[{"text":"Yep.","start":1034.865,"end":1035.365,"sentiment":"neutral","sentiment_score":0.24567173421382904},{"text":"Perfect.","start":1035.425,"end":1035.925,"sentiment":"positive","sentiment_score":0.6102144718170166},{"text":"Have you seen something like this before?","start":1036.0651,"end":1037.925,"sentiment":"neutral","sentiment_score":0.17746805825403758}],"sentiment":"neutral","sentiment_score":0.23312917931212318,"channel":0,"num_words":9,"start":1034.865,"end":1037.925},{"sentences":[{"text":"Only on Matthew's there the other day.","start":1039.005,"end":1041.105,"sentiment":"neutral","sentiment_score":0.05583260713943413}],"sentiment":"neutral","sentiment_score":0.05583260713943413,"channel":1,"num_words":7,"start":1039.005,"end":1041.105},{"sentences":[{"text":"Yep.","start":1041.74,"end":1042.24,"sentiment":"neutral","sentiment_score":0.10708639025688171},{"text":"But, essentially, it just shows you the market.","start":1042.78,"end":1047.66,"sentiment":"neutral","sentiment_score":0.11280275974422693},{"text":"So what we are talking about when we're seeing those market fluctuations, it shows you kind of that long term market always goes up.","start":1047.66,"end":1054.78,"sentiment":"neutral","sentiment_score":0.12938376454015574},{"text":"Short term, you have those fluctuations, and that's why time frame also plays a role.","start":1054.78,"end":1059.915,"sentiment":"neutral","sentiment_score":0.08806077937285105},{"text":"So, obviously, the closer you get to retirement, you don't have as much time for those kind of ups and downs, and that's when we then","start":1059.915,"end":1066.475,"sentiment":"neutral","sentiment_score":0.048292323445471436}],"sentiment":"neutral","sentiment_score":0.09042203942364133,"channel":0,"num_words":74,"start":1041.74,"end":1066.475},{"sentences":[{"text":"Yes.","start":1066.29,"end":1066.79,"sentiment":"neutral","sentiment_score":0.1299496442079544}],"sentiment":"neutral","sentiment_score":0.1299496442079544,"channel":1,"num_words":1,"start":1066.29,"end":1066.79},{"sentences":[{"text":"gradually look through potentially decreasing that a little bit for you.","start":1066.475,"end":1070.0951,"sentiment":"neutral","sentiment_score":0.1098495674404231},{"text":"But for the time being, you have plenty of time to kind of take advantage of that up and down in order to grow your super as much as possible.","start":1070.3201,"end":1077.38,"sentiment":"positive","sentiment_score":0.44781186381975807}],"sentiment":"positive","sentiment_score":0.35713905259603407,"channel":0,"num_words":41,"start":1066.475,"end":1077.38},{"sentences":[{"text":"Yep.","start":1077.4349,"end":1077.9349,"sentiment":"neutral","sentiment_score":0.17915141582489014}],"sentiment":"neutral","sentiment_score":0.17915141582489014,"channel":1,"num_words":1,"start":1077.4349,"end":1077.9349},{"sentences":[{"text":"Yep.","start":1078.48,"end":1078.98,"sentiment":"neutral","sentiment_score":0.14446312189102173},{"text":"Now if you can click next for me, it should be your Clearview certificate of currency.","start":1079.12,"end":1083.875,"sentiment":"neutral","sentiment_score":0.12278133048675954}],"sentiment":"neutral","sentiment_score":0.1240567299811279,"channel":0,"num_words":17,"start":1078.48,"end":1083.875},{"sentences":[{"text":"Yep.","start":1084.64,"end":1085.14,"sentiment":"neutral","sentiment_score":0.11807143688201904}],"sentiment":"neutral","sentiment_score":0.11807143688201904,"channel":1,"num_words":1,"start":1084.64,"end":1085.14},{"sentences":[{"text":"Yep.","start":1085.6951,"end":1086.175,"sentiment":"neutral","sentiment_score":0.16877374053001404},{"text":"Perfect.","start":1086.175,"end":1086.675,"sentiment":"positive","sentiment_score":0.4831603765487671},{"text":"Now that one basically just breaks down your insurance again in a bit more detail, but basically lets you know that's all paid and up to date.","start":1086.7351,"end":1094.8351,"sentiment":"neutral","sentiment_score":0.278625065529788}],"sentiment":"neutral","sentiment_score":0.281890030564933,"channel":0,"num_words":29,"start":1085.6951,"end":1094.8351},{"sentences":[{"text":"Yep.","start":1095.665,"end":1096.165,"sentiment":"neutral","sentiment_score":0.20304064452648163},{"text":"Perfect.","start":1096.545,"end":1097.045,"sentiment":"positive","sentiment_score":0.41900551319122314}],"sentiment":"neutral","sentiment_score":0.3110230788588524,"channel":1,"num_words":2,"start":1095.665,"end":1097.045},{"sentences":[{"text":"Now the next one, I believe, is the Oakview services guide.","start":1097.1,"end":1101.92,"sentiment":"neutral","sentiment_score":0.16398485411297192}],"sentiment":"neutral","sentiment_score":0.16398485411297192,"channel":0,"num_words":11,"start":1097.1,"end":1101.92},{"sentences":[{"text":"Yep.","start":1102.385,"end":1102.885,"sentiment":"neutral","sentiment_score":0.10786046832799911}],"sentiment":"neutral","sentiment_score":0.10786046832799911,"channel":1,"num_words":1,"start":1102.385,"end":1102.885},{"sentences":[{"text":"Yep.","start":1103.26,"end":1103.74,"sentiment":"neutral","sentiment_score":0.16670259833335876},{"text":"Perfect.","start":1103.74,"end":1104.24,"sentiment":"positive","sentiment_score":0.45152702927589417},{"text":"You probably have seen this a couple of times before as well.","start":1104.62,"end":1108.0,"sentiment":"neutral","sentiment_score":0.22859337677558264},{"text":"It is one of those compliance documents, but it gives you all the","start":1108.94,"end":1112.015,"sentiment":"neutral","sentiment_score":0.2731071091615237}],"sentiment":"neutral","sentiment_score":0.255990465482076,"channel":0,"num_words":27,"start":1103.26,"end":1112.015},{"sentences":[{"text":"Yep.","start":1111.85,"end":1112.35,"sentiment":"neutral","sentiment_score":0.2681613862514496}],"sentiment":"neutral","sentiment_score":0.2681613862514496,"channel":1,"num_words":1,"start":1111.85,"end":1112.35},{"sentences":[{"text":"important information in regards to us at Oakview.","start":1112.015,"end":1114.6749,"sentiment":"neutral","sentiment_score":0.29443798027932644},{"text":"If you do","start":1115.0549,"end":1115.5349,"sentiment":"neutral","sentiment_score":0.18286427855491638}],"sentiment":"neutral","sentiment_score":0.2640087888999419,"channel":0,"num_words":11,"start":1112.015,"end":1115.5349},{"sentences":[{"text":"Yep.","start":1115.4501,"end":1115.9501,"sentiment":"neutral","sentiment_score":0.13056665658950806}],"sentiment":"neutral","sentiment_score":0.13056665658950806,"channel":1,"num_words":1,"start":1115.4501,"end":1115.9501},{"sentences":[{"text":"have a read over in your own time, you will see myself on page 10.","start":1115.5349,"end":1119.2949,"sentiment":"neutral","sentiment_score":0.1543655683596929},{"text":"If you do wanna put a face to the voice, you'll see all the advices and directors and everything there for you.","start":1119.2949,"end":1124.115,"sentiment":"neutral","sentiment_score":0.23136760429902511}],"sentiment":"neutral","sentiment_score":0.20015056270199852,"channel":0,"num_words":37,"start":1115.5349,"end":1124.115},{"sentences":[{"text":"No worries at all.","start":1124.575,"end":1125.955,"sentiment":"neutral","sentiment_score":0.22002658993005753}],"sentiment":"neutral","sentiment_score":0.22002658993005753,"channel":1,"num_words":4,"start":1124.575,"end":1125.955},{"sentences":[{"text":"Perfect.","start":1126.74,"end":1127.24,"sentiment":"positive","sentiment_score":0.5034191608428955},{"text":"Now the next document, it should be the ongoing service agreement, I believe.","start":1127.4601,"end":1134.4401,"sentiment":"neutral","sentiment_score":0.18280967726157263}],"sentiment":"neutral","sentiment_score":0.20571035466023854,"channel":0,"num_words":14,"start":1126.74,"end":1134.4401},{"sentences":[{"text":"Yep.","start":1134.735,"end":1135.235,"sentiment":"neutral","sentiment_score":0.18481189012527463}],"sentiment":"neutral","sentiment_score":0.18481189012527463,"channel":1,"num_words":1,"start":1134.735,"end":1135.235},{"sentences":[{"text":"Yep.","start":1135.86,"end":1136.3401,"sentiment":"neutral","sentiment_score":0.21462419629096985},{"text":"Perfect.","start":1136.3401,"end":1136.8401,"sentiment":"positive","sentiment_score":0.45989060401916504},{"text":"Now this one here, it will ask for your signature if you are happy to do so.","start":1136.9,"end":1141.545,"sentiment":"neutral","sentiment_score":0.2951599263093051},{"text":"Now what this is, it is just your ongoing service agreement just to say that you are happy to stay on as a client.","start":1141.845,"end":1149.305,"sentiment":"positive","sentiment_score":0.5178575019041697},{"text":"I do wanna let you know as well we've had no changes whatsoever in regards to that fee structure.","start":1150.5651,"end":1155.39,"sentiment":"neutral","sentiment_score":0.31494474646292236}],"sentiment":"positive","sentiment_score":0.38878651251716,"channel":0,"num_words":62,"start":1135.86,"end":1155.39},{"sentences":[{"text":"And because Matthew is also a client, you guys are based on that reduced fee at 1.1 to make it a little bit cheaper, which is nice.","start":1155.87,"end":1164.67,"sentiment":"neutral","sentiment_score":0.31202259439009206},{"text":"So no changes in regards to that, and it is not a lock in contract.","start":1164.67,"end":1169.635,"sentiment":"neutral","sentiment_score":0.10540291654566923},{"text":"So if at any point in time you are not happy, this is not a lock in contract, but essentially allows us to manage your investments and everything for you in the meantime.","start":1169.695,"end":1179.795,"sentiment":"neutral","sentiment_score":0.07072632522745566}],"sentiment":"neutral","sentiment_score":0.1645283003896475,"channel":0,"num_words":75,"start":1155.87,"end":1179.795},{"sentences":[{"text":"Yep.","start":1180.335,"end":1180.735,"sentiment":"neutral","sentiment_score":0.15655313432216644},{"text":"Perfect.","start":1180.735,"end":1181.235,"sentiment":"positive","sentiment_score":0.3504188060760498}],"sentiment":"neutral","sentiment_score":0.2534859701991081,"channel":1,"num_words":2,"start":1180.335,"end":1181.235},{"sentences":[{"text":"Do","start":1181.295,"end":1181.615,"sentiment":"neutral","sentiment_score":0.2572651207447052}],"sentiment":"neutral","sentiment_score":0.2572651207447052,"channel":0,"num_words":1,"start":1181.295,"end":1181.615},{"sentences":[{"text":"Thank you.","start":1181.375,"end":1182.115,"sentiment":"positive","sentiment_score":0.4028289169073105}],"sentiment":"positive","sentiment_score":0.4028289169073105,"channel":1,"num_words":2,"start":1181.375,"end":1182.115},{"sentences":[{"text":"do you have any questions in regards to that?","start":1181.615,"end":1184.03,"sentiment":"neutral","sentiment_score":0.17247376839319864}],"sentiment":"neutral","sentiment_score":0.17247376839319864,"channel":0,"num_words":9,"start":1181.615,"end":1184.03},{"sentences":[{"text":"No.","start":1184.335,"end":1184.5751,"sentiment":"neutral","sentiment_score":0.03741667792201042},{"text":"That's all good.","start":1184.5751,"end":1185.475,"sentiment":"neutral","sentiment_score":0.13941428313652673}],"sentiment":"neutral","sentiment_score":0.11391488183289766,"channel":1,"num_words":4,"start":1184.335,"end":1185.475},{"sentences":[{"text":"No.","start":1185.37,"end":1185.87,"sentiment":"neutral","sentiment_score":0.11412481963634492},{"text":"Perfect.","start":1186.0901,"end":1186.5901,"sentiment":"neutral","sentiment_score":0.2055974304676056},{"text":"So if you're happy to do so, it will ask for a little signature at the bottom there, and it will","start":1186.89,"end":1192.73,"sentiment":"neutral","sentiment_score":0.16022289579822904}],"sentiment":"neutral","sentiment_score":0.16019143747246783,"channel":0,"num_words":23,"start":1185.37,"end":1192.73},{"sentences":[{"text":"Yep.","start":1192.415,"end":1192.915,"sentiment":"neutral","sentiment_score":0.1469714641571045}],"sentiment":"neutral","sentiment_score":0.1469714641571045,"channel":1,"num_words":1,"start":1192.415,"end":1192.915},{"sentences":[{"text":"usually automatically add a date as well.","start":1192.73,"end":1197.045,"sentiment":"neutral","sentiment_score":0.1534209187541689}],"sentiment":"neutral","sentiment_score":0.1534209187541689,"channel":0,"num_words":7,"start":1192.73,"end":1197.045},{"sentences":[{"text":"Yep.","start":1197.77,"end":1198.17,"sentiment":"neutral","sentiment_score":0.20079267024993896},{"text":"Now that's all done for you.","start":1198.17,"end":1199.71,"sentiment":"positive","sentiment_score":0.38478096822897595}],"sentiment":"positive","sentiment_score":0.3584969256605421,"channel":1,"num_words":7,"start":1197.77,"end":1199.71},{"sentences":[{"text":"Alright.","start":1200.0851,"end":1200.5651,"sentiment":"positive","sentiment_score":0.33953118324279785},{"text":"Oh, beautiful.","start":1200.5651,"end":1201.285,"sentiment":"positive","sentiment_score":0.6586373746395111},{"text":"That has already come through to me, which is fantastic.","start":1201.285,"end":1203.7051,"sentiment":"positive","sentiment_score":0.785515183210373},{"text":"So thank you so much for that.","start":1204.0851,"end":1205.9451,"sentiment":"positive","sentiment_score":0.7198571562767029}],"sentiment":"positive","sentiment_score":0.7275478929281235,"channel":0,"num_words":20,"start":1200.0851,"end":1205.9451},{"sentences":[{"text":"No.","start":1206.17,"end":1206.33,"sentiment":"neutral","sentiment_score":0.05518573522567749}],"sentiment":"neutral","sentiment_score":0.05518573522567749,"channel":1,"num_words":1,"start":1206.17,"end":1206.33},{"sentences":[{"text":"Now","start":1206.245,"end":1206.645,"sentiment":"neutral","sentiment_score":0.06249399483203888}],"sentiment":"neutral","sentiment_score":0.06249399483203888,"channel":0,"num_words":1,"start":1206.245,"end":1206.645},{"sentences":[{"text":"That's okay.","start":1206.33,"end":1207.07,"sentiment":"neutral","sentiment_score":0.08760363236069679}],"sentiment":"neutral","sentiment_score":0.08760363236069679,"channel":1,"num_words":2,"start":1206.33,"end":1207.07},{"sentences":[{"text":"while I have you on the phone, I'd like to book in the catch up to go through that recommendation with you.","start":1206.645,"end":1213.92,"sentiment":"neutral","sentiment_score":0.10953988033262166}],"sentiment":"neutral","sentiment_score":0.10953988033262166,"channel":0,"num_words":22,"start":1206.645,"end":1213.92},{"sentences":[{"text":"Yep.","start":1214.245,"end":1214.745,"sentiment":"neutral","sentiment_score":0.07241553068161011}],"sentiment":"neutral","sentiment_score":0.07241553068161011,"channel":1,"num_words":1,"start":1214.245,"end":1214.745},{"sentences":[{"text":"When is usually a better time for you?","start":1215.02,"end":1217.28,"sentiment":"neutral","sentiment_score":0.05878871586173773}],"sentiment":"neutral","sentiment_score":0.05878871586173773,"channel":0,"num_words":8,"start":1215.02,"end":1217.28},{"sentences":[{"text":"Probably, I've got a heap of kids sport next week.","start":1219.045,"end":1222.84,"sentiment":"neutral","sentiment_score":0.04825260676443577}],"sentiment":"neutral","sentiment_score":0.04825260676443577,"channel":1,"num_words":10,"start":1219.045,"end":1222.84},{"sentences":[{"text":"No.","start":1223.42,"end":1223.5801,"sentiment":"neutral","sentiment_score":0.0004039276391267777}],"sentiment":"neutral","sentiment_score":0.0004039276391267777,"channel":0,"num_words":1,"start":1223.42,"end":1223.5801},{"sentences":[{"text":"I","start":1223.5399,"end":1223.7799,"sentiment":"neutral","sentiment_score":0.008003558963537216}],"sentiment":"neutral","sentiment_score":0.008003558963537216,"channel":1,"num_words":1,"start":1223.5399,"end":1223.7799},{"sentences":[{"text":"That's","start":1223.5801,"end":1223.9,"sentiment":"neutral","sentiment_score":0.02249310538172722}],"sentiment":"neutral","sentiment_score":0.02249310538172722,"channel":0,"num_words":1,"start":1223.5801,"end":1223.9},{"sentences":[{"text":"could","start":1223.7799,"end":1224.2799,"sentiment":"neutral","sentiment_score":0.010781701654195786}],"sentiment":"neutral","sentiment_score":0.010781701654195786,"channel":1,"num_words":1,"start":1223.7799,"end":1224.2799},{"sentences":[{"text":"okay.","start":1223.9,"end":1224.4,"sentiment":"neutral","sentiment_score":0.014432822354137896}],"sentiment":"neutral","sentiment_score":0.014432822354137896,"channel":0,"num_words":1,"start":1223.9,"end":1224.4},{"sentences":[{"text":"is next Wednesday okay?","start":1224.74,"end":1226.52,"sentiment":"neutral","sentiment_score":0.01998174237087369}],"sentiment":"neutral","sentiment_score":0.01998174237087369,"channel":1,"num_words":4,"start":1224.74,"end":1226.52},{"sentences":[{"text":"Yep.","start":1227.34,"end":1227.66,"sentiment":"neutral","sentiment_score":0.12046003341674805},{"text":"Next Wednesday is perfect because my Monday and Tuesday is fully booked already, so Wednesday is perfect.","start":1227.66,"end":1233.225,"sentiment":"positive","sentiment_score":0.3522576514412375}],"sentiment":"positive","sentiment_score":0.33938000599543255,"channel":0,"num_words":18,"start":1227.34,"end":1233.225},{"sentences":[{"text":"Yep.","start":1233.7799,"end":1234.26,"sentiment":"neutral","sentiment_score":0.06527500599622726},{"text":"No.","start":1234.26,"end":1234.4199,"sentiment":"neutral","sentiment_score":0.028765708208084103},{"text":"Wednesday would","start":1234.4199,"end":1235.14,"sentiment":"neutral","sentiment_score":0.030490446835756302}],"sentiment":"neutral","sentiment_score":0.038755401968955994,"channel":1,"num_words":4,"start":1233.7799,"end":1235.14},{"sentences":[{"text":"Morning","start":1235.125,"end":1235.625,"sentiment":"neutral","sentiment_score":0.03787331283092499}],"sentiment":"neutral","sentiment_score":0.03787331283092499,"channel":0,"num_words":1,"start":1235.125,"end":1235.625},{"sentences":[{"text":"be good.","start":1235.14,"end":1235.745,"sentiment":"neutral","sentiment_score":0.02988261729478836}],"sentiment":"neutral","sentiment_score":0.02988261729478836,"channel":1,"num_words":2,"start":1235.14,"end":1235.745},{"sentences":[{"text":"morning or","start":1236.245,"end":1236.805,"sentiment":"neutral","sentiment_score":0.021980533376336098}],"sentiment":"neutral","sentiment_score":0.021980533376336098,"channel":0,"num_words":2,"start":1236.245,"end":1236.805},{"sentences":[{"text":"Yeah.","start":1236.785,"end":1237.285,"sentiment":"neutral","sentiment_score":0.03821643814444542}],"sentiment":"neutral","sentiment_score":0.03821643814444542,"channel":1,"num_words":1,"start":1236.785,"end":1237.285},{"sentences":[{"text":"afternoon works best.","start":1236.805,"end":1238.185,"sentiment":"neutral","sentiment_score":0.04994696627060572}],"sentiment":"neutral","sentiment_score":0.04994696627060572,"channel":0,"num_words":3,"start":1236.805,"end":1238.185},{"sentences":[{"text":"Yeah.","start":1237.905,"end":1238.305,"sentiment":"neutral","sentiment_score":0.047260235995054245},{"text":"Anytime after 09:00 will be fine.","start":1238.305,"end":1241.045,"sentiment":"neutral","sentiment_score":0.046800173819065094}],"sentiment":"neutral","sentiment_score":0.046865896987063546,"channel":1,"num_words":7,"start":1237.905,"end":1241.045},{"sentences":[{"text":"Okay.","start":1241.445,"end":1241.945,"sentiment":"neutral","sentiment_score":0.11010384559631348},{"text":"Perfect.","start":1242.005,"end":1242.505,"sentiment":"neutral","sentiment_score":0.17860060930252075},{"text":"I could do either 09:30 or 01:30, whichever works best for you.","start":1242.5651,"end":1252.0701,"sentiment":"neutral","sentiment_score":0.08444994563857715}],"sentiment":"neutral","sentiment_score":0.09300741446869713,"channel":0,"num_words":14,"start":1241.445,"end":1252.0701},{"sentences":[{"text":"I might do 09:30 if that's okay.","start":1252.3099,"end":1254.41,"sentiment":"neutral","sentiment_score":0.04524250062448638}],"sentiment":"neutral","sentiment_score":0.04524250062448638,"channel":1,"num_words":7,"start":1252.3099,"end":1254.41},{"sentences":[{"text":"09:30?","start":1254.29,"end":1255.03,"sentiment":"neutral","sentiment_score":0.018969634547829628},{"text":"Yep.","start":1255.17,"end":1255.65,"sentiment":"neutral","sentiment_score":0.05694558471441269}],"sentiment":"neutral","sentiment_score":0.03795760963112116,"channel":0,"num_words":2,"start":1254.29,"end":1255.65},{"sentences":[{"text":"Yep.","start":1255.4299,"end":1255.9299,"sentiment":"neutral","sentiment_score":0.10034336894750596}],"sentiment":"neutral","sentiment_score":0.10034336894750596,"channel":1,"num_words":1,"start":1255.4299,"end":1255.9299},{"sentences":[{"text":"Perfect.","start":1255.65,"end":1256.15,"sentiment":"neutral","sentiment_score":0.276354044675827},{"text":"I will book that in at 09:30.","start":1256.365,"end":1258.7849,"sentiment":"neutral","sentiment_score":0.17322358276162828},{"text":"If anything does change and something comes up and you can't make it, like, just let me know, and we can always get that rescheduled for you.","start":1259.245,"end":1267.505,"sentiment":"neutral","sentiment_score":0.07381200928378988}],"sentiment":"neutral","sentiment_score":0.0994812392762729,"channel":0,"num_words":35,"start":1255.65,"end":1267.505},{"sentences":[{"text":"Yeah.","start":1267.905,"end":1268.225,"sentiment":"neutral","sentiment_score":0.026973508298397064},{"text":"No worries.","start":1268.225,"end":1268.885,"sentiment":"neutral","sentiment_score":0.022332918364554644}],"sentiment":"neutral","sentiment_score":0.02387978167583545,"channel":1,"num_words":3,"start":1267.905,"end":1268.885},{"sentences":[{"text":"Otherwise, I will give you a call on Wednesday, August 5, which is pretty crazy, but it'll be August already.","start":1269.005,"end":1275.6101,"sentiment":"neutral","sentiment_score":-0.016849435586482286}],"sentiment":"neutral","sentiment_score":-0.016849435586482286,"channel":0,"num_words":20,"start":1269.005,"end":1275.6101},{"sentences":[{"text":"I know.","start":1275.585,"end":1276.145,"sentiment":"neutral","sentiment_score":-0.0953669548034668},{"text":"It's horrible, isn't it?","start":1276.145,"end":1277.58,"sentiment":"neutral","sentiment_score":-0.20699100568890572}],"sentiment":"neutral","sentiment_score":-0.16978298872709274,"channel":1,"num_words":6,"start":1275.585,"end":1277.58},{"sentences":[{"text":"Oh, yes.","start":1277.8301,"end":1279.05,"sentiment":"neutral","sentiment_score":0.015628735069185495},{"text":"At 09:30.","start":1279.27,"end":1280.5701,"sentiment":"neutral","sentiment_score":0.014694683253765106},{"text":"But before I let you go, do you have any other questions or anything for me at this point otherwise, Jane?","start":1280.63,"end":1287.095,"sentiment":"neutral","sentiment_score":0.06797178777023441}],"sentiment":"neutral","sentiment_score":0.05952217519283295,"channel":0,"num_words":25,"start":1277.8301,"end":1287.095},{"sentences":[{"text":"No.","start":1286.94,"end":1287.34,"sentiment":"neutral","sentiment_score":-0.161580428481102}],"sentiment":"neutral","sentiment_score":-0.161580428481102,"channel":1,"num_words":1,"start":1286.94,"end":1287.34},{"sentences":[{"text":"No.","start":1287.095,"end":1287.4149,"sentiment":"neutral","sentiment_score":-0.17138727009296417}],"sentiment":"neutral","sentiment_score":-0.17138727009296417,"channel":0,"num_words":1,"start":1287.095,"end":1287.4149},{"sentences":[{"text":"No.","start":1287.34,"end":1287.58,"sentiment":"neutral","sentiment_score":-0.14796005189418793}],"sentiment":"neutral","sentiment_score":-0.14796005189418793,"channel":1,"num_words":1,"start":1287.34,"end":1287.58},{"sentences":[{"text":"Pretty","start":1287.4149,"end":1287.735,"sentiment":"neutral","sentiment_score":0.035798728466033936}],"sentiment":"neutral","sentiment_score":0.035798728466033936,"channel":0,"num_words":1,"start":1287.4149,"end":1287.735},{"sentences":[{"text":"That's","start":1287.58,"end":1287.8999,"sentiment":"neutral","sentiment_score":0.15200330317020416}],"sentiment":"neutral","sentiment_score":0.15200330317020416,"channel":1,"num_words":1,"start":1287.58,"end":1287.8999},{"sentences":[{"text":"straightforward.","start":1287.735,"end":1288.235,"sentiment":"neutral","sentiment_score":0.16732515394687653}],"sentiment":"neutral","sentiment_score":0.16732515394687653,"channel":0,"num_words":1,"start":1287.735,"end":1288.235},{"sentences":[{"text":"all good.","start":1287.8999,"end":1288.38,"sentiment":"positive","sentiment_score":0.4995142072439194},{"text":"Thank you.","start":1288.38,"end":1289.1,"sentiment":"positive","sentiment_score":0.6137101352214813}],"sentiment":"positive","sentiment_score":0.5566121712327003,"channel":1,"num_words":4,"start":1287.8999,"end":1289.1},{"sentences":[{"text":"Yep.","start":1288.695,"end":1289.1749,"sentiment":"neutral","sentiment_score":0.1489134281873703}],"sentiment":"neutral","sentiment_score":0.1489134281873703,"channel":0,"num_words":1,"start":1288.695,"end":1289.1749},{"sentences":[{"text":"Yep.","start":1289.1,"end":1289.6,"sentiment":"neutral","sentiment_score":0.06519211828708649}],"sentiment":"neutral","sentiment_score":0.06519211828708649,"channel":1,"num_words":1,"start":1289.1,"end":1289.6},{"sentences":[{"text":"Mhmm.","start":1289.1749,"end":1289.6749,"sentiment":"neutral","sentiment_score":0.017946084961295128},{"text":"No","start":1289.735,"end":1289.975,"sentiment":"neutral","sentiment_score":-0.06923466920852661}],"sentiment":"neutral","sentiment_score":-0.02564429212361574,"channel":0,"num_words":2,"start":1289.1749,"end":1289.975},{"sentences":[{"text":"Lovely.","start":1289.74,"end":1290.24,"sentiment":"neutral","sentiment_score":0.18198075890541077}],"sentiment":"neutral","sentiment_score":0.18198075890541077,"channel":1,"num_words":1,"start":1289.74,"end":1290.24},{"sentences":[{"text":"problem.","start":1289.975,"end":1290.375,"sentiment":"neutral","sentiment_score":0.2725457549095154},{"text":"Well, thank you so much for your time today, and I look forward to speaking with you next Wednesday.","start":1290.375,"end":1294.475,"sentiment":"positive","sentiment_score":0.7523882326326872}],"sentiment":"positive","sentiment_score":0.7283961087465286,"channel":0,"num_words":20,"start":1289.975,"end":1294.475},{"sentences":[{"text":"Sounds good.","start":1294.925,"end":1295.645,"sentiment":"positive","sentiment_score":0.8024148344993591},{"text":"Thank you.","start":1295.645,"end":1296.465,"sentiment":"positive","sentiment_score":0.7108670175075531}],"sentiment":"positive","sentiment_score":0.7566409260034561,"channel":1,"num_words":4,"start":1294.925,"end":1296.465},{"sentences":[{"text":"No worries.","start":1296.855,"end":1297.4149,"sentiment":"neutral","sentiment_score":0.31056366860866547}],"sentiment":"neutral","sentiment_score":0.31056366860866547,"channel":0,"num_words":2,"start":1296.855,"end":1297.4149},{"sentences":[{"text":"Bye.","start":1297.245,"end":1297.745,"sentiment":"neutral","sentiment_score":0.22089986503124237}],"sentiment":"neutral","sentiment_score":0.22089986503124237,"channel":1,"num_words":1,"start":1297.245,"end":1297.745},{"sentences":[{"text":"We'll speak soon.","start":1297.4149,"end":1298.395,"sentiment":"neutral","sentiment_score":0.26493550340334576},{"text":"Bye.","start":1298.615,"end":1299.115,"sentiment":"neutral","sentiment_score":0.1438501477241516}],"sentiment":"neutral","sentiment_score":0.2346641644835472,"channel":0,"num_words":4,"start":1297.4149,"end":1299.115},{"sentences":[{"text":"Bye.","start":1298.685,"end":1299.185,"sentiment":"neutral","sentiment_score":-0.11043466627597807}],"sentiment":"neutral","sentiment_score":-0.11043466627597807,"channel":1,"num_words":1,"start":1298.685,"end":1299.185}]},"summary":{"result":"success","short":"Representatives from HP Financial speak with Jane about her under review, income and employment history, property and assets, health and lifestyle, and risk profile. They emphasize the importance of updating goals and retirement plans to achieve retirement goals and discuss the tax-free structure of the relationship. The speaker emphasizes the importance of goals and check-ins, risk allocation, and updating retirement plans to achieve goals and reach retirement sooner if the speaker is in a couple. The agent provides instructions on signing a new insurance policy and guides the customer through completing a recommendation and scheduling a catch-up call."},"intents":{"segments":[{"text":"I had you booked in to go over your under review. Is now still a good time for you? Yeah. Perfect. No Yeah.","start_word":25,"end_word":47,"intents":[{"intent":"Discuss under review","confidence_score":0.012595021}]},{"text":"And just for security purposes, could I please get you to confirm your full name, date of birth, and address, please? Yeah.","start_word":85,"end_word":106,"intents":[{"intent":"Provide personal information","confidence_score":0.015715824},{"intent":"Provide personal information","confidence_score":0.0024446317},{"intent":"Get security information","confidence_score":0.0005146705}]},{"text":"And just for security purposes, could I please get you to confirm your full name, date of birth, and address, please? Yeah. No worries.","start_word":85,"end_word":108,"intents":[{"intent":"Confirm identity","confidence_score":0.431441},{"intent":"Confirm date of birth","confidence_score":0.027158536}]},{"text":"It's Jane Marie Whitney nineteen to the third nineteen eighty four. 9 Girawayne Drive, Marangaroo, New South Wales 2790. Perfect.","start_word":109,"end_word":128,"intents":[{"intent":"Confirm location","confidence_score":0.06314238},{"intent":"Confirm address","confidence_score":0.08950249},{"intent":"Provide contact information","confidence_score":0.00058515125}]},{"text":"It's more just to catch up just to see if we can, obviously, make the most out of our super. Yep. Yep.","start_word":242,"end_word":263,"intents":[{"intent":"Express gratitude","confidence_score":0.0015887934}]},{"text":"Now hours wise, has anything changed, or is it still about sixteen hours per week for your husband's company and the Elevate Medical Hub and then about one hour a week ish for the the plumbing, or has that changed?","start_word":412,"end_word":451,"intents":[{"intent":"Confirming hours","confidence_score":0.00004353539}]},{"text":"And all jobs is kind of on a casual employment basis? Yes. Correct. Yeah.","start_word":497,"end_word":510,"intents":[{"intent":"Explaining employment situation","confidence_score":0.0004501127}]},{"text":"And now, obviously, income wise, obviously, can bit depending on, obviously, how many hours you do. But, roughly, how much would you say your income is?","start_word":513,"end_word":538,"intents":[{"intent":"Explaining income","confidence_score":0.05654829}]},{"text":"And are you still doing the government co contribution?","start_word":636,"end_word":644,"intents":[{"intent":"Inquiring about government co contribution","confidence_score":0.014727813}]},{"text":"Would you like me to put a little reminder in, like, May Yep. to That reach would be great.","start_word":698,"end_word":716,"intents":[{"intent":"Requesting reminder","confidence_score":0.019436767}]},{"text":"Now asset wise, I have here that your property is valued at about last was between one and one point one. Do you Yeah.","start_word":814,"end_word":837,"intents":[{"intent":"Determine asset status","confidence_score":0.00013517575}]},{"text":"To be honest with you, I don't know whether we've got a power of attorney. I know we've got our wills and everything. Mhmm. I actually think my brother is my our power of attorney, but, honestly, I'd have to check. I'm not a 100% sure. No worries.","start_word":1075,"end_word":1122,"intents":[{"intent":"Confirm power of attorney","confidence_score":0.10030618}]},{"text":"And when it comes to your beneficiary, so in the event that something would've happened to you, I have that Yep. all going to Matthew as well. That's still correct? Yep.","start_word":1156,"end_word":1186,"intents":[{"intent":"Clarify beneficiary and beneficiary","confidence_score":0.0011064657}]},{"text":"Now also during under review, what's usually kind of a good check-in point is to see your goals. So kind of when we spoke last time, if the goals are the same, did you achieve them? Is anything changing? Or what kind of lack of focus for the couple of years? Yep.","start_word":1241,"end_word":1292,"intents":[{"intent":"Confirm goals","confidence_score":0.04626045}]},{"text":"Or what kind of lack of focus for the couple of years?","start_word":1280,"end_word":1291,"intents":[{"intent":"Address lack of focus","confidence_score":0.00011262509}]},{"text":"Now when it comes to the level of risk that you are comfortable with for your superannuation, through obviously, make sure it continues to grow, but also a level that you are comfortable with. Would Yep.","start_word":1785,"end_word":1820,"intents":[{"intent":"Assess risk level","confidence_score":0.03763574}]},{"text":"And when it comes to fluctuations as well, so hypothetically, let's say you place an investment, and after six months, the portfolio has decreased in value by 20% Yep.","start_word":1872,"end_word":1900,"intents":[{"intent":"Assess portfolio value","confidence_score":0.42295057}]},{"text":"Would you say optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious?","start_word":2039,"end_word":2060,"intents":[{"intent":"Discuss future investments","confidence_score":0.013192943}]},{"text":"Would you say optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious? No.","start_word":2039,"end_word":2061,"intents":[{"intent":"Discuss future investment opportunities","confidence_score":0.010176453}]},{"text":"I'm pretty optimistic. Anxious?","start_word":2062,"end_word":2065,"intents":[{"intent":"Express optimism","confidence_score":0.044494998}]},{"text":"Do you have do you have any questions in regards to your insurances? Are you still happy with, obviously, just having that life insurance? You don't obviously have TPD or income protection or trauma or anything. You're still comfortable with that? Yeah.","start_word":2573,"end_word":2614,"intents":[{"intent":"Inquire about life insurance","confidence_score":0.0013061084}]},{"text":"Now the next document should be your hub twenty four performance report, I believe. Yep. Yep. Perfect. Now that one here could look a little bit messy if you are looking on your phone, but, essentially, it breaks down all your individual investments and how they have performed over the last twelve months. Yep.","start_word":2621,"end_word":2674,"intents":[{"intent":"Explain portfolio performance","confidence_score":0.016195767}]},{"text":"Are Matthew, if you remember the conversation, that Benelon investment you also have in your portfolio, which I would like Yep. to look at potentially switching out for you or something that is going to do a little bit better moving forward. Are you happy for me to go and do that research for you and put together a proposal and see if we can improve things a little bit for you? Yep.","start_word":2777,"end_word":2849,"intents":[{"intent":"Request portfolio research","confidence_score":0.05134562}]},{"text":"But, essentially, it just shows you the market. So what we are talking about when we're seeing those market fluctuations, it shows you kind of that long term market always goes up. Short term, you have those fluctuations, and that's why time frame also plays a role.","start_word":2888,"end_word":2934,"intents":[{"intent":"Explain market fluctuations","confidence_score":0.0027664946}]},{"text":"So if you're happy to do so, it will ask for a little signature at the bottom there, and it will Yep. usually automatically add a date as well. Yep.","start_word":3318,"end_word":3347,"intents":[{"intent":"Add date","confidence_score":0.123339646}]},{"text":"while I have you on the phone, I'd like to book in the catch up to go through that recommendation with you. Yep.","start_word":3378,"end_word":3400,"intents":[{"intent":"Book catch up","confidence_score":0.32939306}]}]},"sentiments":{"segments":[{"text":"Hello? Good morning. Is this Jane? It is. How are you?","start_word":0,"end_word":10,"sentiment":"neutral","sentiment_score":0.2128481566905975},{"text":"Good. This is Veronica from HP Financial. Nice to talk to you. You too.","start_word":11,"end_word":24,"sentiment":"positive","sentiment_score":0.5031030774116516},{"text":"I had you booked in to go over your under review. Is now still a good time for you? Yeah.","start_word":25,"end_word":44,"sentiment":"neutral","sentiment_score":0.3011128306388855},{"text":"Perfect.","start_word":45,"end_word":45,"sentiment":"positive","sentiment_score":0.3770896792411804},{"text":"No Yeah. problem at all.","start_word":46,"end_word":50,"sentiment":"neutral","sentiment_score":0.18892435729503632},{"text":"Perfect.","start_word":51,"end_word":51,"sentiment":"positive","sentiment_score":0.3707248866558075},{"text":"Now, Jane, before I do go any further, I just need to let you know that our calls are being recorded for quality and coaching purposes, if that's Yeah. No okay. worries. Perfect. And just for security purposes, could I please get you to confirm your full name, date of birth, and address, please? Yeah. No worries. It's Jane Marie Whitney nineteen to the third nineteen eighty four. 9 Girawayne Drive, Marangaroo, New South Wales 2790. Perfect. And how's your morning been so far? I've been busy? No. Not too bad. No. Cleaning up the house after the Oh, feral children. I can imagine.","start_word":52,"end_word":155,"sentiment":"neutral","sentiment_score":0.05579673126339912},{"text":"The joys.","start_word":156,"end_word":157,"sentiment":"positive","sentiment_score":0.34714943170547485},{"text":"Jane, before I do kind of jump into things, I I do Yep. like to start by asking if there is anything specific that you are hoping to get out of the review today. Obviously, aside from reviewing your super investment similar to what we did with Matthew, any particular questions or anything that you would like me to focus a bit more on today or whether it's just kind of that bit of a catch up and see where everything's at? Yeah. No. It's more just to catch up just to see if we can, obviously, make the most out of our super. Yep. Yep.","start_word":158,"end_word":263,"sentiment":"neutral","sentiment_score":0.05302111804485321},{"text":"Beautiful.","start_word":264,"end_word":264,"sentiment":"positive","sentiment_score":0.3930695056915283},{"text":"Now what I will do first is just to run through just a bit of an updated fact find with you just to see if there is anything major that has changed in your life Yeah. No worries. that might need mean that we have to make some changes to your advice as well. So just Yep. kind of bear with me as I go through this. Now, obviously, personal information. Still married to Matthew and Yep. already financial dependent. Yep. Yep. Perfect. Now employment wise, I have here that you have the three jobs. Is that still the case? Yep. It is. Yep. Perfect. So just so I have the right thing, your one of jobs is the Elevate Medical Hub, and then the second one is the Chris Green Plumbing Yep. and then working for your husband's company as well. Yep. Yep. Correct. Yep.","start_word":265,"end_word":410,"sentiment":"neutral","sentiment_score":0.06679657119492145},{"text":"Perfect.","start_word":411,"end_word":411,"sentiment":"positive","sentiment_score":0.5116271376609802},{"text":"Now hours wise, has anything changed, or is it still about sixteen hours per week for your husband's company and the Elevate Medical Hub and then about one hour a week ish for the the plumbing, or has that changed? Honestly, I go to Elevate probably up to five hours a week just depending on the week. Yeah. And then as for the other two, I only do a couple hours here and there. Yeah. So nothing And too much. no. That is all good. And all jobs is kind of on a casual employment basis? Yes. Correct. Yeah. Okay. Perfect. And now, obviously, income wise, obviously, can bit depending on, obviously, how many hours you do. But, roughly, how much would you say your income is? And you can break it down into the three separate if you would like or just give me the total. It's up to Honestly, it's about probably 10 to 15,000 a year. It's not much. you. Okay. Yeah. Because I had here about 16 last time. Yeah. Yep. So it would be would you be more around that 15, would you Yeah. I would say? yeah. I would say so. Yeah. Okay. Perfect. Now all three employers just pay that standard contribution rate into super. Right? There's no additional Yep. agreements. Yep. No. Perfect. No. That's it. And are you still doing the government co contribution? I didn't do it this year. I actually completely forgot all about it, which I would normally do it. I just obviously got a bit sidetracked with everything else. So, yeah, I No. will be doing it, but just I haven't Okay. I didn't do it the last financial year.","start_word":412,"end_word":694,"sentiment":"neutral","sentiment_score":0.001012330176308751},{"text":"That's all good.","start_word":695,"end_word":697,"sentiment":"positive","sentiment_score":0.3752808570861816},{"text":"Would you like me to put a little reminder in, like, May Yep.","start_word":698,"end_word":710,"sentiment":"neutral","sentiment_score":0.1485462784767151},{"text":"to That reach would be great.","start_word":711,"end_word":716,"sentiment":"positive","sentiment_score":0.34686240553855896},{"text":"out in the event to just Yep. be like, hey. Yep.","start_word":717,"end_word":727,"sentiment":"neutral","sentiment_score":0.07405463606119156},{"text":"Obviously and it's also a good checking point if for some reason, you know, obviously, if you do significantly more, we can check-in eligibility.","start_word":728,"end_word":751,"sentiment":"positive","sentiment_score":0.33364322781562805},{"text":"Yep.","start_word":752,"end_word":752,"sentiment":"neutral","sentiment_score":0.31976422667503357},{"text":"But, obviously, it is very it's a very effective strategy, obviously, with you just making a little bit of contributions, Yep.","start_word":753,"end_word":773,"sentiment":"positive","sentiment_score":0.48478248715400696},{"text":"and then the government matched that for 500. So it's probably, Yes.","start_word":774,"end_word":785,"sentiment":"neutral","sentiment_score":0.2973417639732361},{"text":"like, the most effective way to do it.","start_word":786,"end_word":793,"sentiment":"positive","sentiment_score":0.3347722589969635},{"text":"So I'll make a little note here in Maine.","start_word":794,"end_word":802,"sentiment":"neutral","sentiment_score":0.2398039847612381},{"text":"That will be great. Thank you.","start_word":803,"end_word":808,"sentiment":"positive","sentiment_score":0.6900531053543091},{"text":"Yep. No. That's all good. Now asset wise, I have here that your property is valued at about last was between one and one point one. Do you Yeah. know That roughly is where it's at now? to be honest with you, I have no idea. It would be still up in the millions like, a million, I should say. Yep. Yeah. Probably about the same, I'd say. About I the you same. know, I don't really know. Sorry. No. That's all good. And you guys don't have anything owing on that property, do you? No. Nothing on that No. one. And then you still have the block of land? Yes. We still have Yep. it. And I have here valued at about 500,000. Yes. Correct. Yep. Yep. And then about $1.80 owing. Yes. That's correct. Yep. And then do you also have the motor vehicle valued at about 65,000? Yep. Still have Yep. And nothing it. owing on that one either? No. No. No. No. Great. Any other new assets that's changed that we haven't kind of gone through? No. Nothing since we bought this house. No. That's Nope. yeah. I think that's That's about all good. Yep. Perfect. And health and lifestyle wise, have you done her as a nonsmoker? That's still it. the case? Definitely. Yeah. And any significant health issues or injuries or anything? No. Nothing at No. all. That's No. great. No. Like, medications or anything serious? No. No. No. That's great. Now estate planning wise, do you know if you guys have a will or power of attorney in place? To be honest with you, I don't know whether we've got a power of attorney. I know we've got our wills and everything. Mhmm. I actually think my brother is my our power of attorney, but, honestly, I'd have to check. I'm not a 100% sure. No worries. That's all good. I'll just put maybe but you don't have anyone making any financial decisions or anything like that for you No. at the moment, No. though. No.","start_word":809,"end_word":1151,"sentiment":"neutral","sentiment_score":-0.014755058238071012},{"text":"No. Not great.","start_word":1152,"end_word":1154,"sentiment":"negative","sentiment_score":-0.375691682100296},{"text":"No. And when it comes to your beneficiary, so in the event that something would've happened to you, I have that Yep. all going to Matthew as well. That's still correct? Yep. That's correct. Unless Yep. something happens Perfect. obviously to me and him, then it goes to Yeah. our kids. Yes.","start_word":1155,"end_word":1206,"sentiment":"neutral","sentiment_score":0.039928678423166275},{"text":"Now the good way that having it structured to your spouse is that it will be tax free. So it'll be completely Yep. tax free to him if something would happen to you. Perfect.","start_word":1207,"end_word":1240,"sentiment":"positive","sentiment_score":0.46426302194595337},{"text":"Now also during under review, what's usually kind of a good check-in point is to see your goals. So kind of when we spoke last time, if the goals are the same, did you achieve them? Is anything changing? Or what kind of lack of focus for the couple of years? Yep. So when we spoke last time, the main focus was through do some renovation through the house and maybe look at buying an investment property down the track. Yes. Is that still Correct. kind of something that you guys are, yep, kind of working Yep. towards? Yep. Yep.","start_word":1241,"end_word":1340,"sentiment":"neutral","sentiment_score":0.07444034516811371},{"text":"Perfect.","start_word":1341,"end_word":1341,"sentiment":"positive","sentiment_score":0.36656782031059265},{"text":"Anything else that you are working towards otherwise? No. I don't think so. Not at No? this stage. I gotta get this No. house renovated first. One thing at a time. Right? Yes. Yes. Yes. We're halfway there. We just got a little bit more to go. Oh, that's good. When do you guys think you'll be finished? Do you have kind of an end Listen. goal? If Or I get my way, I'll have it Yep. finished in the next twelve months. If Matthew Yep. gets his way, it'll be the next ten years. So Sounds similar to me and my husband. yep. It's like I always wanna do it right away, and he's like, oh, yeah.","start_word":1342,"end_word":1459,"sentiment":"neutral","sentiment_score":0.016725327077684767},{"text":"So That's exactly no.","start_word":1460,"end_word":1463,"sentiment":"negative","sentiment_score":-0.35709241032600403},{"text":"I get how that. it is. Oh, dear. And I guess when it comes to superannuation as well, I have here that, ideally, you would like to retire and draw an income from super at around 60. Do you still think Yeah. that's kind of the main focus? Yep. Oh, I'd love And to do it a lot earlier, but a I guess 60 is probably more yeah. more more a goal at this stage, I guess, than Yeah. And sooner. with the current legislation, obviously, you can retire earlier if you want. You can't access super, though, until 60 with the Yeah. current legislation. Yep. So Yep. and I have here ideally through a draw an income of about 1,500 per week for you. Do you still Yep. think that's kind of achievable? So yeah. Is that that's not, like, combined, is it? Because I probably No.","start_word":1464,"end_word":1611,"sentiment":"neutral","sentiment_score":0.09899251908063889},{"text":"wouldn't spend that god. I would never spend that much money a week.","start_word":1612,"end_word":1624,"sentiment":"negative","sentiment_score":-0.39675581455230713},{"text":"Yeah. Yeah. Do you reckon Even more like a thousand? about 1,000. Yeah. That Yeah. would be sufficient. Yep. Yep. And that's honestly what most people say. So if you are in a couple and if you don't have, like, a mortgage attached to your property or anything Yep. at the time, most people say about a thousand dollars is pre still pretty good where you can live comfortably, do some traveling, Yep. and not have to stress too much. Yeah. Yeah. Yeah.","start_word":1625,"end_word":1707,"sentiment":"neutral","sentiment_score":0.16216887533664703},{"text":"Alright. Perfect.","start_word":1708,"end_word":1709,"sentiment":"positive","sentiment_score":0.45724573731422424},{"text":"Now the next thing I do wanna triple check with you, it is just your risk profile. So it's just Yep. a couple of choice questions just to see if anything has changed in terms of how you feel about market fluctuations and volatility in regards to your superannuation. Yeah. No right or wrong answer. Again, it's just whatever you feel is the most appropriate for you. Does that make Okay. sense? Yep. Yep.","start_word":1710,"end_word":1783,"sentiment":"neutral","sentiment_score":0.07544869949688783},{"text":"Perfect.","start_word":1784,"end_word":1784,"sentiment":"positive","sentiment_score":0.6640233993530273},{"text":"Now when it comes to the level of risk that you are comfortable with for your superannuation, through obviously, make sure it continues to grow, but also a level that you are comfortable with. Would Yep. you say that you are willing to accept very high risk, high moderate, or a small amount of risk for your superannuation at this point. Probably high. I think that's Yep. what I was before. Yep. Yeah. It's what you said last time. So that Yep. all matches up. Yep. Mhmm. And when it comes to fluctuations as well, so hypothetically, let's say you place an investment, and after six months, the portfolio has decreased in value by 20% Yep. due to general trends in the market. So not, let's say, one particular investment that's gone bad, just the market trends as a whole. Yep. Would you, if you had the option to do so, I think that now is potentially a good time to put a little bit more in while the prices are down. Would you hold and just kind of assess and wait to see what happens, or would you want to shift to a more secure asset, but that means you are then selling when the prices have dropped? I probably just sit and hold for five. Set and hold. Yep. Yep. Perfect. And last one here is in regards to fluctuations again. So Yes. if you've ever had any investments, including superannuation, ever full in value, how would that have made you feel? Would you say optimistic about future investment opportunities, a bit more kind of neutral, not making further investments, concerned, or highly anxious? No. I'm pretty optimistic. Anxious? I'd probably be Pretty more stressed optimistic. if I was at retirement age, but, yeah, Yeah. no. Good at the moment. Yeah. No. I still have plenty of time. Yep. Now that tells me here that you have come out kind of borderline between a between a growth and a high growth investor. And Yep. Yeah. At the moment, we have you invested in a high growth portfolio. Yep. Do you remember what it means to be a high growth investor at all there, Jane? No. Not really. No. No. That's alright. Basically, it tells me that you are looking at getting as much growth as you possibly can out of your superannuation Yep. while you still have plenty of time until retirement. Yep. Also, that you understand and are comfortable seeing a bit of short term fluctuations in order to achieve that growth. Yep. And typically speaking, we see about 90% invested in what we call your growth investments, which is a combination of Australian shares, international shares, and property and commodities, and then about, like, 10% in your defensive, like your fixed interest, cash, and gold to limit those fluctuations a little bit. Yep. Mhmm. Now time frames wise as well, so making sure that you have enough time in the market for those fluctuations. Typically, in a high growth portfolio, we would like to see about eight years retirement, which we certainly have. So Yep. Yep. are you still comfortable with that kind of a risk allocation there, Jane? Yeah. That's fine. Yeah. Okay.","start_word":1785,"end_word":2322,"sentiment":"neutral","sentiment_score":0.03787796086887916},{"text":"Beautiful.","start_word":2323,"end_word":2323,"sentiment":"positive","sentiment_score":0.4440600872039795},{"text":"Now the next thing is to just go through a couple of documents that I have sent you. Do you have access to your emails at the moment, or are you driving Yep. on the go at the moment? No. No. I'm No. Okay. freeing my circle off, to be honest with you. I was just No. down in All our good. shed. I can I can have I'll just jump on my phone? Hang on. Yeah. Beautiful. Oh, yep. There we are. Perfect. Now it might look a little bit different to what you have been used to because we have recently changed the software. It's kind Yep. of the same, though. It should have a link where it says click now to sign. It will allow you to open up and look at everything first, though, just to make sure you are happy before it prompts you to sign anything. Okay. Cool. Now if you can open that for me, and now you should Yep. have a super insurance summary first, I believe. Yep. Yeah. Okay.","start_word":2324,"end_word":2501,"sentiment":"neutral","sentiment_score":0.07120259382416692},{"text":"Perfect.","start_word":2502,"end_word":2502,"sentiment":"positive","sentiment_score":0.5926586389541626},{"text":"So what you can see here is Yep. that you have your superannuation with HUB twenty four. You do have about 293,100 Yep. and $93 in there. And then you do also have a life insurance policy with Clearview that Yep. will pay you 532,840 if something were to happen to you. Yep.","start_word":2503,"end_word":2555,"sentiment":"neutral","sentiment_score":0.16309204697608948},{"text":"Pretty cheap after the tax rebate, and it's only about a $193 per year.","start_word":2556,"end_word":2569,"sentiment":"positive","sentiment_score":0.3832572400569916},{"text":"Yep. Yep.","start_word":2570,"end_word":2571,"sentiment":"neutral","sentiment_score":0.24997425079345703},{"text":"Wonderful.","start_word":2572,"end_word":2572,"sentiment":"positive","sentiment_score":0.6838464736938477},{"text":"Do you have do you have any questions in regards to your insurances? Are you still happy with, obviously, just having that life insurance? You don't obviously have TPD or income protection or trauma or anything. You're still comfortable with that? Yeah. That's fine.","start_word":2573,"end_word":2616,"sentiment":"neutral","sentiment_score":0.08823490887880325},{"text":"Thank Yeah. you. Perfect.","start_word":2617,"end_word":2620,"sentiment":"positive","sentiment_score":0.3954247236251831},{"text":"Now the next document should be your hub twenty four performance report, I believe. Yep. Yep. Perfect. Now that one here could look a little bit messy if you are looking on your phone, but, essentially, it breaks down all your individual investments and how they have performed over the last twelve months. Yep. So over the last twelve months, I'm sure you've kind of heard and seen on the news, we've obviously had a bit of market fluctuations. First, you had obviously everything in The US with Trump and tariffs and everything, saw a bit of fluctuations, and, obviously, more recently with the war as well. Yep. So we have seen a bit of that fluctuation. Now overall, your portfolio has still done pretty good considering you are in a high growth portfolio with market fluctuations. It's still up by about 5.77%, which equates through about 20038 just Yep. from growth from your investments. Yep. Are Matthew, if you remember the conversation, that Benelon investment you also have in your portfolio, which I would like Yep. to look at potentially switching out for you or something that is going to do a little bit better moving forward. Are you happy for me to go and do that research for you and put together a proposal and see if we can improve things a little bit for you? Yep. Yeah. No worries at all. Yeah.","start_word":2621,"end_word":2855,"sentiment":"neutral","sentiment_score":0.09733901172876358},{"text":"Perfect.","start_word":2856,"end_word":2856,"sentiment":"positive","sentiment_score":0.3923259973526001},{"text":"Now the next document should be a Vanguard index chart, I believe. Yep. Correct. Yep.","start_word":2857,"end_word":2871,"sentiment":"neutral","sentiment_score":0.10307852923870088},{"text":"Perfect.","start_word":2872,"end_word":2872,"sentiment":"positive","sentiment_score":0.6102144718170166},{"text":"Have you seen something like this before? Only on Matthew's there the other day. Yep. But, essentially, it just shows you the market. So what we are talking about when we're seeing those market fluctuations, it shows you kind of that long term market always goes up. Short term, you have those fluctuations, and that's why time frame also plays a role. So, obviously, the closer you get to retirement, you don't have as much time for those kind of ups and downs, and that's when we then Yes. gradually look through potentially decreasing that a little bit for you.","start_word":2873,"end_word":2972,"sentiment":"neutral","sentiment_score":0.09291978925466536},{"text":"But for the time being, you have plenty of time to kind of take advantage of that up and down in order to grow your super as much as possible.","start_word":2973,"end_word":3002,"sentiment":"positive","sentiment_score":0.4429689645767212},{"text":"Yep. Yep. Now if you can click next for me, it should be your Clearview certificate of currency. Yep. Yep.","start_word":3003,"end_word":3022,"sentiment":"neutral","sentiment_score":0.13251902163028717},{"text":"Perfect.","start_word":3023,"end_word":3023,"sentiment":"positive","sentiment_score":0.4831603765487671},{"text":"Now that one basically just breaks down your insurance again in a bit more detail, but basically lets you know that's all paid and up to date. Yep.","start_word":3024,"end_word":3051,"sentiment":"neutral","sentiment_score":0.26820144057273865},{"text":"Perfect.","start_word":3052,"end_word":3052,"sentiment":"positive","sentiment_score":0.41900551319122314},{"text":"Now the next one, I believe, is the Oakview services guide. Yep. Yep.","start_word":3053,"end_word":3065,"sentiment":"neutral","sentiment_score":0.156389981508255},{"text":"Perfect.","start_word":3066,"end_word":3066,"sentiment":"positive","sentiment_score":0.45152702927589417},{"text":"You probably have seen this a couple of times before as well. It is one of those compliance documents, but it gives you all the Yep. important information in regards to us at Oakview. If you do Yep. have a read over in your own time, you will see myself on page 10. If you do wanna put a face to the voice, you'll see all the advices and directors and everything there for you. No worries at all.","start_word":3067,"end_word":3145,"sentiment":"neutral","sentiment_score":0.2244802564382553},{"text":"Perfect.","start_word":3146,"end_word":3146,"sentiment":"positive","sentiment_score":0.5034191608428955},{"text":"Now the next document, it should be the ongoing service agreement, I believe. Yep. Yep.","start_word":3147,"end_word":3161,"sentiment":"neutral","sentiment_score":0.1847761869430542},{"text":"Perfect.","start_word":3162,"end_word":3162,"sentiment":"positive","sentiment_score":0.45989060401916504},{"text":"Now this one here, it will ask for your signature if you are happy to do so.","start_word":3163,"end_word":3179,"sentiment":"neutral","sentiment_score":0.29889175295829773},{"text":"Now what this is, it is just your ongoing service agreement just to say that you are happy to stay on as a client. I do wanna let you know as well we've had no changes whatsoever in regards to that fee structure.","start_word":3180,"end_word":3222,"sentiment":"positive","sentiment_score":0.4448069632053375},{"text":"And because Matthew is also a client, you guys are based on that reduced fee at 1.1 to make it a little bit cheaper, which is nice. So no changes in regards to that, and it is not a lock in contract. So if at any point in time you are not happy, this is not a lock in contract, but essentially allows us to manage your investments and everything for you in the meantime. Yep.","start_word":3223,"end_word":3298,"sentiment":"neutral","sentiment_score":0.16686880588531494},{"text":"Perfect. Do Thank do you.","start_word":3299,"end_word":3303,"sentiment":"positive","sentiment_score":0.35374411940574646},{"text":"you have any questions in regards to that? No. That's all good. No. Perfect. So if you're happy to do so, it will ask for a little signature at the bottom there, and it will Yep. usually automatically add a date as well. Yep.","start_word":3304,"end_word":3347,"sentiment":"neutral","sentiment_score":0.1532326191663742},{"text":"Now that's all done for you. Alright. Oh, beautiful. That has already come through to me, which is fantastic. So thank you so much for that.","start_word":3348,"end_word":3373,"sentiment":"positive","sentiment_score":0.6137055158615112},{"text":"No. Now That's okay. while I have you on the phone, I'd like to book in the catch up to go through that recommendation with you. Yep. When is usually a better time for you? Probably, I've got a heap of kids sport next week. No. I That's could okay. is next Wednesday okay? Yep.","start_word":3374,"end_word":3428,"sentiment":"neutral","sentiment_score":0.06996329873800278},{"text":"Next Wednesday is perfect because my Monday and Tuesday is fully booked already, so Wednesday is perfect.","start_word":3429,"end_word":3445,"sentiment":"positive","sentiment_score":0.35430026054382324},{"text":"Yep. No. Wednesday would Morning be good. morning or Yeah. afternoon works best. Yeah. Anytime after 09:00 will be fine. Okay. Perfect. I could do either 09:30 or 01:30, whichever works best for you. I might do 09:30 if that's okay. 09:30? Yep. Yep. Perfect. I will book that in at 09:30. If anything does change and something comes up and you can't make it, like, just let me know, and we can always get that rescheduled for you. Yeah. No worries. Otherwise, I will give you a call on Wednesday, August 5, which is pretty crazy, but it'll be August already. I know. It's horrible, isn't it? Oh, yes. At 09:30. But before I let you go, do you have any other questions or anything for me at this point otherwise, Jane? No. No. No. Pretty That's straightforward.","start_word":3446,"end_word":3584,"sentiment":"neutral","sentiment_score":0.039322190495918126},{"text":"all good. Thank you.","start_word":3585,"end_word":3588,"sentiment":"positive","sentiment_score":0.5582295060157776},{"text":"Yep. Yep. Mhmm. No Lovely. problem.","start_word":3589,"end_word":3594,"sentiment":"neutral","sentiment_score":0.10359462350606918},{"text":"Well, thank you so much for your time today, and I look forward to speaking with you next Wednesday. Sounds good. Thank you.","start_word":3595,"end_word":3617,"sentiment":"positive","sentiment_score":0.7395309805870056},{"text":"No worries. Bye. We'll speak soon. Bye. Bye.","start_word":3618,"end_word":3625,"sentiment":"neutral","sentiment_score":0.21728309988975525}],"average":{"sentiment":"neutral","sentiment_score":0.09751620159973542}}}}