{"metadata":{"transaction_key":"deprecated","request_id":"4cd0f896-0812-449f-b519-469a3006710b","sha256":"18e859af8877ebf3501c726df7ae305713fe6b66da709008c0b54ad96e7e8591","created":"2026-03-03T08:16:24.946Z","duration":2498.1118,"channels":2,"models":["c0dd532d-9b09-484d-a717-be8b6fd1bb8c"],"model_info":{"c0dd532d-9b09-484d-a717-be8b6fd1bb8c":{"name":"2-phonecall-nova","version":"2024-02-07.8919","arch":"nova-2"}},"summary_info":{"model_uuid":"67875a7f-c9c4-48a0-aa55-5bdb8a91c34a","input_tokens":8872,"output_tokens":106},"sentiment_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":9881,"output_tokens":9900},"intents_info":{"model_uuid":"80ab3179-d113-4254-bd6b-4a2f96498695","input_tokens":9881,"output_tokens":623}},"results":{"channels":[{"alternatives":[{"transcript":"Good afternoon, Reese. It's Kyle calling from Financial. How's it going? Yeah. Not too bad at all. Thanks for asking. I've got you scheduled in for that interview. Is now a better time for you? Not a problem. I'll try and make it real quick and and brief for you then. I'm still a bit busy, but we'll try and power through. Yeah. No. Under understandable. I can have a look. Just because the Layla ones always get booked out anyway as well. So I'll try and make this one real quick for you. If you got any questions, you can always come back with an email or something there as well. Just before we jump into that, if I could just pass through security, just that name, date of birth, and current address, we'll get stuck into that. And then just your current straight address. Thanks, Ruth. Perfect. Thank you for that. So in regards to to this one there, we'll basically just running through, confirm a few details, make sure everything's up to scratch, have a discussion about how things have been performing the last twelve months there as well. And then following this, I'll get a team to to send you out a few documents there as well on your ongoing service agreement if you're happy to stay on board for the the next twelve months there as well. But we'll go through and confirm some details there first. In regards to negative key there as well, I've got Katie, your your spouse down, but I don't have a number or anything in the event that we couldn't reach you. Did you wanna provide anything there? Yep. 163. Right. And as far as your job there, you're obviously still doing the electrician work there as well. Now has your occupation changed much in the last sort of twelve months or since you sort of spoke with us last? It's not just a update, but in terms of, like unless we're looking at insurances and things like that, it doesn't make a huge difference. Any Yeah. And then with that, it's about an eighty twenty split sort of thing with office to field work, like, 20 percent office. Perfect. And then still doing full time work with with that role, the thirty eight hours, or you do a bit of overtime? Perfect. Just chuck that down. And how long have you been doing the the leading hand role there now? Is it just the last twelve months? Oh, less than a month. Yep. And how much industry experience do you have in electrical field at the moment? Yep. Alright. Perfect. And your base income there between the leading head and roll, did you get a bit of a pay bump with that one? Yep. And how much should you be on roughly now? Perfect. And with the base being one fourteen, do you know roughly sort of what you expected to earn with your your overtime hours and things like that? Great. And as far as your expenditures and savings per week, do you know what your budget sort of looks like in terms of, like, your outgoings versus what you're trying to put into savings at the moment? Yep. So you've got two there, probably under two at the moment? Yeah. Okay. Very busy at the the high level. Yeah. No. Understandable. At the moment, are you planning on doing any sort of salary sacrifice and things like that or any other contributions? Obviously, probably not given your current circumstances, but Yep. Because I've got here the two cars worth around 50, contents worth around 50, the Comsec account worth around 5,300. Do you still have that one? Yep. And the stake investment portfolio, do you still have that one as well? Do you know? Right. Yep. And then and then the raise account currently, do you know roughly what that balance is sitting at? Perfect. And as far $1.16 3. And as far as the the savings cash buffer you got at the moment, do you know roughly what that's hovering around, if you don't mind me asking? Right. Let's get that updated there. And any other assets or liabilities that I haven't mentioned there? No sort of boats, trailers, caravans, or anything? Perfect. And sorry you've answered these questions previously, but you haven't declared bankruptcy of your partner on debt agreements previously, have you? No. Yeah. Fantastic. Yeah. There's good debt and bad debt. At least you don't have the bad debt. You can work towards getting the good debts and purchasing a home, things like that. We also do have, like, the trusted mortgage brokers here as well. Obviously, you know, being time differences and things like that as well, it can be a little bit more difficult, but we can make a referral to them if you wanna do have a a conversation, especially when your partner starts to resume a bit more work as well and sort of see what your borrowing power looks like and things like that as well. Okay. And when are you sort of looking at doing that potentially? Yep. Because, obviously, within regards to that, generally, for people that are moving overseas and planning on staying overseas, we can't give personalized advice for it because we're not licensed to take into consideration, obviously, you know, international equities, things like that in terms of, like, you being overseas and providing advice while being overseas. But insane. What? Sorry? That yeah. So if you were planning on leaving, like, the most likely thing that would happen would be that we would likely remove ourselves as servicing advisers at the time you sort of left if you weren't planning on returning to Australia, if that makes sense. Yeah. Because obviously, you know, you can still manage the super at some level of capacity, but given that you wouldn't be contributing and things like that, it might not sort of it's like it generally ends up not being in your best interest. And then also we can't provide further advice from it if you were overseas. Perfect. Yes. Still got plenty of time, so that's fine. As far as your health, though, still nonsmoker, no injuries, no medications at the moment? Perfect. And do you right. And do you have private health cover at the moment? Right. And I know you've got an external insurance policy that we don't actually have any information on regards to, like, your life, PPD, or income protection on what you do hold. Do you have, like, your stipulate of currency for that policy? Yeah. That would be great. Because, obviously, we've never spoken before, so I can't sort of, you know, talk about sort of what you've discussed previously with other people. I'm just going off the information that I've got that it's you've obviously got your superannuation account. And then in regards to insurance, is it just lists that you're holding an external policy that we're not the the holders of from when you originally came on board. So, yeah, if you could send that through, we can even do a review of your insurances given that in, you know, in a few years, you might be looking at leaving anyway, and that might become obsolete to an extent depending on what policy you have and what you're sort of looking at holding and whether or not it covers you overseas or not. But those are all things we can have a bit of a look at for you as well. Yep. You can send it through to info at Oakview Financial. So, like, it should pop up from, like, previous emails that you've gotten originally as well. And it's dot com dot a u. And I'll just go through the the general inbox, and I'll be able to see that and flick it through. Right. And as I said, we can do a review of those insurances because, obviously, two years is still a time. As I said, I don't have any details in regards to policy that it says you are retaining at the moment. So if you could grab those, we can have a look at those for you as well. In regards to your state planning matters there as well, I know you don't have a current will in place. Is that something you have thought about, something you plan on sort of getting around to or not too sure? Yep. Yep. No. That's completely understandable there. And then we're gonna go to the more probably important one there as well. Your beneficiary form for your net wealth and who you'd wanna nominate for that. So generally, it'd be your spouse anyway because she's the one that's caring for the children, things like that as well. But it is currently blank, so if something were to happen, it just means that the likelihood is it probably would end up in your estate unless someone came forward to claim for it, which would be like spouse independence, which given the children are quite young, unless it was your spouse, there probably wouldn't be anyone that sort of is eligible for it apart from the kids. But it's better to have a a nomination just so it stays outside of this state. It doesn't get challenged, things like that as well. Alright. Perfect. I can even send through some lawyer information as well just on some general wills and estate planning just for local solicitor and their general pricing. Just have a read through if you'd like. Not a problem. And a random question that they've added in recent years is you're not sort of involved in politics or politically exposed or with, like, family members or anything like that? Right. And currently, you're not a tax resident for any other foreign jurisdiction? Right. And as far as your goals currently there, because I know you were working towards sort of purchasing a property here in the next few years. Is that sort of gone out the window given that you're looking at potentially, you know, moving overseas and maybe purchasing a home there and things like that? Yep. Right. Not a problem. And you just partner originally from America. Is that the reasons for sort of making the move? Yeah. No. Understandable. Yeah. No. Completely understandable. The the housing market over there is a little bit better than over here even with the the dollar exchange. And given the Australian dollar's going alright at the moment, it's not yeah. It's a little bit unsettling when you see a million dollar property in Australia versus a million dollar property elsewhere. As far as any other goals that you're currently working towards, like, obviously, with the insurances, I can't sort of have a discussion with you around your cover amounts and what you're covered for and what you're not without knowing what they are at the moment. But from memory, you satisfied with those. That's something you wanna review currently? Or Yeah. It cut out for a little bit. So just in regards to your insurance, is there obviously I don't know exactly what you're covered for given that I don't have a stipulated currency at the moment. But from your your memory, is that something you want to review? Are you happy sort of with your your current policy from memory or not too sure? Yep. And do you know what types of cover you have on that at the moment? Like, life, TPD, IP, trauma? It's if you could just get it to me at some point, because in regards to your current portfolio, which is the next thing I wanted to sort of touch on there as well, in regards to how your portfolio has performed, so the last twelve months hasn't been too crash hot. Like, obviously, you had, like, your sort of back end of COVID where everything wasn't doing too great, and it sort of recovered a bit since then. So, overall, your portfolio is up since the time you've been on board and the the returns it has gotten even sort of after these. The start of the year, there was the Trump tariff debacle there. And towards the end of this year, there was the sort of other wars that were sort of kicking off just a little bit. In regards to that as well, your active fund, which you are quite heavily invested in in terms of, like, weightings for your portfolio, that active management, Benelon did have an underlying asset where they were done for not accounting or reporting correctly, which again caused your portfolio to take a bit of a backward step. So we would be looking to do an update just to review your investments and just do a review of that and make sure that it's in your best interest moving forward as well. Yep. So currently, it's sitting at a 131,000 in terms of the actual balance. Now as far as Ben Long in terms of the last twelve months and the figure that it went backwards, it went backwards by, like, about 20%. And given that it is, like, a quite a significant weight in your portfolio, it was, like, an $8,000 backward step in that period of time. Whereas, obviously, the rest of your portfolio was still tracking. So they sort of curbed those losses to some extent. So it only worked out to be about a 3% loss over that twelve month period due to that asset and that announcement, if that makes sense. Yep. So are you sorry? So as an investment, generally, you never wanna sort of sell low by high. But given that it wasn't just the investment itself, it was like the management and then the fund within it that was sort of done for obviously, they're not reporting, and then the fact that the active manager did not sort of see any signs of that, sort of hasn't been managing the best for the past year and a bit anyway in terms of returns it has been getting. They made a business decision that they do wanna look to move away from Benelong and then just use the losses that have occurred to, like, offset, obviously, some capital gains when looking at readjusting the portfolio. And then also, if any sort of still carry forward to other offsets. So obviously not the most ideal scenario in terms of what's happened. Luckily, like, the rest of your portfolio has propped it up to some extent. And then even given the last year that because that occurred in November, we've sort of been keeping an eye on it, and it hasn't really recovered to an extent that you'd sort of wanna hold on to it much longer in terms of, like, the return. You could be getting a better return in another investment as opposed to seeing how they continue to recover from that, if that makes sense. Yeah. And then with that, obviously, I wasn't the advice that originally set that up. So that is quite a heavily active portion to try and outperform that market. Obviously, when it comes to those market swings when it doesn't perform in regards to that, it can have quite a negative effect there as well because the active portion generally is the most volatile in terms of, like, the ups and the downs and, like, the years returns and things like that as well. And like you said, like, last year was quite a a good return, and then this year, not quite a great return there as well, which is what you see in a lot of those active Managedlip portfolios as well. They do sort of have good and bad years, but the Benelon one wasn't sort of an Australian equities issue. It was more so the underlying asset issue. So just based off this conversation, obviously, do a quick risk profile there with you as well just to make sure that still lines up with your current investment in terms of, like, the risk you take on. And then from there, they'll do the research in the back end and get that ball rolling to be able to update that advice piece there as well and look at that. And then in the meantime, the next few weeks, if it were to sort of recover, then we may look at holding that off for you or not. You can sort of make that decision. You don't have to take on the advice. If you don't want to, obviously, we'll present it, and then you can sort of see if you wanna change up to those investments. But with that one, would you be looking to still maintain, like, an active component? Would you wanna move completely away from active and just have the passive that's a bit more cheaper, a lower cost investment cost, but then you're not aiming to outperform the markets? In terms of, like, your assets to to growth versus, like, defensive in that regard, so you can still have the same amount of assets in, like, a growth portfolio as active versus passive. One just actively aims to find gaps in the market, whether that's value investing or whether that's sort of finding other, like, performance of other companies and building a portfolio is that way to try and better than what the market indexes are doing. Because the index is basically to track the top companies in those spaces. And if they're all doing well, the market's doing well, they perform quite well, and it's a lower cost, and it's active in the sense that if a company falls outside of those top 500 or, like, in America of the S and P 500, then they're no longer held, like, within your portfolio, whereas fund managers actively do those buys and sells to find where they believe value in the market is to try and outperform that. So it's more manager risk than it is actual allocation of growth assets risk. Because currently, you're sitting in about an eighty twenty split of growth assets to defensive. So that 80% growth and 20% defensive assets. And then within that growth space there, you do have that active portion which accounts for about, like you said, that 30 sort of percent of your portfolio that was in those funds that didn't perform. Keep Yep. Would you be wanting to look at updating the the Benelon to a different active portion and just giving the portfolio a refresh, or is it something you just wanna hold on to at the moment? Yeah. Yeah. Okay. We'll show you what it yeah. We'll look at what a refresh looks like, and we'll just look to keep an active portfolio component in there for you. Yeah. It was like a little bit out of the blue in the sense that obviously certain things you can't predict like that given that they pay like market analysts to review these companies to see like how they are tracking and why how they build their portfolios, it is a little bit concerning that obviously they didn't pick up on the issues that were occurring, if that may. So in terms of, like, companies, and we don't do, like, direct share investments generally. We do, like, a portion of those passive ETFs, which obviously are ETFs. They're quite simple in terms of researching. And then the funds itself no. Because those fund managers themselves don't release their entire sort of portfolios in whole or sort of what they're doing or the buyers themselves. Obviously, you can see to some extent, But they're fund managers for a reason. If they disclosed everything, you'd just be able to cop and pick and choose, and there's no reason to have a fund manager. You could just steal all their investments as well, if that makes sense. But if even if you looked up then along over the past, like, twenty sort of years, they were quite competitive in the market until sort of the last sort of three. They sort of dropped off a little bit following COVID. And then the what happened with recently, obviously, is the nail in the coffin a little bit. Do you have any other questions in regards to that at all? Yep. No problem. As I said, we'll look at doing the update there for you. And if you do have any questions following that as well, we can go through it in that statement of advice piece once we get that together for you as well. Perfect. But do you have any other questions on anything we've covered so far at all there, Reese? Like, excluding that as well? Yep. Okay. Not a problem at all. So we'll run through that quick risk profile questionnaire just to make sure that we've got you invested in line with your current portfolio there. So you've obviously had direct investments previously and are still looking to hold those. But how willing would you say you are to accept risk to, like, outpace inflation and, you know, curb the the cost of living, like, in regards to your money. Like, obviously, if it sits in the bank, inflation can either weigh it, but are you willing to accept a certain amount of risk to outperform that to make sure your soup is growing and things like that? Yep. So you'd say a bit more of a moderate risk taker there? That's sort of the the moderate. Otherwise, it's sort of, you know yeah. Basically. And then in terms of if your superannuation was to decrease by 20%, obviously, you took a little bit of a backward step now, and you seem to be, like, okay with waiting and seeing how it improves and things like that as well. But if it dropped much more than that, would you be quite concerned? Would you look at trying to sell out to more secure assets? How do you think you'd respond to that? Yeah. No. I completely understand. And then yeah. Exactly. The good thing about yourself is you've got time on your your side, which is the main thing for you, I guess. You do have that time till retirement to make those dips in the market. So if you had sort of a blip on the radar, especially with, like, years like this as well. And then with those dips in the market, obviously, you're quite cautious with what happens there. But are you somewhat optimistic about returns in the market at all, like, with things like COVID when that occurred or still just, like, cautious, a little bit concerned about what's going on? Yep. Okay. Yeah. Well, obviously, in terms of those investments, I don't actually know what you you sort of hold. But, yeah, look, definitely, at least for the next couple of months there, it's gonna be a bit rocky in terms of what actually occurs, and then that's purely because no one exactly knows what's going on, you know, with Iran, Israel, things like that. In terms of, like, wars, wars don't have, like, the biggest impact as you might think compared to, like, other events. Like, terror attacks generally, you know, are quite quite bad in terms of market. They do cause a bit of upending there as well. But as far as wars, they do sort of recover quite quickly. But in that time, they are quite volatile in terms of, like, the ups and downs, if that makes sense. So definitely, at least for the next month or so, it is gonna be a lot of up and down just to end that bit all over the shop. Right. And then as far as investing, obviously, potentially gonna purchase property in the future, but would you ever put borrowed money into anything slightly riskier? Not a problem. Yep. Now in terms of your portfolio there, I did actually look up the exact portfolio. And so with the weightings and why they've changed sort of income askew a little bit, we talked about, like, a growth at eighty twenty split. The actual portfolio when you originally recommended was a high growth portfolio, which is about a 90. That's about a ninety ten split. So it just obviously when it's being invested, the market sort of changed and the investment sort of changed a little bit. I was just basing off the percentages that I could see there, but I actually looked in the actual portfolio it was. It is a a high growth portfolio, which is that ninety ten split. You did come out as a growth investor, which is around that 8020. Now in saying that you are on the younger side of things, especially when it comes to to superannuation, so you can more than take on that level of risk in a high growth portfolio and and keeping that there, especially in the in the meantime given that you are currently in a high growth. And then as you do get close to retirement and sort of get close to the returns that you'd like, you can sort of look at reducing that level of risk. But, you know, while you're younger, contributing well, earning good money, you can afford to take on that risk and aim for those higher returns in that period, if that makes sense. Are you still comfortable with the high growth? Is that something you wanna review as well? Or perfect. Now I am gonna send you just the the DocuSign there or Otusign that it's changed to. So this will have a few signable documents there with that one. It'll just be the ongoing service agreement tax file opt in form. So that's from where we've changed where we store your tax file number on file. The ongoing service agreement is in regards to the service, and if you're happy to stay on for the next twelve months, obviously, it isn't a locking contract there as well. So with that one, if you see my advice and you see my update, you're not too happy with it and you're sort of done with the service, it's not locked in contract. So there's a bit of peace of mind in that that you can go somewhere else if you'd like. Not that we'd want you to, obviously. And then in regards to the non signable documents that are just attached as attachments there, you'll have your Vanguard index chart. You'll have your summary there, which as I said, just gives you your superannuation. And then, obviously, we don't have those external assurances, which I which I would like to have a look at just to address there as well. You'll have the most up to date copy of the financial services guide and OQ services guide, which has been changes that have occurred in the last sort of six to twelve months here as well. In terms of updates, there have been a few business changes. We're getting slightly a little bit bigger as well, and then you'll have that portfolio performance report there as well. Now with that one there, it is the the last twelve months from, I think, believe it was when was the date for that one? Sorry. February 25 there that that was created. And then you'll be able to see what did occur there, obviously, in terms of the returns with Bennelong, which as I said, is quite unfortunate that it wasn't sort of Australian equities issue. It was just that fund issue. And given that you, you know, did have that actively invested to try and outperform that market and then having it go the opposite way, it's not too fantastic, but we'll try and sort of do an update that turns that around a bit for you. Do you have any questions in regards to those those documents there at all there, Reese? Yeah. Yeah. That's all. Yeah. Email in. Just give us a call. We can arrange a time to to go through that, have a chat about that or anything like that as well for you. But while you've got me there too, Reese, is there anything else that you wanna have a chat about? Anything I haven't covered today that you want a bit more clarification on? Any questions in regards to? Yep. Not the the total of your your net wealth. So in terms of, like, a negative return for the year, it was only negative 3.4, which is about a 4,500 sorta negative return for the year. Whereas net with the Benelong, which is a 30% portion of that accounted for, like, around that 9,600 backward step with the 20% negative return there. Now there was hack within that as well that has done a negative return in terms of your portfolio, but the industry sector as a whole for AI and technology has taken a dive in the past month. But they have quite a a confidence that that will return, and then that's not something to be too concerned about, like you said, with those ups and downs. The ups and down that did occur with Bennelong, though, was largely due, as I said, to that underlying investment that was done for Dodgey Accounting. And then as a result of that, they got put on a trading hold. Bennelong had to reevaluate that stock that they hold with them. And then with that, some investors also lost faith with Bennelong itself, which caused some funds to exit that managed fund as well, which further caused their fund price or share price to dip, if that makes sense. Yeah. And then gold was still up 56%. Europe was up 16%. Europe sort of Europe, Asia sort of area outside of The US was up 17. Japan was up 23, and then the S and P 500, which is America, was around the four. And then that's largely just due to the the currency exchange risk because the Australian dollar got stronger, and then the US dollar dropped a little bit there as well. They're actually true return. They're probably sitting around the 15%, but it's because they're the US dollar has taken a bit of a dive, and because that's a foreign foreign exchange. Obviously, the the value of that is affected with that currency hedging. Yeah. I think last year, it really was quite a good return for everything. And given, you know, those the fact that Ben Long is quite a significant weighting, even if that sort of hit a zero return mark, you would still would have been doing quite well in terms of return. The fact that it's such a heavy weighing in your portfolio for that active investment that it's caused such an effect on your overall returns. But as I said, we'll look to update the portfolio. We might even look at reducing the active portion, making a bit more of a satellite and less a bit of a core. So that way, if there is, like, a bad deal with the active portion that it doesn't have a significant effect as it has currently with your portfolio. Perfect. No problem. Any other questions that you might have, feel free to obviously reach out in regards to that. But otherwise, I'll let you get back to your afternoon, and then we can sort of go from there once we get that all together there for you. Yeah. I'll have a conversation with you and see what you wanna do from that as well and just see how you feel about it, and then we can go from there as well. Too easy. But anything else for me while you've got me there? Great. Obviously, anything in the meantime, feel free to either just attach that with the question with your certificate of currency there. Otherwise, I will just touch base. Sort of when I get an afternoon free, even if I get off another call, I might give you a call in an afternoon, just have a quick chat about your insurances. I want to have a look at those and see how you feel about them and see if we if you wanna look at updating it or having a review of that at all. Not a problem at all, Reese. Well, I'll let you get back to you afternoon, and once you get that stupid currency, I'll sort of touch base with you. Cheers, mate. Thanks for your time. Sorry to to bug you for the last hour at work there, but enjoy the rest of the hour. Cheers. Bye.","confidence":0.99683976,"words":[{"word":"good","start":4.08,"end":4.3199997,"confidence":0.99807274,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.33412566781044006},{"word":"afternoon","start":4.3199997,"end":4.7999997,"confidence":0.9861084,"punctuated_word":"afternoon,","sentiment":"positive","sentiment_score":0.3766636252403259},{"word":"reese","start":4.7999997,"end":4.96,"confidence":0.8092264,"punctuated_word":"Reese.","sentiment":"positive","sentiment_score":0.417001873254776},{"word":"it's","start":4.96,"end":5.12,"confidence":0.9984262,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.2571347653865814},{"word":"kyle","start":5.12,"end":5.44,"confidence":0.7253034,"punctuated_word":"Kyle","sentiment":"neutral","sentiment_score":0.1915266215801239},{"word":"calling","start":5.44,"end":5.68,"confidence":0.99350387,"punctuated_word":"calling","sentiment":"neutral","sentiment_score":0.2536201477050781},{"word":"from","start":5.68,"end":5.7599998,"confidence":0.9944805,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.2876088619232178},{"word":"financial","start":5.7599998,"end":6.2599998,"confidence":0.6104772,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.2353698164224625},{"word":"how's","start":6.48,"end":6.72,"confidence":0.96761346,"punctuated_word":"How's","sentiment":"neutral","sentiment_score":0.2590522766113281},{"word":"it","start":6.72,"end":6.8799996,"confidence":0.9995147,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.31161558628082275},{"word":"going","start":6.8799996,"end":7.3799996,"confidence":0.99950504,"punctuated_word":"going?","sentiment":"neutral","sentiment_score":0.291587233543396},{"word":"yeah","start":9.12,"end":9.36,"confidence":0.99815005,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2538626194000244},{"word":"not","start":9.36,"end":9.5199995,"confidence":0.9985037,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.4099996089935303},{"word":"too","start":9.5199995,"end":9.679999,"confidence":0.9993273,"punctuated_word":"too","sentiment":"neutral","sentiment_score":0.24792788922786713},{"word":"bad","start":9.679999,"end":9.84,"confidence":0.9998481,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":0.28908756375312805},{"word":"at","start":9.84,"end":9.92,"confidence":0.9978453,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.380609929561615},{"word":"all","start":9.92,"end":10.0,"confidence":0.99967,"punctuated_word":"all.","sentiment":"positive","sentiment_score":0.4697967767715454},{"word":"thanks","start":10.0,"end":10.16,"confidence":0.99889046,"punctuated_word":"Thanks","sentiment":"positive","sentiment_score":0.695889413356781},{"word":"for","start":10.16,"end":10.24,"confidence":0.99847823,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.6995429992675781},{"word":"asking","start":10.24,"end":10.48,"confidence":0.9995517,"punctuated_word":"asking.","sentiment":"positive","sentiment_score":0.6407468318939209},{"word":"i've","start":10.48,"end":10.559999,"confidence":0.97946095,"punctuated_word":"I've","sentiment":"positive","sentiment_score":0.40711885690689087},{"word":"got","start":10.559999,"end":10.719999,"confidence":0.99734384,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.4726229906082154},{"word":"you","start":10.719999,"end":10.8,"confidence":0.96492606,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3584071099758148},{"word":"scheduled","start":10.8,"end":11.12,"confidence":0.9964143,"punctuated_word":"scheduled","sentiment":"positive","sentiment_score":0.3703560531139374},{"word":"in","start":11.12,"end":11.28,"confidence":0.98833805,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.3922964632511139},{"word":"for","start":11.28,"end":11.36,"confidence":0.9992617,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.4071124792098999},{"word":"that","start":11.36,"end":11.5199995,"confidence":0.99215674,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.46755504608154297},{"word":"interview","start":11.5199995,"end":12.0,"confidence":0.78798085,"punctuated_word":"interview.","sentiment":"neutral","sentiment_score":0.3144080638885498},{"word":"is","start":12.0,"end":12.16,"confidence":0.9989202,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.28093647956848145},{"word":"now","start":12.16,"end":12.32,"confidence":0.9992742,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.27441009879112244},{"word":"a","start":12.32,"end":12.4,"confidence":0.93513346,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.29729193449020386},{"word":"better","start":12.4,"end":12.639999,"confidence":0.9998134,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.22903621196746823},{"word":"time","start":12.639999,"end":12.799999,"confidence":0.9991831,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.2717024087905884},{"word":"for","start":12.799999,"end":12.96,"confidence":0.9989281,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2685072720050812},{"word":"you","start":12.96,"end":13.275,"confidence":0.9953897,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.24617356061935425},{"word":"not","start":16.635,"end":16.875,"confidence":0.67512786,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.30655595660209656},{"word":"a","start":16.875,"end":16.955,"confidence":0.9994375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2133612185716629},{"word":"problem","start":16.955,"end":17.275,"confidence":0.9998071,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.25421443581581116},{"word":"i'll","start":17.275,"end":17.435,"confidence":0.9998516,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2466425746679306},{"word":"try","start":17.435,"end":17.595,"confidence":0.99987066,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.2860424518585205},{"word":"and","start":17.595,"end":17.755,"confidence":0.9979961,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.327419638633728},{"word":"make","start":17.755,"end":17.994999,"confidence":0.9998938,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.31637609004974365},{"word":"it","start":17.994999,"end":18.154999,"confidence":0.9997044,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.33919695019721985},{"word":"real","start":18.154999,"end":18.555,"confidence":0.998106,"punctuated_word":"real","sentiment":"neutral","sentiment_score":0.31480950117111206},{"word":"quick","start":18.555,"end":18.875,"confidence":0.99886876,"punctuated_word":"quick","sentiment":"positive","sentiment_score":0.3386979103088379},{"word":"and","start":18.875,"end":19.195,"confidence":0.9967885,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.3608748316764831},{"word":"and","start":19.195,"end":19.355,"confidence":0.819305,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.33231374621391296},{"word":"brief","start":19.355,"end":19.595,"confidence":0.99646556,"punctuated_word":"brief","sentiment":"positive","sentiment_score":0.3823105692863464},{"word":"for","start":19.595,"end":19.755,"confidence":0.9990085,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3420850336551666},{"word":"you","start":19.755,"end":19.914999,"confidence":0.99981004,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3169909119606018},{"word":"then","start":19.914999,"end":20.395,"confidence":0.97373307,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.28460633754730225},{"word":"i'm","start":20.395,"end":20.555,"confidence":0.5854464,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.004934986587613821},{"word":"still","start":20.555,"end":21.055,"confidence":0.26580963,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.030663803219795227},{"word":"a","start":22.154999,"end":22.235,"confidence":0.8661305,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03574462607502937},{"word":"bit","start":22.235,"end":22.395,"confidence":0.95693433,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.05929860472679138},{"word":"busy","start":22.395,"end":22.715,"confidence":0.99221873,"punctuated_word":"busy,","sentiment":"neutral","sentiment_score":-0.08792586624622345},{"word":"but","start":22.715,"end":22.875,"confidence":0.99985623,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.045092999935150146},{"word":"we'll","start":22.875,"end":23.035,"confidence":0.99923265,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":-0.005345362238585949},{"word":"try","start":23.035,"end":23.195,"confidence":0.99974674,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.02337309718132019},{"word":"and","start":23.195,"end":23.435,"confidence":0.99836105,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.006879962980747223},{"word":"power","start":23.435,"end":23.675,"confidence":0.9908743,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.02257183939218521},{"word":"through","start":23.675,"end":24.175,"confidence":0.9948872,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":0.019553758203983307},{"word":"yeah","start":28.970001,"end":29.470001,"confidence":0.9960315,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.00865182001143694},{"word":"no","start":29.53,"end":29.93,"confidence":0.8321197,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.04479029402136803},{"word":"under","start":29.93,"end":30.09,"confidence":0.40494087,"punctuated_word":"Under","sentiment":"neutral","sentiment_score":-0.05237612500786781},{"word":"understandable","start":30.330002,"end":30.830002,"confidence":0.99814516,"punctuated_word":"understandable.","sentiment":"neutral","sentiment_score":-0.04619624465703964},{"word":"i","start":31.050001,"end":31.210001,"confidence":0.9993206,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.005353905260562897},{"word":"can","start":31.210001,"end":31.710001,"confidence":0.9994318,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.028884682804346085},{"word":"have","start":33.05,"end":33.21,"confidence":0.8407086,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.02643793821334839},{"word":"a","start":33.21,"end":33.53,"confidence":0.9925662,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04172813147306442},{"word":"look","start":33.53,"end":34.03,"confidence":0.7982397,"punctuated_word":"look.","sentiment":"neutral","sentiment_score":0.0371648445725441},{"word":"just","start":34.41,"end":34.57,"confidence":0.91964024,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.03342428430914879},{"word":"because","start":34.57,"end":34.97,"confidence":0.79683673,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.04724510759115219},{"word":"the","start":34.97,"end":35.050003,"confidence":0.8466708,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.08301486074924469},{"word":"layla","start":35.050003,"end":35.370003,"confidence":0.6340165,"punctuated_word":"Layla","sentiment":"neutral","sentiment_score":0.11403562873601912},{"word":"ones","start":35.370003,"end":35.690002,"confidence":0.9603371,"punctuated_word":"ones","sentiment":"neutral","sentiment_score":0.1226220354437828},{"word":"always","start":35.690002,"end":35.93,"confidence":0.99794394,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.12791545689105988},{"word":"get","start":35.93,"end":36.170002,"confidence":0.99886096,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.11123871058225632},{"word":"booked","start":36.170002,"end":36.41,"confidence":0.99787676,"punctuated_word":"booked","sentiment":"neutral","sentiment_score":0.1359824240207672},{"word":"out","start":36.41,"end":36.65,"confidence":0.77564627,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.13734188675880432},{"word":"anyway","start":36.65,"end":36.97,"confidence":0.92877734,"punctuated_word":"anyway","sentiment":"neutral","sentiment_score":0.1163523644208908},{"word":"as","start":36.97,"end":37.21,"confidence":0.992163,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.13953052461147308},{"word":"well","start":37.21,"end":37.370003,"confidence":0.99584436,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.12112347781658173},{"word":"so","start":37.370003,"end":37.53,"confidence":0.9990878,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.16610915958881378},{"word":"i'll","start":37.53,"end":37.690002,"confidence":0.9995706,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.20001888275146484},{"word":"try","start":37.690002,"end":37.85,"confidence":0.9990669,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.27838245034217834},{"word":"and","start":37.85,"end":37.93,"confidence":0.83131325,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.32018783688545227},{"word":"make","start":37.93,"end":38.010002,"confidence":0.99760675,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.2655819058418274},{"word":"this","start":38.010002,"end":38.170002,"confidence":0.93806577,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.3029744029045105},{"word":"one","start":38.170002,"end":38.33,"confidence":0.98447,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.2755034267902374},{"word":"real","start":38.33,"end":38.49,"confidence":0.98252976,"punctuated_word":"real","sentiment":"neutral","sentiment_score":0.25585639476776123},{"word":"quick","start":38.49,"end":38.65,"confidence":0.9051136,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.275771826505661},{"word":"for","start":38.65,"end":38.73,"confidence":0.5166453,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.266681432723999},{"word":"you","start":38.73,"end":38.81,"confidence":0.98154783,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.16742631793022156},{"word":"if","start":38.81,"end":38.89,"confidence":0.97538984,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.17108406126499176},{"word":"you","start":38.89,"end":38.97,"confidence":0.9970107,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13515548408031464},{"word":"got","start":38.97,"end":39.05,"confidence":0.838323,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.147529274225235},{"word":"any","start":39.05,"end":39.21,"confidence":0.99780446,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.14081794023513794},{"word":"questions","start":39.21,"end":39.53,"confidence":0.9906635,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.1150662899017334},{"word":"you","start":39.53,"end":39.61,"confidence":0.9862255,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12367676198482512},{"word":"can","start":39.61,"end":39.945,"confidence":0.9661597,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11097151041030884},{"word":"always","start":40.425,"end":40.465,"confidence":0.9757259,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.1305055469274521},{"word":"come","start":40.465,"end":40.504997,"confidence":0.9993051,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.11095362156629562},{"word":"back","start":40.504997,"end":40.545,"confidence":0.9997454,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.11238478124141692},{"word":"with","start":40.545,"end":40.585,"confidence":0.99948776,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08962619304656982},{"word":"an","start":40.585,"end":40.825,"confidence":0.7862785,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.07638826966285706},{"word":"email","start":40.825,"end":41.145,"confidence":0.9964581,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.07354786992073059},{"word":"or","start":41.145,"end":41.305,"confidence":0.99258924,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.08359651267528534},{"word":"something","start":41.305,"end":41.625,"confidence":0.9994624,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.05225919187068939},{"word":"there","start":41.625,"end":41.864998,"confidence":0.97607076,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.0842713788151741},{"word":"as","start":41.864998,"end":42.025,"confidence":0.9998841,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1073642522096634},{"word":"well","start":42.025,"end":42.525,"confidence":0.9998511,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.0966017171740532},{"word":"just","start":43.545,"end":43.785,"confidence":0.8449116,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.059532955288887024},{"word":"before","start":43.785,"end":43.945,"confidence":0.9621652,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.04621785506606102},{"word":"we","start":43.945,"end":44.025,"confidence":0.60043764,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06144488975405693},{"word":"jump","start":44.025,"end":44.184998,"confidence":0.9936334,"punctuated_word":"jump","sentiment":"neutral","sentiment_score":0.07657332718372345},{"word":"into","start":44.184998,"end":44.345,"confidence":0.9791509,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.059980519115924835},{"word":"that","start":44.345,"end":44.505,"confidence":0.98090565,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.03909861296415329},{"word":"if","start":44.505,"end":44.585,"confidence":0.9284572,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.04917790740728378},{"word":"i","start":44.585,"end":44.745,"confidence":0.99679,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07063595950603485},{"word":"could","start":44.745,"end":44.825,"confidence":0.83106333,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.04743482545018196},{"word":"just","start":44.825,"end":44.985,"confidence":0.99839956,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05248498171567917},{"word":"pass","start":44.985,"end":45.225,"confidence":0.97606224,"punctuated_word":"pass","sentiment":"neutral","sentiment_score":0.05249502509832382},{"word":"through","start":45.225,"end":45.385,"confidence":0.87292093,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.038962192833423615},{"word":"security","start":45.385,"end":45.785,"confidence":0.7665523,"punctuated_word":"security,","sentiment":"neutral","sentiment_score":0.04450017958879471},{"word":"just","start":45.785,"end":45.945,"confidence":0.96583116,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.058837294578552246},{"word":"that","start":45.945,"end":46.105,"confidence":0.99609756,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07885217666625977},{"word":"name","start":46.105,"end":46.345,"confidence":0.9892492,"punctuated_word":"name,","sentiment":"neutral","sentiment_score":0.0453093983232975},{"word":"date","start":46.345,"end":46.505,"confidence":0.9995171,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.04631178081035614},{"word":"of","start":46.505,"end":46.585,"confidence":0.9923341,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04164937511086464},{"word":"birth","start":46.585,"end":46.825,"confidence":0.9729545,"punctuated_word":"birth,","sentiment":"neutral","sentiment_score":0.05676588416099548},{"word":"and","start":46.825,"end":46.985,"confidence":0.9991573,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05437770485877991},{"word":"current","start":46.985,"end":47.145,"confidence":0.975895,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.04545274376869202},{"word":"address","start":47.145,"end":47.465,"confidence":0.83886075,"punctuated_word":"address,","sentiment":"neutral","sentiment_score":0.04006655514240265},{"word":"we'll","start":47.465,"end":47.625,"confidence":0.95301867,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.048802535980939865},{"word":"get","start":47.625,"end":47.785,"confidence":0.9982405,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.0289246067404747},{"word":"stuck","start":47.785,"end":48.025,"confidence":0.97392154,"punctuated_word":"stuck","sentiment":"neutral","sentiment_score":0.031007591634988785},{"word":"into","start":48.025,"end":48.265,"confidence":0.9938758,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.043943725526332855},{"word":"that","start":48.265,"end":48.765,"confidence":0.9201071,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.059097666293382645},{"word":"and","start":57.36,"end":57.600002,"confidence":0.553785,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07632856070995331},{"word":"then","start":57.600002,"end":57.84,"confidence":0.98930293,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08035313338041306},{"word":"just","start":57.84,"end":58.08,"confidence":0.9088581,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07494550943374634},{"word":"your","start":58.08,"end":58.16,"confidence":0.9789019,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07064327597618103},{"word":"current","start":58.16,"end":58.480003,"confidence":0.9850187,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.07263149321079254},{"word":"straight","start":58.480003,"end":58.72,"confidence":0.8472063,"punctuated_word":"straight","sentiment":"neutral","sentiment_score":0.08536496758460999},{"word":"address","start":58.72,"end":59.04,"confidence":0.7202691,"punctuated_word":"address.","sentiment":"neutral","sentiment_score":0.07061063498258591},{"word":"thanks","start":59.04,"end":59.280003,"confidence":0.9710375,"punctuated_word":"Thanks,","sentiment":"neutral","sentiment_score":0.17730362713336945},{"word":"ruth","start":59.280003,"end":59.780003,"confidence":0.90661377,"punctuated_word":"Ruth.","sentiment":"neutral","sentiment_score":0.1427733153104782},{"word":"perfect","start":66.494995,"end":66.895,"confidence":0.87156767,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6174504160881042},{"word":"thank","start":66.895,"end":67.134995,"confidence":0.99852693,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.6744626760482788},{"word":"you","start":67.134995,"end":67.215,"confidence":0.9997869,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6800075769424438},{"word":"for","start":67.215,"end":67.375,"confidence":0.9996389,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.667826235294342},{"word":"that","start":67.375,"end":67.875,"confidence":0.99988234,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.6073933243751526},{"word":"so","start":68.335,"end":68.655,"confidence":0.85025483,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.350147008895874},{"word":"in","start":68.655,"end":68.895,"confidence":0.98045987,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2415742427110672},{"word":"regards","start":68.895,"end":69.375,"confidence":0.9992655,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.20904512703418732},{"word":"to","start":69.375,"end":69.695,"confidence":0.9998976,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.22783930599689484},{"word":"to","start":69.695,"end":69.854996,"confidence":0.94129425,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24196049571037292},{"word":"this","start":69.854996,"end":70.015,"confidence":0.9997824,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.21386048197746277},{"word":"one","start":70.015,"end":70.255,"confidence":0.99974626,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.19048887491226196},{"word":"there","start":70.255,"end":70.494995,"confidence":0.99168694,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.1988665759563446},{"word":"we'll","start":70.494995,"end":70.735,"confidence":0.7825955,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.250425785779953},{"word":"basically","start":70.735,"end":71.134995,"confidence":0.950788,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.26119524240493774},{"word":"just","start":71.134995,"end":71.375,"confidence":0.99315757,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.2459851950407028},{"word":"running","start":71.375,"end":71.695,"confidence":0.95177835,"punctuated_word":"running","sentiment":"neutral","sentiment_score":0.2438184767961502},{"word":"through","start":71.695,"end":71.935,"confidence":0.7688113,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.24558377265930176},{"word":"confirm","start":71.935,"end":72.335,"confidence":0.983643,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.2607325315475464},{"word":"a","start":72.335,"end":72.41499,"confidence":0.9624654,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2705707550048828},{"word":"few","start":72.41499,"end":72.575,"confidence":0.9998902,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.22310765087604523},{"word":"details","start":72.575,"end":73.075,"confidence":0.9811884,"punctuated_word":"details,","sentiment":"neutral","sentiment_score":0.24405622482299805},{"word":"make","start":73.695,"end":73.854996,"confidence":0.96791536,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.3009130358695984},{"word":"sure","start":73.854996,"end":74.09499,"confidence":0.99943596,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.3249114751815796},{"word":"everything's","start":74.09499,"end":74.41499,"confidence":0.98713577,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":0.33285412192344666},{"word":"up","start":74.41499,"end":74.575,"confidence":0.9998399,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.3484106957912445},{"word":"to","start":74.575,"end":74.735,"confidence":0.9992636,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.35158514976501465},{"word":"scratch","start":74.735,"end":75.235,"confidence":0.9881276,"punctuated_word":"scratch,","sentiment":"neutral","sentiment_score":0.2891230285167694},{"word":"have","start":75.295,"end":75.534996,"confidence":0.9882258,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.21112659573554993},{"word":"a","start":75.534996,"end":75.615,"confidence":0.7843222,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23287177085876465},{"word":"discussion","start":75.615,"end":76.09499,"confidence":0.99938285,"punctuated_word":"discussion","sentiment":"neutral","sentiment_score":0.2188926339149475},{"word":"about","start":76.09499,"end":76.41499,"confidence":0.99861133,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.21163704991340637},{"word":"how","start":76.41499,"end":76.575,"confidence":0.99653876,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.20422840118408203},{"word":"things","start":76.575,"end":76.814995,"confidence":0.9993073,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.2698151469230652},{"word":"have","start":76.814995,"end":76.975,"confidence":0.9982047,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.21222057938575745},{"word":"been","start":76.975,"end":77.134995,"confidence":0.99976116,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.21315371990203855},{"word":"performing","start":77.134995,"end":77.454994,"confidence":0.95679593,"punctuated_word":"performing","sentiment":"neutral","sentiment_score":0.2445921152830124},{"word":"the","start":77.454994,"end":77.615,"confidence":0.7858877,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.21739181876182556},{"word":"last","start":77.615,"end":77.91,"confidence":0.9991424,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.17847608029842377},{"word":"twelve","start":77.91,"end":78.07001,"confidence":0.99352264,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.17096975445747375},{"word":"months","start":78.07001,"end":78.310005,"confidence":0.99920374,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.1677623987197876},{"word":"there","start":78.310005,"end":78.39001,"confidence":0.6076024,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.22045722603797913},{"word":"as","start":78.39001,"end":78.55,"confidence":0.99905175,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.24543170630931857},{"word":"well","start":78.55,"end":78.87,"confidence":0.94975245,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.20092061161994937},{"word":"and","start":78.87,"end":79.11,"confidence":0.99923325,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15469400584697723},{"word":"then","start":79.11,"end":79.43,"confidence":0.99956805,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.15757855772972107},{"word":"following","start":79.43,"end":79.83,"confidence":0.98867875,"punctuated_word":"following","sentiment":"neutral","sentiment_score":0.17086248099803925},{"word":"this","start":79.83,"end":80.07001,"confidence":0.99807036,"punctuated_word":"this,","sentiment":"neutral","sentiment_score":0.15202581882476807},{"word":"i'll","start":80.07001,"end":80.23,"confidence":0.99983764,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.18876516819000244},{"word":"get","start":80.23,"end":80.47,"confidence":0.9997311,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2065468430519104},{"word":"a","start":80.47,"end":80.630005,"confidence":0.99637383,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21301965415477753},{"word":"team","start":80.630005,"end":80.87,"confidence":0.9986933,"punctuated_word":"team","sentiment":"neutral","sentiment_score":0.2091098576784134},{"word":"to","start":80.87,"end":81.11,"confidence":0.99951553,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24192476272583008},{"word":"to","start":81.11,"end":81.270004,"confidence":0.94729203,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2345671504735947},{"word":"send","start":81.270004,"end":81.51,"confidence":0.9997441,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.2315471917390823},{"word":"you","start":81.51,"end":81.590004,"confidence":0.99981326,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.25994881987571716},{"word":"out","start":81.590004,"end":81.83,"confidence":0.9993037,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.23287098109722135},{"word":"a","start":81.83,"end":81.91,"confidence":0.9992902,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.21450087428092957},{"word":"few","start":81.91,"end":82.07001,"confidence":0.9999465,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.198478102684021},{"word":"documents","start":82.07001,"end":82.47,"confidence":0.99760205,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.1815622001886368},{"word":"there","start":82.47,"end":82.630005,"confidence":0.9333091,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.19555878639221191},{"word":"as","start":82.630005,"end":82.71001,"confidence":0.9980685,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1952287256717682},{"word":"well","start":82.71001,"end":82.87,"confidence":0.9999057,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.20321354269981384},{"word":"on","start":82.87,"end":82.950005,"confidence":0.45473582,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.25133126974105835},{"word":"your","start":82.950005,"end":83.11,"confidence":0.8181655,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.242904394865036},{"word":"ongoing","start":83.11,"end":83.51,"confidence":0.9992495,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.2499912828207016},{"word":"service","start":83.51,"end":83.83,"confidence":0.9920775,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.22225236892700195},{"word":"agreement","start":83.83,"end":84.07001,"confidence":0.6990082,"punctuated_word":"agreement","sentiment":"neutral","sentiment_score":0.24951960146427157},{"word":"if","start":84.07001,"end":84.15,"confidence":0.6770196,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.3186456561088562},{"word":"you're","start":84.15,"end":84.39001,"confidence":0.98869926,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.34917086362838745},{"word":"happy","start":84.39001,"end":84.89001,"confidence":0.99908674,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.3692921996116638},{"word":"to","start":85.350006,"end":85.51,"confidence":0.95126826,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3432360589504242},{"word":"stay","start":85.51,"end":85.75,"confidence":0.999337,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":0.29241299629211426},{"word":"on","start":85.75,"end":85.990005,"confidence":0.80003035,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2621883451938629},{"word":"board","start":85.990005,"end":86.39,"confidence":0.9967104,"punctuated_word":"board","sentiment":"neutral","sentiment_score":0.25374364852905273},{"word":"for","start":86.39,"end":86.55,"confidence":0.99800867,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.24939484894275665},{"word":"the","start":86.55,"end":87.03001,"confidence":0.997445,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.25398778915405273},{"word":"the","start":87.03001,"end":87.11,"confidence":0.887242,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2491746097803116},{"word":"next","start":87.11,"end":87.43,"confidence":0.9994267,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.23130828142166135},{"word":"twelve","start":87.43,"end":87.75,"confidence":0.9997292,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.1750900000333786},{"word":"months","start":87.75,"end":88.07001,"confidence":0.99897975,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.17129205167293549},{"word":"there","start":88.07001,"end":88.23,"confidence":0.9704377,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.19619300961494449},{"word":"as","start":88.23,"end":88.47,"confidence":0.9993469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.17872381210327148},{"word":"well","start":88.47,"end":88.97,"confidence":0.9716439,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.1465898156166077},{"word":"but","start":89.91,"end":90.07001,"confidence":0.9608738,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.020756270736455917},{"word":"we'll","start":90.07001,"end":90.310005,"confidence":0.99910605,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.03941997140645981},{"word":"go","start":90.310005,"end":90.55,"confidence":0.99918133,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.05562120303511619},{"word":"through","start":90.55,"end":90.71001,"confidence":0.9970493,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.01199398934841156},{"word":"and","start":90.71001,"end":90.87,"confidence":0.99845946,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.004291921854019165},{"word":"confirm","start":90.87,"end":91.350006,"confidence":0.99952424,"punctuated_word":"confirm","sentiment":"neutral","sentiment_score":0.0011123903095722198},{"word":"some","start":91.350006,"end":91.51,"confidence":0.99941933,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.006764847785234451},{"word":"details","start":91.51,"end":91.990005,"confidence":0.99905366,"punctuated_word":"details","sentiment":"neutral","sentiment_score":0.04592639207839966},{"word":"there","start":91.990005,"end":92.23,"confidence":0.94621015,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.02665768936276436},{"word":"first","start":92.23,"end":92.73,"confidence":0.9348239,"punctuated_word":"first.","sentiment":"neutral","sentiment_score":0.0017695724964141846},{"word":"in","start":93.705,"end":93.865,"confidence":0.9990398,"punctuated_word":"In","sentiment":"neutral","sentiment_score":-0.08707433938980103},{"word":"regards","start":93.865,"end":94.365,"confidence":0.99938095,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":-0.09903477132320404},{"word":"to","start":95.064995,"end":95.145,"confidence":0.99958366,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12530314922332764},{"word":"negative","start":95.145,"end":95.545,"confidence":0.9279529,"punctuated_word":"negative","sentiment":"neutral","sentiment_score":-0.09310466051101685},{"word":"key","start":95.545,"end":95.784996,"confidence":0.25159344,"punctuated_word":"key","sentiment":"neutral","sentiment_score":-0.14050060510635376},{"word":"there","start":95.784996,"end":95.865,"confidence":0.3617634,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.08665405213832855},{"word":"as","start":95.865,"end":96.025,"confidence":0.99235487,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.09229796379804613},{"word":"well","start":96.025,"end":96.265,"confidence":0.98280144,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.1037755161523819},{"word":"i've","start":96.265,"end":96.424995,"confidence":0.9997076,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.08276943117380142},{"word":"got","start":96.424995,"end":96.665,"confidence":0.99982965,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.06441596895456314},{"word":"katie","start":96.665,"end":97.064995,"confidence":0.9609242,"punctuated_word":"Katie,","sentiment":"neutral","sentiment_score":-0.0707845538854599},{"word":"your","start":97.064995,"end":97.384995,"confidence":0.9966055,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.07293562591075897},{"word":"your","start":97.384995,"end":97.705,"confidence":0.7931141,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.07066112756729126},{"word":"spouse","start":97.705,"end":98.104996,"confidence":0.9997081,"punctuated_word":"spouse","sentiment":"neutral","sentiment_score":-0.07049154490232468},{"word":"down","start":98.104996,"end":98.604996,"confidence":0.756686,"punctuated_word":"down,","sentiment":"neutral","sentiment_score":-0.07600079476833344},{"word":"but","start":98.744995,"end":98.905,"confidence":0.929771,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0677572637796402},{"word":"i","start":98.905,"end":98.985,"confidence":0.9998217,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12651309370994568},{"word":"don't","start":98.985,"end":99.145,"confidence":0.99984723,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.11530338227748872},{"word":"have","start":99.145,"end":99.305,"confidence":0.99972993,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.10472437739372252},{"word":"a","start":99.305,"end":99.465,"confidence":0.9994987,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1087598204612732},{"word":"number","start":99.465,"end":99.705,"confidence":0.99994993,"punctuated_word":"number","sentiment":"neutral","sentiment_score":-0.10857633501291276},{"word":"or","start":99.705,"end":99.784996,"confidence":0.98587936,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.14461857080459595},{"word":"anything","start":99.784996,"end":100.025,"confidence":0.9998215,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.13155680894851685},{"word":"in","start":100.025,"end":100.104996,"confidence":0.9581159,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1294858604669571},{"word":"the","start":100.104996,"end":100.265,"confidence":0.9911504,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12112826108932497},{"word":"event","start":100.265,"end":100.424995,"confidence":0.99962234,"punctuated_word":"event","sentiment":"neutral","sentiment_score":-0.17209839820861816},{"word":"that","start":100.424995,"end":100.505,"confidence":0.9962006,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09436101466417313},{"word":"we","start":100.505,"end":100.585,"confidence":0.9992893,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.12558063864707947},{"word":"couldn't","start":100.585,"end":100.825,"confidence":0.99951994,"punctuated_word":"couldn't","sentiment":"neutral","sentiment_score":-0.10716186463832857},{"word":"reach","start":100.825,"end":100.985,"confidence":0.999416,"punctuated_word":"reach","sentiment":"neutral","sentiment_score":-0.1230413168668747},{"word":"you","start":100.985,"end":101.225,"confidence":0.9993186,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.09816265106201172},{"word":"did","start":101.225,"end":101.384995,"confidence":0.9976999,"punctuated_word":"Did","sentiment":"neutral","sentiment_score":-0.049257971346378326},{"word":"you","start":101.384995,"end":101.465,"confidence":0.9997682,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04784969985485077},{"word":"wanna","start":101.465,"end":101.784996,"confidence":0.9115814,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.03690169006586075},{"word":"provide","start":101.784996,"end":102.265,"confidence":0.998616,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":-0.05132021754980087},{"word":"anything","start":102.265,"end":102.665,"confidence":0.9998424,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.04741696268320083},{"word":"there","start":102.665,"end":103.165,"confidence":0.9957635,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":-0.04880423843860626},{"word":"yep","start":115.159996,"end":115.399994,"confidence":0.9948948,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04792407155036926},{"word":"163","start":115.399994,"end":116.439995,"confidence":0.8493654,"punctuated_word":"163.","sentiment":"neutral","sentiment_score":0.030149273574352264},{"word":"right","start":116.439995,"end":116.939995,"confidence":0.9747041,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.07426050305366516},{"word":"and","start":117.814995,"end":117.975,"confidence":0.98690236,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.05190189927816391},{"word":"as","start":117.975,"end":118.134995,"confidence":0.997707,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03576020896434784},{"word":"far","start":118.134995,"end":118.295,"confidence":0.9986987,"punctuated_word":"far","sentiment":"neutral","sentiment_score":0.026941290125250816},{"word":"as","start":118.295,"end":118.375,"confidence":0.99768853,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0274447537958622},{"word":"your","start":118.375,"end":118.534996,"confidence":0.9980909,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03958509862422943},{"word":"job","start":118.534996,"end":118.695,"confidence":0.9999012,"punctuated_word":"job","sentiment":"neutral","sentiment_score":0.016437117010354996},{"word":"there","start":118.695,"end":118.774994,"confidence":0.99372506,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.02359939180314541},{"word":"you're","start":118.774994,"end":118.935,"confidence":0.8932829,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.031654223799705505},{"word":"obviously","start":118.935,"end":119.255,"confidence":0.9755681,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.045601073652505875},{"word":"still","start":119.255,"end":119.41499,"confidence":0.99620736,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.050320886075496674},{"word":"doing","start":119.41499,"end":119.735,"confidence":0.99815995,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.028982115909457207},{"word":"the","start":119.735,"end":119.895,"confidence":0.99964666,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03143027052283287},{"word":"electrician","start":119.895,"end":120.395,"confidence":0.9994398,"punctuated_word":"electrician","sentiment":"neutral","sentiment_score":0.03793974965810776},{"word":"work","start":120.854996,"end":121.255,"confidence":0.99926347,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.02139154076576233},{"word":"there","start":121.255,"end":121.755,"confidence":0.9863663,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.033346034586429596},{"word":"as","start":122.134995,"end":122.375,"confidence":0.9945634,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05039209872484207},{"word":"well","start":122.375,"end":122.875,"confidence":0.9991365,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.026584479957818985},{"word":"now","start":123.255,"end":123.494995,"confidence":0.9524265,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.02163781225681305},{"word":"has","start":123.494995,"end":123.655,"confidence":0.8836969,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.027430804446339607},{"word":"your","start":123.655,"end":123.814995,"confidence":0.999752,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.028613846749067307},{"word":"occupation","start":123.814995,"end":124.314995,"confidence":0.99955875,"punctuated_word":"occupation","sentiment":"neutral","sentiment_score":-0.020721405744552612},{"word":"changed","start":124.375,"end":124.695,"confidence":0.9943112,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":-0.030659660696983337},{"word":"much","start":124.695,"end":124.854996,"confidence":0.9983972,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.03989288955926895},{"word":"in","start":124.854996,"end":125.015,"confidence":0.9990294,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03365959972143173},{"word":"the","start":125.015,"end":125.174995,"confidence":0.99963665,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03597569838166237},{"word":"last","start":125.174995,"end":125.41499,"confidence":0.9996344,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.03333601355552673},{"word":"sort","start":125.41499,"end":125.575,"confidence":0.96657616,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.04622052237391472},{"word":"of","start":125.575,"end":125.735,"confidence":0.9788209,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0451391339302063},{"word":"twelve","start":125.735,"end":125.895,"confidence":0.99930024,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.05786283314228058},{"word":"months","start":125.895,"end":126.215,"confidence":0.9992507,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.021968910470604897},{"word":"or","start":126.215,"end":126.375,"confidence":0.9222864,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.02577688917517662},{"word":"since","start":126.375,"end":126.534996,"confidence":0.9982613,"punctuated_word":"since","sentiment":"neutral","sentiment_score":-0.03365607559680939},{"word":"you","start":126.534996,"end":126.695,"confidence":0.99925,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03255687654018402},{"word":"sort","start":126.695,"end":126.774994,"confidence":0.99671566,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.026260502636432648},{"word":"of","start":126.774994,"end":126.935,"confidence":0.98159295,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02384565770626068},{"word":"spoke","start":126.935,"end":127.174995,"confidence":0.99934703,"punctuated_word":"spoke","sentiment":"neutral","sentiment_score":-0.02026563510298729},{"word":"with","start":127.174995,"end":127.335,"confidence":0.99796957,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.016953080892562866},{"word":"us","start":127.335,"end":127.494995,"confidence":0.977373,"punctuated_word":"us","sentiment":"neutral","sentiment_score":-0.013946577906608582},{"word":"last","start":127.494995,"end":127.994995,"confidence":0.9926351,"punctuated_word":"last?","sentiment":"neutral","sentiment_score":-0.02489703707396984},{"word":"it's","start":140.71,"end":140.95,"confidence":0.97477496,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.1528351604938507},{"word":"not","start":140.95,"end":141.19,"confidence":0.89861405,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1447482407093048},{"word":"just","start":141.19,"end":141.51001,"confidence":0.7950994,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1686921268701553},{"word":"a","start":141.51001,"end":141.59,"confidence":0.6211426,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14941078424453735},{"word":"update","start":141.59,"end":141.83,"confidence":0.6642439,"punctuated_word":"update,","sentiment":"neutral","sentiment_score":-0.16682837903499603},{"word":"but","start":141.83,"end":142.07,"confidence":0.99763227,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.1773645281791687},{"word":"in","start":142.07,"end":142.23001,"confidence":0.9921336,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.13535946607589722},{"word":"terms","start":142.23001,"end":142.47,"confidence":0.9998136,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.12350646406412125},{"word":"of","start":142.47,"end":142.71,"confidence":0.8454636,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.1459895223379135},{"word":"like","start":142.71,"end":142.995,"confidence":0.9997693,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.15784719586372375},{"word":"unless","start":143.635,"end":143.955,"confidence":0.99726,"punctuated_word":"unless","sentiment":"neutral","sentiment_score":-0.16886618733406067},{"word":"we're","start":143.955,"end":144.11499,"confidence":0.9982743,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.19012551009655},{"word":"looking","start":144.11499,"end":144.435,"confidence":0.9999039,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.18056446313858032},{"word":"at","start":144.435,"end":144.67499,"confidence":0.99958867,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.24797682464122772},{"word":"insurances","start":144.67499,"end":145.075,"confidence":0.99545515,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.15888291597366333},{"word":"and","start":145.075,"end":145.235,"confidence":0.99933285,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2431662678718567},{"word":"things","start":145.235,"end":145.47499,"confidence":0.99989796,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.20281261205673215},{"word":"like","start":145.47499,"end":145.555,"confidence":0.99921775,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.17228806018829346},{"word":"that","start":145.555,"end":145.875,"confidence":0.9897039,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.18139371275901792},{"word":"it","start":145.875,"end":146.11499,"confidence":0.9971693,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.20933949947357175},{"word":"doesn't","start":146.11499,"end":146.355,"confidence":0.9996321,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.2321665734052658},{"word":"make","start":146.355,"end":146.67499,"confidence":0.9993637,"punctuated_word":"make","sentiment":"neutral","sentiment_score":-0.2178865224123001},{"word":"a","start":146.67499,"end":146.995,"confidence":0.9989349,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.20038115978240967},{"word":"huge","start":146.995,"end":147.47499,"confidence":0.9998764,"punctuated_word":"huge","sentiment":"neutral","sentiment_score":-0.18592491745948792},{"word":"difference","start":147.47499,"end":147.97499,"confidence":0.9908353,"punctuated_word":"difference.","sentiment":"neutral","sentiment_score":-0.16309601068496704},{"word":"any","start":148.67499,"end":149.17499,"confidence":0.50219786,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":-0.10000800341367722},{"word":"yeah","start":159.81,"end":160.20999,"confidence":0.7927518,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.026674505323171616},{"word":"and","start":160.20999,"end":160.45,"confidence":0.99368143,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.023245085030794144},{"word":"then","start":160.45,"end":160.95,"confidence":0.59872687,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.028563017025589943},{"word":"with","start":161.01,"end":161.25,"confidence":0.94323194,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.03492562845349312},{"word":"that","start":161.25,"end":161.48999,"confidence":0.9738351,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.03885539621114731},{"word":"it's","start":161.48999,"end":161.56999,"confidence":0.99624527,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.035114701837301254},{"word":"about","start":161.56999,"end":161.81,"confidence":0.95165473,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.030789416283369064},{"word":"an","start":161.81,"end":161.89,"confidence":0.9964862,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.04090970754623413},{"word":"eighty","start":161.89,"end":162.12999,"confidence":0.99682033,"punctuated_word":"eighty","sentiment":"neutral","sentiment_score":0.03375039994716644},{"word":"twenty","start":162.12999,"end":162.53,"confidence":0.8533501,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.05139518901705742},{"word":"split","start":162.53,"end":162.84999,"confidence":0.9882179,"punctuated_word":"split","sentiment":"neutral","sentiment_score":0.03324991464614868},{"word":"sort","start":162.84999,"end":163.01,"confidence":0.99711096,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.009569678455591202},{"word":"of","start":163.01,"end":163.09,"confidence":0.9770635,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01738622412085533},{"word":"thing","start":163.09,"end":163.25,"confidence":0.9995315,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.030461762100458145},{"word":"with","start":163.25,"end":163.48999,"confidence":0.99500304,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.01761787384748459},{"word":"office","start":163.48999,"end":163.81,"confidence":0.88286865,"punctuated_word":"office","sentiment":"neutral","sentiment_score":0.02695581316947937},{"word":"to","start":163.81,"end":164.31,"confidence":0.95706546,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01667260006070137},{"word":"field","start":164.37,"end":164.76999,"confidence":0.9551698,"punctuated_word":"field","sentiment":"neutral","sentiment_score":0.017678018659353256},{"word":"work","start":164.76999,"end":165.09,"confidence":0.775717,"punctuated_word":"work,","sentiment":"neutral","sentiment_score":0.0113788153976202},{"word":"like","start":165.09,"end":165.48999,"confidence":0.75414157,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.02127397432923317},{"word":"20","start":165.48999,"end":165.81,"confidence":0.98670316,"punctuated_word":"20","sentiment":"neutral","sentiment_score":0.06303127110004425},{"word":"percent","start":165.81,"end":166.04999,"confidence":0.9930728,"punctuated_word":"percent","sentiment":"neutral","sentiment_score":0.1079675480723381},{"word":"office","start":166.04999,"end":166.54999,"confidence":0.55638057,"punctuated_word":"office.","sentiment":"neutral","sentiment_score":0.08280535787343979},{"word":"perfect","start":170.385,"end":170.885,"confidence":0.7624426,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.41911038756370544},{"word":"and","start":172.385,"end":172.625,"confidence":0.8212898,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.16829784214496613},{"word":"then","start":172.625,"end":173.105,"confidence":0.99923086,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.16890746355056763},{"word":"still","start":173.105,"end":173.42499,"confidence":0.9688093,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.13816924393177032},{"word":"doing","start":173.42499,"end":173.665,"confidence":0.9990859,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.13045497238636017},{"word":"full","start":173.665,"end":173.905,"confidence":0.9996178,"punctuated_word":"full","sentiment":"neutral","sentiment_score":0.26819270849227905},{"word":"time","start":173.905,"end":174.14499,"confidence":0.9830499,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.2500781714916229},{"word":"work","start":174.14499,"end":174.465,"confidence":0.99976534,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.0893855094909668},{"word":"with","start":174.465,"end":174.70499,"confidence":0.9995413,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.144168421626091},{"word":"with","start":174.70499,"end":174.86499,"confidence":0.94994843,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.15495875477790833},{"word":"that","start":174.86499,"end":175.025,"confidence":0.9992368,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.14744356274604797},{"word":"role","start":175.025,"end":175.265,"confidence":0.8951367,"punctuated_word":"role,","sentiment":"neutral","sentiment_score":0.12972339987754822},{"word":"the","start":175.265,"end":175.42499,"confidence":0.9929697,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16705258190631866},{"word":"thirty","start":175.42499,"end":175.745,"confidence":0.9996451,"punctuated_word":"thirty","sentiment":"neutral","sentiment_score":0.15105783939361572},{"word":"eight","start":175.745,"end":175.825,"confidence":0.9954645,"punctuated_word":"eight","sentiment":"neutral","sentiment_score":0.0844222828745842},{"word":"hours","start":175.825,"end":176.14499,"confidence":0.92830956,"punctuated_word":"hours,","sentiment":"neutral","sentiment_score":0.09635928273200987},{"word":"or","start":176.14499,"end":176.305,"confidence":0.99968195,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.13216859102249146},{"word":"you","start":176.305,"end":176.385,"confidence":0.97230047,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0937591940164566},{"word":"do","start":176.385,"end":176.545,"confidence":0.9968221,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07788015156984329},{"word":"a","start":176.545,"end":176.625,"confidence":0.99686277,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09780377149581908},{"word":"bit","start":176.625,"end":176.78499,"confidence":0.99885213,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.091760516166687},{"word":"of","start":176.78499,"end":176.94499,"confidence":0.8059215,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08215753734111786},{"word":"overtime","start":176.94499,"end":177.44499,"confidence":0.9932144,"punctuated_word":"overtime?","sentiment":"neutral","sentiment_score":0.07517906278371811},{"word":"perfect","start":191.575,"end":192.075,"confidence":0.8299663,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.4432755708694458},{"word":"just","start":193.655,"end":193.81499,"confidence":0.37466934,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.26461657881736755},{"word":"chuck","start":193.81499,"end":194.135,"confidence":0.509347,"punctuated_word":"chuck","sentiment":"neutral","sentiment_score":0.16029098629951477},{"word":"that","start":194.135,"end":194.375,"confidence":0.98984945,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.24990536272525787},{"word":"down","start":194.375,"end":194.875,"confidence":0.9843664,"punctuated_word":"down.","sentiment":"neutral","sentiment_score":0.1803307831287384},{"word":"and","start":195.73499,"end":196.055,"confidence":0.87789994,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.002889316529035568},{"word":"how","start":196.055,"end":196.215,"confidence":0.99896765,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.005880337208509445},{"word":"long","start":196.215,"end":196.295,"confidence":0.99944705,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.0007035583257675171},{"word":"have","start":196.295,"end":196.45499,"confidence":0.97672105,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.013009633868932724},{"word":"you","start":196.45499,"end":196.53499,"confidence":0.9851777,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.009213540703058245},{"word":"been","start":196.53499,"end":196.69499,"confidence":0.99591833,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.0022356361150741577},{"word":"doing","start":196.69499,"end":197.015,"confidence":0.99973375,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.0028269290924072266},{"word":"the","start":197.015,"end":197.33499,"confidence":0.99875784,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00570300966501236},{"word":"the","start":197.33499,"end":197.415,"confidence":0.84897697,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0023414380848407745},{"word":"leading","start":197.415,"end":197.81499,"confidence":0.9648082,"punctuated_word":"leading","sentiment":"neutral","sentiment_score":-0.007867924869060516},{"word":"hand","start":197.81499,"end":198.295,"confidence":0.9951348,"punctuated_word":"hand","sentiment":"neutral","sentiment_score":0.044529180973768234},{"word":"role","start":198.295,"end":198.61499,"confidence":0.8572106,"punctuated_word":"role","sentiment":"neutral","sentiment_score":0.01423003152012825},{"word":"there","start":198.61499,"end":198.775,"confidence":0.97573084,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.011990349739789965},{"word":"now","start":198.775,"end":199.015,"confidence":0.9874668,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":0.010164566338062286},{"word":"is","start":199.015,"end":199.09499,"confidence":0.9869594,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.0207073837518692},{"word":"it","start":199.09499,"end":199.33499,"confidence":0.9636603,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.01201610453426838},{"word":"just","start":199.33499,"end":199.575,"confidence":0.9993994,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.02666635997593403},{"word":"the","start":199.575,"end":199.655,"confidence":0.9992894,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02118234522640705},{"word":"last","start":199.655,"end":199.89499,"confidence":0.9998946,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.022570667788386345},{"word":"twelve","start":199.89499,"end":200.215,"confidence":0.98298657,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.02376088872551918},{"word":"months","start":200.215,"end":200.715,"confidence":0.98988646,"punctuated_word":"months?","sentiment":"neutral","sentiment_score":-0.006433332338929176},{"word":"oh","start":203.17499,"end":203.25499,"confidence":0.7597038,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.007814720273017883},{"word":"less","start":203.25499,"end":203.495,"confidence":0.6843925,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.009181972593069077},{"word":"than","start":203.495,"end":203.655,"confidence":0.99904424,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.022997641935944557},{"word":"a","start":203.655,"end":203.73499,"confidence":0.9645738,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.008986087515950203},{"word":"month","start":203.73499,"end":203.97499,"confidence":0.7528317,"punctuated_word":"month.","sentiment":"neutral","sentiment_score":0.0005251048132777214},{"word":"yep","start":203.97499,"end":204.45499,"confidence":0.9852601,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02873341739177704},{"word":"and","start":204.45499,"end":204.95499,"confidence":0.9989611,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0003611035645008087},{"word":"how","start":205.22,"end":205.46,"confidence":0.9997322,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.002712104469537735},{"word":"much","start":205.46,"end":205.62,"confidence":0.9998872,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.0002964027225971222},{"word":"industry","start":205.62,"end":206.1,"confidence":0.99830306,"punctuated_word":"industry","sentiment":"neutral","sentiment_score":0.0034307725727558136},{"word":"experience","start":206.1,"end":206.5,"confidence":0.9997831,"punctuated_word":"experience","sentiment":"neutral","sentiment_score":-0.006460724398493767},{"word":"do","start":206.5,"end":206.66,"confidence":0.9934842,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.008482441306114197},{"word":"you","start":206.66,"end":206.74,"confidence":0.9999027,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0033339522778987885},{"word":"have","start":206.74,"end":207.22,"confidence":0.99997056,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.005631525069475174},{"word":"in","start":207.22,"end":207.38,"confidence":0.95114285,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0018950141966342928},{"word":"electrical","start":207.38,"end":207.88,"confidence":0.92592865,"punctuated_word":"electrical","sentiment":"neutral","sentiment_score":0.006422750651836395},{"word":"field","start":207.94,"end":208.26,"confidence":0.9685679,"punctuated_word":"field","sentiment":"neutral","sentiment_score":0.0052053481340408325},{"word":"at","start":208.26,"end":208.34,"confidence":0.9989544,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0003547780215740204},{"word":"the","start":208.34,"end":208.42,"confidence":0.99980456,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.008874200284481049},{"word":"moment","start":208.42,"end":208.92,"confidence":0.9996762,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.02084490656852722},{"word":"yep","start":231.09,"end":231.59,"confidence":0.79820657,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09094074368476868},{"word":"alright","start":234.13,"end":234.63,"confidence":0.7987058,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.223166823387146},{"word":"perfect","start":238.69,"end":239.19,"confidence":0.6980773,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.36993908882141113},{"word":"and","start":239.25,"end":239.48999,"confidence":0.81074613,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.1607130616903305},{"word":"your","start":239.48999,"end":239.73,"confidence":0.829819,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13961337506771088},{"word":"base","start":239.73,"end":239.97,"confidence":0.96371657,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.13904035091400146},{"word":"income","start":239.97,"end":240.29,"confidence":0.9988003,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.1496894657611847},{"word":"there","start":240.29,"end":240.61,"confidence":0.98788774,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.10730138421058656},{"word":"between","start":240.61,"end":240.93,"confidence":0.23534909,"punctuated_word":"between","sentiment":"neutral","sentiment_score":0.09765124320983888},{"word":"the","start":240.93,"end":241.09,"confidence":0.99527127,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06748418509960175},{"word":"leading","start":241.09,"end":241.41,"confidence":0.98572737,"punctuated_word":"leading","sentiment":"neutral","sentiment_score":0.06154376640915871},{"word":"head","start":241.41,"end":241.56999,"confidence":0.6637938,"punctuated_word":"head","sentiment":"neutral","sentiment_score":0.11360779404640198},{"word":"and","start":241.56999,"end":241.73,"confidence":0.73080224,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09210750460624696},{"word":"roll","start":241.73,"end":241.89,"confidence":0.748019,"punctuated_word":"roll,","sentiment":"neutral","sentiment_score":0.11862818896770476},{"word":"did","start":241.89,"end":242.05,"confidence":0.9980653,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.12936672568321228},{"word":"you","start":242.05,"end":242.13,"confidence":0.9996321,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12953774631023407},{"word":"get","start":242.13,"end":242.37,"confidence":0.99981457,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.1175096482038498},{"word":"a","start":242.37,"end":242.45,"confidence":0.999506,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09851685911417007},{"word":"bit","start":242.45,"end":242.53,"confidence":0.9994904,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07065477222204208},{"word":"of","start":242.53,"end":242.61,"confidence":0.9995714,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.09149233996868134},{"word":"a","start":242.61,"end":242.77,"confidence":0.9983974,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12305018305778503},{"word":"pay","start":242.77,"end":242.93,"confidence":0.99392384,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.0526791587471962},{"word":"bump","start":242.93,"end":243.17,"confidence":0.99462515,"punctuated_word":"bump","sentiment":"neutral","sentiment_score":0.09577396512031557},{"word":"with","start":243.17,"end":243.25,"confidence":0.99951494,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.07828285545110703},{"word":"that","start":243.25,"end":243.41,"confidence":0.999767,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07845698297023773},{"word":"one","start":243.41,"end":243.825,"confidence":0.9995097,"punctuated_word":"one?","sentiment":"neutral","sentiment_score":0.062340036034584045},{"word":"yep","start":246.385,"end":246.785,"confidence":0.7467247,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07559864968061447},{"word":"and","start":246.785,"end":247.025,"confidence":0.998939,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.029194550588726997},{"word":"how","start":247.025,"end":247.185,"confidence":0.99963415,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.02075024321675301},{"word":"much","start":247.185,"end":247.345,"confidence":0.99981266,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.02296045795083046},{"word":"should","start":247.345,"end":247.50499,"confidence":0.53818905,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.01719292625784874},{"word":"you","start":247.50499,"end":247.665,"confidence":0.9990163,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.012765809893608092},{"word":"be","start":247.665,"end":247.825,"confidence":0.99970573,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.005184687674045563},{"word":"on","start":247.825,"end":247.985,"confidence":0.9994778,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.00477275624871254},{"word":"roughly","start":247.985,"end":248.385,"confidence":0.9963642,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":0.01827949285507202},{"word":"now","start":248.385,"end":248.885,"confidence":0.9989178,"punctuated_word":"now?","sentiment":"neutral","sentiment_score":0.01758032664656639},{"word":"perfect","start":294.765,"end":295.265,"confidence":0.83707714,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6326867341995239},{"word":"and","start":296.605,"end":297.005,"confidence":0.996572,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.25718116760253906},{"word":"with","start":297.005,"end":297.245,"confidence":0.9424809,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.23075047135353088},{"word":"the","start":297.245,"end":297.405,"confidence":0.9976998,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.27937981486320496},{"word":"base","start":297.405,"end":297.725,"confidence":0.9973592,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.19515672326087952},{"word":"being","start":297.725,"end":297.965,"confidence":0.9992514,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.24577395617961884},{"word":"one","start":297.965,"end":298.125,"confidence":0.99882334,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.24400216341018677},{"word":"fourteen","start":298.125,"end":298.605,"confidence":0.9973191,"punctuated_word":"fourteen,","sentiment":"neutral","sentiment_score":0.09909237921237946},{"word":"do","start":298.605,"end":298.765,"confidence":0.99969816,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.08935438841581345},{"word":"you","start":298.765,"end":298.845,"confidence":0.998735,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11976923048496246},{"word":"know","start":298.845,"end":299.165,"confidence":0.99918157,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.13930803537368774},{"word":"roughly","start":299.165,"end":299.565,"confidence":0.98916864,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":0.15139135718345642},{"word":"sort","start":299.565,"end":299.725,"confidence":0.98809415,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.19338780641555783},{"word":"of","start":299.725,"end":299.80502,"confidence":0.99163204,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17557626962661743},{"word":"what","start":299.80502,"end":299.965,"confidence":0.99979943,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.10746793448925018},{"word":"you","start":299.965,"end":300.20502,"confidence":0.9970956,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1177699938416481},{"word":"expected","start":300.20502,"end":300.70502,"confidence":0.9415865,"punctuated_word":"expected","sentiment":"neutral","sentiment_score":0.11887912452220915},{"word":"to","start":300.765,"end":300.92502,"confidence":0.99851483,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10573799908161163},{"word":"earn","start":300.92502,"end":301.245,"confidence":0.9874163,"punctuated_word":"earn","sentiment":"neutral","sentiment_score":0.11642641574144363},{"word":"with","start":301.245,"end":301.48502,"confidence":0.99904877,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.1213950514793396},{"word":"your","start":301.48502,"end":301.64502,"confidence":0.9479316,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17460058629512787},{"word":"your","start":301.64502,"end":301.885,"confidence":0.8905552,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13037948310375214},{"word":"overtime","start":301.885,"end":302.285,"confidence":0.9641871,"punctuated_word":"overtime","sentiment":"neutral","sentiment_score":0.1855027973651886},{"word":"hours","start":302.285,"end":302.52502,"confidence":0.99871874,"punctuated_word":"hours","sentiment":"neutral","sentiment_score":0.1392514556646347},{"word":"and","start":302.52502,"end":302.605,"confidence":0.9988869,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15308263897895813},{"word":"things","start":302.605,"end":302.845,"confidence":0.9998135,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.16628775000572205},{"word":"like","start":302.845,"end":303.005,"confidence":0.9996183,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.1347283124923706},{"word":"that","start":303.005,"end":303.505,"confidence":0.99908066,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.1801466792821884},{"word":"great","start":312.3,"end":312.8,"confidence":0.7412646,"punctuated_word":"Great.","sentiment":"positive","sentiment_score":0.685680627822876},{"word":"and","start":312.94,"end":313.18,"confidence":0.991214,"punctuated_word":"And","sentiment":"positive","sentiment_score":0.3491310179233551},{"word":"as","start":313.18,"end":313.34,"confidence":0.99945647,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.21130485832691193},{"word":"far","start":313.34,"end":313.5,"confidence":0.9995746,"punctuated_word":"far","sentiment":"neutral","sentiment_score":0.134050652384758},{"word":"as","start":313.5,"end":313.58,"confidence":0.99887604,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.16195599734783173},{"word":"your","start":313.58,"end":313.9,"confidence":0.9993247,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.18980160355567932},{"word":"expenditures","start":313.9,"end":314.4,"confidence":0.9800496,"punctuated_word":"expenditures","sentiment":"neutral","sentiment_score":0.14922979474067688},{"word":"and","start":314.46,"end":314.62,"confidence":0.99198896,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04153701663017273},{"word":"savings","start":314.62,"end":315.12,"confidence":0.9985197,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.08474618196487427},{"word":"per","start":315.25998,"end":315.5,"confidence":0.9985202,"punctuated_word":"per","sentiment":"neutral","sentiment_score":0.0796600878238678},{"word":"week","start":315.5,"end":315.74,"confidence":0.9977453,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.06684448570013046},{"word":"do","start":315.74,"end":315.82,"confidence":0.9973515,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04635423421859741},{"word":"you","start":315.82,"end":315.9,"confidence":0.9912718,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07762535661458969},{"word":"know","start":315.9,"end":316.22,"confidence":0.99639195,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.06931417435407639},{"word":"what","start":316.22,"end":316.38,"confidence":0.99902904,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.10406651347875596},{"word":"your","start":316.38,"end":316.53998,"confidence":0.99074966,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1492156833410263},{"word":"budget","start":316.53998,"end":316.86,"confidence":0.9966679,"punctuated_word":"budget","sentiment":"neutral","sentiment_score":0.13805964589118958},{"word":"sort","start":316.86,"end":316.97998,"confidence":0.9977875,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.08139772713184357},{"word":"of","start":316.97998,"end":317.1,"confidence":0.8975351,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07436780631542206},{"word":"looks","start":317.1,"end":317.34,"confidence":0.9983713,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.0948273241519928},{"word":"like","start":317.34,"end":317.58,"confidence":0.99861014,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.08931038528680801},{"word":"in","start":317.58,"end":317.74,"confidence":0.9944956,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.100857213139534},{"word":"terms","start":317.74,"end":317.97998,"confidence":0.99978954,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.1040411964058876},{"word":"of","start":317.97998,"end":318.06,"confidence":0.90755224,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.15758800506591797},{"word":"like","start":318.06,"end":318.22,"confidence":0.9983623,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.13579344749450684},{"word":"your","start":318.22,"end":318.46,"confidence":0.993962,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1517242044210434},{"word":"outgoings","start":318.46,"end":318.94,"confidence":0.91534495,"punctuated_word":"outgoings","sentiment":"neutral","sentiment_score":0.1367287039756775},{"word":"versus","start":318.94,"end":319.18,"confidence":0.96648,"punctuated_word":"versus","sentiment":"neutral","sentiment_score":0.08831563591957092},{"word":"what","start":319.18,"end":319.34,"confidence":0.99806696,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.06802758574485779},{"word":"you're","start":319.34,"end":319.5,"confidence":0.9817854,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.05989430472254753},{"word":"trying","start":319.5,"end":319.66,"confidence":0.981784,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.032458338886499405},{"word":"to","start":319.66,"end":319.845,"confidence":0.5919186,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0472906194627285},{"word":"put","start":319.845,"end":320.345,"confidence":0.94129455,"punctuated_word":"put","sentiment":"neutral","sentiment_score":0.04386352002620697},{"word":"into","start":321.8475,"end":322.3475,"confidence":0.96777254,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.0710768848657608},{"word":"savings","start":323.85,"end":324.35,"confidence":0.997396,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":-0.10655544698238371},{"word":"at","start":325.85248,"end":326.35248,"confidence":0.9989153,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.06871820986270905},{"word":"the","start":327.85498,"end":328.35498,"confidence":0.99927324,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04281393438577652},{"word":"moment","start":329.85748,"end":330.35748,"confidence":0.9979609,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":-0.02223530411720276},{"word":"yep","start":342.5,"end":343.0,"confidence":0.6871934,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.015913598239421844},{"word":"so","start":345.955,"end":346.275,"confidence":0.6860362,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.016528217121958733},{"word":"you've","start":346.275,"end":346.515,"confidence":0.9991466,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.015590298920869827},{"word":"got","start":346.515,"end":346.915,"confidence":0.9998679,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.017809096723794937},{"word":"two","start":346.915,"end":347.155,"confidence":0.9975212,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.011921526864171028},{"word":"there","start":347.155,"end":347.395,"confidence":0.72087455,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.01600315049290657},{"word":"probably","start":347.395,"end":347.715,"confidence":0.9997404,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.011009902693331242},{"word":"under","start":347.715,"end":347.955,"confidence":0.98243284,"punctuated_word":"under","sentiment":"neutral","sentiment_score":-0.0034197778441011906},{"word":"two","start":347.955,"end":348.195,"confidence":0.9997203,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.00733723072335124},{"word":"at","start":348.195,"end":348.275,"confidence":0.9946209,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.010806351900100708},{"word":"the","start":348.275,"end":348.435,"confidence":0.99981433,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.013247644528746603},{"word":"moment","start":348.435,"end":348.935,"confidence":0.9514217,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":-0.008804354816675186},{"word":"yeah","start":350.275,"end":350.775,"confidence":0.9140974,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.0041917115449905396},{"word":"okay","start":358.45,"end":358.95,"confidence":0.64609504,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.03632376343011856},{"word":"very","start":359.33002,"end":359.65002,"confidence":0.58325356,"punctuated_word":"Very","sentiment":"neutral","sentiment_score":-0.15135125815868378},{"word":"busy","start":359.65002,"end":360.05002,"confidence":0.6056053,"punctuated_word":"busy","sentiment":"neutral","sentiment_score":-0.1942836344242096},{"word":"at","start":360.05002,"end":360.37003,"confidence":0.8187465,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2679538428783417},{"word":"the","start":360.37003,"end":360.53003,"confidence":0.92172384,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12423013150691986},{"word":"the","start":360.53003,"end":360.61002,"confidence":0.48184133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08741360902786255},{"word":"high","start":360.61002,"end":360.77002,"confidence":0.32257888,"punctuated_word":"high","sentiment":"neutral","sentiment_score":-0.09136495739221571},{"word":"level","start":360.77002,"end":361.27002,"confidence":0.62055445,"punctuated_word":"level.","sentiment":"neutral","sentiment_score":-0.11580999195575714},{"word":"yeah","start":362.61002,"end":363.11002,"confidence":0.9625849,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06024354323744774},{"word":"no","start":363.17,"end":363.41,"confidence":0.9099131,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.14923129975795746},{"word":"understandable","start":363.41,"end":363.91,"confidence":0.9954579,"punctuated_word":"Understandable.","sentiment":"neutral","sentiment_score":-0.14931468665599823},{"word":"at","start":364.45,"end":364.61002,"confidence":0.58105606,"punctuated_word":"At","sentiment":"neutral","sentiment_score":-0.15832161903381348},{"word":"the","start":364.61002,"end":364.77002,"confidence":0.99967647,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1280631124973297},{"word":"moment","start":364.77002,"end":365.01,"confidence":0.99553424,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.1284104585647583},{"word":"are","start":365.01,"end":365.09003,"confidence":0.9865248,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.1053789034485817},{"word":"you","start":365.09003,"end":365.17,"confidence":0.9971379,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09885136783123016},{"word":"planning","start":365.17,"end":365.49002,"confidence":0.99960595,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":-0.11082088202238084},{"word":"on","start":365.49002,"end":365.57,"confidence":0.99967146,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.09027162194252014},{"word":"doing","start":365.57,"end":365.73,"confidence":0.99987614,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.11379094421863556},{"word":"any","start":365.73,"end":365.97,"confidence":0.9990633,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.1093657836318016},{"word":"sort","start":365.97,"end":366.13,"confidence":0.99728894,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.16724485158920288},{"word":"of","start":366.13,"end":366.21002,"confidence":0.988947,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1419738084077835},{"word":"salary","start":366.21002,"end":366.53003,"confidence":0.99897695,"punctuated_word":"salary","sentiment":"neutral","sentiment_score":-0.18551160395145416},{"word":"sacrifice","start":366.53003,"end":366.93002,"confidence":0.99014413,"punctuated_word":"sacrifice","sentiment":"neutral","sentiment_score":-0.13761191070079803},{"word":"and","start":366.93002,"end":367.09003,"confidence":0.9763422,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12846767902374268},{"word":"things","start":367.09003,"end":367.25,"confidence":0.99978775,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.12928320467472076},{"word":"like","start":367.25,"end":367.41,"confidence":0.96952605,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.15196678042411804},{"word":"that","start":367.41,"end":367.57,"confidence":0.9996717,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10887840390205385},{"word":"or","start":367.57,"end":367.65002,"confidence":0.8898383,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.11100882291793825},{"word":"any","start":367.65002,"end":367.81003,"confidence":0.9994647,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.09540905803442},{"word":"other","start":367.81003,"end":368.05002,"confidence":0.99943155,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.11668433994054794},{"word":"contributions","start":368.05002,"end":368.53003,"confidence":0.9536253,"punctuated_word":"contributions?","sentiment":"neutral","sentiment_score":-0.07621986418962479},{"word":"obviously","start":368.53003,"end":369.01,"confidence":0.97417015,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":-0.08340852707624435},{"word":"probably","start":369.01,"end":369.51,"confidence":0.9108735,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.11984270811080933},{"word":"not","start":369.57,"end":369.73,"confidence":0.93004555,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.0910077765583992},{"word":"given","start":369.73,"end":370.05002,"confidence":0.7336685,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.1188446804881096},{"word":"your","start":370.05002,"end":370.21002,"confidence":0.37921983,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.08321399986743927},{"word":"current","start":370.21002,"end":370.53003,"confidence":0.9867627,"punctuated_word":"current","sentiment":"neutral","sentiment_score":-0.19580873847007751},{"word":"circumstances","start":370.53003,"end":371.03003,"confidence":0.83666444,"punctuated_word":"circumstances,","sentiment":"neutral","sentiment_score":-0.1139434278011322},{"word":"but","start":371.25,"end":371.75,"confidence":0.99240243,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0590788871049881},{"word":"yep","start":397.245,"end":397.565,"confidence":0.78502035,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0765351802110672},{"word":"because","start":397.565,"end":397.805,"confidence":0.97137374,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.04328428953886032},{"word":"i've","start":397.805,"end":397.965,"confidence":0.99905396,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.050473377108573914},{"word":"got","start":397.965,"end":398.205,"confidence":0.99991775,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.042081791907548904},{"word":"here","start":398.205,"end":398.60498,"confidence":0.9995092,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.03632718697190285},{"word":"the","start":398.60498,"end":398.845,"confidence":0.97949547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02221982181072235},{"word":"two","start":398.845,"end":399.085,"confidence":0.9998154,"punctuated_word":"two","sentiment":"neutral","sentiment_score":0.026366081088781357},{"word":"cars","start":399.085,"end":399.405,"confidence":0.98447096,"punctuated_word":"cars","sentiment":"neutral","sentiment_score":0.03527110815048218},{"word":"worth","start":399.405,"end":399.725,"confidence":0.99437135,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.06233646348118782},{"word":"around","start":399.725,"end":400.04498,"confidence":0.99233854,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.07051478326320648},{"word":"50","start":400.04498,"end":400.54498,"confidence":0.8159528,"punctuated_word":"50,","sentiment":"neutral","sentiment_score":0.04257896915078163},{"word":"contents","start":400.76498,"end":401.26498,"confidence":0.811467,"punctuated_word":"contents","sentiment":"neutral","sentiment_score":0.06308595836162567},{"word":"worth","start":401.32498,"end":401.565,"confidence":0.9974095,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.06295070797204971},{"word":"around","start":401.565,"end":401.88498,"confidence":0.9940708,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.06641885638237},{"word":"50","start":401.88498,"end":402.365,"confidence":0.93725204,"punctuated_word":"50,","sentiment":"neutral","sentiment_score":0.04131525754928589},{"word":"the","start":402.365,"end":402.60498,"confidence":0.99823403,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03577706217765808},{"word":"comsec","start":402.60498,"end":403.10498,"confidence":0.71529126,"punctuated_word":"Comsec","sentiment":"neutral","sentiment_score":0.052901286631822586},{"word":"account","start":403.16498,"end":403.485,"confidence":0.9994271,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.06530804932117462},{"word":"worth","start":403.485,"end":403.805,"confidence":0.99573046,"punctuated_word":"worth","sentiment":"neutral","sentiment_score":0.06516318023204803},{"word":"around","start":403.805,"end":404.305,"confidence":0.99942386,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.0663866400718689},{"word":"5,300","start":404.445,"end":405.485,"confidence":0.9988262,"punctuated_word":"5,300.","sentiment":"neutral","sentiment_score":0.05479395389556885},{"word":"do","start":405.485,"end":405.565,"confidence":0.9997228,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.015178058296442032},{"word":"you","start":405.565,"end":405.725,"confidence":0.9997553,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.004177547991275787},{"word":"still","start":405.725,"end":405.965,"confidence":0.9998486,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.001474224030971527},{"word":"have","start":405.965,"end":406.04498,"confidence":0.9988141,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.01158422976732254},{"word":"that","start":406.04498,"end":406.205,"confidence":0.9997466,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0051229484379291534},{"word":"one","start":406.205,"end":406.705,"confidence":0.9989276,"punctuated_word":"one?","sentiment":"neutral","sentiment_score":-0.002559851855039597},{"word":"yep","start":418.30002,"end":418.7,"confidence":0.9898155,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06934261322021484},{"word":"and","start":418.7,"end":419.2,"confidence":0.9980254,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02899625338613987},{"word":"the","start":419.42,"end":419.82,"confidence":0.9976205,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.025388261303305622},{"word":"stake","start":419.82,"end":420.06,"confidence":0.95182264,"punctuated_word":"stake","sentiment":"neutral","sentiment_score":0.030389364808797836},{"word":"investment","start":420.06,"end":420.54,"confidence":0.99961334,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.02137845940887928},{"word":"portfolio","start":420.54,"end":420.94,"confidence":0.9799624,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.028422418981790543},{"word":"do","start":420.94,"end":421.1,"confidence":0.99953604,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.02440857514739037},{"word":"you","start":421.1,"end":421.18,"confidence":0.9991379,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.034807708114385605},{"word":"still","start":421.18,"end":421.42,"confidence":0.9998227,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.038660794496536255},{"word":"have","start":421.42,"end":421.58002,"confidence":0.99981004,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.029247932136058807},{"word":"that","start":421.58002,"end":421.74002,"confidence":0.99961346,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05468127131462097},{"word":"one","start":421.74002,"end":421.9,"confidence":0.99970526,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.04961205646395683},{"word":"as","start":421.9,"end":422.06,"confidence":0.9998103,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0634118840098381},{"word":"well","start":422.06,"end":422.535,"confidence":0.99890804,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.043667376041412354},{"word":"do","start":425.015,"end":425.055,"confidence":0.61835027,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.017770826816558838},{"word":"you","start":425.055,"end":425.095,"confidence":0.9942879,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02190973423421383},{"word":"know","start":425.095,"end":425.595,"confidence":0.7275515,"punctuated_word":"know?","sentiment":"neutral","sentiment_score":0.029188714921474457},{"word":"right","start":430.855,"end":431.095,"confidence":0.47194782,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.0502740666270256},{"word":"yep","start":431.095,"end":431.575,"confidence":0.9892062,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04013811424374581},{"word":"and","start":431.575,"end":431.895,"confidence":0.93534666,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.025475192815065384},{"word":"then","start":431.895,"end":432.395,"confidence":0.6541647,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.02812032587826252},{"word":"and","start":442.78998,"end":442.94998,"confidence":0.52517176,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.031613148748874664},{"word":"then","start":442.94998,"end":443.19,"confidence":0.7838174,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.0018756091594696045},{"word":"the","start":443.19,"end":443.43,"confidence":0.9514969,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.004398532211780548},{"word":"raise","start":443.43,"end":443.83,"confidence":0.69014716,"punctuated_word":"raise","sentiment":"neutral","sentiment_score":0.0035456884652376175},{"word":"account","start":443.83,"end":444.15,"confidence":0.99435025,"punctuated_word":"account","sentiment":"neutral","sentiment_score":0.0001927800476551056},{"word":"currently","start":444.15,"end":444.62997,"confidence":0.8839243,"punctuated_word":"currently,","sentiment":"neutral","sentiment_score":-0.006842146627604961},{"word":"do","start":444.62997,"end":444.78998,"confidence":0.999451,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.006047099828720093},{"word":"you","start":444.78998,"end":444.94998,"confidence":0.9983778,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00639711320400238},{"word":"know","start":444.94998,"end":445.11,"confidence":0.9985846,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.002074766904115677},{"word":"roughly","start":445.11,"end":445.43,"confidence":0.9942139,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":0.003024056553840637},{"word":"what","start":445.43,"end":445.59,"confidence":0.9991621,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.00799061730504036},{"word":"that","start":445.59,"end":445.75,"confidence":0.997624,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.009862136095762253},{"word":"balance","start":445.75,"end":446.06998,"confidence":0.9993554,"punctuated_word":"balance","sentiment":"neutral","sentiment_score":-0.00941101461648941},{"word":"is","start":446.06998,"end":446.22998,"confidence":0.99798065,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.007332742214202881},{"word":"sitting","start":446.22998,"end":446.55,"confidence":0.9741368,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.0032725371420383453},{"word":"at","start":446.55,"end":446.775,"confidence":0.9665648,"punctuated_word":"at?","sentiment":"neutral","sentiment_score":0.003984343260526657},{"word":"perfect","start":451.895,"end":452.375,"confidence":0.9946989,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.29609325528144836},{"word":"and","start":452.375,"end":452.615,"confidence":0.9828038,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.12736153602600098},{"word":"as","start":452.615,"end":452.775,"confidence":0.975495,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1563962697982788},{"word":"far","start":452.775,"end":453.275,"confidence":0.9625828,"punctuated_word":"far","sentiment":"neutral","sentiment_score":0.0012223757803440094},{"word":"$1.16","start":453.815,"end":454.535,"confidence":0.53742564,"punctuated_word":"$1.16","sentiment":"neutral","sentiment_score":-0.002743893302977085},{"word":"3","start":454.535,"end":454.85498,"confidence":0.9347241,"punctuated_word":"3.","sentiment":"neutral","sentiment_score":0.0022738017141819},{"word":"and","start":454.85498,"end":455.095,"confidence":0.99917054,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.015983765944838524},{"word":"as","start":455.095,"end":455.255,"confidence":0.999671,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.020687704905867577},{"word":"far","start":455.255,"end":455.41498,"confidence":0.9996971,"punctuated_word":"far","sentiment":"neutral","sentiment_score":0.021726759150624275},{"word":"as","start":455.41498,"end":455.655,"confidence":0.995773,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.017110278829932213},{"word":"the","start":455.655,"end":455.975,"confidence":0.99757594,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.020241372287273407},{"word":"the","start":455.975,"end":456.13498,"confidence":0.9537323,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014065872877836227},{"word":"savings","start":456.13498,"end":456.535,"confidence":0.989772,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.006638683378696442},{"word":"cash","start":456.535,"end":456.775,"confidence":0.93443185,"punctuated_word":"cash","sentiment":"neutral","sentiment_score":0.012821037322282791},{"word":"buffer","start":456.775,"end":457.095,"confidence":0.984809,"punctuated_word":"buffer","sentiment":"neutral","sentiment_score":0.015294473618268968},{"word":"you","start":457.095,"end":457.175,"confidence":0.9961074,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.007753957062959671},{"word":"got","start":457.175,"end":457.335,"confidence":0.8046804,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.013089507818222046},{"word":"at","start":457.335,"end":457.41498,"confidence":0.9996675,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.00003788992762565613},{"word":"the","start":457.41498,"end":457.495,"confidence":0.99939585,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014605697244405746},{"word":"moment","start":457.495,"end":457.815,"confidence":0.99795055,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.00623449869453907},{"word":"do","start":457.815,"end":457.895,"confidence":0.9992077,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.008334444835782051},{"word":"you","start":457.895,"end":457.975,"confidence":0.99916756,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0027999766170978546},{"word":"know","start":457.975,"end":458.055,"confidence":0.99817955,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.00255611352622509},{"word":"roughly","start":458.055,"end":458.375,"confidence":0.9966838,"punctuated_word":"roughly","sentiment":"neutral","sentiment_score":0.006446044892072678},{"word":"what","start":458.375,"end":458.535,"confidence":0.999313,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0020195264369249344},{"word":"that's","start":458.535,"end":458.775,"confidence":0.9957091,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.001062058610841632},{"word":"hovering","start":458.775,"end":459.095,"confidence":0.99920887,"punctuated_word":"hovering","sentiment":"neutral","sentiment_score":0.011983082629740238},{"word":"around","start":459.095,"end":459.255,"confidence":0.76975846,"punctuated_word":"around,","sentiment":"neutral","sentiment_score":0.012688680551946163},{"word":"if","start":459.255,"end":459.41498,"confidence":0.9995796,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.02467300184071064},{"word":"you","start":459.41498,"end":459.495,"confidence":0.99982196,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.01344124972820282},{"word":"don't","start":459.495,"end":459.655,"confidence":0.9999285,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.010255659930408},{"word":"mind","start":459.655,"end":459.815,"confidence":0.99989736,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":0.0003873854875564575},{"word":"me","start":459.815,"end":459.975,"confidence":0.9984919,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.004028871655464172},{"word":"asking","start":459.975,"end":460.44,"confidence":0.997485,"punctuated_word":"asking?","sentiment":"neutral","sentiment_score":-0.0035426095128059387},{"word":"right","start":470.6,"end":470.92,"confidence":0.7138881,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.02161467634141445},{"word":"let's","start":470.92,"end":471.16,"confidence":0.8370484,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.02443847618997097},{"word":"get","start":471.16,"end":471.32,"confidence":0.9906949,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.023213587701320648},{"word":"that","start":471.32,"end":471.56,"confidence":0.9994832,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04145573824644089},{"word":"updated","start":471.56,"end":472.06,"confidence":0.99816656,"punctuated_word":"updated","sentiment":"neutral","sentiment_score":0.040528036653995514},{"word":"there","start":472.12,"end":472.62,"confidence":0.9867917,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.02564927749335766},{"word":"and","start":473.195,"end":473.355,"confidence":0.9894824,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.0010068640112876892},{"word":"any","start":473.355,"end":473.595,"confidence":0.9991202,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.006269341334700584},{"word":"other","start":473.595,"end":473.83502,"confidence":0.9994192,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.0001502297818660736},{"word":"assets","start":473.83502,"end":474.155,"confidence":0.99404573,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.001344773918390274},{"word":"or","start":474.155,"end":474.315,"confidence":0.7549338,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0014334786683321},{"word":"liabilities","start":474.315,"end":474.635,"confidence":0.99923265,"punctuated_word":"liabilities","sentiment":"neutral","sentiment_score":-0.0023096203804016113},{"word":"that","start":474.635,"end":474.795,"confidence":0.8424746,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.005129428580403328},{"word":"i","start":474.795,"end":474.875,"confidence":0.82634753,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.011437526904046535},{"word":"haven't","start":474.875,"end":475.035,"confidence":0.910983,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.010324296541512012},{"word":"mentioned","start":475.035,"end":475.27502,"confidence":0.9990771,"punctuated_word":"mentioned","sentiment":"neutral","sentiment_score":-0.0121877770870924},{"word":"there","start":475.27502,"end":475.67502,"confidence":0.9658575,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":-0.009662069380283356},{"word":"no","start":475.67502,"end":475.83502,"confidence":0.9941379,"punctuated_word":"No","sentiment":"neutral","sentiment_score":-0.03545137122273445},{"word":"sort","start":475.83502,"end":475.995,"confidence":0.99756575,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.04664602130651474},{"word":"of","start":475.995,"end":476.075,"confidence":0.99296075,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03878938406705856},{"word":"boats","start":476.075,"end":476.39502,"confidence":0.9891631,"punctuated_word":"boats,","sentiment":"neutral","sentiment_score":-0.042674578726291656},{"word":"trailers","start":476.39502,"end":476.795,"confidence":0.9957849,"punctuated_word":"trailers,","sentiment":"neutral","sentiment_score":-0.049955666065216064},{"word":"caravans","start":476.795,"end":477.27502,"confidence":0.9376996,"punctuated_word":"caravans,","sentiment":"neutral","sentiment_score":-0.04195673391222954},{"word":"or","start":477.27502,"end":477.355,"confidence":0.9584536,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.05804332345724106},{"word":"anything","start":477.355,"end":477.855,"confidence":0.99277043,"punctuated_word":"anything?","sentiment":"neutral","sentiment_score":-0.06191905587911606},{"word":"perfect","start":520.68,"end":521.175,"confidence":0.7423032,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.26644182205200195},{"word":"and","start":521.975,"end":522.21497,"confidence":0.9455958,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04603340104222298},{"word":"sorry","start":522.21497,"end":522.455,"confidence":0.48320836,"punctuated_word":"sorry","sentiment":"neutral","sentiment_score":-0.009465515613555908},{"word":"you've","start":522.455,"end":522.615,"confidence":0.69797313,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.04040003567934036},{"word":"answered","start":522.615,"end":522.935,"confidence":0.99892455,"punctuated_word":"answered","sentiment":"neutral","sentiment_score":0.04464084655046463},{"word":"these","start":522.935,"end":523.175,"confidence":0.99769956,"punctuated_word":"these","sentiment":"neutral","sentiment_score":0.008075162768363953},{"word":"questions","start":523.175,"end":523.575,"confidence":0.9994568,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.0016585327684879303},{"word":"previously","start":523.575,"end":524.055,"confidence":0.9741496,"punctuated_word":"previously,","sentiment":"neutral","sentiment_score":-0.007991822436451912},{"word":"but","start":524.055,"end":524.21497,"confidence":0.9995291,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0016247965395450592},{"word":"you","start":524.21497,"end":524.295,"confidence":0.9993569,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.003887221217155457},{"word":"haven't","start":524.295,"end":524.535,"confidence":0.99973595,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.017040561884641647},{"word":"declared","start":524.535,"end":524.855,"confidence":0.9994486,"punctuated_word":"declared","sentiment":"neutral","sentiment_score":-0.052803121507167816},{"word":"bankruptcy","start":524.855,"end":525.255,"confidence":0.67591494,"punctuated_word":"bankruptcy","sentiment":"neutral","sentiment_score":-0.052762340754270554},{"word":"of","start":525.255,"end":525.415,"confidence":0.60521215,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04333484545350075},{"word":"your","start":525.415,"end":525.495,"confidence":0.98450005,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.03364801034331322},{"word":"partner","start":525.495,"end":525.735,"confidence":0.8478167,"punctuated_word":"partner","sentiment":"neutral","sentiment_score":-0.03901322931051254},{"word":"on","start":525.735,"end":525.89496,"confidence":0.51310116,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.008927322924137115},{"word":"debt","start":525.89496,"end":526.055,"confidence":0.9842376,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":-0.06048121675848961},{"word":"agreements","start":526.055,"end":526.535,"confidence":0.7603307,"punctuated_word":"agreements","sentiment":"neutral","sentiment_score":-0.02833135798573494},{"word":"previously","start":526.535,"end":527.035,"confidence":0.86189926,"punctuated_word":"previously,","sentiment":"neutral","sentiment_score":-0.0019237622618675232},{"word":"have","start":527.255,"end":527.495,"confidence":0.996114,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.006891850382089615},{"word":"you","start":527.495,"end":527.995,"confidence":0.9993535,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":-0.01740247942507267},{"word":"no","start":529.815,"end":530.315,"confidence":0.88640636,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.16006655991077423},{"word":"yeah","start":531.65497,"end":532.135,"confidence":0.96609724,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.14165005087852478},{"word":"fantastic","start":532.135,"end":532.635,"confidence":0.99925655,"punctuated_word":"Fantastic.","sentiment":"neutral","sentiment_score":-0.08185504376888275},{"word":"yeah","start":535.19,"end":535.43,"confidence":0.9705384,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.05437431484460831},{"word":"there's","start":535.43,"end":535.83,"confidence":0.9289512,"punctuated_word":"There's","sentiment":"neutral","sentiment_score":0.3032447099685669},{"word":"good","start":535.83,"end":535.99,"confidence":0.67640644,"punctuated_word":"good","sentiment":"positive","sentiment_score":0.34105604887008667},{"word":"debt","start":535.99,"end":536.15,"confidence":0.98896736,"punctuated_word":"debt","sentiment":"neutral","sentiment_score":0.30280959606170654},{"word":"and","start":536.15,"end":536.31,"confidence":0.99031115,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.23792868852615356},{"word":"bad","start":536.31,"end":536.55,"confidence":0.9998841,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":0.1873568892478943},{"word":"debt","start":536.55,"end":536.71,"confidence":0.9409095,"punctuated_word":"debt.","sentiment":"neutral","sentiment_score":0.2785792350769043},{"word":"at","start":536.71,"end":536.87,"confidence":0.99771214,"punctuated_word":"At","sentiment":"neutral","sentiment_score":0.26422545313835144},{"word":"least","start":536.87,"end":537.11,"confidence":0.99988115,"punctuated_word":"least","sentiment":"neutral","sentiment_score":0.2214612364768982},{"word":"you","start":537.11,"end":537.19,"confidence":0.86880744,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.252385675907135},{"word":"don't","start":537.19,"end":537.35,"confidence":0.9987195,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.22361379861831665},{"word":"have","start":537.35,"end":537.51,"confidence":0.99973136,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2555840313434601},{"word":"the","start":537.51,"end":537.67,"confidence":0.99830914,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1307917982339859},{"word":"bad","start":537.67,"end":537.91,"confidence":0.9998981,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":-0.17099064588546753},{"word":"debt","start":537.91,"end":538.41,"confidence":0.7649962,"punctuated_word":"debt.","sentiment":"neutral","sentiment_score":0.03426433354616165},{"word":"you","start":538.63,"end":538.79,"confidence":0.9407364,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.1536245495080948},{"word":"can","start":538.79,"end":538.95,"confidence":0.623494,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13295571506023407},{"word":"work","start":538.95,"end":539.11,"confidence":0.99984944,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.31147968769073486},{"word":"towards","start":539.11,"end":539.43,"confidence":0.998345,"punctuated_word":"towards","sentiment":"positive","sentiment_score":0.3616750240325928},{"word":"getting","start":539.43,"end":539.75,"confidence":0.9986424,"punctuated_word":"getting","sentiment":"positive","sentiment_score":0.36541831493377686},{"word":"the","start":539.75,"end":539.91,"confidence":0.98221165,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.33506637811660767},{"word":"good","start":539.91,"end":540.07,"confidence":0.99833363,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2952781915664673},{"word":"debts","start":540.07,"end":540.31,"confidence":0.93632954,"punctuated_word":"debts","sentiment":"positive","sentiment_score":0.4202714264392853},{"word":"and","start":540.31,"end":540.55,"confidence":0.91791004,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.4066448509693146},{"word":"purchasing","start":540.55,"end":540.87,"confidence":0.99826545,"punctuated_word":"purchasing","sentiment":"positive","sentiment_score":0.49450504779815674},{"word":"a","start":540.87,"end":541.03,"confidence":0.95751077,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.41155773401260376},{"word":"home","start":541.03,"end":541.19,"confidence":0.90134484,"punctuated_word":"home,","sentiment":"neutral","sentiment_score":0.24870020151138303},{"word":"things","start":541.19,"end":541.43,"confidence":0.99782205,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.22281843423843384},{"word":"like","start":541.43,"end":541.59,"confidence":0.9989127,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.2098485976457596},{"word":"that","start":541.59,"end":541.75,"confidence":0.99979174,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.36001473665237427},{"word":"we","start":541.75,"end":541.99,"confidence":0.99934083,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.19974422454833984},{"word":"also","start":541.99,"end":542.31,"confidence":0.99947506,"punctuated_word":"also","sentiment":"neutral","sentiment_score":0.15647977590560913},{"word":"do","start":542.31,"end":542.55,"confidence":0.9994336,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.2407383024692535},{"word":"have","start":542.55,"end":543.05,"confidence":0.71038723,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.22469455003738403},{"word":"like","start":543.27,"end":543.51,"confidence":0.97732604,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.2078867405653},{"word":"the","start":543.51,"end":543.59,"confidence":0.97746164,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1997232437133789},{"word":"trusted","start":543.59,"end":544.07,"confidence":0.9990677,"punctuated_word":"trusted","sentiment":"neutral","sentiment_score":0.16605177521705627},{"word":"mortgage","start":544.07,"end":544.47003,"confidence":0.9995546,"punctuated_word":"mortgage","sentiment":"neutral","sentiment_score":0.187451109290123},{"word":"brokers","start":544.47003,"end":544.95,"confidence":0.998686,"punctuated_word":"brokers","sentiment":"neutral","sentiment_score":0.15576696395874023},{"word":"here","start":544.95,"end":545.19,"confidence":0.9995839,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.20597374439239505},{"word":"as","start":545.19,"end":545.27,"confidence":0.99738795,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.1508396416902542},{"word":"well","start":545.27,"end":545.59,"confidence":0.9694778,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.14489558339118958},{"word":"obviously","start":545.59,"end":546.09,"confidence":0.9870435,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":0.045087479054927826},{"word":"you","start":546.14,"end":546.39,"confidence":0.51371104,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05024786666035652},{"word":"know","start":546.39,"end":546.63,"confidence":0.9987045,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.02168586291372776},{"word":"being","start":546.63,"end":547.095,"confidence":0.99415106,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.02376970648765564},{"word":"time","start":547.33496,"end":547.495,"confidence":0.96592414,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.033348046243190765},{"word":"differences","start":547.495,"end":547.89496,"confidence":0.6522472,"punctuated_word":"differences","sentiment":"neutral","sentiment_score":-0.0863320454955101},{"word":"and","start":547.89496,"end":547.975,"confidence":0.89867324,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.045042235404253006},{"word":"things","start":547.975,"end":548.13495,"confidence":0.9977284,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.04076395928859711},{"word":"like","start":548.13495,"end":548.21497,"confidence":0.9799473,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.036796849220991135},{"word":"that","start":548.21497,"end":548.375,"confidence":0.9974033,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.01649858057498932},{"word":"as","start":548.375,"end":548.45496,"confidence":0.96588355,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.010953109711408617},{"word":"well","start":548.45496,"end":548.615,"confidence":0.916364,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.006465550512075424},{"word":"it","start":548.615,"end":548.69495,"confidence":0.9841241,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.030022189021110535},{"word":"can","start":548.69495,"end":548.855,"confidence":0.9998056,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.004240542650222778},{"word":"be","start":548.855,"end":548.935,"confidence":0.99959224,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.01557060331106186},{"word":"a","start":548.935,"end":549.01495,"confidence":0.9994783,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.008825059980154037},{"word":"little","start":549.01495,"end":549.175,"confidence":0.99982125,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.02953906357288361},{"word":"bit","start":549.175,"end":549.25494,"confidence":0.9981,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03714437782764435},{"word":"more","start":549.25494,"end":549.415,"confidence":0.999833,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.021963685750961304},{"word":"difficult","start":549.415,"end":549.81494,"confidence":0.7830536,"punctuated_word":"difficult,","sentiment":"neutral","sentiment_score":0.032695621252059937},{"word":"but","start":549.81494,"end":550.055,"confidence":0.952711,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.12069076299667358},{"word":"we","start":550.055,"end":550.21497,"confidence":0.9995734,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.19426971673965457},{"word":"can","start":550.21497,"end":550.45496,"confidence":0.9999393,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17748083174228668},{"word":"make","start":550.45496,"end":550.69495,"confidence":0.99932075,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.175499826669693},{"word":"a","start":550.69495,"end":550.855,"confidence":0.99953365,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.23164060711860657},{"word":"referral","start":550.855,"end":551.25494,"confidence":0.99957293,"punctuated_word":"referral","sentiment":"neutral","sentiment_score":0.17050623893737793},{"word":"to","start":551.25494,"end":551.415,"confidence":0.999253,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19012421369552612},{"word":"them","start":551.415,"end":551.57495,"confidence":0.99986875,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.1492709368467331},{"word":"if","start":551.57495,"end":551.735,"confidence":0.7587825,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.20153068006038663},{"word":"you","start":551.735,"end":551.89496,"confidence":0.99969137,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15045665204524994},{"word":"wanna","start":551.89496,"end":552.055,"confidence":0.6065855,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.18984365463256836},{"word":"do","start":552.055,"end":552.21497,"confidence":0.9698401,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.14527037739753723},{"word":"have","start":552.21497,"end":552.71497,"confidence":0.7656988,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.17469455301761627},{"word":"a","start":552.77496,"end":553.01495,"confidence":0.9983197,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1495206505060196},{"word":"a","start":553.01495,"end":553.095,"confidence":0.79306835,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1397799402475357},{"word":"conversation","start":553.095,"end":553.57495,"confidence":0.89946157,"punctuated_word":"conversation,","sentiment":"neutral","sentiment_score":0.15291491150856018},{"word":"especially","start":553.57495,"end":553.975,"confidence":0.99565315,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.12325099110603333},{"word":"when","start":553.975,"end":554.13495,"confidence":0.9577956,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.12165389955043791},{"word":"your","start":554.13495,"end":554.295,"confidence":0.984298,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09121988713741302},{"word":"partner","start":554.295,"end":554.615,"confidence":0.9959181,"punctuated_word":"partner","sentiment":"neutral","sentiment_score":0.07785770297050476},{"word":"starts","start":554.615,"end":554.855,"confidence":0.9989291,"punctuated_word":"starts","sentiment":"neutral","sentiment_score":0.0982384830713272},{"word":"to","start":554.855,"end":555.01495,"confidence":0.9985599,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0977846533060074},{"word":"resume","start":555.01495,"end":555.415,"confidence":0.9996226,"punctuated_word":"resume","sentiment":"neutral","sentiment_score":0.06494395434856415},{"word":"a","start":555.415,"end":555.495,"confidence":0.992601,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07576720416545868},{"word":"bit","start":555.495,"end":555.735,"confidence":0.999537,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.046735167503356934},{"word":"more","start":555.735,"end":555.89496,"confidence":0.9998217,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.03055017814040184},{"word":"work","start":555.89496,"end":556.13495,"confidence":0.999899,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.05784952640533447},{"word":"as","start":556.13495,"end":556.295,"confidence":0.9988757,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.047917891293764114},{"word":"well","start":556.295,"end":556.375,"confidence":0.99994123,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.11135423183441162},{"word":"and","start":556.375,"end":556.535,"confidence":0.89365077,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08273965865373611},{"word":"sort","start":556.535,"end":556.69495,"confidence":0.9577248,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.06957900524139404},{"word":"of","start":556.69495,"end":556.855,"confidence":0.8930355,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08472692966461182},{"word":"see","start":556.855,"end":556.935,"confidence":0.9930252,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.08982695639133453},{"word":"what","start":556.935,"end":557.095,"confidence":0.99359447,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0869293361902237},{"word":"your","start":557.095,"end":557.25494,"confidence":0.9431309,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05747676268219948},{"word":"borrowing","start":557.25494,"end":557.57495,"confidence":0.9535741,"punctuated_word":"borrowing","sentiment":"neutral","sentiment_score":0.0437898263335228},{"word":"power","start":557.57495,"end":557.81494,"confidence":0.9951049,"punctuated_word":"power","sentiment":"neutral","sentiment_score":0.037840310484170914},{"word":"looks","start":557.81494,"end":558.055,"confidence":0.9991991,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.03261252120137215},{"word":"like","start":558.055,"end":558.21497,"confidence":0.99923384,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.029768645763397217},{"word":"and","start":558.21497,"end":558.375,"confidence":0.9802744,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.04911753907799721},{"word":"things","start":558.375,"end":558.535,"confidence":0.9995432,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.03582016006112099},{"word":"like","start":558.535,"end":558.69495,"confidence":0.9354829,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.022810697555541992},{"word":"that","start":558.69495,"end":558.855,"confidence":0.97595507,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05427876114845276},{"word":"as","start":558.855,"end":559.01495,"confidence":0.9979746,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.034999147057533264},{"word":"well","start":559.01495,"end":559.35,"confidence":0.9959084,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.03818265348672867},{"word":"okay","start":569.11,"end":569.43,"confidence":0.99034756,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.05069015547633171},{"word":"and","start":569.43,"end":569.93,"confidence":0.7156526,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.04805787652730942},{"word":"when","start":570.06995,"end":570.23,"confidence":0.99508214,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.05765820667147637},{"word":"are","start":570.23,"end":570.31,"confidence":0.87397504,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.0741807147860527},{"word":"you","start":570.31,"end":570.55,"confidence":0.9988931,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0832274854183197},{"word":"sort","start":570.55,"end":570.79,"confidence":0.994639,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.11552630364894868},{"word":"of","start":570.79,"end":571.02997,"confidence":0.8937461,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.11579655855894087},{"word":"looking","start":571.02997,"end":571.35,"confidence":0.997804,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.10203839093446732},{"word":"at","start":571.35,"end":571.75,"confidence":0.9989612,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.11278747767210008},{"word":"doing","start":571.75,"end":572.06995,"confidence":0.9996563,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.11147046089172365},{"word":"that","start":572.06995,"end":572.47,"confidence":0.9994825,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.09747877717018127},{"word":"potentially","start":572.47,"end":572.97,"confidence":0.8224083,"punctuated_word":"potentially?","sentiment":"neutral","sentiment_score":-0.0909956693649292},{"word":"yep","start":589.39,"end":589.89,"confidence":0.7715895,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.006684802006930113},{"word":"because","start":590.19,"end":590.67004,"confidence":0.70027876,"punctuated_word":"Because,","sentiment":"neutral","sentiment_score":-0.019825251772999763},{"word":"obviously","start":590.67004,"end":591.17004,"confidence":0.9986365,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.027304593473672867},{"word":"within","start":591.31,"end":591.79004,"confidence":0.98639894,"punctuated_word":"within","sentiment":"neutral","sentiment_score":-0.04908765107393265},{"word":"regards","start":591.79004,"end":592.29004,"confidence":0.99825674,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":-0.027964547276496887},{"word":"to","start":592.35004,"end":592.59,"confidence":0.99979633,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.031185593456029892},{"word":"that","start":592.59,"end":593.09,"confidence":0.9695984,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.03842240944504738},{"word":"generally","start":593.87,"end":594.37,"confidence":0.87384874,"punctuated_word":"generally,","sentiment":"neutral","sentiment_score":-0.03847235068678856},{"word":"for","start":594.59,"end":594.83,"confidence":0.9628095,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.03156018629670143},{"word":"people","start":594.83,"end":595.15,"confidence":0.9945998,"punctuated_word":"people","sentiment":"neutral","sentiment_score":-0.01490139588713646},{"word":"that","start":595.15,"end":595.31,"confidence":0.99970406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03986567258834839},{"word":"are","start":595.31,"end":595.47003,"confidence":0.9996257,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.0331902951002121},{"word":"moving","start":595.47003,"end":595.79004,"confidence":0.99992967,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":-0.03280310705304146},{"word":"overseas","start":595.79004,"end":596.19,"confidence":0.99891055,"punctuated_word":"overseas","sentiment":"neutral","sentiment_score":-0.034149669110774994},{"word":"and","start":596.19,"end":596.35004,"confidence":0.99555004,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0451834574341774},{"word":"planning","start":596.35004,"end":596.59,"confidence":0.9993755,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":-0.03726620227098465},{"word":"on","start":596.59,"end":596.75,"confidence":0.9992287,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.05110778659582138},{"word":"staying","start":596.75,"end":597.07,"confidence":0.9999269,"punctuated_word":"staying","sentiment":"neutral","sentiment_score":-0.047479841858148575},{"word":"overseas","start":597.07,"end":597.55,"confidence":0.99814236,"punctuated_word":"overseas,","sentiment":"neutral","sentiment_score":-0.05695873498916626},{"word":"we","start":597.55,"end":597.71,"confidence":0.9997396,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.098266139626503},{"word":"can't","start":597.71,"end":598.03,"confidence":0.9999295,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.10933562368154526},{"word":"give","start":598.03,"end":598.27,"confidence":0.99888414,"punctuated_word":"give","sentiment":"neutral","sentiment_score":-0.14758771657943726},{"word":"personalized","start":598.27,"end":598.75,"confidence":0.99705815,"punctuated_word":"personalized","sentiment":"neutral","sentiment_score":-0.09208066016435625},{"word":"advice","start":598.75,"end":599.07,"confidence":0.99584526,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.09589998424053192},{"word":"for","start":599.07,"end":599.15,"confidence":0.5602546,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.13477501273155212},{"word":"it","start":599.15,"end":599.23004,"confidence":0.66757876,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1090926080942154},{"word":"because","start":599.23004,"end":599.47003,"confidence":0.94809663,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.11518675833940506},{"word":"we're","start":599.47003,"end":599.63,"confidence":0.9995949,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.09949526190757751},{"word":"not","start":599.63,"end":599.79004,"confidence":0.99987113,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.09133456647396088},{"word":"licensed","start":599.79004,"end":600.19,"confidence":0.9981817,"punctuated_word":"licensed","sentiment":"neutral","sentiment_score":-0.05570613220334053},{"word":"to","start":600.19,"end":600.69,"confidence":0.9985826,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07883428037166595},{"word":"take","start":600.935,"end":601.095,"confidence":0.998248,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.06437855958938599},{"word":"into","start":601.095,"end":601.33496,"confidence":0.99770594,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.062129903584718704},{"word":"consideration","start":601.33496,"end":601.83496,"confidence":0.82420915,"punctuated_word":"consideration,","sentiment":"neutral","sentiment_score":-0.07929914444684982},{"word":"obviously","start":602.21497,"end":602.71497,"confidence":0.9900397,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.10947782546281816},{"word":"you","start":602.855,"end":603.095,"confidence":0.7282036,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09479103982448578},{"word":"know","start":603.095,"end":603.415,"confidence":0.9991493,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.08740599453449249},{"word":"international","start":603.415,"end":603.915,"confidence":0.99424005,"punctuated_word":"international","sentiment":"neutral","sentiment_score":-0.08870071172714233},{"word":"equities","start":604.45496,"end":604.95496,"confidence":0.84908205,"punctuated_word":"equities,","sentiment":"neutral","sentiment_score":-0.06436058133840561},{"word":"things","start":605.01495,"end":605.33496,"confidence":0.97022456,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.06760743260383606},{"word":"like","start":605.33496,"end":605.495,"confidence":0.999265,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.06548966467380524},{"word":"that","start":605.495,"end":605.65497,"confidence":0.99927634,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0703122466802597},{"word":"in","start":605.65497,"end":605.815,"confidence":0.87271243,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.057418450713157654},{"word":"terms","start":605.815,"end":606.135,"confidence":0.9999137,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.018231067806482315},{"word":"of","start":606.135,"end":606.295,"confidence":0.8662116,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.04761644825339317},{"word":"like","start":606.295,"end":606.615,"confidence":0.9949109,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.047753967344760895},{"word":"you","start":606.615,"end":606.855,"confidence":0.9993843,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0645328164100647},{"word":"being","start":606.855,"end":607.255,"confidence":0.99898833,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.06646738946437836},{"word":"overseas","start":607.255,"end":607.65497,"confidence":0.9973131,"punctuated_word":"overseas","sentiment":"neutral","sentiment_score":-0.04316307231783867},{"word":"and","start":607.65497,"end":607.815,"confidence":0.9722569,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.07686718553304672},{"word":"providing","start":607.815,"end":608.21497,"confidence":0.9997366,"punctuated_word":"providing","sentiment":"neutral","sentiment_score":-0.07611104846000671},{"word":"advice","start":608.21497,"end":608.71497,"confidence":0.9161015,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.048721253871917725},{"word":"while","start":609.175,"end":609.415,"confidence":0.9468967,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.07185079902410507},{"word":"being","start":609.415,"end":609.89496,"confidence":0.9993387,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.08197282254695892},{"word":"overseas","start":609.89496,"end":610.39496,"confidence":0.936352,"punctuated_word":"overseas.","sentiment":"neutral","sentiment_score":-0.05751402676105499},{"word":"but","start":611.415,"end":611.65497,"confidence":0.6361272,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.09404678642749786},{"word":"insane","start":611.65497,"end":612.15497,"confidence":0.61845237,"punctuated_word":"insane.","sentiment":"neutral","sentiment_score":-0.1381944715976715},{"word":"what","start":613.27,"end":613.77,"confidence":0.6362449,"punctuated_word":"What?","sentiment":"neutral","sentiment_score":-0.0929715409874916},{"word":"sorry","start":617.11,"end":617.61,"confidence":0.78027296,"punctuated_word":"Sorry?","sentiment":"neutral","sentiment_score":-0.10766472667455672},{"word":"that","start":619.51,"end":619.75,"confidence":0.39323625,"punctuated_word":"That","sentiment":"neutral","sentiment_score":-0.09808006882667542},{"word":"yeah","start":620.31,"end":620.63,"confidence":0.77911544,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.11317777633666992},{"word":"so","start":620.63,"end":620.79,"confidence":0.99721575,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.12440164387226103},{"word":"if","start":620.79,"end":621.02997,"confidence":0.99505436,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.14172400534152985},{"word":"you","start":621.02997,"end":621.27,"confidence":0.9993912,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1415928155183792},{"word":"were","start":621.27,"end":621.67,"confidence":0.9971499,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.1560765653848648},{"word":"planning","start":621.67,"end":622.07,"confidence":0.97290444,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":-0.14371757209300995},{"word":"on","start":622.07,"end":622.23,"confidence":0.999764,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.13175414502620697},{"word":"leaving","start":622.23,"end":622.63,"confidence":0.9053694,"punctuated_word":"leaving,","sentiment":"neutral","sentiment_score":-0.14474624395370483},{"word":"like","start":622.63,"end":622.87,"confidence":0.9596233,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.14554065465927124},{"word":"the","start":622.87,"end":623.19,"confidence":0.9980673,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13550882041454315},{"word":"most","start":623.19,"end":623.58997,"confidence":0.9765713,"punctuated_word":"most","sentiment":"neutral","sentiment_score":-0.1764134168624878},{"word":"likely","start":623.58997,"end":623.99,"confidence":0.9956096,"punctuated_word":"likely","sentiment":"neutral","sentiment_score":-0.20569343864917755},{"word":"thing","start":623.99,"end":624.23,"confidence":0.99934953,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":-0.19214536249637604},{"word":"that","start":624.23,"end":624.47,"confidence":0.9995541,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.18612012267112732},{"word":"would","start":624.47,"end":624.71,"confidence":0.99980515,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.17793743312358856},{"word":"happen","start":624.71,"end":625.21,"confidence":0.99982977,"punctuated_word":"happen","sentiment":"neutral","sentiment_score":-0.2032304555177689},{"word":"would","start":625.99,"end":626.23,"confidence":0.94106215,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.1835889369249344},{"word":"be","start":626.23,"end":626.47,"confidence":0.99970406,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.15554726123809814},{"word":"that","start":626.47,"end":626.79,"confidence":0.99910825,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.13958615064620972},{"word":"we","start":626.79,"end":626.95,"confidence":0.9958224,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.15897351503372192},{"word":"would","start":626.95,"end":627.45,"confidence":0.99969447,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.15805171430110931},{"word":"likely","start":627.705,"end":628.10504,"confidence":0.99948394,"punctuated_word":"likely","sentiment":"neutral","sentiment_score":-0.1547081172466278},{"word":"remove","start":628.10504,"end":628.505,"confidence":0.9976705,"punctuated_word":"remove","sentiment":"neutral","sentiment_score":-0.17050227522850037},{"word":"ourselves","start":628.505,"end":628.98505,"confidence":0.99783593,"punctuated_word":"ourselves","sentiment":"neutral","sentiment_score":-0.16445760428905487},{"word":"as","start":628.98505,"end":629.22504,"confidence":0.96093786,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.20503805577754977},{"word":"servicing","start":629.22504,"end":629.72504,"confidence":0.99883276,"punctuated_word":"servicing","sentiment":"neutral","sentiment_score":-0.15147431194782257},{"word":"advisers","start":629.78503,"end":630.185,"confidence":0.877962,"punctuated_word":"advisers","sentiment":"neutral","sentiment_score":-0.18304219841957092},{"word":"at","start":630.185,"end":630.42505,"confidence":0.9924078,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.16161157190799713},{"word":"the","start":630.42505,"end":630.505,"confidence":0.9916536,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.13575632870197296},{"word":"time","start":630.505,"end":630.74506,"confidence":0.9997905,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.11050260066986084},{"word":"you","start":630.74506,"end":630.98505,"confidence":0.9923381,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.10827389359474182},{"word":"sort","start":630.98505,"end":631.145,"confidence":0.98448956,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.11260469257831572},{"word":"of","start":631.145,"end":631.30505,"confidence":0.6263506,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08643488585948944},{"word":"left","start":631.30505,"end":631.54504,"confidence":0.9988991,"punctuated_word":"left","sentiment":"neutral","sentiment_score":-0.13826534152030945},{"word":"if","start":631.54504,"end":631.78503,"confidence":0.9001847,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.13867780566215515},{"word":"you","start":631.78503,"end":631.86505,"confidence":0.9994148,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11935844272375108},{"word":"weren't","start":631.86505,"end":632.10504,"confidence":0.9985865,"punctuated_word":"weren't","sentiment":"neutral","sentiment_score":-0.11202492564916612},{"word":"planning","start":632.10504,"end":632.42505,"confidence":0.99985576,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":-0.1277211755514145},{"word":"on","start":632.42505,"end":632.585,"confidence":0.9993175,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.1192050352692604},{"word":"returning","start":632.585,"end":632.98505,"confidence":0.9995183,"punctuated_word":"returning","sentiment":"neutral","sentiment_score":-0.1289234757423401},{"word":"to","start":632.98505,"end":633.145,"confidence":0.9997787,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12968233227729797},{"word":"australia","start":633.145,"end":633.625,"confidence":0.8794134,"punctuated_word":"Australia,","sentiment":"neutral","sentiment_score":-0.11551350355148315},{"word":"if","start":633.625,"end":633.86505,"confidence":0.9937103,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0893479660153389},{"word":"that","start":633.86505,"end":634.025,"confidence":0.9997943,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0805170089006424},{"word":"makes","start":634.025,"end":634.185,"confidence":0.9177841,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":-0.09392859041690826},{"word":"sense","start":634.185,"end":634.685,"confidence":0.8456865,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":-0.1245548129081726},{"word":"yeah","start":645.16,"end":645.39996,"confidence":0.85558546,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.120150126516819},{"word":"because","start":645.39996,"end":645.89996,"confidence":0.94657975,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.21617305278778076},{"word":"obviously","start":646.27997,"end":646.77997,"confidence":0.75010836,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.19018739461898804},{"word":"you","start":646.83997,"end":646.92,"confidence":0.99810636,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18843621015548703},{"word":"know","start":646.92,"end":647.0,"confidence":0.97110677,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.19669899344444275},{"word":"you","start":647.0,"end":647.16,"confidence":0.94240046,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2291397899389267},{"word":"can","start":647.16,"end":647.32,"confidence":0.9936692,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.19231188297271729},{"word":"still","start":647.32,"end":647.56,"confidence":0.99368435,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.12451915442943572},{"word":"manage","start":647.56,"end":647.88,"confidence":0.9975097,"punctuated_word":"manage","sentiment":"neutral","sentiment_score":-0.1530587375164032},{"word":"the","start":647.88,"end":647.95996,"confidence":0.82829726,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1552705019712448},{"word":"super","start":647.95996,"end":648.27997,"confidence":0.772378,"punctuated_word":"super","sentiment":"neutral","sentiment_score":-0.05502825230360031},{"word":"at","start":648.27997,"end":648.44,"confidence":0.9864486,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.12206698954105376},{"word":"some","start":648.44,"end":648.68,"confidence":0.9993344,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.12877681851387024},{"word":"level","start":648.68,"end":648.92,"confidence":0.9998374,"punctuated_word":"level","sentiment":"neutral","sentiment_score":-0.087043896317482},{"word":"of","start":648.92,"end":649.07996,"confidence":0.9968978,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0849333181977272},{"word":"capacity","start":649.07996,"end":649.56,"confidence":0.7607415,"punctuated_word":"capacity,","sentiment":"neutral","sentiment_score":-0.10427124798297882},{"word":"but","start":649.56,"end":649.72,"confidence":0.99928623,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.07490833103656769},{"word":"given","start":649.72,"end":649.95996,"confidence":0.98914206,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.2242746502161026},{"word":"that","start":649.95996,"end":650.04,"confidence":0.99875367,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1632014960050583},{"word":"you","start":650.04,"end":650.19995,"confidence":0.9991684,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18694821000099185},{"word":"wouldn't","start":650.19995,"end":650.44,"confidence":0.99948704,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.19581151008605957},{"word":"be","start":650.44,"end":650.6,"confidence":0.99828726,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.22682245075702667},{"word":"contributing","start":650.6,"end":651.07996,"confidence":0.9995926,"punctuated_word":"contributing","sentiment":"neutral","sentiment_score":-0.23028841614723208},{"word":"and","start":651.07996,"end":651.32,"confidence":0.38051295,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2145918309688568},{"word":"things","start":651.32,"end":651.56,"confidence":0.98227304,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.2528577744960785},{"word":"like","start":651.56,"end":651.72,"confidence":0.9991455,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.21128633618354797},{"word":"that","start":651.72,"end":652.22,"confidence":0.966822,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.2213304042816162},{"word":"it","start":652.36,"end":652.51996,"confidence":0.89116526,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2866876423358917},{"word":"might","start":652.51996,"end":652.68,"confidence":0.9992324,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.24921196699142456},{"word":"not","start":652.68,"end":652.965,"confidence":0.99948776,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.33381932973861694},{"word":"sort","start":652.965,"end":653.125,"confidence":0.9994823,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.332038015127182},{"word":"of","start":653.125,"end":653.28503,"confidence":0.99335855,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.35040032863616943},{"word":"it's","start":653.36505,"end":653.445,"confidence":0.95752776,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.36359703540802},{"word":"like","start":653.445,"end":653.685,"confidence":0.7942036,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.3592444360256195},{"word":"it","start":653.84503,"end":653.92505,"confidence":0.9925585,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4000774323940277},{"word":"generally","start":653.92505,"end":654.24506,"confidence":0.9787145,"punctuated_word":"generally","sentiment":"negative","sentiment_score":-0.3574247658252716},{"word":"ends","start":654.24506,"end":654.48505,"confidence":0.9424751,"punctuated_word":"ends","sentiment":"negative","sentiment_score":-0.4180484116077423},{"word":"up","start":654.48505,"end":654.645,"confidence":0.99789846,"punctuated_word":"up","sentiment":"negative","sentiment_score":-0.3941380083560944},{"word":"not","start":654.645,"end":654.80505,"confidence":0.99770784,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.46793079376220703},{"word":"being","start":654.80505,"end":654.965,"confidence":0.9994635,"punctuated_word":"being","sentiment":"negative","sentiment_score":-0.38502562046051025},{"word":"in","start":654.965,"end":655.125,"confidence":0.9986833,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.38451218605041504},{"word":"your","start":655.125,"end":655.28503,"confidence":0.9971546,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.3917508125305176},{"word":"best","start":655.28503,"end":655.525,"confidence":0.9992557,"punctuated_word":"best","sentiment":"neutral","sentiment_score":-0.31166738271713257},{"word":"interest","start":655.525,"end":655.765,"confidence":0.7152995,"punctuated_word":"interest.","sentiment":"negative","sentiment_score":-0.35421282052993774},{"word":"and","start":655.765,"end":655.92505,"confidence":0.9640836,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.18810151517391205},{"word":"then","start":655.92505,"end":656.005,"confidence":0.9926131,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.21013759076595304},{"word":"also","start":656.005,"end":656.24506,"confidence":0.81161255,"punctuated_word":"also","sentiment":"neutral","sentiment_score":-0.26995453238487244},{"word":"we","start":656.24506,"end":656.405,"confidence":0.58956146,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.25965481996536255},{"word":"can't","start":656.405,"end":656.72504,"confidence":0.9978124,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.25211551785469055},{"word":"provide","start":656.72504,"end":657.04504,"confidence":0.9997253,"punctuated_word":"provide","sentiment":"neutral","sentiment_score":-0.3077532649040222},{"word":"further","start":657.04504,"end":657.525,"confidence":0.99950206,"punctuated_word":"further","sentiment":"neutral","sentiment_score":-0.3164200782775879},{"word":"advice","start":657.525,"end":657.92505,"confidence":0.96695465,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.2731872498989105},{"word":"from","start":657.92505,"end":658.085,"confidence":0.66520166,"punctuated_word":"from","sentiment":"negative","sentiment_score":-0.33576884865760803},{"word":"it","start":658.085,"end":658.585,"confidence":0.5284168,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.24132059514522552},{"word":"if","start":659.04504,"end":659.125,"confidence":0.8623383,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.2659205198287964},{"word":"you","start":659.125,"end":659.205,"confidence":0.9976675,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.20849749445915225},{"word":"were","start":659.205,"end":659.445,"confidence":0.99377704,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.20214830338954928},{"word":"overseas","start":659.445,"end":659.945,"confidence":0.99695325,"punctuated_word":"overseas.","sentiment":"neutral","sentiment_score":-0.1375689059495926},{"word":"perfect","start":663.36505,"end":663.86505,"confidence":0.97847754,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.3112907409667969},{"word":"yes","start":665.94,"end":666.18,"confidence":0.8418869,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.06809830665588379},{"word":"still","start":666.18,"end":666.42,"confidence":0.8595833,"punctuated_word":"Still","sentiment":"positive","sentiment_score":0.377159982919693},{"word":"got","start":666.42,"end":666.57996,"confidence":0.9701184,"punctuated_word":"got","sentiment":"positive","sentiment_score":0.3710609972476959},{"word":"plenty","start":666.57996,"end":666.89996,"confidence":0.9987357,"punctuated_word":"plenty","sentiment":"positive","sentiment_score":0.3961150050163269},{"word":"of","start":666.89996,"end":666.98,"confidence":0.9975553,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.37444764375686646},{"word":"time","start":666.98,"end":667.3,"confidence":0.9117224,"punctuated_word":"time,","sentiment":"positive","sentiment_score":0.4474303126335144},{"word":"so","start":667.3,"end":667.45996,"confidence":0.9997905,"punctuated_word":"so","sentiment":"positive","sentiment_score":0.4940112829208374},{"word":"that's","start":667.45996,"end":667.69995,"confidence":0.9999648,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.6206883192062378},{"word":"fine","start":667.69995,"end":668.19995,"confidence":0.9970382,"punctuated_word":"fine.","sentiment":"positive","sentiment_score":0.4515914916992187},{"word":"as","start":669.54,"end":669.77997,"confidence":0.87667805,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.17688778042793274},{"word":"far","start":669.77997,"end":669.86,"confidence":0.99961853,"punctuated_word":"far","sentiment":"neutral","sentiment_score":0.08976013958454132},{"word":"as","start":669.86,"end":669.94,"confidence":0.99860173,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07244953513145447},{"word":"your","start":669.94,"end":670.1,"confidence":0.9675408,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1793079525232315},{"word":"health","start":670.1,"end":670.33997,"confidence":0.81640434,"punctuated_word":"health,","sentiment":"neutral","sentiment_score":0.15392887592315674},{"word":"though","start":670.33997,"end":670.57996,"confidence":0.8233318,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":0.14951708912849426},{"word":"still","start":670.57996,"end":670.82,"confidence":0.83216006,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.1807590425014496},{"word":"nonsmoker","start":670.82,"end":671.32,"confidence":0.84636086,"punctuated_word":"nonsmoker,","sentiment":"neutral","sentiment_score":0.11047389358282088},{"word":"no","start":671.54,"end":671.77997,"confidence":0.99719954,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.10511108487844469},{"word":"injuries","start":671.77997,"end":672.18,"confidence":0.99600637,"punctuated_word":"injuries,","sentiment":"neutral","sentiment_score":0.014252770692110062},{"word":"no","start":672.18,"end":672.33997,"confidence":0.9995247,"punctuated_word":"no","sentiment":"neutral","sentiment_score":0.04846648871898651},{"word":"medications","start":672.33997,"end":672.82,"confidence":0.9984341,"punctuated_word":"medications","sentiment":"neutral","sentiment_score":0.021244004368782043},{"word":"at","start":672.82,"end":672.98,"confidence":0.9981287,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03258192539215088},{"word":"the","start":672.98,"end":673.06,"confidence":0.9998586,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05723800510168075},{"word":"moment","start":673.06,"end":673.56,"confidence":0.98886395,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.06813506782054901},{"word":"perfect","start":674.89996,"end":675.22,"confidence":0.97552395,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.5436376929283142},{"word":"and","start":675.22,"end":675.45996,"confidence":0.9979273,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09811321645975112},{"word":"do","start":675.45996,"end":675.54,"confidence":0.99020165,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09923933446407318},{"word":"you","start":675.54,"end":675.62,"confidence":0.9370661,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05003003031015396},{"word":"right","start":676.57996,"end":676.89996,"confidence":0.7919742,"punctuated_word":"right.","sentiment":"neutral","sentiment_score":0.0554593950510025},{"word":"and","start":676.89996,"end":677.06,"confidence":0.99961215,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.027262741699814796},{"word":"do","start":677.06,"end":677.22,"confidence":0.9997948,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.017783384770154953},{"word":"you","start":677.22,"end":677.38,"confidence":0.99942744,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.031088005751371384},{"word":"have","start":677.38,"end":677.54,"confidence":0.9992563,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.03299964964389801},{"word":"private","start":677.54,"end":677.86,"confidence":0.9707817,"punctuated_word":"private","sentiment":"neutral","sentiment_score":0.02188801020383835},{"word":"health","start":677.86,"end":678.1,"confidence":0.99906975,"punctuated_word":"health","sentiment":"neutral","sentiment_score":0.02627352625131607},{"word":"cover","start":678.1,"end":678.33997,"confidence":0.9595225,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":0.0419682078063488},{"word":"at","start":678.33997,"end":678.5,"confidence":0.99971503,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.00910789705812931},{"word":"the","start":678.5,"end":678.57996,"confidence":0.99980515,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03279099985957146},{"word":"moment","start":678.57996,"end":679.07996,"confidence":0.9997056,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.03560640290379524},{"word":"right","start":683.045,"end":683.545,"confidence":0.8964952,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.07701713591814041},{"word":"and","start":683.605,"end":683.845,"confidence":0.99890983,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04764780402183533},{"word":"i","start":683.845,"end":683.925,"confidence":0.9990264,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.021419625729322433},{"word":"know","start":683.925,"end":684.405,"confidence":0.99989796,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.02760113775730133},{"word":"you've","start":684.405,"end":684.565,"confidence":0.99940073,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.021060671657323837},{"word":"got","start":684.565,"end":684.885,"confidence":0.9998667,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.004297994077205658},{"word":"an","start":684.885,"end":685.045,"confidence":0.9973912,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.006676945835351944},{"word":"external","start":685.045,"end":685.545,"confidence":0.99824023,"punctuated_word":"external","sentiment":"neutral","sentiment_score":-0.02544931322336197},{"word":"insurance","start":685.685,"end":686.185,"confidence":0.9999052,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":-0.02463917061686516},{"word":"policy","start":686.245,"end":686.645,"confidence":0.99992895,"punctuated_word":"policy","sentiment":"neutral","sentiment_score":-0.027882631868124008},{"word":"that","start":686.645,"end":686.805,"confidence":0.99943703,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0129171684384346},{"word":"we","start":686.805,"end":687.045,"confidence":0.9998442,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04604546353220939},{"word":"don't","start":687.045,"end":687.545,"confidence":0.9999349,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.059081435203552246},{"word":"actually","start":687.605,"end":688.085,"confidence":0.9950421,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.05354838073253632},{"word":"have","start":688.085,"end":688.325,"confidence":0.9992429,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05066085606813431},{"word":"any","start":688.325,"end":688.645,"confidence":0.9993554,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.059659600257873535},{"word":"information","start":688.645,"end":689.125,"confidence":0.99973744,"punctuated_word":"information","sentiment":"neutral","sentiment_score":-0.05077532306313515},{"word":"on","start":689.125,"end":689.285,"confidence":0.99715626,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.03897930309176445},{"word":"regards","start":689.285,"end":689.685,"confidence":0.98686755,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":-0.02850305289030075},{"word":"to","start":689.685,"end":689.845,"confidence":0.9473665,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.009377039968967438},{"word":"like","start":689.845,"end":690.005,"confidence":0.9971181,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.0002058669924736023},{"word":"your","start":690.005,"end":690.245,"confidence":0.99925953,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0005312561988830566},{"word":"life","start":690.245,"end":690.745,"confidence":0.73091525,"punctuated_word":"life,","sentiment":"neutral","sentiment_score":0.006893329322338104},{"word":"ppd","start":691.045,"end":691.525,"confidence":0.5781788,"punctuated_word":"PPD,","sentiment":"neutral","sentiment_score":-0.008944655768573284},{"word":"or","start":691.525,"end":691.605,"confidence":0.71886665,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.018172316253185272},{"word":"income","start":691.605,"end":691.845,"confidence":0.99147356,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.030315950512886047},{"word":"protection","start":691.845,"end":692.325,"confidence":0.9982218,"punctuated_word":"protection","sentiment":"neutral","sentiment_score":-0.028870172798633575},{"word":"on","start":692.325,"end":692.405,"confidence":0.3522165,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.04682434722781181},{"word":"what","start":692.405,"end":692.565,"confidence":0.99835336,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.027906477451324463},{"word":"you","start":692.565,"end":692.725,"confidence":0.9958688,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0546795129776001},{"word":"do","start":692.725,"end":692.965,"confidence":0.9976655,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.03709522634744644},{"word":"hold","start":692.965,"end":693.285,"confidence":0.9877833,"punctuated_word":"hold.","sentiment":"neutral","sentiment_score":-0.059542033821344376},{"word":"do","start":693.285,"end":693.45,"confidence":0.58493966,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.056754451245069504},{"word":"you","start":693.45,"end":693.69,"confidence":0.9995541,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05966588482260704},{"word":"have","start":693.69,"end":693.85004,"confidence":0.9695331,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":-0.05414082854986191},{"word":"like","start":693.85004,"end":693.93,"confidence":0.9985899,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.03558829426765442},{"word":"your","start":693.93,"end":694.25,"confidence":0.8179258,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.04800158739089966},{"word":"stipulate","start":694.25,"end":694.49,"confidence":0.5194113,"punctuated_word":"stipulate","sentiment":"neutral","sentiment_score":-0.020157240331172943},{"word":"of","start":694.49,"end":694.57,"confidence":0.6401919,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.023642878979444504},{"word":"currency","start":694.57,"end":695.05,"confidence":0.9985555,"punctuated_word":"currency","sentiment":"neutral","sentiment_score":-0.03849291428923607},{"word":"for","start":695.05,"end":695.21,"confidence":0.99893075,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.040250420570373535},{"word":"that","start":695.21,"end":695.37,"confidence":0.9997253,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03455205261707306},{"word":"policy","start":695.37,"end":695.87,"confidence":0.99925995,"punctuated_word":"policy?","sentiment":"neutral","sentiment_score":-0.0370609313249588},{"word":"yeah","start":713.945,"end":714.265,"confidence":0.8828778,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.2463131844997406},{"word":"that","start":714.265,"end":714.42505,"confidence":0.9941948,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.4992443323135376},{"word":"would","start":714.42505,"end":714.66504,"confidence":0.9998776,"punctuated_word":"would","sentiment":"positive","sentiment_score":0.5192065238952637},{"word":"be","start":714.66504,"end":714.825,"confidence":0.99949694,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4594155550003052},{"word":"great","start":714.825,"end":715.065,"confidence":0.85631466,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.4495646059513092},{"word":"because","start":715.065,"end":715.385,"confidence":0.7428489,"punctuated_word":"Because,","sentiment":"neutral","sentiment_score":0.12475645542144775},{"word":"obviously","start":715.385,"end":715.78503,"confidence":0.99969304,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.03909678012132645},{"word":"we've","start":715.78503,"end":716.10504,"confidence":0.96941125,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.012490959838032722},{"word":"never","start":716.10504,"end":716.42505,"confidence":0.9992729,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.05597185716032982},{"word":"spoken","start":716.42505,"end":716.825,"confidence":0.999032,"punctuated_word":"spoken","sentiment":"neutral","sentiment_score":-0.08885859698057175},{"word":"before","start":716.825,"end":717.145,"confidence":0.8489667,"punctuated_word":"before,","sentiment":"neutral","sentiment_score":-0.054963044822216034},{"word":"so","start":717.145,"end":717.30505,"confidence":0.99962866,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.005423352122306824},{"word":"i","start":717.30505,"end":717.385,"confidence":0.9957124,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.009494014084339142},{"word":"can't","start":717.385,"end":717.705,"confidence":0.99813247,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.05891876667737961},{"word":"sort","start":717.705,"end":717.86505,"confidence":0.9858294,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.07790746539831161},{"word":"of","start":717.86505,"end":718.185,"confidence":0.9892612,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.017122182995080948},{"word":"you","start":718.185,"end":718.34503,"confidence":0.9961683,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0573607012629509},{"word":"know","start":718.34503,"end":718.84503,"confidence":0.99907404,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.04168602451682091},{"word":"talk","start":719.69,"end":719.93,"confidence":0.9935567,"punctuated_word":"talk","sentiment":"neutral","sentiment_score":-0.05820693075656891},{"word":"about","start":719.93,"end":720.17,"confidence":0.9985728,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.004872173070907593},{"word":"sort","start":720.17,"end":720.33,"confidence":0.8890546,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.004768699407577515},{"word":"of","start":720.33,"end":720.41003,"confidence":0.9911912,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.050060197710990906},{"word":"what","start":720.41003,"end":720.57,"confidence":0.998833,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.030842073261737823},{"word":"you've","start":720.57,"end":720.89,"confidence":0.9983413,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":-0.02647724561393261},{"word":"discussed","start":720.89,"end":721.21,"confidence":0.9992574,"punctuated_word":"discussed","sentiment":"neutral","sentiment_score":0.01747417449951172},{"word":"previously","start":721.21,"end":721.69,"confidence":0.99974126,"punctuated_word":"previously","sentiment":"neutral","sentiment_score":-0.028425291180610657},{"word":"with","start":721.69,"end":721.93,"confidence":0.99981683,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03769984841346741},{"word":"other","start":721.93,"end":722.33,"confidence":0.9999218,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.050460055470466614},{"word":"people","start":722.33,"end":722.73,"confidence":0.9991225,"punctuated_word":"people.","sentiment":"neutral","sentiment_score":-0.01923603191971779},{"word":"i'm","start":722.73,"end":722.81,"confidence":0.9997146,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.00864070188254118},{"word":"just","start":722.81,"end":722.97003,"confidence":0.99993277,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0227368101477623},{"word":"going","start":722.97003,"end":723.21,"confidence":0.99926025,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.018927447497844696},{"word":"off","start":723.21,"end":723.29,"confidence":0.9840424,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.003427274525165558},{"word":"the","start":723.29,"end":723.45,"confidence":0.9967715,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02331554144620895},{"word":"information","start":723.45,"end":723.85,"confidence":0.9997987,"punctuated_word":"information","sentiment":"neutral","sentiment_score":-0.024920709431171417},{"word":"that","start":723.85,"end":724.01,"confidence":0.62010485,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.012634851038455963},{"word":"i've","start":724.01,"end":724.09,"confidence":0.9967621,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.016087261959910393},{"word":"got","start":724.09,"end":724.25,"confidence":0.99728346,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.025012001395225525},{"word":"that","start":724.25,"end":724.41003,"confidence":0.8675609,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03182552009820938},{"word":"it's","start":724.41003,"end":724.91003,"confidence":0.9525263,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.016719220206141472},{"word":"you've","start":725.61,"end":725.93,"confidence":0.9858177,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.03199378028512001},{"word":"obviously","start":725.93,"end":726.17,"confidence":0.9744622,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.008843764662742615},{"word":"got","start":726.17,"end":726.33,"confidence":0.99635506,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.010154306888580322},{"word":"your","start":726.33,"end":726.49,"confidence":0.9910793,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.02989839017391205},{"word":"superannuation","start":726.49,"end":726.99,"confidence":0.9947252,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":-0.007435898762196302},{"word":"account","start":727.21,"end":727.53,"confidence":0.81709296,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":-0.054397933185100555},{"word":"and","start":727.53,"end":727.69,"confidence":0.9995622,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.027184098958969116},{"word":"then","start":727.69,"end":728.01,"confidence":0.99925107,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.014481231570243835},{"word":"in","start":728.01,"end":728.25,"confidence":0.9821255,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.04480902478098869},{"word":"regards","start":728.25,"end":728.57,"confidence":0.9953324,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":-0.04872087761759758},{"word":"to","start":728.57,"end":728.73,"confidence":0.9964252,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04655497893691063},{"word":"insurance","start":728.73,"end":729.13,"confidence":0.731058,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":-0.04420507699251175},{"word":"is","start":729.13,"end":729.29,"confidence":0.4877973,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.039432793855667114},{"word":"it","start":729.29,"end":729.37,"confidence":0.97836554,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.029203742742538452},{"word":"just","start":729.37,"end":729.61,"confidence":0.9976375,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.020882725715637207},{"word":"lists","start":729.61,"end":729.85,"confidence":0.41999128,"punctuated_word":"lists","sentiment":"neutral","sentiment_score":-0.0832877904176712},{"word":"that","start":729.85,"end":730.01,"confidence":0.9994037,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04274023324251175},{"word":"you're","start":730.01,"end":730.17,"confidence":0.99937946,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.03602784126996994},{"word":"holding","start":730.17,"end":730.49,"confidence":0.99986625,"punctuated_word":"holding","sentiment":"neutral","sentiment_score":-0.05471530556678772},{"word":"an","start":730.49,"end":730.65,"confidence":0.99958235,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.04152073711156845},{"word":"external","start":730.65,"end":731.13,"confidence":0.99987435,"punctuated_word":"external","sentiment":"neutral","sentiment_score":-0.06589247286319733},{"word":"policy","start":731.13,"end":731.53,"confidence":0.99993384,"punctuated_word":"policy","sentiment":"neutral","sentiment_score":-0.07325323671102524},{"word":"that","start":731.53,"end":731.69,"confidence":0.9965767,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.02834424003958702},{"word":"we're","start":731.69,"end":731.85,"confidence":0.98820376,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.042678963392972946},{"word":"not","start":731.85,"end":732.09,"confidence":0.99982697,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.05355887487530708},{"word":"the","start":732.09,"end":732.33,"confidence":0.99852353,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07518559694290161},{"word":"the","start":732.33,"end":732.49,"confidence":0.9816877,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06435742974281311},{"word":"holders","start":732.49,"end":732.89,"confidence":0.99431807,"punctuated_word":"holders","sentiment":"neutral","sentiment_score":-0.07306190580129623},{"word":"of","start":732.89,"end":733.39,"confidence":0.95296293,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06244533881545067},{"word":"from","start":734.055,"end":734.295,"confidence":0.9994055,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.038164421916008},{"word":"when","start":734.295,"end":734.375,"confidence":0.99987566,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.04223499447107315},{"word":"you","start":734.375,"end":734.53503,"confidence":0.9997036,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.021224357187747955},{"word":"originally","start":734.53503,"end":734.85504,"confidence":0.99977356,"punctuated_word":"originally","sentiment":"neutral","sentiment_score":-0.034228596836328506},{"word":"came","start":734.85504,"end":735.09503,"confidence":0.9998424,"punctuated_word":"came","sentiment":"neutral","sentiment_score":-0.011448036879301071},{"word":"on","start":735.09503,"end":735.255,"confidence":0.7934084,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.003049135208129883},{"word":"board","start":735.255,"end":735.755,"confidence":0.9947798,"punctuated_word":"board.","sentiment":"neutral","sentiment_score":-0.011864250525832176},{"word":"so","start":736.295,"end":736.795,"confidence":0.94801974,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.013484366238117218},{"word":"yeah","start":736.85504,"end":737.015,"confidence":0.99622864,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.04652206599712372},{"word":"if","start":737.015,"end":737.175,"confidence":0.9975133,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06370194256305695},{"word":"you","start":737.175,"end":737.255,"confidence":0.9984654,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.042679108679294586},{"word":"could","start":737.255,"end":737.41504,"confidence":0.99975485,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.06442128866910934},{"word":"send","start":737.41504,"end":737.655,"confidence":0.9996648,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.039813317358493805},{"word":"that","start":737.655,"end":737.815,"confidence":0.9998541,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.047337606549263},{"word":"through","start":737.815,"end":737.97504,"confidence":0.9500791,"punctuated_word":"through,","sentiment":"neutral","sentiment_score":0.07692025601863861},{"word":"we","start":737.97504,"end":738.135,"confidence":0.9993957,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10911399871110916},{"word":"can","start":738.135,"end":738.295,"confidence":0.97660756,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13792701065540314},{"word":"even","start":738.295,"end":738.53503,"confidence":0.9998254,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.10720851272344588},{"word":"do","start":738.53503,"end":738.85504,"confidence":0.9987025,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.09707813709974288},{"word":"a","start":738.85504,"end":738.935,"confidence":0.96195847,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08784059435129166},{"word":"review","start":738.935,"end":739.095,"confidence":0.99774665,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.014218948781490326},{"word":"of","start":739.095,"end":739.255,"confidence":0.82966465,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.038036443293094635},{"word":"your","start":739.255,"end":739.41504,"confidence":0.9557703,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.03524920344352722},{"word":"insurances","start":739.41504,"end":739.91504,"confidence":0.9993137,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":-0.0500052236020565},{"word":"given","start":740.135,"end":740.455,"confidence":0.4387454,"punctuated_word":"given","sentiment":"neutral","sentiment_score":0.01348193734884262},{"word":"that","start":740.455,"end":740.695,"confidence":0.9983975,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.009728260338306429},{"word":"in","start":740.695,"end":740.775,"confidence":0.719396,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.01572759449481964},{"word":"you","start":740.775,"end":740.85504,"confidence":0.9980332,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04333200305700302},{"word":"know","start":740.85504,"end":740.97504,"confidence":0.9979342,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.020582307130098343},{"word":"in","start":740.97504,"end":741.09503,"confidence":0.87524766,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.06534186005592346},{"word":"a","start":741.09503,"end":741.175,"confidence":0.98841673,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05173273757100105},{"word":"few","start":741.175,"end":741.41504,"confidence":0.99896204,"punctuated_word":"few","sentiment":"neutral","sentiment_score":-0.0654960572719574},{"word":"years","start":741.41504,"end":741.575,"confidence":0.93568695,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.057509519159793854},{"word":"you","start":741.575,"end":741.735,"confidence":0.99928707,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11252255737781525},{"word":"might","start":741.735,"end":741.895,"confidence":0.9998468,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.1108856052160263},{"word":"be","start":741.895,"end":741.97504,"confidence":0.9992029,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.10636311769485474},{"word":"looking","start":741.97504,"end":742.215,"confidence":0.99983656,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.1376151442527771},{"word":"at","start":742.215,"end":742.375,"confidence":0.9998049,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.15961331129074097},{"word":"leaving","start":742.375,"end":742.695,"confidence":0.9987935,"punctuated_word":"leaving","sentiment":"neutral","sentiment_score":-0.16414134204387665},{"word":"anyway","start":742.695,"end":742.935,"confidence":0.7996615,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":-0.15005889534950256},{"word":"and","start":742.935,"end":743.09503,"confidence":0.9879089,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1221512407064438},{"word":"that","start":743.09503,"end":743.255,"confidence":0.472526,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.20775574445724487},{"word":"might","start":743.255,"end":743.41504,"confidence":0.9997229,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.2074384093284607},{"word":"become","start":743.41504,"end":743.91504,"confidence":0.9991248,"punctuated_word":"become","sentiment":"neutral","sentiment_score":-0.31740012764930725},{"word":"obsolete","start":744.215,"end":744.715,"confidence":0.99982375,"punctuated_word":"obsolete","sentiment":"neutral","sentiment_score":-0.2703844904899597},{"word":"to","start":744.775,"end":744.935,"confidence":0.99331987,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2462034523487091},{"word":"an","start":744.935,"end":745.09503,"confidence":0.99909127,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.17438216507434845},{"word":"extent","start":745.09503,"end":745.495,"confidence":0.9995846,"punctuated_word":"extent","sentiment":"neutral","sentiment_score":-0.17989178001880646},{"word":"depending","start":745.495,"end":745.815,"confidence":0.90910923,"punctuated_word":"depending","sentiment":"neutral","sentiment_score":-0.17950795590877533},{"word":"on","start":745.815,"end":745.97504,"confidence":0.9996748,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.16124382615089417},{"word":"what","start":745.97504,"end":746.135,"confidence":0.99973494,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.15752050280570984},{"word":"policy","start":746.135,"end":746.53503,"confidence":0.99970347,"punctuated_word":"policy","sentiment":"neutral","sentiment_score":-0.1787312626838684},{"word":"you","start":746.53503,"end":746.615,"confidence":0.9993192,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11100692301988602},{"word":"have","start":746.615,"end":746.85504,"confidence":0.9998454,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.10090204328298567},{"word":"and","start":746.85504,"end":747.015,"confidence":0.9864829,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05595158040523529},{"word":"what","start":747.015,"end":747.175,"confidence":0.99802303,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.07745180279016495},{"word":"you're","start":747.175,"end":747.51,"confidence":0.99538857,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.06669830530881882},{"word":"sort","start":747.67,"end":747.91003,"confidence":0.99540126,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.09575216472148897},{"word":"of","start":747.91003,"end":747.99,"confidence":0.96569365,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07372915744781494},{"word":"looking","start":747.99,"end":748.31,"confidence":0.9996414,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.09082510322332382},{"word":"at","start":748.31,"end":748.55,"confidence":0.9995778,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.10709869861602785},{"word":"holding","start":748.55,"end":749.05,"confidence":0.99633706,"punctuated_word":"holding","sentiment":"neutral","sentiment_score":-0.06299859285354614},{"word":"and","start":749.19,"end":749.43,"confidence":0.5893519,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.04436907917261124},{"word":"whether","start":749.43,"end":749.67,"confidence":0.99948585,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.03562265634536743},{"word":"or","start":749.67,"end":749.83,"confidence":0.8891587,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.06808311492204666},{"word":"not","start":749.83,"end":749.99,"confidence":0.9996575,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.05237223207950592},{"word":"it","start":749.99,"end":750.07,"confidence":0.99391645,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.07713662832975388},{"word":"covers","start":750.07,"end":750.39,"confidence":0.9994967,"punctuated_word":"covers","sentiment":"neutral","sentiment_score":-0.09262174367904664},{"word":"you","start":750.39,"end":750.63,"confidence":0.9926938,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05214403569698334},{"word":"overseas","start":750.63,"end":751.03,"confidence":0.9955621,"punctuated_word":"overseas","sentiment":"neutral","sentiment_score":-0.05590691417455673},{"word":"or","start":751.03,"end":751.19,"confidence":0.99782664,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.03110191971063614},{"word":"not","start":751.19,"end":751.69,"confidence":0.9508354,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.017210815101861954},{"word":"but","start":752.55,"end":752.71,"confidence":0.9594305,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.06564421206712723},{"word":"those","start":752.71,"end":752.95,"confidence":0.998473,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.0421057865023613},{"word":"are","start":752.95,"end":753.11,"confidence":0.9812657,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.014078907668590546},{"word":"all","start":753.11,"end":753.35004,"confidence":0.51344943,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.017451412975788116},{"word":"things","start":753.35004,"end":753.59,"confidence":0.77529836,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.0929986834526062},{"word":"we","start":753.59,"end":753.75,"confidence":0.985299,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1481359899044037},{"word":"can","start":753.75,"end":753.91003,"confidence":0.9328186,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.16843047738075256},{"word":"have","start":753.91003,"end":753.99,"confidence":0.9989675,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.16856157779693604},{"word":"a","start":753.99,"end":754.07,"confidence":0.9987752,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15647268295288086},{"word":"bit","start":754.07,"end":754.23,"confidence":0.9966336,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.18084755539894104},{"word":"of","start":754.23,"end":754.31,"confidence":0.9991014,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1856835186481476},{"word":"a","start":754.31,"end":754.39,"confidence":0.9972791,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.17788484692573547},{"word":"look","start":754.39,"end":754.55,"confidence":0.9840097,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.0824761837720871},{"word":"at","start":754.55,"end":754.71,"confidence":0.9719437,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1249706968665123},{"word":"for","start":754.71,"end":754.87,"confidence":0.9989367,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.1338825821876526},{"word":"you","start":754.87,"end":755.03,"confidence":0.99951303,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.14788073301315308},{"word":"as","start":755.03,"end":755.19,"confidence":0.9988939,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.15055477619171145},{"word":"well","start":755.19,"end":755.69,"confidence":0.99948597,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.08704039454460144},{"word":"yep","start":776.1,"end":776.33997,"confidence":0.7490237,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0803271159529686},{"word":"you","start":776.33997,"end":776.57996,"confidence":0.81257224,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.05316907167434693},{"word":"can","start":776.57996,"end":776.89996,"confidence":0.99972147,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.07542101293802261},{"word":"send","start":776.89996,"end":777.06,"confidence":0.99969363,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.05873293802142143},{"word":"it","start":777.06,"end":777.3,"confidence":0.9995378,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0658169686794281},{"word":"through","start":777.3,"end":777.62,"confidence":0.9996642,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.06417037546634674},{"word":"to","start":777.62,"end":777.86,"confidence":0.87845045,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04702671617269516},{"word":"info","start":777.86,"end":778.36,"confidence":0.9912293,"punctuated_word":"info","sentiment":"neutral","sentiment_score":0.07831521332263947},{"word":"at","start":778.66,"end":778.82,"confidence":0.992109,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0640459880232811},{"word":"oakview","start":778.82,"end":779.32,"confidence":0.6992878,"punctuated_word":"Oakview","sentiment":"neutral","sentiment_score":0.10006654262542725},{"word":"financial","start":779.38,"end":779.88,"confidence":0.89478415,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.006648307200521231},{"word":"so","start":781.22,"end":781.54,"confidence":0.60745096,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.11015675961971284},{"word":"like","start":781.54,"end":781.77997,"confidence":0.96767193,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1067427098751068},{"word":"it","start":781.77997,"end":781.94,"confidence":0.9993666,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.11493366956710815},{"word":"should","start":781.94,"end":782.25995,"confidence":0.99985325,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.1623428463935852},{"word":"pop","start":782.25995,"end":782.5,"confidence":0.9998958,"punctuated_word":"pop","sentiment":"neutral","sentiment_score":0.16356946527957916},{"word":"up","start":782.5,"end":782.66,"confidence":0.98824847,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.12718304991722107},{"word":"from","start":782.66,"end":782.82,"confidence":0.8978008,"punctuated_word":"from,","sentiment":"neutral","sentiment_score":0.10799852013587952},{"word":"like","start":782.82,"end":783.06,"confidence":0.9991267,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.17943429946899414},{"word":"previous","start":783.06,"end":783.45996,"confidence":0.99976677,"punctuated_word":"previous","sentiment":"neutral","sentiment_score":0.15871217846870422},{"word":"emails","start":783.45996,"end":783.86,"confidence":0.9994343,"punctuated_word":"emails","sentiment":"neutral","sentiment_score":0.0744035392999649},{"word":"that","start":783.86,"end":784.01996,"confidence":0.999816,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1142565980553627},{"word":"you've","start":784.01996,"end":784.25995,"confidence":0.9999235,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.10441478341817856},{"word":"gotten","start":784.25995,"end":784.75995,"confidence":0.99905556,"punctuated_word":"gotten","sentiment":"neutral","sentiment_score":0.11676371842622756},{"word":"originally","start":785.06,"end":785.56,"confidence":0.90389144,"punctuated_word":"originally","sentiment":"neutral","sentiment_score":0.10056591033935548},{"word":"as","start":785.62,"end":785.86,"confidence":0.9994708,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11333339661359788},{"word":"well","start":785.86,"end":786.285,"confidence":0.88991904,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.0835438221693039},{"word":"and","start":789.725,"end":789.88495,"confidence":0.9971329,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.02561384066939354},{"word":"it's","start":789.88495,"end":790.20496,"confidence":0.99709105,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.028337819501757625},{"word":"dot","start":790.20496,"end":790.365,"confidence":0.9925609,"punctuated_word":"dot","sentiment":"neutral","sentiment_score":0.031196996569633484},{"word":"com","start":790.365,"end":790.605,"confidence":0.99678814,"punctuated_word":"com","sentiment":"neutral","sentiment_score":0.027181975543498993},{"word":"dot","start":790.605,"end":790.76495,"confidence":0.9911485,"punctuated_word":"dot","sentiment":"neutral","sentiment_score":0.03140408918261528},{"word":"a","start":790.76495,"end":791.00494,"confidence":0.5321929,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.028900334611535072},{"word":"u","start":791.00494,"end":791.50494,"confidence":0.9880941,"punctuated_word":"u.","sentiment":"neutral","sentiment_score":0.04493437334895134},{"word":"and","start":794.365,"end":794.605,"confidence":0.996311,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.15465477108955383},{"word":"i'll","start":794.605,"end":794.845,"confidence":0.87985843,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.1815718710422516},{"word":"just","start":794.845,"end":795.08496,"confidence":0.99968123,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1753428429365158},{"word":"go","start":795.08496,"end":795.245,"confidence":0.9983271,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.15928396582603457},{"word":"through","start":795.245,"end":795.485,"confidence":0.99607146,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.19345523416996},{"word":"the","start":795.485,"end":795.725,"confidence":0.99898547,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19276036322116852},{"word":"the","start":795.725,"end":795.88495,"confidence":0.94043136,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19318194687366488},{"word":"general","start":795.88495,"end":796.285,"confidence":0.9973558,"punctuated_word":"general","sentiment":"neutral","sentiment_score":0.2171952724456787},{"word":"inbox","start":796.285,"end":796.605,"confidence":0.95507646,"punctuated_word":"inbox,","sentiment":"neutral","sentiment_score":0.19116517901420593},{"word":"and","start":796.605,"end":796.845,"confidence":0.9989555,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2261071354150772},{"word":"i'll","start":796.845,"end":797.00494,"confidence":0.9852669,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.21113383769989016},{"word":"be","start":797.00494,"end":797.08496,"confidence":0.9995178,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.2663594186306},{"word":"able","start":797.08496,"end":797.245,"confidence":0.98981875,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.24284490942955017},{"word":"to","start":797.245,"end":797.745,"confidence":0.9900025,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2474437803030014},{"word":"see","start":798.045,"end":798.285,"confidence":0.9981179,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.2514873147010803},{"word":"that","start":798.285,"end":798.52496,"confidence":0.99609923,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.21131214499473572},{"word":"and","start":798.52496,"end":799.02496,"confidence":0.9855306,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.18903115391731265},{"word":"flick","start":799.165,"end":799.40497,"confidence":0.8571934,"punctuated_word":"flick","sentiment":"neutral","sentiment_score":0.2528872787952423},{"word":"it","start":799.40497,"end":799.64496,"confidence":0.9994362,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2015405297279358},{"word":"through","start":799.64496,"end":800.14496,"confidence":0.9994863,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":0.18019595742225647},{"word":"right","start":802.87994,"end":803.37994,"confidence":0.72631353,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.1339569240808487},{"word":"and","start":804.72,"end":805.04,"confidence":0.9339728,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.10030832141637802},{"word":"as","start":805.04,"end":805.27997,"confidence":0.9400143,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09735943377017976},{"word":"i","start":805.27997,"end":805.36,"confidence":0.99812025,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06764540821313858},{"word":"said","start":805.36,"end":805.68,"confidence":0.99576455,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.09436413645744324},{"word":"we","start":805.68,"end":805.92,"confidence":0.9999008,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.10046632587909698},{"word":"can","start":805.92,"end":806.16,"confidence":0.9998468,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.10994741320610046},{"word":"do","start":806.16,"end":806.63995,"confidence":0.99641657,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10641941428184508},{"word":"a","start":806.63995,"end":806.8,"confidence":0.968616,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1020362675189972},{"word":"review","start":806.8,"end":807.3,"confidence":0.99829,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.06970056146383286},{"word":"of","start":807.36,"end":807.44,"confidence":0.9998789,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.058665551245212555},{"word":"those","start":807.44,"end":807.68,"confidence":0.9996748,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.07474683225154877},{"word":"insurances","start":807.68,"end":808.16,"confidence":0.9993492,"punctuated_word":"insurances","sentiment":"neutral","sentiment_score":0.056136712431907654},{"word":"because","start":808.16,"end":808.39996,"confidence":0.7078092,"punctuated_word":"because,","sentiment":"neutral","sentiment_score":0.03746314719319344},{"word":"obviously","start":808.39996,"end":808.87994,"confidence":0.998036,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.02706996537744999},{"word":"two","start":808.87994,"end":809.04,"confidence":0.6646781,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.03701961785554886},{"word":"years","start":809.04,"end":809.36,"confidence":0.99912685,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.054881501942873},{"word":"is","start":809.36,"end":809.44,"confidence":0.95083094,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.03290710598230362},{"word":"still","start":809.44,"end":809.83997,"confidence":0.99937123,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.039390385150909424},{"word":"a","start":809.83997,"end":810.0,"confidence":0.52064437,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.010383039712905884},{"word":"time","start":810.0,"end":810.31995,"confidence":0.8920175,"punctuated_word":"time.","sentiment":"neutral","sentiment_score":0.005977507680654526},{"word":"as","start":810.31995,"end":810.56,"confidence":0.99438924,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.008380241692066193},{"word":"i","start":810.56,"end":810.63995,"confidence":0.99318165,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0016940534114837646},{"word":"said","start":810.63995,"end":810.95996,"confidence":0.99750364,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.006676323711872101},{"word":"i","start":810.95996,"end":811.12,"confidence":0.99982125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03757777065038681},{"word":"don't","start":811.12,"end":811.36,"confidence":0.99995077,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.03987438604235649},{"word":"have","start":811.36,"end":811.51996,"confidence":0.9998895,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.05232814699411392},{"word":"any","start":811.51996,"end":811.83997,"confidence":0.99983037,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.05848727002739906},{"word":"details","start":811.83997,"end":812.16,"confidence":0.9998109,"punctuated_word":"details","sentiment":"neutral","sentiment_score":-0.08664538711309433},{"word":"in","start":812.16,"end":812.31995,"confidence":0.9997031,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0906696915626526},{"word":"regards","start":812.31995,"end":812.72,"confidence":0.99813545,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":-0.07844837009906769},{"word":"to","start":812.72,"end":812.87994,"confidence":0.9915257,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.037344593554735184},{"word":"policy","start":812.87994,"end":813.37994,"confidence":0.89479,"punctuated_word":"policy","sentiment":"neutral","sentiment_score":-0.035519301891326904},{"word":"that","start":813.44,"end":813.6,"confidence":0.9811039,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.022301100194454193},{"word":"it","start":813.6,"end":813.75995,"confidence":0.96314484,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.011233113706111908},{"word":"says","start":813.75995,"end":814.0,"confidence":0.98811126,"punctuated_word":"says","sentiment":"neutral","sentiment_score":-0.012082595378160477},{"word":"you","start":814.0,"end":814.16,"confidence":0.99467444,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0003635212779045105},{"word":"are","start":814.16,"end":814.31995,"confidence":0.9996836,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.011140666902065275},{"word":"retaining","start":814.31995,"end":814.81995,"confidence":0.96330166,"punctuated_word":"retaining","sentiment":"neutral","sentiment_score":-0.014772117137908936},{"word":"at","start":815.44,"end":815.51996,"confidence":0.95969075,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.039561569690704346},{"word":"the","start":815.51996,"end":815.68,"confidence":0.9993562,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0029530376195907593},{"word":"moment","start":815.68,"end":816.135,"confidence":0.98501253,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.01245766505599022},{"word":"so","start":816.295,"end":816.375,"confidence":0.5937234,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08868759870529175},{"word":"if","start":816.375,"end":816.53503,"confidence":0.96534216,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.18020516633987427},{"word":"you","start":816.53503,"end":816.615,"confidence":0.9994518,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15079359710216522},{"word":"could","start":816.615,"end":816.775,"confidence":0.916034,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.1340399980545044},{"word":"grab","start":816.775,"end":817.015,"confidence":0.99940133,"punctuated_word":"grab","sentiment":"neutral","sentiment_score":0.1385432779788971},{"word":"those","start":817.015,"end":817.255,"confidence":0.9940056,"punctuated_word":"those,","sentiment":"neutral","sentiment_score":0.12632127106189728},{"word":"we","start":817.255,"end":817.335,"confidence":0.9997292,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21015948057174683},{"word":"can","start":817.335,"end":817.495,"confidence":0.9989567,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.17754320800304413},{"word":"have","start":817.495,"end":817.575,"confidence":0.99963856,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.19146080315113068},{"word":"a","start":817.575,"end":817.655,"confidence":0.99954623,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2131931036710739},{"word":"look","start":817.655,"end":817.895,"confidence":0.9999651,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.13427016139030457},{"word":"at","start":817.895,"end":817.97504,"confidence":0.9988073,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.172634556889534},{"word":"those","start":817.97504,"end":818.215,"confidence":0.9997894,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.117972731590271},{"word":"for","start":818.215,"end":818.375,"confidence":0.99923277,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0950310006737709},{"word":"you","start":818.375,"end":818.53503,"confidence":0.99964976,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0986228883266449},{"word":"as","start":818.53503,"end":818.695,"confidence":0.99959904,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10393349826335908},{"word":"well","start":818.695,"end":819.195,"confidence":0.9993629,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.05010779947042465},{"word":"in","start":820.375,"end":820.615,"confidence":0.92204016,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.01894916035234928},{"word":"regards","start":820.615,"end":820.935,"confidence":0.9935061,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":-0.0039914995431900024},{"word":"to","start":820.935,"end":821.015,"confidence":0.9981902,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0035871267318725586},{"word":"your","start":821.015,"end":821.175,"confidence":0.43612763,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.01642412319779396},{"word":"state","start":821.175,"end":821.41504,"confidence":0.578954,"punctuated_word":"state","sentiment":"neutral","sentiment_score":0.017136655747890472},{"word":"planning","start":821.41504,"end":821.735,"confidence":0.998374,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.001690290868282318},{"word":"matters","start":821.735,"end":822.055,"confidence":0.9952839,"punctuated_word":"matters","sentiment":"neutral","sentiment_score":-0.0077858977019786835},{"word":"there","start":822.055,"end":822.215,"confidence":0.9805611,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.0004495568573474884},{"word":"as","start":822.215,"end":822.455,"confidence":0.9587244,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03013269603252411},{"word":"well","start":822.455,"end":822.775,"confidence":0.9840182,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.005283579230308533},{"word":"i","start":822.775,"end":822.935,"confidence":0.99918646,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02201450988650322},{"word":"know","start":822.935,"end":823.09503,"confidence":0.9980286,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.030041534453630447},{"word":"you","start":823.09503,"end":823.255,"confidence":0.9983529,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04605909436941147},{"word":"don't","start":823.255,"end":823.575,"confidence":0.9998945,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.06244155019521713},{"word":"have","start":823.575,"end":823.735,"confidence":0.99972576,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08406621962785721},{"word":"a","start":823.735,"end":823.815,"confidence":0.9979327,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08271035552024841},{"word":"current","start":823.815,"end":824.135,"confidence":0.995619,"punctuated_word":"current","sentiment":"neutral","sentiment_score":-0.15061509609222412},{"word":"will","start":824.135,"end":824.455,"confidence":0.99769527,"punctuated_word":"will","sentiment":"neutral","sentiment_score":-0.08502523601055145},{"word":"in","start":824.455,"end":824.615,"confidence":0.99956757,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.09899020940065384},{"word":"place","start":824.615,"end":824.855,"confidence":0.9947443,"punctuated_word":"place.","sentiment":"neutral","sentiment_score":-0.08638504147529602},{"word":"is","start":824.855,"end":825.015,"confidence":0.99975127,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.033493008464574814},{"word":"that","start":825.015,"end":825.175,"confidence":0.9998765,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.030680768191814423},{"word":"something","start":825.175,"end":825.495,"confidence":0.9979278,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.039915286004543304},{"word":"you","start":825.495,"end":825.995,"confidence":0.9821155,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03765571117401123},{"word":"have","start":826.53503,"end":826.935,"confidence":0.9903431,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.029689300805330276},{"word":"thought","start":826.935,"end":827.255,"confidence":0.99901724,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.04219238832592964},{"word":"about","start":827.255,"end":827.735,"confidence":0.88884676,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":-0.04961765557527542},{"word":"something","start":827.735,"end":828.055,"confidence":0.9965642,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.05981190875172615},{"word":"you","start":828.055,"end":828.135,"confidence":0.99370426,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.054166462272405624},{"word":"plan","start":828.135,"end":828.53503,"confidence":0.9901215,"punctuated_word":"plan","sentiment":"neutral","sentiment_score":-0.04745202511548996},{"word":"on","start":828.53503,"end":828.695,"confidence":0.9997756,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.03836972266435623},{"word":"sort","start":828.695,"end":828.855,"confidence":0.99510324,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.07662229239940643},{"word":"of","start":828.855,"end":829.015,"confidence":0.88400143,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06390123814344406},{"word":"getting","start":829.015,"end":829.255,"confidence":0.99944466,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.06267891824245453},{"word":"around","start":829.255,"end":829.575,"confidence":0.999613,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.05404902249574661},{"word":"to","start":829.575,"end":829.815,"confidence":0.9895782,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06466496735811234},{"word":"or","start":829.815,"end":830.055,"confidence":0.63943726,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.05388426780700683},{"word":"not","start":830.055,"end":830.215,"confidence":0.99954945,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.047935377806425095},{"word":"too","start":830.215,"end":830.455,"confidence":0.98945236,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.042573828250169754},{"word":"sure","start":830.455,"end":830.955,"confidence":0.9978371,"punctuated_word":"sure?","sentiment":"neutral","sentiment_score":-0.03228248655796051},{"word":"yep","start":836.76,"end":837.26,"confidence":0.9231175,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.028207093477249146},{"word":"yep","start":843.575,"end":844.075,"confidence":0.85645616,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.047029875218868256},{"word":"no","start":845.255,"end":845.41504,"confidence":0.88559425,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11565764248371124},{"word":"that's","start":845.41504,"end":845.655,"confidence":0.9992355,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":-0.1176898404955864},{"word":"completely","start":845.655,"end":846.155,"confidence":0.9982014,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":-0.07301011681556702},{"word":"understandable","start":846.615,"end":847.115,"confidence":0.9922341,"punctuated_word":"understandable","sentiment":"neutral","sentiment_score":-0.1311359405517578},{"word":"there","start":847.175,"end":847.335,"confidence":0.9445695,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.09395824372768402},{"word":"and","start":847.335,"end":847.655,"confidence":0.98972124,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.02032964676618576},{"word":"then","start":847.655,"end":847.895,"confidence":0.988555,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.022220194339752197},{"word":"we're","start":847.895,"end":848.135,"confidence":0.6877848,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.04611743614077568},{"word":"gonna","start":848.135,"end":848.455,"confidence":0.8665386,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.05974285677075386},{"word":"go","start":848.455,"end":848.615,"confidence":0.6501436,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.06146063655614853},{"word":"to","start":848.615,"end":848.695,"confidence":0.4074066,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05661722645163536},{"word":"the","start":848.695,"end":848.85504,"confidence":0.6157134,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0416041798889637},{"word":"more","start":848.85504,"end":849.015,"confidence":0.9166515,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.026268117129802704},{"word":"probably","start":849.015,"end":849.335,"confidence":0.377108,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.03152573108673096},{"word":"important","start":849.335,"end":849.735,"confidence":0.9602082,"punctuated_word":"important","sentiment":"neutral","sentiment_score":0.01842338591814041},{"word":"one","start":849.735,"end":849.895,"confidence":0.98236334,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.04029357060790062},{"word":"there","start":849.895,"end":850.135,"confidence":0.99653494,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.053746867924928665},{"word":"as","start":850.135,"end":850.29504,"confidence":0.99920875,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05654105171561241},{"word":"well","start":850.29504,"end":850.79504,"confidence":0.7855093,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.049320027232170105},{"word":"your","start":851.575,"end":851.815,"confidence":0.88485324,"punctuated_word":"Your","sentiment":"neutral","sentiment_score":0.013878025114536284},{"word":"beneficiary","start":851.815,"end":852.315,"confidence":0.99545467,"punctuated_word":"beneficiary","sentiment":"neutral","sentiment_score":0.0653952956199646},{"word":"form","start":852.53503,"end":852.775,"confidence":0.994208,"punctuated_word":"form","sentiment":"neutral","sentiment_score":0.03992544114589691},{"word":"for","start":852.775,"end":852.935,"confidence":0.9932094,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05370403081178665},{"word":"your","start":852.935,"end":853.09503,"confidence":0.99492884,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04865215718746185},{"word":"net","start":853.09503,"end":853.335,"confidence":0.8425982,"punctuated_word":"net","sentiment":"neutral","sentiment_score":0.06877680122852325},{"word":"wealth","start":853.335,"end":853.835,"confidence":0.86535054,"punctuated_word":"wealth","sentiment":"neutral","sentiment_score":0.056413087993860245},{"word":"and","start":853.97504,"end":854.215,"confidence":0.8687361,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07517069578170776},{"word":"who","start":854.215,"end":854.375,"confidence":0.99884856,"punctuated_word":"who","sentiment":"neutral","sentiment_score":0.057416096329689026},{"word":"you'd","start":854.375,"end":854.615,"confidence":0.99165785,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.06493359059095383},{"word":"wanna","start":854.615,"end":854.935,"confidence":0.6664676,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.09798695147037506},{"word":"nominate","start":854.935,"end":855.335,"confidence":0.9972873,"punctuated_word":"nominate","sentiment":"neutral","sentiment_score":0.0692051351070404},{"word":"for","start":855.335,"end":855.41504,"confidence":0.9996278,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04916854575276375},{"word":"that","start":855.41504,"end":855.655,"confidence":0.96153533,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.04179779440164566},{"word":"so","start":855.655,"end":855.815,"confidence":0.9991217,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.03310028463602066},{"word":"generally","start":855.815,"end":856.215,"confidence":0.6887665,"punctuated_word":"generally,","sentiment":"neutral","sentiment_score":0.04153149202466011},{"word":"it'd","start":856.215,"end":856.455,"confidence":0.97957844,"punctuated_word":"it'd","sentiment":"neutral","sentiment_score":0.049795955419540405},{"word":"be","start":856.455,"end":856.775,"confidence":0.9973537,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.028153017163276672},{"word":"your","start":856.775,"end":856.935,"confidence":0.96297354,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.00899447500705719},{"word":"spouse","start":856.935,"end":857.255,"confidence":0.9015835,"punctuated_word":"spouse","sentiment":"neutral","sentiment_score":0.010814152657985687},{"word":"anyway","start":857.255,"end":857.655,"confidence":0.91635674,"punctuated_word":"anyway","sentiment":"neutral","sentiment_score":0.017615973949432373},{"word":"because","start":857.655,"end":857.97504,"confidence":0.76258546,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.02099902182817459},{"word":"she's","start":857.97504,"end":858.135,"confidence":0.99501526,"punctuated_word":"she's","sentiment":"neutral","sentiment_score":0.01665031723678112},{"word":"the","start":858.135,"end":858.215,"confidence":0.7092783,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.007646024227142334},{"word":"one","start":858.215,"end":858.375,"confidence":0.9998079,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.03196081519126892},{"word":"that's","start":858.375,"end":858.54,"confidence":0.99122566,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.028169406577944756},{"word":"caring","start":858.62,"end":858.77997,"confidence":0.9862601,"punctuated_word":"caring","sentiment":"neutral","sentiment_score":0.003256767988204956},{"word":"for","start":858.77997,"end":858.94,"confidence":0.9997069,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0013768970966339111},{"word":"the","start":858.94,"end":859.01996,"confidence":0.9991623,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.008890517055988312},{"word":"children","start":859.01996,"end":859.42,"confidence":0.8727933,"punctuated_word":"children,","sentiment":"neutral","sentiment_score":0.018360186368227005},{"word":"things","start":859.42,"end":859.66,"confidence":0.97835165,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.02240515500307083},{"word":"like","start":859.66,"end":859.74,"confidence":0.828369,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.02110416442155838},{"word":"that","start":859.74,"end":859.98,"confidence":0.99956673,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02965357154607773},{"word":"as","start":859.98,"end":860.48,"confidence":0.99574125,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.010938286781311035},{"word":"well","start":860.69995,"end":860.94,"confidence":0.935554,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.0019311495125293732},{"word":"but","start":860.94,"end":861.18,"confidence":0.8043346,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.03882377594709397},{"word":"it","start":861.18,"end":861.25995,"confidence":0.8051373,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.10909397900104524},{"word":"is","start":861.25995,"end":861.42,"confidence":0.62153935,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.12827058136463165},{"word":"currently","start":861.42,"end":861.82,"confidence":0.9996921,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.24003556370735168},{"word":"blank","start":861.82,"end":862.06,"confidence":0.785593,"punctuated_word":"blank,","sentiment":"neutral","sentiment_score":-0.26176080107688904},{"word":"so","start":862.06,"end":862.3,"confidence":0.99899226,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.2150459885597229},{"word":"if","start":862.3,"end":862.38,"confidence":0.9639781,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.19400689005851743},{"word":"something","start":862.38,"end":862.62,"confidence":0.95171195,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.2615548372268677},{"word":"were","start":862.62,"end":862.86,"confidence":0.99472576,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.25109559297561646},{"word":"to","start":862.86,"end":863.01996,"confidence":0.9956793,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2645590901374817},{"word":"happen","start":863.01996,"end":863.33997,"confidence":0.9903729,"punctuated_word":"happen,","sentiment":"neutral","sentiment_score":-0.2593841552734375},{"word":"it","start":863.33997,"end":863.5,"confidence":0.99942243,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2613280713558197},{"word":"just","start":863.5,"end":863.66,"confidence":0.99967,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.2551920711994171},{"word":"means","start":863.66,"end":863.98,"confidence":0.9994537,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.1576591730117798},{"word":"that","start":863.98,"end":864.45996,"confidence":0.9996201,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15709376335144043},{"word":"the","start":864.45996,"end":864.62,"confidence":0.95347744,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1972086876630783},{"word":"likelihood","start":864.62,"end":865.12,"confidence":0.9890948,"punctuated_word":"likelihood","sentiment":"neutral","sentiment_score":-0.26005640625953674},{"word":"is","start":865.18,"end":865.42,"confidence":0.860558,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.19398656487464905},{"word":"it","start":865.42,"end":865.74,"confidence":0.8233902,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.23273956775665283},{"word":"probably","start":865.74,"end":866.13995,"confidence":0.9975364,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.26507502794265747},{"word":"would","start":866.13995,"end":866.3,"confidence":0.8350055,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.23936796188354492},{"word":"end","start":866.3,"end":866.45996,"confidence":0.99839836,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.21989920735359192},{"word":"up","start":866.45996,"end":866.62,"confidence":0.99976677,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.26132819056510925},{"word":"in","start":866.62,"end":866.69995,"confidence":0.9988978,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.24761497974395752},{"word":"your","start":866.69995,"end":866.94,"confidence":0.9991653,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.23800057172775269},{"word":"estate","start":866.94,"end":867.18,"confidence":0.9028366,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":-0.2417111098766327},{"word":"unless","start":867.18,"end":867.5,"confidence":0.95653206,"punctuated_word":"unless","sentiment":"neutral","sentiment_score":-0.24257655441761017},{"word":"someone","start":867.5,"end":867.82,"confidence":0.99987686,"punctuated_word":"someone","sentiment":"neutral","sentiment_score":-0.2057523876428604},{"word":"came","start":867.82,"end":868.06,"confidence":0.99956983,"punctuated_word":"came","sentiment":"neutral","sentiment_score":-0.22545425593852997},{"word":"forward","start":868.06,"end":868.56,"confidence":0.9997646,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":-0.18544623255729675},{"word":"to","start":869.01996,"end":869.18,"confidence":0.97977316,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.22106096148490903},{"word":"claim","start":869.18,"end":869.5,"confidence":0.9989015,"punctuated_word":"claim","sentiment":"neutral","sentiment_score":-0.14555580914020538},{"word":"for","start":869.5,"end":869.66,"confidence":0.9995851,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.14218586683273315},{"word":"it","start":869.66,"end":869.82,"confidence":0.98986614,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.15529543161392212},{"word":"which","start":869.82,"end":870.06,"confidence":0.99985313,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.1427697241306305},{"word":"would","start":870.06,"end":870.22,"confidence":0.7496523,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.10441458225250244},{"word":"be","start":870.22,"end":870.38,"confidence":0.9998006,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.10309382528066637},{"word":"like","start":870.38,"end":870.62,"confidence":0.6012667,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.1546529084444046},{"word":"spouse","start":870.62,"end":870.94,"confidence":0.97715294,"punctuated_word":"spouse","sentiment":"neutral","sentiment_score":-0.11941874772310256},{"word":"independence","start":870.94,"end":871.44,"confidence":0.95396805,"punctuated_word":"independence,","sentiment":"neutral","sentiment_score":-0.14148947596549988},{"word":"which","start":871.57996,"end":871.82,"confidence":0.9956132,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.11202866584062576},{"word":"given","start":871.82,"end":872.06,"confidence":0.84186447,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.1194695457816124},{"word":"the","start":872.06,"end":872.22,"confidence":0.99514127,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09976842254400252},{"word":"children","start":872.22,"end":872.54,"confidence":0.9999194,"punctuated_word":"children","sentiment":"neutral","sentiment_score":-0.094243161380291},{"word":"are","start":872.54,"end":872.69995,"confidence":0.9716474,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.0893242284655571},{"word":"quite","start":872.69995,"end":872.86,"confidence":0.9994437,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.11898835003376008},{"word":"young","start":872.86,"end":873.36,"confidence":0.71744907,"punctuated_word":"young,","sentiment":"neutral","sentiment_score":-0.12083159387111664},{"word":"unless","start":873.775,"end":874.175,"confidence":0.9863955,"punctuated_word":"unless","sentiment":"neutral","sentiment_score":-0.14604264497756958},{"word":"it","start":874.175,"end":874.335,"confidence":0.95638,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1587856560945511},{"word":"was","start":874.335,"end":874.575,"confidence":0.98922276,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.2293759137392044},{"word":"your","start":874.575,"end":874.735,"confidence":0.9956149,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.2051638960838318},{"word":"spouse","start":874.735,"end":875.055,"confidence":0.97145116,"punctuated_word":"spouse,","sentiment":"neutral","sentiment_score":-0.15357166528701782},{"word":"there","start":875.055,"end":875.135,"confidence":0.84858745,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.20294660329818728},{"word":"probably","start":875.135,"end":875.455,"confidence":0.98831415,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.16210141777992249},{"word":"wouldn't","start":875.455,"end":875.615,"confidence":0.9995083,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":-0.16058644652366638},{"word":"be","start":875.615,"end":875.775,"confidence":0.9963051,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.18554842472076416},{"word":"anyone","start":875.775,"end":876.015,"confidence":0.99689204,"punctuated_word":"anyone","sentiment":"neutral","sentiment_score":-0.2033052444458008},{"word":"that","start":876.015,"end":876.255,"confidence":0.99937135,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15831053256988523},{"word":"sort","start":876.255,"end":876.495,"confidence":0.96814615,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.12107759714126588},{"word":"of","start":876.495,"end":876.995,"confidence":0.99929404,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1472412496805191},{"word":"is","start":877.215,"end":877.375,"confidence":0.93510866,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.15307900309562683},{"word":"eligible","start":877.375,"end":877.695,"confidence":0.99177635,"punctuated_word":"eligible","sentiment":"neutral","sentiment_score":-0.17287230491638184},{"word":"for","start":877.695,"end":877.935,"confidence":0.9939474,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.11406006664037704},{"word":"it","start":877.935,"end":878.015,"confidence":0.8112881,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.13869059085845947},{"word":"apart","start":878.015,"end":878.255,"confidence":0.98863053,"punctuated_word":"apart","sentiment":"neutral","sentiment_score":-0.19179773330688477},{"word":"from","start":878.255,"end":878.415,"confidence":0.9986123,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.16982689499855042},{"word":"the","start":878.415,"end":878.575,"confidence":0.99958056,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1716821789741516},{"word":"kids","start":878.575,"end":879.075,"confidence":0.8817582,"punctuated_word":"kids.","sentiment":"neutral","sentiment_score":-0.11481454223394394},{"word":"but","start":879.295,"end":879.455,"confidence":0.96763146,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.1314433515071869},{"word":"it's","start":879.455,"end":879.695,"confidence":0.997238,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.16693031787872314},{"word":"better","start":879.695,"end":880.015,"confidence":0.98994154,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.249063178896904},{"word":"to","start":880.015,"end":880.175,"confidence":0.99910873,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1451130211353302},{"word":"have","start":880.175,"end":880.415,"confidence":0.99979466,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1530793011188507},{"word":"a","start":880.415,"end":880.575,"confidence":0.999622,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06642842292785645},{"word":"a","start":880.575,"end":880.655,"confidence":0.6206327,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.005846597254276276},{"word":"nomination","start":880.655,"end":881.155,"confidence":0.99982363,"punctuated_word":"nomination","sentiment":"neutral","sentiment_score":-0.005664914846420288},{"word":"just","start":881.215,"end":881.375,"confidence":0.9934223,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.11954531073570251},{"word":"so","start":881.375,"end":881.535,"confidence":0.9997279,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.12690962851047516},{"word":"it","start":881.535,"end":881.695,"confidence":0.999332,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.1034134104847908},{"word":"stays","start":881.695,"end":881.935,"confidence":0.9964586,"punctuated_word":"stays","sentiment":"neutral","sentiment_score":-0.09942158311605452},{"word":"outside","start":881.935,"end":882.255,"confidence":0.9960334,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":-0.02484403550624847},{"word":"of","start":882.255,"end":882.335,"confidence":0.9948783,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08313003182411194},{"word":"this","start":882.335,"end":882.575,"confidence":0.7440703,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.0992506816983223},{"word":"state","start":882.575,"end":882.735,"confidence":0.7508652,"punctuated_word":"state.","sentiment":"neutral","sentiment_score":-0.09194914996623992},{"word":"it","start":882.735,"end":882.815,"confidence":0.99558985,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.03337981551885605},{"word":"doesn't","start":882.815,"end":883.135,"confidence":0.9998554,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.05706410109996796},{"word":"get","start":883.135,"end":883.295,"confidence":0.9996946,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.18416807055473328},{"word":"challenged","start":883.295,"end":883.695,"confidence":0.8575165,"punctuated_word":"challenged,","sentiment":"neutral","sentiment_score":-0.1836014986038208},{"word":"things","start":883.695,"end":883.935,"confidence":0.9995888,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.17367012798786163},{"word":"like","start":883.935,"end":884.095,"confidence":0.99967265,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.11226531118154526},{"word":"that","start":884.095,"end":884.335,"confidence":0.99965775,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.048378124833106995},{"word":"as","start":884.335,"end":884.495,"confidence":0.9880207,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.0486135333776474},{"word":"well","start":884.495,"end":884.995,"confidence":0.99975204,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.00935400277376175},{"word":"alright","start":886.95,"end":887.45,"confidence":0.7373213,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.06047600507736206},{"word":"perfect","start":891.27,"end":891.75,"confidence":0.8981999,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6324982047080994},{"word":"i","start":891.75,"end":891.83,"confidence":0.9930583,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.43033212423324585},{"word":"can","start":891.83,"end":891.99,"confidence":0.9849975,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.3736474812030792},{"word":"even","start":891.99,"end":892.23,"confidence":0.9994821,"punctuated_word":"even","sentiment":"positive","sentiment_score":0.3975290656089782},{"word":"send","start":892.23,"end":892.47,"confidence":0.9984256,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.32393649220466614},{"word":"through","start":892.47,"end":892.71,"confidence":0.99878746,"punctuated_word":"through","sentiment":"positive","sentiment_score":0.406052678823471},{"word":"some","start":892.71,"end":893.19,"confidence":0.9993781,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.3119749426841736},{"word":"lawyer","start":893.19,"end":893.51,"confidence":0.9984073,"punctuated_word":"lawyer","sentiment":"neutral","sentiment_score":0.20887112617492676},{"word":"information","start":893.51,"end":894.01,"confidence":0.9999186,"punctuated_word":"information","sentiment":"neutral","sentiment_score":0.19285044074058533},{"word":"as","start":894.15,"end":894.31,"confidence":0.99975675,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2659909725189209},{"word":"well","start":894.31,"end":894.79,"confidence":0.9999809,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.24326840043067932},{"word":"just","start":894.79,"end":894.95,"confidence":0.48054788,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.21073314547538757},{"word":"on","start":894.95,"end":895.11,"confidence":0.95394576,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1997329294681549},{"word":"some","start":895.11,"end":895.27,"confidence":0.99853694,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.22537139058113095},{"word":"general","start":895.27,"end":895.67,"confidence":0.99286675,"punctuated_word":"general","sentiment":"neutral","sentiment_score":0.23284029960632324},{"word":"wills","start":895.67,"end":895.91,"confidence":0.7343778,"punctuated_word":"wills","sentiment":"neutral","sentiment_score":0.23192980885505676},{"word":"and","start":895.91,"end":896.07,"confidence":0.94803876,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.230776846408844},{"word":"estate","start":896.07,"end":896.39,"confidence":0.99458766,"punctuated_word":"estate","sentiment":"neutral","sentiment_score":0.2716060280799866},{"word":"planning","start":896.39,"end":896.89,"confidence":0.9999292,"punctuated_word":"planning","sentiment":"neutral","sentiment_score":0.2439499199390411},{"word":"just","start":897.03,"end":897.27,"confidence":0.4583849,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.24916359782218933},{"word":"for","start":897.27,"end":897.43,"confidence":0.9047672,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2405349463224411},{"word":"local","start":897.43,"end":897.75,"confidence":0.88473445,"punctuated_word":"local","sentiment":"neutral","sentiment_score":0.25606951117515564},{"word":"solicitor","start":897.75,"end":898.15,"confidence":0.9869235,"punctuated_word":"solicitor","sentiment":"neutral","sentiment_score":0.28607624769210815},{"word":"and","start":898.15,"end":898.31,"confidence":0.89289504,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2806137204170227},{"word":"their","start":898.31,"end":898.47,"confidence":0.977742,"punctuated_word":"their","sentiment":"neutral","sentiment_score":0.21948367357254028},{"word":"general","start":898.47,"end":898.71,"confidence":0.9998585,"punctuated_word":"general","sentiment":"neutral","sentiment_score":0.23497940599918363},{"word":"pricing","start":898.71,"end":899.11,"confidence":0.6878574,"punctuated_word":"pricing.","sentiment":"neutral","sentiment_score":0.22139215469360352},{"word":"just","start":899.11,"end":899.27,"confidence":0.98923445,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.18084301054477692},{"word":"have","start":899.27,"end":899.43,"confidence":0.79001427,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.15964379906654358},{"word":"a","start":899.43,"end":899.59,"confidence":0.983526,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.18204525113105777},{"word":"read","start":899.59,"end":899.75,"confidence":0.99763775,"punctuated_word":"read","sentiment":"neutral","sentiment_score":0.14627036452293396},{"word":"through","start":899.75,"end":899.99,"confidence":0.98080575,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.17757052183151245},{"word":"if","start":899.99,"end":900.07,"confidence":0.79945165,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.17284099757671356},{"word":"you'd","start":900.07,"end":900.23,"confidence":0.99959886,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.14041262865066528},{"word":"like","start":900.23,"end":900.615,"confidence":0.989604,"punctuated_word":"like.","sentiment":"neutral","sentiment_score":0.1488572359085083},{"word":"not","start":904.295,"end":904.535,"confidence":0.98764277,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.3209323585033417},{"word":"a","start":904.535,"end":904.615,"confidence":0.999713,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2185637503862381},{"word":"problem","start":904.615,"end":905.115,"confidence":0.9993708,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.21532511711120603},{"word":"and","start":905.895,"end":906.055,"confidence":0.8464016,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.09456795454025269},{"word":"a","start":906.055,"end":906.21497,"confidence":0.98994,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07075318694114685},{"word":"random","start":906.21497,"end":906.535,"confidence":0.9999765,"punctuated_word":"random","sentiment":"neutral","sentiment_score":0.0536874458193779},{"word":"question","start":906.535,"end":906.77496,"confidence":0.99943787,"punctuated_word":"question","sentiment":"neutral","sentiment_score":0.05264720320701599},{"word":"that","start":906.77496,"end":907.015,"confidence":0.9948244,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.027543233707547188},{"word":"they've","start":907.015,"end":907.175,"confidence":0.79416263,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":0.02112526446580887},{"word":"added","start":907.175,"end":907.495,"confidence":0.99954057,"punctuated_word":"added","sentiment":"neutral","sentiment_score":0.04282652586698532},{"word":"in","start":907.495,"end":907.65497,"confidence":0.9996092,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03745617717504501},{"word":"recent","start":907.65497,"end":907.975,"confidence":0.9971347,"punctuated_word":"recent","sentiment":"neutral","sentiment_score":0.04358632117509842},{"word":"years","start":907.975,"end":908.135,"confidence":0.99659616,"punctuated_word":"years","sentiment":"neutral","sentiment_score":0.043914880603551865},{"word":"is","start":908.135,"end":908.295,"confidence":0.9669463,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.005863860249519348},{"word":"you're","start":908.295,"end":908.455,"confidence":0.8629266,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.00321607175283134},{"word":"not","start":908.455,"end":908.615,"confidence":0.99983716,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.002908242866396904},{"word":"sort","start":908.615,"end":908.77496,"confidence":0.99228305,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.038293421268463135},{"word":"of","start":908.77496,"end":908.935,"confidence":0.9997167,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.01563003659248352},{"word":"involved","start":908.935,"end":909.255,"confidence":0.9986487,"punctuated_word":"involved","sentiment":"neutral","sentiment_score":-0.041418664157390594},{"word":"in","start":909.255,"end":909.415,"confidence":0.99797386,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.04395667836070061},{"word":"politics","start":909.415,"end":909.815,"confidence":0.99988794,"punctuated_word":"politics","sentiment":"neutral","sentiment_score":-0.034050025045871735},{"word":"or","start":909.815,"end":909.975,"confidence":0.99609643,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.06842272728681564},{"word":"politically","start":909.975,"end":910.375,"confidence":0.9963462,"punctuated_word":"politically","sentiment":"neutral","sentiment_score":-0.05491165071725845},{"word":"exposed","start":910.375,"end":910.77496,"confidence":0.99845827,"punctuated_word":"exposed","sentiment":"neutral","sentiment_score":-0.08827824890613556},{"word":"or","start":910.77496,"end":910.935,"confidence":0.50586015,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.01644212380051613},{"word":"with","start":910.935,"end":911.095,"confidence":0.9257047,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":-0.019862014800310135},{"word":"like","start":911.095,"end":911.33496,"confidence":0.9968071,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.008087581023573875},{"word":"family","start":911.33496,"end":911.65497,"confidence":0.9998016,"punctuated_word":"family","sentiment":"neutral","sentiment_score":-0.015163512900471687},{"word":"members","start":911.65497,"end":911.895,"confidence":0.9997106,"punctuated_word":"members","sentiment":"neutral","sentiment_score":-0.017397847026586533},{"word":"or","start":911.895,"end":912.055,"confidence":0.9984855,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.005392454564571381},{"word":"anything","start":912.055,"end":912.375,"confidence":0.9999026,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.008242323994636536},{"word":"like","start":912.375,"end":912.535,"confidence":0.9915121,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.025363247841596603},{"word":"that","start":912.535,"end":912.87,"confidence":0.92368567,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.011721160262823105},{"word":"right","start":914.79,"end":915.29,"confidence":0.879191,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.002700456418097019},{"word":"and","start":915.75,"end":916.07,"confidence":0.9956383,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.011700086295604706},{"word":"currently","start":916.07,"end":916.47,"confidence":0.8077048,"punctuated_word":"currently,","sentiment":"neutral","sentiment_score":-0.021786879748106003},{"word":"you're","start":916.47,"end":916.63,"confidence":0.9986931,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.014263853430747986},{"word":"not","start":916.63,"end":916.87,"confidence":0.9991002,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.026499666273593903},{"word":"a","start":916.87,"end":916.95,"confidence":0.99712783,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03488458693027496},{"word":"tax","start":916.95,"end":917.11,"confidence":0.9986744,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":-0.021349715068936348},{"word":"resident","start":917.11,"end":917.43,"confidence":0.9785411,"punctuated_word":"resident","sentiment":"neutral","sentiment_score":-0.03083334118127823},{"word":"for","start":917.43,"end":917.67,"confidence":0.99856704,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.052978046238422394},{"word":"any","start":917.67,"end":917.75,"confidence":0.9956951,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.046647217124700546},{"word":"other","start":917.75,"end":918.23,"confidence":0.9966785,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.0608227476477623},{"word":"foreign","start":918.23,"end":918.63,"confidence":0.9926495,"punctuated_word":"foreign","sentiment":"neutral","sentiment_score":-0.0305843036621809},{"word":"jurisdiction","start":918.63,"end":919.13,"confidence":0.9356606,"punctuated_word":"jurisdiction?","sentiment":"neutral","sentiment_score":-0.030786536633968353},{"word":"right","start":921.83,"end":922.33,"confidence":0.817551,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.011420176364481447},{"word":"and","start":923.99,"end":924.23,"confidence":0.8228309,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.00944993644952774},{"word":"as","start":924.23,"end":924.39,"confidence":0.982957,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.011302713304758072},{"word":"far","start":924.39,"end":924.79,"confidence":0.98864645,"punctuated_word":"far","sentiment":"neutral","sentiment_score":0.016027886420488358},{"word":"as","start":924.79,"end":925.27,"confidence":0.9804597,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.019379589706659317},{"word":"your","start":925.27,"end":925.51,"confidence":0.97424984,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.041262172162532806},{"word":"goals","start":925.51,"end":926.01,"confidence":0.9664933,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.01467125490307808},{"word":"currently","start":926.10504,"end":926.34503,"confidence":0.9916216,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":0.013323139399290085},{"word":"there","start":926.34503,"end":926.42505,"confidence":0.6236817,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.03212440386414528},{"word":"because","start":926.42505,"end":926.585,"confidence":0.90382487,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.034838080406188965},{"word":"i","start":926.585,"end":926.745,"confidence":0.98812765,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.049333713948726654},{"word":"know","start":926.745,"end":926.905,"confidence":0.9994288,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.055327221751213074},{"word":"you","start":926.905,"end":927.065,"confidence":0.9991591,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04279034584760666},{"word":"were","start":927.065,"end":927.385,"confidence":0.9923839,"punctuated_word":"were","sentiment":"neutral","sentiment_score":0.011436786502599716},{"word":"working","start":927.385,"end":927.705,"confidence":0.99709964,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.03757697716355324},{"word":"towards","start":927.705,"end":928.185,"confidence":0.9859336,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":0.03404655680060387},{"word":"sort","start":928.185,"end":928.265,"confidence":0.9804083,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.00730166956782341},{"word":"of","start":928.265,"end":928.42505,"confidence":0.99297357,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02421789988875389},{"word":"purchasing","start":928.42505,"end":928.745,"confidence":0.5949891,"punctuated_word":"purchasing","sentiment":"neutral","sentiment_score":-0.0006189197301864624},{"word":"a","start":928.745,"end":928.825,"confidence":0.97810525,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.015951430425047874},{"word":"property","start":928.825,"end":929.30505,"confidence":0.99957174,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.0213136225938797},{"word":"here","start":929.30505,"end":929.80505,"confidence":0.9993724,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.003504253923892975},{"word":"in","start":930.585,"end":930.825,"confidence":0.9222561,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.013518296182155607},{"word":"the","start":930.825,"end":930.905,"confidence":0.99950445,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.030154738575220108},{"word":"next","start":930.905,"end":931.145,"confidence":0.999814,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.0036071836948394775},{"word":"few","start":931.145,"end":931.385,"confidence":0.9996431,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.03297510743141174},{"word":"years","start":931.385,"end":931.705,"confidence":0.79164577,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.031094415113329887},{"word":"is","start":931.705,"end":931.86505,"confidence":0.5378911,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":-0.018957361578941345},{"word":"that","start":931.86505,"end":932.10504,"confidence":0.9969988,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.00033814460039138794},{"word":"sort","start":932.10504,"end":932.185,"confidence":0.98994607,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.04036463052034378},{"word":"of","start":932.185,"end":932.34503,"confidence":0.9773538,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.024016879498958588},{"word":"gone","start":932.34503,"end":932.505,"confidence":0.85610235,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.06819072365760803},{"word":"out","start":932.505,"end":932.66504,"confidence":0.9989115,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.055697932839393616},{"word":"the","start":932.66504,"end":932.745,"confidence":0.9506997,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04903949797153473},{"word":"window","start":932.745,"end":932.98505,"confidence":0.9999453,"punctuated_word":"window","sentiment":"neutral","sentiment_score":-0.08047482371330261},{"word":"given","start":932.98505,"end":933.22504,"confidence":0.82572454,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.060473136603832245},{"word":"that","start":933.22504,"end":933.385,"confidence":0.99953973,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0003401264548301697},{"word":"you're","start":933.385,"end":933.54504,"confidence":0.99538684,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.009399553760886192},{"word":"looking","start":933.54504,"end":933.78503,"confidence":0.9998574,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.008953060954809189},{"word":"at","start":933.78503,"end":934.025,"confidence":0.9987627,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0016172677278518677},{"word":"potentially","start":934.025,"end":934.525,"confidence":0.8485694,"punctuated_word":"potentially,","sentiment":"neutral","sentiment_score":-0.008601401001214981},{"word":"you","start":934.98505,"end":935.22504,"confidence":0.9937587,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.007465220987796784},{"word":"know","start":935.22504,"end":935.385,"confidence":0.99973285,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.01648744009435177},{"word":"moving","start":935.385,"end":935.705,"confidence":0.9990433,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":-6.288290023803711e-6},{"word":"overseas","start":935.705,"end":936.10504,"confidence":0.98187155,"punctuated_word":"overseas","sentiment":"neutral","sentiment_score":0.03623762726783752},{"word":"and","start":936.10504,"end":936.265,"confidence":0.9303569,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0054350681602954865},{"word":"maybe","start":936.265,"end":936.505,"confidence":0.9877115,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.011942964047193527},{"word":"purchasing","start":936.505,"end":936.905,"confidence":0.5618843,"punctuated_word":"purchasing","sentiment":"neutral","sentiment_score":-0.011357709765434263},{"word":"a","start":936.905,"end":936.98505,"confidence":0.99201185,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.0021702349185943604},{"word":"home","start":936.98505,"end":937.145,"confidence":0.99986184,"punctuated_word":"home","sentiment":"neutral","sentiment_score":0.00716530904173851},{"word":"there","start":937.145,"end":937.30505,"confidence":0.99952173,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.030070170760154724},{"word":"and","start":937.30505,"end":937.465,"confidence":0.9878984,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.013230916112661362},{"word":"things","start":937.465,"end":937.705,"confidence":0.9997813,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.013621635735034944},{"word":"like","start":937.705,"end":937.86505,"confidence":0.99900514,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.036179061979055405},{"word":"that","start":937.86505,"end":938.22,"confidence":0.9944116,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.003115205094218254},{"word":"yep","start":955.675,"end":956.075,"confidence":0.819224,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1017141342163086},{"word":"right","start":956.075,"end":956.575,"confidence":0.7986449,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.118108332157135},{"word":"not","start":959.755,"end":959.915,"confidence":0.9033388,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.19070689380168915},{"word":"a","start":959.915,"end":959.995,"confidence":0.99660885,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1343538463115692},{"word":"problem","start":959.995,"end":960.315,"confidence":0.9965705,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.15218201279640198},{"word":"and","start":960.315,"end":960.475,"confidence":0.99633646,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08896279335021973},{"word":"you","start":960.475,"end":960.635,"confidence":0.7943058,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07215733826160431},{"word":"just","start":960.635,"end":960.95496,"confidence":0.40672955,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12887880206108093},{"word":"partner","start":960.95496,"end":961.355,"confidence":0.7935249,"punctuated_word":"partner","sentiment":"neutral","sentiment_score":0.12306509912014008},{"word":"originally","start":961.355,"end":961.755,"confidence":0.97902966,"punctuated_word":"originally","sentiment":"neutral","sentiment_score":0.0998854711651802},{"word":"from","start":961.755,"end":961.995,"confidence":0.9991636,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.09511251002550124},{"word":"america","start":961.995,"end":962.39496,"confidence":0.8242349,"punctuated_word":"America.","sentiment":"neutral","sentiment_score":0.07800612598657608},{"word":"is","start":962.39496,"end":962.635,"confidence":0.99878496,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.07193093001842499},{"word":"that","start":962.635,"end":962.875,"confidence":0.99938166,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07960987091064453},{"word":"the","start":962.875,"end":963.035,"confidence":0.99764013,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.059588637202978134},{"word":"reasons","start":963.035,"end":963.435,"confidence":0.62977964,"punctuated_word":"reasons","sentiment":"neutral","sentiment_score":0.04904996603727341},{"word":"for","start":963.435,"end":963.595,"confidence":0.9906968,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05290814861655235},{"word":"sort","start":963.595,"end":963.755,"confidence":0.98586744,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.06966476142406464},{"word":"of","start":963.755,"end":963.915,"confidence":0.8028238,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08868566900491714},{"word":"making","start":963.915,"end":964.15497,"confidence":0.99945265,"punctuated_word":"making","sentiment":"neutral","sentiment_score":0.08805225789546967},{"word":"the","start":964.15497,"end":964.315,"confidence":0.9942678,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.09074508398771286},{"word":"move","start":964.315,"end":964.62,"confidence":0.9994411,"punctuated_word":"move?","sentiment":"neutral","sentiment_score":0.06744301319122314},{"word":"yeah","start":964.7,"end":965.2,"confidence":0.9753934,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.011345944367349148},{"word":"no","start":965.30005,"end":965.80005,"confidence":0.7825967,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06360600888729095},{"word":"understandable","start":965.9,"end":966.4,"confidence":0.8303805,"punctuated_word":"Understandable.","sentiment":"neutral","sentiment_score":-0.03896857425570488},{"word":"yeah","start":972.22,"end":972.54,"confidence":0.89118445,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06092139706015587},{"word":"no","start":972.54,"end":972.86,"confidence":0.973184,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.08257633447647095},{"word":"completely","start":972.86,"end":973.33997,"confidence":0.99841917,"punctuated_word":"Completely","sentiment":"neutral","sentiment_score":-0.06073011830449104},{"word":"understandable","start":973.33997,"end":973.83997,"confidence":0.9954887,"punctuated_word":"understandable.","sentiment":"neutral","sentiment_score":-0.0841895341873169},{"word":"the","start":974.86,"end":975.18,"confidence":0.9179972,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.10598283261060716},{"word":"the","start":975.18,"end":975.26,"confidence":0.79504627,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.08345964550971985},{"word":"housing","start":975.26,"end":975.66,"confidence":0.99764484,"punctuated_word":"housing","sentiment":"neutral","sentiment_score":-0.15696319937705994},{"word":"market","start":975.66,"end":975.9,"confidence":0.97958416,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.1038963869214058},{"word":"over","start":975.9,"end":976.06,"confidence":0.79579735,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.1023523360490799},{"word":"there","start":976.06,"end":976.22,"confidence":0.99504304,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.11613063514232635},{"word":"is","start":976.22,"end":976.38,"confidence":0.9678811,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.11185891926288603},{"word":"a","start":976.38,"end":976.46,"confidence":0.9986975,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06545431911945343},{"word":"little","start":976.46,"end":976.7,"confidence":0.99988806,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.08150650560855865},{"word":"bit","start":976.7,"end":976.77997,"confidence":0.999705,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.05734759569168091},{"word":"better","start":976.77997,"end":977.02,"confidence":0.999691,"punctuated_word":"better","sentiment":"neutral","sentiment_score":-0.049545079469680786},{"word":"than","start":977.02,"end":977.18,"confidence":0.43889138,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.13507816195487976},{"word":"over","start":977.18,"end":977.42,"confidence":0.9552808,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.08012345433235168},{"word":"here","start":977.42,"end":977.58,"confidence":0.9989944,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.09408947825431824},{"word":"even","start":977.58,"end":977.82,"confidence":0.8748233,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.07207737863063812},{"word":"with","start":977.82,"end":978.06,"confidence":0.9995771,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.04302685707807541},{"word":"the","start":978.06,"end":978.14,"confidence":0.9988036,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.027608156204223633},{"word":"the","start":978.14,"end":978.3,"confidence":0.8684722,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03671342879533768},{"word":"dollar","start":978.3,"end":978.62,"confidence":0.9733237,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":-0.05449884012341499},{"word":"exchange","start":978.62,"end":979.12,"confidence":0.8685163,"punctuated_word":"exchange.","sentiment":"neutral","sentiment_score":-0.05447294935584068},{"word":"and","start":979.555,"end":979.635,"confidence":0.95420545,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.01632496528327465},{"word":"given","start":979.635,"end":979.68835,"confidence":0.99638295,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.026788758113980293},{"word":"the","start":979.68835,"end":979.7417,"confidence":0.9947693,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.01713630184531212},{"word":"australian","start":979.7417,"end":979.79504,"confidence":0.9980604,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":-0.027137890458106995},{"word":"dollar's","start":979.79504,"end":980.29504,"confidence":0.5541931,"punctuated_word":"dollar's","sentiment":"neutral","sentiment_score":-0.033998310565948486},{"word":"going","start":980.67505,"end":980.91504,"confidence":0.97890514,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.08217957615852356},{"word":"alright","start":980.91504,"end":981.155,"confidence":0.9226546,"punctuated_word":"alright","sentiment":"neutral","sentiment_score":-0.07631975412368774},{"word":"at","start":981.155,"end":981.315,"confidence":0.99406815,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.1293657124042511},{"word":"the","start":981.315,"end":981.395,"confidence":0.99955875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12597498297691345},{"word":"moment","start":981.395,"end":981.635,"confidence":0.97312355,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":-0.13859409093856812},{"word":"it's","start":981.635,"end":981.875,"confidence":0.9987064,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1821528971195221},{"word":"not","start":981.875,"end":982.115,"confidence":0.99016714,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.23888662457466123},{"word":"yeah","start":987.23505,"end":987.47504,"confidence":0.95958203,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.043132901191711426},{"word":"it's","start":987.47504,"end":987.715,"confidence":0.9976072,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.07729221135377884},{"word":"a","start":987.715,"end":987.79504,"confidence":0.99970347,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08713725209236145},{"word":"little","start":987.79504,"end":987.955,"confidence":0.9999236,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.09950973093509674},{"word":"bit","start":987.955,"end":988.455,"confidence":0.99985564,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.10037466138601304},{"word":"unsettling","start":988.995,"end":989.47504,"confidence":0.9001921,"punctuated_word":"unsettling","sentiment":"neutral","sentiment_score":-0.30115312337875366},{"word":"when","start":989.47504,"end":989.635,"confidence":0.9979861,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.25601932406425476},{"word":"you","start":989.635,"end":989.715,"confidence":0.99947625,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17397518455982208},{"word":"see","start":989.715,"end":989.875,"confidence":0.9549389,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.20785042643547055},{"word":"a","start":989.875,"end":989.955,"confidence":0.9895405,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.25230836868286133},{"word":"million","start":989.955,"end":990.195,"confidence":0.99416465,"punctuated_word":"million","sentiment":"neutral","sentiment_score":-0.15716302394866943},{"word":"dollar","start":990.195,"end":990.435,"confidence":0.998478,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":-0.06952450424432755},{"word":"property","start":990.435,"end":990.67505,"confidence":0.9997075,"punctuated_word":"property","sentiment":"neutral","sentiment_score":-0.16289426386356354},{"word":"in","start":990.67505,"end":990.835,"confidence":0.99965227,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.14708279073238373},{"word":"australia","start":990.835,"end":991.155,"confidence":0.9998319,"punctuated_word":"Australia","sentiment":"neutral","sentiment_score":-0.16492746770381927},{"word":"versus","start":991.155,"end":991.47504,"confidence":0.99886334,"punctuated_word":"versus","sentiment":"neutral","sentiment_score":-0.18706831336021423},{"word":"a","start":991.47504,"end":991.555,"confidence":0.98470694,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2604737877845764},{"word":"million","start":991.555,"end":991.79504,"confidence":0.9992568,"punctuated_word":"million","sentiment":"neutral","sentiment_score":-0.18445086479187012},{"word":"dollar","start":991.79504,"end":992.03503,"confidence":0.99896777,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":-0.11960979551076888},{"word":"property","start":992.03503,"end":992.35504,"confidence":0.9998443,"punctuated_word":"property","sentiment":"neutral","sentiment_score":-0.21375662088394165},{"word":"elsewhere","start":992.35504,"end":992.85504,"confidence":0.99844986,"punctuated_word":"elsewhere.","sentiment":"neutral","sentiment_score":-0.25690510869026184},{"word":"as","start":998.5,"end":998.74,"confidence":0.96811867,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.008239559829235077},{"word":"far","start":998.74,"end":998.89996,"confidence":0.9999236,"punctuated_word":"far","sentiment":"neutral","sentiment_score":0.01637742668390274},{"word":"as","start":998.89996,"end":999.06,"confidence":0.99970526,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.00825783982872963},{"word":"any","start":999.06,"end":999.3,"confidence":0.99968743,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.02728746086359024},{"word":"other","start":999.3,"end":999.45996,"confidence":0.9996972,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.01321171224117279},{"word":"goals","start":999.45996,"end":999.7,"confidence":0.9992353,"punctuated_word":"goals","sentiment":"neutral","sentiment_score":0.04648512601852417},{"word":"that","start":999.7,"end":999.86,"confidence":0.9994272,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.025256607681512833},{"word":"you're","start":999.86,"end":1000.1,"confidence":0.9960604,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.03132504224777222},{"word":"currently","start":1000.1,"end":1000.58,"confidence":0.99988794,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":0.028070323169231415},{"word":"working","start":1000.58,"end":1000.98,"confidence":0.9998665,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.0971999615430832},{"word":"towards","start":1000.98,"end":1001.45996,"confidence":0.95473325,"punctuated_word":"towards,","sentiment":"neutral","sentiment_score":0.0333561934530735},{"word":"like","start":1001.45996,"end":1001.77997,"confidence":0.9332707,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0008577853441238403},{"word":"obviously","start":1001.77997,"end":1002.18,"confidence":0.93827367,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.00988161750137806},{"word":"with","start":1002.18,"end":1002.42,"confidence":0.9994192,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.03920888155698776},{"word":"the","start":1002.42,"end":1002.5,"confidence":0.9990094,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.043713413178920746},{"word":"insurances","start":1002.5,"end":1003.0,"confidence":0.9931877,"punctuated_word":"insurances,","sentiment":"neutral","sentiment_score":-0.02867056056857109},{"word":"i","start":1003.06,"end":1003.22,"confidence":0.9996283,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.061249371618032455},{"word":"can't","start":1003.22,"end":1003.62,"confidence":0.9998076,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.059652626514434814},{"word":"sort","start":1003.62,"end":1003.86,"confidence":0.99087685,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.08534654229879379},{"word":"of","start":1003.86,"end":1004.36,"confidence":0.9976482,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04945807904005051},{"word":"have","start":1004.5,"end":1004.66,"confidence":0.99792457,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.08419825881719589},{"word":"a","start":1004.66,"end":1004.82,"confidence":0.9996878,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05667451024055481},{"word":"discussion","start":1004.82,"end":1005.14,"confidence":0.99966466,"punctuated_word":"discussion","sentiment":"neutral","sentiment_score":-0.05015210434794426},{"word":"with","start":1005.14,"end":1005.3,"confidence":0.99916625,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.07245946675539017},{"word":"you","start":1005.3,"end":1005.45996,"confidence":0.9982875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.028783485293388367},{"word":"around","start":1005.45996,"end":1005.62,"confidence":0.99811435,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.004844352602958679},{"word":"your","start":1005.62,"end":1005.77997,"confidence":0.99266064,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.0070386603474617004},{"word":"cover","start":1005.77997,"end":1006.01996,"confidence":0.9796896,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.0011329427361488342},{"word":"amounts","start":1006.01996,"end":1006.18,"confidence":0.34385478,"punctuated_word":"amounts","sentiment":"neutral","sentiment_score":0.01171625405550003},{"word":"and","start":1006.18,"end":1006.26,"confidence":0.9719892,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.00188407301902771},{"word":"what","start":1006.26,"end":1006.42,"confidence":0.9995022,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.01480119675397873},{"word":"you're","start":1006.42,"end":1006.58,"confidence":0.9243388,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.0013842185726389289},{"word":"covered","start":1006.58,"end":1006.82,"confidence":0.93347543,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":0.030156783759593964},{"word":"for","start":1006.82,"end":1006.89996,"confidence":0.9811647,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.013559915125370026},{"word":"and","start":1006.89996,"end":1007.06,"confidence":0.94074184,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0005229488015174866},{"word":"what","start":1007.06,"end":1007.22,"confidence":0.99938226,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.026442386209964752},{"word":"you're","start":1007.22,"end":1007.3,"confidence":0.9967582,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.01605396717786789},{"word":"not","start":1007.3,"end":1007.45996,"confidence":0.99890673,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.0333385169506073},{"word":"without","start":1007.45996,"end":1007.77997,"confidence":0.90965223,"punctuated_word":"without","sentiment":"neutral","sentiment_score":-0.06747515499591827},{"word":"knowing","start":1007.77997,"end":1008.01996,"confidence":0.9690251,"punctuated_word":"knowing","sentiment":"neutral","sentiment_score":-0.04875003546476364},{"word":"what","start":1008.01996,"end":1008.26,"confidence":0.99740285,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.03571291267871857},{"word":"they","start":1008.26,"end":1008.76,"confidence":0.9989747,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.014568187296390532},{"word":"are","start":1009.125,"end":1009.245,"confidence":0.9981652,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.02524198591709137},{"word":"at","start":1009.245,"end":1009.365,"confidence":0.9905179,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.029313422739505768},{"word":"the","start":1009.365,"end":1009.605,"confidence":0.99931717,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.011575669050216677},{"word":"moment","start":1009.605,"end":1010.105,"confidence":0.9544261,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.023197725415229797},{"word":"but","start":1010.645,"end":1010.885,"confidence":0.84537756,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.09798412024974824},{"word":"from","start":1010.885,"end":1011.045,"confidence":0.9733289,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.09058722853660583},{"word":"memory","start":1011.045,"end":1011.445,"confidence":0.97833556,"punctuated_word":"memory,","sentiment":"neutral","sentiment_score":0.13714447617530823},{"word":"you","start":1011.445,"end":1011.605,"confidence":0.6094379,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1312257945537567},{"word":"satisfied","start":1011.605,"end":1012.005,"confidence":0.703805,"punctuated_word":"satisfied","sentiment":"neutral","sentiment_score":0.21394342184066772},{"word":"with","start":1012.005,"end":1012.085,"confidence":0.91633743,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.31881991028785706},{"word":"those","start":1012.085,"end":1012.245,"confidence":0.67399675,"punctuated_word":"those.","sentiment":"neutral","sentiment_score":0.2867450714111328},{"word":"that's","start":1012.245,"end":1012.405,"confidence":0.7816047,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.14736658334732056},{"word":"something","start":1012.405,"end":1012.565,"confidence":0.9273776,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.1383007913827896},{"word":"you","start":1012.565,"end":1012.72504,"confidence":0.905349,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08788307011127472},{"word":"wanna","start":1012.72504,"end":1013.045,"confidence":0.71671915,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.11605866253376008},{"word":"review","start":1013.045,"end":1013.445,"confidence":0.993206,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.11576014012098312},{"word":"currently","start":1013.445,"end":1013.84503,"confidence":0.7117144,"punctuated_word":"currently?","sentiment":"neutral","sentiment_score":0.06932604312896729},{"word":"or","start":1013.84503,"end":1014.085,"confidence":0.78898615,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.02826365083456039},{"word":"yeah","start":1022.58,"end":1022.98,"confidence":0.89007926,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08672326058149338},{"word":"it","start":1022.98,"end":1023.06,"confidence":0.8332345,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.013906195759773254},{"word":"cut","start":1023.06,"end":1023.3,"confidence":0.99624014,"punctuated_word":"cut","sentiment":"neutral","sentiment_score":-0.005699999630451202},{"word":"out","start":1023.3,"end":1023.38,"confidence":0.98078775,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.024647101759910583},{"word":"for","start":1023.38,"end":1023.62,"confidence":0.9980393,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.002037547528743744},{"word":"a","start":1023.62,"end":1023.7,"confidence":0.9991991,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.007759153842926025},{"word":"little","start":1023.7,"end":1023.86,"confidence":0.99901175,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.03389754146337509},{"word":"bit","start":1023.86,"end":1024.36,"confidence":0.99839276,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.020444456487894055},{"word":"so","start":1024.5,"end":1024.74,"confidence":0.8282466,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.024326790124177933},{"word":"just","start":1024.74,"end":1024.9,"confidence":0.9749879,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.029524587094783783},{"word":"in","start":1024.9,"end":1025.14,"confidence":0.9990169,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.019206468015909195},{"word":"regards","start":1025.14,"end":1025.38,"confidence":0.9938373,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.006648346781730652},{"word":"to","start":1025.38,"end":1025.54,"confidence":0.9967535,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03157031908631325},{"word":"your","start":1025.54,"end":1025.62,"confidence":0.8853982,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.026588983833789825},{"word":"insurance","start":1025.62,"end":1026.02,"confidence":0.6203222,"punctuated_word":"insurance,","sentiment":"neutral","sentiment_score":0.023677051067352295},{"word":"is","start":1026.02,"end":1026.18,"confidence":0.80076545,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.00047445669770240784},{"word":"there","start":1026.18,"end":1026.26,"confidence":0.8438099,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.013837292790412905},{"word":"obviously","start":1026.26,"end":1026.5,"confidence":0.4566815,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.01114005595445633},{"word":"i","start":1026.5,"end":1026.58,"confidence":0.4793294,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.031002409756183624},{"word":"don't","start":1026.58,"end":1026.82,"confidence":0.99987507,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.0763702318072319},{"word":"know","start":1026.82,"end":1026.98,"confidence":0.9987436,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.090483196079731},{"word":"exactly","start":1026.98,"end":1027.22,"confidence":0.9989635,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":-0.06356802582740784},{"word":"what","start":1027.22,"end":1027.38,"confidence":0.9992526,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.04587244987487793},{"word":"you're","start":1027.38,"end":1027.54,"confidence":0.744122,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.02762519381940365},{"word":"covered","start":1027.54,"end":1027.86,"confidence":0.7368482,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":-0.012793682515621184},{"word":"for","start":1027.86,"end":1028.02,"confidence":0.98935133,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.006121017038822174},{"word":"given","start":1028.02,"end":1028.26,"confidence":0.83497864,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.029746033251285553},{"word":"that","start":1028.26,"end":1028.42,"confidence":0.9976047,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.019750703126192093},{"word":"i","start":1028.42,"end":1028.5,"confidence":0.997431,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04643797129392624},{"word":"don't","start":1028.5,"end":1028.66,"confidence":0.9998306,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.0659480020403862},{"word":"have","start":1028.66,"end":1028.82,"confidence":0.99857473,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.06081625819206238},{"word":"a","start":1028.82,"end":1028.98,"confidence":0.9479807,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0589846633374691},{"word":"stipulated","start":1028.98,"end":1029.38,"confidence":0.44877273,"punctuated_word":"stipulated","sentiment":"neutral","sentiment_score":-0.045358333736658096},{"word":"currency","start":1029.38,"end":1029.78,"confidence":0.9270985,"punctuated_word":"currency","sentiment":"neutral","sentiment_score":-0.04217204451560974},{"word":"at","start":1029.78,"end":1029.8201,"confidence":0.9878637,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.08111289143562317},{"word":"the","start":1029.8201,"end":1029.86,"confidence":0.9991062,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06281931698322296},{"word":"moment","start":1029.86,"end":1030.1,"confidence":0.81204987,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.0647389218211174},{"word":"but","start":1030.1,"end":1030.6,"confidence":0.9965616,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.013386882841587068},{"word":"from","start":1030.74,"end":1030.98,"confidence":0.98007387,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.004141770303249359},{"word":"your","start":1030.98,"end":1031.22,"confidence":0.9912043,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.026928499341011047},{"word":"your","start":1031.22,"end":1031.38,"confidence":0.755373,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.03578650951385498},{"word":"memory","start":1031.38,"end":1031.62,"confidence":0.90506315,"punctuated_word":"memory,","sentiment":"neutral","sentiment_score":0.022526605054736137},{"word":"is","start":1031.62,"end":1031.7,"confidence":0.87148046,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02034292370080948},{"word":"that","start":1031.7,"end":1031.86,"confidence":0.9964868,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.049663443118333817},{"word":"something","start":1031.86,"end":1032.02,"confidence":0.9920195,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.025783635675907135},{"word":"you","start":1032.02,"end":1032.18,"confidence":0.9838701,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.006669171154499054},{"word":"want","start":1032.18,"end":1032.42,"confidence":0.5018456,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.007649384438991547},{"word":"to","start":1032.42,"end":1032.5,"confidence":0.8893979,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.023402638733386993},{"word":"review","start":1032.5,"end":1032.82,"confidence":0.8762506,"punctuated_word":"review?","sentiment":"neutral","sentiment_score":0.02058592438697815},{"word":"are","start":1032.82,"end":1032.9,"confidence":0.86647695,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.033160097897052765},{"word":"you","start":1032.9,"end":1033.06,"confidence":0.998072,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02395358681678772},{"word":"happy","start":1033.06,"end":1033.54,"confidence":0.9990221,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.10292378067970276},{"word":"sort","start":1033.54,"end":1033.7,"confidence":0.9792163,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.07946163415908813},{"word":"of","start":1033.7,"end":1033.86,"confidence":0.9825136,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06741642951965332},{"word":"with","start":1033.86,"end":1034.02,"confidence":0.99679774,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.08403119444847107},{"word":"your","start":1034.02,"end":1034.26,"confidence":0.9086194,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.037947915494441986},{"word":"your","start":1034.26,"end":1034.34,"confidence":0.82548934,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.07913251221179962},{"word":"current","start":1034.34,"end":1034.66,"confidence":0.9865736,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.12232866883277892},{"word":"policy","start":1034.66,"end":1035.06,"confidence":0.99968445,"punctuated_word":"policy","sentiment":"neutral","sentiment_score":0.30108508467674255},{"word":"from","start":1035.06,"end":1035.3,"confidence":0.9593949,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.038605451583862305},{"word":"memory","start":1035.3,"end":1035.7,"confidence":0.9993049,"punctuated_word":"memory","sentiment":"neutral","sentiment_score":0.06186675280332565},{"word":"or","start":1035.7,"end":1035.9401,"confidence":0.9181535,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.0030623897910118103},{"word":"not","start":1035.9401,"end":1036.1,"confidence":0.9936785,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.09425629675388336},{"word":"too","start":1036.1,"end":1036.34,"confidence":0.99629277,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.056655049324035645},{"word":"sure","start":1036.34,"end":1036.84,"confidence":0.99724376,"punctuated_word":"sure?","sentiment":"neutral","sentiment_score":0.020287569612264633},{"word":"yep","start":1054.89,"end":1055.39,"confidence":0.68654764,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1259375512599945},{"word":"and","start":1056.25,"end":1056.49,"confidence":0.9886982,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.034317467361688614},{"word":"do","start":1056.49,"end":1056.65,"confidence":0.9988643,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.013620682060718536},{"word":"you","start":1056.65,"end":1056.73,"confidence":0.9995198,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.009933046996593475},{"word":"know","start":1056.73,"end":1056.89,"confidence":0.99948883,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.022048458456993103},{"word":"what","start":1056.89,"end":1057.13,"confidence":0.99968326,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.01039256900548935},{"word":"types","start":1057.13,"end":1057.37,"confidence":0.995067,"punctuated_word":"types","sentiment":"neutral","sentiment_score":-0.05686000734567642},{"word":"of","start":1057.37,"end":1057.4501,"confidence":0.9955884,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02504934743046761},{"word":"cover","start":1057.4501,"end":1057.77,"confidence":0.9819712,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.01785234361886978},{"word":"you","start":1057.77,"end":1057.93,"confidence":0.9991763,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.018940743058919907},{"word":"have","start":1057.93,"end":1058.41,"confidence":0.9994824,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.016378380358219147},{"word":"on","start":1058.41,"end":1058.5701,"confidence":0.9215017,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.016407515853643417},{"word":"that","start":1058.5701,"end":1058.81,"confidence":0.9832261,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03561839461326599},{"word":"at","start":1058.81,"end":1058.89,"confidence":0.9975834,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.04175685346126557},{"word":"the","start":1058.89,"end":1059.05,"confidence":0.9990458,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.02865217626094818},{"word":"moment","start":1059.05,"end":1059.37,"confidence":0.75300753,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":-0.01853002794086933},{"word":"like","start":1059.37,"end":1059.6901,"confidence":0.83042,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.018384966999292377},{"word":"life","start":1059.6901,"end":1060.01,"confidence":0.5501393,"punctuated_word":"life,","sentiment":"neutral","sentiment_score":-0.01954321190714836},{"word":"tpd","start":1060.01,"end":1060.49,"confidence":0.8536203,"punctuated_word":"TPD,","sentiment":"neutral","sentiment_score":-0.020466456189751625},{"word":"ip","start":1060.49,"end":1060.89,"confidence":0.94744444,"punctuated_word":"IP,","sentiment":"neutral","sentiment_score":-0.022999942302703857},{"word":"trauma","start":1060.89,"end":1061.39,"confidence":0.81108063,"punctuated_word":"trauma?","sentiment":"neutral","sentiment_score":-0.02524425648152828},{"word":"it's","start":1094.975,"end":1095.4551,"confidence":0.7783171,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.08381083607673645},{"word":"if","start":1095.775,"end":1096.015,"confidence":0.96696925,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.025988217443227768},{"word":"you","start":1096.015,"end":1096.095,"confidence":0.99862444,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.015431717038154602},{"word":"could","start":1096.095,"end":1096.255,"confidence":0.9743872,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.02990343421697617},{"word":"just","start":1096.255,"end":1096.415,"confidence":0.99904853,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.01803341507911682},{"word":"get","start":1096.415,"end":1096.5751,"confidence":0.96695685,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.021518677473068237},{"word":"it","start":1096.5751,"end":1096.735,"confidence":0.9990019,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.0027424395084381104},{"word":"to","start":1096.735,"end":1096.8151,"confidence":0.99888533,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.009038016200065613},{"word":"me","start":1096.8151,"end":1097.135,"confidence":0.9999019,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.01573079824447632},{"word":"at","start":1097.135,"end":1097.295,"confidence":0.99908674,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.006343252956867218},{"word":"some","start":1097.295,"end":1097.535,"confidence":0.99937457,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.0017281770706176758},{"word":"point","start":1097.535,"end":1098.035,"confidence":0.70744103,"punctuated_word":"point,","sentiment":"neutral","sentiment_score":0.04885919764637947},{"word":"because","start":1098.495,"end":1098.995,"confidence":0.80495673,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.007111489772796631},{"word":"in","start":1099.36,"end":1099.6,"confidence":0.9997789,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.021672353148460388},{"word":"regards","start":1099.6,"end":1100.1,"confidence":0.99943584,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.006881535053253174},{"word":"to","start":1100.1599,"end":1100.48,"confidence":0.99984264,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.01338387280702591},{"word":"your","start":1100.48,"end":1100.72,"confidence":0.99978524,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.020066119730472565},{"word":"current","start":1100.72,"end":1101.22,"confidence":0.9997317,"punctuated_word":"current","sentiment":"neutral","sentiment_score":-0.003945961594581604},{"word":"portfolio","start":1101.2799,"end":1101.7799,"confidence":0.9874202,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":-0.03326766565442085},{"word":"which","start":1101.9199,"end":1102.1599,"confidence":0.9998815,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.05588173866271973},{"word":"is","start":1102.1599,"end":1102.32,"confidence":0.9997836,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05948646366596222},{"word":"the","start":1102.32,"end":1102.3999,"confidence":0.99826175,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05633313208818436},{"word":"next","start":1102.3999,"end":1102.6399,"confidence":0.99987984,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.0912262126803398},{"word":"thing","start":1102.6399,"end":1102.7999,"confidence":0.9993318,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.07568228989839554},{"word":"i","start":1102.7999,"end":1102.96,"confidence":0.9960659,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06444866955280304},{"word":"wanted","start":1102.96,"end":1103.2,"confidence":0.6559383,"punctuated_word":"wanted","sentiment":"neutral","sentiment_score":0.08448942005634308},{"word":"to","start":1103.2,"end":1103.2799,"confidence":0.98007584,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09729818999767303},{"word":"sort","start":1103.2799,"end":1103.44,"confidence":0.9869372,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.06587991118431091},{"word":"of","start":1103.44,"end":1103.5199,"confidence":0.81016016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.14219775795936584},{"word":"touch","start":1103.5199,"end":1103.76,"confidence":0.9986665,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.14696955680847168},{"word":"on","start":1103.76,"end":1104.0,"confidence":0.99925023,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.11536064743995668},{"word":"there","start":1104.0,"end":1104.24,"confidence":0.9996673,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.08682308346033096},{"word":"as","start":1104.24,"end":1104.3999,"confidence":0.9989868,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.11556093394756316},{"word":"well","start":1104.3999,"end":1104.8999,"confidence":0.8310362,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.0932103842496872},{"word":"in","start":1105.5199,"end":1105.76,"confidence":0.93309456,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.11642724275588988},{"word":"regards","start":1105.76,"end":1106.24,"confidence":0.99914205,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.10679226368665697},{"word":"to","start":1106.24,"end":1106.5599,"confidence":0.9990741,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17012134194374084},{"word":"how","start":1106.5599,"end":1106.72,"confidence":0.9972963,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.1580752432346344},{"word":"your","start":1106.72,"end":1106.96,"confidence":0.99548113,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.15778297185897827},{"word":"portfolio","start":1106.96,"end":1107.36,"confidence":0.68455225,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.03492841124534607},{"word":"has","start":1107.36,"end":1107.6,"confidence":0.812276,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.16125482320785522},{"word":"performed","start":1107.6,"end":1108.1,"confidence":0.7673084,"punctuated_word":"performed,","sentiment":"neutral","sentiment_score":0.14227402210235596},{"word":"so","start":1108.24,"end":1108.3999,"confidence":0.9964405,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.05224607139825821},{"word":"the","start":1108.3999,"end":1108.5599,"confidence":0.9985726,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1176593452692032},{"word":"last","start":1108.5599,"end":1108.7999,"confidence":0.9998841,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.01958230137825012},{"word":"twelve","start":1108.7999,"end":1109.0399,"confidence":0.99930286,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.028127357363700867},{"word":"months","start":1109.0399,"end":1109.2799,"confidence":0.99728453,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.004982978105545044},{"word":"hasn't","start":1109.2799,"end":1109.5199,"confidence":0.9135531,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.05959301069378853},{"word":"been","start":1109.5199,"end":1109.6799,"confidence":0.9995956,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.1960090845823288},{"word":"too","start":1109.6799,"end":1109.84,"confidence":0.9631785,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.2404294312000275},{"word":"crash","start":1109.84,"end":1110.1599,"confidence":0.9896332,"punctuated_word":"crash","sentiment":"negative","sentiment_score":-0.3595955967903137},{"word":"hot","start":1110.1599,"end":1110.3999,"confidence":0.9344406,"punctuated_word":"hot.","sentiment":"neutral","sentiment_score":-0.2706628441810608},{"word":"like","start":1110.3999,"end":1110.5599,"confidence":0.9689493,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.00034981220960617065},{"word":"obviously","start":1110.5599,"end":1110.96,"confidence":0.9912945,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.004306312650442123},{"word":"you","start":1110.96,"end":1111.12,"confidence":0.99606043,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.01347649097442627},{"word":"had","start":1111.12,"end":1111.2799,"confidence":0.9038162,"punctuated_word":"had,","sentiment":"neutral","sentiment_score":-0.01363518089056015},{"word":"like","start":1111.2799,"end":1111.44,"confidence":0.9915278,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.05442110449075699},{"word":"your","start":1111.44,"end":1111.6,"confidence":0.5290169,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.1510286033153534},{"word":"sort","start":1111.6,"end":1111.76,"confidence":0.9890921,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.16512644290924072},{"word":"of","start":1111.76,"end":1111.9199,"confidence":0.9393463,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2213377356529236},{"word":"back","start":1111.9199,"end":1112.08,"confidence":0.9181904,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.2177468091249466},{"word":"end","start":1112.08,"end":1112.24,"confidence":0.98273855,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.16275909543037417},{"word":"of","start":1112.24,"end":1112.415,"confidence":0.50128525,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.26221394538879395},{"word":"covid","start":1112.495,"end":1112.735,"confidence":0.9824996,"punctuated_word":"COVID","sentiment":"neutral","sentiment_score":-0.24729526042938232},{"word":"where","start":1112.735,"end":1112.8151,"confidence":0.92637396,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.1550752818584442},{"word":"everything","start":1112.8151,"end":1113.2151,"confidence":0.99877006,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.1757298707962036},{"word":"wasn't","start":1113.2151,"end":1113.535,"confidence":0.9997914,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.19630931317806244},{"word":"doing","start":1113.535,"end":1113.6951,"confidence":0.999708,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.014966189861297607},{"word":"too","start":1113.6951,"end":1113.935,"confidence":0.99886924,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.04280295968055725},{"word":"great","start":1113.935,"end":1114.0951,"confidence":0.813446,"punctuated_word":"great,","sentiment":"neutral","sentiment_score":0.08129207789897919},{"word":"and","start":1114.0951,"end":1114.175,"confidence":0.9985304,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0013673901557922363},{"word":"it","start":1114.175,"end":1114.3351,"confidence":0.9472659,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.029075533151626587},{"word":"sort","start":1114.3351,"end":1114.495,"confidence":0.6487294,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.11721186339855194},{"word":"of","start":1114.495,"end":1114.655,"confidence":0.993572,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01173427700996399},{"word":"recovered","start":1114.655,"end":1114.9751,"confidence":0.9601285,"punctuated_word":"recovered","sentiment":"neutral","sentiment_score":0.009497970342636108},{"word":"a","start":1114.9751,"end":1115.055,"confidence":0.99943715,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.051711320877075195},{"word":"bit","start":1115.055,"end":1115.295,"confidence":0.99983275,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07759645581245422},{"word":"since","start":1115.295,"end":1115.535,"confidence":0.9992836,"punctuated_word":"since","sentiment":"neutral","sentiment_score":0.19915567338466644},{"word":"then","start":1115.535,"end":1116.035,"confidence":0.99872476,"punctuated_word":"then.","sentiment":"neutral","sentiment_score":0.03510172665119171},{"word":"so","start":1117.055,"end":1117.295,"confidence":0.7093071,"punctuated_word":"So,","sentiment":"positive","sentiment_score":0.3553997278213501},{"word":"overall","start":1117.295,"end":1117.6951,"confidence":0.99902,"punctuated_word":"overall,","sentiment":"positive","sentiment_score":0.43447673320770264},{"word":"your","start":1117.6951,"end":1117.855,"confidence":0.9989071,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.5143345594406128},{"word":"portfolio","start":1117.855,"end":1118.355,"confidence":0.9995938,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.22933252155780792},{"word":"is","start":1118.495,"end":1118.735,"confidence":0.9997732,"punctuated_word":"is","sentiment":"positive","sentiment_score":0.5546243190765381},{"word":"up","start":1118.735,"end":1118.895,"confidence":0.9992561,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.6037070155143738},{"word":"since","start":1118.895,"end":1119.135,"confidence":0.9988294,"punctuated_word":"since","sentiment":"positive","sentiment_score":0.5888000726699829},{"word":"the","start":1119.135,"end":1119.295,"confidence":0.9994566,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5385732054710388},{"word":"time","start":1119.295,"end":1119.4551,"confidence":0.9999455,"punctuated_word":"time","sentiment":"positive","sentiment_score":0.5355902910232544},{"word":"you've","start":1119.4551,"end":1119.775,"confidence":0.99113023,"punctuated_word":"you've","sentiment":"positive","sentiment_score":0.4464566707611084},{"word":"been","start":1119.775,"end":1119.935,"confidence":0.99975234,"punctuated_word":"been","sentiment":"positive","sentiment_score":0.4321887493133545},{"word":"on","start":1119.935,"end":1120.0951,"confidence":0.72536606,"punctuated_word":"on","sentiment":"positive","sentiment_score":0.4248397648334503},{"word":"board","start":1120.0951,"end":1120.3351,"confidence":0.99850607,"punctuated_word":"board","sentiment":"positive","sentiment_score":0.4146575927734375},{"word":"and","start":1120.3351,"end":1120.495,"confidence":0.8499867,"punctuated_word":"and","sentiment":"positive","sentiment_score":0.540165901184082},{"word":"the","start":1120.495,"end":1120.735,"confidence":0.9893099,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5948919653892517},{"word":"the","start":1120.735,"end":1120.895,"confidence":0.9255589,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5751901865005493},{"word":"returns","start":1120.895,"end":1121.375,"confidence":0.9973334,"punctuated_word":"returns","sentiment":"positive","sentiment_score":0.36426597833633423},{"word":"it","start":1121.375,"end":1121.535,"confidence":0.7291757,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3127521276473999},{"word":"has","start":1121.535,"end":1121.935,"confidence":0.99959904,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.17670056223869324},{"word":"gotten","start":1121.935,"end":1122.435,"confidence":0.99789006,"punctuated_word":"gotten","sentiment":"neutral","sentiment_score":0.22630316019058228},{"word":"even","start":1122.655,"end":1122.9751,"confidence":0.69110465,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.06625445187091827},{"word":"sort","start":1122.9751,"end":1123.2151,"confidence":0.9945175,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.010492950677871704},{"word":"of","start":1123.2151,"end":1123.6951,"confidence":0.99915504,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15426382422447205},{"word":"after","start":1123.6951,"end":1124.1951,"confidence":0.98300296,"punctuated_word":"after","sentiment":"neutral","sentiment_score":0.14758823812007904},{"word":"these","start":1124.255,"end":1124.755,"confidence":0.8359356,"punctuated_word":"these.","sentiment":"neutral","sentiment_score":0.12436124682426453},{"word":"the","start":1125.32,"end":1125.48,"confidence":0.58400834,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.21819302439689636},{"word":"start","start":1125.48,"end":1125.72,"confidence":0.99759847,"punctuated_word":"start","sentiment":"negative","sentiment_score":-0.33732903003692627},{"word":"of","start":1125.72,"end":1125.8,"confidence":0.9997639,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.33325788378715515},{"word":"the","start":1125.8,"end":1125.96,"confidence":0.9994654,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.36065036058425903},{"word":"year","start":1125.96,"end":1126.04,"confidence":0.973504,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.3116353750228882},{"word":"there","start":1126.04,"end":1126.2,"confidence":0.99190134,"punctuated_word":"there","sentiment":"negative","sentiment_score":-0.34022340178489685},{"word":"was","start":1126.2,"end":1126.44,"confidence":0.99973184,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.3834449350833893},{"word":"the","start":1126.44,"end":1126.52,"confidence":0.97863436,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3905835449695587},{"word":"trump","start":1126.52,"end":1126.84,"confidence":0.98519343,"punctuated_word":"Trump","sentiment":"negative","sentiment_score":-0.40504735708236694},{"word":"tariff","start":1126.84,"end":1127.34,"confidence":0.9677816,"punctuated_word":"tariff","sentiment":"negative","sentiment_score":-0.4738941788673401},{"word":"debacle","start":1127.56,"end":1128.04,"confidence":0.9916284,"punctuated_word":"debacle","sentiment":"negative","sentiment_score":-0.5800737738609314},{"word":"there","start":1128.04,"end":1128.28,"confidence":0.6918111,"punctuated_word":"there.","sentiment":"negative","sentiment_score":-0.3429040312767029},{"word":"and","start":1128.28,"end":1128.44,"confidence":0.9472141,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.25893130898475647},{"word":"towards","start":1128.44,"end":1128.68,"confidence":0.9907618,"punctuated_word":"towards","sentiment":"neutral","sentiment_score":-0.3014376759529114},{"word":"the","start":1128.68,"end":1128.84,"confidence":0.9988091,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3198804259300232},{"word":"end","start":1128.84,"end":1129.0,"confidence":0.99993896,"punctuated_word":"end","sentiment":"negative","sentiment_score":-0.3609451949596405},{"word":"of","start":1129.0,"end":1129.08,"confidence":0.9996061,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.3395417332649231},{"word":"this","start":1129.08,"end":1129.16,"confidence":0.9984946,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.3036433756351471},{"word":"year","start":1129.16,"end":1129.4,"confidence":0.9962003,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.2892541289329529},{"word":"there","start":1129.4,"end":1129.56,"confidence":0.9994804,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.27484801411628723},{"word":"was","start":1129.56,"end":1129.88,"confidence":0.9984863,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.2989378869533539},{"word":"the","start":1129.88,"end":1129.96,"confidence":0.6880371,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3605744242668152},{"word":"sort","start":1129.96,"end":1130.12,"confidence":0.9881849,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.3143659234046936},{"word":"of","start":1130.12,"end":1130.62,"confidence":0.8916329,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.3238041400909424},{"word":"other","start":1132.04,"end":1132.28,"confidence":0.8748268,"punctuated_word":"other","sentiment":"negative","sentiment_score":-0.34389135241508484},{"word":"wars","start":1132.28,"end":1132.6,"confidence":0.9726264,"punctuated_word":"wars","sentiment":"negative","sentiment_score":-0.4555888772010803},{"word":"that","start":1132.6,"end":1132.76,"confidence":0.99937797,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.3210605978965759},{"word":"were","start":1132.76,"end":1133.0,"confidence":0.9726356,"punctuated_word":"were","sentiment":"negative","sentiment_score":-0.37237119674682617},{"word":"sort","start":1133.0,"end":1133.24,"confidence":0.98779047,"punctuated_word":"sort","sentiment":"negative","sentiment_score":-0.4406527280807495},{"word":"of","start":1133.24,"end":1133.4,"confidence":0.99931,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4495237469673157},{"word":"kicking","start":1133.4,"end":1133.64,"confidence":0.9996136,"punctuated_word":"kicking","sentiment":"negative","sentiment_score":-0.49956926703453064},{"word":"off","start":1133.64,"end":1133.8,"confidence":0.99977547,"punctuated_word":"off","sentiment":"negative","sentiment_score":-0.5149859189987183},{"word":"just","start":1133.8,"end":1134.04,"confidence":0.99915874,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.38103553652763367},{"word":"a","start":1134.04,"end":1134.12,"confidence":0.9997887,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.383044958114624},{"word":"little","start":1134.12,"end":1134.28,"confidence":0.999889,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.2687225341796875},{"word":"bit","start":1134.28,"end":1134.52,"confidence":0.81356716,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.10190052539110184},{"word":"in","start":1134.52,"end":1134.68,"confidence":0.99649435,"punctuated_word":"In","sentiment":"neutral","sentiment_score":-0.03365360200405121},{"word":"regards","start":1134.68,"end":1135.08,"confidence":0.9991571,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":-0.03743630647659302},{"word":"to","start":1135.08,"end":1135.16,"confidence":0.9996542,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.042633116245269775},{"word":"that","start":1135.16,"end":1135.4,"confidence":0.999918,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0433097630739212},{"word":"as","start":1135.4,"end":1135.56,"confidence":0.990573,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.04308411106467247},{"word":"well","start":1135.56,"end":1136.06,"confidence":0.9974692,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.05112522467970848},{"word":"your","start":1136.12,"end":1136.36,"confidence":0.9885153,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.08431760966777802},{"word":"active","start":1136.36,"end":1136.86,"confidence":0.9628188,"punctuated_word":"active","sentiment":"neutral","sentiment_score":-0.05118756741285324},{"word":"fund","start":1136.92,"end":1137.32,"confidence":0.94185114,"punctuated_word":"fund,","sentiment":"neutral","sentiment_score":-0.09573298692703248},{"word":"which","start":1137.32,"end":1137.64,"confidence":0.99983263,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.13776323199272156},{"word":"you","start":1137.64,"end":1137.8,"confidence":0.9997056,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.07178853452205658},{"word":"are","start":1137.8,"end":1138.3,"confidence":0.998317,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.052960287779569626},{"word":"quite","start":1138.92,"end":1139.42,"confidence":0.99422306,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.07586708664894104},{"word":"heavily","start":1139.895,"end":1140.295,"confidence":0.99994576,"punctuated_word":"heavily","sentiment":"neutral","sentiment_score":0.0005636811256408691},{"word":"invested","start":1140.295,"end":1140.795,"confidence":0.99978644,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":-0.05937337875366211},{"word":"in","start":1141.495,"end":1141.5751,"confidence":0.99960524,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.03259889781475067},{"word":"in","start":1141.5751,"end":1141.655,"confidence":0.58459544,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.05207572132349014},{"word":"terms","start":1141.655,"end":1141.975,"confidence":0.99953187,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.04213239625096321},{"word":"of","start":1141.975,"end":1142.2151,"confidence":0.94836426,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.0943637415766716},{"word":"like","start":1142.2151,"end":1142.4551,"confidence":0.99630415,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.06846064329147339},{"word":"weightings","start":1142.4551,"end":1142.855,"confidence":0.90489155,"punctuated_word":"weightings","sentiment":"neutral","sentiment_score":-0.06314706057310104},{"word":"for","start":1142.855,"end":1143.015,"confidence":0.9949803,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.05246756970882416},{"word":"your","start":1143.015,"end":1143.255,"confidence":0.99856025,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.08322960138320923},{"word":"portfolio","start":1143.255,"end":1143.735,"confidence":0.8898268,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":-0.10646545886993408},{"word":"that","start":1143.735,"end":1143.975,"confidence":0.99904126,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1902202665805817},{"word":"active","start":1143.975,"end":1144.295,"confidence":0.99711037,"punctuated_word":"active","sentiment":"neutral","sentiment_score":-0.243597611784935},{"word":"management","start":1144.295,"end":1144.795,"confidence":0.794721,"punctuated_word":"management,","sentiment":"negative","sentiment_score":-0.35594072937965393},{"word":"benelon","start":1145.735,"end":1146.2151,"confidence":0.5661788,"punctuated_word":"Benelon","sentiment":"negative","sentiment_score":-0.40549516677856445},{"word":"did","start":1146.2151,"end":1146.4551,"confidence":0.7325058,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.3186793327331543},{"word":"have","start":1146.4551,"end":1146.615,"confidence":0.99951327,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.37339532375335693},{"word":"an","start":1146.615,"end":1146.775,"confidence":0.99918145,"punctuated_word":"an","sentiment":"negative","sentiment_score":-0.42694562673568726},{"word":"underlying","start":1146.775,"end":1147.175,"confidence":0.9987495,"punctuated_word":"underlying","sentiment":"negative","sentiment_score":-0.36150306463241577},{"word":"asset","start":1147.175,"end":1147.5751,"confidence":0.9997644,"punctuated_word":"asset","sentiment":"negative","sentiment_score":-0.391130805015564},{"word":"where","start":1147.5751,"end":1147.8151,"confidence":0.98118895,"punctuated_word":"where","sentiment":"negative","sentiment_score":-0.3347935378551483},{"word":"they","start":1147.8151,"end":1147.895,"confidence":0.9863646,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.43836385011672974},{"word":"were","start":1147.895,"end":1148.135,"confidence":0.99207073,"punctuated_word":"were","sentiment":"negative","sentiment_score":-0.3824975788593292},{"word":"done","start":1148.135,"end":1148.295,"confidence":0.9993861,"punctuated_word":"done","sentiment":"negative","sentiment_score":-0.42888787388801575},{"word":"for","start":1148.295,"end":1148.6951,"confidence":0.9982217,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.537062406539917},{"word":"not","start":1148.6951,"end":1148.935,"confidence":0.9926926,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4500664174556732},{"word":"accounting","start":1148.935,"end":1149.3351,"confidence":0.99778724,"punctuated_word":"accounting","sentiment":"negative","sentiment_score":-0.4359128773212433},{"word":"or","start":1149.3351,"end":1149.5751,"confidence":0.9974673,"punctuated_word":"or","sentiment":"negative","sentiment_score":-0.524291455745697},{"word":"reporting","start":1149.5751,"end":1149.975,"confidence":0.9950793,"punctuated_word":"reporting","sentiment":"negative","sentiment_score":-0.5991343259811401},{"word":"correctly","start":1149.975,"end":1150.475,"confidence":0.9845933,"punctuated_word":"correctly,","sentiment":"negative","sentiment_score":-0.4330510199069977},{"word":"which","start":1151.175,"end":1151.495,"confidence":0.99976915,"punctuated_word":"which","sentiment":"negative","sentiment_score":-0.4398875832557678},{"word":"again","start":1151.495,"end":1151.735,"confidence":0.6447156,"punctuated_word":"again","sentiment":"negative","sentiment_score":-0.4736757576465606},{"word":"caused","start":1151.735,"end":1152.055,"confidence":0.83093995,"punctuated_word":"caused","sentiment":"negative","sentiment_score":-0.4948215186595917},{"word":"your","start":1152.055,"end":1152.2151,"confidence":0.99916387,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.6856520175933838},{"word":"portfolio","start":1152.2151,"end":1152.6951,"confidence":0.9994223,"punctuated_word":"portfolio","sentiment":"negative","sentiment_score":-0.7308264374732971},{"word":"to","start":1152.6951,"end":1152.855,"confidence":0.999585,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.5991451144218445},{"word":"take","start":1152.855,"end":1153.015,"confidence":0.99959713,"punctuated_word":"take","sentiment":"negative","sentiment_score":-0.6634743809700012},{"word":"a","start":1153.015,"end":1153.095,"confidence":0.999355,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.5308611989021301},{"word":"bit","start":1153.095,"end":1153.255,"confidence":0.99987376,"punctuated_word":"bit","sentiment":"negative","sentiment_score":-0.5418268442153931},{"word":"of","start":1153.255,"end":1153.3351,"confidence":0.99985754,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.5041584372520447},{"word":"a","start":1153.3351,"end":1153.495,"confidence":0.9996877,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.5560224056243896},{"word":"backward","start":1153.495,"end":1153.8151,"confidence":0.80429,"punctuated_word":"backward","sentiment":"negative","sentiment_score":-0.6368536949157715},{"word":"step","start":1153.8151,"end":1154.22,"confidence":0.99096274,"punctuated_word":"step.","sentiment":"negative","sentiment_score":-0.5114737749099731},{"word":"so","start":1154.86,"end":1155.1,"confidence":0.9158729,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.1689644753932953},{"word":"we","start":1155.1,"end":1155.26,"confidence":0.9982311,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.09667152166366576},{"word":"would","start":1155.26,"end":1155.4199,"confidence":0.9998579,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.02092061936855316},{"word":"be","start":1155.4199,"end":1155.58,"confidence":0.999881,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.11050419509410858},{"word":"looking","start":1155.58,"end":1155.98,"confidence":0.9999089,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.1612095683813095},{"word":"to","start":1155.98,"end":1156.0599,"confidence":0.99960905,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08149658143520355},{"word":"do","start":1156.0599,"end":1156.14,"confidence":0.9998343,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.09700772166252136},{"word":"an","start":1156.14,"end":1156.46,"confidence":0.9997491,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.04024060070514679},{"word":"update","start":1156.46,"end":1156.86,"confidence":0.99982244,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.01837101578712463},{"word":"just","start":1156.86,"end":1157.1,"confidence":0.9799089,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08676211535930634},{"word":"to","start":1157.1,"end":1157.6,"confidence":0.9977531,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05386519432067871},{"word":"review","start":1158.0599,"end":1158.46,"confidence":0.99962986,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.02576771378517151},{"word":"your","start":1158.46,"end":1158.7,"confidence":0.99985814,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.031039908528327945},{"word":"investments","start":1158.7,"end":1159.2,"confidence":0.99676174,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.07928348332643509},{"word":"and","start":1159.26,"end":1159.5,"confidence":0.89608717,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0969143807888031},{"word":"just","start":1159.5,"end":1159.82,"confidence":0.9785075,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0949031412601471},{"word":"do","start":1159.82,"end":1160.0599,"confidence":0.953776,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07332795858383179},{"word":"a","start":1160.0599,"end":1160.14,"confidence":0.9800178,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12566755712032318},{"word":"review","start":1160.14,"end":1160.38,"confidence":0.999881,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.10830605030059814},{"word":"of","start":1160.38,"end":1160.46,"confidence":0.9586882,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15235014259815216},{"word":"that","start":1160.46,"end":1160.7,"confidence":0.99982125,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10386213660240172},{"word":"and","start":1160.7,"end":1160.78,"confidence":0.97190046,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.15325519442558289},{"word":"make","start":1160.78,"end":1161.02,"confidence":0.9997008,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.18417668342590332},{"word":"sure","start":1161.02,"end":1161.1799,"confidence":0.9997812,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.234404981136322},{"word":"that","start":1161.1799,"end":1161.4199,"confidence":0.99945253,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.26355648040771484},{"word":"it's","start":1161.4199,"end":1161.58,"confidence":0.999637,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.2734350562095642},{"word":"in","start":1161.58,"end":1161.6599,"confidence":0.99958974,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1410140097141266},{"word":"your","start":1161.6599,"end":1161.82,"confidence":0.9998023,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.17637039721012115},{"word":"best","start":1161.82,"end":1162.0599,"confidence":0.9997359,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.12800902128219604},{"word":"interest","start":1162.0599,"end":1162.46,"confidence":0.9848194,"punctuated_word":"interest","sentiment":"neutral","sentiment_score":0.2063288241624832},{"word":"moving","start":1162.46,"end":1162.7,"confidence":0.9985393,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":0.22778736054897308},{"word":"forward","start":1162.7,"end":1163.02,"confidence":0.9998229,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":0.290932834148407},{"word":"as","start":1163.02,"end":1163.1799,"confidence":0.999627,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.14503273367881775},{"word":"well","start":1163.1799,"end":1163.6799,"confidence":0.99917483,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.03900596499443054},{"word":"yep","start":1174.315,"end":1174.635,"confidence":0.8872885,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08418993651866913},{"word":"so","start":1174.635,"end":1174.875,"confidence":0.9958261,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.0562053807079792},{"word":"currently","start":1174.875,"end":1175.355,"confidence":0.8842982,"punctuated_word":"currently,","sentiment":"neutral","sentiment_score":0.027434922754764557},{"word":"it's","start":1175.355,"end":1175.595,"confidence":0.99969465,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.03327126428484917},{"word":"sitting","start":1175.595,"end":1175.915,"confidence":0.9997067,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.0939841940999031},{"word":"at","start":1175.915,"end":1176.235,"confidence":0.99937904,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.06495171785354614},{"word":"a","start":1176.235,"end":1176.395,"confidence":0.6848611,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.07697667181491852},{"word":"131,000","start":1176.395,"end":1177.775,"confidence":0.98948765,"punctuated_word":"131,000","sentiment":"neutral","sentiment_score":0.09396038949489594},{"word":"in","start":1177.995,"end":1178.155,"confidence":0.99164444,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0745965763926506},{"word":"terms","start":1178.155,"end":1178.395,"confidence":0.9998988,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.0797489583492279},{"word":"of","start":1178.395,"end":1178.895,"confidence":0.99913484,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04957839101552963},{"word":"the","start":1179.69,"end":1179.9299,"confidence":0.99966705,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0384390726685524},{"word":"actual","start":1179.9299,"end":1180.25,"confidence":0.99987257,"punctuated_word":"actual","sentiment":"neutral","sentiment_score":0.043517157435417175},{"word":"balance","start":1180.25,"end":1180.73,"confidence":0.9904363,"punctuated_word":"balance.","sentiment":"neutral","sentiment_score":-0.0001476481556892395},{"word":"now","start":1180.73,"end":1181.23,"confidence":0.9990664,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.11868468672037125},{"word":"as","start":1181.53,"end":1181.69,"confidence":0.9270397,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.13259431719779968},{"word":"far","start":1181.69,"end":1182.01,"confidence":0.9996519,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.13112375140190125},{"word":"as","start":1182.01,"end":1182.1699,"confidence":0.9960157,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.18229612708091736},{"word":"ben","start":1182.1699,"end":1182.49,"confidence":0.67772925,"punctuated_word":"Ben","sentiment":"neutral","sentiment_score":-0.26009440422058105},{"word":"long","start":1182.49,"end":1182.73,"confidence":0.46059093,"punctuated_word":"Long","sentiment":"neutral","sentiment_score":-0.1648830771446228},{"word":"in","start":1182.73,"end":1182.97,"confidence":0.8686212,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1994166523218155},{"word":"terms","start":1182.97,"end":1183.21,"confidence":0.99992156,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.16679801046848297},{"word":"of","start":1183.21,"end":1183.37,"confidence":0.99563897,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.19692286849021912},{"word":"the","start":1183.37,"end":1183.53,"confidence":0.9998197,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21529872715473175},{"word":"last","start":1183.53,"end":1183.85,"confidence":0.99976104,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.15582214295864105},{"word":"twelve","start":1183.85,"end":1184.09,"confidence":0.9998481,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.17540720105171204},{"word":"months","start":1184.09,"end":1184.4099,"confidence":0.9997168,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.1475926786661148},{"word":"and","start":1184.4099,"end":1184.57,"confidence":0.9524464,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15451735258102417},{"word":"the","start":1184.57,"end":1184.65,"confidence":0.99113727,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21364502608776093},{"word":"figure","start":1184.65,"end":1184.97,"confidence":0.9985708,"punctuated_word":"figure","sentiment":"neutral","sentiment_score":-0.1815445572137833},{"word":"that","start":1184.97,"end":1185.13,"confidence":0.99967897,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.21910572052001953},{"word":"it","start":1185.13,"end":1185.37,"confidence":0.9982998,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2612774968147278},{"word":"went","start":1185.37,"end":1185.53,"confidence":0.9997309,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.2710573375225067},{"word":"backwards","start":1185.53,"end":1186.01,"confidence":0.9899123,"punctuated_word":"backwards,","sentiment":"neutral","sentiment_score":-0.24906036257743835},{"word":"it","start":1186.01,"end":1186.1699,"confidence":0.9988078,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.38472333550453186},{"word":"went","start":1186.1699,"end":1186.4099,"confidence":0.99899274,"punctuated_word":"went","sentiment":"negative","sentiment_score":-0.3914757072925568},{"word":"backwards","start":1186.4099,"end":1186.89,"confidence":0.9969989,"punctuated_word":"backwards","sentiment":"negative","sentiment_score":-0.3503490090370178},{"word":"by","start":1186.89,"end":1187.0499,"confidence":0.89903784,"punctuated_word":"by,","sentiment":"neutral","sentiment_score":-0.30548954010009766},{"word":"like","start":1187.0499,"end":1187.2899,"confidence":0.9987122,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.30937469005584717},{"word":"about","start":1187.2899,"end":1187.61,"confidence":0.9997031,"punctuated_word":"about","sentiment":"negative","sentiment_score":-0.3476378321647644},{"word":"20%","start":1187.61,"end":1188.1699,"confidence":0.9478517,"punctuated_word":"20%.","sentiment":"neutral","sentiment_score":-0.2180003523826599},{"word":"and","start":1188.1699,"end":1188.33,"confidence":0.93031216,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.2322208434343338},{"word":"given","start":1188.33,"end":1188.57,"confidence":0.9975986,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.29259610176086426},{"word":"that","start":1188.57,"end":1188.8099,"confidence":0.99965477,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2260873168706894},{"word":"it","start":1188.8099,"end":1188.89,"confidence":0.9901389,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.32612237334251404},{"word":"is","start":1188.89,"end":1189.21,"confidence":0.82535213,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.30679839849472046},{"word":"like","start":1189.21,"end":1189.49,"confidence":0.99177945,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.3185620605945587},{"word":"a","start":1189.49,"end":1189.77,"confidence":0.63727504,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.34515684843063354},{"word":"quite","start":1189.77,"end":1189.89,"confidence":0.51792157,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.3223089575767517},{"word":"a","start":1189.89,"end":1190.01,"confidence":0.6023581,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.3514060974121094},{"word":"significant","start":1190.01,"end":1190.4099,"confidence":0.98730785,"punctuated_word":"significant","sentiment":"neutral","sentiment_score":-0.2488596588373184},{"word":"weight","start":1190.4099,"end":1190.65,"confidence":0.7669613,"punctuated_word":"weight","sentiment":"negative","sentiment_score":-0.38618817925453186},{"word":"in","start":1190.65,"end":1190.73,"confidence":0.5161469,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.3294247090816498},{"word":"your","start":1190.73,"end":1190.97,"confidence":0.96065074,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.3454896807670593},{"word":"portfolio","start":1190.97,"end":1191.37,"confidence":0.91232395,"punctuated_word":"portfolio,","sentiment":"negative","sentiment_score":-0.3386358618736267},{"word":"it","start":1191.37,"end":1191.45,"confidence":0.9625997,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.5178614854812622},{"word":"was","start":1191.45,"end":1191.61,"confidence":0.7699089,"punctuated_word":"was,","sentiment":"negative","sentiment_score":-0.4578474164009094},{"word":"like","start":1191.61,"end":1191.69,"confidence":0.99897486,"punctuated_word":"like,","sentiment":"negative","sentiment_score":-0.40159404277801514},{"word":"an","start":1191.69,"end":1191.9299,"confidence":0.995057,"punctuated_word":"an","sentiment":"negative","sentiment_score":-0.4717758893966675},{"word":"$8,000","start":1191.9299,"end":1192.9099,"confidence":0.92831993,"punctuated_word":"$8,000","sentiment":"negative","sentiment_score":-0.4606870412826538},{"word":"backward","start":1193.325,"end":1193.8049,"confidence":0.58816,"punctuated_word":"backward","sentiment":"negative","sentiment_score":-0.4260966181755066},{"word":"step","start":1193.8049,"end":1194.125,"confidence":0.99974626,"punctuated_word":"step","sentiment":"negative","sentiment_score":-0.3944076597690582},{"word":"in","start":1194.125,"end":1194.365,"confidence":0.9998056,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.41345328092575073},{"word":"that","start":1194.365,"end":1194.5249,"confidence":0.99990666,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3565833568572998},{"word":"period","start":1194.5249,"end":1194.9249,"confidence":0.9999056,"punctuated_word":"period","sentiment":"neutral","sentiment_score":-0.2957707643508911},{"word":"of","start":1194.9249,"end":1195.005,"confidence":0.99958366,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.3328307867050171},{"word":"time","start":1195.005,"end":1195.4049,"confidence":0.80419743,"punctuated_word":"time.","sentiment":"negative","sentiment_score":-0.3564050793647766},{"word":"whereas","start":1195.4049,"end":1195.8049,"confidence":0.8886746,"punctuated_word":"Whereas,","sentiment":"neutral","sentiment_score":-0.3208596706390381},{"word":"obviously","start":1195.8049,"end":1196.125,"confidence":0.99799323,"punctuated_word":"obviously,","sentiment":"negative","sentiment_score":-0.35916611552238464},{"word":"the","start":1196.125,"end":1196.2849,"confidence":0.99988544,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.4658535420894623},{"word":"rest","start":1196.2849,"end":1196.445,"confidence":0.99997365,"punctuated_word":"rest","sentiment":"negative","sentiment_score":-0.4860461056232453},{"word":"of","start":1196.445,"end":1196.5249,"confidence":0.998978,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.3914516568183899},{"word":"your","start":1196.5249,"end":1196.765,"confidence":0.9992737,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.4259638786315918},{"word":"portfolio","start":1196.765,"end":1197.1649,"confidence":0.99971014,"punctuated_word":"portfolio","sentiment":"negative","sentiment_score":-0.4064525663852692},{"word":"was","start":1197.1649,"end":1197.4049,"confidence":0.9985421,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.40903887152671814},{"word":"still","start":1197.4049,"end":1197.645,"confidence":0.99801254,"punctuated_word":"still","sentiment":"negative","sentiment_score":-0.4061261713504791},{"word":"tracking","start":1197.645,"end":1198.145,"confidence":0.8022851,"punctuated_word":"tracking.","sentiment":"neutral","sentiment_score":-0.30535799264907837},{"word":"so","start":1198.6849,"end":1198.845,"confidence":0.7588674,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.31283143162727356},{"word":"they","start":1198.845,"end":1199.1649,"confidence":0.99314356,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.5057181715965271},{"word":"sort","start":1199.1649,"end":1199.6649,"confidence":0.9647516,"punctuated_word":"sort","sentiment":"negative","sentiment_score":-0.5126665830612183},{"word":"of","start":1199.8049,"end":1200.0449,"confidence":0.50423706,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.5552541017532349},{"word":"curbed","start":1200.0449,"end":1200.5449,"confidence":0.82407326,"punctuated_word":"curbed","sentiment":"negative","sentiment_score":-0.5615302324295044},{"word":"those","start":1200.605,"end":1200.845,"confidence":0.99978644,"punctuated_word":"those","sentiment":"negative","sentiment_score":-0.6429917216300964},{"word":"losses","start":1200.845,"end":1201.345,"confidence":0.99886274,"punctuated_word":"losses","sentiment":"negative","sentiment_score":-0.6654840707778931},{"word":"to","start":1201.645,"end":1201.885,"confidence":0.99695873,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.5912041068077087},{"word":"some","start":1201.885,"end":1202.125,"confidence":0.9997124,"punctuated_word":"some","sentiment":"negative","sentiment_score":-0.46959400177001953},{"word":"extent","start":1202.125,"end":1202.625,"confidence":0.9477991,"punctuated_word":"extent.","sentiment":"negative","sentiment_score":-0.4817360639572144},{"word":"so","start":1203.085,"end":1203.245,"confidence":0.9857767,"punctuated_word":"So","sentiment":"negative","sentiment_score":-0.34037238359451294},{"word":"it","start":1203.245,"end":1203.4049,"confidence":0.99939954,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.363530308008194},{"word":"only","start":1203.4049,"end":1203.645,"confidence":0.9993272,"punctuated_word":"only","sentiment":"negative","sentiment_score":-0.3688751459121704},{"word":"worked","start":1203.645,"end":1203.885,"confidence":0.99972004,"punctuated_word":"worked","sentiment":"negative","sentiment_score":-0.3370436131954193},{"word":"out","start":1203.885,"end":1204.0449,"confidence":0.99932694,"punctuated_word":"out","sentiment":"negative","sentiment_score":-0.4314295053482056},{"word":"to","start":1204.0449,"end":1204.125,"confidence":0.9983518,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4113229215145111},{"word":"be","start":1204.125,"end":1204.2849,"confidence":0.9799954,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.4366647601127625},{"word":"about","start":1204.2849,"end":1204.5249,"confidence":0.9991615,"punctuated_word":"about","sentiment":"negative","sentiment_score":-0.4534910321235657},{"word":"a","start":1204.5249,"end":1204.605,"confidence":0.93371075,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.3620792031288147},{"word":"3%","start":1204.605,"end":1205.245,"confidence":0.9997038,"punctuated_word":"3%","sentiment":"neutral","sentiment_score":-0.32313987612724304},{"word":"loss","start":1205.245,"end":1205.485,"confidence":0.9997744,"punctuated_word":"loss","sentiment":"negative","sentiment_score":-0.4650513827800751},{"word":"over","start":1205.485,"end":1205.645,"confidence":0.99983764,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.3310461640357971},{"word":"that","start":1205.645,"end":1205.885,"confidence":0.9953365,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3437289893627167},{"word":"twelve","start":1205.885,"end":1206.125,"confidence":0.999446,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.3119082450866699},{"word":"month","start":1206.125,"end":1206.365,"confidence":0.9963989,"punctuated_word":"month","sentiment":"neutral","sentiment_score":-0.31435394287109375},{"word":"period","start":1206.365,"end":1206.845,"confidence":0.9994024,"punctuated_word":"period","sentiment":"neutral","sentiment_score":-0.29643017053604126},{"word":"due","start":1206.845,"end":1207.005,"confidence":0.998018,"punctuated_word":"due","sentiment":"negative","sentiment_score":-0.3414227366447449},{"word":"to","start":1207.005,"end":1207.1649,"confidence":0.99933845,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.3181876242160797},{"word":"that","start":1207.1649,"end":1207.6649,"confidence":0.99886346,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.3276870846748352},{"word":"asset","start":1207.725,"end":1208.225,"confidence":0.99172103,"punctuated_word":"asset","sentiment":"negative","sentiment_score":-0.3625723719596863},{"word":"and","start":1210.39,"end":1210.89,"confidence":0.9957795,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.27029895782470703},{"word":"that","start":1211.1367,"end":1211.6367,"confidence":0.9995122,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2979906499385834},{"word":"announcement","start":1211.8833,"end":1212.3833,"confidence":0.8027667,"punctuated_word":"announcement,","sentiment":"neutral","sentiment_score":-0.2635383605957031},{"word":"if","start":1212.63,"end":1212.7101,"confidence":0.99762756,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1979613751173019},{"word":"that","start":1212.7101,"end":1212.8701,"confidence":0.9997452,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.13980121910572052},{"word":"makes","start":1212.8701,"end":1213.1901,"confidence":0.9803935,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":-0.15970072150230408},{"word":"sense","start":1213.1901,"end":1213.6901,"confidence":0.94029236,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":-0.21887744963169095},{"word":"yep","start":1217.75,"end":1218.25,"confidence":0.8952489,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0007753099198453128},{"word":"so","start":1220.63,"end":1221.13,"confidence":0.9538896,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0549108162522316},{"word":"are","start":1221.855,"end":1222.355,"confidence":0.26854625,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.05646250396966934},{"word":"you","start":1232.735,"end":1232.985,"confidence":0.9927583,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1537489891052246},{"word":"sorry","start":1232.985,"end":1233.39,"confidence":0.8145853,"punctuated_word":"sorry?","sentiment":"neutral","sentiment_score":-0.18835963308811188},{"word":"so","start":1236.43,"end":1236.75,"confidence":0.7001353,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.2258213609457016},{"word":"as","start":1236.75,"end":1237.0701,"confidence":0.9848535,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.26073363423347473},{"word":"an","start":1237.0701,"end":1237.31,"confidence":0.99928707,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.2555566728115082},{"word":"investment","start":1237.31,"end":1237.81,"confidence":0.9286949,"punctuated_word":"investment,","sentiment":"neutral","sentiment_score":-0.2277803122997284},{"word":"generally","start":1237.87,"end":1238.35,"confidence":0.9961337,"punctuated_word":"generally,","sentiment":"neutral","sentiment_score":-0.23731599748134613},{"word":"you","start":1238.35,"end":1238.43,"confidence":0.9977708,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.23366141319274905},{"word":"never","start":1238.43,"end":1238.67,"confidence":0.9997197,"punctuated_word":"never","sentiment":"neutral","sentiment_score":-0.21837826073169708},{"word":"wanna","start":1238.67,"end":1238.91,"confidence":0.7998521,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.27154701948165894},{"word":"sort","start":1238.91,"end":1239.15,"confidence":0.9859892,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.326922208070755},{"word":"of","start":1239.15,"end":1239.31,"confidence":0.85422134,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.3460443913936615},{"word":"sell","start":1239.31,"end":1239.63,"confidence":0.9985898,"punctuated_word":"sell","sentiment":"negative","sentiment_score":-0.38134488463401794},{"word":"low","start":1239.63,"end":1239.9501,"confidence":0.9982141,"punctuated_word":"low","sentiment":"negative","sentiment_score":-0.3859415054321289},{"word":"by","start":1239.9501,"end":1240.27,"confidence":0.71003705,"punctuated_word":"by","sentiment":"negative","sentiment_score":-0.3462478816509247},{"word":"high","start":1240.27,"end":1240.77,"confidence":0.8832803,"punctuated_word":"high.","sentiment":"neutral","sentiment_score":-0.25133216381073},{"word":"but","start":1240.91,"end":1241.31,"confidence":0.9957152,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.09967372566461564},{"word":"given","start":1241.31,"end":1241.79,"confidence":0.99673295,"punctuated_word":"given","sentiment":"neutral","sentiment_score":-0.15580549836158752},{"word":"that","start":1241.79,"end":1242.1901,"confidence":0.9997737,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08777076005935669},{"word":"it","start":1242.1901,"end":1242.43,"confidence":0.99530905,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.06235871464014053},{"word":"wasn't","start":1242.43,"end":1242.91,"confidence":0.9999769,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.23645953834056857},{"word":"just","start":1242.91,"end":1243.23,"confidence":0.9996971,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.20489513874053955},{"word":"the","start":1243.23,"end":1243.39,"confidence":0.9986731,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2759414315223694},{"word":"investment","start":1243.39,"end":1243.87,"confidence":0.9998913,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.26359474658966064},{"word":"itself","start":1243.87,"end":1244.27,"confidence":0.9780781,"punctuated_word":"itself,","sentiment":"neutral","sentiment_score":-0.2541864514350891},{"word":"it","start":1244.27,"end":1244.43,"confidence":0.9983876,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2705056071281433},{"word":"was","start":1244.43,"end":1244.59,"confidence":0.9998467,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.2966980040073395},{"word":"like","start":1244.59,"end":1244.75,"confidence":0.6893323,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.2369546741247177},{"word":"the","start":1244.75,"end":1244.91,"confidence":0.96967334,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.37652283906936646},{"word":"management","start":1244.91,"end":1245.39,"confidence":0.99987805,"punctuated_word":"management","sentiment":"negative","sentiment_score":-0.4560781717300415},{"word":"and","start":1245.39,"end":1245.55,"confidence":0.9387437,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.31581005454063416},{"word":"then","start":1245.55,"end":1245.79,"confidence":0.99318093,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.27336385846138},{"word":"the","start":1245.79,"end":1245.9501,"confidence":0.97621834,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.44552576541900635},{"word":"fund","start":1245.9501,"end":1246.4501,"confidence":0.9983841,"punctuated_word":"fund","sentiment":"negative","sentiment_score":-0.4653542339801788},{"word":"within","start":1246.8049,"end":1246.965,"confidence":0.9988166,"punctuated_word":"within","sentiment":"neutral","sentiment_score":-0.2948407530784607},{"word":"it","start":1246.965,"end":1247.465,"confidence":0.9989773,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3766017556190491},{"word":"that","start":1247.605,"end":1248.005,"confidence":0.95205724,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.33886024355888367},{"word":"was","start":1248.005,"end":1248.245,"confidence":0.9992411,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.3634732663631439},{"word":"sort","start":1248.245,"end":1248.485,"confidence":0.9245874,"punctuated_word":"sort","sentiment":"negative","sentiment_score":-0.4154475927352905},{"word":"of","start":1248.485,"end":1248.645,"confidence":0.6020479,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.33274921774864197},{"word":"done","start":1248.645,"end":1248.8049,"confidence":0.9995875,"punctuated_word":"done","sentiment":"negative","sentiment_score":-0.3751313388347626},{"word":"for","start":1248.8049,"end":1248.925,"confidence":0.5845654,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.3850238025188446},{"word":"obviously","start":1249.045,"end":1249.365,"confidence":0.9721862,"punctuated_word":"obviously,","sentiment":"negative","sentiment_score":-0.39356520771980286},{"word":"they're","start":1249.365,"end":1249.525,"confidence":0.9963166,"punctuated_word":"they're","sentiment":"negative","sentiment_score":-0.5049543380737305},{"word":"not","start":1249.525,"end":1249.6849,"confidence":0.9998616,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.5223665237426758},{"word":"reporting","start":1249.6849,"end":1250.165,"confidence":0.69464374,"punctuated_word":"reporting,","sentiment":"negative","sentiment_score":-0.49888551235198975},{"word":"and","start":1250.165,"end":1250.325,"confidence":0.9997416,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.41744107007980347},{"word":"then","start":1250.325,"end":1250.485,"confidence":0.99959844,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.32750174403190613},{"word":"the","start":1250.485,"end":1250.645,"confidence":0.9979335,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.4733529388904571},{"word":"fact","start":1250.645,"end":1250.885,"confidence":0.9998511,"punctuated_word":"fact","sentiment":"negative","sentiment_score":-0.41453009843826294},{"word":"that","start":1250.885,"end":1251.045,"confidence":0.99938715,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.4815002679824829},{"word":"the","start":1251.045,"end":1251.205,"confidence":0.67689043,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.5514553785324097},{"word":"active","start":1251.205,"end":1251.525,"confidence":0.9955296,"punctuated_word":"active","sentiment":"negative","sentiment_score":-0.5751932859420776},{"word":"manager","start":1251.525,"end":1252.005,"confidence":0.9984915,"punctuated_word":"manager","sentiment":"negative","sentiment_score":-0.5288853645324707},{"word":"did","start":1252.005,"end":1252.165,"confidence":0.9991359,"punctuated_word":"did","sentiment":"negative","sentiment_score":-0.5536929965019226},{"word":"not","start":1252.165,"end":1252.405,"confidence":0.9999455,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.5679714679718018},{"word":"sort","start":1252.405,"end":1252.645,"confidence":0.9705738,"punctuated_word":"sort","sentiment":"negative","sentiment_score":-0.6150339245796204},{"word":"of","start":1252.645,"end":1252.965,"confidence":0.93745744,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.5693381428718567},{"word":"see","start":1252.965,"end":1253.445,"confidence":0.9995623,"punctuated_word":"see","sentiment":"negative","sentiment_score":-0.5433475971221924},{"word":"any","start":1253.445,"end":1253.765,"confidence":0.9998123,"punctuated_word":"any","sentiment":"negative","sentiment_score":-0.5266289114952087},{"word":"signs","start":1253.765,"end":1254.005,"confidence":0.9992231,"punctuated_word":"signs","sentiment":"negative","sentiment_score":-0.4680057466030121},{"word":"of","start":1254.005,"end":1254.165,"confidence":0.9998442,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.5721192955970764},{"word":"that","start":1254.165,"end":1254.485,"confidence":0.7991069,"punctuated_word":"that,","sentiment":"negative","sentiment_score":-0.5409252643585205},{"word":"sort","start":1254.485,"end":1254.725,"confidence":0.98509294,"punctuated_word":"sort","sentiment":"negative","sentiment_score":-0.6361942291259766},{"word":"of","start":1254.725,"end":1254.885,"confidence":0.99943024,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.6213801503181458},{"word":"hasn't","start":1254.885,"end":1255.205,"confidence":0.951237,"punctuated_word":"hasn't","sentiment":"negative","sentiment_score":-0.6463315486907959},{"word":"been","start":1255.205,"end":1255.445,"confidence":0.9995204,"punctuated_word":"been","sentiment":"negative","sentiment_score":-0.5810291767120361},{"word":"managing","start":1255.445,"end":1255.945,"confidence":0.9997949,"punctuated_word":"managing","sentiment":"negative","sentiment_score":-0.6965599656105042},{"word":"the","start":1256.485,"end":1256.645,"confidence":0.8876646,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.5189773440361023},{"word":"best","start":1256.645,"end":1256.965,"confidence":0.9990876,"punctuated_word":"best","sentiment":"negative","sentiment_score":-0.5115397572517395},{"word":"for","start":1256.965,"end":1257.205,"confidence":0.9694847,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.490416556596756},{"word":"the","start":1257.205,"end":1257.365,"confidence":0.99958926,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.5876028537750244},{"word":"past","start":1257.365,"end":1257.845,"confidence":0.99963677,"punctuated_word":"past","sentiment":"negative","sentiment_score":-0.6320273876190186},{"word":"year","start":1257.845,"end":1258.085,"confidence":0.99964285,"punctuated_word":"year","sentiment":"negative","sentiment_score":-0.6175107955932617},{"word":"and","start":1258.085,"end":1258.245,"confidence":0.70015466,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.5224413871765137},{"word":"a","start":1258.245,"end":1258.325,"confidence":0.9988097,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.4949047565460205},{"word":"bit","start":1258.325,"end":1258.565,"confidence":0.99969506,"punctuated_word":"bit","sentiment":"negative","sentiment_score":-0.48985013365745544},{"word":"anyway","start":1258.565,"end":1258.965,"confidence":0.9231592,"punctuated_word":"anyway","sentiment":"negative","sentiment_score":-0.4849199056625366},{"word":"in","start":1258.965,"end":1259.125,"confidence":0.94558096,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.3217298686504364},{"word":"terms","start":1259.125,"end":1259.365,"confidence":0.9998754,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.2532678246498108},{"word":"of","start":1259.365,"end":1259.525,"confidence":0.99359083,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.3705365657806397},{"word":"returns","start":1259.525,"end":1260.005,"confidence":0.6250435,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":-0.30249589681625366},{"word":"it","start":1260.005,"end":1260.165,"confidence":0.8380263,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.3155122399330139},{"word":"has","start":1260.165,"end":1260.405,"confidence":0.99906236,"punctuated_word":"has","sentiment":"negative","sentiment_score":-0.4354704618453979},{"word":"been","start":1260.405,"end":1260.645,"confidence":0.9997327,"punctuated_word":"been","sentiment":"negative","sentiment_score":-0.4292880594730377},{"word":"getting","start":1260.645,"end":1261.145,"confidence":0.9939673,"punctuated_word":"getting.","sentiment":"neutral","sentiment_score":-0.1525493562221527},{"word":"they","start":1261.58,"end":1261.74,"confidence":0.9722439,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.2172151803970337},{"word":"made","start":1261.74,"end":1261.98,"confidence":0.999079,"punctuated_word":"made","sentiment":"neutral","sentiment_score":-0.16250699758529663},{"word":"a","start":1261.98,"end":1262.22,"confidence":0.99840254,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.16219475865364075},{"word":"business","start":1262.22,"end":1262.62,"confidence":0.9998354,"punctuated_word":"business","sentiment":"neutral","sentiment_score":-0.14244678616523743},{"word":"decision","start":1262.62,"end":1262.9401,"confidence":0.9997373,"punctuated_word":"decision","sentiment":"neutral","sentiment_score":-0.16087079048156738},{"word":"that","start":1262.9401,"end":1263.18,"confidence":0.999624,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11382082849740982},{"word":"they","start":1263.18,"end":1263.34,"confidence":0.9677048,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.20215630531311035},{"word":"do","start":1263.34,"end":1263.58,"confidence":0.99924505,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.07773575931787491},{"word":"wanna","start":1263.58,"end":1264.08,"confidence":0.992392,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.05571791157126427},{"word":"look","start":1264.38,"end":1264.78,"confidence":0.9935044,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.07705835998058319},{"word":"to","start":1264.78,"end":1264.9401,"confidence":0.98606145,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09877164661884308},{"word":"move","start":1264.9401,"end":1265.26,"confidence":0.9999428,"punctuated_word":"move","sentiment":"neutral","sentiment_score":-0.14721833169460297},{"word":"away","start":1265.26,"end":1265.58,"confidence":0.99986434,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.11077113449573515},{"word":"from","start":1265.58,"end":1265.9,"confidence":0.9996718,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.17903216183185575},{"word":"benelong","start":1265.9,"end":1266.38,"confidence":0.58056015,"punctuated_word":"Benelong","sentiment":"neutral","sentiment_score":-0.1465993374586105},{"word":"and","start":1266.38,"end":1266.54,"confidence":0.77288514,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1337987184524536},{"word":"then","start":1266.54,"end":1266.7,"confidence":0.99921715,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.140171080827713},{"word":"just","start":1266.7,"end":1266.9401,"confidence":0.9985455,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.10964623093605042},{"word":"use","start":1266.9401,"end":1267.26,"confidence":0.98522854,"punctuated_word":"use","sentiment":"neutral","sentiment_score":-0.11086297780275343},{"word":"the","start":1267.26,"end":1267.42,"confidence":0.99958354,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0707634910941124},{"word":"losses","start":1267.42,"end":1267.74,"confidence":0.99829406,"punctuated_word":"losses","sentiment":"neutral","sentiment_score":-0.07330650836229324},{"word":"that","start":1267.74,"end":1267.98,"confidence":0.99964964,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08519021421670914},{"word":"have","start":1267.98,"end":1268.14,"confidence":0.99701035,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1152883842587471},{"word":"occurred","start":1268.14,"end":1268.54,"confidence":0.962138,"punctuated_word":"occurred","sentiment":"neutral","sentiment_score":-0.1267247200012207},{"word":"to","start":1268.54,"end":1268.7,"confidence":0.98535264,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.12164606153964996},{"word":"like","start":1268.7,"end":1268.86,"confidence":0.9995022,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.14960171282291412},{"word":"offset","start":1268.86,"end":1269.36,"confidence":0.88831854,"punctuated_word":"offset,","sentiment":"neutral","sentiment_score":-0.09927929192781448},{"word":"obviously","start":1269.66,"end":1270.06,"confidence":0.9931421,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.1385553777217865},{"word":"some","start":1270.06,"end":1270.22,"confidence":0.9983885,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.09961143136024476},{"word":"capital","start":1270.22,"end":1270.62,"confidence":0.999863,"punctuated_word":"capital","sentiment":"neutral","sentiment_score":-0.16825197637081146},{"word":"gains","start":1270.62,"end":1270.9401,"confidence":0.99702173,"punctuated_word":"gains","sentiment":"neutral","sentiment_score":-0.04274936020374298},{"word":"when","start":1270.9401,"end":1271.18,"confidence":0.9765099,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.10228270292282104},{"word":"looking","start":1271.18,"end":1271.42,"confidence":0.9994387,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.12372101843357086},{"word":"at","start":1271.42,"end":1271.74,"confidence":0.99871516,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.11988551169633864},{"word":"readjusting","start":1271.74,"end":1272.24,"confidence":0.99773693,"punctuated_word":"readjusting","sentiment":"neutral","sentiment_score":-0.07129304856061935},{"word":"the","start":1272.3,"end":1272.46,"confidence":0.9991875,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10576783120632172},{"word":"portfolio","start":1272.46,"end":1272.96,"confidence":0.71399164,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":-0.09521014988422394},{"word":"and","start":1273.02,"end":1273.18,"confidence":0.9993703,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.05022559687495232},{"word":"then","start":1273.18,"end":1273.42,"confidence":0.99953735,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03870058059692383},{"word":"also","start":1273.42,"end":1273.92,"confidence":0.67215496,"punctuated_word":"also,","sentiment":"neutral","sentiment_score":-0.03788286447525024},{"word":"if","start":1274.645,"end":1274.885,"confidence":0.99872607,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05324560031294823},{"word":"any","start":1274.885,"end":1275.0449,"confidence":0.9984316,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.04865807294845581},{"word":"sort","start":1275.0449,"end":1275.205,"confidence":0.99149996,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.1055728867650032},{"word":"of","start":1275.205,"end":1275.365,"confidence":0.9533517,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07811863720417023},{"word":"still","start":1275.365,"end":1275.765,"confidence":0.9666459,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.1349756419658661},{"word":"carry","start":1275.765,"end":1276.085,"confidence":0.9313946,"punctuated_word":"carry","sentiment":"neutral","sentiment_score":-0.1140521764755249},{"word":"forward","start":1276.085,"end":1276.485,"confidence":0.97651243,"punctuated_word":"forward","sentiment":"neutral","sentiment_score":-0.09641719609498978},{"word":"to","start":1276.485,"end":1276.725,"confidence":0.99872404,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10479159653186798},{"word":"other","start":1276.725,"end":1277.225,"confidence":0.99904984,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.17117922008037567},{"word":"offsets","start":1278.1649,"end":1278.6649,"confidence":0.9835793,"punctuated_word":"offsets.","sentiment":"neutral","sentiment_score":-0.10272662341594696},{"word":"so","start":1279.605,"end":1280.005,"confidence":0.92103547,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.31669604778289795},{"word":"obviously","start":1280.005,"end":1280.485,"confidence":0.518983,"punctuated_word":"obviously","sentiment":"negative","sentiment_score":-0.4840468764305115},{"word":"not","start":1280.485,"end":1280.645,"confidence":0.5481128,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.496889591217041},{"word":"the","start":1280.645,"end":1280.8049,"confidence":0.99970216,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.402599424123764},{"word":"most","start":1280.8049,"end":1281.125,"confidence":0.99966013,"punctuated_word":"most","sentiment":"negative","sentiment_score":-0.4150387644767761},{"word":"ideal","start":1281.125,"end":1281.605,"confidence":0.9984738,"punctuated_word":"ideal","sentiment":"negative","sentiment_score":-0.47042199969291687},{"word":"scenario","start":1281.605,"end":1282.105,"confidence":0.99982953,"punctuated_word":"scenario","sentiment":"negative","sentiment_score":-0.437524139881134},{"word":"in","start":1282.1649,"end":1282.325,"confidence":0.9977064,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.5013619065284729},{"word":"terms","start":1282.325,"end":1282.645,"confidence":0.9999646,"punctuated_word":"terms","sentiment":"negative","sentiment_score":-0.3840649127960205},{"word":"of","start":1282.645,"end":1282.725,"confidence":0.999549,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.3762238621711731},{"word":"what's","start":1282.725,"end":1282.965,"confidence":0.8955132,"punctuated_word":"what's","sentiment":"negative","sentiment_score":-0.3477255702018738},{"word":"happened","start":1282.965,"end":1283.465,"confidence":0.98970556,"punctuated_word":"happened.","sentiment":"neutral","sentiment_score":-0.30083203315734863},{"word":"luckily","start":1283.765,"end":1284.245,"confidence":0.9428617,"punctuated_word":"Luckily,","sentiment":"neutral","sentiment_score":0.26828962564468384},{"word":"like","start":1284.245,"end":1284.4049,"confidence":0.84953666,"punctuated_word":"like,","sentiment":"positive","sentiment_score":0.412525475025177},{"word":"the","start":1284.4049,"end":1284.485,"confidence":0.9997055,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5362230539321899},{"word":"rest","start":1284.485,"end":1284.725,"confidence":0.9993481,"punctuated_word":"rest","sentiment":"positive","sentiment_score":0.5485292077064514},{"word":"of","start":1284.725,"end":1284.8049,"confidence":0.98233265,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.5863460302352905},{"word":"your","start":1284.8049,"end":1285.0449,"confidence":0.9982356,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.6299331784248352},{"word":"portfolio","start":1285.0449,"end":1285.5249,"confidence":0.9994,"punctuated_word":"portfolio","sentiment":"positive","sentiment_score":0.3384961485862732},{"word":"has","start":1285.5249,"end":1285.765,"confidence":0.99064916,"punctuated_word":"has","sentiment":"positive","sentiment_score":0.5150817632675171},{"word":"propped","start":1285.765,"end":1286.005,"confidence":0.9648391,"punctuated_word":"propped","sentiment":"positive","sentiment_score":0.52701735496521},{"word":"it","start":1286.005,"end":1286.1649,"confidence":0.9934018,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.5437945127487183},{"word":"up","start":1286.1649,"end":1286.325,"confidence":0.99907744,"punctuated_word":"up","sentiment":"positive","sentiment_score":0.510772705078125},{"word":"to","start":1286.325,"end":1286.485,"confidence":0.9989409,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.4304397702217102},{"word":"some","start":1286.485,"end":1286.725,"confidence":0.9998343,"punctuated_word":"some","sentiment":"positive","sentiment_score":0.3686733841896057},{"word":"extent","start":1286.725,"end":1287.225,"confidence":0.91560817,"punctuated_word":"extent.","sentiment":"positive","sentiment_score":0.4094821810722351},{"word":"and","start":1287.605,"end":1287.765,"confidence":0.99929595,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2760038375854492},{"word":"then","start":1287.765,"end":1288.265,"confidence":0.9994357,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1645197570323944},{"word":"even","start":1288.59,"end":1288.83,"confidence":0.99475455,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.21805165708065033},{"word":"given","start":1288.83,"end":1289.15,"confidence":0.9949351,"punctuated_word":"given","sentiment":"neutral","sentiment_score":0.14739415049552915},{"word":"the","start":1289.15,"end":1289.3099,"confidence":0.9979948,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16312964260578156},{"word":"last","start":1289.3099,"end":1289.5499,"confidence":0.99990284,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.10026944428682329},{"word":"year","start":1289.5499,"end":1289.7899,"confidence":0.9995109,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.0802486389875412},{"word":"that","start":1289.7899,"end":1289.8699,"confidence":0.9395385,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07432125508785248},{"word":"because","start":1289.95,"end":1290.11,"confidence":0.9971963,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.08963380753993988},{"word":"that","start":1290.11,"end":1290.35,"confidence":0.9946983,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.10581014305353165},{"word":"occurred","start":1290.35,"end":1290.6699,"confidence":0.9985291,"punctuated_word":"occurred","sentiment":"neutral","sentiment_score":0.06938721984624863},{"word":"in","start":1290.6699,"end":1290.83,"confidence":0.99912864,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09802071005105972},{"word":"november","start":1290.83,"end":1291.33,"confidence":0.8286675,"punctuated_word":"November,","sentiment":"neutral","sentiment_score":0.15685653686523438},{"word":"we've","start":1291.63,"end":1291.87,"confidence":0.5933387,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.25708121061325073},{"word":"sort","start":1291.87,"end":1292.03,"confidence":0.98491377,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.18333333730697632},{"word":"of","start":1292.03,"end":1292.19,"confidence":0.9348437,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2538357973098755},{"word":"been","start":1292.19,"end":1292.35,"confidence":0.9939942,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.2641336917877197},{"word":"keeping","start":1292.35,"end":1292.59,"confidence":0.99972016,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.260147362947464},{"word":"an","start":1292.59,"end":1292.6699,"confidence":0.9988495,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.23727531731128693},{"word":"eye","start":1292.6699,"end":1292.83,"confidence":0.9998747,"punctuated_word":"eye","sentiment":"neutral","sentiment_score":0.1697644740343094},{"word":"on","start":1292.83,"end":1292.91,"confidence":0.99974185,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.27572885155677795},{"word":"it","start":1292.91,"end":1293.15,"confidence":0.8266985,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.24957798421382904},{"word":"and","start":1293.15,"end":1293.3099,"confidence":0.999806,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16046516597270966},{"word":"it","start":1293.3099,"end":1293.47,"confidence":0.9986438,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.15042869746685028},{"word":"hasn't","start":1293.47,"end":1293.87,"confidence":0.9999372,"punctuated_word":"hasn't","sentiment":"neutral","sentiment_score":-0.1115441843867302},{"word":"really","start":1293.87,"end":1294.37,"confidence":0.99953663,"punctuated_word":"really","sentiment":"neutral","sentiment_score":0.006422474980354309},{"word":"recovered","start":1294.83,"end":1295.33,"confidence":0.99903935,"punctuated_word":"recovered","sentiment":"neutral","sentiment_score":-0.01980501413345337},{"word":"to","start":1295.47,"end":1295.71,"confidence":0.9993605,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10521197319030762},{"word":"an","start":1295.71,"end":1295.87,"confidence":0.9986033,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.061679333448410034},{"word":"extent","start":1295.87,"end":1296.35,"confidence":0.9996346,"punctuated_word":"extent","sentiment":"neutral","sentiment_score":0.1478458046913147},{"word":"that","start":1296.35,"end":1296.51,"confidence":0.9914859,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2048387825489044},{"word":"you'd","start":1296.51,"end":1296.83,"confidence":0.96816444,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.1338774412870407},{"word":"sort","start":1296.83,"end":1297.07,"confidence":0.9938474,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.1019575297832489},{"word":"of","start":1297.07,"end":1297.15,"confidence":0.9959372,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1520417332649231},{"word":"wanna","start":1297.15,"end":1297.65,"confidence":0.98094124,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.12248477339744568},{"word":"hold","start":1297.7899,"end":1298.03,"confidence":0.99412763,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":0.14643028378486633},{"word":"on","start":1298.03,"end":1298.19,"confidence":0.6457417,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.057797759771347046},{"word":"to","start":1298.19,"end":1298.27,"confidence":0.9973788,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2954231798648834},{"word":"it","start":1298.27,"end":1298.6699,"confidence":0.99798214,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.2837495505809784},{"word":"much","start":1298.6699,"end":1298.99,"confidence":0.9994363,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.13359393179416656},{"word":"longer","start":1298.99,"end":1299.49,"confidence":0.9995437,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":0.18530231714248657},{"word":"in","start":1299.5499,"end":1299.71,"confidence":0.8776653,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.26747414469718933},{"word":"terms","start":1299.71,"end":1300.03,"confidence":0.99995685,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.30383017659187317},{"word":"of","start":1300.03,"end":1300.19,"confidence":0.97413844,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.23516392707824707},{"word":"like","start":1300.19,"end":1300.4299,"confidence":0.99840117,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.2245955616235733},{"word":"the","start":1300.4299,"end":1300.59,"confidence":0.99283504,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.3365236818790436},{"word":"return","start":1300.59,"end":1300.91,"confidence":0.98156625,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":0.16529256105422974},{"word":"you","start":1300.91,"end":1301.07,"confidence":0.9945892,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.19979937374591827},{"word":"could","start":1301.07,"end":1301.23,"confidence":0.9998871,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.21987320482730863},{"word":"be","start":1301.23,"end":1301.39,"confidence":0.99936837,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.24925321340560913},{"word":"getting","start":1301.39,"end":1301.71,"confidence":0.99959344,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.24350081384181976},{"word":"a","start":1301.71,"end":1301.7899,"confidence":0.9992513,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.32401159405708313},{"word":"better","start":1301.7899,"end":1302.03,"confidence":0.9999467,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.30159223079681396},{"word":"return","start":1302.03,"end":1302.4299,"confidence":0.9998555,"punctuated_word":"return","sentiment":"positive","sentiment_score":0.44096505641937256},{"word":"in","start":1302.4299,"end":1302.59,"confidence":0.9988393,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.40041351318359375},{"word":"another","start":1302.59,"end":1302.91,"confidence":0.9996426,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.2854720950126648},{"word":"investment","start":1302.91,"end":1303.39,"confidence":0.99944097,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.2221285104751587},{"word":"as","start":1303.39,"end":1303.5499,"confidence":0.9913594,"punctuated_word":"as","sentiment":"positive","sentiment_score":0.3354225754737854},{"word":"opposed","start":1303.5499,"end":1303.87,"confidence":0.99766016,"punctuated_word":"opposed","sentiment":"neutral","sentiment_score":0.19047978520393372},{"word":"to","start":1303.87,"end":1304.205,"confidence":0.9990839,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1976716071367264},{"word":"seeing","start":1304.5249,"end":1304.6849,"confidence":0.98762274,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":0.1925908774137497},{"word":"how","start":1304.6849,"end":1305.005,"confidence":0.99983203,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.15326589345932007},{"word":"they","start":1305.005,"end":1305.245,"confidence":0.999788,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.1315767467021942},{"word":"continue","start":1305.245,"end":1305.565,"confidence":0.9943821,"punctuated_word":"continue","sentiment":"neutral","sentiment_score":0.12319833040237428},{"word":"to","start":1305.565,"end":1305.725,"confidence":0.99783736,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.166944682598114},{"word":"recover","start":1305.725,"end":1306.125,"confidence":0.99960643,"punctuated_word":"recover","sentiment":"neutral","sentiment_score":0.22966893017292023},{"word":"from","start":1306.125,"end":1306.365,"confidence":0.9996768,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.13219821453094482},{"word":"that","start":1306.365,"end":1306.605,"confidence":0.86466444,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.13968735933303833},{"word":"if","start":1306.605,"end":1306.845,"confidence":0.9908117,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.19443613290786743},{"word":"that","start":1306.845,"end":1307.005,"confidence":0.9997907,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23240575194358823},{"word":"makes","start":1307.005,"end":1307.1649,"confidence":0.93997127,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.1829593926668167},{"word":"sense","start":1307.1649,"end":1307.6649,"confidence":0.93118304,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.11005012691020966},{"word":"yeah","start":1315.8049,"end":1316.125,"confidence":0.9965112,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.2078838646411896},{"word":"and","start":1316.125,"end":1316.2849,"confidence":0.99947125,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.22456377744674683},{"word":"then","start":1316.2849,"end":1316.6849,"confidence":0.9994553,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.1884843558073044},{"word":"with","start":1316.6849,"end":1316.845,"confidence":0.96479124,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2253795564174652},{"word":"that","start":1316.845,"end":1317.085,"confidence":0.96163553,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.21752512454986572},{"word":"obviously","start":1317.085,"end":1317.2849,"confidence":0.9935139,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.2294687032699585},{"word":"i","start":1317.2849,"end":1317.485,"confidence":0.92137897,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2953190207481384},{"word":"wasn't","start":1317.485,"end":1317.725,"confidence":0.98766005,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.2483684867620468},{"word":"the","start":1317.725,"end":1317.885,"confidence":0.7143429,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2507549226284027},{"word":"advice","start":1317.885,"end":1318.205,"confidence":0.30692488,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.3213592767715454},{"word":"that","start":1318.205,"end":1318.365,"confidence":0.80450195,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2258040755987167},{"word":"originally","start":1318.365,"end":1318.865,"confidence":0.567964,"punctuated_word":"originally","sentiment":"neutral","sentiment_score":-0.2062140256166458},{"word":"set","start":1318.89,"end":1319.13,"confidence":0.99761033,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.14356398582458496},{"word":"that","start":1319.13,"end":1319.37,"confidence":0.9996145,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2173878252506256},{"word":"up","start":1319.37,"end":1319.87,"confidence":0.9113853,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.1927681863307953},{"word":"so","start":1320.41,"end":1320.49,"confidence":0.9993098,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.20838962495326996},{"word":"that","start":1320.49,"end":1320.73,"confidence":0.9978096,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.21164929866790771},{"word":"is","start":1320.73,"end":1320.89,"confidence":0.99984336,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.20839031040668488},{"word":"quite","start":1320.89,"end":1321.13,"confidence":0.9998497,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.2432490438222885},{"word":"a","start":1321.13,"end":1321.21,"confidence":0.99918395,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.22218182682991028},{"word":"heavily","start":1321.21,"end":1321.71,"confidence":0.99983084,"punctuated_word":"heavily","sentiment":"neutral","sentiment_score":-0.1889181286096573},{"word":"active","start":1321.77,"end":1322.17,"confidence":0.99973065,"punctuated_word":"active","sentiment":"neutral","sentiment_score":-0.2212790846824646},{"word":"portion","start":1322.17,"end":1322.5701,"confidence":0.99924684,"punctuated_word":"portion","sentiment":"neutral","sentiment_score":-0.18835079669952393},{"word":"to","start":1322.5701,"end":1322.73,"confidence":0.9962877,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2049464136362076},{"word":"try","start":1322.73,"end":1322.97,"confidence":0.99948514,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.2150864452123642},{"word":"and","start":1322.97,"end":1323.13,"confidence":0.99668795,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14081251621246338},{"word":"outperform","start":1323.13,"end":1323.61,"confidence":0.9969485,"punctuated_word":"outperform","sentiment":"neutral","sentiment_score":-0.14185911417007446},{"word":"that","start":1323.61,"end":1323.77,"confidence":0.99942374,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2176551818847656},{"word":"market","start":1323.77,"end":1324.17,"confidence":0.9184848,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.2148498892784119},{"word":"obviously","start":1324.17,"end":1324.5701,"confidence":0.9950607,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":-0.32338351011276245},{"word":"when","start":1324.5701,"end":1324.73,"confidence":0.99975806,"punctuated_word":"when","sentiment":"negative","sentiment_score":-0.3874494433403015},{"word":"it","start":1324.73,"end":1324.89,"confidence":0.99984586,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.42824700474739075},{"word":"comes","start":1324.89,"end":1325.05,"confidence":0.9998852,"punctuated_word":"comes","sentiment":"negative","sentiment_score":-0.3346462547779083},{"word":"to","start":1325.05,"end":1325.29,"confidence":0.9995334,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3961935341358185},{"word":"those","start":1325.29,"end":1325.61,"confidence":0.9993191,"punctuated_word":"those","sentiment":"negative","sentiment_score":-0.34978246688842773},{"word":"market","start":1325.61,"end":1326.01,"confidence":0.99769115,"punctuated_word":"market","sentiment":"negative","sentiment_score":-0.3567717969417572},{"word":"swings","start":1326.01,"end":1326.41,"confidence":0.999338,"punctuated_word":"swings","sentiment":"neutral","sentiment_score":-0.31115221977233887},{"word":"when","start":1326.41,"end":1326.5701,"confidence":0.56514055,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.285183310508728},{"word":"it","start":1326.5701,"end":1326.65,"confidence":0.9999262,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4001103341579437},{"word":"doesn't","start":1326.65,"end":1327.05,"confidence":0.9999294,"punctuated_word":"doesn't","sentiment":"negative","sentiment_score":-0.3738383650779724},{"word":"perform","start":1327.05,"end":1327.55,"confidence":0.999519,"punctuated_word":"perform","sentiment":"negative","sentiment_score":-0.3801222145557403},{"word":"in","start":1328.01,"end":1328.17,"confidence":0.71905917,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.35645532608032227},{"word":"regards","start":1328.17,"end":1328.65,"confidence":0.9983095,"punctuated_word":"regards","sentiment":"negative","sentiment_score":-0.3834962546825409},{"word":"to","start":1328.65,"end":1328.73,"confidence":0.99969757,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3710838258266449},{"word":"that","start":1328.73,"end":1329.05,"confidence":0.98549926,"punctuated_word":"that,","sentiment":"negative","sentiment_score":-0.4151221215724945},{"word":"it","start":1329.05,"end":1329.21,"confidence":0.99792707,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.5847487449645996},{"word":"can","start":1329.21,"end":1329.37,"confidence":0.99995506,"punctuated_word":"can","sentiment":"negative","sentiment_score":-0.5461742877960205},{"word":"have","start":1329.37,"end":1329.61,"confidence":0.99974436,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.4696405529975891},{"word":"quite","start":1329.61,"end":1329.93,"confidence":0.9985898,"punctuated_word":"quite","sentiment":"negative","sentiment_score":-0.587579607963562},{"word":"a","start":1329.93,"end":1330.17,"confidence":0.99958664,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.5533974170684814},{"word":"negative","start":1330.17,"end":1330.65,"confidence":0.5318465,"punctuated_word":"negative","sentiment":"negative","sentiment_score":-0.564546525478363},{"word":"effect","start":1330.65,"end":1330.97,"confidence":0.9966175,"punctuated_word":"effect","sentiment":"negative","sentiment_score":-0.5907298922538757},{"word":"there","start":1330.97,"end":1331.13,"confidence":0.99251324,"punctuated_word":"there","sentiment":"negative","sentiment_score":-0.6284406781196594},{"word":"as","start":1331.13,"end":1331.29,"confidence":0.9993445,"punctuated_word":"as","sentiment":"negative","sentiment_score":-0.5686950087547302},{"word":"well","start":1331.29,"end":1331.4501,"confidence":0.9999479,"punctuated_word":"well","sentiment":"negative","sentiment_score":-0.545087456703186},{"word":"because","start":1331.4501,"end":1331.77,"confidence":0.74336773,"punctuated_word":"because","sentiment":"negative","sentiment_score":-0.3625382781028747},{"word":"the","start":1331.77,"end":1331.93,"confidence":0.99949026,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.468806654214859},{"word":"active","start":1331.93,"end":1332.25,"confidence":0.99959797,"punctuated_word":"active","sentiment":"negative","sentiment_score":-0.45864182710647583},{"word":"portion","start":1332.25,"end":1332.73,"confidence":0.99955004,"punctuated_word":"portion","sentiment":"negative","sentiment_score":-0.4316096305847168},{"word":"generally","start":1332.73,"end":1333.23,"confidence":0.9116337,"punctuated_word":"generally","sentiment":"negative","sentiment_score":-0.41549980640411377},{"word":"is","start":1333.525,"end":1333.765,"confidence":0.99968183,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.3793306350708008},{"word":"the","start":1333.765,"end":1333.845,"confidence":0.9997414,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3802253007888794},{"word":"most","start":1333.845,"end":1334.165,"confidence":0.9998005,"punctuated_word":"most","sentiment":"negative","sentiment_score":-0.3399850130081177},{"word":"volatile","start":1334.165,"end":1334.645,"confidence":0.99713993,"punctuated_word":"volatile","sentiment":"negative","sentiment_score":-0.37612882256507874},{"word":"in","start":1334.645,"end":1334.885,"confidence":0.99789727,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.3580203652381897},{"word":"terms","start":1334.885,"end":1335.205,"confidence":0.99996066,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.30802851915359497},{"word":"of","start":1335.205,"end":1335.365,"confidence":0.95811087,"punctuated_word":"of,","sentiment":"negative","sentiment_score":-0.33421850204467773},{"word":"like","start":1335.365,"end":1335.6849,"confidence":0.9989972,"punctuated_word":"like,","sentiment":"negative","sentiment_score":-0.3759632706642151},{"word":"the","start":1335.6849,"end":1335.845,"confidence":0.999527,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3549908697605133},{"word":"ups","start":1335.845,"end":1336.085,"confidence":0.98411024,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":-0.3241272568702698},{"word":"and","start":1336.085,"end":1336.325,"confidence":0.9982906,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.37991538643836975},{"word":"the","start":1336.325,"end":1336.405,"confidence":0.9980731,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3772595524787903},{"word":"downs","start":1336.405,"end":1336.725,"confidence":0.9984573,"punctuated_word":"downs","sentiment":"neutral","sentiment_score":-0.3281124234199524},{"word":"and","start":1336.725,"end":1336.885,"confidence":0.8626531,"punctuated_word":"and,","sentiment":"negative","sentiment_score":-0.3598194718360901},{"word":"like","start":1336.885,"end":1337.045,"confidence":0.9992436,"punctuated_word":"like,","sentiment":"negative","sentiment_score":-0.35047054290771484},{"word":"the","start":1337.045,"end":1337.205,"confidence":0.9905504,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3859386444091797},{"word":"years","start":1337.205,"end":1337.525,"confidence":0.4510709,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.27634480595588684},{"word":"returns","start":1337.525,"end":1337.845,"confidence":0.88502073,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":-0.33286648988723755},{"word":"and","start":1337.845,"end":1338.005,"confidence":0.9941749,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.33639755845069885},{"word":"things","start":1338.005,"end":1338.245,"confidence":0.9997873,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.3246198892593384},{"word":"like","start":1338.245,"end":1338.405,"confidence":0.99905914,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.34272828698158264},{"word":"that","start":1338.405,"end":1338.565,"confidence":0.99976176,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.344500333070755},{"word":"as","start":1338.565,"end":1338.725,"confidence":0.99969816,"punctuated_word":"as","sentiment":"negative","sentiment_score":-0.3887229561805725},{"word":"well","start":1338.725,"end":1339.225,"confidence":0.9984244,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.31060707569122314},{"word":"and","start":1340.245,"end":1340.405,"confidence":0.8212738,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.1740035116672516},{"word":"like","start":1340.405,"end":1340.565,"confidence":0.8489437,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.20012953877449036},{"word":"you","start":1340.565,"end":1340.725,"confidence":0.98551244,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.16255377233028412},{"word":"said","start":1340.725,"end":1340.965,"confidence":0.997616,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.16058053076267242},{"word":"like","start":1340.965,"end":1341.205,"confidence":0.9696603,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.18472698330879211},{"word":"last","start":1341.205,"end":1341.365,"confidence":0.99978286,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.15165939927101135},{"word":"year","start":1341.365,"end":1341.765,"confidence":0.9987275,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.16930589079856873},{"word":"was","start":1341.765,"end":1342.005,"confidence":0.90935886,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.14425376057624817},{"word":"quite","start":1342.005,"end":1342.245,"confidence":0.99938023,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.0805526077747345},{"word":"a","start":1342.245,"end":1342.485,"confidence":0.9995653,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14016124606132507},{"word":"a","start":1342.485,"end":1342.565,"confidence":0.88769597,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13688454031944275},{"word":"good","start":1342.565,"end":1342.725,"confidence":0.9998801,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.03645414113998413},{"word":"return","start":1342.725,"end":1343.225,"confidence":0.79468644,"punctuated_word":"return,","sentiment":"neutral","sentiment_score":-0.1535053551197052},{"word":"and","start":1343.285,"end":1343.445,"confidence":0.9997402,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15611541271209717},{"word":"then","start":1343.445,"end":1343.6849,"confidence":0.9974969,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.13222560286521912},{"word":"this","start":1343.6849,"end":1343.925,"confidence":0.97657007,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.28884074091911316},{"word":"year","start":1343.925,"end":1344.325,"confidence":0.7458848,"punctuated_word":"year,","sentiment":"neutral","sentiment_score":-0.32603931427001953},{"word":"not","start":1344.325,"end":1344.565,"confidence":0.99527955,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.4749590754508972},{"word":"quite","start":1344.565,"end":1344.885,"confidence":0.99930716,"punctuated_word":"quite","sentiment":"negative","sentiment_score":-0.4234837293624878},{"word":"a","start":1344.885,"end":1345.045,"confidence":0.99936694,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.4431241452693939},{"word":"great","start":1345.045,"end":1345.365,"confidence":0.99973935,"punctuated_word":"great","sentiment":"neutral","sentiment_score":-0.29390496015548706},{"word":"return","start":1345.365,"end":1345.6849,"confidence":0.99947304,"punctuated_word":"return","sentiment":"negative","sentiment_score":-0.4891785979270935},{"word":"there","start":1345.6849,"end":1345.845,"confidence":0.5024706,"punctuated_word":"there","sentiment":"negative","sentiment_score":-0.38645312190055847},{"word":"as","start":1345.845,"end":1346.005,"confidence":0.9984535,"punctuated_word":"as","sentiment":"negative","sentiment_score":-0.3696672320365906},{"word":"well","start":1346.005,"end":1346.46,"confidence":0.9799381,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.294467031955719},{"word":"which","start":1346.5399,"end":1346.7,"confidence":0.9998258,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.2463849037885666},{"word":"is","start":1346.7,"end":1346.86,"confidence":0.9997739,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.2405170351266861},{"word":"what","start":1346.86,"end":1346.94,"confidence":0.9996778,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.19822710752487183},{"word":"you","start":1346.94,"end":1347.1,"confidence":0.9995154,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2155256420373917},{"word":"see","start":1347.1,"end":1347.34,"confidence":0.93419147,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.2263886034488678},{"word":"in","start":1347.34,"end":1347.3799,"confidence":0.9973827,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.2327636480331421},{"word":"a","start":1347.3799,"end":1347.4199,"confidence":0.9994254,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2631855905056},{"word":"lot","start":1347.4199,"end":1347.6599,"confidence":0.9999014,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.23341134190559387},{"word":"of","start":1347.6599,"end":1347.74,"confidence":0.99986863,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.260036438703537},{"word":"those","start":1347.74,"end":1347.98,"confidence":0.99932444,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.20330846309661865},{"word":"active","start":1347.98,"end":1348.22,"confidence":0.9862012,"punctuated_word":"active","sentiment":"neutral","sentiment_score":-0.19385851919651031},{"word":"managedlip","start":1348.22,"end":1348.72,"confidence":0.34894332,"punctuated_word":"Managedlip","sentiment":"neutral","sentiment_score":-0.17755794525146484},{"word":"portfolios","start":1348.7799,"end":1349.2799,"confidence":0.88606024,"punctuated_word":"portfolios","sentiment":"neutral","sentiment_score":-0.21514859795570376},{"word":"as","start":1349.4199,"end":1349.58,"confidence":0.99870574,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.20515435934066772},{"word":"well","start":1349.58,"end":1349.82,"confidence":0.9520694,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.2133832424879074},{"word":"they","start":1349.82,"end":1349.98,"confidence":0.98513585,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.19917014241218567},{"word":"do","start":1349.98,"end":1350.2999,"confidence":0.99950683,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.1195293739438057},{"word":"sort","start":1350.2999,"end":1350.5399,"confidence":0.98289907,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.17229239642620087},{"word":"of","start":1350.5399,"end":1350.62,"confidence":0.9976211,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2077346593141556},{"word":"have","start":1350.62,"end":1350.7799,"confidence":0.9995079,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.18585768342018127},{"word":"good","start":1350.7799,"end":1350.94,"confidence":0.99972755,"punctuated_word":"good","sentiment":"neutral","sentiment_score":-0.08417670428752899},{"word":"and","start":1350.94,"end":1351.1,"confidence":0.99876094,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.16094988584518433},{"word":"bad","start":1351.1,"end":1351.34,"confidence":0.999926,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":-0.1893753707408905},{"word":"years","start":1351.34,"end":1351.58,"confidence":0.9624138,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.16764843463897705},{"word":"but","start":1351.58,"end":1352.08,"confidence":0.9996599,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.1578628569841385},{"word":"the","start":1352.22,"end":1352.38,"confidence":0.986302,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2585464417934418},{"word":"benelon","start":1352.38,"end":1352.86,"confidence":0.6070642,"punctuated_word":"Benelon","sentiment":"neutral","sentiment_score":-0.2898519039154053},{"word":"one","start":1352.86,"end":1353.02,"confidence":0.9932013,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.3004191815853119},{"word":"wasn't","start":1353.02,"end":1353.4199,"confidence":0.99960244,"punctuated_word":"wasn't","sentiment":"neutral","sentiment_score":-0.27667924761772156},{"word":"sort","start":1353.4199,"end":1353.58,"confidence":0.99707556,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.2934590280056},{"word":"of","start":1353.58,"end":1353.74,"confidence":0.999456,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.3075304627418518},{"word":"an","start":1353.74,"end":1353.98,"confidence":0.99792176,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.3160156309604645},{"word":"australian","start":1353.98,"end":1354.46,"confidence":0.99778676,"punctuated_word":"Australian","sentiment":"negative","sentiment_score":-0.34236523509025574},{"word":"equities","start":1354.46,"end":1354.96,"confidence":0.9270227,"punctuated_word":"equities","sentiment":"neutral","sentiment_score":-0.30916982889175415},{"word":"issue","start":1355.1799,"end":1355.6799,"confidence":0.97499853,"punctuated_word":"issue.","sentiment":"neutral","sentiment_score":-0.30555260181427},{"word":"it","start":1355.74,"end":1355.8999,"confidence":0.99861956,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.2101205736398697},{"word":"was","start":1355.8999,"end":1356.14,"confidence":0.9998801,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.2356235682964325},{"word":"more","start":1356.14,"end":1356.46,"confidence":0.9977773,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.1658814549446106},{"word":"so","start":1356.46,"end":1356.96,"confidence":0.9927046,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.16913869976997375},{"word":"the","start":1357.1,"end":1357.34,"confidence":0.9915336,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18649746477603912},{"word":"underlying","start":1357.34,"end":1357.84,"confidence":0.99981517,"punctuated_word":"underlying","sentiment":"neutral","sentiment_score":-0.12932421267032623},{"word":"asset","start":1357.8999,"end":1358.2999,"confidence":0.9997855,"punctuated_word":"asset","sentiment":"neutral","sentiment_score":-0.16579477488994598},{"word":"issue","start":1358.2999,"end":1358.7999,"confidence":0.99482167,"punctuated_word":"issue.","sentiment":"neutral","sentiment_score":-0.18067538738250732},{"word":"so","start":1372.86,"end":1373.2599,"confidence":0.79429024,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.07631407678127289},{"word":"just","start":1373.2599,"end":1373.58,"confidence":0.9950831,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05983487889170647},{"word":"based","start":1373.58,"end":1373.82,"confidence":0.99524635,"punctuated_word":"based","sentiment":"neutral","sentiment_score":-0.05064961314201355},{"word":"off","start":1373.82,"end":1374.0599,"confidence":0.91890514,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.049803122878074646},{"word":"this","start":1374.0599,"end":1374.46,"confidence":0.990827,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.03350906819105148},{"word":"conversation","start":1374.46,"end":1374.96,"confidence":0.99027395,"punctuated_word":"conversation,","sentiment":"neutral","sentiment_score":-0.023487087339162827},{"word":"obviously","start":1375.0199,"end":1375.4199,"confidence":0.7890629,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.02442334219813347},{"word":"do","start":1375.4199,"end":1375.58,"confidence":0.96328515,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.010833017528057098},{"word":"a","start":1375.58,"end":1375.74,"confidence":0.9990471,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.020506463944911957},{"word":"quick","start":1375.74,"end":1375.8999,"confidence":0.9999232,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.030930981040000916},{"word":"risk","start":1375.8999,"end":1376.22,"confidence":0.9972046,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.07813581079244614},{"word":"profile","start":1376.22,"end":1376.62,"confidence":0.99988043,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":-0.027872107923030853},{"word":"there","start":1376.62,"end":1376.86,"confidence":0.9995003,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.03525938093662262},{"word":"with","start":1376.86,"end":1377.0199,"confidence":0.9997701,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.0390256866812706},{"word":"you","start":1377.0199,"end":1377.2599,"confidence":0.9998511,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.010340295732021332},{"word":"as","start":1377.2599,"end":1377.4199,"confidence":0.9998097,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.04017381370067597},{"word":"well","start":1377.4199,"end":1377.9199,"confidence":0.99994457,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.05547719448804855},{"word":"just","start":1377.98,"end":1378.1399,"confidence":0.6014784,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.04619606584310531},{"word":"to","start":1378.1399,"end":1378.2999,"confidence":0.99988115,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05822749435901642},{"word":"make","start":1378.2999,"end":1378.46,"confidence":0.9998398,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.0724768191576004},{"word":"sure","start":1378.46,"end":1378.62,"confidence":0.9995447,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.06644531339406967},{"word":"that","start":1378.62,"end":1378.86,"confidence":0.9954449,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07502418756484985},{"word":"still","start":1378.86,"end":1379.1,"confidence":0.6453425,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.06270324438810349},{"word":"lines","start":1379.1,"end":1379.4199,"confidence":0.99475527,"punctuated_word":"lines","sentiment":"neutral","sentiment_score":0.08296279609203339},{"word":"up","start":1379.4199,"end":1379.6599,"confidence":0.9996456,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.07082229107618332},{"word":"with","start":1379.6599,"end":1379.82,"confidence":0.9997371,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.01041276752948761},{"word":"your","start":1379.82,"end":1380.0599,"confidence":0.99861014,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.03433992713689804},{"word":"current","start":1380.0599,"end":1380.46,"confidence":0.99934894,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.0050818175077438354},{"word":"investment","start":1380.46,"end":1380.96,"confidence":0.9996693,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.044672563672065735},{"word":"in","start":1381.1,"end":1381.2599,"confidence":0.99671125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01654021441936493},{"word":"terms","start":1381.2599,"end":1381.5,"confidence":0.99994123,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.035353660583496094},{"word":"of","start":1381.5,"end":1381.58,"confidence":0.94684273,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.06154699623584747},{"word":"like","start":1381.58,"end":1381.82,"confidence":0.99890244,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.032763440161943436},{"word":"the","start":1381.82,"end":1381.98,"confidence":0.9994356,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.05946169048547745},{"word":"risk","start":1381.98,"end":1382.22,"confidence":0.87302744,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.12538933753967285},{"word":"you","start":1382.22,"end":1382.3799,"confidence":0.9993387,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.09407062828540802},{"word":"take","start":1382.3799,"end":1382.5399,"confidence":0.999655,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.13753649592399597},{"word":"on","start":1382.5399,"end":1383.0399,"confidence":0.9842296,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.060821570456027985},{"word":"and","start":1383.1549,"end":1383.3949,"confidence":0.99964535,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07108433544635773},{"word":"then","start":1383.3949,"end":1383.5549,"confidence":0.999828,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.06739184260368347},{"word":"from","start":1383.5549,"end":1383.7949,"confidence":0.99534494,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.06320901215076447},{"word":"there","start":1383.7949,"end":1384.2949,"confidence":0.9974195,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.05317539721727371},{"word":"they'll","start":1384.355,"end":1384.595,"confidence":0.99979204,"punctuated_word":"they'll","sentiment":"neutral","sentiment_score":0.11832629144191742},{"word":"do","start":1384.595,"end":1384.755,"confidence":0.999895,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1419738233089447},{"word":"the","start":1384.755,"end":1384.9149,"confidence":0.99924904,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14979736506938934},{"word":"research","start":1384.9149,"end":1385.235,"confidence":0.9997273,"punctuated_word":"research","sentiment":"neutral","sentiment_score":0.09518619626760484},{"word":"in","start":1385.235,"end":1385.3949,"confidence":0.97105724,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.12391501665115356},{"word":"the","start":1385.3949,"end":1385.475,"confidence":0.9995241,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1451788991689682},{"word":"back","start":1385.475,"end":1385.715,"confidence":0.96461886,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.14673712849617004},{"word":"end","start":1385.715,"end":1385.875,"confidence":0.9974892,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.18198882043361664},{"word":"and","start":1385.875,"end":1386.0349,"confidence":0.99250907,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13160043954849243},{"word":"get","start":1386.0349,"end":1386.195,"confidence":0.99978393,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.15178218483924866},{"word":"that","start":1386.195,"end":1386.355,"confidence":0.9994222,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.17735321819782257},{"word":"ball","start":1386.355,"end":1386.6749,"confidence":0.99342585,"punctuated_word":"ball","sentiment":"neutral","sentiment_score":0.20825141668319705},{"word":"rolling","start":1386.6749,"end":1387.075,"confidence":0.9999217,"punctuated_word":"rolling","sentiment":"neutral","sentiment_score":0.19818763434886932},{"word":"to","start":1387.075,"end":1387.235,"confidence":0.9974323,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.15311463177204132},{"word":"be","start":1387.235,"end":1387.3949,"confidence":0.99965274,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1703651398420334},{"word":"able","start":1387.3949,"end":1387.5549,"confidence":0.99201256,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.1898311972618103},{"word":"to","start":1387.5549,"end":1387.635,"confidence":0.9912032,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.20908407866954803},{"word":"update","start":1387.635,"end":1387.955,"confidence":0.9996668,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.17498885095119476},{"word":"that","start":1387.955,"end":1388.195,"confidence":0.99959,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1759936362504959},{"word":"advice","start":1388.195,"end":1388.6749,"confidence":0.9895865,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.1181672066450119},{"word":"piece","start":1388.6749,"end":1388.9149,"confidence":0.98968047,"punctuated_word":"piece","sentiment":"neutral","sentiment_score":0.09667662531137466},{"word":"there","start":1388.9149,"end":1389.1549,"confidence":0.9996494,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.16222132742404938},{"word":"as","start":1389.1549,"end":1389.6549,"confidence":0.99974006,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.14874103665351868},{"word":"well","start":1389.7949,"end":1389.955,"confidence":0.9999387,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.15936261415481567},{"word":"and","start":1389.955,"end":1390.195,"confidence":0.9205137,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10187755525112152},{"word":"look","start":1390.195,"end":1390.4349,"confidence":0.9999138,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.10624877363443376},{"word":"at","start":1390.4349,"end":1390.5149,"confidence":0.9998215,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11149130761623384},{"word":"that","start":1390.5149,"end":1391.0149,"confidence":0.9946071,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.10156691819429398},{"word":"and","start":1391.235,"end":1391.475,"confidence":0.7800647,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.08638729900121689},{"word":"then","start":1391.475,"end":1391.875,"confidence":0.99938893,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08882419019937515},{"word":"in","start":1391.875,"end":1392.0349,"confidence":0.95478237,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09127160161733627},{"word":"the","start":1392.0349,"end":1392.195,"confidence":0.999731,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07504022121429443},{"word":"meantime","start":1392.195,"end":1392.6749,"confidence":0.9303999,"punctuated_word":"meantime,","sentiment":"neutral","sentiment_score":0.08434172719717026},{"word":"the","start":1392.6749,"end":1392.835,"confidence":0.7961059,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10463530570268632},{"word":"next","start":1392.835,"end":1393.075,"confidence":0.99967957,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.07318626344203949},{"word":"few","start":1393.075,"end":1393.315,"confidence":0.99961877,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.06655861437320709},{"word":"weeks","start":1393.315,"end":1393.815,"confidence":0.9884039,"punctuated_word":"weeks,","sentiment":"neutral","sentiment_score":0.048268966376781464},{"word":"if","start":1393.955,"end":1394.195,"confidence":0.7942129,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.029837433248758316},{"word":"it","start":1394.195,"end":1394.355,"confidence":0.99733573,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.002846717834472656},{"word":"were","start":1394.355,"end":1394.5149,"confidence":0.99546283,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.054041750729084015},{"word":"to","start":1394.5149,"end":1394.755,"confidence":0.99261945,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.01080816239118576},{"word":"sort","start":1394.755,"end":1394.9149,"confidence":0.99650276,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.02501760423183441},{"word":"of","start":1394.9149,"end":1395.075,"confidence":0.94607943,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.004369571805000305},{"word":"recover","start":1395.075,"end":1395.575,"confidence":0.99637973,"punctuated_word":"recover,","sentiment":"neutral","sentiment_score":0.0024688392877578735},{"word":"then","start":1396.35,"end":1396.59,"confidence":0.9921679,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.032374247908592224},{"word":"we","start":1396.59,"end":1396.75,"confidence":0.99969995,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.06360513716936111},{"word":"may","start":1396.75,"end":1396.91,"confidence":0.99948645,"punctuated_word":"may","sentiment":"neutral","sentiment_score":0.06392944604158401},{"word":"look","start":1396.91,"end":1397.07,"confidence":0.9998416,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.03214723616838455},{"word":"at","start":1397.07,"end":1397.3099,"confidence":0.999634,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.03825897723436355},{"word":"holding","start":1397.3099,"end":1397.71,"confidence":0.9995801,"punctuated_word":"holding","sentiment":"neutral","sentiment_score":0.0670904815196991},{"word":"that","start":1397.71,"end":1397.95,"confidence":0.9998354,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.017336755990982056},{"word":"off","start":1397.95,"end":1398.11,"confidence":0.975184,"punctuated_word":"off","sentiment":"neutral","sentiment_score":-0.006779022514820099},{"word":"for","start":1398.11,"end":1398.27,"confidence":0.9991602,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05577939748764038},{"word":"you","start":1398.27,"end":1398.43,"confidence":0.9991842,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06548555195331573},{"word":"or","start":1398.43,"end":1398.59,"confidence":0.64392895,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04947769641876221},{"word":"not","start":1398.59,"end":1398.91,"confidence":0.91088295,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.007924497127532959},{"word":"you","start":1398.91,"end":1398.99,"confidence":0.95237213,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.2815008759498596},{"word":"can","start":1398.99,"end":1399.15,"confidence":0.9994281,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.25603488087654114},{"word":"sort","start":1399.15,"end":1399.39,"confidence":0.99875855,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2741834223270416},{"word":"of","start":1399.39,"end":1399.47,"confidence":0.91655016,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.32642677426338196},{"word":"make","start":1399.47,"end":1399.63,"confidence":0.9994282,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.25651127099990845},{"word":"that","start":1399.63,"end":1399.87,"confidence":0.9996501,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.36945784091949463},{"word":"decision","start":1399.87,"end":1400.37,"confidence":0.9978479,"punctuated_word":"decision.","sentiment":"neutral","sentiment_score":0.2565315365791321},{"word":"you","start":1400.75,"end":1400.83,"confidence":0.9757818,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.2581603527069092},{"word":"don't","start":1400.83,"end":1401.07,"confidence":0.9999665,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":0.13704290986061096},{"word":"have","start":1401.07,"end":1401.23,"confidence":0.99972695,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06681445240974426},{"word":"to","start":1401.23,"end":1401.3099,"confidence":0.99703646,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.001395776867866516},{"word":"take","start":1401.3099,"end":1401.55,"confidence":0.99995553,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.00616183876991272},{"word":"on","start":1401.55,"end":1401.63,"confidence":0.9994659,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01419837772846222},{"word":"the","start":1401.63,"end":1401.79,"confidence":0.99962807,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04812826216220856},{"word":"advice","start":1401.79,"end":1402.29,"confidence":0.9832747,"punctuated_word":"advice.","sentiment":"neutral","sentiment_score":-0.04414954781532288},{"word":"if","start":1402.91,"end":1402.99,"confidence":0.984209,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.012451723217964172},{"word":"you","start":1402.99,"end":1403.15,"confidence":0.99982697,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.010416701436042786},{"word":"don't","start":1403.15,"end":1403.39,"confidence":0.99997985,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.03670192509889603},{"word":"want","start":1403.39,"end":1403.55,"confidence":0.9997793,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.06008949130773544},{"word":"to","start":1403.55,"end":1403.71,"confidence":0.99463224,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.0320294052362442},{"word":"obviously","start":1403.71,"end":1404.11,"confidence":0.9924442,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.03739577531814575},{"word":"we'll","start":1404.11,"end":1404.27,"confidence":0.95461535,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.1107042133808136},{"word":"present","start":1404.27,"end":1404.59,"confidence":0.99955004,"punctuated_word":"present","sentiment":"neutral","sentiment_score":0.1223844438791275},{"word":"it","start":1404.59,"end":1404.75,"confidence":0.8812649,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.11312398314476012},{"word":"and","start":1404.75,"end":1404.91,"confidence":0.9998877,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07577036321163177},{"word":"then","start":1404.91,"end":1405.15,"confidence":0.99995685,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1180419698357582},{"word":"you","start":1405.15,"end":1405.23,"confidence":0.9997708,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13849715888500214},{"word":"can","start":1405.23,"end":1405.39,"confidence":0.99984133,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.12130407243967056},{"word":"sort","start":1405.39,"end":1405.63,"confidence":0.9989322,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.09902341663837431},{"word":"of","start":1405.63,"end":1405.71,"confidence":0.9459547,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.08155149221420288},{"word":"see","start":1405.71,"end":1405.95,"confidence":0.97232324,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.08031149208545685},{"word":"if","start":1405.95,"end":1406.03,"confidence":0.99820685,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.06035909429192543},{"word":"you","start":1406.03,"end":1406.19,"confidence":0.99979025,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05993570387363434},{"word":"wanna","start":1406.19,"end":1406.59,"confidence":0.9710278,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.06531864404678345},{"word":"change","start":1406.59,"end":1406.83,"confidence":0.99789137,"punctuated_word":"change","sentiment":"neutral","sentiment_score":0.022328481078147888},{"word":"up","start":1406.83,"end":1406.99,"confidence":0.99834955,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.018617570400238037},{"word":"to","start":1406.99,"end":1407.07,"confidence":0.8242389,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.014253184199333193},{"word":"those","start":1407.07,"end":1407.3099,"confidence":0.9998667,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.048828236758708954},{"word":"investments","start":1407.3099,"end":1407.8099,"confidence":0.99269414,"punctuated_word":"investments.","sentiment":"neutral","sentiment_score":-0.015115760266780852},{"word":"but","start":1408.385,"end":1408.545,"confidence":0.98281765,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.02467408776283264},{"word":"with","start":1408.545,"end":1408.785,"confidence":0.99786335,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.019596531987190247},{"word":"that","start":1408.785,"end":1408.9451,"confidence":0.99989474,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.012928739190101624},{"word":"one","start":1408.9451,"end":1409.185,"confidence":0.99904,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":-0.011772628873586656},{"word":"would","start":1409.185,"end":1409.3451,"confidence":0.9997768,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.04402543604373932},{"word":"you","start":1409.3451,"end":1409.505,"confidence":0.99975914,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0113389790058136},{"word":"be","start":1409.505,"end":1409.665,"confidence":0.99983215,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.04515427350997925},{"word":"looking","start":1409.665,"end":1409.9851,"confidence":0.9998234,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.005212187767028809},{"word":"to","start":1409.9851,"end":1410.145,"confidence":0.99967563,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.003463245928287506},{"word":"still","start":1410.145,"end":1410.625,"confidence":0.99970263,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.020803414285182953},{"word":"maintain","start":1410.625,"end":1411.025,"confidence":0.90878266,"punctuated_word":"maintain,","sentiment":"neutral","sentiment_score":0.015504207462072372},{"word":"like","start":1411.025,"end":1411.265,"confidence":0.9973664,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.009930752217769625},{"word":"an","start":1411.265,"end":1411.425,"confidence":0.99986434,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.0656113475561142},{"word":"active","start":1411.425,"end":1411.8251,"confidence":0.9997825,"punctuated_word":"active","sentiment":"neutral","sentiment_score":0.0863143801689148},{"word":"component","start":1411.8251,"end":1412.305,"confidence":0.9957703,"punctuated_word":"component?","sentiment":"neutral","sentiment_score":0.022796154022216797},{"word":"would","start":1412.305,"end":1412.4651,"confidence":0.9995809,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.1486545205116272},{"word":"you","start":1412.4651,"end":1412.625,"confidence":0.9999074,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.136409193277359},{"word":"wanna","start":1412.625,"end":1412.8651,"confidence":0.9589126,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":-0.07417568564414978},{"word":"move","start":1412.8651,"end":1413.1051,"confidence":0.9995197,"punctuated_word":"move","sentiment":"neutral","sentiment_score":-0.13436460494995117},{"word":"completely","start":1413.1051,"end":1413.425,"confidence":0.9994019,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":-0.18189500272274017},{"word":"away","start":1413.425,"end":1413.745,"confidence":0.9999175,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.18518772721290588},{"word":"from","start":1413.745,"end":1413.905,"confidence":0.9998673,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.18102458119392395},{"word":"active","start":1413.905,"end":1414.2251,"confidence":0.99920326,"punctuated_word":"active","sentiment":"neutral","sentiment_score":-0.20910510420799255},{"word":"and","start":1414.2251,"end":1414.385,"confidence":0.99006385,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.15892472863197327},{"word":"just","start":1414.385,"end":1414.545,"confidence":0.9998266,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.1095643788576126},{"word":"have","start":1414.545,"end":1414.785,"confidence":0.9990251,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.13915175199508667},{"word":"the","start":1414.785,"end":1414.9451,"confidence":0.99885106,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.10173579305410384},{"word":"passive","start":1414.9451,"end":1415.3451,"confidence":0.9974596,"punctuated_word":"passive","sentiment":"neutral","sentiment_score":-0.08222693204879761},{"word":"that's","start":1415.3451,"end":1415.5851,"confidence":0.9083966,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.02533890120685101},{"word":"a","start":1415.5851,"end":1415.665,"confidence":0.9996909,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05181201547384262},{"word":"bit","start":1415.665,"end":1415.905,"confidence":0.99983454,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.07777947187423706},{"word":"more","start":1415.905,"end":1416.145,"confidence":0.99372995,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.144109308719635},{"word":"cheaper","start":1416.145,"end":1416.645,"confidence":0.7651553,"punctuated_word":"cheaper,","sentiment":"neutral","sentiment_score":0.04391646385192871},{"word":"a","start":1419.185,"end":1419.3451,"confidence":0.4361645,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.03126230835914612},{"word":"lower","start":1419.3451,"end":1419.5851,"confidence":0.9992772,"punctuated_word":"lower","sentiment":"neutral","sentiment_score":0.13393358886241913},{"word":"cost","start":1419.5851,"end":1419.905,"confidence":0.9996768,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":0.12429146468639374},{"word":"investment","start":1419.905,"end":1420.385,"confidence":0.99721426,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.011299893260002136},{"word":"cost","start":1420.385,"end":1420.625,"confidence":0.9326713,"punctuated_word":"cost,","sentiment":"neutral","sentiment_score":0.0028423741459846497},{"word":"but","start":1420.625,"end":1420.785,"confidence":0.99964476,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.08537705987691879},{"word":"then","start":1420.785,"end":1420.9451,"confidence":0.99962354,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.19040384888648987},{"word":"you're","start":1420.9451,"end":1421.1051,"confidence":0.99839723,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.2752802073955536},{"word":"not","start":1421.1051,"end":1421.265,"confidence":0.99967694,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.3886893391609192},{"word":"aiming","start":1421.265,"end":1421.5851,"confidence":0.999438,"punctuated_word":"aiming","sentiment":"negative","sentiment_score":-0.3479291796684265},{"word":"to","start":1421.5851,"end":1421.745,"confidence":0.9982827,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.423058807849884},{"word":"outperform","start":1421.745,"end":1422.245,"confidence":0.99294746,"punctuated_word":"outperform","sentiment":"neutral","sentiment_score":-0.27639830112457275},{"word":"the","start":1422.305,"end":1422.4651,"confidence":0.99899477,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2913573980331421},{"word":"markets","start":1422.4651,"end":1422.9651,"confidence":0.8951956,"punctuated_word":"markets?","sentiment":"neutral","sentiment_score":-0.2421213686466217},{"word":"in","start":1440.085,"end":1440.165,"confidence":0.64983535,"punctuated_word":"In","sentiment":"neutral","sentiment_score":-0.07547089457511902},{"word":"terms","start":1440.165,"end":1440.485,"confidence":0.9997558,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.05158273875713349},{"word":"of","start":1440.485,"end":1440.725,"confidence":0.93951714,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.07232561707496643},{"word":"like","start":1440.725,"end":1440.885,"confidence":0.9979081,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.06446573883295059},{"word":"your","start":1440.885,"end":1441.125,"confidence":0.99537045,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.06348614394664764},{"word":"assets","start":1441.125,"end":1441.625,"confidence":0.9994469,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.07723407447338104},{"word":"to","start":1442.245,"end":1442.745,"confidence":0.99460536,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03499036282300949},{"word":"to","start":1442.965,"end":1443.205,"confidence":0.97810227,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.03356568515300751},{"word":"growth","start":1443.205,"end":1443.605,"confidence":0.99683714,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.016904287040233612},{"word":"versus","start":1443.605,"end":1444.005,"confidence":0.96093655,"punctuated_word":"versus,","sentiment":"neutral","sentiment_score":-0.05600324273109436},{"word":"like","start":1444.005,"end":1444.325,"confidence":0.9992892,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.09658943116664886},{"word":"defensive","start":1444.325,"end":1444.825,"confidence":0.99848974,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":-0.16229411959648132},{"word":"in","start":1445.125,"end":1445.365,"confidence":0.99156183,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.058100491762161255},{"word":"that","start":1445.365,"end":1445.605,"confidence":0.999017,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08078586310148239},{"word":"regard","start":1445.605,"end":1446.085,"confidence":0.8822653,"punctuated_word":"regard,","sentiment":"neutral","sentiment_score":-0.08249364793300629},{"word":"so","start":1446.085,"end":1446.585,"confidence":0.9941156,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.06791193783283234},{"word":"you","start":1447.045,"end":1447.205,"confidence":0.9975472,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.008509427309036255},{"word":"can","start":1447.205,"end":1447.365,"confidence":0.9999069,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.024271003901958466},{"word":"still","start":1447.365,"end":1447.605,"confidence":0.99993825,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.06697091460227966},{"word":"have","start":1447.605,"end":1447.845,"confidence":0.99993145,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.003250211477279663},{"word":"the","start":1447.845,"end":1447.925,"confidence":0.9993716,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.015331879258155824},{"word":"same","start":1447.925,"end":1448.165,"confidence":0.99990344,"punctuated_word":"same","sentiment":"neutral","sentiment_score":0.012452848255634308},{"word":"amount","start":1448.165,"end":1448.485,"confidence":0.9995902,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.01944097876548767},{"word":"of","start":1448.485,"end":1448.645,"confidence":0.99808407,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06637812405824661},{"word":"assets","start":1448.645,"end":1449.045,"confidence":0.9931391,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.06503086537122726},{"word":"in","start":1449.045,"end":1449.285,"confidence":0.9485239,"punctuated_word":"in,","sentiment":"neutral","sentiment_score":-0.007642395794391632},{"word":"like","start":1449.285,"end":1449.445,"confidence":0.9988972,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.019820552319288257},{"word":"a","start":1449.445,"end":1449.6849,"confidence":0.99974877,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.021138101816177368},{"word":"growth","start":1449.6849,"end":1450.085,"confidence":0.9996449,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.03537416458129883},{"word":"portfolio","start":1450.085,"end":1450.585,"confidence":0.999772,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.07646284252405167},{"word":"as","start":1451.28,"end":1451.78,"confidence":0.9999058,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.00987689197063446},{"word":"active","start":1452.0,"end":1452.4,"confidence":0.872771,"punctuated_word":"active","sentiment":"neutral","sentiment_score":-0.028227418661117554},{"word":"versus","start":1452.4,"end":1452.88,"confidence":0.99906343,"punctuated_word":"versus","sentiment":"neutral","sentiment_score":-0.05295515060424805},{"word":"passive","start":1452.88,"end":1453.38,"confidence":0.99182713,"punctuated_word":"passive.","sentiment":"neutral","sentiment_score":-0.07282739132642746},{"word":"one","start":1453.68,"end":1454.0,"confidence":0.9992092,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.033067815005779266},{"word":"just","start":1454.0,"end":1454.3201,"confidence":0.97911304,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0297028124332428},{"word":"actively","start":1454.3201,"end":1454.8201,"confidence":0.9998661,"punctuated_word":"actively","sentiment":"neutral","sentiment_score":0.11498036980628969},{"word":"aims","start":1454.88,"end":1455.12,"confidence":0.9988079,"punctuated_word":"aims","sentiment":"neutral","sentiment_score":0.05476273596286774},{"word":"to","start":1455.12,"end":1455.28,"confidence":0.99950933,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07719866931438446},{"word":"find","start":1455.28,"end":1455.52,"confidence":0.9996594,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.08565232157707214},{"word":"gaps","start":1455.52,"end":1455.8401,"confidence":0.9999261,"punctuated_word":"gaps","sentiment":"neutral","sentiment_score":-0.0006278008222579956},{"word":"in","start":1455.8401,"end":1455.92,"confidence":0.9998841,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03349332511425018},{"word":"the","start":1455.92,"end":1456.16,"confidence":0.9986307,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.038820311427116394},{"word":"market","start":1456.16,"end":1456.66,"confidence":0.9142575,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":0.07041477411985397},{"word":"whether","start":1456.8,"end":1457.12,"confidence":0.99972385,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.07709024846553802},{"word":"that's","start":1457.12,"end":1457.4401,"confidence":0.9993706,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.037564098834991455},{"word":"value","start":1457.4401,"end":1457.76,"confidence":0.9941906,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.02350194752216339},{"word":"investing","start":1457.76,"end":1458.26,"confidence":0.99901366,"punctuated_word":"investing","sentiment":"neutral","sentiment_score":0.048858821392059326},{"word":"or","start":1458.8,"end":1458.9601,"confidence":0.78635716,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.10351361334323884},{"word":"whether","start":1458.9601,"end":1459.2001,"confidence":0.99975187,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":0.05226682126522064},{"word":"that's","start":1459.2001,"end":1459.52,"confidence":0.9654821,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.023000633344054226},{"word":"sort","start":1459.52,"end":1459.68,"confidence":0.99656725,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.02444589138031006},{"word":"of","start":1459.68,"end":1459.92,"confidence":0.9994485,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.04675398766994476},{"word":"finding","start":1459.92,"end":1460.42,"confidence":0.9713335,"punctuated_word":"finding","sentiment":"neutral","sentiment_score":0.10107293725013732},{"word":"other","start":1460.8,"end":1461.2001,"confidence":0.9386389,"punctuated_word":"other,","sentiment":"neutral","sentiment_score":0.06319762021303177},{"word":"like","start":1461.2001,"end":1461.52,"confidence":0.99509066,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.07188984751701355},{"word":"performance","start":1461.52,"end":1462.02,"confidence":0.99947184,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.11704739928245544},{"word":"of","start":1462.48,"end":1462.64,"confidence":0.99059486,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.15349286794662476},{"word":"other","start":1462.64,"end":1462.88,"confidence":0.9996978,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.09243327379226685},{"word":"companies","start":1462.88,"end":1463.28,"confidence":0.9991184,"punctuated_word":"companies","sentiment":"neutral","sentiment_score":0.06087249517440796},{"word":"and","start":1463.28,"end":1463.4401,"confidence":0.93705374,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1563408076763153},{"word":"building","start":1463.4401,"end":1463.76,"confidence":0.9998646,"punctuated_word":"building","sentiment":"neutral","sentiment_score":0.23277391493320465},{"word":"a","start":1463.76,"end":1463.8401,"confidence":0.67741436,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.25985801219940186},{"word":"portfolio","start":1463.8401,"end":1464.3401,"confidence":0.6235157,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.05401216447353363},{"word":"is","start":1464.56,"end":1464.64,"confidence":0.40138847,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2337026000022888},{"word":"that","start":1464.64,"end":1464.8,"confidence":0.99420506,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16933660209178925},{"word":"way","start":1464.8,"end":1465.04,"confidence":0.998701,"punctuated_word":"way","sentiment":"neutral","sentiment_score":0.10485690832138062},{"word":"to","start":1465.04,"end":1465.2001,"confidence":0.992246,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1923612654209137},{"word":"try","start":1465.2001,"end":1465.36,"confidence":0.9857552,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.20163553953170776},{"word":"and","start":1465.36,"end":1465.605,"confidence":0.95363635,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2577522397041321},{"word":"better","start":1465.6849,"end":1466.085,"confidence":0.99820507,"punctuated_word":"better","sentiment":"neutral","sentiment_score":0.2450067847967148},{"word":"than","start":1466.085,"end":1466.325,"confidence":0.99230266,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.17904141545295715},{"word":"what","start":1466.325,"end":1466.565,"confidence":0.99955684,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.08529889583587646},{"word":"the","start":1466.565,"end":1466.885,"confidence":0.9779703,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.025468647480010983},{"word":"market","start":1466.885,"end":1467.285,"confidence":0.9986518,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.02632652223110199},{"word":"indexes","start":1467.285,"end":1467.6849,"confidence":0.9849422,"punctuated_word":"indexes","sentiment":"neutral","sentiment_score":0.0022764455061405897},{"word":"are","start":1467.6849,"end":1467.845,"confidence":0.9992848,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.09213514626026154},{"word":"doing","start":1467.845,"end":1468.345,"confidence":0.82319355,"punctuated_word":"doing.","sentiment":"neutral","sentiment_score":0.17528407275676727},{"word":"because","start":1468.485,"end":1468.725,"confidence":0.9290605,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.06499481946229935},{"word":"the","start":1468.725,"end":1468.885,"confidence":0.998481,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.1291850209236145},{"word":"index","start":1468.885,"end":1469.205,"confidence":0.79365295,"punctuated_word":"index","sentiment":"neutral","sentiment_score":0.0999721884727478},{"word":"is","start":1469.205,"end":1469.285,"confidence":0.91095483,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1445029377937317},{"word":"basically","start":1469.285,"end":1469.6849,"confidence":0.9717461,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":0.1351536214351654},{"word":"to","start":1469.6849,"end":1469.845,"confidence":0.5699618,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1501030474901199},{"word":"track","start":1469.845,"end":1470.085,"confidence":0.98823583,"punctuated_word":"track","sentiment":"neutral","sentiment_score":0.14210665225982666},{"word":"the","start":1470.085,"end":1470.245,"confidence":0.99874216,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.155542254447937},{"word":"top","start":1470.245,"end":1470.645,"confidence":0.99960726,"punctuated_word":"top","sentiment":"neutral","sentiment_score":0.20126061141490936},{"word":"companies","start":1470.645,"end":1471.145,"confidence":0.9984938,"punctuated_word":"companies","sentiment":"neutral","sentiment_score":0.18602631986141205},{"word":"in","start":1471.205,"end":1471.365,"confidence":0.9998785,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.24066773056983948},{"word":"those","start":1471.365,"end":1471.6849,"confidence":0.9996753,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.17328552901744845},{"word":"spaces","start":1471.6849,"end":1472.1849,"confidence":0.80355,"punctuated_word":"spaces.","sentiment":"neutral","sentiment_score":0.1453394591808319},{"word":"and","start":1472.325,"end":1472.485,"confidence":0.99892527,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.12504813075065613},{"word":"if","start":1472.485,"end":1472.645,"confidence":0.9996408,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08537265658378601},{"word":"they're","start":1472.645,"end":1472.885,"confidence":0.9912292,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":0.07387306541204453},{"word":"all","start":1472.885,"end":1473.0449,"confidence":0.9977239,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.13134591281414032},{"word":"doing","start":1473.0449,"end":1473.205,"confidence":0.99992776,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.19406281411647797},{"word":"well","start":1473.205,"end":1473.365,"confidence":0.9899951,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.22436460852622983},{"word":"the","start":1473.365,"end":1473.525,"confidence":0.9975424,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.3191646933555603},{"word":"market's","start":1473.525,"end":1473.845,"confidence":0.9753387,"punctuated_word":"market's","sentiment":"neutral","sentiment_score":0.32165583968162537},{"word":"doing","start":1473.845,"end":1474.085,"confidence":0.999617,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.3290005922317505},{"word":"well","start":1474.085,"end":1474.325,"confidence":0.90602887,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.3143680989742279},{"word":"they","start":1474.325,"end":1474.485,"confidence":0.9984884,"punctuated_word":"they","sentiment":"positive","sentiment_score":0.3957429528236389},{"word":"perform","start":1474.485,"end":1474.8049,"confidence":0.9499822,"punctuated_word":"perform","sentiment":"positive","sentiment_score":0.40582239627838135},{"word":"quite","start":1474.8049,"end":1475.0449,"confidence":0.99964345,"punctuated_word":"quite","sentiment":"positive","sentiment_score":0.46768659353256226},{"word":"well","start":1475.0449,"end":1475.285,"confidence":0.72708035,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.4176739156246186},{"word":"and","start":1475.285,"end":1475.365,"confidence":0.82365584,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.27780312299728394},{"word":"it's","start":1475.365,"end":1475.525,"confidence":0.994931,"punctuated_word":"it's","sentiment":"positive","sentiment_score":0.3738784193992615},{"word":"a","start":1475.525,"end":1475.605,"confidence":0.9970197,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.41140198707580566},{"word":"lower","start":1475.605,"end":1475.845,"confidence":0.9997787,"punctuated_word":"lower","sentiment":"positive","sentiment_score":0.3863339126110077},{"word":"cost","start":1475.845,"end":1476.165,"confidence":0.7387018,"punctuated_word":"cost,","sentiment":"neutral","sentiment_score":0.31855347752571106},{"word":"and","start":1476.165,"end":1476.325,"confidence":0.99970585,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.21153950691223145},{"word":"it's","start":1476.325,"end":1476.485,"confidence":0.9994192,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.26546019315719604},{"word":"active","start":1476.485,"end":1476.8049,"confidence":0.99974495,"punctuated_word":"active","sentiment":"positive","sentiment_score":0.4006490111351013},{"word":"in","start":1476.8049,"end":1476.965,"confidence":0.99977976,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2121294140815735},{"word":"the","start":1476.965,"end":1477.125,"confidence":0.99568945,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.18842503428459167},{"word":"sense","start":1477.125,"end":1477.365,"confidence":0.99977666,"punctuated_word":"sense","sentiment":"neutral","sentiment_score":0.13904067873954773},{"word":"that","start":1477.365,"end":1477.62,"confidence":0.9939567,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.07012771815061569},{"word":"if","start":1478.26,"end":1478.5,"confidence":0.9986234,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.023560471832752228},{"word":"a","start":1478.5,"end":1478.58,"confidence":0.99896574,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1063258945941925},{"word":"company","start":1478.58,"end":1478.98,"confidence":0.9999398,"punctuated_word":"company","sentiment":"neutral","sentiment_score":-0.1702749878168106},{"word":"falls","start":1478.98,"end":1479.38,"confidence":0.9930761,"punctuated_word":"falls","sentiment":"neutral","sentiment_score":-0.1355881690979004},{"word":"outside","start":1479.38,"end":1479.7,"confidence":0.99881077,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":-0.07191526889801025},{"word":"of","start":1479.7,"end":1479.86,"confidence":0.99955183,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.19005560874938965},{"word":"those","start":1479.86,"end":1480.18,"confidence":0.9993026,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.11499238014221191},{"word":"top","start":1480.18,"end":1480.42,"confidence":0.99874395,"punctuated_word":"top","sentiment":"neutral","sentiment_score":-0.10277501493692398},{"word":"500","start":1480.42,"end":1480.9,"confidence":0.9995521,"punctuated_word":"500","sentiment":"neutral","sentiment_score":-0.11481760442256927},{"word":"or","start":1480.9,"end":1481.0599,"confidence":0.7244017,"punctuated_word":"or,","sentiment":"neutral","sentiment_score":-0.215230256319046},{"word":"like","start":1481.0599,"end":1481.14,"confidence":0.9450054,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.1345430463552475},{"word":"in","start":1481.14,"end":1481.3,"confidence":0.9926715,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1454627811908722},{"word":"america","start":1481.3,"end":1481.7,"confidence":0.9969266,"punctuated_word":"America","sentiment":"neutral","sentiment_score":-0.03346773982048035},{"word":"of","start":1481.7,"end":1481.78,"confidence":0.83418065,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04353554546833038},{"word":"the","start":1481.78,"end":1481.94,"confidence":0.99833447,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03211057931184769},{"word":"s","start":1481.94,"end":1482.02,"confidence":0.8966433,"punctuated_word":"S","sentiment":"neutral","sentiment_score":-0.03435300290584564},{"word":"and","start":1482.02,"end":1482.1,"confidence":0.98538697,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10858827084302902},{"word":"p","start":1482.1,"end":1482.34,"confidence":0.9994128,"punctuated_word":"P","sentiment":"neutral","sentiment_score":-0.05604265630245209},{"word":"500","start":1482.34,"end":1483.0,"confidence":0.99700147,"punctuated_word":"500,","sentiment":"neutral","sentiment_score":-0.07367263734340668},{"word":"then","start":1483.22,"end":1483.38,"confidence":0.98746675,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.071443572640419},{"word":"they're","start":1483.38,"end":1483.54,"confidence":0.9922608,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.12584233283996582},{"word":"no","start":1483.54,"end":1483.78,"confidence":0.99845743,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.13873562216758728},{"word":"longer","start":1483.78,"end":1484.1,"confidence":0.99968374,"punctuated_word":"longer","sentiment":"neutral","sentiment_score":-0.15885552763938904},{"word":"held","start":1484.1,"end":1484.34,"confidence":0.971351,"punctuated_word":"held,","sentiment":"neutral","sentiment_score":-0.10569077730178832},{"word":"like","start":1484.34,"end":1484.5,"confidence":0.9956572,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0695008784532547},{"word":"within","start":1484.5,"end":1484.82,"confidence":0.99989724,"punctuated_word":"within","sentiment":"neutral","sentiment_score":-0.05880826711654663},{"word":"your","start":1484.82,"end":1485.0599,"confidence":0.99946016,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.00471872091293335},{"word":"portfolio","start":1485.0599,"end":1485.54,"confidence":0.7541902,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":-0.06561696529388428},{"word":"whereas","start":1485.54,"end":1486.04,"confidence":0.9982324,"punctuated_word":"whereas","sentiment":"neutral","sentiment_score":-0.08281368017196655},{"word":"fund","start":1486.26,"end":1486.5,"confidence":0.9729936,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":-0.08543208241462708},{"word":"managers","start":1486.5,"end":1487.0,"confidence":0.99524975,"punctuated_word":"managers","sentiment":"neutral","sentiment_score":-0.11809395253658296},{"word":"actively","start":1487.0599,"end":1487.54,"confidence":0.99958545,"punctuated_word":"actively","sentiment":"neutral","sentiment_score":-0.07466311752796173},{"word":"do","start":1487.54,"end":1487.78,"confidence":0.9935614,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.170192688703537},{"word":"those","start":1487.78,"end":1488.02,"confidence":0.99042666,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.16063474118709564},{"word":"buys","start":1488.02,"end":1488.26,"confidence":0.8292721,"punctuated_word":"buys","sentiment":"neutral","sentiment_score":-0.08799546957015991},{"word":"and","start":1488.26,"end":1488.42,"confidence":0.9871869,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.1025543212890625},{"word":"sells","start":1488.42,"end":1488.82,"confidence":0.9549674,"punctuated_word":"sells","sentiment":"neutral","sentiment_score":-0.041000738739967346},{"word":"to","start":1488.82,"end":1488.98,"confidence":0.94799024,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.06908485293388367},{"word":"find","start":1488.98,"end":1489.46,"confidence":0.99574417,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.028472021222114563},{"word":"where","start":1489.46,"end":1489.7,"confidence":0.9990637,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.008826464414596558},{"word":"they","start":1489.7,"end":1489.86,"confidence":0.9997992,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.06756731867790222},{"word":"believe","start":1489.86,"end":1490.26,"confidence":0.99950147,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":0.007953107357025146},{"word":"value","start":1490.26,"end":1490.58,"confidence":0.99967027,"punctuated_word":"value","sentiment":"neutral","sentiment_score":0.00322568416595459},{"word":"in","start":1490.58,"end":1490.74,"confidence":0.9991518,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.09198887646198271},{"word":"the","start":1490.74,"end":1490.9,"confidence":0.9995648,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.012833938002586365},{"word":"market","start":1490.9,"end":1491.22,"confidence":0.99953616,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.08962003886699677},{"word":"is","start":1491.22,"end":1491.615,"confidence":0.99895597,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.11864131689071657},{"word":"to","start":1491.775,"end":1492.015,"confidence":0.99941015,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08284486830234528},{"word":"try","start":1492.015,"end":1492.095,"confidence":0.9997967,"punctuated_word":"try","sentiment":"neutral","sentiment_score":0.02000194787979126},{"word":"and","start":1492.095,"end":1492.335,"confidence":0.998716,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.03434421122074127},{"word":"outperform","start":1492.335,"end":1492.835,"confidence":0.99772024,"punctuated_word":"outperform","sentiment":"neutral","sentiment_score":0.026005825027823448},{"word":"that","start":1492.895,"end":1493.135,"confidence":0.9414341,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.10899583995342256},{"word":"so","start":1493.135,"end":1493.375,"confidence":0.99942786,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.3211575746536255},{"word":"it's","start":1493.375,"end":1493.535,"confidence":0.99945164,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.39563626050949097},{"word":"more","start":1493.535,"end":1493.855,"confidence":0.9979786,"punctuated_word":"more","sentiment":"negative","sentiment_score":-0.3735321462154389},{"word":"manager","start":1493.855,"end":1494.335,"confidence":0.9669184,"punctuated_word":"manager","sentiment":"negative","sentiment_score":-0.5183308720588684},{"word":"risk","start":1494.335,"end":1494.655,"confidence":0.98614234,"punctuated_word":"risk","sentiment":"negative","sentiment_score":-0.3991408348083496},{"word":"than","start":1494.655,"end":1494.815,"confidence":0.99488294,"punctuated_word":"than","sentiment":"negative","sentiment_score":-0.3755781650543213},{"word":"it","start":1494.815,"end":1494.975,"confidence":0.99969745,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3545270562171936},{"word":"is","start":1494.975,"end":1495.375,"confidence":0.99989796,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.36751359701156616},{"word":"actual","start":1495.375,"end":1495.875,"confidence":0.9980823,"punctuated_word":"actual","sentiment":"negative","sentiment_score":-0.3905215263366699},{"word":"allocation","start":1496.975,"end":1497.475,"confidence":0.664668,"punctuated_word":"allocation","sentiment":"neutral","sentiment_score":-0.29311782121658325},{"word":"of","start":1497.535,"end":1497.615,"confidence":0.6214977,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.29811784625053406},{"word":"growth","start":1497.615,"end":1497.9349,"confidence":0.99898905,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":-0.2877010107040405},{"word":"assets","start":1497.9349,"end":1498.4349,"confidence":0.6257871,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":-0.31677907705307007},{"word":"risk","start":1498.495,"end":1498.995,"confidence":0.87408066,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":-0.14882732927799225},{"word":"because","start":1499.0549,"end":1499.295,"confidence":0.7188251,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":0.009620916098356249},{"word":"currently","start":1499.295,"end":1499.615,"confidence":0.8273095,"punctuated_word":"currently,","sentiment":"neutral","sentiment_score":-0.0211799219250679},{"word":"you're","start":1499.615,"end":1499.775,"confidence":0.9916373,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.01723855547606945},{"word":"sitting","start":1499.775,"end":1500.015,"confidence":0.9991467,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.01402466744184494},{"word":"in","start":1500.015,"end":1500.175,"confidence":0.93561125,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.02328125387430191},{"word":"about","start":1500.175,"end":1500.495,"confidence":0.9990386,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.02181241288781166},{"word":"an","start":1500.495,"end":1500.655,"confidence":0.9957789,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.031207911670207977},{"word":"eighty","start":1500.655,"end":1500.975,"confidence":0.9981476,"punctuated_word":"eighty","sentiment":"neutral","sentiment_score":0.022113267332315445},{"word":"twenty","start":1500.975,"end":1501.295,"confidence":0.91316843,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.022232014685869217},{"word":"split","start":1501.295,"end":1501.615,"confidence":0.9996277,"punctuated_word":"split","sentiment":"neutral","sentiment_score":0.027372974902391434},{"word":"of","start":1501.615,"end":1501.775,"confidence":0.99971694,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03296282887458801},{"word":"growth","start":1501.775,"end":1502.095,"confidence":0.99874026,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.04107312858104706},{"word":"assets","start":1502.095,"end":1502.495,"confidence":0.9974239,"punctuated_word":"assets","sentiment":"neutral","sentiment_score":0.03347903490066528},{"word":"to","start":1502.495,"end":1502.655,"confidence":0.99497116,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03578938543796539},{"word":"defensive","start":1502.655,"end":1503.155,"confidence":0.830375,"punctuated_word":"defensive.","sentiment":"neutral","sentiment_score":0.015473606064915655},{"word":"so","start":1504.015,"end":1504.255,"confidence":0.9576964,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.030464550480246544},{"word":"that","start":1504.255,"end":1504.495,"confidence":0.60993356,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05592121556401253},{"word":"80%","start":1504.495,"end":1505.0549,"confidence":0.68299496,"punctuated_word":"80%","sentiment":"neutral","sentiment_score":0.0589863583445549},{"word":"growth","start":1505.0549,"end":1505.295,"confidence":0.76724404,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.10127180069684982},{"word":"and","start":1505.295,"end":1505.455,"confidence":0.92731565,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06493924558162689},{"word":"20%","start":1505.455,"end":1506.015,"confidence":0.97605217,"punctuated_word":"20%","sentiment":"neutral","sentiment_score":0.11022614687681198},{"word":"defensive","start":1506.015,"end":1506.515,"confidence":0.9931263,"punctuated_word":"defensive","sentiment":"neutral","sentiment_score":0.06985709071159363},{"word":"assets","start":1506.575,"end":1507.075,"confidence":0.92571646,"punctuated_word":"assets.","sentiment":"neutral","sentiment_score":0.043856821954250336},{"word":"and","start":1507.8201,"end":1507.98,"confidence":0.9993092,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.03594893589615822},{"word":"then","start":1507.98,"end":1508.22,"confidence":0.9995473,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.02055341564118862},{"word":"within","start":1508.22,"end":1508.54,"confidence":0.9990252,"punctuated_word":"within","sentiment":"neutral","sentiment_score":0.04605734348297119},{"word":"that","start":1508.54,"end":1508.78,"confidence":0.99965334,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05111723020672798},{"word":"growth","start":1508.78,"end":1509.1,"confidence":0.99687445,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.06138625741004944},{"word":"space","start":1509.1,"end":1509.34,"confidence":0.99634737,"punctuated_word":"space","sentiment":"neutral","sentiment_score":0.05381559580564499},{"word":"there","start":1509.34,"end":1509.58,"confidence":0.8577425,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.049252331256866455},{"word":"you","start":1509.58,"end":1509.8201,"confidence":0.99970216,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.05414276942610741},{"word":"do","start":1509.8201,"end":1509.98,"confidence":0.99978346,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.04887693375349045},{"word":"have","start":1509.98,"end":1510.22,"confidence":0.99941134,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.032846786081790924},{"word":"that","start":1510.22,"end":1510.46,"confidence":0.9991935,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05585180968046189},{"word":"active","start":1510.46,"end":1510.78,"confidence":0.99988043,"punctuated_word":"active","sentiment":"neutral","sentiment_score":0.0627259612083435},{"word":"portion","start":1510.78,"end":1511.18,"confidence":0.99957865,"punctuated_word":"portion","sentiment":"neutral","sentiment_score":0.04815330728888512},{"word":"which","start":1511.18,"end":1511.5,"confidence":0.540925,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.04387716576457024},{"word":"accounts","start":1511.5,"end":1511.74,"confidence":0.9974655,"punctuated_word":"accounts","sentiment":"neutral","sentiment_score":0.04170204699039459},{"word":"for","start":1511.74,"end":1511.9,"confidence":0.96509737,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03190775215625763},{"word":"about","start":1511.9,"end":1512.14,"confidence":0.9237201,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":0.013290831819176674},{"word":"like","start":1512.14,"end":1512.38,"confidence":0.9919742,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.019120387732982635},{"word":"you","start":1512.38,"end":1512.46,"confidence":0.37209758,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0379825197160244},{"word":"said","start":1512.46,"end":1512.7,"confidence":0.9908093,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.030734755098819733},{"word":"that","start":1512.7,"end":1512.9401,"confidence":0.9236549,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.02795126661658287},{"word":"30","start":1512.9401,"end":1513.4401,"confidence":0.98122096,"punctuated_word":"30","sentiment":"neutral","sentiment_score":0.02914459258317947},{"word":"sort","start":1513.74,"end":1513.9,"confidence":0.94315976,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.009181894361972809},{"word":"of","start":1513.9,"end":1514.4,"confidence":0.9223104,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.001048412173986435},{"word":"percent","start":1514.46,"end":1514.9401,"confidence":0.9926323,"punctuated_word":"percent","sentiment":"neutral","sentiment_score":0.008567258715629578},{"word":"of","start":1514.9401,"end":1515.1,"confidence":0.9995776,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.005666341632604599},{"word":"your","start":1515.1,"end":1515.34,"confidence":0.99966776,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.010703425854444504},{"word":"portfolio","start":1515.34,"end":1515.8201,"confidence":0.99966466,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":-0.04725845158100128},{"word":"that","start":1515.8201,"end":1515.98,"confidence":0.9221684,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.023576516658067703},{"word":"was","start":1515.98,"end":1516.14,"confidence":0.6320227,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.05915045738220215},{"word":"in","start":1516.14,"end":1516.3,"confidence":0.99497414,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.05781104415655136},{"word":"those","start":1516.3,"end":1516.54,"confidence":0.99970055,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.05736325681209564},{"word":"funds","start":1516.54,"end":1516.86,"confidence":0.99965644,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":-0.05075814947485924},{"word":"that","start":1516.86,"end":1517.36,"confidence":0.99889565,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10796479880809784},{"word":"didn't","start":1517.98,"end":1518.3,"confidence":0.9998013,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.10310693085193634},{"word":"perform","start":1518.3,"end":1518.8,"confidence":0.9854641,"punctuated_word":"perform.","sentiment":"neutral","sentiment_score":-0.08288922905921936},{"word":"keep","start":1533.29,"end":1533.6901,"confidence":0.51306677,"punctuated_word":"Keep","sentiment":"neutral","sentiment_score":0.2128036618232727},{"word":"yep","start":1536.0901,"end":1536.5901,"confidence":0.7774185,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.14888790249824524},{"word":"would","start":1537.13,"end":1537.37,"confidence":0.97300714,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.05551920831203461},{"word":"you","start":1537.37,"end":1537.4501,"confidence":0.99958295,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09783217310905457},{"word":"be","start":1537.4501,"end":1537.77,"confidence":0.9998778,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.1042311191558838},{"word":"wanting","start":1537.77,"end":1538.17,"confidence":0.99931526,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":0.09186670929193495},{"word":"to","start":1538.17,"end":1538.41,"confidence":0.9996635,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.091807059943676},{"word":"look","start":1538.41,"end":1538.65,"confidence":0.9994715,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.05761388689279556},{"word":"at","start":1538.65,"end":1538.9701,"confidence":0.9993358,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.04839880019426346},{"word":"updating","start":1538.9701,"end":1539.4701,"confidence":0.9992918,"punctuated_word":"updating","sentiment":"neutral","sentiment_score":0.11359988898038864},{"word":"the","start":1539.61,"end":1539.8501,"confidence":0.9998542,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0980006754398346},{"word":"the","start":1539.8501,"end":1540.01,"confidence":0.9941209,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11900820583105089},{"word":"benelon","start":1540.01,"end":1540.41,"confidence":0.56735945,"punctuated_word":"Benelon","sentiment":"neutral","sentiment_score":0.08530732989311218},{"word":"to","start":1540.41,"end":1540.5701,"confidence":0.99607664,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0923042893409729},{"word":"a","start":1540.5701,"end":1540.73,"confidence":0.9996456,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06055986508727074},{"word":"different","start":1540.73,"end":1541.05,"confidence":0.999967,"punctuated_word":"different","sentiment":"neutral","sentiment_score":0.05299157649278641},{"word":"active","start":1541.05,"end":1541.37,"confidence":0.9928457,"punctuated_word":"active","sentiment":"neutral","sentiment_score":0.08879142999649048},{"word":"portion","start":1541.37,"end":1541.61,"confidence":0.99879104,"punctuated_word":"portion","sentiment":"neutral","sentiment_score":0.10974402725696564},{"word":"and","start":1541.61,"end":1541.77,"confidence":0.68334085,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.07669344544410706},{"word":"just","start":1541.77,"end":1541.93,"confidence":0.9994155,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10747009515762328},{"word":"giving","start":1541.93,"end":1542.17,"confidence":0.9796982,"punctuated_word":"giving","sentiment":"neutral","sentiment_score":0.08700022846460342},{"word":"the","start":1542.17,"end":1542.3301,"confidence":0.9862855,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10997281223535538},{"word":"portfolio","start":1542.3301,"end":1542.81,"confidence":0.99903417,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.09179513901472092},{"word":"a","start":1542.81,"end":1542.89,"confidence":0.6561126,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09609590470790864},{"word":"refresh","start":1542.89,"end":1543.29,"confidence":0.9042955,"punctuated_word":"refresh,","sentiment":"neutral","sentiment_score":0.08579866588115692},{"word":"or","start":1543.29,"end":1543.37,"confidence":0.9997973,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.027693234384059903},{"word":"is","start":1543.37,"end":1543.4501,"confidence":0.99928457,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.003989465534687042},{"word":"it","start":1543.4501,"end":1543.61,"confidence":0.993461,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05039306357502937},{"word":"something","start":1543.61,"end":1543.8501,"confidence":0.99791557,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.004198785871267319},{"word":"you","start":1543.8501,"end":1543.93,"confidence":0.9948715,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.010434675961732864},{"word":"just","start":1543.93,"end":1544.17,"confidence":0.9959096,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.02269405871629715},{"word":"wanna","start":1544.17,"end":1544.41,"confidence":0.8242973,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.009136484935879707},{"word":"hold","start":1544.41,"end":1544.5701,"confidence":0.9982723,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":0.012545179575681686},{"word":"on","start":1544.5701,"end":1544.73,"confidence":0.8998286,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.004006166011095047},{"word":"to","start":1544.73,"end":1544.9701,"confidence":0.9988611,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.010864373296499252},{"word":"at","start":1544.9701,"end":1545.13,"confidence":0.998723,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.006366480141878128},{"word":"the","start":1545.13,"end":1545.2101,"confidence":0.9993861,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0363047793507576},{"word":"moment","start":1545.2101,"end":1545.7101,"confidence":0.99550813,"punctuated_word":"moment?","sentiment":"neutral","sentiment_score":0.0187881700694561},{"word":"yeah","start":1549.995,"end":1550.495,"confidence":0.9224738,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08265437185764313},{"word":"yeah","start":1553.115,"end":1553.1951,"confidence":0.86990553,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0040245335549116135},{"word":"okay","start":1553.1951,"end":1553.515,"confidence":0.9842502,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05151782929897308},{"word":"we'll","start":1553.515,"end":1553.8351,"confidence":0.9798687,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.0646059662103653},{"word":"show","start":1553.8351,"end":1554.0751,"confidence":0.97343576,"punctuated_word":"show","sentiment":"neutral","sentiment_score":0.05554911866784096},{"word":"you","start":1554.0751,"end":1554.155,"confidence":0.96387553,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06401850283145905},{"word":"what","start":1554.155,"end":1554.655,"confidence":0.9959358,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.046951815485954285},{"word":"it","start":1555.675,"end":1556.175,"confidence":0.8063012,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.03777323663234711},{"word":"yeah","start":1558.155,"end":1558.3151,"confidence":0.7487396,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.07127895951271057},{"word":"we'll","start":1558.3151,"end":1558.555,"confidence":0.9975362,"punctuated_word":"We'll","sentiment":"neutral","sentiment_score":0.10902075469493866},{"word":"look","start":1558.555,"end":1558.7151,"confidence":0.99966204,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.09306823462247849},{"word":"at","start":1558.7151,"end":1558.875,"confidence":0.9955337,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.11091196537017822},{"word":"what","start":1558.875,"end":1559.035,"confidence":0.7596073,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.13008630275726318},{"word":"a","start":1559.035,"end":1559.1951,"confidence":0.9775792,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11343784630298616},{"word":"refresh","start":1559.1951,"end":1559.595,"confidence":0.9995425,"punctuated_word":"refresh","sentiment":"neutral","sentiment_score":0.08933104574680328},{"word":"looks","start":1559.595,"end":1559.8351,"confidence":0.9992322,"punctuated_word":"looks","sentiment":"neutral","sentiment_score":0.054813142865896225},{"word":"like","start":1559.8351,"end":1559.995,"confidence":0.90249705,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.09100766479969025},{"word":"and","start":1559.995,"end":1560.155,"confidence":0.99964595,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.10140383988618852},{"word":"we'll","start":1560.155,"end":1560.3151,"confidence":0.99424267,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.11105318367481232},{"word":"just","start":1560.3151,"end":1560.475,"confidence":0.9994012,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10738258063793182},{"word":"look","start":1560.475,"end":1560.635,"confidence":0.998602,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.07968856394290924},{"word":"to","start":1560.635,"end":1560.795,"confidence":0.99605966,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.10653135925531387},{"word":"keep","start":1560.795,"end":1561.035,"confidence":0.9985474,"punctuated_word":"keep","sentiment":"neutral","sentiment_score":0.09374596923589706},{"word":"an","start":1561.035,"end":1561.1951,"confidence":0.99584204,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.1052050068974495},{"word":"active","start":1561.1951,"end":1561.6951,"confidence":0.999772,"punctuated_word":"active","sentiment":"neutral","sentiment_score":0.1578332781791687},{"word":"portfolio","start":1561.98,"end":1562.48,"confidence":0.9924436,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.04877143353223801},{"word":"component","start":1562.62,"end":1562.86,"confidence":0.99904054,"punctuated_word":"component","sentiment":"neutral","sentiment_score":0.1038362830877304},{"word":"in","start":1562.86,"end":1563.1,"confidence":0.9896383,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07394739985466003},{"word":"there","start":1563.1,"end":1563.26,"confidence":0.997439,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.06415684521198273},{"word":"for","start":1563.26,"end":1563.42,"confidence":0.99757105,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.029310688376426697},{"word":"you","start":1563.42,"end":1563.92,"confidence":0.9723805,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.020702406764030457},{"word":"yeah","start":1578.475,"end":1578.975,"confidence":0.8569969,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.15188470482826233},{"word":"it","start":1579.915,"end":1580.235,"confidence":0.9660532,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.14840087294578552},{"word":"was","start":1580.235,"end":1580.475,"confidence":0.9972947,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.15414461493492126},{"word":"like","start":1580.475,"end":1580.875,"confidence":0.81462187,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.16024458408355713},{"word":"a","start":1580.875,"end":1581.035,"confidence":0.99073994,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15466754138469696},{"word":"little","start":1581.035,"end":1581.275,"confidence":0.5417065,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.056216806173324585},{"word":"bit","start":1581.275,"end":1581.435,"confidence":0.9986337,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.03150209039449692},{"word":"out","start":1581.435,"end":1581.595,"confidence":0.99903995,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.05897156894207001},{"word":"of","start":1581.595,"end":1581.675,"confidence":0.99918956,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03785569965839386},{"word":"the","start":1581.675,"end":1581.755,"confidence":0.9983505,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06511951982975006},{"word":"blue","start":1581.755,"end":1581.995,"confidence":0.99955314,"punctuated_word":"blue","sentiment":"neutral","sentiment_score":0.13108181953430176},{"word":"in","start":1581.995,"end":1582.235,"confidence":0.9825112,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1575932502746582},{"word":"the","start":1582.235,"end":1582.3151,"confidence":0.99823916,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.19656586647033691},{"word":"sense","start":1582.3151,"end":1582.555,"confidence":0.9998754,"punctuated_word":"sense","sentiment":"neutral","sentiment_score":0.11279213428497314},{"word":"that","start":1582.555,"end":1582.795,"confidence":0.9981546,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05620558559894562},{"word":"obviously","start":1582.795,"end":1583.295,"confidence":0.6335732,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.03593911975622177},{"word":"certain","start":1583.435,"end":1583.755,"confidence":0.669522,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":-0.012964390218257904},{"word":"things","start":1583.755,"end":1583.995,"confidence":0.9975387,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.01337943971157074},{"word":"you","start":1583.995,"end":1584.235,"confidence":0.9895437,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0075116753578186035},{"word":"can't","start":1584.235,"end":1584.715,"confidence":0.99869585,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.027226950973272324},{"word":"predict","start":1584.715,"end":1585.215,"confidence":0.99958354,"punctuated_word":"predict","sentiment":"neutral","sentiment_score":-0.05853746831417084},{"word":"like","start":1585.275,"end":1585.515,"confidence":0.47472522,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.031156092882156372},{"word":"that","start":1585.515,"end":1586.015,"confidence":0.83748716,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06557222455739975},{"word":"given","start":1586.1499,"end":1586.47,"confidence":0.9987293,"punctuated_word":"given","sentiment":"neutral","sentiment_score":0.06064966320991516},{"word":"that","start":1586.47,"end":1586.75,"confidence":0.9984723,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06498919427394867},{"word":"they","start":1586.75,"end":1587.0299,"confidence":0.9902152,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.0268341600894928},{"word":"pay","start":1587.0299,"end":1587.2699,"confidence":0.9238576,"punctuated_word":"pay","sentiment":"neutral","sentiment_score":0.029208511114120483},{"word":"like","start":1587.2699,"end":1587.4299,"confidence":0.5919354,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.05889682471752167},{"word":"market","start":1587.4299,"end":1587.83,"confidence":0.97029257,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.06876733154058456},{"word":"analysts","start":1587.83,"end":1588.23,"confidence":0.8332085,"punctuated_word":"analysts","sentiment":"neutral","sentiment_score":-0.018098175525665283},{"word":"to","start":1588.23,"end":1588.3899,"confidence":0.99728036,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.059389978647232056},{"word":"review","start":1588.3899,"end":1588.71,"confidence":0.9997297,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.0453939288854599},{"word":"these","start":1588.71,"end":1588.95,"confidence":0.9980367,"punctuated_word":"these","sentiment":"neutral","sentiment_score":-0.024974822998046875},{"word":"companies","start":1588.95,"end":1589.4299,"confidence":0.99933016,"punctuated_word":"companies","sentiment":"neutral","sentiment_score":-0.010867252945899963},{"word":"to","start":1589.4299,"end":1589.6699,"confidence":0.96489555,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08709651231765747},{"word":"see","start":1589.6699,"end":1590.1699,"confidence":0.99981767,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.05323884636163711},{"word":"like","start":1590.5499,"end":1590.7899,"confidence":0.801725,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.09159638732671738},{"word":"how","start":1590.7899,"end":1591.11,"confidence":0.9832049,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.09126559644937517},{"word":"they","start":1591.11,"end":1591.59,"confidence":0.99851793,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.056766435503959656},{"word":"are","start":1591.59,"end":1591.75,"confidence":0.99537706,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.06782121956348419},{"word":"tracking","start":1591.75,"end":1592.1499,"confidence":0.9992956,"punctuated_word":"tracking","sentiment":"neutral","sentiment_score":0.1053057610988617},{"word":"and","start":1592.1499,"end":1592.23,"confidence":0.96931744,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08550363779067993},{"word":"why","start":1592.23,"end":1592.47,"confidence":0.7373555,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.04393500089645386},{"word":"how","start":1592.5499,"end":1592.71,"confidence":0.99055064,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.03994350880384445},{"word":"they","start":1592.71,"end":1592.95,"confidence":0.998711,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.013729587197303772},{"word":"build","start":1592.95,"end":1593.19,"confidence":0.979031,"punctuated_word":"build","sentiment":"neutral","sentiment_score":0.02651982754468918},{"word":"their","start":1593.19,"end":1593.35,"confidence":0.9988533,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.04565531015396118},{"word":"portfolios","start":1593.35,"end":1593.83,"confidence":0.7570524,"punctuated_word":"portfolios,","sentiment":"neutral","sentiment_score":-0.020290236920118332},{"word":"it","start":1593.83,"end":1594.07,"confidence":0.97785807,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.09286721795797348},{"word":"is","start":1594.07,"end":1594.1499,"confidence":0.86155677,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.23141393065452576},{"word":"a","start":1594.1499,"end":1594.23,"confidence":0.9928343,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2535203993320465},{"word":"little","start":1594.23,"end":1594.47,"confidence":0.9998485,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.2064198851585388},{"word":"bit","start":1594.47,"end":1594.63,"confidence":0.9956434,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.24567453563213348},{"word":"concerning","start":1594.63,"end":1595.0299,"confidence":0.9997938,"punctuated_word":"concerning","sentiment":"negative","sentiment_score":-0.37257543206214905},{"word":"that","start":1595.0299,"end":1595.2699,"confidence":0.9912457,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2729050815105438},{"word":"obviously","start":1595.2699,"end":1595.7699,"confidence":0.92674446,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.30238765478134155},{"word":"they","start":1595.99,"end":1596.1499,"confidence":0.7575216,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.3365333080291748},{"word":"didn't","start":1596.1499,"end":1596.3899,"confidence":0.9998003,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.31226426362991333},{"word":"pick","start":1596.3899,"end":1596.63,"confidence":0.9983651,"punctuated_word":"pick","sentiment":"negative","sentiment_score":-0.35822075605392456},{"word":"up","start":1596.63,"end":1596.7899,"confidence":0.9991315,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.29002541303634644},{"word":"on","start":1596.7899,"end":1597.2899,"confidence":0.99794906,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.26427698135375977},{"word":"the","start":1598.495,"end":1598.895,"confidence":0.9944437,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21883217990398407},{"word":"issues","start":1598.895,"end":1599.2151,"confidence":0.9995597,"punctuated_word":"issues","sentiment":"neutral","sentiment_score":-0.2444997280836105},{"word":"that","start":1599.2151,"end":1599.4551,"confidence":0.99974686,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.19207030534744263},{"word":"were","start":1599.4551,"end":1599.6951,"confidence":0.9951054,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.21696098148822784},{"word":"occurring","start":1599.6951,"end":1600.1951,"confidence":0.73515165,"punctuated_word":"occurring,","sentiment":"neutral","sentiment_score":-0.11564302444458008},{"word":"if","start":1602.415,"end":1602.5751,"confidence":0.9835992,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.05378252267837525},{"word":"that","start":1602.5751,"end":1602.895,"confidence":0.9956055,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03749839961528778},{"word":"may","start":1602.895,"end":1603.395,"confidence":0.91048396,"punctuated_word":"may.","sentiment":"neutral","sentiment_score":-0.06946314126253128},{"word":"so","start":1606.655,"end":1606.895,"confidence":0.9967223,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04304245859384537},{"word":"in","start":1606.895,"end":1607.055,"confidence":0.9842657,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.04918430745601654},{"word":"terms","start":1607.055,"end":1607.555,"confidence":0.99983704,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.043816111981868744},{"word":"of","start":1607.6951,"end":1608.1951,"confidence":0.91315085,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.03775296360254288},{"word":"like","start":1608.5751,"end":1608.9751,"confidence":0.99079055,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.04630536586046219},{"word":"companies","start":1608.9751,"end":1609.4751,"confidence":0.808901,"punctuated_word":"companies,","sentiment":"neutral","sentiment_score":-0.03560692071914673},{"word":"and","start":1609.775,"end":1610.275,"confidence":0.94732654,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.05722016096115112},{"word":"we","start":1611.39,"end":1611.7101,"confidence":0.9966176,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.06576161086559296},{"word":"don't","start":1611.7101,"end":1612.1901,"confidence":0.9999549,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.06328188627958298},{"word":"do","start":1612.1901,"end":1612.67,"confidence":0.96515834,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":-0.08378497511148453},{"word":"like","start":1612.67,"end":1613.0701,"confidence":0.99928683,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.0664762556552887},{"word":"direct","start":1613.0701,"end":1613.5701,"confidence":0.99707246,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":-0.1067769005894661},{"word":"share","start":1613.7101,"end":1614.1101,"confidence":0.99857354,"punctuated_word":"share","sentiment":"neutral","sentiment_score":-0.04946406185626984},{"word":"investments","start":1614.1101,"end":1614.6101,"confidence":0.99808985,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.04313469678163528},{"word":"generally","start":1614.75,"end":1615.15,"confidence":0.764814,"punctuated_word":"generally.","sentiment":"neutral","sentiment_score":-0.07845619320869446},{"word":"we","start":1615.15,"end":1615.55,"confidence":0.9994198,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.002317294478416443},{"word":"do","start":1615.55,"end":1615.79,"confidence":0.9583389,"punctuated_word":"do,","sentiment":"neutral","sentiment_score":0.00784866139292717},{"word":"like","start":1615.79,"end":1616.03,"confidence":0.99803257,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.03750550001859665},{"word":"a","start":1616.03,"end":1616.1901,"confidence":0.999905,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.029556451365351677},{"word":"portion","start":1616.1901,"end":1616.51,"confidence":0.9998318,"punctuated_word":"portion","sentiment":"neutral","sentiment_score":0.009497687220573424},{"word":"of","start":1616.51,"end":1617.01,"confidence":0.9999223,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.01218414306640625},{"word":"those","start":1617.15,"end":1617.63,"confidence":0.8430397,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.05278869718313217},{"word":"passive","start":1617.63,"end":1618.13,"confidence":0.99584454,"punctuated_word":"passive","sentiment":"neutral","sentiment_score":-0.005460090935230255},{"word":"etfs","start":1618.1901,"end":1618.6901,"confidence":0.9741555,"punctuated_word":"ETFs,","sentiment":"neutral","sentiment_score":0.018922636285424232},{"word":"which","start":1618.75,"end":1618.9901,"confidence":0.9998578,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.009981945157051086},{"word":"obviously","start":1618.9901,"end":1619.39,"confidence":0.77815604,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.013968691229820251},{"word":"are","start":1619.39,"end":1619.63,"confidence":0.8851446,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.03905509412288666},{"word":"etfs","start":1619.63,"end":1620.03,"confidence":0.95056325,"punctuated_word":"ETFs.","sentiment":"neutral","sentiment_score":0.0298053789883852},{"word":"they're","start":1620.03,"end":1620.27,"confidence":0.98865247,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.24861983954906464},{"word":"quite","start":1620.27,"end":1620.5901,"confidence":0.9994093,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.29715248942375183},{"word":"simple","start":1620.5901,"end":1620.91,"confidence":0.9997445,"punctuated_word":"simple","sentiment":"neutral","sentiment_score":0.2416739761829376},{"word":"in","start":1620.91,"end":1620.9901,"confidence":0.99900323,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.3124455511569977},{"word":"terms","start":1620.9901,"end":1621.31,"confidence":0.9999423,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.2560042440891266},{"word":"of","start":1621.31,"end":1621.4701,"confidence":0.9989831,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2855077385902405},{"word":"researching","start":1621.4701,"end":1621.9701,"confidence":0.7270281,"punctuated_word":"researching.","sentiment":"neutral","sentiment_score":-0.03145184740424156},{"word":"and","start":1622.43,"end":1622.5901,"confidence":0.99847835,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.041515834629535675},{"word":"then","start":1622.5901,"end":1622.75,"confidence":0.99862885,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.04128789156675339},{"word":"the","start":1622.75,"end":1622.9901,"confidence":0.9966024,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.034852296113967896},{"word":"funds","start":1622.9901,"end":1623.39,"confidence":0.980959,"punctuated_word":"funds","sentiment":"neutral","sentiment_score":-0.07874772697687149},{"word":"itself","start":1623.39,"end":1623.89,"confidence":0.99657166,"punctuated_word":"itself","sentiment":"neutral","sentiment_score":-0.059967461973428726},{"word":"no","start":1628.0751,"end":1628.3151,"confidence":0.9907641,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.21384254097938535},{"word":"because","start":1628.3151,"end":1628.7151,"confidence":0.9988244,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.16816557943820953},{"word":"those","start":1628.7151,"end":1628.9551,"confidence":0.9993339,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.23378244042396543},{"word":"fund","start":1628.9551,"end":1629.275,"confidence":0.996567,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":-0.32743409276008606},{"word":"managers","start":1629.275,"end":1629.755,"confidence":0.99776125,"punctuated_word":"managers","sentiment":"neutral","sentiment_score":-0.24699506163597107},{"word":"themselves","start":1629.755,"end":1630.235,"confidence":0.99743783,"punctuated_word":"themselves","sentiment":"neutral","sentiment_score":-0.16014474630355835},{"word":"don't","start":1630.235,"end":1630.475,"confidence":0.99882114,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.16859948635101318},{"word":"release","start":1630.475,"end":1630.875,"confidence":0.9971644,"punctuated_word":"release","sentiment":"neutral","sentiment_score":-0.13092555105686188},{"word":"their","start":1630.875,"end":1631.035,"confidence":0.9993975,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.1540665477514267},{"word":"entire","start":1631.035,"end":1631.535,"confidence":0.9998845,"punctuated_word":"entire","sentiment":"neutral","sentiment_score":-0.17692193388938904},{"word":"sort","start":1631.995,"end":1632.155,"confidence":0.95810986,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.2048618197441101},{"word":"of","start":1632.155,"end":1632.395,"confidence":0.9955004,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13033509254455566},{"word":"portfolios","start":1632.395,"end":1632.895,"confidence":0.994558,"punctuated_word":"portfolios","sentiment":"neutral","sentiment_score":-0.16239288449287417},{"word":"in","start":1633.595,"end":1633.8351,"confidence":0.7673739,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1829010099172592},{"word":"whole","start":1633.8351,"end":1634.235,"confidence":0.98462266,"punctuated_word":"whole","sentiment":"neutral","sentiment_score":-0.2145547866821289},{"word":"or","start":1634.235,"end":1634.555,"confidence":0.9343817,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.10430245101451874},{"word":"sort","start":1634.555,"end":1634.7151,"confidence":0.99355066,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.15901584923267365},{"word":"of","start":1634.7151,"end":1634.875,"confidence":0.9996247,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12621255218982697},{"word":"what","start":1634.875,"end":1635.115,"confidence":0.9995407,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.13234686851501465},{"word":"they're","start":1635.115,"end":1635.275,"confidence":0.9988458,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.1369212120771408},{"word":"doing","start":1635.275,"end":1635.595,"confidence":0.99986935,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.16502100229263306},{"word":"or","start":1635.595,"end":1635.675,"confidence":0.44724226,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.12526589632034302},{"word":"the","start":1635.675,"end":1635.8351,"confidence":0.99520606,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15544059872627258},{"word":"buyers","start":1635.8351,"end":1636.155,"confidence":0.9778535,"punctuated_word":"buyers","sentiment":"neutral","sentiment_score":-0.12053631991147996},{"word":"themselves","start":1636.155,"end":1636.475,"confidence":0.6410313,"punctuated_word":"themselves.","sentiment":"neutral","sentiment_score":-0.13216471672058103},{"word":"obviously","start":1636.475,"end":1636.875,"confidence":0.9902438,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":-0.0355418398976326},{"word":"you","start":1636.875,"end":1636.9551,"confidence":0.99911875,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.017508134245872498},{"word":"can","start":1636.9551,"end":1637.115,"confidence":0.99972695,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.015339402481913568},{"word":"see","start":1637.115,"end":1637.355,"confidence":0.9880576,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.023786062374711037},{"word":"to","start":1637.355,"end":1637.515,"confidence":0.9722583,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.017858583480119705},{"word":"some","start":1637.515,"end":1637.675,"confidence":0.99983263,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.017809700220823288},{"word":"extent","start":1637.675,"end":1638.175,"confidence":0.7367748,"punctuated_word":"extent,","sentiment":"neutral","sentiment_score":-0.01629166305065155},{"word":"but","start":1639.14,"end":1639.38,"confidence":0.9504703,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.023463241755962372},{"word":"they're","start":1639.38,"end":1639.62,"confidence":0.7838479,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.03382366523146629},{"word":"fund","start":1639.62,"end":1639.8601,"confidence":0.9700856,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":-0.04629925638437271},{"word":"managers","start":1639.8601,"end":1640.18,"confidence":0.99447566,"punctuated_word":"managers","sentiment":"neutral","sentiment_score":-0.010311074554920197},{"word":"for","start":1640.18,"end":1640.42,"confidence":0.92607224,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.03065011650323868},{"word":"a","start":1640.42,"end":1640.5,"confidence":0.9985018,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.027332106605172157},{"word":"reason","start":1640.5,"end":1640.8201,"confidence":0.8649365,"punctuated_word":"reason.","sentiment":"neutral","sentiment_score":0.016188714653253555},{"word":"if","start":1640.8201,"end":1640.9,"confidence":0.9991177,"punctuated_word":"If","sentiment":"neutral","sentiment_score":0.03816445916891098},{"word":"they","start":1640.9,"end":1641.14,"confidence":0.99990284,"punctuated_word":"they","sentiment":"neutral","sentiment_score":0.017002001404762268},{"word":"disclosed","start":1641.14,"end":1641.62,"confidence":0.9673998,"punctuated_word":"disclosed","sentiment":"neutral","sentiment_score":0.056057386100292206},{"word":"everything","start":1641.62,"end":1641.9401,"confidence":0.9953578,"punctuated_word":"everything,","sentiment":"neutral","sentiment_score":0.03515266999602318},{"word":"you'd","start":1641.9401,"end":1642.18,"confidence":0.91293216,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.04304194450378418},{"word":"just","start":1642.18,"end":1642.3401,"confidence":0.99851316,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.030331410467624664},{"word":"be","start":1642.3401,"end":1642.42,"confidence":0.99883956,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.04079516977071762},{"word":"able","start":1642.42,"end":1642.66,"confidence":0.45842314,"punctuated_word":"able","sentiment":"neutral","sentiment_score":0.05413447320461273},{"word":"to","start":1642.66,"end":1642.7401,"confidence":0.996092,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09049853682518004},{"word":"cop","start":1642.7401,"end":1642.9801,"confidence":0.49606177,"punctuated_word":"cop","sentiment":"neutral","sentiment_score":0.0671190395951271},{"word":"and","start":1642.9801,"end":1643.2201,"confidence":0.68690634,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05352865904569626},{"word":"pick","start":1643.2201,"end":1643.4601,"confidence":0.9779312,"punctuated_word":"pick","sentiment":"neutral","sentiment_score":0.0443752259016037},{"word":"and","start":1643.4601,"end":1643.62,"confidence":0.99889416,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06990985572338104},{"word":"choose","start":1643.62,"end":1643.8601,"confidence":0.88207245,"punctuated_word":"choose,","sentiment":"neutral","sentiment_score":0.00940004736185074},{"word":"and","start":1643.8601,"end":1644.02,"confidence":0.9984523,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.009549222886562347},{"word":"there's","start":1644.02,"end":1644.18,"confidence":0.9997057,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.049058251082897186},{"word":"no","start":1644.18,"end":1644.3401,"confidence":0.99889225,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.07657764852046967},{"word":"reason","start":1644.3401,"end":1644.66,"confidence":0.999864,"punctuated_word":"reason","sentiment":"neutral","sentiment_score":-0.1514512151479721},{"word":"to","start":1644.66,"end":1644.7401,"confidence":0.9985201,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07388081401586533},{"word":"have","start":1644.7401,"end":1644.9,"confidence":0.99992704,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1265195906162262},{"word":"a","start":1644.9,"end":1644.9801,"confidence":0.99935824,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12928223609924316},{"word":"fund","start":1644.9801,"end":1645.2201,"confidence":0.9976776,"punctuated_word":"fund","sentiment":"neutral","sentiment_score":-0.1417897343635559},{"word":"manager","start":1645.2201,"end":1645.54,"confidence":0.7901796,"punctuated_word":"manager.","sentiment":"neutral","sentiment_score":-0.08579748123884201},{"word":"you","start":1645.54,"end":1645.7001,"confidence":0.8319248,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.014505542814731598},{"word":"could","start":1645.7001,"end":1645.8601,"confidence":0.9394167,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.06560758501291275},{"word":"just","start":1645.8601,"end":1646.1001,"confidence":0.9952428,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0537744015455246},{"word":"steal","start":1646.1001,"end":1646.6001,"confidence":0.91322905,"punctuated_word":"steal","sentiment":"neutral","sentiment_score":-0.0028244033455848694},{"word":"all","start":1646.9,"end":1647.06,"confidence":0.999734,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.036139920353889465},{"word":"their","start":1647.06,"end":1647.38,"confidence":0.9987564,"punctuated_word":"their","sentiment":"neutral","sentiment_score":-0.03713380545377731},{"word":"investments","start":1647.38,"end":1647.88,"confidence":0.9987245,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":-0.013946205377578735},{"word":"as","start":1648.02,"end":1648.18,"confidence":0.9998287,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.09764489531517027},{"word":"well","start":1648.18,"end":1648.68,"confidence":0.8557298,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.10444599390029909},{"word":"if","start":1649.14,"end":1649.38,"confidence":0.9987503,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.1587361842393875},{"word":"that","start":1649.38,"end":1649.62,"confidence":0.9999299,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11908623576164246},{"word":"makes","start":1649.62,"end":1649.8601,"confidence":0.97165406,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.09018711745738985},{"word":"sense","start":1649.8601,"end":1650.195,"confidence":0.9829755,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":-0.004260405898094177},{"word":"but","start":1651.7949,"end":1651.955,"confidence":0.9684095,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.04728102311491966},{"word":"if","start":1651.955,"end":1652.115,"confidence":0.9763672,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.06348814070224762},{"word":"even","start":1652.195,"end":1652.4349,"confidence":0.9993624,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.0678357481956482},{"word":"if","start":1652.4349,"end":1652.5149,"confidence":0.997373,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.036700084805488586},{"word":"you","start":1652.5149,"end":1652.595,"confidence":0.9986558,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03393181413412094},{"word":"looked","start":1652.595,"end":1652.835,"confidence":0.8939522,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":-0.06785020977258682},{"word":"up","start":1652.835,"end":1652.9149,"confidence":0.95493364,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.03561268001794815},{"word":"then","start":1652.9149,"end":1653.235,"confidence":0.2577795,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03240880370140076},{"word":"along","start":1653.235,"end":1653.3949,"confidence":0.6542803,"punctuated_word":"along","sentiment":"neutral","sentiment_score":-0.07322502881288528},{"word":"over","start":1653.3949,"end":1653.6349,"confidence":0.9750675,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.019697025418281555},{"word":"the","start":1653.6349,"end":1653.715,"confidence":0.99845695,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07326199114322662},{"word":"past","start":1653.715,"end":1654.0349,"confidence":0.9800433,"punctuated_word":"past,","sentiment":"neutral","sentiment_score":-0.0772833600640297},{"word":"like","start":1654.0349,"end":1654.2749,"confidence":0.99573135,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.07753734290599823},{"word":"twenty","start":1654.2749,"end":1654.6749,"confidence":0.9997085,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":-0.03598220646381378},{"word":"sort","start":1654.6749,"end":1654.9149,"confidence":0.9620763,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.07222795486450195},{"word":"of","start":1654.9149,"end":1655.1549,"confidence":0.9995285,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07429251074790955},{"word":"years","start":1655.1549,"end":1655.475,"confidence":0.97789,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":-0.08155253529548645},{"word":"they","start":1655.475,"end":1655.715,"confidence":0.88558394,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.1464521884918213},{"word":"were","start":1655.715,"end":1655.955,"confidence":0.9576994,"punctuated_word":"were","sentiment":"neutral","sentiment_score":-0.12604762613773346},{"word":"quite","start":1655.955,"end":1656.2749,"confidence":0.9991897,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.1030145063996315},{"word":"competitive","start":1656.2749,"end":1656.6749,"confidence":0.99959344,"punctuated_word":"competitive","sentiment":"neutral","sentiment_score":-0.1722319722175598},{"word":"in","start":1656.6749,"end":1656.835,"confidence":0.99984324,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.121199831366539},{"word":"the","start":1656.835,"end":1656.9149,"confidence":0.99971527,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15533986687660217},{"word":"market","start":1656.9149,"end":1657.235,"confidence":0.9999248,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.14800743758678436},{"word":"until","start":1657.235,"end":1657.5549,"confidence":0.9421647,"punctuated_word":"until","sentiment":"neutral","sentiment_score":-0.13300254940986633},{"word":"sort","start":1657.5549,"end":1657.635,"confidence":0.980452,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.2135317623615265},{"word":"of","start":1657.635,"end":1657.715,"confidence":0.9816897,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2049398124217987},{"word":"the","start":1657.715,"end":1657.875,"confidence":0.95905447,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19341254234313965},{"word":"last","start":1657.875,"end":1658.115,"confidence":0.9993241,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.11295858025550842},{"word":"sort","start":1658.115,"end":1658.2749,"confidence":0.96858996,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.1782475709915161},{"word":"of","start":1658.2749,"end":1658.4349,"confidence":0.97823596,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.19250454008579257},{"word":"three","start":1658.4349,"end":1658.6749,"confidence":0.8820162,"punctuated_word":"three.","sentiment":"neutral","sentiment_score":-0.2123114168643951},{"word":"they","start":1658.6749,"end":1658.9149,"confidence":0.99864465,"punctuated_word":"They","sentiment":"negative","sentiment_score":-0.36152926087379456},{"word":"sort","start":1658.9149,"end":1658.995,"confidence":0.99064976,"punctuated_word":"sort","sentiment":"negative","sentiment_score":-0.4373569190502167},{"word":"of","start":1658.995,"end":1659.1549,"confidence":0.96951294,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4403151273727417},{"word":"dropped","start":1659.1549,"end":1659.3949,"confidence":0.99873835,"punctuated_word":"dropped","sentiment":"negative","sentiment_score":-0.3417791426181793},{"word":"off","start":1659.3949,"end":1659.5549,"confidence":0.9991647,"punctuated_word":"off","sentiment":"negative","sentiment_score":-0.4354652464389801},{"word":"a","start":1659.5549,"end":1659.6349,"confidence":0.9998795,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.4242226481437683},{"word":"little","start":1659.6349,"end":1659.7949,"confidence":0.99994636,"punctuated_word":"little","sentiment":"negative","sentiment_score":-0.4064755439758301},{"word":"bit","start":1659.7949,"end":1660.0349,"confidence":0.9998573,"punctuated_word":"bit","sentiment":"negative","sentiment_score":-0.44164595007896423},{"word":"following","start":1660.0349,"end":1660.4349,"confidence":0.9792976,"punctuated_word":"following","sentiment":"negative","sentiment_score":-0.4817425012588501},{"word":"covid","start":1660.4349,"end":1660.9349,"confidence":0.8589053,"punctuated_word":"COVID.","sentiment":"neutral","sentiment_score":-0.3236495852470398},{"word":"and","start":1661.1549,"end":1661.3949,"confidence":0.9995235,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.2696689963340759},{"word":"then","start":1661.3949,"end":1661.7949,"confidence":0.99966335,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.20857873558998108},{"word":"the","start":1661.7949,"end":1661.955,"confidence":0.6174494,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2995021641254425},{"word":"what","start":1662.0349,"end":1662.195,"confidence":0.99565256,"punctuated_word":"what","sentiment":"negative","sentiment_score":-0.37032318115234375},{"word":"happened","start":1662.195,"end":1662.595,"confidence":0.9950553,"punctuated_word":"happened","sentiment":"negative","sentiment_score":-0.3455844521522522},{"word":"with","start":1662.595,"end":1662.755,"confidence":0.56976455,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.3911108076572418},{"word":"recently","start":1662.755,"end":1663.255,"confidence":0.7721125,"punctuated_word":"recently,","sentiment":"negative","sentiment_score":-0.3814067542552948},{"word":"obviously","start":1663.3949,"end":1663.8949,"confidence":0.9910519,"punctuated_word":"obviously,","sentiment":"negative","sentiment_score":-0.3632843494415283},{"word":"is","start":1664.0349,"end":1664.4349,"confidence":0.9818901,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.4587625563144684},{"word":"the","start":1664.4349,"end":1664.6749,"confidence":0.9847889,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.43437886238098145},{"word":"nail","start":1664.6749,"end":1664.9149,"confidence":0.99814665,"punctuated_word":"nail","sentiment":"negative","sentiment_score":-0.394517183303833},{"word":"in","start":1664.9149,"end":1664.995,"confidence":0.95187026,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.3719649910926819},{"word":"the","start":1664.995,"end":1665.1549,"confidence":0.94359535,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.3941786587238312},{"word":"coffin","start":1665.1549,"end":1665.5549,"confidence":0.9996113,"punctuated_word":"coffin","sentiment":"neutral","sentiment_score":-0.3113230764865875},{"word":"a","start":1665.5549,"end":1665.715,"confidence":0.99719185,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2928447425365448},{"word":"little","start":1665.715,"end":1665.875,"confidence":0.999907,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.2285842597484589},{"word":"bit","start":1665.875,"end":1666.17,"confidence":0.99078715,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":-0.19450752437114716},{"word":"do","start":1670.49,"end":1670.65,"confidence":0.98549557,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.026974312961101532},{"word":"you","start":1670.65,"end":1670.7301,"confidence":0.99971133,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04108528792858124},{"word":"have","start":1670.7301,"end":1670.81,"confidence":0.9992495,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.032273635268211365},{"word":"any","start":1670.81,"end":1670.9701,"confidence":0.99981755,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.025231989100575447},{"word":"other","start":1670.9701,"end":1671.2101,"confidence":0.99966,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.012258818373084068},{"word":"questions","start":1671.2101,"end":1671.53,"confidence":0.99969625,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.017635203897953033},{"word":"in","start":1671.53,"end":1671.6901,"confidence":0.9997727,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.015129664912819862},{"word":"regards","start":1671.6901,"end":1672.17,"confidence":0.9989537,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.024061040952801704},{"word":"to","start":1672.17,"end":1672.25,"confidence":0.999739,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0317724347114563},{"word":"that","start":1672.25,"end":1672.41,"confidence":0.9998598,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.024283038452267647},{"word":"at","start":1672.41,"end":1672.49,"confidence":0.99896955,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.009847607463598251},{"word":"all","start":1672.49,"end":1672.99,"confidence":0.99943316,"punctuated_word":"all?","sentiment":"neutral","sentiment_score":0.01296512596309185},{"word":"yep","start":1679.785,"end":1679.9451,"confidence":0.75895643,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09699606895446776},{"word":"no","start":1679.9451,"end":1680.185,"confidence":0.94799817,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.20154380798339844},{"word":"problem","start":1680.185,"end":1680.685,"confidence":0.99870193,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.18748801946640015},{"word":"as","start":1680.7451,"end":1680.9851,"confidence":0.98886174,"punctuated_word":"As","sentiment":"neutral","sentiment_score":0.1601744294166565},{"word":"i","start":1680.9851,"end":1681.0651,"confidence":0.9983358,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1454513967037201},{"word":"said","start":1681.0651,"end":1681.305,"confidence":0.9937527,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.16912013292312622},{"word":"we'll","start":1681.305,"end":1681.545,"confidence":0.99837506,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.15697632730007172},{"word":"look","start":1681.545,"end":1681.7051,"confidence":0.9998037,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1387123167514801},{"word":"at","start":1681.7051,"end":1681.8651,"confidence":0.9996772,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.14705821871757507},{"word":"doing","start":1681.8651,"end":1682.1051,"confidence":0.99903464,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.20762935280799863},{"word":"the","start":1682.1051,"end":1682.3451,"confidence":0.9996525,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2147824466228485},{"word":"update","start":1682.3451,"end":1682.665,"confidence":0.99969316,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.18313667178153992},{"word":"there","start":1682.665,"end":1682.905,"confidence":0.9975684,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.23047037422657013},{"word":"for","start":1682.905,"end":1683.0651,"confidence":0.99982494,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23548904061317444},{"word":"you","start":1683.0651,"end":1683.145,"confidence":0.86439073,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.15489962697029114},{"word":"and","start":1683.145,"end":1683.305,"confidence":0.9988115,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.16053910553455353},{"word":"if","start":1683.305,"end":1683.4651,"confidence":0.99906105,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.19821293652057648},{"word":"you","start":1683.4651,"end":1683.545,"confidence":0.99934655,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19544494152069092},{"word":"do","start":1683.545,"end":1683.7051,"confidence":0.99955326,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.1808713525533676},{"word":"have","start":1683.7051,"end":1683.8651,"confidence":0.9923113,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.1482129842042923},{"word":"any","start":1683.8651,"end":1684.1051,"confidence":0.9992218,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.12396373599767684},{"word":"questions","start":1684.1051,"end":1684.6051,"confidence":0.9995988,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.09561183303594588},{"word":"following","start":1685.385,"end":1685.785,"confidence":0.88490134,"punctuated_word":"following","sentiment":"neutral","sentiment_score":0.11881382763385771},{"word":"that","start":1685.785,"end":1686.025,"confidence":0.9996099,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13655626773834229},{"word":"as","start":1686.025,"end":1686.185,"confidence":0.9975756,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.16572894155979156},{"word":"well","start":1686.185,"end":1686.3451,"confidence":0.9974259,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.1705491989850998},{"word":"we","start":1686.3451,"end":1686.505,"confidence":0.9998355,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.20288245379924777},{"word":"can","start":1686.505,"end":1686.7451,"confidence":0.9997869,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.19434212148189545},{"word":"go","start":1686.7451,"end":1686.905,"confidence":0.999476,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.2114582657814026},{"word":"through","start":1686.905,"end":1687.0651,"confidence":0.9986286,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.180122509598732},{"word":"it","start":1687.0651,"end":1687.145,"confidence":0.9758917,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16152876615524292},{"word":"in","start":1687.145,"end":1687.305,"confidence":0.84505975,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14496338367462158},{"word":"that","start":1687.305,"end":1687.4651,"confidence":0.99659204,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16733591258525848},{"word":"statement","start":1687.4651,"end":1687.785,"confidence":0.99713266,"punctuated_word":"statement","sentiment":"neutral","sentiment_score":0.1887795329093933},{"word":"of","start":1687.785,"end":1687.8651,"confidence":0.54690826,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.18634574115276337},{"word":"advice","start":1687.8651,"end":1688.265,"confidence":0.98463523,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":0.08049089461565018},{"word":"piece","start":1688.265,"end":1688.505,"confidence":0.9648028,"punctuated_word":"piece","sentiment":"neutral","sentiment_score":0.14381074905395508},{"word":"once","start":1688.505,"end":1688.7451,"confidence":0.9859562,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.2006218433380127},{"word":"we","start":1688.7451,"end":1688.8251,"confidence":0.9938858,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.2286987006664276},{"word":"get","start":1688.8251,"end":1688.9851,"confidence":0.99916387,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2152148187160492},{"word":"that","start":1688.9851,"end":1689.2251,"confidence":0.99927086,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.20724499225616455},{"word":"together","start":1689.2251,"end":1689.545,"confidence":0.99964666,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.2225584089756012},{"word":"for","start":1689.545,"end":1689.785,"confidence":0.9996753,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.23729534447193143},{"word":"you","start":1689.785,"end":1689.9451,"confidence":0.99963593,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1575142741203308},{"word":"as","start":1689.9451,"end":1690.1051,"confidence":0.9992931,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.19242100417613983},{"word":"well","start":1690.1051,"end":1690.47,"confidence":0.999321,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.1282267868518829},{"word":"perfect","start":1694.07,"end":1694.57,"confidence":0.99801844,"punctuated_word":"Perfect.","sentiment":"positive","sentiment_score":0.6268857717514038},{"word":"but","start":1694.7899,"end":1694.95,"confidence":0.84028834,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.1800781637430191},{"word":"do","start":1694.95,"end":1695.03,"confidence":0.9967962,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.052961286157369614},{"word":"you","start":1695.03,"end":1695.11,"confidence":0.99965656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.08228976279497147},{"word":"have","start":1695.11,"end":1695.27,"confidence":0.9996087,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06809498369693756},{"word":"any","start":1695.27,"end":1695.35,"confidence":0.99897635,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.062082573771476746},{"word":"other","start":1695.35,"end":1695.51,"confidence":0.9991115,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.012822628021240234},{"word":"questions","start":1695.51,"end":1695.83,"confidence":0.9996126,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":-0.015265822410583496},{"word":"on","start":1695.83,"end":1695.99,"confidence":0.98295397,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.01210828498005867},{"word":"anything","start":1695.99,"end":1696.3099,"confidence":0.99904317,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.03473912551999092},{"word":"we've","start":1696.3099,"end":1696.47,"confidence":0.9977833,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.030764669179916385},{"word":"covered","start":1696.47,"end":1696.95,"confidence":0.9998222,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":0.08394630253314972},{"word":"so","start":1696.95,"end":1697.11,"confidence":0.9996076,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.030133917927742004},{"word":"far","start":1697.11,"end":1697.35,"confidence":0.99987316,"punctuated_word":"far","sentiment":"neutral","sentiment_score":0.06190646067261696},{"word":"at","start":1697.35,"end":1697.4299,"confidence":0.9959661,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.0438980795443058},{"word":"all","start":1697.4299,"end":1697.6699,"confidence":0.99933296,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.06973302364349365},{"word":"there","start":1697.6699,"end":1697.9099,"confidence":0.8911627,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.07500950247049332},{"word":"reese","start":1697.9099,"end":1698.4099,"confidence":0.7219212,"punctuated_word":"Reese?","sentiment":"neutral","sentiment_score":0.02070513181388378},{"word":"like","start":1699.03,"end":1699.19,"confidence":0.818928,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.013750612735748293},{"word":"excluding","start":1699.19,"end":1699.6699,"confidence":0.9954301,"punctuated_word":"excluding","sentiment":"neutral","sentiment_score":-0.016644805669784546},{"word":"that","start":1699.6699,"end":1699.83,"confidence":0.99965286,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.04228122904896736},{"word":"as","start":1699.83,"end":1699.99,"confidence":0.9997271,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.006284099072217941},{"word":"well","start":1699.99,"end":1700.49,"confidence":0.89463675,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":-0.022300640121102333},{"word":"yep","start":1708.485,"end":1708.565,"confidence":0.87989897,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.005310801323503256},{"word":"okay","start":1708.565,"end":1708.965,"confidence":0.9972615,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.07344792783260345},{"word":"not","start":1708.965,"end":1709.125,"confidence":0.9978811,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.1857783794403076},{"word":"a","start":1709.125,"end":1709.285,"confidence":0.9989864,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13351348042488098},{"word":"problem","start":1709.285,"end":1709.525,"confidence":0.99986124,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.14612814784049988},{"word":"at","start":1709.525,"end":1709.6849,"confidence":0.9900119,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08868347108364105},{"word":"all","start":1709.6849,"end":1710.085,"confidence":0.9988853,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.2000148892402649},{"word":"so","start":1710.085,"end":1710.325,"confidence":0.8529091,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1823161542415619},{"word":"we'll","start":1710.325,"end":1710.565,"confidence":0.9943972,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":0.216772198677063},{"word":"run","start":1710.565,"end":1710.725,"confidence":0.99975985,"punctuated_word":"run","sentiment":"neutral","sentiment_score":0.26500385999679565},{"word":"through","start":1710.725,"end":1710.965,"confidence":0.9997764,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1956716775894165},{"word":"that","start":1710.965,"end":1711.125,"confidence":0.9989825,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23203814029693604},{"word":"quick","start":1711.125,"end":1711.365,"confidence":0.9987527,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.2105824053287506},{"word":"risk","start":1711.365,"end":1711.605,"confidence":0.99378973,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.016530051827430725},{"word":"profile","start":1711.605,"end":1711.9249,"confidence":0.99968696,"punctuated_word":"profile","sentiment":"neutral","sentiment_score":0.040748536586761475},{"word":"questionnaire","start":1711.9249,"end":1712.405,"confidence":0.9772115,"punctuated_word":"questionnaire","sentiment":"neutral","sentiment_score":0.13298195600509644},{"word":"just","start":1712.405,"end":1712.645,"confidence":0.936516,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.186789408326149},{"word":"to","start":1712.645,"end":1712.725,"confidence":0.99981564,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.12863712012767792},{"word":"make","start":1712.725,"end":1712.885,"confidence":0.99988663,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.1255330741405487},{"word":"sure","start":1712.885,"end":1713.045,"confidence":0.99964046,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.13290108740329742},{"word":"that","start":1713.045,"end":1713.205,"confidence":0.9985902,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1611294001340866},{"word":"we've","start":1713.205,"end":1713.365,"confidence":0.98680496,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.1850840449333191},{"word":"got","start":1713.365,"end":1713.605,"confidence":0.99952245,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.1818705052137375},{"word":"you","start":1713.605,"end":1713.765,"confidence":0.99636036,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17899414896965027},{"word":"invested","start":1713.765,"end":1714.165,"confidence":0.98334855,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":0.13343042135238647},{"word":"in","start":1714.165,"end":1714.245,"confidence":0.998667,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.16186276078224182},{"word":"line","start":1714.245,"end":1714.485,"confidence":0.99932444,"punctuated_word":"line","sentiment":"neutral","sentiment_score":0.1981743574142456},{"word":"with","start":1714.485,"end":1714.985,"confidence":0.9997708,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18073496222496033},{"word":"your","start":1715.7799,"end":1715.94,"confidence":0.99852425,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.18854394555091855},{"word":"current","start":1715.94,"end":1716.34,"confidence":0.99916387,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.1906856745481491},{"word":"portfolio","start":1716.34,"end":1716.84,"confidence":0.99965906,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.08566842973232269},{"word":"there","start":1716.8999,"end":1717.22,"confidence":0.98218584,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.16134601831436157},{"word":"so","start":1717.22,"end":1717.62,"confidence":0.99698657,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1359098255634308},{"word":"you've","start":1717.62,"end":1717.94,"confidence":0.9939282,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.15051481127738953},{"word":"obviously","start":1717.94,"end":1718.34,"confidence":0.9901828,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.11031337082386015},{"word":"had","start":1718.34,"end":1718.5,"confidence":0.99894124,"punctuated_word":"had","sentiment":"neutral","sentiment_score":0.12617895007133484},{"word":"direct","start":1718.5,"end":1718.98,"confidence":0.9978902,"punctuated_word":"direct","sentiment":"neutral","sentiment_score":0.1543647050857544},{"word":"investments","start":1718.98,"end":1719.48,"confidence":0.9983512,"punctuated_word":"investments","sentiment":"neutral","sentiment_score":0.07203971594572067},{"word":"previously","start":1719.62,"end":1720.1,"confidence":0.9987477,"punctuated_word":"previously","sentiment":"neutral","sentiment_score":0.1228458136320114},{"word":"and","start":1720.1,"end":1720.26,"confidence":0.91422284,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.09717483818531036},{"word":"are","start":1720.26,"end":1720.34,"confidence":0.9013889,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.13030965626239777},{"word":"still","start":1720.34,"end":1720.58,"confidence":0.9998822,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.11158420890569688},{"word":"looking","start":1720.58,"end":1720.8999,"confidence":0.99975926,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":0.1163393259048462},{"word":"to","start":1720.8999,"end":1721.0599,"confidence":0.99932027,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.11492232978343964},{"word":"hold","start":1721.0599,"end":1721.38,"confidence":0.9995591,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":0.08019422739744186},{"word":"those","start":1721.38,"end":1721.88,"confidence":0.9230697,"punctuated_word":"those.","sentiment":"neutral","sentiment_score":0.10687479376792908},{"word":"but","start":1722.8999,"end":1723.2999,"confidence":0.8744638,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.06475093215703964},{"word":"how","start":1723.2999,"end":1723.7999,"confidence":0.9974203,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.024923324584960938},{"word":"willing","start":1724.58,"end":1724.8999,"confidence":0.99933785,"punctuated_word":"willing","sentiment":"neutral","sentiment_score":0.03618445992469787},{"word":"would","start":1724.8999,"end":1725.0599,"confidence":0.99755305,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.05664446949958801},{"word":"you","start":1725.0599,"end":1725.22,"confidence":0.99958247,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.06254196166992188},{"word":"say","start":1725.22,"end":1725.46,"confidence":0.9998779,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.10341793298721312},{"word":"you","start":1725.46,"end":1725.62,"confidence":0.9982469,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.09861171245574953},{"word":"are","start":1725.62,"end":1725.86,"confidence":0.99630654,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.07599277794361115},{"word":"to","start":1725.86,"end":1726.0199,"confidence":0.9990434,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09044504165649414},{"word":"accept","start":1726.0199,"end":1726.4199,"confidence":0.9989159,"punctuated_word":"accept","sentiment":"neutral","sentiment_score":0.06657394766807556},{"word":"risk","start":1726.4199,"end":1726.6599,"confidence":0.7149798,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.008469372987747192},{"word":"to","start":1726.6599,"end":1726.8999,"confidence":0.9207468,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":0.10414378345012663},{"word":"like","start":1726.8999,"end":1727.0599,"confidence":0.9993222,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.17970362305641174},{"word":"outpace","start":1727.0599,"end":1727.5399,"confidence":0.9822263,"punctuated_word":"outpace","sentiment":"neutral","sentiment_score":0.11946281790733336},{"word":"inflation","start":1727.5399,"end":1728.0399,"confidence":0.99951065,"punctuated_word":"inflation","sentiment":"neutral","sentiment_score":0.0051985979080200195},{"word":"and","start":1728.1,"end":1728.26,"confidence":0.9009924,"punctuated_word":"and,","sentiment":"neutral","sentiment_score":0.14416253566741943},{"word":"you","start":1728.26,"end":1728.34,"confidence":0.99823016,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15918217599391937},{"word":"know","start":1728.34,"end":1728.82,"confidence":0.9996201,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.1309733688831329},{"word":"curb","start":1728.82,"end":1729.1399,"confidence":0.8139196,"punctuated_word":"curb","sentiment":"neutral","sentiment_score":0.15523923933506012},{"word":"the","start":1729.1399,"end":1729.515,"confidence":0.7905858,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.15168331563472748},{"word":"the","start":1729.595,"end":1729.755,"confidence":0.998691,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13015712797641754},{"word":"cost","start":1729.755,"end":1729.995,"confidence":0.99946445,"punctuated_word":"cost","sentiment":"neutral","sentiment_score":0.08478514850139618},{"word":"of","start":1729.995,"end":1730.155,"confidence":0.99950457,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13804540038108826},{"word":"living","start":1730.155,"end":1730.635,"confidence":0.96153355,"punctuated_word":"living,","sentiment":"neutral","sentiment_score":0.06915007531642914},{"word":"like","start":1730.635,"end":1730.955,"confidence":0.98298496,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.06553236395120621},{"word":"in","start":1730.955,"end":1731.1951,"confidence":0.8201957,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08873050659894943},{"word":"regards","start":1731.1951,"end":1731.515,"confidence":0.99865025,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.0680304691195488},{"word":"to","start":1731.515,"end":1731.675,"confidence":0.9997731,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16573354601860046},{"word":"your","start":1731.675,"end":1731.835,"confidence":0.99973613,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.11893047392368317},{"word":"money","start":1731.835,"end":1732.3151,"confidence":0.78004944,"punctuated_word":"money.","sentiment":"neutral","sentiment_score":-0.04134463146328926},{"word":"like","start":1732.3151,"end":1732.475,"confidence":0.99139035,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":0.028808780014514923},{"word":"obviously","start":1732.475,"end":1732.795,"confidence":0.9919276,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.018281958997249603},{"word":"if","start":1732.795,"end":1732.875,"confidence":0.99560934,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.050549425184726715},{"word":"it","start":1732.875,"end":1733.035,"confidence":0.99909925,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04748263210058212},{"word":"sits","start":1733.035,"end":1733.275,"confidence":0.97942924,"punctuated_word":"sits","sentiment":"neutral","sentiment_score":0.061654914170503616},{"word":"in","start":1733.275,"end":1733.435,"confidence":0.99939704,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03853163495659828},{"word":"the","start":1733.435,"end":1733.515,"confidence":0.5421073,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.015614815056324003},{"word":"bank","start":1733.515,"end":1733.755,"confidence":0.935162,"punctuated_word":"bank,","sentiment":"neutral","sentiment_score":0.01294330507516861},{"word":"inflation","start":1733.755,"end":1734.155,"confidence":0.9987036,"punctuated_word":"inflation","sentiment":"neutral","sentiment_score":0.026196904480457302},{"word":"can","start":1734.155,"end":1734.395,"confidence":0.99472624,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.0402800515294075},{"word":"either","start":1734.395,"end":1734.555,"confidence":0.6216384,"punctuated_word":"either","sentiment":"neutral","sentiment_score":-0.04032640159130096},{"word":"weigh","start":1734.555,"end":1734.715,"confidence":0.45983797,"punctuated_word":"weigh","sentiment":"neutral","sentiment_score":-0.04338309168815613},{"word":"it","start":1734.715,"end":1734.875,"confidence":0.66178185,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.02932092919945717},{"word":"but","start":1734.875,"end":1735.115,"confidence":0.99794954,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.0322999507188797},{"word":"are","start":1735.115,"end":1735.275,"confidence":0.9981171,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.06980852782726288},{"word":"you","start":1735.275,"end":1735.435,"confidence":0.99543935,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.004017457365989685},{"word":"willing","start":1735.435,"end":1735.675,"confidence":0.99988914,"punctuated_word":"willing","sentiment":"neutral","sentiment_score":-0.09535746276378632},{"word":"to","start":1735.675,"end":1735.755,"confidence":0.9904613,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.043715283274650574},{"word":"accept","start":1735.755,"end":1736.0751,"confidence":0.9999441,"punctuated_word":"accept","sentiment":"neutral","sentiment_score":-0.13315880298614502},{"word":"a","start":1736.0751,"end":1736.235,"confidence":0.9466211,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.020941346883773804},{"word":"certain","start":1736.235,"end":1736.475,"confidence":0.99996424,"punctuated_word":"certain","sentiment":"neutral","sentiment_score":-0.029500097036361694},{"word":"amount","start":1736.475,"end":1736.715,"confidence":0.99971277,"punctuated_word":"amount","sentiment":"neutral","sentiment_score":-0.1035635694861412},{"word":"of","start":1736.715,"end":1736.795,"confidence":0.99849355,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03635746240615845},{"word":"risk","start":1736.795,"end":1737.035,"confidence":0.99310774,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.034467265009880066},{"word":"to","start":1737.035,"end":1737.1951,"confidence":0.9990933,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04085150361061096},{"word":"outperform","start":1737.1951,"end":1737.6951,"confidence":0.99878526,"punctuated_word":"outperform","sentiment":"neutral","sentiment_score":0.06991647928953171},{"word":"that","start":1737.755,"end":1738.0751,"confidence":0.99960107,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.06878474354743958},{"word":"to","start":1738.0751,"end":1738.395,"confidence":0.80177385,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0035720467567443848},{"word":"make","start":1738.395,"end":1738.555,"confidence":0.9997392,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.038378506898880005},{"word":"sure","start":1738.555,"end":1738.715,"confidence":0.99956447,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.04278673231601715},{"word":"your","start":1738.715,"end":1738.955,"confidence":0.9686147,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09671493619680405},{"word":"soup","start":1738.955,"end":1739.1951,"confidence":0.90206206,"punctuated_word":"soup","sentiment":"neutral","sentiment_score":0.17971603572368622},{"word":"is","start":1739.1951,"end":1739.275,"confidence":0.9970516,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.11790084093809128},{"word":"growing","start":1739.275,"end":1739.595,"confidence":0.99955994,"punctuated_word":"growing","sentiment":"neutral","sentiment_score":0.15762075781822205},{"word":"and","start":1739.595,"end":1739.675,"confidence":0.9967415,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.043448932468891144},{"word":"things","start":1739.675,"end":1739.915,"confidence":0.999655,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.01777089387178421},{"word":"like","start":1739.915,"end":1740.0751,"confidence":0.9983473,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.01771014928817749},{"word":"that","start":1740.0751,"end":1740.5751,"confidence":0.9941367,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.02078033611178398},{"word":"yep","start":1751.2101,"end":1751.7101,"confidence":0.992252,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1687835454940796},{"word":"so","start":1755.2251,"end":1755.385,"confidence":0.9911389,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.09304235130548476},{"word":"you'd","start":1755.385,"end":1755.625,"confidence":0.9759083,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.11561059951782228},{"word":"say","start":1755.625,"end":1755.785,"confidence":0.9771384,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.147947758436203},{"word":"a","start":1755.785,"end":1755.865,"confidence":0.97252107,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15694960951805115},{"word":"bit","start":1755.865,"end":1756.1051,"confidence":0.999723,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.1256347894668579},{"word":"more","start":1756.1051,"end":1756.185,"confidence":0.9991454,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.08954416215419769},{"word":"of","start":1756.185,"end":1756.265,"confidence":0.99949753,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.1515402793884277},{"word":"a","start":1756.265,"end":1756.3451,"confidence":0.9997459,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13125790655612946},{"word":"moderate","start":1756.3451,"end":1756.745,"confidence":0.9984491,"punctuated_word":"moderate","sentiment":"neutral","sentiment_score":0.09696575999259947},{"word":"risk","start":1756.745,"end":1756.905,"confidence":0.99911815,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.0749916136264801},{"word":"taker","start":1756.905,"end":1757.405,"confidence":0.9945555,"punctuated_word":"taker","sentiment":"neutral","sentiment_score":0.14235040545463562},{"word":"there","start":1762.3451,"end":1762.8451,"confidence":0.8316909,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":0.029766174033284187},{"word":"that's","start":1762.985,"end":1763.2251,"confidence":0.9903586,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.02546027861535549},{"word":"sort","start":1763.2251,"end":1763.4651,"confidence":0.9937878,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.015776410698890686},{"word":"of","start":1763.4651,"end":1763.7051,"confidence":0.96234065,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.0376824289560318},{"word":"the","start":1763.7051,"end":1763.9451,"confidence":0.9580887,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.03636694699525833},{"word":"the","start":1763.9451,"end":1764.025,"confidence":0.9136749,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05910860002040863},{"word":"moderate","start":1764.025,"end":1764.505,"confidence":0.7631221,"punctuated_word":"moderate.","sentiment":"neutral","sentiment_score":0.06810235232114792},{"word":"otherwise","start":1764.505,"end":1764.8251,"confidence":0.9903023,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.001526951789855957},{"word":"it's","start":1764.8251,"end":1765.0651,"confidence":0.98852855,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.012430408969521524},{"word":"sort","start":1765.0651,"end":1765.305,"confidence":0.9964334,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.005963906645774841},{"word":"of","start":1765.305,"end":1765.545,"confidence":0.77117074,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.018604712560772896},{"word":"you","start":1765.545,"end":1765.785,"confidence":0.9888194,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04498421028256416},{"word":"know","start":1765.785,"end":1765.9451,"confidence":0.9993919,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.0010940060019493103},{"word":"yeah","start":1766.1051,"end":1766.6051,"confidence":0.9066981,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.007990214973688126},{"word":"basically","start":1769.44,"end":1769.94,"confidence":0.96375024,"punctuated_word":"Basically.","sentiment":"neutral","sentiment_score":-0.09142819046974182},{"word":"and","start":1770.24,"end":1770.4,"confidence":0.91723096,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.07998062670230865},{"word":"then","start":1770.4,"end":1770.64,"confidence":0.99842995,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.06909917294979095},{"word":"in","start":1770.64,"end":1770.7999,"confidence":0.9817343,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.04378009214997291},{"word":"terms","start":1770.7999,"end":1771.0399,"confidence":0.9999156,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.022801756858825684},{"word":"of","start":1771.0399,"end":1771.2,"confidence":0.6270772,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.02439841628074646},{"word":"if","start":1771.2,"end":1771.44,"confidence":0.69810283,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.050241488963365555},{"word":"your","start":1771.44,"end":1771.6,"confidence":0.9649949,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.061903320252895355},{"word":"superannuation","start":1771.6,"end":1772.1,"confidence":0.9928179,"punctuated_word":"superannuation","sentiment":"neutral","sentiment_score":-0.06164109334349632},{"word":"was","start":1773.12,"end":1773.36,"confidence":0.999213,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.08443040400743484},{"word":"to","start":1773.36,"end":1773.6,"confidence":0.9992663,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.13542190194129944},{"word":"decrease","start":1773.6,"end":1773.9199,"confidence":0.9986098,"punctuated_word":"decrease","sentiment":"neutral","sentiment_score":-0.07133878022432327},{"word":"by","start":1773.9199,"end":1774.1599,"confidence":0.9984648,"punctuated_word":"by","sentiment":"neutral","sentiment_score":-0.1843464970588684},{"word":"20%","start":1774.1599,"end":1774.72,"confidence":0.98936844,"punctuated_word":"20%,","sentiment":"neutral","sentiment_score":-0.13818871974945068},{"word":"obviously","start":1774.72,"end":1774.96,"confidence":0.9610578,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.1510646492242813},{"word":"you","start":1774.96,"end":1775.0399,"confidence":0.8850309,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.15432006120681763},{"word":"took","start":1775.0399,"end":1775.2799,"confidence":0.9992349,"punctuated_word":"took","sentiment":"neutral","sentiment_score":-0.2024477422237396},{"word":"a","start":1775.2799,"end":1775.36,"confidence":0.97024274,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12404043972492218},{"word":"little","start":1775.36,"end":1775.52,"confidence":0.9995938,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.13724371790885925},{"word":"bit","start":1775.52,"end":1775.6,"confidence":0.9997583,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.13217394053936005},{"word":"of","start":1775.6,"end":1775.76,"confidence":0.9997116,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0630120038986206},{"word":"a","start":1775.76,"end":1775.84,"confidence":0.99871063,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12640376389026642},{"word":"backward","start":1775.84,"end":1776.1599,"confidence":0.680463,"punctuated_word":"backward","sentiment":"neutral","sentiment_score":-0.14066606760025024},{"word":"step","start":1776.1599,"end":1776.4,"confidence":0.99227905,"punctuated_word":"step","sentiment":"neutral","sentiment_score":-0.07021763920783997},{"word":"now","start":1776.4,"end":1776.5599,"confidence":0.5885869,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.07662149518728256},{"word":"and","start":1776.5599,"end":1776.72,"confidence":0.99950576,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.03708334267139435},{"word":"you","start":1776.72,"end":1776.7999,"confidence":0.97161657,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.10182054340839386},{"word":"seem","start":1776.7999,"end":1777.12,"confidence":0.89456654,"punctuated_word":"seem","sentiment":"neutral","sentiment_score":0.04427549242973328},{"word":"to","start":1777.12,"end":1777.2,"confidence":0.9994363,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.08460596203804016},{"word":"be","start":1777.2,"end":1777.36,"confidence":0.7729994,"punctuated_word":"be,","sentiment":"neutral","sentiment_score":0.07068578898906708},{"word":"like","start":1777.36,"end":1777.6,"confidence":0.9974771,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.09886946529150008},{"word":"okay","start":1777.6,"end":1777.9199,"confidence":0.999315,"punctuated_word":"okay","sentiment":"neutral","sentiment_score":0.14313679933547974},{"word":"with","start":1777.9199,"end":1778.1599,"confidence":0.99849486,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.05766482651233673},{"word":"waiting","start":1778.1599,"end":1778.6599,"confidence":0.99910647,"punctuated_word":"waiting","sentiment":"neutral","sentiment_score":0.14345450699329376},{"word":"and","start":1778.88,"end":1779.0399,"confidence":0.9886003,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.06785912811756134},{"word":"seeing","start":1779.0399,"end":1779.36,"confidence":0.9987546,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":0.0775340348482132},{"word":"how","start":1779.36,"end":1779.52,"confidence":0.99974805,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.1733122020959854},{"word":"it","start":1779.52,"end":1779.6799,"confidence":0.99919873,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13673599064350128},{"word":"improves","start":1779.6799,"end":1780.0,"confidence":0.99804115,"punctuated_word":"improves","sentiment":"neutral","sentiment_score":0.1831740140914917},{"word":"and","start":1780.0,"end":1780.1599,"confidence":0.98765343,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.05711214244365692},{"word":"things","start":1780.1599,"end":1780.4,"confidence":0.9997749,"punctuated_word":"things","sentiment":"neutral","sentiment_score":0.04454529285430908},{"word":"like","start":1780.4,"end":1780.5599,"confidence":0.99843055,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.01204189658164978},{"word":"that","start":1780.5599,"end":1780.72,"confidence":0.999501,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05947613716125488},{"word":"as","start":1780.72,"end":1780.96,"confidence":0.99771404,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05046047270298004},{"word":"well","start":1780.96,"end":1781.46,"confidence":0.99433446,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.022200047969818115},{"word":"but","start":1781.52,"end":1781.6799,"confidence":0.9758992,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.08897073566913605},{"word":"if","start":1781.6799,"end":1781.84,"confidence":0.9992011,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.22258391976356504},{"word":"it","start":1781.84,"end":1781.9199,"confidence":0.9957118,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.33802497386932373},{"word":"dropped","start":1781.9199,"end":1782.24,"confidence":0.9297127,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.2622625529766083},{"word":"much","start":1782.24,"end":1782.48,"confidence":0.9990753,"punctuated_word":"much","sentiment":"negative","sentiment_score":-0.34151628613471985},{"word":"more","start":1782.48,"end":1782.72,"confidence":0.9954367,"punctuated_word":"more","sentiment":"negative","sentiment_score":-0.3478415012359619},{"word":"than","start":1782.72,"end":1782.88,"confidence":0.9964104,"punctuated_word":"than","sentiment":"negative","sentiment_score":-0.3416769802570343},{"word":"that","start":1782.88,"end":1783.0399,"confidence":0.99829006,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":-0.2984046936035156},{"word":"would","start":1783.0399,"end":1783.2,"confidence":0.99048495,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.3219306468963623},{"word":"you","start":1783.2,"end":1783.2799,"confidence":0.9948049,"punctuated_word":"you","sentiment":"negative","sentiment_score":-0.33718353509902954},{"word":"be","start":1783.2799,"end":1783.52,"confidence":0.99742955,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.30879276990890503},{"word":"quite","start":1783.52,"end":1783.815,"confidence":0.99427056,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.3093019723892212},{"word":"concerned","start":1783.8949,"end":1784.0549,"confidence":0.91602916,"punctuated_word":"concerned?","sentiment":"neutral","sentiment_score":-0.31334158778190613},{"word":"would","start":1784.0549,"end":1784.1749,"confidence":0.9715631,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":-0.24596701562404633},{"word":"you","start":1784.1749,"end":1784.2949,"confidence":0.9977137,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.25244447588920593},{"word":"look","start":1784.2949,"end":1784.5349,"confidence":0.99698776,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.3139328062534332},{"word":"at","start":1784.5349,"end":1784.695,"confidence":0.99847037,"punctuated_word":"at","sentiment":"negative","sentiment_score":-0.34476667642593384},{"word":"trying","start":1784.695,"end":1784.9349,"confidence":0.9977223,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.2981312572956085},{"word":"to","start":1784.9349,"end":1785.0149,"confidence":0.9984119,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.2725369930267334},{"word":"sell","start":1785.0149,"end":1785.2549,"confidence":0.9995912,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":-0.2774006724357605},{"word":"out","start":1785.2549,"end":1785.495,"confidence":0.9973839,"punctuated_word":"out","sentiment":"neutral","sentiment_score":-0.19422002136707303},{"word":"to","start":1785.495,"end":1785.575,"confidence":0.96169424,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.21916310489177704},{"word":"more","start":1785.575,"end":1785.815,"confidence":0.9977343,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.18328657746315},{"word":"secure","start":1785.815,"end":1786.1349,"confidence":0.9814683,"punctuated_word":"secure","sentiment":"neutral","sentiment_score":-0.16136138141155243},{"word":"assets","start":1786.1349,"end":1786.5349,"confidence":0.99305874,"punctuated_word":"assets?","sentiment":"neutral","sentiment_score":-0.1209777295589447},{"word":"how","start":1786.5349,"end":1786.615,"confidence":0.9991879,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.08629420399665833},{"word":"do","start":1786.615,"end":1786.7749,"confidence":0.9996132,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.07541783899068832},{"word":"you","start":1786.7749,"end":1786.855,"confidence":0.9993218,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.03842918574810028},{"word":"think","start":1786.855,"end":1786.9349,"confidence":0.9997266,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.0763368234038353},{"word":"you'd","start":1786.9349,"end":1787.1749,"confidence":0.9990938,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":-0.09292199462652206},{"word":"respond","start":1787.1749,"end":1787.495,"confidence":0.99956185,"punctuated_word":"respond","sentiment":"neutral","sentiment_score":-0.0936957821249962},{"word":"to","start":1787.495,"end":1787.6549,"confidence":0.99951327,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09211684763431548},{"word":"that","start":1787.6549,"end":1788.1549,"confidence":0.9992173,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":-0.08549302816390991},{"word":"yeah","start":1801.6699,"end":1802.07,"confidence":0.85400295,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.08657155930995941},{"word":"no","start":1802.07,"end":1802.19,"confidence":0.89602613,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.20308054983615875},{"word":"i","start":1802.19,"end":1802.3099,"confidence":0.8418004,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18228617310523987},{"word":"completely","start":1802.3099,"end":1802.8099,"confidence":0.9990159,"punctuated_word":"completely","sentiment":"neutral","sentiment_score":-0.1301507204771042},{"word":"understand","start":1802.87,"end":1803.37,"confidence":0.99712664,"punctuated_word":"understand.","sentiment":"neutral","sentiment_score":-0.15714679658412933},{"word":"and","start":1804.5499,"end":1804.7899,"confidence":0.82513726,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.19564712047576904},{"word":"then","start":1804.7899,"end":1805.2899,"confidence":0.99590874,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.2040876746177673},{"word":"yeah","start":1813.845,"end":1814.325,"confidence":0.97392464,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.03806404024362564},{"word":"exactly","start":1814.325,"end":1814.825,"confidence":0.99845374,"punctuated_word":"Exactly.","sentiment":"neutral","sentiment_score":0.07190719246864319},{"word":"the","start":1814.885,"end":1815.0449,"confidence":0.99809986,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.163549542427063},{"word":"good","start":1815.0449,"end":1815.205,"confidence":0.9999298,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.2342887967824936},{"word":"thing","start":1815.205,"end":1815.365,"confidence":0.9996086,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.29063403606414795},{"word":"about","start":1815.365,"end":1815.605,"confidence":0.9993401,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.12218671292066574},{"word":"yourself","start":1815.605,"end":1816.005,"confidence":0.95814586,"punctuated_word":"yourself","sentiment":"neutral","sentiment_score":0.06901823729276657},{"word":"is","start":1816.005,"end":1816.1649,"confidence":0.98477095,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.2165292501449585},{"word":"you've","start":1816.1649,"end":1816.325,"confidence":0.93172383,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.09889449924230576},{"word":"got","start":1816.325,"end":1816.825,"confidence":0.99877363,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.17525318264961243},{"word":"time","start":1817.2849,"end":1817.525,"confidence":0.99699926,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.1062142476439476},{"word":"on","start":1817.525,"end":1817.6849,"confidence":0.9990325,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.13857969641685486},{"word":"your","start":1817.6849,"end":1818.005,"confidence":0.98688644,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1367853581905365},{"word":"your","start":1818.005,"end":1818.245,"confidence":0.9109209,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.13272128999233246},{"word":"side","start":1818.245,"end":1818.745,"confidence":0.9614351,"punctuated_word":"side,","sentiment":"neutral","sentiment_score":0.1392800211906433},{"word":"which","start":1819.0449,"end":1819.2849,"confidence":0.97526914,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.17716249823570251},{"word":"is","start":1819.2849,"end":1819.445,"confidence":0.9999113,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13083229959011078},{"word":"the","start":1819.445,"end":1819.605,"confidence":0.99975365,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.20428377389907837},{"word":"main","start":1819.605,"end":1819.845,"confidence":0.9998448,"punctuated_word":"main","sentiment":"neutral","sentiment_score":0.227173313498497},{"word":"thing","start":1819.845,"end":1820.005,"confidence":0.9997824,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.240742489695549},{"word":"for","start":1820.005,"end":1820.1649,"confidence":0.9983558,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.10463755577802658},{"word":"you","start":1820.1649,"end":1820.405,"confidence":0.9937522,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":0.12267415225505827},{"word":"i","start":1820.405,"end":1820.485,"confidence":0.9996865,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13981948792934418},{"word":"guess","start":1820.485,"end":1820.79,"confidence":0.994056,"punctuated_word":"guess.","sentiment":"neutral","sentiment_score":0.17102372646331787},{"word":"you","start":1821.67,"end":1821.8301,"confidence":0.98947936,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.09851376712322236},{"word":"do","start":1821.8301,"end":1821.99,"confidence":0.9996773,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.10809623450040816},{"word":"have","start":1821.99,"end":1822.15,"confidence":0.99968815,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06907150894403458},{"word":"that","start":1822.15,"end":1822.31,"confidence":0.99789953,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0987529680132866},{"word":"time","start":1822.31,"end":1822.4701,"confidence":0.9994779,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.06654992699623108},{"word":"till","start":1822.4701,"end":1822.79,"confidence":0.9479269,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.07139134407043457},{"word":"retirement","start":1822.79,"end":1823.27,"confidence":0.99874425,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.05993090569972992},{"word":"to","start":1823.27,"end":1823.43,"confidence":0.9992449,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.028293415904045105},{"word":"make","start":1823.43,"end":1823.67,"confidence":0.9996443,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.0478103831410408},{"word":"those","start":1823.67,"end":1823.91,"confidence":0.999866,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.06864264607429504},{"word":"dips","start":1823.91,"end":1824.15,"confidence":0.9328199,"punctuated_word":"dips","sentiment":"neutral","sentiment_score":0.010330405086278915},{"word":"in","start":1824.15,"end":1824.31,"confidence":0.99977237,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.026565007865428925},{"word":"the","start":1824.31,"end":1824.4701,"confidence":0.9997389,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.018326058983802795},{"word":"market","start":1824.4701,"end":1824.87,"confidence":0.9843361,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":0.0027257800102233887},{"word":"so","start":1824.87,"end":1825.03,"confidence":0.9992347,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.036766692996025085},{"word":"if","start":1825.03,"end":1825.11,"confidence":0.97553843,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.06197858601808548},{"word":"you","start":1825.11,"end":1825.27,"confidence":0.99531627,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08723083138465881},{"word":"had","start":1825.27,"end":1825.43,"confidence":0.70299155,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.10068409144878387},{"word":"sort","start":1825.43,"end":1825.5901,"confidence":0.9935587,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.08995737880468369},{"word":"of","start":1825.5901,"end":1825.75,"confidence":0.99839467,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0748867616057396},{"word":"a","start":1825.75,"end":1825.8301,"confidence":0.99756646,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.14564362168312073},{"word":"blip","start":1825.8301,"end":1826.0701,"confidence":0.9983266,"punctuated_word":"blip","sentiment":"neutral","sentiment_score":-0.18702374398708344},{"word":"on","start":1826.0701,"end":1826.15,"confidence":0.99968016,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.16583752632141113},{"word":"the","start":1826.15,"end":1826.31,"confidence":0.99913603,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14062023162841797},{"word":"radar","start":1826.31,"end":1826.81,"confidence":0.96472865,"punctuated_word":"radar,","sentiment":"neutral","sentiment_score":-0.14709293842315674},{"word":"especially","start":1827.1901,"end":1827.5901,"confidence":0.9636023,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":-0.1499520093202591},{"word":"with","start":1827.5901,"end":1827.75,"confidence":0.93545306,"punctuated_word":"with,","sentiment":"neutral","sentiment_score":-0.121590718626976},{"word":"like","start":1827.75,"end":1827.99,"confidence":0.9977765,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.05509108677506447},{"word":"years","start":1827.99,"end":1828.23,"confidence":0.9843329,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.04918216913938522},{"word":"like","start":1828.23,"end":1828.39,"confidence":0.9970216,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.12867189943790436},{"word":"this","start":1828.39,"end":1828.63,"confidence":0.9989598,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.07480519264936447},{"word":"as","start":1828.63,"end":1828.7101,"confidence":0.99821717,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.0538637712597847},{"word":"well","start":1828.7101,"end":1829.2101,"confidence":0.92666763,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.05109774321317673},{"word":"and","start":1830.7101,"end":1830.87,"confidence":0.97904235,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.06535963714122772},{"word":"then","start":1830.87,"end":1831.37,"confidence":0.9995347,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.06269588321447372},{"word":"with","start":1831.43,"end":1831.67,"confidence":0.99449027,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.11905550956726074},{"word":"those","start":1831.67,"end":1831.91,"confidence":0.9998658,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.05719231069087982},{"word":"dips","start":1831.91,"end":1832.15,"confidence":0.9966273,"punctuated_word":"dips","sentiment":"neutral","sentiment_score":-0.1413317769765854},{"word":"in","start":1832.15,"end":1832.31,"confidence":0.99982613,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.1361088752746582},{"word":"the","start":1832.31,"end":1832.4701,"confidence":0.9996038,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15865686535835266},{"word":"market","start":1832.4701,"end":1832.87,"confidence":0.9980117,"punctuated_word":"market,","sentiment":"neutral","sentiment_score":-0.17724066972732544},{"word":"obviously","start":1832.87,"end":1833.3501,"confidence":0.9436463,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.20549118518829343},{"word":"you're","start":1833.3501,"end":1833.51,"confidence":0.9108603,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.22347807884216309},{"word":"quite","start":1833.51,"end":1833.75,"confidence":0.9997615,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.28785333037376404},{"word":"cautious","start":1833.75,"end":1834.25,"confidence":0.9997416,"punctuated_word":"cautious","sentiment":"neutral","sentiment_score":-0.2267056256532669},{"word":"with","start":1834.475,"end":1834.795,"confidence":0.999915,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.3072902262210846},{"word":"what","start":1834.795,"end":1834.875,"confidence":0.9998178,"punctuated_word":"what","sentiment":"negative","sentiment_score":-0.3627668917179108},{"word":"happens","start":1834.875,"end":1835.355,"confidence":0.9800448,"punctuated_word":"happens","sentiment":"negative","sentiment_score":-0.35772034525871277},{"word":"there","start":1835.355,"end":1835.595,"confidence":0.7682843,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.08666147291660309},{"word":"but","start":1835.595,"end":1835.755,"confidence":0.99839634,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.10861582309007645},{"word":"are","start":1835.755,"end":1835.915,"confidence":0.9934697,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.07881461083889008},{"word":"you","start":1835.915,"end":1836.0751,"confidence":0.99914193,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.17168350517749786},{"word":"somewhat","start":1836.0751,"end":1836.395,"confidence":0.999671,"punctuated_word":"somewhat","sentiment":"neutral","sentiment_score":0.2568522095680237},{"word":"optimistic","start":1836.395,"end":1836.895,"confidence":0.999874,"punctuated_word":"optimistic","sentiment":"neutral","sentiment_score":0.31339213252067566},{"word":"about","start":1836.9551,"end":1837.1951,"confidence":0.99988794,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.27948999404907227},{"word":"returns","start":1837.1951,"end":1837.595,"confidence":0.9982521,"punctuated_word":"returns","sentiment":"positive","sentiment_score":0.33362826704978943},{"word":"in","start":1837.595,"end":1837.755,"confidence":0.9998042,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.34608590602874756},{"word":"the","start":1837.755,"end":1837.835,"confidence":0.9996711,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.37343767285346985},{"word":"market","start":1837.835,"end":1837.995,"confidence":0.99994373,"punctuated_word":"market","sentiment":"positive","sentiment_score":0.3650696873664856},{"word":"at","start":1837.995,"end":1838.155,"confidence":0.9961838,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.18680280447006223},{"word":"all","start":1838.155,"end":1838.395,"confidence":0.74587893,"punctuated_word":"all,","sentiment":"neutral","sentiment_score":0.2628558576107025},{"word":"like","start":1838.395,"end":1838.555,"confidence":0.85472476,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.1917762756347656},{"word":"with","start":1838.555,"end":1838.715,"confidence":0.82786655,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.2708089351654053},{"word":"things","start":1838.715,"end":1838.9551,"confidence":0.9991406,"punctuated_word":"things","sentiment":"positive","sentiment_score":0.38069790601730347},{"word":"like","start":1838.9551,"end":1839.115,"confidence":0.96263486,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.0781221091747284},{"word":"covid","start":1839.115,"end":1839.515,"confidence":0.993531,"punctuated_word":"COVID","sentiment":"neutral","sentiment_score":0.21659700572490692},{"word":"when","start":1839.515,"end":1839.595,"confidence":0.872872,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.07054027169942856},{"word":"that","start":1839.595,"end":1839.835,"confidence":0.99034554,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08947783708572388},{"word":"occurred","start":1839.835,"end":1840.155,"confidence":0.9973998,"punctuated_word":"occurred","sentiment":"neutral","sentiment_score":0.11847927421331406},{"word":"or","start":1840.155,"end":1840.475,"confidence":0.5250608,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.05376865714788437},{"word":"still","start":1840.475,"end":1840.795,"confidence":0.98585874,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.021153524518013},{"word":"just","start":1840.795,"end":1840.875,"confidence":0.90798587,"punctuated_word":"just,","sentiment":"neutral","sentiment_score":-0.003972359001636505},{"word":"like","start":1840.875,"end":1841.1951,"confidence":0.9924555,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.005894385278224945},{"word":"cautious","start":1841.1951,"end":1841.595,"confidence":0.9525808,"punctuated_word":"cautious,","sentiment":"neutral","sentiment_score":-0.017253167927265167},{"word":"a","start":1841.595,"end":1841.675,"confidence":0.8244426,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.060841720551252365},{"word":"little","start":1841.675,"end":1841.915,"confidence":0.9998889,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.08886605501174927},{"word":"bit","start":1841.915,"end":1842.0751,"confidence":0.99926716,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.10286127775907516},{"word":"concerned","start":1842.0751,"end":1842.5751,"confidence":0.98980415,"punctuated_word":"concerned","sentiment":"neutral","sentiment_score":-0.13928985595703125},{"word":"about","start":1842.635,"end":1842.875,"confidence":0.99293786,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.12312465161085127},{"word":"what's","start":1842.875,"end":1843.115,"confidence":0.99973273,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.011690313927829266},{"word":"going","start":1843.115,"end":1843.275,"confidence":0.99976164,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.11176061630249023},{"word":"on","start":1843.275,"end":1843.775,"confidence":0.99644053,"punctuated_word":"on?","sentiment":"neutral","sentiment_score":0.02069155126810074},{"word":"yep","start":1856.01,"end":1856.51,"confidence":0.96600163,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18483731150627136},{"word":"okay","start":1863.9451,"end":1864.185,"confidence":0.7794875,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.005496183410286903},{"word":"yeah","start":1864.185,"end":1864.505,"confidence":0.99006844,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.008570617064833641},{"word":"well","start":1864.505,"end":1864.8251,"confidence":0.97015846,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.05149261653423309},{"word":"obviously","start":1864.8251,"end":1865.2251,"confidence":0.9290596,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.06992748379707336},{"word":"in","start":1865.2251,"end":1865.305,"confidence":0.8756149,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08122826367616653},{"word":"terms","start":1865.305,"end":1865.625,"confidence":0.9995776,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.05859712138772011},{"word":"of","start":1865.625,"end":1865.785,"confidence":0.9884139,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.08265979588031769},{"word":"those","start":1865.785,"end":1865.9451,"confidence":0.9990926,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.08654861152172089},{"word":"investments","start":1865.9451,"end":1866.4451,"confidence":0.9310343,"punctuated_word":"investments,","sentiment":"neutral","sentiment_score":-0.09053541719913484},{"word":"i","start":1866.505,"end":1866.665,"confidence":0.6611529,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11186467856168748},{"word":"don't","start":1866.665,"end":1866.905,"confidence":0.9921142,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.11658360809087752},{"word":"actually","start":1866.905,"end":1867.145,"confidence":0.98764217,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.11955546587705612},{"word":"know","start":1867.145,"end":1867.305,"confidence":0.9989905,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.12515172362327576},{"word":"what","start":1867.305,"end":1867.545,"confidence":0.9989102,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.14085514843463898},{"word":"you","start":1867.545,"end":1867.7051,"confidence":0.9892474,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.13264265656471252},{"word":"you","start":1867.7051,"end":1867.865,"confidence":0.93839514,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1334025263786316},{"word":"sort","start":1867.865,"end":1868.1051,"confidence":0.7868545,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.13846281170845032},{"word":"of","start":1868.1051,"end":1868.265,"confidence":0.7304964,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1251593828201294},{"word":"hold","start":1868.265,"end":1868.425,"confidence":0.82181966,"punctuated_word":"hold.","sentiment":"neutral","sentiment_score":-0.10952193289995192},{"word":"but","start":1868.425,"end":1868.925,"confidence":0.7395024,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":-0.1362510621547699},{"word":"yeah","start":1869.2251,"end":1869.7051,"confidence":0.7691024,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.13827034831047058},{"word":"look","start":1869.7051,"end":1870.185,"confidence":0.80082124,"punctuated_word":"look,","sentiment":"neutral","sentiment_score":-0.15473762154579165},{"word":"definitely","start":1870.185,"end":1870.665,"confidence":0.7699581,"punctuated_word":"definitely,","sentiment":"neutral","sentiment_score":-0.19287022948265076},{"word":"at","start":1870.665,"end":1870.745,"confidence":0.9854168,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.2820667028427124},{"word":"least","start":1870.745,"end":1870.9851,"confidence":0.9987017,"punctuated_word":"least","sentiment":"neutral","sentiment_score":-0.23459063470363617},{"word":"for","start":1870.9851,"end":1871.145,"confidence":0.88461906,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.2789228558540344},{"word":"the","start":1871.145,"end":1871.2251,"confidence":0.9993542,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.25426214933395386},{"word":"next","start":1871.2251,"end":1871.4651,"confidence":0.9993248,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.20587120950222015},{"word":"couple","start":1871.4651,"end":1871.785,"confidence":0.9992694,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.21819230914115903},{"word":"of","start":1871.785,"end":1871.865,"confidence":0.7419151,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.277304470539093},{"word":"months","start":1871.865,"end":1872.1051,"confidence":0.99896383,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.20271462202072144},{"word":"there","start":1872.1051,"end":1872.265,"confidence":0.94151735,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.2050224393606186},{"word":"it's","start":1872.265,"end":1872.45,"confidence":0.9950011,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.315439909696579},{"word":"gonna","start":1872.45,"end":1872.61,"confidence":0.9964965,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.3192291855812073},{"word":"be","start":1872.61,"end":1872.73,"confidence":0.9977816,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.293601393699646},{"word":"a","start":1872.73,"end":1872.85,"confidence":0.99828655,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3111611306667328},{"word":"bit","start":1872.85,"end":1872.9299,"confidence":0.999421,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.308675616979599},{"word":"rocky","start":1872.9299,"end":1873.33,"confidence":0.9888632,"punctuated_word":"rocky","sentiment":"negative","sentiment_score":-0.3353857398033142},{"word":"in","start":1873.33,"end":1873.4099,"confidence":0.9991641,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.4551440477371216},{"word":"terms","start":1873.4099,"end":1873.73,"confidence":0.9999701,"punctuated_word":"terms","sentiment":"negative","sentiment_score":-0.40470725297927856},{"word":"of","start":1873.73,"end":1873.8899,"confidence":0.99971336,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4333433210849762},{"word":"what","start":1873.8899,"end":1874.13,"confidence":0.9998605,"punctuated_word":"what","sentiment":"negative","sentiment_score":-0.36006176471710205},{"word":"actually","start":1874.13,"end":1874.5299,"confidence":0.9985166,"punctuated_word":"actually","sentiment":"negative","sentiment_score":-0.3399522006511688},{"word":"occurs","start":1874.5299,"end":1875.01,"confidence":0.848384,"punctuated_word":"occurs,","sentiment":"negative","sentiment_score":-0.3503754436969757},{"word":"and","start":1875.01,"end":1875.1699,"confidence":0.9995049,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.25479036569595337},{"word":"then","start":1875.1699,"end":1875.33,"confidence":0.99678147,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.21156275272369385},{"word":"that's","start":1875.33,"end":1875.6499,"confidence":0.9994334,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.2850905656814575},{"word":"purely","start":1875.6499,"end":1876.0499,"confidence":0.99956435,"punctuated_word":"purely","sentiment":"neutral","sentiment_score":-0.2822669446468353},{"word":"because","start":1876.0499,"end":1876.2899,"confidence":0.998018,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.22703437507152557},{"word":"no","start":1876.2899,"end":1876.45,"confidence":0.9988502,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.24300961196422577},{"word":"one","start":1876.45,"end":1876.61,"confidence":0.9995202,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.31270965933799744},{"word":"exactly","start":1876.61,"end":1877.01,"confidence":0.99833304,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":-0.28253400325775146},{"word":"knows","start":1877.01,"end":1877.33,"confidence":0.99892706,"punctuated_word":"knows","sentiment":"neutral","sentiment_score":-0.326247900724411},{"word":"what's","start":1877.33,"end":1877.57,"confidence":0.9998318,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.13859838247299194},{"word":"going","start":1877.57,"end":1877.73,"confidence":0.99993026,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.19251470267772677},{"word":"on","start":1877.73,"end":1878.23,"confidence":0.9936242,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.11708991229534148},{"word":"you","start":1878.7699,"end":1878.85,"confidence":0.9904332,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.11923351883888245},{"word":"know","start":1878.85,"end":1879.01,"confidence":0.9996489,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.11443668603897096},{"word":"with","start":1879.01,"end":1879.33,"confidence":0.99985397,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.14782312512397766},{"word":"iran","start":1879.33,"end":1879.6499,"confidence":0.96837014,"punctuated_word":"Iran,","sentiment":"neutral","sentiment_score":-0.1594720333814621},{"word":"israel","start":1879.6499,"end":1879.97,"confidence":0.98654366,"punctuated_word":"Israel,","sentiment":"neutral","sentiment_score":-0.1439807116985321},{"word":"things","start":1879.97,"end":1880.2899,"confidence":0.99376714,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.14963041245937347},{"word":"like","start":1880.2899,"end":1880.37,"confidence":0.9791946,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.12630565464496613},{"word":"that","start":1880.37,"end":1880.5299,"confidence":0.9990727,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.1409769356250763},{"word":"in","start":1880.5299,"end":1880.69,"confidence":0.99912685,"punctuated_word":"In","sentiment":"neutral","sentiment_score":-0.12798932194709778},{"word":"terms","start":1880.69,"end":1881.01,"confidence":0.9999628,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.13590200245380402},{"word":"of","start":1881.01,"end":1881.1699,"confidence":0.9878043,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.1762649118900299},{"word":"like","start":1881.1699,"end":1881.49,"confidence":0.99531114,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.17689049243927002},{"word":"wars","start":1881.49,"end":1881.99,"confidence":0.88536245,"punctuated_word":"wars,","sentiment":"neutral","sentiment_score":-0.22288624942302704},{"word":"wars","start":1882.0499,"end":1882.5499,"confidence":0.99865437,"punctuated_word":"wars","sentiment":"neutral","sentiment_score":-0.28393909335136414},{"word":"don't","start":1882.61,"end":1883.01,"confidence":0.8679292,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.20388531684875488},{"word":"have","start":1883.01,"end":1883.33,"confidence":0.995274,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":-0.19450433552265167},{"word":"like","start":1883.33,"end":1883.6499,"confidence":0.99941236,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.21844568848609924},{"word":"the","start":1883.6499,"end":1884.1499,"confidence":0.9990879,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.16998662054538727},{"word":"biggest","start":1884.5299,"end":1885.01,"confidence":0.9993173,"punctuated_word":"biggest","sentiment":"neutral","sentiment_score":-0.14576664566993713},{"word":"impact","start":1885.01,"end":1885.4099,"confidence":0.9977652,"punctuated_word":"impact","sentiment":"neutral","sentiment_score":-0.15245477855205536},{"word":"as","start":1885.4099,"end":1885.57,"confidence":0.9563892,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.16622041165828705},{"word":"you","start":1885.57,"end":1885.73,"confidence":0.9998765,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.14654028415679932},{"word":"might","start":1885.73,"end":1885.995,"confidence":0.9998142,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.14855177700519562},{"word":"think","start":1886.075,"end":1886.395,"confidence":0.99988616,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.1969362795352936},{"word":"compared","start":1886.395,"end":1886.635,"confidence":0.9772366,"punctuated_word":"compared","sentiment":"neutral","sentiment_score":-0.1973181664943695},{"word":"to","start":1886.635,"end":1886.875,"confidence":0.9917808,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.20102551579475403},{"word":"like","start":1886.875,"end":1887.115,"confidence":0.99916697,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.2322126179933548},{"word":"other","start":1887.115,"end":1887.355,"confidence":0.99985814,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.23392052948474884},{"word":"events","start":1887.355,"end":1887.675,"confidence":0.80834377,"punctuated_word":"events.","sentiment":"neutral","sentiment_score":-0.25777503848075867},{"word":"like","start":1887.675,"end":1887.915,"confidence":0.8660109,"punctuated_word":"Like,","sentiment":"neutral","sentiment_score":-0.24457354843616488},{"word":"terror","start":1887.915,"end":1888.235,"confidence":0.9495301,"punctuated_word":"terror","sentiment":"negative","sentiment_score":-0.33921995759010315},{"word":"attacks","start":1888.235,"end":1888.735,"confidence":0.9885859,"punctuated_word":"attacks","sentiment":"negative","sentiment_score":-0.3788453042507171},{"word":"generally","start":1888.955,"end":1889.455,"confidence":0.7856864,"punctuated_word":"generally,","sentiment":"negative","sentiment_score":-0.35041388869285583},{"word":"you","start":1889.595,"end":1889.755,"confidence":0.9879358,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.24884508550167084},{"word":"know","start":1889.755,"end":1890.075,"confidence":0.99835193,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.26249659061431885},{"word":"are","start":1890.075,"end":1890.235,"confidence":0.9483734,"punctuated_word":"are","sentiment":"negative","sentiment_score":-0.35231754183769226},{"word":"quite","start":1890.235,"end":1890.735,"confidence":0.9944623,"punctuated_word":"quite","sentiment":"negative","sentiment_score":-0.3552270531654358},{"word":"quite","start":1891.755,"end":1892.075,"confidence":0.518442,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.3251766562461853},{"word":"bad","start":1892.075,"end":1892.235,"confidence":0.9997373,"punctuated_word":"bad","sentiment":"negative","sentiment_score":-0.3686342537403106},{"word":"in","start":1892.235,"end":1892.395,"confidence":0.99547017,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.34052902460098267},{"word":"terms","start":1892.395,"end":1892.635,"confidence":0.9999548,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.2536977529525757},{"word":"of","start":1892.635,"end":1892.795,"confidence":0.9989785,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.3241652250289917},{"word":"market","start":1892.795,"end":1893.115,"confidence":0.73234797,"punctuated_word":"market.","sentiment":"neutral","sentiment_score":-0.3165472149848938},{"word":"they","start":1893.115,"end":1893.275,"confidence":0.97762567,"punctuated_word":"They","sentiment":"neutral","sentiment_score":-0.2672458291053772},{"word":"do","start":1893.275,"end":1893.515,"confidence":0.999153,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.17352214455604553},{"word":"cause","start":1893.515,"end":1893.755,"confidence":0.99350244,"punctuated_word":"cause","sentiment":"neutral","sentiment_score":-0.26770511269569397},{"word":"a","start":1893.755,"end":1893.915,"confidence":0.9961882,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2415609061717987},{"word":"bit","start":1893.915,"end":1894.075,"confidence":0.99961144,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.2323111593723297},{"word":"of","start":1894.075,"end":1894.155,"confidence":0.9973846,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.28415805101394653},{"word":"upending","start":1894.155,"end":1894.635,"confidence":0.7699748,"punctuated_word":"upending","sentiment":"negative","sentiment_score":-0.3412036895751953},{"word":"there","start":1894.635,"end":1894.875,"confidence":0.9985033,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.255666583776474},{"word":"as","start":1894.875,"end":1894.955,"confidence":0.99990606,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.1957051306962967},{"word":"well","start":1894.955,"end":1895.455,"confidence":0.97490716,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.20622538030147552},{"word":"but","start":1896.315,"end":1896.635,"confidence":0.86125296,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.11432074010372162},{"word":"as","start":1896.635,"end":1896.795,"confidence":0.9956117,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.12661565840244293},{"word":"far","start":1896.795,"end":1897.115,"confidence":0.99995804,"punctuated_word":"far","sentiment":"neutral","sentiment_score":-0.10683274269104004},{"word":"as","start":1897.115,"end":1897.355,"confidence":0.99849033,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.10980731248855592},{"word":"wars","start":1897.355,"end":1897.755,"confidence":0.992311,"punctuated_word":"wars,","sentiment":"neutral","sentiment_score":-0.16521698236465454},{"word":"they","start":1897.755,"end":1897.915,"confidence":0.9968411,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.19850844144821167},{"word":"do","start":1897.915,"end":1898.155,"confidence":0.9999424,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.015951305627822876},{"word":"sort","start":1898.155,"end":1898.395,"confidence":0.9949905,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.18248358368873596},{"word":"of","start":1898.395,"end":1898.795,"confidence":0.99955577,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.17026612162590027},{"word":"recover","start":1898.795,"end":1899.275,"confidence":0.99954456,"punctuated_word":"recover","sentiment":"neutral","sentiment_score":-0.15223422646522522},{"word":"quite","start":1899.275,"end":1899.515,"confidence":0.9994369,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.14845630526542664},{"word":"quickly","start":1899.515,"end":1900.015,"confidence":0.75299215,"punctuated_word":"quickly.","sentiment":"neutral","sentiment_score":-0.13731637597084043},{"word":"but","start":1900.075,"end":1900.44,"confidence":0.99066204,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.14120367169380188},{"word":"in","start":1900.44,"end":1900.6799,"confidence":0.9999341,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.22352097928524017},{"word":"that","start":1900.6799,"end":1900.84,"confidence":0.99969876,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.274835467338562},{"word":"time","start":1900.84,"end":1901.1599,"confidence":0.9853729,"punctuated_word":"time,","sentiment":"neutral","sentiment_score":-0.25985753536224365},{"word":"they","start":1901.1599,"end":1901.3999,"confidence":0.9992649,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.2563450336456299},{"word":"are","start":1901.3999,"end":1901.5599,"confidence":0.99960726,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.2887101173400879},{"word":"quite","start":1901.5599,"end":1901.8799,"confidence":0.99968517,"punctuated_word":"quite","sentiment":"negative","sentiment_score":-0.3708864450454712},{"word":"volatile","start":1901.8799,"end":1902.2799,"confidence":0.987376,"punctuated_word":"volatile","sentiment":"negative","sentiment_score":-0.34351980686187744},{"word":"in","start":1902.2799,"end":1902.44,"confidence":0.99848866,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.3470071256160736},{"word":"terms","start":1902.44,"end":1902.6799,"confidence":0.9999558,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.29830068349838257},{"word":"of","start":1902.6799,"end":1902.7599,"confidence":0.89924514,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.3021509647369385},{"word":"like","start":1902.7599,"end":1903.0,"confidence":0.9979423,"punctuated_word":"like,","sentiment":"negative","sentiment_score":-0.34516119956970215},{"word":"the","start":1903.0,"end":1903.1599,"confidence":0.99962604,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.28034815192222595},{"word":"ups","start":1903.1599,"end":1903.3999,"confidence":0.9994161,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":-0.249238982796669},{"word":"and","start":1903.3999,"end":1903.5599,"confidence":0.99948597,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2883155643939972},{"word":"downs","start":1903.5599,"end":1903.8799,"confidence":0.88944113,"punctuated_word":"downs,","sentiment":"neutral","sentiment_score":-0.2625073790550232},{"word":"if","start":1903.8799,"end":1904.0399,"confidence":0.9932807,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.1963541209697723},{"word":"that","start":1904.0399,"end":1904.2,"confidence":0.9999436,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11602909117937088},{"word":"makes","start":1904.2,"end":1904.44,"confidence":0.96516865,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":-0.166345477104187},{"word":"sense","start":1904.44,"end":1904.94,"confidence":0.980626,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":-0.2052818238735199},{"word":"so","start":1907.8799,"end":1908.12,"confidence":0.7428746,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.014998793601989746},{"word":"definitely","start":1908.12,"end":1908.5199,"confidence":0.7117034,"punctuated_word":"definitely,","sentiment":"neutral","sentiment_score":0.0257548987865448},{"word":"at","start":1908.5199,"end":1908.6,"confidence":0.99873954,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.002356022596359253},{"word":"least","start":1908.6,"end":1908.84,"confidence":0.9997876,"punctuated_word":"least","sentiment":"neutral","sentiment_score":-0.01957125961780548},{"word":"for","start":1908.84,"end":1909.0,"confidence":0.78664,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.03804351389408112},{"word":"the","start":1909.0,"end":1909.1599,"confidence":0.9992706,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.005881890654563904},{"word":"next","start":1909.1599,"end":1909.48,"confidence":0.99991024,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.0025866031646728516},{"word":"month","start":1909.48,"end":1909.72,"confidence":0.9998553,"punctuated_word":"month","sentiment":"neutral","sentiment_score":0.07005371898412704},{"word":"or","start":1909.72,"end":1909.8799,"confidence":0.99458873,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.04756346344947815},{"word":"so","start":1909.8799,"end":1910.12,"confidence":0.99175525,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":0.02320951223373413},{"word":"it","start":1910.12,"end":1910.2799,"confidence":0.99868685,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.013616427779197691},{"word":"is","start":1910.2799,"end":1910.44,"confidence":0.9965911,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.018971100449562073},{"word":"gonna","start":1910.44,"end":1910.6799,"confidence":0.9390186,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.009061791002750397},{"word":"be","start":1910.6799,"end":1911.1799,"confidence":0.99871516,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.02025124430656433},{"word":"a","start":1911.96,"end":1912.0399,"confidence":0.98434305,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0003358200192451477},{"word":"lot","start":1912.0399,"end":1912.2,"confidence":0.9995701,"punctuated_word":"lot","sentiment":"neutral","sentiment_score":-0.05840252339839935},{"word":"of","start":1912.2,"end":1912.36,"confidence":0.99945,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.06612713634967804},{"word":"up","start":1912.36,"end":1912.5199,"confidence":0.9998142,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.06228801608085632},{"word":"and","start":1912.5199,"end":1912.6799,"confidence":0.9998185,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.13451054692268372},{"word":"down","start":1912.6799,"end":1913.08,"confidence":0.9988054,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.03579224646091461},{"word":"just","start":1913.08,"end":1913.32,"confidence":0.8785777,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.10952799022197723},{"word":"to","start":1913.32,"end":1913.82,"confidence":0.9930288,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12152685970067978},{"word":"end","start":1914.12,"end":1914.2799,"confidence":0.91551185,"punctuated_word":"end","sentiment":"neutral","sentiment_score":-0.08737778663635254},{"word":"that","start":1914.2799,"end":1914.44,"confidence":0.568406,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.05399799346923828},{"word":"bit","start":1914.44,"end":1914.6799,"confidence":0.9463913,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.088052898645401},{"word":"all","start":1914.6799,"end":1914.84,"confidence":0.9975171,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.06108503043651581},{"word":"over","start":1914.84,"end":1915.0,"confidence":0.9996971,"punctuated_word":"over","sentiment":"neutral","sentiment_score":-0.08152727782726288},{"word":"the","start":1915.0,"end":1915.1599,"confidence":0.9997414,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.07469464838504791},{"word":"shop","start":1915.1599,"end":1915.635,"confidence":0.99818325,"punctuated_word":"shop.","sentiment":"neutral","sentiment_score":-0.05429333448410034},{"word":"right","start":1919.875,"end":1920.375,"confidence":0.5857465,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":0.009030036628246307},{"word":"and","start":1922.595,"end":1922.835,"confidence":0.9646369,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.008027154952287674},{"word":"then","start":1922.835,"end":1923.335,"confidence":0.9986105,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.0025453679263591766},{"word":"as","start":1923.395,"end":1923.555,"confidence":0.99054784,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.007123678922653198},{"word":"far","start":1923.555,"end":1924.035,"confidence":0.9996637,"punctuated_word":"far","sentiment":"neutral","sentiment_score":0.006493803113698959},{"word":"as","start":1924.035,"end":1924.535,"confidence":0.9994691,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.003906369209289551},{"word":"investing","start":1925.235,"end":1925.735,"confidence":0.9364671,"punctuated_word":"investing,","sentiment":"neutral","sentiment_score":-0.028412707149982452},{"word":"obviously","start":1926.035,"end":1926.535,"confidence":0.9904014,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.018464501947164536},{"word":"potentially","start":1926.675,"end":1927.075,"confidence":0.5827903,"punctuated_word":"potentially","sentiment":"neutral","sentiment_score":-0.004147179424762726},{"word":"gonna","start":1927.075,"end":1927.395,"confidence":0.5424855,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.002724815160036087},{"word":"purchase","start":1927.395,"end":1927.715,"confidence":0.955728,"punctuated_word":"purchase","sentiment":"neutral","sentiment_score":0.02817320078611374},{"word":"property","start":1927.715,"end":1927.955,"confidence":0.9848704,"punctuated_word":"property","sentiment":"neutral","sentiment_score":0.036772653460502625},{"word":"in","start":1927.955,"end":1928.115,"confidence":0.9998006,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01603950560092926},{"word":"the","start":1928.115,"end":1928.1951,"confidence":0.99964976,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01733047515153885},{"word":"future","start":1928.1951,"end":1928.435,"confidence":0.85198724,"punctuated_word":"future,","sentiment":"neutral","sentiment_score":0.017183460295200348},{"word":"but","start":1928.435,"end":1928.595,"confidence":0.96354365,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.01683550700545311},{"word":"would","start":1928.595,"end":1928.755,"confidence":0.8511696,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.06669232249259949},{"word":"you","start":1928.755,"end":1928.835,"confidence":0.99748564,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05730656161904335},{"word":"ever","start":1928.835,"end":1929.075,"confidence":0.9977857,"punctuated_word":"ever","sentiment":"neutral","sentiment_score":-0.06408454477787018},{"word":"put","start":1929.075,"end":1929.235,"confidence":0.99917537,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.09679440408945084},{"word":"borrowed","start":1929.235,"end":1929.475,"confidence":0.9982323,"punctuated_word":"borrowed","sentiment":"neutral","sentiment_score":-0.1082569807767868},{"word":"money","start":1929.475,"end":1929.635,"confidence":0.9998764,"punctuated_word":"money","sentiment":"neutral","sentiment_score":-0.13900741934776306},{"word":"into","start":1929.635,"end":1929.875,"confidence":0.99838686,"punctuated_word":"into","sentiment":"neutral","sentiment_score":-0.18961714208126068},{"word":"anything","start":1929.875,"end":1930.1951,"confidence":0.99953496,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.15289612114429474},{"word":"slightly","start":1930.1951,"end":1930.595,"confidence":0.99941015,"punctuated_word":"slightly","sentiment":"neutral","sentiment_score":-0.15947146713733673},{"word":"riskier","start":1930.595,"end":1931.095,"confidence":0.99545294,"punctuated_word":"riskier?","sentiment":"neutral","sentiment_score":-0.10783442109823228},{"word":"not","start":1945.6749,"end":1945.995,"confidence":0.73993623,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.02489548921585083},{"word":"a","start":1945.995,"end":1946.075,"confidence":0.9996952,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08530081063508987},{"word":"problem","start":1946.075,"end":1946.575,"confidence":0.99945205,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":-0.07291212677955627},{"word":"yep","start":1950.955,"end":1951.455,"confidence":0.79311633,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.06006030738353729},{"word":"now","start":1952.155,"end":1952.395,"confidence":0.88836783,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.05131297931075096},{"word":"in","start":1952.395,"end":1952.635,"confidence":0.9604662,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03796258196234703},{"word":"terms","start":1952.635,"end":1953.135,"confidence":0.9999347,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.0550212524831295},{"word":"of","start":1953.275,"end":1953.6749,"confidence":0.9997526,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06518055498600006},{"word":"your","start":1953.6749,"end":1954.155,"confidence":0.9996263,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.04345963895320892},{"word":"portfolio","start":1954.155,"end":1954.655,"confidence":0.99960464,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.0007127523422241211},{"word":"there","start":1955.115,"end":1955.515,"confidence":0.93244004,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.04505237191915512},{"word":"i","start":1955.515,"end":1955.6749,"confidence":0.99958473,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.09880180656909944},{"word":"did","start":1955.6749,"end":1955.9149,"confidence":0.99983346,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.08741390705108643},{"word":"actually","start":1955.9149,"end":1956.315,"confidence":0.9973271,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.05637513846158981},{"word":"look","start":1956.315,"end":1956.475,"confidence":0.998475,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.03330593183636665},{"word":"up","start":1956.475,"end":1956.5549,"confidence":0.9926803,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.037588104605674744},{"word":"the","start":1956.5549,"end":1956.715,"confidence":0.9998785,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02144085243344307},{"word":"exact","start":1956.715,"end":1957.0349,"confidence":0.99992883,"punctuated_word":"exact","sentiment":"neutral","sentiment_score":0.05880339443683624},{"word":"portfolio","start":1957.0349,"end":1957.515,"confidence":0.6702465,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":0.028509128838777546},{"word":"and","start":1957.515,"end":1957.755,"confidence":0.98808694,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.04822332039475441},{"word":"so","start":1957.755,"end":1958.255,"confidence":0.98867935,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.06133819743990898},{"word":"with","start":1958.39,"end":1958.55,"confidence":0.9998109,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.04904435947537422},{"word":"the","start":1958.55,"end":1958.7101,"confidence":0.99982786,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05419149994850159},{"word":"weightings","start":1958.7101,"end":1959.1901,"confidence":0.93140197,"punctuated_word":"weightings","sentiment":"neutral","sentiment_score":0.02409866265952587},{"word":"and","start":1959.1901,"end":1959.27,"confidence":0.925596,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.051921743899583817},{"word":"why","start":1959.27,"end":1959.43,"confidence":0.82682604,"punctuated_word":"why","sentiment":"neutral","sentiment_score":0.04504244402050972},{"word":"they've","start":1959.43,"end":1959.67,"confidence":0.9937134,"punctuated_word":"they've","sentiment":"neutral","sentiment_score":0.031712666153907776},{"word":"changed","start":1959.67,"end":1959.91,"confidence":0.9747815,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.02547616511583328},{"word":"sort","start":1959.91,"end":1960.0701,"confidence":0.8745827,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.040952712297439575},{"word":"of","start":1960.0701,"end":1960.2301,"confidence":0.99200386,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04193705320358277},{"word":"income","start":1960.2301,"end":1960.55,"confidence":0.33730012,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.01121741533279419},{"word":"askew","start":1960.55,"end":1960.8701,"confidence":0.8807537,"punctuated_word":"askew","sentiment":"neutral","sentiment_score":0.00033961236476898193},{"word":"a","start":1960.8701,"end":1960.9501,"confidence":0.9962261,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.005933675915002823},{"word":"little","start":1960.9501,"end":1961.1101,"confidence":0.9998677,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.012754298746585846},{"word":"bit","start":1961.1101,"end":1961.3501,"confidence":0.82410574,"punctuated_word":"bit,","sentiment":"neutral","sentiment_score":0.027727220207452778},{"word":"we","start":1961.3501,"end":1961.51,"confidence":0.5465973,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07683224976062775},{"word":"talked","start":1961.51,"end":1961.8301,"confidence":0.48204938,"punctuated_word":"talked","sentiment":"neutral","sentiment_score":0.07269693166017532},{"word":"about","start":1961.8301,"end":1962.0701,"confidence":0.8787513,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":0.04808399081230163},{"word":"like","start":1962.0701,"end":1962.2301,"confidence":0.99273777,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.05542726442217827},{"word":"a","start":1962.2301,"end":1962.31,"confidence":0.9276751,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04813889414072037},{"word":"growth","start":1962.31,"end":1962.63,"confidence":0.97270966,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.05992979556322098},{"word":"at","start":1962.63,"end":1962.8701,"confidence":0.43807092,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.005702361464500427},{"word":"eighty","start":1962.8701,"end":1963.1101,"confidence":0.9947038,"punctuated_word":"eighty","sentiment":"neutral","sentiment_score":0.013306856155395508},{"word":"twenty","start":1963.1101,"end":1963.43,"confidence":0.8546392,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.028541624546051025},{"word":"split","start":1963.43,"end":1963.93,"confidence":0.9637394,"punctuated_word":"split.","sentiment":"neutral","sentiment_score":-0.011392205953598022},{"word":"the","start":1964.2301,"end":1964.39,"confidence":0.83669144,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.028116703033447266},{"word":"actual","start":1964.39,"end":1964.79,"confidence":0.9998393,"punctuated_word":"actual","sentiment":"neutral","sentiment_score":0.0611240528523922},{"word":"portfolio","start":1964.79,"end":1965.29,"confidence":0.9994733,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.04329100251197815},{"word":"when","start":1965.5901,"end":1965.75,"confidence":0.6799767,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.05119684338569641},{"word":"you","start":1965.75,"end":1965.91,"confidence":0.9969969,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04945621639490128},{"word":"originally","start":1965.91,"end":1966.39,"confidence":0.9695268,"punctuated_word":"originally","sentiment":"neutral","sentiment_score":0.04328802600502968},{"word":"recommended","start":1966.39,"end":1966.89,"confidence":0.9981805,"punctuated_word":"recommended","sentiment":"neutral","sentiment_score":0.08914284408092499},{"word":"was","start":1967.03,"end":1967.27,"confidence":0.99227095,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.08074475079774857},{"word":"a","start":1967.27,"end":1967.43,"confidence":0.9949591,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.09989635646343233},{"word":"high","start":1967.43,"end":1967.67,"confidence":0.9985783,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.05136111378669739},{"word":"growth","start":1967.67,"end":1967.9901,"confidence":0.99853516,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.07250674813985825},{"word":"portfolio","start":1967.9901,"end":1968.4901,"confidence":0.956694,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.04281983897089958},{"word":"which","start":1969.67,"end":1969.91,"confidence":0.9988965,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.02974090352654457},{"word":"is","start":1969.91,"end":1970.0701,"confidence":0.99850583,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.025759652256965637},{"word":"about","start":1970.0701,"end":1970.39,"confidence":0.99440044,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.026439839974045753},{"word":"a","start":1970.39,"end":1970.55,"confidence":0.9945102,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05063311755657196},{"word":"90","start":1970.55,"end":1971.05,"confidence":0.7151933,"punctuated_word":"90.","sentiment":"neutral","sentiment_score":0.04063290357589722},{"word":"that's","start":1971.5651,"end":1971.805,"confidence":0.92443216,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.04450564831495285},{"word":"about","start":1971.805,"end":1972.045,"confidence":0.99739766,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.052871838212013245},{"word":"a","start":1972.045,"end":1972.2051,"confidence":0.99716043,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06876366585493088},{"word":"ninety","start":1972.2051,"end":1972.525,"confidence":0.998672,"punctuated_word":"ninety","sentiment":"neutral","sentiment_score":0.04591405391693115},{"word":"ten","start":1972.525,"end":1972.8451,"confidence":0.91346323,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.04384826868772507},{"word":"split","start":1972.8451,"end":1973.245,"confidence":0.9929556,"punctuated_word":"split.","sentiment":"neutral","sentiment_score":0.04006526619195938},{"word":"so","start":1973.245,"end":1973.5651,"confidence":0.99911076,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.04791634902358055},{"word":"it","start":1973.5651,"end":1973.7251,"confidence":0.9306499,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.06056610494852066},{"word":"just","start":1973.7251,"end":1973.885,"confidence":0.5211476,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.06470781564712524},{"word":"obviously","start":1973.885,"end":1974.285,"confidence":0.47728997,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.04969504103064537},{"word":"when","start":1974.285,"end":1974.4451,"confidence":0.58959925,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.057623423635959625},{"word":"it's","start":1974.4451,"end":1974.765,"confidence":0.7216084,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.06163003295660019},{"word":"being","start":1974.765,"end":1975.005,"confidence":0.99368095,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.04441215842962265},{"word":"invested","start":1975.005,"end":1975.485,"confidence":0.9500424,"punctuated_word":"invested,","sentiment":"neutral","sentiment_score":0.027199987322092056},{"word":"the","start":1975.485,"end":1975.5651,"confidence":0.99966884,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00884631834924221},{"word":"market","start":1975.5651,"end":1975.885,"confidence":0.99242884,"punctuated_word":"market","sentiment":"neutral","sentiment_score":0.008303336799144745},{"word":"sort","start":1975.885,"end":1976.125,"confidence":0.98659885,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.0008058100938796997},{"word":"of","start":1976.125,"end":1976.2051,"confidence":0.820959,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.003786446526646614},{"word":"changed","start":1976.2051,"end":1976.4451,"confidence":0.89126515,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.001313796266913414},{"word":"and","start":1976.4451,"end":1976.525,"confidence":0.72901917,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.007436161860823631},{"word":"the","start":1976.525,"end":1976.685,"confidence":0.9994856,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.009605273604393004},{"word":"investment","start":1976.685,"end":1977.185,"confidence":0.9678073,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.003370249643921852},{"word":"sort","start":1977.245,"end":1977.5651,"confidence":0.9937085,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.0013590306043624878},{"word":"of","start":1977.5651,"end":1977.805,"confidence":0.9976539,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.010134093463420868},{"word":"changed","start":1977.805,"end":1978.045,"confidence":0.9584044,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.005393514409661293},{"word":"a","start":1978.045,"end":1978.125,"confidence":0.9984504,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.010793051682412624},{"word":"little","start":1978.125,"end":1978.365,"confidence":0.9999572,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.01117141917347908},{"word":"bit","start":1978.365,"end":1978.4451,"confidence":0.9910362,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.016505246981978416},{"word":"i","start":1978.4451,"end":1978.525,"confidence":0.99584144,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03077291324734688},{"word":"was","start":1978.525,"end":1978.605,"confidence":0.8976223,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.02148858644068241},{"word":"just","start":1978.605,"end":1978.685,"confidence":0.98885345,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.05419730767607689},{"word":"basing","start":1978.685,"end":1979.005,"confidence":0.99037254,"punctuated_word":"basing","sentiment":"neutral","sentiment_score":0.05323638767004013},{"word":"off","start":1979.005,"end":1979.0851,"confidence":0.8903911,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.043175458908081055},{"word":"the","start":1979.0851,"end":1979.245,"confidence":0.97964865,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04746082425117493},{"word":"percentages","start":1979.245,"end":1979.7251,"confidence":0.99807787,"punctuated_word":"percentages","sentiment":"neutral","sentiment_score":0.038544222712516785},{"word":"that","start":1979.7251,"end":1979.885,"confidence":0.9993044,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.044589973986148834},{"word":"i","start":1979.885,"end":1979.9651,"confidence":0.9998617,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03191496431827545},{"word":"could","start":1979.9651,"end":1980.125,"confidence":0.99954647,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.02892599068582058},{"word":"see","start":1980.125,"end":1980.285,"confidence":0.9943403,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.03512348607182503},{"word":"there","start":1980.285,"end":1980.4451,"confidence":0.9122065,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.030044957995414737},{"word":"but","start":1980.4451,"end":1980.605,"confidence":0.9997451,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.02636112831532955},{"word":"i","start":1980.605,"end":1980.685,"confidence":0.9718713,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0505608543753624},{"word":"actually","start":1980.685,"end":1981.005,"confidence":0.9952662,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.04810228943824768},{"word":"looked","start":1981.005,"end":1981.165,"confidence":0.99217963,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":0.050148941576480865},{"word":"in","start":1981.165,"end":1981.3251,"confidence":0.52974796,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.05330496281385422},{"word":"the","start":1981.3251,"end":1981.485,"confidence":0.99876356,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05567386746406555},{"word":"actual","start":1981.485,"end":1981.805,"confidence":0.9996574,"punctuated_word":"actual","sentiment":"neutral","sentiment_score":0.055662646889686584},{"word":"portfolio","start":1981.805,"end":1982.285,"confidence":0.99755704,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.03234463557600975},{"word":"it","start":1982.285,"end":1982.365,"confidence":0.84094584,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0515621118247509},{"word":"was","start":1982.365,"end":1982.865,"confidence":0.9936534,"punctuated_word":"was.","sentiment":"neutral","sentiment_score":0.046381134539842606},{"word":"it","start":1983.005,"end":1983.165,"confidence":0.9993223,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.08024951070547104},{"word":"is","start":1983.165,"end":1983.405,"confidence":0.9997774,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.07881785929203033},{"word":"a","start":1983.405,"end":1983.645,"confidence":0.99929094,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11303690075874329},{"word":"a","start":1983.645,"end":1983.805,"confidence":0.9542865,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.15463554859161377},{"word":"high","start":1983.805,"end":1984.045,"confidence":0.9803038,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.12066321074962616},{"word":"growth","start":1984.045,"end":1984.365,"confidence":0.9990491,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.12019312381744383},{"word":"portfolio","start":1984.365,"end":1984.865,"confidence":0.9591371,"punctuated_word":"portfolio,","sentiment":"neutral","sentiment_score":0.09649459272623062},{"word":"which","start":1985.73,"end":1985.89,"confidence":0.9999026,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.08408123254776001},{"word":"is","start":1985.89,"end":1985.97,"confidence":0.99974066,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06877236068248749},{"word":"that","start":1985.97,"end":1986.21,"confidence":0.6359849,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11331646889448166},{"word":"ninety","start":1986.21,"end":1986.53,"confidence":0.99760324,"punctuated_word":"ninety","sentiment":"neutral","sentiment_score":0.06495751440525055},{"word":"ten","start":1986.53,"end":1986.77,"confidence":0.81028295,"punctuated_word":"ten","sentiment":"neutral","sentiment_score":0.05816378444433212},{"word":"split","start":1986.77,"end":1987.27,"confidence":0.99795496,"punctuated_word":"split.","sentiment":"neutral","sentiment_score":0.0733194649219513},{"word":"you","start":1987.33,"end":1987.49,"confidence":0.79943204,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.10622280091047288},{"word":"did","start":1987.49,"end":1987.73,"confidence":0.9981407,"punctuated_word":"did","sentiment":"neutral","sentiment_score":0.09968597441911696},{"word":"come","start":1987.73,"end":1987.89,"confidence":0.99976414,"punctuated_word":"come","sentiment":"neutral","sentiment_score":0.1086183711886406},{"word":"out","start":1987.89,"end":1988.05,"confidence":0.99790144,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.09946232289075851},{"word":"as","start":1988.05,"end":1988.13,"confidence":0.99757475,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05805841088294983},{"word":"a","start":1988.13,"end":1988.21,"confidence":0.99206394,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.092888206243515},{"word":"growth","start":1988.21,"end":1988.53,"confidence":0.9984487,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.07181128114461899},{"word":"investor","start":1988.53,"end":1988.85,"confidence":0.937574,"punctuated_word":"investor,","sentiment":"neutral","sentiment_score":0.04682323336601257},{"word":"which","start":1988.85,"end":1989.01,"confidence":0.99994814,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.044220488518476486},{"word":"is","start":1989.01,"end":1989.09,"confidence":0.994726,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.032369840890169144},{"word":"around","start":1989.09,"end":1989.41,"confidence":0.99685717,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.042427968233823776},{"word":"that","start":1989.41,"end":1989.57,"confidence":0.9718882,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.047916628420352936},{"word":"8020","start":1989.57,"end":1990.13,"confidence":0.98809004,"punctuated_word":"8020.","sentiment":"neutral","sentiment_score":0.04162370413541794},{"word":"now","start":1990.13,"end":1990.63,"confidence":0.99903846,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.08777498453855515},{"word":"in","start":1990.85,"end":1991.09,"confidence":0.9439298,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08386474847793579},{"word":"saying","start":1991.09,"end":1991.33,"confidence":0.9997255,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":0.092885822057724},{"word":"that","start":1991.33,"end":1991.57,"confidence":0.9996493,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09803586453199388},{"word":"you","start":1991.57,"end":1991.65,"confidence":0.6316484,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.15198597311973572},{"word":"are","start":1991.65,"end":1991.81,"confidence":0.9951296,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.13743259012699127},{"word":"on","start":1991.81,"end":1991.89,"confidence":0.92705303,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.14399023354053497},{"word":"the","start":1991.89,"end":1992.05,"confidence":0.9978776,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.13473322987556458},{"word":"younger","start":1992.05,"end":1992.29,"confidence":0.99485165,"punctuated_word":"younger","sentiment":"neutral","sentiment_score":0.09066464006900787},{"word":"side","start":1992.29,"end":1992.45,"confidence":0.99986124,"punctuated_word":"side","sentiment":"neutral","sentiment_score":0.0953901708126068},{"word":"of","start":1992.45,"end":1992.61,"confidence":0.9997178,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.06987303495407104},{"word":"things","start":1992.61,"end":1992.85,"confidence":0.94409776,"punctuated_word":"things,","sentiment":"neutral","sentiment_score":0.08824534714221954},{"word":"especially","start":1992.85,"end":1993.25,"confidence":0.9997259,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.07459376752376556},{"word":"when","start":1993.25,"end":1993.41,"confidence":0.98878914,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.10977429151535034},{"word":"it","start":1993.41,"end":1993.49,"confidence":0.9997129,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09397059679031372},{"word":"comes","start":1993.49,"end":1993.81,"confidence":0.9997814,"punctuated_word":"comes","sentiment":"neutral","sentiment_score":0.08218169212341309},{"word":"to","start":1993.81,"end":1994.13,"confidence":0.9997979,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.09830722212791444},{"word":"to","start":1994.13,"end":1994.29,"confidence":0.9774994,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1275138556957245},{"word":"superannuation","start":1994.29,"end":1994.79,"confidence":0.895491,"punctuated_word":"superannuation,","sentiment":"neutral","sentiment_score":0.09984743595123292},{"word":"so","start":1995.09,"end":1995.33,"confidence":0.9989157,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.0923946052789688},{"word":"you","start":1995.33,"end":1995.41,"confidence":0.99979657,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18287628889083865},{"word":"can","start":1995.41,"end":1995.73,"confidence":0.9999125,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.1593073606491089},{"word":"more","start":1995.73,"end":1995.97,"confidence":0.99927205,"punctuated_word":"more","sentiment":"neutral","sentiment_score":0.15496110916137695},{"word":"than","start":1995.97,"end":1996.29,"confidence":0.99938905,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.1027231216430664},{"word":"take","start":1996.29,"end":1996.53,"confidence":0.99957365,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.13910594582557678},{"word":"on","start":1996.53,"end":1996.77,"confidence":0.9997876,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.1636398434638977},{"word":"that","start":1996.77,"end":1996.93,"confidence":0.99973553,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16256481409072876},{"word":"level","start":1996.93,"end":1997.17,"confidence":0.9999691,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.08779935538768768},{"word":"of","start":1997.17,"end":1997.33,"confidence":0.99938464,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.10562444478273392},{"word":"risk","start":1997.33,"end":1997.57,"confidence":0.999741,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.06960494071245193},{"word":"in","start":1997.57,"end":1997.73,"confidence":0.99731773,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.14237937331199646},{"word":"a","start":1997.73,"end":1997.81,"confidence":0.99898964,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.16003704071044922},{"word":"high","start":1997.81,"end":1997.97,"confidence":0.96460694,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.12967553734779358},{"word":"growth","start":1997.97,"end":1998.37,"confidence":0.9994067,"punctuated_word":"growth","sentiment":"neutral","sentiment_score":0.17458593845367432},{"word":"portfolio","start":1998.37,"end":1998.87,"confidence":0.9995383,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.123124897480011},{"word":"and","start":1999.49,"end":1999.73,"confidence":0.90008336,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13935664296150208},{"word":"and","start":1999.73,"end":1999.97,"confidence":0.9921342,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.12695138156414032},{"word":"keeping","start":1999.97,"end":2000.37,"confidence":0.99947387,"punctuated_word":"keeping","sentiment":"neutral","sentiment_score":0.16191379725933075},{"word":"that","start":2000.37,"end":2000.61,"confidence":0.99942505,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1783609688282013},{"word":"there","start":2000.61,"end":2001.11,"confidence":0.87242836,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.155019611120224},{"word":"especially","start":2002.745,"end":2002.905,"confidence":0.98150545,"punctuated_word":"especially","sentiment":"neutral","sentiment_score":0.19483500719070437},{"word":"in","start":2002.905,"end":2003.065,"confidence":0.94795316,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.18007145822048187},{"word":"the","start":2003.065,"end":2003.225,"confidence":0.93055135,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.16121965646743774},{"word":"in","start":2003.225,"end":2003.3049,"confidence":0.6934628,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.167520672082901},{"word":"the","start":2003.3049,"end":2003.385,"confidence":0.9996106,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.14248892664909363},{"word":"meantime","start":2003.385,"end":2003.785,"confidence":0.9932985,"punctuated_word":"meantime","sentiment":"neutral","sentiment_score":0.18311886489391327},{"word":"given","start":2003.785,"end":2004.025,"confidence":0.57647306,"punctuated_word":"given","sentiment":"neutral","sentiment_score":0.17467819154262543},{"word":"that","start":2004.025,"end":2004.1849,"confidence":0.9995982,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1196807026863098},{"word":"you","start":2004.1849,"end":2004.345,"confidence":0.99986446,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.13838468492031095},{"word":"are","start":2004.345,"end":2004.505,"confidence":0.9994198,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.1319105327129364},{"word":"currently","start":2004.505,"end":2004.905,"confidence":0.99978596,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":0.13132600486278534},{"word":"in","start":2004.905,"end":2005.065,"confidence":0.9994708,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.13647447526454926},{"word":"a","start":2005.065,"end":2005.145,"confidence":0.9982254,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.14740368723869324},{"word":"high","start":2005.145,"end":2005.385,"confidence":0.95239276,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.11004611104726791},{"word":"growth","start":2005.385,"end":2005.885,"confidence":0.98205006,"punctuated_word":"growth.","sentiment":"neutral","sentiment_score":0.11143571138381958},{"word":"and","start":2005.945,"end":2006.105,"confidence":0.99955815,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.13004085421562195},{"word":"then","start":2006.105,"end":2006.265,"confidence":0.99869186,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.1647578924894333},{"word":"as","start":2006.265,"end":2006.4249,"confidence":0.9926548,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.21178248524665833},{"word":"you","start":2006.4249,"end":2006.505,"confidence":0.99988055,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2476016730070114},{"word":"do","start":2006.505,"end":2006.745,"confidence":0.99968696,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.21902115643024445},{"word":"get","start":2006.745,"end":2006.905,"confidence":0.9977715,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2157940119504929},{"word":"close","start":2006.905,"end":2007.145,"confidence":0.59629154,"punctuated_word":"close","sentiment":"neutral","sentiment_score":0.19394607841968536},{"word":"to","start":2007.145,"end":2007.3049,"confidence":0.98561954,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18408428132534027},{"word":"retirement","start":2007.3049,"end":2007.785,"confidence":0.99403316,"punctuated_word":"retirement","sentiment":"neutral","sentiment_score":0.142608180642128},{"word":"and","start":2007.785,"end":2007.945,"confidence":0.93399274,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13635921478271484},{"word":"sort","start":2007.945,"end":2008.265,"confidence":0.9632307,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.13700640201568604},{"word":"of","start":2008.265,"end":2008.4249,"confidence":0.99508506,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13306890428066254},{"word":"get","start":2008.4249,"end":2008.825,"confidence":0.9982803,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.18536321818828583},{"word":"close","start":2008.825,"end":2009.145,"confidence":0.6941831,"punctuated_word":"close","sentiment":"neutral","sentiment_score":0.20517057180404663},{"word":"to","start":2009.145,"end":2009.3049,"confidence":0.9828996,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2564728856086731},{"word":"the","start":2009.3049,"end":2009.385,"confidence":0.7746306,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2298826277256012},{"word":"returns","start":2009.385,"end":2009.705,"confidence":0.94622016,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.2476404458284378},{"word":"that","start":2009.705,"end":2009.865,"confidence":0.9996464,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.23158323764801023},{"word":"you'd","start":2009.865,"end":2010.025,"confidence":0.9998082,"punctuated_word":"you'd","sentiment":"neutral","sentiment_score":0.22263066470623016},{"word":"like","start":2010.025,"end":2010.265,"confidence":0.99728566,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.2454279214143753},{"word":"you","start":2010.265,"end":2010.4249,"confidence":0.9983917,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2747349143028259},{"word":"can","start":2010.4249,"end":2010.585,"confidence":0.9984238,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.22068840265274048},{"word":"sort","start":2010.585,"end":2010.825,"confidence":0.9965145,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.19871175289154053},{"word":"of","start":2010.825,"end":2010.905,"confidence":0.86363024,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2112282961606979},{"word":"look","start":2010.905,"end":2011.065,"confidence":0.999209,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.1937749981880188},{"word":"at","start":2011.065,"end":2011.565,"confidence":0.9995622,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.21460667252540588},{"word":"reducing","start":2011.625,"end":2012.125,"confidence":0.99952173,"punctuated_word":"reducing","sentiment":"neutral","sentiment_score":0.17093664407730105},{"word":"that","start":2012.1849,"end":2012.345,"confidence":0.9995442,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.11358968913555144},{"word":"level","start":2012.345,"end":2012.6649,"confidence":0.9999604,"punctuated_word":"level","sentiment":"neutral","sentiment_score":0.0047471970319747925},{"word":"of","start":2012.6649,"end":2012.825,"confidence":0.9996289,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.051603592932224274},{"word":"risk","start":2012.825,"end":2013.145,"confidence":0.95095766,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":-0.006999894976615906},{"word":"but","start":2013.145,"end":2013.3049,"confidence":0.9958141,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.13692998886108398},{"word":"you","start":2013.3049,"end":2013.385,"confidence":0.9998872,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.12966063618659973},{"word":"know","start":2013.385,"end":2013.625,"confidence":0.9998734,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":0.14507058262825012},{"word":"while","start":2013.625,"end":2013.785,"confidence":0.98602676,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.15954114496707916},{"word":"you're","start":2013.785,"end":2013.945,"confidence":0.9878343,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.2346082180738449},{"word":"younger","start":2013.945,"end":2014.4249,"confidence":0.80284786,"punctuated_word":"younger,","sentiment":"neutral","sentiment_score":0.242227703332901},{"word":"contributing","start":2014.4249,"end":2014.9249,"confidence":0.9828487,"punctuated_word":"contributing","sentiment":"neutral","sentiment_score":0.3006743788719177},{"word":"well","start":2015.065,"end":2015.465,"confidence":0.87649554,"punctuated_word":"well,","sentiment":"positive","sentiment_score":0.33971863985061646},{"word":"earning","start":2015.465,"end":2015.785,"confidence":0.99955696,"punctuated_word":"earning","sentiment":"positive","sentiment_score":0.39231130480766296},{"word":"good","start":2015.785,"end":2016.025,"confidence":0.9998418,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.31540846824645996},{"word":"money","start":2016.025,"end":2016.51,"confidence":0.9964817,"punctuated_word":"money,","sentiment":"neutral","sentiment_score":0.3137635290622711},{"word":"you","start":2016.99,"end":2017.0701,"confidence":0.99012136,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.2856025993824005},{"word":"can","start":2017.0701,"end":2017.31,"confidence":0.9751237,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.23546019196510315},{"word":"afford","start":2017.31,"end":2017.63,"confidence":0.99971336,"punctuated_word":"afford","sentiment":"neutral","sentiment_score":0.31695613265037537},{"word":"to","start":2017.63,"end":2017.79,"confidence":0.9979892,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2009877860546112},{"word":"take","start":2017.79,"end":2017.95,"confidence":0.999915,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.2387307584285736},{"word":"on","start":2017.95,"end":2018.11,"confidence":0.9997887,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.25767767429351807},{"word":"that","start":2018.11,"end":2018.27,"confidence":0.99961495,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2493208348751068},{"word":"risk","start":2018.27,"end":2018.51,"confidence":0.999874,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.14781978726387024},{"word":"and","start":2018.51,"end":2018.83,"confidence":0.99084246,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16993646323680878},{"word":"aim","start":2018.83,"end":2019.0701,"confidence":0.9950296,"punctuated_word":"aim","sentiment":"neutral","sentiment_score":0.23682300746440887},{"word":"for","start":2019.0701,"end":2019.31,"confidence":0.99976426,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.21217024326324463},{"word":"those","start":2019.31,"end":2019.55,"confidence":0.99966645,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.26878052949905396},{"word":"higher","start":2019.55,"end":2019.79,"confidence":0.8732145,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":0.2207084596157074},{"word":"returns","start":2019.79,"end":2020.1901,"confidence":0.92115635,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":0.2924439013004303},{"word":"in","start":2020.1901,"end":2020.35,"confidence":0.9951348,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.2172447144985199},{"word":"that","start":2020.35,"end":2020.59,"confidence":0.99991417,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.19574524462223053},{"word":"period","start":2020.59,"end":2020.99,"confidence":0.8431586,"punctuated_word":"period,","sentiment":"neutral","sentiment_score":0.19025546312332153},{"word":"if","start":2020.99,"end":2021.23,"confidence":0.987956,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.14715281128883362},{"word":"that","start":2021.23,"end":2021.39,"confidence":0.9998981,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1916057765483856},{"word":"makes","start":2021.39,"end":2021.63,"confidence":0.9238381,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":0.12479376047849657},{"word":"sense","start":2021.63,"end":2022.13,"confidence":0.9435119,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":0.11541800945997238},{"word":"are","start":2024.03,"end":2024.27,"confidence":0.9950795,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":0.08817972242832184},{"word":"you","start":2024.27,"end":2024.35,"confidence":0.9999032,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.11792268604040146},{"word":"still","start":2024.35,"end":2024.59,"confidence":0.9988557,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.08543600887060165},{"word":"comfortable","start":2024.59,"end":2024.91,"confidence":0.9997675,"punctuated_word":"comfortable","sentiment":"neutral","sentiment_score":0.09049389511346816},{"word":"with","start":2024.91,"end":2025.0701,"confidence":0.9993789,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.17122125625610352},{"word":"the","start":2025.0701,"end":2025.23,"confidence":0.9994518,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.134663388133049},{"word":"high","start":2025.23,"end":2025.39,"confidence":0.67273647,"punctuated_word":"high","sentiment":"neutral","sentiment_score":0.15249142050743103},{"word":"growth","start":2025.39,"end":2025.63,"confidence":0.9982822,"punctuated_word":"growth?","sentiment":"neutral","sentiment_score":0.17298057675361633},{"word":"is","start":2025.63,"end":2025.79,"confidence":0.9994954,"punctuated_word":"Is","sentiment":"neutral","sentiment_score":0.097073994576931},{"word":"that","start":2025.79,"end":2025.87,"confidence":0.9997063,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.13885852694511414},{"word":"something","start":2025.87,"end":2026.1901,"confidence":0.9954396,"punctuated_word":"something","sentiment":"neutral","sentiment_score":0.07037939131259918},{"word":"you","start":2026.1901,"end":2026.27,"confidence":0.9828593,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07879962027072906},{"word":"wanna","start":2026.27,"end":2026.59,"confidence":0.9391523,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.11093195527791976},{"word":"review","start":2026.59,"end":2026.91,"confidence":0.9974256,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.0968279093503952},{"word":"as","start":2026.91,"end":2027.0701,"confidence":0.99917823,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.05854327976703644},{"word":"well","start":2027.0701,"end":2027.39,"confidence":0.9308759,"punctuated_word":"well?","sentiment":"neutral","sentiment_score":0.04919053986668587},{"word":"or","start":2027.39,"end":2027.89,"confidence":0.8499709,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.09970826655626296},{"word":"perfect","start":2034.285,"end":2034.785,"confidence":0.93394536,"punctuated_word":"perfect.","sentiment":"positive","sentiment_score":0.4561436176300049},{"word":"now","start":2035.485,"end":2035.985,"confidence":0.983951,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.15911082923412323},{"word":"i","start":2036.125,"end":2036.285,"confidence":0.98389685,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12534378468990326},{"word":"am","start":2036.285,"end":2036.4451,"confidence":0.99861836,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.1617380827665329},{"word":"gonna","start":2036.4451,"end":2036.845,"confidence":0.98944783,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.1562601923942566},{"word":"send","start":2036.845,"end":2037.165,"confidence":0.999315,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.14489659667015076},{"word":"you","start":2037.165,"end":2037.665,"confidence":0.9999478,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.112367145717144},{"word":"just","start":2038.045,"end":2038.365,"confidence":0.88417846,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.10521020740270616},{"word":"the","start":2038.365,"end":2038.865,"confidence":0.9974517,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11416006088256836},{"word":"the","start":2039.245,"end":2039.485,"confidence":0.84963495,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10253347456455232},{"word":"docusign","start":2039.485,"end":2039.985,"confidence":0.997814,"punctuated_word":"DocuSign","sentiment":"neutral","sentiment_score":0.09387293457984924},{"word":"there","start":2040.365,"end":2040.865,"confidence":0.9978356,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.1005360782146454},{"word":"or","start":2041.0851,"end":2041.405,"confidence":0.7435425,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.09373487532138824},{"word":"otusign","start":2041.405,"end":2041.905,"confidence":0.61877215,"punctuated_word":"Otusign","sentiment":"neutral","sentiment_score":0.08776892721652985},{"word":"that","start":2042.045,"end":2042.2051,"confidence":0.6092075,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08285599201917648},{"word":"it's","start":2042.2051,"end":2042.4451,"confidence":0.9020053,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.06010439991950989},{"word":"changed","start":2042.4451,"end":2042.765,"confidence":0.99631786,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.07968630641698837},{"word":"to","start":2042.765,"end":2043.265,"confidence":0.9834525,"punctuated_word":"to.","sentiment":"neutral","sentiment_score":0.07045599073171616},{"word":"so","start":2043.63,"end":2043.87,"confidence":0.9993493,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.08648054301738739},{"word":"this","start":2043.87,"end":2044.35,"confidence":0.9996069,"punctuated_word":"this","sentiment":"neutral","sentiment_score":0.10461682826280594},{"word":"will","start":2044.35,"end":2044.59,"confidence":0.9993899,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.10509362071752548},{"word":"have","start":2044.59,"end":2044.99,"confidence":0.99981683,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.10937797278165816},{"word":"a","start":2044.99,"end":2045.0701,"confidence":0.9996697,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.10647598654031754},{"word":"few","start":2045.0701,"end":2045.31,"confidence":0.999582,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.08978617191314697},{"word":"signable","start":2045.31,"end":2045.79,"confidence":0.9923709,"punctuated_word":"signable","sentiment":"neutral","sentiment_score":0.10012011229991911},{"word":"documents","start":2045.79,"end":2046.27,"confidence":0.99957174,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.09465717524290083},{"word":"there","start":2046.27,"end":2046.51,"confidence":0.99944454,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.10851658135652542},{"word":"with","start":2046.51,"end":2046.67,"confidence":0.9985896,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.09759700298309326},{"word":"that","start":2046.67,"end":2046.83,"confidence":0.999931,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08723316341638565},{"word":"one","start":2046.83,"end":2047.23,"confidence":0.9986708,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.0833006501197815},{"word":"it'll","start":2047.23,"end":2047.47,"confidence":0.951583,"punctuated_word":"It'll","sentiment":"neutral","sentiment_score":0.08522333204746246},{"word":"just","start":2047.47,"end":2047.63,"confidence":0.99314815,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08746020495891571},{"word":"be","start":2047.63,"end":2047.79,"confidence":0.9972625,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.09204595535993576},{"word":"the","start":2047.79,"end":2047.87,"confidence":0.99927884,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0836288332939148},{"word":"ongoing","start":2047.87,"end":2048.19,"confidence":0.99885046,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.09274395555257796},{"word":"service","start":2048.19,"end":2048.51,"confidence":0.9978072,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.06050731986761093},{"word":"agreement","start":2048.51,"end":2048.91,"confidence":0.9850055,"punctuated_word":"agreement","sentiment":"neutral","sentiment_score":0.06685240566730499},{"word":"tax","start":2048.91,"end":2049.15,"confidence":0.78418875,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.1089472845196724},{"word":"file","start":2049.15,"end":2049.47,"confidence":0.96954095,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.0702805444598198},{"word":"opt","start":2049.47,"end":2049.6301,"confidence":0.9851093,"punctuated_word":"opt","sentiment":"neutral","sentiment_score":0.09452100098133089},{"word":"in","start":2049.6301,"end":2049.87,"confidence":0.9965186,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.06249512359499931},{"word":"form","start":2049.87,"end":2050.11,"confidence":0.7927599,"punctuated_word":"form.","sentiment":"neutral","sentiment_score":0.0850570797920227},{"word":"so","start":2050.11,"end":2050.27,"confidence":0.9995679,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06836484372615814},{"word":"that's","start":2050.27,"end":2050.59,"confidence":0.99977547,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.06317877024412155},{"word":"from","start":2050.59,"end":2050.83,"confidence":0.9991923,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.05770318955183029},{"word":"where","start":2050.83,"end":2050.99,"confidence":0.9989317,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.053083647042512894},{"word":"we've","start":2050.99,"end":2051.31,"confidence":0.99374616,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":0.06760774552822113},{"word":"changed","start":2051.31,"end":2051.71,"confidence":0.99642307,"punctuated_word":"changed","sentiment":"neutral","sentiment_score":0.08559498935937881},{"word":"where","start":2051.79,"end":2051.95,"confidence":0.99962485,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.059243977069854736},{"word":"we","start":2051.95,"end":2052.19,"confidence":0.9985078,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.07028558850288391},{"word":"store","start":2052.19,"end":2052.43,"confidence":0.9882734,"punctuated_word":"store","sentiment":"neutral","sentiment_score":0.07559691369533539},{"word":"your","start":2052.43,"end":2052.59,"confidence":0.9940553,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.08545241504907608},{"word":"tax","start":2052.59,"end":2052.83,"confidence":0.9960194,"punctuated_word":"tax","sentiment":"neutral","sentiment_score":0.09252402931451796},{"word":"file","start":2052.83,"end":2053.07,"confidence":0.9590069,"punctuated_word":"file","sentiment":"neutral","sentiment_score":0.060556866228580475},{"word":"number","start":2053.07,"end":2053.31,"confidence":0.9983071,"punctuated_word":"number","sentiment":"neutral","sentiment_score":0.072471022605896},{"word":"on","start":2053.31,"end":2053.47,"confidence":0.99444723,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.06962702423334122},{"word":"file","start":2053.47,"end":2053.97,"confidence":0.99725604,"punctuated_word":"file.","sentiment":"neutral","sentiment_score":0.07318343222141266},{"word":"the","start":2054.11,"end":2054.27,"confidence":0.96848565,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.04438533633947373},{"word":"ongoing","start":2054.27,"end":2054.67,"confidence":0.98402655,"punctuated_word":"ongoing","sentiment":"neutral","sentiment_score":0.06043253466486931},{"word":"service","start":2054.67,"end":2055.07,"confidence":0.9807438,"punctuated_word":"service","sentiment":"neutral","sentiment_score":0.03871895372867584},{"word":"agreement","start":2055.07,"end":2055.405,"confidence":0.8903438,"punctuated_word":"agreement","sentiment":"neutral","sentiment_score":0.06255832314491272},{"word":"is","start":2055.485,"end":2055.645,"confidence":0.99737203,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.04208938032388687},{"word":"in","start":2055.645,"end":2055.805,"confidence":0.998728,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.0492032989859581},{"word":"regards","start":2055.805,"end":2056.125,"confidence":0.99742126,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.06718763709068298},{"word":"to","start":2056.125,"end":2056.365,"confidence":0.9974728,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.06476961076259613},{"word":"the","start":2056.365,"end":2056.445,"confidence":0.84568906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06479239463806152},{"word":"service","start":2056.445,"end":2056.7651,"confidence":0.70651317,"punctuated_word":"service,","sentiment":"neutral","sentiment_score":0.0712236613035202},{"word":"and","start":2056.7651,"end":2056.925,"confidence":0.99953115,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08273860812187195},{"word":"if","start":2056.925,"end":2057.085,"confidence":0.999161,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.08020396530628204},{"word":"you're","start":2057.085,"end":2057.165,"confidence":0.9875877,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.07736428827047348},{"word":"happy","start":2057.165,"end":2057.3252,"confidence":0.99907994,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.0972745046019554},{"word":"to","start":2057.3252,"end":2057.485,"confidence":0.8006104,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07614526152610779},{"word":"stay","start":2057.485,"end":2057.725,"confidence":0.99880314,"punctuated_word":"stay","sentiment":"neutral","sentiment_score":0.09166048467159273},{"word":"on","start":2057.725,"end":2057.885,"confidence":0.91409034,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04577379301190376},{"word":"for","start":2057.885,"end":2058.045,"confidence":0.99583143,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.05270206928253174},{"word":"the","start":2058.045,"end":2058.125,"confidence":0.99949133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.037417177110910416},{"word":"next","start":2058.125,"end":2058.365,"confidence":0.9988085,"punctuated_word":"next","sentiment":"neutral","sentiment_score":0.07494551688432693},{"word":"twelve","start":2058.365,"end":2058.605,"confidence":0.9997744,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.10253065824508668},{"word":"months","start":2058.605,"end":2058.925,"confidence":0.79737866,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.03294755518436432},{"word":"obviously","start":2058.925,"end":2059.425,"confidence":0.9919307,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.011159548535943031},{"word":"it","start":2059.565,"end":2059.805,"confidence":0.9997476,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.02476346120238304},{"word":"isn't","start":2059.805,"end":2060.125,"confidence":0.9950752,"punctuated_word":"isn't","sentiment":"neutral","sentiment_score":-0.03639213740825653},{"word":"a","start":2060.125,"end":2060.285,"confidence":0.9991033,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.04834841191768646},{"word":"locking","start":2060.285,"end":2060.685,"confidence":0.5156025,"punctuated_word":"locking","sentiment":"neutral","sentiment_score":-0.050091877579689026},{"word":"contract","start":2060.685,"end":2061.165,"confidence":0.99701715,"punctuated_word":"contract","sentiment":"neutral","sentiment_score":-0.0458756722509861},{"word":"there","start":2061.165,"end":2061.485,"confidence":0.9998041,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.03771195933222771},{"word":"as","start":2061.485,"end":2061.565,"confidence":0.9998896,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.022275559604167935},{"word":"well","start":2061.565,"end":2062.065,"confidence":0.99849635,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.0016132388263940811},{"word":"so","start":2063.405,"end":2063.645,"confidence":0.88792205,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.012469682842493056},{"word":"with","start":2063.645,"end":2063.885,"confidence":0.99709153,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.030217815190553665},{"word":"that","start":2063.885,"end":2064.045,"confidence":0.99996734,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03510887920856476},{"word":"one","start":2064.045,"end":2064.365,"confidence":0.9974655,"punctuated_word":"one,","sentiment":"neutral","sentiment_score":-0.03486990928649902},{"word":"if","start":2064.365,"end":2064.5251,"confidence":0.999488,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.0926833301782608},{"word":"you","start":2064.5251,"end":2064.685,"confidence":0.9999198,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.08371330797672272},{"word":"see","start":2064.685,"end":2064.925,"confidence":0.9982597,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.09397678077220915},{"word":"my","start":2064.925,"end":2065.085,"confidence":0.99963665,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.07656876742839813},{"word":"advice","start":2065.085,"end":2065.485,"confidence":0.98181444,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.10601800680160522},{"word":"and","start":2065.485,"end":2065.565,"confidence":0.9229859,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0568491630256176},{"word":"you","start":2065.565,"end":2065.725,"confidence":0.99965656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04602351784706116},{"word":"see","start":2065.725,"end":2065.965,"confidence":0.9847723,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.04182017594575882},{"word":"my","start":2065.965,"end":2066.125,"confidence":0.98679906,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.05681377649307251},{"word":"update","start":2066.125,"end":2066.365,"confidence":0.9063594,"punctuated_word":"update,","sentiment":"neutral","sentiment_score":-0.059156548231840134},{"word":"you're","start":2066.365,"end":2066.5251,"confidence":0.92173374,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.2527628540992737},{"word":"not","start":2066.5251,"end":2066.7651,"confidence":0.9984371,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.38705766201019287},{"word":"too","start":2066.7651,"end":2066.925,"confidence":0.97465706,"punctuated_word":"too","sentiment":"negative","sentiment_score":-0.3504943549633026},{"word":"happy","start":2066.925,"end":2067.165,"confidence":0.9988543,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":-0.24563319981098175},{"word":"with","start":2067.165,"end":2067.325,"confidence":0.9996284,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.29023241996765137},{"word":"it","start":2067.325,"end":2067.485,"confidence":0.9998448,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.25408586859703064},{"word":"and","start":2067.485,"end":2067.565,"confidence":0.6833048,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.16711559891700745},{"word":"you're","start":2067.565,"end":2067.805,"confidence":0.95752,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":-0.15508481860160828},{"word":"sort","start":2067.805,"end":2068.045,"confidence":0.9977399,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.16136977076530457},{"word":"of","start":2068.045,"end":2068.125,"confidence":0.77078986,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.10872571170330048},{"word":"done","start":2068.125,"end":2068.5,"confidence":0.9998549,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.21946981549263},{"word":"with","start":2068.66,"end":2068.82,"confidence":0.9998141,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.15551181137561798},{"word":"the","start":2068.82,"end":2068.98,"confidence":0.9993647,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1542159467935562},{"word":"service","start":2068.98,"end":2069.38,"confidence":0.8929548,"punctuated_word":"service,","sentiment":"neutral","sentiment_score":-0.10788367688655852},{"word":"it's","start":2069.38,"end":2069.54,"confidence":0.9989501,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.09267325699329376},{"word":"not","start":2069.54,"end":2069.7,"confidence":0.99778986,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.11318659782409668},{"word":"locked","start":2069.7,"end":2069.94,"confidence":0.6066772,"punctuated_word":"locked","sentiment":"neutral","sentiment_score":-0.07731456309556961},{"word":"in","start":2069.94,"end":2070.1,"confidence":0.99772066,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.17110998928546906},{"word":"contract","start":2070.1,"end":2070.42,"confidence":0.7768239,"punctuated_word":"contract.","sentiment":"neutral","sentiment_score":-0.08049153536558151},{"word":"so","start":2070.42,"end":2070.58,"confidence":0.993419,"punctuated_word":"So","sentiment":"positive","sentiment_score":0.514137864112854},{"word":"there's","start":2070.58,"end":2070.6602,"confidence":0.97312677,"punctuated_word":"there's","sentiment":"positive","sentiment_score":0.5615851879119873},{"word":"a","start":2070.6602,"end":2070.74,"confidence":0.68357426,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.5461498498916626},{"word":"bit","start":2070.74,"end":2070.98,"confidence":0.98936045,"punctuated_word":"bit","sentiment":"positive","sentiment_score":0.4858155846595764},{"word":"of","start":2070.98,"end":2071.06,"confidence":0.9893964,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6215457916259766},{"word":"peace","start":2071.06,"end":2071.22,"confidence":0.9772514,"punctuated_word":"peace","sentiment":"positive","sentiment_score":0.55311119556427},{"word":"of","start":2071.22,"end":2071.3,"confidence":0.9944195,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6896615624427795},{"word":"mind","start":2071.3,"end":2071.54,"confidence":0.99971575,"punctuated_word":"mind","sentiment":"positive","sentiment_score":0.7168505191802979},{"word":"in","start":2071.54,"end":2071.62,"confidence":0.7758666,"punctuated_word":"in","sentiment":"positive","sentiment_score":0.6976791620254517},{"word":"that","start":2071.62,"end":2071.78,"confidence":0.9977289,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.6454270482063293},{"word":"that","start":2071.78,"end":2071.94,"confidence":0.9128524,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.5785833597183228},{"word":"you","start":2071.94,"end":2072.1,"confidence":0.99867153,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.6691699624061584},{"word":"can","start":2072.1,"end":2072.34,"confidence":0.99978477,"punctuated_word":"can","sentiment":"positive","sentiment_score":0.6335582733154297},{"word":"go","start":2072.34,"end":2072.58,"confidence":0.99956816,"punctuated_word":"go","sentiment":"positive","sentiment_score":0.5954725742340088},{"word":"somewhere","start":2072.58,"end":2072.9,"confidence":0.9996257,"punctuated_word":"somewhere","sentiment":"positive","sentiment_score":0.541035532951355},{"word":"else","start":2072.9,"end":2073.14,"confidence":0.9998789,"punctuated_word":"else","sentiment":"positive","sentiment_score":0.6095682978630066},{"word":"if","start":2073.14,"end":2073.38,"confidence":0.96696544,"punctuated_word":"if","sentiment":"positive","sentiment_score":0.665187656879425},{"word":"you'd","start":2073.38,"end":2073.54,"confidence":0.9995612,"punctuated_word":"you'd","sentiment":"positive","sentiment_score":0.6935595273971558},{"word":"like","start":2073.54,"end":2074.04,"confidence":0.92804945,"punctuated_word":"like.","sentiment":"positive","sentiment_score":0.5614821910858154},{"word":"not","start":2074.58,"end":2074.82,"confidence":0.8841822,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":0.03359334170818329},{"word":"that","start":2074.82,"end":2074.98,"confidence":0.998553,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.12500181794166565},{"word":"we'd","start":2074.98,"end":2075.22,"confidence":0.99505436,"punctuated_word":"we'd","sentiment":"neutral","sentiment_score":0.04475206136703491},{"word":"want","start":2075.22,"end":2075.38,"confidence":0.996908,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.07023629546165466},{"word":"you","start":2075.38,"end":2075.54,"confidence":0.9983662,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.04727085679769516},{"word":"to","start":2075.54,"end":2075.78,"confidence":0.96432996,"punctuated_word":"to,","sentiment":"neutral","sentiment_score":-0.13023823499679563},{"word":"obviously","start":2075.78,"end":2076.28,"confidence":0.99394774,"punctuated_word":"obviously.","sentiment":"neutral","sentiment_score":-0.05450586974620819},{"word":"and","start":2076.98,"end":2077.14,"confidence":0.9815363,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.07605704665184021},{"word":"then","start":2077.14,"end":2077.54,"confidence":0.9995933,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.10586775839328766},{"word":"in","start":2077.54,"end":2077.78,"confidence":0.986894,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.07530265301465988},{"word":"regards","start":2077.78,"end":2078.18,"confidence":0.99956983,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.017230290919542313},{"word":"to","start":2078.18,"end":2078.42,"confidence":0.9998437,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.031041163951158524},{"word":"the","start":2078.42,"end":2078.66,"confidence":0.99966466,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04821353778243065},{"word":"non","start":2078.66,"end":2078.9,"confidence":0.67873436,"punctuated_word":"non","sentiment":"neutral","sentiment_score":0.00997500866651535},{"word":"signable","start":2078.9,"end":2079.38,"confidence":0.9885633,"punctuated_word":"signable","sentiment":"neutral","sentiment_score":-0.02996033802628517},{"word":"documents","start":2079.38,"end":2079.78,"confidence":0.9916003,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":-0.016838524490594864},{"word":"that","start":2079.78,"end":2079.94,"confidence":0.899224,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.022058680653572083},{"word":"are","start":2079.94,"end":2080.02,"confidence":0.96053326,"punctuated_word":"are","sentiment":"neutral","sentiment_score":0.01646384969353676},{"word":"just","start":2080.02,"end":2080.34,"confidence":0.99920076,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.020199868828058243},{"word":"attached","start":2080.34,"end":2080.74,"confidence":0.9926242,"punctuated_word":"attached","sentiment":"neutral","sentiment_score":0.0036170445382595062},{"word":"as","start":2080.74,"end":2080.98,"confidence":0.9418343,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.01934530772268772},{"word":"attachments","start":2080.98,"end":2081.48,"confidence":0.9981343,"punctuated_word":"attachments","sentiment":"neutral","sentiment_score":0.01758548989892006},{"word":"there","start":2081.7,"end":2081.94,"confidence":0.97697014,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.057984016835689545},{"word":"you'll","start":2081.94,"end":2082.1,"confidence":0.9995234,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.08094082772731781},{"word":"have","start":2082.1,"end":2082.34,"confidence":0.99974805,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06815419346094131},{"word":"your","start":2082.34,"end":2082.5,"confidence":0.9956552,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.06920281052589417},{"word":"vanguard","start":2082.5,"end":2082.98,"confidence":0.95893663,"punctuated_word":"Vanguard","sentiment":"neutral","sentiment_score":0.05682608112692833},{"word":"index","start":2082.98,"end":2083.46,"confidence":0.9760725,"punctuated_word":"index","sentiment":"neutral","sentiment_score":0.0494677871465683},{"word":"chart","start":2083.46,"end":2083.96,"confidence":0.92047054,"punctuated_word":"chart.","sentiment":"neutral","sentiment_score":0.07100389897823334},{"word":"you'll","start":2083.995,"end":2084.3152,"confidence":0.9998237,"punctuated_word":"You'll","sentiment":"neutral","sentiment_score":0.10279513895511629},{"word":"have","start":2084.3152,"end":2084.715,"confidence":0.99992,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.09496008604764938},{"word":"your","start":2084.715,"end":2085.0352,"confidence":0.9543599,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.09802837669849396},{"word":"summary","start":2085.0352,"end":2085.5352,"confidence":0.99904865,"punctuated_word":"summary","sentiment":"neutral","sentiment_score":0.11315768957138062},{"word":"there","start":2086.3152,"end":2086.635,"confidence":0.9451821,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.10560379922389984},{"word":"which","start":2086.635,"end":2086.875,"confidence":0.99990594,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.11881671845912932},{"word":"as","start":2086.875,"end":2087.0352,"confidence":0.5343167,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.12362782657146454},{"word":"i","start":2087.0352,"end":2087.1152,"confidence":0.9995302,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.13812381029129028},{"word":"said","start":2087.1152,"end":2087.3552,"confidence":0.820128,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.08496706932783127},{"word":"just","start":2087.3552,"end":2087.5151,"confidence":0.97678864,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.08690212666988373},{"word":"gives","start":2087.5151,"end":2087.7551,"confidence":0.9900665,"punctuated_word":"gives","sentiment":"neutral","sentiment_score":0.05865587294101715},{"word":"you","start":2087.7551,"end":2087.915,"confidence":0.9877072,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.07999464124441147},{"word":"your","start":2087.915,"end":2087.995,"confidence":0.891928,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.05936998128890991},{"word":"superannuation","start":2087.995,"end":2088.495,"confidence":0.97543305,"punctuated_word":"superannuation.","sentiment":"neutral","sentiment_score":0.07639072835445404},{"word":"and","start":2089.915,"end":2090.155,"confidence":0.8269429,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.007610373198986053},{"word":"then","start":2090.155,"end":2090.475,"confidence":0.9195368,"punctuated_word":"then,","sentiment":"neutral","sentiment_score":0.004954053089022636},{"word":"obviously","start":2090.475,"end":2090.7952,"confidence":0.99960864,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.010989760980010033},{"word":"we","start":2090.7952,"end":2090.955,"confidence":0.9996364,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.06495913863182068},{"word":"don't","start":2090.955,"end":2091.195,"confidence":0.99996686,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.09359105676412582},{"word":"have","start":2091.195,"end":2091.3552,"confidence":0.9999143,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1235533207654953},{"word":"those","start":2091.3552,"end":2091.5952,"confidence":0.9987999,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.12918522953987122},{"word":"external","start":2091.5952,"end":2091.995,"confidence":0.9987797,"punctuated_word":"external","sentiment":"neutral","sentiment_score":-0.11685550212860107},{"word":"assurances","start":2091.995,"end":2092.395,"confidence":0.46452928,"punctuated_word":"assurances,","sentiment":"neutral","sentiment_score":-0.19514219462871552},{"word":"which","start":2092.395,"end":2092.5552,"confidence":0.6513873,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.15991923213005066},{"word":"i","start":2092.5552,"end":2092.715,"confidence":0.939922,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1417812705039978},{"word":"which","start":2092.715,"end":2092.955,"confidence":0.93424726,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.06252319365739822},{"word":"i","start":2092.955,"end":2093.0352,"confidence":0.9990854,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.001221321523189545},{"word":"would","start":2093.0352,"end":2093.2751,"confidence":0.9992878,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.06478913873434067},{"word":"like","start":2093.2751,"end":2093.3552,"confidence":0.99858165,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.049509793519973755},{"word":"to","start":2093.3552,"end":2093.5151,"confidence":0.99902236,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.028071977198123932},{"word":"have","start":2093.5151,"end":2093.5952,"confidence":0.99953866,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.005826294422149658},{"word":"a","start":2093.5952,"end":2093.675,"confidence":0.998175,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0107511505484581},{"word":"look","start":2093.675,"end":2093.915,"confidence":0.9999435,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.004770196974277496},{"word":"at","start":2093.915,"end":2094.155,"confidence":0.9994542,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.01733884960412979},{"word":"just","start":2094.155,"end":2094.3152,"confidence":0.87546515,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.023092098534107208},{"word":"to","start":2094.3152,"end":2094.475,"confidence":0.99972993,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.008874751627445221},{"word":"address","start":2094.475,"end":2094.7952,"confidence":0.9993469,"punctuated_word":"address","sentiment":"neutral","sentiment_score":-0.010798290371894836},{"word":"there","start":2094.7952,"end":2095.0352,"confidence":0.95026505,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.011798180639743803},{"word":"as","start":2095.0352,"end":2095.1152,"confidence":0.99988496,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.03442133963108063},{"word":"well","start":2095.1152,"end":2095.6152,"confidence":0.99922657,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.008093373849987984},{"word":"you'll","start":2095.915,"end":2096.0752,"confidence":0.98885554,"punctuated_word":"You'll","sentiment":"neutral","sentiment_score":0.08920162916183472},{"word":"have","start":2096.0752,"end":2096.235,"confidence":0.9956001,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07407128065824509},{"word":"the","start":2096.235,"end":2096.395,"confidence":0.9992255,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.05748267471790314},{"word":"most","start":2096.395,"end":2096.5552,"confidence":0.9998784,"punctuated_word":"most","sentiment":"neutral","sentiment_score":0.06051788479089737},{"word":"up","start":2096.5552,"end":2096.715,"confidence":0.9957789,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.0584290623664856},{"word":"to","start":2096.715,"end":2096.7952,"confidence":0.99921036,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0945732444524765},{"word":"date","start":2096.7952,"end":2096.955,"confidence":0.99962234,"punctuated_word":"date","sentiment":"neutral","sentiment_score":0.0853058248758316},{"word":"copy","start":2096.955,"end":2097.2751,"confidence":0.9990435,"punctuated_word":"copy","sentiment":"neutral","sentiment_score":0.07491423189640045},{"word":"of","start":2097.2751,"end":2097.3552,"confidence":0.9998636,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07269113510847092},{"word":"the","start":2097.3552,"end":2097.5151,"confidence":0.99967754,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07507342845201492},{"word":"financial","start":2097.5151,"end":2097.915,"confidence":0.99304587,"punctuated_word":"financial","sentiment":"neutral","sentiment_score":0.08129334449768066},{"word":"services","start":2097.915,"end":2098.395,"confidence":0.99974257,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.0429709255695343},{"word":"guide","start":2098.395,"end":2098.5552,"confidence":0.9898958,"punctuated_word":"guide","sentiment":"neutral","sentiment_score":0.04666747152805328},{"word":"and","start":2098.5552,"end":2098.715,"confidence":0.9573864,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0741252601146698},{"word":"oq","start":2098.715,"end":2099.0352,"confidence":0.33186612,"punctuated_word":"OQ","sentiment":"neutral","sentiment_score":0.07200663536787033},{"word":"services","start":2099.0352,"end":2099.435,"confidence":0.95863575,"punctuated_word":"services","sentiment":"neutral","sentiment_score":0.05250300094485283},{"word":"guide","start":2099.435,"end":2099.7551,"confidence":0.95973516,"punctuated_word":"guide,","sentiment":"neutral","sentiment_score":0.09291158616542816},{"word":"which","start":2099.7551,"end":2099.97,"confidence":0.99988174,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.11407697200775146},{"word":"has","start":2099.97,"end":2100.21,"confidence":0.86902815,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.10561639070510864},{"word":"been","start":2100.21,"end":2100.3699,"confidence":0.99896777,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.08336036652326584},{"word":"changes","start":2100.3699,"end":2100.77,"confidence":0.9791419,"punctuated_word":"changes","sentiment":"neutral","sentiment_score":0.05624018982052803},{"word":"that","start":2100.77,"end":2101.01,"confidence":0.9951722,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0608549490571022},{"word":"have","start":2101.01,"end":2101.17,"confidence":0.9987987,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.04977567866444588},{"word":"occurred","start":2101.17,"end":2101.41,"confidence":0.99883384,"punctuated_word":"occurred","sentiment":"neutral","sentiment_score":0.0776459127664566},{"word":"in","start":2101.41,"end":2101.57,"confidence":0.9977404,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.08479522913694382},{"word":"the","start":2101.57,"end":2101.65,"confidence":0.9994844,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04860226437449455},{"word":"last","start":2101.65,"end":2102.15,"confidence":0.99949825,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.05649415776133537},{"word":"sort","start":2102.21,"end":2102.3699,"confidence":0.9600699,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.017366565763950348},{"word":"of","start":2102.3699,"end":2102.53,"confidence":0.9507821,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.07175586372613907},{"word":"six","start":2102.53,"end":2102.77,"confidence":0.9977715,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.0285719633102417},{"word":"to","start":2102.77,"end":2102.93,"confidence":0.985485,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.010870978236198424},{"word":"twelve","start":2102.93,"end":2103.17,"confidence":0.9998728,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":0.04129163175821304},{"word":"months","start":2103.17,"end":2103.49,"confidence":0.99948514,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.058112699538469315},{"word":"here","start":2103.49,"end":2103.73,"confidence":0.99686855,"punctuated_word":"here","sentiment":"neutral","sentiment_score":0.10028164833784103},{"word":"as","start":2103.73,"end":2103.81,"confidence":0.9996667,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10292871296405792},{"word":"well","start":2103.81,"end":2104.13,"confidence":0.8416717,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.057779885828495026},{"word":"in","start":2104.13,"end":2104.29,"confidence":0.9994733,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.0627744197845459},{"word":"terms","start":2104.29,"end":2104.53,"confidence":0.999946,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.03848209232091904},{"word":"of","start":2104.53,"end":2104.69,"confidence":0.9997112,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.053329505026340485},{"word":"updates","start":2104.69,"end":2105.01,"confidence":0.9804069,"punctuated_word":"updates,","sentiment":"neutral","sentiment_score":0.056386884301900864},{"word":"there","start":2105.01,"end":2105.17,"confidence":0.98530376,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.06666352599859238},{"word":"have","start":2105.17,"end":2105.33,"confidence":0.7849902,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07771344482898712},{"word":"been","start":2105.33,"end":2105.49,"confidence":0.9984987,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.058323461562395096},{"word":"a","start":2105.49,"end":2105.57,"confidence":0.9975375,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05140425264835358},{"word":"few","start":2105.57,"end":2105.81,"confidence":0.9995685,"punctuated_word":"few","sentiment":"neutral","sentiment_score":0.03832697868347168},{"word":"business","start":2105.81,"end":2106.21,"confidence":0.9998667,"punctuated_word":"business","sentiment":"neutral","sentiment_score":0.004381231963634491},{"word":"changes","start":2106.21,"end":2106.53,"confidence":0.95232695,"punctuated_word":"changes.","sentiment":"neutral","sentiment_score":-0.00013667717576026917},{"word":"we're","start":2106.53,"end":2106.77,"confidence":0.9993825,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":0.0818682461977005},{"word":"getting","start":2106.77,"end":2107.09,"confidence":0.9997416,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":0.08871157467365265},{"word":"slightly","start":2107.09,"end":2107.49,"confidence":0.94689095,"punctuated_word":"slightly","sentiment":"neutral","sentiment_score":0.01347862184047699},{"word":"a","start":2107.49,"end":2107.57,"confidence":0.99667156,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05979962274432182},{"word":"little","start":2107.57,"end":2107.73,"confidence":0.9998646,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.008756153285503387},{"word":"bit","start":2107.73,"end":2107.89,"confidence":0.99886453,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.0016143545508384705},{"word":"bigger","start":2107.89,"end":2108.39,"confidence":0.9995277,"punctuated_word":"bigger","sentiment":"neutral","sentiment_score":0.09267668426036836},{"word":"as","start":2108.69,"end":2108.8499,"confidence":0.99707425,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.10123632848262788},{"word":"well","start":2108.8499,"end":2109.17,"confidence":0.83584213,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":0.10148051381111144},{"word":"and","start":2109.17,"end":2109.33,"confidence":0.99960953,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.08401687443256378},{"word":"then","start":2109.33,"end":2109.49,"confidence":0.99991167,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.08157980442047119},{"word":"you'll","start":2109.49,"end":2109.81,"confidence":0.99971133,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":0.10652291774749756},{"word":"have","start":2109.81,"end":2110.05,"confidence":0.99990165,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.0935610830783844},{"word":"that","start":2110.05,"end":2110.29,"confidence":0.998765,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.08740336447954178},{"word":"portfolio","start":2110.29,"end":2110.79,"confidence":0.98928773,"punctuated_word":"portfolio","sentiment":"neutral","sentiment_score":0.021086949855089188},{"word":"performance","start":2110.8499,"end":2111.3499,"confidence":0.9873668,"punctuated_word":"performance","sentiment":"neutral","sentiment_score":0.04087959602475166},{"word":"report","start":2111.41,"end":2111.81,"confidence":0.9995652,"punctuated_word":"report","sentiment":"neutral","sentiment_score":0.06292074173688889},{"word":"there","start":2111.81,"end":2112.05,"confidence":0.99946946,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07854518294334412},{"word":"as","start":2112.05,"end":2112.29,"confidence":0.9996536,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07708735764026642},{"word":"well","start":2112.29,"end":2112.765,"confidence":0.99939275,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.04974488914012909},{"word":"now","start":2115.325,"end":2115.825,"confidence":0.9840539,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":0.035608015954494476},{"word":"with","start":2116.4448,"end":2116.6848,"confidence":0.96237755,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.023804329335689545},{"word":"that","start":2116.6848,"end":2116.845,"confidence":0.997334,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.03194963186979294},{"word":"one","start":2116.845,"end":2117.085,"confidence":0.9662547,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.014540040865540504},{"word":"there","start":2117.085,"end":2117.565,"confidence":0.9876918,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.024701224640011787},{"word":"it","start":2117.565,"end":2117.7249,"confidence":0.999569,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.02074342966079712},{"word":"is","start":2117.7249,"end":2118.045,"confidence":0.9998491,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.006067093461751938},{"word":"the","start":2118.045,"end":2118.4448,"confidence":0.98157895,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.006155338138341904},{"word":"the","start":2118.4448,"end":2118.605,"confidence":0.97436947,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.00364542193710804},{"word":"last","start":2118.605,"end":2118.845,"confidence":0.99945515,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.0006340071558952332},{"word":"twelve","start":2118.845,"end":2119.085,"confidence":0.9995078,"punctuated_word":"twelve","sentiment":"neutral","sentiment_score":-0.007218683138489723},{"word":"months","start":2119.085,"end":2119.4048,"confidence":0.9960473,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.0001055300235748291},{"word":"from","start":2119.4048,"end":2119.6448,"confidence":0.7468147,"punctuated_word":"from,","sentiment":"neutral","sentiment_score":-0.01445084810256958},{"word":"i","start":2119.6448,"end":2119.7249,"confidence":0.99920195,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.02775965631008148},{"word":"think","start":2119.7249,"end":2120.125,"confidence":0.68292385,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":-0.029348092153668404},{"word":"believe","start":2120.125,"end":2120.4448,"confidence":0.51143664,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":-0.028741173446178436},{"word":"it","start":2120.4448,"end":2120.605,"confidence":0.9566322,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.027679843828082085},{"word":"was","start":2120.605,"end":2121.105,"confidence":0.9992612,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.036208637058734894},{"word":"when","start":2121.805,"end":2122.045,"confidence":0.9953596,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.015169965103268623},{"word":"was","start":2122.045,"end":2122.2048,"confidence":0.9992963,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.029965601861476895},{"word":"the","start":2122.2048,"end":2122.365,"confidence":0.9988312,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.03757563605904579},{"word":"date","start":2122.365,"end":2122.605,"confidence":0.9975032,"punctuated_word":"date","sentiment":"neutral","sentiment_score":-0.005858875811100006},{"word":"for","start":2122.605,"end":2122.6848,"confidence":0.9981171,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.01974918134510517},{"word":"that","start":2122.6848,"end":2122.845,"confidence":0.99891996,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.030305631458759308},{"word":"one","start":2122.845,"end":2123.005,"confidence":0.9376595,"punctuated_word":"one?","sentiment":"neutral","sentiment_score":-0.02198249101638794},{"word":"sorry","start":2123.005,"end":2123.505,"confidence":0.9716182,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.15750619769096377},{"word":"february","start":2126.3,"end":2126.99,"confidence":0.9029771,"punctuated_word":"February","sentiment":"neutral","sentiment_score":-0.1483079344034195},{"word":"25","start":2126.99,"end":2127.68,"confidence":0.9029771,"punctuated_word":"25","sentiment":"neutral","sentiment_score":-0.13601472973823547},{"word":"there","start":2127.74,"end":2128.24,"confidence":0.97896975,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.18063007295131683},{"word":"that","start":2128.3801,"end":2128.62,"confidence":0.41326848,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.19484931230545044},{"word":"that","start":2128.62,"end":2128.7,"confidence":0.977754,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2331748604774475},{"word":"was","start":2128.7,"end":2128.94,"confidence":0.9930051,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.22289417684078217},{"word":"created","start":2128.94,"end":2129.44,"confidence":0.8161436,"punctuated_word":"created.","sentiment":"neutral","sentiment_score":-0.2106768637895584},{"word":"and","start":2130.54,"end":2130.78,"confidence":0.9964514,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.09063193947076796},{"word":"then","start":2130.78,"end":2131.02,"confidence":0.99991596,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.08669744431972504},{"word":"you'll","start":2131.02,"end":2131.26,"confidence":0.98856676,"punctuated_word":"you'll","sentiment":"neutral","sentiment_score":-0.06627768278121948},{"word":"be","start":2131.26,"end":2131.42,"confidence":0.99971205,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.045786984264850616},{"word":"able","start":2131.42,"end":2131.66,"confidence":0.9180817,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.01923239231109619},{"word":"to","start":2131.66,"end":2132.06,"confidence":0.99134177,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.00194501131772995},{"word":"see","start":2132.06,"end":2132.22,"confidence":0.9576174,"punctuated_word":"see","sentiment":"neutral","sentiment_score":-0.03452170640230179},{"word":"what","start":2132.22,"end":2132.46,"confidence":0.99898905,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.05206243693828583},{"word":"did","start":2132.46,"end":2132.7,"confidence":0.999231,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.0656750425696373},{"word":"occur","start":2132.7,"end":2133.02,"confidence":0.9975182,"punctuated_word":"occur","sentiment":"neutral","sentiment_score":-0.07133406400680542},{"word":"there","start":2133.02,"end":2133.34,"confidence":0.8256715,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":-0.12865543365478516},{"word":"obviously","start":2133.34,"end":2133.66,"confidence":0.96616983,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.1595244258642197},{"word":"in","start":2133.66,"end":2133.82,"confidence":0.99987316,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.15245479345321655},{"word":"terms","start":2133.82,"end":2134.1401,"confidence":0.9999535,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.12044452130794524},{"word":"of","start":2134.1401,"end":2134.3,"confidence":0.99681324,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13694174587726593},{"word":"the","start":2134.3,"end":2134.54,"confidence":0.9915997,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2046103477478027},{"word":"returns","start":2134.54,"end":2135.02,"confidence":0.99944454,"punctuated_word":"returns","sentiment":"neutral","sentiment_score":-0.23118457198143005},{"word":"with","start":2135.02,"end":2135.18,"confidence":0.9959514,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.23041623830795288},{"word":"bennelong","start":2135.18,"end":2135.68,"confidence":0.77869797,"punctuated_word":"Bennelong,","sentiment":"neutral","sentiment_score":-0.20221082866191864},{"word":"which","start":2135.9001,"end":2136.1401,"confidence":0.9958324,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.18027924001216888},{"word":"as","start":2136.1401,"end":2136.3,"confidence":0.5319703,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.29378652572631836},{"word":"i","start":2136.3,"end":2136.3801,"confidence":0.9872255,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.24207565188407895},{"word":"said","start":2136.3801,"end":2136.7,"confidence":0.9105103,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.2331092655658722},{"word":"is","start":2136.7,"end":2136.94,"confidence":0.70250446,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.31176555156707764},{"word":"quite","start":2136.94,"end":2137.34,"confidence":0.9995914,"punctuated_word":"quite","sentiment":"negative","sentiment_score":-0.5108942985534668},{"word":"unfortunate","start":2137.34,"end":2137.84,"confidence":0.99866235,"punctuated_word":"unfortunate","sentiment":"negative","sentiment_score":-0.4620420038700104},{"word":"that","start":2137.9001,"end":2138.06,"confidence":0.99898607,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.4122518301010132},{"word":"it","start":2138.06,"end":2138.1401,"confidence":0.9990662,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4865877032279968},{"word":"wasn't","start":2138.1401,"end":2138.46,"confidence":0.99990857,"punctuated_word":"wasn't","sentiment":"negative","sentiment_score":-0.4943317174911499},{"word":"sort","start":2138.46,"end":2138.62,"confidence":0.99609226,"punctuated_word":"sort","sentiment":"negative","sentiment_score":-0.6453794836997986},{"word":"of","start":2138.62,"end":2138.78,"confidence":0.99975055,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.5793139338493347},{"word":"australian","start":2138.78,"end":2139.26,"confidence":0.96119595,"punctuated_word":"Australian","sentiment":"negative","sentiment_score":-0.5630432367324829},{"word":"equities","start":2139.26,"end":2139.76,"confidence":0.7537059,"punctuated_word":"equities","sentiment":"negative","sentiment_score":-0.5460422039031982},{"word":"issue","start":2139.82,"end":2140.32,"confidence":0.9731835,"punctuated_word":"issue.","sentiment":"negative","sentiment_score":-0.501054584980011},{"word":"it","start":2140.655,"end":2140.815,"confidence":0.968254,"punctuated_word":"It","sentiment":"negative","sentiment_score":-0.3402915596961975},{"word":"was","start":2140.815,"end":2141.135,"confidence":0.9998988,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.3291413187980652},{"word":"just","start":2141.135,"end":2141.455,"confidence":0.9999329,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.3080361783504486},{"word":"that","start":2141.455,"end":2141.695,"confidence":0.9988852,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.37048858404159546},{"word":"fund","start":2141.695,"end":2142.015,"confidence":0.9912612,"punctuated_word":"fund","sentiment":"negative","sentiment_score":-0.46505051851272583},{"word":"issue","start":2142.015,"end":2142.415,"confidence":0.94043696,"punctuated_word":"issue.","sentiment":"negative","sentiment_score":-0.40316903591156006},{"word":"and","start":2142.415,"end":2142.655,"confidence":0.9992786,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.28085774183273315},{"word":"given","start":2142.655,"end":2142.895,"confidence":0.99896634,"punctuated_word":"given","sentiment":"negative","sentiment_score":-0.3361493945121765},{"word":"that","start":2142.895,"end":2143.055,"confidence":0.9995919,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2635168433189392},{"word":"you","start":2143.055,"end":2143.375,"confidence":0.86012,"punctuated_word":"you,","sentiment":"neutral","sentiment_score":-0.3200313448905945},{"word":"you","start":2143.375,"end":2143.455,"confidence":0.9994425,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.24063029885292053},{"word":"know","start":2143.455,"end":2143.775,"confidence":0.9996349,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.24808745086193085},{"word":"did","start":2143.775,"end":2144.275,"confidence":0.9980228,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.12619996070861816},{"word":"have","start":2144.575,"end":2144.815,"confidence":0.99138135,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.19972719252109528},{"word":"that","start":2144.815,"end":2144.9749,"confidence":0.9959954,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.25595954060554504},{"word":"actively","start":2144.9749,"end":2145.375,"confidence":0.99966574,"punctuated_word":"actively","sentiment":"neutral","sentiment_score":-0.17328178882598877},{"word":"invested","start":2145.375,"end":2145.775,"confidence":0.997718,"punctuated_word":"invested","sentiment":"neutral","sentiment_score":-0.1610856056213379},{"word":"to","start":2145.775,"end":2145.935,"confidence":0.97233397,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.1925981342792511},{"word":"try","start":2145.935,"end":2146.095,"confidence":0.99055356,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.23144564032554624},{"word":"and","start":2146.095,"end":2146.255,"confidence":0.9814848,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2071112096309662},{"word":"outperform","start":2146.255,"end":2146.655,"confidence":0.98434657,"punctuated_word":"outperform","sentiment":"neutral","sentiment_score":-0.1693389117717743},{"word":"that","start":2146.655,"end":2146.895,"confidence":0.9991922,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.26996779441833496},{"word":"market","start":2146.895,"end":2147.2148,"confidence":0.99989855,"punctuated_word":"market","sentiment":"neutral","sentiment_score":-0.2224823385477066},{"word":"and","start":2147.2148,"end":2147.455,"confidence":0.7911503,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.22098302841186523},{"word":"then","start":2147.455,"end":2147.855,"confidence":0.9997726,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.1721336394548416},{"word":"having","start":2147.855,"end":2148.175,"confidence":0.99835867,"punctuated_word":"having","sentiment":"neutral","sentiment_score":-0.21795311570167544},{"word":"it","start":2148.175,"end":2148.335,"confidence":0.99896693,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.3213426172733307},{"word":"go","start":2148.335,"end":2148.4949,"confidence":0.9996724,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.25153109431266785},{"word":"the","start":2148.4949,"end":2148.575,"confidence":0.997738,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21415209770202637},{"word":"opposite","start":2148.575,"end":2148.895,"confidence":0.99991024,"punctuated_word":"opposite","sentiment":"neutral","sentiment_score":-0.2403389513492584},{"word":"way","start":2148.895,"end":2149.055,"confidence":0.98656607,"punctuated_word":"way,","sentiment":"negative","sentiment_score":-0.3350716233253479},{"word":"it's","start":2149.055,"end":2149.2148,"confidence":0.99938726,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.4070211350917816},{"word":"not","start":2149.2148,"end":2149.455,"confidence":0.99993694,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.41091328859329224},{"word":"too","start":2149.455,"end":2149.695,"confidence":0.9997173,"punctuated_word":"too","sentiment":"negative","sentiment_score":-0.34656351804733276},{"word":"fantastic","start":2149.695,"end":2150.095,"confidence":0.789495,"punctuated_word":"fantastic,","sentiment":"neutral","sentiment_score":-0.2199826538562775},{"word":"but","start":2150.095,"end":2150.335,"confidence":0.99055874,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.18115010857582092},{"word":"we'll","start":2150.335,"end":2150.4949,"confidence":0.9984277,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":-0.03804576024413109},{"word":"try","start":2150.4949,"end":2150.655,"confidence":0.99970263,"punctuated_word":"try","sentiment":"neutral","sentiment_score":-0.11911261081695557},{"word":"and","start":2150.655,"end":2150.815,"confidence":0.99928373,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.06159549951553345},{"word":"sort","start":2150.815,"end":2150.9749,"confidence":0.99467164,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.02178838849067688},{"word":"of","start":2150.9749,"end":2151.135,"confidence":0.952987,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.012628018856048584},{"word":"do","start":2151.135,"end":2151.2148,"confidence":0.99955994,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.007840514183044434},{"word":"an","start":2151.2148,"end":2151.375,"confidence":0.9995585,"punctuated_word":"an","sentiment":"neutral","sentiment_score":-0.005179166793823242},{"word":"update","start":2151.375,"end":2151.775,"confidence":0.999419,"punctuated_word":"update","sentiment":"neutral","sentiment_score":0.10572662949562071},{"word":"that","start":2151.775,"end":2151.935,"confidence":0.98593324,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.017475396394729614},{"word":"turns","start":2151.935,"end":2152.175,"confidence":0.9991849,"punctuated_word":"turns","sentiment":"neutral","sentiment_score":0.02232430875301361},{"word":"that","start":2152.175,"end":2152.335,"confidence":0.9213078,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.08333633840084076},{"word":"around","start":2152.335,"end":2152.655,"confidence":0.9996488,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.014666303992271423},{"word":"a","start":2152.655,"end":2152.7349,"confidence":0.99901974,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.002103745937347412},{"word":"bit","start":2152.7349,"end":2152.895,"confidence":0.9996927,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.07714657485485077},{"word":"for","start":2152.895,"end":2153.055,"confidence":0.99762124,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.04927577078342438},{"word":"you","start":2153.055,"end":2153.43,"confidence":0.9387665,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.07810595631599426},{"word":"do","start":2156.3098,"end":2156.55,"confidence":0.9832961,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":0.026573941111564636},{"word":"you","start":2156.55,"end":2156.63,"confidence":0.99981314,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04522700980305672},{"word":"have","start":2156.63,"end":2156.71,"confidence":0.99896526,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.06178110092878342},{"word":"any","start":2156.71,"end":2156.8699,"confidence":0.9994703,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.06385410577058792},{"word":"questions","start":2156.8699,"end":2157.27,"confidence":0.99912506,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.05880805477499962},{"word":"in","start":2157.27,"end":2157.43,"confidence":0.99934155,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.042055707424879074},{"word":"regards","start":2157.43,"end":2157.91,"confidence":0.9973231,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.04199982061982155},{"word":"to","start":2157.91,"end":2157.99,"confidence":0.9993729,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0544249564409256},{"word":"those","start":2157.99,"end":2158.49,"confidence":0.99953985,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.06249349191784859},{"word":"those","start":2158.8699,"end":2159.1099,"confidence":0.8287893,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.041733674705028534},{"word":"documents","start":2159.1099,"end":2159.51,"confidence":0.99919254,"punctuated_word":"documents","sentiment":"neutral","sentiment_score":0.026177339255809784},{"word":"there","start":2159.51,"end":2159.75,"confidence":0.9638404,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.07275369018316269},{"word":"at","start":2159.75,"end":2159.8298,"confidence":0.942583,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.08978467434644699},{"word":"all","start":2159.8298,"end":2159.99,"confidence":0.9957279,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.10424412786960602},{"word":"there","start":2159.99,"end":2160.23,"confidence":0.6191405,"punctuated_word":"there,","sentiment":"neutral","sentiment_score":0.1136661246418953},{"word":"reese","start":2160.23,"end":2160.73,"confidence":0.83419657,"punctuated_word":"Reese?","sentiment":"neutral","sentiment_score":0.06772484630346298},{"word":"yeah","start":2164.79,"end":2165.19,"confidence":0.95819,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02661769837141037},{"word":"yeah","start":2165.19,"end":2165.51,"confidence":0.97845304,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04715204983949661},{"word":"that's","start":2165.51,"end":2166.01,"confidence":0.6766466,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.0540190152823925},{"word":"all","start":2170.965,"end":2171.445,"confidence":0.607173,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.06627941131591797},{"word":"yeah","start":2171.445,"end":2171.5251,"confidence":0.6971458,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.07650023698806763},{"word":"email","start":2171.5251,"end":2171.845,"confidence":0.9867721,"punctuated_word":"Email","sentiment":"neutral","sentiment_score":0.08151470869779587},{"word":"in","start":2171.845,"end":2172.085,"confidence":0.6278212,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.06303480267524719},{"word":"just","start":2172.085,"end":2172.165,"confidence":0.9984864,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.10204929113388062},{"word":"give","start":2172.165,"end":2172.325,"confidence":0.99927515,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.09514720737934113},{"word":"us","start":2172.325,"end":2172.485,"confidence":0.9392421,"punctuated_word":"us","sentiment":"neutral","sentiment_score":0.1298022419214249},{"word":"a","start":2172.485,"end":2172.565,"confidence":0.9988305,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.12342502176761629},{"word":"call","start":2172.565,"end":2172.805,"confidence":0.98918986,"punctuated_word":"call.","sentiment":"neutral","sentiment_score":0.14136724174022677},{"word":"we","start":2172.805,"end":2172.885,"confidence":0.999624,"punctuated_word":"We","sentiment":"neutral","sentiment_score":0.19222168624401093},{"word":"can","start":2172.885,"end":2173.045,"confidence":0.99883205,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.24826444685459137},{"word":"arrange","start":2173.045,"end":2173.365,"confidence":0.9989793,"punctuated_word":"arrange","sentiment":"neutral","sentiment_score":0.27784448862075806},{"word":"a","start":2173.365,"end":2173.5251,"confidence":0.8541748,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.288945734500885},{"word":"time","start":2173.5251,"end":2173.7651,"confidence":0.99927396,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.26953017711639404},{"word":"to","start":2173.7651,"end":2174.0051,"confidence":0.99943,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.24838027358055115},{"word":"to","start":2174.0051,"end":2174.165,"confidence":0.9052475,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2093181014060974},{"word":"go","start":2174.165,"end":2174.325,"confidence":0.99958116,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.199920654296875},{"word":"through","start":2174.325,"end":2174.485,"confidence":0.99976796,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1856783777475357},{"word":"that","start":2174.485,"end":2174.725,"confidence":0.7948749,"punctuated_word":"that,","sentiment":"neutral","sentiment_score":0.1900060772895813},{"word":"have","start":2174.725,"end":2174.885,"confidence":0.99410665,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.22826072573661804},{"word":"a","start":2174.885,"end":2174.965,"confidence":0.9975714,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.1833931505680084},{"word":"chat","start":2174.965,"end":2175.205,"confidence":0.9999201,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.24226045608520508},{"word":"about","start":2175.205,"end":2175.365,"confidence":0.9998374,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.1614728569984436},{"word":"that","start":2175.365,"end":2175.5251,"confidence":0.99964166,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.12978926301002502},{"word":"or","start":2175.5251,"end":2175.685,"confidence":0.85775894,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.22447171807289124},{"word":"anything","start":2175.685,"end":2176.0051,"confidence":0.999899,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.14874283969402313},{"word":"like","start":2176.0051,"end":2176.165,"confidence":0.9995585,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.08830529451370239},{"word":"that","start":2176.165,"end":2176.325,"confidence":0.99974006,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15313491225242615},{"word":"as","start":2176.325,"end":2176.485,"confidence":0.9993469,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.3002191185951233},{"word":"well","start":2176.485,"end":2176.725,"confidence":0.99987984,"punctuated_word":"well","sentiment":"positive","sentiment_score":0.3438613712787628},{"word":"for","start":2176.725,"end":2176.885,"confidence":0.99905354,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.324455589056015},{"word":"you","start":2176.885,"end":2177.385,"confidence":0.9817232,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.039276640862226486},{"word":"but","start":2180.18,"end":2180.5,"confidence":0.9456506,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.02483939751982689},{"word":"while","start":2180.5,"end":2180.74,"confidence":0.9126034,"punctuated_word":"while","sentiment":"neutral","sentiment_score":-0.01904137060046196},{"word":"you've","start":2180.74,"end":2180.98,"confidence":0.9994921,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.006724213715642691},{"word":"got","start":2180.98,"end":2181.14,"confidence":0.99980515,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.0033636949956417084},{"word":"me","start":2181.14,"end":2181.3,"confidence":0.99950695,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.004273582249879837},{"word":"there","start":2181.3,"end":2181.46,"confidence":0.99886274,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.004662076011300087},{"word":"too","start":2181.46,"end":2181.7,"confidence":0.9891789,"punctuated_word":"too,","sentiment":"neutral","sentiment_score":0.025256846100091938},{"word":"reese","start":2181.7,"end":2181.94,"confidence":0.72713697,"punctuated_word":"Reese,","sentiment":"neutral","sentiment_score":0.04100760817527771},{"word":"is","start":2181.94,"end":2182.02,"confidence":0.99922025,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.009635578840970991},{"word":"there","start":2182.02,"end":2182.18,"confidence":0.99957615,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.01918170601129532},{"word":"anything","start":2182.18,"end":2182.3398,"confidence":0.99957854,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.030489273369312286},{"word":"else","start":2182.3398,"end":2182.5798,"confidence":0.9998728,"punctuated_word":"else","sentiment":"neutral","sentiment_score":0.026758156716823574},{"word":"that","start":2182.5798,"end":2182.66,"confidence":0.9994874,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.017578445374965668},{"word":"you","start":2182.66,"end":2182.8198,"confidence":0.9999571,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.018623944371938705},{"word":"wanna","start":2182.8198,"end":2183.0598,"confidence":0.81418544,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.03164834529161453},{"word":"have","start":2183.0598,"end":2183.14,"confidence":0.9978523,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.01981450989842415},{"word":"a","start":2183.14,"end":2183.22,"confidence":0.99739695,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.02147715911269188},{"word":"chat","start":2183.22,"end":2183.38,"confidence":0.9999447,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.039896633476018906},{"word":"about","start":2183.38,"end":2183.6199,"confidence":0.82133466,"punctuated_word":"about?","sentiment":"neutral","sentiment_score":0.021729646250605583},{"word":"anything","start":2183.6199,"end":2183.8599,"confidence":0.9993137,"punctuated_word":"Anything","sentiment":"neutral","sentiment_score":-0.006236720830202103},{"word":"i","start":2183.8599,"end":2184.02,"confidence":0.997908,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.027673572301864624},{"word":"haven't","start":2184.02,"end":2184.26,"confidence":0.9999639,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.03451015055179596},{"word":"covered","start":2184.26,"end":2184.5798,"confidence":0.99987876,"punctuated_word":"covered","sentiment":"neutral","sentiment_score":0.012197952717542648},{"word":"today","start":2184.5798,"end":2184.8198,"confidence":0.9998053,"punctuated_word":"today","sentiment":"neutral","sentiment_score":0.007682673633098602},{"word":"that","start":2184.8198,"end":2184.98,"confidence":0.987186,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.03219860792160034},{"word":"you","start":2184.98,"end":2185.0598,"confidence":0.9998266,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0464986115694046},{"word":"want","start":2185.0598,"end":2185.3,"confidence":0.51564294,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.05094676464796066},{"word":"a","start":2185.3,"end":2185.38,"confidence":0.97635,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03720126301050186},{"word":"bit","start":2185.38,"end":2185.54,"confidence":0.9867465,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03885442391037941},{"word":"more","start":2185.54,"end":2185.7,"confidence":0.9996351,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.03468850627541542},{"word":"clarification","start":2185.7,"end":2186.2,"confidence":0.99913067,"punctuated_word":"clarification","sentiment":"neutral","sentiment_score":-0.04709631949663162},{"word":"on","start":2186.26,"end":2186.42,"confidence":0.8695402,"punctuated_word":"on?","sentiment":"neutral","sentiment_score":-0.028597421944141388},{"word":"any","start":2186.42,"end":2186.66,"confidence":0.9998342,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":-0.0066186971962451935},{"word":"questions","start":2186.66,"end":2186.98,"confidence":0.9995415,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":-0.008084271103143692},{"word":"in","start":2186.98,"end":2187.14,"confidence":0.9991647,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.017578331753611565},{"word":"regards","start":2187.14,"end":2187.54,"confidence":0.9996024,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":-0.011319320648908617},{"word":"to","start":2187.54,"end":2188.04,"confidence":0.9956714,"punctuated_word":"to?","sentiment":"neutral","sentiment_score":-0.011323859915137293},{"word":"yep","start":2212.29,"end":2212.79,"confidence":0.77477795,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.08582223951816559},{"word":"not","start":2212.8499,"end":2213.25,"confidence":0.97639704,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.21984601020812988},{"word":"the","start":2213.25,"end":2213.75,"confidence":0.9978561,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19790281355381012},{"word":"the","start":2214.29,"end":2214.45,"confidence":0.8472309,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2007717490196228},{"word":"total","start":2214.45,"end":2214.95,"confidence":0.998486,"punctuated_word":"total","sentiment":"neutral","sentiment_score":-0.2938106656074524},{"word":"of","start":2215.01,"end":2215.25,"confidence":0.9993461,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2492275983095169},{"word":"your","start":2215.25,"end":2215.65,"confidence":0.9993531,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.26427802443504333},{"word":"your","start":2215.65,"end":2215.89,"confidence":0.9569293,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.30869972705841064},{"word":"net","start":2215.89,"end":2216.13,"confidence":0.9625549,"punctuated_word":"net","sentiment":"negative","sentiment_score":-0.3357059955596924},{"word":"wealth","start":2216.13,"end":2216.45,"confidence":0.6904532,"punctuated_word":"wealth.","sentiment":"neutral","sentiment_score":-0.20390567183494568},{"word":"so","start":2216.45,"end":2216.95,"confidence":0.9985715,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.24204348027706143},{"word":"in","start":2217.0352,"end":2217.195,"confidence":0.9998217,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.3148624002933502},{"word":"terms","start":2217.195,"end":2217.435,"confidence":0.99996793,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.24133709073066711},{"word":"of","start":2217.435,"end":2217.595,"confidence":0.92194045,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.328296959400177},{"word":"like","start":2217.595,"end":2217.915,"confidence":0.99740726,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.30563104152679443},{"word":"a","start":2217.915,"end":2218.155,"confidence":0.994975,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.4169430732727051},{"word":"negative","start":2218.155,"end":2218.635,"confidence":0.99994576,"punctuated_word":"negative","sentiment":"negative","sentiment_score":-0.4483161270618438},{"word":"return","start":2218.635,"end":2219.0352,"confidence":0.986285,"punctuated_word":"return","sentiment":"negative","sentiment_score":-0.5715981721878052},{"word":"for","start":2219.0352,"end":2219.2751,"confidence":0.9960969,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.5278875827789307},{"word":"the","start":2219.2751,"end":2219.355,"confidence":0.9997857,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.5460767149925232},{"word":"year","start":2219.355,"end":2219.595,"confidence":0.9837457,"punctuated_word":"year,","sentiment":"negative","sentiment_score":-0.48209118843078613},{"word":"it","start":2219.595,"end":2219.675,"confidence":0.9783665,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.47302788496017456},{"word":"was","start":2219.675,"end":2219.915,"confidence":0.9990897,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.42555761337280273},{"word":"only","start":2219.915,"end":2220.155,"confidence":0.9964573,"punctuated_word":"only","sentiment":"negative","sentiment_score":-0.4067615568637848},{"word":"negative","start":2220.155,"end":2220.635,"confidence":0.99503136,"punctuated_word":"negative","sentiment":"negative","sentiment_score":-0.4501252770423889},{"word":"3.4","start":2220.635,"end":2221.695,"confidence":0.98563725,"punctuated_word":"3.4,","sentiment":"negative","sentiment_score":-0.42786967754364014},{"word":"which","start":2222.475,"end":2222.7952,"confidence":0.5355033,"punctuated_word":"which","sentiment":"negative","sentiment_score":-0.4373750388622284},{"word":"is","start":2222.7952,"end":2222.955,"confidence":0.99931455,"punctuated_word":"is","sentiment":"negative","sentiment_score":-0.4189760684967041},{"word":"about","start":2222.955,"end":2223.355,"confidence":0.99815255,"punctuated_word":"about","sentiment":"negative","sentiment_score":-0.49185910820961},{"word":"a","start":2223.355,"end":2223.5151,"confidence":0.98225397,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.44139933586120605},{"word":"4,500","start":2223.5151,"end":2225.2952,"confidence":0.9902935,"punctuated_word":"4,500","sentiment":"negative","sentiment_score":-0.4948244094848633},{"word":"sorta","start":2225.5151,"end":2226.0151,"confidence":0.7594689,"punctuated_word":"sorta","sentiment":"negative","sentiment_score":-0.5119583010673523},{"word":"negative","start":2226.235,"end":2226.715,"confidence":0.99898416,"punctuated_word":"negative","sentiment":"negative","sentiment_score":-0.5147286057472229},{"word":"return","start":2226.715,"end":2227.115,"confidence":0.9993284,"punctuated_word":"return","sentiment":"negative","sentiment_score":-0.5714431405067444},{"word":"for","start":2227.115,"end":2227.2751,"confidence":0.99628145,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.541869044303894},{"word":"the","start":2227.2751,"end":2227.435,"confidence":0.9996611,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.5432115197181702},{"word":"year","start":2227.435,"end":2227.935,"confidence":0.8322435,"punctuated_word":"year.","sentiment":"negative","sentiment_score":-0.5211204290390015},{"word":"whereas","start":2228.395,"end":2228.895,"confidence":0.9814284,"punctuated_word":"Whereas","sentiment":"neutral","sentiment_score":-0.23570606112480164},{"word":"net","start":2229.24,"end":2229.74,"confidence":0.8177369,"punctuated_word":"net","sentiment":"neutral","sentiment_score":-0.2835400700569153},{"word":"with","start":2230.04,"end":2230.28,"confidence":0.4442796,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.25647565722465515},{"word":"the","start":2230.28,"end":2230.36,"confidence":0.8573279,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2651525139808655},{"word":"benelong","start":2230.36,"end":2230.86,"confidence":0.7110944,"punctuated_word":"Benelong,","sentiment":"neutral","sentiment_score":-0.2147447168827057},{"word":"which","start":2230.92,"end":2231.16,"confidence":0.9997485,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.17834869027137756},{"word":"is","start":2231.16,"end":2231.24,"confidence":0.9958444,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.20216631889343264},{"word":"a","start":2231.24,"end":2231.4,"confidence":0.9592394,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2572213411331177},{"word":"30%","start":2231.4,"end":2231.88,"confidence":0.92172205,"punctuated_word":"30%","sentiment":"neutral","sentiment_score":-0.21999458968639377},{"word":"portion","start":2231.88,"end":2232.2,"confidence":0.99765414,"punctuated_word":"portion","sentiment":"neutral","sentiment_score":-0.31987425684928894},{"word":"of","start":2232.2,"end":2232.28,"confidence":0.34694707,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2672492563724518},{"word":"that","start":2232.28,"end":2232.52,"confidence":0.99846256,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2905102074146271},{"word":"accounted","start":2232.52,"end":2232.92,"confidence":0.7365052,"punctuated_word":"accounted","sentiment":"neutral","sentiment_score":-0.25367164611816406},{"word":"for","start":2232.92,"end":2233.16,"confidence":0.9280189,"punctuated_word":"for,","sentiment":"neutral","sentiment_score":-0.33257609605789185},{"word":"like","start":2233.16,"end":2233.66,"confidence":0.9896772,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.32020366191864014},{"word":"around","start":2234.2,"end":2234.52,"confidence":0.999744,"punctuated_word":"around","sentiment":"neutral","sentiment_score":-0.2513241767883301},{"word":"that","start":2234.52,"end":2234.76,"confidence":0.9899852,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.3063186705112457},{"word":"9,600","start":2234.76,"end":2236.14,"confidence":0.9991491,"punctuated_word":"9,600","sentiment":"neutral","sentiment_score":-0.3047725260257721},{"word":"backward","start":2236.28,"end":2236.76,"confidence":0.5224634,"punctuated_word":"backward","sentiment":"negative","sentiment_score":-0.4001578688621521},{"word":"step","start":2236.76,"end":2237.24,"confidence":0.99739,"punctuated_word":"step","sentiment":"neutral","sentiment_score":-0.3317340910434723},{"word":"with","start":2237.24,"end":2237.4,"confidence":0.9814554,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2957040071487427},{"word":"the","start":2237.4,"end":2237.56,"confidence":0.7180964,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.3075391948223114},{"word":"20%","start":2237.56,"end":2238.2,"confidence":0.9989383,"punctuated_word":"20%","sentiment":"negative","sentiment_score":-0.3655039370059967},{"word":"negative","start":2238.2,"end":2238.6,"confidence":0.99989176,"punctuated_word":"negative","sentiment":"negative","sentiment_score":-0.3472214937210083},{"word":"return","start":2238.6,"end":2238.92,"confidence":0.99967194,"punctuated_word":"return","sentiment":"negative","sentiment_score":-0.4823581576347351},{"word":"there","start":2238.92,"end":2239.42,"confidence":0.9921425,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.3189559578895569},{"word":"now","start":2239.64,"end":2240.12,"confidence":0.99885964,"punctuated_word":"Now","sentiment":"neutral","sentiment_score":-0.3247073292732239},{"word":"there","start":2240.12,"end":2240.28,"confidence":0.9281303,"punctuated_word":"there","sentiment":"negative","sentiment_score":-0.3624996244907379},{"word":"was","start":2240.28,"end":2240.78,"confidence":0.9996302,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.3396376669406891},{"word":"hack","start":2241.255,"end":2241.4949,"confidence":0.57780397,"punctuated_word":"hack","sentiment":"negative","sentiment_score":-0.3427375853061676},{"word":"within","start":2241.4949,"end":2241.8948,"confidence":0.9994541,"punctuated_word":"within","sentiment":"negative","sentiment_score":-0.3659105002880096},{"word":"that","start":2241.8948,"end":2242.055,"confidence":0.9996909,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3402976989746094},{"word":"as","start":2242.055,"end":2242.2148,"confidence":0.997621,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.31747937202453613},{"word":"well","start":2242.2148,"end":2242.535,"confidence":0.99991417,"punctuated_word":"well","sentiment":"neutral","sentiment_score":-0.3237864077091217},{"word":"that","start":2242.535,"end":2242.775,"confidence":0.9612061,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.3299722671508789},{"word":"has","start":2242.775,"end":2243.015,"confidence":0.99957484,"punctuated_word":"has","sentiment":"negative","sentiment_score":-0.4337445795536041},{"word":"done","start":2243.015,"end":2243.255,"confidence":0.99832195,"punctuated_word":"done","sentiment":"negative","sentiment_score":-0.4460197687149048},{"word":"a","start":2243.255,"end":2243.335,"confidence":0.8778738,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.43975526094436646},{"word":"negative","start":2243.335,"end":2243.6548,"confidence":0.99998605,"punctuated_word":"negative","sentiment":"negative","sentiment_score":-0.47475141286849976},{"word":"return","start":2243.6548,"end":2244.1548,"confidence":0.99979526,"punctuated_word":"return","sentiment":"negative","sentiment_score":-0.5675384402275085},{"word":"in","start":2244.6948,"end":2244.855,"confidence":0.7278868,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.4721167981624603},{"word":"terms","start":2244.855,"end":2245.1748,"confidence":0.9998964,"punctuated_word":"terms","sentiment":"negative","sentiment_score":-0.448945015668869},{"word":"of","start":2245.1748,"end":2245.255,"confidence":0.97758114,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.5311548709869385},{"word":"your","start":2245.255,"end":2245.4949,"confidence":0.9977198,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.5015087723731995},{"word":"portfolio","start":2245.4949,"end":2245.8948,"confidence":0.94628745,"punctuated_word":"portfolio,","sentiment":"negative","sentiment_score":-0.4644724428653717},{"word":"but","start":2245.8948,"end":2246.2148,"confidence":0.9996704,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.3105502724647522},{"word":"the","start":2246.2148,"end":2246.4548,"confidence":0.99974316,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.5546521544456482},{"word":"industry","start":2246.4548,"end":2246.9548,"confidence":0.9992637,"punctuated_word":"industry","sentiment":"negative","sentiment_score":-0.5532209277153015},{"word":"sector","start":2247.015,"end":2247.4148,"confidence":0.94722813,"punctuated_word":"sector","sentiment":"negative","sentiment_score":-0.6001548171043396},{"word":"as","start":2247.4148,"end":2247.4949,"confidence":0.9708855,"punctuated_word":"as","sentiment":"negative","sentiment_score":-0.5796346664428711},{"word":"a","start":2247.4949,"end":2247.575,"confidence":0.9981699,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.5582976341247559},{"word":"whole","start":2247.575,"end":2247.815,"confidence":0.999116,"punctuated_word":"whole","sentiment":"negative","sentiment_score":-0.6536607146263123},{"word":"for","start":2247.815,"end":2248.055,"confidence":0.9929357,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.579133927822113},{"word":"ai","start":2248.055,"end":2248.375,"confidence":0.9994286,"punctuated_word":"AI","sentiment":"negative","sentiment_score":-0.40562769770622253},{"word":"and","start":2248.375,"end":2248.615,"confidence":0.9955481,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.6560947299003601},{"word":"technology","start":2248.615,"end":2249.115,"confidence":0.9938607,"punctuated_word":"technology","sentiment":"negative","sentiment_score":-0.5545949339866638},{"word":"has","start":2249.255,"end":2249.4949,"confidence":0.99923944,"punctuated_word":"has","sentiment":"negative","sentiment_score":-0.5842664837837219},{"word":"taken","start":2249.4949,"end":2249.8948,"confidence":0.9998312,"punctuated_word":"taken","sentiment":"negative","sentiment_score":-0.644621729850769},{"word":"a","start":2249.8948,"end":2250.055,"confidence":0.99919134,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.6182616949081421},{"word":"dive","start":2250.055,"end":2250.4548,"confidence":0.9879211,"punctuated_word":"dive","sentiment":"negative","sentiment_score":-0.6554647088050842},{"word":"in","start":2250.4548,"end":2250.6948,"confidence":0.99985826,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.5816251039505005},{"word":"the","start":2250.6948,"end":2250.775,"confidence":0.99964595,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.5833843946456909},{"word":"past","start":2250.775,"end":2251.095,"confidence":0.99983215,"punctuated_word":"past","sentiment":"negative","sentiment_score":-0.5638222098350525},{"word":"month","start":2251.095,"end":2251.595,"confidence":0.8529358,"punctuated_word":"month.","sentiment":"negative","sentiment_score":-0.4157066941261291},{"word":"but","start":2251.8948,"end":2252.135,"confidence":0.97128713,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.1031784564256668},{"word":"they","start":2252.135,"end":2252.295,"confidence":0.98312265,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.1789717823266983},{"word":"have","start":2252.295,"end":2252.535,"confidence":0.9996201,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.07715098559856415},{"word":"quite","start":2252.535,"end":2252.855,"confidence":0.99803585,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":0.0499502569437027},{"word":"a","start":2252.855,"end":2253.03,"confidence":0.97841734,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06012446433305741},{"word":"a","start":2253.11,"end":2253.35,"confidence":0.9986493,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.139037624001503},{"word":"confidence","start":2253.35,"end":2253.75,"confidence":0.9985108,"punctuated_word":"confidence","sentiment":"neutral","sentiment_score":0.15514343976974487},{"word":"that","start":2253.75,"end":2254.07,"confidence":0.9999074,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.2505698800086975},{"word":"that","start":2254.07,"end":2254.23,"confidence":0.98579216,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3639647364616394},{"word":"will","start":2254.23,"end":2254.55,"confidence":0.99917656,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.23583081364631653},{"word":"return","start":2254.55,"end":2255.03,"confidence":0.729992,"punctuated_word":"return,","sentiment":"neutral","sentiment_score":0.24950379133224487},{"word":"and","start":2255.03,"end":2255.19,"confidence":0.99957615,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.13889414072036743},{"word":"then","start":2255.19,"end":2255.35,"confidence":0.9769248,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14742153882980347},{"word":"that's","start":2255.35,"end":2255.59,"confidence":0.99938697,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.10232263803482056},{"word":"not","start":2255.59,"end":2255.75,"confidence":0.9985482,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.004171997308731079},{"word":"something","start":2255.75,"end":2256.07,"confidence":0.9998111,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.11349117755889893},{"word":"to","start":2256.07,"end":2256.1501,"confidence":0.99912184,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.09023641049861908},{"word":"be","start":2256.1501,"end":2256.31,"confidence":0.99993885,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.11086201667785645},{"word":"too","start":2256.31,"end":2256.55,"confidence":0.9996119,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.09269720315933228},{"word":"concerned","start":2256.55,"end":2256.87,"confidence":0.99815124,"punctuated_word":"concerned","sentiment":"neutral","sentiment_score":-0.28744733333587646},{"word":"about","start":2256.87,"end":2257.19,"confidence":0.80927145,"punctuated_word":"about,","sentiment":"neutral","sentiment_score":-0.23368895053863523},{"word":"like","start":2257.19,"end":2257.43,"confidence":0.9994646,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.21137529611587524},{"word":"you","start":2257.43,"end":2257.51,"confidence":0.7223629,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.06885029375553131},{"word":"said","start":2257.51,"end":2257.59,"confidence":0.89683914,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.12888948619365692},{"word":"with","start":2257.59,"end":2257.83,"confidence":0.9996871,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.25455665588378906},{"word":"those","start":2257.83,"end":2257.99,"confidence":0.999632,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.2224994450807571},{"word":"ups","start":2257.99,"end":2258.1501,"confidence":0.9976046,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":-0.2604721188545227},{"word":"and","start":2258.1501,"end":2258.31,"confidence":0.99973196,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.2894836664199829},{"word":"downs","start":2258.31,"end":2258.81,"confidence":0.99049294,"punctuated_word":"downs.","sentiment":"neutral","sentiment_score":-0.23451285064220428},{"word":"the","start":2259.75,"end":2259.99,"confidence":0.893481,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.15537230670452118},{"word":"ups","start":2259.99,"end":2260.23,"confidence":0.9994011,"punctuated_word":"ups","sentiment":"neutral","sentiment_score":-0.2583576440811157},{"word":"and","start":2260.23,"end":2260.3901,"confidence":0.99953663,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.25945404171943665},{"word":"down","start":2260.3901,"end":2260.71,"confidence":0.8873936,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.2900772988796234},{"word":"that","start":2260.71,"end":2260.87,"confidence":0.9985586,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2780168652534485},{"word":"did","start":2260.87,"end":2261.11,"confidence":0.9989028,"punctuated_word":"did","sentiment":"neutral","sentiment_score":-0.1532571166753769},{"word":"occur","start":2261.11,"end":2261.43,"confidence":0.9930611,"punctuated_word":"occur","sentiment":"neutral","sentiment_score":-0.22390347719192505},{"word":"with","start":2261.43,"end":2261.59,"confidence":0.99494743,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.28441235423088074},{"word":"bennelong","start":2261.59,"end":2262.07,"confidence":0.72805357,"punctuated_word":"Bennelong,","sentiment":"neutral","sentiment_score":-0.2911551594734192},{"word":"though","start":2262.07,"end":2262.3901,"confidence":0.99439716,"punctuated_word":"though,","sentiment":"neutral","sentiment_score":-0.2570967972278595},{"word":"was","start":2262.3901,"end":2262.71,"confidence":0.99825317,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.2922116219997406},{"word":"largely","start":2262.71,"end":2263.19,"confidence":0.99345934,"punctuated_word":"largely","sentiment":"neutral","sentiment_score":-0.2692403197288513},{"word":"due","start":2263.19,"end":2263.43,"confidence":0.76366556,"punctuated_word":"due,","sentiment":"neutral","sentiment_score":-0.295049786567688},{"word":"as","start":2263.43,"end":2263.51,"confidence":0.9985191,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.3203169107437134},{"word":"i","start":2263.51,"end":2263.67,"confidence":0.99609095,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2907189428806305},{"word":"said","start":2263.67,"end":2263.83,"confidence":0.9781235,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.2609890401363373},{"word":"to","start":2263.83,"end":2263.99,"confidence":0.9874264,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.39893701672554016},{"word":"that","start":2263.99,"end":2264.23,"confidence":0.9917801,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3595251142978668},{"word":"underlying","start":2264.23,"end":2264.73,"confidence":0.99778664,"punctuated_word":"underlying","sentiment":"neutral","sentiment_score":-0.31095895171165466},{"word":"investment","start":2264.79,"end":2265.27,"confidence":0.9997992,"punctuated_word":"investment","sentiment":"negative","sentiment_score":-0.34490421414375305},{"word":"that","start":2265.27,"end":2265.43,"confidence":0.9981036,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.3201752007007599},{"word":"was","start":2265.43,"end":2265.67,"confidence":0.9997003,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.2850315272808075},{"word":"done","start":2265.67,"end":2265.91,"confidence":0.9997533,"punctuated_word":"done","sentiment":"neutral","sentiment_score":-0.3036997616291046},{"word":"for","start":2265.91,"end":2266.07,"confidence":0.9976814,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.3436231017112732},{"word":"dodgey","start":2266.07,"end":2266.55,"confidence":0.59567887,"punctuated_word":"Dodgey","sentiment":"neutral","sentiment_score":-0.3019754886627197},{"word":"accounting","start":2266.55,"end":2267.05,"confidence":0.7487333,"punctuated_word":"Accounting.","sentiment":"neutral","sentiment_score":-0.30408012866973877},{"word":"and","start":2267.445,"end":2267.685,"confidence":0.99976856,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.31169360876083374},{"word":"then","start":2267.685,"end":2267.925,"confidence":0.9997924,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.29949483275413513},{"word":"as","start":2267.925,"end":2268.085,"confidence":0.97307456,"punctuated_word":"as","sentiment":"negative","sentiment_score":-0.3741425573825836},{"word":"a","start":2268.085,"end":2268.165,"confidence":0.9990308,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3290567398071289},{"word":"result","start":2268.165,"end":2268.485,"confidence":0.9998746,"punctuated_word":"result","sentiment":"negative","sentiment_score":-0.40563708543777466},{"word":"of","start":2268.485,"end":2268.5652,"confidence":0.9995709,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.4011898338794708},{"word":"that","start":2268.5652,"end":2268.725,"confidence":0.99622095,"punctuated_word":"that,","sentiment":"negative","sentiment_score":-0.355914831161499},{"word":"they","start":2268.725,"end":2268.965,"confidence":0.99962413,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.4032992422580719},{"word":"got","start":2268.965,"end":2269.125,"confidence":0.99702615,"punctuated_word":"got","sentiment":"negative","sentiment_score":-0.4370911121368408},{"word":"put","start":2269.125,"end":2269.205,"confidence":0.9993117,"punctuated_word":"put","sentiment":"negative","sentiment_score":-0.4712876081466675},{"word":"on","start":2269.205,"end":2269.365,"confidence":0.9996644,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.4792772233486175},{"word":"a","start":2269.365,"end":2269.445,"confidence":0.9905309,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.4420985281467438},{"word":"trading","start":2269.445,"end":2269.845,"confidence":0.9994491,"punctuated_word":"trading","sentiment":"negative","sentiment_score":-0.4675483703613281},{"word":"hold","start":2269.845,"end":2270.085,"confidence":0.9206705,"punctuated_word":"hold.","sentiment":"negative","sentiment_score":-0.4081372618675232},{"word":"bennelong","start":2270.085,"end":2270.5652,"confidence":0.6539932,"punctuated_word":"Bennelong","sentiment":"negative","sentiment_score":-0.38268738985061646},{"word":"had","start":2270.5652,"end":2270.725,"confidence":0.9963381,"punctuated_word":"had","sentiment":"negative","sentiment_score":-0.38014164566993713},{"word":"to","start":2270.725,"end":2270.885,"confidence":0.9979997,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.4281390607357025},{"word":"reevaluate","start":2270.885,"end":2271.385,"confidence":0.99760365,"punctuated_word":"reevaluate","sentiment":"negative","sentiment_score":-0.4097307026386261},{"word":"that","start":2271.685,"end":2271.845,"confidence":0.9977437,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.4276222586631775},{"word":"stock","start":2271.845,"end":2272.165,"confidence":0.97750187,"punctuated_word":"stock","sentiment":"negative","sentiment_score":-0.4516023099422455},{"word":"that","start":2272.165,"end":2272.405,"confidence":0.99570847,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.3725948929786682},{"word":"they","start":2272.405,"end":2272.5652,"confidence":0.9982811,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.412567138671875},{"word":"hold","start":2272.5652,"end":2272.8052,"confidence":0.83191186,"punctuated_word":"hold","sentiment":"negative","sentiment_score":-0.4082130491733551},{"word":"with","start":2272.8052,"end":2273.0452,"confidence":0.9997669,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.4254745841026306},{"word":"them","start":2273.0452,"end":2273.5452,"confidence":0.98075134,"punctuated_word":"them.","sentiment":"negative","sentiment_score":-0.3705301880836487},{"word":"and","start":2274.0051,"end":2274.245,"confidence":0.9992137,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.3053727149963379},{"word":"then","start":2274.245,"end":2274.745,"confidence":0.99975675,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.28646227717399597},{"word":"with","start":2274.965,"end":2275.205,"confidence":0.982533,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.3464336395263672},{"word":"that","start":2275.205,"end":2275.705,"confidence":0.99418336,"punctuated_word":"that,","sentiment":"negative","sentiment_score":-0.33824607729911804},{"word":"some","start":2275.845,"end":2276.085,"confidence":0.9991254,"punctuated_word":"some","sentiment":"negative","sentiment_score":-0.5289461612701416},{"word":"investors","start":2276.085,"end":2276.5652,"confidence":0.9989157,"punctuated_word":"investors","sentiment":"negative","sentiment_score":-0.5928400158882141},{"word":"also","start":2276.5652,"end":2276.885,"confidence":0.9979074,"punctuated_word":"also","sentiment":"negative","sentiment_score":-0.5385732650756836},{"word":"lost","start":2276.885,"end":2277.125,"confidence":0.99572635,"punctuated_word":"lost","sentiment":"negative","sentiment_score":-0.6571442484855652},{"word":"faith","start":2277.125,"end":2277.625,"confidence":0.9697613,"punctuated_word":"faith","sentiment":"negative","sentiment_score":-0.6658223867416382},{"word":"with","start":2277.845,"end":2278.0051,"confidence":0.9962309,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.605344831943512},{"word":"bennelong","start":2278.0051,"end":2278.485,"confidence":0.9955404,"punctuated_word":"Bennelong","sentiment":"negative","sentiment_score":-0.6191264390945435},{"word":"itself","start":2278.485,"end":2278.885,"confidence":0.9122578,"punctuated_word":"itself,","sentiment":"negative","sentiment_score":-0.5579242706298828},{"word":"which","start":2278.885,"end":2279.125,"confidence":0.99980253,"punctuated_word":"which","sentiment":"negative","sentiment_score":-0.43451958894729614},{"word":"caused","start":2279.125,"end":2279.445,"confidence":0.9825331,"punctuated_word":"caused","sentiment":"negative","sentiment_score":-0.4668455719947815},{"word":"some","start":2279.445,"end":2279.685,"confidence":0.9995189,"punctuated_word":"some","sentiment":"negative","sentiment_score":-0.577445387840271},{"word":"funds","start":2279.685,"end":2280.0051,"confidence":0.999833,"punctuated_word":"funds","sentiment":"negative","sentiment_score":-0.7078156471252441},{"word":"to","start":2280.0051,"end":2280.245,"confidence":0.9922134,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.6108159422874451},{"word":"exit","start":2280.245,"end":2280.745,"confidence":0.9995515,"punctuated_word":"exit","sentiment":"negative","sentiment_score":-0.6892211437225342},{"word":"that","start":2280.8052,"end":2281.125,"confidence":0.9974572,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.5757483243942261},{"word":"managed","start":2281.125,"end":2281.5251,"confidence":0.9179708,"punctuated_word":"managed","sentiment":"negative","sentiment_score":-0.6457428336143494},{"word":"fund","start":2281.5251,"end":2281.845,"confidence":0.9944806,"punctuated_word":"fund","sentiment":"negative","sentiment_score":-0.6550574898719788},{"word":"as","start":2281.845,"end":2281.925,"confidence":0.99961627,"punctuated_word":"as","sentiment":"negative","sentiment_score":-0.5765251517295837},{"word":"well","start":2281.925,"end":2282.165,"confidence":0.9654602,"punctuated_word":"well,","sentiment":"negative","sentiment_score":-0.5431339740753174},{"word":"which","start":2282.165,"end":2282.485,"confidence":0.99939036,"punctuated_word":"which","sentiment":"negative","sentiment_score":-0.4615527391433716},{"word":"further","start":2282.485,"end":2282.885,"confidence":0.9993242,"punctuated_word":"further","sentiment":"negative","sentiment_score":-0.4197445511817932},{"word":"caused","start":2282.885,"end":2283.385,"confidence":0.9187775,"punctuated_word":"caused","sentiment":"negative","sentiment_score":-0.4936068058013916},{"word":"their","start":2283.5,"end":2283.8198,"confidence":0.99868375,"punctuated_word":"their","sentiment":"negative","sentiment_score":-0.6297921538352966},{"word":"fund","start":2283.8198,"end":2283.9,"confidence":0.9962837,"punctuated_word":"fund","sentiment":"negative","sentiment_score":-0.6821567416191101},{"word":"price","start":2283.9,"end":2284.38,"confidence":0.9990102,"punctuated_word":"price","sentiment":"negative","sentiment_score":-0.6719216704368591},{"word":"or","start":2284.38,"end":2284.54,"confidence":0.99683654,"punctuated_word":"or","sentiment":"negative","sentiment_score":-0.567162811756134},{"word":"share","start":2284.54,"end":2284.8599,"confidence":0.99946755,"punctuated_word":"share","sentiment":"negative","sentiment_score":-0.6199501156806946},{"word":"price","start":2284.8599,"end":2285.0999,"confidence":0.9989047,"punctuated_word":"price","sentiment":"negative","sentiment_score":-0.6821988224983215},{"word":"to","start":2285.0999,"end":2285.26,"confidence":0.9962903,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.604523777961731},{"word":"dip","start":2285.26,"end":2285.76,"confidence":0.81846786,"punctuated_word":"dip,","sentiment":"negative","sentiment_score":-0.5416272878646851},{"word":"if","start":2287.26,"end":2287.42,"confidence":0.9967874,"punctuated_word":"if","sentiment":"negative","sentiment_score":-0.3748673498630524},{"word":"that","start":2287.42,"end":2287.5798,"confidence":0.9998186,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2609218955039978},{"word":"makes","start":2287.5798,"end":2287.74,"confidence":0.95293653,"punctuated_word":"makes","sentiment":"neutral","sentiment_score":-0.25125396251678467},{"word":"sense","start":2287.74,"end":2288.24,"confidence":0.89818513,"punctuated_word":"sense.","sentiment":"neutral","sentiment_score":-0.30019527673721313},{"word":"yeah","start":2295.835,"end":2296.155,"confidence":0.84878886,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03026563301682472},{"word":"and","start":2296.155,"end":2296.395,"confidence":0.9957248,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.03318927437067032},{"word":"then","start":2296.395,"end":2296.895,"confidence":0.9996075,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.03223744407296181},{"word":"gold","start":2297.2751,"end":2297.675,"confidence":0.76357985,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.10407286137342452},{"word":"was","start":2297.675,"end":2297.915,"confidence":0.99846363,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.02490874379873276},{"word":"still","start":2297.915,"end":2298.395,"confidence":0.99911004,"punctuated_word":"still","sentiment":"neutral","sentiment_score":0.08787503838539124},{"word":"up","start":2298.395,"end":2298.895,"confidence":0.99524987,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.13934752345085144},{"word":"56%","start":2299.0352,"end":2300.0151,"confidence":0.979232,"punctuated_word":"56%.","sentiment":"neutral","sentiment_score":0.10523205995559692},{"word":"europe","start":2301.115,"end":2301.5151,"confidence":0.96804184,"punctuated_word":"Europe","sentiment":"neutral","sentiment_score":0.06631434708833694},{"word":"was","start":2301.5151,"end":2301.675,"confidence":0.9991634,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.10777181386947632},{"word":"up","start":2301.675,"end":2301.915,"confidence":0.99934846,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.12346917390823364},{"word":"16%","start":2301.915,"end":2302.815,"confidence":0.9749644,"punctuated_word":"16%.","sentiment":"neutral","sentiment_score":0.07581516355276108},{"word":"europe","start":2303.435,"end":2303.935,"confidence":0.75233823,"punctuated_word":"Europe","sentiment":"neutral","sentiment_score":0.04101528599858284},{"word":"sort","start":2304.235,"end":2304.5552,"confidence":0.4627494,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.006477884948253632},{"word":"of","start":2304.5552,"end":2304.875,"confidence":0.9986123,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02610757201910019},{"word":"europe","start":2304.875,"end":2305.355,"confidence":0.7335417,"punctuated_word":"Europe,","sentiment":"neutral","sentiment_score":0.04276309162378311},{"word":"asia","start":2305.355,"end":2305.855,"confidence":0.999482,"punctuated_word":"Asia","sentiment":"neutral","sentiment_score":0.04580282419919968},{"word":"sort","start":2305.915,"end":2306.155,"confidence":0.941149,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.014072932302951813},{"word":"of","start":2306.155,"end":2306.315,"confidence":0.625418,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02190086245536804},{"word":"area","start":2306.315,"end":2306.815,"confidence":0.99453247,"punctuated_word":"area","sentiment":"neutral","sentiment_score":0.0585867315530777},{"word":"outside","start":2306.875,"end":2307.355,"confidence":0.7382218,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":0.03047870844602585},{"word":"of","start":2307.355,"end":2307.595,"confidence":0.99908185,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.016210217028856277},{"word":"the","start":2307.595,"end":2307.835,"confidence":0.9996972,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.015237294137477876},{"word":"us","start":2307.835,"end":2308.315,"confidence":0.99800116,"punctuated_word":"US","sentiment":"neutral","sentiment_score":-0.001247212290763855},{"word":"was","start":2308.315,"end":2308.5552,"confidence":0.98132944,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.09296177327632904},{"word":"up","start":2308.5552,"end":2308.7952,"confidence":0.99879706,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.11249873042106628},{"word":"17","start":2308.7952,"end":2309.2952,"confidence":0.9823402,"punctuated_word":"17.","sentiment":"neutral","sentiment_score":0.09066817164421082},{"word":"japan","start":2310.1702,"end":2310.57,"confidence":0.99103385,"punctuated_word":"Japan","sentiment":"neutral","sentiment_score":0.012349508702754974},{"word":"was","start":2310.57,"end":2310.81,"confidence":0.9972562,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.07037468254566193},{"word":"up","start":2310.81,"end":2310.9702,"confidence":0.99893326,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.12560483813285828},{"word":"23","start":2310.9702,"end":2311.61,"confidence":0.9148736,"punctuated_word":"23,","sentiment":"neutral","sentiment_score":0.06756442040205002},{"word":"and","start":2311.61,"end":2311.85,"confidence":0.99951184,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.033320352435112},{"word":"then","start":2311.85,"end":2312.09,"confidence":0.99954885,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.044733040034770966},{"word":"the","start":2312.09,"end":2312.25,"confidence":0.9582074,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04365232214331627},{"word":"s","start":2312.25,"end":2312.33,"confidence":0.85232574,"punctuated_word":"S","sentiment":"neutral","sentiment_score":0.01688535138964653},{"word":"and","start":2312.33,"end":2312.49,"confidence":0.9597399,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.023796938359737396},{"word":"p","start":2312.49,"end":2312.7302,"confidence":0.999413,"punctuated_word":"P","sentiment":"neutral","sentiment_score":0.01465398445725441},{"word":"500","start":2312.7302,"end":2313.1301,"confidence":0.971269,"punctuated_word":"500,","sentiment":"neutral","sentiment_score":0.02080957032740116},{"word":"which","start":2313.1301,"end":2313.29,"confidence":0.99982375,"punctuated_word":"which","sentiment":"neutral","sentiment_score":0.013490833342075348},{"word":"is","start":2313.29,"end":2313.4502,"confidence":0.97260743,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.02621269598603249},{"word":"america","start":2313.4502,"end":2313.85,"confidence":0.6339568,"punctuated_word":"America,","sentiment":"neutral","sentiment_score":0.008879132568836212},{"word":"was","start":2313.85,"end":2314.01,"confidence":0.96552837,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.021861590445041656},{"word":"around","start":2314.01,"end":2314.1702,"confidence":0.999411,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.02074810117483139},{"word":"the","start":2314.1702,"end":2314.33,"confidence":0.97444576,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.014389034360647202},{"word":"four","start":2314.33,"end":2314.83,"confidence":0.95724106,"punctuated_word":"four.","sentiment":"neutral","sentiment_score":-0.02306348457932472},{"word":"and","start":2315.1301,"end":2315.37,"confidence":0.99936265,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.06745658814907074},{"word":"then","start":2315.37,"end":2315.6902,"confidence":0.99975544,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.06380026787519455},{"word":"that's","start":2315.6902,"end":2316.01,"confidence":0.99567544,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.15848474204540253},{"word":"largely","start":2316.01,"end":2316.4102,"confidence":0.9996138,"punctuated_word":"largely","sentiment":"neutral","sentiment_score":-0.11977865546941756},{"word":"just","start":2316.4102,"end":2316.6501,"confidence":0.99940777,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.14451390504837036},{"word":"due","start":2316.6501,"end":2316.8901,"confidence":0.99963653,"punctuated_word":"due","sentiment":"neutral","sentiment_score":-0.11022568494081496},{"word":"to","start":2316.8901,"end":2316.9702,"confidence":0.9981571,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.12413576245307922},{"word":"the","start":2316.9702,"end":2317.2102,"confidence":0.9985721,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.12580186128616333},{"word":"the","start":2317.2102,"end":2317.37,"confidence":0.99594384,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14441199600696564},{"word":"currency","start":2317.37,"end":2317.85,"confidence":0.995972,"punctuated_word":"currency","sentiment":"neutral","sentiment_score":-0.1837490200996399},{"word":"exchange","start":2317.85,"end":2318.25,"confidence":0.98763496,"punctuated_word":"exchange","sentiment":"neutral","sentiment_score":-0.1849447637796402},{"word":"risk","start":2318.25,"end":2318.4102,"confidence":0.68278265,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":-0.19769558310508728},{"word":"because","start":2318.4102,"end":2318.7302,"confidence":0.915735,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.11850571632385254},{"word":"the","start":2318.7302,"end":2318.81,"confidence":0.991492,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.21517138183116913},{"word":"australian","start":2318.81,"end":2319.29,"confidence":0.99759173,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":-0.23057013750076297},{"word":"dollar","start":2319.29,"end":2319.61,"confidence":0.97389424,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":-0.23910678923130035},{"word":"got","start":2319.61,"end":2319.85,"confidence":0.9982913,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.20154206454753876},{"word":"stronger","start":2319.85,"end":2320.33,"confidence":0.8033141,"punctuated_word":"stronger,","sentiment":"neutral","sentiment_score":-0.14783744513988495},{"word":"and","start":2320.33,"end":2320.4102,"confidence":0.99974054,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.14230699837207794},{"word":"then","start":2320.4102,"end":2320.9102,"confidence":0.9996233,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.13116982579231262},{"word":"the","start":2321.1301,"end":2321.37,"confidence":0.99833447,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.2641030550003052},{"word":"us","start":2321.37,"end":2321.61,"confidence":0.99974746,"punctuated_word":"US","sentiment":"neutral","sentiment_score":-0.3210807740688324},{"word":"dollar","start":2321.61,"end":2322.01,"confidence":0.997701,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":-0.29764845967292786},{"word":"dropped","start":2322.01,"end":2322.25,"confidence":0.99949527,"punctuated_word":"dropped","sentiment":"neutral","sentiment_score":-0.2672523558139801},{"word":"a","start":2322.25,"end":2322.33,"confidence":0.9996544,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.267963707447052},{"word":"little","start":2322.33,"end":2322.57,"confidence":0.99993324,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.1861056387424469},{"word":"bit","start":2322.57,"end":2322.7302,"confidence":0.99967945,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.22335520386695865},{"word":"there","start":2322.7302,"end":2322.9702,"confidence":0.9997303,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.23204994201660156},{"word":"as","start":2322.9702,"end":2323.1301,"confidence":0.9997793,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.1813269853591919},{"word":"well","start":2323.1301,"end":2323.545,"confidence":0.9987937,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.13599763810634613},{"word":"they're","start":2323.785,"end":2324.025,"confidence":0.97278047,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":-0.0551055371761322},{"word":"actually","start":2324.025,"end":2324.505,"confidence":0.9942778,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.049026258289813995},{"word":"true","start":2324.505,"end":2324.825,"confidence":0.95535225,"punctuated_word":"true","sentiment":"neutral","sentiment_score":-0.05521341413259506},{"word":"return","start":2324.825,"end":2325.145,"confidence":0.8146043,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":-0.029430706053972244},{"word":"they're","start":2325.145,"end":2325.305,"confidence":0.98923707,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.01189359836280346},{"word":"probably","start":2325.305,"end":2325.545,"confidence":0.99761534,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.006706804037094116},{"word":"sitting","start":2325.545,"end":2325.785,"confidence":0.99901223,"punctuated_word":"sitting","sentiment":"neutral","sentiment_score":0.01929832249879837},{"word":"around","start":2325.785,"end":2325.9448,"confidence":0.99882716,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.02168237417936325},{"word":"the","start":2325.9448,"end":2326.105,"confidence":0.8714668,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.012374624609947205},{"word":"15%","start":2326.105,"end":2326.905,"confidence":0.97360086,"punctuated_word":"15%,","sentiment":"neutral","sentiment_score":0.02146119438111782},{"word":"but","start":2326.905,"end":2327.2249,"confidence":0.99919444,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.02773459255695343},{"word":"it's","start":2327.2249,"end":2327.4648,"confidence":0.69432425,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.04603724926710129},{"word":"because","start":2327.4648,"end":2327.865,"confidence":0.99545634,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.050766631960868835},{"word":"they're","start":2327.865,"end":2328.365,"confidence":0.761026,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.10211648046970367},{"word":"the","start":2328.905,"end":2329.145,"confidence":0.9985843,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.1854189932346344},{"word":"us","start":2329.145,"end":2329.545,"confidence":0.99936277,"punctuated_word":"US","sentiment":"neutral","sentiment_score":-0.2202456146478653},{"word":"dollar","start":2329.545,"end":2330.045,"confidence":0.99631655,"punctuated_word":"dollar","sentiment":"neutral","sentiment_score":-0.1972866654396057},{"word":"has","start":2330.265,"end":2330.4248,"confidence":0.99944,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.20073765516281128},{"word":"taken","start":2330.4248,"end":2330.7449,"confidence":0.9980223,"punctuated_word":"taken","sentiment":"neutral","sentiment_score":-0.28755682706832886},{"word":"a","start":2330.7449,"end":2330.905,"confidence":0.9995906,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1943856179714203},{"word":"bit","start":2330.905,"end":2331.065,"confidence":0.99982256,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.15099696815013883},{"word":"of","start":2331.065,"end":2331.145,"confidence":0.9994821,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.214323490858078},{"word":"a","start":2331.145,"end":2331.2249,"confidence":0.99678075,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2198825478553772},{"word":"dive","start":2331.2249,"end":2331.7249,"confidence":0.6923927,"punctuated_word":"dive,","sentiment":"neutral","sentiment_score":-0.17055898904800415},{"word":"and","start":2332.265,"end":2332.505,"confidence":0.9956382,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11169058829545976},{"word":"because","start":2332.505,"end":2332.825,"confidence":0.9981969,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.12047511339187622},{"word":"that's","start":2332.825,"end":2333.065,"confidence":0.9913398,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.16522690653800964},{"word":"a","start":2333.065,"end":2333.2249,"confidence":0.9747206,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.13920608162879944},{"word":"foreign","start":2333.2249,"end":2333.7249,"confidence":0.9993387,"punctuated_word":"foreign","sentiment":"neutral","sentiment_score":-0.1574591100215912},{"word":"foreign","start":2334.265,"end":2334.7449,"confidence":0.97565514,"punctuated_word":"foreign","sentiment":"neutral","sentiment_score":-0.18183633685112},{"word":"exchange","start":2334.7449,"end":2335.145,"confidence":0.82260597,"punctuated_word":"exchange.","sentiment":"neutral","sentiment_score":-0.16766217350959778},{"word":"obviously","start":2335.145,"end":2335.645,"confidence":0.9595522,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":-0.13145434856414795},{"word":"the","start":2335.7048,"end":2336.1848,"confidence":0.994284,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.15048345923423767},{"word":"the","start":2336.1848,"end":2336.345,"confidence":0.9772898,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14289531111717224},{"word":"value","start":2336.345,"end":2336.7449,"confidence":0.99910957,"punctuated_word":"value","sentiment":"neutral","sentiment_score":-0.28177258372306824},{"word":"of","start":2336.7449,"end":2336.905,"confidence":0.9998449,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.19461509585380551},{"word":"that","start":2336.905,"end":2337.145,"confidence":0.9998313,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.20668621361255649},{"word":"is","start":2337.145,"end":2337.305,"confidence":0.99978584,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.15058256685733795},{"word":"affected","start":2337.305,"end":2337.805,"confidence":0.99836415,"punctuated_word":"affected","sentiment":"neutral","sentiment_score":-0.10016421973705292},{"word":"with","start":2337.9448,"end":2338.105,"confidence":0.9994246,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.1713414192199707},{"word":"that","start":2338.105,"end":2338.265,"confidence":0.99819833,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.15959542989730835},{"word":"currency","start":2338.265,"end":2338.765,"confidence":0.9995235,"punctuated_word":"currency","sentiment":"neutral","sentiment_score":-0.1428210288286209},{"word":"hedging","start":2338.825,"end":2339.325,"confidence":0.9931647,"punctuated_word":"hedging.","sentiment":"neutral","sentiment_score":-0.1610996127128601},{"word":"yeah","start":2353.875,"end":2354.115,"confidence":0.95009243,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.28865307569503784},{"word":"i","start":2354.115,"end":2354.2751,"confidence":0.9885944,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.48425453901290894},{"word":"think","start":2354.2751,"end":2354.5952,"confidence":0.99966776,"punctuated_word":"think","sentiment":"negative","sentiment_score":-0.5218027830123901},{"word":"last","start":2354.5952,"end":2354.8352,"confidence":0.95892906,"punctuated_word":"last","sentiment":"negative","sentiment_score":-0.5609023571014404},{"word":"year","start":2354.8352,"end":2354.995,"confidence":0.80082047,"punctuated_word":"year,","sentiment":"negative","sentiment_score":-0.5303264260292053},{"word":"it","start":2354.995,"end":2355.155,"confidence":0.982464,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.6492763757705688},{"word":"really","start":2355.155,"end":2355.395,"confidence":0.99856454,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.6771507859230042},{"word":"was","start":2355.395,"end":2355.635,"confidence":0.9990005,"punctuated_word":"was","sentiment":"negative","sentiment_score":-0.5958697199821472},{"word":"quite","start":2355.635,"end":2355.875,"confidence":0.9990208,"punctuated_word":"quite","sentiment":"negative","sentiment_score":-0.5336756706237793},{"word":"a","start":2355.875,"end":2355.955,"confidence":0.99879766,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.5176642537117004},{"word":"good","start":2355.955,"end":2356.2751,"confidence":0.9998178,"punctuated_word":"good","sentiment":"negative","sentiment_score":-0.4784629940986634},{"word":"return","start":2356.2751,"end":2356.5952,"confidence":0.9996834,"punctuated_word":"return","sentiment":"negative","sentiment_score":-0.42503416538238525},{"word":"for","start":2356.5952,"end":2356.8352,"confidence":0.9994137,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.3657312989234924},{"word":"everything","start":2356.8352,"end":2357.3352,"confidence":0.9450071,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":-0.2775833010673523},{"word":"and","start":2357.635,"end":2358.135,"confidence":0.9944313,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.25751107931137085},{"word":"given","start":2358.195,"end":2358.5952,"confidence":0.89634067,"punctuated_word":"given,","sentiment":"neutral","sentiment_score":-0.2364395707845688},{"word":"you","start":2358.5952,"end":2358.8352,"confidence":0.994046,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.21268099546432495},{"word":"know","start":2358.8352,"end":2358.995,"confidence":0.9975071,"punctuated_word":"know,","sentiment":"neutral","sentiment_score":-0.2043704092502594},{"word":"those","start":2358.995,"end":2359.475,"confidence":0.9930293,"punctuated_word":"those","sentiment":"neutral","sentiment_score":-0.16502618789672852},{"word":"the","start":2359.715,"end":2359.955,"confidence":0.99137783,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18553541600704193},{"word":"fact","start":2359.955,"end":2360.195,"confidence":0.99683976,"punctuated_word":"fact","sentiment":"neutral","sentiment_score":-0.19100716710090637},{"word":"that","start":2360.195,"end":2360.355,"confidence":0.997898,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.22178897261619568},{"word":"ben","start":2360.355,"end":2360.5952,"confidence":0.69215167,"punctuated_word":"Ben","sentiment":"neutral","sentiment_score":-0.3001687228679657},{"word":"long","start":2360.5952,"end":2360.7551,"confidence":0.5192607,"punctuated_word":"Long","sentiment":"neutral","sentiment_score":-0.23282188177108765},{"word":"is","start":2360.7551,"end":2360.915,"confidence":0.99562484,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.2751164734363556},{"word":"quite","start":2360.915,"end":2361.155,"confidence":0.9987835,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.27115100622177124},{"word":"a","start":2361.155,"end":2361.235,"confidence":0.87372404,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.30509161949157715},{"word":"significant","start":2361.235,"end":2361.735,"confidence":0.9875579,"punctuated_word":"significant","sentiment":"neutral","sentiment_score":-0.2392495423555374},{"word":"weighting","start":2361.7952,"end":2362.2751,"confidence":0.80603236,"punctuated_word":"weighting,","sentiment":"neutral","sentiment_score":-0.248580664396286},{"word":"even","start":2362.2751,"end":2362.5151,"confidence":0.99896955,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.2034543454647064},{"word":"if","start":2362.5151,"end":2362.675,"confidence":0.9981712,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.26696130633354187},{"word":"that","start":2362.675,"end":2362.915,"confidence":0.9955949,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.3255138397216797},{"word":"sort","start":2362.915,"end":2363.0752,"confidence":0.91761553,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.3069818615913391},{"word":"of","start":2363.0752,"end":2363.235,"confidence":0.9954091,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.3457653224468231},{"word":"hit","start":2363.235,"end":2363.475,"confidence":0.9758512,"punctuated_word":"hit","sentiment":"negative","sentiment_score":-0.36614829301834106},{"word":"a","start":2363.475,"end":2363.635,"confidence":0.92589617,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.34035587310791016},{"word":"zero","start":2363.635,"end":2364.0352,"confidence":0.9997141,"punctuated_word":"zero","sentiment":"neutral","sentiment_score":-0.3173857629299164},{"word":"return","start":2364.0352,"end":2364.355,"confidence":0.9966702,"punctuated_word":"return","sentiment":"negative","sentiment_score":-0.33398205041885376},{"word":"mark","start":2364.355,"end":2364.5952,"confidence":0.97613055,"punctuated_word":"mark,","sentiment":"neutral","sentiment_score":-0.29713574051856995},{"word":"you","start":2364.5952,"end":2364.8352,"confidence":0.9366242,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.2939491271972656},{"word":"would","start":2364.8352,"end":2364.915,"confidence":0.41869518,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.2667456269264221},{"word":"still","start":2364.915,"end":2365.155,"confidence":0.6695137,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.28966325521469116},{"word":"would","start":2365.155,"end":2365.235,"confidence":0.8184406,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.26840341091156006},{"word":"have","start":2365.235,"end":2365.395,"confidence":0.79142535,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.2886199653148651},{"word":"been","start":2365.395,"end":2365.5552,"confidence":0.9958353,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.29612526297569275},{"word":"doing","start":2365.5552,"end":2365.7952,"confidence":0.9982639,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":-0.2139195054769516},{"word":"quite","start":2365.7952,"end":2366.0352,"confidence":0.9964528,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.11195014417171478},{"word":"well","start":2366.0352,"end":2366.195,"confidence":0.98762465,"punctuated_word":"well","sentiment":"neutral","sentiment_score":-0.1533624678850174},{"word":"in","start":2366.195,"end":2366.355,"confidence":0.98410404,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.12387526035308838},{"word":"terms","start":2366.355,"end":2366.5952,"confidence":0.9925761,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.0737805962562561},{"word":"of","start":2366.5952,"end":2366.675,"confidence":0.9370441,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.13536937534809113},{"word":"return","start":2366.675,"end":2367.175,"confidence":0.96507627,"punctuated_word":"return.","sentiment":"neutral","sentiment_score":-0.20116695761680603},{"word":"the","start":2367.53,"end":2367.69,"confidence":0.73357916,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.23217998445034027},{"word":"fact","start":2367.69,"end":2367.8499,"confidence":0.9994417,"punctuated_word":"fact","sentiment":"neutral","sentiment_score":-0.2619575262069702},{"word":"that","start":2367.8499,"end":2368.0898,"confidence":0.9996463,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2830973267555237},{"word":"it's","start":2368.0898,"end":2368.3298,"confidence":0.99879456,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.27589327096939087},{"word":"such","start":2368.3298,"end":2368.49,"confidence":0.9995396,"punctuated_word":"such","sentiment":"negative","sentiment_score":-0.3486051559448242},{"word":"a","start":2368.49,"end":2368.65,"confidence":0.9979323,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.3003098964691162},{"word":"heavy","start":2368.65,"end":2369.13,"confidence":0.9996044,"punctuated_word":"heavy","sentiment":"neutral","sentiment_score":-0.24416430294513705},{"word":"weighing","start":2369.13,"end":2369.3699,"confidence":0.76962686,"punctuated_word":"weighing","sentiment":"negative","sentiment_score":-0.34141117334365845},{"word":"in","start":2369.3699,"end":2369.45,"confidence":0.9958473,"punctuated_word":"in","sentiment":"negative","sentiment_score":-0.3556230664253235},{"word":"your","start":2369.45,"end":2369.69,"confidence":0.99941623,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.40456461906433105},{"word":"portfolio","start":2369.69,"end":2370.0898,"confidence":0.9995229,"punctuated_word":"portfolio","sentiment":"negative","sentiment_score":-0.434923380613327},{"word":"for","start":2370.0898,"end":2370.25,"confidence":0.99844545,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.3277507424354553},{"word":"that","start":2370.25,"end":2370.41,"confidence":0.51842254,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.3297179341316223},{"word":"active","start":2370.41,"end":2370.65,"confidence":0.999426,"punctuated_word":"active","sentiment":"neutral","sentiment_score":-0.2775859236717224},{"word":"investment","start":2370.65,"end":2371.15,"confidence":0.9993592,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":-0.2952040433883667},{"word":"that","start":2371.29,"end":2371.79,"confidence":0.9513607,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.35509976744651794},{"word":"it's","start":2371.8499,"end":2372.0898,"confidence":0.88019216,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.4341539740562439},{"word":"caused","start":2372.0898,"end":2372.41,"confidence":0.983089,"punctuated_word":"caused","sentiment":"negative","sentiment_score":-0.3716692924499512},{"word":"such","start":2372.41,"end":2372.57,"confidence":0.99975675,"punctuated_word":"such","sentiment":"negative","sentiment_score":-0.360712468624115},{"word":"an","start":2372.57,"end":2372.73,"confidence":0.96190685,"punctuated_word":"an","sentiment":"negative","sentiment_score":-0.39381736516952515},{"word":"effect","start":2372.73,"end":2373.13,"confidence":0.9968901,"punctuated_word":"effect","sentiment":"neutral","sentiment_score":-0.2648591101169586},{"word":"on","start":2373.13,"end":2373.21,"confidence":0.99963176,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.27209216356277466},{"word":"your","start":2373.21,"end":2373.53,"confidence":0.9995739,"punctuated_word":"your","sentiment":"negative","sentiment_score":-0.3936735391616822},{"word":"overall","start":2373.53,"end":2373.93,"confidence":0.9996855,"punctuated_word":"overall","sentiment":"neutral","sentiment_score":-0.23276033997535703},{"word":"returns","start":2373.93,"end":2374.43,"confidence":0.991254,"punctuated_word":"returns.","sentiment":"negative","sentiment_score":-0.35472702980041504},{"word":"but","start":2377.29,"end":2377.45,"confidence":0.79704183,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.1355796754360199},{"word":"as","start":2377.45,"end":2377.6099,"confidence":0.96890134,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.15522229671478271},{"word":"i","start":2377.6099,"end":2377.77,"confidence":0.99665666,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.11676213145256042},{"word":"said","start":2377.77,"end":2377.8499,"confidence":0.9902652,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":-0.09749692678451538},{"word":"we'll","start":2377.8499,"end":2378.0898,"confidence":0.9987184,"punctuated_word":"we'll","sentiment":"neutral","sentiment_score":-0.1070687174797058},{"word":"look","start":2378.0898,"end":2378.25,"confidence":0.99911016,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.11033587157726288},{"word":"to","start":2378.25,"end":2378.57,"confidence":0.99776936,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10848928987979888},{"word":"update","start":2378.57,"end":2378.97,"confidence":0.99828523,"punctuated_word":"update","sentiment":"neutral","sentiment_score":-0.03552640229463577},{"word":"the","start":2378.97,"end":2379.13,"confidence":0.99741507,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.09754514694213869},{"word":"portfolio","start":2379.13,"end":2379.6099,"confidence":0.98510504,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":-0.10615556687116624},{"word":"we","start":2379.6099,"end":2379.77,"confidence":0.97135735,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.036821398884058},{"word":"might","start":2379.77,"end":2379.93,"confidence":0.99878186,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.020714886486530304},{"word":"even","start":2379.93,"end":2380.0898,"confidence":0.9971107,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.04792273789644241},{"word":"look","start":2380.0898,"end":2380.25,"confidence":0.9952312,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.07892933487892151},{"word":"at","start":2380.25,"end":2380.41,"confidence":0.99587005,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.07246235013008118},{"word":"reducing","start":2380.41,"end":2380.81,"confidence":0.9965327,"punctuated_word":"reducing","sentiment":"neutral","sentiment_score":-0.08084277808666229},{"word":"the","start":2380.81,"end":2380.97,"confidence":0.93587303,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18380960822105408},{"word":"active","start":2380.97,"end":2381.235,"confidence":0.9498344,"punctuated_word":"active","sentiment":"neutral","sentiment_score":-0.15420924127101898},{"word":"portion","start":2381.235,"end":2381.635,"confidence":0.91058576,"punctuated_word":"portion,","sentiment":"neutral","sentiment_score":-0.17750394344329834},{"word":"making","start":2381.635,"end":2381.715,"confidence":0.9987882,"punctuated_word":"making","sentiment":"neutral","sentiment_score":-0.11475861072540285},{"word":"a","start":2381.715,"end":2381.875,"confidence":0.8416502,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0920638144016266},{"word":"bit","start":2381.875,"end":2382.0352,"confidence":0.9998455,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.03999786078929901},{"word":"more","start":2382.0352,"end":2382.195,"confidence":0.99911386,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.0690305233001709},{"word":"of","start":2382.195,"end":2382.3552,"confidence":0.9994184,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.07567030191421509},{"word":"a","start":2382.3552,"end":2382.435,"confidence":0.998934,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.08206784725189209},{"word":"satellite","start":2382.435,"end":2382.8352,"confidence":0.9988708,"punctuated_word":"satellite","sentiment":"neutral","sentiment_score":-0.08256654441356659},{"word":"and","start":2382.8352,"end":2382.915,"confidence":0.80448484,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.12409097701311111},{"word":"less","start":2382.915,"end":2383.155,"confidence":0.988569,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.09754892438650133},{"word":"a","start":2383.155,"end":2383.235,"confidence":0.95403636,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15436771512031555},{"word":"bit","start":2383.235,"end":2383.395,"confidence":0.9995301,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.08175966143608093},{"word":"of","start":2383.395,"end":2383.5552,"confidence":0.99908495,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.15773043036460876},{"word":"a","start":2383.5552,"end":2383.635,"confidence":0.9966978,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15028339624404907},{"word":"core","start":2383.635,"end":2384.135,"confidence":0.6317314,"punctuated_word":"core.","sentiment":"neutral","sentiment_score":-0.14380109310150146},{"word":"so","start":2384.2751,"end":2384.435,"confidence":0.9994324,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.08426998555660248},{"word":"that","start":2384.435,"end":2384.5952,"confidence":0.9951374,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11363223940134048},{"word":"way","start":2384.5952,"end":2384.7551,"confidence":0.7678478,"punctuated_word":"way,","sentiment":"neutral","sentiment_score":-0.1444743573665619},{"word":"if","start":2384.7551,"end":2384.995,"confidence":0.9980178,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.13738366961479187},{"word":"there","start":2384.995,"end":2385.155,"confidence":0.9960524,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.19957074522972107},{"word":"is","start":2385.155,"end":2385.395,"confidence":0.8792939,"punctuated_word":"is,","sentiment":"neutral","sentiment_score":-0.2240421175956726},{"word":"like","start":2385.395,"end":2385.5552,"confidence":0.9980116,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.3106995224952698},{"word":"a","start":2385.5552,"end":2385.635,"confidence":0.9994875,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.36016175150871277},{"word":"bad","start":2385.635,"end":2385.875,"confidence":0.99472827,"punctuated_word":"bad","sentiment":"negative","sentiment_score":-0.3399926424026489},{"word":"deal","start":2385.875,"end":2386.0352,"confidence":0.70521545,"punctuated_word":"deal","sentiment":"negative","sentiment_score":-0.4844896197319031},{"word":"with","start":2386.0352,"end":2386.195,"confidence":0.99963355,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.4495299458503723},{"word":"the","start":2386.195,"end":2386.3552,"confidence":0.99967873,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.46247169375419617},{"word":"active","start":2386.3552,"end":2386.675,"confidence":0.9997763,"punctuated_word":"active","sentiment":"negative","sentiment_score":-0.3805214762687683},{"word":"portion","start":2386.675,"end":2386.995,"confidence":0.99948895,"punctuated_word":"portion","sentiment":"negative","sentiment_score":-0.3938889503479004},{"word":"that","start":2386.995,"end":2387.235,"confidence":0.62787205,"punctuated_word":"that","sentiment":"negative","sentiment_score":-0.34611448645591736},{"word":"it","start":2387.235,"end":2387.3152,"confidence":0.98892677,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.3462315797805786},{"word":"doesn't","start":2387.3152,"end":2387.635,"confidence":0.9999057,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.23622600734233856},{"word":"have","start":2387.635,"end":2387.875,"confidence":0.9996513,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1478012204170227},{"word":"a","start":2387.875,"end":2388.0352,"confidence":0.9328071,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.23130342364311215},{"word":"significant","start":2388.0352,"end":2388.5352,"confidence":0.99718225,"punctuated_word":"significant","sentiment":"neutral","sentiment_score":-0.17974638938903809},{"word":"effect","start":2388.5952,"end":2389.0952,"confidence":0.9949876,"punctuated_word":"effect","sentiment":"neutral","sentiment_score":-0.11880484223365784},{"word":"as","start":2389.3152,"end":2389.475,"confidence":0.9856128,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.22325316071510315},{"word":"it","start":2389.475,"end":2389.635,"confidence":0.9996997,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2072235941886902},{"word":"has","start":2389.635,"end":2390.115,"confidence":0.9993887,"punctuated_word":"has","sentiment":"neutral","sentiment_score":-0.20028774440288544},{"word":"currently","start":2390.115,"end":2390.615,"confidence":0.9926387,"punctuated_word":"currently","sentiment":"neutral","sentiment_score":-0.2003212571144104},{"word":"with","start":2390.675,"end":2390.915,"confidence":0.9994498,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.1834224164485931},{"word":"your","start":2390.915,"end":2391.0752,"confidence":0.999428,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.26157861948013306},{"word":"portfolio","start":2391.0752,"end":2391.5752,"confidence":0.9975266,"punctuated_word":"portfolio.","sentiment":"neutral","sentiment_score":-0.22063219547271729},{"word":"perfect","start":2393.25,"end":2393.75,"confidence":0.69502753,"punctuated_word":"Perfect.","sentiment":"neutral","sentiment_score":0.32281172275543213},{"word":"no","start":2400.85,"end":2401.09,"confidence":0.98070025,"punctuated_word":"No","sentiment":"neutral","sentiment_score":0.16148148477077484},{"word":"problem","start":2401.09,"end":2401.59,"confidence":0.99934554,"punctuated_word":"problem.","sentiment":"neutral","sentiment_score":0.20336775481700897},{"word":"any","start":2403.01,"end":2403.33,"confidence":0.9326883,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.18879954516887665},{"word":"other","start":2403.33,"end":2403.83,"confidence":0.98970324,"punctuated_word":"other","sentiment":"neutral","sentiment_score":0.16935627162456512},{"word":"questions","start":2403.89,"end":2404.39,"confidence":0.4303293,"punctuated_word":"questions","sentiment":"neutral","sentiment_score":0.1523796170949936},{"word":"that","start":2404.53,"end":2404.77,"confidence":0.7759854,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.1887570321559906},{"word":"you","start":2404.77,"end":2405.09,"confidence":0.99839586,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.1895896941423416},{"word":"might","start":2405.09,"end":2405.41,"confidence":0.9994722,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.1595560759305954},{"word":"have","start":2405.41,"end":2405.73,"confidence":0.90501475,"punctuated_word":"have,","sentiment":"neutral","sentiment_score":0.1776447594165802},{"word":"feel","start":2405.73,"end":2405.97,"confidence":0.9991592,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.20205587148666385},{"word":"free","start":2405.97,"end":2406.29,"confidence":0.9996928,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.18850979208946228},{"word":"to","start":2406.29,"end":2406.53,"confidence":0.9984724,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18614843487739563},{"word":"obviously","start":2406.53,"end":2407.03,"confidence":0.7380818,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":0.23007319867610931},{"word":"reach","start":2408.625,"end":2408.865,"confidence":0.99883133,"punctuated_word":"reach","sentiment":"neutral","sentiment_score":0.15866532921791077},{"word":"out","start":2408.865,"end":2409.105,"confidence":0.998365,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.13466782867908478},{"word":"in","start":2409.105,"end":2409.2651,"confidence":0.99879336,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.17263342440128326},{"word":"regards","start":2409.2651,"end":2409.7651,"confidence":0.9294152,"punctuated_word":"regards","sentiment":"neutral","sentiment_score":0.15868669748306274},{"word":"to","start":2409.905,"end":2410.065,"confidence":0.99967456,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.19346961379051208},{"word":"that","start":2410.065,"end":2410.5452,"confidence":0.9510207,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":0.16325271129608154},{"word":"but","start":2410.5452,"end":2410.7852,"confidence":0.8954042,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.16095155477523804},{"word":"otherwise","start":2410.7852,"end":2411.2651,"confidence":0.8871983,"punctuated_word":"otherwise,","sentiment":"neutral","sentiment_score":0.14204998314380646},{"word":"i'll","start":2411.2651,"end":2411.425,"confidence":0.9998677,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.18385349214076996},{"word":"let","start":2411.425,"end":2411.585,"confidence":0.99978596,"punctuated_word":"let","sentiment":"neutral","sentiment_score":0.17180772125720978},{"word":"you","start":2411.585,"end":2411.665,"confidence":0.99979013,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.20248591899871823},{"word":"get","start":2411.665,"end":2411.905,"confidence":0.9982668,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.17733624577522278},{"word":"back","start":2411.905,"end":2411.985,"confidence":0.9998852,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.16007868945598602},{"word":"to","start":2411.985,"end":2412.145,"confidence":0.99887747,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18297815322875977},{"word":"your","start":2412.145,"end":2412.385,"confidence":0.8801794,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.21005161106586456},{"word":"afternoon","start":2412.385,"end":2412.885,"confidence":0.8571704,"punctuated_word":"afternoon,","sentiment":"neutral","sentiment_score":0.21699419617652893},{"word":"and","start":2413.665,"end":2413.905,"confidence":0.9991253,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.1959698349237442},{"word":"then","start":2413.905,"end":2414.145,"confidence":0.9999051,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2213137149810791},{"word":"we","start":2414.145,"end":2414.305,"confidence":0.99952555,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.21739819645881653},{"word":"can","start":2414.305,"end":2414.5452,"confidence":0.9997491,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.23583050072193143},{"word":"sort","start":2414.5452,"end":2414.7852,"confidence":0.9915006,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2319760620594025},{"word":"of","start":2414.7852,"end":2415.0251,"confidence":0.76860327,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.2408549189567566},{"word":"go","start":2415.0251,"end":2415.185,"confidence":0.99946755,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.2455658912658691},{"word":"from","start":2415.185,"end":2415.345,"confidence":0.99967,"punctuated_word":"from","sentiment":"neutral","sentiment_score":0.21116884052753448},{"word":"there","start":2415.345,"end":2415.585,"confidence":0.99979395,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.17889316380023956},{"word":"once","start":2415.585,"end":2415.825,"confidence":0.990427,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.2839113473892212},{"word":"we","start":2415.825,"end":2415.985,"confidence":0.99985373,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.24844862520694733},{"word":"get","start":2415.985,"end":2416.145,"confidence":0.9998153,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.2526979446411133},{"word":"that","start":2416.145,"end":2416.305,"confidence":0.9997043,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.22065751254558563},{"word":"all","start":2416.305,"end":2416.465,"confidence":0.6098222,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.2160082161426544},{"word":"together","start":2416.465,"end":2416.7852,"confidence":0.99842405,"punctuated_word":"together","sentiment":"neutral","sentiment_score":0.2530088722705841},{"word":"there","start":2416.7852,"end":2416.945,"confidence":0.9954301,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.3200494945049286},{"word":"for","start":2416.945,"end":2417.105,"confidence":0.99966013,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.2596326470375061},{"word":"you","start":2417.105,"end":2417.605,"confidence":0.9952142,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1873432099819183},{"word":"yeah","start":2427.28,"end":2427.78,"confidence":0.88051856,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1606154590845108},{"word":"i'll","start":2438.975,"end":2439.2952,"confidence":0.94027483,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.3037389814853668},{"word":"have","start":2439.2952,"end":2439.5352,"confidence":0.84263676,"punctuated_word":"have","sentiment":"positive","sentiment_score":0.3584093749523163},{"word":"a","start":2439.5352,"end":2439.695,"confidence":0.9992687,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2888791859149933},{"word":"conversation","start":2439.695,"end":2440.175,"confidence":0.9996965,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":0.30414068698883057},{"word":"with","start":2440.175,"end":2440.335,"confidence":0.9998099,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.35832303762435913},{"word":"you","start":2440.335,"end":2440.495,"confidence":0.9998265,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4192469120025635},{"word":"and","start":2440.495,"end":2440.655,"confidence":0.99536324,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.284328818321228},{"word":"see","start":2440.655,"end":2440.8152,"confidence":0.99629635,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.29986509680747986},{"word":"what","start":2440.8152,"end":2440.975,"confidence":0.99983764,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.33077967166900635},{"word":"you","start":2440.975,"end":2441.215,"confidence":0.9997243,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.363564133644104},{"word":"wanna","start":2441.215,"end":2441.615,"confidence":0.82430506,"punctuated_word":"wanna","sentiment":"positive","sentiment_score":0.3776484429836273},{"word":"do","start":2441.615,"end":2441.855,"confidence":0.99674714,"punctuated_word":"do","sentiment":"positive","sentiment_score":0.33826351165771484},{"word":"from","start":2441.855,"end":2442.095,"confidence":0.99974686,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.36491063237190247},{"word":"that","start":2442.095,"end":2442.335,"confidence":0.9998394,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.3694181442260742},{"word":"as","start":2442.335,"end":2442.495,"confidence":0.99924254,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.30906546115875244},{"word":"well","start":2442.495,"end":2442.975,"confidence":0.9999578,"punctuated_word":"well","sentiment":"neutral","sentiment_score":0.31993788480758667},{"word":"and","start":2442.975,"end":2443.135,"confidence":0.74193263,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2874275743961334},{"word":"just","start":2443.135,"end":2443.375,"confidence":0.98620945,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3351154923439026},{"word":"see","start":2443.375,"end":2443.5352,"confidence":0.9984345,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.2759855091571808},{"word":"how","start":2443.5352,"end":2443.695,"confidence":0.99979025,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.3207528591156006},{"word":"you","start":2443.695,"end":2443.855,"confidence":0.9981389,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3842570781707764},{"word":"feel","start":2443.855,"end":2444.095,"confidence":0.999724,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.19655030965805056},{"word":"about","start":2444.095,"end":2444.335,"confidence":0.9998729,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.3030078411102295},{"word":"it","start":2444.335,"end":2444.835,"confidence":0.81213546,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.25854459404945374},{"word":"and","start":2444.975,"end":2445.135,"confidence":0.88210005,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.2571016848087311},{"word":"then","start":2445.135,"end":2445.2952,"confidence":0.9997558,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.2212409675121307},{"word":"we","start":2445.2952,"end":2445.455,"confidence":0.9997937,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.28796640038490295},{"word":"can","start":2445.455,"end":2445.615,"confidence":0.99991775,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.2839254140853882},{"word":"go","start":2445.615,"end":2445.7751,"confidence":0.9999237,"punctuated_word":"go","sentiment":"neutral","sentiment_score":0.3160150349140167},{"word":"from","start":2445.7751,"end":2446.0151,"confidence":0.9997764,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.3570108413696289},{"word":"there","start":2446.0151,"end":2446.2551,"confidence":0.9997451,"punctuated_word":"there","sentiment":"neutral","sentiment_score":0.25335967540740967},{"word":"as","start":2446.2551,"end":2446.415,"confidence":0.9997776,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.2248271256685257},{"word":"well","start":2446.415,"end":2446.86,"confidence":0.9787281,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.1857009530067444},{"word":"too","start":2450.4602,"end":2450.7002,"confidence":0.98697114,"punctuated_word":"Too","sentiment":"positive","sentiment_score":0.42949724197387695},{"word":"easy","start":2450.7002,"end":2451.2002,"confidence":0.97454154,"punctuated_word":"easy.","sentiment":"positive","sentiment_score":0.4241079092025757},{"word":"but","start":2451.4202,"end":2451.6602,"confidence":0.7705531,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.09222771972417831},{"word":"anything","start":2451.6602,"end":2451.9001,"confidence":0.9965358,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.010696448385715485},{"word":"else","start":2451.9001,"end":2452.1401,"confidence":0.99988794,"punctuated_word":"else","sentiment":"neutral","sentiment_score":-0.011495605111122131},{"word":"for","start":2452.1401,"end":2452.2202,"confidence":0.9958519,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.00237293541431427},{"word":"me","start":2452.2202,"end":2452.3801,"confidence":0.99973327,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.007363118231296539},{"word":"while","start":2452.3801,"end":2452.54,"confidence":0.9838426,"punctuated_word":"while","sentiment":"neutral","sentiment_score":0.009630933403968813},{"word":"you've","start":2452.54,"end":2452.7002,"confidence":0.9974139,"punctuated_word":"you've","sentiment":"neutral","sentiment_score":0.03676831349730491},{"word":"got","start":2452.7002,"end":2452.86,"confidence":0.99971336,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.07066676765680313},{"word":"me","start":2452.86,"end":2453.02,"confidence":0.99928373,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.022171325981616977},{"word":"there","start":2453.02,"end":2453.52,"confidence":0.99572,"punctuated_word":"there?","sentiment":"neutral","sentiment_score":0.029448069632053375},{"word":"great","start":2456.54,"end":2457.04,"confidence":0.9139806,"punctuated_word":"Great.","sentiment":"positive","sentiment_score":0.3779483735561371},{"word":"obviously","start":2457.1802,"end":2457.58,"confidence":0.9821553,"punctuated_word":"Obviously,","sentiment":"neutral","sentiment_score":0.1892722249031067},{"word":"anything","start":2457.58,"end":2457.9001,"confidence":0.999671,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":0.23585478961467743},{"word":"in","start":2457.9001,"end":2457.9802,"confidence":0.99650216,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.1860739141702652},{"word":"the","start":2457.9802,"end":2458.06,"confidence":0.999954,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2478247582912445},{"word":"meantime","start":2458.06,"end":2458.54,"confidence":0.9841583,"punctuated_word":"meantime,","sentiment":"neutral","sentiment_score":0.10326576232910156},{"word":"feel","start":2458.54,"end":2458.78,"confidence":0.999681,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.11332029849290848},{"word":"free","start":2458.78,"end":2458.9402,"confidence":0.9997063,"punctuated_word":"free","sentiment":"neutral","sentiment_score":0.1809161901473999},{"word":"to","start":2458.9402,"end":2459.1802,"confidence":0.9984674,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.17891094088554382},{"word":"either","start":2459.1802,"end":2459.4202,"confidence":0.9976966,"punctuated_word":"either","sentiment":"neutral","sentiment_score":0.15341846644878387},{"word":"just","start":2459.4202,"end":2459.6602,"confidence":0.9907582,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.12478383630514144},{"word":"attach","start":2459.6602,"end":2459.9802,"confidence":0.9898205,"punctuated_word":"attach","sentiment":"neutral","sentiment_score":0.11108587682247162},{"word":"that","start":2459.9802,"end":2460.3,"confidence":0.9993931,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.16948989033699036},{"word":"with","start":2460.3,"end":2460.4602,"confidence":0.9986987,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.11661972105503082},{"word":"the","start":2460.4602,"end":2460.54,"confidence":0.6714097,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.2081025093793869},{"word":"question","start":2460.54,"end":2461.02,"confidence":0.99931335,"punctuated_word":"question","sentiment":"neutral","sentiment_score":0.2271813005208969},{"word":"with","start":2461.02,"end":2461.1802,"confidence":0.96301657,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.18043957650661469},{"word":"your","start":2461.1802,"end":2461.575,"confidence":0.8578407,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.2424314022064209},{"word":"certificate","start":2462.135,"end":2462.635,"confidence":0.9923207,"punctuated_word":"certificate","sentiment":"neutral","sentiment_score":0.21123450994491577},{"word":"of","start":2462.855,"end":2462.935,"confidence":0.9975568,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.17818182706832886},{"word":"currency","start":2462.935,"end":2463.415,"confidence":0.99691075,"punctuated_word":"currency","sentiment":"neutral","sentiment_score":0.12043146044015884},{"word":"there","start":2463.415,"end":2463.7349,"confidence":0.96314394,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":0.13094109296798706},{"word":"otherwise","start":2463.7349,"end":2464.135,"confidence":0.9991887,"punctuated_word":"Otherwise,","sentiment":"neutral","sentiment_score":0.08424095064401627},{"word":"i","start":2464.135,"end":2464.2148,"confidence":0.9994659,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.20330309867858887},{"word":"will","start":2464.2148,"end":2464.4548,"confidence":0.9995633,"punctuated_word":"will","sentiment":"neutral","sentiment_score":0.16826534271240234},{"word":"just","start":2464.4548,"end":2464.615,"confidence":0.9993655,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.13958507776260376},{"word":"touch","start":2464.615,"end":2464.855,"confidence":0.9998222,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.09691403806209564},{"word":"base","start":2464.855,"end":2465.355,"confidence":0.9416613,"punctuated_word":"base.","sentiment":"neutral","sentiment_score":0.12764668464660645},{"word":"sort","start":2465.655,"end":2465.895,"confidence":0.7434306,"punctuated_word":"Sort","sentiment":"neutral","sentiment_score":0.09467817842960358},{"word":"of","start":2465.895,"end":2465.9749,"confidence":0.99538934,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12254072725772858},{"word":"when","start":2465.9749,"end":2466.135,"confidence":0.9546676,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.17230233550071716},{"word":"i","start":2466.135,"end":2466.2148,"confidence":0.99968314,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.16484861075878143},{"word":"get","start":2466.2148,"end":2466.375,"confidence":0.9996866,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.17534157633781433},{"word":"an","start":2466.375,"end":2466.535,"confidence":0.9967981,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.14850744605064392},{"word":"afternoon","start":2466.535,"end":2466.855,"confidence":0.99967337,"punctuated_word":"afternoon","sentiment":"neutral","sentiment_score":0.16089801490306854},{"word":"free","start":2466.855,"end":2467.095,"confidence":0.8449283,"punctuated_word":"free,","sentiment":"neutral","sentiment_score":0.15392741560935974},{"word":"even","start":2467.095,"end":2467.255,"confidence":0.8736094,"punctuated_word":"even","sentiment":"neutral","sentiment_score":0.10081423819065094},{"word":"if","start":2467.255,"end":2467.335,"confidence":0.9992042,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.17543509602546692},{"word":"i","start":2467.335,"end":2467.415,"confidence":0.9995777,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0978500470519066},{"word":"get","start":2467.415,"end":2467.575,"confidence":0.9995347,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.06843367218971252},{"word":"off","start":2467.575,"end":2467.7349,"confidence":0.9992962,"punctuated_word":"off","sentiment":"neutral","sentiment_score":0.04997532069683075},{"word":"another","start":2467.7349,"end":2467.9749,"confidence":0.99921453,"punctuated_word":"another","sentiment":"neutral","sentiment_score":0.02073899656534195},{"word":"call","start":2467.9749,"end":2468.2148,"confidence":0.99033594,"punctuated_word":"call,","sentiment":"neutral","sentiment_score":0.08946476876735687},{"word":"i","start":2468.2148,"end":2468.295,"confidence":0.99877626,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.17674410343170166},{"word":"might","start":2468.295,"end":2468.4548,"confidence":0.9968143,"punctuated_word":"might","sentiment":"neutral","sentiment_score":0.16104811429977417},{"word":"give","start":2468.4548,"end":2468.615,"confidence":0.99898225,"punctuated_word":"give","sentiment":"neutral","sentiment_score":0.17912150919437408},{"word":"you","start":2468.615,"end":2468.6948,"confidence":0.998409,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.24190017580986023},{"word":"a","start":2468.6948,"end":2468.775,"confidence":0.9686326,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20741701126098633},{"word":"call","start":2468.775,"end":2468.935,"confidence":0.9998938,"punctuated_word":"call","sentiment":"neutral","sentiment_score":0.17111608386039734},{"word":"in","start":2468.935,"end":2469.015,"confidence":0.94000876,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.19764260947704315},{"word":"an","start":2469.015,"end":2469.095,"confidence":0.7686844,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.18573857843875885},{"word":"afternoon","start":2469.095,"end":2469.575,"confidence":0.7437003,"punctuated_word":"afternoon,","sentiment":"neutral","sentiment_score":0.19027423858642575},{"word":"just","start":2469.575,"end":2469.655,"confidence":0.9599885,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.1941574066877365},{"word":"have","start":2469.655,"end":2469.7349,"confidence":0.9969393,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.21764953434467316},{"word":"a","start":2469.7349,"end":2469.815,"confidence":0.99929166,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2254512459039688},{"word":"quick","start":2469.815,"end":2470.055,"confidence":0.99956137,"punctuated_word":"quick","sentiment":"neutral","sentiment_score":0.26403412222862244},{"word":"chat","start":2470.055,"end":2470.295,"confidence":0.999775,"punctuated_word":"chat","sentiment":"neutral","sentiment_score":0.21991026401519775},{"word":"about","start":2470.295,"end":2470.4548,"confidence":0.99972636,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.14597541093826294},{"word":"your","start":2470.4548,"end":2470.615,"confidence":0.99883384,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.1687687337398529},{"word":"insurances","start":2470.615,"end":2471.015,"confidence":0.758033,"punctuated_word":"insurances.","sentiment":"neutral","sentiment_score":0.13609032332897186},{"word":"i","start":2471.015,"end":2471.095,"confidence":0.47507408,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.24651765823364255},{"word":"want","start":2471.095,"end":2471.255,"confidence":0.55363137,"punctuated_word":"want","sentiment":"neutral","sentiment_score":0.2636050581932068},{"word":"to","start":2471.255,"end":2471.415,"confidence":0.99330854,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2443532943725586},{"word":"have","start":2471.415,"end":2471.575,"confidence":0.99951184,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.28818321228027344},{"word":"a","start":2471.575,"end":2471.655,"confidence":0.9991714,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.2918897271156311},{"word":"look","start":2471.655,"end":2471.7349,"confidence":0.9999149,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.25170770287513733},{"word":"at","start":2471.7349,"end":2471.895,"confidence":0.9997905,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.27488309144973755},{"word":"those","start":2471.895,"end":2472.395,"confidence":0.99979025,"punctuated_word":"those","sentiment":"neutral","sentiment_score":0.23348969221115112},{"word":"and","start":2472.535,"end":2472.775,"confidence":0.8785628,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.250078946352005},{"word":"see","start":2472.775,"end":2472.935,"confidence":0.9982079,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.26003968715667725},{"word":"how","start":2472.935,"end":2473.095,"confidence":0.99394965,"punctuated_word":"how","sentiment":"neutral","sentiment_score":0.2233500778675079},{"word":"you","start":2473.095,"end":2473.255,"confidence":0.99719244,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3301381468772888},{"word":"feel","start":2473.255,"end":2473.415,"confidence":0.99966705,"punctuated_word":"feel","sentiment":"neutral","sentiment_score":0.15284191071987152},{"word":"about","start":2473.415,"end":2473.655,"confidence":0.99977654,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.26825326681137085},{"word":"them","start":2473.655,"end":2473.7349,"confidence":0.99361306,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.25570863485336304},{"word":"and","start":2473.7349,"end":2473.9749,"confidence":0.9597283,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22129255533218384},{"word":"see","start":2473.9749,"end":2474.135,"confidence":0.98824584,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.25093919038772583},{"word":"if","start":2474.135,"end":2474.1748,"confidence":0.2798355,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.22749760746955872},{"word":"we","start":2474.1748,"end":2474.2148,"confidence":0.44635385,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1978560835123062},{"word":"if","start":2474.375,"end":2474.4548,"confidence":0.99943954,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.22701439261436465},{"word":"you","start":2474.4548,"end":2474.615,"confidence":0.9986141,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22642087936401367},{"word":"wanna","start":2474.615,"end":2474.935,"confidence":0.95794386,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.2041603922843933},{"word":"look","start":2474.935,"end":2475.095,"confidence":0.9985291,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.18375608325004575},{"word":"at","start":2475.095,"end":2475.255,"confidence":0.99861217,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.1942335069179535},{"word":"updating","start":2475.255,"end":2475.575,"confidence":0.99909294,"punctuated_word":"updating","sentiment":"neutral","sentiment_score":0.17882952094078064},{"word":"it","start":2475.575,"end":2475.655,"confidence":0.9444577,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.13372889161109924},{"word":"or","start":2475.655,"end":2475.815,"confidence":0.99139005,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.15657591819763184},{"word":"having","start":2475.815,"end":2476.055,"confidence":0.9992447,"punctuated_word":"having","sentiment":"neutral","sentiment_score":0.19479534029960632},{"word":"a","start":2476.055,"end":2476.135,"confidence":0.99923015,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.22422361373901367},{"word":"review","start":2476.135,"end":2476.4548,"confidence":0.99969447,"punctuated_word":"review","sentiment":"neutral","sentiment_score":0.15668442845344543},{"word":"of","start":2476.4548,"end":2476.535,"confidence":0.9913954,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.12805280089378357},{"word":"that","start":2476.535,"end":2476.775,"confidence":0.9998611,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.15800364315509796},{"word":"at","start":2476.775,"end":2476.855,"confidence":0.99894077,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.17658671736717224},{"word":"all","start":2476.855,"end":2477.16,"confidence":0.98234355,"punctuated_word":"all.","sentiment":"neutral","sentiment_score":0.16378673911094666},{"word":"not","start":2479.96,"end":2480.2,"confidence":0.99558973,"punctuated_word":"Not","sentiment":"positive","sentiment_score":0.4188777208328247},{"word":"a","start":2480.2,"end":2480.28,"confidence":0.99920255,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.39458104968070984},{"word":"problem","start":2480.28,"end":2480.52,"confidence":0.9992848,"punctuated_word":"problem","sentiment":"neutral","sentiment_score":0.3314165472984314},{"word":"at","start":2480.52,"end":2480.5999,"confidence":0.99898666,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.408609926700592},{"word":"all","start":2480.5999,"end":2480.8398,"confidence":0.9909079,"punctuated_word":"all,","sentiment":"positive","sentiment_score":0.44250720739364624},{"word":"reese","start":2480.8398,"end":2481.16,"confidence":0.8576593,"punctuated_word":"Reese.","sentiment":"positive","sentiment_score":0.4000434875488281},{"word":"well","start":2481.16,"end":2481.3198,"confidence":0.87153006,"punctuated_word":"Well,","sentiment":"positive","sentiment_score":0.35871434211730957},{"word":"i'll","start":2481.3198,"end":2481.48,"confidence":0.9985926,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.36218488216400146},{"word":"let","start":2481.48,"end":2481.56,"confidence":0.9935557,"punctuated_word":"let","sentiment":"positive","sentiment_score":0.40352392196655273},{"word":"you","start":2481.56,"end":2481.64,"confidence":0.9974954,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3986467123031616},{"word":"get","start":2481.64,"end":2481.7998,"confidence":0.6253483,"punctuated_word":"get","sentiment":"positive","sentiment_score":0.34707745909690857},{"word":"back","start":2481.7998,"end":2481.88,"confidence":0.99949944,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.3458994925022125},{"word":"to","start":2481.88,"end":2481.96,"confidence":0.9959202,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.31644052267074585},{"word":"you","start":2481.96,"end":2482.1199,"confidence":0.76972854,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.3443945050239563},{"word":"afternoon","start":2482.1199,"end":2482.52,"confidence":0.58277404,"punctuated_word":"afternoon,","sentiment":"positive","sentiment_score":0.3345509171485901},{"word":"and","start":2482.52,"end":2482.5999,"confidence":0.99899536,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.31032976508140564},{"word":"once","start":2482.5999,"end":2482.76,"confidence":0.99782073,"punctuated_word":"once","sentiment":"neutral","sentiment_score":0.30751219391822815},{"word":"you","start":2482.76,"end":2482.8398,"confidence":0.3803414,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.311305433511734},{"word":"get","start":2482.8398,"end":2483.0,"confidence":0.99805886,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.26557457447052},{"word":"that","start":2483.0,"end":2483.16,"confidence":0.9983883,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.29892435669898987},{"word":"stupid","start":2483.16,"end":2483.48,"confidence":0.93847775,"punctuated_word":"stupid","sentiment":"neutral","sentiment_score":0.1565546691417694},{"word":"currency","start":2483.48,"end":2483.88,"confidence":0.98818165,"punctuated_word":"currency,","sentiment":"neutral","sentiment_score":0.2716335654258728},{"word":"i'll","start":2483.88,"end":2484.0398,"confidence":0.99644417,"punctuated_word":"I'll","sentiment":"positive","sentiment_score":0.37433886528015137},{"word":"sort","start":2484.0398,"end":2484.28,"confidence":0.9924621,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":0.2550314664840698},{"word":"of","start":2484.28,"end":2484.3599,"confidence":0.87161803,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.4292078614234924},{"word":"touch","start":2484.3599,"end":2484.5999,"confidence":0.9993125,"punctuated_word":"touch","sentiment":"neutral","sentiment_score":0.2982981204986572},{"word":"base","start":2484.5999,"end":2484.76,"confidence":0.9986829,"punctuated_word":"base","sentiment":"positive","sentiment_score":0.34431299567222595},{"word":"with","start":2484.76,"end":2485.0,"confidence":0.99961793,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.38132554292678833},{"word":"you","start":2485.0,"end":2485.5,"confidence":0.996197,"punctuated_word":"you.","sentiment":"positive","sentiment_score":0.4006956219673157},{"word":"cheers","start":2488.607,"end":2488.7668,"confidence":0.9344323,"punctuated_word":"Cheers,","sentiment":"positive","sentiment_score":0.697801947593689},{"word":"mate","start":2488.7668,"end":2489.0068,"confidence":0.9595306,"punctuated_word":"mate.","sentiment":"positive","sentiment_score":0.7151732444763184},{"word":"thanks","start":2489.0068,"end":2489.167,"confidence":0.9971872,"punctuated_word":"Thanks","sentiment":"positive","sentiment_score":0.6915596723556519},{"word":"for","start":2489.167,"end":2489.327,"confidence":0.9987387,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7649781703948975},{"word":"your","start":2489.327,"end":2489.487,"confidence":0.99601364,"punctuated_word":"your","sentiment":"positive","sentiment_score":0.7413671612739563},{"word":"time","start":2489.487,"end":2489.727,"confidence":0.9961501,"punctuated_word":"time.","sentiment":"positive","sentiment_score":0.7608212232589722},{"word":"sorry","start":2489.727,"end":2489.887,"confidence":0.9904371,"punctuated_word":"Sorry","sentiment":"positive","sentiment_score":0.3867802023887634},{"word":"to","start":2489.887,"end":2490.127,"confidence":0.9520163,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.6505428552627563},{"word":"to","start":2490.127,"end":2490.207,"confidence":0.632245,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.5715752840042114},{"word":"bug","start":2490.207,"end":2490.367,"confidence":0.9286835,"punctuated_word":"bug","sentiment":"positive","sentiment_score":0.3505954146385193},{"word":"you","start":2490.367,"end":2490.5269,"confidence":0.9980647,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.4722415506839752},{"word":"for","start":2490.5269,"end":2490.607,"confidence":0.9801538,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.34343913197517395},{"word":"the","start":2490.607,"end":2490.687,"confidence":0.76236594,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4448330104351044},{"word":"last","start":2490.687,"end":2491.087,"confidence":0.9948901,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.13429424166679382},{"word":"hour","start":2491.087,"end":2491.327,"confidence":0.9925108,"punctuated_word":"hour","sentiment":"positive","sentiment_score":0.4051576852798462},{"word":"at","start":2491.327,"end":2491.407,"confidence":0.82892597,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.3382011950016022},{"word":"work","start":2491.407,"end":2491.567,"confidence":0.99847287,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.3288819491863251},{"word":"there","start":2491.567,"end":2491.727,"confidence":0.75351346,"punctuated_word":"there,","sentiment":"positive","sentiment_score":0.42312031984329224},{"word":"but","start":2491.727,"end":2491.887,"confidence":0.99918395,"punctuated_word":"but","sentiment":"positive","sentiment_score":0.4202045202255249},{"word":"enjoy","start":2491.887,"end":2492.207,"confidence":0.9470438,"punctuated_word":"enjoy","sentiment":"positive","sentiment_score":0.6492020487785339},{"word":"the","start":2492.207,"end":2492.2869,"confidence":0.9931132,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6837828159332275},{"word":"rest","start":2492.2869,"end":2492.447,"confidence":0.9994017,"punctuated_word":"rest","sentiment":"positive","sentiment_score":0.6634581089019775},{"word":"of","start":2492.447,"end":2492.5269,"confidence":0.9677747,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.6833634972572327},{"word":"the","start":2492.5269,"end":2492.607,"confidence":0.5109518,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.6402801871299744},{"word":"hour","start":2492.607,"end":2493.107,"confidence":0.6288742,"punctuated_word":"hour.","sentiment":"positive","sentiment_score":0.6274501085281372},{"word":"cheers","start":2495.727,"end":2496.0469,"confidence":0.93939835,"punctuated_word":"Cheers.","sentiment":"positive","sentiment_score":0.5771645307540894},{"word":"bye","start":2496.0469,"end":2496.5469,"confidence":0.98997295,"punctuated_word":"Bye.","sentiment":"positive","sentiment_score":0.4098399877548218}],"paragraphs":{"transcript":"\nGood afternoon, Reese. It's Kyle calling from Financial. How's it going? Yeah. Not too bad at all.\n\nThanks for asking. I've got you scheduled in for that interview. Is now a better time for you? Not a problem. I'll try and make it real quick and and brief for you then.\n\nI'm still a bit busy, but we'll try and power through. Yeah. No. Under understandable. I can have a look.\n\nJust because the Layla ones always get booked out anyway as well. So I'll try and make this one real quick for you. If you got any questions, you can always come back with an email or something there as well. Just before we jump into that, if I could just pass through security, just that name, date of birth, and current address, we'll get stuck into that. And then just your current straight address.\n\nThanks, Ruth. Perfect. Thank you for that. So in regards to to this one there, we'll basically just running through, confirm a few details, make sure everything's up to scratch, have a discussion about how things have been performing the last twelve months there as well. And then following this, I'll get a team to to send you out a few documents there as well on your ongoing service agreement if you're happy to stay on board for the the next twelve months there as well.\n\nBut we'll go through and confirm some details there first. In regards to negative key there as well, I've got Katie, your your spouse down, but I don't have a number or anything in the event that we couldn't reach you. Did you wanna provide anything there? Yep. 163.\n\nRight. And as far as your job there, you're obviously still doing the electrician work there as well. Now has your occupation changed much in the last sort of twelve months or since you sort of spoke with us last? It's not just a update, but in terms of, like unless we're looking at insurances and things like that, it doesn't make a huge difference. Any Yeah.\n\nAnd then with that, it's about an eighty twenty split sort of thing with office to field work, like, 20 percent office. Perfect. And then still doing full time work with with that role, the thirty eight hours, or you do a bit of overtime? Perfect. Just chuck that down.\n\nAnd how long have you been doing the the leading hand role there now? Is it just the last twelve months? Oh, less than a month. Yep. And how much industry experience do you have in electrical field at the moment?\n\nYep. Alright. Perfect. And your base income there between the leading head and roll, did you get a bit of a pay bump with that one? Yep.\n\nAnd how much should you be on roughly now? Perfect. And with the base being one fourteen, do you know roughly sort of what you expected to earn with your your overtime hours and things like that? Great. And as far as your expenditures and savings per week, do you know what your budget sort of looks like in terms of, like, your outgoings versus what you're trying to put into savings at the moment?\n\nYep. So you've got two there, probably under two at the moment? Yeah. Okay. Very busy at the the high level.\n\nYeah. No. Understandable. At the moment, are you planning on doing any sort of salary sacrifice and things like that or any other contributions? Obviously, probably not given your current circumstances, but Yep.\n\nBecause I've got here the two cars worth around 50, contents worth around 50, the Comsec account worth around 5,300. Do you still have that one? Yep. And the stake investment portfolio, do you still have that one as well? Do you know?\n\nRight. Yep. And then and then the raise account currently, do you know roughly what that balance is sitting at? Perfect. And as far $1.16 3.\n\nAnd as far as the the savings cash buffer you got at the moment, do you know roughly what that's hovering around, if you don't mind me asking? Right. Let's get that updated there. And any other assets or liabilities that I haven't mentioned there? No sort of boats, trailers, caravans, or anything?\n\nPerfect. And sorry you've answered these questions previously, but you haven't declared bankruptcy of your partner on debt agreements previously, have you? No. Yeah. Fantastic.\n\nYeah. There's good debt and bad debt. At least you don't have the bad debt. You can work towards getting the good debts and purchasing a home, things like that. We also do have, like, the trusted mortgage brokers here as well.\n\nObviously, you know, being time differences and things like that as well, it can be a little bit more difficult, but we can make a referral to them if you wanna do have a a conversation, especially when your partner starts to resume a bit more work as well and sort of see what your borrowing power looks like and things like that as well. Okay. And when are you sort of looking at doing that potentially? Yep. Because, obviously, within regards to that, generally, for people that are moving overseas and planning on staying overseas, we can't give personalized advice for it because we're not licensed to take into consideration, obviously, you know, international equities, things like that in terms of, like, you being overseas and providing advice while being overseas.\n\nBut insane. What? Sorry? That yeah. So if you were planning on leaving, like, the most likely thing that would happen would be that we would likely remove ourselves as servicing advisers at the time you sort of left if you weren't planning on returning to Australia, if that makes sense.\n\nYeah. Because obviously, you know, you can still manage the super at some level of capacity, but given that you wouldn't be contributing and things like that, it might not sort of it's like it generally ends up not being in your best interest. And then also we can't provide further advice from it if you were overseas. Perfect. Yes.\n\nStill got plenty of time, so that's fine. As far as your health, though, still nonsmoker, no injuries, no medications at the moment? Perfect. And do you right. And do you have private health cover at the moment?\n\nRight. And I know you've got an external insurance policy that we don't actually have any information on regards to, like, your life, PPD, or income protection on what you do hold. Do you have, like, your stipulate of currency for that policy? Yeah. That would be great.\n\nBecause, obviously, we've never spoken before, so I can't sort of, you know, talk about sort of what you've discussed previously with other people. I'm just going off the information that I've got that it's you've obviously got your superannuation account. And then in regards to insurance, is it just lists that you're holding an external policy that we're not the the holders of from when you originally came on board. So, yeah, if you could send that through, we can even do a review of your insurances given that in, you know, in a few years, you might be looking at leaving anyway, and that might become obsolete to an extent depending on what policy you have and what you're sort of looking at holding and whether or not it covers you overseas or not. But those are all things we can have a bit of a look at for you as well.\n\nYep. You can send it through to info at Oakview Financial. So, like, it should pop up from, like, previous emails that you've gotten originally as well. And it's dot com dot a u. And I'll just go through the the general inbox, and I'll be able to see that and flick it through.\n\nRight. And as I said, we can do a review of those insurances because, obviously, two years is still a time. As I said, I don't have any details in regards to policy that it says you are retaining at the moment. So if you could grab those, we can have a look at those for you as well. In regards to your state planning matters there as well, I know you don't have a current will in place.\n\nIs that something you have thought about, something you plan on sort of getting around to or not too sure? Yep. Yep. No. That's completely understandable there.\n\nAnd then we're gonna go to the more probably important one there as well. Your beneficiary form for your net wealth and who you'd wanna nominate for that. So generally, it'd be your spouse anyway because she's the one that's caring for the children, things like that as well. But it is currently blank, so if something were to happen, it just means that the likelihood is it probably would end up in your estate unless someone came forward to claim for it, which would be like spouse independence, which given the children are quite young, unless it was your spouse, there probably wouldn't be anyone that sort of is eligible for it apart from the kids. But it's better to have a a nomination just so it stays outside of this state.\n\nIt doesn't get challenged, things like that as well. Alright. Perfect. I can even send through some lawyer information as well just on some general wills and estate planning just for local solicitor and their general pricing. Just have a read through if you'd like.\n\nNot a problem. And a random question that they've added in recent years is you're not sort of involved in politics or politically exposed or with, like, family members or anything like that? Right. And currently, you're not a tax resident for any other foreign jurisdiction? Right.\n\nAnd as far as your goals currently there, because I know you were working towards sort of purchasing a property here in the next few years. Is that sort of gone out the window given that you're looking at potentially, you know, moving overseas and maybe purchasing a home there and things like that? Yep. Right. Not a problem.\n\nAnd you just partner originally from America. Is that the reasons for sort of making the move? Yeah. No. Understandable.\n\nYeah. No. Completely understandable. The the housing market over there is a little bit better than over here even with the the dollar exchange. And given the Australian dollar's going alright at the moment, it's not yeah.\n\nIt's a little bit unsettling when you see a million dollar property in Australia versus a million dollar property elsewhere. As far as any other goals that you're currently working towards, like, obviously, with the insurances, I can't sort of have a discussion with you around your cover amounts and what you're covered for and what you're not without knowing what they are at the moment. But from memory, you satisfied with those. That's something you wanna review currently? Or Yeah.\n\nIt cut out for a little bit. So just in regards to your insurance, is there obviously I don't know exactly what you're covered for given that I don't have a stipulated currency at the moment. But from your your memory, is that something you want to review? Are you happy sort of with your your current policy from memory or not too sure? Yep.\n\nAnd do you know what types of cover you have on that at the moment? Like, life, TPD, IP, trauma? It's if you could just get it to me at some point, because in regards to your current portfolio, which is the next thing I wanted to sort of touch on there as well, in regards to how your portfolio has performed, so the last twelve months hasn't been too crash hot. Like, obviously, you had, like, your sort of back end of COVID where everything wasn't doing too great, and it sort of recovered a bit since then. So, overall, your portfolio is up since the time you've been on board and the the returns it has gotten even sort of after these.\n\nThe start of the year, there was the Trump tariff debacle there. And towards the end of this year, there was the sort of other wars that were sort of kicking off just a little bit. In regards to that as well, your active fund, which you are quite heavily invested in in terms of, like, weightings for your portfolio, that active management, Benelon did have an underlying asset where they were done for not accounting or reporting correctly, which again caused your portfolio to take a bit of a backward step. So we would be looking to do an update just to review your investments and just do a review of that and make sure that it's in your best interest moving forward as well. Yep.\n\nSo currently, it's sitting at a 131,000 in terms of the actual balance. Now as far as Ben Long in terms of the last twelve months and the figure that it went backwards, it went backwards by, like, about 20%. And given that it is, like, a quite a significant weight in your portfolio, it was, like, an $8,000 backward step in that period of time. Whereas, obviously, the rest of your portfolio was still tracking. So they sort of curbed those losses to some extent.\n\nSo it only worked out to be about a 3% loss over that twelve month period due to that asset and that announcement, if that makes sense. Yep. So are you sorry? So as an investment, generally, you never wanna sort of sell low by high. But given that it wasn't just the investment itself, it was like the management and then the fund within it that was sort of done for obviously, they're not reporting, and then the fact that the active manager did not sort of see any signs of that, sort of hasn't been managing the best for the past year and a bit anyway in terms of returns it has been getting.\n\nThey made a business decision that they do wanna look to move away from Benelong and then just use the losses that have occurred to, like, offset, obviously, some capital gains when looking at readjusting the portfolio. And then also, if any sort of still carry forward to other offsets. So obviously not the most ideal scenario in terms of what's happened. Luckily, like, the rest of your portfolio has propped it up to some extent. And then even given the last year that because that occurred in November, we've sort of been keeping an eye on it, and it hasn't really recovered to an extent that you'd sort of wanna hold on to it much longer in terms of, like, the return.\n\nYou could be getting a better return in another investment as opposed to seeing how they continue to recover from that, if that makes sense. Yeah. And then with that, obviously, I wasn't the advice that originally set that up. So that is quite a heavily active portion to try and outperform that market. Obviously, when it comes to those market swings when it doesn't perform in regards to that, it can have quite a negative effect there as well because the active portion generally is the most volatile in terms of, like, the ups and the downs and, like, the years returns and things like that as well.\n\nAnd like you said, like, last year was quite a a good return, and then this year, not quite a great return there as well, which is what you see in a lot of those active Managedlip portfolios as well. They do sort of have good and bad years, but the Benelon one wasn't sort of an Australian equities issue. It was more so the underlying asset issue. So just based off this conversation, obviously, do a quick risk profile there with you as well just to make sure that still lines up with your current investment in terms of, like, the risk you take on. And then from there, they'll do the research in the back end and get that ball rolling to be able to update that advice piece there as well and look at that.\n\nAnd then in the meantime, the next few weeks, if it were to sort of recover, then we may look at holding that off for you or not. You can sort of make that decision. You don't have to take on the advice. If you don't want to, obviously, we'll present it, and then you can sort of see if you wanna change up to those investments. But with that one, would you be looking to still maintain, like, an active component?\n\nWould you wanna move completely away from active and just have the passive that's a bit more cheaper, a lower cost investment cost, but then you're not aiming to outperform the markets? In terms of, like, your assets to to growth versus, like, defensive in that regard, so you can still have the same amount of assets in, like, a growth portfolio as active versus passive. One just actively aims to find gaps in the market, whether that's value investing or whether that's sort of finding other, like, performance of other companies and building a portfolio is that way to try and better than what the market indexes are doing. Because the index is basically to track the top companies in those spaces. And if they're all doing well, the market's doing well, they perform quite well, and it's a lower cost, and it's active in the sense that if a company falls outside of those top 500 or, like, in America of the S and P 500, then they're no longer held, like, within your portfolio, whereas fund managers actively do those buys and sells to find where they believe value in the market is to try and outperform that.\n\nSo it's more manager risk than it is actual allocation of growth assets risk. Because currently, you're sitting in about an eighty twenty split of growth assets to defensive. So that 80% growth and 20% defensive assets. And then within that growth space there, you do have that active portion which accounts for about, like you said, that 30 sort of percent of your portfolio that was in those funds that didn't perform. Keep Yep.\n\nWould you be wanting to look at updating the the Benelon to a different active portion and just giving the portfolio a refresh, or is it something you just wanna hold on to at the moment? Yeah. Yeah. Okay. We'll show you what it yeah.\n\nWe'll look at what a refresh looks like, and we'll just look to keep an active portfolio component in there for you. Yeah. It was like a little bit out of the blue in the sense that obviously certain things you can't predict like that given that they pay like market analysts to review these companies to see like how they are tracking and why how they build their portfolios, it is a little bit concerning that obviously they didn't pick up on the issues that were occurring, if that may. So in terms of, like, companies, and we don't do, like, direct share investments generally. We do, like, a portion of those passive ETFs, which obviously are ETFs.\n\nThey're quite simple in terms of researching. And then the funds itself no. Because those fund managers themselves don't release their entire sort of portfolios in whole or sort of what they're doing or the buyers themselves. Obviously, you can see to some extent, But they're fund managers for a reason. If they disclosed everything, you'd just be able to cop and pick and choose, and there's no reason to have a fund manager.\n\nYou could just steal all their investments as well, if that makes sense. But if even if you looked up then along over the past, like, twenty sort of years, they were quite competitive in the market until sort of the last sort of three. They sort of dropped off a little bit following COVID. And then the what happened with recently, obviously, is the nail in the coffin a little bit. Do you have any other questions in regards to that at all?\n\nYep. No problem. As I said, we'll look at doing the update there for you. And if you do have any questions following that as well, we can go through it in that statement of advice piece once we get that together for you as well. Perfect.\n\nBut do you have any other questions on anything we've covered so far at all there, Reese? Like, excluding that as well? Yep. Okay. Not a problem at all.\n\nSo we'll run through that quick risk profile questionnaire just to make sure that we've got you invested in line with your current portfolio there. So you've obviously had direct investments previously and are still looking to hold those. But how willing would you say you are to accept risk to, like, outpace inflation and, you know, curb the the cost of living, like, in regards to your money. Like, obviously, if it sits in the bank, inflation can either weigh it, but are you willing to accept a certain amount of risk to outperform that to make sure your soup is growing and things like that? Yep.\n\nSo you'd say a bit more of a moderate risk taker there? That's sort of the the moderate. Otherwise, it's sort of, you know yeah. Basically. And then in terms of if your superannuation was to decrease by 20%, obviously, you took a little bit of a backward step now, and you seem to be, like, okay with waiting and seeing how it improves and things like that as well.\n\nBut if it dropped much more than that, would you be quite concerned? Would you look at trying to sell out to more secure assets? How do you think you'd respond to that? Yeah. No.\n\nI completely understand. And then yeah. Exactly. The good thing about yourself is you've got time on your your side, which is the main thing for you, I guess. You do have that time till retirement to make those dips in the market.\n\nSo if you had sort of a blip on the radar, especially with, like, years like this as well. And then with those dips in the market, obviously, you're quite cautious with what happens there. But are you somewhat optimistic about returns in the market at all, like, with things like COVID when that occurred or still just, like, cautious, a little bit concerned about what's going on? Yep. Okay.\n\nYeah. Well, obviously, in terms of those investments, I don't actually know what you you sort of hold. But, yeah, look, definitely, at least for the next couple of months there, it's gonna be a bit rocky in terms of what actually occurs, and then that's purely because no one exactly knows what's going on, you know, with Iran, Israel, things like that. In terms of, like, wars, wars don't have, like, the biggest impact as you might think compared to, like, other events. Like, terror attacks generally, you know, are quite quite bad in terms of market.\n\nThey do cause a bit of upending there as well. But as far as wars, they do sort of recover quite quickly. But in that time, they are quite volatile in terms of, like, the ups and downs, if that makes sense. So definitely, at least for the next month or so, it is gonna be a lot of up and down just to end that bit all over the shop. Right.\n\nAnd then as far as investing, obviously, potentially gonna purchase property in the future, but would you ever put borrowed money into anything slightly riskier? Not a problem. Yep. Now in terms of your portfolio there, I did actually look up the exact portfolio. And so with the weightings and why they've changed sort of income askew a little bit, we talked about, like, a growth at eighty twenty split.\n\nThe actual portfolio when you originally recommended was a high growth portfolio, which is about a 90. That's about a ninety ten split. So it just obviously when it's being invested, the market sort of changed and the investment sort of changed a little bit. I was just basing off the percentages that I could see there, but I actually looked in the actual portfolio it was. It is a a high growth portfolio, which is that ninety ten split.\n\nYou did come out as a growth investor, which is around that 8020. Now in saying that you are on the younger side of things, especially when it comes to to superannuation, so you can more than take on that level of risk in a high growth portfolio and and keeping that there, especially in the in the meantime given that you are currently in a high growth. And then as you do get close to retirement and sort of get close to the returns that you'd like, you can sort of look at reducing that level of risk. But, you know, while you're younger, contributing well, earning good money, you can afford to take on that risk and aim for those higher returns in that period, if that makes sense. Are you still comfortable with the high growth?\n\nIs that something you wanna review as well? Or perfect. Now I am gonna send you just the the DocuSign there or Otusign that it's changed to. So this will have a few signable documents there with that one. It'll just be the ongoing service agreement tax file opt in form.\n\nSo that's from where we've changed where we store your tax file number on file. The ongoing service agreement is in regards to the service, and if you're happy to stay on for the next twelve months, obviously, it isn't a locking contract there as well. So with that one, if you see my advice and you see my update, you're not too happy with it and you're sort of done with the service, it's not locked in contract. So there's a bit of peace of mind in that that you can go somewhere else if you'd like. Not that we'd want you to, obviously.\n\nAnd then in regards to the non signable documents that are just attached as attachments there, you'll have your Vanguard index chart. You'll have your summary there, which as I said, just gives you your superannuation. And then, obviously, we don't have those external assurances, which I which I would like to have a look at just to address there as well. You'll have the most up to date copy of the financial services guide and OQ services guide, which has been changes that have occurred in the last sort of six to twelve months here as well. In terms of updates, there have been a few business changes.\n\nWe're getting slightly a little bit bigger as well, and then you'll have that portfolio performance report there as well. Now with that one there, it is the the last twelve months from, I think, believe it was when was the date for that one? Sorry. February 25 there that that was created. And then you'll be able to see what did occur there, obviously, in terms of the returns with Bennelong, which as I said, is quite unfortunate that it wasn't sort of Australian equities issue.\n\nIt was just that fund issue. And given that you, you know, did have that actively invested to try and outperform that market and then having it go the opposite way, it's not too fantastic, but we'll try and sort of do an update that turns that around a bit for you. Do you have any questions in regards to those those documents there at all there, Reese? Yeah. Yeah.\n\nThat's all. Yeah. Email in. Just give us a call. We can arrange a time to to go through that, have a chat about that or anything like that as well for you.\n\nBut while you've got me there too, Reese, is there anything else that you wanna have a chat about? Anything I haven't covered today that you want a bit more clarification on? Any questions in regards to? Yep. Not the the total of your your net wealth.\n\nSo in terms of, like, a negative return for the year, it was only negative 3.4, which is about a 4,500 sorta negative return for the year. Whereas net with the Benelong, which is a 30% portion of that accounted for, like, around that 9,600 backward step with the 20% negative return there. Now there was hack within that as well that has done a negative return in terms of your portfolio, but the industry sector as a whole for AI and technology has taken a dive in the past month. But they have quite a a confidence that that will return, and then that's not something to be too concerned about, like you said, with those ups and downs. The ups and down that did occur with Bennelong, though, was largely due, as I said, to that underlying investment that was done for Dodgey Accounting.\n\nAnd then as a result of that, they got put on a trading hold. Bennelong had to reevaluate that stock that they hold with them. And then with that, some investors also lost faith with Bennelong itself, which caused some funds to exit that managed fund as well, which further caused their fund price or share price to dip, if that makes sense. Yeah. And then gold was still up 56%.\n\nEurope was up 16%. Europe sort of Europe, Asia sort of area outside of The US was up 17. Japan was up 23, and then the S and P 500, which is America, was around the four. And then that's largely just due to the the currency exchange risk because the Australian dollar got stronger, and then the US dollar dropped a little bit there as well. They're actually true return.\n\nThey're probably sitting around the 15%, but it's because they're the US dollar has taken a bit of a dive, and because that's a foreign foreign exchange. Obviously, the the value of that is affected with that currency hedging. Yeah. I think last year, it really was quite a good return for everything. And given, you know, those the fact that Ben Long is quite a significant weighting, even if that sort of hit a zero return mark, you would still would have been doing quite well in terms of return.\n\nThe fact that it's such a heavy weighing in your portfolio for that active investment that it's caused such an effect on your overall returns. But as I said, we'll look to update the portfolio. We might even look at reducing the active portion, making a bit more of a satellite and less a bit of a core. So that way, if there is, like, a bad deal with the active portion that it doesn't have a significant effect as it has currently with your portfolio. Perfect.\n\nNo problem. Any other questions that you might have, feel free to obviously reach out in regards to that. But otherwise, I'll let you get back to your afternoon, and then we can sort of go from there once we get that all together there for you. Yeah. I'll have a conversation with you and see what you wanna do from that as well and just see how you feel about it, and then we can go from there as well.\n\nToo easy. But anything else for me while you've got me there? Great. Obviously, anything in the meantime, feel free to either just attach that with the question with your certificate of currency there. Otherwise, I will just touch base.\n\nSort of when I get an afternoon free, even if I get off another call, I might give you a call in an afternoon, just have a quick chat about your insurances. I want to have a look at those and see how you feel about them and see if we if you wanna look at updating it or having a review of that at all. Not a problem at all, Reese. Well, I'll let you get back to you afternoon, and once you get that stupid currency, I'll sort of touch base with you. Cheers, mate.\n\nThanks for your time. Sorry to to bug you for the last hour at work there, but enjoy the rest of the hour. Cheers. Bye.","paragraphs":[{"sentences":[{"text":"Good afternoon, Reese.","start":4.08,"end":4.96,"sentiment":"positive","sentiment_score":0.375930388768514},{"text":"It's Kyle calling from Financial.","start":4.96,"end":6.2599998,"sentiment":"neutral","sentiment_score":0.24505204260349273},{"text":"How's it going?","start":6.48,"end":7.3799996,"sentiment":"neutral","sentiment_score":0.2874183654785156},{"text":"Yeah.","start":9.12,"end":9.36,"sentiment":"neutral","sentiment_score":0.2538626194000244},{"text":"Not too bad at all.","start":9.36,"end":10.0,"sentiment":"positive","sentiment_score":0.3594843536615372}],"sentiment":"neutral","sentiment_score":0.309799462556839,"num_words":17,"start":4.08,"end":10.0},{"sentences":[{"text":"Thanks for asking.","start":10.0,"end":10.48,"sentiment":"positive","sentiment_score":0.6787264148394266},{"text":"I've got you scheduled in for that interview.","start":10.48,"end":12.0,"sentiment":"positive","sentiment_score":0.3987346328794956},{"text":"Is now a better time for you?","start":12.0,"end":13.275,"sentiment":"neutral","sentiment_score":0.2668654237474714},{"text":"Not a problem.","start":16.635,"end":17.275,"sentiment":"neutral","sentiment_score":0.2580438703298569},{"text":"I'll try and make it real quick and and brief for you then.","start":17.275,"end":20.395,"sentiment":"neutral","sentiment_score":0.3221820420943774}],"sentiment":"positive","sentiment_score":0.3546062480000889,"num_words":34,"start":10.0,"end":20.395},{"sentences":[{"text":"I'm still a bit busy, but we'll try and power through.","start":20.395,"end":24.175,"sentiment":"neutral","sentiment_score":-0.02337579196318984},{"text":"Yeah.","start":28.970001,"end":29.470001,"sentiment":"neutral","sentiment_score":0.00865182001143694},{"text":"No.","start":29.53,"end":29.93,"sentiment":"neutral","sentiment_score":-0.04479029402136803},{"text":"Under understandable.","start":29.93,"end":30.830002,"sentiment":"neutral","sentiment_score":-0.04928618483245373},{"text":"I can have a look.","start":31.050001,"end":34.03,"sentiment":"neutral","sentiment_score":0.02577233836054802}],"sentiment":"neutral","sentiment_score":-0.013149143173359334,"num_words":20,"start":20.395,"end":34.03},{"sentences":[{"text":"Just because the Layla ones always get booked out anyway as well.","start":34.41,"end":37.370003,"sentiment":"neutral","sentiment_score":0.10748556349426508},{"text":"So I'll try and make this one real quick for you.","start":37.370003,"end":38.81,"sentiment":"neutral","sentiment_score":0.2522267306392843},{"text":"If you got any questions, you can always come back with an email or something there as well.","start":38.81,"end":42.525,"sentiment":"neutral","sentiment_score":0.10898892540070745},{"text":"Just before we jump into that, if I could just pass through security, just that name, date of birth, and current address, we'll get stuck into that.","start":43.545,"end":48.765,"sentiment":"neutral","sentiment_score":0.051034750761809175},{"text":"And then just your current straight address.","start":57.36,"end":59.04,"sentiment":"neutral","sentiment_score":0.07583965361118317}],"sentiment":"neutral","sentiment_score":0.10579916402697563,"num_words":75,"start":34.41,"end":59.04},{"sentences":[{"text":"Thanks, Ruth.","start":59.04,"end":59.780003,"sentiment":"neutral","sentiment_score":0.16003847122192383},{"text":"Perfect.","start":66.494995,"end":66.895,"sentiment":"positive","sentiment_score":0.6174504160881042},{"text":"Thank you for that.","start":66.895,"end":67.875,"sentiment":"positive","sentiment_score":0.6574224531650543},{"text":"So in regards to to this one there, we'll basically just running through, confirm a few details, make sure everything's up to scratch, have a discussion about how things have been performing the last twelve months there as well.","start":68.335,"end":78.87,"sentiment":"neutral","sentiment_score":0.24325648370461586},{"text":"And then following this, I'll get a team to to send you out a few documents there as well on your ongoing service agreement if you're happy to stay on board for the the next twelve months there as well.","start":78.87,"end":88.97,"sentiment":"neutral","sentiment_score":0.22746116071939468}],"sentiment":"neutral","sentiment_score":0.25758914493544155,"num_words":86,"start":59.04,"end":88.97},{"sentences":[{"text":"But we'll go through and confirm some details there first.","start":89.91,"end":92.73,"sentiment":"neutral","sentiment_score":0.02143142484128475},{"text":"In regards to negative key there as well, I've got Katie, your your spouse down, but I don't have a number or anything in the event that we couldn't reach you.","start":93.705,"end":101.225,"sentiment":"neutral","sentiment_score":-0.10369786331730504},{"text":"Did you wanna provide anything there?","start":101.225,"end":103.165,"sentiment":"neutral","sentiment_score":-0.04692512998978297},{"text":"Yep.","start":115.159996,"end":115.399994,"sentiment":"neutral","sentiment_score":0.04792407155036926},{"text":"163.","start":115.399994,"end":116.439995,"sentiment":"neutral","sentiment_score":0.030149273574352264}],"sentiment":"neutral","sentiment_score":-0.06538361120893031,"num_words":49,"start":89.91,"end":116.439995},{"sentences":[{"text":"Right.","start":116.439995,"end":116.939995,"sentiment":"neutral","sentiment_score":0.07426050305366516},{"text":"And as far as your job there, you're obviously still doing the electrician work there as well.","start":117.814995,"end":122.875,"sentiment":"neutral","sentiment_score":0.034077190191430205},{"text":"Now has your occupation changed much in the last sort of twelve months or since you sort of spoke with us last?","start":123.255,"end":127.994995,"sentiment":"neutral","sentiment_score":-0.030058066529983826},{"text":"It's not just a update, but in terms of, like unless we're looking at insurances and things like that, it doesn't make a huge difference.","start":140.71,"end":147.97499,"sentiment":"neutral","sentiment_score":-0.17909812420606613},{"text":"Any Yeah.","start":148.67499,"end":160.20999,"sentiment":"neutral","sentiment_score":-0.0366667490452528}],"sentiment":"neutral","sentiment_score":-0.0680371840387138,"num_words":67,"start":116.439995,"end":160.20999},{"sentences":[{"text":"And then with that, it's about an eighty twenty split sort of thing with office to field work, like, 20 percent office.","start":160.20999,"end":166.54999,"sentiment":"neutral","sentiment_score":0.035163517872040924},{"text":"Perfect.","start":170.385,"end":170.885,"sentiment":"positive","sentiment_score":0.41911038756370544},{"text":"And then still doing full time work with with that role, the thirty eight hours, or you do a bit of overtime?","start":172.385,"end":177.44499,"sentiment":"neutral","sentiment_score":0.1336082209917632},{"text":"Perfect.","start":191.575,"end":192.075,"sentiment":"positive","sentiment_score":0.4432755708694458},{"text":"Just chuck that down.","start":193.655,"end":194.875,"sentiment":"neutral","sentiment_score":0.21378592774271965}],"sentiment":"neutral","sentiment_score":0.10861015848815442,"num_words":50,"start":160.20999,"end":194.875},{"sentences":[{"text":"And how long have you been doing the the leading hand role there now?","start":195.73499,"end":199.015,"sentiment":"neutral","sentiment_score":0.005284262022801808},{"text":"Is it just the last twelve months?","start":199.015,"end":200.715,"sentiment":"neutral","sentiment_score":-0.019048154620187625},{"text":"Oh, less than a month.","start":203.17499,"end":203.97499,"sentiment":"neutral","sentiment_score":-0.009691063500940799},{"text":"Yep.","start":203.97499,"end":204.45499,"sentiment":"neutral","sentiment_score":0.02873341739177704},{"text":"And how much industry experience do you have in electrical field at the moment?","start":204.45499,"end":208.92,"sentiment":"neutral","sentiment_score":0.0027338054829410146}],"sentiment":"neutral","sentiment_score":-0.0009952692042400197,"num_words":41,"start":195.73499,"end":208.92},{"sentences":[{"text":"Yep.","start":231.09,"end":231.59,"sentiment":"neutral","sentiment_score":0.09094074368476868},{"text":"Alright.","start":234.13,"end":234.63,"sentiment":"neutral","sentiment_score":0.223166823387146},{"text":"Perfect.","start":238.69,"end":239.19,"sentiment":"positive","sentiment_score":0.36993908882141113},{"text":"And your base income there between the leading head and roll, did you get a bit of a pay bump with that one?","start":239.25,"end":243.825,"sentiment":"neutral","sentiment_score":0.10326267795070358},{"text":"Yep.","start":246.385,"end":246.785,"sentiment":"neutral","sentiment_score":0.07559864968061447}],"sentiment":"neutral","sentiment_score":0.11609951475704158,"num_words":27,"start":231.09,"end":246.785},{"sentences":[{"text":"And how much should you be on roughly now?","start":246.785,"end":248.885,"sentiment":"neutral","sentiment_score":0.01652013903690709},{"text":"Perfect.","start":294.765,"end":295.265,"sentiment":"positive","sentiment_score":0.6326867341995239},{"text":"And with the base being one fourteen, do you know roughly sort of what you expected to earn with your your overtime hours and things like that?","start":296.605,"end":303.505,"sentiment":"neutral","sentiment_score":0.16191777724910666},{"text":"Great.","start":312.3,"end":312.8,"sentiment":"positive","sentiment_score":0.685680627822876},{"text":"And as far as your expenditures and savings per week, do you know what your budget sort of looks like in terms of, like, your outgoings versus what you're trying to put into savings at the moment?","start":312.94,"end":330.35748,"sentiment":"neutral","sentiment_score":0.08670225789820826}],"sentiment":"neutral","sentiment_score":0.12062416188418865,"num_words":75,"start":246.785,"end":330.35748},{"sentences":[{"text":"Yep.","start":342.5,"end":343.0,"sentiment":"neutral","sentiment_score":-0.015913598239421844},{"text":"So you've got two there, probably under two at the moment?","start":345.955,"end":348.935,"sentiment":"neutral","sentiment_score":-0.012043413875455206},{"text":"Yeah.","start":350.275,"end":350.775,"sentiment":"neutral","sentiment_score":-0.0041917115449905396},{"text":"Okay.","start":358.45,"end":358.95,"sentiment":"neutral","sentiment_score":-0.03632376343011856},{"text":"Very busy at the the high level.","start":359.33002,"end":361.27002,"sentiment":"neutral","sentiment_score":-0.14748677504914148}],"sentiment":"neutral","sentiment_score":-0.0581578119613585,"num_words":21,"start":342.5,"end":361.27002},{"sentences":[{"text":"Yeah.","start":362.61002,"end":363.11002,"sentiment":"neutral","sentiment_score":-0.06024354323744774},{"text":"No.","start":363.17,"end":363.41,"sentiment":"neutral","sentiment_score":-0.14923129975795746},{"text":"Understandable.","start":363.41,"end":363.91,"sentiment":"neutral","sentiment_score":-0.14931468665599823},{"text":"At the moment, are you planning on doing any sort of salary sacrifice and things like that or any other contributions?","start":364.45,"end":368.53003,"sentiment":"neutral","sentiment_score":-0.1235016676641646},{"text":"Obviously, probably not given your current circumstances, but Yep.","start":368.53003,"end":397.565,"sentiment":"neutral","sentiment_score":-0.0876237294740147}],"sentiment":"neutral","sentiment_score":-0.11336176108681795,"num_words":33,"start":362.61002,"end":397.565},{"sentences":[{"text":"Because I've got here the two cars worth around 50, contents worth around 50, the Comsec account worth around 5,300.","start":397.565,"end":405.485,"sentiment":"neutral","sentiment_score":0.05027774125337601},{"text":"Do you still have that one?","start":405.485,"end":406.705,"sentiment":"neutral","sentiment_score":-0.0002309413005908331},{"text":"Yep.","start":418.30002,"end":418.7,"sentiment":"neutral","sentiment_score":0.06934261322021484},{"text":"And the stake investment portfolio, do you still have that one as well?","start":418.7,"end":422.535,"sentiment":"neutral","sentiment_score":0.03639018120100865},{"text":"Do you know?","start":425.015,"end":425.595,"sentiment":"neutral","sentiment_score":0.022956425324082375}],"sentiment":"neutral","sentiment_score":0.03756868423417557,"num_words":43,"start":397.565,"end":425.595},{"sentences":[{"text":"Right.","start":430.855,"end":431.095,"sentiment":"neutral","sentiment_score":0.0502740666270256},{"text":"Yep.","start":431.095,"end":431.575,"sentiment":"neutral","sentiment_score":0.04013811424374581},{"text":"And then and then the raise account currently, do you know roughly what that balance is sitting at?","start":431.575,"end":446.775,"sentiment":"neutral","sentiment_score":0.002348037902265787},{"text":"Perfect.","start":451.895,"end":452.375,"sentiment":"neutral","sentiment_score":0.29609325528144836},{"text":"And as far $1.16 3.","start":452.375,"end":454.85498,"sentiment":"neutral","sentiment_score":0.05690201800316572}],"sentiment":"neutral","sentiment_score":0.027433854169570483,"num_words":26,"start":430.855,"end":454.85498},{"sentences":[{"text":"And as far as the the savings cash buffer you got at the moment, do you know roughly what that's hovering around, if you don't mind me asking?","start":454.85498,"end":460.44,"sentiment":"neutral","sentiment_score":0.009344423913197326},{"text":"Right.","start":470.6,"end":470.92,"sentiment":"neutral","sentiment_score":0.02161467634141445},{"text":"Let's get that updated there.","start":470.92,"end":472.62,"sentiment":"neutral","sentiment_score":0.031057023257017136},{"text":"And any other assets or liabilities that I haven't mentioned there?","start":473.195,"end":475.67502,"sentiment":"neutral","sentiment_score":-0.003923656249588186},{"text":"No sort of boats, trailers, caravans, or anything?","start":475.67502,"end":477.855,"sentiment":"neutral","sentiment_score":-0.046929516829550266}],"sentiment":"neutral","sentiment_score":0.0003763643172481712,"num_words":53,"start":454.85498,"end":477.855},{"sentences":[{"text":"Perfect.","start":520.68,"end":521.175,"sentiment":"neutral","sentiment_score":0.26644182205200195},{"text":"And sorry you've answered these questions previously, but you haven't declared bankruptcy of your partner on debt agreements previously, have you?","start":521.975,"end":527.995,"sentiment":"neutral","sentiment_score":-0.010472082843383154},{"text":"No.","start":529.815,"end":530.315,"sentiment":"neutral","sentiment_score":-0.16006655991077423},{"text":"Yeah.","start":531.65497,"end":532.135,"sentiment":"neutral","sentiment_score":-0.14165005087852478},{"text":"Fantastic.","start":532.135,"end":532.635,"sentiment":"neutral","sentiment_score":-0.08185504376888275}],"sentiment":"neutral","sentiment_score":-0.01348174288868904,"num_words":25,"start":520.68,"end":532.635},{"sentences":[{"text":"Yeah.","start":535.19,"end":535.43,"sentiment":"neutral","sentiment_score":-0.05437431484460831},{"text":"There's good debt and bad debt.","start":535.43,"end":536.71,"sentiment":"neutral","sentiment_score":0.27516252795855206},{"text":"At least you don't have the bad debt.","start":536.71,"end":538.41,"sentiment":"neutral","sentiment_score":0.15141696017235518},{"text":"You can work towards getting the good debts and purchasing a home, things like that.","start":538.63,"end":541.75,"sentiment":"neutral","sentiment_score":0.31532392601172127},{"text":"We also do have, like, the trusted mortgage brokers here as well.","start":541.75,"end":545.59,"sentiment":"neutral","sentiment_score":0.1866871379315853}],"sentiment":"neutral","sentiment_score":0.23281050189619973,"num_words":42,"start":535.19,"end":545.59},{"sentences":[{"text":"Obviously, you know, being time differences and things like that as well, it can be a little bit more difficult, but we can make a referral to them if you wanna do have a a conversation, especially when your partner starts to resume a bit more work as well and sort of see what your borrowing power looks like and things like that as well.","start":545.59,"end":559.35,"sentiment":"neutral","sentiment_score":0.06904967149289755},{"text":"Okay.","start":569.11,"end":569.43,"sentiment":"neutral","sentiment_score":-0.05069015547633171},{"text":"And when are you sort of looking at doing that potentially?","start":569.43,"end":572.97,"sentiment":"neutral","sentiment_score":-0.09174708378585902},{"text":"Yep.","start":589.39,"end":589.89,"sentiment":"neutral","sentiment_score":0.006684802006930113},{"text":"Because, obviously, within regards to that, generally, for people that are moving overseas and planning on staying overseas, we can't give personalized advice for it because we're not licensed to take into consideration, obviously, you know, international equities, things like that in terms of, like, you being overseas and providing advice while being overseas.","start":590.19,"end":610.39496,"sentiment":"neutral","sentiment_score":-0.06474994340290625}],"sentiment":"neutral","sentiment_score":-0.0004658452411549109,"num_words":132,"start":545.59,"end":610.39496},{"sentences":[{"text":"But insane.","start":611.415,"end":612.15497,"sentiment":"neutral","sentiment_score":-0.11612062901258469},{"text":"What?","start":613.27,"end":613.77,"sentiment":"neutral","sentiment_score":-0.0929715409874916},{"text":"Sorry?","start":617.11,"end":617.61,"sentiment":"neutral","sentiment_score":-0.10766472667455672},{"text":"That yeah.","start":619.51,"end":620.63,"sentiment":"neutral","sentiment_score":-0.10562892258167267},{"text":"So if you were planning on leaving, like, the most likely thing that would happen would be that we would likely remove ourselves as servicing advisers at the time you sort of left if you weren't planning on returning to Australia, if that makes sense.","start":620.63,"end":634.685,"sentiment":"neutral","sentiment_score":-0.1436550494697359}],"sentiment":"neutral","sentiment_score":-0.1393845607252682,"num_words":51,"start":611.415,"end":634.685},{"sentences":[{"text":"Yeah.","start":645.16,"end":645.39996,"sentiment":"neutral","sentiment_score":-0.120150126516819},{"text":"Because obviously, you know, you can still manage the super at some level of capacity, but given that you wouldn't be contributing and things like that, it might not sort of it's like it generally ends up not being in your best interest.","start":645.39996,"end":655.765,"sentiment":"neutral","sentiment_score":-0.24581452649693156},{"text":"And then also we can't provide further advice from it if you were overseas.","start":655.765,"end":659.945,"sentiment":"neutral","sentiment_score":-0.24775351690394537},{"text":"Perfect.","start":663.36505,"end":663.86505,"sentiment":"neutral","sentiment_score":0.3112907409667969},{"text":"Yes.","start":665.94,"end":666.18,"sentiment":"neutral","sentiment_score":-0.06809830665588379}],"sentiment":"neutral","sentiment_score":-0.2319255261371533,"num_words":60,"start":645.16,"end":666.18},{"sentences":[{"text":"Still got plenty of time, so that's fine.","start":666.18,"end":668.19995,"sentiment":"positive","sentiment_score":0.44156312942504883},{"text":"As far as your health, though, still nonsmoker, no injuries, no medications at the moment?","start":669.54,"end":673.56,"sentiment":"neutral","sentiment_score":0.09734091038505237},{"text":"Perfect.","start":674.89996,"end":675.22,"sentiment":"positive","sentiment_score":0.5436376929283142},{"text":"And do you right.","start":675.22,"end":676.89996,"sentiment":"neutral","sentiment_score":0.0757104940712452},{"text":"And do you have private health cover at the moment?","start":676.89996,"end":679.07996,"sentiment":"neutral","sentiment_score":0.027676882594823836}],"sentiment":"neutral","sentiment_score":0.16094387332467655,"num_words":38,"start":666.18,"end":679.07996},{"sentences":[{"text":"Right.","start":683.045,"end":683.545,"sentiment":"neutral","sentiment_score":0.07701713591814041},{"text":"And I know you've got an external insurance policy that we don't actually have any information on regards to, like, your life, PPD, or income protection on what you do hold.","start":683.605,"end":693.285,"sentiment":"neutral","sentiment_score":-0.02186939369646772},{"text":"Do you have, like, your stipulate of currency for that policy?","start":693.285,"end":695.87,"sentiment":"neutral","sentiment_score":-0.040755225853486496},{"text":"Yeah.","start":713.945,"end":714.265,"sentiment":"neutral","sentiment_score":0.2463131844997406},{"text":"That would be great.","start":714.265,"end":715.065,"sentiment":"positive","sentiment_score":0.4818577542901039}],"sentiment":"neutral","sentiment_score":0.023427138512488455,"num_words":48,"start":683.045,"end":715.065},{"sentences":[{"text":"Because, obviously, we've never spoken before, so I can't sort of, you know, talk about sort of what you've discussed previously with other people.","start":715.065,"end":722.73,"sentiment":"neutral","sentiment_score":-0.018945305763433378},{"text":"I'm just going off the information that I've got that it's you've obviously got your superannuation account.","start":722.73,"end":727.53,"sentiment":"neutral","sentiment_score":0.0049576554173494086},{"text":"And then in regards to insurance, is it just lists that you're holding an external policy that we're not the the holders of from when you originally came on board.","start":727.53,"end":735.755,"sentiment":"neutral","sentiment_score":-0.04249194369961818},{"text":"So, yeah, if you could send that through, we can even do a review of your insurances given that in, you know, in a few years, you might be looking at leaving anyway, and that might become obsolete to an extent depending on what policy you have and what you're sort of looking at holding and whether or not it covers you overseas or not.","start":736.295,"end":751.69,"sentiment":"neutral","sentiment_score":-0.06437430828809738},{"text":"But those are all things we can have a bit of a look at for you as well.","start":752.55,"end":755.69,"sentiment":"neutral","sentiment_score":0.11917227879166603}],"sentiment":"neutral","sentiment_score":-0.02392463979021005,"num_words":154,"start":715.065,"end":755.69},{"sentences":[{"text":"Yep.","start":776.1,"end":776.33997,"sentiment":"neutral","sentiment_score":0.0803271159529686},{"text":"You can send it through to info at Oakview Financial.","start":776.33997,"end":779.88,"sentiment":"neutral","sentiment_score":0.061341313412413},{"text":"So, like, it should pop up from, like, previous emails that you've gotten originally as well.","start":781.22,"end":786.285,"sentiment":"neutral","sentiment_score":0.12114720419049263},{"text":"And it's dot com dot a u.","start":789.725,"end":791.50494,"sentiment":"neutral","sentiment_score":0.03108134706105505},{"text":"And I'll just go through the the general inbox, and I'll be able to see that and flick it through.","start":794.365,"end":800.14496,"sentiment":"neutral","sentiment_score":0.2069477453827858}],"sentiment":"neutral","sentiment_score":0.12941888618903855,"num_words":54,"start":776.1,"end":800.14496},{"sentences":[{"text":"Right.","start":802.87994,"end":803.37994,"sentiment":"neutral","sentiment_score":0.1339569240808487},{"text":"And as I said, we can do a review of those insurances because, obviously, two years is still a time.","start":804.72,"end":810.31995,"sentiment":"neutral","sentiment_score":0.046686267387121914},{"text":"As I said, I don't have any details in regards to policy that it says you are retaining at the moment.","start":810.31995,"end":816.135,"sentiment":"neutral","sentiment_score":-0.02957636242111524},{"text":"So if you could grab those, we can have a look at those for you as well.","start":816.295,"end":819.195,"sentiment":"neutral","sentiment_score":0.14020706713199615},{"text":"In regards to your state planning matters there as well, I know you don't have a current will in place.","start":820.375,"end":824.855,"sentiment":"neutral","sentiment_score":-0.03496606508269906}],"sentiment":"neutral","sentiment_score":0.02697186709582051,"num_words":79,"start":802.87994,"end":824.855},{"sentences":[{"text":"Is that something you have thought about, something you plan on sort of getting around to or not too sure?","start":824.855,"end":830.955,"sentiment":"neutral","sentiment_score":-0.04808183182030916},{"text":"Yep.","start":836.76,"end":837.26,"sentiment":"neutral","sentiment_score":-0.028207093477249146},{"text":"Yep.","start":843.575,"end":844.075,"sentiment":"neutral","sentiment_score":-0.047029875218868256},{"text":"No.","start":845.255,"end":845.41504,"sentiment":"neutral","sentiment_score":-0.11565764248371124},{"text":"That's completely understandable there.","start":845.41504,"end":847.335,"sentiment":"neutral","sentiment_score":-0.10394853539764881}],"sentiment":"neutral","sentiment_score":-0.058086125525059526,"num_words":27,"start":824.855,"end":847.335},{"sentences":[{"text":"And then we're gonna go to the more probably important one there as well.","start":847.335,"end":850.79504,"sentiment":"neutral","sentiment_score":0.03882511678550925},{"text":"Your beneficiary form for your net wealth and who you'd wanna nominate for that.","start":851.575,"end":855.655,"sentiment":"neutral","sentiment_score":0.05731597489544323},{"text":"So generally, it'd be your spouse anyway because she's the one that's caring for the children, things like that as well.","start":855.655,"end":860.94,"sentiment":"neutral","sentiment_score":0.01968322055680411},{"text":"But it is currently blank, so if something were to happen, it just means that the likelihood is it probably would end up in your estate unless someone came forward to claim for it, which would be like spouse independence, which given the children are quite young, unless it was your spouse, there probably wouldn't be anyone that sort of is eligible for it apart from the kids.","start":860.94,"end":879.075,"sentiment":"neutral","sentiment_score":-0.1787734404206276},{"text":"But it's better to have a a nomination just so it stays outside of this state.","start":879.295,"end":882.735,"sentiment":"neutral","sentiment_score":-0.10450205858796835}],"sentiment":"neutral","sentiment_score":-0.0907466463968718,"num_words":133,"start":847.335,"end":882.735},{"sentences":[{"text":"It doesn't get challenged, things like that as well.","start":882.735,"end":884.995,"sentiment":"neutral","sentiment_score":-0.09449939843681124},{"text":"Alright.","start":886.95,"end":887.45,"sentiment":"neutral","sentiment_score":0.06047600507736206},{"text":"Perfect.","start":891.27,"end":891.75,"sentiment":"positive","sentiment_score":0.6324982047080994},{"text":"I can even send through some lawyer information as well just on some general wills and estate planning just for local solicitor and their general pricing.","start":891.75,"end":899.11,"sentiment":"neutral","sentiment_score":0.26883489810503447},{"text":"Just have a read through if you'd like.","start":899.11,"end":900.615,"sentiment":"neutral","sentiment_score":0.16356047615408897}],"sentiment":"neutral","sentiment_score":0.1809037951959504,"num_words":45,"start":882.735,"end":900.615},{"sentences":[{"text":"Not a problem.","start":904.295,"end":905.115,"sentiment":"neutral","sentiment_score":0.2516070753335953},{"text":"And a random question that they've added in recent years is you're not sort of involved in politics or politically exposed or with, like, family members or anything like that?","start":905.895,"end":912.87,"sentiment":"neutral","sentiment_score":-0.0006117945304140449},{"text":"Right.","start":914.79,"end":915.29,"sentiment":"neutral","sentiment_score":-0.002700456418097019},{"text":"And currently, you're not a tax resident for any other foreign jurisdiction?","start":915.75,"end":919.13,"sentiment":"neutral","sentiment_score":-0.03192808168629805},{"text":"Right.","start":921.83,"end":922.33,"sentiment":"neutral","sentiment_score":0.011420176364481447}],"sentiment":"neutral","sentiment_score":0.0077031942510462185,"num_words":47,"start":904.295,"end":922.33},{"sentences":[{"text":"And as far as your goals currently there, because I know you were working towards sort of purchasing a property here in the next few years.","start":923.99,"end":931.705,"sentiment":"neutral","sentiment_score":0.02247302420437336},{"text":"Is that sort of gone out the window given that you're looking at potentially, you know, moving overseas and maybe purchasing a home there and things like that?","start":931.705,"end":938.22,"sentiment":"neutral","sentiment_score":-0.016901072846459492},{"text":"Yep.","start":955.675,"end":956.075,"sentiment":"neutral","sentiment_score":0.1017141342163086},{"text":"Right.","start":956.075,"end":956.575,"sentiment":"neutral","sentiment_score":0.118108332157135},{"text":"Not a problem.","start":959.755,"end":960.315,"sentiment":"neutral","sentiment_score":0.15908091763655344}],"sentiment":"neutral","sentiment_score":0.013697183201626197,"num_words":59,"start":923.99,"end":960.315},{"sentences":[{"text":"And you just partner originally from America.","start":960.315,"end":962.39496,"sentiment":"neutral","sentiment_score":0.09800973428147179},{"text":"Is that the reasons for sort of making the move?","start":962.39496,"end":964.62,"sentiment":"neutral","sentiment_score":0.07176783382892608},{"text":"Yeah.","start":964.7,"end":965.2,"sentiment":"neutral","sentiment_score":0.011345944367349148},{"text":"No.","start":965.30005,"end":965.80005,"sentiment":"neutral","sentiment_score":-0.06360600888729095},{"text":"Understandable.","start":965.9,"end":966.4,"sentiment":"neutral","sentiment_score":-0.03896857425570488}],"sentiment":"neutral","sentiment_score":0.06562589197419584,"num_words":20,"start":960.315,"end":966.4},{"sentences":[{"text":"Yeah.","start":972.22,"end":972.54,"sentiment":"neutral","sentiment_score":-0.06092139706015587},{"text":"No.","start":972.54,"end":972.86,"sentiment":"neutral","sentiment_score":-0.08257633447647095},{"text":"Completely understandable.","start":972.86,"end":973.83997,"sentiment":"neutral","sentiment_score":-0.07245982624590397},{"text":"The the housing market over there is a little bit better than over here even with the the dollar exchange.","start":974.86,"end":979.12,"sentiment":"neutral","sentiment_score":-0.08160930797457695},{"text":"And given the Australian dollar's going alright at the moment, it's not yeah.","start":979.555,"end":987.47504,"sentiment":"neutral","sentiment_score":-0.08753790505803548}],"sentiment":"neutral","sentiment_score":-0.08266476511552527,"num_words":37,"start":972.22,"end":987.47504},{"sentences":[{"text":"It's a little bit unsettling when you see a million dollar property in Australia versus a million dollar property elsewhere.","start":987.47504,"end":992.85504,"sentiment":"neutral","sentiment_score":-0.17397384122014045},{"text":"As far as any other goals that you're currently working towards, like, obviously, with the insurances, I can't sort of have a discussion with you around your cover amounts and what you're covered for and what you're not without knowing what they are at the moment.","start":998.5,"end":1010.105,"sentiment":"neutral","sentiment_score":-0.012126722831137316},{"text":"But from memory, you satisfied with those.","start":1010.645,"end":1012.245,"sentiment":"neutral","sentiment_score":0.18235000329358236},{"text":"That's something you wanna review currently?","start":1012.245,"end":1013.84503,"sentiment":"neutral","sentiment_score":0.11244921510418256},{"text":"Or Yeah.","start":1013.84503,"end":1022.98,"sentiment":"neutral","sentiment_score":0.02922980487346649}],"sentiment":"neutral","sentiment_score":-0.025033347545778035,"num_words":81,"start":987.47504,"end":1022.98},{"sentences":[{"text":"It cut out for a little bit.","start":1022.98,"end":1024.36,"sentiment":"neutral","sentiment_score":-0.0016702855271952487},{"text":"So just in regards to your insurance, is there obviously I don't know exactly what you're covered for given that I don't have a stipulated currency at the moment.","start":1024.5,"end":1030.1,"sentiment":"neutral","sentiment_score":-0.02644852092810746},{"text":"But from your your memory, is that something you want to review?","start":1030.1,"end":1032.82,"sentiment":"neutral","sentiment_score":0.021405615688612063},{"text":"Are you happy sort of with your your current policy from memory or not too sure?","start":1032.82,"end":1036.84,"sentiment":"neutral","sentiment_score":0.051994171692058444},{"text":"Yep.","start":1054.89,"end":1055.39,"sentiment":"neutral","sentiment_score":0.1259375512599945}],"sentiment":"neutral","sentiment_score":0.006707885861396789,"num_words":65,"start":1022.98,"end":1055.39},{"sentences":[{"text":"And do you know what types of cover you have on that at the moment?","start":1056.25,"end":1059.37,"sentiment":"neutral","sentiment_score":-0.01984820527335008},{"text":"Like, life, TPD, IP, trauma?","start":1059.37,"end":1061.39,"sentiment":"neutral","sentiment_score":-0.0213277667760849},{"text":"It's if you could just get it to me at some point, because in regards to your current portfolio, which is the next thing I wanted to sort of touch on there as well, in regards to how your portfolio has performed, so the last twelve months hasn't been too crash hot.","start":1094.975,"end":1110.3999,"sentiment":"neutral","sentiment_score":0.02543137537745329},{"text":"Like, obviously, you had, like, your sort of back end of COVID where everything wasn't doing too great, and it sort of recovered a bit since then.","start":1110.3999,"end":1116.035,"sentiment":"neutral","sentiment_score":-0.062349986009023806},{"text":"So, overall, your portfolio is up since the time you've been on board and the the returns it has gotten even sort of after these.","start":1117.055,"end":1124.755,"sentiment":"positive","sentiment_score":0.3738090366125107}],"sentiment":"neutral","sentiment_score":0.06919230564287113,"num_words":124,"start":1056.25,"end":1124.755},{"sentences":[{"text":"The start of the year, there was the Trump tariff debacle there.","start":1125.32,"end":1128.28,"sentiment":"negative","sentiment_score":-0.3731030747294426},{"text":"And towards the end of this year, there was the sort of other wars that were sort of kicking off just a little bit.","start":1128.28,"end":1134.52,"sentiment":"negative","sentiment_score":-0.3449379780019323},{"text":"In regards to that as well, your active fund, which you are quite heavily invested in in terms of, like, weightings for your portfolio, that active management, Benelon did have an underlying asset where they were done for not accounting or reporting correctly, which again caused your portfolio to take a bit of a backward step.","start":1134.52,"end":1154.22,"sentiment":"neutral","sentiment_score":-0.29418319024677786},{"text":"So we would be looking to do an update just to review your investments and just do a review of that and make sure that it's in your best interest moving forward as well.","start":1154.86,"end":1163.6799,"sentiment":"neutral","sentiment_score":0.07582788498086088},{"text":"Yep.","start":1174.315,"end":1174.635,"sentiment":"neutral","sentiment_score":0.08418993651866913}],"sentiment":"neutral","sentiment_score":-0.20919424406890794,"num_words":127,"start":1125.32,"end":1174.635},{"sentences":[{"text":"So currently, it's sitting at a 131,000 in terms of the actual balance.","start":1174.635,"end":1180.73,"sentiment":"neutral","sentiment_score":0.05634746528588808},{"text":"Now as far as Ben Long in terms of the last twelve months and the figure that it went backwards, it went backwards by, like, about 20%.","start":1180.73,"end":1188.1699,"sentiment":"neutral","sentiment_score":-0.22608122091602395},{"text":"And given that it is, like, a quite a significant weight in your portfolio, it was, like, an $8,000 backward step in that period of time.","start":1188.1699,"end":1195.4049,"sentiment":"negative","sentiment_score":-0.3559680965084296},{"text":"Whereas, obviously, the rest of your portfolio was still tracking.","start":1195.4049,"end":1198.145,"sentiment":"negative","sentiment_score":-0.3976316571235657},{"text":"So they sort of curbed those losses to some extent.","start":1198.6849,"end":1202.625,"sentiment":"negative","sentiment_score":-0.529901048541069}],"sentiment":"neutral","sentiment_score":-0.27793224978932113,"num_words":86,"start":1174.635,"end":1202.625},{"sentences":[{"text":"So it only worked out to be about a 3% loss over that twelve month period due to that asset and that announcement, if that makes sense.","start":1203.085,"end":1213.6901,"sentiment":"neutral","sentiment_score":-0.32550022944256113},{"text":"Yep.","start":1217.75,"end":1218.25,"sentiment":"neutral","sentiment_score":0.0007753099198453128},{"text":"So are you sorry?","start":1220.63,"end":1233.39,"sentiment":"neutral","sentiment_score":-0.11337048560380936},{"text":"So as an investment, generally, you never wanna sort of sell low by high.","start":1236.43,"end":1240.77,"sentiment":"neutral","sentiment_score":-0.2834734075835773},{"text":"But given that it wasn't just the investment itself, it was like the management and then the fund within it that was sort of done for obviously, they're not reporting, and then the fact that the active manager did not sort of see any signs of that, sort of hasn't been managing the best for the past year and a bit anyway in terms of returns it has been getting.","start":1240.91,"end":1261.145,"sentiment":"negative","sentiment_score":-0.4202694069061961}],"sentiment":"negative","sentiment_score":-0.3674887846297271,"num_words":116,"start":1203.085,"end":1261.145},{"sentences":[{"text":"They made a business decision that they do wanna look to move away from Benelong and then just use the losses that have occurred to, like, offset, obviously, some capital gains when looking at readjusting the portfolio.","start":1261.58,"end":1272.96,"sentiment":"neutral","sentiment_score":-0.12047902947744808},{"text":"And then also, if any sort of still carry forward to other offsets.","start":1273.02,"end":1278.6649,"sentiment":"neutral","sentiment_score":-0.08742666874940579},{"text":"So obviously not the most ideal scenario in terms of what's happened.","start":1279.605,"end":1283.465,"sentiment":"negative","sentiment_score":-0.4111187607049942},{"text":"Luckily, like, the rest of your portfolio has propped it up to some extent.","start":1283.765,"end":1287.225,"sentiment":"positive","sentiment_score":0.47325745650700163},{"text":"And then even given the last year that because that occurred in November, we've sort of been keeping an eye on it, and it hasn't really recovered to an extent that you'd sort of wanna hold on to it much longer in terms of, like, the return.","start":1287.605,"end":1300.91,"sentiment":"neutral","sentiment_score":0.1648001364888029}],"sentiment":"neutral","sentiment_score":0.031248088562633933,"num_words":123,"start":1261.58,"end":1300.91},{"sentences":[{"text":"You could be getting a better return in another investment as opposed to seeing how they continue to recover from that, if that makes sense.","start":1300.91,"end":1307.6649,"sentiment":"neutral","sentiment_score":0.22398264050483704},{"text":"Yeah.","start":1315.8049,"end":1316.125,"sentiment":"neutral","sentiment_score":-0.2078838646411896},{"text":"And then with that, obviously, I wasn't the advice that originally set that up.","start":1316.125,"end":1319.87,"sentiment":"neutral","sentiment_score":-0.2276400945016316},{"text":"So that is quite a heavily active portion to try and outperform that market.","start":1320.41,"end":1324.17,"sentiment":"neutral","sentiment_score":-0.20197269107614244},{"text":"Obviously, when it comes to those market swings when it doesn't perform in regards to that, it can have quite a negative effect there as well because the active portion generally is the most volatile in terms of, like, the ups and the downs and, like, the years returns and things like that as well.","start":1324.17,"end":1339.225,"sentiment":"negative","sentiment_score":-0.3999726604331623}],"sentiment":"neutral","sentiment_score":-0.20753571719204614,"num_words":109,"start":1300.91,"end":1339.225},{"sentences":[{"text":"And like you said, like, last year was quite a a good return, and then this year, not quite a great return there as well, which is what you see in a lot of those active Managedlip portfolios as well.","start":1340.245,"end":1349.82,"sentiment":"neutral","sentiment_score":-0.2324520420283079},{"text":"They do sort of have good and bad years, but the Benelon one wasn't sort of an Australian equities issue.","start":1349.82,"end":1355.6799,"sentiment":"neutral","sentiment_score":-0.23220935352146627},{"text":"It was more so the underlying asset issue.","start":1355.74,"end":1358.7999,"sentiment":"neutral","sentiment_score":-0.18038201704621315},{"text":"So just based off this conversation, obviously, do a quick risk profile there with you as well just to make sure that still lines up with your current investment in terms of, like, the risk you take on.","start":1372.86,"end":1383.0399,"sentiment":"neutral","sentiment_score":-0.005333094808616136},{"text":"And then from there, they'll do the research in the back end and get that ball rolling to be able to update that advice piece there as well and look at that.","start":1383.1549,"end":1391.0149,"sentiment":"neutral","sentiment_score":0.13765218504704535}],"sentiment":"neutral","sentiment_score":-0.08103704760256021,"num_words":138,"start":1340.245,"end":1391.0149},{"sentences":[{"text":"And then in the meantime, the next few weeks, if it were to sort of recover, then we may look at holding that off for you or not.","start":1391.235,"end":1398.91,"sentiment":"neutral","sentiment_score":0.039235131948121955},{"text":"You can sort of make that decision.","start":1398.91,"end":1400.37,"sentiment":"neutral","sentiment_score":0.28866380027362276},{"text":"You don't have to take on the advice.","start":1400.75,"end":1402.29,"sentiment":"neutral","sentiment_score":0.04538739286363125},{"text":"If you don't want to, obviously, we'll present it, and then you can sort of see if you wanna change up to those investments.","start":1402.91,"end":1407.8099,"sentiment":"neutral","sentiment_score":0.04317352377499143},{"text":"But with that one, would you be looking to still maintain, like, an active component?","start":1408.385,"end":1412.305,"sentiment":"neutral","sentiment_score":0.0076992775003115336}],"sentiment":"neutral","sentiment_score":0.05651198990824746,"num_words":82,"start":1391.235,"end":1412.305},{"sentences":[{"text":"Would you wanna move completely away from active and just have the passive that's a bit more cheaper, a lower cost investment cost, but then you're not aiming to outperform the markets?","start":1412.305,"end":1422.9651,"sentiment":"neutral","sentiment_score":-0.1348290349706076},{"text":"In terms of, like, your assets to to growth versus, like, defensive in that regard, so you can still have the same amount of assets in, like, a growth portfolio as active versus passive.","start":1440.085,"end":1453.38,"sentiment":"neutral","sentiment_score":-0.03908599836423116},{"text":"One just actively aims to find gaps in the market, whether that's value investing or whether that's sort of finding other, like, performance of other companies and building a portfolio is that way to try and better than what the market indexes are doing.","start":1453.68,"end":1468.345,"sentiment":"neutral","sentiment_score":0.09716551769418981},{"text":"Because the index is basically to track the top companies in those spaces.","start":1468.485,"end":1472.1849,"sentiment":"neutral","sentiment_score":0.15139539940999105},{"text":"And if they're all doing well, the market's doing well, they perform quite well, and it's a lower cost, and it's active in the sense that if a company falls outside of those top 500 or, like, in America of the S and P 500, then they're no longer held, like, within your portfolio, whereas fund managers actively do those buys and sells to find where they believe value in the market is to try and outperform that.","start":1472.325,"end":1493.135,"sentiment":"neutral","sentiment_score":0.04239432425357592}],"sentiment":"neutral","sentiment_score":0.01943645372741221,"num_words":201,"start":1412.305,"end":1493.135},{"sentences":[{"text":"So it's more manager risk than it is actual allocation of growth assets risk.","start":1493.135,"end":1498.995,"sentiment":"negative","sentiment_score":-0.34574865124055315},{"text":"Because currently, you're sitting in about an eighty twenty split of growth assets to defensive.","start":1499.0549,"end":1503.155,"sentiment":"neutral","sentiment_score":0.021766802420218785},{"text":"So that 80% growth and 20% defensive assets.","start":1504.015,"end":1507.075,"sentiment":"neutral","sentiment_score":0.06694040377624333},{"text":"And then within that growth space there, you do have that active portion which accounts for about, like you said, that 30 sort of percent of your portfolio that was in those funds that didn't perform.","start":1507.8201,"end":1518.8,"sentiment":"neutral","sentiment_score":0.008072921385367712},{"text":"Keep Yep.","start":1533.29,"end":1536.5901,"sentiment":"neutral","sentiment_score":0.18084578216075897}],"sentiment":"neutral","sentiment_score":-0.044348521555463476,"num_words":75,"start":1493.135,"end":1536.5901},{"sentences":[{"text":"Would you be wanting to look at updating the the Benelon to a different active portion and just giving the portfolio a refresh, or is it something you just wanna hold on to at the moment?","start":1537.13,"end":1545.7101,"sentiment":"neutral","sentiment_score":0.06037666622756256},{"text":"Yeah.","start":1549.995,"end":1550.495,"sentiment":"neutral","sentiment_score":-0.08265437185764313},{"text":"Yeah.","start":1553.115,"end":1553.1951,"sentiment":"neutral","sentiment_score":0.0040245335549116135},{"text":"Okay.","start":1553.1951,"end":1553.515,"sentiment":"neutral","sentiment_score":0.05151782929897308},{"text":"We'll show you what it yeah.","start":1553.515,"end":1558.3151,"sentiment":"neutral","sentiment_score":0.05669626655677954}],"sentiment":"neutral","sentiment_score":0.05525834610064825,"num_words":45,"start":1537.13,"end":1558.3151},{"sentences":[{"text":"We'll look at what a refresh looks like, and we'll just look to keep an active portfolio component in there for you.","start":1558.3151,"end":1563.92,"sentiment":"neutral","sentiment_score":0.0906929907134988},{"text":"Yeah.","start":1578.475,"end":1578.975,"sentiment":"neutral","sentiment_score":0.15188470482826233},{"text":"It was like a little bit out of the blue in the sense that obviously certain things you can't predict like that given that they pay like market analysts to review these companies to see like how they are tracking and why how they build their portfolios, it is a little bit concerning that obviously they didn't pick up on the issues that were occurring, if that may.","start":1579.915,"end":1603.395,"sentiment":"neutral","sentiment_score":-0.03174664332147907},{"text":"So in terms of, like, companies, and we don't do, like, direct share investments generally.","start":1606.655,"end":1615.15,"sentiment":"neutral","sentiment_score":-0.058004324634869896},{"text":"We do, like, a portion of those passive ETFs, which obviously are ETFs.","start":1615.15,"end":1620.03,"sentiment":"neutral","sentiment_score":0.019844006890287764}],"sentiment":"neutral","sentiment_score":-0.0052414623973499825,"num_words":119,"start":1558.3151,"end":1620.03},{"sentences":[{"text":"They're quite simple in terms of researching.","start":1620.03,"end":1621.9701,"sentiment":"neutral","sentiment_score":0.22999314165541104},{"text":"And then the funds itself no.","start":1622.43,"end":1628.3151,"sentiment":"neutral","sentiment_score":-0.0783689587066571},{"text":"Because those fund managers themselves don't release their entire sort of portfolios in whole or sort of what they're doing or the buyers themselves.","start":1628.3151,"end":1636.475,"sentiment":"neutral","sentiment_score":-0.16747118749966225},{"text":"Obviously, you can see to some extent, But they're fund managers for a reason.","start":1636.475,"end":1640.8201,"sentiment":"neutral","sentiment_score":-0.013132977565484387},{"text":"If they disclosed everything, you'd just be able to cop and pick and choose, and there's no reason to have a fund manager.","start":1640.8201,"end":1645.54,"sentiment":"neutral","sentiment_score":-0.008451970213133356}],"sentiment":"neutral","sentiment_score":-0.04402469272247037,"num_words":74,"start":1620.03,"end":1645.54},{"sentences":[{"text":"You could just steal all their investments as well, if that makes sense.","start":1645.54,"end":1650.195,"sentiment":"neutral","sentiment_score":0.050227074668957636},{"text":"But if even if you looked up then along over the past, like, twenty sort of years, they were quite competitive in the market until sort of the last sort of three.","start":1651.7949,"end":1658.6749,"sentiment":"neutral","sentiment_score":-0.10573033324908465},{"text":"They sort of dropped off a little bit following COVID.","start":1658.6749,"end":1660.9349,"sentiment":"negative","sentiment_score":-0.4094181925058365},{"text":"And then the what happened with recently, obviously, is the nail in the coffin a little bit.","start":1661.1549,"end":1666.17,"sentiment":"negative","sentiment_score":-0.3359130173921585},{"text":"Do you have any other questions in regards to that at all?","start":1670.49,"end":1672.99,"sentiment":"neutral","sentiment_score":0.022793179998795193}],"sentiment":"neutral","sentiment_score":-0.14597147326206877,"num_words":84,"start":1645.54,"end":1672.99},{"sentences":[{"text":"Yep.","start":1679.785,"end":1679.9451,"sentiment":"neutral","sentiment_score":0.09699606895446776},{"text":"No problem.","start":1679.9451,"end":1680.685,"sentiment":"neutral","sentiment_score":0.1945159137248993},{"text":"As I said, we'll look at doing the update there for you.","start":1680.7451,"end":1683.145,"sentiment":"neutral","sentiment_score":0.17865836123625436},{"text":"And if you do have any questions following that as well, we can go through it in that statement of advice piece once we get that together for you as well.","start":1683.145,"end":1690.47,"sentiment":"neutral","sentiment_score":0.17246327837628703},{"text":"Perfect.","start":1694.07,"end":1694.57,"sentiment":"positive","sentiment_score":0.6268857717514038}],"sentiment":"neutral","sentiment_score":0.18304629005650255,"num_words":47,"start":1679.785,"end":1694.57},{"sentences":[{"text":"But do you have any other questions on anything we've covered so far at all there, Reese?","start":1694.7899,"end":1698.4099,"sentiment":"neutral","sentiment_score":0.05187008847646853},{"text":"Like, excluding that as well?","start":1699.03,"end":1700.49,"sentiment":"neutral","sentiment_score":-0.020252277329564094},{"text":"Yep.","start":1708.485,"end":1708.565,"sentiment":"neutral","sentiment_score":0.005310801323503256},{"text":"Okay.","start":1708.565,"end":1708.965,"sentiment":"neutral","sentiment_score":0.07344792783260345},{"text":"Not a problem at all.","start":1708.965,"end":1710.085,"sentiment":"neutral","sentiment_score":0.1508236736059189}],"sentiment":"neutral","sentiment_score":0.05563473153923606,"num_words":29,"start":1694.7899,"end":1710.085},{"sentences":[{"text":"So we'll run through that quick risk profile questionnaire just to make sure that we've got you invested in line with your current portfolio there.","start":1710.085,"end":1717.22,"sentiment":"neutral","sentiment_score":0.1629612135887146},{"text":"So you've obviously had direct investments previously and are still looking to hold those.","start":1717.22,"end":1721.88,"sentiment":"neutral","sentiment_score":0.11639761232904025},{"text":"But how willing would you say you are to accept risk to, like, outpace inflation and, you know, curb the the cost of living, like, in regards to your money.","start":1722.8999,"end":1732.3151,"sentiment":"neutral","sentiment_score":0.0886423492183288},{"text":"Like, obviously, if it sits in the bank, inflation can either weigh it, but are you willing to accept a certain amount of risk to outperform that to make sure your soup is growing and things like that?","start":1732.3151,"end":1740.5751,"sentiment":"neutral","sentiment_score":0.009033870540167155},{"text":"Yep.","start":1751.2101,"end":1751.7101,"sentiment":"neutral","sentiment_score":0.1687835454940796}],"sentiment":"neutral","sentiment_score":0.08217535198976596,"num_words":108,"start":1710.085,"end":1751.7101},{"sentences":[{"text":"So you'd say a bit more of a moderate risk taker there?","start":1755.2251,"end":1762.8451,"sentiment":"neutral","sentiment_score":0.11296678412084778},{"text":"That's sort of the the moderate.","start":1762.985,"end":1764.505,"sentiment":"neutral","sentiment_score":0.04041616960118214},{"text":"Otherwise, it's sort of, you know yeah.","start":1764.505,"end":1766.6051,"sentiment":"neutral","sentiment_score":0.012915199888604028},{"text":"Basically.","start":1769.44,"end":1769.94,"sentiment":"neutral","sentiment_score":-0.09142819046974182},{"text":"And then in terms of if your superannuation was to decrease by 20%, obviously, you took a little bit of a backward step now, and you seem to be, like, okay with waiting and seeing how it improves and things like that as well.","start":1770.24,"end":1781.46,"sentiment":"neutral","sentiment_score":-0.0200542335991155}],"sentiment":"neutral","sentiment_score":0.010209862249238151,"num_words":70,"start":1755.2251,"end":1781.46},{"sentences":[{"text":"But if it dropped much more than that, would you be quite concerned?","start":1781.52,"end":1784.0549,"sentiment":"neutral","sentiment_score":-0.29475631966040683},{"text":"Would you look at trying to sell out to more secure assets?","start":1784.0549,"end":1786.5349,"sentiment":"neutral","sentiment_score":-0.2403490593036016},{"text":"How do you think you'd respond to that?","start":1786.5349,"end":1788.1549,"sentiment":"neutral","sentiment_score":-0.08008821308612823},{"text":"Yeah.","start":1801.6699,"end":1802.07,"sentiment":"neutral","sentiment_score":-0.08657155930995941},{"text":"No.","start":1802.07,"end":1802.19,"sentiment":"neutral","sentiment_score":-0.20308054983615875}],"sentiment":"neutral","sentiment_score":-0.21846796231610435,"num_words":35,"start":1781.52,"end":1802.19},{"sentences":[{"text":"I completely understand.","start":1802.19,"end":1803.37,"sentiment":"neutral","sentiment_score":-0.1565278967221578},{"text":"And then yeah.","start":1804.5499,"end":1814.325,"sentiment":"neutral","sentiment_score":-0.14593294511238733},{"text":"Exactly.","start":1814.325,"end":1814.825,"sentiment":"neutral","sentiment_score":0.07190719246864319},{"text":"The good thing about yourself is you've got time on your your side, which is the main thing for you, I guess.","start":1814.885,"end":1820.79,"sentiment":"neutral","sentiment_score":0.16101291674104604},{"text":"You do have that time till retirement to make those dips in the market.","start":1821.67,"end":1824.87,"sentiment":"neutral","sentiment_score":0.05535716802946159}],"sentiment":"neutral","sentiment_score":0.08097230669024379,"num_words":43,"start":1802.19,"end":1824.87},{"sentences":[{"text":"So if you had sort of a blip on the radar, especially with, like, years like this as well.","start":1824.87,"end":1829.2101,"sentiment":"neutral","sentiment_score":-0.10115668393279377},{"text":"And then with those dips in the market, obviously, you're quite cautious with what happens there.","start":1830.7101,"end":1835.595,"sentiment":"neutral","sentiment_score":-0.18597554275766015},{"text":"But are you somewhat optimistic about returns in the market at all, like, with things like COVID when that occurred or still just, like, cautious, a little bit concerned about what's going on?","start":1835.595,"end":1843.775,"sentiment":"neutral","sentiment_score":0.11760546563362534},{"text":"Yep.","start":1856.01,"end":1856.51,"sentiment":"neutral","sentiment_score":0.18483731150627136},{"text":"Okay.","start":1863.9451,"end":1864.185,"sentiment":"neutral","sentiment_score":0.005496183410286903}],"sentiment":"neutral","sentiment_score":-0.011803883114563568,"num_words":70,"start":1824.87,"end":1864.185},{"sentences":[{"text":"Yeah.","start":1864.185,"end":1864.505,"sentiment":"neutral","sentiment_score":-0.008570617064833641},{"text":"Well, obviously, in terms of those investments, I don't actually know what you you sort of hold.","start":1864.505,"end":1868.425,"sentiment":"neutral","sentiment_score":-0.10436407323269282},{"text":"But, yeah, look, definitely, at least for the next couple of months there, it's gonna be a bit rocky in terms of what actually occurs, and then that's purely because no one exactly knows what's going on, you know, with Iran, Israel, things like that.","start":1868.425,"end":1880.5299,"sentiment":"neutral","sentiment_score":-0.244076931476593},{"text":"In terms of, like, wars, wars don't have, like, the biggest impact as you might think compared to, like, other events.","start":1880.5299,"end":1887.675,"sentiment":"neutral","sentiment_score":-0.18997219417776381},{"text":"Like, terror attacks generally, you know, are quite quite bad in terms of market.","start":1887.675,"end":1893.115,"sentiment":"neutral","sentiment_score":-0.3186206498316356}],"sentiment":"neutral","sentiment_score":-0.21649313218207383,"num_words":98,"start":1864.185,"end":1893.115},{"sentences":[{"text":"They do cause a bit of upending there as well.","start":1893.115,"end":1895.455,"sentiment":"neutral","sentiment_score":-0.24653039872646332},{"text":"But as far as wars, they do sort of recover quite quickly.","start":1896.315,"end":1900.015,"sentiment":"neutral","sentiment_score":-0.1356674830118815},{"text":"But in that time, they are quite volatile in terms of, like, the ups and downs, if that makes sense.","start":1900.075,"end":1904.94,"sentiment":"neutral","sentiment_score":-0.2607959810644388},{"text":"So definitely, at least for the next month or so, it is gonna be a lot of up and down just to end that bit all over the shop.","start":1907.8799,"end":1915.635,"sentiment":"neutral","sentiment_score":-0.033781844994117474},{"text":"Right.","start":1919.875,"end":1920.375,"sentiment":"neutral","sentiment_score":0.009030036628246307}],"sentiment":"neutral","sentiment_score":-0.14277606767912707,"num_words":72,"start":1893.115,"end":1920.375},{"sentences":[{"text":"And then as far as investing, obviously, potentially gonna purchase property in the future, but would you ever put borrowed money into anything slightly riskier?","start":1922.595,"end":1931.095,"sentiment":"neutral","sentiment_score":-0.044268237501382826},{"text":"Not a problem.","start":1945.6749,"end":1946.575,"sentiment":"neutral","sentiment_score":-0.06103614221016566},{"text":"Yep.","start":1950.955,"end":1951.455,"sentiment":"neutral","sentiment_score":0.06006030738353729},{"text":"Now in terms of your portfolio there, I did actually look up the exact portfolio.","start":1952.155,"end":1957.515,"sentiment":"neutral","sentiment_score":0.04806269307931264},{"text":"And so with the weightings and why they've changed sort of income askew a little bit, we talked about, like, a growth at eighty twenty split.","start":1957.515,"end":1963.93,"sentiment":"neutral","sentiment_score":0.028059989428864077}],"sentiment":"neutral","sentiment_score":0.0031535152079803603,"num_words":70,"start":1922.595,"end":1963.93},{"sentences":[{"text":"The actual portfolio when you originally recommended was a high growth portfolio, which is about a 90.","start":1964.2301,"end":1971.05,"sentiment":"neutral","sentiment_score":0.052126524312531244},{"text":"That's about a ninety ten split.","start":1971.5651,"end":1973.245,"sentiment":"neutral","sentiment_score":0.0493281235297521},{"text":"So it just obviously when it's being invested, the market sort of changed and the investment sort of changed a little bit.","start":1973.245,"end":1978.4451,"sentiment":"neutral","sentiment_score":0.02322559283030304},{"text":"I was just basing off the percentages that I could see there, but I actually looked in the actual portfolio it was.","start":1978.4451,"end":1982.865,"sentiment":"neutral","sentiment_score":0.04225352939895608},{"text":"It is a a high growth portfolio, which is that ninety ten split.","start":1983.005,"end":1987.27,"sentiment":"neutral","sentiment_score":0.09436165942595555}],"sentiment":"neutral","sentiment_score":0.04811702395090833,"num_words":80,"start":1964.2301,"end":1987.27},{"sentences":[{"text":"You did come out as a growth investor, which is around that 8020.","start":1987.33,"end":1990.13,"sentiment":"neutral","sentiment_score":0.06862532548033275},{"text":"Now in saying that you are on the younger side of things, especially when it comes to to superannuation, so you can more than take on that level of risk in a high growth portfolio and and keeping that there, especially in the in the meantime given that you are currently in a high growth.","start":1990.13,"end":2005.885,"sentiment":"neutral","sentiment_score":0.1291575855829499},{"text":"And then as you do get close to retirement and sort of get close to the returns that you'd like, you can sort of look at reducing that level of risk.","start":2005.945,"end":2013.145,"sentiment":"neutral","sentiment_score":0.1802537087951937},{"text":"But, you know, while you're younger, contributing well, earning good money, you can afford to take on that risk and aim for those higher returns in that period, if that makes sense.","start":2013.145,"end":2022.13,"sentiment":"neutral","sentiment_score":0.22579839825630188},{"text":"Are you still comfortable with the high growth?","start":2024.03,"end":2025.63,"sentiment":"neutral","sentiment_score":0.12667361926287413}],"sentiment":"neutral","sentiment_score":0.15699711589397286,"num_words":139,"start":1987.33,"end":2025.63},{"sentences":[{"text":"Is that something you wanna review as well?","start":2025.63,"end":2027.39,"sentiment":"neutral","sentiment_score":0.08757565217092633},{"text":"Or perfect.","start":2027.39,"end":2034.785,"sentiment":"neutral","sentiment_score":0.17821767553687096},{"text":"Now I am gonna send you just the the DocuSign there or Otusign that it's changed to.","start":2035.485,"end":2043.265,"sentiment":"neutral","sentiment_score":0.10886093404363184},{"text":"So this will have a few signable documents there with that one.","start":2043.63,"end":2047.23,"sentiment":"neutral","sentiment_score":0.09777131738762061},{"text":"It'll just be the ongoing service agreement tax file opt in form.","start":2047.23,"end":2050.11,"sentiment":"neutral","sentiment_score":0.08248025334129731}],"sentiment":"neutral","sentiment_score":0.09942539795940998,"num_words":51,"start":2025.63,"end":2050.11},{"sentences":[{"text":"So that's from where we've changed where we store your tax file number on file.","start":2050.11,"end":2053.97,"sentiment":"neutral","sentiment_score":0.07029829695820808},{"text":"The ongoing service agreement is in regards to the service, and if you're happy to stay on for the next twelve months, obviously, it isn't a locking contract there as well.","start":2054.11,"end":2062.065,"sentiment":"neutral","sentiment_score":0.036840633038551576},{"text":"So with that one, if you see my advice and you see my update, you're not too happy with it and you're sort of done with the service, it's not locked in contract.","start":2063.405,"end":2070.42,"sentiment":"neutral","sentiment_score":-0.13244573072050558},{"text":"So there's a bit of peace of mind in that that you can go somewhere else if you'd like.","start":2070.42,"end":2074.04,"sentiment":"positive","sentiment_score":0.6094516390248349},{"text":"Not that we'd want you to, obviously.","start":2074.58,"end":2076.28,"sentiment":"neutral","sentiment_score":-0.049843953124114444}],"sentiment":"neutral","sentiment_score":0.08625236604185331,"num_words":105,"start":2050.11,"end":2076.28},{"sentences":[{"text":"And then in regards to the non signable documents that are just attached as attachments there, you'll have your Vanguard index chart.","start":2076.98,"end":2083.96,"sentiment":"neutral","sentiment_score":0.03953356609087099},{"text":"You'll have your summary there, which as I said, just gives you your superannuation.","start":2083.995,"end":2088.495,"sentiment":"neutral","sentiment_score":0.09581384754606656},{"text":"And then, obviously, we don't have those external assurances, which I which I would like to have a look at just to address there as well.","start":2089.915,"end":2095.6152,"sentiment":"neutral","sentiment_score":-0.037841092150371805},{"text":"You'll have the most up to date copy of the financial services guide and OQ services guide, which has been changes that have occurred in the last sort of six to twelve months here as well.","start":2095.915,"end":2104.13,"sentiment":"neutral","sentiment_score":0.06692829790214698},{"text":"In terms of updates, there have been a few business changes.","start":2104.13,"end":2106.53,"sentiment":"neutral","sentiment_score":0.04614991999485276}],"sentiment":"neutral","sentiment_score":0.03802139236839539,"num_words":109,"start":2076.98,"end":2106.53},{"sentences":[{"text":"We're getting slightly a little bit bigger as well, and then you'll have that portfolio performance report there as well.","start":2106.53,"end":2112.765,"sentiment":"neutral","sentiment_score":0.06648710761219263},{"text":"Now with that one there, it is the the last twelve months from, I think, believe it was when was the date for that one?","start":2115.325,"end":2123.005,"sentiment":"neutral","sentiment_score":-0.006562410145998001},{"text":"Sorry.","start":2123.005,"end":2123.505,"sentiment":"neutral","sentiment_score":-0.15750619769096377},{"text":"February 25 there that that was created.","start":2126.3,"end":2129.44,"sentiment":"neutral","sentiment_score":-0.18950685007231577},{"text":"And then you'll be able to see what did occur there, obviously, in terms of the returns with Bennelong, which as I said, is quite unfortunate that it wasn't sort of Australian equities issue.","start":2130.54,"end":2140.32,"sentiment":"neutral","sentiment_score":-0.251725729993161}],"sentiment":"neutral","sentiment_score":-0.10203502378587065,"num_words":87,"start":2106.53,"end":2140.32},{"sentences":[{"text":"It was just that fund issue.","start":2140.655,"end":2142.415,"sentiment":"negative","sentiment_score":-0.36936286588509876},{"text":"And given that you, you know, did have that actively invested to try and outperform that market and then having it go the opposite way, it's not too fantastic, but we'll try and sort of do an update that turns that around a bit for you.","start":2142.415,"end":2153.43,"sentiment":"neutral","sentiment_score":-0.16488707932117191},{"text":"Do you have any questions in regards to those those documents there at all there, Reese?","start":2156.3098,"end":2160.73,"sentiment":"neutral","sentiment_score":0.06083141663111746},{"text":"Yeah.","start":2164.79,"end":2165.19,"sentiment":"neutral","sentiment_score":0.02661769837141037},{"text":"Yeah.","start":2165.19,"end":2165.51,"sentiment":"neutral","sentiment_score":0.04715204983949661}],"sentiment":"neutral","sentiment_score":-0.1250558632825102,"num_words":70,"start":2140.655,"end":2165.51},{"sentences":[{"text":"That's all.","start":2165.51,"end":2171.445,"sentiment":"neutral","sentiment_score":0.060149213299155235},{"text":"Yeah.","start":2171.445,"end":2171.5251,"sentiment":"neutral","sentiment_score":0.07650023698806763},{"text":"Email in.","start":2171.5251,"end":2172.085,"sentiment":"neutral","sentiment_score":0.07227475568652153},{"text":"Just give us a call.","start":2172.085,"end":2172.805,"sentiment":"neutral","sentiment_score":0.11835820078849793},{"text":"We can arrange a time to to go through that, have a chat about that or anything like that as well for you.","start":2172.805,"end":2177.385,"sentiment":"neutral","sentiment_score":0.21207625888611958}],"sentiment":"neutral","sentiment_score":0.1760876707055352,"num_words":33,"start":2165.51,"end":2177.385},{"sentences":[{"text":"But while you've got me there too, Reese, is there anything else that you wanna have a chat about?","start":2180.18,"end":2183.6199,"sentiment":"neutral","sentiment_score":0.018311549835887394},{"text":"Anything I haven't covered today that you want a bit more clarification on?","start":2183.6199,"end":2186.42,"sentiment":"neutral","sentiment_score":-0.02804782585455821},{"text":"Any questions in regards to?","start":2186.42,"end":2188.04,"sentiment":"neutral","sentiment_score":-0.010984896123409272},{"text":"Yep.","start":2212.29,"end":2212.79,"sentiment":"neutral","sentiment_score":-0.08582223951816559},{"text":"Not the the total of your your net wealth.","start":2212.8499,"end":2216.45,"sentiment":"neutral","sentiment_score":-0.2526831395096249}],"sentiment":"neutral","sentiment_score":-0.051736112020196436,"num_words":47,"start":2180.18,"end":2216.45},{"sentences":[{"text":"So in terms of, like, a negative return for the year, it was only negative 3.4, which is about a 4,500 sorta negative return for the year.","start":2216.45,"end":2227.935,"sentiment":"negative","sentiment_score":-0.44804410526046046},{"text":"Whereas net with the Benelong, which is a 30% portion of that accounted for, like, around that 9,600 backward step with the 20% negative return there.","start":2228.395,"end":2239.42,"sentiment":"neutral","sentiment_score":-0.2926548140553328},{"text":"Now there was hack within that as well that has done a negative return in terms of your portfolio, but the industry sector as a whole for AI and technology has taken a dive in the past month.","start":2239.64,"end":2251.595,"sentiment":"negative","sentiment_score":-0.4863108239675823},{"text":"But they have quite a a confidence that that will return, and then that's not something to be too concerned about, like you said, with those ups and downs.","start":2251.8948,"end":2258.81,"sentiment":"neutral","sentiment_score":-0.03688871732045864},{"text":"The ups and down that did occur with Bennelong, though, was largely due, as I said, to that underlying investment that was done for Dodgey Accounting.","start":2259.75,"end":2267.05,"sentiment":"neutral","sentiment_score":-0.2866361611164533}],"sentiment":"neutral","sentiment_score":-0.3199201391065774,"num_words":146,"start":2216.45,"end":2267.05},{"sentences":[{"text":"And then as a result of that, they got put on a trading hold.","start":2267.445,"end":2270.085,"sentiment":"negative","sentiment_score":-0.3989906311035156},{"text":"Bennelong had to reevaluate that stock that they hold with them.","start":2270.085,"end":2273.5452,"sentiment":"negative","sentiment_score":-0.40630029277368024},{"text":"And then with that, some investors also lost faith with Bennelong itself, which caused some funds to exit that managed fund as well, which further caused their fund price or share price to dip, if that makes sense.","start":2274.0051,"end":2288.24,"sentiment":"negative","sentiment_score":-0.528594298582328},{"text":"Yeah.","start":2295.835,"end":2296.155,"sentiment":"neutral","sentiment_score":-0.03026563301682472},{"text":"And then gold was still up 56%.","start":2296.155,"end":2300.0151,"sentiment":"neutral","sentiment_score":0.05657278693148068}],"sentiment":"negative","sentiment_score":-0.4193804440364032,"num_words":71,"start":2267.445,"end":2300.0151},{"sentences":[{"text":"Europe was up 16%.","start":2301.115,"end":2302.815,"sentiment":"neutral","sentiment_score":0.093342624604702},{"text":"Europe sort of Europe, Asia sort of area outside of The US was up 17.","start":2303.435,"end":2309.2952,"sentiment":"neutral","sentiment_score":0.04090232451756795},{"text":"Japan was up 23, and then the S and P 500, which is America, was around the four.","start":2310.1702,"end":2314.83,"sentiment":"neutral","sentiment_score":0.030903495123816863},{"text":"And then that's largely just due to the the currency exchange risk because the Australian dollar got stronger, and then the US dollar dropped a little bit there as well.","start":2315.1301,"end":2323.545,"sentiment":"neutral","sentiment_score":-0.18093643163641293},{"text":"They're actually true return.","start":2323.785,"end":2325.145,"sentiment":"neutral","sentiment_score":-0.047193978913128376}],"sentiment":"neutral","sentiment_score":-0.057376064596251705,"num_words":71,"start":2301.115,"end":2325.145},{"sentences":[{"text":"They're probably sitting around the 15%, but it's because they're the US dollar has taken a bit of a dive, and because that's a foreign foreign exchange.","start":2325.145,"end":2335.145,"sentiment":"neutral","sentiment_score":-0.12010877648437465},{"text":"Obviously, the the value of that is affected with that currency hedging.","start":2335.145,"end":2339.325,"sentiment":"neutral","sentiment_score":-0.1661259407798449},{"text":"Yeah.","start":2353.875,"end":2354.115,"sentiment":"neutral","sentiment_score":-0.28865307569503784},{"text":"I think last year, it really was quite a good return for everything.","start":2354.115,"end":2357.3352,"sentiment":"negative","sentiment_score":-0.5090565131260798},{"text":"And given, you know, those the fact that Ben Long is quite a significant weighting, even if that sort of hit a zero return mark, you would still would have been doing quite well in terms of return.","start":2357.635,"end":2367.175,"sentiment":"neutral","sentiment_score":-0.24650408053084424}],"sentiment":"neutral","sentiment_score":-0.23637352814222432,"num_words":91,"start":2325.145,"end":2367.175},{"sentences":[{"text":"The fact that it's such a heavy weighing in your portfolio for that active investment that it's caused such an effect on your overall returns.","start":2367.53,"end":2374.43,"sentiment":"neutral","sentiment_score":-0.325862135887146},{"text":"But as I said, we'll look to update the portfolio.","start":2377.29,"end":2379.6099,"sentiment":"neutral","sentiment_score":-0.10701820254325867},{"text":"We might even look at reducing the active portion, making a bit more of a satellite and less a bit of a core.","start":2379.6099,"end":2384.135,"sentiment":"neutral","sentiment_score":-0.10082408607653949},{"text":"So that way, if there is, like, a bad deal with the active portion that it doesn't have a significant effect as it has currently with your portfolio.","start":2384.2751,"end":2391.5752,"sentiment":"neutral","sentiment_score":-0.2567169876503093},{"text":"Perfect.","start":2393.25,"end":2393.75,"sentiment":"neutral","sentiment_score":0.32281172275543213}],"sentiment":"neutral","sentiment_score":-0.21150521073361922,"num_words":87,"start":2367.53,"end":2393.75},{"sentences":[{"text":"No problem.","start":2400.85,"end":2401.59,"sentiment":"neutral","sentiment_score":0.1824246197938919},{"text":"Any other questions that you might have, feel free to obviously reach out in regards to that.","start":2403.01,"end":2410.5452,"sentiment":"neutral","sentiment_score":0.17730858220773585},{"text":"But otherwise, I'll let you get back to your afternoon, and then we can sort of go from there once we get that all together there for you.","start":2410.5452,"end":2417.605,"sentiment":"neutral","sentiment_score":0.21533273426549776},{"text":"Yeah.","start":2427.28,"end":2427.78,"sentiment":"neutral","sentiment_score":0.1606154590845108},{"text":"I'll have a conversation with you and see what you wanna do from that as well and just see how you feel about it, and then we can go from there as well.","start":2438.975,"end":2446.86,"sentiment":"neutral","sentiment_score":0.307251797932567}],"sentiment":"neutral","sentiment_score":0.2433127961408945,"num_words":81,"start":2400.85,"end":2446.86},{"sentences":[{"text":"Too easy.","start":2450.4602,"end":2451.2002,"sentiment":"positive","sentiment_score":0.4268025755882263},{"text":"But anything else for me while you've got me there?","start":2451.4202,"end":2453.52,"sentiment":"neutral","sentiment_score":0.02289850227534771},{"text":"Great.","start":2456.54,"end":2457.04,"sentiment":"positive","sentiment_score":0.3779483735561371},{"text":"Obviously, anything in the meantime, feel free to either just attach that with the question with your certificate of currency there.","start":2457.1802,"end":2463.7349,"sentiment":"neutral","sentiment_score":0.1718943023255893},{"text":"Otherwise, I will just touch base.","start":2463.7349,"end":2465.355,"sentiment":"neutral","sentiment_score":0.13665919875105223}],"sentiment":"neutral","sentiment_score":0.1472568522207439,"num_words":40,"start":2450.4602,"end":2465.355},{"sentences":[{"text":"Sort of when I get an afternoon free, even if I get off another call, I might give you a call in an afternoon, just have a quick chat about your insurances.","start":2465.655,"end":2471.015,"sentiment":"neutral","sentiment_score":0.15871237218379974},{"text":"I want to have a look at those and see how you feel about them and see if we if you wanna look at updating it or having a review of that at all.","start":2471.015,"end":2477.16,"sentiment":"neutral","sentiment_score":0.21880818859619253},{"text":"Not a problem at all, Reese.","start":2479.96,"end":2481.16,"sentiment":"positive","sentiment_score":0.3993393232425054},{"text":"Well, I'll let you get back to you afternoon, and once you get that stupid currency, I'll sort of touch base with you.","start":2481.16,"end":2485.5,"sentiment":"neutral","sentiment_score":0.3311512081519417},{"text":"Cheers, mate.","start":2488.607,"end":2489.0068,"sentiment":"positive","sentiment_score":0.7064875960350037}],"sentiment":"neutral","sentiment_score":0.2468429200120808,"num_words":97,"start":2465.655,"end":2489.0068},{"sentences":[{"text":"Thanks for your time.","start":2489.0068,"end":2489.727,"sentiment":"positive","sentiment_score":0.7396815568208694},{"text":"Sorry to to bug you for the last hour at work there, but enjoy the rest of the hour.","start":2489.727,"end":2493.107,"sentiment":"positive","sentiment_score":0.48512653300636693},{"text":"Cheers.","start":2495.727,"end":2496.0469,"sentiment":"positive","sentiment_score":0.5771645307540894},{"text":"Bye.","start":2496.0469,"end":2496.5469,"sentiment":"positive","sentiment_score":0.4098399877548218}],"sentiment":"positive","sentiment_score":0.5265253949165344,"num_words":25,"start":2489.0068,"end":2496.5469}]}}]},{"alternatives":[{"transcript":"Hello? From response electricians. Good call. How are you doing? Yeah. Let's do it. I'll make it work. I think it's time difference with me being my stars. I'm always working till four, 04:30. Sure. Yep. Yep. Reese Reese Julian Millburn. '10 to the fifth nineteen ninety. 64 B Collier Ave, Dovecatter, WA 6021. Yep. Yeah. I do have a mobile. 04 double check. 0457316163. I mean, not so much. I've technically been classified as leading hand now. I don't think that really means anything on your end. Can't imagine what I'm I mean, I'm a little bit more office bound now, but it's still basically I think it's still in 400 the same whatever class that you guys are using, I'd say. Yeah. I'd say it is probably semi accurate. Yeah? Yes. I mean, it varies, but, I mean, a base week is 40. Probably average closer to 42 to 45 a week, I'd say. Ballpark. Yeah. It's less than a month. So what's this? With qualified six years. I mean, I've been in the industry for for about sixteen years. But, obviously, some of that is as a apprentice and or trade sit, laborer. Yes. It has changed. Can you just check that manual cover back on, please? You got the letter. Let me double check for you now. I'm around the $1.14 mark, I think. Bear with me. Well, should I just go back? Really? Based on $1.14. One twenty five, one thirty. Probably close to 01:30. To be honest, right now, no. Me and my partner are we've we we had our second baby six months ago. We've basically been wanting income for the majority of kind of last year and a half. So probably been spending pretty much everything, unfortunately. Savings pretty much haven't budged. Six is the other side. Yeah. We do. Eight is this on? Six is the other side, please. Yep. Two months, sir. Twenty one months and six months. Sorry. In the thick of it, literally. Yeah. Right. No. Right now, no. My partner's just recently gone back to work two days a week, so our income is going to at least start bolstering a little bit. So, hopefully, we can actually start maybe putting some money back into our savings account. But yeah. I mean, the only thing I've literally been doing is a small very small contribution to a raised investment account, $50 a week. So that's that's pretty much it. Yeah. The COM six, something was basically for sold. So that's down to about 3 and a half now for the COMSAC. Yeah. I do. That one? Total is around 28 k, I think, Aussie dollar. 28? Yep. I've got US stocks and then Australian stocks on that as well. Yes. The total loss is $20.29 29,000. 20 6. Yeah. That's $16.05. 16 is free. Sorry. Yep. It's shy of 40 now, I think. Oh, no. Hang on. 41 there. No. I mean, I think, kind of, everything's probably including all of my tools and what have you. Sorry. One second, mate. Lucky? Lucky, is that that back door all shut up? Yeah. Or is that back door all shut and locked? Yeah. Yep. Alright. Might just move my van to you so you can go? Yeah. So I drop in him somewhere? Yeah. He can do. Yeah. That'd be great. Just if you can. Another picky thing. Oh. It's locked into the extension. I love that. Sorry, mate. No. I I think that pretty much covers everything. No. No. We don't have any dead, which is great. But don't know. Don't exactly hang up. I don't know. I don't know. I don't know. I don't know. I don't know yet, so no. Yep. Yeah. We've basically kinda put it on hold because we have a short term goal of moving to America. So they're probably not well, I've completed an I one thirty. I think it's a partner sponsored green card, and that's probably still got sixteen months or something to process in the next couple of years, basically. Are you so are you saying your advice would basically stop now because you know that or sort of from when I leave? Yep. That's fine. Still, yes. Still, it is couple years off. So yeah. Yep. Clean bill out at the moment. Yes. I do. I'm sure I have it. Somewhere. I've got a score it was through you guys. But, anyway, I could find it, probably not immediately, and sent it through. Would you like it? Would you like me to do that? Okay. I'm just trying to see through the email. I was like, what's the score I have? Yeah. That's fine. I'll I'll have a look when I'm not trying to think about other things. But but, yeah, I can what would be the best best place to send it? Okay. IP Financial. Yep. So Yep. Yep. Definitely thought about and probably should have now that I do have a dependent, but obviously not something that's Yep. Yes. Yeah. No. It's fixing on the to do list. Yeah. Actually, that'd be great for the month. No. No. Yeah. It kind of has. It's kind of become yeah. We're not we're not financially set up to be able to afford buying one here and then purchasing one in The States as well. So it'll probably just end up being gold would be our first time in American. So the moment, basically, you're saving pennies where we can. Yes. Yep. Yeah. I think we should have been a school there. And quite frankly, it's ridiculously expensive to live here right now. Yeah. I can bought this about twice. I want to get here. Look at that. Yep. Certainly is. Sorry. I lost you there for a sec, mate. Probably, may I could, but I I literally reviewed and kind of it took me about six months to get it bloody reinstated. And I think I only I only got it all reinstated and finalized probably less than a year ago. So I think I'm probably, at the moment, happy with it. Oh, my. It is I I went basically outside of the generics that you get through superannuation. So it'll be PPD and I believe it's income section. It's gotta be some way. I'll have to dig through my emails. It's probably gonna take too long right now. Yeah. How much of a fax that we're talking? I haven't actually looked up things for a while. I know it was a healthy return the year before last when I got the phone call. One 30 one. Okay. So I I would imagine could a can a company bounce back from that quickly, or are you kind of suggesting to most of your customers like me that we steer away from them all? Yeah. Yeah. I didn't realize it's 41 k. It's a massive mistake out of my portfolio. Yeah. Yep. Alright. Well, yeah, that would be is that another conversation for another day about how we move away from them? Or I mean, this is probably it. I can't I don't really know right now. I I was all for I don't know. Because active I think it's kind of a little more aggressive, right, in terms of a profile. Yep. Okay. I didn't 30 yeah. 30% doesn't sound like a a dangerous percentage for my profile to be a little aggressive. I I think I'm probably happy to say how it is. Like you said, there's good and bad news. I don't think I have any kind of knowledge on whether or not to hold it or get rid of it. So I'd probably honestly just leave it in your hands. It does sound it's not great. It's been along the way just explaining how no one seems to have picked up on this snag, and it's like he's actually looking after something. That was great. Do you guys do any of that yourself, or is that purely outside? You just basically go off. Yeah. Yeah. So if you have a there's no way you guys would have been able to pick up on either, unfortunately. Yep. Yep. Alright. No. No. I'll run it. Yep. Yeah. Sounds good. No. Not I think I'm nothing happy about it. In terms of, yes, superannuation, yes. A little bit. Not aggressively because I literally don't really know much about shares, but I am willing to take a little bit of risk. Yeah. I'll tell them what I is that mild mild risk taker? Okay. Yep. Not yet. Yes. I reckon if it dipped by probably think 30% would concern me quite a bit. I'd probably be calling you guys. Hey. So what's going on? 25 to 30 would probably be where I'd start getting little worried. Because, obviously, it's it's more than likely done. I don't know how long this was gonna go on, but it's probably gonna do it again. Right? And we're gonna take a massive dive. Yep. After seeing kind of bounced back from COVID, Kinda pretty confident that, yeah, the the market will typically bounce back. Just trying to work out when I should sell my current stocks before everything dies, if I should. Any question I got for you? Yeah. Yeah. Yep. Yeah. No. Probably not. Not with not with a wife and two kids now. It's a little bit too hairy, but that I was on anything stupid. That rings the bell. Yep. Yep. Yep. I nothing. I'm still happy with it yet. Leave it as is. Yep. Alright. I mean, I can't look at them right now. I'm looking on my job at home, but, obviously, if you have any questions, I can. And, yeah, I can email email in. Not a 100% understanding exactly what sort of happened with Ben Long and how it's affected my account. So I have you said they dropped by 20%. Yeah. Or you said my my total superannuation dropped by 20%, my my total net worth. Yeah. Yep. So, yeah, they so, yeah, they dropped, like, almost nine k. Okay. That sucks a bit. Because I think I had, like, 15 for return the year before last. It might have even been higher than that. It's pretty pretty unfortunate. Yep. Yep. Yeah. That's that's pretty much it for the for me. They're not so I have questions. Yep. Alright. So basically, I'll just get my incoming TPD insurance to get through to you. And then do you wanna reach out to me and with because you you said you wouldn't mind reviewing, possibly recommending some options, or you're happy to just leave it at that and just have it on record? Yep. Okay. Sounds good. Nah. Not at the moment. Yep. That sounds good. Excellent. Alright. Thank you very much for the call, man. That's alright. Thanks. I appreciate it. See you, buddy.","confidence":0.9701496,"words":[{"word":"hello","start":0.0,"end":0.5,"confidence":0.5586945,"punctuated_word":"Hello?","sentiment":"neutral","sentiment_score":0.012845875695347786},{"word":"from","start":2.3999999,"end":2.6399999,"confidence":0.20457089,"punctuated_word":"From","sentiment":"neutral","sentiment_score":0.01707773655653},{"word":"response","start":2.6399999,"end":2.96,"confidence":0.4793465,"punctuated_word":"response","sentiment":"neutral","sentiment_score":0.015828952193260193},{"word":"electricians","start":2.96,"end":3.46,"confidence":0.8740036,"punctuated_word":"electricians.","sentiment":"neutral","sentiment_score":0.03139297664165497},{"word":"good","start":7.6,"end":7.8399997,"confidence":0.9900288,"punctuated_word":"Good","sentiment":"positive","sentiment_score":0.5880177617073059},{"word":"call","start":7.8399997,"end":8.08,"confidence":0.95188236,"punctuated_word":"call.","sentiment":"positive","sentiment_score":0.467218816280365},{"word":"how","start":8.08,"end":8.16,"confidence":0.9989992,"punctuated_word":"How","sentiment":"positive","sentiment_score":0.3808497190475464},{"word":"are","start":8.16,"end":8.2,"confidence":0.5561132,"punctuated_word":"are","sentiment":"positive","sentiment_score":0.33538904786109924},{"word":"you","start":8.2,"end":8.24,"confidence":0.9988372,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.3076810836791992},{"word":"doing","start":8.24,"end":8.74,"confidence":0.9975738,"punctuated_word":"doing?","sentiment":"positive","sentiment_score":0.349023699760437},{"word":"yeah","start":13.759999,"end":14.08,"confidence":0.9965503,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1969941407442093},{"word":"let's","start":14.08,"end":14.4,"confidence":0.9976023,"punctuated_word":"Let's","sentiment":"neutral","sentiment_score":0.2201257646083832},{"word":"do","start":14.4,"end":14.559999,"confidence":0.99970967,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.23934078216552737},{"word":"it","start":14.559999,"end":14.799999,"confidence":0.9993025,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.26604771614074707},{"word":"i'll","start":14.799999,"end":14.96,"confidence":0.9945712,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.2988297939300537},{"word":"make","start":14.96,"end":15.2,"confidence":0.9991811,"punctuated_word":"make","sentiment":"neutral","sentiment_score":0.3233761787414551},{"word":"it","start":15.2,"end":15.28,"confidence":0.9730007,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.29695287346839905},{"word":"work","start":15.28,"end":15.78,"confidence":0.9986469,"punctuated_word":"work.","sentiment":"neutral","sentiment_score":0.26156002283096313},{"word":"i","start":23.735,"end":23.895,"confidence":0.39773017,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04184990748763085},{"word":"think","start":23.895,"end":24.135,"confidence":0.48368722,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.04334752634167671},{"word":"it's","start":24.135,"end":24.455,"confidence":0.565341,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.03692903369665146},{"word":"time","start":24.455,"end":24.695,"confidence":0.57111776,"punctuated_word":"time","sentiment":"neutral","sentiment_score":-0.04366898164153099},{"word":"difference","start":24.695,"end":25.095001,"confidence":0.9875329,"punctuated_word":"difference","sentiment":"neutral","sentiment_score":-0.05731765925884247},{"word":"with","start":25.095001,"end":25.255001,"confidence":0.97823364,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.06318264454603195},{"word":"me","start":25.255001,"end":25.415,"confidence":0.7247269,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.05109242349863053},{"word":"being","start":25.415,"end":25.654999,"confidence":0.9142807,"punctuated_word":"being","sentiment":"neutral","sentiment_score":-0.02448384091258049},{"word":"my","start":25.654999,"end":25.815,"confidence":0.5526178,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.04545189440250397},{"word":"stars","start":25.815,"end":26.135,"confidence":0.77806467,"punctuated_word":"stars.","sentiment":"neutral","sentiment_score":-0.02822745032608509},{"word":"i'm","start":26.135,"end":26.295,"confidence":0.9920538,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.007309377193450928},{"word":"always","start":26.295,"end":26.535,"confidence":0.9819695,"punctuated_word":"always","sentiment":"neutral","sentiment_score":0.02704242616891861},{"word":"working","start":26.535,"end":26.855,"confidence":0.9832971,"punctuated_word":"working","sentiment":"neutral","sentiment_score":0.005882646888494492},{"word":"till","start":26.855,"end":27.095001,"confidence":0.8471941,"punctuated_word":"till","sentiment":"neutral","sentiment_score":0.022787459194660187},{"word":"four","start":27.095001,"end":27.335,"confidence":0.94075024,"punctuated_word":"four,","sentiment":"neutral","sentiment_score":0.004526842385530472},{"word":"04:30","start":27.335,"end":28.075,"confidence":0.99911094,"punctuated_word":"04:30.","sentiment":"neutral","sentiment_score":0.012183649465441704},{"word":"sure","start":35.0,"end":35.5,"confidence":0.9211502,"punctuated_word":"Sure.","sentiment":"neutral","sentiment_score":0.10700731724500656},{"word":"yep","start":42.28,"end":42.78,"confidence":0.8926923,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.10671229660511015},{"word":"yep","start":48.925,"end":49.425,"confidence":0.9970424,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.09429635852575302},{"word":"reese","start":51.805,"end":52.305,"confidence":0.43297797,"punctuated_word":"Reese","sentiment":"neutral","sentiment_score":0.07051031291484833},{"word":"reese","start":52.684998,"end":53.004997,"confidence":0.62354344,"punctuated_word":"Reese","sentiment":"neutral","sentiment_score":0.07419748604297638},{"word":"julian","start":53.004997,"end":53.324997,"confidence":0.8266583,"punctuated_word":"Julian","sentiment":"neutral","sentiment_score":0.10946544259786606},{"word":"millburn","start":53.324997,"end":53.824997,"confidence":0.59111387,"punctuated_word":"Millburn.","sentiment":"neutral","sentiment_score":0.07248492538928986},{"word":"'10","start":53.964996,"end":54.204998,"confidence":0.6176255,"punctuated_word":"'10","sentiment":"neutral","sentiment_score":0.03593086823821068},{"word":"to","start":54.204998,"end":54.364998,"confidence":0.9114451,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.03943454474210739},{"word":"the","start":54.364998,"end":54.445,"confidence":0.98170966,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.04785570874810219},{"word":"fifth","start":54.445,"end":54.684998,"confidence":0.9721068,"punctuated_word":"fifth","sentiment":"neutral","sentiment_score":0.058186572045087814},{"word":"nineteen","start":54.684998,"end":55.085,"confidence":0.8004349,"punctuated_word":"nineteen","sentiment":"neutral","sentiment_score":0.060121890157461166},{"word":"ninety","start":55.085,"end":55.585,"confidence":0.9660454,"punctuated_word":"ninety.","sentiment":"neutral","sentiment_score":0.07189818471670151},{"word":"64","start":60.370003,"end":60.850002,"confidence":0.997614,"punctuated_word":"64","sentiment":"neutral","sentiment_score":0.07838921993970871},{"word":"b","start":60.850002,"end":61.170002,"confidence":0.9865205,"punctuated_word":"B","sentiment":"neutral","sentiment_score":0.08219809085130692},{"word":"collier","start":61.170002,"end":61.49,"confidence":0.94214225,"punctuated_word":"Collier","sentiment":"neutral","sentiment_score":0.1079617589712143},{"word":"ave","start":61.49,"end":61.730003,"confidence":0.8596487,"punctuated_word":"Ave,","sentiment":"neutral","sentiment_score":0.06316179782152176},{"word":"dovecatter","start":61.730003,"end":62.230003,"confidence":0.57445973,"punctuated_word":"Dovecatter,","sentiment":"neutral","sentiment_score":0.10740505903959274},{"word":"wa","start":62.370003,"end":62.850002,"confidence":0.51217514,"punctuated_word":"WA","sentiment":"neutral","sentiment_score":0.10767612606287004},{"word":"6021","start":62.850002,"end":65.35,"confidence":0.98004377,"punctuated_word":"6021.","sentiment":"neutral","sentiment_score":0.1249280571937561},{"word":"yep","start":89.28999,"end":89.78999,"confidence":0.881992,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.07533776015043259},{"word":"yeah","start":103.695,"end":104.015,"confidence":0.80013275,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01402673590928316},{"word":"i","start":104.015,"end":104.09499,"confidence":0.88669527,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.022156905382871628},{"word":"do","start":104.09499,"end":104.255,"confidence":0.89071864,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.03998865187168121},{"word":"have","start":104.255,"end":104.41499,"confidence":0.997207,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.02089826390147209},{"word":"a","start":104.41499,"end":104.494995,"confidence":0.8758546,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.024062439799308777},{"word":"mobile","start":104.494995,"end":104.994995,"confidence":0.99323267,"punctuated_word":"mobile.","sentiment":"neutral","sentiment_score":0.029625557363033295},{"word":"04","start":106.174995,"end":107.155,"confidence":0.97304136,"punctuated_word":"04","sentiment":"neutral","sentiment_score":0.020295439288020137},{"word":"double","start":108.575,"end":108.975,"confidence":0.7436848,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.013007743284106256},{"word":"check","start":108.975,"end":109.295,"confidence":0.9730592,"punctuated_word":"check.","sentiment":"neutral","sentiment_score":0.002021069405600429},{"word":"0457316163","start":109.295,"end":114.115,"confidence":0.99871224,"punctuated_word":"0457316163.","sentiment":"neutral","sentiment_score":0.012283624149858952},{"word":"i","start":129.28,"end":129.36,"confidence":0.80506855,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10913725197315216},{"word":"mean","start":129.36,"end":129.86,"confidence":0.99610126,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.10430949926376344},{"word":"not","start":130.64,"end":130.96,"confidence":0.9993563,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.1611296832561493},{"word":"so","start":130.96,"end":131.2,"confidence":0.9955918,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.21694065630435944},{"word":"much","start":131.2,"end":131.655,"confidence":0.9992821,"punctuated_word":"much.","sentiment":"neutral","sentiment_score":-0.1466986984014511},{"word":"i've","start":133.33499,"end":133.415,"confidence":0.9561157,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":-0.12007300555706024},{"word":"technically","start":133.415,"end":133.895,"confidence":0.81947863,"punctuated_word":"technically","sentiment":"neutral","sentiment_score":-0.0961695984005928},{"word":"been","start":133.895,"end":134.055,"confidence":0.9721196,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.0960375964641571},{"word":"classified","start":134.055,"end":134.455,"confidence":0.9899963,"punctuated_word":"classified","sentiment":"neutral","sentiment_score":-0.11634290218353271},{"word":"as","start":134.455,"end":134.615,"confidence":0.9988018,"punctuated_word":"as","sentiment":"neutral","sentiment_score":-0.07795186340808868},{"word":"leading","start":134.615,"end":134.855,"confidence":0.4816772,"punctuated_word":"leading","sentiment":"neutral","sentiment_score":-0.13154137134552002},{"word":"hand","start":134.855,"end":135.015,"confidence":0.92780685,"punctuated_word":"hand","sentiment":"neutral","sentiment_score":-0.07440444827079773},{"word":"now","start":135.015,"end":135.095,"confidence":0.634444,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.11229337006807329},{"word":"i","start":135.095,"end":135.175,"confidence":0.6770288,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18960773944854736},{"word":"don't","start":135.175,"end":135.415,"confidence":0.98319256,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.18712934851646423},{"word":"think","start":135.415,"end":135.575,"confidence":0.9540518,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.2155933380126953},{"word":"that","start":135.575,"end":135.735,"confidence":0.9966583,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.21876828372478485},{"word":"really","start":135.735,"end":135.975,"confidence":0.9975157,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.24432069063186648},{"word":"means","start":135.975,"end":136.215,"confidence":0.999569,"punctuated_word":"means","sentiment":"neutral","sentiment_score":-0.2552120089530945},{"word":"anything","start":136.215,"end":136.715,"confidence":0.99975115,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.23689648509025577},{"word":"on","start":137.805,"end":138.055,"confidence":0.572294,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.21402260661125183},{"word":"your","start":138.055,"end":138.295,"confidence":0.99858934,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.1831974685192108},{"word":"end","start":138.295,"end":138.795,"confidence":0.9979998,"punctuated_word":"end.","sentiment":"neutral","sentiment_score":-0.1932966113090515},{"word":"can't","start":148.27,"end":148.59001,"confidence":0.7056303,"punctuated_word":"Can't","sentiment":"neutral","sentiment_score":-0.06910336017608643},{"word":"imagine","start":148.59001,"end":148.91,"confidence":0.9958555,"punctuated_word":"imagine","sentiment":"neutral","sentiment_score":-0.06586626172065735},{"word":"what","start":148.91,"end":149.15001,"confidence":0.68319225,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.14028212428092957},{"word":"i'm","start":149.15001,"end":149.23001,"confidence":0.90774345,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.12661176919937134},{"word":"i","start":149.31,"end":149.39,"confidence":0.9997706,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12237447500228882},{"word":"mean","start":149.39,"end":149.55,"confidence":0.9950671,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.0922507643699646},{"word":"i'm","start":149.55,"end":149.63,"confidence":0.9995872,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.08765637874603271},{"word":"a","start":149.63,"end":149.71,"confidence":0.99940515,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.0915008708834648},{"word":"little","start":149.71,"end":149.95001,"confidence":0.9998785,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.10922600328922272},{"word":"bit","start":149.95001,"end":150.11,"confidence":0.9979703,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.12312312424182892},{"word":"more","start":150.11,"end":150.43001,"confidence":0.9998017,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.13299047946929932},{"word":"office","start":150.43001,"end":150.93001,"confidence":0.93665737,"punctuated_word":"office","sentiment":"neutral","sentiment_score":-0.10837705433368684},{"word":"bound","start":151.23001,"end":151.63,"confidence":0.94144,"punctuated_word":"bound","sentiment":"neutral","sentiment_score":-0.0938471183180809},{"word":"now","start":151.63,"end":151.87001,"confidence":0.98727345,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.11422558128833772},{"word":"but","start":151.87001,"end":152.11,"confidence":0.9998288,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.08888241648674011},{"word":"it's","start":152.11,"end":152.27,"confidence":0.9972217,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.09980328381061554},{"word":"still","start":152.27,"end":152.51001,"confidence":0.9992655,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.09287703037261964},{"word":"basically","start":152.51001,"end":152.63,"confidence":0.6929091,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.05833308398723602},{"word":"i","start":152.75,"end":152.83,"confidence":0.9998115,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.0775124728679657},{"word":"think","start":152.83,"end":152.99,"confidence":0.9998541,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.05680060386657715},{"word":"it's","start":152.99,"end":153.15001,"confidence":0.9882078,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.07136215269565582},{"word":"still","start":153.15001,"end":153.39,"confidence":0.7967248,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.09182283282279968},{"word":"in","start":153.39,"end":153.47,"confidence":0.8690183,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.043336041271686554},{"word":"400","start":153.47,"end":153.95001,"confidence":0.7041404,"punctuated_word":"400","sentiment":"neutral","sentiment_score":-0.04341945797204971},{"word":"the","start":153.95001,"end":154.19,"confidence":0.71095806,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.04041378945112229},{"word":"same","start":154.19,"end":154.69,"confidence":0.9984162,"punctuated_word":"same","sentiment":"neutral","sentiment_score":-0.016063876450061798},{"word":"whatever","start":156.43001,"end":156.93001,"confidence":0.50411624,"punctuated_word":"whatever","sentiment":"neutral","sentiment_score":-0.04561058431863785},{"word":"class","start":157.47,"end":157.87001,"confidence":0.7772489,"punctuated_word":"class","sentiment":"neutral","sentiment_score":-0.054029930382966995},{"word":"that","start":157.87001,"end":158.03,"confidence":0.9020104,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.020820118486881256},{"word":"you","start":158.03,"end":158.19,"confidence":0.99969876,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.0427619032561779},{"word":"guys","start":158.19,"end":158.43001,"confidence":0.9998097,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.04353911802172661},{"word":"are","start":158.43001,"end":158.59001,"confidence":0.9992706,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.04057202488183975},{"word":"using","start":158.59001,"end":158.91,"confidence":0.9706501,"punctuated_word":"using,","sentiment":"neutral","sentiment_score":-0.03880372643470764},{"word":"i'd","start":158.91,"end":158.99,"confidence":0.9921061,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.04727327078580856},{"word":"say","start":158.99,"end":159.49,"confidence":0.99800724,"punctuated_word":"say.","sentiment":"neutral","sentiment_score":-0.04399446025490761},{"word":"yeah","start":165.235,"end":165.635,"confidence":0.992627,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.04349291697144509},{"word":"i'd","start":165.635,"end":165.715,"confidence":0.88365865,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.05900797247886658},{"word":"say","start":165.715,"end":165.95499,"confidence":0.9964677,"punctuated_word":"say","sentiment":"neutral","sentiment_score":0.06017109006643295},{"word":"it","start":165.95499,"end":166.11499,"confidence":0.37804592,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0775667205452919},{"word":"is","start":166.11499,"end":166.19499,"confidence":0.42213744,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.08182002604007721},{"word":"probably","start":166.19499,"end":166.67499,"confidence":0.6410584,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.09970702230930328},{"word":"semi","start":166.67499,"end":166.995,"confidence":0.7039019,"punctuated_word":"semi","sentiment":"neutral","sentiment_score":0.11831438541412354},{"word":"accurate","start":166.995,"end":167.31499,"confidence":0.98781025,"punctuated_word":"accurate.","sentiment":"neutral","sentiment_score":0.06551574915647507},{"word":"yeah","start":167.31499,"end":167.81499,"confidence":0.7546611,"punctuated_word":"Yeah?","sentiment":"neutral","sentiment_score":0.14362327754497528},{"word":"yes","start":177.92001,"end":178.42001,"confidence":0.8097949,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.06689052283763885},{"word":"i","start":178.48001,"end":178.64001,"confidence":0.763093,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.04955901950597763},{"word":"mean","start":178.64001,"end":178.8,"confidence":0.9782373,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.04972444847226143},{"word":"it","start":178.8,"end":179.04001,"confidence":0.99448216,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.04066801071166992},{"word":"varies","start":179.04001,"end":179.36,"confidence":0.91665864,"punctuated_word":"varies,","sentiment":"neutral","sentiment_score":0.04022682085633278},{"word":"but","start":179.36,"end":179.84001,"confidence":0.7694814,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.02219278924167156},{"word":"i","start":179.84001,"end":180.0,"confidence":0.8478443,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.032164640724658966},{"word":"mean","start":180.0,"end":180.40001,"confidence":0.95800763,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.03676101192831993},{"word":"a","start":180.40001,"end":180.56001,"confidence":0.44656256,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04870151728391647},{"word":"base","start":180.56001,"end":180.8,"confidence":0.9439211,"punctuated_word":"base","sentiment":"neutral","sentiment_score":0.032144978642463684},{"word":"week","start":180.8,"end":181.12001,"confidence":0.98701805,"punctuated_word":"week","sentiment":"neutral","sentiment_score":0.033781882375478745},{"word":"is","start":181.12001,"end":181.6,"confidence":0.9994429,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.046552106738090515},{"word":"40","start":181.6,"end":182.1,"confidence":0.900682,"punctuated_word":"40.","sentiment":"neutral","sentiment_score":0.0431523397564888},{"word":"probably","start":183.52,"end":183.92001,"confidence":0.9157907,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":0.019369415938854218},{"word":"average","start":183.92001,"end":184.32,"confidence":0.8729929,"punctuated_word":"average","sentiment":"neutral","sentiment_score":0.03882429376244545},{"word":"closer","start":184.32,"end":184.72,"confidence":0.9679261,"punctuated_word":"closer","sentiment":"neutral","sentiment_score":0.02537481114268303},{"word":"to","start":184.72,"end":184.905,"confidence":0.9701138,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05350345745682717},{"word":"42","start":185.145,"end":185.94499,"confidence":0.99718094,"punctuated_word":"42","sentiment":"neutral","sentiment_score":0.060233283787965775},{"word":"to","start":185.94499,"end":186.105,"confidence":0.9959246,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.04115959629416466},{"word":"45","start":186.105,"end":186.745,"confidence":0.9994393,"punctuated_word":"45","sentiment":"neutral","sentiment_score":0.09144563972949982},{"word":"a","start":186.745,"end":186.825,"confidence":0.7869946,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.05445559322834015},{"word":"week","start":186.825,"end":187.225,"confidence":0.9746115,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":0.04715074226260185},{"word":"i'd","start":187.225,"end":187.385,"confidence":0.9870113,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.04685578495264053},{"word":"say","start":187.385,"end":187.885,"confidence":0.81238395,"punctuated_word":"say.","sentiment":"neutral","sentiment_score":0.054745860397815704},{"word":"ballpark","start":188.58499,"end":189.08499,"confidence":0.8710435,"punctuated_word":"Ballpark.","sentiment":"neutral","sentiment_score":0.15060430765151978},{"word":"yeah","start":201.15,"end":201.47,"confidence":0.91567576,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.006218122318387032},{"word":"it's","start":201.47,"end":201.63,"confidence":0.98780155,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.016955077648162842},{"word":"less","start":201.63,"end":201.79,"confidence":0.9920019,"punctuated_word":"less","sentiment":"neutral","sentiment_score":-0.01547435112297535},{"word":"than","start":201.79,"end":201.87,"confidence":0.99844044,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.03342650458216667},{"word":"a","start":201.87,"end":202.03,"confidence":0.9972095,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.01356438361108303},{"word":"month","start":202.03,"end":202.53,"confidence":0.995388,"punctuated_word":"month.","sentiment":"neutral","sentiment_score":-0.008717779070138931},{"word":"so","start":203.95,"end":204.11,"confidence":0.32939819,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.01594010554254055},{"word":"what's","start":204.11,"end":204.43,"confidence":0.38305837,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.008072505705058575},{"word":"this","start":204.43,"end":204.93,"confidence":0.6125487,"punctuated_word":"this?","sentiment":"neutral","sentiment_score":0.007436825893819332},{"word":"with","start":210.67,"end":211.17,"confidence":0.79214334,"punctuated_word":"With","sentiment":"neutral","sentiment_score":0.014712652191519736},{"word":"qualified","start":211.55,"end":212.05,"confidence":0.9649343,"punctuated_word":"qualified","sentiment":"neutral","sentiment_score":0.024125000461935997},{"word":"six","start":213.145,"end":213.465,"confidence":0.9990074,"punctuated_word":"six","sentiment":"neutral","sentiment_score":0.01580636575818062},{"word":"years","start":213.465,"end":213.965,"confidence":0.9845443,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.019649557769298553},{"word":"i","start":214.425,"end":214.585,"confidence":0.99952304,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.02254379168152809},{"word":"mean","start":214.585,"end":214.745,"confidence":0.99294317,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.026774346828460693},{"word":"i've","start":214.745,"end":214.985,"confidence":0.99972314,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.03849804401397705},{"word":"been","start":214.985,"end":215.465,"confidence":0.9998036,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.02471502125263214},{"word":"in","start":215.465,"end":215.785,"confidence":0.99975866,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.01715676486492157},{"word":"the","start":215.785,"end":216.105,"confidence":0.9994429,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.026845619082450867},{"word":"industry","start":216.105,"end":216.605,"confidence":0.9998185,"punctuated_word":"industry","sentiment":"neutral","sentiment_score":0.01971818506717682},{"word":"for","start":217.465,"end":217.965,"confidence":0.97722363,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.025504574179649353},{"word":"for","start":220.025,"end":220.185,"confidence":0.2929614,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.02374909073114395},{"word":"about","start":220.185,"end":220.505,"confidence":0.26270506,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.01840410009026527},{"word":"sixteen","start":220.505,"end":220.985,"confidence":0.98487234,"punctuated_word":"sixteen","sentiment":"neutral","sentiment_score":0.027910862118005753},{"word":"years","start":220.985,"end":221.485,"confidence":0.81866187,"punctuated_word":"years.","sentiment":"neutral","sentiment_score":0.01654329150915146},{"word":"but","start":224.345,"end":224.585,"confidence":0.852244,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.003058895468711853},{"word":"obviously","start":224.585,"end":224.985,"confidence":0.99886346,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.0043950509279966354},{"word":"some","start":224.985,"end":225.145,"confidence":0.9994598,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.00813247263431549},{"word":"of","start":225.145,"end":225.225,"confidence":0.99985886,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.006753619760274887},{"word":"that","start":225.225,"end":225.465,"confidence":0.9997476,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.0001439228653907776},{"word":"is","start":225.465,"end":225.625,"confidence":0.9980059,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.002553127706050873},{"word":"as","start":225.625,"end":225.865,"confidence":0.99063057,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.0005720760673284531},{"word":"a","start":225.865,"end":226.105,"confidence":0.9452861,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.005257287994027138},{"word":"apprentice","start":226.105,"end":226.585,"confidence":0.99627054,"punctuated_word":"apprentice","sentiment":"neutral","sentiment_score":0.005949240177869797},{"word":"and","start":226.585,"end":226.825,"confidence":0.97542,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.004119277000427246},{"word":"or","start":226.825,"end":227.325,"confidence":0.9251987,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.0007836855947971344},{"word":"trade","start":229.25,"end":229.75,"confidence":0.5260529,"punctuated_word":"trade","sentiment":"neutral","sentiment_score":-0.008595023304224014},{"word":"sit","start":230.84999,"end":230.93,"confidence":0.2623505,"punctuated_word":"sit,","sentiment":"neutral","sentiment_score":0.004028366878628731},{"word":"laborer","start":230.93,"end":231.43,"confidence":0.9378912,"punctuated_word":"laborer.","sentiment":"neutral","sentiment_score":0.015516246668994428},{"word":"yes","start":244.405,"end":244.80501,"confidence":0.76869726,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.07431388646364212},{"word":"it","start":244.80501,"end":245.045,"confidence":0.9640582,"punctuated_word":"It","sentiment":"neutral","sentiment_score":0.02959822490811348},{"word":"has","start":245.045,"end":245.285,"confidence":0.64030546,"punctuated_word":"has","sentiment":"neutral","sentiment_score":0.028297122567892075},{"word":"changed","start":245.285,"end":245.785,"confidence":0.9937562,"punctuated_word":"changed.","sentiment":"neutral","sentiment_score":0.07950899749994278},{"word":"can","start":247.445,"end":247.605,"confidence":0.604999,"punctuated_word":"Can","sentiment":"neutral","sentiment_score":0.016767624765634537},{"word":"you","start":247.605,"end":248.105,"confidence":0.99264365,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.00950314849615097},{"word":"just","start":249.045,"end":249.285,"confidence":0.48582318,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.005504954606294632},{"word":"check","start":249.285,"end":249.445,"confidence":0.2846893,"punctuated_word":"check","sentiment":"neutral","sentiment_score":-0.000740300863981247},{"word":"that","start":249.445,"end":249.605,"confidence":0.9261817,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.006069958209991455},{"word":"manual","start":249.605,"end":250.005,"confidence":0.5152866,"punctuated_word":"manual","sentiment":"neutral","sentiment_score":-0.010925062000751495},{"word":"cover","start":250.005,"end":250.245,"confidence":0.9085671,"punctuated_word":"cover","sentiment":"neutral","sentiment_score":-0.017907924950122833},{"word":"back","start":250.245,"end":250.405,"confidence":0.3887598,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.0035898014903068542},{"word":"on","start":250.405,"end":250.565,"confidence":0.59193087,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.0027016066014766693},{"word":"please","start":250.565,"end":250.885,"confidence":0.9100511,"punctuated_word":"please?","sentiment":"neutral","sentiment_score":0.017718452960252762},{"word":"you","start":250.885,"end":251.045,"confidence":0.33197525,"punctuated_word":"You","sentiment":"neutral","sentiment_score":0.039015959948301315},{"word":"got","start":251.045,"end":251.285,"confidence":0.76486695,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.04285461828112602},{"word":"the","start":251.285,"end":251.365,"confidence":0.90553373,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02798938751220703},{"word":"letter","start":251.365,"end":251.865,"confidence":0.78528464,"punctuated_word":"letter.","sentiment":"neutral","sentiment_score":0.0167231447994709},{"word":"let","start":253.045,"end":253.285,"confidence":0.9261883,"punctuated_word":"Let","sentiment":"neutral","sentiment_score":0.015867844223976135},{"word":"me","start":253.285,"end":253.525,"confidence":0.99976593,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.024636514484882355},{"word":"double","start":253.525,"end":253.845,"confidence":0.9989605,"punctuated_word":"double","sentiment":"neutral","sentiment_score":0.01565513014793396},{"word":"check","start":253.845,"end":254.345,"confidence":0.9995303,"punctuated_word":"check","sentiment":"neutral","sentiment_score":0.023969579488039017},{"word":"for","start":254.67,"end":254.90999,"confidence":0.99920076,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.01941179484128952},{"word":"you","start":254.90999,"end":255.40999,"confidence":0.9995555,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.02228967845439911},{"word":"now","start":259.22998,"end":259.47,"confidence":0.98720795,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":9.10171183932107e-6},{"word":"i'm","start":259.47,"end":259.78998,"confidence":0.72507215,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.04712098091840744},{"word":"around","start":259.78998,"end":260.27,"confidence":0.96417046,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.08652111142873764},{"word":"the","start":260.27,"end":260.50998,"confidence":0.7441527,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.053888581693172455},{"word":"$1.14","start":260.50998,"end":261.81,"confidence":0.9821315,"punctuated_word":"$1.14","sentiment":"neutral","sentiment_score":0.04877253994345665},{"word":"mark","start":262.27,"end":262.59,"confidence":0.9276945,"punctuated_word":"mark,","sentiment":"neutral","sentiment_score":0.055007144808769226},{"word":"i","start":262.59,"end":262.75,"confidence":0.9980259,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03246045112609863},{"word":"think","start":262.75,"end":263.25,"confidence":0.9961488,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":0.02926008775830269},{"word":"bear","start":264.43,"end":264.66998,"confidence":0.99059373,"punctuated_word":"Bear","sentiment":"neutral","sentiment_score":0.03474543243646622},{"word":"with","start":264.66998,"end":264.91,"confidence":0.99966764,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.010914761573076248},{"word":"me","start":264.91,"end":265.41,"confidence":0.99917936,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.02425502613186836},{"word":"well","start":275.305,"end":275.805,"confidence":0.7290204,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.003962429240345955},{"word":"should","start":276.26498,"end":276.425,"confidence":0.4125329,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.020641617476940155},{"word":"i","start":276.425,"end":276.505,"confidence":0.40633038,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.006494659930467606},{"word":"just","start":276.505,"end":276.745,"confidence":0.59900934,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.0022113174200057983},{"word":"go","start":276.745,"end":276.985,"confidence":0.6934949,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.0033149681985378265},{"word":"back","start":276.985,"end":277.465,"confidence":0.88023245,"punctuated_word":"back?","sentiment":"neutral","sentiment_score":0.00516582652926445},{"word":"really","start":277.465,"end":277.965,"confidence":0.7848848,"punctuated_word":"Really?","sentiment":"neutral","sentiment_score":0.00914285145699978},{"word":"based","start":291.74,"end":292.13998,"confidence":0.27776536,"punctuated_word":"Based","sentiment":"neutral","sentiment_score":0.02957318350672722},{"word":"on","start":292.13998,"end":292.46,"confidence":0.6531827,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.04184690490365029},{"word":"$1.14","start":292.46,"end":293.19998,"confidence":0.97549355,"punctuated_word":"$1.14.","sentiment":"neutral","sentiment_score":0.07087893784046173},{"word":"one","start":306.115,"end":306.435,"confidence":0.9624764,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.028760230168700215},{"word":"twenty","start":306.435,"end":306.835,"confidence":0.9994987,"punctuated_word":"twenty","sentiment":"neutral","sentiment_score":0.020799539983272552},{"word":"five","start":306.835,"end":307.335,"confidence":0.8224778,"punctuated_word":"five,","sentiment":"neutral","sentiment_score":0.01644565723836422},{"word":"one","start":307.955,"end":308.19498,"confidence":0.99847275,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.019923001527786255},{"word":"thirty","start":308.19498,"end":308.69498,"confidence":0.777923,"punctuated_word":"thirty.","sentiment":"neutral","sentiment_score":0.02002502977848053},{"word":"probably","start":310.22,"end":310.54,"confidence":0.82527065,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":0.04732376337051392},{"word":"close","start":310.54,"end":310.78,"confidence":0.7773706,"punctuated_word":"close","sentiment":"neutral","sentiment_score":0.046767108142375946},{"word":"to","start":310.78,"end":310.94,"confidence":0.994286,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.07510673999786377},{"word":"01:30","start":310.94,"end":311.6,"confidence":0.9507463,"punctuated_word":"01:30.","sentiment":"neutral","sentiment_score":0.09878407418727876},{"word":"to","start":321.58002,"end":321.74002,"confidence":0.9944153,"punctuated_word":"To","sentiment":"neutral","sentiment_score":-0.011486891657114027},{"word":"be","start":321.74002,"end":321.90002,"confidence":0.9997658,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.08207020908594131},{"word":"honest","start":321.90002,"end":322.30002,"confidence":0.96979815,"punctuated_word":"honest,","sentiment":"neutral","sentiment_score":-0.09637469798326492},{"word":"right","start":322.30002,"end":322.54,"confidence":0.99937433,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.17351427674293518},{"word":"now","start":322.54,"end":322.86002,"confidence":0.99389124,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.15564826130867004},{"word":"no","start":322.86002,"end":323.36002,"confidence":0.9978008,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.1533244401216507},{"word":"me","start":324.585,"end":324.745,"confidence":0.9956195,"punctuated_word":"Me","sentiment":"neutral","sentiment_score":-0.09166151285171507},{"word":"and","start":324.745,"end":324.825,"confidence":0.99893636,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.10202252864837646},{"word":"my","start":324.825,"end":325.065,"confidence":0.9994667,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.08867956697940826},{"word":"partner","start":325.065,"end":325.565,"confidence":0.99984574,"punctuated_word":"partner","sentiment":"neutral","sentiment_score":-0.07816135883331299},{"word":"are","start":326.025,"end":326.105,"confidence":0.72100234,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.04394106566905975},{"word":"we've","start":326.185,"end":326.385,"confidence":0.9722158,"punctuated_word":"we've","sentiment":"neutral","sentiment_score":-0.05772558972239494},{"word":"we","start":326.585,"end":326.905,"confidence":0.99721575,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.04474592953920365},{"word":"we","start":326.905,"end":327.225,"confidence":0.62167156,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.06101228296756744},{"word":"had","start":327.225,"end":327.545,"confidence":0.63055867,"punctuated_word":"had","sentiment":"neutral","sentiment_score":-0.08627837151288986},{"word":"our","start":327.545,"end":327.705,"confidence":0.51422524,"punctuated_word":"our","sentiment":"neutral","sentiment_score":-0.07327459007501602},{"word":"second","start":327.705,"end":328.025,"confidence":0.9984993,"punctuated_word":"second","sentiment":"neutral","sentiment_score":-0.06773713231086731},{"word":"baby","start":328.025,"end":328.525,"confidence":0.9998431,"punctuated_word":"baby","sentiment":"neutral","sentiment_score":-0.041255928575992584},{"word":"six","start":328.665,"end":328.98502,"confidence":0.84436184,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.05526992678642273},{"word":"months","start":328.98502,"end":329.225,"confidence":0.9996985,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.04689812287688255},{"word":"ago","start":329.225,"end":329.725,"confidence":0.998155,"punctuated_word":"ago.","sentiment":"neutral","sentiment_score":-0.04288843274116516},{"word":"we've","start":329.865,"end":330.265,"confidence":0.9812629,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":-0.10671906918287276},{"word":"basically","start":330.265,"end":330.585,"confidence":0.93466645,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.08505304157733917},{"word":"been","start":330.585,"end":330.745,"confidence":0.8506875,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.12892940640449524},{"word":"wanting","start":330.745,"end":331.065,"confidence":0.5734645,"punctuated_word":"wanting","sentiment":"neutral","sentiment_score":-0.14056092500686646},{"word":"income","start":331.065,"end":331.305,"confidence":0.74116814,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.03643485903739929},{"word":"for","start":331.305,"end":331.465,"confidence":0.9953365,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.02364426851272583},{"word":"the","start":331.465,"end":331.625,"confidence":0.9969133,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.0027806833386421204},{"word":"majority","start":331.625,"end":332.025,"confidence":0.99994504,"punctuated_word":"majority","sentiment":"neutral","sentiment_score":0.031274810433387756},{"word":"of","start":332.025,"end":332.185,"confidence":0.9978218,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.03428098186850548},{"word":"kind","start":332.185,"end":332.345,"confidence":0.50785035,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.014841750264167786},{"word":"of","start":332.345,"end":332.505,"confidence":0.9934007,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.02204424887895584},{"word":"last","start":332.505,"end":332.745,"confidence":0.6922556,"punctuated_word":"last","sentiment":"neutral","sentiment_score":-0.03160586953163147},{"word":"year","start":332.745,"end":332.985,"confidence":0.9995826,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.0026082396507263184},{"word":"and","start":332.985,"end":333.065,"confidence":0.9993544,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.007037080824375153},{"word":"a","start":333.065,"end":333.145,"confidence":0.99474066,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.010061539709568024},{"word":"half","start":333.145,"end":333.465,"confidence":0.82748455,"punctuated_word":"half.","sentiment":"neutral","sentiment_score":-0.026479385793209076},{"word":"so","start":333.465,"end":333.965,"confidence":0.92994595,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.14259639382362366},{"word":"probably","start":336.345,"end":336.665,"confidence":0.60959476,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.182596355676651},{"word":"been","start":336.665,"end":336.825,"confidence":0.9470936,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.21058356761932373},{"word":"spending","start":336.825,"end":337.065,"confidence":0.9995584,"punctuated_word":"spending","sentiment":"neutral","sentiment_score":-0.2027907073497772},{"word":"pretty","start":337.065,"end":337.305,"confidence":0.99436,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":-0.2933293879032135},{"word":"much","start":337.305,"end":337.545,"confidence":0.9999151,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.23906464874744415},{"word":"everything","start":337.545,"end":338.025,"confidence":0.9963757,"punctuated_word":"everything,","sentiment":"neutral","sentiment_score":-0.24339833855628967},{"word":"unfortunately","start":338.025,"end":338.525,"confidence":0.99830794,"punctuated_word":"unfortunately.","sentiment":"neutral","sentiment_score":-0.3058251142501831},{"word":"savings","start":339.54,"end":340.02002,"confidence":0.90739566,"punctuated_word":"Savings","sentiment":"negative","sentiment_score":-0.45385146141052246},{"word":"pretty","start":340.02002,"end":340.1,"confidence":0.9531385,"punctuated_word":"pretty","sentiment":"negative","sentiment_score":-0.4327438771724701},{"word":"much","start":340.1,"end":340.42,"confidence":0.9995808,"punctuated_word":"much","sentiment":"negative","sentiment_score":-0.3967686593532562},{"word":"haven't","start":340.42,"end":340.82,"confidence":0.9973811,"punctuated_word":"haven't","sentiment":"negative","sentiment_score":-0.3842259049415589},{"word":"budged","start":340.82,"end":341.32,"confidence":0.9883234,"punctuated_word":"budged.","sentiment":"neutral","sentiment_score":-0.2762193977832794},{"word":"six","start":341.82,"end":342.32,"confidence":0.11153015,"punctuated_word":"Six","sentiment":"neutral","sentiment_score":-0.014440907165408134},{"word":"is","start":342.82,"end":343.32,"confidence":0.33723095,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.013844957575201988},{"word":"the","start":346.66,"end":347.00668,"confidence":0.1905912,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.016140423715114594},{"word":"other","start":347.00668,"end":347.35333,"confidence":0.5352417,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.01637067086994648},{"word":"side","start":347.35333,"end":347.7,"confidence":0.4392246,"punctuated_word":"side.","sentiment":"neutral","sentiment_score":-0.01821364462375641},{"word":"yeah","start":347.7,"end":348.04666,"confidence":0.8078257,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.005620896816253662},{"word":"we","start":348.04666,"end":348.39334,"confidence":0.9707935,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.008678129874169827},{"word":"do","start":348.39334,"end":348.74,"confidence":0.93686104,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":-0.009459363296627998},{"word":"eight","start":348.74,"end":349.08667,"confidence":0.3434248,"punctuated_word":"Eight","sentiment":"neutral","sentiment_score":-0.009034818969666958},{"word":"is","start":349.08667,"end":349.43335,"confidence":0.24948017,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.01392191369086504},{"word":"this","start":349.43335,"end":349.78,"confidence":0.71953684,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.01273347157984972},{"word":"on","start":349.78,"end":350.12668,"confidence":0.79955494,"punctuated_word":"on?","sentiment":"neutral","sentiment_score":-0.007303836289793253},{"word":"six","start":350.12668,"end":350.47333,"confidence":0.95917654,"punctuated_word":"Six","sentiment":"neutral","sentiment_score":-0.0041618794202804565},{"word":"is","start":350.47333,"end":350.82,"confidence":0.9897426,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.00980822928249836},{"word":"the","start":350.82,"end":350.98,"confidence":0.9901686,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.00937466137111187},{"word":"other","start":350.98,"end":351.22,"confidence":0.9855461,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.004626862704753876},{"word":"side","start":351.22,"end":351.62,"confidence":0.84545124,"punctuated_word":"side,","sentiment":"neutral","sentiment_score":-0.005714152008295059},{"word":"please","start":351.62,"end":352.095,"confidence":0.7828866,"punctuated_word":"please.","sentiment":"neutral","sentiment_score":0.004403846338391304},{"word":"yep","start":354.015,"end":354.515,"confidence":0.9714393,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.024135833606123924},{"word":"two","start":354.575,"end":354.73502,"confidence":0.947906,"punctuated_word":"Two","sentiment":"neutral","sentiment_score":0.010382572188973429},{"word":"months","start":354.73502,"end":355.055,"confidence":0.4291221,"punctuated_word":"months,","sentiment":"neutral","sentiment_score":0.014352256432175636},{"word":"sir","start":355.055,"end":355.555,"confidence":0.83090484,"punctuated_word":"sir.","sentiment":"neutral","sentiment_score":0.024113919585943226},{"word":"twenty","start":355.615,"end":355.935,"confidence":0.9880903,"punctuated_word":"Twenty","sentiment":"neutral","sentiment_score":0.011722678318619728},{"word":"one","start":355.935,"end":356.095,"confidence":0.99377304,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.009321177378296852},{"word":"months","start":356.095,"end":356.415,"confidence":0.9642299,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.002546757459640503},{"word":"and","start":356.415,"end":356.575,"confidence":0.9796616,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.002161780372262001},{"word":"six","start":356.575,"end":356.895,"confidence":0.99802375,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.0008403975516557693},{"word":"months","start":356.895,"end":357.295,"confidence":0.94034,"punctuated_word":"months.","sentiment":"neutral","sentiment_score":-0.005861986428499222},{"word":"sorry","start":357.295,"end":357.795,"confidence":0.9332272,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.06550934910774231},{"word":"in","start":359.055,"end":359.375,"confidence":0.8224875,"punctuated_word":"In","sentiment":"neutral","sentiment_score":-0.06549429893493652},{"word":"the","start":359.375,"end":359.455,"confidence":0.9612954,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.18897375464439392},{"word":"thick","start":359.455,"end":359.695,"confidence":0.9159206,"punctuated_word":"thick","sentiment":"neutral","sentiment_score":-0.25300824642181396},{"word":"of","start":359.695,"end":359.775,"confidence":0.99864084,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2243981957435608},{"word":"it","start":359.775,"end":360.275,"confidence":0.75033206,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":-0.25459611415863037},{"word":"literally","start":360.335,"end":360.835,"confidence":0.99746424,"punctuated_word":"literally.","sentiment":"neutral","sentiment_score":-0.18492646515369415},{"word":"yeah","start":362.015,"end":362.515,"confidence":0.8897645,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.04470766335725784},{"word":"right","start":371.38,"end":371.78,"confidence":0.77279234,"punctuated_word":"Right.","sentiment":"neutral","sentiment_score":-0.026560701429843903},{"word":"no","start":371.78,"end":372.1,"confidence":0.9669837,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.11410284042358398},{"word":"right","start":372.1,"end":372.26,"confidence":0.99205786,"punctuated_word":"Right","sentiment":"neutral","sentiment_score":-0.09850290417671204},{"word":"now","start":372.26,"end":372.58002,"confidence":0.8047537,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.09265916049480438},{"word":"no","start":372.58002,"end":372.82,"confidence":0.99772537,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.1391802281141281},{"word":"my","start":372.82,"end":373.06,"confidence":0.99383026,"punctuated_word":"My","sentiment":"neutral","sentiment_score":-0.12197815626859664},{"word":"partner's","start":373.06,"end":373.46,"confidence":0.780483,"punctuated_word":"partner's","sentiment":"neutral","sentiment_score":-0.04536096379160881},{"word":"just","start":373.46,"end":373.7,"confidence":0.9990263,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.05045817792415619},{"word":"recently","start":373.7,"end":374.1,"confidence":0.9947589,"punctuated_word":"recently","sentiment":"neutral","sentiment_score":-0.007920697331428528},{"word":"gone","start":374.1,"end":374.18,"confidence":0.5055694,"punctuated_word":"gone","sentiment":"neutral","sentiment_score":-0.00830434262752533},{"word":"back","start":374.18,"end":374.42,"confidence":0.9985942,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.0007868185639381409},{"word":"to","start":374.42,"end":374.5,"confidence":0.9979342,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04686599969863891},{"word":"work","start":374.5,"end":374.74,"confidence":0.99980396,"punctuated_word":"work","sentiment":"neutral","sentiment_score":-0.049444541335105896},{"word":"two","start":374.74,"end":374.9,"confidence":0.9954808,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.038490839302539825},{"word":"days","start":374.9,"end":375.14,"confidence":0.99991655,"punctuated_word":"days","sentiment":"neutral","sentiment_score":-0.010094620287418364},{"word":"a","start":375.14,"end":375.22,"confidence":0.9983689,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.001869160681962967},{"word":"week","start":375.22,"end":375.54,"confidence":0.90661097,"punctuated_word":"week,","sentiment":"neutral","sentiment_score":-0.02594258263707161},{"word":"so","start":375.54,"end":376.04,"confidence":0.99951303,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.0008227154612541199},{"word":"our","start":376.26,"end":376.5,"confidence":0.97516495,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.04658105969429016},{"word":"income","start":376.5,"end":376.82,"confidence":0.9869126,"punctuated_word":"income","sentiment":"neutral","sentiment_score":0.12914645671844482},{"word":"is","start":376.82,"end":377.06,"confidence":0.9962375,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.1057269424200058},{"word":"going","start":377.06,"end":377.22,"confidence":0.991833,"punctuated_word":"going","sentiment":"neutral","sentiment_score":0.08333909511566162},{"word":"to","start":377.22,"end":377.38,"confidence":0.994068,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.057700350880622864},{"word":"at","start":377.38,"end":377.46,"confidence":0.92381555,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.004142105579376221},{"word":"least","start":377.46,"end":377.7,"confidence":0.9997383,"punctuated_word":"least","sentiment":"neutral","sentiment_score":-0.05064961314201355},{"word":"start","start":377.7,"end":378.02,"confidence":0.95372975,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.06321746110916138},{"word":"bolstering","start":378.02,"end":378.5,"confidence":0.99788344,"punctuated_word":"bolstering","sentiment":"neutral","sentiment_score":0.10254937410354614},{"word":"a","start":378.5,"end":378.58002,"confidence":0.9984855,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.04253675788640976},{"word":"little","start":378.58002,"end":378.74,"confidence":0.9999453,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.0671953558921814},{"word":"bit","start":378.74,"end":379.24,"confidence":0.99464655,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.02734827995300293},{"word":"so","start":380.74,"end":380.9,"confidence":0.6514135,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":0.10083656758069992},{"word":"hopefully","start":380.9,"end":381.3,"confidence":0.9996729,"punctuated_word":"hopefully,","sentiment":"neutral","sentiment_score":0.15153148770332336},{"word":"we","start":381.3,"end":381.38,"confidence":0.9986903,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.11116182804107666},{"word":"can","start":381.38,"end":381.54,"confidence":0.95839477,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.11044935882091522},{"word":"actually","start":381.54,"end":381.86002,"confidence":0.949807,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":0.1042724996805191},{"word":"start","start":381.86002,"end":382.18,"confidence":0.9843774,"punctuated_word":"start","sentiment":"neutral","sentiment_score":0.08645415306091309},{"word":"maybe","start":382.18,"end":382.635,"confidence":0.94616807,"punctuated_word":"maybe","sentiment":"neutral","sentiment_score":0.1067124754190445},{"word":"putting","start":382.715,"end":382.875,"confidence":0.9824399,"punctuated_word":"putting","sentiment":"neutral","sentiment_score":0.0686916634440422},{"word":"some","start":382.875,"end":383.035,"confidence":0.9984736,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.08029216527938843},{"word":"money","start":383.035,"end":383.11502,"confidence":0.9999045,"punctuated_word":"money","sentiment":"neutral","sentiment_score":0.103674978017807},{"word":"back","start":383.11502,"end":383.355,"confidence":0.9997161,"punctuated_word":"back","sentiment":"neutral","sentiment_score":0.1255706399679184},{"word":"into","start":383.355,"end":383.595,"confidence":0.8715252,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.11094386875629424},{"word":"our","start":383.595,"end":383.67502,"confidence":0.83915395,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.025501519441604618},{"word":"savings","start":383.67502,"end":383.995,"confidence":0.79361206,"punctuated_word":"savings","sentiment":"neutral","sentiment_score":0.02018032968044281},{"word":"account","start":383.995,"end":384.23502,"confidence":0.8628031,"punctuated_word":"account.","sentiment":"neutral","sentiment_score":0.0035352446138858795},{"word":"but","start":384.23502,"end":384.315,"confidence":0.9997154,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.0024768635630607605},{"word":"yeah","start":384.39502,"end":384.635,"confidence":0.99935526,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.008488748222589493},{"word":"i","start":384.635,"end":384.715,"confidence":0.9968477,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.022798530757427216},{"word":"mean","start":384.715,"end":384.95502,"confidence":0.9971893,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":0.037470970302820206},{"word":"the","start":384.95502,"end":385.035,"confidence":0.9996563,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.031249329447746277},{"word":"only","start":385.035,"end":385.195,"confidence":0.9997509,"punctuated_word":"only","sentiment":"neutral","sentiment_score":0.013055257499217989},{"word":"thing","start":385.195,"end":385.355,"confidence":0.99787796,"punctuated_word":"thing","sentiment":"neutral","sentiment_score":0.10792379826307295},{"word":"i've","start":385.355,"end":385.595,"confidence":0.99391294,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.05744419619441032},{"word":"literally","start":385.595,"end":385.83502,"confidence":0.33479026,"punctuated_word":"literally","sentiment":"neutral","sentiment_score":0.07544552534818649},{"word":"been","start":385.83502,"end":385.995,"confidence":0.9972006,"punctuated_word":"been","sentiment":"neutral","sentiment_score":0.06563645601272583},{"word":"doing","start":385.995,"end":386.23502,"confidence":0.99970776,"punctuated_word":"doing","sentiment":"neutral","sentiment_score":0.08084255456924438},{"word":"is","start":386.23502,"end":386.475,"confidence":0.9989152,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.05091065913438797},{"word":"a","start":386.475,"end":386.795,"confidence":0.9630549,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08775702118873596},{"word":"small","start":386.795,"end":387.295,"confidence":0.9954957,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.1314842402935028},{"word":"very","start":388.795,"end":389.11502,"confidence":0.9685053,"punctuated_word":"very","sentiment":"neutral","sentiment_score":0.06065976619720459},{"word":"small","start":389.11502,"end":389.435,"confidence":0.99987185,"punctuated_word":"small","sentiment":"neutral","sentiment_score":0.1097552850842476},{"word":"contribution","start":389.435,"end":389.935,"confidence":0.99957687,"punctuated_word":"contribution","sentiment":"neutral","sentiment_score":0.0893225371837616},{"word":"to","start":390.075,"end":390.575,"confidence":0.99970955,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0717923641204834},{"word":"a","start":391.035,"end":391.195,"confidence":0.9957081,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.06955891847610474},{"word":"raised","start":391.195,"end":391.595,"confidence":0.4684132,"punctuated_word":"raised","sentiment":"neutral","sentiment_score":0.09282303601503372},{"word":"investment","start":391.595,"end":392.075,"confidence":0.99868864,"punctuated_word":"investment","sentiment":"neutral","sentiment_score":0.07055654376745224},{"word":"account","start":392.075,"end":392.39502,"confidence":0.9197123,"punctuated_word":"account,","sentiment":"neutral","sentiment_score":0.06878551840782166},{"word":"$50","start":392.39502,"end":392.95502,"confidence":0.9973949,"punctuated_word":"$50","sentiment":"neutral","sentiment_score":0.12350671738386154},{"word":"a","start":392.95502,"end":393.11502,"confidence":0.9992623,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.08075740933418274},{"word":"week","start":393.11502,"end":393.61502,"confidence":0.93718743,"punctuated_word":"week.","sentiment":"neutral","sentiment_score":0.0504511222243309},{"word":"so","start":394.635,"end":394.795,"confidence":0.49399337,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.06455507129430771},{"word":"that's","start":394.795,"end":395.11502,"confidence":0.999529,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.0740785226225853},{"word":"that's","start":395.11502,"end":395.435,"confidence":0.9985367,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.08580423891544342},{"word":"pretty","start":395.435,"end":395.755,"confidence":0.9984421,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.05494322627782822},{"word":"much","start":395.755,"end":395.995,"confidence":0.9996885,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.05062190443277359},{"word":"it","start":395.995,"end":396.42,"confidence":0.98940957,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.05272175744175911},{"word":"yeah","start":406.90002,"end":407.14,"confidence":0.99350655,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.00844770297408104},{"word":"the","start":407.14,"end":407.22,"confidence":0.963477,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.03868883848190307},{"word":"com","start":407.22,"end":407.54,"confidence":0.2975762,"punctuated_word":"COM","sentiment":"neutral","sentiment_score":-0.027362775057554245},{"word":"six","start":407.54,"end":408.04,"confidence":0.8354002,"punctuated_word":"six,","sentiment":"neutral","sentiment_score":-0.028919454663991928},{"word":"something","start":408.42,"end":408.82,"confidence":0.71687835,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.05805312842130661},{"word":"was","start":408.82,"end":409.30002,"confidence":0.99558806,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.070960134267807},{"word":"basically","start":409.30002,"end":409.80002,"confidence":0.9475496,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.07750652730464935},{"word":"for","start":410.80502,"end":411.125,"confidence":0.48613074,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.08939187973737717},{"word":"sold","start":411.125,"end":411.625,"confidence":0.74623024,"punctuated_word":"sold.","sentiment":"neutral","sentiment_score":-0.04170162230730057},{"word":"so","start":411.685,"end":412.185,"confidence":0.99918455,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.037873491644859314},{"word":"that's","start":412.885,"end":413.20502,"confidence":0.92905736,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.06820078939199448},{"word":"down","start":413.20502,"end":413.445,"confidence":0.98157287,"punctuated_word":"down","sentiment":"neutral","sentiment_score":-0.0495186522603035},{"word":"to","start":413.445,"end":413.52502,"confidence":0.9284305,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07547570765018463},{"word":"about","start":413.52502,"end":413.765,"confidence":0.9834748,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.08316375315189362},{"word":"3","start":413.765,"end":413.92502,"confidence":0.99694484,"punctuated_word":"3","sentiment":"neutral","sentiment_score":-0.08745469152927399},{"word":"and","start":413.92502,"end":414.08502,"confidence":0.99873894,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.08635566383600235},{"word":"a","start":414.08502,"end":414.24503,"confidence":0.99609643,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1336047649383545},{"word":"half","start":414.24503,"end":414.74503,"confidence":0.9999356,"punctuated_word":"half","sentiment":"neutral","sentiment_score":-0.10098472982645036},{"word":"now","start":414.885,"end":415.385,"confidence":0.9655065,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.09750589728355408},{"word":"for","start":416.725,"end":417.045,"confidence":0.93715745,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.07099220901727676},{"word":"the","start":417.045,"end":417.125,"confidence":0.7842004,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.06569059193134308},{"word":"comsac","start":417.125,"end":417.625,"confidence":0.8591268,"punctuated_word":"COMSAC.","sentiment":"neutral","sentiment_score":-0.04838468134403229},{"word":"yeah","start":422.64502,"end":422.885,"confidence":0.99301684,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06216421723365784},{"word":"i","start":422.885,"end":423.045,"confidence":0.98546255,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07293272018432617},{"word":"do","start":423.045,"end":423.545,"confidence":0.98614746,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.06624440848827362},{"word":"that","start":424.565,"end":424.80502,"confidence":0.9897798,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.03814240172505379},{"word":"one","start":424.80502,"end":425.30502,"confidence":0.73628795,"punctuated_word":"one?","sentiment":"neutral","sentiment_score":0.0353882759809494},{"word":"total","start":425.62,"end":425.94,"confidence":0.94627416,"punctuated_word":"Total","sentiment":"neutral","sentiment_score":0.014845499768853188},{"word":"is","start":425.94,"end":426.18,"confidence":0.9987093,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.01949957013130188},{"word":"around","start":426.18,"end":426.68,"confidence":0.99951947,"punctuated_word":"around","sentiment":"neutral","sentiment_score":0.02435740083456039},{"word":"28","start":426.74,"end":427.46,"confidence":0.99610835,"punctuated_word":"28","sentiment":"neutral","sentiment_score":0.019744299352169037},{"word":"k","start":427.46,"end":427.96,"confidence":0.93031895,"punctuated_word":"k,","sentiment":"neutral","sentiment_score":0.01874569430947304},{"word":"i","start":428.02,"end":428.1,"confidence":0.9995672,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01625373400747776},{"word":"think","start":428.1,"end":428.6,"confidence":0.9722312,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":0.02480674348771572},{"word":"aussie","start":428.66,"end":428.97998,"confidence":0.9544076,"punctuated_word":"Aussie","sentiment":"neutral","sentiment_score":0.027889490127563477},{"word":"dollar","start":428.97998,"end":429.47998,"confidence":0.9558136,"punctuated_word":"dollar.","sentiment":"neutral","sentiment_score":0.030126024037599564},{"word":"28","start":431.22,"end":431.78,"confidence":0.5725931,"punctuated_word":"28?","sentiment":"neutral","sentiment_score":0.02110077440738678},{"word":"yep","start":431.78,"end":432.1,"confidence":0.8123102,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.0295101311057806},{"word":"i've","start":432.1,"end":432.25998,"confidence":0.4473489,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.03145335987210274},{"word":"got","start":432.25998,"end":432.58,"confidence":0.98665684,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.030906621366739273},{"word":"us","start":432.58,"end":432.9,"confidence":0.96842545,"punctuated_word":"US","sentiment":"neutral","sentiment_score":0.023280104622244835},{"word":"stocks","start":432.9,"end":433.13998,"confidence":0.9829926,"punctuated_word":"stocks","sentiment":"neutral","sentiment_score":0.012883362360298634},{"word":"and","start":433.13998,"end":433.3,"confidence":0.9208231,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0171038918197155},{"word":"then","start":433.3,"end":433.46,"confidence":0.9507409,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.027837859466671944},{"word":"australian","start":433.46,"end":433.96,"confidence":0.69080746,"punctuated_word":"Australian","sentiment":"neutral","sentiment_score":0.03144635260105133},{"word":"stocks","start":434.02,"end":434.25998,"confidence":0.9649496,"punctuated_word":"stocks","sentiment":"neutral","sentiment_score":0.014411336742341518},{"word":"on","start":434.25998,"end":434.41998,"confidence":0.9919817,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.03005829267203808},{"word":"that","start":434.41998,"end":434.66,"confidence":0.99758494,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.04024403169751167},{"word":"as","start":434.66,"end":434.81998,"confidence":0.99843055,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.039448462426662445},{"word":"well","start":434.81998,"end":435.31998,"confidence":0.99972427,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":0.02157718688249588},{"word":"yes","start":437.94,"end":438.18,"confidence":0.803203,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.032555557787418365},{"word":"the","start":438.18,"end":438.34,"confidence":0.7676906,"punctuated_word":"The","sentiment":"neutral","sentiment_score":-0.0024102255702018738},{"word":"total","start":438.34,"end":438.66,"confidence":0.99621457,"punctuated_word":"total","sentiment":"neutral","sentiment_score":-0.02630530670285225},{"word":"loss","start":438.66,"end":438.9,"confidence":0.42019475,"punctuated_word":"loss","sentiment":"neutral","sentiment_score":0.0063875578343868256},{"word":"is","start":438.9,"end":439.06,"confidence":0.9958515,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.009363826364278792},{"word":"$20.29","start":439.06,"end":440.02,"confidence":0.94876695,"punctuated_word":"$20.29","sentiment":"neutral","sentiment_score":-0.011090870015323162},{"word":"29,000","start":440.02,"end":441.0,"confidence":0.97279245,"punctuated_word":"29,000.","sentiment":"neutral","sentiment_score":-0.02277587540447712},{"word":"20","start":443.035,"end":443.355,"confidence":0.29443517,"punctuated_word":"20","sentiment":"neutral","sentiment_score":-0.0019064787775278091},{"word":"6","start":443.355,"end":443.855,"confidence":0.71278375,"punctuated_word":"6.","sentiment":"neutral","sentiment_score":0.00014232657849788666},{"word":"yeah","start":446.555,"end":446.875,"confidence":0.8651981,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.03276876360177994},{"word":"that's","start":446.875,"end":447.115,"confidence":0.9175844,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.03468197584152222},{"word":"$16.05","start":447.115,"end":448.095,"confidence":0.8654735,"punctuated_word":"$16.05.","sentiment":"neutral","sentiment_score":0.04421279951930046},{"word":"16","start":451.995,"end":452.495,"confidence":0.99133086,"punctuated_word":"16","sentiment":"neutral","sentiment_score":0.16185596585273743},{"word":"is","start":452.555,"end":452.715,"confidence":0.4732767,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.13190500438213348},{"word":"free","start":452.715,"end":453.115,"confidence":0.7811297,"punctuated_word":"free.","sentiment":"neutral","sentiment_score":0.1560003012418747},{"word":"sorry","start":453.115,"end":453.615,"confidence":0.9960873,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.013353158719837666},{"word":"yep","start":454.69,"end":455.19,"confidence":0.92777455,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.02577817812561989},{"word":"it's","start":461.65,"end":462.05002,"confidence":0.75872296,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.04680731147527695},{"word":"shy","start":462.05002,"end":462.37,"confidence":0.5429255,"punctuated_word":"shy","sentiment":"neutral","sentiment_score":-0.04076240211725235},{"word":"of","start":462.37,"end":462.61002,"confidence":0.99394786,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03672344237565994},{"word":"40","start":462.61002,"end":463.01,"confidence":0.9335336,"punctuated_word":"40","sentiment":"neutral","sentiment_score":-0.036814186722040176},{"word":"now","start":463.01,"end":463.33002,"confidence":0.9577342,"punctuated_word":"now,","sentiment":"neutral","sentiment_score":-0.060997992753982544},{"word":"i","start":463.33002,"end":463.49002,"confidence":0.9996101,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.030537735670804977},{"word":"think","start":463.49002,"end":463.99002,"confidence":0.9978446,"punctuated_word":"think.","sentiment":"neutral","sentiment_score":-0.0313250795006752},{"word":"oh","start":466.13,"end":466.29,"confidence":0.7305297,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.03156500309705734},{"word":"no","start":466.29,"end":466.45,"confidence":0.98349917,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":-0.04773815348744392},{"word":"hang","start":466.45,"end":466.69,"confidence":0.9535394,"punctuated_word":"Hang","sentiment":"neutral","sentiment_score":-0.051145270466804504},{"word":"on","start":466.69,"end":466.85,"confidence":0.9914254,"punctuated_word":"on.","sentiment":"neutral","sentiment_score":-0.03499495983123779},{"word":"41","start":466.85,"end":467.25,"confidence":0.9225249,"punctuated_word":"41","sentiment":"neutral","sentiment_score":-0.017663845792412758},{"word":"there","start":467.25,"end":467.75,"confidence":0.56608593,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.023221313953399655},{"word":"no","start":478.28497,"end":478.76498,"confidence":0.94959414,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09482894837856291},{"word":"i","start":478.76498,"end":478.925,"confidence":0.99872154,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.10461634397506714},{"word":"mean","start":478.925,"end":479.085,"confidence":0.99210644,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.1060679331421852},{"word":"i","start":479.085,"end":479.245,"confidence":0.8441302,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09941941499710084},{"word":"think","start":479.245,"end":479.645,"confidence":0.58126104,"punctuated_word":"think,","sentiment":"neutral","sentiment_score":-0.1103360801935196},{"word":"kind","start":479.645,"end":479.805,"confidence":0.12460675,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.12051364034414291},{"word":"of","start":479.805,"end":480.125,"confidence":0.6981171,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":-0.10990606993436812},{"word":"everything's","start":480.125,"end":480.525,"confidence":0.7115085,"punctuated_word":"everything's","sentiment":"neutral","sentiment_score":-0.10391365736722946},{"word":"probably","start":480.525,"end":480.84497,"confidence":0.78154767,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.11025633662939072},{"word":"including","start":480.84497,"end":481.245,"confidence":0.9772002,"punctuated_word":"including","sentiment":"neutral","sentiment_score":-0.1115875244140625},{"word":"all","start":481.245,"end":481.405,"confidence":0.9949379,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.10877054184675217},{"word":"of","start":481.405,"end":481.485,"confidence":0.565503,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12798966467380524},{"word":"my","start":481.485,"end":481.645,"confidence":0.9976515,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1215982586145401},{"word":"tools","start":481.645,"end":481.805,"confidence":0.6355367,"punctuated_word":"tools","sentiment":"neutral","sentiment_score":-0.11382555961608888},{"word":"and","start":481.805,"end":481.965,"confidence":0.9713198,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.11203517019748688},{"word":"what","start":481.965,"end":482.205,"confidence":0.9962114,"punctuated_word":"what","sentiment":"neutral","sentiment_score":-0.1241857260465622},{"word":"have","start":482.205,"end":482.365,"confidence":0.99826753,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.11880724132061005},{"word":"you","start":482.365,"end":482.79,"confidence":0.9841496,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":-0.09947621822357178},{"word":"sorry","start":484.15,"end":484.39,"confidence":0.88371,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.05932387709617615},{"word":"one","start":484.39,"end":484.55002,"confidence":0.99660885,"punctuated_word":"One","sentiment":"neutral","sentiment_score":-0.059675607830286026},{"word":"second","start":484.55002,"end":484.79,"confidence":0.9957348,"punctuated_word":"second,","sentiment":"neutral","sentiment_score":-0.03248370438814163},{"word":"mate","start":484.79,"end":485.03,"confidence":0.97269154,"punctuated_word":"mate.","sentiment":"neutral","sentiment_score":-0.03552436828613281},{"word":"lucky","start":485.03,"end":485.53,"confidence":0.8677511,"punctuated_word":"Lucky?","sentiment":"neutral","sentiment_score":-0.013084396719932556},{"word":"lucky","start":486.15,"end":486.65,"confidence":0.7655726,"punctuated_word":"Lucky,","sentiment":"neutral","sentiment_score":-0.003607138991355896},{"word":"is","start":486.87,"end":486.95,"confidence":0.99551105,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.007362779229879379},{"word":"that","start":486.95,"end":487.45,"confidence":0.9903222,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.025479957461357117},{"word":"that","start":487.51,"end":487.83002,"confidence":0.6016591,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.019241083413362503},{"word":"back","start":487.83002,"end":488.07,"confidence":0.5208369,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.003047242760658264},{"word":"door","start":488.07,"end":488.31,"confidence":0.9989784,"punctuated_word":"door","sentiment":"neutral","sentiment_score":-0.011797260493040085},{"word":"all","start":488.31,"end":488.47,"confidence":0.9839252,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.017135318368673325},{"word":"shut","start":488.47,"end":488.71002,"confidence":0.9967691,"punctuated_word":"shut","sentiment":"neutral","sentiment_score":-0.018183281645178795},{"word":"up","start":488.71002,"end":489.21002,"confidence":0.9886688,"punctuated_word":"up?","sentiment":"neutral","sentiment_score":-0.02502681501209736},{"word":"yeah","start":489.67,"end":489.99002,"confidence":0.6541096,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.01057804562151432},{"word":"or","start":489.99002,"end":490.23,"confidence":0.46519995,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.017658686265349388},{"word":"is","start":490.23,"end":490.39,"confidence":0.763127,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.01169051043689251},{"word":"that","start":490.39,"end":490.55002,"confidence":0.99735606,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.0013579465448856354},{"word":"back","start":490.55002,"end":490.71002,"confidence":0.7093806,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.009291843511164188},{"word":"door","start":490.71002,"end":490.95,"confidence":0.9994079,"punctuated_word":"door","sentiment":"neutral","sentiment_score":-0.010118965059518814},{"word":"all","start":490.95,"end":491.11002,"confidence":0.9962823,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.019356798380613327},{"word":"shut","start":491.11002,"end":491.27002,"confidence":0.5885072,"punctuated_word":"shut","sentiment":"neutral","sentiment_score":-0.014336688444018364},{"word":"and","start":491.27002,"end":491.35,"confidence":0.9721724,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02079181745648384},{"word":"locked","start":491.35,"end":491.59,"confidence":0.866195,"punctuated_word":"locked?","sentiment":"neutral","sentiment_score":-0.006454228423535824},{"word":"yeah","start":491.59,"end":491.99002,"confidence":0.81957406,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.02117479033768177},{"word":"yep","start":491.99002,"end":492.49002,"confidence":0.8939608,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.039921920746564865},{"word":"alright","start":492.71002,"end":493.21002,"confidence":0.8439076,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.06475123763084412},{"word":"might","start":493.51,"end":493.75,"confidence":0.5402425,"punctuated_word":"Might","sentiment":"neutral","sentiment_score":0.0595819428563118},{"word":"just","start":493.75,"end":493.99002,"confidence":0.95596707,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.07044785469770432},{"word":"move","start":493.99002,"end":494.23,"confidence":0.9940593,"punctuated_word":"move","sentiment":"neutral","sentiment_score":0.0748853087425232},{"word":"my","start":494.23,"end":494.39,"confidence":0.9932191,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.07926285266876221},{"word":"van","start":494.39,"end":494.87,"confidence":0.99961096,"punctuated_word":"van","sentiment":"neutral","sentiment_score":0.05797587335109711},{"word":"to","start":494.87,"end":495.03,"confidence":0.9793419,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.05710042640566826},{"word":"you","start":495.03,"end":495.19,"confidence":0.9829228,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04027458280324936},{"word":"so","start":495.19,"end":495.43,"confidence":0.9671524,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.052780792117118835},{"word":"you","start":495.43,"end":495.51,"confidence":0.99917656,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.044949568808078766},{"word":"can","start":495.51,"end":495.67,"confidence":0.9986303,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.055446553975343704},{"word":"go","start":495.67,"end":496.17,"confidence":0.79661274,"punctuated_word":"go?","sentiment":"neutral","sentiment_score":0.04409441351890564},{"word":"yeah","start":496.665,"end":497.165,"confidence":0.90122926,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.036710143089294434},{"word":"so","start":498.745,"end":499.065,"confidence":0.3453586,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.025402944535017017},{"word":"i","start":499.065,"end":499.225,"confidence":0.51093066,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.031917087733745575},{"word":"drop","start":499.225,"end":499.465,"confidence":0.33889884,"punctuated_word":"drop","sentiment":"neutral","sentiment_score":0.02937043085694313},{"word":"in","start":499.465,"end":499.625,"confidence":0.8512708,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.024749960750341415},{"word":"him","start":499.625,"end":499.865,"confidence":0.98320526,"punctuated_word":"him","sentiment":"neutral","sentiment_score":0.03296733275055885},{"word":"somewhere","start":499.865,"end":500.365,"confidence":0.96777356,"punctuated_word":"somewhere?","sentiment":"neutral","sentiment_score":0.026049762964248657},{"word":"yeah","start":500.505,"end":500.745,"confidence":0.7587782,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.08195922523736954},{"word":"he","start":500.745,"end":500.825,"confidence":0.49857682,"punctuated_word":"He","sentiment":"neutral","sentiment_score":0.12493725121021272},{"word":"can","start":500.825,"end":501.065,"confidence":0.98107404,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.13503366708755493},{"word":"do","start":501.065,"end":501.385,"confidence":0.9776358,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.12519139051437378},{"word":"yeah","start":501.385,"end":501.885,"confidence":0.96732974,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.23256608843803409},{"word":"that'd","start":502.105,"end":502.345,"confidence":0.7162837,"punctuated_word":"That'd","sentiment":"positive","sentiment_score":0.4735468327999115},{"word":"be","start":502.345,"end":502.585,"confidence":0.99931204,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.4802446961402893},{"word":"great","start":502.585,"end":503.085,"confidence":0.9930743,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.4719815254211426},{"word":"just","start":504.825,"end":505.325,"confidence":0.4501586,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.2631297707557678},{"word":"if","start":505.465,"end":505.705,"confidence":0.51215136,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.24950671195983887},{"word":"you","start":505.705,"end":505.785,"confidence":0.88051707,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21861930191516876},{"word":"can","start":505.785,"end":506.105,"confidence":0.7978002,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.19050833582878113},{"word":"another","start":506.105,"end":506.425,"confidence":0.67187595,"punctuated_word":"Another","sentiment":"neutral","sentiment_score":0.05535140633583069},{"word":"picky","start":506.425,"end":506.745,"confidence":0.7836761,"punctuated_word":"picky","sentiment":"neutral","sentiment_score":0.061246607452631},{"word":"thing","start":506.745,"end":507.245,"confidence":0.9136633,"punctuated_word":"thing.","sentiment":"neutral","sentiment_score":0.07118313759565353},{"word":"oh","start":512.16003,"end":512.4,"confidence":0.33895126,"punctuated_word":"Oh.","sentiment":"neutral","sentiment_score":0.07271841168403625},{"word":"it's","start":512.4,"end":512.64,"confidence":0.5491986,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.0705021321773529},{"word":"locked","start":512.64,"end":513.14,"confidence":0.9072735,"punctuated_word":"locked","sentiment":"neutral","sentiment_score":0.11019115149974824},{"word":"into","start":513.2,"end":513.68,"confidence":0.6995827,"punctuated_word":"into","sentiment":"neutral","sentiment_score":0.11455081403255464},{"word":"the","start":513.68,"end":513.76,"confidence":0.9832471,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11014678329229356},{"word":"extension","start":513.76,"end":514.24,"confidence":0.67443895,"punctuated_word":"extension.","sentiment":"neutral","sentiment_score":0.09643863141536713},{"word":"i","start":514.24,"end":514.32,"confidence":0.7000835,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.5058385729789734},{"word":"love","start":514.32,"end":514.56,"confidence":0.6284475,"punctuated_word":"love","sentiment":"positive","sentiment_score":0.5846463441848755},{"word":"that","start":514.56,"end":515.06,"confidence":0.9137714,"punctuated_word":"that.","sentiment":"positive","sentiment_score":0.3442351222038269},{"word":"sorry","start":515.84,"end":516.16003,"confidence":0.91382074,"punctuated_word":"Sorry,","sentiment":"neutral","sentiment_score":0.00009676069021224976},{"word":"mate","start":516.16003,"end":516.66003,"confidence":0.9906617,"punctuated_word":"mate.","sentiment":"neutral","sentiment_score":0.04145560041069984},{"word":"no","start":517.52,"end":517.92,"confidence":0.8854043,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.06003934144973755},{"word":"i","start":517.92,"end":518.16003,"confidence":0.95243937,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05771613121032715},{"word":"i","start":518.16003,"end":518.32,"confidence":0.9271797,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.040951088070869446},{"word":"think","start":518.32,"end":518.48004,"confidence":0.9979631,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.0034884288907051086},{"word":"that","start":518.48004,"end":518.64,"confidence":0.9906115,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.05137769877910614},{"word":"pretty","start":518.64,"end":518.8,"confidence":0.99210536,"punctuated_word":"pretty","sentiment":"neutral","sentiment_score":0.04022223502397537},{"word":"much","start":518.8,"end":519.04004,"confidence":0.9999019,"punctuated_word":"much","sentiment":"neutral","sentiment_score":0.05014261603355408},{"word":"covers","start":519.04004,"end":519.36,"confidence":0.98965245,"punctuated_word":"covers","sentiment":"neutral","sentiment_score":0.04466118663549423},{"word":"everything","start":519.36,"end":519.86,"confidence":0.99878466,"punctuated_word":"everything.","sentiment":"neutral","sentiment_score":0.04242732375860214},{"word":"no","start":528.285,"end":528.52496,"confidence":0.89051706,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09658241271972656},{"word":"no","start":528.52496,"end":529.02496,"confidence":0.97135854,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09776143729686736},{"word":"we","start":529.165,"end":529.485,"confidence":0.439048,"punctuated_word":"We","sentiment":"neutral","sentiment_score":-0.10292431712150574},{"word":"don't","start":529.485,"end":529.645,"confidence":0.9958229,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.10166238248348236},{"word":"have","start":529.645,"end":529.805,"confidence":0.97449386,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.12611500918865204},{"word":"any","start":529.805,"end":529.96497,"confidence":0.9685478,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.09806446731090546},{"word":"dead","start":529.96497,"end":530.125,"confidence":0.51499295,"punctuated_word":"dead,","sentiment":"neutral","sentiment_score":-0.18181341886520383},{"word":"which","start":530.125,"end":530.365,"confidence":0.9887983,"punctuated_word":"which","sentiment":"neutral","sentiment_score":-0.09512005746364594},{"word":"is","start":530.365,"end":530.445,"confidence":0.9782039,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.006272107362747192},{"word":"great","start":530.445,"end":530.845,"confidence":0.84684217,"punctuated_word":"great.","sentiment":"neutral","sentiment_score":-0.03448785841464996},{"word":"but","start":530.845,"end":530.925,"confidence":0.5358691,"punctuated_word":"But","sentiment":"neutral","sentiment_score":-0.11443694680929184},{"word":"don't","start":532.125,"end":532.365,"confidence":0.71531886,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1718311905860901},{"word":"know","start":532.365,"end":532.605,"confidence":0.75836086,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.1384953260421753},{"word":"don't","start":532.605,"end":532.765,"confidence":0.9152492,"punctuated_word":"Don't","sentiment":"neutral","sentiment_score":-0.19328603148460388},{"word":"exactly","start":532.765,"end":533.08496,"confidence":0.9560601,"punctuated_word":"exactly","sentiment":"neutral","sentiment_score":-0.1770281344652176},{"word":"hang","start":533.08496,"end":533.245,"confidence":0.47104326,"punctuated_word":"hang","sentiment":"neutral","sentiment_score":-0.279449462890625},{"word":"up","start":533.245,"end":533.40497,"confidence":0.4044556,"punctuated_word":"up.","sentiment":"neutral","sentiment_score":-0.2346327602863312},{"word":"i","start":533.40497,"end":533.485,"confidence":0.6687925,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2306184023618698},{"word":"don't","start":533.485,"end":533.525,"confidence":0.72833246,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1933419704437256},{"word":"know","start":533.525,"end":533.565,"confidence":0.7549006,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.16751211881637573},{"word":"i","start":533.565,"end":533.725,"confidence":0.876928,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.20465335249900815},{"word":"don't","start":533.725,"end":533.74896,"confidence":0.7802747,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1843260228633881},{"word":"know","start":533.74896,"end":533.77295,"confidence":0.6095965,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.15537706017494202},{"word":"i","start":533.77295,"end":533.797,"confidence":0.8326236,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19430145621299744},{"word":"don't","start":533.797,"end":533.821,"confidence":0.8019857,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.1751638650894165},{"word":"know","start":533.821,"end":533.845,"confidence":0.6807842,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.15874570608139038},{"word":"i","start":533.845,"end":533.86896,"confidence":0.8955429,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18586522340774536},{"word":"don't","start":533.86896,"end":533.89294,"confidence":0.8079519,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.15828876197338104},{"word":"know","start":533.89294,"end":533.917,"confidence":0.6949054,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.15770669281482697},{"word":"i","start":533.917,"end":533.941,"confidence":0.8988308,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18016478419303897},{"word":"don't","start":533.941,"end":533.96497,"confidence":0.7991483,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.13922151923179626},{"word":"know","start":533.96497,"end":534.285,"confidence":0.9175017,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.1511809080839157},{"word":"yet","start":534.285,"end":534.52496,"confidence":0.51657957,"punctuated_word":"yet,","sentiment":"neutral","sentiment_score":-0.17361263930797577},{"word":"so","start":534.52496,"end":534.685,"confidence":0.43123287,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.12673388421535492},{"word":"no","start":538.845,"end":539.345,"confidence":0.8983697,"punctuated_word":"no.","sentiment":"neutral","sentiment_score":0.18349826335906985},{"word":"yep","start":542.27,"end":542.77,"confidence":0.93467355,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1988243907690048},{"word":"yeah","start":559.74506,"end":559.98505,"confidence":0.82305145,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.030901243910193443},{"word":"we've","start":559.98505,"end":560.48505,"confidence":0.9782543,"punctuated_word":"We've","sentiment":"neutral","sentiment_score":-0.05653926730155945},{"word":"basically","start":560.705,"end":561.10504,"confidence":0.87210834,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.05271544307470322},{"word":"kinda","start":561.10504,"end":561.34503,"confidence":0.61864954,"punctuated_word":"kinda","sentiment":"neutral","sentiment_score":-0.08528584241867065},{"word":"put","start":561.34503,"end":561.505,"confidence":0.99463814,"punctuated_word":"put","sentiment":"neutral","sentiment_score":-0.12341997027397156},{"word":"it","start":561.505,"end":561.585,"confidence":0.9504863,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.12999598681926727},{"word":"on","start":561.585,"end":561.825,"confidence":0.99943703,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.19707684218883512},{"word":"hold","start":561.825,"end":562.065,"confidence":0.9948605,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.12497223913669586},{"word":"because","start":562.065,"end":562.30505,"confidence":0.80704963,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.14428409934043884},{"word":"we","start":562.30505,"end":562.385,"confidence":0.99968195,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.15806904435157776},{"word":"have","start":562.385,"end":562.625,"confidence":0.9997522,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.1703917235136032},{"word":"a","start":562.625,"end":563.125,"confidence":0.9972345,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.15149331092834473},{"word":"short","start":563.505,"end":563.74506,"confidence":0.99918705,"punctuated_word":"short","sentiment":"neutral","sentiment_score":-0.09161126613616943},{"word":"term","start":563.74506,"end":564.145,"confidence":0.999403,"punctuated_word":"term","sentiment":"neutral","sentiment_score":-0.08625662326812744},{"word":"goal","start":564.145,"end":564.385,"confidence":0.9995171,"punctuated_word":"goal","sentiment":"neutral","sentiment_score":-0.11845148354768752},{"word":"of","start":564.385,"end":564.885,"confidence":0.998689,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05858726054430008},{"word":"moving","start":565.34503,"end":565.84503,"confidence":0.7891139,"punctuated_word":"moving","sentiment":"neutral","sentiment_score":-0.049977537244558334},{"word":"to","start":565.905,"end":566.405,"confidence":0.99966407,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.027943618595600128},{"word":"america","start":566.54504,"end":567.04504,"confidence":0.9162157,"punctuated_word":"America.","sentiment":"neutral","sentiment_score":-0.06892332434654236},{"word":"so","start":567.34503,"end":567.84503,"confidence":0.98836374,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04993205517530441},{"word":"they're","start":570.2,"end":570.36,"confidence":0.71440506,"punctuated_word":"they're","sentiment":"neutral","sentiment_score":-0.07558122277259827},{"word":"probably","start":570.36,"end":570.84,"confidence":0.9991744,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.10676854103803636},{"word":"not","start":570.84,"end":571.34,"confidence":0.9996979,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.09711198508739471},{"word":"well","start":572.6,"end":572.84,"confidence":0.9906444,"punctuated_word":"well,","sentiment":"neutral","sentiment_score":-0.010767178609967232},{"word":"i've","start":572.84,"end":573.32,"confidence":0.9942599,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.00804282259196043},{"word":"completed","start":573.32,"end":573.82,"confidence":0.99842876,"punctuated_word":"completed","sentiment":"neutral","sentiment_score":0.021489180624485016},{"word":"an","start":573.96,"end":574.36,"confidence":0.9599341,"punctuated_word":"an","sentiment":"neutral","sentiment_score":0.04121112823486328},{"word":"i","start":574.36,"end":574.44,"confidence":0.9478564,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.035731859505176544},{"word":"one","start":574.44,"end":574.68,"confidence":0.9952507,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.028340542688965797},{"word":"thirty","start":574.68,"end":575.18,"confidence":0.94122314,"punctuated_word":"thirty.","sentiment":"neutral","sentiment_score":0.04080018401145935},{"word":"i","start":576.76,"end":576.84,"confidence":0.94925594,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03519849479198456},{"word":"think","start":576.84,"end":577.0,"confidence":0.99913186,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.022275110706686977},{"word":"it's","start":577.0,"end":577.24,"confidence":0.9453856,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":0.03415617346763611},{"word":"a","start":577.24,"end":577.4,"confidence":0.90758836,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.023349687457084656},{"word":"partner","start":577.4,"end":577.88,"confidence":0.97971237,"punctuated_word":"partner","sentiment":"neutral","sentiment_score":0.017174724489450455},{"word":"sponsored","start":577.88,"end":578.38,"confidence":0.99100786,"punctuated_word":"sponsored","sentiment":"neutral","sentiment_score":0.01427287980914116},{"word":"green","start":578.6,"end":578.84,"confidence":0.96808773,"punctuated_word":"green","sentiment":"neutral","sentiment_score":0.01621660590171814},{"word":"card","start":578.84,"end":579.34,"confidence":0.855692,"punctuated_word":"card,","sentiment":"neutral","sentiment_score":0.019289936870336533},{"word":"and","start":581.16,"end":581.32,"confidence":0.98185086,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.015229616314172745},{"word":"that's","start":581.32,"end":581.56,"confidence":0.973763,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":0.017197735607624054},{"word":"probably","start":581.56,"end":581.96,"confidence":0.99419194,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.0018951036036014557},{"word":"still","start":581.96,"end":582.28,"confidence":0.99744993,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.013707127422094343},{"word":"got","start":582.28,"end":582.615,"confidence":0.7467194,"punctuated_word":"got","sentiment":"neutral","sentiment_score":-0.008797653019428253},{"word":"sixteen","start":582.855,"end":583.255,"confidence":0.9971003,"punctuated_word":"sixteen","sentiment":"neutral","sentiment_score":-0.013113297522068024},{"word":"months","start":583.255,"end":583.575,"confidence":0.99990046,"punctuated_word":"months","sentiment":"neutral","sentiment_score":0.0012213066220283508},{"word":"or","start":583.575,"end":583.815,"confidence":0.99804974,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.003102395683526993},{"word":"something","start":583.815,"end":584.135,"confidence":0.99915624,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.0053337253630161285},{"word":"to","start":584.135,"end":584.21497,"confidence":0.99619484,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.0035471320152282715},{"word":"process","start":584.21497,"end":584.535,"confidence":0.9994172,"punctuated_word":"process","sentiment":"neutral","sentiment_score":0.010439455509185793},{"word":"in","start":584.535,"end":584.695,"confidence":0.5350894,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.015185996890068054},{"word":"the","start":584.695,"end":584.77496,"confidence":0.9880304,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.0030901655554771423},{"word":"next","start":584.77496,"end":585.015,"confidence":0.9997873,"punctuated_word":"next","sentiment":"neutral","sentiment_score":-0.02840835601091385},{"word":"couple","start":585.015,"end":585.255,"confidence":0.9971644,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.03248715400695801},{"word":"of","start":585.255,"end":585.33496,"confidence":0.93304414,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.0037645436823368073},{"word":"years","start":585.33496,"end":585.575,"confidence":0.9642606,"punctuated_word":"years,","sentiment":"neutral","sentiment_score":0.00704805925488472},{"word":"basically","start":585.575,"end":586.075,"confidence":0.99929523,"punctuated_word":"basically.","sentiment":"neutral","sentiment_score":0.01520473137497902},{"word":"are","start":611.425,"end":611.665,"confidence":0.9727289,"punctuated_word":"Are","sentiment":"neutral","sentiment_score":-0.14766128361225128},{"word":"you","start":611.665,"end":611.905,"confidence":0.9993523,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05404222011566162},{"word":"so","start":613.425,"end":613.665,"confidence":0.7714493,"punctuated_word":"so","sentiment":"neutral","sentiment_score":-0.11318011581897736},{"word":"are","start":613.665,"end":613.825,"confidence":0.5222815,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.15429864823818207},{"word":"you","start":613.825,"end":613.905,"confidence":0.99954,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.12095971405506134},{"word":"saying","start":613.905,"end":614.225,"confidence":0.97868425,"punctuated_word":"saying","sentiment":"neutral","sentiment_score":-0.12810079753398895},{"word":"your","start":614.225,"end":614.625,"confidence":0.99156594,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.16578596830368042},{"word":"advice","start":614.625,"end":614.945,"confidence":0.8612182,"punctuated_word":"advice","sentiment":"neutral","sentiment_score":-0.19056835770606995},{"word":"would","start":614.945,"end":615.185,"confidence":0.7496161,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.1426728516817093},{"word":"basically","start":615.185,"end":615.685,"confidence":0.96098775,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.14208345115184784},{"word":"stop","start":615.745,"end":616.065,"confidence":0.6050918,"punctuated_word":"stop","sentiment":"neutral","sentiment_score":-0.15663960576057434},{"word":"now","start":616.065,"end":616.305,"confidence":0.99795085,"punctuated_word":"now","sentiment":"neutral","sentiment_score":-0.1928620487451553},{"word":"because","start":616.305,"end":616.545,"confidence":0.93591315,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.125945046544075},{"word":"you","start":616.545,"end":616.705,"confidence":0.9966293,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.1289730966091156},{"word":"know","start":616.705,"end":616.865,"confidence":0.9993274,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.12949317693710327},{"word":"that","start":616.865,"end":617.105,"confidence":0.9983077,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.10363943874835968},{"word":"or","start":617.105,"end":617.34503,"confidence":0.8078536,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.08824892342090607},{"word":"sort","start":617.34503,"end":617.505,"confidence":0.96381164,"punctuated_word":"sort","sentiment":"neutral","sentiment_score":-0.12275901436805724},{"word":"of","start":617.505,"end":617.745,"confidence":0.9959431,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.12367476522922516},{"word":"from","start":617.745,"end":617.985,"confidence":0.98617804,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.15820972621440887},{"word":"when","start":617.985,"end":618.485,"confidence":0.9990995,"punctuated_word":"when","sentiment":"neutral","sentiment_score":-0.137943834066391},{"word":"i","start":619.025,"end":619.34503,"confidence":0.998228,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.12704412639141083},{"word":"leave","start":619.34503,"end":619.84503,"confidence":0.9973689,"punctuated_word":"leave?","sentiment":"neutral","sentiment_score":-0.10868243873119354},{"word":"yep","start":661.86,"end":662.01996,"confidence":0.8918266,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.027781542390584946},{"word":"that's","start":662.01996,"end":662.42,"confidence":0.8871311,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.10717319697141647},{"word":"fine","start":662.42,"end":662.92,"confidence":0.977421,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.16863402724266052},{"word":"still","start":663.62,"end":663.94,"confidence":0.707117,"punctuated_word":"Still,","sentiment":"neutral","sentiment_score":-0.019690901041030884},{"word":"yes","start":663.94,"end":664.26,"confidence":0.7299186,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":-0.024894066154956818},{"word":"still","start":664.26,"end":664.42,"confidence":0.66770846,"punctuated_word":"Still,","sentiment":"neutral","sentiment_score":-0.1761918067932129},{"word":"it","start":664.42,"end":664.57996,"confidence":0.6572024,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.2812066674232483},{"word":"is","start":664.57996,"end":664.66,"confidence":0.70116615,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.29644349217414856},{"word":"couple","start":664.66,"end":665.06,"confidence":0.2725986,"punctuated_word":"couple","sentiment":"neutral","sentiment_score":-0.29625362157821655},{"word":"years","start":665.06,"end":665.38,"confidence":0.83242816,"punctuated_word":"years","sentiment":"neutral","sentiment_score":-0.32826218008995056},{"word":"off","start":665.38,"end":665.88,"confidence":0.95075095,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":-0.23710772395133972},{"word":"so","start":666.1,"end":666.6,"confidence":0.8009641,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.2223774641752243},{"word":"yeah","start":667.94,"end":668.44,"confidence":0.8524227,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.2548585534095764},{"word":"yep","start":673.66504,"end":674.16504,"confidence":0.97324175,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.3325073719024658},{"word":"clean","start":674.625,"end":675.025,"confidence":0.4165185,"punctuated_word":"Clean","sentiment":"positive","sentiment_score":0.5193990468978882},{"word":"bill","start":675.025,"end":675.185,"confidence":0.8002986,"punctuated_word":"bill","sentiment":"neutral","sentiment_score":0.2564448118209839},{"word":"out","start":675.185,"end":675.30505,"confidence":0.23212449,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.19362756609916687},{"word":"at","start":675.30505,"end":675.42505,"confidence":0.6676593,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.07001557946205139},{"word":"the","start":675.42505,"end":675.585,"confidence":0.96748906,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.11632940918207169},{"word":"moment","start":675.585,"end":676.085,"confidence":0.95628643,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":0.10299501568078996},{"word":"yes","start":679.745,"end":680.22504,"confidence":0.98191047,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.11337032914161682},{"word":"i","start":680.22504,"end":680.305,"confidence":0.6382125,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.14815698564052582},{"word":"do","start":680.305,"end":680.805,"confidence":0.973989,"punctuated_word":"do.","sentiment":"neutral","sentiment_score":0.13409951329231262},{"word":"i'm","start":697.14,"end":697.64,"confidence":0.885224,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.0037117935717105865},{"word":"sure","start":698.26,"end":698.74,"confidence":0.99648935,"punctuated_word":"sure","sentiment":"neutral","sentiment_score":0.01011059433221817},{"word":"i","start":698.74,"end":698.82,"confidence":0.98991746,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.017980828881263733},{"word":"have","start":698.82,"end":698.98004,"confidence":0.9912177,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.022110525518655777},{"word":"it","start":698.98004,"end":699.315,"confidence":0.98941493,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":0.01841992884874344},{"word":"somewhere","start":699.475,"end":699.975,"confidence":0.9521004,"punctuated_word":"Somewhere.","sentiment":"neutral","sentiment_score":-0.017577867954969406},{"word":"i've","start":701.03503,"end":701.53503,"confidence":0.24035475,"punctuated_word":"I've","sentiment":"neutral","sentiment_score":0.01155141368508339},{"word":"got","start":702.59503,"end":702.835,"confidence":0.85002863,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.024940844625234604},{"word":"a","start":702.835,"end":702.915,"confidence":0.94304705,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.024346470832824707},{"word":"score","start":702.915,"end":703.235,"confidence":0.735455,"punctuated_word":"score","sentiment":"neutral","sentiment_score":-0.0014242976903915403},{"word":"it","start":703.235,"end":703.315,"confidence":0.18248014,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.0409923791885376},{"word":"was","start":703.315,"end":703.815,"confidence":0.9832107,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.032873012125492096},{"word":"through","start":703.875,"end":704.115,"confidence":0.97505015,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.012488007545471191},{"word":"you","start":704.115,"end":704.275,"confidence":0.9680951,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.0381128266453743},{"word":"guys","start":704.275,"end":704.675,"confidence":0.7623456,"punctuated_word":"guys.","sentiment":"neutral","sentiment_score":0.026592250913381577},{"word":"but","start":704.675,"end":704.835,"confidence":0.7671025,"punctuated_word":"But,","sentiment":"neutral","sentiment_score":0.02581070549786091},{"word":"anyway","start":704.835,"end":705.335,"confidence":0.99741626,"punctuated_word":"anyway,","sentiment":"neutral","sentiment_score":0.0653311163187027},{"word":"i","start":706.515,"end":706.675,"confidence":0.97883874,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.06359222531318665},{"word":"could","start":706.675,"end":706.995,"confidence":0.9928861,"punctuated_word":"could","sentiment":"neutral","sentiment_score":0.0643099993467331},{"word":"find","start":706.995,"end":707.235,"confidence":0.9926791,"punctuated_word":"find","sentiment":"neutral","sentiment_score":0.056265298277139664},{"word":"it","start":707.235,"end":707.395,"confidence":0.78904116,"punctuated_word":"it,","sentiment":"neutral","sentiment_score":0.06299183517694473},{"word":"probably","start":707.395,"end":707.715,"confidence":0.998453,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.035479553043842316},{"word":"not","start":707.715,"end":708.215,"confidence":0.98863924,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.044697731733322144},{"word":"immediately","start":708.355,"end":708.855,"confidence":0.8415195,"punctuated_word":"immediately,","sentiment":"neutral","sentiment_score":0.04030792415142059},{"word":"and","start":710.915,"end":711.155,"confidence":0.96096563,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.0497414655983448},{"word":"sent","start":711.155,"end":711.395,"confidence":0.6552321,"punctuated_word":"sent","sentiment":"neutral","sentiment_score":0.03089126944541931},{"word":"it","start":711.395,"end":711.555,"confidence":0.7932587,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.05084334313869476},{"word":"through","start":711.555,"end":712.035,"confidence":0.99779963,"punctuated_word":"through.","sentiment":"neutral","sentiment_score":0.005952201783657074},{"word":"would","start":712.035,"end":712.275,"confidence":0.7980065,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.0635051280260086},{"word":"you","start":712.275,"end":712.435,"confidence":0.9988526,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.04701736941933632},{"word":"like","start":712.435,"end":712.59503,"confidence":0.9981415,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.042251601815223694},{"word":"it","start":712.59503,"end":712.835,"confidence":0.77029175,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.024308955296874046},{"word":"would","start":712.835,"end":712.915,"confidence":0.9977678,"punctuated_word":"Would","sentiment":"neutral","sentiment_score":0.04496467113494873},{"word":"you","start":712.915,"end":713.075,"confidence":0.99942005,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.017937511205673218},{"word":"like","start":713.075,"end":713.235,"confidence":0.8605878,"punctuated_word":"like","sentiment":"neutral","sentiment_score":0.027418795973062515},{"word":"me","start":713.235,"end":713.315,"confidence":0.9960114,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.022059988230466843},{"word":"to","start":713.315,"end":713.475,"confidence":0.99329174,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.020199399441480637},{"word":"do","start":713.475,"end":713.635,"confidence":0.9983754,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.014027468860149384},{"word":"that","start":713.635,"end":714.135,"confidence":0.99924624,"punctuated_word":"that?","sentiment":"neutral","sentiment_score":0.03177717328071594},{"word":"okay","start":733.985,"end":734.485,"confidence":0.90101355,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.028664495795965195},{"word":"i'm","start":753.275,"end":753.775,"confidence":0.7013292,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.09528173506259918},{"word":"just","start":757.67505,"end":757.835,"confidence":0.93338996,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0320163331925869},{"word":"trying","start":757.835,"end":757.99506,"confidence":0.9479342,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.04444481059908867},{"word":"to","start":757.99506,"end":758.075,"confidence":0.99623895,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0403224341571331},{"word":"see","start":758.075,"end":758.23505,"confidence":0.23584954,"punctuated_word":"see","sentiment":"neutral","sentiment_score":0.03642059490084648},{"word":"through","start":758.23505,"end":758.47504,"confidence":0.9258664,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.01437751203775406},{"word":"the","start":758.47504,"end":758.55505,"confidence":0.39513266,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02978784590959549},{"word":"email","start":758.55505,"end":758.875,"confidence":0.76142395,"punctuated_word":"email.","sentiment":"neutral","sentiment_score":0.022394660860300064},{"word":"i","start":758.875,"end":758.955,"confidence":0.39058405,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03291856497526169},{"word":"was","start":758.955,"end":759.11505,"confidence":0.905471,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.02257950603961945},{"word":"like","start":759.11505,"end":759.59503,"confidence":0.8241217,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":0.03587574511766434},{"word":"what's","start":759.59503,"end":759.91504,"confidence":0.38746345,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":0.016796518117189407},{"word":"the","start":759.91504,"end":759.99506,"confidence":0.3239078,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.005723029375076294},{"word":"score","start":759.99506,"end":760.395,"confidence":0.7244232,"punctuated_word":"score","sentiment":"neutral","sentiment_score":-0.003751717507839203},{"word":"i","start":760.395,"end":760.55505,"confidence":0.97421896,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.001522541046142578},{"word":"have","start":760.55505,"end":761.05505,"confidence":0.8293423,"punctuated_word":"have?","sentiment":"neutral","sentiment_score":0.001611180603504181},{"word":"yeah","start":765.43,"end":765.75,"confidence":0.93579626,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.10187259316444396},{"word":"that's","start":765.75,"end":766.15,"confidence":0.8855733,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.20222297310829165},{"word":"fine","start":766.15,"end":766.23004,"confidence":0.72139394,"punctuated_word":"fine.","sentiment":"neutral","sentiment_score":0.2061186730861664},{"word":"i'll","start":766.23004,"end":766.55005,"confidence":0.9972173,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.16701750457286835},{"word":"i'll","start":766.55005,"end":766.63,"confidence":0.9917604,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.15330617129802704},{"word":"have","start":766.63,"end":766.75,"confidence":0.9674581,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.11805031448602676},{"word":"a","start":766.75,"end":766.87,"confidence":0.9061246,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.11959194391965866},{"word":"look","start":766.87,"end":767.03,"confidence":0.9988721,"punctuated_word":"look","sentiment":"neutral","sentiment_score":0.06671208143234253},{"word":"when","start":767.03,"end":767.53,"confidence":0.79707175,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.10164140164852142},{"word":"i'm","start":768.15,"end":768.39,"confidence":0.99116975,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":0.10910835862159728},{"word":"not","start":768.39,"end":768.63,"confidence":0.6569455,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.075349360704422},{"word":"trying","start":768.63,"end":768.87,"confidence":0.9855729,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":-0.014781475067138672},{"word":"to","start":768.87,"end":768.95,"confidence":0.99617,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.012456811964511871},{"word":"think","start":768.95,"end":769.19,"confidence":0.9932287,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.027392156422138218},{"word":"about","start":769.19,"end":769.43,"confidence":0.94405466,"punctuated_word":"about","sentiment":"neutral","sentiment_score":0.010393097996711733},{"word":"other","start":769.43,"end":769.59,"confidence":0.62325376,"punctuated_word":"other","sentiment":"neutral","sentiment_score":-0.0422431156039238},{"word":"things","start":769.59,"end":769.91003,"confidence":0.75752985,"punctuated_word":"things.","sentiment":"neutral","sentiment_score":0.03257690370082855},{"word":"but","start":769.91003,"end":770.15,"confidence":0.61504215,"punctuated_word":"But","sentiment":"neutral","sentiment_score":0.04190920293331146},{"word":"but","start":770.15,"end":770.23004,"confidence":0.61018777,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":0.029068686068058017},{"word":"yeah","start":770.23004,"end":770.47003,"confidence":0.97141486,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.03997690603137016},{"word":"i","start":770.47003,"end":770.63,"confidence":0.97386444,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05052062124013901},{"word":"can","start":770.63,"end":771.11005,"confidence":0.9937594,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.03069956600666046},{"word":"what","start":771.27,"end":771.51,"confidence":0.9656184,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.045084938406944275},{"word":"would","start":771.51,"end":771.67004,"confidence":0.95534694,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.05677209049463272},{"word":"be","start":771.67004,"end":771.83,"confidence":0.9974268,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.04467657208442688},{"word":"the","start":771.83,"end":771.99,"confidence":0.99588,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.02005920559167862},{"word":"best","start":771.99,"end":772.49,"confidence":0.9997154,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.04364295303821564},{"word":"best","start":774.47003,"end":774.71,"confidence":0.94497615,"punctuated_word":"best","sentiment":"neutral","sentiment_score":0.05255459249019623},{"word":"place","start":774.71,"end":775.03,"confidence":0.9579668,"punctuated_word":"place","sentiment":"neutral","sentiment_score":0.02311720699071884},{"word":"to","start":775.03,"end":775.19,"confidence":0.98475456,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.017740398645401},{"word":"send","start":775.19,"end":775.35004,"confidence":0.9965288,"punctuated_word":"send","sentiment":"neutral","sentiment_score":0.05104665458202362},{"word":"it","start":775.35004,"end":775.85004,"confidence":0.9908481,"punctuated_word":"it?","sentiment":"neutral","sentiment_score":0.06604921072721481},{"word":"okay","start":786.905,"end":787.405,"confidence":0.7943506,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.03831614553928375},{"word":"ip","start":787.945,"end":788.425,"confidence":0.14686824,"punctuated_word":"IP","sentiment":"neutral","sentiment_score":0.03733111917972565},{"word":"financial","start":788.425,"end":788.925,"confidence":0.9540731,"punctuated_word":"Financial.","sentiment":"neutral","sentiment_score":0.03206344693899155},{"word":"yep","start":792.185,"end":792.685,"confidence":0.957435,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.17856232821941376},{"word":"so","start":794.76,"end":795.26,"confidence":0.37500843,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1962292492389679},{"word":"yep","start":801.08,"end":801.58,"confidence":0.9862291,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1442030668258667},{"word":"yep","start":820.395,"end":820.895,"confidence":0.7224351,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.011683992110192776},{"word":"definitely","start":831.22,"end":831.72,"confidence":0.97390443,"punctuated_word":"Definitely","sentiment":"neutral","sentiment_score":-0.013904962688684464},{"word":"thought","start":831.77997,"end":832.1,"confidence":0.66694474,"punctuated_word":"thought","sentiment":"neutral","sentiment_score":-0.038335394114255905},{"word":"about","start":832.1,"end":832.42,"confidence":0.99057627,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.037786051630973816},{"word":"and","start":832.42,"end":832.74,"confidence":0.9011203,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.022211655974388123},{"word":"probably","start":832.74,"end":833.22,"confidence":0.9938818,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.04278252273797989},{"word":"should","start":833.22,"end":833.45996,"confidence":0.99717283,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.022209741175174713},{"word":"have","start":833.45996,"end":833.69995,"confidence":0.9998653,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.006997115910053253},{"word":"now","start":833.69995,"end":833.86,"confidence":0.97550416,"punctuated_word":"now","sentiment":"neutral","sentiment_score":0.011898815631866457},{"word":"that","start":833.86,"end":834.1,"confidence":0.98796254,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.005314290523529053},{"word":"i","start":834.1,"end":834.18,"confidence":0.99908805,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.012893721461296082},{"word":"do","start":834.18,"end":834.42,"confidence":0.98852134,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.006454572081565857},{"word":"have","start":834.42,"end":834.74,"confidence":0.99936384,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.024221885949373245},{"word":"a","start":834.74,"end":834.89996,"confidence":0.36164385,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.02840164303779602},{"word":"dependent","start":834.89996,"end":835.39996,"confidence":0.57145077,"punctuated_word":"dependent,","sentiment":"neutral","sentiment_score":-0.03394433856010437},{"word":"but","start":836.70496,"end":837.20496,"confidence":0.97117484,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.010960869491100311},{"word":"obviously","start":837.505,"end":837.82495,"confidence":0.51889324,"punctuated_word":"obviously","sentiment":"neutral","sentiment_score":-0.07071807980537415},{"word":"not","start":837.82495,"end":838.065,"confidence":0.8182749,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.07777706533670425},{"word":"something","start":838.065,"end":838.38495,"confidence":0.98988426,"punctuated_word":"something","sentiment":"neutral","sentiment_score":-0.06657548248767853},{"word":"that's","start":838.38495,"end":838.70496,"confidence":0.95830786,"punctuated_word":"that's","sentiment":"neutral","sentiment_score":-0.05481845140457153},{"word":"yep","start":861.07,"end":861.57,"confidence":0.7978669,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.0614515021443367},{"word":"yes","start":884.94,"end":885.44,"confidence":0.8660071,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.040626995265483856},{"word":"yeah","start":886.62,"end":886.86,"confidence":0.83165646,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.017860138788819313},{"word":"no","start":886.86,"end":887.1,"confidence":0.8566941,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.015830807387828827},{"word":"it's","start":887.1,"end":887.6,"confidence":0.9957415,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":0.044332485646009445},{"word":"fixing","start":888.22,"end":888.62,"confidence":0.8597069,"punctuated_word":"fixing","sentiment":"neutral","sentiment_score":0.1300281286239624},{"word":"on","start":888.62,"end":888.77997,"confidence":0.54119635,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.12465246021747588},{"word":"the","start":888.77997,"end":889.02,"confidence":0.36546355,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.07216421514749527},{"word":"to","start":889.02,"end":889.18,"confidence":0.99201435,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.0585048645734787},{"word":"do","start":889.18,"end":889.42,"confidence":0.99902165,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.07310957461595535},{"word":"list","start":889.42,"end":889.92,"confidence":0.99223304,"punctuated_word":"list.","sentiment":"neutral","sentiment_score":0.1273544430732727},{"word":"yeah","start":901.985,"end":902.22504,"confidence":0.9606035,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.06133940815925598},{"word":"actually","start":902.22504,"end":902.545,"confidence":0.71317756,"punctuated_word":"Actually,","sentiment":"positive","sentiment_score":0.5903535485267639},{"word":"that'd","start":902.545,"end":902.705,"confidence":0.8476093,"punctuated_word":"that'd","sentiment":"positive","sentiment_score":0.7108268141746521},{"word":"be","start":902.705,"end":902.78503,"confidence":0.9934906,"punctuated_word":"be","sentiment":"positive","sentiment_score":0.6858102083206177},{"word":"great","start":902.78503,"end":903.025,"confidence":0.9963043,"punctuated_word":"great","sentiment":"positive","sentiment_score":0.7891042828559875},{"word":"for","start":903.025,"end":903.185,"confidence":0.6492391,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.7874304056167603},{"word":"the","start":903.185,"end":903.265,"confidence":0.4653482,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.7909263372421265},{"word":"month","start":903.265,"end":903.765,"confidence":0.90151656,"punctuated_word":"month.","sentiment":"positive","sentiment_score":0.6916579604148865},{"word":"no","start":913.34,"end":913.84,"confidence":0.98986644,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.02357790432870388},{"word":"no","start":920.3,"end":920.8,"confidence":0.7641362,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.026821797713637352},{"word":"yeah","start":938.73,"end":939.05,"confidence":0.841087,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.01365983672440052},{"word":"it","start":939.05,"end":939.21,"confidence":0.97691536,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.009207990020513536},{"word":"kind","start":939.21,"end":939.45,"confidence":0.8673706,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.028268739581108093},{"word":"of","start":939.45,"end":939.53,"confidence":0.99889344,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.009237393736839294},{"word":"has","start":939.53,"end":940.03,"confidence":0.9209924,"punctuated_word":"has.","sentiment":"neutral","sentiment_score":-0.0007232688367366791},{"word":"it's","start":940.41003,"end":940.57,"confidence":0.9886919,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.03093448095023632},{"word":"kind","start":940.57,"end":940.81,"confidence":0.9910936,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.05356276035308838},{"word":"of","start":940.81,"end":941.21,"confidence":0.9993936,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.03959440439939499},{"word":"become","start":941.21,"end":941.71,"confidence":0.9984547,"punctuated_word":"become","sentiment":"neutral","sentiment_score":-0.006780602037906647},{"word":"yeah","start":941.93,"end":942.43,"confidence":0.9927285,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":0.00023179873824119568},{"word":"we're","start":942.57,"end":942.81,"confidence":0.9944608,"punctuated_word":"We're","sentiment":"neutral","sentiment_score":-0.028395216912031177},{"word":"not","start":942.81,"end":943.21,"confidence":0.9995974,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.059041574597358704},{"word":"we're","start":943.21,"end":943.53,"confidence":0.95017403,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.0694076269865036},{"word":"not","start":943.53,"end":943.85004,"confidence":0.98760694,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.14566604793071747},{"word":"financially","start":943.85004,"end":944.35004,"confidence":0.9949608,"punctuated_word":"financially","sentiment":"neutral","sentiment_score":-0.10945845395326614},{"word":"set","start":944.57,"end":944.73,"confidence":0.99369323,"punctuated_word":"set","sentiment":"neutral","sentiment_score":-0.13475415110588074},{"word":"up","start":944.73,"end":944.89,"confidence":0.9997708,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.08106014132499695},{"word":"to","start":944.89,"end":945.39,"confidence":0.99759585,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10385670512914658},{"word":"be","start":946.09,"end":946.25,"confidence":0.8126514,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.09175805747509004},{"word":"able","start":946.25,"end":946.41003,"confidence":0.99851173,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.1029944270849228},{"word":"to","start":946.41003,"end":946.65,"confidence":0.9951515,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.08501507341861725},{"word":"afford","start":946.65,"end":947.05,"confidence":0.94117934,"punctuated_word":"afford","sentiment":"neutral","sentiment_score":-0.045643627643585205},{"word":"buying","start":947.05,"end":947.29,"confidence":0.9844015,"punctuated_word":"buying","sentiment":"neutral","sentiment_score":-0.07266384363174438},{"word":"one","start":947.29,"end":947.53,"confidence":0.9994642,"punctuated_word":"one","sentiment":"neutral","sentiment_score":-0.036438949406147},{"word":"here","start":947.53,"end":947.77,"confidence":0.9982498,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.021036192774772644},{"word":"and","start":947.77,"end":947.93,"confidence":0.93474925,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.02668767422437668},{"word":"then","start":947.93,"end":948.09,"confidence":0.97426707,"punctuated_word":"then","sentiment":"neutral","sentiment_score":-0.006557554006576538},{"word":"purchasing","start":948.09,"end":948.41003,"confidence":0.9205982,"punctuated_word":"purchasing","sentiment":"neutral","sentiment_score":-0.022353164851665497},{"word":"one","start":948.41003,"end":948.57,"confidence":0.9975189,"punctuated_word":"one","sentiment":"neutral","sentiment_score":0.01106993854045868},{"word":"in","start":948.57,"end":948.73,"confidence":0.9980116,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.0032276585698127747},{"word":"the","start":948.73,"end":948.89,"confidence":0.98942685,"punctuated_word":"The","sentiment":"neutral","sentiment_score":0.01282694935798645},{"word":"states","start":948.89,"end":949.13,"confidence":0.68141556,"punctuated_word":"States","sentiment":"neutral","sentiment_score":0.03185335919260979},{"word":"as","start":949.13,"end":949.29,"confidence":0.9992036,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.014355458319187164},{"word":"well","start":949.29,"end":949.45,"confidence":0.8341056,"punctuated_word":"well.","sentiment":"neutral","sentiment_score":-0.005967371165752411},{"word":"so","start":949.45,"end":949.69,"confidence":0.99836427,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.029851175844669346},{"word":"it'll","start":949.69,"end":949.93,"confidence":0.793303,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":0.10699348896741868},{"word":"probably","start":949.93,"end":950.25,"confidence":0.99818075,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.0967947468161583},{"word":"just","start":950.25,"end":950.49,"confidence":0.9959459,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.0701984092593193},{"word":"end","start":950.49,"end":950.65,"confidence":0.9940148,"punctuated_word":"end","sentiment":"neutral","sentiment_score":0.11392401158809662},{"word":"up","start":950.65,"end":950.73,"confidence":0.9960277,"punctuated_word":"up","sentiment":"neutral","sentiment_score":0.08243542909622192},{"word":"being","start":950.73,"end":951.23,"confidence":0.9986981,"punctuated_word":"being","sentiment":"neutral","sentiment_score":0.08177006989717484},{"word":"gold","start":951.715,"end":952.115,"confidence":0.67697644,"punctuated_word":"gold","sentiment":"neutral","sentiment_score":0.16880571842193604},{"word":"would","start":952.115,"end":952.355,"confidence":0.3632455,"punctuated_word":"would","sentiment":"neutral","sentiment_score":0.1153956726193428},{"word":"be","start":952.355,"end":952.59503,"confidence":0.99909437,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.03585554659366608},{"word":"our","start":952.59503,"end":952.755,"confidence":0.97489697,"punctuated_word":"our","sentiment":"neutral","sentiment_score":0.07226836681365967},{"word":"first","start":952.755,"end":952.995,"confidence":0.9990632,"punctuated_word":"first","sentiment":"neutral","sentiment_score":0.007782116532325745},{"word":"time","start":952.995,"end":953.235,"confidence":0.64382845,"punctuated_word":"time","sentiment":"neutral","sentiment_score":0.027021586894989017},{"word":"in","start":953.235,"end":953.635,"confidence":0.94757515,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.03957144170999527},{"word":"american","start":953.635,"end":954.135,"confidence":0.65627164,"punctuated_word":"American.","sentiment":"neutral","sentiment_score":0.031708572059869766},{"word":"so","start":955.555,"end":955.795,"confidence":0.84098923,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.07625870406627655},{"word":"the","start":955.795,"end":955.875,"confidence":0.67854303,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.06765943765640259},{"word":"moment","start":955.875,"end":956.195,"confidence":0.75358784,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.08050502836704254},{"word":"basically","start":956.195,"end":956.59503,"confidence":0.9432454,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.1156638041138649},{"word":"you're","start":956.59503,"end":956.675,"confidence":0.5502989,"punctuated_word":"you're","sentiment":"neutral","sentiment_score":0.19160202145576477},{"word":"saving","start":956.675,"end":957.175,"confidence":0.4415913,"punctuated_word":"saving","sentiment":"neutral","sentiment_score":0.15830634534358978},{"word":"pennies","start":957.395,"end":957.895,"confidence":0.9984369,"punctuated_word":"pennies","sentiment":"neutral","sentiment_score":0.18489977717399597},{"word":"where","start":958.115,"end":958.355,"confidence":0.8963951,"punctuated_word":"where","sentiment":"neutral","sentiment_score":0.17376558482646942},{"word":"we","start":958.355,"end":958.515,"confidence":0.9974068,"punctuated_word":"we","sentiment":"neutral","sentiment_score":0.1813946068286896},{"word":"can","start":958.515,"end":959.015,"confidence":0.943426,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.12942206859588623},{"word":"yes","start":963.875,"end":964.375,"confidence":0.85922635,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":0.1038116067647934},{"word":"yep","start":965.31,"end":965.63,"confidence":0.92625487,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.018870368599891663},{"word":"yeah","start":965.63,"end":965.79,"confidence":0.99661595,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.042769722640514374},{"word":"i","start":965.79,"end":965.95,"confidence":0.99247605,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.027622178196907043},{"word":"think","start":965.95,"end":966.11,"confidence":0.98486334,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.1883743852376938},{"word":"we","start":966.11,"end":966.19,"confidence":0.9924591,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.17729701101779938},{"word":"should","start":966.19,"end":966.35004,"confidence":0.9701496,"punctuated_word":"should","sentiment":"neutral","sentiment_score":-0.2468133419752121},{"word":"have","start":966.35004,"end":966.51,"confidence":0.5646937,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.2057437151670456},{"word":"been","start":966.51,"end":966.67,"confidence":0.6696065,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.24712005257606504},{"word":"a","start":966.67,"end":966.75,"confidence":0.8904587,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.28947389125823975},{"word":"school","start":966.75,"end":966.99,"confidence":0.7550217,"punctuated_word":"school","sentiment":"neutral","sentiment_score":-0.2559356093406677},{"word":"there","start":966.99,"end":967.47003,"confidence":0.8071549,"punctuated_word":"there.","sentiment":"neutral","sentiment_score":-0.20442095398902893},{"word":"and","start":967.47003,"end":967.71,"confidence":0.8904828,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.2533717155456543},{"word":"quite","start":967.71,"end":967.95,"confidence":0.84836864,"punctuated_word":"quite","sentiment":"neutral","sentiment_score":-0.3158459961414337},{"word":"frankly","start":967.95,"end":968.45,"confidence":0.9598131,"punctuated_word":"frankly,","sentiment":"neutral","sentiment_score":-0.27941375970840454},{"word":"it's","start":968.99,"end":969.23,"confidence":0.99883455,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.32362794876098633},{"word":"ridiculously","start":969.23,"end":969.73,"confidence":0.9883754,"punctuated_word":"ridiculously","sentiment":"negative","sentiment_score":-0.4378358721733093},{"word":"expensive","start":970.03,"end":970.43,"confidence":0.999203,"punctuated_word":"expensive","sentiment":"neutral","sentiment_score":-0.27496349811553955},{"word":"to","start":970.43,"end":970.59,"confidence":0.99973124,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.3437623977661133},{"word":"live","start":970.59,"end":970.75,"confidence":0.9977145,"punctuated_word":"live","sentiment":"negative","sentiment_score":-0.35053253173828125},{"word":"here","start":970.75,"end":970.91003,"confidence":0.99108046,"punctuated_word":"here","sentiment":"neutral","sentiment_score":-0.33324387669563293},{"word":"right","start":970.91003,"end":971.15,"confidence":0.93093336,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.29472285509109497},{"word":"now","start":971.15,"end":971.65,"confidence":0.99926245,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.253650039434433},{"word":"yeah","start":979.905,"end":980.405,"confidence":0.8510287,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.03872896358370781},{"word":"i","start":981.665,"end":981.905,"confidence":0.2978202,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.22362679243087769},{"word":"can","start":981.905,"end":982.405,"confidence":0.8850835,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.27790483832359314},{"word":"bought","start":982.545,"end":982.78503,"confidence":0.30575264,"punctuated_word":"bought","sentiment":"neutral","sentiment_score":-0.2223328948020935},{"word":"this","start":982.78503,"end":983.025,"confidence":0.82730997,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.2520000636577606},{"word":"about","start":983.025,"end":983.425,"confidence":0.2375884,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.25178152322769165},{"word":"twice","start":983.425,"end":983.925,"confidence":0.7466692,"punctuated_word":"twice.","sentiment":"neutral","sentiment_score":-0.2326154857873917},{"word":"i","start":984.78503,"end":984.865,"confidence":0.43459067,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09220364689826964},{"word":"want","start":984.865,"end":985.025,"confidence":0.8857732,"punctuated_word":"want","sentiment":"neutral","sentiment_score":-0.06346536427736282},{"word":"to","start":985.025,"end":985.185,"confidence":0.9027111,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.04071654751896858},{"word":"get","start":985.185,"end":985.425,"confidence":0.9740545,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.05811449512839317},{"word":"here","start":985.425,"end":985.54004,"confidence":0.75443935,"punctuated_word":"here.","sentiment":"neutral","sentiment_score":-0.0502285398542881},{"word":"look","start":985.54004,"end":985.655,"confidence":0.37947825,"punctuated_word":"Look","sentiment":"neutral","sentiment_score":-0.07992924749851227},{"word":"at","start":985.655,"end":985.905,"confidence":0.98556453,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.11503899842500688},{"word":"that","start":985.905,"end":986.405,"confidence":0.9869098,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.07150586694478989},{"word":"yep","start":988.145,"end":988.645,"confidence":0.758667,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.13278333842754364},{"word":"certainly","start":994.69,"end":995.19,"confidence":0.40948412,"punctuated_word":"Certainly","sentiment":"neutral","sentiment_score":-0.031107649207115173},{"word":"is","start":1001.49005,"end":1001.99005,"confidence":0.71768206,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":-0.00904727168381214},{"word":"sorry","start":1021.055,"end":1021.375,"confidence":0.95724905,"punctuated_word":"Sorry.","sentiment":"neutral","sentiment_score":-0.19308486580848697},{"word":"i","start":1021.375,"end":1021.535,"confidence":0.94407356,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.31313565373420715},{"word":"lost","start":1021.535,"end":1021.775,"confidence":0.8356752,"punctuated_word":"lost","sentiment":"neutral","sentiment_score":-0.22781571745872495},{"word":"you","start":1021.775,"end":1021.935,"confidence":0.99874216,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.23878006637096405},{"word":"there","start":1021.935,"end":1021.97,"confidence":0.9824341,"punctuated_word":"there","sentiment":"neutral","sentiment_score":-0.17541366815567017},{"word":"for","start":1021.97,"end":1022.005,"confidence":0.99716693,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.16454820334911346},{"word":"a","start":1022.005,"end":1022.255,"confidence":0.9926023,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.16475659608840942},{"word":"sec","start":1022.255,"end":1022.415,"confidence":0.82803655,"punctuated_word":"sec,","sentiment":"neutral","sentiment_score":-0.1527830958366394},{"word":"mate","start":1022.415,"end":1022.915,"confidence":0.93395853,"punctuated_word":"mate.","sentiment":"neutral","sentiment_score":-0.059487681835889816},{"word":"probably","start":1036.915,"end":1037.415,"confidence":0.70160955,"punctuated_word":"Probably,","sentiment":"neutral","sentiment_score":0.011964386329054832},{"word":"may","start":1037.9551,"end":1038.1951,"confidence":0.34603086,"punctuated_word":"may","sentiment":"neutral","sentiment_score":-0.03874441236257553},{"word":"i","start":1038.1951,"end":1038.275,"confidence":0.5797789,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.020612627267837524},{"word":"could","start":1038.275,"end":1038.595,"confidence":0.7570579,"punctuated_word":"could,","sentiment":"neutral","sentiment_score":-0.00212651863694191},{"word":"but","start":1038.595,"end":1038.8351,"confidence":0.9972863,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.013478949666023254},{"word":"i","start":1038.8351,"end":1039.3151,"confidence":0.9892161,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.009431138634681702},{"word":"i","start":1039.3151,"end":1039.555,"confidence":0.7364054,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.01404009759426117},{"word":"literally","start":1039.555,"end":1040.055,"confidence":0.88475996,"punctuated_word":"literally","sentiment":"neutral","sentiment_score":-0.12086264044046402},{"word":"reviewed","start":1040.355,"end":1040.8351,"confidence":0.9861472,"punctuated_word":"reviewed","sentiment":"neutral","sentiment_score":-0.012120768427848816},{"word":"and","start":1040.8351,"end":1040.995,"confidence":0.86461544,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.0499836802482605},{"word":"kind","start":1040.995,"end":1041.155,"confidence":0.8805585,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.15325427055358887},{"word":"of","start":1041.155,"end":1041.235,"confidence":0.99588865,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.09391139447689056},{"word":"it","start":1041.235,"end":1041.395,"confidence":0.5861256,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.11683347821235655},{"word":"took","start":1041.395,"end":1041.555,"confidence":0.99709666,"punctuated_word":"took","sentiment":"neutral","sentiment_score":-0.06411074101924896},{"word":"me","start":1041.555,"end":1041.635,"confidence":0.99583995,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.05520963668823242},{"word":"about","start":1041.635,"end":1041.9551,"confidence":0.9981336,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.11562885344028472},{"word":"six","start":1041.9551,"end":1042.1951,"confidence":0.9994192,"punctuated_word":"six","sentiment":"neutral","sentiment_score":-0.1124040111899376},{"word":"months","start":1042.1951,"end":1042.435,"confidence":0.9998996,"punctuated_word":"months","sentiment":"neutral","sentiment_score":-0.08397290110588074},{"word":"to","start":1042.435,"end":1042.515,"confidence":0.9996625,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.11806298792362212},{"word":"get","start":1042.515,"end":1042.755,"confidence":0.9998733,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.06459295749664307},{"word":"it","start":1042.755,"end":1042.8351,"confidence":0.8907127,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.05200998485088349},{"word":"bloody","start":1042.8351,"end":1043.155,"confidence":0.9933068,"punctuated_word":"bloody","sentiment":"neutral","sentiment_score":-0.22756126523017883},{"word":"reinstated","start":1043.155,"end":1043.655,"confidence":0.765185,"punctuated_word":"reinstated.","sentiment":"neutral","sentiment_score":-0.019509252160787582},{"word":"and","start":1043.715,"end":1043.795,"confidence":0.7134093,"punctuated_word":"And","sentiment":"neutral","sentiment_score":-0.02526792883872986},{"word":"i","start":1043.795,"end":1043.875,"confidence":0.9805776,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.0012563914060592651},{"word":"think","start":1043.875,"end":1044.115,"confidence":0.99618196,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.006499260663986206},{"word":"i","start":1044.115,"end":1044.275,"confidence":0.9804402,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05384349822998047},{"word":"only","start":1044.275,"end":1044.775,"confidence":0.9980153,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.09249074757099152},{"word":"i","start":1044.8351,"end":1044.995,"confidence":0.68494236,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.03130580484867096},{"word":"only","start":1044.995,"end":1045.155,"confidence":0.78834164,"punctuated_word":"only","sentiment":"neutral","sentiment_score":-0.12766416370868683},{"word":"got","start":1045.155,"end":1045.3151,"confidence":0.9965802,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.13070106506347656},{"word":"it","start":1045.3151,"end":1045.475,"confidence":0.96680975,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.16457486152648926},{"word":"all","start":1045.475,"end":1045.635,"confidence":0.9853904,"punctuated_word":"all","sentiment":"neutral","sentiment_score":0.07253094017505646},{"word":"reinstated","start":1045.635,"end":1046.135,"confidence":0.996139,"punctuated_word":"reinstated","sentiment":"neutral","sentiment_score":0.1985311508178711},{"word":"and","start":1046.995,"end":1047.235,"confidence":0.9957443,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.22105349600315097},{"word":"finalized","start":1047.235,"end":1047.735,"confidence":0.9937496,"punctuated_word":"finalized","sentiment":"neutral","sentiment_score":0.21460013091564176},{"word":"probably","start":1047.875,"end":1048.275,"confidence":0.9191507,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.02883206307888031},{"word":"less","start":1048.275,"end":1048.595,"confidence":0.9973379,"punctuated_word":"less","sentiment":"neutral","sentiment_score":0.08076375722885132},{"word":"than","start":1048.595,"end":1048.8351,"confidence":0.9996922,"punctuated_word":"than","sentiment":"neutral","sentiment_score":0.053279176354408264},{"word":"a","start":1048.8351,"end":1048.915,"confidence":0.9994154,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13611045479774475},{"word":"year","start":1048.915,"end":1049.0751,"confidence":0.9999728,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.11304985731840134},{"word":"ago","start":1049.0751,"end":1049.5751,"confidence":0.9367585,"punctuated_word":"ago.","sentiment":"neutral","sentiment_score":0.09002932161092758},{"word":"so","start":1050.8351,"end":1051.3351,"confidence":0.9975171,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1719008833169937},{"word":"i","start":1051.58,"end":1051.66,"confidence":0.99947006,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.3737125098705292},{"word":"think","start":1051.66,"end":1051.9,"confidence":0.9968657,"punctuated_word":"think","sentiment":"positive","sentiment_score":0.3494211435317993},{"word":"i'm","start":1051.9,"end":1051.98,"confidence":0.9960412,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.4410179555416107},{"word":"probably","start":1051.98,"end":1052.48,"confidence":0.8851165,"punctuated_word":"probably,","sentiment":"neutral","sentiment_score":0.3215889036655426},{"word":"at","start":1052.7,"end":1052.86,"confidence":0.99981064,"punctuated_word":"at","sentiment":"neutral","sentiment_score":0.2606459856033325},{"word":"the","start":1052.86,"end":1053.02,"confidence":0.9998486,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.4802587628364563},{"word":"moment","start":1053.02,"end":1053.34,"confidence":0.9911225,"punctuated_word":"moment,","sentiment":"neutral","sentiment_score":0.3220268487930298},{"word":"happy","start":1053.34,"end":1053.58,"confidence":0.9991953,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.4005015790462494},{"word":"with","start":1053.58,"end":1053.74,"confidence":0.9992131,"punctuated_word":"with","sentiment":"positive","sentiment_score":0.5535475611686707},{"word":"it","start":1053.74,"end":1054.24,"confidence":0.91482604,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.443258672952652},{"word":"oh","start":1061.5,"end":1061.74,"confidence":0.58654594,"punctuated_word":"Oh,","sentiment":"neutral","sentiment_score":-0.03153745085000992},{"word":"my","start":1061.74,"end":1062.24,"confidence":0.5362362,"punctuated_word":"my.","sentiment":"neutral","sentiment_score":-0.04427758976817131},{"word":"it","start":1063.26,"end":1063.5,"confidence":0.9963456,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.05527961626648903},{"word":"is","start":1063.5,"end":1064.0,"confidence":0.998971,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.06570222973823547},{"word":"i","start":1066.335,"end":1066.415,"confidence":0.9969727,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.05105126276612282},{"word":"i","start":1066.415,"end":1066.575,"confidence":0.5170477,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.03520330786705017},{"word":"went","start":1066.575,"end":1066.895,"confidence":0.9966119,"punctuated_word":"went","sentiment":"neutral","sentiment_score":-0.055587224662303925},{"word":"basically","start":1066.895,"end":1067.295,"confidence":0.7156734,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.04221136122941971},{"word":"outside","start":1067.295,"end":1067.695,"confidence":0.98504305,"punctuated_word":"outside","sentiment":"neutral","sentiment_score":-0.05349777638912201},{"word":"of","start":1067.695,"end":1067.855,"confidence":0.9982027,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.055642008781433105},{"word":"the","start":1067.855,"end":1068.095,"confidence":0.99853647,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.068013034760952},{"word":"generics","start":1068.095,"end":1068.575,"confidence":0.8110192,"punctuated_word":"generics","sentiment":"neutral","sentiment_score":-0.06544961780309677},{"word":"that","start":1068.575,"end":1068.735,"confidence":0.99687445,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.033043958246707916},{"word":"you","start":1068.735,"end":1068.895,"confidence":0.9996221,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.02221287041902542},{"word":"get","start":1068.895,"end":1069.055,"confidence":0.99914885,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.04089116305112839},{"word":"through","start":1069.055,"end":1069.375,"confidence":0.9988379,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.02750750631093979},{"word":"superannuation","start":1069.375,"end":1069.875,"confidence":0.8949486,"punctuated_word":"superannuation.","sentiment":"neutral","sentiment_score":-0.03242919594049454},{"word":"so","start":1070.255,"end":1070.575,"confidence":0.9989637,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.005950510501861572},{"word":"it'll","start":1070.575,"end":1070.895,"confidence":0.80923927,"punctuated_word":"it'll","sentiment":"neutral","sentiment_score":-0.0011882385006174443},{"word":"be","start":1070.895,"end":1071.295,"confidence":0.9971923,"punctuated_word":"be","sentiment":"neutral","sentiment_score":0.005184438079595566},{"word":"ppd","start":1071.295,"end":1071.795,"confidence":0.7431176,"punctuated_word":"PPD","sentiment":"neutral","sentiment_score":-0.003804236650466919},{"word":"and","start":1071.935,"end":1072.255,"confidence":0.5991682,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.01672188565135002},{"word":"i","start":1072.255,"end":1072.415,"confidence":0.5413925,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.010615698993206024},{"word":"believe","start":1072.415,"end":1072.735,"confidence":0.9993297,"punctuated_word":"believe","sentiment":"neutral","sentiment_score":-0.016056086868047714},{"word":"it's","start":1072.735,"end":1072.975,"confidence":0.96966255,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.02078177034854889},{"word":"income","start":1072.975,"end":1073.475,"confidence":0.9386644,"punctuated_word":"income","sentiment":"neutral","sentiment_score":-0.007544077932834625},{"word":"section","start":1074.015,"end":1074.515,"confidence":0.6129322,"punctuated_word":"section.","sentiment":"neutral","sentiment_score":-0.036431048065423965},{"word":"it's","start":1081.6,"end":1081.76,"confidence":0.6610955,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.08468596637248993},{"word":"gotta","start":1081.76,"end":1082.0,"confidence":0.6718591,"punctuated_word":"gotta","sentiment":"neutral","sentiment_score":-0.09963257610797882},{"word":"be","start":1082.0,"end":1082.24,"confidence":0.99767953,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.05557217448949814},{"word":"some","start":1082.24,"end":1082.4,"confidence":0.87075454,"punctuated_word":"some","sentiment":"neutral","sentiment_score":-0.06656429171562195},{"word":"way","start":1082.4,"end":1082.9,"confidence":0.94185054,"punctuated_word":"way.","sentiment":"neutral","sentiment_score":-0.06812507659196854},{"word":"i'll","start":1090.1599,"end":1090.32,"confidence":0.86575514,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.0864623486995697},{"word":"have","start":1090.32,"end":1090.48,"confidence":0.9543355,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.09484781324863434},{"word":"to","start":1090.48,"end":1090.72,"confidence":0.99715173,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.07526769489049911},{"word":"dig","start":1090.72,"end":1090.96,"confidence":0.62257665,"punctuated_word":"dig","sentiment":"neutral","sentiment_score":-0.09520390629768372},{"word":"through","start":1090.96,"end":1091.28,"confidence":0.9902586,"punctuated_word":"through","sentiment":"neutral","sentiment_score":-0.11959623545408248},{"word":"my","start":1091.28,"end":1091.44,"confidence":0.99374723,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.11736877262592316},{"word":"emails","start":1091.44,"end":1091.94,"confidence":0.7568791,"punctuated_word":"emails.","sentiment":"neutral","sentiment_score":-0.08931463956832886},{"word":"it's","start":1092.08,"end":1092.24,"confidence":0.6114617,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.17452198266983032},{"word":"probably","start":1092.24,"end":1092.5599,"confidence":0.84162855,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.22221915423870087},{"word":"gonna","start":1092.5599,"end":1092.7999,"confidence":0.9876621,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.18331506848335263},{"word":"take","start":1092.7999,"end":1093.0399,"confidence":0.9992085,"punctuated_word":"take","sentiment":"neutral","sentiment_score":-0.14599306881427765},{"word":"too","start":1093.0399,"end":1093.2,"confidence":0.99186677,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.24550749361515045},{"word":"long","start":1093.2,"end":1093.6799,"confidence":0.99984777,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.18627037107944489},{"word":"right","start":1093.6799,"end":1093.9199,"confidence":0.98820764,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.2117806077003479},{"word":"now","start":1093.9199,"end":1094.4199,"confidence":0.9976816,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.1829805225133896},{"word":"yeah","start":1164.42,"end":1164.92,"confidence":0.72395635,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.0057433899492025375},{"word":"how","start":1164.9801,"end":1165.14,"confidence":0.9811695,"punctuated_word":"How","sentiment":"neutral","sentiment_score":-0.007283814251422882},{"word":"much","start":1165.14,"end":1165.38,"confidence":0.99376476,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.004511088132858276},{"word":"of","start":1165.38,"end":1165.42,"confidence":0.6744311,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.012631502002477646},{"word":"a","start":1165.42,"end":1165.4601,"confidence":0.69390213,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.011727970093488692},{"word":"fax","start":1165.4601,"end":1165.7001,"confidence":0.7743482,"punctuated_word":"fax","sentiment":"neutral","sentiment_score":-0.0104255061596632},{"word":"that","start":1165.7001,"end":1165.86,"confidence":0.3010722,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.01373918354511261},{"word":"we're","start":1165.86,"end":1166.02,"confidence":0.76509714,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":-0.004862295463681221},{"word":"talking","start":1166.02,"end":1166.26,"confidence":0.88184154,"punctuated_word":"talking?","sentiment":"neutral","sentiment_score":0.006120795384049416},{"word":"i","start":1166.26,"end":1166.42,"confidence":0.99650085,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.08081474155187607},{"word":"haven't","start":1166.42,"end":1166.5801,"confidence":0.99945563,"punctuated_word":"haven't","sentiment":"neutral","sentiment_score":-0.13045334815979004},{"word":"actually","start":1166.5801,"end":1166.8201,"confidence":0.9960561,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.14976932108402252},{"word":"looked","start":1166.8201,"end":1167.06,"confidence":0.99709415,"punctuated_word":"looked","sentiment":"neutral","sentiment_score":-0.10670746117830276},{"word":"up","start":1167.06,"end":1167.3,"confidence":0.51745206,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.09658801555633544},{"word":"things","start":1167.3,"end":1167.54,"confidence":0.6863109,"punctuated_word":"things","sentiment":"neutral","sentiment_score":-0.12464841455221176},{"word":"for","start":1167.54,"end":1167.78,"confidence":0.99726415,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.13249151408672333},{"word":"a","start":1167.78,"end":1167.86,"confidence":0.98981,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.12294109165668488},{"word":"while","start":1167.86,"end":1168.36,"confidence":0.9995369,"punctuated_word":"while.","sentiment":"neutral","sentiment_score":-0.05808865278959274},{"word":"i","start":1168.9801,"end":1169.2201,"confidence":0.91937304,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.062588632106781},{"word":"know","start":1169.2201,"end":1169.38,"confidence":0.99806255,"punctuated_word":"know","sentiment":"neutral","sentiment_score":0.1524602174758911},{"word":"it","start":1169.38,"end":1169.54,"confidence":0.9442264,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.22555437684059143},{"word":"was","start":1169.54,"end":1169.7001,"confidence":0.99916685,"punctuated_word":"was","sentiment":"neutral","sentiment_score":0.23527447879314425},{"word":"a","start":1169.7001,"end":1169.86,"confidence":0.99188447,"punctuated_word":"a","sentiment":"positive","sentiment_score":0.35388344526290894},{"word":"healthy","start":1169.86,"end":1170.26,"confidence":0.9942386,"punctuated_word":"healthy","sentiment":"positive","sentiment_score":0.40676558017730713},{"word":"return","start":1170.26,"end":1170.76,"confidence":0.99503565,"punctuated_word":"return","sentiment":"neutral","sentiment_score":0.2985243797302246},{"word":"the","start":1171.14,"end":1171.3,"confidence":0.73328924,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.31403353810310364},{"word":"year","start":1171.3,"end":1171.54,"confidence":0.67664415,"punctuated_word":"year","sentiment":"neutral","sentiment_score":0.2803521156311035},{"word":"before","start":1171.54,"end":1171.9401,"confidence":0.99842846,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.22928312420845032},{"word":"last","start":1171.9401,"end":1172.26,"confidence":0.99603915,"punctuated_word":"last","sentiment":"neutral","sentiment_score":0.16417184472084043},{"word":"when","start":1172.26,"end":1172.42,"confidence":0.960413,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.20856215059757233},{"word":"i","start":1172.42,"end":1172.5,"confidence":0.9996313,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1131628230214119},{"word":"got","start":1172.5,"end":1172.66,"confidence":0.9974074,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.12017412483692168},{"word":"the","start":1172.66,"end":1172.8201,"confidence":0.99255073,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.10397043079137802},{"word":"phone","start":1172.8201,"end":1173.14,"confidence":0.998346,"punctuated_word":"phone","sentiment":"neutral","sentiment_score":0.10937738418579102},{"word":"call","start":1173.14,"end":1173.64,"confidence":0.9188312,"punctuated_word":"call.","sentiment":"neutral","sentiment_score":0.10512971878051758},{"word":"one","start":1174.42,"end":1174.66,"confidence":0.6601509,"punctuated_word":"One","sentiment":"neutral","sentiment_score":0.02010907419025898},{"word":"30","start":1174.66,"end":1175.06,"confidence":0.81881595,"punctuated_word":"30","sentiment":"neutral","sentiment_score":0.07419845461845398},{"word":"one","start":1175.06,"end":1175.56,"confidence":0.9946458,"punctuated_word":"one.","sentiment":"neutral","sentiment_score":0.02929974719882011},{"word":"okay","start":1213.395,"end":1213.895,"confidence":0.796952,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.02346212789416313},{"word":"so","start":1220.4501,"end":1220.9501,"confidence":0.9703382,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.04263433814048767},{"word":"i","start":1223.73,"end":1223.97,"confidence":0.95344657,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.04659541696310043},{"word":"i","start":1223.97,"end":1224.21,"confidence":0.89142954,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.025319337844848633},{"word":"would","start":1224.21,"end":1224.4501,"confidence":0.99667513,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.009171545505523682},{"word":"imagine","start":1224.4501,"end":1224.9501,"confidence":0.99814236,"punctuated_word":"imagine","sentiment":"neutral","sentiment_score":-0.03192237764596939},{"word":"could","start":1225.5701,"end":1225.89,"confidence":0.88294697,"punctuated_word":"could","sentiment":"neutral","sentiment_score":-0.05270691215991974},{"word":"a","start":1225.89,"end":1225.97,"confidence":0.6502388,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06603020429611206},{"word":"can","start":1225.97,"end":1226.21,"confidence":0.6325881,"punctuated_word":"can","sentiment":"neutral","sentiment_score":-0.06057295203208923},{"word":"a","start":1226.21,"end":1226.37,"confidence":0.99455595,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.06498473882675171},{"word":"company","start":1226.37,"end":1226.77,"confidence":0.9995142,"punctuated_word":"company","sentiment":"neutral","sentiment_score":-0.1355893611907959},{"word":"bounce","start":1226.77,"end":1227.17,"confidence":0.99104685,"punctuated_word":"bounce","sentiment":"neutral","sentiment_score":-0.058741360902786255},{"word":"back","start":1227.17,"end":1227.41,"confidence":0.9991524,"punctuated_word":"back","sentiment":"neutral","sentiment_score":-0.10826754570007324},{"word":"from","start":1227.41,"end":1227.5701,"confidence":0.74541384,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.07214099913835526},{"word":"that","start":1227.5701,"end":1227.73,"confidence":0.9797188,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.11502911895513536},{"word":"quickly","start":1227.73,"end":1228.05,"confidence":0.7233639,"punctuated_word":"quickly,","sentiment":"neutral","sentiment_score":-0.05174576863646507},{"word":"or","start":1228.05,"end":1228.29,"confidence":0.9992461,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.18670737743377688},{"word":"are","start":1228.29,"end":1228.37,"confidence":0.93265635,"punctuated_word":"are","sentiment":"neutral","sentiment_score":-0.17098693549633026},{"word":"you","start":1228.37,"end":1228.53,"confidence":0.99844724,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.17204397916793823},{"word":"kind","start":1228.53,"end":1228.77,"confidence":0.9693015,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.19137084484100345},{"word":"of","start":1228.77,"end":1229.09,"confidence":0.99971503,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.18390291929244995},{"word":"suggesting","start":1229.09,"end":1229.59,"confidence":0.99941385,"punctuated_word":"suggesting","sentiment":"neutral","sentiment_score":-0.22081613540649417},{"word":"to","start":1229.73,"end":1229.89,"confidence":0.9913635,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.24261623620986936},{"word":"most","start":1229.89,"end":1230.29,"confidence":0.9985323,"punctuated_word":"most","sentiment":"neutral","sentiment_score":-0.1551058292388916},{"word":"of","start":1230.29,"end":1230.4501,"confidence":0.9991498,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.18342095613479617},{"word":"your","start":1230.4501,"end":1230.9501,"confidence":0.9987342,"punctuated_word":"your","sentiment":"neutral","sentiment_score":-0.21992667019367215},{"word":"customers","start":1232.785,"end":1233.265,"confidence":0.9991266,"punctuated_word":"customers","sentiment":"neutral","sentiment_score":-0.2160778641700745},{"word":"like","start":1233.265,"end":1233.425,"confidence":0.97161365,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.2707149386405945},{"word":"me","start":1233.425,"end":1233.665,"confidence":0.99970156,"punctuated_word":"me","sentiment":"neutral","sentiment_score":-0.26389825344085693},{"word":"that","start":1233.665,"end":1233.905,"confidence":0.9942524,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.2361903190612793},{"word":"we","start":1233.905,"end":1234.225,"confidence":0.99952173,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.2199459969997406},{"word":"steer","start":1234.225,"end":1234.465,"confidence":0.973111,"punctuated_word":"steer","sentiment":"neutral","sentiment_score":-0.28165262937545776},{"word":"away","start":1234.465,"end":1234.785,"confidence":0.99958795,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.26360011100769043},{"word":"from","start":1234.785,"end":1235.105,"confidence":0.9993005,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.3163593113422394},{"word":"them","start":1235.105,"end":1235.345,"confidence":0.3436785,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.27721935510635376},{"word":"all","start":1235.345,"end":1235.845,"confidence":0.97551394,"punctuated_word":"all?","sentiment":"neutral","sentiment_score":-0.2041885256767273},{"word":"yeah","start":1242.305,"end":1242.805,"confidence":0.9493674,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.15214651823043823},{"word":"yeah","start":1308.56,"end":1309.06,"confidence":0.70914733,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.17284247279167175},{"word":"i","start":1309.2001,"end":1309.28,"confidence":0.62197345,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3220372498035431},{"word":"didn't","start":1309.28,"end":1309.6,"confidence":0.9521886,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.29866552352905273},{"word":"realize","start":1309.6,"end":1309.92,"confidence":0.9933623,"punctuated_word":"realize","sentiment":"neutral","sentiment_score":-0.3069494962692261},{"word":"it's","start":1309.92,"end":1310.42,"confidence":0.9672128,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.40518736839294434},{"word":"41","start":1310.56,"end":1311.12,"confidence":0.9157945,"punctuated_word":"41","sentiment":"negative","sentiment_score":-0.33483725786209106},{"word":"k","start":1311.12,"end":1311.28,"confidence":0.93546045,"punctuated_word":"k.","sentiment":"neutral","sentiment_score":-0.3045324981212616},{"word":"it's","start":1311.28,"end":1311.4401,"confidence":0.9916616,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.5224003195762634},{"word":"a","start":1311.4401,"end":1311.6,"confidence":0.98600626,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.6172012686729431},{"word":"massive","start":1311.6,"end":1312.0,"confidence":0.9971522,"punctuated_word":"massive","sentiment":"negative","sentiment_score":-0.6140980124473572},{"word":"mistake","start":1312.0,"end":1312.4,"confidence":0.9233028,"punctuated_word":"mistake","sentiment":"negative","sentiment_score":-0.469853550195694},{"word":"out","start":1312.4,"end":1312.56,"confidence":0.99853873,"punctuated_word":"out","sentiment":"negative","sentiment_score":-0.529466450214386},{"word":"of","start":1312.56,"end":1312.815,"confidence":0.99898356,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.5730640888214111},{"word":"my","start":1313.375,"end":1313.7749,"confidence":0.9979955,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.55750572681427},{"word":"portfolio","start":1313.7749,"end":1314.2749,"confidence":0.9976289,"punctuated_word":"portfolio.","sentiment":"negative","sentiment_score":-0.4342978000640869},{"word":"yeah","start":1361.06,"end":1361.38,"confidence":0.7146468,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.06783086061477661},{"word":"yep","start":1361.38,"end":1361.88,"confidence":0.7764319,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.06545913219451904},{"word":"alright","start":1364.26,"end":1364.58,"confidence":0.9644414,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":-0.05986398085951805},{"word":"well","start":1364.58,"end":1364.74,"confidence":0.8553198,"punctuated_word":"Well,","sentiment":"neutral","sentiment_score":-0.1030624508857727},{"word":"yeah","start":1364.74,"end":1364.98,"confidence":0.89417434,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.13019239902496338},{"word":"that","start":1364.98,"end":1365.14,"confidence":0.9965926,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.16235944628715515},{"word":"would","start":1365.14,"end":1365.38,"confidence":0.90636504,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.16393566131591797},{"word":"be","start":1365.38,"end":1365.46,"confidence":0.99865925,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.15756338834762573},{"word":"is","start":1366.26,"end":1366.42,"confidence":0.99311686,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.19266413152217865},{"word":"that","start":1366.42,"end":1366.58,"confidence":0.9937171,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.1685934215784073},{"word":"another","start":1366.58,"end":1366.98,"confidence":0.9897411,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.19586558640003204},{"word":"conversation","start":1366.98,"end":1367.48,"confidence":0.99643815,"punctuated_word":"conversation","sentiment":"neutral","sentiment_score":-0.21839115023612976},{"word":"for","start":1367.54,"end":1367.7,"confidence":0.9715697,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.22986505925655365},{"word":"another","start":1367.7,"end":1368.02,"confidence":0.9995431,"punctuated_word":"another","sentiment":"neutral","sentiment_score":-0.17578259110450745},{"word":"day","start":1368.02,"end":1368.5,"confidence":0.9985392,"punctuated_word":"day","sentiment":"neutral","sentiment_score":-0.1777445822954178},{"word":"about","start":1368.5,"end":1369.0,"confidence":0.822622,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.18277303874492645},{"word":"how","start":1369.3,"end":1369.46,"confidence":0.99905556,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.17161965370178223},{"word":"we","start":1369.46,"end":1369.9401,"confidence":0.99946386,"punctuated_word":"we","sentiment":"neutral","sentiment_score":-0.15853220224380493},{"word":"move","start":1369.9401,"end":1370.26,"confidence":0.97313356,"punctuated_word":"move","sentiment":"neutral","sentiment_score":-0.1415911316871643},{"word":"away","start":1370.26,"end":1370.76,"confidence":0.9995896,"punctuated_word":"away","sentiment":"neutral","sentiment_score":-0.0952608361840248},{"word":"from","start":1370.82,"end":1371.06,"confidence":0.9992976,"punctuated_word":"from","sentiment":"neutral","sentiment_score":-0.11940813064575195},{"word":"them","start":1371.06,"end":1371.54,"confidence":0.91931725,"punctuated_word":"them?","sentiment":"neutral","sentiment_score":-0.14009922742843628},{"word":"or","start":1371.54,"end":1372.04,"confidence":0.961805,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.0960572510957718},{"word":"i","start":1425.47,"end":1425.5499,"confidence":0.8961448,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2978322505950928},{"word":"mean","start":1425.5499,"end":1426.0499,"confidence":0.98742986,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.2388850450515747},{"word":"this","start":1427.07,"end":1427.23,"confidence":0.43699998,"punctuated_word":"this","sentiment":"neutral","sentiment_score":-0.27796196937561035},{"word":"is","start":1427.23,"end":1427.3099,"confidence":0.97345406,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.2802301049232483},{"word":"probably","start":1427.3099,"end":1427.71,"confidence":0.9908834,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.2647264301776886},{"word":"it","start":1427.71,"end":1428.21,"confidence":0.9265876,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.23006613552570343},{"word":"i","start":1430.465,"end":1430.625,"confidence":0.97983676,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.3098122179508209},{"word":"can't","start":1430.625,"end":1430.905,"confidence":0.94712466,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.3320676386356354},{"word":"i","start":1431.185,"end":1431.425,"confidence":0.9996132,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.35749706625938416},{"word":"don't","start":1431.425,"end":1431.585,"confidence":0.9995495,"punctuated_word":"don't","sentiment":"negative","sentiment_score":-0.3504226803779602},{"word":"really","start":1431.585,"end":1431.905,"confidence":0.9984079,"punctuated_word":"really","sentiment":"negative","sentiment_score":-0.3418353796005249},{"word":"know","start":1431.905,"end":1432.225,"confidence":0.9994692,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.2910792827606201},{"word":"right","start":1432.225,"end":1432.465,"confidence":0.9968316,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.3249063789844513},{"word":"now","start":1432.465,"end":1432.785,"confidence":0.9949788,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.313784658908844},{"word":"i","start":1432.785,"end":1433.105,"confidence":0.99306506,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.32442596554756165},{"word":"i","start":1433.105,"end":1433.185,"confidence":0.5138484,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.32312116026878357},{"word":"was","start":1433.185,"end":1433.505,"confidence":0.99573874,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.25356703996658325},{"word":"all","start":1433.505,"end":1433.905,"confidence":0.7969004,"punctuated_word":"all","sentiment":"neutral","sentiment_score":-0.2640451192855835},{"word":"for","start":1433.905,"end":1434.405,"confidence":0.8655558,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.26150670647621155},{"word":"i","start":1434.545,"end":1434.7051,"confidence":0.8259032,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.27330082654953003},{"word":"don't","start":1434.7051,"end":1434.865,"confidence":0.9975922,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.26961031556129456},{"word":"know","start":1434.865,"end":1435.105,"confidence":0.7525871,"punctuated_word":"know.","sentiment":"neutral","sentiment_score":-0.20213639736175537},{"word":"because","start":1435.105,"end":1435.505,"confidence":0.61312187,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.14476709067821503},{"word":"active","start":1435.505,"end":1436.005,"confidence":0.6484681,"punctuated_word":"active","sentiment":"neutral","sentiment_score":-0.21692529320716855},{"word":"i","start":1436.145,"end":1436.305,"confidence":0.9977133,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.21859557926654816},{"word":"think","start":1436.305,"end":1436.545,"confidence":0.99951386,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.18543684482574463},{"word":"it's","start":1436.545,"end":1436.785,"confidence":0.9603325,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.1329629123210907},{"word":"kind","start":1436.785,"end":1436.9451,"confidence":0.61719364,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.15511088073253632},{"word":"of","start":1436.9451,"end":1437.105,"confidence":0.97485083,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.1362696886062622},{"word":"a","start":1437.105,"end":1437.185,"confidence":0.9403801,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.1574317216873169},{"word":"little","start":1437.185,"end":1437.345,"confidence":0.9987311,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.1510411500930786},{"word":"more","start":1437.345,"end":1437.585,"confidence":0.99672407,"punctuated_word":"more","sentiment":"neutral","sentiment_score":-0.19120703637599945},{"word":"aggressive","start":1437.585,"end":1438.085,"confidence":0.8786868,"punctuated_word":"aggressive,","sentiment":"neutral","sentiment_score":-0.15033724904060364},{"word":"right","start":1438.225,"end":1438.725,"confidence":0.9977782,"punctuated_word":"right,","sentiment":"neutral","sentiment_score":-0.1162019670009613},{"word":"in","start":1440.465,"end":1440.625,"confidence":0.88674355,"punctuated_word":"in","sentiment":"neutral","sentiment_score":-0.08578719198703766},{"word":"terms","start":1440.625,"end":1440.865,"confidence":0.99751955,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":-0.04205726459622383},{"word":"of","start":1440.865,"end":1441.025,"confidence":0.99908876,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.04964645206928253},{"word":"a","start":1441.025,"end":1441.185,"confidence":0.699194,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.05477916821837425},{"word":"profile","start":1441.185,"end":1441.685,"confidence":0.96399903,"punctuated_word":"profile.","sentiment":"neutral","sentiment_score":-0.06120210140943527},{"word":"yep","start":1484.1101,"end":1484.6101,"confidence":0.7696512,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.04100068658590317},{"word":"okay","start":1521.925,"end":1522.245,"confidence":0.88896406,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.035161033272743225},{"word":"i","start":1522.245,"end":1522.3251,"confidence":0.8811029,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.18499109148979187},{"word":"didn't","start":1522.3251,"end":1522.645,"confidence":0.76054704,"punctuated_word":"didn't","sentiment":"neutral","sentiment_score":-0.135723814368248},{"word":"30","start":1522.9651,"end":1523.125,"confidence":0.9513685,"punctuated_word":"30","sentiment":"neutral","sentiment_score":-0.12469332665205002},{"word":"yeah","start":1523.285,"end":1523.525,"confidence":0.95501655,"punctuated_word":"yeah.","sentiment":"neutral","sentiment_score":-0.1832762360572815},{"word":"30%","start":1523.525,"end":1524.0851,"confidence":0.9589215,"punctuated_word":"30%","sentiment":"neutral","sentiment_score":-0.1831912398338318},{"word":"doesn't","start":1524.0851,"end":1524.3251,"confidence":0.9838308,"punctuated_word":"doesn't","sentiment":"neutral","sentiment_score":-0.28227531909942627},{"word":"sound","start":1524.3251,"end":1524.5651,"confidence":0.99807894,"punctuated_word":"sound","sentiment":"neutral","sentiment_score":-0.3296222984790802},{"word":"like","start":1524.5651,"end":1525.0651,"confidence":0.9752653,"punctuated_word":"like","sentiment":"negative","sentiment_score":-0.3598560094833374},{"word":"a","start":1526.0851,"end":1526.165,"confidence":0.7403397,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.4553883671760559},{"word":"a","start":1526.165,"end":1526.245,"confidence":0.5638049,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.5227562189102173},{"word":"dangerous","start":1526.245,"end":1526.745,"confidence":0.84306395,"punctuated_word":"dangerous","sentiment":"negative","sentiment_score":-0.5307925939559937},{"word":"percentage","start":1526.9299,"end":1527.1299,"confidence":0.97828144,"punctuated_word":"percentage","sentiment":"negative","sentiment_score":-0.48668769001960754},{"word":"for","start":1527.1299,"end":1527.33,"confidence":0.7938062,"punctuated_word":"for","sentiment":"negative","sentiment_score":-0.5612756013870239},{"word":"my","start":1527.33,"end":1527.57,"confidence":0.99651706,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.5744928121566772},{"word":"profile","start":1527.57,"end":1528.0499,"confidence":0.9952122,"punctuated_word":"profile","sentiment":"negative","sentiment_score":-0.5755946636199951},{"word":"to","start":1528.0499,"end":1528.13,"confidence":0.8632304,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.47943636775016785},{"word":"be","start":1528.13,"end":1528.63,"confidence":0.9843427,"punctuated_word":"be","sentiment":"negative","sentiment_score":-0.4891590476036072},{"word":"a","start":1529.09,"end":1529.25,"confidence":0.975088,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.4796683192253113},{"word":"little","start":1529.25,"end":1529.57,"confidence":0.99386805,"punctuated_word":"little","sentiment":"negative","sentiment_score":-0.375773161649704},{"word":"aggressive","start":1529.57,"end":1530.0499,"confidence":0.71747243,"punctuated_word":"aggressive.","sentiment":"negative","sentiment_score":-0.3760775327682495},{"word":"i","start":1530.0499,"end":1530.21,"confidence":0.5339637,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1392475962638855},{"word":"i","start":1530.21,"end":1530.37,"confidence":0.93138885,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1943058669567108},{"word":"think","start":1530.37,"end":1530.53,"confidence":0.9947555,"punctuated_word":"think","sentiment":"neutral","sentiment_score":0.2533606290817261},{"word":"i'm","start":1530.53,"end":1530.69,"confidence":0.99149346,"punctuated_word":"I'm","sentiment":"positive","sentiment_score":0.34977853298187256},{"word":"probably","start":1530.69,"end":1530.9299,"confidence":0.9982231,"punctuated_word":"probably","sentiment":"positive","sentiment_score":0.33589765429496765},{"word":"happy","start":1530.9299,"end":1531.1699,"confidence":0.9921914,"punctuated_word":"happy","sentiment":"positive","sentiment_score":0.3824581503868103},{"word":"to","start":1531.1699,"end":1531.25,"confidence":0.99415094,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3676352798938751},{"word":"say","start":1531.25,"end":1531.57,"confidence":0.77697116,"punctuated_word":"say","sentiment":"positive","sentiment_score":0.39970919489860535},{"word":"how","start":1531.57,"end":1531.73,"confidence":0.98827726,"punctuated_word":"how","sentiment":"positive","sentiment_score":0.430206686258316},{"word":"it","start":1531.73,"end":1531.89,"confidence":0.99956495,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.4559249579906464},{"word":"is","start":1531.89,"end":1532.39,"confidence":0.99472713,"punctuated_word":"is.","sentiment":"positive","sentiment_score":0.4292224049568176},{"word":"like","start":1532.77,"end":1533.01,"confidence":0.99823064,"punctuated_word":"Like","sentiment":"neutral","sentiment_score":0.1717737317085266},{"word":"you","start":1533.01,"end":1533.1699,"confidence":0.6536938,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.16518175601959229},{"word":"said","start":1533.1699,"end":1533.33,"confidence":0.9970153,"punctuated_word":"said,","sentiment":"neutral","sentiment_score":0.11626923084259032},{"word":"there's","start":1533.33,"end":1533.57,"confidence":0.92216086,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":0.22197496891021729},{"word":"good","start":1533.57,"end":1533.73,"confidence":0.98890215,"punctuated_word":"good","sentiment":"neutral","sentiment_score":0.26769787073135376},{"word":"and","start":1533.73,"end":1533.89,"confidence":0.81511474,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.17816554009914398},{"word":"bad","start":1533.89,"end":1534.13,"confidence":0.99987435,"punctuated_word":"bad","sentiment":"neutral","sentiment_score":0.014083802700042725},{"word":"news","start":1534.13,"end":1534.63,"confidence":0.95575523,"punctuated_word":"news.","sentiment":"neutral","sentiment_score":0.24348732829093933},{"word":"i","start":1546.735,"end":1546.975,"confidence":0.53225255,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.19588030874729156},{"word":"don't","start":1546.975,"end":1547.135,"confidence":0.99904346,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.15054988861083984},{"word":"think","start":1547.135,"end":1547.375,"confidence":0.999474,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.22601789236068728},{"word":"i","start":1547.375,"end":1547.535,"confidence":0.9996928,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.1592915654182434},{"word":"have","start":1547.535,"end":1547.775,"confidence":0.999587,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.12672388553619385},{"word":"any","start":1547.775,"end":1548.015,"confidence":0.9995515,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.17456990480422974},{"word":"kind","start":1548.015,"end":1548.255,"confidence":0.99505496,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":-0.19044554233551023},{"word":"of","start":1548.255,"end":1548.5751,"confidence":0.99935454,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.21061314642429352},{"word":"knowledge","start":1548.5751,"end":1549.0751,"confidence":0.980294,"punctuated_word":"knowledge","sentiment":"neutral","sentiment_score":-0.20894166827201843},{"word":"on","start":1549.535,"end":1550.035,"confidence":0.9995578,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.17815247178077698},{"word":"whether","start":1550.255,"end":1550.655,"confidence":0.99827063,"punctuated_word":"whether","sentiment":"neutral","sentiment_score":-0.0780668705701828},{"word":"or","start":1550.655,"end":1550.735,"confidence":0.99942774,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.11573779582977296},{"word":"not","start":1550.735,"end":1550.975,"confidence":0.99993944,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.12594687938690186},{"word":"to","start":1550.975,"end":1551.135,"confidence":0.9987846,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.115395188331604},{"word":"hold","start":1551.135,"end":1551.295,"confidence":0.99836785,"punctuated_word":"hold","sentiment":"neutral","sentiment_score":-0.13236258924007416},{"word":"it","start":1551.295,"end":1551.4551,"confidence":0.95857954,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.14996957778930664},{"word":"or","start":1551.4551,"end":1551.615,"confidence":0.9830415,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.1976848840713501},{"word":"get","start":1551.615,"end":1551.775,"confidence":0.9934776,"punctuated_word":"get","sentiment":"neutral","sentiment_score":-0.3005608022212982},{"word":"rid","start":1551.775,"end":1551.935,"confidence":0.99980587,"punctuated_word":"rid","sentiment":"neutral","sentiment_score":-0.22283974289894104},{"word":"of","start":1551.935,"end":1552.095,"confidence":0.9963652,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.2245446741580963},{"word":"it","start":1552.095,"end":1552.255,"confidence":0.7939261,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.19080743193626404},{"word":"so","start":1552.255,"end":1552.755,"confidence":0.9967163,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.02545289322733879},{"word":"i'd","start":1553.135,"end":1553.535,"confidence":0.92343533,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":0.0069947196170687675},{"word":"probably","start":1553.535,"end":1553.935,"confidence":0.9894643,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":0.07840147614479065},{"word":"honestly","start":1553.935,"end":1554.435,"confidence":0.58152825,"punctuated_word":"honestly","sentiment":"neutral","sentiment_score":0.03958971798419952},{"word":"just","start":1554.495,"end":1554.975,"confidence":0.9855592,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.02898215129971504},{"word":"leave","start":1554.975,"end":1555.295,"confidence":0.9627703,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.03145100921392441},{"word":"it","start":1555.295,"end":1555.65,"confidence":0.9972613,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.026792678982019424},{"word":"in","start":1556.05,"end":1556.55,"confidence":0.99957234,"punctuated_word":"in","sentiment":"neutral","sentiment_score":0.012073978781700134},{"word":"your","start":1560.93,"end":1561.43,"confidence":0.99826825,"punctuated_word":"your","sentiment":"neutral","sentiment_score":0.12036608159542084},{"word":"hands","start":1565.89,"end":1566.13,"confidence":0.8668544,"punctuated_word":"hands.","sentiment":"neutral","sentiment_score":-0.03441828116774559},{"word":"it","start":1566.13,"end":1566.29,"confidence":0.90490776,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.28097957372665405},{"word":"does","start":1566.29,"end":1566.61,"confidence":0.87984437,"punctuated_word":"does","sentiment":"neutral","sentiment_score":-0.2081419825553894},{"word":"sound","start":1566.61,"end":1567.11,"confidence":0.9925599,"punctuated_word":"sound","sentiment":"negative","sentiment_score":-0.3468947112560272},{"word":"it's","start":1567.97,"end":1568.13,"confidence":0.7304526,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.4386673867702484},{"word":"not","start":1568.13,"end":1568.29,"confidence":0.98524404,"punctuated_word":"not","sentiment":"negative","sentiment_score":-0.5686954855918884},{"word":"great","start":1568.29,"end":1568.61,"confidence":0.65758216,"punctuated_word":"great.","sentiment":"negative","sentiment_score":-0.4879456162452698},{"word":"it's","start":1568.61,"end":1568.77,"confidence":0.5628593,"punctuated_word":"It's","sentiment":"negative","sentiment_score":-0.44503092765808105},{"word":"been","start":1568.77,"end":1568.93,"confidence":0.9860573,"punctuated_word":"been","sentiment":"negative","sentiment_score":-0.4092043340206146},{"word":"along","start":1568.93,"end":1569.17,"confidence":0.79719484,"punctuated_word":"along","sentiment":"negative","sentiment_score":-0.4219225645065307},{"word":"the","start":1569.17,"end":1569.3301,"confidence":0.9972421,"punctuated_word":"the","sentiment":"negative","sentiment_score":-0.37868648767471313},{"word":"way","start":1569.3301,"end":1569.49,"confidence":0.99961543,"punctuated_word":"way","sentiment":"negative","sentiment_score":-0.33884894847869873},{"word":"just","start":1569.49,"end":1569.73,"confidence":0.40757465,"punctuated_word":"just","sentiment":"negative","sentiment_score":-0.4208829402923584},{"word":"explaining","start":1569.73,"end":1570.23,"confidence":0.54628533,"punctuated_word":"explaining","sentiment":"negative","sentiment_score":-0.3915875554084778},{"word":"how","start":1570.29,"end":1570.725,"confidence":0.9833987,"punctuated_word":"how","sentiment":"negative","sentiment_score":-0.3433629870414734},{"word":"no","start":1571.285,"end":1571.525,"confidence":0.9903052,"punctuated_word":"no","sentiment":"negative","sentiment_score":-0.4437898099422455},{"word":"one","start":1571.525,"end":1571.765,"confidence":0.99977714,"punctuated_word":"one","sentiment":"negative","sentiment_score":-0.5122171640396118},{"word":"seems","start":1571.765,"end":1572.005,"confidence":0.99333715,"punctuated_word":"seems","sentiment":"negative","sentiment_score":-0.5005789995193481},{"word":"to","start":1572.005,"end":1572.245,"confidence":0.99481404,"punctuated_word":"to","sentiment":"negative","sentiment_score":-0.487074613571167},{"word":"have","start":1572.245,"end":1572.325,"confidence":0.3704363,"punctuated_word":"have","sentiment":"negative","sentiment_score":-0.4621317684650421},{"word":"picked","start":1572.325,"end":1572.565,"confidence":0.98807937,"punctuated_word":"picked","sentiment":"negative","sentiment_score":-0.5184651613235474},{"word":"up","start":1572.565,"end":1572.725,"confidence":0.99930584,"punctuated_word":"up","sentiment":"negative","sentiment_score":-0.5110729932785034},{"word":"on","start":1572.725,"end":1572.965,"confidence":0.99791795,"punctuated_word":"on","sentiment":"negative","sentiment_score":-0.5630212426185608},{"word":"this","start":1572.965,"end":1573.465,"confidence":0.99342054,"punctuated_word":"this","sentiment":"negative","sentiment_score":-0.4754636585712433},{"word":"snag","start":1574.1649,"end":1574.6649,"confidence":0.8135903,"punctuated_word":"snag,","sentiment":"negative","sentiment_score":-0.4600344598293304},{"word":"and","start":1575.125,"end":1575.285,"confidence":0.9989434,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.35185661911964417},{"word":"it's","start":1575.285,"end":1575.445,"confidence":0.9802809,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.40774428844451904},{"word":"like","start":1575.445,"end":1575.605,"confidence":0.87530637,"punctuated_word":"like","sentiment":"neutral","sentiment_score":-0.31969842314720154},{"word":"he's","start":1575.605,"end":1575.845,"confidence":0.6031699,"punctuated_word":"he's","sentiment":"negative","sentiment_score":-0.3585161864757538},{"word":"actually","start":1575.845,"end":1576.345,"confidence":0.99273396,"punctuated_word":"actually","sentiment":"neutral","sentiment_score":-0.3035507798194885},{"word":"looking","start":1576.405,"end":1576.645,"confidence":0.97955817,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.32101526856422424},{"word":"after","start":1576.645,"end":1576.965,"confidence":0.59963024,"punctuated_word":"after","sentiment":"negative","sentiment_score":-0.36855095624923706},{"word":"something","start":1576.965,"end":1577.465,"confidence":0.81805027,"punctuated_word":"something.","sentiment":"negative","sentiment_score":-0.34255272150039673},{"word":"that","start":1578.8049,"end":1578.965,"confidence":0.7080346,"punctuated_word":"That","sentiment":"positive","sentiment_score":0.41049396991729736},{"word":"was","start":1578.965,"end":1579.205,"confidence":0.43848228,"punctuated_word":"was","sentiment":"positive","sentiment_score":0.4424813985824585},{"word":"great","start":1579.205,"end":1579.705,"confidence":0.6546557,"punctuated_word":"great.","sentiment":"positive","sentiment_score":0.39028435945510864},{"word":"do","start":1602.1749,"end":1602.335,"confidence":0.4808382,"punctuated_word":"Do","sentiment":"neutral","sentiment_score":-0.08119800686836243},{"word":"you","start":1602.335,"end":1602.495,"confidence":0.99538535,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.05618877336382866},{"word":"guys","start":1602.495,"end":1602.8949,"confidence":0.9927543,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.034893617033958435},{"word":"do","start":1602.8949,"end":1603.2949,"confidence":0.9986652,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.0587289035320282},{"word":"any","start":1603.2949,"end":1603.5349,"confidence":0.9991972,"punctuated_word":"any","sentiment":"neutral","sentiment_score":-0.046232499182224274},{"word":"of","start":1603.5349,"end":1603.615,"confidence":0.99962986,"punctuated_word":"of","sentiment":"neutral","sentiment_score":-0.05050427094101906},{"word":"that","start":1603.615,"end":1603.9349,"confidence":0.9987633,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07833415269851685},{"word":"yourself","start":1603.9349,"end":1604.4349,"confidence":0.7204676,"punctuated_word":"yourself,","sentiment":"neutral","sentiment_score":-0.06573614478111267},{"word":"or","start":1604.6549,"end":1604.975,"confidence":0.9993105,"punctuated_word":"or","sentiment":"neutral","sentiment_score":-0.054580871015787125},{"word":"is","start":1604.975,"end":1605.1349,"confidence":0.99777347,"punctuated_word":"is","sentiment":"neutral","sentiment_score":-0.06985391676425934},{"word":"that","start":1605.1349,"end":1605.375,"confidence":0.99866474,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.07235696911811829},{"word":"purely","start":1605.375,"end":1605.875,"confidence":0.9992532,"punctuated_word":"purely","sentiment":"neutral","sentiment_score":-0.05357322841882706},{"word":"outside","start":1607.455,"end":1607.955,"confidence":0.8467408,"punctuated_word":"outside?","sentiment":"neutral","sentiment_score":-0.0391765758395195},{"word":"you","start":1609.12,"end":1609.28,"confidence":0.9700201,"punctuated_word":"You","sentiment":"neutral","sentiment_score":-0.049664415419101715},{"word":"just","start":1609.28,"end":1609.44,"confidence":0.9798206,"punctuated_word":"just","sentiment":"neutral","sentiment_score":-0.06860435009002686},{"word":"basically","start":1609.44,"end":1609.84,"confidence":0.9772321,"punctuated_word":"basically","sentiment":"neutral","sentiment_score":-0.06212654709815979},{"word":"go","start":1609.84,"end":1610.1599,"confidence":0.9821993,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.05959102883934975},{"word":"off","start":1610.1599,"end":1610.64,"confidence":0.76124614,"punctuated_word":"off.","sentiment":"neutral","sentiment_score":-0.052190013229846954},{"word":"yeah","start":1610.64,"end":1611.14,"confidence":0.9955298,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.07083963602781296},{"word":"yeah","start":1619.9199,"end":1620.4199,"confidence":0.94372725,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.1536664515733719},{"word":"so","start":1622.905,"end":1623.225,"confidence":0.9758705,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.0661429837346077},{"word":"if","start":1623.225,"end":1623.305,"confidence":0.1831356,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.08464624732732773},{"word":"you","start":1623.305,"end":1623.465,"confidence":0.9578345,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.054629646241664886},{"word":"have","start":1623.465,"end":1623.625,"confidence":0.47963965,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.04581855982542038},{"word":"a","start":1623.625,"end":1624.125,"confidence":0.3291794,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.03612148761749267},{"word":"there's","start":1624.585,"end":1624.905,"confidence":0.99324584,"punctuated_word":"there's","sentiment":"neutral","sentiment_score":-0.14845392107963562},{"word":"no","start":1624.905,"end":1625.0651,"confidence":0.9924194,"punctuated_word":"no","sentiment":"neutral","sentiment_score":-0.24114003777503967},{"word":"way","start":1625.0651,"end":1625.225,"confidence":0.9976815,"punctuated_word":"way","sentiment":"neutral","sentiment_score":-0.26160120964050293},{"word":"you","start":1625.225,"end":1625.465,"confidence":0.99060374,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.19545187056064608},{"word":"guys","start":1625.465,"end":1625.625,"confidence":0.99901533,"punctuated_word":"guys","sentiment":"neutral","sentiment_score":-0.1905079334974289},{"word":"would","start":1625.625,"end":1625.785,"confidence":0.996161,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.16779300570487976},{"word":"have","start":1625.785,"end":1625.865,"confidence":0.66917694,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.16695468127727509},{"word":"been","start":1625.865,"end":1626.025,"confidence":0.9964233,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.1709686815738678},{"word":"able","start":1626.025,"end":1626.185,"confidence":0.60198784,"punctuated_word":"able","sentiment":"neutral","sentiment_score":-0.1176028698682785},{"word":"to","start":1626.185,"end":1626.265,"confidence":0.99600095,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.10633040964603424},{"word":"pick","start":1626.265,"end":1626.425,"confidence":0.92947584,"punctuated_word":"pick","sentiment":"neutral","sentiment_score":-0.18687640130519867},{"word":"up","start":1626.425,"end":1626.585,"confidence":0.994249,"punctuated_word":"up","sentiment":"neutral","sentiment_score":-0.1395188271999359},{"word":"on","start":1626.585,"end":1626.665,"confidence":0.9623105,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.11858540773391724},{"word":"either","start":1626.665,"end":1626.985,"confidence":0.85663366,"punctuated_word":"either,","sentiment":"neutral","sentiment_score":-0.14513486623764038},{"word":"unfortunately","start":1626.985,"end":1627.485,"confidence":0.9893733,"punctuated_word":"unfortunately.","sentiment":"neutral","sentiment_score":-0.25884318351745605},{"word":"yep","start":1667.28,"end":1667.52,"confidence":0.92609656,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.048192158341407776},{"word":"yep","start":1667.52,"end":1668.02,"confidence":0.9240338,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04685438796877861},{"word":"alright","start":1670.9601,"end":1671.4601,"confidence":0.89931685,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.028307994827628136},{"word":"no","start":1677.2001,"end":1677.68,"confidence":0.83523536,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.1308206021785736},{"word":"no","start":1677.68,"end":1677.92,"confidence":0.75665915,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.12250154465436935},{"word":"i'll","start":1677.92,"end":1678.16,"confidence":0.520922,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":-0.09199783205986024},{"word":"run","start":1678.16,"end":1678.4,"confidence":0.9901766,"punctuated_word":"run","sentiment":"neutral","sentiment_score":-0.127394437789917},{"word":"it","start":1678.4,"end":1678.9,"confidence":0.7979506,"punctuated_word":"it.","sentiment":"neutral","sentiment_score":-0.10758228600025176},{"word":"yep","start":1691.375,"end":1691.875,"confidence":0.99840796,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1500038206577301},{"word":"yeah","start":1692.015,"end":1692.3351,"confidence":0.94684005,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.3007487952709198},{"word":"sounds","start":1692.3351,"end":1692.655,"confidence":0.6590906,"punctuated_word":"Sounds","sentiment":"positive","sentiment_score":0.5928954482078552},{"word":"good","start":1692.655,"end":1693.155,"confidence":0.9984106,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.5958335399627686},{"word":"no","start":1702.85,"end":1703.35,"confidence":0.9045626,"punctuated_word":"No.","sentiment":"negative","sentiment_score":-0.4319786727428436},{"word":"not","start":1703.49,"end":1703.65,"confidence":0.2808651,"punctuated_word":"Not","sentiment":"negative","sentiment_score":-0.5871402025222778},{"word":"i","start":1703.81,"end":1703.97,"confidence":0.89057326,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.6159558892250061},{"word":"think","start":1703.97,"end":1704.13,"confidence":0.970109,"punctuated_word":"think","sentiment":"negative","sentiment_score":-0.7023832201957703},{"word":"i'm","start":1704.13,"end":1704.63,"confidence":0.96010166,"punctuated_word":"I'm","sentiment":"negative","sentiment_score":-0.7001899480819702},{"word":"nothing","start":1706.77,"end":1707.09,"confidence":0.29907817,"punctuated_word":"nothing","sentiment":"negative","sentiment_score":-0.77446448802948},{"word":"happy","start":1707.09,"end":1707.59,"confidence":0.43800873,"punctuated_word":"happy","sentiment":"negative","sentiment_score":-0.6616469621658325},{"word":"about","start":1707.65,"end":1707.81,"confidence":0.7348765,"punctuated_word":"about","sentiment":"negative","sentiment_score":-0.6758132576942444},{"word":"it","start":1707.81,"end":1708.31,"confidence":0.82589316,"punctuated_word":"it.","sentiment":"negative","sentiment_score":-0.5557647943496704},{"word":"in","start":1742.475,"end":1742.635,"confidence":0.49853292,"punctuated_word":"In","sentiment":"neutral","sentiment_score":0.030685685575008392},{"word":"terms","start":1742.635,"end":1742.875,"confidence":0.9998865,"punctuated_word":"terms","sentiment":"neutral","sentiment_score":0.027402527630329132},{"word":"of","start":1742.875,"end":1743.115,"confidence":0.9179058,"punctuated_word":"of,","sentiment":"neutral","sentiment_score":0.03663867712020874},{"word":"yes","start":1743.115,"end":1743.435,"confidence":0.87453675,"punctuated_word":"yes,","sentiment":"neutral","sentiment_score":0.06039882451295853},{"word":"superannuation","start":1743.435,"end":1743.935,"confidence":0.97745407,"punctuated_word":"superannuation,","sentiment":"neutral","sentiment_score":0.08832910656929016},{"word":"yes","start":1744.555,"end":1745.055,"confidence":0.8350384,"punctuated_word":"yes.","sentiment":"neutral","sentiment_score":0.07198033481836319},{"word":"a","start":1745.355,"end":1745.515,"confidence":0.99810743,"punctuated_word":"A","sentiment":"neutral","sentiment_score":0.023781709372997284},{"word":"little","start":1745.515,"end":1745.755,"confidence":0.9999157,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.008944448083639145},{"word":"bit","start":1745.755,"end":1746.155,"confidence":0.9651262,"punctuated_word":"bit.","sentiment":"neutral","sentiment_score":0.025743845850229263},{"word":"not","start":1746.155,"end":1746.395,"confidence":0.9924429,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.02533028274774551},{"word":"aggressively","start":1746.395,"end":1746.895,"confidence":0.99915016,"punctuated_word":"aggressively","sentiment":"neutral","sentiment_score":-0.0502205416560173},{"word":"because","start":1747.435,"end":1747.755,"confidence":0.66083586,"punctuated_word":"because","sentiment":"neutral","sentiment_score":-0.05036096274852753},{"word":"i","start":1747.755,"end":1748.0751,"confidence":0.9964083,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.048273324966430664},{"word":"literally","start":1748.0751,"end":1748.555,"confidence":0.6194455,"punctuated_word":"literally","sentiment":"neutral","sentiment_score":-0.07493089139461517},{"word":"don't","start":1748.555,"end":1749.055,"confidence":0.9974045,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.04793207347393036},{"word":"really","start":1749.115,"end":1749.355,"confidence":0.9927711,"punctuated_word":"really","sentiment":"neutral","sentiment_score":-0.027657397091388702},{"word":"know","start":1749.355,"end":1749.595,"confidence":0.99328846,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.04766063019633293},{"word":"much","start":1749.595,"end":1749.835,"confidence":0.99490273,"punctuated_word":"much","sentiment":"neutral","sentiment_score":-0.043410491198301315},{"word":"about","start":1749.835,"end":1750.235,"confidence":0.9968172,"punctuated_word":"about","sentiment":"neutral","sentiment_score":-0.032489143311977386},{"word":"shares","start":1750.235,"end":1750.635,"confidence":0.52250725,"punctuated_word":"shares,","sentiment":"neutral","sentiment_score":-0.02685653604567051},{"word":"but","start":1750.635,"end":1750.92,"confidence":0.9989686,"punctuated_word":"but","sentiment":"neutral","sentiment_score":0.0421832799911499},{"word":"i","start":1751.8,"end":1751.9601,"confidence":0.9986739,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.21594646573066711},{"word":"am","start":1751.9601,"end":1752.12,"confidence":0.97236913,"punctuated_word":"am","sentiment":"neutral","sentiment_score":0.27025216817855835},{"word":"willing","start":1752.12,"end":1752.4401,"confidence":0.9980683,"punctuated_word":"willing","sentiment":"neutral","sentiment_score":0.20454660058021543},{"word":"to","start":1752.4401,"end":1752.52,"confidence":0.99864787,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.2267756164073944},{"word":"take","start":1752.52,"end":1752.64,"confidence":0.9996643,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.1573389172554016},{"word":"a","start":1752.64,"end":1752.76,"confidence":0.9962529,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.20341524481773376},{"word":"little","start":1752.76,"end":1753.0,"confidence":0.9989675,"punctuated_word":"little","sentiment":"neutral","sentiment_score":0.1230514645576477},{"word":"bit","start":1753.0,"end":1753.16,"confidence":0.9984219,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":0.12727564573287964},{"word":"of","start":1753.16,"end":1753.24,"confidence":0.9937668,"punctuated_word":"of","sentiment":"neutral","sentiment_score":0.13701556622982025},{"word":"risk","start":1753.24,"end":1753.74,"confidence":0.9600363,"punctuated_word":"risk.","sentiment":"neutral","sentiment_score":0.06415484100580215},{"word":"yeah","start":1758.36,"end":1758.76,"confidence":0.95872355,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.12920045852661133},{"word":"i'll","start":1758.76,"end":1758.92,"confidence":0.8774028,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.102820985019207},{"word":"tell","start":1758.92,"end":1759.0801,"confidence":0.5680556,"punctuated_word":"tell","sentiment":"neutral","sentiment_score":0.09994051605463028},{"word":"them","start":1759.0801,"end":1759.16,"confidence":0.48978618,"punctuated_word":"them","sentiment":"neutral","sentiment_score":0.10218705981969832},{"word":"what","start":1759.16,"end":1759.4,"confidence":0.7179134,"punctuated_word":"what","sentiment":"neutral","sentiment_score":0.0826893299818039},{"word":"i","start":1759.4,"end":1759.9,"confidence":0.4428139,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.11049466580152512},{"word":"is","start":1760.2001,"end":1760.36,"confidence":0.9019069,"punctuated_word":"is","sentiment":"neutral","sentiment_score":0.06940431892871857},{"word":"that","start":1760.36,"end":1760.6001,"confidence":0.607205,"punctuated_word":"that","sentiment":"neutral","sentiment_score":0.09940376877784728},{"word":"mild","start":1760.6001,"end":1761.0,"confidence":0.98007697,"punctuated_word":"mild","sentiment":"neutral","sentiment_score":0.11574918031692503},{"word":"mild","start":1761.0,"end":1761.3201,"confidence":0.87499976,"punctuated_word":"mild","sentiment":"neutral","sentiment_score":0.0819222703576088},{"word":"risk","start":1761.3201,"end":1761.56,"confidence":0.99716127,"punctuated_word":"risk","sentiment":"neutral","sentiment_score":0.018618859350681305},{"word":"taker","start":1761.56,"end":1762.06,"confidence":0.9961684,"punctuated_word":"taker?","sentiment":"neutral","sentiment_score":0.060633376240730286},{"word":"okay","start":1765.335,"end":1765.735,"confidence":0.989257,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":0.05656653642654419},{"word":"yep","start":1765.735,"end":1766.235,"confidence":0.98475003,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.04079299420118332},{"word":"not","start":1767.095,"end":1767.595,"confidence":0.67739934,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.09274332225322723},{"word":"yet","start":1767.655,"end":1768.155,"confidence":0.9247155,"punctuated_word":"yet.","sentiment":"neutral","sentiment_score":-0.16302943229675293},{"word":"yes","start":1790.84,"end":1791.34,"confidence":0.94839513,"punctuated_word":"Yes.","sentiment":"neutral","sentiment_score":-0.10895185172557832},{"word":"i","start":1791.88,"end":1792.04,"confidence":0.98441225,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.23196589946746823},{"word":"reckon","start":1792.04,"end":1792.44,"confidence":0.9869652,"punctuated_word":"reckon","sentiment":"neutral","sentiment_score":-0.254578560590744},{"word":"if","start":1792.44,"end":1792.6799,"confidence":0.88506913,"punctuated_word":"if","sentiment":"neutral","sentiment_score":-0.31903958320617676},{"word":"it","start":1792.6799,"end":1792.84,"confidence":0.95403737,"punctuated_word":"it","sentiment":"negative","sentiment_score":-0.4375220239162445},{"word":"dipped","start":1792.84,"end":1793.32,"confidence":0.7355194,"punctuated_word":"dipped","sentiment":"negative","sentiment_score":-0.3859694004058838},{"word":"by","start":1793.32,"end":1793.72,"confidence":0.98442775,"punctuated_word":"by","sentiment":"negative","sentiment_score":-0.4395835995674134},{"word":"probably","start":1793.72,"end":1794.2,"confidence":0.6943418,"punctuated_word":"probably","sentiment":"negative","sentiment_score":-0.3726859986782074},{"word":"think","start":1794.575,"end":1794.895,"confidence":0.98604625,"punctuated_word":"think","sentiment":"negative","sentiment_score":-0.37696799635887146},{"word":"30%","start":1794.895,"end":1795.455,"confidence":0.9618634,"punctuated_word":"30%","sentiment":"neutral","sentiment_score":-0.3265290856361389},{"word":"would","start":1795.455,"end":1795.9349,"confidence":0.99516296,"punctuated_word":"would","sentiment":"negative","sentiment_score":-0.42130473256111145},{"word":"concern","start":1795.9349,"end":1796.335,"confidence":0.97247183,"punctuated_word":"concern","sentiment":"negative","sentiment_score":-0.4335273504257202},{"word":"me","start":1796.335,"end":1796.495,"confidence":0.9848204,"punctuated_word":"me","sentiment":"negative","sentiment_score":-0.4354545474052429},{"word":"quite","start":1796.495,"end":1796.815,"confidence":0.982261,"punctuated_word":"quite","sentiment":"negative","sentiment_score":-0.425512433052063},{"word":"a","start":1796.815,"end":1796.895,"confidence":0.99843043,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.41897788643836975},{"word":"bit","start":1796.895,"end":1797.055,"confidence":0.9401448,"punctuated_word":"bit.","sentiment":"negative","sentiment_score":-0.3684178590774536},{"word":"i'd","start":1797.055,"end":1797.215,"confidence":0.90115225,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.242034912109375},{"word":"probably","start":1797.215,"end":1797.535,"confidence":0.98444045,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.21832060813903809},{"word":"be","start":1797.535,"end":1797.695,"confidence":0.9707402,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.21406719088554385},{"word":"calling","start":1797.695,"end":1797.9349,"confidence":0.9958483,"punctuated_word":"calling","sentiment":"neutral","sentiment_score":-0.20138780772686005},{"word":"you","start":1797.9349,"end":1798.095,"confidence":0.9937628,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.18485738337039948},{"word":"guys","start":1798.095,"end":1798.595,"confidence":0.70123243,"punctuated_word":"guys.","sentiment":"neutral","sentiment_score":-0.17417898774147034},{"word":"hey","start":1799.135,"end":1799.215,"confidence":0.7046894,"punctuated_word":"Hey.","sentiment":"neutral","sentiment_score":-0.0546976737678051},{"word":"so","start":1799.215,"end":1799.715,"confidence":0.9949633,"punctuated_word":"So","sentiment":"neutral","sentiment_score":-0.056636832654476166},{"word":"what's","start":1800.015,"end":1800.335,"confidence":0.93026733,"punctuated_word":"what's","sentiment":"neutral","sentiment_score":-0.0693536251783371},{"word":"going","start":1800.335,"end":1800.655,"confidence":0.99471587,"punctuated_word":"going","sentiment":"neutral","sentiment_score":-0.07853899151086807},{"word":"on","start":1800.655,"end":1801.155,"confidence":0.9968267,"punctuated_word":"on?","sentiment":"neutral","sentiment_score":-0.06989986449480057},{"word":"25","start":1804.255,"end":1804.895,"confidence":0.9906864,"punctuated_word":"25","sentiment":"neutral","sentiment_score":-0.15173467993736267},{"word":"to","start":1804.895,"end":1805.055,"confidence":0.9801906,"punctuated_word":"to","sentiment":"neutral","sentiment_score":-0.20014646649360657},{"word":"30","start":1805.055,"end":1805.455,"confidence":0.99937695,"punctuated_word":"30","sentiment":"neutral","sentiment_score":-0.16936251521110535},{"word":"would","start":1805.455,"end":1805.615,"confidence":0.9961921,"punctuated_word":"would","sentiment":"neutral","sentiment_score":-0.287137508392334},{"word":"probably","start":1805.615,"end":1805.9349,"confidence":0.99746287,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.2690678536891937},{"word":"be","start":1805.9349,"end":1806.095,"confidence":0.99855953,"punctuated_word":"be","sentiment":"neutral","sentiment_score":-0.29584163427352905},{"word":"where","start":1806.095,"end":1806.335,"confidence":0.996148,"punctuated_word":"where","sentiment":"neutral","sentiment_score":-0.21130968630313873},{"word":"i'd","start":1806.335,"end":1806.495,"confidence":0.97806674,"punctuated_word":"I'd","sentiment":"neutral","sentiment_score":-0.2814399003982544},{"word":"start","start":1806.495,"end":1806.815,"confidence":0.99494874,"punctuated_word":"start","sentiment":"negative","sentiment_score":-0.35476553440093994},{"word":"getting","start":1806.815,"end":1807.29,"confidence":0.94088525,"punctuated_word":"getting","sentiment":"neutral","sentiment_score":-0.32527124881744385},{"word":"little","start":1807.37,"end":1807.53,"confidence":0.99250704,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.2471238374710083},{"word":"worried","start":1807.53,"end":1807.8501,"confidence":0.8836163,"punctuated_word":"worried.","sentiment":"negative","sentiment_score":-0.33999741077423096},{"word":"because","start":1807.8501,"end":1808.17,"confidence":0.7983091,"punctuated_word":"Because,","sentiment":"neutral","sentiment_score":-0.2780771255493164},{"word":"obviously","start":1808.17,"end":1808.5701,"confidence":0.9986166,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":-0.2712428867816925},{"word":"it's","start":1808.5701,"end":1809.05,"confidence":0.99943596,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.33727186918258667},{"word":"it's","start":1809.05,"end":1809.2101,"confidence":0.9810674,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.35109567642211914},{"word":"more","start":1809.2101,"end":1809.4501,"confidence":0.99073166,"punctuated_word":"more","sentiment":"negative","sentiment_score":-0.3766840100288391},{"word":"than","start":1809.4501,"end":1809.53,"confidence":0.9267046,"punctuated_word":"than","sentiment":"negative","sentiment_score":-0.34318655729293823},{"word":"likely","start":1809.53,"end":1809.8501,"confidence":0.9994123,"punctuated_word":"likely","sentiment":"negative","sentiment_score":-0.3533553183078766},{"word":"done","start":1809.8501,"end":1809.93,"confidence":0.51930535,"punctuated_word":"done.","sentiment":"neutral","sentiment_score":-0.3309077322483063},{"word":"i","start":1809.93,"end":1810.01,"confidence":0.94236064,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.2440534085035324},{"word":"don't","start":1810.01,"end":1810.17,"confidence":0.96456015,"punctuated_word":"don't","sentiment":"neutral","sentiment_score":-0.26503509283065796},{"word":"know","start":1810.17,"end":1810.25,"confidence":0.9891922,"punctuated_word":"know","sentiment":"neutral","sentiment_score":-0.29534488916397095},{"word":"how","start":1810.25,"end":1810.41,"confidence":0.9946567,"punctuated_word":"how","sentiment":"neutral","sentiment_score":-0.2597399652004242},{"word":"long","start":1810.41,"end":1810.73,"confidence":0.99951446,"punctuated_word":"long","sentiment":"neutral","sentiment_score":-0.25508689880371094},{"word":"this","start":1810.73,"end":1810.9701,"confidence":0.956679,"punctuated_word":"this","sentiment":"negative","sentiment_score":-0.3723504245281219},{"word":"was","start":1810.9701,"end":1811.2101,"confidence":0.528411,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.30178648233413696},{"word":"gonna","start":1811.2101,"end":1811.4501,"confidence":0.9876873,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.27194416522979736},{"word":"go","start":1811.4501,"end":1811.53,"confidence":0.9944989,"punctuated_word":"go","sentiment":"neutral","sentiment_score":-0.2784745991230011},{"word":"on","start":1811.53,"end":1811.6901,"confidence":0.9814898,"punctuated_word":"on,","sentiment":"neutral","sentiment_score":-0.2656484842300415},{"word":"but","start":1811.6901,"end":1811.77,"confidence":0.99959713,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.22504132986068728},{"word":"it's","start":1811.77,"end":1811.93,"confidence":0.9825599,"punctuated_word":"it's","sentiment":"neutral","sentiment_score":-0.29958754777908325},{"word":"probably","start":1811.93,"end":1812.17,"confidence":0.9541082,"punctuated_word":"probably","sentiment":"neutral","sentiment_score":-0.3128480911254883},{"word":"gonna","start":1812.17,"end":1812.3301,"confidence":0.99643886,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":-0.2872466444969177},{"word":"do","start":1812.3301,"end":1812.49,"confidence":0.99437165,"punctuated_word":"do","sentiment":"neutral","sentiment_score":-0.26484280824661255},{"word":"it","start":1812.49,"end":1812.5701,"confidence":0.90814865,"punctuated_word":"it","sentiment":"neutral","sentiment_score":-0.27394816279411316},{"word":"again","start":1812.5701,"end":1812.89,"confidence":0.95934296,"punctuated_word":"again.","sentiment":"neutral","sentiment_score":-0.25897398591041565},{"word":"right","start":1812.89,"end":1813.39,"confidence":0.99593234,"punctuated_word":"Right?","sentiment":"neutral","sentiment_score":-0.08320649713277817},{"word":"and","start":1815.2101,"end":1815.37,"confidence":0.30757228,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.2113543301820755},{"word":"we're","start":1815.37,"end":1815.53,"confidence":0.9688059,"punctuated_word":"we're","sentiment":"neutral","sentiment_score":0.11769115924835204},{"word":"gonna","start":1815.53,"end":1815.77,"confidence":0.98975754,"punctuated_word":"gonna","sentiment":"neutral","sentiment_score":0.0981767401099205},{"word":"take","start":1815.77,"end":1816.01,"confidence":0.95506954,"punctuated_word":"take","sentiment":"neutral","sentiment_score":0.06550485640764236},{"word":"a","start":1816.01,"end":1816.17,"confidence":0.7460582,"punctuated_word":"a","sentiment":"neutral","sentiment_score":0.13477791845798492},{"word":"massive","start":1816.17,"end":1816.67,"confidence":0.46951097,"punctuated_word":"massive","sentiment":"neutral","sentiment_score":0.11517555266618729},{"word":"dive","start":1816.9701,"end":1817.4701,"confidence":0.6835851,"punctuated_word":"dive.","sentiment":"neutral","sentiment_score":0.15082301199436188},{"word":"yep","start":1821.625,"end":1822.125,"confidence":0.8960789,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1602739244699478},{"word":"after","start":1845.71,"end":1846.11,"confidence":0.6395665,"punctuated_word":"After","sentiment":"neutral","sentiment_score":0.14201781153678894},{"word":"seeing","start":1846.11,"end":1846.61,"confidence":0.95917183,"punctuated_word":"seeing","sentiment":"neutral","sentiment_score":0.21686893701553345},{"word":"kind","start":1846.6699,"end":1846.91,"confidence":0.4136002,"punctuated_word":"kind","sentiment":"neutral","sentiment_score":0.1838151216506958},{"word":"of","start":1846.91,"end":1847.07,"confidence":0.99767405,"punctuated_word":"of","sentiment":"positive","sentiment_score":0.38915690779685974},{"word":"bounced","start":1847.07,"end":1847.39,"confidence":0.5018406,"punctuated_word":"bounced","sentiment":"positive","sentiment_score":0.4090528190135956},{"word":"back","start":1847.39,"end":1847.63,"confidence":0.9785169,"punctuated_word":"back","sentiment":"positive","sentiment_score":0.4232404828071594},{"word":"from","start":1847.63,"end":1847.87,"confidence":0.9494286,"punctuated_word":"from","sentiment":"positive","sentiment_score":0.4922276735305786},{"word":"covid","start":1847.87,"end":1848.37,"confidence":0.97722,"punctuated_word":"COVID,","sentiment":"positive","sentiment_score":0.3965797424316406},{"word":"kinda","start":1850.385,"end":1850.625,"confidence":0.79659975,"punctuated_word":"Kinda","sentiment":"positive","sentiment_score":0.5934661626815796},{"word":"pretty","start":1850.625,"end":1850.865,"confidence":0.981868,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.5938920974731445},{"word":"confident","start":1850.865,"end":1851.185,"confidence":0.9862927,"punctuated_word":"confident","sentiment":"positive","sentiment_score":0.5733693242073059},{"word":"that","start":1851.185,"end":1851.265,"confidence":0.8878743,"punctuated_word":"that,","sentiment":"positive","sentiment_score":0.5535820722579956},{"word":"yeah","start":1851.265,"end":1851.5851,"confidence":0.9960983,"punctuated_word":"yeah,","sentiment":"positive","sentiment_score":0.6397080421447754},{"word":"the","start":1851.5851,"end":1851.745,"confidence":0.91335326,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5929481387138367},{"word":"the","start":1851.745,"end":1851.905,"confidence":0.7926976,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.5578113794326782},{"word":"market","start":1851.905,"end":1852.145,"confidence":0.9850559,"punctuated_word":"market","sentiment":"positive","sentiment_score":0.519268810749054},{"word":"will","start":1852.145,"end":1852.305,"confidence":0.950788,"punctuated_word":"will","sentiment":"positive","sentiment_score":0.5461341142654419},{"word":"typically","start":1852.305,"end":1852.785,"confidence":0.9577475,"punctuated_word":"typically","sentiment":"positive","sentiment_score":0.520361602306366},{"word":"bounce","start":1852.785,"end":1853.105,"confidence":0.7773997,"punctuated_word":"bounce","sentiment":"positive","sentiment_score":0.5326691269874573},{"word":"back","start":1853.105,"end":1853.605,"confidence":0.9970726,"punctuated_word":"back.","sentiment":"positive","sentiment_score":0.4079716205596924},{"word":"just","start":1855.985,"end":1856.225,"confidence":0.9533756,"punctuated_word":"Just","sentiment":"neutral","sentiment_score":0.25599682331085205},{"word":"trying","start":1856.225,"end":1856.345,"confidence":0.8831118,"punctuated_word":"trying","sentiment":"neutral","sentiment_score":0.18952542543411255},{"word":"to","start":1856.345,"end":1856.4651,"confidence":0.9971744,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1669006496667862},{"word":"work","start":1856.4651,"end":1856.7051,"confidence":0.9976418,"punctuated_word":"work","sentiment":"neutral","sentiment_score":0.1619548350572586},{"word":"out","start":1856.7051,"end":1856.865,"confidence":0.98416615,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1199939027428627},{"word":"when","start":1856.865,"end":1857.025,"confidence":0.9989034,"punctuated_word":"when","sentiment":"neutral","sentiment_score":0.14011266827583313},{"word":"i","start":1857.025,"end":1857.105,"confidence":0.9996885,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.07581248879432678},{"word":"should","start":1857.105,"end":1857.425,"confidence":0.99892455,"punctuated_word":"should","sentiment":"neutral","sentiment_score":0.08877517282962799},{"word":"sell","start":1857.425,"end":1857.745,"confidence":0.99447376,"punctuated_word":"sell","sentiment":"neutral","sentiment_score":0.08818771690130234},{"word":"my","start":1857.745,"end":1857.905,"confidence":0.98946744,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.06491469591856003},{"word":"current","start":1857.905,"end":1858.385,"confidence":0.9737362,"punctuated_word":"current","sentiment":"neutral","sentiment_score":0.08224532008171082},{"word":"stocks","start":1858.385,"end":1858.785,"confidence":0.75226986,"punctuated_word":"stocks","sentiment":"neutral","sentiment_score":0.050625935196876526},{"word":"before","start":1858.785,"end":1859.265,"confidence":0.9987839,"punctuated_word":"before","sentiment":"neutral","sentiment_score":0.028629407286643985},{"word":"everything","start":1859.265,"end":1859.745,"confidence":0.9703058,"punctuated_word":"everything","sentiment":"neutral","sentiment_score":-0.016414359211921692},{"word":"dies","start":1859.745,"end":1860.245,"confidence":0.50498927,"punctuated_word":"dies,","sentiment":"neutral","sentiment_score":-0.00594212394207716},{"word":"if","start":1860.4651,"end":1860.625,"confidence":0.9861541,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.11775606125593184},{"word":"i","start":1860.625,"end":1860.785,"confidence":0.99336547,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.05228215456008911},{"word":"should","start":1860.785,"end":1861.285,"confidence":0.9927075,"punctuated_word":"should.","sentiment":"neutral","sentiment_score":0.07077443599700928},{"word":"any","start":1861.745,"end":1861.985,"confidence":0.39812407,"punctuated_word":"Any","sentiment":"neutral","sentiment_score":0.022082116454839703},{"word":"question","start":1861.985,"end":1862.305,"confidence":0.8669241,"punctuated_word":"question","sentiment":"neutral","sentiment_score":0.005864694714546204},{"word":"i","start":1862.305,"end":1862.385,"confidence":0.9887213,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.00009271875023841858},{"word":"got","start":1862.385,"end":1862.625,"confidence":0.91208917,"punctuated_word":"got","sentiment":"neutral","sentiment_score":0.007391296327114105},{"word":"for","start":1862.625,"end":1862.785,"confidence":0.9970656,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.0029271095991134644},{"word":"you","start":1862.785,"end":1863.285,"confidence":0.9539287,"punctuated_word":"you?","sentiment":"neutral","sentiment_score":0.018471011891961098},{"word":"yeah","start":1877.23,"end":1877.73,"confidence":0.9318285,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.15707018971443176},{"word":"yeah","start":1878.1901,"end":1878.6901,"confidence":0.8814393,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.1054498553276062},{"word":"yep","start":1906.0,"end":1906.5,"confidence":0.76040995,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.014659613370895386},{"word":"yeah","start":1916.315,"end":1916.815,"confidence":0.9091523,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.015720371156930923},{"word":"no","start":1936.8151,"end":1936.9751,"confidence":0.7790567,"punctuated_word":"No.","sentiment":"neutral","sentiment_score":-0.09222306311130524},{"word":"probably","start":1936.9751,"end":1937.375,"confidence":0.89500165,"punctuated_word":"Probably","sentiment":"neutral","sentiment_score":-0.11111775785684586},{"word":"not","start":1937.375,"end":1937.875,"confidence":0.9411894,"punctuated_word":"not.","sentiment":"neutral","sentiment_score":-0.13188570737838745},{"word":"not","start":1938.415,"end":1938.655,"confidence":0.98959094,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.13764673471450806},{"word":"with","start":1938.655,"end":1939.155,"confidence":0.99141496,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.201425701379776},{"word":"not","start":1940.415,"end":1940.5751,"confidence":0.78676283,"punctuated_word":"not","sentiment":"neutral","sentiment_score":-0.16557058691978457},{"word":"with","start":1940.5751,"end":1941.0751,"confidence":0.99761236,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.2704620957374573},{"word":"a","start":1941.2151,"end":1941.375,"confidence":0.50671065,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.2170953154563904},{"word":"wife","start":1941.375,"end":1941.6951,"confidence":0.96785665,"punctuated_word":"wife","sentiment":"neutral","sentiment_score":-0.18240416049957275},{"word":"and","start":1941.6951,"end":1941.855,"confidence":0.9823591,"punctuated_word":"and","sentiment":"neutral","sentiment_score":-0.19217710196971893},{"word":"two","start":1941.855,"end":1942.0951,"confidence":0.98800695,"punctuated_word":"two","sentiment":"neutral","sentiment_score":-0.19521492719650269},{"word":"kids","start":1942.0951,"end":1942.415,"confidence":0.98393446,"punctuated_word":"kids","sentiment":"neutral","sentiment_score":-0.1593913435935974},{"word":"now","start":1942.415,"end":1942.915,"confidence":0.89960635,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.1705961674451828},{"word":"it's","start":1942.9751,"end":1943.295,"confidence":0.9481758,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.1519627422094345},{"word":"a","start":1943.295,"end":1943.375,"confidence":0.96891755,"punctuated_word":"a","sentiment":"neutral","sentiment_score":-0.17032460868358612},{"word":"little","start":1943.375,"end":1943.615,"confidence":0.99376416,"punctuated_word":"little","sentiment":"neutral","sentiment_score":-0.1685127317905426},{"word":"bit","start":1943.615,"end":1943.6951,"confidence":0.95846736,"punctuated_word":"bit","sentiment":"neutral","sentiment_score":-0.18619515001773831},{"word":"too","start":1943.6951,"end":1943.855,"confidence":0.9867551,"punctuated_word":"too","sentiment":"neutral","sentiment_score":-0.1997496336698532},{"word":"hairy","start":1943.855,"end":1944.355,"confidence":0.65270084,"punctuated_word":"hairy,","sentiment":"neutral","sentiment_score":-0.15551820397377014},{"word":"but","start":1946.0951,"end":1946.3351,"confidence":0.8639748,"punctuated_word":"but","sentiment":"neutral","sentiment_score":-0.08009782433509827},{"word":"that","start":1946.3351,"end":1946.495,"confidence":0.58309674,"punctuated_word":"that","sentiment":"neutral","sentiment_score":-0.132964089512825},{"word":"i","start":1946.5751,"end":1946.735,"confidence":0.7994719,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.15462683141231537},{"word":"was","start":1946.735,"end":1946.895,"confidence":0.47934756,"punctuated_word":"was","sentiment":"neutral","sentiment_score":-0.1889900267124176},{"word":"on","start":1946.895,"end":1947.055,"confidence":0.48560518,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.1844211518764496},{"word":"anything","start":1947.055,"end":1947.4551,"confidence":0.9886208,"punctuated_word":"anything","sentiment":"neutral","sentiment_score":-0.23628300428390503},{"word":"stupid","start":1947.4551,"end":1947.9551,"confidence":0.99565315,"punctuated_word":"stupid.","sentiment":"neutral","sentiment_score":-0.1193394884467125},{"word":"that","start":1970.125,"end":1970.285,"confidence":0.8434056,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.018113963305950165},{"word":"rings","start":1970.285,"end":1970.605,"confidence":0.65375507,"punctuated_word":"rings","sentiment":"neutral","sentiment_score":0.04100313037633896},{"word":"the","start":1970.605,"end":1970.685,"confidence":0.42887482,"punctuated_word":"the","sentiment":"neutral","sentiment_score":0.01761496812105179},{"word":"bell","start":1970.685,"end":1971.185,"confidence":0.9797059,"punctuated_word":"bell.","sentiment":"neutral","sentiment_score":0.02771902270615101},{"word":"yep","start":1986.62,"end":1987.12,"confidence":0.9117478,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.045333605259656906},{"word":"yep","start":2022.905,"end":2023.305,"confidence":0.9639696,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.1260741651058197},{"word":"yep","start":2023.305,"end":2023.805,"confidence":0.9939151,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.11800637096166612},{"word":"i","start":2029.145,"end":2029.545,"confidence":0.5714388,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.25196781754493713},{"word":"nothing","start":2030.265,"end":2030.665,"confidence":0.5807618,"punctuated_word":"nothing.","sentiment":"neutral","sentiment_score":-0.2903594374656677},{"word":"i'm","start":2030.665,"end":2030.7451,"confidence":0.97736883,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.2643633186817169},{"word":"still","start":2030.7451,"end":2030.9851,"confidence":0.89306283,"punctuated_word":"still","sentiment":"neutral","sentiment_score":-0.3125140070915222},{"word":"happy","start":2030.9851,"end":2031.2251,"confidence":0.67004114,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":-0.0987093299627304},{"word":"with","start":2031.2251,"end":2031.385,"confidence":0.9940181,"punctuated_word":"with","sentiment":"neutral","sentiment_score":-0.07726728916168213},{"word":"it","start":2031.385,"end":2031.4651,"confidence":0.79771477,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.07143209874629974},{"word":"yet","start":2031.4651,"end":2031.8651,"confidence":0.9636173,"punctuated_word":"yet.","sentiment":"neutral","sentiment_score":-0.03315117210149765},{"word":"leave","start":2031.8651,"end":2032.1051,"confidence":0.49082083,"punctuated_word":"Leave","sentiment":"neutral","sentiment_score":0.02177181839942932},{"word":"it","start":2032.1051,"end":2032.265,"confidence":0.96084255,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.09973525255918504},{"word":"as","start":2032.265,"end":2032.425,"confidence":0.8214861,"punctuated_word":"as","sentiment":"neutral","sentiment_score":0.07804454118013382},{"word":"is","start":2032.425,"end":2032.925,"confidence":0.78639585,"punctuated_word":"is.","sentiment":"neutral","sentiment_score":0.16435489058494568},{"word":"yep","start":2044.11,"end":2044.61,"confidence":0.8633114,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.08372118324041367},{"word":"alright","start":2156.4102,"end":2156.9102,"confidence":0.83647704,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.07566376030445099},{"word":"i","start":2161.665,"end":2161.745,"confidence":0.9538756,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.052437104284763336},{"word":"mean","start":2161.745,"end":2161.905,"confidence":0.98525214,"punctuated_word":"mean,","sentiment":"neutral","sentiment_score":-0.047877077013254166},{"word":"i","start":2161.905,"end":2161.985,"confidence":0.9949085,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.09609459340572356},{"word":"can't","start":2161.985,"end":2162.225,"confidence":0.92457753,"punctuated_word":"can't","sentiment":"neutral","sentiment_score":-0.10614266246557236},{"word":"look","start":2162.225,"end":2162.3452,"confidence":0.88380486,"punctuated_word":"look","sentiment":"neutral","sentiment_score":-0.1560426652431488},{"word":"at","start":2162.3452,"end":2162.465,"confidence":0.96476895,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.20037247240543363},{"word":"them","start":2162.465,"end":2162.625,"confidence":0.7769416,"punctuated_word":"them","sentiment":"neutral","sentiment_score":-0.13669240474700928},{"word":"right","start":2162.625,"end":2162.7852,"confidence":0.99885833,"punctuated_word":"right","sentiment":"neutral","sentiment_score":-0.2407342791557312},{"word":"now","start":2162.7852,"end":2162.9053,"confidence":0.9596834,"punctuated_word":"now.","sentiment":"neutral","sentiment_score":-0.21998077630996704},{"word":"i'm","start":2162.9053,"end":2163.0251,"confidence":0.936325,"punctuated_word":"I'm","sentiment":"neutral","sentiment_score":-0.1474192589521408},{"word":"looking","start":2163.0251,"end":2163.2651,"confidence":0.46379638,"punctuated_word":"looking","sentiment":"neutral","sentiment_score":-0.1759171485900879},{"word":"on","start":2163.2651,"end":2163.425,"confidence":0.5218983,"punctuated_word":"on","sentiment":"neutral","sentiment_score":-0.12704166769981384},{"word":"my","start":2163.425,"end":2163.5051,"confidence":0.97026193,"punctuated_word":"my","sentiment":"neutral","sentiment_score":-0.1222977340221405},{"word":"job","start":2163.5051,"end":2163.625,"confidence":0.69679254,"punctuated_word":"job","sentiment":"neutral","sentiment_score":-0.08727158606052399},{"word":"at","start":2163.625,"end":2163.745,"confidence":0.34665096,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.11540452390909196},{"word":"home","start":2163.745,"end":2164.065,"confidence":0.8538602,"punctuated_word":"home,","sentiment":"neutral","sentiment_score":-0.04297097772359848},{"word":"but","start":2164.065,"end":2164.565,"confidence":0.88088715,"punctuated_word":"but,","sentiment":"neutral","sentiment_score":-0.010857762768864632},{"word":"obviously","start":2164.865,"end":2165.2651,"confidence":0.94644797,"punctuated_word":"obviously,","sentiment":"neutral","sentiment_score":0.028208089992403984},{"word":"if","start":2165.2651,"end":2165.3452,"confidence":0.6066414,"punctuated_word":"if","sentiment":"neutral","sentiment_score":0.03359082341194153},{"word":"you","start":2165.3452,"end":2165.425,"confidence":0.4229746,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.03323262184858322},{"word":"have","start":2165.425,"end":2165.585,"confidence":0.95555425,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.020542621612548828},{"word":"any","start":2165.585,"end":2165.825,"confidence":0.9825722,"punctuated_word":"any","sentiment":"neutral","sentiment_score":0.08948412537574768},{"word":"questions","start":2165.825,"end":2166.3052,"confidence":0.95199645,"punctuated_word":"questions,","sentiment":"neutral","sentiment_score":0.07704122364521027},{"word":"i","start":2166.3052,"end":2166.465,"confidence":0.9592024,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.12181085348129272},{"word":"can","start":2166.465,"end":2166.965,"confidence":0.62881327,"punctuated_word":"can.","sentiment":"neutral","sentiment_score":0.1142052561044693},{"word":"and","start":2168.705,"end":2169.205,"confidence":0.6009904,"punctuated_word":"And,","sentiment":"neutral","sentiment_score":0.09111212193965912},{"word":"yeah","start":2169.345,"end":2169.585,"confidence":0.9832715,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":0.11672718822956084},{"word":"i","start":2169.585,"end":2169.665,"confidence":0.99927384,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.1137520596385002},{"word":"can","start":2169.665,"end":2169.905,"confidence":0.9983353,"punctuated_word":"can","sentiment":"neutral","sentiment_score":0.08607940375804901},{"word":"email","start":2169.905,"end":2170.385,"confidence":0.98400915,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.08869124948978424},{"word":"email","start":2170.385,"end":2170.625,"confidence":0.9795527,"punctuated_word":"email","sentiment":"neutral","sentiment_score":0.08454737067222595},{"word":"in","start":2170.625,"end":2171.125,"confidence":0.93927586,"punctuated_word":"in.","sentiment":"neutral","sentiment_score":0.06827054172754288},{"word":"not","start":2193.2551,"end":2193.575,"confidence":0.8436726,"punctuated_word":"Not","sentiment":"negative","sentiment_score":-0.4324073791503906},{"word":"a","start":2193.575,"end":2193.8152,"confidence":0.9867699,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.4288557171821594},{"word":"100%","start":2193.8152,"end":2194.635,"confidence":0.9979451,"punctuated_word":"100%","sentiment":"negative","sentiment_score":-0.4143657684326172},{"word":"understanding","start":2194.7751,"end":2195.2751,"confidence":0.9108322,"punctuated_word":"understanding","sentiment":"negative","sentiment_score":-0.5062344074249268},{"word":"exactly","start":2196.2952,"end":2196.7751,"confidence":0.99675936,"punctuated_word":"exactly","sentiment":"negative","sentiment_score":-0.48116710782051086},{"word":"what","start":2196.7751,"end":2197.095,"confidence":0.9995871,"punctuated_word":"what","sentiment":"negative","sentiment_score":-0.5149046778678894},{"word":"sort","start":2197.095,"end":2197.2551,"confidence":0.7473522,"punctuated_word":"sort","sentiment":"negative","sentiment_score":-0.6504499912261963},{"word":"of","start":2197.2551,"end":2197.335,"confidence":0.9780505,"punctuated_word":"of","sentiment":"negative","sentiment_score":-0.56981360912323},{"word":"happened","start":2197.335,"end":2197.735,"confidence":0.99548256,"punctuated_word":"happened","sentiment":"negative","sentiment_score":-0.5086195468902588},{"word":"with","start":2197.735,"end":2197.975,"confidence":0.9865704,"punctuated_word":"with","sentiment":"negative","sentiment_score":-0.5127479434013367},{"word":"ben","start":2197.975,"end":2198.215,"confidence":0.948769,"punctuated_word":"Ben","sentiment":"negative","sentiment_score":-0.5490056276321411},{"word":"long","start":2198.215,"end":2198.5352,"confidence":0.9318728,"punctuated_word":"Long","sentiment":"negative","sentiment_score":-0.5255376696586609},{"word":"and","start":2198.5352,"end":2198.695,"confidence":0.872838,"punctuated_word":"and","sentiment":"negative","sentiment_score":-0.47147291898727417},{"word":"how","start":2198.695,"end":2198.855,"confidence":0.99825007,"punctuated_word":"how","sentiment":"negative","sentiment_score":-0.3959507942199707},{"word":"it's","start":2198.855,"end":2199.355,"confidence":0.9889179,"punctuated_word":"it's","sentiment":"negative","sentiment_score":-0.4609389901161194},{"word":"affected","start":2199.415,"end":2199.915,"confidence":0.99219054,"punctuated_word":"affected","sentiment":"negative","sentiment_score":-0.34672456979751587},{"word":"my","start":2200.0552,"end":2200.5552,"confidence":0.9958047,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.5134545564651489},{"word":"account","start":2202.26,"end":2202.74,"confidence":0.9547583,"punctuated_word":"account.","sentiment":"negative","sentiment_score":-0.5205500721931458},{"word":"so","start":2202.74,"end":2202.9,"confidence":0.9858137,"punctuated_word":"So","sentiment":"negative","sentiment_score":-0.3680323362350464},{"word":"i","start":2202.9,"end":2203.0598,"confidence":0.5526678,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.330817312002182},{"word":"have","start":2203.0598,"end":2203.22,"confidence":0.9103269,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.27332329750061035},{"word":"you","start":2203.6199,"end":2203.8599,"confidence":0.99679023,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.24944360554218292},{"word":"said","start":2203.8599,"end":2204.0999,"confidence":0.9995382,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.1991797834634781},{"word":"they","start":2204.0999,"end":2204.3398,"confidence":0.9843593,"punctuated_word":"they","sentiment":"negative","sentiment_score":-0.4752572476863861},{"word":"dropped","start":2204.3398,"end":2204.8198,"confidence":0.99935704,"punctuated_word":"dropped","sentiment":"negative","sentiment_score":-0.5226876735687256},{"word":"by","start":2204.8198,"end":2205.14,"confidence":0.98789006,"punctuated_word":"by","sentiment":"negative","sentiment_score":-0.4652143716812134},{"word":"20%","start":2205.14,"end":2205.88,"confidence":0.95785165,"punctuated_word":"20%.","sentiment":"negative","sentiment_score":-0.4396072626113891},{"word":"yeah","start":2206.02,"end":2206.26,"confidence":0.9778843,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.2035946249961853},{"word":"or","start":2206.26,"end":2206.42,"confidence":0.52228767,"punctuated_word":"Or","sentiment":"neutral","sentiment_score":-0.19675247371196747},{"word":"you","start":2206.42,"end":2206.5,"confidence":0.9981178,"punctuated_word":"you","sentiment":"neutral","sentiment_score":-0.195910707116127},{"word":"said","start":2206.5,"end":2206.74,"confidence":0.99952006,"punctuated_word":"said","sentiment":"neutral","sentiment_score":-0.16450899839401245},{"word":"my","start":2206.74,"end":2207.24,"confidence":0.98999,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.33424562215805054},{"word":"my","start":2208.3398,"end":2208.42,"confidence":0.98913175,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.39017486572265625},{"word":"total","start":2208.42,"end":2208.92,"confidence":0.9337266,"punctuated_word":"total","sentiment":"negative","sentiment_score":-0.4203045666217804},{"word":"superannuation","start":2209.14,"end":2209.64,"confidence":0.99026155,"punctuated_word":"superannuation","sentiment":"negative","sentiment_score":-0.35149773955345154},{"word":"dropped","start":2209.94,"end":2210.18,"confidence":0.98860234,"punctuated_word":"dropped","sentiment":"negative","sentiment_score":-0.40063250064849854},{"word":"by","start":2210.18,"end":2210.3398,"confidence":0.9984022,"punctuated_word":"by","sentiment":"negative","sentiment_score":-0.3553159534931183},{"word":"20%","start":2210.3398,"end":2210.98,"confidence":0.82106984,"punctuated_word":"20%,","sentiment":"negative","sentiment_score":-0.3503234386444092},{"word":"my","start":2210.98,"end":2211.22,"confidence":0.95621115,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.48408904671669006},{"word":"my","start":2211.22,"end":2211.38,"confidence":0.9876649,"punctuated_word":"my","sentiment":"negative","sentiment_score":-0.48717817664146423},{"word":"total","start":2211.38,"end":2211.7,"confidence":0.9984524,"punctuated_word":"total","sentiment":"negative","sentiment_score":-0.41355660557746887},{"word":"net","start":2211.7,"end":2211.94,"confidence":0.98602283,"punctuated_word":"net","sentiment":"neutral","sentiment_score":-0.26457446813583374},{"word":"worth","start":2211.94,"end":2212.44,"confidence":0.62466615,"punctuated_word":"worth.","sentiment":"neutral","sentiment_score":-0.25162631273269653},{"word":"yeah","start":2252.425,"end":2252.925,"confidence":0.87471765,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":-0.02976037561893463},{"word":"yep","start":2287.895,"end":2288.395,"confidence":0.70144105,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":-0.05305942893028259},{"word":"so","start":2289.735,"end":2289.975,"confidence":0.8121679,"punctuated_word":"So,","sentiment":"neutral","sentiment_score":-0.09825332462787628},{"word":"yeah","start":2289.975,"end":2290.225,"confidence":0.95321465,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.07269608974456787},{"word":"they","start":2290.225,"end":2290.5,"confidence":0.9492594,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.1396932601928711},{"word":"so","start":2290.74,"end":2291.06,"confidence":0.7818912,"punctuated_word":"so,","sentiment":"neutral","sentiment_score":-0.11091817170381546},{"word":"yeah","start":2291.06,"end":2291.38,"confidence":0.8619293,"punctuated_word":"yeah,","sentiment":"neutral","sentiment_score":-0.12419108301401138},{"word":"they","start":2291.38,"end":2291.62,"confidence":0.9965238,"punctuated_word":"they","sentiment":"neutral","sentiment_score":-0.2794764041900635},{"word":"dropped","start":2291.62,"end":2292.12,"confidence":0.5391017,"punctuated_word":"dropped,","sentiment":"neutral","sentiment_score":-0.2737770080566406},{"word":"like","start":2292.74,"end":2293.24,"confidence":0.928108,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.24767997860908508},{"word":"almost","start":2293.38,"end":2293.78,"confidence":0.9947771,"punctuated_word":"almost","sentiment":"neutral","sentiment_score":-0.32127445936203003},{"word":"nine","start":2293.78,"end":2294.1,"confidence":0.978754,"punctuated_word":"nine","sentiment":"negative","sentiment_score":-0.3639398217201233},{"word":"k","start":2294.1,"end":2294.6,"confidence":0.9308471,"punctuated_word":"k.","sentiment":"neutral","sentiment_score":-0.32280248403549194},{"word":"okay","start":2345.0051,"end":2345.5051,"confidence":0.7933209,"punctuated_word":"Okay.","sentiment":"neutral","sentiment_score":-0.280093789100647},{"word":"that","start":2346.125,"end":2346.365,"confidence":0.91481966,"punctuated_word":"That","sentiment":"negative","sentiment_score":-0.6927674412727356},{"word":"sucks","start":2346.365,"end":2346.685,"confidence":0.67100495,"punctuated_word":"sucks","sentiment":"negative","sentiment_score":-0.6126257181167603},{"word":"a","start":2346.685,"end":2346.7651,"confidence":0.6597605,"punctuated_word":"a","sentiment":"negative","sentiment_score":-0.6173065304756165},{"word":"bit","start":2346.7651,"end":2347.2651,"confidence":0.8042747,"punctuated_word":"bit.","sentiment":"negative","sentiment_score":-0.5304553508758545},{"word":"because","start":2347.8052,"end":2348.0452,"confidence":0.49551633,"punctuated_word":"Because","sentiment":"neutral","sentiment_score":-0.3332524299621582},{"word":"i","start":2348.0452,"end":2348.125,"confidence":0.99542713,"punctuated_word":"I","sentiment":"negative","sentiment_score":-0.3486940860748291},{"word":"think","start":2348.125,"end":2348.2852,"confidence":0.9985858,"punctuated_word":"think","sentiment":"neutral","sentiment_score":-0.23234756290912628},{"word":"i","start":2348.2852,"end":2348.365,"confidence":0.9977781,"punctuated_word":"I","sentiment":"neutral","sentiment_score":-0.305978924036026},{"word":"had","start":2348.365,"end":2348.605,"confidence":0.9468846,"punctuated_word":"had,","sentiment":"neutral","sentiment_score":-0.2584937512874603},{"word":"like","start":2348.605,"end":2349.0852,"confidence":0.9994989,"punctuated_word":"like,","sentiment":"neutral","sentiment_score":-0.21995800733566284},{"word":"15","start":2349.0852,"end":2350.0452,"confidence":0.9920118,"punctuated_word":"15","sentiment":"neutral","sentiment_score":-0.19679972529411316},{"word":"for","start":2350.0452,"end":2350.35,"confidence":0.35454738,"punctuated_word":"for","sentiment":"neutral","sentiment_score":-0.2248433232307434},{"word":"return","start":2350.51,"end":2350.63,"confidence":0.4607599,"punctuated_word":"return","sentiment":"neutral","sentiment_score":-0.20031623542308807},{"word":"the","start":2350.63,"end":2350.75,"confidence":0.37864473,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.19999240338802335},{"word":"year","start":2350.75,"end":2350.83,"confidence":0.99425805,"punctuated_word":"year","sentiment":"neutral","sentiment_score":-0.2848208546638489},{"word":"before","start":2350.83,"end":2351.07,"confidence":0.99369603,"punctuated_word":"before","sentiment":"neutral","sentiment_score":-0.2271738350391388},{"word":"last","start":2351.07,"end":2351.23,"confidence":0.44794333,"punctuated_word":"last.","sentiment":"neutral","sentiment_score":-0.23147359490394592},{"word":"it","start":2351.23,"end":2351.3901,"confidence":0.63757265,"punctuated_word":"It","sentiment":"neutral","sentiment_score":-0.2326839715242386},{"word":"might","start":2351.3901,"end":2351.6301,"confidence":0.98416334,"punctuated_word":"might","sentiment":"neutral","sentiment_score":-0.23036442697048187},{"word":"have","start":2351.6301,"end":2351.79,"confidence":0.7177442,"punctuated_word":"have","sentiment":"neutral","sentiment_score":-0.22724756598472595},{"word":"even","start":2351.79,"end":2351.9502,"confidence":0.914727,"punctuated_word":"even","sentiment":"neutral","sentiment_score":-0.25442710518836975},{"word":"been","start":2351.9502,"end":2352.11,"confidence":0.9898504,"punctuated_word":"been","sentiment":"neutral","sentiment_score":-0.2533528208732605},{"word":"higher","start":2352.11,"end":2352.4302,"confidence":0.9811897,"punctuated_word":"higher","sentiment":"neutral","sentiment_score":-0.215206041932106},{"word":"than","start":2352.4302,"end":2352.59,"confidence":0.9987452,"punctuated_word":"than","sentiment":"neutral","sentiment_score":-0.30189135670661926},{"word":"that","start":2352.59,"end":2353.09,"confidence":0.98856306,"punctuated_word":"that.","sentiment":"neutral","sentiment_score":-0.3143947124481201},{"word":"it's","start":2353.35,"end":2353.85,"confidence":0.7434039,"punctuated_word":"It's","sentiment":"neutral","sentiment_score":-0.17014756798744202},{"word":"pretty","start":2354.11,"end":2354.61,"confidence":0.9748351,"punctuated_word":"pretty","sentiment":"negative","sentiment_score":-0.4468916952610016},{"word":"pretty","start":2354.99,"end":2355.31,"confidence":0.884537,"punctuated_word":"pretty","sentiment":"negative","sentiment_score":-0.6054526567459106},{"word":"unfortunate","start":2355.31,"end":2355.81,"confidence":0.7568988,"punctuated_word":"unfortunate.","sentiment":"negative","sentiment_score":-0.5983936786651611},{"word":"yep","start":2393.165,"end":2393.665,"confidence":0.8515018,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15666434168815613},{"word":"yep","start":2395.805,"end":2396.305,"confidence":0.8752866,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.22181199491024017},{"word":"yeah","start":2396.365,"end":2396.685,"confidence":0.90149987,"punctuated_word":"Yeah.","sentiment":"neutral","sentiment_score":0.28865087032318115},{"word":"that's","start":2396.685,"end":2396.925,"confidence":0.92336273,"punctuated_word":"That's","sentiment":"neutral","sentiment_score":0.3166073262691498},{"word":"that's","start":2396.925,"end":2397.165,"confidence":0.8264141,"punctuated_word":"that's","sentiment":"positive","sentiment_score":0.3616553544998169},{"word":"pretty","start":2397.165,"end":2397.405,"confidence":0.9992543,"punctuated_word":"pretty","sentiment":"positive","sentiment_score":0.37147489190101624},{"word":"much","start":2397.405,"end":2397.565,"confidence":0.99964046,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.3708057403564453},{"word":"it","start":2397.565,"end":2397.805,"confidence":0.995583,"punctuated_word":"it","sentiment":"positive","sentiment_score":0.38270649313926697},{"word":"for","start":2397.805,"end":2397.965,"confidence":0.89750695,"punctuated_word":"for","sentiment":"neutral","sentiment_score":0.3101307153701782},{"word":"the","start":2397.965,"end":2398.125,"confidence":0.45881277,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.375288724899292},{"word":"for","start":2398.125,"end":2398.445,"confidence":0.7415386,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.3340409994125366},{"word":"me","start":2398.445,"end":2398.605,"confidence":0.8155695,"punctuated_word":"me.","sentiment":"neutral","sentiment_score":0.3268347680568695},{"word":"they're","start":2398.605,"end":2398.765,"confidence":0.8206161,"punctuated_word":"They're","sentiment":"neutral","sentiment_score":0.14076541364192963},{"word":"not","start":2398.765,"end":2398.925,"confidence":0.98127985,"punctuated_word":"not","sentiment":"neutral","sentiment_score":0.10510118305683136},{"word":"so","start":2398.925,"end":2399.165,"confidence":0.18625335,"punctuated_word":"so","sentiment":"neutral","sentiment_score":0.11197790503501892},{"word":"i","start":2399.165,"end":2399.245,"confidence":0.27264714,"punctuated_word":"I","sentiment":"neutral","sentiment_score":0.10437358170747756},{"word":"have","start":2399.245,"end":2399.405,"confidence":0.8704738,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.07555985450744629},{"word":"questions","start":2399.405,"end":2399.905,"confidence":0.86590016,"punctuated_word":"questions.","sentiment":"neutral","sentiment_score":0.06745699793100357},{"word":"yep","start":2418.65,"end":2418.97,"confidence":0.799598,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.15670379996299744},{"word":"alright","start":2418.97,"end":2419.29,"confidence":0.79760784,"punctuated_word":"Alright.","sentiment":"neutral","sentiment_score":0.18271300196647644},{"word":"so","start":2419.29,"end":2419.695,"confidence":0.96412313,"punctuated_word":"So","sentiment":"neutral","sentiment_score":0.1860656887292862},{"word":"basically","start":2421.375,"end":2421.695,"confidence":0.9027404,"punctuated_word":"basically,","sentiment":"neutral","sentiment_score":0.20246346294879913},{"word":"i'll","start":2421.695,"end":2422.0151,"confidence":0.9772031,"punctuated_word":"I'll","sentiment":"neutral","sentiment_score":0.20166057348251343},{"word":"just","start":2422.0151,"end":2422.335,"confidence":0.99939716,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.23465323448181152},{"word":"get","start":2422.335,"end":2422.575,"confidence":0.99910307,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.18933553993701935},{"word":"my","start":2422.575,"end":2423.075,"confidence":0.99979204,"punctuated_word":"my","sentiment":"neutral","sentiment_score":0.19206233322620392},{"word":"incoming","start":2424.095,"end":2424.575,"confidence":0.869319,"punctuated_word":"incoming","sentiment":"neutral","sentiment_score":0.17524878680706024},{"word":"tpd","start":2424.575,"end":2425.0552,"confidence":0.92604303,"punctuated_word":"TPD","sentiment":"neutral","sentiment_score":0.15594512224197388},{"word":"insurance","start":2425.0552,"end":2425.5552,"confidence":0.94452095,"punctuated_word":"insurance","sentiment":"neutral","sentiment_score":0.17154639959335327},{"word":"to","start":2425.695,"end":2425.855,"confidence":0.3896904,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.1872018426656723},{"word":"get","start":2425.855,"end":2426.0151,"confidence":0.6603311,"punctuated_word":"get","sentiment":"neutral","sentiment_score":0.17631757259368896},{"word":"through","start":2426.0151,"end":2426.2551,"confidence":0.9895583,"punctuated_word":"through","sentiment":"neutral","sentiment_score":0.1627710610628128},{"word":"to","start":2426.2551,"end":2426.335,"confidence":0.9204553,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.18925562500953672},{"word":"you","start":2426.335,"end":2426.835,"confidence":0.9145363,"punctuated_word":"you.","sentiment":"neutral","sentiment_score":0.1778412163257599},{"word":"and","start":2428.2551,"end":2428.495,"confidence":0.997656,"punctuated_word":"And","sentiment":"neutral","sentiment_score":0.13909205794334412},{"word":"then","start":2428.495,"end":2428.995,"confidence":0.9994686,"punctuated_word":"then","sentiment":"neutral","sentiment_score":0.14265021681785583},{"word":"do","start":2429.375,"end":2429.5352,"confidence":0.7577861,"punctuated_word":"do","sentiment":"neutral","sentiment_score":0.12884452939033508},{"word":"you","start":2429.5352,"end":2429.615,"confidence":0.99887794,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.19335901737213135},{"word":"wanna","start":2429.615,"end":2429.935,"confidence":0.9843615,"punctuated_word":"wanna","sentiment":"neutral","sentiment_score":0.19463299214839935},{"word":"reach","start":2429.935,"end":2430.2551,"confidence":0.99894327,"punctuated_word":"reach","sentiment":"neutral","sentiment_score":0.15019641816616058},{"word":"out","start":2430.2551,"end":2430.495,"confidence":0.9981432,"punctuated_word":"out","sentiment":"neutral","sentiment_score":0.1723799705505371},{"word":"to","start":2430.495,"end":2430.655,"confidence":0.9989135,"punctuated_word":"to","sentiment":"neutral","sentiment_score":0.16515780985355377},{"word":"me","start":2430.655,"end":2431.0552,"confidence":0.99915993,"punctuated_word":"me","sentiment":"neutral","sentiment_score":0.1811620444059372},{"word":"and","start":2431.0552,"end":2431.5352,"confidence":0.7900366,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.16902495920658112},{"word":"with","start":2431.5352,"end":2431.695,"confidence":0.8121982,"punctuated_word":"with","sentiment":"neutral","sentiment_score":0.16229376196861267},{"word":"because","start":2431.935,"end":2432.13,"confidence":0.91630745,"punctuated_word":"because","sentiment":"neutral","sentiment_score":0.17641258239746094},{"word":"you","start":2432.21,"end":2432.3699,"confidence":0.852933,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.22498230636119845},{"word":"you","start":2432.3699,"end":2432.5298,"confidence":0.75239336,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.21908406913280487},{"word":"said","start":2432.5298,"end":2432.69,"confidence":0.9980154,"punctuated_word":"said","sentiment":"neutral","sentiment_score":0.20416702330112457},{"word":"you","start":2432.69,"end":2432.7698,"confidence":0.9796331,"punctuated_word":"you","sentiment":"neutral","sentiment_score":0.18925362825393677},{"word":"wouldn't","start":2432.7698,"end":2433.0898,"confidence":0.9978553,"punctuated_word":"wouldn't","sentiment":"neutral","sentiment_score":0.15025240182876587},{"word":"mind","start":2433.0898,"end":2433.3298,"confidence":0.9999162,"punctuated_word":"mind","sentiment":"neutral","sentiment_score":0.20064106583595276},{"word":"reviewing","start":2433.3298,"end":2433.8098,"confidence":0.7034255,"punctuated_word":"reviewing,","sentiment":"neutral","sentiment_score":0.2037473022937775},{"word":"possibly","start":2433.8098,"end":2434.3098,"confidence":0.97505695,"punctuated_word":"possibly","sentiment":"neutral","sentiment_score":0.23364782333374023},{"word":"recommending","start":2434.3699,"end":2434.8499,"confidence":0.87155485,"punctuated_word":"recommending","sentiment":"neutral","sentiment_score":0.2793155908584595},{"word":"some","start":2434.8499,"end":2435.25,"confidence":0.99420375,"punctuated_word":"some","sentiment":"neutral","sentiment_score":0.20869728922843933},{"word":"options","start":2435.25,"end":2435.73,"confidence":0.81783134,"punctuated_word":"options,","sentiment":"neutral","sentiment_score":0.19043847918510437},{"word":"or","start":2435.73,"end":2436.0498,"confidence":0.9992623,"punctuated_word":"or","sentiment":"neutral","sentiment_score":0.27787527441978455},{"word":"you're","start":2436.0498,"end":2436.21,"confidence":0.6765175,"punctuated_word":"you're","sentiment":"positive","sentiment_score":0.3554798364639282},{"word":"happy","start":2436.21,"end":2436.45,"confidence":0.99950325,"punctuated_word":"happy","sentiment":"neutral","sentiment_score":0.3169722259044647},{"word":"to","start":2436.45,"end":2436.6099,"confidence":0.9283175,"punctuated_word":"to","sentiment":"positive","sentiment_score":0.3492997884750366},{"word":"just","start":2436.6099,"end":2436.7698,"confidence":0.9912409,"punctuated_word":"just","sentiment":"positive","sentiment_score":0.3430025577545166},{"word":"leave","start":2436.7698,"end":2436.93,"confidence":0.9988213,"punctuated_word":"leave","sentiment":"neutral","sentiment_score":0.2997668385505676},{"word":"it","start":2436.93,"end":2437.0898,"confidence":0.9891165,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.3272726237773895},{"word":"at","start":2437.0898,"end":2437.17,"confidence":0.98021,"punctuated_word":"at","sentiment":"positive","sentiment_score":0.40626585483551025},{"word":"that","start":2437.17,"end":2437.41,"confidence":0.997118,"punctuated_word":"that","sentiment":"positive","sentiment_score":0.4043484628200531},{"word":"and","start":2437.41,"end":2437.5698,"confidence":0.96327376,"punctuated_word":"and","sentiment":"neutral","sentiment_score":0.30399036407470703},{"word":"just","start":2437.5698,"end":2437.73,"confidence":0.9991303,"punctuated_word":"just","sentiment":"neutral","sentiment_score":0.30717408657073975},{"word":"have","start":2437.73,"end":2437.89,"confidence":0.9988595,"punctuated_word":"have","sentiment":"neutral","sentiment_score":0.2928849756717682},{"word":"it","start":2437.89,"end":2437.97,"confidence":0.99879694,"punctuated_word":"it","sentiment":"neutral","sentiment_score":0.24729086458683017},{"word":"on","start":2437.97,"end":2438.21,"confidence":0.9989017,"punctuated_word":"on","sentiment":"neutral","sentiment_score":0.2188657969236374},{"word":"record","start":2438.21,"end":2438.71,"confidence":0.9913374,"punctuated_word":"record?","sentiment":"neutral","sentiment_score":0.10058193653821944},{"word":"yep","start":2448.0552,"end":2448.5352,"confidence":0.96332693,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.18425163626670835},{"word":"okay","start":2448.5352,"end":2449.0352,"confidence":0.8995349,"punctuated_word":"Okay.","sentiment":"positive","sentiment_score":0.33821558952331543},{"word":"sounds","start":2449.095,"end":2449.415,"confidence":0.69460195,"punctuated_word":"Sounds","sentiment":"positive","sentiment_score":0.6091376543045044},{"word":"good","start":2449.415,"end":2449.915,"confidence":0.99957097,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.628921627998352},{"word":"nah","start":2454.215,"end":2454.5352,"confidence":0.7443558,"punctuated_word":"Nah.","sentiment":"neutral","sentiment_score":-0.09385422617197035},{"word":"not","start":2454.5352,"end":2454.695,"confidence":0.982105,"punctuated_word":"Not","sentiment":"neutral","sentiment_score":-0.1810842901468277},{"word":"at","start":2454.695,"end":2454.7751,"confidence":0.9924621,"punctuated_word":"at","sentiment":"neutral","sentiment_score":-0.18931597471237183},{"word":"the","start":2454.7751,"end":2454.855,"confidence":0.9966556,"punctuated_word":"the","sentiment":"neutral","sentiment_score":-0.14859233796596527},{"word":"moment","start":2454.855,"end":2455.355,"confidence":0.9995269,"punctuated_word":"moment.","sentiment":"neutral","sentiment_score":-0.14040711522102356},{"word":"yep","start":2477.9849,"end":2478.4648,"confidence":0.9788979,"punctuated_word":"Yep.","sentiment":"neutral","sentiment_score":0.16782402992248535},{"word":"that","start":2478.4648,"end":2478.625,"confidence":0.81779397,"punctuated_word":"That","sentiment":"neutral","sentiment_score":0.24694156646728516},{"word":"sounds","start":2478.625,"end":2479.125,"confidence":0.57214946,"punctuated_word":"sounds","sentiment":"neutral","sentiment_score":0.24281221628189087},{"word":"good","start":2484.865,"end":2485.365,"confidence":0.9993492,"punctuated_word":"good.","sentiment":"positive","sentiment_score":0.4399389624595642},{"word":"excellent","start":2485.905,"end":2486.405,"confidence":0.9944346,"punctuated_word":"Excellent.","sentiment":"positive","sentiment_score":0.7047722339630127},{"word":"alright","start":2486.4648,"end":2486.865,"confidence":0.9923829,"punctuated_word":"Alright.","sentiment":"positive","sentiment_score":0.6164772510528564},{"word":"thank","start":2486.865,"end":2487.025,"confidence":0.9993036,"punctuated_word":"Thank","sentiment":"positive","sentiment_score":0.7461228370666504},{"word":"you","start":2487.025,"end":2487.1848,"confidence":0.9997799,"punctuated_word":"you","sentiment":"positive","sentiment_score":0.7920067310333252},{"word":"very","start":2487.1848,"end":2487.4248,"confidence":0.998823,"punctuated_word":"very","sentiment":"positive","sentiment_score":0.7806822061538696},{"word":"much","start":2487.4248,"end":2487.585,"confidence":0.9996197,"punctuated_word":"much","sentiment":"positive","sentiment_score":0.8388568758964539},{"word":"for","start":2487.585,"end":2487.7449,"confidence":0.9916529,"punctuated_word":"for","sentiment":"positive","sentiment_score":0.8254799842834473},{"word":"the","start":2487.7449,"end":2487.825,"confidence":0.96146953,"punctuated_word":"the","sentiment":"positive","sentiment_score":0.8536879420280457},{"word":"call","start":2487.825,"end":2487.9849,"confidence":0.98920965,"punctuated_word":"call,","sentiment":"positive","sentiment_score":0.8096448183059692},{"word":"man","start":2487.9849,"end":2488.4849,"confidence":0.8765303,"punctuated_word":"man.","sentiment":"positive","sentiment_score":0.7878950834274292},{"word":"that's","start":2493.617,"end":2493.937,"confidence":0.9833166,"punctuated_word":"That's","sentiment":"positive","sentiment_score":0.5099620223045349},{"word":"alright","start":2493.937,"end":2494.337,"confidence":0.9629808,"punctuated_word":"alright.","sentiment":"positive","sentiment_score":0.5270823836326599},{"word":"thanks","start":2494.337,"end":2494.737,"confidence":0.83108103,"punctuated_word":"Thanks.","sentiment":"positive","sentiment_score":0.7368819713592529},{"word":"i","start":2494.737,"end":2494.817,"confidence":0.96349317,"punctuated_word":"I","sentiment":"positive","sentiment_score":0.7767581939697266},{"word":"appreciate","start":2494.817,"end":2495.217,"confidence":0.9733942,"punctuated_word":"appreciate","sentiment":"positive","sentiment_score":0.7490214705467224},{"word":"it","start":2495.217,"end":2495.717,"confidence":0.98842025,"punctuated_word":"it.","sentiment":"positive","sentiment_score":0.7659809589385986},{"word":"see","start":2497.217,"end":2497.5369,"confidence":0.33973435,"punctuated_word":"See","sentiment":"positive","sentiment_score":0.4141709208488464},{"word":"you","start":2497.5369,"end":2497.617,"confidence":0.95606625,"punctuated_word":"you,","sentiment":"positive","sentiment_score":0.5432256460189819},{"word":"buddy","start":2497.617,"end":2498.1118,"confidence":0.9919348,"punctuated_word":"buddy.","sentiment":"neutral","sentiment_score":-0.0852617546916008}],"paragraphs":{"transcript":"\nHello? From response electricians. Good call. How are you doing? Yeah.\n\nLet's do it. I'll make it work. I think it's time difference with me being my stars. I'm always working till four, 04:30. Sure.\n\nYep. Yep. Reese Reese Julian Millburn. '10 to the fifth nineteen ninety. 64 B Collier Ave, Dovecatter, WA 6021.\n\nYep. Yeah. I do have a mobile. 04 double check. 0457316163.\n\nI mean, not so much. I've technically been classified as leading hand now. I don't think that really means anything on your end. Can't imagine what I'm I mean, I'm a little bit more office bound now, but it's still basically I think it's still in 400 the same whatever class that you guys are using, I'd say. Yeah.\n\nI'd say it is probably semi accurate. Yeah? Yes. I mean, it varies, but, I mean, a base week is 40. Probably average closer to 42 to 45 a week, I'd say.\n\nBallpark. Yeah. It's less than a month. So what's this? With qualified six years.\n\nI mean, I've been in the industry for for about sixteen years. But, obviously, some of that is as a apprentice and or trade sit, laborer. Yes. It has changed. Can you just check that manual cover back on, please?\n\nYou got the letter. Let me double check for you now. I'm around the $1.14 mark, I think. Bear with me. Well, should I just go back?\n\nReally? Based on $1.14. One twenty five, one thirty. Probably close to 01:30. To be honest, right now, no.\n\nMe and my partner are we've we we had our second baby six months ago. We've basically been wanting income for the majority of kind of last year and a half. So probably been spending pretty much everything, unfortunately. Savings pretty much haven't budged. Six is the other side.\n\nYeah. We do. Eight is this on? Six is the other side, please. Yep.\n\nTwo months, sir. Twenty one months and six months. Sorry. In the thick of it, literally. Yeah.\n\nRight. No. Right now, no. My partner's just recently gone back to work two days a week, so our income is going to at least start bolstering a little bit. So, hopefully, we can actually start maybe putting some money back into our savings account.\n\nBut yeah. I mean, the only thing I've literally been doing is a small very small contribution to a raised investment account, $50 a week. So that's that's pretty much it. Yeah. The COM six, something was basically for sold.\n\nSo that's down to about 3 and a half now for the COMSAC. Yeah. I do. That one? Total is around 28 k, I think, Aussie dollar.\n\n28? Yep. I've got US stocks and then Australian stocks on that as well. Yes. The total loss is $20.29 29,000.\n\n20 6. Yeah. That's $16.05. 16 is free. Sorry.\n\nYep. It's shy of 40 now, I think. Oh, no. Hang on. 41 there.\n\nNo. I mean, I think, kind of, everything's probably including all of my tools and what have you. Sorry. One second, mate. Lucky?\n\nLucky, is that that back door all shut up? Yeah. Or is that back door all shut and locked? Yeah. Yep.\n\nAlright. Might just move my van to you so you can go? Yeah. So I drop in him somewhere? Yeah.\n\nHe can do. Yeah. That'd be great. Just if you can. Another picky thing.\n\nOh. It's locked into the extension. I love that. Sorry, mate. No.\n\nI I think that pretty much covers everything. No. No. We don't have any dead, which is great. But don't know.\n\nDon't exactly hang up. I don't know. I don't know. I don't know. I don't know.\n\nI don't know yet, so no. Yep. Yeah. We've basically kinda put it on hold because we have a short term goal of moving to America. So they're probably not well, I've completed an I one thirty.\n\nI think it's a partner sponsored green card, and that's probably still got sixteen months or something to process in the next couple of years, basically. Are you so are you saying your advice would basically stop now because you know that or sort of from when I leave? Yep. That's fine. Still, yes.\n\nStill, it is couple years off. So yeah. Yep. Clean bill out at the moment. Yes.\n\nI do. I'm sure I have it. Somewhere. I've got a score it was through you guys. But, anyway, I could find it, probably not immediately, and sent it through.\n\nWould you like it? Would you like me to do that? Okay. I'm just trying to see through the email. I was like, what's the score I have?\n\nYeah. That's fine. I'll I'll have a look when I'm not trying to think about other things. But but, yeah, I can what would be the best best place to send it? Okay.\n\nIP Financial. Yep. So Yep. Yep. Definitely thought about and probably should have now that I do have a dependent, but obviously not something that's Yep.\n\nYes. Yeah. No. It's fixing on the to do list. Yeah.\n\nActually, that'd be great for the month. No. No. Yeah. It kind of has.\n\nIt's kind of become yeah. We're not we're not financially set up to be able to afford buying one here and then purchasing one in The States as well. So it'll probably just end up being gold would be our first time in American. So the moment, basically, you're saving pennies where we can. Yes.\n\nYep. Yeah. I think we should have been a school there. And quite frankly, it's ridiculously expensive to live here right now. Yeah.\n\nI can bought this about twice. I want to get here. Look at that. Yep. Certainly is.\n\nSorry. I lost you there for a sec, mate. Probably, may I could, but I I literally reviewed and kind of it took me about six months to get it bloody reinstated. And I think I only I only got it all reinstated and finalized probably less than a year ago. So I think I'm probably, at the moment, happy with it.\n\nOh, my. It is I I went basically outside of the generics that you get through superannuation. So it'll be PPD and I believe it's income section. It's gotta be some way. I'll have to dig through my emails.\n\nIt's probably gonna take too long right now. Yeah. How much of a fax that we're talking? I haven't actually looked up things for a while. I know it was a healthy return the year before last when I got the phone call.\n\nOne 30 one. Okay. So I I would imagine could a can a company bounce back from that quickly, or are you kind of suggesting to most of your customers like me that we steer away from them all? Yeah. Yeah.\n\nI didn't realize it's 41 k. It's a massive mistake out of my portfolio. Yeah. Yep. Alright.\n\nWell, yeah, that would be is that another conversation for another day about how we move away from them? Or I mean, this is probably it. I can't I don't really know right now. I I was all for I don't know. Because active I think it's kind of a little more aggressive, right, in terms of a profile.\n\nYep. Okay. I didn't 30 yeah. 30% doesn't sound like a a dangerous percentage for my profile to be a little aggressive. I I think I'm probably happy to say how it is.\n\nLike you said, there's good and bad news. I don't think I have any kind of knowledge on whether or not to hold it or get rid of it. So I'd probably honestly just leave it in your hands. It does sound it's not great. It's been along the way just explaining how no one seems to have picked up on this snag, and it's like he's actually looking after something.\n\nThat was great. Do you guys do any of that yourself, or is that purely outside? You just basically go off. Yeah. Yeah.\n\nSo if you have a there's no way you guys would have been able to pick up on either, unfortunately. Yep. Yep. Alright. No.\n\nNo. I'll run it. Yep. Yeah. Sounds good.\n\nNo. Not I think I'm nothing happy about it. In terms of, yes, superannuation, yes. A little bit. Not aggressively because I literally don't really know much about shares, but I am willing to take a little bit of risk.\n\nYeah. I'll tell them what I is that mild mild risk taker? Okay. Yep. Not yet.\n\nYes. I reckon if it dipped by probably think 30% would concern me quite a bit. I'd probably be calling you guys. Hey. So what's going on?\n\n25 to 30 would probably be where I'd start getting little worried. Because, obviously, it's it's more than likely done. I don't know how long this was gonna go on, but it's probably gonna do it again. Right? And we're gonna take a massive dive.\n\nYep. After seeing kind of bounced back from COVID, Kinda pretty confident that, yeah, the the market will typically bounce back. Just trying to work out when I should sell my current stocks before everything dies, if I should. Any question I got for you? Yeah.\n\nYeah. Yep. Yeah. No. Probably not.\n\nNot with not with a wife and two kids now. It's a little bit too hairy, but that I was on anything stupid. That rings the bell. Yep. Yep.\n\nYep. I nothing. I'm still happy with it yet. Leave it as is. Yep.\n\nAlright. I mean, I can't look at them right now. I'm looking on my job at home, but, obviously, if you have any questions, I can. And, yeah, I can email email in. Not a 100% understanding exactly what sort of happened with Ben Long and how it's affected my account.\n\nSo I have you said they dropped by 20%. Yeah. Or you said my my total superannuation dropped by 20%, my my total net worth. Yeah. Yep.\n\nSo, yeah, they so, yeah, they dropped, like, almost nine k. Okay. That sucks a bit. Because I think I had, like, 15 for return the year before last. It might have even been higher than that.\n\nIt's pretty pretty unfortunate. Yep. Yep. Yeah. That's that's pretty much it for the for me.\n\nThey're not so I have questions. Yep. Alright. So basically, I'll just get my incoming TPD insurance to get through to you. And then do you wanna reach out to me and with because you you said you wouldn't mind reviewing, possibly recommending some options, or you're happy to just leave it at that and just have it on record?\n\nYep. Okay. Sounds good. Nah. Not at the moment.\n\nYep. That sounds good. Excellent. Alright. Thank you very much for the call, man.\n\nThat's alright. Thanks. I appreciate it. See you, buddy.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.0,"end":0.5,"sentiment":"neutral","sentiment_score":0.012845875695347786},{"text":"From response electricians.","start":2.3999999,"end":3.46,"sentiment":"neutral","sentiment_score":0.021433221797148388},{"text":"Good call.","start":7.6,"end":8.08,"sentiment":"positive","sentiment_score":0.5276182889938354},{"text":"How are you doing?","start":8.08,"end":8.74,"sentiment":"positive","sentiment_score":0.34323588758707047},{"text":"Yeah.","start":13.759999,"end":14.08,"sentiment":"neutral","sentiment_score":0.1969941407442093}],"sentiment":"neutral","sentiment_score":0.245665437287905,"num_words":11,"start":0.0,"end":14.08},{"sentences":[{"text":"Let's do it.","start":14.08,"end":14.799999,"sentiment":"neutral","sentiment_score":0.2418380876382192},{"text":"I'll make it work.","start":14.799999,"end":15.78,"sentiment":"neutral","sentiment_score":0.29517971724271774},{"text":"I think it's time difference with me being my stars.","start":23.735,"end":26.135,"sentiment":"neutral","sentiment_score":-0.04355513621121645},{"text":"I'm always working till four, 04:30.","start":26.135,"end":28.075,"sentiment":"neutral","sentiment_score":0.013288733549416065},{"text":"Sure.","start":35.0,"end":35.5,"sentiment":"neutral","sentiment_score":0.10700731724500656}],"sentiment":"neutral","sentiment_score":0.06905922867978613,"num_words":24,"start":14.08,"end":35.5},{"sentences":[{"text":"Yep.","start":42.28,"end":42.78,"sentiment":"neutral","sentiment_score":0.10671229660511015},{"text":"Yep.","start":48.925,"end":49.425,"sentiment":"neutral","sentiment_score":0.09429635852575302},{"text":"Reese Reese Julian Millburn.","start":51.805,"end":53.824997,"sentiment":"neutral","sentiment_score":0.08166454173624516},{"text":"'10 to the fifth nineteen ninety.","start":53.964996,"end":55.585,"sentiment":"neutral","sentiment_score":0.05223796144127846},{"text":"64 B Collier Ave, Dovecatter, WA 6021.","start":60.370003,"end":65.35,"sentiment":"neutral","sentiment_score":0.09596001569713865}],"sentiment":"neutral","sentiment_score":0.07962182634755184,"num_words":19,"start":42.28,"end":65.35},{"sentences":[{"text":"Yep.","start":89.28999,"end":89.78999,"sentiment":"neutral","sentiment_score":0.07533776015043259},{"text":"Yeah.","start":103.695,"end":104.015,"sentiment":"neutral","sentiment_score":0.01402673590928316},{"text":"I do have a mobile.","start":104.015,"end":104.994995,"sentiment":"neutral","sentiment_score":0.0273463636636734},{"text":"04 double check.","start":106.174995,"end":109.295,"sentiment":"neutral","sentiment_score":0.011774750659242274},{"text":"0457316163.","start":109.295,"end":114.115,"sentiment":"neutral","sentiment_score":0.012283624149858952}],"sentiment":"neutral","sentiment_score":0.024882199136878957,"num_words":11,"start":89.28999,"end":114.115},{"sentences":[{"text":"I mean, not so much.","start":129.28,"end":131.655,"sentiment":"neutral","sentiment_score":-0.14764315783977508},{"text":"I've technically been classified as leading hand now.","start":133.33499,"end":135.095,"sentiment":"neutral","sentiment_score":-0.10310176946222782},{"text":"I don't think that really means anything on your end.","start":135.095,"end":138.795,"sentiment":"neutral","sentiment_score":-0.21380445808172227},{"text":"Can't imagine what I'm I mean, I'm a little bit more office bound now, but it's still basically I think it's still in 400 the same whatever class that you guys are using, I'd say.","start":148.27,"end":159.49,"sentiment":"neutral","sentiment_score":-0.07529907269137247},{"text":"Yeah.","start":165.235,"end":165.635,"sentiment":"neutral","sentiment_score":0.04349291697144509}],"sentiment":"neutral","sentiment_score":-0.10666185004983918,"num_words":59,"start":129.28,"end":165.635},{"sentences":[{"text":"I'd say it is probably semi accurate.","start":165.635,"end":167.31499,"sentiment":"neutral","sentiment_score":0.0803004237157958},{"text":"Yeah?","start":167.31499,"end":167.81499,"sentiment":"neutral","sentiment_score":0.14362327754497528},{"text":"Yes.","start":177.92001,"end":178.42001,"sentiment":"neutral","sentiment_score":0.06689052283763885},{"text":"I mean, it varies, but, I mean, a base week is 40.","start":178.48001,"end":182.1,"sentiment":"neutral","sentiment_score":0.0396357971864442},{"text":"Probably average closer to 42 to 45 a week, I'd say.","start":183.52,"end":187.885,"sentiment":"neutral","sentiment_score":0.04846531626853076}],"sentiment":"neutral","sentiment_score":0.055667650362011045,"num_words":32,"start":165.635,"end":187.885},{"sentences":[{"text":"Ballpark.","start":188.58499,"end":189.08499,"sentiment":"neutral","sentiment_score":0.15060430765151978},{"text":"Yeah.","start":201.15,"end":201.47,"sentiment":"neutral","sentiment_score":-0.006218122318387032},{"text":"It's less than a month.","start":201.47,"end":202.53,"sentiment":"neutral","sentiment_score":-0.017627619206905365},{"text":"So what's this?","start":203.95,"end":204.93,"sentiment":"neutral","sentiment_score":0.010483145713806152},{"text":"With qualified six years.","start":210.67,"end":213.965,"sentiment":"neutral","sentiment_score":0.018573394045233727}],"sentiment":"neutral","sentiment_score":0.011570793044354235,"num_words":14,"start":188.58499,"end":213.965},{"sentences":[{"text":"I mean, I've been in the industry for for about sixteen years.","start":214.425,"end":221.485,"sentiment":"neutral","sentiment_score":0.02403030761828025},{"text":"But, obviously, some of that is as a apprentice and or trade sit, laborer.","start":224.345,"end":231.43,"sentiment":"neutral","sentiment_score":0.003173549459981067},{"text":"Yes.","start":244.405,"end":244.80501,"sentiment":"neutral","sentiment_score":0.07431388646364212},{"text":"It has changed.","start":244.80501,"end":245.785,"sentiment":"neutral","sentiment_score":0.04580144832531611},{"text":"Can you just check that manual cover back on, please?","start":247.445,"end":250.885,"sentiment":"neutral","sentiment_score":0.0007559526711702347}],"sentiment":"neutral","sentiment_score":0.013801778550259769,"num_words":40,"start":214.425,"end":250.885},{"sentences":[{"text":"You got the letter.","start":250.885,"end":251.865,"sentiment":"neutral","sentiment_score":0.03164577763527632},{"text":"Let me double check for you now.","start":253.045,"end":259.47,"sentiment":"neutral","sentiment_score":0.017405663336051345},{"text":"I'm around the $1.14 mark, I think.","start":259.47,"end":263.25,"sentiment":"neutral","sentiment_score":0.05043298538242068},{"text":"Bear with me.","start":264.43,"end":265.41,"sentiment":"neutral","sentiment_score":0.023305073380470276},{"text":"Well, should I just go back?","start":275.305,"end":277.465,"sentiment":"neutral","sentiment_score":-0.0030783076460162797}],"sentiment":"neutral","sentiment_score":0.024181445401323057,"num_words":27,"start":250.885,"end":277.465},{"sentences":[{"text":"Really?","start":277.465,"end":277.965,"sentiment":"neutral","sentiment_score":0.00914285145699978},{"text":"Based on $1.14.","start":291.74,"end":293.19998,"sentiment":"neutral","sentiment_score":0.04743300875027975},{"text":"One twenty five, one thirty.","start":306.115,"end":308.69498,"sentiment":"neutral","sentiment_score":0.021190691739320755},{"text":"Probably close to 01:30.","start":310.22,"end":311.6,"sentiment":"neutral","sentiment_score":0.0669954214245081},{"text":"To be honest, right now, no.","start":321.58002,"end":323.36002,"sentiment":"neutral","sentiment_score":-0.11206979614992936}],"sentiment":"neutral","sentiment_score":-0.007739039726163212,"num_words":19,"start":277.465,"end":323.36002},{"sentences":[{"text":"Me and my partner are we've we we had our second baby six months ago.","start":324.585,"end":329.725,"sentiment":"neutral","sentiment_score":-0.06543682267268498},{"text":"We've basically been wanting income for the majority of kind of last year and a half.","start":329.865,"end":333.465,"sentiment":"neutral","sentiment_score":-0.025404986226931214},{"text":"So probably been spending pretty much everything, unfortunately.","start":333.465,"end":338.525,"sentiment":"neutral","sentiment_score":-0.22752306424081326},{"text":"Savings pretty much haven't budged.","start":339.54,"end":341.32,"sentiment":"negative","sentiment_score":-0.3887618601322174},{"text":"Six is the other side.","start":341.82,"end":347.7,"sentiment":"neutral","sentiment_score":-0.01580212078988552}],"sentiment":"neutral","sentiment_score":-0.106755847719555,"num_words":49,"start":324.585,"end":347.7},{"sentences":[{"text":"Yeah.","start":347.7,"end":348.04666,"sentiment":"neutral","sentiment_score":-0.005620896816253662},{"text":"We do.","start":348.04666,"end":348.74,"sentiment":"neutral","sentiment_score":-0.009068746585398912},{"text":"Eight is this on?","start":348.74,"end":350.12668,"sentiment":"neutral","sentiment_score":-0.010748510132543743},{"text":"Six is the other side, please.","start":350.12668,"end":352.095,"sentiment":"neutral","sentiment_score":-0.004880323074758053},{"text":"Yep.","start":354.015,"end":354.515,"sentiment":"neutral","sentiment_score":0.024135833606123924}],"sentiment":"neutral","sentiment_score":-0.005135609668546489,"num_words":14,"start":347.7,"end":354.515},{"sentences":[{"text":"Two months, sir.","start":354.575,"end":355.555,"sentiment":"neutral","sentiment_score":0.01628291606903076},{"text":"Twenty one months and six months.","start":355.615,"end":357.295,"sentiment":"neutral","sentiment_score":0.0031750015914440155},{"text":"Sorry.","start":357.295,"end":357.795,"sentiment":"neutral","sentiment_score":-0.06550934910774231},{"text":"In the thick of it, literally.","start":359.055,"end":360.835,"sentiment":"neutral","sentiment_score":-0.1952328458428383},{"text":"Yeah.","start":362.015,"end":362.515,"sentiment":"neutral","sentiment_score":-0.04470766335725784}],"sentiment":"neutral","sentiment_score":-0.07139501939801608,"num_words":17,"start":354.575,"end":362.515},{"sentences":[{"text":"Right.","start":371.38,"end":371.78,"sentiment":"neutral","sentiment_score":-0.026560701429843903},{"text":"No.","start":371.78,"end":372.1,"sentiment":"neutral","sentiment_score":-0.11410284042358398},{"text":"Right now, no.","start":372.1,"end":372.82,"sentiment":"neutral","sentiment_score":-0.11011409759521484},{"text":"My partner's just recently gone back to work two days a week, so our income is going to at least start bolstering a little bit.","start":372.82,"end":379.24,"sentiment":"neutral","sentiment_score":0.010948523133993148},{"text":"So, hopefully, we can actually start maybe putting some money back into our savings account.","start":380.74,"end":384.23502,"sentiment":"neutral","sentiment_score":0.08732058530052503}],"sentiment":"neutral","sentiment_score":0.024722578293747372,"num_words":45,"start":371.38,"end":384.23502},{"sentences":[{"text":"But yeah.","start":384.23502,"end":384.635,"sentiment":"neutral","sentiment_score":0.005482805892825127},{"text":"I mean, the only thing I've literally been doing is a small very small contribution to a raised investment account, $50 a week.","start":384.635,"end":393.61502,"sentiment":"neutral","sentiment_score":0.0717385981393897},{"text":"So that's that's pretty much it.","start":394.635,"end":396.42,"sentiment":"neutral","sentiment_score":0.06378745349744956},{"text":"Yeah.","start":406.90002,"end":407.14,"sentiment":"neutral","sentiment_score":-0.00844770297408104},{"text":"The COM six, something was basically for sold.","start":407.14,"end":411.625,"sentiment":"neutral","sentiment_score":-0.054073045030236244}],"sentiment":"neutral","sentiment_score":0.040066150669008496,"num_words":40,"start":384.23502,"end":411.625},{"sentences":[{"text":"So that's down to about 3 and a half now for the COMSAC.","start":411.685,"end":417.625,"sentiment":"neutral","sentiment_score":-0.07732350952350177},{"text":"Yeah.","start":422.64502,"end":422.885,"sentiment":"neutral","sentiment_score":0.06216421723365784},{"text":"I do.","start":422.885,"end":423.545,"sentiment":"neutral","sentiment_score":0.0695885643362999},{"text":"That one?","start":424.565,"end":425.30502,"sentiment":"neutral","sentiment_score":0.036765338853001595},{"text":"Total is around 28 k, I think, Aussie dollar.","start":425.62,"end":429.47998,"sentiment":"neutral","sentiment_score":0.021807606228523783}],"sentiment":"neutral","sentiment_score":-0.019780190523575852,"num_words":27,"start":411.685,"end":429.47998},{"sentences":[{"text":"28?","start":431.22,"end":431.78,"sentiment":"neutral","sentiment_score":0.02110077440738678},{"text":"Yep.","start":431.78,"end":432.1,"sentiment":"neutral","sentiment_score":0.0295101311057806},{"text":"I've got US stocks and then Australian stocks on that as well.","start":432.1,"end":435.31998,"sentiment":"neutral","sentiment_score":0.02672090521082282},{"text":"Yes.","start":437.94,"end":438.18,"sentiment":"neutral","sentiment_score":0.032555557787418365},{"text":"The total loss is $20.29 29,000.","start":438.18,"end":441.0,"sentiment":"neutral","sentiment_score":-0.007805148915698131}],"sentiment":"neutral","sentiment_score":0.016999353920774802,"num_words":21,"start":431.22,"end":441.0},{"sentences":[{"text":"20 6.","start":443.035,"end":443.855,"sentiment":"neutral","sentiment_score":-0.0008820760995149612},{"text":"Yeah.","start":446.555,"end":446.875,"sentiment":"neutral","sentiment_score":0.03276876360177994},{"text":"That's $16.05.","start":446.875,"end":448.095,"sentiment":"neutral","sentiment_score":0.03944738768041134},{"text":"16 is free.","start":451.995,"end":453.115,"sentiment":"neutral","sentiment_score":0.14992042382558188},{"text":"Sorry.","start":453.115,"end":453.615,"sentiment":"neutral","sentiment_score":-0.013353158719837666}],"sentiment":"neutral","sentiment_score":0.06070083328005341,"num_words":9,"start":443.035,"end":453.615},{"sentences":[{"text":"Yep.","start":454.69,"end":455.19,"sentiment":"neutral","sentiment_score":0.02577817812561989},{"text":"It's shy of 40 now, I think.","start":461.65,"end":463.99002,"sentiment":"neutral","sentiment_score":-0.04056687865938459},{"text":"Oh, no.","start":466.13,"end":466.45,"sentiment":"neutral","sentiment_score":-0.03965157829225063},{"text":"Hang on.","start":466.45,"end":466.85,"sentiment":"neutral","sentiment_score":-0.04307011514902115},{"text":"41 there.","start":466.85,"end":467.75,"sentiment":"neutral","sentiment_score":-0.020442579872906208}],"sentiment":"neutral","sentiment_score":-0.03317989422274487,"num_words":14,"start":454.69,"end":467.75},{"sentences":[{"text":"No.","start":478.28497,"end":478.76498,"sentiment":"neutral","sentiment_score":-0.09482894837856291},{"text":"I mean, I think, kind of, everything's probably including all of my tools and what have you.","start":478.76498,"end":482.79,"sentiment":"neutral","sentiment_score":-0.1119591400903814},{"text":"Sorry.","start":484.15,"end":484.39,"sentiment":"neutral","sentiment_score":-0.05932387709617615},{"text":"One second, mate.","start":484.39,"end":485.03,"sentiment":"neutral","sentiment_score":-0.04256122683485349},{"text":"Lucky?","start":485.03,"end":485.53,"sentiment":"neutral","sentiment_score":-0.013084396719932556}],"sentiment":"neutral","sentiment_score":-0.09557505583633548,"num_words":23,"start":478.28497,"end":485.53},{"sentences":[{"text":"Lucky, is that that back door all shut up?","start":486.15,"end":489.21002,"sentiment":"neutral","sentiment_score":-0.004604310625129276},{"text":"Yeah.","start":489.67,"end":489.99002,"sentiment":"neutral","sentiment_score":-0.01057804562151432},{"text":"Or is that back door all shut and locked?","start":489.99002,"end":491.59,"sentiment":"neutral","sentiment_score":-0.012339720502495766},{"text":"Yeah.","start":491.59,"end":491.99002,"sentiment":"neutral","sentiment_score":0.02117479033768177},{"text":"Yep.","start":491.99002,"end":492.49002,"sentiment":"neutral","sentiment_score":0.039921920746564865}],"sentiment":"neutral","sentiment_score":-0.0048560768898044315,"num_words":21,"start":486.15,"end":492.49002},{"sentences":[{"text":"Alright.","start":492.71002,"end":493.21002,"sentiment":"neutral","sentiment_score":0.06475123763084412},{"text":"Might just move my van to you so you can go?","start":493.51,"end":496.17,"sentiment":"neutral","sentiment_score":0.057890924540433014},{"text":"Yeah.","start":496.665,"end":497.165,"sentiment":"neutral","sentiment_score":0.036710143089294434},{"text":"So I drop in him somewhere?","start":498.745,"end":500.365,"sentiment":"neutral","sentiment_score":0.028409586598475773},{"text":"Yeah.","start":500.505,"end":500.745,"sentiment":"neutral","sentiment_score":0.08195922523736954}],"sentiment":"neutral","sentiment_score":0.049533914774656296,"num_words":20,"start":492.71002,"end":500.745},{"sentences":[{"text":"He can do.","start":500.745,"end":501.385,"sentiment":"neutral","sentiment_score":0.1283874362707138},{"text":"Yeah.","start":501.385,"end":501.885,"sentiment":"neutral","sentiment_score":0.23256608843803409},{"text":"That'd be great.","start":502.105,"end":503.085,"sentiment":"positive","sentiment_score":0.47525768478711444},{"text":"Just if you can.","start":504.825,"end":506.105,"sentiment":"neutral","sentiment_score":0.23044103011488914},{"text":"Another picky thing.","start":506.105,"end":507.245,"sentiment":"neutral","sentiment_score":0.0625937171280384}],"sentiment":"neutral","sentiment_score":0.2252176231039422,"num_words":14,"start":500.745,"end":507.245},{"sentences":[{"text":"Oh.","start":512.16003,"end":512.4,"sentiment":"neutral","sentiment_score":0.07271841168403625},{"text":"It's locked into the extension.","start":512.4,"end":514.24,"sentiment":"neutral","sentiment_score":0.10036590248346329},{"text":"I love that.","start":514.24,"end":515.06,"sentiment":"positive","sentiment_score":0.4782400131225586},{"text":"Sorry, mate.","start":515.84,"end":516.66003,"sentiment":"neutral","sentiment_score":0.020776180550456044},{"text":"No.","start":517.52,"end":517.92,"sentiment":"neutral","sentiment_score":-0.06003934144973755}],"sentiment":"neutral","sentiment_score":0.16589841526001692,"num_words":12,"start":512.16003,"end":517.92},{"sentences":[{"text":"I I think that pretty much covers everything.","start":517.92,"end":519.86,"sentiment":"neutral","sentiment_score":0.01670653373003006},{"text":"No.","start":528.285,"end":528.52496,"sentiment":"neutral","sentiment_score":-0.09658241271972656},{"text":"No.","start":528.52496,"end":529.02496,"sentiment":"neutral","sentiment_score":-0.09776143729686736},{"text":"We don't have any dead, which is great.","start":529.165,"end":530.845,"sentiment":"neutral","sentiment_score":-0.09330745227634907},{"text":"But don't know.","start":530.845,"end":532.605,"sentiment":"neutral","sentiment_score":-0.14158782114585242}],"sentiment":"neutral","sentiment_score":-0.058662602944033485,"num_words":21,"start":517.92,"end":532.605},{"sentences":[{"text":"Don't exactly hang up.","start":532.605,"end":533.40497,"sentiment":"neutral","sentiment_score":-0.2210990972816944},{"text":"I don't know.","start":533.40497,"end":533.565,"sentiment":"neutral","sentiment_score":-0.1971574972073237},{"text":"I don't know.","start":533.565,"end":533.77295,"sentiment":"neutral","sentiment_score":-0.18145214517911276},{"text":"I don't know.","start":533.77295,"end":533.845,"sentiment":"neutral","sentiment_score":-0.1760703424612681},{"text":"I don't know.","start":533.845,"end":533.917,"sentiment":"neutral","sentiment_score":-0.16728689273198447}],"sentiment":"neutral","sentiment_score":-0.1906435638666153,"num_words":16,"start":532.605,"end":533.917},{"sentences":[{"text":"I don't know yet, so no.","start":533.917,"end":539.345,"sentiment":"neutral","sentiment_score":-0.09790257861216863},{"text":"Yep.","start":542.27,"end":542.77,"sentiment":"neutral","sentiment_score":0.1988243907690048},{"text":"Yeah.","start":559.74506,"end":559.98505,"sentiment":"neutral","sentiment_score":-0.030901243910193443},{"text":"We've basically kinda put it on hold because we have a short term goal of moving to America.","start":559.98505,"end":567.04504,"sentiment":"neutral","sentiment_score":-0.1053330490572585},{"text":"So they're probably not well, I've completed an I one thirty.","start":567.34503,"end":575.18,"sentiment":"neutral","sentiment_score":-0.014958660456944595}],"sentiment":"neutral","sentiment_score":-0.06702790467219578,"num_words":37,"start":533.917,"end":575.18},{"sentences":[{"text":"I think it's a partner sponsored green card, and that's probably still got sixteen months or something to process in the next couple of years, basically.","start":576.76,"end":586.075,"sentiment":"neutral","sentiment_score":0.004838938681552043},{"text":"Are you so are you saying your advice would basically stop now because you know that or sort of from when I leave?","start":611.425,"end":619.84503,"sentiment":"neutral","sentiment_score":-0.13319428912971332},{"text":"Yep.","start":661.86,"end":662.01996,"sentiment":"neutral","sentiment_score":0.027781542390584946},{"text":"That's fine.","start":662.01996,"end":662.92,"sentiment":"neutral","sentiment_score":0.1379036121070385},{"text":"Still, yes.","start":663.62,"end":664.26,"sentiment":"neutral","sentiment_score":-0.02229248359799385}],"sentiment":"neutral","sentiment_score":-0.04960467490471072,"num_words":54,"start":576.76,"end":664.26},{"sentences":[{"text":"Still, it is couple years off.","start":664.26,"end":665.88,"sentiment":"neutral","sentiment_score":-0.2692442486683528},{"text":"So yeah.","start":666.1,"end":668.44,"sentiment":"neutral","sentiment_score":0.23861800879240036},{"text":"Yep.","start":673.66504,"end":674.16504,"sentiment":"neutral","sentiment_score":0.3325073719024658},{"text":"Clean bill out at the moment.","start":674.625,"end":676.085,"sentiment":"neutral","sentiment_score":0.20980190485715866},{"text":"Yes.","start":679.745,"end":680.22504,"sentiment":"neutral","sentiment_score":0.11337032914161682}],"sentiment":"neutral","sentiment_score":0.03540372848510742,"num_words":16,"start":664.26,"end":680.22504},{"sentences":[{"text":"I do.","start":680.22504,"end":680.805,"sentiment":"neutral","sentiment_score":0.14112824946641922},{"text":"I'm sure I have it.","start":697.14,"end":699.315,"sentiment":"neutral","sentiment_score":0.01446673423051834},{"text":"Somewhere.","start":699.475,"end":699.975,"sentiment":"neutral","sentiment_score":-0.017577867954969406},{"text":"I've got a score it was through you guys.","start":701.03503,"end":704.675,"sentiment":"neutral","sentiment_score":0.023385878652334213},{"text":"But, anyway, I could find it, probably not immediately, and sent it through.","start":704.675,"end":712.035,"sentiment":"neutral","sentiment_score":0.04586266683271298}],"sentiment":"neutral","sentiment_score":0.03812332929422458,"num_words":30,"start":680.22504,"end":712.035},{"sentences":[{"text":"Would you like it?","start":712.035,"end":712.835,"sentiment":"neutral","sentiment_score":0.044270763639360666},{"text":"Would you like me to do that?","start":712.835,"end":714.135,"sentiment":"neutral","sentiment_score":0.02548357258949961},{"text":"Okay.","start":733.985,"end":734.485,"sentiment":"neutral","sentiment_score":-0.028664495795965195},{"text":"I'm just trying to see through the email.","start":753.275,"end":758.875,"sentiment":"neutral","sentiment_score":0.03938074083998799},{"text":"I was like, what's the score I have?","start":758.875,"end":761.05505,"sentiment":"neutral","sentiment_score":0.013778785709291697}],"sentiment":"neutral","sentiment_score":0.026859992117221867,"num_words":28,"start":712.035,"end":761.05505},{"sentences":[{"text":"Yeah.","start":765.43,"end":765.75,"sentiment":"neutral","sentiment_score":0.10187259316444396},{"text":"That's fine.","start":765.75,"end":766.23004,"sentiment":"neutral","sentiment_score":0.20417082309722903},{"text":"I'll I'll have a look when I'm not trying to think about other things.","start":766.23004,"end":769.91003,"sentiment":"neutral","sentiment_score":0.06689796543547086},{"text":"But but, yeah, I can what would be the best best place to send it?","start":769.91003,"end":775.85004,"sentiment":"neutral","sentiment_score":0.040861253688732786},{"text":"Okay.","start":786.905,"end":787.405,"sentiment":"neutral","sentiment_score":0.03831614553928375}],"sentiment":"neutral","sentiment_score":0.06357638504017483,"num_words":33,"start":765.43,"end":787.405},{"sentences":[{"text":"IP Financial.","start":787.945,"end":788.925,"sentiment":"neutral","sentiment_score":0.0346972830593586},{"text":"Yep.","start":792.185,"end":792.685,"sentiment":"neutral","sentiment_score":0.17856232821941376},{"text":"So Yep.","start":794.76,"end":801.58,"sentiment":"neutral","sentiment_score":0.1702161580324173},{"text":"Yep.","start":820.395,"end":820.895,"sentiment":"neutral","sentiment_score":0.011683992110192776},{"text":"Definitely thought about and probably should have now that I do have a dependent, but obviously not something that's Yep.","start":831.22,"end":861.57,"sentiment":"neutral","sentiment_score":-0.030647569335997105}],"sentiment":"neutral","sentiment_score":-0.0004953147771839912,"num_words":26,"start":787.945,"end":861.57},{"sentences":[{"text":"Yes.","start":884.94,"end":885.44,"sentiment":"neutral","sentiment_score":0.040626995265483856},{"text":"Yeah.","start":886.62,"end":886.86,"sentiment":"neutral","sentiment_score":0.017860138788819313},{"text":"No.","start":886.86,"end":887.1,"sentiment":"neutral","sentiment_score":-0.015830807387828827},{"text":"It's fixing on the to do list.","start":887.1,"end":889.92,"sentiment":"neutral","sentiment_score":0.09002088169966425},{"text":"Yeah.","start":901.985,"end":902.22504,"sentiment":"neutral","sentiment_score":0.06133940815925598}],"sentiment":"neutral","sentiment_score":0.0667401733384891,"num_words":11,"start":884.94,"end":902.22504},{"sentences":[{"text":"Actually, that'd be great for the month.","start":902.22504,"end":903.765,"sentiment":"positive","sentiment_score":0.7208727938788277},{"text":"No.","start":913.34,"end":913.84,"sentiment":"neutral","sentiment_score":-0.02357790432870388},{"text":"No.","start":920.3,"end":920.8,"sentiment":"neutral","sentiment_score":-0.026821797713637352},{"text":"Yeah.","start":938.73,"end":939.05,"sentiment":"neutral","sentiment_score":0.01365983672440052},{"text":"It kind of has.","start":939.05,"end":940.03,"sentiment":"neutral","sentiment_score":-0.0118593480437994}],"sentiment":"positive","sentiment_score":0.354423735689904,"num_words":14,"start":902.22504,"end":940.03},{"sentences":[{"text":"It's kind of become yeah.","start":940.41003,"end":942.43,"sentiment":"neutral","sentiment_score":-0.02612808980047703},{"text":"We're not we're not financially set up to be able to afford buying one here and then purchasing one in The States as well.","start":942.57,"end":949.45,"sentiment":"neutral","sentiment_score":-0.04924490861594677},{"text":"So it'll probably just end up being gold would be our first time in American.","start":949.45,"end":954.135,"sentiment":"neutral","sentiment_score":0.07202509020765623},{"text":"So the moment, basically, you're saving pennies where we can.","start":955.555,"end":959.015,"sentiment":"neutral","sentiment_score":0.13594773784279823},{"text":"Yes.","start":963.875,"end":964.375,"sentiment":"neutral","sentiment_score":0.1038116067647934}],"sentiment":"neutral","sentiment_score":0.02238449240950021,"num_words":55,"start":940.41003,"end":964.375},{"sentences":[{"text":"Yep.","start":965.31,"end":965.63,"sentiment":"neutral","sentiment_score":-0.018870368599891663},{"text":"Yeah.","start":965.63,"end":965.79,"sentiment":"neutral","sentiment_score":-0.042769722640514374},{"text":"I think we should have been a school there.","start":965.79,"end":967.47003,"sentiment":"neutral","sentiment_score":-0.20475568208429548},{"text":"And quite frankly, it's ridiculously expensive to live here right now.","start":967.47003,"end":971.65,"sentiment":"neutral","sentiment_score":-0.31463368101553485},{"text":"Yeah.","start":979.905,"end":980.405,"sentiment":"neutral","sentiment_score":-0.03872896358370781}],"sentiment":"neutral","sentiment_score":-0.23496263846755028,"num_words":23,"start":965.31,"end":980.405},{"sentences":[{"text":"I can bought this about twice.","start":981.665,"end":983.925,"sentiment":"neutral","sentiment_score":-0.2433769330382347},{"text":"I want to get here.","start":984.78503,"end":985.54004,"sentiment":"neutral","sentiment_score":-0.06094571873545647},{"text":"Look at that.","start":985.54004,"end":986.405,"sentiment":"neutral","sentiment_score":-0.08882470428943634},{"text":"Yep.","start":988.145,"end":988.645,"sentiment":"neutral","sentiment_score":-0.13278333842754364},{"text":"Certainly is.","start":994.69,"end":1001.99005,"sentiment":"neutral","sentiment_score":-0.020077460445463657}],"sentiment":"neutral","sentiment_score":-0.1296707390643218,"num_words":17,"start":981.665,"end":1001.99005},{"sentences":[{"text":"Sorry.","start":1021.055,"end":1021.375,"sentiment":"neutral","sentiment_score":-0.19308486580848697},{"text":"I lost you there for a sec, mate.","start":1021.375,"end":1022.915,"sentiment":"neutral","sentiment_score":-0.1870900853537023},{"text":"Probably, may I could, but I I literally reviewed and kind of it took me about six months to get it bloody reinstated.","start":1036.915,"end":1043.655,"sentiment":"neutral","sentiment_score":-0.06422577093800773},{"text":"And I think I only I only got it all reinstated and finalized probably less than a year ago.","start":1043.715,"end":1049.5751,"sentiment":"neutral","sentiment_score":0.07113359946953624},{"text":"So I think I'm probably, at the moment, happy with it.","start":1050.8351,"end":1054.24,"sentiment":"positive","sentiment_score":0.3743528005751697}],"sentiment":"neutral","sentiment_score":0.03713582122638341,"num_words":62,"start":1021.055,"end":1054.24},{"sentences":[{"text":"Oh, my.","start":1061.5,"end":1062.24,"sentiment":"neutral","sentiment_score":-0.037907520309090614},{"text":"It is I I went basically outside of the generics that you get through superannuation.","start":1063.26,"end":1069.875,"sentiment":"neutral","sentiment_score":-0.046914808948834735},{"text":"So it'll be PPD and I believe it's income section.","start":1070.255,"end":1074.515,"sentiment":"neutral","sentiment_score":-0.0059233946143649515},{"text":"It's gotta be some way.","start":1081.6,"end":1082.9,"sentiment":"neutral","sentiment_score":-0.07491601705551147},{"text":"I'll have to dig through my emails.","start":1090.1599,"end":1091.94,"sentiment":"neutral","sentiment_score":-0.09686591582638877}],"sentiment":"neutral","sentiment_score":-0.048497759411708474,"num_words":39,"start":1061.5,"end":1091.94},{"sentences":[{"text":"It's probably gonna take too long right now.","start":1092.08,"end":1094.4199,"sentiment":"neutral","sentiment_score":-0.1940735336393118},{"text":"Yeah.","start":1164.42,"end":1164.92,"sentiment":"neutral","sentiment_score":0.0057433899492025375},{"text":"How much of a fax that we're talking?","start":1164.9801,"end":1166.26,"sentiment":"neutral","sentiment_score":-0.007382570533081889},{"text":"I haven't actually looked up things for a while.","start":1166.26,"end":1168.36,"sentiment":"neutral","sentiment_score":-0.11138917340172662},{"text":"I know it was a healthy return the year before last when I got the phone call.","start":1168.9801,"end":1173.64,"sentiment":"neutral","sentiment_score":0.20489813913317287}],"sentiment":"neutral","sentiment_score":0.020345589795777965,"num_words":43,"start":1092.08,"end":1173.64},{"sentences":[{"text":"One 30 one.","start":1174.42,"end":1175.56,"sentiment":"neutral","sentiment_score":0.04120242533584436},{"text":"Okay.","start":1213.395,"end":1213.895,"sentiment":"neutral","sentiment_score":-0.02346212789416313},{"text":"So I I would imagine could a can a company bounce back from that quickly, or are you kind of suggesting to most of your customers like me that we steer away from them all?","start":1220.4501,"end":1235.845,"sentiment":"neutral","sentiment_score":-0.15480563331927572},{"text":"Yeah.","start":1242.305,"end":1242.805,"sentiment":"neutral","sentiment_score":-0.15214651823043823},{"text":"Yeah.","start":1308.56,"end":1309.06,"sentiment":"neutral","sentiment_score":-0.17284247279167175}],"sentiment":"neutral","sentiment_score":-0.13763514656300951,"num_words":41,"start":1174.42,"end":1309.06},{"sentences":[{"text":"I didn't realize it's 41 k.","start":1309.2001,"end":1311.28,"sentiment":"neutral","sentiment_score":-0.32870156566301983},{"text":"It's a massive mistake out of my portfolio.","start":1311.28,"end":1314.2749,"sentiment":"negative","sentiment_score":-0.5397359021008015},{"text":"Yeah.","start":1361.06,"end":1361.38,"sentiment":"neutral","sentiment_score":-0.06783086061477661},{"text":"Yep.","start":1361.38,"end":1361.88,"sentiment":"neutral","sentiment_score":-0.06545913219451904},{"text":"Alright.","start":1364.26,"end":1364.58,"sentiment":"neutral","sentiment_score":-0.05986398085951805}],"sentiment":"negative","sentiment_score":-0.381367681438432,"num_words":17,"start":1309.2001,"end":1364.58},{"sentences":[{"text":"Well, yeah, that would be is that another conversation for another day about how we move away from them?","start":1364.58,"end":1371.54,"sentiment":"neutral","sentiment_score":-0.16238442573108172},{"text":"Or I mean, this is probably it.","start":1371.54,"end":1428.21,"sentiment":"neutral","sentiment_score":-0.24082274096352713},{"text":"I can't I don't really know right now.","start":1430.465,"end":1432.785,"sentiment":"neutral","sentiment_score":-0.3276756629347801},{"text":"I I was all for I don't know.","start":1432.785,"end":1435.105,"sentiment":"neutral","sentiment_score":-0.27146419137716293},{"text":"Because active I think it's kind of a little more aggressive, right, in terms of a profile.","start":1435.105,"end":1441.685,"sentiment":"neutral","sentiment_score":-0.13233879953622818}],"sentiment":"neutral","sentiment_score":-0.20023630003807907,"num_words":59,"start":1364.58,"end":1441.685},{"sentences":[{"text":"Yep.","start":1484.1101,"end":1484.6101,"sentiment":"neutral","sentiment_score":-0.04100068658590317},{"text":"Okay.","start":1521.925,"end":1522.245,"sentiment":"neutral","sentiment_score":-0.035161033272743225},{"text":"I didn't 30 yeah.","start":1522.245,"end":1523.525,"sentiment":"neutral","sentiment_score":-0.15717111714184284},{"text":"30% doesn't sound like a a dangerous percentage for my profile to be a little aggressive.","start":1523.525,"end":1530.0499,"sentiment":"negative","sentiment_score":-0.4413779526948929},{"text":"I I think I'm probably happy to say how it is.","start":1530.0499,"end":1532.39,"sentiment":"positive","sentiment_score":0.3397951776331121}],"sentiment":"neutral","sentiment_score":-0.12209534780545668,"num_words":33,"start":1484.1101,"end":1532.39},{"sentences":[{"text":"Like you said, there's good and bad news.","start":1532.77,"end":1534.63,"sentiment":"neutral","sentiment_score":0.1723292786628008},{"text":"I don't think I have any kind of knowledge on whether or not to hold it or get rid of it.","start":1546.735,"end":1552.255,"sentiment":"neutral","sentiment_score":-0.1750048909868513},{"text":"So I'd probably honestly just leave it in your hands.","start":1552.255,"end":1566.13,"sentiment":"neutral","sentiment_score":0.02847806392237544},{"text":"It does sound it's not great.","start":1566.13,"end":1568.61,"sentiment":"negative","sentiment_score":-0.3885541260242462},{"text":"It's been along the way just explaining how no one seems to have picked up on this snag, and it's like he's actually looking after something.","start":1568.61,"end":1577.465,"sentiment":"negative","sentiment_score":-0.4175716099830774}],"sentiment":"neutral","sentiment_score":-0.21408273884370713,"num_words":71,"start":1532.77,"end":1577.465},{"sentences":[{"text":"That was great.","start":1578.8049,"end":1579.705,"sentiment":"positive","sentiment_score":0.41441990931828815},{"text":"Do you guys do any of that yourself, or is that purely outside?","start":1602.1749,"end":1607.955,"sentiment":"neutral","sentiment_score":-0.058565994581350915},{"text":"You just basically go off.","start":1609.12,"end":1610.64,"sentiment":"neutral","sentiment_score":-0.05843527093529701},{"text":"Yeah.","start":1610.64,"end":1611.14,"sentiment":"neutral","sentiment_score":-0.07083963602781296},{"text":"Yeah.","start":1619.9199,"end":1620.4199,"sentiment":"neutral","sentiment_score":0.1536664515733719}],"sentiment":"neutral","sentiment_score":0.011850098228972891,"num_words":23,"start":1578.8049,"end":1620.4199},{"sentences":[{"text":"So if you have a there's no way you guys would have been able to pick up on either, unfortunately.","start":1622.905,"end":1627.485,"sentiment":"neutral","sentiment_score":-0.1451561115682125},{"text":"Yep.","start":1667.28,"end":1667.52,"sentiment":"neutral","sentiment_score":0.048192158341407776},{"text":"Yep.","start":1667.52,"end":1668.02,"sentiment":"neutral","sentiment_score":0.04685438796877861},{"text":"Alright.","start":1670.9601,"end":1671.4601,"sentiment":"neutral","sentiment_score":0.028307994827628136},{"text":"No.","start":1677.2001,"end":1677.68,"sentiment":"neutral","sentiment_score":-0.1308206021785736}],"sentiment":"neutral","sentiment_score":-0.12127451218354206,"num_words":24,"start":1622.905,"end":1677.68},{"sentences":[{"text":"No.","start":1677.68,"end":1677.92,"sentiment":"neutral","sentiment_score":-0.12250154465436935},{"text":"I'll run it.","start":1677.92,"end":1678.9,"sentiment":"neutral","sentiment_score":-0.10899151861667633},{"text":"Yep.","start":1691.375,"end":1691.875,"sentiment":"neutral","sentiment_score":0.1500038206577301},{"text":"Yeah.","start":1692.015,"end":1692.3351,"sentiment":"neutral","sentiment_score":0.3007487952709198},{"text":"Sounds good.","start":1692.3351,"end":1693.155,"sentiment":"positive","sentiment_score":0.5943644940853119}],"sentiment":"neutral","sentiment_score":0.14875068794935942,"num_words":8,"start":1677.68,"end":1693.155},{"sentences":[{"text":"No.","start":1702.85,"end":1703.35,"sentiment":"negative","sentiment_score":-0.4319786727428436},{"text":"Not I think I'm nothing happy about it.","start":1703.49,"end":1708.31,"sentiment":"negative","sentiment_score":-0.6591698452830315},{"text":"In terms of, yes, superannuation, yes.","start":1742.475,"end":1745.055,"sentiment":"neutral","sentiment_score":0.052572526037693024},{"text":"A little bit.","start":1745.355,"end":1746.155,"sentiment":"neutral","sentiment_score":0.019490001102288563},{"text":"Not aggressively because I literally don't really know much about shares, but I am willing to take a little bit of risk.","start":1746.155,"end":1753.74,"sentiment":"neutral","sentiment_score":0.05894697889346968}],"sentiment":"neutral","sentiment_score":-0.10086496849544346,"num_words":40,"start":1702.85,"end":1753.74},{"sentences":[{"text":"Yeah.","start":1758.36,"end":1758.76,"sentiment":"neutral","sentiment_score":0.12920045852661133},{"text":"I'll tell them what I is that mild mild risk taker?","start":1758.76,"end":1762.06,"sentiment":"neutral","sentiment_score":0.08580584824085236},{"text":"Okay.","start":1765.335,"end":1765.735,"sentiment":"neutral","sentiment_score":0.05656653642654419},{"text":"Yep.","start":1765.735,"end":1766.235,"sentiment":"neutral","sentiment_score":0.04079299420118332},{"text":"Not yet.","start":1767.095,"end":1768.155,"sentiment":"neutral","sentiment_score":-0.12788637727499008}],"sentiment":"neutral","sentiment_score":0.05716572282835841,"num_words":16,"start":1758.36,"end":1768.155},{"sentences":[{"text":"Yes.","start":1790.84,"end":1791.34,"sentiment":"neutral","sentiment_score":-0.10895185172557832},{"text":"I reckon if it dipped by probably think 30% would concern me quite a bit.","start":1791.88,"end":1797.055,"sentiment":"negative","sentiment_score":-0.37653579711914065},{"text":"I'd probably be calling you guys.","start":1797.055,"end":1798.595,"sentiment":"neutral","sentiment_score":-0.20580781499544779},{"text":"Hey.","start":1799.135,"end":1799.215,"sentiment":"neutral","sentiment_score":-0.0546976737678051},{"text":"So what's going on?","start":1799.215,"end":1801.155,"sentiment":"neutral","sentiment_score":-0.06860732845962048}],"sentiment":"neutral","sentiment_score":-0.27114676615154304,"num_words":27,"start":1790.84,"end":1801.155},{"sentences":[{"text":"25 to 30 would probably be where I'd start getting little worried.","start":1804.255,"end":1807.8501,"sentiment":"neutral","sentiment_score":-0.2610998563468456},{"text":"Because, obviously, it's it's more than likely done.","start":1807.8501,"end":1809.93,"sentiment":"neutral","sentiment_score":-0.33022764697670937},{"text":"I don't know how long this was gonna go on, but it's probably gonna do it again.","start":1809.93,"end":1812.89,"sentiment":"neutral","sentiment_score":-0.27835017530357137},{"text":"Right?","start":1812.89,"end":1813.39,"sentiment":"neutral","sentiment_score":-0.08320649713277817},{"text":"And we're gonna take a massive dive.","start":1815.2101,"end":1817.4701,"sentiment":"neutral","sentiment_score":0.1276433670095035}],"sentiment":"neutral","sentiment_score":-0.2154816746711731,"num_words":45,"start":1804.255,"end":1817.4701},{"sentences":[{"text":"Yep.","start":1821.625,"end":1822.125,"sentiment":"neutral","sentiment_score":0.1602739244699478},{"text":"After seeing kind of bounced back from COVID, Kinda pretty confident that, yeah, the the market will typically bounce back.","start":1845.71,"end":1853.605,"sentiment":"positive","sentiment_score":0.464207099378109},{"text":"Just trying to work out when I should sell my current stocks before everything dies, if I should.","start":1855.985,"end":1861.285,"sentiment":"neutral","sentiment_score":0.0962295116753214},{"text":"Any question I got for you?","start":1861.745,"end":1863.285,"sentiment":"neutral","sentiment_score":0.0094714912896355},{"text":"Yeah.","start":1877.23,"end":1877.73,"sentiment":"neutral","sentiment_score":-0.15707018971443176}],"sentiment":"neutral","sentiment_score":0.2407892582654629,"num_words":46,"start":1821.625,"end":1877.73},{"sentences":[{"text":"Yeah.","start":1878.1901,"end":1878.6901,"sentiment":"neutral","sentiment_score":-0.1054498553276062},{"text":"Yep.","start":1906.0,"end":1906.5,"sentiment":"neutral","sentiment_score":0.014659613370895386},{"text":"Yeah.","start":1916.315,"end":1916.815,"sentiment":"neutral","sentiment_score":0.015720371156930923},{"text":"No.","start":1936.8151,"end":1936.9751,"sentiment":"neutral","sentiment_score":-0.09222306311130524},{"text":"Probably not.","start":1936.9751,"end":1937.875,"sentiment":"neutral","sentiment_score":-0.12150173261761665}],"sentiment":"neutral","sentiment_score":-0.06838273319105308,"num_words":6,"start":1878.1901,"end":1937.875},{"sentences":[{"text":"Not with not with a wife and two kids now.","start":1938.415,"end":1942.915,"sentiment":"neutral","sentiment_score":-0.18919841349124908},{"text":"It's a little bit too hairy, but that I was on anything stupid.","start":1942.9751,"end":1947.9551,"sentiment":"neutral","sentiment_score":-0.1637681143788191},{"text":"That rings the bell.","start":1970.125,"end":1971.185,"sentiment":"neutral","sentiment_score":0.02611277112737298},{"text":"Yep.","start":1986.62,"end":1987.12,"sentiment":"neutral","sentiment_score":0.045333605259656906},{"text":"Yep.","start":2022.905,"end":2023.305,"sentiment":"neutral","sentiment_score":0.1260741651058197}],"sentiment":"neutral","sentiment_score":-0.12914175058490243,"num_words":29,"start":1938.415,"end":2023.305},{"sentences":[{"text":"Yep.","start":2023.305,"end":2023.805,"sentiment":"neutral","sentiment_score":0.11800637096166612},{"text":"I nothing.","start":2029.145,"end":2030.665,"sentiment":"neutral","sentiment_score":-0.27116362750530243},{"text":"I'm still happy with it yet.","start":2030.665,"end":2031.8651,"sentiment":"neutral","sentiment_score":-0.1190955030421416},{"text":"Leave it as is.","start":2031.8651,"end":2032.925,"sentiment":"neutral","sentiment_score":0.09097662568092346},{"text":"Yep.","start":2044.11,"end":2044.61,"sentiment":"neutral","sentiment_score":0.08372118324041367}],"sentiment":"neutral","sentiment_score":-0.04937615830983434,"num_words":14,"start":2023.305,"end":2044.61},{"sentences":[{"text":"Alright.","start":2156.4102,"end":2156.9102,"sentiment":"neutral","sentiment_score":0.07566376030445099},{"text":"I mean, I can't look at them right now.","start":2161.665,"end":2162.9053,"sentiment":"neutral","sentiment_score":-0.13959711500340038},{"text":"I'm looking on my job at home, but, obviously, if you have any questions, I can.","start":2162.9053,"end":2166.965,"sentiment":"neutral","sentiment_score":-0.019441565265879035},{"text":"And, yeah, I can email email in.","start":2168.705,"end":2171.125,"sentiment":"neutral","sentiment_score":0.09273999077933175},{"text":"Not a 100% understanding exactly what sort of happened with Ben Long and how it's affected my account.","start":2193.2551,"end":2202.74,"sentiment":"negative","sentiment_score":-0.4890667415327496}],"sentiment":"neutral","sentiment_score":-0.189133269237537,"num_words":51,"start":2156.4102,"end":2202.74},{"sentences":[{"text":"So I have you said they dropped by 20%.","start":2202.74,"end":2205.88,"sentiment":"negative","sentiment_score":-0.3692847655879127},{"text":"Yeah.","start":2206.02,"end":2206.26,"sentiment":"neutral","sentiment_score":-0.2035946249961853},{"text":"Or you said my my total superannuation dropped by 20%, my my total net worth.","start":2206.26,"end":2212.44,"sentiment":"negative","sentiment_score":-0.3373794317245483},{"text":"Yeah.","start":2252.425,"end":2252.925,"sentiment":"neutral","sentiment_score":-0.02976037561893463},{"text":"Yep.","start":2287.895,"end":2288.395,"sentiment":"neutral","sentiment_score":-0.05305942893028259}],"sentiment":"neutral","sentiment_score":-0.32113588132240156,"num_words":27,"start":2202.74,"end":2288.395},{"sentences":[{"text":"So, yeah, they so, yeah, they dropped, like, almost nine k.","start":2289.735,"end":2294.6,"sentiment":"neutral","sentiment_score":-0.21406382593241605},{"text":"Okay.","start":2345.0051,"end":2345.5051,"sentiment":"neutral","sentiment_score":-0.280093789100647},{"text":"That sucks a bit.","start":2346.125,"end":2347.2651,"sentiment":"negative","sentiment_score":-0.6132887601852417},{"text":"Because I think I had, like, 15 for return the year before last.","start":2347.8052,"end":2351.23,"sentiment":"neutral","sentiment_score":-0.2510880564267819},{"text":"It might have even been higher than that.","start":2351.23,"end":2353.09,"sentiment":"neutral","sentiment_score":-0.25369600020349026}],"sentiment":"neutral","sentiment_score":-0.28058550406146693,"num_words":37,"start":2289.735,"end":2353.09},{"sentences":[{"text":"It's pretty pretty unfortunate.","start":2353.35,"end":2355.81,"sentiment":"negative","sentiment_score":-0.45522139966487885},{"text":"Yep.","start":2393.165,"end":2393.665,"sentiment":"neutral","sentiment_score":0.15666434168815613},{"text":"Yep.","start":2395.805,"end":2396.305,"sentiment":"neutral","sentiment_score":0.22181199491024017},{"text":"Yeah.","start":2396.365,"end":2396.685,"sentiment":"neutral","sentiment_score":0.28865087032318115},{"text":"That's that's pretty much it for the for me.","start":2396.685,"end":2398.605,"sentiment":"positive","sentiment_score":0.3499494459893968}],"sentiment":"neutral","sentiment_score":0.1247366638854146,"num_words":16,"start":2353.35,"end":2398.605},{"sentences":[{"text":"They're not so I have questions.","start":2398.605,"end":2399.905,"sentiment":"neutral","sentiment_score":0.10087248931328456},{"text":"Yep.","start":2418.65,"end":2418.97,"sentiment":"neutral","sentiment_score":0.15670379996299744},{"text":"Alright.","start":2418.97,"end":2419.29,"sentiment":"neutral","sentiment_score":0.18271300196647644},{"text":"So basically, I'll just get my incoming TPD insurance to get through to you.","start":2419.29,"end":2426.835,"sentiment":"neutral","sentiment_score":0.18588346136467798},{"text":"And then do you wanna reach out to me and with because you you said you wouldn't mind reviewing, possibly recommending some options, or you're happy to just leave it at that and just have it on record?","start":2428.2551,"end":2438.71,"sentiment":"neutral","sentiment_score":0.23238170597898333}],"sentiment":"neutral","sentiment_score":0.20629208373526733,"num_words":60,"start":2398.605,"end":2438.71},{"sentences":[{"text":"Yep.","start":2448.0552,"end":2448.5352,"sentiment":"neutral","sentiment_score":0.18425163626670835},{"text":"Okay.","start":2448.5352,"end":2449.0352,"sentiment":"positive","sentiment_score":0.33821558952331543},{"text":"Sounds good.","start":2449.095,"end":2449.915,"sentiment":"positive","sentiment_score":0.6190296411514282},{"text":"Nah.","start":2454.215,"end":2454.5352,"sentiment":"neutral","sentiment_score":-0.09385422617197035},{"text":"Not at the moment.","start":2454.5352,"end":2455.355,"sentiment":"neutral","sentiment_score":-0.1648499295115471}],"sentiment":"neutral","sentiment_score":0.11191917376385795,"num_words":9,"start":2448.0552,"end":2455.355},{"sentences":[{"text":"Yep.","start":2477.9849,"end":2478.4648,"sentiment":"neutral","sentiment_score":0.16782402992248535},{"text":"That sounds good.","start":2478.4648,"end":2485.365,"sentiment":"neutral","sentiment_score":0.30989758173624676},{"text":"Excellent.","start":2485.905,"end":2486.405,"sentiment":"positive","sentiment_score":0.7047722339630127},{"text":"Alright.","start":2486.4648,"end":2486.865,"sentiment":"positive","sentiment_score":0.6164772510528564},{"text":"Thank you very much for the call, man.","start":2486.865,"end":2488.4849,"sentiment":"positive","sentiment_score":0.8042970597743988}],"sentiment":"positive","sentiment_score":0.6323673384530204,"num_words":14,"start":2477.9849,"end":2488.4849},{"sentences":[{"text":"That's alright.","start":2493.617,"end":2494.337,"sentiment":"positive","sentiment_score":0.5185222029685974},{"text":"Thanks.","start":2494.337,"end":2494.737,"sentiment":"positive","sentiment_score":0.7368819713592529},{"text":"I appreciate it.","start":2494.737,"end":2495.717,"sentiment":"positive","sentiment_score":0.7639202078183492},{"text":"See you, buddy.","start":2497.217,"end":2498.1118,"sentiment":"neutral","sentiment_score":0.2907116040587425}],"sentiment":"positive","sentiment_score":0.5486468681030803,"num_words":9,"start":2493.617,"end":2498.1118}]}}]}],"paragraphs":{"transcript":"\nChannel 1: Hello? From response electricians.\n\nChannel 0: Good afternoon, Reese. It's Kyle calling from Financial. How's it going?\n\nChannel 1: Good call. How are you doing?\n\nChannel 0: Yeah. Not too bad at all. Thanks for asking. I've got you scheduled in for that interview. Is now a better time for you?\n\nChannel 1: Yeah. Let's do it. I'll make it work.\n\nChannel 0: Not a problem. I'll try and make it real quick and and brief for you then. I'm still a bit busy, but we'll try and power through.\n\nChannel 1: I think it's time difference with me being my stars. I'm always working till four, 04:30.\n\nChannel 0: Yeah. No. Under understandable. I can have a look. Just because the\n\nChannel 1: Sure.\n\nChannel 0: Layla ones always get booked out anyway as well. So I'll try and make this one real quick for you. If you got any questions, you can always come back with an email or something there as well.\n\nChannel 1: Yep.\n\nChannel 0: Just before we jump into that, if I could just pass through security, just that name, date of birth, and current address, we'll get stuck into that.\n\nChannel 1: Yep. Reese Reese Julian Millburn. '10 to the fifth nineteen ninety.\n\nChannel 0: And then just your current straight address. Thanks, Ruth.\n\nChannel 1: 64 B Collier Ave, Dovecatter, WA 6021.\n\nChannel 0: Perfect. Thank you for that. So in regards to to this one there, we'll basically just running through, confirm a few details, make sure everything's up to scratch, have a discussion about how things have been performing the last twelve months there as well. And then following this, I'll get a team to to send you out a few documents there as well on your ongoing service agreement if you're happy to stay on board for the the next twelve months there as well.\n\nChannel 1: Yep.\n\nChannel 0: But we'll go through and confirm some details there first. In regards to negative key there as well, I've got Katie, your your spouse down, but I don't have a number or anything in the event that we couldn't reach you. Did you wanna provide anything there?\n\nChannel 1: Yeah. I do have a mobile. 04 double check. 0457316163.\n\nChannel 0: Yep. 163. Right. And as far as your job there, you're obviously still doing the electrician work there as well. Now has your occupation changed much in the last sort of twelve months or since you sort of spoke with us last?\n\nChannel 1: I mean, not so much. I've technically been classified as leading hand now. I don't think that really means anything on your end.\n\nChannel 0: It's not just a update, but in terms of, like unless we're looking at insurances and things like that, it doesn't make a huge difference.\n\nChannel 1: Can't imagine\n\nChannel 0: Any\n\nChannel 1: what I'm I mean, I'm a little bit more office bound now, but it's still basically I think it's still in 400 the same whatever class that you guys are using, I'd say.\n\nChannel 0: Yeah. And then with that, it's about an eighty twenty split sort of thing with office to field work, like,\n\nChannel 1: Yeah.\n\nChannel 0: 20\n\nChannel 1: I'd say\n\nChannel 0: percent\n\nChannel 1: it\n\nChannel 0: office.\n\nChannel 1: is probably semi accurate. Yeah?\n\nChannel 0: Perfect. And then still doing full time work with with that role, the thirty eight hours, or you do a bit of overtime?\n\nChannel 1: Yes. I mean, it varies, but, I mean, a base week is 40. Probably average closer to 42 to 45 a week, I'd say. Ballpark.\n\nChannel 0: Perfect. Just chuck that down. And how long have you been doing the the leading hand role there now? Is it just the last twelve months?\n\nChannel 1: Yeah. It's less than a month.\n\nChannel 0: Oh, less than a month.\n\nChannel 1: So\n\nChannel 0: Yep.\n\nChannel 1: what's this?\n\nChannel 0: And how much industry experience do you have in electrical field at the moment?\n\nChannel 1: With qualified six years. I mean, I've been in the industry for for about sixteen years. But, obviously, some of that is as a apprentice and or trade sit, laborer.\n\nChannel 0: Yep. Alright. Perfect. And your base income there between the leading head and roll, did you get a bit of a pay bump with that one?\n\nChannel 1: Yes. It has changed.\n\nChannel 0: Yep. And how much should\n\nChannel 1: Can\n\nChannel 0: you\n\nChannel 1: you\n\nChannel 0: be on roughly now?\n\nChannel 1: just check that manual cover back on, please? You got the letter. Let me double check for you now. I'm around the $1.14 mark, I think. Bear with me.\n\nWell, should I just go back? Really? Based on $1.14.\n\nChannel 0: Perfect. And with the base being one fourteen, do you know roughly sort of what you expected to earn with your your overtime hours and things like that?\n\nChannel 1: One twenty five, one thirty. Probably close to 01:30.\n\nChannel 0: Great. And as far as your expenditures and savings per week, do you know what your budget sort of looks like in terms of, like, your outgoings versus what you're trying to put\n\nChannel 1: To be\n\nChannel 0: into\n\nChannel 1: honest, right now, no.\n\nChannel 0: savings\n\nChannel 1: Me and my partner\n\nChannel 0: at\n\nChannel 1: are we've we we had our second\n\nChannel 0: the\n\nChannel 1: baby six months ago.\n\nChannel 0: moment?\n\nChannel 1: We've basically been wanting income for the majority of kind of last year and a half. So probably been spending pretty much everything, unfortunately. Savings pretty much haven't budged. Six\n\nChannel 0: Yep.\n\nChannel 1: is\n\nChannel 0: So you've got\n\nChannel 1: the\n\nChannel 0: two\n\nChannel 1: other\n\nChannel 0: there,\n\nChannel 1: side.\n\nChannel 0: probably\n\nChannel 1: Yeah.\n\nChannel 0: under two\n\nChannel 1: We\n\nChannel 0: at the\n\nChannel 1: do.\n\nChannel 0: moment?\n\nChannel 1: Eight is this on? Six\n\nChannel 0: Yeah.\n\nChannel 1: is the other side, please. Yep. Two months, sir. Twenty one months and six months. Sorry.\n\nChannel 0: Okay.\n\nChannel 1: In\n\nChannel 0: Very\n\nChannel 1: the thick\n\nChannel 0: busy\n\nChannel 1: of it,\n\nChannel 0: at\n\nChannel 1: literally.\n\nChannel 0: the the high level.\n\nChannel 1: Yeah.\n\nChannel 0: Yeah. No. Understandable. At the moment, are you planning on doing any sort of salary sacrifice and things like that or any other contributions? Obviously, probably not given your current circumstances, but\n\nChannel 1: Right. No. Right now, no. My partner's just recently gone back to work two days a week, so our income is going to at least start bolstering a little bit. So, hopefully, we can actually start maybe putting some money back into our savings account.\n\nBut yeah. I mean, the only thing I've literally been doing is a small very small contribution to a raised investment account, $50 a week. So that's that's pretty much it.\n\nChannel 0: Yep. Because I've got here the two cars worth around 50, contents worth around 50, the Comsec account worth around 5,300. Do you still have that one?\n\nChannel 1: Yeah. The COM six, something was basically for sold. So that's down to about 3 and a half now for the COMSAC.\n\nChannel 0: Yep. And the stake investment portfolio, do you still have that one as well?\n\nChannel 1: Yeah. I do. That one?\n\nChannel 0: Do you know?\n\nChannel 1: Total is around 28 k, I think, Aussie dollar.\n\nChannel 0: Right. Yep.\n\nChannel 1: 28?\n\nChannel 0: And\n\nChannel 1: Yep.\n\nChannel 0: then\n\nChannel 1: I've got US stocks and then Australian stocks on that as well. Yes. The total loss is $20.29 29,000.\n\nChannel 0: and then\n\nChannel 1: 20\n\nChannel 0: the\n\nChannel 1: 6.\n\nChannel 0: raise account currently, do you know roughly what that balance is sitting at?\n\nChannel 1: Yeah. That's $16.05.\n\nChannel 0: Perfect.\n\nChannel 1: 16\n\nChannel 0: And\n\nChannel 1: is\n\nChannel 0: as\n\nChannel 1: free.\n\nChannel 0: far\n\nChannel 1: Sorry.\n\nChannel 0: $1.16 3.\n\nChannel 1: Yep.\n\nChannel 0: And as far as the the savings cash buffer you got at the moment, do you know roughly what that's hovering around, if you don't mind me asking?\n\nChannel 1: It's shy of 40 now, I think. Oh, no. Hang on. 41 there.\n\nChannel 0: Right. Let's get that updated there. And any other assets or liabilities that I haven't mentioned there? No sort of boats, trailers, caravans, or anything?\n\nChannel 1: No. I mean, I think, kind of, everything's probably including all of my tools and what have you. Sorry. One second, mate. Lucky?\n\nLucky, is that that back door all shut up? Yeah. Or is that back door all shut and locked? Yeah. Yep.\n\nAlright. Might just move my van to you so you can go? Yeah. So I drop in him somewhere? Yeah.\n\nHe can do. Yeah. That'd be great. Just if you can. Another picky thing.\n\nOh. It's locked into the extension. I love that. Sorry, mate. No.\n\nI I think that pretty much covers everything.\n\nChannel 0: Perfect. And sorry you've answered these questions previously, but you haven't declared bankruptcy of your partner on debt agreements previously, have you?\n\nChannel 1: No. No. We don't have any\n\nChannel 0: No.\n\nChannel 1: dead, which is great. But\n\nChannel 0: Yeah.\n\nChannel 1: don't\n\nChannel 0: Fantastic.\n\nChannel 1: know. Don't exactly hang up. I don't know. I don't know. I don't know.\n\nI don't know. I don't know yet, so\n\nChannel 0: Yeah. There's good debt and bad debt. At least you don't have the bad debt. You can\n\nChannel 1: no.\n\nChannel 0: work towards getting the good debts and purchasing a home, things like that. We also\n\nChannel 1: Yep.\n\nChannel 0: do have, like, the trusted mortgage brokers here as well. Obviously, you know, being time differences and things like that as well, it can be a little bit more difficult, but we can make a referral to them if you wanna do have a a conversation, especially when your partner starts to resume a bit more work as well and sort of see what your borrowing power looks like and things like that as well.\n\nChannel 1: Yeah. We've basically kinda put it on hold because we have a short term goal of moving to America. So\n\nChannel 0: Okay. And when\n\nChannel 1: they're\n\nChannel 0: are you\n\nChannel 1: probably\n\nChannel 0: sort of\n\nChannel 1: not\n\nChannel 0: looking at doing that potentially?\n\nChannel 1: well, I've completed an I one thirty. I think it's a partner sponsored green card, and that's probably still got sixteen months or something to process in the next couple of years, basically.\n\nChannel 0: Yep. Because, obviously, within regards to that, generally, for people that are moving overseas and planning on staying overseas, we can't give personalized advice for it because we're not licensed to take into consideration, obviously, you know, international equities, things like that in terms of, like, you being overseas and providing advice while being overseas. But\n\nChannel 1: Are\n\nChannel 0: insane.\n\nChannel 1: you\n\nChannel 0: What?\n\nChannel 1: so are you saying your advice would basically stop now because you know that or\n\nChannel 0: Sorry?\n\nChannel 1: sort of from when I leave?\n\nChannel 0: That yeah. So if you were planning on leaving, like, the most likely thing that would happen would be that we would likely remove ourselves as servicing advisers at the time you sort of left if you weren't planning on returning to Australia, if that makes sense. Yeah. Because obviously, you know, you can still manage the super at some level of capacity, but given that you wouldn't be contributing and things like that, it might not sort of it's like it generally ends up not being in your best interest. And then also we can't provide further advice from it if you were overseas.\n\nChannel 1: Yep. That's fine.\n\nChannel 0: Perfect.\n\nChannel 1: Still, yes. Still, it is couple years off.\n\nChannel 0: Yes.\n\nChannel 1: So\n\nChannel 0: Still got plenty of time, so that's fine.\n\nChannel 1: yeah.\n\nChannel 0: As far as your health, though, still nonsmoker, no injuries, no medications at the moment?\n\nChannel 1: Yep. Clean\n\nChannel 0: Perfect.\n\nChannel 1: bill out\n\nChannel 0: And\n\nChannel 1: at the\n\nChannel 0: do you\n\nChannel 1: moment.\n\nChannel 0: right. And do you have private health cover at the moment?\n\nChannel 1: Yes. I do.\n\nChannel 0: Right. And I know you've got an external insurance policy that we don't actually have any information on regards to, like, your life, PPD, or income protection on what you do hold. Do you have, like, your stipulate of currency for that policy?\n\nChannel 1: I'm sure I have it. Somewhere. I've got a score it was through you guys. But, anyway, I could find it, probably not immediately, and sent it through. Would you like it?\n\nWould you like me to do that?\n\nChannel 0: Yeah. That would be great. Because, obviously, we've never spoken before, so I can't sort of, you know, talk about sort of what you've discussed previously with other people. I'm just going off the information that I've got that it's you've obviously got your superannuation account. And then in regards to insurance, is it just lists that you're holding an external policy that we're not the the holders of\n\nChannel 1: Okay.\n\nChannel 0: from when you originally came on board. So, yeah, if you could send that through, we can even do a review of your insurances given that in, you know, in a few years, you might be looking at leaving anyway, and that might become obsolete to an extent depending on what policy you have and what you're sort of looking at holding and whether or not it covers you overseas or not. But those are all\n\nChannel 1: I'm\n\nChannel 0: things we can have a bit of a look at for you as well.\n\nChannel 1: just trying to see through the email. I was like, what's the score I have? Yeah. That's fine. I'll I'll have a look when I'm not trying to think about other things.\n\nBut but, yeah, I can what would be the best best place to send it?\n\nChannel 0: Yep. You can send it through to info at Oakview Financial. So, like, it should pop up from, like, previous emails that you've gotten originally as well.\n\nChannel 1: Okay. IP Financial.\n\nChannel 0: And it's dot com dot a u.\n\nChannel 1: Yep.\n\nChannel 0: And I'll\n\nChannel 1: So\n\nChannel 0: just go through the the general inbox, and I'll be able to see that and flick it through.\n\nChannel 1: Yep.\n\nChannel 0: Right. And as I said, we can do a review of those insurances because, obviously, two years is still a time. As I said, I don't have any details in regards to policy that it says you are retaining at the moment. So if you could grab those, we can have a look at those for you as well. In\n\nChannel 1: Yep.\n\nChannel 0: regards to your state planning matters there as well, I know you don't have a current will in place. Is that something you have thought about, something you plan on sort of getting around to or not too sure?\n\nChannel 1: Definitely thought about and probably should have now that I do have a dependent, but\n\nChannel 0: Yep.\n\nChannel 1: obviously not something that's\n\nChannel 0: Yep. No. That's completely understandable there. And then we're gonna go to the more probably important one there as well. Your beneficiary form for your net wealth and who you'd wanna nominate for that.\n\nSo generally, it'd be your spouse anyway because she's the one that's caring for the children, things like that as well. But\n\nChannel 1: Yep.\n\nChannel 0: it is currently blank, so if something were to happen, it just means that the likelihood is it probably would end up in your estate unless someone came forward to claim for it, which would be like spouse independence, which given the children are quite young, unless it was your spouse, there probably wouldn't be anyone that sort of is eligible for it apart from the kids. But it's better to have a a nomination just so it stays outside of this state. It doesn't get challenged, things like that as well.\n\nChannel 1: Yes. Yeah. No.\n\nChannel 0: Alright.\n\nChannel 1: It's fixing on the to do list.\n\nChannel 0: Perfect. I can even send through some lawyer information as well just on some general wills and estate planning just for local solicitor and their general pricing. Just have a read through if you'd like.\n\nChannel 1: Yeah. Actually, that'd be great for the month.\n\nChannel 0: Not a problem. And a random question that they've added in recent years is you're not sort of involved in politics or politically exposed or with, like, family members or anything like that?\n\nChannel 1: No.\n\nChannel 0: Right. And currently, you're not a tax resident for any other foreign jurisdiction?\n\nChannel 1: No.\n\nChannel 0: Right. And as far as your goals currently there, because I know you were working towards sort of purchasing a property here in the next few years. Is that sort of gone out the window given that you're looking at potentially, you know, moving overseas and maybe purchasing a home there and things like that?\n\nChannel 1: Yeah. It kind of has. It's kind of become yeah. We're not we're not financially set up to be able to afford buying one here and then purchasing one in The States as well. So it'll probably just end up being gold would be our first time in American.\n\nSo\n\nChannel 0: Yep.\n\nChannel 1: the moment,\n\nChannel 0: Right.\n\nChannel 1: basically, you're saving pennies where we can.\n\nChannel 0: Not a problem. And you just partner originally from America. Is that the reasons for sort of\n\nChannel 1: Yes.\n\nChannel 0: making the move? Yeah. No.\n\nChannel 1: Yep. Yeah. I\n\nChannel 0: Understandable.\n\nChannel 1: think we should have been a school there. And quite frankly, it's ridiculously expensive to live here right now.\n\nChannel 0: Yeah. No. Completely understandable. The the housing market over there is a little bit better than over here even with the the dollar exchange. And given the Australian dollar's\n\nChannel 1: Yeah.\n\nChannel 0: going alright at the moment, it's\n\nChannel 1: I\n\nChannel 0: not\n\nChannel 1: can bought this about twice. I want to get here. Look at that.\n\nChannel 0: yeah. It's a little bit\n\nChannel 1: Yep.\n\nChannel 0: unsettling when you see a million dollar property in Australia versus a million dollar property elsewhere.\n\nChannel 1: Certainly\n\nChannel 0: As far as any other goals that you're currently working towards, like,\n\nChannel 1: is.\n\nChannel 0: obviously, with the insurances, I can't sort of have a discussion with you around your cover amounts and what you're covered for and what you're not without knowing what they are at the moment. But from memory, you satisfied with those. That's something you wanna review currently? Or\n\nChannel 1: Sorry. I lost you there for a sec, mate.\n\nChannel 0: Yeah. It cut out for a little bit. So just in regards to your insurance, is there obviously I don't know exactly what you're covered for given that I don't have a stipulated currency at the moment. But from your your memory, is that something you want to review? Are you happy sort of with your your current policy from memory or not too sure?\n\nChannel 1: Probably, may I could, but I I literally reviewed and kind of it took me about six months to get it bloody reinstated. And I think I only I only got it all reinstated and finalized probably less than a year ago. So I think I'm probably, at the moment, happy with it.\n\nChannel 0: Yep. And do you know what types of cover you have on that at the moment? Like, life, TPD, IP, trauma?\n\nChannel 1: Oh, my. It is I I went basically outside of the generics that you get through superannuation. So it'll be PPD and I believe it's income section. It's gotta be some way. I'll have to dig through my emails.\n\nIt's probably gonna take too long right now.\n\nChannel 0: It's if you could just get it to me at some point, because in regards to your current portfolio, which is the next thing I wanted to sort of touch on there as well, in regards to how your portfolio has performed, so the last twelve months hasn't been too crash hot. Like, obviously, you had, like, your sort of back end of COVID where everything wasn't doing too great, and it sort of recovered a bit since then. So, overall, your portfolio is up since the time you've been on board and the the returns it has gotten even sort of after these. The start of the year, there was the Trump tariff debacle there. And towards the end of this year, there was the sort of other wars that were sort of kicking off just a little bit.\n\nIn regards to that as well, your active fund, which you are quite heavily invested in in terms of, like, weightings for your portfolio, that active management, Benelon did have an underlying asset where they were done for not accounting or reporting correctly, which again caused your portfolio to take a bit of a backward step. So we would be looking to do an update just to review your investments and just do a review of that and make sure that it's in your best interest moving forward as well.\n\nChannel 1: Yeah. How much of a fax that we're talking? I haven't actually looked up things for a while. I know it was a healthy return the year before last when I got the phone call.\n\nChannel 0: Yep.\n\nChannel 1: One\n\nChannel 0: So\n\nChannel 1: 30\n\nChannel 0: currently,\n\nChannel 1: one.\n\nChannel 0: it's sitting at a 131,000 in terms of the actual balance. Now as far as Ben Long in terms of the last twelve months and the figure that it went backwards, it went backwards by, like, about 20%. And given that it is, like, a quite a significant weight in your portfolio, it was, like, an $8,000 backward step in that period of time. Whereas, obviously, the rest of your portfolio was still tracking. So they sort of curbed those losses to some extent.\n\nSo it only worked out to be about a 3% loss over that twelve month period due to that asset and that announcement, if that makes sense.\n\nChannel 1: Okay.\n\nChannel 0: Yep.\n\nChannel 1: So\n\nChannel 0: So are\n\nChannel 1: I I would imagine could a can a company bounce back from that quickly, or are you kind of suggesting to most of your\n\nChannel 0: you\n\nChannel 1: customers\n\nChannel 0: sorry?\n\nChannel 1: like me that we steer away from them all?\n\nChannel 0: So as an investment, generally, you never wanna sort of sell low by high. But given that it\n\nChannel 1: Yeah.\n\nChannel 0: wasn't just the investment itself, it was like the management and then the fund within it that was sort of done for obviously, they're not reporting, and then the fact that the active manager did not sort of see any signs of that, sort of hasn't been managing the best for the past year and a bit anyway in terms of returns it has been getting. They made a business decision that they do wanna look to move away from Benelong and then just use the losses that have occurred to, like, offset, obviously, some capital gains when looking at readjusting the portfolio. And then also, if any sort of still carry forward to other offsets. So obviously not the most ideal scenario in terms of what's happened. Luckily, like, the rest of your portfolio has propped it up to some extent.\n\nAnd then even given the last year that because that occurred in November, we've sort of been keeping an eye on it, and it hasn't really recovered to an extent that you'd sort of wanna hold on to it much longer in terms of, like, the return. You could be getting a better return in another investment as opposed to seeing how they continue to recover from that, if that makes sense.\n\nChannel 1: Yeah. I didn't realize it's 41 k. It's a massive mistake out of my portfolio.\n\nChannel 0: Yeah. And then with that, obviously, I wasn't the advice that originally set that up. So that is quite a heavily active portion to try and outperform that market. Obviously, when it comes to those market swings when it doesn't perform in regards to that, it can have quite a negative effect there as well because the active portion generally is the most volatile in terms of, like, the ups and the downs and, like, the years returns and things like that as well. And like you said, like, last year was quite a a good return, and then this year, not quite a great return there as well, which is what you see in a lot of those active Managedlip portfolios as well.\n\nThey do sort of have good and bad years, but the Benelon one wasn't sort of an Australian equities issue. It was more so the underlying asset issue.\n\nChannel 1: Yeah. Yep. Alright. Well, yeah, that would be is that another conversation for another day about how we move away from them? Or\n\nChannel 0: So just based off this conversation, obviously, do a quick risk profile there with you as well just to make sure that still lines up with your current investment in terms of, like, the risk you take on. And then from there, they'll do the research in the back end and get that ball rolling to be able to update that advice piece there as well and look at that. And then in the meantime, the next few weeks, if it were to sort of recover, then we may look at holding that off for you or not. You can sort of make that decision. You don't have to take on the advice.\n\nIf you don't want to, obviously, we'll present it, and then you can sort of see if you wanna change up to those investments. But with that one, would you be looking to still maintain, like, an active component? Would you wanna move completely away from active and just have the passive that's a bit more cheaper, a lower cost investment cost, but then you're not aiming to outperform the markets?\n\nChannel 1: I mean, this is probably it. I can't I don't really know right now. I I was all for I don't know. Because active I think it's kind of a little more aggressive, right,\n\nChannel 0: In terms\n\nChannel 1: in\n\nChannel 0: of,\n\nChannel 1: terms\n\nChannel 0: like,\n\nChannel 1: of\n\nChannel 0: your\n\nChannel 1: a\n\nChannel 0: assets\n\nChannel 1: profile.\n\nChannel 0: to to growth versus, like, defensive in that regard, so you can still have the same amount of assets in, like, a growth portfolio as active versus passive. One just actively aims to find gaps in the market, whether that's value investing or whether that's sort of finding other, like, performance of other companies and building a portfolio is that way to try and better than what the market indexes are doing. Because the index is basically to track the top companies in those spaces. And if they're all doing well, the market's doing well, they perform quite well, and it's a lower cost, and it's active in the sense that if a company falls outside of those top 500 or, like, in America of the S and P 500, then they're no longer held,\n\nChannel 1: Yep.\n\nChannel 0: like, within your portfolio, whereas fund managers actively do those buys and sells to find where they believe value in the market is to try and outperform that. So it's more manager risk than it is actual allocation of growth assets risk. Because currently, you're sitting in about an eighty twenty split of growth assets to defensive. So that 80% growth and 20% defensive assets. And then within that growth space there, you do have that active portion which accounts for about, like you said, that 30 sort of percent of your portfolio that was in those funds that didn't perform.\n\nChannel 1: Okay. I didn't 30 yeah. 30% doesn't sound like a a dangerous percentage for my profile to be a little aggressive. I I think I'm probably happy to say how it is. Like you said,\n\nChannel 0: Keep\n\nChannel 1: there's good and bad news.\n\nChannel 0: Yep. Would you be wanting to look at updating the the Benelon to a different active portion and just giving the portfolio a refresh, or is it something you just wanna hold on to at the moment?\n\nChannel 1: I don't think I have any kind of knowledge on\n\nChannel 0: Yeah.\n\nChannel 1: whether or not to hold it or get rid of it. So\n\nChannel 0: Yeah.\n\nChannel 1: I'd\n\nChannel 0: Okay. We'll\n\nChannel 1: probably\n\nChannel 0: show\n\nChannel 1: honestly\n\nChannel 0: you what\n\nChannel 1: just leave it\n\nChannel 0: it\n\nChannel 1: in\n\nChannel 0: yeah. We'll look at what a refresh looks like, and we'll just look to keep\n\nChannel 1: your\n\nChannel 0: an active portfolio component in there for you.\n\nChannel 1: hands. It does sound it's not great. It's been along the way just explaining how no one seems to have picked up on this snag, and it's like he's actually looking after something.\n\nChannel 0: Yeah.\n\nChannel 1: That was great.\n\nChannel 0: It was like a little bit out of the blue in the sense that obviously certain things you can't predict like that given that they pay like market analysts to review these companies to see like how they are tracking and why how they build their portfolios, it is a little bit concerning that obviously they didn't pick up on the issues that were occurring,\n\nChannel 1: Do you\n\nChannel 0: if\n\nChannel 1: guys\n\nChannel 0: that\n\nChannel 1: do\n\nChannel 0: may.\n\nChannel 1: any of that yourself, or is that purely\n\nChannel 0: So in terms\n\nChannel 1: outside?\n\nChannel 0: of, like, companies,\n\nChannel 1: You just basically\n\nChannel 0: and\n\nChannel 1: go off. Yeah.\n\nChannel 0: we don't do, like, direct share investments generally. We do, like, a portion of those passive ETFs, which obviously are ETFs.\n\nChannel 1: Yeah.\n\nChannel 0: They're quite simple in terms of researching. And then the\n\nChannel 1: So\n\nChannel 0: funds\n\nChannel 1: if you\n\nChannel 0: itself\n\nChannel 1: have a there's no way you guys would have been able to pick up on either, unfortunately.\n\nChannel 0: no. Because those fund managers themselves don't release their entire sort of portfolios in whole or sort of what they're doing or the buyers themselves. Obviously, you can see to some extent, But they're fund managers for a reason. If they disclosed everything, you'd just be able to cop and pick and choose, and there's no reason to have a fund manager. You could just steal all their investments as well, if that makes sense.\n\nBut if even if you looked up then along over the past, like, twenty sort of years, they were quite competitive in the market until sort of the last sort of three. They sort of dropped off a little bit following COVID. And then the what happened with recently, obviously, is the nail in the coffin a little bit.\n\nChannel 1: Yep. Yep.\n\nChannel 0: Do you have any\n\nChannel 1: Alright.\n\nChannel 0: other questions in regards to that at all?\n\nChannel 1: No. No. I'll run it.\n\nChannel 0: Yep. No problem. As I said, we'll look at doing the update there for you. And if you do have any questions following that as well, we can go through it in that statement of advice piece once we get that together for you as well.\n\nChannel 1: Yep. Yeah. Sounds good.\n\nChannel 0: Perfect. But do you have any other questions on anything we've covered so far at all there, Reese? Like, excluding that as well?\n\nChannel 1: No. Not I think I'm nothing happy about it.\n\nChannel 0: Yep. Okay. Not a problem at all. So we'll run through that quick risk profile questionnaire just to make sure that we've got you invested in line with your current portfolio there. So you've obviously had direct investments previously and are still looking to hold those.\n\nBut how willing would you say you are to accept risk to, like, outpace inflation and, you know, curb the the cost of living, like, in regards to your money. Like, obviously, if it sits in the bank, inflation can either weigh it, but are you willing to accept a certain amount of risk to outperform that to make sure your soup is growing and things like that?\n\nChannel 1: In terms of, yes, superannuation, yes. A little bit. Not aggressively because I literally don't really know much about shares, but\n\nChannel 0: Yep.\n\nChannel 1: I am willing to take a little bit of risk.\n\nChannel 0: So you'd say a bit more of a moderate risk taker\n\nChannel 1: Yeah. I'll tell them what I is that mild mild risk taker?\n\nChannel 0: there? That's sort of the the moderate. Otherwise, it's sort of,\n\nChannel 1: Okay.\n\nChannel 0: you\n\nChannel 1: Yep.\n\nChannel 0: know yeah.\n\nChannel 1: Not yet.\n\nChannel 0: Basically. And then in terms of if your superannuation was to decrease by 20%, obviously, you took a little bit of a backward step now, and you seem to be, like, okay with waiting and seeing how it improves and things like that as well. But if it dropped much more than that, would you be quite concerned? Would you look at trying to sell out to more secure assets? How do you think you'd respond to that?\n\nChannel 1: Yes. I reckon if it dipped by probably think 30% would concern me quite a bit. I'd probably be calling you guys. Hey. So what's going on?\n\nChannel 0: Yeah. No. I completely understand.\n\nChannel 1: 25\n\nChannel 0: And then\n\nChannel 1: to 30 would probably be where I'd start getting little worried. Because, obviously, it's it's more than likely done. I don't know how long this was gonna go on, but it's probably gonna do it again. Right?\n\nChannel 0: yeah. Exactly. The good thing\n\nChannel 1: And\n\nChannel 0: about\n\nChannel 1: we're gonna\n\nChannel 0: yourself\n\nChannel 1: take\n\nChannel 0: is\n\nChannel 1: a\n\nChannel 0: you've\n\nChannel 1: massive\n\nChannel 0: got\n\nChannel 1: dive.\n\nChannel 0: time on your your side, which is the main thing for you, I guess.\n\nChannel 1: Yep.\n\nChannel 0: You do have that time till retirement to make those dips in the market. So if you had sort of a blip on the radar, especially with, like, years like this as well. And then with those dips in the market, obviously, you're quite cautious with what happens there. But are you somewhat optimistic about returns in the market at all, like, with things like COVID when that occurred or still just, like, cautious, a little bit concerned about what's going on?\n\nChannel 1: After seeing kind of bounced back from COVID, Kinda pretty confident that, yeah, the the market will typically bounce back. Just\n\nChannel 0: Yep.\n\nChannel 1: trying to work out when I should sell my current stocks before everything dies, if I should. Any question I got for you?\n\nChannel 0: Okay. Yeah. Well, obviously, in terms of those investments, I don't actually know what you you sort of hold. But, yeah, look, definitely, at least for the next couple of months there, it's gonna be a bit rocky in terms of what actually occurs, and then that's purely because no one exactly knows\n\nChannel 1: Yeah.\n\nChannel 0: what's going on,\n\nChannel 1: Yeah.\n\nChannel 0: you know, with Iran, Israel, things like that. In terms of, like, wars, wars don't have, like, the biggest impact as you might think compared to, like, other events. Like, terror attacks generally, you know, are quite quite bad in terms of market. They do cause a bit of upending there as well. But as far as wars, they do sort of recover quite quickly.\n\nBut in that time, they are quite volatile in terms of, like, the ups and downs, if that makes sense.\n\nChannel 1: Yep.\n\nChannel 0: So definitely, at least for the next month or so, it is gonna be a lot of up and down just to end that bit all over the shop.\n\nChannel 1: Yeah.\n\nChannel 0: Right. And then as far as investing, obviously, potentially gonna purchase property in the future, but would you ever put borrowed money into anything slightly riskier?\n\nChannel 1: No. Probably not. Not with not with a wife and two kids now. It's a little bit too hairy,\n\nChannel 0: Not a problem.\n\nChannel 1: but that I was on anything stupid.\n\nChannel 0: Yep. Now in terms of your portfolio there, I did actually look up the exact portfolio. And so with the weightings and why they've changed sort of income askew a little bit, we talked about, like, a growth at eighty twenty split. The actual portfolio when you originally recommended was a high growth portfolio, which is about\n\nChannel 1: That rings\n\nChannel 0: a 90.\n\nChannel 1: the bell.\n\nChannel 0: That's about a ninety ten split. So it just obviously when it's being invested, the market sort of changed and the investment sort of changed a little bit. I was just basing off the percentages that I could see there, but I actually looked in the actual portfolio it was. It is a a high growth portfolio, which is that ninety ten\n\nChannel 1: Yep.\n\nChannel 0: split. You did come out as a growth investor, which is around that 8020. Now in saying that you are on the younger side of things, especially when it comes to to superannuation, so you can more than take on that level of risk in a high growth portfolio and and keeping that there, especially in the in the meantime given that you are currently in a high growth. And then as you do get close to retirement and sort of get close to the returns that you'd like, you can sort of look at reducing that level of risk. But, you know, while you're younger, contributing well, earning good money, you can afford to take on that risk and aim for those higher returns in that period, if that makes sense.\n\nChannel 1: Yep. Yep.\n\nChannel 0: Are you still comfortable with the high growth? Is that something you wanna review as well? Or\n\nChannel 1: I nothing. I'm still happy with it yet. Leave it as is.\n\nChannel 0: perfect. Now I am gonna send you just the the DocuSign there or Otusign that it's changed to. So this\n\nChannel 1: Yep.\n\nChannel 0: will have a few signable documents there with that one. It'll just be the ongoing service agreement tax file opt in form. So that's from where we've changed where we store your tax file number on file. The ongoing service agreement is in regards to the service, and if you're happy to stay on for the next twelve months, obviously, it isn't a locking contract there as well. So with that one, if you see my advice and you see my update, you're not too happy with it and you're sort of done with the service, it's not locked in contract.\n\nSo there's a bit of peace of mind in that that you can go somewhere else if you'd like. Not that we'd want you to, obviously. And then in regards to the non signable documents that are just attached as attachments there, you'll have your Vanguard index chart. You'll have your summary there, which as I said, just gives you your superannuation. And then, obviously, we don't have those external assurances, which I which I would like to have a look at just to address there as well.\n\nYou'll have the most up to date copy of the financial services guide and OQ services guide, which has been changes that have occurred in the last sort of six to twelve months here as well. In terms of updates, there have been a few business changes. We're getting slightly a little bit bigger as well, and then you'll have that portfolio performance report there as well. Now with that one there, it is the the last twelve months from, I think, believe it was when was the date for that one? Sorry.\n\nFebruary 25 there that that was created. And then you'll be able to see what did occur there, obviously, in terms of the returns with Bennelong, which as I said, is quite unfortunate that it wasn't sort of Australian equities issue. It was just that fund issue. And given that you, you know, did have that actively invested to try and outperform that market and then having it go the opposite way, it's not too fantastic, but we'll try and sort of do an update that turns that around a bit for you. Do\n\nChannel 1: Alright.\n\nChannel 0: you have any questions in regards to those those documents there at all there, Reese?\n\nChannel 1: I mean, I can't look at them right now. I'm looking on my job at home, but,\n\nChannel 0: Yeah.\n\nChannel 1: obviously,\n\nChannel 0: Yeah.\n\nChannel 1: if you have\n\nChannel 0: That's\n\nChannel 1: any questions, I can. And, yeah, I can email email in.\n\nChannel 0: all. Yeah. Email in. Just give us a call. We can arrange a time to to go through that, have a chat about that or anything like that as well for you.\n\nBut while you've got me there too, Reese, is there anything else that you wanna have a chat about? Anything I haven't covered today that you want a bit more clarification on? Any questions in regards to?\n\nChannel 1: Not a 100% understanding exactly what sort of happened with Ben Long and how it's affected my account. So I have you said they dropped by 20%. Yeah. Or you said my my total superannuation dropped by 20%, my my total net worth.\n\nChannel 0: Yep. Not the the total of your your net wealth. So in terms of, like, a negative return for the year, it was only negative 3.4, which is about a 4,500 sorta negative return for the year. Whereas net with the Benelong, which is a 30% portion of that accounted for, like, around that 9,600 backward step with the 20% negative return there. Now there was hack within that as well that has done a negative return in terms of your portfolio, but the industry sector as a whole for AI and technology has taken a dive in the past month.\n\nBut they have\n\nChannel 1: Yeah.\n\nChannel 0: quite a a confidence that that will return, and then that's not something to be too concerned about, like you said, with those ups and downs. The ups and down that did occur with Bennelong, though, was largely due, as I said, to that underlying investment that was done for Dodgey Accounting. And then as a result of that, they got put on a trading hold. Bennelong had to reevaluate that stock that they hold with them. And then with that, some investors also lost faith with Bennelong itself, which caused some funds to exit that managed fund as well, which further caused their fund price or share price to dip, if that makes sense.\n\nChannel 1: Yep. So, yeah, they so, yeah, they dropped, like, almost nine k.\n\nChannel 0: Yeah. And then gold was still up 56%. Europe was up 16%. Europe sort of Europe, Asia sort of area outside of The US was up 17. Japan was up 23, and then the S and P 500, which is America, was around the four.\n\nAnd then that's largely just due to the the currency exchange risk because the Australian dollar got stronger, and then the US dollar dropped a little bit there as well. They're actually true return. They're probably sitting around the 15%, but it's because they're the US dollar has taken a bit of a dive, and because that's a foreign foreign exchange. Obviously, the the value of that is affected with that currency hedging.\n\nChannel 1: Okay. That sucks a bit. Because I think I had, like, 15 for return the year before last. It might have even been higher than that. It's\n\nChannel 0: Yeah.\n\nChannel 1: pretty\n\nChannel 0: I think last year,\n\nChannel 1: pretty\n\nChannel 0: it really\n\nChannel 1: unfortunate.\n\nChannel 0: was quite a good return for everything. And given, you know, those the fact that Ben Long is quite a significant weighting, even if that sort of hit a zero return mark, you would still would have been doing quite well in terms of return. The fact that it's such a heavy weighing in your portfolio for that active investment that it's caused such an effect on your overall returns. But as I said, we'll look to update the portfolio. We might even look at reducing the active portion, making a bit more of a satellite and less a bit of a core.\n\nSo that way, if there is, like, a bad deal with the active portion that it doesn't have a significant effect as it has currently with your portfolio.\n\nChannel 1: Yep.\n\nChannel 0: Perfect.\n\nChannel 1: Yep. Yeah. That's that's pretty much it for the for me. They're not so I have questions.\n\nChannel 0: No problem. Any other questions that you might have, feel free to obviously reach out in regards to that. But otherwise, I'll let you get back to your afternoon, and then we can sort of go from there once we get that all together there for you.\n\nChannel 1: Yep. Alright. So basically, I'll just get my incoming TPD insurance to get through to you.\n\nChannel 0: Yeah.\n\nChannel 1: And then do you wanna reach out to me and with because you you said you wouldn't mind reviewing, possibly recommending some options, or you're happy to just leave it at that and just have it on record?\n\nChannel 0: I'll have a conversation with you and see what you wanna do from that as well and just see how you feel about it, and then we can go from there as well.\n\nChannel 1: Yep. Okay. Sounds good.\n\nChannel 0: Too easy. But anything else for me while you've got me there?\n\nChannel 1: Nah. Not at the moment.\n\nChannel 0: Great. Obviously, anything in the meantime, feel free to either just attach that with the question with your certificate of currency there. Otherwise, I will just touch base. Sort of when I get an afternoon free, even if I get off another call, I might give you a call in an afternoon, just have a quick chat about your insurances. I want to have a look at those and see how you feel about them and see if we if you wanna look at updating it or having a review of that at all.\n\nChannel 1: Yep. That sounds\n\nChannel 0: Not a problem at all, Reese. Well, I'll let you get back to you afternoon, and once you get that stupid currency, I'll sort of touch base with\n\nChannel 1: good.\n\nChannel 0: you.\n\nChannel 1: Excellent. Alright. Thank you very much for the call, man.\n\nChannel 0: Cheers, mate. Thanks for your time. Sorry to to bug you for the last hour at work there, but enjoy the rest of the hour.\n\nChannel 1: That's alright. Thanks. I appreciate it.\n\nChannel 0: Cheers. Bye.\n\nChannel 1: See you, buddy.","paragraphs":[{"sentences":[{"text":"Hello?","start":0.0,"end":0.5,"sentiment":"neutral","sentiment_score":0.012845875695347786},{"text":"From response electricians.","start":2.3999999,"end":3.46,"sentiment":"neutral","sentiment_score":0.021433221797148388}],"sentiment":"neutral","sentiment_score":0.019286385271698236,"channel":1,"num_words":4,"start":0.0,"end":3.46},{"sentences":[{"text":"Good afternoon, Reese.","start":4.08,"end":4.96,"sentiment":"positive","sentiment_score":0.375930388768514},{"text":"It's Kyle calling from Financial.","start":4.96,"end":6.2599998,"sentiment":"neutral","sentiment_score":0.24505204260349273},{"text":"How's it going?","start":6.48,"end":7.3799996,"sentiment":"neutral","sentiment_score":0.2874183654785156}],"sentiment":"neutral","sentiment_score":0.29230058870532294,"channel":0,"num_words":11,"start":4.08,"end":7.3799996},{"sentences":[{"text":"Good call.","start":7.6,"end":8.08,"sentiment":"positive","sentiment_score":0.5276182889938354},{"text":"How are you doing?","start":8.08,"end":8.74,"sentiment":"positive","sentiment_score":0.34323588758707047}],"sentiment":"positive","sentiment_score":0.4046966880559921,"channel":1,"num_words":6,"start":7.6,"end":8.74},{"sentences":[{"text":"Yeah.","start":9.12,"end":9.36,"sentiment":"neutral","sentiment_score":0.2538626194000244},{"text":"Not too bad at all.","start":9.36,"end":10.0,"sentiment":"positive","sentiment_score":0.3594843536615372},{"text":"Thanks for asking.","start":10.0,"end":10.48,"sentiment":"positive","sentiment_score":0.6787264148394266},{"text":"I've got you scheduled in for that interview.","start":10.48,"end":12.0,"sentiment":"positive","sentiment_score":0.3987346328794956},{"text":"Is now a better time for you?","start":12.0,"end":13.275,"sentiment":"neutral","sentiment_score":0.2668654237474714}],"sentiment":"positive","sentiment_score":0.3810582775622606,"channel":0,"num_words":24,"start":9.12,"end":13.275},{"sentences":[{"text":"Yeah.","start":13.759999,"end":14.08,"sentiment":"neutral","sentiment_score":0.1969941407442093},{"text":"Let's do it.","start":14.08,"end":14.799999,"sentiment":"neutral","sentiment_score":0.2418380876382192},{"text":"I'll make it work.","start":14.799999,"end":15.78,"sentiment":"neutral","sentiment_score":0.29517971724271774}],"sentiment":"neutral","sentiment_score":0.26290340907871723,"channel":1,"num_words":8,"start":13.759999,"end":15.78},{"sentences":[{"text":"Not a problem.","start":16.635,"end":17.275,"sentiment":"neutral","sentiment_score":0.2580438703298569},{"text":"I'll try and make it real quick and and brief for you then.","start":17.275,"end":20.395,"sentiment":"neutral","sentiment_score":0.3221820420943774},{"text":"I'm still a bit busy, but we'll try and power through.","start":20.395,"end":24.175,"sentiment":"neutral","sentiment_score":-0.02337579196318984}],"sentiment":"neutral","sentiment_score":0.17427275728227365,"channel":0,"num_words":27,"start":16.635,"end":24.175},{"sentences":[{"text":"I think it's time difference with me being my stars.","start":23.735,"end":26.135,"sentiment":"neutral","sentiment_score":-0.04355513621121645},{"text":"I'm always working till four, 04:30.","start":26.135,"end":28.075,"sentiment":"neutral","sentiment_score":0.013288733549416065}],"sentiment":"neutral","sentiment_score":-0.022238685050979257,"channel":1,"num_words":16,"start":23.735,"end":28.075},{"sentences":[{"text":"Yeah.","start":28.970001,"end":29.470001,"sentiment":"neutral","sentiment_score":0.00865182001143694},{"text":"No.","start":29.53,"end":29.93,"sentiment":"neutral","sentiment_score":-0.04479029402136803},{"text":"Under understandable.","start":29.93,"end":30.830002,"sentiment":"neutral","sentiment_score":-0.04928618483245373},{"text":"I can have a look.","start":31.050001,"end":34.03,"sentiment":"neutral","sentiment_score":0.02577233836054802},{"text":"Just because the","start":34.41,"end":35.050003,"sentiment":"neutral","sentiment_score":0.054561417549848557}],"sentiment":"neutral","sentiment_score":0.013152925064787269,"channel":0,"num_words":12,"start":28.970001,"end":35.050003},{"sentences":[{"text":"Sure.","start":35.0,"end":35.5,"sentiment":"neutral","sentiment_score":0.10700731724500656}],"sentiment":"neutral","sentiment_score":0.10700731724500656,"channel":1,"num_words":1,"start":35.0,"end":35.5},{"sentences":[{"text":"Layla ones always get booked out anyway as well.","start":35.050003,"end":37.370003,"sentiment":"neutral","sentiment_score":0.12512694547573724},{"text":"So I'll try and make this one real quick for you.","start":37.370003,"end":38.81,"sentiment":"neutral","sentiment_score":0.2522267306392843},{"text":"If you got any questions, you can always come back with an email or something there as well.","start":38.81,"end":42.525,"sentiment":"neutral","sentiment_score":0.10898892540070745}],"sentiment":"neutral","sentiment_score":0.15427466325069727,"channel":0,"num_words":38,"start":35.050003,"end":42.525},{"sentences":[{"text":"Yep.","start":42.28,"end":42.78,"sentiment":"neutral","sentiment_score":0.10671229660511015}],"sentiment":"neutral","sentiment_score":0.10671229660511015,"channel":1,"num_words":1,"start":42.28,"end":42.78},{"sentences":[{"text":"Just before we jump into that, if I could just pass through security, just that name, date of birth, and current address, we'll get stuck into that.","start":43.545,"end":48.765,"sentiment":"neutral","sentiment_score":0.051034750761809175}],"sentiment":"neutral","sentiment_score":0.051034750761809175,"channel":0,"num_words":27,"start":43.545,"end":48.765},{"sentences":[{"text":"Yep.","start":48.925,"end":49.425,"sentiment":"neutral","sentiment_score":0.09429635852575302},{"text":"Reese Reese Julian Millburn.","start":51.805,"end":53.824997,"sentiment":"neutral","sentiment_score":0.08166454173624516},{"text":"'10 to the fifth nineteen ninety.","start":53.964996,"end":55.585,"sentiment":"neutral","sentiment_score":0.05223796144127846}],"sentiment":"neutral","sentiment_score":0.06676202673803676,"channel":1,"num_words":11,"start":48.925,"end":55.585},{"sentences":[{"text":"And then just your current straight address.","start":57.36,"end":59.04,"sentiment":"neutral","sentiment_score":0.07583965361118317},{"text":"Thanks, Ruth.","start":59.04,"end":59.780003,"sentiment":"neutral","sentiment_score":0.16003847122192383}],"sentiment":"neutral","sentiment_score":0.09455050196912554,"channel":0,"num_words":9,"start":57.36,"end":59.780003},{"sentences":[{"text":"64 B Collier Ave, Dovecatter, WA 6021.","start":60.370003,"end":65.35,"sentiment":"neutral","sentiment_score":0.09596001569713865}],"sentiment":"neutral","sentiment_score":0.09596001569713865,"channel":1,"num_words":7,"start":60.370003,"end":65.35},{"sentences":[{"text":"Perfect.","start":66.494995,"end":66.895,"sentiment":"positive","sentiment_score":0.6174504160881042},{"text":"Thank you for that.","start":66.895,"end":67.875,"sentiment":"positive","sentiment_score":0.6574224531650543},{"text":"So in regards to to this one there, we'll basically just running through, confirm a few details, make sure everything's up to scratch, have a discussion about how things have been performing the last twelve months there as well.","start":68.335,"end":78.87,"sentiment":"neutral","sentiment_score":0.24325648370461586},{"text":"And then following this, I'll get a team to to send you out a few documents there as well on your ongoing service agreement if you're happy to stay on board for the the next twelve months there as well.","start":78.87,"end":88.97,"sentiment":"neutral","sentiment_score":0.22746116071939468}],"sentiment":"neutral","sentiment_score":0.2599117800238587,"channel":0,"num_words":84,"start":66.494995,"end":88.97},{"sentences":[{"text":"Yep.","start":89.28999,"end":89.78999,"sentiment":"neutral","sentiment_score":0.07533776015043259}],"sentiment":"neutral","sentiment_score":0.07533776015043259,"channel":1,"num_words":1,"start":89.28999,"end":89.78999},{"sentences":[{"text":"But we'll go through and confirm some details there first.","start":89.91,"end":92.73,"sentiment":"neutral","sentiment_score":0.02143142484128475},{"text":"In regards to negative key there as well, I've got Katie, your your spouse down, but I don't have a number or anything in the event that we couldn't reach you.","start":93.705,"end":101.225,"sentiment":"neutral","sentiment_score":-0.10369786331730504},{"text":"Did you wanna provide anything there?","start":101.225,"end":103.165,"sentiment":"neutral","sentiment_score":-0.04692512998978297}],"sentiment":"neutral","sentiment_score":-0.06982702753962354,"channel":0,"num_words":47,"start":89.91,"end":103.165},{"sentences":[{"text":"Yeah.","start":103.695,"end":104.015,"sentiment":"neutral","sentiment_score":0.01402673590928316},{"text":"I do have a mobile.","start":104.015,"end":104.994995,"sentiment":"neutral","sentiment_score":0.0273463636636734},{"text":"04 double check.","start":106.174995,"end":109.295,"sentiment":"neutral","sentiment_score":0.011774750659242274},{"text":"0457316163.","start":109.295,"end":114.115,"sentiment":"neutral","sentiment_score":0.012283624149858952}],"sentiment":"neutral","sentiment_score":0.019836643035523592,"channel":1,"num_words":10,"start":103.695,"end":114.115},{"sentences":[{"text":"Yep.","start":115.159996,"end":115.399994,"sentiment":"neutral","sentiment_score":0.04792407155036926},{"text":"163.","start":115.399994,"end":116.439995,"sentiment":"neutral","sentiment_score":0.030149273574352264},{"text":"Right.","start":116.439995,"end":116.939995,"sentiment":"neutral","sentiment_score":0.07426050305366516},{"text":"And as far as your job there, you're obviously still doing the electrician work there as well.","start":117.814995,"end":122.875,"sentiment":"neutral","sentiment_score":0.034077190191430205},{"text":"Now has your occupation changed much in the last sort of twelve months or since you sort of spoke with us last?","start":123.255,"end":127.994995,"sentiment":"neutral","sentiment_score":-0.030058066529983826}],"sentiment":"neutral","sentiment_score":0.0016754432803108578,"channel":0,"num_words":42,"start":115.159996,"end":127.994995},{"sentences":[{"text":"I mean, not so much.","start":129.28,"end":131.655,"sentiment":"neutral","sentiment_score":-0.14764315783977508},{"text":"I've technically been classified as leading hand now.","start":133.33499,"end":135.095,"sentiment":"neutral","sentiment_score":-0.10310176946222782},{"text":"I don't think that really means anything on your end.","start":135.095,"end":138.795,"sentiment":"neutral","sentiment_score":-0.21380445808172227}],"sentiment":"neutral","sentiment_score":-0.1609162837266922,"channel":1,"num_words":23,"start":129.28,"end":138.795},{"sentences":[{"text":"It's not just a update, but in terms of, like unless we're looking at insurances and things like that, it doesn't make a huge difference.","start":140.71,"end":147.97499,"sentiment":"neutral","sentiment_score":-0.17909812420606613}],"sentiment":"neutral","sentiment_score":-0.17909812420606613,"channel":0,"num_words":25,"start":140.71,"end":147.97499},{"sentences":[{"text":"Can't imagine","start":148.27,"end":148.91,"sentiment":"neutral","sentiment_score":-0.06748481094837189}],"sentiment":"neutral","sentiment_score":-0.06748481094837189,"channel":1,"num_words":2,"start":148.27,"end":148.91},{"sentences":[{"text":"Any","start":148.67499,"end":149.17499,"sentiment":"neutral","sentiment_score":-0.10000800341367722}],"sentiment":"neutral","sentiment_score":-0.10000800341367722,"channel":0,"num_words":1,"start":148.67499,"end":149.17499},{"sentences":[{"text":"what I'm I mean, I'm a little bit more office bound now, but it's still basically I think it's still in 400 the same whatever class that you guys are using, I'd say.","start":148.91,"end":159.49,"sentiment":"neutral","sentiment_score":-0.07577266431216037}],"sentiment":"neutral","sentiment_score":-0.07577266431216037,"channel":1,"num_words":33,"start":148.91,"end":159.49},{"sentences":[{"text":"Yeah.","start":159.81,"end":160.20999,"sentiment":"neutral","sentiment_score":0.026674505323171616},{"text":"And then with that, it's about an eighty twenty split sort of thing with office to field work, like,","start":160.20999,"end":165.48999,"sentiment":"neutral","sentiment_score":0.027357537691530428}],"sentiment":"neutral","sentiment_score":0.027323386073112486,"channel":0,"num_words":20,"start":159.81,"end":165.48999},{"sentences":[{"text":"Yeah.","start":165.235,"end":165.635,"sentiment":"neutral","sentiment_score":0.04349291697144509}],"sentiment":"neutral","sentiment_score":0.04349291697144509,"channel":1,"num_words":1,"start":165.235,"end":165.635},{"sentences":[{"text":"20","start":165.48999,"end":165.81,"sentiment":"neutral","sentiment_score":0.06303127110004425}],"sentiment":"neutral","sentiment_score":0.06303127110004425,"channel":0,"num_words":1,"start":165.48999,"end":165.81},{"sentences":[{"text":"I'd say","start":165.635,"end":165.95499,"sentiment":"neutral","sentiment_score":0.059589531272649765}],"sentiment":"neutral","sentiment_score":0.059589531272649765,"channel":1,"num_words":2,"start":165.635,"end":165.95499},{"sentences":[{"text":"percent","start":165.81,"end":166.04999,"sentiment":"neutral","sentiment_score":0.1079675480723381}],"sentiment":"neutral","sentiment_score":0.1079675480723381,"channel":0,"num_words":1,"start":165.81,"end":166.04999},{"sentences":[{"text":"it","start":165.95499,"end":166.11499,"sentiment":"neutral","sentiment_score":0.0775667205452919}],"sentiment":"neutral","sentiment_score":0.0775667205452919,"channel":1,"num_words":1,"start":165.95499,"end":166.11499},{"sentences":[{"text":"office.","start":166.04999,"end":166.54999,"sentiment":"neutral","sentiment_score":0.08280535787343979}],"sentiment":"neutral","sentiment_score":0.08280535787343979,"channel":0,"num_words":1,"start":166.04999,"end":166.54999},{"sentences":[{"text":"is probably semi accurate.","start":166.11499,"end":167.31499,"sentiment":"neutral","sentiment_score":0.09133929572999477},{"text":"Yeah?","start":167.31499,"end":167.81499,"sentiment":"neutral","sentiment_score":0.14362327754497528}],"sentiment":"neutral","sentiment_score":0.10179609209299087,"channel":1,"num_words":5,"start":166.11499,"end":167.81499},{"sentences":[{"text":"Perfect.","start":170.385,"end":170.885,"sentiment":"positive","sentiment_score":0.41911038756370544},{"text":"And then still doing full time work with with that role, the thirty eight hours, or you do a bit of overtime?","start":172.385,"end":177.44499,"sentiment":"neutral","sentiment_score":0.1336082209917632}],"sentiment":"neutral","sentiment_score":0.14602135866880417,"channel":0,"num_words":23,"start":170.385,"end":177.44499},{"sentences":[{"text":"Yes.","start":177.92001,"end":178.42001,"sentiment":"neutral","sentiment_score":0.06689052283763885},{"text":"I mean, it varies, but, I mean, a base week is 40.","start":178.48001,"end":182.1,"sentiment":"neutral","sentiment_score":0.0396357971864442},{"text":"Probably average closer to 42 to 45 a week, I'd say.","start":183.52,"end":187.885,"sentiment":"neutral","sentiment_score":0.04846531626853076},{"text":"Ballpark.","start":188.58499,"end":189.08499,"sentiment":"neutral","sentiment_score":0.15060430765151978}],"sentiment":"neutral","sentiment_score":0.049049715027213094,"channel":1,"num_words":25,"start":177.92001,"end":189.08499},{"sentences":[{"text":"Perfect.","start":191.575,"end":192.075,"sentiment":"positive","sentiment_score":0.4432755708694458},{"text":"Just chuck that down.","start":193.655,"end":194.875,"sentiment":"neutral","sentiment_score":0.21378592774271965},{"text":"And how long have you been doing the the leading hand role there now?","start":195.73499,"end":199.015,"sentiment":"neutral","sentiment_score":0.005284262022801808},{"text":"Is it just the last twelve months?","start":199.015,"end":200.715,"sentiment":"neutral","sentiment_score":-0.019048154620187625}],"sentiment":"neutral","sentiment_score":0.047656225685316786,"channel":0,"num_words":26,"start":191.575,"end":200.715},{"sentences":[{"text":"Yeah.","start":201.15,"end":201.47,"sentiment":"neutral","sentiment_score":-0.006218122318387032},{"text":"It's less than a month.","start":201.47,"end":202.53,"sentiment":"neutral","sentiment_score":-0.017627619206905365}],"sentiment":"neutral","sentiment_score":-0.01572603639215231,"channel":1,"num_words":6,"start":201.15,"end":202.53},{"sentences":[{"text":"Oh, less than a month.","start":203.17499,"end":203.97499,"sentiment":"neutral","sentiment_score":-0.009691063500940799}],"sentiment":"neutral","sentiment_score":-0.009691063500940799,"channel":0,"num_words":5,"start":203.17499,"end":203.97499},{"sentences":[{"text":"So","start":203.95,"end":204.11,"sentiment":"neutral","sentiment_score":0.01594010554254055}],"sentiment":"neutral","sentiment_score":0.01594010554254055,"channel":1,"num_words":1,"start":203.95,"end":204.11},{"sentences":[{"text":"Yep.","start":203.97499,"end":204.45499,"sentiment":"neutral","sentiment_score":0.02873341739177704}],"sentiment":"neutral","sentiment_score":0.02873341739177704,"channel":0,"num_words":1,"start":203.97499,"end":204.45499},{"sentences":[{"text":"what's this?","start":204.11,"end":204.93,"sentiment":"neutral","sentiment_score":0.007754665799438953}],"sentiment":"neutral","sentiment_score":0.007754665799438953,"channel":1,"num_words":2,"start":204.11,"end":204.93},{"sentences":[{"text":"And how much industry experience do you have in electrical field at the moment?","start":204.45499,"end":208.92,"sentiment":"neutral","sentiment_score":0.0027338054829410146}],"sentiment":"neutral","sentiment_score":0.0027338054829410146,"channel":0,"num_words":14,"start":204.45499,"end":208.92},{"sentences":[{"text":"With qualified six years.","start":210.67,"end":213.965,"sentiment":"neutral","sentiment_score":0.018573394045233727},{"text":"I mean, I've been in the industry for for about sixteen years.","start":214.425,"end":221.485,"sentiment":"neutral","sentiment_score":0.02403030761828025},{"text":"But, obviously, some of that is as a apprentice and or trade sit, laborer.","start":224.345,"end":231.43,"sentiment":"neutral","sentiment_score":0.003173549459981067}],"sentiment":"neutral","sentiment_score":0.013569565334667763,"channel":1,"num_words":30,"start":210.67,"end":231.43},{"sentences":[{"text":"Yep.","start":231.09,"end":231.59,"sentiment":"neutral","sentiment_score":0.09094074368476868},{"text":"Alright.","start":234.13,"end":234.63,"sentiment":"neutral","sentiment_score":0.223166823387146},{"text":"Perfect.","start":238.69,"end":239.19,"sentiment":"positive","sentiment_score":0.36993908882141113},{"text":"And your base income there between the leading head and roll, did you get a bit of a pay bump with that one?","start":239.25,"end":243.825,"sentiment":"neutral","sentiment_score":0.10326267795070358}],"sentiment":"neutral","sentiment_score":0.11765724033690415,"channel":0,"num_words":26,"start":231.09,"end":243.825},{"sentences":[{"text":"Yes.","start":244.405,"end":244.80501,"sentiment":"neutral","sentiment_score":0.07431388646364212},{"text":"It has changed.","start":244.80501,"end":245.785,"sentiment":"neutral","sentiment_score":0.04580144832531611}],"sentiment":"neutral","sentiment_score":0.052929557859897614,"channel":1,"num_words":4,"start":244.405,"end":245.785},{"sentences":[{"text":"Yep.","start":246.385,"end":246.785,"sentiment":"neutral","sentiment_score":0.07559864968061447},{"text":"And how much should","start":246.785,"end":247.50499,"sentiment":"neutral","sentiment_score":0.0225245445035398}],"sentiment":"neutral","sentiment_score":0.03313936553895473,"channel":0,"num_words":5,"start":246.385,"end":247.50499},{"sentences":[{"text":"Can","start":247.445,"end":247.605,"sentiment":"neutral","sentiment_score":0.016767624765634537}],"sentiment":"neutral","sentiment_score":0.016767624765634537,"channel":1,"num_words":1,"start":247.445,"end":247.605},{"sentences":[{"text":"you","start":247.50499,"end":247.665,"sentiment":"neutral","sentiment_score":0.012765809893608092}],"sentiment":"neutral","sentiment_score":0.012765809893608092,"channel":0,"num_words":1,"start":247.50499,"end":247.665},{"sentences":[{"text":"you","start":247.605,"end":248.105,"sentiment":"neutral","sentiment_score":0.00950314849615097}],"sentiment":"neutral","sentiment_score":0.00950314849615097,"channel":1,"num_words":1,"start":247.605,"end":248.105},{"sentences":[{"text":"be on roughly now?","start":247.665,"end":248.885,"sentiment":"neutral","sentiment_score":0.011454315856099129}],"sentiment":"neutral","sentiment_score":0.011454315856099129,"channel":0,"num_words":4,"start":247.665,"end":248.885},{"sentences":[{"text":"just check that manual cover back on, please?","start":249.045,"end":250.885,"sentiment":"neutral","sentiment_score":-0.002338905818760395},{"text":"You got the letter.","start":250.885,"end":251.865,"sentiment":"neutral","sentiment_score":0.03164577763527632},{"text":"Let me double check for you now.","start":253.045,"end":259.47,"sentiment":"neutral","sentiment_score":0.017405663336051345},{"text":"I'm around the $1.14 mark, I think.","start":259.47,"end":263.25,"sentiment":"neutral","sentiment_score":0.05043298538242068},{"text":"Bear with me.","start":264.43,"end":265.41,"sentiment":"neutral","sentiment_score":0.023305073380470276}],"sentiment":"neutral","sentiment_score":0.022505435350404727,"channel":1,"num_words":29,"start":249.045,"end":265.41},{"sentences":[{"text":"Well, should I just go back?","start":275.305,"end":277.465,"sentiment":"neutral","sentiment_score":-0.0030783076460162797},{"text":"Really?","start":277.465,"end":277.965,"sentiment":"neutral","sentiment_score":0.00914285145699978},{"text":"Based on $1.14.","start":291.74,"end":293.19998,"sentiment":"neutral","sentiment_score":0.04743300875027975}],"sentiment":"neutral","sentiment_score":0.013297203183174133,"channel":1,"num_words":10,"start":275.305,"end":293.19998},{"sentences":[{"text":"Perfect.","start":294.765,"end":295.265,"sentiment":"positive","sentiment_score":0.6326867341995239},{"text":"And with the base being one fourteen, do you know roughly sort of what you expected to earn with your your overtime hours and things like that?","start":296.605,"end":303.505,"sentiment":"neutral","sentiment_score":0.16191777724910666}],"sentiment":"neutral","sentiment_score":0.17873095428305014,"channel":0,"num_words":28,"start":294.765,"end":303.505},{"sentences":[{"text":"One twenty five, one thirty.","start":306.115,"end":308.69498,"sentiment":"neutral","sentiment_score":0.021190691739320755},{"text":"Probably close to 01:30.","start":310.22,"end":311.6,"sentiment":"neutral","sentiment_score":0.0669954214245081}],"sentiment":"neutral","sentiment_score":0.0415483493771818,"channel":1,"num_words":9,"start":306.115,"end":311.6},{"sentences":[{"text":"Great.","start":312.3,"end":312.8,"sentiment":"positive","sentiment_score":0.685680627822876},{"text":"And as far as your expenditures and savings per week, do you know what your budget sort of looks like in terms of, like, your outgoings versus what you're trying to put","start":312.94,"end":320.345,"sentiment":"neutral","sentiment_score":0.10998072882648557}],"sentiment":"neutral","sentiment_score":0.12742618031122468,"channel":0,"num_words":33,"start":312.3,"end":320.345},{"sentences":[{"text":"To be","start":321.58002,"end":321.90002,"sentiment":"neutral","sentiment_score":-0.04677855037152767}],"sentiment":"neutral","sentiment_score":-0.04677855037152767,"channel":1,"num_words":2,"start":321.58002,"end":321.90002},{"sentences":[{"text":"into","start":321.8475,"end":322.3475,"sentiment":"neutral","sentiment_score":-0.0710768848657608}],"sentiment":"neutral","sentiment_score":-0.0710768848657608,"channel":0,"num_words":1,"start":321.8475,"end":322.3475},{"sentences":[{"text":"honest, right now, no.","start":321.90002,"end":323.36002,"sentiment":"neutral","sentiment_score":-0.1447154190391302}],"sentiment":"neutral","sentiment_score":-0.1447154190391302,"channel":1,"num_words":4,"start":321.90002,"end":323.36002},{"sentences":[{"text":"savings","start":323.85,"end":324.35,"sentiment":"neutral","sentiment_score":-0.10655544698238371}],"sentiment":"neutral","sentiment_score":-0.10655544698238371,"channel":0,"num_words":1,"start":323.85,"end":324.35},{"sentences":[{"text":"Me and my partner","start":324.585,"end":325.565,"sentiment":"neutral","sentiment_score":-0.0901312418282032}],"sentiment":"neutral","sentiment_score":-0.0901312418282032,"channel":1,"num_words":4,"start":324.585,"end":325.565},{"sentences":[{"text":"at","start":325.85248,"end":326.35248,"sentiment":"neutral","sentiment_score":-0.06871820986270905}],"sentiment":"neutral","sentiment_score":-0.06871820986270905,"channel":0,"num_words":1,"start":325.85248,"end":326.35248},{"sentences":[{"text":"are we've we we had our second","start":326.025,"end":328.025,"sentiment":"neutral","sentiment_score":-0.06210213739957128}],"sentiment":"neutral","sentiment_score":-0.06210213739957128,"channel":1,"num_words":7,"start":326.025,"end":328.025},{"sentences":[{"text":"the","start":327.85498,"end":328.35498,"sentiment":"neutral","sentiment_score":-0.04281393438577652}],"sentiment":"neutral","sentiment_score":-0.04281393438577652,"channel":0,"num_words":1,"start":327.85498,"end":328.35498},{"sentences":[{"text":"baby six months ago.","start":328.025,"end":329.725,"sentiment":"neutral","sentiment_score":-0.04657810274511576}],"sentiment":"neutral","sentiment_score":-0.04657810274511576,"channel":1,"num_words":4,"start":328.025,"end":329.725},{"sentences":[{"text":"moment?","start":329.85748,"end":330.35748,"sentiment":"neutral","sentiment_score":-0.02223530411720276}],"sentiment":"neutral","sentiment_score":-0.02223530411720276,"channel":0,"num_words":1,"start":329.85748,"end":330.35748},{"sentences":[{"text":"We've basically been wanting income for the majority of kind of last year and a half.","start":329.865,"end":333.465,"sentiment":"neutral","sentiment_score":-0.025404986226931214},{"text":"So probably been spending pretty much everything, unfortunately.","start":333.465,"end":338.525,"sentiment":"neutral","sentiment_score":-0.22752306424081326},{"text":"Savings pretty much haven't budged.","start":339.54,"end":341.32,"sentiment":"negative","sentiment_score":-0.3887618601322174},{"text":"Six","start":341.82,"end":342.32,"sentiment":"neutral","sentiment_score":-0.014440907165408134}],"sentiment":"neutral","sentiment_score":-0.13949715004613003,"channel":1,"num_words":30,"start":329.865,"end":342.32},{"sentences":[{"text":"Yep.","start":342.5,"end":343.0,"sentiment":"neutral","sentiment_score":-0.015913598239421844}],"sentiment":"neutral","sentiment_score":-0.015913598239421844,"channel":0,"num_words":1,"start":342.5,"end":343.0},{"sentences":[{"text":"is","start":342.82,"end":343.32,"sentiment":"neutral","sentiment_score":-0.013844957575201988}],"sentiment":"neutral","sentiment_score":-0.013844957575201988,"channel":1,"num_words":1,"start":342.82,"end":343.32},{"sentences":[{"text":"So you've got","start":345.955,"end":346.915,"sentiment":"neutral","sentiment_score":-0.0166425375888745}],"sentiment":"neutral","sentiment_score":-0.0166425375888745,"channel":0,"num_words":3,"start":345.955,"end":346.915},{"sentences":[{"text":"the","start":346.66,"end":347.00668,"sentiment":"neutral","sentiment_score":-0.016140423715114594}],"sentiment":"neutral","sentiment_score":-0.016140423715114594,"channel":1,"num_words":1,"start":346.66,"end":347.00668},{"sentences":[{"text":"two","start":346.915,"end":347.155,"sentiment":"neutral","sentiment_score":-0.011921526864171028}],"sentiment":"neutral","sentiment_score":-0.011921526864171028,"channel":0,"num_words":1,"start":346.915,"end":347.155},{"sentences":[{"text":"other","start":347.00668,"end":347.35333,"sentiment":"neutral","sentiment_score":-0.01637067086994648}],"sentiment":"neutral","sentiment_score":-0.01637067086994648,"channel":1,"num_words":1,"start":347.00668,"end":347.35333},{"sentences":[{"text":"there,","start":347.155,"end":347.395,"sentiment":"neutral","sentiment_score":-0.01600315049290657}],"sentiment":"neutral","sentiment_score":-0.01600315049290657,"channel":0,"num_words":1,"start":347.155,"end":347.395},{"sentences":[{"text":"side.","start":347.35333,"end":347.7,"sentiment":"neutral","sentiment_score":-0.01821364462375641}],"sentiment":"neutral","sentiment_score":-0.01821364462375641,"channel":1,"num_words":1,"start":347.35333,"end":347.7},{"sentences":[{"text":"probably","start":347.395,"end":347.715,"sentiment":"neutral","sentiment_score":-0.011009902693331242}],"sentiment":"neutral","sentiment_score":-0.011009902693331242,"channel":0,"num_words":1,"start":347.395,"end":347.715},{"sentences":[{"text":"Yeah.","start":347.7,"end":348.04666,"sentiment":"neutral","sentiment_score":-0.005620896816253662}],"sentiment":"neutral","sentiment_score":-0.005620896816253662,"channel":1,"num_words":1,"start":347.7,"end":348.04666},{"sentences":[{"text":"under two","start":347.715,"end":348.195,"sentiment":"neutral","sentiment_score":-0.005378504283726215}],"sentiment":"neutral","sentiment_score":-0.005378504283726215,"channel":0,"num_words":2,"start":347.715,"end":348.195},{"sentences":[{"text":"We","start":348.04666,"end":348.39334,"sentiment":"neutral","sentiment_score":-0.008678129874169827}],"sentiment":"neutral","sentiment_score":-0.008678129874169827,"channel":1,"num_words":1,"start":348.04666,"end":348.39334},{"sentences":[{"text":"at the","start":348.195,"end":348.435,"sentiment":"neutral","sentiment_score":-0.012026998214423656}],"sentiment":"neutral","sentiment_score":-0.012026998214423656,"channel":0,"num_words":2,"start":348.195,"end":348.435},{"sentences":[{"text":"do.","start":348.39334,"end":348.74,"sentiment":"neutral","sentiment_score":-0.009459363296627998}],"sentiment":"neutral","sentiment_score":-0.009459363296627998,"channel":1,"num_words":1,"start":348.39334,"end":348.74},{"sentences":[{"text":"moment?","start":348.435,"end":348.935,"sentiment":"neutral","sentiment_score":-0.008804354816675186}],"sentiment":"neutral","sentiment_score":-0.008804354816675186,"channel":0,"num_words":1,"start":348.435,"end":348.935},{"sentences":[{"text":"Eight is this on?","start":348.74,"end":350.12668,"sentiment":"neutral","sentiment_score":-0.010748510132543743},{"text":"Six","start":350.12668,"end":350.47333,"sentiment":"neutral","sentiment_score":-0.0041618794202804565}],"sentiment":"neutral","sentiment_score":-0.009431183990091085,"channel":1,"num_words":5,"start":348.74,"end":350.47333},{"sentences":[{"text":"Yeah.","start":350.275,"end":350.775,"sentiment":"neutral","sentiment_score":-0.0041917115449905396}],"sentiment":"neutral","sentiment_score":-0.0041917115449905396,"channel":0,"num_words":1,"start":350.275,"end":350.775},{"sentences":[{"text":"is the other side, please.","start":350.47333,"end":352.095,"sentiment":"neutral","sentiment_score":-0.005024011805653572},{"text":"Yep.","start":354.015,"end":354.515,"sentiment":"neutral","sentiment_score":0.024135833606123924},{"text":"Two months, sir.","start":354.575,"end":355.555,"sentiment":"neutral","sentiment_score":0.01628291606903076},{"text":"Twenty one months and six months.","start":355.615,"end":357.295,"sentiment":"neutral","sentiment_score":0.0031750015914440155},{"text":"Sorry.","start":357.295,"end":357.795,"sentiment":"neutral","sentiment_score":-0.06550934910774231}],"sentiment":"neutral","sentiment_score":0.00008782395161688328,"channel":1,"num_words":16,"start":350.47333,"end":357.795},{"sentences":[{"text":"Okay.","start":358.45,"end":358.95,"sentiment":"neutral","sentiment_score":-0.03632376343011856}],"sentiment":"neutral","sentiment_score":-0.03632376343011856,"channel":0,"num_words":1,"start":358.45,"end":358.95},{"sentences":[{"text":"In","start":359.055,"end":359.375,"sentiment":"neutral","sentiment_score":-0.06549429893493652}],"sentiment":"neutral","sentiment_score":-0.06549429893493652,"channel":1,"num_words":1,"start":359.055,"end":359.375},{"sentences":[{"text":"Very","start":359.33002,"end":359.65002,"sentiment":"neutral","sentiment_score":-0.15135125815868378}],"sentiment":"neutral","sentiment_score":-0.15135125815868378,"channel":0,"num_words":1,"start":359.33002,"end":359.65002},{"sentences":[{"text":"the thick","start":359.375,"end":359.695,"sentiment":"neutral","sentiment_score":-0.22099100053310394}],"sentiment":"neutral","sentiment_score":-0.22099100053310394,"channel":1,"num_words":2,"start":359.375,"end":359.695},{"sentences":[{"text":"busy","start":359.65002,"end":360.05002,"sentiment":"neutral","sentiment_score":-0.1942836344242096}],"sentiment":"neutral","sentiment_score":-0.1942836344242096,"channel":0,"num_words":1,"start":359.65002,"end":360.05002},{"sentences":[{"text":"of it,","start":359.695,"end":360.275,"sentiment":"neutral","sentiment_score":-0.23949715495109558}],"sentiment":"neutral","sentiment_score":-0.23949715495109558,"channel":1,"num_words":2,"start":359.695,"end":360.275},{"sentences":[{"text":"at","start":360.05002,"end":360.37003,"sentiment":"neutral","sentiment_score":-0.2679538428783417}],"sentiment":"neutral","sentiment_score":-0.2679538428783417,"channel":0,"num_words":1,"start":360.05002,"end":360.37003},{"sentences":[{"text":"literally.","start":360.335,"end":360.835,"sentiment":"neutral","sentiment_score":-0.18492646515369415}],"sentiment":"neutral","sentiment_score":-0.18492646515369415,"channel":1,"num_words":1,"start":360.335,"end":360.835},{"sentences":[{"text":"the the high level.","start":360.37003,"end":361.27002,"sentiment":"neutral","sentiment_score":-0.10470467247068882}],"sentiment":"neutral","sentiment_score":-0.10470467247068882,"channel":0,"num_words":4,"start":360.37003,"end":361.27002},{"sentences":[{"text":"Yeah.","start":362.015,"end":362.515,"sentiment":"neutral","sentiment_score":-0.04470766335725784}],"sentiment":"neutral","sentiment_score":-0.04470766335725784,"channel":1,"num_words":1,"start":362.015,"end":362.515},{"sentences":[{"text":"Yeah.","start":362.61002,"end":363.11002,"sentiment":"neutral","sentiment_score":-0.06024354323744774},{"text":"No.","start":363.17,"end":363.41,"sentiment":"neutral","sentiment_score":-0.14923129975795746},{"text":"Understandable.","start":363.41,"end":363.91,"sentiment":"neutral","sentiment_score":-0.14931468665599823},{"text":"At the moment, are you planning on doing any sort of salary sacrifice and things like that or any other contributions?","start":364.45,"end":368.53003,"sentiment":"neutral","sentiment_score":-0.1235016676641646},{"text":"Obviously, probably not given your current circumstances, but","start":368.53003,"end":371.75,"sentiment":"neutral","sentiment_score":-0.10814359318464994}],"sentiment":"neutral","sentiment_score":-0.11929604050237685,"channel":0,"num_words":32,"start":362.61002,"end":371.75},{"sentences":[{"text":"Right.","start":371.38,"end":371.78,"sentiment":"neutral","sentiment_score":-0.026560701429843903},{"text":"No.","start":371.78,"end":372.1,"sentiment":"neutral","sentiment_score":-0.11410284042358398},{"text":"Right now, no.","start":372.1,"end":372.82,"sentiment":"neutral","sentiment_score":-0.11011409759521484},{"text":"My partner's just recently gone back to work two days a week, so our income is going to at least start bolstering a little bit.","start":372.82,"end":379.24,"sentiment":"neutral","sentiment_score":0.010948523133993148},{"text":"So, hopefully, we can actually start maybe putting some money back into our savings account.","start":380.74,"end":384.23502,"sentiment":"neutral","sentiment_score":0.08732058530052503}],"sentiment":"neutral","sentiment_score":0.024722578293747372,"channel":1,"num_words":45,"start":371.38,"end":384.23502},{"sentences":[{"text":"But yeah.","start":384.23502,"end":384.635,"sentiment":"neutral","sentiment_score":0.005482805892825127},{"text":"I mean, the only thing I've literally been doing is a small very small contribution to a raised investment account, $50 a week.","start":384.635,"end":393.61502,"sentiment":"neutral","sentiment_score":0.0717385981393897},{"text":"So that's that's pretty much it.","start":394.635,"end":396.42,"sentiment":"neutral","sentiment_score":0.06378745349744956}],"sentiment":"neutral","sentiment_score":0.06592509967665519,"channel":1,"num_words":31,"start":384.23502,"end":396.42},{"sentences":[{"text":"Yep.","start":397.245,"end":397.565,"sentiment":"neutral","sentiment_score":0.0765351802110672},{"text":"Because I've got here the two cars worth around 50, contents worth around 50, the Comsec account worth around 5,300.","start":397.565,"end":405.485,"sentiment":"neutral","sentiment_score":0.05027774125337601},{"text":"Do you still have that one?","start":405.485,"end":406.705,"sentiment":"neutral","sentiment_score":-0.0002309413005908331}],"sentiment":"neutral","sentiment_score":0.04002608731389046,"channel":0,"num_words":27,"start":397.245,"end":406.705},{"sentences":[{"text":"Yeah.","start":406.90002,"end":407.14,"sentiment":"neutral","sentiment_score":-0.00844770297408104},{"text":"The COM six, something was basically for sold.","start":407.14,"end":411.625,"sentiment":"neutral","sentiment_score":-0.054073045030236244},{"text":"So that's down to about 3 and a half now for the COMSAC.","start":411.685,"end":417.625,"sentiment":"neutral","sentiment_score":-0.07732350952350177}],"sentiment":"neutral","sentiment_score":-0.06573807668279517,"channel":1,"num_words":22,"start":406.90002,"end":417.625},{"sentences":[{"text":"Yep.","start":418.30002,"end":418.7,"sentiment":"neutral","sentiment_score":0.06934261322021484},{"text":"And the stake investment portfolio, do you still have that one as well?","start":418.7,"end":422.535,"sentiment":"neutral","sentiment_score":0.03639018120100865}],"sentiment":"neutral","sentiment_score":0.03874392634523766,"channel":0,"num_words":14,"start":418.30002,"end":422.535},{"sentences":[{"text":"Yeah.","start":422.64502,"end":422.885,"sentiment":"neutral","sentiment_score":0.06216421723365784},{"text":"I do.","start":422.885,"end":423.545,"sentiment":"neutral","sentiment_score":0.0695885643362999},{"text":"That one?","start":424.565,"end":425.30502,"sentiment":"neutral","sentiment_score":0.036765338853001595}],"sentiment":"neutral","sentiment_score":0.054974404722452165,"channel":1,"num_words":5,"start":422.64502,"end":425.30502},{"sentences":[{"text":"Do you know?","start":425.015,"end":425.595,"sentiment":"neutral","sentiment_score":0.022956425324082375}],"sentiment":"neutral","sentiment_score":0.022956425324082375,"channel":0,"num_words":3,"start":425.015,"end":425.595},{"sentences":[{"text":"Total is around 28 k, I think, Aussie dollar.","start":425.62,"end":429.47998,"sentiment":"neutral","sentiment_score":0.021807606228523783}],"sentiment":"neutral","sentiment_score":0.021807606228523783,"channel":1,"num_words":9,"start":425.62,"end":429.47998},{"sentences":[{"text":"Right.","start":430.855,"end":431.095,"sentiment":"neutral","sentiment_score":0.0502740666270256},{"text":"Yep.","start":431.095,"end":431.575,"sentiment":"neutral","sentiment_score":0.04013811424374581}],"sentiment":"neutral","sentiment_score":0.045206090435385704,"channel":0,"num_words":2,"start":430.855,"end":431.575},{"sentences":[{"text":"28?","start":431.22,"end":431.78,"sentiment":"neutral","sentiment_score":0.02110077440738678}],"sentiment":"neutral","sentiment_score":0.02110077440738678,"channel":1,"num_words":1,"start":431.22,"end":431.78},{"sentences":[{"text":"And","start":431.575,"end":431.895,"sentiment":"neutral","sentiment_score":0.025475192815065384}],"sentiment":"neutral","sentiment_score":0.025475192815065384,"channel":0,"num_words":1,"start":431.575,"end":431.895},{"sentences":[{"text":"Yep.","start":431.78,"end":432.1,"sentiment":"neutral","sentiment_score":0.0295101311057806}],"sentiment":"neutral","sentiment_score":0.0295101311057806,"channel":1,"num_words":1,"start":431.78,"end":432.1},{"sentences":[{"text":"then","start":431.895,"end":432.395,"sentiment":"neutral","sentiment_score":0.02812032587826252}],"sentiment":"neutral","sentiment_score":0.02812032587826252,"channel":0,"num_words":1,"start":431.895,"end":432.395},{"sentences":[{"text":"I've got US stocks and then Australian stocks on that as well.","start":432.1,"end":435.31998,"sentiment":"neutral","sentiment_score":0.02672090521082282},{"text":"Yes.","start":437.94,"end":438.18,"sentiment":"neutral","sentiment_score":0.032555557787418365},{"text":"The total loss is $20.29 29,000.","start":438.18,"end":441.0,"sentiment":"neutral","sentiment_score":-0.007805148915698131}],"sentiment":"neutral","sentiment_score":0.01612502772753176,"channel":1,"num_words":19,"start":432.1,"end":441.0},{"sentences":[{"text":"and then","start":442.78998,"end":443.19,"sentiment":"neutral","sentiment_score":-0.01486876979470253}],"sentiment":"neutral","sentiment_score":-0.01486876979470253,"channel":0,"num_words":2,"start":442.78998,"end":443.19},{"sentences":[{"text":"20","start":443.035,"end":443.355,"sentiment":"neutral","sentiment_score":-0.0019064787775278091}],"sentiment":"neutral","sentiment_score":-0.0019064787775278091,"channel":1,"num_words":1,"start":443.035,"end":443.355},{"sentences":[{"text":"the","start":443.19,"end":443.43,"sentiment":"neutral","sentiment_score":-0.004398532211780548}],"sentiment":"neutral","sentiment_score":-0.004398532211780548,"channel":0,"num_words":1,"start":443.19,"end":443.43},{"sentences":[{"text":"6.","start":443.355,"end":443.855,"sentiment":"neutral","sentiment_score":0.00014232657849788666}],"sentiment":"neutral","sentiment_score":0.00014232657849788666,"channel":1,"num_words":1,"start":443.355,"end":443.855},{"sentences":[{"text":"raise account currently, do you know roughly what that balance is sitting at?","start":443.43,"end":446.775,"sentiment":"neutral","sentiment_score":0.0017542488729724516}],"sentiment":"neutral","sentiment_score":0.0017542488729724516,"channel":0,"num_words":13,"start":443.43,"end":446.775},{"sentences":[{"text":"Yeah.","start":446.555,"end":446.875,"sentiment":"neutral","sentiment_score":0.03276876360177994},{"text":"That's $16.05.","start":446.875,"end":448.095,"sentiment":"neutral","sentiment_score":0.03944738768041134}],"sentiment":"neutral","sentiment_score":0.037221179654200874,"channel":1,"num_words":3,"start":446.555,"end":448.095},{"sentences":[{"text":"Perfect.","start":451.895,"end":452.375,"sentiment":"neutral","sentiment_score":0.29609325528144836}],"sentiment":"neutral","sentiment_score":0.29609325528144836,"channel":0,"num_words":1,"start":451.895,"end":452.375},{"sentences":[{"text":"16","start":451.995,"end":452.495,"sentiment":"neutral","sentiment_score":0.16185596585273743}],"sentiment":"neutral","sentiment_score":0.16185596585273743,"channel":1,"num_words":1,"start":451.995,"end":452.495},{"sentences":[{"text":"And","start":452.375,"end":452.615,"sentiment":"neutral","sentiment_score":0.12736153602600098}],"sentiment":"neutral","sentiment_score":0.12736153602600098,"channel":0,"num_words":1,"start":452.375,"end":452.615},{"sentences":[{"text":"is","start":452.555,"end":452.715,"sentiment":"neutral","sentiment_score":0.13190500438213348}],"sentiment":"neutral","sentiment_score":0.13190500438213348,"channel":1,"num_words":1,"start":452.555,"end":452.715},{"sentences":[{"text":"as","start":452.615,"end":452.775,"sentiment":"neutral","sentiment_score":0.1563962697982788}],"sentiment":"neutral","sentiment_score":0.1563962697982788,"channel":0,"num_words":1,"start":452.615,"end":452.775},{"sentences":[{"text":"free.","start":452.715,"end":453.115,"sentiment":"neutral","sentiment_score":0.1560003012418747}],"sentiment":"neutral","sentiment_score":0.1560003012418747,"channel":1,"num_words":1,"start":452.715,"end":453.115},{"sentences":[{"text":"far","start":452.775,"end":453.275,"sentiment":"neutral","sentiment_score":0.0012223757803440094}],"sentiment":"neutral","sentiment_score":0.0012223757803440094,"channel":0,"num_words":1,"start":452.775,"end":453.275},{"sentences":[{"text":"Sorry.","start":453.115,"end":453.615,"sentiment":"neutral","sentiment_score":-0.013353158719837666}],"sentiment":"neutral","sentiment_score":-0.013353158719837666,"channel":1,"num_words":1,"start":453.115,"end":453.615},{"sentences":[{"text":"$1.16 3.","start":453.815,"end":454.85498,"sentiment":"neutral","sentiment_score":-0.00023504579439759254}],"sentiment":"neutral","sentiment_score":-0.00023504579439759254,"channel":0,"num_words":2,"start":453.815,"end":454.85498},{"sentences":[{"text":"Yep.","start":454.69,"end":455.19,"sentiment":"neutral","sentiment_score":0.02577817812561989}],"sentiment":"neutral","sentiment_score":0.02577817812561989,"channel":1,"num_words":1,"start":454.69,"end":455.19},{"sentences":[{"text":"And as far as the the savings cash buffer you got at the moment, do you know roughly what that's hovering around, if you don't mind me asking?","start":454.85498,"end":460.44,"sentiment":"neutral","sentiment_score":0.009344423913197326}],"sentiment":"neutral","sentiment_score":0.009344423913197326,"channel":0,"num_words":28,"start":454.85498,"end":460.44},{"sentences":[{"text":"It's shy of 40 now, I think.","start":461.65,"end":463.99002,"sentiment":"neutral","sentiment_score":-0.04056687865938459},{"text":"Oh, no.","start":466.13,"end":466.45,"sentiment":"neutral","sentiment_score":-0.03965157829225063},{"text":"Hang on.","start":466.45,"end":466.85,"sentiment":"neutral","sentiment_score":-0.04307011514902115},{"text":"41 there.","start":466.85,"end":467.75,"sentiment":"neutral","sentiment_score":-0.020442579872906208}],"sentiment":"neutral","sentiment_score":-0.03771513055723447,"channel":1,"num_words":13,"start":461.65,"end":467.75},{"sentences":[{"text":"Right.","start":470.6,"end":470.92,"sentiment":"neutral","sentiment_score":0.02161467634141445},{"text":"Let's get that updated there.","start":470.92,"end":472.62,"sentiment":"neutral","sentiment_score":0.031057023257017136},{"text":"And any other assets or liabilities that I haven't mentioned there?","start":473.195,"end":475.67502,"sentiment":"neutral","sentiment_score":-0.003923656249588186},{"text":"No sort of boats, trailers, caravans, or anything?","start":475.67502,"end":477.855,"sentiment":"neutral","sentiment_score":-0.046929516829550266}],"sentiment":"neutral","sentiment_score":-0.009667862430214882,"channel":0,"num_words":25,"start":470.6,"end":477.855},{"sentences":[{"text":"No.","start":478.28497,"end":478.76498,"sentiment":"neutral","sentiment_score":-0.09482894837856291},{"text":"I mean, I think, kind of, everything's probably including all of my tools and what have you.","start":478.76498,"end":482.79,"sentiment":"neutral","sentiment_score":-0.1119591400903814},{"text":"Sorry.","start":484.15,"end":484.39,"sentiment":"neutral","sentiment_score":-0.05932387709617615},{"text":"One second, mate.","start":484.39,"end":485.03,"sentiment":"neutral","sentiment_score":-0.04256122683485349},{"text":"Lucky?","start":485.03,"end":485.53,"sentiment":"neutral","sentiment_score":-0.013084396719932556}],"sentiment":"neutral","sentiment_score":-0.09557505583633548,"channel":1,"num_words":23,"start":478.28497,"end":485.53},{"sentences":[{"text":"Lucky, is that that back door all shut up?","start":486.15,"end":489.21002,"sentiment":"neutral","sentiment_score":-0.004604310625129276},{"text":"Yeah.","start":489.67,"end":489.99002,"sentiment":"neutral","sentiment_score":-0.01057804562151432},{"text":"Or is that back door all shut and locked?","start":489.99002,"end":491.59,"sentiment":"neutral","sentiment_score":-0.012339720502495766},{"text":"Yeah.","start":491.59,"end":491.99002,"sentiment":"neutral","sentiment_score":0.02117479033768177},{"text":"Yep.","start":491.99002,"end":492.49002,"sentiment":"neutral","sentiment_score":0.039921920746564865}],"sentiment":"neutral","sentiment_score":-0.0048560768898044315,"channel":1,"num_words":21,"start":486.15,"end":492.49002},{"sentences":[{"text":"Alright.","start":492.71002,"end":493.21002,"sentiment":"neutral","sentiment_score":0.06475123763084412},{"text":"Might just move my van to you so you can go?","start":493.51,"end":496.17,"sentiment":"neutral","sentiment_score":0.057890924540433014},{"text":"Yeah.","start":496.665,"end":497.165,"sentiment":"neutral","sentiment_score":0.036710143089294434},{"text":"So I drop in him somewhere?","start":498.745,"end":500.365,"sentiment":"neutral","sentiment_score":0.028409586598475773},{"text":"Yeah.","start":500.505,"end":500.745,"sentiment":"neutral","sentiment_score":0.08195922523736954}],"sentiment":"neutral","sentiment_score":0.049533914774656296,"channel":1,"num_words":20,"start":492.71002,"end":500.745},{"sentences":[{"text":"He can do.","start":500.745,"end":501.385,"sentiment":"neutral","sentiment_score":0.1283874362707138},{"text":"Yeah.","start":501.385,"end":501.885,"sentiment":"neutral","sentiment_score":0.23256608843803409},{"text":"That'd be great.","start":502.105,"end":503.085,"sentiment":"positive","sentiment_score":0.47525768478711444},{"text":"Just if you can.","start":504.825,"end":506.105,"sentiment":"neutral","sentiment_score":0.23044103011488914},{"text":"Another picky thing.","start":506.105,"end":507.245,"sentiment":"neutral","sentiment_score":0.0625937171280384}],"sentiment":"neutral","sentiment_score":0.2252176231039422,"channel":1,"num_words":14,"start":500.745,"end":507.245},{"sentences":[{"text":"Oh.","start":512.16003,"end":512.4,"sentiment":"neutral","sentiment_score":0.07271841168403625},{"text":"It's locked into the extension.","start":512.4,"end":514.24,"sentiment":"neutral","sentiment_score":0.10036590248346329},{"text":"I love that.","start":514.24,"end":515.06,"sentiment":"positive","sentiment_score":0.4782400131225586},{"text":"Sorry, mate.","start":515.84,"end":516.66003,"sentiment":"neutral","sentiment_score":0.020776180550456044},{"text":"No.","start":517.52,"end":517.92,"sentiment":"neutral","sentiment_score":-0.06003934144973755}],"sentiment":"neutral","sentiment_score":0.16589841526001692,"channel":1,"num_words":12,"start":512.16003,"end":517.92},{"sentences":[{"text":"I I think that pretty much covers everything.","start":517.92,"end":519.86,"sentiment":"neutral","sentiment_score":0.01670653373003006}],"sentiment":"neutral","sentiment_score":0.01670653373003006,"channel":1,"num_words":8,"start":517.92,"end":519.86},{"sentences":[{"text":"Perfect.","start":520.68,"end":521.175,"sentiment":"neutral","sentiment_score":0.26644182205200195},{"text":"And sorry you've answered these questions previously, but you haven't declared bankruptcy of your partner on debt agreements previously, have you?","start":521.975,"end":527.995,"sentiment":"neutral","sentiment_score":-0.010472082843383154}],"sentiment":"neutral","sentiment_score":0.0021149128336798062,"channel":0,"num_words":22,"start":520.68,"end":527.995},{"sentences":[{"text":"No.","start":528.285,"end":528.52496,"sentiment":"neutral","sentiment_score":-0.09658241271972656},{"text":"No.","start":528.52496,"end":529.02496,"sentiment":"neutral","sentiment_score":-0.09776143729686736},{"text":"We don't have any","start":529.165,"end":529.96497,"sentiment":"neutral","sentiment_score":-0.1071915440261364}],"sentiment":"neutral","sentiment_score":-0.10385167102018993,"channel":1,"num_words":6,"start":528.285,"end":529.96497},{"sentences":[{"text":"No.","start":529.815,"end":530.315,"sentiment":"neutral","sentiment_score":-0.16006655991077423}],"sentiment":"neutral","sentiment_score":-0.16006655991077423,"channel":0,"num_words":1,"start":529.815,"end":530.315},{"sentences":[{"text":"dead, which is great.","start":529.96497,"end":530.845,"sentiment":"neutral","sentiment_score":-0.07942336052656174},{"text":"But","start":530.845,"end":530.925,"sentiment":"neutral","sentiment_score":-0.11443694680929184}],"sentiment":"neutral","sentiment_score":-0.08642607778310776,"channel":1,"num_words":5,"start":529.96497,"end":530.925},{"sentences":[{"text":"Yeah.","start":531.65497,"end":532.135,"sentiment":"neutral","sentiment_score":-0.14165005087852478}],"sentiment":"neutral","sentiment_score":-0.14165005087852478,"channel":0,"num_words":1,"start":531.65497,"end":532.135},{"sentences":[{"text":"don't","start":532.125,"end":532.365,"sentiment":"neutral","sentiment_score":-0.1718311905860901}],"sentiment":"neutral","sentiment_score":-0.1718311905860901,"channel":1,"num_words":1,"start":532.125,"end":532.365},{"sentences":[{"text":"Fantastic.","start":532.135,"end":532.635,"sentiment":"neutral","sentiment_score":-0.08185504376888275}],"sentiment":"neutral","sentiment_score":-0.08185504376888275,"channel":0,"num_words":1,"start":532.135,"end":532.635},{"sentences":[{"text":"know.","start":532.365,"end":532.605,"sentiment":"neutral","sentiment_score":-0.1384953260421753},{"text":"Don't exactly hang up.","start":532.605,"end":533.40497,"sentiment":"neutral","sentiment_score":-0.2210990972816944},{"text":"I don't know.","start":533.40497,"end":533.565,"sentiment":"neutral","sentiment_score":-0.1971574972073237},{"text":"I don't know.","start":533.565,"end":533.77295,"sentiment":"neutral","sentiment_score":-0.18145214517911276},{"text":"I don't know.","start":533.77295,"end":533.845,"sentiment":"neutral","sentiment_score":-0.1760703424612681}],"sentiment":"neutral","sentiment_score":-0.19192369069371903,"channel":1,"num_words":14,"start":532.365,"end":533.845},{"sentences":[{"text":"I don't know.","start":533.845,"end":533.917,"sentiment":"neutral","sentiment_score":-0.16728689273198447},{"text":"I don't know yet, so","start":533.917,"end":534.685,"sentiment":"neutral","sentiment_score":-0.15418274700641632}],"sentiment":"neutral","sentiment_score":-0.15909680165350437,"channel":1,"num_words":8,"start":533.845,"end":534.685},{"sentences":[{"text":"Yeah.","start":535.19,"end":535.43,"sentiment":"neutral","sentiment_score":-0.05437431484460831},{"text":"There's good debt and bad debt.","start":535.43,"end":536.71,"sentiment":"neutral","sentiment_score":0.27516252795855206},{"text":"At least you don't have the bad debt.","start":536.71,"end":538.41,"sentiment":"neutral","sentiment_score":0.15141696017235518},{"text":"You can","start":538.63,"end":538.95,"sentiment":"neutral","sentiment_score":0.14329013228416443}],"sentiment":"neutral","sentiment_score":0.18203039993258083,"channel":0,"num_words":17,"start":535.19,"end":538.95},{"sentences":[{"text":"no.","start":538.845,"end":539.345,"sentiment":"neutral","sentiment_score":0.18349826335906985}],"sentiment":"neutral","sentiment_score":0.18349826335906985,"channel":1,"num_words":1,"start":538.845,"end":539.345},{"sentences":[{"text":"work towards getting the good debts and purchasing a home, things like that.","start":538.95,"end":541.75,"sentiment":"positive","sentiment_score":0.3417906635082685},{"text":"We also","start":541.75,"end":542.31,"sentiment":"neutral","sentiment_score":0.1781120002269745}],"sentiment":"neutral","sentiment_score":0.3199668417374293,"channel":0,"num_words":15,"start":538.95,"end":542.31},{"sentences":[{"text":"Yep.","start":542.27,"end":542.77,"sentiment":"neutral","sentiment_score":0.1988243907690048}],"sentiment":"neutral","sentiment_score":0.1988243907690048,"channel":1,"num_words":1,"start":542.27,"end":542.77},{"sentences":[{"text":"do have, like, the trusted mortgage brokers here as well.","start":542.31,"end":545.59,"sentiment":"neutral","sentiment_score":0.1884021654725075},{"text":"Obviously, you know, being time differences and things like that as well, it can be a little bit more difficult, but we can make a referral to them if you wanna do have a a conversation, especially when your partner starts to resume a bit more work as well and sort of see what your borrowing power looks like and things like that as well.","start":545.59,"end":559.35,"sentiment":"neutral","sentiment_score":0.06904967149289755}],"sentiment":"neutral","sentiment_score":0.08496333735684554,"channel":0,"num_words":75,"start":542.31,"end":559.35},{"sentences":[{"text":"Yeah.","start":559.74506,"end":559.98505,"sentiment":"neutral","sentiment_score":-0.030901243910193443},{"text":"We've basically kinda put it on hold because we have a short term goal of moving to America.","start":559.98505,"end":567.04504,"sentiment":"neutral","sentiment_score":-0.1053330490572585},{"text":"So","start":567.34503,"end":567.84503,"sentiment":"neutral","sentiment_score":-0.04993205517530441}],"sentiment":"neutral","sentiment_score":-0.09884140910580755,"channel":1,"num_words":20,"start":559.74506,"end":567.84503},{"sentences":[{"text":"Okay.","start":569.11,"end":569.43,"sentiment":"neutral","sentiment_score":-0.05069015547633171},{"text":"And when","start":569.43,"end":570.23,"sentiment":"neutral","sentiment_score":-0.05285804159939289}],"sentiment":"neutral","sentiment_score":-0.05213541289170583,"channel":0,"num_words":3,"start":569.11,"end":570.23},{"sentences":[{"text":"they're","start":570.2,"end":570.36,"sentiment":"neutral","sentiment_score":-0.07558122277259827}],"sentiment":"neutral","sentiment_score":-0.07558122277259827,"channel":1,"num_words":1,"start":570.2,"end":570.36},{"sentences":[{"text":"are you","start":570.23,"end":570.55,"sentiment":"neutral","sentiment_score":-0.0787041001021862}],"sentiment":"neutral","sentiment_score":-0.0787041001021862,"channel":0,"num_words":2,"start":570.23,"end":570.55},{"sentences":[{"text":"probably","start":570.36,"end":570.84,"sentiment":"neutral","sentiment_score":-0.10676854103803636}],"sentiment":"neutral","sentiment_score":-0.10676854103803636,"channel":1,"num_words":1,"start":570.36,"end":570.84},{"sentences":[{"text":"sort of","start":570.55,"end":571.02997,"sentiment":"neutral","sentiment_score":-0.11566143110394478}],"sentiment":"neutral","sentiment_score":-0.11566143110394478,"channel":0,"num_words":2,"start":570.55,"end":571.02997},{"sentences":[{"text":"not","start":570.84,"end":571.34,"sentiment":"neutral","sentiment_score":-0.09711198508739471}],"sentiment":"neutral","sentiment_score":-0.09711198508739471,"channel":1,"num_words":1,"start":570.84,"end":571.34},{"sentences":[{"text":"looking at doing that potentially?","start":571.02997,"end":572.97,"sentiment":"neutral","sentiment_score":-0.1029541552066803}],"sentiment":"neutral","sentiment_score":-0.1029541552066803,"channel":0,"num_words":5,"start":571.02997,"end":572.97},{"sentences":[{"text":"well, I've completed an I one thirty.","start":572.6,"end":575.18,"sentiment":"neutral","sentiment_score":0.023549791292420456},{"text":"I think it's a partner sponsored green card, and that's probably still got sixteen months or something to process in the next couple of years, basically.","start":576.76,"end":586.075,"sentiment":"neutral","sentiment_score":0.004838938681552043}],"sentiment":"neutral","sentiment_score":0.008807907417190798,"channel":1,"num_words":33,"start":572.6,"end":586.075},{"sentences":[{"text":"Yep.","start":589.39,"end":589.89,"sentiment":"neutral","sentiment_score":0.006684802006930113},{"text":"Because, obviously, within regards to that, generally, for people that are moving overseas and planning on staying overseas, we can't give personalized advice for it because we're not licensed to take into consideration, obviously, you know, international equities, things like that in terms of, like, you being overseas and providing advice while being overseas.","start":590.19,"end":610.39496,"sentiment":"neutral","sentiment_score":-0.06474994340290625},{"text":"But","start":611.415,"end":611.65497,"sentiment":"neutral","sentiment_score":-0.09404678642749786}],"sentiment":"neutral","sentiment_score":-0.06399748086031261,"channel":0,"num_words":56,"start":589.39,"end":611.65497},{"sentences":[{"text":"Are","start":611.425,"end":611.665,"sentiment":"neutral","sentiment_score":-0.14766128361225128}],"sentiment":"neutral","sentiment_score":-0.14766128361225128,"channel":1,"num_words":1,"start":611.425,"end":611.665},{"sentences":[{"text":"insane.","start":611.65497,"end":612.15497,"sentiment":"neutral","sentiment_score":-0.1381944715976715}],"sentiment":"neutral","sentiment_score":-0.1381944715976715,"channel":0,"num_words":1,"start":611.65497,"end":612.15497},{"sentences":[{"text":"you","start":611.665,"end":611.905,"sentiment":"neutral","sentiment_score":-0.05404222011566162}],"sentiment":"neutral","sentiment_score":-0.05404222011566162,"channel":1,"num_words":1,"start":611.665,"end":611.905},{"sentences":[{"text":"What?","start":613.27,"end":613.77,"sentiment":"neutral","sentiment_score":-0.0929715409874916}],"sentiment":"neutral","sentiment_score":-0.0929715409874916,"channel":0,"num_words":1,"start":613.27,"end":613.77},{"sentences":[{"text":"so are you saying your advice would basically stop now because you know that or","start":613.425,"end":617.34503,"sentiment":"neutral","sentiment_score":-0.1388967494169871}],"sentiment":"neutral","sentiment_score":-0.1388967494169871,"channel":1,"num_words":15,"start":613.425,"end":617.34503},{"sentences":[{"text":"Sorry?","start":617.11,"end":617.61,"sentiment":"neutral","sentiment_score":-0.10766472667455672}],"sentiment":"neutral","sentiment_score":-0.10766472667455672,"channel":0,"num_words":1,"start":617.11,"end":617.61},{"sentences":[{"text":"sort of from when I leave?","start":617.34503,"end":619.84503,"sentiment":"neutral","sentiment_score":-0.1297189841667811}],"sentiment":"neutral","sentiment_score":-0.1297189841667811,"channel":1,"num_words":6,"start":617.34503,"end":619.84503},{"sentences":[{"text":"That yeah.","start":619.51,"end":620.63,"sentiment":"neutral","sentiment_score":-0.10562892258167267},{"text":"So if you were planning on leaving, like, the most likely thing that would happen would be that we would likely remove ourselves as servicing advisers at the time you sort of left if you weren't planning on returning to Australia, if that makes sense.","start":620.63,"end":634.685,"sentiment":"neutral","sentiment_score":-0.1436550494697359},{"text":"Yeah.","start":645.16,"end":645.39996,"sentiment":"neutral","sentiment_score":-0.120150126516819},{"text":"Because obviously, you know, you can still manage the super at some level of capacity, but given that you wouldn't be contributing and things like that, it might not sort of it's like it generally ends up not being in your best interest.","start":645.39996,"end":655.765,"sentiment":"neutral","sentiment_score":-0.24581452649693156},{"text":"And then also we can't provide further advice from it if you were overseas.","start":655.765,"end":659.945,"sentiment":"neutral","sentiment_score":-0.24775351690394537}],"sentiment":"neutral","sentiment_score":-0.1984234197508721,"channel":0,"num_words":105,"start":619.51,"end":659.945},{"sentences":[{"text":"Yep.","start":661.86,"end":662.01996,"sentiment":"neutral","sentiment_score":0.027781542390584946},{"text":"That's fine.","start":662.01996,"end":662.92,"sentiment":"neutral","sentiment_score":0.1379036121070385}],"sentiment":"neutral","sentiment_score":0.10119625553488731,"channel":1,"num_words":3,"start":661.86,"end":662.92},{"sentences":[{"text":"Perfect.","start":663.36505,"end":663.86505,"sentiment":"neutral","sentiment_score":0.3112907409667969}],"sentiment":"neutral","sentiment_score":0.3112907409667969,"channel":0,"num_words":1,"start":663.36505,"end":663.86505},{"sentences":[{"text":"Still, yes.","start":663.62,"end":664.26,"sentiment":"neutral","sentiment_score":-0.02229248359799385},{"text":"Still, it is couple years off.","start":664.26,"end":665.88,"sentiment":"neutral","sentiment_score":-0.2692442486683528}],"sentiment":"neutral","sentiment_score":-0.20750630740076303,"channel":1,"num_words":8,"start":663.62,"end":665.88},{"sentences":[{"text":"Yes.","start":665.94,"end":666.18,"sentiment":"neutral","sentiment_score":-0.06809830665588379}],"sentiment":"neutral","sentiment_score":-0.06809830665588379,"channel":0,"num_words":1,"start":665.94,"end":666.18},{"sentences":[{"text":"So","start":666.1,"end":666.6,"sentiment":"neutral","sentiment_score":0.2223774641752243}],"sentiment":"neutral","sentiment_score":0.2223774641752243,"channel":1,"num_words":1,"start":666.1,"end":666.6},{"sentences":[{"text":"Still got plenty of time, so that's fine.","start":666.18,"end":668.19995,"sentiment":"positive","sentiment_score":0.44156312942504883}],"sentiment":"positive","sentiment_score":0.44156312942504883,"channel":0,"num_words":8,"start":666.18,"end":668.19995},{"sentences":[{"text":"yeah.","start":667.94,"end":668.44,"sentiment":"neutral","sentiment_score":0.2548585534095764}],"sentiment":"neutral","sentiment_score":0.2548585534095764,"channel":1,"num_words":1,"start":667.94,"end":668.44},{"sentences":[{"text":"As far as your health, though, still nonsmoker, no injuries, no medications at the moment?","start":669.54,"end":673.56,"sentiment":"neutral","sentiment_score":0.09734091038505237}],"sentiment":"neutral","sentiment_score":0.09734091038505237,"channel":0,"num_words":15,"start":669.54,"end":673.56},{"sentences":[{"text":"Yep.","start":673.66504,"end":674.16504,"sentiment":"neutral","sentiment_score":0.3325073719024658},{"text":"Clean","start":674.625,"end":675.025,"sentiment":"positive","sentiment_score":0.5193990468978882}],"sentiment":"positive","sentiment_score":0.425953209400177,"channel":1,"num_words":2,"start":673.66504,"end":675.025},{"sentences":[{"text":"Perfect.","start":674.89996,"end":675.22,"sentiment":"positive","sentiment_score":0.5436376929283142}],"sentiment":"positive","sentiment_score":0.5436376929283142,"channel":0,"num_words":1,"start":674.89996,"end":675.22},{"sentences":[{"text":"bill out","start":675.025,"end":675.30505,"sentiment":"neutral","sentiment_score":0.22503618896007538}],"sentiment":"neutral","sentiment_score":0.22503618896007538,"channel":1,"num_words":2,"start":675.025,"end":675.30505},{"sentences":[{"text":"And","start":675.22,"end":675.45996,"sentiment":"neutral","sentiment_score":0.09811321645975112}],"sentiment":"neutral","sentiment_score":0.09811321645975112,"channel":0,"num_words":1,"start":675.22,"end":675.45996},{"sentences":[{"text":"at the","start":675.30505,"end":675.585,"sentiment":"neutral","sentiment_score":0.09317249432206154}],"sentiment":"neutral","sentiment_score":0.09317249432206154,"channel":1,"num_words":2,"start":675.30505,"end":675.585},{"sentences":[{"text":"do you","start":675.45996,"end":675.62,"sentiment":"neutral","sentiment_score":0.07463468238711357}],"sentiment":"neutral","sentiment_score":0.07463468238711357,"channel":0,"num_words":2,"start":675.45996,"end":675.62},{"sentences":[{"text":"moment.","start":675.585,"end":676.085,"sentiment":"neutral","sentiment_score":0.10299501568078996}],"sentiment":"neutral","sentiment_score":0.10299501568078996,"channel":1,"num_words":1,"start":675.585,"end":676.085},{"sentences":[{"text":"right.","start":676.57996,"end":676.89996,"sentiment":"neutral","sentiment_score":0.0554593950510025},{"text":"And do you have private health cover at the moment?","start":676.89996,"end":679.07996,"sentiment":"neutral","sentiment_score":0.027676882594823836}],"sentiment":"neutral","sentiment_score":0.030202565545385533,"channel":0,"num_words":11,"start":676.57996,"end":679.07996},{"sentences":[{"text":"Yes.","start":679.745,"end":680.22504,"sentiment":"neutral","sentiment_score":0.11337032914161682},{"text":"I do.","start":680.22504,"end":680.805,"sentiment":"neutral","sentiment_score":0.14112824946641922}],"sentiment":"neutral","sentiment_score":0.13187560935815176,"channel":1,"num_words":3,"start":679.745,"end":680.805},{"sentences":[{"text":"Right.","start":683.045,"end":683.545,"sentiment":"neutral","sentiment_score":0.07701713591814041},{"text":"And I know you've got an external insurance policy that we don't actually have any information on regards to, like, your life, PPD, or income protection on what you do hold.","start":683.605,"end":693.285,"sentiment":"neutral","sentiment_score":-0.02186939369646772},{"text":"Do you have, like, your stipulate of currency for that policy?","start":693.285,"end":695.87,"sentiment":"neutral","sentiment_score":-0.040755225853486496}],"sentiment":"neutral","sentiment_score":-0.02440096635024908,"channel":0,"num_words":43,"start":683.045,"end":695.87},{"sentences":[{"text":"I'm sure I have it.","start":697.14,"end":699.315,"sentiment":"neutral","sentiment_score":0.01446673423051834},{"text":"Somewhere.","start":699.475,"end":699.975,"sentiment":"neutral","sentiment_score":-0.017577867954969406},{"text":"I've got a score it was through you guys.","start":701.03503,"end":704.675,"sentiment":"neutral","sentiment_score":0.023385878652334213},{"text":"But, anyway, I could find it, probably not immediately, and sent it through.","start":704.675,"end":712.035,"sentiment":"neutral","sentiment_score":0.04586266683271298},{"text":"Would you like it?","start":712.035,"end":712.835,"sentiment":"neutral","sentiment_score":0.044270763639360666}],"sentiment":"neutral","sentiment_score":0.032453951076604426,"channel":1,"num_words":32,"start":697.14,"end":712.835},{"sentences":[{"text":"Would you like me to do that?","start":712.835,"end":714.135,"sentiment":"neutral","sentiment_score":0.02548357258949961}],"sentiment":"neutral","sentiment_score":0.02548357258949961,"channel":1,"num_words":7,"start":712.835,"end":714.135},{"sentences":[{"text":"Yeah.","start":713.945,"end":714.265,"sentiment":"neutral","sentiment_score":0.2463131844997406},{"text":"That would be great.","start":714.265,"end":715.065,"sentiment":"positive","sentiment_score":0.4818577542901039},{"text":"Because, obviously, we've never spoken before, so I can't sort of, you know, talk about sort of what you've discussed previously with other people.","start":715.065,"end":722.73,"sentiment":"neutral","sentiment_score":-0.018945305763433378},{"text":"I'm just going off the information that I've got that it's you've obviously got your superannuation account.","start":722.73,"end":727.53,"sentiment":"neutral","sentiment_score":0.0049576554173494086},{"text":"And then in regards to insurance, is it just lists that you're holding an external policy that we're not the the holders of","start":727.53,"end":733.39,"sentiment":"neutral","sentiment_score":-0.0483715007810489}],"sentiment":"neutral","sentiment_score":0.010011485325631456,"channel":0,"num_words":69,"start":713.945,"end":733.39},{"sentences":[{"text":"Okay.","start":733.985,"end":734.485,"sentiment":"neutral","sentiment_score":-0.028664495795965195}],"sentiment":"neutral","sentiment_score":-0.028664495795965195,"channel":1,"num_words":1,"start":733.985,"end":734.485},{"sentences":[{"text":"from when you originally came on board.","start":734.055,"end":735.755,"sentiment":"neutral","sentiment_score":-0.023173399003488675},{"text":"So, yeah, if you could send that through, we can even do a review of your insurances given that in, you know, in a few years, you might be looking at leaving anyway, and that might become obsolete to an extent depending on what policy you have and what you're sort of looking at holding and whether or not it covers you overseas or not.","start":736.295,"end":751.69,"sentiment":"neutral","sentiment_score":-0.06437430828809738},{"text":"But those are all","start":752.55,"end":753.35004,"sentiment":"neutral","sentiment_score":0.0348200798034668}],"sentiment":"neutral","sentiment_score":-0.055358730428116884,"channel":0,"num_words":76,"start":734.055,"end":753.35004},{"sentences":[{"text":"I'm","start":753.275,"end":753.775,"sentiment":"neutral","sentiment_score":0.09528173506259918}],"sentiment":"neutral","sentiment_score":0.09528173506259918,"channel":1,"num_words":1,"start":753.275,"end":753.775},{"sentences":[{"text":"things we can have a bit of a look at for you as well.","start":753.35004,"end":755.69,"sentiment":"neutral","sentiment_score":0.14327290707400867}],"sentiment":"neutral","sentiment_score":0.14327290707400867,"channel":0,"num_words":14,"start":753.35004,"end":755.69},{"sentences":[{"text":"just trying to see through the email.","start":757.67505,"end":758.875,"sentiment":"neutral","sentiment_score":0.03139488452247211},{"text":"I was like, what's the score I have?","start":758.875,"end":761.05505,"sentiment":"neutral","sentiment_score":0.013778785709291697},{"text":"Yeah.","start":765.43,"end":765.75,"sentiment":"neutral","sentiment_score":0.10187259316444396},{"text":"That's fine.","start":765.75,"end":766.23004,"sentiment":"neutral","sentiment_score":0.20417082309722903},{"text":"I'll I'll have a look when I'm not trying to think about other things.","start":766.23004,"end":769.91003,"sentiment":"neutral","sentiment_score":0.06689796543547086}],"sentiment":"neutral","sentiment_score":0.05552438227459788,"channel":1,"num_words":32,"start":757.67505,"end":769.91003},{"sentences":[{"text":"But but, yeah, I can what would be the best best place to send it?","start":769.91003,"end":775.85004,"sentiment":"neutral","sentiment_score":0.040861253688732786}],"sentiment":"neutral","sentiment_score":0.040861253688732786,"channel":1,"num_words":15,"start":769.91003,"end":775.85004},{"sentences":[{"text":"Yep.","start":776.1,"end":776.33997,"sentiment":"neutral","sentiment_score":0.0803271159529686},{"text":"You can send it through to info at Oakview Financial.","start":776.33997,"end":779.88,"sentiment":"neutral","sentiment_score":0.061341313412413},{"text":"So, like, it should pop up from, like, previous emails that you've gotten originally as well.","start":781.22,"end":786.285,"sentiment":"neutral","sentiment_score":0.12114720419049263}],"sentiment":"neutral","sentiment_score":0.09748501915277706,"channel":0,"num_words":27,"start":776.1,"end":786.285},{"sentences":[{"text":"Okay.","start":786.905,"end":787.405,"sentiment":"neutral","sentiment_score":0.03831614553928375},{"text":"IP Financial.","start":787.945,"end":788.925,"sentiment":"neutral","sentiment_score":0.0346972830593586}],"sentiment":"neutral","sentiment_score":0.035903570552666984,"channel":1,"num_words":3,"start":786.905,"end":788.925},{"sentences":[{"text":"And it's dot com dot a u.","start":789.725,"end":791.50494,"sentiment":"neutral","sentiment_score":0.03108134706105505}],"sentiment":"neutral","sentiment_score":0.03108134706105505,"channel":0,"num_words":7,"start":789.725,"end":791.50494},{"sentences":[{"text":"Yep.","start":792.185,"end":792.685,"sentiment":"neutral","sentiment_score":0.17856232821941376}],"sentiment":"neutral","sentiment_score":0.17856232821941376,"channel":1,"num_words":1,"start":792.185,"end":792.685},{"sentences":[{"text":"And I'll","start":794.365,"end":794.845,"sentiment":"neutral","sentiment_score":0.1681133210659027}],"sentiment":"neutral","sentiment_score":0.1681133210659027,"channel":0,"num_words":2,"start":794.365,"end":794.845},{"sentences":[{"text":"So","start":794.76,"end":795.26,"sentiment":"neutral","sentiment_score":0.1962292492389679}],"sentiment":"neutral","sentiment_score":0.1962292492389679,"channel":1,"num_words":1,"start":794.76,"end":795.26},{"sentences":[{"text":"just go through the the general inbox, and I'll be able to see that and flick it through.","start":794.845,"end":800.14496,"sentiment":"neutral","sentiment_score":0.21126268141799504}],"sentiment":"neutral","sentiment_score":0.21126268141799504,"channel":0,"num_words":18,"start":794.845,"end":800.14496},{"sentences":[{"text":"Yep.","start":801.08,"end":801.58,"sentiment":"neutral","sentiment_score":0.1442030668258667}],"sentiment":"neutral","sentiment_score":0.1442030668258667,"channel":1,"num_words":1,"start":801.08,"end":801.58},{"sentences":[{"text":"Right.","start":802.87994,"end":803.37994,"sentiment":"neutral","sentiment_score":0.1339569240808487},{"text":"And as I said, we can do a review of those insurances because, obviously, two years is still a time.","start":804.72,"end":810.31995,"sentiment":"neutral","sentiment_score":0.046686267387121914},{"text":"As I said, I don't have any details in regards to policy that it says you are retaining at the moment.","start":810.31995,"end":816.135,"sentiment":"neutral","sentiment_score":-0.02957636242111524},{"text":"So if you could grab those, we can have a look at those for you as well.","start":816.295,"end":819.195,"sentiment":"neutral","sentiment_score":0.14020706713199615},{"text":"In","start":820.375,"end":820.615,"sentiment":"neutral","sentiment_score":0.01894916035234928}],"sentiment":"neutral","sentiment_score":0.047484132709602514,"channel":0,"num_words":60,"start":802.87994,"end":820.615},{"sentences":[{"text":"Yep.","start":820.395,"end":820.895,"sentiment":"neutral","sentiment_score":0.011683992110192776}],"sentiment":"neutral","sentiment_score":0.011683992110192776,"channel":1,"num_words":1,"start":820.395,"end":820.895},{"sentences":[{"text":"regards to your state planning matters there as well, I know you don't have a current will in place.","start":820.615,"end":824.855,"sentiment":"neutral","sentiment_score":-0.03780370852664897},{"text":"Is that something you have thought about, something you plan on sort of getting around to or not too sure?","start":824.855,"end":830.955,"sentiment":"neutral","sentiment_score":-0.04808183182030916}],"sentiment":"neutral","sentiment_score":-0.04307454098493625,"channel":0,"num_words":39,"start":820.615,"end":830.955},{"sentences":[{"text":"Definitely thought about and probably should have now that I do have a dependent, but","start":831.22,"end":837.20496,"sentiment":"neutral","sentiment_score":-0.018774053702751797}],"sentiment":"neutral","sentiment_score":-0.018774053702751797,"channel":1,"num_words":15,"start":831.22,"end":837.20496},{"sentences":[{"text":"Yep.","start":836.76,"end":837.26,"sentiment":"neutral","sentiment_score":-0.028207093477249146}],"sentiment":"neutral","sentiment_score":-0.028207093477249146,"channel":0,"num_words":1,"start":836.76,"end":837.26},{"sentences":[{"text":"obviously not something that's","start":837.505,"end":838.70496,"sentiment":"neutral","sentiment_score":-0.06747226975858212}],"sentiment":"neutral","sentiment_score":-0.06747226975858212,"channel":1,"num_words":4,"start":837.505,"end":838.70496},{"sentences":[{"text":"Yep.","start":843.575,"end":844.075,"sentiment":"neutral","sentiment_score":-0.047029875218868256},{"text":"No.","start":845.255,"end":845.41504,"sentiment":"neutral","sentiment_score":-0.11565764248371124},{"text":"That's completely understandable there.","start":845.41504,"end":847.335,"sentiment":"neutral","sentiment_score":-0.10394853539764881},{"text":"And then we're gonna go to the more probably important one there as well.","start":847.335,"end":850.79504,"sentiment":"neutral","sentiment_score":0.03882511678550925},{"text":"Your beneficiary form for your net wealth and who you'd wanna nominate for that.","start":851.575,"end":855.655,"sentiment":"neutral","sentiment_score":0.05731597489544323}],"sentiment":"neutral","sentiment_score":0.02257334188941647,"channel":0,"num_words":34,"start":843.575,"end":855.655},{"sentences":[{"text":"So generally, it'd be your spouse anyway because she's the one that's caring for the children, things like that as well.","start":855.655,"end":860.94,"sentiment":"neutral","sentiment_score":0.01968322055680411},{"text":"But","start":860.94,"end":861.18,"sentiment":"neutral","sentiment_score":-0.03882377594709397}],"sentiment":"neutral","sentiment_score":0.017023811624808746,"channel":0,"num_words":22,"start":855.655,"end":861.18},{"sentences":[{"text":"Yep.","start":861.07,"end":861.57,"sentiment":"neutral","sentiment_score":-0.0614515021443367}],"sentiment":"neutral","sentiment_score":-0.0614515021443367,"channel":1,"num_words":1,"start":861.07,"end":861.57},{"sentences":[{"text":"it is currently blank, so if something were to happen, it just means that the likelihood is it probably would end up in your estate unless someone came forward to claim for it, which would be like spouse independence, which given the children are quite young, unless it was your spouse, there probably wouldn't be anyone that sort of is eligible for it apart from the kids.","start":861.18,"end":879.075,"sentiment":"neutral","sentiment_score":-0.18086224138291915},{"text":"But it's better to have a a nomination just so it stays outside of this state.","start":879.295,"end":882.735,"sentiment":"neutral","sentiment_score":-0.10450205858796835},{"text":"It doesn't get challenged, things like that as well.","start":882.735,"end":884.995,"sentiment":"neutral","sentiment_score":-0.09449939843681124}],"sentiment":"neutral","sentiment_score":-0.15913367060863454,"channel":0,"num_words":92,"start":861.18,"end":884.995},{"sentences":[{"text":"Yes.","start":884.94,"end":885.44,"sentiment":"neutral","sentiment_score":0.040626995265483856},{"text":"Yeah.","start":886.62,"end":886.86,"sentiment":"neutral","sentiment_score":0.017860138788819313},{"text":"No.","start":886.86,"end":887.1,"sentiment":"neutral","sentiment_score":-0.015830807387828827}],"sentiment":"neutral","sentiment_score":0.014218775555491447,"channel":1,"num_words":3,"start":884.94,"end":887.1},{"sentences":[{"text":"Alright.","start":886.95,"end":887.45,"sentiment":"neutral","sentiment_score":0.06047600507736206}],"sentiment":"neutral","sentiment_score":0.06047600507736206,"channel":0,"num_words":1,"start":886.95,"end":887.45},{"sentences":[{"text":"It's fixing on the to do list.","start":887.1,"end":889.92,"sentiment":"neutral","sentiment_score":0.09002088169966425}],"sentiment":"neutral","sentiment_score":0.09002088169966425,"channel":1,"num_words":7,"start":887.1,"end":889.92},{"sentences":[{"text":"Perfect.","start":891.27,"end":891.75,"sentiment":"positive","sentiment_score":0.6324982047080994},{"text":"I can even send through some lawyer information as well just on some general wills and estate planning just for local solicitor and their general pricing.","start":891.75,"end":899.11,"sentiment":"neutral","sentiment_score":0.26883489810503447},{"text":"Just have a read through if you'd like.","start":899.11,"end":900.615,"sentiment":"neutral","sentiment_score":0.16356047615408897}],"sentiment":"neutral","sentiment_score":0.25516255327633447,"channel":0,"num_words":35,"start":891.27,"end":900.615},{"sentences":[{"text":"Yeah.","start":901.985,"end":902.22504,"sentiment":"neutral","sentiment_score":0.06133940815925598},{"text":"Actually, that'd be great for the month.","start":902.22504,"end":903.765,"sentiment":"positive","sentiment_score":0.7208727938788277}],"sentiment":"positive","sentiment_score":0.6384311206638813,"channel":1,"num_words":8,"start":901.985,"end":903.765},{"sentences":[{"text":"Not a problem.","start":904.295,"end":905.115,"sentiment":"neutral","sentiment_score":0.2516070753335953},{"text":"And a random question that they've added in recent years is you're not sort of involved in politics or politically exposed or with, like, family members or anything like that?","start":905.895,"end":912.87,"sentiment":"neutral","sentiment_score":-0.0006117945304140449}],"sentiment":"neutral","sentiment_score":0.022317193639041347,"channel":0,"num_words":33,"start":904.295,"end":912.87},{"sentences":[{"text":"No.","start":913.34,"end":913.84,"sentiment":"neutral","sentiment_score":-0.02357790432870388}],"sentiment":"neutral","sentiment_score":-0.02357790432870388,"channel":1,"num_words":1,"start":913.34,"end":913.84},{"sentences":[{"text":"Right.","start":914.79,"end":915.29,"sentiment":"neutral","sentiment_score":-0.002700456418097019},{"text":"And currently, you're not a tax resident for any other foreign jurisdiction?","start":915.75,"end":919.13,"sentiment":"neutral","sentiment_score":-0.03192808168629805}],"sentiment":"neutral","sentiment_score":-0.029679802819513358,"channel":0,"num_words":13,"start":914.79,"end":919.13},{"sentences":[{"text":"No.","start":920.3,"end":920.8,"sentiment":"neutral","sentiment_score":-0.026821797713637352}],"sentiment":"neutral","sentiment_score":-0.026821797713637352,"channel":1,"num_words":1,"start":920.3,"end":920.8},{"sentences":[{"text":"Right.","start":921.83,"end":922.33,"sentiment":"neutral","sentiment_score":0.011420176364481447},{"text":"And as far as your goals currently there, because I know you were working towards sort of purchasing a property here in the next few years.","start":923.99,"end":931.705,"sentiment":"neutral","sentiment_score":0.02247302420437336},{"text":"Is that sort of gone out the window given that you're looking at potentially, you know, moving overseas and maybe purchasing a home there and things like that?","start":931.705,"end":938.22,"sentiment":"neutral","sentiment_score":-0.016901072846459492}],"sentiment":"neutral","sentiment_score":0.0022270684723149645,"channel":0,"num_words":55,"start":921.83,"end":938.22},{"sentences":[{"text":"Yeah.","start":938.73,"end":939.05,"sentiment":"neutral","sentiment_score":0.01365983672440052},{"text":"It kind of has.","start":939.05,"end":940.03,"sentiment":"neutral","sentiment_score":-0.0118593480437994},{"text":"It's kind of become yeah.","start":940.41003,"end":942.43,"sentiment":"neutral","sentiment_score":-0.02612808980047703},{"text":"We're not we're not financially set up to be able to afford buying one here and then purchasing one in The States as well.","start":942.57,"end":949.45,"sentiment":"neutral","sentiment_score":-0.04924490861594677},{"text":"So it'll probably just end up being gold would be our first time in American.","start":949.45,"end":954.135,"sentiment":"neutral","sentiment_score":0.07202509020765623}],"sentiment":"neutral","sentiment_score":-0.005426927716756354,"channel":1,"num_words":49,"start":938.73,"end":954.135},{"sentences":[{"text":"So","start":955.555,"end":955.795,"sentiment":"neutral","sentiment_score":0.07625870406627655}],"sentiment":"neutral","sentiment_score":0.07625870406627655,"channel":1,"num_words":1,"start":955.555,"end":955.795},{"sentences":[{"text":"Yep.","start":955.675,"end":956.075,"sentiment":"neutral","sentiment_score":0.1017141342163086}],"sentiment":"neutral","sentiment_score":0.1017141342163086,"channel":0,"num_words":1,"start":955.675,"end":956.075},{"sentences":[{"text":"the moment,","start":955.795,"end":956.195,"sentiment":"neutral","sentiment_score":0.07408223301172256}],"sentiment":"neutral","sentiment_score":0.07408223301172256,"channel":1,"num_words":2,"start":955.795,"end":956.195},{"sentences":[{"text":"Right.","start":956.075,"end":956.575,"sentiment":"neutral","sentiment_score":0.118108332157135}],"sentiment":"neutral","sentiment_score":0.118108332157135,"channel":0,"num_words":1,"start":956.075,"end":956.575},{"sentences":[{"text":"basically, you're saving pennies where we can.","start":956.195,"end":959.015,"sentiment":"neutral","sentiment_score":0.1621506011911801}],"sentiment":"neutral","sentiment_score":0.1621506011911801,"channel":1,"num_words":7,"start":956.195,"end":959.015},{"sentences":[{"text":"Not a problem.","start":959.755,"end":960.315,"sentiment":"neutral","sentiment_score":0.15908091763655344},{"text":"And you just partner originally from America.","start":960.315,"end":962.39496,"sentiment":"neutral","sentiment_score":0.09800973428147179},{"text":"Is that the reasons for sort of","start":962.39496,"end":963.915,"sentiment":"neutral","sentiment_score":0.06734828331640788}],"sentiment":"neutral","sentiment_score":0.09616169859381284,"channel":0,"num_words":17,"start":959.755,"end":963.915},{"sentences":[{"text":"Yes.","start":963.875,"end":964.375,"sentiment":"neutral","sentiment_score":0.1038116067647934}],"sentiment":"neutral","sentiment_score":0.1038116067647934,"channel":1,"num_words":1,"start":963.875,"end":964.375},{"sentences":[{"text":"making the move?","start":963.915,"end":964.62,"sentiment":"neutral","sentiment_score":0.08208011835813522},{"text":"Yeah.","start":964.7,"end":965.2,"sentiment":"neutral","sentiment_score":0.011345944367349148},{"text":"No.","start":965.30005,"end":965.80005,"sentiment":"neutral","sentiment_score":-0.06360600888729095}],"sentiment":"neutral","sentiment_score":0.038796058110892775,"channel":0,"num_words":5,"start":963.915,"end":965.80005},{"sentences":[{"text":"Yep.","start":965.31,"end":965.63,"sentiment":"neutral","sentiment_score":-0.018870368599891663},{"text":"Yeah.","start":965.63,"end":965.79,"sentiment":"neutral","sentiment_score":-0.042769722640514374},{"text":"I","start":965.79,"end":965.95,"sentiment":"neutral","sentiment_score":-0.027622178196907043}],"sentiment":"neutral","sentiment_score":-0.029754089812437694,"channel":1,"num_words":3,"start":965.31,"end":965.95},{"sentences":[{"text":"Understandable.","start":965.9,"end":966.4,"sentiment":"neutral","sentiment_score":-0.03896857425570488}],"sentiment":"neutral","sentiment_score":-0.03896857425570488,"channel":0,"num_words":1,"start":965.9,"end":966.4},{"sentences":[{"text":"think we should have been a school there.","start":965.95,"end":967.47003,"sentiment":"neutral","sentiment_score":-0.22689737007021904},{"text":"And quite frankly, it's ridiculously expensive to live here right now.","start":967.47003,"end":971.65,"sentiment":"neutral","sentiment_score":-0.31463368101553485}],"sentiment":"neutral","sentiment_score":-0.2776920764069808,"channel":1,"num_words":19,"start":965.95,"end":971.65},{"sentences":[{"text":"Yeah.","start":972.22,"end":972.54,"sentiment":"neutral","sentiment_score":-0.06092139706015587},{"text":"No.","start":972.54,"end":972.86,"sentiment":"neutral","sentiment_score":-0.08257633447647095},{"text":"Completely understandable.","start":972.86,"end":973.83997,"sentiment":"neutral","sentiment_score":-0.07245982624590397},{"text":"The the housing market over there is a little bit better than over here even with the the dollar exchange.","start":974.86,"end":979.12,"sentiment":"neutral","sentiment_score":-0.08160930797457695},{"text":"And given the Australian dollar's","start":979.555,"end":980.29504,"sentiment":"neutral","sentiment_score":-0.02427724525332451}],"sentiment":"neutral","sentiment_score":-0.07041344033746884,"channel":0,"num_words":29,"start":972.22,"end":980.29504},{"sentences":[{"text":"Yeah.","start":979.905,"end":980.405,"sentiment":"neutral","sentiment_score":-0.03872896358370781}],"sentiment":"neutral","sentiment_score":-0.03872896358370781,"channel":1,"num_words":1,"start":979.905,"end":980.405},{"sentences":[{"text":"going alright at the moment, it's","start":980.67505,"end":981.875,"sentiment":"neutral","sentiment_score":-0.12243116895357768}],"sentiment":"neutral","sentiment_score":-0.12243116895357768,"channel":0,"num_words":6,"start":980.67505,"end":981.875},{"sentences":[{"text":"I","start":981.665,"end":981.905,"sentiment":"neutral","sentiment_score":-0.22362679243087769}],"sentiment":"neutral","sentiment_score":-0.22362679243087769,"channel":1,"num_words":1,"start":981.665,"end":981.905},{"sentences":[{"text":"not","start":981.875,"end":982.115,"sentiment":"neutral","sentiment_score":-0.23888662457466123}],"sentiment":"neutral","sentiment_score":-0.23888662457466123,"channel":0,"num_words":1,"start":981.875,"end":982.115},{"sentences":[{"text":"can bought this about twice.","start":981.905,"end":983.925,"sentiment":"neutral","sentiment_score":-0.24732696115970612},{"text":"I want to get here.","start":984.78503,"end":985.54004,"sentiment":"neutral","sentiment_score":-0.06094571873545647},{"text":"Look at that.","start":985.54004,"end":986.405,"sentiment":"neutral","sentiment_score":-0.08882470428943634}],"sentiment":"neutral","sentiment_score":-0.13906442402647093,"channel":1,"num_words":13,"start":981.905,"end":986.405},{"sentences":[{"text":"yeah.","start":987.23505,"end":987.47504,"sentiment":"neutral","sentiment_score":-0.043132901191711426},{"text":"It's a little bit","start":987.47504,"end":988.455,"sentiment":"neutral","sentiment_score":-0.09107846394181252}],"sentiment":"neutral","sentiment_score":-0.0814893513917923,"channel":0,"num_words":5,"start":987.23505,"end":988.455},{"sentences":[{"text":"Yep.","start":988.145,"end":988.645,"sentiment":"neutral","sentiment_score":-0.13278333842754364}],"sentiment":"neutral","sentiment_score":-0.13278333842754364,"channel":1,"num_words":1,"start":988.145,"end":988.645},{"sentences":[{"text":"unsettling when you see a million dollar property in Australia versus a million dollar property elsewhere.","start":988.995,"end":992.85504,"sentiment":"neutral","sentiment_score":-0.19469768553972244}],"sentiment":"neutral","sentiment_score":-0.19469768553972244,"channel":0,"num_words":16,"start":988.995,"end":992.85504},{"sentences":[{"text":"Certainly","start":994.69,"end":995.19,"sentiment":"neutral","sentiment_score":-0.031107649207115173}],"sentiment":"neutral","sentiment_score":-0.031107649207115173,"channel":1,"num_words":1,"start":994.69,"end":995.19},{"sentences":[{"text":"As far as any other goals that you're currently working towards, like,","start":998.5,"end":1001.77997,"sentiment":"neutral","sentiment_score":0.02785078901797533}],"sentiment":"neutral","sentiment_score":0.02785078901797533,"channel":0,"num_words":12,"start":998.5,"end":1001.77997},{"sentences":[{"text":"is.","start":1001.49005,"end":1001.99005,"sentiment":"neutral","sentiment_score":-0.00904727168381214}],"sentiment":"neutral","sentiment_score":-0.00904727168381214,"channel":1,"num_words":1,"start":1001.49005,"end":1001.99005},{"sentences":[{"text":"obviously, with the insurances, I can't sort of have a discussion with you around your cover amounts and what you're covered for and what you're not without knowing what they are at the moment.","start":1001.77997,"end":1010.105,"sentiment":"neutral","sentiment_score":-0.026236432895530015},{"text":"But from memory, you satisfied with those.","start":1010.645,"end":1012.245,"sentiment":"neutral","sentiment_score":0.18235000329358236},{"text":"That's something you wanna review currently?","start":1012.245,"end":1013.84503,"sentiment":"neutral","sentiment_score":0.11244921510418256},{"text":"Or","start":1013.84503,"end":1014.085,"sentiment":"neutral","sentiment_score":-0.02826365083456039}],"sentiment":"neutral","sentiment_score":0.021475894674949814,"channel":0,"num_words":48,"start":1001.77997,"end":1014.085},{"sentences":[{"text":"Sorry.","start":1021.055,"end":1021.375,"sentiment":"neutral","sentiment_score":-0.19308486580848697},{"text":"I lost you there for a sec, mate.","start":1021.375,"end":1022.915,"sentiment":"neutral","sentiment_score":-0.1870900853537023}],"sentiment":"neutral","sentiment_score":-0.1877561720709006,"channel":1,"num_words":9,"start":1021.055,"end":1022.915},{"sentences":[{"text":"Yeah.","start":1022.58,"end":1022.98,"sentiment":"neutral","sentiment_score":0.08672326058149338},{"text":"It cut out for a little bit.","start":1022.98,"end":1024.36,"sentiment":"neutral","sentiment_score":-0.0016702855271952487},{"text":"So just in regards to your insurance, is there obviously I don't know exactly what you're covered for given that I don't have a stipulated currency at the moment.","start":1024.5,"end":1030.1,"sentiment":"neutral","sentiment_score":-0.02644852092810746},{"text":"But from your your memory, is that something you want to review?","start":1030.1,"end":1032.82,"sentiment":"neutral","sentiment_score":0.021405615688612063},{"text":"Are you happy sort of with your your current policy from memory or not too sure?","start":1032.82,"end":1036.84,"sentiment":"neutral","sentiment_score":0.051994171692058444}],"sentiment":"neutral","sentiment_score":0.006104589081727541,"channel":0,"num_words":65,"start":1022.58,"end":1036.84},{"sentences":[{"text":"Probably, may I could, but I I literally reviewed and kind of it took me about six months to get it bloody reinstated.","start":1036.915,"end":1043.655,"sentiment":"neutral","sentiment_score":-0.06422577093800773},{"text":"And I think I only I only got it all reinstated and finalized probably less than a year ago.","start":1043.715,"end":1049.5751,"sentiment":"neutral","sentiment_score":0.07113359946953624},{"text":"So I think I'm probably, at the moment, happy with it.","start":1050.8351,"end":1054.24,"sentiment":"positive","sentiment_score":0.3743528005751697}],"sentiment":"neutral","sentiment_score":0.07532502763535616,"channel":1,"num_words":53,"start":1036.915,"end":1054.24},{"sentences":[{"text":"Yep.","start":1054.89,"end":1055.39,"sentiment":"neutral","sentiment_score":0.1259375512599945},{"text":"And do you know what types of cover you have on that at the moment?","start":1056.25,"end":1059.37,"sentiment":"neutral","sentiment_score":-0.01984820527335008},{"text":"Like, life, TPD, IP, trauma?","start":1059.37,"end":1061.39,"sentiment":"neutral","sentiment_score":-0.0213277667760849}],"sentiment":"neutral","sentiment_score":-0.013258302939080056,"channel":0,"num_words":21,"start":1054.89,"end":1061.39},{"sentences":[{"text":"Oh, my.","start":1061.5,"end":1062.24,"sentiment":"neutral","sentiment_score":-0.037907520309090614},{"text":"It is I I went basically outside of the generics that you get through superannuation.","start":1063.26,"end":1069.875,"sentiment":"neutral","sentiment_score":-0.046914808948834735},{"text":"So it'll be PPD and I believe it's income section.","start":1070.255,"end":1074.515,"sentiment":"neutral","sentiment_score":-0.0059233946143649515},{"text":"It's gotta be some way.","start":1081.6,"end":1082.9,"sentiment":"neutral","sentiment_score":-0.07491601705551147},{"text":"I'll have to dig through my emails.","start":1090.1599,"end":1091.94,"sentiment":"neutral","sentiment_score":-0.09686591582638877}],"sentiment":"neutral","sentiment_score":-0.048497759411708474,"channel":1,"num_words":39,"start":1061.5,"end":1091.94},{"sentences":[{"text":"It's probably gonna take too long right now.","start":1092.08,"end":1094.4199,"sentiment":"neutral","sentiment_score":-0.1940735336393118}],"sentiment":"neutral","sentiment_score":-0.1940735336393118,"channel":1,"num_words":8,"start":1092.08,"end":1094.4199},{"sentences":[{"text":"It's if you could just get it to me at some point, because in regards to your current portfolio, which is the next thing I wanted to sort of touch on there as well, in regards to how your portfolio has performed, so the last twelve months hasn't been too crash hot.","start":1094.975,"end":1110.3999,"sentiment":"neutral","sentiment_score":0.02543137537745329},{"text":"Like, obviously, you had, like, your sort of back end of COVID where everything wasn't doing too great, and it sort of recovered a bit since then.","start":1110.3999,"end":1116.035,"sentiment":"neutral","sentiment_score":-0.062349986009023806},{"text":"So, overall, your portfolio is up since the time you've been on board and the the returns it has gotten even sort of after these.","start":1117.055,"end":1124.755,"sentiment":"positive","sentiment_score":0.3738090366125107},{"text":"The start of the year, there was the Trump tariff debacle there.","start":1125.32,"end":1128.28,"sentiment":"negative","sentiment_score":-0.3731030747294426},{"text":"And towards the end of this year, there was the sort of other wars that were sort of kicking off just a little bit.","start":1128.28,"end":1134.52,"sentiment":"negative","sentiment_score":-0.3449379780019323}],"sentiment":"neutral","sentiment_score":-0.02693957540073565,"channel":0,"num_words":140,"start":1094.975,"end":1134.52},{"sentences":[{"text":"In regards to that as well, your active fund, which you are quite heavily invested in in terms of, like, weightings for your portfolio, that active management, Benelon did have an underlying asset where they were done for not accounting or reporting correctly, which again caused your portfolio to take a bit of a backward step.","start":1134.52,"end":1154.22,"sentiment":"neutral","sentiment_score":-0.29418319024677786},{"text":"So we would be looking to do an update just to review your investments and just do a review of that and make sure that it's in your best interest moving forward as well.","start":1154.86,"end":1163.6799,"sentiment":"neutral","sentiment_score":0.07582788498086088}],"sentiment":"neutral","sentiment_score":-0.15440122849411433,"channel":0,"num_words":90,"start":1134.52,"end":1163.6799},{"sentences":[{"text":"Yeah.","start":1164.42,"end":1164.92,"sentiment":"neutral","sentiment_score":0.0057433899492025375},{"text":"How much of a fax that we're talking?","start":1164.9801,"end":1166.26,"sentiment":"neutral","sentiment_score":-0.007382570533081889},{"text":"I haven't actually looked up things for a while.","start":1166.26,"end":1168.36,"sentiment":"neutral","sentiment_score":-0.11138917340172662},{"text":"I know it was a healthy return the year before last when I got the phone call.","start":1168.9801,"end":1173.64,"sentiment":"neutral","sentiment_score":0.20489813913317287}],"sentiment":"neutral","sentiment_score":0.06935567515236991,"channel":1,"num_words":35,"start":1164.42,"end":1173.64},{"sentences":[{"text":"Yep.","start":1174.315,"end":1174.635,"sentiment":"neutral","sentiment_score":0.08418993651866913}],"sentiment":"neutral","sentiment_score":0.08418993651866913,"channel":0,"num_words":1,"start":1174.315,"end":1174.635},{"sentences":[{"text":"One","start":1174.42,"end":1174.66,"sentiment":"neutral","sentiment_score":0.02010907419025898}],"sentiment":"neutral","sentiment_score":0.02010907419025898,"channel":1,"num_words":1,"start":1174.42,"end":1174.66},{"sentences":[{"text":"So","start":1174.635,"end":1174.875,"sentiment":"neutral","sentiment_score":0.0562053807079792}],"sentiment":"neutral","sentiment_score":0.0562053807079792,"channel":0,"num_words":1,"start":1174.635,"end":1174.875},{"sentences":[{"text":"30","start":1174.66,"end":1175.06,"sentiment":"neutral","sentiment_score":0.07419845461845398}],"sentiment":"neutral","sentiment_score":0.07419845461845398,"channel":1,"num_words":1,"start":1174.66,"end":1175.06},{"sentences":[{"text":"currently,","start":1174.875,"end":1175.355,"sentiment":"neutral","sentiment_score":0.027434922754764557}],"sentiment":"neutral","sentiment_score":0.027434922754764557,"channel":0,"num_words":1,"start":1174.875,"end":1175.355},{"sentences":[{"text":"one.","start":1175.06,"end":1175.56,"sentiment":"neutral","sentiment_score":0.02929974719882011}],"sentiment":"neutral","sentiment_score":0.02929974719882011,"channel":1,"num_words":1,"start":1175.06,"end":1175.56},{"sentences":[{"text":"it's sitting at a 131,000 in terms of the actual balance.","start":1175.355,"end":1180.73,"sentiment":"neutral","sentiment_score":0.05898879502307285},{"text":"Now as far as Ben Long in terms of the last twelve months and the figure that it went backwards, it went backwards by, like, about 20%.","start":1180.73,"end":1188.1699,"sentiment":"neutral","sentiment_score":-0.22608122091602395},{"text":"And given that it is, like, a quite a significant weight in your portfolio, it was, like, an $8,000 backward step in that period of time.","start":1188.1699,"end":1195.4049,"sentiment":"negative","sentiment_score":-0.3559680965084296},{"text":"Whereas, obviously, the rest of your portfolio was still tracking.","start":1195.4049,"end":1198.145,"sentiment":"negative","sentiment_score":-0.3976316571235657},{"text":"So they sort of curbed those losses to some extent.","start":1198.6849,"end":1202.625,"sentiment":"negative","sentiment_score":-0.529901048541069}],"sentiment":"neutral","sentiment_score":-0.2855454022064805,"channel":0,"num_words":84,"start":1175.355,"end":1202.625},{"sentences":[{"text":"So it only worked out to be about a 3% loss over that twelve month period due to that asset and that announcement, if that makes sense.","start":1203.085,"end":1213.6901,"sentiment":"neutral","sentiment_score":-0.32550022944256113}],"sentiment":"neutral","sentiment_score":-0.32550022944256113,"channel":0,"num_words":27,"start":1203.085,"end":1213.6901},{"sentences":[{"text":"Okay.","start":1213.395,"end":1213.895,"sentiment":"neutral","sentiment_score":-0.02346212789416313}],"sentiment":"neutral","sentiment_score":-0.02346212789416313,"channel":1,"num_words":1,"start":1213.395,"end":1213.895},{"sentences":[{"text":"Yep.","start":1217.75,"end":1218.25,"sentiment":"neutral","sentiment_score":0.0007753099198453128}],"sentiment":"neutral","sentiment_score":0.0007753099198453128,"channel":0,"num_words":1,"start":1217.75,"end":1218.25},{"sentences":[{"text":"So","start":1220.4501,"end":1220.9501,"sentiment":"neutral","sentiment_score":-0.04263433814048767}],"sentiment":"neutral","sentiment_score":-0.04263433814048767,"channel":1,"num_words":1,"start":1220.4501,"end":1220.9501},{"sentences":[{"text":"So are","start":1220.63,"end":1222.355,"sentiment":"neutral","sentiment_score":-0.05568666011095047}],"sentiment":"neutral","sentiment_score":-0.05568666011095047,"channel":0,"num_words":2,"start":1220.63,"end":1222.355},{"sentences":[{"text":"I I would imagine could a can a company bounce back from that quickly, or are you kind of suggesting to most of your","start":1223.73,"end":1230.9501,"sentiment":"neutral","sentiment_score":-0.11773814680054784}],"sentiment":"neutral","sentiment_score":-0.11773814680054784,"channel":1,"num_words":24,"start":1223.73,"end":1230.9501},{"sentences":[{"text":"you","start":1232.735,"end":1232.985,"sentiment":"neutral","sentiment_score":-0.1537489891052246}],"sentiment":"neutral","sentiment_score":-0.1537489891052246,"channel":0,"num_words":1,"start":1232.735,"end":1232.985},{"sentences":[{"text":"customers","start":1232.785,"end":1233.265,"sentiment":"neutral","sentiment_score":-0.2160778641700745}],"sentiment":"neutral","sentiment_score":-0.2160778641700745,"channel":1,"num_words":1,"start":1232.785,"end":1233.265},{"sentences":[{"text":"sorry?","start":1232.985,"end":1233.39,"sentiment":"neutral","sentiment_score":-0.18835963308811188}],"sentiment":"neutral","sentiment_score":-0.18835963308811188,"channel":0,"num_words":1,"start":1232.985,"end":1233.39},{"sentences":[{"text":"like me that we steer away from them all?","start":1233.265,"end":1235.845,"sentiment":"neutral","sentiment_score":-0.25930771562788224}],"sentiment":"neutral","sentiment_score":-0.25930771562788224,"channel":1,"num_words":9,"start":1233.265,"end":1235.845},{"sentences":[{"text":"So as an investment, generally, you never wanna sort of sell low by high.","start":1236.43,"end":1240.77,"sentiment":"neutral","sentiment_score":-0.2834734075835773},{"text":"But given that it","start":1240.91,"end":1242.43,"sentiment":"neutral","sentiment_score":-0.1014021746814251}],"sentiment":"neutral","sentiment_score":-0.24301313360532126,"channel":0,"num_words":18,"start":1236.43,"end":1242.43},{"sentences":[{"text":"Yeah.","start":1242.305,"end":1242.805,"sentiment":"neutral","sentiment_score":-0.15214651823043823}],"sentiment":"neutral","sentiment_score":-0.15214651823043823,"channel":1,"num_words":1,"start":1242.305,"end":1242.805},{"sentences":[{"text":"wasn't just the investment itself, it was like the management and then the fund within it that was sort of done for obviously, they're not reporting, and then the fact that the active manager did not sort of see any signs of that, sort of hasn't been managing the best for the past year and a bit anyway in terms of returns it has been getting.","start":1242.43,"end":1261.145,"sentiment":"negative","sentiment_score":-0.4395946937076973},{"text":"They made a business decision that they do wanna look to move away from Benelong and then just use the losses that have occurred to, like, offset, obviously, some capital gains when looking at readjusting the portfolio.","start":1261.58,"end":1272.96,"sentiment":"neutral","sentiment_score":-0.12047902947744808},{"text":"And then also, if any sort of still carry forward to other offsets.","start":1273.02,"end":1278.6649,"sentiment":"neutral","sentiment_score":-0.08742666874940579},{"text":"So obviously not the most ideal scenario in terms of what's happened.","start":1279.605,"end":1283.465,"sentiment":"negative","sentiment_score":-0.4111187607049942},{"text":"Luckily, like, the rest of your portfolio has propped it up to some extent.","start":1283.765,"end":1287.225,"sentiment":"positive","sentiment_score":0.47325745650700163}],"sentiment":"neutral","sentiment_score":-0.23179817821463228,"channel":0,"num_words":142,"start":1242.43,"end":1287.225},{"sentences":[{"text":"And then even given the last year that because that occurred in November, we've sort of been keeping an eye on it, and it hasn't really recovered to an extent that you'd sort of wanna hold on to it much longer in terms of, like, the return.","start":1287.605,"end":1300.91,"sentiment":"neutral","sentiment_score":0.1648001364888029},{"text":"You could be getting a better return in another investment as opposed to seeing how they continue to recover from that, if that makes sense.","start":1300.91,"end":1307.6649,"sentiment":"neutral","sentiment_score":0.22398264050483704}],"sentiment":"neutral","sentiment_score":0.18534961704992586,"channel":0,"num_words":72,"start":1287.605,"end":1307.6649},{"sentences":[{"text":"Yeah.","start":1308.56,"end":1309.06,"sentiment":"neutral","sentiment_score":-0.17284247279167175},{"text":"I didn't realize it's 41 k.","start":1309.2001,"end":1311.28,"sentiment":"neutral","sentiment_score":-0.32870156566301983},{"text":"It's a massive mistake out of my portfolio.","start":1311.28,"end":1314.2749,"sentiment":"negative","sentiment_score":-0.5397359021008015}],"sentiment":"negative","sentiment_score":-0.4308626055717468,"channel":1,"num_words":15,"start":1308.56,"end":1314.2749},{"sentences":[{"text":"Yeah.","start":1315.8049,"end":1316.125,"sentiment":"neutral","sentiment_score":-0.2078838646411896},{"text":"And then with that, obviously, I wasn't the advice that originally set that up.","start":1316.125,"end":1319.87,"sentiment":"neutral","sentiment_score":-0.2276400945016316},{"text":"So that is quite a heavily active portion to try and outperform that market.","start":1320.41,"end":1324.17,"sentiment":"neutral","sentiment_score":-0.20197269107614244},{"text":"Obviously, when it comes to those market swings when it doesn't perform in regards to that, it can have quite a negative effect there as well because the active portion generally is the most volatile in terms of, like, the ups and the downs and, like, the years returns and things like that as well.","start":1324.17,"end":1339.225,"sentiment":"negative","sentiment_score":-0.3999726604331623},{"text":"And like you said, like, last year was quite a a good return, and then this year, not quite a great return there as well, which is what you see in a lot of those active Managedlip portfolios as well.","start":1340.245,"end":1349.82,"sentiment":"neutral","sentiment_score":-0.2324520420283079}],"sentiment":"neutral","sentiment_score":-0.30257291022327637,"channel":0,"num_words":124,"start":1315.8049,"end":1349.82},{"sentences":[{"text":"They do sort of have good and bad years, but the Benelon one wasn't sort of an Australian equities issue.","start":1349.82,"end":1355.6799,"sentiment":"neutral","sentiment_score":-0.23220935352146627},{"text":"It was more so the underlying asset issue.","start":1355.74,"end":1358.7999,"sentiment":"neutral","sentiment_score":-0.18038201704621315}],"sentiment":"neutral","sentiment_score":-0.21740154309996537,"channel":0,"num_words":28,"start":1349.82,"end":1358.7999},{"sentences":[{"text":"Yeah.","start":1361.06,"end":1361.38,"sentiment":"neutral","sentiment_score":-0.06783086061477661},{"text":"Yep.","start":1361.38,"end":1361.88,"sentiment":"neutral","sentiment_score":-0.06545913219451904},{"text":"Alright.","start":1364.26,"end":1364.58,"sentiment":"neutral","sentiment_score":-0.05986398085951805},{"text":"Well, yeah, that would be is that another conversation for another day about how we move away from them?","start":1364.58,"end":1371.54,"sentiment":"neutral","sentiment_score":-0.16238442573108172},{"text":"Or","start":1371.54,"end":1372.04,"sentiment":"neutral","sentiment_score":-0.0960572510957718}],"sentiment":"neutral","sentiment_score":-0.14671805711544078,"channel":1,"num_words":23,"start":1361.06,"end":1372.04},{"sentences":[{"text":"So just based off this conversation, obviously, do a quick risk profile there with you as well just to make sure that still lines up with your current investment in terms of, like, the risk you take on.","start":1372.86,"end":1383.0399,"sentiment":"neutral","sentiment_score":-0.005333094808616136},{"text":"And then from there, they'll do the research in the back end and get that ball rolling to be able to update that advice piece there as well and look at that.","start":1383.1549,"end":1391.0149,"sentiment":"neutral","sentiment_score":0.13765218504704535},{"text":"And then in the meantime, the next few weeks, if it were to sort of recover, then we may look at holding that off for you or not.","start":1391.235,"end":1398.91,"sentiment":"neutral","sentiment_score":0.039235131948121955},{"text":"You can sort of make that decision.","start":1398.91,"end":1400.37,"sentiment":"neutral","sentiment_score":0.28866380027362276},{"text":"You don't have to take on the advice.","start":1400.75,"end":1402.29,"sentiment":"neutral","sentiment_score":0.04538739286363125}],"sentiment":"neutral","sentiment_score":0.06800479431991029,"channel":0,"num_words":113,"start":1372.86,"end":1402.29},{"sentences":[{"text":"If you don't want to, obviously, we'll present it, and then you can sort of see if you wanna change up to those investments.","start":1402.91,"end":1407.8099,"sentiment":"neutral","sentiment_score":0.04317352377499143},{"text":"But with that one, would you be looking to still maintain, like, an active component?","start":1408.385,"end":1412.305,"sentiment":"neutral","sentiment_score":0.0076992775003115336},{"text":"Would you wanna move completely away from active and just have the passive that's a bit more cheaper, a lower cost investment cost, but then you're not aiming to outperform the markets?","start":1412.305,"end":1422.9651,"sentiment":"neutral","sentiment_score":-0.1348290349706076}],"sentiment":"neutral","sentiment_score":-0.044547540647253185,"channel":0,"num_words":71,"start":1402.91,"end":1422.9651},{"sentences":[{"text":"I mean, this is probably it.","start":1425.47,"end":1428.21,"sentiment":"neutral","sentiment_score":-0.26495032260815304},{"text":"I can't I don't really know right now.","start":1430.465,"end":1432.785,"sentiment":"neutral","sentiment_score":-0.3276756629347801},{"text":"I I was all for I don't know.","start":1432.785,"end":1435.105,"sentiment":"neutral","sentiment_score":-0.27146419137716293},{"text":"Because active I think it's kind of a little more aggressive, right,","start":1435.105,"end":1438.725,"sentiment":"neutral","sentiment_score":-0.16302395115296045}],"sentiment":"neutral","sentiment_score":-0.2452678877641173,"channel":1,"num_words":34,"start":1425.47,"end":1438.725},{"sentences":[{"text":"In terms","start":1440.085,"end":1440.485,"sentiment":"neutral","sentiment_score":-0.06352681666612625}],"sentiment":"neutral","sentiment_score":-0.06352681666612625,"channel":0,"num_words":2,"start":1440.085,"end":1440.485},{"sentences":[{"text":"in","start":1440.465,"end":1440.625,"sentiment":"neutral","sentiment_score":-0.08578719198703766}],"sentiment":"neutral","sentiment_score":-0.08578719198703766,"channel":1,"num_words":1,"start":1440.465,"end":1440.625},{"sentences":[{"text":"of,","start":1440.485,"end":1440.725,"sentiment":"neutral","sentiment_score":-0.07232561707496643}],"sentiment":"neutral","sentiment_score":-0.07232561707496643,"channel":0,"num_words":1,"start":1440.485,"end":1440.725},{"sentences":[{"text":"terms","start":1440.625,"end":1440.865,"sentiment":"neutral","sentiment_score":-0.04205726459622383}],"sentiment":"neutral","sentiment_score":-0.04205726459622383,"channel":1,"num_words":1,"start":1440.625,"end":1440.865},{"sentences":[{"text":"like,","start":1440.725,"end":1440.885,"sentiment":"neutral","sentiment_score":-0.06446573883295059}],"sentiment":"neutral","sentiment_score":-0.06446573883295059,"channel":0,"num_words":1,"start":1440.725,"end":1440.885},{"sentences":[{"text":"of","start":1440.865,"end":1441.025,"sentiment":"neutral","sentiment_score":-0.04964645206928253}],"sentiment":"neutral","sentiment_score":-0.04964645206928253,"channel":1,"num_words":1,"start":1440.865,"end":1441.025},{"sentences":[{"text":"your","start":1440.885,"end":1441.125,"sentiment":"neutral","sentiment_score":-0.06348614394664764}],"sentiment":"neutral","sentiment_score":-0.06348614394664764,"channel":0,"num_words":1,"start":1440.885,"end":1441.125},{"sentences":[{"text":"a","start":1441.025,"end":1441.185,"sentiment":"neutral","sentiment_score":-0.05477916821837425}],"sentiment":"neutral","sentiment_score":-0.05477916821837425,"channel":1,"num_words":1,"start":1441.025,"end":1441.185},{"sentences":[{"text":"assets","start":1441.125,"end":1441.625,"sentiment":"neutral","sentiment_score":-0.07723407447338104}],"sentiment":"neutral","sentiment_score":-0.07723407447338104,"channel":0,"num_words":1,"start":1441.125,"end":1441.625},{"sentences":[{"text":"profile.","start":1441.185,"end":1441.685,"sentiment":"neutral","sentiment_score":-0.06120210140943527}],"sentiment":"neutral","sentiment_score":-0.06120210140943527,"channel":1,"num_words":1,"start":1441.185,"end":1441.685},{"sentences":[{"text":"to to growth versus, like, defensive in that regard, so you can still have the same amount of assets in, like, a growth portfolio as active versus passive.","start":1442.245,"end":1453.38,"sentiment":"neutral","sentiment_score":-0.03301281202584505},{"text":"One just actively aims to find gaps in the market, whether that's value investing or whether that's sort of finding other, like, performance of other companies and building a portfolio is that way to try and better than what the market indexes are doing.","start":1453.68,"end":1468.345,"sentiment":"neutral","sentiment_score":0.09716551769418981},{"text":"Because the index is basically to track the top companies in those spaces.","start":1468.485,"end":1472.1849,"sentiment":"neutral","sentiment_score":0.15139539940999105},{"text":"And if they're all doing well, the market's doing well, they perform quite well, and it's a lower cost, and it's active in the sense that if a company falls outside of those top 500 or, like, in America of the S and P 500, then they're no longer held,","start":1472.325,"end":1484.34,"sentiment":"neutral","sentiment_score":0.09105289995670318}],"sentiment":"neutral","sentiment_score":0.0731237720887832,"channel":0,"num_words":135,"start":1442.245,"end":1484.34},{"sentences":[{"text":"Yep.","start":1484.1101,"end":1484.6101,"sentiment":"neutral","sentiment_score":-0.04100068658590317}],"sentiment":"neutral","sentiment_score":-0.04100068658590317,"channel":1,"num_words":1,"start":1484.1101,"end":1484.6101},{"sentences":[{"text":"like, within your portfolio, whereas fund managers actively do those buys and sells to find where they believe value in the market is to try and outperform that.","start":1484.34,"end":1493.135,"sentiment":"neutral","sentiment_score":-0.04449598950200847},{"text":"So it's more manager risk than it is actual allocation of growth assets risk.","start":1493.135,"end":1498.995,"sentiment":"negative","sentiment_score":-0.34574865124055315},{"text":"Because currently, you're sitting in about an eighty twenty split of growth assets to defensive.","start":1499.0549,"end":1503.155,"sentiment":"neutral","sentiment_score":0.021766802420218785},{"text":"So that 80% growth and 20% defensive assets.","start":1504.015,"end":1507.075,"sentiment":"neutral","sentiment_score":0.06694040377624333},{"text":"And then within that growth space there, you do have that active portion which accounts for about, like you said, that 30 sort of percent of your portfolio that was in those funds that didn't perform.","start":1507.8201,"end":1518.8,"sentiment":"neutral","sentiment_score":0.008072921385367712}],"sentiment":"neutral","sentiment_score":-0.04884869690136154,"channel":0,"num_words":101,"start":1484.34,"end":1518.8},{"sentences":[{"text":"Okay.","start":1521.925,"end":1522.245,"sentiment":"neutral","sentiment_score":-0.035161033272743225},{"text":"I didn't 30 yeah.","start":1522.245,"end":1523.525,"sentiment":"neutral","sentiment_score":-0.15717111714184284},{"text":"30% doesn't sound like a a dangerous percentage for my profile to be a little aggressive.","start":1523.525,"end":1530.0499,"sentiment":"negative","sentiment_score":-0.4413779526948929},{"text":"I I think I'm probably happy to say how it is.","start":1530.0499,"end":1532.39,"sentiment":"positive","sentiment_score":0.3397951776331121},{"text":"Like you said,","start":1532.77,"end":1533.33,"sentiment":"neutral","sentiment_score":0.15107490619023642}],"sentiment":"neutral","sentiment_score":-0.10099774492638451,"channel":1,"num_words":35,"start":1521.925,"end":1533.33},{"sentences":[{"text":"Keep","start":1533.29,"end":1533.6901,"sentiment":"neutral","sentiment_score":0.2128036618232727}],"sentiment":"neutral","sentiment_score":0.2128036618232727,"channel":0,"num_words":1,"start":1533.29,"end":1533.6901},{"sentences":[{"text":"there's good and bad news.","start":1533.33,"end":1534.63,"sentiment":"neutral","sentiment_score":0.1850819021463394}],"sentiment":"neutral","sentiment_score":0.1850819021463394,"channel":1,"num_words":5,"start":1533.33,"end":1534.63},{"sentences":[{"text":"Yep.","start":1536.0901,"end":1536.5901,"sentiment":"neutral","sentiment_score":0.14888790249824524},{"text":"Would you be wanting to look at updating the the Benelon to a different active portion and just giving the portfolio a refresh, or is it something you just wanna hold on to at the moment?","start":1537.13,"end":1545.7101,"sentiment":"neutral","sentiment_score":0.06037666622756256}],"sentiment":"neutral","sentiment_score":0.06276886180244587,"channel":0,"num_words":37,"start":1536.0901,"end":1545.7101},{"sentences":[{"text":"I don't think I have any kind of knowledge on","start":1546.735,"end":1550.035,"sentiment":"neutral","sentiment_score":-0.18211862742900847}],"sentiment":"neutral","sentiment_score":-0.18211862742900847,"channel":1,"num_words":10,"start":1546.735,"end":1550.035},{"sentences":[{"text":"Yeah.","start":1549.995,"end":1550.495,"sentiment":"neutral","sentiment_score":-0.08265437185764313}],"sentiment":"neutral","sentiment_score":-0.08265437185764313,"channel":0,"num_words":1,"start":1549.995,"end":1550.495},{"sentences":[{"text":"whether or not to hold it or get rid of it.","start":1550.255,"end":1552.255,"sentiment":"neutral","sentiment_score":-0.16853785785761746},{"text":"So","start":1552.255,"end":1552.755,"sentiment":"neutral","sentiment_score":-0.02545289322733879}],"sentiment":"neutral","sentiment_score":-0.15661411080509424,"channel":1,"num_words":12,"start":1550.255,"end":1552.755},{"sentences":[{"text":"Yeah.","start":1553.115,"end":1553.1951,"sentiment":"neutral","sentiment_score":0.0040245335549116135}],"sentiment":"neutral","sentiment_score":0.0040245335549116135,"channel":0,"num_words":1,"start":1553.115,"end":1553.1951},{"sentences":[{"text":"I'd","start":1553.135,"end":1553.535,"sentiment":"neutral","sentiment_score":0.0069947196170687675}],"sentiment":"neutral","sentiment_score":0.0069947196170687675,"channel":1,"num_words":1,"start":1553.135,"end":1553.535},{"sentences":[{"text":"Okay.","start":1553.1951,"end":1553.515,"sentiment":"neutral","sentiment_score":0.05151782929897308},{"text":"We'll","start":1553.515,"end":1553.8351,"sentiment":"neutral","sentiment_score":0.0646059662103653}],"sentiment":"neutral","sentiment_score":0.05806189775466919,"channel":0,"num_words":2,"start":1553.1951,"end":1553.8351},{"sentences":[{"text":"probably","start":1553.535,"end":1553.935,"sentiment":"neutral","sentiment_score":0.07840147614479065}],"sentiment":"neutral","sentiment_score":0.07840147614479065,"channel":1,"num_words":1,"start":1553.535,"end":1553.935},{"sentences":[{"text":"show","start":1553.8351,"end":1554.0751,"sentiment":"neutral","sentiment_score":0.05554911866784096}],"sentiment":"neutral","sentiment_score":0.05554911866784096,"channel":0,"num_words":1,"start":1553.8351,"end":1554.0751},{"sentences":[{"text":"honestly","start":1553.935,"end":1554.435,"sentiment":"neutral","sentiment_score":0.03958971798419952}],"sentiment":"neutral","sentiment_score":0.03958971798419952,"channel":1,"num_words":1,"start":1553.935,"end":1554.435},{"sentences":[{"text":"you what","start":1554.0751,"end":1554.655,"sentiment":"neutral","sentiment_score":0.055485159158706665}],"sentiment":"neutral","sentiment_score":0.055485159158706665,"channel":0,"num_words":2,"start":1554.0751,"end":1554.655},{"sentences":[{"text":"just leave it","start":1554.495,"end":1555.65,"sentiment":"neutral","sentiment_score":0.02907527983188629}],"sentiment":"neutral","sentiment_score":0.02907527983188629,"channel":1,"num_words":3,"start":1554.495,"end":1555.65},{"sentences":[{"text":"it","start":1555.675,"end":1556.175,"sentiment":"neutral","sentiment_score":0.03777323663234711}],"sentiment":"neutral","sentiment_score":0.03777323663234711,"channel":0,"num_words":1,"start":1555.675,"end":1556.175},{"sentences":[{"text":"in","start":1556.05,"end":1556.55,"sentiment":"neutral","sentiment_score":0.012073978781700134}],"sentiment":"neutral","sentiment_score":0.012073978781700134,"channel":1,"num_words":1,"start":1556.05,"end":1556.55},{"sentences":[{"text":"yeah.","start":1558.155,"end":1558.3151,"sentiment":"neutral","sentiment_score":0.07127895951271057},{"text":"We'll look at what a refresh looks like, and we'll just look to keep","start":1558.3151,"end":1561.035,"sentiment":"neutral","sentiment_score":0.09939160384237766}],"sentiment":"neutral","sentiment_score":0.09751742755373319,"channel":0,"num_words":15,"start":1558.155,"end":1561.035},{"sentences":[{"text":"your","start":1560.93,"end":1561.43,"sentiment":"neutral","sentiment_score":0.12036608159542084}],"sentiment":"neutral","sentiment_score":0.12036608159542084,"channel":1,"num_words":1,"start":1560.93,"end":1561.43},{"sentences":[{"text":"an active portfolio component in there for you.","start":1561.035,"end":1563.92,"sentiment":"neutral","sentiment_score":0.07547041773796082}],"sentiment":"neutral","sentiment_score":0.07547041773796082,"channel":0,"num_words":8,"start":1561.035,"end":1563.92},{"sentences":[{"text":"hands.","start":1565.89,"end":1566.13,"sentiment":"neutral","sentiment_score":-0.03441828116774559},{"text":"It does sound it's not great.","start":1566.13,"end":1568.61,"sentiment":"negative","sentiment_score":-0.3885541260242462},{"text":"It's been along the way just explaining how no one seems to have picked up on this snag, and it's like he's actually looking after something.","start":1568.61,"end":1577.465,"sentiment":"negative","sentiment_score":-0.4175716099830774}],"sentiment":"negative","sentiment_score":-0.4006849968749465,"channel":1,"num_words":33,"start":1565.89,"end":1577.465},{"sentences":[{"text":"Yeah.","start":1578.475,"end":1578.975,"sentiment":"neutral","sentiment_score":0.15188470482826233}],"sentiment":"neutral","sentiment_score":0.15188470482826233,"channel":0,"num_words":1,"start":1578.475,"end":1578.975},{"sentences":[{"text":"That was great.","start":1578.8049,"end":1579.705,"sentiment":"positive","sentiment_score":0.41441990931828815}],"sentiment":"positive","sentiment_score":0.41441990931828815,"channel":1,"num_words":3,"start":1578.8049,"end":1579.705},{"sentences":[{"text":"It was like a little bit out of the blue in the sense that obviously certain things you can't predict like that given that they pay like market analysts to review these companies to see like how they are tracking and why how they build their portfolios, it is a little bit concerning that obviously they didn't pick up on the issues that were occurring,","start":1579.915,"end":1600.1951,"sentiment":"neutral","sentiment_score":-0.03073888742006742}],"sentiment":"neutral","sentiment_score":-0.03073888742006742,"channel":0,"num_words":65,"start":1579.915,"end":1600.1951},{"sentences":[{"text":"Do you","start":1602.1749,"end":1602.495,"sentiment":"neutral","sentiment_score":-0.06869339011609554}],"sentiment":"neutral","sentiment_score":-0.06869339011609554,"channel":1,"num_words":2,"start":1602.1749,"end":1602.495},{"sentences":[{"text":"if","start":1602.415,"end":1602.5751,"sentiment":"neutral","sentiment_score":-0.05378252267837525}],"sentiment":"neutral","sentiment_score":-0.05378252267837525,"channel":0,"num_words":1,"start":1602.415,"end":1602.5751},{"sentences":[{"text":"guys","start":1602.495,"end":1602.8949,"sentiment":"neutral","sentiment_score":-0.034893617033958435}],"sentiment":"neutral","sentiment_score":-0.034893617033958435,"channel":1,"num_words":1,"start":1602.495,"end":1602.8949},{"sentences":[{"text":"that","start":1602.5751,"end":1602.895,"sentiment":"neutral","sentiment_score":-0.03749839961528778}],"sentiment":"neutral","sentiment_score":-0.03749839961528778,"channel":0,"num_words":1,"start":1602.5751,"end":1602.895},{"sentences":[{"text":"do","start":1602.8949,"end":1603.2949,"sentiment":"neutral","sentiment_score":-0.0587289035320282}],"sentiment":"neutral","sentiment_score":-0.0587289035320282,"channel":1,"num_words":1,"start":1602.8949,"end":1603.2949},{"sentences":[{"text":"may.","start":1602.895,"end":1603.395,"sentiment":"neutral","sentiment_score":-0.06946314126253128}],"sentiment":"neutral","sentiment_score":-0.06946314126253128,"channel":0,"num_words":1,"start":1602.895,"end":1603.395},{"sentences":[{"text":"any of that yourself, or is that purely","start":1603.2949,"end":1605.875,"sentiment":"neutral","sentiment_score":-0.06139650661498308}],"sentiment":"neutral","sentiment_score":-0.06139650661498308,"channel":1,"num_words":8,"start":1603.2949,"end":1605.875},{"sentences":[{"text":"So in terms","start":1606.655,"end":1607.555,"sentiment":"neutral","sentiment_score":-0.04534762601057688}],"sentiment":"neutral","sentiment_score":-0.04534762601057688,"channel":0,"num_words":3,"start":1606.655,"end":1607.555},{"sentences":[{"text":"outside?","start":1607.455,"end":1607.955,"sentiment":"neutral","sentiment_score":-0.0391765758395195}],"sentiment":"neutral","sentiment_score":-0.0391765758395195,"channel":1,"num_words":1,"start":1607.455,"end":1607.955},{"sentences":[{"text":"of, like, companies,","start":1607.6951,"end":1609.4751,"sentiment":"neutral","sentiment_score":-0.039888416727383934}],"sentiment":"neutral","sentiment_score":-0.039888416727383934,"channel":0,"num_words":3,"start":1607.6951,"end":1609.4751},{"sentences":[{"text":"You just basically","start":1609.12,"end":1609.84,"sentiment":"neutral","sentiment_score":-0.06013177086909612}],"sentiment":"neutral","sentiment_score":-0.06013177086909612,"channel":1,"num_words":3,"start":1609.12,"end":1609.84},{"sentences":[{"text":"and","start":1609.775,"end":1610.275,"sentiment":"neutral","sentiment_score":-0.05722016096115112}],"sentiment":"neutral","sentiment_score":-0.05722016096115112,"channel":0,"num_words":1,"start":1609.775,"end":1610.275},{"sentences":[{"text":"go off.","start":1609.84,"end":1610.64,"sentiment":"neutral","sentiment_score":-0.05589052103459835},{"text":"Yeah.","start":1610.64,"end":1611.14,"sentiment":"neutral","sentiment_score":-0.07083963602781296}],"sentiment":"neutral","sentiment_score":-0.060873559365669884,"channel":1,"num_words":3,"start":1609.84,"end":1611.14},{"sentences":[{"text":"we don't do, like, direct share investments generally.","start":1611.39,"end":1615.15,"sentiment":"neutral","sentiment_score":-0.06964207254350185},{"text":"We do, like, a portion of those passive ETFs, which obviously are ETFs.","start":1615.15,"end":1620.03,"sentiment":"neutral","sentiment_score":0.019844006890287764}],"sentiment":"neutral","sentiment_score":-0.014245928132108279,"channel":0,"num_words":21,"start":1611.39,"end":1620.03},{"sentences":[{"text":"Yeah.","start":1619.9199,"end":1620.4199,"sentiment":"neutral","sentiment_score":0.1536664515733719}],"sentiment":"neutral","sentiment_score":0.1536664515733719,"channel":1,"num_words":1,"start":1619.9199,"end":1620.4199},{"sentences":[{"text":"They're quite simple in terms of researching.","start":1620.03,"end":1621.9701,"sentiment":"neutral","sentiment_score":0.22999314165541104},{"text":"And then the","start":1622.43,"end":1622.9901,"sentiment":"neutral","sentiment_score":-0.039218674103418984}],"sentiment":"neutral","sentiment_score":0.14922959692776203,"channel":0,"num_words":10,"start":1620.03,"end":1622.9901},{"sentences":[{"text":"So","start":1622.905,"end":1623.225,"sentiment":"neutral","sentiment_score":-0.0661429837346077}],"sentiment":"neutral","sentiment_score":-0.0661429837346077,"channel":1,"num_words":1,"start":1622.905,"end":1623.225},{"sentences":[{"text":"funds","start":1622.9901,"end":1623.39,"sentiment":"neutral","sentiment_score":-0.07874772697687149}],"sentiment":"neutral","sentiment_score":-0.07874772697687149,"channel":0,"num_words":1,"start":1622.9901,"end":1623.39},{"sentences":[{"text":"if you","start":1623.225,"end":1623.465,"sentiment":"neutral","sentiment_score":-0.06963794678449631}],"sentiment":"neutral","sentiment_score":-0.06963794678449631,"channel":1,"num_words":2,"start":1623.225,"end":1623.465},{"sentences":[{"text":"itself","start":1623.39,"end":1623.89,"sentiment":"neutral","sentiment_score":-0.059967461973428726}],"sentiment":"neutral","sentiment_score":-0.059967461973428726,"channel":0,"num_words":1,"start":1623.39,"end":1623.89},{"sentences":[{"text":"have a there's no way you guys would have been able to pick up on either, unfortunately.","start":1623.465,"end":1627.485,"sentiment":"neutral","sentiment_score":-0.15868843259180293}],"sentiment":"neutral","sentiment_score":-0.15868843259180293,"channel":1,"num_words":17,"start":1623.465,"end":1627.485},{"sentences":[{"text":"no.","start":1628.0751,"end":1628.3151,"sentiment":"neutral","sentiment_score":-0.21384254097938535},{"text":"Because those fund managers themselves don't release their entire sort of portfolios in whole or sort of what they're doing or the buyers themselves.","start":1628.3151,"end":1636.475,"sentiment":"neutral","sentiment_score":-0.16747118749966225},{"text":"Obviously, you can see to some extent, But they're fund managers for a reason.","start":1636.475,"end":1640.8201,"sentiment":"neutral","sentiment_score":-0.013132977565484387},{"text":"If they disclosed everything, you'd just be able to cop and pick and choose, and there's no reason to have a fund manager.","start":1640.8201,"end":1645.54,"sentiment":"neutral","sentiment_score":-0.008451970213133356},{"text":"You could just steal all their investments as well, if that makes sense.","start":1645.54,"end":1650.195,"sentiment":"neutral","sentiment_score":0.050227074668957636}],"sentiment":"neutral","sentiment_score":-0.05277941428124905,"channel":0,"num_words":75,"start":1628.0751,"end":1650.195},{"sentences":[{"text":"But if even if you looked up then along over the past, like, twenty sort of years, they were quite competitive in the market until sort of the last sort of three.","start":1651.7949,"end":1658.6749,"sentiment":"neutral","sentiment_score":-0.10573033324908465},{"text":"They sort of dropped off a little bit following COVID.","start":1658.6749,"end":1660.9349,"sentiment":"negative","sentiment_score":-0.4094181925058365},{"text":"And then the what happened with recently, obviously, is the nail in the coffin a little bit.","start":1661.1549,"end":1666.17,"sentiment":"negative","sentiment_score":-0.3359130173921585}],"sentiment":"neutral","sentiment_score":-0.22352667601179269,"channel":0,"num_words":59,"start":1651.7949,"end":1666.17},{"sentences":[{"text":"Yep.","start":1667.28,"end":1667.52,"sentiment":"neutral","sentiment_score":0.048192158341407776},{"text":"Yep.","start":1667.52,"end":1668.02,"sentiment":"neutral","sentiment_score":0.04685438796877861}],"sentiment":"neutral","sentiment_score":0.04752327315509319,"channel":1,"num_words":2,"start":1667.28,"end":1668.02},{"sentences":[{"text":"Do you have any","start":1670.49,"end":1670.9701,"sentiment":"neutral","sentiment_score":0.031391306314617395}],"sentiment":"neutral","sentiment_score":0.031391306314617395,"channel":0,"num_words":4,"start":1670.49,"end":1670.9701},{"sentences":[{"text":"Alright.","start":1670.9601,"end":1671.4601,"sentiment":"neutral","sentiment_score":0.028307994827628136}],"sentiment":"neutral","sentiment_score":0.028307994827628136,"channel":1,"num_words":1,"start":1670.9601,"end":1671.4601},{"sentences":[{"text":"other questions in regards to that at all?","start":1670.9701,"end":1672.99,"sentiment":"neutral","sentiment_score":0.01849411684088409}],"sentiment":"neutral","sentiment_score":0.01849411684088409,"channel":0,"num_words":8,"start":1670.9701,"end":1672.99},{"sentences":[{"text":"No.","start":1677.2001,"end":1677.68,"sentiment":"neutral","sentiment_score":-0.1308206021785736},{"text":"No.","start":1677.68,"end":1677.92,"sentiment":"neutral","sentiment_score":-0.12250154465436935},{"text":"I'll run it.","start":1677.92,"end":1678.9,"sentiment":"neutral","sentiment_score":-0.10899151861667633}],"sentiment":"neutral","sentiment_score":-0.11605934053659439,"channel":1,"num_words":5,"start":1677.2001,"end":1678.9},{"sentences":[{"text":"Yep.","start":1679.785,"end":1679.9451,"sentiment":"neutral","sentiment_score":0.09699606895446776},{"text":"No problem.","start":1679.9451,"end":1680.685,"sentiment":"neutral","sentiment_score":0.1945159137248993},{"text":"As I said, we'll look at doing the update there for you.","start":1680.7451,"end":1683.145,"sentiment":"neutral","sentiment_score":0.17865836123625436},{"text":"And if you do have any questions following that as well, we can go through it in that statement of advice piece once we get that together for you as well.","start":1683.145,"end":1690.47,"sentiment":"neutral","sentiment_score":0.17246327837628703}],"sentiment":"neutral","sentiment_score":0.1733976056718308,"channel":0,"num_words":46,"start":1679.785,"end":1690.47},{"sentences":[{"text":"Yep.","start":1691.375,"end":1691.875,"sentiment":"neutral","sentiment_score":0.1500038206577301},{"text":"Yeah.","start":1692.015,"end":1692.3351,"sentiment":"neutral","sentiment_score":0.3007487952709198},{"text":"Sounds good.","start":1692.3351,"end":1693.155,"sentiment":"positive","sentiment_score":0.5943644940853119}],"sentiment":"positive","sentiment_score":0.4098704010248184,"channel":1,"num_words":4,"start":1691.375,"end":1693.155},{"sentences":[{"text":"Perfect.","start":1694.07,"end":1694.57,"sentiment":"positive","sentiment_score":0.6268857717514038},{"text":"But do you have any other questions on anything we've covered so far at all there, Reese?","start":1694.7899,"end":1698.4099,"sentiment":"neutral","sentiment_score":0.05187008847646853},{"text":"Like, excluding that as well?","start":1699.03,"end":1700.49,"sentiment":"neutral","sentiment_score":-0.020252277329564094}],"sentiment":"neutral","sentiment_score":0.06119199518276298,"channel":0,"num_words":23,"start":1694.07,"end":1700.49},{"sentences":[{"text":"No.","start":1702.85,"end":1703.35,"sentiment":"negative","sentiment_score":-0.4319786727428436},{"text":"Not I think I'm nothing happy about it.","start":1703.49,"end":1708.31,"sentiment":"negative","sentiment_score":-0.6591698452830315}],"sentiment":"negative","sentiment_score":-0.6339263816674551,"channel":1,"num_words":9,"start":1702.85,"end":1708.31},{"sentences":[{"text":"Yep.","start":1708.485,"end":1708.565,"sentiment":"neutral","sentiment_score":0.005310801323503256},{"text":"Okay.","start":1708.565,"end":1708.965,"sentiment":"neutral","sentiment_score":0.07344792783260345},{"text":"Not a problem at all.","start":1708.965,"end":1710.085,"sentiment":"neutral","sentiment_score":0.1508236736059189},{"text":"So we'll run through that quick risk profile questionnaire just to make sure that we've got you invested in line with your current portfolio there.","start":1710.085,"end":1717.22,"sentiment":"neutral","sentiment_score":0.1629612135887146},{"text":"So you've obviously had direct investments previously and are still looking to hold those.","start":1717.22,"end":1721.88,"sentiment":"neutral","sentiment_score":0.11639761232904025}],"sentiment":"neutral","sentiment_score":0.14209726107630716,"channel":0,"num_words":46,"start":1708.485,"end":1721.88},{"sentences":[{"text":"But how willing would you say you are to accept risk to, like, outpace inflation and, you know, curb the the cost of living, like, in regards to your money.","start":1722.8999,"end":1732.3151,"sentiment":"neutral","sentiment_score":0.0886423492183288},{"text":"Like, obviously, if it sits in the bank, inflation can either weigh it, but are you willing to accept a certain amount of risk to outperform that to make sure your soup is growing and things like that?","start":1732.3151,"end":1740.5751,"sentiment":"neutral","sentiment_score":0.009033870540167155}],"sentiment":"neutral","sentiment_score":0.04415525819229729,"channel":0,"num_words":68,"start":1722.8999,"end":1740.5751},{"sentences":[{"text":"In terms of, yes, superannuation, yes.","start":1742.475,"end":1745.055,"sentiment":"neutral","sentiment_score":0.052572526037693024},{"text":"A little bit.","start":1745.355,"end":1746.155,"sentiment":"neutral","sentiment_score":0.019490001102288563},{"text":"Not aggressively because I literally don't really know much about shares, but","start":1746.155,"end":1750.92,"sentiment":"neutral","sentiment_score":-0.03607824956998229}],"sentiment":"neutral","sentiment_score":-0.0028111350146077926,"channel":1,"num_words":21,"start":1742.475,"end":1750.92},{"sentences":[{"text":"Yep.","start":1751.2101,"end":1751.7101,"sentiment":"neutral","sentiment_score":0.1687835454940796}],"sentiment":"neutral","sentiment_score":0.1687835454940796,"channel":0,"num_words":1,"start":1751.2101,"end":1751.7101},{"sentences":[{"text":"I am willing to take a little bit of risk.","start":1751.8,"end":1753.74,"sentiment":"neutral","sentiment_score":0.17297725304961203}],"sentiment":"neutral","sentiment_score":0.17297725304961203,"channel":1,"num_words":10,"start":1751.8,"end":1753.74},{"sentences":[{"text":"So you'd say a bit more of a moderate risk taker","start":1755.2251,"end":1757.405,"sentiment":"neutral","sentiment_score":0.12053047594698993}],"sentiment":"neutral","sentiment_score":0.12053047594698993,"channel":0,"num_words":11,"start":1755.2251,"end":1757.405},{"sentences":[{"text":"Yeah.","start":1758.36,"end":1758.76,"sentiment":"neutral","sentiment_score":0.12920045852661133},{"text":"I'll tell them what I is that mild mild risk taker?","start":1758.76,"end":1762.06,"sentiment":"neutral","sentiment_score":0.08580584824085236}],"sentiment":"neutral","sentiment_score":0.0894220657646656,"channel":1,"num_words":12,"start":1758.36,"end":1762.06},{"sentences":[{"text":"there?","start":1762.3451,"end":1762.8451,"sentiment":"neutral","sentiment_score":0.029766174033284187},{"text":"That's sort of the the moderate.","start":1762.985,"end":1764.505,"sentiment":"neutral","sentiment_score":0.04041616960118214},{"text":"Otherwise, it's sort of,","start":1764.505,"end":1765.545,"sentiment":"neutral","sentiment_score":0.009631494991481304}],"sentiment":"neutral","sentiment_score":0.02825356105511839,"channel":0,"num_words":11,"start":1762.3451,"end":1765.545},{"sentences":[{"text":"Okay.","start":1765.335,"end":1765.735,"sentiment":"neutral","sentiment_score":0.05656653642654419}],"sentiment":"neutral","sentiment_score":0.05656653642654419,"channel":1,"num_words":1,"start":1765.335,"end":1765.735},{"sentences":[{"text":"you","start":1765.545,"end":1765.785,"sentiment":"neutral","sentiment_score":0.04498421028256416}],"sentiment":"neutral","sentiment_score":0.04498421028256416,"channel":0,"num_words":1,"start":1765.545,"end":1765.785},{"sentences":[{"text":"Yep.","start":1765.735,"end":1766.235,"sentiment":"neutral","sentiment_score":0.04079299420118332}],"sentiment":"neutral","sentiment_score":0.04079299420118332,"channel":1,"num_words":1,"start":1765.735,"end":1766.235},{"sentences":[{"text":"know yeah.","start":1765.785,"end":1766.6051,"sentiment":"neutral","sentiment_score":0.0034481044858694077}],"sentiment":"neutral","sentiment_score":0.0034481044858694077,"channel":0,"num_words":2,"start":1765.785,"end":1766.6051},{"sentences":[{"text":"Not yet.","start":1767.095,"end":1768.155,"sentiment":"neutral","sentiment_score":-0.12788637727499008}],"sentiment":"neutral","sentiment_score":-0.12788637727499008,"channel":1,"num_words":2,"start":1767.095,"end":1768.155},{"sentences":[{"text":"Basically.","start":1769.44,"end":1769.94,"sentiment":"neutral","sentiment_score":-0.09142819046974182},{"text":"And then in terms of if your superannuation was to decrease by 20%, obviously, you took a little bit of a backward step now, and you seem to be, like, okay with waiting and seeing how it improves and things like that as well.","start":1770.24,"end":1781.46,"sentiment":"neutral","sentiment_score":-0.0200542335991155},{"text":"But if it dropped much more than that, would you be quite concerned?","start":1781.52,"end":1784.0549,"sentiment":"neutral","sentiment_score":-0.29475631966040683},{"text":"Would you look at trying to sell out to more secure assets?","start":1784.0549,"end":1786.5349,"sentiment":"neutral","sentiment_score":-0.2403490593036016},{"text":"How do you think you'd respond to that?","start":1786.5349,"end":1788.1549,"sentiment":"neutral","sentiment_score":-0.08008821308612823}],"sentiment":"neutral","sentiment_score":-0.10680180821472253,"channel":0,"num_words":78,"start":1769.44,"end":1788.1549},{"sentences":[{"text":"Yes.","start":1790.84,"end":1791.34,"sentiment":"neutral","sentiment_score":-0.10895185172557832},{"text":"I reckon if it dipped by probably think 30% would concern me quite a bit.","start":1791.88,"end":1797.055,"sentiment":"negative","sentiment_score":-0.37653579711914065},{"text":"I'd probably be calling you guys.","start":1797.055,"end":1798.595,"sentiment":"neutral","sentiment_score":-0.20580781499544779},{"text":"Hey.","start":1799.135,"end":1799.215,"sentiment":"neutral","sentiment_score":-0.0546976737678051},{"text":"So what's going on?","start":1799.215,"end":1801.155,"sentiment":"neutral","sentiment_score":-0.06860732845962048}],"sentiment":"neutral","sentiment_score":-0.27114676615154304,"channel":1,"num_words":27,"start":1790.84,"end":1801.155},{"sentences":[{"text":"Yeah.","start":1801.6699,"end":1802.07,"sentiment":"neutral","sentiment_score":-0.08657155930995941},{"text":"No.","start":1802.07,"end":1802.19,"sentiment":"neutral","sentiment_score":-0.20308054983615875},{"text":"I completely understand.","start":1802.19,"end":1803.37,"sentiment":"neutral","sentiment_score":-0.1565278967221578}],"sentiment":"neutral","sentiment_score":-0.15184715986251832,"channel":0,"num_words":5,"start":1801.6699,"end":1803.37},{"sentences":[{"text":"25","start":1804.255,"end":1804.895,"sentiment":"neutral","sentiment_score":-0.15173467993736267}],"sentiment":"neutral","sentiment_score":-0.15173467993736267,"channel":1,"num_words":1,"start":1804.255,"end":1804.895},{"sentences":[{"text":"And then","start":1804.5499,"end":1805.2899,"sentiment":"neutral","sentiment_score":-0.1998673975467682}],"sentiment":"neutral","sentiment_score":-0.1998673975467682,"channel":0,"num_words":2,"start":1804.5499,"end":1805.2899},{"sentences":[{"text":"to 30 would probably be where I'd start getting little worried.","start":1804.895,"end":1807.8501,"sentiment":"neutral","sentiment_score":-0.27104214511134406},{"text":"Because, obviously, it's it's more than likely done.","start":1807.8501,"end":1809.93,"sentiment":"neutral","sentiment_score":-0.33022764697670937},{"text":"I don't know how long this was gonna go on, but it's probably gonna do it again.","start":1809.93,"end":1812.89,"sentiment":"neutral","sentiment_score":-0.27835017530357137},{"text":"Right?","start":1812.89,"end":1813.39,"sentiment":"neutral","sentiment_score":-0.08320649713277817}],"sentiment":"neutral","sentiment_score":-0.2821201148468095,"channel":1,"num_words":37,"start":1804.895,"end":1813.39},{"sentences":[{"text":"yeah.","start":1813.845,"end":1814.325,"sentiment":"neutral","sentiment_score":-0.03806404024362564},{"text":"Exactly.","start":1814.325,"end":1814.825,"sentiment":"neutral","sentiment_score":0.07190719246864319},{"text":"The good thing","start":1814.885,"end":1815.365,"sentiment":"neutral","sentiment_score":0.22949079175790152}],"sentiment":"neutral","sentiment_score":0.14446310549974442,"channel":0,"num_words":5,"start":1813.845,"end":1815.365},{"sentences":[{"text":"And","start":1815.2101,"end":1815.37,"sentiment":"neutral","sentiment_score":0.2113543301820755}],"sentiment":"neutral","sentiment_score":0.2113543301820755,"channel":1,"num_words":1,"start":1815.2101,"end":1815.37},{"sentences":[{"text":"about","start":1815.365,"end":1815.605,"sentiment":"neutral","sentiment_score":0.12218671292066574}],"sentiment":"neutral","sentiment_score":0.12218671292066574,"channel":0,"num_words":1,"start":1815.365,"end":1815.605},{"sentences":[{"text":"we're gonna","start":1815.37,"end":1815.77,"sentiment":"neutral","sentiment_score":0.10793394967913628}],"sentiment":"neutral","sentiment_score":0.10793394967913628,"channel":1,"num_words":2,"start":1815.37,"end":1815.77},{"sentences":[{"text":"yourself","start":1815.605,"end":1816.005,"sentiment":"neutral","sentiment_score":0.06901823729276657}],"sentiment":"neutral","sentiment_score":0.06901823729276657,"channel":0,"num_words":1,"start":1815.605,"end":1816.005},{"sentences":[{"text":"take","start":1815.77,"end":1816.01,"sentiment":"neutral","sentiment_score":0.06550485640764236}],"sentiment":"neutral","sentiment_score":0.06550485640764236,"channel":1,"num_words":1,"start":1815.77,"end":1816.01},{"sentences":[{"text":"is","start":1816.005,"end":1816.1649,"sentiment":"neutral","sentiment_score":0.2165292501449585}],"sentiment":"neutral","sentiment_score":0.2165292501449585,"channel":0,"num_words":1,"start":1816.005,"end":1816.1649},{"sentences":[{"text":"a","start":1816.01,"end":1816.17,"sentiment":"neutral","sentiment_score":0.13477791845798492}],"sentiment":"neutral","sentiment_score":0.13477791845798492,"channel":1,"num_words":1,"start":1816.01,"end":1816.17},{"sentences":[{"text":"you've","start":1816.1649,"end":1816.325,"sentiment":"neutral","sentiment_score":0.09889449924230576}],"sentiment":"neutral","sentiment_score":0.09889449924230576,"channel":0,"num_words":1,"start":1816.1649,"end":1816.325},{"sentences":[{"text":"massive","start":1816.17,"end":1816.67,"sentiment":"neutral","sentiment_score":0.11517555266618729}],"sentiment":"neutral","sentiment_score":0.11517555266618729,"channel":1,"num_words":1,"start":1816.17,"end":1816.67},{"sentences":[{"text":"got","start":1816.325,"end":1816.825,"sentiment":"neutral","sentiment_score":0.17525318264961243}],"sentiment":"neutral","sentiment_score":0.17525318264961243,"channel":0,"num_words":1,"start":1816.325,"end":1816.825},{"sentences":[{"text":"dive.","start":1816.9701,"end":1817.4701,"sentiment":"neutral","sentiment_score":0.15082301199436188}],"sentiment":"neutral","sentiment_score":0.15082301199436188,"channel":1,"num_words":1,"start":1816.9701,"end":1817.4701},{"sentences":[{"text":"time on your your side, which is the main thing for you, I guess.","start":1817.2849,"end":1820.79,"sentiment":"neutral","sentiment_score":0.15513785076992853}],"sentiment":"neutral","sentiment_score":0.15513785076992853,"channel":0,"num_words":14,"start":1817.2849,"end":1820.79},{"sentences":[{"text":"Yep.","start":1821.625,"end":1822.125,"sentiment":"neutral","sentiment_score":0.1602739244699478}],"sentiment":"neutral","sentiment_score":0.1602739244699478,"channel":1,"num_words":1,"start":1821.625,"end":1822.125},{"sentences":[{"text":"You do have that time till retirement to make those dips in the market.","start":1821.67,"end":1824.87,"sentiment":"neutral","sentiment_score":0.05535716802946159},{"text":"So if you had sort of a blip on the radar, especially with, like, years like this as well.","start":1824.87,"end":1829.2101,"sentiment":"neutral","sentiment_score":-0.10115668393279377},{"text":"And then with those dips in the market, obviously, you're quite cautious with what happens there.","start":1830.7101,"end":1835.595,"sentiment":"neutral","sentiment_score":-0.18597554275766015},{"text":"But are you somewhat optimistic about returns in the market at all, like, with things like COVID when that occurred or still just, like, cautious, a little bit concerned about what's going on?","start":1835.595,"end":1843.775,"sentiment":"neutral","sentiment_score":0.11760546563362534}],"sentiment":"neutral","sentiment_score":-0.0029464019576042164,"channel":0,"num_words":82,"start":1821.67,"end":1843.775},{"sentences":[{"text":"After seeing kind of bounced back from COVID, Kinda pretty confident that, yeah, the the market will typically bounce back.","start":1845.71,"end":1853.605,"sentiment":"positive","sentiment_score":0.464207099378109},{"text":"Just","start":1855.985,"end":1856.225,"sentiment":"neutral","sentiment_score":0.25599682331085205}],"sentiment":"positive","sentiment_score":0.4542923243272872,"channel":1,"num_words":21,"start":1845.71,"end":1856.225},{"sentences":[{"text":"Yep.","start":1856.01,"end":1856.51,"sentiment":"neutral","sentiment_score":0.18483731150627136}],"sentiment":"neutral","sentiment_score":0.18483731150627136,"channel":0,"num_words":1,"start":1856.01,"end":1856.51},{"sentences":[{"text":"trying to work out when I should sell my current stocks before everything dies, if I should.","start":1856.225,"end":1861.285,"sentiment":"neutral","sentiment_score":0.08683143452029018},{"text":"Any question I got for you?","start":1861.745,"end":1863.285,"sentiment":"neutral","sentiment_score":0.0094714912896355}],"sentiment":"neutral","sentiment_score":0.06665057976446721,"channel":1,"num_words":23,"start":1856.225,"end":1863.285},{"sentences":[{"text":"Okay.","start":1863.9451,"end":1864.185,"sentiment":"neutral","sentiment_score":0.005496183410286903},{"text":"Yeah.","start":1864.185,"end":1864.505,"sentiment":"neutral","sentiment_score":-0.008570617064833641},{"text":"Well, obviously, in terms of those investments, I don't actually know what you you sort of hold.","start":1864.505,"end":1868.425,"sentiment":"neutral","sentiment_score":-0.10436407323269282},{"text":"But, yeah, look, definitely, at least for the next couple of months there, it's gonna be a bit rocky in terms of what actually occurs, and then that's purely because no one exactly knows","start":1868.425,"end":1877.33,"sentiment":"neutral","sentiment_score":-0.2774529365055701}],"sentiment":"neutral","sentiment_score":-0.2115219532037681,"channel":0,"num_words":53,"start":1863.9451,"end":1877.33},{"sentences":[{"text":"Yeah.","start":1877.23,"end":1877.73,"sentiment":"neutral","sentiment_score":-0.15707018971443176}],"sentiment":"neutral","sentiment_score":-0.15707018971443176,"channel":1,"num_words":1,"start":1877.23,"end":1877.73},{"sentences":[{"text":"what's going on,","start":1877.33,"end":1878.23,"sentiment":"neutral","sentiment_score":-0.14940099914868674}],"sentiment":"neutral","sentiment_score":-0.14940099914868674,"channel":0,"num_words":3,"start":1877.33,"end":1878.23},{"sentences":[{"text":"Yeah.","start":1878.1901,"end":1878.6901,"sentiment":"neutral","sentiment_score":-0.1054498553276062}],"sentiment":"neutral","sentiment_score":-0.1054498553276062,"channel":1,"num_words":1,"start":1878.1901,"end":1878.6901},{"sentences":[{"text":"you know, with Iran, Israel, things like that.","start":1878.7699,"end":1880.5299,"sentiment":"neutral","sentiment_score":-0.13773238472640514},{"text":"In terms of, like, wars, wars don't have, like, the biggest impact as you might think compared to, like, other events.","start":1880.5299,"end":1887.675,"sentiment":"neutral","sentiment_score":-0.18997219417776381},{"text":"Like, terror attacks generally, you know, are quite quite bad in terms of market.","start":1887.675,"end":1893.115,"sentiment":"neutral","sentiment_score":-0.3186206498316356},{"text":"They do cause a bit of upending there as well.","start":1893.115,"end":1895.455,"sentiment":"neutral","sentiment_score":-0.24653039872646332},{"text":"But as far as wars, they do sort of recover quite quickly.","start":1896.315,"end":1900.015,"sentiment":"neutral","sentiment_score":-0.1356674830118815}],"sentiment":"neutral","sentiment_score":-0.20992735440914448,"channel":0,"num_words":65,"start":1878.7699,"end":1900.015},{"sentences":[{"text":"But in that time, they are quite volatile in terms of, like, the ups and downs, if that makes sense.","start":1900.075,"end":1904.94,"sentiment":"neutral","sentiment_score":-0.2607959810644388}],"sentiment":"neutral","sentiment_score":-0.2607959810644388,"channel":0,"num_words":20,"start":1900.075,"end":1904.94},{"sentences":[{"text":"Yep.","start":1906.0,"end":1906.5,"sentiment":"neutral","sentiment_score":0.014659613370895386}],"sentiment":"neutral","sentiment_score":0.014659613370895386,"channel":1,"num_words":1,"start":1906.0,"end":1906.5},{"sentences":[{"text":"So definitely, at least for the next month or so, it is gonna be a lot of up and down just to end that bit all over the shop.","start":1907.8799,"end":1915.635,"sentiment":"neutral","sentiment_score":-0.033781844994117474}],"sentiment":"neutral","sentiment_score":-0.033781844994117474,"channel":0,"num_words":29,"start":1907.8799,"end":1915.635},{"sentences":[{"text":"Yeah.","start":1916.315,"end":1916.815,"sentiment":"neutral","sentiment_score":0.015720371156930923}],"sentiment":"neutral","sentiment_score":0.015720371156930923,"channel":1,"num_words":1,"start":1916.315,"end":1916.815},{"sentences":[{"text":"Right.","start":1919.875,"end":1920.375,"sentiment":"neutral","sentiment_score":0.009030036628246307},{"text":"And then as far as investing, obviously, potentially gonna purchase property in the future, but would you ever put borrowed money into anything slightly riskier?","start":1922.595,"end":1931.095,"sentiment":"neutral","sentiment_score":-0.044268237501382826}],"sentiment":"neutral","sentiment_score":-0.04221830388101248,"channel":0,"num_words":26,"start":1919.875,"end":1931.095},{"sentences":[{"text":"No.","start":1936.8151,"end":1936.9751,"sentiment":"neutral","sentiment_score":-0.09222306311130524},{"text":"Probably not.","start":1936.9751,"end":1937.875,"sentiment":"neutral","sentiment_score":-0.12150173261761665},{"text":"Not with not with a wife and two kids now.","start":1938.415,"end":1942.915,"sentiment":"neutral","sentiment_score":-0.18919841349124908},{"text":"It's a little bit too hairy,","start":1942.9751,"end":1944.355,"sentiment":"neutral","sentiment_score":-0.1720438450574875}],"sentiment":"neutral","sentiment_score":-0.17155124913705022,"channel":1,"num_words":19,"start":1936.8151,"end":1944.355},{"sentences":[{"text":"Not a problem.","start":1945.6749,"end":1946.575,"sentiment":"neutral","sentiment_score":-0.06103614221016566}],"sentiment":"neutral","sentiment_score":-0.06103614221016566,"channel":0,"num_words":3,"start":1945.6749,"end":1946.575},{"sentences":[{"text":"but that I was on anything stupid.","start":1946.0951,"end":1947.9551,"sentiment":"neutral","sentiment_score":-0.15667463093996048}],"sentiment":"neutral","sentiment_score":-0.15667463093996048,"channel":1,"num_words":7,"start":1946.0951,"end":1947.9551},{"sentences":[{"text":"Yep.","start":1950.955,"end":1951.455,"sentiment":"neutral","sentiment_score":0.06006030738353729},{"text":"Now in terms of your portfolio there, I did actually look up the exact portfolio.","start":1952.155,"end":1957.515,"sentiment":"neutral","sentiment_score":0.04806269307931264},{"text":"And so with the weightings and why they've changed sort of income askew a little bit, we talked about, like, a growth at eighty twenty split.","start":1957.515,"end":1963.93,"sentiment":"neutral","sentiment_score":0.028059989428864077},{"text":"The actual portfolio when you originally recommended was a high growth portfolio, which is about","start":1964.2301,"end":1970.39,"sentiment":"neutral","sentiment_score":0.0529923261453708}],"sentiment":"neutral","sentiment_score":0.04044640913867114,"channel":0,"num_words":57,"start":1950.955,"end":1970.39},{"sentences":[{"text":"That rings","start":1970.125,"end":1970.605,"sentiment":"neutral","sentiment_score":0.029558546841144562}],"sentiment":"neutral","sentiment_score":0.029558546841144562,"channel":1,"num_words":2,"start":1970.125,"end":1970.605},{"sentences":[{"text":"a 90.","start":1970.39,"end":1971.05,"sentiment":"neutral","sentiment_score":0.04563301056623459}],"sentiment":"neutral","sentiment_score":0.04563301056623459,"channel":0,"num_words":2,"start":1970.39,"end":1971.05},{"sentences":[{"text":"the bell.","start":1970.605,"end":1971.185,"sentiment":"neutral","sentiment_score":0.0226669954136014}],"sentiment":"neutral","sentiment_score":0.0226669954136014,"channel":1,"num_words":2,"start":1970.605,"end":1971.185},{"sentences":[{"text":"That's about a ninety ten split.","start":1971.5651,"end":1973.245,"sentiment":"neutral","sentiment_score":0.0493281235297521},{"text":"So it just obviously when it's being invested, the market sort of changed and the investment sort of changed a little bit.","start":1973.245,"end":1978.4451,"sentiment":"neutral","sentiment_score":0.02322559283030304},{"text":"I was just basing off the percentages that I could see there, but I actually looked in the actual portfolio it was.","start":1978.4451,"end":1982.865,"sentiment":"neutral","sentiment_score":0.04225352939895608},{"text":"It is a a high growth portfolio, which is that ninety ten","start":1983.005,"end":1986.77,"sentiment":"neutral","sentiment_score":0.09611517563462257}],"sentiment":"neutral","sentiment_score":0.04661115383609168,"channel":0,"num_words":62,"start":1971.5651,"end":1986.77},{"sentences":[{"text":"Yep.","start":1986.62,"end":1987.12,"sentiment":"neutral","sentiment_score":0.045333605259656906}],"sentiment":"neutral","sentiment_score":0.045333605259656906,"channel":1,"num_words":1,"start":1986.62,"end":1987.12},{"sentences":[{"text":"split.","start":1986.77,"end":1987.27,"sentiment":"neutral","sentiment_score":0.0733194649219513},{"text":"You did come out as a growth investor, which is around that 8020.","start":1987.33,"end":1990.13,"sentiment":"neutral","sentiment_score":0.06862532548033275},{"text":"Now in saying that you are on the younger side of things, especially when it comes to to superannuation, so you can more than take on that level of risk in a high growth portfolio and and keeping that there, especially in the in the meantime given that you are currently in a high growth.","start":1990.13,"end":2005.885,"sentiment":"neutral","sentiment_score":0.1291575855829499},{"text":"And then as you do get close to retirement and sort of get close to the returns that you'd like, you can sort of look at reducing that level of risk.","start":2005.945,"end":2013.145,"sentiment":"neutral","sentiment_score":0.1802537087951937},{"text":"But, you know, while you're younger, contributing well, earning good money, you can afford to take on that risk and aim for those higher returns in that period, if that makes sense.","start":2013.145,"end":2022.13,"sentiment":"neutral","sentiment_score":0.22579839825630188}],"sentiment":"neutral","sentiment_score":0.15820098197031202,"channel":0,"num_words":132,"start":1986.77,"end":2022.13},{"sentences":[{"text":"Yep.","start":2022.905,"end":2023.305,"sentiment":"neutral","sentiment_score":0.1260741651058197},{"text":"Yep.","start":2023.305,"end":2023.805,"sentiment":"neutral","sentiment_score":0.11800637096166612}],"sentiment":"neutral","sentiment_score":0.1220402680337429,"channel":1,"num_words":2,"start":2022.905,"end":2023.805},{"sentences":[{"text":"Are you still comfortable with the high growth?","start":2024.03,"end":2025.63,"sentiment":"neutral","sentiment_score":0.12667361926287413},{"text":"Is that something you wanna review as well?","start":2025.63,"end":2027.39,"sentiment":"neutral","sentiment_score":0.08757565217092633},{"text":"Or","start":2027.39,"end":2027.89,"sentiment":"neutral","sentiment_score":-0.09970826655626296}],"sentiment":"neutral","sentiment_score":0.09495799440671415,"channel":0,"num_words":17,"start":2024.03,"end":2027.89},{"sentences":[{"text":"I nothing.","start":2029.145,"end":2030.665,"sentiment":"neutral","sentiment_score":-0.27116362750530243},{"text":"I'm still happy with it yet.","start":2030.665,"end":2031.8651,"sentiment":"neutral","sentiment_score":-0.1190955030421416},{"text":"Leave it as is.","start":2031.8651,"end":2032.925,"sentiment":"neutral","sentiment_score":0.09097662568092346}],"sentiment":"neutral","sentiment_score":-0.07441614754498005,"channel":1,"num_words":12,"start":2029.145,"end":2032.925},{"sentences":[{"text":"perfect.","start":2034.285,"end":2034.785,"sentiment":"positive","sentiment_score":0.4561436176300049},{"text":"Now I am gonna send you just the the DocuSign there or Otusign that it's changed to.","start":2035.485,"end":2043.265,"sentiment":"neutral","sentiment_score":0.10886093404363184},{"text":"So this","start":2043.63,"end":2044.35,"sentiment":"neutral","sentiment_score":0.09554868564009666}],"sentiment":"neutral","sentiment_score":0.12489384338259697,"channel":0,"num_words":20,"start":2034.285,"end":2044.35},{"sentences":[{"text":"Yep.","start":2044.11,"end":2044.61,"sentiment":"neutral","sentiment_score":0.08372118324041367}],"sentiment":"neutral","sentiment_score":0.08372118324041367,"channel":1,"num_words":1,"start":2044.11,"end":2044.61},{"sentences":[{"text":"will have a few signable documents there with that one.","start":2044.35,"end":2047.23,"sentiment":"neutral","sentiment_score":0.0982158437371254},{"text":"It'll just be the ongoing service agreement tax file opt in form.","start":2047.23,"end":2050.11,"sentiment":"neutral","sentiment_score":0.08248025334129731},{"text":"So that's from where we've changed where we store your tax file number on file.","start":2050.11,"end":2053.97,"sentiment":"neutral","sentiment_score":0.07029829695820808},{"text":"The ongoing service agreement is in regards to the service, and if you're happy to stay on for the next twelve months, obviously, it isn't a locking contract there as well.","start":2054.11,"end":2062.065,"sentiment":"neutral","sentiment_score":0.036840633038551576},{"text":"So with that one, if you see my advice and you see my update, you're not too happy with it and you're sort of done with the service, it's not locked in contract.","start":2063.405,"end":2070.42,"sentiment":"neutral","sentiment_score":-0.13244573072050558}],"sentiment":"neutral","sentiment_score":-0.0020025104726895246,"channel":0,"num_words":101,"start":2044.35,"end":2070.42},{"sentences":[{"text":"So there's a bit of peace of mind in that that you can go somewhere else if you'd like.","start":2070.42,"end":2074.04,"sentiment":"positive","sentiment_score":0.6094516390248349},{"text":"Not that we'd want you to, obviously.","start":2074.58,"end":2076.28,"sentiment":"neutral","sentiment_score":-0.049843953124114444},{"text":"And then in regards to the non signable documents that are just attached as attachments there, you'll have your Vanguard index chart.","start":2076.98,"end":2083.96,"sentiment":"neutral","sentiment_score":0.03953356609087099},{"text":"You'll have your summary there, which as I said, just gives you your superannuation.","start":2083.995,"end":2088.495,"sentiment":"neutral","sentiment_score":0.09581384754606656},{"text":"And then, obviously, we don't have those external assurances, which I which I would like to have a look at just to address there as well.","start":2089.915,"end":2095.6152,"sentiment":"neutral","sentiment_score":-0.037841092150371805}],"sentiment":"neutral","sentiment_score":0.1415674703788351,"channel":0,"num_words":88,"start":2070.42,"end":2095.6152},{"sentences":[{"text":"You'll have the most up to date copy of the financial services guide and OQ services guide, which has been changes that have occurred in the last sort of six to twelve months here as well.","start":2095.915,"end":2104.13,"sentiment":"neutral","sentiment_score":0.06692829790214698},{"text":"In terms of updates, there have been a few business changes.","start":2104.13,"end":2106.53,"sentiment":"neutral","sentiment_score":0.04614991999485276},{"text":"We're getting slightly a little bit bigger as well, and then you'll have that portfolio performance report there as well.","start":2106.53,"end":2112.765,"sentiment":"neutral","sentiment_score":0.06648710761219263},{"text":"Now with that one there, it is the the last twelve months from, I think, believe it was when was the date for that one?","start":2115.325,"end":2123.005,"sentiment":"neutral","sentiment_score":-0.006562410145998001},{"text":"Sorry.","start":2123.005,"end":2123.505,"sentiment":"neutral","sentiment_score":-0.15750619769096377}],"sentiment":"neutral","sentiment_score":0.042206919842189355,"channel":0,"num_words":93,"start":2095.915,"end":2123.505},{"sentences":[{"text":"February 25 there that that was created.","start":2126.3,"end":2129.44,"sentiment":"neutral","sentiment_score":-0.18950685007231577},{"text":"And then you'll be able to see what did occur there, obviously, in terms of the returns with Bennelong, which as I said, is quite unfortunate that it wasn't sort of Australian equities issue.","start":2130.54,"end":2140.32,"sentiment":"neutral","sentiment_score":-0.251725729993161},{"text":"It was just that fund issue.","start":2140.655,"end":2142.415,"sentiment":"negative","sentiment_score":-0.36936286588509876},{"text":"And given that you, you know, did have that actively invested to try and outperform that market and then having it go the opposite way, it's not too fantastic, but we'll try and sort of do an update that turns that around a bit for you.","start":2142.415,"end":2153.43,"sentiment":"neutral","sentiment_score":-0.16488707932117191},{"text":"Do","start":2156.3098,"end":2156.55,"sentiment":"neutral","sentiment_score":0.026573941111564636}],"sentiment":"neutral","sentiment_score":-0.209145017800496,"channel":0,"num_words":94,"start":2126.3,"end":2156.55},{"sentences":[{"text":"Alright.","start":2156.4102,"end":2156.9102,"sentiment":"neutral","sentiment_score":0.07566376030445099}],"sentiment":"neutral","sentiment_score":0.07566376030445099,"channel":1,"num_words":1,"start":2156.4102,"end":2156.9102},{"sentences":[{"text":"you have any questions in regards to those those documents there at all there, Reese?","start":2156.55,"end":2160.73,"sentiment":"neutral","sentiment_score":0.06311524833242098}],"sentiment":"neutral","sentiment_score":0.06311524833242098,"channel":0,"num_words":15,"start":2156.55,"end":2160.73},{"sentences":[{"text":"I mean, I can't look at them right now.","start":2161.665,"end":2162.9053,"sentiment":"neutral","sentiment_score":-0.13959711500340038},{"text":"I'm looking on my job at home, but,","start":2162.9053,"end":2164.565,"sentiment":"neutral","sentiment_score":-0.10364758246578276}],"sentiment":"neutral","sentiment_score":-0.12267968792687445,"channel":1,"num_words":17,"start":2161.665,"end":2164.565},{"sentences":[{"text":"Yeah.","start":2164.79,"end":2165.19,"sentiment":"neutral","sentiment_score":0.02661769837141037}],"sentiment":"neutral","sentiment_score":0.02661769837141037,"channel":0,"num_words":1,"start":2164.79,"end":2165.19},{"sentences":[{"text":"obviously,","start":2164.865,"end":2165.2651,"sentiment":"neutral","sentiment_score":0.028208089992403984}],"sentiment":"neutral","sentiment_score":0.028208089992403984,"channel":1,"num_words":1,"start":2164.865,"end":2165.2651},{"sentences":[{"text":"Yeah.","start":2165.19,"end":2165.51,"sentiment":"neutral","sentiment_score":0.04715204983949661}],"sentiment":"neutral","sentiment_score":0.04715204983949661,"channel":0,"num_words":1,"start":2165.19,"end":2165.51},{"sentences":[{"text":"if you have","start":2165.2651,"end":2165.585,"sentiment":"neutral","sentiment_score":0.029122022291024525}],"sentiment":"neutral","sentiment_score":0.029122022291024525,"channel":1,"num_words":3,"start":2165.2651,"end":2165.585},{"sentences":[{"text":"That's","start":2165.51,"end":2166.01,"sentiment":"neutral","sentiment_score":0.0540190152823925}],"sentiment":"neutral","sentiment_score":0.0540190152823925,"channel":0,"num_words":1,"start":2165.51,"end":2166.01},{"sentences":[{"text":"any questions, I can.","start":2165.585,"end":2166.965,"sentiment":"neutral","sentiment_score":0.10063536465167999},{"text":"And, yeah, I can email email in.","start":2168.705,"end":2171.125,"sentiment":"neutral","sentiment_score":0.09273999077933175}],"sentiment":"neutral","sentiment_score":0.09561103582382202,"channel":1,"num_words":11,"start":2165.585,"end":2171.125},{"sentences":[{"text":"all.","start":2170.965,"end":2171.445,"sentiment":"neutral","sentiment_score":0.06627941131591797},{"text":"Yeah.","start":2171.445,"end":2171.5251,"sentiment":"neutral","sentiment_score":0.07650023698806763},{"text":"Email in.","start":2171.5251,"end":2172.085,"sentiment":"neutral","sentiment_score":0.07227475568652153},{"text":"Just give us a call.","start":2172.085,"end":2172.805,"sentiment":"neutral","sentiment_score":0.11835820078849793},{"text":"We can arrange a time to to go through that, have a chat about that or anything like that as well for you.","start":2172.805,"end":2177.385,"sentiment":"neutral","sentiment_score":0.21207625888611958}],"sentiment":"neutral","sentiment_score":0.1799023161875084,"channel":0,"num_words":32,"start":2170.965,"end":2177.385},{"sentences":[{"text":"But while you've got me there too, Reese, is there anything else that you wanna have a chat about?","start":2180.18,"end":2183.6199,"sentiment":"neutral","sentiment_score":0.018311549835887394},{"text":"Anything I haven't covered today that you want a bit more clarification on?","start":2183.6199,"end":2186.42,"sentiment":"neutral","sentiment_score":-0.02804782585455821},{"text":"Any questions in regards to?","start":2186.42,"end":2188.04,"sentiment":"neutral","sentiment_score":-0.010984896123409272}],"sentiment":"neutral","sentiment_score":-0.0019358586444443947,"channel":0,"num_words":37,"start":2180.18,"end":2188.04},{"sentences":[{"text":"Not a 100% understanding exactly what sort of happened with Ben Long and how it's affected my account.","start":2193.2551,"end":2202.74,"sentiment":"negative","sentiment_score":-0.4890667415327496},{"text":"So I have you said they dropped by 20%.","start":2202.74,"end":2205.88,"sentiment":"negative","sentiment_score":-0.3692847655879127},{"text":"Yeah.","start":2206.02,"end":2206.26,"sentiment":"neutral","sentiment_score":-0.2035946249961853},{"text":"Or you said my my total superannuation dropped by 20%, my my total net worth.","start":2206.26,"end":2212.44,"sentiment":"negative","sentiment_score":-0.3373794317245483}],"sentiment":"negative","sentiment_score":-0.40444303113360736,"channel":1,"num_words":43,"start":2193.2551,"end":2212.44},{"sentences":[{"text":"Yep.","start":2212.29,"end":2212.79,"sentiment":"neutral","sentiment_score":-0.08582223951816559},{"text":"Not the the total of your your net wealth.","start":2212.8499,"end":2216.45,"sentiment":"neutral","sentiment_score":-0.2526831395096249},{"text":"So in terms of, like, a negative return for the year, it was only negative 3.4, which is about a 4,500 sorta negative return for the year.","start":2216.45,"end":2227.935,"sentiment":"negative","sentiment_score":-0.44804410526046046},{"text":"Whereas net with the Benelong, which is a 30% portion of that accounted for, like, around that 9,600 backward step with the 20% negative return there.","start":2228.395,"end":2239.42,"sentiment":"neutral","sentiment_score":-0.2926548140553328},{"text":"Now there was hack within that as well that has done a negative return in terms of your portfolio, but the industry sector as a whole for AI and technology has taken a dive in the past month.","start":2239.64,"end":2251.595,"sentiment":"negative","sentiment_score":-0.4863108239675823}],"sentiment":"negative","sentiment_score":-0.40144552290439606,"channel":0,"num_words":101,"start":2212.29,"end":2251.595},{"sentences":[{"text":"But they have","start":2251.8948,"end":2252.535,"sentiment":"neutral","sentiment_score":-0.11976707478364308}],"sentiment":"neutral","sentiment_score":-0.11976707478364308,"channel":0,"num_words":3,"start":2251.8948,"end":2252.535},{"sentences":[{"text":"Yeah.","start":2252.425,"end":2252.925,"sentiment":"neutral","sentiment_score":-0.02976037561893463}],"sentiment":"neutral","sentiment_score":-0.02976037561893463,"channel":1,"num_words":1,"start":2252.425,"end":2252.925},{"sentences":[{"text":"quite a a confidence that that will return, and then that's not something to be too concerned about, like you said, with those ups and downs.","start":2252.535,"end":2258.81,"sentiment":"neutral","sentiment_score":-0.027325829920860436},{"text":"The ups and down that did occur with Bennelong, though, was largely due, as I said, to that underlying investment that was done for Dodgey Accounting.","start":2259.75,"end":2267.05,"sentiment":"neutral","sentiment_score":-0.2866361611164533},{"text":"And then as a result of that, they got put on a trading hold.","start":2267.445,"end":2270.085,"sentiment":"negative","sentiment_score":-0.3989906311035156},{"text":"Bennelong had to reevaluate that stock that they hold with them.","start":2270.085,"end":2273.5452,"sentiment":"negative","sentiment_score":-0.40630029277368024},{"text":"And then with that, some investors also lost faith with Bennelong itself, which caused some funds to exit that managed fund as well, which further caused their fund price or share price to dip, if that makes sense.","start":2274.0051,"end":2288.24,"sentiment":"negative","sentiment_score":-0.528594298582328}],"sentiment":"neutral","sentiment_score":-0.333084931904855,"channel":0,"num_words":115,"start":2252.535,"end":2288.24},{"sentences":[{"text":"Yep.","start":2287.895,"end":2288.395,"sentiment":"neutral","sentiment_score":-0.05305942893028259},{"text":"So, yeah, they so, yeah, they dropped, like, almost nine k.","start":2289.735,"end":2294.6,"sentiment":"neutral","sentiment_score":-0.21406382593241605}],"sentiment":"neutral","sentiment_score":-0.20064679284890494,"channel":1,"num_words":12,"start":2287.895,"end":2294.6},{"sentences":[{"text":"Yeah.","start":2295.835,"end":2296.155,"sentiment":"neutral","sentiment_score":-0.03026563301682472},{"text":"And then gold was still up 56%.","start":2296.155,"end":2300.0151,"sentiment":"neutral","sentiment_score":0.05657278693148068},{"text":"Europe was up 16%.","start":2301.115,"end":2302.815,"sentiment":"neutral","sentiment_score":0.093342624604702},{"text":"Europe sort of Europe, Asia sort of area outside of The US was up 17.","start":2303.435,"end":2309.2952,"sentiment":"neutral","sentiment_score":0.04090232451756795},{"text":"Japan was up 23, and then the S and P 500, which is America, was around the four.","start":2310.1702,"end":2314.83,"sentiment":"neutral","sentiment_score":0.030903495123816863}],"sentiment":"neutral","sentiment_score":0.04242027008699046,"channel":0,"num_words":45,"start":2295.835,"end":2314.83},{"sentences":[{"text":"And then that's largely just due to the the currency exchange risk because the Australian dollar got stronger, and then the US dollar dropped a little bit there as well.","start":2315.1301,"end":2323.545,"sentiment":"neutral","sentiment_score":-0.18093643163641293},{"text":"They're actually true return.","start":2323.785,"end":2325.145,"sentiment":"neutral","sentiment_score":-0.047193978913128376},{"text":"They're probably sitting around the 15%, but it's because they're the US dollar has taken a bit of a dive, and because that's a foreign foreign exchange.","start":2325.145,"end":2335.145,"sentiment":"neutral","sentiment_score":-0.12010877648437465},{"text":"Obviously, the the value of that is affected with that currency hedging.","start":2335.145,"end":2339.325,"sentiment":"neutral","sentiment_score":-0.1661259407798449}],"sentiment":"neutral","sentiment_score":-0.14867557697508432,"channel":0,"num_words":73,"start":2315.1301,"end":2339.325},{"sentences":[{"text":"Okay.","start":2345.0051,"end":2345.5051,"sentiment":"neutral","sentiment_score":-0.280093789100647},{"text":"That sucks a bit.","start":2346.125,"end":2347.2651,"sentiment":"negative","sentiment_score":-0.6132887601852417},{"text":"Because I think I had, like, 15 for return the year before last.","start":2347.8052,"end":2351.23,"sentiment":"neutral","sentiment_score":-0.2510880564267819},{"text":"It might have even been higher than that.","start":2351.23,"end":2353.09,"sentiment":"neutral","sentiment_score":-0.25369600020349026},{"text":"It's","start":2353.35,"end":2353.85,"sentiment":"neutral","sentiment_score":-0.17014756798744202}],"sentiment":"neutral","sentiment_score":-0.303596634555746,"channel":1,"num_words":27,"start":2345.0051,"end":2353.85},{"sentences":[{"text":"Yeah.","start":2353.875,"end":2354.115,"sentiment":"neutral","sentiment_score":-0.28865307569503784}],"sentiment":"neutral","sentiment_score":-0.28865307569503784,"channel":0,"num_words":1,"start":2353.875,"end":2354.115},{"sentences":[{"text":"pretty","start":2354.11,"end":2354.61,"sentiment":"negative","sentiment_score":-0.4468916952610016}],"sentiment":"negative","sentiment_score":-0.4468916952610016,"channel":1,"num_words":1,"start":2354.11,"end":2354.61},{"sentences":[{"text":"I think last year,","start":2354.115,"end":2354.995,"sentiment":"negative","sentiment_score":-0.5243215262889862}],"sentiment":"negative","sentiment_score":-0.5243215262889862,"channel":0,"num_words":4,"start":2354.115,"end":2354.995},{"sentences":[{"text":"pretty","start":2354.99,"end":2355.31,"sentiment":"negative","sentiment_score":-0.6054526567459106}],"sentiment":"negative","sentiment_score":-0.6054526567459106,"channel":1,"num_words":1,"start":2354.99,"end":2355.31},{"sentences":[{"text":"it really","start":2354.995,"end":2355.395,"sentiment":"negative","sentiment_score":-0.6632135808467865}],"sentiment":"negative","sentiment_score":-0.6632135808467865,"channel":0,"num_words":2,"start":2354.995,"end":2355.395},{"sentences":[{"text":"unfortunate.","start":2355.31,"end":2355.81,"sentiment":"negative","sentiment_score":-0.5983936786651611}],"sentiment":"negative","sentiment_score":-0.5983936786651611,"channel":1,"num_words":1,"start":2355.31,"end":2355.81},{"sentences":[{"text":"was quite a good return for everything.","start":2355.395,"end":2357.3352,"sentiment":"negative","sentiment_score":-0.45628877196993145},{"text":"And given, you know, those the fact that Ben Long is quite a significant weighting, even if that sort of hit a zero return mark, you would still would have been doing quite well in terms of return.","start":2357.635,"end":2367.175,"sentiment":"neutral","sentiment_score":-0.24650408053084424},{"text":"The fact that it's such a heavy weighing in your portfolio for that active investment that it's caused such an effect on your overall returns.","start":2367.53,"end":2374.43,"sentiment":"neutral","sentiment_score":-0.325862135887146},{"text":"But as I said, we'll look to update the portfolio.","start":2377.29,"end":2379.6099,"sentiment":"neutral","sentiment_score":-0.10701820254325867},{"text":"We might even look at reducing the active portion, making a bit more of a satellite and less a bit of a core.","start":2379.6099,"end":2384.135,"sentiment":"neutral","sentiment_score":-0.10082408607653949}],"sentiment":"neutral","sentiment_score":-0.23395015404207034,"channel":0,"num_words":103,"start":2355.395,"end":2384.135},{"sentences":[{"text":"So that way, if there is, like, a bad deal with the active portion that it doesn't have a significant effect as it has currently with your portfolio.","start":2384.2751,"end":2391.5752,"sentiment":"neutral","sentiment_score":-0.2567169876503093}],"sentiment":"neutral","sentiment_score":-0.2567169876503093,"channel":0,"num_words":28,"start":2384.2751,"end":2391.5752},{"sentences":[{"text":"Yep.","start":2393.165,"end":2393.665,"sentiment":"neutral","sentiment_score":0.15666434168815613}],"sentiment":"neutral","sentiment_score":0.15666434168815613,"channel":1,"num_words":1,"start":2393.165,"end":2393.665},{"sentences":[{"text":"Perfect.","start":2393.25,"end":2393.75,"sentiment":"neutral","sentiment_score":0.32281172275543213}],"sentiment":"neutral","sentiment_score":0.32281172275543213,"channel":0,"num_words":1,"start":2393.25,"end":2393.75},{"sentences":[{"text":"Yep.","start":2395.805,"end":2396.305,"sentiment":"neutral","sentiment_score":0.22181199491024017},{"text":"Yeah.","start":2396.365,"end":2396.685,"sentiment":"neutral","sentiment_score":0.28865087032318115},{"text":"That's that's pretty much it for the for me.","start":2396.685,"end":2398.605,"sentiment":"positive","sentiment_score":0.3499494459893968},{"text":"They're not so I have questions.","start":2398.605,"end":2399.905,"sentiment":"neutral","sentiment_score":0.10087248931328456}],"sentiment":"neutral","sentiment_score":0.2508966361775118,"channel":1,"num_words":17,"start":2395.805,"end":2399.905},{"sentences":[{"text":"No problem.","start":2400.85,"end":2401.59,"sentiment":"neutral","sentiment_score":0.1824246197938919},{"text":"Any other questions that you might have, feel free to obviously reach out in regards to that.","start":2403.01,"end":2410.5452,"sentiment":"neutral","sentiment_score":0.17730858220773585},{"text":"But otherwise, I'll let you get back to your afternoon, and then we can sort of go from there once we get that all together there for you.","start":2410.5452,"end":2417.605,"sentiment":"neutral","sentiment_score":0.21533273426549776}],"sentiment":"neutral","sentiment_score":0.20017897226709,"channel":0,"num_words":47,"start":2400.85,"end":2417.605},{"sentences":[{"text":"Yep.","start":2418.65,"end":2418.97,"sentiment":"neutral","sentiment_score":0.15670379996299744},{"text":"Alright.","start":2418.97,"end":2419.29,"sentiment":"neutral","sentiment_score":0.18271300196647644},{"text":"So basically, I'll just get my incoming TPD insurance to get through to you.","start":2419.29,"end":2426.835,"sentiment":"neutral","sentiment_score":0.18588346136467798}],"sentiment":"neutral","sentiment_score":0.18386157881468534,"channel":1,"num_words":16,"start":2418.65,"end":2426.835},{"sentences":[{"text":"Yeah.","start":2427.28,"end":2427.78,"sentiment":"neutral","sentiment_score":0.1606154590845108}],"sentiment":"neutral","sentiment_score":0.1606154590845108,"channel":0,"num_words":1,"start":2427.28,"end":2427.78},{"sentences":[{"text":"And then do you wanna reach out to me and with because you you said you wouldn't mind reviewing, possibly recommending some options, or you're happy to just leave it at that and just have it on record?","start":2428.2551,"end":2438.71,"sentiment":"neutral","sentiment_score":0.23238170597898333}],"sentiment":"neutral","sentiment_score":0.23238170597898333,"channel":1,"num_words":38,"start":2428.2551,"end":2438.71},{"sentences":[{"text":"I'll have a conversation with you and see what you wanna do from that as well and just see how you feel about it, and then we can go from there as well.","start":2438.975,"end":2446.86,"sentiment":"neutral","sentiment_score":0.307251797932567}],"sentiment":"neutral","sentiment_score":0.307251797932567,"channel":0,"num_words":33,"start":2438.975,"end":2446.86},{"sentences":[{"text":"Yep.","start":2448.0552,"end":2448.5352,"sentiment":"neutral","sentiment_score":0.18425163626670835},{"text":"Okay.","start":2448.5352,"end":2449.0352,"sentiment":"positive","sentiment_score":0.33821558952331543},{"text":"Sounds good.","start":2449.095,"end":2449.915,"sentiment":"positive","sentiment_score":0.6190296411514282}],"sentiment":"positive","sentiment_score":0.44013162702322006,"channel":1,"num_words":4,"start":2448.0552,"end":2449.915},{"sentences":[{"text":"Too easy.","start":2450.4602,"end":2451.2002,"sentiment":"positive","sentiment_score":0.4268025755882263},{"text":"But anything else for me while you've got me there?","start":2451.4202,"end":2453.52,"sentiment":"neutral","sentiment_score":0.02289850227534771}],"sentiment":"neutral","sentiment_score":0.09021584782749414,"channel":0,"num_words":12,"start":2450.4602,"end":2453.52},{"sentences":[{"text":"Nah.","start":2454.215,"end":2454.5352,"sentiment":"neutral","sentiment_score":-0.09385422617197035},{"text":"Not at the moment.","start":2454.5352,"end":2455.355,"sentiment":"neutral","sentiment_score":-0.1648499295115471}],"sentiment":"neutral","sentiment_score":-0.15065078884363176,"channel":1,"num_words":5,"start":2454.215,"end":2455.355},{"sentences":[{"text":"Great.","start":2456.54,"end":2457.04,"sentiment":"positive","sentiment_score":0.3779483735561371},{"text":"Obviously, anything in the meantime, feel free to either just attach that with the question with your certificate of currency there.","start":2457.1802,"end":2463.7349,"sentiment":"neutral","sentiment_score":0.1718943023255893},{"text":"Otherwise, I will just touch base.","start":2463.7349,"end":2465.355,"sentiment":"neutral","sentiment_score":0.13665919875105223},{"text":"Sort of when I get an afternoon free, even if I get off another call, I might give you a call in an afternoon, just have a quick chat about your insurances.","start":2465.655,"end":2471.015,"sentiment":"neutral","sentiment_score":0.15871237218379974},{"text":"I want to have a look at those and see how you feel about them and see if we if you wanna look at updating it or having a review of that at all.","start":2471.015,"end":2477.16,"sentiment":"neutral","sentiment_score":0.21880818859619253}],"sentiment":"neutral","sentiment_score":0.184318704649489,"channel":0,"num_words":94,"start":2456.54,"end":2477.16},{"sentences":[{"text":"Yep.","start":2477.9849,"end":2478.4648,"sentiment":"neutral","sentiment_score":0.16782402992248535},{"text":"That sounds","start":2478.4648,"end":2479.125,"sentiment":"neutral","sentiment_score":0.244876891374588}],"sentiment":"neutral","sentiment_score":0.21919260422388712,"channel":1,"num_words":3,"start":2477.9849,"end":2479.125},{"sentences":[{"text":"Not a problem at all, Reese.","start":2479.96,"end":2481.16,"sentiment":"positive","sentiment_score":0.3993393232425054},{"text":"Well, I'll let you get back to you afternoon, and once you get that stupid currency, I'll sort of touch base with","start":2481.16,"end":2485.0,"sentiment":"neutral","sentiment_score":0.3279900984330611}],"sentiment":"positive","sentiment_score":0.3432792180350849,"channel":0,"num_words":28,"start":2479.96,"end":2485.0},{"sentences":[{"text":"good.","start":2484.865,"end":2485.365,"sentiment":"positive","sentiment_score":0.4399389624595642}],"sentiment":"positive","sentiment_score":0.4399389624595642,"channel":1,"num_words":1,"start":2484.865,"end":2485.365},{"sentences":[{"text":"you.","start":2485.0,"end":2485.5,"sentiment":"positive","sentiment_score":0.4006956219673157}],"sentiment":"positive","sentiment_score":0.4006956219673157,"channel":0,"num_words":1,"start":2485.0,"end":2485.5},{"sentences":[{"text":"Excellent.","start":2485.905,"end":2486.405,"sentiment":"positive","sentiment_score":0.7047722339630127},{"text":"Alright.","start":2486.4648,"end":2486.865,"sentiment":"positive","sentiment_score":0.6164772510528564},{"text":"Thank you very much for the call, man.","start":2486.865,"end":2488.4849,"sentiment":"positive","sentiment_score":0.8042970597743988}],"sentiment":"positive","sentiment_score":0.7755625963211059,"channel":1,"num_words":10,"start":2485.905,"end":2488.4849},{"sentences":[{"text":"Cheers, mate.","start":2488.607,"end":2489.0068,"sentiment":"positive","sentiment_score":0.7064875960350037},{"text":"Thanks for your time.","start":2489.0068,"end":2489.727,"sentiment":"positive","sentiment_score":0.7396815568208694},{"text":"Sorry to to bug you for the last hour at work there, but enjoy the rest of the hour.","start":2489.727,"end":2493.107,"sentiment":"positive","sentiment_score":0.48512653300636693}],"sentiment":"positive","sentiment_score":0.5435642218589782,"channel":0,"num_words":25,"start":2488.607,"end":2493.107},{"sentences":[{"text":"That's alright.","start":2493.617,"end":2494.337,"sentiment":"positive","sentiment_score":0.5185222029685974},{"text":"Thanks.","start":2494.337,"end":2494.737,"sentiment":"positive","sentiment_score":0.7368819713592529},{"text":"I appreciate it.","start":2494.737,"end":2495.717,"sentiment":"positive","sentiment_score":0.7639202078183492}],"sentiment":"positive","sentiment_score":0.6776145001252493,"channel":1,"num_words":6,"start":2493.617,"end":2495.717},{"sentences":[{"text":"Cheers.","start":2495.727,"end":2496.0469,"sentiment":"positive","sentiment_score":0.5771645307540894},{"text":"Bye.","start":2496.0469,"end":2496.5469,"sentiment":"positive","sentiment_score":0.4098399877548218}],"sentiment":"positive","sentiment_score":0.49350225925445557,"channel":0,"num_words":2,"start":2495.727,"end":2496.5469},{"sentences":[{"text":"See you, buddy.","start":2497.217,"end":2498.1118,"sentiment":"neutral","sentiment_score":0.2907116040587425}],"sentiment":"neutral","sentiment_score":0.2907116040587425,"channel":1,"num_words":3,"start":2497.217,"end":2498.1118}]},"summary":{"result":"success","short":"Kyle from Financial discusses the interview with Reese, a senior at the company, about her employment history and income. She provides information on her income and expenses, including her retirement savings and credit cards. The conversation also touches on the financial background and expenses of the customer, including their health and insurance coverage. The speaker suggests updating their investment portfolio and maintaining an active component, and provides updates on their portfolio performance and risk profiles. They also discuss the possibility of a return in the market due to COVID-19 and the uncertainty surrounding the situation."},"intents":{"segments":[{"text":"I've got you scheduled in for that interview. Is now a better time for you? Yeah.","start_word":30,"end_word":45,"intents":[{"intent":"Schedule interview","confidence_score":0.5613735}]},{"text":"Just before we jump into that, if I could just pass through security, just that name, date of birth, and current address, we'll get stuck into that. Yep.","start_word":148,"end_word":175,"intents":[{"intent":"Pass through security","confidence_score":0.33537853}]},{"text":"So in regards to to this one there, we'll basically just running through, confirm a few details, make sure everything's up to scratch, have a discussion about how things have been performing the last twelve months there as well. And then following this, I'll get a team to to send you out a few documents there as well on your ongoing service agreement if you're happy to stay on board for the the next twelve months there as well.","start_word":207,"end_word":285,"intents":[{"intent":"Send documents","confidence_score":0.42764878}]},{"text":"In regards to negative key there as well, I've got Katie, your your spouse down, but I don't have a number or anything in the event that we couldn't reach you. Did you wanna provide anything there? Yeah.","start_word":297,"end_word":334,"intents":[{"intent":"Provide contact number","confidence_score":0.014474477}]},{"text":"And as far as your job there, you're obviously still doing the electrician work there as well. Now has your occupation changed much in the last sort of twelve months or since you sort of spoke with us last?","start_word":347,"end_word":385,"intents":[{"intent":"Check employment status","confidence_score":0.00439701}]},{"text":"And the stake investment portfolio, do you still have that one as well? Yeah. I do.","start_word":1056,"end_word":1071,"intents":[{"intent":"Check portfolio status","confidence_score":0.008913854}]},{"text":"And as I said, we can do a review of those insurances because, obviously, two years is still a time. As I said, I don't have any details in regards to policy that it says you are retaining at the moment. So if you could grab those, we can have a look at those for you as well. In Yep.","start_word":2144,"end_word":2203,"intents":[{"intent":"Review insurance policies and determine eligibility for a nomination","confidence_score":0.0020261137}]},{"text":"We're not we're not financially set up to be able to afford buying one here and then purchasing one in The States as well. So it'll probably just end up being gold would be our first time in American. So Yep.","start_word":2579,"end_word":2619,"intents":[{"intent":"Evaluate financial plans","confidence_score":0.001292025}]},{"text":"So just in regards to your insurance, is there obviously I don't know exactly what you're covered for given that I don't have a stipulated currency at the moment.","start_word":2828,"end_word":2856,"intents":[{"intent":"Discuss insurance coverage","confidence_score":0.042716425}]},{"text":"In regards to that as well, your active fund, which you are quite heavily invested in in terms of, like, weightings for your portfolio, that active management, Benelon did have an underlying asset where they were done for not accounting or reporting correctly, which again caused your portfolio to take a bit of a backward step.","start_word":3147,"end_word":3202,"intents":[{"intent":"Discuss portfolio performance","confidence_score":0.012180557},{"intent":"Explain investment history","confidence_score":0.0003104026},{"intent":"Express concern about portfolio management","confidence_score":0.010952194}]},{"text":"So we would be looking to do an update just to review your investments and just do a review of that and make sure that it's in your best interest moving forward as well. Yeah.","start_word":3202,"end_word":3236,"intents":[{"intent":"Review portfolios","confidence_score":0.053016447}]},{"text":"One So 30 currently, one. it's sitting at a 131,000 in terms of the actual balance.","start_word":3272,"end_word":3287,"intents":[{"intent":"Express confusion about portfolio balance","confidence_score":0.00005187753}]},{"text":"So So are I I would imagine could a can a company bounce back from that quickly, or are you kind of suggesting to most of your you customers sorry? like me that we steer away from them all?","start_word":3390,"end_word":3428,"intents":[{"intent":"Inquire about investor motivation","confidence_score":0.000039712417}]},{"text":"They made a business decision that they do wanna look to move away from Benelong and then just use the losses that have occurred to, like, offset, obviously, some capital gains when looking at readjusting the portfolio.","start_word":3515,"end_word":3551,"intents":[{"intent":"Discuss portfolio options","confidence_score":0.0038772933}]},{"text":"And then from there, they'll do the research in the back end and get that ball rolling to be able to update that advice piece there as well and look at that.","start_word":3891,"end_word":3922,"intents":[{"intent":"Update advice piece","confidence_score":0.25048643}]},{"text":"You can sort of make that decision.","start_word":3950,"end_word":3956,"intents":[{"intent":"Make decision","confidence_score":0.62636536}]},{"text":"But with that one, would you be looking to still maintain, like, an active component?","start_word":3989,"end_word":4003,"intents":[{"intent":"Maintain active component","confidence_score":0.97056335}]},{"text":"But with that one, would you be looking to still maintain, like, an active component? Would you wanna move completely away from active and just have the passive that's a bit more cheaper, a lower cost investment cost, but then you're not aiming to outperform the markets?","start_word":3989,"end_word":4035,"intents":[{"intent":"Explore portfolio options","confidence_score":0.1092681}]},{"text":"One just actively aims to find gaps in the market, whether that's value investing or whether that's sort of finding other, like, performance of other companies and building a portfolio is that way to try and better than what the market indexes are doing.","start_word":4109,"end_word":4152,"intents":[{"intent":"Explore market performance","confidence_score":0.0047521447}]},{"text":"Because the index is basically to track the top companies in those spaces. And if they're all doing well, the market's doing well, they perform quite well, and it's a lower cost, and it's active in the sense that if a company falls outside of those top 500 or, like, in America of the S and P 500, then they're no longer held, Yep.","start_word":4153,"end_word":4216,"intents":[{"intent":"Evaluate market performance","confidence_score":0.041333847}]},{"text":"So it's more manager risk than it is actual allocation of growth assets risk.","start_word":4245,"end_word":4258,"intents":[{"intent":"Assess asset allocation","confidence_score":0.016687246}]},{"text":"Would you be wanting to look at updating the the Benelon to a different active portion and just giving the portfolio a refresh, or is it something you just wanna hold on to at the moment?","start_word":4360,"end_word":4395,"intents":[{"intent":"Update benelon","confidence_score":0.46576366},{"intent":"Discuss portfolio refresh","confidence_score":0.11143919}]},{"text":"As I said, we'll look at doing the update there for you. And if you do have any questions following that as well, we can go through it in that statement of advice piece once we get that together for you as well.","start_word":4799,"end_word":4841,"intents":[{"intent":"Update portfolio information","confidence_score":0.04975415}]},{"text":"In terms of, yes, superannuation, yes. A little bit. Not aggressively because I literally don't really know much about shares, but Yep. I am willing to take a little bit of risk. So you'd say a bit more of a moderate risk taker Yeah.","start_word":4992,"end_word":5035,"intents":[{"intent":"Analyze superannuation risk","confidence_score":0.11236246}]},{"text":"But in that time, they are quite volatile in terms of, like, the ups and downs, if that makes sense. Yep.","start_word":5497,"end_word":5517,"intents":[{"intent":"Evaluate market volatility","confidence_score":0.28947493}]},{"text":"The actual portfolio when you originally recommended was a high growth portfolio, which is about That rings a 90.","start_word":5646,"end_word":5664,"intents":[{"intent":"Review portfolio","confidence_score":0.30025694}]},{"text":"The actual portfolio when you originally recommended was a high growth portfolio, which is about That rings a 90. the bell. That's about a ninety ten split. So it just obviously when it's being invested, the market sort of changed and the investment sort of changed a little bit.","start_word":5646,"end_word":5694,"intents":[{"intent":"Change portfolio","confidence_score":0.00034628017}]},{"text":"Are you still comfortable with the high growth? Is that something you wanna review as well? Or I nothing. I'm still happy with it yet. Leave it as is.","start_word":5863,"end_word":5891,"intents":[{"intent":"Confirm support","confidence_score":0.0001447654}]},{"text":"Now I am gonna send you just the the DocuSign there or Otusign that it's changed to. So this Yep.","start_word":5893,"end_word":5912,"intents":[{"intent":"Send document","confidence_score":0.184255}]},{"text":"will have a few signable documents there with that one.","start_word":5913,"end_word":5922,"intents":[{"intent":"Confirm sign-up","confidence_score":0.00006116709}]},{"text":"The ongoing service agreement is in regards to the service, and if you're happy to stay on for the next twelve months, obviously, it isn't a locking contract there as well.","start_word":5950,"end_word":5980,"intents":[{"intent":"Confirm service agreement","confidence_score":0.03771722}]},{"text":"And then in regards to the non signable documents that are just attached as attachments there, you'll have your Vanguard index chart.","start_word":6040,"end_word":6061,"intents":[{"intent":"Discuss documents","confidence_score":0.5693537}]},{"text":"And then, obviously, we don't have those external assurances, which I which I would like to have a look at just to address there as well.","start_word":6076,"end_word":6101,"intents":[{"intent":"Address external assurances","confidence_score":0.07366362},{"intent":"Address external assurances","confidence_score":0.5086039}]},{"text":"In terms of updates, there have been a few business changes. We're getting slightly a little bit bigger as well, and then you'll have that portfolio performance report there as well.","start_word":6138,"end_word":6168,"intents":[{"intent":"Update portfolio","confidence_score":0.2945962}]},{"text":"And, yeah, I can email email in. all. Yeah. Email in.","start_word":6333,"end_word":6343,"intents":[{"intent":"Send email","confidence_score":0.0025259985}]},{"text":"We can arrange a time to to go through that, have a chat about that or anything like that as well for you.","start_word":6349,"end_word":6371,"intents":[{"intent":"Arrange meeting","confidence_score":0.06466733}]},{"text":"Not a 100% understanding exactly what sort of happened with Ben Long and how it's affected my account.","start_word":6409,"end_word":6426,"intents":[{"intent":"Clarify impact of ben long's investment","confidence_score":0.00006219718}]},{"text":"The fact that it's such a heavy weighing in your portfolio for that active investment that it's caused such an effect on your overall returns.","start_word":6884,"end_word":6908,"intents":[{"intent":"Assess portfolio management","confidence_score":0.00047024494}]}]},"sentiments":{"segments":[{"text":"Hello? From response electricians.","start_word":0,"end_word":3,"sentiment":"neutral","sentiment_score":0.021825339645147324},{"text":"Good afternoon, Reese.","start_word":4,"end_word":6,"sentiment":"positive","sentiment_score":0.3965578079223633},{"text":"It's Kyle calling from Financial. How's it going?","start_word":7,"end_word":14,"sentiment":"neutral","sentiment_score":0.2604890465736389},{"text":"Good call. How are you doing?","start_word":15,"end_word":20,"sentiment":"positive","sentiment_score":0.40555280447006226},{"text":"Yeah.","start_word":21,"end_word":21,"sentiment":"neutral","sentiment_score":0.2538626194000244},{"text":"Not too bad at all. Thanks for asking. I've got you scheduled in for that interview.","start_word":22,"end_word":37,"sentiment":"positive","sentiment_score":0.44107937812805176},{"text":"Is now a better time for you? Yeah. Let's do it. I'll make it work. Not a problem. I'll try and make it real quick and and brief for you then. I'm still a bit busy, but we'll try and power through. I think it's time difference with me being my stars. I'm always working till four, 04:30. Yeah. No. Under understandable. I can have a look. Just because the Sure. Layla ones always get booked out anyway as well. So I'll try and make this one real quick for you. If you got any questions, you can always come back with an email or something there as well. Yep. Just before we jump into that, if I could just pass through security, just that name, date of birth, and current address, we'll get stuck into that. Yep. Reese Reese Julian Millburn. '10 to the fifth nineteen ninety. And then just your current straight address. Thanks, Ruth. 64 B Collier Ave, Dovecatter, WA 6021.","start_word":38,"end_word":201,"sentiment":"neutral","sentiment_score":0.1049574613571167},{"text":"Perfect. Thank you for that.","start_word":202,"end_word":206,"sentiment":"positive","sentiment_score":0.6388548612594604},{"text":"So in regards to to this one there, we'll basically just running through, confirm a few details, make sure everything's up to scratch, have a discussion about how things have been performing the last twelve months there as well. And then following this, I'll get a team to to send you out a few documents there as well on your ongoing service agreement if you're happy to stay on board for the the next twelve months there as well. Yep. But we'll go through and confirm some details there first. In regards to negative key there as well, I've got Katie, your your spouse down, but I don't have a number or anything in the event that we couldn't reach you. Did you wanna provide anything there? Yeah. I do have a mobile. 04 double check. 0457316163. Yep. 163. Right. And as far as your job there, you're obviously still doing the electrician work there as well. Now has your occupation changed much in the last sort of twelve months or since you sort of spoke with us last? I mean, not so much. I've technically been classified as leading hand now. I don't think that really means anything on your end. It's not just a update, but in terms of, like unless we're looking at insurances and things like that, it doesn't make a huge difference. Can't imagine Any what I'm I mean, I'm a little bit more office bound now, but it's still basically I think it's still in 400 the same whatever class that you guys are using, I'd say. Yeah. And then with that, it's about an eighty twenty split sort of thing with office to field work, like, Yeah. 20 I'd say percent it office. is probably semi accurate. Yeah?","start_word":207,"end_word":501,"sentiment":"neutral","sentiment_score":0.01895704153230635},{"text":"Perfect.","start_word":502,"end_word":502,"sentiment":"positive","sentiment_score":0.41911038756370544},{"text":"And then still doing full time work with with that role, the thirty eight hours, or you do a bit of overtime? Yes. I mean, it varies, but, I mean, a base week is 40. Probably average closer to 42 to 45 a week, I'd say. Ballpark.","start_word":503,"end_word":549,"sentiment":"neutral","sentiment_score":0.08183891326189041},{"text":"Perfect.","start_word":550,"end_word":550,"sentiment":"positive","sentiment_score":0.4432755708694458},{"text":"Just chuck that down. And how long have you been doing the the leading hand role there now? Is it just the last twelve months? Yeah. It's less than a month. Oh, less than a month. So Yep. what's this? And how much industry experience do you have in electrical field at the moment? With qualified six years. I mean, I've been in the industry for for about sixteen years. But, obviously, some of that is as a apprentice and or trade sit, laborer. Yep. Alright.","start_word":551,"end_word":636,"sentiment":"neutral","sentiment_score":0.021961908787488937},{"text":"Perfect.","start_word":637,"end_word":637,"sentiment":"positive","sentiment_score":0.36993908882141113},{"text":"And your base income there between the leading head and roll, did you get a bit of a pay bump with that one? Yes. It has changed. Yep. And how much should Can you you be on roughly now? just check that manual cover back on, please? You got the letter. Let me double check for you now. I'm around the $1.14 mark, I think. Bear with me. Well, should I just go back? Really? Based on $1.14.","start_word":638,"end_word":715,"sentiment":"neutral","sentiment_score":0.04915849367777506},{"text":"Perfect.","start_word":716,"end_word":716,"sentiment":"positive","sentiment_score":0.6326867341995239},{"text":"And with the base being one fourteen, do you know roughly sort of what you expected to earn with your your overtime hours and things like that? One twenty five, one thirty. Probably close to 01:30.","start_word":717,"end_word":752,"sentiment":"neutral","sentiment_score":0.12284320592880248},{"text":"Great.","start_word":753,"end_word":753,"sentiment":"positive","sentiment_score":0.685680627822876},{"text":"And as far as your expenditures and savings per week, do you know what your budget sort of looks like in terms of, like, your outgoings versus what you're trying to put To be into honest, right now, no. savings Me and my partner at are we've we we had our second the baby six months ago. moment? We've basically been wanting income for the majority of kind of last year and a half. So probably been spending pretty much everything, unfortunately.","start_word":754,"end_word":835,"sentiment":"neutral","sentiment_score":-0.010063810274004936},{"text":"Savings pretty much haven't budged.","start_word":836,"end_word":840,"sentiment":"negative","sentiment_score":-0.3649164140224457},{"text":"Six Yep. is So you've got the two other there, side. probably Yeah. under two We at the do. moment? Eight is this on? Six Yeah. is the other side, please. Yep. Two months, sir. Twenty one months and six months. Sorry. Okay. In Very the thick busy of it, at literally. the the high level. Yeah. Yeah. No. Understandable. At the moment, are you planning on doing any sort of salary sacrifice and things like that or any other contributions? Obviously, probably not given your current circumstances, but Right. No. Right now, no. My partner's just recently gone back to work two days a week, so our income is going to at least start bolstering a little bit. So, hopefully, we can actually start maybe putting some money back into our savings account. But yeah. I mean, the only thing I've literally been doing is a small very small contribution to a raised investment account, $50 a week. So that's that's pretty much it. Yep. Because I've got here the two cars worth around 50, contents worth around 50, the Comsec account worth around 5,300. Do you still have that one? Yeah. The COM six, something was basically for sold. So that's down to about 3 and a half now for the COMSAC. Yep. And the stake investment portfolio, do you still have that one as well? Yeah. I do. That one? Do you know? Total is around 28 k, I think, Aussie dollar. Right. Yep. 28? And Yep. then I've got US stocks and then Australian stocks on that as well. Yes. The total loss is $20.29 29,000. and then 20 the 6. raise account currently, do you know roughly what that balance is sitting at? Yeah. That's $16.05. Perfect. 16 And is as free. far Sorry. $1.16 3. Yep. And as far as the the savings cash buffer you got at the moment, do you know roughly what that's hovering around, if you don't mind me asking? It's shy of 40 now, I think. Oh, no. Hang on. 41 there. Right. Let's get that updated there. And any other assets or liabilities that I haven't mentioned there? No sort of boats, trailers, caravans, or anything? No. I mean, I think, kind of, everything's probably including all of my tools and what have you. Sorry. One second, mate. Lucky? Lucky, is that that back door all shut up? Yeah. Or is that back door all shut and locked? Yeah. Yep. Alright. Might just move my van to you so you can go? Yeah. So I drop in him somewhere? Yeah. He can do. Yeah.","start_word":841,"end_word":1276,"sentiment":"neutral","sentiment_score":-0.0035029693069833613},{"text":"That'd be great.","start_word":1277,"end_word":1279,"sentiment":"positive","sentiment_score":0.4741413593292236},{"text":"Just if you can. Another picky thing. Oh. It's locked into the extension.","start_word":1280,"end_word":1292,"sentiment":"neutral","sentiment_score":0.12222377955913544},{"text":"I love that.","start_word":1293,"end_word":1295,"sentiment":"positive","sentiment_score":0.4447387754917145},{"text":"Sorry, mate. No. I I think that pretty much covers everything. Perfect. And sorry you've answered these questions previously, but you haven't declared bankruptcy of your partner on debt agreements previously, have you? No. No. We don't have any No. dead, which is great. But Yeah. don't Fantastic. know. Don't exactly hang up. I don't know. I don't know. I don't know. I don't know. I don't know yet, so Yeah. There's good debt and bad debt. At least you don't have the bad debt. You can no.","start_word":1296,"end_word":1383,"sentiment":"neutral","sentiment_score":-0.02896750938485969},{"text":"work towards getting the good debts and purchasing a home, things like that.","start_word":1384,"end_word":1396,"sentiment":"positive","sentiment_score":0.34610724449157715},{"text":"We also Yep. do have, like, the trusted mortgage brokers here as well. Obviously, you know, being time differences and things like that as well, it can be a little bit more difficult, but we can make a referral to them if you wanna do have a a conversation, especially when your partner starts to resume a bit more work as well and sort of see what your borrowing power looks like and things like that as well. Yeah. We've basically kinda put it on hold because we have a short term goal of moving to America. So Okay. And when they're are you probably sort of not looking at doing that potentially? well, I've completed an I one thirty. I think it's a partner sponsored green card, and that's probably still got sixteen months or something to process in the next couple of years, basically. Yep. Because, obviously, within regards to that, generally, for people that are moving overseas and planning on staying overseas, we can't give personalized advice for it because we're not licensed to take into consideration, obviously, you know, international equities, things like that in terms of, like, you being overseas and providing advice while being overseas. But Are insane. you What? so are you saying your advice would basically stop now because you know that or Sorry? sort of from when I leave? That yeah. So if you were planning on leaving, like, the most likely thing that would happen would be that we would likely remove ourselves as servicing advisers at the time you sort of left if you weren't planning on returning to Australia, if that makes sense. Yeah. Because obviously, you know, you can still manage the super at some level of capacity, but given that you wouldn't be contributing and things like that, it might not sort of it's like it generally ends up not being in your best interest. And then also we can't provide further advice from it if you were overseas. Yep. That's fine. Perfect. Still, yes. Still, it is couple years off. Yes.","start_word":1397,"end_word":1742,"sentiment":"neutral","sentiment_score":-0.06552223861217499},{"text":"So Still got plenty of time, so that's fine.","start_word":1743,"end_word":1751,"sentiment":"positive","sentiment_score":0.4534831643104553},{"text":"yeah. As far as your health, though, still nonsmoker, no injuries, no medications at the moment? Yep.","start_word":1752,"end_word":1768,"sentiment":"neutral","sentiment_score":0.13467435538768768},{"text":"Clean Perfect.","start_word":1769,"end_word":1770,"sentiment":"positive","sentiment_score":0.5355581641197205},{"text":"bill out And at the do you moment. right. And do you have private health cover at the moment? Yes. I do. Right. And I know you've got an external insurance policy that we don't actually have any information on regards to, like, your life, PPD, or income protection on what you do hold. Do you have, like, your stipulate of currency for that policy? I'm sure I have it. Somewhere. I've got a score it was through you guys. But, anyway, I could find it, probably not immediately, and sent it through. Would you like it? Would you like me to do that? Yeah.","start_word":1771,"end_word":1875,"sentiment":"neutral","sentiment_score":0.02079547569155693},{"text":"That would be great.","start_word":1876,"end_word":1879,"sentiment":"positive","sentiment_score":0.47539910674095154},{"text":"Because, obviously, we've never spoken before, so I can't sort of, you know, talk about sort of what you've discussed previously with other people. I'm just going off the information that I've got that it's you've obviously got your superannuation account. And then in regards to insurance, is it just lists that you're holding an external policy that we're not the the holders of Okay. from when you originally came on board. So, yeah, if you could send that through, we can even do a review of your insurances given that in, you know, in a few years, you might be looking at leaving anyway, and that might become obsolete to an extent depending on what policy you have and what you're sort of looking at holding and whether or not it covers you overseas or not. But those are all I'm things we can have a bit of a look at for you as well. just trying to see through the email. I was like, what's the score I have? Yeah. That's fine. I'll I'll have a look when I'm not trying to think about other things. But but, yeah, I can what would be the best best place to send it? Yep. You can send it through to info at Oakview Financial. So, like, it should pop up from, like, previous emails that you've gotten originally as well. Okay. IP Financial. And it's dot com dot a u. Yep. And I'll So just go through the the general inbox, and I'll be able to see that and flick it through. Yep. Right. And as I said, we can do a review of those insurances because, obviously, two years is still a time. As I said, I don't have any details in regards to policy that it says you are retaining at the moment. So if you could grab those, we can have a look at those for you as well. In Yep. regards to your state planning matters there as well, I know you don't have a current will in place. Is that something you have thought about, something you plan on sort of getting around to or not too sure? Definitely thought about and probably should have now that I do have a dependent, but Yep. obviously not something that's Yep. No. That's completely understandable there. And then we're gonna go to the more probably important one there as well. Your beneficiary form for your net wealth and who you'd wanna nominate for that. So generally, it'd be your spouse anyway because she's the one that's caring for the children, things like that as well. But Yep. it is currently blank, so if something were to happen, it just means that the likelihood is it probably would end up in your estate unless someone came forward to claim for it, which would be like spouse independence, which given the children are quite young, unless it was your spouse, there probably wouldn't be anyone that sort of is eligible for it apart from the kids. But it's better to have a a nomination just so it stays outside of this state. It doesn't get challenged, things like that as well. Yes. Yeah. No. Alright. It's fixing on the to do list.","start_word":1880,"end_word":2422,"sentiment":"neutral","sentiment_score":-0.002867506153222935},{"text":"Perfect.","start_word":2423,"end_word":2423,"sentiment":"positive","sentiment_score":0.6324982047080994},{"text":"I can even send through some lawyer information as well just on some general wills and estate planning just for local solicitor and their general pricing. Just have a read through if you'd like. Yeah.","start_word":2424,"end_word":2458,"sentiment":"neutral","sentiment_score":0.2261248677968979},{"text":"Actually, that'd be great for the month.","start_word":2459,"end_word":2465,"sentiment":"positive","sentiment_score":0.7045249938964844},{"text":"Not a problem. And a random question that they've added in recent years is you're not sort of involved in politics or politically exposed or with, like, family members or anything like that? No. Right. And currently, you're not a tax resident for any other foreign jurisdiction? No. Right. And as far as your goals currently there, because I know you were working towards sort of purchasing a property here in the next few years. Is that sort of gone out the window given that you're looking at potentially, you know, moving overseas and maybe purchasing a home there and things like that? Yeah. It kind of has. It's kind of become yeah. We're not we're not financially set up to be able to afford buying one here and then purchasing one in The States as well. So it'll probably just end up being gold would be our first time in American. So Yep. the moment, Right. basically, you're saving pennies where we can. Not a problem. And you just partner originally from America. Is that the reasons for sort of Yes. making the move? Yeah. No. Yep. Yeah. I Understandable. think we should have been a school there. And quite frankly, it's ridiculously expensive to live here right now. Yeah. No. Completely understandable. The the housing market over there is a little bit better than over here even with the the dollar exchange. And given the Australian dollar's Yeah. going alright at the moment, it's I not can bought this about twice. I want to get here. Look at that. yeah. It's a little bit Yep. unsettling when you see a million dollar property in Australia versus a million dollar property elsewhere. Certainly As far as any other goals that you're currently working towards, like, is. obviously, with the insurances, I can't sort of have a discussion with you around your cover amounts and what you're covered for and what you're not without knowing what they are at the moment. But from memory, you satisfied with those. That's something you wanna review currently? Or Sorry. I lost you there for a sec, mate. Yeah. It cut out for a little bit. So just in regards to your insurance, is there obviously I don't know exactly what you're covered for given that I don't have a stipulated currency at the moment. But from your your memory, is that something you want to review? Are you happy sort of with your your current policy from memory or not too sure? Probably, may I could, but I I literally reviewed and kind of it took me about six months to get it bloody reinstated. And I think I only I only got it all reinstated and finalized probably less than a year ago.","start_word":2466,"end_word":2926,"sentiment":"neutral","sentiment_score":-0.02250716647076665},{"text":"So I think I'm probably, at the moment, happy with it.","start_word":2927,"end_word":2937,"sentiment":"positive","sentiment_score":0.380424439907074},{"text":"Yep. And do you know what types of cover you have on that at the moment? Like, life, TPD, IP, trauma? Oh, my. It is I I went basically outside of the generics that you get through superannuation. So it'll be PPD and I believe it's income section. It's gotta be some way. I'll have to dig through my emails. It's probably gonna take too long right now. It's if you could just get it to me at some point, because in regards to your current portfolio, which is the next thing I wanted to sort of touch on there as well, in regards to how your portfolio has performed, so the last twelve months hasn't been too crash hot. Like, obviously, you had, like, your sort of back end of COVID where everything wasn't doing too great, and it sort of recovered a bit since then.","start_word":2938,"end_word":3084,"sentiment":"neutral","sentiment_score":-0.03376688435673714},{"text":"So, overall, your portfolio is up since the time you've been on board and the the returns it has gotten even sort of after these.","start_word":3085,"end_word":3109,"sentiment":"positive","sentiment_score":0.36705419421195984},{"text":"The start of the year, there was the Trump tariff debacle there. And towards the end of this year, there was the sort of other wars that were sort of kicking off just a little bit.","start_word":3110,"end_word":3145,"sentiment":"negative","sentiment_score":-0.37251001596450806},{"text":"In regards to that as well, your active fund, which you are quite heavily invested in in terms of, like, weightings for your portfolio, that active management, Benelon did have an underlying asset where they were done for not accounting or reporting correctly, which again caused your portfolio to take a bit of a backward step. So we would be looking to do an update just to review your investments and just do a review of that and make sure that it's in your best interest moving forward as well. Yeah. How much of a fax that we're talking? I haven't actually looked up things for a while. I know it was a healthy return the year before last when I got the phone call. Yep. One So 30 currently, one. it's sitting at a 131,000 in terms of the actual balance. Now as far as Ben Long in terms of the last twelve months and the figure that it went backwards, it went backwards by, like, about 20%.","start_word":3146,"end_word":3314,"sentiment":"neutral","sentiment_score":-0.1046241745352745},{"text":"And given that it is, like, a quite a significant weight in your portfolio, it was, like, an $8,000 backward step in that period of time. Whereas, obviously, the rest of your portfolio was still tracking. So they sort of curbed those losses to some extent.","start_word":3315,"end_word":3360,"sentiment":"negative","sentiment_score":-0.3962548673152923},{"text":"So it only worked out to be about a 3% loss over that twelve month period due to that asset and that announcement, if that makes sense. Okay. Yep. So So are I I would imagine could a can a company bounce back from that quickly, or are you kind of suggesting to most of your you customers sorry? like me that we steer away from them all? So as an investment, generally, you never wanna sort of sell low by high. But given that it Yeah.","start_word":3361,"end_word":3447,"sentiment":"neutral","sentiment_score":-0.21249708533287048},{"text":"wasn't just the investment itself, it was like the management and then the fund within it that was sort of done for obviously, they're not reporting, and then the fact that the active manager did not sort of see any signs of that, sort of hasn't been managing the best for the past year and a bit anyway in terms of returns it has been getting.","start_word":3448,"end_word":3513,"sentiment":"negative","sentiment_score":-0.44577673077583313},{"text":"They made a business decision that they do wanna look to move away from Benelong and then just use the losses that have occurred to, like, offset, obviously, some capital gains when looking at readjusting the portfolio. And then also, if any sort of still carry forward to other offsets.","start_word":3514,"end_word":3563,"sentiment":"neutral","sentiment_score":-0.1099821925163269},{"text":"So obviously not the most ideal scenario in terms of what's happened.","start_word":3564,"end_word":3575,"sentiment":"negative","sentiment_score":-0.39531391859054565},{"text":"Luckily, like, the rest of your portfolio has propped it up to some extent.","start_word":3576,"end_word":3589,"sentiment":"positive","sentiment_score":0.4479583501815796},{"text":"And then even given the last year that because that occurred in November, we've sort of been keeping an eye on it, and it hasn't really recovered to an extent that you'd sort of wanna hold on to it much longer in terms of, like, the return. You could be getting a better return in another investment as opposed to seeing how they continue to recover from that, if that makes sense. Yeah. I didn't realize it's 41 k.","start_word":3590,"end_word":3668,"sentiment":"neutral","sentiment_score":0.11048492789268494},{"text":"It's a massive mistake out of my portfolio.","start_word":3669,"end_word":3676,"sentiment":"negative","sentiment_score":-0.5345155596733093},{"text":"Yeah. And then with that, obviously, I wasn't the advice that originally set that up. So that is quite a heavily active portion to try and outperform that market.","start_word":3677,"end_word":3705,"sentiment":"neutral","sentiment_score":-0.21250246465206143},{"text":"Obviously, when it comes to those market swings when it doesn't perform in regards to that, it can have quite a negative effect there as well because the active portion generally is the most volatile in terms of, like, the ups and the downs and, like, the years returns and things like that as well.","start_word":3706,"end_word":3760,"sentiment":"negative","sentiment_score":-0.3921149373054504},{"text":"And like you said, like, last year was quite a a good return, and then this year, not quite a great return there as well, which is what you see in a lot of those active Managedlip portfolios as well. They do sort of have good and bad years, but the Benelon one wasn't sort of an Australian equities issue. It was more so the underlying asset issue. Yeah. Yep. Alright. Well, yeah, that would be is that another conversation for another day about how we move away from them? Or So just based off this conversation, obviously, do a quick risk profile there with you as well just to make sure that still lines up with your current investment in terms of, like, the risk you take on. And then from there, they'll do the research in the back end and get that ball rolling to be able to update that advice piece there as well and look at that. And then in the meantime, the next few weeks, if it were to sort of recover, then we may look at holding that off for you or not. You can sort of make that decision. You don't have to take on the advice. If you don't want to, obviously, we'll present it, and then you can sort of see if you wanna change up to those investments. But with that one, would you be looking to still maintain, like, an active component? Would you wanna move completely away from active and just have the passive that's a bit more cheaper, a lower cost investment cost, but then you're not aiming to outperform the markets? I mean, this is probably it. I can't I don't really know right now. I I was all for I don't know. Because active I think it's kind of a little more aggressive, right, In terms in of, terms like, of your a assets profile. to to growth versus, like, defensive in that regard, so you can still have the same amount of assets in, like, a growth portfolio as active versus passive. One just actively aims to find gaps in the market, whether that's value investing or whether that's sort of finding other, like, performance of other companies and building a portfolio is that way to try and better than what the market indexes are doing. Because the index is basically to track the top companies in those spaces. And if they're all doing well, the market's doing well, they perform quite well, and it's a lower cost, and it's active in the sense that if a company falls outside of those top 500 or, like, in America of the S and P 500, then they're no longer held, Yep. like, within your portfolio, whereas fund managers actively do those buys and sells to find where they believe value in the market is to try and outperform that.","start_word":3761,"end_word":4244,"sentiment":"neutral","sentiment_score":-0.03601184846690956},{"text":"So it's more manager risk than it is actual allocation of growth assets risk.","start_word":4245,"end_word":4258,"sentiment":"negative","sentiment_score":-0.36377784609794617},{"text":"Because currently, you're sitting in about an eighty twenty split of growth assets to defensive. So that 80% growth and 20% defensive assets. And then within that growth space there, you do have that active portion which accounts for about, like you said, that 30 sort of percent of your portfolio that was in those funds that didn't perform. Okay. I didn't 30 yeah.","start_word":4259,"end_word":4322,"sentiment":"neutral","sentiment_score":-0.0005330612766556442},{"text":"30% doesn't sound like a a dangerous percentage for my profile to be a little aggressive.","start_word":4323,"end_word":4338,"sentiment":"negative","sentiment_score":-0.4300222098827362},{"text":"I I think I'm probably happy to say how it is.","start_word":4339,"end_word":4349,"sentiment":"positive","sentiment_score":0.3476090729236603},{"text":"Like you said, Keep there's good and bad news. Yep. Would you be wanting to look at updating the the Benelon to a different active portion and just giving the portfolio a refresh, or is it something you just wanna hold on to at the moment? I don't think I have any kind of knowledge on Yeah. whether or not to hold it or get rid of it. So Yeah. I'd Okay. We'll probably show honestly you what just leave it it in yeah. We'll look at what a refresh looks like, and we'll just look to keep your an active portfolio component in there for you. hands.","start_word":4350,"end_word":4457,"sentiment":"neutral","sentiment_score":0.03394324332475662},{"text":"It does sound it's not great. It's been along the way just explaining how no one seems to have picked up on this snag, and it's like he's actually looking after something.","start_word":4458,"end_word":4489,"sentiment":"negative","sentiment_score":-0.41428741812705994},{"text":"Yeah.","start_word":4490,"end_word":4490,"sentiment":"neutral","sentiment_score":0.15188470482826233},{"text":"That was great.","start_word":4491,"end_word":4493,"sentiment":"positive","sentiment_score":0.4083860218524933},{"text":"It was like a little bit out of the blue in the sense that obviously certain things you can't predict like that given that they pay like market analysts to review these companies to see like how they are tracking and why how they build their portfolios, it is a little bit concerning that obviously they didn't pick up on the issues that were occurring, Do you if guys that do may. any of that yourself, or is that purely So in terms outside? of, like, companies, You just basically and go off. Yeah. we don't do, like, direct share investments generally. We do, like, a portion of those passive ETFs, which obviously are ETFs. Yeah. They're quite simple in terms of researching. And then the So funds if you itself have a there's no way you guys would have been able to pick up on either, unfortunately. no. Because those fund managers themselves don't release their entire sort of portfolios in whole or sort of what they're doing or the buyers themselves. Obviously, you can see to some extent, But they're fund managers for a reason. If they disclosed everything, you'd just be able to cop and pick and choose, and there's no reason to have a fund manager. You could just steal all their investments as well, if that makes sense. But if even if you looked up then along over the past, like, twenty sort of years, they were quite competitive in the market until sort of the last sort of three.","start_word":4494,"end_word":4748,"sentiment":"neutral","sentiment_score":-0.047730097218471414},{"text":"They sort of dropped off a little bit following COVID.","start_word":4749,"end_word":4758,"sentiment":"negative","sentiment_score":-0.3920966684818268},{"text":"And then the what happened with recently, obviously, is the nail in the coffin a little bit. Yep. Yep. Do you have any Alright. other questions in regards to that at all? No. No. I'll run it. Yep. No problem. As I said, we'll look at doing the update there for you. And if you do have any questions following that as well, we can go through it in that statement of advice piece once we get that together for you as well. Yep. Yeah.","start_word":4759,"end_word":4843,"sentiment":"neutral","sentiment_score":0.02453654445707798},{"text":"Sounds good. Perfect.","start_word":4844,"end_word":4846,"sentiment":"positive","sentiment_score":0.6076668500900269},{"text":"But do you have any other questions on anything we've covered so far at all there, Reese? Like, excluding that as well?","start_word":4847,"end_word":4868,"sentiment":"neutral","sentiment_score":0.029599793255329132},{"text":"No. Not I think I'm nothing happy about it.","start_word":4869,"end_word":4877,"sentiment":"negative","sentiment_score":-0.622573971748352},{"text":"Yep. Okay. Not a problem at all. So we'll run through that quick risk profile questionnaire just to make sure that we've got you invested in line with your current portfolio there. So you've obviously had direct investments previously and are still looking to hold those. But how willing would you say you are to accept risk to, like, outpace inflation and, you know, curb the the cost of living, like, in regards to your money. Like, obviously, if it sits in the bank, inflation can either weigh it, but are you willing to accept a certain amount of risk to outperform that to make sure your soup is growing and things like that? In terms of, yes, superannuation, yes. A little bit. Not aggressively because I literally don't really know much about shares, but Yep. I am willing to take a little bit of risk. So you'd say a bit more of a moderate risk taker Yeah. I'll tell them what I is that mild mild risk taker? there? That's sort of the the moderate. Otherwise, it's sort of, Okay. you Yep. know yeah. Not yet. Basically. And then in terms of if your superannuation was to decrease by 20%, obviously, you took a little bit of a backward step now, and you seem to be, like, okay with waiting and seeing how it improves and things like that as well. But if it dropped much more than that, would you be quite concerned? Would you look at trying to sell out to more secure assets? How do you think you'd respond to that? Yes.","start_word":4878,"end_word":5143,"sentiment":"neutral","sentiment_score":0.026698550608541285},{"text":"I reckon if it dipped by probably think 30% would concern me quite a bit.","start_word":5144,"end_word":5158,"sentiment":"negative","sentiment_score":-0.3763205707073212},{"text":"I'd probably be calling you guys. Hey. So what's going on? Yeah. No. I completely understand. 25 And then to 30 would probably be where I'd start getting little worried. Because, obviously, it's it's more than likely done. I don't know how long this was gonna go on, but it's probably gonna do it again. Right? yeah. Exactly. The good thing And about we're gonna yourself take is a you've massive got dive. time on your your side, which is the main thing for you, I guess. Yep. You do have that time till retirement to make those dips in the market. So if you had sort of a blip on the radar, especially with, like, years like this as well. And then with those dips in the market, obviously, you're quite cautious with what happens there. But are you somewhat optimistic about returns in the market at all, like, with things like COVID when that occurred or still just, like, cautious, a little bit concerned about what's going on?","start_word":5159,"end_word":5328,"sentiment":"neutral","sentiment_score":-0.06204587896080578},{"text":"After seeing kind of bounced back from COVID, Kinda pretty confident that, yeah, the the market will typically bounce back.","start_word":5329,"end_word":5348,"sentiment":"positive","sentiment_score":0.4670593738555908},{"text":"Just Yep. trying to work out when I should sell my current stocks before everything dies, if I should. Any question I got for you? Okay. Yeah. Well, obviously, in terms of those investments, I don't actually know what you you sort of hold. But, yeah, look, definitely, at least for the next couple of months there, it's gonna be a bit rocky in terms of what actually occurs, and then that's purely because no one exactly knows Yeah. what's going on, Yeah. you know, with Iran, Israel, things like that. In terms of, like, wars, wars don't have, like, the biggest impact as you might think compared to, like, other events. Like, terror attacks generally, you know, are quite quite bad in terms of market. They do cause a bit of upending there as well. But as far as wars, they do sort of recover quite quickly. But in that time, they are quite volatile in terms of, like, the ups and downs, if that makes sense. Yep. So definitely, at least for the next month or so, it is gonna be a lot of up and down just to end that bit all over the shop. Yeah. Right. And then as far as investing, obviously, potentially gonna purchase property in the future, but would you ever put borrowed money into anything slightly riskier? No. Probably not. Not with not with a wife and two kids now. It's a little bit too hairy, Not a problem. but that I was on anything stupid. Yep. Now in terms of your portfolio there, I did actually look up the exact portfolio. And so with the weightings and why they've changed sort of income askew a little bit, we talked about, like, a growth at eighty twenty split. The actual portfolio when you originally recommended was a high growth portfolio, which is about That rings a 90. the bell. That's about a ninety ten split. So it just obviously when it's being invested, the market sort of changed and the investment sort of changed a little bit. I was just basing off the percentages that I could see there, but I actually looked in the actual portfolio it was. It is a a high growth portfolio, which is that ninety ten Yep. split. You did come out as a growth investor, which is around that 8020. Now in saying that you are on the younger side of things, especially when it comes to to superannuation, so you can more than take on that level of risk in a high growth portfolio and and keeping that there, especially in the in the meantime given that you are currently in a high growth. And then as you do get close to retirement and sort of get close to the returns that you'd like, you can sort of look at reducing that level of risk. But, you know, while you're younger, contributing well, earning good money, you can afford to take on that risk and aim for those higher returns in that period, if that makes sense. Yep. Yep. Are you still comfortable with the high growth? Is that something you wanna review as well? Or I nothing. I'm still happy with it yet. Leave it as is.","start_word":5349,"end_word":5891,"sentiment":"neutral","sentiment_score":-0.0175122345898911},{"text":"perfect.","start_word":5892,"end_word":5892,"sentiment":"positive","sentiment_score":0.4561436176300049},{"text":"Now I am gonna send you just the the DocuSign there or Otusign that it's changed to. So this Yep. will have a few signable documents there with that one. It'll just be the ongoing service agreement tax file opt in form. So that's from where we've changed where we store your tax file number on file. The ongoing service agreement is in regards to the service, and if you're happy to stay on for the next twelve months, obviously, it isn't a locking contract there as well. So with that one, if you see my advice and you see my update, you're not too happy with it and you're sort of done with the service, it's not locked in contract.","start_word":5893,"end_word":6013,"sentiment":"neutral","sentiment_score":0.015592480078339577},{"text":"So there's a bit of peace of mind in that that you can go somewhere else if you'd like.","start_word":6014,"end_word":6032,"sentiment":"positive","sentiment_score":0.6101034879684448},{"text":"Not that we'd want you to, obviously. And then in regards to the non signable documents that are just attached as attachments there, you'll have your Vanguard index chart. You'll have your summary there, which as I said, just gives you your superannuation. And then, obviously, we don't have those external assurances, which I which I would like to have a look at just to address there as well. You'll have the most up to date copy of the financial services guide and OQ services guide, which has been changes that have occurred in the last sort of six to twelve months here as well. In terms of updates, there have been a few business changes. We're getting slightly a little bit bigger as well, and then you'll have that portfolio performance report there as well. Now with that one there, it is the the last twelve months from, I think, believe it was when was the date for that one? Sorry. February 25 there that that was created. And then you'll be able to see what did occur there, obviously, in terms of the returns with Bennelong, which as I said, is quite unfortunate that it wasn't sort of Australian equities issue.","start_word":6033,"end_word":6235,"sentiment":"neutral","sentiment_score":-0.03134772181510925},{"text":"It was just that fund issue.","start_word":6236,"end_word":6241,"sentiment":"negative","sentiment_score":-0.37419235706329346},{"text":"And given that you, you know, did have that actively invested to try and outperform that market and then having it go the opposite way, it's not too fantastic, but we'll try and sort of do an update that turns that around a bit for you. Do Alright. you have any questions in regards to those those documents there at all there, Reese? I mean, I can't look at them right now. I'm looking on my job at home, but, Yeah. obviously, Yeah. if you have That's any questions, I can. And, yeah, I can email email in. all. Yeah. Email in. Just give us a call. We can arrange a time to to go through that, have a chat about that or anything like that as well for you. But while you've got me there too, Reese, is there anything else that you wanna have a chat about? Anything I haven't covered today that you want a bit more clarification on? Any questions in regards to?","start_word":6242,"end_word":6408,"sentiment":"neutral","sentiment_score":-0.008959645564001455},{"text":"Not a 100% understanding exactly what sort of happened with Ben Long and how it's affected my account. So I have you said they dropped by 20%.","start_word":6409,"end_word":6435,"sentiment":"negative","sentiment_score":-0.4511767327785492},{"text":"Yeah.","start_word":6436,"end_word":6436,"sentiment":"neutral","sentiment_score":-0.2035946249961853},{"text":"Or you said my my total superannuation dropped by 20%, my my total net worth.","start_word":6437,"end_word":6451,"sentiment":"negative","sentiment_score":-0.33660152554512024},{"text":"Yep. Not the the total of your your net wealth.","start_word":6452,"end_word":6461,"sentiment":"neutral","sentiment_score":-0.21042467653751373},{"text":"So in terms of, like, a negative return for the year, it was only negative 3.4, which is about a 4,500 sorta negative return for the year.","start_word":6462,"end_word":6488,"sentiment":"negative","sentiment_score":-0.444735050201416},{"text":"Whereas net with the Benelong, which is a 30% portion of that accounted for, like, around that 9,600 backward step with the 20% negative return there.","start_word":6489,"end_word":6514,"sentiment":"neutral","sentiment_score":-0.28716394305229187},{"text":"Now there was hack within that as well that has done a negative return in terms of your portfolio, but the industry sector as a whole for AI and technology has taken a dive in the past month.","start_word":6515,"end_word":6552,"sentiment":"negative","sentiment_score":-0.487821102142334},{"text":"But they have Yeah. quite a a confidence that that will return, and then that's not something to be too concerned about, like you said, with those ups and downs. The ups and down that did occur with Bennelong, though, was largely due, as I said, to that underlying investment that was done for Dodgey Accounting.","start_word":6553,"end_word":6608,"sentiment":"neutral","sentiment_score":-0.1557924747467041},{"text":"And then as a result of that, they got put on a trading hold. Bennelong had to reevaluate that stock that they hold with them. And then with that, some investors also lost faith with Bennelong itself, which caused some funds to exit that managed fund as well, which further caused their fund price or share price to dip, if that makes sense.","start_word":6609,"end_word":6671,"sentiment":"negative","sentiment_score":-0.46834951639175415},{"text":"Yep. So, yeah, they so, yeah, they dropped, like, almost nine k. Yeah. And then gold was still up 56%. Europe was up 16%. Europe sort of Europe, Asia sort of area outside of The US was up 17. Japan was up 23, and then the S and P 500, which is America, was around the four. And then that's largely just due to the the currency exchange risk because the Australian dollar got stronger, and then the US dollar dropped a little bit there as well. They're actually true return. They're probably sitting around the 15%, but it's because they're the US dollar has taken a bit of a dive, and because that's a foreign foreign exchange. Obviously, the the value of that is affected with that currency hedging. Okay.","start_word":6672,"end_word":6802,"sentiment":"neutral","sentiment_score":-0.09091439344102643},{"text":"That sucks a bit.","start_word":6803,"end_word":6806,"sentiment":"negative","sentiment_score":-0.6043104529380798},{"text":"Because I think I had, like, 15 for return the year before last. It might have even been higher than that. It's Yeah.","start_word":6807,"end_word":6829,"sentiment":"neutral","sentiment_score":-0.24685940146446228},{"text":"pretty I think last year, pretty it really unfortunate. was quite a good return for everything.","start_word":6830,"end_word":6845,"sentiment":"negative","sentiment_score":-0.5096220374107361},{"text":"And given, you know, those the fact that Ben Long is quite a significant weighting, even if that sort of hit a zero return mark, you would still would have been doing quite well in terms of return. The fact that it's such a heavy weighing in your portfolio for that active investment that it's caused such an effect on your overall returns. But as I said, we'll look to update the portfolio. We might even look at reducing the active portion, making a bit more of a satellite and less a bit of a core. So that way, if there is, like, a bad deal with the active portion that it doesn't have a significant effect as it has currently with your portfolio. Yep. Perfect. Yep. Yeah.","start_word":6846,"end_word":6973,"sentiment":"neutral","sentiment_score":-0.1993979960680008},{"text":"That's that's pretty much it for the for me.","start_word":6974,"end_word":6982,"sentiment":"positive","sentiment_score":0.3452075123786926},{"text":"They're not so I have questions. No problem. Any other questions that you might have, feel free to obviously reach out in regards to that. But otherwise, I'll let you get back to your afternoon, and then we can sort of go from there once we get that all together there for you. Yep. Alright. So basically, I'll just get my incoming TPD insurance to get through to you. Yeah. And then do you wanna reach out to me and with because you you said you wouldn't mind reviewing, possibly recommending some options, or you're happy to just leave it at that and just have it on record? I'll have a conversation with you and see what you wanna do from that as well and just see how you feel about it, and then we can go from there as well. Yep.","start_word":6983,"end_word":7124,"sentiment":"neutral","sentiment_score":0.22305288323214356},{"text":"Okay. Sounds good. Too easy.","start_word":7125,"end_word":7129,"sentiment":"positive","sentiment_score":0.47764065861701965},{"text":"But anything else for me while you've got me there? Nah. Not at the moment.","start_word":7130,"end_word":7144,"sentiment":"neutral","sentiment_score":-0.03277727961540222},{"text":"Great.","start_word":7145,"end_word":7145,"sentiment":"positive","sentiment_score":0.3779483735561371},{"text":"Obviously, anything in the meantime, feel free to either just attach that with the question with your certificate of currency there. Otherwise, I will just touch base. Sort of when I get an afternoon free, even if I get off another call, I might give you a call in an afternoon, just have a quick chat about your insurances. I want to have a look at those and see how you feel about them and see if we if you wanna look at updating it or having a review of that at all. Yep.","start_word":7146,"end_word":7239,"sentiment":"neutral","sentiment_score":0.18042105436325073},{"text":"That sounds Not a problem at all, Reese. Well, I'll let you get back to you afternoon, and once you get that stupid currency, I'll sort of touch base with good. you. Excellent. Alright. Thank you very much for the call, man. Cheers, mate. Thanks for your time. Sorry to to bug you for the last hour at work there, but enjoy the rest of the hour. That's alright. Thanks. I appreciate it. Cheers. Bye. See you, buddy.","start_word":7240,"end_word":7317,"sentiment":"positive","sentiment_score":0.5069676637649536}],"average":{"sentiment":"neutral","sentiment_score":-0.022407622674498896}}}}